<SEC-DOCUMENT>0001171843-16-008590.txt : 20160315
<SEC-HEADER>0001171843-16-008590.hdr.sgml : 20160315
<ACCEPTANCE-DATETIME>20160315151323
ACCESSION NUMBER:		0001171843-16-008590
CONFORMED SUBMISSION TYPE:	10-K
PUBLIC DOCUMENT COUNT:		164
CONFORMED PERIOD OF REPORT:	20151231
FILED AS OF DATE:		20160315
DATE AS OF CHANGE:		20160315

FILER:

	COMPANY DATA:	
		COMPANY CONFORMED NAME:			FLUSHING FINANCIAL CORP
		CENTRAL INDEX KEY:			0000923139
		STANDARD INDUSTRIAL CLASSIFICATION:	STATE COMMERCIAL BANKS [6022]
		IRS NUMBER:				113209278
		STATE OF INCORPORATION:			DE
		FISCAL YEAR END:			1206

	FILING VALUES:
		FORM TYPE:		10-K
		SEC ACT:		1934 Act
		SEC FILE NUMBER:	001-33013
		FILM NUMBER:		161506666

	BUSINESS ADDRESS:	
		STREET 1:		1979 MARCUS AVENUE , SUITE E140
		CITY:			LAKE SUCCESS
		STATE:			NY
		ZIP:			11042
		BUSINESS PHONE:		718-961-5400

	MAIL ADDRESS:	
		STREET 1:		1979 MARCUS AVENUE, SUITE E140
		CITY:			LAKE SUCCESS
		STATE:			NY
		ZIP:			11042
</SEC-HEADER>
<DOCUMENT>
<TYPE>10-K
<SEQUENCE>1
<FILENAME>f10k_031516p.htm
<DESCRIPTION>FORM 10-K
<TEXT>
<HTML><HEAD>
     <TITLE></TITLE>
</HEAD><BODY STYLE="font: 10pt Times New Roman, Times, Serif">





<p style="margin: 0"></p>

<p style="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: center"><b>UNITED STATES</b></p>

<p style="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: center"><b>SECURITIES AND EXCHANGE COMMISSION </b></p>

<p style="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: center"><b>Washington, D.C. 20549</b></p>

<p style="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: center"><b>&nbsp;</b></p>

<p style="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: center"><b>FORM 10-K</b></p>

<p style="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: center">&nbsp;</p>

<p style="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: center"><b>ANNUAL REPORT PURSUANT TO SECTION 13
OR 15(d) OF</b></p>

<p style="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: center"><b>THE SECURITIES EXCHANGE ACT OF 1934</b></p>

<p style="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: center">&nbsp;</p>

<p style="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: center">For the fiscal year ended <u>December 31,
2015</u></p>

<p style="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: center">&nbsp;</p>

<p style="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: center">Commission file number <b>001-33013</b></p>

<p style="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: center">&nbsp;</p>

<p style="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: center"><b><u>FLUSHING FINANCIAL CORPORATION</u></b></p>

<p style="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: center">(Exact name of registrant as specified in
its charter)</p>

<p style="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: center">&nbsp;</p>

<table cellspacing="0" cellpadding="0" style="font: 10pt Times New Roman, Times, Serif; width: 100%; border-collapse: collapse">
<tr style="vertical-align: top">
    <td style="width: 50%">
        <p style="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0.6in; text-align: center"><b><u>Delaware</u></b></p>
        <p style="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0.6in; text-align: center">(State or other jurisdiction of incorporation
        or organization)</p></td>
    <td style="width: 50%">
        <p style="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0.6in; text-align: center"><b><u>11-3209278</u></b></p>
        <p style="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0.6in; text-align: center">(I.R.S. Employer Identification No.)</p></td></tr>
</table>
<p style="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: center"><b>&nbsp;</b></p>

<p style="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: center"><b><u>220 RXR Plaza, Uniondale, New York
11556</u></b></p>

<p style="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: center">(Address of principal executive offices)</p>

<p style="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: center">&nbsp;</p>

<p style="font: 10pt Times New Roman, Times, Serif; margin-top: 0pt; margin-bottom: 0pt; text-align: center"><b><u>(718) 961-5400</u></b></p>

<p style="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: center">(Registrant&#8217;s telephone number, including
area code)</p>

<p style="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: center">&nbsp;</p>

<p style="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">Securities registered pursuant to Section 12(b) of the Act:&nbsp;</p>

<table cellspacing="0" cellpadding="0" style="font: 10pt Times New Roman, Times, Serif; width: 100%; border-collapse: collapse">
<tr style="vertical-align: top">
    <td style="width: 50%">
        <p style="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: center"><b><u>Common Stock $0.01 par value (and</u></b></p>
        <p style="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: center"><b><u>associated Preferred Stock Purchase
        Rights)</u></b></p>
        <p style="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0.6in; text-align: center; text-indent: 0.5in">(Title of each class)</p></td>
    <td style="width: 50%">
        <p style="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0.35in 0pt 0.5in; text-align: center"><b><u>NASDAQ Global Select
        Market</u></b></p>
        <p style="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0.35in 0pt 0.5in; text-align: center">(Name of exchange on which
        registered)</p></td></tr>
</table>
<p style="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify">&nbsp;</p>

<p style="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify">Securities registered pursuant to Section
12(g) of the Act: <b><u>None.</u></b></p>

<p style="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 0.5in">&nbsp;</p>

<p style="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 0.5in">Indicate by check mark
if the registrant is a well-known seasoned issuer, as defined in rule 405 of the Securities Act. <u> </u> Yes <u> X </u> No</p>

<p style="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 0.5in">&nbsp;</p>

<p style="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 0.5in">Indicate by check mark
if the registrant is not required to file reports pursuant to Section 13 or Section 15(d) of the Act. <u> </u> Yes <u> X </u> No</p>

<p style="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 0.5in">&nbsp;</p>

<p style="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 0.5in">Indicate by check
mark whether the registrant (1) has filed all reports required to be filed by Section 13 or 15(d) of the Securities Exchange Act
of 1934 during the preceding 12 months (or for such shorter period that the registrant was required to file such reports), and
(2) has been subject to such filing requirements for the past 90 days. <u> X </u>Yes <u> </u> No</p>

<p style="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 0.5in">&nbsp;</p>

<p style="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 0.5in">Indicate by check
mark whether the registrant has submitted electronically and posted on its corporate Web site, if any, every Interactive Data File
required to be submitted and posted pursuant to Rule 405 of Regulation S-T (&#167;232.405 of this chapter) during the preceding
12 months (or for such shorter period that the registrant was required to submit and post such files). <u> X </u>Yes <u> </u> No</p>

<p style="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 0.5in">&nbsp;</p>

<p style="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 0.5in">Indicate by check mark
if disclosure of delinquent filers pursuant to Item 405 of Regulation S-K (&#167;229.405 of this chapter) is not contained herein,
and will not be contained, to the best of registrant&#8217;s knowledge, in definitive proxy or information statements incorporated
by reference in Part III of this Form 10-K or any amendment to this Form 10-K. [ ]</p>

<p style="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 0.5in">&nbsp;</p>

<p style="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 0.5in">Indicate by check mark
whether the registrant is a large accelerated filer, an accelerated filer, a non-accelerated filer, or a smaller reporting company.
See definitions of &#8220;large accelerated filer,&#8221; &#8220;accelerated filer&#8221; and &#8220;smaller reporting company&#8221;
in Rule 12b-2 of the Exchange Act. (Check one):</p>

<p style="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 0.5in">&nbsp;</p>

<table cellspacing="0" cellpadding="0" style="font: 10pt Times New Roman, Times, Serif; width: 100%; border-collapse: collapse">
<tr style="vertical-align: top">
    <td style="width: 50%">
        <p style="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0.6in 0pt 0">Large accelerated filer___</p>
        <p style="font: 10pt Times New Roman, Times, Serif; margin: 0pt 16.55pt 0pt 0">Non-accelerated filer____</p></td>
    <td style="width: 50%">
        <p style="font: 10pt Times New Roman, Times, Serif; margin: 0pt">Accelerated filer <u> X </u></p>
        <p style="font: 10pt Times New Roman, Times, Serif; margin: 0pt">Smaller reporting company __</p></td></tr>
</table>
<p style="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 0.5in">&nbsp;</p>

<p style="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 0.5in">Indicate by check mark
whether the registrant is a shell company (as defined in Rule 12b-2 of the Act). <u> </u> Yes <u> X </u> No</p>

<p style="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 0.5in">&nbsp;</p>

<p style="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 0.5in">As of June 30, 2015,
the last business day of the registrant&#8217;s most recently completed second fiscal quarter; the aggregate market value of the
voting stock held by non-affiliates of the registrant was $576,620,000. This figure is based on the closing price on that date
on the NASDAQ Global Select Market for a share of the registrant&#8217;s Common Stock, $0.01 par value, which was $21.01.</p>

<p style="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 0.5in">&nbsp;</p>

<p style="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 0.5in">The number of shares
of the registrant&#8217;s Common Stock outstanding as of February 29, 2016 was 28,984,725 shares.</p>

<p style="font: bold 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: center">&nbsp;</p>

<p style="font: bold 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: center">DOCUMENTS INCORPORATED BY REFERENCE</p>

<p style="font: bold 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: center">&nbsp;</p>

<p style="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify">Portions of the Company&#8217;s definitive
Proxy Statement for the Annual Meeting of Stockholders to be held on May 17, 2016 are incorporated herein by reference in Part
III.</p>

<p style="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: center"><b></b></p>

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<p style="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: center"><b>TABLE OF CONTENTS</b></p>

<p style="font: bold 10pt Times New Roman, Times, Serif; margin: 0pt 31.7pt 0pt 0; text-align: right">Page</p>



<table cellpadding="0" cellspacing="0" style="width: 100%">
<tr style="text-align: left; vertical-align: bottom; font: 10pt Times New Roman, Times, Serif">
    <td colspan="2" style="text-align: center; padding-left: 0in"><a href="#a_001">PART I</a></td></tr>
<tr style="text-align: left; vertical-align: bottom; font: 10pt Times New Roman, Times, Serif">
    <td style="width: 90%; text-align: left; text-indent: -45pt; padding-top: 0in; padding-bottom: 0pt; padding-left: 45pt"><a href="#a_002">Item 1.&nbsp;&nbsp;Business.</a></td>
    <td style="width: 10%; text-align: right; padding-top: 0in; padding-bottom: 0pt"><a href="#a_002">1</a></td></tr>
<tr style="text-align: left; vertical-align: bottom; font: 10pt Times New Roman, Times, Serif">
    <td colspan="2" style="text-align: center;padding-left: 0in"><a href="#a_003">GENERAL</a></td></tr>
<tr style="text-align: left; vertical-align: bottom; font: 10pt Times New Roman, Times, Serif">
    <td style="text-align: left; text-indent: -13.5pt; padding-top: 0in; padding-bottom: 0pt; padding-left: 58.5pt"><a href="#a_004">Overview</a></td>
    <td style="text-align: right; padding-top: 0in; padding-bottom: 0pt"><a href="#a_004">1</a></td></tr>
<tr style="text-align: left; vertical-align: bottom; font: 10pt Times New Roman, Times, Serif">
    <td style="text-align: left; text-indent: -13.5pt; padding-top: 0in; padding-bottom: 0pt; padding-left: 58.5pt"><a href="#a_005">Market Area and Competition</a></td>
    <td style="text-align: right; padding-top: 0in; padding-bottom: 0pt"><a href="#a_005">3</a></td></tr>
<tr style="text-align: left; vertical-align: bottom; font: 10pt Times New Roman, Times, Serif">
    <td style="text-align: left; text-indent: -13.5pt; padding-top: 0in; padding-bottom: 0pt; padding-left: 58.5pt"><a href="#a_006">Lending Activities</a></td>
    <td style="text-align: right; padding-top: 0in; padding-bottom: 0pt"><a href="#a_006">4</a></td></tr>
<tr style="text-align: left; vertical-align: bottom; font: 10pt Times New Roman, Times, Serif">
    <td style="text-align: left; padding-top: 0in; padding-bottom: 0pt; padding-left: 1in"><a href="#a_007">Loan Portfolio Composition</a></td>
    <td style="text-align: right; padding-top: 0in; padding-bottom: 0pt"><a href="#a_007">4</a></td></tr>
<tr style="text-align: left; vertical-align: bottom; font: 10pt Times New Roman, Times, Serif">
    <td style="text-align: left; padding-top: 0in; padding-bottom: 0pt; padding-left: 1in"><a href="#a_008">Loan Maturity and Repricing</a></td>
    <td style="text-align: right; padding-top: 0in; padding-bottom: 0pt"><a href="#a_008">8</a></td></tr>
<tr style="text-align: left; vertical-align: bottom; font: 10pt Times New Roman, Times, Serif">
    <td style="text-align: left; padding-top: 0in; padding-bottom: 0pt; padding-left: 1in"><a href="#a_009">Multi-Family Residential Lending</a></td>
    <td style="text-align: right; padding-top: 0in; padding-bottom: 0pt"><a href="#a_009">9</a></td></tr>
<tr style="text-align: left; vertical-align: bottom; font: 10pt Times New Roman, Times, Serif">
    <td style="text-align: left; padding-top: 0in; padding-bottom: 0pt; padding-left: 1in"><a href="#a_010">Commercial Real Estate Lending</a></td>
    <td style="text-align: right; padding-top: 0in; padding-bottom: 0pt"><a href="#a_010">9</a></td></tr>
<tr style="text-align: left; vertical-align: bottom; font: 10pt Times New Roman, Times, Serif">
    <td style="text-align: left; padding-top: 0in; padding-bottom: 0pt; padding-left: 1in"><a href="#a_011">One-to-Four Family Mortgage Lending &#8211; Mixed-Use Properties</a></td>
    <td style="text-align: right; padding-top: 0in; padding-bottom: 0pt"><a href="#a_011">10</a></td></tr>
<tr style="text-align: left; vertical-align: bottom; font: 10pt Times New Roman, Times, Serif">
    <td style="text-align: left; padding-top: 0in; padding-bottom: 0pt; padding-left: 1in"><a href="#a_012">One-to-Four Family Mortgage Lending &#8211; Residential Properties</a></td>
    <td style="text-align: right; padding-top: 0in; padding-bottom: 0pt"><a href="#a_012">10</a></td></tr>
<tr style="text-align: left; vertical-align: bottom; font: 10pt Times New Roman, Times, Serif">
    <td style="text-align: left; padding-top: 0in; padding-bottom: 0pt; padding-left: 1in"><a href="#a_013">Construction Loans</a></td>
    <td style="text-align: right; padding-top: 0in; padding-bottom: 0pt"><a href="#a_013">11</a></td></tr>
<tr style="text-align: left; vertical-align: bottom; font: 10pt Times New Roman, Times, Serif">
    <td style="text-align: left; padding-top: 0in; padding-bottom: 0pt; padding-left: 1in"><a href="#a_014">Small Business Administration Lending</a></td>
    <td style="text-align: right; padding-top: 0in; padding-bottom: 0pt"><a href="#a_014">12</a></td></tr>
<tr style="text-align: left; vertical-align: bottom; font: 10pt Times New Roman, Times, Serif">
    <td style="text-align: left; padding-top: 0in; padding-bottom: 0pt; padding-left: 1in"><a href="#a_015">Taxi medallion</a></td>
    <td style="text-align: right; padding-top: 0in; padding-bottom: 0pt"><a href="#a_015">12</a></td></tr>
<tr style="text-align: left; vertical-align: bottom; font: 10pt Times New Roman, Times, Serif">
    <td style="text-align: left; padding-top: 0in; padding-bottom: 0pt; padding-left: 1in"><a href="#a_016">Commercial Business and Other Lending</a></td>
    <td style="text-align: right; padding-top: 0in; padding-bottom: 0pt"><a href="#a_016">12</a></td></tr>
<tr style="text-align: left; vertical-align: bottom; font: 10pt Times New Roman, Times, Serif">
    <td style="text-align: left; padding-top: 0in; padding-bottom: 0pt; padding-left: 1in"><a href="#a_017">Loan Extensions, Renewals, Modifications and Restructuring</a></td>
    <td style="text-align: right; padding-top: 0in; padding-bottom: 0pt"><a href="#a_017">13</a></td></tr>
<tr style="text-align: left; vertical-align: bottom; font: 10pt Times New Roman, Times, Serif">
    <td style="text-align: left; padding-top: 0in; padding-bottom: 0pt; padding-left: 1in"><a href="#a_018">Loan Approval Procedures and Authority</a></td>
    <td style="text-align: right; padding-top: 0in; padding-bottom: 0pt"><a href="#a_018">13</a></td></tr>
<tr style="text-align: left; vertical-align: bottom; font: 10pt Times New Roman, Times, Serif">
    <td style="text-align: left; padding-top: 0in; padding-bottom: 0pt; padding-left: 1in"><a href="#a_019">Loan Concentrations</a></td>
    <td style="text-align: right; padding-top: 0in; padding-bottom: 0pt"><a href="#a_019">14</a></td></tr>
<tr style="text-align: left; vertical-align: bottom; font: 10pt Times New Roman, Times, Serif">
    <td style="text-align: left; padding-top: 0in; padding-bottom: 0pt; padding-left: 1in"><a href="#a_020">Loan Servicing</a></td>
    <td style="text-align: right; padding-top: 0in; padding-bottom: 0pt"><a href="#a_020">14</a></td></tr>
<tr style="text-align: left; vertical-align: bottom; font: 10pt Times New Roman, Times, Serif">
    <td style="text-align: left; text-indent: -13.5pt; padding-top: 0in; padding-bottom: 0pt; padding-left: 58.5pt"><a href="#a_021">Asset Quality</a></td>
    <td style="text-align: right; padding-top: 0in; padding-bottom: 0pt"><a href="#a_021">14</a></td></tr>
<tr style="text-align: left; vertical-align: bottom; font: 10pt Times New Roman, Times, Serif">
    <td style="text-align: left; padding-top: 0in; padding-bottom: 0pt; padding-left: 1in"><a href="#a_022">Loan Collection</a></td>
    <td style="text-align: right; padding-top: 0in; padding-bottom: 0pt"><a href="#a_022">14</a></td></tr>
<tr style="text-align: left; vertical-align: bottom; font: 10pt Times New Roman, Times, Serif">
    <td style="text-align: left; padding-top: 0in; padding-bottom: 0pt; padding-left: 1in"><a href="#a_023">Troubled Debt Restructured</a></td>
    <td style="text-align: right; padding-top: 0in; padding-bottom: 0pt"><a href="#a_023">15</a></td></tr>
<tr style="text-align: left; vertical-align: bottom; font: 10pt Times New Roman, Times, Serif">
    <td style="text-align: left; padding-top: 0in; padding-bottom: 0pt; padding-left: 1in"><a href="#a_024">Delinquent Loans and Non-performing Assets</a></td>
    <td style="text-align: right; padding-top: 0in; padding-bottom: 0pt"><a href="#a_024">15</a></td></tr>
<tr style="text-align: left; vertical-align: bottom; font: 10pt Times New Roman, Times, Serif">
    <td style="text-align: left; padding-top: 0in; padding-bottom: 0pt; padding-left: 1in"><a href="#a_025">Other Real Estate Owned</a></td>
    <td style="text-align: right; padding-top: 0in; padding-bottom: 0pt"><a href="#a_025">17</a></td></tr>
<tr style="text-align: left; vertical-align: bottom; font: 10pt Times New Roman, Times, Serif">
    <td style="text-align: left; padding-top: 0in; padding-bottom: 0pt; padding-left: 1in"><a href="#a_026">Environmental Concerns Relating to Loans</a></td>
    <td style="text-align: right; padding-top: 0in; padding-bottom: 0pt"><a href="#a_026">17</a></td></tr>
<tr style="text-align: left; vertical-align: bottom; font: 10pt Times New Roman, Times, Serif">
    <td style="text-align: left; padding-top: 0in; padding-bottom: 0pt; padding-left: 1in"><a href="#a_027">Classified Assets</a></td>
    <td style="text-align: right; padding-top: 0in; padding-bottom: 0pt"><a href="#a_027">17</a></td></tr>
<tr style="text-align: left; vertical-align: bottom; font: 10pt Times New Roman, Times, Serif">
    <td style="text-align: left; text-indent: -13.5pt; padding-top: 0in; padding-bottom: 0pt; padding-left: 58.5pt"><a href="#a_028">Allowance for Loan Losses</a></td>
    <td style="text-align: right; padding-top: 0in; padding-bottom: 0pt"><a href="#a_028">19</a></td></tr>
<tr style="text-align: left; vertical-align: bottom; font: 10pt Times New Roman, Times, Serif">
    <td style="text-align: left; text-indent: -13.5pt; padding-top: 0in; padding-bottom: 0pt; padding-left: 58.5pt"><a href="#a_029">Investment Activities</a></td>
    <td style="text-align: right; padding-top: 0in; padding-bottom: 0pt"><a href="#a_029">23</a></td></tr>
<tr style="text-align: left; vertical-align: bottom; font: 10pt Times New Roman, Times, Serif">
    <td style="text-align: left; padding-top: 0in; padding-bottom: 0pt; padding-left: 1in"><a href="#a_030">General</a></td>
    <td style="text-align: right; padding-top: 0in; padding-bottom: 0pt"><a href="#a_030">23</a></td></tr>
<tr style="text-align: left; vertical-align: bottom; font: 10pt Times New Roman, Times, Serif">
    <td style="text-align: left; padding-top: 0in; padding-bottom: 0pt; padding-left: 1in"><a href="#a_031">Mortgage-backed securities</a></td>
    <td style="text-align: right; padding-top: 0in; padding-bottom: 0pt"><a href="#a_031">24</a></td></tr>
<tr style="text-align: left; vertical-align: bottom; font: 10pt Times New Roman, Times, Serif">
    <td style="text-align: left; text-indent: -13.5pt; padding-top: 0in; padding-bottom: 0pt; padding-left: 58.5pt"><a href="#a_032">Sources of Funds</a></td>
    <td style="text-align: right; padding-top: 0in; padding-bottom: 0pt"><a href="#a_032">27</a></td></tr>
<tr style="text-align: left; vertical-align: bottom; font: 10pt Times New Roman, Times, Serif">
    <td style="text-align: left; padding-top: 0in; padding-bottom: 0pt; padding-left: 1in"><a href="#a_033">General</a></td>
    <td style="text-align: right; padding-top: 0in; padding-bottom: 0pt"><a href="#a_033">27</a></td></tr>
<tr style="text-align: left; vertical-align: bottom; font: 10pt Times New Roman, Times, Serif">
    <td style="text-align: left; padding-top: 0in; padding-bottom: 0pt; padding-left: 1in"><a href="#a_034">Deposits</a></td>
    <td style="text-align: right; padding-top: 0in; padding-bottom: 0pt"><a href="#a_034">27</a></td></tr>
<tr style="text-align: left; vertical-align: bottom; font: 10pt Times New Roman, Times, Serif">
    <td style="text-align: left; padding-top: 0in; padding-bottom: 0pt; padding-left: 1in"><a href="#a_035">Borrowings</a></td>
    <td style="text-align: right; padding-top: 0in; padding-bottom: 0pt"><a href="#a_035">31</a></td></tr>
<tr style="text-align: left; vertical-align: bottom; font: 10pt Times New Roman, Times, Serif">
    <td style="text-align: left; text-indent: -13.5pt; padding-top: 0in; padding-bottom: 0pt; padding-left: 58.5pt"><a href="#a_036">Subsidiary Activities</a></td>
    <td style="text-align: right; padding-top: 0in; padding-bottom: 0pt"><a href="#a_036">32</a></td></tr>
<tr style="text-align: left; vertical-align: bottom; font: 10pt Times New Roman, Times, Serif">
    <td style="text-align: left; text-indent: -13.5pt; padding-top: 0in; padding-bottom: 0pt; padding-left: 58.5pt"><a href="#a_037">Personnel</a></td>
    <td style="text-align: right; padding-top: 0in; padding-bottom: 0pt"><a href="#a_037">33</a></td></tr>
<tr style="text-align: left; vertical-align: bottom; font: 10pt Times New Roman, Times, Serif">
    <td style="text-align: left; text-indent: -13.5pt; padding-top: 0in; padding-bottom: 0pt; padding-left: 58.5pt"><a href="#a_038">Omnibus Incentive Plan</a></td>
    <td style="text-align: right; padding-top: 0in"><a href="#a_038">33</a></td></tr>
<tr style="text-align: left; vertical-align: bottom; font: 10pt Times New Roman, Times, Serif">
    <td style="text-align: left; padding-left: 0in"><a href="#a_039">FEDERAL, STATE AND LOCAL TAXATION</a></td>
    <td style="text-align: right"><a href="#a_039">33</a></td></tr>
<tr style="text-align: left; vertical-align: bottom; font: 10pt Times New Roman, Times, Serif">
    <td style="text-align: left; text-indent: -13.5pt; padding-top: 0in; padding-bottom: 0pt; padding-left: 58.5pt"><a href="#a_040">Federal Taxation</a></td>
    <td style="text-align: right; padding-top: 0in; padding-bottom: 0pt"><a href="#a_040">33</a></td></tr>
<tr style="text-align: left; vertical-align: bottom; font: 10pt Times New Roman, Times, Serif">
    <td style="text-align: left; padding-top: 0in; padding-bottom: 0pt; padding-left: 1in"><a href="#a_041">General</a></td>
    <td style="text-align: right; padding-top: 0in; padding-bottom: 0pt"><a href="#a_041">33</a></td></tr>
<tr style="text-align: left; vertical-align: bottom; font: 10pt Times New Roman, Times, Serif">
    <td style="text-align: left; padding-top: 0in; padding-bottom: 0pt; padding-left: 1in"><a href="#a_042">Bad Debt Reserves</a></td>
    <td style="text-align: right; padding-top: 0in; padding-bottom: 0pt"><a href="#a_042">33</a></td></tr>
</table>

<p style="margin: 0">&nbsp;</p>


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    <td style="text-align: left; padding-top: 0in; padding-bottom: 0pt; padding-left: 1in; width: 90%"><a href="#a_043">Distributions</a></td>
    <td style="text-align: right; padding-top: 0in; padding-bottom: 0pt; width: 10%"><a href="#a_043">33</a></td></tr>
<tr style="text-align: left; vertical-align: bottom; font: 10pt Times New Roman, Times, Serif">
    <td style="text-align: left; padding-top: 0in; padding-bottom: 0pt; padding-left: 1in"><a href="#a_044">Corporate Alternative Minimum Tax</a></td>
    <td style="text-align: right; padding-top: 0in; padding-bottom: 0pt"><a href="#a_044">33</a></td></tr>
<tr style="text-align: left; vertical-align: bottom; font: 10pt Times New Roman, Times, Serif">
    <td style="text-align: left; text-indent: -13.5pt; padding-top: 0in; padding-bottom: 0pt; padding-left: 58.5pt"><a href="#a_045">State and Local Taxation</a></td>
    <td style="text-align: right; padding-top: 0in; padding-bottom: 0pt"><a href="#a_045">34</a></td></tr>
<tr style="text-align: left; vertical-align: bottom; font: 10pt Times New Roman, Times, Serif">
    <td style="text-align: left; padding-top: 0in; padding-bottom: 0pt; padding-left: 1in"><a href="#a_046">New York State and New York City Taxation</a></td>
    <td style="text-align: right; padding-top: 0in; padding-bottom: 0pt"><a href="#a_046">34</a></td></tr>
<tr style="text-align: left; vertical-align: bottom; font: 10pt Times New Roman, Times, Serif">
    <td style="text-align: left; padding-top: 0in; padding-bottom: 0pt; padding-left: 1in"><a href="#a_047">New Jersey State Taxation</a></td>
    <td style="text-align: right; padding-top: 0in; padding-bottom: 0pt"><a href="#a_047">35</a></td></tr>
<tr style="text-align: left; vertical-align: bottom; font: 10pt Times New Roman, Times, Serif">
    <td style="text-align: left; padding-top: 0in; padding-bottom: 0pt; padding-left: 1in"><a href="#a_048">Delaware State Taxation</a></td>
    <td style="text-align: right; padding-top: 0in; padding-bottom: 0pt"><a href="#a_048">35</a></td></tr>
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    <td style="text-align: left; padding-top: 12pt; padding-bottom: 12pt; padding-left: 0in"></td></tr></table>
<table cellpadding="0" cellspacing="0" style="width: 100%">
<tr style="text-align: left; vertical-align: bottom; font: 10pt Times New Roman, Times, Serif">
    <td style="text-align: left; padding-left: 0in; width: 90%"><a href="#a_049">REGULATION</a></td>
    <td style="text-align: right; width: 10%"><a href="#a_049">35</a></td></tr>
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    <td style="text-align: left; text-indent: -13.5pt; padding-top: 0in; padding-bottom: 0pt; padding-left: 58.5pt"><a href="#a_050">General</a></td>
    <td style="text-align: right; padding-top: 0in; padding-bottom: 0pt"><a href="#a_050">35</a></td></tr>
<tr style="text-align: left; vertical-align: bottom; font: 10pt Times New Roman, Times, Serif">
    <td style="text-align: left; text-indent: -13.5pt; padding-top: 0in; padding-bottom: 0pt; padding-left: 58.5pt"><a href="#a_051">The Dodd - Frank Act</a></td>
    <td style="text-align: right; padding-top: 0in; padding-bottom: 0pt"><a href="#a_051">35</a></td></tr>
<tr style="text-align: left; vertical-align: bottom; font: 10pt Times New Roman, Times, Serif">
    <td style="text-align: left; text-indent: -13.5pt; padding-top: 0in; padding-bottom: 0pt; padding-left: 58.5pt"><a href="#a_052">Basel III</a></td>
    <td style="text-align: right; padding-top: 0in; padding-bottom: 0pt"><a href="#a_052">36</a></td></tr>
<tr style="text-align: left; vertical-align: bottom; font: 10pt Times New Roman, Times, Serif">
    <td style="text-align: left; text-indent: -13.5pt; padding-top: 0in; padding-bottom: 0pt; padding-left: 58.5pt"><a href="#a_053">Volcker Rule</a></td>
    <td style="text-align: right; padding-top: 0in; padding-bottom: 0pt"><a href="#a_053">36</a></td></tr>
<tr style="text-align: left; vertical-align: bottom; font: 10pt Times New Roman, Times, Serif">
    <td style="text-align: left; text-indent: -13.5pt; padding-top: 0in; padding-bottom: 0pt; padding-left: 58.5pt"><a href="#a_054">New York State Law</a></td>
    <td style="text-align: right; padding-top: 0in; padding-bottom: 0pt"><a href="#a_054">37</a></td></tr>
<tr style="text-align: left; vertical-align: bottom; font: 10pt Times New Roman, Times, Serif">
    <td style="text-align: left; text-indent: -13.5pt; padding-top: 0in; padding-bottom: 0pt; padding-left: 58.5pt"><a href="#a_055">FDIC Regulation</a></td>
    <td style="text-align: right; padding-top: 0in; padding-bottom: 0pt"><a href="#a_055">37</a></td></tr>
<tr style="text-align: left; vertical-align: bottom; font: 10pt Times New Roman, Times, Serif">
    <td style="text-align: left; text-indent: -13.5pt; padding-top: 0in; padding-bottom: 0pt; padding-left: 58.5pt"><a href="#a_056">Transactions with Affiliates</a></td>
    <td style="text-align: right; padding-top: 0in; padding-bottom: 0pt"><a href="#a_056">40</a></td></tr>
<tr style="text-align: left; vertical-align: bottom; font: 10pt Times New Roman, Times, Serif">
    <td style="text-align: left; text-indent: -13.5pt; padding-top: 0in; padding-bottom: 0pt; padding-left: 58.5pt"><a href="#a_057">Community Reinvestment Act</a></td>
    <td style="text-align: right; padding-top: 0in; padding-bottom: 0pt"><a href="#a_057">41</a></td></tr>
<tr style="text-align: left; vertical-align: bottom; font: 10pt Times New Roman, Times, Serif">
    <td style="text-align: left; text-indent: -13.5pt; padding-top: 0in; padding-bottom: 0pt; padding-left: 58.5pt"><a href="#a_058">Federal Reserve System</a></td>
    <td style="text-align: right; padding-top: 0in; padding-bottom: 0pt"><a href="#a_058">41</a></td></tr>
<tr style="text-align: left; vertical-align: bottom; font: 10pt Times New Roman, Times, Serif">
    <td style="text-align: left; text-indent: -13.5pt; padding-top: 0in; padding-bottom: 0pt; padding-left: 58.5pt"><a href="#a_059">Federal Home Loan Bank System</a></td>
    <td style="text-align: right; padding-top: 0in; padding-bottom: 0pt"><a href="#a_059">41</a></td></tr>
<tr style="text-align: left; vertical-align: bottom; font: 10pt Times New Roman, Times, Serif">
    <td style="text-align: left; text-indent: -13.5pt; padding-top: 0in; padding-bottom: 0pt; padding-left: 58.5pt"><a href="#a_060">Holding Company Regulations</a></td>
    <td style="text-align: right; padding-top: 0in; padding-bottom: 0pt"><a href="#a_060">42</a></td></tr>
<tr style="text-align: left; vertical-align: bottom; font: 10pt Times New Roman, Times, Serif">
    <td style="text-align: left; text-indent: -13.5pt; padding-top: 0in; padding-bottom: 0pt; padding-left: 58.5pt"><a href="#a_061">Acquisition of the Holding Company</a></td>
    <td style="text-align: right; padding-top: 0in; padding-bottom: 0pt"><a href="#a_061">43</a></td></tr>
<tr style="text-align: left; vertical-align: bottom; font: 10pt Times New Roman, Times, Serif">
    <td style="text-align: left; text-indent: -13.5pt; padding-top: 0in; padding-bottom: 0pt; padding-left: 58.5pt"><a href="#a_062">Federal Securities Law</a></td>
    <td style="text-align: right; padding-top: 0in; padding-bottom: 0pt"><a href="#a_062">43</a></td></tr>
<tr style="text-align: left; vertical-align: bottom; font: 10pt Times New Roman, Times, Serif">
    <td style="text-align: left; text-indent: -13.5pt; padding-top: 0in; padding-bottom: 0pt; padding-left: 58.5pt"><a href="#a_063">Consumer Financial Protection Bureau</a></td>
    <td style="text-align: right; padding-top: 0in; padding-bottom: 0pt"><a href="#a_063">43</a></td></tr>
<tr style="text-align: left; vertical-align: bottom; font: 10pt Times New Roman, Times, Serif">
    <td style="text-align: left; text-indent: -13.5pt; padding-top: 0in; padding-bottom: 0pt; padding-left: 58.5pt"><a href="#a_064">Mortgage Banking and Related Consumer Protection Regulations</a></td>
    <td style="text-align: right; padding-top: 0in; padding-bottom: 0pt"><a href="#a_064">43</a></td></tr>
<tr style="text-align: left; vertical-align: bottom; font: 10pt Times New Roman, Times, Serif">
    <td style="text-align: left; text-indent: -13.5pt; padding-top: 0in; padding-bottom: 0pt; padding-left: 58.5pt"><a href="#a_065">Available Information</a></td>
    <td style="text-align: right; padding-top: 0in; padding-bottom: 0pt"><a href="#a_065">44</a></td></tr>
<tr style="text-align: left; vertical-align: bottom; font: 10pt Times New Roman, Times, Serif">
    <td style="text-align: left; text-indent: -45pt; padding-top: 0in; padding-bottom: 0pt; padding-left: 45pt"><a href="#a_066">Item 1A.&nbsp;&nbsp;Risk Factors</a></td>
    <td style="text-align: right; padding-top: 0in; padding-bottom: 0pt"><a href="#a_066">44</a></td></tr>
<tr style="text-align: left; vertical-align: bottom; font: 10pt Times New Roman, Times, Serif">
    <td style="text-align: left; text-indent: -13.5pt; padding-top: 0in; padding-bottom: 0pt; padding-left: 58.5pt"><a href="#a_067">Changes in Interest, Including the Potential for Negative Interest Rates, May Significantly Impact Our Financial Condition and Results of Operations</a></td>
    <td style="text-align: right; padding-top: 0in; padding-bottom: 0pt"><a href="#a_067">44</a></td></tr>
<tr style="text-align: left; vertical-align: bottom; font: 10pt Times New Roman, Times, Serif">
    <td style="text-align: left; text-indent: -13.5pt; padding-top: 0in; padding-bottom: 0pt; padding-left: 58.5pt"><a href="#a_068">Our Lending Activities Involve Risks that May Be Exacerbated Depending on the Mix of Loan Types</a></td>
    <td style="text-align: right; padding-top: 0in; padding-bottom: 0pt"><a href="#a_068">45</a></td></tr>
<tr style="text-align: left; vertical-align: bottom; font: 10pt Times New Roman, Times, Serif">
    <td style="text-align: left; text-indent: -13.5pt; padding-top: 0in; padding-bottom: 0pt; padding-left: 58.5pt"><a href="#a_069">Failure to Effectively Manage Our Liquidity Could Significantly Impact Our Financial Condition and Results of Operations</a></td>
    <td style="text-align: right; padding-top: 0in; padding-bottom: 0pt"><a href="#a_069">46</a></td></tr>
<tr style="text-align: left; vertical-align: bottom; font: 10pt Times New Roman, Times, Serif">
    <td style="text-align: left; text-indent: -13.5pt; padding-top: 0in; padding-bottom: 0pt; padding-left: 58.5pt"><a href="#a_070">Our Ability to Obtain Brokered Deposits as an Additional Funding Source Could be Limited</a></td>
    <td style="text-align: right; padding-top: 0in; padding-bottom: 0pt"><a href="#a_070">46</a></td></tr>
<tr style="text-align: left; vertical-align: bottom; font: 10pt Times New Roman, Times, Serif">
    <td style="text-align: left; text-indent: -13.5pt; padding-top: 0in; padding-bottom: 0pt; padding-left: 58.5pt"><a href="#a_071">The Markets in Which We Operate Are Highly Competitive</a></td>
    <td style="text-align: right; padding-top: 0in; padding-bottom: 0pt"><a href="#a_071">46</a></td></tr>
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    <td style="text-align: left; text-indent: -13.5pt; padding-top: 0in; padding-bottom: 0pt; padding-left: 58.5pt"><a href="#a_072">Our Results of Operations May Be Adversely Affected by Changes in National and/or Local Economic Conditions</a></td>
    <td style="text-align: right; padding-top: 0in; padding-bottom: 0pt"><a href="#a_072">47</a></td></tr>
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    <td style="text-align: left; text-indent: -13.5pt; padding-top: 0in; padding-bottom: 0pt; padding-left: 58.5pt"><a href="#a_073">Changes in Laws and Regulations Could Adversely Affect Our Business</a></td>
    <td style="text-align: right; padding-top: 0in; padding-bottom: 0pt"><a href="#a_073">47</a></td></tr>
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    <td style="text-align: left; text-indent: -13.5pt; padding-top: 0in; padding-bottom: 0pt; padding-left: 58.5pt"><a href="#a_074">Current Conditions in, and Regulation of, the Banking Industry May Have a Material Adverse Effect on Our Results of Operations</a></td>
    <td style="text-align: right; padding-top: 0in; padding-bottom: 0pt"><a href="#a_074">48</a></td></tr>
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    <td style="text-align: left; text-indent: -13.5pt; padding-top: 0in; padding-bottom: 0pt; padding-left: 58.5pt"><a href="#a_075">Certain Anti-Takeover Provisions May Increase the Costs to or Discourage an Acquirer</a></td>
    <td style="text-align: right; padding-top: 0in; padding-bottom: 0pt"><a href="#a_075">49</a></td></tr>
<tr style="text-align: left; vertical-align: bottom; font: 10pt Times New Roman, Times, Serif">
    <td style="text-align: left; text-indent: -13.5pt; padding-top: 0in; padding-bottom: 0pt; padding-left: 58.5pt"><a href="#a_076">The FDIC&#8217;s Adopted Restoration Plan and the Related Increased Assessment Rate Schedule May Have a Material Effect on Our Results of Operations</a></td>
    <td style="text-align: right; padding-top: 0in; padding-bottom: 0pt"><a href="#a_076">49</a></td></tr>
<tr style="text-align: left; vertical-align: bottom; font: 10pt Times New Roman, Times, Serif">
    <td style="text-align: left; text-indent: -13.5pt; padding-top: 0in; padding-bottom: 0pt; padding-left: 58.5pt"><a href="#a_077">A Failure in or Breach of Our Operational or Security Systems or Infrastructure, or Those of Our Third Party Vendors and Other Service Providers, Including as a Result of Cyber Attacks, could Disrupt Our Business, Result in the Disclosure or Misuse of Confidential or Proprietary Information, Damage Our Reputation, Increase Our Costs and Cause Losses</a></td>
    <td style="text-align: right; padding-top: 0in; padding-bottom: 0pt"><a href="#a_077">50</a></td></tr>
<tr style="text-align: left; vertical-align: bottom; font: 10pt Times New Roman, Times, Serif">
    <td style="text-align: left; text-indent: -13.5pt; padding-top: 0in; padding-bottom: 0pt; padding-left: 58.5pt"><a href="#a_078">We May Experience Increased Delays in Foreclosure Proceedings</a></td>
    <td style="text-align: right; padding-top: 0in; padding-bottom: 0pt"><a href="#a_078">51</a></td></tr>
<tr style="text-align: left; vertical-align: bottom; font: 10pt Times New Roman, Times, Serif">
    <td style="text-align: left; text-indent: -13.5pt; padding-top: 0in; padding-bottom: 0pt; padding-left: 58.5pt"><a href="#a_079">We May Need to Recognize Other-Than-Temporary Impairment Charges in the Future</a></td>
    <td style="text-align: right; padding-top: 0in; padding-bottom: 0pt"><a href="#a_079">51</a></td></tr>
</table>

<p style="margin: 0">&nbsp;</p>


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    <td style="text-align: left; text-indent: -13.5pt; padding-top: 0in; padding-bottom: 0pt; padding-left: 58.5pt; width: 90%"><a href="#a_080">The Current Economic Environment Poses Significant Challenges for us and Could Adversely Affect our Financial Condition and Results of Operations</a></td>
    <td style="text-align: right; padding-top: 0in; padding-bottom: 0pt; width: 10%"><a href="#a_080">51</a></td></tr>
<tr style="text-align: left; vertical-align: bottom; font: 10pt Times New Roman, Times, Serif">
    <td style="text-align: left; text-indent: -13.5pt; padding-top: 0in; padding-bottom: 0pt; padding-left: 58.5pt"><a href="#a_081">Our Inability to Hire or Retain Key Personnel Could Adversely Affect Our Business.</a></td>
    <td style="text-align: right; padding-top: 0in; padding-bottom: 0pt"><a href="#a_081">52</a></td></tr>
<tr style="text-align: left; vertical-align: bottom; font: 10pt Times New Roman, Times, Serif">
    <td style="text-align: left; text-indent: -13.5pt; padding-top: 0in; padding-bottom: 0pt; padding-left: 58.5pt"><a href="#a_082">We Are Not Required to Pay Dividends on Our Common Stock.</a></td>
    <td style="text-align: right; padding-top: 0in; padding-bottom: 0pt"><a href="#a_082">52</a></td></tr>
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    <td style="text-align: left; text-indent: -13.5pt; padding-top: 0in; padding-bottom: 0pt; padding-left: 58.5pt"><a href="#a_083">Goodwill Recorded as a Result of Acquisitions Could Become Impaired, Negatively Impacting Our Earnings and Capital</a></td>
    <td style="text-align: right; padding-top: 0in; padding-bottom: 0pt"><a href="#a_083">52</a></td></tr>
<tr style="text-align: left; vertical-align: bottom; font: 10pt Times New Roman, Times, Serif">
    <td style="text-align: left; text-indent: -13.5pt; padding-top: 0in; padding-bottom: 0pt; padding-left: 58.5pt"><a href="#a_084">We May Not Fully Realize the Expected Benefit of Our Deferred Tax Assets</a></td>
    <td style="text-align: right; padding-top: 0in; padding-bottom: 0pt"><a href="#a_084">52</a></td></tr>
<tr style="text-align: left; vertical-align: bottom; font: 10pt Times New Roman, Times, Serif">
    <td style="text-align: left; text-indent: -45pt; padding-top: 0in; padding-bottom: 0pt; padding-left: 45pt"><a href="#a_085">Item 1B.&nbsp;&nbsp;Unresolved Staff Comments</a></td>
    <td style="text-align: right; padding-top: 0in; padding-bottom: 0pt"><a href="#a_085">52</a></td></tr>
<tr style="text-align: left; vertical-align: bottom; font: 10pt Times New Roman, Times, Serif">
    <td style="text-align: left; text-indent: -45pt; padding-top: 0in; padding-bottom: 0pt; padding-left: 45pt"><a href="#a_086">Item 2.&nbsp;&nbsp;Properties</a></td>
    <td style="text-align: right; padding-top: 0in; padding-bottom: 0pt"><a href="#a_086">52</a></td></tr>
<tr style="text-align: left; vertical-align: bottom; font: 10pt Times New Roman, Times, Serif">
    <td style="text-align: left; text-indent: -45pt; padding-top: 0in; padding-bottom: 0pt; padding-left: 45pt"><a href="#a_087">Item 3.&nbsp;&nbsp;Legal Proceedings</a></td>
    <td style="text-align: right; padding-top: 0in; padding-bottom: 0pt"><a href="#a_087">52</a></td></tr>
<tr style="text-align: left; vertical-align: bottom; font: 10pt Times New Roman, Times, Serif">
    <td style="text-align: left; text-indent: -45pt; padding-top: 0in; padding-bottom: 0pt; padding-left: 45pt"><a href="#a_088">Item 4.&nbsp;&nbsp;Mine Safety Disclosures</a></td>
    <td style="text-align: right; padding-top: 0in; padding-bottom: 0pt"><a href="#a_088">52</a></td></tr>
<tr style="text-align: left; vertical-align: bottom; font: 10pt Times New Roman, Times, Serif">
    <td colspan="2" style="text-align: center; padding-top: 12pt; padding-bottom: 12pt; padding-left: 0in"></td></tr></table>

<table cellpadding="0" cellspacing="0" style="width: 100%">
<tr style="text-align: left; vertical-align: bottom; font: 10pt Times New Roman, Times, Serif">
    <td colspan="2" style="text-align: center; padding-left: 0in"><a href="#a_089">PART II</a></td></tr>
<tr style="text-align: left; vertical-align: bottom; font: 10pt Times New Roman, Times, Serif">
    <td style="text-align: left; text-indent: -45pt; padding-top: 0in; padding-bottom: 0pt; padding-left: 45pt; width: 90%"><a href="#a_090">Item 5.&nbsp;&nbsp;Market for the Registrant&#8217;s Common Equity, Related Stockholder Matters and Issuer Purchases of Equity Securities</a></td>
    <td style="text-align: right; padding-top: 0in; padding-bottom: 0pt; width: 10%"><a href="#a_090">53</a></td></tr>
<tr style="text-align: left; vertical-align: bottom; font: 10pt Times New Roman, Times, Serif">
    <td style="text-align: left; text-indent: -13.5pt; padding-top: 0in; padding-bottom: 0pt; padding-left: 58.5pt"><a href="#a_091">Stock Performance Graph</a></td>
    <td style="text-align: right; padding-top: 0in; padding-bottom: 0pt"><a href="#a_091">55</a></td></tr>
<tr style="text-align: left; vertical-align: bottom; font: 10pt Times New Roman, Times, Serif">
    <td style="text-align: left; text-indent: -45pt; padding-top: 0in; padding-bottom: 0pt; padding-left: 45pt"><a href="#a_092">Item 6.&nbsp;&nbsp;Selected Financial Data</a></td>
    <td style="text-align: right; padding-top: 0in; padding-bottom: 0pt"><a href="#a_092">56</a></td></tr>
<tr style="text-align: left; vertical-align: bottom; font: 10pt Times New Roman, Times, Serif">
    <td style="text-align: left; text-indent: -45pt; padding-top: 0in; padding-bottom: 0pt; padding-left: 45pt"><a href="#a_093">Item 7.&nbsp;&nbsp;Management&#8217;s Discussion and Analysis of Financial Condition and Results of Operations</a></td>
    <td style="text-align: right; padding-top: 0in; padding-bottom: 0pt"><a href="#a_093">58</a></td></tr>
<tr style="text-align: left; vertical-align: bottom; font: 10pt Times New Roman, Times, Serif">
    <td style="text-align: left; text-indent: -13.5pt; padding-top: 0in; padding-bottom: 0pt; padding-left: 58.5pt"><a href="#a_094">General</a></td>
    <td style="text-align: right; padding-top: 0in; padding-bottom: 0pt"><a href="#a_094">58</a></td></tr>
<tr style="text-align: left; vertical-align: bottom; font: 10pt Times New Roman, Times, Serif">
    <td style="text-align: left; text-indent: -13.5pt; padding-top: 0in; padding-bottom: 0pt; padding-left: 58.5pt"><a href="#a_095">Overview</a></td>
    <td style="text-align: right; padding-top: 0in; padding-bottom: 0pt"><a href="#a_095">58</a></td></tr>
<tr style="text-align: left; vertical-align: bottom; font: 10pt Times New Roman, Times, Serif">
    <td style="text-align: left; padding-top: 0in; padding-bottom: 0pt; padding-left: 1in"><a href="#a_096">Management Strategy</a></td>
    <td style="text-align: right; padding-top: 0in; padding-bottom: 0pt"><a href="#a_096">59</a></td></tr>
<tr style="text-align: left; vertical-align: bottom; font: 10pt Times New Roman, Times, Serif">
    <td style="text-align: left; padding-top: 0in; padding-bottom: 0pt; padding-left: 1in"><a href="#a_097">Trends and Contingencies</a></td>
    <td style="text-align: right; padding-top: 0in; padding-bottom: 0pt"><a href="#a_097">62</a></td></tr>
<tr style="text-align: left; vertical-align: bottom; font: 10pt Times New Roman, Times, Serif">
    <td style="text-align: left; text-indent: -13.5pt; padding-top: 0in; padding-bottom: 0pt; padding-left: 58.5pt"><a href="#a_098">Interest Rate Sensitivity Analysis</a></td>
    <td style="text-align: right; padding-top: 0in; padding-bottom: 0pt"><a href="#a_098">64</a></td></tr>
<tr style="text-align: left; vertical-align: bottom; font: 10pt Times New Roman, Times, Serif">
    <td style="text-align: left; text-indent: -13.5pt; padding-top: 0in; padding-bottom: 0pt; padding-left: 58.5pt"><a href="#a_099">Interest Rate Risk</a></td>
    <td style="text-align: right; padding-top: 0in; padding-bottom: 0pt"><a href="#a_099">66</a></td></tr>
<tr style="text-align: left; vertical-align: bottom; font: 10pt Times New Roman, Times, Serif">
    <td style="text-align: left; text-indent: -13.5pt; padding-top: 0in; padding-bottom: 0pt; padding-left: 58.5pt"><a href="#a_100">Analysis of Net Interest Income</a></td>
    <td style="text-align: right; padding-top: 0in; padding-bottom: 0pt"><a href="#a_100">66</a></td></tr>
<tr style="text-align: left; vertical-align: bottom; font: 10pt Times New Roman, Times, Serif">
    <td style="text-align: left; text-indent: -13.5pt; padding-top: 0in; padding-bottom: 0pt; padding-left: 58.5pt"><a href="#a_101">Rate/Volume Analysis</a></td>
    <td style="text-align: right; padding-top: 0in; padding-bottom: 0pt"><a href="#a_101">68</a></td></tr>
<tr style="text-align: left; vertical-align: bottom; font: 10pt Times New Roman, Times, Serif">
    <td style="text-align: left; text-indent: -13.5pt; padding-top: 0in; padding-bottom: 0pt; padding-left: 58.5pt"><a href="#a_102">Comparison of Operating Results for the Years Ended December 31, 2015 and 2014</a></td>
    <td style="text-align: right; padding-top: 0in; padding-bottom: 0pt"><a href="#a_102">68</a></td></tr>
<tr style="text-align: left; vertical-align: bottom; font: 10pt Times New Roman, Times, Serif">
    <td style="text-align: left; text-indent: -13.5pt; padding-top: 0in; padding-bottom: 0pt; padding-left: 58.5pt"><a href="#a_103">Comparison of Operating Results for the Years Ended December 31, 2014 and 2013</a></td>
    <td style="text-align: right; padding-top: 0in; padding-bottom: 0pt"><a href="#a_103">70</a></td></tr>
<tr style="text-align: left; vertical-align: bottom; font: 10pt Times New Roman, Times, Serif">
    <td style="text-align: left; text-indent: -13.5pt; padding-top: 0in; padding-bottom: 0pt; padding-left: 58.5pt"><a href="#a_104">Liquidity, Regulatory Capital and Capital Resources</a></td>
    <td style="text-align: right; padding-top: 0in; padding-bottom: 0pt"><a href="#a_104">72</a></td></tr>
<tr style="text-align: left; vertical-align: bottom; font: 10pt Times New Roman, Times, Serif">
    <td style="text-align: left; text-indent: -13.5pt; padding-top: 0in; padding-bottom: 0pt; padding-left: 58.5pt"><a href="#a_105">Critical Accounting Policies</a></td>
    <td style="text-align: right; padding-top: 0in; padding-bottom: 0pt"><a href="#a_105">74</a></td></tr>
<tr style="text-align: left; vertical-align: bottom; font: 10pt Times New Roman, Times, Serif">
    <td style="text-align: left; text-indent: -13.5pt; padding-top: 0in; padding-bottom: 0pt; padding-left: 58.5pt"><a href="#a_106">Contractual Obligations</a></td>
    <td style="text-align: right; padding-top: 0in; padding-bottom: 0pt"><a href="#a_106">75</a></td></tr>
<tr style="text-align: left; vertical-align: bottom; font: 10pt Times New Roman, Times, Serif">
    <td style="text-align: left; text-indent: -45pt; padding-top: 0in; padding-bottom: 0pt; padding-left: 45pt"><a href="#a_107">Item 7A.&nbsp;&nbsp;Quantitative and Qualitative Disclosures About Market Risk</a></td>
    <td style="text-align: right; padding-top: 0in; padding-bottom: 0pt"><a href="#a_107">76</a></td></tr>
<tr style="text-align: left; vertical-align: bottom; font: 10pt Times New Roman, Times, Serif">
    <td style="text-align: left; text-indent: -45pt; padding-top: 0in; padding-bottom: 0pt; padding-left: 45pt"><a href="#a_108">Item 8.&nbsp;&nbsp;Financial Statements and Supplementary Data</a></td>
    <td style="text-align: right; padding-top: 0in; padding-bottom: 0pt"><a href="#a_108">77</a></td></tr>
<tr style="text-align: left; vertical-align: bottom; font: 10pt Times New Roman, Times, Serif">
    <td style="text-align: left; text-indent: -45pt; padding-top: 0in; padding-bottom: 0pt; padding-left: 45pt"><a href="#a_109">Item 9.&nbsp;&nbsp;Changes in and Disagreements with Accountants on Accounting and Financial Disclosure</a></td>
    <td style="text-align: right; padding-top: 0in; padding-bottom: 0pt"><a href="#a_109">150</a></td></tr>
<tr style="text-align: left; vertical-align: bottom; font: 10pt Times New Roman, Times, Serif">
    <td style="text-align: left; text-indent: -45pt; padding-top: 0in; padding-bottom: 0pt; padding-left: 45pt"><a href="#a_110">Item 9A.&nbsp;&nbsp;Controls and Procedures</a></td>
    <td style="text-align: right; padding-top: 0in; padding-bottom: 0pt"><a href="#a_110">150</a></td></tr>
<tr style="text-align: left; vertical-align: bottom; font: 10pt Times New Roman, Times, Serif">
    <td style="text-align: left; text-indent: -45pt; padding-top: 0in; padding-bottom: 0pt; padding-left: 45pt"><a href="#a_124">Item 9B.&nbsp;&nbsp;Other Information</a></td>
    <td style="text-align: right; padding-top: 0in; padding-bottom: 0pt"><a href="#a_124">150</a></td></tr>
<tr style="text-align: left; vertical-align: bottom; font: 10pt Times New Roman, Times, Serif">
    <td colspan="2" style="text-align: center; padding-left: 0in"><a href="#a_111">PART III</a></td></tr>
<tr style="text-align: left; vertical-align: bottom; font: 10pt Times New Roman, Times, Serif">
    <td style="text-align: left; text-indent: -45pt; padding-top: 0in; padding-bottom: 0pt; padding-left: 45pt"><a href="#a_112">Item 10.&nbsp;&nbsp;Directors, Executive Officers and Corporate Governance</a></td>
    <td style="text-align: right; padding-top: 0in; padding-bottom: 0pt"><a href="#a_112">151</a></td></tr>
<tr style="text-align: left; vertical-align: bottom; font: 10pt Times New Roman, Times, Serif">
    <td style="text-align: left; text-indent: -45pt; padding-top: 0in; padding-bottom: 0pt; padding-left: 45pt"><a href="#a_113">Item 11.&nbsp;&nbsp;Executive Compensation</a></td>
    <td style="text-align: right; padding-top: 0in; padding-bottom: 0pt"><a href="#a_113">151</a></td></tr>
<tr style="text-align: left; vertical-align: bottom; font: 10pt Times New Roman, Times, Serif">
    <td style="text-align: left; text-indent: -45pt; padding-top: 0in; padding-bottom: 0pt; padding-left: 45pt"><a href="#a_114">Item 12.&nbsp;&nbsp;Security Ownership of Certain Beneficial Owners and Management and Related Stockholder Matters</a></td>
    <td style="text-align: right; padding-top: 0in; padding-bottom: 0pt"><a href="#a_114">151</a></td></tr>
<tr style="text-align: left; vertical-align: bottom; font: 10pt Times New Roman, Times, Serif">
    <td style="text-align: left; text-indent: -45pt; padding-top: 0in; padding-bottom: 0pt; padding-left: 45pt"><a href="#a_115">Item 13.&nbsp;&nbsp;Certain Relationships and Related Transactions, and Director Independence</a></td>
    <td style="text-align: right; padding-top: 0in; padding-bottom: 0pt"><a href="#a_115">151</a></td></tr>
<tr style="text-align: left; vertical-align: bottom; font: 10pt Times New Roman, Times, Serif">
    <td style="text-align: left"><a href="#a_116">Item 14.&nbsp;&nbsp;Principal Accounting Fees and Services</a></td>
    <td style="text-align: right; padding-top: 0in; padding-bottom: 0pt"><a href="#a_116">151</a></td></tr></table>

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<table cellpadding="0" cellspacing="0" style="width: 100%">
<tr style="text-align: left; vertical-align: bottom; font: 10pt Times New Roman, Times, Serif">
    <td colspan="2" style="text-align: center; padding-left: 0in"><a href="#a_117">PART IV</a></td></tr>
<tr style="text-align: left; vertical-align: bottom; font: 10pt Times New Roman, Times, Serif">
    <td style="text-align: left; text-indent: -45pt; padding-top: 0in; padding-bottom: 0pt; padding-left: 45pt; width: 90%"><a href="#a_118">Item 15.&nbsp;&nbsp;Exhibits, Financial Statement Schedules</a></td>
    <td style="text-align: right; padding-top: 0in; padding-bottom: 0pt; width: 10%"><a href="#a_118">152</a></td></tr>
<tr style="text-align: left; vertical-align: bottom; font: 10pt Times New Roman, Times, Serif">
    <td style="text-align: left; text-indent: -22.5pt; padding-top: 0in; padding-bottom: 0pt; padding-left: 67.5pt"><a href="#a_119">(a)&nbsp;&nbsp;1.&nbsp;&nbsp;Financial Statements</a></td>
    <td style="text-align: right; padding-top: 0in; padding-bottom: 0pt"><a href="#a_119">152</a></td></tr>
<tr style="text-align: left; vertical-align: bottom; font: 10pt Times New Roman, Times, Serif">
    <td style="text-align: left; text-indent: -22.5pt; padding-top: 0in; padding-bottom: 0pt; padding-left: 67.5pt"><a href="#a_120">(a)&nbsp; 2.&nbsp;&nbsp;Financial Statement Schedules</a></td>
    <td style="text-align: right; padding-top: 0in; padding-bottom: 0pt"><a href="#a_120">152</a></td></tr>
<tr style="text-align: left; vertical-align: bottom; font: 10pt Times New Roman, Times, Serif">
    <td style="text-align: left; text-indent: -22.5pt; padding-top: 0in; padding-bottom: 0pt; padding-left: 67.5pt"><a href="#a_121">(a)&nbsp; 3.&nbsp;&nbsp;Exhibits Required by Securities and Exchange Commission Regulation S-K</a></td>
    <td style="text-align: right; padding-top: 0in; padding-bottom: 0pt"><a href="#a_121">153</a></td></tr>
<tr style="text-align: left; vertical-align: bottom; font: 10pt Times New Roman, Times, Serif">
    <td style="text-align: left; padding-left: 0in"><a href="#a_122">SIGNATURES</a></td>
    <td style="text-align: right"><a href="#a_122">155</a></td></tr>
<tr style="text-align: left; vertical-align: bottom; font: 10pt Times New Roman, Times, Serif">
    <td style="text-align: left; padding-left: 0in"><a href="#a_123">POWER OF ATTORNEY</a></td>
    <td style="text-align: right"><a href="#a_123">155</a></td></tr>
</table>
<p style="font: bold 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: center">&nbsp;</p>

<p style="font: bold 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: center">&nbsp;</p>

<p style="font: bold 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: center">&nbsp;</p>

<p style="font: bold 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: center">&nbsp;</p>

<p style="font: bold 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: center">&nbsp;</p>

<p style="font: bold 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: center">&nbsp;</p>

<p style="font: bold 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: center">&nbsp;</p>

<p style="font: bold 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: center">&nbsp;</p>

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<p style="font: bold 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: center">CAUTIONARY NOTE REGARDING FORWARD LOOKING
STATEMENTS</p>

<p style="font: bold 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: center">&nbsp;</p>

<p style="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 0.5in">Statements contained
in this Annual Report on Form 10-K (this &#8220;Annual Report&#8221;) relating to plans, strategies, economic performance and trends,
projections of results of specific activities or investments and other statements that are not descriptions of historical facts
may be forward-looking statements within the meaning of Section&nbsp;27A of the Securities Act of 1933 and Section&nbsp;21E of
the Securities Exchange Act of 1934. Forward-looking information is inherently subject to risks and uncertainties, and actual results
could differ materially from those currently anticipated due to a number of factors, which include, but are not limited to, factors
discussed under the captions &#8220;Business &#8212; General &#8212; Allowance for Loan Losses&#8221; and &#8220;Business &#8212;
General &#8212; Market Area and Competition&#8221; in Item 1 below, &#8220;Risk Factors&#8221; in Item 1A below, in &#8220;Management&#8217;s
Discussion and Analysis of Financial Condition and Results of Operations &#8211; Overview&#8221; in Item 7 below, and elsewhere
in this Annual Report and in other documents filed by the Company with the Securities and Exchange Commission from time to time.
Forward-looking statements may be identified by terms such as &#8220;may,&#8221; &#8220;will,&#8221; &#8220;should,&#8221; &#8220;could,&#8221;
&#8220;expects,&#8221; &#8220;plans,&#8221; &#8220;intends,&#8221; &#8220;anticipates,&#8221; &#8220;believes,&#8221; &#8220;estimates,&#8221;
&#8220;predicts,&#8221; &#8220;forecasts,&#8221; &#8220;potential&#8221; or &#8220;continue&#8221; or similar terms or the negative
of these terms. Although we believe that the expectations reflected in the forward-looking statements are reasonable, we cannot
guarantee future results, levels of activity, performance or achievements. We have no obligation to update these forward-looking
statements.</p>

<p style="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 0.5in">&nbsp;</p>

<p style="font: bold 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: center"><a name="a_001"></a>PART I</p>

<p style="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 45.35pt">&nbsp;</p>

<p style="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 45.35pt"><font style="font-weight: normal"><i>As
used in this Annual Report on Form 10-K, the words &#8220;we,&#8221; &#8220;us,&#8221; &#8220;our&#8221; and the &#8220;Company&#8221;
are used to refer to Flushing Financial Corporation and our consolidated subsidiaries, including the surviving entity of the merger
(the &#8220;Merger&#8221;) on February 28, 2013 of our wholly owned subsidiary, Flushing Savings Bank, FSB (the &#8220;Savings
Bank&#8221;) with and into Flushing Commercial Bank (the &#8220;Commercial Bank&#8221;). The surviving entity of the Merger was
the Commercial Bank, whose name has been changed to &#8220;Flushing Bank.&#8221; References herein to the &#8220;Bank&#8221; mean
the Savings Bank (including its wholly owned subsidiary, the Commercial Bank) prior to the Merger and the surviving entity after
the Merger.</i></font></p>

<p style="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 45.35pt"><font style="font-weight: normal"><i>&nbsp;</i></font></p>

<p style="font: bold 10pt Times New Roman, Times, Serif; margin: 0pt 0"><u><a name="a_002"></a>Item 1.	Business.</u></p>

<p style="font: bold 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: center"><a name="a_003"></a>GENERAL</p>

<p style="font: bold 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: left">&nbsp;</p>

<p style="font: bold 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: left"><a name="a_004"></a>Overview</p>

<p style="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 0.5in">&nbsp;</p>

<p style="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 0.5in">We are a Delaware corporation
organized in May 1994. The Savings Bank was organized in 1929 as a New York State-chartered mutual savings bank. In 1994, the Savings
Bank converted to a federally chartered mutual savings bank and changed its name from Flushing Savings Bank to Flushing Savings
Bank, FSB. The Savings Bank converted from a federally chartered mutual savings bank to a federally chartered stock savings bank
on November 21, 1995, at which time Flushing Financial Corporation acquired all of the stock of the Savings Bank. On February 28,
2013, in the Merger, the Savings Bank merged with and into the Commercial Bank, with the Commercial Bank as the surviving entity.
Pursuant to the Merger, the Commercial Bank&#8217;s charter was changed to a full-service New York State commercial bank charter,
and its name was changed to Flushing Bank. Also in connection with the Merger, Flushing Financial Corporation became a bank holding
company. We have not made any significant changes to our operations or services as a result of the Merger. The primary business
of Flushing Financial Corporation has been the operation of the Bank. The Bank owns three subsidiaries: Flushing Preferred Funding
Corporation, Flushing Service Corporation, and FSB Properties Inc. The Bank has an internet branch, iGObanking.com<sup>&#174;</sup>.
The activities of Flushing Financial Corporation are primarily funded by dividends, if any, received from the Bank, issuances of
junior subordinated debt, and issuances of equity securities. Flushing Financial Corporation&#8217;s common stock is traded on
the NASDAQ Global Select Market under the symbol &#8220;FFIC.&#8221;</p>

<p style="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 0.5in">&nbsp;</p>

<p style="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 0.5in">Flushing Financial
Corporation also owns Flushing Financial Capital Trust II, Flushing Financial Capital Trust III, and Flushing Financial Capital
Trust IV (the &#8220;Trusts&#8221;), which are special purpose business trusts formed to issue a total of $60.0 million of capital
securities and $1.9 million of common securities (which are the only voting securities). Flushing Financial Corporation owns 100%
of the common securities of the Trusts. The Trusts used the proceeds from the issuance of these securities to purchase junior subordinated
debentures from Flushing Financial Corporation. The Trusts are not included in our consolidated financial statements as we would
not absorb the losses of the Trusts if losses were to occur.</p>

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<p style="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify"></p>

<p style="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 0.5in">Unless otherwise disclosed,
the information presented in this Annual Report reflects the financial condition and results of operations of Flushing Financial
Corporation, the Bank and the Bank&#8217;s subsidiaries on a consolidated basis (collectively, the &#8220;Company&#8221;). Management
views the Company as operating a single unit &#8211; a community bank. Therefore, segment information is not provided. At December
31, 2015, the Company had total assets of $5.7 billion, deposits of $3.9 billion and stockholders&#8217; equity of $473.1 million.</p>

<p style="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 0.5in">&nbsp;</p>

<p style="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 0.5in"><font style="color: windowtext">Our
principal business is attracting retail deposits from the general public and investing those deposits together with funds generated
from ongoing operations and borrowings, primarily in (1) originations and purchases of multi-family residential properties, commercial
business loans, commercial real estate mortgage loans and, to a lesser extent, one-to-four family (focusing on mixed-use properties,
which are properties that contain both residential dwelling units and commercial units); (2) construction loans, primarily for
residential properties; (3) Small Business Administration (&#8220;SBA&#8221;) loans and other small business loans; (4) mortgage
loan surrogates such as mortgage-backed securities; and (5) U.S. government securities, corporate fixed-income securities and other
marketable securities. We also originate certain other consumer loans including overdraft lines of credit. At December 31, 2015,
we had gross loans outstanding of $4,372.6 million (before the allowance for loan losses and net deferred costs), with gross mortgage
loans totaling $3,832.9 million, or 87.7% of gross loans, and non-mortgage loans totaling $539.7 million, or 12.3% of gross loans.
Mortgage loans are primarily multi-family, commercial and one-to-four family mixed-use properties, which totaled 83.0% of gross
loans. Our revenues are derived principally from interest on our mortgage and other loans and mortgage-backed securities portfolio,
and interest and dividends on other investments in our securities portfolio. Our primary sources of funds are deposits, Federal
Home Loan Bank of New York (&#8220;FHLB-NY&#8221;) borrowings, repurchase agreements, principal and interest payments on loans,
mortgage-backed, other securities and to a lesser extent proceeds from sales of securities and loans. The Bank&#8217;s primary
regulator is the New York State Department of Financial Services (&#8220;NYDFS&#8221;)</font> (formerly, the New York State Banking
Department)<font style="color: windowtext">, and its primary federal regulator is the Federal Deposit Insurance Corporation (&#8220;FDIC&#8221;).
Deposits are insured to the maximum allowable amount by the FDIC. Additionally, the Bank is a member of the Federal Home Loan Bank
(&#8220;FHLB&#8221;) system.</font></p>

<p style="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 0.5in">&nbsp;</p>

<p style="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 0.5in">Our operating results
are significantly affected by national and local economic conditions, including the strength of the local economy. Since the Great
Recession, improvements in unemployment in our market, the New York City metropolitan area, had lagged many other areas of the
country until recently, when the unemployment rate decreased to 5.0% at December 2015 from 6.2% at December 31, 2014, for the New
York City region, according to the New York Department of Labor. In this improved environment, we saw improvements in our non-performing
loans, although they still remain at elevated levels. Non-performing loans totaled $26.1 million, $34.2 million and $49.0 million
at December 31, 2015, 2014 and 2013, respectively. Additionally, we did not experience a significant increase in foreclosed properties
despite an extended foreclosure process in our market. Net charge-offs of impaired loans increased in 2015 to $2.6 million from
$0.7 million for the year ended December 31, 2014, but decreased from $13.3 million for the year ended December 31, 2013. Since
the Great Recession, we have continued with conservative underwriting standards to reduce risk.</p>

<p style="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 0.5in">&nbsp;</p>

<p style="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 0.5in">Although loan originations
declined from 2008 through 2011, in 2012 the trend was reversed with loan originations improving year-over-year through 2015. Loan
originations and purchases for 2015 increased $275.3 million, or 28.7%, to $1,233.5 million from $958.2 million for 2014.</p>

<p style="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 0.5in">&nbsp;</p>

<p style="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 0.5in">Our operating results
are also affected by extensions, renewals, modifications and restructuring of loans in our loan portfolio. Loans which are renewed,
modified or restructured are required to be fully underwritten in accordance with our policy for new loans, except when the borrower
is seeking a reduction in the interest rate due to a decline in interest rates in the market, or for a loan classified as a troubled
debt restructured (&#8220;TDR&#8221;). Our policy for modifying a loan due to the borrower&#8217;s request for changes in the terms
will depend on the change requested. The borrower must be current and have a good payment history to have a loan modified. If the
borrower is seeking additional funds, the loan is fully underwritten in accordance with our policy for new loans. If the borrower
is seeking a reduction in the interest rate due to a decline in interest rates in the market, we generally limit our review as
follows: (1) for income producing properties and business loans, to a review of the operating results of the property/business
and a satisfactory inspection of the property, and (2) for one-to-four residential properties, to a satisfactory inspection of
the property. Our policy on restructuring a loan when the loan will be classified as a TDR requires the loan to be fully underwritten
in accordance with Company policy. The borrower must demonstrate the ability to repay the loan under the new terms. When the restructuring
results in a TDR, we may waive some requirements of Company policy provided the borrower has demonstrated the ability to meet the
requirements of the restructured loan and repay the restructured loan. While our formal lending policies do not prohibit making
additional loans to a borrower or any related interest of the borrower who is past due in principal or interest more than 90 days,
it has been our practice not to make additional loans to a borrower or a related interest of the borrower if the borrower is past
due more than 90 days as to principal or interest. During the last three fiscal years, we did not make any additional loans to
a borrower or any related interest of the borrower who was past due in principal or interest more than 90 days. All extensions,
renewals, restructurings and modifications must be approved by either the Board of Directors of the Bank (the &#8220;Bank Board
of Directors&#8221;) or its Loan Committee (the &#8220;Loan Committee&#8221;).</p>
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<p style="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 0.5in">Our operating results
are also affected by losses on non-performing loans. Our policy requires a reappraisal by an independent third party when a loan
becomes twelve months delinquent. We generally obtain a reappraisal by an independent third party for loans over 90 days delinquent
when the outstanding loan balance is at least $1.0 million. We also obtain reappraisals when our internally prepared valuation
of a property indicates there has been a decline in value below the outstanding balance of the loan, or when a property inspection
has indicated significant deterioration in the condition of the property. These internal valuations are prepared when a loan becomes
90 days delinquent.</p>

<p style="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 0.5in">&nbsp;</p>

<p style="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 0.5in">The Bank has a business
banking unit. Our business strategy includes continuing our transition from a traditional thrift to a more &#8220;commercial-like&#8221;
banking institution by continuing the development of a full complement of commercial business deposit, loan and cash management
products. As of December 31, 2015, the business banking unit had $525.3 million in gross loans outstanding and $146.3 million of
customer deposits.</p>

<p style="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 0.5in">&nbsp;</p>

<p style="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 0.5in">The Bank has an internet
branch, iGObanking.com&#174;, which provides access to consumers in markets outside our geographic locations. Accounts can be opened
online at www.iGObanking.com or by mail. The internet branch does not currently accept loan applications. As of December 31, 2015,
the internet branch had $323.7 million of customer deposits.</p>

<p style="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 0.5in">&nbsp;</p>

<p style="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 0.5in">The Bank has a governmental
banking unit, which provides banking services to public entities including counties, cities, towns, villages, school districts,
libraries, fire districts and the various courts throughout the New York City metropolitan area. At December 31, 2015, the government
banking unit had $975.9 million in customer deposits.</p>

<p style="font: bold 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</p>

<p style="font: bold 10pt Times New Roman, Times, Serif; margin: 0pt 0"><a name="a_005"></a>Market Area and Competition</p>

<p style="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 0.5in">&nbsp;</p>

<p style="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 0.5in">We are a community
oriented financial institution offering a wide variety of financial services to meet the needs of the communities we serve. The
Bank&#8217;s main office is in Uniondale, New York, located in Nassau County. At December 31, 2015, the Bank operated out of 19
full-service offices, located in the New York City Boroughs of Queens, Brooklyn, and Manhattan, and in Nassau County, New York.
We also operate an internet branch, iGObanking.com<sup>&#174;</sup>. We maintain our executive offices in Uniondale in Nassau County,
New York. Substantially all of our mortgage loans are secured by properties located in the New York City metropolitan area.</p>

<p style="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 0.5in">&nbsp;</p>

<p style="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 0.5in">We face intense competition
both in making loans and in attracting deposits. Competition for loans in our market is primarily based on the types of loans offered
and the related terms for these loans, including fixed-rate versus adjustable-rate loans and the interest rate on the loan. For
adjustable rate loans, competition is also based on the repricing period, the index to which the rate is referenced, and the spread
over the index rate. Also, competition is influenced by the ability of a financial institution to respond to customer requests
and to provide the borrower with a timely decision to approve or deny the loan application.</p>

<p style="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 0.5in">&nbsp;</p>

<p style="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 0.5in">Our market area has
a high density of financial institutions, many of which have greater financial resources, name recognition and market presence,
and all of which are competitors to varying degrees. Particularly intense competition exists for deposits, as we compete with 115
banks and thrifts in the counties in which we have branch locations. Our market share of deposits, as of June 30, 2015, in these
counties was approximately 0.34% of the total deposits of these FDIC insured competing financial institutions, and we are the 23rd
largest financial institution. In addition, we compete with credit unions, the stock market and mutual funds for customers&#8217;
funds. Competition for deposits in our market and for national brokered deposits is primarily based on the types of deposits offered
and rate paid on the deposits. Particularly intense competition also exists in all of the lending activities we emphasize. In addition
to the financial institutions mentioned above, we compete against mortgage banks and insurance companies located both within our
market and available on the internet. Competition for loans in our market is primarily based on the types of loans offered and
the related terms for these loans, including fixed-rate versus adjustable-rate loans and the interest rate on the loan. For adjustable
rate loans, competition is also based on the repricing period, the index to which the rate is referenced, and the spread over the
index rate. Also, competition is influenced by the ability of a financial institution to respond to customer requests and to provide
the borrower with a timely decision to approve or deny the loan application. The internet banking arena also has many larger financial
institutions which have greater financial resources, name recognition and market presence. Our future earnings prospects will be
affected by our ability to compete effectively with other financial institutions and to implement our business strategies. Our
strategy for attracting deposits includes using various marketing techniques, delivering enhanced technology and customer friendly
banking services, and focusing on the unique personal and small business banking needs of the multi-ethnic communities we serve.
Our strategy for attracting new loans is primarily dependent on providing timely response to applicants and maintaining a network
of quality brokers. See &#8220;Risk Factors &#8211; The Markets in Which We Operate Are Highly Competitive&#8221; included in Item
1A of this Annual Report.</p>

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<p style="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 0.5in">For a discussion of
our business strategies, see &#8220;Management&#8217;s Discussion and Analysis of Financial Condition and Results of Operations
&#8212; Overview &#8212; Management Strategy&#8221; included in Item 7 of this Annual Report.</p>

<p style="font: bold 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</p>

<p style="font: bold 10pt Times New Roman, Times, Serif; margin: 0pt 0"><a name="a_006"></a>Lending Activities</p>

<p style="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 0.5in">&nbsp;</p>

<p style="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 0.5in"><i><a name="a_007"></a>Loan Portfolio Composition</i>.
Our loan portfolio consists primarily of mortgage loans secured by multi-family residential, commercial real estate, one-to-four
family mixed-use property, one-to-four family residential property, and commercial business loans. In addition, we also offer construction
loans, SBA loans, Taxi medallion loans and other consumer loans. Substantially all of our mortgage loans are secured by properties
located within our market area. At December 31, 2015, we had gross loans outstanding of $4,372.6 million (before the allowance
for loan losses and net deferred costs).</p>

<p style="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 0.5in">&nbsp;</p>

<p style="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 0.5in">Since 2009 we have
focused our mortgage loan origination efforts on multi-family residential mortgage loans, although during 2014 and 2015 we increased
our focus on commercial real estate and business loans with full banking relationships. In prior years we had focused our mortgage
loan originations on multi-family residential, commercial real estate and one-to-four family mixed-use property mortgage loans.
These loans generally have higher yields than one-to-four family residential properties, and include prepayment penalties that
we collect if the loans pay in full prior to the contractual maturity. We expect to continue this emphasis on multi-family residential
mortgage loans, commercial real estate and business loans with full banking relationships through marketing and by maintaining
competitive interest rates and origination fees. Our marketing efforts include frequent contact with mortgage brokers and other
professionals who serve as referral sources. The reduced emphasis on commercial real estate, one-to-four family mixed-use property
mortgage loans, and construction loans since 2009 was due to the increased level of risk in these types of loans in the current
economic environment. However, due to the changes in our underwriting standards, which we believe has reduced risk in newly originated
commercial real estate mortgage loans, we have increased our focus on the origination of commercial real estate mortgage loans.</p>

<p style="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 0.5in">&nbsp;</p>

<p style="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 0.5in">Fully underwritten
one-to-four family residential mortgage loans generally are considered by the banking industry to have less risk than other types
of loans. Multi-family residential, commercial real estate and one-to-four family mixed-use property mortgage loans generally have
higher yields than one-to-four family residential property mortgage loans and shorter terms to maturity, but typically involve
higher principal amounts and may expose the lender to a greater risk of credit loss than one-to-four family residential property
mortgage loans. Our increased emphasis on multi-family residential mortgage loans since 2009, and on multi-family residential,
commercial real estate and one-to-four family mixed-use property mortgage loans during years prior to 2009, has increased the overall
level of credit risk inherent in our loan portfolio. The greater risk associated with multi-family residential, commercial real
estate and one-to-four family mixed-use property mortgage loans could require us to increase our provisions for loan losses and
to maintain an allowance for loan losses as a percentage of total loans in excess of the allowance we currently maintain. We continually
review the composition of our mortgage loan portfolio to manage the risk in the portfolio. See &#8220;General &#8211; Overview&#8221;
in this Item 1 of this Annual Report. To date, we have not experienced significant losses in our multi-family residential, commercial
real estate and one-to-four family mixed-use property mortgage loan portfolios.</p>

<p style="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 0.5in">&nbsp;</p>

<p style="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 0.5in">Our mortgage loan portfolio
consists of adjustable rate mortgage (&#8220;ARM&#8221;) loans and fixed-rate mortgage loans. Interest rates we charge on loans
are affected primarily by the demand for such loans, the supply of money available for lending purposes, the rate offered by our
competitors and the creditworthiness of the borrower. Many of those factors are, in turn, affected by local and national economic
conditions, and the fiscal, monetary and tax policies of the federal, state and local governments.</p>

<p style="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 0.5in">&nbsp;</p>

<p style="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 0.5in">In general, consumers
show a preference for ARM loans in periods of high interest rates and for fixed-rate loans when interest rates are low. In periods
of declining interest rates, we may experience refinancing activity in ARM loans, as borrowers show a preference to lock-in the
lower rates available on fixed-rate loans. In the case of ARM loans we originated, volume and adjustment periods are affected by
the interest rates and other market factors as discussed above as well as consumer preferences. We have not in the past, nor do
we currently, originate ARM loans that provide for negative amortization.</p>

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<p style="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 0.5in">Prior to 2007, we had
grown our construction loan portfolio. During 2007, we began to deemphasize construction loans, as originations of new construction
loans declined. We have continued to deemphasize construction loans since then as we reduced the balance of our construction loan
portfolio, which totaled $7.3 million at December 31, 2015. We intend to continue to deemphasize construction loans in the near
term. We obtain a first lien position on the underlying collateral, and generally obtain personal guarantees on construction loans.
These loans generally have a term of two years or less. Construction loans involve a greater degree of risk than other loans because,
among other things, the underwriting of such loans is based on an estimated value of the developed property, which can be difficult
to ascertain in light of uncertainties inherent in such estimations. In addition, construction lending entails the risk that the
project may not be completed due to cost overruns or changes in market conditions. The greater risk associated with construction
loans could require us to increase our provision for loan losses, and to maintain an allowance for loan losses as a percentage
of total loans in excess of the allowance we currently maintain. To date, we have not incurred significant losses in our construction
loan portfolio.</p>

<p style="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 0.5in">&nbsp;</p>

<p style="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 0.5in">The business banking
unit focuses on loan and deposit relationships to businesses located within our market area. These loans are generally personally
guaranteed by the owners, and may be secured by the assets of the business, including real estate. The interest rate on these loans
is generally an adjustable rate based on a published index. These loans, while providing us a higher rate of return, also present
a higher level of risk. The greater risk associated with business loans could require us to increase our provision for loan losses,
and to maintain an allowance for loan losses as a percentage of total loans in excess of the allowance we currently maintain. To
date, we have not incurred significant losses in our business loan portfolio.</p>

<p style="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 0.5in">&nbsp;</p>

<p style="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 0.5in">At times, we may purchase
loans from banks, mortgage bankers and other financial institutions when the loans complement our loan portfolio strategy. Loans
purchased must meet our underwriting standards when they were originated. Our lending activities are subject to federal and state
laws and regulations. See &#8220;&#8212; Regulation.&#8221;</p>

<p style="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 0.5in">&nbsp;</p>

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<p style="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: left; text-indent: 0.5in">The following table sets
forth the composition of our loan portfolio at the dates indicated.</p>

<p style="color: Red; font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: center; text-indent: 0in">&nbsp;</p>

<p style="color: Red; font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: center; text-indent: 0in"></p>

<table cellpadding="0" cellspacing="0" style="border-collapse: collapse; width: 100%; font: 10pt Times New Roman, Times, Serif">
<tr style="vertical-align: bottom">
    <td nowrap>&nbsp;</td><td nowrap style="padding-bottom: 1pt">&nbsp;</td>
    <td colspan="39" nowrap style="text-align: center; border-bottom: Black 1pt solid">At December 31,</td></tr>
<tr style="vertical-align: bottom">
    <td nowrap>&nbsp;</td><td nowrap style="padding-bottom: 1pt">&nbsp;</td>
    <td colspan="7" nowrap style="text-align: center; border-bottom: Black 1pt solid">2015</td><td nowrap style="padding-bottom: 1pt">&nbsp;</td>
    <td colspan="7" nowrap style="text-align: center; border-bottom: Black 1pt solid">2014</td><td nowrap style="padding-bottom: 1pt">&nbsp;</td>
    <td colspan="7" nowrap style="text-align: center; border-bottom: Black 1pt solid">2013</td><td nowrap style="padding-bottom: 1pt">&nbsp;</td>
    <td colspan="7" nowrap style="text-align: center; border-bottom: Black 1pt solid">2012</td><td nowrap style="padding-bottom: 1pt">&nbsp;</td>
    <td colspan="7" nowrap style="text-align: center; border-bottom: Black 1pt solid">2011</td></tr>
<tr style="vertical-align: bottom">
    <td nowrap style="text-align: center">&nbsp;</td><td nowrap>&nbsp;</td>
    <td colspan="3" nowrap style="text-align: center">&nbsp;</td><td nowrap>&nbsp;</td>
    <td colspan="3" nowrap style="text-align: center">Percent</td><td nowrap>&nbsp;</td>
    <td colspan="3" nowrap style="text-align: center">&nbsp;</td><td nowrap>&nbsp;</td>
    <td colspan="3" nowrap style="text-align: center">Percent</td><td nowrap>&nbsp;</td>
    <td colspan="3" nowrap style="text-align: center">&nbsp;</td><td nowrap>&nbsp;</td>
    <td colspan="3" nowrap style="text-align: center">Percent</td><td nowrap>&nbsp;</td>
    <td colspan="3" nowrap style="text-align: center">&nbsp;</td><td nowrap>&nbsp;</td>
    <td colspan="3" nowrap style="text-align: center">Percent</td><td nowrap>&nbsp;</td>
    <td colspan="3" nowrap style="text-align: center">&nbsp;</td><td nowrap>&nbsp;</td>
    <td colspan="3" nowrap style="text-align: center">Percent</td></tr>
<tr style="vertical-align: bottom">
    <td nowrap style="text-align: center">&nbsp;</td><td nowrap style="padding-bottom: 1pt">&nbsp;</td>
    <td colspan="3" nowrap style="text-align: center; border-bottom: Black 1pt solid">Amount</td><td nowrap style="padding-bottom: 1pt; border-bottom: Black 1pt solid">&nbsp;</td>
    <td colspan="3" nowrap style="text-align: center; border-bottom: Black 1pt solid">of Total</td><td nowrap style="padding-bottom: 1pt">&nbsp;</td>
    <td colspan="3" nowrap style="text-align: center; border-bottom: Black 1pt solid">Amount</td><td nowrap style="padding-bottom: 1pt; border-bottom: Black 1pt solid">&nbsp;</td>
    <td colspan="3" nowrap style="text-align: center; border-bottom: Black 1pt solid">of Total</td><td nowrap style="padding-bottom: 1pt">&nbsp;</td>
    <td colspan="3" nowrap style="text-align: center; border-bottom: Black 1pt solid">Amount</td><td nowrap style="padding-bottom: 1pt; border-bottom: Black 1pt solid">&nbsp;</td>
    <td colspan="3" nowrap style="text-align: center; border-bottom: Black 1pt solid">of Total</td><td nowrap style="padding-bottom: 1pt">&nbsp;</td>
    <td colspan="3" nowrap style="text-align: center; border-bottom: Black 1pt solid">Amount</td><td nowrap style="padding-bottom: 1pt; border-bottom: Black 1pt solid">&nbsp;</td>
    <td colspan="3" nowrap style="text-align: center; border-bottom: Black 1pt solid">of Total</td><td nowrap style="padding-bottom: 1pt">&nbsp;</td>
    <td colspan="3" nowrap style="text-align: center; border-bottom: Black 1pt solid">Amount</td><td nowrap style="padding-bottom: 1pt; border-bottom: Black 1pt solid">&nbsp;</td>
    <td colspan="3" nowrap style="text-align: center; border-bottom: Black 1pt solid">of Total</td></tr>
<tr style="vertical-align: bottom">
    <td nowrap>&nbsp;</td><td style="font-style: italic">&nbsp;</td>
    <td colspan="39" style="font-style: italic; text-align: center">(Dollars in thousands)</td></tr>
<tr style="vertical-align: bottom; background-color: rgb(204,238,255)">
    <td nowrap style="text-align: left">Mortgage Loans:</td><td>&nbsp;</td>
    <td style="text-align: left">&nbsp;</td><td style="text-align: right">&nbsp;</td><td style="text-align: left">&nbsp;</td><td>&nbsp;</td>
    <td style="text-align: left">&nbsp;</td><td style="text-align: right">&nbsp;</td><td style="text-align: left">&nbsp;</td><td>&nbsp;</td>
    <td style="text-align: left">&nbsp;</td><td style="text-align: right">&nbsp;</td><td style="text-align: left">&nbsp;</td><td>&nbsp;</td>
    <td style="text-align: left">&nbsp;</td><td style="text-align: right">&nbsp;</td><td style="text-align: left">&nbsp;</td><td>&nbsp;</td>
    <td style="text-align: left">&nbsp;</td><td style="text-align: right">&nbsp;</td><td style="text-align: left">&nbsp;</td><td>&nbsp;</td>
    <td style="text-align: left">&nbsp;</td><td style="text-align: right">&nbsp;</td><td style="text-align: left">&nbsp;</td><td>&nbsp;</td>
    <td style="text-align: left">&nbsp;</td><td style="text-align: right">&nbsp;</td><td style="text-align: left">&nbsp;</td><td>&nbsp;</td>
    <td style="text-align: left">&nbsp;</td><td style="text-align: right">&nbsp;</td><td style="text-align: left">&nbsp;</td><td>&nbsp;</td>
    <td style="text-align: left">&nbsp;</td><td style="text-align: right">&nbsp;</td><td style="text-align: left">&nbsp;</td><td>&nbsp;</td>
    <td style="text-align: left">&nbsp;</td><td style="text-align: right">&nbsp;</td><td style="text-align: left">&nbsp;</td></tr>
<tr style="vertical-align: bottom; background-color: White">
    <td nowrap style="width: 20%; text-align: left; padding-left: 10pt">Multi-family residential</td><td style="width: 1%">&nbsp;</td>
    <td style="width: 1%; text-align: left">$</td><td style="width: 5%; text-align: right">2,055,228</td><td style="width: 1%; text-align: left">&nbsp;</td><td style="width: 1%">&nbsp;</td>
    <td style="width: 1%; text-align: left">&nbsp;</td><td style="width: 5%; text-align: right">46.98</td><td style="width: 1%; text-align: left">%</td><td style="width: 1%">&nbsp;</td>
    <td style="width: 1%; text-align: left">$</td><td style="width: 5%; text-align: right">1,923,460</td><td style="width: 1%; text-align: left">&nbsp;</td><td style="width: 1%">&nbsp;</td>
    <td style="width: 1%; text-align: left">&nbsp;</td><td style="width: 5%; text-align: right">50.64</td><td style="width: 1%; text-align: left">%</td><td style="width: 1%">&nbsp;</td>
    <td style="width: 1%; text-align: left">$</td><td style="width: 5%; text-align: right">1,712,039</td><td style="width: 1%; text-align: left">&nbsp;</td><td style="width: 1%">&nbsp;</td>
    <td style="width: 1%; text-align: left">&nbsp;</td><td style="width: 5%; text-align: right">50.02</td><td style="width: 1%; text-align: left">%</td><td style="width: 1%">&nbsp;</td>
    <td style="width: 1%; text-align: left">$</td><td style="width: 5%; text-align: right">1,534,438</td><td style="width: 1%; text-align: left">&nbsp;</td><td style="width: 1%">&nbsp;</td>
    <td style="width: 1%; text-align: left">&nbsp;</td><td style="width: 5%; text-align: right">47.62</td><td style="width: 1%; text-align: left">%</td><td style="width: 1%">&nbsp;</td>
    <td style="width: 1%; text-align: left">$</td><td style="width: 5%; text-align: right">1,391,221</td><td style="width: 1%; text-align: left">&nbsp;</td><td style="width: 1%">&nbsp;</td>
    <td style="width: 1%; text-align: left">&nbsp;</td><td style="width: 5%; text-align: right">43.28</td><td style="width: 1%; text-align: left">%</td></tr>
<tr style="vertical-align: bottom; background-color: rgb(204,238,255)">
    <td nowrap style="text-align: left; padding-left: 10pt">Commercial real estate</td><td>&nbsp;</td>
    <td style="text-align: left">&nbsp;</td><td style="text-align: right">1,001,236</td><td style="text-align: left">&nbsp;</td><td>&nbsp;</td>
    <td style="text-align: left">&nbsp;</td><td style="text-align: right">22.90</td><td style="text-align: left">&nbsp;</td><td>&nbsp;</td>
    <td style="text-align: left">&nbsp;</td><td style="text-align: right">621,569</td><td style="text-align: left">&nbsp;</td><td>&nbsp;</td>
    <td style="text-align: left">&nbsp;</td><td style="text-align: right">16.36</td><td style="text-align: left">&nbsp;</td><td>&nbsp;</td>
    <td style="text-align: left">&nbsp;</td><td style="text-align: right">512,552</td><td style="text-align: left">&nbsp;</td><td>&nbsp;</td>
    <td style="text-align: left">&nbsp;</td><td style="text-align: right">14.97</td><td style="text-align: left">&nbsp;</td><td>&nbsp;</td>
    <td style="text-align: left">&nbsp;</td><td style="text-align: right">515,438</td><td style="text-align: left">&nbsp;</td><td>&nbsp;</td>
    <td style="text-align: left">&nbsp;</td><td style="text-align: right">16.00</td><td style="text-align: left">&nbsp;</td><td>&nbsp;</td>
    <td style="text-align: left">&nbsp;</td><td style="text-align: right">580,783</td><td style="text-align: left">&nbsp;</td><td>&nbsp;</td>
    <td style="text-align: left">&nbsp;</td><td style="text-align: right">18.07</td><td style="text-align: left">&nbsp;</td></tr>
<tr style="vertical-align: bottom; background-color: White">
    <td nowrap style="text-align: left; padding-left: 10pt">One-to-four family -</td><td>&nbsp;</td>
    <td style="text-align: left">&nbsp;</td><td style="text-align: right">&nbsp;</td><td style="text-align: left">&nbsp;</td><td>&nbsp;</td>
    <td style="text-align: left">&nbsp;</td><td style="text-align: right">&nbsp;</td><td style="text-align: left">&nbsp;</td><td>&nbsp;</td>
    <td style="text-align: left">&nbsp;</td><td style="text-align: right">&nbsp;</td><td style="text-align: left">&nbsp;</td><td>&nbsp;</td>
    <td style="text-align: left">&nbsp;</td><td style="text-align: right">&nbsp;</td><td style="text-align: left">&nbsp;</td><td>&nbsp;</td>
    <td style="text-align: left">&nbsp;</td><td style="text-align: right">&nbsp;</td><td style="text-align: left">&nbsp;</td><td>&nbsp;</td>
    <td style="text-align: left">&nbsp;</td><td style="text-align: right">&nbsp;</td><td style="text-align: left">&nbsp;</td><td>&nbsp;</td>
    <td style="text-align: left">&nbsp;</td><td style="text-align: right">&nbsp;</td><td style="text-align: left">&nbsp;</td><td>&nbsp;</td>
    <td style="text-align: left">&nbsp;</td><td style="text-align: right">&nbsp;</td><td style="text-align: left">&nbsp;</td><td>&nbsp;</td>
    <td style="text-align: left">&nbsp;</td><td style="text-align: right">&nbsp;</td><td style="text-align: left">&nbsp;</td><td>&nbsp;</td>
    <td style="text-align: left">&nbsp;</td><td style="text-align: right">&nbsp;</td><td style="text-align: left">&nbsp;</td></tr>
<tr style="vertical-align: bottom; background-color: White">
    <td nowrap style="text-align: left; padding-left: 20pt">mixed-use property</td><td>&nbsp;</td>
    <td style="text-align: left">&nbsp;</td><td style="text-align: right">573,043</td><td style="text-align: left">&nbsp;</td><td>&nbsp;</td>
    <td style="text-align: left">&nbsp;</td><td style="text-align: right">13.11</td><td style="text-align: left">&nbsp;</td><td>&nbsp;</td>
    <td style="text-align: left">&nbsp;</td><td style="text-align: right">573,779</td><td style="text-align: left">&nbsp;</td><td>&nbsp;</td>
    <td style="text-align: left">&nbsp;</td><td style="text-align: right">15.10</td><td style="text-align: left">&nbsp;</td><td>&nbsp;</td>
    <td style="text-align: left">&nbsp;</td><td style="text-align: right">595,751</td><td style="text-align: left">&nbsp;</td><td>&nbsp;</td>
    <td style="text-align: left">&nbsp;</td><td style="text-align: right">17.40</td><td style="text-align: left">&nbsp;</td><td>&nbsp;</td>
    <td style="text-align: left">&nbsp;</td><td style="text-align: right">637,353</td><td style="text-align: left">&nbsp;</td><td>&nbsp;</td>
    <td style="text-align: left">&nbsp;</td><td style="text-align: right">19.79</td><td style="text-align: left">&nbsp;</td><td>&nbsp;</td>
    <td style="text-align: left">&nbsp;</td><td style="text-align: right">693,932</td><td style="text-align: left">&nbsp;</td><td>&nbsp;</td>
    <td style="text-align: left">&nbsp;</td><td style="text-align: right">21.59</td><td style="text-align: left">&nbsp;</td></tr>
<tr style="vertical-align: bottom; background-color: rgb(204,238,255)">
    <td nowrap style="text-align: left; padding-left: 10pt">One-to-four family -</td><td>&nbsp;</td>
    <td style="text-align: left">&nbsp;</td><td style="text-align: right">&nbsp;</td><td style="text-align: left">&nbsp;</td><td>&nbsp;</td>
    <td style="text-align: left">&nbsp;</td><td style="text-align: right">&nbsp;</td><td style="text-align: left">&nbsp;</td><td>&nbsp;</td>
    <td style="text-align: left">&nbsp;</td><td style="text-align: right">&nbsp;</td><td style="text-align: left">&nbsp;</td><td>&nbsp;</td>
    <td style="text-align: left">&nbsp;</td><td style="text-align: right">&nbsp;</td><td style="text-align: left">&nbsp;</td><td>&nbsp;</td>
    <td style="text-align: left">&nbsp;</td><td style="text-align: right">&nbsp;</td><td style="text-align: left">&nbsp;</td><td>&nbsp;</td>
    <td style="text-align: left">&nbsp;</td><td style="text-align: right">&nbsp;</td><td style="text-align: left">&nbsp;</td><td>&nbsp;</td>
    <td style="text-align: left">&nbsp;</td><td style="text-align: right">&nbsp;</td><td style="text-align: left">&nbsp;</td><td>&nbsp;</td>
    <td style="text-align: left">&nbsp;</td><td style="text-align: right">&nbsp;</td><td style="text-align: left">&nbsp;</td><td>&nbsp;</td>
    <td style="text-align: left">&nbsp;</td><td style="text-align: right">&nbsp;</td><td style="text-align: left">&nbsp;</td><td>&nbsp;</td>
    <td style="text-align: left">&nbsp;</td><td style="text-align: right">&nbsp;</td><td style="text-align: left">&nbsp;</td></tr>
<tr style="vertical-align: bottom; background-color: rgb(204,238,255)">
    <td nowrap style="padding-left: 20pt">residential (1)</td><td>&nbsp;</td>
    <td style="text-align: left">&nbsp;</td><td style="text-align: right">187,838</td><td style="text-align: left">&nbsp;</td><td>&nbsp;</td>
    <td style="text-align: left">&nbsp;</td><td style="text-align: right">4.30</td><td style="text-align: left">&nbsp;</td><td>&nbsp;</td>
    <td style="text-align: left">&nbsp;</td><td style="text-align: right">187,572</td><td style="text-align: left">&nbsp;</td><td>&nbsp;</td>
    <td style="text-align: left">&nbsp;</td><td style="text-align: right">4.94</td><td style="text-align: left">&nbsp;</td><td>&nbsp;</td>
    <td style="text-align: left">&nbsp;</td><td style="text-align: right">193,726</td><td style="text-align: left">&nbsp;</td><td>&nbsp;</td>
    <td style="text-align: left">&nbsp;</td><td style="text-align: right">5.66</td><td style="text-align: left">&nbsp;</td><td>&nbsp;</td>
    <td style="text-align: left">&nbsp;</td><td style="text-align: right">198,968</td><td style="text-align: left">&nbsp;</td><td>&nbsp;</td>
    <td style="text-align: left">&nbsp;</td><td style="text-align: right">6.18</td><td style="text-align: left">&nbsp;</td><td>&nbsp;</td>
    <td style="text-align: left">&nbsp;</td><td style="text-align: right">220,431</td><td style="text-align: left">&nbsp;</td><td>&nbsp;</td>
    <td style="text-align: left">&nbsp;</td><td style="text-align: right">6.86</td><td style="text-align: left">&nbsp;</td></tr>
<tr style="vertical-align: bottom; background-color: White">
    <td nowrap style="text-align: left; padding-left: 10pt">Co-operative apartment (2)</td><td>&nbsp;</td>
    <td style="text-align: left">&nbsp;</td><td style="text-align: right">8,285</td><td style="text-align: left">&nbsp;</td><td>&nbsp;</td>
    <td style="text-align: left">&nbsp;</td><td style="text-align: right">0.19</td><td style="text-align: left">&nbsp;</td><td>&nbsp;</td>
    <td style="text-align: left">&nbsp;</td><td style="text-align: right">9,835</td><td style="text-align: left">&nbsp;</td><td>&nbsp;</td>
    <td style="text-align: left">&nbsp;</td><td style="text-align: right">0.26</td><td style="text-align: left">&nbsp;</td><td>&nbsp;</td>
    <td style="text-align: left">&nbsp;</td><td style="text-align: right">10,137</td><td style="text-align: left">&nbsp;</td><td>&nbsp;</td>
    <td style="text-align: left">&nbsp;</td><td style="text-align: right">0.30</td><td style="text-align: left">&nbsp;</td><td>&nbsp;</td>
    <td style="text-align: left">&nbsp;</td><td style="text-align: right">6,303</td><td style="text-align: left">&nbsp;</td><td>&nbsp;</td>
    <td style="text-align: left">&nbsp;</td><td style="text-align: right">0.20</td><td style="text-align: left">&nbsp;</td><td>&nbsp;</td>
    <td style="text-align: left">&nbsp;</td><td style="text-align: right">5,505</td><td style="text-align: left">&nbsp;</td><td>&nbsp;</td>
    <td style="text-align: left">&nbsp;</td><td style="text-align: right">0.17</td><td style="text-align: left">&nbsp;</td></tr>
<tr style="vertical-align: bottom; background-color: rgb(204,238,255)">
    <td nowrap style="padding-left: 10pt">Construction</td><td>&nbsp;</td>
    <td style="text-align: left">&nbsp;</td><td style="text-align: right">7,284</td><td style="text-align: left">&nbsp;</td><td>&nbsp;</td>
    <td style="text-align: left">&nbsp;</td><td style="text-align: right">0.17</td><td style="text-align: left">&nbsp;</td><td>&nbsp;</td>
    <td style="text-align: left">&nbsp;</td><td style="text-align: right">5,286</td><td style="text-align: left">&nbsp;</td><td>&nbsp;</td>
    <td style="text-align: left">&nbsp;</td><td style="text-align: right">0.14</td><td style="text-align: left">&nbsp;</td><td>&nbsp;</td>
    <td style="text-align: left">&nbsp;</td><td style="text-align: right">4,247</td><td style="text-align: left">&nbsp;</td><td>&nbsp;</td>
    <td style="text-align: left">&nbsp;</td><td style="text-align: right">0.12</td><td style="text-align: left">&nbsp;</td><td>&nbsp;</td>
    <td style="text-align: left">&nbsp;</td><td style="text-align: right">14,381</td><td style="text-align: left">&nbsp;</td><td>&nbsp;</td>
    <td style="text-align: left">&nbsp;</td><td style="text-align: right">0.45</td><td style="text-align: left">&nbsp;</td><td>&nbsp;</td>
    <td style="text-align: left">&nbsp;</td><td style="text-align: right">47,140</td><td style="text-align: left">&nbsp;</td><td>&nbsp;</td>
    <td style="text-align: left">&nbsp;</td><td style="text-align: right">1.47</td><td style="text-align: left">&nbsp;</td></tr>
<tr style="vertical-align: bottom; background-color: White">
    <td nowrap style="padding-bottom: 1pt">&nbsp;</td><td style="padding-bottom: 1pt">&nbsp;</td>
    <td style="border-bottom: Black 1pt solid; text-align: left">&nbsp;</td><td style="border-bottom: Black 1pt solid; text-align: right">&nbsp;</td><td style="border-bottom: Black 1pt solid; text-align: left">&nbsp;</td><td style="padding-bottom: 1pt; border-bottom: Black 1pt solid">&nbsp;</td>
    <td style="border-bottom: Black 1pt solid; text-align: left">&nbsp;</td><td style="border-bottom: Black 1pt solid; text-align: right">&nbsp;</td><td style="border-bottom: Black 1pt solid; text-align: left">&nbsp;</td><td style="padding-bottom: 1pt">&nbsp;</td>
    <td style="border-bottom: Black 1pt solid; text-align: left">&nbsp;</td><td style="border-bottom: Black 1pt solid; text-align: right">&nbsp;</td><td style="border-bottom: Black 1pt solid; text-align: left">&nbsp;</td><td style="padding-bottom: 1pt; border-bottom: Black 1pt solid">&nbsp;</td>
    <td style="border-bottom: Black 1pt solid; text-align: left">&nbsp;</td><td style="border-bottom: Black 1pt solid; text-align: right">&nbsp;</td><td style="border-bottom: Black 1pt solid; text-align: left">&nbsp;</td><td style="padding-bottom: 1pt">&nbsp;</td>
    <td style="border-bottom: Black 1pt solid; text-align: left">&nbsp;</td><td style="border-bottom: Black 1pt solid; text-align: right">&nbsp;</td><td style="border-bottom: Black 1pt solid; text-align: left">&nbsp;</td><td style="padding-bottom: 1pt; border-bottom: Black 1pt solid">&nbsp;</td>
    <td style="border-bottom: Black 1pt solid; text-align: left">&nbsp;</td><td style="border-bottom: Black 1pt solid; text-align: right">&nbsp;</td><td style="border-bottom: Black 1pt solid; text-align: left">&nbsp;</td><td style="padding-bottom: 1pt">&nbsp;</td>
    <td style="border-bottom: Black 1pt solid; text-align: left">&nbsp;</td><td style="border-bottom: Black 1pt solid; text-align: right">&nbsp;</td><td style="border-bottom: Black 1pt solid; text-align: left">&nbsp;</td><td style="padding-bottom: 1pt; border-bottom: Black 1pt solid">&nbsp;</td>
    <td style="border-bottom: Black 1pt solid; text-align: left">&nbsp;</td><td style="border-bottom: Black 1pt solid; text-align: right">&nbsp;</td><td style="border-bottom: Black 1pt solid; text-align: left">&nbsp;</td><td style="padding-bottom: 1pt">&nbsp;</td>
    <td style="border-bottom: Black 1pt solid; text-align: left">&nbsp;</td><td style="border-bottom: Black 1pt solid; text-align: right">&nbsp;</td><td style="border-bottom: Black 1pt solid; text-align: left">&nbsp;</td><td style="padding-bottom: 1pt; border-bottom: Black 1pt solid">&nbsp;</td>
    <td style="border-bottom: Black 1pt solid; text-align: left">&nbsp;</td><td style="border-bottom: Black 1pt solid; text-align: right">&nbsp;</td><td style="border-bottom: Black 1pt solid; text-align: left">&nbsp;</td></tr>
<tr style="vertical-align: bottom; background-color: rgb(204,238,255)">
    <td nowrap style="text-align: left; padding-left: 20pt">Gross mortgage loans</td><td>&nbsp;</td>
    <td style="text-align: left">&nbsp;</td><td style="text-align: right">3,832,914</td><td style="text-align: left">&nbsp;</td><td>&nbsp;</td>
    <td style="text-align: left">&nbsp;</td><td style="text-align: right">87.65</td><td style="text-align: left">&nbsp;</td><td>&nbsp;</td>
    <td style="text-align: left">&nbsp;</td><td style="text-align: right">3,321,501</td><td style="text-align: left">&nbsp;</td><td>&nbsp;</td>
    <td style="text-align: left">&nbsp;</td><td style="text-align: right">87.44</td><td style="text-align: left">&nbsp;</td><td>&nbsp;</td>
    <td style="text-align: left">&nbsp;</td><td style="text-align: right">3,028,452</td><td style="text-align: left">&nbsp;</td><td>&nbsp;</td>
    <td style="text-align: left">&nbsp;</td><td style="text-align: right">88.47</td><td style="text-align: left">&nbsp;</td><td>&nbsp;</td>
    <td style="text-align: left">&nbsp;</td><td style="text-align: right">2,906,881</td><td style="text-align: left">&nbsp;</td><td>&nbsp;</td>
    <td style="text-align: left">&nbsp;</td><td style="text-align: right">90.24</td><td style="text-align: left">&nbsp;</td><td>&nbsp;</td>
    <td style="text-align: left">&nbsp;</td><td style="text-align: right">2,939,012</td><td style="text-align: left">&nbsp;</td><td>&nbsp;</td>
    <td style="text-align: left">&nbsp;</td><td style="text-align: right">91.44</td><td style="text-align: left">&nbsp;</td></tr>
<tr style="vertical-align: bottom; background-color: White">
    <td nowrap>&nbsp;</td><td>&nbsp;</td>
    <td style="text-align: left">&nbsp;</td><td style="text-align: right">&nbsp;</td><td style="text-align: left">&nbsp;</td><td>&nbsp;</td>
    <td style="text-align: left">&nbsp;</td><td style="text-align: right">&nbsp;</td><td style="text-align: left">&nbsp;</td><td>&nbsp;</td>
    <td style="text-align: left">&nbsp;</td><td style="text-align: right">&nbsp;</td><td style="text-align: left">&nbsp;</td><td>&nbsp;</td>
    <td style="text-align: left">&nbsp;</td><td style="text-align: right">&nbsp;</td><td style="text-align: left">&nbsp;</td><td>&nbsp;</td>
    <td style="text-align: left">&nbsp;</td><td style="text-align: right">&nbsp;</td><td style="text-align: left">&nbsp;</td><td>&nbsp;</td>
    <td style="text-align: left">&nbsp;</td><td style="text-align: right">&nbsp;</td><td style="text-align: left">&nbsp;</td><td>&nbsp;</td>
    <td style="text-align: left">&nbsp;</td><td style="text-align: right">&nbsp;</td><td style="text-align: left">&nbsp;</td><td>&nbsp;</td>
    <td style="text-align: left">&nbsp;</td><td style="text-align: right">&nbsp;</td><td style="text-align: left">&nbsp;</td><td>&nbsp;</td>
    <td style="text-align: left">&nbsp;</td><td style="text-align: right">&nbsp;</td><td style="text-align: left">&nbsp;</td><td>&nbsp;</td>
    <td style="text-align: left">&nbsp;</td><td style="text-align: right">&nbsp;</td><td style="text-align: left">&nbsp;</td></tr>
<tr style="vertical-align: bottom; background-color: rgb(204,238,255)">
    <td nowrap style="text-align: left">Non-mortgage loans:</td><td>&nbsp;</td>
    <td style="text-align: left">&nbsp;</td><td style="text-align: right">&nbsp;</td><td style="text-align: left">&nbsp;</td><td>&nbsp;</td>
    <td style="text-align: left">&nbsp;</td><td style="text-align: right">&nbsp;</td><td style="text-align: left">&nbsp;</td><td>&nbsp;</td>
    <td style="text-align: left">&nbsp;</td><td style="text-align: right">&nbsp;</td><td style="text-align: left">&nbsp;</td><td>&nbsp;</td>
    <td style="text-align: left">&nbsp;</td><td style="text-align: right">&nbsp;</td><td style="text-align: left">&nbsp;</td><td>&nbsp;</td>
    <td style="text-align: left">&nbsp;</td><td style="text-align: right">&nbsp;</td><td style="text-align: left">&nbsp;</td><td>&nbsp;</td>
    <td style="text-align: left">&nbsp;</td><td style="text-align: right">&nbsp;</td><td style="text-align: left">&nbsp;</td><td>&nbsp;</td>
    <td style="text-align: left">&nbsp;</td><td style="text-align: right">&nbsp;</td><td style="text-align: left">&nbsp;</td><td>&nbsp;</td>
    <td style="text-align: left">&nbsp;</td><td style="text-align: right">&nbsp;</td><td style="text-align: left">&nbsp;</td><td>&nbsp;</td>
    <td style="text-align: left">&nbsp;</td><td style="text-align: right">&nbsp;</td><td style="text-align: left">&nbsp;</td><td>&nbsp;</td>
    <td style="text-align: left">&nbsp;</td><td style="text-align: right">&nbsp;</td><td style="text-align: left">&nbsp;</td></tr>
<tr style="vertical-align: bottom; background-color: White">
    <td nowrap style="text-align: left; padding-left: 10pt">Small Business Administration</td><td>&nbsp;</td>
    <td style="text-align: left">&nbsp;</td><td style="text-align: right">12,194</td><td style="text-align: left">&nbsp;</td><td>&nbsp;</td>
    <td style="text-align: left">&nbsp;</td><td style="text-align: right">0.28</td><td style="text-align: left">&nbsp;</td><td>&nbsp;</td>
    <td style="text-align: left">&nbsp;</td><td style="text-align: right">7,134</td><td style="text-align: left">&nbsp;</td><td>&nbsp;</td>
    <td style="text-align: left">&nbsp;</td><td style="text-align: right">0.19</td><td style="text-align: left">&nbsp;</td><td>&nbsp;</td>
    <td style="text-align: left">&nbsp;</td><td style="text-align: right">7,792</td><td style="text-align: left">&nbsp;</td><td>&nbsp;</td>
    <td style="text-align: left">&nbsp;</td><td style="text-align: right">0.23</td><td style="text-align: left">&nbsp;</td><td>&nbsp;</td>
    <td style="text-align: left">&nbsp;</td><td style="text-align: right">9,496</td><td style="text-align: left">&nbsp;</td><td>&nbsp;</td>
    <td style="text-align: left">&nbsp;</td><td style="text-align: right">0.29</td><td style="text-align: left">&nbsp;</td><td>&nbsp;</td>
    <td style="text-align: left">&nbsp;</td><td style="text-align: right">14,039</td><td style="text-align: left">&nbsp;</td><td>&nbsp;</td>
    <td style="text-align: left">&nbsp;</td><td style="text-align: right">0.44</td><td style="text-align: left">&nbsp;</td></tr>
<tr style="vertical-align: bottom; background-color: rgb(204,238,255)">
    <td nowrap style="text-align: left; padding-left: 10pt">Taxi medallion</td><td>&nbsp;</td>
    <td style="text-align: left">&nbsp;</td><td style="text-align: right">20,881</td><td style="text-align: left">&nbsp;</td><td>&nbsp;</td>
    <td style="text-align: left">&nbsp;</td><td style="text-align: right">0.48</td><td style="text-align: left">&nbsp;</td><td>&nbsp;</td>
    <td style="text-align: left">&nbsp;</td><td style="text-align: right">22,519</td><td style="text-align: left">&nbsp;</td><td>&nbsp;</td>
    <td style="text-align: left">&nbsp;</td><td style="text-align: right">0.59</td><td style="text-align: left">&nbsp;</td><td>&nbsp;</td>
    <td style="text-align: left">&nbsp;</td><td style="text-align: right">13,123</td><td style="text-align: left">&nbsp;</td><td>&nbsp;</td>
    <td style="text-align: left">&nbsp;</td><td style="text-align: right">0.38</td><td style="text-align: left">&nbsp;</td><td>&nbsp;</td>
    <td style="text-align: left">&nbsp;</td><td style="text-align: right">9,922</td><td style="text-align: left">&nbsp;</td><td>&nbsp;</td>
    <td style="text-align: left">&nbsp;</td><td style="text-align: right">0.31</td><td style="text-align: left">&nbsp;</td><td>&nbsp;</td>
    <td style="text-align: left">&nbsp;</td><td style="text-align: right">54,328</td><td style="text-align: left">&nbsp;</td><td>&nbsp;</td>
    <td style="text-align: left">&nbsp;</td><td style="text-align: right">1.69</td><td style="text-align: left">&nbsp;</td></tr>
<tr style="vertical-align: bottom; background-color: White">
    <td nowrap style="text-align: left; padding-left: 10pt">Commercial business and other</td><td>&nbsp;</td>
    <td style="text-align: left">&nbsp;</td><td style="text-align: right">506,622</td><td style="text-align: left">&nbsp;</td><td>&nbsp;</td>
    <td style="text-align: left">&nbsp;</td><td style="text-align: right">11.59</td><td style="text-align: left">&nbsp;</td><td>&nbsp;</td>
    <td style="text-align: left">&nbsp;</td><td style="text-align: right">447,500</td><td style="text-align: left">&nbsp;</td><td>&nbsp;</td>
    <td style="text-align: left">&nbsp;</td><td style="text-align: right">11.78</td><td style="text-align: left">&nbsp;</td><td>&nbsp;</td>
    <td style="text-align: left">&nbsp;</td><td style="text-align: right">373,641</td><td style="text-align: left">&nbsp;</td><td>&nbsp;</td>
    <td style="text-align: left">&nbsp;</td><td style="text-align: right">10.92</td><td style="text-align: left">&nbsp;</td><td>&nbsp;</td>
    <td style="text-align: left">&nbsp;</td><td style="text-align: right">295,076</td><td style="text-align: left">&nbsp;</td><td>&nbsp;</td>
    <td style="text-align: left">&nbsp;</td><td style="text-align: right">9.16</td><td style="text-align: left">&nbsp;</td><td>&nbsp;</td>
    <td style="text-align: left">&nbsp;</td><td style="text-align: right">206,614</td><td style="text-align: left">&nbsp;</td><td>&nbsp;</td>
    <td style="text-align: left">&nbsp;</td><td style="text-align: right">6.43</td><td style="text-align: left">&nbsp;</td></tr>
<tr style="vertical-align: bottom; background-color: rgb(204,238,255)">
    <td nowrap style="padding-bottom: 1pt">&nbsp;</td><td style="padding-bottom: 1pt">&nbsp;</td>
    <td style="border-bottom: Black 1pt solid; text-align: left">&nbsp;</td><td style="border-bottom: Black 1pt solid; text-align: right">&nbsp;</td><td style="border-bottom: Black 1pt solid; text-align: left">&nbsp;</td><td style="padding-bottom: 1pt; border-bottom: Black 1pt solid">&nbsp;</td>
    <td style="border-bottom: Black 1pt solid; text-align: left">&nbsp;</td><td style="border-bottom: Black 1pt solid; text-align: right">&nbsp;</td><td style="border-bottom: Black 1pt solid; text-align: left">&nbsp;</td><td style="padding-bottom: 1pt">&nbsp;</td>
    <td style="border-bottom: Black 1pt solid; text-align: left">&nbsp;</td><td style="border-bottom: Black 1pt solid; text-align: right">&nbsp;</td><td style="border-bottom: Black 1pt solid; text-align: left">&nbsp;</td><td style="padding-bottom: 1pt; border-bottom: Black 1pt solid">&nbsp;</td>
    <td style="border-bottom: Black 1pt solid; text-align: left">&nbsp;</td><td style="border-bottom: Black 1pt solid; text-align: right">&nbsp;</td><td style="border-bottom: Black 1pt solid; text-align: left">&nbsp;</td><td style="padding-bottom: 1pt">&nbsp;</td>
    <td style="border-bottom: Black 1pt solid; text-align: left">&nbsp;</td><td style="border-bottom: Black 1pt solid; text-align: right">&nbsp;</td><td style="border-bottom: Black 1pt solid; text-align: left">&nbsp;</td><td style="padding-bottom: 1pt; border-bottom: Black 1pt solid">&nbsp;</td>
    <td style="border-bottom: Black 1pt solid; text-align: left">&nbsp;</td><td style="border-bottom: Black 1pt solid; text-align: right">&nbsp;</td><td style="border-bottom: Black 1pt solid; text-align: left">&nbsp;</td><td style="padding-bottom: 1pt">&nbsp;</td>
    <td style="border-bottom: Black 1pt solid; text-align: left">&nbsp;</td><td style="border-bottom: Black 1pt solid; text-align: right">&nbsp;</td><td style="border-bottom: Black 1pt solid; text-align: left">&nbsp;</td><td style="padding-bottom: 1pt; border-bottom: Black 1pt solid">&nbsp;</td>
    <td style="border-bottom: Black 1pt solid; text-align: left">&nbsp;</td><td style="border-bottom: Black 1pt solid; text-align: right">&nbsp;</td><td style="border-bottom: Black 1pt solid; text-align: left">&nbsp;</td><td style="padding-bottom: 1pt">&nbsp;</td>
    <td style="border-bottom: Black 1pt solid; text-align: left">&nbsp;</td><td style="border-bottom: Black 1pt solid; text-align: right">&nbsp;</td><td style="border-bottom: Black 1pt solid; text-align: left">&nbsp;</td><td style="padding-bottom: 1pt; border-bottom: Black 1pt solid">&nbsp;</td>
    <td style="border-bottom: Black 1pt solid; text-align: left">&nbsp;</td><td style="border-bottom: Black 1pt solid; text-align: right">&nbsp;</td><td style="border-bottom: Black 1pt solid; text-align: left">&nbsp;</td></tr>
<tr style="vertical-align: bottom; background-color: White">
    <td nowrap style="text-align: left; padding-left: 20pt">Gross non-mortgage loans</td><td>&nbsp;</td>
    <td style="text-align: left">&nbsp;</td><td style="text-align: right">539,697</td><td style="text-align: left">&nbsp;</td><td>&nbsp;</td>
    <td style="text-align: left">&nbsp;</td><td style="text-align: right">12.35</td><td style="text-align: left">&nbsp;</td><td>&nbsp;</td>
    <td style="text-align: left">&nbsp;</td><td style="text-align: right">477,153</td><td style="text-align: left">&nbsp;</td><td>&nbsp;</td>
    <td style="text-align: left">&nbsp;</td><td style="text-align: right">12.56</td><td style="text-align: left">&nbsp;</td><td>&nbsp;</td>
    <td style="text-align: left">&nbsp;</td><td style="text-align: right">394,556</td><td style="text-align: left">&nbsp;</td><td>&nbsp;</td>
    <td style="text-align: left">&nbsp;</td><td style="text-align: right">11.53</td><td style="text-align: left">&nbsp;</td><td>&nbsp;</td>
    <td style="text-align: left">&nbsp;</td><td style="text-align: right">314,494</td><td style="text-align: left">&nbsp;</td><td>&nbsp;</td>
    <td style="text-align: left">&nbsp;</td><td style="text-align: right">9.76</td><td style="text-align: left">&nbsp;</td><td>&nbsp;</td>
    <td style="text-align: left">&nbsp;</td><td style="text-align: right">274,981</td><td style="text-align: left">&nbsp;</td><td>&nbsp;</td>
    <td style="text-align: left">&nbsp;</td><td style="text-align: right">8.56</td><td style="text-align: left">&nbsp;</td></tr>
<tr style="vertical-align: bottom; background-color: rgb(204,238,255)">
    <td nowrap style="padding-bottom: 1pt">&nbsp;</td><td style="padding-bottom: 1pt">&nbsp;</td>
    <td style="border-bottom: Black 1pt solid; text-align: left">&nbsp;</td><td style="border-bottom: Black 1pt solid; text-align: right">&nbsp;</td><td style="border-bottom: Black 1pt solid; text-align: left">&nbsp;</td><td style="padding-bottom: 1pt; border-bottom: Black 1pt solid">&nbsp;</td>
    <td style="border-bottom: Black 1pt solid; text-align: left">&nbsp;</td><td style="border-bottom: Black 1pt solid; text-align: right">&nbsp;</td><td style="border-bottom: Black 1pt solid; text-align: left">&nbsp;</td><td style="padding-bottom: 1pt">&nbsp;</td>
    <td style="border-bottom: Black 1pt solid; text-align: left">&nbsp;</td><td style="border-bottom: Black 1pt solid; text-align: right">&nbsp;</td><td style="border-bottom: Black 1pt solid; text-align: left">&nbsp;</td><td style="padding-bottom: 1pt; border-bottom: Black 1pt solid">&nbsp;</td>
    <td style="border-bottom: Black 1pt solid; text-align: left">&nbsp;</td><td style="border-bottom: Black 1pt solid; text-align: right">&nbsp;</td><td style="border-bottom: Black 1pt solid; text-align: left">&nbsp;</td><td style="padding-bottom: 1pt">&nbsp;</td>
    <td style="border-bottom: Black 1pt solid; text-align: left">&nbsp;</td><td style="border-bottom: Black 1pt solid; text-align: right">&nbsp;</td><td style="border-bottom: Black 1pt solid; text-align: left">&nbsp;</td><td style="padding-bottom: 1pt; border-bottom: Black 1pt solid">&nbsp;</td>
    <td style="border-bottom: Black 1pt solid; text-align: left">&nbsp;</td><td style="border-bottom: Black 1pt solid; text-align: right">&nbsp;</td><td style="border-bottom: Black 1pt solid; text-align: left">&nbsp;</td><td style="padding-bottom: 1pt">&nbsp;</td>
    <td style="border-bottom: Black 1pt solid; text-align: left">&nbsp;</td><td style="border-bottom: Black 1pt solid; text-align: right">&nbsp;</td><td style="border-bottom: Black 1pt solid; text-align: left">&nbsp;</td><td style="padding-bottom: 1pt; border-bottom: Black 1pt solid">&nbsp;</td>
    <td style="border-bottom: Black 1pt solid; text-align: left">&nbsp;</td><td style="border-bottom: Black 1pt solid; text-align: right">&nbsp;</td><td style="border-bottom: Black 1pt solid; text-align: left">&nbsp;</td><td style="padding-bottom: 1pt">&nbsp;</td>
    <td style="border-bottom: Black 1pt solid; text-align: left">&nbsp;</td><td style="border-bottom: Black 1pt solid; text-align: right">&nbsp;</td><td style="border-bottom: Black 1pt solid; text-align: left">&nbsp;</td><td style="padding-bottom: 1pt; border-bottom: Black 1pt solid">&nbsp;</td>
    <td style="border-bottom: Black 1pt solid; text-align: left">&nbsp;</td><td style="border-bottom: Black 1pt solid; text-align: right">&nbsp;</td><td style="border-bottom: Black 1pt solid; text-align: left">&nbsp;</td></tr>
<tr style="vertical-align: bottom; background-color: White">
    <td nowrap style="text-align: left; padding-bottom: 2.25pt; padding-left: 20pt">Gross loans</td><td style="padding-bottom: 2.25pt">&nbsp;</td>
    <td style="text-align: left">&nbsp;</td><td style="text-align: right">4,372,611</td><td style="text-align: left">&nbsp;</td><td style="padding-bottom: 2.25pt">&nbsp;</td>
    <td style="border-bottom: Black 2.25pt double; text-align: left">&nbsp;</td><td style="border-bottom: Black 2.25pt double; text-align: right">100.00</td><td style="border-bottom: Black 2.25pt double; text-align: left">%</td><td style="padding-bottom: 2.25pt">&nbsp;</td>
    <td style="text-align: left">&nbsp;</td><td style="text-align: right">3,798,654</td><td style="text-align: left">&nbsp;</td><td style="padding-bottom: 2.25pt">&nbsp;</td>
    <td style="border-bottom: Black 2.25pt double; text-align: left">&nbsp;</td><td style="border-bottom: Black 2.25pt double; text-align: right">100.00</td><td style="border-bottom: Black 2.25pt double; text-align: left">%</td><td style="padding-bottom: 2.25pt">&nbsp;</td>
    <td style="text-align: left">&nbsp;</td><td style="text-align: right">3,423,008</td><td style="text-align: left">&nbsp;</td><td style="padding-bottom: 2.25pt">&nbsp;</td>
    <td style="border-bottom: Black 2.25pt double; text-align: left">&nbsp;</td><td style="border-bottom: Black 2.25pt double; text-align: right">100.00</td><td style="border-bottom: Black 2.25pt double; text-align: left">%</td><td style="padding-bottom: 2.25pt">&nbsp;</td>
    <td style="text-align: left">&nbsp;</td><td style="text-align: right">3,221,375</td><td style="text-align: left">&nbsp;</td><td style="padding-bottom: 2.25pt">&nbsp;</td>
    <td style="border-bottom: Black 2.25pt double; text-align: left">&nbsp;</td><td style="border-bottom: Black 2.25pt double; text-align: right">100.00</td><td style="border-bottom: Black 2.25pt double; text-align: left">%</td><td style="padding-bottom: 2.25pt">&nbsp;</td>
    <td style="text-align: left">&nbsp;</td><td style="text-align: right">3,213,993</td><td style="text-align: left">&nbsp;</td><td style="padding-bottom: 2.25pt">&nbsp;</td>
    <td style="border-bottom: Black 2.25pt double; text-align: left">&nbsp;</td><td style="border-bottom: Black 2.25pt double; text-align: right">100.00</td><td style="border-bottom: Black 2.25pt double; text-align: left">%</td></tr>
<tr style="vertical-align: bottom; background-color: rgb(204,238,255)">
    <td nowrap>&nbsp;</td><td>&nbsp;</td>
    <td style="text-align: left">&nbsp;</td><td style="text-align: right">&nbsp;</td><td style="text-align: left">&nbsp;</td><td>&nbsp;</td>
    <td style="text-align: left">&nbsp;</td><td style="text-align: right">&nbsp;</td><td style="text-align: left">&nbsp;</td><td>&nbsp;</td>
    <td style="text-align: left">&nbsp;</td><td style="text-align: right">&nbsp;</td><td style="text-align: left">&nbsp;</td><td>&nbsp;</td>
    <td style="text-align: left">&nbsp;</td><td style="text-align: right">&nbsp;</td><td style="text-align: left">&nbsp;</td><td>&nbsp;</td>
    <td style="text-align: left">&nbsp;</td><td style="text-align: right">&nbsp;</td><td style="text-align: left">&nbsp;</td><td>&nbsp;</td>
    <td style="text-align: left">&nbsp;</td><td style="text-align: right">&nbsp;</td><td style="text-align: left">&nbsp;</td><td>&nbsp;</td>
    <td style="text-align: left">&nbsp;</td><td style="text-align: right">&nbsp;</td><td style="text-align: left">&nbsp;</td><td>&nbsp;</td>
    <td style="text-align: left">&nbsp;</td><td style="text-align: right">&nbsp;</td><td style="text-align: left">&nbsp;</td><td>&nbsp;</td>
    <td style="text-align: left">&nbsp;</td><td style="text-align: right">&nbsp;</td><td style="text-align: left">&nbsp;</td><td>&nbsp;</td>
    <td style="text-align: left">&nbsp;</td><td style="text-align: right">&nbsp;</td><td style="text-align: left">&nbsp;</td></tr>
<tr style="vertical-align: bottom; background-color: White">
    <td nowrap style="text-align: left">Unearned loan fees and deferred</td><td>&nbsp;</td>
    <td style="text-align: left">&nbsp;</td><td style="text-align: right">&nbsp;</td><td style="text-align: left">&nbsp;</td><td>&nbsp;</td>
    <td style="text-align: left">&nbsp;</td><td style="text-align: right">&nbsp;</td><td style="text-align: left">&nbsp;</td><td>&nbsp;</td>
    <td style="text-align: left">&nbsp;</td><td style="text-align: right">&nbsp;</td><td style="text-align: left">&nbsp;</td><td>&nbsp;</td>
    <td style="text-align: left">&nbsp;</td><td style="text-align: right">&nbsp;</td><td style="text-align: left">&nbsp;</td><td>&nbsp;</td>
    <td style="text-align: left">&nbsp;</td><td style="text-align: right">&nbsp;</td><td style="text-align: left">&nbsp;</td><td>&nbsp;</td>
    <td style="text-align: left">&nbsp;</td><td style="text-align: right">&nbsp;</td><td style="text-align: left">&nbsp;</td><td>&nbsp;</td>
    <td style="text-align: left">&nbsp;</td><td style="text-align: right">&nbsp;</td><td style="text-align: left">&nbsp;</td><td>&nbsp;</td>
    <td style="text-align: left">&nbsp;</td><td style="text-align: right">&nbsp;</td><td style="text-align: left">&nbsp;</td><td>&nbsp;</td>
    <td style="text-align: left">&nbsp;</td><td style="text-align: right">&nbsp;</td><td style="text-align: left">&nbsp;</td><td>&nbsp;</td>
    <td style="text-align: left">&nbsp;</td><td style="text-align: right">&nbsp;</td><td style="text-align: left">&nbsp;</td></tr>
<tr style="vertical-align: bottom; background-color: White">
    <td nowrap style="text-align: left; padding-left: 10pt">costs, net</td><td>&nbsp;</td>
    <td style="text-align: left">&nbsp;</td><td style="text-align: right">15,368</td><td style="text-align: left">&nbsp;</td><td>&nbsp;</td>
    <td style="text-align: left">&nbsp;</td><td style="text-align: right">&nbsp;</td><td style="text-align: left">&nbsp;</td><td>&nbsp;</td>
    <td style="text-align: left">&nbsp;</td><td style="text-align: right">11,719</td><td style="text-align: left">&nbsp;</td><td>&nbsp;</td>
    <td style="text-align: left">&nbsp;</td><td style="text-align: right">&nbsp;</td><td style="text-align: left">&nbsp;</td><td>&nbsp;</td>
    <td style="text-align: left">&nbsp;</td><td style="text-align: right">11,170</td><td style="text-align: left">&nbsp;</td><td>&nbsp;</td>
    <td style="text-align: left">&nbsp;</td><td style="text-align: right">&nbsp;</td><td style="text-align: left">&nbsp;</td><td>&nbsp;</td>
    <td style="text-align: left">&nbsp;</td><td style="text-align: right">12,746</td><td style="text-align: left">&nbsp;</td><td>&nbsp;</td>
    <td style="text-align: left">&nbsp;</td><td style="text-align: right">&nbsp;</td><td style="text-align: left">&nbsp;</td><td>&nbsp;</td>
    <td style="text-align: left">&nbsp;</td><td style="text-align: right">14,888</td><td style="text-align: left">&nbsp;</td><td>&nbsp;</td>
    <td style="text-align: left">&nbsp;</td><td style="text-align: right">&nbsp;</td><td style="text-align: left">&nbsp;</td></tr>
<tr style="vertical-align: bottom; background-color: rgb(204,238,255)">
    <td nowrap>&nbsp;</td><td>&nbsp;</td>
    <td style="text-align: left">&nbsp;</td><td style="text-align: right">&nbsp;</td><td style="text-align: left">&nbsp;</td><td>&nbsp;</td>
    <td style="text-align: left">&nbsp;</td><td style="text-align: right">&nbsp;</td><td style="text-align: left">&nbsp;</td><td>&nbsp;</td>
    <td style="text-align: left">&nbsp;</td><td style="text-align: right">&nbsp;</td><td style="text-align: left">&nbsp;</td><td>&nbsp;</td>
    <td style="text-align: left">&nbsp;</td><td style="text-align: right">&nbsp;</td><td style="text-align: left">&nbsp;</td><td>&nbsp;</td>
    <td style="text-align: left">&nbsp;</td><td style="text-align: right">&nbsp;</td><td style="text-align: left">&nbsp;</td><td>&nbsp;</td>
    <td style="text-align: left">&nbsp;</td><td style="text-align: right">&nbsp;</td><td style="text-align: left">&nbsp;</td><td>&nbsp;</td>
    <td style="text-align: left">&nbsp;</td><td style="text-align: right">&nbsp;</td><td style="text-align: left">&nbsp;</td><td>&nbsp;</td>
    <td style="text-align: left">&nbsp;</td><td style="text-align: right">&nbsp;</td><td style="text-align: left">&nbsp;</td><td>&nbsp;</td>
    <td style="text-align: left">&nbsp;</td><td style="text-align: right">&nbsp;</td><td style="text-align: left">&nbsp;</td><td>&nbsp;</td>
    <td style="text-align: left">&nbsp;</td><td style="text-align: right">&nbsp;</td><td style="text-align: left">&nbsp;</td></tr>
<tr style="vertical-align: bottom; background-color: White">
    <td nowrap style="text-align: left; padding-bottom: 1pt">Less: Allowance for loan losses</td><td style="padding-bottom: 1pt">&nbsp;</td>
    <td style="border-bottom: Black 1pt solid; text-align: left">&nbsp;</td><td style="border-bottom: Black 1pt solid; text-align: right">(21,535</td><td style="border-bottom: Black 1pt solid; text-align: left">)</td><td style="padding-bottom: 1pt">&nbsp;</td>
    <td style="text-align: left">&nbsp;</td><td style="text-align: right">&nbsp;</td><td style="text-align: left">&nbsp;</td><td style="padding-bottom: 1pt">&nbsp;</td>
    <td style="border-bottom: Black 1pt solid; text-align: left">&nbsp;</td><td style="border-bottom: Black 1pt solid; text-align: right">(25,096</td><td style="border-bottom: Black 1pt solid; text-align: left">)</td><td style="padding-bottom: 1pt">&nbsp;</td>
    <td style="text-align: left">&nbsp;</td><td style="text-align: right">&nbsp;</td><td style="text-align: left">&nbsp;</td><td style="padding-bottom: 1pt">&nbsp;</td>
    <td style="border-bottom: Black 1pt solid; text-align: left">&nbsp;</td><td style="border-bottom: Black 1pt solid; text-align: right">(31,776</td><td style="border-bottom: Black 1pt solid; text-align: left">)</td><td style="padding-bottom: 1pt">&nbsp;</td>
    <td style="text-align: left">&nbsp;</td><td style="text-align: right">&nbsp;</td><td style="text-align: left">&nbsp;</td><td style="padding-bottom: 1pt">&nbsp;</td>
    <td style="border-bottom: Black 1pt solid; text-align: left">&nbsp;</td><td style="border-bottom: Black 1pt solid; text-align: right">(31,104</td><td style="border-bottom: Black 1pt solid; text-align: left">)</td><td style="padding-bottom: 1pt">&nbsp;</td>
    <td style="text-align: left">&nbsp;</td><td style="text-align: right">&nbsp;</td><td style="text-align: left">&nbsp;</td><td style="padding-bottom: 1pt">&nbsp;</td>
    <td style="border-bottom: Black 1pt solid; text-align: left">&nbsp;</td><td style="border-bottom: Black 1pt solid; text-align: right">(30,344</td><td style="border-bottom: Black 1pt solid; text-align: left">)</td><td style="padding-bottom: 1pt">&nbsp;</td>
    <td style="text-align: left">&nbsp;</td><td style="text-align: right">&nbsp;</td><td style="text-align: left">&nbsp;</td></tr>
<tr style="vertical-align: bottom; background-color: rgb(204,238,255)">
    <td nowrap style="text-align: left; padding-bottom: 2.25pt; padding-left: 20pt">Loans, net</td><td style="padding-bottom: 2.25pt">&nbsp;</td>
    <td style="border-bottom: Black 2.25pt double; text-align: left">$</td><td style="border-bottom: Black 2.25pt double; text-align: right">4,366,444</td><td style="border-bottom: Black 2.25pt double; text-align: left">&nbsp;</td><td style="padding-bottom: 2.25pt">&nbsp;</td>
    <td style="text-align: left">&nbsp;</td><td style="text-align: right">&nbsp;</td><td style="text-align: left">&nbsp;</td><td style="padding-bottom: 2.25pt">&nbsp;</td>
    <td style="border-bottom: Black 2.25pt double; text-align: left">$</td><td style="border-bottom: Black 2.25pt double; text-align: right">3,785,277</td><td style="border-bottom: Black 2.25pt double; text-align: left">&nbsp;</td><td style="padding-bottom: 2.25pt">&nbsp;</td>
    <td style="text-align: left">&nbsp;</td><td style="text-align: right">&nbsp;</td><td style="text-align: left">&nbsp;</td><td style="padding-bottom: 2.25pt">&nbsp;</td>
    <td style="border-bottom: Black 2.25pt double; text-align: left">$</td><td style="border-bottom: Black 2.25pt double; text-align: right">3,402,402</td><td style="border-bottom: Black 2.25pt double; text-align: left">&nbsp;</td><td style="padding-bottom: 2.25pt">&nbsp;</td>
    <td style="text-align: left">&nbsp;</td><td style="text-align: right">&nbsp;</td><td style="text-align: left">&nbsp;</td><td style="padding-bottom: 2.25pt">&nbsp;</td>
    <td style="border-bottom: Black 2.25pt double; text-align: left">$</td><td style="border-bottom: Black 2.25pt double; text-align: right">3,203,017</td><td style="border-bottom: Black 2.25pt double; text-align: left">&nbsp;</td><td style="padding-bottom: 2.25pt">&nbsp;</td>
    <td style="text-align: left">&nbsp;</td><td style="text-align: right">&nbsp;</td><td style="text-align: left">&nbsp;</td><td style="padding-bottom: 2.25pt">&nbsp;</td>
    <td style="border-bottom: Black 2.25pt double; text-align: left">$</td><td style="border-bottom: Black 2.25pt double; text-align: right">3,198,537</td><td style="border-bottom: Black 2.25pt double; text-align: left">&nbsp;</td><td style="padding-bottom: 2.25pt">&nbsp;</td>
    <td style="text-align: left">&nbsp;</td><td style="text-align: right">&nbsp;</td><td style="text-align: left">&nbsp;</td></tr>
</table>

<p style="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</p>

<table cellpadding="0" cellspacing="0" width="100%" style="font: 10pt Times New Roman, Times, Serif; margin-top: 0pt; margin-bottom: 0pt"><tr style="vertical-align: top">
<td style="width: 0"></td><td style="width: 27pt">(1)</td><td>One-to-four family residential mortgage loans also include home equity and condominium loans. At December 31, 2015, gross home
equity loans totaled $53.6 million and condominium loans totaled $23.6 million.</td></tr></table>

<table cellpadding="0" cellspacing="0" width="100%" style="font: 10pt Times New Roman, Times, Serif; margin-top: 0pt; margin-bottom: 0pt"><tr style="vertical-align: top">
<td style="width: 0"></td><td style="width: 27pt">(2)</td><td>Consists of loans secured by shares representing interests in individual co-operative units that are generally owner occupied.</td></tr></table>

<p style="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 0.5in"></p>

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<p style="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 0.5in">The following table
sets forth our loan originations (including the net effect of refinancing) and the changes in our portfolio of loans, including
purchases, sales and principal reductions for the years indicated:</p>

<p style="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 0.5in">&nbsp;</p>

<p style="color: Red; font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 0in"></p>

<table cellpadding="0" cellspacing="0" style="border-collapse: collapse; width: 100%; font: 10pt Times New Roman, Times, Serif">
<tr style="vertical-align: bottom">
    <td>&nbsp;</td><td style="padding-bottom: 1pt">&nbsp;</td>
    <td colspan="11" style="text-align: center; border-bottom: Black 1pt solid">For the years ended December 31,</td></tr>
<tr style="vertical-align: bottom">
    <td colspan="1" style="font-style: italic; text-align: left; border-bottom: Black 1pt solid">(In thousands)</td><td style="padding-bottom: 1pt; border-bottom: Black 1pt solid">&nbsp;</td>
    <td colspan="3" style="text-align: center; border-bottom: Black 1pt solid">2015</td><td style="padding-bottom: 1pt; border-bottom: Black 1pt solid">&nbsp;</td>
    <td colspan="3" style="text-align: center; border-bottom: Black 1pt solid">2014</td><td style="padding-bottom: 1pt; border-bottom: Black 1pt solid">&nbsp;</td>
    <td colspan="3" style="text-align: center; border-bottom: Black 1pt solid">2013</td></tr>
<tr style="vertical-align: bottom">
    <td>&nbsp;</td><td style="font-style: italic">&nbsp;</td>
    <td colspan="3" style="font-style: italic; text-align: center">&nbsp;</td></tr>
<tr style="vertical-align: bottom; background-color: rgb(204,238,255)">
    <td style="font-weight: bold; text-align: left">Mortgage Loans</td><td>&nbsp;</td>
    <td style="text-align: left">&nbsp;</td><td style="text-align: right">&nbsp;</td><td style="text-align: left">&nbsp;</td><td>&nbsp;</td>
    <td style="text-align: left">&nbsp;</td><td style="text-align: right">&nbsp;</td><td style="text-align: left">&nbsp;</td><td>&nbsp;</td>
    <td style="text-align: left">&nbsp;</td><td style="text-align: right">&nbsp;</td><td style="text-align: left">&nbsp;</td></tr>
<tr style="vertical-align: bottom; background-color: White">
    <td>&nbsp;</td><td>&nbsp;</td>
    <td style="text-align: left">&nbsp;</td><td style="text-align: right">&nbsp;</td><td style="text-align: left">&nbsp;</td><td>&nbsp;</td>
    <td style="text-align: left">&nbsp;</td><td style="text-align: right">&nbsp;</td><td style="text-align: left">&nbsp;</td><td>&nbsp;</td>
    <td style="text-align: left">&nbsp;</td><td style="text-align: right">&nbsp;</td><td style="text-align: left">&nbsp;</td></tr>
<tr style="vertical-align: bottom; background-color: rgb(204,238,255)">
    <td style="width: 61%; text-align: left">At beginning of year</td><td style="width: 1%">&nbsp;</td>
    <td style="width: 1%; text-align: left">$</td><td style="width: 10%; text-align: right">3,321,501</td><td style="width: 1%; text-align: left">&nbsp;</td><td style="width: 1%">&nbsp;</td>
    <td style="width: 1%; text-align: left">$</td><td style="width: 10%; text-align: right">3,028,452</td><td style="width: 1%; text-align: left">&nbsp;</td><td style="width: 1%">&nbsp;</td>
    <td style="width: 1%; text-align: left">$</td><td style="width: 10%; text-align: right">2,906,881</td><td style="width: 1%; text-align: left">&nbsp;</td></tr>
<tr style="vertical-align: bottom; background-color: White">
    <td>&nbsp;</td><td>&nbsp;</td>
    <td style="text-align: left">&nbsp;</td><td style="text-align: right">&nbsp;</td><td style="text-align: left">&nbsp;</td><td>&nbsp;</td>
    <td style="text-align: left">&nbsp;</td><td style="text-align: right">&nbsp;</td><td style="text-align: left">&nbsp;</td><td>&nbsp;</td>
    <td style="text-align: left">&nbsp;</td><td style="text-align: right">&nbsp;</td><td style="text-align: left">&nbsp;</td></tr>
<tr style="vertical-align: bottom; background-color: rgb(204,238,255)">
    <td style="text-align: left">Mortgage loans originated:</td><td>&nbsp;</td>
    <td style="text-align: left">&nbsp;</td><td style="text-align: right">&nbsp;</td><td style="text-align: left">&nbsp;</td><td>&nbsp;</td>
    <td style="text-align: left">&nbsp;</td><td style="text-align: right">&nbsp;</td><td style="text-align: left">&nbsp;</td><td>&nbsp;</td>
    <td style="text-align: left">&nbsp;</td><td style="text-align: right">&nbsp;</td><td style="text-align: left">&nbsp;</td></tr>
<tr style="vertical-align: bottom; background-color: White">
    <td style="text-align: left; padding-left: 10pt">Multi-family residential</td><td>&nbsp;</td>
    <td style="text-align: left">&nbsp;</td><td style="text-align: right">205,393</td><td style="text-align: left">&nbsp;</td><td>&nbsp;</td>
    <td style="text-align: left">&nbsp;</td><td style="text-align: right">314,148</td><td style="text-align: left">&nbsp;</td><td>&nbsp;</td>
    <td style="text-align: left">&nbsp;</td><td style="text-align: right">382,041</td><td style="text-align: left">&nbsp;</td></tr>
<tr style="vertical-align: bottom; background-color: rgb(204,238,255)">
    <td style="text-align: left; padding-left: 10pt">Commercial real estate</td><td>&nbsp;</td>
    <td style="text-align: left">&nbsp;</td><td style="text-align: right">376,036</td><td style="text-align: left">&nbsp;</td><td>&nbsp;</td>
    <td style="text-align: left">&nbsp;</td><td style="text-align: right">165,054</td><td style="text-align: left">&nbsp;</td><td>&nbsp;</td>
    <td style="text-align: left">&nbsp;</td><td style="text-align: right">68,968</td><td style="text-align: left">&nbsp;</td></tr>
<tr style="vertical-align: bottom; background-color: White">
    <td style="text-align: left; padding-left: 10pt">One-to-four family mixed-use property</td><td>&nbsp;</td>
    <td style="text-align: left">&nbsp;</td><td style="text-align: right">68,295</td><td style="text-align: left">&nbsp;</td><td>&nbsp;</td>
    <td style="text-align: left">&nbsp;</td><td style="text-align: right">50,070</td><td style="text-align: left">&nbsp;</td><td>&nbsp;</td>
    <td style="text-align: left">&nbsp;</td><td style="text-align: right">40,898</td><td style="text-align: left">&nbsp;</td></tr>
<tr style="vertical-align: bottom; background-color: rgb(204,238,255)">
    <td style="text-align: left; padding-left: 10pt">One-to-four family residential</td><td>&nbsp;</td>
    <td style="text-align: left">&nbsp;</td><td style="text-align: right">40,831</td><td style="text-align: left">&nbsp;</td><td>&nbsp;</td>
    <td style="text-align: left">&nbsp;</td><td style="text-align: right">24,727</td><td style="text-align: left">&nbsp;</td><td>&nbsp;</td>
    <td style="text-align: left">&nbsp;</td><td style="text-align: right">27,495</td><td style="text-align: left">&nbsp;</td></tr>
<tr style="vertical-align: bottom; background-color: White">
    <td style="text-align: left; padding-left: 10pt">Co-operative apartment</td><td>&nbsp;</td>
    <td style="text-align: left">&nbsp;</td><td style="text-align: right">1,625</td><td style="text-align: left">&nbsp;</td><td>&nbsp;</td>
    <td style="text-align: left">&nbsp;</td><td style="text-align: right">170</td><td style="text-align: left">&nbsp;</td><td>&nbsp;</td>
    <td style="text-align: left">&nbsp;</td><td style="text-align: right">4,966</td><td style="text-align: left">&nbsp;</td></tr>
<tr style="vertical-align: bottom; background-color: rgb(204,238,255)">
    <td style="padding-bottom: 1pt; padding-left: 10pt">Construction</td><td style="padding-bottom: 1pt">&nbsp;</td>
    <td style="border-bottom: Black 1pt solid; text-align: left">&nbsp;</td><td style="border-bottom: Black 1pt solid; text-align: right">4,999</td><td style="border-bottom: Black 1pt solid; text-align: left">&nbsp;</td><td style="padding-bottom: 1pt">&nbsp;</td>
    <td style="border-bottom: Black 1pt solid; text-align: left">&nbsp;</td><td style="border-bottom: Black 1pt solid; text-align: right">1,566</td><td style="border-bottom: Black 1pt solid; text-align: left">&nbsp;</td><td style="padding-bottom: 1pt">&nbsp;</td>
    <td style="border-bottom: Black 1pt solid; text-align: left">&nbsp;</td><td style="border-bottom: Black 1pt solid; text-align: right">3,089</td><td style="border-bottom: Black 1pt solid; text-align: left">&nbsp;</td></tr>
<tr style="vertical-align: bottom; background-color: White">
    <td style="text-align: left; padding-bottom: 1pt; padding-left: 20pt">Total mortgage loans originated</td><td style="padding-bottom: 1pt">&nbsp;</td>
    <td style="border-bottom: Black 1pt solid; text-align: left">&nbsp;</td><td style="border-bottom: Black 1pt solid; text-align: right">697,179</td><td style="border-bottom: Black 1pt solid; text-align: left">&nbsp;</td><td style="padding-bottom: 1pt">&nbsp;</td>
    <td style="border-bottom: Black 1pt solid; text-align: left">&nbsp;</td><td style="border-bottom: Black 1pt solid; text-align: right">555,735</td><td style="border-bottom: Black 1pt solid; text-align: left">&nbsp;</td><td style="padding-bottom: 1pt">&nbsp;</td>
    <td style="border-bottom: Black 1pt solid; text-align: left">&nbsp;</td><td style="border-bottom: Black 1pt solid; text-align: right">527,457</td><td style="border-bottom: Black 1pt solid; text-align: left">&nbsp;</td></tr>
<tr style="vertical-align: bottom; background-color: rgb(204,238,255)">
    <td>&nbsp;</td><td>&nbsp;</td>
    <td style="text-align: left">&nbsp;</td><td style="text-align: right">&nbsp;</td><td style="text-align: left">&nbsp;</td><td>&nbsp;</td>
    <td style="text-align: left">&nbsp;</td><td style="text-align: right">&nbsp;</td><td style="text-align: left">&nbsp;</td><td>&nbsp;</td>
    <td style="text-align: left">&nbsp;</td><td style="text-align: right">&nbsp;</td><td style="text-align: left">&nbsp;</td></tr>
<tr style="vertical-align: bottom; background-color: White">
    <td style="text-align: left">Mortgage loans purchased:</td><td>&nbsp;</td>
    <td style="text-align: left">&nbsp;</td><td style="text-align: right">&nbsp;</td><td style="text-align: left">&nbsp;</td><td>&nbsp;</td>
    <td style="text-align: left">&nbsp;</td><td style="text-align: right">&nbsp;</td><td style="text-align: left">&nbsp;</td><td>&nbsp;</td>
    <td style="text-align: left">&nbsp;</td><td style="text-align: right">&nbsp;</td><td style="text-align: left">&nbsp;</td></tr>
<tr style="vertical-align: bottom; background-color: rgb(204,238,255)">
    <td style="text-align: left; padding-left: 10pt">Multi-family residential</td><td>&nbsp;</td>
    <td style="text-align: left">&nbsp;</td><td style="text-align: right">168,450</td><td style="text-align: left">&nbsp;</td><td>&nbsp;</td>
    <td style="text-align: left">&nbsp;</td><td style="text-align: right">106,830</td><td style="text-align: left">&nbsp;</td><td>&nbsp;</td>
    <td style="text-align: left">&nbsp;</td><td style="text-align: right">-</td><td style="text-align: left">&nbsp;</td></tr>
<tr style="vertical-align: bottom; background-color: White">
    <td style="text-align: left; padding-left: 10pt">Commercial real estate</td><td>&nbsp;</td>
    <td style="text-align: left">&nbsp;</td><td style="text-align: right">76,053</td><td style="text-align: left">&nbsp;</td><td>&nbsp;</td>
    <td style="text-align: left">&nbsp;</td><td style="text-align: right">14,794</td><td style="text-align: left">&nbsp;</td><td>&nbsp;</td>
    <td style="text-align: left">&nbsp;</td><td style="text-align: right">452</td><td style="text-align: left">&nbsp;</td></tr>
<tr style="vertical-align: bottom; background-color: rgb(204,238,255)">
    <td style="padding-bottom: 1pt">&nbsp;</td><td style="padding-bottom: 1pt">&nbsp;</td>
    <td style="border-bottom: Black 1pt solid; text-align: left">&nbsp;</td><td style="border-bottom: Black 1pt solid; text-align: right">&nbsp;</td><td style="border-bottom: Black 1pt solid; text-align: left">&nbsp;</td><td style="padding-bottom: 1pt">&nbsp;</td>
    <td style="border-bottom: Black 1pt solid; text-align: left">&nbsp;</td><td style="border-bottom: Black 1pt solid; text-align: right">&nbsp;</td><td style="border-bottom: Black 1pt solid; text-align: left">&nbsp;</td><td style="padding-bottom: 1pt">&nbsp;</td>
    <td style="border-bottom: Black 1pt solid; text-align: left">&nbsp;</td><td style="border-bottom: Black 1pt solid; text-align: right">&nbsp;</td><td style="border-bottom: Black 1pt solid; text-align: left">&nbsp;</td></tr>
<tr style="vertical-align: bottom; background-color: White">
    <td style="text-align: left; padding-bottom: 1pt; padding-left: 20pt">Total mortgage loans purchased</td><td style="padding-bottom: 1pt">&nbsp;</td>
    <td style="border-bottom: Black 1pt solid; text-align: left">&nbsp;</td><td style="border-bottom: Black 1pt solid; text-align: right">244,503</td><td style="border-bottom: Black 1pt solid; text-align: left">&nbsp;</td><td style="padding-bottom: 1pt">&nbsp;</td>
    <td style="border-bottom: Black 1pt solid; text-align: left">&nbsp;</td><td style="border-bottom: Black 1pt solid; text-align: right">121,624</td><td style="border-bottom: Black 1pt solid; text-align: left">&nbsp;</td><td style="padding-bottom: 1pt">&nbsp;</td>
    <td style="border-bottom: Black 1pt solid; text-align: left">&nbsp;</td><td style="border-bottom: Black 1pt solid; text-align: right">452</td><td style="border-bottom: Black 1pt solid; text-align: left">&nbsp;</td></tr>
<tr style="vertical-align: bottom; background-color: rgb(204,238,255)">
    <td>&nbsp;</td><td>&nbsp;</td>
    <td style="text-align: left">&nbsp;</td><td style="text-align: right">&nbsp;</td><td style="text-align: left">&nbsp;</td><td>&nbsp;</td>
    <td style="text-align: left">&nbsp;</td><td style="text-align: right">&nbsp;</td><td style="text-align: left">&nbsp;</td><td>&nbsp;</td>
    <td style="text-align: left">&nbsp;</td><td style="text-align: right">&nbsp;</td><td style="text-align: left">&nbsp;</td></tr>
<tr style="vertical-align: bottom; background-color: White">
    <td>Less:</td><td>&nbsp;</td>
    <td style="text-align: left">&nbsp;</td><td style="text-align: right">&nbsp;</td><td style="text-align: left">&nbsp;</td><td>&nbsp;</td>
    <td style="text-align: left">&nbsp;</td><td style="text-align: right">&nbsp;</td><td style="text-align: left">&nbsp;</td><td>&nbsp;</td>
    <td style="text-align: left">&nbsp;</td><td style="text-align: right">&nbsp;</td><td style="text-align: left">&nbsp;</td></tr>
<tr style="vertical-align: bottom; background-color: rgb(204,238,255)">
    <td style="text-align: left; padding-left: 10pt">Principal reductions</td><td>&nbsp;</td>
    <td style="text-align: left">&nbsp;</td><td style="text-align: right">416,101</td><td style="text-align: left">&nbsp;</td><td>&nbsp;</td>
    <td style="text-align: left">&nbsp;</td><td style="text-align: right">363,206</td><td style="text-align: left">&nbsp;</td><td>&nbsp;</td>
    <td style="text-align: left">&nbsp;</td><td style="text-align: right">363,805</td><td style="text-align: left">&nbsp;</td></tr>
<tr style="vertical-align: bottom; background-color: White">
    <td style="text-align: left; padding-left: 10pt">Loans transferred to loans held for sale</td><td>&nbsp;</td>
    <td style="text-align: left">&nbsp;</td><td style="text-align: right">300</td><td style="text-align: left">&nbsp;</td><td>&nbsp;</td>
    <td style="text-align: left">&nbsp;</td><td style="text-align: right">-</td><td style="text-align: left">&nbsp;</td><td>&nbsp;</td>
    <td style="text-align: left">&nbsp;</td><td style="text-align: right">9,524</td><td style="text-align: left">&nbsp;</td></tr>
<tr style="vertical-align: bottom; background-color: rgb(204,238,255)">
    <td style="text-align: left; padding-left: 10pt">Mortgage loan sales</td><td>&nbsp;</td>
    <td style="text-align: left">&nbsp;</td><td style="text-align: right">11,057</td><td style="text-align: left">&nbsp;</td><td>&nbsp;</td>
    <td style="text-align: left">&nbsp;</td><td style="text-align: right">12,871</td><td style="text-align: left">&nbsp;</td><td>&nbsp;</td>
    <td style="text-align: left">&nbsp;</td><td style="text-align: right">18,306</td><td style="text-align: left">&nbsp;</td></tr>
<tr style="vertical-align: bottom; background-color: White">
    <td style="padding-left: 10pt">Charge-offs</td><td>&nbsp;</td>
    <td style="text-align: left">&nbsp;</td><td style="text-align: right">1,440</td><td style="text-align: left">&nbsp;</td><td>&nbsp;</td>
    <td style="text-align: left">&nbsp;</td><td style="text-align: right">1,780</td><td style="text-align: left">&nbsp;</td><td>&nbsp;</td>
    <td style="text-align: left">&nbsp;</td><td style="text-align: right">12,329</td><td style="text-align: left">&nbsp;</td></tr>
<tr style="vertical-align: bottom; background-color: rgb(204,238,255)">
    <td style="text-align: left; padding-left: 10pt">Mortgage loan foreclosures</td><td>&nbsp;</td>
    <td style="text-align: left">&nbsp;</td><td style="text-align: right">1,371</td><td style="text-align: left">&nbsp;</td><td>&nbsp;</td>
    <td style="text-align: left">&nbsp;</td><td style="text-align: right">6,453</td><td style="text-align: left">&nbsp;</td><td>&nbsp;</td>
    <td style="text-align: left">&nbsp;</td><td style="text-align: right">2,374</td><td style="text-align: left">&nbsp;</td></tr>
<tr style="vertical-align: bottom; background-color: White">
    <td style="padding-bottom: 1pt">&nbsp;</td><td style="padding-bottom: 1pt">&nbsp;</td>
    <td style="border-bottom: Black 1pt solid; text-align: left">&nbsp;</td><td style="border-bottom: Black 1pt solid; text-align: right">&nbsp;</td><td style="border-bottom: Black 1pt solid; text-align: left">&nbsp;</td><td style="padding-bottom: 1pt">&nbsp;</td>
    <td style="border-bottom: Black 1pt solid; text-align: left">&nbsp;</td><td style="border-bottom: Black 1pt solid; text-align: right">&nbsp;</td><td style="border-bottom: Black 1pt solid; text-align: left">&nbsp;</td><td style="padding-bottom: 1pt">&nbsp;</td>
    <td style="border-bottom: Black 1pt solid; text-align: left">&nbsp;</td><td style="border-bottom: Black 1pt solid; text-align: right">&nbsp;</td><td style="border-bottom: Black 1pt solid; text-align: left">&nbsp;</td></tr>
<tr style="vertical-align: bottom; background-color: rgb(204,238,255)">
    <td style="text-align: left; padding-bottom: 2.25pt">At end of year</td><td style="padding-bottom: 2.25pt">&nbsp;</td>
    <td style="border-bottom: Black 2.25pt double; text-align: left">$</td><td style="border-bottom: Black 2.25pt double; text-align: right">3,832,914</td><td style="border-bottom: Black 2.25pt double; text-align: left">&nbsp;</td><td style="padding-bottom: 2.25pt">&nbsp;</td>
    <td style="border-bottom: Black 2.25pt double; text-align: left">$</td><td style="border-bottom: Black 2.25pt double; text-align: right">3,321,501</td><td style="border-bottom: Black 2.25pt double; text-align: left">&nbsp;</td><td style="padding-bottom: 2.25pt">&nbsp;</td>
    <td style="border-bottom: Black 2.25pt double; text-align: left">$</td><td style="border-bottom: Black 2.25pt double; text-align: right">3,028,452</td><td style="border-bottom: Black 2.25pt double; text-align: left">&nbsp;</td></tr>
<tr style="vertical-align: bottom; background-color: White">
    <td>&nbsp;</td><td>&nbsp;</td>
    <td style="text-align: left">&nbsp;</td><td style="text-align: right">&nbsp;</td><td style="text-align: left">&nbsp;</td><td>&nbsp;</td>
    <td style="text-align: left">&nbsp;</td><td style="text-align: right">&nbsp;</td><td style="text-align: left">&nbsp;</td><td>&nbsp;</td>
    <td style="text-align: left">&nbsp;</td><td style="text-align: right">&nbsp;</td><td style="text-align: left">&nbsp;</td></tr>
<tr style="vertical-align: bottom; background-color: rgb(204,238,255)">
    <td style="font-weight: bold; text-align: left">Non-mortgage loans</td><td>&nbsp;</td>
    <td style="text-align: left">&nbsp;</td><td style="text-align: right">&nbsp;</td><td style="text-align: left">&nbsp;</td><td>&nbsp;</td>
    <td style="text-align: left">&nbsp;</td><td style="text-align: right">&nbsp;</td><td style="text-align: left">&nbsp;</td><td>&nbsp;</td>
    <td style="text-align: left">&nbsp;</td><td style="text-align: right">&nbsp;</td><td style="text-align: left">&nbsp;</td></tr>
<tr style="vertical-align: bottom; background-color: White">
    <td>&nbsp;</td><td>&nbsp;</td>
    <td style="text-align: left">&nbsp;</td><td style="text-align: right">&nbsp;</td><td style="text-align: left">&nbsp;</td><td>&nbsp;</td>
    <td style="text-align: left">&nbsp;</td><td style="text-align: right">&nbsp;</td><td style="text-align: left">&nbsp;</td><td>&nbsp;</td>
    <td style="text-align: left">&nbsp;</td><td style="text-align: right">&nbsp;</td><td style="text-align: left">&nbsp;</td></tr>
<tr style="vertical-align: bottom; background-color: rgb(204,238,255)">
    <td style="text-align: left">At beginning of year</td><td>&nbsp;</td>
    <td style="text-align: left">$</td><td style="text-align: right">477,153</td><td style="text-align: left">&nbsp;</td><td>&nbsp;</td>
    <td style="text-align: left">$</td><td style="text-align: right">394,556</td><td style="text-align: left">&nbsp;</td><td>&nbsp;</td>
    <td style="text-align: left">$</td><td style="text-align: right">314,494</td><td style="text-align: left">&nbsp;</td></tr>
<tr style="vertical-align: bottom; background-color: White">
    <td>&nbsp;</td><td>&nbsp;</td>
    <td style="text-align: left">&nbsp;</td><td style="text-align: right">&nbsp;</td><td style="text-align: left">&nbsp;</td><td>&nbsp;</td>
    <td style="text-align: left">&nbsp;</td><td style="text-align: right">&nbsp;</td><td style="text-align: left">&nbsp;</td><td>&nbsp;</td>
    <td style="text-align: left">&nbsp;</td><td style="text-align: right">&nbsp;</td><td style="text-align: left">&nbsp;</td></tr>
<tr style="vertical-align: bottom; background-color: rgb(204,238,255)">
    <td style="text-align: left">Loans originated:</td><td>&nbsp;</td>
    <td style="text-align: left">&nbsp;</td><td style="text-align: right">&nbsp;</td><td style="text-align: left">&nbsp;</td><td>&nbsp;</td>
    <td style="text-align: left">&nbsp;</td><td style="text-align: right">&nbsp;</td><td style="text-align: left">&nbsp;</td><td>&nbsp;</td>
    <td style="text-align: left">&nbsp;</td><td style="text-align: right">&nbsp;</td><td style="text-align: left">&nbsp;</td></tr>
<tr style="vertical-align: bottom; background-color: White">
    <td style="text-align: left; padding-left: 10pt">Small Business Administration</td><td>&nbsp;</td>
    <td style="text-align: left">&nbsp;</td><td style="text-align: right">11,261</td><td style="text-align: left">&nbsp;</td><td>&nbsp;</td>
    <td style="text-align: left">&nbsp;</td><td style="text-align: right">1,611</td><td style="text-align: left">&nbsp;</td><td>&nbsp;</td>
    <td style="text-align: left">&nbsp;</td><td style="text-align: right">603</td><td style="text-align: left">&nbsp;</td></tr>
<tr style="vertical-align: bottom; background-color: rgb(204,238,255)">
    <td style="text-align: left; padding-left: 10pt">Commercial business</td><td>&nbsp;</td>
    <td style="text-align: left">&nbsp;</td><td style="text-align: right">243,316</td><td style="text-align: left">&nbsp;</td><td>&nbsp;</td>
    <td style="text-align: left">&nbsp;</td><td style="text-align: right">227,904</td><td style="text-align: left">&nbsp;</td><td>&nbsp;</td>
    <td style="text-align: left">&nbsp;</td><td style="text-align: right">292,385</td><td style="text-align: left">&nbsp;</td></tr>
<tr style="vertical-align: bottom; background-color: White">
    <td style="padding-bottom: 1pt; padding-left: 10pt">Other</td><td style="padding-bottom: 1pt">&nbsp;</td>
    <td style="border-bottom: Black 1pt solid; text-align: left">&nbsp;</td><td style="border-bottom: Black 1pt solid; text-align: right">2,777</td><td style="border-bottom: Black 1pt solid; text-align: left">&nbsp;</td><td style="padding-bottom: 1pt">&nbsp;</td>
    <td style="border-bottom: Black 1pt solid; text-align: left">&nbsp;</td><td style="border-bottom: Black 1pt solid; text-align: right">3,056</td><td style="border-bottom: Black 1pt solid; text-align: left">&nbsp;</td><td style="padding-bottom: 1pt">&nbsp;</td>
    <td style="border-bottom: Black 1pt solid; text-align: left">&nbsp;</td><td style="border-bottom: Black 1pt solid; text-align: right">5,360</td><td style="border-bottom: Black 1pt solid; text-align: left">&nbsp;</td></tr>
<tr style="vertical-align: bottom; background-color: rgb(204,238,255)">
    <td style="text-align: left; padding-bottom: 1pt; padding-left: 20pt">Total other loans originated</td><td style="padding-bottom: 1pt">&nbsp;</td>
    <td style="border-bottom: Black 1pt solid; text-align: left">&nbsp;</td><td style="border-bottom: Black 1pt solid; text-align: right">257,354</td><td style="border-bottom: Black 1pt solid; text-align: left">&nbsp;</td><td style="padding-bottom: 1pt">&nbsp;</td>
    <td style="border-bottom: Black 1pt solid; text-align: left">&nbsp;</td><td style="border-bottom: Black 1pt solid; text-align: right">232,571</td><td style="border-bottom: Black 1pt solid; text-align: left">&nbsp;</td><td style="padding-bottom: 1pt">&nbsp;</td>
    <td style="border-bottom: Black 1pt solid; text-align: left">&nbsp;</td><td style="border-bottom: Black 1pt solid; text-align: right">298,348</td><td style="border-bottom: Black 1pt solid; text-align: left">&nbsp;</td></tr>
<tr style="vertical-align: bottom; background-color: White">
    <td>&nbsp;</td><td>&nbsp;</td>
    <td style="text-align: left">&nbsp;</td><td style="text-align: right">&nbsp;</td><td style="text-align: left">&nbsp;</td><td>&nbsp;</td>
    <td style="text-align: left">&nbsp;</td><td style="text-align: right">&nbsp;</td><td style="text-align: left">&nbsp;</td><td>&nbsp;</td>
    <td style="text-align: left">&nbsp;</td><td style="text-align: right">&nbsp;</td><td style="text-align: left">&nbsp;</td></tr>
<tr style="vertical-align: bottom; background-color: rgb(204,238,255)">
    <td>&nbsp;</td><td>&nbsp;</td>
    <td style="text-align: left">&nbsp;</td><td style="text-align: right">&nbsp;</td><td style="text-align: left">&nbsp;</td><td>&nbsp;</td>
    <td style="text-align: left">&nbsp;</td><td style="text-align: right">&nbsp;</td><td style="text-align: left">&nbsp;</td><td>&nbsp;</td>
    <td style="text-align: left">&nbsp;</td><td style="text-align: right">&nbsp;</td><td style="text-align: left">&nbsp;</td></tr>
<tr style="vertical-align: bottom; background-color: White">
    <td style="text-align: left">Non-mortgage loans purchased:</td><td>&nbsp;</td>
    <td style="text-align: left">&nbsp;</td><td style="text-align: right">&nbsp;</td><td style="text-align: left">&nbsp;</td><td>&nbsp;</td>
    <td style="text-align: left">&nbsp;</td><td style="text-align: right">&nbsp;</td><td style="text-align: left">&nbsp;</td><td>&nbsp;</td>
    <td style="text-align: left">&nbsp;</td><td style="text-align: right">&nbsp;</td><td style="text-align: left">&nbsp;</td></tr>
<tr style="vertical-align: bottom; background-color: rgb(204,238,255)">
    <td style="text-align: left; padding-left: 10pt">Taxi Medallion</td><td>&nbsp;</td>
    <td style="text-align: left">&nbsp;</td><td style="text-align: right">-</td><td style="text-align: left">&nbsp;</td><td>&nbsp;</td>
    <td style="text-align: left">&nbsp;</td><td style="text-align: right">14,431</td><td style="text-align: left">&nbsp;</td><td>&nbsp;</td>
    <td style="text-align: left">&nbsp;</td><td style="text-align: right">9,737</td><td style="text-align: left">&nbsp;</td></tr>
<tr style="vertical-align: bottom; background-color: White">
    <td style="text-align: left; padding-bottom: 1pt; padding-left: 10pt">Commercial business</td><td style="padding-bottom: 1pt">&nbsp;</td>
    <td style="border-bottom: Black 1pt solid; text-align: left">&nbsp;</td><td style="border-bottom: Black 1pt solid; text-align: right">34,425</td><td style="border-bottom: Black 1pt solid; text-align: left">&nbsp;</td><td style="padding-bottom: 1pt">&nbsp;</td>
    <td style="border-bottom: Black 1pt solid; text-align: left">&nbsp;</td><td style="border-bottom: Black 1pt solid; text-align: right">33,805</td><td style="border-bottom: Black 1pt solid; text-align: left">&nbsp;</td><td style="padding-bottom: 1pt">&nbsp;</td>
    <td style="border-bottom: Black 1pt solid; text-align: left">&nbsp;</td><td style="border-bottom: Black 1pt solid; text-align: right">-</td><td style="border-bottom: Black 1pt solid; text-align: left">&nbsp;</td></tr>
<tr style="vertical-align: bottom; background-color: rgb(204,238,255)">
    <td style="text-align: left; padding-bottom: 1pt; padding-left: 20pt">Total non-mortgage loans purchased</td><td style="padding-bottom: 1pt">&nbsp;</td>
    <td style="border-bottom: Black 1pt solid; text-align: left">&nbsp;</td><td style="border-bottom: Black 1pt solid; text-align: right">34,425</td><td style="border-bottom: Black 1pt solid; text-align: left">&nbsp;</td><td style="padding-bottom: 1pt">&nbsp;</td>
    <td style="border-bottom: Black 1pt solid; text-align: left">&nbsp;</td><td style="border-bottom: Black 1pt solid; text-align: right">48,236</td><td style="border-bottom: Black 1pt solid; text-align: left">&nbsp;</td><td style="padding-bottom: 1pt">&nbsp;</td>
    <td style="border-bottom: Black 1pt solid; text-align: left">&nbsp;</td><td style="border-bottom: Black 1pt solid; text-align: right">9,737</td><td style="border-bottom: Black 1pt solid; text-align: left">&nbsp;</td></tr>
<tr style="vertical-align: bottom; background-color: White">
    <td>&nbsp;</td><td>&nbsp;</td>
    <td style="text-align: left">&nbsp;</td><td style="text-align: right">&nbsp;</td><td style="text-align: left">&nbsp;</td><td>&nbsp;</td>
    <td style="text-align: left">&nbsp;</td><td style="text-align: right">&nbsp;</td><td style="text-align: left">&nbsp;</td><td>&nbsp;</td>
    <td style="text-align: left">&nbsp;</td><td style="text-align: right">&nbsp;</td><td style="text-align: left">&nbsp;</td></tr>
<tr style="vertical-align: bottom; background-color: rgb(204,238,255)">
    <td>Less:</td><td>&nbsp;</td>
    <td style="text-align: left">&nbsp;</td><td style="text-align: right">&nbsp;</td><td style="text-align: left">&nbsp;</td><td>&nbsp;</td>
    <td style="text-align: left">&nbsp;</td><td style="text-align: right">&nbsp;</td><td style="text-align: left">&nbsp;</td><td>&nbsp;</td>
    <td style="text-align: left">&nbsp;</td><td style="text-align: right">&nbsp;</td><td style="text-align: left">&nbsp;</td></tr>
<tr style="vertical-align: bottom; background-color: White">
    <td style="text-align: left; padding-left: 10pt">Non-mortgage loan sales</td><td>&nbsp;</td>
    <td style="text-align: left">&nbsp;</td><td style="text-align: right">3,935</td><td style="text-align: left">&nbsp;</td><td>&nbsp;</td>
    <td style="text-align: left">&nbsp;</td><td style="text-align: right">4</td><td style="text-align: left">&nbsp;</td><td>&nbsp;</td>
    <td style="text-align: left">&nbsp;</td><td style="text-align: right">-</td><td style="text-align: left">&nbsp;</td></tr>
<tr style="vertical-align: bottom; background-color: rgb(204,238,255)">
    <td style="text-align: left; padding-left: 10pt">Loans transferred to loans held for sale</td><td>&nbsp;</td>
    <td style="text-align: left">&nbsp;</td><td style="text-align: right">-</td><td style="text-align: left">&nbsp;</td><td>&nbsp;</td>
    <td style="text-align: left">&nbsp;</td><td style="text-align: right">1,150</td><td style="text-align: left">&nbsp;</td><td>&nbsp;</td>
    <td style="text-align: left">&nbsp;</td><td style="text-align: right">-</td><td style="text-align: left">&nbsp;</td></tr>
<tr style="vertical-align: bottom; background-color: White">
    <td style="text-align: left; padding-left: 10pt">Principal reductions</td><td>&nbsp;</td>
    <td style="text-align: left">&nbsp;</td><td style="text-align: right">222,895</td><td style="text-align: left">&nbsp;</td><td>&nbsp;</td>
    <td style="text-align: left">&nbsp;</td><td style="text-align: right">196,394</td><td style="text-align: left">&nbsp;</td><td>&nbsp;</td>
    <td style="text-align: left">&nbsp;</td><td style="text-align: right">225,509</td><td style="text-align: left">&nbsp;</td></tr>
<tr style="vertical-align: bottom; background-color: rgb(204,238,255)">
    <td style="padding-left: 10pt">Charge-offs</td><td>&nbsp;</td>
    <td style="text-align: left">&nbsp;</td><td style="text-align: right">2,405</td><td style="text-align: left">&nbsp;</td><td>&nbsp;</td>
    <td style="text-align: left">&nbsp;</td><td style="text-align: right">662</td><td style="text-align: left">&nbsp;</td><td>&nbsp;</td>
    <td style="text-align: left">&nbsp;</td><td style="text-align: right">2,514</td><td style="text-align: left">&nbsp;</td></tr>
<tr style="vertical-align: bottom; background-color: White">
    <td style="padding-bottom: 1pt">&nbsp;</td><td style="padding-bottom: 1pt">&nbsp;</td>
    <td style="border-bottom: Black 1pt solid; text-align: left">&nbsp;</td><td style="border-bottom: Black 1pt solid; text-align: right">&nbsp;</td><td style="border-bottom: Black 1pt solid; text-align: left">&nbsp;</td><td style="padding-bottom: 1pt">&nbsp;</td>
    <td style="border-bottom: Black 1pt solid; text-align: left">&nbsp;</td><td style="border-bottom: Black 1pt solid; text-align: right">&nbsp;</td><td style="border-bottom: Black 1pt solid; text-align: left">&nbsp;</td><td style="padding-bottom: 1pt">&nbsp;</td>
    <td style="border-bottom: Black 1pt solid; text-align: left">&nbsp;</td><td style="border-bottom: Black 1pt solid; text-align: right">&nbsp;</td><td style="border-bottom: Black 1pt solid; text-align: left">&nbsp;</td></tr>
<tr style="vertical-align: bottom; background-color: rgb(204,238,255)">
    <td style="text-align: left; padding-bottom: 2.25pt">At end of year</td><td style="padding-bottom: 2.25pt">&nbsp;</td>
    <td style="border-bottom: Black 2.25pt double; text-align: left">$</td><td style="border-bottom: Black 2.25pt double; text-align: right">539,697</td><td style="border-bottom: Black 2.25pt double; text-align: left">&nbsp;</td><td style="padding-bottom: 2.25pt">&nbsp;</td>
    <td style="border-bottom: Black 2.25pt double; text-align: left">$</td><td style="border-bottom: Black 2.25pt double; text-align: right">477,153</td><td style="border-bottom: Black 2.25pt double; text-align: left">&nbsp;</td><td style="padding-bottom: 2.25pt">&nbsp;</td>
    <td style="border-bottom: Black 2.25pt double; text-align: left">$</td><td style="border-bottom: Black 2.25pt double; text-align: right">394,556</td><td style="border-bottom: Black 2.25pt double; text-align: left">&nbsp;</td></tr>
</table>



<p style="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 0.5in">&nbsp;</p>

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<p style="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 0.5in"><a name="a_008"></a><i>Loan Maturity and
Repricing.</i> The following table shows the maturity of our total loan portfolio at December 31, 2015. Scheduled repayments are
shown in the maturity category in which the payments become due.</p>

<p style="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 0in">&nbsp;</p>

<p style="color: Red; font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: center; text-indent: 0in"></p>

<table cellpadding="0" cellspacing="0" style="border-collapse: collapse; width: 100%; font: 10pt Times New Roman, Times, Serif">
<tr style="vertical-align: bottom">
    <td nowrap style="text-align: center">&nbsp;</td><td nowrap style="padding-bottom: 1pt">&nbsp;</td>
    <td colspan="23" nowrap style="text-align: center; border-bottom: Black 1pt solid">Mortgage loans</td><td nowrap style="padding-bottom: 1pt">&nbsp;</td>
    <td colspan="11" nowrap style="text-align: center; border-bottom: Black 1pt solid">Non-mortgage loans</td><td nowrap style="padding-bottom: 1pt">&nbsp;</td>
    <td colspan="3" nowrap style="text-align: center">&nbsp;</td></tr>
<tr style="vertical-align: bottom">
    <td nowrap style="text-align: center">&nbsp;</td><td nowrap>&nbsp;</td>
    <td colspan="3" nowrap style="text-align: center">&nbsp;</td><td nowrap>&nbsp;</td>
    <td colspan="3" nowrap style="text-align: center">&nbsp;</td><td nowrap>&nbsp;</td>
    <td colspan="3" nowrap style="text-align: center">One-to-four</td><td nowrap>&nbsp;</td>
    <td colspan="3" nowrap style="text-align: center">&nbsp;</td><td nowrap>&nbsp;</td>
    <td colspan="3" nowrap style="text-align: center">&nbsp;</td><td nowrap>&nbsp;</td>
    <td colspan="3" nowrap style="text-align: center">&nbsp;</td><td nowrap>&nbsp;</td>
    <td colspan="3" nowrap style="text-align: center">&nbsp;</td><td nowrap>&nbsp;</td>
    <td colspan="3" nowrap style="text-align: center">&nbsp;</td><td nowrap>&nbsp;</td>
    <td colspan="3" nowrap style="text-align: center">&nbsp;</td><td nowrap>&nbsp;</td>
    <td colspan="3" nowrap style="text-align: center">&nbsp;</td></tr>
<tr style="vertical-align: bottom">
    <td nowrap style="text-align: center">&nbsp;</td><td nowrap>&nbsp;</td>
    <td colspan="3" nowrap style="text-align: center">&nbsp;</td><td nowrap>&nbsp;</td>
    <td colspan="3" nowrap style="text-align: center">&nbsp;</td><td nowrap>&nbsp;</td>
    <td colspan="3" nowrap style="text-align: center">family</td><td nowrap>&nbsp;</td>
    <td colspan="3" nowrap style="text-align: center">One-to-four</td><td nowrap>&nbsp;</td>
    <td colspan="3" nowrap style="text-align: center">&nbsp;</td><td nowrap>&nbsp;</td>
    <td colspan="3" nowrap style="text-align: center">&nbsp;</td><td nowrap>&nbsp;</td>
    <td colspan="3" nowrap style="text-align: center">&nbsp;</td><td nowrap>&nbsp;</td>
    <td colspan="3" nowrap style="text-align: center">&nbsp;</td><td nowrap>&nbsp;</td>
    <td colspan="3" nowrap style="text-align: center">Commercial</td><td nowrap>&nbsp;</td>
    <td colspan="3" nowrap style="text-align: center">&nbsp;</td></tr>
<tr style="vertical-align: bottom">
    <td nowrap style="text-align: center">&nbsp;</td><td nowrap>&nbsp;</td>
    <td colspan="3" nowrap style="text-align: center">Multi-family</td><td nowrap>&nbsp;</td>
    <td colspan="3" nowrap style="text-align: center">Commercial</td><td nowrap>&nbsp;</td>
    <td colspan="3" nowrap style="text-align: center">mixed-use</td><td nowrap>&nbsp;</td>
    <td colspan="3" nowrap style="text-align: center">family</td><td nowrap>&nbsp;</td>
    <td colspan="3" nowrap style="text-align: center">Co-operative</td><td nowrap>&nbsp;</td>
    <td colspan="3" nowrap style="text-align: center">&nbsp;</td><td nowrap>&nbsp;</td>
    <td colspan="3" nowrap style="text-align: center">Small Business</td><td nowrap>&nbsp;</td>
    <td colspan="3" nowrap style="text-align: center">Taxi</td><td nowrap>&nbsp;</td>
    <td colspan="3" nowrap style="text-align: center">business</td><td nowrap>&nbsp;</td>
    <td colspan="3" nowrap style="text-align: center">&nbsp;</td></tr>
<tr style="vertical-align: bottom">
    <td colspan="1" nowrap style="font-style: italic; text-align: left; border-bottom: Black 1pt solid">(In thousands)</td><td nowrap style="padding-bottom: 1pt; border-bottom: Black 1pt solid">&nbsp;</td>
    <td colspan="3" nowrap style="text-align: center; border-bottom: Black 1pt solid">residential</td><td nowrap style="padding-bottom: 1pt; border-bottom: Black 1pt solid">&nbsp;</td>
    <td colspan="3" nowrap style="text-align: center; border-bottom: Black 1pt solid">real estate</td><td nowrap style="padding-bottom: 1pt; border-bottom: Black 1pt solid">&nbsp;</td>
    <td colspan="3" nowrap style="text-align: center; border-bottom: Black 1pt solid">property</td><td nowrap style="padding-bottom: 1pt; border-bottom: Black 1pt solid">&nbsp;</td>
    <td colspan="3" nowrap style="text-align: center; border-bottom: Black 1pt solid">residential</td><td nowrap style="padding-bottom: 1pt; border-bottom: Black 1pt solid">&nbsp;</td>
    <td colspan="3" nowrap style="text-align: center; border-bottom: Black 1pt solid">apartment</td><td nowrap style="padding-bottom: 1pt; border-bottom: Black 1pt solid">&nbsp;</td>
    <td colspan="3" nowrap style="text-align: center; border-bottom: Black 1pt solid">Construction</td><td>&nbsp;</td>
    <td colspan="3" nowrap style="text-align: center; border-bottom: Black 1pt solid">Administration</td><td nowrap style="padding-bottom: 1pt; border-bottom: Black 1pt solid">&nbsp;</td>
    <td colspan="3" nowrap style="text-align: center; border-bottom: Black 1pt solid">Medallion</td><td nowrap style="padding-bottom: 1pt; border-bottom: Black 1pt solid">&nbsp;</td>
    <td colspan="3" nowrap style="text-align: center; border-bottom: Black 1pt solid">and other</td><td>&nbsp;</td>
    <td colspan="3" nowrap style="text-align: center; border-bottom: Black 1pt solid">Total loans</td></tr>
<tr style="vertical-align: bottom">
    <td nowrap>&nbsp;</td><td>&nbsp;</td>
    <td colspan="3" style="text-align: right">&nbsp;</td><td>&nbsp;</td>
    <td colspan="3" style="text-align: right">&nbsp;</td><td>&nbsp;</td>
    <td colspan="3" style="text-align: right">&nbsp;</td><td>&nbsp;</td>
    <td colspan="3" style="text-align: right">&nbsp;</td><td>&nbsp;</td>
    <td colspan="3" style="text-align: right">&nbsp;</td><td>&nbsp;</td>
    <td colspan="3" style="text-align: right">&nbsp;</td><td>&nbsp;</td>
    <td colspan="3">&nbsp;</td><td>&nbsp;</td>
    <td colspan="3">&nbsp;</td><td>&nbsp;</td>
    <td colspan="3">&nbsp;</td><td>&nbsp;</td>
    <td colspan="3">&nbsp;</td></tr>
<tr style="vertical-align: bottom; background-color: rgb(204,238,255)">
    <td nowrap style="width: 20%; text-align: left; padding-bottom: 1pt">Amounts due within one year</td><td style="width: 1%">&nbsp;</td>
    <td style="width: 1%; border-bottom: Black 1pt solid; text-align: left">$</td><td style="width: 5%; border-bottom: Black 1pt solid; text-align: right">177,656</td><td style="width: 1%; border-bottom: Black 1pt solid; text-align: left">&nbsp;</td><td style="width: 1%; padding-bottom: 1pt; border-bottom: Black 1pt solid">&nbsp;</td>
    <td style="width: 1%; border-bottom: Black 1pt solid; text-align: left">$</td><td style="width: 5%; border-bottom: Black 1pt solid; text-align: right">141,261</td><td style="width: 1%; border-bottom: Black 1pt solid; text-align: left">&nbsp;</td><td style="width: 1%; padding-bottom: 1pt; border-bottom: Black 1pt solid">&nbsp;</td>
    <td style="width: 1%; border-bottom: Black 1pt solid; text-align: left">$</td><td style="width: 5%; border-bottom: Black 1pt solid; text-align: right">41,020</td><td style="width: 1%; border-bottom: Black 1pt solid; text-align: left">&nbsp;</td><td style="width: 1%; padding-bottom: 1pt; border-bottom: Black 1pt solid">&nbsp;</td>
    <td style="width: 1%; border-bottom: Black 1pt solid; text-align: left">$</td><td style="width: 5%; border-bottom: Black 1pt solid; text-align: right">7,897</td><td style="width: 1%; border-bottom: Black 1pt solid; text-align: left">&nbsp;</td><td style="width: 1%; padding-bottom: 1pt; border-bottom: Black 1pt solid">&nbsp;</td>
    <td style="width: 1%; border-bottom: Black 1pt solid; text-align: left">$</td><td style="width: 5%; border-bottom: Black 1pt solid; text-align: right">311</td><td style="width: 1%; border-bottom: Black 1pt solid; text-align: left">&nbsp;</td><td style="width: 1%; padding-bottom: 1pt; border-bottom: Black 1pt solid">&nbsp;</td>
    <td style="width: 1%; border-bottom: Black 1pt solid; text-align: left">$</td><td style="width: 5%; border-bottom: Black 1pt solid; text-align: right">5,352</td><td style="width: 1%; border-bottom: Black 1pt solid; text-align: left">&nbsp;</td><td style="width: 1%; padding-bottom: 1pt; border-bottom: Black 1pt solid">&nbsp;</td>
    <td style="width: 1%; border-bottom: Black 1pt solid; text-align: left">$</td><td style="width: 5%; border-bottom: Black 1pt solid; text-align: right">1,856</td><td style="width: 1%; border-bottom: Black 1pt solid; text-align: left">&nbsp;</td><td style="width: 1%; padding-bottom: 1pt; border-bottom: Black 1pt solid">&nbsp;</td>
    <td style="width: 1%; border-bottom: Black 1pt solid; text-align: left">$</td><td style="width: 5%; border-bottom: Black 1pt solid; text-align: right">18,835</td><td style="width: 1%; border-bottom: Black 1pt solid; text-align: left">&nbsp;</td><td style="width: 1%; padding-bottom: 1pt; border-bottom: Black 1pt solid">&nbsp;</td>
    <td style="width: 1%; border-bottom: Black 1pt solid; text-align: left">$</td><td style="width: 5%; border-bottom: Black 1pt solid; text-align: right">180,335</td><td style="width: 1%; border-bottom: Black 1pt solid; text-align: left">&nbsp;</td><td style="width: 1%">&nbsp;</td>
    <td style="width: 1%; border-bottom: Black 1pt solid; text-align: left">$</td><td style="width: 5%; border-bottom: Black 1pt solid; text-align: right">574,523</td><td style="width: 1%; border-bottom: Black 1pt solid; text-align: left">&nbsp;</td></tr>
<tr style="vertical-align: bottom; background-color: White">
    <td nowrap style="text-align: left">Amounts due after one year:</td><td>&nbsp;</td>
    <td style="text-align: left">&nbsp;</td><td style="text-align: right">&nbsp;</td><td style="text-align: left">&nbsp;</td><td>&nbsp;</td>
    <td style="text-align: left">&nbsp;</td><td style="text-align: right">&nbsp;</td><td style="text-align: left">&nbsp;</td><td>&nbsp;</td>
    <td style="text-align: left">&nbsp;</td><td style="text-align: right">&nbsp;</td><td style="text-align: left">&nbsp;</td><td>&nbsp;</td>
    <td style="text-align: left">&nbsp;</td><td style="text-align: right">&nbsp;</td><td style="text-align: left">&nbsp;</td><td>&nbsp;</td>
    <td style="text-align: left">&nbsp;</td><td style="text-align: right">&nbsp;</td><td style="text-align: left">&nbsp;</td><td>&nbsp;</td>
    <td style="text-align: left">&nbsp;</td><td style="text-align: right">&nbsp;</td><td style="text-align: left">&nbsp;</td><td>&nbsp;</td>
    <td style="text-align: left">&nbsp;</td><td style="text-align: right">&nbsp;</td><td style="text-align: left">&nbsp;</td><td>&nbsp;</td>
    <td style="text-align: left">&nbsp;</td><td style="text-align: right">&nbsp;</td><td style="text-align: left">&nbsp;</td><td>&nbsp;</td>
    <td style="text-align: left">&nbsp;</td><td style="text-align: right">&nbsp;</td><td style="text-align: left">&nbsp;</td><td>&nbsp;</td>
    <td style="text-align: left">&nbsp;</td><td style="text-align: right">&nbsp;</td><td style="text-align: left">&nbsp;</td></tr>
<tr style="vertical-align: bottom; background-color: rgb(204,238,255)">
    <td nowrap style="text-align: left; padding-left: 10pt">One to two years</td><td>&nbsp;</td>
    <td style="text-align: left">&nbsp;</td><td style="text-align: right">167,393</td><td style="text-align: left">&nbsp;</td><td>&nbsp;</td>
    <td style="text-align: left">&nbsp;</td><td style="text-align: right">105,249</td><td style="text-align: left">&nbsp;</td><td>&nbsp;</td>
    <td style="text-align: left">&nbsp;</td><td style="text-align: right">30,671</td><td style="text-align: left">&nbsp;</td><td>&nbsp;</td>
    <td style="text-align: left">&nbsp;</td><td style="text-align: right">7,650</td><td style="text-align: left">&nbsp;</td><td>&nbsp;</td>
    <td style="text-align: left">&nbsp;</td><td style="text-align: right">321</td><td style="text-align: left">&nbsp;</td><td>&nbsp;</td>
    <td style="text-align: left">&nbsp;</td><td style="text-align: right">311</td><td style="text-align: left">&nbsp;</td><td>&nbsp;</td>
    <td style="text-align: left">&nbsp;</td><td style="text-align: right">1,292</td><td style="text-align: left">&nbsp;</td><td>&nbsp;</td>
    <td style="text-align: left">&nbsp;</td><td style="text-align: right">1,774</td><td style="text-align: left">&nbsp;</td><td>&nbsp;</td>
    <td style="text-align: left">&nbsp;</td><td style="text-align: right">77,400</td><td style="text-align: left">&nbsp;</td><td>&nbsp;</td>
    <td style="text-align: left">&nbsp;</td><td style="text-align: right">392,061</td><td style="text-align: left">&nbsp;</td></tr>
<tr style="vertical-align: bottom; background-color: White">
    <td nowrap style="text-align: left; padding-left: 10pt">Two to three years</td><td>&nbsp;</td>
    <td style="text-align: left">&nbsp;</td><td style="text-align: right">162,173</td><td style="text-align: left">&nbsp;</td><td>&nbsp;</td>
    <td style="text-align: left">&nbsp;</td><td style="text-align: right">92,842</td><td style="text-align: left">&nbsp;</td><td>&nbsp;</td>
    <td style="text-align: left">&nbsp;</td><td style="text-align: right">27,407</td><td style="text-align: left">&nbsp;</td><td>&nbsp;</td>
    <td style="text-align: left">&nbsp;</td><td style="text-align: right">7,220</td><td style="text-align: left">&nbsp;</td><td>&nbsp;</td>
    <td style="text-align: left">&nbsp;</td><td style="text-align: right">333</td><td style="text-align: left">&nbsp;</td><td>&nbsp;</td>
    <td style="text-align: left">&nbsp;</td><td style="text-align: right">190</td><td style="text-align: left">&nbsp;</td><td>&nbsp;</td>
    <td style="text-align: left">&nbsp;</td><td style="text-align: right">936</td><td style="text-align: left">&nbsp;</td><td>&nbsp;</td>
    <td style="text-align: left">&nbsp;</td><td style="text-align: right">272</td><td style="text-align: left">&nbsp;</td><td>&nbsp;</td>
    <td style="text-align: left">&nbsp;</td><td style="text-align: right">65,412</td><td style="text-align: left">&nbsp;</td><td>&nbsp;</td>
    <td style="text-align: left">&nbsp;</td><td style="text-align: right">356,785</td><td style="text-align: left">&nbsp;</td></tr>
<tr style="vertical-align: bottom; background-color: rgb(204,238,255)">
    <td nowrap style="text-align: left; padding-left: 10pt">Three to five years</td><td>&nbsp;</td>
    <td style="text-align: left">&nbsp;</td><td style="text-align: right">161,414</td><td style="text-align: left">&nbsp;</td><td>&nbsp;</td>
    <td style="text-align: left">&nbsp;</td><td style="text-align: right">86,397</td><td style="text-align: left">&nbsp;</td><td>&nbsp;</td>
    <td style="text-align: left">&nbsp;</td><td style="text-align: right">26,401</td><td style="text-align: left">&nbsp;</td><td>&nbsp;</td>
    <td style="text-align: left">&nbsp;</td><td style="text-align: right">7,004</td><td style="text-align: left">&nbsp;</td><td>&nbsp;</td>
    <td style="text-align: left">&nbsp;</td><td style="text-align: right">336</td><td style="text-align: left">&nbsp;</td><td>&nbsp;</td>
    <td style="text-align: left">&nbsp;</td><td style="text-align: right">194</td><td style="text-align: left">&nbsp;</td><td>&nbsp;</td>
    <td style="text-align: left">&nbsp;</td><td style="text-align: right">797</td><td style="text-align: left">&nbsp;</td><td>&nbsp;</td>
    <td style="text-align: left">&nbsp;</td><td style="text-align: right">-</td><td style="text-align: left">&nbsp;</td><td>&nbsp;</td>
    <td style="text-align: left">&nbsp;</td><td style="text-align: right">45,052</td><td style="text-align: left">&nbsp;</td><td>&nbsp;</td>
    <td style="text-align: left">&nbsp;</td><td style="text-align: right">327,595</td><td style="text-align: left">&nbsp;</td></tr>
<tr style="vertical-align: bottom; background-color: White">
    <td nowrap style="text-align: left; padding-bottom: 1pt; padding-left: 10pt">Over five years</td><td>&nbsp;</td>
    <td style="border-bottom: Black 1pt solid; text-align: left">&nbsp;</td><td style="border-bottom: Black 1pt solid; text-align: right">1,386,592</td><td style="border-bottom: Black 1pt solid; text-align: left">&nbsp;</td><td style="padding-bottom: 1pt; border-bottom: Black 1pt solid">&nbsp;</td>
    <td style="border-bottom: Black 1pt solid; text-align: left">&nbsp;</td><td style="border-bottom: Black 1pt solid; text-align: right">575,487</td><td style="border-bottom: Black 1pt solid; text-align: left">&nbsp;</td><td style="padding-bottom: 1pt; border-bottom: Black 1pt solid">&nbsp;</td>
    <td style="border-bottom: Black 1pt solid; text-align: left">&nbsp;</td><td style="border-bottom: Black 1pt solid; text-align: right">447,544</td><td style="border-bottom: Black 1pt solid; text-align: left">&nbsp;</td><td style="padding-bottom: 1pt; border-bottom: Black 1pt solid">&nbsp;</td>
    <td style="border-bottom: Black 1pt solid; text-align: left">&nbsp;</td><td style="border-bottom: Black 1pt solid; text-align: right">158,067</td><td style="border-bottom: Black 1pt solid; text-align: left">&nbsp;</td><td style="padding-bottom: 1pt; border-bottom: Black 1pt solid">&nbsp;</td>
    <td style="border-bottom: Black 1pt solid; text-align: left">&nbsp;</td><td style="border-bottom: Black 1pt solid; text-align: right">6,984</td><td style="border-bottom: Black 1pt solid; text-align: left">&nbsp;</td><td style="padding-bottom: 1pt; border-bottom: Black 1pt solid">&nbsp;</td>
    <td style="border-bottom: Black 1pt solid; text-align: left">&nbsp;</td><td style="border-bottom: Black 1pt solid; text-align: right">1,237</td><td style="border-bottom: Black 1pt solid; text-align: left">&nbsp;</td><td style="padding-bottom: 1pt; border-bottom: Black 1pt solid">&nbsp;</td>
    <td style="border-bottom: Black 1pt solid; text-align: left">&nbsp;</td><td style="border-bottom: Black 1pt solid; text-align: right">7,313</td><td style="border-bottom: Black 1pt solid; text-align: left">&nbsp;</td><td style="padding-bottom: 1pt; border-bottom: Black 1pt solid">&nbsp;</td>
    <td style="border-bottom: Black 1pt solid; text-align: left">&nbsp;</td><td style="border-bottom: Black 1pt solid; text-align: right">-</td><td style="border-bottom: Black 1pt solid; text-align: left">&nbsp;</td><td style="padding-bottom: 1pt; border-bottom: Black 1pt solid">&nbsp;</td>
    <td style="border-bottom: Black 1pt solid; text-align: left">&nbsp;</td><td style="border-bottom: Black 1pt solid; text-align: right">138,423</td><td style="border-bottom: Black 1pt solid; text-align: left">&nbsp;</td><td>&nbsp;</td>
    <td style="border-bottom: Black 1pt solid; text-align: left">&nbsp;</td><td style="border-bottom: Black 1pt solid; text-align: right">2,721,647</td><td style="border-bottom: Black 1pt solid; text-align: left">&nbsp;</td></tr>
<tr style="vertical-align: bottom; background-color: rgb(204,238,255)">
    <td nowrap style="text-align: left; padding-bottom: 1pt; padding-left: 20pt">Total due after one year</td><td>&nbsp;</td>
    <td style="border-bottom: Black 1pt solid; text-align: left">&nbsp;</td><td style="border-bottom: Black 1pt solid; text-align: right">1,877,572</td><td style="border-bottom: Black 1pt solid; text-align: left">&nbsp;</td><td style="padding-bottom: 1pt; border-bottom: Black 1pt solid">&nbsp;</td>
    <td style="border-bottom: Black 1pt solid; text-align: left">&nbsp;</td><td style="border-bottom: Black 1pt solid; text-align: right">859,975</td><td style="border-bottom: Black 1pt solid; text-align: left">&nbsp;</td><td style="padding-bottom: 1pt; border-bottom: Black 1pt solid">&nbsp;</td>
    <td style="border-bottom: Black 1pt solid; text-align: left">&nbsp;</td><td style="border-bottom: Black 1pt solid; text-align: right">532,023</td><td style="border-bottom: Black 1pt solid; text-align: left">&nbsp;</td><td style="padding-bottom: 1pt; border-bottom: Black 1pt solid">&nbsp;</td>
    <td style="border-bottom: Black 1pt solid; text-align: left">&nbsp;</td><td style="border-bottom: Black 1pt solid; text-align: right">179,941</td><td style="border-bottom: Black 1pt solid; text-align: left">&nbsp;</td><td style="padding-bottom: 1pt; border-bottom: Black 1pt solid">&nbsp;</td>
    <td style="border-bottom: Black 1pt solid; text-align: left">&nbsp;</td><td style="border-bottom: Black 1pt solid; text-align: right">7,974</td><td style="border-bottom: Black 1pt solid; text-align: left">&nbsp;</td><td style="padding-bottom: 1pt; border-bottom: Black 1pt solid">&nbsp;</td>
    <td style="border-bottom: Black 1pt solid; text-align: left">&nbsp;</td><td style="border-bottom: Black 1pt solid; text-align: right">1,932</td><td style="border-bottom: Black 1pt solid; text-align: left">&nbsp;</td><td style="padding-bottom: 1pt; border-bottom: Black 1pt solid">&nbsp;</td>
    <td style="border-bottom: Black 1pt solid; text-align: left">&nbsp;</td><td style="border-bottom: Black 1pt solid; text-align: right">10,338</td><td style="border-bottom: Black 1pt solid; text-align: left">&nbsp;</td><td style="padding-bottom: 1pt; border-bottom: Black 1pt solid">&nbsp;</td>
    <td style="border-bottom: Black 1pt solid; text-align: left">&nbsp;</td><td style="border-bottom: Black 1pt solid; text-align: right">2,046</td><td style="border-bottom: Black 1pt solid; text-align: left">&nbsp;</td><td style="padding-bottom: 1pt; border-bottom: Black 1pt solid">&nbsp;</td>
    <td style="border-bottom: Black 1pt solid; text-align: left">&nbsp;</td><td style="border-bottom: Black 1pt solid; text-align: right">326,287</td><td style="border-bottom: Black 1pt solid; text-align: left">&nbsp;</td><td>&nbsp;</td>
    <td style="border-bottom: Black 1pt solid; text-align: left">&nbsp;</td><td style="border-bottom: Black 1pt solid; text-align: right">3,798,088</td><td style="border-bottom: Black 1pt solid; text-align: left">&nbsp;</td></tr>
<tr style="vertical-align: bottom; background-color: White">
    <td nowrap style="text-align: left; padding-bottom: 2.25pt">Total amounts due</td><td>&nbsp;</td>
    <td style="border-bottom: Black 2.5pt double; text-align: left">$</td><td style="border-bottom: Black 2.5pt double; text-align: right">2,055,228</td><td style="border-bottom: Black 2.5pt double; text-align: left">&nbsp;</td><td style="padding-bottom: 2.25pt; border-bottom: Black 2.5pt double">&nbsp;</td>
    <td style="border-bottom: Black 2.5pt double; text-align: left">$</td><td style="border-bottom: Black 2.5pt double; text-align: right">1,001,236</td><td style="border-bottom: Black 2.5pt double; text-align: left">&nbsp;</td><td style="padding-bottom: 2.25pt; border-bottom: Black 2.5pt double">&nbsp;</td>
    <td style="border-bottom: Black 2.5pt double; text-align: left">$</td><td style="border-bottom: Black 2.5pt double; text-align: right">573,043</td><td style="border-bottom: Black 2.5pt double; text-align: left">&nbsp;</td><td style="padding-bottom: 2.25pt; border-bottom: Black 2.5pt double">&nbsp;</td>
    <td style="border-bottom: Black 2.5pt double; text-align: left">$</td><td style="border-bottom: Black 2.5pt double; text-align: right">187,838</td><td style="border-bottom: Black 2.5pt double; text-align: left">&nbsp;</td><td style="padding-bottom: 2.25pt; border-bottom: Black 2.5pt double">&nbsp;</td>
    <td style="border-bottom: Black 2.5pt double; text-align: left">$</td><td style="border-bottom: Black 2.5pt double; text-align: right">8,285</td><td style="border-bottom: Black 2.5pt double; text-align: left">&nbsp;</td><td style="padding-bottom: 2.25pt; border-bottom: Black 2.5pt double">&nbsp;</td>
    <td style="border-bottom: Black 2.5pt double; text-align: left">$</td><td style="border-bottom: Black 2.5pt double; text-align: right">7,284</td><td style="border-bottom: Black 2.5pt double; text-align: left">&nbsp;</td><td style="padding-bottom: 2.25pt; border-bottom: Black 2.5pt double">&nbsp;</td>
    <td style="border-bottom: Black 2.5pt double; text-align: left">$</td><td style="border-bottom: Black 2.5pt double; text-align: right">12,194</td><td style="border-bottom: Black 2.5pt double; text-align: left">&nbsp;</td><td style="padding-bottom: 2.25pt; border-bottom: Black 2.5pt double">&nbsp;</td>
    <td style="border-bottom: Black 2.5pt double; text-align: left">$</td><td style="border-bottom: Black 2.5pt double; text-align: right">20,881</td><td style="border-bottom: Black 2.5pt double; text-align: left">&nbsp;</td><td style="padding-bottom: 2.25pt; border-bottom: Black 2.5pt double">&nbsp;</td>
    <td style="border-bottom: Black 2.5pt double; text-align: left">$</td><td style="border-bottom: Black 2.5pt double; text-align: right">506,622</td><td style="border-bottom: Black 2.5pt double; text-align: left">&nbsp;</td><td>&nbsp;</td>
    <td style="border-bottom: Black 2.5pt double; text-align: left">$</td><td style="border-bottom: Black 2.5pt double; text-align: right">4,372,611</td><td style="border-bottom: Black 2.5pt double; text-align: left">&nbsp;</td></tr>
<tr style="vertical-align: bottom; background-color: rgb(204,238,255)">
    <td nowrap>&nbsp;</td><td>&nbsp;</td>
    <td style="text-align: left">&nbsp;</td><td style="text-align: right">&nbsp;</td><td style="text-align: left">&nbsp;</td><td>&nbsp;</td>
    <td style="text-align: left">&nbsp;</td><td style="text-align: right">&nbsp;</td><td style="text-align: left">&nbsp;</td><td>&nbsp;</td>
    <td style="text-align: left">&nbsp;</td><td style="text-align: right">&nbsp;</td><td style="text-align: left">&nbsp;</td><td>&nbsp;</td>
    <td style="text-align: left">&nbsp;</td><td style="text-align: right">&nbsp;</td><td style="text-align: left">&nbsp;</td><td>&nbsp;</td>
    <td style="text-align: left">&nbsp;</td><td style="text-align: right">&nbsp;</td><td style="text-align: left">&nbsp;</td><td>&nbsp;</td>
    <td style="text-align: left">&nbsp;</td><td style="text-align: right">&nbsp;</td><td style="text-align: left">&nbsp;</td><td>&nbsp;</td>
    <td style="text-align: left">&nbsp;</td><td style="text-align: right">&nbsp;</td><td style="text-align: left">&nbsp;</td><td>&nbsp;</td>
    <td style="text-align: left">&nbsp;</td><td style="text-align: right">&nbsp;</td><td style="text-align: left">&nbsp;</td><td>&nbsp;</td>
    <td style="text-align: left">&nbsp;</td><td style="text-align: right">&nbsp;</td><td style="text-align: left">&nbsp;</td><td>&nbsp;</td>
    <td style="text-align: left">&nbsp;</td><td style="text-align: right">&nbsp;</td><td style="text-align: left">&nbsp;</td></tr>
<tr style="vertical-align: bottom; background-color: White">
    <td nowrap style="text-align: left">Sensitivity of loans to changes in</td><td>&nbsp;</td>
    <td style="text-align: left">&nbsp;</td><td style="text-align: right">&nbsp;</td><td style="text-align: left">&nbsp;</td><td>&nbsp;</td>
    <td style="text-align: left">&nbsp;</td><td style="text-align: right">&nbsp;</td><td style="text-align: left">&nbsp;</td><td>&nbsp;</td>
    <td style="text-align: left">&nbsp;</td><td style="text-align: right">&nbsp;</td><td style="text-align: left">&nbsp;</td><td>&nbsp;</td>
    <td style="text-align: left">&nbsp;</td><td style="text-align: right">&nbsp;</td><td style="text-align: left">&nbsp;</td><td>&nbsp;</td>
    <td style="text-align: left">&nbsp;</td><td style="text-align: right">&nbsp;</td><td style="text-align: left">&nbsp;</td><td>&nbsp;</td>
    <td style="text-align: left">&nbsp;</td><td style="text-align: right">&nbsp;</td><td style="text-align: left">&nbsp;</td><td>&nbsp;</td>
    <td style="text-align: left">&nbsp;</td><td style="text-align: right">&nbsp;</td><td style="text-align: left">&nbsp;</td><td>&nbsp;</td>
    <td style="text-align: left">&nbsp;</td><td style="text-align: right">&nbsp;</td><td style="text-align: left">&nbsp;</td><td>&nbsp;</td>
    <td style="text-align: left">&nbsp;</td><td style="text-align: right">&nbsp;</td><td style="text-align: left">&nbsp;</td><td>&nbsp;</td>
    <td style="text-align: left">&nbsp;</td><td style="text-align: right">&nbsp;</td><td style="text-align: left">&nbsp;</td></tr>
<tr style="vertical-align: bottom; background-color: White">
    <td nowrap style="text-align: left; padding-left: 10pt">interest rates - loans due</td><td>&nbsp;</td>
    <td style="text-align: left">&nbsp;</td><td style="text-align: right">&nbsp;</td><td style="text-align: left">&nbsp;</td><td>&nbsp;</td>
    <td style="text-align: left">&nbsp;</td><td style="text-align: right">&nbsp;</td><td style="text-align: left">&nbsp;</td><td>&nbsp;</td>
    <td style="text-align: left">&nbsp;</td><td style="text-align: right">&nbsp;</td><td style="text-align: left">&nbsp;</td><td>&nbsp;</td>
    <td style="text-align: left">&nbsp;</td><td style="text-align: right">&nbsp;</td><td style="text-align: left">&nbsp;</td><td>&nbsp;</td>
    <td style="text-align: left">&nbsp;</td><td style="text-align: right">&nbsp;</td><td style="text-align: left">&nbsp;</td><td>&nbsp;</td>
    <td style="text-align: left">&nbsp;</td><td style="text-align: right">&nbsp;</td><td style="text-align: left">&nbsp;</td><td>&nbsp;</td>
    <td style="text-align: left">&nbsp;</td><td style="text-align: right">&nbsp;</td><td style="text-align: left">&nbsp;</td><td>&nbsp;</td>
    <td style="text-align: left">&nbsp;</td><td style="text-align: right">&nbsp;</td><td style="text-align: left">&nbsp;</td><td>&nbsp;</td>
    <td style="text-align: left">&nbsp;</td><td style="text-align: right">&nbsp;</td><td style="text-align: left">&nbsp;</td><td>&nbsp;</td>
    <td style="text-align: left">&nbsp;</td><td style="text-align: right">&nbsp;</td><td style="text-align: left">&nbsp;</td></tr>
<tr style="vertical-align: bottom; background-color: White">
    <td nowrap style="text-align: left; padding-left: 10pt">after one year:</td><td>&nbsp;</td>
    <td style="text-align: left">&nbsp;</td><td style="text-align: right">&nbsp;</td><td style="text-align: left">&nbsp;</td><td>&nbsp;</td>
    <td style="text-align: left">&nbsp;</td><td style="text-align: right">&nbsp;</td><td style="text-align: left">&nbsp;</td><td>&nbsp;</td>
    <td style="text-align: left">&nbsp;</td><td style="text-align: right">&nbsp;</td><td style="text-align: left">&nbsp;</td><td>&nbsp;</td>
    <td style="text-align: left">&nbsp;</td><td style="text-align: right">&nbsp;</td><td style="text-align: left">&nbsp;</td><td>&nbsp;</td>
    <td style="text-align: left">&nbsp;</td><td style="text-align: right">&nbsp;</td><td style="text-align: left">&nbsp;</td><td>&nbsp;</td>
    <td style="text-align: left">&nbsp;</td><td style="text-align: right">&nbsp;</td><td style="text-align: left">&nbsp;</td><td>&nbsp;</td>
    <td style="text-align: left">&nbsp;</td><td style="text-align: right">&nbsp;</td><td style="text-align: left">&nbsp;</td><td>&nbsp;</td>
    <td style="text-align: left">&nbsp;</td><td style="text-align: right">&nbsp;</td><td style="text-align: left">&nbsp;</td><td>&nbsp;</td>
    <td style="text-align: left">&nbsp;</td><td style="text-align: right">&nbsp;</td><td style="text-align: left">&nbsp;</td><td>&nbsp;</td>
    <td style="text-align: left">&nbsp;</td><td style="text-align: right">&nbsp;</td><td style="text-align: left">&nbsp;</td></tr>
<tr style="vertical-align: bottom; background-color: rgb(204,238,255)">
    <td nowrap style="text-align: left; padding-left: 20pt">Fixed rate loans</td><td>&nbsp;</td>
    <td style="text-align: left">$</td><td style="text-align: right">327,318</td><td style="text-align: left">&nbsp;</td><td>&nbsp;</td>
    <td style="text-align: left">$</td><td style="text-align: right">55,161</td><td style="text-align: left">&nbsp;</td><td>&nbsp;</td>
    <td style="text-align: left">$</td><td style="text-align: right">89,440</td><td style="text-align: left">&nbsp;</td><td>&nbsp;</td>
    <td style="text-align: left">$</td><td style="text-align: right">19,248</td><td style="text-align: left">&nbsp;</td><td>&nbsp;</td>
    <td style="text-align: left">$</td><td style="text-align: right">1,884</td><td style="text-align: left">&nbsp;</td><td>&nbsp;</td>
    <td style="text-align: left">$</td><td style="text-align: right">-</td><td style="text-align: left">&nbsp;</td><td>&nbsp;</td>
    <td style="text-align: left">$</td><td style="text-align: right">1,067</td><td style="text-align: left">&nbsp;</td><td>&nbsp;</td>
    <td style="text-align: left">$</td><td style="text-align: right">2,046</td><td style="text-align: left">&nbsp;</td><td>&nbsp;</td>
    <td style="text-align: left">$</td><td style="text-align: right">126,450</td><td style="text-align: left">&nbsp;</td><td>&nbsp;</td>
    <td style="text-align: left">$</td><td style="text-align: right">622,614</td><td style="text-align: left">&nbsp;</td></tr>
<tr style="vertical-align: bottom; background-color: White">
    <td nowrap style="text-align: left; padding-bottom: 1pt; padding-left: 20pt">Adjustable rate loans</td><td>&nbsp;</td>
    <td style="border-bottom: Black 1pt solid; text-align: left">&nbsp;</td><td style="border-bottom: Black 1pt solid; text-align: right">1,550,254</td><td style="border-bottom: Black 1pt solid; text-align: left">&nbsp;</td><td style="padding-bottom: 1pt; border-bottom: Black 1pt solid">&nbsp;</td>
    <td style="border-bottom: Black 1pt solid; text-align: left">&nbsp;</td><td style="border-bottom: Black 1pt solid; text-align: right">804,814</td><td style="border-bottom: Black 1pt solid; text-align: left">&nbsp;</td><td style="padding-bottom: 1pt; border-bottom: Black 1pt solid">&nbsp;</td>
    <td style="border-bottom: Black 1pt solid; text-align: left">&nbsp;</td><td style="border-bottom: Black 1pt solid; text-align: right">442,583</td><td style="border-bottom: Black 1pt solid; text-align: left">&nbsp;</td><td style="padding-bottom: 1pt; border-bottom: Black 1pt solid">&nbsp;</td>
    <td style="border-bottom: Black 1pt solid; text-align: left">&nbsp;</td><td style="border-bottom: Black 1pt solid; text-align: right">160,693</td><td style="border-bottom: Black 1pt solid; text-align: left">&nbsp;</td><td style="padding-bottom: 1pt; border-bottom: Black 1pt solid">&nbsp;</td>
    <td style="border-bottom: Black 1pt solid; text-align: left">&nbsp;</td><td style="border-bottom: Black 1pt solid; text-align: right">6,090</td><td style="border-bottom: Black 1pt solid; text-align: left">&nbsp;</td><td style="padding-bottom: 1pt; border-bottom: Black 1pt solid">&nbsp;</td>
    <td style="border-bottom: Black 1pt solid; text-align: left">&nbsp;</td><td style="border-bottom: Black 1pt solid; text-align: right">1,932</td><td style="border-bottom: Black 1pt solid; text-align: left">&nbsp;</td><td style="padding-bottom: 1pt; border-bottom: Black 1pt solid">&nbsp;</td>
    <td style="border-bottom: Black 1pt solid; text-align: left">&nbsp;</td><td style="border-bottom: Black 1pt solid; text-align: right">9,271</td><td style="border-bottom: Black 1pt solid; text-align: left">&nbsp;</td><td style="padding-bottom: 1pt; border-bottom: Black 1pt solid">&nbsp;</td>
    <td style="border-bottom: Black 1pt solid; text-align: left">&nbsp;</td><td style="border-bottom: Black 1pt solid; text-align: right">-</td><td style="border-bottom: Black 1pt solid; text-align: left">&nbsp;</td><td style="padding-bottom: 1pt; border-bottom: Black 1pt solid">&nbsp;</td>
    <td style="border-bottom: Black 1pt solid; text-align: left">&nbsp;</td><td style="border-bottom: Black 1pt solid; text-align: right">199,837</td><td style="border-bottom: Black 1pt solid; text-align: left">&nbsp;</td><td>&nbsp;</td>
    <td style="border-bottom: Black 1pt solid; text-align: left">&nbsp;</td><td style="border-bottom: Black 1pt solid; text-align: right">3,175,474</td><td style="border-bottom: Black 1pt solid; text-align: left">&nbsp;</td></tr>
<tr style="vertical-align: bottom; background-color: rgb(204,238,255)">
    <td nowrap style="text-align: left; padding-bottom: 2.25pt; padding-left: 30pt">Total loans due after one year</td><td>&nbsp;</td>
    <td style="border-bottom: Black 2.5pt double; text-align: left">$</td><td style="border-bottom: Black 2.5pt double; text-align: right">1,877,572</td><td style="border-bottom: Black 2.5pt double; text-align: left">&nbsp;</td><td style="padding-bottom: 2.25pt; border-bottom: Black 2.5pt double">&nbsp;</td>
    <td style="border-bottom: Black 2.5pt double; text-align: left">$</td><td style="border-bottom: Black 2.5pt double; text-align: right">859,975</td><td style="border-bottom: Black 2.5pt double; text-align: left">&nbsp;</td><td style="padding-bottom: 2.25pt; border-bottom: Black 2.5pt double">&nbsp;</td>
    <td style="border-bottom: Black 2.5pt double; text-align: left">$</td><td style="border-bottom: Black 2.5pt double; text-align: right">532,023</td><td style="border-bottom: Black 2.5pt double; text-align: left">&nbsp;</td><td style="padding-bottom: 2.25pt; border-bottom: Black 2.5pt double">&nbsp;</td>
    <td style="border-bottom: Black 2.5pt double; text-align: left">$</td><td style="border-bottom: Black 2.5pt double; text-align: right">179,941</td><td style="border-bottom: Black 2.5pt double; text-align: left">&nbsp;</td><td style="padding-bottom: 2.25pt; border-bottom: Black 2.5pt double">&nbsp;</td>
    <td style="border-bottom: Black 2.5pt double; text-align: left">$</td><td style="border-bottom: Black 2.5pt double; text-align: right">7,974</td><td style="border-bottom: Black 2.5pt double; text-align: left">&nbsp;</td><td style="padding-bottom: 2.25pt; border-bottom: Black 2.5pt double">&nbsp;</td>
    <td style="border-bottom: Black 2.5pt double; text-align: left">$</td><td style="border-bottom: Black 2.5pt double; text-align: right">1,932</td><td style="border-bottom: Black 2.5pt double; text-align: left">&nbsp;</td><td style="padding-bottom: 2.25pt; border-bottom: Black 2.5pt double">&nbsp;</td>
    <td style="border-bottom: Black 2.5pt double; text-align: left">$</td><td style="border-bottom: Black 2.5pt double; text-align: right">10,338</td><td style="border-bottom: Black 2.5pt double; text-align: left">&nbsp;</td><td style="padding-bottom: 2.25pt; border-bottom: Black 2.5pt double">&nbsp;</td>
    <td style="border-bottom: Black 2.5pt double; text-align: left">$</td><td style="border-bottom: Black 2.5pt double; text-align: right">2,046</td><td style="border-bottom: Black 2.5pt double; text-align: left">&nbsp;</td><td style="padding-bottom: 2.25pt; border-bottom: Black 2.5pt double">&nbsp;</td>
    <td style="border-bottom: Black 2.5pt double; text-align: left">$</td><td style="border-bottom: Black 2.5pt double; text-align: right">326,287</td><td style="border-bottom: Black 2.5pt double; text-align: left">&nbsp;</td><td>&nbsp;</td>
    <td style="border-bottom: Black 2.5pt double; text-align: left">$</td><td style="border-bottom: Black 2.5pt double; text-align: right">3,798,088</td><td style="border-bottom: Black 2.5pt double; text-align: left">&nbsp;</td></tr>
</table>



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<p style="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 0.5in"><a name="a_009"></a><i>Multi-Family Residential
Lending.</i> Loans secured by multi-family residential properties were $2,055.2&nbsp;million, or 46.98% of gross loans at December
31, 2015. Our multi-family residential mortgage loans had an average principal balance of $0.9 million at December 31, 2015, and
the largest multi-family residential mortgage loan held in our portfolio had a principal balance of $28.0&nbsp;million. We offer
both fixed-rate and adjustable-rate multi-family residential mortgage loans, with maturities of up to 30 years.</p>

<p style="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 0.5in">&nbsp;</p>

<p style="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 0.5in">In underwriting multi-family
residential mortgage loans, we review the expected net operating income generated by the real estate collateral securing the loan,
the age and condition of the collateral, the financial resources and income level of the borrower and the borrower&#8217;s experience
in owning or managing similar properties. We typically require debt service coverage of at least 125% of the monthly loan payment.
We generally originate these loans up to only 75% of the appraised value or the purchase price of the property, whichever is less.
Any loan with a final loan-to-value ratio in excess of 75% must be approved by the Bank Board of Directors or the Loan Committee
as an exception to policy. We generally rely on the income generated by the property as the primary means by which the loan is
repaid. However, personal guarantees may be obtained for additional security from these borrowers. We typically order an environmental
report on our multi-family and commercial real estate loans.</p>

<p style="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 0.5in">&nbsp;</p>

<p style="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 0.5in">Loans secured by multi-family
residential property generally involve a greater degree of risk than residential mortgage loans and carry larger loan balances.
The increased credit risk is the result of several factors, including the concentration of principal in a smaller number of loans
and borrowers, the effects of general economic conditions on income producing properties and the increased difficulty in evaluating
and monitoring these types of loans. Furthermore, the repayment of loans secured by multi-family residential property is typically
dependent upon the successful operation of the related property, which is usually owned by a legal entity with the property being
the entity&#8217;s only asset. If the cash flow from the property is reduced, the borrower&#8217;s ability to repay the loan may
be impaired. If the borrower defaults, our only remedy may be to foreclose on the property, for which the market value may be less
than the balance due on the related mortgage loan. Loans secured by multi-family residential property also may involve a greater
degree of environmental risk. We seek to protect against this risk through obtaining an environmental report. See &#8220;&#8212;Asset
Quality &#8212; Environmental Concerns Relating to Loans.&#8221;</p>

<p style="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 0.5in">&nbsp;</p>

<p style="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 0.5in">At December 31, 2015,
$1,679.8&nbsp;million, or 81.73%, of our multi-family mortgage loans consisted of ARM loans. We offer ARM loans with adjustment
periods typically of five years and for terms of up to 30 years. Interest rates on ARM loans currently offered by us are adjusted
at the beginning of each adjustment period based upon a fixed spread above the FHLB-NY corresponding Regular Advance Rate. From
time to time, due to competitive forces, we may originate ARM loans at an initial rate lower than the fully indexed rate as a result
of a discount on the spread for the initial adjustment period. Multi-family adjustable-rate mortgage loans generally are not subject
to limitations on interest rate increases either on an adjustment period or aggregate basis over the life of the loan; however,
the loans generally contain interest rate floors. We originated and purchased multi-family ARM loans totaling $339.5 million, $398.9
million and $197.8 million during 2015, 2014 and 2013, respectively.</p>

<p style="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 0.5in">&nbsp;</p>

<p style="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 0.5in">At December 31, 2015,
$375.4&nbsp;million, or 18.27%, of our multi-family mortgage loans consisted of fixed rate loans. Our fixed-rate multi-family mortgage
loans are generally originated for terms up to 15 years and are competitively priced based on market conditions and our cost of
funds. We originated and purchased $34.3 million, $22.1 million and $184.3 million of fixed-rate multi-family mortgage loans in
2015, 2014 and 2013, respectively.</p>

<p style="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 0.5in">&nbsp;</p>

<p style="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 0.5in"><a name="a_010"></a><i>Commercial Real
Estate Lending.</i> Loans secured by commercial real estate were $1,001.2&nbsp;million, or 22.90% of gross loans, at December 31,
2015. Our commercial real estate mortgage loans are secured by properties such as office buildings, hotels/motels, nursing homes,
small business facilities, strip shopping centers and warehouses. At December 31, 2015, our commercial real estate mortgage loans
had an average principal balance of $1.5 million and the largest of such loans, which was secured by seven multi-tenant shopping
centers, had a principal balance of $43.7&nbsp;million. Commercial real estate mortgage loans are generally originated in a range
of $100,000 to $6.0&nbsp;million.</p>

<p style="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 0.5in">&nbsp;</p>

<p style="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 0.5in">In underwriting commercial
real estate mortgage loans, we employ the same underwriting standards and procedures as are employed in underwriting multi-family
residential mortgage loans.</p>

<p style="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 0.5in">&nbsp;</p>

<p style="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 0.5in">Commercial real estate
mortgage loans generally carry larger loan balances than one-to-four family residential mortgage loans and involve a greater degree
of credit risk for the same reasons applicable to multi-family residential mortgage loans.</p>

<p style="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 0.5in">&nbsp;</p>

<p style="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 0.5in">At December 31, 2015,
$927.7&nbsp;million, or 92.66%, of our commercial mortgage loans consisted of ARM loans. We offer ARM loans with adjustment periods
of one to five years and generally for terms of up to 15 years. Interest rates on ARM loans currently offered by us are adjusted
at the beginning of each adjustment period based upon a fixed spread above the FHLB-NY corresponding Regular Advance Rate. From
time to time, we may originate ARM loans at an initial rate lower than the index as a result of a discount on the spread for the
initial adjustment period. Commercial adjustable-rate mortgage loans generally are not subject to limitations on interest rate
increases either on an adjustment period or aggregate basis over the life of the loan; however, the loans generally contain interest
rate floors. We originated and purchased commercial ARM loans totaling $441.1 million, $169.6 million and $43.9 million during
2015, 2014 and 2013, respectively.</p>

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<p style="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 0.5in">At December 31, 2015,
$73.5&nbsp;million, or 7.34%, of our commercial mortgage loans consisted of fixed-rate loans. Our fixed-rate commercial mortgage
loans are generally originated for terms up to 20 years and are competitively priced based on market conditions and our cost of
funds. We originated and purchased $11.0 million, $10.2 million and $25.5 million of fixed-rate commercial mortgage loans in 2015,
2014 and 2013, respectively.</p>

<p style="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 0.5in">&nbsp;</p>

<p style="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 0.5in"><a name="a_011"></a><i>One-to-Four Family
Mortgage Lending &#8211; Mixed-Use Properties</i>. We offer mortgage loans secured by one-to-four family mixed-use properties.
These properties contain up to four residential dwelling units and a commercial unit. We offer both fixed-rate and adjustable-rate
one-to-four family mixed-use property mortgage loans with maturities of up to 30 years and a general maximum loan amount of $1.0
million. Loan originations primarily result from applications received from mortgage brokers and mortgage bankers, existing or
past customers, and persons who respond to our marketing efforts and referrals. One-to-four family mixed-use property mortgage
loans were $573.0 million, or 13.11% of gross loans, at December 31, 2015.</p>

<p style="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 0.5in">&nbsp;</p>

<p style="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 0.5in">In underwriting one-to-four
family mixed-use property mortgage loans, we employ the same underwriting standards as are employed in underwriting multi-family
residential mortgage loans.</p>

<p style="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 0.5in">&nbsp;</p>

<p style="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 0.5in">At December 31, 2015,
$464.0&nbsp;million, or 80.97%, of our one-to-four family mixed-use property mortgage loans consisted of ARM loans. We offer adjustable-rate
one-to-four family mixed-use property mortgage loans with adjustment periods typically of five years and for terms of up to 30
years. Interest rates on ARM loans currently offered by the Bank are adjusted at the beginning of each adjustment period based
upon a fixed spread above the FHLB-NY corresponding Regular Advance Rate. From time to time, we may originate ARM loans at an initial
rate lower than the index as a result of a discount on the spread for the initial adjustment period. One-to-four family mixed-use
property adjustable-rate mortgage loans generally are not subject to limitations on interest rate increases either on an adjustment
period or aggregate basis over the life of the loan; however, the loans generally contain interest rate floors. We originated and
purchased one-to-four family mixed-use property ARM loans totaling $54.6 million, $39.4 million and $20.3 million during 2015,
2014 and 2013, respectively.</p>

<p style="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 0.5in">&nbsp;</p>

<p style="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 0.5in">At December 31, 2015,
$109.0&nbsp;million, or 19.03%, of our one-to-four family mixed-use property mortgage loans consisted of fixed-rate loans. Our
fixed-rate one-to-four family mixed-use property mortgage loans are originated for terms of up to 15 years and are competitively
priced based on market conditions and the Bank&#8217;s cost of funds. We originated and purchased $13.7 million, $10.7 million
and $20.6 million of fixed-rate one-to-four family mixed-use property mortgage loans in 2015, 2014 and 2013, respectively.</p>

<p style="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 0.5in">&nbsp;</p>

<p style="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 0.5in"><i><a name="a_012"></a>One-to-Four Family
Mortgage Lending &#8211; Residential Properties.</i> We offer mortgage loans secured by one-to-four family residential properties,
including townhouses and condominium units. For purposes of the description contained in this section, one-to-four family residential
mortgage loans, co-operative apartment loans and home equity loans are collectively referred to herein as &#8220;residential mortgage
loans.&#8221; We offer both fixed-rate and adjustable-rate residential mortgage loans with maturities of up to 30 years and a general
maximum loan amount of $1.0 million. Loan originations generally result from applications received from mortgage brokers and mortgage
bankers, existing or past customers, and referrals. Residential mortgage loans were $196.1 million, or 4.49% of gross loans, at
December 31, 2015.</p>

<p style="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 0.5in">&nbsp;</p>

<p style="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 0.5in">We generally originate
residential mortgage loans in amounts up to 80% of the appraised value or the sale price, whichever is less. We may make residential
mortgage loans with loan-to-value ratios of up to 90% of the appraised value of the mortgaged property; however, private mortgage
insurance is required whenever loan-to-value ratios exceed 80% of the appraised value of the property securing the loan.</p>

<p style="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 0.5in">&nbsp;</p>

<p style="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 0.5in">In addition to income
verified loans, we have in the past originated residential mortgage loans to self-employed individuals within our local community
based on stated income and verifiable assets that allowed us to assess repayment ability, provided that the borrower&#8217;s stated
income is considered reasonable for the borrower&#8217;s type of business. The preponderance of stated income one-to-four family
residential mortgage loans were made available to self-employed individuals within our local community for their primary residence.
Our underwriting standards required that we verify the assets of the borrowers and the sources of their cash flows. The information
reviewed for purchases included at least three months and refinances included at least one month of personal bank statements (checking
and savings accounts), statements of investment accounts, business checking account statements (when applicable), and other information
provided by the borrowers about their personal holdings. Our review of these bank statements allowed us to assess whether or not
their stated income appeared reasonable in comparison to their cash flows, and if their income level supported their personal holdings.
We also obtained and reviewed credit reports on these borrowers. An acceptable credit report was one of the key factors in approving
this type of mortgage loan. We obtained appraisals from an independent third party for the property, and limited the amount we
lent on the properties to 80% of the lesser of the property&#8217;s appraised value or the purchase price. Home equity lines of
credit were offered on one-to-four residential properties to homeowners based on various levels of income verification. We limited
the amount available under a home equity line of credit to 80% of the lesser of the appraised value of the property and the purchase
price. These loans involve a higher degree of risk as compared to our other fully underwritten residential mortgage loans as there
is a greater opportunity for self-employed borrowers to falsify or overstate their level of income and ability to service indebtedness.
This risk is mitigated by the requirements discussed above in our loan policy. In addition, since 2009, the underwriting standards
for home equity loans were modified to discontinue originating home equity lines of credit without verifying the borrower&#8217;s
income. We also discontinued offering one-to-four family residential property mortgage loans to self-employed individuals based
on stated income and verifiable assets in June 2010. We had $9.9 million and $12.9 million outstanding of one-to four family residential
mortgage loans originated to individuals based on stated income and verifiable assets at December 31, 2015 and 2014, respectively.
We had $41.4 million and $44.8 million advanced on home equity lines of credit for which we did not verify the borrowers&#8217;
income at December 31, 2015 and 2014, respectively.</p>

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<p style="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 0.5in">At December 31, 2015,
$172.8&nbsp;million, or 88.09%, of our residential mortgage loans consisted of ARM loans. We offer ARM loans with adjustment periods
of one, three, five, seven or ten years. Interest rates on ARM loans currently offered by us are adjusted at the beginning of each
adjustment period based upon a fixed spread above the FHLB-NY corresponding Regular Advance Rate. From time to time, we may originate
ARM loans at an initial rate lower than the index as a result of a discount on the spread for the initial adjustment period. ARM
loans generally are subject to limitations on interest rate increases of 2% per adjustment period and an aggregate adjustment of
6% over the life of the loan and have interest rate floors. We originated and purchased adjustable rate residential mortgage loans
totaling $39.2 million, $21.0 million and $17.6 million during 2015, 2014 and 2013, respectively.</p>

<p style="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 0.5in">&nbsp;</p>

<p style="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 0.5in">The retention of ARM
loans in our portfolio helps us reduce our exposure to interest rate risks. However, in an environment of rapidly increasing interest
rates, it is possible for the interest rate increase to exceed the maximum aggregate adjustment on one-to-four family residential
ARM loans and negatively affect the spread between our interest income and our cost of funds.</p>

<p style="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 0.5in">&nbsp;</p>

<p style="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 0.5in">ARM loans generally
involve credit risks different from those inherent in fixed-rate loans, primarily because if interest rates rise, the underlying
payments of the borrower rise, thereby increasing the potential for default. However, this potential risk is lessened by our policy
of originating one-to-four family residential ARM loans with annual and lifetime interest rate caps that limit the increase of
a borrower&#8217;s monthly payment.</p>

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<p style="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 0.5in">At December 31, 2015,
$23.4&nbsp;million, or 11.91%, of our residential mortgage loans consisted of fixed-rate loans. Our fixed-rate residential mortgage
loans typically are originated for terms of 15 and 30 years and are competitively priced based on market conditions and our cost
of funds. We originated and purchased $3.3 million, $3.9 million and $4.3 million in 15-year fixed-rate residential mortgages in
2015, 2014 and 2013, respectively. We did not originate or purchase any 30-year fixed-rate residential mortgages in 2015, 2014
and 2013.</p>

<p style="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 0.5in">&nbsp;</p>

<p style="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 0.5in">At December 31, 2015,
home equity loans totaled $53.6&nbsp;million, or 1.23%, of gross loans. Home equity loans are included in our portfolio of residential
mortgage loans. These loans are offered as adjustable-rate &#8220;home equity lines of credit&#8221; on which interest only is
due for an initial term of 10 years and thereafter principal and interest payments sufficient to liquidate the loan are required
for the remaining term, not to exceed 30 years. These adjustable &#8220;home equity lines of credit&#8221; may include a &#8220;floor&#8221;
and/or a &#8220;ceiling&#8221; on the interest rate that we charge for these loans. These loans also may be offered as fully amortizing
closed-end fixed-rate loans for terms up to 15 years. The majority of home equity loans originated are owner occupied one-to-four
family residential properties and condominium units. To a lesser extent, home equity loans are also originated on one-to-four residential
properties held for investment and second homes. All home equity loans are subject to an 80% loan-to-value ratio computed on the
basis of the aggregate of the first mortgage loan amount outstanding and the proposed home equity loan. They are generally granted
in amounts from $25,000 to $300,000.</p>

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<p style="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 0.5in"><a name="a_013"></a><i>Construction Loans.</i>
At December 31, 2015, construction loans totaled $7.3 million, or 0.17%, of gross loans. Our construction loans primarily have
been made to finance the construction of one-to-four family residential properties, multi-family residential properties and residential
condominiums. We also, to a limited extent, finance the construction of commercial real estate. Our policies provide that construction
loans may be made in amounts up to 70% of the estimated value of the developed property and only if we obtain a first lien position
on the underlying real estate. However, we generally limit construction loans to 60% of the estimated value of the developed property.
In addition, we generally require personal guarantees on all construction loans. Construction loans are generally made with terms
of two years or less. Advances are made as construction progresses and inspection warrants, subject to continued title searches
to ensure that we maintain a first lien position. We made construction loans of $5.0 million, $1.6 million and $3.1 million during
2015, 2014 and 2013, respectively.</p>

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<p style="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 0.5in">Construction loans
involve a greater degree of risk than other loans because, among other things, the underwriting of such loans is based on an estimated
value of the developed property, which can be difficult to ascertain in light of uncertainties inherent in such estimations. In
addition, construction lending entails the risk that the project may not be completed due to cost overruns or changes in market
conditions.</p>

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<p style="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 0.5in"><a name="a_014"></a><i>Small Business Administration
Lending</i>. At December 31, 2015, SBA loans totaled $12.2 million, representing 0.28%, of gross loans. These loans are extended
to small businesses and are guaranteed by the SBA up to a maximum of 85% of the loan balance for loans with balances of $150,000
or less, and to a maximum of 75% of the loan balance for loans with balances greater than $150,000. We also provide term loans
and lines of credit up to $350,000 under the SBA Express Program, on which the SBA provides a 50% guaranty. The maximum loan size
under the SBA guarantee program was $2.0 million, with a maximum loan guarantee of $1.5 million. The Small Business Jobs Act of
2010 permanently increased the limits to a maximum loan size of $5.0 million, with a maximum loan guarantee of $3.75 million. All
SBA loans are underwritten in accordance with SBA Standard Operating Procedures which requires collateral and the personal guarantee
of the owners with more than 20% ownership from SBA borrowers. Typically, SBA loans are originated in the range of $25,000 to $2.0
million with terms ranging from one to seven years and up to 25 years for owner occupied commercial real estate mortgages. SBA
loans are generally offered at adjustable rates tied to the prime rate (as published in the <i>Wall Street Journal</i>) with adjustment
periods of one to three months. At times, we may sell the guaranteed portion of certain SBA term loans in the secondary market,
realizing a gain at the time of sale, and retaining the servicing rights on these loans, collecting a servicing fee of approximately
1%. We originated and purchased $11.3 million, $1.6 million and $0.6 million of SBA loans during 2015, 2014 and 2013, respectively.</p>

<p style="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 0.5in">&nbsp;</p>

<p style="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 0.5in"><i><a name="a_015"></a>Taxi Medallion.
</i>At December 31, 2015, taxi medallion loans consisted of loans made to New York City and Chicago taxi medallion owners, which
are secured by liens on the taxi medallions, totaling $20.9 million, or 0.48%, of gross loans. In 2015, we decided to no longer
originate or purchase taxi medallion loans. We did not originate or purchase taxi medallion loans during 2015. We originated and
purchased $14.4 million and $9.7 million of taxi medallion loans during 2014 and 2013.</p>

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<p style="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 0.5in"><a name="a_016"></a><i>Commercial Business
and Other Lending. </i>At December 31, 2015, commercial business and other loans totaled $506.6 million, or 11.59%, of gross loans.
We originate and purchase commercial business loans and other loans for business, personal, or household purposes. Commercial business
loans are provided to businesses in the New York City metropolitan area with annual sales of up to $250.0 million. Our commercial
business loans include lines of credit and term loans including owner occupied mortgages. These loans are secured by business assets,
including accounts receivables, inventory and real estate and generally require personal guarantees. The Bank also, at times, enters
into participations/syndications with other banks on senior secured commercial business loans. Commercial business loans are generally
originated in a range of $100,000 to $10.0&nbsp;million.</p>

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<p style="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 0.5in">At December 31, 2015,
$357.7&nbsp;million, or 70.60%, of our commercial business loans consisted of adjustable rate loans. We generally offer adjustable
rate loans with adjustment periods of five years for owner occupied mortgages and for lines of credit the adjustment period is
generally monthly. Interest rates on adjustable rate loans currently offered by us are adjusted at the beginning of each adjustment
period based upon a fixed spread above the FHLB-NY corresponding Regular Advance Rate for owner occupied mortgages and a fixed
spread above the London Interbank Offered Rate (&#8220;LIBOR&#8221;) or Prime Rate for lines of credit. Commercial business adjustable-rate
loans generally are not subject to limitations on interest rate increases either on an adjustment period or aggregate basis over
the life of the loan, however they generally are subject to interest rate floors.</p>

<p style="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 0.5in">&nbsp;</p>

<p style="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 0.5in">At December 31, 2015,
$149.0&nbsp;million, or 29.40%, of our commercial business loans consisted of fixed-rate loans. Our fixed-rate commercial business
loans are generally originated for terms up to 20 years and are competitively priced based on market conditions and our cost of
funds.</p>

<p style="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 0.5in">&nbsp;</p>

<p style="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 0.5in">Other loans generally
consist of overdraft lines of credit. Generally, unsecured consumer loans are limited to amounts of $5,000 or less for terms of
up to five years. We originated and purchased $2.8 million, $3.1 million and $5.4 million of other loans during 2015, 2014 and
2013, respectively. The underwriting standards employed by us for consumer and other loans include a determination of the applicant&#8217;s
payment history on other debts and assessment of the applicant&#8217;s ability to meet payments on all of his or her obligations.
In addition to the creditworthiness of the applicant, the underwriting process also includes a comparison of the value of the collateral,
if any, to the proposed loan amount. Unsecured loans tend to have higher risk, and therefore command a higher interest rate.</p>

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<p style="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 0.5in"><a name="a_017"></a><i>Loan Extensions,
Renewals, Modifications and Restructuring</i>. Extensions, renewals, modifications or restructuring a loan, other than a loan that
is classified as a TDR, requires the loan to be fully underwritten in accordance with our policy. The borrower must be current
to have a loan extended, renewed or restructured. Our policy for modifying a mortgage loan due to the borrower&#8217;s request
for changes in the terms will depend on the changes requested. The borrower must be current and have a good payment history to
have a loan modified. If the borrower is seeking additional funds, the loan is fully underwritten in accordance with our policy
for new loans. If the borrower is seeking a reduction in the interest rate due to a decline in interest rates in the market, we
generally limit our review as follows: (1) for income producing properties and business loans, to a review of the operating results
of the property/business and a satisfactory inspection of the property, and (2) for one-to-four residential properties, to a satisfactory
inspection of the property. Our policy on restructuring a loan when the loan will be classified as a TDR requires the loan to be
fully underwritten in accordance with Company policy. The borrower must demonstrate the ability to repay the loan under the new
terms. When the restructuring results in a TDR, we may waive some requirements of Company policy provided the borrower has demonstrated
the ability to meet the requirements of the restructured loan and repay the restructured loan. While our formal lending policies
do not prohibit making additional loans to a borrower or any related interest of the borrower who is past due in principal or interest
more than 90 days, it has been our practice not to make additional loans to a borrower or a related interest of the borrower if
the borrower is past due more than 90 days as to principal or interest. During the most recent three fiscal years, we did not make
any additional loans to a borrower or any related interest of the borrower who was past due in principal or interest more than
90 days. All extensions, renewals, restructurings and modifications must be approved by the appropriate Loan Committee.</p>

<p style="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 0.5in">&nbsp;</p>

<p style="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 0.5in"><i><a name="a_018"></a>Loan Approval Procedures
and Authority.</i> The Board of Directors of the Company (the &#8220;Board of Directors&#8221;) approved lending policies establishing
loan approval requirements for our various types of loan products. Our Residential Mortgage Lending Policy (which applies to all
one-to-four family mortgage loans, including residential and mixed-use property) establishes authorized levels of approval. One-to-four
family mortgage loans that do not exceed $750,000 require two signatures for approval, one of which must be from either the Senior
Executive Vice President or a Senior Vice President (collectively, &#8220;Authorized Officers&#8221;) and the other from a Senior
Underwriter, Manager, Underwriter or Junior Underwriter in the Residential Mortgage Loan Department (collectively, &#8220;Loan
Officers&#8221;), and ratification by the Management Loan Committee. For one-to-four family mortgage loans in excess of $750,000
up to $2.5 million, three signatures are required for approval, at least two of which must be from Authorized Officers, and the
other one may be a Loan Officer, and ratification by the Management Loan Committee and the Director&#8217;s Loan Committee. The
Director&#8217;s Loan Committee or the Bank Board of Directors also must approve one-to-four family mortgage loans in excess of
$2.5 million. Pursuant to our Commercial Real Estate Lending Policy, loans secured by commercial real estate and multi-family residential
properties up to $2.0 million are approved by the Executive Vice President of Commercial Real Estate and the Senior Executive Vice
President, Chief of Real Estate Lending and then ratified by the Management Loan Committee and/or the Directors Loan Committee.
Loans provided in excess of $2.0 million and up to and including $5.0 million must be submitted to the Management Loan Committee
for final approval and then to the Directors Loan Committee and/or Board of Directors for ratification. Loans in excess of $5.0
million and up to and including $25.0 million must be submitted to the Directors Loan Committee and/ or the Board of Directors
for approval. Loan amounts in excess of $25.0 million must be approved by the Board of Directors. In accordance with our Business
Credit Policy all business and SBA loans up to $2.5 million must be approved by the Business Loan Committee and ratified by the
Management Loan Committee. Business and SBA loans in excess of $2.5 million up to $5.0 million must be approved by the Management
Loan Committee and ratified by the Loan Committee. Commercial business and other loans require two signatures for approval, one
of which must be from an Authorized Officer. Our Construction Loan Policy requires construction loans up to and including $1.0
million must be approved by the Senior Executive Vice President, Chief of Real Estate Lending and the Executive Vice President
of Commercial Real Estate, and ratified by the Management Loan Committee or the Loan Committee. Such loans in excess of $1.0 million
up to and including $2.5 million require the same officer approvals, approval of the Management Loan Committee, and ratification
of the Loan Committee or the Bank Board of Directors. Construction loans in excess of $15.0 million require the same officer approvals,
approval by the Management Loan Committee, and approval of the Bank Board of Directors. Any loan, regardless of type, that deviates
from our written credit policies must be approved by the Loan Committee or the Bank Board of Directors.</p>

<p style="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 0.5in">&nbsp;</p>

<p style="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 0.5in">For all loans originated
by us, upon receipt of a completed loan application, a credit report is ordered and certain other financial information is obtained.
An appraisal of the real estate intended to secure the proposed loan is required to be received. An independent appraiser designated
and approved by us currently performs such appraisals. Our staff appraisers review all appraisals. The Bank Board of Directors
annually approves the independent appraisers used by the Bank and approves the Bank&#8217;s appraisal policy. It is our policy
to require borrowers to obtain title insurance and hazard insurance on all real estate loans prior to closing. For certain borrowers,
and/or as required by law, the Bank may require escrow funds on a monthly basis together with each payment of principal and interest
to a mortgage escrow account from which we make disbursements for items such as real estate taxes and, in some cases, hazard insurance
premiums.</p>

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<p style="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 0.5in"><i><a name="a_019"></a>Loan Concentrations.</i>
The maximum amount of credit that the Bank can extend to any single borrower or related group of borrowers generally is limited
to 15% of the Bank&#8217;s unimpaired capital and surplus, or $74.2 million at December 31, 2015. Applicable laws and regulations
permit an additional amount of credit to be extended, equal to 10% of unimpaired capital and surplus, if the loan is secured by
readily marketable collateral, which generally does not include real estate. See &#8220;-Regulation.&#8221; However, it is currently
our policy not to extend such additional credit. At December 31, 2015, there were no loans in excess of the maximum dollar amount
of loans to one borrower that the Bank was authorized to make. At that date, the three largest concentrations of loans to one borrower
consisted of loans secured by commercial real estate, multi-family income producing properties and business loans with an aggregate
principal balance of $65.5 million, $58.0 million and $56.0 million for each of the three borrowers, respectively.</p>

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<p style="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 0.5in"><a name="a_020"></a><i>Loan Servicing.</i>
At December 31, 2015, we were servicing $4.5&nbsp;million of mortgage loans and $13.2 million of SBA loans for others. Our policy
is to retain the servicing rights to the mortgage and SBA loans that we sell in the secondary market, other than non-performing
loans that are sold with servicing released to the buyer. In order to increase revenue, management intends to continue this policy.</p>

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<p style="font: bold 10pt Times New Roman, Times, Serif; margin: 0pt 0"><a name="a_021"></a>Asset Quality</p>

<p style="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 0.5in">&nbsp;</p>

<p style="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 0.5in"><a name="a_022"></a><font style="font-size: 10pt"><i>Loan
Collection</i></font>. <font style="font-size: 10pt">When a borrower fails to make a required payment on a loan, we take a number
of steps to induce the borrower to cure the delinquency and restore the loan to current status. In the case of mortgage loans,
personal contact is made with the borrower after the loan becomes 30 days delinquent. We take a proactive approach to managing
delinquent loans, including conducting site examinations and encouraging borrowers to meet with one of our representatives. When
deemed appropriate, we develop short-term payment plans that enable borrowers to bring their loans current, generally within six
to nine months. At times, when a borrower is experiencing financial difficulties, we may restructure a loan to enable a borrower
to continue making payments when it is deemed to be in our best long-term interest. This restructure may include reducing the interest
rate or amount of the monthly payment for a specified period of time, after which the interest rate and repayment terms revert
to the original terms of the loan. We classify these loans as TDR. At December 31, 2015, we had $9.9 million of loans classified
as TDR, with $9.5 million of these loans performing according to their restructured terms and $0.4 million not performing according
to their restructured terms. We review delinquencies on a loan by loan basis, diligently exploring ways to help borrowers meet
their obligations and return them back to current status, and we have increased staffing to handle delinquent loans by hiring people
experienced in loan workouts.</font></p>

<p style="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 0.5in">&nbsp;</p>

<p style="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 0.5in">When the borrower has
indicated that they will be unable to bring the loan current, or due to other circumstances which, in our opinion, indicate the
borrower will be unable to bring the loan current within a reasonable time, the loan is classified as non-performing. All loans
classified as non-performing, which includes all loans past due 90 days or more, are classified as non-accrual unless there is,
in our opinion, compelling evidence the borrower will bring the loan current in the immediate future. At December 31, 2015, there
were 10 loans, which totaled $3.3 million, past due 90 days or more and still accruing interest.</p>

<p style="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 0.5in">&nbsp;</p>

<p style="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 0.5in">Upon classifying a
loan as non-performing, we review available information and conditions that relate to the status of the loan, including the estimated
value of the loan&#8217;s collateral and any legal considerations that may affect the borrower&#8217;s ability to continue to make
payments. Based upon the available information, we will consider the sale of the loan or retention of the loan. If the loan is
retained, we may continue to work with the borrower to collect the amounts due or start foreclosure proceedings. If a foreclosure
action is initiated and the loan is not brought current, paid in full, or refinanced before the foreclosure sale, the real property
securing the loan is sold at foreclosure or by us as soon thereafter as practicable.</p>

<p style="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 0.5in">&nbsp;</p>

<p style="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 0.5in">Once the decision to
sell a loan is made, we determine what we would consider adequate consideration to be obtained when that loan is sold, based on
the facts and circumstances related to that loan. Investors and brokers are then contacted to seek interest in purchasing the loan.
We have been successful in finding buyers for some of our non-performing loans offered for sale that are willing to pay what we
consider to be adequate consideration. Terms of the sale include cash due upon closing of the sale, no contingencies or recourse
to us, servicing is released to the buyer and time is of the essence. These sales usually close within a reasonably short time
period.</p>

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<p style="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 0.5in">This strategy of selling
non-performing loans has allowed us to optimize our return by quickly converting our non-performing loans to cash, which can then
be reinvested in earning assets. This strategy also allows us to avoid lengthy and costly legal proceedings that may occur with
non-performing loans. We sold 23 delinquent loans totaling $9.0 million, 34 delinquent loans totaling $15.9 million, and 72 delinquent
loans totaling $33.4 million during the years ended December 31, 2015, 2014 and 2013, respectively. We recorded net recoveries
on delinquent loans that were sold during 2015 of $0.1 million, compared to net recoveries of $0.4 million during 2014 and net
charge-offs of $4.7 million during 2013. We realized gross gains of $71,000, $67,000 and $134,000 on the sale of delinquent loans
for the years ended December 31, 2015, 2014 and 2013, respectively. We realized gross losses of $2,000 and $81,000 on the sale
of delinquent loans for the years ended December 31, 2015 and 2013, respectively. We did not record any gross losses during the
year ended December 31, 2014. There can be no assurances that we will continue this strategy in future periods, or if continued,
we will be able to find buyers to pay adequate consideration.</p>

<p style="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 0.5in">&nbsp;</p>

<p style="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 0.5in">On mortgage loans or
loan participations purchased by us for whom the seller retains the servicing rights, we receive monthly reports with which we
monitor the loan portfolio. Based upon servicing agreements with the servicers of the loans, we rely upon the servicer to contact
delinquent borrowers, collect delinquent amounts and initiate foreclosure proceedings, when necessary, all in accordance with applicable
laws, regulations and the terms of the servicing agreements between us and our servicing agents. The servicers are required to
submit monthly reports on their collection efforts on delinquent loans. At December 31, 2015, we held $623.0 million of loans that
were serviced by others.</p>

<p style="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 0.5in">&nbsp;</p>

<p style="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 0.5in">In the case of commercial
business or other loans, we generally send the borrower a written notice of non-payment when the loan is first past due. In the
event payment is not then received, additional letters and phone calls generally are made in order to encourage the borrower to
meet with one of our representatives to discuss the delinquency. If the loan still is not brought current and it becomes necessary
for us to take legal action, which typically occurs after a loan is delinquent 90 days or more, we may attempt to repossess personal
or business property that secures an SBA loan, commercial business loan or consumer loan.</p>

<p style="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 0.5in">&nbsp;</p>

<p style="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 0.5in"><a name="a_023"></a><i>Troubled Debt Restructured
</i>. We have restructured certain problem loans for borrowers who are experiencing financial difficulties by either: reducing
the interest rate until the next reset date, extending the amortization period thereby lowering the monthly payments, deferring
a portion of the interest payment, or changing the loan to interest only payments for a limited time period. At times, certain
problem loans have been restructured by combining more than one of these options. These restructurings have not included a reduction
of principal balance. We believe that restructuring these loans in this manner will allow certain borrowers to become and remain
current on their loans. These restructured loans are classified TDR. Loans which have been current for six consecutive months at
the time they are restructured as TDR remain on accrual status. Loans which were delinquent at the time they are restructured as
a TDR are placed on non-accrual status until they have made timely payments for six consecutive months.</p>

<p style="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 0.5in">&nbsp;</p>

<p style="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-indent: 0.5in">The following table shows our recorded investment
in loans classified as TDR that are performing according to their restructured terms at the periods indicated:</p>

<p style="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-indent: 0.5in">&nbsp;</p>

<p style="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 0.5in"></p>

<p style="color: Red; font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: center"></p>

<table cellpadding="0" cellspacing="0" style="border-collapse: collapse; width: 100%; font: 10pt Times New Roman, Times, Serif">
<tr style="vertical-align: bottom">
    <td>&nbsp;</td><td style="padding-bottom: 1pt">&nbsp;</td>
    <td colspan="19" style="text-align: center; border-bottom: Black 1pt solid">At December 31,</td></tr>
<tr style="vertical-align: bottom">
    <td style="font-style: italic; text-align: left; border-bottom: Black 1pt solid">(Dollars in thousands)</td><td style="padding-bottom: 1pt; border-bottom: Black 1pt solid">&nbsp;</td>
    <td colspan="3" style="text-align: center; border-bottom: Black 1pt solid">2015</td><td style="padding-bottom: 1pt; border-bottom: Black 1pt solid">&nbsp;</td>
    <td colspan="3" style="text-align: center; border-bottom: Black 1pt solid">2014</td><td style="padding-bottom: 1pt; border-bottom: Black 1pt solid">&nbsp;</td>
    <td colspan="3" style="text-align: center; border-bottom: Black 1pt solid">2013</td><td style="padding-bottom: 1pt; border-bottom: Black 1pt solid">&nbsp;</td>
    <td colspan="3" style="text-align: center; border-bottom: Black 1pt solid">2012</td><td style="padding-bottom: 1pt; border-bottom: Black 1pt solid">&nbsp;</td>
    <td colspan="3" style="text-align: center; border-bottom: Black 1pt solid">2011</td></tr>
<tr style="vertical-align: bottom">
    <td>&nbsp;</td><td>&nbsp;</td>
    <td colspan="3" style="text-align: right">&nbsp;</td><td>&nbsp;</td>
    <td colspan="3" style="text-align: right">&nbsp;</td><td>&nbsp;</td>
    <td colspan="3" style="text-align: right">&nbsp;</td><td>&nbsp;</td>
    <td colspan="3">&nbsp;</td><td>&nbsp;</td>
    <td colspan="3">&nbsp;</td></tr>
<tr style="vertical-align: bottom; background-color: rgb(204,238,255)">
    <td style="width: 50%; text-align: left">Multi-family residential</td><td style="width: 1%">&nbsp;</td>
    <td style="width: 1%; text-align: left">$</td><td style="width: 7%; text-align: right">2,626</td><td style="width: 1%; text-align: left">&nbsp;</td><td style="width: 1%">&nbsp;</td>
    <td style="width: 1%; text-align: left">$</td><td style="width: 7%; text-align: right">3,035</td><td style="width: 1%; text-align: left">&nbsp;</td><td style="width: 1%">&nbsp;</td>
    <td style="width: 1%; text-align: left">$</td><td style="width: 7%; text-align: right">3,087</td><td style="width: 1%; text-align: left">&nbsp;</td><td style="width: 1%">&nbsp;</td>
    <td style="width: 1%; text-align: left">$</td><td style="width: 7%; text-align: right">2,347</td><td style="width: 1%; text-align: left">&nbsp;</td><td style="width: 1%">&nbsp;</td>
    <td style="width: 1%; text-align: left">$</td><td style="width: 7%; text-align: right">9,412</td><td style="width: 1%; text-align: left">&nbsp;</td></tr>
<tr style="vertical-align: bottom; background-color: White">
    <td style="text-align: left">Commercial real estate</td><td>&nbsp;</td>
    <td style="text-align: left">&nbsp;</td><td style="text-align: right">2,371</td><td style="text-align: left">&nbsp;</td><td>&nbsp;</td>
    <td style="text-align: left">&nbsp;</td><td style="text-align: right">2,373</td><td style="text-align: left">&nbsp;</td><td>&nbsp;</td>
    <td style="text-align: left">&nbsp;</td><td style="text-align: right">2,407</td><td style="text-align: left">&nbsp;</td><td>&nbsp;</td>
    <td style="text-align: left">&nbsp;</td><td style="text-align: right">7,190</td><td style="text-align: left">&nbsp;</td><td>&nbsp;</td>
    <td style="text-align: left">&nbsp;</td><td style="text-align: right">2,499</td><td style="text-align: left">&nbsp;</td></tr>
<tr style="vertical-align: bottom; background-color: rgb(204,238,255)">
    <td style="text-align: left">One-to-four family mixed-use property</td><td>&nbsp;</td>
    <td style="text-align: left">&nbsp;</td><td style="text-align: right">2,052</td><td style="text-align: left">&nbsp;</td><td>&nbsp;</td>
    <td style="text-align: left">&nbsp;</td><td style="text-align: right">2,381</td><td style="text-align: left">&nbsp;</td><td>&nbsp;</td>
    <td style="text-align: left">&nbsp;</td><td style="text-align: right">2,692</td><td style="text-align: left">&nbsp;</td><td>&nbsp;</td>
    <td style="text-align: left">&nbsp;</td><td style="text-align: right">2,336</td><td style="text-align: left">&nbsp;</td><td>&nbsp;</td>
    <td style="text-align: left">&nbsp;</td><td style="text-align: right">795</td><td style="text-align: left">&nbsp;</td></tr>
<tr style="vertical-align: bottom; background-color: White">
    <td style="text-align: left">One-to-four family residential</td><td>&nbsp;</td>
    <td style="text-align: left">&nbsp;</td><td style="text-align: right">343</td><td style="text-align: left">&nbsp;</td><td>&nbsp;</td>
    <td style="text-align: left">&nbsp;</td><td style="text-align: right">354</td><td style="text-align: left">&nbsp;</td><td>&nbsp;</td>
    <td style="text-align: left">&nbsp;</td><td style="text-align: right">364</td><td style="text-align: left">&nbsp;</td><td>&nbsp;</td>
    <td style="text-align: left">&nbsp;</td><td style="text-align: right">374</td><td style="text-align: left">&nbsp;</td><td>&nbsp;</td>
    <td style="text-align: left">&nbsp;</td><td style="text-align: right">-</td><td style="text-align: left">&nbsp;</td></tr>
<tr style="vertical-align: bottom; background-color: rgb(204,238,255)">
    <td>Construction</td><td>&nbsp;</td>
    <td style="text-align: left">&nbsp;</td><td style="text-align: right">-</td><td style="text-align: left">&nbsp;</td><td>&nbsp;</td>
    <td style="text-align: left">&nbsp;</td><td style="text-align: right">-</td><td style="text-align: left">&nbsp;</td><td>&nbsp;</td>
    <td style="text-align: left">&nbsp;</td><td style="text-align: right">746</td><td style="text-align: left">&nbsp;</td><td>&nbsp;</td>
    <td style="text-align: left">&nbsp;</td><td style="text-align: right">3,805</td><td style="text-align: left">&nbsp;</td><td>&nbsp;</td>
    <td style="text-align: left">&nbsp;</td><td style="text-align: right">5,888</td><td style="text-align: left">&nbsp;</td></tr>
<tr style="vertical-align: bottom; background-color: White">
    <td style="text-align: left">Small business administration</td><td>&nbsp;</td>
    <td style="text-align: left">&nbsp;</td><td style="text-align: right">34</td><td style="text-align: left">&nbsp;</td><td>&nbsp;</td>
    <td style="text-align: left">&nbsp;</td><td style="text-align: right">-</td><td style="text-align: left">&nbsp;</td><td>&nbsp;</td>
    <td style="text-align: left">&nbsp;</td><td style="text-align: right">-</td><td style="text-align: left">&nbsp;</td><td>&nbsp;</td>
    <td style="text-align: left">&nbsp;</td><td style="text-align: right">-</td><td style="text-align: left">&nbsp;</td><td>&nbsp;</td>
    <td style="text-align: left">&nbsp;</td><td style="text-align: right">-</td><td style="text-align: left">&nbsp;</td></tr>
<tr style="vertical-align: bottom; background-color: rgb(204,238,255)">
    <td style="text-align: left; padding-bottom: 1pt">Commercial business and other</td><td>&nbsp;</td>
    <td style="border-bottom: Black 1pt solid; text-align: left">&nbsp;</td><td style="border-bottom: Black 1pt solid; text-align: right">2,083</td><td style="border-bottom: Black 1pt solid; text-align: left">&nbsp;</td><td style="padding-bottom: 1pt; border-bottom: Black 1pt solid">&nbsp;</td>
    <td style="border-bottom: Black 1pt solid; text-align: left">&nbsp;</td><td style="border-bottom: Black 1pt solid; text-align: right">2,249</td><td style="border-bottom: Black 1pt solid; text-align: left">&nbsp;</td><td style="padding-bottom: 1pt; border-bottom: Black 1pt solid">&nbsp;</td>
    <td style="border-bottom: Black 1pt solid; text-align: left">&nbsp;</td><td style="border-bottom: Black 1pt solid; text-align: right">4,406</td><td style="border-bottom: Black 1pt solid; text-align: left">&nbsp;</td><td style="padding-bottom: 1pt; border-bottom: Black 1pt solid">&nbsp;</td>
    <td style="border-bottom: Black 1pt solid; text-align: left">&nbsp;</td><td style="border-bottom: Black 1pt solid; text-align: right">3,849</td><td style="border-bottom: Black 1pt solid; text-align: left">&nbsp;</td><td style="padding-bottom: 1pt; border-bottom: Black 1pt solid">&nbsp;</td>
    <td style="border-bottom: Black 1pt solid; text-align: left">&nbsp;</td><td style="border-bottom: Black 1pt solid; text-align: right">2,000</td><td style="border-bottom: Black 1pt solid; text-align: left">&nbsp;</td></tr>
<tr style="vertical-align: bottom; background-color: White">
    <td style="text-align: left; padding-bottom: 2.25pt; padding-left: 10pt">Total performing troubled debt restructured</td><td>&nbsp;</td>
    <td style="border-bottom: Black 2.5pt double; text-align: left">$</td><td style="border-bottom: Black 2.5pt double; text-align: right">9,509</td><td style="border-bottom: Black 2.5pt double; text-align: left">&nbsp;</td><td style="padding-bottom: 2.25pt; border-bottom: Black 2.5pt double">&nbsp;</td>
    <td style="border-bottom: Black 2.5pt double; text-align: left">$</td><td style="border-bottom: Black 2.5pt double; text-align: right">10,392</td><td style="border-bottom: Black 2.5pt double; text-align: left">&nbsp;</td><td style="padding-bottom: 2.25pt; border-bottom: Black 2.5pt double">&nbsp;</td>
    <td style="border-bottom: Black 2.5pt double; text-align: left">$</td><td style="border-bottom: Black 2.5pt double; text-align: right">13,702</td><td style="border-bottom: Black 2.5pt double; text-align: left">&nbsp;</td><td style="padding-bottom: 2.25pt; border-bottom: Black 2.5pt double">&nbsp;</td>
    <td style="border-bottom: Black 2.5pt double; text-align: left">$</td><td style="border-bottom: Black 2.5pt double; text-align: right">19,901</td><td style="border-bottom: Black 2.5pt double; text-align: left">&nbsp;</td><td style="padding-bottom: 2.25pt; border-bottom: Black 2.5pt double">&nbsp;</td>
    <td style="border-bottom: Black 2.5pt double; text-align: left">$</td><td style="border-bottom: Black 2.5pt double; text-align: right">20,594</td><td style="border-bottom: Black 2.5pt double; text-align: left">&nbsp;</td></tr>
</table>



<p style="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 0.5in">&nbsp;</p>

<p style="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 0.5in">Loans that are restructured
as TDR but are not performing in accordance with the restructured terms are excluded from the TDR table above, as they are placed
on non-accrual status and reported as non-performing loans. At December 31, 2015 and 2014, there was one loan for $0.4 million
and two loans totaling $2.4 million, respectively, which were restructured as TDR which were not performing in accordance with
their restructured terms.</p>

<p style="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 0.5in">&nbsp;</p>

<p style="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 0.5in"><i><a name="a_024"></a>Delinquent Loans
and Non-performing Assets</i>. We generally discontinue accruing interest on delinquent loans when a loan is 90 days past due or
foreclosure proceedings have been commenced, whichever first occurs. At that time, previously accrued but uncollected interest
is reversed from income. Loans in default 90 days or more as to their maturity date but not their payments, however, continue to
accrue interest as long as the borrower continues to remit monthly payments.</p>


<p style="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify">&nbsp;</p>

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<p style="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify"></p>

<p style="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 0.5in">The following table
shows our non-performing assets, including loans held for sale, at the dates indicated. During the years ended December 31, 2015,
2014 and 2013, the amounts of additional interest income that would have been recorded on non-accrual loans, had they been current,
totaled $1.7 million, $2.1 million and $3.4 million, respectively. These amounts were not included in our interest income for the
respective periods.</p>

<p style="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 0.5in">&nbsp;</p>

<p style="color: Red; font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: center; text-indent: 0in"></p>

<table cellpadding="0" cellspacing="0" style="border-collapse: collapse; width: 100%; font: 10pt Times New Roman, Times, Serif">
<tr style="vertical-align: bottom">
    <td>&nbsp;</td><td style="padding-bottom: 1pt">&nbsp;</td>
    <td colspan="19" style="text-align: center; border-bottom: Black 1pt solid">At December 31,</td></tr>
<tr style="vertical-align: bottom">
    <td colspan="1" style="font-style: italic; text-align: left; border-bottom: Black 1pt solid">(Dollars in thousands)</td><td style="padding-bottom: 1pt; border-bottom: Black 1pt solid">&nbsp;</td>
    <td colspan="3" style="text-align: center; border-bottom: Black 1pt solid">2015</td><td style="padding-bottom: 1pt; border-bottom: Black 1pt solid">&nbsp;</td>
    <td colspan="3" style="text-align: center; border-bottom: Black 1pt solid">2014</td><td style="padding-bottom: 1pt; border-bottom: Black 1pt solid">&nbsp;</td>
    <td colspan="3" style="text-align: center; border-bottom: Black 1pt solid">2013</td><td style="padding-bottom: 1pt; border-bottom: Black 1pt solid">&nbsp;</td>
    <td colspan="3" style="text-align: center; border-bottom: Black 1pt solid">2012</td><td style="padding-bottom: 1pt; border-bottom: Black 1pt solid">&nbsp;</td>
    <td colspan="3" style="text-align: center; border-bottom: Black 1pt solid">2011</td></tr>
<tr style="vertical-align: bottom">
    <td>&nbsp;</td><td>&nbsp;</td>
    <td colspan="3" style="text-align: right">&nbsp;</td><td>&nbsp;</td>
    <td colspan="3" style="text-align: right">&nbsp;</td><td>&nbsp;</td>
    <td colspan="3" style="text-align: right">&nbsp;</td><td>&nbsp;</td>
    <td colspan="3" style="text-align: right">&nbsp;</td><td>&nbsp;</td>
    <td colspan="3" style="text-align: right">&nbsp;</td></tr>
<tr style="vertical-align: bottom; background-color: rgb(204,238,255)">
    <td colspan="1" style="font-weight: bold">Loans 90 days or more past due</td><td>&nbsp;</td>
    <td colspan="3" style="text-align: right">&nbsp;</td><td>&nbsp;</td>
    <td colspan="3" style="text-align: right">&nbsp;</td><td>&nbsp;</td>
    <td colspan="3" style="text-align: right">&nbsp;</td><td>&nbsp;</td>
    <td colspan="3" style="text-align: right">&nbsp;</td><td>&nbsp;</td>
    <td colspan="3" style="text-align: right">&nbsp;</td></tr>
<tr style="vertical-align: bottom; background-color: rgb(204,238,255)">
    <td style="font-weight: bold; text-align: left; padding-left: 10pt">and still accruing:</td><td>&nbsp;</td>
    <td style="text-align: left">&nbsp;</td><td style="text-align: right">&nbsp;</td><td style="text-align: left">&nbsp;</td><td>&nbsp;</td>
    <td style="text-align: left">&nbsp;</td><td style="text-align: right">&nbsp;</td><td style="text-align: left">&nbsp;</td><td>&nbsp;</td>
    <td style="text-align: left">&nbsp;</td><td style="text-align: right">&nbsp;</td><td style="text-align: left">&nbsp;</td><td>&nbsp;</td>
    <td style="text-align: left">&nbsp;</td><td style="text-align: right">&nbsp;</td><td style="text-align: left">&nbsp;</td><td>&nbsp;</td>
    <td style="text-align: left">&nbsp;</td><td style="text-align: right">&nbsp;</td><td style="text-align: left">&nbsp;</td></tr>
<tr style="vertical-align: bottom; background-color: White">
    <td style="width: 50%; text-align: left">Multi-family residential</td><td style="width: 1%">&nbsp;</td>
    <td style="width: 1%; text-align: left">$</td><td style="width: 7%; text-align: right">233</td><td style="width: 1%; text-align: left">&nbsp;</td><td style="width: 1%">&nbsp;</td>
    <td style="width: 1%; text-align: left">$</td><td style="width: 7%; text-align: right">676</td><td style="width: 1%; text-align: left">&nbsp;</td><td style="width: 1%">&nbsp;</td>
    <td style="width: 1%; text-align: left">$</td><td style="width: 7%; text-align: right">52</td><td style="width: 1%; text-align: left">&nbsp;</td><td style="width: 1%">&nbsp;</td>
    <td style="width: 1%; text-align: left">$</td><td style="width: 7%; text-align: right">-</td><td style="width: 1%; text-align: left">&nbsp;</td><td style="width: 1%">&nbsp;</td>
    <td style="width: 1%; text-align: left">$</td><td style="width: 7%; text-align: right">6,287</td><td style="width: 1%; text-align: left">&nbsp;</td></tr>
<tr style="vertical-align: bottom; background-color: rgb(204,238,255)">
    <td style="text-align: left">Commercial real estate</td><td>&nbsp;</td>
    <td style="text-align: left">&nbsp;</td><td style="text-align: right">1,183</td><td style="text-align: left">&nbsp;</td><td>&nbsp;</td>
    <td style="text-align: left">&nbsp;</td><td style="text-align: right">820</td><td style="text-align: left">&nbsp;</td><td>&nbsp;</td>
    <td style="text-align: left">&nbsp;</td><td style="text-align: right">-</td><td style="text-align: left">&nbsp;</td><td>&nbsp;</td>
    <td style="text-align: left">&nbsp;</td><td style="text-align: right">-</td><td style="text-align: left">&nbsp;</td><td>&nbsp;</td>
    <td style="text-align: left">&nbsp;</td><td style="text-align: right">92</td><td style="text-align: left">&nbsp;</td></tr>
<tr style="vertical-align: bottom; background-color: White">
    <td style="text-align: left">One-to-four family mixed-use property</td><td>&nbsp;</td>
    <td style="text-align: left">&nbsp;</td><td style="text-align: right">611</td><td style="text-align: left">&nbsp;</td><td>&nbsp;</td>
    <td style="text-align: left">&nbsp;</td><td style="text-align: right">405</td><td style="text-align: left">&nbsp;</td><td>&nbsp;</td>
    <td style="text-align: left">&nbsp;</td><td style="text-align: right">-</td><td style="text-align: left">&nbsp;</td><td>&nbsp;</td>
    <td style="text-align: left">&nbsp;</td><td style="text-align: right">-</td><td style="text-align: left">&nbsp;</td><td>&nbsp;</td>
    <td style="text-align: left">&nbsp;</td><td style="text-align: right">-</td><td style="text-align: left">&nbsp;</td></tr>
<tr style="vertical-align: bottom; background-color: rgb(204,238,255)">
    <td style="text-align: left">One-to-four family - residential</td><td>&nbsp;</td>
    <td style="text-align: left">&nbsp;</td><td style="text-align: right">13</td><td style="text-align: left">&nbsp;</td><td>&nbsp;</td>
    <td style="text-align: left">&nbsp;</td><td style="text-align: right">14</td><td style="text-align: left">&nbsp;</td><td>&nbsp;</td>
    <td style="text-align: left">&nbsp;</td><td style="text-align: right">15</td><td style="text-align: left">&nbsp;</td><td>&nbsp;</td>
    <td style="text-align: left">&nbsp;</td><td style="text-align: right">-</td><td style="text-align: left">&nbsp;</td><td>&nbsp;</td>
    <td style="text-align: left">&nbsp;</td><td style="text-align: right">-</td><td style="text-align: left">&nbsp;</td></tr>
<tr style="vertical-align: bottom; background-color: White">
    <td>Construction</td><td>&nbsp;</td>
    <td style="text-align: left">&nbsp;</td><td style="text-align: right">1,000</td><td style="text-align: left">&nbsp;</td><td>&nbsp;</td>
    <td style="text-align: left">&nbsp;</td><td style="text-align: right">-</td><td style="text-align: left">&nbsp;</td><td>&nbsp;</td>
    <td style="text-align: left">&nbsp;</td><td style="text-align: right">-</td><td style="text-align: left">&nbsp;</td><td>&nbsp;</td>
    <td style="text-align: left">&nbsp;</td><td style="text-align: right">-</td><td style="text-align: left">&nbsp;</td><td>&nbsp;</td>
    <td style="text-align: left">&nbsp;</td><td style="text-align: right">-</td><td style="text-align: left">&nbsp;</td></tr>
<tr style="vertical-align: bottom; background-color: rgb(204,238,255)">
    <td style="text-align: left; padding-bottom: 1pt">Commercial Business and other</td><td>&nbsp;</td>
    <td style="border-bottom: Black 1pt solid; text-align: left">&nbsp;</td><td style="border-bottom: Black 1pt solid; text-align: right">220</td><td style="border-bottom: Black 1pt solid; text-align: left">&nbsp;</td><td style="padding-bottom: 1pt; border-bottom: Black 1pt solid">&nbsp;</td>
    <td style="border-bottom: Black 1pt solid; text-align: left">&nbsp;</td><td style="border-bottom: Black 1pt solid; text-align: right">386</td><td style="border-bottom: Black 1pt solid; text-align: left">&nbsp;</td><td style="padding-bottom: 1pt; border-bottom: Black 1pt solid">&nbsp;</td>
    <td style="border-bottom: Black 1pt solid; text-align: left">&nbsp;</td><td style="border-bottom: Black 1pt solid; text-align: right">539</td><td style="border-bottom: Black 1pt solid; text-align: left">&nbsp;</td><td style="padding-bottom: 1pt; border-bottom: Black 1pt solid">&nbsp;</td>
    <td style="border-bottom: Black 1pt solid; text-align: left">&nbsp;</td><td style="border-bottom: Black 1pt solid; text-align: right">644</td><td style="border-bottom: Black 1pt solid; text-align: left">&nbsp;</td><td style="padding-bottom: 1pt; border-bottom: Black 1pt solid">&nbsp;</td>
    <td style="border-bottom: Black 1pt solid; text-align: left">&nbsp;</td><td style="border-bottom: Black 1pt solid; text-align: right">-</td><td style="border-bottom: Black 1pt solid; text-align: left">&nbsp;</td></tr>
<tr style="vertical-align: bottom; background-color: White">
    <td style="padding-bottom: 1pt; padding-left: 10pt">Total</td><td>&nbsp;</td>
    <td style="border-bottom: Black 1pt solid; text-align: left">&nbsp;</td><td style="border-bottom: Black 1pt solid; text-align: right">3,260</td><td style="border-bottom: Black 1pt solid; text-align: left">&nbsp;</td><td style="padding-bottom: 1pt; border-bottom: Black 1pt solid">&nbsp;</td>
    <td style="border-bottom: Black 1pt solid; text-align: left">&nbsp;</td><td style="border-bottom: Black 1pt solid; text-align: right">2,301</td><td style="border-bottom: Black 1pt solid; text-align: left">&nbsp;</td><td style="padding-bottom: 1pt; border-bottom: Black 1pt solid">&nbsp;</td>
    <td style="border-bottom: Black 1pt solid; text-align: left">&nbsp;</td><td style="border-bottom: Black 1pt solid; text-align: right">606</td><td style="border-bottom: Black 1pt solid; text-align: left">&nbsp;</td><td style="padding-bottom: 1pt; border-bottom: Black 1pt solid">&nbsp;</td>
    <td style="border-bottom: Black 1pt solid; text-align: left">&nbsp;</td><td style="border-bottom: Black 1pt solid; text-align: right">644</td><td style="border-bottom: Black 1pt solid; text-align: left">&nbsp;</td><td style="padding-bottom: 1pt; border-bottom: Black 1pt solid">&nbsp;</td>
    <td style="border-bottom: Black 1pt solid; text-align: left">&nbsp;</td><td style="border-bottom: Black 1pt solid; text-align: right">6,379</td><td style="border-bottom: Black 1pt solid; text-align: left">&nbsp;</td></tr>
<tr style="vertical-align: bottom; background-color: rgb(204,238,255)">
    <td style="font-weight: bold; text-align: left">Non-accrual mortgage loans:</td><td>&nbsp;</td>
    <td style="text-align: left">&nbsp;</td><td style="text-align: right">&nbsp;</td><td style="text-align: left">&nbsp;</td><td>&nbsp;</td>
    <td style="text-align: left">&nbsp;</td><td style="text-align: right">&nbsp;</td><td style="text-align: left">&nbsp;</td><td>&nbsp;</td>
    <td style="text-align: left">&nbsp;</td><td style="text-align: right">&nbsp;</td><td style="text-align: left">&nbsp;</td><td>&nbsp;</td>
    <td style="text-align: left">&nbsp;</td><td style="text-align: right">&nbsp;</td><td style="text-align: left">&nbsp;</td><td>&nbsp;</td>
    <td style="text-align: left">&nbsp;</td><td style="text-align: right">&nbsp;</td><td style="text-align: left">&nbsp;</td></tr>
<tr style="vertical-align: bottom; background-color: White">
    <td style="text-align: left">Multi-family residential</td><td>&nbsp;</td>
    <td style="text-align: left">&nbsp;</td><td style="text-align: right">3,561</td><td style="text-align: left">&nbsp;</td><td>&nbsp;</td>
    <td style="text-align: left">&nbsp;</td><td style="text-align: right">6,878</td><td style="text-align: left">&nbsp;</td><td>&nbsp;</td>
    <td style="text-align: left">&nbsp;</td><td style="text-align: right">13,682</td><td style="text-align: left">&nbsp;</td><td>&nbsp;</td>
    <td style="text-align: left">&nbsp;</td><td style="text-align: right">16,486</td><td style="text-align: left">&nbsp;</td><td>&nbsp;</td>
    <td style="text-align: left">&nbsp;</td><td style="text-align: right">19,946</td><td style="text-align: left">&nbsp;</td></tr>
<tr style="vertical-align: bottom; background-color: rgb(204,238,255)">
    <td style="text-align: left">Commercial real estate</td><td>&nbsp;</td>
    <td style="text-align: left">&nbsp;</td><td style="text-align: right">2,398</td><td style="text-align: left">&nbsp;</td><td>&nbsp;</td>
    <td style="text-align: left">&nbsp;</td><td style="text-align: right">5,689</td><td style="text-align: left">&nbsp;</td><td>&nbsp;</td>
    <td style="text-align: left">&nbsp;</td><td style="text-align: right">9,962</td><td style="text-align: left">&nbsp;</td><td>&nbsp;</td>
    <td style="text-align: left">&nbsp;</td><td style="text-align: right">15,640</td><td style="text-align: left">&nbsp;</td><td>&nbsp;</td>
    <td style="text-align: left">&nbsp;</td><td style="text-align: right">19,895</td><td style="text-align: left">&nbsp;</td></tr>
<tr style="vertical-align: bottom; background-color: White">
    <td style="text-align: left">One-to-four family mixed-use property</td><td>&nbsp;</td>
    <td style="text-align: left">&nbsp;</td><td style="text-align: right">5,952</td><td style="text-align: left">&nbsp;</td><td>&nbsp;</td>
    <td style="text-align: left">&nbsp;</td><td style="text-align: right">6,936</td><td style="text-align: left">&nbsp;</td><td>&nbsp;</td>
    <td style="text-align: left">&nbsp;</td><td style="text-align: right">9,063</td><td style="text-align: left">&nbsp;</td><td>&nbsp;</td>
    <td style="text-align: left">&nbsp;</td><td style="text-align: right">18,280</td><td style="text-align: left">&nbsp;</td><td>&nbsp;</td>
    <td style="text-align: left">&nbsp;</td><td style="text-align: right">28,429</td><td style="text-align: left">&nbsp;</td></tr>
<tr style="vertical-align: bottom; background-color: rgb(204,238,255)">
    <td style="text-align: left">One-to-four family residential</td><td>&nbsp;</td>
    <td style="text-align: left">&nbsp;</td><td style="text-align: right">10,120</td><td style="text-align: left">&nbsp;</td><td>&nbsp;</td>
    <td style="text-align: left">&nbsp;</td><td style="text-align: right">11,244</td><td style="text-align: left">&nbsp;</td><td>&nbsp;</td>
    <td style="text-align: left">&nbsp;</td><td style="text-align: right">13,250</td><td style="text-align: left">&nbsp;</td><td>&nbsp;</td>
    <td style="text-align: left">&nbsp;</td><td style="text-align: right">13,726</td><td style="text-align: left">&nbsp;</td><td>&nbsp;</td>
    <td style="text-align: left">&nbsp;</td><td style="text-align: right">12,766</td><td style="text-align: left">&nbsp;</td></tr>
<tr style="vertical-align: bottom; background-color: White">
    <td style="text-align: left">Co-operative apartments</td><td>&nbsp;</td>
    <td style="text-align: left">&nbsp;</td><td style="text-align: right">-</td><td style="text-align: left">&nbsp;</td><td>&nbsp;</td>
    <td style="text-align: left">&nbsp;</td><td style="text-align: right">-</td><td style="text-align: left">&nbsp;</td><td>&nbsp;</td>
    <td style="text-align: left">&nbsp;</td><td style="text-align: right">57</td><td style="text-align: left">&nbsp;</td><td>&nbsp;</td>
    <td style="text-align: left">&nbsp;</td><td style="text-align: right">234</td><td style="text-align: left">&nbsp;</td><td>&nbsp;</td>
    <td style="text-align: left">&nbsp;</td><td style="text-align: right">152</td><td style="text-align: left">&nbsp;</td></tr>
<tr style="vertical-align: bottom; background-color: rgb(204,238,255)">
    <td style="text-align: left; padding-bottom: 1pt">Construction</td><td>&nbsp;</td>
    <td style="border-bottom: Black 1pt solid; text-align: left">&nbsp;</td><td style="border-bottom: Black 1pt solid; text-align: right">-</td><td style="border-bottom: Black 1pt solid; text-align: left">&nbsp;</td><td style="padding-bottom: 1pt; border-bottom: Black 1pt solid">&nbsp;</td>
    <td style="border-bottom: Black 1pt solid; text-align: left">&nbsp;</td><td style="border-bottom: Black 1pt solid; text-align: right">-</td><td style="border-bottom: Black 1pt solid; text-align: left">&nbsp;</td><td style="padding-bottom: 1pt; border-bottom: Black 1pt solid">&nbsp;</td>
    <td style="border-bottom: Black 1pt solid; text-align: left">&nbsp;</td><td style="border-bottom: Black 1pt solid; text-align: right">-</td><td style="border-bottom: Black 1pt solid; text-align: left">&nbsp;</td><td style="padding-bottom: 1pt; border-bottom: Black 1pt solid">&nbsp;</td>
    <td style="border-bottom: Black 1pt solid; text-align: left">&nbsp;</td><td style="border-bottom: Black 1pt solid; text-align: right">7,695</td><td style="border-bottom: Black 1pt solid; text-align: left">&nbsp;</td><td style="padding-bottom: 1pt; border-bottom: Black 1pt solid">&nbsp;</td>
    <td style="border-bottom: Black 1pt solid; text-align: left">&nbsp;</td><td style="border-bottom: Black 1pt solid; text-align: right">14,721</td><td style="border-bottom: Black 1pt solid; text-align: left">&nbsp;</td></tr>
<tr style="vertical-align: bottom; background-color: White">
    <td style="padding-bottom: 1pt; padding-left: 10pt">Total</td><td>&nbsp;</td>
    <td style="border-bottom: Black 1pt solid; text-align: left">&nbsp;</td><td style="border-bottom: Black 1pt solid; text-align: right">22,031</td><td style="border-bottom: Black 1pt solid; text-align: left">&nbsp;</td><td style="padding-bottom: 1pt; border-bottom: Black 1pt solid">&nbsp;</td>
    <td style="border-bottom: Black 1pt solid; text-align: left">&nbsp;</td><td style="border-bottom: Black 1pt solid; text-align: right">30,747</td><td style="border-bottom: Black 1pt solid; text-align: left">&nbsp;</td><td style="padding-bottom: 1pt; border-bottom: Black 1pt solid">&nbsp;</td>
    <td style="border-bottom: Black 1pt solid; text-align: left">&nbsp;</td><td style="border-bottom: Black 1pt solid; text-align: right">46,014</td><td style="border-bottom: Black 1pt solid; text-align: left">&nbsp;</td><td style="padding-bottom: 1pt; border-bottom: Black 1pt solid">&nbsp;</td>
    <td style="border-bottom: Black 1pt solid; text-align: left">&nbsp;</td><td style="border-bottom: Black 1pt solid; text-align: right">72,061</td><td style="border-bottom: Black 1pt solid; text-align: left">&nbsp;</td><td style="padding-bottom: 1pt; border-bottom: Black 1pt solid">&nbsp;</td>
    <td style="border-bottom: Black 1pt solid; text-align: left">&nbsp;</td><td style="border-bottom: Black 1pt solid; text-align: right">95,909</td><td style="border-bottom: Black 1pt solid; text-align: left">&nbsp;</td></tr>
<tr style="vertical-align: bottom; background-color: rgb(204,238,255)">
    <td style="font-weight: bold; text-align: left">Non-accrual non-mortgage loans:</td><td>&nbsp;</td>
    <td style="text-align: left">&nbsp;</td><td style="text-align: right">&nbsp;</td><td style="text-align: left">&nbsp;</td><td>&nbsp;</td>
    <td style="text-align: left">&nbsp;</td><td style="text-align: right">&nbsp;</td><td style="text-align: left">&nbsp;</td><td>&nbsp;</td>
    <td style="text-align: left">&nbsp;</td><td style="text-align: right">&nbsp;</td><td style="text-align: left">&nbsp;</td><td>&nbsp;</td>
    <td style="text-align: left">&nbsp;</td><td style="text-align: right">&nbsp;</td><td style="text-align: left">&nbsp;</td><td>&nbsp;</td>
    <td style="text-align: left">&nbsp;</td><td style="text-align: right">&nbsp;</td><td style="text-align: left">&nbsp;</td></tr>
<tr style="vertical-align: bottom; background-color: White">
    <td style="text-align: left">Small Business Administration</td><td>&nbsp;</td>
    <td style="text-align: left">&nbsp;</td><td style="text-align: right">218</td><td style="text-align: left">&nbsp;</td><td>&nbsp;</td>
    <td style="text-align: left">&nbsp;</td><td style="text-align: right">-</td><td style="text-align: left">&nbsp;</td><td>&nbsp;</td>
    <td style="text-align: left">&nbsp;</td><td style="text-align: right">-</td><td style="text-align: left">&nbsp;</td><td>&nbsp;</td>
    <td style="text-align: left">&nbsp;</td><td style="text-align: right">283</td><td style="text-align: left">&nbsp;</td><td>&nbsp;</td>
    <td style="text-align: left">&nbsp;</td><td style="text-align: right">493</td><td style="text-align: left">&nbsp;</td></tr>
<tr style="vertical-align: bottom; background-color: rgb(204,238,255)">
    <td style="text-align: left; padding-bottom: 1pt">Commercial Business and other</td><td>&nbsp;</td>
    <td style="border-bottom: Black 1pt solid; text-align: left">&nbsp;</td><td style="border-bottom: Black 1pt solid; text-align: right">568</td><td style="border-bottom: Black 1pt solid; text-align: left">&nbsp;</td><td style="padding-bottom: 1pt; border-bottom: Black 1pt solid">&nbsp;</td>
    <td style="border-bottom: Black 1pt solid; text-align: left">&nbsp;</td><td style="border-bottom: Black 1pt solid; text-align: right">1,143</td><td style="border-bottom: Black 1pt solid; text-align: left">&nbsp;</td><td style="padding-bottom: 1pt; border-bottom: Black 1pt solid">&nbsp;</td>
    <td style="border-bottom: Black 1pt solid; text-align: left">&nbsp;</td><td style="border-bottom: Black 1pt solid; text-align: right">2,348</td><td style="border-bottom: Black 1pt solid; text-align: left">&nbsp;</td><td style="padding-bottom: 1pt; border-bottom: Black 1pt solid">&nbsp;</td>
    <td style="border-bottom: Black 1pt solid; text-align: left">&nbsp;</td><td style="border-bottom: Black 1pt solid; text-align: right">16,860</td><td style="border-bottom: Black 1pt solid; text-align: left">&nbsp;</td><td style="padding-bottom: 1pt; border-bottom: Black 1pt solid">&nbsp;</td>
    <td style="border-bottom: Black 1pt solid; text-align: left">&nbsp;</td><td style="border-bottom: Black 1pt solid; text-align: right">14,660</td><td style="border-bottom: Black 1pt solid; text-align: left">&nbsp;</td></tr>
<tr style="vertical-align: bottom; background-color: White">
    <td style="padding-bottom: 1pt; padding-left: 10pt">Total</td><td>&nbsp;</td>
    <td style="border-bottom: Black 1pt solid; text-align: left">&nbsp;</td><td style="border-bottom: Black 1pt solid; text-align: right">786</td><td style="border-bottom: Black 1pt solid; text-align: left">&nbsp;</td><td style="padding-bottom: 1pt; border-bottom: Black 1pt solid">&nbsp;</td>
    <td style="border-bottom: Black 1pt solid; text-align: left">&nbsp;</td><td style="border-bottom: Black 1pt solid; text-align: right">1,143</td><td style="border-bottom: Black 1pt solid; text-align: left">&nbsp;</td><td style="padding-bottom: 1pt; border-bottom: Black 1pt solid">&nbsp;</td>
    <td style="border-bottom: Black 1pt solid; text-align: left">&nbsp;</td><td style="border-bottom: Black 1pt solid; text-align: right">2,348</td><td style="border-bottom: Black 1pt solid; text-align: left">&nbsp;</td><td style="padding-bottom: 1pt; border-bottom: Black 1pt solid">&nbsp;</td>
    <td style="border-bottom: Black 1pt solid; text-align: left">&nbsp;</td><td style="border-bottom: Black 1pt solid; text-align: right">17,143</td><td style="border-bottom: Black 1pt solid; text-align: left">&nbsp;</td><td style="padding-bottom: 1pt; border-bottom: Black 1pt solid">&nbsp;</td>
    <td style="border-bottom: Black 1pt solid; text-align: left">&nbsp;</td><td style="border-bottom: Black 1pt solid; text-align: right">15,153</td><td style="border-bottom: Black 1pt solid; text-align: left">&nbsp;</td></tr>
<tr style="vertical-align: bottom; background-color: rgb(204,238,255)">
    <td>&nbsp;</td><td>&nbsp;</td>
    <td style="text-align: left">&nbsp;</td><td style="text-align: right">&nbsp;</td><td style="text-align: left">&nbsp;</td><td>&nbsp;</td>
    <td style="text-align: left">&nbsp;</td><td style="text-align: right">&nbsp;</td><td style="text-align: left">&nbsp;</td><td>&nbsp;</td>
    <td style="text-align: left">&nbsp;</td><td style="text-align: right">&nbsp;</td><td style="text-align: left">&nbsp;</td><td>&nbsp;</td>
    <td style="text-align: left">&nbsp;</td><td style="text-align: right">&nbsp;</td><td style="text-align: left">&nbsp;</td><td>&nbsp;</td>
    <td style="text-align: left">&nbsp;</td><td style="text-align: right">&nbsp;</td><td style="text-align: left">&nbsp;</td></tr>
<tr style="vertical-align: bottom; background-color: White">
    <td style="font-weight: bold; text-align: left; padding-left: 20pt">Total non-accrual loans</td><td>&nbsp;</td>
    <td style="text-align: left">&nbsp;</td><td style="text-align: right">22,817</td><td style="text-align: left">&nbsp;</td><td>&nbsp;</td>
    <td style="text-align: left">&nbsp;</td><td style="text-align: right">31,890</td><td style="text-align: left">&nbsp;</td><td>&nbsp;</td>
    <td style="text-align: left">&nbsp;</td><td style="text-align: right">48,362</td><td style="text-align: left">&nbsp;</td><td>&nbsp;</td>
    <td style="text-align: left">&nbsp;</td><td style="text-align: right">89,204</td><td style="text-align: left">&nbsp;</td><td>&nbsp;</td>
    <td style="text-align: left">&nbsp;</td><td style="text-align: right">111,062</td><td style="text-align: left">&nbsp;</td></tr>
<tr style="vertical-align: bottom; background-color: rgb(204,238,255)">
    <td style="text-align: left; padding-bottom: 1pt">&nbsp;</td><td>&nbsp;</td>
    <td style="border-bottom: Black 1pt solid; text-align: left">&nbsp;</td><td style="border-bottom: Black 1pt solid; text-align: right">&nbsp;</td><td style="border-bottom: Black 1pt solid; text-align: left">&nbsp;</td><td style="padding-bottom: 1pt; border-bottom: Black 1pt solid">&nbsp;</td>
    <td style="border-bottom: Black 1pt solid; text-align: left">&nbsp;</td><td style="border-bottom: Black 1pt solid; text-align: right">&nbsp;</td><td style="border-bottom: Black 1pt solid; text-align: left">&nbsp;</td><td style="padding-bottom: 1pt; border-bottom: Black 1pt solid">&nbsp;</td>
    <td style="border-bottom: Black 1pt solid; text-align: left">&nbsp;</td><td style="border-bottom: Black 1pt solid; text-align: right">&nbsp;</td><td style="border-bottom: Black 1pt solid; text-align: left">&nbsp;</td><td style="padding-bottom: 1pt; border-bottom: Black 1pt solid">&nbsp;</td>
    <td style="border-bottom: Black 1pt solid; text-align: left">&nbsp;</td><td style="border-bottom: Black 1pt solid; text-align: right">&nbsp;</td><td style="border-bottom: Black 1pt solid; text-align: left">&nbsp;</td><td style="padding-bottom: 1pt; border-bottom: Black 1pt solid">&nbsp;</td>
    <td style="border-bottom: Black 1pt solid; text-align: left">&nbsp;</td><td style="border-bottom: Black 1pt solid; text-align: right">&nbsp;</td><td style="border-bottom: Black 1pt solid; text-align: left">&nbsp;</td></tr>
<tr style="vertical-align: bottom; background-color: White">
    <td style="font-weight: bold; text-align: left; padding-bottom: 1pt; padding-left: 20pt">Total non-performing loans</td><td>&nbsp;</td>
    <td style="border-bottom: Black 1pt solid; text-align: left">&nbsp;</td><td style="border-bottom: Black 1pt solid; text-align: right">26,077</td><td style="border-bottom: Black 1pt solid; text-align: left">&nbsp;</td><td style="padding-bottom: 1pt; border-bottom: Black 1pt solid">&nbsp;</td>
    <td style="border-bottom: Black 1pt solid; text-align: left">&nbsp;</td><td style="border-bottom: Black 1pt solid; text-align: right">34,191</td><td style="border-bottom: Black 1pt solid; text-align: left">&nbsp;</td><td style="padding-bottom: 1pt; border-bottom: Black 1pt solid">&nbsp;</td>
    <td style="border-bottom: Black 1pt solid; text-align: left">&nbsp;</td><td style="border-bottom: Black 1pt solid; text-align: right">48,968</td><td style="border-bottom: Black 1pt solid; text-align: left">&nbsp;</td><td style="padding-bottom: 1pt; border-bottom: Black 1pt solid">&nbsp;</td>
    <td style="border-bottom: Black 1pt solid; text-align: left">&nbsp;</td><td style="border-bottom: Black 1pt solid; text-align: right">89,848</td><td style="border-bottom: Black 1pt solid; text-align: left">&nbsp;</td><td style="padding-bottom: 1pt; border-bottom: Black 1pt solid">&nbsp;</td>
    <td style="border-bottom: Black 1pt solid; text-align: left">&nbsp;</td><td style="border-bottom: Black 1pt solid; text-align: right">117,441</td><td style="border-bottom: Black 1pt solid; text-align: left">&nbsp;</td></tr>
<tr style="vertical-align: bottom; background-color: rgb(204,238,255)">
    <td style="font-weight: bold; text-align: left">Other non-performing assets:</td><td>&nbsp;</td>
    <td style="text-align: left">&nbsp;</td><td style="text-align: right">&nbsp;</td><td style="text-align: left">&nbsp;</td><td>&nbsp;</td>
    <td style="text-align: left">&nbsp;</td><td style="text-align: right">&nbsp;</td><td style="text-align: left">&nbsp;</td><td>&nbsp;</td>
    <td style="text-align: left">&nbsp;</td><td style="text-align: right">&nbsp;</td><td style="text-align: left">&nbsp;</td><td>&nbsp;</td>
    <td style="text-align: left">&nbsp;</td><td style="text-align: right">&nbsp;</td><td style="text-align: left">&nbsp;</td><td>&nbsp;</td>
    <td style="text-align: left">&nbsp;</td><td style="text-align: right">&nbsp;</td><td style="text-align: left">&nbsp;</td></tr>
<tr style="vertical-align: bottom; background-color: White">
    <td style="text-align: left">Real Estate Owned</td><td>&nbsp;</td>
    <td style="text-align: left">&nbsp;</td><td style="text-align: right">4,932</td><td style="text-align: left">&nbsp;</td><td>&nbsp;</td>
    <td style="text-align: left">&nbsp;</td><td style="text-align: right">6,326</td><td style="text-align: left">&nbsp;</td><td>&nbsp;</td>
    <td style="text-align: left">&nbsp;</td><td style="text-align: right">2,985</td><td style="text-align: left">&nbsp;</td><td>&nbsp;</td>
    <td style="text-align: left">&nbsp;</td><td style="text-align: right">5,278</td><td style="text-align: left">&nbsp;</td><td>&nbsp;</td>
    <td style="text-align: left">&nbsp;</td><td style="text-align: right">3,179</td><td style="text-align: left">&nbsp;</td></tr>
<tr style="vertical-align: bottom; background-color: rgb(204,238,255)">
    <td style="text-align: left; padding-bottom: 1pt">Investment securities</td><td>&nbsp;</td>
    <td style="border-bottom: Black 1pt solid; text-align: left">&nbsp;</td><td style="border-bottom: Black 1pt solid; text-align: right">-</td><td style="border-bottom: Black 1pt solid; text-align: left">&nbsp;</td><td style="padding-bottom: 1pt; border-bottom: Black 1pt solid">&nbsp;</td>
    <td style="border-bottom: Black 1pt solid; text-align: left">&nbsp;</td><td style="border-bottom: Black 1pt solid; text-align: right">-</td><td style="border-bottom: Black 1pt solid; text-align: left">&nbsp;</td><td style="padding-bottom: 1pt; border-bottom: Black 1pt solid">&nbsp;</td>
    <td style="border-bottom: Black 1pt solid; text-align: left">&nbsp;</td><td style="border-bottom: Black 1pt solid; text-align: right">1,871</td><td style="border-bottom: Black 1pt solid; text-align: left">&nbsp;</td><td style="padding-bottom: 1pt; border-bottom: Black 1pt solid">&nbsp;</td>
    <td style="border-bottom: Black 1pt solid; text-align: left">&nbsp;</td><td style="border-bottom: Black 1pt solid; text-align: right">3,332</td><td style="border-bottom: Black 1pt solid; text-align: left">&nbsp;</td><td style="padding-bottom: 1pt; border-bottom: Black 1pt solid">&nbsp;</td>
    <td style="border-bottom: Black 1pt solid; text-align: left">&nbsp;</td><td style="border-bottom: Black 1pt solid; text-align: right">2,562</td><td style="border-bottom: Black 1pt solid; text-align: left">&nbsp;</td></tr>
<tr style="vertical-align: bottom; background-color: White">
    <td style="padding-bottom: 1pt; padding-left: 10pt">Total</td><td>&nbsp;</td>
    <td style="border-bottom: Black 1pt solid; text-align: left">&nbsp;</td><td style="border-bottom: Black 1pt solid; text-align: right">4,932</td><td style="border-bottom: Black 1pt solid; text-align: left">&nbsp;</td><td style="padding-bottom: 1pt; border-bottom: Black 1pt solid">&nbsp;</td>
    <td style="border-bottom: Black 1pt solid; text-align: left">&nbsp;</td><td style="border-bottom: Black 1pt solid; text-align: right">6,326</td><td style="border-bottom: Black 1pt solid; text-align: left">&nbsp;</td><td style="padding-bottom: 1pt; border-bottom: Black 1pt solid">&nbsp;</td>
    <td style="border-bottom: Black 1pt solid; text-align: left">&nbsp;</td><td style="border-bottom: Black 1pt solid; text-align: right">4,856</td><td style="border-bottom: Black 1pt solid; text-align: left">&nbsp;</td><td style="padding-bottom: 1pt; border-bottom: Black 1pt solid">&nbsp;</td>
    <td style="border-bottom: Black 1pt solid; text-align: left">&nbsp;</td><td style="border-bottom: Black 1pt solid; text-align: right">8,610</td><td style="border-bottom: Black 1pt solid; text-align: left">&nbsp;</td><td style="padding-bottom: 1pt; border-bottom: Black 1pt solid">&nbsp;</td>
    <td style="border-bottom: Black 1pt solid; text-align: left">&nbsp;</td><td style="border-bottom: Black 1pt solid; text-align: right">5,741</td><td style="border-bottom: Black 1pt solid; text-align: left">&nbsp;</td></tr>
<tr style="vertical-align: bottom; background-color: rgb(204,238,255)">
    <td>&nbsp;</td><td>&nbsp;</td>
    <td style="text-align: left">&nbsp;</td><td style="text-align: right">&nbsp;</td><td style="text-align: left">&nbsp;</td><td>&nbsp;</td>
    <td style="text-align: left">&nbsp;</td><td style="text-align: right">&nbsp;</td><td style="text-align: left">&nbsp;</td><td>&nbsp;</td>
    <td style="text-align: left">&nbsp;</td><td style="text-align: right">&nbsp;</td><td style="text-align: left">&nbsp;</td><td>&nbsp;</td>
    <td style="text-align: left">&nbsp;</td><td style="text-align: right">&nbsp;</td><td style="text-align: left">&nbsp;</td><td>&nbsp;</td>
    <td style="text-align: left">&nbsp;</td><td style="text-align: right">&nbsp;</td><td style="text-align: left">&nbsp;</td></tr>
<tr style="vertical-align: bottom; background-color: White">
    <td style="font-weight: bold; text-align: left; padding-bottom: 2.25pt; padding-left: 20pt">Total non-performing assets</td><td>&nbsp;</td>
    <td style="border-bottom: Black 2.5pt double; text-align: left">$</td><td style="border-bottom: Black 2.5pt double; text-align: right">31,009</td><td style="border-bottom: Black 2.5pt double; text-align: left">&nbsp;</td><td style="padding-bottom: 2.25pt; border-bottom: Black 2.5pt double">&nbsp;</td>
    <td style="border-bottom: Black 2.5pt double; text-align: left">$</td><td style="border-bottom: Black 2.5pt double; text-align: right">40,517</td><td style="border-bottom: Black 2.5pt double; text-align: left">&nbsp;</td><td style="padding-bottom: 2.25pt; border-bottom: Black 2.5pt double">&nbsp;</td>
    <td style="border-bottom: Black 2.5pt double; text-align: left">$</td><td style="border-bottom: Black 2.5pt double; text-align: right">53,824</td><td style="border-bottom: Black 2.5pt double; text-align: left">&nbsp;</td><td style="padding-bottom: 2.25pt; border-bottom: Black 2.5pt double">&nbsp;</td>
    <td style="border-bottom: Black 2.5pt double; text-align: left">$</td><td style="border-bottom: Black 2.5pt double; text-align: right">98,458</td><td style="border-bottom: Black 2.5pt double; text-align: left">&nbsp;</td><td style="padding-bottom: 2.25pt; border-bottom: Black 2.5pt double">&nbsp;</td>
    <td style="border-bottom: Black 2.5pt double; text-align: left">$</td><td style="border-bottom: Black 2.5pt double; text-align: right">123,182</td><td style="border-bottom: Black 2.5pt double; text-align: left">&nbsp;</td></tr>
<tr style="vertical-align: bottom; background-color: rgb(204,238,255)">
    <td>&nbsp;</td><td>&nbsp;</td>
    <td style="text-align: left">&nbsp;</td><td style="text-align: right">&nbsp;</td><td style="text-align: left">&nbsp;</td><td>&nbsp;</td>
    <td style="text-align: left">&nbsp;</td><td style="text-align: right">&nbsp;</td><td style="text-align: left">&nbsp;</td><td>&nbsp;</td>
    <td style="text-align: left">&nbsp;</td><td style="text-align: right">&nbsp;</td><td style="text-align: left">&nbsp;</td><td>&nbsp;</td>
    <td style="text-align: left">&nbsp;</td><td style="text-align: right">&nbsp;</td><td style="text-align: left">&nbsp;</td><td>&nbsp;</td>
    <td style="text-align: left">&nbsp;</td><td style="text-align: right">&nbsp;</td><td style="text-align: left">&nbsp;</td></tr>
<tr style="vertical-align: bottom; background-color: White">
    <td>&nbsp;</td><td>&nbsp;</td>
    <td style="text-align: left">&nbsp;</td><td style="text-align: right">&nbsp;</td><td style="text-align: left">&nbsp;</td><td>&nbsp;</td>
    <td style="text-align: left">&nbsp;</td><td style="text-align: right">&nbsp;</td><td style="text-align: left">&nbsp;</td><td>&nbsp;</td>
    <td style="text-align: left">&nbsp;</td><td style="text-align: right">&nbsp;</td><td style="text-align: left">&nbsp;</td><td>&nbsp;</td>
    <td style="text-align: left">&nbsp;</td><td style="text-align: right">&nbsp;</td><td style="text-align: left">&nbsp;</td><td>&nbsp;</td>
    <td style="text-align: left">&nbsp;</td><td style="text-align: right">&nbsp;</td><td style="text-align: left">&nbsp;</td></tr>
<tr style="vertical-align: bottom; background-color: rgb(204,238,255)">
    <td style="text-align: left">Non-performing loans to gross loans</td><td>&nbsp;</td>
    <td style="text-align: left">&nbsp;</td><td style="text-align: right">0.60</td><td style="text-align: left">%</td><td>&nbsp;</td>
    <td style="text-align: left">&nbsp;</td><td style="text-align: right">0.90</td><td style="text-align: left">%</td><td>&nbsp;</td>
    <td style="text-align: left">&nbsp;</td><td style="text-align: right">1.43</td><td style="text-align: left">%</td><td>&nbsp;</td>
    <td style="text-align: left">&nbsp;</td><td style="text-align: right">2.79</td><td style="text-align: left">%</td><td>&nbsp;</td>
    <td style="text-align: left">&nbsp;</td><td style="text-align: right">3.65</td><td style="text-align: left">%</td></tr>
<tr style="vertical-align: bottom; background-color: White">
    <td style="text-align: left">Non-performing assets to total assets</td><td>&nbsp;</td>
    <td style="text-align: left">&nbsp;</td><td style="text-align: right">0.54</td><td style="text-align: left">%</td><td>&nbsp;</td>
    <td style="text-align: left">&nbsp;</td><td style="text-align: right">0.80</td><td style="text-align: left">%</td><td>&nbsp;</td>
    <td style="text-align: left">&nbsp;</td><td style="text-align: right">1.14</td><td style="text-align: left">%</td><td>&nbsp;</td>
    <td style="text-align: left">&nbsp;</td><td style="text-align: right">2.21</td><td style="text-align: left">%</td><td>&nbsp;</td>
    <td style="text-align: left">&nbsp;</td><td style="text-align: right">2.87</td><td style="text-align: left">%</td></tr>
</table>

<p style="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 0.5in">&nbsp;</p>

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<p style="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify"></p>

<p style="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 0.5in">The following table
shows our delinquent loans that are less than 90 days past due and still accruing interest at the periods indicated:</p>

<p style="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 0.5in">&nbsp;</p>

<p style="color: Red; font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 0.5in"></p>

<table cellpadding="0" cellspacing="0" style="border-collapse: collapse; width: 100%; font: 10pt Times New Roman, Times, Serif">
<tr style="vertical-align: bottom">
    <td>&nbsp;</td><td style="padding-bottom: 1pt">&nbsp;</td>
    <td colspan="7" style="text-align: center; border-bottom: Black 1pt solid">December 31, 2015</td><td style="padding-bottom: 1pt">&nbsp;</td>
    <td colspan="7" style="text-align: center; border-bottom: Black 1pt solid">December 31, 2014</td></tr>
<tr style="vertical-align: bottom">
    <td>&nbsp;</td><td>&nbsp;</td>
    <td colspan="3" style="text-align: center">60 - 89</td><td>&nbsp;</td>
    <td colspan="3" style="text-align: center">30 - 59</td><td>&nbsp;</td>
    <td colspan="3" style="text-align: center">60 - 89</td><td>&nbsp;</td>
    <td colspan="3" style="text-align: center">30 - 59</td></tr>
<tr style="vertical-align: bottom">
    <td>&nbsp;</td><td style="padding-bottom: 1pt">&nbsp;</td>
    <td colspan="3" style="text-align: center; border-bottom: Black 1pt solid">days</td><td style="padding-bottom: 1pt">&nbsp;</td>
    <td colspan="3" style="text-align: center; border-bottom: Black 1pt solid">days</td><td style="padding-bottom: 1pt">&nbsp;</td>
    <td colspan="3" style="text-align: center; border-bottom: Black 1pt solid">days</td><td style="padding-bottom: 1pt">&nbsp;</td>
    <td colspan="3" style="text-align: center; border-bottom: Black 1pt solid">days</td></tr>
<tr style="vertical-align: bottom">
    <td>&nbsp;</td><td style="font-style: italic">&nbsp;</td>
    <td colspan="15" style="font-style: italic; text-align: center">(In thousands)</td></tr>
<tr style="vertical-align: bottom">
    <td>&nbsp;</td><td style="font-style: italic">&nbsp;</td>
    <td colspan="3" style="font-style: italic">&nbsp;</td><td style="font-style: italic">&nbsp;</td>
    <td colspan="3" style="font-style: italic">&nbsp;</td><td style="font-style: italic">&nbsp;</td>
    <td colspan="3" style="font-style: italic">&nbsp;</td><td style="font-style: italic">&nbsp;</td>
    <td colspan="3" style="font-style: italic">&nbsp;</td></tr>
<tr style="vertical-align: bottom; background-color: rgb(204,238,255)">
    <td style="width: 56%; text-align: left">Multi-family residential</td><td style="width: 1%">&nbsp;</td>
    <td style="width: 1%; text-align: left">$</td><td style="width: 8%; text-align: right">804</td><td style="width: 1%; text-align: left">&nbsp;</td><td style="width: 1%">&nbsp;</td>
    <td style="width: 1%; text-align: left">$</td><td style="width: 8%; text-align: right">9,422</td><td style="width: 1%; text-align: left">&nbsp;</td><td style="width: 1%">&nbsp;</td>
    <td style="width: 1%; text-align: left">$</td><td style="width: 8%; text-align: right">1,729</td><td style="width: 1%; text-align: left">&nbsp;</td><td style="width: 1%">&nbsp;</td>
    <td style="width: 1%; text-align: left">$</td><td style="width: 8%; text-align: right">7,721</td><td style="width: 1%; text-align: left">&nbsp;</td></tr>
<tr style="vertical-align: bottom; background-color: White">
    <td style="text-align: left">Commercial real estate</td><td>&nbsp;</td>
    <td style="text-align: left">&nbsp;</td><td style="text-align: right">153</td><td style="text-align: left">&nbsp;</td><td>&nbsp;</td>
    <td style="text-align: left">&nbsp;</td><td style="text-align: right">2,820</td><td style="text-align: left">&nbsp;</td><td>&nbsp;</td>
    <td style="text-align: left">&nbsp;</td><td style="text-align: right">1,345</td><td style="text-align: left">&nbsp;</td><td>&nbsp;</td>
    <td style="text-align: left">&nbsp;</td><td style="text-align: right">2,171</td><td style="text-align: left">&nbsp;</td></tr>
<tr style="vertical-align: bottom; background-color: rgb(204,238,255)">
    <td style="text-align: left">One-to-four family - mixed-use property</td><td>&nbsp;</td>
    <td style="text-align: left">&nbsp;</td><td style="text-align: right">1,257</td><td style="text-align: left">&nbsp;</td><td>&nbsp;</td>
    <td style="text-align: left">&nbsp;</td><td style="text-align: right">8,630</td><td style="text-align: left">&nbsp;</td><td>&nbsp;</td>
    <td style="text-align: left">&nbsp;</td><td style="text-align: right">1,153</td><td style="text-align: left">&nbsp;</td><td>&nbsp;</td>
    <td style="text-align: left">&nbsp;</td><td style="text-align: right">10,408</td><td style="text-align: left">&nbsp;</td></tr>
<tr style="vertical-align: bottom; background-color: White">
    <td style="text-align: left">One-to-four family - residential</td><td>&nbsp;</td>
    <td style="text-align: left">&nbsp;</td><td style="text-align: right">154</td><td style="text-align: left">&nbsp;</td><td>&nbsp;</td>
    <td style="text-align: left">&nbsp;</td><td style="text-align: right">4,261</td><td style="text-align: left">&nbsp;</td><td>&nbsp;</td>
    <td style="text-align: left">&nbsp;</td><td style="text-align: right">2,038</td><td style="text-align: left">&nbsp;</td><td>&nbsp;</td>
    <td style="text-align: left">&nbsp;</td><td style="text-align: right">1,751</td><td style="text-align: left">&nbsp;</td></tr>
<tr style="vertical-align: bottom; background-color: rgb(204,238,255)">
    <td style="text-align: left">Construction loans</td><td>&nbsp;</td>
    <td style="text-align: left">&nbsp;</td><td style="text-align: right">-</td><td style="text-align: left">&nbsp;</td><td>&nbsp;</td>
    <td style="text-align: left">&nbsp;</td><td style="text-align: right">-</td><td style="text-align: left">&nbsp;</td><td>&nbsp;</td>
    <td style="text-align: left">&nbsp;</td><td style="text-align: right">-</td><td style="text-align: left">&nbsp;</td><td>&nbsp;</td>
    <td style="text-align: left">&nbsp;</td><td style="text-align: right">3,000</td><td style="text-align: left">&nbsp;</td></tr>
<tr style="vertical-align: bottom; background-color: White">
    <td style="text-align: left">Small Business Administration</td><td>&nbsp;</td>
    <td style="text-align: left">&nbsp;</td><td style="text-align: right">-</td><td style="text-align: left">&nbsp;</td><td>&nbsp;</td>
    <td style="text-align: left">&nbsp;</td><td style="text-align: right">42</td><td style="text-align: left">&nbsp;</td><td>&nbsp;</td>
    <td style="text-align: left">&nbsp;</td><td style="text-align: right">-</td><td style="text-align: left">&nbsp;</td><td>&nbsp;</td>
    <td style="text-align: left">&nbsp;</td><td style="text-align: right">90</td><td style="text-align: left">&nbsp;</td></tr>
<tr style="vertical-align: bottom; background-color: rgb(204,238,255)">
    <td style="text-align: left; padding-bottom: 1pt">Commercial business and other</td><td style="padding-bottom: 1pt">&nbsp;</td>
    <td style="border-bottom: Black 1pt solid; text-align: left">&nbsp;</td><td style="border-bottom: Black 1pt solid; text-align: right">2</td><td style="border-bottom: Black 1pt solid; text-align: left">&nbsp;</td><td style="padding-bottom: 1pt">&nbsp;</td>
    <td style="border-bottom: Black 1pt solid; text-align: left">&nbsp;</td><td style="border-bottom: Black 1pt solid; text-align: right">-</td><td style="border-bottom: Black 1pt solid; text-align: left">&nbsp;</td><td style="padding-bottom: 1pt">&nbsp;</td>
    <td style="border-bottom: Black 1pt solid; text-align: left">&nbsp;</td><td style="border-bottom: Black 1pt solid; text-align: right">1,585</td><td style="border-bottom: Black 1pt solid; text-align: left">&nbsp;</td><td style="padding-bottom: 1pt">&nbsp;</td>
    <td style="border-bottom: Black 1pt solid; text-align: left">&nbsp;</td><td style="border-bottom: Black 1pt solid; text-align: right">6</td><td style="border-bottom: Black 1pt solid; text-align: left">&nbsp;</td></tr>
<tr style="vertical-align: bottom; background-color: White">
    <td style="padding-bottom: 2.25pt; padding-left: 10pt">Total</td><td style="padding-bottom: 2.25pt">&nbsp;</td>
    <td style="border-bottom: Black 2.25pt double; text-align: left">$</td><td style="border-bottom: Black 2.25pt double; text-align: right">2,370</td><td style="border-bottom: Black 2.25pt double; text-align: left">&nbsp;</td><td style="padding-bottom: 2.25pt">&nbsp;</td>
    <td style="border-bottom: Black 2.25pt double; text-align: left">$</td><td style="border-bottom: Black 2.25pt double; text-align: right">25,175</td><td style="border-bottom: Black 2.25pt double; text-align: left">&nbsp;</td><td style="padding-bottom: 2.25pt">&nbsp;</td>
    <td style="border-bottom: Black 2.25pt double; text-align: left">$</td><td style="border-bottom: Black 2.25pt double; text-align: right">7,850</td><td style="border-bottom: Black 2.25pt double; text-align: left">&nbsp;</td><td style="padding-bottom: 2.25pt">&nbsp;</td>
    <td style="border-bottom: Black 2.25pt double; text-align: left">$</td><td style="border-bottom: Black 2.25pt double; text-align: right">25,147</td><td style="border-bottom: Black 2.25pt double; text-align: left">&nbsp;</td></tr>
</table>

<p style="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</p>

<p style="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 0.5in"><i><a name="a_025"></a>Other Real Estate
Owned. </i> We aggressively market our Other Real Estate Owned (&#8220;OREO&#8221;) properties. At December 31, 2015, we owned
four OREO properties with a combined fair value of $4.9 million. At December&nbsp;31, 2014, we owned eight OREO properties with
a combined fair value of $6.3 million. At December&nbsp;31, 2013, we owned 12 OREO properties with a combined fair value of $3.0
million.</p>

<p style="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 0.5in">&nbsp;</p>

<p style="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 0.5in">We may obtain physical
possession of residential real estate collateralizing a consumer mortgage loan via foreclosure as an in-substance repossession.
During the year ended December 31, 2015, we did not foreclose on any consumer mortgages through in-substance repossession. At December
31, 2015, we held one foreclosed residential real estate totaling $0.1 million. At December 31, 2014, we held foreclosed residential
real estate totaling $1.3 million. Included within net loans as of December 31, 2015 was a recorded investment of $15.2 million
of consumer mortgage loans secured by residential real estate properties for which formal foreclosure proceedings were in process
according to local requirements of the applicable jurisdiction.</p>

<p style="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 0.5in">&nbsp;</p>

<p style="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 0.5in"><a name="a_026"></a><i>Environmental Concerns
Relating to Loans. </i>We currently obtain environmental reports in connection with the underwriting of commercial real estate
loans, and typically obtain environmental reports in connection with the underwriting of multi-family loans. For all other loans,
we obtain environmental reports only if the nature of the current or, to the extent known to us, prior use of the property securing
the loan indicates a potential environmental risk. However, we may not be aware of such uses or risks in any particular case, and,
accordingly, there is no assurance that real estate acquired by us in foreclosure is free from environmental contamination or that,
if any such contamination or other violation exists, whether we will have any liability.</p>

<p style="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 0.5in">&nbsp;</p>

<p style="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 0.5in"><a name="a_027"></a><i>Classified Assets.</i>
Our policy is to review our assets, focusing primarily on the loan portfolio, OREO and the investment portfolios, to ensure that
the credit quality is maintained at the highest levels. When weaknesses are identified, immediate action is taken to correct the
problem through direct contact with the borrower or issuer. We then monitor these assets, and, in accordance with our policy and
current regulatory guidelines, we designate them as &#8220;Special Mention,&#8221; which is considered a &#8220;Criticized Asset,&#8221;
and &#8220;Substandard,&#8221; &#8220;Doubtful,&#8221; or &#8220;Loss&#8221; which are considered &#8220;Classified Assets,&#8221;
as deemed necessary. These loan designations are updated quarterly. We designate an asset as Substandard when a well-defined weakness
is identified that jeopardizes the orderly liquidation of the debt. We designate an asset as Doubtful when it displays the inherent
weakness of a Substandard asset with the added provision that collection of the debt in full, on the basis of existing facts, is
highly improbable. We designate an asset as Loss if it is deemed the debtor is incapable of repayment. We do not hold any loans
designated as loss, as loans that are designated as Loss are charged to the Allowance for Loan Losses. Assets that are non-accrual
are designated as Substandard, Doubtful or Loss. We designate an asset as Special Mention if the asset does not warrant designation
within one of the other categories, but does contain a potential weakness that deserves closer attention. Our total Criticized
and Classified assets were $54.8 million at December 31, 2015, a decrease of $21.7 million from $76.5 million at December 31, 2014.</p>

<p style="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 0.5in">&nbsp;</p>


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<p style="color: Red; font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: center"></p>

<p style="font: 10pt Times New Roman, Times, Serif; margin-top: 0pt; margin-bottom: 0pt"></p>

<p style="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 0.5in">The following table sets forth the Bank's Criticized and Classified assets at December 31, 2015:</p>

<p style="text-align: left; font: 10pt Times New Roman, Times, Serif; margin-top: 0pt; margin-bottom: 0pt"></p>

<p style="font: 10pt Times New Roman, Times, Serif; margin-top: 0pt; margin-bottom: 0pt"></p>



<p style="margin: 0">&nbsp;</p>

<table cellpadding="0" cellspacing="0" style="border-collapse: collapse; width: 100%; font: 10pt Times New Roman, Times, Serif">
<tr style="vertical-align: bottom">
    <td colspan="1" style="font-style: italic; border-bottom: Black 1pt solid">(In thousands)</td><td style="padding-bottom: 1pt; border-bottom: Black 1pt solid">&nbsp;</td>
    <td colspan="3" style="text-align: center; border-bottom: Black 1pt solid">Special Mention</td><td style="padding-bottom: 1pt; border-bottom: Black 1pt solid">&nbsp;</td>
    <td colspan="3" style="text-align: center; border-bottom: Black 1pt solid">Substandard</td><td style="padding-bottom: 1pt; border-bottom: Black 1pt solid">&nbsp;</td>
    <td colspan="3" style="text-align: center; border-bottom: Black 1pt solid">Doubtful</td><td style="padding-bottom: 1pt; border-bottom: Black 1pt solid">&nbsp;</td>
    <td colspan="3" style="text-align: center; border-bottom: Black 1pt solid">Loss</td><td style="padding-bottom: 1pt; border-bottom: Black 1pt solid">&nbsp;</td>
    <td colspan="3" style="text-align: center; border-bottom: Black 1pt solid">Total</td></tr>
<tr style="vertical-align: bottom">
    <td style="font-style: italic">&nbsp;</td><td>&nbsp;</td>
    <td colspan="3" style="text-align: center">&nbsp;</td><td>&nbsp;</td>
    <td colspan="3" style="text-align: center">&nbsp;</td><td>&nbsp;</td>
    <td colspan="3" style="text-align: center">&nbsp;</td><td>&nbsp;</td>
    <td colspan="3" style="text-align: center">&nbsp;</td><td>&nbsp;</td>
    <td colspan="3" style="text-align: center">&nbsp;</td></tr>
<tr style="vertical-align: bottom; background-color: rgb(204,238,255)">
    <td style="font-weight: bold">Loans:</td><td>&nbsp;</td>
    <td style="text-align: left">&nbsp;</td><td style="text-align: right">&nbsp;</td><td style="text-align: left">&nbsp;</td><td>&nbsp;</td>
    <td style="text-align: left">&nbsp;</td><td style="text-align: right">&nbsp;</td><td style="text-align: left">&nbsp;</td><td>&nbsp;</td>
    <td style="text-align: left">&nbsp;</td><td style="text-align: right">&nbsp;</td><td style="text-align: left">&nbsp;</td><td>&nbsp;</td>
    <td style="text-align: left">&nbsp;</td><td style="text-align: right">&nbsp;</td><td style="text-align: left">&nbsp;</td><td>&nbsp;</td>
    <td style="text-align: left">&nbsp;</td><td style="text-align: right">&nbsp;</td><td style="text-align: left">&nbsp;</td></tr>
<tr style="vertical-align: bottom; background-color: White">
    <td style="width: 50%; text-align: left">Multi-family residential</td><td style="width: 1%">&nbsp;</td>
    <td style="width: 1%; text-align: left">$</td><td style="width: 7%; text-align: right">4,361</td><td style="width: 1%; text-align: left">&nbsp;</td><td style="width: 1%">&nbsp;</td>
    <td style="width: 1%; text-align: left">$</td><td style="width: 7%; text-align: right">5,421</td><td style="width: 1%; text-align: left">&nbsp;</td><td style="width: 1%">&nbsp;</td>
    <td style="width: 1%; text-align: left">$</td><td style="width: 7%; text-align: right">-</td><td style="width: 1%; text-align: left">&nbsp;</td><td style="width: 1%">&nbsp;</td>
    <td style="width: 1%; text-align: left">$</td><td style="width: 7%; text-align: right">-</td><td style="width: 1%; text-align: left">&nbsp;</td><td style="width: 1%">&nbsp;</td>
    <td style="width: 1%; text-align: left">$</td><td style="width: 7%; text-align: right">9,782</td><td style="width: 1%; text-align: left">&nbsp;</td></tr>
<tr style="vertical-align: bottom; background-color: rgb(204,238,255)">
    <td style="text-align: left">Commercial real estate</td><td>&nbsp;</td>
    <td style="text-align: left">&nbsp;</td><td style="text-align: right">1,821</td><td style="text-align: left">&nbsp;</td><td>&nbsp;</td>
    <td style="text-align: left">&nbsp;</td><td style="text-align: right">3,812</td><td style="text-align: left">&nbsp;</td><td>&nbsp;</td>
    <td style="text-align: left">&nbsp;</td><td style="text-align: right">-</td><td style="text-align: left">&nbsp;</td><td>&nbsp;</td>
    <td style="text-align: left">&nbsp;</td><td style="text-align: right">-</td><td style="text-align: left">&nbsp;</td><td>&nbsp;</td>
    <td style="text-align: left">&nbsp;</td><td style="text-align: right">5,633</td><td style="text-align: left">&nbsp;</td></tr>
<tr style="vertical-align: bottom; background-color: White">
    <td style="text-align: left">One-to-four family - mixed-use property</td><td>&nbsp;</td>
    <td style="text-align: left">&nbsp;</td><td style="text-align: right">3,087</td><td style="text-align: left">&nbsp;</td><td>&nbsp;</td>
    <td style="text-align: left">&nbsp;</td><td style="text-align: right">10,990</td><td style="text-align: left">&nbsp;</td><td>&nbsp;</td>
    <td style="text-align: left">&nbsp;</td><td style="text-align: right">-</td><td style="text-align: left">&nbsp;</td><td>&nbsp;</td>
    <td style="text-align: left">&nbsp;</td><td style="text-align: right">-</td><td style="text-align: left">&nbsp;</td><td>&nbsp;</td>
    <td style="text-align: left">&nbsp;</td><td style="text-align: right">14,077</td><td style="text-align: left">&nbsp;</td></tr>
<tr style="vertical-align: bottom; background-color: rgb(204,238,255)">
    <td style="text-align: left">One-to-four family - residential</td><td>&nbsp;</td>
    <td style="text-align: left">&nbsp;</td><td style="text-align: right">1,437</td><td style="text-align: left">&nbsp;</td><td>&nbsp;</td>
    <td style="text-align: left">&nbsp;</td><td style="text-align: right">12,255</td><td style="text-align: left">&nbsp;</td><td>&nbsp;</td>
    <td style="text-align: left">&nbsp;</td><td style="text-align: right">-</td><td style="text-align: left">&nbsp;</td><td>&nbsp;</td>
    <td style="text-align: left">&nbsp;</td><td style="text-align: right">-</td><td style="text-align: left">&nbsp;</td><td>&nbsp;</td>
    <td style="text-align: left">&nbsp;</td><td style="text-align: right">13,692</td><td style="text-align: left">&nbsp;</td></tr>
<tr style="vertical-align: bottom; background-color: White">
    <td style="text-align: left">Construction loans</td><td>&nbsp;</td>
    <td style="text-align: left">&nbsp;</td><td style="text-align: right">-</td><td style="text-align: left">&nbsp;</td><td>&nbsp;</td>
    <td style="text-align: left">&nbsp;</td><td style="text-align: right">1,000</td><td style="text-align: left">&nbsp;</td><td>&nbsp;</td>
    <td style="text-align: left">&nbsp;</td><td style="text-align: right">-</td><td style="text-align: left">&nbsp;</td><td>&nbsp;</td>
    <td style="text-align: left">&nbsp;</td><td style="text-align: right">-</td><td style="text-align: left">&nbsp;</td><td>&nbsp;</td>
    <td style="text-align: left">&nbsp;</td><td style="text-align: right">1,000</td><td style="text-align: left">&nbsp;</td></tr>
<tr style="vertical-align: bottom; background-color: rgb(204,238,255)">
    <td style="text-align: left">Small Business Administration</td><td>&nbsp;</td>
    <td style="text-align: left">&nbsp;</td><td style="text-align: right">229</td><td style="text-align: left">&nbsp;</td><td>&nbsp;</td>
    <td style="text-align: left">&nbsp;</td><td style="text-align: right">224</td><td style="text-align: left">&nbsp;</td><td>&nbsp;</td>
    <td style="text-align: left">&nbsp;</td><td style="text-align: right">-</td><td style="text-align: left">&nbsp;</td><td>&nbsp;</td>
    <td style="text-align: left">&nbsp;</td><td style="text-align: right">-</td><td style="text-align: left">&nbsp;</td><td>&nbsp;</td>
    <td style="text-align: left">&nbsp;</td><td style="text-align: right">453</td><td style="text-align: left">&nbsp;</td></tr>
<tr style="vertical-align: bottom; background-color: White">
    <td style="text-align: left">Taxi Medallion</td><td>&nbsp;</td>
    <td style="text-align: left">&nbsp;</td><td style="text-align: right">-</td><td style="text-align: left">&nbsp;</td><td>&nbsp;</td>
    <td style="text-align: left">&nbsp;</td><td style="text-align: right">2,118</td><td style="text-align: left">&nbsp;</td><td>&nbsp;</td>
    <td style="text-align: left">&nbsp;</td><td style="text-align: right">-</td><td style="text-align: left">&nbsp;</td><td>&nbsp;</td>
    <td style="text-align: left">&nbsp;</td><td style="text-align: right">-</td><td style="text-align: left">&nbsp;</td><td>&nbsp;</td>
    <td style="text-align: left">&nbsp;</td><td style="text-align: right">2,118</td><td style="text-align: left">&nbsp;</td></tr>
<tr style="vertical-align: bottom; background-color: rgb(204,238,255)">
    <td style="text-align: left; padding-bottom: 1pt">Commercial business and other</td><td style="padding-bottom: 1pt">&nbsp;</td>
    <td style="border-bottom: Black 1pt solid; text-align: left">&nbsp;</td><td style="border-bottom: Black 1pt solid; text-align: right">-</td><td style="border-bottom: Black 1pt solid; text-align: left">&nbsp;</td><td style="padding-bottom: 1pt">&nbsp;</td>
    <td style="border-bottom: Black 1pt solid; text-align: left">&nbsp;</td><td style="border-bottom: Black 1pt solid; text-align: right">3,123</td><td style="border-bottom: Black 1pt solid; text-align: left">&nbsp;</td><td style="padding-bottom: 1pt">&nbsp;</td>
    <td style="border-bottom: Black 1pt solid; text-align: left">&nbsp;</td><td style="border-bottom: Black 1pt solid; text-align: right">-</td><td style="border-bottom: Black 1pt solid; text-align: left">&nbsp;</td><td style="padding-bottom: 1pt">&nbsp;</td>
    <td style="border-bottom: Black 1pt solid; text-align: left">&nbsp;</td><td style="border-bottom: Black 1pt solid; text-align: right">-</td><td style="border-bottom: Black 1pt solid; text-align: left">&nbsp;</td><td style="padding-bottom: 1pt">&nbsp;</td>
    <td style="border-bottom: Black 1pt solid; text-align: left">&nbsp;</td><td style="border-bottom: Black 1pt solid; text-align: right">3,123</td><td style="border-bottom: Black 1pt solid; text-align: left">&nbsp;</td></tr>
<tr style="vertical-align: bottom; background-color: White">
    <td style="text-align: left; padding-bottom: 1pt; padding-left: 10pt">Total loans</td><td style="padding-bottom: 1pt">&nbsp;</td>
    <td style="border-bottom: Black 1pt solid; text-align: left">&nbsp;</td><td style="border-bottom: Black 1pt solid; text-align: right">10,935</td><td style="border-bottom: Black 1pt solid; text-align: left">&nbsp;</td><td style="padding-bottom: 1pt">&nbsp;</td>
    <td style="border-bottom: Black 1pt solid; text-align: left">&nbsp;</td><td style="border-bottom: Black 1pt solid; text-align: right">38,943</td><td style="border-bottom: Black 1pt solid; text-align: left">&nbsp;</td><td style="padding-bottom: 1pt">&nbsp;</td>
    <td style="border-bottom: Black 1pt solid; text-align: left">&nbsp;</td><td style="border-bottom: Black 1pt solid; text-align: right">-</td><td style="border-bottom: Black 1pt solid; text-align: left">&nbsp;</td><td style="padding-bottom: 1pt">&nbsp;</td>
    <td style="border-bottom: Black 1pt solid; text-align: left">&nbsp;</td><td style="border-bottom: Black 1pt solid; text-align: right">-</td><td style="border-bottom: Black 1pt solid; text-align: left">&nbsp;</td><td style="padding-bottom: 1pt">&nbsp;</td>
    <td style="border-bottom: Black 1pt solid; text-align: left">&nbsp;</td><td style="border-bottom: Black 1pt solid; text-align: right">49,878</td><td style="border-bottom: Black 1pt solid; text-align: left">&nbsp;</td></tr>
<tr style="vertical-align: bottom; background-color: rgb(204,238,255)">
    <td style="font-weight: bold">&nbsp;</td><td>&nbsp;</td>
    <td style="text-align: left">&nbsp;</td><td style="text-align: right">&nbsp;</td><td style="text-align: left">&nbsp;</td><td>&nbsp;</td>
    <td style="text-align: left">&nbsp;</td><td style="text-align: right">&nbsp;</td><td style="text-align: left">&nbsp;</td><td>&nbsp;</td>
    <td style="text-align: left">&nbsp;</td><td style="text-align: right">&nbsp;</td><td style="text-align: left">&nbsp;</td><td>&nbsp;</td>
    <td style="text-align: left">&nbsp;</td><td style="text-align: right">&nbsp;</td><td style="text-align: left">&nbsp;</td><td>&nbsp;</td>
    <td style="text-align: left">&nbsp;</td><td style="text-align: right">&nbsp;</td><td style="text-align: left">&nbsp;</td></tr>
<tr style="vertical-align: bottom; background-color: White">
    <td style="text-align: left; padding-bottom: 1pt">Other Real Estate Owned</td><td style="padding-bottom: 1pt">&nbsp;</td>
    <td style="border-bottom: Black 1pt solid; text-align: left">&nbsp;</td><td style="border-bottom: Black 1pt solid; text-align: right">-</td><td style="border-bottom: Black 1pt solid; text-align: left">&nbsp;</td><td style="padding-bottom: 1pt">&nbsp;</td>
    <td style="border-bottom: Black 1pt solid; text-align: left">&nbsp;</td><td style="border-bottom: Black 1pt solid; text-align: right">4,932</td><td style="border-bottom: Black 1pt solid; text-align: left">&nbsp;</td><td style="padding-bottom: 1pt">&nbsp;</td>
    <td style="border-bottom: Black 1pt solid; text-align: left">&nbsp;</td><td style="border-bottom: Black 1pt solid; text-align: right">-</td><td style="border-bottom: Black 1pt solid; text-align: left">&nbsp;</td><td style="padding-bottom: 1pt">&nbsp;</td>
    <td style="border-bottom: Black 1pt solid; text-align: left">&nbsp;</td><td style="border-bottom: Black 1pt solid; text-align: right">-</td><td style="border-bottom: Black 1pt solid; text-align: left">&nbsp;</td><td style="padding-bottom: 1pt">&nbsp;</td>
    <td style="border-bottom: Black 1pt solid; text-align: left">&nbsp;</td><td style="border-bottom: Black 1pt solid; text-align: right">4,932</td><td style="border-bottom: Black 1pt solid; text-align: left">&nbsp;</td></tr>
<tr style="vertical-align: bottom; background-color: rgb(204,238,255)">
    <td style="padding-bottom: 2.25pt; padding-left: 10pt">Total</td><td style="padding-bottom: 2.25pt">&nbsp;</td>
    <td style="border-bottom: Black 2.25pt double; text-align: left">$</td><td style="border-bottom: Black 2.25pt double; text-align: right">10,935</td><td style="border-bottom: Black 2.25pt double; text-align: left">&nbsp;</td><td style="padding-bottom: 2.25pt">&nbsp;</td>
    <td style="border-bottom: Black 2.25pt double; text-align: left">$</td><td style="border-bottom: Black 2.25pt double; text-align: right">43,875</td><td style="border-bottom: Black 2.25pt double; text-align: left">&nbsp;</td><td style="padding-bottom: 2.25pt">&nbsp;</td>
    <td style="border-bottom: Black 2.25pt double; text-align: left">$</td><td style="border-bottom: Black 2.25pt double; text-align: right">-</td><td style="border-bottom: Black 2.25pt double; text-align: left">&nbsp;</td><td style="padding-bottom: 2.25pt">&nbsp;</td>
    <td style="border-bottom: Black 2.25pt double; text-align: left">$</td><td style="border-bottom: Black 2.25pt double; text-align: right">-</td><td style="border-bottom: Black 2.25pt double; text-align: left">&nbsp;</td><td style="padding-bottom: 2.25pt">&nbsp;</td>
    <td style="border-bottom: Black 2.25pt double; text-align: left">$</td><td style="border-bottom: Black 2.25pt double; text-align: right">54,810</td><td style="border-bottom: Black 2.25pt double; text-align: left">&nbsp;</td></tr>
</table>



<p style="color: Red; font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: center"></p>

<p style="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</p>

<p style="color: Red; font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: center"></p>

<p style="font: 10pt Times New Roman, Times, Serif; margin-top: 0pt; margin-bottom: 0pt"></p>

<p style="text-align: left; font: 10pt Times New Roman, Times, Serif; margin-top: 0pt; margin-bottom: 0pt">The following table sets forth the Bank's Criticized and Classified assets at December 31, 2014:</p>

<p style="text-align: left; font: 10pt Times New Roman, Times, Serif; margin-top: 0pt; margin-bottom: 0pt"></p>

<p style="font: 10pt Times New Roman, Times, Serif; margin-top: 0pt; margin-bottom: 0pt"></p>



<p style="margin: 0">&nbsp;</p>

<table cellpadding="0" cellspacing="0" style="border-collapse: collapse; width: 100%; font: 10pt Times New Roman, Times, Serif">
<tr style="vertical-align: bottom">
    <td colspan="1" style="font-style: italic; border-bottom: Black 1pt solid">(In thousands)</td><td style="padding-bottom: 1pt; border-bottom: Black 1pt solid">&nbsp;</td>
    <td colspan="3" style="text-align: center; border-bottom: Black 1pt solid">Special Mention</td><td style="padding-bottom: 1pt; border-bottom: Black 1pt solid">&nbsp;</td>
    <td colspan="3" style="text-align: center; border-bottom: Black 1pt solid">Substandard</td><td style="padding-bottom: 1pt; border-bottom: Black 1pt solid">&nbsp;</td>
    <td colspan="3" style="text-align: center; border-bottom: Black 1pt solid">Doubtful</td><td style="padding-bottom: 1pt; border-bottom: Black 1pt solid">&nbsp;</td>
    <td colspan="3" style="text-align: center; border-bottom: Black 1pt solid">Loss</td><td style="padding-bottom: 1pt; border-bottom: Black 1pt solid">&nbsp;</td>
    <td colspan="3" style="text-align: center; border-bottom: Black 1pt solid">Total</td></tr>
<tr style="vertical-align: bottom">
    <td style="font-style: italic">&nbsp;</td><td>&nbsp;</td>
    <td colspan="3" style="text-align: center">&nbsp;</td><td>&nbsp;</td>
    <td colspan="3" style="text-align: center">&nbsp;</td><td>&nbsp;</td>
    <td colspan="3" style="text-align: center">&nbsp;</td><td>&nbsp;</td>
    <td colspan="3" style="text-align: center">&nbsp;</td><td>&nbsp;</td>
    <td colspan="3" style="text-align: center">&nbsp;</td></tr>
<tr style="vertical-align: bottom; background-color: rgb(204,238,255)">
    <td style="font-weight: bold">Loans:</td><td>&nbsp;</td>
    <td style="text-align: left">&nbsp;</td><td style="text-align: right">&nbsp;</td><td style="text-align: left">&nbsp;</td><td>&nbsp;</td>
    <td style="text-align: left">&nbsp;</td><td style="text-align: right">&nbsp;</td><td style="text-align: left">&nbsp;</td><td>&nbsp;</td>
    <td style="text-align: left">&nbsp;</td><td style="text-align: right">&nbsp;</td><td style="text-align: left">&nbsp;</td><td>&nbsp;</td>
    <td style="text-align: left">&nbsp;</td><td style="text-align: right">&nbsp;</td><td style="text-align: left">&nbsp;</td><td>&nbsp;</td>
    <td style="text-align: left">&nbsp;</td><td style="text-align: right">&nbsp;</td><td style="text-align: left">&nbsp;</td></tr>
<tr style="vertical-align: bottom; background-color: White">
    <td style="width: 50%; text-align: left">Multi-family residential</td><td style="width: 1%">&nbsp;</td>
    <td style="width: 1%; text-align: left">$</td><td style="width: 7%; text-align: right">6,494</td><td style="width: 1%; text-align: left">&nbsp;</td><td style="width: 1%">&nbsp;</td>
    <td style="width: 1%; text-align: left">$</td><td style="width: 7%; text-align: right">10,226</td><td style="width: 1%; text-align: left">&nbsp;</td><td style="width: 1%">&nbsp;</td>
    <td style="width: 1%; text-align: left">$</td><td style="width: 7%; text-align: right">-</td><td style="width: 1%; text-align: left">&nbsp;</td><td style="width: 1%">&nbsp;</td>
    <td style="width: 1%; text-align: left">$</td><td style="width: 7%; text-align: right">-</td><td style="width: 1%; text-align: left">&nbsp;</td><td style="width: 1%">&nbsp;</td>
    <td style="width: 1%; text-align: left">$</td><td style="width: 7%; text-align: right">16,720</td><td style="width: 1%; text-align: left">&nbsp;</td></tr>
<tr style="vertical-align: bottom; background-color: rgb(204,238,255)">
    <td style="text-align: left">Commercial real estate</td><td>&nbsp;</td>
    <td style="text-align: left">&nbsp;</td><td style="text-align: right">5,453</td><td style="text-align: left">&nbsp;</td><td>&nbsp;</td>
    <td style="text-align: left">&nbsp;</td><td style="text-align: right">7,100</td><td style="text-align: left">&nbsp;</td><td>&nbsp;</td>
    <td style="text-align: left">&nbsp;</td><td style="text-align: right">-</td><td style="text-align: left">&nbsp;</td><td>&nbsp;</td>
    <td style="text-align: left">&nbsp;</td><td style="text-align: right">-</td><td style="text-align: left">&nbsp;</td><td>&nbsp;</td>
    <td style="text-align: left">&nbsp;</td><td style="text-align: right">12,553</td><td style="text-align: left">&nbsp;</td></tr>
<tr style="vertical-align: bottom; background-color: White">
    <td style="text-align: left">One-to-four family - mixed-use property</td><td>&nbsp;</td>
    <td style="text-align: left">&nbsp;</td><td style="text-align: right">5,254</td><td style="text-align: left">&nbsp;</td><td>&nbsp;</td>
    <td style="text-align: left">&nbsp;</td><td style="text-align: right">12,499</td><td style="text-align: left">&nbsp;</td><td>&nbsp;</td>
    <td style="text-align: left">&nbsp;</td><td style="text-align: right">-</td><td style="text-align: left">&nbsp;</td><td>&nbsp;</td>
    <td style="text-align: left">&nbsp;</td><td style="text-align: right">-</td><td style="text-align: left">&nbsp;</td><td>&nbsp;</td>
    <td style="text-align: left">&nbsp;</td><td style="text-align: right">17,753</td><td style="text-align: left">&nbsp;</td></tr>
<tr style="vertical-align: bottom; background-color: rgb(204,238,255)">
    <td style="text-align: left">One-to-four family - residential</td><td>&nbsp;</td>
    <td style="text-align: left">&nbsp;</td><td style="text-align: right">2,352</td><td style="text-align: left">&nbsp;</td><td>&nbsp;</td>
    <td style="text-align: left">&nbsp;</td><td style="text-align: right">13,056</td><td style="text-align: left">&nbsp;</td><td>&nbsp;</td>
    <td style="text-align: left">&nbsp;</td><td style="text-align: right">-</td><td style="text-align: left">&nbsp;</td><td>&nbsp;</td>
    <td style="text-align: left">&nbsp;</td><td style="text-align: right">-</td><td style="text-align: left">&nbsp;</td><td>&nbsp;</td>
    <td style="text-align: left">&nbsp;</td><td style="text-align: right">15,408</td><td style="text-align: left">&nbsp;</td></tr>
<tr style="vertical-align: bottom; background-color: White">
    <td style="text-align: left">Co-operative apartments</td><td>&nbsp;</td>
    <td style="text-align: left">&nbsp;</td><td style="text-align: right">623</td><td style="text-align: left">&nbsp;</td><td>&nbsp;</td>
    <td style="text-align: left">&nbsp;</td><td style="text-align: right">-</td><td style="text-align: left">&nbsp;</td><td>&nbsp;</td>
    <td style="text-align: left">&nbsp;</td><td style="text-align: right">-</td><td style="text-align: left">&nbsp;</td><td>&nbsp;</td>
    <td style="text-align: left">&nbsp;</td><td style="text-align: right">-</td><td style="text-align: left">&nbsp;</td><td>&nbsp;</td>
    <td style="text-align: left">&nbsp;</td><td style="text-align: right">623</td><td style="text-align: left">&nbsp;</td></tr>
<tr style="vertical-align: bottom; background-color: rgb(204,238,255)">
    <td style="text-align: left">Small Business Administration</td><td>&nbsp;</td>
    <td style="text-align: left">&nbsp;</td><td style="text-align: right">479</td><td style="text-align: left">&nbsp;</td><td>&nbsp;</td>
    <td style="text-align: left">&nbsp;</td><td style="text-align: right">-</td><td style="text-align: left">&nbsp;</td><td>&nbsp;</td>
    <td style="text-align: left">&nbsp;</td><td style="text-align: right">-</td><td style="text-align: left">&nbsp;</td><td>&nbsp;</td>
    <td style="text-align: left">&nbsp;</td><td style="text-align: right">-</td><td style="text-align: left">&nbsp;</td><td>&nbsp;</td>
    <td style="text-align: left">&nbsp;</td><td style="text-align: right">479</td><td style="text-align: left">&nbsp;</td></tr>
<tr style="vertical-align: bottom; background-color: White">
    <td style="text-align: left; padding-bottom: 1pt">Commercial business and other</td><td style="padding-bottom: 1pt">&nbsp;</td>
    <td style="border-bottom: Black 1pt solid; text-align: left">&nbsp;</td><td style="border-bottom: Black 1pt solid; text-align: right">2,841</td><td style="border-bottom: Black 1pt solid; text-align: left">&nbsp;</td><td style="padding-bottom: 1pt">&nbsp;</td>
    <td style="border-bottom: Black 1pt solid; text-align: left">&nbsp;</td><td style="border-bottom: Black 1pt solid; text-align: right">3,779</td><td style="border-bottom: Black 1pt solid; text-align: left">&nbsp;</td><td style="padding-bottom: 1pt">&nbsp;</td>
    <td style="border-bottom: Black 1pt solid; text-align: left">&nbsp;</td><td style="border-bottom: Black 1pt solid; text-align: right">-</td><td style="border-bottom: Black 1pt solid; text-align: left">&nbsp;</td><td style="padding-bottom: 1pt">&nbsp;</td>
    <td style="border-bottom: Black 1pt solid; text-align: left">&nbsp;</td><td style="border-bottom: Black 1pt solid; text-align: right">-</td><td style="border-bottom: Black 1pt solid; text-align: left">&nbsp;</td><td style="padding-bottom: 1pt">&nbsp;</td>
    <td style="border-bottom: Black 1pt solid; text-align: left">&nbsp;</td><td style="border-bottom: Black 1pt solid; text-align: right">6,620</td><td style="border-bottom: Black 1pt solid; text-align: left">&nbsp;</td></tr>
<tr style="vertical-align: bottom; background-color: rgb(204,238,255)">
    <td style="text-align: left; padding-bottom: 1pt; padding-left: 10pt">Total loans</td><td style="padding-bottom: 1pt">&nbsp;</td>
    <td style="border-bottom: Black 1pt solid; text-align: left">&nbsp;</td><td style="border-bottom: Black 1pt solid; text-align: right">23,496</td><td style="border-bottom: Black 1pt solid; text-align: left">&nbsp;</td><td style="padding-bottom: 1pt">&nbsp;</td>
    <td style="border-bottom: Black 1pt solid; text-align: left">&nbsp;</td><td style="border-bottom: Black 1pt solid; text-align: right">46,660</td><td style="border-bottom: Black 1pt solid; text-align: left">&nbsp;</td><td style="padding-bottom: 1pt">&nbsp;</td>
    <td style="border-bottom: Black 1pt solid; text-align: left">&nbsp;</td><td style="border-bottom: Black 1pt solid; text-align: right">-</td><td style="border-bottom: Black 1pt solid; text-align: left">&nbsp;</td><td style="padding-bottom: 1pt">&nbsp;</td>
    <td style="border-bottom: Black 1pt solid; text-align: left">&nbsp;</td><td style="border-bottom: Black 1pt solid; text-align: right">-</td><td style="border-bottom: Black 1pt solid; text-align: left">&nbsp;</td><td style="padding-bottom: 1pt">&nbsp;</td>
    <td style="border-bottom: Black 1pt solid; text-align: left">&nbsp;</td><td style="border-bottom: Black 1pt solid; text-align: right">70,156</td><td style="border-bottom: Black 1pt solid; text-align: left">&nbsp;</td></tr>
<tr style="vertical-align: bottom; background-color: White">
    <td style="font-weight: bold">&nbsp;</td><td>&nbsp;</td>
    <td style="text-align: left">&nbsp;</td><td style="text-align: right">&nbsp;</td><td style="text-align: left">&nbsp;</td><td>&nbsp;</td>
    <td style="text-align: left">&nbsp;</td><td style="text-align: right">&nbsp;</td><td style="text-align: left">&nbsp;</td><td>&nbsp;</td>
    <td style="text-align: left">&nbsp;</td><td style="text-align: right">&nbsp;</td><td style="text-align: left">&nbsp;</td><td>&nbsp;</td>
    <td style="text-align: left">&nbsp;</td><td style="text-align: right">&nbsp;</td><td style="text-align: left">&nbsp;</td><td>&nbsp;</td>
    <td style="text-align: left">&nbsp;</td><td style="text-align: right">&nbsp;</td><td style="text-align: left">&nbsp;</td></tr>
<tr style="vertical-align: bottom; background-color: rgb(204,238,255)">
    <td style="text-align: left; padding-bottom: 1pt">Other Real Estate Owned</td><td style="padding-bottom: 1pt">&nbsp;</td>
    <td style="border-bottom: Black 1pt solid; text-align: left">&nbsp;</td><td style="border-bottom: Black 1pt solid; text-align: right">-</td><td style="border-bottom: Black 1pt solid; text-align: left">&nbsp;</td><td style="padding-bottom: 1pt">&nbsp;</td>
    <td style="border-bottom: Black 1pt solid; text-align: left">&nbsp;</td><td style="border-bottom: Black 1pt solid; text-align: right">6,326</td><td style="border-bottom: Black 1pt solid; text-align: left">&nbsp;</td><td style="padding-bottom: 1pt">&nbsp;</td>
    <td style="border-bottom: Black 1pt solid; text-align: left">&nbsp;</td><td style="border-bottom: Black 1pt solid; text-align: right">-</td><td style="border-bottom: Black 1pt solid; text-align: left">&nbsp;</td><td style="padding-bottom: 1pt">&nbsp;</td>
    <td style="border-bottom: Black 1pt solid; text-align: left">&nbsp;</td><td style="border-bottom: Black 1pt solid; text-align: right">-</td><td style="border-bottom: Black 1pt solid; text-align: left">&nbsp;</td><td style="padding-bottom: 1pt">&nbsp;</td>
    <td style="border-bottom: Black 1pt solid; text-align: left">&nbsp;</td><td style="border-bottom: Black 1pt solid; text-align: right">6,326</td><td style="border-bottom: Black 1pt solid; text-align: left">&nbsp;</td></tr>
<tr style="vertical-align: bottom; background-color: White">
    <td style="padding-bottom: 2.25pt; padding-left: 10pt">Total</td><td style="padding-bottom: 2.25pt">&nbsp;</td>
    <td style="border-bottom: Black 2.25pt double; text-align: left">$</td><td style="border-bottom: Black 2.25pt double; text-align: right">23,496</td><td style="border-bottom: Black 2.25pt double; text-align: left">&nbsp;</td><td style="padding-bottom: 2.25pt">&nbsp;</td>
    <td style="border-bottom: Black 2.25pt double; text-align: left">$</td><td style="border-bottom: Black 2.25pt double; text-align: right">52,986</td><td style="border-bottom: Black 2.25pt double; text-align: left">&nbsp;</td><td style="padding-bottom: 2.25pt">&nbsp;</td>
    <td style="border-bottom: Black 2.25pt double; text-align: left">$</td><td style="border-bottom: Black 2.25pt double; text-align: right">-</td><td style="border-bottom: Black 2.25pt double; text-align: left">&nbsp;</td><td style="padding-bottom: 2.25pt">&nbsp;</td>
    <td style="border-bottom: Black 2.25pt double; text-align: left">$</td><td style="border-bottom: Black 2.25pt double; text-align: right">-</td><td style="border-bottom: Black 2.25pt double; text-align: left">&nbsp;</td><td style="padding-bottom: 2.25pt">&nbsp;</td>
    <td style="border-bottom: Black 2.25pt double; text-align: left">$</td><td style="border-bottom: Black 2.25pt double; text-align: right">76,482</td><td style="border-bottom: Black 2.25pt double; text-align: left">&nbsp;</td></tr>
</table>

<p style="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: center">&nbsp;</p>

<p style="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 0.5in">On a quarterly basis
all mortgage loans that are classified as Substandard or Doubtful are internally reviewed for impairment, based on updated cash
flows for income producing properties, or updated independent appraisals. The loan balances of collateral dependent loans reviewed
for impairment are then compared to the loans updated fair value. We consider fair value of collateral dependent loans to be 85%
of the appraised or internally estimated value of the property, except for taxi medallion loans. The fair value of the underlying
collateral of taxi medallion loans is the most recent reported arm&#8217;s length transaction. The balance which exceeds fair value
is generally charged-off against the allowance for loan losses. At December 31, 2015, the current loan-to-value ratio on our collateral
dependent loans reviewed for impairment was 38.49%.</p>

<p style="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 0.5in">&nbsp;</p>

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<p style="font: bold 10pt Times New Roman, Times, Serif; margin: 0pt 0"><a name="a_028"></a>Allowance for Loan Losses</p>

<p style="font: bold 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</p>

<p style="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 0.5in">We have established
and maintain on our books an allowance for loan losses that is designed to provide a reserve against estimated losses inherent
in our overall loan portfolio. The allowance is established through a provision for loan losses based on management&#8217;s evaluation
of the risk inherent in the various components of the loan portfolio and other factors, including historical loan loss experience
(which is updated quarterly), current economic conditions, delinquency and non-accrual trends, classified loan levels, risk in
the portfolio and volumes and trends in loan types, recent trends in charge-offs, changes in underwriting standards, experience,
ability and depth of our lenders, collection policies and experience, internal loan review function and other external factors.
Additionally, we segregated our loans into two portfolios based on year of origination. One portfolio was reviewed for loans originated
after December 31, 2009 and a second portfolio for loans originated prior to January 1, 2010. Our decision to segregate the portfolio
based upon origination dates was based on changes made in our underwriting standards during 2009. By the end of 2009, all loans
were being underwritten based on revised and tightened underwriting standards. Loans originated prior to 2010 have a higher delinquency
rate and loss history. Each of the years in the portfolio for loans originated prior to 2010 has a similar delinquency rate. The
determination of the amount of the allowance for loan losses includes estimates that are susceptible to significant changes due
to changes in appraisal values of collateral, national and local economic conditions and other factors. We review our loan portfolio
by separate categories with similar risk and collateral characteristics. Impaired loans are segregated and reviewed separately.
All non-accrual loans are classified impaired. Impaired loans secured by collateral are reviewed based on the fair value of their
collateral. For non-collateralized impaired loans, management estimates any recoveries that are anticipated for each loan. In connection
with the determination of the allowance, the market value of collateral ordinarily is evaluated by our staff appraiser. On a quarterly
basis, the estimated values of impaired mortgage loans are internally reviewed, based on updated cash flows for income producing
properties, and at times an updated independent appraisal is obtained. The loan balances of collateral dependent impaired loans
are then compared to the property&#8217;s updated fair value. We consider fair value of collateral dependent loans to be 85% of
the appraised or internally estimated value of the property. The balance which exceeds fair value is generally charged-off. When
evaluating a loan for impairment, we do not rely on guarantees, and the amount of impairment, if any, is based on the fair value
of the collateral. We do not carry loans at a value in excess of the fair value due to a guarantee from the borrower. Impaired
mortgage loans that were written down resulted from quarterly reviews or updated appraisals that indicated the properties&#8217;
estimated value had declined from when the loan was originated. The Board of Directors reviews and approves the adequacy of the
allowance for loan losses on a quarterly basis.</p>

<p style="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 0.5in">&nbsp;</p>

<p style="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 0.5in">In assessing the adequacy
of the allowance, we review our loan portfolio by separate categories which have similar risk and collateral characteristics, e.g.,
multi-family residential, commercial real estate, one-to-four family mixed-use property, one-to-four family residential, co-operative
apartment, construction, SBA, commercial business, taxi medallion and consumer loans. General provisions are established against
performing loans in our portfolio in amounts deemed prudent based on our qualitative analysis of the factors, including the historical
loss experience, delinquency trends and local economic conditions. The national and local economies were generally considered to
be in a recession from December 2007 through the middle of 2009. This resulted in increased unemployment and declining property
values, although the property value declines in our market, the New York City metropolitan area, have not been as great as many
other areas of the country. While the national and local economies have shown signs of improvement since the middle of 2010, improvements
in unemployment have lagged until recently when the unemployment rate decreased to 5.0% at December 2015 from 6.2% at December
2014, for the New York City region, according to the New York Department of Labor. The improvement in the level of unemployment
has had a positive effect on our loan portfolio. Non-performing loans totaled $26.1 million and $34.2 million at December 31, 2015
and 2014, respectively. The Bank&#8217;s underwriting standards generally require a loan-to-value ratio of no more than 75% at
the time the loan is originated. At December 31, 2015, the outstanding principal balance of our impaired mortgage loans was approximately
38% of the estimated current value of the supporting collateral, after considering the charge-offs that have been recorded. We
incurred total net charge-offs of $2.6 million and $0.7 million during the years ended December 31, 2015 and 2014, respectively.
The improvement in non-performing loans allowed us to record a benefit in the provision for loan losses of $1.0 million and $6.0
million for the years ended December 31, 2015 and 2014, respectively, compared to a provision expense of $13.9 million recorded
for the year ended December 31, 2013. Management has concluded, and the Board of Directors has concurred, that at December 31,
2015, the allowance was sufficient to absorb losses inherent in our loan portfolio.</p>

<p style="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 0.5in">&nbsp;</p>

<p style="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 0.5in">Our determination as
to the classification of our assets and the amount of our valuation allowance is subject to review by our regulators, which can
require the establishment of additional general allowances or specific loss allowances or require charge-offs. Such authorities
may require us to make additional provisions to the allowance based on their judgments about information available to them at the
time of their examination. A policy statement provides guidance for examiners in determining whether the levels of general valuation
allowances for banking institutions are adequate. The policy statement requires that if a bank&#8217;s general valuation allowance
policies and procedures are deemed to be inadequate, recommendations for correcting deficiencies, including any examiner concerns
regarding the level of the allowance, should be noted in the report of examination. Additional supervisory action may also be taken
based on the magnitude of the observed shortcomings in the allowance process, including the materiality of any error in the reported
amount of the allowance.</p>

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<p style="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 0.5in">Management believes
that our current allowance for loan losses is adequate in light of current economic conditions, the composition of our loan portfolio,
the level and type of delinquent loans, our level of classified loans, charge-offs recorded and other available information and
the Board of Directors concurs in this belief. At December 31, 2015, the total allowance for loan losses was $21.5 million, representing
82.58% of non-performing loans and 69.45% of non-performing assets, compared to 73.40% of non-performing loans and 61.94% of non-performing
assets at December 31, 2014. We continue to monitor and, as necessary, modify the level of our allowance for loan losses in order
to maintain the allowance at a level which we consider adequate to provide for probable loan losses based on available information.</p>

<p style="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 0.5in">&nbsp;</p>

<p style="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 0.5in">Many factors may require
additions to the allowance for loan losses in future periods beyond those currently revealed. These factors include further adverse
changes in economic conditions, changes in interest rates and changes in the financial capacity of individual borrowers (any of
which may affect the ability of borrowers to make repayments on loans), changes in the real estate market within our lending area
and the value of collateral, or a review and evaluation of our loan portfolio in the future. The determination of the amount of
the allowance for loan losses includes estimates that are susceptible to significant changes due to changes in appraised values
of collateral, national and local economic conditions, interest rates and other factors. In addition, our overall level of credit
risk inherent in our loan portfolio can be affected by the loan portfolio&#8217;s composition. At December 31, 2015, multi-family
residential, commercial real estate, construction and one-to-four family mixed-use property mortgage loans, totaled 83.2% of our
gross loans. The greater risk associated with these loans, as well as business loans, could require us to increase our provisions
for loan losses and to maintain an allowance for loan losses as a percentage of total loans that is in excess of the allowance
we currently maintain. Provisions for loan losses are charged against net income. See &#8220;&#8212;Lending Activities&#8221; and
&#8220;&#8212;Asset Quality.&#8221;</p>

<p style="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 0.5in">&nbsp;</p>

<p style="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 0.5in">&nbsp;</p>

<p style="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 0.5in">&nbsp;</p>

<p style="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 0.5in">&nbsp;</p>

<p style="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 0.5in">&nbsp;</p>

<p style="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 0.5in">&nbsp;</p>

<p style="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 0.5in">&nbsp;</p>

<p style="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 0.5in">&nbsp;</p>

<p style="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 0.5in">&nbsp;</p>

<p style="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 0.5in">&nbsp;</p>

<p style="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 0.5in">&nbsp;</p>

<p style="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 0.5in">&nbsp;</p>

<p style="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 0.5in">&nbsp;</p>

<p style="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 0.5in">&nbsp;</p>

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<p style="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 0.5in">The following table
sets forth changes in, and the balance of, our allowance for loan losses.</p>

<p style="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 0in">&nbsp;</p>

<p style="color: Red; font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: center; text-indent: 0in"></p>

<table cellpadding="0" cellspacing="0" style="border-collapse: collapse; width: 100%; font: 10pt Times New Roman, Times, Serif">
<tr style="vertical-align: bottom">
    <td>&nbsp;</td><td style="padding-bottom: 1pt">&nbsp;</td>
    <td colspan="19" style="text-align: center; border-bottom: Black 1pt solid">At and for the years ended December 31,</td></tr>
<tr style="vertical-align: bottom">
    <td colspan="1" style="font-style: italic; border-bottom: Black 1pt solid">(Dollars in thousands)</td><td style="padding-bottom: 1pt; border-bottom: Black 1pt solid">&nbsp;</td>
    <td colspan="3" style="text-align: center; border-bottom: Black 1pt solid">2015</td><td style="padding-bottom: 1pt; border-bottom: Black 1pt solid">&nbsp;</td>
    <td colspan="3" style="text-align: center; border-bottom: Black 1pt solid">2014</td><td style="padding-bottom: 1pt; border-bottom: Black 1pt solid">&nbsp;</td>
    <td colspan="3" style="text-align: center; border-bottom: Black 1pt solid">2013</td><td style="padding-bottom: 1pt; border-bottom: Black 1pt solid">&nbsp;</td>
    <td colspan="3" style="text-align: center; border-bottom: Black 1pt solid">2012</td><td style="padding-bottom: 1pt; border-bottom: Black 1pt solid">&nbsp;</td>
    <td colspan="3" style="text-align: center; border-bottom: Black 1pt solid">2011</td></tr>
<tr style="vertical-align: bottom">
    <td>&nbsp;</td><td>&nbsp;</td>
    <td colspan="3" style="text-align: right">&nbsp;</td><td>&nbsp;</td>
    <td colspan="3" style="text-align: right">&nbsp;</td><td>&nbsp;</td>
    <td colspan="3" style="text-align: right">&nbsp;</td><td>&nbsp;</td>
    <td colspan="3" style="text-align: right">&nbsp;</td><td>&nbsp;</td>
    <td colspan="3" style="text-align: right">&nbsp;</td></tr>
<tr style="vertical-align: bottom; background-color: rgb(204,238,255)">
    <td style="width: 50%; text-align: left">Balance at beginning of year</td><td style="width: 1%">&nbsp;</td>
    <td style="width: 1%; text-align: left">$</td><td style="width: 7%; text-align: right">25,096</td><td style="width: 1%; text-align: left">&nbsp;</td><td style="width: 1%">&nbsp;</td>
    <td style="width: 1%; text-align: left">$</td><td style="width: 7%; text-align: right">31,776</td><td style="width: 1%; text-align: left">&nbsp;</td><td style="width: 1%">&nbsp;</td>
    <td style="width: 1%; text-align: left">$</td><td style="width: 7%; text-align: right">31,104</td><td style="width: 1%; text-align: left">&nbsp;</td><td style="width: 1%">&nbsp;</td>
    <td style="width: 1%; text-align: left">$</td><td style="width: 7%; text-align: right">30,344</td><td style="width: 1%; text-align: left">&nbsp;</td><td style="width: 1%">&nbsp;</td>
    <td style="width: 1%; text-align: left">$</td><td style="width: 7%; text-align: right">27,699</td><td style="width: 1%; text-align: left">&nbsp;</td></tr>
<tr style="vertical-align: bottom; background-color: White">
    <td>&nbsp;</td><td>&nbsp;</td>
    <td style="text-align: left">&nbsp;</td><td style="text-align: right">&nbsp;</td><td style="text-align: left">&nbsp;</td><td>&nbsp;</td>
    <td style="text-align: left">&nbsp;</td><td style="text-align: right">&nbsp;</td><td style="text-align: left">&nbsp;</td><td>&nbsp;</td>
    <td style="text-align: left">&nbsp;</td><td style="text-align: right">&nbsp;</td><td style="text-align: left">&nbsp;</td><td>&nbsp;</td>
    <td style="text-align: left">&nbsp;</td><td style="text-align: right">&nbsp;</td><td style="text-align: left">&nbsp;</td><td>&nbsp;</td>
    <td style="text-align: left">&nbsp;</td><td style="text-align: right">&nbsp;</td><td style="text-align: left">&nbsp;</td></tr>
<tr style="vertical-align: bottom; background-color: rgb(204,238,255)">
    <td style="text-align: left">Provision (benefit) for loan losses</td><td>&nbsp;</td>
    <td style="text-align: left">&nbsp;</td><td style="text-align: right">(956</td><td style="text-align: left">)</td><td>&nbsp;</td>
    <td style="text-align: left">&nbsp;</td><td style="text-align: right">(6,021</td><td style="text-align: left">)</td><td>&nbsp;</td>
    <td style="text-align: left">&nbsp;</td><td style="text-align: right">13,935</td><td style="text-align: left">&nbsp;</td><td>&nbsp;</td>
    <td style="text-align: left">&nbsp;</td><td style="text-align: right">21,000</td><td style="text-align: left">&nbsp;</td><td>&nbsp;</td>
    <td style="text-align: left">&nbsp;</td><td style="text-align: right">21,500</td><td style="text-align: left">&nbsp;</td></tr>
<tr style="vertical-align: bottom; background-color: White">
    <td>&nbsp;</td><td>&nbsp;</td>
    <td style="text-align: left">&nbsp;</td><td style="text-align: right">&nbsp;</td><td style="text-align: left">&nbsp;</td><td>&nbsp;</td>
    <td style="text-align: left">&nbsp;</td><td style="text-align: right">&nbsp;</td><td style="text-align: left">&nbsp;</td><td>&nbsp;</td>
    <td style="text-align: left">&nbsp;</td><td style="text-align: right">&nbsp;</td><td style="text-align: left">&nbsp;</td><td>&nbsp;</td>
    <td style="text-align: left">&nbsp;</td><td style="text-align: right">&nbsp;</td><td style="text-align: left">&nbsp;</td><td>&nbsp;</td>
    <td style="text-align: left">&nbsp;</td><td style="text-align: right">&nbsp;</td><td style="text-align: left">&nbsp;</td></tr>
<tr style="vertical-align: bottom; background-color: rgb(204,238,255)">
    <td>Loans charged-off:</td><td>&nbsp;</td>
    <td style="text-align: left">&nbsp;</td><td style="text-align: right">&nbsp;</td><td style="text-align: left">&nbsp;</td><td>&nbsp;</td>
    <td style="text-align: left">&nbsp;</td><td style="text-align: right">&nbsp;</td><td style="text-align: left">&nbsp;</td><td>&nbsp;</td>
    <td style="text-align: left">&nbsp;</td><td style="text-align: right">&nbsp;</td><td style="text-align: left">&nbsp;</td><td>&nbsp;</td>
    <td style="text-align: left">&nbsp;</td><td style="text-align: right">&nbsp;</td><td style="text-align: left">&nbsp;</td><td>&nbsp;</td>
    <td style="text-align: left">&nbsp;</td><td style="text-align: right">&nbsp;</td><td style="text-align: left">&nbsp;</td></tr>
<tr style="vertical-align: bottom; background-color: White">
    <td style="text-align: left; padding-left: 10pt">Multi-family residential</td><td>&nbsp;</td>
    <td style="text-align: left">&nbsp;</td><td style="text-align: right">(474</td><td style="text-align: left">)</td><td>&nbsp;</td>
    <td style="text-align: left">&nbsp;</td><td style="text-align: right">(1,161</td><td style="text-align: left">)</td><td>&nbsp;</td>
    <td style="text-align: left">&nbsp;</td><td style="text-align: right">(3,585</td><td style="text-align: left">)</td><td>&nbsp;</td>
    <td style="text-align: left">&nbsp;</td><td style="text-align: right">(6,016</td><td style="text-align: left">)</td><td>&nbsp;</td>
    <td style="text-align: left">&nbsp;</td><td style="text-align: right">(6,807</td><td style="text-align: left">)</td></tr>
<tr style="vertical-align: bottom; background-color: rgb(204,238,255)">
    <td style="text-align: left; padding-left: 10pt">Commercial real estate</td><td>&nbsp;</td>
    <td style="text-align: left">&nbsp;</td><td style="text-align: right">(32</td><td style="text-align: left">)</td><td>&nbsp;</td>
    <td style="text-align: left">&nbsp;</td><td style="text-align: right">(325</td><td style="text-align: left">)</td><td>&nbsp;</td>
    <td style="text-align: left">&nbsp;</td><td style="text-align: right">(1,051</td><td style="text-align: left">)</td><td>&nbsp;</td>
    <td style="text-align: left">&nbsp;</td><td style="text-align: right">(2,746</td><td style="text-align: left">)</td><td>&nbsp;</td>
    <td style="text-align: left">&nbsp;</td><td style="text-align: right">(5,172</td><td style="text-align: left">)</td></tr>
<tr style="vertical-align: bottom; background-color: White">
    <td style="text-align: left; padding-left: 10pt">One-to-four family mixed-use property</td><td>&nbsp;</td>
    <td style="text-align: left">&nbsp;</td><td style="text-align: right">(592</td><td style="text-align: left">)</td><td>&nbsp;</td>
    <td style="text-align: left">&nbsp;</td><td style="text-align: right">(423</td><td style="text-align: left">)</td><td>&nbsp;</td>
    <td style="text-align: left">&nbsp;</td><td style="text-align: right">(4,206</td><td style="text-align: left">)</td><td>&nbsp;</td>
    <td style="text-align: left">&nbsp;</td><td style="text-align: right">(4,286</td><td style="text-align: left">)</td><td>&nbsp;</td>
    <td style="text-align: left">&nbsp;</td><td style="text-align: right">(2,644</td><td style="text-align: left">)</td></tr>
<tr style="vertical-align: bottom; background-color: rgb(204,238,255)">
    <td style="text-align: left; padding-left: 10pt">One-to-four family residential</td><td>&nbsp;</td>
    <td style="text-align: left">&nbsp;</td><td style="text-align: right">(342</td><td style="text-align: left">)</td><td>&nbsp;</td>
    <td style="text-align: left">&nbsp;</td><td style="text-align: right">(103</td><td style="text-align: left">)</td><td>&nbsp;</td>
    <td style="text-align: left">&nbsp;</td><td style="text-align: right">(701</td><td style="text-align: left">)</td><td>&nbsp;</td>
    <td style="text-align: left">&nbsp;</td><td style="text-align: right">(1,583</td><td style="text-align: left">)</td><td>&nbsp;</td>
    <td style="text-align: left">&nbsp;</td><td style="text-align: right">(2,226</td><td style="text-align: left">)</td></tr>
<tr style="vertical-align: bottom; background-color: White">
    <td style="text-align: left; padding-left: 10pt">Co-operative apartment</td><td>&nbsp;</td>
    <td style="text-align: left">&nbsp;</td><td style="text-align: right">-</td><td style="text-align: left">&nbsp;</td><td>&nbsp;</td>
    <td style="text-align: left">&nbsp;</td><td style="text-align: right">-</td><td style="text-align: left">&nbsp;</td><td>&nbsp;</td>
    <td style="text-align: left">&nbsp;</td><td style="text-align: right">(108</td><td style="text-align: left">)</td><td>&nbsp;</td>
    <td style="text-align: left">&nbsp;</td><td style="text-align: right">(62</td><td style="text-align: left">)</td><td>&nbsp;</td>
    <td style="text-align: left">&nbsp;</td><td style="text-align: right">-</td><td style="text-align: left">&nbsp;</td></tr>
<tr style="vertical-align: bottom; background-color: rgb(204,238,255)">
    <td style="padding-left: 10pt">Construction</td><td>&nbsp;</td>
    <td style="text-align: left">&nbsp;</td><td style="text-align: right">-</td><td style="text-align: left">&nbsp;</td><td>&nbsp;</td>
    <td style="text-align: left">&nbsp;</td><td style="text-align: right">-</td><td style="text-align: left">&nbsp;</td><td>&nbsp;</td>
    <td style="text-align: left">&nbsp;</td><td style="text-align: right">(2,678</td><td style="text-align: left">)</td><td>&nbsp;</td>
    <td style="text-align: left">&nbsp;</td><td style="text-align: right">(4,591</td><td style="text-align: left">)</td><td>&nbsp;</td>
    <td style="text-align: left">&nbsp;</td><td style="text-align: right">(1,088</td><td style="text-align: left">)</td></tr>
<tr style="vertical-align: bottom; background-color: White">
    <td style="padding-left: 10pt">SBA</td><td>&nbsp;</td>
    <td style="text-align: left">&nbsp;</td><td style="text-align: right">(34</td><td style="text-align: left">)</td><td>&nbsp;</td>
    <td style="text-align: left">&nbsp;</td><td style="text-align: right">(49</td><td style="text-align: left">)</td><td>&nbsp;</td>
    <td style="text-align: left">&nbsp;</td><td style="text-align: right">(457</td><td style="text-align: left">)</td><td>&nbsp;</td>
    <td style="text-align: left">&nbsp;</td><td style="text-align: right">(324</td><td style="text-align: left">)</td><td>&nbsp;</td>
    <td style="text-align: left">&nbsp;</td><td style="text-align: right">(871</td><td style="text-align: left">)</td></tr>
<tr style="vertical-align: bottom; background-color: rgb(204,238,255)">
    <td style="text-align: left; padding-bottom: 1pt; padding-left: 10pt">Commercial business and other loans</td><td>&nbsp;</td>
    <td style="border-bottom: Black 1pt solid; text-align: left">&nbsp;</td><td style="border-bottom: Black 1pt solid; text-align: right">(2,371</td><td style="border-bottom: Black 1pt solid; text-align: left">)</td><td style="padding-bottom: 1pt; border-bottom: Black 1pt solid">&nbsp;</td>
    <td style="border-bottom: Black 1pt solid; text-align: left">&nbsp;</td><td style="border-bottom: Black 1pt solid; text-align: right">(381</td><td style="border-bottom: Black 1pt solid; text-align: left">)</td><td style="padding-bottom: 1pt; border-bottom: Black 1pt solid">&nbsp;</td>
    <td style="border-bottom: Black 1pt solid; text-align: left">&nbsp;</td><td style="border-bottom: Black 1pt solid; text-align: right">(2,057</td><td style="border-bottom: Black 1pt solid; text-align: left">)</td><td style="padding-bottom: 1pt; border-bottom: Black 1pt solid">&nbsp;</td>
    <td style="border-bottom: Black 1pt solid; text-align: left">&nbsp;</td><td style="border-bottom: Black 1pt solid; text-align: right">(1,661</td><td style="border-bottom: Black 1pt solid; text-align: left">)</td><td style="padding-bottom: 1pt; border-bottom: Black 1pt solid">&nbsp;</td>
    <td style="border-bottom: Black 1pt solid; text-align: left">&nbsp;</td><td style="border-bottom: Black 1pt solid; text-align: right">(642</td><td style="border-bottom: Black 1pt solid; text-align: left">)</td></tr>
<tr style="vertical-align: bottom; background-color: White">
    <td style="text-align: left; padding-bottom: 1pt; padding-left: 20pt">Total loans charged-off</td><td>&nbsp;</td>
    <td style="border-bottom: Black 1pt solid; text-align: left">&nbsp;</td><td style="border-bottom: Black 1pt solid; text-align: right">(3,845</td><td style="border-bottom: Black 1pt solid; text-align: left">)</td><td style="padding-bottom: 1pt; border-bottom: Black 1pt solid">&nbsp;</td>
    <td style="border-bottom: Black 1pt solid; text-align: left">&nbsp;</td><td style="border-bottom: Black 1pt solid; text-align: right">(2,442</td><td style="border-bottom: Black 1pt solid; text-align: left">)</td><td style="padding-bottom: 1pt; border-bottom: Black 1pt solid">&nbsp;</td>
    <td style="border-bottom: Black 1pt solid; text-align: left">&nbsp;</td><td style="border-bottom: Black 1pt solid; text-align: right">(14,843</td><td style="border-bottom: Black 1pt solid; text-align: left">)</td><td style="padding-bottom: 1pt; border-bottom: Black 1pt solid">&nbsp;</td>
    <td style="border-bottom: Black 1pt solid; text-align: left">&nbsp;</td><td style="border-bottom: Black 1pt solid; text-align: right">(21,269</td><td style="border-bottom: Black 1pt solid; text-align: left">)</td><td style="padding-bottom: 1pt; border-bottom: Black 1pt solid">&nbsp;</td>
    <td style="border-bottom: Black 1pt solid; text-align: left">&nbsp;</td><td style="border-bottom: Black 1pt solid; text-align: right">(19,450</td><td style="border-bottom: Black 1pt solid; text-align: left">)</td></tr>
<tr style="vertical-align: bottom; background-color: rgb(204,238,255)">
    <td>&nbsp;</td><td>&nbsp;</td>
    <td style="text-align: left">&nbsp;</td><td style="text-align: right">&nbsp;</td><td style="text-align: left">&nbsp;</td><td>&nbsp;</td>
    <td style="text-align: left">&nbsp;</td><td style="text-align: right">&nbsp;</td><td style="text-align: left">&nbsp;</td><td>&nbsp;</td>
    <td style="text-align: left">&nbsp;</td><td style="text-align: right">&nbsp;</td><td style="text-align: left">&nbsp;</td><td>&nbsp;</td>
    <td style="text-align: left">&nbsp;</td><td style="text-align: right">&nbsp;</td><td style="text-align: left">&nbsp;</td><td>&nbsp;</td>
    <td style="text-align: left">&nbsp;</td><td style="text-align: right">&nbsp;</td><td style="text-align: left">&nbsp;</td></tr>
<tr style="vertical-align: bottom; background-color: White">
    <td>Recoveries:</td><td>&nbsp;</td>
    <td style="text-align: left">&nbsp;</td><td style="text-align: right">&nbsp;</td><td style="text-align: left">&nbsp;</td><td>&nbsp;</td>
    <td style="text-align: left">&nbsp;</td><td style="text-align: right">&nbsp;</td><td style="text-align: left">&nbsp;</td><td>&nbsp;</td>
    <td style="text-align: left">&nbsp;</td><td style="text-align: right">&nbsp;</td><td style="text-align: left">&nbsp;</td><td>&nbsp;</td>
    <td style="text-align: left">&nbsp;</td><td style="text-align: right">&nbsp;</td><td style="text-align: left">&nbsp;</td><td>&nbsp;</td>
    <td style="text-align: left">&nbsp;</td><td style="text-align: right">&nbsp;</td><td style="text-align: left">&nbsp;</td></tr>
<tr style="vertical-align: bottom; background-color: rgb(204,238,255)">
    <td style="text-align: left; padding-left: 10pt">Mortgage loans</td><td>&nbsp;</td>
    <td style="text-align: left">&nbsp;</td><td style="text-align: right">888</td><td style="text-align: left">&nbsp;</td><td>&nbsp;</td>
    <td style="text-align: left">&nbsp;</td><td style="text-align: right">1,515</td><td style="text-align: left">&nbsp;</td><td>&nbsp;</td>
    <td style="text-align: left">&nbsp;</td><td style="text-align: right">1,407</td><td style="text-align: left">&nbsp;</td><td>&nbsp;</td>
    <td style="text-align: left">&nbsp;</td><td style="text-align: right">838</td><td style="text-align: left">&nbsp;</td><td>&nbsp;</td>
    <td style="text-align: left">&nbsp;</td><td style="text-align: right">523</td><td style="text-align: left">&nbsp;</td></tr>
<tr style="vertical-align: bottom; background-color: White">
    <td style="text-align: left; padding-bottom: 1pt; padding-left: 10pt">SBA, commercial business and other loans</td><td>&nbsp;</td>
    <td style="border-bottom: Black 1pt solid; text-align: left">&nbsp;</td><td style="border-bottom: Black 1pt solid; text-align: right">352</td><td style="border-bottom: Black 1pt solid; text-align: left">&nbsp;</td><td style="padding-bottom: 1pt; border-bottom: Black 1pt solid">&nbsp;</td>
    <td style="border-bottom: Black 1pt solid; text-align: left">&nbsp;</td><td style="border-bottom: Black 1pt solid; text-align: right">268</td><td style="border-bottom: Black 1pt solid; text-align: left">&nbsp;</td><td style="padding-bottom: 1pt; border-bottom: Black 1pt solid">&nbsp;</td>
    <td style="border-bottom: Black 1pt solid; text-align: left">&nbsp;</td><td style="border-bottom: Black 1pt solid; text-align: right">173</td><td style="border-bottom: Black 1pt solid; text-align: left">&nbsp;</td><td style="padding-bottom: 1pt; border-bottom: Black 1pt solid">&nbsp;</td>
    <td style="border-bottom: Black 1pt solid; text-align: left">&nbsp;</td><td style="border-bottom: Black 1pt solid; text-align: right">191</td><td style="border-bottom: Black 1pt solid; text-align: left">&nbsp;</td><td style="padding-bottom: 1pt; border-bottom: Black 1pt solid">&nbsp;</td>
    <td style="border-bottom: Black 1pt solid; text-align: left">&nbsp;</td><td style="border-bottom: Black 1pt solid; text-align: right">72</td><td style="border-bottom: Black 1pt solid; text-align: left">&nbsp;</td></tr>
<tr style="vertical-align: bottom; background-color: rgb(204,238,255)">
    <td style="text-align: left; padding-bottom: 1pt; padding-left: 20pt">Total recoveries</td><td>&nbsp;</td>
    <td style="border-bottom: Black 1pt solid; text-align: left">&nbsp;</td><td style="border-bottom: Black 1pt solid; text-align: right">1,240</td><td style="border-bottom: Black 1pt solid; text-align: left">&nbsp;</td><td style="padding-bottom: 1pt; border-bottom: Black 1pt solid">&nbsp;</td>
    <td style="border-bottom: Black 1pt solid; text-align: left">&nbsp;</td><td style="border-bottom: Black 1pt solid; text-align: right">1,783</td><td style="border-bottom: Black 1pt solid; text-align: left">&nbsp;</td><td style="padding-bottom: 1pt; border-bottom: Black 1pt solid">&nbsp;</td>
    <td style="border-bottom: Black 1pt solid; text-align: left">&nbsp;</td><td style="border-bottom: Black 1pt solid; text-align: right">1,580</td><td style="border-bottom: Black 1pt solid; text-align: left">&nbsp;</td><td style="padding-bottom: 1pt; border-bottom: Black 1pt solid">&nbsp;</td>
    <td style="border-bottom: Black 1pt solid; text-align: left">&nbsp;</td><td style="border-bottom: Black 1pt solid; text-align: right">1,029</td><td style="border-bottom: Black 1pt solid; text-align: left">&nbsp;</td><td style="padding-bottom: 1pt; border-bottom: Black 1pt solid">&nbsp;</td>
    <td style="border-bottom: Black 1pt solid; text-align: left">&nbsp;</td><td style="border-bottom: Black 1pt solid; text-align: right">595</td><td style="border-bottom: Black 1pt solid; text-align: left">&nbsp;</td></tr>
<tr style="vertical-align: bottom; background-color: White">
    <td>&nbsp;</td><td>&nbsp;</td>
    <td style="text-align: left">&nbsp;</td><td style="text-align: right">&nbsp;</td><td style="text-align: left">&nbsp;</td><td>&nbsp;</td>
    <td style="text-align: left">&nbsp;</td><td style="text-align: right">&nbsp;</td><td style="text-align: left">&nbsp;</td><td>&nbsp;</td>
    <td style="text-align: left">&nbsp;</td><td style="text-align: right">&nbsp;</td><td style="text-align: left">&nbsp;</td><td>&nbsp;</td>
    <td style="text-align: left">&nbsp;</td><td style="text-align: right">&nbsp;</td><td style="text-align: left">&nbsp;</td><td>&nbsp;</td>
    <td style="text-align: left">&nbsp;</td><td style="text-align: right">&nbsp;</td><td style="text-align: left">&nbsp;</td></tr>
<tr style="vertical-align: bottom; background-color: rgb(204,238,255)">
    <td style="text-align: left; padding-bottom: 2.25pt; padding-left: 20pt">Net charge-offs</td><td>&nbsp;</td>
    <td style="border-bottom: Black 2.5pt double; text-align: left">&nbsp;</td><td style="border-bottom: Black 2.5pt double; text-align: right">(2,605</td><td style="border-bottom: Black 2.5pt double; text-align: left">)</td><td style="padding-bottom: 2.25pt; border-bottom: Black 2.5pt double">&nbsp;</td>
    <td style="border-bottom: Black 2.5pt double; text-align: left">&nbsp;</td><td style="border-bottom: Black 2.5pt double; text-align: right">(659</td><td style="border-bottom: Black 2.5pt double; text-align: left">)</td><td style="padding-bottom: 2.25pt; border-bottom: Black 2.5pt double">&nbsp;</td>
    <td style="border-bottom: Black 2.5pt double; text-align: left">&nbsp;</td><td style="border-bottom: Black 2.5pt double; text-align: right">(13,263</td><td style="border-bottom: Black 2.5pt double; text-align: left">)</td><td style="padding-bottom: 2.25pt; border-bottom: Black 2.5pt double">&nbsp;</td>
    <td style="border-bottom: Black 2.5pt double; text-align: left">&nbsp;</td><td style="border-bottom: Black 2.5pt double; text-align: right">(20,240</td><td style="border-bottom: Black 2.5pt double; text-align: left">)</td><td style="padding-bottom: 2.25pt; border-bottom: Black 2.5pt double">&nbsp;</td>
    <td style="border-bottom: Black 2.5pt double; text-align: left">&nbsp;</td><td style="border-bottom: Black 2.5pt double; text-align: right">(18,855</td><td style="border-bottom: Black 2.5pt double; text-align: left">)</td></tr>
<tr style="vertical-align: bottom; background-color: White">
    <td>&nbsp;</td><td>&nbsp;</td>
    <td style="text-align: left">&nbsp;</td><td style="text-align: right">&nbsp;</td><td style="text-align: left">&nbsp;</td><td>&nbsp;</td>
    <td style="text-align: left">&nbsp;</td><td style="text-align: right">&nbsp;</td><td style="text-align: left">&nbsp;</td><td>&nbsp;</td>
    <td style="text-align: left">&nbsp;</td><td style="text-align: right">&nbsp;</td><td style="text-align: left">&nbsp;</td><td>&nbsp;</td>
    <td style="text-align: left">&nbsp;</td><td style="text-align: right">&nbsp;</td><td style="text-align: left">&nbsp;</td><td>&nbsp;</td>
    <td style="text-align: left">&nbsp;</td><td style="text-align: right">&nbsp;</td><td style="text-align: left">&nbsp;</td></tr>
<tr style="vertical-align: bottom; background-color: rgb(204,238,255)">
    <td style="text-align: left; padding-bottom: 2.25pt">Balance at end of year</td><td>&nbsp;</td>
    <td style="border-bottom: Black 2.5pt double; text-align: left">$</td><td style="border-bottom: Black 2.5pt double; text-align: right">21,535</td><td style="border-bottom: Black 2.5pt double; text-align: left">&nbsp;</td><td style="padding-bottom: 2.25pt; border-bottom: Black 2.5pt double">&nbsp;</td>
    <td style="border-bottom: Black 2.5pt double; text-align: left">$</td><td style="border-bottom: Black 2.5pt double; text-align: right">25,096</td><td style="border-bottom: Black 2.5pt double; text-align: left">&nbsp;</td><td style="padding-bottom: 2.25pt; border-bottom: Black 2.5pt double">&nbsp;</td>
    <td style="border-bottom: Black 2.5pt double; text-align: left">$</td><td style="border-bottom: Black 2.5pt double; text-align: right">31,776</td><td style="border-bottom: Black 2.5pt double; text-align: left">&nbsp;</td><td style="padding-bottom: 2.25pt; border-bottom: Black 2.5pt double">&nbsp;</td>
    <td style="border-bottom: Black 2.5pt double; text-align: left">$</td><td style="border-bottom: Black 2.5pt double; text-align: right">31,104</td><td style="border-bottom: Black 2.5pt double; text-align: left">&nbsp;</td><td style="padding-bottom: 2.25pt; border-bottom: Black 2.5pt double">&nbsp;</td>
    <td style="border-bottom: Black 2.5pt double; text-align: left">$</td><td style="border-bottom: Black 2.5pt double; text-align: right">30,344</td><td style="border-bottom: Black 2.5pt double; text-align: left">&nbsp;</td></tr>
<tr style="vertical-align: bottom; background-color: White">
    <td>&nbsp;</td><td>&nbsp;</td>
    <td style="text-align: left">&nbsp;</td><td style="text-align: right">&nbsp;</td><td style="text-align: left">&nbsp;</td><td>&nbsp;</td>
    <td style="text-align: left">&nbsp;</td><td style="text-align: right">&nbsp;</td><td style="text-align: left">&nbsp;</td><td>&nbsp;</td>
    <td style="text-align: left">&nbsp;</td><td style="text-align: right">&nbsp;</td><td style="text-align: left">&nbsp;</td><td>&nbsp;</td>
    <td style="text-align: left">&nbsp;</td><td style="text-align: right">&nbsp;</td><td style="text-align: left">&nbsp;</td><td>&nbsp;</td>
    <td style="text-align: left">&nbsp;</td><td style="text-align: right">&nbsp;</td><td style="text-align: left">&nbsp;</td></tr>
<tr style="vertical-align: bottom; background-color: rgb(204,238,255)">
    <td style="text-align: left">Ratio of net charge-offs during the year</td><td>&nbsp;</td>
    <td style="text-align: left">&nbsp;</td><td style="text-align: right">&nbsp;</td><td style="text-align: left">&nbsp;</td><td>&nbsp;</td>
    <td style="text-align: left">&nbsp;</td><td style="text-align: right">&nbsp;</td><td style="text-align: left">&nbsp;</td><td>&nbsp;</td>
    <td style="text-align: left">&nbsp;</td><td style="text-align: right">&nbsp;</td><td style="text-align: left">&nbsp;</td><td>&nbsp;</td>
    <td style="text-align: left">&nbsp;</td><td style="text-align: right">&nbsp;</td><td style="text-align: left">&nbsp;</td><td>&nbsp;</td>
    <td style="text-align: left">&nbsp;</td><td style="text-align: right">&nbsp;</td><td style="text-align: left">&nbsp;</td></tr>
<tr style="vertical-align: bottom; background-color: rgb(204,238,255)">
    <td style="text-align: left; padding-left: 10pt">to average loans outstanding during the year</td><td>&nbsp;</td>
    <td style="text-align: left">&nbsp;</td><td style="text-align: right">0.06</td><td style="text-align: left">%</td><td>&nbsp;</td>
    <td style="text-align: left">&nbsp;</td><td style="text-align: right">0.02</td><td style="text-align: left">%</td><td>&nbsp;</td>
    <td style="text-align: left">&nbsp;</td><td style="text-align: right">0.41</td><td style="text-align: left">%</td><td>&nbsp;</td>
    <td style="text-align: left">&nbsp;</td><td style="text-align: right">0.64</td><td style="text-align: left">%</td><td>&nbsp;</td>
    <td style="text-align: left">&nbsp;</td><td style="text-align: right">0.59</td><td style="text-align: left">%</td></tr>
<tr style="vertical-align: bottom; background-color: White">
    <td style="text-align: left">Ratio of allowance for loan losses to</td><td>&nbsp;</td>
    <td style="text-align: left">&nbsp;</td><td style="text-align: right">&nbsp;</td><td style="text-align: left">&nbsp;</td><td>&nbsp;</td>
    <td style="text-align: left">&nbsp;</td><td style="text-align: right">&nbsp;</td><td style="text-align: left">&nbsp;</td><td>&nbsp;</td>
    <td style="text-align: left">&nbsp;</td><td style="text-align: right">&nbsp;</td><td style="text-align: left">&nbsp;</td><td>&nbsp;</td>
    <td style="text-align: left">&nbsp;</td><td style="text-align: right">&nbsp;</td><td style="text-align: left">&nbsp;</td><td>&nbsp;</td>
    <td style="text-align: left">&nbsp;</td><td style="text-align: right">&nbsp;</td><td style="text-align: left">&nbsp;</td></tr>
<tr style="vertical-align: bottom; background-color: White">
    <td style="text-align: left; padding-left: 10pt">gross loans at end of the year</td><td>&nbsp;</td>
    <td style="text-align: left">&nbsp;</td><td style="text-align: right">0.49</td><td style="text-align: left">%</td><td>&nbsp;</td>
    <td style="text-align: left">&nbsp;</td><td style="text-align: right">0.66</td><td style="text-align: left">%</td><td>&nbsp;</td>
    <td style="text-align: left">&nbsp;</td><td style="text-align: right">0.93</td><td style="text-align: left">%</td><td>&nbsp;</td>
    <td style="text-align: left">&nbsp;</td><td style="text-align: right">0.97</td><td style="text-align: left">%</td><td>&nbsp;</td>
    <td style="text-align: left">&nbsp;</td><td style="text-align: right">0.94</td><td style="text-align: left">%</td></tr>
<tr style="vertical-align: bottom; background-color: rgb(204,238,255)">
    <td style="text-align: left">Ratio of allowance for loan losses to</td><td>&nbsp;</td>
    <td style="text-align: left">&nbsp;</td><td style="text-align: right">&nbsp;</td><td style="text-align: left">&nbsp;</td><td>&nbsp;</td>
    <td style="text-align: left">&nbsp;</td><td style="text-align: right">&nbsp;</td><td style="text-align: left">&nbsp;</td><td>&nbsp;</td>
    <td style="text-align: left">&nbsp;</td><td style="text-align: right">&nbsp;</td><td style="text-align: left">&nbsp;</td><td>&nbsp;</td>
    <td style="text-align: left">&nbsp;</td><td style="text-align: right">&nbsp;</td><td style="text-align: left">&nbsp;</td><td>&nbsp;</td>
    <td style="text-align: left">&nbsp;</td><td style="text-align: right">&nbsp;</td><td style="text-align: left">&nbsp;</td></tr>
<tr style="vertical-align: bottom; background-color: rgb(204,238,255)">
    <td style="text-align: left; padding-left: 10pt">non-performing loans at the end of the year</td><td>&nbsp;</td>
    <td style="text-align: left">&nbsp;</td><td style="text-align: right">82.58</td><td style="text-align: left">%</td><td>&nbsp;</td>
    <td style="text-align: left">&nbsp;</td><td style="text-align: right">73.40</td><td style="text-align: left">%</td><td>&nbsp;</td>
    <td style="text-align: left">&nbsp;</td><td style="text-align: right">64.89</td><td style="text-align: left">%</td><td>&nbsp;</td>
    <td style="text-align: left">&nbsp;</td><td style="text-align: right">34.62</td><td style="text-align: left">%</td><td>&nbsp;</td>
    <td style="text-align: left">&nbsp;</td><td style="text-align: right">25.84</td><td style="text-align: left">%</td></tr>
<tr style="vertical-align: bottom; background-color: White">
    <td style="text-align: left">Ratio of allowance for loan losses to</td><td>&nbsp;</td>
    <td style="text-align: left">&nbsp;</td><td style="text-align: right">&nbsp;</td><td style="text-align: left">&nbsp;</td><td>&nbsp;</td>
    <td style="text-align: left">&nbsp;</td><td style="text-align: right">&nbsp;</td><td style="text-align: left">&nbsp;</td><td>&nbsp;</td>
    <td style="text-align: left">&nbsp;</td><td style="text-align: right">&nbsp;</td><td style="text-align: left">&nbsp;</td><td>&nbsp;</td>
    <td style="text-align: left">&nbsp;</td><td style="text-align: right">&nbsp;</td><td style="text-align: left">&nbsp;</td><td>&nbsp;</td>
    <td style="text-align: left">&nbsp;</td><td style="text-align: right">&nbsp;</td><td style="text-align: left">&nbsp;</td></tr>
<tr style="vertical-align: bottom; background-color: White">
    <td style="text-align: left; padding-left: 10pt">non-performing assets at the end of the year</td><td>&nbsp;</td>
    <td style="text-align: left">&nbsp;</td><td style="text-align: right">69.45</td><td style="text-align: left">%</td><td>&nbsp;</td>
    <td style="text-align: left">&nbsp;</td><td style="text-align: right">61.94</td><td style="text-align: left">%</td><td>&nbsp;</td>
    <td style="text-align: left">&nbsp;</td><td style="text-align: right">59.04</td><td style="text-align: left">%</td><td>&nbsp;</td>
    <td style="text-align: left">&nbsp;</td><td style="text-align: right">31.59</td><td style="text-align: left">%</td><td>&nbsp;</td>
    <td style="text-align: left">&nbsp;</td><td style="text-align: right">24.63</td><td style="text-align: left">%</td></tr>
</table>



<p style="color: Red; font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: center; text-indent: 0in"></p>

<p style="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</p>

<p style="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: center; text-indent: 0in">&nbsp;</p>

<p style="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 0.5in"></p>

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<p style="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 0.5in">The following table
sets forth our allocation of the allowance for loan losses to the total amount of loans in each of the categories listed at the
dates indicated. The numbers contained in the &#8220;Amount&#8221; column indicate the allowance for loan losses allocated for
each particular loan category. The numbers contained in the column entitled &#8220;Percentage of Loans in Category to Total Loans&#8221;
indicate the total amount of loans in each particular category as a percentage of our loan portfolio.</p>

<p style="color: Red; font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</p>

<p style="color: Red; font: 10pt Times New Roman, Times, Serif; margin: 0pt 0"></p>

<table cellpadding="0" cellspacing="0" style="border-collapse: collapse; width: 100%; font: 10pt Times New Roman, Times, Serif">
<tr style="vertical-align: bottom">
    <td nowrap>&nbsp;</td><td nowrap style="padding-bottom: 1pt">&nbsp;</td>
    <td colspan="39" nowrap style="text-align: center; border-bottom: Black 1pt solid">At December 31,</td></tr>
<tr style="vertical-align: bottom">
    <td nowrap style="text-align: center">&nbsp;</td><td nowrap style="padding-bottom: 1pt; text-align: center">&nbsp;</td>
    <td colspan="7" nowrap style="text-align: center; border-bottom: Black 1pt solid">2015</td><td nowrap style="padding-bottom: 1pt; text-align: center">&nbsp;</td>
    <td colspan="7" nowrap style="text-align: center; border-bottom: Black 1pt solid">2014</td><td nowrap style="padding-bottom: 1pt; text-align: center">&nbsp;</td>
    <td colspan="7" nowrap style="text-align: center; border-bottom: Black 1pt solid">2013</td><td nowrap style="padding-bottom: 1pt; text-align: center">&nbsp;</td>
    <td colspan="7" nowrap style="text-align: center; border-bottom: Black 1pt solid">2012</td><td nowrap style="padding-bottom: 1pt; text-align: center">&nbsp;</td>
    <td colspan="7" nowrap style="text-align: center; border-bottom: Black 1pt solid">2011</td></tr>
<tr style="vertical-align: bottom">
    <td nowrap style="text-align: center">&nbsp;</td><td nowrap>&nbsp;</td>
    <td colspan="3" nowrap style="text-align: center">&nbsp;</td><td nowrap>&nbsp;</td>
    <td colspan="3" nowrap style="text-align: center">Percent</td><td nowrap>&nbsp;</td>
    <td colspan="3" nowrap style="text-align: center">&nbsp;</td><td nowrap>&nbsp;</td>
    <td colspan="3" nowrap style="text-align: center">Percent</td><td nowrap>&nbsp;</td>
    <td colspan="3" nowrap style="text-align: center">&nbsp;</td><td nowrap>&nbsp;</td>
    <td colspan="3" nowrap style="text-align: center">Percent</td><td nowrap>&nbsp;</td>
    <td colspan="3" nowrap style="text-align: center">&nbsp;</td><td nowrap>&nbsp;</td>
    <td colspan="3" nowrap style="text-align: center">Percent</td><td nowrap>&nbsp;</td>
    <td colspan="3" nowrap style="text-align: center">&nbsp;</td><td nowrap>&nbsp;</td>
    <td colspan="3" nowrap style="text-align: center">Percent</td></tr>
<tr style="vertical-align: bottom">
    <td nowrap style="text-align: center">&nbsp;</td><td nowrap>&nbsp;</td>
    <td colspan="3" nowrap style="text-align: center">&nbsp;</td><td nowrap>&nbsp;</td>
    <td colspan="3" nowrap style="text-align: center">of Loans in</td><td nowrap>&nbsp;</td>
    <td colspan="3" nowrap style="text-align: center">&nbsp;</td><td nowrap>&nbsp;</td>
    <td colspan="3" nowrap style="text-align: center">of Loans in</td><td nowrap>&nbsp;</td>
    <td colspan="3" nowrap style="text-align: center">&nbsp;</td><td nowrap>&nbsp;</td>
    <td colspan="3" nowrap style="text-align: center">of Loans in</td><td nowrap>&nbsp;</td>
    <td colspan="3" nowrap style="text-align: center">&nbsp;</td><td nowrap>&nbsp;</td>
    <td colspan="3" nowrap style="text-align: center">of Loans in</td><td nowrap>&nbsp;</td>
    <td colspan="3" nowrap style="text-align: center">&nbsp;</td><td nowrap>&nbsp;</td>
    <td colspan="3" nowrap style="text-align: center">of Loans in</td></tr>
<tr style="vertical-align: bottom">
    <td nowrap style="text-align: center">&nbsp;</td><td nowrap>&nbsp;</td>
    <td colspan="3" nowrap style="text-align: center">&nbsp;</td><td nowrap>&nbsp;</td>
    <td colspan="3" nowrap style="text-align: center">Category to</td><td nowrap>&nbsp;</td>
    <td colspan="3" nowrap style="text-align: center">&nbsp;</td><td nowrap>&nbsp;</td>
    <td colspan="3" nowrap style="text-align: center">Category to</td><td nowrap>&nbsp;</td>
    <td colspan="3" nowrap style="text-align: center">&nbsp;</td><td nowrap>&nbsp;</td>
    <td colspan="3" nowrap style="text-align: center">Category to</td><td nowrap>&nbsp;</td>
    <td colspan="3" nowrap style="text-align: center">&nbsp;</td><td nowrap>&nbsp;</td>
    <td colspan="3" nowrap style="text-align: center">Category to</td><td nowrap>&nbsp;</td>
    <td colspan="3" nowrap style="text-align: center">&nbsp;</td><td nowrap>&nbsp;</td>
    <td colspan="3" nowrap style="text-align: center">Category to</td></tr>
<tr style="vertical-align: bottom">
    <td colspan="1" nowrap style="text-align: left; border-bottom: Black 1pt solid">Loan Category</td><td nowrap style="padding-bottom: 1pt; border-bottom: Black 1pt solid">&nbsp;</td>
    <td colspan="3" nowrap style="text-align: center; border-bottom: Black 1pt solid">Amount</td><td nowrap style="padding-bottom: 1pt; border-bottom: Black 1pt solid">&nbsp;</td>
    <td colspan="3" nowrap style="text-align: center; border-bottom: Black 1pt solid">Total loans</td><td nowrap style="padding-bottom: 1pt; border-bottom: Black 1pt solid">&nbsp;</td>
    <td colspan="3" nowrap style="text-align: center; border-bottom: Black 1pt solid">Amount</td><td nowrap style="padding-bottom: 1pt; border-bottom: Black 1pt solid">&nbsp;</td>
    <td colspan="3" nowrap style="text-align: center; border-bottom: Black 1pt solid">Total loans</td><td nowrap style="padding-bottom: 1pt; border-bottom: Black 1pt solid">&nbsp;</td>
    <td colspan="3" nowrap style="text-align: center; border-bottom: Black 1pt solid">Amount</td><td nowrap style="padding-bottom: 1pt; border-bottom: Black 1pt solid">&nbsp;</td>
    <td colspan="3" nowrap style="text-align: center; border-bottom: Black 1pt solid">Total loans</td><td nowrap style="padding-bottom: 1pt; border-bottom: Black 1pt solid">&nbsp;</td>
    <td colspan="3" nowrap style="text-align: center; border-bottom: Black 1pt solid">Amount</td><td nowrap style="padding-bottom: 1pt; border-bottom: Black 1pt solid">&nbsp;</td>
    <td colspan="3" nowrap style="text-align: center; border-bottom: Black 1pt solid">Total loans</td><td nowrap style="padding-bottom: 1pt; border-bottom: Black 1pt solid">&nbsp;</td>
    <td colspan="3" nowrap style="text-align: center; border-bottom: Black 1pt solid">Amount</td><td nowrap style="padding-bottom: 1pt; border-bottom: Black 1pt solid">&nbsp;</td>
    <td colspan="3" nowrap style="text-align: center; border-bottom: Black 1pt solid">Total loans</td></tr>
<tr style="vertical-align: bottom">
    <td nowrap>&nbsp;</td><td style="font-style: italic">&nbsp;</td>
    <td colspan="31" style="font-style: italic; text-align: center">(Dollars in thousands)</td></tr>
<tr style="vertical-align: bottom; background-color: rgb(204,238,255)">
    <td nowrap style="text-align: left">Mortgage loans:</td><td>&nbsp;</td>
    <td style="text-align: left">&nbsp;</td><td style="text-align: right">&nbsp;</td><td style="text-align: left">&nbsp;</td><td>&nbsp;</td>
    <td style="text-align: left">&nbsp;</td><td style="text-align: right">&nbsp;</td><td style="text-align: left">&nbsp;</td><td>&nbsp;</td>
    <td style="text-align: left">&nbsp;</td><td style="text-align: right">&nbsp;</td><td style="text-align: left">&nbsp;</td><td>&nbsp;</td>
    <td style="text-align: left">&nbsp;</td><td style="text-align: right">&nbsp;</td><td style="text-align: left">&nbsp;</td><td>&nbsp;</td>
    <td style="text-align: left">&nbsp;</td><td style="text-align: right">&nbsp;</td><td style="text-align: left">&nbsp;</td><td>&nbsp;</td>
    <td style="text-align: left">&nbsp;</td><td style="text-align: right">&nbsp;</td><td style="text-align: left">&nbsp;</td><td>&nbsp;</td>
    <td style="text-align: left">&nbsp;</td><td style="text-align: right">&nbsp;</td><td style="text-align: left">&nbsp;</td><td>&nbsp;</td>
    <td style="text-align: left">&nbsp;</td><td style="text-align: right">&nbsp;</td><td style="text-align: left">&nbsp;</td><td>&nbsp;</td>
    <td style="text-align: left">&nbsp;</td><td style="text-align: right">&nbsp;</td><td style="text-align: left">&nbsp;</td><td>&nbsp;</td>
    <td style="text-align: left">&nbsp;</td><td style="text-align: right">&nbsp;</td><td style="text-align: left">&nbsp;</td></tr>
<tr style="vertical-align: bottom; background-color: White">
    <td nowrap>&nbsp;</td><td>&nbsp;</td>
    <td style="text-align: left">&nbsp;</td><td style="text-align: right">&nbsp;</td><td style="text-align: left">&nbsp;</td><td>&nbsp;</td>
    <td style="text-align: left">&nbsp;</td><td style="text-align: right">&nbsp;</td><td style="text-align: left">&nbsp;</td><td>&nbsp;</td>
    <td style="text-align: left">&nbsp;</td><td style="text-align: right">&nbsp;</td><td style="text-align: left">&nbsp;</td><td>&nbsp;</td>
    <td style="text-align: left">&nbsp;</td><td style="text-align: right">&nbsp;</td><td style="text-align: left">&nbsp;</td><td>&nbsp;</td>
    <td style="text-align: left">&nbsp;</td><td style="text-align: right">&nbsp;</td><td style="text-align: left">&nbsp;</td><td>&nbsp;</td>
    <td style="text-align: left">&nbsp;</td><td style="text-align: right">&nbsp;</td><td style="text-align: left">&nbsp;</td><td>&nbsp;</td>
    <td style="text-align: left">&nbsp;</td><td style="text-align: right">&nbsp;</td><td style="text-align: left">&nbsp;</td><td>&nbsp;</td>
    <td style="text-align: left">&nbsp;</td><td style="text-align: right">&nbsp;</td><td style="text-align: left">&nbsp;</td><td>&nbsp;</td>
    <td style="text-align: left">&nbsp;</td><td style="text-align: right">&nbsp;</td><td style="text-align: left">&nbsp;</td><td>&nbsp;</td>
    <td style="text-align: left">&nbsp;</td><td style="text-align: right">&nbsp;</td><td style="text-align: left">&nbsp;</td></tr>
<tr style="vertical-align: bottom; background-color: rgb(204,238,255)">
    <td nowrap style="width: 20%; text-align: left; padding-left: 10pt">Multi-family residential</td><td style="width: 1%">&nbsp;</td>
    <td style="width: 1%; text-align: left">$</td><td style="width: 5%; text-align: right">6,718</td><td style="width: 1%; text-align: left">&nbsp;</td><td style="width: 1%">&nbsp;</td>
    <td style="width: 1%; text-align: left">&nbsp;</td><td style="width: 5%; text-align: right">46.98</td><td style="width: 1%; text-align: left">%</td><td style="width: 1%">&nbsp;</td>
    <td style="width: 1%; text-align: left">$</td><td style="width: 5%; text-align: right">8,827</td><td style="width: 1%; text-align: left">&nbsp;</td><td style="width: 1%">&nbsp;</td>
    <td style="width: 1%; text-align: left">&nbsp;</td><td style="width: 5%; text-align: right">50.64</td><td style="width: 1%; text-align: left">%</td><td style="width: 1%">&nbsp;</td>
    <td style="width: 1%; text-align: left">$</td><td style="width: 5%; text-align: right">12,084</td><td style="width: 1%; text-align: left">&nbsp;</td><td style="width: 1%">&nbsp;</td>
    <td style="width: 1%; text-align: left">&nbsp;</td><td style="width: 5%; text-align: right">50.02</td><td style="width: 1%; text-align: left">%</td><td style="width: 1%">&nbsp;</td>
    <td style="width: 1%; text-align: left">$</td><td style="width: 5%; text-align: right">13,001</td><td style="width: 1%; text-align: left">&nbsp;</td><td style="width: 1%">&nbsp;</td>
    <td style="width: 1%; text-align: left">&nbsp;</td><td style="width: 5%; text-align: right">47.62</td><td style="width: 1%; text-align: left">%</td><td style="width: 1%">&nbsp;</td>
    <td style="width: 1%; text-align: left">$</td><td style="width: 5%; text-align: right">11,267</td><td style="width: 1%; text-align: left">&nbsp;</td><td style="width: 1%">&nbsp;</td>
    <td style="width: 1%; text-align: left">&nbsp;</td><td style="width: 5%; text-align: right">43.28</td><td style="width: 1%; text-align: left">%</td></tr>
<tr style="vertical-align: bottom; background-color: White">
    <td nowrap style="text-align: left; padding-left: 10pt">Commercial real estate</td><td>&nbsp;</td>
    <td style="text-align: left">&nbsp;</td><td style="text-align: right">4,239</td><td style="text-align: left">&nbsp;</td><td>&nbsp;</td>
    <td style="text-align: left">&nbsp;</td><td style="text-align: right">22.90</td><td style="text-align: left">&nbsp;</td><td>&nbsp;</td>
    <td style="text-align: left">&nbsp;</td><td style="text-align: right">4,202</td><td style="text-align: left">&nbsp;</td><td>&nbsp;</td>
    <td style="text-align: left">&nbsp;</td><td style="text-align: right">16.36</td><td style="text-align: left">&nbsp;</td><td>&nbsp;</td>
    <td style="text-align: left">&nbsp;</td><td style="text-align: right">4,959</td><td style="text-align: left">&nbsp;</td><td>&nbsp;</td>
    <td style="text-align: left">&nbsp;</td><td style="text-align: right">14.97</td><td style="text-align: left">&nbsp;</td><td>&nbsp;</td>
    <td style="text-align: left">&nbsp;</td><td style="text-align: right">5,705</td><td style="text-align: left">&nbsp;</td><td>&nbsp;</td>
    <td style="text-align: left">&nbsp;</td><td style="text-align: right">16.00</td><td style="text-align: left">&nbsp;</td><td>&nbsp;</td>
    <td style="text-align: left">&nbsp;</td><td style="text-align: right">5,210</td><td style="text-align: left">&nbsp;</td><td>&nbsp;</td>
    <td style="text-align: left">&nbsp;</td><td style="text-align: right">18.07</td><td style="text-align: left">&nbsp;</td></tr>
<tr style="vertical-align: bottom; background-color: rgb(204,238,255)">
    <td nowrap style="text-align: left; padding-left: 10pt">One-to-four family</td><td>&nbsp;</td>
    <td style="text-align: left">&nbsp;</td><td style="text-align: right">&nbsp;</td><td style="text-align: left">&nbsp;</td><td>&nbsp;</td>
    <td style="text-align: left">&nbsp;</td><td style="text-align: right">&nbsp;</td><td style="text-align: left">&nbsp;</td><td>&nbsp;</td>
    <td style="text-align: left">&nbsp;</td><td style="text-align: right">&nbsp;</td><td style="text-align: left">&nbsp;</td><td>&nbsp;</td>
    <td style="text-align: left">&nbsp;</td><td style="text-align: right">&nbsp;</td><td style="text-align: left">&nbsp;</td><td>&nbsp;</td>
    <td style="text-align: left">&nbsp;</td><td style="text-align: right">&nbsp;</td><td style="text-align: left">&nbsp;</td><td>&nbsp;</td>
    <td style="text-align: left">&nbsp;</td><td style="text-align: right">&nbsp;</td><td style="text-align: left">&nbsp;</td><td>&nbsp;</td>
    <td style="text-align: left">&nbsp;</td><td style="text-align: right">&nbsp;</td><td style="text-align: left">&nbsp;</td><td>&nbsp;</td>
    <td style="text-align: left">&nbsp;</td><td style="text-align: right">&nbsp;</td><td style="text-align: left">&nbsp;</td><td>&nbsp;</td>
    <td style="text-align: left">&nbsp;</td><td style="text-align: right">&nbsp;</td><td style="text-align: left">&nbsp;</td><td>&nbsp;</td>
    <td style="text-align: left">&nbsp;</td><td style="text-align: right">&nbsp;</td><td style="text-align: left">&nbsp;</td></tr>
<tr style="vertical-align: bottom; background-color: rgb(204,238,255)">
    <td nowrap style="text-align: left; padding-left: 20pt">mixed-use property</td><td>&nbsp;</td>
    <td style="text-align: left">&nbsp;</td><td style="text-align: right">4,227</td><td style="text-align: left">&nbsp;</td><td>&nbsp;</td>
    <td style="text-align: left">&nbsp;</td><td style="text-align: right">13.11</td><td style="text-align: left">&nbsp;</td><td>&nbsp;</td>
    <td style="text-align: left">&nbsp;</td><td style="text-align: right">5,840</td><td style="text-align: left">&nbsp;</td><td>&nbsp;</td>
    <td style="text-align: left">&nbsp;</td><td style="text-align: right">15.10</td><td style="text-align: left">&nbsp;</td><td>&nbsp;</td>
    <td style="text-align: left">&nbsp;</td><td style="text-align: right">6,328</td><td style="text-align: left">&nbsp;</td><td>&nbsp;</td>
    <td style="text-align: left">&nbsp;</td><td style="text-align: right">17.40</td><td style="text-align: left">&nbsp;</td><td>&nbsp;</td>
    <td style="text-align: left">&nbsp;</td><td style="text-align: right">5,960</td><td style="text-align: left">&nbsp;</td><td>&nbsp;</td>
    <td style="text-align: left">&nbsp;</td><td style="text-align: right">19.79</td><td style="text-align: left">&nbsp;</td><td>&nbsp;</td>
    <td style="text-align: left">&nbsp;</td><td style="text-align: right">5,314</td><td style="text-align: left">&nbsp;</td><td>&nbsp;</td>
    <td style="text-align: left">&nbsp;</td><td style="text-align: right">21.59</td><td style="text-align: left">&nbsp;</td></tr>
<tr style="vertical-align: bottom; background-color: White">
    <td nowrap style="text-align: left; padding-left: 10pt">One-to-four family</td><td>&nbsp;</td>
    <td style="text-align: left">&nbsp;</td><td style="text-align: right">&nbsp;</td><td style="text-align: left">&nbsp;</td><td>&nbsp;</td>
    <td style="text-align: left">&nbsp;</td><td style="text-align: right">&nbsp;</td><td style="text-align: left">&nbsp;</td><td>&nbsp;</td>
    <td style="text-align: left">&nbsp;</td><td style="text-align: right">&nbsp;</td><td style="text-align: left">&nbsp;</td><td>&nbsp;</td>
    <td style="text-align: left">&nbsp;</td><td style="text-align: right">&nbsp;</td><td style="text-align: left">&nbsp;</td><td>&nbsp;</td>
    <td style="text-align: left">&nbsp;</td><td style="text-align: right">&nbsp;</td><td style="text-align: left">&nbsp;</td><td>&nbsp;</td>
    <td style="text-align: left">&nbsp;</td><td style="text-align: right">&nbsp;</td><td style="text-align: left">&nbsp;</td><td>&nbsp;</td>
    <td style="text-align: left">&nbsp;</td><td style="text-align: right">&nbsp;</td><td style="text-align: left">&nbsp;</td><td>&nbsp;</td>
    <td style="text-align: left">&nbsp;</td><td style="text-align: right">&nbsp;</td><td style="text-align: left">&nbsp;</td><td>&nbsp;</td>
    <td style="text-align: left">&nbsp;</td><td style="text-align: right">&nbsp;</td><td style="text-align: left">&nbsp;</td><td>&nbsp;</td>
    <td style="text-align: left">&nbsp;</td><td style="text-align: right">&nbsp;</td><td style="text-align: left">&nbsp;</td></tr>
<tr style="vertical-align: bottom; background-color: White">
    <td nowrap style="padding-left: 20pt">residential</td><td>&nbsp;</td>
    <td style="text-align: left">&nbsp;</td><td style="text-align: right">1,227</td><td style="text-align: left">&nbsp;</td><td>&nbsp;</td>
    <td style="text-align: left">&nbsp;</td><td style="text-align: right">4.30</td><td style="text-align: left">&nbsp;</td><td>&nbsp;</td>
    <td style="text-align: left">&nbsp;</td><td style="text-align: right">1,690</td><td style="text-align: left">&nbsp;</td><td>&nbsp;</td>
    <td style="text-align: left">&nbsp;</td><td style="text-align: right">4.94</td><td style="text-align: left">&nbsp;</td><td>&nbsp;</td>
    <td style="text-align: left">&nbsp;</td><td style="text-align: right">2,079</td><td style="text-align: left">&nbsp;</td><td>&nbsp;</td>
    <td style="text-align: left">&nbsp;</td><td style="text-align: right">5.66</td><td style="text-align: left">&nbsp;</td><td>&nbsp;</td>
    <td style="text-align: left">&nbsp;</td><td style="text-align: right">1,999</td><td style="text-align: left">&nbsp;</td><td>&nbsp;</td>
    <td style="text-align: left">&nbsp;</td><td style="text-align: right">6.18</td><td style="text-align: left">&nbsp;</td><td>&nbsp;</td>
    <td style="text-align: left">&nbsp;</td><td style="text-align: right">1,649</td><td style="text-align: left">&nbsp;</td><td>&nbsp;</td>
    <td style="text-align: left">&nbsp;</td><td style="text-align: right">6.86</td><td style="text-align: left">&nbsp;</td></tr>
<tr style="vertical-align: bottom; background-color: rgb(204,238,255)">
    <td nowrap style="text-align: left; padding-left: 10pt">Co-operative apartment</td><td>&nbsp;</td>
    <td style="text-align: left">&nbsp;</td><td style="text-align: right">-</td><td style="text-align: left">&nbsp;</td><td>&nbsp;</td>
    <td style="text-align: left">&nbsp;</td><td style="text-align: right">0.19</td><td style="text-align: left">&nbsp;</td><td>&nbsp;</td>
    <td style="text-align: left">&nbsp;</td><td style="text-align: right">-</td><td style="text-align: left">&nbsp;</td><td>&nbsp;</td>
    <td style="text-align: left">&nbsp;</td><td style="text-align: right">0.26</td><td style="text-align: left">&nbsp;</td><td>&nbsp;</td>
    <td style="text-align: left">&nbsp;</td><td style="text-align: right">104</td><td style="text-align: left">&nbsp;</td><td>&nbsp;</td>
    <td style="text-align: left">&nbsp;</td><td style="text-align: right">0.30</td><td style="text-align: left">&nbsp;</td><td>&nbsp;</td>
    <td style="text-align: left">&nbsp;</td><td style="text-align: right">46</td><td style="text-align: left">&nbsp;</td><td>&nbsp;</td>
    <td style="text-align: left">&nbsp;</td><td style="text-align: right">0.20</td><td style="text-align: left">&nbsp;</td><td>&nbsp;</td>
    <td style="text-align: left">&nbsp;</td><td style="text-align: right">80</td><td style="text-align: left">&nbsp;</td><td>&nbsp;</td>
    <td style="text-align: left">&nbsp;</td><td style="text-align: right">0.17</td><td style="text-align: left">&nbsp;</td></tr>
<tr style="vertical-align: bottom; background-color: White">
    <td nowrap style="padding-left: 10pt">Construction</td><td>&nbsp;</td>
    <td style="text-align: left">&nbsp;</td><td style="text-align: right">50</td><td style="text-align: left">&nbsp;</td><td>&nbsp;</td>
    <td style="text-align: left">&nbsp;</td><td style="text-align: right">0.17</td><td style="text-align: left">&nbsp;</td><td>&nbsp;</td>
    <td style="text-align: left">&nbsp;</td><td style="text-align: right">42</td><td style="text-align: left">&nbsp;</td><td>&nbsp;</td>
    <td style="text-align: left">&nbsp;</td><td style="text-align: right">0.14</td><td style="text-align: left">&nbsp;</td><td>&nbsp;</td>
    <td style="text-align: left">&nbsp;</td><td style="text-align: right">444</td><td style="text-align: left">&nbsp;</td><td>&nbsp;</td>
    <td style="text-align: left">&nbsp;</td><td style="text-align: right">0.12</td><td style="text-align: left">&nbsp;</td><td>&nbsp;</td>
    <td style="text-align: left">&nbsp;</td><td style="text-align: right">66</td><td style="text-align: left">&nbsp;</td><td>&nbsp;</td>
    <td style="text-align: left">&nbsp;</td><td style="text-align: right">0.45</td><td style="text-align: left">&nbsp;</td><td>&nbsp;</td>
    <td style="text-align: left">&nbsp;</td><td style="text-align: right">668</td><td style="text-align: left">&nbsp;</td><td>&nbsp;</td>
    <td style="text-align: left">&nbsp;</td><td style="text-align: right">1.47</td><td style="text-align: left">&nbsp;</td></tr>
<tr style="vertical-align: bottom; background-color: rgb(204,238,255)">
    <td nowrap style="padding-bottom: 1pt">&nbsp;</td><td>&nbsp;</td>
    <td style="border-bottom: Black 1pt solid; text-align: left">&nbsp;</td><td style="border-bottom: Black 1pt solid; text-align: right">&nbsp;</td><td style="border-bottom: Black 1pt solid; text-align: left">&nbsp;</td><td style="padding-bottom: 1pt; border-bottom: Black 1pt solid">&nbsp;</td>
    <td style="border-bottom: Black 1pt solid; text-align: left">&nbsp;</td><td style="border-bottom: Black 1pt solid; text-align: right">&nbsp;</td><td style="border-bottom: Black 1pt solid; text-align: left">&nbsp;</td><td style="padding-bottom: 1pt">&nbsp;</td>
    <td style="border-bottom: Black 1pt solid; text-align: left">&nbsp;</td><td style="border-bottom: Black 1pt solid; text-align: right">&nbsp;</td><td style="border-bottom: Black 1pt solid; text-align: left">&nbsp;</td><td style="padding-bottom: 1pt; border-bottom: Black 1pt solid">&nbsp;</td>
    <td style="border-bottom: Black 1pt solid; text-align: left">&nbsp;</td><td style="border-bottom: Black 1pt solid; text-align: right">&nbsp;</td><td style="border-bottom: Black 1pt solid; text-align: left">&nbsp;</td><td>&nbsp;</td>
    <td style="border-bottom: Black 1pt solid; text-align: left">&nbsp;</td><td style="border-bottom: Black 1pt solid; text-align: right">&nbsp;</td><td style="border-bottom: Black 1pt solid; text-align: left">&nbsp;</td><td style="padding-bottom: 1pt; border-bottom: Black 1pt solid">&nbsp;</td>
    <td style="border-bottom: Black 1pt solid; text-align: left">&nbsp;</td><td style="border-bottom: Black 1pt solid; text-align: right">&nbsp;</td><td style="border-bottom: Black 1pt solid; text-align: left">&nbsp;</td><td>&nbsp;</td>
    <td style="border-bottom: Black 1pt solid; text-align: left">&nbsp;</td><td style="border-bottom: Black 1pt solid; text-align: right">&nbsp;</td><td style="border-bottom: Black 1pt solid; text-align: left">&nbsp;</td><td style="padding-bottom: 1pt; border-bottom: Black 1pt solid">&nbsp;</td>
    <td style="border-bottom: Black 1pt solid; text-align: left">&nbsp;</td><td style="border-bottom: Black 1pt solid; text-align: right">&nbsp;</td><td style="border-bottom: Black 1pt solid; text-align: left">&nbsp;</td><td>&nbsp;</td>
    <td style="border-bottom: Black 1pt solid; text-align: left">&nbsp;</td><td style="border-bottom: Black 1pt solid; text-align: right">&nbsp;</td><td style="border-bottom: Black 1pt solid; text-align: left">&nbsp;</td><td style="padding-bottom: 1pt; border-bottom: Black 1pt solid">&nbsp;</td>
    <td style="border-bottom: Black 1pt solid; text-align: left">&nbsp;</td><td style="border-bottom: Black 1pt solid; text-align: right">&nbsp;</td><td style="border-bottom: Black 1pt solid; text-align: left">&nbsp;</td></tr>
<tr style="vertical-align: bottom; background-color: White">
    <td nowrap style="text-align: left; padding-left: 20pt">Gross mortgage loans</td><td>&nbsp;</td>
    <td style="text-align: left">&nbsp;</td><td style="text-align: right">16,461</td><td style="text-align: left">&nbsp;</td><td>&nbsp;</td>
    <td style="text-align: left">&nbsp;</td><td style="text-align: right">87.65</td><td style="text-align: left">&nbsp;</td><td>&nbsp;</td>
    <td style="text-align: left">&nbsp;</td><td style="text-align: right">20,601</td><td style="text-align: left">&nbsp;</td><td>&nbsp;</td>
    <td style="text-align: left">&nbsp;</td><td style="text-align: right">87.44</td><td style="text-align: left">&nbsp;</td><td>&nbsp;</td>
    <td style="text-align: left">&nbsp;</td><td style="text-align: right">25,998</td><td style="text-align: left">&nbsp;</td><td>&nbsp;</td>
    <td style="text-align: left">&nbsp;</td><td style="text-align: right">88.47</td><td style="text-align: left">&nbsp;</td><td>&nbsp;</td>
    <td style="text-align: left">&nbsp;</td><td style="text-align: right">26,777</td><td style="text-align: left">&nbsp;</td><td>&nbsp;</td>
    <td style="text-align: left">&nbsp;</td><td style="text-align: right">90.24</td><td style="text-align: left">&nbsp;</td><td>&nbsp;</td>
    <td style="text-align: left">&nbsp;</td><td style="text-align: right">24,188</td><td style="text-align: left">&nbsp;</td><td>&nbsp;</td>
    <td style="text-align: left">&nbsp;</td><td style="text-align: right">91.44</td><td style="text-align: left">&nbsp;</td></tr>
<tr style="vertical-align: bottom; background-color: rgb(204,238,255)">
    <td nowrap>&nbsp;</td><td>&nbsp;</td>
    <td style="text-align: left">&nbsp;</td><td style="text-align: right">&nbsp;</td><td style="text-align: left">&nbsp;</td><td>&nbsp;</td>
    <td style="text-align: left">&nbsp;</td><td style="text-align: right">&nbsp;</td><td style="text-align: left">&nbsp;</td><td>&nbsp;</td>
    <td style="text-align: left">&nbsp;</td><td style="text-align: right">&nbsp;</td><td style="text-align: left">&nbsp;</td><td>&nbsp;</td>
    <td style="text-align: left">&nbsp;</td><td style="text-align: right">&nbsp;</td><td style="text-align: left">&nbsp;</td><td>&nbsp;</td>
    <td style="text-align: left">&nbsp;</td><td style="text-align: right">&nbsp;</td><td style="text-align: left">&nbsp;</td><td>&nbsp;</td>
    <td style="text-align: left">&nbsp;</td><td style="text-align: right">&nbsp;</td><td style="text-align: left">&nbsp;</td><td>&nbsp;</td>
    <td style="text-align: left">&nbsp;</td><td style="text-align: right">&nbsp;</td><td style="text-align: left">&nbsp;</td><td>&nbsp;</td>
    <td style="text-align: left">&nbsp;</td><td style="text-align: right">&nbsp;</td><td style="text-align: left">&nbsp;</td><td>&nbsp;</td>
    <td style="text-align: left">&nbsp;</td><td style="text-align: right">&nbsp;</td><td style="text-align: left">&nbsp;</td><td>&nbsp;</td>
    <td style="text-align: left">&nbsp;</td><td style="text-align: right">&nbsp;</td><td style="text-align: left">&nbsp;</td></tr>
<tr style="vertical-align: bottom; background-color: White">
    <td nowrap style="text-align: left">Non-mortgage loans:</td><td>&nbsp;</td>
    <td style="text-align: left">&nbsp;</td><td style="text-align: right">&nbsp;</td><td style="text-align: left">&nbsp;</td><td>&nbsp;</td>
    <td style="text-align: left">&nbsp;</td><td style="text-align: right">&nbsp;</td><td style="text-align: left">&nbsp;</td><td>&nbsp;</td>
    <td style="text-align: left">&nbsp;</td><td style="text-align: right">&nbsp;</td><td style="text-align: left">&nbsp;</td><td>&nbsp;</td>
    <td style="text-align: left">&nbsp;</td><td style="text-align: right">&nbsp;</td><td style="text-align: left">&nbsp;</td><td>&nbsp;</td>
    <td style="text-align: left">&nbsp;</td><td style="text-align: right">&nbsp;</td><td style="text-align: left">&nbsp;</td><td>&nbsp;</td>
    <td style="text-align: left">&nbsp;</td><td style="text-align: right">&nbsp;</td><td style="text-align: left">&nbsp;</td><td>&nbsp;</td>
    <td style="text-align: left">&nbsp;</td><td style="text-align: right">&nbsp;</td><td style="text-align: left">&nbsp;</td><td>&nbsp;</td>
    <td style="text-align: left">&nbsp;</td><td style="text-align: right">&nbsp;</td><td style="text-align: left">&nbsp;</td><td>&nbsp;</td>
    <td style="text-align: left">&nbsp;</td><td style="text-align: right">&nbsp;</td><td style="text-align: left">&nbsp;</td><td>&nbsp;</td>
    <td style="text-align: left">&nbsp;</td><td style="text-align: right">&nbsp;</td><td style="text-align: left">&nbsp;</td></tr>
<tr style="vertical-align: bottom; background-color: rgb(204,238,255)">
    <td nowrap>&nbsp;</td><td>&nbsp;</td>
    <td style="text-align: left">&nbsp;</td><td style="text-align: right">&nbsp;</td><td style="text-align: left">&nbsp;</td><td>&nbsp;</td>
    <td style="text-align: left">&nbsp;</td><td style="text-align: right">&nbsp;</td><td style="text-align: left">&nbsp;</td><td>&nbsp;</td>
    <td style="text-align: left">&nbsp;</td><td style="text-align: right">&nbsp;</td><td style="text-align: left">&nbsp;</td><td>&nbsp;</td>
    <td style="text-align: left">&nbsp;</td><td style="text-align: right">&nbsp;</td><td style="text-align: left">&nbsp;</td><td>&nbsp;</td>
    <td style="text-align: left">&nbsp;</td><td style="text-align: right">&nbsp;</td><td style="text-align: left">&nbsp;</td><td>&nbsp;</td>
    <td style="text-align: left">&nbsp;</td><td style="text-align: right">&nbsp;</td><td style="text-align: left">&nbsp;</td><td>&nbsp;</td>
    <td style="text-align: left">&nbsp;</td><td style="text-align: right">&nbsp;</td><td style="text-align: left">&nbsp;</td><td>&nbsp;</td>
    <td style="text-align: left">&nbsp;</td><td style="text-align: right">&nbsp;</td><td style="text-align: left">&nbsp;</td><td>&nbsp;</td>
    <td style="text-align: left">&nbsp;</td><td style="text-align: right">&nbsp;</td><td style="text-align: left">&nbsp;</td><td>&nbsp;</td>
    <td style="text-align: left">&nbsp;</td><td style="text-align: right">&nbsp;</td><td style="text-align: left">&nbsp;</td></tr>
<tr style="vertical-align: bottom; background-color: White">
    <td nowrap style="text-align: left; padding-left: 10pt">Small Business Administration</td><td>&nbsp;</td>
    <td style="text-align: left">&nbsp;</td><td style="text-align: right">262</td><td style="text-align: left">&nbsp;</td><td>&nbsp;</td>
    <td style="text-align: left">&nbsp;</td><td style="text-align: right">0.28</td><td style="text-align: left">&nbsp;</td><td>&nbsp;</td>
    <td style="text-align: left">&nbsp;</td><td style="text-align: right">279</td><td style="text-align: left">&nbsp;</td><td>&nbsp;</td>
    <td style="text-align: left">&nbsp;</td><td style="text-align: right">0.19</td><td style="text-align: left">&nbsp;</td><td>&nbsp;</td>
    <td style="text-align: left">&nbsp;</td><td style="text-align: right">458</td><td style="text-align: left">&nbsp;</td><td>&nbsp;</td>
    <td style="text-align: left">&nbsp;</td><td style="text-align: right">0.23</td><td style="text-align: left">&nbsp;</td><td>&nbsp;</td>
    <td style="text-align: left">&nbsp;</td><td style="text-align: right">505</td><td style="text-align: left">&nbsp;</td><td>&nbsp;</td>
    <td style="text-align: left">&nbsp;</td><td style="text-align: right">0.29</td><td style="text-align: left">&nbsp;</td><td>&nbsp;</td>
    <td style="text-align: left">&nbsp;</td><td style="text-align: right">987</td><td style="text-align: left">&nbsp;</td><td>&nbsp;</td>
    <td style="text-align: left">&nbsp;</td><td style="text-align: right">0.44</td><td style="text-align: left">&nbsp;</td></tr>
<tr style="vertical-align: bottom; background-color: rgb(204,238,255)">
    <td nowrap style="text-align: left; padding-left: 10pt">Taxi Medallion</td><td>&nbsp;</td>
    <td style="text-align: left">&nbsp;</td><td style="text-align: right">343</td><td style="text-align: left">&nbsp;</td><td>&nbsp;</td>
    <td style="text-align: left">&nbsp;</td><td style="text-align: right">0.48</td><td style="text-align: left">&nbsp;</td><td>&nbsp;</td>
    <td style="text-align: left">&nbsp;</td><td style="text-align: right">11</td><td style="text-align: left">&nbsp;</td><td>&nbsp;</td>
    <td style="text-align: left">&nbsp;</td><td style="text-align: right">0.59</td><td style="text-align: left">&nbsp;</td><td>&nbsp;</td>
    <td style="text-align: left">&nbsp;</td><td style="text-align: right">-</td><td style="text-align: left">&nbsp;</td><td>&nbsp;</td>
    <td style="text-align: left">&nbsp;</td><td style="text-align: right">0.38</td><td style="text-align: left">&nbsp;</td><td>&nbsp;</td>
    <td style="text-align: left">&nbsp;</td><td style="text-align: right">7</td><td style="text-align: left">&nbsp;</td><td>&nbsp;</td>
    <td style="text-align: left">&nbsp;</td><td style="text-align: right">0.31</td><td style="text-align: left">&nbsp;</td><td>&nbsp;</td>
    <td style="text-align: left">&nbsp;</td><td style="text-align: right">41</td><td style="text-align: left">&nbsp;</td><td>&nbsp;</td>
    <td style="text-align: left">&nbsp;</td><td style="text-align: right">1.69</td><td style="text-align: left">&nbsp;</td></tr>
<tr style="vertical-align: bottom; background-color: White">
    <td nowrap style="text-align: left; padding-left: 10pt">Commercial business and other</td><td>&nbsp;</td>
    <td style="text-align: left">&nbsp;</td><td style="text-align: right">4,469</td><td style="text-align: left">&nbsp;</td><td>&nbsp;</td>
    <td style="text-align: left">&nbsp;</td><td style="text-align: right">11.59</td><td style="text-align: left">&nbsp;</td><td>&nbsp;</td>
    <td style="text-align: left">&nbsp;</td><td style="text-align: right">4,205</td><td style="text-align: left">&nbsp;</td><td>&nbsp;</td>
    <td style="text-align: left">&nbsp;</td><td style="text-align: right">11.78</td><td style="text-align: left">&nbsp;</td><td>&nbsp;</td>
    <td style="text-align: left">&nbsp;</td><td style="text-align: right">5,320</td><td style="text-align: left">&nbsp;</td><td>&nbsp;</td>
    <td style="text-align: left">&nbsp;</td><td style="text-align: right">10.92</td><td style="text-align: left">&nbsp;</td><td>&nbsp;</td>
    <td style="text-align: left">&nbsp;</td><td style="text-align: right">3,815</td><td style="text-align: left">&nbsp;</td><td>&nbsp;</td>
    <td style="text-align: left">&nbsp;</td><td style="text-align: right">9.16</td><td style="text-align: left">&nbsp;</td><td>&nbsp;</td>
    <td style="text-align: left">&nbsp;</td><td style="text-align: right">5,128</td><td style="text-align: left">&nbsp;</td><td>&nbsp;</td>
    <td style="text-align: left">&nbsp;</td><td style="text-align: right">6.43</td><td style="text-align: left">&nbsp;</td></tr>
<tr style="vertical-align: bottom; background-color: rgb(204,238,255)">
    <td style="padding-bottom: 1pt">&nbsp;</td><td>&nbsp;</td>
    <td style="border-bottom: Black 1pt solid; text-align: left">&nbsp;</td><td style="border-bottom: Black 1pt solid; text-align: right">&nbsp;</td><td style="border-bottom: Black 1pt solid; text-align: left">&nbsp;</td><td style="padding-bottom: 1pt; border-bottom: Black 1pt solid">&nbsp;</td>
    <td style="border-bottom: Black 1pt solid; text-align: left">&nbsp;</td><td style="border-bottom: Black 1pt solid; text-align: right">&nbsp;</td><td style="border-bottom: Black 1pt solid; text-align: left">&nbsp;</td><td>&nbsp;</td>
    <td style="border-bottom: Black 1pt solid; text-align: left">&nbsp;</td><td style="border-bottom: Black 1pt solid; text-align: right">&nbsp;</td><td style="border-bottom: Black 1pt solid; text-align: left">&nbsp;</td><td style="padding-bottom: 1pt; border-bottom: Black 1pt solid">&nbsp;</td>
    <td style="border-bottom: Black 1pt solid; text-align: left">&nbsp;</td><td style="border-bottom: Black 1pt solid; text-align: right">&nbsp;</td><td style="border-bottom: Black 1pt solid; text-align: left">&nbsp;</td><td>&nbsp;</td>
    <td style="border-bottom: Black 1pt solid; text-align: left">&nbsp;</td><td style="border-bottom: Black 1pt solid; text-align: right">&nbsp;</td><td style="border-bottom: Black 1pt solid; text-align: left">&nbsp;</td><td style="padding-bottom: 1pt; border-bottom: Black 1pt solid">&nbsp;</td>
    <td style="border-bottom: Black 1pt solid; text-align: left">&nbsp;</td><td style="border-bottom: Black 1pt solid; text-align: right">&nbsp;</td><td style="border-bottom: Black 1pt solid; text-align: left">&nbsp;</td><td>&nbsp;</td>
    <td style="border-bottom: Black 1pt solid; text-align: left">&nbsp;</td><td style="border-bottom: Black 1pt solid; text-align: right">&nbsp;</td><td style="border-bottom: Black 1pt solid; text-align: left">&nbsp;</td><td style="padding-bottom: 1pt; border-bottom: Black 1pt solid">&nbsp;</td>
    <td style="border-bottom: Black 1pt solid; text-align: left">&nbsp;</td><td style="border-bottom: Black 1pt solid; text-align: right">&nbsp;</td><td style="border-bottom: Black 1pt solid; text-align: left">&nbsp;</td><td>&nbsp;</td>
    <td style="border-bottom: Black 1pt solid; text-align: left">&nbsp;</td><td style="border-bottom: Black 1pt solid; text-align: right">&nbsp;</td><td style="border-bottom: Black 1pt solid; text-align: left">&nbsp;</td><td style="padding-bottom: 1pt; border-bottom: Black 1pt solid">&nbsp;</td>
    <td style="border-bottom: Black 1pt solid; text-align: left">&nbsp;</td><td style="border-bottom: Black 1pt solid; text-align: right">&nbsp;</td><td style="border-bottom: Black 1pt solid; text-align: left">&nbsp;</td></tr>
<tr style="vertical-align: bottom; background-color: White">
    <td nowrap style="text-align: left; padding-left: 20pt">Gross non-mortgage loans</td><td>&nbsp;</td>
    <td style="text-align: left">&nbsp;</td><td style="text-align: right">5,074</td><td style="text-align: left">&nbsp;</td><td>&nbsp;</td>
    <td style="text-align: left">&nbsp;</td><td style="text-align: right">12.35</td><td style="text-align: left">&nbsp;</td><td>&nbsp;</td>
    <td style="text-align: left">&nbsp;</td><td style="text-align: right">4,495</td><td style="text-align: left">&nbsp;</td><td>&nbsp;</td>
    <td style="text-align: left">&nbsp;</td><td style="text-align: right">12.56</td><td style="text-align: left">&nbsp;</td><td>&nbsp;</td>
    <td style="text-align: left">&nbsp;</td><td style="text-align: right">5,778</td><td style="text-align: left">&nbsp;</td><td>&nbsp;</td>
    <td style="text-align: left">&nbsp;</td><td style="text-align: right">11.53</td><td style="text-align: left">&nbsp;</td><td>&nbsp;</td>
    <td style="text-align: left">&nbsp;</td><td style="text-align: right">4,327</td><td style="text-align: left">&nbsp;</td><td>&nbsp;</td>
    <td style="text-align: left">&nbsp;</td><td style="text-align: right">9.76</td><td style="text-align: left">&nbsp;</td><td>&nbsp;</td>
    <td style="text-align: left">&nbsp;</td><td style="text-align: right">6,156</td><td style="text-align: left">&nbsp;</td><td>&nbsp;</td>
    <td style="text-align: left">&nbsp;</td><td style="text-align: right">8.56</td><td style="text-align: left">&nbsp;</td></tr>
<tr style="vertical-align: bottom; background-color: rgb(204,238,255)">
    <td style="padding-bottom: 1pt">&nbsp;</td><td>&nbsp;</td>
    <td style="border-bottom: Black 1pt solid; text-align: left">&nbsp;</td><td style="border-bottom: Black 1pt solid; text-align: right">&nbsp;</td><td style="border-bottom: Black 1pt solid; text-align: left">&nbsp;</td><td style="padding-bottom: 1pt; border-bottom: Black 1pt solid">&nbsp;</td>
    <td style="border-bottom: Black 1pt solid; text-align: left">&nbsp;</td><td style="border-bottom: Black 1pt solid; text-align: right">&nbsp;</td><td style="border-bottom: Black 1pt solid; text-align: left">&nbsp;</td><td>&nbsp;</td>
    <td style="border-bottom: Black 1pt solid; text-align: left">&nbsp;</td><td style="border-bottom: Black 1pt solid; text-align: right">&nbsp;</td><td style="border-bottom: Black 1pt solid; text-align: left">&nbsp;</td><td style="padding-bottom: 1pt; border-bottom: Black 1pt solid">&nbsp;</td>
    <td style="border-bottom: Black 1pt solid; text-align: left">&nbsp;</td><td style="border-bottom: Black 1pt solid; text-align: right">&nbsp;</td><td style="border-bottom: Black 1pt solid; text-align: left">&nbsp;</td><td>&nbsp;</td>
    <td style="border-bottom: Black 1pt solid; text-align: left">&nbsp;</td><td style="border-bottom: Black 1pt solid; text-align: right">&nbsp;</td><td style="border-bottom: Black 1pt solid; text-align: left">&nbsp;</td><td style="padding-bottom: 1pt; border-bottom: Black 1pt solid">&nbsp;</td>
    <td style="border-bottom: Black 1pt solid; text-align: left">&nbsp;</td><td style="border-bottom: Black 1pt solid; text-align: right">&nbsp;</td><td style="border-bottom: Black 1pt solid; text-align: left">&nbsp;</td><td>&nbsp;</td>
    <td style="border-bottom: Black 1pt solid; text-align: left">&nbsp;</td><td style="border-bottom: Black 1pt solid; text-align: right">&nbsp;</td><td style="border-bottom: Black 1pt solid; text-align: left">&nbsp;</td><td style="padding-bottom: 1pt; border-bottom: Black 1pt solid">&nbsp;</td>
    <td style="border-bottom: Black 1pt solid; text-align: left">&nbsp;</td><td style="border-bottom: Black 1pt solid; text-align: right">&nbsp;</td><td style="border-bottom: Black 1pt solid; text-align: left">&nbsp;</td><td>&nbsp;</td>
    <td style="border-bottom: Black 1pt solid; text-align: left">&nbsp;</td><td style="border-bottom: Black 1pt solid; text-align: right">&nbsp;</td><td style="border-bottom: Black 1pt solid; text-align: left">&nbsp;</td><td style="padding-bottom: 1pt; border-bottom: Black 1pt solid">&nbsp;</td>
    <td style="border-bottom: Black 1pt solid; text-align: left">&nbsp;</td><td style="border-bottom: Black 1pt solid; text-align: right">&nbsp;</td><td style="border-bottom: Black 1pt solid; text-align: left">&nbsp;</td></tr>
<tr style="vertical-align: bottom; background-color: White">
    <td nowrap style="text-align: left; padding-bottom: 2.25pt; padding-left: 20pt">Total loans</td><td>&nbsp;</td>
    <td style="border-bottom: Black 2.5pt double; text-align: left">$</td><td style="border-bottom: Black 2.5pt double; text-align: right">21,535</td><td style="border-bottom: Black 2.5pt double; text-align: left">&nbsp;</td><td style="padding-bottom: 2.25pt; border-bottom: Black 2.5pt double">&nbsp;</td>
    <td style="border-bottom: Black 2.5pt double; text-align: left">&nbsp;</td><td style="border-bottom: Black 2.5pt double; text-align: right">100.00</td><td style="border-bottom: Black 2.5pt double; text-align: left">%</td><td>&nbsp;</td>
    <td style="border-bottom: Black 2.5pt double; text-align: left">$</td><td style="border-bottom: Black 2.5pt double; text-align: right">25,096</td><td style="border-bottom: Black 2.5pt double; text-align: left">&nbsp;</td><td style="padding-bottom: 2.25pt; border-bottom: Black 2.5pt double">&nbsp;</td>
    <td style="border-bottom: Black 2.5pt double; text-align: left">&nbsp;</td><td style="border-bottom: Black 2.5pt double; text-align: right">100.00</td><td style="border-bottom: Black 2.5pt double; text-align: left">%</td><td>&nbsp;</td>
    <td style="border-bottom: Black 2.5pt double; text-align: left">$</td><td style="border-bottom: Black 2.5pt double; text-align: right">31,776</td><td style="border-bottom: Black 2.5pt double; text-align: left">&nbsp;</td><td style="padding-bottom: 2.25pt; border-bottom: Black 2.5pt double">&nbsp;</td>
    <td style="border-bottom: Black 2.5pt double; text-align: left">&nbsp;</td><td style="border-bottom: Black 2.5pt double; text-align: right">100.00</td><td style="border-bottom: Black 2.5pt double; text-align: left">%</td><td>&nbsp;</td>
    <td style="border-bottom: Black 2.5pt double; text-align: left">$</td><td style="border-bottom: Black 2.5pt double; text-align: right">31,104</td><td style="border-bottom: Black 2.5pt double; text-align: left">&nbsp;</td><td style="padding-bottom: 2.25pt; border-bottom: Black 2.5pt double">&nbsp;</td>
    <td style="border-bottom: Black 2.5pt double; text-align: left">&nbsp;</td><td style="border-bottom: Black 2.5pt double; text-align: right">100.00</td><td style="border-bottom: Black 2.5pt double; text-align: left">%</td><td>&nbsp;</td>
    <td style="border-bottom: Black 2.5pt double; text-align: left">$</td><td style="border-bottom: Black 2.5pt double; text-align: right">30,344</td><td style="border-bottom: Black 2.5pt double; text-align: left">&nbsp;</td><td style="padding-bottom: 2.25pt; border-bottom: Black 2.5pt double">&nbsp;</td>
    <td style="border-bottom: Black 2.5pt double; text-align: left">&nbsp;</td><td style="border-bottom: Black 2.5pt double; text-align: right">100.00</td><td style="border-bottom: Black 2.5pt double; text-align: left">%</td></tr>
</table>



<p style="color: Red; font: 10pt Times New Roman, Times, Serif; margin: 0pt 0"></p>

<p style="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</p>

<p style="font: bold 10pt Times New Roman, Times, Serif; margin: 0pt 0"></p>

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<p style="font: bold 10pt Times New Roman, Times, Serif; margin: 0pt 0"><a name="a_029"></a>Investment Activities</p>

<p style="font: bold 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</p>

<p style="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 0.5in"><i><a name="a_030"></a>General</i>. Our
investment policy, which is approved by the Board of Directors, is designed primarily to manage the interest rate sensitivity of
our overall assets and liabilities, to generate a favorable return without incurring undue interest rate and credit risk, to complement
our lending activities and to provide and maintain liquidity. In establishing our investment strategies, we consider our business
and growth strategies, the economic environment, our interest rate risk exposure, our interest rate sensitivity &#8220;gap&#8221;
position, the types of securities to be held, and other factors. See &#8220;Management&#8217;s Discussion and Analysis of Financial
Condition and Results of Operations &#8212; Overview&#8212;Management Strategy&#8221; in Item 7 of this Annual Report.</p>

<p style="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 0.5in">&nbsp;</p>

<p style="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 0.5in">Although we have authority
to invest in various types of assets, we primarily invest in mortgage-backed securities, securities issued by mutual or bond funds
that invest in government and government agency securities, municipal bonds, corporate bonds and collateralized loan obligations
(&#8220;CLO&#8221;). We did not hold any issues of foreign sovereign debt at December 31, 2015 and 2014.</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 0.5in">&nbsp;</p>

<p style="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 0.5in">Our Investment Committee
meets quarterly to monitor investment transactions and to establish investment strategy. The Board of Directors reviews the investment
policy on an annual basis and investment activity on a monthly basis.</p>

<p style="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 0.5in">&nbsp;</p>

<p style="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 0.5in">We classify our investment
securities as available for sale when management intends to hold the securities for an indefinite period of time or when the securities
may be utilized for tactical asset/liability purposes and may be sold from time to time to effectively manage interest rate exposure
and resultant prepayment risk and liquidity needs. Securities are classified as held-to-maturity when management intends to hold
the securities until maturity. We carry some of our investments under the fair value option. Unrealized gains and losses for investments
carried under the fair value option are included in our Consolidated Statements of Income. Unrealized gains and losses on securities
available for sale, other than unrealized credit losses considered other than temporary, are excluded from earnings and included
in Accumulated Other Comprehensive Income (a separate component of equity), net of taxes. Securities held-to-maturity are carried
at their cost basis. At December 31, 2015, we had $993.4 million in securities available for sale and $6.2 million in securities
held-to-maturity, which together represented 17.52% of total assets. These securities had an aggregate market value at December
31, 2015 that was approximately 2.1 times the amount of our equity at that date.</p>

<p style="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 0.5in">&nbsp;</p>

<p style="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 0.5in">There were no credit
related OTTI charges recorded during the years ended December 31, 2015 and 2014. During 2013 we recorded OTTI charges of $1.4 million
on four private issue collateralized mortgage obligations. We sold these private issue collateralized mortgage obligations during
2013. As a result of the magnitude of our holdings of securities available for sale, changes in interest rates could produce significant
changes in the value of such securities and could produce significant fluctuations in our operating results and equity. (See Notes&nbsp;6
and 18 of Notes to Consolidated Financial Statements, included in Item 8 of this Annual Report.)</p>

<p style="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 0.5in">&nbsp;</p>

<p style="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 0.5in">&nbsp;</p>

<p style="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 0.5in">&nbsp;</p>

<p style="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 0.5in">&nbsp;</p>

<p style="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 0.5in">&nbsp;</p>

<p style="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 0.5in"></p>

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<p style="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 0.5in">The table below sets
forth certain information regarding the amortized cost and market values of our securities portfolio, interest-earning deposits
and federal funds sold, at the dates indicated. Securities available for sale are recorded at market value. (See Notes&nbsp;6 and
18 of Notes to Consolidated Financial Statements, included in Item 8 of this Annual Report.)</p>

<p style="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 0.5in">&nbsp;</p>

<p style="color: Red; font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: center"></p>

<table cellpadding="0" cellspacing="0" style="border-collapse: collapse; width: 100%; font: 10pt Times New Roman, Times, Serif">
<tr style="vertical-align: bottom">
    <td style="text-align: center">&nbsp;</td><td style="padding-bottom: 1pt">&nbsp;</td>
    <td colspan="23" style="text-align: center; border-bottom: Black 1pt solid">At December 31,</td></tr>
<tr style="vertical-align: bottom">
    <td style="text-align: center">&nbsp;</td><td style="padding-bottom: 1pt">&nbsp;</td>
    <td colspan="7" style="text-align: center; border-bottom: Black 1pt solid">2015</td><td style="padding-bottom: 1pt">&nbsp;</td>
    <td colspan="7" style="text-align: center; border-bottom: Black 1pt solid">2014</td><td style="padding-bottom: 1pt">&nbsp;</td>
    <td colspan="7" style="text-align: center; border-bottom: Black 1pt solid">2013</td></tr>
<tr style="vertical-align: bottom">
    <td style="text-align: center">&nbsp;</td><td>&nbsp;</td>
    <td colspan="3" style="text-align: center">Amortized</td><td>&nbsp;</td>
    <td colspan="3" style="text-align: center">Market</td><td>&nbsp;</td>
    <td colspan="3" style="text-align: center">Amortized</td><td>&nbsp;</td>
    <td colspan="3" style="text-align: center">Market</td><td>&nbsp;</td>
    <td colspan="3" style="text-align: center">Amortized</td><td>&nbsp;</td>
    <td colspan="3" style="text-align: center">Market</td></tr>
<tr style="vertical-align: bottom">
    <td style="text-align: center">&nbsp;</td><td style="padding-bottom: 1pt">&nbsp;</td>
    <td colspan="3" style="text-align: center; border-bottom: Black 1pt solid">Cost</td><td style="padding-bottom: 1pt; border-bottom: Black 1pt solid">&nbsp;</td>
    <td colspan="3" style="text-align: center; border-bottom: Black 1pt solid">Value</td><td>&nbsp;</td>
    <td colspan="3" style="text-align: center; border-bottom: Black 1pt solid">Cost</td><td style="padding-bottom: 1pt; border-bottom: Black 1pt solid">&nbsp;</td>
    <td colspan="3" style="text-align: center; border-bottom: Black 1pt solid">Value</td><td>&nbsp;</td>
    <td colspan="3" style="text-align: center; border-bottom: Black 1pt solid">Cost</td><td style="padding-bottom: 1pt; border-bottom: Black 1pt solid">&nbsp;</td>
    <td colspan="3" style="text-align: center; border-bottom: Black 1pt solid">Value</td></tr>
<tr style="vertical-align: bottom">
    <td>&nbsp;</td><td style="font-style: italic">&nbsp;</td>
    <td colspan="23" style="font-style: italic; text-align: center">(In thousands)</td></tr>
<tr style="vertical-align: bottom">
    <td>&nbsp;</td><td style="font-style: italic">&nbsp;</td>
    <td colspan="3" style="font-style: italic; text-align: center">&nbsp;</td><td style="font-style: italic">&nbsp;</td>
    <td colspan="3" style="font-style: italic; text-align: center">&nbsp;</td><td style="font-style: italic">&nbsp;</td>
    <td colspan="3" style="font-style: italic; text-align: center">&nbsp;</td><td style="font-style: italic">&nbsp;</td>
    <td colspan="3" style="font-style: italic; text-align: center">&nbsp;</td><td style="font-style: italic">&nbsp;</td>
    <td colspan="3" style="font-style: italic; text-align: center">&nbsp;</td><td style="font-style: italic">&nbsp;</td>
    <td colspan="3" style="font-style: italic; text-align: center">&nbsp;</td></tr>
<tr style="vertical-align: bottom; background-color: rgb(204,238,255)">
    <td colspan="1" style="font-weight: bold">Securities held-to-maturity</td><td>&nbsp;</td>
    <td colspan="3" style="text-align: right">&nbsp;</td><td>&nbsp;</td>
    <td colspan="3" style="text-align: right">&nbsp;</td><td>&nbsp;</td>
    <td colspan="3" style="text-align: right">&nbsp;</td><td>&nbsp;</td>
    <td colspan="3" style="text-align: right">&nbsp;</td><td>&nbsp;</td>
    <td colspan="3" style="text-align: right">&nbsp;</td><td>&nbsp;</td>
    <td colspan="3" style="text-align: right">&nbsp;</td></tr>
<tr style="vertical-align: bottom; background-color: White">
    <td style="text-align: left">Bonds and other debt securities:</td><td>&nbsp;</td>
    <td style="text-align: left">&nbsp;</td><td style="text-align: right">&nbsp;</td><td style="text-align: left">&nbsp;</td><td>&nbsp;</td>
    <td style="text-align: left">&nbsp;</td><td style="text-align: right">&nbsp;</td><td style="text-align: left">&nbsp;</td><td>&nbsp;</td>
    <td style="text-align: left">&nbsp;</td><td style="text-align: right">&nbsp;</td><td style="text-align: left">&nbsp;</td><td>&nbsp;</td>
    <td style="text-align: left">&nbsp;</td><td style="text-align: right">&nbsp;</td><td style="text-align: left">&nbsp;</td><td>&nbsp;</td>
    <td style="text-align: left">&nbsp;</td><td style="text-align: right">&nbsp;</td><td style="text-align: left">&nbsp;</td><td>&nbsp;</td>
    <td style="text-align: left">&nbsp;</td><td style="text-align: right">&nbsp;</td><td style="text-align: left">&nbsp;</td></tr>
<tr style="vertical-align: bottom; background-color: rgb(204,238,255)">
    <td style="width: 40%; text-align: left; padding-bottom: 1pt; padding-left: 10pt">Municipal securities</td><td style="width: 1%; padding-bottom: 1pt; border-bottom: Black 1pt solid">&nbsp;</td>
    <td style="width: 1%; border-bottom: Black 1pt solid; text-align: left">$</td><td style="width: 7%; border-bottom: Black 1pt solid; text-align: right">6,180</td><td style="width: 1%; border-bottom: Black 1pt solid; text-align: left">&nbsp;</td><td style="width: 1%; padding-bottom: 1pt; border-bottom: Black 1pt solid">&nbsp;</td>
    <td style="width: 1%; border-bottom: Black 1pt solid; text-align: left">$</td><td style="width: 7%; border-bottom: Black 1pt solid; text-align: right">6,180</td><td style="width: 1%; border-bottom: Black 1pt solid; text-align: left">&nbsp;</td><td style="width: 1%; padding-bottom: 1pt">&nbsp;</td>
    <td style="width: 1%; border-bottom: Black 1pt solid; text-align: left">$</td><td style="width: 7%; border-bottom: Black 1pt solid; text-align: right">-</td><td style="width: 1%; border-bottom: Black 1pt solid; text-align: left">&nbsp;</td><td style="width: 1%; padding-bottom: 1pt; border-bottom: Black 1pt solid">&nbsp;</td>
    <td style="width: 1%; border-bottom: Black 1pt solid; text-align: left">$</td><td style="width: 7%; border-bottom: Black 1pt solid; text-align: right">-</td><td style="width: 1%; border-bottom: Black 1pt solid; text-align: left">&nbsp;</td><td style="padding-bottom: 1pt; width: 1%">&nbsp;</td>
    <td style="width: 1%; border-bottom: Black 1pt solid; text-align: left">$</td><td style="width: 7%; border-bottom: Black 1pt solid; text-align: right">-</td><td style="width: 1%; border-bottom: Black 1pt solid; text-align: left">&nbsp;</td><td style="width: 1%; padding-bottom: 1pt; border-bottom: Black 1pt solid">&nbsp;</td>
    <td style="width: 1%; border-bottom: Black 1pt solid; text-align: left">$</td><td style="width: 7%; border-bottom: Black 1pt solid; text-align: right">-</td><td style="width: 1%; border-bottom: Black 1pt solid; text-align: left">&nbsp;</td></tr>
<tr style="vertical-align: bottom; background-color: White">
    <td style="text-align: left; padding-bottom: 1pt; padding-left: 20pt">&nbsp;Total bonds and other debt securities</td><td style="padding-bottom: 1pt; border-bottom: Black 1pt solid">&nbsp;</td>
    <td style="border-bottom: Black 1pt solid; text-align: left">&nbsp;</td><td style="border-bottom: Black 1pt solid; text-align: right">6,180</td><td style="border-bottom: Black 1pt solid; text-align: left">&nbsp;</td><td style="padding-bottom: 1pt; border-bottom: Black 1pt solid">&nbsp;</td>
    <td style="border-bottom: Black 1pt solid; text-align: left">&nbsp;</td><td style="border-bottom: Black 1pt solid; text-align: right">6,180</td><td style="border-bottom: Black 1pt solid; text-align: left">&nbsp;</td><td style="padding-bottom: 1pt">&nbsp;</td>
    <td style="border-bottom: Black 1pt solid; text-align: left">&nbsp;</td><td style="border-bottom: Black 1pt solid; text-align: right">-</td><td style="border-bottom: Black 1pt solid; text-align: left">&nbsp;</td><td style="padding-bottom: 1pt; border-bottom: Black 1pt solid">&nbsp;</td>
    <td style="border-bottom: Black 1pt solid; text-align: left">&nbsp;</td><td style="border-bottom: Black 1pt solid; text-align: right">-</td><td style="border-bottom: Black 1pt solid; text-align: left">&nbsp;</td><td style="padding-bottom: 1pt">&nbsp;</td>
    <td style="border-bottom: Black 1pt solid; text-align: left">&nbsp;</td><td style="border-bottom: Black 1pt solid; text-align: right">-</td><td style="border-bottom: Black 1pt solid; text-align: left">&nbsp;</td><td style="padding-bottom: 1pt; border-bottom: Black 1pt solid">&nbsp;</td>
    <td style="border-bottom: Black 1pt solid; text-align: left">&nbsp;</td><td style="border-bottom: Black 1pt solid; text-align: right">-</td><td style="border-bottom: Black 1pt solid; text-align: left">&nbsp;</td></tr>
<tr style="vertical-align: bottom; background-color: rgb(204,238,255)">
    <td>&nbsp;</td><td>&nbsp;</td>
    <td style="text-align: left">&nbsp;</td><td style="text-align: right">&nbsp;</td><td style="text-align: left">&nbsp;</td><td>&nbsp;</td>
    <td style="text-align: left">&nbsp;</td><td style="text-align: right">&nbsp;</td><td style="text-align: left">&nbsp;</td><td>&nbsp;</td>
    <td style="text-align: left">&nbsp;</td><td style="text-align: right">&nbsp;</td><td style="text-align: left">&nbsp;</td><td>&nbsp;</td>
    <td style="text-align: left">&nbsp;</td><td style="text-align: right">&nbsp;</td><td style="text-align: left">&nbsp;</td><td>&nbsp;</td>
    <td style="text-align: left">&nbsp;</td><td style="text-align: right">&nbsp;</td><td style="text-align: left">&nbsp;</td><td>&nbsp;</td>
    <td style="text-align: left">&nbsp;</td><td style="text-align: right">&nbsp;</td><td style="text-align: left">&nbsp;</td></tr>
<tr style="vertical-align: bottom; background-color: White">
    <td style="font-weight: bold; text-align: left">Securities available for sale</td><td>&nbsp;</td>
    <td style="text-align: left">&nbsp;</td><td style="text-align: right">&nbsp;</td><td style="text-align: left">&nbsp;</td><td>&nbsp;</td>
    <td style="text-align: left">&nbsp;</td><td style="text-align: right">&nbsp;</td><td style="text-align: left">&nbsp;</td><td>&nbsp;</td>
    <td style="text-align: left">&nbsp;</td><td style="text-align: right">&nbsp;</td><td style="text-align: left">&nbsp;</td><td>&nbsp;</td>
    <td style="text-align: left">&nbsp;</td><td style="text-align: right">&nbsp;</td><td style="text-align: left">&nbsp;</td><td>&nbsp;</td>
    <td style="text-align: left">&nbsp;</td><td style="text-align: right">&nbsp;</td><td style="text-align: left">&nbsp;</td><td>&nbsp;</td>
    <td style="text-align: left">&nbsp;</td><td style="text-align: right">&nbsp;</td><td style="text-align: left">&nbsp;</td></tr>
<tr style="vertical-align: bottom; background-color: rgb(204,238,255)">
    <td style="text-align: left">Bonds and other debt securities:</td><td>&nbsp;</td>
    <td style="text-align: left">&nbsp;</td><td style="text-align: right">&nbsp;</td><td style="text-align: left">&nbsp;</td><td>&nbsp;</td>
    <td style="text-align: left">&nbsp;</td><td style="text-align: right">&nbsp;</td><td style="text-align: left">&nbsp;</td><td>&nbsp;</td>
    <td style="text-align: left">&nbsp;</td><td style="text-align: right">&nbsp;</td><td style="text-align: left">&nbsp;</td><td>&nbsp;</td>
    <td style="text-align: left">&nbsp;</td><td style="text-align: right">&nbsp;</td><td style="text-align: left">&nbsp;</td><td>&nbsp;</td>
    <td style="text-align: left">&nbsp;</td><td style="text-align: right">&nbsp;</td><td style="text-align: left">&nbsp;</td><td>&nbsp;</td>
    <td style="text-align: left">&nbsp;</td><td style="text-align: right">&nbsp;</td><td style="text-align: left">&nbsp;</td></tr>
<tr style="vertical-align: bottom; background-color: White">
    <td style="text-align: left; padding-left: 10pt">Municipal securities</td><td>&nbsp;</td>
    <td style="text-align: left">&nbsp;</td><td style="text-align: right">127,696</td><td style="text-align: left">&nbsp;</td><td>&nbsp;</td>
    <td style="text-align: left">&nbsp;</td><td style="text-align: right">131,583</td><td style="text-align: left">&nbsp;</td><td>&nbsp;</td>
    <td style="text-align: left">&nbsp;</td><td style="text-align: right">145,864</td><td style="text-align: left">&nbsp;</td><td>&nbsp;</td>
    <td style="text-align: left">&nbsp;</td><td style="text-align: right">148,896</td><td style="text-align: left">&nbsp;</td><td>&nbsp;</td>
    <td style="text-align: left">&nbsp;</td><td style="text-align: right">127,967</td><td style="text-align: left">&nbsp;</td><td>&nbsp;</td>
    <td style="text-align: left">&nbsp;</td><td style="text-align: right">123,423</td><td style="text-align: left">&nbsp;</td></tr>
<tr style="vertical-align: bottom; background-color: rgb(204,238,255)">
    <td style="text-align: left; padding-left: 10pt">Corporate debentures</td><td>&nbsp;</td>
    <td style="text-align: left">&nbsp;</td><td style="text-align: right">115,976</td><td style="text-align: left">&nbsp;</td><td>&nbsp;</td>
    <td style="text-align: left">&nbsp;</td><td style="text-align: right">111,674</td><td style="text-align: left">&nbsp;</td><td>&nbsp;</td>
    <td style="text-align: left">&nbsp;</td><td style="text-align: right">90,719</td><td style="text-align: left">&nbsp;</td><td>&nbsp;</td>
    <td style="text-align: left">&nbsp;</td><td style="text-align: right">91,273</td><td style="text-align: left">&nbsp;</td><td>&nbsp;</td>
    <td style="text-align: left">&nbsp;</td><td style="text-align: right">100,362</td><td style="text-align: left">&nbsp;</td><td>&nbsp;</td>
    <td style="text-align: left">&nbsp;</td><td style="text-align: right">101,711</td><td style="text-align: left">&nbsp;</td></tr>
<tr style="vertical-align: bottom; background-color: White">
    <td style="text-align: left; padding-bottom: 1pt; padding-left: 10pt">Collateralized loan obligations</td><td style="padding-bottom: 1pt; border-bottom: Black 1pt solid">&nbsp;</td>
    <td style="border-bottom: Black 1pt solid; text-align: left">&nbsp;</td><td style="border-bottom: Black 1pt solid; text-align: right">53,225</td><td style="border-bottom: Black 1pt solid; text-align: left">&nbsp;</td><td style="padding-bottom: 1pt; border-bottom: Black 1pt solid">&nbsp;</td>
    <td style="border-bottom: Black 1pt solid; text-align: left">&nbsp;</td><td style="border-bottom: Black 1pt solid; text-align: right">52,898</td><td style="border-bottom: Black 1pt solid; text-align: left">&nbsp;</td><td style="padding-bottom: 1pt">&nbsp;</td>
    <td style="border-bottom: Black 1pt solid; text-align: left">&nbsp;</td><td style="border-bottom: Black 1pt solid; text-align: right">-</td><td style="border-bottom: Black 1pt solid; text-align: left">&nbsp;</td><td style="padding-bottom: 1pt; border-bottom: Black 1pt solid">&nbsp;</td>
    <td style="border-bottom: Black 1pt solid; text-align: left">&nbsp;</td><td style="border-bottom: Black 1pt solid; text-align: right">-</td><td style="border-bottom: Black 1pt solid; text-align: left">&nbsp;</td><td style="padding-bottom: 1pt">&nbsp;</td>
    <td style="border-bottom: Black 1pt solid; text-align: left">&nbsp;</td><td style="border-bottom: Black 1pt solid; text-align: right">-</td><td style="border-bottom: Black 1pt solid; text-align: left">&nbsp;</td><td style="padding-bottom: 1pt; border-bottom: Black 1pt solid">&nbsp;</td>
    <td style="border-bottom: Black 1pt solid; text-align: left">&nbsp;</td><td style="border-bottom: Black 1pt solid; text-align: right">-</td><td style="border-bottom: Black 1pt solid; text-align: left">&nbsp;</td></tr>
<tr style="vertical-align: bottom; background-color: rgb(204,238,255)">
    <td style="text-align: left; padding-bottom: 1pt; padding-left: 20pt">&nbsp;Total bonds and other debt securities</td><td style="padding-bottom: 1pt; border-bottom: Black 1pt solid">&nbsp;</td>
    <td style="border-bottom: Black 1pt solid; text-align: left">&nbsp;</td><td style="border-bottom: Black 1pt solid; text-align: right">296,897</td><td style="border-bottom: Black 1pt solid; text-align: left">&nbsp;</td><td style="padding-bottom: 1pt; border-bottom: Black 1pt solid">&nbsp;</td>
    <td style="border-bottom: Black 1pt solid; text-align: left">&nbsp;</td><td style="border-bottom: Black 1pt solid; text-align: right">296,155</td><td style="border-bottom: Black 1pt solid; text-align: left">&nbsp;</td><td style="padding-bottom: 1pt">&nbsp;</td>
    <td style="border-bottom: Black 1pt solid; text-align: left">&nbsp;</td><td style="border-bottom: Black 1pt solid; text-align: right">236,583</td><td style="border-bottom: Black 1pt solid; text-align: left">&nbsp;</td><td style="padding-bottom: 1pt; border-bottom: Black 1pt solid">&nbsp;</td>
    <td style="border-bottom: Black 1pt solid; text-align: left">&nbsp;</td><td style="border-bottom: Black 1pt solid; text-align: right">240,169</td><td style="border-bottom: Black 1pt solid; text-align: left">&nbsp;</td><td style="padding-bottom: 1pt">&nbsp;</td>
    <td style="border-bottom: Black 1pt solid; text-align: left">&nbsp;</td><td style="border-bottom: Black 1pt solid; text-align: right">228,329</td><td style="border-bottom: Black 1pt solid; text-align: left">&nbsp;</td><td style="padding-bottom: 1pt; border-bottom: Black 1pt solid">&nbsp;</td>
    <td style="border-bottom: Black 1pt solid; text-align: left">&nbsp;</td><td style="border-bottom: Black 1pt solid; text-align: right">225,134</td><td style="border-bottom: Black 1pt solid; text-align: left">&nbsp;</td></tr>
<tr style="vertical-align: bottom; background-color: White">
    <td>&nbsp;</td><td>&nbsp;</td>
    <td style="text-align: left">&nbsp;</td><td style="text-align: right">&nbsp;</td><td style="text-align: left">&nbsp;</td><td>&nbsp;</td>
    <td style="text-align: left">&nbsp;</td><td style="text-align: right">&nbsp;</td><td style="text-align: left">&nbsp;</td><td>&nbsp;</td>
    <td style="text-align: left">&nbsp;</td><td style="text-align: right">&nbsp;</td><td style="text-align: left">&nbsp;</td><td>&nbsp;</td>
    <td style="text-align: left">&nbsp;</td><td style="text-align: right">&nbsp;</td><td style="text-align: left">&nbsp;</td><td>&nbsp;</td>
    <td style="text-align: left">&nbsp;</td><td style="text-align: right">&nbsp;</td><td style="text-align: left">&nbsp;</td><td>&nbsp;</td>
    <td style="text-align: left">&nbsp;</td><td style="text-align: right">&nbsp;</td><td style="text-align: left">&nbsp;</td></tr>
<tr style="vertical-align: bottom; background-color: rgb(204,238,255)">
    <td style="text-align: left; padding-bottom: 1pt">Mutual funds</td><td style="padding-bottom: 1pt; border-bottom: Black 1pt solid">&nbsp;</td>
    <td style="border-bottom: Black 1pt solid; text-align: left">&nbsp;</td><td style="border-bottom: Black 1pt solid; text-align: right">21,290</td><td style="border-bottom: Black 1pt solid; text-align: left">&nbsp;</td><td style="padding-bottom: 1pt; border-bottom: Black 1pt solid">&nbsp;</td>
    <td style="border-bottom: Black 1pt solid; text-align: left">&nbsp;</td><td style="border-bottom: Black 1pt solid; text-align: right">21,290</td><td style="border-bottom: Black 1pt solid; text-align: left">&nbsp;</td><td style="padding-bottom: 1pt">&nbsp;</td>
    <td style="border-bottom: Black 1pt solid; text-align: left">&nbsp;</td><td style="border-bottom: Black 1pt solid; text-align: right">21,118</td><td style="border-bottom: Black 1pt solid; text-align: left">&nbsp;</td><td style="padding-bottom: 1pt; border-bottom: Black 1pt solid">&nbsp;</td>
    <td style="border-bottom: Black 1pt solid; text-align: left">&nbsp;</td><td style="border-bottom: Black 1pt solid; text-align: right">21,118</td><td style="border-bottom: Black 1pt solid; text-align: left">&nbsp;</td><td style="padding-bottom: 1pt">&nbsp;</td>
    <td style="border-bottom: Black 1pt solid; text-align: left">&nbsp;</td><td style="border-bottom: Black 1pt solid; text-align: right">21,565</td><td style="border-bottom: Black 1pt solid; text-align: left">&nbsp;</td><td style="padding-bottom: 1pt; border-bottom: Black 1pt solid">&nbsp;</td>
    <td style="border-bottom: Black 1pt solid; text-align: left">&nbsp;</td><td style="border-bottom: Black 1pt solid; text-align: right">21,565</td><td style="border-bottom: Black 1pt solid; text-align: left">&nbsp;</td></tr>
<tr style="vertical-align: bottom; background-color: White">
    <td>&nbsp;</td><td>&nbsp;</td>
    <td style="text-align: left">&nbsp;</td><td style="text-align: right">&nbsp;</td><td style="text-align: left">&nbsp;</td><td>&nbsp;</td>
    <td style="text-align: left">&nbsp;</td><td style="text-align: right">&nbsp;</td><td style="text-align: left">&nbsp;</td><td>&nbsp;</td>
    <td style="text-align: left">&nbsp;</td><td style="text-align: right">&nbsp;</td><td style="text-align: left">&nbsp;</td><td>&nbsp;</td>
    <td style="text-align: left">&nbsp;</td><td style="text-align: right">&nbsp;</td><td style="text-align: left">&nbsp;</td><td>&nbsp;</td>
    <td style="text-align: left">&nbsp;</td><td style="text-align: right">&nbsp;</td><td style="text-align: left">&nbsp;</td><td>&nbsp;</td>
    <td style="text-align: left">&nbsp;</td><td style="text-align: right">&nbsp;</td><td style="text-align: left">&nbsp;</td></tr>
<tr style="vertical-align: bottom; background-color: rgb(204,238,255)">
    <td style="text-align: left">Equity securities:</td><td>&nbsp;</td>
    <td style="text-align: left">&nbsp;</td><td style="text-align: right">&nbsp;</td><td style="text-align: left">&nbsp;</td><td>&nbsp;</td>
    <td style="text-align: left">&nbsp;</td><td style="text-align: right">&nbsp;</td><td style="text-align: left">&nbsp;</td><td>&nbsp;</td>
    <td style="text-align: left">&nbsp;</td><td style="text-align: right">&nbsp;</td><td style="text-align: left">&nbsp;</td><td>&nbsp;</td>
    <td style="text-align: left">&nbsp;</td><td style="text-align: right">&nbsp;</td><td style="text-align: left">&nbsp;</td><td>&nbsp;</td>
    <td style="text-align: left">&nbsp;</td><td style="text-align: right">&nbsp;</td><td style="text-align: left">&nbsp;</td><td>&nbsp;</td>
    <td style="text-align: left">&nbsp;</td><td style="text-align: right">&nbsp;</td><td style="text-align: left">&nbsp;</td></tr>
<tr style="vertical-align: bottom; background-color: White">
    <td style="text-align: left; padding-left: 10pt">Common stock</td><td>&nbsp;</td>
    <td style="text-align: left">&nbsp;</td><td style="text-align: right">871</td><td style="text-align: left">&nbsp;</td><td>&nbsp;</td>
    <td style="text-align: left">&nbsp;</td><td style="text-align: right">871</td><td style="text-align: left">&nbsp;</td><td>&nbsp;</td>
    <td style="text-align: left">&nbsp;</td><td style="text-align: right">864</td><td style="text-align: left">&nbsp;</td><td>&nbsp;</td>
    <td style="text-align: left">&nbsp;</td><td style="text-align: right">864</td><td style="text-align: left">&nbsp;</td><td>&nbsp;</td>
    <td style="text-align: left">&nbsp;</td><td style="text-align: right">888</td><td style="text-align: left">&nbsp;</td><td>&nbsp;</td>
    <td style="text-align: left">&nbsp;</td><td style="text-align: right">888</td><td style="text-align: left">&nbsp;</td></tr>
<tr style="vertical-align: bottom; background-color: rgb(204,238,255)">
    <td style="text-align: left; padding-bottom: 1pt; padding-left: 10pt">Preferred stock</td><td style="padding-bottom: 1pt; border-bottom: Black 1pt solid">&nbsp;</td>
    <td style="border-bottom: Black 1pt solid; text-align: left">&nbsp;</td><td style="border-bottom: Black 1pt solid; text-align: right">6,343</td><td style="border-bottom: Black 1pt solid; text-align: left">&nbsp;</td><td style="padding-bottom: 1pt; border-bottom: Black 1pt solid">&nbsp;</td>
    <td style="border-bottom: Black 1pt solid; text-align: left">&nbsp;</td><td style="border-bottom: Black 1pt solid; text-align: right">6,341</td><td style="border-bottom: Black 1pt solid; text-align: left">&nbsp;</td><td style="padding-bottom: 1pt">&nbsp;</td>
    <td style="border-bottom: Black 1pt solid; text-align: left">&nbsp;</td><td style="border-bottom: Black 1pt solid; text-align: right">6,234</td><td style="border-bottom: Black 1pt solid; text-align: left">&nbsp;</td><td style="padding-bottom: 1pt; border-bottom: Black 1pt solid">&nbsp;</td>
    <td style="border-bottom: Black 1pt solid; text-align: left">&nbsp;</td><td style="border-bottom: Black 1pt solid; text-align: right">6,226</td><td style="border-bottom: Black 1pt solid; text-align: left">&nbsp;</td><td style="padding-bottom: 1pt">&nbsp;</td>
    <td style="border-bottom: Black 1pt solid; text-align: left">&nbsp;</td><td style="border-bottom: Black 1pt solid; text-align: right">17,272</td><td style="border-bottom: Black 1pt solid; text-align: left">&nbsp;</td><td style="padding-bottom: 1pt; border-bottom: Black 1pt solid">&nbsp;</td>
    <td style="border-bottom: Black 1pt solid; text-align: left">&nbsp;</td><td style="border-bottom: Black 1pt solid; text-align: right">14,047</td><td style="border-bottom: Black 1pt solid; text-align: left">&nbsp;</td></tr>
<tr style="vertical-align: bottom; background-color: White">
    <td style="text-align: left; padding-bottom: 1pt; padding-left: 20pt">&nbsp;Total equity securities</td><td style="padding-bottom: 1pt; border-bottom: Black 1pt solid">&nbsp;</td>
    <td style="border-bottom: Black 1pt solid; text-align: left">&nbsp;</td><td style="border-bottom: Black 1pt solid; text-align: right">7,214</td><td style="border-bottom: Black 1pt solid; text-align: left">&nbsp;</td><td style="padding-bottom: 1pt; border-bottom: Black 1pt solid">&nbsp;</td>
    <td style="border-bottom: Black 1pt solid; text-align: left">&nbsp;</td><td style="border-bottom: Black 1pt solid; text-align: right">7,212</td><td style="border-bottom: Black 1pt solid; text-align: left">&nbsp;</td><td style="padding-bottom: 1pt">&nbsp;</td>
    <td style="border-bottom: Black 1pt solid; text-align: left">&nbsp;</td><td style="border-bottom: Black 1pt solid; text-align: right">7,098</td><td style="border-bottom: Black 1pt solid; text-align: left">&nbsp;</td><td style="padding-bottom: 1pt; border-bottom: Black 1pt solid">&nbsp;</td>
    <td style="border-bottom: Black 1pt solid; text-align: left">&nbsp;</td><td style="border-bottom: Black 1pt solid; text-align: right">7,090</td><td style="border-bottom: Black 1pt solid; text-align: left">&nbsp;</td><td style="padding-bottom: 1pt">&nbsp;</td>
    <td style="border-bottom: Black 1pt solid; text-align: left">&nbsp;</td><td style="border-bottom: Black 1pt solid; text-align: right">18,160</td><td style="border-bottom: Black 1pt solid; text-align: left">&nbsp;</td><td style="padding-bottom: 1pt; border-bottom: Black 1pt solid">&nbsp;</td>
    <td style="border-bottom: Black 1pt solid; text-align: left">&nbsp;</td><td style="border-bottom: Black 1pt solid; text-align: right">14,935</td><td style="border-bottom: Black 1pt solid; text-align: left">&nbsp;</td></tr>
<tr style="vertical-align: bottom; background-color: rgb(204,238,255)">
    <td>&nbsp;</td><td>&nbsp;</td>
    <td style="text-align: left">&nbsp;</td><td style="text-align: right">&nbsp;</td><td style="text-align: left">&nbsp;</td><td>&nbsp;</td>
    <td style="text-align: left">&nbsp;</td><td style="text-align: right">&nbsp;</td><td style="text-align: left">&nbsp;</td><td>&nbsp;</td>
    <td style="text-align: left">&nbsp;</td><td style="text-align: right">&nbsp;</td><td style="text-align: left">&nbsp;</td><td>&nbsp;</td>
    <td style="text-align: left">&nbsp;</td><td style="text-align: right">&nbsp;</td><td style="text-align: left">&nbsp;</td><td>&nbsp;</td>
    <td style="text-align: left">&nbsp;</td><td style="text-align: right">&nbsp;</td><td style="text-align: left">&nbsp;</td><td>&nbsp;</td>
    <td style="text-align: left">&nbsp;</td><td style="text-align: right">&nbsp;</td><td style="text-align: left">&nbsp;</td></tr>
<tr style="vertical-align: bottom; background-color: White">
    <td style="text-align: left">Mortgage-backed securities:</td><td>&nbsp;</td>
    <td style="text-align: left">&nbsp;</td><td style="text-align: right">&nbsp;</td><td style="text-align: left">&nbsp;</td><td>&nbsp;</td>
    <td style="text-align: left">&nbsp;</td><td style="text-align: right">&nbsp;</td><td style="text-align: left">&nbsp;</td><td>&nbsp;</td>
    <td style="text-align: left">&nbsp;</td><td style="text-align: right">&nbsp;</td><td style="text-align: left">&nbsp;</td><td>&nbsp;</td>
    <td style="text-align: left">&nbsp;</td><td style="text-align: right">&nbsp;</td><td style="text-align: left">&nbsp;</td><td>&nbsp;</td>
    <td style="text-align: left">&nbsp;</td><td style="text-align: right">&nbsp;</td><td style="text-align: left">&nbsp;</td><td>&nbsp;</td>
    <td style="text-align: left">&nbsp;</td><td style="text-align: right">&nbsp;</td><td style="text-align: left">&nbsp;</td></tr>
<tr style="vertical-align: bottom; background-color: rgb(204,238,255)">
    <td style="text-align: left; padding-left: 10pt">REMIC and CMO</td><td>&nbsp;</td>
    <td style="text-align: left">&nbsp;</td><td style="text-align: right">469,987</td><td style="text-align: left">&nbsp;</td><td>&nbsp;</td>
    <td style="text-align: left">&nbsp;</td><td style="text-align: right">469,936</td><td style="text-align: left">&nbsp;</td><td>&nbsp;</td>
    <td style="text-align: left">&nbsp;</td><td style="text-align: right">504,207</td><td style="text-align: left">&nbsp;</td><td>&nbsp;</td>
    <td style="text-align: left">&nbsp;</td><td style="text-align: right">505,768</td><td style="text-align: left">&nbsp;</td><td>&nbsp;</td>
    <td style="text-align: left">&nbsp;</td><td style="text-align: right">494,984</td><td style="text-align: left">&nbsp;</td><td>&nbsp;</td>
    <td style="text-align: left">&nbsp;</td><td style="text-align: right">489,670</td><td style="text-align: left">&nbsp;</td></tr>
<tr style="vertical-align: bottom; background-color: White">
    <td style="padding-left: 10pt">GNMA</td><td>&nbsp;</td>
    <td style="text-align: left">&nbsp;</td><td style="text-align: right">11,635</td><td style="text-align: left">&nbsp;</td><td>&nbsp;</td>
    <td style="text-align: left">&nbsp;</td><td style="text-align: right">11,798</td><td style="text-align: left">&nbsp;</td><td>&nbsp;</td>
    <td style="text-align: left">&nbsp;</td><td style="text-align: right">13,862</td><td style="text-align: left">&nbsp;</td><td>&nbsp;</td>
    <td style="text-align: left">&nbsp;</td><td style="text-align: right">14,159</td><td style="text-align: left">&nbsp;</td><td>&nbsp;</td>
    <td style="text-align: left">&nbsp;</td><td style="text-align: right">38,974</td><td style="text-align: left">&nbsp;</td><td>&nbsp;</td>
    <td style="text-align: left">&nbsp;</td><td style="text-align: right">40,874</td><td style="text-align: left">&nbsp;</td></tr>
<tr style="vertical-align: bottom; background-color: rgb(204,238,255)">
    <td style="padding-left: 10pt">FNMA</td><td>&nbsp;</td>
    <td style="text-align: left">&nbsp;</td><td style="text-align: right">170,327</td><td style="text-align: left">&nbsp;</td><td>&nbsp;</td>
    <td style="text-align: left">&nbsp;</td><td style="text-align: right">170,057</td><td style="text-align: left">&nbsp;</td><td>&nbsp;</td>
    <td style="text-align: left">&nbsp;</td><td style="text-align: right">169,956</td><td style="text-align: left">&nbsp;</td><td>&nbsp;</td>
    <td style="text-align: left">&nbsp;</td><td style="text-align: right">170,367</td><td style="text-align: left">&nbsp;</td><td>&nbsp;</td>
    <td style="text-align: left">&nbsp;</td><td style="text-align: right">217,615</td><td style="text-align: left">&nbsp;</td><td>&nbsp;</td>
    <td style="text-align: left">&nbsp;</td><td style="text-align: right">212,322</td><td style="text-align: left">&nbsp;</td></tr>
<tr style="vertical-align: bottom; background-color: White">
    <td style="padding-bottom: 1pt; padding-left: 10pt">FHLMC</td><td style="padding-bottom: 1pt; border-bottom: Black 1pt solid">&nbsp;</td>
    <td style="border-bottom: Black 1pt solid; text-align: left">&nbsp;</td><td style="border-bottom: Black 1pt solid; text-align: right">16,961</td><td style="border-bottom: Black 1pt solid; text-align: left">&nbsp;</td><td style="padding-bottom: 1pt; border-bottom: Black 1pt solid">&nbsp;</td>
    <td style="border-bottom: Black 1pt solid; text-align: left">&nbsp;</td><td style="border-bottom: Black 1pt solid; text-align: right">16,949</td><td style="border-bottom: Black 1pt solid; text-align: left">&nbsp;</td><td style="padding-bottom: 1pt">&nbsp;</td>
    <td style="border-bottom: Black 1pt solid; text-align: left">&nbsp;</td><td style="border-bottom: Black 1pt solid; text-align: right">14,505</td><td style="border-bottom: Black 1pt solid; text-align: left">&nbsp;</td><td style="padding-bottom: 1pt; border-bottom: Black 1pt solid">&nbsp;</td>
    <td style="border-bottom: Black 1pt solid; text-align: left">&nbsp;</td><td style="border-bottom: Black 1pt solid; text-align: right">14,639</td><td style="border-bottom: Black 1pt solid; text-align: left">&nbsp;</td><td style="padding-bottom: 1pt">&nbsp;</td>
    <td style="border-bottom: Black 1pt solid; text-align: left">&nbsp;</td><td style="border-bottom: Black 1pt solid; text-align: right">13,297</td><td style="border-bottom: Black 1pt solid; text-align: left">&nbsp;</td><td style="padding-bottom: 1pt; border-bottom: Black 1pt solid">&nbsp;</td>
    <td style="border-bottom: Black 1pt solid; text-align: left">&nbsp;</td><td style="border-bottom: Black 1pt solid; text-align: right">13,290</td><td style="border-bottom: Black 1pt solid; text-align: left">&nbsp;</td></tr>
<tr style="vertical-align: bottom; background-color: rgb(204,238,255)">
    <td style="text-align: left; padding-bottom: 1pt; padding-left: 20pt">&nbsp;Total mortgage-backed securities</td><td style="padding-bottom: 1pt; border-bottom: Black 1pt solid">&nbsp;</td>
    <td style="border-bottom: Black 1pt solid; text-align: left">&nbsp;</td><td style="border-bottom: Black 1pt solid; text-align: right">668,910</td><td style="border-bottom: Black 1pt solid; text-align: left">&nbsp;</td><td style="padding-bottom: 1pt; border-bottom: Black 1pt solid">&nbsp;</td>
    <td style="border-bottom: Black 1pt solid; text-align: left">&nbsp;</td><td style="border-bottom: Black 1pt solid; text-align: right">668,740</td><td style="border-bottom: Black 1pt solid; text-align: left">&nbsp;</td><td style="padding-bottom: 1pt">&nbsp;</td>
    <td style="border-bottom: Black 1pt solid; text-align: left">&nbsp;</td><td style="border-bottom: Black 1pt solid; text-align: right">702,530</td><td style="border-bottom: Black 1pt solid; text-align: left">&nbsp;</td><td style="padding-bottom: 1pt; border-bottom: Black 1pt solid">&nbsp;</td>
    <td style="border-bottom: Black 1pt solid; text-align: left">&nbsp;</td><td style="border-bottom: Black 1pt solid; text-align: right">704,933</td><td style="border-bottom: Black 1pt solid; text-align: left">&nbsp;</td><td style="padding-bottom: 1pt">&nbsp;</td>
    <td style="border-bottom: Black 1pt solid; text-align: left">&nbsp;</td><td style="border-bottom: Black 1pt solid; text-align: right">764,870</td><td style="border-bottom: Black 1pt solid; text-align: left">&nbsp;</td><td style="padding-bottom: 1pt; border-bottom: Black 1pt solid">&nbsp;</td>
    <td style="border-bottom: Black 1pt solid; text-align: left">&nbsp;</td><td style="border-bottom: Black 1pt solid; text-align: right">756,156</td><td style="border-bottom: Black 1pt solid; text-align: left">&nbsp;</td></tr>
<tr style="vertical-align: bottom; background-color: White">
    <td>&nbsp;</td><td>&nbsp;</td>
    <td style="text-align: left">&nbsp;</td><td style="text-align: right">&nbsp;</td><td style="text-align: left">&nbsp;</td><td>&nbsp;</td>
    <td style="text-align: left">&nbsp;</td><td style="text-align: right">&nbsp;</td><td style="text-align: left">&nbsp;</td><td>&nbsp;</td>
    <td style="text-align: left">&nbsp;</td><td style="text-align: right">&nbsp;</td><td style="text-align: left">&nbsp;</td><td>&nbsp;</td>
    <td style="text-align: left">&nbsp;</td><td style="text-align: right">&nbsp;</td><td style="text-align: left">&nbsp;</td><td>&nbsp;</td>
    <td style="text-align: left">&nbsp;</td><td style="text-align: right">&nbsp;</td><td style="text-align: left">&nbsp;</td><td>&nbsp;</td>
    <td style="text-align: left">&nbsp;</td><td style="text-align: right">&nbsp;</td><td style="text-align: left">&nbsp;</td></tr>
<tr style="vertical-align: bottom; background-color: rgb(204,238,255)">
    <td style="text-align: left; padding-bottom: 1pt">Total securities available for sale</td><td style="padding-bottom: 1pt; border-bottom: Black 1pt solid">&nbsp;</td>
    <td style="border-bottom: Black 1pt solid; text-align: left">&nbsp;</td><td style="border-bottom: Black 1pt solid; text-align: right">994,311</td><td style="border-bottom: Black 1pt solid; text-align: left">&nbsp;</td><td style="padding-bottom: 1pt; border-bottom: Black 1pt solid">&nbsp;</td>
    <td style="border-bottom: Black 1pt solid; text-align: left">&nbsp;</td><td style="border-bottom: Black 1pt solid; text-align: right">993,397</td><td style="border-bottom: Black 1pt solid; text-align: left">&nbsp;</td><td style="padding-bottom: 1pt">&nbsp;</td>
    <td style="border-bottom: Black 1pt solid; text-align: left">&nbsp;</td><td style="border-bottom: Black 1pt solid; text-align: right">967,329</td><td style="border-bottom: Black 1pt solid; text-align: left">&nbsp;</td><td style="padding-bottom: 1pt; border-bottom: Black 1pt solid">&nbsp;</td>
    <td style="border-bottom: Black 1pt solid; text-align: left">&nbsp;</td><td style="border-bottom: Black 1pt solid; text-align: right">973,310</td><td style="border-bottom: Black 1pt solid; text-align: left">&nbsp;</td><td style="padding-bottom: 1pt">&nbsp;</td>
    <td style="border-bottom: Black 1pt solid; text-align: left">&nbsp;</td><td style="border-bottom: Black 1pt solid; text-align: right">1,032,924</td><td style="border-bottom: Black 1pt solid; text-align: left">&nbsp;</td><td style="padding-bottom: 1pt; border-bottom: Black 1pt solid">&nbsp;</td>
    <td style="border-bottom: Black 1pt solid; text-align: left">&nbsp;</td><td style="border-bottom: Black 1pt solid; text-align: right">1,017,790</td><td style="border-bottom: Black 1pt solid; text-align: left">&nbsp;</td></tr>
<tr style="vertical-align: bottom; background-color: White">
    <td>&nbsp;</td><td>&nbsp;</td>
    <td style="text-align: left">&nbsp;</td><td style="text-align: right">&nbsp;</td><td style="text-align: left">&nbsp;</td><td>&nbsp;</td>
    <td style="text-align: left">&nbsp;</td><td style="text-align: right">&nbsp;</td><td style="text-align: left">&nbsp;</td><td>&nbsp;</td>
    <td style="text-align: left">&nbsp;</td><td style="text-align: right">&nbsp;</td><td style="text-align: left">&nbsp;</td><td>&nbsp;</td>
    <td style="text-align: left">&nbsp;</td><td style="text-align: right">&nbsp;</td><td style="text-align: left">&nbsp;</td><td>&nbsp;</td>
    <td style="text-align: left">&nbsp;</td><td style="text-align: right">&nbsp;</td><td style="text-align: left">&nbsp;</td><td>&nbsp;</td>
    <td style="text-align: left">&nbsp;</td><td style="text-align: right">&nbsp;</td><td style="text-align: left">&nbsp;</td></tr>
<tr style="vertical-align: bottom; background-color: rgb(204,238,255)">
    <td style="font-weight: bold; text-align: left">Interest-earning deposits and</td><td>&nbsp;</td>
    <td style="text-align: left">&nbsp;</td><td style="text-align: right">&nbsp;</td><td style="text-align: left">&nbsp;</td><td>&nbsp;</td>
    <td style="text-align: left">&nbsp;</td><td style="text-align: right">&nbsp;</td><td style="text-align: left">&nbsp;</td><td>&nbsp;</td>
    <td style="text-align: left">&nbsp;</td><td style="text-align: right">&nbsp;</td><td style="text-align: left">&nbsp;</td><td>&nbsp;</td>
    <td style="text-align: left">&nbsp;</td><td style="text-align: right">&nbsp;</td><td style="text-align: left">&nbsp;</td><td>&nbsp;</td>
    <td style="text-align: left">&nbsp;</td><td style="text-align: right">&nbsp;</td><td style="text-align: left">&nbsp;</td><td>&nbsp;</td>
    <td style="text-align: left">&nbsp;</td><td style="text-align: right">&nbsp;</td><td style="text-align: left">&nbsp;</td></tr>
<tr style="vertical-align: bottom; background-color: rgb(204,238,255)">
    <td style="font-weight: bold; text-align: left; padding-bottom: 1pt; padding-left: 10pt">Federal funds sold</td><td style="padding-bottom: 1pt; border-bottom: Black 1pt solid">&nbsp;</td>
    <td style="border-bottom: Black 1pt solid; text-align: left">&nbsp;</td><td style="border-bottom: Black 1pt solid; text-align: right">32,825</td><td style="border-bottom: Black 1pt solid; text-align: left">&nbsp;</td><td style="padding-bottom: 1pt; border-bottom: Black 1pt solid">&nbsp;</td>
    <td style="border-bottom: Black 1pt solid; text-align: left">&nbsp;</td><td style="border-bottom: Black 1pt solid; text-align: right">32,825</td><td style="border-bottom: Black 1pt solid; text-align: left">&nbsp;</td><td style="padding-bottom: 1pt">&nbsp;</td>
    <td style="border-bottom: Black 1pt solid; text-align: left">&nbsp;</td><td style="border-bottom: Black 1pt solid; text-align: right">22,977</td><td style="border-bottom: Black 1pt solid; text-align: left">&nbsp;</td><td style="padding-bottom: 1pt; border-bottom: Black 1pt solid">&nbsp;</td>
    <td style="border-bottom: Black 1pt solid; text-align: left">&nbsp;</td><td style="border-bottom: Black 1pt solid; text-align: right">22,977</td><td style="border-bottom: Black 1pt solid; text-align: left">&nbsp;</td><td style="padding-bottom: 1pt">&nbsp;</td>
    <td style="border-bottom: Black 1pt solid; text-align: left">&nbsp;</td><td style="border-bottom: Black 1pt solid; text-align: right">23,748</td><td style="border-bottom: Black 1pt solid; text-align: left">&nbsp;</td><td style="padding-bottom: 1pt; border-bottom: Black 1pt solid">&nbsp;</td>
    <td style="border-bottom: Black 1pt solid; text-align: left">&nbsp;</td><td style="border-bottom: Black 1pt solid; text-align: right">23,748</td><td style="border-bottom: Black 1pt solid; text-align: left">&nbsp;</td></tr>
<tr style="vertical-align: bottom; background-color: White">
    <td>&nbsp;</td><td>&nbsp;</td>
    <td style="text-align: left">&nbsp;</td><td style="text-align: right">&nbsp;</td><td style="text-align: left">&nbsp;</td><td>&nbsp;</td>
    <td style="text-align: left">&nbsp;</td><td style="text-align: right">&nbsp;</td><td style="text-align: left">&nbsp;</td><td>&nbsp;</td>
    <td style="text-align: left">&nbsp;</td><td style="text-align: right">&nbsp;</td><td style="text-align: left">&nbsp;</td><td>&nbsp;</td>
    <td style="text-align: left">&nbsp;</td><td style="text-align: right">&nbsp;</td><td style="text-align: left">&nbsp;</td><td>&nbsp;</td>
    <td style="text-align: left">&nbsp;</td><td style="text-align: right">&nbsp;</td><td style="text-align: left">&nbsp;</td><td>&nbsp;</td>
    <td style="text-align: left">&nbsp;</td><td style="text-align: right">&nbsp;</td><td style="text-align: left">&nbsp;</td></tr>
<tr style="vertical-align: bottom; background-color: rgb(204,238,255)">
    <td style="padding-bottom: 2.25pt">Total</td><td style="padding-bottom: 2.25pt; border-bottom: Black 2.5pt double">&nbsp;</td>
    <td style="border-bottom: Black 2.5pt double; text-align: left">$</td><td style="border-bottom: Black 2.5pt double; text-align: right">1,033,316</td><td style="border-bottom: Black 2.5pt double; text-align: left">&nbsp;</td><td style="padding-bottom: 2.25pt; border-bottom: Black 2.5pt double">&nbsp;</td>
    <td style="border-bottom: Black 2.5pt double; text-align: left">$</td><td style="border-bottom: Black 2.5pt double; text-align: right">1,032,402</td><td style="border-bottom: Black 2.5pt double; text-align: left">&nbsp;</td><td style="padding-bottom: 1pt">&nbsp;</td>
    <td style="border-bottom: Black 2.5pt double; text-align: left">$</td><td style="border-bottom: Black 2.5pt double; text-align: right">990,306</td><td style="border-bottom: Black 2.5pt double; text-align: left">&nbsp;</td><td style="padding-bottom: 2.25pt; border-bottom: Black 2.5pt double">&nbsp;</td>
    <td style="border-bottom: Black 2.5pt double; text-align: left">$</td><td style="border-bottom: Black 2.5pt double; text-align: right">996,287</td><td style="border-bottom: Black 2.5pt double; text-align: left">&nbsp;</td><td style="padding-bottom: 1pt">&nbsp;</td>
    <td style="border-bottom: Black 2.5pt double; text-align: left">$</td><td style="border-bottom: Black 2.5pt double; text-align: right">1,056,672</td><td style="border-bottom: Black 2.5pt double; text-align: left">&nbsp;</td><td style="padding-bottom: 2.25pt; border-bottom: Black 2.5pt double">&nbsp;</td>
    <td style="border-bottom: Black 2.5pt double; text-align: left">$</td><td style="border-bottom: Black 2.5pt double; text-align: right">1,041,538</td><td style="border-bottom: Black 2.5pt double; text-align: left">&nbsp;</td></tr>
</table>



<p style="color: Red; font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: center"></p>

<p style="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</p>

<p style="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0 0pt 0.1pt; text-align: justify; text-indent: 35.9pt"><i><a name="a_031"></a>Mortgage-backed
securities</i>. At December 31, 2015, we had $668.7 million invested in mortgage-backed securities, of which $3.1 million was invested
in adjustable-rate mortgage-backed securities. The mortgage loans underlying these adjustable-rate securities generally are subject
to limitations on annual and lifetime interest rate increases. We anticipate that investments in mortgage-backed securities may
continue to be used in the future to supplement mortgage-lending activities. Mortgage-backed securities are more liquid than individual
mortgage loans and may be used more easily to collateralize our obligations, including collateralizing of the governmental deposits
of the Bank.</p>


<p style="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0 0pt 0.1pt; text-align: justify; text-indent: 35.9pt">&nbsp;</p>

<p style="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0 0pt 0.1pt; text-align: justify; text-indent: 35.9pt"></p>

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<p style="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0 0pt 0.1pt; text-align: justify; text-indent: 35.9pt">The following
table sets forth our mortgage-backed securities purchases, sales and principal repayments for the years indicated:</p>

<p style="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 0.5in">&nbsp;</p>

<p style="color: Red; font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: center; text-indent: 0in"></p>

<table cellpadding="0" cellspacing="0" style="border-collapse: collapse; width: 100%; font: 10pt Times New Roman, Times, Serif">
<tr style="vertical-align: bottom">
    <td style="text-align: center">&nbsp;</td><td style="padding-bottom: 1pt">&nbsp;</td>
    <td colspan="11" style="text-align: center; border-bottom: Black 1pt solid">For the years ended December 31,</td></tr>
<tr style="vertical-align: bottom">
    <td style="text-align: center">&nbsp;</td><td style="padding-bottom: 1pt">&nbsp;</td>
    <td colspan="3" style="text-align: center; border-bottom: Black 1pt solid">2015</td><td style="padding-bottom: 1pt">&nbsp;</td>
    <td colspan="3" style="text-align: center; border-bottom: Black 1pt solid">2014</td><td style="padding-bottom: 1pt">&nbsp;</td>
    <td colspan="3" style="text-align: center; border-bottom: Black 1pt solid">2013</td></tr>
<tr style="vertical-align: bottom">
    <td>&nbsp;</td><td style="font-style: italic">&nbsp;</td>
    <td colspan="11" style="font-style: italic; text-align: center">(In thousands)</td></tr>
<tr style="vertical-align: bottom">
    <td>&nbsp;</td><td style="font-style: italic">&nbsp;</td>
    <td colspan="3" style="font-style: italic; text-align: center">&nbsp;</td><td style="font-style: italic">&nbsp;</td>
    <td colspan="3" style="font-style: italic; text-align: center">&nbsp;</td><td style="font-style: italic">&nbsp;</td>
    <td colspan="3" style="font-style: italic; text-align: center">&nbsp;</td></tr>
<tr style="vertical-align: bottom; background-color: rgb(204,238,255)">
    <td style="width: 61%; text-align: left">Balance at beginning of year</td><td style="width: 1%">&nbsp;</td>
    <td style="width: 1%; text-align: left">$</td><td style="width: 10%; text-align: right">704,933</td><td style="width: 1%; text-align: left">&nbsp;</td><td style="width: 1%">&nbsp;</td>
    <td style="width: 1%; text-align: left">$</td><td style="width: 10%; text-align: right">756,156</td><td style="width: 1%; text-align: left">&nbsp;</td><td style="width: 1%">&nbsp;</td>
    <td style="width: 1%; text-align: left">$</td><td style="width: 10%; text-align: right">720,113</td><td style="width: 1%; text-align: left">&nbsp;</td></tr>
<tr style="vertical-align: bottom; background-color: White">
    <td>&nbsp;</td><td>&nbsp;</td>
    <td style="text-align: left">&nbsp;</td><td style="text-align: right">&nbsp;</td><td style="text-align: left">&nbsp;</td><td>&nbsp;</td>
    <td style="text-align: left">&nbsp;</td><td style="text-align: right">&nbsp;</td><td style="text-align: left">&nbsp;</td><td>&nbsp;</td>
    <td style="text-align: left">&nbsp;</td><td style="text-align: right">&nbsp;</td><td style="text-align: left">&nbsp;</td></tr>
<tr style="vertical-align: bottom; background-color: rgb(204,238,255)">
    <td style="text-align: left">Purchases of mortgage-backed securities</td><td>&nbsp;</td>
    <td style="text-align: left">&nbsp;</td><td style="text-align: right">169,383</td><td style="text-align: left">&nbsp;</td><td>&nbsp;</td>
    <td style="text-align: left">&nbsp;</td><td style="text-align: right">125,897</td><td style="text-align: left">&nbsp;</td><td>&nbsp;</td>
    <td style="text-align: left">&nbsp;</td><td style="text-align: right">357,022</td><td style="text-align: left">&nbsp;</td></tr>
<tr style="vertical-align: bottom; background-color: White">
    <td>&nbsp;</td><td>&nbsp;</td>
    <td style="text-align: left">&nbsp;</td><td style="text-align: right">&nbsp;</td><td style="text-align: left">&nbsp;</td><td>&nbsp;</td>
    <td style="text-align: left">&nbsp;</td><td style="text-align: right">&nbsp;</td><td style="text-align: left">&nbsp;</td><td>&nbsp;</td>
    <td style="text-align: left">&nbsp;</td><td style="text-align: right">&nbsp;</td><td style="text-align: left">&nbsp;</td></tr>
<tr style="vertical-align: bottom; background-color: rgb(204,238,255)">
    <td style="text-align: left">Amortization of unearned premium, net of</td><td>&nbsp;</td>
    <td style="text-align: left">&nbsp;</td><td style="text-align: right">&nbsp;</td><td style="text-align: left">&nbsp;</td><td>&nbsp;</td>
    <td style="text-align: left">&nbsp;</td><td style="text-align: right">&nbsp;</td><td style="text-align: left">&nbsp;</td><td>&nbsp;</td>
    <td style="text-align: left">&nbsp;</td><td style="text-align: right">&nbsp;</td><td style="text-align: left">&nbsp;</td></tr>
<tr style="vertical-align: bottom; background-color: rgb(204,238,255)">
    <td style="text-align: left; padding-left: 10pt">accretion of unearned discount</td><td>&nbsp;</td>
    <td style="text-align: left">&nbsp;</td><td style="text-align: right">(2,747</td><td style="text-align: left">)</td><td>&nbsp;</td>
    <td style="text-align: left">&nbsp;</td><td style="text-align: right">(2,699</td><td style="text-align: left">)</td><td>&nbsp;</td>
    <td style="text-align: left">&nbsp;</td><td style="text-align: right">(3,577</td><td style="text-align: left">)</td></tr>
<tr style="vertical-align: bottom; background-color: White">
    <td>&nbsp;</td><td>&nbsp;</td>
    <td style="text-align: left">&nbsp;</td><td style="text-align: right">&nbsp;</td><td style="text-align: left">&nbsp;</td><td>&nbsp;</td>
    <td style="text-align: left">&nbsp;</td><td style="text-align: right">&nbsp;</td><td style="text-align: left">&nbsp;</td><td>&nbsp;</td>
    <td style="text-align: left">&nbsp;</td><td style="text-align: right">&nbsp;</td><td style="text-align: left">&nbsp;</td></tr>
<tr style="vertical-align: bottom; background-color: rgb(204,238,255)">
    <td style="text-align: left">Net change in unrealized gains on mortgage-backed</td><td>&nbsp;</td>
    <td style="text-align: left">&nbsp;</td><td style="text-align: right">&nbsp;</td><td style="text-align: left">&nbsp;</td><td>&nbsp;</td>
    <td style="text-align: left">&nbsp;</td><td style="text-align: right">&nbsp;</td><td style="text-align: left">&nbsp;</td><td>&nbsp;</td>
    <td style="text-align: left">&nbsp;</td><td style="text-align: right">&nbsp;</td><td style="text-align: left">&nbsp;</td></tr>
<tr style="vertical-align: bottom; background-color: rgb(204,238,255)">
    <td style="text-align: left; padding-left: 10pt">securities available for sale</td><td>&nbsp;</td>
    <td style="text-align: left">&nbsp;</td><td style="text-align: right">(2,573</td><td style="text-align: left">)</td><td>&nbsp;</td>
    <td style="text-align: left">&nbsp;</td><td style="text-align: right">11,117</td><td style="text-align: left">&nbsp;</td><td>&nbsp;</td>
    <td style="text-align: left">&nbsp;</td><td style="text-align: right">(41,546</td><td style="text-align: left">)</td></tr>
<tr style="vertical-align: bottom; background-color: White">
    <td>&nbsp;</td><td>&nbsp;</td>
    <td style="text-align: left">&nbsp;</td><td style="text-align: right">&nbsp;</td><td style="text-align: left">&nbsp;</td><td>&nbsp;</td>
    <td style="text-align: left">&nbsp;</td><td style="text-align: right">&nbsp;</td><td style="text-align: left">&nbsp;</td><td>&nbsp;</td>
    <td style="text-align: left">&nbsp;</td><td style="text-align: right">&nbsp;</td><td style="text-align: left">&nbsp;</td></tr>
<tr style="vertical-align: bottom; background-color: rgb(204,238,255)">
    <td style="text-align: left">Net realized gains (losses) recorded on mortgage-backed</td><td>&nbsp;</td>
    <td style="text-align: left">&nbsp;</td><td style="text-align: right">&nbsp;</td><td style="text-align: left">&nbsp;</td><td>&nbsp;</td>
    <td style="text-align: left">&nbsp;</td><td style="text-align: right">&nbsp;</td><td style="text-align: left">&nbsp;</td><td>&nbsp;</td>
    <td style="text-align: left">&nbsp;</td><td style="text-align: right">&nbsp;</td><td style="text-align: left">&nbsp;</td></tr>
<tr style="vertical-align: bottom; background-color: rgb(204,238,255)">
    <td style="text-align: left; padding-left: 10pt">securities carried at fair value</td><td>&nbsp;</td>
    <td style="text-align: left">&nbsp;</td><td style="text-align: right">77</td><td style="text-align: left">&nbsp;</td><td>&nbsp;</td>
    <td style="text-align: left">&nbsp;</td><td style="text-align: right">84</td><td style="text-align: left">&nbsp;</td><td>&nbsp;</td>
    <td style="text-align: left">&nbsp;</td><td style="text-align: right">(589</td><td style="text-align: left">)</td></tr>
<tr style="vertical-align: bottom; background-color: White">
    <td>&nbsp;</td><td>&nbsp;</td>
    <td style="text-align: left">&nbsp;</td><td style="text-align: right">&nbsp;</td><td style="text-align: left">&nbsp;</td><td>&nbsp;</td>
    <td style="text-align: left">&nbsp;</td><td style="text-align: right">&nbsp;</td><td style="text-align: left">&nbsp;</td><td>&nbsp;</td>
    <td style="text-align: left">&nbsp;</td><td style="text-align: right">&nbsp;</td><td style="text-align: left">&nbsp;</td></tr>
<tr style="vertical-align: bottom; background-color: rgb(204,238,255)">
    <td style="text-align: left">Net change in interest due on securities carried at fair value</td><td>&nbsp;</td>
    <td style="text-align: left">&nbsp;</td><td style="text-align: right">(6</td><td style="text-align: left">)</td><td>&nbsp;</td>
    <td style="text-align: left">&nbsp;</td><td style="text-align: right">(8</td><td style="text-align: left">)</td><td>&nbsp;</td>
    <td style="text-align: left">&nbsp;</td><td style="text-align: right">(62</td><td style="text-align: left">)</td></tr>
<tr style="vertical-align: bottom; background-color: White">
    <td>&nbsp;</td><td>&nbsp;</td>
    <td style="text-align: left">&nbsp;</td><td style="text-align: right">&nbsp;</td><td style="text-align: left">&nbsp;</td><td>&nbsp;</td>
    <td style="text-align: left">&nbsp;</td><td style="text-align: right">&nbsp;</td><td style="text-align: left">&nbsp;</td><td>&nbsp;</td>
    <td style="text-align: left">&nbsp;</td><td style="text-align: right">&nbsp;</td><td style="text-align: left">&nbsp;</td></tr>
<tr style="vertical-align: bottom; background-color: rgb(204,238,255)">
    <td style="text-align: left">Sales of mortgage-backed securities</td><td>&nbsp;</td>
    <td style="text-align: left">&nbsp;</td><td style="text-align: right">(103,100</td><td style="text-align: left">)</td><td>&nbsp;</td>
    <td style="text-align: left">&nbsp;</td><td style="text-align: right">(85,021</td><td style="text-align: left">)</td><td>&nbsp;</td>
    <td style="text-align: left">&nbsp;</td><td style="text-align: right">(126,848</td><td style="text-align: left">)</td></tr>
<tr style="vertical-align: bottom; background-color: White">
    <td>&nbsp;</td><td>&nbsp;</td>
    <td style="text-align: left">&nbsp;</td><td style="text-align: right">&nbsp;</td><td style="text-align: left">&nbsp;</td><td>&nbsp;</td>
    <td style="text-align: left">&nbsp;</td><td style="text-align: right">&nbsp;</td><td style="text-align: left">&nbsp;</td><td>&nbsp;</td>
    <td style="text-align: left">&nbsp;</td><td style="text-align: right">&nbsp;</td><td style="text-align: left">&nbsp;</td></tr>
<tr style="vertical-align: bottom; background-color: rgb(204,238,255)">
    <td style="text-align: left">Other-than-temporary impairment charges</td><td>&nbsp;</td>
    <td style="text-align: left">&nbsp;</td><td style="text-align: right">-</td><td style="text-align: left">&nbsp;</td><td>&nbsp;</td>
    <td style="text-align: left">&nbsp;</td><td style="text-align: right">-</td><td style="text-align: left">&nbsp;</td><td>&nbsp;</td>
    <td style="text-align: left">&nbsp;</td><td style="text-align: right">(1,419</td><td style="text-align: left">)</td></tr>
<tr style="vertical-align: bottom; background-color: White">
    <td>&nbsp;</td><td>&nbsp;</td>
    <td style="text-align: left">&nbsp;</td><td style="text-align: right">&nbsp;</td><td style="text-align: left">&nbsp;</td><td>&nbsp;</td>
    <td style="text-align: left">&nbsp;</td><td style="text-align: right">&nbsp;</td><td style="text-align: left">&nbsp;</td><td>&nbsp;</td>
    <td style="text-align: left">&nbsp;</td><td style="text-align: right">&nbsp;</td><td style="text-align: left">&nbsp;</td></tr>
<tr style="vertical-align: bottom; background-color: rgb(204,238,255)">
    <td style="text-align: left">Principal repayments received on</td><td>&nbsp;</td>
    <td style="text-align: left">&nbsp;</td><td style="text-align: right">&nbsp;</td><td style="text-align: left">&nbsp;</td><td>&nbsp;</td>
    <td style="text-align: left">&nbsp;</td><td style="text-align: right">&nbsp;</td><td style="text-align: left">&nbsp;</td><td>&nbsp;</td>
    <td style="text-align: left">&nbsp;</td><td style="text-align: right">&nbsp;</td><td style="text-align: left">&nbsp;</td></tr>
<tr style="vertical-align: bottom; background-color: rgb(204,238,255)">
    <td style="text-align: left; padding-left: 10pt">mortgage-backed securities</td><td>&nbsp;</td>
    <td style="text-align: left">&nbsp;</td><td style="text-align: right">(97,227</td><td style="text-align: left">)</td><td>&nbsp;</td>
    <td style="text-align: left">&nbsp;</td><td style="text-align: right">(100,593</td><td style="text-align: left">)</td><td>&nbsp;</td>
    <td style="text-align: left">&nbsp;</td><td style="text-align: right">(146,938</td><td style="text-align: left">)</td></tr>
<tr style="vertical-align: bottom; background-color: White">
    <td style="padding-bottom: 1pt">&nbsp;</td><td style="padding-bottom: 1pt">&nbsp;</td>
    <td style="border-bottom: Black 1pt solid; text-align: left">&nbsp;</td><td style="border-bottom: Black 1pt solid; text-align: right">&nbsp;</td><td style="border-bottom: Black 1pt solid; text-align: left">&nbsp;</td><td style="padding-bottom: 1pt">&nbsp;</td>
    <td style="border-bottom: Black 1pt solid; text-align: left">&nbsp;</td><td style="border-bottom: Black 1pt solid; text-align: right">&nbsp;</td><td style="border-bottom: Black 1pt solid; text-align: left">&nbsp;</td><td style="padding-bottom: 1pt">&nbsp;</td>
    <td style="border-bottom: Black 1pt solid; text-align: left">&nbsp;</td><td style="border-bottom: Black 1pt solid; text-align: right">&nbsp;</td><td style="border-bottom: Black 1pt solid; text-align: left">&nbsp;</td></tr>
<tr style="vertical-align: bottom; background-color: rgb(204,238,255)">
    <td style="text-align: left; padding-bottom: 1pt; padding-left: 10pt">Net increase (decrease) in mortgage-backed securities</td><td style="padding-bottom: 1pt">&nbsp;</td>
    <td style="border-bottom: Black 1pt solid; text-align: left">&nbsp;</td><td style="border-bottom: Black 1pt solid; text-align: right">(36,193</td><td style="border-bottom: Black 1pt solid; text-align: left">)</td><td style="padding-bottom: 1pt">&nbsp;</td>
    <td style="border-bottom: Black 1pt solid; text-align: left">&nbsp;</td><td style="border-bottom: Black 1pt solid; text-align: right">(51,223</td><td style="border-bottom: Black 1pt solid; text-align: left">)</td><td style="padding-bottom: 1pt">&nbsp;</td>
    <td style="border-bottom: Black 1pt solid; text-align: left">&nbsp;</td><td style="border-bottom: Black 1pt solid; text-align: right">36,043</td><td style="border-bottom: Black 1pt solid; text-align: left">&nbsp;</td></tr>
<tr style="vertical-align: bottom; background-color: White">
    <td>&nbsp;</td><td>&nbsp;</td>
    <td style="text-align: left">&nbsp;</td><td style="text-align: right">&nbsp;</td><td style="text-align: left">&nbsp;</td><td>&nbsp;</td>
    <td style="text-align: left">&nbsp;</td><td style="text-align: right">&nbsp;</td><td style="text-align: left">&nbsp;</td><td>&nbsp;</td>
    <td style="text-align: left">&nbsp;</td><td style="text-align: right">&nbsp;</td><td style="text-align: left">&nbsp;</td></tr>
<tr style="vertical-align: bottom; background-color: rgb(204,238,255)">
    <td style="text-align: left; padding-bottom: 2.25pt">Balance at end of year</td><td style="padding-bottom: 2.25pt">&nbsp;</td>
    <td style="border-bottom: Black 2.25pt double; text-align: left">$</td><td style="border-bottom: Black 2.25pt double; text-align: right">668,740</td><td style="border-bottom: Black 2.25pt double; text-align: left">&nbsp;</td><td style="padding-bottom: 2.25pt">&nbsp;</td>
    <td style="border-bottom: Black 2.25pt double; text-align: left">$</td><td style="border-bottom: Black 2.25pt double; text-align: right">704,933</td><td style="border-bottom: Black 2.25pt double; text-align: left">&nbsp;</td><td style="padding-bottom: 2.25pt">&nbsp;</td>
    <td style="border-bottom: Black 2.25pt double; text-align: left">$</td><td style="border-bottom: Black 2.25pt double; text-align: right">756,156</td><td style="border-bottom: Black 2.25pt double; text-align: left">&nbsp;</td></tr>
</table>



<p style="color: Red; font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: center; text-indent: 0in"></p>

<p style="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</p>

<p style="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 0.5in">While mortgage-backed
securities carry a reduced credit risk as compared to whole loans, such securities remain subject to the risk that a fluctuating
interest rate environment, along with other factors such as the geographic distribution of the underlying mortgage loans, may alter
the prepayment rate of such mortgage loans and so affect both the prepayment speed and value of such securities.</p>

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<p style="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify"></p>

<p style="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 0.5in">The table below sets
forth certain information regarding the amortized cost, fair value, annualized weighted average yields and maturities of our investment
in debt and equity securities and interest-earning deposits at December 31, 2015. The stratification of balances is based on stated
maturities. Equity securities are shown as immediately maturing, except for preferred stocks with stated redemption dates, which
are shown in the period they are scheduled to be redeemed. Assumptions for repayments and prepayments are not reflected for mortgage-backed
securities. We carry these investments at their estimated fair value in the consolidated financial statements.</p>

<p style="color: Red; font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: center">&nbsp;</p>

<p style="color: Red; font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: center"></p>

<table cellpadding="0" cellspacing="0" style="border-collapse: collapse; width: 100%; font: 10pt Times New Roman, Times, Serif">
<tr style="vertical-align: bottom">
    <td nowrap style="text-align: center">&nbsp;</td><td style="padding-bottom: 1pt">&nbsp;</td>
    <td colspan="7" style="text-align: center; border-bottom: Black 1pt solid">One year or Less</td><td style="padding-bottom: 1pt">&nbsp;</td>
    <td colspan="7" style="text-align: center; border-bottom: Black 1pt solid">One to Five Years</td><td style="padding-bottom: 1pt">&nbsp;</td>
    <td colspan="7" style="text-align: center; border-bottom: Black 1pt solid">Five to Ten Years</td><td style="padding-bottom: 1pt">&nbsp;</td>
    <td colspan="7" style="text-align: center; border-bottom: Black 1pt solid">More than Ten Years</td><td style="padding-bottom: 1pt">&nbsp;</td>
    <td colspan="15" style="text-align: center; border-bottom: Black 1pt solid">Total Securities</td></tr>
<tr style="vertical-align: bottom">
    <td nowrap style="text-align: center">&nbsp;</td><td>&nbsp;</td>
    <td colspan="3" style="text-align: center">&nbsp;</td><td>&nbsp;</td>
    <td colspan="3" style="text-align: center">&nbsp;</td><td>&nbsp;</td>
    <td colspan="3" style="text-align: center">&nbsp;</td><td>&nbsp;</td>
    <td colspan="3" style="text-align: center">&nbsp;</td><td>&nbsp;</td>
    <td colspan="3" style="text-align: center">&nbsp;</td><td>&nbsp;</td>
    <td colspan="3" style="text-align: center">&nbsp;</td><td>&nbsp;</td>
    <td colspan="3" style="text-align: center">&nbsp;</td><td>&nbsp;</td>
    <td colspan="3" style="text-align: center">&nbsp;</td><td>&nbsp;</td>
    <td colspan="3" style="text-align: center">Average</td><td>&nbsp;</td>
    <td colspan="3" style="text-align: center">&nbsp;</td><td>&nbsp;</td>
    <td colspan="3" style="text-align: center">&nbsp;</td><td>&nbsp;</td>
    <td colspan="3" style="text-align: center">&nbsp;</td></tr>
<tr style="vertical-align: bottom">
    <td nowrap style="text-align: center">&nbsp;</td><td>&nbsp;</td>
    <td colspan="3" style="text-align: center">&nbsp;</td><td>&nbsp;</td>
    <td colspan="3" style="text-align: center">Weighted</td><td>&nbsp;</td>
    <td colspan="3" style="text-align: center">&nbsp;</td><td>&nbsp;</td>
    <td colspan="3" style="text-align: center">Weighted</td><td>&nbsp;</td>
    <td colspan="3" style="text-align: center">&nbsp;</td><td>&nbsp;</td>
    <td colspan="3" style="text-align: center">Weighted</td><td>&nbsp;</td>
    <td colspan="3" style="text-align: center">&nbsp;</td><td>&nbsp;</td>
    <td colspan="3" style="text-align: center">Weighted</td><td>&nbsp;</td>
    <td colspan="3" style="text-align: center">Remaining</td><td>&nbsp;</td>
    <td colspan="3" style="text-align: center">&nbsp;</td><td>&nbsp;</td>
    <td colspan="3" style="text-align: center">Estimated</td><td>&nbsp;</td>
    <td colspan="3" style="text-align: center">Weighted</td></tr>
<tr style="vertical-align: bottom">
    <td nowrap style="text-align: center">&nbsp;</td><td>&nbsp;</td>
    <td colspan="3" style="text-align: center">Amortized</td><td>&nbsp;</td>
    <td colspan="3" style="text-align: center">Average</td><td>&nbsp;</td>
    <td colspan="3" style="text-align: center">Amortized</td><td>&nbsp;</td>
    <td colspan="3" style="text-align: center">Average</td><td>&nbsp;</td>
    <td colspan="3" style="text-align: center">Amortized</td><td>&nbsp;</td>
    <td colspan="3" style="text-align: center">Average</td><td>&nbsp;</td>
    <td colspan="3" style="text-align: center">Amortized</td><td>&nbsp;</td>
    <td colspan="3" style="text-align: center">Average</td><td>&nbsp;</td>
    <td colspan="3" style="text-align: center">Years to</td><td>&nbsp;</td>
    <td colspan="3" style="text-align: center">Amortized</td><td>&nbsp;</td>
    <td colspan="3" style="text-align: center">Fair</td><td>&nbsp;</td>
    <td colspan="3" style="text-align: center">Average</td></tr>
<tr style="vertical-align: bottom">
    <td>&nbsp;</td><td>&nbsp;</td>
    <td colspan="3" style="text-align: center; border-bottom: Black 1pt solid">Cost</td><td style="padding-bottom: 1pt; border-bottom: Black 1pt solid">&nbsp;</td>
    <td colspan="3" style="text-align: center; border-bottom: Black 1pt solid">Yield</td><td style="padding-bottom: 1pt">&nbsp;</td>
    <td colspan="3" style="text-align: center; border-bottom: Black 1pt solid">Cost</td><td style="padding-bottom: 1pt; border-bottom: Black 1pt solid">&nbsp;</td>
    <td colspan="3" style="text-align: center; border-bottom: Black 1pt solid">Yield</td><td style="padding-bottom: 1pt">&nbsp;</td>
    <td colspan="3" style="text-align: center; border-bottom: Black 1pt solid">Cost</td><td style="padding-bottom: 1pt; border-bottom: Black 1pt solid">&nbsp;</td>
    <td colspan="3" style="text-align: center; border-bottom: Black 1pt solid">Yield</td><td style="padding-bottom: 1pt">&nbsp;</td>
    <td colspan="3" style="text-align: center; border-bottom: Black 1pt solid">Cost</td><td style="padding-bottom: 1pt; border-bottom: Black 1pt solid">&nbsp;</td>
    <td colspan="3" style="text-align: center; border-bottom: Black 1pt solid">Yield</td><td style="padding-bottom: 1pt">&nbsp;</td>
    <td colspan="3" style="text-align: center; border-bottom: Black 1pt solid">Maturity</td><td style="padding-bottom: 1pt; border-bottom: Black 1pt solid">&nbsp;</td>
    <td colspan="3" style="text-align: center; border-bottom: Black 1pt solid">Cost</td><td style="padding-bottom: 1pt; border-bottom: Black 1pt solid">&nbsp;</td>
    <td colspan="3" style="text-align: center; border-bottom: Black 1pt solid">Value</td><td style="padding-bottom: 1pt; border-bottom: Black 1pt solid">&nbsp;</td>
    <td colspan="3" style="text-align: center; border-bottom: Black 1pt solid">Yield</td></tr>
<tr style="vertical-align: bottom">
    <td nowrap>&nbsp;</td><td style="font-style: italic">&nbsp;</td>
    <td colspan="47" style="font-style: italic; text-align: center">(Dollars in thousands)</td></tr>
<tr style="vertical-align: bottom">
    <td nowrap>&nbsp;</td><td style="font-style: italic">&nbsp;</td>
    <td colspan="3" style="font-style: italic; text-align: center">&nbsp;</td><td style="font-style: italic">&nbsp;</td>
    <td colspan="3" style="font-style: italic; text-align: center">&nbsp;</td><td style="font-style: italic">&nbsp;</td>
    <td colspan="3" style="font-style: italic; text-align: center">&nbsp;</td><td style="font-style: italic">&nbsp;</td>
    <td colspan="3" style="font-style: italic; text-align: center">&nbsp;</td><td style="font-style: italic">&nbsp;</td>
    <td colspan="3" style="font-style: italic; text-align: center">&nbsp;</td><td style="font-style: italic">&nbsp;</td>
    <td colspan="3" style="font-style: italic; text-align: center">&nbsp;</td><td style="font-style: italic">&nbsp;</td>
    <td colspan="3" style="font-style: italic; text-align: center">&nbsp;</td><td style="font-style: italic">&nbsp;</td>
    <td colspan="3" style="font-style: italic; text-align: center">&nbsp;</td><td style="font-style: italic">&nbsp;</td>
    <td colspan="3" style="font-style: italic; text-align: center">&nbsp;</td><td style="font-style: italic">&nbsp;</td>
    <td colspan="3" style="font-style: italic; text-align: center">&nbsp;</td><td style="font-style: italic">&nbsp;</td>
    <td colspan="3" style="font-style: italic; text-align: center">&nbsp;</td><td style="font-style: italic">&nbsp;</td>
    <td colspan="3" style="font-style: italic; text-align: center">&nbsp;</td></tr>
<tr style="vertical-align: bottom">
    <td colspan="1" nowrap style="font-weight: bold">Securities held-to-maturity</td><td>&nbsp;</td>
    <td colspan="3" style="text-align: right">&nbsp;</td><td>&nbsp;</td>
    <td colspan="3" style="text-align: right">&nbsp;</td><td>&nbsp;</td>
    <td colspan="3" style="text-align: right">&nbsp;</td><td>&nbsp;</td>
    <td colspan="3" style="text-align: right">&nbsp;</td><td>&nbsp;</td>
    <td colspan="3" style="text-align: right">&nbsp;</td><td>&nbsp;</td>
    <td colspan="3" style="text-align: right">&nbsp;</td><td>&nbsp;</td>
    <td colspan="3" style="text-align: right">&nbsp;</td><td>&nbsp;</td>
    <td colspan="3" style="text-align: right">&nbsp;</td><td>&nbsp;</td>
    <td colspan="3" style="text-align: right">&nbsp;</td><td>&nbsp;</td>
    <td colspan="3" style="text-align: right">&nbsp;</td><td>&nbsp;</td>
    <td colspan="3" style="text-align: right">&nbsp;</td><td>&nbsp;</td>
    <td colspan="3" style="text-align: right">&nbsp;</td></tr>
<tr style="vertical-align: bottom">
    <td nowrap>&nbsp;</td><td>&nbsp;</td>
    <td colspan="3" style="text-align: right">&nbsp;</td><td>&nbsp;</td>
    <td colspan="3" style="text-align: right">&nbsp;</td><td>&nbsp;</td>
    <td colspan="3" style="text-align: right">&nbsp;</td><td>&nbsp;</td>
    <td colspan="3" style="text-align: right">&nbsp;</td><td>&nbsp;</td>
    <td colspan="3" style="text-align: right">&nbsp;</td><td>&nbsp;</td>
    <td colspan="3" style="text-align: right">&nbsp;</td><td>&nbsp;</td>
    <td colspan="3" style="text-align: right">&nbsp;</td><td>&nbsp;</td>
    <td colspan="3" style="text-align: right">&nbsp;</td><td>&nbsp;</td>
    <td colspan="3" style="text-align: right">&nbsp;</td><td>&nbsp;</td>
    <td colspan="3" style="text-align: right">&nbsp;</td><td>&nbsp;</td>
    <td colspan="3" style="text-align: right">&nbsp;</td><td>&nbsp;</td>
    <td colspan="3" style="text-align: right">&nbsp;</td></tr>
<tr style="vertical-align: bottom; background-color: rgb(204,238,255)">
    <td nowrap style="text-align: left">Bonds and other debt securities:</td><td>&nbsp;</td>
    <td style="text-align: left">&nbsp;</td><td style="text-align: right">&nbsp;</td><td style="text-align: left">&nbsp;</td><td>&nbsp;</td>
    <td style="text-align: left">&nbsp;</td><td style="text-align: right">&nbsp;</td><td style="text-align: left">&nbsp;</td><td>&nbsp;</td>
    <td style="text-align: left">&nbsp;</td><td style="text-align: right">&nbsp;</td><td style="text-align: left">&nbsp;</td><td>&nbsp;</td>
    <td style="text-align: left">&nbsp;</td><td style="text-align: right">&nbsp;</td><td style="text-align: left">&nbsp;</td><td>&nbsp;</td>
    <td style="text-align: left">&nbsp;</td><td style="text-align: right">&nbsp;</td><td style="text-align: left">&nbsp;</td><td>&nbsp;</td>
    <td style="text-align: left">&nbsp;</td><td style="text-align: right">&nbsp;</td><td style="text-align: left">&nbsp;</td><td>&nbsp;</td>
    <td style="text-align: left">&nbsp;</td><td style="text-align: right">&nbsp;</td><td style="text-align: left">&nbsp;</td><td>&nbsp;</td>
    <td style="text-align: left">&nbsp;</td><td style="text-align: right">&nbsp;</td><td style="text-align: left">&nbsp;</td><td>&nbsp;</td>
    <td style="text-align: left">&nbsp;</td><td style="text-align: right">&nbsp;</td><td style="text-align: left">&nbsp;</td><td>&nbsp;</td>
    <td style="text-align: left">&nbsp;</td><td style="text-align: right">&nbsp;</td><td style="text-align: left">&nbsp;</td><td>&nbsp;</td>
    <td style="text-align: left">&nbsp;</td><td style="text-align: right">&nbsp;</td><td style="text-align: left">&nbsp;</td><td>&nbsp;</td>
    <td style="text-align: left">&nbsp;</td><td style="text-align: right">&nbsp;</td><td style="text-align: left">&nbsp;</td></tr>
<tr style="vertical-align: bottom; background-color: White">
    <td nowrap style="width: 16%; text-align: left; padding-bottom: 1pt; padding-left: 10pt">Municipal securities</td><td style="width: 1%">&nbsp;</td>
    <td style="width: 1%; border-bottom: Black 1pt solid; text-align: left">$</td><td style="width: 4%; border-bottom: Black 1pt solid; text-align: right">6,140</td><td style="width: 1%; border-bottom: Black 1pt solid; text-align: left">&nbsp;</td><td style="width: 1%; padding-bottom: 1pt; border-bottom: Black 1pt solid">&nbsp;</td>
    <td style="width: 1%; border-bottom: Black 1pt solid; text-align: left">&nbsp;</td><td style="width: 4%; border-bottom: Black 1pt solid; text-align: right">0.78</td><td style="width: 1%; border-bottom: Black 1pt solid; text-align: left">%</td><td style="padding-bottom: 1pt; width: 1%">&nbsp;</td>
    <td style="width: 1%; border-bottom: Black 1pt solid; text-align: left">$</td><td style="width: 4%; border-bottom: Black 1pt solid; text-align: right">40</td><td style="width: 1%; border-bottom: Black 1pt solid; text-align: left">&nbsp;</td><td style="width: 1%; padding-bottom: 1pt; border-bottom: Black 1pt solid">&nbsp;</td>
    <td style="width: 1%; border-bottom: Black 1pt solid; text-align: left">&nbsp;</td><td style="width: 4%; border-bottom: Black 1pt solid; text-align: right">1.50</td><td style="width: 1%; border-bottom: Black 1pt solid; text-align: left">%</td><td style="padding-bottom: 1pt; width: 1%">&nbsp;</td>
    <td style="width: 1%; border-bottom: Black 1pt solid; text-align: left">$</td><td style="width: 4%; border-bottom: Black 1pt solid; text-align: right">-</td><td style="width: 1%; border-bottom: Black 1pt solid; text-align: left">&nbsp;</td><td style="width: 1%; padding-bottom: 1pt; border-bottom: Black 1pt solid">&nbsp;</td>
    <td style="width: 1%; border-bottom: Black 1pt solid; text-align: left">&nbsp;</td><td style="width: 4%; border-bottom: Black 1pt solid; text-align: right">-</td><td style="width: 1%; border-bottom: Black 1pt solid; text-align: left">%</td><td style="padding-bottom: 1pt; width: 1%">&nbsp;</td>
    <td style="width: 1%; border-bottom: Black 1pt solid; text-align: left">$</td><td style="width: 4%; border-bottom: Black 1pt solid; text-align: right">-</td><td style="width: 1%; border-bottom: Black 1pt solid; text-align: left">&nbsp;</td><td style="width: 1%; padding-bottom: 1pt; border-bottom: Black 1pt solid">&nbsp;</td>
    <td style="width: 1%; border-bottom: Black 1pt solid; text-align: left">&nbsp;</td><td style="width: 4%; border-bottom: Black 1pt solid; text-align: right">-</td><td style="width: 1%; border-bottom: Black 1pt solid; text-align: left">%</td><td style="width: 1%; padding-bottom: 1pt">&nbsp;</td>
    <td style="width: 1%; border-bottom: Black 1pt solid; text-align: left">&nbsp;</td><td style="width: 4%; border-bottom: Black 1pt solid; text-align: right">0.38</td><td style="width: 1%; border-bottom: Black 1pt solid; text-align: left">&nbsp;</td><td style="width: 1%; padding-bottom: 1pt; border-bottom: Black 1pt solid">&nbsp;</td>
    <td style="width: 1%; border-bottom: Black 1pt solid; text-align: left">$</td><td style="width: 4%; border-bottom: Black 1pt solid; text-align: right">6,180</td><td style="width: 1%; border-bottom: Black 1pt solid; text-align: left">&nbsp;</td><td style="width: 1%; padding-bottom: 1pt; border-bottom: Black 1pt solid">&nbsp;</td>
    <td style="width: 1%; border-bottom: Black 1pt solid; text-align: left">$</td><td style="width: 4%; border-bottom: Black 1pt solid; text-align: right">6,180</td><td style="width: 1%; border-bottom: Black 1pt solid; text-align: left">&nbsp;</td><td style="width: 1%; padding-bottom: 1pt; border-bottom: Black 1pt solid">&nbsp;</td>
    <td style="width: 1%; border-bottom: Black 1pt solid; text-align: left">&nbsp;</td><td style="width: 4%; border-bottom: Black 1pt solid; text-align: right">0.78</td><td style="width: 1%; border-bottom: Black 1pt solid; text-align: left">%</td></tr>
<tr style="vertical-align: bottom; background-color: rgb(204,238,255)">
    <td nowrap style="text-align: left; padding-bottom: 1pt; padding-left: 20pt">&nbsp;Total bonds and other debt securities</td><td>&nbsp;</td>
    <td style="border-bottom: Black 1pt solid; text-align: left">&nbsp;</td><td style="border-bottom: Black 1pt solid; text-align: right">6,140</td><td style="border-bottom: Black 1pt solid; text-align: left">&nbsp;</td><td style="border-bottom: Black 1pt solid; padding-bottom: 1pt">&nbsp;</td>
    <td style="border-bottom: Black 1pt solid; text-align: left">&nbsp;</td><td style="border-bottom: Black 1pt solid; text-align: right">0.78</td><td style="border-bottom: Black 1pt solid; text-align: left">&nbsp;</td><td style="padding-bottom: 1pt">&nbsp;</td>
    <td style="border-bottom: Black 1pt solid; text-align: left">&nbsp;</td><td style="border-bottom: Black 1pt solid; text-align: right">40</td><td style="border-bottom: Black 1pt solid; text-align: left">&nbsp;</td><td style="padding-bottom: 1pt; border-bottom: Black 1pt solid">&nbsp;</td>
    <td style="border-bottom: Black 1pt solid; text-align: left">&nbsp;</td><td style="border-bottom: Black 1pt solid; text-align: right">1.50</td><td style="border-bottom: Black 1pt solid; text-align: left">&nbsp;</td><td style="padding-bottom: 1pt">&nbsp;</td>
    <td style="border-bottom: Black 1pt solid; text-align: left">&nbsp;</td><td style="border-bottom: Black 1pt solid; text-align: right">-</td><td style="border-bottom: Black 1pt solid; text-align: left">&nbsp;</td><td style="padding-bottom: 1pt; border-bottom: Black 1pt solid">&nbsp;</td>
    <td style="border-bottom: Black 1pt solid; text-align: left">&nbsp;</td><td style="border-bottom: Black 1pt solid; text-align: right">-</td><td style="border-bottom: Black 1pt solid; text-align: left">&nbsp;</td><td style="padding-bottom: 1pt">&nbsp;</td>
    <td style="border-bottom: Black 1pt solid; text-align: left">&nbsp;</td><td style="border-bottom: Black 1pt solid; text-align: right">-</td><td style="border-bottom: Black 1pt solid; text-align: left">&nbsp;</td><td style="padding-bottom: 1pt; border-bottom: Black 1pt solid">&nbsp;</td>
    <td style="border-bottom: Black 1pt solid; text-align: left">&nbsp;</td><td style="border-bottom: Black 1pt solid; text-align: right">-</td><td style="border-bottom: Black 1pt solid; text-align: left">&nbsp;</td><td style="padding-bottom: 1pt">&nbsp;</td>
    <td style="border-bottom: Black 1pt solid; text-align: left">&nbsp;</td><td style="border-bottom: Black 1pt solid; text-align: right">0.38</td><td style="border-bottom: Black 1pt solid; text-align: left">&nbsp;</td><td style="padding-bottom: 1pt; border-bottom: Black 1pt solid">&nbsp;</td>
    <td style="border-bottom: Black 1pt solid; text-align: left">&nbsp;</td><td style="border-bottom: Black 1pt solid; text-align: right">6,180</td><td style="border-bottom: Black 1pt solid; text-align: left">&nbsp;</td><td style="padding-bottom: 1pt; border-bottom: Black 1pt solid">&nbsp;</td>
    <td style="border-bottom: Black 1pt solid; text-align: left">&nbsp;</td><td style="border-bottom: Black 1pt solid; text-align: right">6,180</td><td style="border-bottom: Black 1pt solid; text-align: left">&nbsp;</td><td style="padding-bottom: 1pt; border-bottom: Black 1pt solid">&nbsp;</td>
    <td style="border-bottom: Black 1pt solid; text-align: left">&nbsp;</td><td style="border-bottom: Black 1pt solid; text-align: right">0.78</td><td style="border-bottom: Black 1pt solid; text-align: left">&nbsp;</td></tr>
<tr style="vertical-align: bottom; background-color: White">
    <td nowrap>&nbsp;</td><td style="font-style: italic">&nbsp;</td>
    <td style="font-style: italic; text-align: left">&nbsp;</td><td style="font-style: italic; text-align: right">&nbsp;</td><td style="font-style: italic; text-align: left">&nbsp;</td><td style="font-style: italic">&nbsp;</td>
    <td style="font-style: italic; text-align: left">&nbsp;</td><td style="font-style: italic; text-align: right">&nbsp;</td><td style="font-style: italic; text-align: left">&nbsp;</td><td style="font-style: italic">&nbsp;</td>
    <td style="font-style: italic; text-align: left">&nbsp;</td><td style="font-style: italic; text-align: right">&nbsp;</td><td style="font-style: italic; text-align: left">&nbsp;</td><td style="font-style: italic">&nbsp;</td>
    <td style="font-style: italic; text-align: left">&nbsp;</td><td style="font-style: italic; text-align: right">&nbsp;</td><td style="font-style: italic; text-align: left">&nbsp;</td><td style="font-style: italic">&nbsp;</td>
    <td style="font-style: italic; text-align: left">&nbsp;</td><td style="font-style: italic; text-align: right">&nbsp;</td><td style="font-style: italic; text-align: left">&nbsp;</td><td style="font-style: italic">&nbsp;</td>
    <td style="font-style: italic; text-align: left">&nbsp;</td><td style="font-style: italic; text-align: right">&nbsp;</td><td style="font-style: italic; text-align: left">&nbsp;</td><td style="font-style: italic">&nbsp;</td>
    <td style="font-style: italic; text-align: left">&nbsp;</td><td style="font-style: italic; text-align: right">&nbsp;</td><td style="font-style: italic; text-align: left">&nbsp;</td><td style="font-style: italic">&nbsp;</td>
    <td style="font-style: italic; text-align: left">&nbsp;</td><td style="font-style: italic; text-align: right">&nbsp;</td><td style="font-style: italic; text-align: left">&nbsp;</td><td style="font-style: italic">&nbsp;</td>
    <td style="font-style: italic; text-align: left">&nbsp;</td><td style="font-style: italic; text-align: right">&nbsp;</td><td style="font-style: italic; text-align: left">&nbsp;</td><td style="font-style: italic">&nbsp;</td>
    <td style="font-style: italic; text-align: left">&nbsp;</td><td style="font-style: italic; text-align: right">&nbsp;</td><td style="font-style: italic; text-align: left">&nbsp;</td><td style="font-style: italic">&nbsp;</td>
    <td style="font-style: italic; text-align: left">&nbsp;</td><td style="font-style: italic; text-align: right">&nbsp;</td><td style="font-style: italic; text-align: left">&nbsp;</td><td style="font-style: italic">&nbsp;</td>
    <td style="font-style: italic; text-align: left">&nbsp;</td><td style="font-style: italic; text-align: right">&nbsp;</td><td style="font-style: italic; text-align: left">&nbsp;</td></tr>
<tr style="vertical-align: bottom; background-color: rgb(204,238,255)">
    <td nowrap style="font-weight: bold; text-align: left">Securities available for sale</td><td>&nbsp;</td>
    <td style="text-align: left">&nbsp;</td><td style="text-align: right">&nbsp;</td><td style="text-align: left">&nbsp;</td><td>&nbsp;</td>
    <td style="text-align: left">&nbsp;</td><td style="text-align: right">&nbsp;</td><td style="text-align: left">&nbsp;</td><td>&nbsp;</td>
    <td style="text-align: left">&nbsp;</td><td style="text-align: right">&nbsp;</td><td style="text-align: left">&nbsp;</td><td>&nbsp;</td>
    <td style="text-align: left">&nbsp;</td><td style="text-align: right">&nbsp;</td><td style="text-align: left">&nbsp;</td><td>&nbsp;</td>
    <td style="text-align: left">&nbsp;</td><td style="text-align: right">&nbsp;</td><td style="text-align: left">&nbsp;</td><td>&nbsp;</td>
    <td style="text-align: left">&nbsp;</td><td style="text-align: right">&nbsp;</td><td style="text-align: left">&nbsp;</td><td>&nbsp;</td>
    <td style="text-align: left">&nbsp;</td><td style="text-align: right">&nbsp;</td><td style="text-align: left">&nbsp;</td><td>&nbsp;</td>
    <td style="text-align: left">&nbsp;</td><td style="text-align: right">&nbsp;</td><td style="text-align: left">&nbsp;</td><td>&nbsp;</td>
    <td style="text-align: left">&nbsp;</td><td style="text-align: right">&nbsp;</td><td style="text-align: left">&nbsp;</td><td>&nbsp;</td>
    <td style="text-align: left">&nbsp;</td><td style="text-align: right">&nbsp;</td><td style="text-align: left">&nbsp;</td><td>&nbsp;</td>
    <td style="text-align: left">&nbsp;</td><td style="text-align: right">&nbsp;</td><td style="text-align: left">&nbsp;</td><td>&nbsp;</td>
    <td style="text-align: left">&nbsp;</td><td style="text-align: right">&nbsp;</td><td style="text-align: left">&nbsp;</td></tr>
<tr style="vertical-align: bottom; background-color: White">
    <td nowrap>&nbsp;</td><td>&nbsp;</td>
    <td style="text-align: left">&nbsp;</td><td style="text-align: right">&nbsp;</td><td style="text-align: left">&nbsp;</td><td>&nbsp;</td>
    <td style="text-align: left">&nbsp;</td><td style="text-align: right">&nbsp;</td><td style="text-align: left">&nbsp;</td><td>&nbsp;</td>
    <td style="text-align: left">&nbsp;</td><td style="text-align: right">&nbsp;</td><td style="text-align: left">&nbsp;</td><td>&nbsp;</td>
    <td style="text-align: left">&nbsp;</td><td style="text-align: right">&nbsp;</td><td style="text-align: left">&nbsp;</td><td>&nbsp;</td>
    <td style="text-align: left">&nbsp;</td><td style="text-align: right">&nbsp;</td><td style="text-align: left">&nbsp;</td><td>&nbsp;</td>
    <td style="text-align: left">&nbsp;</td><td style="text-align: right">&nbsp;</td><td style="text-align: left">&nbsp;</td><td>&nbsp;</td>
    <td style="text-align: left">&nbsp;</td><td style="text-align: right">&nbsp;</td><td style="text-align: left">&nbsp;</td><td>&nbsp;</td>
    <td style="text-align: left">&nbsp;</td><td style="text-align: right">&nbsp;</td><td style="text-align: left">&nbsp;</td><td>&nbsp;</td>
    <td style="text-align: left">&nbsp;</td><td style="text-align: right">&nbsp;</td><td style="text-align: left">&nbsp;</td><td>&nbsp;</td>
    <td style="text-align: left">&nbsp;</td><td style="text-align: right">&nbsp;</td><td style="text-align: left">&nbsp;</td><td>&nbsp;</td>
    <td style="text-align: left">&nbsp;</td><td style="text-align: right">&nbsp;</td><td style="text-align: left">&nbsp;</td><td>&nbsp;</td>
    <td style="text-align: left">&nbsp;</td><td style="text-align: right">&nbsp;</td><td style="text-align: left">&nbsp;</td></tr>
<tr style="vertical-align: bottom; background-color: rgb(204,238,255)">
    <td nowrap style="text-align: left">Bonds and other debt securities:</td><td>&nbsp;</td>
    <td style="text-align: left">&nbsp;</td><td style="text-align: right">&nbsp;</td><td style="text-align: left">&nbsp;</td><td>&nbsp;</td>
    <td style="text-align: left">&nbsp;</td><td style="text-align: right">&nbsp;</td><td style="text-align: left">&nbsp;</td><td>&nbsp;</td>
    <td style="text-align: left">&nbsp;</td><td style="text-align: right">&nbsp;</td><td style="text-align: left">&nbsp;</td><td>&nbsp;</td>
    <td style="text-align: left">&nbsp;</td><td style="text-align: right">&nbsp;</td><td style="text-align: left">&nbsp;</td><td>&nbsp;</td>
    <td style="text-align: left">&nbsp;</td><td style="text-align: right">&nbsp;</td><td style="text-align: left">&nbsp;</td><td>&nbsp;</td>
    <td style="text-align: left">&nbsp;</td><td style="text-align: right">&nbsp;</td><td style="text-align: left">&nbsp;</td><td>&nbsp;</td>
    <td style="text-align: left">&nbsp;</td><td style="text-align: right">&nbsp;</td><td style="text-align: left">&nbsp;</td><td>&nbsp;</td>
    <td style="text-align: left">&nbsp;</td><td style="text-align: right">&nbsp;</td><td style="text-align: left">&nbsp;</td><td>&nbsp;</td>
    <td style="text-align: left">&nbsp;</td><td style="text-align: right">&nbsp;</td><td style="text-align: left">&nbsp;</td><td>&nbsp;</td>
    <td style="text-align: left">&nbsp;</td><td style="text-align: right">&nbsp;</td><td style="text-align: left">&nbsp;</td><td>&nbsp;</td>
    <td style="text-align: left">&nbsp;</td><td style="text-align: right">&nbsp;</td><td style="text-align: left">&nbsp;</td><td>&nbsp;</td>
    <td style="text-align: left">&nbsp;</td><td style="text-align: right">&nbsp;</td><td style="text-align: left">&nbsp;</td></tr>
<tr style="vertical-align: bottom; background-color: White">
    <td nowrap style="text-align: left; padding-left: 10pt">Municipal securities</td><td>&nbsp;</td>
    <td style="text-align: left">$</td><td style="text-align: right">-</td><td style="text-align: left">&nbsp;</td><td>&nbsp;</td>
    <td style="text-align: left">&nbsp;</td><td style="text-align: right">-</td><td style="text-align: left">%</td><td>&nbsp;</td>
    <td style="text-align: left">$</td><td style="text-align: right">-</td><td style="text-align: left">&nbsp;</td><td>&nbsp;</td>
    <td style="text-align: left">&nbsp;</td><td style="text-align: right">-</td><td style="text-align: left">%</td><td>&nbsp;</td>
    <td style="text-align: left">$</td><td style="text-align: right">21,791</td><td style="text-align: left">&nbsp;</td><td>&nbsp;</td>
    <td style="text-align: left">&nbsp;</td><td style="text-align: right">4.43</td><td style="text-align: left">%</td><td>&nbsp;</td>
    <td style="text-align: left">$</td><td style="text-align: right">105,905</td><td style="text-align: left">&nbsp;</td><td>&nbsp;</td>
    <td style="text-align: left">&nbsp;</td><td style="text-align: right">4.62</td><td style="text-align: left">%</td><td>&nbsp;</td>
    <td style="text-align: left">&nbsp;</td><td style="text-align: right">15.75</td><td style="text-align: left">&nbsp;</td><td>&nbsp;</td>
    <td style="text-align: left">$</td><td style="text-align: right">127,696</td><td style="text-align: left">&nbsp;</td><td>&nbsp;</td>
    <td style="text-align: left">$</td><td style="text-align: right">131,583</td><td style="text-align: left">&nbsp;</td><td>&nbsp;</td>
    <td style="text-align: left">&nbsp;</td><td style="text-align: right">4.59</td><td style="text-align: left">%</td></tr>
<tr style="vertical-align: bottom; background-color: rgb(204,238,255)">
    <td nowrap style="text-align: left; padding-left: 10pt">Corporate debentures</td><td>&nbsp;</td>
    <td style="text-align: left">&nbsp;</td><td style="text-align: right">5,976</td><td style="text-align: left">&nbsp;</td><td>&nbsp;</td>
    <td style="text-align: left">&nbsp;</td><td style="text-align: right">1.22</td><td style="text-align: left">&nbsp;</td><td>&nbsp;</td>
    <td style="text-align: left">&nbsp;</td><td style="text-align: right">-</td><td style="text-align: left">&nbsp;</td><td>&nbsp;</td>
    <td style="text-align: left">&nbsp;</td><td style="text-align: right">-</td><td style="text-align: left">&nbsp;</td><td>&nbsp;</td>
    <td style="text-align: left">&nbsp;</td><td style="text-align: right">55,000</td><td style="text-align: left">&nbsp;</td><td>&nbsp;</td>
    <td style="text-align: left">&nbsp;</td><td style="text-align: right">2.82</td><td style="text-align: left">&nbsp;</td><td>&nbsp;</td>
    <td style="text-align: left">&nbsp;</td><td style="text-align: right">55,000</td><td style="text-align: left">&nbsp;</td><td>&nbsp;</td>
    <td style="text-align: left">&nbsp;</td><td style="text-align: right">4.05</td><td style="text-align: left">&nbsp;</td><td>&nbsp;</td>
    <td style="text-align: left">&nbsp;</td><td style="text-align: right">9.67</td><td style="text-align: left">&nbsp;</td><td>&nbsp;</td>
    <td style="text-align: left">&nbsp;</td><td style="text-align: right">115,976</td><td style="text-align: left">&nbsp;</td><td>&nbsp;</td>
    <td style="text-align: left">&nbsp;</td><td style="text-align: right">111,674</td><td style="text-align: left">&nbsp;</td><td>&nbsp;</td>
    <td style="text-align: left">&nbsp;</td><td style="text-align: right">3.32</td><td style="text-align: left">&nbsp;</td></tr>
<tr style="vertical-align: bottom; background-color: White">
    <td nowrap style="text-align: left; padding-bottom: 1pt; padding-left: 10pt">Corporate debentures</td><td>&nbsp;</td>
    <td style="border-bottom: Black 1pt solid; text-align: left">&nbsp;</td><td style="border-bottom: Black 1pt solid; text-align: right">-</td><td style="border-bottom: Black 1pt solid; text-align: left">&nbsp;</td><td style="border-bottom: Black 1pt solid; padding-bottom: 1pt">&nbsp;</td>
    <td style="border-bottom: Black 1pt solid; text-align: left">&nbsp;</td><td style="border-bottom: Black 1pt solid; text-align: right">-</td><td style="border-bottom: Black 1pt solid; text-align: left">&nbsp;</td><td style="padding-bottom: 1pt">&nbsp;</td>
    <td style="border-bottom: Black 1pt solid; text-align: left">&nbsp;</td><td style="border-bottom: Black 1pt solid; text-align: right">-</td><td style="border-bottom: Black 1pt solid; text-align: left">&nbsp;</td><td style="padding-bottom: 1pt; border-bottom: Black 1pt solid">&nbsp;</td>
    <td style="border-bottom: Black 1pt solid; text-align: left">&nbsp;</td><td style="border-bottom: Black 1pt solid; text-align: right">-</td><td style="border-bottom: Black 1pt solid; text-align: left">&nbsp;</td><td style="padding-bottom: 1pt">&nbsp;</td>
    <td style="border-bottom: Black 1pt solid; text-align: left">&nbsp;</td><td style="border-bottom: Black 1pt solid; text-align: right">-</td><td style="border-bottom: Black 1pt solid; text-align: left">&nbsp;</td><td style="padding-bottom: 1pt; border-bottom: Black 1pt solid">&nbsp;</td>
    <td style="border-bottom: Black 1pt solid; text-align: left">&nbsp;</td><td style="border-bottom: Black 1pt solid; text-align: right">-</td><td style="border-bottom: Black 1pt solid; text-align: left">&nbsp;</td><td style="padding-bottom: 1pt">&nbsp;</td>
    <td style="border-bottom: Black 1pt solid; text-align: left">&nbsp;</td><td style="border-bottom: Black 1pt solid; text-align: right">53,224</td><td style="border-bottom: Black 1pt solid; text-align: left">&nbsp;</td><td style="padding-bottom: 1pt; border-bottom: Black 1pt solid">&nbsp;</td>
    <td style="border-bottom: Black 1pt solid; text-align: left">&nbsp;</td><td style="border-bottom: Black 1pt solid; text-align: right">2.42</td><td style="border-bottom: Black 1pt solid; text-align: left">&nbsp;</td><td style="padding-bottom: 1pt">&nbsp;</td>
    <td style="border-bottom: Black 1pt solid; text-align: left">&nbsp;</td><td style="border-bottom: Black 1pt solid; text-align: right">11.21</td><td style="border-bottom: Black 1pt solid; text-align: left">&nbsp;</td><td style="padding-bottom: 1pt; border-bottom: Black 1pt solid">&nbsp;</td>
    <td style="border-bottom: Black 1pt solid; text-align: left">&nbsp;</td><td style="border-bottom: Black 1pt solid; text-align: right">53,224</td><td style="border-bottom: Black 1pt solid; text-align: left">&nbsp;</td><td style="padding-bottom: 1pt; border-bottom: Black 1pt solid">&nbsp;</td>
    <td style="border-bottom: Black 1pt solid; text-align: left">&nbsp;</td><td style="border-bottom: Black 1pt solid; text-align: right">52,898</td><td style="border-bottom: Black 1pt solid; text-align: left">&nbsp;</td><td style="padding-bottom: 1pt; border-bottom: Black 1pt solid">&nbsp;</td>
    <td style="border-bottom: Black 1pt solid; text-align: left">&nbsp;</td><td style="border-bottom: Black 1pt solid; text-align: right">2.42</td><td style="border-bottom: Black 1pt solid; text-align: left">&nbsp;</td></tr>
<tr style="vertical-align: bottom; background-color: rgb(204,238,255)">
    <td style="text-align: left; padding-bottom: 1pt; padding-left: 20pt">&nbsp;Total bonds and other debt securities</td><td>&nbsp;</td>
    <td style="border-bottom: Black 1pt solid; text-align: left">&nbsp;</td><td style="border-bottom: Black 1pt solid; text-align: right">5,976</td><td style="border-bottom: Black 1pt solid; text-align: left">&nbsp;</td><td style="border-bottom: Black 1pt solid; padding-bottom: 1pt">&nbsp;</td>
    <td style="border-bottom: Black 1pt solid; text-align: left">&nbsp;</td><td style="border-bottom: Black 1pt solid; text-align: right">1.22</td><td style="border-bottom: Black 1pt solid; text-align: left">&nbsp;</td><td style="padding-bottom: 1pt">&nbsp;</td>
    <td style="border-bottom: Black 1pt solid; text-align: left">&nbsp;</td><td style="border-bottom: Black 1pt solid; text-align: right">-</td><td style="border-bottom: Black 1pt solid; text-align: left">&nbsp;</td><td style="padding-bottom: 1pt; border-bottom: Black 1pt solid">&nbsp;</td>
    <td style="border-bottom: Black 1pt solid; text-align: left">&nbsp;</td><td style="border-bottom: Black 1pt solid; text-align: right">-</td><td style="border-bottom: Black 1pt solid; text-align: left">&nbsp;</td><td style="padding-bottom: 1pt">&nbsp;</td>
    <td style="border-bottom: Black 1pt solid; text-align: left">&nbsp;</td><td style="border-bottom: Black 1pt solid; text-align: right">76,791</td><td style="border-bottom: Black 1pt solid; text-align: left">&nbsp;</td><td style="padding-bottom: 1pt; border-bottom: Black 1pt solid">&nbsp;</td>
    <td style="border-bottom: Black 1pt solid; text-align: left">&nbsp;</td><td style="border-bottom: Black 1pt solid; text-align: right">3.28</td><td style="border-bottom: Black 1pt solid; text-align: left">&nbsp;</td><td style="padding-bottom: 1pt">&nbsp;</td>
    <td style="border-bottom: Black 1pt solid; text-align: left">&nbsp;</td><td style="border-bottom: Black 1pt solid; text-align: right">214,129</td><td style="border-bottom: Black 1pt solid; text-align: left">&nbsp;</td><td style="padding-bottom: 1pt; border-bottom: Black 1pt solid">&nbsp;</td>
    <td style="border-bottom: Black 1pt solid; text-align: left">&nbsp;</td><td style="border-bottom: Black 1pt solid; text-align: right">3.93</td><td style="border-bottom: Black 1pt solid; text-align: left">&nbsp;</td><td style="padding-bottom: 1pt">&nbsp;</td>
    <td style="border-bottom: Black 1pt solid; text-align: left">&nbsp;</td><td style="border-bottom: Black 1pt solid; text-align: right">12.56</td><td style="border-bottom: Black 1pt solid; text-align: left">&nbsp;</td><td style="padding-bottom: 1pt; border-bottom: Black 1pt solid">&nbsp;</td>
    <td style="border-bottom: Black 1pt solid; text-align: left">&nbsp;</td><td style="border-bottom: Black 1pt solid; text-align: right">296,896</td><td style="border-bottom: Black 1pt solid; text-align: left">&nbsp;</td><td style="padding-bottom: 1pt; border-bottom: Black 1pt solid">&nbsp;</td>
    <td style="border-bottom: Black 1pt solid; text-align: left">&nbsp;</td><td style="border-bottom: Black 1pt solid; text-align: right">296,155</td><td style="border-bottom: Black 1pt solid; text-align: left">&nbsp;</td><td style="padding-bottom: 1pt; border-bottom: Black 1pt solid">&nbsp;</td>
    <td style="border-bottom: Black 1pt solid; text-align: left">&nbsp;</td><td style="border-bottom: Black 1pt solid; text-align: right">3.70</td><td style="border-bottom: Black 1pt solid; text-align: left">&nbsp;</td></tr>
<tr style="vertical-align: bottom; background-color: White">
    <td nowrap>&nbsp;</td><td>&nbsp;</td>
    <td style="text-align: left">&nbsp;</td><td style="text-align: right">&nbsp;</td><td style="text-align: left">&nbsp;</td><td>&nbsp;</td>
    <td style="text-align: left">&nbsp;</td><td style="text-align: right">&nbsp;</td><td style="text-align: left">&nbsp;</td><td>&nbsp;</td>
    <td style="text-align: left">&nbsp;</td><td style="text-align: right">&nbsp;</td><td style="text-align: left">&nbsp;</td><td>&nbsp;</td>
    <td style="text-align: left">&nbsp;</td><td style="text-align: right">&nbsp;</td><td style="text-align: left">&nbsp;</td><td>&nbsp;</td>
    <td style="text-align: left">&nbsp;</td><td style="text-align: right">&nbsp;</td><td style="text-align: left">&nbsp;</td><td>&nbsp;</td>
    <td style="text-align: left">&nbsp;</td><td style="text-align: right">&nbsp;</td><td style="text-align: left">&nbsp;</td><td>&nbsp;</td>
    <td style="text-align: left">&nbsp;</td><td style="text-align: right">&nbsp;</td><td style="text-align: left">&nbsp;</td><td>&nbsp;</td>
    <td style="text-align: left">&nbsp;</td><td style="text-align: right">&nbsp;</td><td style="text-align: left">&nbsp;</td><td>&nbsp;</td>
    <td style="text-align: left">&nbsp;</td><td style="text-align: right">&nbsp;</td><td style="text-align: left">&nbsp;</td><td>&nbsp;</td>
    <td style="text-align: left">&nbsp;</td><td style="text-align: right">&nbsp;</td><td style="text-align: left">&nbsp;</td><td>&nbsp;</td>
    <td style="text-align: left">&nbsp;</td><td style="text-align: right">&nbsp;</td><td style="text-align: left">&nbsp;</td><td>&nbsp;</td>
    <td style="text-align: left">&nbsp;</td><td style="text-align: right">&nbsp;</td><td style="text-align: left">&nbsp;</td></tr>
<tr style="vertical-align: bottom; background-color: rgb(204,238,255)">
    <td nowrap style="text-align: left; padding-bottom: 1pt">Mutual funds</td><td>&nbsp;</td>
    <td style="border-bottom: Black 1pt solid; text-align: left">&nbsp;</td><td style="border-bottom: Black 1pt solid; text-align: right">21,290</td><td style="border-bottom: Black 1pt solid; text-align: left">&nbsp;</td><td style="border-bottom: Black 1pt solid; padding-bottom: 1pt">&nbsp;</td>
    <td style="border-bottom: Black 1pt solid; text-align: left">&nbsp;</td><td style="border-bottom: Black 1pt solid; text-align: right">1.70</td><td style="border-bottom: Black 1pt solid; text-align: left">&nbsp;</td><td style="padding-bottom: 1pt">&nbsp;</td>
    <td style="border-bottom: Black 1pt solid; text-align: left">&nbsp;</td><td style="border-bottom: Black 1pt solid; text-align: right">-</td><td style="border-bottom: Black 1pt solid; text-align: left">&nbsp;</td><td style="padding-bottom: 1pt; border-bottom: Black 1pt solid">&nbsp;</td>
    <td style="border-bottom: Black 1pt solid; text-align: left">&nbsp;</td><td style="border-bottom: Black 1pt solid; text-align: right">-</td><td style="border-bottom: Black 1pt solid; text-align: left">&nbsp;</td><td style="padding-bottom: 1pt">&nbsp;</td>
    <td style="border-bottom: Black 1pt solid; text-align: left">&nbsp;</td><td style="border-bottom: Black 1pt solid; text-align: right">-</td><td style="border-bottom: Black 1pt solid; text-align: left">&nbsp;</td><td style="padding-bottom: 1pt; border-bottom: Black 1pt solid">&nbsp;</td>
    <td style="border-bottom: Black 1pt solid; text-align: left">&nbsp;</td><td style="border-bottom: Black 1pt solid; text-align: right">-</td><td style="border-bottom: Black 1pt solid; text-align: left">&nbsp;</td><td style="padding-bottom: 1pt">&nbsp;</td>
    <td style="border-bottom: Black 1pt solid; text-align: left">&nbsp;</td><td style="border-bottom: Black 1pt solid; text-align: right">-</td><td style="border-bottom: Black 1pt solid; text-align: left">&nbsp;</td><td style="padding-bottom: 1pt; border-bottom: Black 1pt solid">&nbsp;</td>
    <td style="border-bottom: Black 1pt solid; text-align: left">&nbsp;</td><td style="border-bottom: Black 1pt solid; text-align: right">-</td><td style="border-bottom: Black 1pt solid; text-align: left">&nbsp;</td><td style="padding-bottom: 1pt">&nbsp;</td>
    <td style="border-bottom: Black 1pt solid; text-align: left">&nbsp;</td><td style="border-bottom: Black 1pt solid; text-align: right">&nbsp;N/A&nbsp;</td><td style="border-bottom: Black 1pt solid; text-align: left">&nbsp;</td><td style="padding-bottom: 1pt; border-bottom: Black 1pt solid">&nbsp;</td>
    <td style="border-bottom: Black 1pt solid; text-align: left">&nbsp;</td><td style="border-bottom: Black 1pt solid; text-align: right">21,290</td><td style="border-bottom: Black 1pt solid; text-align: left">&nbsp;</td><td style="padding-bottom: 1pt; border-bottom: Black 1pt solid">&nbsp;</td>
    <td style="border-bottom: Black 1pt solid; text-align: left">&nbsp;</td><td style="border-bottom: Black 1pt solid; text-align: right">21,290</td><td style="border-bottom: Black 1pt solid; text-align: left">&nbsp;</td><td style="padding-bottom: 1pt; border-bottom: Black 1pt solid">&nbsp;</td>
    <td style="border-bottom: Black 1pt solid; text-align: left">&nbsp;</td><td style="border-bottom: Black 1pt solid; text-align: right">1.70</td><td style="border-bottom: Black 1pt solid; text-align: left">&nbsp;</td></tr>
<tr style="vertical-align: bottom; background-color: White">
    <td nowrap>&nbsp;</td><td>&nbsp;</td>
    <td style="text-align: left">&nbsp;</td><td style="text-align: right">&nbsp;</td><td style="text-align: left">&nbsp;</td><td>&nbsp;</td>
    <td style="text-align: left">&nbsp;</td><td style="text-align: right">&nbsp;</td><td style="text-align: left">&nbsp;</td><td>&nbsp;</td>
    <td style="text-align: left">&nbsp;</td><td style="text-align: right">&nbsp;</td><td style="text-align: left">&nbsp;</td><td>&nbsp;</td>
    <td style="text-align: left">&nbsp;</td><td style="text-align: right">&nbsp;</td><td style="text-align: left">&nbsp;</td><td>&nbsp;</td>
    <td style="text-align: left">&nbsp;</td><td style="text-align: right">&nbsp;</td><td style="text-align: left">&nbsp;</td><td>&nbsp;</td>
    <td style="text-align: left">&nbsp;</td><td style="text-align: right">&nbsp;</td><td style="text-align: left">&nbsp;</td><td>&nbsp;</td>
    <td style="text-align: left">&nbsp;</td><td style="text-align: right">&nbsp;</td><td style="text-align: left">&nbsp;</td><td>&nbsp;</td>
    <td style="text-align: left">&nbsp;</td><td style="text-align: right">&nbsp;</td><td style="text-align: left">&nbsp;</td><td>&nbsp;</td>
    <td style="text-align: left">&nbsp;</td><td style="text-align: right">&nbsp;</td><td style="text-align: left">&nbsp;</td><td>&nbsp;</td>
    <td style="text-align: left">&nbsp;</td><td style="text-align: right">&nbsp;</td><td style="text-align: left">&nbsp;</td><td>&nbsp;</td>
    <td style="text-align: left">&nbsp;</td><td style="text-align: right">&nbsp;</td><td style="text-align: left">&nbsp;</td><td>&nbsp;</td>
    <td style="text-align: left">&nbsp;</td><td style="text-align: right">&nbsp;</td><td style="text-align: left">&nbsp;</td></tr>
<tr style="vertical-align: bottom; background-color: rgb(204,238,255)">
    <td nowrap style="text-align: left">Equity securities:</td><td>&nbsp;</td>
    <td style="text-align: left">&nbsp;</td><td style="text-align: right">&nbsp;</td><td style="text-align: left">&nbsp;</td><td>&nbsp;</td>
    <td style="text-align: left">&nbsp;</td><td style="text-align: right">&nbsp;</td><td style="text-align: left">&nbsp;</td><td>&nbsp;</td>
    <td style="text-align: left">&nbsp;</td><td style="text-align: right">&nbsp;</td><td style="text-align: left">&nbsp;</td><td>&nbsp;</td>
    <td style="text-align: left">&nbsp;</td><td style="text-align: right">&nbsp;</td><td style="text-align: left">&nbsp;</td><td>&nbsp;</td>
    <td style="text-align: left">&nbsp;</td><td style="text-align: right">&nbsp;</td><td style="text-align: left">&nbsp;</td><td>&nbsp;</td>
    <td style="text-align: left">&nbsp;</td><td style="text-align: right">&nbsp;</td><td style="text-align: left">&nbsp;</td><td>&nbsp;</td>
    <td style="text-align: left">&nbsp;</td><td style="text-align: right">&nbsp;</td><td style="text-align: left">&nbsp;</td><td>&nbsp;</td>
    <td style="text-align: left">&nbsp;</td><td style="text-align: right">&nbsp;</td><td style="text-align: left">&nbsp;</td><td>&nbsp;</td>
    <td style="text-align: left">&nbsp;</td><td style="text-align: right">&nbsp;</td><td style="text-align: left">&nbsp;</td><td>&nbsp;</td>
    <td style="text-align: left">&nbsp;</td><td style="text-align: right">&nbsp;</td><td style="text-align: left">&nbsp;</td><td>&nbsp;</td>
    <td style="text-align: left">&nbsp;</td><td style="text-align: right">&nbsp;</td><td style="text-align: left">&nbsp;</td><td>&nbsp;</td>
    <td style="text-align: left">&nbsp;</td><td style="text-align: right">&nbsp;</td><td style="text-align: left">&nbsp;</td></tr>
<tr style="vertical-align: bottom; background-color: White">
    <td nowrap style="text-align: left; padding-left: 10pt">Common stock</td><td>&nbsp;</td>
    <td style="text-align: left">&nbsp;</td><td style="text-align: right">-</td><td style="text-align: left">&nbsp;</td><td>&nbsp;</td>
    <td style="text-align: left">&nbsp;</td><td style="text-align: right">-</td><td style="text-align: left">&nbsp;</td><td>&nbsp;</td>
    <td style="text-align: left">&nbsp;</td><td style="text-align: right">-</td><td style="text-align: left">&nbsp;</td><td>&nbsp;</td>
    <td style="text-align: left">&nbsp;</td><td style="text-align: right">-</td><td style="text-align: left">&nbsp;</td><td>&nbsp;</td>
    <td style="text-align: left">&nbsp;</td><td style="text-align: right">-</td><td style="text-align: left">&nbsp;</td><td>&nbsp;</td>
    <td style="text-align: left">&nbsp;</td><td style="text-align: right">-</td><td style="text-align: left">&nbsp;</td><td>&nbsp;</td>
    <td style="text-align: left">&nbsp;</td><td style="text-align: right">871</td><td style="text-align: left">&nbsp;</td><td>&nbsp;</td>
    <td style="text-align: left">&nbsp;</td><td style="text-align: right">3.92</td><td style="text-align: left">&nbsp;</td><td>&nbsp;</td>
    <td style="text-align: left">&nbsp;</td><td style="text-align: right">&nbsp;N/A&nbsp;</td><td style="text-align: left">&nbsp;</td><td>&nbsp;</td>
    <td style="text-align: left">&nbsp;</td><td style="text-align: right">871</td><td style="text-align: left">&nbsp;</td><td>&nbsp;</td>
    <td style="text-align: left">&nbsp;</td><td style="text-align: right">871</td><td style="text-align: left">&nbsp;</td><td>&nbsp;</td>
    <td style="text-align: left">&nbsp;</td><td style="text-align: right">3.92</td><td style="text-align: left">&nbsp;</td></tr>
<tr style="vertical-align: bottom; background-color: rgb(204,238,255)">
    <td nowrap style="text-align: left; padding-bottom: 1pt; padding-left: 10pt">Preferred stock</td><td>&nbsp;</td>
    <td style="border-bottom: Black 1pt solid; text-align: left">&nbsp;</td><td style="border-bottom: Black 1pt solid; text-align: right">-</td><td style="border-bottom: Black 1pt solid; text-align: left">&nbsp;</td><td style="border-bottom: Black 1pt solid; padding-bottom: 1pt">&nbsp;</td>
    <td style="border-bottom: Black 1pt solid; text-align: left">&nbsp;</td><td style="border-bottom: Black 1pt solid; text-align: right">-</td><td style="border-bottom: Black 1pt solid; text-align: left">&nbsp;</td><td style="padding-bottom: 1pt">&nbsp;</td>
    <td style="border-bottom: Black 1pt solid; text-align: left">&nbsp;</td><td style="border-bottom: Black 1pt solid; text-align: right">-</td><td style="border-bottom: Black 1pt solid; text-align: left">&nbsp;</td><td style="padding-bottom: 1pt; border-bottom: Black 1pt solid">&nbsp;</td>
    <td style="border-bottom: Black 1pt solid; text-align: left">&nbsp;</td><td style="border-bottom: Black 1pt solid; text-align: right">-</td><td style="border-bottom: Black 1pt solid; text-align: left">&nbsp;</td><td style="padding-bottom: 1pt">&nbsp;</td>
    <td style="border-bottom: Black 1pt solid; text-align: left">&nbsp;</td><td style="border-bottom: Black 1pt solid; text-align: right">-</td><td style="border-bottom: Black 1pt solid; text-align: left">&nbsp;</td><td style="padding-bottom: 1pt; border-bottom: Black 1pt solid">&nbsp;</td>
    <td style="border-bottom: Black 1pt solid; text-align: left">&nbsp;</td><td style="border-bottom: Black 1pt solid; text-align: right">-</td><td style="border-bottom: Black 1pt solid; text-align: left">&nbsp;</td><td style="padding-bottom: 1pt">&nbsp;</td>
    <td style="border-bottom: Black 1pt solid; text-align: left">&nbsp;</td><td style="border-bottom: Black 1pt solid; text-align: right">6,344</td><td style="border-bottom: Black 1pt solid; text-align: left">&nbsp;</td><td style="padding-bottom: 1pt; border-bottom: Black 1pt solid">&nbsp;</td>
    <td style="border-bottom: Black 1pt solid; text-align: left">&nbsp;</td><td style="border-bottom: Black 1pt solid; text-align: right">6.95</td><td style="border-bottom: Black 1pt solid; text-align: left">&nbsp;</td><td style="padding-bottom: 1pt">&nbsp;</td>
    <td style="border-bottom: Black 1pt solid; text-align: left">&nbsp;</td><td style="border-bottom: Black 1pt solid; text-align: right">&nbsp;N/A&nbsp;</td><td style="border-bottom: Black 1pt solid; text-align: left">&nbsp;</td><td style="padding-bottom: 1pt; border-bottom: Black 1pt solid">&nbsp;</td>
    <td style="border-bottom: Black 1pt solid; text-align: left">&nbsp;</td><td style="border-bottom: Black 1pt solid; text-align: right">6,344</td><td style="border-bottom: Black 1pt solid; text-align: left">&nbsp;</td><td style="padding-bottom: 1pt; border-bottom: Black 1pt solid">&nbsp;</td>
    <td style="border-bottom: Black 1pt solid; text-align: left">&nbsp;</td><td style="border-bottom: Black 1pt solid; text-align: right">6,341</td><td style="border-bottom: Black 1pt solid; text-align: left">&nbsp;</td><td style="padding-bottom: 1pt; border-bottom: Black 1pt solid">&nbsp;</td>
    <td style="border-bottom: Black 1pt solid; text-align: left">&nbsp;</td><td style="border-bottom: Black 1pt solid; text-align: right">6.95</td><td style="border-bottom: Black 1pt solid; text-align: left">&nbsp;</td></tr>
<tr style="vertical-align: bottom; background-color: White">
    <td style="text-align: left; padding-bottom: 1pt; padding-left: 20pt">&nbsp;Total equity securities</td><td>&nbsp;</td>
    <td style="border-bottom: Black 1pt solid; text-align: left">&nbsp;</td><td style="border-bottom: Black 1pt solid; text-align: right">-</td><td style="border-bottom: Black 1pt solid; text-align: left">&nbsp;</td><td style="border-bottom: Black 1pt solid; padding-bottom: 1pt">&nbsp;</td>
    <td style="border-bottom: Black 1pt solid; text-align: left">&nbsp;</td><td style="border-bottom: Black 1pt solid; text-align: right">-</td><td style="border-bottom: Black 1pt solid; text-align: left">&nbsp;</td><td style="padding-bottom: 1pt">&nbsp;</td>
    <td style="border-bottom: Black 1pt solid; text-align: left">&nbsp;</td><td style="border-bottom: Black 1pt solid; text-align: right">-</td><td style="border-bottom: Black 1pt solid; text-align: left">&nbsp;</td><td style="padding-bottom: 1pt; border-bottom: Black 1pt solid">&nbsp;</td>
    <td style="border-bottom: Black 1pt solid; text-align: left">&nbsp;</td><td style="border-bottom: Black 1pt solid; text-align: right">-</td><td style="border-bottom: Black 1pt solid; text-align: left">&nbsp;</td><td style="padding-bottom: 1pt">&nbsp;</td>
    <td style="border-bottom: Black 1pt solid; text-align: left">&nbsp;</td><td style="border-bottom: Black 1pt solid; text-align: right">-</td><td style="border-bottom: Black 1pt solid; text-align: left">&nbsp;</td><td style="padding-bottom: 1pt; border-bottom: Black 1pt solid">&nbsp;</td>
    <td style="border-bottom: Black 1pt solid; text-align: left">&nbsp;</td><td style="border-bottom: Black 1pt solid; text-align: right">-</td><td style="border-bottom: Black 1pt solid; text-align: left">&nbsp;</td><td style="padding-bottom: 1pt">&nbsp;</td>
    <td style="border-bottom: Black 1pt solid; text-align: left">&nbsp;</td><td style="border-bottom: Black 1pt solid; text-align: right">7,215</td><td style="border-bottom: Black 1pt solid; text-align: left">&nbsp;</td><td style="padding-bottom: 1pt; border-bottom: Black 1pt solid">&nbsp;</td>
    <td style="border-bottom: Black 1pt solid; text-align: left">&nbsp;</td><td style="border-bottom: Black 1pt solid; text-align: right">6.58</td><td style="border-bottom: Black 1pt solid; text-align: left">&nbsp;</td><td style="padding-bottom: 1pt">&nbsp;</td>
    <td style="border-bottom: Black 1pt solid; text-align: left">&nbsp;</td><td style="border-bottom: Black 1pt solid; text-align: right">&nbsp;N/A&nbsp;</td><td style="border-bottom: Black 1pt solid; text-align: left">&nbsp;</td><td style="padding-bottom: 1pt; border-bottom: Black 1pt solid">&nbsp;</td>
    <td style="border-bottom: Black 1pt solid; text-align: left">&nbsp;</td><td style="border-bottom: Black 1pt solid; text-align: right">7,215</td><td style="border-bottom: Black 1pt solid; text-align: left">&nbsp;</td><td style="padding-bottom: 1pt; border-bottom: Black 1pt solid">&nbsp;</td>
    <td style="border-bottom: Black 1pt solid; text-align: left">&nbsp;</td><td style="border-bottom: Black 1pt solid; text-align: right">7,212</td><td style="border-bottom: Black 1pt solid; text-align: left">&nbsp;</td><td style="padding-bottom: 1pt; border-bottom: Black 1pt solid">&nbsp;</td>
    <td style="border-bottom: Black 1pt solid; text-align: left">&nbsp;</td><td style="border-bottom: Black 1pt solid; text-align: right">6.58</td><td style="border-bottom: Black 1pt solid; text-align: left">&nbsp;</td></tr>
<tr style="vertical-align: bottom; background-color: rgb(204,238,255)">
    <td nowrap>&nbsp;</td><td>&nbsp;</td>
    <td style="text-align: left">&nbsp;</td><td style="text-align: right">&nbsp;</td><td style="text-align: left">&nbsp;</td><td>&nbsp;</td>
    <td style="text-align: left">&nbsp;</td><td style="text-align: right">&nbsp;</td><td style="text-align: left">&nbsp;</td><td>&nbsp;</td>
    <td style="text-align: left">&nbsp;</td><td style="text-align: right">&nbsp;</td><td style="text-align: left">&nbsp;</td><td>&nbsp;</td>
    <td style="text-align: left">&nbsp;</td><td style="text-align: right">&nbsp;</td><td style="text-align: left">&nbsp;</td><td>&nbsp;</td>
    <td style="text-align: left">&nbsp;</td><td style="text-align: right">&nbsp;</td><td style="text-align: left">&nbsp;</td><td>&nbsp;</td>
    <td style="text-align: left">&nbsp;</td><td style="text-align: right">&nbsp;</td><td style="text-align: left">&nbsp;</td><td>&nbsp;</td>
    <td style="text-align: left">&nbsp;</td><td style="text-align: right">&nbsp;</td><td style="text-align: left">&nbsp;</td><td>&nbsp;</td>
    <td style="text-align: left">&nbsp;</td><td style="text-align: right">&nbsp;</td><td style="text-align: left">&nbsp;</td><td>&nbsp;</td>
    <td style="text-align: left">&nbsp;</td><td style="text-align: right">&nbsp;</td><td style="text-align: left">&nbsp;</td><td>&nbsp;</td>
    <td style="text-align: left">&nbsp;</td><td style="text-align: right">&nbsp;</td><td style="text-align: left">&nbsp;</td><td>&nbsp;</td>
    <td style="text-align: left">&nbsp;</td><td style="text-align: right">&nbsp;</td><td style="text-align: left">&nbsp;</td><td>&nbsp;</td>
    <td style="text-align: left">&nbsp;</td><td style="text-align: right">&nbsp;</td><td style="text-align: left">&nbsp;</td></tr>
<tr style="vertical-align: bottom; background-color: White">
    <td nowrap style="text-align: left">Mortgage-backed securities:</td><td>&nbsp;</td>
    <td style="text-align: left">&nbsp;</td><td style="text-align: right">&nbsp;</td><td style="text-align: left">&nbsp;</td><td>&nbsp;</td>
    <td style="text-align: left">&nbsp;</td><td style="text-align: right">&nbsp;</td><td style="text-align: left">&nbsp;</td><td>&nbsp;</td>
    <td style="text-align: left">&nbsp;</td><td style="text-align: right">&nbsp;</td><td style="text-align: left">&nbsp;</td><td>&nbsp;</td>
    <td style="text-align: left">&nbsp;</td><td style="text-align: right">&nbsp;</td><td style="text-align: left">&nbsp;</td><td>&nbsp;</td>
    <td style="text-align: left">&nbsp;</td><td style="text-align: right">&nbsp;</td><td style="text-align: left">&nbsp;</td><td>&nbsp;</td>
    <td style="text-align: left">&nbsp;</td><td style="text-align: right">&nbsp;</td><td style="text-align: left">&nbsp;</td><td>&nbsp;</td>
    <td style="text-align: left">&nbsp;</td><td style="text-align: right">&nbsp;</td><td style="text-align: left">&nbsp;</td><td>&nbsp;</td>
    <td style="text-align: left">&nbsp;</td><td style="text-align: right">&nbsp;</td><td style="text-align: left">&nbsp;</td><td>&nbsp;</td>
    <td style="text-align: left">&nbsp;</td><td style="text-align: right">&nbsp;</td><td style="text-align: left">&nbsp;</td><td>&nbsp;</td>
    <td style="text-align: left">&nbsp;</td><td style="text-align: right">&nbsp;</td><td style="text-align: left">&nbsp;</td><td>&nbsp;</td>
    <td style="text-align: left">&nbsp;</td><td style="text-align: right">&nbsp;</td><td style="text-align: left">&nbsp;</td><td>&nbsp;</td>
    <td style="text-align: left">&nbsp;</td><td style="text-align: right">&nbsp;</td><td style="text-align: left">&nbsp;</td></tr>
<tr style="vertical-align: bottom; background-color: rgb(204,238,255)">
    <td nowrap style="padding-left: 10pt">FNMA</td><td>&nbsp;</td>
    <td style="text-align: left">&nbsp;</td><td style="text-align: right">10</td><td style="text-align: left">&nbsp;</td><td>&nbsp;</td>
    <td style="text-align: left">&nbsp;</td><td style="text-align: right">6.00</td><td style="text-align: left">&nbsp;</td><td>&nbsp;</td>
    <td style="text-align: left">&nbsp;</td><td style="text-align: right">15,294</td><td style="text-align: left">&nbsp;</td><td>&nbsp;</td>
    <td style="text-align: left">&nbsp;</td><td style="text-align: right">1.92</td><td style="text-align: left">&nbsp;</td><td>&nbsp;</td>
    <td style="text-align: left">&nbsp;</td><td style="text-align: right">64,880</td><td style="text-align: left">&nbsp;</td><td>&nbsp;</td>
    <td style="text-align: left">&nbsp;</td><td style="text-align: right">2.78</td><td style="text-align: left">&nbsp;</td><td>&nbsp;</td>
    <td style="text-align: left">&nbsp;</td><td style="text-align: right">90,143</td><td style="text-align: left">&nbsp;</td><td>&nbsp;</td>
    <td style="text-align: left">&nbsp;</td><td style="text-align: right">3.01</td><td style="text-align: left">&nbsp;</td><td>&nbsp;</td>
    <td style="text-align: left">&nbsp;</td><td style="text-align: right">12.73</td><td style="text-align: left">&nbsp;</td><td>&nbsp;</td>
    <td style="text-align: left">&nbsp;</td><td style="text-align: right">170,327</td><td style="text-align: left">&nbsp;</td><td>&nbsp;</td>
    <td style="text-align: left">&nbsp;</td><td style="text-align: right">170,057</td><td style="text-align: left">&nbsp;</td><td>&nbsp;</td>
    <td style="text-align: left">&nbsp;</td><td style="text-align: right">2.82</td><td style="text-align: left">&nbsp;</td></tr>
<tr style="vertical-align: bottom; background-color: White">
    <td nowrap style="text-align: left; padding-left: 10pt">REMIC and CMO</td><td>&nbsp;</td>
    <td style="text-align: left">&nbsp;</td><td style="text-align: right">-</td><td style="text-align: left">&nbsp;</td><td>&nbsp;</td>
    <td style="text-align: left">&nbsp;</td><td style="text-align: right">-</td><td style="text-align: left">&nbsp;</td><td>&nbsp;</td>
    <td style="text-align: left">&nbsp;</td><td style="text-align: right">9,527</td><td style="text-align: left">&nbsp;</td><td>&nbsp;</td>
    <td style="text-align: left">&nbsp;</td><td style="text-align: right">4.29</td><td style="text-align: left">&nbsp;</td><td>&nbsp;</td>
    <td style="text-align: left">&nbsp;</td><td style="text-align: right">12,798</td><td style="text-align: left">&nbsp;</td><td>&nbsp;</td>
    <td style="text-align: left">&nbsp;</td><td style="text-align: right">3.59</td><td style="text-align: left">&nbsp;</td><td>&nbsp;</td>
    <td style="text-align: left">&nbsp;</td><td style="text-align: right">447,662</td><td style="text-align: left">&nbsp;</td><td>&nbsp;</td>
    <td style="text-align: left">&nbsp;</td><td style="text-align: right">2.86</td><td style="text-align: left">&nbsp;</td><td>&nbsp;</td>
    <td style="text-align: left">&nbsp;</td><td style="text-align: right">26.90</td><td style="text-align: left">&nbsp;</td><td>&nbsp;</td>
    <td style="text-align: left">&nbsp;</td><td style="text-align: right">469,987</td><td style="text-align: left">&nbsp;</td><td>&nbsp;</td>
    <td style="text-align: left">&nbsp;</td><td style="text-align: right">469,936</td><td style="text-align: left">&nbsp;</td><td>&nbsp;</td>
    <td style="text-align: left">&nbsp;</td><td style="text-align: right">2.91</td><td style="text-align: left">&nbsp;</td></tr>
<tr style="vertical-align: bottom; background-color: rgb(204,238,255)">
    <td nowrap style="padding-left: 10pt">FHLMC</td><td>&nbsp;</td>
    <td style="text-align: left">&nbsp;</td><td style="text-align: right">-</td><td style="text-align: left">&nbsp;</td><td>&nbsp;</td>
    <td style="text-align: left">&nbsp;</td><td style="text-align: right">-</td><td style="text-align: left">&nbsp;</td><td>&nbsp;</td>
    <td style="text-align: left">&nbsp;</td><td style="text-align: right">4</td><td style="text-align: left">&nbsp;</td><td>&nbsp;</td>
    <td style="text-align: left">&nbsp;</td><td style="text-align: right">2.16</td><td style="text-align: left">&nbsp;</td><td>&nbsp;</td>
    <td style="text-align: left">&nbsp;</td><td style="text-align: right">2,093</td><td style="text-align: left">&nbsp;</td><td>&nbsp;</td>
    <td style="text-align: left">&nbsp;</td><td style="text-align: right">4.51</td><td style="text-align: left">&nbsp;</td><td>&nbsp;</td>
    <td style="text-align: left">&nbsp;</td><td style="text-align: right">14,864</td><td style="text-align: left">&nbsp;</td><td>&nbsp;</td>
    <td style="text-align: left">&nbsp;</td><td style="text-align: right">2.76</td><td style="text-align: left">&nbsp;</td><td>&nbsp;</td>
    <td style="text-align: left">&nbsp;</td><td style="text-align: right">16.43</td><td style="text-align: left">&nbsp;</td><td>&nbsp;</td>
    <td style="text-align: left">&nbsp;</td><td style="text-align: right">16,961</td><td style="text-align: left">&nbsp;</td><td>&nbsp;</td>
    <td style="text-align: left">&nbsp;</td><td style="text-align: right">16,949</td><td style="text-align: left">&nbsp;</td><td>&nbsp;</td>
    <td style="text-align: left">&nbsp;</td><td style="text-align: right">2.98</td><td style="text-align: left">&nbsp;</td></tr>
<tr style="vertical-align: bottom; background-color: White">
    <td nowrap style="padding-bottom: 1pt; padding-left: 10pt">GNMA</td><td>&nbsp;</td>
    <td style="border-bottom: Black 1pt solid; text-align: left">&nbsp;</td><td style="border-bottom: Black 1pt solid; text-align: right">-</td><td style="border-bottom: Black 1pt solid; text-align: left">&nbsp;</td><td style="border-bottom: Black 1pt solid; padding-bottom: 1pt">&nbsp;</td>
    <td style="border-bottom: Black 1pt solid; text-align: left">&nbsp;</td><td style="border-bottom: Black 1pt solid; text-align: right">-</td><td style="border-bottom: Black 1pt solid; text-align: left">&nbsp;</td><td style="padding-bottom: 1pt">&nbsp;</td>
    <td style="border-bottom: Black 1pt solid; text-align: left">&nbsp;</td><td style="border-bottom: Black 1pt solid; text-align: right">-</td><td style="border-bottom: Black 1pt solid; text-align: left">&nbsp;</td><td style="padding-bottom: 1pt; border-bottom: Black 1pt solid">&nbsp;</td>
    <td style="border-bottom: Black 1pt solid; text-align: left">&nbsp;</td><td style="border-bottom: Black 1pt solid; text-align: right">-</td><td style="border-bottom: Black 1pt solid; text-align: left">&nbsp;</td><td style="padding-bottom: 1pt">&nbsp;</td>
    <td style="border-bottom: Black 1pt solid; text-align: left">&nbsp;</td><td style="border-bottom: Black 1pt solid; text-align: right">-</td><td style="border-bottom: Black 1pt solid; text-align: left">&nbsp;</td><td style="padding-bottom: 1pt; border-bottom: Black 1pt solid">&nbsp;</td>
    <td style="border-bottom: Black 1pt solid; text-align: left">&nbsp;</td><td style="border-bottom: Black 1pt solid; text-align: right">-</td><td style="border-bottom: Black 1pt solid; text-align: left">&nbsp;</td><td style="padding-bottom: 1pt">&nbsp;</td>
    <td style="border-bottom: Black 1pt solid; text-align: left">&nbsp;</td><td style="border-bottom: Black 1pt solid; text-align: right">11,635</td><td style="border-bottom: Black 1pt solid; text-align: left">&nbsp;</td><td style="padding-bottom: 1pt; border-bottom: Black 1pt solid">&nbsp;</td>
    <td style="border-bottom: Black 1pt solid; text-align: left">&nbsp;</td><td style="border-bottom: Black 1pt solid; text-align: right">3.41</td><td style="border-bottom: Black 1pt solid; text-align: left">&nbsp;</td><td style="padding-bottom: 1pt">&nbsp;</td>
    <td style="border-bottom: Black 1pt solid; text-align: left">&nbsp;</td><td style="border-bottom: Black 1pt solid; text-align: right">16.04</td><td style="border-bottom: Black 1pt solid; text-align: left">&nbsp;</td><td style="padding-bottom: 1pt; border-bottom: Black 1pt solid">&nbsp;</td>
    <td style="border-bottom: Black 1pt solid; text-align: left">&nbsp;</td><td style="border-bottom: Black 1pt solid; text-align: right">11,635</td><td style="border-bottom: Black 1pt solid; text-align: left">&nbsp;</td><td style="padding-bottom: 1pt; border-bottom: Black 1pt solid">&nbsp;</td>
    <td style="border-bottom: Black 1pt solid; text-align: left">&nbsp;</td><td style="border-bottom: Black 1pt solid; text-align: right">11,798</td><td style="border-bottom: Black 1pt solid; text-align: left">&nbsp;</td><td style="padding-bottom: 1pt; border-bottom: Black 1pt solid">&nbsp;</td>
    <td style="border-bottom: Black 1pt solid; text-align: left">&nbsp;</td><td style="border-bottom: Black 1pt solid; text-align: right">3.41</td><td style="border-bottom: Black 1pt solid; text-align: left">&nbsp;</td></tr>
<tr style="vertical-align: bottom; background-color: rgb(204,238,255)">
    <td style="text-align: left; padding-bottom: 1pt; padding-left: 20pt">&nbsp;Total mortgage-backed securities</td><td>&nbsp;</td>
    <td style="border-bottom: Black 1pt solid; text-align: left">&nbsp;</td><td style="border-bottom: Black 1pt solid; text-align: right">10</td><td style="border-bottom: Black 1pt solid; text-align: left">&nbsp;</td><td style="border-bottom: Black 1pt solid; padding-bottom: 1pt">&nbsp;</td>
    <td style="border-bottom: Black 1pt solid; text-align: left">&nbsp;</td><td style="border-bottom: Black 1pt solid; text-align: right">6.00</td><td style="border-bottom: Black 1pt solid; text-align: left">&nbsp;</td><td style="padding-bottom: 1pt">&nbsp;</td>
    <td style="border-bottom: Black 1pt solid; text-align: left">&nbsp;</td><td style="border-bottom: Black 1pt solid; text-align: right">24,825</td><td style="border-bottom: Black 1pt solid; text-align: left">&nbsp;</td><td style="padding-bottom: 1pt; border-bottom: Black 1pt solid">&nbsp;</td>
    <td style="border-bottom: Black 1pt solid; text-align: left">&nbsp;</td><td style="border-bottom: Black 1pt solid; text-align: right">2.83</td><td style="border-bottom: Black 1pt solid; text-align: left">&nbsp;</td><td style="padding-bottom: 1pt">&nbsp;</td>
    <td style="border-bottom: Black 1pt solid; text-align: left">&nbsp;</td><td style="border-bottom: Black 1pt solid; text-align: right">79,771</td><td style="border-bottom: Black 1pt solid; text-align: left">&nbsp;</td><td style="padding-bottom: 1pt; border-bottom: Black 1pt solid">&nbsp;</td>
    <td style="border-bottom: Black 1pt solid; text-align: left">&nbsp;</td><td style="border-bottom: Black 1pt solid; text-align: right">2.96</td><td style="border-bottom: Black 1pt solid; text-align: left">&nbsp;</td><td style="padding-bottom: 1pt">&nbsp;</td>
    <td style="border-bottom: Black 1pt solid; text-align: left">&nbsp;</td><td style="border-bottom: Black 1pt solid; text-align: right">564,304</td><td style="border-bottom: Black 1pt solid; text-align: left">&nbsp;</td><td style="padding-bottom: 1pt; border-bottom: Black 1pt solid">&nbsp;</td>
    <td style="border-bottom: Black 1pt solid; text-align: left">&nbsp;</td><td style="border-bottom: Black 1pt solid; text-align: right">2.89</td><td style="border-bottom: Black 1pt solid; text-align: left">&nbsp;</td><td style="padding-bottom: 1pt">&nbsp;</td>
    <td style="border-bottom: Black 1pt solid; text-align: left">&nbsp;</td><td style="border-bottom: Black 1pt solid; text-align: right">22.84</td><td style="border-bottom: Black 1pt solid; text-align: left">&nbsp;</td><td style="padding-bottom: 1pt; border-bottom: Black 1pt solid">&nbsp;</td>
    <td style="border-bottom: Black 1pt solid; text-align: left">&nbsp;</td><td style="border-bottom: Black 1pt solid; text-align: right">668,910</td><td style="border-bottom: Black 1pt solid; text-align: left">&nbsp;</td><td style="padding-bottom: 1pt; border-bottom: Black 1pt solid">&nbsp;</td>
    <td style="border-bottom: Black 1pt solid; text-align: left">&nbsp;</td><td style="border-bottom: Black 1pt solid; text-align: right">668,740</td><td style="border-bottom: Black 1pt solid; text-align: left">&nbsp;</td><td style="padding-bottom: 1pt; border-bottom: Black 1pt solid">&nbsp;</td>
    <td style="border-bottom: Black 1pt solid; text-align: left">&nbsp;</td><td style="border-bottom: Black 1pt solid; text-align: right">2.90</td><td style="border-bottom: Black 1pt solid; text-align: left">&nbsp;</td></tr>
<tr style="vertical-align: bottom; background-color: White">
    <td nowrap>&nbsp;</td><td>&nbsp;</td>
    <td style="text-align: left">&nbsp;</td><td style="text-align: right">&nbsp;</td><td style="text-align: left">&nbsp;</td><td>&nbsp;</td>
    <td style="text-align: left">&nbsp;</td><td style="text-align: right">&nbsp;</td><td style="text-align: left">&nbsp;</td><td>&nbsp;</td>
    <td style="text-align: left">&nbsp;</td><td style="text-align: right">&nbsp;</td><td style="text-align: left">&nbsp;</td><td>&nbsp;</td>
    <td style="text-align: left">&nbsp;</td><td style="text-align: right">&nbsp;</td><td style="text-align: left">&nbsp;</td><td>&nbsp;</td>
    <td style="text-align: left">&nbsp;</td><td style="text-align: right">&nbsp;</td><td style="text-align: left">&nbsp;</td><td>&nbsp;</td>
    <td style="text-align: left">&nbsp;</td><td style="text-align: right">&nbsp;</td><td style="text-align: left">&nbsp;</td><td>&nbsp;</td>
    <td style="text-align: left">&nbsp;</td><td style="text-align: right">&nbsp;</td><td style="text-align: left">&nbsp;</td><td>&nbsp;</td>
    <td style="text-align: left">&nbsp;</td><td style="text-align: right">&nbsp;</td><td style="text-align: left">&nbsp;</td><td>&nbsp;</td>
    <td style="text-align: left">&nbsp;</td><td style="text-align: right">&nbsp;</td><td style="text-align: left">&nbsp;</td><td>&nbsp;</td>
    <td style="text-align: left">&nbsp;</td><td style="text-align: right">&nbsp;</td><td style="text-align: left">&nbsp;</td><td>&nbsp;</td>
    <td style="text-align: left">&nbsp;</td><td style="text-align: right">&nbsp;</td><td style="text-align: left">&nbsp;</td><td>&nbsp;</td>
    <td style="text-align: left">&nbsp;</td><td style="text-align: right">&nbsp;</td><td style="text-align: left">&nbsp;</td></tr>
<tr style="vertical-align: bottom; background-color: rgb(204,238,255)">
    <td nowrap style="font-weight: bold; text-align: left; padding-bottom: 1pt">Interest-earning deposits</td><td>&nbsp;</td>
    <td style="border-bottom: Black 1pt solid; text-align: left">&nbsp;</td><td style="border-bottom: Black 1pt solid; text-align: right">32,825</td><td style="border-bottom: Black 1pt solid; text-align: left">&nbsp;</td><td style="border-bottom: Black 1pt solid; padding-bottom: 1pt">&nbsp;</td>
    <td style="border-bottom: Black 1pt solid; text-align: left">&nbsp;</td><td style="border-bottom: Black 1pt solid; text-align: right">0.50</td><td style="border-bottom: Black 1pt solid; text-align: left">&nbsp;</td><td style="padding-bottom: 1pt">&nbsp;</td>
    <td style="border-bottom: Black 1pt solid; text-align: left">&nbsp;</td><td style="border-bottom: Black 1pt solid; text-align: right">-</td><td style="border-bottom: Black 1pt solid; text-align: left">&nbsp;</td><td style="padding-bottom: 1pt; border-bottom: Black 1pt solid">&nbsp;</td>
    <td style="border-bottom: Black 1pt solid; text-align: left">&nbsp;</td><td style="border-bottom: Black 1pt solid; text-align: right">-</td><td style="border-bottom: Black 1pt solid; text-align: left">&nbsp;</td><td style="padding-bottom: 1pt">&nbsp;</td>
    <td style="border-bottom: Black 1pt solid; text-align: left">&nbsp;</td><td style="border-bottom: Black 1pt solid; text-align: right">-</td><td style="border-bottom: Black 1pt solid; text-align: left">&nbsp;</td><td style="padding-bottom: 1pt; border-bottom: Black 1pt solid">&nbsp;</td>
    <td style="border-bottom: Black 1pt solid; text-align: left">&nbsp;</td><td style="border-bottom: Black 1pt solid; text-align: right">-</td><td style="border-bottom: Black 1pt solid; text-align: left">&nbsp;</td><td style="padding-bottom: 1pt">&nbsp;</td>
    <td style="border-bottom: Black 1pt solid; text-align: left">&nbsp;</td><td style="border-bottom: Black 1pt solid; text-align: right">-</td><td style="border-bottom: Black 1pt solid; text-align: left">&nbsp;</td><td style="padding-bottom: 1pt; border-bottom: Black 1pt solid">&nbsp;</td>
    <td style="border-bottom: Black 1pt solid; text-align: left">&nbsp;</td><td style="border-bottom: Black 1pt solid; text-align: right">-</td><td style="border-bottom: Black 1pt solid; text-align: left">&nbsp;</td><td style="padding-bottom: 1pt">&nbsp;</td>
    <td style="border-bottom: Black 1pt solid; text-align: left">&nbsp;</td><td style="border-bottom: Black 1pt solid; text-align: right">&nbsp;N/A&nbsp;</td><td style="border-bottom: Black 1pt solid; text-align: left">&nbsp;</td><td style="padding-bottom: 1pt; border-bottom: Black 1pt solid">&nbsp;</td>
    <td style="border-bottom: Black 1pt solid; text-align: left">&nbsp;</td><td style="border-bottom: Black 1pt solid; text-align: right">32,825</td><td style="border-bottom: Black 1pt solid; text-align: left">&nbsp;</td><td style="padding-bottom: 1pt; border-bottom: Black 1pt solid">&nbsp;</td>
    <td style="border-bottom: Black 1pt solid; text-align: left">&nbsp;</td><td style="border-bottom: Black 1pt solid; text-align: right">32,825</td><td style="border-bottom: Black 1pt solid; text-align: left">&nbsp;</td><td style="padding-bottom: 1pt; border-bottom: Black 1pt solid">&nbsp;</td>
    <td style="border-bottom: Black 1pt solid; text-align: left">&nbsp;</td><td style="border-bottom: Black 1pt solid; text-align: right">0.50</td><td style="border-bottom: Black 1pt solid; text-align: left">&nbsp;</td></tr>
<tr style="vertical-align: bottom; background-color: White">
    <td nowrap>&nbsp;</td><td>&nbsp;</td>
    <td style="text-align: left">&nbsp;</td><td style="text-align: right">&nbsp;</td><td style="text-align: left">&nbsp;</td><td>&nbsp;</td>
    <td style="text-align: left">&nbsp;</td><td style="text-align: right">&nbsp;</td><td style="text-align: left">&nbsp;</td><td>&nbsp;</td>
    <td style="text-align: left">&nbsp;</td><td style="text-align: right">&nbsp;</td><td style="text-align: left">&nbsp;</td><td>&nbsp;</td>
    <td style="text-align: left">&nbsp;</td><td style="text-align: right">&nbsp;</td><td style="text-align: left">&nbsp;</td><td>&nbsp;</td>
    <td style="text-align: left">&nbsp;</td><td style="text-align: right">&nbsp;</td><td style="text-align: left">&nbsp;</td><td>&nbsp;</td>
    <td style="text-align: left">&nbsp;</td><td style="text-align: right">&nbsp;</td><td style="text-align: left">&nbsp;</td><td>&nbsp;</td>
    <td style="text-align: left">&nbsp;</td><td style="text-align: right">&nbsp;</td><td style="text-align: left">&nbsp;</td><td>&nbsp;</td>
    <td style="text-align: left">&nbsp;</td><td style="text-align: right">&nbsp;</td><td style="text-align: left">&nbsp;</td><td>&nbsp;</td>
    <td style="text-align: left">&nbsp;</td><td style="text-align: right">&nbsp;</td><td style="text-align: left">&nbsp;</td><td>&nbsp;</td>
    <td style="text-align: left">&nbsp;</td><td style="text-align: right">&nbsp;</td><td style="text-align: left">&nbsp;</td><td>&nbsp;</td>
    <td style="text-align: left">&nbsp;</td><td style="text-align: right">&nbsp;</td><td style="text-align: left">&nbsp;</td><td>&nbsp;</td>
    <td style="text-align: left">&nbsp;</td><td style="text-align: right">&nbsp;</td><td style="text-align: left">&nbsp;</td></tr>
<tr style="vertical-align: bottom; background-color: rgb(204,238,255)">
    <td nowrap style="padding-bottom: 2.25pt; padding-left: 10pt">Total</td><td>&nbsp;</td>
    <td style="border-bottom: Black 2.5pt double; text-align: left">$</td><td style="border-bottom: Black 2.5pt double; text-align: right">66,241</td><td style="border-bottom: Black 2.5pt double; text-align: left">&nbsp;</td><td style="padding-bottom: 2.25pt; border-bottom: Black 2.5pt double">&nbsp;</td>
    <td style="border-bottom: Black 2.5pt double; text-align: left">&nbsp;</td><td style="border-bottom: Black 2.5pt double; text-align: right">0.98</td><td style="border-bottom: Black 2.5pt double; text-align: left">%</td><td style="padding-bottom: 1pt">&nbsp;</td>
    <td style="border-bottom: Black 2.5pt double; text-align: left">$</td><td style="border-bottom: Black 2.5pt double; text-align: right">24,865</td><td style="border-bottom: Black 2.5pt double; text-align: left">&nbsp;</td><td style="padding-bottom: 2.25pt; border-bottom: Black 2.5pt double">&nbsp;</td>
    <td style="border-bottom: Black 2.5pt double; text-align: left">&nbsp;</td><td style="border-bottom: Black 2.5pt double; text-align: right">2.83</td><td style="border-bottom: Black 2.5pt double; text-align: left">%</td><td style="padding-bottom: 1pt">&nbsp;</td>
    <td style="border-bottom: Black 2.5pt double; text-align: left">$</td><td style="border-bottom: Black 2.5pt double; text-align: right">156,562</td><td style="border-bottom: Black 2.5pt double; text-align: left">&nbsp;</td><td style="padding-bottom: 2.25pt; border-bottom: Black 2.5pt double">&nbsp;</td>
    <td style="border-bottom: Black 2.5pt double; text-align: left">&nbsp;</td><td style="border-bottom: Black 2.5pt double; text-align: right">3.11</td><td style="border-bottom: Black 2.5pt double; text-align: left">%</td><td style="padding-bottom: 1pt">&nbsp;</td>
    <td style="border-bottom: Black 2.5pt double; text-align: left">$</td><td style="border-bottom: Black 2.5pt double; text-align: right">785,648</td><td style="border-bottom: Black 2.5pt double; text-align: left">&nbsp;</td><td style="padding-bottom: 2.25pt; border-bottom: Black 2.5pt double">&nbsp;</td>
    <td style="border-bottom: Black 2.5pt double; text-align: left">&nbsp;</td><td style="border-bottom: Black 2.5pt double; text-align: right">3.21</td><td style="border-bottom: Black 2.5pt double; text-align: left">%</td><td style="padding-bottom: 1pt">&nbsp;</td>
    <td style="border-bottom: Black 2.5pt double; text-align: left">&nbsp;</td><td style="border-bottom: Black 2.5pt double; text-align: right">19.68</td><td style="border-bottom: Black 2.5pt double; text-align: left">&nbsp;</td><td style="padding-bottom: 2.25pt; border-bottom: Black 2.5pt double">&nbsp;</td>
    <td style="border-bottom: Black 2.5pt double; text-align: left">$</td><td style="border-bottom: Black 2.5pt double; text-align: right">1,033,316</td><td style="border-bottom: Black 2.5pt double; text-align: left">&nbsp;</td><td style="padding-bottom: 2.25pt; border-bottom: Black 2.5pt double">&nbsp;</td>
    <td style="border-bottom: Black 2.5pt double; text-align: left">$</td><td style="border-bottom: Black 2.5pt double; text-align: right">1,032,402</td><td style="border-bottom: Black 2.5pt double; text-align: left">&nbsp;</td><td style="padding-bottom: 2.25pt; border-bottom: Black 2.5pt double">&nbsp;</td>
    <td style="border-bottom: Black 2.5pt double; text-align: left">&nbsp;</td><td style="border-bottom: Black 2.5pt double; text-align: right">3.04</td><td style="border-bottom: Black 2.5pt double; text-align: left">%</td></tr>
</table>



<p style="color: Red; font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: center"></p>

<p style="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</p>

<p style="font: bold 10pt Times New Roman, Times, Serif; margin: 0pt 0"></p>

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<p style="font: bold 10pt Times New Roman, Times, Serif; margin: 0pt 0"><a name="a_032"></a>Sources of Funds</p>

<p style="font: bold 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</p>

<p style="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 0.5in"><a name="a_033"></a><i>General</i>. Deposits,
FHLB-NY borrowings, other borrowings, repurchase agreements, principal and interest payments on loans, mortgage-backed and other
securities, and proceeds from sales of loans and securities are our primary sources of funds for lending, investing and other general
purposes.</p>

<p style="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 0.5in">&nbsp;</p>

<p style="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 0.5in"><a name="a_034"></a><i>Deposits</i>. We
offer a variety of deposit accounts having a range of interest rates and terms. Our deposits primarily consist of savings accounts,
money market accounts, demand accounts, NOW accounts and certificates of deposit. We have a relatively stable retail deposit base
drawn from our market area through our 19 full-service offices. We seek to retain existing depositor relationships by offering
quality service and competitive interest rates, while keeping deposit growth within reasonable limits. It is management&#8217;s
intention to balance its goal to maintain competitive interest rates on deposits while seeking to manage its cost of funds to finance
its strategies.</p>

<p style="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 0.5in">&nbsp;</p>

<p style="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 0.5in">In addition to our
full-service offices we have an internet branch &#8220;iGObanking.com<sup>&#174;</sup>&#8221;, which currently offers savings accounts,
money market accounts, checking accounts, and certificates of deposit. This allows us to compete on a national scale without the
geographical constraints of physical locations. Since the number of U.S. households with accounts at Web-only banks has grown,
our strategy was to join the market place by creating a branch that offers clients the simplicity and flexibility of a virtual
online bank, which is a division of a stable, traditional bank that was established in 1929. At December 31, 2015 and 2014, total
deposits for the internet branch were $323.7 million and $281.6 million, respectively.</p>

<p style="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 0.5in">&nbsp;</p>

<p style="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 0.5in">We have a government
banking division, which prior to the Merger in 2013 operated as the Commercial Bank, a New York State-chartered commercial bank,
which provided banking services to public municipalities, including counties, cities, towns, villages, school districts, libraries,
fire districts, and the various courts throughout the New York City metropolitan area as an additional source of deposits. At December
31, 2015 and 2014, total deposits in our government banking division totaled $975.9 million and $891.9 million, respectively.</p>

<p style="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 0.5in">&nbsp;</p>

<p style="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 0.5in">Our core deposits,
consisting of savings accounts, NOW accounts, money market accounts, and non-interest bearing demand accounts, are typically more
stable and lower costing than other sources of funding. However, the flow of deposits into a particular type of account is influenced
significantly by general economic conditions, changes in prevailing money market and other interest rates, and competition. We
experienced an increase in our Due to depositors&#8217; during 2015 of $382.8 million. During the year ended December 31, 2015,
the cost of Due to depositors&#8217; decreased nine basis points to 0.88% from 0.97% for the year ended December 31, 2014. This
decrease in the cost of deposits is primarily attributable to the Bank&#8217;s reducing the rates it pays on its deposit products.
While we are unable to predict the direction of future interest rate changes, if interest rates rise during 2016, the result could
be an increase in our cost of deposits, which could reduce our net interest margin. Similarly, if interest rates remain at their
current level or decline in 2016, we could see a decline in our cost of deposits, which could increase our net interest margin.</p>

<p style="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 0.5in">&nbsp;</p>

<p style="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 0.5in">Included in deposits
are certificates of deposit with balances of $100,000 or more (excluding brokered deposits issued in $1,000.00 amounts under a
master certificate of deposit) totaling $484.7 million, $403.1 million and $335.4 million at December 31, 2015, 2014 and 2013,
respectively.</p>

<p style="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 0.5in">&nbsp;</p>

<p style="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 0.5in">We utilize brokered
deposits as an additional funding source and to assist in the management of our interest rate risk. We have obtained brokered certificates
of deposit when the interest rate on these deposits is below the prevailing interest rate for non-brokered certificates of deposit
with similar maturities in our market, or when obtaining them allowed us to extend the maturities of our deposits at favorable
rates compared to borrowing funds with similar maturities, when we are seeking to extend the maturities of our funding to assist
in the management of our interest rate risk. Brokered certificates of deposit provide a large deposit for us at a lower operating
cost as compared to non-brokered certificates of deposit since we only have one account to maintain versus several accounts with
multiple interest and maturity checks. The Depository Trust Company is used as the clearing house, maintaining each deposit under
the name of CEDE &amp; Co. These deposits are transferable just like a stock or bond investment and the customer can open the account
with only a phone call, just like buying a stock or bond. Unlike non-brokered certificates of deposit, where the deposit amount
can be withdrawn with a penalty for any reason, including increasing interest rates, a brokered certificate of deposit can only
be withdrawn in the event of the death, or court declared mental incompetence, of the depositor. This allows us to better manage
the maturity of our deposits and our interest rate risk. We also utilized brokers to obtain money market account deposits. The
rate we pay on brokered money market accounts is the same or below the rate we pay on non-brokered money market accounts, and the
rate is agreed to in a contract between the Bank and the broker. These accounts are similar to brokered certificates of deposit
accounts in that we only maintain one account for the total deposit per broker, with the broker maintaining the detailed records
of each depositor.</p>

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<p style="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify"></p>

<p style="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 0.5in">We also offer access
to FDIC insurance coverage in excess of $250,000 through a Certificate of Deposit Account Registry Service (&#8220;CDARS&#174;&#8221;)
and through an Insured Cash Sweep service (&#8220;ICS&#8221;). CDARS&#174; and ICS are deposit placement services. These networks
arrange for placement of funds into certificate of deposit accounts or money market accounts issued by other member banks of the
network in increments of less than $250,000 to ensure that both principal and interest are eligible for full FDIC deposit insurance.
This allows us to accept deposits in excess of $250,000 from a depositor, and place the deposits through the network to other member
banks to provide full FDIC deposit insurance coverage. We may receive deposits from other member banks in exchange for the deposits
we place into the network. We may also obtain deposits from other network member banks without placing deposits into the network.
We will obtain deposits in this manner primarily as a short-term funding source. We also can place deposits with other member banks
without receiving deposits from other member banks. Depositors are allowed to withdraw funds, with a penalty, from these accounts
at one or more of the member banks that hold the deposits. Additionally, we place a portion of our government deposits in an ICS
brokered money market product which does not require us to provide collateral. This allows us to invest our funds in higher yielding
assets. At December 31, 2015 and 2014 the Bank held government ICS deposits totaling $210.7 million and $94.0 million, respectively.</p>

<p style="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 0.5in">&nbsp;</p>

<p style="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 0.5in">We also utilize brokers
to obtain money market account deposits. These accounts are similar to brokered certificate of deposit accounts in that we only
maintain one account for the total deposit per broker, with the broker maintaining the detailed records of each depositor.</p>

<p style="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 0.5in">&nbsp;</p>

<p style="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 0.5in">Brokered deposits and
funds obtained through the CDARS&#174; and ICS networks are classified as brokered deposits for financial reporting purposes. At
December 31, 2015, we had $982.8 million classified as brokered deposits, with $625.2 million in brokered certificates of deposit,
$339.8 million in brokered money market accounts and $17.8 million in brokered checking accounts. The brokered certificates of
deposit include $7.5 million obtained through the CDARS&#174; network and the brokered money market accounts include $265.6 million
obtained through the ICS network.</p>

<p style="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 0.5in">&nbsp;</p>

<p style="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</p>

<p style="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 0.5in">&nbsp;</p>

<p style="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 0.5in">&nbsp;</p>

<p style="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 0.5in">&nbsp;</p>

<p style="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 0.5in">&nbsp;</p>

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<p style="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify"></p>

<p style="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 0.5in">The following table
sets forth the distribution of our deposit accounts at the dates indicated and the weighted average nominal interest rates on each
category of deposits presented.</p>

<p style="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 0.5in">&nbsp;</p>

<p style="color: Red; font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: center"></p>

<table cellpadding="0" cellspacing="0" style="border-collapse: collapse; width: 100%; font: 10pt Times New Roman, Times, Serif">
<tr style="vertical-align: bottom">
    <td nowrap style="text-align: center">&nbsp;</td><td style="padding-bottom: 1pt">&nbsp;</td>
    <td colspan="35" style="text-align: center; border-bottom: Black 1pt solid">At December 31,</td></tr>
<tr style="vertical-align: bottom">
    <td nowrap style="text-align: center">&nbsp;</td><td style="padding-bottom: 1pt">&nbsp;</td>
    <td colspan="11" style="text-align: center; border-bottom: Black 1pt solid">2015</td><td style="padding-bottom: 1pt">&nbsp;</td>
    <td colspan="11" style="text-align: center; border-bottom: Black 1pt solid">2014</td><td style="padding-bottom: 1pt">&nbsp;</td>
    <td colspan="11" style="text-align: center; border-bottom: Black 1pt solid">2013</td></tr>
<tr style="vertical-align: bottom">
    <td nowrap style="text-align: center">&nbsp;</td><td>&nbsp;</td>
    <td colspan="3" style="text-align: center">&nbsp;</td><td>&nbsp;</td>
    <td colspan="3" style="text-align: center">&nbsp;</td><td>&nbsp;</td>
    <td colspan="3" style="text-align: center">Weighted</td><td>&nbsp;</td>
    <td colspan="3" style="text-align: center">&nbsp;</td><td>&nbsp;</td>
    <td colspan="3" style="text-align: center">&nbsp;</td><td>&nbsp;</td>
    <td colspan="3" style="text-align: center">Weighted</td><td>&nbsp;</td>
    <td colspan="3" style="text-align: center">&nbsp;</td><td>&nbsp;</td>
    <td colspan="3" style="text-align: center">&nbsp;</td><td>&nbsp;</td>
    <td colspan="3" style="text-align: center">Weighted</td></tr>
<tr style="vertical-align: bottom">
    <td nowrap style="text-align: center">&nbsp;</td><td>&nbsp;</td>
    <td colspan="3" style="text-align: center">&nbsp;</td><td>&nbsp;</td>
    <td colspan="3" style="text-align: center">Percent</td><td>&nbsp;</td>
    <td colspan="3" style="text-align: center">Average</td><td>&nbsp;</td>
    <td colspan="3" style="text-align: center">&nbsp;</td><td>&nbsp;</td>
    <td colspan="3" style="text-align: center">Percent</td><td>&nbsp;</td>
    <td colspan="3" style="text-align: center">Average</td><td>&nbsp;</td>
    <td colspan="3" style="text-align: center">&nbsp;</td><td>&nbsp;</td>
    <td colspan="3" style="text-align: center">Percent</td><td>&nbsp;</td>
    <td colspan="3" style="text-align: center">Average</td></tr>
<tr style="vertical-align: bottom">
    <td nowrap style="text-align: center">&nbsp;</td><td>&nbsp;</td>
    <td colspan="3" style="text-align: center">&nbsp;</td><td>&nbsp;</td>
    <td colspan="3" style="text-align: center">of Total</td><td>&nbsp;</td>
    <td colspan="3" style="text-align: center">Nominal</td><td>&nbsp;</td>
    <td colspan="3" style="text-align: center">&nbsp;</td><td>&nbsp;</td>
    <td colspan="3" style="text-align: center">of Total</td><td>&nbsp;</td>
    <td colspan="3" style="text-align: center">Nominal</td><td>&nbsp;</td>
    <td colspan="3" style="text-align: center">&nbsp;</td><td>&nbsp;</td>
    <td colspan="3" style="text-align: center">of Total</td><td>&nbsp;</td>
    <td colspan="3" style="text-align: center">Nominal</td></tr>
<tr style="vertical-align: bottom">
    <td nowrap style="text-align: center">&nbsp;</td><td style="padding-bottom: 1pt">&nbsp;</td>
    <td colspan="3" style="text-align: center; border-bottom: Black 1pt solid">Amount</td><td style="padding-bottom: 1pt">&nbsp;</td>
    <td colspan="3" style="text-align: center; border-bottom: Black 1pt solid">Deposits</td><td style="padding-bottom: 1pt">&nbsp;</td>
    <td colspan="3" style="text-align: center; border-bottom: Black 1pt solid">Rate</td><td style="padding-bottom: 1pt">&nbsp;</td>
    <td colspan="3" style="text-align: center; border-bottom: Black 1pt solid">Amount</td><td style="padding-bottom: 1pt">&nbsp;</td>
    <td colspan="3" style="text-align: center; border-bottom: Black 1pt solid">Deposits</td><td style="padding-bottom: 1pt">&nbsp;</td>
    <td colspan="3" style="text-align: center; border-bottom: Black 1pt solid">Rate</td><td style="padding-bottom: 1pt">&nbsp;</td>
    <td colspan="3" style="text-align: center; border-bottom: Black 1pt solid">Amount</td><td style="padding-bottom: 1pt">&nbsp;</td>
    <td colspan="3" style="text-align: center; border-bottom: Black 1pt solid">Deposits</td><td style="padding-bottom: 1pt">&nbsp;</td>
    <td colspan="3" style="text-align: center; border-bottom: Black 1pt solid">Rate</td></tr>
<tr style="vertical-align: bottom">
    <td nowrap>&nbsp;</td><td style="font-style: italic">&nbsp;</td>
    <td colspan="35" style="font-style: italic; text-align: center">(Dollars in thousands)</td></tr>
<tr style="vertical-align: bottom">
    <td nowrap>&nbsp;</td><td>&nbsp;</td>
    <td colspan="3">&nbsp;</td><td>&nbsp;</td>
    <td colspan="3">&nbsp;</td><td>&nbsp;</td>
    <td colspan="3">&nbsp;</td><td>&nbsp;</td>
    <td colspan="3">&nbsp;</td><td>&nbsp;</td>
    <td colspan="3">&nbsp;</td><td>&nbsp;</td>
    <td colspan="3">&nbsp;</td><td>&nbsp;</td>
    <td colspan="3">&nbsp;</td><td>&nbsp;</td>
    <td colspan="3">&nbsp;</td><td>&nbsp;</td>
    <td colspan="3">&nbsp;</td></tr>
<tr style="vertical-align: bottom; background-color: rgb(204,238,255)">
    <td nowrap style="width: 28%; text-align: left">Savings accounts</td><td style="width: 1%">&nbsp;</td>
    <td style="width: 1%; text-align: left">$</td><td style="width: 5%; text-align: right">261,748</td><td style="width: 1%; text-align: left">&nbsp;</td><td style="width: 1%">&nbsp;</td>
    <td style="width: 1%; text-align: left">&nbsp;</td><td style="width: 5%; text-align: right">6.72</td><td style="width: 1%; text-align: left">%</td><td style="width: 1%">&nbsp;</td>
    <td style="width: 1%; text-align: left">&nbsp;</td><td style="width: 5%; text-align: right">0.45</td><td style="width: 1%; text-align: left">%</td><td style="width: 1%">&nbsp;</td>
    <td style="width: 1%; text-align: left">$</td><td style="width: 5%; text-align: right">261,942</td><td style="width: 1%; text-align: left">&nbsp;</td><td style="width: 1%">&nbsp;</td>
    <td style="width: 1%; text-align: left">&nbsp;</td><td style="width: 5%; text-align: right">7.47</td><td style="width: 1%; text-align: left">%</td><td style="width: 1%">&nbsp;</td>
    <td style="width: 1%; text-align: left">&nbsp;</td><td style="width: 5%; text-align: right">0.38</td><td style="width: 1%; text-align: left">%</td><td style="width: 1%">&nbsp;</td>
    <td style="width: 1%; text-align: left">$</td><td style="width: 5%; text-align: right">265,003</td><td style="width: 1%; text-align: left">&nbsp;</td><td style="width: 1%">&nbsp;</td>
    <td style="width: 1%; text-align: left">&nbsp;</td><td style="width: 5%; text-align: right">8.20</td><td style="width: 1%; text-align: left">%</td><td style="width: 1%">&nbsp;</td>
    <td style="width: 1%; text-align: left">&nbsp;</td><td style="width: 5%; text-align: right">0.19</td><td style="width: 1%; text-align: left">%</td></tr>
<tr style="vertical-align: bottom; background-color: White">
    <td nowrap style="font-weight: normal; font-style: normal; text-align: left">NOW accounts<font style="font-family: Times New Roman, Times, Serif; font-size: 10pt; font-weight: normal; font-style: normal"><sup> (9)</sup></font></td><td>&nbsp;</td>
    <td style="text-align: left">&nbsp;</td><td style="text-align: right">1,448,695</td><td style="text-align: left">&nbsp;</td><td>&nbsp;</td>
    <td style="text-align: left">&nbsp;</td><td style="text-align: right">37.22</td><td style="text-align: left">&nbsp;</td><td>&nbsp;</td>
    <td style="text-align: left">&nbsp;</td><td style="text-align: right">0.49</td><td style="text-align: left">&nbsp;</td><td>&nbsp;</td>
    <td style="text-align: left">&nbsp;</td><td style="text-align: right">1,359,057</td><td style="text-align: left">&nbsp;</td><td>&nbsp;</td>
    <td style="text-align: left">&nbsp;</td><td style="text-align: right">38.74</td><td style="text-align: left">&nbsp;</td><td>&nbsp;</td>
    <td style="text-align: left">&nbsp;</td><td style="text-align: right">0.45</td><td style="text-align: left">&nbsp;</td><td>&nbsp;</td>
    <td style="text-align: left">&nbsp;</td><td style="text-align: right">1,416,774</td><td style="text-align: left">&nbsp;</td><td>&nbsp;</td>
    <td style="text-align: left">&nbsp;</td><td style="text-align: right">43.83</td><td style="text-align: left">&nbsp;</td><td>&nbsp;</td>
    <td style="text-align: left">&nbsp;</td><td style="text-align: right">0.50</td><td style="text-align: left">&nbsp;</td></tr>
<tr style="vertical-align: bottom; background-color: rgb(204,238,255)">
    <td nowrap style="font-weight: normal; font-style: normal; text-align: left">Demand accounts <font style="font-family: Times New Roman, Times, Serif; font-size: 10pt; font-weight: normal; font-style: normal"><sup>(10)</sup></font></td><td>&nbsp;</td>
    <td style="text-align: left">&nbsp;</td><td style="text-align: right">269,469</td><td style="text-align: left">&nbsp;</td><td>&nbsp;</td>
    <td style="text-align: left">&nbsp;</td><td style="text-align: right">6.92</td><td style="text-align: left">&nbsp;</td><td>&nbsp;</td>
    <td style="text-align: left">&nbsp;</td><td style="text-align: right">-</td><td style="text-align: left">&nbsp;</td><td>&nbsp;</td>
    <td style="text-align: left">&nbsp;</td><td style="text-align: right">255,834</td><td style="text-align: left">&nbsp;</td><td>&nbsp;</td>
    <td style="text-align: left">&nbsp;</td><td style="text-align: right">7.29</td><td style="text-align: left">&nbsp;</td><td>&nbsp;</td>
    <td style="text-align: left">&nbsp;</td><td style="text-align: right">-</td><td style="text-align: left">&nbsp;</td><td>&nbsp;</td>
    <td style="text-align: left">&nbsp;</td><td style="text-align: right">197,343</td><td style="text-align: left">&nbsp;</td><td>&nbsp;</td>
    <td style="text-align: left">&nbsp;</td><td style="text-align: right">6.10</td><td style="text-align: left">&nbsp;</td><td>&nbsp;</td>
    <td style="text-align: left">&nbsp;</td><td style="text-align: right">-</td><td style="text-align: left">&nbsp;</td></tr>
<tr style="vertical-align: bottom; background-color: White">
    <td nowrap style="text-align: left; padding-bottom: 1pt">Mortgagors' escrow deposits</td><td style="padding-bottom: 1pt">&nbsp;</td>
    <td style="border-bottom: Black 1pt solid; text-align: left">&nbsp;</td><td style="border-bottom: Black 1pt solid; text-align: right">36,844</td><td style="border-bottom: Black 1pt solid; text-align: left">&nbsp;</td><td style="padding-bottom: 1pt">&nbsp;</td>
    <td style="border-bottom: Black 1pt solid; text-align: left">&nbsp;</td><td style="border-bottom: Black 1pt solid; text-align: right">0.95</td><td style="border-bottom: Black 1pt solid; text-align: left">&nbsp;</td><td style="padding-bottom: 1pt">&nbsp;</td>
    <td style="border-bottom: Black 1pt solid; text-align: left">&nbsp;</td><td style="border-bottom: Black 1pt solid; text-align: right">0.17</td><td style="border-bottom: Black 1pt solid; text-align: left">&nbsp;</td><td style="padding-bottom: 1pt">&nbsp;</td>
    <td style="border-bottom: Black 1pt solid; text-align: left">&nbsp;</td><td style="border-bottom: Black 1pt solid; text-align: right">35,679</td><td style="border-bottom: Black 1pt solid; text-align: left">&nbsp;</td><td style="padding-bottom: 1pt">&nbsp;</td>
    <td style="border-bottom: Black 1pt solid; text-align: left">&nbsp;</td><td style="border-bottom: Black 1pt solid; text-align: right">1.02</td><td style="border-bottom: Black 1pt solid; text-align: left">&nbsp;</td><td style="padding-bottom: 1pt">&nbsp;</td>
    <td style="border-bottom: Black 1pt solid; text-align: left">&nbsp;</td><td style="border-bottom: Black 1pt solid; text-align: right">0.09</td><td style="border-bottom: Black 1pt solid; text-align: left">&nbsp;</td><td style="padding-bottom: 1pt">&nbsp;</td>
    <td style="border-bottom: Black 1pt solid; text-align: left">&nbsp;</td><td style="border-bottom: Black 1pt solid; text-align: right">32,798</td><td style="border-bottom: Black 1pt solid; text-align: left">&nbsp;</td><td style="padding-bottom: 1pt">&nbsp;</td>
    <td style="border-bottom: Black 1pt solid; text-align: left">&nbsp;</td><td style="border-bottom: Black 1pt solid; text-align: right">1.01</td><td style="border-bottom: Black 1pt solid; text-align: left">&nbsp;</td><td style="padding-bottom: 1pt">&nbsp;</td>
    <td style="border-bottom: Black 1pt solid; text-align: left">&nbsp;</td><td style="border-bottom: Black 1pt solid; text-align: right">0.08</td><td style="border-bottom: Black 1pt solid; text-align: left">&nbsp;</td></tr>
<tr style="vertical-align: bottom; background-color: rgb(204,238,255)">
    <td nowrap style="padding-bottom: 1pt; padding-left: 10pt">Total</td><td style="padding-bottom: 1pt">&nbsp;</td>
    <td style="border-bottom: Black 1pt solid; text-align: left">&nbsp;</td><td style="border-bottom: Black 1pt solid; text-align: right">2,016,756</td><td style="border-bottom: Black 1pt solid; text-align: left">&nbsp;</td><td style="padding-bottom: 1pt">&nbsp;</td>
    <td style="border-bottom: Black 1pt solid; text-align: left">&nbsp;</td><td style="border-bottom: Black 1pt solid; text-align: right">51.81</td><td style="border-bottom: Black 1pt solid; text-align: left">&nbsp;</td><td style="padding-bottom: 1pt">&nbsp;</td>
    <td style="border-bottom: Black 1pt solid; text-align: left">&nbsp;</td><td style="border-bottom: Black 1pt solid; text-align: right">0.42</td><td style="border-bottom: Black 1pt solid; text-align: left">&nbsp;</td><td style="padding-bottom: 1pt">&nbsp;</td>
    <td style="border-bottom: Black 1pt solid; text-align: left">&nbsp;</td><td style="border-bottom: Black 1pt solid; text-align: right">1,912,512</td><td style="border-bottom: Black 1pt solid; text-align: left">&nbsp;</td><td style="padding-bottom: 1pt">&nbsp;</td>
    <td style="border-bottom: Black 1pt solid; text-align: left">&nbsp;</td><td style="border-bottom: Black 1pt solid; text-align: right">54.51</td><td style="border-bottom: Black 1pt solid; text-align: left">&nbsp;</td><td style="padding-bottom: 1pt">&nbsp;</td>
    <td style="border-bottom: Black 1pt solid; text-align: left">&nbsp;</td><td style="border-bottom: Black 1pt solid; text-align: right">0.37</td><td style="border-bottom: Black 1pt solid; text-align: left">&nbsp;</td><td style="padding-bottom: 1pt">&nbsp;</td>
    <td style="border-bottom: Black 1pt solid; text-align: left">&nbsp;</td><td style="border-bottom: Black 1pt solid; text-align: right">1,911,918</td><td style="border-bottom: Black 1pt solid; text-align: left">&nbsp;</td><td style="padding-bottom: 1pt">&nbsp;</td>
    <td style="border-bottom: Black 1pt solid; text-align: left">&nbsp;</td><td style="border-bottom: Black 1pt solid; text-align: right">59.14</td><td style="border-bottom: Black 1pt solid; text-align: left">&nbsp;</td><td style="padding-bottom: 1pt">&nbsp;</td>
    <td style="border-bottom: Black 1pt solid; text-align: left">&nbsp;</td><td style="border-bottom: Black 1pt solid; text-align: right">0.40</td><td style="border-bottom: Black 1pt solid; text-align: left">&nbsp;</td></tr>
<tr style="vertical-align: bottom; background-color: White">
    <td nowrap>&nbsp;</td><td>&nbsp;</td>
    <td style="text-align: left">&nbsp;</td><td style="text-align: right">&nbsp;</td><td style="text-align: left">&nbsp;</td><td>&nbsp;</td>
    <td style="text-align: left">&nbsp;</td><td style="text-align: right">&nbsp;</td><td style="text-align: left">&nbsp;</td><td>&nbsp;</td>
    <td style="text-align: left">&nbsp;</td><td style="text-align: right">&nbsp;</td><td style="text-align: left">&nbsp;</td><td>&nbsp;</td>
    <td style="text-align: left">&nbsp;</td><td style="text-align: right">&nbsp;</td><td style="text-align: left">&nbsp;</td><td>&nbsp;</td>
    <td style="text-align: left">&nbsp;</td><td style="text-align: right">&nbsp;</td><td style="text-align: left">&nbsp;</td><td>&nbsp;</td>
    <td style="text-align: left">&nbsp;</td><td style="text-align: right">&nbsp;</td><td style="text-align: left">&nbsp;</td><td>&nbsp;</td>
    <td style="text-align: left">&nbsp;</td><td style="text-align: right">&nbsp;</td><td style="text-align: left">&nbsp;</td><td>&nbsp;</td>
    <td style="text-align: left">&nbsp;</td><td style="text-align: right">&nbsp;</td><td style="text-align: left">&nbsp;</td><td>&nbsp;</td>
    <td style="text-align: left">&nbsp;</td><td style="text-align: right">&nbsp;</td><td style="text-align: left">&nbsp;</td></tr>
<tr style="vertical-align: bottom; background-color: rgb(204,238,255)">
    <td nowrap style="font-weight: normal; font-style: normal; text-align: left; padding-bottom: 1pt">Money market accounts<font style="font-family: Times New Roman, Times, Serif; font-size: 10pt; font-weight: normal; font-style: normal"><sup> (8)</sup></font></td><td style="padding-bottom: 1pt">&nbsp;</td>
    <td style="border-bottom: Black 1pt solid; text-align: left">&nbsp;</td><td style="border-bottom: Black 1pt solid; text-align: right">472,489</td><td style="border-bottom: Black 1pt solid; text-align: left">&nbsp;</td><td style="padding-bottom: 1pt">&nbsp;</td>
    <td style="border-bottom: Black 1pt solid; text-align: left">&nbsp;</td><td style="border-bottom: Black 1pt solid; text-align: right">12.14</td><td style="border-bottom: Black 1pt solid; text-align: left">&nbsp;</td><td style="padding-bottom: 1pt">&nbsp;</td>
    <td style="border-bottom: Black 1pt solid; text-align: left">&nbsp;</td><td style="border-bottom: Black 1pt solid; text-align: right">0.46</td><td style="border-bottom: Black 1pt solid; text-align: left">&nbsp;</td><td style="padding-bottom: 1pt">&nbsp;</td>
    <td style="border-bottom: Black 1pt solid; text-align: left">&nbsp;</td><td style="border-bottom: Black 1pt solid; text-align: right">290,263</td><td style="border-bottom: Black 1pt solid; text-align: left">&nbsp;</td><td style="padding-bottom: 1pt">&nbsp;</td>
    <td style="border-bottom: Black 1pt solid; text-align: left">&nbsp;</td><td style="border-bottom: Black 1pt solid; text-align: right">8.27</td><td style="border-bottom: Black 1pt solid; text-align: left">&nbsp;</td><td style="padding-bottom: 1pt">&nbsp;</td>
    <td style="border-bottom: Black 1pt solid; text-align: left">&nbsp;</td><td style="border-bottom: Black 1pt solid; text-align: right">0.32</td><td style="border-bottom: Black 1pt solid; text-align: left">&nbsp;</td><td style="padding-bottom: 1pt">&nbsp;</td>
    <td style="border-bottom: Black 1pt solid; text-align: left">&nbsp;</td><td style="border-bottom: Black 1pt solid; text-align: right">199,907</td><td style="border-bottom: Black 1pt solid; text-align: left">&nbsp;</td><td style="padding-bottom: 1pt">&nbsp;</td>
    <td style="border-bottom: Black 1pt solid; text-align: left">&nbsp;</td><td style="border-bottom: Black 1pt solid; text-align: right">6.18</td><td style="border-bottom: Black 1pt solid; text-align: left">&nbsp;</td><td style="padding-bottom: 1pt">&nbsp;</td>
    <td style="border-bottom: Black 1pt solid; text-align: left">&nbsp;</td><td style="border-bottom: Black 1pt solid; text-align: right">0.21</td><td style="border-bottom: Black 1pt solid; text-align: left">&nbsp;</td></tr>
<tr style="vertical-align: bottom; background-color: White">
    <td nowrap>&nbsp;</td><td>&nbsp;</td>
    <td style="text-align: left">&nbsp;</td><td style="text-align: right">&nbsp;</td><td style="text-align: left">&nbsp;</td><td>&nbsp;</td>
    <td style="text-align: left">&nbsp;</td><td style="text-align: right">&nbsp;</td><td style="text-align: left">&nbsp;</td><td>&nbsp;</td>
    <td style="text-align: left">&nbsp;</td><td style="text-align: right">&nbsp;</td><td style="text-align: left">&nbsp;</td><td>&nbsp;</td>
    <td style="text-align: left">&nbsp;</td><td style="text-align: right">&nbsp;</td><td style="text-align: left">&nbsp;</td><td>&nbsp;</td>
    <td style="text-align: left">&nbsp;</td><td style="text-align: right">&nbsp;</td><td style="text-align: left">&nbsp;</td><td>&nbsp;</td>
    <td style="text-align: left">&nbsp;</td><td style="text-align: right">&nbsp;</td><td style="text-align: left">&nbsp;</td><td>&nbsp;</td>
    <td style="text-align: left">&nbsp;</td><td style="text-align: right">&nbsp;</td><td style="text-align: left">&nbsp;</td><td>&nbsp;</td>
    <td style="text-align: left">&nbsp;</td><td style="text-align: right">&nbsp;</td><td style="text-align: left">&nbsp;</td><td>&nbsp;</td>
    <td style="text-align: left">&nbsp;</td><td style="text-align: right">&nbsp;</td><td style="text-align: left">&nbsp;</td></tr>
<tr style="vertical-align: bottom; background-color: rgb(204,238,255)">
    <td nowrap style="text-align: left">Certificate of deposit accounts</td><td>&nbsp;</td>
    <td style="text-align: left">&nbsp;</td><td style="text-align: right">&nbsp;</td><td style="text-align: left">&nbsp;</td><td>&nbsp;</td>
    <td style="text-align: left">&nbsp;</td><td style="text-align: right">&nbsp;</td><td style="text-align: left">&nbsp;</td><td>&nbsp;</td>
    <td style="text-align: left">&nbsp;</td><td style="text-align: right">&nbsp;</td><td style="text-align: left">&nbsp;</td><td>&nbsp;</td>
    <td style="text-align: left">&nbsp;</td><td style="text-align: right">&nbsp;</td><td style="text-align: left">&nbsp;</td><td>&nbsp;</td>
    <td style="text-align: left">&nbsp;</td><td style="text-align: right">&nbsp;</td><td style="text-align: left">&nbsp;</td><td>&nbsp;</td>
    <td style="text-align: left">&nbsp;</td><td style="text-align: right">&nbsp;</td><td style="text-align: left">&nbsp;</td><td>&nbsp;</td>
    <td style="text-align: left">&nbsp;</td><td style="text-align: right">&nbsp;</td><td style="text-align: left">&nbsp;</td><td>&nbsp;</td>
    <td style="text-align: left">&nbsp;</td><td style="text-align: right">&nbsp;</td><td style="text-align: left">&nbsp;</td><td>&nbsp;</td>
    <td style="text-align: left">&nbsp;</td><td style="text-align: right">&nbsp;</td><td style="text-align: left">&nbsp;</td></tr>
<tr style="vertical-align: bottom; background-color: rgb(204,238,255)">
    <td nowrap style="text-align: left">&nbsp;with original maturities of:</td><td>&nbsp;</td>
    <td style="text-align: left">&nbsp;</td><td style="text-align: right">&nbsp;</td><td style="text-align: left">&nbsp;</td><td>&nbsp;</td>
    <td style="text-align: left">&nbsp;</td><td style="text-align: right">&nbsp;</td><td style="text-align: left">&nbsp;</td><td>&nbsp;</td>
    <td style="text-align: left">&nbsp;</td><td style="text-align: right">&nbsp;</td><td style="text-align: left">&nbsp;</td><td>&nbsp;</td>
    <td style="text-align: left">&nbsp;</td><td style="text-align: right">&nbsp;</td><td style="text-align: left">&nbsp;</td><td>&nbsp;</td>
    <td style="text-align: left">&nbsp;</td><td style="text-align: right">&nbsp;</td><td style="text-align: left">&nbsp;</td><td>&nbsp;</td>
    <td style="text-align: left">&nbsp;</td><td style="text-align: right">&nbsp;</td><td style="text-align: left">&nbsp;</td><td>&nbsp;</td>
    <td style="text-align: left">&nbsp;</td><td style="text-align: right">&nbsp;</td><td style="text-align: left">&nbsp;</td><td>&nbsp;</td>
    <td style="text-align: left">&nbsp;</td><td style="text-align: right">&nbsp;</td><td style="text-align: left">&nbsp;</td><td>&nbsp;</td>
    <td style="text-align: left">&nbsp;</td><td style="text-align: right">&nbsp;</td><td style="text-align: left">&nbsp;</td></tr>
<tr style="vertical-align: bottom; background-color: White">
    <td nowrap style="font-weight: normal; font-style: normal; padding-left: 10pt">Less than 6 Months<font style="font-family: Times New Roman, Times, Serif; font-size: 10pt; font-weight: normal; font-style: normal"><sup> (2)</sup></font></td><td>&nbsp;</td>
    <td style="text-align: left">&nbsp;</td><td style="text-align: right">19,615</td><td style="text-align: left">&nbsp;</td><td>&nbsp;</td>
    <td style="text-align: left">&nbsp;</td><td style="text-align: right">0.50</td><td style="text-align: left">&nbsp;</td><td>&nbsp;</td>
    <td style="text-align: left">&nbsp;</td><td style="text-align: right">0.40</td><td style="text-align: left">&nbsp;</td><td>&nbsp;</td>
    <td style="text-align: left">&nbsp;</td><td style="text-align: right">7,059</td><td style="text-align: left">&nbsp;</td><td>&nbsp;</td>
    <td style="text-align: left">&nbsp;</td><td style="text-align: right">0.20</td><td style="text-align: left">&nbsp;</td><td>&nbsp;</td>
    <td style="text-align: left">&nbsp;</td><td style="text-align: right">0.10</td><td style="text-align: left">&nbsp;</td><td>&nbsp;</td>
    <td style="text-align: left">&nbsp;</td><td style="text-align: right">10,116</td><td style="text-align: left">&nbsp;</td><td>&nbsp;</td>
    <td style="text-align: left">&nbsp;</td><td style="text-align: right">0.31</td><td style="text-align: left">&nbsp;</td><td>&nbsp;</td>
    <td style="text-align: left">&nbsp;</td><td style="text-align: right">0.17</td><td style="text-align: left">&nbsp;</td></tr>
<tr style="vertical-align: bottom; background-color: rgb(204,238,255)">
    <td nowrap style="font-weight: normal; font-style: normal; text-align: left; padding-left: 10pt">6 to less than 12 Months<font style="font-family: Times New Roman, Times, Serif; font-size: 10pt; font-weight: normal; font-style: normal"><sup> (3)</sup></font></td><td>&nbsp;</td>
    <td style="text-align: left">&nbsp;</td><td style="text-align: right">21,962</td><td style="text-align: left">&nbsp;</td><td>&nbsp;</td>
    <td style="text-align: left">&nbsp;</td><td style="text-align: right">0.56</td><td style="text-align: left">&nbsp;</td><td>&nbsp;</td>
    <td style="text-align: left">&nbsp;</td><td style="text-align: right">0.41</td><td style="text-align: left">&nbsp;</td><td>&nbsp;</td>
    <td style="text-align: left">&nbsp;</td><td style="text-align: right">82,966</td><td style="text-align: left">&nbsp;</td><td>&nbsp;</td>
    <td style="text-align: left">&nbsp;</td><td style="text-align: right">2.36</td><td style="text-align: left">&nbsp;</td><td>&nbsp;</td>
    <td style="text-align: left">&nbsp;</td><td style="text-align: right">0.80</td><td style="text-align: left">&nbsp;</td><td>&nbsp;</td>
    <td style="text-align: left">&nbsp;</td><td style="text-align: right">20,671</td><td style="text-align: left">&nbsp;</td><td>&nbsp;</td>
    <td style="text-align: left">&nbsp;</td><td style="text-align: right">0.64</td><td style="text-align: left">&nbsp;</td><td>&nbsp;</td>
    <td style="text-align: left">&nbsp;</td><td style="text-align: right">0.13</td><td style="text-align: left">&nbsp;</td></tr>
<tr style="vertical-align: bottom; background-color: White">
    <td nowrap style="font-weight: normal; font-style: normal; text-align: left; padding-left: 10pt">12 to less than 30 Months<font style="font-family: Times New Roman, Times, Serif; font-size: 10pt; font-weight: normal; font-style: normal"> <sup>(4)</sup></font></td><td>&nbsp;</td>
    <td style="text-align: left">&nbsp;</td><td style="text-align: right">496,343</td><td style="text-align: left">&nbsp;</td><td>&nbsp;</td>
    <td style="text-align: left">&nbsp;</td><td style="text-align: right">12.75</td><td style="text-align: left">&nbsp;</td><td>&nbsp;</td>
    <td style="text-align: left">&nbsp;</td><td style="text-align: right">1.08</td><td style="text-align: left">&nbsp;</td><td>&nbsp;</td>
    <td style="text-align: left">&nbsp;</td><td style="text-align: right">275,828</td><td style="text-align: left">&nbsp;</td><td>&nbsp;</td>
    <td style="text-align: left">&nbsp;</td><td style="text-align: right">7.86</td><td style="text-align: left">&nbsp;</td><td>&nbsp;</td>
    <td style="text-align: left">&nbsp;</td><td style="text-align: right">0.89</td><td style="text-align: left">&nbsp;</td><td>&nbsp;</td>
    <td style="text-align: left">&nbsp;</td><td style="text-align: right">246,416</td><td style="text-align: left">&nbsp;</td><td>&nbsp;</td>
    <td style="text-align: left">&nbsp;</td><td style="text-align: right">7.62</td><td style="text-align: left">&nbsp;</td><td>&nbsp;</td>
    <td style="text-align: left">&nbsp;</td><td style="text-align: right">0.87</td><td style="text-align: left">&nbsp;</td></tr>
<tr style="vertical-align: bottom; background-color: rgb(204,238,255)">
    <td nowrap style="font-weight: normal; font-style: normal; text-align: left; padding-left: 10pt">30 to less than 48 Months <font style="font-family: Times New Roman, Times, Serif; font-size: 10pt; font-weight: normal; font-style: normal"><sup>(5)</sup></font></td><td>&nbsp;</td>
    <td style="text-align: left">&nbsp;</td><td style="text-align: right">316,475</td><td style="text-align: left">&nbsp;</td><td>&nbsp;</td>
    <td style="text-align: left">&nbsp;</td><td style="text-align: right">8.13</td><td style="text-align: left">&nbsp;</td><td>&nbsp;</td>
    <td style="text-align: left">&nbsp;</td><td style="text-align: right">1.20</td><td style="text-align: left">&nbsp;</td><td>&nbsp;</td>
    <td style="text-align: left">&nbsp;</td><td style="text-align: right">198,290</td><td style="text-align: left">&nbsp;</td><td>&nbsp;</td>
    <td style="text-align: left">&nbsp;</td><td style="text-align: right">5.65</td><td style="text-align: left">&nbsp;</td><td>&nbsp;</td>
    <td style="text-align: left">&nbsp;</td><td style="text-align: right">1.08</td><td style="text-align: left">&nbsp;</td><td>&nbsp;</td>
    <td style="text-align: left">&nbsp;</td><td style="text-align: right">132,965</td><td style="text-align: left">&nbsp;</td><td>&nbsp;</td>
    <td style="text-align: left">&nbsp;</td><td style="text-align: right">4.11</td><td style="text-align: left">&nbsp;</td><td>&nbsp;</td>
    <td style="text-align: left">&nbsp;</td><td style="text-align: right">1.18</td><td style="text-align: left">&nbsp;</td></tr>
<tr style="vertical-align: bottom; background-color: White">
    <td nowrap style="font-weight: normal; font-style: normal; text-align: left; padding-left: 10pt">48 to less than 72 Months<font style="font-family: Times New Roman, Times, Serif; font-size: 10pt; font-weight: normal; font-style: normal"><sup> (6)</sup></font></td><td>&nbsp;</td>
    <td style="text-align: left">&nbsp;</td><td style="text-align: right">461,843</td><td style="text-align: left">&nbsp;</td><td>&nbsp;</td>
    <td style="text-align: left">&nbsp;</td><td style="text-align: right">11.86</td><td style="text-align: left">&nbsp;</td><td>&nbsp;</td>
    <td style="text-align: left">&nbsp;</td><td style="text-align: right">1.73</td><td style="text-align: left">&nbsp;</td><td>&nbsp;</td>
    <td style="text-align: left">&nbsp;</td><td style="text-align: right">622,908</td><td style="text-align: left">&nbsp;</td><td>&nbsp;</td>
    <td style="text-align: left">&nbsp;</td><td style="text-align: right">17.75</td><td style="text-align: left">&nbsp;</td><td>&nbsp;</td>
    <td style="text-align: left">&nbsp;</td><td style="text-align: right">2.06</td><td style="text-align: left">&nbsp;</td><td>&nbsp;</td>
    <td style="text-align: left">&nbsp;</td><td style="text-align: right">585,203</td><td style="text-align: left">&nbsp;</td><td>&nbsp;</td>
    <td style="text-align: left">&nbsp;</td><td style="text-align: right">18.10</td><td style="text-align: left">&nbsp;</td><td>&nbsp;</td>
    <td style="text-align: left">&nbsp;</td><td style="text-align: right">2.50</td><td style="text-align: left">&nbsp;</td></tr>
<tr style="vertical-align: bottom; background-color: rgb(204,238,255)">
    <td nowrap style="font-weight: normal; font-style: normal; padding-bottom: 1pt; padding-left: 10pt">72 Months or more<font style="font-family: Times New Roman, Times, Serif; font-size: 10pt; font-weight: normal; font-style: normal"><sup> (7)</sup></font></td><td style="padding-bottom: 1pt">&nbsp;</td>
    <td style="border-bottom: Black 1pt solid; text-align: left">&nbsp;</td><td style="border-bottom: Black 1pt solid; text-align: right">87,064</td><td style="border-bottom: Black 1pt solid; text-align: left">&nbsp;</td><td style="padding-bottom: 1pt">&nbsp;</td>
    <td style="border-bottom: Black 1pt solid; text-align: left">&nbsp;</td><td style="border-bottom: Black 1pt solid; text-align: right">2.24</td><td style="border-bottom: Black 1pt solid; text-align: left">&nbsp;</td><td style="padding-bottom: 1pt">&nbsp;</td>
    <td style="border-bottom: Black 1pt solid; text-align: left">&nbsp;</td><td style="border-bottom: Black 1pt solid; text-align: right">2.77</td><td style="border-bottom: Black 1pt solid; text-align: left">&nbsp;</td><td style="padding-bottom: 1pt">&nbsp;</td>
    <td style="border-bottom: Black 1pt solid; text-align: left">&nbsp;</td><td style="border-bottom: Black 1pt solid; text-align: right">118,772</td><td style="border-bottom: Black 1pt solid; text-align: left">&nbsp;</td><td style="padding-bottom: 1pt">&nbsp;</td>
    <td style="border-bottom: Black 1pt solid; text-align: left">&nbsp;</td><td style="border-bottom: Black 1pt solid; text-align: right">3.39</td><td style="border-bottom: Black 1pt solid; text-align: left">&nbsp;</td><td style="padding-bottom: 1pt">&nbsp;</td>
    <td style="border-bottom: Black 1pt solid; text-align: left">&nbsp;</td><td style="border-bottom: Black 1pt solid; text-align: right">2.88</td><td style="border-bottom: Black 1pt solid; text-align: left">&nbsp;</td><td style="padding-bottom: 1pt">&nbsp;</td>
    <td style="border-bottom: Black 1pt solid; text-align: left">&nbsp;</td><td style="border-bottom: Black 1pt solid; text-align: right">125,584</td><td style="border-bottom: Black 1pt solid; text-align: left">&nbsp;</td><td style="padding-bottom: 1pt">&nbsp;</td>
    <td style="border-bottom: Black 1pt solid; text-align: left">&nbsp;</td><td style="border-bottom: Black 1pt solid; text-align: right">3.88</td><td style="border-bottom: Black 1pt solid; text-align: left">&nbsp;</td><td style="padding-bottom: 1pt">&nbsp;</td>
    <td style="border-bottom: Black 1pt solid; text-align: left">&nbsp;</td><td style="border-bottom: Black 1pt solid; text-align: right">3.23</td><td style="border-bottom: Black 1pt solid; text-align: left">&nbsp;</td></tr>
<tr style="vertical-align: bottom; background-color: White">
    <td nowrap style="text-align: left; padding-bottom: 1pt; padding-left: 20pt">Total certificate of deposit accounts</td><td style="padding-bottom: 1pt">&nbsp;</td>
    <td style="border-bottom: Black 1pt solid; text-align: left">&nbsp;</td><td style="border-bottom: Black 1pt solid; text-align: right">1,403,302</td><td style="border-bottom: Black 1pt solid; text-align: left">&nbsp;</td><td style="padding-bottom: 1pt">&nbsp;</td>
    <td style="border-bottom: Black 1pt solid; text-align: left">&nbsp;</td><td style="border-bottom: Black 1pt solid; text-align: right">36.05</td><td style="border-bottom: Black 1pt solid; text-align: left">&nbsp;</td><td style="padding-bottom: 1pt">&nbsp;</td>
    <td style="border-bottom: Black 1pt solid; text-align: left">&nbsp;</td><td style="border-bottom: Black 1pt solid; text-align: right">1.41</td><td style="border-bottom: Black 1pt solid; text-align: left">&nbsp;</td><td style="padding-bottom: 1pt">&nbsp;</td>
    <td style="border-bottom: Black 1pt solid; text-align: left">&nbsp;</td><td style="border-bottom: Black 1pt solid; text-align: right">1,305,823</td><td style="border-bottom: Black 1pt solid; text-align: left">&nbsp;</td><td style="padding-bottom: 1pt">&nbsp;</td>
    <td style="border-bottom: Black 1pt solid; text-align: left">&nbsp;</td><td style="border-bottom: Black 1pt solid; text-align: right">37.22</td><td style="border-bottom: Black 1pt solid; text-align: left">&nbsp;</td><td style="padding-bottom: 1pt">&nbsp;</td>
    <td style="border-bottom: Black 1pt solid; text-align: left">&nbsp;</td><td style="border-bottom: Black 1pt solid; text-align: right">1.65</td><td style="border-bottom: Black 1pt solid; text-align: left">&nbsp;</td><td style="padding-bottom: 1pt">&nbsp;</td>
    <td style="border-bottom: Black 1pt solid; text-align: left">&nbsp;</td><td style="border-bottom: Black 1pt solid; text-align: right">1,120,955</td><td style="border-bottom: Black 1pt solid; text-align: left">&nbsp;</td><td style="padding-bottom: 1pt">&nbsp;</td>
    <td style="border-bottom: Black 1pt solid; text-align: left">&nbsp;</td><td style="border-bottom: Black 1pt solid; text-align: right">34.67</td><td style="border-bottom: Black 1pt solid; text-align: left">&nbsp;</td><td style="padding-bottom: 1pt">&nbsp;</td>
    <td style="border-bottom: Black 1pt solid; text-align: left">&nbsp;</td><td style="border-bottom: Black 1pt solid; text-align: right">2.01</td><td style="border-bottom: Black 1pt solid; text-align: left">&nbsp;</td></tr>
<tr style="vertical-align: bottom; background-color: rgb(204,238,255)">
    <td nowrap>&nbsp;</td><td>&nbsp;</td>
    <td style="text-align: left">&nbsp;</td><td style="text-align: right">&nbsp;</td><td style="text-align: left">&nbsp;</td><td>&nbsp;</td>
    <td style="text-align: left">&nbsp;</td><td style="text-align: right">&nbsp;</td><td style="text-align: left">&nbsp;</td><td>&nbsp;</td>
    <td style="text-align: left">&nbsp;</td><td style="text-align: right">&nbsp;</td><td style="text-align: left">&nbsp;</td><td>&nbsp;</td>
    <td style="text-align: left">&nbsp;</td><td style="text-align: right">&nbsp;</td><td style="text-align: left">&nbsp;</td><td>&nbsp;</td>
    <td style="text-align: left">&nbsp;</td><td style="text-align: right">&nbsp;</td><td style="text-align: left">&nbsp;</td><td>&nbsp;</td>
    <td style="text-align: left">&nbsp;</td><td style="text-align: right">&nbsp;</td><td style="text-align: left">&nbsp;</td><td>&nbsp;</td>
    <td style="text-align: left">&nbsp;</td><td style="text-align: right">&nbsp;</td><td style="text-align: left">&nbsp;</td><td>&nbsp;</td>
    <td style="text-align: left">&nbsp;</td><td style="text-align: right">&nbsp;</td><td style="text-align: left">&nbsp;</td><td>&nbsp;</td>
    <td style="text-align: left">&nbsp;</td><td style="text-align: right">&nbsp;</td><td style="text-align: left">&nbsp;</td></tr>
<tr style="vertical-align: bottom; background-color: White">
    <td nowrap style="font-weight: normal; font-style: normal; text-align: left; padding-bottom: 2.25pt">Total deposits <font style="font-family: Times New Roman, Times, Serif; font-size: 10pt; font-weight: normal; font-style: normal"><sup>(1)</sup></font></td><td style="padding-bottom: 2.25pt">&nbsp;</td>
    <td style="border-bottom: Black 2.25pt double; text-align: left">$</td><td style="border-bottom: Black 2.25pt double; text-align: right">3,892,547</td><td style="border-bottom: Black 2.25pt double; text-align: left">&nbsp;</td><td style="padding-bottom: 2.25pt">&nbsp;</td>
    <td style="border-bottom: Black 2.25pt double; text-align: left">&nbsp;</td><td style="border-bottom: Black 2.25pt double; text-align: right">100.00</td><td style="border-bottom: Black 2.25pt double; text-align: left">%</td><td style="padding-bottom: 2.25pt">&nbsp;</td>
    <td style="border-bottom: Black 2.25pt double; text-align: left">&nbsp;</td><td style="border-bottom: Black 2.25pt double; text-align: right">0.78</td><td style="border-bottom: Black 2.25pt double; text-align: left">%</td><td style="padding-bottom: 2.25pt">&nbsp;</td>
    <td style="border-bottom: Black 2.25pt double; text-align: left">$</td><td style="border-bottom: Black 2.25pt double; text-align: right">3,508,598</td><td style="border-bottom: Black 2.25pt double; text-align: left">&nbsp;</td><td style="padding-bottom: 2.25pt">&nbsp;</td>
    <td style="border-bottom: Black 2.25pt double; text-align: left">&nbsp;</td><td style="border-bottom: Black 2.25pt double; text-align: right">100.00</td><td style="border-bottom: Black 2.25pt double; text-align: left">%</td><td style="padding-bottom: 2.25pt">&nbsp;</td>
    <td style="border-bottom: Black 2.25pt double; text-align: left">&nbsp;</td><td style="border-bottom: Black 2.25pt double; text-align: right">0.84</td><td style="border-bottom: Black 2.25pt double; text-align: left">%</td><td style="padding-bottom: 2.25pt">&nbsp;</td>
    <td style="border-bottom: Black 2.25pt double; text-align: left">$</td><td style="border-bottom: Black 2.25pt double; text-align: right">3,232,780</td><td style="border-bottom: Black 2.25pt double; text-align: left">&nbsp;</td><td style="padding-bottom: 2.25pt">&nbsp;</td>
    <td style="border-bottom: Black 2.25pt double; text-align: left">&nbsp;</td><td style="border-bottom: Black 2.25pt double; text-align: right">100.00</td><td style="border-bottom: Black 2.25pt double; text-align: left">%</td><td style="padding-bottom: 2.25pt">&nbsp;</td>
    <td style="border-bottom: Black 2.25pt double; text-align: left">&nbsp;</td><td style="border-bottom: Black 2.25pt double; text-align: right">0.94</td><td style="border-bottom: Black 2.25pt double; text-align: left">%</td></tr>
</table>



<p style="color: Red; font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: center"></p>

<p style="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</p>

<table cellpadding="0" cellspacing="0" width="100%" style="font: 10pt Times New Roman, Times, Serif; margin-top: 0pt; margin-bottom: 0pt"><tr style="vertical-align: top">
<td style="width: 0"></td><td style="width: 27pt">(1)</td><td style="text-align: justify">Included in the above balances are IRA and Keogh deposits totaling $71.5 million, $91.0 million
and $117.4 million at December 31, 2015, 2014 and 2013, respectively.</td></tr></table>

<table cellpadding="0" cellspacing="0" width="100%" style="font: 10pt Times New Roman, Times, Serif; margin-top: 0pt; margin-bottom: 0pt"><tr style="vertical-align: top">
<td style="width: 0"></td><td style="width: 27pt">(2)</td><td style="text-align: justify">Includes brokered deposits of $5.0 million, $3.0 million and $4.8 million at December 31, 2015,
2014 and 2013, respectively.</td></tr></table>

<table cellpadding="0" cellspacing="0" width="100%" style="font: 10pt Times New Roman, Times, Serif; margin-top: 0pt; margin-bottom: 0pt"><tr style="vertical-align: top">
<td style="width: 0"></td><td style="width: 27pt">(3)</td><td style="text-align: justify">Includes brokered deposits of $0.8 million, $5.7 million and $0.8 million at December 31, 2015,
2014 and 2013, respectively.</td></tr></table>

<table cellpadding="0" cellspacing="0" width="100%" style="font: 10pt Times New Roman, Times, Serif; margin-top: 0pt; margin-bottom: 0pt"><tr style="vertical-align: top">
<td style="width: 0"></td><td style="width: 27pt">(4)</td><td style="text-align: justify">Includes brokered deposits of $168.2 million, $85.9 million and $10.0 million at December 31, 2015,
2014 and 2013, respectively.</td></tr></table>

<table cellpadding="0" cellspacing="0" width="100%" style="font: 10pt Times New Roman, Times, Serif; margin-top: 0pt; margin-bottom: 0pt"><tr style="vertical-align: top">
<td style="width: 0"></td><td style="width: 27pt">(5)</td><td style="text-align: justify">Includes brokered deposits of $244.6 million, $145.2 million and $105.4 million at December 31,
2015, 2014 and 2013, respectively.</td></tr></table>

<table cellpadding="0" cellspacing="0" width="100%" style="font: 10pt Times New Roman, Times, Serif; margin-top: 0pt; margin-bottom: 0pt"><tr style="vertical-align: top">
<td style="width: 0"></td><td style="width: 27pt">(6)</td><td style="text-align: justify">Includes brokered deposits of $165.6 million, $271.4 million and $262.8 million at December 31,
2015, 2014 and 2013, respectively.</td></tr></table>

<table cellpadding="0" cellspacing="0" width="100%" style="font: 10pt Times New Roman, Times, Serif; margin-top: 0pt; margin-bottom: 0pt"><tr style="vertical-align: top">
<td style="width: 0"></td><td style="width: 27pt">(7)</td><td style="text-align: justify">Includes brokered deposits of $41.0 million, $72.4 million and $63.1 million at December 31, 2015,
2014 and 2013, respectively.</td></tr></table>

<table cellpadding="0" cellspacing="0" width="100%" style="font: 10pt Times New Roman, Times, Serif; margin-top: 0pt; margin-bottom: 0pt"><tr style="vertical-align: top">
<td style="width: 0"></td><td style="width: 27.35pt">(8)</td><td style="text-align: left">Includes brokered deposits of $339.8 million, $180.2 million and $70.5 million at December 31, 2015,
2014 and 2013, respectively.</td></tr></table>

<table cellpadding="0" cellspacing="0" width="100%" style="font: 10pt Times New Roman, Times, Serif; margin-top: 0pt; margin-bottom: 0pt"><tr style="vertical-align: top">
<td style="width: 0"></td><td style="width: 27pt">(9)</td><td style="text-align: left">Includes brokered deposits of $15.0 million at December 31, 2015 and none at December 31, 2014 and
2013.</td></tr></table>

<table cellpadding="0" cellspacing="0" width="100%" style="font: 10pt Times New Roman, Times, Serif; margin-top: 0pt; margin-bottom: 0pt"><tr style="vertical-align: top">
<td style="width: 0"></td><td style="width: 27pt">(10)</td><td style="text-align: left">Includes brokered deposits of $2.8 million at December 31, 2015 and none at December 31, 2014 and
2013.</td></tr></table>

<p style="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 0.5in"></p>

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<p style="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 0.5in">The following table
presents by various rate categories, the amount of time deposit accounts outstanding at the dates indicated, and the years to maturity
of the certificate accounts outstanding at December 31, 2015.</p>

<p style="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</p>

<p style="color: Red; font: 10pt Times New Roman, Times, Serif; margin: 0pt 0"></p>

<table cellpadding="0" cellspacing="0" style="border-collapse: collapse; width: 100%; font: 10pt Times New Roman, Times, Serif">
<tr style="vertical-align: bottom">
    <td nowrap>&nbsp;</td><td style="padding-bottom: 1pt">&nbsp;</td>
    <td style="text-align: left">&nbsp;</td><td style="padding-bottom: 1pt">&nbsp;</td>
    <td colspan="3">&nbsp;</td><td style="padding-bottom: 1pt">&nbsp;</td>
    <td colspan="3">&nbsp;</td><td style="padding-bottom: 1pt">&nbsp;</td>
    <td colspan="3">&nbsp;</td><td style="padding-bottom: 1pt">&nbsp;</td>
    <td colspan="11" style="text-align: center; border-bottom: Black 1pt solid">At December 31, 2015</td></tr>
<tr style="vertical-align: bottom">
    <td nowrap>&nbsp;</td><td style="padding-bottom: 1pt">&nbsp;</td>
    <td style="text-align: left">&nbsp;</td><td style="padding-bottom: 1pt">&nbsp;</td>
    <td colspan="11" style="text-align: center; border-bottom: Black 1pt solid">At December 31,</td><td style="padding-bottom: 1pt">&nbsp;</td>
    <td colspan="3" style="text-align: center">Within</td><td style="padding-bottom: 1pt">&nbsp;</td>
    <td colspan="3" style="text-align: center">One to</td><td style="padding-bottom: 1pt">&nbsp;</td>
    <td colspan="3" style="text-align: center">&nbsp;</td></tr>
<tr style="vertical-align: bottom">
    <td nowrap>&nbsp;</td><td style="padding-bottom: 1pt">&nbsp;</td>
    <td style="text-align: left">&nbsp;</td><td style="padding-bottom: 1pt">&nbsp;</td>
    <td colspan="3" style="text-align: center; border-bottom: Black 1pt solid">2015</td><td style="padding-bottom: 1pt">&nbsp;</td>
    <td colspan="3" style="text-align: center; border-bottom: Black 1pt solid">2014</td><td style="padding-bottom: 1pt">&nbsp;</td>
    <td colspan="3" style="text-align: center; border-bottom: Black 1pt solid">2013</td><td style="padding-bottom: 1pt">&nbsp;</td>
    <td colspan="3" style="text-align: center; border-bottom: Black 1pt solid">One Year</td><td style="padding-bottom: 1pt">&nbsp;</td>
    <td colspan="3" style="text-align: center; border-bottom: Black 1pt solid">Three Years</td><td style="padding-bottom: 1pt">&nbsp;</td>
    <td colspan="3" style="text-align: center; border-bottom: Black 1pt solid">Thereafter</td></tr>
<tr style="vertical-align: bottom">
    <td nowrap>&nbsp;</td><td>&nbsp;</td>
    <td style="text-align: left">&nbsp;</td><td style="font-style: italic">&nbsp;</td>
    <td colspan="23" style="font-style: italic; text-align: center">(In thousands)</td></tr>
<tr style="vertical-align: bottom; background-color: rgb(204,238,255)">
    <td nowrap style="text-align: left">Interest rate:</td><td>&nbsp;</td>
    <td style="text-align: left">&nbsp;</td><td>&nbsp;</td>
    <td style="text-align: left">&nbsp;</td><td style="text-align: right">&nbsp;</td><td style="text-align: left">&nbsp;</td><td>&nbsp;</td>
    <td style="text-align: left">&nbsp;</td><td style="text-align: right">&nbsp;</td><td style="text-align: left">&nbsp;</td><td>&nbsp;</td>
    <td style="text-align: left">&nbsp;</td><td style="text-align: right">&nbsp;</td><td style="text-align: left">&nbsp;</td><td>&nbsp;</td>
    <td style="text-align: left">&nbsp;</td><td style="text-align: right">&nbsp;</td><td style="text-align: left">&nbsp;</td><td>&nbsp;</td>
    <td style="text-align: left">&nbsp;</td><td style="text-align: right">&nbsp;</td><td style="text-align: left">&nbsp;</td><td>&nbsp;</td>
    <td style="text-align: left">&nbsp;</td><td style="text-align: right">&nbsp;</td><td style="text-align: left">&nbsp;</td></tr>
<tr style="vertical-align: bottom; background-color: White">
    <td nowrap style="width: 10%; text-align: left">1.99% or less</td><td style="width: 1%">&nbsp;</td>
    <td style="width: 29%; text-align: left">(1)</td><td style="width: 1%">&nbsp;</td>
    <td style="width: 1%; text-align: left">$</td><td style="width: 7%; text-align: right">1,074,229</td><td style="width: 1%; text-align: left">&nbsp;</td><td style="width: 1%">&nbsp;</td>
    <td style="width: 1%; text-align: left">$</td><td style="width: 7%; text-align: right">817,100</td><td style="width: 1%; text-align: left">&nbsp;</td><td style="width: 1%">&nbsp;</td>
    <td style="width: 1%; text-align: left">$</td><td style="width: 7%; text-align: right">543,759</td><td style="width: 1%; text-align: left">&nbsp;</td><td style="width: 1%">&nbsp;</td>
    <td style="width: 1%; text-align: left">$</td><td style="width: 7%; text-align: right">373,692</td><td style="width: 1%; text-align: left">&nbsp;</td><td style="width: 1%">&nbsp;</td>
    <td style="width: 1%; text-align: left">$</td><td style="width: 7%; text-align: right">642,319</td><td style="width: 1%; text-align: left">&nbsp;</td><td style="width: 1%">&nbsp;</td>
    <td style="width: 1%; text-align: left">$</td><td style="width: 7%; text-align: right">58,218</td><td style="width: 1%; text-align: left">&nbsp;</td></tr>
<tr style="vertical-align: bottom; background-color: rgb(204,238,255)">
    <td nowrap>2.00% to 2.99%</td><td>&nbsp;</td>
    <td style="text-align: left">(2)</td><td>&nbsp;</td>
    <td style="text-align: left">&nbsp;</td><td style="text-align: right">279,688</td><td style="text-align: left">&nbsp;</td><td>&nbsp;</td>
    <td style="text-align: left">&nbsp;</td><td style="text-align: right">301,445</td><td style="text-align: left">&nbsp;</td><td>&nbsp;</td>
    <td style="text-align: left">&nbsp;</td><td style="text-align: right">212,971</td><td style="text-align: left">&nbsp;</td><td>&nbsp;</td>
    <td style="text-align: left">&nbsp;</td><td style="text-align: right">51,529</td><td style="text-align: left">&nbsp;</td><td>&nbsp;</td>
    <td style="text-align: left">&nbsp;</td><td style="text-align: right">81,506</td><td style="text-align: left">&nbsp;</td><td>&nbsp;</td>
    <td style="text-align: left">&nbsp;</td><td style="text-align: right">146,653</td><td style="text-align: left">&nbsp;</td></tr>
<tr style="vertical-align: bottom; background-color: White">
    <td nowrap style="padding-bottom: 1pt">3.00% to 3.99%</td><td style="padding-bottom: 1pt">&nbsp;</td>
    <td style="text-align: left; padding-bottom: 1pt">(3)</td><td style="padding-bottom: 1pt">&nbsp;</td>
    <td style="border-bottom: Black 1pt solid; text-align: left">&nbsp;</td><td style="border-bottom: Black 1pt solid; text-align: right">49,385</td><td style="border-bottom: Black 1pt solid; text-align: left">&nbsp;</td><td style="padding-bottom: 1pt">&nbsp;</td>
    <td style="border-bottom: Black 1pt solid; text-align: left">&nbsp;</td><td style="border-bottom: Black 1pt solid; text-align: right">184,172</td><td style="border-bottom: Black 1pt solid; text-align: left">&nbsp;</td><td style="padding-bottom: 1pt">&nbsp;</td>
    <td style="border-bottom: Black 1pt solid; text-align: left">&nbsp;</td><td style="border-bottom: Black 1pt solid; text-align: right">344,884</td><td style="border-bottom: Black 1pt solid; text-align: left">&nbsp;</td><td style="padding-bottom: 1pt">&nbsp;</td>
    <td style="border-bottom: Black 1pt solid; text-align: left">&nbsp;</td><td style="border-bottom: Black 1pt solid; text-align: right">23,008</td><td style="border-bottom: Black 1pt solid; text-align: left">&nbsp;</td><td style="padding-bottom: 1pt">&nbsp;</td>
    <td style="border-bottom: Black 1pt solid; text-align: left">&nbsp;</td><td style="border-bottom: Black 1pt solid; text-align: right">1,885</td><td style="border-bottom: Black 1pt solid; text-align: left">&nbsp;</td><td style="padding-bottom: 1pt">&nbsp;</td>
    <td style="border-bottom: Black 1pt solid; text-align: left">&nbsp;</td><td style="border-bottom: Black 1pt solid; text-align: right">24,492</td><td style="border-bottom: Black 1pt solid; text-align: left">&nbsp;</td></tr>
<tr style="vertical-align: bottom; background-color: rgb(204,238,255)">
    <td nowrap style="padding-bottom: 2.25pt; padding-left: 10pt">Total</td><td style="padding-bottom: 2.25pt">&nbsp;</td>
    <td style="padding-bottom: 2.25pt; text-align: left">&nbsp;</td><td style="padding-bottom: 2.25pt">&nbsp;</td>
    <td style="border-bottom: Black 2.25pt double; text-align: left">$</td><td style="border-bottom: Black 2.25pt double; text-align: right">1,403,302</td><td style="border-bottom: Black 2.25pt double; text-align: left">&nbsp;</td><td style="padding-bottom: 2.25pt">&nbsp;</td>
    <td style="border-bottom: Black 2.25pt double; text-align: left">$</td><td style="border-bottom: Black 2.25pt double; text-align: right">1,302,717</td><td style="border-bottom: Black 2.25pt double; text-align: left">&nbsp;</td><td style="padding-bottom: 2.25pt">&nbsp;</td>
    <td style="border-bottom: Black 2.25pt double; text-align: left">$</td><td style="border-bottom: Black 2.25pt double; text-align: right">1,101,614</td><td style="border-bottom: Black 2.25pt double; text-align: left">&nbsp;</td><td style="padding-bottom: 2.25pt">&nbsp;</td>
    <td style="border-bottom: Black 2.25pt double; text-align: left">$</td><td style="border-bottom: Black 2.25pt double; text-align: right">448,229</td><td style="border-bottom: Black 2.25pt double; text-align: left">&nbsp;</td><td style="padding-bottom: 2.25pt">&nbsp;</td>
    <td style="border-bottom: Black 2.25pt double; text-align: left">$</td><td style="border-bottom: Black 2.25pt double; text-align: right">725,710</td><td style="border-bottom: Black 2.25pt double; text-align: left">&nbsp;</td><td style="padding-bottom: 2.25pt">&nbsp;</td>
    <td style="border-bottom: Black 2.25pt double; text-align: left">$</td><td style="border-bottom: Black 2.25pt double; text-align: right">229,363</td><td style="border-bottom: Black 2.25pt double; text-align: left">&nbsp;</td></tr>
</table>

<p style="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</p>

<table cellpadding="0" cellspacing="0" width="100%" style="font: 10pt Times New Roman, Times, Serif; margin-top: 0pt; margin-bottom: 0pt"><tr style="vertical-align: top">
<td style="width: 2.25pt"></td><td style="width: 18pt">(1)</td><td>Includes brokered deposits of $542.3 million, $435.3 million and $204.4 million at December 31, 2015, 2014 and 2013, respectively.</td></tr></table>

<table cellpadding="0" cellspacing="0" width="100%" style="font: 10pt Times New Roman, Times, Serif; margin-top: 0pt; margin-bottom: 0pt"><tr style="vertical-align: top">
<td style="width: 2.25pt"></td><td style="width: 18pt">(2)</td><td>Includes brokered deposits of $59.9 million, $83.1 million and $108.6 million at December 31, 2015, 2014 and 2013, respectively.</td></tr></table>

<table cellpadding="0" cellspacing="0" width="100%" style="font: 10pt Times New Roman, Times, Serif; margin-top: 0pt; margin-bottom: 0pt"><tr style="vertical-align: top">
<td style="width: 2.25pt"></td><td style="width: 18pt">(3)</td><td>Includes brokered deposits of $23.0 million, $65.3 million and $133.9 million at December 31, 2015, 2014 and 2013, respectively.</td></tr></table>

<p style="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0 0pt 20.25pt">&nbsp;</p>

<p style="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 0.5in">The following table
presents by remaining maturity categories the amount of certificate of deposit accounts with balances of $100,000 or more at December
31, 2015 and their annualized weighted average interest rates.</p>

<p style="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify">&nbsp;</p>

<p style="color: Red; font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: center"></p>

<table cellpadding="0" cellspacing="0" style="border-collapse: collapse; width: 100%; font: 10pt Times New Roman, Times, Serif">
<tr style="vertical-align: bottom">
    <td style="text-align: left">&nbsp;</td><td>&nbsp;</td>
    <td colspan="3" style="text-align: center">&nbsp;</td><td>&nbsp;</td>
    <td colspan="3" style="text-align: center">Weighted</td></tr>
<tr style="vertical-align: bottom">
    <td style="text-align: left">&nbsp;</td><td style="padding-bottom: 1pt">&nbsp;</td>
    <td colspan="3" style="text-align: center; border-bottom: Black 1pt solid">Amount</td><td style="padding-bottom: 1pt">&nbsp;</td>
    <td colspan="3" style="text-align: center; border-bottom: Black 1pt solid">Average Rate</td></tr>
<tr style="vertical-align: bottom">
    <td style="text-align: left">&nbsp;</td><td style="font-style: italic">&nbsp;</td>
    <td colspan="7" style="font-style: italic; text-align: center">(Dollars in thousands)</td></tr>
<tr style="vertical-align: bottom; background-color: rgb(204,238,255)">
    <td style="text-align: left">Maturity Period:</td><td>&nbsp;</td>
    <td style="text-align: left">&nbsp;</td><td style="text-align: right">&nbsp;</td><td style="text-align: left">&nbsp;</td><td>&nbsp;</td>
    <td style="text-align: left">&nbsp;</td><td style="text-align: right">&nbsp;</td><td style="text-align: left">&nbsp;</td></tr>
<tr style="vertical-align: bottom; background-color: White">
    <td style="width: 70%; text-align: left; padding-left: 10pt">Three months or less</td><td style="width: 1%">&nbsp;</td>
    <td style="width: 1%; text-align: left">$</td><td style="width: 12%; text-align: right">75,685</td><td style="width: 1%; text-align: left">&nbsp;</td><td style="width: 1%">&nbsp;</td>
    <td style="width: 1%; text-align: left">&nbsp;</td><td style="width: 12%; text-align: right">0.87</td><td style="width: 1%; text-align: left">%</td></tr>
<tr style="vertical-align: bottom; background-color: rgb(204,238,255)">
    <td style="text-align: left; padding-left: 10pt">Over three through six months</td><td>&nbsp;</td>
    <td style="text-align: left">&nbsp;</td><td style="text-align: right">28,953</td><td style="text-align: left">&nbsp;</td><td>&nbsp;</td>
    <td style="text-align: left">&nbsp;</td><td style="text-align: right">0.96</td><td style="text-align: left">&nbsp;</td></tr>
<tr style="vertical-align: bottom; background-color: White">
    <td style="text-align: left; padding-left: 10pt">Over six through 12 months</td><td>&nbsp;</td>
    <td style="text-align: left">&nbsp;</td><td style="text-align: right">50,493</td><td style="text-align: left">&nbsp;</td><td>&nbsp;</td>
    <td style="text-align: left">&nbsp;</td><td style="text-align: right">1.23</td><td style="text-align: left">&nbsp;</td></tr>
<tr style="vertical-align: bottom; background-color: rgb(204,238,255)">
    <td style="text-align: left; padding-bottom: 1pt; padding-left: 10pt">Over 12 months</td><td style="padding-bottom: 1pt">&nbsp;</td>
    <td style="border-bottom: Black 1pt solid; text-align: left">&nbsp;</td><td style="border-bottom: Black 1pt solid; text-align: right">329,570</td><td style="border-bottom: Black 1pt solid; text-align: left">&nbsp;</td><td style="padding-bottom: 1pt">&nbsp;</td>
    <td style="border-bottom: Black 1pt solid; text-align: left">&nbsp;</td><td style="border-bottom: Black 1pt solid; text-align: right">1.78</td><td style="border-bottom: Black 1pt solid; text-align: left">&nbsp;</td></tr>
<tr style="vertical-align: bottom; background-color: White">
    <td style="text-align: left; padding-bottom: 2.25pt">Total</td><td style="padding-bottom: 2.25pt">&nbsp;</td>
    <td style="border-bottom: Black 2.25pt double; text-align: left">$</td><td style="border-bottom: Black 2.25pt double; text-align: right">484,701</td><td style="border-bottom: Black 2.25pt double; text-align: left">&nbsp;</td><td style="padding-bottom: 2.25pt">&nbsp;</td>
    <td style="border-bottom: Black 2.25pt double; text-align: left">&nbsp;</td><td style="border-bottom: Black 2.25pt double; text-align: right">1.53</td><td style="border-bottom: Black 2.25pt double; text-align: left">%</td></tr>
</table>

<p style="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</p>

<p style="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-indent: 0.5in">The above table does not include brokered
deposits issued in $1,000.00 amounts under a master certificate of deposit totaling $580.2 million with a weighted average rate
of 1.34%.</p>

<p style="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</p>

<p style="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 0.5in">The following table
presents the deposit activity, including mortgagors&#8217; escrow deposits, for the periods indicated.</p>

<p style="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</p>

<p style="color: Red; font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: center"></p>

<table cellpadding="0" cellspacing="0" style="border-collapse: collapse; width: 100%; font: 10pt Times New Roman, Times, Serif">
<tr style="vertical-align: bottom">
    <td style="text-align: center">&nbsp;</td><td style="padding-bottom: 1pt">&nbsp;</td>
    <td colspan="11" style="text-align: center; border-bottom: Black 1pt solid">For the year ended December 31,</td></tr>
<tr style="vertical-align: bottom">
    <td style="text-align: center">&nbsp;</td><td style="padding-bottom: 1pt">&nbsp;</td>
    <td colspan="3" style="text-align: center; border-bottom: Black 1pt solid">2015</td><td style="padding-bottom: 1pt">&nbsp;</td>
    <td colspan="3" style="text-align: center; border-bottom: Black 1pt solid">2014</td><td style="padding-bottom: 1pt">&nbsp;</td>
    <td colspan="3" style="text-align: center; border-bottom: Black 1pt solid">2013</td></tr>
<tr style="vertical-align: bottom">
    <td>&nbsp;</td><td style="font-style: italic">&nbsp;</td>
    <td colspan="11" style="font-style: italic; text-align: center">(In thousands)</td></tr>
<tr style="vertical-align: bottom; background-color: rgb(204,238,255)">
    <td style="width: 55%; text-align: left">Net deposits</td><td style="width: 1%">&nbsp;</td>
    <td style="width: 1%; text-align: left">$</td><td style="width: 12%; text-align: right">352,602</td><td style="width: 1%; text-align: left">&nbsp;</td><td style="width: 1%">&nbsp;</td>
    <td style="width: 1%; text-align: left">$</td><td style="width: 12%; text-align: right">244,830</td><td style="width: 1%; text-align: left">&nbsp;</td><td style="width: 1%">&nbsp;</td>
    <td style="width: 1%; text-align: left">$</td><td style="width: 12%; text-align: right">184,470</td><td style="width: 1%; text-align: left">&nbsp;</td></tr>
<tr style="vertical-align: bottom; background-color: White">
    <td style="text-align: left">Amortization of premiums, net</td><td>&nbsp;</td>
    <td style="text-align: left">&nbsp;</td><td style="text-align: right">1,012</td><td style="text-align: left">&nbsp;</td><td>&nbsp;</td>
    <td style="text-align: left">&nbsp;</td><td style="text-align: right">944</td><td style="text-align: left">&nbsp;</td><td>&nbsp;</td>
    <td style="text-align: left">&nbsp;</td><td style="text-align: right">1,080</td><td style="text-align: left">&nbsp;</td></tr>
<tr style="vertical-align: bottom; background-color: rgb(204,238,255)">
    <td style="text-align: left; padding-bottom: 1pt">Interest on deposits</td><td style="padding-bottom: 1pt">&nbsp;</td>
    <td style="border-bottom: Black 1pt solid; text-align: left">&nbsp;</td><td style="border-bottom: Black 1pt solid; text-align: right">30,336</td><td style="border-bottom: Black 1pt solid; text-align: left">&nbsp;</td><td style="padding-bottom: 1pt">&nbsp;</td>
    <td style="border-bottom: Black 1pt solid; text-align: left">&nbsp;</td><td style="border-bottom: Black 1pt solid; text-align: right">30,044</td><td style="border-bottom: Black 1pt solid; text-align: left">&nbsp;</td><td style="padding-bottom: 1pt">&nbsp;</td>
    <td style="border-bottom: Black 1pt solid; text-align: left">&nbsp;</td><td style="border-bottom: Black 1pt solid; text-align: right">32,037</td><td style="border-bottom: Black 1pt solid; text-align: left">&nbsp;</td></tr>
<tr style="vertical-align: bottom; background-color: White">
    <td style="text-align: left; padding-bottom: 2.25pt; padding-left: 10pt">Net increase in deposits</td><td style="padding-bottom: 2.25pt">&nbsp;</td>
    <td style="border-bottom: Black 2.25pt double; text-align: left">$</td><td style="border-bottom: Black 2.25pt double; text-align: right">383,950</td><td style="border-bottom: Black 2.25pt double; text-align: left">&nbsp;</td><td style="padding-bottom: 2.25pt">&nbsp;</td>
    <td style="border-bottom: Black 2.25pt double; text-align: left">$</td><td style="border-bottom: Black 2.25pt double; text-align: right">275,818</td><td style="border-bottom: Black 2.25pt double; text-align: left">&nbsp;</td><td style="padding-bottom: 2.25pt">&nbsp;</td>
    <td style="border-bottom: Black 2.25pt double; text-align: left">$</td><td style="border-bottom: Black 2.25pt double; text-align: right">217,587</td><td style="border-bottom: Black 2.25pt double; text-align: left">&nbsp;</td></tr>
</table>


<p style="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 0.5in">&nbsp;</p>

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<p style="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 0.5in">The following table
sets forth the distribution of our average deposit accounts for the years indicated, the percentage of total deposit portfolio,
and the average interest cost of each deposit category presented. Average balances for all years shown are derived from daily balances.</p>

<p style="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</p>

<p style="color: Red; font: 10pt Times New Roman, Times, Serif; margin: 0pt 0.25in 0pt 0; text-align: justify"></p>

<table cellpadding="0" cellspacing="0" style="border-collapse: collapse; width: 100%; font: 10pt Times New Roman, Times, Serif">
<tr style="vertical-align: bottom">
    <td nowrap style="text-align: center">&nbsp;</td><td style="padding-bottom: 1pt">&nbsp;</td>
    <td colspan="35" style="text-align: center; border-bottom: Black 1pt solid">At December 31,</td></tr>
<tr style="vertical-align: bottom">
    <td nowrap style="text-align: center">&nbsp;</td><td style="padding-bottom: 1pt">&nbsp;</td>
    <td colspan="11" style="text-align: center; border-bottom: Black 1pt solid">2015</td><td style="padding-bottom: 1pt">&nbsp;</td>
    <td colspan="11" style="text-align: center; border-bottom: Black 1pt solid">2014</td><td style="padding-bottom: 1pt">&nbsp;</td>
    <td colspan="11" style="text-align: center; border-bottom: Black 1pt solid">2013</td></tr>
<tr style="vertical-align: bottom">
    <td nowrap style="text-align: center">&nbsp;</td><td>&nbsp;</td>
    <td colspan="3" style="text-align: center">&nbsp;</td><td>&nbsp;</td>
    <td colspan="3" style="text-align: center">&nbsp;</td><td>&nbsp;</td>
    <td colspan="3" style="text-align: center">&nbsp;</td><td>&nbsp;</td>
    <td colspan="3" style="text-align: center">&nbsp;</td><td>&nbsp;</td>
    <td colspan="3" style="text-align: center">&nbsp;</td><td>&nbsp;</td>
    <td colspan="3" style="text-align: center">&nbsp;</td><td>&nbsp;</td>
    <td colspan="3" style="text-align: center">&nbsp;</td><td>&nbsp;</td>
    <td colspan="3" style="text-align: center">&nbsp;</td><td>&nbsp;</td>
    <td colspan="3" style="text-align: center">&nbsp;</td></tr>
<tr style="vertical-align: bottom">
    <td nowrap style="text-align: center">&nbsp;</td><td>&nbsp;</td>
    <td colspan="3" style="text-align: center">&nbsp;</td><td>&nbsp;</td>
    <td colspan="3" style="text-align: center">Percent</td><td>&nbsp;</td>
    <td colspan="3" style="text-align: center">&nbsp;</td><td>&nbsp;</td>
    <td colspan="3" style="text-align: center">&nbsp;</td><td>&nbsp;</td>
    <td colspan="3" style="text-align: center">Percent</td><td>&nbsp;</td>
    <td colspan="3" style="text-align: center">&nbsp;</td><td>&nbsp;</td>
    <td colspan="3" style="text-align: center">&nbsp;</td><td>&nbsp;</td>
    <td colspan="3" style="text-align: center">Percent</td><td>&nbsp;</td>
    <td colspan="3" style="text-align: center">&nbsp;</td></tr>
<tr style="vertical-align: bottom">
    <td nowrap style="text-align: center">&nbsp;</td><td>&nbsp;</td>
    <td colspan="3" style="text-align: center">Average</td><td>&nbsp;</td>
    <td colspan="3" style="text-align: center">of Total</td><td>&nbsp;</td>
    <td colspan="3" style="text-align: center">Average</td><td>&nbsp;</td>
    <td colspan="3" style="text-align: center">Average</td><td>&nbsp;</td>
    <td colspan="3" style="text-align: center">of Total</td><td>&nbsp;</td>
    <td colspan="3" style="text-align: center">Average</td><td>&nbsp;</td>
    <td colspan="3" style="text-align: center">Average</td><td>&nbsp;</td>
    <td colspan="3" style="text-align: center">of Total</td><td>&nbsp;</td>
    <td colspan="3" style="text-align: center">Average</td></tr>
<tr style="vertical-align: bottom">
    <td nowrap style="text-align: center">&nbsp;</td><td style="padding-bottom: 1pt">&nbsp;</td>
    <td colspan="3" style="text-align: center; border-bottom: Black 1pt solid">Balance</td><td style="padding-bottom: 1pt">&nbsp;</td>
    <td colspan="3" style="text-align: center; border-bottom: Black 1pt solid">Deposits</td><td style="padding-bottom: 1pt">&nbsp;</td>
    <td colspan="3" style="text-align: center; border-bottom: Black 1pt solid">Cost</td><td style="padding-bottom: 1pt">&nbsp;</td>
    <td colspan="3" style="text-align: center; border-bottom: Black 1pt solid">Balance</td><td style="padding-bottom: 1pt">&nbsp;</td>
    <td colspan="3" style="text-align: center; border-bottom: Black 1pt solid">Deposits</td><td style="padding-bottom: 1pt">&nbsp;</td>
    <td colspan="3" style="text-align: center; border-bottom: Black 1pt solid">Cost</td><td style="padding-bottom: 1pt">&nbsp;</td>
    <td colspan="3" style="text-align: center; border-bottom: Black 1pt solid">Balance</td><td style="padding-bottom: 1pt">&nbsp;</td>
    <td colspan="3" style="text-align: center; border-bottom: Black 1pt solid">Deposits</td><td style="padding-bottom: 1pt">&nbsp;</td>
    <td colspan="3" style="text-align: center; border-bottom: Black 1pt solid">Cost</td></tr>
<tr style="vertical-align: bottom">
    <td nowrap>&nbsp;</td><td style="font-style: italic">&nbsp;</td>
    <td colspan="35" style="font-style: italic; text-align: center">(Dollars in thousands)</td></tr>
<tr style="vertical-align: bottom">
    <td nowrap>&nbsp;</td><td>&nbsp;</td>
    <td colspan="3">&nbsp;</td><td>&nbsp;</td>
    <td colspan="3">&nbsp;</td><td>&nbsp;</td>
    <td colspan="3">&nbsp;</td><td>&nbsp;</td>
    <td colspan="3">&nbsp;</td><td>&nbsp;</td>
    <td colspan="3">&nbsp;</td><td>&nbsp;</td>
    <td colspan="3">&nbsp;</td><td>&nbsp;</td>
    <td colspan="3">&nbsp;</td><td>&nbsp;</td>
    <td colspan="3">&nbsp;</td><td>&nbsp;</td>
    <td colspan="3">&nbsp;</td></tr>
<tr style="vertical-align: bottom; background-color: rgb(204,238,255)">
    <td nowrap style="width: 28%; text-align: left">Savings accounts</td><td style="width: 1%">&nbsp;</td>
    <td style="width: 1%; text-align: left">$</td><td style="width: 5%; text-align: right">264,891</td><td style="width: 1%; text-align: left">&nbsp;</td><td style="width: 1%">&nbsp;</td>
    <td style="width: 1%; text-align: left">&nbsp;</td><td style="width: 5%; text-align: right">7.10</td><td style="width: 1%; text-align: left">%</td><td style="width: 1%">&nbsp;</td>
    <td style="width: 1%; text-align: left">&nbsp;</td><td style="width: 5%; text-align: right">0.43</td><td style="width: 1%; text-align: left">%</td><td style="width: 1%">&nbsp;</td>
    <td style="width: 1%; text-align: left">$</td><td style="width: 5%; text-align: right">258,243</td><td style="width: 1%; text-align: left">&nbsp;</td><td style="width: 1%">&nbsp;</td>
    <td style="width: 1%; text-align: left">&nbsp;</td><td style="width: 5%; text-align: right">7.70</td><td style="width: 1%; text-align: left">%</td><td style="width: 1%">&nbsp;</td>
    <td style="width: 1%; text-align: left">&nbsp;</td><td style="width: 5%; text-align: right">0.23</td><td style="width: 1%; text-align: left">%</td><td style="width: 1%">&nbsp;</td>
    <td style="width: 1%; text-align: left">$</td><td style="width: 5%; text-align: right">274,791</td><td style="width: 1%; text-align: left">&nbsp;</td><td style="width: 1%">&nbsp;</td>
    <td style="width: 1%; text-align: left">&nbsp;</td><td style="width: 5%; text-align: right">8.73</td><td style="width: 1%; text-align: left">%</td><td style="width: 1%">&nbsp;</td>
    <td style="width: 1%; text-align: left">&nbsp;</td><td style="width: 5%; text-align: right">0.19</td><td style="width: 1%; text-align: left">%</td></tr>
<tr style="vertical-align: bottom; background-color: White">
    <td nowrap style="text-align: left">NOW accounts</td><td>&nbsp;</td>
    <td style="text-align: left">&nbsp;</td><td style="text-align: right">1,432,609</td><td style="text-align: left">&nbsp;</td><td>&nbsp;</td>
    <td style="text-align: left">&nbsp;</td><td style="text-align: right">38.38</td><td style="text-align: left">&nbsp;</td><td>&nbsp;</td>
    <td style="text-align: left">&nbsp;</td><td style="text-align: right">0.46</td><td style="text-align: left">&nbsp;</td><td>&nbsp;</td>
    <td style="text-align: left">&nbsp;</td><td style="text-align: right">1,390,899</td><td style="text-align: left">&nbsp;</td><td>&nbsp;</td>
    <td style="text-align: left">&nbsp;</td><td style="text-align: right">41.47</td><td style="text-align: left">&nbsp;</td><td>&nbsp;</td>
    <td style="text-align: left">&nbsp;</td><td style="text-align: right">0.45</td><td style="text-align: left">&nbsp;</td><td>&nbsp;</td>
    <td style="text-align: left">&nbsp;</td><td style="text-align: right">1,291,861</td><td style="text-align: left">&nbsp;</td><td>&nbsp;</td>
    <td style="text-align: left">&nbsp;</td><td style="text-align: right">41.04</td><td style="text-align: left">&nbsp;</td><td>&nbsp;</td>
    <td style="text-align: left">&nbsp;</td><td style="text-align: right">0.52</td><td style="text-align: left">&nbsp;</td></tr>
<tr style="vertical-align: bottom; background-color: rgb(204,238,255)">
    <td nowrap style="text-align: left">Demand accounts</td><td>&nbsp;</td>
    <td style="text-align: left">&nbsp;</td><td style="text-align: right">250,488</td><td style="text-align: left">&nbsp;</td><td>&nbsp;</td>
    <td style="text-align: left">&nbsp;</td><td style="text-align: right">6.71</td><td style="text-align: left">&nbsp;</td><td>&nbsp;</td>
    <td style="text-align: left">&nbsp;</td><td style="text-align: right">-</td><td style="text-align: left">&nbsp;</td><td>&nbsp;</td>
    <td style="text-align: left">&nbsp;</td><td style="text-align: right">211,389</td><td style="text-align: left">&nbsp;</td><td>&nbsp;</td>
    <td style="text-align: left">&nbsp;</td><td style="text-align: right">6.30</td><td style="text-align: left">&nbsp;</td><td>&nbsp;</td>
    <td style="text-align: left">&nbsp;</td><td style="text-align: right">-</td><td style="text-align: left">&nbsp;</td><td>&nbsp;</td>
    <td style="text-align: left">&nbsp;</td><td style="text-align: right">169,190</td><td style="text-align: left">&nbsp;</td><td>&nbsp;</td>
    <td style="text-align: left">&nbsp;</td><td style="text-align: right">5.37</td><td style="text-align: left">&nbsp;</td><td>&nbsp;</td>
    <td style="text-align: left">&nbsp;</td><td style="text-align: right">-</td><td style="text-align: left">&nbsp;</td></tr>
<tr style="vertical-align: bottom; background-color: White">
    <td nowrap style="text-align: left; padding-bottom: 1pt">Mortgagors' escrow deposits</td><td style="padding-bottom: 1pt">&nbsp;</td>
    <td style="border-bottom: Black 1pt solid; text-align: left">&nbsp;</td><td style="border-bottom: Black 1pt solid; text-align: right">52,364</td><td style="border-bottom: Black 1pt solid; text-align: left">&nbsp;</td><td style="padding-bottom: 1pt">&nbsp;</td>
    <td style="border-bottom: Black 1pt solid; text-align: left">&nbsp;</td><td style="border-bottom: Black 1pt solid; text-align: right">1.40</td><td style="border-bottom: Black 1pt solid; text-align: left">&nbsp;</td><td style="padding-bottom: 1pt">&nbsp;</td>
    <td style="border-bottom: Black 1pt solid; text-align: left">&nbsp;</td><td style="border-bottom: Black 1pt solid; text-align: right">0.19</td><td style="border-bottom: Black 1pt solid; text-align: left">&nbsp;</td><td style="padding-bottom: 1pt">&nbsp;</td>
    <td style="border-bottom: Black 1pt solid; text-align: left">&nbsp;</td><td style="border-bottom: Black 1pt solid; text-align: right">47,876</td><td style="border-bottom: Black 1pt solid; text-align: left">&nbsp;</td><td style="padding-bottom: 1pt">&nbsp;</td>
    <td style="border-bottom: Black 1pt solid; text-align: left">&nbsp;</td><td style="border-bottom: Black 1pt solid; text-align: right">1.43</td><td style="border-bottom: Black 1pt solid; text-align: left">&nbsp;</td><td style="padding-bottom: 1pt">&nbsp;</td>
    <td style="border-bottom: Black 1pt solid; text-align: left">&nbsp;</td><td style="border-bottom: Black 1pt solid; text-align: right">0.28</td><td style="border-bottom: Black 1pt solid; text-align: left">&nbsp;</td><td style="padding-bottom: 1pt">&nbsp;</td>
    <td style="border-bottom: Black 1pt solid; text-align: left">&nbsp;</td><td style="border-bottom: Black 1pt solid; text-align: right">46,217</td><td style="border-bottom: Black 1pt solid; text-align: left">&nbsp;</td><td style="padding-bottom: 1pt">&nbsp;</td>
    <td style="border-bottom: Black 1pt solid; text-align: left">&nbsp;</td><td style="border-bottom: Black 1pt solid; text-align: right">1.47</td><td style="border-bottom: Black 1pt solid; text-align: left">&nbsp;</td><td style="padding-bottom: 1pt">&nbsp;</td>
    <td style="border-bottom: Black 1pt solid; text-align: left">&nbsp;</td><td style="border-bottom: Black 1pt solid; text-align: right">0.08</td><td style="border-bottom: Black 1pt solid; text-align: left">&nbsp;</td></tr>
<tr style="vertical-align: bottom; background-color: rgb(204,238,255)">
    <td nowrap style="padding-left: 10pt">Total</td><td>&nbsp;</td>
    <td style="text-align: left">&nbsp;</td><td style="text-align: right">2,000,352</td><td style="text-align: left">&nbsp;</td><td>&nbsp;</td>
    <td style="text-align: left">&nbsp;</td><td style="text-align: right">53.59</td><td style="text-align: left">&nbsp;</td><td>&nbsp;</td>
    <td style="text-align: left">&nbsp;</td><td style="text-align: right">0.39</td><td style="text-align: left">&nbsp;</td><td>&nbsp;</td>
    <td style="text-align: left">&nbsp;</td><td style="text-align: right">1,908,407</td><td style="text-align: left">&nbsp;</td><td>&nbsp;</td>
    <td style="text-align: left">&nbsp;</td><td style="text-align: right">56.90</td><td style="text-align: left">&nbsp;</td><td>&nbsp;</td>
    <td style="text-align: left">&nbsp;</td><td style="text-align: right">0.37</td><td style="text-align: left">&nbsp;</td><td>&nbsp;</td>
    <td style="text-align: left">&nbsp;</td><td style="text-align: right">1,782,059</td><td style="text-align: left">&nbsp;</td><td>&nbsp;</td>
    <td style="text-align: left">&nbsp;</td><td style="text-align: right">56.61</td><td style="text-align: left">&nbsp;</td><td>&nbsp;</td>
    <td style="text-align: left">&nbsp;</td><td style="text-align: right">0.41</td><td style="text-align: left">&nbsp;</td></tr>
<tr style="vertical-align: bottom; background-color: White">
    <td nowrap>&nbsp;</td><td>&nbsp;</td>
    <td style="text-align: left">&nbsp;</td><td style="text-align: right">&nbsp;</td><td style="text-align: left">&nbsp;</td><td>&nbsp;</td>
    <td style="text-align: left">&nbsp;</td><td style="text-align: right">&nbsp;</td><td style="text-align: left">&nbsp;</td><td>&nbsp;</td>
    <td style="text-align: left">&nbsp;</td><td style="text-align: right">&nbsp;</td><td style="text-align: left">&nbsp;</td><td>&nbsp;</td>
    <td style="text-align: left">&nbsp;</td><td style="text-align: right">&nbsp;</td><td style="text-align: left">&nbsp;</td><td>&nbsp;</td>
    <td style="text-align: left">&nbsp;</td><td style="text-align: right">&nbsp;</td><td style="text-align: left">&nbsp;</td><td>&nbsp;</td>
    <td style="text-align: left">&nbsp;</td><td style="text-align: right">&nbsp;</td><td style="text-align: left">&nbsp;</td><td>&nbsp;</td>
    <td style="text-align: left">&nbsp;</td><td style="text-align: right">&nbsp;</td><td style="text-align: left">&nbsp;</td><td>&nbsp;</td>
    <td style="text-align: left">&nbsp;</td><td style="text-align: right">&nbsp;</td><td style="text-align: left">&nbsp;</td><td>&nbsp;</td>
    <td style="text-align: left">&nbsp;</td><td style="text-align: right">&nbsp;</td><td style="text-align: left">&nbsp;</td></tr>
<tr style="vertical-align: bottom; background-color: rgb(204,238,255)">
    <td nowrap style="text-align: left">Money market accounts</td><td>&nbsp;</td>
    <td style="text-align: left">&nbsp;</td><td style="text-align: right">380,595</td><td style="text-align: left">&nbsp;</td><td>&nbsp;</td>
    <td style="text-align: left">&nbsp;</td><td style="text-align: right">10.20</td><td style="text-align: left">&nbsp;</td><td>&nbsp;</td>
    <td style="text-align: left">&nbsp;</td><td style="text-align: right">0.41</td><td style="text-align: left">&nbsp;</td><td>&nbsp;</td>
    <td style="text-align: left">&nbsp;</td><td style="text-align: right">245,752</td><td style="text-align: left">&nbsp;</td><td>&nbsp;</td>
    <td style="text-align: left">&nbsp;</td><td style="text-align: right">7.33</td><td style="text-align: left">&nbsp;</td><td>&nbsp;</td>
    <td style="text-align: left">&nbsp;</td><td style="text-align: right">0.27</td><td style="text-align: left">&nbsp;</td><td>&nbsp;</td>
    <td style="text-align: left">&nbsp;</td><td style="text-align: right">180,211</td><td style="text-align: left">&nbsp;</td><td>&nbsp;</td>
    <td style="text-align: left">&nbsp;</td><td style="text-align: right">5.72</td><td style="text-align: left">&nbsp;</td><td>&nbsp;</td>
    <td style="text-align: left">&nbsp;</td><td style="text-align: right">0.16</td><td style="text-align: left">&nbsp;</td></tr>
<tr style="vertical-align: bottom; background-color: White">
    <td nowrap>&nbsp;</td><td>&nbsp;</td>
    <td style="text-align: left">&nbsp;</td><td style="text-align: right">&nbsp;</td><td style="text-align: left">&nbsp;</td><td>&nbsp;</td>
    <td style="text-align: left">&nbsp;</td><td style="text-align: right">&nbsp;</td><td style="text-align: left">&nbsp;</td><td>&nbsp;</td>
    <td style="text-align: left">&nbsp;</td><td style="text-align: right">&nbsp;</td><td style="text-align: left">&nbsp;</td><td>&nbsp;</td>
    <td style="text-align: left">&nbsp;</td><td style="text-align: right">&nbsp;</td><td style="text-align: left">&nbsp;</td><td>&nbsp;</td>
    <td style="text-align: left">&nbsp;</td><td style="text-align: right">&nbsp;</td><td style="text-align: left">&nbsp;</td><td>&nbsp;</td>
    <td style="text-align: left">&nbsp;</td><td style="text-align: right">&nbsp;</td><td style="text-align: left">&nbsp;</td><td>&nbsp;</td>
    <td style="text-align: left">&nbsp;</td><td style="text-align: right">&nbsp;</td><td style="text-align: left">&nbsp;</td><td>&nbsp;</td>
    <td style="text-align: left">&nbsp;</td><td style="text-align: right">&nbsp;</td><td style="text-align: left">&nbsp;</td><td>&nbsp;</td>
    <td style="text-align: left">&nbsp;</td><td style="text-align: right">&nbsp;</td><td style="text-align: left">&nbsp;</td></tr>
<tr style="vertical-align: bottom; background-color: rgb(204,238,255)">
    <td nowrap style="text-align: left; padding-bottom: 1pt">Certificate of deposit accounts</td><td style="padding-bottom: 1pt">&nbsp;</td>
    <td style="border-bottom: Black 1pt solid; text-align: left">&nbsp;</td><td style="border-bottom: Black 1pt solid; text-align: right">1,351,619</td><td style="border-bottom: Black 1pt solid; text-align: left">&nbsp;</td><td style="padding-bottom: 1pt">&nbsp;</td>
    <td style="border-bottom: Black 1pt solid; text-align: left">&nbsp;</td><td style="border-bottom: Black 1pt solid; text-align: right">36.21</td><td style="border-bottom: Black 1pt solid; text-align: left">&nbsp;</td><td style="padding-bottom: 1pt">&nbsp;</td>
    <td style="border-bottom: Black 1pt solid; text-align: left">&nbsp;</td><td style="border-bottom: Black 1pt solid; text-align: right">1.55</td><td style="border-bottom: Black 1pt solid; text-align: left">&nbsp;</td><td style="padding-bottom: 1pt">&nbsp;</td>
    <td style="border-bottom: Black 1pt solid; text-align: left">&nbsp;</td><td style="border-bottom: Black 1pt solid; text-align: right">1,199,849</td><td style="border-bottom: Black 1pt solid; text-align: left">&nbsp;</td><td style="padding-bottom: 1pt">&nbsp;</td>
    <td style="border-bottom: Black 1pt solid; text-align: left">&nbsp;</td><td style="border-bottom: Black 1pt solid; text-align: right">35.77</td><td style="border-bottom: Black 1pt solid; text-align: left">&nbsp;</td><td style="padding-bottom: 1pt">&nbsp;</td>
    <td style="border-bottom: Black 1pt solid; text-align: left">&nbsp;</td><td style="border-bottom: Black 1pt solid; text-align: right">1.87</td><td style="border-bottom: Black 1pt solid; text-align: left">&nbsp;</td><td style="padding-bottom: 1pt">&nbsp;</td>
    <td style="border-bottom: Black 1pt solid; text-align: left">&nbsp;</td><td style="border-bottom: Black 1pt solid; text-align: right">1,185,696</td><td style="border-bottom: Black 1pt solid; text-align: left">&nbsp;</td><td style="padding-bottom: 1pt">&nbsp;</td>
    <td style="border-bottom: Black 1pt solid; text-align: left">&nbsp;</td><td style="border-bottom: Black 1pt solid; text-align: right">37.67</td><td style="border-bottom: Black 1pt solid; text-align: left">&nbsp;</td><td style="padding-bottom: 1pt">&nbsp;</td>
    <td style="border-bottom: Black 1pt solid; text-align: left">&nbsp;</td><td style="border-bottom: Black 1pt solid; text-align: right">2.06</td><td style="border-bottom: Black 1pt solid; text-align: left">&nbsp;</td></tr>
<tr style="vertical-align: bottom; background-color: White">
    <td nowrap style="text-align: left; padding-bottom: 2.25pt; padding-left: 10pt">Total deposits</td><td style="padding-bottom: 2.25pt">&nbsp;</td>
    <td style="border-bottom: Black 2.25pt double; text-align: left">$</td><td style="border-bottom: Black 2.25pt double; text-align: right">3,732,566</td><td style="border-bottom: Black 2.25pt double; text-align: left">&nbsp;</td><td style="padding-bottom: 2.25pt">&nbsp;</td>
    <td style="border-bottom: Black 2.25pt double; text-align: left">&nbsp;</td><td style="border-bottom: Black 2.25pt double; text-align: right">100.00</td><td style="border-bottom: Black 2.25pt double; text-align: left">%</td><td style="padding-bottom: 2.25pt">&nbsp;</td>
    <td style="border-bottom: Black 2.25pt double; text-align: left">&nbsp;</td><td style="border-bottom: Black 2.25pt double; text-align: right">0.81</td><td style="border-bottom: Black 2.25pt double; text-align: left">%</td><td style="padding-bottom: 2.25pt">&nbsp;</td>
    <td style="border-bottom: Black 2.25pt double; text-align: left">$</td><td style="border-bottom: Black 2.25pt double; text-align: right">3,354,008</td><td style="border-bottom: Black 2.25pt double; text-align: left">&nbsp;</td><td style="padding-bottom: 2.25pt">&nbsp;</td>
    <td style="border-bottom: Black 2.25pt double; text-align: left">&nbsp;</td><td style="border-bottom: Black 2.25pt double; text-align: right">100.00</td><td style="border-bottom: Black 2.25pt double; text-align: left">%</td><td style="padding-bottom: 2.25pt">&nbsp;</td>
    <td style="border-bottom: Black 2.25pt double; text-align: left">&nbsp;</td><td style="border-bottom: Black 2.25pt double; text-align: right">0.90</td><td style="border-bottom: Black 2.25pt double; text-align: left">%</td><td style="padding-bottom: 2.25pt">&nbsp;</td>
    <td style="border-bottom: Black 2.25pt double; text-align: left">$</td><td style="border-bottom: Black 2.25pt double; text-align: right">3,147,966</td><td style="border-bottom: Black 2.25pt double; text-align: left">&nbsp;</td><td style="padding-bottom: 2.25pt">&nbsp;</td>
    <td style="border-bottom: Black 2.25pt double; text-align: left">&nbsp;</td><td style="border-bottom: Black 2.25pt double; text-align: right">100.00</td><td style="border-bottom: Black 2.25pt double; text-align: left">%</td><td style="padding-bottom: 2.25pt">&nbsp;</td>
    <td style="border-bottom: Black 2.25pt double; text-align: left">&nbsp;</td><td style="border-bottom: Black 2.25pt double; text-align: right">1.02</td><td style="border-bottom: Black 2.25pt double; text-align: left">%</td></tr>
</table>

<p style="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</p>

<p style="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 0.5in"><i><a name="a_035"></a>Borrowings</i>.
Although deposits are our primary source of funds, we also use borrowings as an alternative and cost effective source of funds
for lending, investing and other general purposes. The Bank is a member of, and is eligible to obtain advances from, the FHLB-NY.
Such advances generally are secured by a blanket lien against the Bank&#8217;s mortgage portfolio and the Bank&#8217;s investment
in the stock of the FHLB-NY. In addition, the Bank may pledge mortgage-backed securities to obtain advances from the FHLB-NY. See
&#8220;&#8212; Regulation &#8212; Federal Home Loan Bank System.&#8221; The maximum amount that the FHLB-NY will advance for purposes
other than for meeting withdrawals fluctuates from time to time in accordance with the policies of the FHLB-NY. The Bank may also
enter into repurchase agreements with broker-dealers and the FHLB-NY. These agreements are recorded as financing transactions and
the obligations to repurchase are reflected as a liability in our consolidated financial statements. In addition, we issued junior
subordinated debentures with a total par of $61.9 million in June and July 2007. These junior subordinated debentures are carried
at fair value in the Consolidated Statement of Financial Condition. The average cost of borrowings was 1.76%, 2.49% and 2.39% for
the years ended December 31, 2015, 2014 and 2013, respectively. The average balances of borrowings were $1,104.4 million, $993.8
million and $953.2 million for the same years, respectively.</p>

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<p style="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify"></p>

<p style="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0.25in 0pt 0; text-align: justify; text-indent: 0.5in">The following
table sets forth certain information regarding our borrowings at or for the periods ended on the dates indicated.</p>

<p style="color: Red; font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: left; text-indent: 0in">&nbsp;</p>

<p style="color: Red; font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: left; text-indent: 0in"></p>

<table cellpadding="0" cellspacing="0" style="border-collapse: collapse; width: 100%; font: 10pt Times New Roman, Times, Serif">
<tr style="vertical-align: bottom">
    <td style="text-align: center">&nbsp;</td><td style="padding-bottom: 1pt">&nbsp;</td>
    <td colspan="11" style="text-align: center; border-bottom: Black 1pt solid">At or for the years ended December 31,</td></tr>
<tr style="vertical-align: bottom">
    <td style="text-align: center">&nbsp;</td><td style="padding-bottom: 1pt">&nbsp;</td>
    <td colspan="3" style="text-align: center; border-bottom: Black 1pt solid">2015</td><td style="padding-bottom: 1pt">&nbsp;</td>
    <td colspan="3" style="text-align: center; border-bottom: Black 1pt solid">2014</td><td style="padding-bottom: 1pt">&nbsp;</td>
    <td colspan="3" style="text-align: center; border-bottom: Black 1pt solid">2013</td></tr>
<tr style="vertical-align: bottom">
    <td>&nbsp;</td><td style="font-style: italic">&nbsp;</td>
    <td colspan="11" style="font-style: italic; text-align: center">(Dollars in thousands)</td></tr>
<tr style="vertical-align: bottom; background-color: rgb(204,238,255)">
    <td style="font-weight: bold; text-decoration: underline; text-align: left">Securities Sold with the Agreement to Repurchase</td><td>&nbsp;</td>
    <td style="text-align: left">&nbsp;</td><td style="text-align: right">&nbsp;</td><td style="text-align: left">&nbsp;</td><td>&nbsp;</td>
    <td style="text-align: left">&nbsp;</td><td style="text-align: right">&nbsp;</td><td style="text-align: left">&nbsp;</td><td>&nbsp;</td>
    <td style="text-align: left">&nbsp;</td><td style="text-align: right">&nbsp;</td><td style="text-align: left">&nbsp;</td></tr>
<tr style="vertical-align: bottom; background-color: White">
    <td style="width: 55%">Average balance outstanding</td><td style="width: 1%">&nbsp;</td>
    <td style="width: 1%; text-align: left">$</td><td style="width: 12%; text-align: right">116,000</td><td style="width: 1%; text-align: left">&nbsp;</td><td style="width: 1%">&nbsp;</td>
    <td style="width: 1%; text-align: left">$</td><td style="width: 12%; text-align: right">137,824</td><td style="width: 1%; text-align: left">&nbsp;</td><td style="width: 1%">&nbsp;</td>
    <td style="width: 1%; text-align: left">$</td><td style="width: 12%; text-align: right">172,944</td><td style="width: 1%; text-align: left">&nbsp;</td></tr>
<tr style="vertical-align: bottom; background-color: rgb(204,238,255)">
    <td style="text-align: left">Maximum amount outstanding at any month</td><td>&nbsp;</td>
    <td style="text-align: left">&nbsp;</td><td style="text-align: right">&nbsp;</td><td style="text-align: left">&nbsp;</td><td>&nbsp;</td>
    <td style="text-align: left">&nbsp;</td><td style="text-align: right">&nbsp;</td><td style="text-align: left">&nbsp;</td><td>&nbsp;</td>
    <td style="text-align: left">&nbsp;</td><td style="text-align: right">&nbsp;</td><td style="text-align: left">&nbsp;</td></tr>
<tr style="vertical-align: bottom; background-color: rgb(204,238,255)">
    <td style="text-align: left; padding-left: 10pt">end during the period</td><td>&nbsp;</td>
    <td style="text-align: left">&nbsp;</td><td style="text-align: right">116,000</td><td style="text-align: left">&nbsp;</td><td>&nbsp;</td>
    <td style="text-align: left">&nbsp;</td><td style="text-align: right">155,300</td><td style="text-align: left">&nbsp;</td><td>&nbsp;</td>
    <td style="text-align: left">&nbsp;</td><td style="text-align: right">185,300</td><td style="text-align: left">&nbsp;</td></tr>
<tr style="vertical-align: bottom; background-color: White">
    <td style="text-align: left">Balance outstanding at the end of period</td><td>&nbsp;</td>
    <td style="text-align: left">&nbsp;</td><td style="text-align: right">116,000</td><td style="text-align: left">&nbsp;</td><td>&nbsp;</td>
    <td style="text-align: left">&nbsp;</td><td style="text-align: right">116,000</td><td style="text-align: left">&nbsp;</td><td>&nbsp;</td>
    <td style="text-align: left">&nbsp;</td><td style="text-align: right">155,300</td><td style="text-align: left">&nbsp;</td></tr>
<tr style="vertical-align: bottom; background-color: rgb(204,238,255)">
    <td>Weighted average interest rate during the period</td><td>&nbsp;</td>
    <td style="text-align: left">&nbsp;</td><td style="text-align: right">3.22</td><td style="text-align: left">%</td><td>&nbsp;</td>
    <td style="text-align: left">&nbsp;</td><td style="text-align: right">5.37</td><td style="text-align: left">%</td><td>&nbsp;</td>
    <td style="text-align: left">&nbsp;</td><td style="text-align: right">3.42</td><td style="text-align: left">%</td></tr>
<tr style="vertical-align: bottom; background-color: White">
    <td>Weighted average interest rate at end of period</td><td>&nbsp;</td>
    <td style="text-align: left">&nbsp;</td><td style="text-align: right">3.18</td><td style="text-align: left">&nbsp;</td><td>&nbsp;</td>
    <td style="text-align: left">&nbsp;</td><td style="text-align: right">3.18</td><td style="text-align: left">&nbsp;</td><td>&nbsp;</td>
    <td style="text-align: left">&nbsp;</td><td style="text-align: right">3.41</td><td style="text-align: left">&nbsp;</td></tr>
<tr style="vertical-align: bottom; background-color: rgb(204,238,255)">
    <td>&nbsp;</td><td>&nbsp;</td>
    <td style="text-align: left">&nbsp;</td><td style="text-align: right">&nbsp;</td><td style="text-align: left">&nbsp;</td><td>&nbsp;</td>
    <td style="text-align: left">&nbsp;</td><td style="text-align: right">&nbsp;</td><td style="text-align: left">&nbsp;</td><td>&nbsp;</td>
    <td style="text-align: left">&nbsp;</td><td style="text-align: right">&nbsp;</td><td style="text-align: left">&nbsp;</td></tr>
<tr style="vertical-align: bottom; background-color: White">
    <td style="font-weight: bold; text-decoration: underline; text-align: left">FHLB-NY Advances</td><td>&nbsp;</td>
    <td style="text-align: left">&nbsp;</td><td style="text-align: right">&nbsp;</td><td style="text-align: left">&nbsp;</td><td>&nbsp;</td>
    <td style="text-align: left">&nbsp;</td><td style="text-align: right">&nbsp;</td><td style="text-align: left">&nbsp;</td><td>&nbsp;</td>
    <td style="text-align: left">&nbsp;</td><td style="text-align: right">&nbsp;</td><td style="text-align: left">&nbsp;</td></tr>
<tr style="vertical-align: bottom; background-color: rgb(204,238,255)">
    <td>Average balance outstanding</td><td>&nbsp;</td>
    <td style="text-align: left">$</td><td style="text-align: right">947,370</td><td style="text-align: left">&nbsp;</td><td>&nbsp;</td>
    <td style="text-align: left">$</td><td style="text-align: right">826,132</td><td style="text-align: left">&nbsp;</td><td>&nbsp;</td>
    <td style="text-align: left">$</td><td style="text-align: right">754,305</td><td style="text-align: left">&nbsp;</td></tr>
<tr style="vertical-align: bottom; background-color: White">
    <td style="text-align: left">Maximum amount outstanding at any month</td><td>&nbsp;</td>
    <td style="text-align: left">&nbsp;</td><td style="text-align: right">&nbsp;</td><td style="text-align: left">&nbsp;</td><td>&nbsp;</td>
    <td style="text-align: left">&nbsp;</td><td style="text-align: right">&nbsp;</td><td style="text-align: left">&nbsp;</td><td>&nbsp;</td>
    <td style="text-align: left">&nbsp;</td><td style="text-align: right">&nbsp;</td><td style="text-align: left">&nbsp;</td></tr>
<tr style="vertical-align: bottom; background-color: White">
    <td style="text-align: left; padding-left: 10pt">end during the period</td><td>&nbsp;</td>
    <td style="text-align: left">&nbsp;</td><td style="text-align: right">1,106,658</td><td style="text-align: left">&nbsp;</td><td>&nbsp;</td>
    <td style="text-align: left">&nbsp;</td><td style="text-align: right">936,813</td><td style="text-align: left">&nbsp;</td><td>&nbsp;</td>
    <td style="text-align: left">&nbsp;</td><td style="text-align: right">864,864</td><td style="text-align: left">&nbsp;</td></tr>
<tr style="vertical-align: bottom; background-color: rgb(204,238,255)">
    <td style="text-align: left">Balance outstanding at the end of period</td><td>&nbsp;</td>
    <td style="text-align: left">&nbsp;</td><td style="text-align: right">1,106,658</td><td style="text-align: left">&nbsp;</td><td>&nbsp;</td>
    <td style="text-align: left">&nbsp;</td><td style="text-align: right">911,721</td><td style="text-align: left">&nbsp;</td><td>&nbsp;</td>
    <td style="text-align: left">&nbsp;</td><td style="text-align: right">827,252</td><td style="text-align: left">&nbsp;</td></tr>
<tr style="vertical-align: bottom; background-color: White">
    <td>Weighted average interest rate during the period</td><td>&nbsp;</td>
    <td style="text-align: left">&nbsp;</td><td style="text-align: right">1.48</td><td style="text-align: left">%</td><td>&nbsp;</td>
    <td style="text-align: left">&nbsp;</td><td style="text-align: right">2.03</td><td style="text-align: left">%</td><td>&nbsp;</td>
    <td style="text-align: left">&nbsp;</td><td style="text-align: right">2.03</td><td style="text-align: left">%</td></tr>
<tr style="vertical-align: bottom; background-color: rgb(204,238,255)">
    <td>Weighted average interest rate at end of period</td><td>&nbsp;</td>
    <td style="text-align: left">&nbsp;</td><td style="text-align: right">1.40</td><td style="text-align: left">&nbsp;</td><td>&nbsp;</td>
    <td style="text-align: left">&nbsp;</td><td style="text-align: right">1.44</td><td style="text-align: left">&nbsp;</td><td>&nbsp;</td>
    <td style="text-align: left">&nbsp;</td><td style="text-align: right">1.48</td><td style="text-align: left">&nbsp;</td></tr>
<tr style="vertical-align: bottom; background-color: White">
    <td>&nbsp;</td><td>&nbsp;</td>
    <td style="text-align: left">&nbsp;</td><td style="text-align: right">&nbsp;</td><td style="text-align: left">&nbsp;</td><td>&nbsp;</td>
    <td style="text-align: left">&nbsp;</td><td style="text-align: right">&nbsp;</td><td style="text-align: left">&nbsp;</td><td>&nbsp;</td>
    <td style="text-align: left">&nbsp;</td><td style="text-align: right">&nbsp;</td><td style="text-align: left">&nbsp;</td></tr>
<tr style="vertical-align: bottom; background-color: rgb(204,238,255)">
    <td style="font-weight: bold; text-decoration: underline; text-align: left">Other Borrowings</td><td>&nbsp;</td>
    <td style="text-align: left">&nbsp;</td><td style="text-align: right">&nbsp;</td><td style="text-align: left">&nbsp;</td><td>&nbsp;</td>
    <td style="text-align: left">&nbsp;</td><td style="text-align: right">&nbsp;</td><td style="text-align: left">&nbsp;</td><td>&nbsp;</td>
    <td style="text-align: left">&nbsp;</td><td style="text-align: right">&nbsp;</td><td style="text-align: left">&nbsp;</td></tr>
<tr style="vertical-align: bottom; background-color: White">
    <td>Average balance outstanding</td><td>&nbsp;</td>
    <td style="text-align: left">$</td><td style="text-align: right">40,998</td><td style="text-align: left">&nbsp;</td><td>&nbsp;</td>
    <td style="text-align: left">$</td><td style="text-align: right">29,834</td><td style="text-align: left">&nbsp;</td><td>&nbsp;</td>
    <td style="text-align: left">$</td><td style="text-align: right">25,939</td><td style="text-align: left">&nbsp;</td></tr>
<tr style="vertical-align: bottom; background-color: rgb(204,238,255)">
    <td style="text-align: left">Maximum amount outstanding at any month</td><td>&nbsp;</td>
    <td style="text-align: left">&nbsp;</td><td style="text-align: right">&nbsp;</td><td style="text-align: left">&nbsp;</td><td>&nbsp;</td>
    <td style="text-align: left">&nbsp;</td><td style="text-align: right">&nbsp;</td><td style="text-align: left">&nbsp;</td><td>&nbsp;</td>
    <td style="text-align: left">&nbsp;</td><td style="text-align: right">&nbsp;</td><td style="text-align: left">&nbsp;</td></tr>
<tr style="vertical-align: bottom; background-color: rgb(204,238,255)">
    <td style="text-align: left; padding-left: 10pt">end during the period</td><td>&nbsp;</td>
    <td style="text-align: left">&nbsp;</td><td style="text-align: right">89,479</td><td style="text-align: left">&nbsp;</td><td>&nbsp;</td>
    <td style="text-align: left">&nbsp;</td><td style="text-align: right">30,352</td><td style="text-align: left">&nbsp;</td><td>&nbsp;</td>
    <td style="text-align: left">&nbsp;</td><td style="text-align: right">29,570</td><td style="text-align: left">&nbsp;</td></tr>
<tr style="vertical-align: bottom; background-color: White">
    <td style="text-align: left">Balance outstanding at the end of period</td><td>&nbsp;</td>
    <td style="text-align: left">&nbsp;</td><td style="text-align: right">49,018</td><td style="text-align: left">&nbsp;</td><td>&nbsp;</td>
    <td style="text-align: left">&nbsp;</td><td style="text-align: right">28,771</td><td style="text-align: left">&nbsp;</td><td>&nbsp;</td>
    <td style="text-align: left">&nbsp;</td><td style="text-align: right">29,570</td><td style="text-align: left">&nbsp;</td></tr>
<tr style="vertical-align: bottom; background-color: rgb(204,238,255)">
    <td>Weighted average interest rate during the period</td><td>&nbsp;</td>
    <td style="text-align: left">&nbsp;</td><td style="text-align: right">4.02</td><td style="text-align: left">%</td><td>&nbsp;</td>
    <td style="text-align: left">&nbsp;</td><td style="text-align: right">5.30</td><td style="text-align: left">%</td><td>&nbsp;</td>
    <td style="text-align: left">&nbsp;</td><td style="text-align: right">6.17</td><td style="text-align: left">%</td></tr>
<tr style="vertical-align: bottom; background-color: White">
    <td>Weighted average interest rate at end of period</td><td>&nbsp;</td>
    <td style="text-align: left">&nbsp;</td><td style="text-align: right">2.56</td><td style="text-align: left">&nbsp;</td><td>&nbsp;</td>
    <td style="text-align: left">&nbsp;</td><td style="text-align: right">5.96</td><td style="text-align: left">&nbsp;</td><td>&nbsp;</td>
    <td style="text-align: left">&nbsp;</td><td style="text-align: right">5.67</td><td style="text-align: left">&nbsp;</td></tr>
<tr style="vertical-align: bottom; background-color: rgb(204,238,255)">
    <td>&nbsp;</td><td>&nbsp;</td>
    <td style="text-align: left">&nbsp;</td><td style="text-align: right">&nbsp;</td><td style="text-align: left">&nbsp;</td><td>&nbsp;</td>
    <td style="text-align: left">&nbsp;</td><td style="text-align: right">&nbsp;</td><td style="text-align: left">&nbsp;</td><td>&nbsp;</td>
    <td style="text-align: left">&nbsp;</td><td style="text-align: right">&nbsp;</td><td style="text-align: left">&nbsp;</td></tr>
<tr style="vertical-align: bottom; background-color: White">
    <td style="font-weight: bold; text-decoration: underline; text-align: left">Total Borrowings</td><td>&nbsp;</td>
    <td style="text-align: left">&nbsp;</td><td style="text-align: right">&nbsp;</td><td style="text-align: left">&nbsp;</td><td>&nbsp;</td>
    <td style="text-align: left">&nbsp;</td><td style="text-align: right">&nbsp;</td><td style="text-align: left">&nbsp;</td><td>&nbsp;</td>
    <td style="text-align: left">&nbsp;</td><td style="text-align: right">&nbsp;</td><td style="text-align: left">&nbsp;</td></tr>
<tr style="vertical-align: bottom; background-color: rgb(204,238,255)">
    <td>Average balance outstanding</td><td>&nbsp;</td>
    <td style="text-align: left">$</td><td style="text-align: right">1,104,368</td><td style="text-align: left">&nbsp;</td><td>&nbsp;</td>
    <td style="text-align: left">$</td><td style="text-align: right">993,790</td><td style="text-align: left">&nbsp;</td><td>&nbsp;</td>
    <td style="text-align: left">$</td><td style="text-align: right">953,188</td><td style="text-align: left">&nbsp;</td></tr>
<tr style="vertical-align: bottom; background-color: White">
    <td style="text-align: left">Maximum amount outstanding at any month</td><td>&nbsp;</td>
    <td style="text-align: left">&nbsp;</td><td style="text-align: right">&nbsp;</td><td style="text-align: left">&nbsp;</td><td>&nbsp;</td>
    <td style="text-align: left">&nbsp;</td><td style="text-align: right">&nbsp;</td><td style="text-align: left">&nbsp;</td><td>&nbsp;</td>
    <td style="text-align: left">&nbsp;</td><td style="text-align: right">&nbsp;</td><td style="text-align: left">&nbsp;</td></tr>
<tr style="vertical-align: bottom; background-color: White">
    <td style="text-align: left; padding-left: 10pt">end during the period</td><td>&nbsp;</td>
    <td style="text-align: left">&nbsp;</td><td style="text-align: right">1,312,137</td><td style="text-align: left">&nbsp;</td><td>&nbsp;</td>
    <td style="text-align: left">&nbsp;</td><td style="text-align: right">1,112,201</td><td style="text-align: left">&nbsp;</td><td>&nbsp;</td>
    <td style="text-align: left">&nbsp;</td><td style="text-align: right">1,067,170</td><td style="text-align: left">&nbsp;</td></tr>
<tr style="vertical-align: bottom; background-color: rgb(204,238,255)">
    <td style="text-align: left">Balance outstanding at the end of period</td><td>&nbsp;</td>
    <td style="text-align: left">&nbsp;</td><td style="text-align: right">1,271,676</td><td style="text-align: left">&nbsp;</td><td>&nbsp;</td>
    <td style="text-align: left">&nbsp;</td><td style="text-align: right">1,056,492</td><td style="text-align: left">&nbsp;</td><td>&nbsp;</td>
    <td style="text-align: left">&nbsp;</td><td style="text-align: right">1,012,122</td><td style="text-align: left">&nbsp;</td></tr>
<tr style="vertical-align: bottom; background-color: White">
    <td>Weighted average interest rate during the period</td><td>&nbsp;</td>
    <td style="text-align: left">&nbsp;</td><td style="text-align: right">1.76</td><td style="text-align: left">%</td><td>&nbsp;</td>
    <td style="text-align: left">&nbsp;</td><td style="text-align: right">2.49</td><td style="text-align: left">%</td><td>&nbsp;</td>
    <td style="text-align: left">&nbsp;</td><td style="text-align: right">2.39</td><td style="text-align: left">%</td></tr>
<tr style="vertical-align: bottom; background-color: rgb(204,238,255)">
    <td>Weighted average interest rate at end of period</td><td>&nbsp;</td>
    <td style="text-align: left">&nbsp;</td><td style="text-align: right">1.61</td><td style="text-align: left">&nbsp;</td><td>&nbsp;</td>
    <td style="text-align: left">&nbsp;</td><td style="text-align: right">1.75</td><td style="text-align: left">&nbsp;</td><td>&nbsp;</td>
    <td style="text-align: left">&nbsp;</td><td style="text-align: right">1.90</td><td style="text-align: left">&nbsp;</td></tr>
</table>

<p style="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: left; text-indent: 0in"><b>&nbsp;</b></p>

<p style="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: left; text-indent: 0in"><a name="a_036"></a><b>Subsidiary Activities</b></p>

<p style="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: left; text-indent: 0in"><b>&nbsp;</b></p>

<p style="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 0.5in">At December 31, 2015,
Flushing Financial Corporation had four wholly owned subsidiaries: the Bank and the Trusts. In addition, the Bank had three wholly
owned subsidiaries: FSB Properties Inc. (&#8220;Properties&#8221;), Flushing Preferred Funding Corporation (&#8220;FPFC&#8221;),
and Flushing Service Corporation.</p>

<p style="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 0.5in">&nbsp;</p>

<p style="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 0.5in">(a)	Properties,
which is incorporated in the State of New York, was formed in 1976 under the Savings Bank&#8217;s New York State leeway investment
authority. The original purpose of Properties was to engage in joint venture real estate equity investments. The Savings Bank discontinued
these activities in 1986. The last joint venture in which Properties was a partner was dissolved in 1989. The last remaining property
acquired by the dissolution of these joint ventures was disposed of in 1998. Properties is currently used to hold title to real
estate owned that is obtained via foreclosure.</p>

<p style="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 0.5in">&nbsp;</p>

<p style="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 0.5in">(b)	FPFC, which
is incorporated in the State of Delaware, was formed in 1997 as a real estate investment trust for the purpose of acquiring, holding
and managing real estate mortgage assets. FPFC also provides an additional vehicle for access by the Company to the capital markets
for future opportunities.</p>

<p style="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 0.5in">&nbsp;</p>

<p style="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 0.5in">(c)	Flushing Service
Corporation, which is incorporated in the State of New York, was formed in 1998 to market insurance products and mutual funds.</p>

<p style="font: bold 10pt Times New Roman, Times, Serif; margin: 0pt 22.5pt 0pt 0; text-align: justify"></p>

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<p style="font: bold 10pt Times New Roman, Times, Serif; margin: 0pt 22.5pt 0pt 0; text-align: justify"><a name="a_037"></a>Personnel</p>

<p style="font: bold 10pt Times New Roman, Times, Serif; margin: 0pt 22.5pt 0pt 0; text-align: justify">&nbsp;</p>

<p style="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 0.5in">At December 31, 2015,
we had 427 full-time employees and 15 part-time employees. None of our employees are represented by a collective bargaining unit,
and we consider our relationship with our employees to be good. At the present time, Flushing Financial Corporation only employs
certain officers of the Bank. These employees do not receive any extra compensation as officers of Flushing Financial Corporation.</p>

<p style="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0.25in 0pt 0; text-align: justify; text-indent: 0in">&nbsp;</p>

<p style="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0.25in 0pt 0; text-align: justify; text-indent: 0in"><a name="a_038"></a><b>Omnibus
Incentive Plan</b></p>

<p style="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 0.5in">&nbsp;</p>

<p style="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 0.5in">The 2014 Omnibus Incentive
Plan (&#8220;2014 Omnibus Plan&#8221;) became effective on May 20, 2014 after adoption by the Board of Directors and approval by
the stockholders. The 2014 Omnibus Plan authorizes the Compensation Committee of the Company&#8217;s Board of Directors (the &#8220;Compensation
Committee&#8221;) to grant a variety of equity compensation awards as well as long-term and annual cash incentive awards, all of
which can, but need not, be structured so as to comply with Section 162(m) of the Internal Revenue Code of 1986, as amended (the
&#8220;Internal Revenue Code&#8221;). The 2014 Omnibus Plan authorizes the issuance of 1,100,000 shares. To the extent that an
award under the 2014 Omnibus Plan is cancelled, expired, forfeited, settled in cash, settled by issuance of fewer shares than the
number underlying the award, or otherwise terminated without delivery of shares to a participant in payment of the exercise price
or taxes relating to an award, the shares retained by or returned to the Company will be available for future issuance under the
2014 Omnibus Plan. No further awards may be granted under the Company&#8217;s 2005 Omnibus Incentive Plan, 1996 Stock Option Incentive
Plan, and 1996 Restricted Stock Incentive Plan. At December 31, 2015, there were 787,180 shares available for delivery in connection
with awards under the 2014 Omnibus Plan.</p>

<p style="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 0.5in">&nbsp;</p>

<p style="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 0.5in">For additional information
concerning this plan, see &#8220;Note 11 of Notes to Consolidated Financial Statements&#8221; in Item 8 of this Annual Report.</p>

<p style="font: bold 10pt Times New Roman, Times, Serif; margin: 0pt 0.25in 0pt 0; text-align: center">&nbsp;</p>

<p style="font: bold 10pt Times New Roman, Times, Serif; margin: 0pt 0.25in 0pt 0; text-align: center"><a name="a_039"></a>FEDERAL, STATE AND LOCAL
TAXATION</p>

<p style="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 0.5in">&nbsp;</p>

<p style="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 0.5in">The following discussion
of tax matters is intended only as a summary and does not purport to be a comprehensive description of the tax rules applicable
to the Company.</p>

<p style="font: bold 10pt Times New Roman, Times, Serif; margin: 0pt 0.25in 0pt 0; text-align: justify">&nbsp;</p>

<p style="font: bold 10pt Times New Roman, Times, Serif; margin: 0pt 0.25in 0pt 0; text-align: justify"><a name="a_040"></a>Federal Taxation</p>

<p style="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 0.5in">&nbsp;</p>

<p style="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 0.5in"><a name="a_041"></a><i>General</i>. We
report our income using a calendar year and the accrual method of accounting. We are subject to the federal tax laws and regulations
which apply to corporations generally, and, since the enactment of the Small Business Job Protection Act of 1996 (the &#8220;Act&#8221;),
those laws and regulations governing the Bank&#8217;s deductions for bad debts, described below.</p>

<p style="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 0.5in">&nbsp;</p>

<p style="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 0.5in"><a name="a_042"></a><i>Bad Debt Reserves.</i>
Prior to the enactment of the Act, which was signed into law on August 20, 1996, savings institutions which met certain definitional
tests primarily relating to their assets and the nature of their business (&#8220;qualifying thrifts&#8221;), such as the Savings
Bank, were allowed deductions for bad debts under methods more favorable than those granted to other taxpayers. Qualifying thrifts
could compute deductions for bad debts using either the specific charge off method of Section 166 of the Internal Revenue Code
(the &#8220;Code&#8221;) or the reserve method of Section 593 of the Code. Section 1616(a) of the Act repealed the Section 593
reserve method of accounting for bad debts by qualifying thrifts, effective for taxable years beginning after 1995. Qualifying
thrifts that are treated as large banks, such as the Savings Bank, are required to use the specific charge off method, pursuant
to which the amount of any debt may be deducted only as it actually becomes wholly or partially worthless.</p>

<p style="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 0.5in">&nbsp;</p>

<p style="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 0.5in"><a name="a_043"></a><i>Distributions.</i>
To the extent that the Bank makes &#8220;non-dividend distributions&#8221; to stockholders that are considered to result in distributions
from its pre-1988 reserves or the supplemental reserve for losses on loans (&#8220;excess distributions&#8221;), then an amount
based on the amount distributed will be included in the Bank&#8217;s taxable income. Non-dividend distributions include distributions
in excess of the Bank&#8217;s current and post-1951 accumulated earnings and profits, as calculated for federal income tax purposes,
distributions in redemption of stock and distributions in partial or complete liquidation. The amount of additional taxable income
resulting from an excess distribution is an amount that when reduced by the tax attributable to the income is equal to the amount
of the excess distribution. Thus, slightly more than one and one-half times the amount of the excess distribution made would be
includable in gross income for federal income tax purposes, assuming a 35% federal corporate income tax rate. See &#8220;Regulation
<font style="font-family: Symbol">&#190;</font> Restrictions on Dividends and Capital Distributions&#8221; for limits on the
payment of dividends by the Bank. The Bank does not intend to pay dividends or make non-dividend distributions described above
that would result in a recapture of any portion of its pre-1988 bad debt reserves.</p>

<p style="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 0.5in">&nbsp;</p>

<p style="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 0.5in"><a name="a_044"></a><i>Corporate Alternative
Minimum Tax</i>. The Code imposes an alternative minimum tax on corporations equal to the excess, if any, of 20% of alternative
minimum taxable income (&#8220;AMTI&#8221;) over a corporation&#8217;s regular federal income tax liability. AMTI is equal to taxable
income with certain adjustments. Generally, only 90% of AMTI can be offset by net operating loss carrybacks and carryforwards.</p>

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<p style="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify"></p>

<p style="font: bold 10pt Times New Roman, Times, Serif; margin: 0pt 0.25in 0pt 0; text-align: justify"><a name="a_045"></a>State and Local Taxation</p>

<p style="font: bold 10pt Times New Roman, Times, Serif; margin: 0pt 0.25in 0pt 0; text-align: justify">&nbsp;</p>

<p style="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 0.5in"><a name="a_046"></a><i>New York State and
New York City Taxation</i>. We are subject to the New York State Franchise Tax on Banking Corporations in an annual amount equal
to the greater of (1)&nbsp;7.1% of &#8220;entire net income&#8221; allocable to New York State during the taxable year or (2)&nbsp;the
applicable alternative minimum tax. The alternative minimum tax is generally the greater of (a)&nbsp;0.01% of the value of assets
allocable to New York State with certain modifications, (b)&nbsp;3% of &#8220;alternative entire net income&#8221; allocable to
New York State or (c)&nbsp;$250. Entire net income is similar to federal taxable income, subject to certain modifications, including
that net operating losses arising during any taxable year prior to January 1, 2001 cannot be carried back or carried forward, and
net operating losses arising during any taxable year beginning on or after January 1, 2001 cannot be carried back. Alternative
entire net income is equal to entire net income without certain deductions that are allowable in the calculation of entire net
income. We are also subject to a similarly calculated New York City tax of 9% on income allocated to New York City. For New York
City tax purposes, entire net income is similar to federal taxable income, subject to certain modifications, including that net
operating losses arising during any taxable year prior to January 1, 2009 cannot be carried back or carried forward, and net operating
losses arising during any taxable year beginning on or after January 1, 2009 cannot be carried back and similar alternative taxes.
In addition, we are subject to a tax surcharge at a rate of 17% of the New York State Franchise Tax that is attributable to business
activity carried on within the Metropolitan Commuter Transportation District (&#8220;MTA surcharge&#8221;).</p>

<p style="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 0.5in">&nbsp;</p>

<p style="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 0.5in">Notwithstanding the
repeal of the federal income tax provisions permitting bad debt deductions under the reserve method, New York State had enacted
legislation maintaining the preferential treatment of additional loss reserves for qualifying real property and non-qualifying
loans of qualifying thrifts for both New York State and New York City tax purposes. Calculation of the amount of additions to reserves
for qualifying real property loans was limited to the larger of the amount derived by the percentage of taxable income method or
the experience method. For these purposes, the applicable percentage to calculate the bad debt deduction under the percentage of
taxable income method was 32% of taxable income, reduced by additions to reserves for non-qualifying loans, except that the amount
of the addition to the reserve could not exceed the amount necessary to increase the balance of the reserve for losses on qualifying
real property loans at the close of the taxable year to 6% of the balance of the qualifying real property loans outstanding at
the end of the taxable year. Under the experience method, the maximum addition to a loan reserve generally equaled the amount necessary
to increase the balance of the bad debt reserve at the close of the taxable year to the greater of (1) the amount that bears the
same ratio to loans outstanding at the close of the taxable year as the total net bad debts sustained during the current and five
preceding taxable years bears to the sum of the loans outstanding at the close of those six years, or (2) the balance of the bad
debt reserve at the close of the &#8220;base year,&#8221; or, if the amount of loans outstanding has declined since the base year,
the amount which bears the same ratio to the amount of loans outstanding at the close of the taxable year as the balance of the
reserve at the close of the base year. For these purposes, the &#8220;base year&#8221; was the last taxable year beginning before
1988. The amount of additions to reserves for non-qualifying loans was computed under the experience method. In no event could
the additions to reserves for qualifying real property loans be greater than the larger of the amount determined under the experience
method or the amount which, when added to the additions to reserves for non-qualifying loans, equal the amount by which 12% of
the total deposits or withdrawable accounts of depositors of the Savings Bank at the close of the taxable year exceeded the sum
of the Savings Bank&#8217;s surplus, undivided profits and reserves at the beginning of such year.</p>

<p style="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 0.5in">&nbsp;</p>

<p style="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 0.5in">In March 2014, the
New York State legislature changed New York State tax law, eliminating the separate bank tax section of the tax code, which results
in all corporations being taxed in the same manner. The changes to the tax law are effective for tax years beginning on or after
January 1, 2015. The most significant changes in the new tax law include:</p>

<p style="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 0.5in">&nbsp;</p>

<p style="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 0.5in">The existing corporate
franchise tax rate of 7.1% is reduced to 6.5% effective January 1, 2016.</p>

<p style="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0 0pt 0.5in; text-align: justify">All corporations will calculate
tax on the following three bases: business income base, capital base, and fixed dollar minimum base; the highest tax is paid.</p>

<p style="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0 0pt 0.5in; text-align: justify">The MTA surcharge is increased
to 25.6% effective for years beginning on or after January 1, 2015 and before January 1, 2016 with adjustments in rates at the
discretion of the Commissioner of Taxation.</p>

<p style="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0 0pt 0.5in; text-align: justify">The capital base tax will be
completely phased out by 2021.</p>

<p style="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0 0pt 0.5in; text-align: justify">Apportionment of income to New
York State will be based on a single receipts factor.</p>

<p style="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0 0pt 0.5in; text-align: justify">Repeals the existing combined
reporting standard, and requires unitary combined reporting.</p>

<p style="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0 0pt 0.5in; text-align: justify">&nbsp;</p>


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<p style="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 0.5in">In 2015, New York City
changed its tax law to allow a deduction of interest received, net of interest paid, for certain mortgage loans meeting the collateral
requirements. The result of this change is a reduction in the amount of interest income subject to tax in New York City.</p>

<p style="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 0.5in">&nbsp;</p>

<p style="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 0.5in"><a name="a_047"></a><i>New Jersey State
Taxation</i>. The Bank is required to pay New Jersey State income tax based on the percentage of receipts from activity in New
Jersey.</p>

<p style="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 0.5in">&nbsp;</p>

<p style="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 0.5in"><a name="a_048"></a><i>Delaware State Taxation</i>.
As a Delaware holding company not earning income in Delaware, we are exempt from Delaware corporate income tax but are required
to file an annual report with and pay an annual franchise tax to the State of Delaware.</p>

<p style="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 0.5in">&nbsp;</p>

<p style="font: bold 10pt Times New Roman, Times, Serif; margin: 0pt 0.25in 0pt 0; text-align: center"><a name="a_049"></a>REGULATION</p>

<p style="font: bold 10pt Times New Roman, Times, Serif; margin: 0pt 0.25in 0pt 0; text-align: justify"><a name="a_050"></a>General</p>

<p style="font: bold 10pt Times New Roman, Times, Serif; margin: 0pt 0.25in 0pt 0; text-align: justify">&nbsp;</p>

<p style="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 0.5in">The Bank is a New York
State-chartered commercial bank and its deposit accounts are insured under the Deposit Insurance Fund (the &#8220;DIF&#8221;) of
the Federal Deposit Insurance Corporation (the &#8220;FDIC&#8221;) up to applicable legal limits. The Bank is subject to extensive
regulation and supervision by the New York State Department of Financial Services (&#8220;NYDFS&#8221;), as its chartering agency,
by the FDIC, as its insurer of deposits, and by the Consumer Financial Protection Bureau (the &#8220;CFPB&#8221;), which was created
under the Dodd-Frank Wall Street Reform and Consumer Protection Act (the &#8220;Dodd-Frank Act&#8221;) in 2011 to implement and
enforce consumer protection laws applying to banks. The Bank must file reports with the NYDFS, the FDIC, and the CFPB concerning
its activities and financial condition, in addition to obtaining regulatory approvals prior to entering into certain transactions
such as mergers with, or acquisitions of, other depository institutions. Furthermore, the Bank is periodically examined by the
NYDFS and the FDIC to assess compliance with various regulatory requirements, including safety and soundness considerations. This
regulation and supervision establishes a comprehensive framework of activities in which a commercial bank can engage, and is intended
primarily for the protection of the insurance fund and depositors. The regulatory structure also gives the regulatory authorities
extensive discretion in connection with its supervisory and enforcement activities and examination policies, including policies
with respect to the classification of assets and the establishment of adequate loan loss allowances for regulatory purposes. Any
change in such regulation, whether by the NYDFS, the FDIC, or through legislation, could have a material adverse impact on the
Company, the Bank and its operations, and the Company&#8217;s shareholders.</p>

<p style="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 0.5in">&nbsp;</p>

<p style="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 0.5in">The Company is required
to file certain reports under, and otherwise comply with, the rules and regulations of the Federal Reserve Board of Governors
(the &#8220;FRB&#8221;), the FDIC, the NYDFS, and the Securities and Exchange Commission (the &#8220;SEC&#8221;) under federal
securities laws. In addition, the FRB periodically examines the Company. Certain of the regulatory requirements applicable to
the Bank and the Company are referred to below or elsewhere herein. However, such discussion is not meant to be a complete explanation
of all laws and regulations and is qualified in its entirety by reference to the actual laws and regulations.</p>

<p style="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 0.5in">&nbsp;</p>

<p style="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify"><a name="a_051"></a><b>The Dodd-Frank Act </b></p>

<p style="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify">&nbsp;</p>

<p style="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 0.5in">The Dodd-Frank Act
has significantly changed the current bank regulatory structure and will continue to affect, into the immediate future, the lending
and investment activities and general operations of depository institutions and their holding companies. In addition to creating
the CFPB, the Dodd-Frank Act requires the FRB to establish minimum consolidated capital requirements for bank holding companies
that are as stringent as those required for insured depository institutions; the components of Tier 1 capital will be restricted
to capital instruments that are currently considered to be Tier 1 capital for insured depository institutions. In addition, the
proceeds of trust preferred securities will be excluded from Tier 1 capital unless (i)&nbsp;such securities are issued by bank
holding companies with assets of less than $500 million, or (ii)&nbsp;such securities were issued prior to May&nbsp;19, 2010 by
bank or savings and loan holding companies with assets of less than $15 billion. The Dodd-Frank Act created a new supervisory
structure for oversight of the U.S. financial system, including the establishment of a new council of regulators, the Financial
Stability Oversight Council, to monitor and address systemic risks to the financial system. Non-bank financial companies that
are deemed to be significant to the stability of the U.S. financial system and all bank holding companies with $50 billion or
more in total consolidated assets will be subject to heightened supervision and regulation. The FRB will implement prudential
requirements and prompt corrective action procedures for such companies.</p>

<p style="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 0.5in">&nbsp;</p>


<p style="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 0.5in">The Dodd-Frank
Act made many additional changes in banking regulation, including: authorizing depository institutions, for the first time, to
pay interest on business checking accounts; requiring originators of securitized loans to retain a percentage of the risk for transferred
loans; establishing regulatory rate-setting for certain debit card interchange fees; and establishing a number of reforms for mortgage
lending and consumer protection.</p>

<p style="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 0.5in">&nbsp;</p>

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<p style="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 0.5in">The Dodd-Frank
Act also broadened the base for FDIC insurance assessments. The FDIC was required to promulgate rules revising its assessment system
so that it is based not on deposits, but on the average consolidated total assets less the tangible equity capital of an insured
institution. That rule took effect April&nbsp;1, 2011. The Dodd-Frank Act also permanently increased the maximum amount of deposit
insurance for banks, savings institutions, and credit unions to $250,000 per depositor, retroactive to January&nbsp;1, 2008, and
provided non-interest-bearing transaction accounts with unlimited deposit insurance through December 31, 2012.</p>

<p style="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 0.5in">&nbsp;</p>

<p style="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 0.5in">Many of the provisions
of the Dodd-Frank Act are not yet in effect. The Dodd-Frank Act requires various federal agencies to promulgate numerous and extensive
implementing regulations over the next several years. Although it is therefore difficult to predict at this time what impact the
Dodd-Frank Act and the implementing regulations will have on the Company and the Bank, they may have a material impact on operations
through, among other things, heightened regulatory supervision and increased compliance costs.</p>

<p style="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 0.5in">&nbsp;</p>

<p style="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify"><a name="a_052"></a><b>Basel III </b></p>

<p style="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify">&nbsp;</p>

<p style="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 0.5in">In the summer of
2012, our primary federal regulators published two notices of proposed rulemaking (&#8220;NPRs&#8221;) that would have substantially
revised the risk-based capital requirements applicable to bank holding companies and depository institutions, including the Company
and the Bank, compared to the then current U.S. risk-based capital rules, which are based on the international capital accords
of the Basel Committee on Banking Supervision, which are generally referred to as &#8220;Basel I.&#8221;</p>

<p style="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 0.5in">&nbsp;</p>

<p style="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 0.5in"><font style="font-family: Times New Roman, Times, Serif; color: windowtext">During
July 2013, </font>our primary federal regulators<font style="font-family: Times New Roman, Times, Serif; color: windowtext"> issued
revised NPRs that will revise and replace the agencies' current capital rules. </font><font style="color: windowtext">The NPRs
included numerous revisions to the existing capital regulations, including, but not limited to, the following:</font></p>

<p style="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify">&nbsp;</p>

<p style="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify"></p>

<table cellpadding="0" cellspacing="0" style="border-collapse: collapse; font: 10pt Times New Roman, Times, Serif; width: 100%">
<tr style="vertical-align: top; text-align: left">
    <td style="width: 5%">&nbsp;</td>
    <td style="width: 2%"><font style="font-family: Symbol">&#183;</font></td>
    <td style="width: 93%">Revised the definition of regulatory capital components and related
calculations.</td></tr>
<tr style="vertical-align: top; text-align: left">
    <td>&nbsp;</td>
    <td><font style="font-family: Symbol">&#183;</font></td>
    <td>Added a new common equity tier 1 capital ratio.</td></tr>
<tr style="vertical-align: top; text-align: left">
    <td>&nbsp;</td>
    <td><font style="font-family: Symbol">&#183;</font></td>
    <td>Increased the minimum tier 1 capital ratio requirement from four
percent to six percent.</td></tr>
<tr style="vertical-align: top; text-align: left">
    <td>&nbsp;</td>
    <td><font style="font-family: Symbol">&#183;</font></td>
    <td>Incorporated the revised regulatory capital requirements into the
Prompt Corrective Action framework.</td></tr>
<tr style="vertical-align: top; text-align: left">
    <td>&nbsp;</td>
    <td><font style="font-family: Symbol">&#183;</font></td>
    <td>Implemented a new capital conservation buffer that would limit
payment of capital distributions and certain discretionary bonus payments to executive officers and key risk takers if the banking
organization does not hold certain amounts of common equity tier 1 capital in addition to those needed to meet its minimum risk-based
capital requirements.</td></tr>
<tr style="vertical-align: top; text-align: left">
    <td>&nbsp;</td>
    <td><font style="font-family: Symbol">&#183;</font></td>
    <td>Provided a transition period for several aspects of the proposed
rule: the new minimum capital ratio requirements, the capital conservation buffer, and the regulatory capital adjustments and deductions.</td></tr>
<tr style="vertical-align: top; text-align: left">
    <td>&nbsp;</td>
    <td><font style="font-family: Symbol">&#183;</font></td>
    <td>Increased capital requirements for past-due loans, high volatility
commercial real estate exposures, and certain short-term loan commitments.</td></tr>
<tr style="vertical-align: top; text-align: left">
    <td>&nbsp;</td>
    <td><font style="font-family: Symbol">&#183;</font></td>
    <td>Removed references to credit ratings consistent with Section 939A
of the Dodd-Frank Act.</td></tr>
<tr style="vertical-align: top; text-align: left">
    <td>&nbsp;</td>
    <td><font style="font-family: Symbol">&#183;</font></td>
    <td>Established due diligence requirements for securitization exposures.</td></tr>
</table>


<p style="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify">&nbsp;</p>

<p style="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 0.5in">The capital regulations
became effective January 1, 2015 for bank holding companies and banks with less than $15 billion in total assets, such as our Company
and Bank. We continue to be considered well-capitalized under Basel III.</p>

<p style="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify">&nbsp;</p>

<p style="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify"><a name="a_053"></a><b>Volcker Rule </b></p>

<p style="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify">&nbsp;</p>

<p style="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 24.5pt">On December 10, 2013,
our primary federal regulators adopted Section 619 of the Dodd-Frank Act, commonly referred to as the &#8220;Volcker Rule,&#8221;
which prohibits insured depository institutions from engaging in short-term proprietary trading of certain securities, derivatives
and other financial instruments for the firm&#8217;s own account, subject to certain exemptions, including market making and risk-mitigating
hedging. The Volcker Rule also imposes limits on banking entities&#8217; investments in, and other relationships with, hedge funds
and private equity funds.</p>

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<p style="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify"></p>

<p style="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 24.5pt">The rule as adopted
prohibited banking entities from owning collateralized debt obligations backed primarily by trust preferred securities (&#8220;TruPS
CDOs&#8221;) after July 21, 2015. At December 31, 2015, the Company did not hold any TruPs CDOs.</p>

<p style="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify">&nbsp;</p>

<p style="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify"><a name="a_054"></a><b>New York State Law </b></p>

<p style="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify">&nbsp;</p>

<p style="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 0.5in">The Bank derives
its lending, investment, and other authority primarily from the applicable provisions of New York State Banking Law and the regulations
of the NYDFS, as limited by FDIC regulations. Under these laws and regulations, banks, including the Bank, may invest in real estate
mortgages, consumer and commercial loans, certain types of debt securities (including certain corporate debt securities, and obligations
of federal, state, and local governments and agencies), certain types of corporate equity securities, and certain other assets.
The lending powers of New York State-chartered commercial banks are not subject to percentage-of-assets or capital limitations,
although there are limits applicable to loans to individual borrowers.</p>

<p style="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 0.5in">&nbsp;</p>

<p style="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 0.5in"><font style="background-color: transparent"></font>The
exercise by an FDIC-insured commercial bank of the lending and investment powers under New York State Banking Law is limited by
FDIC regulations and other federal laws and regulations. In particular, the applicable provisions of New York State Banking Law
and regulations governing the investment authority and activities of an FDIC-insured state-chartered savings bank and commercial
bank have been effectively limited by the Federal Deposit Insurance Corporation Improvement Act of 1991 (&#8220;FDICIA&#8221;)
and the FDIC regulations issued pursuant thereto.</p>

<p style="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 0.5in">&nbsp;</p>

<p style="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 0.5in"><font style="background-color: transparent"></font>With
certain limited exceptions, a New York State-chartered commercial bank may not make loans or extend credit for commercial, corporate,
or business purposes (including lease financing) to a single borrower, the aggregate amount of which would be in excess of 15%
of the bank&#8217;s net worth or up to 25% for loans secured by collateral having an ascertainable market value at least equal
to the excess of such loans over the bank&#8217;s net worth. The Bank currently complies with all applicable loans-to-one-borrower
limitations. At December 31, 2015, the Bank&#8217;s largest aggregate amount of loans to one borrower was $65.5 million, all of
which were performing according to their terms. See &#8220;&#8212; General &#8212; Lending Activities.&#8221;</p>

<p style="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 0.5in">&nbsp;</p>

<p style="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 0.5in"><font style="background-color: transparent"></font>Under
New York State Banking Law, New York State-chartered stock-form commercial banks may declare and pay dividends out of its net profits,
unless there is an impairment of capital, but approval of the NYDFS Superintendent (the &#8220;Superintendent&#8221;) is required
if the total of all dividends declared by the bank in a calendar year would exceed the total of its net profits for that year combined
with its retained net profits for the preceding two years less prior dividends paid.</p>

<p style="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 0.5in">&nbsp;</p>

<p style="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 0.5in">New York State
Banking Law gives the Superintendent authority to issue an order to a New York State-chartered banking institution to appear and
explain an apparent violation of law, to discontinue unauthorized or unsafe practices, and to keep prescribed books and accounts.
Upon a finding by the NYDFS that any director, trustee, or officer of any banking organization has violated any law, or has continued
unauthorized or unsafe practices in conducting the business of the banking organization after having been notified by the Superintendent
to discontinue such practices, such director, trustee, or officer may be removed from office after notice and an opportunity to
be heard. The Superintendent also has authority to appoint a conservator or a receiver for a savings or commercial bank under certain
circumstances.</p>

<p style="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 0.5in">&nbsp;</p>

<p style="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify"><a name="a_055"></a><b>FDIC Regulations </b></p>

<p style="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify">&nbsp;</p>

<p style="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 0.5in"><font style="background-color: transparent"></font><i>Capital
Requirements. </i>The FDIC has adopted risk-based capital guidelines to which the Bank is subject. The guidelines establish a systematic
analytical framework that makes regulatory capital requirements sensitive to differences in risk profiles among banking organizations.
The Bank is required to maintain certain levels of regulatory capital in relation to regulatory risk-weighted assets. The ratio
of such regulatory capital to regulatory risk-weighted assets is referred to as a &#8220;risk-based capital ratio.&#8221; Risk-based
capital ratios are determined by allocating assets and specified off-balance-sheet items to risk-weighted categories ranging from
0% to 1,250%, with higher levels of capital being required for the categories perceived as representing greater risk.</p>

<p style="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 0.5in">&nbsp;</p>

<p style="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 0.5in"><font style="background-color: transparent"></font>These
guidelines divide an institution&#8217;s capital into two tiers. The first tier (&#8220;Tier 1&#8221;) includes common equity,
retained earnings, certain non-cumulative perpetual preferred stock (excluding auction rate issues), and minority interests in
equity accounts of consolidated subsidiaries, less goodwill and other intangible assets (except mortgage servicing rights and purchased
credit card relationships subject to certain limitations). Supplementary (&#8220;Tier 2&#8221;) capital includes, among other items,
cumulative perpetual and long-term limited-life preferred stock, mandatorily convertible securities, certain hybrid capital instruments,
term subordinated debt, and the allowance for loan losses, subject to certain limitations, and up to 45% of pre-tax net unrealized
gains on equity securities with readily determinable fair market values, less required deductions. Commercial banks are required
to maintain a total risk-based capital ratio of at least 8%, of which at least 4% must be Tier 1 capital.</p>

<p style="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 0.5in">&nbsp;</p>

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<p style="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 0.5in"><font style="background-color: transparent"></font>In
addition, the FDIC has established regulations prescribing a minimum Tier 1 leverage capital ratio (the ratio of Tier 1 capital
to adjusted average assets as specified in the regulations). These regulations provide for a minimum Tier 1 leverage capital ratio
of at least 4%. The FDIC may, however, set higher leverage and risk-based capital requirements on individual institutions when
particular circumstances warrant. Institutions experiencing or anticipating significant growth are expected to maintain capital
ratios, including tangible capital positions, well above the minimum levels.</p>

<p style="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 0.5in">&nbsp;</p>

<p style="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 0.5in"><font style="background-color: transparent"></font>As
of December 31, 2015, the Bank was deemed to be well capitalized under the regulatory framework for prompt corrective action. To
be categorized as well capitalized, a bank must maintain a minimum Tier 1 leverage capital ratio of 5%, a minimum common equity
Tier 1 capital ratio of 6.5%, a minimum Tier 1 risk-based capital ratio of 8%, and a minimum total risk-based capital ratio of
10%. For a summary of the regulatory capital ratios of the Bank at December 31, 2015, see &#8220;Note 14 of Notes to Consolidated
Financial Statements&#8221; in Item&nbsp;8 of this Annual Report.</p>

<p style="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 0.5in">&nbsp;</p>

<p style="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 0.5in"><font style="background-color: transparent"></font>The
regulatory capital regulations of the FDIC and other federal banking agencies provide that the agencies will take into account
the exposure of an institution&#8217;s capital and economic value to changes in interest rate risk in assessing capital adequacy.
According to such agencies, applicable considerations include the quality of the institution&#8217;s interest rate risk management
process, overall financial condition, and the level of other risks at the institution for which capital is needed. Institutions
with significant interest rate risk may be required to hold additional capital. The agencies have issued a joint policy statement
providing guidance on interest rate risk management, including a discussion of the critical factors affecting the agencies&#8217;
evaluation of interest rate risk in connection with capital adequacy. Institutions that engage in specified amounts of trading
activity may be subject to adjustments in the calculation of the risk-based capital requirement to assure sufficient additional
capital to support market risk.</p>

<p style="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 0.5in">&nbsp;</p>

<p style="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 0.5in"><font style="background-color: transparent"><i></i></font><i>Standards
for Safety and Soundness. </i>Federal law requires each federal banking agency to prescribe, for the depository institutions under
its jurisdiction, standards that relate to, among other things, internal controls; information and audit systems; loan documentation;
credit underwriting; the monitoring of interest rate risk; asset growth; compensation; fees and benefits; and such other operational
and managerial standards as the agency deems appropriate. The federal banking agencies adopted final regulations and Interagency
Guidelines Establishing Standards for Safety and Soundness (the &#8220;Guidelines&#8221;) to implement these safety and soundness
standards. The Guidelines set forth the safety and soundness standards that the federal banking agencies use to identify and address
problems at insured depository institutions before capital becomes impaired. If the appropriate federal banking agency determines
that an institution fails to meet any standard prescribed by the Guidelines, the agency may require the institution to provide
it with an acceptable plan to achieve compliance with the standard, as required by the Federal Deposit Insurance Act, as amended,
(the &#8220;FDI Act&#8221;). The final regulations establish deadlines for the submission and review of such safety and soundness
compliance plans.</p>

<p style="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 0.5in">&nbsp;</p>

<p style="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 0.5in"><font style="background-color: transparent"><i></i></font><i>Real
Estate Lending Standards</i>. The FDIC and the other federal banking agencies have adopted regulations that prescribe standards
for extensions of credit that are (i)&nbsp;secured by real estate, or (ii)&nbsp;made for the purpose of financing construction
or improvements on real estate. The FDIC regulations require each institution to establish and maintain written internal real estate
lending standards that are consistent with safe and sound banking practices, and appropriate to the size of the institution and
the nature and scope of its real estate lending activities. The standards also must be consistent with accompanying FDIC guidelines,
which include loan-to-value limitations for the different types of real estate loans. Institutions are also permitted to make a
limited amount of loans that do not conform to the proposed loan-to-value limitations so long as such exceptions are reviewed and
justified appropriately. The FDIC guidelines also list a number of lending situations in which exceptions to the loan-to-value
standard are justified.</p>

<p style="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 0.5in">&nbsp;</p>

<p style="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 0.5in"><i>Dividend Limitations.
</i>The FDIC has authority to use its enforcement powers to prohibit a commercial bank from paying dividends if, in its opinion,
the payment of dividends would constitute an unsafe or unsound practice. Federal law prohibits the payment of dividends that will
result in the institution failing to meet applicable capital requirements on a pro forma basis. The Bank is also subject to dividend
declaration restrictions imposed by New York State law as previously discussed under &#8220;New York State Law.&#8221;</p>

<p style="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 0.5in">&nbsp;</p>

<p style="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 0.5in"><i>Investment Activities.
</i>Since the enactment of FDICIA, all state-chartered financial institutions, including commercial banks and their subsidiaries,
have generally been limited to such activities as principal and equity investments of the type, and in the amount, authorized for
national banks. State law, FDICIA, and FDIC regulations permit certain exceptions to these limitations. In addition, the FDIC is
authorized to permit institutions to engage in state-authorized activities or investments not permitted for national banks (other
than non-subsidiary equity investments) for institutions that meet all applicable capital requirements if it is determined that
such activities or investments do not pose a significant risk to the insurance fund. The Gramm-Leach-Bliley Act of 1999 and FDIC
regulations impose certain quantitative and qualitative restrictions on such activities and on a bank&#8217;s dealings with a subsidiary
that engages in specified activities. <i> </i></p>

<p style="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 0.5in">&nbsp;</p>

<p style="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 0.5in"></p>

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<p style="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 0.5in"><i>Prompt Corrective
Regulatory Action</i>. Federal law requires, among other things, that federal bank regulatory authorities take &#8220;prompt corrective
action&#8221; with respect to institutions that do not meet minimum capital requirements. For such purposes, the law establishes
five capital tiers: well capitalized, adequately capitalized, undercapitalized, significantly undercapitalized, and critically
undercapitalized.</p>

<p style="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 0.5in">&nbsp;</p>

<p style="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 0.5in"><font style="background-color: transparent"></font>The
FDIC has adopted regulations to implement prompt corrective action. Among other things, the regulations define the relevant capital
measures for the five capital categories. An institution is deemed to be &#8220;well capitalized&#8221; if it has a total risk-based
capital ratio of 10% or greater, a Tier 1 risk-based capital ratio of 8% or greater, a common equity Tier 1 risk-based capital
ratio of 6.5% and a leverage capital ratio of 5% or greater, and is not subject to a regulatory order, agreement, or directive
to meet and maintain a specific capital level for any capital measure. An institution is deemed to be &#8220;adequately capitalized&#8221;
if it has a total risk-based capital ratio of 8% or greater, a Tier 1 risk-based capital ratio of 6% or greater, a common equity
Tier 1 risk-based capital ratio of 4.5% or greater and a leverage capital ratio of 4% or greater. An institution is deemed to be
&#8220;undercapitalized&#8221; if it has a total risk-based capital ratio of less than 8%, a Tier 1 risk-based capital ratio of
less than 6%, a common equity Tier 1 risk-based capital ratio of less than 4.5% or a leverage capital ratio of less than 4%. An
institution is deemed to be &#8220;significantly undercapitalized&#8221; if it has a total risk-based capital ratio of less than
6%, a Tier 1 risk-based capital ratio of less than 4% a common equity Tier 1 risk-based capital ratio of less than 3.0%, or a leverage
capital ratio of less than 3%. An institution is deemed to be &#8220;critically undercapitalized&#8221; if it has a ratio of tangible
equity (as defined in the regulations) to total assets that is equal to or less than 2%.</p>

<p style="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 0.5in">&nbsp;</p>

<p style="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 0.5in"><i>&#8220;Undercapitalized&#8221;</i>
institutions are subject to growth, capital distribution (including dividend), and other limitations, and are required to submit
a capital restoration plan. An institution&#8217;s compliance with such plan is required to be guaranteed by any company that controls
the undercapitalized institution in an amount equal to the lesser of 5% of the bank&#8217;s total assets when deemed undercapitalized
or the amount necessary to achieve the status of adequately capitalized. If an undercapitalized institution fails to submit an
acceptable plan, it is treated as if it is &#8220;significantly undercapitalized.&#8221; Significantly undercapitalized institutions
are subject to one or more additional restrictions including, but not limited to, an order by the FDIC to sell sufficient voting
stock to become adequately capitalized; requirements to reduce total assets, cease receipt of deposits from correspondent banks,
or dismiss directors or officers; and restrictions on interest rates paid on deposits, compensation of executive officers, and
capital distributions by the parent holding company.</p>

<p style="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 0.5in">&nbsp;</p>

<p style="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 0.5in">Beginning 60 days
after becoming &#8220;critically undercapitalized,&#8221; critically undercapitalized institutions also may not make any payment
of principal or interest on certain subordinated debt, or extend credit for a highly leveraged transaction, or enter into any material
transaction outside the ordinary course of business. In addition, subject to a narrow exception, the appointment of a receiver
is required for a critically undercapitalized institution within 270 days after it obtains such status.</p>

<p style="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 0.5in">&nbsp;</p>

<p style="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 0.5in"><font style="background-color: transparent"><i></i></font><i>Insurance
of Deposit Accounts</i>. The deposits of the Bank are insured up to applicable limits by the DIF. Under the FDIC&#8217;s risk-based
assessment system, insured institutions are assigned to one of four risk categories based upon supervisory evaluations, regulatory
capital level, and certain other factors, with less risky institutions paying lower assessments. An institution&#8217;s assessment
rate depends upon the category to which it is assigned and certain other factors. Historically, assessment rates ranged from seven
to 77.5 basis points of each institution&#8217;s deposit assessment base. On February&nbsp;7, 2011, as required by the Dodd-Frank
Act, the FDIC published a final rule to revise the deposit insurance assessment system. The rule, which took effect April&nbsp;1,
2011, changed the assessment base used for calculating deposit insurance assessments from deposits to total assets less tangible
(Tier 1) capital. Since the new base is larger than the previous base, the FDIC also lowered assessment rates so that the rule
would not significantly alter the total amount of revenue collected from the industry. On September&nbsp;30, 2009, the FDIC collected,
from all insured institutions, a special emergency assessment of five basis points of total assets minus Tier 1 capital (capped
at ten basis points of an institution&#8217;s deposit assessment base as of June&nbsp;30, 2009), in order to cover losses to the
DIF. The FDIC considered the need for similar special assessments during the final two quarters of 2009. However, in lieu of further
special assessments, the FDIC required insured institutions to prepay estimated quarterly risk-based assessments for the fourth
quarter of 2009 through the fourth quarter of 2012. The Bank prepaid a total of $16.9 million in risk-based assessments.</p>

<p style="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 0.5in">&nbsp;</p>

<p style="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 0.5in"><font style="background-color: transparent"></font>Due
to the decline in economic conditions, the deposit insurance provided by the FDIC per account owner was raised to $250,000 for
all types of accounts. That change, initially intended to be temporary, was made permanent by the Dodd-Frank Act. In addition,
the FDIC adopted an optional Temporary Liquidity Guarantee Program (&#8220;TLGP&#8221;) under which, for a fee, non-interest-bearing
transaction accounts would receive unlimited insurance coverage until December&nbsp;31, 2009 (later extended to December&nbsp;31,
2010), and certain senior unsecured debt issued by institutions and their holding companies between October&nbsp;13, 2008 and June&nbsp;30,
2009 (later extended to October&nbsp;31, 2009) would be guaranteed by the FDIC through June&nbsp;30, 2012 or, in certain cases,
until December 31, 2012. The Dodd-Frank Act provided for continued unlimited coverage for certain non-interest-bearing transaction
accounts until December 31, 2012.</p>

<p style="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 0.5in">&nbsp;</p>

<p style="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 0.5in"></p>

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<p style="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 0.5in"><font style="background-color: transparent"></font>The
Dodd-Frank Act increased the minimum target DIF ratio from 1.15% of estimated insured deposits to 1.35% of estimated insured deposits.
The FDIC must seek to achieve the 1.35% ratio by September&nbsp;30, 2020. Insured institutions with assets of $10 billion or more
are supposed to fund the increase. The Dodd-Frank Act eliminated the 1.5% maximum fund ratio, leaving it, instead, to the discretion
of the FDIC. The FDIC has exercised that discretion by establishing a long range fund ratio of 2%, which could result in our paying
higher deposit insurance premiums in the future.</p>

<p style="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 0.5in">&nbsp;</p>

<p style="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 0.5in"><font style="background-color: transparent"></font>Insurance
of deposits may be terminated by the FDIC upon a finding that the institution has engaged in unsafe or unsound practices, is in
an unsafe or unsound condition to continue operations, or has violated any applicable law, regulation, rule, order, or condition
imposed by the FDIC. Management does not know of any practice, condition, or violation that would lead to termination of the deposit
insurance of the Bank.</p>

<p style="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 0.5in">&nbsp;</p>

<p style="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 0.5in"><font style="background-color: transparent"></font>On
September 30, 1996, as part of an omnibus appropriations bill, the Deposit Insurance Funds Act of 1996 (the &#8220;Funds Act&#8221;)
was enacted. The Funds Act required Bank Insurance Fund (&#8220;BIF&#8221;) institutions, including the Savings Bank, beginning
January&nbsp;1, 1997, to pay a portion of the interest due on the Finance Corporation (&#8220;FICO&#8221;) bonds issued in connection
with the savings and loan association crisis in the late 1980s, and required BIF institutions to pay their full pro rata share
of the FICO payments starting the earlier of January 1, 2000 or the date at which no savings institution continues to exist. We
were required, as of January 1, 2000, to pay our full pro rata share of the FICO payments. The FICO assessment rate is subject
to change. The Bank paid $278,000, $267,000 and $269,000 for their share of the interest due on FICO bonds in 2015, 2014 and 2013,
respectively, which is included in FDIC insurance expense.</p>

<p style="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 0.5in">&nbsp;</p>

<p style="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 0.5in"><font style="background-color: transparent"><i></i></font><i>Brokered
Deposits. </i>The FDIC has promulgated regulations implementing the FDICIA limitations on brokered deposits. Under the regulations,
well-capitalized institutions are not subject to brokered deposit limitations, while adequately capitalized institutions are able
to accept, renew or roll over brokered deposits only with a waiver from the FDIC and subject to restrictions on the interest rate
that can be paid on such deposits. Undercapitalized institutions are not permitted to accept brokered deposits and may not solicit
deposits by offering an effective yield that exceeds by more than 75 basis points the prevailing effective yields on insured deposits
of comparable maturity in the institution&#8217;s normal market area or in the market area in which such deposits are being solicited.
Pursuant to the regulation, the Bank, as a well-capitalized institution, may accept brokered deposits. At December 31, 2015, the
Bank had $982.8 million in brokered deposit accounts.</p>

<p style="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 0.5in">&nbsp;</p>

<p style="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify"><a name="a_056"></a><b>Transactions with Affiliates </b></p>

<p style="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify">&nbsp;</p>

<p style="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 0.5in">Under current federal
law, transactions between depository institutions and their affiliates are governed by Sections 23A and 23B of the Federal Reserve
Act and the FRB&#8217;s Regulation W promulgated thereunder. An affiliate of a commercial bank is any company or entity that controls,
is controlled by, or is under common control with, the institution, other than a subsidiary. Generally, an institution&#8217;s
subsidiaries are not treated as affiliates unless they are engaged in activities as principal that are not permissible for national
banks. In a holding company context, at a minimum, the parent holding company of an institution, and any companies that are controlled
by such parent holding company, are affiliates of the institution. Generally, Section&nbsp;23A limits the extent to which the institution
or its subsidiaries may engage in &#8220;covered transactions&#8221; with any one affiliate to an amount equal to 10% of the institution&#8217;s
capital stock and surplus, and contains an aggregate limit on all such transactions with all affiliates to an amount equal to 20%
of such capital stock and surplus. The term &#8220;covered transaction&#8221; includes the making of loans or other extensions
of credit to an affiliate; the purchase of assets from an affiliate; the purchase of, or an investment in, the securities of an
affiliate; the acceptance of securities of an affiliate as collateral for a loan or extension of credit to any person; or issuance
of a guarantee, acceptance, or letter of credit on behalf of an affiliate. Section&nbsp;23A also establishes specific collateral
requirements for loans or extensions of credit to, or guarantees or acceptances on letters of credit issued on behalf of, an affiliate.
Section&nbsp;23B requires that covered transactions and a broad list of other specified transactions be on terms substantially
the same as, or at least as<b> </b>favorable to, the institution or its subsidiary as similar transactions with non-affiliates.</p>

<p style="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 0.5in">&nbsp;</p>

<p style="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 0.5in">The Sarbanes-Oxley
Act of 2002 generally prohibits loans by the Company to its executive officers and directors. However, the Sarbanes-Oxley Act contains
a specific exemption for loans by an institution to its executive officers and directors in compliance with federal banking laws.
Section&nbsp;22(h) of the Federal Reserve Act, and FRB Regulation O adopted thereunder, governs loans by a savings bank or commercial
bank to directors, executive officers, and principal shareholders. Under Section&nbsp;22(h), loans to directors, executive officers,
and shareholders who control, directly or indirectly, 10% or more of voting securities of an institution, and certain related interests
of any of the foregoing, may not exceed, together with all other outstanding loans to such persons and affiliated entities, the
institution&#8217;s total capital and surplus. Section&nbsp;22(h) also prohibits loans above amounts prescribed by the appropriate
federal banking agency to directors, executive officers, and shareholders who control 10% or more of the voting securities of an
institution, and its respective related interests, unless such loan is approved in advance by a majority of the board of the institution&#8217;s
directors. Any &#8220;interested&#8221; director may not participate in the voting. The loan amount (which includes all other outstanding
loans to such person) as to which such prior board of director approval is required, is the greater of $25,000 or 5% of capital
and surplus or any loans aggregating over $500,000. Further, pursuant to Section&nbsp;22(h), loans to directors, executive officers,
and principal shareholders must be made on terms substantially the same as those offered in comparable transactions to other persons.
There is an exception for loans made pursuant to a benefit or compensation program that is widely available to all employees of
the institution and does not give preference to executive officers over other employees. Section&nbsp;22(g) of the Federal Reserve
Act places additional limitations on loans to executive officers.</p>

<p style="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 0.5in">&nbsp;</p>

<p style="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify"></p>

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<p style="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify"><a name="a_057"></a><b>Community Reinvestment Act </b></p>

<p style="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify">&nbsp;</p>

<p style="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 0.5in"><i>Federal Regulation</i>.
Under the Community Reinvestment Act (&#8220;CRA&#8221;), as implemented by FDIC regulations, an institution has a continuing and
affirmative obligation consistent with its safe and sound operation to help meet the credit needs of its entire community, including
low and moderate income neighborhoods. The CRA does not establish specific lending requirements or programs for financial institutions,
nor does it limit an institution&#8217;s discretion to develop the types of products and services that it believes are best suited
to its particular community, consistent with the CRA. The CRA requires the FDIC, in connection with its examinations, to assess
the institution&#8217;s record of meeting the credit needs of its community and to take such record into account in its evaluation
of certain applications by such institution. The CRA requires public disclosure of an institution&#8217;s CRA rating and further
requires the FDIC to provide a written evaluation of an institution&#8217;s CRA performance utilizing a four-tiered descriptive
rating system. The Bank received a CRA rating of &#8220;Satisfactory&#8221; in its most recent completed CRA examination, which
was completed as of April 16, 2015. Institutions that receive less than a satisfactory rating may face difficulties in securing
approval for new activities or acquisitions. The CRA requires all institutions to make public disclosures of their CRA ratings.
As a special purpose commercial bank, the Commercial Bank was not required to comply with the CRA prior to the Merger. Since the
Merger, the Bank is required to comply with CRA.</p>

<p style="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 0.5in">&nbsp;</p>

<p style="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 0.5in"><font style="background-color: transparent"><i></i></font><i>New
York State Regulation</i>. The Bank is also subject to provisions of the New York State Banking Law that impose continuing and
affirmative obligations upon a banking institution organized in New York State to serve the credit needs of its local community
(the &#8220;NYCRA&#8221;). Such obligations are substantially similar to those imposed by the CRA. The NYCRA requires the NYDFS
to make a periodic written assessment of an institution&#8217;s compliance with the NYCRA, utilizing a four-tiered rating system,
and to make such assessment available to the public. The NYCRA also requires the Superintendent to consider the NYCRA rating when
reviewing an application to engage in certain transactions, including mergers, asset purchases, and the establishment of branch
offices or ATMs, and provides that such assessment may serve as a basis for the denial of any such application.</p>

<p style="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 0.5in">&nbsp;</p>

<p style="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify"><a name="a_058"></a><b>Federal Reserve System </b></p>

<p style="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify">&nbsp;</p>

<p style="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 0.5in">Under FRB regulations,
the Bank is required to maintain reserves against its transaction accounts. The FRB regulations generally require that reserves
be maintained against aggregate transaction accounts as follows: for that portion of transaction accounts aggregating $103.6 million
or less (subject to adjustment by the FRB), the reserve requirement is 3%; for amounts greater than $103.6 million, the reserve
requirement is 10% (subject to adjustment by the FRB between 8% and 14%). The first $14.5 million of otherwise reservable balances
(subject to adjustments by the FRB) are exempted from the reserve requirements. The Bank is in compliance with the foregoing requirements.</p>

<p style="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify">&nbsp;</p>

<p style="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify"><a name="a_059"></a><b>Federal Home Loan Bank System </b></p>

<p style="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify">&nbsp;</p>

<p style="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 0.5in">The Bank is a member
of the FHLB-NY, one of 11 regional FHLBs comprising the FHLB system. Each regional FHLB manages its customer relationships, while
the 11 FHLBs use its combined size and strength to obtain its necessary funding at the lowest possible cost. As a member of the
FHLB-NY, the Bank is required to acquire and hold shares of FHLB-NY capital stock. Pursuant to this requirement, at December 31,
2015, the Bank was required to maintain $56.1 million of FHLB-NY stock.</p>


<p style="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify">&nbsp;</p>

<p style="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify"></p>

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<p style="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify"><a name="a_060"></a><b>Holding Company Regulation </b></p>

<p style="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify">&nbsp;</p>

<p style="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 0.5in"><i></i>Subsequent
to the Merger, the Company is subject to examination, regulation, and periodic reporting under the Bank Holding Company Act of
1956, as amended (the &#8220;BHCA&#8221;), as administered by the FRB. The Company is required to obtain the prior approval of
the FRB to acquire all, or substantially all, of the assets of any bank or bank holding company. Prior FRB approval would be required
for the Company to acquire direct or indirect ownership or control of any voting securities of any bank or bank holding company
if, after giving effect to such acquisition, it would, directly or indirectly, own or control more than 5% of any class of voting
shares of such bank or bank holding company. In addition before any bank acquisition can be completed, prior approval thereof may
also be required to be obtained from other agencies having supervisory jurisdiction over the bank to be acquired, including the
NYDFS.</p>

<p style="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 0.5in">&nbsp;</p>

<p style="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 0.5in"><font style="background-color: transparent"></font>FRB
regulations generally prohibit a bank holding company from engaging in, or acquiring, direct or indirect control of more than 5%
of the voting securities of any company engaged in non-banking activities. One of the principal exceptions to this prohibition
is for activities found by the FRB to be so closely related to banking or managing or controlling Bank as to be a proper incident
thereto. Some of the principal activities that the FRB has determined by regulation to be so closely related to banking are: (i)&nbsp;making
or servicing loans; (ii)&nbsp;performing certain data processing services; (iii)&nbsp;providing discount brokerage services; (iv)&nbsp;acting
as fiduciary, investment, or financial advisor; (v)&nbsp;leasing personal or real property; (vi)&nbsp;making investments in corporations
or projects designed primarily to promote community welfare; and (vii)&nbsp;acquiring a savings and loan association.</p>

<p style="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 0.5in">&nbsp;</p>

<p style="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 0.5in">The FRB has adopted
capital adequacy guidelines for bank holding companies (on a consolidated basis). At December 31, 2015, the Company&#8217;s consolidated
Total and Tier 1 capital exceeded these requirements. The Dodd-Frank Act required the FRB to issue consolidated regulatory capital
requirements for bank holding companies that are at least as stringent as those applicable to insured depository institutions.
Such regulations eliminated the use of certain instruments, such as cumulative preferred stock and trust preferred securities,
as Tier 1 holding company capital.</p>

<p style="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 0.5in">&nbsp;</p>

<p style="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 0.5in">Bank holding companies
are generally required to give the FRB prior written notice of any purchase or redemption of its outstanding equity securities
if the gross consideration for the purchase or redemption, when combined with the net consideration paid for all such purchases
or redemptions during the preceding twelve months, is equal to 10% or more of the Company&#8217;s consolidated net worth. The FRB
may disapprove such a purchase or redemption if it determines that the proposal would constitute an unsafe or unsound practice,
or would violate any law, regulation, FRB order or directive, or any condition imposed by, or written agreement with, the FRB.
The FRB has adopted an exception to this approval requirement for well-capitalized bank holding companies that meet certain other
conditions.</p>

<p style="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 0.5in">&nbsp;</p>

<p style="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 0.5in">The FRB has issued
a policy statement regarding the payment of dividends by bank holding companies. In general, the FRB&#8217;s policies provide that
dividends should be paid only out of current earnings and only if the prospective rate of earnings retention by the bank holding
company appears consistent with the organization&#8217;s capital needs, asset quality, and overall financial condition. The FRB&#8217;s
policies also require that a bank holding company serve as a source of financial strength to its subsidiary banks by standing ready
to use available resources to provide adequate capital funds to those banks during periods of financial stress or adversity, and
by maintaining the financial flexibility and capital-raising capacity to obtain additional resources for assisting its subsidiary
banks where necessary. The Dodd-Frank Act codifies the source of financial strength policy and requires regulations to facilitate
its application. Under the prompt corrective action laws, the ability of a bank holding company to pay dividends may be restricted
if a subsidiary bank becomes undercapitalized. These regulatory policies could affect the ability of the Company to pay dividends
or otherwise engage in capital distributions.</p>

<p style="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 0.5in">&nbsp;</p>

<p style="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 0.5in">Under the FDI Act,
a depository institution may be liable to the FDIC for losses caused the DIF if a commonly controlled depository institution were
to fail. The Bank is commonly controlled within the meaning of that law.</p>

<p style="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 0.5in">&nbsp;</p>

<p style="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 0.5in">The status of the
Company as a registered bank holding company under the BHCA does not exempt it from certain federal and state laws and regulations
applicable to corporations generally, including, without limitation, certain provisions of the federal securities laws.</p>

<p style="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 0.5in">&nbsp;</p>

<p style="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 0.5in">The Company, the Bank,
and their respective affiliates will be affected by the monetary and fiscal policies of various agencies of the United States Government,
including the Federal Reserve System. In view of changing conditions in the national economy and in the money markets, it is difficult
for management to accurately predict future changes in monetary policy or the effect of such changes on the business or financial
condition of the Company or the Bank.</p>

<p style="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 0.5in">&nbsp;</p>


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<p style="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify"><a name="a_061"></a><b>Acquisition of the Holding Company </b></p>

<p style="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify">&nbsp;</p>

<p style="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 0.5in">Under the Federal
Change in Bank Control Act (&#8220;CIBCA&#8221;), a notice must be submitted to the FRB if any person (including a company), or
group acting in concert, seeks to acquire 10% or more of the Company&#8217;s shares of outstanding common stock, unless the FRB
has found that the acquisition will not result in a change in control of the Company. Under the CIBCA, the FRB generally has 60
days within which to act on such notices, taking into consideration certain factors, including the financial and managerial resources
of the acquirer; the convenience and needs of the communities served by the Company and the Bank; and the anti-trust effects of
the acquisition. Under the BHCA, any company would be required to obtain approval from the FRB before it may obtain &#8220;control&#8221;
of the Company within the meaning of the BHCA. Control generally is defined to mean the ownership or power to vote 25% or more
of any class of voting securities of the Company or the ability to control in any manner the election of a majority of the Company&#8217;s
directors. An existing bank holding company would, under the BHCA, be required to obtain the FRB&#8217;s approval before acquiring
more than 5% of the Company&#8217;s voting stock. In addition to the CIBCA and the BHCA, New York State Banking Law generally requires
prior approval of the New York State Banking Board before any action is taken that causes any company to acquire direct or indirect
control of a banking institution that is organized in New York.</p>

<p style="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 0.5in">&nbsp;</p>

<p style="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify"><a name="a_062"></a><b>Federal Securities Law </b></p>

<p style="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify">&nbsp;</p>

<p style="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 0.5in">The Company&#8217;s
common stock and (associated preferred stock purchase rights) listed on the cover page of this report are registered with the SEC
under the Securities Exchange Act of 1934, as amended (the &#8220;Exchange Act&#8221;). The Company is subject to the information
and reporting requirements, regulations governing proxy solicitations, insider trading restrictions, and other requirements under
the Exchange Act.</p>

<p style="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 0.5in">&nbsp;</p>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify"><a name="a_063"></a><b>Consumer Financial
Protection Bureau </b></p>

<p style="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 0.5in">&nbsp;</p>

<p style="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 0.5in">Created under the
Dodd-Frank Act, and given extensive implementation and enforcement powers, the CFPB has broad rulemaking authority for a wide range
of consumer financial laws that apply to all banks, including, among other things, the authority to prohibit &#8220;unfair, deceptive,
or abusive&#8221; acts and practices. Abusive acts or practices are defined as those that (1)&nbsp;materially interfere with a
consumer&#8217;s ability to understand a term or condition of a consumer financial product or service, or (2)&nbsp;take unreasonable
advantage of a consumer&#8217;s (a)&nbsp;lack of financial savvy, (b)&nbsp;inability to protect himself in the selection or use
of consumer financial products or services, or (c)&nbsp;reasonable reliance on a covered entity to act in the consumer&#8217;s
interests. The CFPB has the authority to investigate possible violations of federal consumer financial law, hold hearings and commence
civil litigation. The CFPB can issue cease-and-desist orders against banks and other entities that violate consumer financial laws.
The CFPB may also institute a civil action against an entity in violation of federal consumer financial law in order to impose
a civil penalty or an injunction.</p>

<p style="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 0.5in">&nbsp;</p>

<p style="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify"><a name="a_064"></a><b>Mortgage Banking and Related Consumer
Protection Regulations </b></p>

<p style="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify">&nbsp;</p>

<p style="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 0.5in">The retail activities
of the Bank, including lending and the acceptance of deposits, are subject to a variety of statutes and regulations designed to
protect consumers. Interest and other charges collected or contracted for by the Bank are subject to state usury laws and federal
laws concerning interest rates. Loan operations are also subject to federal laws applicable to credit transactions, such as:</p>

<p style="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 0.5in">&nbsp;</p>

<table cellspacing="0" cellpadding="0" style="font: 10pt Times New Roman, Times, Serif; width: 100%; border-collapse: collapse">
<tr>
    <td style="width: 5%; text-align: justify">&nbsp;</td>
    <td style="vertical-align: top; width: 2%; text-align: justify"><font style="font-size: 10pt">&#8226;</font></td>
    <td style="vertical-align: top; width: 1%; text-align: justify">&nbsp;</td>
    <td style="vertical-align: top; text-align: justify"><font style="font-size: 10pt">The federal Truth-In-Lending Act and Regulation Z issued by the FRB, governing disclosures of credit terms to consumer borrowers; </font></td></tr>
<tr>
    <td style="text-align: justify">&nbsp;</td>
    <td style="vertical-align: top; text-align: justify"><font style="font-size: 10pt">&#8226;</font></td>
    <td style="vertical-align: top; text-align: justify">&nbsp;</td>
    <td style="vertical-align: top; text-align: justify"><font style="font-size: 10pt">The Home Mortgage Disclosure Act and Regulation C issued by the FRB, requiring financial institutions to provide information to enable the public and public officials to determine whether a financial institution is fulfilling its obligation to help meet the housing needs of the community it serves; </font></td></tr>
<tr>
    <td style="text-align: justify">&nbsp;</td>
    <td style="vertical-align: top; text-align: justify"><font style="font-size: 10pt">&#8226;</font></td>
    <td style="vertical-align: top; text-align: justify">&nbsp;</td>
    <td style="vertical-align: top; text-align: justify"><font style="font-size: 10pt">The Equal Credit Opportunity Act and Regulation B issued by the FRB, prohibiting discrimination on the basis of race, creed or other prohibited factors in extending credit; </font></td></tr>
<tr>
    <td style="text-align: justify">&nbsp;</td>
    <td style="vertical-align: top; text-align: justify"><font style="font-size: 10pt">&#8226;</font></td>
    <td style="vertical-align: top; text-align: justify">&nbsp;</td>
    <td style="vertical-align: top; text-align: justify"><font style="font-size: 10pt">The Fair Credit Reporting Act and Regulation V issued by the FRB, governing the use and provision of information to consumer reporting agencies; </font></td></tr>
<tr>
    <td style="text-align: justify">&nbsp;</td>
    <td style="vertical-align: top; text-align: justify"><font style="font-size: 10pt">&#8226;</font></td>
    <td style="vertical-align: top; text-align: justify">&nbsp;</td>
    <td style="vertical-align: top; text-align: justify"><font style="font-size: 10pt">The Fair Debt Collection Act, governing the manner in which consumer debts may be collected by collection agencies; and </font></td></tr>
<tr>
    <td style="text-align: justify">&nbsp;</td>
    <td style="vertical-align: top; text-align: justify"><font style="font-size: 10pt">&#8226;</font></td>
    <td style="vertical-align: top; text-align: justify">&nbsp;</td>
    <td style="vertical-align: top; text-align: justify"><font style="font-size: 10pt">The guidance of the various federal agencies charged with the responsibility of implementing such federal laws. </font></td></tr>
</table>
<p style="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify"></p>

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<p style="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify">Deposit operations also are subject to:</p>

<p style="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify">&nbsp;</p>

<table cellspacing="0" cellpadding="0" style="font: 10pt Times New Roman, Times, Serif; width: 100%; border-collapse: collapse">
<tr>
    <td style="width: 5%; text-align: justify">&nbsp;</td>
    <td style="vertical-align: top; width: 2%; text-align: justify"><font style="font-size: 10pt">&#8226;</font></td>
    <td style="vertical-align: top; width: 1%; text-align: justify">&nbsp;</td>
    <td style="vertical-align: top; text-align: justify"><font style="font-size: 10pt">The Truth in Savings Act and Regulation DD issued by the FRB, which requires disclosure of deposit terms to consumers; </font></td></tr>
<tr>
    <td style="text-align: justify">&nbsp;</td>
    <td style="vertical-align: top; text-align: justify"><font style="font-size: 10pt">&#8226;</font></td>
    <td style="vertical-align: top; text-align: justify">&nbsp;</td>
    <td style="vertical-align: top; text-align: justify"><font style="font-size: 10pt">Regulation CC issued by the FRB, which relates to the availability of deposit funds to consumers; </font></td></tr>
<tr>
    <td style="text-align: justify">&nbsp;</td>
    <td style="vertical-align: top; text-align: justify"><font style="font-size: 10pt">&#8226;</font></td>
    <td style="vertical-align: top; text-align: justify">&nbsp;</td>
    <td style="vertical-align: top; text-align: justify"><font style="font-size: 10pt">The Right to Financial Privacy Act, which imposes a duty to maintain the confidentiality of consumer financial records and prescribes procedures for complying with administrative subpoenas of financial records; and </font></td></tr>
<tr>
    <td style="text-align: justify">&nbsp;</td>
    <td style="vertical-align: top; text-align: justify"><font style="font-size: 10pt">&#8226;</font></td>
    <td style="vertical-align: top; text-align: justify">&nbsp;</td>
    <td style="vertical-align: top; text-align: justify"><font style="font-size: 10pt">The Electronic Funds Transfer Act and Regulation E issued by the FRB, which governs automatic deposits to and withdrawals from deposit accounts and customers&#8217; rights and liabilities arising from the use of automated teller machines and other electronic banking services. </font></td></tr>
</table>
<p style="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 0.5in">&nbsp;</p>

<p style="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 0.5in">In addition, the Bank
and its subsidiaries may also be subject to certain state laws and regulations designed to protect consumers.</p>

<p style="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 0.5in">&nbsp;</p>

<p style="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 0.5in">Many of the foregoing
laws and regulations are subject to change resulting from the provisions in the Dodd-Frank Act, which in many cases calls for revisions
to implementing regulations. In addition, oversight responsibilities of these and other consumer protection laws and regulations
will, in large measure, transfer from the Bank&#8217;s primary regulators to the CFPB. We cannot predict the effect that being
regulated by a new, additional regulatory authority focused on consumer financial protection, or any new implementing regulations
or revisions to existing regulations that may result from the establishment of this new authority, will have on our businesses.</p>

<p style="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 0.5in">&nbsp;</p>

<p style="font: bold 10pt Times New Roman, Times, Serif; margin: 0pt 0.25in 0pt 0; text-align: justify"><a name="a_065"></a>Available Information</p>

<p style="font: bold 10pt Times New Roman, Times, Serif; margin: 0pt 0.25in 0pt 0; text-align: justify">&nbsp;</p>

<p style="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 0.5in">We are a reporting
company and file annual, quarterly and current reports, proxy statements and other information with the SEC. We make available
free of charge on or through our web site at www.flushingbank.com our annual reports on Form 10-K, quarterly reports on Form 10-Q,
current reports on Form 8-K and amendments to those reports filed or furnished pursuant to Section 13(a) or 15(d) of the Securities
Exchange Act of 1934 as soon as reasonably practicable after we electronically file such material with, or furnish it to, the SEC.
Our SEC filings are also available to the public free of charge over the Internet at the SEC&#8217;s web site at http://www.sec.gov.</p>

<p style="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 0.5in">&nbsp;</p>

<p style="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 0.5in">You may also read and
copy any document we file at the SEC&#8217;s public reference room located at 100 F. Street, N.E., Room 1580, Washington, D.C.
20549. You may obtain information about the operation of the public reference room by calling the SEC at 1-800-SEC-0330. You may
request copies of these documents by writing to the SEC and paying a fee for the copying cost.</p>

<p style="font: 10pt Times New Roman, Times, Serif; margin: 0pt 22.5pt 0pt 0; text-align: justify">&nbsp;</p>

<p style="font: 10pt Times New Roman, Times, Serif; margin: 0pt 22.5pt 0pt 0; text-align: justify"><a name="a_066"></a><b><u>Item 1A.	Risk Factors.
</u></b></p>

<p style="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 0.5in">&nbsp;</p>

<p style="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 0.5in">In addition to the
other information contained in this Annual Report, the following factors and other considerations should be considered carefully
in evaluating us and our business.</p>

<p style="font: bold 10pt Times New Roman, Times, Serif; margin: 0pt 0.25in 0pt 0; text-align: justify">&nbsp;</p>

<p style="font: bold 10pt Times New Roman, Times, Serif; margin: 0pt 0.25in 0pt 0; text-align: justify"><a name="a_067"></a>Changes in Interest Rates,
Including the Potential for Negative Interest Rates, May Significantly Impact Our Financial Condition and Results of Operations</p>

<p style="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 0.5in">&nbsp;</p>

<p style="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 0.5in">Like most financial
institutions, our results of operations depend to a large degree on our net interest income. When interest-bearing liabilities
mature or reprice more quickly than interest-earning assets, a significant increase in market interest rates could adversely affect
net interest income. Conversely, a significant decrease in market interest rates could result in increased net interest income.
As a general matter, we seek to manage our business to limit our overall exposure to interest rate fluctuations. However, fluctuations
in market interest rates are neither predictable nor controllable and may have a material adverse impact on our operations and
financial condition. Additionally, in a rising interest rate environment, a borrower&#8217;s ability to repay adjustable rate mortgages
can be negatively affected as payments increase at repricing dates.</p>

<p style="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify">&nbsp;</p>

<p style="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify">Prevailing interest rates also affect the
extent to which borrowers repay and refinance loans. In a declining interest rate environment, the number of loan prepayments and
loan refinancing may increase, as well as prepayments of mortgage-backed securities. Call provisions associated with our investment
in U.S. government agency and corporate securities may also adversely affect yield in a declining interest rate environment. Such
prepayments and calls may adversely affect the yield of our loan portfolio and mortgage-backed and other securities as we reinvest
the prepaid funds in a lower interest rate environment. However, we typically receive additional loan fees when existing loans
are refinanced, which partially offset the reduced yield on our loan portfolio resulting from prepayments. In periods of low interest
rates, our level of core deposits also may decline if depositors seek higher-yielding instruments or other investments not offered
by us, which in turn may increase our cost of funds and decrease our net interest margin to the extent alternative funding sources
are utilized. An increasing interest rate environment would tend to extend the average lives of lower yielding fixed rate mortgages
and mortgage-backed securities, which could adversely affect net interest income. In addition, depositors tend to open longer term,
higher costing certificate of deposit accounts which could adversely affect our net interest income if rates were to subsequently
decline. Additionally, adjustable rate mortgage loans and mortgage-backed securities generally contain interim and lifetime caps
that limit the amount the interest rate can increase or decrease at repricing dates. Significant increases in prevailing interest
rates may significantly affect demand for loans and the value of bank collateral. The chair of the Federal Reserve Bank has not
eliminated the possibility of the Federal Reserve going to negative interest rates. Since the United States has never experienced
such a market place, the full impact on the Company and the Bank are not quantifiable. However, we believe that depositors would
move their funds to entities where there would be no charge for holding deposits which may increase the amount of wholesale funding
the Company needs. We believe there would be no immediate effect if the interest rates become negative on the assets on the books,
the challenge would be in reinvesting the funds given the economic conditions resulting in downward pressure on the margin. Furthermore,
information technology systems may need to be re-programmed to allow for negative deposit interest rates. See &#8220;&#8212; Local
Economic Conditions.&#8221;</p>

<p style="font: bold 10pt Times New Roman, Times, Serif; margin: 0pt 0.25in 0pt 0; text-align: justify"></p>

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<p style="font: bold 10pt Times New Roman, Times, Serif; margin: 0pt 0.25in 0pt 0; text-align: justify"><a name="a_068"></a>Our Lending Activities
Involve Risks that May Be Exacerbated Depending on the Mix of Loan Types</p>

<p style="font: bold 10pt Times New Roman, Times, Serif; margin: 0pt 0.25in 0pt 0; text-align: justify">&nbsp;</p>

<p style="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 0.5in">At December 31, 2015,
our gross loan portfolio was $4,372.6 million, of which 87.7% was mortgage loans secured by real estate. The majority of these
real estate loans were secured by multi-family residential property ($2,055.2 million), commercial real estate ($1,001.2 million)
and one-to-four family mixed-use property ($573.0 million), which combined represent 83.0% of our loan portfolio. Our loan portfolio
is concentrated in the New York City metropolitan area. Multi-family residential, one-to-four family mixed-use property, commercial
real estate mortgage loans, and construction loans, are generally viewed as exposing the lender to a greater risk of loss than
fully underwritten one-to-four family residential mortgage loans and typically involve higher principal amounts per loan. Multi-family
residential, one-to-four family mixed-use property and commercial real estate mortgage loans are typically dependent upon the successful
operation of the related property, which is usually owned by a legal entity with the property being the entity&#8217;s only asset.
If the cash flow from the property is reduced, the borrower&#8217;s ability to repay the loan may be impaired. If the borrower
defaults, our only remedy may be to foreclose on the property, for which the market value may be less than the balance due on the
related mortgage loan. We attempt to mitigate this risk by generally requiring a loan-to-value ratio of no more than 75% at a time
the loan is originated, except for one-to-four family residential mortgage loans, where we require a loan-to value ratio of no
more than 80%. Repayment of construction loans is contingent upon the successful completion and operation of the project. The repayment
of commercial business loans (the increased origination of which is part of management&#8217;s strategy), is contingent on the
successful operation of the related business. Changes in local economic conditions and government regulations, which are outside
the control of the borrower or lender, also could affect the value of the security for the loan or the future cash flow of the
affected properties. We continually review the composition of our mortgage loan portfolio to manage the risk in the portfolio.</p>

<p style="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 0.5in">&nbsp;</p>

<p style="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 0.5in">In addition, prior
to 2010, we have originated one-to-four family residential mortgage loans without verifying the borrower&#8217;s level of income.
These loans involve a higher degree of risk as compared to our other fully underwritten one-to-four family residential mortgage
loans. These risks are mitigated by our policy to generally limit the amount of one-to-four family residential mortgage loans to
80% of the appraised value or sale price, whichever is less, as well as charging a higher interest rate than when the borrower&#8217;s
income is verified. At December 31, 2015, we had $9.9 million outstanding of one-to-four family residential properties originated
to individuals based on stated income and verifiable assets, and $41.4 million advanced on home equity lines of credit for which
we did not verify the borrowers income. The total loans for which we did not verify the borrower&#8217;s income at December 31,
2015 was $51.3 million, or 1.2% of gross loans. These types of loans are generally referred to as &#8220;Alt A&#8221; loans since
the borrower&#8217;s income was not verified. These loans are not as readily saleable in the secondary market as our other fully
underwritten loans, either as whole loans or when pooled or securitized. We no longer originate one-to-four family residential
mortgage loans or home equity lines of credit to individuals without verifying their income. We have not originated, nor do we
hold in portfolio, any subprime loans.</p>

<p style="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 0.5in">&nbsp;</p>

<p style="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 0.5in">Even in stable economic
times, higher default rates may be expected for Alt A and similar loans. Although we attempted to incorporate the higher default
rates associated with these loans into our pricing models, there can be no assurance that the premiums earned and the associated
investment income will prove adequate to compensate for future losses from these loans. Worsening economic conditions, rising unemployment
rates and/or other regional real estate price declines could even more significantly increase the default risks associated with
these loans. In addition, these same negative economic and market conditions could also significantly increase the default risk
on loans for which we did not assume higher default and claim rates.</p>

<p style="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 0.5in">&nbsp;</p>

<p style="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 0.5in">In assessing our future
earnings prospects, investors should consider, among other things, our level of origination of one-to-four family residential,
multi-family residential, commercial real estate and one-to-four family mixed-use property mortgage loans, and commercial business
and construction loans, and the greater risks associated with such loans. See &#8220;Business &#8212; Lending Activities&#8221;
in Item 1 of this Annual Report.</p>

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<p style="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0.25in 0pt 0; text-align: justify"><a name="a_069"></a><b>Failure to Effectively Manage
Our Liquidity Could Significantly Impact Our Financial Condition and Results of Operations </b></p>

<p style="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 0.5in">&nbsp;</p>

<p style="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 0.5in">Our liquidity is critical
to our ability to operate our business. Our primary sources of liquidity are deposits, both retail deposits from our branch network
including our internet branch and brokered deposits, and borrowed funds, primarily wholesale borrowing from the FHLB-NY and repurchase
agreements from both the FHLB-NY and commercial banks. Funds are also provided by the repayment and sale of securities and loans.
Our ability to obtain funds are influenced by many external factors, including but not limited to, local and national economic
conditions, the direction of interest rates and competition for deposits in the markets we serve. Additionally, changes in the
FHLB-NY underwriting guidelines may limit or restrict our ability to borrow. A decline in available funding caused by any of the
above factors or could adversely impact our ability to originate loans, invest in securities, meet our expenses, or fulfill our
obligations such as repaying our borrowings or meeting deposit withdrawal demands.</p>

<p style="font: bold 10pt Times New Roman, Times, Serif; margin: 0pt 0.25in 0pt 0; text-align: justify; text-indent: 0.5in"><font style="background-color: transparent">&nbsp;</font></p>

<p style="font: bold 10pt Times New Roman, Times, Serif; margin: 0pt 0.25in 0pt 0; text-align: justify"><a name="a_070"></a>Our Ability to Obtain Brokered
Deposits as an Additional Funding Source Could be Limited</p>

<p style="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 0.5in">&nbsp;</p>

<p style="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 0.5in">We utilize brokered
deposits as an additional funding source and to assist in the management of our interest rate risk. The Bank had $982.8 million,
or 25.2% of total deposits, and $763.9 million, or 21.8% of total deposits, in brokered deposit accounts at December 31, 2015 and
2014, respectively. We have obtained brokered certificates of deposit when the interest rate on these deposits is below the prevailing
interest rate for non-brokered certificates of deposit with similar maturities in our market, or when obtaining them allowed us
to extend the maturities of our deposits at favorable rates compared to borrowing funds with similar maturities, when we are seeking
to extend the maturities of our funding to assist in the management of our interest rate risk. Brokered certificates of deposit
provide a large deposit for us at a lower operating cost as compared to non-brokered certificates of deposit since we only have
one account to maintain versus several accounts with multiple interest and maturity checks. Unlike non-brokered certificates of
deposit where the deposit amount can be withdrawn with a penalty for any reason, including increasing interest rates, a brokered
certificate of deposit can only be withdrawn in the event of the death or court declared mental incompetence of the depositor.
This allows us to better manage the maturity of our deposits and our interest rate risk. We also utilize brokers to obtain money
market account deposits. The rate we pay on brokered money market accounts is the same or below the rate we pay on non-brokered
money market accounts, and the rate is agreed to in a contract between the Bank and the broker. These accounts are similar to brokered
certificates of deposit accounts in that we only maintain one account for the total deposit per broker, with the broker maintaining
the detailed records of each depositor. Additionally, we place a portion of our government deposits in an ICS brokered money market
product which does not require us to provide collateral. This allows us to invest our funds in higher yielding assets. The Bank
had $339.8 million and $180.2 million in brokered money market accounts at December 31, 2015 and 2014, respectively. The Bank also
had $17.8 million in brokered checking accounts at December 31, 2015.</p>

<p style="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 0.5in">&nbsp;</p>

<p style="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 0.5in">The FDIC has promulgated
regulations implementing limitations on brokered deposits. Under the regulations, well-capitalized institutions, such as the Bank,
are not subject to brokered deposit limitations, while adequately capitalized institutions are able to accept, renew or roll over
brokered deposits only with a waiver from the FDIC and subject to restrictions on the interest rate that can be paid on such deposits.
Undercapitalized institutions are not permitted to accept brokered deposits. Pursuant to the regulation, the Bank, as a well-capitalized
institution, may accept brokered deposits. Should our capital ratios decline, this could limit our ability to replace brokered
deposits when they mature.</p>

<p style="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 0.5in">&nbsp;</p>

<p style="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 0.5in">The maturity of brokered
certificates of deposit could result in a significant funding source maturing at one time. Should this occur, it might be difficult
to replace the maturing certificates with new brokered certificates of deposit. We have used brokers to obtain these deposits which
results in depositors with whom we have no other relationships since these depositors are outside of our market, and there may
not be a sufficient source of new brokered certificates of deposit at the time of maturity. In addition, upon maturity, brokers
could require us to offer some of the highest interest rates in the country to retain these deposits, which would negatively impact
our earnings. The Bank mitigates this risk by obtaining brokered certificates of deposit with various maturities ranging up to
six years, and attempts to avoid having a significant amount maturing in any one year.</p>

<p style="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 0.5in">&nbsp;</p>

<p style="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0.25in 0pt 0; text-align: justify; text-indent: 0in"><a name="a_071"></a><b>The Markets
in Which We Operate Are Highly Competitive</b></p>

<p style="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 0.5in">&nbsp;</p>

<p style="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 0.5in">We face intense and
increasing competition both in making loans and in attracting deposits. Our market area has a high density of financial institutions,
many of which have greater financial resources, name recognition and market presence than us, and all of which are our competitors
to varying degrees. Particularly intense competition exists for deposits and in all of the lending activities we emphasize. Our
competition for loans comes principally from commercial banks, savings banks, savings and loan associations, mortgage banking companies,
insurance companies, finance companies and credit unions. Management anticipates that competition for mortgage loans will continue
to increase in the future. Our most direct competition for deposits historically has come from savings banks, commercial banks,
savings and loan associations and credit unions. In addition, we face competition for deposits from products offered by brokerage
firms, insurance companies and other financial intermediaries, such as money market and other mutual funds and annuities. Consolidation
in the banking industry and the lifting of interstate banking and branching restrictions have made it more difficult for smaller,
community-oriented banks, such as us, to compete effectively with large, national, regional and super-regional banking institutions.
We launched an internet branch, &#8220;iGObanking.com<sup>&#174;</sup>&#8221; a division of the Bank, to provide us with access
to consumers in markets outside our geographic locations. The internet banking arena also has many larger financial institutions
which have greater financial resources, name recognition and market presence than we do.</p>

<p style="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 0.5in">&nbsp;</p>

<p style="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 0.5in"></p>

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<p style="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 0.5in">Notwithstanding the
intense competition, we have been successful in increasing our loan portfolios and deposit base. However, no assurances can be
given that we will be able to continue to increase our loan portfolios and deposit base, as contemplated by management&#8217;s
current business strategy.</p>

<p style="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 0.5in">&nbsp;</p>

<p style="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0.25in 0pt 0; text-align: justify; text-indent: 0in"><a name="a_072"></a><b>Our Results
of Operations May Be Adversely Affected by Changes in National and/or Local Economic Conditions</b></p>

<p style="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 0.5in">&nbsp;</p>

<p style="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 0.5in">Our operating results
are affected by national and local economic and competitive conditions, including changes in market interest rates, the strength
of the local economy, government policies and actions of regulatory authorities. The national and our local economies were generally
considered to be in a recession from December 2007 through the middle of 2009. This resulted in increased unemployment and declining
property values, although the property value declines in the New York City metropolitan area have not been as great as many other
areas of the country. While the national and local economies showed signs of improvement since the middle of 2010, improvements
in unemployment have lagged until recently when the unemployment rate decreased to 5.0% at December 2015 from 6.2% at December
2014, for the New York City region, according to the New York State Department of Labor. The housing market in the United States
continued to see a significant slowdown during 2009, and foreclosures of single family homes rose to levels not seen in the prior
five years. The downturn in the housing market has slowed. These economic conditions can result in borrowers defaulting on their
loans, or withdrawing their funds on deposit at the Bank to meet their financial obligations. While we have seen an increase in
deposits, we have also seen a significant increase in delinquent loans, resulting in an increase in our provision for loan losses,
although we have seen improvements in 2014 and 2015. This increase in delinquent loans primarily consists of mortgage loans collateralized
by residential income producing properties that are located in the New York City metropolitan market. Given New York City&#8217;s
low vacancy rates, the properties have retained their value and have provided us with low loss content in our non-performing loans.
We cannot predict the effect of these economic conditions on our financial condition or operating results.</p>

<p style="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 0.5in">&nbsp;</p>

<p style="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 0.5in">A decline in the local
or national economy or the New York City metropolitan area real estate market could adversely affect our financial condition and
results of operations, including through decreased demand for loans or increased competition for good loans, increased non-performing
loans and loan losses and resulting additional provisions for loan losses and for losses on real estate owned. Although management
believes that the current allowance for loan losses is adequate in light of current economic conditions, many factors could require
additions to the allowance for loan losses in future periods above those currently maintained. These factors include: (1) adverse
changes in economic conditions and changes in interest rates that may affect the ability of borrowers to make payments on loans,
(2) changes in the financial capacity of individual borrowers, (3) changes in the local real estate market and the value of our
loan collateral, and (4) future review and evaluation of our loan portfolio, internally or by regulators. The amount of the allowance
for loan losses at any time represents good faith estimates that are susceptible to significant changes due to changes in appraisal
values of collateral, national and local economic conditions, prevailing interest rates and other factors. See &#8220;Business
&#8212; General &#8212; Allowance for Loan Losses&#8221; in Item 1 of this Annual Report.</p>

<p style="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 0.5in">&nbsp;</p>

<p style="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 0.5in">These same factors
have caused delinquencies to increase for the mortgages which are the collateral for the mortgage-backed securities we hold in
our investment portfolio. Combining the increased delinquencies with liquidity problems in the market has resulted in a decline
in the market value of our investments in privately issued mortgage-backed securities. There can be no assurance that the decline
in the market value of these investments will not result in an other-than-temporary impairment charge being recorded in our financial
statements.&#8221;</p>

<p style="font: bold 10pt Times New Roman, Times, Serif; margin: 0pt 0.25in 0pt 0; text-align: justify">&nbsp;</p>

<p style="font: bold 10pt Times New Roman, Times, Serif; margin: 0pt 0.25in 0pt 0; text-align: justify"><a name="a_073"></a>Changes in Laws and Regulations
Could Adversely Affect Our Business</p>

<p style="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 0.5in">&nbsp;</p>

<p style="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 0.5in">From time to time,
legislation, such as the Dodd-Frank Act, is enacted or regulations are promulgated that have the effect of increasing the cost
of doing business, limiting or expanding permissible activities or affecting the competitive balance between banks and other financial
institutions. Proposals to change the laws and regulations governing the operations and taxation of banks and other financial institutions
are frequently made in Congress, in the New York legislature and before various bank regulatory agencies. No prediction can be
made as to the likelihood of any major changes (in addition to the Dodd-Frank Act) or the impact such changes might have on us.
For a discussion of regulations affecting us, see &#8220;Business &#8212;Regulation&#8221; and &#8220;Business&#8212;Federal, State
and Local Taxation&#8221; in Item 1 of this Annual Report.</p>

<p style="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 0.5in">&nbsp;</p>

<p style="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 0.5in"></p>

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<p style="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 0.5in">There can be no assurance
as to the actual impact that any laws, regulations or governmental programs that may be introduced or implemented in the future
will have on the financial markets and the economy. A continuation or worsening of current financial market conditions could materially
and adversely affect our business, financial condition, results of operations, and access to credit or the trading price of our
securities.</p>

<p style="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 0.5in">&nbsp;</p>

<p style="font: bold 10pt Times New Roman, Times, Serif; margin: 0pt 0.25in 0pt 0; text-align: justify"><a name="a_074"></a>Current Conditions in,
and Regulation of, the Banking Industry May Have a Material Adverse Effect on Our Results of Operations</p>

<p style="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 0.5in">&nbsp;</p>

<p style="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 0.5in">Financial institutions
have been the subject of significant legislative and regulatory changes and may be the subject of further significant legislation
or regulation in the future, none of which is within our control. Significant new laws or regulations or changes in, or repeals
of, existing laws or regulations, including those with respect to federal and state taxation, may cause our results of operations
to differ materially. In addition, the cost and burden of compliance, over time, have significantly increased and could adversely
affect our ability to operate profitably.</p>

<p style="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 0.5in">&nbsp;</p>

<p style="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 0.5in">On July 21, 2010, President
Obama signed the Dodd-Frank Act into law. The Dodd-Frank Act is intended to address perceived weaknesses in the U.S. financial
regulatory system and prevent future economic and financial crises. There are many provisions of the Dodd-Frank Act which will
be implemented through regulations to be adopted within specified time frames following the effective date of the Dodd-Frank Act,
which creates a risk of uncertainty as to the effect that such provisions will ultimately have. The full impact of the changes
in regulation will depend on new regulations that have yet to be written. The new regulations could have a material adverse effect
on our business, financial condition or results of operations. Although it is not possible for us to determine at this time whether
the Dodd-Frank Act will have a material adverse effect on our business, financial condition or results of operations, we believe
the following provisions of the Dodd-Frank Act will have an impact on us:</p>

<p style="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 0.5in">&nbsp;</p>

<table cellpadding="0" cellspacing="0" width="100%" style="font: 10pt Times New Roman, Times, Serif; margin-top: 0pt; margin-bottom: 0pt"><tr style="vertical-align: top">
<td style="width: 0.5in"></td><td style="width: 0.25in"><font style="font-family: Symbol">&#183;</font></td><td style="text-align: justify"><i>New Primary Regulatory</i>. On July 21, 2011, the OTS, our then primary federal regulator, was
eliminated and the OCC took over the regulation of all federal savings banks, such as the Savings Bank. The Federal Reserve acquired
the OTS&#8217;s authority over all savings and loan holding companies, such as the Bank&#8217;s holding company, and became the
supervisor of all subsidiaries of savings and loan holding companies other than depository institutions. As a result, we became
subject to regulation, supervision and examination by two federal banking agencies, the OCC and the Federal Reserve, rather than
just by the OTS, as was previously the case. The OCC was replaced by the FDIC as the Bank&#8217;s federal regulator as a result
of the Merger and the Savings Bank&#8217;s conversion from thrift to a bank. The Dodd-Frank Act also provided for the creation
of the Consumer Financial Protection Bureau (the &#8220;CFPB&#8221;). The CFPB has the authority to implement and enforce a variety
of existing consumer protection statutes and to issue new regulations. As a new independent bureau within the FRB, it is possible
that the CFPB will focus more attention on consumers and may impose requirements more severe than the previous bank regulatory
agencies.</td></tr></table>

<p style="margin-top: 0pt; margin-bottom: 0pt; font: 10pt Times New Roman, Times, Serif">&nbsp;</p>

<table cellpadding="0" cellspacing="0" width="100%" style="font: 10pt Times New Roman, Times, Serif; margin-top: 0pt; margin-bottom: 0pt"><tr style="vertical-align: top">
<td style="width: 0.5in"></td><td style="width: 0.25in"><font style="font-family: Symbol">&#183;</font></td><td style="text-align: justify"><i>Consolidated Holding Company Capital Requirements.</i> The Dodd-Frank Act requires the federal
banking agencies to establish consolidated risk-based and leverage capital requirements for insured depository institutions, depository
institution holding companies and systemically important nonbank financial companies. These requirements must be no less than those
to which insured depository institutions are currently subject, and the new requirements will effectively eliminate the use of
newly-issued trust preferred securities as a component of Tier 1 Capital for depository institution holding companies of our size.
As a result, no later than the fifth anniversary of the effective date of the Dodd-Frank Act, we will become subject to consolidated
capital requirements to which we have not previously been subject. Effective February 28, 2013, as a result of the Merger, Flushing
Financial Corporation became a bank holding company and it became subject to consolidated capital requirements.</td></tr></table>

<p style="margin-top: 0pt; margin-bottom: 0pt; font: 10pt Times New Roman, Times, Serif">&nbsp;</p>

<table cellpadding="0" cellspacing="0" width="100%" style="font: 10pt Times New Roman, Times, Serif; margin-top: 0pt; margin-bottom: 0pt"><tr style="vertical-align: top">
<td style="width: 0.5in"></td><td style="width: 0.25in"><font style="font-family: Symbol">&#183;</font></td><td style="text-align: justify"><i>Roll Back of Federal Preemption.</i> The Dodd-Frank Act significantly rolls back the federal
preemption of state consumer protection laws that federal savings associations and national banks currently enjoy by (1) permitting
federal preemption of a state consumer financial law only if such law prevents or significantly interferes with the exercise of
a federal savings association&#8217;s or national bank&#8217;s powers or such state law is preempted by another federal law, (2)
mandating that any preemption decision be made on a case by case basis rather than a blanket rule, and (3) ending the applicability
of preemption to subsidiaries and affiliates of national banks and federal savings associations. As a result, we may now be subject
to state laws in each state where we do business, and those laws may be interpreted and enforced differently in different states.</td></tr></table>

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<p style="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 0.5in">The Dodd-Frank Act
also includes provisions, subject to further rulemaking by the federal bank regulatory agencies, that may affect our future operations,
including provisions that create minimum standards for the origination of mortgages, restrict proprietary trading by banking entities,
restrict the sponsorship of and investment in hedge funds and private equity funds by banking entities that remove certain obstacles
to the conversion of savings associations to national banks. We will not be able to determine the impact of these provisions until
final rules are promulgated to implement these provisions and other regulatory guidance is provided interpreting these provisions.</p>

<p style="font: bold 10pt Times New Roman, Times, Serif; margin: 0pt 0.25in 0pt 0; text-align: justify">&nbsp;</p>

<p style="font: bold 10pt Times New Roman, Times, Serif; margin: 0pt 0.25in 0pt 0; text-align: justify"><a name="a_075"></a>Certain Anti-Takeover Provisions
May Increase the Costs to or Discourage an Acquirer</p>

<p style="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 0.5in">&nbsp;</p>

<p style="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 0.5in">On September 5, 2006,
the Board of Directors renewed our Stockholder Rights Plan (the &#8220;Rights Plan&#8221;). The Rights Plan was designed to preserve
long-term values and protect stockholders against inadequate offers and other unfair tactics to acquire control of us. Under the
Rights Plan, each stockholder of record at the close of business on September 30, 2006 received a dividend distribution of one
right to purchase from the Company one one-hundredth of a share of Series A junior participating preferred stock at a price of
$65. The rights will become exercisable only if a person or group acquires 15% or more of our common stock or commences a tender
or exchange offer which, if consummated, would result in that person or group owning at least 15% of the Common Stock (the &#8220;acquiring
person or group&#8221;). In such case, all stockholders other than the acquiring person or group will be entitled to purchase,
by paying the $65 exercise price, Common Stock (or a common stock equivalent) with a value of twice the exercise price. In addition,
at any time after such event, and prior to the acquisition by any person or group of 50% or more of the Common Stock, the Board
of Directors may, at its option, require each outstanding right (other than rights held by the acquiring person or group) to be
exchanged for one share of Common Stock (or one common stock equivalent). If a person or group becomes an acquiring person and
we are acquired in a merger or other business combination or sell more than 50% of our assets or earning power, each right will
entitle all other holders to purchase, by payment of $65 exercise price, common stock of the acquiring company with a value of
twice the exercise price. The Rights Plan expires on September 30, 2016.</p>

<p style="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 0.5in">&nbsp;</p>

<p style="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 0.5in">The Rights Plan, as
well as certain provisions of our certificate of incorporation and bylaws, the Bank&#8217;s charter and bylaws, certain federal
regulations and provisions of Delaware corporation law, and certain provisions of remuneration plans and agreements applicable
to employees and officers of the Bank may have anti-takeover effects by discouraging potential proxy contests and other takeover
attempts, particularly those which have not been negotiated with the Board of Directors. The Rights Plan and those other provisions,
as well as applicable regulatory restrictions, may also prevent or inhibit the acquisition of a controlling position in the Common
Stock and may prevent or inhibit takeover attempts that certain stockholders may deem to be in their or other stockholders&#8217;
interest or in our interest, or in which stockholders may receive a substantial premium for their shares over then current market
prices. The Rights Plan and those other provisions may also increase the cost of, and thus discourage, any such future acquisition
or attempted acquisition, and would render the removal of the current Board of Directors or management of the Company more difficult.</p>

<p style="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 0.5in">&nbsp;</p>

<p style="font: bold 10pt Times New Roman, Times, Serif; margin: 0pt 0.25in 0pt 0; text-align: justify"><a name="a_076"></a>The FDIC&#8217;s Adopted
Restoration Plan and the Related Increased Assessment Rate Schedule May Have a Material Effect on Our Results of Operations<font style="font-weight: normal">
</font></p>

<p style="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 0.5in">&nbsp;</p>

<p style="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 0.5in">On October 19, 2010,
the FDIC Board adopted a new restoration plan to ensure that the DIF reserve ratio reaches 1.35% by September 30, 2020, as required
by the Dodd-Frank Act, rather than 1.15% by the end of 2016 (as required under the prior restoration plan). Among other things,
the new restoration plan provides that the FDIC will forego the uniform three basis point increases in initial assessment rates
that was previously scheduled to take effect on January 1, 2011 and maintains the current assessment rate schedule. The FDIC intends
to pursue further rulemaking regarding the requirement under the Dodd-Frank Act that the FDIC offset the effect on institutions
with less than $10 billion in assets (such as us) of the requirement that the reserve ratio reach 1.35% by September 30, 2020,
so that more of the cost of raising the reserve ratio to 1.35% will be borne by institutions with more than $10 billion in assets.
In this connection, the FDIC Board approved a rule that implemented a provision in the Dodd-Frank Act that changes the assessment
base from one based on domestic deposits (as it has been since 1935) to one based on total average assets less Tier 1 Capital (as
defined for regulatory purposes). The FDIC also lowered assessment rates. Effective April 1, 2011, the new assessment base is based
on assets rather than domestic deposits which is a much larger assessment base than in the past. The range of the base assessment
rates is 2.5 to 45 basis points, whereas the prior range was 7 to 77.5 basis points. In addition, the FDIC Board approved setting
the designated DIF reserve ratio at 2% as a long-term, minimum goal, adopt a lower assessment rate schedule when the reserve ratio
reaches 1.15% and, in lieu of FDIC dividends, adopt progressively lower assessment rate schedules when the reserve ratio reaches
2% and 2.5%. Another rule approved by the FDIC Board, which replaces a proposed rule approved by the FDIC on April 13, 2010, would
revise the deposit insurance assessment system for insured depository institutions with over $10 billion in assets. This rule is
not directly applicable to us.</p>

<p style="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 0.5in">&nbsp;</p>

<p style="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 0.5in"></p>

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<p style="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 0.5in">There is no guarantee
that the rules described above be sufficient for the DIF to meet its funding requirements, which may necessitate further rulemaking,
special assessments or increases in deposit insurance premiums. Any such future rulemaking, assessments or increases could have
a further material impact on our results of operations.</p>

<p style="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify">&nbsp;</p>

<p style="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify"><a name="a_077"></a><b>A Failure in or Breach of Our Operational
or Security Systems or Infrastructure, or Those of Our Third Party Vendors and Other Service Providers, Including as a Result of
Cyber Attacks, Could Disrupt Our Business, Result in the Disclosure or Misuse of Confidential or Proprietary Information, Damage
Our Reputation, Increase Our Costs and Cause Losses. </b></p>

<p style="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 0.5in">&nbsp;</p>

<p style="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 0.5in">We depend upon our
ability to process, record and monitor our client transactions on a continuous basis. As client, public and regulatory expectations
regarding operational and information security have increased, our operational systems and infrastructure must continue to be safeguarded
and monitored for potential failures, disruptions and breakdowns. Our business, financial, accounting and data processing systems,
or other operating systems and facilities, may stop operating properly or become disabled or damaged as a result of a number of
factors, including events that are wholly or partially beyond our control. For example, there could be electrical or telecommunications
outages; natural disasters such as earthquakes, tornadoes and hurricanes; disease pandemics; events arising from local or larger
scale political or social matters, including terrorist acts; and, as described below, cyber-attacks. Although we have business
continuity plans and other safeguards in place, our business operations may be adversely affected by significant and widespread
disruption to our physical infrastructure or operating systems that support our business and clients.</p>

<p style="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 0.5in">&nbsp;</p>

<p style="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 0.5in">Information security
risks for financial institutions such as ours have generally increased in recent years in part because of the proliferation of
new technologies, the use of the internet and telecommunications technologies to conduct financial transactions, and the increased
sophistication and activities of organized crime, hackers, terrorists, activists and other external parties. As noted above, our
operations rely on the secure processing, transmission and storage of confidential information in our computer systems and networks.
Our business relies on our digital technologies, computer and email systems, software and networks to conduct its operations. In
addition, to access our products and services, our clients may use personal smartphones, tablet PC&#8217;s, personal computers
and other mobile devices that are beyond our control systems. Although we have information security procedures and controls in
place, our technologies, systems, networks and our clients&#8217; devices may become the target of cyber-attacks or information
security breaches that could result in the unauthorized release, gathering, monitoring, misuse, loss or destruction of our or our
clients&#8217; confidential, proprietary and other information, or otherwise disrupt our or our clients&#8217; or other third parties&#8217;
business operations.</p>

<p style="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 0.5in">&nbsp;</p>

<p style="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 0.5in">Third parties with
whom we do business or that facilitate our business activities, including financial intermediaries or vendors that provide services
or security solutions for our operations, could also be sources of operational and information security risk to us, including from
breakdowns or failures of their own systems or capacity constraints.</p>

<p style="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 0.5in">&nbsp;</p>

<p style="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 0.5in">Although to date we
have not experienced any material losses relating to cyber-attacks or other information security breaches, there can be no assurance
that we will not suffer such losses in the future. Our risk and exposure to these matters remains heightened because of the evolving
nature of these threats. As a result, cyber security and the continued development and enhancement of our controls, processes and
practices designed to protect our systems, computers, software, data and networks from attack, damage or unauthorized access remain
a focus for us. As threats continue to evolve, we may be required to expend additional resources to continue to modify or enhance
our protective measures or to investigate and remediate information security vulnerabilities.</p>

<p style="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 0.5in">&nbsp;</p>

<p style="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 0.5in">Disruptions or failures
in the physical infrastructure or operating systems that support our business and clients, or cyber-attacks or security breaches
of the networks, systems or devices that our clients use to access our products and services could result in client attrition,
regulatory fines, penalties or intervention, reputational damage, reimbursement or other compensation costs and/or additional compliance
costs, any of which could materially and adversely affect our financial condition or results of operations.</p>

<p style="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify">&nbsp;</p>

<p style="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify"></p>

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<p style="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify"><a name="a_078"></a><b>We May Experience Increased Delays in
Foreclosure Proceedings</b></p>

<p style="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify">&nbsp;</p>

<p style="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 0.5in">Foreclosure proceedings
face increasing delays. While we cannot predict the ultimate impact of any delay in foreclosure sales, we may be subject to additional
borrower and non-borrower litigation and governmental and regulatory scrutiny related to our past and current foreclosure activities.
Delays in foreclosure sales, including any delays beyond those currently anticipated could increase the costs associated with our
mortgage operations and make it more difficult for us to prevent losses in our loan portfolio.</p>

<p style="font: bold 10pt Times New Roman, Times, Serif; margin: 0pt 0.25in 0pt 0; text-align: justify">&nbsp;</p>

<p style="font: bold 10pt Times New Roman, Times, Serif; margin: 0pt 0.25in 0pt 0; text-align: justify"><a name="a_079"></a><font style="font-size: 10pt">We
May Need to Recognize Other-Than-Temporary Impairment Charges in the Future</font><font style="font-weight: normal"> </font></p>

<p style="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 0.5in">&nbsp;</p>

<p style="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 0.5in">We conduct a periodic
review and evaluation of the securities portfolio to determine if the decline in the fair value of any security below its cost
basis is other-than-temporary. Factors which we consider in our analysis include, but are not limited to, the severity and duration
of the decline in fair value of the security, the financial condition and near-term prospects of the issuer, whether the decline
appears to be related to issuer conditions or general market or industry conditions, our intent and ability to retain the security
for a period of time sufficient to allow for any anticipated recovery in fair value and the likelihood of any near-term fair value
recovery. We generally view changes in fair value caused by changes in interest rates as temporary. However, we have recorded other-than-temporary
impairment charges on some securities in our portfolio. If we deem such decline to be other-than-temporary, the security is written
down to a new cost basis and the resulting loss is charged to earnings as a component of non-interest income.</p>

<p style="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 0.5in">&nbsp;</p>

<p style="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 0.5in">We continue to monitor
the fair value of our securities portfolio as part of our ongoing other-than-temporary impairment evaluation process. There can
be no assurance that we will not need to recognize other-than-temporary impairment charges related to securities in the future.</p>

<p style="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 0.5in">&nbsp;</p>

<p style="font: bold 10pt Times New Roman, Times, Serif; margin: 0pt 0.25in 0pt 0; text-align: justify"><a name="a_080"></a>The Current Economic Environment
Poses Significant Challenges for us and Could Adversely Affect our Financial Condition and Results of Operations</p>

<p style="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 0.5in">&nbsp;</p>

<p style="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 0.5in">We are operating in
a challenging and uncertain economic environment, including generally uncertain national conditions and local conditions in our
markets. While the national and local economies showed signs of improvement since the middle of 2010, unemployment has remained
at elevated levels. The housing market in the United States continued to see a significant slowdown during 2009, and foreclosures
of single family homes rose to levels not seen in the prior five years. The housing market has shown improvement since 2013, but
has not returned to pre-recession levels. Financial institutions continue to be affected by sharp declines in the real estate market
and constrained financial markets. While we are taking steps to decrease and limit our exposure to residential mortgage loans,
home equity loans and lines of credit, and construction and land loans, we nonetheless retain direct exposure to the residential
and commercial real estate markets, and we are affected by these events. Further declines in real estate values, home sales volumes
and financial stress on borrowers as a result of the uncertain economic environment, including job losses, could have an adverse
effect on our borrowers or their customers, which could adversely affect our financial condition and results of operations. The
overall deterioration in economic conditions has subjected us to increased regulatory scrutiny. In addition, further deterioration
in national or local economic conditions in our markets could drive losses beyond that which is provided for in our allowance for
loan losses and result in the following other consequences: loan delinquencies, problem assets and foreclosures may increase; demand
for our products and services may decline; deposits may decrease, which would adversely impact our liquidity position; and collateral
for our loans, especially real estate, may decline in value, in turn reducing customers&#8217; borrowing power, and reducing the
value of assets and collateral associated with our existing loans. These same factors have caused delinquencies to increase for
the mortgages which are the collateral for the mortgage-backed securities that we hold in our investment portfolio. Combining the
increased delinquencies with liquidity problems in the market has resulted in a decline in the market value of our investments
in mortgage-backed securities. There can be no assurance that the decline in the market value of these investments will not cause
us to record an other-than-temporary impairment charge in our financial statements.</p>

<p style="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0"><b>&nbsp;</b></p>

<p style="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0"><b>&nbsp;</b></p>

<p style="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0"><b>&nbsp;</b></p>

<p style="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0"><b>&nbsp;</b></p>

<p style="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0"></p>

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<p style="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0"><a name="a_081"></a><b>Our Inability to Hire or Retain Key Personnel Could Adversely
Affect Our Business</b></p>

<p style="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 0.5in">&nbsp;</p>

<p style="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 0.5in">Our success depends,
in large part, on our ability to retain and attract key personnel. We face intense competition from commercial banks, savings banks,
savings and loan associations, mortgage banking companies, insurance companies, finance companies and credit unions. As a result,
it could prove difficult to retain and attract key personnel. The inability to hire or retain key personnel may result in the loss
of customer relationships and may adversely affect our financial condition or results of operations.</p>

<p style="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</p>

<p style="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0"><a name="a_082"></a><font style="font-size: 10pt"><b>We Are Not Required to Pay
Dividends on Our Common Stock</b></font><b> </b></p>

<p style="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 0.5in">&nbsp;</p>

<p style="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 0.5in">Holders of shares of
our common stock are only entitled to receive such dividends as our Board of Directors may declare out of funds legally available
for such payments. Although we have historically declared cash dividends on our common stock, we are not required to do so and
may reduce or eliminate our common stock dividend in the future. This could adversely affect the market price of our common stock.</p>

<p style="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify">&nbsp;</p>

<p style="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify"><a name="a_083"></a><b>Goodwill Recorded as a Result of Acquisitions
Could Become Impaired, Negatively Impacting Our Earnings and Capital </b></p>

<p style="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify">&nbsp;</p>

<p style="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 0.5in">Goodwill is presumed
to have an indefinite life and is tested annually, or when certain conditions are met, for impairment. If the fair value of the
reporting unit is greater than the goodwill amount, no further evaluation is required and no impairment is recorded. If the fair
value of the reporting unit is less than the goodwill amount, further evaluation would be required to compare the fair value of
the reporting unit to the goodwill amount and determine if a write down is required. Management views the Company as operating
as a single unit - a community bank. At December 31, 2015, we had goodwill with a carrying amount of $16.1 million. Declines in
the fair value of the reporting unit may result in a future impairment charge. Any such impairment charge could have a material
effect on our earnings and capital.</p>

<p style="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 0.5in">&nbsp;</p>

<p style="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify"><a name="a_084"></a><b>We May Not Fully Realize the Expected
Benefit of Our Deferred Tax Assets </b></p>

<p style="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify">&nbsp;</p>

<p style="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 0.5in">At December 31, 2015,
we had a deferred tax asset of $32.5 million. This represents the anticipated federal, state and local tax benefits expected to
be realized in future years upon the utilization of the underlying tax attributes comprising this balance. In order to use the
future benefit of these deferred tax assets, we will need to report taxable income for federal, state and local tax purposes. Although
we have reported taxable income for federal, state, and local tax purposes in each of the past three years, there can be no assurance
that this will continue in the future.</p>

<p style="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify">&nbsp;</p>

<p style="font: 10pt Times New Roman, Times, Serif; margin: 0pt 22.5pt 0pt 0; text-align: justify"><a name="a_085"></a><b><u>Item 1B.	Unresolved
Staff Comments.</u></b></p>

<p style="font: 10pt Times New Roman, Times, Serif; margin: 0pt 22.5pt 0pt 0; text-align: justify"><b>&nbsp;</b></p>

<p style="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 0.5in">None.</p>

<p style="font: 10pt Times New Roman, Times, Serif; margin: 0pt 22.5pt 0pt 0; text-align: justify"><b>&nbsp;</b></p>

<p style="font: 10pt Times New Roman, Times, Serif; margin: 0pt 22.5pt 0pt 0; text-align: justify"><a name="a_086"></a><b><u>Item 2.	Properties.</u></b></p>

<p style="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 0.5in">&nbsp;</p>

<p style="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 0.5in">At December 31, 2015,
the Bank conducted its business through 19 full-service offices and its internet branch, &#8220;iGObanking.com<sup>&#174;</sup>&#8221;.</p>

<p style="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 0.5in">&nbsp;</p>

<p style="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 0.5in"><font style="font-size: 10pt">Flushing
Financial Corporation neither owns nor leases any property but instead uses the premises and equipment of the Bank.</font></p>

<p style="font: bold 10pt Times New Roman, Times, Serif; margin: 0pt 0.25in 0pt 0">&nbsp;</p>

<p style="font: bold 10pt Times New Roman, Times, Serif; margin: 0pt 0.25in 0pt 0"><a name="a_087"></a><u>Item 3.	Legal Proceedings.</u></p>

<p style="font: bold 10pt Times New Roman, Times, Serif; margin: 0pt 0.25in 0pt 0">&nbsp;</p>

<p style="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 0.5in">We are involved in
various legal actions arising in the ordinary course of our business which, in the aggregate, involve amounts which are believed
by management to be immaterial to our financial condition, results of operations and cash flows.</p>

<p style="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 0.5in">&nbsp;</p>

<p style="font: bold 10pt Times New Roman, Times, Serif; margin: 0pt 0.25in 0pt 0"><a name="a_088"></a><u>Item 4.	Mine Safety Disclosures.</u></p>

<p style="font: bold 10pt Times New Roman, Times, Serif; margin: 0pt 0.25in 0pt 0">&nbsp;</p>

<p style="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0.25in 0pt 0; text-indent: 0.5in"><font style="font-weight: normal">Not
applicable.</font></p>

<p style="font: bold 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: center">&nbsp;</p>

<p style="font: bold 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: center"></p>

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<p style="font: bold 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: center"><a name="a_089"></a>PART II</p>

<p style="font: bold 10pt Times New Roman, Times, Serif; margin: 0pt 0.5in 0pt 0">&nbsp;</p>

<p style="font: bold 10pt Times New Roman, Times, Serif; margin: 0pt 0.5in 0pt 0"><a name="a_090"></a><u>Item 5.	Market for the Registrant&#8217;s
Common Equity, Related Stockholder Matters and Issuer Purchases of Equity Securities.</u></p>

<p style="font: bold 10pt Times New Roman, Times, Serif; margin: 0pt 0.5in 0pt 0">&nbsp;</p>

<p style="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 0.5in">Flushing Financial
Corporation Common Stock is traded on the NASDAQ Global Select Market<sup>&#174;</sup> under the symbol &#8220;FFIC.&#8221; As of
December 31, 2015, we had approximately 721 shareholders of record, not including the number of persons or entities holding stock
in nominee or street name through various brokers and banks. Our stock closed at $21.64 on December 31, 2015. The following table
shows the high and low sales price of the Common Stock and the dividends declared on the Common Stock during the periods indicated.
Such prices do not necessarily reflect retail markups, markdowns, or commissions. (See Note 13 of Notes to Consolidated Financial
Statements in Item 8 of this Annual Report for dividend restrictions.)</p>

<p style="color: Red; font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: center">&nbsp;</p>

<p style="color: Red; font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: center"></p>

<table cellpadding="0" cellspacing="0" style="border-collapse: collapse; width: 100%; font: 10pt Times New Roman, Times, Serif">
<tr style="vertical-align: bottom">
    <td style="text-align: center">&nbsp;</td><td style="padding-bottom: 1pt">&nbsp;</td>
    <td colspan="11" style="text-align: center; border-bottom: Black 1pt solid">2015</td><td style="padding-bottom: 1pt">&nbsp;</td>
    <td colspan="11" style="text-align: center; border-bottom: Black 1pt solid">2014</td></tr>
<tr style="vertical-align: bottom">
    <td style="text-align: center">&nbsp;</td><td style="padding-bottom: 1pt">&nbsp;</td>
    <td colspan="3" style="text-align: center; border-bottom: Black 1pt solid">High</td><td style="padding-bottom: 1pt; border-bottom: Black 1pt solid">&nbsp;</td>
    <td colspan="3" style="text-align: center; border-bottom: Black 1pt solid">Low</td><td style="padding-bottom: 1pt; border-bottom: Black 1pt solid">&nbsp;</td>
    <td colspan="3" style="text-align: center; border-bottom: Black 1pt solid">Dividend</td><td style="padding-bottom: 1pt">&nbsp;</td>
    <td colspan="3" style="text-align: center; border-bottom: Black 1pt solid">High</td><td style="padding-bottom: 1pt; border-bottom: Black 1pt solid">&nbsp;</td>
    <td colspan="3" style="text-align: center; border-bottom: Black 1pt solid">Low</td><td style="padding-bottom: 1pt; border-bottom: Black 1pt solid">&nbsp;</td>
    <td colspan="3" style="text-align: center; border-bottom: Black 1pt solid">Dividend</td></tr>
<tr style="vertical-align: bottom; background-color: rgb(204,238,255)">
    <td style="width: 34%; text-align: left">First Quarter</td><td style="width: 1%">&nbsp;</td>
    <td style="width: 1%; text-align: left">$</td><td style="width: 8%; text-align: right">20.75</td><td style="width: 1%; text-align: left">&nbsp;</td><td style="width: 1%">&nbsp;</td>
    <td style="width: 1%; text-align: left">$</td><td style="width: 8%; text-align: right">17.99</td><td style="width: 1%; text-align: left">&nbsp;</td><td style="width: 1%">&nbsp;</td>
    <td style="width: 1%; text-align: left">$</td><td style="width: 8%; text-align: right">0.16</td><td style="width: 1%; text-align: left">&nbsp;</td><td style="width: 1%">&nbsp;</td>
    <td style="width: 1%; text-align: left">$</td><td style="width: 8%; text-align: right">21.91</td><td style="width: 1%; text-align: left">&nbsp;</td><td style="width: 1%">&nbsp;</td>
    <td style="width: 1%; text-align: left">$</td><td style="width: 8%; text-align: right">19.09</td><td style="width: 1%; text-align: left">&nbsp;</td><td style="width: 1%">&nbsp;</td>
    <td style="width: 1%; text-align: left">$</td><td style="width: 8%; text-align: right">0.15</td><td style="width: 1%; text-align: left">&nbsp;</td></tr>
<tr style="vertical-align: bottom; background-color: White">
    <td style="text-align: left">Second Quarter</td><td>&nbsp;</td>
    <td style="text-align: left">&nbsp;</td><td style="text-align: right">22.00</td><td style="text-align: left">&nbsp;</td><td>&nbsp;</td>
    <td style="text-align: left">&nbsp;</td><td style="text-align: right">18.77</td><td style="text-align: left">&nbsp;</td><td>&nbsp;</td>
    <td style="text-align: left">&nbsp;</td><td style="text-align: right">0.16</td><td style="text-align: left">&nbsp;</td><td>&nbsp;</td>
    <td style="text-align: left">&nbsp;</td><td style="text-align: right">21.75</td><td style="text-align: left">&nbsp;</td><td>&nbsp;</td>
    <td style="text-align: left">&nbsp;</td><td style="text-align: right">18.83</td><td style="text-align: left">&nbsp;</td><td>&nbsp;</td>
    <td style="text-align: left">&nbsp;</td><td style="text-align: right">0.15</td><td style="text-align: left">&nbsp;</td></tr>
<tr style="vertical-align: bottom; background-color: rgb(204,238,255)">
    <td style="text-align: left">Third Quarter</td><td>&nbsp;</td>
    <td style="text-align: left">&nbsp;</td><td style="text-align: right">22.00</td><td style="text-align: left">&nbsp;</td><td>&nbsp;</td>
    <td style="text-align: left">&nbsp;</td><td style="text-align: right">19.08</td><td style="text-align: left">&nbsp;</td><td>&nbsp;</td>
    <td style="text-align: left">&nbsp;</td><td style="text-align: right">0.16</td><td style="text-align: left">&nbsp;</td><td>&nbsp;</td>
    <td style="text-align: left">&nbsp;</td><td style="text-align: right">21.37</td><td style="text-align: left">&nbsp;</td><td>&nbsp;</td>
    <td style="text-align: left">&nbsp;</td><td style="text-align: right">18.18</td><td style="text-align: left">&nbsp;</td><td>&nbsp;</td>
    <td style="text-align: left">&nbsp;</td><td style="text-align: right">0.15</td><td style="text-align: left">&nbsp;</td></tr>
<tr style="vertical-align: bottom; background-color: White">
    <td style="text-align: left">Fourth Quarter</td><td>&nbsp;</td>
    <td style="text-align: left">&nbsp;</td><td style="text-align: right">23.07</td><td style="text-align: left">&nbsp;</td><td>&nbsp;</td>
    <td style="text-align: left">&nbsp;</td><td style="text-align: right">19.01</td><td style="text-align: left">&nbsp;</td><td>&nbsp;</td>
    <td style="text-align: left">&nbsp;</td><td style="text-align: right">0.16</td><td style="text-align: left">&nbsp;</td><td>&nbsp;</td>
    <td style="text-align: left">&nbsp;</td><td style="text-align: right">20.84</td><td style="text-align: left">&nbsp;</td><td>&nbsp;</td>
    <td style="text-align: left">&nbsp;</td><td style="text-align: right">17.70</td><td style="text-align: left">&nbsp;</td><td>&nbsp;</td>
    <td style="text-align: left">&nbsp;</td><td style="text-align: right">0.15</td><td style="text-align: left">&nbsp;</td></tr>
</table>


<p style="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 0.5in">&nbsp;</p>

<p style="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 0.5in">The following table
sets forth information regarding the shares of common stock repurchased by us during the quarter ended December 31, 2015:</p>

<p style="color: Red; font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: center">&nbsp;</p>

<p style="color: Red; font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: center"></p>

<table cellpadding="0" cellspacing="0" style="border-collapse: collapse; width: 100%; font: 10pt Times New Roman, Times, Serif">
<tr style="vertical-align: bottom">
    <td style="text-align: center">&nbsp;</td><td>&nbsp;</td>
    <td colspan="3" style="text-align: center">&nbsp;</td><td>&nbsp;</td>
    <td colspan="3" style="text-align: center">&nbsp;</td><td>&nbsp;</td>
    <td colspan="3" style="text-align: center">&nbsp;</td><td>&nbsp;</td>
    <td colspan="3" style="text-align: center">Maximum</td></tr>
<tr style="vertical-align: bottom">
    <td style="text-align: center">&nbsp;</td><td>&nbsp;</td>
    <td colspan="3" style="text-align: center">&nbsp;</td><td>&nbsp;</td>
    <td colspan="3" style="text-align: center">&nbsp;</td><td>&nbsp;</td>
    <td colspan="3" style="text-align: center">Total Number of</td><td>&nbsp;</td>
    <td colspan="3" style="text-align: center">Number of</td></tr>
<tr style="vertical-align: bottom">
    <td style="text-align: center">&nbsp;</td><td>&nbsp;</td>
    <td colspan="3" style="text-align: center">Total</td><td>&nbsp;</td>
    <td colspan="3" style="text-align: center">&nbsp;</td><td>&nbsp;</td>
    <td colspan="3" style="text-align: center">Shares Purchased</td><td>&nbsp;</td>
    <td colspan="3" style="text-align: center">Shares That May</td></tr>
<tr style="vertical-align: bottom">
    <td style="text-align: center">&nbsp;</td><td>&nbsp;</td>
    <td colspan="3" style="text-align: center">Number</td><td>&nbsp;</td>
    <td colspan="3" style="text-align: center">&nbsp;</td><td>&nbsp;</td>
    <td colspan="3" style="text-align: center">as Part of Publicly</td><td>&nbsp;</td>
    <td colspan="3" style="text-align: center">Yet Be Purchased</td></tr>
<tr style="vertical-align: bottom">
    <td style="text-align: center">&nbsp;</td><td>&nbsp;</td>
    <td colspan="3" style="text-align: center">of Shares</td><td>&nbsp;</td>
    <td colspan="3" style="text-align: center">Average Price</td><td>&nbsp;</td>
    <td colspan="3" style="text-align: center">Announced Plans</td><td>&nbsp;</td>
    <td colspan="3" style="text-align: center">Under the Plans</td></tr>
<tr style="vertical-align: bottom">
    <td style="text-align: center; border-bottom: Black 1pt solid">Period</td><td style="padding-bottom: 1pt; border-bottom: Black 1pt solid">&nbsp;</td>
    <td colspan="3" style="text-align: center; border-bottom: Black 1pt solid">Purchased</td><td style="padding-bottom: 1pt; border-bottom: Black 1pt solid">&nbsp;</td>
    <td colspan="3" style="text-align: center; border-bottom: Black 1pt solid">Paid per Share</td><td style="padding-bottom: 1pt; border-bottom: Black 1pt solid">&nbsp;</td>
    <td colspan="3" style="text-align: center; border-bottom: Black 1pt solid">or Programs</td><td style="padding-bottom: 1pt; border-bottom: Black 1pt solid">&nbsp;</td>
    <td colspan="3" style="text-align: center; border-bottom: Black 1pt solid">or Programs</td></tr>
<tr style="vertical-align: bottom; background-color: rgb(204,238,255)">
    <td style="width: 56%; text-align: left">October 1 to October 31, 2015</td><td style="width: 1%">&nbsp;</td>
    <td style="width: 1%; text-align: left">&nbsp;</td><td style="width: 8%; text-align: right">-</td><td style="width: 1%; text-align: left">&nbsp;</td><td style="width: 1%">&nbsp;</td>
    <td style="width: 1%; text-align: left">$</td><td style="width: 8%; text-align: right">-</td><td style="width: 1%; text-align: left">&nbsp;</td><td style="width: 1%">&nbsp;</td>
    <td style="width: 1%; text-align: left">&nbsp;</td><td style="width: 8%; text-align: right">-</td><td style="width: 1%; text-align: left">&nbsp;</td><td style="width: 1%">&nbsp;</td>
    <td style="width: 1%; text-align: left">&nbsp;</td><td style="width: 8%; text-align: right">899,600</td><td style="width: 1%; text-align: left">&nbsp;</td></tr>
<tr style="vertical-align: bottom; background-color: White">
    <td style="text-align: left">November 1 to November 30, 2015</td><td>&nbsp;</td>
    <td style="text-align: left">&nbsp;</td><td style="text-align: right">-</td><td style="text-align: left">&nbsp;</td><td>&nbsp;</td>
    <td style="text-align: left">&nbsp;</td><td style="text-align: right">-</td><td style="text-align: left">&nbsp;</td><td>&nbsp;</td>
    <td style="text-align: left">&nbsp;</td><td style="text-align: right">-</td><td style="text-align: left">&nbsp;</td><td>&nbsp;</td>
    <td style="text-align: left">&nbsp;</td><td style="text-align: right">899,600</td><td style="text-align: left">&nbsp;</td></tr>
<tr style="vertical-align: bottom; background-color: rgb(204,238,255)">
    <td style="text-align: left; padding-bottom: 1pt">December 1 to December 31, 2015</td><td style="padding-bottom: 1pt">&nbsp;</td>
    <td style="border-bottom: Black 1pt solid; text-align: left">&nbsp;</td><td style="border-bottom: Black 1pt solid; text-align: right">-</td><td style="border-bottom: Black 1pt solid; text-align: left">&nbsp;</td><td style="padding-bottom: 1pt">&nbsp;</td>
    <td style="border-bottom: Black 1pt solid; text-align: left">&nbsp;</td><td style="border-bottom: Black 1pt solid; text-align: right">-</td><td style="border-bottom: Black 1pt solid; text-align: left">&nbsp;</td><td style="padding-bottom: 1pt">&nbsp;</td>
    <td style="border-bottom: Black 1pt solid; text-align: left">&nbsp;</td><td style="border-bottom: Black 1pt solid; text-align: right">-</td><td style="border-bottom: Black 1pt solid; text-align: left">&nbsp;</td><td style="padding-bottom: 1pt">&nbsp;</td>
    <td style="text-align: left">&nbsp;</td><td style="text-align: right">899,600</td><td style="text-align: left">&nbsp;</td></tr>
<tr style="vertical-align: bottom; background-color: White">
    <td style="text-align: left; padding-bottom: 2.25pt; padding-left: 10pt">Total</td><td style="padding-bottom: 2.25pt">&nbsp;</td>
    <td style="border-bottom: Black 2.25pt double; text-align: left">&nbsp;</td><td style="border-bottom: Black 2.25pt double; text-align: right">-</td><td style="border-bottom: Black 2.25pt double; text-align: left">&nbsp;</td><td style="padding-bottom: 2.25pt">&nbsp;</td>
    <td style="border-bottom: Black 2.25pt double; text-align: left">$</td><td style="border-bottom: Black 2.25pt double; text-align: right">-</td><td style="border-bottom: Black 2.25pt double; text-align: left">&nbsp;</td><td style="padding-bottom: 2.25pt">&nbsp;</td>
    <td style="border-bottom: Black 2.25pt double; text-align: left">&nbsp;</td><td style="border-bottom: Black 2.25pt double; text-align: right">-</td><td style="border-bottom: Black 2.25pt double; text-align: left">&nbsp;</td><td style="padding-bottom: 2.25pt">&nbsp;</td>
    <td style="text-align: left">&nbsp;</td><td style="text-align: right">&nbsp;</td><td style="text-align: left">&nbsp;</td></tr>
</table>

<p style="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify">&nbsp;</p>

<p style="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 0.5in">During the year ended
December 31, 2015, the Company completed the common stock repurchase program that was approved by the Company&#8217;s Board of
Directors on August 19, 2014. On June 16, 2015, the Company announced the authorization by the Board of Directors of a new common
stock repurchase program, which authorizes the purchase of up to 1,000,000 shares of its common stock. During the years ended December
31, 2015 and 2014, the Company repurchased 735,599 shares and 914,671 shares, respectively, of the Company&#8217;s common stock
at an average cost of $19.51 per share and $19.29 per share, respectively. At December 31, 2015, 899,600 shares remain to be repurchased
under the current stock repurchase program. Stock will be purchased under the current stock repurchase program from time to time,
in the open market or through private transactions subject to market conditions and at the discretion of the management of the
Company. There is no expiration or maximum dollar amount under this authorization.</p>

<p style="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 0.5in">&nbsp;</p>

<p style="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 0.5in"></p>

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<p style="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 0.5in">The following table
sets forth securities authorized for issuance under all equity compensation plans of the Company at December 31, 2015:</p>

<p style="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 0.5in">&nbsp;</p>

<p style="color: Red; font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: center; text-indent: 0in"></p>

<table cellpadding="0" cellspacing="0" style="border-collapse: collapse; width: 100%; font: 10pt Times New Roman, Times, Serif">
<tr style="vertical-align: bottom">
    <td nowrap style="text-align: center">&nbsp;</td><td nowrap>&nbsp;</td>
    <td colspan="3" nowrap style="text-align: center">&nbsp;</td><td nowrap>&nbsp;</td>
    <td colspan="3" nowrap style="text-align: center">&nbsp;</td><td nowrap>&nbsp;</td>
    <td colspan="3" nowrap style="text-align: center">(c)</td></tr>
<tr style="vertical-align: bottom">
    <td nowrap style="text-align: center">&nbsp;</td><td nowrap>&nbsp;</td>
    <td colspan="3" nowrap style="text-align: center">&nbsp;</td><td nowrap>&nbsp;</td>
    <td colspan="3" nowrap style="text-align: center">&nbsp;</td><td nowrap>&nbsp;</td>
    <td colspan="3" nowrap style="text-align: center">Number of securities</td></tr>
<tr style="vertical-align: bottom">
    <td nowrap style="text-align: center">&nbsp;</td><td nowrap>&nbsp;</td>
    <td colspan="3" nowrap style="text-align: center">&nbsp;</td><td nowrap>&nbsp;</td>
    <td colspan="3" nowrap style="text-align: center">&nbsp;</td><td nowrap>&nbsp;</td>
    <td colspan="3" nowrap style="text-align: center">remaining available for</td></tr>
<tr style="vertical-align: bottom">
    <td nowrap style="text-align: center">&nbsp;</td><td nowrap>&nbsp;</td>
    <td colspan="3" nowrap style="text-align: center">(a)</td><td nowrap>&nbsp;</td>
    <td colspan="3" nowrap style="text-align: center">(b)</td><td nowrap>&nbsp;</td>
    <td colspan="3" nowrap style="text-align: center">future issuance under</td></tr>
<tr style="vertical-align: bottom">
    <td nowrap style="text-align: center">&nbsp;</td><td nowrap>&nbsp;</td>
    <td colspan="3" nowrap style="text-align: center">Number of securities to</td><td nowrap>&nbsp;</td>
    <td colspan="3" nowrap style="text-align: center">Weighted-average</td><td nowrap>&nbsp;</td>
    <td colspan="3" nowrap style="text-align: center">equity compensation</td></tr>
<tr style="vertical-align: bottom">
    <td nowrap style="text-align: center">&nbsp;</td><td nowrap>&nbsp;</td>
    <td colspan="3" nowrap style="text-align: center">be issued upon exercise</td><td nowrap>&nbsp;</td>
    <td colspan="3" nowrap style="text-align: center">exercise price of</td><td nowrap>&nbsp;</td>
    <td colspan="3" nowrap style="text-align: center">plans (excluding</td></tr>
<tr style="vertical-align: bottom">
    <td nowrap style="text-align: center">&nbsp;</td><td nowrap>&nbsp;</td>
    <td colspan="3" nowrap style="text-align: center">of outstanding options,</td><td nowrap>&nbsp;</td>
    <td colspan="3" nowrap style="text-align: center">outstanding options,</td><td nowrap>&nbsp;</td>
    <td colspan="3" nowrap style="text-align: center">securities reflected in</td></tr>
<tr style="vertical-align: bottom">
    <td nowrap style="text-align: center; border-bottom: Black 1pt solid">&nbsp;</td><td nowrap style="padding-bottom: 1pt; border-bottom: Black 1pt solid">&nbsp;</td>
    <td colspan="3" nowrap style="text-align: center; border-bottom: Black 1pt solid">warrants and rights</td><td nowrap style="padding-bottom: 1pt; border-bottom: Black 1pt solid">&nbsp;</td>
    <td colspan="3" nowrap style="text-align: center; border-bottom: Black 1pt solid">warrants and rights</td><td nowrap style="padding-bottom: 1pt; border-bottom: Black 1pt solid">&nbsp;</td>
    <td colspan="3" nowrap style="text-align: center; border-bottom: Black 1pt solid">column (a)</td></tr>
<tr style="vertical-align: bottom">
    <td>&nbsp;</td><td>&nbsp;</td>
    <td colspan="3" style="text-align: right">&nbsp;</td><td>&nbsp;</td>
    <td colspan="3" style="text-align: right">&nbsp;</td><td>&nbsp;</td>
    <td colspan="3" style="text-align: right">&nbsp;</td></tr>
<tr style="vertical-align: bottom; background-color: rgb(204,238,255)">
    <td style="text-align: left">Equity compensation plans approved</td><td>&nbsp;</td>
    <td style="text-align: left">&nbsp;</td><td style="text-align: right">&nbsp;</td><td style="text-align: left">&nbsp;</td><td>&nbsp;</td>
    <td style="text-align: left">&nbsp;</td><td style="text-align: right">&nbsp;</td><td style="text-align: left">&nbsp;</td><td>&nbsp;</td>
    <td style="text-align: left">&nbsp;</td><td style="text-align: right">&nbsp;</td><td style="text-align: left">&nbsp;</td></tr>
<tr style="vertical-align: bottom; background-color: rgb(204,238,255)">
    <td style="width: 61%; text-align: left; padding-left: 10pt">by security holders</td><td style="width: 1%">&nbsp;</td>
    <td style="width: 1%; text-align: left">&nbsp;</td><td style="width: 10%; text-align: right">109,130</td><td style="width: 1%; text-align: left">&nbsp;</td><td style="width: 1%">&nbsp;</td>
    <td style="width: 1%; text-align: left">$</td><td style="width: 10%; text-align: right">16.14</td><td style="width: 1%; text-align: left">&nbsp;</td><td style="width: 1%">&nbsp;</td>
    <td style="width: 1%; text-align: left">&nbsp;</td><td style="width: 10%; text-align: right">787,180</td><td style="width: 1%; text-align: left">&nbsp;</td></tr>
<tr style="vertical-align: bottom; background-color: White">
    <td>&nbsp;</td><td>&nbsp;</td>
    <td style="text-align: left">&nbsp;</td><td style="text-align: right">&nbsp;</td><td style="text-align: left">&nbsp;</td><td>&nbsp;</td>
    <td style="text-align: left">&nbsp;</td><td style="text-align: right">&nbsp;</td><td style="text-align: left">&nbsp;</td><td>&nbsp;</td>
    <td style="text-align: left">&nbsp;</td><td style="text-align: right">&nbsp;</td><td style="text-align: left">&nbsp;</td></tr>
<tr style="vertical-align: bottom; background-color: rgb(204,238,255)">
    <td style="text-align: left">Equity compensation plans not</td><td>&nbsp;</td>
    <td style="text-align: left">&nbsp;</td><td style="text-align: right">&nbsp;</td><td style="text-align: left">&nbsp;</td><td>&nbsp;</td>
    <td style="text-align: left">&nbsp;</td><td style="text-align: right">&nbsp;</td><td style="text-align: left">&nbsp;</td><td>&nbsp;</td>
    <td style="text-align: left">&nbsp;</td><td style="text-align: right">&nbsp;</td><td style="text-align: left">&nbsp;</td></tr>
<tr style="vertical-align: bottom; background-color: rgb(204,238,255)">
    <td style="text-align: left; padding-left: 10pt">approved by security holders</td><td>&nbsp;</td>
    <td style="text-align: left">&nbsp;</td><td style="text-align: right">-</td><td style="text-align: left">&nbsp;</td><td>&nbsp;</td>
    <td style="text-align: left">&nbsp;</td><td style="text-align: right">-</td><td style="text-align: left">&nbsp;</td><td>&nbsp;</td>
    <td style="text-align: left">&nbsp;</td><td style="text-align: right">-</td><td style="text-align: left">&nbsp;</td></tr>
<tr style="vertical-align: bottom; background-color: White">
    <td style="padding-bottom: 1pt">&nbsp;</td><td style="padding-bottom: 1pt">&nbsp;</td>
    <td style="border-bottom: Black 1pt solid; text-align: left">&nbsp;</td><td style="border-bottom: Black 1pt solid; text-align: right">&nbsp;</td><td style="border-bottom: Black 1pt solid; text-align: left">&nbsp;</td><td style="padding-bottom: 1pt">&nbsp;</td>
    <td style="border-bottom: Black 1pt solid; text-align: left">&nbsp;</td><td style="border-bottom: Black 1pt solid; text-align: right">&nbsp;</td><td style="border-bottom: Black 1pt solid; text-align: left">&nbsp;</td><td style="padding-bottom: 1pt">&nbsp;</td>
    <td style="border-bottom: Black 1pt solid; text-align: left">&nbsp;</td><td style="border-bottom: Black 1pt solid; text-align: right">&nbsp;</td><td style="border-bottom: Black 1pt solid; text-align: left">&nbsp;</td></tr>
<tr style="vertical-align: bottom; background-color: rgb(204,238,255)">
    <td style="padding-bottom: 2.25pt">&nbsp;</td><td style="padding-bottom: 2.25pt">&nbsp;</td>
    <td style="border-bottom: Black 2.25pt double; text-align: left">&nbsp;</td><td style="border-bottom: Black 2.25pt double; text-align: right">109,130</td><td style="border-bottom: Black 2.25pt double; text-align: left">&nbsp;</td><td style="padding-bottom: 2.25pt">&nbsp;</td>
    <td style="border-bottom: Black 2.25pt double; text-align: left">$</td><td style="border-bottom: Black 2.25pt double; text-align: right">16.14</td><td style="border-bottom: Black 2.25pt double; text-align: left">&nbsp;</td><td style="padding-bottom: 2.25pt">&nbsp;</td>
    <td style="border-bottom: Black 2.25pt double; text-align: left">&nbsp;</td><td style="border-bottom: Black 2.25pt double; text-align: right">787,180</td><td style="border-bottom: Black 2.25pt double; text-align: left">&nbsp;</td></tr>
</table>



<p style="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0"><b>&nbsp;</b></p>

<p style="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0"><b>&nbsp;</b></p>

<p style="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0"><b>&nbsp;</b></p>

<p style="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0"><b>&nbsp;</b></p>

<p style="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0"><b>&nbsp;</b></p>

<p style="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0"></p>

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<p style="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0"><a name="a_091"></a><b>Stock Performance Graph</b></p>

<p style="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0"><b></b></p>

<p style="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify">&nbsp;</p>

<p style="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify"><font style="font-size: 10pt; color: windowtext">The
following graph shows a comparison of cumulative total stockholder return on the Company&#8217;s common stock since December 31,
2010 with the cumulative total returns of a broad equity market index as well as comparative published industry indices. The broad
equity market index chosen was the Nasdaq Composite. The comparative published industry indices chosen were the SNL Bank $5 Billion
to $10 Billion in Assets Index and the SNL Mid-Atlantic Bank Index. The SNL Mid-Atlantic Bank Index was chosen for inclusion in
the Company&#8217;s Stock Performance Graph because the Company believes it provides valuable comparative information reflecting
the Company&#8217;s geographic peer group. The SNL Bank $5 Billion to $10 Billion in Assets Index was chosen for inclusion in the
Company&#8217;s Stock Performance Graph because it uses a broader group of banks and therefore more closely reflects the Company&#8217;s
size. As a result of the Company&#8217;s total assets exceeding $5 billion, we replaced the SNL Bank $1 Billion to $5 Billion in
Assets index with the SNL Bank $5 Billion to $10 Billion in Assets Index. The Company believes that both geographic area and size
are important factors in analyzing the Company&#8217;s performance against its peers. The graph below reflects historical performance
only, which is not indicative of possible future performance of the common stock.</font></p>

<p style="color: Red; font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify">&nbsp;</p>

<p style="color: Red; font: 10pt Times New Roman, Times, Serif; margin-top: 0pt; margin-bottom: 0pt; text-align: center"><img src="graph.jpg"></p>

<p style="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify">&nbsp;</p>

<p style="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 0.5in">The total return assumes
$100 invested on December 31, 2010 and all dividends reinvested through the end of the Company&#8217;s fiscal year ended December
31, 2015. The performance graph above is based upon closing prices on the trading date specified.</p>

<p style="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 0.1pt">&nbsp;</p>

<p style="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 0.1pt"></p>

<table cellpadding="0" cellspacing="0" style="border-collapse: collapse; width: 100%; font: 10pt Times New Roman, Times, Serif">
<tr style="vertical-align: bottom">
    <td style="text-align: left">&nbsp;</td><td>&nbsp;</td>
    <td colspan="3">&nbsp;</td><td style="font-weight: bold; font-style: italic">&nbsp;</td>
    <td colspan="15" style="font-weight: bold; font-style: italic; text-align: center">Period Ending</td><td>&nbsp;</td>
    <td colspan="3">&nbsp;</td></tr>
<tr style="vertical-align: bottom">
    <td style="font-weight: bold; font-style: italic; text-align: left">Index</td><td style="font-weight: bold; padding-bottom: 1pt; text-align: center">&nbsp;</td>
    <td colspan="3" style="font-weight: bold; text-align: center; border-bottom: Black 1pt solid">12/31/10</td><td style="font-weight: bold; padding-bottom: 1pt; text-align: center">&nbsp;</td>
    <td colspan="3" style="font-weight: bold; text-align: center; border-bottom: Black 1pt solid">12/31/11</td><td style="font-weight: bold; padding-bottom: 1pt; text-align: center">&nbsp;</td>
    <td colspan="3" style="font-weight: bold; text-align: center; border-bottom: Black 1pt solid">12/31/12</td><td style="font-weight: bold; padding-bottom: 1pt; text-align: center">&nbsp;</td>
    <td colspan="3" style="font-weight: bold; text-align: center; border-bottom: Black 1pt solid">12/31/13</td><td style="font-weight: bold; padding-bottom: 1pt; text-align: center">&nbsp;</td>
    <td colspan="3" style="font-weight: bold; text-align: center; border-bottom: Black 1pt solid">12/31/14</td><td style="font-weight: bold; padding-bottom: 1pt; text-align: center">&nbsp;</td>
    <td colspan="3" style="font-weight: bold; text-align: center; border-bottom: Black 1pt solid">12/31/15</td></tr>
<tr style="vertical-align: bottom; background-color: rgb(204,238,255)">
    <td style="width: 40%; text-align: left">Flushing Financial Corporation</td><td style="width: 1%; text-align: center">&nbsp;</td>
    <td style="width: 1%; text-align: center">&nbsp;</td><td style="width: 7%; text-align: center">100.00</td><td style="width: 1%; text-align: center">&nbsp;</td><td style="width: 1%; text-align: center">&nbsp;</td>
    <td style="width: 1%; text-align: center">&nbsp;</td><td style="width: 7%; text-align: center">94.08</td><td style="width: 1%; text-align: center">&nbsp;</td><td style="width: 1%; text-align: center">&nbsp;</td>
    <td style="width: 1%; text-align: center">&nbsp;</td><td style="width: 7%; text-align: center">118.61</td><td style="width: 1%; text-align: center">&nbsp;</td><td style="width: 1%; text-align: center">&nbsp;</td>
    <td style="width: 1%; text-align: center">&nbsp;</td><td style="width: 7%; text-align: center">164.90</td><td style="width: 1%; text-align: center">&nbsp;</td><td style="width: 1%; text-align: center">&nbsp;</td>
    <td style="width: 1%; text-align: center">&nbsp;</td><td style="width: 7%; text-align: center">166.41</td><td style="width: 1%; text-align: center">&nbsp;</td><td style="width: 1%; text-align: center">&nbsp;</td>
    <td style="width: 1%; text-align: center">&nbsp;</td><td style="width: 7%; text-align: center">183.39</td><td style="width: 1%; text-align: center">&nbsp;</td></tr>
<tr style="vertical-align: bottom; background-color: White">
    <td style="text-align: left">NASDAQ Composite</td><td style="text-align: center">&nbsp;</td>
    <td style="text-align: center">&nbsp;</td><td style="text-align: center">100.00</td><td style="text-align: center">&nbsp;</td><td style="text-align: center">&nbsp;</td>
    <td style="text-align: center">&nbsp;</td><td style="text-align: center">99.21</td><td style="text-align: center">&nbsp;</td><td style="text-align: center">&nbsp;</td>
    <td style="text-align: center">&nbsp;</td><td style="text-align: center">116.82</td><td style="text-align: center">&nbsp;</td><td style="text-align: center">&nbsp;</td>
    <td style="text-align: center">&nbsp;</td><td style="text-align: center">163.75</td><td style="text-align: center">&nbsp;</td><td style="text-align: center">&nbsp;</td>
    <td style="text-align: center">&nbsp;</td><td style="text-align: center">188.03</td><td style="text-align: center">&nbsp;</td><td style="text-align: center">&nbsp;</td>
    <td style="text-align: center">&nbsp;</td><td style="text-align: center">201.40</td><td style="text-align: center">&nbsp;</td></tr>
<tr style="vertical-align: bottom; background-color: rgb(204,238,255)">
    <td style="text-align: left">SNL Bank $1 Billion to $5 Billion</td><td style="text-align: center">&nbsp;</td>
    <td style="text-align: center">&nbsp;</td><td style="text-align: center">100.00</td><td style="text-align: center">&nbsp;</td><td style="text-align: center">&nbsp;</td>
    <td style="text-align: center">&nbsp;</td><td style="text-align: center">91.20</td><td style="text-align: center">&nbsp;</td><td style="text-align: center">&nbsp;</td>
    <td style="text-align: center">&nbsp;</td><td style="text-align: center">112.45</td><td style="text-align: center">&nbsp;</td><td style="text-align: center">&nbsp;</td>
    <td style="text-align: center">&nbsp;</td><td style="text-align: center">163.52</td><td style="text-align: center">&nbsp;</td><td style="text-align: center">&nbsp;</td>
    <td style="text-align: center">&nbsp;</td><td style="text-align: center">170.98</td><td style="text-align: center">&nbsp;</td><td style="text-align: center">&nbsp;</td>
    <td style="text-align: center">&nbsp;</td><td style="text-align: center">191.39</td><td style="text-align: center">&nbsp;</td></tr>
<tr style="vertical-align: bottom; background-color: White">
    <td style="text-align: left">SNL Bank $5 Billion to $10 Billion</td><td style="text-align: center">&nbsp;</td>
    <td style="text-align: center">&nbsp;</td><td style="text-align: center">100.00</td><td style="text-align: center">&nbsp;</td><td style="text-align: center">&nbsp;</td>
    <td style="text-align: center">&nbsp;</td><td style="text-align: center">99.24</td><td style="text-align: center">&nbsp;</td><td style="text-align: center">&nbsp;</td>
    <td style="text-align: center">&nbsp;</td><td style="text-align: center">116.73</td><td style="text-align: center">&nbsp;</td><td style="text-align: center">&nbsp;</td>
    <td style="text-align: center">&nbsp;</td><td style="text-align: center">180.10</td><td style="text-align: center">&nbsp;</td><td style="text-align: center">&nbsp;</td>
    <td style="text-align: center">&nbsp;</td><td style="text-align: center">185.52</td><td style="text-align: center">&nbsp;</td><td style="text-align: center">&nbsp;</td>
    <td style="text-align: center">&nbsp;</td><td style="text-align: center">211.33</td><td style="text-align: center">&nbsp;</td></tr>
<tr style="vertical-align: bottom; background-color: rgb(204,238,255)">
    <td style="text-align: left">SNL Mid-Atlantic Bank</td><td style="text-align: center">&nbsp;</td>
    <td style="text-align: center">&nbsp;</td><td style="text-align: center">100.00</td><td style="text-align: center">&nbsp;</td><td style="text-align: center">&nbsp;</td>
    <td style="text-align: center">&nbsp;</td><td style="text-align: center">75.13</td><td style="text-align: center">&nbsp;</td><td style="text-align: center">&nbsp;</td>
    <td style="text-align: center">&nbsp;</td><td style="text-align: center">100.64</td><td style="text-align: center">&nbsp;</td><td style="text-align: center">&nbsp;</td>
    <td style="text-align: center">&nbsp;</td><td style="text-align: center">135.65</td><td style="text-align: center">&nbsp;</td><td style="text-align: center">&nbsp;</td>
    <td style="text-align: center">&nbsp;</td><td style="text-align: center">147.79</td><td style="text-align: center">&nbsp;</td><td style="text-align: center">&nbsp;</td>
    <td style="text-align: center">&nbsp;</td><td style="text-align: center">153.33</td><td style="text-align: center">&nbsp;</td></tr>
</table>



<p style="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 0.1pt"></p>

<p style="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 0.1pt">&nbsp;</p>

<p style="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify"><b><u></u></b></p>

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<p style="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify"><a name="a_092"></a><b><u>Item 6.	Selected Financial Data.</u></b></p>

<p style="color: Red; font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify">&nbsp;</p>

<p style="color: Red; font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify"></p>

<table cellpadding="0" cellspacing="0" style="border-collapse: collapse; width: 100%; font: 10pt Times New Roman, Times, Serif">
<tr style="vertical-align: bottom">
    <td style="border-bottom: Black 1pt solid">At or for the years ended December 31,</td><td style="padding-bottom: 1pt; border-bottom: Black 1pt solid">&nbsp;</td>
    <td colspan="3" style="text-align: center; border-bottom: Black 1pt solid">2015</td><td style="padding-bottom: 1pt; border-bottom: Black 1pt solid">&nbsp;</td>
    <td colspan="3" style="text-align: center; border-bottom: Black 1pt solid">2014</td><td style="padding-bottom: 1pt; border-bottom: Black 1pt solid">&nbsp;</td>
    <td colspan="3" style="text-align: center; border-bottom: Black 1pt solid">2013</td><td style="padding-bottom: 1pt; border-bottom: Black 1pt solid">&nbsp;</td>
    <td colspan="3" style="text-align: center; border-bottom: Black 1pt solid">2012</td><td style="padding-bottom: 1pt; border-bottom: Black 1pt solid">&nbsp;</td>
    <td colspan="3" style="text-align: center; border-bottom: Black 1pt solid">2011</td></tr>
<tr style="vertical-align: bottom">
    <td>&nbsp;</td><td style="font-style: italic">&nbsp;</td>
    <td colspan="19" style="font-style: italic; text-align: center">(Dollars in thousands, except per share data)</td></tr>
<tr style="vertical-align: bottom; background-color: rgb(204,238,255)">
    <td style="font-weight: bold; text-align: left">Selected Financial Condition Data</td><td>&nbsp;</td>
    <td style="text-align: left">&nbsp;</td><td style="text-align: right">&nbsp;</td><td style="text-align: left">&nbsp;</td><td>&nbsp;</td>
    <td style="text-align: left">&nbsp;</td><td style="text-align: right">&nbsp;</td><td style="text-align: left">&nbsp;</td><td>&nbsp;</td>
    <td style="text-align: left">&nbsp;</td><td style="text-align: right">&nbsp;</td><td style="text-align: left">&nbsp;</td><td>&nbsp;</td>
    <td style="text-align: left">&nbsp;</td><td style="text-align: right">&nbsp;</td><td style="text-align: left">&nbsp;</td><td>&nbsp;</td>
    <td style="text-align: left">&nbsp;</td><td style="text-align: right">&nbsp;</td><td style="text-align: left">&nbsp;</td></tr>
<tr style="vertical-align: bottom; background-color: White">
    <td style="width: 45%; text-align: left">Total assets</td><td style="width: 1%">&nbsp;</td>
    <td style="width: 1%; text-align: left">$</td><td style="width: 8%; text-align: right">5,704,634</td><td style="width: 1%; text-align: left">&nbsp;</td><td style="width: 1%">&nbsp;</td>
    <td style="width: 1%; text-align: left">$</td><td style="width: 8%; text-align: right">5,077,013</td><td style="width: 1%; text-align: left">&nbsp;</td><td style="width: 1%">&nbsp;</td>
    <td style="width: 1%; text-align: left">$</td><td style="width: 8%; text-align: right">4,721,501</td><td style="width: 1%; text-align: left">&nbsp;</td><td style="width: 1%">&nbsp;</td>
    <td style="width: 1%; text-align: left">$</td><td style="width: 8%; text-align: right">4,451,416</td><td style="width: 1%; text-align: left">&nbsp;</td><td style="width: 1%">&nbsp;</td>
    <td style="width: 1%; text-align: left">$</td><td style="width: 8%; text-align: right">4,287,949</td><td style="width: 1%; text-align: left">&nbsp;</td></tr>
<tr style="vertical-align: bottom; background-color: rgb(204,238,255)">
    <td style="text-align: left">Loans, net</td><td>&nbsp;</td>
    <td style="text-align: left">&nbsp;</td><td style="text-align: right">4,366,444</td><td style="text-align: left">&nbsp;</td><td>&nbsp;</td>
    <td style="text-align: left">&nbsp;</td><td style="text-align: right">3,785,277</td><td style="text-align: left">&nbsp;</td><td>&nbsp;</td>
    <td style="text-align: left">&nbsp;</td><td style="text-align: right">3,402,402</td><td style="text-align: left">&nbsp;</td><td>&nbsp;</td>
    <td style="text-align: left">&nbsp;</td><td style="text-align: right">3,203,017</td><td style="text-align: left">&nbsp;</td><td>&nbsp;</td>
    <td style="text-align: left">&nbsp;</td><td style="text-align: right">3,198,537</td><td style="text-align: left">&nbsp;</td></tr>
<tr style="vertical-align: bottom; background-color: White">
    <td style="text-align: left">Securities held to maturity</td><td>&nbsp;</td>
    <td style="text-align: left">&nbsp;</td><td style="text-align: right">6,180</td><td style="text-align: left">&nbsp;</td><td>&nbsp;</td>
    <td style="text-align: left">&nbsp;</td><td style="text-align: right">-</td><td style="text-align: left">&nbsp;</td><td>&nbsp;</td>
    <td style="text-align: left">&nbsp;</td><td style="text-align: right">-</td><td style="text-align: left">&nbsp;</td><td>&nbsp;</td>
    <td style="text-align: left">&nbsp;</td><td style="text-align: right">-</td><td style="text-align: left">&nbsp;</td><td>&nbsp;</td>
    <td style="text-align: left">&nbsp;</td><td style="text-align: right">-</td><td style="text-align: left">&nbsp;</td></tr>
<tr style="vertical-align: bottom; background-color: rgb(204,238,255)">
    <td style="text-align: left">Securities available for sale</td><td>&nbsp;</td>
    <td style="text-align: left">&nbsp;</td><td style="text-align: right">993,397</td><td style="text-align: left">&nbsp;</td><td>&nbsp;</td>
    <td style="text-align: left">&nbsp;</td><td style="text-align: right">973,310</td><td style="text-align: left">&nbsp;</td><td>&nbsp;</td>
    <td style="text-align: left">&nbsp;</td><td style="text-align: right">1,017,790</td><td style="text-align: left">&nbsp;</td><td>&nbsp;</td>
    <td style="text-align: left">&nbsp;</td><td style="text-align: right">949,566</td><td style="text-align: left">&nbsp;</td><td>&nbsp;</td>
    <td style="text-align: left">&nbsp;</td><td style="text-align: right">812,530</td><td style="text-align: left">&nbsp;</td></tr>
<tr style="vertical-align: bottom; background-color: White">
    <td>Deposits</td><td>&nbsp;</td>
    <td style="text-align: left">&nbsp;</td><td style="text-align: right">3,892,547</td><td style="text-align: left">&nbsp;</td><td>&nbsp;</td>
    <td style="text-align: left">&nbsp;</td><td style="text-align: right">3,508,598</td><td style="text-align: left">&nbsp;</td><td>&nbsp;</td>
    <td style="text-align: left">&nbsp;</td><td style="text-align: right">3,232,780</td><td style="text-align: left">&nbsp;</td><td>&nbsp;</td>
    <td style="text-align: left">&nbsp;</td><td style="text-align: right">3,015,193</td><td style="text-align: left">&nbsp;</td><td>&nbsp;</td>
    <td style="text-align: left">&nbsp;</td><td style="text-align: right">3,146,245</td><td style="text-align: left">&nbsp;</td></tr>
<tr style="vertical-align: bottom; background-color: rgb(204,238,255)">
    <td style="text-align: left">Borrowed funds</td><td>&nbsp;</td>
    <td style="text-align: left">&nbsp;</td><td style="text-align: right">1,271,676</td><td style="text-align: left">&nbsp;</td><td>&nbsp;</td>
    <td style="text-align: left">&nbsp;</td><td style="text-align: right">1,056,492</td><td style="text-align: left">&nbsp;</td><td>&nbsp;</td>
    <td style="text-align: left">&nbsp;</td><td style="text-align: right">1,012,122</td><td style="text-align: left">&nbsp;</td><td>&nbsp;</td>
    <td style="text-align: left">&nbsp;</td><td style="text-align: right">948,405</td><td style="text-align: left">&nbsp;</td><td>&nbsp;</td>
    <td style="text-align: left">&nbsp;</td><td style="text-align: right">685,139</td><td style="text-align: left">&nbsp;</td></tr>
<tr style="vertical-align: bottom; background-color: White">
    <td style="text-align: left">Total stockholders' equity</td><td>&nbsp;</td>
    <td style="text-align: left">&nbsp;</td><td style="text-align: right">473,067</td><td style="text-align: left">&nbsp;</td><td>&nbsp;</td>
    <td style="text-align: left">&nbsp;</td><td style="text-align: right">456,247</td><td style="text-align: left">&nbsp;</td><td>&nbsp;</td>
    <td style="text-align: left">&nbsp;</td><td style="text-align: right">432,532</td><td style="text-align: left">&nbsp;</td><td>&nbsp;</td>
    <td style="text-align: left">&nbsp;</td><td style="text-align: right">442,365</td><td style="text-align: left">&nbsp;</td><td>&nbsp;</td>
    <td style="text-align: left">&nbsp;</td><td style="text-align: right">416,911</td><td style="text-align: left">&nbsp;</td></tr>
<tr style="vertical-align: bottom; background-color: rgb(204,238,255)">
    <td style="font-weight: normal; font-style: normal">Book value per common share <font style="font-family: Times New Roman, Times, Serif; font-size: 10pt; font-weight: normal; font-style: normal">(1)</font></td><td>&nbsp;</td>
    <td style="text-align: left">$</td><td style="text-align: right">16.41</td><td style="text-align: left">&nbsp;</td><td>&nbsp;</td>
    <td style="text-align: left">$</td><td style="text-align: right">15.52</td><td style="text-align: left">&nbsp;</td><td>&nbsp;</td>
    <td style="text-align: left">$</td><td style="text-align: right">14.36</td><td style="text-align: left">&nbsp;</td><td>&nbsp;</td>
    <td style="text-align: left">$</td><td style="text-align: right">14.39</td><td style="text-align: left">&nbsp;</td><td>&nbsp;</td>
    <td style="text-align: left">$</td><td style="text-align: right">13.49</td><td style="text-align: left">&nbsp;</td></tr>
<tr style="vertical-align: bottom; background-color: White">
    <td>&nbsp;</td><td>&nbsp;</td>
    <td style="text-align: left">&nbsp;</td><td style="text-align: right">&nbsp;</td><td style="text-align: left">&nbsp;</td><td>&nbsp;</td>
    <td style="text-align: left">&nbsp;</td><td style="text-align: right">&nbsp;</td><td style="text-align: left">&nbsp;</td><td>&nbsp;</td>
    <td style="text-align: left">&nbsp;</td><td style="text-align: right">&nbsp;</td><td style="text-align: left">&nbsp;</td><td>&nbsp;</td>
    <td style="text-align: left">&nbsp;</td><td style="text-align: right">&nbsp;</td><td style="text-align: left">&nbsp;</td><td>&nbsp;</td>
    <td style="text-align: left">&nbsp;</td><td style="text-align: right">&nbsp;</td><td style="text-align: left">&nbsp;</td></tr>
<tr style="vertical-align: bottom; background-color: rgb(204,238,255)">
    <td style="font-weight: bold; text-align: left">Selected Operating Data</td><td>&nbsp;</td>
    <td style="text-align: left">&nbsp;</td><td style="text-align: right">&nbsp;</td><td style="text-align: left">&nbsp;</td><td>&nbsp;</td>
    <td style="text-align: left">&nbsp;</td><td style="text-align: right">&nbsp;</td><td style="text-align: left">&nbsp;</td><td>&nbsp;</td>
    <td style="text-align: left">&nbsp;</td><td style="text-align: right">&nbsp;</td><td style="text-align: left">&nbsp;</td><td>&nbsp;</td>
    <td style="text-align: left">&nbsp;</td><td style="text-align: right">&nbsp;</td><td style="text-align: left">&nbsp;</td><td>&nbsp;</td>
    <td style="text-align: left">&nbsp;</td><td style="text-align: right">&nbsp;</td><td style="text-align: left">&nbsp;</td></tr>
<tr style="vertical-align: bottom; background-color: White">
    <td style="text-align: left">Interest and dividend income</td><td>&nbsp;</td>
    <td style="text-align: left">$</td><td style="text-align: right">204,146</td><td style="text-align: left">&nbsp;</td><td>&nbsp;</td>
    <td style="text-align: left">$</td><td style="text-align: right">197,128</td><td style="text-align: left">&nbsp;</td><td>&nbsp;</td>
    <td style="text-align: left">$</td><td style="text-align: right">200,526</td><td style="text-align: left">&nbsp;</td><td>&nbsp;</td>
    <td style="text-align: left">$</td><td style="text-align: right">213,714</td><td style="text-align: left">&nbsp;</td><td>&nbsp;</td>
    <td style="text-align: left">$</td><td style="text-align: right">224,498</td><td style="text-align: left">&nbsp;</td></tr>
<tr style="vertical-align: bottom; background-color: rgb(204,238,255)">
    <td style="text-align: left">Interest expense</td><td>&nbsp;</td>
    <td style="border-bottom: Black 1pt solid; text-align: left">&nbsp;</td><td style="border-bottom: Black 1pt solid; text-align: right">49,726</td><td style="border-bottom: Black 1pt solid; text-align: left">&nbsp;</td><td style="padding-bottom: 1pt; border-bottom: Black 1pt solid">&nbsp;</td>
    <td style="border-bottom: Black 1pt solid; text-align: left">&nbsp;</td><td style="border-bottom: Black 1pt solid; text-align: right">54,741</td><td style="border-bottom: Black 1pt solid; text-align: left">&nbsp;</td><td style="padding-bottom: 1pt; border-bottom: Black 1pt solid">&nbsp;</td>
    <td style="border-bottom: Black 1pt solid; text-align: left">&nbsp;</td><td style="border-bottom: Black 1pt solid; text-align: right">54,863</td><td style="border-bottom: Black 1pt solid; text-align: left">&nbsp;</td><td style="padding-bottom: 1pt; border-bottom: Black 1pt solid">&nbsp;</td>
    <td style="border-bottom: Black 1pt solid; text-align: left">&nbsp;</td><td style="border-bottom: Black 1pt solid; text-align: right">63,275</td><td style="border-bottom: Black 1pt solid; text-align: left">&nbsp;</td><td style="padding-bottom: 1pt; border-bottom: Black 1pt solid">&nbsp;</td>
    <td style="border-bottom: Black 1pt solid; text-align: left">&nbsp;</td><td style="border-bottom: Black 1pt solid; text-align: right">76,723</td><td style="border-bottom: Black 1pt solid; text-align: left">&nbsp;</td></tr>
<tr style="vertical-align: bottom; background-color: White">
    <td style="text-align: left; padding-left: 10pt">Net interest income</td><td>&nbsp;</td>
    <td style="text-align: left">&nbsp;</td><td style="text-align: right">154,420</td><td style="text-align: left">&nbsp;</td><td>&nbsp;</td>
    <td style="text-align: left">&nbsp;</td><td style="text-align: right">142,387</td><td style="text-align: left">&nbsp;</td><td>&nbsp;</td>
    <td style="text-align: left">&nbsp;</td><td style="text-align: right">145,663</td><td style="text-align: left">&nbsp;</td><td>&nbsp;</td>
    <td style="text-align: left">&nbsp;</td><td style="text-align: right">150,439</td><td style="text-align: left">&nbsp;</td><td>&nbsp;</td>
    <td style="text-align: left">&nbsp;</td><td style="text-align: right">147,775</td><td style="text-align: left">&nbsp;</td></tr>
<tr style="vertical-align: bottom; background-color: rgb(204,238,255)">
    <td style="text-align: left">Provision (benefit) for loan losses</td><td>&nbsp;</td>
    <td style="border-bottom: Black 1pt solid; text-align: left">&nbsp;</td><td style="border-bottom: Black 1pt solid; text-align: right">(956</td><td style="border-bottom: Black 1pt solid; text-align: left">)</td><td style="padding-bottom: 1pt; border-bottom: Black 1pt solid">&nbsp;</td>
    <td style="border-bottom: Black 1pt solid; text-align: left">&nbsp;</td><td style="border-bottom: Black 1pt solid; text-align: right">(6,021</td><td style="border-bottom: Black 1pt solid; text-align: left">)</td><td style="padding-bottom: 1pt; border-bottom: Black 1pt solid">&nbsp;</td>
    <td style="border-bottom: Black 1pt solid; text-align: left">&nbsp;</td><td style="border-bottom: Black 1pt solid; text-align: right">13,935</td><td style="border-bottom: Black 1pt solid; text-align: left">&nbsp;</td><td style="padding-bottom: 1pt; border-bottom: Black 1pt solid">&nbsp;</td>
    <td style="border-bottom: Black 1pt solid; text-align: left">&nbsp;</td><td style="border-bottom: Black 1pt solid; text-align: right">21,000</td><td style="border-bottom: Black 1pt solid; text-align: left">&nbsp;</td><td style="padding-bottom: 1pt; border-bottom: Black 1pt solid">&nbsp;</td>
    <td style="border-bottom: Black 1pt solid; text-align: left">&nbsp;</td><td style="border-bottom: Black 1pt solid; text-align: right">21,500</td><td style="border-bottom: Black 1pt solid; text-align: left">&nbsp;</td></tr>
<tr style="vertical-align: bottom; background-color: White">
    <td style="text-align: left; padding-left: 10pt">Net interest income after provision</td><td>&nbsp;</td>
    <td style="text-align: left">&nbsp;</td><td style="text-align: right">&nbsp;</td><td style="text-align: left">&nbsp;</td><td>&nbsp;</td>
    <td style="text-align: left">&nbsp;</td><td style="text-align: right">&nbsp;</td><td style="text-align: left">&nbsp;</td><td>&nbsp;</td>
    <td style="text-align: left">&nbsp;</td><td style="text-align: right">&nbsp;</td><td style="text-align: left">&nbsp;</td><td>&nbsp;</td>
    <td style="text-align: left">&nbsp;</td><td style="text-align: right">&nbsp;</td><td style="text-align: left">&nbsp;</td><td>&nbsp;</td>
    <td style="text-align: left">&nbsp;</td><td style="text-align: right">&nbsp;</td><td style="text-align: left">&nbsp;</td></tr>
<tr style="vertical-align: bottom; background-color: White">
    <td style="text-align: left; padding-left: 20pt">for loan losses</td><td>&nbsp;</td>
    <td style="text-align: left">&nbsp;</td><td style="text-align: right">155,376</td><td style="text-align: left">&nbsp;</td><td>&nbsp;</td>
    <td style="text-align: left">&nbsp;</td><td style="text-align: right">148,408</td><td style="text-align: left">&nbsp;</td><td>&nbsp;</td>
    <td style="text-align: left">&nbsp;</td><td style="text-align: right">131,728</td><td style="text-align: left">&nbsp;</td><td>&nbsp;</td>
    <td style="text-align: left">&nbsp;</td><td style="text-align: right">129,439</td><td style="text-align: left">&nbsp;</td><td>&nbsp;</td>
    <td style="text-align: left">&nbsp;</td><td style="text-align: right">126,275</td><td style="text-align: left">&nbsp;</td></tr>
<tr style="vertical-align: bottom; background-color: rgb(204,238,255)">
    <td style="text-align: left">Non-interest income:</td><td>&nbsp;</td>
    <td style="text-align: left">&nbsp;</td><td style="text-align: right">&nbsp;</td><td style="text-align: left">&nbsp;</td><td>&nbsp;</td>
    <td style="text-align: left">&nbsp;</td><td style="text-align: right">&nbsp;</td><td style="text-align: left">&nbsp;</td><td>&nbsp;</td>
    <td style="text-align: left">&nbsp;</td><td style="text-align: right">&nbsp;</td><td style="text-align: left">&nbsp;</td><td>&nbsp;</td>
    <td style="text-align: left">&nbsp;</td><td style="text-align: right">&nbsp;</td><td style="text-align: left">&nbsp;</td><td>&nbsp;</td>
    <td style="text-align: left">&nbsp;</td><td style="text-align: right">&nbsp;</td><td style="text-align: left">&nbsp;</td></tr>
<tr style="vertical-align: bottom; background-color: White">
    <td style="text-align: left; padding-left: 10pt">Net gains on sales of securities</td><td>&nbsp;</td>
    <td style="text-align: left">&nbsp;</td><td style="text-align: right">&nbsp;</td><td style="text-align: left">&nbsp;</td><td>&nbsp;</td>
    <td style="text-align: left">&nbsp;</td><td style="text-align: right">&nbsp;</td><td style="text-align: left">&nbsp;</td><td>&nbsp;</td>
    <td style="text-align: left">&nbsp;</td><td style="text-align: right">&nbsp;</td><td style="text-align: left">&nbsp;</td><td>&nbsp;</td>
    <td style="text-align: left">&nbsp;</td><td style="text-align: right">&nbsp;</td><td style="text-align: left">&nbsp;</td><td>&nbsp;</td>
    <td style="text-align: left">&nbsp;</td><td style="text-align: right">&nbsp;</td><td style="text-align: left">&nbsp;</td></tr>
<tr style="vertical-align: bottom; background-color: White">
    <td style="text-align: left; padding-left: 20pt">and loans</td><td>&nbsp;</td>
    <td style="text-align: left">&nbsp;</td><td style="text-align: right">589</td><td style="text-align: left">&nbsp;</td><td>&nbsp;</td>
    <td style="text-align: left">&nbsp;</td><td style="text-align: right">2,942</td><td style="text-align: left">&nbsp;</td><td>&nbsp;</td>
    <td style="text-align: left">&nbsp;</td><td style="text-align: right">3,197</td><td style="text-align: left">&nbsp;</td><td>&nbsp;</td>
    <td style="text-align: left">&nbsp;</td><td style="text-align: right">69</td><td style="text-align: left">&nbsp;</td><td>&nbsp;</td>
    <td style="text-align: left">&nbsp;</td><td style="text-align: right">511</td><td style="text-align: left">&nbsp;</td></tr>
<tr style="vertical-align: bottom; background-color: rgb(204,238,255)">
    <td style="text-align: left; padding-left: 10pt">Net gains on sales of building</td><td>&nbsp;</td>
    <td style="text-align: left">&nbsp;</td><td style="text-align: right">6,537</td><td style="text-align: left">&nbsp;</td><td>&nbsp;</td>
    <td style="text-align: left">&nbsp;</td><td style="text-align: right">-</td><td style="text-align: left">&nbsp;</td><td>&nbsp;</td>
    <td style="text-align: left">&nbsp;</td><td style="text-align: right">-</td><td style="text-align: left">&nbsp;</td><td>&nbsp;</td>
    <td style="text-align: left">&nbsp;</td><td style="text-align: right">-</td><td style="text-align: left">&nbsp;</td><td>&nbsp;</td>
    <td style="text-align: left">&nbsp;</td><td style="text-align: right">-</td><td style="text-align: left">&nbsp;</td></tr>
<tr style="vertical-align: bottom; background-color: White">
    <td style="text-align: left; padding-left: 10pt">Other-than-temporary credit impairment</td><td>&nbsp;</td>
    <td style="text-align: left">&nbsp;</td><td style="text-align: right">&nbsp;</td><td style="text-align: left">&nbsp;</td><td>&nbsp;</td>
    <td style="text-align: left">&nbsp;</td><td style="text-align: right">&nbsp;</td><td style="text-align: left">&nbsp;</td><td>&nbsp;</td>
    <td style="text-align: left">&nbsp;</td><td style="text-align: right">&nbsp;</td><td style="text-align: left">&nbsp;</td><td>&nbsp;</td>
    <td style="text-align: left">&nbsp;</td><td style="text-align: right">&nbsp;</td><td style="text-align: left">&nbsp;</td><td>&nbsp;</td>
    <td style="text-align: left">&nbsp;</td><td style="text-align: right">&nbsp;</td><td style="text-align: left">&nbsp;</td></tr>
<tr style="vertical-align: bottom; background-color: White">
    <td style="text-align: left; padding-left: 20pt">charge on securities</td><td>&nbsp;</td>
    <td style="text-align: left">&nbsp;</td><td style="text-align: right">-</td><td style="text-align: left">&nbsp;</td><td>&nbsp;</td>
    <td style="text-align: left">&nbsp;</td><td style="text-align: right">-</td><td style="text-align: left">&nbsp;</td><td>&nbsp;</td>
    <td style="text-align: left">&nbsp;</td><td style="text-align: right">(1,419</td><td style="text-align: left">)</td><td>&nbsp;</td>
    <td style="text-align: left">&nbsp;</td><td style="text-align: right">(776</td><td style="text-align: left">)</td><td>&nbsp;</td>
    <td style="text-align: left">&nbsp;</td><td style="text-align: right">(1,578</td><td style="text-align: left">)</td></tr>
<tr style="vertical-align: bottom; background-color: rgb(204,238,255)">
    <td style="text-align: left; padding-left: 10pt">Net (loss) gain from fair value adjustments</td><td>&nbsp;</td>
    <td style="text-align: left">&nbsp;</td><td style="text-align: right">(1,841</td><td style="text-align: left">)</td><td>&nbsp;</td>
    <td style="text-align: left">&nbsp;</td><td style="text-align: right">(2,568</td><td style="text-align: left">)</td><td>&nbsp;</td>
    <td style="text-align: left">&nbsp;</td><td style="text-align: right">(2,521</td><td style="text-align: left">)</td><td>&nbsp;</td>
    <td style="text-align: left">&nbsp;</td><td style="text-align: right">55</td><td style="text-align: left">&nbsp;</td><td>&nbsp;</td>
    <td style="text-align: left">&nbsp;</td><td style="text-align: right">1,960</td><td style="text-align: left">&nbsp;</td></tr>
<tr style="vertical-align: bottom; background-color: White">
    <td style="text-align: left; padding-left: 10pt">Other income</td><td>&nbsp;</td>
    <td style="border-bottom: Black 1pt solid; text-align: left">&nbsp;</td><td style="border-bottom: Black 1pt solid; text-align: right">10,434</td><td style="border-bottom: Black 1pt solid; text-align: left">&nbsp;</td><td style="padding-bottom: 1pt; border-bottom: Black 1pt solid">&nbsp;</td>
    <td style="border-bottom: Black 1pt solid; text-align: left">&nbsp;</td><td style="border-bottom: Black 1pt solid; text-align: right">9,869</td><td style="border-bottom: Black 1pt solid; text-align: left">&nbsp;</td><td style="padding-bottom: 1pt; border-bottom: Black 1pt solid">&nbsp;</td>
    <td style="border-bottom: Black 1pt solid; text-align: left">&nbsp;</td><td style="border-bottom: Black 1pt solid; text-align: right">10,299</td><td style="border-bottom: Black 1pt solid; text-align: left">&nbsp;</td><td style="padding-bottom: 1pt; border-bottom: Black 1pt solid">&nbsp;</td>
    <td style="border-bottom: Black 1pt solid; text-align: left">&nbsp;</td><td style="border-bottom: Black 1pt solid; text-align: right">9,717</td><td style="border-bottom: Black 1pt solid; text-align: left">&nbsp;</td><td style="padding-bottom: 1pt; border-bottom: Black 1pt solid">&nbsp;</td>
    <td style="border-bottom: Black 1pt solid; text-align: left">&nbsp;</td><td style="border-bottom: Black 1pt solid; text-align: right">9,388</td><td style="border-bottom: Black 1pt solid; text-align: left">&nbsp;</td></tr>
<tr style="vertical-align: bottom; background-color: rgb(204,238,255)">
    <td style="text-align: left; padding-left: 20pt">Total non-interest income</td><td>&nbsp;</td>
    <td style="text-align: left">&nbsp;</td><td style="text-align: right">15,719</td><td style="text-align: left">&nbsp;</td><td>&nbsp;</td>
    <td style="text-align: left">&nbsp;</td><td style="text-align: right">10,243</td><td style="text-align: left">&nbsp;</td><td>&nbsp;</td>
    <td style="text-align: left">&nbsp;</td><td style="text-align: right">9,556</td><td style="text-align: left">&nbsp;</td><td>&nbsp;</td>
    <td style="text-align: left">&nbsp;</td><td style="text-align: right">9,065</td><td style="text-align: left">&nbsp;</td><td>&nbsp;</td>
    <td style="text-align: left">&nbsp;</td><td style="text-align: right">10,281</td><td style="text-align: left">&nbsp;</td></tr>
<tr style="vertical-align: bottom; background-color: White">
    <td style="text-align: left">Non-interest expense</td><td>&nbsp;</td>
    <td style="border-bottom: Black 1pt solid; text-align: left">&nbsp;</td><td style="border-bottom: Black 1pt solid; text-align: right">97,719</td><td style="border-bottom: Black 1pt solid; text-align: left">&nbsp;</td><td style="padding-bottom: 1pt; border-bottom: Black 1pt solid">&nbsp;</td>
    <td style="border-bottom: Black 1pt solid; text-align: left">&nbsp;</td><td style="border-bottom: Black 1pt solid; text-align: right">85,839</td><td style="border-bottom: Black 1pt solid; text-align: left">&nbsp;</td><td style="padding-bottom: 1pt; border-bottom: Black 1pt solid">&nbsp;</td>
    <td style="border-bottom: Black 1pt solid; text-align: left">&nbsp;</td><td style="border-bottom: Black 1pt solid; text-align: right">80,576</td><td style="border-bottom: Black 1pt solid; text-align: left">&nbsp;</td><td style="padding-bottom: 1pt; border-bottom: Black 1pt solid">&nbsp;</td>
    <td style="border-bottom: Black 1pt solid; text-align: left">&nbsp;</td><td style="border-bottom: Black 1pt solid; text-align: right">82,326</td><td style="border-bottom: Black 1pt solid; text-align: left">&nbsp;</td><td style="padding-bottom: 1pt; border-bottom: Black 1pt solid">&nbsp;</td>
    <td style="border-bottom: Black 1pt solid; text-align: left">&nbsp;</td><td style="border-bottom: Black 1pt solid; text-align: right">77,739</td><td style="border-bottom: Black 1pt solid; text-align: left">&nbsp;</td></tr>
<tr style="vertical-align: bottom; background-color: rgb(204,238,255)">
    <td style="text-align: left; padding-left: 10pt">Income before income tax provision</td><td>&nbsp;</td>
    <td style="text-align: left">&nbsp;</td><td style="text-align: right">73,376</td><td style="text-align: left">&nbsp;</td><td>&nbsp;</td>
    <td style="text-align: left">&nbsp;</td><td style="text-align: right">72,812</td><td style="text-align: left">&nbsp;</td><td>&nbsp;</td>
    <td style="text-align: left">&nbsp;</td><td style="text-align: right">60,708</td><td style="text-align: left">&nbsp;</td><td>&nbsp;</td>
    <td style="text-align: left">&nbsp;</td><td style="text-align: right">56,178</td><td style="text-align: left">&nbsp;</td><td>&nbsp;</td>
    <td style="text-align: left">&nbsp;</td><td style="text-align: right">58,817</td><td style="text-align: left">&nbsp;</td></tr>
<tr style="vertical-align: bottom; background-color: White">
    <td style="text-align: left">Income tax provision</td><td>&nbsp;</td>
    <td style="border-bottom: Black 1pt solid; text-align: left">&nbsp;</td><td style="border-bottom: Black 1pt solid; text-align: right">27,167</td><td style="border-bottom: Black 1pt solid; text-align: left">&nbsp;</td><td style="padding-bottom: 1pt; border-bottom: Black 1pt solid">&nbsp;</td>
    <td style="border-bottom: Black 1pt solid; text-align: left">&nbsp;</td><td style="border-bottom: Black 1pt solid; text-align: right">28,573</td><td style="border-bottom: Black 1pt solid; text-align: left">&nbsp;</td><td style="padding-bottom: 1pt; border-bottom: Black 1pt solid">&nbsp;</td>
    <td style="border-bottom: Black 1pt solid; text-align: left">&nbsp;</td><td style="border-bottom: Black 1pt solid; text-align: right">22,956</td><td style="border-bottom: Black 1pt solid; text-align: left">&nbsp;</td><td style="padding-bottom: 1pt; border-bottom: Black 1pt solid">&nbsp;</td>
    <td style="border-bottom: Black 1pt solid; text-align: left">&nbsp;</td><td style="border-bottom: Black 1pt solid; text-align: right">21,847</td><td style="border-bottom: Black 1pt solid; text-align: left">&nbsp;</td><td style="padding-bottom: 1pt; border-bottom: Black 1pt solid">&nbsp;</td>
    <td style="border-bottom: Black 1pt solid; text-align: left">&nbsp;</td><td style="border-bottom: Black 1pt solid; text-align: right">23,469</td><td style="border-bottom: Black 1pt solid; text-align: left">&nbsp;</td></tr>
<tr style="vertical-align: bottom; background-color: rgb(204,238,255)">
    <td style="text-align: left; padding-left: 10pt">Net income</td><td>&nbsp;</td>
    <td style="border-bottom: Black 2.5pt double; text-align: left">$</td><td style="border-bottom: Black 2.5pt double; text-align: right">46,209</td><td style="border-bottom: Black 2.5pt double; text-align: left">&nbsp;</td><td style="padding-bottom: 2.25pt; border-bottom: Black 2.5pt double">&nbsp;</td>
    <td style="border-bottom: Black 2.5pt double; text-align: left">$</td><td style="border-bottom: Black 2.5pt double; text-align: right">44,239</td><td style="border-bottom: Black 2.5pt double; text-align: left">&nbsp;</td><td style="padding-bottom: 2.25pt; border-bottom: Black 2.5pt double">&nbsp;</td>
    <td style="border-bottom: Black 2.5pt double; text-align: left">$</td><td style="border-bottom: Black 2.5pt double; text-align: right">37,752</td><td style="border-bottom: Black 2.5pt double; text-align: left">&nbsp;</td><td style="padding-bottom: 2.25pt; border-bottom: Black 2.5pt double">&nbsp;</td>
    <td style="border-bottom: Black 2.5pt double; text-align: left">$</td><td style="border-bottom: Black 2.5pt double; text-align: right">34,331</td><td style="border-bottom: Black 2.5pt double; text-align: left">&nbsp;</td><td style="padding-bottom: 2.25pt; border-bottom: Black 2.5pt double">&nbsp;</td>
    <td style="border-bottom: Black 2.5pt double; text-align: left">$</td><td style="border-bottom: Black 2.5pt double; text-align: right">35,348</td><td style="border-bottom: Black 2.5pt double; text-align: left">&nbsp;</td></tr>
<tr style="vertical-align: bottom; background-color: White">
    <td>&nbsp;</td><td>&nbsp;</td>
    <td style="text-align: left">&nbsp;</td><td style="text-align: right">&nbsp;</td><td style="text-align: left">&nbsp;</td><td>&nbsp;</td>
    <td style="text-align: left">&nbsp;</td><td style="text-align: right">&nbsp;</td><td style="text-align: left">&nbsp;</td><td>&nbsp;</td>
    <td style="text-align: left">&nbsp;</td><td style="text-align: right">&nbsp;</td><td style="text-align: left">&nbsp;</td><td>&nbsp;</td>
    <td style="text-align: left">&nbsp;</td><td style="text-align: right">&nbsp;</td><td style="text-align: left">&nbsp;</td><td>&nbsp;</td>
    <td style="text-align: left">&nbsp;</td><td style="text-align: right">&nbsp;</td><td style="text-align: left">&nbsp;</td></tr>
<tr style="vertical-align: bottom; background-color: rgb(204,238,255)">
    <td style="font-weight: normal; font-style: normal">Basic earnings per common share <font style="font-family: Times New Roman, Times, Serif; font-size: 10pt; font-weight: normal; font-style: normal">(2)</font></td><td>&nbsp;</td>
    <td style="text-align: left">$</td><td style="text-align: right">1.59</td><td style="text-align: left">&nbsp;</td><td>&nbsp;</td>
    <td style="text-align: left">$</td><td style="text-align: right">1.49</td><td style="text-align: left">&nbsp;</td><td>&nbsp;</td>
    <td style="text-align: left">$</td><td style="text-align: right">1.26</td><td style="text-align: left">&nbsp;</td><td>&nbsp;</td>
    <td style="text-align: left">$</td><td style="text-align: right">1.13</td><td style="text-align: left">&nbsp;</td><td>&nbsp;</td>
    <td style="text-align: left">$</td><td style="text-align: right">1.15</td><td style="text-align: left">&nbsp;</td></tr>
<tr style="vertical-align: bottom; background-color: White">
    <td style="font-weight: normal; font-style: normal">Diluted earnings per common share <font style="font-family: Times New Roman, Times, Serif; font-size: 10pt; font-weight: normal; font-style: normal">(2)</font></td><td>&nbsp;</td>
    <td style="text-align: left">$</td><td style="text-align: right">1.59</td><td style="text-align: left">&nbsp;</td><td>&nbsp;</td>
    <td style="text-align: left">$</td><td style="text-align: right">1.48</td><td style="text-align: left">&nbsp;</td><td>&nbsp;</td>
    <td style="text-align: left">$</td><td style="text-align: right">1.26</td><td style="text-align: left">&nbsp;</td><td>&nbsp;</td>
    <td style="text-align: left">$</td><td style="text-align: right">1.13</td><td style="text-align: left">&nbsp;</td><td>&nbsp;</td>
    <td style="text-align: left">$</td><td style="text-align: right">1.15</td><td style="text-align: left">&nbsp;</td></tr>
<tr style="vertical-align: bottom; background-color: rgb(204,238,255)">
    <td style="font-weight: normal; font-style: normal">Dividends declared per common share <font style="font-family: Times New Roman, Times, Serif; font-size: 10pt; font-weight: normal; font-style: normal">(2)</font></td><td>&nbsp;</td>
    <td style="text-align: left">$</td><td style="text-align: right">0.64</td><td style="text-align: left">&nbsp;</td><td>&nbsp;</td>
    <td style="text-align: left">$</td><td style="text-align: right">0.60</td><td style="text-align: left">&nbsp;</td><td>&nbsp;</td>
    <td style="text-align: left">$</td><td style="text-align: right">0.52</td><td style="text-align: left">&nbsp;</td><td>&nbsp;</td>
    <td style="text-align: left">$</td><td style="text-align: right">0.52</td><td style="text-align: left">&nbsp;</td><td>&nbsp;</td>
    <td style="text-align: left">$</td><td style="text-align: right">0.52</td><td style="text-align: left">&nbsp;</td></tr>
<tr style="vertical-align: bottom; background-color: White">
    <td style="text-align: left">Dividend payout ratio</td><td>&nbsp;</td>
    <td style="text-align: left">&nbsp;</td><td style="text-align: right">40.3</td><td style="text-align: left">%</td><td>&nbsp;</td>
    <td style="text-align: left">&nbsp;</td><td style="text-align: right">40.3</td><td style="text-align: left">%</td><td>&nbsp;</td>
    <td style="text-align: left">&nbsp;</td><td style="text-align: right">41.3</td><td style="text-align: left">%</td><td>&nbsp;</td>
    <td style="text-align: left">&nbsp;</td><td style="text-align: right">46.0</td><td style="text-align: left">%</td><td>&nbsp;</td>
    <td style="text-align: left">&nbsp;</td><td style="text-align: right">45.2</td><td style="text-align: left">%</td></tr>
</table>


<p style="margin: 0">&nbsp;</p>

<p style="text-align: center; font: 10pt Times New Roman, Times, Serif; margin-top: 0pt; margin-bottom: 0pt">(Footnotes on the following page)</p>



<p style="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: center">&nbsp;</p>

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<table cellpadding="0" cellspacing="0" style="border-collapse: collapse; width: 100%; font: 10pt Times New Roman, Times, Serif">
<tr style="vertical-align: bottom">
    <td style="border-bottom: Black 1pt solid">At or for the years ended December 31,</td><td style="padding-bottom: 1pt; border-bottom: Black 1pt solid">&nbsp;</td>
    <td colspan="3" style="text-align: center; border-bottom: Black 1pt solid">2015</td><td style="padding-bottom: 1pt; border-bottom: Black 1pt solid">&nbsp;</td>
    <td colspan="3" style="text-align: center; border-bottom: Black 1pt solid">2014</td><td style="padding-bottom: 1pt; border-bottom: Black 1pt solid">&nbsp;</td>
    <td colspan="3" style="text-align: center; border-bottom: Black 1pt solid">2013</td><td style="padding-bottom: 1pt; border-bottom: Black 1pt solid">&nbsp;</td>
    <td colspan="3" style="text-align: center; border-bottom: Black 1pt solid">2012</td><td style="padding-bottom: 1pt; border-bottom: Black 1pt solid">&nbsp;</td>
    <td colspan="3" style="text-align: center; border-bottom: Black 1pt solid">2011</td></tr>
<tr style="background-color: White">
    <td>&nbsp;</td><td>&nbsp;</td>
    <td style="text-align: left">&nbsp;</td><td style="text-align: right">&nbsp;</td><td style="text-align: left">&nbsp;</td><td>&nbsp;</td>
    <td style="text-align: left">&nbsp;</td><td style="text-align: right">&nbsp;</td><td style="text-align: left">&nbsp;</td><td>&nbsp;</td>
    <td style="text-align: left">&nbsp;</td><td style="text-align: right">&nbsp;</td><td style="text-align: left">&nbsp;</td><td>&nbsp;</td>
    <td style="text-align: left">&nbsp;</td><td style="text-align: right">&nbsp;</td><td style="text-align: left">&nbsp;</td><td>&nbsp;</td>
    <td style="text-align: left">&nbsp;</td><td style="text-align: right">&nbsp;</td><td style="text-align: left">&nbsp;</td></tr>
<tr style="background-color: White">
    <td style="font-weight: bold; text-align: left">Selected Financial Ratios and Other Data</td><td>&nbsp;</td>
    <td style="text-align: left">&nbsp;</td><td style="text-align: right">&nbsp;</td><td style="text-align: left">&nbsp;</td><td>&nbsp;</td>
    <td style="text-align: left">&nbsp;</td><td style="text-align: right">&nbsp;</td><td style="text-align: left">&nbsp;</td><td>&nbsp;</td>
    <td style="text-align: left">&nbsp;</td><td style="text-align: right">&nbsp;</td><td style="text-align: left">&nbsp;</td><td>&nbsp;</td>
    <td style="text-align: left">&nbsp;</td><td style="text-align: right">&nbsp;</td><td style="text-align: left">&nbsp;</td><td>&nbsp;</td>
    <td style="text-align: left">&nbsp;</td><td style="text-align: right">&nbsp;</td><td style="text-align: left">&nbsp;</td></tr>
<tr style="background-color: White">
    <td style="font-weight: bold">&nbsp;</td><td>&nbsp;</td>
    <td style="text-align: left">&nbsp;</td><td style="text-align: right">&nbsp;</td><td style="text-align: left">&nbsp;</td><td>&nbsp;</td>
    <td style="text-align: left">&nbsp;</td><td style="text-align: right">&nbsp;</td><td style="text-align: left">&nbsp;</td><td>&nbsp;</td>
    <td style="text-align: left">&nbsp;</td><td style="text-align: right">&nbsp;</td><td style="text-align: left">&nbsp;</td><td>&nbsp;</td>
    <td style="text-align: left">&nbsp;</td><td style="text-align: right">&nbsp;</td><td style="text-align: left">&nbsp;</td><td>&nbsp;</td>
    <td style="text-align: left">&nbsp;</td><td style="text-align: right">&nbsp;</td><td style="text-align: left">&nbsp;</td></tr>
<tr style="vertical-align: bottom; background-color: rgb(204,238,255)">
    <td style="text-align: left">Performance ratios:</td><td>&nbsp;</td>
    <td style="text-align: left">&nbsp;</td><td style="text-align: right">&nbsp;</td><td style="text-align: left">&nbsp;</td><td>&nbsp;</td>
    <td style="text-align: left">&nbsp;</td><td style="text-align: right">&nbsp;</td><td style="text-align: left">&nbsp;</td><td>&nbsp;</td>
    <td style="text-align: left">&nbsp;</td><td style="text-align: right">&nbsp;</td><td style="text-align: left">&nbsp;</td><td>&nbsp;</td>
    <td style="text-align: left">&nbsp;</td><td style="text-align: right">&nbsp;</td><td style="text-align: left">&nbsp;</td><td>&nbsp;</td>
    <td style="text-align: left">&nbsp;</td><td style="text-align: right">&nbsp;</td><td style="text-align: left">&nbsp;</td></tr>
<tr style="vertical-align: bottom; background-color: White">
    <td style="width: 45%; text-align: left">&nbsp;&nbsp;Return on average assets</td><td style="width: 1%">&nbsp;</td>
    <td style="width: 1%; text-align: left">&nbsp;</td><td style="width: 8%; text-align: right">0.86</td><td style="width: 1%; text-align: left">%</td><td style="width: 1%">&nbsp;</td>
    <td style="width: 1%; text-align: left">&nbsp;</td><td style="width: 8%; text-align: right">0.91</td><td style="width: 1%; text-align: left">%</td><td style="width: 1%">&nbsp;</td>
    <td style="width: 1%; text-align: left">&nbsp;</td><td style="width: 8%; text-align: right">0.82</td><td style="width: 1%; text-align: left">%</td><td style="width: 1%">&nbsp;</td>
    <td style="width: 1%; text-align: left">&nbsp;</td><td style="width: 8%; text-align: right">0.79</td><td style="width: 1%; text-align: left">%</td><td style="width: 1%">&nbsp;</td>
    <td style="width: 1%; text-align: left">&nbsp;</td><td style="width: 8%; text-align: right">0.82</td><td style="width: 1%; text-align: left">%</td></tr>
<tr style="vertical-align: bottom; background-color: rgb(204,238,255)">
    <td style="text-align: left">&nbsp;&nbsp;Return on average equity</td><td>&nbsp;</td>
    <td style="text-align: left">&nbsp;</td><td style="text-align: right">9.93</td><td style="text-align: left">&nbsp;</td><td>&nbsp;</td>
    <td style="text-align: left">&nbsp;</td><td style="text-align: right">9.82</td><td style="text-align: left">&nbsp;</td><td>&nbsp;</td>
    <td style="text-align: left">&nbsp;</td><td style="text-align: right">8.73</td><td style="text-align: left">&nbsp;</td><td>&nbsp;</td>
    <td style="text-align: left">&nbsp;</td><td style="text-align: right">7.99</td><td style="text-align: left">&nbsp;</td><td>&nbsp;</td>
    <td style="text-align: left">&nbsp;</td><td style="text-align: right">8.76</td><td style="text-align: left">&nbsp;</td></tr>
<tr style="vertical-align: bottom; background-color: White">
    <td>&nbsp;&nbsp;Average equity to average assets</td><td>&nbsp;</td>
    <td style="text-align: left">&nbsp;</td><td style="text-align: right">8.68</td><td style="text-align: left">&nbsp;</td><td>&nbsp;</td>
    <td style="text-align: left">&nbsp;</td><td style="text-align: right">9.31</td><td style="text-align: left">&nbsp;</td><td>&nbsp;</td>
    <td style="text-align: left">&nbsp;</td><td style="text-align: right">9.45</td><td style="text-align: left">&nbsp;</td><td>&nbsp;</td>
    <td style="text-align: left">&nbsp;</td><td style="text-align: right">9.83</td><td style="text-align: left">&nbsp;</td><td>&nbsp;</td>
    <td style="text-align: left">&nbsp;</td><td style="text-align: right">9.36</td><td style="text-align: left">&nbsp;</td></tr>
<tr style="vertical-align: bottom; background-color: rgb(204,238,255)">
    <td style="text-align: left">&nbsp;&nbsp;Equity to total assets</td><td>&nbsp;</td>
    <td style="text-align: left">&nbsp;</td><td style="text-align: right">8.29</td><td style="text-align: left">&nbsp;</td><td>&nbsp;</td>
    <td style="text-align: left">&nbsp;</td><td style="text-align: right">8.99</td><td style="text-align: left">&nbsp;</td><td>&nbsp;</td>
    <td style="text-align: left">&nbsp;</td><td style="text-align: right">9.16</td><td style="text-align: left">&nbsp;</td><td>&nbsp;</td>
    <td style="text-align: left">&nbsp;</td><td style="text-align: right">9.94</td><td style="text-align: left">&nbsp;</td><td>&nbsp;</td>
    <td style="text-align: left">&nbsp;</td><td style="text-align: right">9.72</td><td style="text-align: left">&nbsp;</td></tr>
<tr style="vertical-align: bottom; background-color: White">
    <td style="text-align: left">&nbsp;&nbsp;Interest rate spread</td><td>&nbsp;</td>
    <td style="text-align: left">&nbsp;</td><td style="text-align: right">2.94</td><td style="text-align: left">&nbsp;</td><td>&nbsp;</td>
    <td style="text-align: left">&nbsp;</td><td style="text-align: right">2.98</td><td style="text-align: left">&nbsp;</td><td>&nbsp;</td>
    <td style="text-align: left">&nbsp;</td><td style="text-align: right">3.25</td><td style="text-align: left">&nbsp;</td><td>&nbsp;</td>
    <td style="text-align: left">&nbsp;</td><td style="text-align: right">3.50</td><td style="text-align: left">&nbsp;</td><td>&nbsp;</td>
    <td style="text-align: left">&nbsp;</td><td style="text-align: right">3.46</td><td style="text-align: left">&nbsp;</td></tr>
<tr style="vertical-align: bottom; background-color: rgb(204,238,255)">
    <td style="text-align: left">&nbsp;&nbsp;Net interest margin</td><td>&nbsp;</td>
    <td style="text-align: left">&nbsp;</td><td style="text-align: right">3.04</td><td style="text-align: left">&nbsp;</td><td>&nbsp;</td>
    <td style="text-align: left">&nbsp;</td><td style="text-align: right">3.11</td><td style="text-align: left">&nbsp;</td><td>&nbsp;</td>
    <td style="text-align: left">&nbsp;</td><td style="text-align: right">3.37</td><td style="text-align: left">&nbsp;</td><td>&nbsp;</td>
    <td style="text-align: left">&nbsp;</td><td style="text-align: right">3.65</td><td style="text-align: left">&nbsp;</td><td>&nbsp;</td>
    <td style="text-align: left">&nbsp;</td><td style="text-align: right">3.61</td><td style="text-align: left">&nbsp;</td></tr>
<tr style="vertical-align: bottom; background-color: White">
    <td style="text-align: left">&nbsp;&nbsp;Non-interest expense to average assets</td><td>&nbsp;</td>
    <td style="text-align: left">&nbsp;</td><td style="text-align: right">1.82</td><td style="text-align: left">&nbsp;</td><td>&nbsp;</td>
    <td style="text-align: left">&nbsp;</td><td style="text-align: right">1.77</td><td style="text-align: left">&nbsp;</td><td>&nbsp;</td>
    <td style="text-align: left">&nbsp;</td><td style="text-align: right">1.76</td><td style="text-align: left">&nbsp;</td><td>&nbsp;</td>
    <td style="text-align: left">&nbsp;</td><td style="text-align: right">1.88</td><td style="text-align: left">&nbsp;</td><td>&nbsp;</td>
    <td style="text-align: left">&nbsp;</td><td style="text-align: right">1.80</td><td style="text-align: left">&nbsp;</td></tr>
<tr style="vertical-align: bottom; background-color: rgb(204,238,255)">
    <td style="text-align: left">&nbsp;&nbsp;Efficiency ratio</td><td>&nbsp;</td>
    <td style="text-align: left">&nbsp;</td><td style="text-align: right">58.57</td><td style="text-align: left">&nbsp;</td><td>&nbsp;</td>
    <td style="text-align: left">&nbsp;</td><td style="text-align: right">54.40</td><td style="text-align: left">&nbsp;</td><td>&nbsp;</td>
    <td style="text-align: left">&nbsp;</td><td style="text-align: right">50.64</td><td style="text-align: left">&nbsp;</td><td>&nbsp;</td>
    <td style="text-align: left">&nbsp;</td><td style="text-align: right">50.73</td><td style="text-align: left">&nbsp;</td><td>&nbsp;</td>
    <td style="text-align: left">&nbsp;</td><td style="text-align: right">49.18</td><td style="text-align: left">&nbsp;</td></tr>
<tr style="vertical-align: bottom; background-color: White">
    <td>&nbsp;&nbsp;Average interest-earning assets to average</td><td>&nbsp;</td>
    <td style="text-align: left">&nbsp;</td><td style="text-align: right">&nbsp;</td><td style="text-align: left">&nbsp;</td><td>&nbsp;</td>
    <td style="text-align: left">&nbsp;</td><td style="text-align: right">&nbsp;</td><td style="text-align: left">&nbsp;</td><td>&nbsp;</td>
    <td style="text-align: left">&nbsp;</td><td style="text-align: right">&nbsp;</td><td style="text-align: left">&nbsp;</td><td>&nbsp;</td>
    <td style="text-align: left">&nbsp;</td><td style="text-align: right">&nbsp;</td><td style="text-align: left">&nbsp;</td><td>&nbsp;</td>
    <td style="text-align: left">&nbsp;</td><td style="text-align: right">&nbsp;</td><td style="text-align: left">&nbsp;</td></tr>
<tr style="vertical-align: bottom; background-color: White">
    <td style="text-align: left">&nbsp;&nbsp;&nbsp;&nbsp;interest-bearing liabilities</td><td>&nbsp;</td>
    <td style="text-align: left">&nbsp;</td><td style="text-align: right">1.11</td><td style="text-align: left">x</td><td>&nbsp;</td>
    <td style="text-align: left">&nbsp;</td><td style="text-align: right">1.11</td><td style="text-align: left">x</td><td>&nbsp;</td>
    <td style="text-align: left">&nbsp;</td><td style="text-align: right">1.10</td><td style="text-align: left">x</td><td>&nbsp;</td>
    <td style="text-align: left">&nbsp;</td><td style="text-align: right">1.09</td><td style="text-align: left">x</td><td>&nbsp;</td>
    <td style="text-align: left">&nbsp;</td><td style="text-align: right">1.08</td><td style="text-align: left">x</td></tr>
<tr style="vertical-align: bottom; background-color: rgb(204,238,255)">
    <td>&nbsp;</td><td>&nbsp;</td>
    <td style="text-align: left">&nbsp;</td><td style="text-align: right">&nbsp;</td><td style="text-align: left">&nbsp;</td><td>&nbsp;</td>
    <td style="text-align: left">&nbsp;</td><td style="text-align: right">&nbsp;</td><td style="text-align: left">&nbsp;</td><td>&nbsp;</td>
    <td style="text-align: left">&nbsp;</td><td style="text-align: right">&nbsp;</td><td style="text-align: left">&nbsp;</td><td>&nbsp;</td>
    <td style="text-align: left">&nbsp;</td><td style="text-align: right">&nbsp;</td><td style="text-align: left">&nbsp;</td><td>&nbsp;</td>
    <td style="text-align: left">&nbsp;</td><td style="text-align: right">&nbsp;</td><td style="text-align: left">&nbsp;</td></tr>
<tr style="vertical-align: bottom; background-color: White">
    <td style="text-align: left">Regulatory capital ratios: (3)</td><td>&nbsp;</td>
    <td style="text-align: left">&nbsp;</td><td style="text-align: right">&nbsp;</td><td style="text-align: left">&nbsp;</td><td>&nbsp;</td>
    <td style="text-align: left">&nbsp;</td><td style="text-align: right">&nbsp;</td><td style="text-align: left">&nbsp;</td><td>&nbsp;</td>
    <td style="text-align: left">&nbsp;</td><td style="text-align: right">&nbsp;</td><td style="text-align: left">&nbsp;</td><td>&nbsp;</td>
    <td style="text-align: left">&nbsp;</td><td style="text-align: right">&nbsp;</td><td style="text-align: left">&nbsp;</td><td>&nbsp;</td>
    <td style="text-align: left">&nbsp;</td><td style="text-align: right">&nbsp;</td><td style="text-align: left">&nbsp;</td></tr>
<tr style="vertical-align: bottom; background-color: rgb(204,238,255)">
    <td style="text-align: left">&nbsp;&nbsp;Core capital (well capitalized = 5%)</td><td>&nbsp;</td>
    <td style="text-align: left">&nbsp;</td><td style="text-align: right">8.89</td><td style="text-align: left">%</td><td>&nbsp;</td>
    <td style="text-align: left">&nbsp;</td><td style="text-align: right">9.63</td><td style="text-align: left">%</td><td>&nbsp;</td>
    <td style="text-align: left">&nbsp;</td><td style="text-align: right">9.48</td><td style="text-align: left">%</td><td>&nbsp;</td>
    <td style="text-align: left">&nbsp;</td><td style="text-align: right">9.62</td><td style="text-align: left">%</td><td>&nbsp;</td>
    <td style="text-align: left">&nbsp;</td><td style="text-align: right">9.63</td><td style="text-align: left">%</td></tr>
<tr style="vertical-align: bottom; background-color: White">
    <td style="text-align: left">&nbsp;&nbsp;Common equity tier 1 risk-based capital (well capitalized = 6.5%)</td><td>&nbsp;</td>
    <td style="text-align: left">&nbsp;</td><td style="text-align: right">12.62</td><td style="text-align: left">&nbsp;</td><td>&nbsp;</td>
    <td style="text-align: left">&nbsp;</td><td style="text-align: right">&nbsp;n/a&nbsp;</td><td style="text-align: left">&nbsp;</td><td>&nbsp;</td>
    <td style="text-align: left">&nbsp;</td><td style="text-align: right">&nbsp;n/a&nbsp;</td><td style="text-align: left">&nbsp;</td><td>&nbsp;</td>
    <td style="text-align: left">&nbsp;</td><td style="text-align: right">&nbsp;n/a&nbsp;</td><td style="text-align: left">&nbsp;</td><td>&nbsp;</td>
    <td style="text-align: left">&nbsp;</td><td style="text-align: right">&nbsp;n/a&nbsp;</td><td style="text-align: left">&nbsp;</td></tr>
<tr style="vertical-align: bottom; background-color: rgb(204,238,255)">
    <td style="text-align: left">&nbsp;&nbsp;Tier 1 risk-based capital (well capitalized =8%)</td><td>&nbsp;</td>
    <td style="text-align: left">&nbsp;</td><td style="text-align: right">12.62</td><td style="text-align: left">&nbsp;</td><td>&nbsp;</td>
    <td style="text-align: left">&nbsp;</td><td style="text-align: right">13.87</td><td style="text-align: left">&nbsp;</td><td>&nbsp;</td>
    <td style="text-align: left">&nbsp;</td><td style="text-align: right">14.59</td><td style="text-align: left">&nbsp;</td><td>&nbsp;</td>
    <td style="text-align: left">&nbsp;</td><td style="text-align: right">14.38</td><td style="text-align: left">&nbsp;</td><td>&nbsp;</td>
    <td style="text-align: left">&nbsp;</td><td style="text-align: right">14.26</td><td style="text-align: left">&nbsp;</td></tr>
<tr style="vertical-align: bottom; background-color: White">
    <td style="text-align: left">&nbsp;&nbsp;Total risk-based capital (well capitalized =10%)</td><td>&nbsp;</td>
    <td style="text-align: left">&nbsp;</td><td style="text-align: right">13.17</td><td style="text-align: left">&nbsp;</td><td>&nbsp;</td>
    <td style="text-align: left">&nbsp;</td><td style="text-align: right">14.60</td><td style="text-align: left">&nbsp;</td><td>&nbsp;</td>
    <td style="text-align: left">&nbsp;</td><td style="text-align: right">15.63</td><td style="text-align: left">&nbsp;</td><td>&nbsp;</td>
    <td style="text-align: left">&nbsp;</td><td style="text-align: right">15.43</td><td style="text-align: left">&nbsp;</td><td>&nbsp;</td>
    <td style="text-align: left">&nbsp;</td><td style="text-align: right">15.32</td><td style="text-align: left">&nbsp;</td></tr>
<tr style="vertical-align: bottom; background-color: rgb(204,238,255)">
    <td>&nbsp;</td><td>&nbsp;</td>
    <td style="text-align: left">&nbsp;</td><td style="text-align: right">&nbsp;</td><td style="text-align: left">&nbsp;</td><td>&nbsp;</td>
    <td style="text-align: left">&nbsp;</td><td style="text-align: right">&nbsp;</td><td style="text-align: left">&nbsp;</td><td>&nbsp;</td>
    <td style="text-align: left">&nbsp;</td><td style="text-align: right">&nbsp;</td><td style="text-align: left">&nbsp;</td><td>&nbsp;</td>
    <td style="text-align: left">&nbsp;</td><td style="text-align: right">&nbsp;</td><td style="text-align: left">&nbsp;</td><td>&nbsp;</td>
    <td style="text-align: left">&nbsp;</td><td style="text-align: right">&nbsp;</td><td style="text-align: left">&nbsp;</td></tr>
<tr style="vertical-align: bottom; background-color: White">
    <td style="text-align: left">Asset quality ratios:</td><td>&nbsp;</td>
    <td style="text-align: left">&nbsp;</td><td style="text-align: right">&nbsp;</td><td style="text-align: left">&nbsp;</td><td>&nbsp;</td>
    <td style="text-align: left">&nbsp;</td><td style="text-align: right">&nbsp;</td><td style="text-align: left">&nbsp;</td><td>&nbsp;</td>
    <td style="text-align: left">&nbsp;</td><td style="text-align: right">&nbsp;</td><td style="text-align: left">&nbsp;</td><td>&nbsp;</td>
    <td style="text-align: left">&nbsp;</td><td style="text-align: right">&nbsp;</td><td style="text-align: left">&nbsp;</td><td>&nbsp;</td>
    <td style="text-align: left">&nbsp;</td><td style="text-align: right">&nbsp;</td><td style="text-align: left">&nbsp;</td></tr>
<tr style="vertical-align: bottom; background-color: rgb(204,238,255)">
    <td style="text-align: left">&nbsp;&nbsp;Non-performing loans to gross loans (4)</td><td>&nbsp;</td>
    <td style="text-align: left">&nbsp;</td><td style="text-align: right">0.60</td><td style="text-align: left">%</td><td>&nbsp;</td>
    <td style="text-align: left">&nbsp;</td><td style="text-align: right">0.90</td><td style="text-align: left">%</td><td>&nbsp;</td>
    <td style="text-align: left">&nbsp;</td><td style="text-align: right">1.43</td><td style="text-align: left">%</td><td>&nbsp;</td>
    <td style="text-align: left">&nbsp;</td><td style="text-align: right">2.79</td><td style="text-align: left">%</td><td>&nbsp;</td>
    <td style="text-align: left">&nbsp;</td><td style="text-align: right">3.65</td><td style="text-align: left">%</td></tr>
<tr style="vertical-align: bottom; background-color: White">
    <td style="text-align: left">&nbsp;&nbsp;Non-performing assets to total assets (5)</td><td>&nbsp;</td>
    <td style="text-align: left">&nbsp;</td><td style="text-align: right">0.54</td><td style="text-align: left">&nbsp;</td><td>&nbsp;</td>
    <td style="text-align: left">&nbsp;</td><td style="text-align: right">0.80</td><td style="text-align: left">&nbsp;</td><td>&nbsp;</td>
    <td style="text-align: left">&nbsp;</td><td style="text-align: right">1.14</td><td style="text-align: left">&nbsp;</td><td>&nbsp;</td>
    <td style="text-align: left">&nbsp;</td><td style="text-align: right">2.21</td><td style="text-align: left">&nbsp;</td><td>&nbsp;</td>
    <td style="text-align: left">&nbsp;</td><td style="text-align: right">2.87</td><td style="text-align: left">&nbsp;</td></tr>
<tr style="vertical-align: bottom; background-color: rgb(204,238,255)">
    <td style="text-align: left">&nbsp;&nbsp;Net charge-offs to average loans</td><td>&nbsp;</td>
    <td style="text-align: left">&nbsp;</td><td style="text-align: right">0.06</td><td style="text-align: left">&nbsp;</td><td>&nbsp;</td>
    <td style="text-align: left">&nbsp;</td><td style="text-align: right">0.02</td><td style="text-align: left">&nbsp;</td><td>&nbsp;</td>
    <td style="text-align: left">&nbsp;</td><td style="text-align: right">0.41</td><td style="text-align: left">&nbsp;</td><td>&nbsp;</td>
    <td style="text-align: left">&nbsp;</td><td style="text-align: right">0.64</td><td style="text-align: left">&nbsp;</td><td>&nbsp;</td>
    <td style="text-align: left">&nbsp;</td><td style="text-align: right">0.59</td><td style="text-align: left">&nbsp;</td></tr>
<tr style="vertical-align: bottom; background-color: White">
    <td style="text-align: left">&nbsp;&nbsp;Allowance for loan losses to gross loans</td><td>&nbsp;</td>
    <td style="text-align: left">&nbsp;</td><td style="text-align: right">0.49</td><td style="text-align: left">&nbsp;</td><td>&nbsp;</td>
    <td style="text-align: left">&nbsp;</td><td style="text-align: right">0.66</td><td style="text-align: left">&nbsp;</td><td>&nbsp;</td>
    <td style="text-align: left">&nbsp;</td><td style="text-align: right">0.93</td><td style="text-align: left">&nbsp;</td><td>&nbsp;</td>
    <td style="text-align: left">&nbsp;</td><td style="text-align: right">0.97</td><td style="text-align: left">&nbsp;</td><td>&nbsp;</td>
    <td style="text-align: left">&nbsp;</td><td style="text-align: right">0.94</td><td style="text-align: left">&nbsp;</td></tr>
<tr style="vertical-align: bottom; background-color: rgb(204,238,255)">
    <td style="text-align: left">&nbsp;&nbsp;Allowance for loan losses to total</td><td>&nbsp;</td>
    <td style="text-align: left">&nbsp;</td><td style="text-align: right">&nbsp;</td><td style="text-align: left">&nbsp;</td><td>&nbsp;</td>
    <td style="text-align: left">&nbsp;</td><td style="text-align: right">&nbsp;</td><td style="text-align: left">&nbsp;</td><td>&nbsp;</td>
    <td style="text-align: left">&nbsp;</td><td style="text-align: right">&nbsp;</td><td style="text-align: left">&nbsp;</td><td>&nbsp;</td>
    <td style="text-align: left">&nbsp;</td><td style="text-align: right">&nbsp;</td><td style="text-align: left">&nbsp;</td><td>&nbsp;</td>
    <td style="text-align: left">&nbsp;</td><td style="text-align: right">&nbsp;</td><td style="text-align: left">&nbsp;</td></tr>
<tr style="vertical-align: bottom; background-color: rgb(204,238,255)">
    <td style="text-align: left">&nbsp;&nbsp;&nbsp;&nbsp;non-performing assets (5)</td><td>&nbsp;</td>
    <td style="text-align: left">&nbsp;</td><td style="text-align: right">69.45</td><td style="text-align: left">&nbsp;</td><td>&nbsp;</td>
    <td style="text-align: left">&nbsp;</td><td style="text-align: right">61.94</td><td style="text-align: left">&nbsp;</td><td>&nbsp;</td>
    <td style="text-align: left">&nbsp;</td><td style="text-align: right">59.04</td><td style="text-align: left">&nbsp;</td><td>&nbsp;</td>
    <td style="text-align: left">&nbsp;</td><td style="text-align: right">31.59</td><td style="text-align: left">&nbsp;</td><td>&nbsp;</td>
    <td style="text-align: left">&nbsp;</td><td style="text-align: right">24.63</td><td style="text-align: left">&nbsp;</td></tr>
<tr style="vertical-align: bottom; background-color: White">
    <td style="text-align: left">&nbsp;&nbsp;Allowance for loan losses to total</td><td>&nbsp;</td>
    <td style="text-align: left">&nbsp;</td><td style="text-align: right">&nbsp;</td><td style="text-align: left">&nbsp;</td><td>&nbsp;</td>
    <td style="text-align: left">&nbsp;</td><td style="text-align: right">&nbsp;</td><td style="text-align: left">&nbsp;</td><td>&nbsp;</td>
    <td style="text-align: left">&nbsp;</td><td style="text-align: right">&nbsp;</td><td style="text-align: left">&nbsp;</td><td>&nbsp;</td>
    <td style="text-align: left">&nbsp;</td><td style="text-align: right">&nbsp;</td><td style="text-align: left">&nbsp;</td><td>&nbsp;</td>
    <td style="text-align: left">&nbsp;</td><td style="text-align: right">&nbsp;</td><td style="text-align: left">&nbsp;</td></tr>
<tr style="vertical-align: bottom; background-color: White">
    <td style="text-align: left">&nbsp;&nbsp;&nbsp;&nbsp;non-performing loans (4)</td><td>&nbsp;</td>
    <td style="text-align: left">&nbsp;</td><td style="text-align: right">82.58</td><td style="text-align: left">&nbsp;</td><td>&nbsp;</td>
    <td style="text-align: left">&nbsp;</td><td style="text-align: right">73.40</td><td style="text-align: left">&nbsp;</td><td>&nbsp;</td>
    <td style="text-align: left">&nbsp;</td><td style="text-align: right">64.89</td><td style="text-align: left">&nbsp;</td><td>&nbsp;</td>
    <td style="text-align: left">&nbsp;</td><td style="text-align: right">34.62</td><td style="text-align: left">&nbsp;</td><td>&nbsp;</td>
    <td style="text-align: left">&nbsp;</td><td style="text-align: right">25.84</td><td style="text-align: left">&nbsp;</td></tr>
<tr style="vertical-align: bottom; background-color: rgb(204,238,255)">
    <td>&nbsp;</td><td>&nbsp;</td>
    <td style="text-align: left">&nbsp;</td><td style="text-align: right">&nbsp;</td><td style="text-align: left">&nbsp;</td><td>&nbsp;</td>
    <td style="text-align: left">&nbsp;</td><td style="text-align: right">&nbsp;</td><td style="text-align: left">&nbsp;</td><td>&nbsp;</td>
    <td style="text-align: left">&nbsp;</td><td style="text-align: right">&nbsp;</td><td style="text-align: left">&nbsp;</td><td>&nbsp;</td>
    <td style="text-align: left">&nbsp;</td><td style="text-align: right">&nbsp;</td><td style="text-align: left">&nbsp;</td><td>&nbsp;</td>
    <td style="text-align: left">&nbsp;</td><td style="text-align: right">&nbsp;</td><td style="text-align: left">&nbsp;</td></tr>
<tr style="vertical-align: bottom; background-color: White">
    <td style="text-align: left">Full-service customer facilities</td><td>&nbsp;</td>
    <td style="text-align: left">&nbsp;</td><td style="text-align: right">19</td><td style="text-align: left">&nbsp;</td><td>&nbsp;</td>
    <td style="text-align: left">&nbsp;</td><td style="text-align: right">17</td><td style="text-align: left">&nbsp;</td><td>&nbsp;</td>
    <td style="text-align: left">&nbsp;</td><td style="text-align: right">17</td><td style="text-align: left">&nbsp;</td><td>&nbsp;</td>
    <td style="text-align: left">&nbsp;</td><td style="text-align: right">17</td><td style="text-align: left">&nbsp;</td><td>&nbsp;</td>
    <td style="text-align: left">&nbsp;</td><td style="text-align: right">16</td><td style="text-align: left">&nbsp;</td></tr>
</table>



<p style="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify">&nbsp;</p>

<table cellpadding="0" cellspacing="0" width="100%" style="font: 10pt Times New Roman, Times, Serif; margin-top: 0pt; margin-bottom: 0pt"><tr style="vertical-align: top">
<td style="width: 0"></td><td style="width: 0.25in">(1)</td><td>Calculated by dividing stockholders&#8217; equity of $473.1 million and $456.2 million at December 31, 2015 and 2014, respectively,
by 28,830,558 and 29,403,823 shares outstanding at December 31, 2015 and 2014, respectively.</td></tr></table>

<table cellpadding="0" cellspacing="0" width="100%" style="font: 10pt Times New Roman, Times, Serif; margin-top: 0pt; margin-bottom: 0pt"><tr style="vertical-align: top">
<td style="width: 0"></td><td style="width: 0.25in">(2)</td><td>The shares held in the Company&#8217;s Employee Benefit Trust are not included in shares outstanding for purposes of calculating
earnings per share.</td></tr></table>

<table cellpadding="0" cellspacing="0" width="100%" style="font: 10pt Times New Roman, Times, Serif; margin-top: 0pt; margin-bottom: 0pt"><tr style="vertical-align: top">
<td style="width: 0"></td><td style="width: 0.25in">(3)</td><td>Represents the Bank&#8217;s capital ratios, which exceeded all minimum regulatory capital requirements during the periods presented.
Common equity tier 1 risk-based capital was not a required ratio prior to 2015.</td></tr></table>

<table cellpadding="0" cellspacing="0" width="100%" style="font: 10pt Times New Roman, Times, Serif; margin-top: 0pt; margin-bottom: 0pt"><tr style="vertical-align: top">
<td style="width: 0"></td><td style="width: 0.25in">(4)</td><td>Non-performing loans consist of non-accrual loans and loans delinquent 90 days or more that are still accruing.</td></tr></table>

<table cellpadding="0" cellspacing="0" width="100%" style="font: 10pt Times New Roman, Times, Serif; margin-top: 0pt; margin-bottom: 0pt"><tr style="vertical-align: top">
<td style="width: 0"></td><td style="width: 0.25in">(5)</td><td>Non-performing assets consist of non-performing loans, real estate owned and non-performing investment securities.</td></tr></table>


<p style="font: bold 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</p>

<p style="font: bold 10pt Times New Roman, Times, Serif; margin: 0pt 0"></p>

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<p style="font: bold 10pt Times New Roman, Times, Serif; margin: 0pt 0"><a name="a_093"></a><u>Item 7.	Management&#8217;s Discussion and Analysis
of Financial Condition and Results of Operations.</u></p>

<p style="font: bold 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</p>

<p style="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 0.5in"><font style="font-weight: normal"><i>As
used in this discussion and analysis, the words &#8220;we,&#8221; &#8220;us,&#8221; &#8220;our&#8221; and the &#8220;Company&#8221;
are used to refer to Flushing Financial Corporation and its direct and indirect wholly owned subsidiaries, Flushing Bank (the &#8220;Bank&#8221;),
Flushing Preferred Funding Corporation, Flushing Service Corporation, and FSB Properties Inc.</i></font></p>

<p style="font: bold 10pt Times New Roman, Times, Serif; margin: 0pt 22.5pt 0pt 0; text-align: justify">&nbsp;</p>

<p style="font: bold 10pt Times New Roman, Times, Serif; margin: 0pt 22.5pt 0pt 0; text-align: justify"><a name="a_094"></a>General</p>

<p style="font: bold 10pt Times New Roman, Times, Serif; margin: 0pt 22.5pt 0pt 0; text-align: justify">&nbsp;</p>

<p style="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 0.5in">We are a Delaware corporation
organized in May 1994. The Bank was organized in 1929 as a New York State-chartered mutual savings bank. In 1994, the Bank converted
to a federally chartered mutual savings bank and changed its name from Flushing Savings Bank to Flushing Savings Bank, FSB. The
Bank converted from a federally chartered mutual savings bank to a federally chartered stock savings bank on November 21, 1995,
at which time Flushing Financial Corporation acquired all of the stock of the Bank. On February 28, 2013, the Bank&#8217;s charter
was changed to a full-service New York State chartered commercial bank, and its name was changed to Flushing Bank. As a result
of the Bank&#8217;s change in charter to a full-service New York State chartered commercial bank, the Bank&#8217;s primary regulator
became the New York State Department of Financial Services (formerly, the New York State Banking Department), and its primary federal
regulator became the Federal Deposit Insurance Corporation (&#8220;FDIC&#8221;). The Bank&#8217;s deposits are insured to the maximum
allowable amount by the FDIC. The Bank owns three subsidiaries: Flushing Preferred Funding Corporation, Flushing Service Corporation,
and FSB Properties Inc.</p>

<p style="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 0.5in">&nbsp;</p>

<p style="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 0.5in">Flushing Financial
Corporation also owns Flushing Financial Capital Trust II, Flushing Financial Capital Trust III, and Flushing Financial Capital
Trust IV (the &#8220;Trusts&#8221;), which are special purpose business trusts formed during 2007 to issue a total of $60.0 million
of capital securities, and $1.9 million of common securities (which are the only voting securities). Flushing Financial Corporation
owns 100% of the common securities of the Trusts. The Trusts used the proceeds from the issuance of these securities to purchase
junior subordinated debentures from Flushing Financial Corporation. The Trusts are not included in our consolidated financial statements
as we would not absorb the losses of the Trusts if losses were to occur.</p>

<p style="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 0.5in">&nbsp;</p>

<p style="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 0.5in">The following discussion
of financial condition and results of operations includes the collective results of the Flushing Financial Corporation and its
subsidiaries (collectively, the &#8220;Company&#8221;), but reflects principally the Bank&#8217;s activities. Management views
the Company as operating as a single unit - a community bank. Therefore, segment information is not provided.</p>

<p style="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 0.5in">&nbsp;</p>

<p style="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 0.5in">The Bank has a business
banking unit. Our business strategy includes a transition from a traditional thrift to a more &#8220;commercial-like&#8221; banking
institution by focusing on the development of a full complement of commercial business deposit, loan and cash management products.
As of December 31, 2015, the business banking unit had $525.3 million in gross loans outstanding and $146.3 million of customer
deposits.</p>

<p style="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 0.5in">&nbsp;</p>

<p style="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 0.5in">The Bank has an internet
branch, iGObanking.com&#174;, which provides access to consumers in markets outside our geographic locations. Accounts can be opened
online at www.iGObanking.com or by mail. The internet branch does not currently accept loan applications. As of December 31, 2015,
the internet branch had $323.7 million of customer deposits.</p>

<p style="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 0.5in">&nbsp;</p>

<p style="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 0.5in">The Bank has a governmental
banking unit, which provides banking services to public entities including counties, cities, towns, villages, school districts,
libraries, fire districts and the various courts throughout the New York City metropolitan area. At December 31, 2015, the government
banking unit had $975.9 million in customer deposits.</p>

<p style="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 0.5in">&nbsp;</p>

<p style="font: bold 10pt Times New Roman, Times, Serif; margin: 0pt 0.25in 0pt 0; text-align: justify"><a name="a_095"></a>Overview</p>

<p style="font: bold 10pt Times New Roman, Times, Serif; margin: 0pt 0.25in 0pt 0; text-align: justify">&nbsp;</p>

<p style="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 0.5in">Our principal business
is attracting retail deposits from the general public and investing those deposits together with funds generated from ongoing operations
and borrowings, primarily in (1) originations and purchases of multi-family residential properties, commercial business loans,
commercial real estate mortgage loans and, to a lesser extent, one-to-four family (focusing on mixed-use properties, which are
properties that contain both residential dwelling units and commercial units); (2) construction loans, primarily for residential
properties; (3) Small Business Administration (&#8220;SBA&#8221;) loans and other small business loans; (4) mortgage loan surrogates
such as mortgage-backed securities; and (5) U.S. government securities, corporate fixed-income securities and other marketable
securities. We also originate certain other consumer loans including overdraft lines of credit. <font style="font-family: Times New Roman, Times, Serif">Our
results of operations depend primarily on net interest income, which is the difference between the income earned on its interest-earning
assets and the cost of our interest-bearing liabilities. Net interest income is the result of our interest rate margin, which is
the difference between the average yield earned on interest-earning assets and the average cost of interest-bearing liabilities,
adjusted for the difference in the average balance of interest-earning assets as compared to the average balance of interest-bearing
liabilities. We also generate non-interest income from loan fees, service charges on deposit accounts, mortgage servicing fees,
and other fees, income earned on Bank Owned Life Insurance (&#8220;BOLI&#8221;), dividends on Federal Home Bank of New York (&#8220;FHLB-NY&#8221;)
stock and net gains and losses on sales of securities and loans. Our operating expenses consist principally of employee compensation
and benefits, occupancy and equipment costs, other general and administrative expenses and income tax expense. Our results of operations
also can be significantly affected by our periodic provision for loan losses and specific provision for losses on real estate owned.</font></p>

<p style="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 0.5in">&nbsp;</p>

<p style="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 0.5in"></p>

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<p style="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 0.5in"><font style="font-family: Times New Roman, Times, Serif"><i><a name="a_096"></a>Management
Strategy</i></font><i>. </i><font style="font-family: Times New Roman, Times, Serif">Our strategy is to continue our focus on being
an institution serving consumers, businesses, and governmental units in our local markets. In furtherance of this objective, we
intend to: </font></p>

<p style="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 0.5in">&nbsp;</p>

<table cellpadding="0" cellspacing="0" width="100%" style="font: 10pt Times New Roman, Times, Serif; margin-top: 0pt; margin-bottom: 0pt"><tr style="vertical-align: top">
<td style="width: 0.25in"></td><td style="width: 0.25in"><font style="font-family: Symbol">&#183;</font></td><td style="text-align: justify"><font style="font-family: Times New Roman, Times, Serif">continue our emphasis on the origination
of multi-family residential mortgage loans, commercial business loans and commercial real estate mortgage loans;</font></td></tr></table>

<p style="margin-top: 0pt; margin-bottom: 0pt; font: 10pt Times New Roman, Times, Serif">&nbsp;</p>

<table cellpadding="0" cellspacing="0" width="100%" style="font: 10pt Times New Roman, Times, Serif; margin-top: 0pt; margin-bottom: 0pt"><tr style="vertical-align: top">
<td style="width: 0.25in"></td><td style="width: 0.25in"><font style="font-family: Symbol">&#183;</font></td><td style="text-align: justify"><font style="font-family: Times New Roman, Times, Serif">continue to transition the balance sheet
to a more &#8216;commercial-like&#8217; banking institution;</font></td></tr></table>

<p style="margin-top: 0pt; margin-bottom: 0pt; font: 10pt Times New Roman, Times, Serif">&nbsp;</p>

<table cellpadding="0" cellspacing="0" width="100%" style="font: 10pt Times New Roman, Times, Serif; margin-top: 0pt; margin-bottom: 0pt"><tr style="vertical-align: top">
<td style="width: 0.25in"></td><td style="width: 0.25in"><font style="font-family: Symbol">&#183;</font></td><td style="text-align: justify"><font style="font-family: Times New Roman, Times, Serif">increase our commitment to the multi-cultural
marketplace, with a particular focus on the Asian community in Queens;</font></td></tr></table>

<p style="margin-top: 0pt; margin-bottom: 0pt; font: 10pt Times New Roman, Times, Serif">&nbsp;</p>

<table cellpadding="0" cellspacing="0" width="100%" style="font: 10pt Times New Roman, Times, Serif; margin-top: 0pt; margin-bottom: 0pt"><tr style="vertical-align: top">
<td style="width: 0.25in"></td><td style="width: 0.25in"><font style="font-family: Symbol">&#183;</font></td><td style="text-align: justify"><font style="font-family: Times New Roman, Times, Serif">maintain asset quality;</font></td></tr></table>

<p style="margin-top: 0pt; margin-bottom: 0pt; font: 10pt Times New Roman, Times, Serif">&nbsp;</p>

<table cellpadding="0" cellspacing="0" width="100%" style="font: 10pt Times New Roman, Times, Serif; margin-top: 0pt; margin-bottom: 0pt"><tr style="vertical-align: top">
<td style="width: 0.25in"></td><td style="width: 0.25in"><font style="font-family: Symbol">&#183;</font></td><td style="text-align: justify"><font style="font-family: Times New Roman, Times, Serif">manage deposit growth and maintain a low
cost of funds through</font></td></tr></table>

<p style="margin-top: 0pt; margin-bottom: 0pt; font: 10pt Times New Roman, Times, Serif">&nbsp;</p>

<table cellpadding="0" cellspacing="0" width="100%" style="font: 10pt Times New Roman, Times, Serif; margin-top: 0pt; margin-bottom: 0pt"><tr style="vertical-align: top">
<td style="width: 0.75in"></td><td style="width: 0.25in"><font style="font-family: Wingdings">&#167;</font></td><td style="text-align: justify"><font style="font-family: Times New Roman, Times, Serif">business banking deposits</font></td></tr></table>

<table cellpadding="0" cellspacing="0" width="100%" style="font: 10pt Times New Roman, Times, Serif; margin-top: 0pt; margin-bottom: 0pt"><tr style="vertical-align: top">
<td style="width: 0.75in"></td><td style="width: 0.25in"><font style="font-family: Wingdings">&#167;</font></td><td style="text-align: justify"><font style="font-family: Times New Roman, Times, Serif">personal accounts,</font></td></tr></table>

<table cellpadding="0" cellspacing="0" width="100%" style="font: 10pt Times New Roman, Times, Serif; margin-top: 0pt; margin-bottom: 0pt"><tr style="vertical-align: top">
<td style="width: 0.75in"></td><td style="width: 0.25in"><font style="font-family: Wingdings">&#167;</font></td><td style="text-align: justify"><font style="font-family: Times New Roman, Times, Serif">municipal deposits through government
banking, and </font></td></tr></table>

<table cellpadding="0" cellspacing="0" width="100%" style="font: 10pt Times New Roman, Times, Serif; margin-top: 0pt; margin-bottom: 0pt"><tr style="vertical-align: top">
<td style="width: 0.75in"></td><td style="width: 0.25in"><font style="font-family: Wingdings">&#167;</font></td><td style="text-align: justify"><font style="font-family: Times New Roman, Times, Serif">new customer relationships via iGObanking.com&#174;;</font></td></tr></table>

<p style="margin-top: 0pt; margin-bottom: 0pt; font: 10pt Times New Roman, Times, Serif">&nbsp;</p>

<table cellpadding="0" cellspacing="0" width="100%" style="font: 10pt Times New Roman, Times, Serif; margin-top: 0pt; margin-bottom: 0pt"><tr style="vertical-align: top">
<td style="width: 0.25in"></td><td style="width: 0.25in"><font style="font-family: Symbol">&#183;</font></td><td style="text-align: justify"><font style="font-family: Times New Roman, Times, Serif">cross sell to lending and deposit customers;</font></td></tr></table>

<p style="margin-top: 0pt; margin-bottom: 0pt; font: 10pt Times New Roman, Times, Serif">&nbsp;</p>

<table cellpadding="0" cellspacing="0" width="100%" style="font: 10pt Times New Roman, Times, Serif; margin-top: 0pt; margin-bottom: 0pt"><tr style="vertical-align: top">
<td style="width: 0.25in"></td><td style="width: 0.25in"><font style="font-family: Symbol">&#183;</font></td><td style="text-align: justify"><font style="font-family: Times New Roman, Times, Serif">take advantage of market disruptions to
attract talent and customers from competitors;</font></td></tr></table>

<p style="margin-top: 0pt; margin-bottom: 0pt; font: 10pt Times New Roman, Times, Serif">&nbsp;</p>

<table cellpadding="0" cellspacing="0" width="100%" style="font: 10pt Times New Roman, Times, Serif; margin-top: 0pt; margin-bottom: 0pt"><tr style="vertical-align: top">
<td style="width: 0.25in"></td><td style="width: 0.25in"><font style="font-family: Symbol">&#183;</font></td><td style="text-align: justify"><font style="font-family: Times New Roman, Times, Serif">manage interest rate risk and capital;
and</font></td></tr></table>

<p style="margin-top: 0pt; margin-bottom: 0pt; font: 10pt Times New Roman, Times, Serif">&nbsp;</p>

<table cellpadding="0" cellspacing="0" width="100%" style="font: 10pt Times New Roman, Times, Serif; margin-top: 0pt; margin-bottom: 0pt"><tr style="vertical-align: top">
<td style="width: 0.25in"></td><td style="width: 0.25in"><font style="font-family: Symbol">&#183;</font></td><td style="text-align: justify"><font style="font-family: Times New Roman, Times, Serif">manage enterprise-wide risk. </font></td></tr></table>

<p style="margin-top: 0pt; margin-bottom: 0pt; font: 10pt Times New Roman, Times, Serif">&nbsp;</p>

<p style="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 0.5in">There can be no assurance
that we will be able to effectively implement this strategy. Our strategy is subject to change by the Board of Directors.</p>

<p style="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0 0pt 0.5in; text-align: justify; text-indent: 0.5in">&nbsp;</p>

<p style="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0 0pt 0.5in; text-align: justify; text-indent: 0.5in"><font style="font-family: Times New Roman, Times, Serif"><u>Multi-Family
Residential, Commercial Business and Commercial Real Estate Lending.</u> We have emphasized the origination of higher-yielding
multi-family residential mortgage loan, commercial business loans with a full banking relationship and </font>commercial mortgage
lending. We continued to deemphasize <font style="font-family: Times New Roman, Times, Serif">one-to-four family &#8211; mixed-use
property and construction lending. We expect to continue this emphasis on higher-yielding multi-family residential mortgage loans,
business loans with a full banking relationship and commercial mortgage lending, while we continue to deemphasize one-to-four family
mixed-use property and construction lending. </font></p>

<p style="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0 0pt 0.5in; text-align: justify; text-indent: 0.5in">&nbsp;</p>

<p style="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0 0pt 0.5in; text-align: justify; text-indent: 0.5in"></p>

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<p style="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0 0pt 0.5in; text-align: justify; text-indent: 0.5in">The following
table shows loan originations and purchases during 2015, and loan balances as of December 31, 2015.</p>

<p style="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0 0pt 0.5in; text-align: justify; text-indent: 0.5in">&nbsp;</p>

<p style="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0 0pt 0.5in; text-align: left; color: Red"></p>

<table cellpadding="0" cellspacing="0" style="border-collapse: collapse; width: 100%; font: 10pt Times New Roman, Times, Serif">
<tr style="vertical-align: bottom">
    <td nowrap style="text-align: left">&nbsp;</td><td nowrap>&nbsp;</td>
    <td colspan="3" nowrap style="text-align: center">Loan</td><td nowrap>&nbsp;</td>
    <td colspan="3" nowrap style="text-align: center">Loan Balances</td><td nowrap>&nbsp;</td>
    <td colspan="3" nowrap style="text-align: center">&nbsp;</td></tr>
<tr style="vertical-align: bottom">
    <td nowrap style="text-align: left">&nbsp;</td><td nowrap>&nbsp;</td>
    <td colspan="3" nowrap style="text-align: center">Originations and</td><td nowrap>&nbsp;</td>
    <td colspan="3" nowrap style="text-align: center">December 31,</td><td nowrap>&nbsp;</td>
    <td colspan="3" nowrap style="text-align: center">Percent of</td></tr>
<tr style="vertical-align: bottom">
    <td nowrap style="text-align: left">&nbsp;</td><td nowrap style="padding-bottom: 1pt">&nbsp;</td>
    <td colspan="3" nowrap style="text-align: center; border-bottom: Black 1pt solid">Purchases</td><td nowrap style="padding-bottom: 1pt">&nbsp;</td>
    <td colspan="3" nowrap style="text-align: center; border-bottom: Black 1pt solid">2015</td><td nowrap style="padding-bottom: 1pt">&nbsp;</td>
    <td colspan="3" nowrap style="text-align: center; border-bottom: Black 1pt solid">Gross Loans</td></tr>
<tr style="vertical-align: bottom">
    <td style="text-align: left">&nbsp;</td><td style="font-style: italic">&nbsp;</td>
    <td colspan="11" style="font-style: italic; text-align: center">(Dollars in thousands)</td></tr>
<tr style="vertical-align: bottom; background-color: rgb(204,238,255)">
    <td style="width: 61%; text-align: left">Multi-family residential</td><td style="width: 1%">&nbsp;</td>
    <td style="width: 1%; text-align: left">$</td><td style="width: 10%; text-align: right">373,843</td><td style="width: 1%; text-align: left">&nbsp;</td><td style="width: 1%">&nbsp;</td>
    <td style="width: 1%; text-align: left">$</td><td style="width: 10%; text-align: right">2,055,228</td><td style="width: 1%; text-align: left">&nbsp;</td><td style="width: 1%">&nbsp;</td>
    <td style="width: 1%; text-align: left">&nbsp;</td><td style="width: 10%; text-align: right">46.98</td><td style="width: 1%; text-align: left">%</td></tr>
<tr style="vertical-align: bottom; background-color: White">
    <td style="text-align: left">Commercial real estate</td><td>&nbsp;</td>
    <td style="text-align: left">&nbsp;</td><td style="text-align: right">452,089</td><td style="text-align: left">&nbsp;</td><td>&nbsp;</td>
    <td style="text-align: left">&nbsp;</td><td style="text-align: right">1,001,236</td><td style="text-align: left">&nbsp;</td><td>&nbsp;</td>
    <td style="text-align: left">&nbsp;</td><td style="text-align: right">22.90</td><td style="text-align: left">&nbsp;</td></tr>
<tr style="vertical-align: bottom; background-color: rgb(204,238,255)">
    <td style="font-weight: normal; font-style: normal; text-align: left">One-to-four family &#8213;<font style="font-family: Times New Roman, Times, Serif; font-size: 10pt; font-weight: normal; font-style: normal"> mixed-use property</font></td><td>&nbsp;</td>
    <td style="text-align: left">&nbsp;</td><td style="text-align: right">68,295</td><td style="text-align: left">&nbsp;</td><td>&nbsp;</td>
    <td style="text-align: left">&nbsp;</td><td style="text-align: right">573,043</td><td style="text-align: left">&nbsp;</td><td>&nbsp;</td>
    <td style="text-align: left">&nbsp;</td><td style="text-align: right">13.11</td><td style="text-align: left">&nbsp;</td></tr>
<tr style="vertical-align: bottom; background-color: White">
    <td style="text-align: left">One-to-four family &#8213; residential</td><td>&nbsp;</td>
    <td style="text-align: left">&nbsp;</td><td style="text-align: right">40,831</td><td style="text-align: left">&nbsp;</td><td>&nbsp;</td>
    <td style="text-align: left">&nbsp;</td><td style="text-align: right">187,838</td><td style="text-align: left">&nbsp;</td><td>&nbsp;</td>
    <td style="text-align: left">&nbsp;</td><td style="text-align: right">4.30</td><td style="text-align: left">&nbsp;</td></tr>
<tr style="vertical-align: bottom; background-color: rgb(204,238,255)">
    <td style="text-align: left">Co-operative apartment</td><td>&nbsp;</td>
    <td style="text-align: left">&nbsp;</td><td style="text-align: right">1,625</td><td style="text-align: left">&nbsp;</td><td>&nbsp;</td>
    <td style="text-align: left">&nbsp;</td><td style="text-align: right">8,285</td><td style="text-align: left">&nbsp;</td><td>&nbsp;</td>
    <td style="text-align: left">&nbsp;</td><td style="text-align: right">0.19</td><td style="text-align: left">&nbsp;</td></tr>
<tr style="vertical-align: bottom; background-color: White">
    <td>Construction</td><td>&nbsp;</td>
    <td style="text-align: left">&nbsp;</td><td style="text-align: right">4,999</td><td style="text-align: left">&nbsp;</td><td>&nbsp;</td>
    <td style="text-align: left">&nbsp;</td><td style="text-align: right">7,284</td><td style="text-align: left">&nbsp;</td><td>&nbsp;</td>
    <td style="text-align: left">&nbsp;</td><td style="text-align: right">0.17</td><td style="text-align: left">&nbsp;</td></tr>
<tr style="vertical-align: bottom; background-color: rgb(204,238,255)">
    <td style="text-align: left">Small Business Administration</td><td>&nbsp;</td>
    <td style="text-align: left">&nbsp;</td><td style="text-align: right">11,261</td><td style="text-align: left">&nbsp;</td><td>&nbsp;</td>
    <td style="text-align: left">&nbsp;</td><td style="text-align: right">12,194</td><td style="text-align: left">&nbsp;</td><td>&nbsp;</td>
    <td style="text-align: left">&nbsp;</td><td style="text-align: right">0.28</td><td style="text-align: left">&nbsp;</td></tr>
<tr style="vertical-align: bottom; background-color: White">
    <td style="text-align: left">Taxi Medallion</td><td>&nbsp;</td>
    <td style="text-align: left">&nbsp;</td><td style="text-align: right">-</td><td style="text-align: left">&nbsp;</td><td>&nbsp;</td>
    <td style="text-align: left">&nbsp;</td><td style="text-align: right">20,881</td><td style="text-align: left">&nbsp;</td><td>&nbsp;</td>
    <td style="text-align: left">&nbsp;</td><td style="text-align: right">0.48</td><td style="text-align: left">&nbsp;</td></tr>
<tr style="vertical-align: bottom; background-color: rgb(204,238,255)">
    <td style="text-align: left; padding-bottom: 1pt">Commercial Business and Other</td><td style="padding-bottom: 1pt">&nbsp;</td>
    <td style="border-bottom: Black 1pt solid; text-align: left">&nbsp;</td><td style="border-bottom: Black 1pt solid; text-align: right">280,518</td><td style="border-bottom: Black 1pt solid; text-align: left">&nbsp;</td><td style="padding-bottom: 1pt">&nbsp;</td>
    <td style="border-bottom: Black 1pt solid; text-align: left">&nbsp;</td><td style="border-bottom: Black 1pt solid; text-align: right">506,622</td><td style="border-bottom: Black 1pt solid; text-align: left">&nbsp;</td><td style="padding-bottom: 1pt">&nbsp;</td>
    <td style="border-bottom: Black 1pt solid; text-align: left">&nbsp;</td><td style="border-bottom: Black 1pt solid; text-align: right">11.59</td><td style="border-bottom: Black 1pt solid; text-align: left">&nbsp;</td></tr>
<tr style="vertical-align: bottom; background-color: White">
    <td style="text-align: left; padding-bottom: 2.25pt">Total</td><td style="padding-bottom: 2.25pt">&nbsp;</td>
    <td style="border-bottom: Black 2.25pt double; text-align: left">$</td><td style="border-bottom: Black 2.25pt double; text-align: right">1,233,461</td><td style="border-bottom: Black 2.25pt double; text-align: left">&nbsp;</td><td style="padding-bottom: 2.25pt">&nbsp;</td>
    <td style="border-bottom: Black 2.25pt double; text-align: left">$</td><td style="border-bottom: Black 2.25pt double; text-align: right">4,372,611</td><td style="border-bottom: Black 2.25pt double; text-align: left">&nbsp;</td><td style="padding-bottom: 2.25pt">&nbsp;</td>
    <td style="border-bottom: Black 2.25pt double; text-align: left">&nbsp;</td><td style="border-bottom: Black 2.25pt double; text-align: right">100.00</td><td style="border-bottom: Black 2.25pt double; text-align: left">%</td></tr>
</table>

<p style="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</p>

<p style="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0 0pt 0.5in; text-align: justify; text-indent: 0.5in">At December
31, 2015, multi-family residential, commercial business and other loans and commercial real estate loans, totaled 81.5% of our
gross loans.<font style="font-family: Times New Roman, Times, Serif"> Our concentration in these types of loans has increased the
overall level of credit risk inherent in our loan portfolio. The greater risk associated with multi-family, </font>commercial business
and other loans and commercial real estate loans<font style="font-family: Times New Roman, Times, Serif"> could require us to increase
our provisions for loan losses and to maintain an allowance for loan losses as a percentage of total loans in excess of the allowance
currently maintained. </font></p>

<p style="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0 0pt 0.5in; text-align: justify; text-indent: 0.5in">&nbsp;</p>

<p style="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0 0pt 0.5in; text-align: justify; text-indent: 0.5in"><u>Continue
to Transition the Balance Sheet to a More &#8216;Commercial-like&#8217; Banking Institution.</u> We have an established business
banking unit staffed with a team of experienced commercial bankers. We have developed a complement of deposit, loan and cash management
products to support this initiative, and expanded these product offerings. The business banking unit is responsible for building
business relationships in order to obtain lower-costing deposits, generate fee income, and originate commercial business loans.
Building these business relationships could provide us with a lower-costing source of funds and higher-yielding adjustable-rate
loans, which would help us manage our interest-rate risk. On February 28, 2013, the Bank converted to a full-service New York State
commercial bank charter.</p>

<p style="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0 0pt 0.5in; text-align: justify; text-indent: 0.5in">&nbsp;</p>

<p style="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0 0pt 0.5in; text-align: justify; text-indent: 0.5in"><u>Increase
Our Commitment to the Multi-Cultural Marketplace, with a Particular Focus on the Asian Community in Queens.</u> Our branches are
all located in the New York City metropolitan area with particular concentration in the borough of Queens. Queens in particular
exhibits a high level of ethnic diversity. An important element of our strategy is to service the multi-ethnic consumer and business.
We have a particular concentration in the Asian communities- among them Chinese and Korean populations. Both groups are noted for
high levels of savings, education and entrepreneurship. In order to service these and other important ethnic groups in our market,
our staff speaks more than 30 languages. We have an Asian advisory board to help broaden our link to the community by providing
guidance and fostering awareness of our active role in the local community. Our focus on the Asian community in Queens, where we
have four branches, has resulted in us obtaining approximately $500 million in deposits in these branches. We also have over $450
million of loans and lines of credit outstanding to borrowers in the Asian community.</p>

<p style="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0 0pt 0.5in; text-align: justify; text-indent: 0.5in">&nbsp;</p>

<p style="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0 0pt 0.5in; text-align: justify; text-indent: 0.5in"><u>Maintain
Asset Quality</u>. By adherence to our conservative underwriting standards, we have been able to minimize net losses from impaired
loans with net charge-offs of $2.6 million and $0.7 million for the years ended December 31, 2015 and 2014, respectively. We seek
to maintain our loans in performing status through, among other things, disciplined collection efforts, and consistently monitoring
non-performing assets in an effort to <font style="font-family: Times New Roman, Times, Serif">return them to performing status.
To this end, we review the quality of our loans and report to the Loan Committee of the Board of Directors of the Bank on a monthly
basis. </font>We sold 23 delinquent loans totaling $9.0 million, 34 delinquent loans totaling $15.9 million, and 72 delinquent
loans totaling $33.4 million during the years ended December 31, 2015, 2014 and 2013, respectively. We recorded net recoveries
on delinquent loans that were sold during 2015 of $0.1 million, compared to net recoveries of $0.4 million during 2014 and net
charge-offs of $4.7 million during 2013. We realized gross gains of $71,000, $67,000 and $134,000 on the sale of delinquent loans
for the years ended December 31, 2015, 2014 and 2013, respectively. We realized gross losses of $2,000 and $81,000 on the sale
of delinquent loans for the years ended December 31, 2015 and 2013, respectively. We did not record any gross losses during the
year ended December 31, 2014. There can be no assurances that we will continue this strategy in future periods, or if continued,
we will be able to find buyers to pay adequate consideration. Non-performing assets amounted to $31.0 million and $40.5 million
at December 31, 2015 and 2014, respectively. Non-performing assets as a percentage of total assets were 0.54% and 0.80% at December
31, 2015 and 2014, respectively.</p>

<p style="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0 0pt 0.5in; text-align: justify; text-indent: 0.5in">&nbsp;</p>

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<p style="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0 0pt 0.5in; text-align: justify; text-indent: 0.5in"><u>Manage
Deposit Growth and Maintain Low Cost of Funds. </u>We have a relatively stable retail deposit base drawn from our market area through
our full-service offices. Although we seek to retain existing deposits and maintain depositor relationships by offering quality
service and competitive interest rates to our customers, we also seek to keep deposit growth within reasonable limits and our strategic
plan. In order to implement our strategic plan, we have a business banking operation that we designed specifically to develop full
business relationships thereby bringing in lower-costing checking and money market deposits. At December 31, 2015, deposits balances
in the business sector are $146.3 million. We also have an internet branch, &#8220;iGObanking.com<sup>&#174;</sup>&#8221;, as a
division of the Bank, to compete for deposits from sources outside the geographic footprint of our full-service offices. In creating
iGObanking.com&#174;, our strategy is to reduce our reliance on wholesale borrowings and reduce our funding costs. Deposit balances
in iGObanking.com&#174; were $323.7 million at December 31, 2015, at rates lower than our borrowings. We have a government banking
division as an additional source of deposits. At December 31, 2015, deposits in our government banking division totaled $975.9
million at rates below our average cost of funds. We also obtain deposits through brokers and the CDARS&#174; and ICS network. Management
intends to balance its goal to maintain competitive interest rates on deposits while seeking to manage its overall cost of funds
to finance its strategies. We generally rely on our deposit base as our principal source of funding. In addition, the Bank is a
member of the FHLB-NY, which provides us with a source of borrowing. We also utilize reverse purchase agreements, established with
other financial institutions. During 2015, we realized an increase in Due to depositors of $382.8 million, as core deposits increased
$285.3 million while certificates of deposit increased $97.5 million. At the same time our borrowed funds increased by $215.2 million
as we looked to extend the maturities of our funding.</p>

<p style="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0 0pt 0.5in; text-align: justify; text-indent: 0.5in">&nbsp;</p>

<p style="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0 0pt 0.5in; text-align: justify; text-indent: 0.5in"><u>Cross
Sell to Lending and Deposit Customers.</u> A significant portion of our lending and deposit customers do not have both their loans
and deposits with us. We intend to continue to focus on obtaining additional deposits from our lending customers and originating
additional loans to our deposit customers. Product offerings were expanded and are expected to be further expanded to accommodate
perceived customer demands. In addition, specific employees are assigned responsibilities of generating these additional deposits
and loans by coordinating efforts between lending and deposit gathering departments.</p>

<p style="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0 0pt 0.5in; text-align: justify; text-indent: 0.5in">&nbsp;</p>

<p style="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0 0pt 0.5in; text-align: justify; text-indent: 0.5in"><u>Take Advantage
of Market Disruptions to Attract Talent and Customers From Competitors.</u> The New York City market place has been dominated by
large institutions, many of which recently have run into difficult situations due to the recessionary environment. During this
time period we have been able to attract talent from such large commercial banks. That talent has brought with it significant business
relationships. We have been able to see a larger number of strong companies that have been caught in a retrenchment by their existing
large institution. We anticipate this environment remaining for some period of time.</p>

<p style="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0 0pt 0.5in; text-align: justify; text-indent: 0.5in">&nbsp;</p>

<p style="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0 0pt 0.5in; text-align: justify; text-indent: 0.5in">We have in
the past increased growth through acquisitions of financial institutions and branches of other financial institutions, and will
continue to pursue growth through acquisitions that are, or are expected to be within a reasonable time frame, accretive to earnings,
as well as evaluating the feasibility of opening additional branches. We have in the past opened new branches. We plan to continue
to seek and review potential acquisition opportunities that complement our current business, are consistent with our strategy to
build a bank that is focused on the unique personal and small business banking needs of the multi-ethnic communities we serve.</p>

<p style="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0 0pt 0.5in; text-align: justify; text-indent: 0.5in">&nbsp;</p>

<p style="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0 0pt 0.5in; text-align: justify; text-indent: 0.5in"><u>Manage
Interest Rate Risk and Capital.</u> We seek to manage our interest rate risk by actively reviewing the repricing and maturities
of our interest rate sensitive assets and liabilities. The mix of loans we originate (fixed or ARM) is determined in large part
by borrowers&#8217; preferences and prevailing market conditions. We seek to manage the interest rate risk of our loan portfolio
by actively managing our security portfolio and borrowings. By adjusting the mix of fixed and adjustable rate securities, as well
as the maturities of the securities, we have the ability to manage the combined interest rate sensitivity of our assets. Additionally,
we seek to balance the interest rate sensitivity of our assets by managing the maturities of our liabilities.</p>

<p style="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0 0pt 0.5in; text-align: justify; text-indent: 0.5in">&nbsp;</p>

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<p style="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0 0pt 0.5in; text-align: justify; text-indent: 0.5in">The Bank
faces several minimum capital requirements imposed by federal regulation. These requirements limit the dividends the Bank is allowed
to pay, including the payment of dividends to Flushing Financial Corporation, and can limit the annual growth of the Bank.</p>

<p style="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0 0pt 0.5in; text-align: justify; text-indent: 0.5in">&nbsp;</p>

<p style="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0 0pt 0.5in; text-align: justify; text-indent: 0.5in"><u>Manage
Enterprise-Wide Risk.</u> We identify measure and attempt to mitigate risks that affect, or have the potential to affect, our business.
Due to the economic crisis and resulting increase in government regulation, there is greater demand for us to devote significant
resources to risk management. We have a seasoned risk officer to provide executive risk leadership, and an enterprise-wide risk
management program. Several enterprise risk management analytical products are in use which include key risk indicators. Our management
of enterprise-wide risk enables us to recognize and monitor risks and establish procedures to disseminate the risk information
across our organization and to our Board of Directors. The objective is to have a robust and focused risk management process capable
of identifying and mitigating emerging threats to the Bank&#8217;s safety and soundness.</p>

<p style="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0 0pt 0.5in; text-align: justify; text-indent: 0.5in">&nbsp;</p>

<p style="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 0.5in"><i><a name="a_097"></a>Trends and Contingencies.
</i>Our operating results are significantly affected by national and local economic and competitive conditions, including changes
in market interest rates, the strength of the local economy, government policies and actions of regulatory authorities. As short-term
interest rates declined from 2008 through 2014, we remained strategically focused on the origination of multi-family residential
mortgages and to a lesser extent, commercial real estate and one-to-four family mixed-use property mortgage loans. In late 2014
and throughout 2015 we have increased our emphasis on the origination and purchase of business loans with full banking relationships
and commercial real estate loans. As a result of this strategy, we were able to continue to achieve a higher yield on our mortgage
portfolio than we would have otherwise experienced<i>.</i></p>

<p style="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 0.5in">&nbsp;</p>

<p style="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 0.5in">The New York City metropolitan
area, our primary market for lending, was generally considered to be in a recession from December 2007 through the middle of 2009.
In the New York City metropolitan area, building permits for one-to-four family residential properties, multi-family residential
properties, and commercial properties all declined over this time period to historically low levels. Building permits issued in
the New York metropolitan area have increased over the past several years. The home price index for the New York City metropolitan
area declined from the beginning of 2007 to the end of 2012 by approximately 23.7%, but has increased 10.2% from 2012 through 2015.
The value of multi-family and commercial properties showed similar price movements.</p>

<p style="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 0.5in">&nbsp;</p>

<p style="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 0.5in">Building permits for
one-to-four family residential properties, multi-family residential properties, and commercial properties all declined over this
time period to historically low levels. This resulted in increased unemployment and declining property values. The majority of
our impaired loans are income producing residential properties located in the New York City metropolitan market. Due to the low
vacancy rates for these types of properties, they have retained more of their value, thereby reducing their loss content. While
the national and local economies have improved since the middle of 2010, improvements in unemployment have lagged until recently
when the unemployment rate decreased to 5.0% at December 2015 from 6.2% at December 2014, for the New York City region, according
to the New York State Department of Labor. This slow improvement in the unemployment rate has resulted in the balance of our non-performing
loans remaining at an elevated level, although non-performing loans declined in 2015, 2014 and 2013. Non-performing loans totaled
$26.1 million, $34.2 million and $49.0 million at December 31, 2015, 2014 and 2013, respectively. While non-performing loans have
remained elevated, we have not experienced a significant increase in foreclosed properties despite an extended foreclosure process
in our market. The extended foreclosure process in our market is due to the high number of foreclosure actions filed in the court
system in the counties for which we are seeking foreclosure on delinquent mortgage loans. We have not encountered significant issues
with documentation relating to mortgages for which we are seeking foreclosure as we maintain custody of all loan documents and
review them prior to providing them to our legal counsel to initiate the foreclosure action. The deterioration in the economy also
resulted in an increase in net charge-offs from impaired loans, although improvement was seen in 2015 and 2014. Net charge-offs
totaled $2.6 million, $0.7 million and $13.3 million for the years ended December 31, 2015, 2014 and 2013, respectively. This improvement
in net charge-offs allowed us to reduce the provision for loan losses to a benefit of $1.0 million and $6.0 million for the years
ended December 31, 2015 and 2014, respectively, compared to a provision expense of $13.9 million for the year ended December 31,
2013. We cannot predict the effect of these economic conditions on the Company&#8217;s future financial condition or operating
results.</p>

<p style="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 0.5in">&nbsp;</p>

<p style="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 0.5in">In addition, in response
to the economic conditions in our market combined with the increase in non-performing loans, we tightened our underwriting standards
since the Great Recession to reduce risk.</p>

<p style="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 0.5in">&nbsp;</p>

<p style="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 0.5in"><font style="font-size: 10pt; color: windowtext">Since
2008, we have reduced our focus on commercial real estate, construction and one-to-four family mixed-use residential property mortgage
loans, which represented $331.3 million, or 55%, of our loan originations and purchases in 2008 compared to $525.4 million, or
43%, in 2015. In addition to reducing our focus on commercial real estate lending, during that period we further reduced our origination
of smaller commercial real estate properties. We reduced our focus on these types of loans due to changes in market conditions,
increasing delinquencies and losses incurred on delinquent loans associated with these types of loans.</font> <font style="font-size: 10pt; color: windowtext">However
as conditions have improved, starting in 2014 and continuing through 2015, we have refocused on larger commercial real estate properties.
</font></p>

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<p style="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 0.5in">We also shifted our
focus in multi-family lending to larger properties. Our review of delinquent multi-family mortgage loans revealed that the majority
of our delinquent multi-family mortgage loans were on smaller properties with fewer rental units. We concluded that the more units
a property had to rent, the less likely vacancies would cause a disruption in the property&#8217;s cash flow.</p>

<p style="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 0.5in">&nbsp;</p>

<p style="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 0.5in">While we primarily
rely on originating our own loans, we purchased $278.9 million of loans in 2015 compared to $169.9 million in 2014 and $10.2 million
in 2013. We purchase loans when the loans complement our loan portfolio strategy. Loans purchased must meet our underwriting standards
when they were originated.</p>

<p style="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 0.5in">&nbsp;</p>

<p style="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 0.5in">The economic conditions
we have experienced since the end of 2007 reduced loan demand from 2008 through 2012 in our market. In addition, the tightening
of our underwriting standards and the shift in our lending focus also contributed to total loan originations and purchases remaining
below pre-recession levels. Loan originations and purchases returned back to pre-recession levels in 2013, and in 2015 were a record
$1,233.5 million, an increase of $275.3 million, or 28.7%, from $958.2 million in 2014.</p>

<p style="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 0.5in">&nbsp;</p>

<p style="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 0.5in">During the three year
period ended December 31, 2015, the allocation of our loan portfolio has remained fairly consistent. The majority of our loans
are collateralized by real estate, which comprised 87.7% of our portfolio at December 31, 2015 compared to 87.4% at December 31,
2014 and 88.5% at December 31, 2013. Multi-family residential mortgage loans comprised 47.0%, 50.6% and 50.0% of our loan portfolio
at December 31, 2015, 2014 and 2013, respectively. Commercial real estate mortgage loans comprised 22.9%, 16.4% and 15.0% of our
loan portfolio at December 31, 2015, 2014 and 2013, respectively. One-to-four family mixed-use property mortgage loans comprised
13.1%, 15.1% and 17.4% of loan portfolio at December 31, 2015, 2014 and 2013, respectively. One-to-four family residential mortgage
loans comprised 4.3%, 4.9% and 5.7% of loan portfolio at December 31, 2015, 2014 and 2013, respectively.</p>

<p style="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 0.5in">&nbsp;</p>

<p style="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 0.5in">Due to depositors increased
$382.8 million, $272.9 million and $217.3 million in 2015, 2014 and 2013, respectively. Lower-costing core deposits increased $285.3
million, $88.1 million and $349.6 million in 2015, 2014 and 2013, respectively. Higher-costing certificates of deposit increased
$97.5 million during 2015 and $184.9 million during 2014, compared to a decrease of $132.3 million during 2013. Brokered deposits
represented 25.2%, 21.8% and 16.0% of total deposits at December 31, 2015, 2014 and 2013, respectively.</p>

<p style="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 0.5in">&nbsp;</p>

<p style="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 0.5in">Prevailing interest
rates affect the extent to which borrowers repay and refinance loans. In a declining interest rate environment, the number of loan
prepayments and loan refinancing tends to increase, as do prepayments of mortgage-backed securities. Call provisions associated
with our investments<font style="font-size: 10pt"> </font>in U.S. government agency and corporate securities may also adversely
affect yield in a declining interest rate environment. Such prepayments and calls may adversely affect the yield of our loan portfolio
and mortgage-backed and other securities as we reinvest the prepaid funds in a lower interest rate environment. However, we typically
receive additional loan fees when existing loans are refinanced, which partially offsets the reduced yield on our loan portfolio
resulting from prepayments. In periods of low interest rates, our level of core deposits also may decline if depositors seek higher-yielding
instruments or other investments not offered by us, which in turn may increase our cost of funds and decrease our net interest
margin to the extent alternative funding sources, are utilized. By contrast, an increasing interest rate environment would tend
to extend the average lives of lower yielding fixed rate mortgages and mortgage-backed securities, which could adversely affect
net interest income. In addition, depositors tend to open longer term, higher costing certificate of deposit accounts which could
adversely affect our net interest income if rates were to subsequently decline. Additionally, adjustable rate residential mortgage
loans and mortgage-backed securities generally contain interim and lifetime caps that limit the amount the interest rate can increase
at re-pricing dates.</p>

<p style="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 0.5in">&nbsp;</p>

<p style="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 0.5in">During the year ended
December 31, 2015, we extended the term of seven business loans totaling $1.6 million and 35 mortgage loans totaling $55.9 million,
which we did not consider as non-performing loans nor troubled debt restructured. Each of these loans was extended in accordance
with our lending policies, which required the loans to be fully underwritten, and that each of the borrowers is current as to payments.
None of these borrowers was experiencing financial difficulties, and none received a below market interest rate or other favorable
terms at the time the loans were extended. Therefore, we did not consider these loans to be troubled debt restructured.</p>

<p style="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 0.5in">&nbsp;</p>

<p style="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 0.5in"></p>

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<p style="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 0.5in">We attempt to pursue
the guarantor on all loans for which a loss has been incurred and for which a guarantee was obtained, when, after considering the
benefits and costs, we have concluded we will be successful in recovering at least a portion of the loss we incurred. The success
of this pursuit is based on the assets the guarantor holds when we obtain a judgment.</p>

<p style="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 0.5in">&nbsp;</p>

<p style="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 0.5in">During 2015, we sought
performance under guarantees on two business loans, seeking judgment of approximately $2.5 million. As of December 31, 2015, we
had not received any recoveries on these business loans. However, during the year ended December 31, 2015, we realized recoveries
of approximately $0.3 million on business loans and $0.1 million on real estate mortgage loans for which we sought judgments prior
to 2015. During 2014, we sought performance under guarantees on one business loan, seeking judgment of approximately $45,000. During
2014, we had not received any recoveries on this business loan. However, during the year ended December 31, 2014, we realized recoveries
of approximately $180,000 on business loans and $50,000 on real estate mortgage loans for which we sought judgments prior to 2014.</p>

<p style="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 0.5in">&nbsp;</p>

<p style="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 0.5in"><font style="color: windowtext">During
2015 our net interest income increased $12.0 million, or 8.45%, to $154.4 million for the twelve months ended December 31, 2015
from $142.4 million for the comparable prior year period, as a seven basis point decrease in the net interest margin to 3.04% for
the twelve month ended December 31, 2015 was more than offset by balance sheet growth. The decrease in the net interest margin
for 2015 was primarily due to a decline in the yield of our interest-earning assets, partially offset by a reduction in our funding
costs. The decline in the yield of our interest earning assets was primarily due to rates earned on new loans originated and securities
purchased during 2015 being lower than the yield of the existing portfolio. During 2015, the average balance of total loans increased
$511.6 million to $4,033.5 million. During 2015, the average balance of borrowed funds increased by $110.6 million to $1,104.4
million compared to $993.8 million for 2014, while the cost of borrowed funds decreased 73 basis points to 1.76% for the year ended
December 31, 2014 from 2.49% in the comparable period in 2014. </font>The decrease in the cost of borrowed funds was primarily
due to the year ended December 31, 2014 including a $5.2 million prepayment penalty from prepaying $66.9 million in long-term FHLB-NY
advances at an average cost of 2.98% and $30.0 million in repurchase agreements at an average cost of 4.98%. The cost of certificates
of deposit accounts decreased 32 basis points for the twelve months ended December 31, 2015 from the prior year, while the cost
of money market accounts and savings accounts increased 14 basis points and 20 basis points, respectively, for the twelve months
ended December 31, 2015 from the prior year. The cost of money market accounts increased primarily due to our shifting of Government
NOW deposits to an <font style="color: windowtext">Insured Cash Sweep service (&#8220;ICS&#8221;) brokered</font> money market
product, which does not require us to provide collateral. This allows us to invest our funds in higher yielding assets. The cost
of savings accounts increased as we increased the rate we pay on savings accounts to attract additional deposits. This resulted
in a decrease in the cost of due to depositors of nine basis points to 0.88% for the twelve months ended December 31, 2015 from
0.97% for the twelve months ended December 31, 2014. As a result of these changes to our funding mix, and a favorable interest
rate environment<font style="color: windowtext">, we were able to reduce our cost of interest-bearing liabilities 24 basis points
to 1.08% for the year ended December 31, 2015 from 1.32% for the year ended December 31, 2014.</font></p>

<p style="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 0.5in">&nbsp;</p>

<p style="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 0.5in">We are unable to predict
the direction of future interest rate changes. Approximately 34% of our certificates of deposit accounts and borrowings reprice
or mature during the next year, which could result in a decrease in the cost of our interest-bearing liabilities. Also, in a decreasing
interest rate environment, mortgage loans and mortgage-backed securities with higher rates tend to prepay, which could result in
a reduction in the yield on our interest-earning assets.</p>

<p style="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 0.5in">&nbsp;</p>

<p style="font: bold 10pt Times New Roman, Times, Serif; margin: 0pt 0.25in 0pt 0; text-align: justify"><a name="a_098"></a>Interest Rate Sensitivity
Analysis</p>

<p style="font: bold 10pt Times New Roman, Times, Serif; margin: 0pt 0.25in 0pt 0; text-align: justify">&nbsp;</p>

<p style="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 0.5in">A financial institution&#8217;s
exposure to the risks of changing interest rates may be analyzed, in part, by examining the extent to which its assets and liabilities
are &#8220;interest rate sensitive&#8221; and by monitoring the institution&#8217;s interest rate sensitivity &#8220;gap.&#8221;
An asset or liability is said to be interest rate sensitive within a specific time period if it will mature or reprice within that
time period. The interest rate sensitivity gap is defined as the difference between the amount of interest-earning assets maturing
or repricing within a specific time period and the amount of interest-bearing liabilities maturing or repricing within that time
period. A gap is considered positive when the amount of interest-earning assets maturing or repricing exceeds the amount of interest-bearing
liabilities maturing or repricing within the same period. A gap is considered negative when the amount of interest-bearing liabilities
maturing or repricing exceeds the amount of interest-earning assets maturing or repricing within the same period. Accordingly,
a positive gap may enhance net interest income in a rising rate environment and reduce net interest income in a falling rate environment.
Conversely, a negative gap may enhance net interest income in a falling rate environment and reduce net interest income in a rising
rate environment.</p>

<p style="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 0.5in">&nbsp;</p>

<p style="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 0.5in"></p>

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<p style="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 0.5in">The table below sets
forth the amounts of interest-earning assets and interest-bearing liabilities outstanding at December 31, 2015 which are anticipated
by the Company, based upon certain assumptions, to reprice or mature in each of the future time periods shown. Except as stated
below, the amount of assets and liabilities shown that reprice or mature during a particular period was determined in accordance
with the earlier of the term to repricing or the contractual terms of the asset or liability. Prepayment assumptions for mortgage
loans and mortgage-backed securities are based on our experience and industry averages, which generally range from 5% to 35%, depending
on the contractual rate of interest and the underlying collateral. Money market accounts and savings accounts were assumed to have
a withdrawal or &#8220;run-off&#8221; rate of 15% and 31%, respectively, based on our experience. While management bases these
assumptions on actual prepayments and withdrawals experienced by us, there is no guarantee that these trends will continue in the
future.</p>

<p style="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 0.5in">&nbsp;</p>

<p style="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: center; color: Red"></p>

<table cellpadding="0" cellspacing="0" style="border-collapse: collapse; width: 100%; font: 10pt Times New Roman, Times, Serif">
<tr style="vertical-align: bottom">
    <td nowrap style="text-align: left">&nbsp;</td><td style="padding-bottom: 1pt">&nbsp;</td>
    <td colspan="27" style="text-align: center; border-bottom: Black 1pt solid; border-top: Black 1pt solid">Interest Rate Sensitivity Gap Analysis at December 31, 2015</td></tr>
<tr style="vertical-align: bottom">
    <td nowrap style="text-align: left">&nbsp;</td><td>&nbsp;</td>
    <td colspan="3" style="text-align: center">&nbsp;</td><td>&nbsp;</td>
    <td colspan="3" style="text-align: center">More Than</td><td>&nbsp;</td>
    <td colspan="3" style="text-align: center">More Than</td><td>&nbsp;</td>
    <td colspan="3" style="text-align: center">More Than</td><td>&nbsp;</td>
    <td colspan="3" style="text-align: center">More Than</td><td>&nbsp;</td>
    <td colspan="3" style="text-align: center">&nbsp;</td><td>&nbsp;</td>
    <td colspan="3" style="text-align: center">&nbsp;</td></tr>
<tr style="vertical-align: bottom">
    <td nowrap style="text-align: left">&nbsp;</td><td>&nbsp;</td>
    <td colspan="3" style="text-align: center">Three</td><td>&nbsp;</td>
    <td colspan="3" style="text-align: center">Three</td><td>&nbsp;</td>
    <td colspan="3" style="text-align: center">One Year</td><td>&nbsp;</td>
    <td colspan="3" style="text-align: center">Three Years</td><td>&nbsp;</td>
    <td colspan="3" style="text-align: center">Five Years</td><td>&nbsp;</td>
    <td colspan="3" style="text-align: center">&nbsp;</td><td>&nbsp;</td>
    <td colspan="3" style="text-align: center">&nbsp;</td></tr>
<tr style="vertical-align: bottom">
    <td nowrap style="text-align: left">&nbsp;</td><td>&nbsp;</td>
    <td colspan="3" style="text-align: center">Months</td><td>&nbsp;</td>
    <td colspan="3" style="text-align: center">Months To</td><td>&nbsp;</td>
    <td colspan="3" style="text-align: center">To Three</td><td>&nbsp;</td>
    <td colspan="3" style="text-align: center">To Five</td><td>&nbsp;</td>
    <td colspan="3" style="text-align: center">To Ten</td><td>&nbsp;</td>
    <td colspan="3" style="text-align: center">More Than</td><td>&nbsp;</td>
    <td colspan="3" style="text-align: center">&nbsp;</td></tr>
<tr style="vertical-align: bottom">
    <td nowrap style="text-align: left">&nbsp;</td><td style="padding-bottom: 1pt; border-bottom: Black 1pt solid">&nbsp;</td>
    <td colspan="3" style="text-align: center; border-bottom: Black 1pt solid">And Less</td><td style="padding-bottom: 1pt; border-bottom: Black 1pt solid">&nbsp;</td>
    <td colspan="3" style="text-align: center; border-bottom: Black 1pt solid">One Year</td><td style="padding-bottom: 1pt; border-bottom: Black 1pt solid">&nbsp;</td>
    <td colspan="3" style="text-align: center; border-bottom: Black 1pt solid">Years</td><td style="padding-bottom: 1pt; border-bottom: Black 1pt solid">&nbsp;</td>
    <td colspan="3" style="text-align: center; border-bottom: Black 1pt solid">Years</td><td style="padding-bottom: 1pt; border-bottom: Black 1pt solid">&nbsp;</td>
    <td colspan="3" style="text-align: center; border-bottom: Black 1pt solid">Years</td><td style="padding-bottom: 1pt; border-bottom: Black 1pt solid">&nbsp;</td>
    <td colspan="3" style="text-align: center; border-bottom: Black 1pt solid">Ten Years</td><td style="padding-bottom: 1pt; border-bottom: Black 1pt solid">&nbsp;</td>
    <td colspan="3" style="text-align: center; border-bottom: Black 1pt solid">Total</td></tr>
<tr style="vertical-align: bottom">
    <td nowrap style="text-align: left">&nbsp;</td><td style="font-style: italic">&nbsp;</td>
    <td colspan="27" style="font-style: italic; text-align: center">(Dollars in thousands)</td></tr>
<tr style="vertical-align: bottom; background-color: rgb(204,238,255)">
    <td nowrap style="font-weight: bold; text-align: left">Interest-Earning Assets</td><td>&nbsp;</td>
    <td style="text-align: left">&nbsp;</td><td style="text-align: right">&nbsp;</td><td style="text-align: left">&nbsp;</td><td>&nbsp;</td>
    <td style="text-align: left">&nbsp;</td><td style="text-align: right">&nbsp;</td><td style="text-align: left">&nbsp;</td><td>&nbsp;</td>
    <td style="text-align: left">&nbsp;</td><td style="text-align: right">&nbsp;</td><td style="text-align: left">&nbsp;</td><td>&nbsp;</td>
    <td style="text-align: left">&nbsp;</td><td style="text-align: right">&nbsp;</td><td style="text-align: left">&nbsp;</td><td>&nbsp;</td>
    <td style="text-align: left">&nbsp;</td><td style="text-align: right">&nbsp;</td><td style="text-align: left">&nbsp;</td><td>&nbsp;</td>
    <td style="text-align: left">&nbsp;</td><td style="text-align: right">&nbsp;</td><td style="text-align: left">&nbsp;</td><td>&nbsp;</td>
    <td style="text-align: left">&nbsp;</td><td style="text-align: right">&nbsp;</td><td style="text-align: left">&nbsp;</td></tr>
<tr style="vertical-align: bottom; background-color: White">
    <td nowrap style="width: 30%; text-align: left">Mortgage loans</td><td style="width: 1%">&nbsp;</td>
    <td style="width: 1%; text-align: left">$</td><td style="width: 7%; text-align: right">305,707</td><td style="width: 1%; text-align: left">&nbsp;</td><td style="width: 1%">&nbsp;</td>
    <td style="width: 1%; text-align: left">$</td><td style="width: 7%; text-align: right">622,799</td><td style="width: 1%; text-align: left">&nbsp;</td><td style="width: 1%">&nbsp;</td>
    <td style="width: 1%; text-align: left">$</td><td style="width: 7%; text-align: right">1,406,888</td><td style="width: 1%; text-align: left">&nbsp;</td><td style="width: 1%">&nbsp;</td>
    <td style="width: 1%; text-align: left">$</td><td style="width: 7%; text-align: right">1,056,388</td><td style="width: 1%; text-align: left">&nbsp;</td><td style="width: 1%">&nbsp;</td>
    <td style="width: 1%; text-align: left">$</td><td style="width: 7%; text-align: right">418,694</td><td style="width: 1%; text-align: left">&nbsp;</td><td style="width: 1%">&nbsp;</td>
    <td style="width: 1%; text-align: left">$</td><td style="width: 7%; text-align: right">22,438</td><td style="width: 1%; text-align: left">&nbsp;</td><td style="width: 1%">&nbsp;</td>
    <td style="width: 1%; text-align: left">$</td><td style="width: 7%; text-align: right">3,832,914</td><td style="width: 1%; text-align: left">&nbsp;</td></tr>
<tr style="vertical-align: bottom; background-color: rgb(204,238,255)">
    <td nowrap style="text-align: left">Other loans</td><td>&nbsp;</td>
    <td style="text-align: left">&nbsp;</td><td style="text-align: right">110,154</td><td style="text-align: left">&nbsp;</td><td>&nbsp;</td>
    <td style="text-align: left">&nbsp;</td><td style="text-align: right">113,053</td><td style="text-align: left">&nbsp;</td><td>&nbsp;</td>
    <td style="text-align: left">&nbsp;</td><td style="text-align: right">137,015</td><td style="text-align: left">&nbsp;</td><td>&nbsp;</td>
    <td style="text-align: left">&nbsp;</td><td style="text-align: right">82,978</td><td style="text-align: left">&nbsp;</td><td>&nbsp;</td>
    <td style="text-align: left">&nbsp;</td><td style="text-align: right">85,780</td><td style="text-align: left">&nbsp;</td><td>&nbsp;</td>
    <td style="text-align: left">&nbsp;</td><td style="text-align: right">10,717</td><td style="text-align: left">&nbsp;</td><td>&nbsp;</td>
    <td style="text-align: left">&nbsp;</td><td style="text-align: right">539,697</td><td style="text-align: left">&nbsp;</td></tr>
<tr style="vertical-align: bottom; background-color: White">
    <td nowrap style="font-weight: normal; font-style: normal; text-align: left">Short-term securities <font style="font-family: Times New Roman, Times, Serif; font-size: 10pt; font-weight: normal; font-style: normal">(1)</font></td><td>&nbsp;</td>
    <td style="text-align: left">&nbsp;</td><td style="text-align: right">32,825</td><td style="text-align: left">&nbsp;</td><td>&nbsp;</td>
    <td style="text-align: left">&nbsp;</td><td style="text-align: right">-</td><td style="text-align: left">&nbsp;</td><td>&nbsp;</td>
    <td style="text-align: left">&nbsp;</td><td style="text-align: right">-</td><td style="text-align: left">&nbsp;</td><td>&nbsp;</td>
    <td style="text-align: left">&nbsp;</td><td style="text-align: right">-</td><td style="text-align: left">&nbsp;</td><td>&nbsp;</td>
    <td style="text-align: left">&nbsp;</td><td style="text-align: right">-</td><td style="text-align: left">&nbsp;</td><td>&nbsp;</td>
    <td style="text-align: left">&nbsp;</td><td style="text-align: right">-</td><td style="text-align: left">&nbsp;</td><td>&nbsp;</td>
    <td style="text-align: left">&nbsp;</td><td style="text-align: right">32,825</td><td style="text-align: left">&nbsp;</td></tr>
<tr style="vertical-align: bottom; background-color: rgb(204,238,255)">
    <td nowrap style="text-align: left">Securities held-to-maturity:</td><td>&nbsp;</td>
    <td style="text-align: left">&nbsp;</td><td style="text-align: right">2,000</td><td style="text-align: left">&nbsp;</td><td>&nbsp;</td>
    <td style="text-align: left">&nbsp;</td><td style="text-align: right">4,140</td><td style="text-align: left">&nbsp;</td><td>&nbsp;</td>
    <td style="text-align: left">&nbsp;</td><td style="text-align: right">40</td><td style="text-align: left">&nbsp;</td><td>&nbsp;</td>
    <td style="text-align: left">&nbsp;</td><td style="text-align: right">-</td><td style="text-align: left">&nbsp;</td><td>&nbsp;</td>
    <td style="text-align: left">&nbsp;</td><td style="text-align: right">-</td><td style="text-align: left">&nbsp;</td><td>&nbsp;</td>
    <td style="text-align: left">&nbsp;</td><td style="text-align: right">-</td><td style="text-align: left">&nbsp;</td><td>&nbsp;</td>
    <td style="text-align: left">&nbsp;</td><td style="text-align: right">6,180</td><td style="text-align: left">&nbsp;</td></tr>
<tr style="vertical-align: bottom; background-color: White">
    <td nowrap style="text-align: left; padding-left: 10pt">Other</td><td>&nbsp;</td>
    <td style="text-align: left">&nbsp;</td><td style="text-align: right">&nbsp;</td><td style="text-align: left">&nbsp;</td><td>&nbsp;</td>
    <td style="text-align: left">&nbsp;</td><td style="text-align: right">-</td><td style="text-align: left">&nbsp;</td><td>&nbsp;</td>
    <td style="text-align: left">&nbsp;</td><td style="text-align: right">-</td><td style="text-align: left">&nbsp;</td><td>&nbsp;</td>
    <td style="text-align: left">&nbsp;</td><td style="text-align: right">-</td><td style="text-align: left">&nbsp;</td><td>&nbsp;</td>
    <td style="text-align: left">&nbsp;</td><td style="text-align: right">-</td><td style="text-align: left">&nbsp;</td><td>&nbsp;</td>
    <td style="text-align: left">&nbsp;</td><td style="text-align: right">-</td><td style="text-align: left">&nbsp;</td><td>&nbsp;</td>
    <td style="text-align: left">&nbsp;</td><td style="text-align: right">&nbsp;</td><td style="text-align: left">&nbsp;</td></tr>
<tr style="vertical-align: bottom; background-color: rgb(204,238,255)">
    <td nowrap style="text-align: left">Securities available for sale:</td><td>&nbsp;</td>
    <td style="text-align: left">&nbsp;</td><td style="text-align: right">&nbsp;</td><td style="text-align: left">&nbsp;</td><td>&nbsp;</td>
    <td style="text-align: left">&nbsp;</td><td style="text-align: right">&nbsp;</td><td style="text-align: left">&nbsp;</td><td>&nbsp;</td>
    <td style="text-align: left">&nbsp;</td><td style="text-align: right">&nbsp;</td><td style="text-align: left">&nbsp;</td><td>&nbsp;</td>
    <td style="text-align: left">&nbsp;</td><td style="text-align: right">&nbsp;</td><td style="text-align: left">&nbsp;</td><td>&nbsp;</td>
    <td style="text-align: left">&nbsp;</td><td style="text-align: right">&nbsp;</td><td style="text-align: left">&nbsp;</td><td>&nbsp;</td>
    <td style="text-align: left">&nbsp;</td><td style="text-align: right">&nbsp;</td><td style="text-align: left">&nbsp;</td><td>&nbsp;</td>
    <td style="text-align: left">&nbsp;</td><td style="text-align: right">-</td><td style="text-align: left">&nbsp;</td></tr>
<tr style="vertical-align: bottom; background-color: White">
    <td nowrap style="text-align: left; padding-left: 10pt">Mortgage-backed securities</td><td>&nbsp;</td>
    <td style="text-align: left">&nbsp;</td><td style="text-align: right">23,773</td><td style="text-align: left">&nbsp;</td><td>&nbsp;</td>
    <td style="text-align: left">&nbsp;</td><td style="text-align: right">72,485</td><td style="text-align: left">&nbsp;</td><td>&nbsp;</td>
    <td style="text-align: left">&nbsp;</td><td style="text-align: right">137,994</td><td style="text-align: left">&nbsp;</td><td>&nbsp;</td>
    <td style="text-align: left">&nbsp;</td><td style="text-align: right">107,700</td><td style="text-align: left">&nbsp;</td><td>&nbsp;</td>
    <td style="text-align: left">&nbsp;</td><td style="text-align: right">175,055</td><td style="text-align: left">&nbsp;</td><td>&nbsp;</td>
    <td style="text-align: left">&nbsp;</td><td style="text-align: right">151,733</td><td style="text-align: left">&nbsp;</td><td>&nbsp;</td>
    <td style="text-align: left">&nbsp;</td><td style="text-align: right">668,740</td><td style="text-align: left">&nbsp;</td></tr>
<tr style="vertical-align: bottom; background-color: rgb(204,238,255)">
    <td nowrap style="text-align: left; padding-bottom: 1pt; padding-left: 10pt">Other</td><td>&nbsp;</td>
    <td style="border-bottom: Black 1pt solid; text-align: left">&nbsp;</td><td style="border-bottom: Black 1pt solid; text-align: right">69,750</td><td style="border-bottom: Black 1pt solid; text-align: left">&nbsp;</td><td style="padding-bottom: 1pt; border-bottom: Black 1pt solid">&nbsp;</td>
    <td style="border-bottom: Black 1pt solid; text-align: left">&nbsp;</td><td style="border-bottom: Black 1pt solid; text-align: right">8,664</td><td style="border-bottom: Black 1pt solid; text-align: left">&nbsp;</td><td style="padding-bottom: 1pt; border-bottom: Black 1pt solid">&nbsp;</td>
    <td style="border-bottom: Black 1pt solid; text-align: left">&nbsp;</td><td style="border-bottom: Black 1pt solid; text-align: right">86,286</td><td style="border-bottom: Black 1pt solid; text-align: left">&nbsp;</td><td style="padding-bottom: 1pt; border-bottom: Black 1pt solid">&nbsp;</td>
    <td style="border-bottom: Black 1pt solid; text-align: left">&nbsp;</td><td style="border-bottom: Black 1pt solid; text-align: right">22,175</td><td style="border-bottom: Black 1pt solid; text-align: left">&nbsp;</td><td style="padding-bottom: 1pt; border-bottom: Black 1pt solid">&nbsp;</td>
    <td style="border-bottom: Black 1pt solid; text-align: left">&nbsp;</td><td style="border-bottom: Black 1pt solid; text-align: right">137,782</td><td style="border-bottom: Black 1pt solid; text-align: left">&nbsp;</td><td style="padding-bottom: 1pt; border-bottom: Black 1pt solid">&nbsp;</td>
    <td style="border-bottom: Black 1pt solid; text-align: left">&nbsp;</td><td style="border-bottom: Black 1pt solid; text-align: right">-</td><td style="border-bottom: Black 1pt solid; text-align: left">&nbsp;</td><td style="padding-bottom: 1pt; border-bottom: Black 1pt solid">&nbsp;</td>
    <td style="border-bottom: Black 1pt solid; text-align: left">&nbsp;</td><td style="border-bottom: Black 1pt solid; text-align: right">324,657</td><td style="border-bottom: Black 1pt solid; text-align: left">&nbsp;</td></tr>
<tr style="vertical-align: bottom; background-color: White">
    <td nowrap style="text-align: left; padding-bottom: 1pt; padding-left: 20pt">Total interest-earning assets</td><td>&nbsp;</td>
    <td style="border-bottom: Black 1pt solid; text-align: left">&nbsp;</td><td style="border-bottom: Black 1pt solid; text-align: right">544,209</td><td style="border-bottom: Black 1pt solid; text-align: left">&nbsp;</td><td style="padding-bottom: 1pt; border-bottom: Black 1pt solid">&nbsp;</td>
    <td style="border-bottom: Black 1pt solid; text-align: left">&nbsp;</td><td style="border-bottom: Black 1pt solid; text-align: right">821,141</td><td style="border-bottom: Black 1pt solid; text-align: left">&nbsp;</td><td style="padding-bottom: 1pt; border-bottom: Black 1pt solid">&nbsp;</td>
    <td style="border-bottom: Black 1pt solid; text-align: left">&nbsp;</td><td style="border-bottom: Black 1pt solid; text-align: right">1,768,223</td><td style="border-bottom: Black 1pt solid; text-align: left">&nbsp;</td><td style="padding-bottom: 1pt; border-bottom: Black 1pt solid">&nbsp;</td>
    <td style="border-bottom: Black 1pt solid; text-align: left">&nbsp;</td><td style="border-bottom: Black 1pt solid; text-align: right">1,269,241</td><td style="border-bottom: Black 1pt solid; text-align: left">&nbsp;</td><td style="padding-bottom: 1pt; border-bottom: Black 1pt solid">&nbsp;</td>
    <td style="border-bottom: Black 1pt solid; text-align: left">&nbsp;</td><td style="border-bottom: Black 1pt solid; text-align: right">817,311</td><td style="border-bottom: Black 1pt solid; text-align: left">&nbsp;</td><td style="padding-bottom: 1pt; border-bottom: Black 1pt solid">&nbsp;</td>
    <td style="border-bottom: Black 1pt solid; text-align: left">&nbsp;</td><td style="border-bottom: Black 1pt solid; text-align: right">184,888</td><td style="border-bottom: Black 1pt solid; text-align: left">&nbsp;</td><td style="padding-bottom: 1pt; border-bottom: Black 1pt solid">&nbsp;</td>
    <td style="border-bottom: Black 1pt solid; text-align: left">&nbsp;</td><td style="border-bottom: Black 1pt solid; text-align: right">5,405,013</td><td style="border-bottom: Black 1pt solid; text-align: left">&nbsp;</td></tr>
<tr style="vertical-align: bottom; background-color: rgb(204,238,255)">
    <td nowrap style="text-align: left">&nbsp;</td><td>&nbsp;</td>
    <td style="text-align: left">&nbsp;</td><td style="text-align: right">&nbsp;</td><td style="text-align: left">&nbsp;</td><td>&nbsp;</td>
    <td style="text-align: left">&nbsp;</td><td style="text-align: right">&nbsp;</td><td style="text-align: left">&nbsp;</td><td>&nbsp;</td>
    <td style="text-align: left">&nbsp;</td><td style="text-align: right">&nbsp;</td><td style="text-align: left">&nbsp;</td><td>&nbsp;</td>
    <td style="text-align: left">&nbsp;</td><td style="text-align: right">&nbsp;</td><td style="text-align: left">&nbsp;</td><td>&nbsp;</td>
    <td style="text-align: left">&nbsp;</td><td style="text-align: right">&nbsp;</td><td style="text-align: left">&nbsp;</td><td>&nbsp;</td>
    <td style="text-align: left">&nbsp;</td><td style="text-align: right">&nbsp;</td><td style="text-align: left">&nbsp;</td><td>&nbsp;</td>
    <td style="text-align: left">&nbsp;</td><td style="text-align: right">&nbsp;</td><td style="text-align: left">&nbsp;</td></tr>
<tr style="vertical-align: bottom; background-color: White">
    <td nowrap style="font-weight: bold; text-align: left">Interest-Bearing Liabilities</td><td>&nbsp;</td>
    <td style="text-align: left">&nbsp;</td><td style="text-align: right">&nbsp;</td><td style="text-align: left">&nbsp;</td><td>&nbsp;</td>
    <td style="text-align: left">&nbsp;</td><td style="text-align: right">&nbsp;</td><td style="text-align: left">&nbsp;</td><td>&nbsp;</td>
    <td style="text-align: left">&nbsp;</td><td style="text-align: right">&nbsp;</td><td style="text-align: left">&nbsp;</td><td>&nbsp;</td>
    <td style="text-align: left">&nbsp;</td><td style="text-align: right">&nbsp;</td><td style="text-align: left">&nbsp;</td><td>&nbsp;</td>
    <td style="text-align: left">&nbsp;</td><td style="text-align: right">&nbsp;</td><td style="text-align: left">&nbsp;</td><td>&nbsp;</td>
    <td style="text-align: left">&nbsp;</td><td style="text-align: right">&nbsp;</td><td style="text-align: left">&nbsp;</td><td>&nbsp;</td>
    <td style="text-align: left">&nbsp;</td><td style="text-align: right">&nbsp;</td><td style="text-align: left">&nbsp;</td></tr>
<tr style="vertical-align: bottom; background-color: rgb(204,238,255)">
    <td nowrap style="text-align: left">Savings accounts</td><td>&nbsp;</td>
    <td style="text-align: left">&nbsp;</td><td style="text-align: right">20,285</td><td style="text-align: left">&nbsp;</td><td>&nbsp;</td>
    <td style="text-align: left">&nbsp;</td><td style="text-align: right">60,855</td><td style="text-align: left">&nbsp;</td><td>&nbsp;</td>
    <td style="text-align: left">&nbsp;</td><td style="text-align: right">162,280</td><td style="text-align: left">&nbsp;</td><td>&nbsp;</td>
    <td style="text-align: left">&nbsp;</td><td style="text-align: right">18,328</td><td style="text-align: left">&nbsp;</td><td>&nbsp;</td>
    <td style="text-align: left">&nbsp;</td><td style="text-align: right">-</td><td style="text-align: left">&nbsp;</td><td>&nbsp;</td>
    <td style="text-align: left">&nbsp;</td><td style="text-align: right">-</td><td style="text-align: left">&nbsp;</td><td>&nbsp;</td>
    <td style="text-align: left">&nbsp;</td><td style="text-align: right">261,748</td><td style="text-align: left">&nbsp;</td></tr>
<tr style="vertical-align: bottom; background-color: White">
    <td nowrap style="text-align: left">NOW accounts</td><td>&nbsp;</td>
    <td style="text-align: left">&nbsp;</td><td style="text-align: right">-</td><td style="text-align: left">&nbsp;</td><td>&nbsp;</td>
    <td style="text-align: left">&nbsp;</td><td style="text-align: right">-</td><td style="text-align: left">&nbsp;</td><td>&nbsp;</td>
    <td style="text-align: left">&nbsp;</td><td style="text-align: right">-</td><td style="text-align: left">&nbsp;</td><td>&nbsp;</td>
    <td style="text-align: left">&nbsp;</td><td style="text-align: right">-</td><td style="text-align: left">&nbsp;</td><td>&nbsp;</td>
    <td style="text-align: left">&nbsp;</td><td style="text-align: right">-</td><td style="text-align: left">&nbsp;</td><td>&nbsp;</td>
    <td style="text-align: left">&nbsp;</td><td style="text-align: right">1,448,695</td><td style="text-align: left">&nbsp;</td><td>&nbsp;</td>
    <td style="text-align: left">&nbsp;</td><td style="text-align: right">1,448,695</td><td style="text-align: left">&nbsp;</td></tr>
<tr style="vertical-align: bottom; background-color: rgb(204,238,255)">
    <td nowrap style="text-align: left">Money market accounts</td><td>&nbsp;</td>
    <td style="text-align: left">&nbsp;</td><td style="text-align: right">17,718</td><td style="text-align: left">&nbsp;</td><td>&nbsp;</td>
    <td style="text-align: left">&nbsp;</td><td style="text-align: right">53,154</td><td style="text-align: left">&nbsp;</td><td>&nbsp;</td>
    <td style="text-align: left">&nbsp;</td><td style="text-align: right">141,744</td><td style="text-align: left">&nbsp;</td><td>&nbsp;</td>
    <td style="text-align: left">&nbsp;</td><td style="text-align: right">141,744</td><td style="text-align: left">&nbsp;</td><td>&nbsp;</td>
    <td style="text-align: left">&nbsp;</td><td style="text-align: right">118,129</td><td style="text-align: left">&nbsp;</td><td>&nbsp;</td>
    <td style="text-align: left">&nbsp;</td><td style="text-align: right">-</td><td style="text-align: left">&nbsp;</td><td>&nbsp;</td>
    <td style="text-align: left">&nbsp;</td><td style="text-align: right">472,489</td><td style="text-align: left">&nbsp;</td></tr>
<tr style="vertical-align: bottom; background-color: White">
    <td nowrap style="text-align: left">Certificate of deposit accounts</td><td>&nbsp;</td>
    <td style="text-align: left">&nbsp;</td><td style="text-align: right">167,775</td><td style="text-align: left">&nbsp;</td><td>&nbsp;</td>
    <td style="text-align: left">&nbsp;</td><td style="text-align: right">280,454</td><td style="text-align: left">&nbsp;</td><td>&nbsp;</td>
    <td style="text-align: left">&nbsp;</td><td style="text-align: right">725,710</td><td style="text-align: left">&nbsp;</td><td>&nbsp;</td>
    <td style="text-align: left">&nbsp;</td><td style="text-align: right">203,087</td><td style="text-align: left">&nbsp;</td><td>&nbsp;</td>
    <td style="text-align: left">&nbsp;</td><td style="text-align: right">26,276</td><td style="text-align: left">&nbsp;</td><td>&nbsp;</td>
    <td style="text-align: left">&nbsp;</td><td style="text-align: right">-</td><td style="text-align: left">&nbsp;</td><td>&nbsp;</td>
    <td style="text-align: left">&nbsp;</td><td style="text-align: right">1,403,302</td><td style="text-align: left">&nbsp;</td></tr>
<tr style="vertical-align: bottom; background-color: rgb(204,238,255)">
    <td nowrap style="text-align: left">Mortgagors' escrow deposits</td><td>&nbsp;</td>
    <td style="text-align: left">&nbsp;</td><td style="text-align: right">-</td><td style="text-align: left">&nbsp;</td><td>&nbsp;</td>
    <td style="text-align: left">&nbsp;</td><td style="text-align: right">-</td><td style="text-align: left">&nbsp;</td><td>&nbsp;</td>
    <td style="text-align: left">&nbsp;</td><td style="text-align: right">-</td><td style="text-align: left">&nbsp;</td><td>&nbsp;</td>
    <td style="text-align: left">&nbsp;</td><td style="text-align: right">-</td><td style="text-align: left">&nbsp;</td><td>&nbsp;</td>
    <td style="text-align: left">&nbsp;</td><td style="text-align: right">-</td><td style="text-align: left">&nbsp;</td><td>&nbsp;</td>
    <td style="text-align: left">&nbsp;</td><td style="text-align: right">36,844</td><td style="text-align: left">&nbsp;</td><td>&nbsp;</td>
    <td style="text-align: left">&nbsp;</td><td style="text-align: right">36,844</td><td style="text-align: left">&nbsp;</td></tr>
<tr style="vertical-align: bottom; background-color: White">
    <td nowrap style="text-align: left; padding-bottom: 1pt">Borrowings</td><td>&nbsp;</td>
    <td style="border-bottom: Black 1pt solid; text-align: left">&nbsp;</td><td style="border-bottom: Black 1pt solid; text-align: right">190,745</td><td style="border-bottom: Black 1pt solid; text-align: left">&nbsp;</td><td style="padding-bottom: 1pt; border-bottom: Black 1pt solid">&nbsp;</td>
    <td style="border-bottom: Black 1pt solid; text-align: left">&nbsp;</td><td style="border-bottom: Black 1pt solid; text-align: right">282,425</td><td style="border-bottom: Black 1pt solid; text-align: left">&nbsp;</td><td style="padding-bottom: 1pt; border-bottom: Black 1pt solid">&nbsp;</td>
    <td style="border-bottom: Black 1pt solid; text-align: left">&nbsp;</td><td style="border-bottom: Black 1pt solid; text-align: right">553,796</td><td style="border-bottom: Black 1pt solid; text-align: left">&nbsp;</td><td style="padding-bottom: 1pt; border-bottom: Black 1pt solid">&nbsp;</td>
    <td style="border-bottom: Black 1pt solid; text-align: left">&nbsp;</td><td style="border-bottom: Black 1pt solid; text-align: right">244,710</td><td style="border-bottom: Black 1pt solid; text-align: left">&nbsp;</td><td style="padding-bottom: 1pt; border-bottom: Black 1pt solid">&nbsp;</td>
    <td style="border-bottom: Black 1pt solid; text-align: left">&nbsp;</td><td style="border-bottom: Black 1pt solid; text-align: right">-</td><td style="border-bottom: Black 1pt solid; text-align: left">&nbsp;</td><td style="padding-bottom: 1pt; border-bottom: Black 1pt solid">&nbsp;</td>
    <td style="border-bottom: Black 1pt solid; text-align: left">&nbsp;</td><td style="border-bottom: Black 1pt solid; text-align: right">-</td><td style="border-bottom: Black 1pt solid; text-align: left">&nbsp;</td><td style="padding-bottom: 1pt; border-bottom: Black 1pt solid">&nbsp;</td>
    <td style="border-bottom: Black 1pt solid; text-align: left">&nbsp;</td><td style="border-bottom: Black 1pt solid; text-align: right">1,271,676</td><td style="border-bottom: Black 1pt solid; text-align: left">&nbsp;</td></tr>
<tr style="vertical-align: bottom; background-color: rgb(204,238,255)">
    <td nowrap style="font-weight: normal; font-style: normal; text-align: left; padding-bottom: 1pt; padding-left: 20pt">Total interest-bearing liabilities <font style="font-family: Times New Roman, Times, Serif; font-size: 10pt; font-weight: normal; font-style: normal">(2)</font></td><td>&nbsp;</td>
    <td style="border-bottom: Black 1pt solid; text-align: left">$</td><td style="border-bottom: Black 1pt solid; text-align: right">396,523</td><td style="border-bottom: Black 1pt solid; text-align: left">&nbsp;</td><td style="padding-bottom: 1pt; border-bottom: Black 1pt solid">&nbsp;</td>
    <td style="border-bottom: Black 1pt solid; text-align: left">$</td><td style="border-bottom: Black 1pt solid; text-align: right">676,888</td><td style="border-bottom: Black 1pt solid; text-align: left">&nbsp;</td><td style="padding-bottom: 1pt; border-bottom: Black 1pt solid">&nbsp;</td>
    <td style="border-bottom: Black 1pt solid; text-align: left">$</td><td style="border-bottom: Black 1pt solid; text-align: right">1,583,530</td><td style="border-bottom: Black 1pt solid; text-align: left">&nbsp;</td><td style="padding-bottom: 1pt; border-bottom: Black 1pt solid">&nbsp;</td>
    <td style="border-bottom: Black 1pt solid; text-align: left">$</td><td style="border-bottom: Black 1pt solid; text-align: right">607,869</td><td style="border-bottom: Black 1pt solid; text-align: left">&nbsp;</td><td style="padding-bottom: 1pt; border-bottom: Black 1pt solid">&nbsp;</td>
    <td style="border-bottom: Black 1pt solid; text-align: left">$</td><td style="border-bottom: Black 1pt solid; text-align: right">144,405</td><td style="border-bottom: Black 1pt solid; text-align: left">&nbsp;</td><td style="padding-bottom: 1pt; border-bottom: Black 1pt solid">&nbsp;</td>
    <td style="border-bottom: Black 1pt solid; text-align: left">$</td><td style="border-bottom: Black 1pt solid; text-align: right">1,485,539</td><td style="border-bottom: Black 1pt solid; text-align: left">&nbsp;</td><td style="padding-bottom: 1pt; border-bottom: Black 1pt solid">&nbsp;</td>
    <td style="border-bottom: Black 1pt solid; text-align: left">$</td><td style="border-bottom: Black 1pt solid; text-align: right">4,894,754</td><td style="border-bottom: Black 1pt solid; text-align: left">&nbsp;</td></tr>
<tr style="vertical-align: bottom; background-color: White">
    <td nowrap style="text-align: left">&nbsp;</td><td>&nbsp;</td>
    <td style="text-align: left">&nbsp;</td><td style="text-align: right">&nbsp;</td><td style="text-align: left">&nbsp;</td><td>&nbsp;</td>
    <td style="text-align: left">&nbsp;</td><td style="text-align: right">&nbsp;</td><td style="text-align: left">&nbsp;</td><td>&nbsp;</td>
    <td style="text-align: left">&nbsp;</td><td style="text-align: right">&nbsp;</td><td style="text-align: left">&nbsp;</td><td>&nbsp;</td>
    <td style="text-align: left">&nbsp;</td><td style="text-align: right">&nbsp;</td><td style="text-align: left">&nbsp;</td><td>&nbsp;</td>
    <td style="text-align: left">&nbsp;</td><td style="text-align: right">&nbsp;</td><td style="text-align: left">&nbsp;</td><td>&nbsp;</td>
    <td style="text-align: left">&nbsp;</td><td style="text-align: right">&nbsp;</td><td style="text-align: left">&nbsp;</td><td>&nbsp;</td>
    <td style="text-align: left">&nbsp;</td><td style="text-align: right">&nbsp;</td><td style="text-align: left">&nbsp;</td></tr>
<tr style="vertical-align: bottom; background-color: rgb(204,238,255)">
    <td nowrap style="text-align: left">Interest rate sensitivity gap</td><td>&nbsp;</td>
    <td style="text-align: left">$</td><td style="text-align: right">147,686</td><td style="text-align: left">&nbsp;</td><td>&nbsp;</td>
    <td style="text-align: left">$</td><td style="text-align: right">144,253</td><td style="text-align: left">&nbsp;</td><td>&nbsp;</td>
    <td style="text-align: left">$</td><td style="text-align: right">184,693</td><td style="text-align: left">&nbsp;</td><td>&nbsp;</td>
    <td style="text-align: left">$</td><td style="text-align: right">661,372</td><td style="text-align: left">&nbsp;</td><td>&nbsp;</td>
    <td style="text-align: left">$</td><td style="text-align: right">672,906</td><td style="text-align: left">&nbsp;</td><td>&nbsp;</td>
    <td style="text-align: left">$</td><td style="text-align: right">(1,300,651</td><td style="text-align: left">)</td><td>&nbsp;</td>
    <td style="text-align: left">$</td><td style="text-align: right">510,259</td><td style="text-align: left">&nbsp;</td></tr>
<tr style="vertical-align: bottom; background-color: White">
    <td nowrap style="text-align: left">Cumulative interest-rate sensitivity gap</td><td>&nbsp;</td>
    <td style="text-align: left">$</td><td style="text-align: right">147,686</td><td style="text-align: left">&nbsp;</td><td>&nbsp;</td>
    <td style="text-align: left">$</td><td style="text-align: right">291,939</td><td style="text-align: left">&nbsp;</td><td>&nbsp;</td>
    <td style="text-align: left">$</td><td style="text-align: right">476,632</td><td style="text-align: left">&nbsp;</td><td>&nbsp;</td>
    <td style="text-align: left">$</td><td style="text-align: right">1,138,004</td><td style="text-align: left">&nbsp;</td><td>&nbsp;</td>
    <td style="text-align: left">$</td><td style="text-align: right">1,810,910</td><td style="text-align: left">&nbsp;</td><td>&nbsp;</td>
    <td style="text-align: left">$</td><td style="text-align: right">510,259</td><td style="text-align: left">&nbsp;</td><td>&nbsp;</td>
    <td style="text-align: left">&nbsp;</td><td style="text-align: right">&nbsp;</td><td style="text-align: left">&nbsp;</td></tr>
<tr style="vertical-align: bottom; background-color: rgb(204,238,255)">
    <td nowrap style="text-align: left">Cumulative interest-rate sensitivity gap</td><td>&nbsp;</td>
    <td style="text-align: left">&nbsp;</td><td style="text-align: right">&nbsp;</td><td style="text-align: left">&nbsp;</td><td>&nbsp;</td>
    <td style="text-align: left">&nbsp;</td><td style="text-align: right">&nbsp;</td><td style="text-align: left">&nbsp;</td><td>&nbsp;</td>
    <td style="text-align: left">&nbsp;</td><td style="text-align: right">&nbsp;</td><td style="text-align: left">&nbsp;</td><td>&nbsp;</td>
    <td style="text-align: left">&nbsp;</td><td style="text-align: right">&nbsp;</td><td style="text-align: left">&nbsp;</td><td>&nbsp;</td>
    <td style="text-align: left">&nbsp;</td><td style="text-align: right">&nbsp;</td><td style="text-align: left">&nbsp;</td><td>&nbsp;</td>
    <td style="text-align: left">&nbsp;</td><td style="text-align: right">&nbsp;</td><td style="text-align: left">&nbsp;</td><td>&nbsp;</td>
    <td style="text-align: left">&nbsp;</td><td style="text-align: right">&nbsp;</td><td style="text-align: left">&nbsp;</td></tr>
<tr style="vertical-align: bottom; background-color: rgb(204,238,255)">
    <td nowrap style="text-align: left; padding-left: 10pt">as a percentage of total assets</td><td>&nbsp;</td>
    <td style="text-align: left">&nbsp;</td><td style="text-align: right">2.59</td><td style="text-align: left">%</td><td>&nbsp;</td>
    <td style="text-align: left">&nbsp;</td><td style="text-align: right">5.12</td><td style="text-align: left">%</td><td>&nbsp;</td>
    <td style="text-align: left">&nbsp;</td><td style="text-align: right">8.36</td><td style="text-align: left">%</td><td>&nbsp;</td>
    <td style="text-align: left">&nbsp;</td><td style="text-align: right">19.95</td><td style="text-align: left">%</td><td>&nbsp;</td>
    <td style="text-align: left">&nbsp;</td><td style="text-align: right">31.74</td><td style="text-align: left">%</td><td>&nbsp;</td>
    <td style="text-align: left">&nbsp;</td><td style="text-align: right">8.94</td><td style="text-align: left">%</td><td>&nbsp;</td>
    <td style="text-align: left">&nbsp;</td><td style="text-align: right">&nbsp;</td><td style="text-align: left">&nbsp;</td></tr>
<tr style="vertical-align: bottom; background-color: White">
    <td nowrap style="text-align: left">Cumulative net interest-earning assets</td><td>&nbsp;</td>
    <td style="text-align: left">&nbsp;</td><td style="text-align: right">&nbsp;</td><td style="text-align: left">&nbsp;</td><td>&nbsp;</td>
    <td style="text-align: left">&nbsp;</td><td style="text-align: right">&nbsp;</td><td style="text-align: left">&nbsp;</td><td>&nbsp;</td>
    <td style="text-align: left">&nbsp;</td><td style="text-align: right">&nbsp;</td><td style="text-align: left">&nbsp;</td><td>&nbsp;</td>
    <td style="text-align: left">&nbsp;</td><td style="text-align: right">&nbsp;</td><td style="text-align: left">&nbsp;</td><td>&nbsp;</td>
    <td style="text-align: left">&nbsp;</td><td style="text-align: right">&nbsp;</td><td style="text-align: left">&nbsp;</td><td>&nbsp;</td>
    <td style="text-align: left">&nbsp;</td><td style="text-align: right">&nbsp;</td><td style="text-align: left">&nbsp;</td><td>&nbsp;</td>
    <td style="text-align: left">&nbsp;</td><td style="text-align: right">&nbsp;</td><td style="text-align: left">&nbsp;</td></tr>
<tr style="vertical-align: bottom; background-color: White">
    <td nowrap style="text-align: left; padding-left: 10pt">as a percentage of interest-bearing</td><td>&nbsp;</td>
    <td style="text-align: left">&nbsp;</td><td style="text-align: right">&nbsp;</td><td style="text-align: left">&nbsp;</td><td>&nbsp;</td>
    <td style="text-align: left">&nbsp;</td><td style="text-align: right">&nbsp;</td><td style="text-align: left">&nbsp;</td><td>&nbsp;</td>
    <td style="text-align: left">&nbsp;</td><td style="text-align: right">&nbsp;</td><td style="text-align: left">&nbsp;</td><td>&nbsp;</td>
    <td style="text-align: left">&nbsp;</td><td style="text-align: right">&nbsp;</td><td style="text-align: left">&nbsp;</td><td>&nbsp;</td>
    <td style="text-align: left">&nbsp;</td><td style="text-align: right">&nbsp;</td><td style="text-align: left">&nbsp;</td><td>&nbsp;</td>
    <td style="text-align: left">&nbsp;</td><td style="text-align: right">&nbsp;</td><td style="text-align: left">&nbsp;</td><td>&nbsp;</td>
    <td style="text-align: left">&nbsp;</td><td style="text-align: right">&nbsp;</td><td style="text-align: left">&nbsp;</td></tr>
<tr style="vertical-align: bottom; background-color: White">
    <td nowrap style="text-align: left; padding-left: 10pt">liabilities</td><td>&nbsp;</td>
    <td style="text-align: left">&nbsp;</td><td style="text-align: right">137.25</td><td style="text-align: left">%</td><td>&nbsp;</td>
    <td style="text-align: left">&nbsp;</td><td style="text-align: right">127.20</td><td style="text-align: left">%</td><td>&nbsp;</td>
    <td style="text-align: left">&nbsp;</td><td style="text-align: right">117.94</td><td style="text-align: left">%</td><td>&nbsp;</td>
    <td style="text-align: left">&nbsp;</td><td style="text-align: right">134.86</td><td style="text-align: left">%</td><td>&nbsp;</td>
    <td style="text-align: left">&nbsp;</td><td style="text-align: right">153.12</td><td style="text-align: left">%</td><td>&nbsp;</td>
    <td style="text-align: left">&nbsp;</td><td style="text-align: right">110.42</td><td style="text-align: left">%</td><td>&nbsp;</td>
    <td style="text-align: left">&nbsp;</td><td style="text-align: right">&nbsp;</td><td style="text-align: left">&nbsp;</td></tr>
</table>


<p style="margin: 0">&nbsp;</p>

<table cellpadding="0" cellspacing="0" style="font-size: 10pt; margin-top: 0; margin-bottom: 6pt"><tr style="vertical-align: top; text-align: justify">
<td style="width: 55pt; text-align: center"><i>(1)</i></td><td style="width: 5pt"></td><td style="text-align: justify"><i>Consists of interest-earning deposits.</i></td>
</tr>     <tr style="vertical-align: top; text-align: justify">
<td style="text-align: center"><i>(2)</i></td><td>&nbsp;</td><td style="text-align: justify"><i>Does not include non-interest bearing demand accounts totaling $269.5 million at
December 31, 2015.</i></td></tr>
</table>


<p style="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</p>

<p style="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 0.5in">Certain shortcomings
are inherent in the method of analysis presented in the foregoing table. For example, although certain assets and liabilities may
have similar estimated maturities or periods to repricing, they may react in differing degrees to changes in market interest rates
and may bear rates that differ in varying degrees from the rates that would apply upon maturity and reinvestment or upon repricing.
Also, the interest rates on certain types of assets and liabilities may fluctuate in advance of changes in market interest rates,
while interest rates on other types may lag behind changes in market rates. Additionally, certain assets, such as ARM loans, have
features that restrict changes in interest rates on a short-term basis and over the life of the asset. Further, in the event of
a significant change in the level of interest rates, prepayments on loans and mortgage-backed securities, and deposit withdrawal
or &#8220;run-off&#8221; levels, would likely deviate materially from those assumed in calculating the above table. In the event
of an interest rate increase, some borrowers may be unable to meet the increased payments on their adjustable-rate debt. The interest
rate sensitivity analysis assumes that the nature of the Company&#8217;s assets and liabilities remains static. Interest rates
may have an effect on customer preferences for deposits and loan products. Finally, the maturity and repricing characteristics
of many assets and liabilities as set forth in the above table are not governed by contract but rather by management&#8217;s best
judgment based on current market conditions and anticipated business strategies.</p>

<p style="font: bold 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify"></p>

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<p style="font: bold 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify"><a name="a_099"></a>Interest Rate Risk</p>

<p style="font: bold 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify">&nbsp;</p>

<p style="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 0.5in">Our Consolidated Financial
Statements have been prepared in accordance with accounting principles generally accepted in the United States of America, which
requires the measurement of financial position and operating results in terms of historical dollars without considering the changes
in fair value of certain investments due to changes in interest rates. Generally, the fair value of financial investments such
as loans and securities fluctuates inversely with changes in interest rates. As a result, increases in interest rates could result
in decreases in the fair value of our interest-earning assets which could adversely affect our results of operations if such assets
were sold, or, in the case of securities classified as available for sale, decreases in our stockholders&#8217; equity if such
securities were retained.</p>

<p style="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 0.5in">&nbsp;</p>

<p style="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 0.5in">We manage the mix of
interest-earning assets and interest-bearing liabilities on a continuous basis to maximize return and adjust our exposure to interest
rate risk. On a quarterly basis, management prepares the &#8220;Earnings and Economic Exposure to Changes in Interest Rate&#8221;
report for review by the Board of Directors, as summarized below. This report quantifies the potential changes in net interest
income and net portfolio value should interest rates go up or down (shocked) 200 basis points, assuming the yield curves of the
rate shocks will be parallel to each other. Net portfolio value is defined as the market value of assets net of the market value
of liabilities. The market value of assets and liabilities is determined using a discounted cash flow calculation. The net portfolio
value ratio is the ratio of the net portfolio value to the market value of assets. All changes in income and value are measured
as percentage changes from the projected net interest income and net portfolio value at the base interest rate scenario. The base
interest rate scenario assumes interest rates at December 31, 2015. Various estimates regarding prepayment assumptions are made
at each level of rate shock. Actual results could differ significantly from these estimates. At December 31, 2015, we were within
the guidelines established by the Board of Directors for each interest rate level.</p>

<p style="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 0.5in">&nbsp;</p>

<p style="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: center; color: Red"></p>

<table cellpadding="0" cellspacing="0" style="border-collapse: collapse; width: 100%; font: 10pt Times New Roman, Times, Serif">
<tr style="vertical-align: bottom">
    <td style="text-align: left">&nbsp;</td><td style="padding-bottom: 1pt">&nbsp;</td>
    <td colspan="15" style="text-align: center; border-bottom: Black 1pt solid">Projected Percentage Change In</td><td style="padding-bottom: 1pt">&nbsp;</td>
    <td colspan="7" style="text-align: center">Net Portfolio</td></tr>
<tr style="vertical-align: bottom">
    <td style="text-align: left; border-bottom: Black 1pt solid">Change in Interest Rate</td><td style="padding-bottom: 1pt; border-bottom: Black 1pt solid">&nbsp;</td>
    <td colspan="7" style="text-align: center; border-bottom: Black 1pt solid">Net Interest Income</td><td style="padding-bottom: 1pt; border-bottom: Black 1pt solid">&nbsp;</td>
    <td colspan="7" style="text-align: center; border-bottom: Black 1pt solid">Net Portfolio Value</td><td style="padding-bottom: 1pt; border-bottom: Black 1pt solid">&nbsp;</td>
    <td colspan="7" style="text-align: center; border-bottom: Black 1pt solid">Value Ratio</td></tr>
<tr style="vertical-align: bottom">
    <td style="text-align: left">&nbsp;</td><td style="padding-bottom: 1pt">&nbsp;</td>
    <td colspan="3" style="text-align: center; border-bottom: Black 1pt solid">2015</td><td style="padding-bottom: 1pt">&nbsp;</td>
    <td colspan="3" style="text-align: center; border-bottom: Black 1pt solid">2014</td><td style="padding-bottom: 1pt">&nbsp;</td>
    <td colspan="3" style="text-align: center; border-bottom: Black 1pt solid">2015</td><td style="padding-bottom: 1pt">&nbsp;</td>
    <td colspan="3" style="text-align: center; border-bottom: Black 1pt solid">2014</td><td style="padding-bottom: 1pt">&nbsp;</td>
    <td colspan="3" style="text-align: center; border-bottom: Black 1pt solid">2015</td><td style="padding-bottom: 1pt">&nbsp;</td>
    <td colspan="3" style="text-align: center; border-bottom: Black 1pt solid">2014</td></tr>
<tr style="vertical-align: bottom; background-color: rgb(204,238,255)">
    <td style="width: 34%; text-align: left">-200 basis points</td><td style="width: 1%">&nbsp;</td>
    <td style="width: 1%; text-align: left">&nbsp;</td><td style="width: 8%; text-align: right">-1.87</td><td style="width: 1%; text-align: left">%</td><td style="width: 1%">&nbsp;</td>
    <td style="width: 1%; text-align: left">&nbsp;</td><td style="width: 8%; text-align: right">-3.80</td><td style="width: 1%; text-align: left">%</td><td style="width: 1%">&nbsp;</td>
    <td style="width: 1%; text-align: left">&nbsp;</td><td style="width: 8%; text-align: right">9.37</td><td style="width: 1%; text-align: left">%</td><td style="width: 1%">&nbsp;</td>
    <td style="width: 1%; text-align: left">&nbsp;</td><td style="width: 8%; text-align: right">7.51</td><td style="width: 1%; text-align: left">%</td><td style="width: 1%">&nbsp;</td>
    <td style="width: 1%; text-align: left">&nbsp;</td><td style="width: 8%; text-align: right">12.05</td><td style="width: 1%; text-align: left">%</td><td style="width: 1%">&nbsp;</td>
    <td style="width: 1%; text-align: left">&nbsp;</td><td style="width: 8%; text-align: right">13.01</td><td style="width: 1%; text-align: left">%</td></tr>
<tr style="vertical-align: bottom; background-color: White">
    <td style="text-align: left">-100 basis points</td><td>&nbsp;</td>
    <td style="text-align: left">&nbsp;</td><td style="text-align: right">0.83</td><td style="text-align: left">&nbsp;</td><td>&nbsp;</td>
    <td style="text-align: left">&nbsp;</td><td style="text-align: right">-0.05</td><td style="text-align: left">&nbsp;</td><td>&nbsp;</td>
    <td style="text-align: left">&nbsp;</td><td style="text-align: right">6.93</td><td style="text-align: left">&nbsp;</td><td>&nbsp;</td>
    <td style="text-align: left">&nbsp;</td><td style="text-align: right">5.87</td><td style="text-align: left">&nbsp;</td><td>&nbsp;</td>
    <td style="text-align: left">&nbsp;</td><td style="text-align: right">12.03</td><td style="text-align: left">&nbsp;</td><td>&nbsp;</td>
    <td style="text-align: left">&nbsp;</td><td style="text-align: right">13.02</td><td style="text-align: left">&nbsp;</td></tr>
<tr style="vertical-align: bottom; background-color: rgb(204,238,255)">
    <td style="text-align: left">Base interest rate</td><td>&nbsp;</td>
    <td style="text-align: left">&nbsp;</td><td style="text-align: right">&#8213;</td><td style="text-align: left">&nbsp;</td><td>&nbsp;</td>
    <td style="text-align: left">&nbsp;</td><td style="text-align: right">&#8213;</td><td style="text-align: left">&nbsp;</td><td>&nbsp;</td>
    <td style="text-align: left">&nbsp;</td><td style="text-align: right">&#8213;</td><td style="text-align: left">&nbsp;</td><td>&nbsp;</td>
    <td style="text-align: left">&nbsp;</td><td style="text-align: right">&#8213;</td><td style="text-align: left">&nbsp;</td><td>&nbsp;</td>
    <td style="text-align: left">&nbsp;</td><td style="text-align: right">11.57</td><td style="text-align: left">&nbsp;</td><td>&nbsp;</td>
    <td style="text-align: left">&nbsp;</td><td style="text-align: right">12.61</td><td style="text-align: left">&nbsp;</td></tr>
<tr style="vertical-align: bottom; background-color: White">
    <td style="text-align: left">+100 basis points</td><td>&nbsp;</td>
    <td style="text-align: left">&nbsp;</td><td style="text-align: right">-4.96</td><td style="text-align: left">&nbsp;</td><td>&nbsp;</td>
    <td style="text-align: left">&nbsp;</td><td style="text-align: right">-5.20</td><td style="text-align: left">&nbsp;</td><td>&nbsp;</td>
    <td style="text-align: left">&nbsp;</td><td style="text-align: right">-11.34</td><td style="text-align: left">&nbsp;</td><td>&nbsp;</td>
    <td style="text-align: left">&nbsp;</td><td style="text-align: right">-11.98</td><td style="text-align: left">&nbsp;</td><td>&nbsp;</td>
    <td style="text-align: left">&nbsp;</td><td style="text-align: right">10.57</td><td style="text-align: left">&nbsp;</td><td>&nbsp;</td>
    <td style="text-align: left">&nbsp;</td><td style="text-align: right">11.45</td><td style="text-align: left">&nbsp;</td></tr>
<tr style="vertical-align: bottom; background-color: rgb(204,238,255)">
    <td style="text-align: left">+200 basis points</td><td>&nbsp;</td>
    <td style="text-align: left">&nbsp;</td><td style="text-align: right">-10.45</td><td style="text-align: left">&nbsp;</td><td>&nbsp;</td>
    <td style="text-align: left">&nbsp;</td><td style="text-align: right">-10.93</td><td style="text-align: left">&nbsp;</td><td>&nbsp;</td>
    <td style="text-align: left">&nbsp;</td><td style="text-align: right">-26.30</td><td style="text-align: left">&nbsp;</td><td>&nbsp;</td>
    <td style="text-align: left">&nbsp;</td><td style="text-align: right">-26.54</td><td style="text-align: left">&nbsp;</td><td>&nbsp;</td>
    <td style="text-align: left">&nbsp;</td><td style="text-align: right">9.10</td><td style="text-align: left">&nbsp;</td><td>&nbsp;</td>
    <td style="text-align: left">&nbsp;</td><td style="text-align: right">9.90</td><td style="text-align: left">&nbsp;</td></tr>
</table>

<p style="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</p>

<p style="font: bold 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify"><a name="a_100"></a>Analysis of Net Interest Income</p>

<p style="font: bold 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify">&nbsp;</p>

<p style="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 0.5in">Net interest income
represents the difference between income on interest-earning assets and expense on interest-bearing liabilities. Net interest income
depends upon the relative amount of interest-earning assets and interest-bearing liabilities and the interest rate earned or paid
on them.</p>

<p style="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 0.5in">&nbsp;</p>

<p style="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 0.5in">The following table
sets forth certain information relating to our Consolidated Statements of Financial Condition and Consolidated Statements of Income
for the years ended December 31, 2015, 2014 and 2013, and reflects the average yield on assets and average cost of liabilities
for the periods indicated. Such yields and costs are derived by dividing income or expense by the average balance of assets or
liabilities, respectively, for the periods shown. Average balances are derived from average daily balances. The yields include
amortization of fees that are considered adjustments to yields.</p>

<p style="font: 10pt Times New Roman, Times, Serif; margin: 0pt 22.5pt 0pt 0; text-align: justify; text-indent: 0.5in">&nbsp;</p>

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<p style="font: 10pt Times New Roman, Times, Serif; margin: 0pt 22.5pt 0pt 0; text-align: justify"></p>

<p style="color: Red; font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: center"></p>

<table cellpadding="0" cellspacing="0" style="border-collapse: collapse; width: 100%; font: 10pt Times New Roman, Times, Serif">
<tr style="vertical-align: bottom">
    <td>&nbsp;</td><td style="padding-bottom: 1pt">&nbsp;</td>
    <td colspan="35" style="text-align: center; border-bottom: Black 1pt solid">For the year ended December 31,</td></tr>
<tr style="vertical-align: bottom">
    <td>&nbsp;</td><td style="padding-bottom: 1pt">&nbsp;</td>
    <td colspan="11" style="text-align: center; border-bottom: Black 1pt solid">2015</td><td style="padding-bottom: 1pt">&nbsp;</td>
    <td colspan="11" style="text-align: center; border-bottom: Black 1pt solid">2014</td><td style="padding-bottom: 1pt">&nbsp;</td>
    <td colspan="11" style="text-align: center; border-bottom: Black 1pt solid">2013</td></tr>
<tr style="vertical-align: bottom">
    <td style="text-align: center">&nbsp;</td><td>&nbsp;</td>
    <td colspan="3" style="text-align: center">Average</td><td>&nbsp;</td>
    <td colspan="3" style="text-align: center">&nbsp;</td><td>&nbsp;</td>
    <td colspan="3" style="text-align: center">Yield/</td><td>&nbsp;</td>
    <td colspan="3" style="text-align: center">Average</td><td>&nbsp;</td>
    <td colspan="3" style="text-align: center">&nbsp;</td><td>&nbsp;</td>
    <td colspan="3" style="text-align: center">Yield/</td><td>&nbsp;</td>
    <td colspan="3" style="text-align: center">Average</td><td>&nbsp;</td>
    <td colspan="3" style="text-align: center">&nbsp;</td><td>&nbsp;</td>
    <td colspan="3" style="text-align: center">Yield/</td></tr>
<tr style="vertical-align: bottom">
    <td style="text-align: center">&nbsp;</td><td style="padding-bottom: 1pt">&nbsp;</td>
    <td colspan="3" style="text-align: center; border-bottom: Black 1pt solid">Balance</td><td style="padding-bottom: 1pt; border-bottom: Black 1pt solid">&nbsp;</td>
    <td colspan="3" style="text-align: center; border-bottom: Black 1pt solid">Interest</td><td style="padding-bottom: 1pt; border-bottom: Black 1pt solid">&nbsp;</td>
    <td colspan="3" style="text-align: center; border-bottom: Black 1pt solid">Cost</td><td style="padding-bottom: 1pt">&nbsp;</td>
    <td colspan="3" style="text-align: center; border-bottom: Black 1pt solid">Balance</td><td style="padding-bottom: 1pt; border-bottom: Black 1pt solid">&nbsp;</td>
    <td colspan="3" style="text-align: center; border-bottom: Black 1pt solid">Interest</td><td style="padding-bottom: 1pt; border-bottom: Black 1pt solid">&nbsp;</td>
    <td colspan="3" style="text-align: center; border-bottom: Black 1pt solid">Cost</td><td style="padding-bottom: 1pt">&nbsp;</td>
    <td colspan="3" style="text-align: center; border-bottom: Black 1pt solid">Balance</td><td style="padding-bottom: 1pt; border-bottom: Black 1pt solid">&nbsp;</td>
    <td colspan="3" style="text-align: center; border-bottom: Black 1pt solid">Interest</td><td style="padding-bottom: 1pt; border-bottom: Black 1pt solid">&nbsp;</td>
    <td colspan="3" style="text-align: center; border-bottom: Black 1pt solid">Cost</td></tr>
<tr style="vertical-align: bottom">
    <td>&nbsp;</td><td style="font-style: italic">&nbsp;</td>
    <td colspan="35" style="font-style: italic; text-align: center">(Dollars in thousands)</td></tr>
<tr style="vertical-align: bottom; background-color: rgb(204,238,255)">
    <td style="font-weight: bold; text-align: left">Interest-earning assets:</td><td>&nbsp;</td>
    <td style="text-align: left">&nbsp;</td><td style="text-align: right">&nbsp;</td><td style="text-align: left">&nbsp;</td><td>&nbsp;</td>
    <td style="text-align: left">&nbsp;</td><td style="text-align: right">&nbsp;</td><td style="text-align: left">&nbsp;</td><td>&nbsp;</td>
    <td style="text-align: left">&nbsp;</td><td style="text-align: right">&nbsp;</td><td style="text-align: left">&nbsp;</td><td>&nbsp;</td>
    <td style="text-align: left">&nbsp;</td><td style="text-align: right">&nbsp;</td><td style="text-align: left">&nbsp;</td><td>&nbsp;</td>
    <td style="text-align: left">&nbsp;</td><td style="text-align: right">&nbsp;</td><td style="text-align: left">&nbsp;</td><td>&nbsp;</td>
    <td style="text-align: left">&nbsp;</td><td style="text-align: right">&nbsp;</td><td style="text-align: left">&nbsp;</td><td>&nbsp;</td>
    <td style="text-align: left">&nbsp;</td><td style="text-align: right">&nbsp;</td><td style="text-align: left">&nbsp;</td><td>&nbsp;</td>
    <td style="text-align: left">&nbsp;</td><td style="text-align: right">&nbsp;</td><td style="text-align: left">&nbsp;</td><td>&nbsp;</td>
    <td style="text-align: left">&nbsp;</td><td style="text-align: right">&nbsp;</td><td style="text-align: left">&nbsp;</td></tr>
<tr style="vertical-align: bottom; background-color: White">
    <td style="width: 28%; font-weight: normal; font-style: normal; text-align: left">&nbsp;&nbsp;Mortgage loans, net <font style="font-family: Times New Roman, Times, Serif; font-size: 10pt; font-weight: normal; font-style: normal"><sup>(1)(2)</sup></font></td><td style="width: 1%">&nbsp;</td>
    <td style="width: 1%; text-align: left">$</td><td style="width: 5%; text-align: right">3,524,331</td><td style="width: 1%; text-align: left">&nbsp;</td><td style="width: 1%">&nbsp;</td>
    <td style="width: 1%; text-align: left">$</td><td style="width: 5%; text-align: right">161,115</td><td style="width: 1%; text-align: left">&nbsp;</td><td style="width: 1%">&nbsp;</td>
    <td style="width: 1%; text-align: left">&nbsp;</td><td style="width: 5%; text-align: right">4.57</td><td style="width: 1%; text-align: left">%</td><td style="width: 1%">&nbsp;</td>
    <td style="width: 1%; text-align: left">$</td><td style="width: 5%; text-align: right">3,075,055</td><td style="width: 1%; text-align: left">&nbsp;</td><td style="width: 1%">&nbsp;</td>
    <td style="width: 1%; text-align: left">$</td><td style="width: 5%; text-align: right">154,316</td><td style="width: 1%; text-align: left">&nbsp;</td><td style="width: 1%">&nbsp;</td>
    <td style="width: 1%; text-align: left">&nbsp;</td><td style="width: 5%; text-align: right">5.02</td><td style="width: 1%; text-align: left">%</td><td style="width: 1%">&nbsp;</td>
    <td style="width: 1%; text-align: left">$</td><td style="width: 5%; text-align: right">2,928,694</td><td style="width: 1%; text-align: left">&nbsp;</td><td style="width: 1%">&nbsp;</td>
    <td style="width: 1%; text-align: left">$</td><td style="width: 5%; text-align: right">158,420</td><td style="width: 1%; text-align: left">&nbsp;</td><td style="width: 1%">&nbsp;</td>
    <td style="width: 1%; text-align: left">&nbsp;</td><td style="width: 5%; text-align: right">5.41</td><td style="width: 1%; text-align: left">%</td></tr>
<tr style="vertical-align: bottom; background-color: rgb(204,238,255)">
    <td style="font-weight: normal; font-style: normal; text-align: left; padding-bottom: 1pt">&nbsp;&nbsp;Other loans, net <font style="font-family: Times New Roman, Times, Serif; font-size: 10pt; font-weight: normal; font-style: normal"><sup>(1)(2)</sup></font></td><td style="padding-bottom: 1pt">&nbsp;</td>
    <td style="border-bottom: Black 1pt solid; text-align: left">&nbsp;</td><td style="border-bottom: Black 1pt solid; text-align: right">509,147</td><td style="border-bottom: Black 1pt solid; text-align: left">&nbsp;</td><td style="padding-bottom: 1pt; border-bottom: Black 1pt solid">&nbsp;</td>
    <td style="border-bottom: Black 1pt solid; text-align: left">&nbsp;</td><td style="border-bottom: Black 1pt solid; text-align: right">17,605</td><td style="border-bottom: Black 1pt solid; text-align: left">&nbsp;</td><td style="padding-bottom: 1pt; border-bottom: Black 1pt solid">&nbsp;</td>
    <td style="border-bottom: Black 1pt solid; text-align: left">&nbsp;</td><td style="border-bottom: Black 1pt solid; text-align: right">3.46</td><td style="border-bottom: Black 1pt solid; text-align: left">&nbsp;</td><td style="padding-bottom: 1pt">&nbsp;</td>
    <td style="border-bottom: Black 1pt solid; text-align: left">&nbsp;</td><td style="border-bottom: Black 1pt solid; text-align: right">446,852</td><td style="border-bottom: Black 1pt solid; text-align: left">&nbsp;</td><td style="padding-bottom: 1pt; border-bottom: Black 1pt solid">&nbsp;</td>
    <td style="border-bottom: Black 1pt solid; text-align: left">&nbsp;</td><td style="border-bottom: Black 1pt solid; text-align: right">16,011</td><td style="border-bottom: Black 1pt solid; text-align: left">&nbsp;</td><td style="padding-bottom: 1pt; border-bottom: Black 1pt solid">&nbsp;</td>
    <td style="border-bottom: Black 1pt solid; text-align: left">&nbsp;</td><td style="border-bottom: Black 1pt solid; text-align: right">3.58</td><td style="border-bottom: Black 1pt solid; text-align: left">&nbsp;</td><td style="padding-bottom: 1pt">&nbsp;</td>
    <td style="border-bottom: Black 1pt solid; text-align: left">&nbsp;</td><td style="border-bottom: Black 1pt solid; text-align: right">329,968</td><td style="border-bottom: Black 1pt solid; text-align: left">&nbsp;</td><td style="padding-bottom: 1pt; border-bottom: Black 1pt solid">&nbsp;</td>
    <td style="border-bottom: Black 1pt solid; text-align: left">&nbsp;</td><td style="border-bottom: Black 1pt solid; text-align: right">12,889</td><td style="border-bottom: Black 1pt solid; text-align: left">&nbsp;</td><td style="padding-bottom: 1pt; border-bottom: Black 1pt solid">&nbsp;</td>
    <td style="border-bottom: Black 1pt solid; text-align: left">&nbsp;</td><td style="border-bottom: Black 1pt solid; text-align: right">3.91</td><td style="border-bottom: Black 1pt solid; text-align: left">&nbsp;</td></tr>
<tr style="vertical-align: bottom; background-color: White">
    <td style="text-align: left; padding-bottom: 1pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;Total loans, net</td><td style="padding-bottom: 1pt">&nbsp;</td>
    <td style="border-bottom: Black 1pt solid; text-align: left">&nbsp;</td><td style="border-bottom: Black 1pt solid; text-align: right">4,033,478</td><td style="border-bottom: Black 1pt solid; text-align: left">&nbsp;</td><td style="padding-bottom: 1pt; border-bottom: Black 1pt solid">&nbsp;</td>
    <td style="border-bottom: Black 1pt solid; text-align: left">&nbsp;</td><td style="border-bottom: Black 1pt solid; text-align: right">178,720</td><td style="border-bottom: Black 1pt solid; text-align: left">&nbsp;</td><td style="padding-bottom: 1pt; border-bottom: Black 1pt solid">&nbsp;</td>
    <td style="border-bottom: Black 1pt solid; text-align: left">&nbsp;</td><td style="border-bottom: Black 1pt solid; text-align: right">4.43</td><td style="border-bottom: Black 1pt solid; text-align: left">&nbsp;</td><td style="padding-bottom: 1pt">&nbsp;</td>
    <td style="border-bottom: Black 1pt solid; text-align: left">&nbsp;</td><td style="border-bottom: Black 1pt solid; text-align: right">3,521,907</td><td style="border-bottom: Black 1pt solid; text-align: left">&nbsp;</td><td style="padding-bottom: 1pt; border-bottom: Black 1pt solid">&nbsp;</td>
    <td style="border-bottom: Black 1pt solid; text-align: left">&nbsp;</td><td style="border-bottom: Black 1pt solid; text-align: right">170,327</td><td style="border-bottom: Black 1pt solid; text-align: left">&nbsp;</td><td style="padding-bottom: 1pt; border-bottom: Black 1pt solid">&nbsp;</td>
    <td style="border-bottom: Black 1pt solid; text-align: left">&nbsp;</td><td style="border-bottom: Black 1pt solid; text-align: right">4.84</td><td style="border-bottom: Black 1pt solid; text-align: left">&nbsp;</td><td style="padding-bottom: 1pt">&nbsp;</td>
    <td style="border-bottom: Black 1pt solid; text-align: left">&nbsp;</td><td style="border-bottom: Black 1pt solid; text-align: right">3,258,662</td><td style="border-bottom: Black 1pt solid; text-align: left">&nbsp;</td><td style="padding-bottom: 1pt; border-bottom: Black 1pt solid">&nbsp;</td>
    <td style="border-bottom: Black 1pt solid; text-align: left">&nbsp;</td><td style="border-bottom: Black 1pt solid; text-align: right">171,309</td><td style="border-bottom: Black 1pt solid; text-align: left">&nbsp;</td><td style="padding-bottom: 1pt; border-bottom: Black 1pt solid">&nbsp;</td>
    <td style="border-bottom: Black 1pt solid; text-align: left">&nbsp;</td><td style="border-bottom: Black 1pt solid; text-align: right">5.26</td><td style="border-bottom: Black 1pt solid; text-align: left">&nbsp;</td></tr>
<tr style="vertical-align: bottom; background-color: rgb(204,238,255)">
    <td style="text-align: left">&nbsp;Taxable securities:</td><td>&nbsp;</td>
    <td style="text-align: left">&nbsp;</td><td style="text-align: right">&nbsp;</td><td style="text-align: left">&nbsp;</td><td>&nbsp;</td>
    <td style="text-align: left">&nbsp;</td><td style="text-align: right">&nbsp;</td><td style="text-align: left">&nbsp;</td><td>&nbsp;</td>
    <td style="text-align: left">&nbsp;</td><td style="text-align: right">&nbsp;</td><td style="text-align: left">&nbsp;</td><td>&nbsp;</td>
    <td style="text-align: left">&nbsp;</td><td style="text-align: right">&nbsp;</td><td style="text-align: left">&nbsp;</td><td>&nbsp;</td>
    <td style="text-align: left">&nbsp;</td><td style="text-align: right">&nbsp;</td><td style="text-align: left">&nbsp;</td><td>&nbsp;</td>
    <td style="text-align: left">&nbsp;</td><td style="text-align: right">&nbsp;</td><td style="text-align: left">&nbsp;</td><td>&nbsp;</td>
    <td style="text-align: left">&nbsp;</td><td style="text-align: right">&nbsp;</td><td style="text-align: left">&nbsp;</td><td>&nbsp;</td>
    <td style="text-align: left">&nbsp;</td><td style="text-align: right">&nbsp;</td><td style="text-align: left">&nbsp;</td><td>&nbsp;</td>
    <td style="text-align: left">&nbsp;</td><td style="text-align: right">&nbsp;</td><td style="text-align: left">&nbsp;</td></tr>
<tr style="vertical-align: bottom; background-color: White">
    <td>&nbsp;&nbsp;Mortgage-backed</td><td>&nbsp;</td>
    <td style="text-align: left">&nbsp;</td><td style="text-align: right">&nbsp;</td><td style="text-align: left">&nbsp;</td><td>&nbsp;</td>
    <td style="text-align: left">&nbsp;</td><td style="text-align: right">&nbsp;</td><td style="text-align: left">&nbsp;</td><td>&nbsp;</td>
    <td style="text-align: left">&nbsp;</td><td style="text-align: right">&nbsp;</td><td style="text-align: left">&nbsp;</td><td>&nbsp;</td>
    <td style="text-align: left">&nbsp;</td><td style="text-align: right">&nbsp;</td><td style="text-align: left">&nbsp;</td><td>&nbsp;</td>
    <td style="text-align: left">&nbsp;</td><td style="text-align: right">&nbsp;</td><td style="text-align: left">&nbsp;</td><td>&nbsp;</td>
    <td style="text-align: left">&nbsp;</td><td style="text-align: right">&nbsp;</td><td style="text-align: left">&nbsp;</td><td>&nbsp;</td>
    <td style="text-align: left">&nbsp;</td><td style="text-align: right">&nbsp;</td><td style="text-align: left">&nbsp;</td><td>&nbsp;</td>
    <td style="text-align: left">&nbsp;</td><td style="text-align: right">&nbsp;</td><td style="text-align: left">&nbsp;</td><td>&nbsp;</td>
    <td style="text-align: left">&nbsp;</td><td style="text-align: right">&nbsp;</td><td style="text-align: left">&nbsp;</td></tr>
<tr style="background-color: White">
    <td>&nbsp;&nbsp;&nbsp;&nbsp;securities</td><td>&nbsp;</td>
    <td style="text-align: left">&nbsp;</td><td style="text-align: right">693,893</td><td style="text-align: left">&nbsp;</td><td>&nbsp;</td>
    <td style="text-align: left">&nbsp;</td><td style="text-align: right">17,309</td><td style="text-align: left">&nbsp;</td><td>&nbsp;</td>
    <td style="text-align: left">&nbsp;</td><td style="text-align: right">2.49</td><td style="text-align: left">&nbsp;</td><td>&nbsp;</td>
    <td style="text-align: left">&nbsp;</td><td style="text-align: right">740,190</td><td style="text-align: left">&nbsp;</td><td>&nbsp;</td>
    <td style="text-align: left">&nbsp;</td><td style="text-align: right">19,872</td><td style="text-align: left">&nbsp;</td><td>&nbsp;</td>
    <td style="text-align: left">&nbsp;</td><td style="text-align: right">2.68</td><td style="text-align: left">&nbsp;</td><td>&nbsp;</td>
    <td style="text-align: left">&nbsp;</td><td style="text-align: right">764,290</td><td style="text-align: left">&nbsp;</td><td>&nbsp;</td>
    <td style="text-align: left">&nbsp;</td><td style="text-align: right">22,844</td><td style="text-align: left">&nbsp;</td><td>&nbsp;</td>
    <td style="text-align: left">&nbsp;</td><td style="text-align: right">2.99</td><td style="text-align: left">&nbsp;</td></tr>
<tr style="vertical-align: bottom; background-color: rgb(204,238,255)">
    <td style="text-align: left; padding-bottom: 1pt">&nbsp;&nbsp;Other securities</td><td style="padding-bottom: 1pt">&nbsp;</td>
    <td style="border-bottom: Black 1pt solid; text-align: left">&nbsp;</td><td style="border-bottom: Black 1pt solid; text-align: right">163,604</td><td style="border-bottom: Black 1pt solid; text-align: left">&nbsp;</td><td style="padding-bottom: 1pt; border-bottom: Black 1pt solid">&nbsp;</td>
    <td style="border-bottom: Black 1pt solid; text-align: left">&nbsp;</td><td style="border-bottom: Black 1pt solid; text-align: right">4,398</td><td style="border-bottom: Black 1pt solid; text-align: left">&nbsp;</td><td style="padding-bottom: 1pt; border-bottom: Black 1pt solid">&nbsp;</td>
    <td style="border-bottom: Black 1pt solid; text-align: left">&nbsp;</td><td style="border-bottom: Black 1pt solid; text-align: right">2.69</td><td style="border-bottom: Black 1pt solid; text-align: left">&nbsp;</td><td style="padding-bottom: 1pt">&nbsp;</td>
    <td style="border-bottom: Black 1pt solid; text-align: left">&nbsp;</td><td style="border-bottom: Black 1pt solid; text-align: right">147,883</td><td style="border-bottom: Black 1pt solid; text-align: left">&nbsp;</td><td style="padding-bottom: 1pt; border-bottom: Black 1pt solid">&nbsp;</td>
    <td style="border-bottom: Black 1pt solid; text-align: left">&nbsp;</td><td style="border-bottom: Black 1pt solid; text-align: right">3,437</td><td style="border-bottom: Black 1pt solid; text-align: left">&nbsp;</td><td style="padding-bottom: 1pt; border-bottom: Black 1pt solid">&nbsp;</td>
    <td style="border-bottom: Black 1pt solid; text-align: left">&nbsp;</td><td style="border-bottom: Black 1pt solid; text-align: right">2.32</td><td style="border-bottom: Black 1pt solid; text-align: left">&nbsp;</td><td style="padding-bottom: 1pt">&nbsp;</td>
    <td style="border-bottom: Black 1pt solid; text-align: left">&nbsp;</td><td style="border-bottom: Black 1pt solid; text-align: right">155,908</td><td style="border-bottom: Black 1pt solid; text-align: left">&nbsp;</td><td style="padding-bottom: 1pt; border-bottom: Black 1pt solid">&nbsp;</td>
    <td style="border-bottom: Black 1pt solid; text-align: left">&nbsp;</td><td style="border-bottom: Black 1pt solid; text-align: right">3,984</td><td style="border-bottom: Black 1pt solid; text-align: left">&nbsp;</td><td style="padding-bottom: 1pt; border-bottom: Black 1pt solid">&nbsp;</td>
    <td style="border-bottom: Black 1pt solid; text-align: left">&nbsp;</td><td style="border-bottom: Black 1pt solid; text-align: right">2.56</td><td style="border-bottom: Black 1pt solid; text-align: left">&nbsp;</td></tr>
<tr style="vertical-align: bottom; background-color: White">
    <td style="text-align: left; padding-bottom: 1pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;Total taxable securities</td><td style="padding-bottom: 1pt">&nbsp;</td>
    <td style="border-bottom: Black 1pt solid; text-align: left">&nbsp;</td><td style="border-bottom: Black 1pt solid; text-align: right">857,497</td><td style="border-bottom: Black 1pt solid; text-align: left">&nbsp;</td><td style="padding-bottom: 1pt; border-bottom: Black 1pt solid">&nbsp;</td>
    <td style="border-bottom: Black 1pt solid; text-align: left">&nbsp;</td><td style="border-bottom: Black 1pt solid; text-align: right">21,707</td><td style="border-bottom: Black 1pt solid; text-align: left">&nbsp;</td><td style="padding-bottom: 1pt; border-bottom: Black 1pt solid">&nbsp;</td>
    <td style="border-bottom: Black 1pt solid; text-align: left">&nbsp;</td><td style="border-bottom: Black 1pt solid; text-align: right">2.53</td><td style="border-bottom: Black 1pt solid; text-align: left">&nbsp;</td><td style="padding-bottom: 1pt">&nbsp;</td>
    <td style="border-bottom: Black 1pt solid; text-align: left">&nbsp;</td><td style="border-bottom: Black 1pt solid; text-align: right">888,073</td><td style="border-bottom: Black 1pt solid; text-align: left">&nbsp;</td><td style="padding-bottom: 1pt; border-bottom: Black 1pt solid">&nbsp;</td>
    <td style="border-bottom: Black 1pt solid; text-align: left">&nbsp;</td><td style="border-bottom: Black 1pt solid; text-align: right">23,309</td><td style="border-bottom: Black 1pt solid; text-align: left">&nbsp;</td><td style="padding-bottom: 1pt; border-bottom: Black 1pt solid">&nbsp;</td>
    <td style="border-bottom: Black 1pt solid; text-align: left">&nbsp;</td><td style="border-bottom: Black 1pt solid; text-align: right">2.62</td><td style="border-bottom: Black 1pt solid; text-align: left">&nbsp;</td><td style="padding-bottom: 1pt">&nbsp;</td>
    <td style="border-bottom: Black 1pt solid; text-align: left">&nbsp;</td><td style="border-bottom: Black 1pt solid; text-align: right">920,198</td><td style="border-bottom: Black 1pt solid; text-align: left">&nbsp;</td><td style="padding-bottom: 1pt; border-bottom: Black 1pt solid">&nbsp;</td>
    <td style="border-bottom: Black 1pt solid; text-align: left">&nbsp;</td><td style="border-bottom: Black 1pt solid; text-align: right">26,828</td><td style="border-bottom: Black 1pt solid; text-align: left">&nbsp;</td><td style="padding-bottom: 1pt; border-bottom: Black 1pt solid">&nbsp;</td>
    <td style="border-bottom: Black 1pt solid; text-align: left">&nbsp;</td><td style="border-bottom: Black 1pt solid; text-align: right">2.92</td><td style="border-bottom: Black 1pt solid; text-align: left">&nbsp;</td></tr>
<tr style="vertical-align: bottom; background-color: rgb(204,238,255)">
    <td style="font-weight: normal; font-style: normal; text-align: left">&nbsp;Tax-exempt securities: <font style="font-family: Times New Roman, Times, Serif; font-size: 10pt; font-weight: normal; font-style: normal"><sup>(3)</sup></font></td><td>&nbsp;</td>
    <td style="text-align: left">&nbsp;</td><td style="text-align: right">&nbsp;</td><td style="text-align: left">&nbsp;</td><td>&nbsp;</td>
    <td style="text-align: left">&nbsp;</td><td style="text-align: right">&nbsp;</td><td style="text-align: left">&nbsp;</td><td>&nbsp;</td>
    <td style="text-align: left">&nbsp;</td><td style="text-align: right">&nbsp;</td><td style="text-align: left">&nbsp;</td><td>&nbsp;</td>
    <td style="text-align: left">&nbsp;</td><td style="text-align: right">&nbsp;</td><td style="text-align: left">&nbsp;</td><td>&nbsp;</td>
    <td style="text-align: left">&nbsp;</td><td style="text-align: right">&nbsp;</td><td style="text-align: left">&nbsp;</td><td>&nbsp;</td>
    <td style="text-align: left">&nbsp;</td><td style="text-align: right">&nbsp;</td><td style="text-align: left">&nbsp;</td><td>&nbsp;</td>
    <td style="text-align: left">&nbsp;</td><td style="text-align: right">&nbsp;</td><td style="text-align: left">&nbsp;</td><td>&nbsp;</td>
    <td style="text-align: left">&nbsp;</td><td style="text-align: right">&nbsp;</td><td style="text-align: left">&nbsp;</td><td>&nbsp;</td>
    <td style="text-align: left">&nbsp;</td><td style="text-align: right">&nbsp;</td><td style="text-align: left">&nbsp;</td></tr>
<tr style="vertical-align: bottom; background-color: White">
    <td style="text-align: left; padding-bottom: 1pt">&nbsp;&nbsp;Other securities</td><td style="padding-bottom: 1pt">&nbsp;</td>
    <td style="border-bottom: Black 1pt solid; text-align: left">&nbsp;</td><td style="border-bottom: Black 1pt solid; text-align: right">134,807</td><td style="border-bottom: Black 1pt solid; text-align: left">&nbsp;</td><td style="padding-bottom: 1pt; border-bottom: Black 1pt solid">&nbsp;</td>
    <td style="border-bottom: Black 1pt solid; text-align: left">&nbsp;</td><td style="border-bottom: Black 1pt solid; text-align: right">3,593</td><td style="border-bottom: Black 1pt solid; text-align: left">&nbsp;</td><td style="padding-bottom: 1pt; border-bottom: Black 1pt solid">&nbsp;</td>
    <td style="border-bottom: Black 1pt solid; text-align: left">&nbsp;</td><td style="border-bottom: Black 1pt solid; text-align: right">2.67</td><td style="border-bottom: Black 1pt solid; text-align: left">&nbsp;</td><td style="padding-bottom: 1pt">&nbsp;</td>
    <td style="border-bottom: Black 1pt solid; text-align: left">&nbsp;</td><td style="border-bottom: Black 1pt solid; text-align: right">131,921</td><td style="border-bottom: Black 1pt solid; text-align: left">&nbsp;</td><td style="padding-bottom: 1pt; border-bottom: Black 1pt solid">&nbsp;</td>
    <td style="border-bottom: Black 1pt solid; text-align: left">&nbsp;</td><td style="border-bottom: Black 1pt solid; text-align: right">3,413</td><td style="border-bottom: Black 1pt solid; text-align: left">&nbsp;</td><td style="padding-bottom: 1pt; border-bottom: Black 1pt solid">&nbsp;</td>
    <td style="border-bottom: Black 1pt solid; text-align: left">&nbsp;</td><td style="border-bottom: Black 1pt solid; text-align: right">2.59</td><td style="border-bottom: Black 1pt solid; text-align: left">&nbsp;</td><td style="padding-bottom: 1pt">&nbsp;</td>
    <td style="border-bottom: Black 1pt solid; text-align: left">&nbsp;</td><td style="border-bottom: Black 1pt solid; text-align: right">95,472</td><td style="border-bottom: Black 1pt solid; text-align: left">&nbsp;</td><td style="padding-bottom: 1pt; border-bottom: Black 1pt solid">&nbsp;</td>
    <td style="border-bottom: Black 1pt solid; text-align: left">&nbsp;</td><td style="border-bottom: Black 1pt solid; text-align: right">2,310</td><td style="border-bottom: Black 1pt solid; text-align: left">&nbsp;</td><td style="padding-bottom: 1pt; border-bottom: Black 1pt solid">&nbsp;</td>
    <td style="border-bottom: Black 1pt solid; text-align: left">&nbsp;</td><td style="border-bottom: Black 1pt solid; text-align: right">2.42</td><td style="border-bottom: Black 1pt solid; text-align: left">&nbsp;</td></tr>
<tr style="vertical-align: bottom; background-color: rgb(204,238,255)">
    <td style="text-align: left; padding-bottom: 1pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;Total tax-exempt securities</td><td style="padding-bottom: 1pt">&nbsp;</td>
    <td style="border-bottom: Black 1pt solid; text-align: left">&nbsp;</td><td style="border-bottom: Black 1pt solid; text-align: right">134,807</td><td style="border-bottom: Black 1pt solid; text-align: left">&nbsp;</td><td style="padding-bottom: 1pt; border-bottom: Black 1pt solid">&nbsp;</td>
    <td style="border-bottom: Black 1pt solid; text-align: left">&nbsp;</td><td style="border-bottom: Black 1pt solid; text-align: right">3,593</td><td style="border-bottom: Black 1pt solid; text-align: left">&nbsp;</td><td style="padding-bottom: 1pt; border-bottom: Black 1pt solid">&nbsp;</td>
    <td style="border-bottom: Black 1pt solid; text-align: left">&nbsp;</td><td style="border-bottom: Black 1pt solid; text-align: right">2.67</td><td style="border-bottom: Black 1pt solid; text-align: left">&nbsp;</td><td style="padding-bottom: 1pt">&nbsp;</td>
    <td style="border-bottom: Black 1pt solid; text-align: left">&nbsp;</td><td style="border-bottom: Black 1pt solid; text-align: right">131,921</td><td style="border-bottom: Black 1pt solid; text-align: left">&nbsp;</td><td style="padding-bottom: 1pt; border-bottom: Black 1pt solid">&nbsp;</td>
    <td style="border-bottom: Black 1pt solid; text-align: left">&nbsp;</td><td style="border-bottom: Black 1pt solid; text-align: right">3,413</td><td style="border-bottom: Black 1pt solid; text-align: left">&nbsp;</td><td style="padding-bottom: 1pt; border-bottom: Black 1pt solid">&nbsp;</td>
    <td style="border-bottom: Black 1pt solid; text-align: left">&nbsp;</td><td style="border-bottom: Black 1pt solid; text-align: right">2.59</td><td style="border-bottom: Black 1pt solid; text-align: left">&nbsp;</td><td style="padding-bottom: 1pt">&nbsp;</td>
    <td style="border-bottom: Black 1pt solid; text-align: left">&nbsp;</td><td style="border-bottom: Black 1pt solid; text-align: right">95,472</td><td style="border-bottom: Black 1pt solid; text-align: left">&nbsp;</td><td style="padding-bottom: 1pt; border-bottom: Black 1pt solid">&nbsp;</td>
    <td style="border-bottom: Black 1pt solid; text-align: left">&nbsp;</td><td style="border-bottom: Black 1pt solid; text-align: right">2,310</td><td style="border-bottom: Black 1pt solid; text-align: left">&nbsp;</td><td style="padding-bottom: 1pt; border-bottom: Black 1pt solid">&nbsp;</td>
    <td style="border-bottom: Black 1pt solid; text-align: left">&nbsp;</td><td style="border-bottom: Black 1pt solid; text-align: right">2.42</td><td style="border-bottom: Black 1pt solid; text-align: left">&nbsp;</td></tr>
<tr style="vertical-align: bottom; background-color: White">
    <td style="text-align: left">&nbsp;&nbsp;Interest-earning deposits</td><td>&nbsp;</td>
    <td style="text-align: left">&nbsp;</td><td style="text-align: right">&nbsp;</td><td style="text-align: left">&nbsp;</td><td>&nbsp;</td>
    <td style="text-align: left">&nbsp;</td><td style="text-align: right">&nbsp;</td><td style="text-align: left">&nbsp;</td><td>&nbsp;</td>
    <td style="text-align: left">&nbsp;</td><td style="text-align: right">&nbsp;</td><td style="text-align: left">&nbsp;</td><td>&nbsp;</td>
    <td style="text-align: left">&nbsp;</td><td style="text-align: right">&nbsp;</td><td style="text-align: left">&nbsp;</td><td>&nbsp;</td>
    <td style="text-align: left">&nbsp;</td><td style="text-align: right">&nbsp;</td><td style="text-align: left">&nbsp;</td><td>&nbsp;</td>
    <td style="text-align: left">&nbsp;</td><td style="text-align: right">&nbsp;</td><td style="text-align: left">&nbsp;</td><td>&nbsp;</td>
    <td style="text-align: left">&nbsp;</td><td style="text-align: right">&nbsp;</td><td style="text-align: left">&nbsp;</td><td>&nbsp;</td>
    <td style="text-align: left">&nbsp;</td><td style="text-align: right">&nbsp;</td><td style="text-align: left">&nbsp;</td><td>&nbsp;</td>
    <td style="text-align: left">&nbsp;</td><td style="text-align: right">&nbsp;</td><td style="text-align: left">&nbsp;</td></tr>
<tr style="vertical-align: bottom; background-color: White">
    <td style="text-align: left; padding-bottom: 1pt">&nbsp;&nbsp;&nbsp;&nbsp;and federal funds sold</td><td style="padding-bottom: 1pt">&nbsp;</td>
    <td style="border-bottom: Black 1pt solid; text-align: left">&nbsp;</td><td style="border-bottom: Black 1pt solid; text-align: right">58,397</td><td style="border-bottom: Black 1pt solid; text-align: left">&nbsp;</td><td style="padding-bottom: 1pt; border-bottom: Black 1pt solid">&nbsp;</td>
    <td style="border-bottom: Black 1pt solid; text-align: left">&nbsp;</td><td style="border-bottom: Black 1pt solid; text-align: right">126</td><td style="border-bottom: Black 1pt solid; text-align: left">&nbsp;</td><td style="padding-bottom: 1pt; border-bottom: Black 1pt solid">&nbsp;</td>
    <td style="border-bottom: Black 1pt solid; text-align: left">&nbsp;</td><td style="border-bottom: Black 1pt solid; text-align: right">0.22</td><td style="border-bottom: Black 1pt solid; text-align: left">&nbsp;</td><td style="padding-bottom: 1pt">&nbsp;</td>
    <td style="border-bottom: Black 1pt solid; text-align: left">&nbsp;</td><td style="border-bottom: Black 1pt solid; text-align: right">41,770</td><td style="border-bottom: Black 1pt solid; text-align: left">&nbsp;</td><td style="padding-bottom: 1pt; border-bottom: Black 1pt solid">&nbsp;</td>
    <td style="border-bottom: Black 1pt solid; text-align: left">&nbsp;</td><td style="border-bottom: Black 1pt solid; text-align: right">79</td><td style="border-bottom: Black 1pt solid; text-align: left">&nbsp;</td><td style="padding-bottom: 1pt; border-bottom: Black 1pt solid">&nbsp;</td>
    <td style="border-bottom: Black 1pt solid; text-align: left">&nbsp;</td><td style="border-bottom: Black 1pt solid; text-align: right">0.19</td><td style="border-bottom: Black 1pt solid; text-align: left">&nbsp;</td><td style="padding-bottom: 1pt">&nbsp;</td>
    <td style="border-bottom: Black 1pt solid; text-align: left">&nbsp;</td><td style="border-bottom: Black 1pt solid; text-align: right">42,454</td><td style="border-bottom: Black 1pt solid; text-align: left">&nbsp;</td><td style="padding-bottom: 1pt; border-bottom: Black 1pt solid">&nbsp;</td>
    <td style="border-bottom: Black 1pt solid; text-align: left">&nbsp;</td><td style="border-bottom: Black 1pt solid; text-align: right">79</td><td style="border-bottom: Black 1pt solid; text-align: left">&nbsp;</td><td style="padding-bottom: 1pt; border-bottom: Black 1pt solid">&nbsp;</td>
    <td style="border-bottom: Black 1pt solid; text-align: left">&nbsp;</td><td style="border-bottom: Black 1pt solid; text-align: right">0.19</td><td style="border-bottom: Black 1pt solid; text-align: left">&nbsp;</td></tr>
<tr style="vertical-align: bottom; background-color: rgb(204,238,255)">
    <td style="text-align: left">Total interest-earning</td><td>&nbsp;</td>
    <td style="text-align: left">&nbsp;</td><td style="text-align: right">&nbsp;</td><td style="text-align: left">&nbsp;</td><td>&nbsp;</td>
    <td style="text-align: left">&nbsp;</td><td style="text-align: right">&nbsp;</td><td style="text-align: left">&nbsp;</td><td>&nbsp;</td>
    <td style="text-align: left">&nbsp;</td><td style="text-align: right">&nbsp;</td><td style="text-align: left">&nbsp;</td><td>&nbsp;</td>
    <td style="text-align: left">&nbsp;</td><td style="text-align: right">&nbsp;</td><td style="text-align: left">&nbsp;</td><td>&nbsp;</td>
    <td style="text-align: left">&nbsp;</td><td style="text-align: right">&nbsp;</td><td style="text-align: left">&nbsp;</td><td>&nbsp;</td>
    <td style="text-align: left">&nbsp;</td><td style="text-align: right">&nbsp;</td><td style="text-align: left">&nbsp;</td><td>&nbsp;</td>
    <td style="text-align: left">&nbsp;</td><td style="text-align: right">&nbsp;</td><td style="text-align: left">&nbsp;</td><td>&nbsp;</td>
    <td style="text-align: left">&nbsp;</td><td style="text-align: right">&nbsp;</td><td style="text-align: left">&nbsp;</td><td>&nbsp;</td>
    <td style="text-align: left">&nbsp;</td><td style="text-align: right">&nbsp;</td><td style="text-align: left">&nbsp;</td></tr>
<tr style="vertical-align: bottom; background-color: rgb(204,238,255)">
    <td style="padding-bottom: 1pt">&nbsp;&nbsp;assets</td><td style="padding-bottom: 1pt">&nbsp;</td>
    <td style="text-align: left">&nbsp;</td><td style="text-align: right">5,084,179</td><td style="text-align: left">&nbsp;</td><td style="padding-bottom: 1pt">&nbsp;</td>
    <td style="border-bottom: Black 1pt solid; text-align: left">&nbsp;</td><td style="border-bottom: Black 1pt solid; text-align: right">204,146</td><td style="border-bottom: Black 1pt solid; text-align: left">&nbsp;</td><td style="padding-bottom: 1pt; border-bottom: Black 1pt solid">&nbsp;</td>
    <td style="border-bottom: Black 1pt solid; text-align: left">&nbsp;</td><td style="border-bottom: Black 1pt solid; text-align: right">4.02</td><td style="border-bottom: Black 1pt solid; text-align: left">&nbsp;</td><td style="padding-bottom: 1pt">&nbsp;</td>
    <td style="text-align: left">&nbsp;</td><td style="text-align: right">4,583,671</td><td style="text-align: left">&nbsp;</td><td style="padding-bottom: 1pt">&nbsp;</td>
    <td style="border-bottom: Black 1pt solid; text-align: left">&nbsp;</td><td style="border-bottom: Black 1pt solid; text-align: right">197,128</td><td style="border-bottom: Black 1pt solid; text-align: left">&nbsp;</td><td style="padding-bottom: 1pt; border-bottom: Black 1pt solid">&nbsp;</td>
    <td style="border-bottom: Black 1pt solid; text-align: left">&nbsp;</td><td style="border-bottom: Black 1pt solid; text-align: right">4.30</td><td style="border-bottom: Black 1pt solid; text-align: left">&nbsp;</td><td style="padding-bottom: 1pt">&nbsp;</td>
    <td style="text-align: left">&nbsp;</td><td style="text-align: right">4,316,786</td><td style="text-align: left">&nbsp;</td><td style="padding-bottom: 1pt">&nbsp;</td>
    <td style="border-bottom: Black 1pt solid; text-align: left">&nbsp;</td><td style="border-bottom: Black 1pt solid; text-align: right">200,526</td><td style="border-bottom: Black 1pt solid; text-align: left">&nbsp;</td><td style="padding-bottom: 1pt; border-bottom: Black 1pt solid">&nbsp;</td>
    <td style="border-bottom: Black 1pt solid; text-align: left">&nbsp;</td><td style="border-bottom: Black 1pt solid; text-align: right">4.65</td><td style="border-bottom: Black 1pt solid; text-align: left">&nbsp;</td></tr>
<tr style="vertical-align: bottom; background-color: White">
    <td style="text-align: left; padding-bottom: 1pt">Other assets</td><td style="padding-bottom: 1pt">&nbsp;</td>
    <td style="border-bottom: Black 1pt solid; text-align: left">&nbsp;</td><td style="border-bottom: Black 1pt solid; text-align: right">276,965</td><td style="border-bottom: Black 1pt solid; text-align: left">&nbsp;</td><td style="padding-bottom: 1pt">&nbsp;</td>
    <td style="padding-bottom: 1pt">&nbsp;</td><td style="text-align: right">&nbsp;</td><td style="padding-bottom: 1pt">&nbsp;</td><td style="padding-bottom: 1pt">&nbsp;</td>
    <td style="padding-bottom: 1pt">&nbsp;</td><td style="text-align: right">&nbsp;</td><td style="padding-bottom: 1pt">&nbsp;</td><td style="padding-bottom: 1pt">&nbsp;</td>
    <td style="border-bottom: Black 1pt solid; text-align: left">&nbsp;</td><td style="border-bottom: Black 1pt solid; text-align: right">254,741</td><td style="border-bottom: Black 1pt solid; text-align: left">&nbsp;</td><td style="padding-bottom: 1pt">&nbsp;</td>
    <td style="padding-bottom: 1pt">&nbsp;</td><td style="text-align: right">&nbsp;</td><td style="padding-bottom: 1pt">&nbsp;</td><td style="padding-bottom: 1pt">&nbsp;</td>
    <td style="padding-bottom: 1pt">&nbsp;</td><td style="text-align: right">&nbsp;</td><td style="padding-bottom: 1pt">&nbsp;</td><td style="padding-bottom: 1pt">&nbsp;</td>
    <td style="border-bottom: Black 1pt solid; text-align: left">&nbsp;</td><td style="border-bottom: Black 1pt solid; text-align: right">259,338</td><td style="border-bottom: Black 1pt solid; text-align: left">&nbsp;</td><td style="padding-bottom: 1pt">&nbsp;</td>
    <td style="padding-bottom: 1pt">&nbsp;</td><td style="text-align: right">&nbsp;</td><td style="padding-bottom: 1pt">&nbsp;</td><td style="padding-bottom: 1pt">&nbsp;</td>
    <td style="padding-bottom: 1pt">&nbsp;</td><td style="text-align: right">&nbsp;</td><td style="padding-bottom: 1pt">&nbsp;</td></tr>
<tr style="vertical-align: bottom; background-color: rgb(204,238,255)">
    <td style="text-align: left; padding-bottom: 1pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;Total assets</td><td style="padding-bottom: 1pt">&nbsp;</td>
    <td style="border-bottom: Black 2.5pt double; text-align: left">$</td><td style="border-bottom: Black 2.5pt double; text-align: right">5,361,144</td><td style="border-bottom: Black 2.5pt double; text-align: left">&nbsp;</td><td style="padding-bottom: 1pt">&nbsp;</td>
    <td style="padding-bottom: 1pt">&nbsp;</td><td style="text-align: right">&nbsp;</td><td style="padding-bottom: 1pt">&nbsp;</td><td style="padding-bottom: 1pt">&nbsp;</td>
    <td style="padding-bottom: 1pt">&nbsp;</td><td style="text-align: right">&nbsp;</td><td style="padding-bottom: 1pt">&nbsp;</td><td style="padding-bottom: 1pt">&nbsp;</td>
    <td style="border-bottom: Black 2.5pt double; text-align: left">$</td><td style="border-bottom: Black 2.5pt double; text-align: right">4,838,412</td><td style="border-bottom: Black 2.5pt double; text-align: left">&nbsp;</td><td style="padding-bottom: 1pt">&nbsp;</td>
    <td style="padding-bottom: 1pt">&nbsp;</td><td style="text-align: right">&nbsp;</td><td style="padding-bottom: 1pt">&nbsp;</td><td style="padding-bottom: 1pt">&nbsp;</td>
    <td style="padding-bottom: 1pt">&nbsp;</td><td style="text-align: right">&nbsp;</td><td style="padding-bottom: 1pt">&nbsp;</td><td style="padding-bottom: 1pt">&nbsp;</td>
    <td style="border-bottom: Black 2.5pt double; text-align: left">$</td><td style="border-bottom: Black 2.5pt double; text-align: right">4,576,124</td><td style="border-bottom: Black 2.5pt double; text-align: left">&nbsp;</td><td style="padding-bottom: 1pt">&nbsp;</td>
    <td style="padding-bottom: 1pt">&nbsp;</td><td style="text-align: right">&nbsp;</td><td style="padding-bottom: 1pt">&nbsp;</td><td style="padding-bottom: 1pt">&nbsp;</td>
    <td style="padding-bottom: 1pt">&nbsp;</td><td style="text-align: right">&nbsp;</td><td style="padding-bottom: 1pt">&nbsp;</td></tr>
<tr style="vertical-align: bottom; background-color: White">
    <td>&nbsp;</td><td>&nbsp;</td>
    <td style="text-align: left">&nbsp;</td><td style="text-align: right">&nbsp;</td><td style="text-align: left">&nbsp;</td><td>&nbsp;</td>
    <td style="text-align: left">&nbsp;</td><td style="text-align: right">&nbsp;</td><td style="text-align: left">&nbsp;</td><td>&nbsp;</td>
    <td style="text-align: left">&nbsp;</td><td style="text-align: right">&nbsp;</td><td style="text-align: left">&nbsp;</td><td>&nbsp;</td>
    <td style="text-align: left">&nbsp;</td><td style="text-align: right">&nbsp;</td><td style="text-align: left">&nbsp;</td><td>&nbsp;</td>
    <td style="text-align: left">&nbsp;</td><td style="text-align: right">&nbsp;</td><td style="text-align: left">&nbsp;</td><td>&nbsp;</td>
    <td style="text-align: left">&nbsp;</td><td style="text-align: right">&nbsp;</td><td style="text-align: left">&nbsp;</td><td>&nbsp;</td>
    <td style="text-align: left">&nbsp;</td><td style="text-align: right">&nbsp;</td><td style="text-align: left">&nbsp;</td><td>&nbsp;</td>
    <td style="text-align: left">&nbsp;</td><td style="text-align: right">&nbsp;</td><td style="text-align: left">&nbsp;</td><td>&nbsp;</td>
    <td style="text-align: left">&nbsp;</td><td style="text-align: right">&nbsp;</td><td style="text-align: left">&nbsp;</td></tr>
<tr style="vertical-align: bottom; background-color: rgb(204,238,255)">
    <td style="font-weight: bold">&nbsp;</td><td>&nbsp;</td>
    <td style="text-align: left">&nbsp;</td><td style="text-align: right">&nbsp;</td><td style="text-align: left">&nbsp;</td><td>&nbsp;</td>
    <td style="text-align: left">&nbsp;</td><td style="text-align: right">&nbsp;</td><td style="text-align: left">&nbsp;</td><td>&nbsp;</td>
    <td style="text-align: left">&nbsp;</td><td style="text-align: right">&nbsp;</td><td style="text-align: left">&nbsp;</td><td>&nbsp;</td>
    <td style="text-align: left">&nbsp;</td><td style="text-align: right">&nbsp;</td><td style="text-align: left">&nbsp;</td><td>&nbsp;</td>
    <td style="text-align: left">&nbsp;</td><td style="text-align: right">&nbsp;</td><td style="text-align: left">&nbsp;</td><td>&nbsp;</td>
    <td style="text-align: left">&nbsp;</td><td style="text-align: right">&nbsp;</td><td style="text-align: left">&nbsp;</td><td>&nbsp;</td>
    <td style="text-align: left">&nbsp;</td><td style="text-align: right">&nbsp;</td><td style="text-align: left">&nbsp;</td><td>&nbsp;</td>
    <td style="text-align: left">&nbsp;</td><td style="text-align: right">&nbsp;</td><td style="text-align: left">&nbsp;</td><td>&nbsp;</td>
    <td style="text-align: left">&nbsp;</td><td style="text-align: right">&nbsp;</td><td style="text-align: left">&nbsp;</td></tr>
<tr style="vertical-align: bottom; background-color: White">
    <td style="font-weight: bold; text-align: left">Interest-bearing liabilities:</td><td>&nbsp;</td>
    <td style="text-align: left">&nbsp;</td><td style="text-align: right">&nbsp;</td><td style="text-align: left">&nbsp;</td><td>&nbsp;</td>
    <td style="text-align: left">&nbsp;</td><td style="text-align: right">&nbsp;</td><td style="text-align: left">&nbsp;</td><td>&nbsp;</td>
    <td style="text-align: left">&nbsp;</td><td style="text-align: right">&nbsp;</td><td style="text-align: left">&nbsp;</td><td>&nbsp;</td>
    <td style="text-align: left">&nbsp;</td><td style="text-align: right">&nbsp;</td><td style="text-align: left">&nbsp;</td><td>&nbsp;</td>
    <td style="text-align: left">&nbsp;</td><td style="text-align: right">&nbsp;</td><td style="text-align: left">&nbsp;</td><td>&nbsp;</td>
    <td style="text-align: left">&nbsp;</td><td style="text-align: right">&nbsp;</td><td style="text-align: left">&nbsp;</td><td>&nbsp;</td>
    <td style="text-align: left">&nbsp;</td><td style="text-align: right">&nbsp;</td><td style="text-align: left">&nbsp;</td><td>&nbsp;</td>
    <td style="text-align: left">&nbsp;</td><td style="text-align: right">&nbsp;</td><td style="text-align: left">&nbsp;</td><td>&nbsp;</td>
    <td style="text-align: left">&nbsp;</td><td style="text-align: right">&nbsp;</td><td style="text-align: left">&nbsp;</td></tr>
<tr style="vertical-align: bottom; background-color: rgb(204,238,255)">
    <td>&nbsp;&nbsp;Deposits:</td><td>&nbsp;</td>
    <td style="text-align: left">&nbsp;</td><td style="text-align: right">&nbsp;</td><td style="text-align: left">&nbsp;</td><td>&nbsp;</td>
    <td style="text-align: left">&nbsp;</td><td style="text-align: right">&nbsp;</td><td style="text-align: left">&nbsp;</td><td>&nbsp;</td>
    <td style="text-align: left">&nbsp;</td><td style="text-align: right">&nbsp;</td><td style="text-align: left">&nbsp;</td><td>&nbsp;</td>
    <td style="text-align: left">&nbsp;</td><td style="text-align: right">&nbsp;</td><td style="text-align: left">&nbsp;</td><td>&nbsp;</td>
    <td style="text-align: left">&nbsp;</td><td style="text-align: right">&nbsp;</td><td style="text-align: left">&nbsp;</td><td>&nbsp;</td>
    <td style="text-align: left">&nbsp;</td><td style="text-align: right">&nbsp;</td><td style="text-align: left">&nbsp;</td><td>&nbsp;</td>
    <td style="text-align: left">&nbsp;</td><td style="text-align: right">&nbsp;</td><td style="text-align: left">&nbsp;</td><td>&nbsp;</td>
    <td style="text-align: left">&nbsp;</td><td style="text-align: right">&nbsp;</td><td style="text-align: left">&nbsp;</td><td>&nbsp;</td>
    <td style="text-align: left">&nbsp;</td><td style="text-align: right">&nbsp;</td><td style="text-align: left">&nbsp;</td></tr>
<tr style="vertical-align: bottom; background-color: White">
    <td style="text-align: left">&nbsp;&nbsp;&nbsp;&nbsp;Savings accounts</td><td>&nbsp;</td>
    <td style="text-align: left">$</td><td style="text-align: right">264,891</td><td style="text-align: left">&nbsp;</td><td>&nbsp;</td>
    <td style="text-align: left">&nbsp;</td><td style="text-align: right">1,151</td><td style="text-align: left">&nbsp;</td><td>&nbsp;</td>
    <td style="text-align: left">&nbsp;</td><td style="text-align: right">0.43</td><td style="text-align: left">&nbsp;</td><td>&nbsp;</td>
    <td style="text-align: left">$</td><td style="text-align: right">258,243</td><td style="text-align: left">&nbsp;</td><td>&nbsp;</td>
    <td style="text-align: left">&nbsp;</td><td style="text-align: right">597</td><td style="text-align: left">&nbsp;</td><td>&nbsp;</td>
    <td style="text-align: left">&nbsp;</td><td style="text-align: right">0.23</td><td style="text-align: left">&nbsp;</td><td>&nbsp;</td>
    <td style="text-align: left">$</td><td style="text-align: right">274,791</td><td style="text-align: left">&nbsp;</td><td>&nbsp;</td>
    <td style="text-align: left">&nbsp;</td><td style="text-align: right">515</td><td style="text-align: left">&nbsp;</td><td>&nbsp;</td>
    <td style="text-align: left">&nbsp;</td><td style="text-align: right">0.19</td><td style="text-align: left">&nbsp;</td></tr>
<tr style="vertical-align: bottom; background-color: rgb(204,238,255)">
    <td style="text-align: left">&nbsp;&nbsp;&nbsp;&nbsp;NOW accounts</td><td>&nbsp;</td>
    <td style="text-align: left">&nbsp;</td><td style="text-align: right">1,432,609</td><td style="text-align: left">&nbsp;</td><td>&nbsp;</td>
    <td style="text-align: left">&nbsp;</td><td style="text-align: right">6,593</td><td style="text-align: left">&nbsp;</td><td>&nbsp;</td>
    <td style="text-align: left">&nbsp;</td><td style="text-align: right">0.46</td><td style="text-align: left">&nbsp;</td><td>&nbsp;</td>
    <td style="text-align: left">&nbsp;</td><td style="text-align: right">1,390,899</td><td style="text-align: left">&nbsp;</td><td>&nbsp;</td>
    <td style="text-align: left">&nbsp;</td><td style="text-align: right">6,227</td><td style="text-align: left">&nbsp;</td><td>&nbsp;</td>
    <td style="text-align: left">&nbsp;</td><td style="text-align: right">0.45</td><td style="text-align: left">&nbsp;</td><td>&nbsp;</td>
    <td style="text-align: left">&nbsp;</td><td style="text-align: right">1,291,861</td><td style="text-align: left">&nbsp;</td><td>&nbsp;</td>
    <td style="text-align: left">&nbsp;</td><td style="text-align: right">6,777</td><td style="text-align: left">&nbsp;</td><td>&nbsp;</td>
    <td style="text-align: left">&nbsp;</td><td style="text-align: right">0.52</td><td style="text-align: left">&nbsp;</td></tr>
<tr style="vertical-align: bottom; background-color: White">
    <td style="text-align: left">&nbsp;&nbsp;&nbsp;&nbsp;Money market accounts</td><td>&nbsp;</td>
    <td style="text-align: left">&nbsp;</td><td style="text-align: right">380,595</td><td style="text-align: left">&nbsp;</td><td>&nbsp;</td>
    <td style="text-align: left">&nbsp;</td><td style="text-align: right">1,551</td><td style="text-align: left">&nbsp;</td><td>&nbsp;</td>
    <td style="text-align: left">&nbsp;</td><td style="text-align: right">0.41</td><td style="text-align: left">&nbsp;</td><td>&nbsp;</td>
    <td style="text-align: left">&nbsp;</td><td style="text-align: right">245,752</td><td style="text-align: left">&nbsp;</td><td>&nbsp;</td>
    <td style="text-align: left">&nbsp;</td><td style="text-align: right">667</td><td style="text-align: left">&nbsp;</td><td>&nbsp;</td>
    <td style="text-align: left">&nbsp;</td><td style="text-align: right">0.27</td><td style="text-align: left">&nbsp;</td><td>&nbsp;</td>
    <td style="text-align: left">&nbsp;</td><td style="text-align: right">180,211</td><td style="text-align: left">&nbsp;</td><td>&nbsp;</td>
    <td style="text-align: left">&nbsp;</td><td style="text-align: right">294</td><td style="text-align: left">&nbsp;</td><td>&nbsp;</td>
    <td style="text-align: left">&nbsp;</td><td style="text-align: right">0.16</td><td style="text-align: left">&nbsp;</td></tr>
<tr style="vertical-align: bottom; background-color: rgb(204,238,255)">
    <td>&nbsp;&nbsp;&nbsp;&nbsp;Certificate of deposit</td><td>&nbsp;</td>
    <td style="text-align: left">&nbsp;</td><td style="text-align: right">&nbsp;</td><td style="text-align: left">&nbsp;</td><td>&nbsp;</td>
    <td style="text-align: left">&nbsp;</td><td style="text-align: right">&nbsp;</td><td style="text-align: left">&nbsp;</td><td>&nbsp;</td>
    <td style="text-align: left">&nbsp;</td><td style="text-align: right">&nbsp;</td><td style="text-align: left">&nbsp;</td><td>&nbsp;</td>
    <td style="text-align: left">&nbsp;</td><td style="text-align: right">&nbsp;</td><td style="text-align: left">&nbsp;</td><td>&nbsp;</td>
    <td style="text-align: left">&nbsp;</td><td style="text-align: right">&nbsp;</td><td style="text-align: left">&nbsp;</td><td>&nbsp;</td>
    <td style="text-align: left">&nbsp;</td><td style="text-align: right">&nbsp;</td><td style="text-align: left">&nbsp;</td><td>&nbsp;</td>
    <td style="text-align: left">&nbsp;</td><td style="text-align: right">&nbsp;</td><td style="text-align: left">&nbsp;</td><td>&nbsp;</td>
    <td style="text-align: left">&nbsp;</td><td style="text-align: right">&nbsp;</td><td style="text-align: left">&nbsp;</td><td>&nbsp;</td>
    <td style="text-align: left">&nbsp;</td><td style="text-align: right">&nbsp;</td><td style="text-align: left">&nbsp;</td></tr>
<tr style="vertical-align: bottom; background-color: rgb(204,238,255)">
    <td style="padding-bottom: 1pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;accounts</td><td style="padding-bottom: 1pt">&nbsp;</td>
    <td style="border-bottom: Black 1pt solid; text-align: left">&nbsp;</td><td style="border-bottom: Black 1pt solid; text-align: right">1,351,619</td><td style="border-bottom: Black 1pt solid; text-align: left">&nbsp;</td><td style="padding-bottom: 1pt; border-bottom: Black 1pt solid">&nbsp;</td>
    <td style="border-bottom: Black 1pt solid; text-align: left">&nbsp;</td><td style="border-bottom: Black 1pt solid; text-align: right">20,943</td><td style="border-bottom: Black 1pt solid; text-align: left">&nbsp;</td><td style="padding-bottom: 1pt; border-bottom: Black 1pt solid">&nbsp;</td>
    <td style="border-bottom: Black 1pt solid; text-align: left">&nbsp;</td><td style="border-bottom: Black 1pt solid; text-align: right">1.55</td><td style="border-bottom: Black 1pt solid; text-align: left">&nbsp;</td><td style="padding-bottom: 1pt">&nbsp;</td>
    <td style="border-bottom: Black 1pt solid; text-align: left">&nbsp;</td><td style="border-bottom: Black 1pt solid; text-align: right">1,199,849</td><td style="border-bottom: Black 1pt solid; text-align: left">&nbsp;</td><td style="padding-bottom: 1pt; border-bottom: Black 1pt solid">&nbsp;</td>
    <td style="border-bottom: Black 1pt solid; text-align: left">&nbsp;</td><td style="border-bottom: Black 1pt solid; text-align: right">22,420</td><td style="border-bottom: Black 1pt solid; text-align: left">&nbsp;</td><td style="padding-bottom: 1pt; border-bottom: Black 1pt solid">&nbsp;</td>
    <td style="border-bottom: Black 1pt solid; text-align: left">&nbsp;</td><td style="border-bottom: Black 1pt solid; text-align: right">1.87</td><td style="border-bottom: Black 1pt solid; text-align: left">&nbsp;</td><td style="padding-bottom: 1pt">&nbsp;</td>
    <td style="border-bottom: Black 1pt solid; text-align: left">&nbsp;</td><td style="border-bottom: Black 1pt solid; text-align: right">1,185,696</td><td style="border-bottom: Black 1pt solid; text-align: left">&nbsp;</td><td style="padding-bottom: 1pt; border-bottom: Black 1pt solid">&nbsp;</td>
    <td style="border-bottom: Black 1pt solid; text-align: left">&nbsp;</td><td style="border-bottom: Black 1pt solid; text-align: right">24,414</td><td style="border-bottom: Black 1pt solid; text-align: left">&nbsp;</td><td style="padding-bottom: 1pt; border-bottom: Black 1pt solid">&nbsp;</td>
    <td style="border-bottom: Black 1pt solid; text-align: left">&nbsp;</td><td style="border-bottom: Black 1pt solid; text-align: right">2.06</td><td style="border-bottom: Black 1pt solid; text-align: left">&nbsp;</td></tr>
<tr style="vertical-align: bottom; background-color: White">
    <td style="text-align: left">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;Total due to depositors</td><td>&nbsp;</td>
    <td style="text-align: left">&nbsp;</td><td style="text-align: right">3,429,714</td><td style="text-align: left">&nbsp;</td><td>&nbsp;</td>
    <td style="text-align: left">&nbsp;</td><td style="text-align: right">30,238</td><td style="text-align: left">&nbsp;</td><td>&nbsp;</td>
    <td style="text-align: left">&nbsp;</td><td style="text-align: right">0.88</td><td style="text-align: left">&nbsp;</td><td>&nbsp;</td>
    <td style="text-align: left">&nbsp;</td><td style="text-align: right">3,094,743</td><td style="text-align: left">&nbsp;</td><td>&nbsp;</td>
    <td style="text-align: left">&nbsp;</td><td style="text-align: right">29,911</td><td style="text-align: left">&nbsp;</td><td>&nbsp;</td>
    <td style="text-align: left">&nbsp;</td><td style="text-align: right">0.97</td><td style="text-align: left">&nbsp;</td><td>&nbsp;</td>
    <td style="text-align: left">&nbsp;</td><td style="text-align: right">2,932,559</td><td style="text-align: left">&nbsp;</td><td>&nbsp;</td>
    <td style="text-align: left">&nbsp;</td><td style="text-align: right">32,000</td><td style="text-align: left">&nbsp;</td><td>&nbsp;</td>
    <td style="text-align: left">&nbsp;</td><td style="text-align: right">1.09</td><td style="text-align: left">&nbsp;</td></tr>
<tr style="vertical-align: bottom; background-color: rgb(204,238,255)">
    <td style="text-align: left">&nbsp;&nbsp;&nbsp;&nbsp;Mortgagors' escrow</td><td>&nbsp;</td>
    <td style="text-align: left">&nbsp;</td><td style="text-align: right">&nbsp;</td><td style="text-align: left">&nbsp;</td><td>&nbsp;</td>
    <td style="text-align: left">&nbsp;</td><td style="text-align: right">&nbsp;</td><td style="text-align: left">&nbsp;</td><td>&nbsp;</td>
    <td style="text-align: left">&nbsp;</td><td style="text-align: right">&nbsp;</td><td style="text-align: left">&nbsp;</td><td>&nbsp;</td>
    <td style="text-align: left">&nbsp;</td><td style="text-align: right">&nbsp;</td><td style="text-align: left">&nbsp;</td><td>&nbsp;</td>
    <td style="text-align: left">&nbsp;</td><td style="text-align: right">&nbsp;</td><td style="text-align: left">&nbsp;</td><td>&nbsp;</td>
    <td style="text-align: left">&nbsp;</td><td style="text-align: right">&nbsp;</td><td style="text-align: left">&nbsp;</td><td>&nbsp;</td>
    <td style="text-align: left">&nbsp;</td><td style="text-align: right">&nbsp;</td><td style="text-align: left">&nbsp;</td><td>&nbsp;</td>
    <td style="text-align: left">&nbsp;</td><td style="text-align: right">&nbsp;</td><td style="text-align: left">&nbsp;</td><td>&nbsp;</td>
    <td style="text-align: left">&nbsp;</td><td style="text-align: right">&nbsp;</td><td style="text-align: left">&nbsp;</td></tr>
<tr style="vertical-align: bottom; background-color: rgb(204,238,255)">
    <td style="padding-bottom: 1pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;accounts</td><td style="padding-bottom: 1pt">&nbsp;</td>
    <td style="border-bottom: Black 1pt solid; text-align: left">&nbsp;</td><td style="border-bottom: Black 1pt solid; text-align: right">52,364</td><td style="border-bottom: Black 1pt solid; text-align: left">&nbsp;</td><td style="padding-bottom: 1pt; border-bottom: Black 1pt solid">&nbsp;</td>
    <td style="border-bottom: Black 1pt solid; text-align: left">&nbsp;</td><td style="border-bottom: Black 1pt solid; text-align: right">98</td><td style="border-bottom: Black 1pt solid; text-align: left">&nbsp;</td><td style="padding-bottom: 1pt; border-bottom: Black 1pt solid">&nbsp;</td>
    <td style="border-bottom: Black 1pt solid; text-align: left">&nbsp;</td><td style="border-bottom: Black 1pt solid; text-align: right">0.19</td><td style="border-bottom: Black 1pt solid; text-align: left">&nbsp;</td><td style="padding-bottom: 1pt">&nbsp;</td>
    <td style="border-bottom: Black 1pt solid; text-align: left">&nbsp;</td><td style="border-bottom: Black 1pt solid; text-align: right">47,876</td><td style="border-bottom: Black 1pt solid; text-align: left">&nbsp;</td><td style="padding-bottom: 1pt; border-bottom: Black 1pt solid">&nbsp;</td>
    <td style="border-bottom: Black 1pt solid; text-align: left">&nbsp;</td><td style="border-bottom: Black 1pt solid; text-align: right">133</td><td style="border-bottom: Black 1pt solid; text-align: left">&nbsp;</td><td style="padding-bottom: 1pt; border-bottom: Black 1pt solid">&nbsp;</td>
    <td style="border-bottom: Black 1pt solid; text-align: left">&nbsp;</td><td style="border-bottom: Black 1pt solid; text-align: right">0.28</td><td style="border-bottom: Black 1pt solid; text-align: left">&nbsp;</td><td style="padding-bottom: 1pt">&nbsp;</td>
    <td style="border-bottom: Black 1pt solid; text-align: left">&nbsp;</td><td style="border-bottom: Black 1pt solid; text-align: right">46,217</td><td style="border-bottom: Black 1pt solid; text-align: left">&nbsp;</td><td style="padding-bottom: 1pt; border-bottom: Black 1pt solid">&nbsp;</td>
    <td style="border-bottom: Black 1pt solid; text-align: left">&nbsp;</td><td style="border-bottom: Black 1pt solid; text-align: right">37</td><td style="border-bottom: Black 1pt solid; text-align: left">&nbsp;</td><td style="padding-bottom: 1pt; border-bottom: Black 1pt solid">&nbsp;</td>
    <td style="border-bottom: Black 1pt solid; text-align: left">&nbsp;</td><td style="border-bottom: Black 1pt solid; text-align: right">0.08</td><td style="border-bottom: Black 1pt solid; text-align: left">&nbsp;</td></tr>
<tr style="vertical-align: bottom; background-color: White">
    <td style="text-align: left">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;Total interest-bearing</td><td>&nbsp;</td>
    <td style="text-align: left">&nbsp;</td><td style="text-align: right">&nbsp;</td><td style="text-align: left">&nbsp;</td><td>&nbsp;</td>
    <td style="text-align: left">&nbsp;</td><td style="text-align: right">&nbsp;</td><td style="text-align: left">&nbsp;</td><td>&nbsp;</td>
    <td style="text-align: left">&nbsp;</td><td style="text-align: right">&nbsp;</td><td style="text-align: left">&nbsp;</td><td>&nbsp;</td>
    <td style="text-align: left">&nbsp;</td><td style="text-align: right">&nbsp;</td><td style="text-align: left">&nbsp;</td><td>&nbsp;</td>
    <td style="text-align: left">&nbsp;</td><td style="text-align: right">&nbsp;</td><td style="text-align: left">&nbsp;</td><td>&nbsp;</td>
    <td style="text-align: left">&nbsp;</td><td style="text-align: right">&nbsp;</td><td style="text-align: left">&nbsp;</td><td>&nbsp;</td>
    <td style="text-align: left">&nbsp;</td><td style="text-align: right">&nbsp;</td><td style="text-align: left">&nbsp;</td><td>&nbsp;</td>
    <td style="text-align: left">&nbsp;</td><td style="text-align: right">&nbsp;</td><td style="text-align: left">&nbsp;</td><td>&nbsp;</td>
    <td style="text-align: left">&nbsp;</td><td style="text-align: right">&nbsp;</td><td style="text-align: left">&nbsp;</td></tr>
<tr style="vertical-align: bottom; background-color: White">
    <td>&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;deposits</td><td>&nbsp;</td>
    <td style="text-align: left">&nbsp;</td><td style="text-align: right">3,482,078</td><td style="text-align: left">&nbsp;</td><td>&nbsp;</td>
    <td style="text-align: left">&nbsp;</td><td style="text-align: right">30,336</td><td style="text-align: left">&nbsp;</td><td>&nbsp;</td>
    <td style="text-align: left">&nbsp;</td><td style="text-align: right">0.87</td><td style="text-align: left">&nbsp;</td><td>&nbsp;</td>
    <td style="text-align: left">&nbsp;</td><td style="text-align: right">3,142,619</td><td style="text-align: left">&nbsp;</td><td>&nbsp;</td>
    <td style="text-align: left">&nbsp;</td><td style="text-align: right">30,044</td><td style="text-align: left">&nbsp;</td><td>&nbsp;</td>
    <td style="text-align: left">&nbsp;</td><td style="text-align: right">0.96</td><td style="text-align: left">&nbsp;</td><td>&nbsp;</td>
    <td style="text-align: left">&nbsp;</td><td style="text-align: right">2,978,776</td><td style="text-align: left">&nbsp;</td><td>&nbsp;</td>
    <td style="text-align: left">&nbsp;</td><td style="text-align: right">32,037</td><td style="text-align: left">&nbsp;</td><td>&nbsp;</td>
    <td style="text-align: left">&nbsp;</td><td style="text-align: right">1.08</td><td style="text-align: left">&nbsp;</td></tr>
<tr style="vertical-align: bottom; background-color: rgb(204,238,255)">
    <td style="padding-bottom: 1pt">&nbsp;&nbsp;Borrowings</td><td style="padding-bottom: 1pt">&nbsp;</td>
    <td style="border-bottom: Black 1pt solid; text-align: left">&nbsp;</td><td style="border-bottom: Black 1pt solid; text-align: right">1,104,368</td><td style="border-bottom: Black 1pt solid; text-align: left">&nbsp;</td><td style="padding-bottom: 1pt; border-bottom: Black 1pt solid">&nbsp;</td>
    <td style="border-bottom: Black 1pt solid; text-align: left">&nbsp;</td><td style="border-bottom: Black 1pt solid; text-align: right">19,390</td><td style="border-bottom: Black 1pt solid; text-align: left">&nbsp;</td><td style="padding-bottom: 1pt; border-bottom: Black 1pt solid">&nbsp;</td>
    <td style="border-bottom: Black 1pt solid; text-align: left">&nbsp;</td><td style="border-bottom: Black 1pt solid; text-align: right">1.76</td><td style="border-bottom: Black 1pt solid; text-align: left">&nbsp;</td><td style="padding-bottom: 1pt">&nbsp;</td>
    <td style="border-bottom: Black 1pt solid; text-align: left">&nbsp;</td><td style="border-bottom: Black 1pt solid; text-align: right">993,790</td><td style="border-bottom: Black 1pt solid; text-align: left">&nbsp;</td><td style="padding-bottom: 1pt; border-bottom: Black 1pt solid">&nbsp;</td>
    <td style="border-bottom: Black 1pt solid; text-align: left">&nbsp;</td><td style="border-bottom: Black 1pt solid; text-align: right">24,697</td><td style="border-bottom: Black 1pt solid; text-align: left">&nbsp;</td><td style="padding-bottom: 1pt; border-bottom: Black 1pt solid">&nbsp;</td>
    <td style="border-bottom: Black 1pt solid; text-align: left">&nbsp;</td><td style="border-bottom: Black 1pt solid; text-align: right">2.49</td><td style="border-bottom: Black 1pt solid; text-align: left">&nbsp;</td><td style="padding-bottom: 1pt">&nbsp;</td>
    <td style="border-bottom: Black 1pt solid; text-align: left">&nbsp;</td><td style="border-bottom: Black 1pt solid; text-align: right">953,188</td><td style="border-bottom: Black 1pt solid; text-align: left">&nbsp;</td><td style="padding-bottom: 1pt; border-bottom: Black 1pt solid">&nbsp;</td>
    <td style="border-bottom: Black 1pt solid; text-align: left">&nbsp;</td><td style="border-bottom: Black 1pt solid; text-align: right">22,826</td><td style="border-bottom: Black 1pt solid; text-align: left">&nbsp;</td><td style="padding-bottom: 1pt; border-bottom: Black 1pt solid">&nbsp;</td>
    <td style="border-bottom: Black 1pt solid; text-align: left">&nbsp;</td><td style="border-bottom: Black 1pt solid; text-align: right">2.39</td><td style="border-bottom: Black 1pt solid; text-align: left">&nbsp;</td></tr>
<tr style="vertical-align: bottom; background-color: White">
    <td style="text-align: left">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;Total interest-bearing</td><td>&nbsp;</td>
    <td style="text-align: left">&nbsp;</td><td style="text-align: right">&nbsp;</td><td style="text-align: left">&nbsp;</td><td>&nbsp;</td>
    <td style="text-align: left">&nbsp;</td><td style="text-align: right">&nbsp;</td><td style="text-align: left">&nbsp;</td><td>&nbsp;</td>
    <td style="text-align: left">&nbsp;</td><td style="text-align: right">&nbsp;</td><td style="text-align: left">&nbsp;</td><td>&nbsp;</td>
    <td style="text-align: left">&nbsp;</td><td style="text-align: right">&nbsp;</td><td style="text-align: left">&nbsp;</td><td>&nbsp;</td>
    <td style="text-align: left">&nbsp;</td><td style="text-align: right">&nbsp;</td><td style="text-align: left">&nbsp;</td><td>&nbsp;</td>
    <td style="text-align: left">&nbsp;</td><td style="text-align: right">&nbsp;</td><td style="text-align: left">&nbsp;</td><td>&nbsp;</td>
    <td style="text-align: left">&nbsp;</td><td style="text-align: right">&nbsp;</td><td style="text-align: left">&nbsp;</td><td>&nbsp;</td>
    <td style="text-align: left">&nbsp;</td><td style="text-align: right">&nbsp;</td><td style="text-align: left">&nbsp;</td><td>&nbsp;</td>
    <td style="text-align: left">&nbsp;</td><td style="text-align: right">&nbsp;</td><td style="text-align: left">&nbsp;</td></tr>
<tr style="vertical-align: bottom; background-color: White">
    <td style="padding-bottom: 1pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;liabilities</td><td style="padding-bottom: 1pt">&nbsp;</td>
    <td style="text-align: left">&nbsp;</td><td style="text-align: right">4,586,446</td><td style="text-align: left">&nbsp;</td><td style="padding-bottom: 1pt">&nbsp;</td>
    <td style="border-bottom: Black 1pt solid; text-align: left">&nbsp;</td><td style="border-bottom: Black 1pt solid; text-align: right">49,726</td><td style="border-bottom: Black 1pt solid; text-align: left">&nbsp;</td><td style="padding-bottom: 1pt; border-bottom: Black 1pt solid">&nbsp;</td>
    <td style="border-bottom: Black 1pt solid; text-align: left">&nbsp;</td><td style="border-bottom: Black 1pt solid; text-align: right">1.08</td><td style="border-bottom: Black 1pt solid; text-align: left">&nbsp;</td><td style="padding-bottom: 1pt">&nbsp;</td>
    <td style="text-align: left">&nbsp;</td><td style="text-align: right">4,136,409</td><td style="text-align: left">&nbsp;</td><td style="padding-bottom: 1pt">&nbsp;</td>
    <td style="border-bottom: Black 1pt solid; text-align: left">&nbsp;</td><td style="border-bottom: Black 1pt solid; text-align: right">54,741</td><td style="border-bottom: Black 1pt solid; text-align: left">&nbsp;</td><td style="padding-bottom: 1pt; border-bottom: Black 1pt solid">&nbsp;</td>
    <td style="border-bottom: Black 1pt solid; text-align: left">&nbsp;</td><td style="border-bottom: Black 1pt solid; text-align: right">1.32</td><td style="border-bottom: Black 1pt solid; text-align: left">&nbsp;</td><td style="padding-bottom: 1pt">&nbsp;</td>
    <td style="text-align: left">&nbsp;</td><td style="text-align: right">3,931,964</td><td style="text-align: left">&nbsp;</td><td style="padding-bottom: 1pt">&nbsp;</td>
    <td style="border-bottom: Black 1pt solid; text-align: left">&nbsp;</td><td style="border-bottom: Black 1pt solid; text-align: right">54,863</td><td style="border-bottom: Black 1pt solid; text-align: left">&nbsp;</td><td style="padding-bottom: 1pt; border-bottom: Black 1pt solid">&nbsp;</td>
    <td style="border-bottom: Black 1pt solid; text-align: left">&nbsp;</td><td style="border-bottom: Black 1pt solid; text-align: right">1.40</td><td style="border-bottom: Black 1pt solid; text-align: left">&nbsp;</td></tr>
<tr style="vertical-align: bottom; background-color: rgb(204,238,255)">
    <td style="text-align: left">Non interest-bearing</td><td>&nbsp;</td>
    <td style="text-align: left">&nbsp;</td><td style="text-align: right">&nbsp;</td><td style="text-align: left">&nbsp;</td><td>&nbsp;</td>
    <td style="text-align: left">&nbsp;</td><td style="text-align: right">&nbsp;</td><td style="text-align: left">&nbsp;</td><td>&nbsp;</td>
    <td style="text-align: left">&nbsp;</td><td style="text-align: right">&nbsp;</td><td style="text-align: left">&nbsp;</td><td>&nbsp;</td>
    <td style="text-align: left">&nbsp;</td><td style="text-align: right">&nbsp;</td><td style="text-align: left">&nbsp;</td><td>&nbsp;</td>
    <td style="text-align: left">&nbsp;</td><td style="text-align: right">&nbsp;</td><td style="text-align: left">&nbsp;</td><td>&nbsp;</td>
    <td style="text-align: left">&nbsp;</td><td style="text-align: right">&nbsp;</td><td style="text-align: left">&nbsp;</td><td>&nbsp;</td>
    <td style="text-align: left">&nbsp;</td><td style="text-align: right">&nbsp;</td><td style="text-align: left">&nbsp;</td><td>&nbsp;</td>
    <td style="text-align: left">&nbsp;</td><td style="text-align: right">&nbsp;</td><td style="text-align: left">&nbsp;</td><td>&nbsp;</td>
    <td style="text-align: left">&nbsp;</td><td style="text-align: right">&nbsp;</td><td style="text-align: left">&nbsp;</td></tr>
<tr style="vertical-align: bottom; background-color: rgb(204,238,255)">
    <td style="text-align: left">&nbsp;&nbsp;demand deposits</td><td>&nbsp;</td>
    <td style="text-align: left">&nbsp;</td><td style="text-align: right">250,488</td><td style="text-align: left">&nbsp;</td><td>&nbsp;</td>
    <td style="text-align: left">&nbsp;</td><td style="text-align: right">&nbsp;</td><td style="text-align: left">&nbsp;</td><td>&nbsp;</td>
    <td style="text-align: left">&nbsp;</td><td style="text-align: right">&nbsp;</td><td style="text-align: left">&nbsp;</td><td>&nbsp;</td>
    <td style="text-align: left">&nbsp;</td><td style="text-align: right">211,389</td><td style="text-align: left">&nbsp;</td><td>&nbsp;</td>
    <td style="text-align: left">&nbsp;</td><td style="text-align: right">&nbsp;</td><td style="text-align: left">&nbsp;</td><td>&nbsp;</td>
    <td style="text-align: left">&nbsp;</td><td style="text-align: right">&nbsp;</td><td style="text-align: left">&nbsp;</td><td>&nbsp;</td>
    <td style="text-align: left">&nbsp;</td><td style="text-align: right">169,190</td><td style="text-align: left">&nbsp;</td><td>&nbsp;</td>
    <td style="text-align: left">&nbsp;</td><td style="text-align: right">&nbsp;</td><td style="text-align: left">&nbsp;</td><td>&nbsp;</td>
    <td style="text-align: left">&nbsp;</td><td style="text-align: right">&nbsp;</td><td style="text-align: left">&nbsp;</td></tr>
<tr style="vertical-align: bottom; background-color: White">
    <td style="text-align: left; padding-bottom: 1pt">Other liabilities</td><td style="padding-bottom: 1pt">&nbsp;</td>
    <td style="border-bottom: Black 1pt solid; text-align: left">&nbsp;</td><td style="border-bottom: Black 1pt solid; text-align: right">59,016</td><td style="border-bottom: Black 1pt solid; text-align: left">&nbsp;</td><td style="padding-bottom: 1pt">&nbsp;</td>
    <td style="text-align: left">&nbsp;</td><td style="text-align: right">&nbsp;</td><td style="text-align: left">&nbsp;</td><td style="padding-bottom: 1pt">&nbsp;</td>
    <td style="text-align: left">&nbsp;</td><td style="text-align: right">&nbsp;</td><td style="text-align: left">&nbsp;</td><td style="padding-bottom: 1pt">&nbsp;</td>
    <td style="border-bottom: Black 1pt solid; text-align: left">&nbsp;</td><td style="border-bottom: Black 1pt solid; text-align: right">40,217</td><td style="border-bottom: Black 1pt solid; text-align: left">&nbsp;</td><td style="padding-bottom: 1pt">&nbsp;</td>
    <td style="text-align: left">&nbsp;</td><td style="text-align: right">&nbsp;</td><td style="text-align: left">&nbsp;</td><td style="padding-bottom: 1pt">&nbsp;</td>
    <td style="text-align: left">&nbsp;</td><td style="text-align: right">&nbsp;</td><td style="text-align: left">&nbsp;</td><td style="padding-bottom: 1pt">&nbsp;</td>
    <td style="border-bottom: Black 1pt solid; text-align: left">&nbsp;</td><td style="border-bottom: Black 1pt solid; text-align: right">42,560</td><td style="border-bottom: Black 1pt solid; text-align: left">&nbsp;</td><td style="padding-bottom: 1pt">&nbsp;</td>
    <td style="text-align: left">&nbsp;</td><td style="text-align: right">&nbsp;</td><td style="text-align: left">&nbsp;</td><td style="padding-bottom: 1pt">&nbsp;</td>
    <td style="text-align: left">&nbsp;</td><td style="text-align: right">&nbsp;</td><td style="text-align: left">&nbsp;</td></tr>
<tr style="vertical-align: bottom; background-color: rgb(204,238,255)">
    <td style="text-align: left">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;Total liabilities</td><td>&nbsp;</td>
    <td style="text-align: left">&nbsp;</td><td style="text-align: right">4,895,950</td><td style="text-align: left">&nbsp;</td><td>&nbsp;</td>
    <td style="text-align: left">&nbsp;</td><td style="text-align: right">&nbsp;</td><td style="text-align: left">&nbsp;</td><td>&nbsp;</td>
    <td style="text-align: left">&nbsp;</td><td style="text-align: right">&nbsp;</td><td style="text-align: left">&nbsp;</td><td>&nbsp;</td>
    <td style="text-align: left">&nbsp;</td><td style="text-align: right">4,388,015</td><td style="text-align: left">&nbsp;</td><td>&nbsp;</td>
    <td style="text-align: left">&nbsp;</td><td style="text-align: right">&nbsp;</td><td style="text-align: left">&nbsp;</td><td>&nbsp;</td>
    <td style="text-align: left">&nbsp;</td><td style="text-align: right">&nbsp;</td><td style="text-align: left">&nbsp;</td><td>&nbsp;</td>
    <td style="text-align: left">&nbsp;</td><td style="text-align: right">4,143,714</td><td style="text-align: left">&nbsp;</td><td>&nbsp;</td>
    <td style="text-align: left">&nbsp;</td><td style="text-align: right">&nbsp;</td><td style="text-align: left">&nbsp;</td><td>&nbsp;</td>
    <td style="text-align: left">&nbsp;</td><td style="text-align: right">&nbsp;</td><td style="text-align: left">&nbsp;</td></tr>
<tr style="vertical-align: bottom; background-color: White">
    <td style="padding-bottom: 1pt">Equity</td><td style="padding-bottom: 1pt">&nbsp;</td>
    <td style="border-bottom: Black 1pt solid; text-align: left">&nbsp;</td><td style="border-bottom: Black 1pt solid; text-align: right">465,194</td><td style="border-bottom: Black 1pt solid; text-align: left">&nbsp;</td><td style="padding-bottom: 1pt">&nbsp;</td>
    <td style="text-align: left">&nbsp;</td><td style="text-align: right">&nbsp;</td><td style="text-align: left">&nbsp;</td><td style="padding-bottom: 1pt">&nbsp;</td>
    <td style="text-align: left">&nbsp;</td><td style="text-align: right">&nbsp;</td><td style="text-align: left">&nbsp;</td><td style="padding-bottom: 1pt">&nbsp;</td>
    <td style="border-bottom: Black 1pt solid; text-align: left">&nbsp;</td><td style="border-bottom: Black 1pt solid; text-align: right">450,397</td><td style="border-bottom: Black 1pt solid; text-align: left">&nbsp;</td><td style="padding-bottom: 1pt">&nbsp;</td>
    <td style="text-align: left">&nbsp;</td><td style="text-align: right">&nbsp;</td><td style="text-align: left">&nbsp;</td><td style="padding-bottom: 1pt">&nbsp;</td>
    <td style="text-align: left">&nbsp;</td><td style="text-align: right">&nbsp;</td><td style="text-align: left">&nbsp;</td><td style="padding-bottom: 1pt">&nbsp;</td>
    <td style="border-bottom: Black 1pt solid; text-align: left">&nbsp;</td><td style="border-bottom: Black 1pt solid; text-align: right">432,410</td><td style="border-bottom: Black 1pt solid; text-align: left">&nbsp;</td><td style="padding-bottom: 1pt">&nbsp;</td>
    <td style="text-align: left">&nbsp;</td><td style="text-align: right">&nbsp;</td><td style="text-align: left">&nbsp;</td><td style="padding-bottom: 1pt">&nbsp;</td>
    <td style="text-align: left">&nbsp;</td><td style="text-align: right">&nbsp;</td><td style="text-align: left">&nbsp;</td></tr>
<tr style="vertical-align: bottom; background-color: rgb(204,238,255)">
    <td style="text-align: left">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;Total liabilities and</td><td>&nbsp;</td>
    <td style="text-align: left">&nbsp;</td><td style="text-align: right">&nbsp;</td><td style="text-align: left">&nbsp;</td><td>&nbsp;</td>
    <td style="text-align: left">&nbsp;</td><td style="text-align: right">&nbsp;</td><td style="text-align: left">&nbsp;</td><td>&nbsp;</td>
    <td style="text-align: left">&nbsp;</td><td style="text-align: right">&nbsp;</td><td style="text-align: left">&nbsp;</td><td>&nbsp;</td>
    <td style="text-align: left">&nbsp;</td><td style="text-align: right">&nbsp;</td><td style="text-align: left">&nbsp;</td><td>&nbsp;</td>
    <td style="text-align: left">&nbsp;</td><td style="text-align: right">&nbsp;</td><td style="text-align: left">&nbsp;</td><td>&nbsp;</td>
    <td style="text-align: left">&nbsp;</td><td style="text-align: right">&nbsp;</td><td style="text-align: left">&nbsp;</td><td>&nbsp;</td>
    <td style="text-align: left">&nbsp;</td><td style="text-align: right">&nbsp;</td><td style="text-align: left">&nbsp;</td><td>&nbsp;</td>
    <td style="text-align: left">&nbsp;</td><td style="text-align: right">&nbsp;</td><td style="text-align: left">&nbsp;</td><td>&nbsp;</td>
    <td style="text-align: left">&nbsp;</td><td style="text-align: right">&nbsp;</td><td style="text-align: left">&nbsp;</td></tr>
<tr style="vertical-align: bottom; background-color: rgb(204,238,255)">
    <td style="padding-bottom: 1pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;equity</td><td style="padding-bottom: 1pt">&nbsp;</td>
    <td style="border-bottom: Black 2.5pt double; text-align: left">$</td><td style="border-bottom: Black 2.5pt double; text-align: right">5,361,144</td><td style="border-bottom: Black 2.5pt double; text-align: left">&nbsp;</td><td style="padding-bottom: 1pt">&nbsp;</td>
    <td style="text-align: left">&nbsp;</td><td style="text-align: right">&nbsp;</td><td style="text-align: left">&nbsp;</td><td style="padding-bottom: 1pt">&nbsp;</td>
    <td style="text-align: left">&nbsp;</td><td style="text-align: right">&nbsp;</td><td style="text-align: left">&nbsp;</td><td style="padding-bottom: 1pt">&nbsp;</td>
    <td style="border-bottom: Black 2.5pt double; text-align: left">$</td><td style="border-bottom: Black 2.5pt double; text-align: right">4,838,412</td><td style="border-bottom: Black 2.5pt double; text-align: left">&nbsp;</td><td style="padding-bottom: 1pt">&nbsp;</td>
    <td style="text-align: left">&nbsp;</td><td style="text-align: right">&nbsp;</td><td style="text-align: left">&nbsp;</td><td style="padding-bottom: 1pt">&nbsp;</td>
    <td style="text-align: left">&nbsp;</td><td style="text-align: right">&nbsp;</td><td style="text-align: left">&nbsp;</td><td style="padding-bottom: 1pt">&nbsp;</td>
    <td style="border-bottom: Black 2.5pt double; text-align: left">$</td><td style="border-bottom: Black 2.5pt double; text-align: right">4,576,124</td><td style="border-bottom: Black 2.5pt double; text-align: left">&nbsp;</td><td style="padding-bottom: 1pt">&nbsp;</td>
    <td style="text-align: left">&nbsp;</td><td style="text-align: right">&nbsp;</td><td style="text-align: left">&nbsp;</td><td style="padding-bottom: 1pt">&nbsp;</td>
    <td style="text-align: left">&nbsp;</td><td style="text-align: right">&nbsp;</td><td style="text-align: left">&nbsp;</td></tr>
<tr style="vertical-align: bottom; background-color: White">
    <td>&nbsp;</td><td>&nbsp;</td>
    <td style="text-align: left">&nbsp;</td><td style="text-align: right">&nbsp;</td><td style="text-align: left">&nbsp;</td><td>&nbsp;</td>
    <td style="text-align: left">&nbsp;</td><td style="text-align: right">&nbsp;</td><td style="text-align: left">&nbsp;</td><td>&nbsp;</td>
    <td style="text-align: left">&nbsp;</td><td style="text-align: right">&nbsp;</td><td style="text-align: left">&nbsp;</td><td>&nbsp;</td>
    <td style="text-align: left">&nbsp;</td><td style="text-align: right">&nbsp;</td><td style="text-align: left">&nbsp;</td><td>&nbsp;</td>
    <td style="text-align: left">&nbsp;</td><td style="text-align: right">&nbsp;</td><td style="text-align: left">&nbsp;</td><td>&nbsp;</td>
    <td style="text-align: left">&nbsp;</td><td style="text-align: right">&nbsp;</td><td style="text-align: left">&nbsp;</td><td>&nbsp;</td>
    <td style="text-align: left">&nbsp;</td><td style="text-align: right">&nbsp;</td><td style="text-align: left">&nbsp;</td><td>&nbsp;</td>
    <td style="text-align: left">&nbsp;</td><td style="text-align: right">&nbsp;</td><td style="text-align: left">&nbsp;</td><td>&nbsp;</td>
    <td style="text-align: left">&nbsp;</td><td style="text-align: right">&nbsp;</td><td style="text-align: left">&nbsp;</td></tr>
<tr style="vertical-align: bottom; background-color: rgb(204,238,255)">
    <td style="text-align: left">Net interest income /</td><td>&nbsp;</td>
    <td style="text-align: left">&nbsp;</td><td style="text-align: right">&nbsp;</td><td style="text-align: left">&nbsp;</td><td>&nbsp;</td>
    <td style="text-align: left">&nbsp;</td><td style="text-align: right">&nbsp;</td><td style="text-align: left">&nbsp;</td><td>&nbsp;</td>
    <td style="text-align: left">&nbsp;</td><td style="text-align: right">&nbsp;</td><td style="text-align: left">&nbsp;</td><td>&nbsp;</td>
    <td style="text-align: left">&nbsp;</td><td style="text-align: right">&nbsp;</td><td style="text-align: left">&nbsp;</td><td>&nbsp;</td>
    <td style="text-align: left">&nbsp;</td><td style="text-align: right">&nbsp;</td><td style="text-align: left">&nbsp;</td><td>&nbsp;</td>
    <td style="text-align: left">&nbsp;</td><td style="text-align: right">&nbsp;</td><td style="text-align: left">&nbsp;</td><td>&nbsp;</td>
    <td style="text-align: left">&nbsp;</td><td style="text-align: right">&nbsp;</td><td style="text-align: left">&nbsp;</td><td>&nbsp;</td>
    <td style="text-align: left">&nbsp;</td><td style="text-align: right">&nbsp;</td><td style="text-align: left">&nbsp;</td><td>&nbsp;</td>
    <td style="text-align: left">&nbsp;</td><td style="text-align: right">&nbsp;</td><td style="text-align: left">&nbsp;</td></tr>
<tr style="vertical-align: bottom; background-color: rgb(204,238,255)">
    <td style="font-weight: normal; font-style: normal; text-align: left; padding-bottom: 1pt">&nbsp;&nbsp;net interest rate spread <font style="font-family: Times New Roman, Times, Serif; font-size: 10pt; font-weight: normal; font-style: normal"><sup>(4)</sup></font></td><td style="padding-bottom: 1pt">&nbsp;</td>
    <td style="text-align: left">&nbsp;</td><td style="text-align: right">&nbsp;</td><td style="text-align: left">&nbsp;</td><td style="padding-bottom: 1pt">&nbsp;</td>
    <td style="border-bottom: Black 2.5pt double; text-align: left">$</td><td style="border-bottom: Black 2.5pt double; text-align: right">154,420</td><td style="border-bottom: Black 2.5pt double; text-align: left">&nbsp;</td><td style="border-bottom: Black 2.5pt double; text-align: left">&nbsp;</td>
    <td style="border-bottom: Black 2.5pt double; text-align: left">&nbsp;</td><td style="border-bottom: Black 2.5pt double; text-align: right">2.94</td><td style="border-bottom: Black 2.5pt double; text-align: left">%</td><td style="padding-bottom: 1pt">&nbsp;</td>
    <td style="text-align: left">&nbsp;</td><td style="text-align: right">&nbsp;</td><td style="text-align: left">&nbsp;</td><td style="padding-bottom: 1pt">&nbsp;</td>
    <td style="border-bottom: Black 2.5pt double; text-align: left">$</td><td style="border-bottom: Black 2.5pt double; text-align: right">142,387</td><td style="border-bottom: Black 2.5pt double; text-align: left">&nbsp;</td><td style="border-bottom: Black 2.5pt double; text-align: left">&nbsp;</td>
    <td style="border-bottom: Black 2.5pt double; text-align: left">&nbsp;</td><td style="border-bottom: Black 2.5pt double; text-align: right">2.98</td><td style="border-bottom: Black 2.5pt double; text-align: left">%</td><td style="padding-bottom: 1pt">&nbsp;</td>
    <td style="text-align: left">&nbsp;</td><td style="text-align: right">&nbsp;</td><td style="text-align: left">&nbsp;</td><td style="padding-bottom: 1pt">&nbsp;</td>
    <td style="border-bottom: Black 2.5pt double; text-align: left">$</td><td style="border-bottom: Black 2.5pt double; text-align: right">145,663</td><td style="border-bottom: Black 2.5pt double; text-align: left">&nbsp;</td><td style="border-bottom: Black 2.5pt double; text-align: left">&nbsp;</td>
    <td style="border-bottom: Black 2.5pt double; text-align: left">&nbsp;</td><td style="border-bottom: Black 2.5pt double; text-align: right">3.25</td><td style="border-bottom: Black 2.5pt double; text-align: left">%</td></tr>
<tr style="vertical-align: bottom; background-color: White">
    <td>&nbsp;</td><td>&nbsp;</td>
    <td style="text-align: left">&nbsp;</td><td style="text-align: right">&nbsp;</td><td style="text-align: left">&nbsp;</td><td>&nbsp;</td>
    <td style="text-align: left">&nbsp;</td><td style="text-align: right">&nbsp;</td><td style="text-align: left">&nbsp;</td><td>&nbsp;</td>
    <td style="text-align: left">&nbsp;</td><td style="text-align: right">&nbsp;</td><td style="text-align: left">&nbsp;</td><td>&nbsp;</td>
    <td style="text-align: left">&nbsp;</td><td style="text-align: right">&nbsp;</td><td style="text-align: left">&nbsp;</td><td>&nbsp;</td>
    <td style="text-align: left">&nbsp;</td><td style="text-align: right">&nbsp;</td><td style="text-align: left">&nbsp;</td><td>&nbsp;</td>
    <td style="text-align: left">&nbsp;</td><td style="text-align: right">&nbsp;</td><td style="text-align: left">&nbsp;</td><td>&nbsp;</td>
    <td style="text-align: left">&nbsp;</td><td style="text-align: right">&nbsp;</td><td style="text-align: left">&nbsp;</td><td>&nbsp;</td>
    <td style="text-align: left">&nbsp;</td><td style="text-align: right">&nbsp;</td><td style="text-align: left">&nbsp;</td><td>&nbsp;</td>
    <td style="text-align: left">&nbsp;</td><td style="text-align: right">&nbsp;</td><td style="text-align: left">&nbsp;</td></tr>
<tr style="vertical-align: bottom; background-color: rgb(204,238,255)">
    <td style="text-align: left">Net interest-earning assets /</td><td>&nbsp;</td>
    <td style="text-align: left">&nbsp;</td><td style="text-align: right">&nbsp;</td><td style="text-align: left">&nbsp;</td><td>&nbsp;</td>
    <td style="text-align: left">&nbsp;</td><td style="text-align: right">&nbsp;</td><td style="text-align: left">&nbsp;</td><td>&nbsp;</td>
    <td style="text-align: left">&nbsp;</td><td style="text-align: right">&nbsp;</td><td style="text-align: left">&nbsp;</td><td>&nbsp;</td>
    <td style="text-align: left">&nbsp;</td><td style="text-align: right">&nbsp;</td><td style="text-align: left">&nbsp;</td><td>&nbsp;</td>
    <td style="text-align: left">&nbsp;</td><td style="text-align: right">&nbsp;</td><td style="text-align: left">&nbsp;</td><td>&nbsp;</td>
    <td style="text-align: left">&nbsp;</td><td style="text-align: right">&nbsp;</td><td style="text-align: left">&nbsp;</td><td>&nbsp;</td>
    <td style="text-align: left">&nbsp;</td><td style="text-align: right">&nbsp;</td><td style="text-align: left">&nbsp;</td><td>&nbsp;</td>
    <td style="text-align: left">&nbsp;</td><td style="text-align: right">&nbsp;</td><td style="text-align: left">&nbsp;</td><td>&nbsp;</td>
    <td style="text-align: left">&nbsp;</td><td style="text-align: right">&nbsp;</td><td style="text-align: left">&nbsp;</td></tr>
<tr style="vertical-align: bottom; background-color: rgb(204,238,255)">
    <td style="font-weight: normal; font-style: normal; text-align: left; padding-bottom: 1pt">&nbsp;&nbsp;net interest margin <font style="font-family: Times New Roman, Times, Serif; font-size: 10pt; font-weight: normal; font-style: normal"><sup>(5)</sup></font></td><td style="padding-bottom: 1pt">&nbsp;</td>
    <td style="border-bottom: Black 2.5pt double; text-align: left">$</td><td style="border-bottom: Black 2.5pt double; text-align: right">497,733</td><td style="border-bottom: Black 2.5pt double; text-align: left">&nbsp;</td><td style="padding-bottom: 1pt">&nbsp;</td>
    <td style="text-align: left">&nbsp;</td><td style="text-align: right">&nbsp;</td><td style="text-align: left">&nbsp;</td><td style="padding-bottom: 1pt">&nbsp;</td>
    <td style="border-bottom: Black 2.5pt double; text-align: left">&nbsp;</td><td style="border-bottom: Black 2.5pt double; text-align: right">3.04</td><td style="border-bottom: Black 2.5pt double; text-align: left">%</td><td style="padding-bottom: 1pt">&nbsp;</td>
    <td style="border-bottom: Black 2.5pt double; text-align: left">$</td><td style="border-bottom: Black 2.5pt double; text-align: right">447,262</td><td style="border-bottom: Black 2.5pt double; text-align: left">&nbsp;</td><td style="padding-bottom: 1pt">&nbsp;</td>
    <td style="text-align: left">&nbsp;</td><td style="text-align: right">&nbsp;</td><td style="text-align: left">&nbsp;</td><td style="padding-bottom: 1pt">&nbsp;</td>
    <td style="border-bottom: Black 2.5pt double; text-align: left">&nbsp;</td><td style="border-bottom: Black 2.5pt double; text-align: right">3.11</td><td style="border-bottom: Black 2.5pt double; text-align: left">%</td><td style="padding-bottom: 1pt">&nbsp;</td>
    <td style="border-bottom: Black 2.5pt double; text-align: left">$</td><td style="border-bottom: Black 2.5pt double; text-align: right">384,822</td><td style="border-bottom: Black 2.5pt double; text-align: left">&nbsp;</td><td style="padding-bottom: 1pt">&nbsp;</td>
    <td style="text-align: left">&nbsp;</td><td style="text-align: right">&nbsp;</td><td style="text-align: left">&nbsp;</td><td style="padding-bottom: 1pt">&nbsp;</td>
    <td style="border-bottom: Black 2.5pt double; text-align: left">&nbsp;</td><td style="border-bottom: Black 2.5pt double; text-align: right">3.37</td><td style="border-bottom: Black 2.5pt double; text-align: left">%</td></tr>
<tr style="vertical-align: bottom; background-color: White">
    <td>&nbsp;</td><td>&nbsp;</td>
    <td style="text-align: left">&nbsp;</td><td style="text-align: right">&nbsp;</td><td style="text-align: left">&nbsp;</td><td>&nbsp;</td>
    <td style="text-align: left">&nbsp;</td><td style="text-align: right">&nbsp;</td><td style="text-align: left">&nbsp;</td><td>&nbsp;</td>
    <td style="text-align: left">&nbsp;</td><td style="text-align: right">&nbsp;</td><td style="text-align: left">&nbsp;</td><td>&nbsp;</td>
    <td style="text-align: left">&nbsp;</td><td style="text-align: right">&nbsp;</td><td style="text-align: left">&nbsp;</td><td>&nbsp;</td>
    <td style="text-align: left">&nbsp;</td><td style="text-align: right">&nbsp;</td><td style="text-align: left">&nbsp;</td><td>&nbsp;</td>
    <td style="text-align: left">&nbsp;</td><td style="text-align: right">&nbsp;</td><td style="text-align: left">&nbsp;</td><td>&nbsp;</td>
    <td style="text-align: left">&nbsp;</td><td style="text-align: right">&nbsp;</td><td style="text-align: left">&nbsp;</td><td>&nbsp;</td>
    <td style="text-align: left">&nbsp;</td><td style="text-align: right">&nbsp;</td><td style="text-align: left">&nbsp;</td><td>&nbsp;</td>
    <td style="text-align: left">&nbsp;</td><td style="text-align: right">&nbsp;</td><td style="text-align: left">&nbsp;</td></tr>
<tr style="vertical-align: bottom; background-color: rgb(204,238,255)">
    <td>Ratio of interest-earning</td><td>&nbsp;</td>
    <td style="text-align: left">&nbsp;</td><td style="text-align: right">&nbsp;</td><td style="text-align: left">&nbsp;</td><td>&nbsp;</td>
    <td style="text-align: left">&nbsp;</td><td style="text-align: right">&nbsp;</td><td style="text-align: left">&nbsp;</td><td>&nbsp;</td>
    <td style="text-align: left">&nbsp;</td><td style="text-align: right">&nbsp;</td><td style="text-align: left">&nbsp;</td><td>&nbsp;</td>
    <td style="text-align: left">&nbsp;</td><td style="text-align: right">&nbsp;</td><td style="text-align: left">&nbsp;</td><td>&nbsp;</td>
    <td style="text-align: left">&nbsp;</td><td style="text-align: right">&nbsp;</td><td style="text-align: left">&nbsp;</td><td>&nbsp;</td>
    <td style="text-align: left">&nbsp;</td><td style="text-align: right">&nbsp;</td><td style="text-align: left">&nbsp;</td><td>&nbsp;</td>
    <td style="text-align: left">&nbsp;</td><td style="text-align: right">&nbsp;</td><td style="text-align: left">&nbsp;</td><td>&nbsp;</td>
    <td style="text-align: left">&nbsp;</td><td style="text-align: right">&nbsp;</td><td style="text-align: left">&nbsp;</td><td>&nbsp;</td>
    <td style="text-align: left">&nbsp;</td><td style="text-align: right">&nbsp;</td><td style="text-align: left">&nbsp;</td></tr>
<tr style="vertical-align: bottom; background-color: rgb(204,238,255)">
    <td style="text-align: left">&nbsp;&nbsp;assets to interest-bearing</td><td>&nbsp;</td>
    <td style="text-align: left">&nbsp;</td><td style="text-align: right">&nbsp;</td><td style="text-align: left">&nbsp;</td><td>&nbsp;</td>
    <td style="text-align: left">&nbsp;</td><td style="text-align: right">&nbsp;</td><td style="text-align: left">&nbsp;</td><td>&nbsp;</td>
    <td style="text-align: left">&nbsp;</td><td style="text-align: right">&nbsp;</td><td style="text-align: left">&nbsp;</td><td>&nbsp;</td>
    <td style="text-align: left">&nbsp;</td><td style="text-align: right">&nbsp;</td><td style="text-align: left">&nbsp;</td><td>&nbsp;</td>
    <td style="text-align: left">&nbsp;</td><td style="text-align: right">&nbsp;</td><td style="text-align: left">&nbsp;</td><td>&nbsp;</td>
    <td style="text-align: left">&nbsp;</td><td style="text-align: right">&nbsp;</td><td style="text-align: left">&nbsp;</td><td>&nbsp;</td>
    <td style="text-align: left">&nbsp;</td><td style="text-align: right">&nbsp;</td><td style="text-align: left">&nbsp;</td><td>&nbsp;</td>
    <td style="text-align: left">&nbsp;</td><td style="text-align: right">&nbsp;</td><td style="text-align: left">&nbsp;</td><td>&nbsp;</td>
    <td style="text-align: left">&nbsp;</td><td style="text-align: right">&nbsp;</td><td style="text-align: left">&nbsp;</td></tr>
<tr style="vertical-align: bottom; background-color: rgb(204,238,255)">
    <td style="padding-bottom: 1pt">&nbsp;&nbsp;liabilities</td><td style="padding-bottom: 1pt">&nbsp;</td>
    <td style="text-align: left">&nbsp;</td><td style="text-align: right">&nbsp;</td><td style="text-align: left">&nbsp;</td><td style="padding-bottom: 1pt">&nbsp;</td>
    <td style="text-align: left">&nbsp;</td><td style="text-align: right">&nbsp;</td><td style="text-align: left">&nbsp;</td><td style="padding-bottom: 1pt">&nbsp;</td>
    <td style="border-bottom: Black 2.5pt double; text-align: left">&nbsp;</td><td style="border-bottom: Black 2.5pt double; text-align: right">1.11</td><td style="border-bottom: Black 2.5pt double; text-align: left">X</td><td style="padding-bottom: 1pt">&nbsp;</td>
    <td style="text-align: left">&nbsp;</td><td style="text-align: right">&nbsp;</td><td style="text-align: left">&nbsp;</td><td style="padding-bottom: 1pt">&nbsp;</td>
    <td style="text-align: left">&nbsp;</td><td style="text-align: right">&nbsp;</td><td style="text-align: left">&nbsp;</td><td style="padding-bottom: 1pt">&nbsp;</td>
    <td style="border-bottom: Black 2.5pt double; text-align: left">&nbsp;</td><td style="border-bottom: Black 2.5pt double; text-align: right">1.11</td><td style="border-bottom: Black 2.5pt double; text-align: left">X</td><td style="padding-bottom: 1pt">&nbsp;</td>
    <td style="text-align: left">&nbsp;</td><td style="text-align: right">&nbsp;</td><td style="text-align: left">&nbsp;</td><td style="padding-bottom: 1pt">&nbsp;</td>
    <td style="text-align: left">&nbsp;</td><td style="text-align: right">&nbsp;</td><td style="text-align: left">&nbsp;</td><td style="padding-bottom: 1pt">&nbsp;</td>
    <td style="border-bottom: Black 2.5pt double; text-align: left">&nbsp;</td><td style="border-bottom: Black 2.5pt double; text-align: right">1.10</td><td style="border-bottom: Black 2.5pt double; text-align: left">X</td></tr>
</table>




<p style="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</p>

<table cellpadding="0" cellspacing="0" width="100%" style="font: 10pt Times New Roman, Times, Serif; margin-top: 0pt; margin-bottom: 0pt"><tr style="vertical-align: top">
<td style="width: 0"></td><td style="width: 0.25in"><i>(1)</i></td><td><i>Average balances include non-accrual loans.</i></td></tr></table>

<table cellpadding="0" cellspacing="0" width="100%" style="font: 10pt Times New Roman, Times, Serif; margin-top: 0pt; margin-bottom: 0pt"><tr style="vertical-align: top">
<td style="width: 0"></td><td style="width: 0.25in"><i>(2)</i></td><td><i>Loan interest income includes loan fee income (which includes net amortization of deferred fees and costs, late charges,
and prepayment penalties) of approximately $4.2 million, $5.0 million and $3.6 million for the years ended December 31, 2015, 2014
and 2013, respectively.</i></td></tr></table>

<table cellpadding="0" cellspacing="0" width="100%" style="font: 10pt Times New Roman, Times, Serif; margin-top: 0pt; margin-bottom: 0pt"><tr style="vertical-align: top">
<td style="width: 0"></td><td style="width: 0.25in"><font style="color: windowtext"><i>(3)</i></font></td><td><i>Interest income on tax-exempt securities does not include the tax benefit of the tax-exempt securities.</i></td></tr></table>

<table cellpadding="0" cellspacing="0" width="100%" style="font: 10pt Times New Roman, Times, Serif; margin-top: 0pt; margin-bottom: 0pt"><tr style="vertical-align: top">
<td style="width: 0"></td><td style="width: 0.25in"><i>(4)</i></td><td><i>Interest rate spread represents the difference between the average rate on interest-earning assets and the average cost
of interest-bearing liabilities.</i></td></tr></table>

<table cellpadding="0" cellspacing="0" width="100%" style="font: 10pt Times New Roman, Times, Serif; margin-top: 0pt; margin-bottom: 0pt"><tr style="vertical-align: top">
<td style="width: 0"></td><td style="width: 0.25in"><i>(5)</i></td><td><i>Net interest margin represents net interest income before the provision for loan losses divided by average interest-earning
assets.</i></td></tr></table>

<p style="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0"><i>&nbsp;</i></p>

<p style="font: bold 10pt Times New Roman, Times, Serif; margin: 0pt 0"></p>

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<p style="font: bold 10pt Times New Roman, Times, Serif; margin: 0pt 0"><a name="a_101"></a>Rate/Volume Analysis</p>

<p style="font: bold 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</p>

<p style="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 0.5in">The following table
presents the impact of changes in interest rates and in the volume of interest-earning assets and interest-bearing liabilities
on the Company&#8217;s interest income and interest expense during the periods indicated. Information is provided in each category
with respect to (1) changes attributable to changes in volume (changes in volume multiplied by the prior rate), (2) changes attributable
to changes in rate (changes in rate multiplied by the prior volume) and (3) the net change. The changes attributable to the combined
impact of volume and rate have been allocated proportionately to the changes due to volume and the changes due to rate.</p>

<p style="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 0.5in">&nbsp;</p>

<p style="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: center; color: Red"></p>

<table cellpadding="0" cellspacing="0" style="border-collapse: collapse; width: 100%; font: 10pt Times New Roman, Times, Serif">
<tr style="vertical-align: bottom">
    <td style="text-align: left">&nbsp;</td><td style="padding-bottom: 1pt">&nbsp;</td>
    <td colspan="23" style="text-align: center; border-bottom: Black 1pt solid">Increase (Decrease) in Net Interest Income</td></tr>
<tr style="vertical-align: bottom">
    <td style="text-align: left">&nbsp;</td><td>&nbsp;</td>
    <td colspan="11" style="text-align: center">Year Ended December 31, 2015</td><td>&nbsp;</td>
    <td colspan="11" style="text-align: center">Year Ended December 31, 2014</td></tr>
<tr style="vertical-align: bottom">
    <td style="text-align: left">&nbsp;</td><td>&nbsp;</td>
    <td colspan="11" style="text-align: center">Compared to</td><td>&nbsp;</td>
    <td colspan="11" style="text-align: center">Compared to</td></tr>
<tr style="vertical-align: bottom">
    <td style="text-align: left">&nbsp;</td><td style="padding-bottom: 1pt">&nbsp;</td>
    <td colspan="11" style="text-align: center; border-bottom: Black 1pt solid">Year Ended December 31, 2014</td><td style="padding-bottom: 1pt">&nbsp;</td>
    <td colspan="11" style="text-align: center; border-bottom: Black 1pt solid">Year Ended December 31, 2013</td></tr>
<tr style="vertical-align: bottom">
    <td style="text-align: left">&nbsp;</td><td style="padding-bottom: 1pt">&nbsp;</td>
    <td colspan="7" style="text-align: center; border-bottom: Black 1pt solid">Due to</td><td style="padding-bottom: 1pt">&nbsp;</td>
    <td colspan="3" style="text-align: center">&nbsp;</td><td style="padding-bottom: 1pt">&nbsp;</td>
    <td colspan="7" style="text-align: center; border-bottom: Black 1pt solid">Due to</td><td style="padding-bottom: 1pt">&nbsp;</td>
    <td colspan="3" style="text-align: center">&nbsp;</td></tr>
<tr style="vertical-align: bottom">
    <td style="text-align: left">&nbsp;</td><td style="padding-bottom: 1pt">&nbsp;</td>
    <td colspan="3" style="text-align: center; border-bottom: Black 1pt solid">Volume</td><td style="padding-bottom: 1pt">&nbsp;</td>
    <td colspan="3" style="text-align: center; border-bottom: Black 1pt solid">Rate</td><td style="padding-bottom: 1pt">&nbsp;</td>
    <td colspan="3" style="text-align: center; border-bottom: Black 1pt solid">Net</td><td style="padding-bottom: 1pt">&nbsp;</td>
    <td colspan="3" style="text-align: center; border-bottom: Black 1pt solid">Volume</td><td style="padding-bottom: 1pt">&nbsp;</td>
    <td colspan="3" style="text-align: center; border-bottom: Black 1pt solid">Rate</td><td style="padding-bottom: 1pt">&nbsp;</td>
    <td colspan="3" style="text-align: center; border-bottom: Black 1pt solid">Net</td></tr>
<tr style="vertical-align: bottom">
    <td style="text-align: left">&nbsp;</td><td style="font-style: italic">&nbsp;</td>
    <td colspan="23" style="font-style: italic; text-align: center">(Dollars in thousands)</td></tr>
<tr style="vertical-align: bottom; background-color: rgb(204,238,255)">
    <td style="font-weight: bold; text-align: left">Interest-Earning Assets:</td><td>&nbsp;</td>
    <td style="text-align: left">&nbsp;</td><td style="text-align: right">&nbsp;</td><td style="text-align: left">&nbsp;</td><td>&nbsp;</td>
    <td style="text-align: left">&nbsp;</td><td style="text-align: right">&nbsp;</td><td style="text-align: left">&nbsp;</td><td>&nbsp;</td>
    <td style="text-align: left">&nbsp;</td><td style="text-align: right">&nbsp;</td><td style="text-align: left">&nbsp;</td><td>&nbsp;</td>
    <td style="text-align: left">&nbsp;</td><td style="text-align: right">&nbsp;</td><td style="text-align: left">&nbsp;</td><td>&nbsp;</td>
    <td style="text-align: left">&nbsp;</td><td style="text-align: right">&nbsp;</td><td style="text-align: left">&nbsp;</td><td>&nbsp;</td>
    <td style="text-align: left">&nbsp;</td><td style="text-align: right">&nbsp;</td><td style="text-align: left">&nbsp;</td></tr>
<tr style="vertical-align: bottom; background-color: White">
    <td style="width: 40%; text-align: left">Mortgage loans, net</td><td style="width: 1%">&nbsp;</td>
    <td style="width: 1%; text-align: left">$</td><td style="width: 7%; text-align: right">21,366</td><td style="width: 1%; text-align: left">&nbsp;</td><td style="width: 1%">&nbsp;</td>
    <td style="width: 1%; text-align: left">$</td><td style="width: 7%; text-align: right">(14,567</td><td style="width: 1%; text-align: left">)</td><td style="width: 1%">&nbsp;</td>
    <td style="width: 1%; text-align: left">$</td><td style="width: 7%; text-align: right">6,799</td><td style="width: 1%; text-align: left">&nbsp;</td><td style="width: 1%">&nbsp;</td>
    <td style="width: 1%; text-align: left">$</td><td style="width: 7%; text-align: right">7,672</td><td style="width: 1%; text-align: left">&nbsp;</td><td style="width: 1%">&nbsp;</td>
    <td style="width: 1%; text-align: left">$</td><td style="width: 7%; text-align: right">(11,776</td><td style="width: 1%; text-align: left">)</td><td style="width: 1%">&nbsp;</td>
    <td style="width: 1%; text-align: left">$</td><td style="width: 7%; text-align: right">(4,104</td><td style="width: 1%; text-align: left">)</td></tr>
<tr style="vertical-align: bottom; background-color: rgb(204,238,255)">
    <td style="text-align: left">Other loans, net</td><td>&nbsp;</td>
    <td style="text-align: left">&nbsp;</td><td style="text-align: right">2,149</td><td style="text-align: left">&nbsp;</td><td>&nbsp;</td>
    <td style="text-align: left">&nbsp;</td><td style="text-align: right">(555</td><td style="text-align: left">)</td><td>&nbsp;</td>
    <td style="text-align: left">&nbsp;</td><td style="text-align: right">1,594</td><td style="text-align: left">&nbsp;</td><td>&nbsp;</td>
    <td style="text-align: left">&nbsp;</td><td style="text-align: right">4,280</td><td style="text-align: left">&nbsp;</td><td>&nbsp;</td>
    <td style="text-align: left">&nbsp;</td><td style="text-align: right">(1,158</td><td style="text-align: left">)</td><td>&nbsp;</td>
    <td style="text-align: left">&nbsp;</td><td style="text-align: right">3,122</td><td style="text-align: left">&nbsp;</td></tr>
<tr style="vertical-align: bottom; background-color: White">
    <td style="text-align: left">Mortgage-backed securities</td><td>&nbsp;</td>
    <td style="text-align: left">&nbsp;</td><td style="text-align: right">(1,202</td><td style="text-align: left">)</td><td>&nbsp;</td>
    <td style="text-align: left">&nbsp;</td><td style="text-align: right">(1,361</td><td style="text-align: left">)</td><td>&nbsp;</td>
    <td style="text-align: left">&nbsp;</td><td style="text-align: right">(2,563</td><td style="text-align: left">)</td><td>&nbsp;</td>
    <td style="text-align: left">&nbsp;</td><td style="text-align: right">(693</td><td style="text-align: left">)</td><td>&nbsp;</td>
    <td style="text-align: left">&nbsp;</td><td style="text-align: right">(2,279</td><td style="text-align: left">)</td><td>&nbsp;</td>
    <td style="text-align: left">&nbsp;</td><td style="text-align: right">(2,972</td><td style="text-align: left">)</td></tr>
<tr style="vertical-align: bottom; background-color: rgb(204,238,255)">
    <td style="text-align: left">Other securities</td><td>&nbsp;</td>
    <td style="text-align: left">&nbsp;</td><td style="text-align: right">473</td><td style="text-align: left">&nbsp;</td><td>&nbsp;</td>
    <td style="text-align: left">&nbsp;</td><td style="text-align: right">668</td><td style="text-align: left">&nbsp;</td><td>&nbsp;</td>
    <td style="text-align: left">&nbsp;</td><td style="text-align: right">1,141</td><td style="text-align: left">&nbsp;</td><td>&nbsp;</td>
    <td style="text-align: left">&nbsp;</td><td style="text-align: right">686</td><td style="text-align: left">&nbsp;</td><td>&nbsp;</td>
    <td style="text-align: left">&nbsp;</td><td style="text-align: right">(130</td><td style="text-align: left">)</td><td>&nbsp;</td>
    <td style="text-align: left">&nbsp;</td><td style="text-align: right">556</td><td style="text-align: left">&nbsp;</td></tr>
<tr style="vertical-align: bottom; background-color: White">
    <td style="text-align: left">Interest-earning deposits and</td><td>&nbsp;</td>
    <td style="text-align: left">&nbsp;</td><td style="text-align: right">&nbsp;</td><td style="text-align: left">&nbsp;</td><td>&nbsp;</td>
    <td style="text-align: left">&nbsp;</td><td style="text-align: right">&nbsp;</td><td style="text-align: left">&nbsp;</td><td>&nbsp;</td>
    <td style="text-align: left">&nbsp;</td><td style="text-align: right">&nbsp;</td><td style="text-align: left">&nbsp;</td><td>&nbsp;</td>
    <td style="text-align: left">&nbsp;</td><td style="text-align: right">&nbsp;</td><td style="text-align: left">&nbsp;</td><td>&nbsp;</td>
    <td style="text-align: left">&nbsp;</td><td style="text-align: right">&nbsp;</td><td style="text-align: left">&nbsp;</td><td>&nbsp;</td>
    <td style="text-align: left">&nbsp;</td><td style="text-align: right">&nbsp;</td><td style="text-align: left">&nbsp;</td></tr>
<tr style="vertical-align: bottom; background-color: White">
    <td style="text-align: left; padding-bottom: 1pt; padding-left: 10pt">federal funds sold</td><td style="padding-bottom: 1pt">&nbsp;</td>
    <td style="border-bottom: Black 1pt solid; text-align: left">&nbsp;</td><td style="border-bottom: Black 1pt solid; text-align: right">33</td><td style="border-bottom: Black 1pt solid; text-align: left">&nbsp;</td><td style="padding-bottom: 1pt">&nbsp;</td>
    <td style="border-bottom: Black 1pt solid; text-align: left">&nbsp;</td><td style="border-bottom: Black 1pt solid; text-align: right">14</td><td style="border-bottom: Black 1pt solid; text-align: left">&nbsp;</td><td style="padding-bottom: 1pt">&nbsp;</td>
    <td style="border-bottom: Black 1pt solid; text-align: left">&nbsp;</td><td style="border-bottom: Black 1pt solid; text-align: right">47</td><td style="border-bottom: Black 1pt solid; text-align: left">&nbsp;</td><td style="padding-bottom: 1pt">&nbsp;</td>
    <td style="border-bottom: Black 1pt solid; text-align: left">&nbsp;</td><td style="border-bottom: Black 1pt solid; text-align: right">-</td><td style="border-bottom: Black 1pt solid; text-align: left">&nbsp;</td><td style="padding-bottom: 1pt">&nbsp;</td>
    <td style="border-bottom: Black 1pt solid; text-align: left">&nbsp;</td><td style="border-bottom: Black 1pt solid; text-align: right">-</td><td style="border-bottom: Black 1pt solid; text-align: left">&nbsp;</td><td style="padding-bottom: 1pt">&nbsp;</td>
    <td style="border-bottom: Black 1pt solid; text-align: left">&nbsp;</td><td style="border-bottom: Black 1pt solid; text-align: right">-</td><td style="border-bottom: Black 1pt solid; text-align: left">&nbsp;</td></tr>
<tr style="vertical-align: bottom; background-color: rgb(204,238,255)">
    <td style="text-align: left; padding-bottom: 1pt; padding-left: 20pt">&nbsp;Total interest-earning assets</td><td style="padding-bottom: 1pt">&nbsp;</td>
    <td style="border-bottom: Black 1pt solid; text-align: left">&nbsp;</td><td style="border-bottom: Black 1pt solid; text-align: right">22,819</td><td style="border-bottom: Black 1pt solid; text-align: left">&nbsp;</td><td style="padding-bottom: 1pt">&nbsp;</td>
    <td style="border-bottom: Black 1pt solid; text-align: left">&nbsp;</td><td style="border-bottom: Black 1pt solid; text-align: right">(15,801</td><td style="border-bottom: Black 1pt solid; text-align: left">)</td><td style="padding-bottom: 1pt">&nbsp;</td>
    <td style="border-bottom: Black 1pt solid; text-align: left">&nbsp;</td><td style="border-bottom: Black 1pt solid; text-align: right">7,018</td><td style="border-bottom: Black 1pt solid; text-align: left">&nbsp;</td><td style="padding-bottom: 1pt">&nbsp;</td>
    <td style="border-bottom: Black 1pt solid; text-align: left">&nbsp;</td><td style="border-bottom: Black 1pt solid; text-align: right">11,945</td><td style="border-bottom: Black 1pt solid; text-align: left">&nbsp;</td><td style="padding-bottom: 1pt">&nbsp;</td>
    <td style="border-bottom: Black 1pt solid; text-align: left">&nbsp;</td><td style="border-bottom: Black 1pt solid; text-align: right">(15,343</td><td style="border-bottom: Black 1pt solid; text-align: left">)</td><td style="padding-bottom: 1pt">&nbsp;</td>
    <td style="border-bottom: Black 1pt solid; text-align: left">&nbsp;</td><td style="border-bottom: Black 1pt solid; text-align: right">(3,398</td><td style="border-bottom: Black 1pt solid; text-align: left">)</td></tr>
<tr style="vertical-align: bottom; background-color: White">
    <td style="text-align: left">&nbsp;</td><td>&nbsp;</td>
    <td style="text-align: left">&nbsp;</td><td style="text-align: right">&nbsp;</td><td style="text-align: left">&nbsp;</td><td>&nbsp;</td>
    <td style="text-align: left">&nbsp;</td><td style="text-align: right">&nbsp;</td><td style="text-align: left">&nbsp;</td><td>&nbsp;</td>
    <td style="text-align: left">&nbsp;</td><td style="text-align: right">&nbsp;</td><td style="text-align: left">&nbsp;</td><td>&nbsp;</td>
    <td style="text-align: left">&nbsp;</td><td style="text-align: right">&nbsp;</td><td style="text-align: left">&nbsp;</td><td>&nbsp;</td>
    <td style="text-align: left">&nbsp;</td><td style="text-align: right">&nbsp;</td><td style="text-align: left">&nbsp;</td><td>&nbsp;</td>
    <td style="text-align: left">&nbsp;</td><td style="text-align: right">&nbsp;</td><td style="text-align: left">&nbsp;</td></tr>
<tr style="vertical-align: bottom; background-color: rgb(204,238,255)">
    <td style="font-weight: bold; text-align: left">Interest-Bearing Liabilities:</td><td>&nbsp;</td>
    <td style="text-align: left">&nbsp;</td><td style="text-align: right">&nbsp;</td><td style="text-align: left">&nbsp;</td><td>&nbsp;</td>
    <td style="text-align: left">&nbsp;</td><td style="text-align: right">&nbsp;</td><td style="text-align: left">&nbsp;</td><td>&nbsp;</td>
    <td style="text-align: left">&nbsp;</td><td style="text-align: right">&nbsp;</td><td style="text-align: left">&nbsp;</td><td>&nbsp;</td>
    <td style="text-align: left">&nbsp;</td><td style="text-align: right">&nbsp;</td><td style="text-align: left">&nbsp;</td><td>&nbsp;</td>
    <td style="text-align: left">&nbsp;</td><td style="text-align: right">&nbsp;</td><td style="text-align: left">&nbsp;</td><td>&nbsp;</td>
    <td style="text-align: left">&nbsp;</td><td style="text-align: right">&nbsp;</td><td style="text-align: left">&nbsp;</td></tr>
<tr style="vertical-align: bottom; background-color: White">
    <td style="text-align: left">Deposits:</td><td>&nbsp;</td>
    <td style="text-align: left">&nbsp;</td><td style="text-align: right">&nbsp;</td><td style="text-align: left">&nbsp;</td><td>&nbsp;</td>
    <td style="text-align: left">&nbsp;</td><td style="text-align: right">&nbsp;</td><td style="text-align: left">&nbsp;</td><td>&nbsp;</td>
    <td style="text-align: left">&nbsp;</td><td style="text-align: right">&nbsp;</td><td style="text-align: left">&nbsp;</td><td>&nbsp;</td>
    <td style="text-align: left">&nbsp;</td><td style="text-align: right">&nbsp;</td><td style="text-align: left">&nbsp;</td><td>&nbsp;</td>
    <td style="text-align: left">&nbsp;</td><td style="text-align: right">&nbsp;</td><td style="text-align: left">&nbsp;</td><td>&nbsp;</td>
    <td style="text-align: left">&nbsp;</td><td style="text-align: right">&nbsp;</td><td style="text-align: left">&nbsp;</td></tr>
<tr style="vertical-align: bottom; background-color: rgb(204,238,255)">
    <td style="text-align: left; padding-left: 10pt">Savings accounts</td><td>&nbsp;</td>
    <td style="text-align: left">&nbsp;</td><td style="text-align: right">16</td><td style="text-align: left">&nbsp;</td><td>&nbsp;</td>
    <td style="text-align: left">&nbsp;</td><td style="text-align: right">538</td><td style="text-align: left">&nbsp;</td><td>&nbsp;</td>
    <td style="text-align: left">&nbsp;</td><td style="text-align: right">554</td><td style="text-align: left">&nbsp;</td><td>&nbsp;</td>
    <td style="text-align: left">&nbsp;</td><td style="text-align: right">(30</td><td style="text-align: left">)</td><td>&nbsp;</td>
    <td style="text-align: left">&nbsp;</td><td style="text-align: right">112</td><td style="text-align: left">&nbsp;</td><td>&nbsp;</td>
    <td style="text-align: left">&nbsp;</td><td style="text-align: right">82</td><td style="text-align: left">&nbsp;</td></tr>
<tr style="vertical-align: bottom; background-color: White">
    <td style="text-align: left; padding-left: 10pt">NOW accounts</td><td>&nbsp;</td>
    <td style="text-align: left">&nbsp;</td><td style="text-align: right">210</td><td style="text-align: left">&nbsp;</td><td>&nbsp;</td>
    <td style="text-align: left">&nbsp;</td><td style="text-align: right">156</td><td style="text-align: left">&nbsp;</td><td>&nbsp;</td>
    <td style="text-align: left">&nbsp;</td><td style="text-align: right">366</td><td style="text-align: left">&nbsp;</td><td>&nbsp;</td>
    <td style="text-align: left">&nbsp;</td><td style="text-align: right">457</td><td style="text-align: left">&nbsp;</td><td>&nbsp;</td>
    <td style="text-align: left">&nbsp;</td><td style="text-align: right">(1,007</td><td style="text-align: left">)</td><td>&nbsp;</td>
    <td style="text-align: left">&nbsp;</td><td style="text-align: right">(550</td><td style="text-align: left">)</td></tr>
<tr style="vertical-align: bottom; background-color: rgb(204,238,255)">
    <td style="text-align: left; padding-left: 10pt">Money market accounts</td><td>&nbsp;</td>
    <td style="text-align: left">&nbsp;</td><td style="text-align: right">454</td><td style="text-align: left">&nbsp;</td><td>&nbsp;</td>
    <td style="text-align: left">&nbsp;</td><td style="text-align: right">430</td><td style="text-align: left">&nbsp;</td><td>&nbsp;</td>
    <td style="text-align: left">&nbsp;</td><td style="text-align: right">884</td><td style="text-align: left">&nbsp;</td><td>&nbsp;</td>
    <td style="text-align: left">&nbsp;</td><td style="text-align: right">129</td><td style="text-align: left">&nbsp;</td><td>&nbsp;</td>
    <td style="text-align: left">&nbsp;</td><td style="text-align: right">244</td><td style="text-align: left">&nbsp;</td><td>&nbsp;</td>
    <td style="text-align: left">&nbsp;</td><td style="text-align: right">373</td><td style="text-align: left">&nbsp;</td></tr>
<tr style="vertical-align: bottom; background-color: White">
    <td style="text-align: left; padding-left: 10pt">Certificate of deposit accounts</td><td>&nbsp;</td>
    <td style="text-align: left">&nbsp;</td><td style="text-align: right">2,636</td><td style="text-align: left">&nbsp;</td><td>&nbsp;</td>
    <td style="text-align: left">&nbsp;</td><td style="text-align: right">(4,113</td><td style="text-align: left">)</td><td>&nbsp;</td>
    <td style="text-align: left">&nbsp;</td><td style="text-align: right">(1,477</td><td style="text-align: left">)</td><td>&nbsp;</td>
    <td style="text-align: left">&nbsp;</td><td style="text-align: right">288</td><td style="text-align: left">&nbsp;</td><td>&nbsp;</td>
    <td style="text-align: left">&nbsp;</td><td style="text-align: right">(2,282</td><td style="text-align: left">)</td><td>&nbsp;</td>
    <td style="text-align: left">&nbsp;</td><td style="text-align: right">(1,994</td><td style="text-align: left">)</td></tr>
<tr style="vertical-align: bottom; background-color: rgb(204,238,255)">
    <td style="text-align: left; padding-left: 10pt">Mortgagors' escrow accounts</td><td>&nbsp;</td>
    <td style="text-align: left">&nbsp;</td><td style="text-align: right">12</td><td style="text-align: left">&nbsp;</td><td>&nbsp;</td>
    <td style="text-align: left">&nbsp;</td><td style="text-align: right">(47</td><td style="text-align: left">)</td><td>&nbsp;</td>
    <td style="text-align: left">&nbsp;</td><td style="text-align: right">(35</td><td style="text-align: left">)</td><td>&nbsp;</td>
    <td style="text-align: left">&nbsp;</td><td style="text-align: right">1</td><td style="text-align: left">&nbsp;</td><td>&nbsp;</td>
    <td style="text-align: left">&nbsp;</td><td style="text-align: right">95</td><td style="text-align: left">&nbsp;</td><td>&nbsp;</td>
    <td style="text-align: left">&nbsp;</td><td style="text-align: right">96</td><td style="text-align: left">&nbsp;</td></tr>
<tr style="vertical-align: bottom; background-color: White">
    <td style="text-align: left; padding-bottom: 1pt">Borrowings</td><td style="padding-bottom: 1pt">&nbsp;</td>
    <td style="border-bottom: Black 1pt solid; text-align: left">&nbsp;</td><td style="border-bottom: Black 1pt solid; text-align: right">2,532</td><td style="border-bottom: Black 1pt solid; text-align: left">&nbsp;</td><td style="padding-bottom: 1pt">&nbsp;</td>
    <td style="border-bottom: Black 1pt solid; text-align: left">&nbsp;</td><td style="border-bottom: Black 1pt solid; text-align: right">(7,839</td><td style="border-bottom: Black 1pt solid; text-align: left">)</td><td style="padding-bottom: 1pt">&nbsp;</td>
    <td style="border-bottom: Black 1pt solid; text-align: left">&nbsp;</td><td style="border-bottom: Black 1pt solid; text-align: right">(5,307</td><td style="border-bottom: Black 1pt solid; text-align: left">)</td><td style="padding-bottom: 1pt">&nbsp;</td>
    <td style="border-bottom: Black 1pt solid; text-align: left">&nbsp;</td><td style="border-bottom: Black 1pt solid; text-align: right">944</td><td style="border-bottom: Black 1pt solid; text-align: left">&nbsp;</td><td style="padding-bottom: 1pt">&nbsp;</td>
    <td style="border-bottom: Black 1pt solid; text-align: left">&nbsp;</td><td style="border-bottom: Black 1pt solid; text-align: right">927</td><td style="border-bottom: Black 1pt solid; text-align: left">&nbsp;</td><td style="padding-bottom: 1pt">&nbsp;</td>
    <td style="border-bottom: Black 1pt solid; text-align: left">&nbsp;</td><td style="border-bottom: Black 1pt solid; text-align: right">1,871</td><td style="border-bottom: Black 1pt solid; text-align: left">&nbsp;</td></tr>
<tr style="vertical-align: bottom; background-color: rgb(204,238,255)">
    <td style="text-align: left; padding-bottom: 1pt; padding-left: 20pt">&nbsp;Total interest-bearing liabilities</td><td style="padding-bottom: 1pt">&nbsp;</td>
    <td style="border-bottom: Black 1pt solid; text-align: left">&nbsp;</td><td style="border-bottom: Black 1pt solid; text-align: right">5,860</td><td style="border-bottom: Black 1pt solid; text-align: left">&nbsp;</td><td style="padding-bottom: 1pt">&nbsp;</td>
    <td style="border-bottom: Black 1pt solid; text-align: left">&nbsp;</td><td style="border-bottom: Black 1pt solid; text-align: right">(10,875</td><td style="border-bottom: Black 1pt solid; text-align: left">)</td><td style="padding-bottom: 1pt">&nbsp;</td>
    <td style="border-bottom: Black 1pt solid; text-align: left">&nbsp;</td><td style="border-bottom: Black 1pt solid; text-align: right">(5,015</td><td style="border-bottom: Black 1pt solid; text-align: left">)</td><td style="padding-bottom: 1pt">&nbsp;</td>
    <td style="border-bottom: Black 1pt solid; text-align: left">&nbsp;</td><td style="border-bottom: Black 1pt solid; text-align: right">1,789</td><td style="border-bottom: Black 1pt solid; text-align: left">&nbsp;</td><td style="padding-bottom: 1pt">&nbsp;</td>
    <td style="border-bottom: Black 1pt solid; text-align: left">&nbsp;</td><td style="border-bottom: Black 1pt solid; text-align: right">(1,911</td><td style="border-bottom: Black 1pt solid; text-align: left">)</td><td style="padding-bottom: 1pt">&nbsp;</td>
    <td style="border-bottom: Black 1pt solid; text-align: left">&nbsp;</td><td style="border-bottom: Black 1pt solid; text-align: right">(122</td><td style="border-bottom: Black 1pt solid; text-align: left">)</td></tr>
<tr style="vertical-align: bottom; background-color: White">
    <td style="text-align: left">&nbsp;</td><td>&nbsp;</td>
    <td style="text-align: left">&nbsp;</td><td style="text-align: right">&nbsp;</td><td style="text-align: left">&nbsp;</td><td>&nbsp;</td>
    <td style="text-align: left">&nbsp;</td><td style="text-align: right">&nbsp;</td><td style="text-align: left">&nbsp;</td><td>&nbsp;</td>
    <td style="text-align: left">&nbsp;</td><td style="text-align: right">&nbsp;</td><td style="text-align: left">&nbsp;</td><td>&nbsp;</td>
    <td style="text-align: left">&nbsp;</td><td style="text-align: right">&nbsp;</td><td style="text-align: left">&nbsp;</td><td>&nbsp;</td>
    <td style="text-align: left">&nbsp;</td><td style="text-align: right">&nbsp;</td><td style="text-align: left">&nbsp;</td><td>&nbsp;</td>
    <td style="text-align: left">&nbsp;</td><td style="text-align: right">&nbsp;</td><td style="text-align: left">&nbsp;</td></tr>
<tr style="vertical-align: bottom; background-color: rgb(204,238,255)">
    <td style="text-align: left; padding-bottom: 2.25pt">Net change in net interest income</td><td style="padding-bottom: 2.25pt">&nbsp;</td>
    <td style="border-bottom: Black 2.25pt double; text-align: left">$</td><td style="border-bottom: Black 2.25pt double; text-align: right">16,959</td><td style="border-bottom: Black 2.25pt double; text-align: left">&nbsp;</td><td style="padding-bottom: 2.25pt">&nbsp;</td>
    <td style="border-bottom: Black 2.25pt double; text-align: left">$</td><td style="border-bottom: Black 2.25pt double; text-align: right">(4,926</td><td style="border-bottom: Black 2.25pt double; text-align: left">)</td><td style="padding-bottom: 2.25pt">&nbsp;</td>
    <td style="border-bottom: Black 2.25pt double; text-align: left">$</td><td style="border-bottom: Black 2.25pt double; text-align: right">12,033</td><td style="border-bottom: Black 2.25pt double; text-align: left">&nbsp;</td><td style="padding-bottom: 2.25pt">&nbsp;</td>
    <td style="border-bottom: Black 2.25pt double; text-align: left">$</td><td style="border-bottom: Black 2.25pt double; text-align: right">10,156</td><td style="border-bottom: Black 2.25pt double; text-align: left">&nbsp;</td><td style="padding-bottom: 2.25pt">&nbsp;</td>
    <td style="border-bottom: Black 2.25pt double; text-align: left">$</td><td style="border-bottom: Black 2.25pt double; text-align: right">(13,432</td><td style="border-bottom: Black 2.25pt double; text-align: left">)</td><td style="padding-bottom: 2.25pt">&nbsp;</td>
    <td style="border-bottom: Black 2.25pt double; text-align: left">$</td><td style="border-bottom: Black 2.25pt double; text-align: right">(3,276</td><td style="border-bottom: Black 2.25pt double; text-align: left">)</td></tr>
</table>

<p style="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</p>

<p style="font: bold 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify"><a name="a_102"></a>Comparison of Operating Results for
the Years Ended December 31, 2015 and 2014</p>

<p style="font: bold 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify">&nbsp;</p>

<p style="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 0.5in"><i>General</i>. Net
income for the twelve months ended December 31, 2015 was $46.2 million, an increase of $2.0 million, or 4.45%, compared to $44.2
million for the twelve months ended December 31, 2014. Diluted earnings per common share were $1.59 for the twelve months ended
December 31, 2015, an increase of $0.11, or 7.43%, from $1.48 for the twelve months ended December 31, 2014.</p>

<p style="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 0.5in">&nbsp;</p>

<p style="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 0.5in">Return on average equity
increased to 9.93% for the twelve months ended December 31, 2015, from 9.82% for the prior year. Return on average assets decreased
to 0.86% for the twelve months ended December 31, 2015, from 0.91% for the prior year.</p>

<p style="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 0.5in">&nbsp;</p>

<p style="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 0.5in"><i>Interest Income</i>.
Interest income increased $7.0 million, or 3.56%, to $204.1 million for the year ended December 31, 2015 from $197.1 million for
the year ended December 31, 2014. The increase in interest income was primarily due to an increase of $500.5 million in the average
balance of interest-earning assets to $5,084.2 million for the year ended December 31, 2015 from $4,583.7 million for the year
ended December 31, 2014, which was partially offset by a 28 basis point reduction in the yield of interest-earning assets to 4.02%
for the year ended December 31, 2015 from 4.30% for the year ended December 31, 2014. The 28 basis point decline in the yield of
interest-earning assets was primarily due to a 41 basis point reduction in the yield on the loan portfolio to 4.43% for the twelve
months ended December 31, 2015 from 4.84% for the twelve months ended December 31, 2014, combined with a seven basis point decline
in the yield on total securities to 2.55% for the twelve months ended December 31, 2015 from 2.62% for the prior year. The 41 basis
point decrease in the yield on the loan portfolio was primarily due to a decline in the rates earned on new loan originations and
existing loans modified to lower rates. The seven basis point decrease in the yield on the securities portfolio was primarily due
to the purchase of new securities at lower yields than the existing portfolio. The yield on the loan portfolio, excluding prepayment
penalty income on loans, decreased 40 basis points to 4.27% for the twelve months ended December 31, 2015 from 4.67 % for the twelve
months ended December 31, 2014.</p>

<p style="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 0.5in">&nbsp;</p>

<p style="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 0.5in"></p>

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<p style="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 0.5in"><font style="font-size: 10pt"><i>Interest
Expense.</i></font> <font style="font-size: 10pt">Interest expense decreased $5.0 million, or 9.16%, to $49.7 million for the year
ended December 31, 2015 from $54.7 million for the year ended December 31, 2014. The decrease in the cost of interest-bearing liabilities
was primarily attributable to a $5.2 million prepayment penalty recorded on borrowings as a result of the Bank prepaying $66.9
million in long-term FHLB-NY advances and $30.0 million in repurchase agreements during the year ended December 31, 2014. Excluding
this prepayment penalty, interest expense increased $0.2 million for the year ended December 31, 2015. This increase in interest
expense was primarily due to an increase of $450.0 million in the average balance of interest-bearing liabilities to $4,586.4 million
for the year ended December 31, 2015 from $4,136.4 million for the year ended December 31, 2014, which was partially offset by
a decrease of 12 basis points in the cost of interest-bearing liabilities to 1.08% for the year ended December 31, 2015 from 1.20%
for the year ended December 31, 2014. The 12 basis point decrease in the cost of interest-bearing liabilities was primarily attributable
to decreases of 32 basis points and 20 basis points in the cost of certificates of deposit and borrowed funds, respectively. The
decrease in the cost of certificates of deposit and borrowed funds was primarily due to maturing issuances being replaced at lower
rates. These decreases were partially offset by increases of 20 basis points and 14 basis points in the cost of savings and money
market accounts, respectively, for the twelve months ended December 31, 2015 from the comparable prior year period. The cost of
savings accounts increased as we increased the rate we pay on some of our savings products to attract additional deposits. The
cost of money market accounts increased primarily due to our shifting of Government NOW deposits to a money market product which
does not require us to provide collateral, allowing us to invest these funds in higher yielding assets. Additionally, the cost
of interest-bearing liabilities was negatively affected by increases of $151.8 million and $110.6 million in the average balance
of higher costing certificates of deposit and borrowed funds, respectively, during the twelve months ended December 31, 2015, which
was partially offset by an increase of $183.2 million in the average balance of lower-costing core deposits during the twelve months
ended December 31, 2015 to $2,078.1 million from $1,894.9 million for the comparable prior year period. </font></p>

<p style="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 0.5in">&nbsp;</p>

<p style="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 0.5in"><font style="font-size: 10pt"><i>Net
Interest Income.</i></font><i> </i><font style="font-size: 10pt">Net interest income for the year ended December 31, 2015 totaled
$154.4 million, an increase of $12.0 million, or 8.45%, from $142.4 million for 2014. The increase in net interest income was due
to the growth of net interest-earning assets, an increase in prepayment penalty income and the absence of a $5.2 million prepayment
penalty recorded on borrowings in the comparable prior year period. These improvements to net interest income were partially offset
by a decrease in the net interest spread of four basis points to 2.94% for the twelve months ended December 31, 2015 from 2.98%
for the prior year. The yield on interest-earning assets decreased 28 basis points to 4.02% for the year ended December 31, 2015
from 4.30% for the year ended December 31, 2014, while the cost of interest-bearing liabilities decreased 24 basis points to 1.08%
for the year ended December 31, 2015 from 1.32% for the prior year period. The net interest margin decreased seven basis points
to 3.04% for the year ended December 31, 2015 from 3.11% for the year ended December 31, 2014. Excluding prepayment penalty income,
the net interest margin would have been 2.91% and 2.98% for the years ended December 31, 2015 and 2014, respectively.</font></p>

<p style="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 0.5in">&nbsp;</p>

<p style="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 0.5in"><font style="color: windowtext"><i>Provision
for Loan Losses</i>. </font>The benefit for loan losses for the twelve months ended December 31, 2015 was $1.0 million, a decrease
of $5.1 million, or 84.12%, from a benefit of $6.0 million during the comparable prior year period. The benefit recorded during
the twelve months ended December 31, 2015 was primarily due to the continued improvement in both credit conditions and, the qualitative
factors used in the calculation of the allowance for loan losses. During the twelve months ended December 31, 2015, non-accrual
loans decreased $9.1 million to $22.8 million from $31.9 million at December 31, 2014. During the twelve months ended December
31, 2015, net charge-offs totaled $2.6 million, or six basis points of average loans, primarily as a result of two business loans
which the Bank deemed unrecoverable. The current average loan-to-value ratio for our non-performing loans collateralized by real
estate was 41.4% at December 31, 2015. When we have obtained properties through foreclosure, we have been able to quickly sell
the properties at amounts that approximate book value. The Bank continues to maintain conservative underwriting standards. We anticipate
that we will continue to see low loss content in our loan portfolio. As a result of the quarterly analysis of the allowance for
loans losses, a reduction in the allowance was warranted and, as such, the Company recorded a benefit of $1.0 million for the twelve
months ended December 31, 2015.</p>

<p style="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 0.5in">&nbsp;</p>

<p style="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 0.5in"><font style="font-size: 10pt"><i>Non-Interest
Income.</i></font> <font style="font-size: 10pt">Non-interest income for the twelve months ended December 31, 2015 was $15.7 million,
an increase of $5.5 million, or 53.46%, from $10.2 million for the twelve months ended December 31, 2014. The increase in non-interest
income was primarily due to an increase of $6.5 million in net gains on the sale of buildings, as we sold and leased back our Brooklyn
branch buildings, and increases of $0.4 million in net gains on the sale of loans and $0.3 million in other income. Additionally,
non-interest income increased due to a decrease of $0.7 million in net losses from fair value adjustments. These improvements to
non-interest income were partially offset by a decrease of $2.7 million in net gains on the sale of securities, primarily due to
the comparable prior year period including a net gain on the sale of securities totaling $2.9 million which was comprised of net
gains on the sale of securities, as part of a balance sheet deleveraging and net losses on the sale of securities from the sale
of substandard trust preferred securities. </font></p>

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<p style="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 0.5in"><i>Non-Interest Expense</i>.
Non-interest expense was $97.9 million for the twelve months ended December 31, 2015, an increase of $11.9 million, or 13.84%,
from $85.8 million for the twelve months ended December 31, 2014. The increase in non-interest expense was primarily due to increases
of $4.1 million in salaries and benefits, $3.3 million in other operating expense and $2.2 million in occupancy and equipment expense.
The increase in salaries and benefits was primarily due to annual salary increases, increases in staffing in the technology, risk/compliance
and retail departments, as well as an increase in restricted stock expense. The increase in other operating expense was primarily
due to $1.0 million in expenses related to the move of our corporate headquarters, $0.9 million in expenses related to the growth
of the Company, $0.7 million in net losses on the sale of OREO and $0.5 million in additional temporary staffing and hiring fees.
Other operating expense also included $0.3 million in ATM fraud losses recorded in 2015. The growth in occupancy and equipment
expense was primarily due to increases in rent expense of $1.4 million for our new corporate headquarters and new branch at the
same location and $0.6 million from additional space in Manhattan for Business Bankers and a new branch location, which opened
in September 2015. Occupancy and equipment expense also included $0.2 million recorded in 2015 for temporary staff for additional
security to guard against further ATM fraud losses. Additionally, during the twelve months ended December 31, 2015, the Company
also experienced increases of $1.1 million in professional services, primarily due to increased legal and compliance costs and
$0.8 million, $0.5 million and $0.3 million in depreciation and amortization expense, FDIC insurance expense and data processing
expense, respectively, primarily due to the growth of the Bank. OREO/foreclosure expenses decreased $0.4 million during the twelve
months ended December 31, 2015 due to such period including recoveries of legal fees and a reduction in the level of non-performing
loans. The efficiency ratio increased to 58.6% for the twelve months ended December 31, 2015 from 54.4% for the twelve months ended
December 31, 2014, primarily due to the increased expenses discussed above.</p>

<p style="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 0.5in">&nbsp;</p>

<p style="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 0.5in"><i>Income Tax Provisions.</i>
Income tax expense for the year ended December 31, 2015 decreased $1.4 million, or 4.92%, to $27.2 million, compared to $28.6 million
for the year ended December 31, 2014. The decrease was primarily due to a reduction in the effective tax rate to 37.0% for the
twelve months ended December 31, 2015 from 39.2% in the comparable prior year period, partially offset by an increase of $0.6 million
in income before income taxes. The decrease in the effective tax rate reflects the impact of a change in New York City tax law
enacted in 2015, which based on the Company&#8217;s lending mix and certain other factors, reduced our New York City tax liability.
Additionally, the decrease in the effective tax rate reflects the greater impact that preferential tax items had on the Company&#8217;s
tax liability during the twelve months ended December 31, 2015 compared to the twelve months ended December 31, 2014.</p>

<p style="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 0.5in">&nbsp;</p>

<p style="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify"><a name="a_103"></a><b>Comparison of Operating Results for
the Years Ended December 31, 2014 and 2013</b></p>

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<p style="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 0.5in"><i>General</i>. Net
income for the twelve months ended December 31, 2014 was $44.2 million, an increase of $6.5 million, or 17.2%, compared to $37.8
million for the twelve months ended December 31, 2013. Diluted earnings per common share were $1.48 for the twelve months ended
December 31, 2014, an increase of $0.22, or 17.5%, from $1.26 for the twelve months ended December 31, 2013.</p>

<p style="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 0.5in">&nbsp;</p>

<p style="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 0.5in">Return on average equity
increased to 9.82% for the twelve months ended December 31, 2014, from 8.73% for the prior year. Return on average assets increased
to 0.91% for the twelve months ended December 31, 2014, from 0.79% for the prior year.</p>

<p style="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 0.5in">&nbsp;</p>

<p style="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 0.5in"><i>Interest Income</i>.
Interest income decreased $3.4 million, or 1.69%, to $197.1 million for the year ended December 31, 2014 from $200.5 million for
the year ended December 31, 2013. The decrease in interest income was primarily due to a 35 basis point reduction in the yield
of interest-earning assets to 4.30% for the year ended December 31, 2014 from 4.65% for the year ended December 31, 2013, partially
offset by a $266.9 million increase in the average balance of interest-earning assets to $4,583.7 million for the year ended December
31, 2014 from $4,316.8 million for the year ended December 31, 2013. The 35 basis point decline in the yield of interest-earning
assets was primarily due to a 42 basis point reduction in the yield on the loan portfolio to 4.84% for the twelve months ended
December 31, 2014 from 5.26% for the twelve months ended December 31, 2013, combined with a 25 basis point decline in the yield
on total securities to 2.62% for the twelve months ended December 31, 2014 from 2.87% for the prior year. The 42 basis point decrease
in the yield on the loan portfolio was primarily due to a decline in the rates earned on new loan originations and existing loans
modified to lower rates. The 25 basis point decrease in the yield on the securities portfolio was primarily due to the purchase
of new securities at lower yields than the existing portfolio. The yield on the mortgage loan portfolio decreased 39 basis points
to 5.02% for the twelve months ended December 31, 2014 from 5.41% for the twelve months ended December 31, 2013. The yield on the
mortgage loan portfolio, excluding prepayment penalty income on loans, decreased 40 basis points to 4.84% for the twelve months
ended December 31, 2014 from 5.24% for the twelve months ended December 31, 2013.</p>

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<p style="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 0.5in"><font style="color: windowtext"><i>Interest
Expense.</i> Interest expense decreased $0.1 million, or 0.22%, to $54.7 million for the year ended December 31, 2014 from $54.9
million for the year ended December 31, 2013. The decrease in the cost of interest-bearing liabilities is primarily attributable
to an eight basis point reduction in the cost of interest-bearing liabilities to 1.32% for the year ended December 31, 2014 from
1.40% for the year ended December 31, 2013, partially offset by a $204.4 million increase in the average balance of interest-bearing
liabilities to $4,136.4 million for the year ended December 31, 2014 from $3,932.0 million for the year ended December 31, 2013.
The eight basis point decrease in the cost of interest-bearing liabilities was primarily attributable to the Bank reducing the
rates it pays on its deposit products. The cost of certificates of deposit and NOW accounts decreased 19 basis points and seven
basis points, respectively, partially offset by increases in the cost of money market accounts and savings accounts of 11 and four
basis points, respectively, for the twelve months ended December 31, 2014 from the prior year. The cost of due to depositors decreased
12 basis points to 0.97% for the twelve months ended December 31, 2014 from 1.09% for the twelve months ended December 31, 2013.
The decrease in the cost of due to depositors was partially offset by a $5.2 million prepayment penalty recorded on borrowings
as a result of the Bank prepaying $66.9 million in long-term FHLB-NY advances and $30.0 million in repurchase agreements during
the year ended December 31, 2014. The prior year includes a </font>$2.6 million prepayment penalty recorded on borrowings as a
result of the Bank prepaying $69.9 million of FHLB-NY advances. <font style="color: windowtext">Including these prepayment penalties,
the cost of borrowed funds increased 10 basis points to 2.49% for the year ended December 31, 2014 from 2.39% in the prior year.
Excluding these prepayment penalties, the cost of borrowed funds decreased 16 basis points to 1.96% for the year ended December
31, 2014 from 2.12% in the prior year. The 16 basis point decrease in the cost of borrowed funds was primarily due to maturing
and new borrowings being replaced and obtained at lower rates. </font></p>

<p style="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 0.5in">&nbsp;</p>

<p style="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 0.5in"><font style="font-size: 10pt"><i>Net
Interest Income.</i></font><i> </i><font style="font-size: 10pt">Net interest income for the year ended December 31, 2014 totaled
$142.4 million, a decrease of $3.3 million, or 2.25%, from $145.7 million for 2013. The decrease in net interest income is attributed
to a decrease in the net interest spread of 27 basis points to 2.98% for the twelve months ended December 31, 2014 from 3.25% for
the prior year, partially offset by an increase in the average balance of interest-earning assets of $266.9 million, to $4,583.7
million for the year ended December 31, 2014. The yield on interest-earning assets decreased 35 basis points to 4.30% for the year
ended December 31, 2014 from 4.65% for the year ended December 31, 2013, while the cost of interest-bearing liabilities decreased
eight basis points to 1.32% for the year ended December 31, 2014 from 1.40% for the prior year period. The net interest margin
decreased 26 basis points to 3.11% for the year ended December 31, 2014 from 3.37% for the year ended December 31, 2013. Excluding
prepayment penalty income, the net interest margin would have been 2.98% and 3.26% for the years ended December 31, 2014 and 2013,
respectively.</font></p>

<p style="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 0.5in">&nbsp;</p>

<p style="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 0.5in"><font style="color: windowtext"><i>Provision
for Loan Losses</i>. </font>The provision for loan losses decreased $20.0 million during the twelve months ended December 31, 2014
to a benefit of $6.0 million from a provision of $13.9 million during the prior year. During the twelve months ended December 31,
2014, non-performing loans decreased $14.8 million to $34.2 million from $49.0 million at December 31, 2013. Net charge-offs for
the twelve months ended December 31, 2014 totaled $0.7 million, or two basis points of average loans. The current loan-to-value
ratio for our non-performing loans collateralized by real estate was 47.0% at December 31, 2014. When we have obtained properties
through foreclosure, we have been able to quickly sell the properties at amounts that approximate book value. We anticipate that
we will continue to see low loss content in our loan portfolio. The Bank continues to maintain conservative underwriting standards<font style="color: windowtext">.
As a result of the analysis of the allowance for loans losses, a reduction in the allowance was warranted, and as such, the Company
recorded a benefit of $6.0 million for the twelve months ended December 31, 2014.</font></p>

<p style="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 0.5in">&nbsp;</p>

<p style="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 0.5in"><font style="font-size: 10pt"><i>Non-Interest
Income.</i></font> <font style="font-size: 10pt">Non-interest income for the twelve months ended December 31, 2014 was $10.2 million,
an increase of $0.7 million, or 7.2%, from $9.6 million for the twelve months ended December 31, 2013. The increase in non-interest
income was primarily due to an improvement in Other-than-temporary impairment (&#8220;OTTI&#8221;) charges as there were no OTTI
charges recorded during the twelve months ended December 31, 2014, but the prior year included an OTTI charge of $1.4 million on
private issue CMOs. This improvement was partially offset by decreases of $0.3 million in each of other fee income and bank owned
life insurance, respectively. Additionally, net gains on sale of securities decreased $0.1 million to $2.9 million for the twelve
months ended December 31, 2014, from $3.0 million for the twelve months ended December 31, 2013. </font></p>

<p style="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 0.5in">&nbsp;</p>

<p style="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 0.5in"><i>Non-Interest Expense</i>.
Non-interest expense was $85.8 million for the twelve months ended December 31, 2014, an increase of $5.3 million, or 6.5%, from
$80.6 million for the twelve months ended December 31, 2013. The increase was primarily due to increases of $4.6 million in salaries
and benefits expense primarily due to an increase of $0.4 million in split dollar BOLI expense due to a decrease in the discount
rate used to calculate the liability, increased salaries expense of $3.1 million due to annual increases and increased staffing
to support the growth of the Bank and an increase of $0.9 million in the cost of grants of annual restricted stock unit awards.
Additionally, the increase in non-interest expense was from increases of $0.8 million in professional services from increased legal
fees as the prior year period included a decrease in legal fees and $1.1 million in other operating expense. These increases were
partially offset by decreases of $1.0 million in other real estate owned/foreclosure expense from a reduction in non-accrual loans
and $0.5 million in FDIC insurance expense primarily due to a reduction in the assessment rate. The efficiency ratio was 54.4%
for the twelve months ended December 31, 2014 compared to 50.6% for the twelve months ended December 31, 2013.</p>

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<p style="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 0.5in"><i>Income Tax Provisions.
</i> Income tax expense for the year ended December 31, 2014 increased $5.6 million to $28.6 million, compared to $23.0 million
for the year ended December 31, 2013. The increase was primarily attributed to an increase of $12.1 million in income before income
taxes, combined with an increase in the effective tax rate. The effective tax rate was 39.2% and 37.8% for the years ended December
31, 2014 and 2013, respectively.</p>

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<p style="font: bold 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify"><a name="a_104"></a>Liquidity, Regulatory Capital and
Capital Resources</p>

<p style="font: bold 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify">&nbsp;</p>

<p style="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 0.5in">Our primary sources
of funds are deposits, borrowings, principal and interest payments on loans, mortgage-backed and other securities, and proceeds
from sales of securities and loans. Deposit flows and mortgage prepayments, however, are greatly influenced by general interest
rates, economic conditions and competition. At December 31, 2015, the Bank was able to borrow up to $2,478.8 million from the FHLB-NY
in Federal Home Loan Bank advances and letters of credit. As of December 31, 2015, the Bank had $1,601.1 million outstanding in
combined balances of FHLB-NY advances and letters of credit. At December 31, 2015, the Bank also has unsecured lines of credit
with other commercial banks totaling $60.0 million. In addition, Flushing Financial Corporation has junior subordinated debentures
with a face amount of $61.9 million and a carrying amount of $29.0 million (which are included in Borrowed Funds) and the Bank
had $116.0 million in repurchase agreements to fund lending and investment opportunities. (See Note 9 of Notes to the Consolidated
Financial Statements in Item 8 of this Annual Report.) Management believes its available sources of funds are sufficient to fund
current operations.</p>

<p style="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 0.5in">&nbsp;</p>

<p style="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 0.5in"><font style="font-family: Times New Roman, Times, Serif">Our
most liquid assets are cash and cash equivalents, which include cash and due from banks, overnight interest-earning deposits and
federal funds sold with original maturities of 90 days or less. The level of these assets is dependent on our operating, financing,
lending and investing activities during any given period. At December 31, 2015, cash and cash equivalents totaled $42.4 million,
an increase of $8.1 million from December 31, </font>2014<font style="font-family: Times New Roman, Times, Serif">. We also held
marketable securities available for sale with a market value of $993.4 million at December 31, 2015. </font></p>

<p style="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 0.5in">&nbsp;</p>

<p style="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 0.5in">At December 31, 2015,
we had commitments to extend credit (principally real estate mortgage loans) of $96.2 million and open lines of credit for borrowers
(principally business lines of credit and home equity loan lines of credit) of $232.5 million. Since generally all of the loan
commitments are expected to be drawn upon, the total loan commitments approximate future cash requirements, whereas the amounts
of lines of credit may not be indicative of our future cash requirements. The loan commitments generally expire in 90 days, while
construction loan lines of credit mature within 18 months and home equity loan lines of credit mature within 10 years. We use the
same credit policies in making commitments and conditional obligations as we do for on-balance-sheet instruments.</p>

<p style="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 0.5in">&nbsp;</p>

<p style="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 0.5in">Our total interest
expense and operating expense in 2015 were $49.7 million and $97.7 million, respectively.</p>

<p style="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 0.5in">&nbsp;</p>

<p style="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 0.5in"><font style="font-size: 10pt">We
maintain three postretirement defined benefit plans for our employees: a noncontributory defined benefit pension plan which was
frozen as of September 30, 2006, a contributory medical plan, and a noncontributory life insurance plan. The life insurance plan
was amended to discontinue providing life insurance benefits to future retirees after January 1, 2010 and the medical plan was
frozen as of January 1, 2011. We also maintain a noncontributory defined benefit plan for certain of our non-employee directors,
which was frozen as of January 1, 2004. The employee pension plan is the only plan that we have funded. During </font>2015<font style="font-size: 10pt">,
we incurred cash expenditures of $0.1 million for the medical and life insurance plans and $0.1 million for the non-employee director
plan; we did not make a contribution to the employee pension plan in 2015. We expect to pay similar amounts for these plans in
2015. (See Note 12 of Notes to Consolidated Financial Statements in Item 8 of this Annual Report.) </font></p>

<p style="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 0.5in">&nbsp;</p>

<p style="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 0.5in">The amounts reported
in our financial statements are obtained from reports prepared by independent actuaries, and are based on significant assumptions.
The most significant assumption is the discount rate used to determine the accumulated postretirement benefit obligation (&#8220;APBO&#8221;)
for these plans. The APBO is the present value of projected benefits that employees and retirees have earned to date. The discount
rate is a single rate at which the liabilities of the plans are discounted into today&#8217;s dollars and could be effectively
settled or eliminated. The discount rate used is based on the Citigroup Pension Liability Index, and reflects a rate that could
be earned on bonds over a similar period that we anticipate the plans&#8217; liabilities will be paid. An increase in the discount
rate would reduce the APBO, while a reduction in the discount rate would increase the APBO. During the past several years, when
interest rates have been at historically low levels, the discount rate used for our plans has declined from 7.25% for 2001 to 4.06%
for 2015. This decline in the discount rate has resulted in an increase in our APBO.</p>

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<p style="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 0.5in">The Company&#8217;s
actuaries use several other assumptions that could have a significant impact on our APBO and periodic expense for these plans.
These assumptions include, but are not limited to, expected rate of return on plan assets, future increases in medical and life
insurance premiums, turnover rates of employees, and life expectancy. The accounting standards for postretirement plans involve
mechanisms that serve to limit the volatility of earnings by allowing changes in the value of plan assets and benefit obligations
to be amortized over time when actual results differ from the assumptions used, there are changes in the assumptions used, or there
are plan amendments. At December 31, 2015, our employee pension plan and medical and life insurance plan have unrecognized losses
of $8.6 million and $1.3 million, respectively. The non-employee director plan has a $0.5 million unrecognized gain, due to experience
different from what had been estimated and changes in actuarial assumptions. The employee pension plan&#8217;s unrecognized loss
is primarily attributed to the reduction in the discount rate and change in the Plan&#8217;s mortality table. The medical and life
insurance plans&#8217; unrecognized loss is attributed to the reduction in the discount rate over the past several years. In addition,
the non-employee director pension plan has an unrecognized past service liability of $0.1 million due to plan amendments in prior
years and the medical and life insurance plan have a $0.5 million past service credit due to plan amendments. The net after tax
effect of the unrecognized gains and losses associated with these plans has been recorded in accumulated other comprehensive income
in stockholders&#8217; equity, resulting in a reduction of stockholders&#8217; equity of $5.0 million as of December 31, 2015.</p>

<p style="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 0.5in">&nbsp;</p>

<p style="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 0.5in">The change in the discount
rate, the Pension Plan&#8217;s mortality table and the reduction in medical premiums are the only significant changes made to the
assumptions used for these plans for each of three years ended December 31, 2015. During the year ended December 31, 2013, the
actual return on the employee pension plan assets was approximately 2.5 times the assumed return used to determine the periodic
pension expense for that year. During the year ended December 31, 2014, the actual return on the employee pension plan assets was
approximately 75% of the assumed return used to determine the periodic pension expense for that year. During the year ended December
31, 2014, the actual return on the employee pension plan assets was approximately 31% of the assumed return used to determine the
periodic pension expense for that year.</p>

<p style="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 0.5in">&nbsp;</p>

<p style="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 0.5in">The market value of
the assets of our employee pension plan is $19.9 million at December 31, 2015, which is $2.8 million less than the projected benefit
obligation. We do not anticipate a change in the market value of these assets which would have a significant effect on liquidity,
capital resources, or results of operations.</p>

<p style="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 0.5in">&nbsp;</p>

<p style="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 0.5in">During 2015, funds
provided by the Company's operating activities amounted to $44.7 million. These funds combined with $563.9 million provided from
financing activities were utilized to fund net investing activities of $600.5 million. The Company's primary business objective
is the origination and purchase of multi-family residential loans, commercial business loans and commercial real estate mortgage
loans and to a lesser extent one-to-four family (including mixed-use properties) and SBA loans. During the year ended December
31, 2015, the net total of loan originations and purchases less loan repayments and sales was $564.4 million. During the year ended
December 31, 2015, the Company also purchased $318.9 million in securities. During 2015, funds were provided by net increases of
$382.9 million and $30.0 million in total deposits and short-term borrowed funds, respectively, and $310.0 million in long-term
borrowings. Additionally, funds were provided by $280.7 million in proceeds from maturities, sales, calls and prepayments of securities
and $20.2 million in proceeds from the sale of buildings. The Company also used funds of $125.6 million, $18.6 million and $15.6
million for the repayment of long-term borrowed funds, dividend payments and purchases of treasury stock, respectively, during
the year ended December 31, 2015.</p>

<p style="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 0.5in">&nbsp;</p>

<p style="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 0.5in">At the time of the
Bank&#8217;s conversion from a federally chartered mutual savings bank to a federally chartered stock savings bank, the Bank was
required by its primary regulator to establish a liquidation account which is reduced as and to the extent that eligible account
holders reduce their qualifying deposits. Upon completion of the Merger, the liquidation account was assumed by the Bank. The balance
of the liquidation account at December 31, 2015 was $0.8 million. In the unlikely event of a complete liquidation of the Bank,
each eligible account holder will be entitled to receive a distribution from the liquidation account. The Bank is not permitted
to declare or pay a dividend or to repurchase any of its capital stock if the effect would be to cause the Bank&#8217;s regulatory
capital to be reduced below the amount required for the liquidation account but approval of the NYDFS Superintendent is required
if the total of all dividends declared by the Bank in a calendar year would exceed the total of its net profits for that year combined
with its retained net profits for the preceding two years less prior dividends paid. On July 21, 2011, as a result of the Dodd-Frank
Act, the Bank&#8217;s primary regulator became the OCC and Flushing Financial Corporation&#8217;s primary regulator became the
Federal Reserve Board of Governors (&#8220;Federal Reserve&#8221;). Prior to July 21, 2011, unlike the Savings Bank, Flushing Financial
Corporation was not subject to regulatory restrictions on the declaration or payment of dividends to its stockholders, although
the source of such dividends could depend upon dividend payments from the Savings Bank. However, Flushing Financial Corporation
was subject, to the requirements of Delaware law, which generally limit dividends to an amount equal to the excess of its net assets
(the amount by which total assets exceed total liabilities) over its stated capital or, if there is no such excess, to its net
profits for the current and/or immediately preceding fiscal year. With the Federal Reserve becoming Flushing Financial Corporation&#8217;s
primary regulator, Flushing Financial Corporation became subject to the same regulatory restrictions on the declaration of dividends
as the Savings Bank.</p>

<p style="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 0.5in">&nbsp;</p>

<p style="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 0.5in"></p>

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<p style="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 0.5in"><font style="font-family: Times New Roman, Times, Serif"><i>Regulatory
Capital Position.</i> Under applicable regulatory capital regulations, the Bank and the Company are required to comply with each
of four separate capital adequacy standards: leverage capital, common equity Tier I risk-based capital, Tier I risk-based capital
and total risk-based capital. Such classifications are used by the FDIC and other bank regulatory agencies to determine matters
ranging from each institution&#8217;s quarterly FDIC deposit insurance premium assessments, to approvals of applications authorizing
institutions to grow their asset size or otherwise expand business activities. At December 31, 2015 and </font>2014<font style="font-family: Times New Roman, Times, Serif">,
the Bank and the Company each exceeded their four regulatory capital requirements. (See Note 14 of Notes to Consolidated Financial
Statements included in Item 8 of this Annual Report.)</font></p>

<p style="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 0.5in">&nbsp;</p>

<p style="font: bold 10pt Times New Roman, Times, Serif; margin: 0pt 0.25in 0pt 0; text-align: justify"><a name="a_105"></a>Critical Accounting Policies</p>

<p style="font: bold 10pt Times New Roman, Times, Serif; margin: 0pt 0.25in 0pt 0; text-align: justify">&nbsp;</p>

<p style="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 0.5in">The Company&#8217;s
accounting policies are integral to understanding the results of operations and statement of financial condition. These policies
are described in the Notes to Consolidated Financial Statements. Several of these policies require management&#8217;s judgment
to determine the value of the Company&#8217;s assets and liabilities. The Company has established detailed written policies and
control procedures to ensure consistent application of these policies. The Company has identified four accounting policies that
require significant management valuation judgment: the allowance for loan losses, fair value of financial instruments, including
other-than-temporary impairment assessment, goodwill impairment and income taxes.</p>

<p style="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 0.5in">&nbsp;</p>

<p style="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 0.5in"><i>Allowance for Loan
Losses.</i> An allowance for loan losses is provided to absorb probable estimated losses inherent in the loan portfolio. Management
reviews the adequacy of the allowance for loan losses by reviewing all impaired loans on an individual basis. The remaining portfolio
is evaluated based on the Company's historical loss experience, recent trends in losses, collection policies and collection experience,
trends in the volume of non-performing loans, changes in the composition and volume of the gross loan portfolio, and local and
national economic conditions. Judgment is required to determine how many years of historical loss experience are to be included
when reviewing historical loss experience. A full credit cycle must be used, or loss estimates may be inaccurate. This evaluation
is inherently subjective, as it requires estimates that are susceptible to significant revisions as more information becomes available.</p>

<p style="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 0.5in">&nbsp;</p>

<p style="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 0.5in">Notwithstanding the
judgment required in assessing the components of the allowance for loan losses, the Company believes that the allowance for loan
losses is adequate to cover losses inherent in the loan portfolio. The policy has been applied on a consistent basis for all periods
presented in the Consolidated Financial Statements.</p>

<p style="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 0.5in">&nbsp;</p>

<p style="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 0.5in"><i>Fair Value of Financial
Instruments.</i> The Company carries certain financial assets and financial liabilities at fair value under the fair value option.
Fair value is considered the price that would be received to sell an asset or paid to transfer a liability in an orderly transaction
between market participants at the measurement date. Management selected the fair value option for certain investment securities,
primarily mortgage-backed securities, and certain borrowings. Changes in the fair value of financial instruments for which the
fair value election is made are recorded in the Consolidated Statements of Income. At December 31, 2015, financial assets and financial
liabilities with fair values of $30.7 million and $29.0 million, respectively, are carried at fair value under the fair value option.</p>

<p style="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 0.5in">&nbsp;</p>

<p style="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 0.5in">The securities portfolio
also consists of mortgage-backed and other securities for which the fair value election was not selected. These securities are
classified as available for sale or held-to-maturity. Securities classified as available for sale are carried at fair value in
the Consolidated Statements of Financial Condition, with changes in fair value recorded in Accumulated Other Comprehensive Income.
Securities held-to-maturity are carried at their amortized cost in the Consolidated Statements of Financial Condition. If any decline
in fair value for securities classified available for sale or held-to-maturity is deemed other-than-temporary, the security is
written down to a new cost basis with the resulting loss recorded in the Consolidated Statements of Income. During 2015 and 2014,
no other-than-temporary impairment charges were recorded.</p>

<p style="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 0.5in">&nbsp;</p>

<p style="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 0.5in">Financial assets and
financial liabilities reported at fair value are required to be measured based on the following alternatives: (1) quoted prices
in active markets for identical financial instruments (Level 1), (2) significant other observable inputs (Level 2), or (3) significant
unobservable inputs (Level 3). Judgment is required in selecting the appropriate level to be used to determine fair value. The
majority of financial assets and financial liabilities for which the fair value election was made, and the majority of investments
classified as available for sale and held-to-maturity, were measured using Level 2 inputs, which require judgment to determine
the fair value. The trust preferred securities held in the investment portfolio, and the Company&#8217;s junior subordinated debentures,
were measured using Level 3 inputs due to the inactive market for these securities.</p>

<p style="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 0.5in">&nbsp;</p>

<p style="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 0.5in"></p>

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<p style="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 0.5in"><i>Goodwill Impairment.</i>
Goodwill is presumed to have an indefinite life and is tested for impairment, rather than amortized, on at least an annual basis.
For the purpose of goodwill impairment testing, management has concluded that the Company has one reporting unit. If the estimated
fair value of the reporting unit exceeds its carrying amount, there is no impairment of goodwill. However, if the fair value of
the reporting unit is less than its carrying amount, further evaluation is required to determine if a write down of goodwill is
required.</p>

<p style="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 0.5in">&nbsp;</p>

<p style="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 0.5in">Quoted market prices
in active markets are the best evidence of fair value and are to be used as the basis for measurement, when available. Other acceptable
valuation methods include an asset approach, which determines a fair value based upon the value of assets net of liabilities, an
income approach, which determines fair value using one or more methods that convert anticipated economic benefits into a present
single amount, and a market approach, which determines a fair value based on the similar businesses that have been sold.</p>

<p style="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 0.5in">&nbsp;</p>

<p style="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 0.5in"><font style="font-family: Times New Roman, Times, Serif">The
Company conducts its annual impairment testing of goodwill as of December 31. The impairment testing as of December 31, 2015 and
</font>2014<font style="font-family: Times New Roman, Times, Serif"> did not show an impairment of goodwill based on the fair value
of the Company.</font></p>

<p style="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 0.5in">&nbsp;</p>

<p style="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 0.5in"><i>Income Taxes.</i>
The Company estimates its income taxes payable based on the amounts it expects to owe to the various taxing authorizes (i.e. federal,
state and local). In estimating income taxes, management assesses the relative merits and risks of the tax treatment of transactions,
taking into account statutory, judicial and regulatory guidance in the context of the Company&#8217;s tax position. Management
also relies on tax opinions, recent audits, and historical experience.</p>

<p style="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 0.5in">&nbsp;</p>

<p style="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 0.5in">The Company also recognizes
deferred tax assets and liabilities for the future tax consequences of differences between the financial statement carrying amounts
of existing assets and liabilities and their respective tax bases. A valuation allowance is required for deferred tax assets that
the Company estimates are more likely than not to be unrealizable, based on evidence available at the time the estimate is made.
These estimates can be affected by changes to tax laws, statutory tax rates, and future income levels.</p>

<p style="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 0.5in">&nbsp;</p>

<p style="font: bold 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify"><a name="a_106"></a>Contractual Obligations</p>

<p style="font: bold 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify">&nbsp;</p>

<p style="color: Red; font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: center"></p>

<table cellpadding="0" cellspacing="0" style="border-collapse: collapse; width: 100%; font: 10pt Times New Roman, Times, Serif">
<tr style="vertical-align: bottom">
    <td style="text-align: left">&nbsp;</td><td style="padding-bottom: 1pt">&nbsp;</td>
    <td colspan="19" style="text-align: center; border-bottom: Black 1pt solid">Payments Due By Period</td></tr>
<tr style="vertical-align: bottom">
    <td style="text-align: left">&nbsp;</td><td>&nbsp;</td>
    <td colspan="3" style="text-align: center">&nbsp;</td><td>&nbsp;</td>
    <td colspan="3" style="text-align: center">&nbsp;</td><td>&nbsp;</td>
    <td colspan="3" style="text-align: center">&nbsp;</td><td>&nbsp;</td>
    <td colspan="3" style="text-align: center">&nbsp;</td><td>&nbsp;</td>
    <td colspan="3" style="text-align: center">More</td></tr>
<tr style="vertical-align: bottom">
    <td style="text-align: left">&nbsp;</td><td>&nbsp;</td>
    <td colspan="3" style="text-align: center">&nbsp;</td><td>&nbsp;</td>
    <td colspan="3" style="text-align: center">Less Than</td><td>&nbsp;</td>
    <td colspan="3" style="text-align: center">1 - 3</td><td>&nbsp;</td>
    <td colspan="3" style="text-align: center">3 - 5</td><td>&nbsp;</td>
    <td colspan="3" style="text-align: center">Than</td></tr>
<tr style="vertical-align: bottom">
    <td style="text-align: left">&nbsp;</td><td style="padding-bottom: 1pt">&nbsp;</td>
    <td colspan="3" style="text-align: center; border-bottom: Black 1pt solid">Total</td><td style="padding-bottom: 1pt; border-bottom: Black 1pt solid">&nbsp;</td>
    <td colspan="3" style="text-align: center; border-bottom: Black 1pt solid">1 Year</td><td style="padding-bottom: 1pt; border-bottom: Black 1pt solid">&nbsp;</td>
    <td colspan="3" style="text-align: center; border-bottom: Black 1pt solid">Years</td><td style="padding-bottom: 1pt; border-bottom: Black 1pt solid">&nbsp;</td>
    <td colspan="3" style="text-align: center; border-bottom: Black 1pt solid">Years</td><td style="padding-bottom: 1pt; border-bottom: Black 1pt solid">&nbsp;</td>
    <td colspan="3" style="text-align: center; border-bottom: Black 1pt solid">5 Years</td></tr>
<tr style="vertical-align: bottom">
    <td style="text-align: left">&nbsp;</td><td style="font-style: italic">&nbsp;</td>
    <td colspan="19" style="font-style: italic; text-align: center">(In thousands)</td></tr>
<tr style="vertical-align: bottom; background-color: rgb(204,238,255)">
    <td style="width: 50%; text-align: left">Borrowings</td><td style="width: 1%">&nbsp;</td>
    <td style="width: 1%; text-align: left">$</td><td style="width: 7%; text-align: right">1,271,676</td><td style="width: 1%; text-align: left">&nbsp;</td><td style="width: 1%">&nbsp;</td>
    <td style="width: 1%; text-align: left">$</td><td style="width: 7%; text-align: right">602,152</td><td style="width: 1%; text-align: left">&nbsp;</td><td style="width: 1%">&nbsp;</td>
    <td style="width: 1%; text-align: left">$</td><td style="width: 7%; text-align: right">515,796</td><td style="width: 1%; text-align: left">&nbsp;</td><td style="width: 1%">&nbsp;</td>
    <td style="width: 1%; text-align: left">$</td><td style="width: 7%; text-align: right">124,710</td><td style="width: 1%; text-align: left">&nbsp;</td><td style="width: 1%">&nbsp;</td>
    <td style="width: 1%; text-align: left">$</td><td style="width: 7%; text-align: right">29,018</td><td style="width: 1%; text-align: left">&nbsp;</td></tr>
<tr style="vertical-align: bottom; background-color: White">
    <td style="text-align: left">Deposits</td><td>&nbsp;</td>
    <td style="text-align: left">&nbsp;</td><td style="text-align: right">3,892,547</td><td style="text-align: left">&nbsp;</td><td>&nbsp;</td>
    <td style="text-align: left">&nbsp;</td><td style="text-align: right">2,937,474</td><td style="text-align: left">&nbsp;</td><td>&nbsp;</td>
    <td style="text-align: left">&nbsp;</td><td style="text-align: right">725,710</td><td style="text-align: left">&nbsp;</td><td>&nbsp;</td>
    <td style="text-align: left">&nbsp;</td><td style="text-align: right">203,086</td><td style="text-align: left">&nbsp;</td><td>&nbsp;</td>
    <td style="text-align: left">&nbsp;</td><td style="text-align: right">26,277</td><td style="text-align: left">&nbsp;</td></tr>
<tr style="vertical-align: bottom; background-color: rgb(204,238,255)">
    <td style="text-align: left">Loan commitments</td><td>&nbsp;</td>
    <td style="text-align: left">&nbsp;</td><td style="text-align: right">328,761</td><td style="text-align: left">&nbsp;</td><td>&nbsp;</td>
    <td style="text-align: left">&nbsp;</td><td style="text-align: right">328,761</td><td style="text-align: left">&nbsp;</td><td>&nbsp;</td>
    <td style="text-align: left">&nbsp;</td><td style="text-align: right">-</td><td style="text-align: left">&nbsp;</td><td>&nbsp;</td>
    <td style="text-align: left">&nbsp;</td><td style="text-align: right">-</td><td style="text-align: left">&nbsp;</td><td>&nbsp;</td>
    <td style="text-align: left">&nbsp;</td><td style="text-align: right">-</td><td style="text-align: left">&nbsp;</td></tr>
<tr style="vertical-align: bottom; background-color: White">
    <td style="text-align: left">Operating lease obligations</td><td>&nbsp;</td>
    <td style="text-align: left">&nbsp;</td><td style="text-align: right">49,538</td><td style="text-align: left">&nbsp;</td><td>&nbsp;</td>
    <td style="text-align: left">&nbsp;</td><td style="text-align: right">4,516</td><td style="text-align: left">&nbsp;</td><td>&nbsp;</td>
    <td style="text-align: left">&nbsp;</td><td style="text-align: right">8,831</td><td style="text-align: left">&nbsp;</td><td>&nbsp;</td>
    <td style="text-align: left">&nbsp;</td><td style="text-align: right">10,689</td><td style="text-align: left">&nbsp;</td><td>&nbsp;</td>
    <td style="text-align: left">&nbsp;</td><td style="text-align: right">25,502</td><td style="text-align: left">&nbsp;</td></tr>
<tr style="vertical-align: bottom; background-color: rgb(204,238,255)">
    <td style="text-align: left">Purchase obligations</td><td>&nbsp;</td>
    <td style="text-align: left">&nbsp;</td><td style="text-align: right">8,382</td><td style="text-align: left">&nbsp;</td><td>&nbsp;</td>
    <td style="text-align: left">&nbsp;</td><td style="text-align: right">5,778</td><td style="text-align: left">&nbsp;</td><td>&nbsp;</td>
    <td style="text-align: left">&nbsp;</td><td style="text-align: right">2,443</td><td style="text-align: left">&nbsp;</td><td>&nbsp;</td>
    <td style="text-align: left">&nbsp;</td><td style="text-align: right">161</td><td style="text-align: left">&nbsp;</td><td>&nbsp;</td>
    <td style="text-align: left">&nbsp;</td><td style="text-align: right">-</td><td style="text-align: left">&nbsp;</td></tr>
<tr style="vertical-align: bottom; background-color: White">
    <td style="text-align: left">Pension and other postretirement</td><td>&nbsp;</td>
    <td style="text-align: left">&nbsp;</td><td style="text-align: right">&nbsp;</td><td style="text-align: left">&nbsp;</td><td>&nbsp;</td>
    <td style="text-align: left">&nbsp;</td><td style="text-align: right">&nbsp;</td><td style="text-align: left">&nbsp;</td><td>&nbsp;</td>
    <td style="text-align: left">&nbsp;</td><td style="text-align: right">&nbsp;</td><td style="text-align: left">&nbsp;</td><td>&nbsp;</td>
    <td style="text-align: left">&nbsp;</td><td style="text-align: right">&nbsp;</td><td style="text-align: left">&nbsp;</td><td>&nbsp;</td>
    <td style="text-align: left">&nbsp;</td><td style="text-align: right">&nbsp;</td><td style="text-align: left">&nbsp;</td></tr>
<tr style="vertical-align: bottom; background-color: White">
    <td style="text-align: left">&nbsp;&nbsp;benefits</td><td>&nbsp;</td>
    <td style="text-align: left">&nbsp;</td><td style="text-align: right">13,397</td><td style="text-align: left">&nbsp;</td><td>&nbsp;</td>
    <td style="text-align: left">&nbsp;</td><td style="text-align: right">477</td><td style="text-align: left">&nbsp;</td><td>&nbsp;</td>
    <td style="text-align: left">&nbsp;</td><td style="text-align: right">1,044</td><td style="text-align: left">&nbsp;</td><td>&nbsp;</td>
    <td style="text-align: left">&nbsp;</td><td style="text-align: right">1,119</td><td style="text-align: left">&nbsp;</td><td>&nbsp;</td>
    <td style="text-align: left">&nbsp;</td><td style="text-align: right">10,757</td><td style="text-align: left">&nbsp;</td></tr>
<tr style="vertical-align: bottom; background-color: rgb(204,238,255)">
    <td style="text-align: left; padding-bottom: 1pt">Deferred compensation plans</td><td style="padding-bottom: 1pt">&nbsp;</td>
    <td style="border-bottom: Black 1pt solid; text-align: left">&nbsp;</td><td style="border-bottom: Black 1pt solid; text-align: right">14,309</td><td style="border-bottom: Black 1pt solid; text-align: left">&nbsp;</td><td style="padding-bottom: 1pt">&nbsp;</td>
    <td style="border-bottom: Black 1pt solid; text-align: left">&nbsp;</td><td style="border-bottom: Black 1pt solid; text-align: right">815</td><td style="border-bottom: Black 1pt solid; text-align: left">&nbsp;</td><td style="padding-bottom: 1pt">&nbsp;</td>
    <td style="border-bottom: Black 1pt solid; text-align: left">&nbsp;</td><td style="border-bottom: Black 1pt solid; text-align: right">1,629</td><td style="border-bottom: Black 1pt solid; text-align: left">&nbsp;</td><td style="padding-bottom: 1pt">&nbsp;</td>
    <td style="border-bottom: Black 1pt solid; text-align: left">&nbsp;</td><td style="border-bottom: Black 1pt solid; text-align: right">1,629</td><td style="border-bottom: Black 1pt solid; text-align: left">&nbsp;</td><td style="padding-bottom: 1pt">&nbsp;</td>
    <td style="border-bottom: Black 1pt solid; text-align: left">&nbsp;</td><td style="border-bottom: Black 1pt solid; text-align: right">10,236</td><td style="border-bottom: Black 1pt solid; text-align: left">&nbsp;</td></tr>
<tr style="vertical-align: bottom; background-color: White">
    <td style="text-align: left; padding-bottom: 2.25pt">Total</td><td style="padding-bottom: 2.25pt">&nbsp;</td>
    <td style="border-bottom: Black 2.25pt double; text-align: left">$</td><td style="border-bottom: Black 2.25pt double; text-align: right">5,578,610</td><td style="border-bottom: Black 2.25pt double; text-align: left">&nbsp;</td><td style="padding-bottom: 2.25pt">&nbsp;</td>
    <td style="border-bottom: Black 2.25pt double; text-align: left">$</td><td style="border-bottom: Black 2.25pt double; text-align: right">3,879,973</td><td style="border-bottom: Black 2.25pt double; text-align: left">&nbsp;</td><td style="padding-bottom: 2.25pt">&nbsp;</td>
    <td style="border-bottom: Black 2.25pt double; text-align: left">$</td><td style="border-bottom: Black 2.25pt double; text-align: right">1,255,453</td><td style="border-bottom: Black 2.25pt double; text-align: left">&nbsp;</td><td style="padding-bottom: 2.25pt">&nbsp;</td>
    <td style="border-bottom: Black 2.25pt double; text-align: left">$</td><td style="border-bottom: Black 2.25pt double; text-align: right">341,394</td><td style="border-bottom: Black 2.25pt double; text-align: left">&nbsp;</td><td style="padding-bottom: 2.25pt">&nbsp;</td>
    <td style="border-bottom: Black 2.25pt double; text-align: left">$</td><td style="border-bottom: Black 2.25pt double; text-align: right">101,790</td><td style="border-bottom: Black 2.25pt double; text-align: left">&nbsp;</td></tr>
</table>

<p style="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 0.5in">&nbsp;</p>

<p style="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 0.5in">We have significant
obligations that arise in the normal course of business. We finance our assets with deposits and borrowings. We also use borrowings
to manage our interest-rate risk. Borrowings with call provisions are included in the period of the next call date. We have the
means to refinance these borrowings as they mature or are called through financing arrangements with the FHLB-NY and our ability
to arrange repurchase agreements with broker-dealers and the FHLB-NY. (See Notes 8 and 9 of Notes to Consolidated Financial Statements
in Item 8 of this Annual Report.)</p>

<p style="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 0.5in">&nbsp;</p>

<p style="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 0.5in">We focus our balance
sheet growth on the origination of mortgage loans. At December 31, 2015, we had commitments to extend credit and lines of credit
of $328.8 million for mortgage and other loans. These loans will be funded through principal and interest payments received on
existing mortgage loans and mortgage-backed securities, growth in customer deposits, and, when necessary, additional borrowings.
(See Note 15 of Notes to Consolidated Financial Statements in Item 8 of this Annual Report.)</p>

<p style="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 0.5in">&nbsp;</p>

<p style="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 0.5in"></p>

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<p style="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 0.5in">At December 31, 2015,
the Bank had 19 branches, 16 of which are leased. The Bank leases its branch locations primarily when it is not the sole tenant.
Whether the Bank will purchase its future branch locations will depend in part on the availability of suitable locations and the
availability of properties. In addition, we lease our executive offices. We currently outsource our data processing, loan servicing
and check processing functions. We believe that this is the most cost effective method for obtaining these services. These arrangements
are usually volume dependent and have varying terms. The contracts for these services usually include annual increases based on
the increase in the consumer price index. The amounts shown above for purchase obligations represent the current term and volume
of activity of these contracts. We expect to renew these contracts as they expire.</p>

<p style="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 0.5in">&nbsp;</p>

<p style="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 0.5in"><font style="font-size: 10pt">The
amounts shown for pension and other postretirement benefits reflect our directors&#8217; pension plan and the supplemental retirement
benefits of our president, and amounts due under our plan for medical and life insurance benefits for retired employees. The amount
shown in the &#8220;Less Than 1 Year&#8221; column represents our current estimate for these benefits, some of which are based
on information supplied by actuaries. The amounts shown in columns reflecting periods over one year represent our current estimate
based on the past year&#8217;s actual disbursements and information supplied by actuaries. The amounts do not include an increase
for possible future retirees or increases in health plan costs. The amount shown in the &#8220;More Than 5 Years&#8221; column
represents the amount required to increase the total amount to the projected benefit obligation of the directors&#8217; plan and
the medical and life insurance benefit plans, since these are unfunded plans and the underfunded portion of the employee pension
plan.</font> <font style="font-size: 10pt">(See Note 12 of Notes to Consolidated Financial Statements in Item 8 of this Annual
Report.) </font></p>

<p style="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 0.5in">&nbsp;</p>

<p style="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 0.5in">We currently provide
a non-qualified deferred compensation plan for officers who have achieved the level of Senior Vice President II and above and completed
one year of service. However, all Senior Vice Presidents level III and Vice Presidents who were participants on January 31, 2015
remain eligible to participate in the plan. In addition to the amounts deferred by the officers, we match 50% of their contributions,
generally up to a maximum of 5% of the officer&#8217;s salary. These plans generally require the deferred balance to be credited
with earnings at a rate earned by certain mutual funds. Through December 31, 2011, employees could not receive a distribution from
these plans until their employment is terminated. The amounts shown in the columns for less than five years represent the estimate
of the amounts we will contribute to a rabbi trust with respect to matching contributions under these plans. The amount shown in
the &#8220;More Than 5 Years&#8221; column represents the current accrued liability for these plans, adjusted for the activity
in the columns for less than five years. This expense is provided in the Consolidated Statements of Income, and the liability has
been provided in the Consolidated Statements of Financial Condition.</p>


<p style="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 0.5in">&nbsp;</p>

<p style="font: bold 10pt Times New Roman, Times, Serif; margin: 0pt 0"><a name="a_107"></a><u>Item 7A.	Quantitative and Qualitative Disclosures
About Market Risk.</u></p>

<p style="font: bold 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</p>

<p style="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 0.5in">This information is
contained in the section captioned &#8220;Interest Rate Risk&#8221; on page 66 and in Notes 15 and 16 of the Notes to Consolidated
Financial Statements in Item 8 of this Annual Report.</p>

<p style="font: bold 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</p>

<p style="font: bold 10pt Times New Roman, Times, Serif; margin: 0pt 0"></p>

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<p style="font: bold 10pt Times New Roman, Times, Serif; margin: 0pt 0"><a name="a_108"></a><u>Item 8.	Financial Statements and Supplementary Data.</u></p>

<p style="font: bold 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</p>

<p style="font: bold 10pt Times New Roman, Times, Serif; margin: 0pt 0"><u>FLUSHING FINANCIAL CORPORATION AND SUBSIDIARIES</u></p>

<p style="font: bold 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</p>

<p style="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0"><b>Consolidated Statements of Financial Condition</b></p>

<p style="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</p>

<p style="color: Red; font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: center"></p>

<div data-td-taggable-table="" data-td-statement-type="balance-sheet"><table cellpadding="0" cellspacing="0" style="border-collapse: collapse; width: 100%; font: 10pt Times New Roman, Times, Serif">
<tr style="vertical-align: bottom">
    <td style="font-style: italic; text-align: center">&nbsp;</td><td style="padding-bottom: 1pt">&nbsp;</td>
    <td colspan="3" style="text-align: center; border-bottom: Black 1pt solid">December 31,<br>
2015</td><td style="padding-bottom: 1pt">&nbsp;</td>
    <td colspan="3" style="text-align: center; border-bottom: Black 1pt solid">December 31,<br>
2014</td></tr>
<tr style="vertical-align: bottom">
    <td style="font-style: italic; text-align: center">&nbsp;</td><td style="font-style: italic">&nbsp;</td>
    <td colspan="7" style="font-style: italic; text-align: center">(Dollars in thousands, except per share data)</td></tr>
<tr style="vertical-align: bottom; background-color: rgb(204,238,255)">
    <td style="font-weight: bold">Assets</td><td>&nbsp;</td>
    <td style="text-align: left">&nbsp;</td><td style="text-align: right">&nbsp;</td><td style="text-align: left">&nbsp;</td><td>&nbsp;</td>
    <td style="text-align: left">&nbsp;</td><td style="text-align: right">&nbsp;</td><td style="text-align: left">&nbsp;</td></tr>
<tr style="vertical-align: bottom; background-color: White">
    <td style="width: 70%; text-align: left">Cash and due from banks</td><td style="width: 1%">&nbsp;</td>
    <td style="width: 1%; text-align: left">$</td><td style="width: 12%; text-align: right">42,363</td><td style="width: 1%; text-align: left">&nbsp;</td><td style="width: 1%">&nbsp;</td>
    <td style="width: 1%; text-align: left">$</td><td style="width: 12%; text-align: right">34,265</td><td style="width: 1%; text-align: left">&nbsp;</td></tr>
<tr style="vertical-align: bottom; background-color: rgb(204,238,255)">
    <td>Securities held-to-maturity:</td><td>&nbsp;</td>
    <td style="text-align: left">&nbsp;</td><td style="text-align: right">&nbsp;</td><td style="text-align: left">&nbsp;</td><td>&nbsp;</td>
    <td style="text-align: left">&nbsp;</td><td style="text-align: right">&nbsp;</td><td style="text-align: left">&nbsp;</td></tr>
<tr style="vertical-align: bottom; background-color: White">
    <td style="text-align: left; padding-left: 10pt">Other securities (none pledged; fair value of $6,180 at December 31, 2015)</td><td>&nbsp;</td>
    <td style="text-align: left">&nbsp;</td><td style="text-align: right">6,180</td><td style="text-align: left">&nbsp;</td><td>&nbsp;</td>
    <td style="text-align: left">&nbsp;</td><td style="text-align: right">-</td><td style="text-align: left">&nbsp;</td></tr>
<tr style="vertical-align: bottom; background-color: rgb(204,238,255)">
    <td style="text-align: left">Securities available for sale, at fair value:</td><td>&nbsp;</td>
    <td style="text-align: left">&nbsp;</td><td style="text-align: right">&nbsp;</td><td style="text-align: left">&nbsp;</td><td>&nbsp;</td>
    <td style="text-align: left">&nbsp;</td><td style="text-align: right">&nbsp;</td><td style="text-align: left">&nbsp;</td></tr>
<tr style="vertical-align: bottom; background-color: White">
    <td style="padding-left: 20pt; text-indent: -10pt">Mortgage-backed securities (including assets pledged of $496,121 and $464,626 at December 31,     2015 and 2014,
    respectively; $2,527 and $4,678 at fair value pursuant to the fair value option at December 31, 2015 and 2014,
    respectively)</td><td>&nbsp;</td>
    <td style="text-align: left">&nbsp;</td><td style="text-align: right">668,740</td><td style="text-align: left">&nbsp;</td><td>&nbsp;</td>
    <td style="text-align: left">&nbsp;</td><td style="text-align: right">704,933</td><td style="text-align: left">&nbsp;</td></tr>
<tr style="vertical-align: bottom; background-color: rgb(204,238,255)">
    <td style="text-align: left; padding-left: 20pt; text-indent: -10pt">Other securities (including assets pledged of none and $57,562 at December 31, 2015 and 2014,
    respectively ; $28,205 and $27,915&nbsp;&nbsp;at fair value pursuant to the fair value option at December 31, 2015 and 2014,
    respectively)</td><td>&nbsp;</td>
    <td style="text-align: left">&nbsp;</td><td style="text-align: right">324,657</td><td style="text-align: left">&nbsp;</td><td>&nbsp;</td>
    <td style="text-align: left">&nbsp;</td><td style="text-align: right">268,377</td><td style="text-align: left">&nbsp;</td></tr>
<tr style="vertical-align: bottom; background-color: White">
    <td style="text-align: left">Loans, net of fees and costs</td><td>&nbsp;</td>
    <td style="text-align: left">&nbsp;</td><td style="text-align: right">4,387,979</td><td style="text-align: left">&nbsp;</td><td>&nbsp;</td>
    <td style="text-align: left">&nbsp;</td><td style="text-align: right">3,810,373</td><td style="text-align: left">&nbsp;</td></tr>
<tr style="vertical-align: bottom; background-color: rgb(204,238,255)">
    <td style="text-align: left; padding-bottom: 1pt; padding-left: 10pt">Less: Allowance for loan losses</td><td style="padding-bottom: 1pt">&nbsp;</td>
    <td style="border-bottom: Black 1pt solid; text-align: left">&nbsp;</td><td style="border-bottom: Black 1pt solid; text-align: right">(21,535</td><td style="border-bottom: Black 1pt solid; text-align: left">)</td><td style="padding-bottom: 1pt">&nbsp;</td>
    <td style="border-bottom: Black 1pt solid; text-align: left">&nbsp;</td><td style="border-bottom: Black 1pt solid; text-align: right">(25,096</td><td style="border-bottom: Black 1pt solid; text-align: left">)</td></tr>
<tr style="vertical-align: bottom; background-color: White">
    <td style="text-align: left; padding-left: 20pt">Net loans</td><td>&nbsp;</td>
    <td style="text-align: left">&nbsp;</td><td style="text-align: right">4,366,444</td><td style="text-align: left">&nbsp;</td><td>&nbsp;</td>
    <td style="text-align: left">&nbsp;</td><td style="text-align: right">3,785,277</td><td style="text-align: left">&nbsp;</td></tr>
<tr style="vertical-align: bottom; background-color: rgb(204,238,255)">
    <td style="text-align: left">Interest and dividends receivable</td><td>&nbsp;</td>
    <td style="text-align: left">&nbsp;</td><td style="text-align: right">18,937</td><td style="text-align: left">&nbsp;</td><td>&nbsp;</td>
    <td style="text-align: left">&nbsp;</td><td style="text-align: right">17,251</td><td style="text-align: left">&nbsp;</td></tr>
<tr style="vertical-align: bottom; background-color: White">
    <td style="text-align: left">Bank premises and equipment, net</td><td>&nbsp;</td>
    <td style="text-align: left">&nbsp;</td><td style="text-align: right">25,622</td><td style="text-align: left">&nbsp;</td><td>&nbsp;</td>
    <td style="text-align: left">&nbsp;</td><td style="text-align: right">21,868</td><td style="text-align: left">&nbsp;</td></tr>
<tr style="vertical-align: bottom; background-color: rgb(204,238,255)">
    <td style="text-align: left">Federal Home Loan Bank of New York stock, at cost</td><td>&nbsp;</td>
    <td style="text-align: left">&nbsp;</td><td style="text-align: right">56,066</td><td style="text-align: left">&nbsp;</td><td>&nbsp;</td>
    <td style="text-align: left">&nbsp;</td><td style="text-align: right">46,924</td><td style="text-align: left">&nbsp;</td></tr>
<tr style="vertical-align: bottom; background-color: White">
    <td style="text-align: left">Bank owned life insurance</td><td>&nbsp;</td>
    <td style="text-align: left">&nbsp;</td><td style="text-align: right">115,536</td><td style="text-align: left">&nbsp;</td><td>&nbsp;</td>
    <td style="text-align: left">&nbsp;</td><td style="text-align: right">112,656</td><td style="text-align: left">&nbsp;</td></tr>
<tr style="vertical-align: bottom; background-color: rgb(204,238,255)">
    <td>Goodwill</td><td>&nbsp;</td>
    <td style="text-align: left">&nbsp;</td><td style="text-align: right">16,127</td><td style="text-align: left">&nbsp;</td><td>&nbsp;</td>
    <td style="text-align: left">&nbsp;</td><td style="text-align: right">16,127</td><td style="text-align: left">&nbsp;</td></tr>
<tr style="vertical-align: bottom; background-color: White">
    <td style="text-align: left; padding-bottom: 1pt">Other assets</td><td style="padding-bottom: 1pt">&nbsp;</td>
    <td style="border-bottom: Black 1pt solid; text-align: left">&nbsp;</td><td style="border-bottom: Black 1pt solid; text-align: right">63,962</td><td style="border-bottom: Black 1pt solid; text-align: left">&nbsp;</td><td style="padding-bottom: 1pt">&nbsp;</td>
    <td style="border-bottom: Black 1pt solid; text-align: left">&nbsp;</td><td style="border-bottom: Black 1pt solid; text-align: right">69,335</td><td style="border-bottom: Black 1pt solid; text-align: left">&nbsp;</td></tr>
<tr style="vertical-align: bottom; background-color: rgb(204,238,255)">
    <td style="text-align: left; padding-bottom: 2.25pt; padding-left: 30pt">Total assets</td><td style="padding-bottom: 2.25pt">&nbsp;</td>
    <td style="border-bottom: Black 2.25pt double; text-align: left">$</td><td style="border-bottom: Black 2.25pt double; text-align: right">5,704,634</td><td style="border-bottom: Black 2.25pt double; text-align: left">&nbsp;</td><td style="padding-bottom: 2.25pt">&nbsp;</td>
    <td style="border-bottom: Black 2.25pt double; text-align: left">$</td><td style="border-bottom: Black 2.25pt double; text-align: right">5,077,013</td><td style="border-bottom: Black 2.25pt double; text-align: left">&nbsp;</td></tr>
<tr style="vertical-align: bottom; background-color: White">
    <td>&nbsp;</td><td>&nbsp;</td>
    <td style="text-align: left">&nbsp;</td><td style="text-align: right">&nbsp;</td><td style="text-align: left">&nbsp;</td><td>&nbsp;</td>
    <td style="text-align: left">&nbsp;</td><td style="text-align: right">&nbsp;</td><td style="text-align: left">&nbsp;</td></tr>
<tr style="vertical-align: bottom; background-color: rgb(204,238,255)">
    <td style="font-weight: bold">Liabilities</td><td>&nbsp;</td>
    <td style="text-align: left">&nbsp;</td><td style="text-align: right">&nbsp;</td><td style="text-align: left">&nbsp;</td><td>&nbsp;</td>
    <td style="text-align: left">&nbsp;</td><td style="text-align: right">&nbsp;</td><td style="text-align: left">&nbsp;</td></tr>
<tr style="vertical-align: bottom; background-color: White">
    <td style="text-align: left">Due to depositors:</td><td>&nbsp;</td>
    <td style="text-align: left">&nbsp;</td><td style="text-align: right">&nbsp;</td><td style="text-align: left">&nbsp;</td><td>&nbsp;</td>
    <td style="text-align: left">&nbsp;</td><td style="text-align: right">&nbsp;</td><td style="text-align: left">&nbsp;</td></tr>
<tr style="vertical-align: bottom; background-color: rgb(204,238,255)">
    <td style="text-align: left; padding-left: 10pt">Non-interest bearing</td><td>&nbsp;</td>
    <td style="text-align: left">$</td><td style="text-align: right">269,469</td><td style="text-align: left">&nbsp;</td><td>&nbsp;</td>
    <td style="text-align: left">$</td><td style="text-align: right">255,834</td><td style="text-align: left">&nbsp;</td></tr>
<tr style="vertical-align: bottom; background-color: White">
    <td style="padding-left: 10pt">Interest-bearing</td><td>&nbsp;</td>
    <td style="text-align: left">&nbsp;</td><td style="text-align: right">3,586,234</td><td style="text-align: left">&nbsp;</td><td>&nbsp;</td>
    <td style="text-align: left">&nbsp;</td><td style="text-align: right">3,217,085</td><td style="text-align: left">&nbsp;</td></tr>
<tr style="vertical-align: bottom; background-color: rgb(204,238,255)">
    <td style="text-align: left">Mortgagors' escrow deposits</td><td>&nbsp;</td>
    <td style="text-align: left">&nbsp;</td><td style="text-align: right">36,844</td><td style="text-align: left">&nbsp;</td><td>&nbsp;</td>
    <td style="text-align: left">&nbsp;</td><td style="text-align: right">35,679</td><td style="text-align: left">&nbsp;</td></tr>
<tr style="vertical-align: bottom; background-color: White">
    <td style="text-align: left; padding-left: 10pt; text-indent: -10pt">Borrowed funds ($29,018 and $28,771 at fair value pursuant to the fair value option at December
    31, 2015 and 2014, respectively)</td><td>&nbsp;</td>
    <td style="text-align: left">&nbsp;</td><td style="text-align: right">1,155,676</td><td style="text-align: left">&nbsp;</td><td>&nbsp;</td>
    <td style="text-align: left">&nbsp;</td><td style="text-align: right">940,492</td><td style="text-align: left">&nbsp;</td></tr>
<tr style="vertical-align: bottom; background-color: rgb(204,238,255)">
    <td style="text-align: left">Securities sold under agreements to repurchase</td><td>&nbsp;</td>
    <td style="text-align: left">&nbsp;</td><td style="text-align: right">116,000</td><td style="text-align: left">&nbsp;</td><td>&nbsp;</td>
    <td style="text-align: left">&nbsp;</td><td style="text-align: right">116,000</td><td style="text-align: left">&nbsp;</td></tr>
<tr style="vertical-align: bottom; background-color: White">
    <td style="text-align: left; padding-bottom: 1pt">Other liabilities</td><td style="padding-bottom: 1pt">&nbsp;</td>
    <td style="border-bottom: Black 1pt solid; text-align: left">&nbsp;</td><td style="border-bottom: Black 1pt solid; text-align: right">67,344</td><td style="border-bottom: Black 1pt solid; text-align: left">&nbsp;</td><td style="padding-bottom: 1pt">&nbsp;</td>
    <td style="border-bottom: Black 1pt solid; text-align: left">&nbsp;</td><td style="border-bottom: Black 1pt solid; text-align: right">55,676</td><td style="border-bottom: Black 1pt solid; text-align: left">&nbsp;</td></tr>
<tr style="vertical-align: bottom; background-color: rgb(204,238,255)">
    <td style="text-align: left; padding-bottom: 1pt; padding-left: 30pt">Total liabilities</td><td style="padding-bottom: 1pt">&nbsp;</td>
    <td style="border-bottom: Black 1pt solid; text-align: left">&nbsp;</td><td style="border-bottom: Black 1pt solid; text-align: right">5,231,567</td><td style="border-bottom: Black 1pt solid; text-align: left">&nbsp;</td><td style="padding-bottom: 1pt">&nbsp;</td>
    <td style="border-bottom: Black 1pt solid; text-align: left">&nbsp;</td><td style="border-bottom: Black 1pt solid; text-align: right">4,620,766</td><td style="border-bottom: Black 1pt solid; text-align: left">&nbsp;</td></tr>
<tr style="vertical-align: bottom; background-color: White">
    <td>&nbsp;</td><td>&nbsp;</td>
    <td style="text-align: left">&nbsp;</td><td style="text-align: right">&nbsp;</td><td style="text-align: left">&nbsp;</td><td>&nbsp;</td>
    <td style="text-align: left">&nbsp;</td><td style="text-align: right">&nbsp;</td><td style="text-align: left">&nbsp;</td></tr>
<tr style="vertical-align: bottom; background-color: rgb(204,238,255)">
    <td style="text-align: left">Commitments and contingencies (Note 14)</td><td>&nbsp;</td>
    <td style="text-align: left">&nbsp;</td><td style="text-align: right">&nbsp;</td><td style="text-align: left">&nbsp;</td><td>&nbsp;</td>
    <td style="text-align: left">&nbsp;</td><td style="text-align: right">&nbsp;</td><td style="text-align: left">&nbsp;</td></tr>
<tr style="vertical-align: bottom; background-color: White">
    <td>&nbsp;</td><td>&nbsp;</td>
    <td style="text-align: left">&nbsp;</td><td style="text-align: right">&nbsp;</td><td style="text-align: left">&nbsp;</td><td>&nbsp;</td>
    <td style="text-align: left">&nbsp;</td><td style="text-align: right">&nbsp;</td><td style="text-align: left">&nbsp;</td></tr>
<tr style="vertical-align: bottom; background-color: rgb(204,238,255)">
    <td style="font-weight: bold; text-align: left">Stockholders' Equity</td><td>&nbsp;</td>
    <td style="text-align: left">&nbsp;</td><td style="text-align: right">&nbsp;</td><td style="text-align: left">&nbsp;</td><td>&nbsp;</td>
    <td style="text-align: left">&nbsp;</td><td style="text-align: right">&nbsp;</td><td style="text-align: left">&nbsp;</td></tr>
<tr style="vertical-align: bottom; background-color: White">
    <td style="text-align: left">Preferred stock ($0.01 par value; 5,000,000 shares authorized; none issued)</td><td>&nbsp;</td>
    <td style="text-align: left">&nbsp;</td><td style="text-align: right">-</td><td style="text-align: left">&nbsp;</td><td>&nbsp;</td>
    <td style="text-align: left">&nbsp;</td><td style="text-align: right">-</td><td style="text-align: left">&nbsp;</td></tr>
<tr style="vertical-align: bottom; background-color: rgb(204,238,255)">
    <td style="text-align: left; padding-left: 10pt; text-indent: -10pt">Common stock ($0.01 par value; 100,000,000 shares authorized; 31,530,595 shares issued at December 31, 2015 and 2014;
    28,830,558 shares and 29,403,823 shares outstanding at December 31, 2015 and 2014, respectively)</td><td>&nbsp;</td>
    <td style="text-align: left">&nbsp;</td><td style="text-align: right">315</td><td style="text-align: left">&nbsp;</td><td>&nbsp;</td>
    <td style="text-align: left">&nbsp;</td><td style="text-align: right">315</td><td style="text-align: left">&nbsp;</td></tr>
<tr style="vertical-align: bottom; background-color: White">
    <td style="text-align: left">Additional paid-in capital</td><td>&nbsp;</td>
    <td style="text-align: left">&nbsp;</td><td style="text-align: right">210,652</td><td style="text-align: left">&nbsp;</td><td>&nbsp;</td>
    <td style="text-align: left">&nbsp;</td><td style="text-align: right">206,437</td><td style="text-align: left">&nbsp;</td></tr>
<tr style="vertical-align: bottom; background-color: rgb(204,238,255)">
    <td style="text-align: left; padding-left: 10pt; text-indent: -10pt">Treasury stock, at average cost (2,700,037 shares and 2,126,772 at December 31, 2015 and 2014,
    respectively)</td><td>&nbsp;</td>
    <td style="text-align: left">&nbsp;</td><td style="text-align: right">(48,868</td><td style="text-align: left">)</td><td>&nbsp;</td>
    <td style="text-align: left">&nbsp;</td><td style="text-align: right">(37,221</td><td style="text-align: left">)</td></tr>
<tr style="vertical-align: bottom; background-color: White">
    <td style="text-align: left">Retained earnings</td><td>&nbsp;</td>
    <td style="text-align: left">&nbsp;</td><td style="text-align: right">316,530</td><td style="text-align: left">&nbsp;</td><td>&nbsp;</td>
    <td style="text-align: left">&nbsp;</td><td style="text-align: right">289,623</td><td style="text-align: left">&nbsp;</td></tr>
<tr style="vertical-align: bottom; background-color: rgb(204,238,255)">
    <td style="text-align: left; padding-bottom: 1pt">Accumulated other comprehensive loss, net of taxes</td><td style="padding-bottom: 1pt">&nbsp;</td>
    <td style="border-bottom: Black 1pt solid; text-align: left">&nbsp;</td><td style="border-bottom: Black 1pt solid; text-align: right">(5,562</td><td style="border-bottom: Black 1pt solid; text-align: left">)</td><td style="padding-bottom: 1pt">&nbsp;</td>
    <td style="border-bottom: Black 1pt solid; text-align: left">&nbsp;</td><td style="border-bottom: Black 1pt solid; text-align: right">(2,907</td><td style="border-bottom: Black 1pt solid; text-align: left">)</td></tr>
<tr style="vertical-align: bottom; background-color: White">
    <td style="text-align: left; padding-bottom: 1pt; padding-left: 30pt">Total stockholders' equity</td><td style="padding-bottom: 1pt">&nbsp;</td>
    <td style="border-bottom: Black 1pt solid; text-align: left">&nbsp;</td><td style="border-bottom: Black 1pt solid; text-align: right">473,067</td><td style="border-bottom: Black 1pt solid; text-align: left">&nbsp;</td><td style="padding-bottom: 1pt">&nbsp;</td>
    <td style="border-bottom: Black 1pt solid; text-align: left">&nbsp;</td><td style="border-bottom: Black 1pt solid; text-align: right">456,247</td><td style="border-bottom: Black 1pt solid; text-align: left">&nbsp;</td></tr>
<tr style="vertical-align: bottom; background-color: rgb(204,238,255)">
    <td>&nbsp;</td><td>&nbsp;</td>
    <td style="text-align: left">&nbsp;</td><td style="text-align: right">&nbsp;</td><td style="text-align: left">&nbsp;</td><td>&nbsp;</td>
    <td style="text-align: left">&nbsp;</td><td style="text-align: right">&nbsp;</td><td style="text-align: left">&nbsp;</td></tr>
<tr style="vertical-align: bottom; background-color: White">
    <td style="text-align: left; padding-bottom: 2.25pt; padding-left: 30pt">Total liabilities and stockholders' equity</td><td style="padding-bottom: 2.25pt">&nbsp;</td>
    <td style="border-bottom: Black 2.25pt double; text-align: left">$</td><td style="border-bottom: Black 2.25pt double; text-align: right">5,704,634</td><td style="border-bottom: Black 2.25pt double; text-align: left">&nbsp;</td><td style="padding-bottom: 2.25pt">&nbsp;</td>
    <td style="border-bottom: Black 2.25pt double; text-align: left">$</td><td style="border-bottom: Black 2.25pt double; text-align: right">5,077,013</td><td style="border-bottom: Black 2.25pt double; text-align: left">&nbsp;</td></tr>
</table></div>



<p style="color: Red; font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: center"></p>

<p style="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</p>

<p style="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: center">The accompanying notes are an integral part
of these consolidated financial statements.<br clear="ALL">
</p>

<p style="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0"></p>

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<p style="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">FLUSHING FINANCIAL CORPORATION AND SUBSIDIARIES</p>

<p style="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0"><b>Consolidated Statements of Income</b></p>

<p style="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0"><b>&nbsp;</b></p>

<p style="color: Red; font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: center"></p>

<div data-td-taggable-table="" data-td-statement-type="income"><table cellpadding="0" cellspacing="0" style="border-collapse: collapse; width: 100%; font: 10pt Times New Roman, Times, Serif">
<tr style="vertical-align: bottom">
    <td>&nbsp;</td><td style="padding-bottom: 1pt">&nbsp;</td>
    <td colspan="11" style="text-align: center; border-bottom: Black 1pt solid">For the years ended December 31,</td></tr>
<tr style="vertical-align: bottom">
    <td style="font-style: italic">&nbsp;</td><td style="padding-bottom: 1pt">&nbsp;</td>
    <td colspan="3" style="text-align: center; border-bottom: Black 1pt solid">2015</td><td style="padding-bottom: 1pt">&nbsp;</td>
    <td colspan="3" style="text-align: center; border-bottom: Black 1pt solid">2014</td><td style="padding-bottom: 1pt">&nbsp;</td>
    <td colspan="3" style="text-align: center; border-bottom: Black 1pt solid">2013</td></tr>
<tr style="vertical-align: bottom">
    <td style="font-style: italic">&nbsp;</td><td style="font-style: italic">&nbsp;</td>
    <td colspan="11" style="font-style: italic; text-align: center">(In thousands, except per share data)</td></tr>
<tr style="vertical-align: bottom; background-color: rgb(204,238,255)">
    <td style="font-weight: bold; text-align: left">Interest and dividend income</td><td>&nbsp;</td>
    <td style="text-align: left">&nbsp;</td><td style="text-align: right">&nbsp;</td><td style="text-align: left">&nbsp;</td><td>&nbsp;</td>
    <td style="text-align: left">&nbsp;</td><td style="text-align: right">&nbsp;</td><td style="text-align: left">&nbsp;</td><td>&nbsp;</td>
    <td style="text-align: left">&nbsp;</td><td style="text-align: right">&nbsp;</td><td style="text-align: left">&nbsp;</td></tr>
<tr style="vertical-align: bottom; background-color: White">
    <td style="width: 61%; text-align: left">Interest and fees on loans</td><td style="width: 1%">&nbsp;</td>
    <td style="width: 1%; text-align: left">$</td><td style="width: 10%; text-align: right">178,720</td><td style="width: 1%; text-align: left">&nbsp;</td><td style="width: 1%">&nbsp;</td>
    <td style="width: 1%; text-align: left">$</td><td style="width: 10%; text-align: right">170,327</td><td style="width: 1%; text-align: left">&nbsp;</td><td style="width: 1%">&nbsp;</td>
    <td style="width: 1%; text-align: left">$</td><td style="width: 10%; text-align: right">171,309</td><td style="width: 1%; text-align: left">&nbsp;</td></tr>
<tr style="vertical-align: bottom; background-color: rgb(204,238,255)">
    <td style="text-align: left">Interest and dividends on securities:</td><td>&nbsp;</td>
    <td style="text-align: left">&nbsp;</td><td style="text-align: right">&nbsp;</td><td style="text-align: left">&nbsp;</td><td>&nbsp;</td>
    <td style="text-align: left">&nbsp;</td><td style="text-align: right">&nbsp;</td><td style="text-align: left">&nbsp;</td><td>&nbsp;</td>
    <td style="text-align: left">&nbsp;</td><td style="text-align: right">&nbsp;</td><td style="text-align: left">&nbsp;</td></tr>
<tr style="vertical-align: bottom; background-color: White">
    <td style="padding-left: 10pt">Interest</td><td>&nbsp;</td>
    <td style="text-align: left">&nbsp;</td><td style="text-align: right">24,827</td><td style="text-align: left">&nbsp;</td><td>&nbsp;</td>
    <td style="text-align: left">&nbsp;</td><td style="text-align: right">25,969</td><td style="text-align: left">&nbsp;</td><td>&nbsp;</td>
    <td style="text-align: left">&nbsp;</td><td style="text-align: right">28,310</td><td style="text-align: left">&nbsp;</td></tr>
<tr style="vertical-align: bottom; background-color: rgb(204,238,255)">
    <td style="padding-left: 10pt">Dividends</td><td>&nbsp;</td>
    <td style="text-align: left">&nbsp;</td><td style="text-align: right">473</td><td style="text-align: left">&nbsp;</td><td>&nbsp;</td>
    <td style="text-align: left">&nbsp;</td><td style="text-align: right">753</td><td style="text-align: left">&nbsp;</td><td>&nbsp;</td>
    <td style="text-align: left">&nbsp;</td><td style="text-align: right">828</td><td style="text-align: left">&nbsp;</td></tr>
<tr style="vertical-align: bottom; background-color: White">
    <td style="text-align: left; padding-bottom: 1pt">Other interest income</td><td style="padding-bottom: 1pt">&nbsp;</td>
    <td style="border-bottom: Black 1pt solid; text-align: left">&nbsp;</td><td style="border-bottom: Black 1pt solid; text-align: right">126</td><td style="border-bottom: Black 1pt solid; text-align: left">&nbsp;</td><td style="padding-bottom: 1pt">&nbsp;</td>
    <td style="border-bottom: Black 1pt solid; text-align: left">&nbsp;</td><td style="border-bottom: Black 1pt solid; text-align: right">79</td><td style="border-bottom: Black 1pt solid; text-align: left">&nbsp;</td><td style="padding-bottom: 1pt">&nbsp;</td>
    <td style="border-bottom: Black 1pt solid; text-align: left">&nbsp;</td><td style="border-bottom: Black 1pt solid; text-align: right">79</td><td style="border-bottom: Black 1pt solid; text-align: left">&nbsp;</td></tr>
<tr style="vertical-align: bottom; background-color: rgb(204,238,255)">
    <td style="text-align: left; padding-bottom: 1pt; padding-left: 20pt">Total interest and dividend income</td><td style="padding-bottom: 1pt">&nbsp;</td>
    <td style="border-bottom: Black 1pt solid; text-align: left">&nbsp;</td><td style="border-bottom: Black 1pt solid; text-align: right">204,146</td><td style="border-bottom: Black 1pt solid; text-align: left">&nbsp;</td><td style="padding-bottom: 1pt">&nbsp;</td>
    <td style="border-bottom: Black 1pt solid; text-align: left">&nbsp;</td><td style="border-bottom: Black 1pt solid; text-align: right">197,128</td><td style="border-bottom: Black 1pt solid; text-align: left">&nbsp;</td><td style="padding-bottom: 1pt">&nbsp;</td>
    <td style="border-bottom: Black 1pt solid; text-align: left">&nbsp;</td><td style="border-bottom: Black 1pt solid; text-align: right">200,526</td><td style="border-bottom: Black 1pt solid; text-align: left">&nbsp;</td></tr>
<tr style="vertical-align: bottom; background-color: White">
    <td>&nbsp;</td><td>&nbsp;</td>
    <td style="text-align: left">&nbsp;</td><td style="text-align: right">&nbsp;</td><td style="text-align: left">&nbsp;</td><td>&nbsp;</td>
    <td style="text-align: left">&nbsp;</td><td style="text-align: right">&nbsp;</td><td style="text-align: left">&nbsp;</td><td>&nbsp;</td>
    <td style="text-align: left">&nbsp;</td><td style="text-align: right">&nbsp;</td><td style="text-align: left">&nbsp;</td></tr>
<tr style="vertical-align: bottom; background-color: rgb(204,238,255)">
    <td style="font-weight: bold; text-align: left">Interest expense</td><td>&nbsp;</td>
    <td style="text-align: left">&nbsp;</td><td style="text-align: right">&nbsp;</td><td style="text-align: left">&nbsp;</td><td>&nbsp;</td>
    <td style="text-align: left">&nbsp;</td><td style="text-align: right">&nbsp;</td><td style="text-align: left">&nbsp;</td><td>&nbsp;</td>
    <td style="text-align: left">&nbsp;</td><td style="text-align: right">&nbsp;</td><td style="text-align: left">&nbsp;</td></tr>
<tr style="vertical-align: bottom; background-color: White">
    <td>Deposits</td><td>&nbsp;</td>
    <td style="text-align: left">&nbsp;</td><td style="text-align: right">30,336</td><td style="text-align: left">&nbsp;</td><td>&nbsp;</td>
    <td style="text-align: left">&nbsp;</td><td style="text-align: right">30,044</td><td style="text-align: left">&nbsp;</td><td>&nbsp;</td>
    <td style="text-align: left">&nbsp;</td><td style="text-align: right">32,037</td><td style="text-align: left">&nbsp;</td></tr>
<tr style="vertical-align: bottom; background-color: rgb(204,238,255)">
    <td style="text-align: left; padding-bottom: 1pt">Other interest expense</td><td style="padding-bottom: 1pt">&nbsp;</td>
    <td style="border-bottom: Black 1pt solid; text-align: left">&nbsp;</td><td style="border-bottom: Black 1pt solid; text-align: right">19,390</td><td style="border-bottom: Black 1pt solid; text-align: left">&nbsp;</td><td style="padding-bottom: 1pt">&nbsp;</td>
    <td style="border-bottom: Black 1pt solid; text-align: left">&nbsp;</td><td style="border-bottom: Black 1pt solid; text-align: right">24,697</td><td style="border-bottom: Black 1pt solid; text-align: left">&nbsp;</td><td style="padding-bottom: 1pt">&nbsp;</td>
    <td style="border-bottom: Black 1pt solid; text-align: left">&nbsp;</td><td style="border-bottom: Black 1pt solid; text-align: right">22,826</td><td style="border-bottom: Black 1pt solid; text-align: left">&nbsp;</td></tr>
<tr style="vertical-align: bottom; background-color: White">
    <td style="text-align: left; padding-bottom: 1pt; padding-left: 20pt">Total interest expense</td><td style="padding-bottom: 1pt">&nbsp;</td>
    <td style="border-bottom: Black 1pt solid; text-align: left">&nbsp;</td><td style="border-bottom: Black 1pt solid; text-align: right">49,726</td><td style="border-bottom: Black 1pt solid; text-align: left">&nbsp;</td><td style="padding-bottom: 1pt">&nbsp;</td>
    <td style="border-bottom: Black 1pt solid; text-align: left">&nbsp;</td><td style="border-bottom: Black 1pt solid; text-align: right">54,741</td><td style="border-bottom: Black 1pt solid; text-align: left">&nbsp;</td><td style="padding-bottom: 1pt">&nbsp;</td>
    <td style="border-bottom: Black 1pt solid; text-align: left">&nbsp;</td><td style="border-bottom: Black 1pt solid; text-align: right">54,863</td><td style="border-bottom: Black 1pt solid; text-align: left">&nbsp;</td></tr>
<tr style="vertical-align: bottom; background-color: rgb(204,238,255)">
    <td>&nbsp;</td><td>&nbsp;</td>
    <td style="text-align: left">&nbsp;</td><td style="text-align: right">&nbsp;</td><td style="text-align: left">&nbsp;</td><td>&nbsp;</td>
    <td style="text-align: left">&nbsp;</td><td style="text-align: right">&nbsp;</td><td style="text-align: left">&nbsp;</td><td>&nbsp;</td>
    <td style="text-align: left">&nbsp;</td><td style="text-align: right">&nbsp;</td><td style="text-align: left">&nbsp;</td></tr>
<tr style="vertical-align: bottom; background-color: White">
    <td style="font-weight: bold; text-align: left">Net interest income</td><td>&nbsp;</td>
    <td style="text-align: left">&nbsp;</td><td style="text-align: right">154,420</td><td style="text-align: left">&nbsp;</td><td>&nbsp;</td>
    <td style="text-align: left">&nbsp;</td><td style="text-align: right">142,387</td><td style="text-align: left">&nbsp;</td><td>&nbsp;</td>
    <td style="text-align: left">&nbsp;</td><td style="text-align: right">145,663</td><td style="text-align: left">&nbsp;</td></tr>
<tr style="vertical-align: bottom; background-color: rgb(204,238,255)">
    <td style="text-align: left; padding-bottom: 1pt">Provision (benefit) for loan losses</td><td style="padding-bottom: 1pt">&nbsp;</td>
    <td style="border-bottom: Black 1pt solid; text-align: left">&nbsp;</td><td style="border-bottom: Black 1pt solid; text-align: right">(956</td><td style="border-bottom: Black 1pt solid; text-align: left">)</td><td style="padding-bottom: 1pt">&nbsp;</td>
    <td style="border-bottom: Black 1pt solid; text-align: left">&nbsp;</td><td style="border-bottom: Black 1pt solid; text-align: right">(6,021</td><td style="border-bottom: Black 1pt solid; text-align: left">)</td><td style="padding-bottom: 1pt">&nbsp;</td>
    <td style="border-bottom: Black 1pt solid; text-align: left">&nbsp;</td><td style="border-bottom: Black 1pt solid; text-align: right">13,935</td><td style="border-bottom: Black 1pt solid; text-align: left">&nbsp;</td></tr>
<tr style="vertical-align: bottom; background-color: White">
    <td style="font-weight: bold; text-align: left; padding-bottom: 1pt">Net interest income after (benefit) provision for loan losses</td><td style="padding-bottom: 1pt">&nbsp;</td>
    <td style="border-bottom: Black 1pt solid; text-align: left">&nbsp;</td><td style="border-bottom: Black 1pt solid; text-align: right">155,376</td><td style="border-bottom: Black 1pt solid; text-align: left">&nbsp;</td><td style="padding-bottom: 1pt">&nbsp;</td>
    <td style="border-bottom: Black 1pt solid; text-align: left">&nbsp;</td><td style="border-bottom: Black 1pt solid; text-align: right">148,408</td><td style="border-bottom: Black 1pt solid; text-align: left">&nbsp;</td><td style="padding-bottom: 1pt">&nbsp;</td>
    <td style="border-bottom: Black 1pt solid; text-align: left">&nbsp;</td><td style="border-bottom: Black 1pt solid; text-align: right">131,728</td><td style="border-bottom: Black 1pt solid; text-align: left">&nbsp;</td></tr>
<tr style="vertical-align: bottom; background-color: rgb(204,238,255)">
    <td>&nbsp;</td><td>&nbsp;</td>
    <td style="text-align: left">&nbsp;</td><td style="text-align: right">&nbsp;</td><td style="text-align: left">&nbsp;</td><td>&nbsp;</td>
    <td style="text-align: left">&nbsp;</td><td style="text-align: right">&nbsp;</td><td style="text-align: left">&nbsp;</td><td>&nbsp;</td>
    <td style="text-align: left">&nbsp;</td><td style="text-align: right">&nbsp;</td><td style="text-align: left">&nbsp;</td></tr>
<tr style="vertical-align: bottom; background-color: White">
    <td style="font-weight: bold; text-align: left">Non-interest income</td><td>&nbsp;</td>
    <td style="text-align: left">&nbsp;</td><td style="text-align: right">&nbsp;</td><td style="text-align: left">&nbsp;</td><td>&nbsp;</td>
    <td style="text-align: left">&nbsp;</td><td style="text-align: right">&nbsp;</td><td style="text-align: left">&nbsp;</td><td>&nbsp;</td>
    <td style="text-align: left">&nbsp;</td><td style="text-align: right">&nbsp;</td><td style="text-align: left">&nbsp;</td></tr>
<tr style="vertical-align: bottom; background-color: rgb(204,238,255)">
    <td style="text-align: left">Other-than-temporary impairment ("OTTI") charge</td><td>&nbsp;</td>
    <td style="text-align: left">&nbsp;</td><td style="text-align: right">-</td><td style="text-align: left">&nbsp;</td><td>&nbsp;</td>
    <td style="text-align: left">&nbsp;</td><td style="text-align: right">-</td><td style="text-align: left">&nbsp;</td><td>&nbsp;</td>
    <td style="text-align: left">&nbsp;</td><td style="text-align: right">(1,419</td><td style="text-align: left">)</td></tr>
<tr style="vertical-align: bottom; background-color: White">
    <td style="text-align: left">Less: Non-credit portion of OTTI charge recorded in</td><td>&nbsp;</td>
    <td style="text-align: left">&nbsp;</td><td style="text-align: right">&nbsp;</td><td style="text-align: left">&nbsp;</td><td>&nbsp;</td>
    <td style="text-align: left">&nbsp;</td><td style="text-align: right">&nbsp;</td><td style="text-align: left">&nbsp;</td><td>&nbsp;</td>
    <td style="text-align: left">&nbsp;</td><td style="text-align: right">&nbsp;</td><td style="text-align: left">&nbsp;</td></tr>
<tr style="vertical-align: bottom; background-color: rgb(204,238,255)">
    <td style="text-align: left; padding-bottom: 1pt; padding-left: 10pt">Other Comprehensive Income, before taxes</td><td style="padding-bottom: 1pt">&nbsp;</td>
    <td style="border-bottom: Black 1pt solid; text-align: left">&nbsp;</td><td style="border-bottom: Black 1pt solid; text-align: right">-</td><td style="border-bottom: Black 1pt solid; text-align: left">&nbsp;</td><td style="padding-bottom: 1pt">&nbsp;</td>
    <td style="border-bottom: Black 1pt solid; text-align: left">&nbsp;</td><td style="border-bottom: Black 1pt solid; text-align: right">-</td><td style="border-bottom: Black 1pt solid; text-align: left">&nbsp;</td><td style="padding-bottom: 1pt">&nbsp;</td>
    <td style="border-bottom: Black 1pt solid; text-align: left">&nbsp;</td><td style="border-bottom: Black 1pt solid; text-align: right">-</td><td style="border-bottom: Black 1pt solid; text-align: left">&nbsp;</td></tr>
<tr style="vertical-align: bottom; background-color: White">
    <td style="text-align: left">Net OTTI charge recognized in earnings</td><td>&nbsp;</td>
    <td style="text-align: left">&nbsp;</td><td style="text-align: right">-</td><td style="text-align: left">&nbsp;</td><td>&nbsp;</td>
    <td style="text-align: left">&nbsp;</td><td style="text-align: right">-</td><td style="text-align: left">&nbsp;</td><td>&nbsp;</td>
    <td style="text-align: left">&nbsp;</td><td style="text-align: right">(1,419</td><td style="text-align: left">)</td></tr>
<tr style="vertical-align: bottom; background-color: rgb(204,238,255)">
    <td style="text-align: left">Banking services fee income</td><td>&nbsp;</td>
    <td style="text-align: left">&nbsp;</td><td style="text-align: right">3,805</td><td style="text-align: left">&nbsp;</td><td>&nbsp;</td>
    <td style="text-align: left">&nbsp;</td><td style="text-align: right">3,394</td><td style="text-align: left">&nbsp;</td><td>&nbsp;</td>
    <td style="text-align: left">&nbsp;</td><td style="text-align: right">3,687</td><td style="text-align: left">&nbsp;</td></tr>
<tr style="vertical-align: bottom; background-color: White">
    <td style="text-align: left">Net loss on sale of loans held for sale</td><td>&nbsp;</td>
    <td style="text-align: left">&nbsp;</td><td style="text-align: right">-</td><td style="text-align: left">&nbsp;</td><td>&nbsp;</td>
    <td style="text-align: left">&nbsp;</td><td style="text-align: right">-</td><td style="text-align: left">&nbsp;</td><td>&nbsp;</td>
    <td style="text-align: left">&nbsp;</td><td style="text-align: right">(108</td><td style="text-align: left">)</td></tr>
<tr style="vertical-align: bottom; background-color: rgb(204,238,255)">
    <td style="text-align: left">Net gain on sale of loans</td><td>&nbsp;</td>
    <td style="text-align: left">&nbsp;</td><td style="text-align: right">422</td><td style="text-align: left">&nbsp;</td><td>&nbsp;</td>
    <td style="text-align: left">&nbsp;</td><td style="text-align: right">67</td><td style="text-align: left">&nbsp;</td><td>&nbsp;</td>
    <td style="text-align: left">&nbsp;</td><td style="text-align: right">284</td><td style="text-align: left">&nbsp;</td></tr>
<tr style="vertical-align: bottom; background-color: White">
    <td style="text-align: left">Net gain on sale of securities</td><td>&nbsp;</td>
    <td style="text-align: left">&nbsp;</td><td style="text-align: right">167</td><td style="text-align: left">&nbsp;</td><td>&nbsp;</td>
    <td style="text-align: left">&nbsp;</td><td style="text-align: right">2,875</td><td style="text-align: left">&nbsp;</td><td>&nbsp;</td>
    <td style="text-align: left">&nbsp;</td><td style="text-align: right">3,021</td><td style="text-align: left">&nbsp;</td></tr>
<tr style="vertical-align: bottom; background-color: rgb(204,238,255)">
    <td style="text-align: left">Net gain on sale of buildings</td><td>&nbsp;</td>
    <td style="text-align: left">&nbsp;</td><td style="text-align: right">6,537</td><td style="text-align: left">&nbsp;</td><td>&nbsp;</td>
    <td style="text-align: left">&nbsp;</td><td style="text-align: right">-</td><td style="text-align: left">&nbsp;</td><td>&nbsp;</td>
    <td style="text-align: left">&nbsp;</td><td style="text-align: right">-</td><td style="text-align: left">&nbsp;</td></tr>
<tr style="vertical-align: bottom; background-color: White">
    <td style="text-align: left">Net loss from fair value adjustments</td><td>&nbsp;</td>
    <td style="text-align: left">&nbsp;</td><td style="text-align: right">(1,841</td><td style="text-align: left">)</td><td>&nbsp;</td>
    <td style="text-align: left">&nbsp;</td><td style="text-align: right">(2,568</td><td style="text-align: left">)</td><td>&nbsp;</td>
    <td style="text-align: left">&nbsp;</td><td style="text-align: right">(2,521</td><td style="text-align: left">)</td></tr>
<tr style="vertical-align: bottom; background-color: rgb(204,238,255)">
    <td style="text-align: left">Federal Home Loan Bank of New York stock dividends</td><td>&nbsp;</td>
    <td style="text-align: left">&nbsp;</td><td style="text-align: right">1,969</td><td style="text-align: left">&nbsp;</td><td>&nbsp;</td>
    <td style="text-align: left">&nbsp;</td><td style="text-align: right">1,898</td><td style="text-align: left">&nbsp;</td><td>&nbsp;</td>
    <td style="text-align: left">&nbsp;</td><td style="text-align: right">1,663</td><td style="text-align: left">&nbsp;</td></tr>
<tr style="vertical-align: bottom; background-color: White">
    <td style="text-align: left">Bank owned life insurance</td><td>&nbsp;</td>
    <td style="text-align: left">&nbsp;</td><td style="text-align: right">2,880</td><td style="text-align: left">&nbsp;</td><td>&nbsp;</td>
    <td style="text-align: left">&nbsp;</td><td style="text-align: right">3,050</td><td style="text-align: left">&nbsp;</td><td>&nbsp;</td>
    <td style="text-align: left">&nbsp;</td><td style="text-align: right">3,363</td><td style="text-align: left">&nbsp;</td></tr>
<tr style="vertical-align: bottom; background-color: rgb(204,238,255)">
    <td style="text-align: left; padding-bottom: 1pt">Other income</td><td style="padding-bottom: 1pt">&nbsp;</td>
    <td style="border-bottom: Black 1pt solid; text-align: left">&nbsp;</td><td style="border-bottom: Black 1pt solid; text-align: right">1,780</td><td style="border-bottom: Black 1pt solid; text-align: left">&nbsp;</td><td style="padding-bottom: 1pt">&nbsp;</td>
    <td style="border-bottom: Black 1pt solid; text-align: left">&nbsp;</td><td style="border-bottom: Black 1pt solid; text-align: right">1,527</td><td style="border-bottom: Black 1pt solid; text-align: left">&nbsp;</td><td style="padding-bottom: 1pt">&nbsp;</td>
    <td style="border-bottom: Black 1pt solid; text-align: left">&nbsp;</td><td style="border-bottom: Black 1pt solid; text-align: right">1,586</td><td style="border-bottom: Black 1pt solid; text-align: left">&nbsp;</td></tr>
<tr style="vertical-align: bottom; background-color: White">
    <td style="text-align: left; padding-bottom: 1pt; padding-left: 20pt">Total non-interest income</td><td style="padding-bottom: 1pt">&nbsp;</td>
    <td style="border-bottom: Black 1pt solid; text-align: left">&nbsp;</td><td style="border-bottom: Black 1pt solid; text-align: right">15,719</td><td style="border-bottom: Black 1pt solid; text-align: left">&nbsp;</td><td style="padding-bottom: 1pt">&nbsp;</td>
    <td style="border-bottom: Black 1pt solid; text-align: left">&nbsp;</td><td style="border-bottom: Black 1pt solid; text-align: right">10,243</td><td style="border-bottom: Black 1pt solid; text-align: left">&nbsp;</td><td style="padding-bottom: 1pt">&nbsp;</td>
    <td style="border-bottom: Black 1pt solid; text-align: left">&nbsp;</td><td style="border-bottom: Black 1pt solid; text-align: right">9,556</td><td style="border-bottom: Black 1pt solid; text-align: left">&nbsp;</td></tr>
<tr style="vertical-align: bottom; background-color: rgb(204,238,255)">
    <td>&nbsp;</td><td>&nbsp;</td>
    <td style="text-align: left">&nbsp;</td><td style="text-align: right">&nbsp;</td><td style="text-align: left">&nbsp;</td><td>&nbsp;</td>
    <td style="text-align: left">&nbsp;</td><td style="text-align: right">&nbsp;</td><td style="text-align: left">&nbsp;</td><td>&nbsp;</td>
    <td style="text-align: left">&nbsp;</td><td style="text-align: right">&nbsp;</td><td style="text-align: left">&nbsp;</td></tr>
<tr style="vertical-align: bottom; background-color: White">
    <td style="font-weight: bold; text-align: left">Non-interest expense</td><td>&nbsp;</td>
    <td style="text-align: left">&nbsp;</td><td style="text-align: right">&nbsp;</td><td style="text-align: left">&nbsp;</td><td>&nbsp;</td>
    <td style="text-align: left">&nbsp;</td><td style="text-align: right">&nbsp;</td><td style="text-align: left">&nbsp;</td><td>&nbsp;</td>
    <td style="text-align: left">&nbsp;</td><td style="text-align: right">&nbsp;</td><td style="text-align: left">&nbsp;</td></tr>
<tr style="vertical-align: bottom; background-color: rgb(204,238,255)">
    <td style="text-align: left">Salaries and employee benefits</td><td>&nbsp;</td>
    <td style="text-align: left">&nbsp;</td><td style="text-align: right">53,093</td><td style="text-align: left">&nbsp;</td><td>&nbsp;</td>
    <td style="text-align: left">&nbsp;</td><td style="text-align: right">48,998</td><td style="text-align: left">&nbsp;</td><td>&nbsp;</td>
    <td style="text-align: left">&nbsp;</td><td style="text-align: right">44,397</td><td style="text-align: left">&nbsp;</td></tr>
<tr style="vertical-align: bottom; background-color: White">
    <td style="text-align: left">Occupancy and equipment</td><td>&nbsp;</td>
    <td style="text-align: left">&nbsp;</td><td style="text-align: right">10,206</td><td style="text-align: left">&nbsp;</td><td>&nbsp;</td>
    <td style="text-align: left">&nbsp;</td><td style="text-align: right">7,998</td><td style="text-align: left">&nbsp;</td><td>&nbsp;</td>
    <td style="text-align: left">&nbsp;</td><td style="text-align: right">7,646</td><td style="text-align: left">&nbsp;</td></tr>
<tr style="vertical-align: bottom; background-color: rgb(204,238,255)">
    <td style="text-align: left">Professional services</td><td>&nbsp;</td>
    <td style="text-align: left">&nbsp;</td><td style="text-align: right">7,074</td><td style="text-align: left">&nbsp;</td><td>&nbsp;</td>
    <td style="text-align: left">&nbsp;</td><td style="text-align: right">5,982</td><td style="text-align: left">&nbsp;</td><td>&nbsp;</td>
    <td style="text-align: left">&nbsp;</td><td style="text-align: right">5,210</td><td style="text-align: left">&nbsp;</td></tr>
<tr style="vertical-align: bottom; background-color: White">
    <td style="text-align: left">FDIC deposit insurance</td><td>&nbsp;</td>
    <td style="text-align: left">&nbsp;</td><td style="text-align: right">3,236</td><td style="text-align: left">&nbsp;</td><td>&nbsp;</td>
    <td style="text-align: left">&nbsp;</td><td style="text-align: right">2,707</td><td style="text-align: left">&nbsp;</td><td>&nbsp;</td>
    <td style="text-align: left">&nbsp;</td><td style="text-align: right">3,206</td><td style="text-align: left">&nbsp;</td></tr>
<tr style="vertical-align: bottom; background-color: rgb(204,238,255)">
    <td style="text-align: left">Data processing</td><td>&nbsp;</td>
    <td style="text-align: left">&nbsp;</td><td style="text-align: right">4,471</td><td style="text-align: left">&nbsp;</td><td>&nbsp;</td>
    <td style="text-align: left">&nbsp;</td><td style="text-align: right">4,194</td><td style="text-align: left">&nbsp;</td><td>&nbsp;</td>
    <td style="text-align: left">&nbsp;</td><td style="text-align: right">4,238</td><td style="text-align: left">&nbsp;</td></tr>
<tr style="vertical-align: bottom; background-color: White">
    <td style="text-align: left">Depreciation and amortization of premises and equipment</td><td>&nbsp;</td>
    <td style="text-align: left">&nbsp;</td><td style="text-align: right">3,579</td><td style="text-align: left">&nbsp;</td><td>&nbsp;</td>
    <td style="text-align: left">&nbsp;</td><td style="text-align: right">2,813</td><td style="text-align: left">&nbsp;</td><td>&nbsp;</td>
    <td style="text-align: left">&nbsp;</td><td style="text-align: right">2,953</td><td style="text-align: left">&nbsp;</td></tr>
<tr style="vertical-align: bottom; background-color: rgb(204,238,255)">
    <td style="text-align: left">Other real estate owned / foreclosure expense</td><td>&nbsp;</td>
    <td style="text-align: left">&nbsp;</td><td style="text-align: right">942</td><td style="text-align: left">&nbsp;</td><td>&nbsp;</td>
    <td style="text-align: left">&nbsp;</td><td style="text-align: right">1,338</td><td style="text-align: left">&nbsp;</td><td>&nbsp;</td>
    <td style="text-align: left">&nbsp;</td><td style="text-align: right">2,292</td><td style="text-align: left">&nbsp;</td></tr>
<tr style="vertical-align: bottom; background-color: White">
    <td style="text-align: left; padding-bottom: 1pt">Other operating expenses</td><td style="padding-bottom: 1pt">&nbsp;</td>
    <td style="border-bottom: Black 1pt solid; text-align: left">&nbsp;</td><td style="border-bottom: Black 1pt solid; text-align: right">15,118</td><td style="border-bottom: Black 1pt solid; text-align: left">&nbsp;</td><td style="padding-bottom: 1pt">&nbsp;</td>
    <td style="border-bottom: Black 1pt solid; text-align: left">&nbsp;</td><td style="border-bottom: Black 1pt solid; text-align: right">11,809</td><td style="border-bottom: Black 1pt solid; text-align: left">&nbsp;</td><td style="padding-bottom: 1pt">&nbsp;</td>
    <td style="border-bottom: Black 1pt solid; text-align: left">&nbsp;</td><td style="border-bottom: Black 1pt solid; text-align: right">10,634</td><td style="border-bottom: Black 1pt solid; text-align: left">&nbsp;</td></tr>
<tr style="vertical-align: bottom; background-color: rgb(204,238,255)">
    <td style="text-align: left; padding-bottom: 1pt; padding-left: 20pt">Total non-interest expense</td><td style="padding-bottom: 1pt">&nbsp;</td>
    <td style="border-bottom: Black 1pt solid; text-align: left">&nbsp;</td><td style="border-bottom: Black 1pt solid; text-align: right">97,719</td><td style="border-bottom: Black 1pt solid; text-align: left">&nbsp;</td><td style="padding-bottom: 1pt">&nbsp;</td>
    <td style="border-bottom: Black 1pt solid; text-align: left">&nbsp;</td><td style="border-bottom: Black 1pt solid; text-align: right">85,839</td><td style="border-bottom: Black 1pt solid; text-align: left">&nbsp;</td><td style="padding-bottom: 1pt">&nbsp;</td>
    <td style="border-bottom: Black 1pt solid; text-align: left">&nbsp;</td><td style="border-bottom: Black 1pt solid; text-align: right">80,576</td><td style="border-bottom: Black 1pt solid; text-align: left">&nbsp;</td></tr>
<tr style="vertical-align: bottom; background-color: White">
    <td>&nbsp;</td><td>&nbsp;</td>
    <td style="text-align: left">&nbsp;</td><td style="text-align: right">&nbsp;</td><td style="text-align: left">&nbsp;</td><td>&nbsp;</td>
    <td style="text-align: left">&nbsp;</td><td style="text-align: right">&nbsp;</td><td style="text-align: left">&nbsp;</td><td>&nbsp;</td>
    <td style="text-align: left">&nbsp;</td><td style="text-align: right">&nbsp;</td><td style="text-align: left">&nbsp;</td></tr>
<tr style="vertical-align: bottom; background-color: rgb(204,238,255)">
    <td style="font-weight: bold; text-align: left; padding-bottom: 1pt">Income before income taxes</td><td style="padding-bottom: 1pt">&nbsp;</td>
    <td style="border-bottom: Black 1pt solid; text-align: left">&nbsp;</td><td style="border-bottom: Black 1pt solid; text-align: right">73,376</td><td style="border-bottom: Black 1pt solid; text-align: left">&nbsp;</td><td style="padding-bottom: 1pt">&nbsp;</td>
    <td style="border-bottom: Black 1pt solid; text-align: left">&nbsp;</td><td style="border-bottom: Black 1pt solid; text-align: right">72,812</td><td style="border-bottom: Black 1pt solid; text-align: left">&nbsp;</td><td style="padding-bottom: 1pt">&nbsp;</td>
    <td style="border-bottom: Black 1pt solid; text-align: left">&nbsp;</td><td style="border-bottom: Black 1pt solid; text-align: right">60,708</td><td style="border-bottom: Black 1pt solid; text-align: left">&nbsp;</td></tr>
<tr style="vertical-align: bottom; background-color: White">
    <td>&nbsp;</td><td>&nbsp;</td>
    <td style="text-align: left">&nbsp;</td><td style="text-align: right">&nbsp;</td><td style="text-align: left">&nbsp;</td><td>&nbsp;</td>
    <td style="text-align: left">&nbsp;</td><td style="text-align: right">&nbsp;</td><td style="text-align: left">&nbsp;</td><td>&nbsp;</td>
    <td style="text-align: left">&nbsp;</td><td style="text-align: right">&nbsp;</td><td style="text-align: left">&nbsp;</td></tr>
<tr style="vertical-align: bottom; background-color: rgb(204,238,255)">
    <td style="font-weight: bold; text-align: left">Provision for income taxes</td><td>&nbsp;</td>
    <td style="text-align: left">&nbsp;</td><td style="text-align: right">&nbsp;</td><td style="text-align: left">&nbsp;</td><td>&nbsp;</td>
    <td style="text-align: left">&nbsp;</td><td style="text-align: right">&nbsp;</td><td style="text-align: left">&nbsp;</td><td>&nbsp;</td>
    <td style="text-align: left">&nbsp;</td><td style="text-align: right">&nbsp;</td><td style="text-align: left">&nbsp;</td></tr>
<tr style="vertical-align: bottom; background-color: White">
    <td>Federal</td><td>&nbsp;</td>
    <td style="text-align: left">&nbsp;</td><td style="text-align: right">21,843</td><td style="text-align: left">&nbsp;</td><td>&nbsp;</td>
    <td style="text-align: left">&nbsp;</td><td style="text-align: right">20,912</td><td style="text-align: left">&nbsp;</td><td>&nbsp;</td>
    <td style="text-align: left">&nbsp;</td><td style="text-align: right">17,344</td><td style="text-align: left">&nbsp;</td></tr>
<tr style="vertical-align: bottom; background-color: rgb(204,238,255)">
    <td style="text-align: left; padding-bottom: 1pt">State and local</td><td style="padding-bottom: 1pt">&nbsp;</td>
    <td style="border-bottom: Black 1pt solid; text-align: left">&nbsp;</td><td style="border-bottom: Black 1pt solid; text-align: right">5,324</td><td style="border-bottom: Black 1pt solid; text-align: left">&nbsp;</td><td style="padding-bottom: 1pt">&nbsp;</td>
    <td style="border-bottom: Black 1pt solid; text-align: left">&nbsp;</td><td style="border-bottom: Black 1pt solid; text-align: right">7,661</td><td style="border-bottom: Black 1pt solid; text-align: left">&nbsp;</td><td style="padding-bottom: 1pt">&nbsp;</td>
    <td style="border-bottom: Black 1pt solid; text-align: left">&nbsp;</td><td style="border-bottom: Black 1pt solid; text-align: right">5,612</td><td style="border-bottom: Black 1pt solid; text-align: left">&nbsp;</td></tr>
<tr style="vertical-align: bottom; background-color: White">
    <td style="text-align: left; padding-bottom: 1pt; padding-left: 20pt">Total provision for income taxes</td><td style="padding-bottom: 1pt">&nbsp;</td>
    <td style="border-bottom: Black 1pt solid; text-align: left">&nbsp;</td><td style="border-bottom: Black 1pt solid; text-align: right">27,167</td><td style="border-bottom: Black 1pt solid; text-align: left">&nbsp;</td><td style="padding-bottom: 1pt">&nbsp;</td>
    <td style="border-bottom: Black 1pt solid; text-align: left">&nbsp;</td><td style="border-bottom: Black 1pt solid; text-align: right">28,573</td><td style="border-bottom: Black 1pt solid; text-align: left">&nbsp;</td><td style="padding-bottom: 1pt">&nbsp;</td>
    <td style="border-bottom: Black 1pt solid; text-align: left">&nbsp;</td><td style="border-bottom: Black 1pt solid; text-align: right">22,956</td><td style="border-bottom: Black 1pt solid; text-align: left">&nbsp;</td></tr>
<tr style="vertical-align: bottom; background-color: rgb(204,238,255)">
    <td>&nbsp;</td><td>&nbsp;</td>
    <td style="text-align: left">&nbsp;</td><td style="text-align: right">&nbsp;</td><td style="text-align: left">&nbsp;</td><td>&nbsp;</td>
    <td style="text-align: left">&nbsp;</td><td style="text-align: right">&nbsp;</td><td style="text-align: left">&nbsp;</td><td>&nbsp;</td>
    <td style="text-align: left">&nbsp;</td><td style="text-align: right">&nbsp;</td><td style="text-align: left">&nbsp;</td></tr>
<tr style="vertical-align: bottom; background-color: White">
    <td style="font-weight: bold; text-align: left; padding-bottom: 2.25pt">Net income</td><td style="padding-bottom: 2.25pt">&nbsp;</td>
    <td style="border-bottom: Black 2.25pt double; text-align: left">$</td><td style="border-bottom: Black 2.25pt double; text-align: right">46,209</td><td style="border-bottom: Black 2.25pt double; text-align: left">&nbsp;</td><td style="padding-bottom: 2.25pt">&nbsp;</td>
    <td style="border-bottom: Black 2.25pt double; text-align: left">$</td><td style="border-bottom: Black 2.25pt double; text-align: right">44,239</td><td style="border-bottom: Black 2.25pt double; text-align: left">&nbsp;</td><td style="padding-bottom: 2.25pt">&nbsp;</td>
    <td style="border-bottom: Black 2.25pt double; text-align: left">$</td><td style="border-bottom: Black 2.25pt double; text-align: right">37,752</td><td style="border-bottom: Black 2.25pt double; text-align: left">&nbsp;</td></tr>
<tr style="vertical-align: bottom; background-color: rgb(204,238,255)">
    <td style="font-weight: bold">&nbsp;</td><td>&nbsp;</td>
    <td style="text-align: left">&nbsp;</td><td style="text-align: right">&nbsp;</td><td style="text-align: left">&nbsp;</td><td>&nbsp;</td>
    <td style="text-align: left">&nbsp;</td><td style="text-align: right">&nbsp;</td><td style="text-align: left">&nbsp;</td><td>&nbsp;</td>
    <td style="text-align: left">&nbsp;</td><td style="text-align: right">&nbsp;</td><td style="text-align: left">&nbsp;</td></tr>
<tr style="vertical-align: bottom; background-color: White">
    <td>&nbsp;</td><td>&nbsp;</td>
    <td style="text-align: left">&nbsp;</td><td style="text-align: right">&nbsp;</td><td style="text-align: left">&nbsp;</td><td>&nbsp;</td>
    <td style="text-align: left">&nbsp;</td><td style="text-align: right">&nbsp;</td><td style="text-align: left">&nbsp;</td><td>&nbsp;</td>
    <td style="text-align: left">&nbsp;</td><td style="text-align: right">&nbsp;</td><td style="text-align: left">&nbsp;</td></tr>
<tr style="vertical-align: bottom; background-color: rgb(204,238,255)">
    <td>Basic earnings per common share</td><td>&nbsp;</td>
    <td style="text-align: left">$</td><td style="text-align: right">1.59</td><td style="text-align: left">&nbsp;</td><td>&nbsp;</td>
    <td style="text-align: left">$</td><td style="text-align: right">1.49</td><td style="text-align: left">&nbsp;</td><td>&nbsp;</td>
    <td style="text-align: left">$</td><td style="text-align: right">1.26</td><td style="text-align: left">&nbsp;</td></tr>
<tr style="vertical-align: bottom; background-color: White">
    <td>Diluted earnings per common share</td><td>&nbsp;</td>
    <td style="text-align: left">$</td><td style="text-align: right">1.59</td><td style="text-align: left">&nbsp;</td><td>&nbsp;</td>
    <td style="text-align: left">$</td><td style="text-align: right">1.48</td><td style="text-align: left">&nbsp;</td><td>&nbsp;</td>
    <td style="text-align: left">$</td><td style="text-align: right">1.26</td><td style="text-align: left">&nbsp;</td></tr>
</table></div>

<p style="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</p>

<p style="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: center">The accompanying notes are an integral part
of these consolidated financial statements.</p>

<p style="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: center"><font style="background-color: transparent">&nbsp;</font></p>

<p style="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0"></p>

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<p style="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">FLUSHING FINANCIAL CORPORATION AND SUBSIDIARIES</p>

<p style="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0"><b>Consolidated Statements of Comprehensive Income</b></p>

<p style="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0"><b>&nbsp;</b></p>


<p style="color: Red; font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: center"></p>

<div data-td-taggable-table="" data-td-statement-type="comprehensive-income"><table cellpadding="0" cellspacing="0" style="border-collapse: collapse; width: 100%; font: 10pt Times New Roman, Times, Serif">
<tr style="vertical-align: bottom">
    <td style="text-align: left">&nbsp;</td><td style="padding-bottom: 1pt">&nbsp;</td>
    <td colspan="11" style="text-align: center; border-bottom: Black 1pt solid">For the years ended December 31,</td></tr>
<tr style="vertical-align: bottom">
    <td style="text-align: left">&nbsp;</td><td style="padding-bottom: 1pt">&nbsp;</td>
    <td colspan="3" style="text-align: center; border-bottom: Black 1pt solid">2015</td><td style="padding-bottom: 1pt">&nbsp;</td>
    <td colspan="3" style="text-align: center; border-bottom: Black 1pt solid">2014</td><td style="padding-bottom: 1pt">&nbsp;</td>
    <td colspan="3" style="text-align: center; border-bottom: Black 1pt solid">2013</td></tr>
<tr style="vertical-align: bottom">
    <td style="font-style: italic; text-align: left">&nbsp;</td><td style="font-style: italic">&nbsp;</td>
    <td colspan="11" style="font-style: italic; text-align: center">(In thousands)</td></tr>
<tr style="vertical-align: bottom">
    <td style="font-weight: bold; text-align: left">&nbsp;</td><td>&nbsp;</td>
    <td colspan="3" style="text-align: left">&nbsp;</td><td>&nbsp;</td>
    <td colspan="3" style="text-align: left">&nbsp;</td><td>&nbsp;</td>
    <td colspan="3" style="text-align: left">&nbsp;</td></tr>
<tr style="vertical-align: bottom">
    <td style="font-weight: bold; text-align: left">&nbsp;</td><td>&nbsp;</td>
    <td colspan="3" style="text-align: right">&nbsp;</td><td>&nbsp;</td>
    <td colspan="3" style="text-align: right">&nbsp;</td><td>&nbsp;</td>
    <td colspan="3" style="text-align: right">&nbsp;</td></tr>
<tr style="vertical-align: bottom; background-color: rgb(204,238,255)">
    <td style="width: 61%; font-weight: bold; text-align: left">Net income</td><td style="width: 1%">&nbsp;</td>
    <td style="width: 1%; text-align: left">$</td><td style="width: 10%; text-align: right">46,209</td><td style="width: 1%; text-align: left">&nbsp;</td><td style="width: 1%">&nbsp;</td>
    <td style="width: 1%; text-align: left">$</td><td style="width: 10%; text-align: right">44,239</td><td style="width: 1%; text-align: left">&nbsp;</td><td style="width: 1%">&nbsp;</td>
    <td style="width: 1%; text-align: left">$</td><td style="width: 10%; text-align: right">37,752</td><td style="width: 1%; text-align: left">&nbsp;</td></tr>
<tr style="vertical-align: bottom; background-color: White">
    <td style="font-weight: bold">&nbsp;</td><td>&nbsp;</td>
    <td style="text-align: left">&nbsp;</td><td style="text-align: right">&nbsp;</td><td style="text-align: left">&nbsp;</td><td>&nbsp;</td>
    <td style="text-align: left">&nbsp;</td><td style="text-align: right">&nbsp;</td><td style="text-align: left">&nbsp;</td><td>&nbsp;</td>
    <td style="text-align: left">&nbsp;</td><td style="text-align: right">&nbsp;</td><td style="text-align: left">&nbsp;</td></tr>
<tr style="vertical-align: bottom; background-color: rgb(204,238,255)">
    <td style="font-weight: bold; text-align: left">Other comprehensive income (loss), net of tax:</td><td>&nbsp;</td>
    <td style="text-align: left">&nbsp;</td><td style="text-align: right">&nbsp;</td><td style="text-align: left">&nbsp;</td><td>&nbsp;</td>
    <td style="text-align: left">&nbsp;</td><td style="text-align: right">&nbsp;</td><td style="text-align: left">&nbsp;</td><td>&nbsp;</td>
    <td style="text-align: left">&nbsp;</td><td style="text-align: right">&nbsp;</td><td style="text-align: left">&nbsp;</td></tr>
<tr style="vertical-align: bottom; background-color: White">
    <td style="text-align: left; padding-left: 10pt">Unrecognized actuarial gains (losses)</td><td>&nbsp;</td>
    <td style="text-align: left">&nbsp;</td><td style="text-align: right">615</td><td style="text-align: left">&nbsp;</td><td>&nbsp;</td>
    <td style="text-align: left">&nbsp;</td><td style="text-align: right">(3,790</td><td style="text-align: left">)</td><td>&nbsp;</td>
    <td style="text-align: left">&nbsp;</td><td style="text-align: right">3,261</td><td style="text-align: left">&nbsp;</td></tr>
<tr style="vertical-align: bottom; background-color: rgb(204,238,255)">
    <td style="text-align: left; padding-left: 10pt">Amortization of actuarial losses</td><td>&nbsp;</td>
    <td style="text-align: left">&nbsp;</td><td style="text-align: right">669</td><td style="text-align: left">&nbsp;</td><td>&nbsp;</td>
    <td style="text-align: left">&nbsp;</td><td style="text-align: right">370</td><td style="text-align: left">&nbsp;</td><td>&nbsp;</td>
    <td style="text-align: left">&nbsp;</td><td style="text-align: right">696</td><td style="text-align: left">&nbsp;</td></tr>
<tr style="vertical-align: bottom; background-color: White">
    <td style="text-align: left; padding-left: 10pt">Amortization of prior service credits</td><td>&nbsp;</td>
    <td style="text-align: left">&nbsp;</td><td style="text-align: right">(26</td><td style="text-align: left">)</td><td>&nbsp;</td>
    <td style="text-align: left">&nbsp;</td><td style="text-align: right">(26</td><td style="text-align: left">)</td><td>&nbsp;</td>
    <td style="text-align: left">&nbsp;</td><td style="text-align: right">(26</td><td style="text-align: left">)</td></tr>
<tr style="vertical-align: bottom; background-color: rgb(204,238,255)">
    <td style="text-align: left; padding-left: 10pt">OTTI charges included in income</td><td>&nbsp;</td>
    <td style="text-align: left">&nbsp;</td><td style="text-align: right">-</td><td style="text-align: left">&nbsp;</td><td>&nbsp;</td>
    <td style="text-align: left">&nbsp;</td><td style="text-align: right">-</td><td style="text-align: left">&nbsp;</td><td>&nbsp;</td>
    <td style="text-align: left">&nbsp;</td><td style="text-align: right">798</td><td style="text-align: left">&nbsp;</td></tr>
<tr style="vertical-align: bottom; background-color: White">
    <td style="text-align: left; padding-left: 10pt">Reclassification adjustment for net gains included in income</td><td>&nbsp;</td>
    <td style="text-align: left">&nbsp;</td><td style="text-align: right">(95</td><td style="text-align: left">)</td><td>&nbsp;</td>
    <td style="text-align: left">&nbsp;</td><td style="text-align: right">(1,634</td><td style="text-align: left">)</td><td>&nbsp;</td>
    <td style="text-align: left">&nbsp;</td><td style="text-align: right">(1,700</td><td style="text-align: left">)</td></tr>
<tr style="vertical-align: bottom; background-color: rgb(204,238,255)">
    <td style="text-align: left; padding-left: 10pt">Net unrealized (losses) gains on securities</td><td>&nbsp;</td>
    <td style="text-align: left">&nbsp;</td><td style="text-align: right">(3,818</td><td style="text-align: left">)</td><td>&nbsp;</td>
    <td style="text-align: left">&nbsp;</td><td style="text-align: right">13,548</td><td style="text-align: left">&nbsp;</td><td>&nbsp;</td>
    <td style="text-align: left">&nbsp;</td><td style="text-align: right">(26,541</td><td style="text-align: left">)</td></tr>
<tr style="vertical-align: bottom; background-color: White">
    <td style="padding-bottom: 1pt">&nbsp;</td><td style="padding-bottom: 1pt">&nbsp;</td>
    <td style="border-bottom: Black 1pt solid; text-align: left">&nbsp;</td><td style="border-bottom: Black 1pt solid; text-align: right">&nbsp;</td><td style="border-bottom: Black 1pt solid; text-align: left">&nbsp;</td><td style="padding-bottom: 1pt">&nbsp;</td>
    <td style="border-bottom: Black 1pt solid; text-align: left">&nbsp;</td><td style="border-bottom: Black 1pt solid; text-align: right">&nbsp;</td><td style="border-bottom: Black 1pt solid; text-align: left">&nbsp;</td><td style="padding-bottom: 1pt">&nbsp;</td>
    <td style="border-bottom: Black 1pt solid; text-align: left">&nbsp;</td><td style="border-bottom: Black 1pt solid; text-align: right">&nbsp;</td><td style="border-bottom: Black 1pt solid; text-align: left">&nbsp;</td></tr>
<tr style="vertical-align: bottom; background-color: rgb(204,238,255)">
    <td style="font-weight: bold; text-align: left; padding-bottom: 1pt">Total other comprehensive income (loss), net of tax</td><td style="padding-bottom: 1pt">&nbsp;</td>
    <td style="border-bottom: Black 1pt solid; text-align: left">&nbsp;</td><td style="border-bottom: Black 1pt solid; text-align: right">(2,655</td><td style="border-bottom: Black 1pt solid; text-align: left">)</td><td style="padding-bottom: 1pt">&nbsp;</td>
    <td style="border-bottom: Black 1pt solid; text-align: left">&nbsp;</td><td style="border-bottom: Black 1pt solid; text-align: right">8,468</td><td style="border-bottom: Black 1pt solid; text-align: left">&nbsp;</td><td style="padding-bottom: 1pt">&nbsp;</td>
    <td style="border-bottom: Black 1pt solid; text-align: left">&nbsp;</td><td style="border-bottom: Black 1pt solid; text-align: right">(23,512</td><td style="border-bottom: Black 1pt solid; text-align: left">)</td></tr>
<tr style="vertical-align: bottom; background-color: White">
    <td>&nbsp;</td><td>&nbsp;</td>
    <td style="text-align: left">&nbsp;</td><td style="text-align: right">&nbsp;</td><td style="text-align: left">&nbsp;</td><td>&nbsp;</td>
    <td style="text-align: left">&nbsp;</td><td style="text-align: right">&nbsp;</td><td style="text-align: left">&nbsp;</td><td>&nbsp;</td>
    <td style="text-align: left">&nbsp;</td><td style="text-align: right">&nbsp;</td><td style="text-align: left">&nbsp;</td></tr>
<tr style="vertical-align: bottom; background-color: rgb(204,238,255)">
    <td style="font-weight: bold; text-align: left; padding-bottom: 2.25pt">Comprehensive income</td><td style="padding-bottom: 2.25pt">&nbsp;</td>
    <td style="border-bottom: Black 2.25pt double; text-align: left">$</td><td style="border-bottom: Black 2.25pt double; text-align: right">43,554</td><td style="border-bottom: Black 2.25pt double; text-align: left">&nbsp;</td><td style="padding-bottom: 2.25pt">&nbsp;</td>
    <td style="border-bottom: Black 2.25pt double; text-align: left">$</td><td style="border-bottom: Black 2.25pt double; text-align: right">52,707</td><td style="border-bottom: Black 2.25pt double; text-align: left">&nbsp;</td><td style="padding-bottom: 2.25pt">&nbsp;</td>
    <td style="border-bottom: Black 2.25pt double; text-align: left">$</td><td style="border-bottom: Black 2.25pt double; text-align: right">14,240</td><td style="border-bottom: Black 2.25pt double; text-align: left">&nbsp;</td></tr>
</table></div>



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<p style="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0"><font style="background-color: transparent"><b>&nbsp;</b></font></p>

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<p style="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0"><font style="background-color: transparent"><b>&nbsp;</b></font></p>

<p style="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: center">The accompanying notes are an integral part
of these consolidated financial statements.</p>

<p style="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0"><font style="background-color: transparent"><b>&nbsp;</b></font></p>

<p style="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0"></p>

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<p style="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">FLUSHING FINANCIAL CORPORATION AND SUBSIDIARIES</p>

<p style="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0"><b>Consolidated Statements of Changes in Stockholders&#8217;
Equity</b></p>

<p style="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0"><b>&nbsp;</b></p>

<p style="color: Red; font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: center"></p>

<div data-td-taggable-table="" data-td-statement-type="stockholders-equity"><table cellpadding="0" cellspacing="0" style="border-collapse: collapse; width: 100%; font: 10pt Times New Roman, Times, Serif">
<tr style="vertical-align: bottom">
    <td>&nbsp;</td><td style="padding-bottom: 1pt">&nbsp;</td>
    <td colspan="11" style="text-align: center; border-bottom: Black 1pt solid">For the years ended December 31,</td></tr>
<tr style="vertical-align: bottom">
    <td style="font-style: italic">&nbsp;</td><td style="padding-bottom: 1pt">&nbsp;</td>
    <td colspan="3" style="text-align: center; border-bottom: Black 1pt solid">2015</td><td style="padding-bottom: 1pt">&nbsp;</td>
    <td colspan="3" style="text-align: center; border-bottom: Black 1pt solid">2014</td><td style="padding-bottom: 1pt">&nbsp;</td>
    <td colspan="3" style="text-align: center; border-bottom: Black 1pt solid">2013</td></tr>
<tr style="vertical-align: bottom">
    <td style="font-style: italic">&nbsp;</td><td style="font-style: italic">&nbsp;</td>
    <td colspan="11" style="font-style: italic; text-align: center">(Dollars in thousands, except per share data)</td></tr>
<tr style="vertical-align: bottom; background-color: rgb(204,238,255)">
    <td style="font-weight: bold; text-align: left">Common Stock</td><td>&nbsp;</td>
    <td style="text-align: left">&nbsp;</td><td style="text-align: right">&nbsp;</td><td style="text-align: left">&nbsp;</td><td>&nbsp;</td>
    <td style="text-align: left">&nbsp;</td><td style="text-align: right">&nbsp;</td><td style="text-align: left">&nbsp;</td><td>&nbsp;</td>
    <td style="text-align: left">&nbsp;</td><td style="text-align: right">&nbsp;</td><td style="text-align: left">&nbsp;</td></tr>
<tr style="vertical-align: bottom; background-color: White">
    <td style="width: 61%; text-align: left">Balance, beginning of year</td><td style="width: 1%">&nbsp;</td>
    <td style="width: 1%; text-align: left">$</td><td style="width: 10%; text-align: right">315</td><td style="width: 1%; text-align: left">&nbsp;</td><td style="width: 1%">&nbsp;</td>
    <td style="width: 1%; text-align: left">$</td><td style="width: 10%; text-align: right">315</td><td style="width: 1%; text-align: left">&nbsp;</td><td style="width: 1%">&nbsp;</td>
    <td style="width: 1%; text-align: left">$</td><td style="width: 10%; text-align: right">315</td><td style="width: 1%; text-align: left">&nbsp;</td></tr>
<tr style="vertical-align: bottom; background-color: rgb(204,238,255)">
    <td style="text-align: left; padding-bottom: 1pt">No activity</td><td style="padding-bottom: 1pt">&nbsp;</td>
    <td style="border-bottom: Black 1pt solid; text-align: left">&nbsp;</td><td style="border-bottom: Black 1pt solid; text-align: right">-</td><td style="border-bottom: Black 1pt solid; text-align: left">&nbsp;</td><td style="padding-bottom: 1pt">&nbsp;</td>
    <td style="border-bottom: Black 1pt solid; text-align: left">&nbsp;</td><td style="border-bottom: Black 1pt solid; text-align: right">-</td><td style="border-bottom: Black 1pt solid; text-align: left">&nbsp;</td><td style="padding-bottom: 1pt">&nbsp;</td>
    <td style="border-bottom: Black 1pt solid; text-align: left">&nbsp;</td><td style="border-bottom: Black 1pt solid; text-align: right">-</td><td style="border-bottom: Black 1pt solid; text-align: left">&nbsp;</td></tr>
<tr style="vertical-align: bottom; background-color: White">
    <td style="text-align: left; padding-bottom: 1pt">Balance, end of year</td><td style="padding-bottom: 1pt">&nbsp;</td>
    <td style="border-bottom: Black 1pt solid; text-align: left">&nbsp;</td><td style="border-bottom: Black 1pt solid; text-align: right">315</td><td style="border-bottom: Black 1pt solid; text-align: left">&nbsp;</td><td style="padding-bottom: 1pt">&nbsp;</td>
    <td style="border-bottom: Black 1pt solid; text-align: left">&nbsp;</td><td style="border-bottom: Black 1pt solid; text-align: right">315</td><td style="border-bottom: Black 1pt solid; text-align: left">&nbsp;</td><td style="padding-bottom: 1pt">&nbsp;</td>
    <td style="border-bottom: Black 1pt solid; text-align: left">&nbsp;</td><td style="border-bottom: Black 1pt solid; text-align: right">315</td><td style="border-bottom: Black 1pt solid; text-align: left">&nbsp;</td></tr>
<tr style="vertical-align: bottom; background-color: rgb(204,238,255)">
    <td>&nbsp;</td><td>&nbsp;</td>
    <td style="text-align: left">&nbsp;</td><td style="text-align: right">&nbsp;</td><td style="text-align: left">&nbsp;</td><td>&nbsp;</td>
    <td style="text-align: left">&nbsp;</td><td style="text-align: right">&nbsp;</td><td style="text-align: left">&nbsp;</td><td>&nbsp;</td>
    <td style="text-align: left">&nbsp;</td><td style="text-align: right">&nbsp;</td><td style="text-align: left">&nbsp;</td></tr>
<tr style="vertical-align: bottom; background-color: White">
    <td style="font-weight: bold; text-align: left">Additional Paid-In Capital</td><td>&nbsp;</td>
    <td style="text-align: left">&nbsp;</td><td style="text-align: right">&nbsp;</td><td style="text-align: left">&nbsp;</td><td>&nbsp;</td>
    <td style="text-align: left">&nbsp;</td><td style="text-align: right">&nbsp;</td><td style="text-align: left">&nbsp;</td><td>&nbsp;</td>
    <td style="text-align: left">&nbsp;</td><td style="text-align: right">&nbsp;</td><td style="text-align: left">&nbsp;</td></tr>
<tr style="vertical-align: bottom; background-color: rgb(204,238,255)">
    <td style="text-align: left">Balance, beginning of year</td><td>&nbsp;</td>
    <td style="text-align: left">&nbsp;</td><td style="text-align: right">206,437</td><td style="text-align: left">&nbsp;</td><td>&nbsp;</td>
    <td style="text-align: left">&nbsp;</td><td style="text-align: right">201,902</td><td style="text-align: left">&nbsp;</td><td>&nbsp;</td>
    <td style="text-align: left">&nbsp;</td><td style="text-align: right">198,314</td><td style="text-align: left">&nbsp;</td></tr>
<tr style="vertical-align: bottom; background-color: White">
    <td style="text-align: left; padding-left: 10pt; text-indent: -10pt">Award of common shares released from Employee Benefit Trust (147,616, 136,559
    and 143,941 common shares for the years ended December 31, 2015, 2014 and 2013, respectively)</td><td>&nbsp;</td>
    <td style="text-align: left">&nbsp;</td><td style="text-align: right">2,092</td><td style="text-align: left">&nbsp;</td><td>&nbsp;</td>
    <td style="text-align: left">&nbsp;</td><td style="text-align: right">2,075</td><td style="text-align: left">&nbsp;</td><td>&nbsp;</td>
    <td style="text-align: left">&nbsp;</td><td style="text-align: right">1,652</td><td style="text-align: left">&nbsp;</td></tr>
<tr style="vertical-align: bottom; background-color: rgb(204,238,255)">
    <td style="text-align: left; padding-left: 10pt; text-indent: -10pt">Shares issued upon vesting of restricted stock unit awards (59,532, 7,300 and
    120,114 common shares for the years ended December 31, 2015, 2014 and 2013, respectively)</td><td>&nbsp;</td>
    <td style="text-align: left">&nbsp;</td><td style="text-align: right">160</td><td style="text-align: left">&nbsp;</td><td>&nbsp;</td>
    <td style="text-align: left">&nbsp;</td><td style="text-align: right">30</td><td style="text-align: left">&nbsp;</td><td>&nbsp;</td>
    <td style="text-align: left">&nbsp;</td><td style="text-align: right">161</td><td style="text-align: left">&nbsp;</td></tr>
<tr style="vertical-align: bottom; background-color: White">
    <td style="text-align: left; padding-left: 10pt; text-indent: -10pt">Options exercised (21,325, 138,575 and 463,245 common shares for the years
    ended December 31, 2015, 2014 and 2013, respectively)</td><td>&nbsp;</td>
    <td style="text-align: left">&nbsp;</td><td style="text-align: right">54</td><td style="text-align: left">&nbsp;</td><td>&nbsp;</td>
    <td style="text-align: left">&nbsp;</td><td style="text-align: right">455</td><td style="text-align: left">&nbsp;</td><td>&nbsp;</td>
    <td style="text-align: left">&nbsp;</td><td style="text-align: right">1,451</td><td style="text-align: left">&nbsp;</td></tr>
<tr style="vertical-align: bottom; background-color: rgb(204,238,255)">
    <td style="text-align: left">Stock-based compensation activity, net</td><td>&nbsp;</td>
    <td style="text-align: left">&nbsp;</td><td style="text-align: right">1,335</td><td style="text-align: left">&nbsp;</td><td>&nbsp;</td>
    <td style="text-align: left">&nbsp;</td><td style="text-align: right">1,129</td><td style="text-align: left">&nbsp;</td><td>&nbsp;</td>
    <td style="text-align: left">&nbsp;</td><td style="text-align: right">(119</td><td style="text-align: left">)</td></tr>
<tr style="vertical-align: bottom; background-color: White">
    <td style="text-align: left; padding-bottom: 1pt">Stock-based income tax benefit</td><td style="padding-bottom: 1pt">&nbsp;</td>
    <td style="border-bottom: Black 1pt solid; text-align: left">&nbsp;</td><td style="border-bottom: Black 1pt solid; text-align: right">574</td><td style="border-bottom: Black 1pt solid; text-align: left">&nbsp;</td><td style="padding-bottom: 1pt">&nbsp;</td>
    <td style="border-bottom: Black 1pt solid; text-align: left">&nbsp;</td><td style="border-bottom: Black 1pt solid; text-align: right">846</td><td style="border-bottom: Black 1pt solid; text-align: left">&nbsp;</td><td style="padding-bottom: 1pt">&nbsp;</td>
    <td style="border-bottom: Black 1pt solid; text-align: left">&nbsp;</td><td style="border-bottom: Black 1pt solid; text-align: right">443</td><td style="border-bottom: Black 1pt solid; text-align: left">&nbsp;</td></tr>
<tr style="vertical-align: bottom; background-color: rgb(204,238,255)">
    <td style="text-align: left; padding-bottom: 1pt">Balance, end of year</td><td style="padding-bottom: 1pt">&nbsp;</td>
    <td style="border-bottom: Black 1pt solid; text-align: left">&nbsp;</td><td style="border-bottom: Black 1pt solid; text-align: right">210,652</td><td style="border-bottom: Black 1pt solid; text-align: left">&nbsp;</td><td style="padding-bottom: 1pt">&nbsp;</td>
    <td style="border-bottom: Black 1pt solid; text-align: left">&nbsp;</td><td style="border-bottom: Black 1pt solid; text-align: right">206,437</td><td style="border-bottom: Black 1pt solid; text-align: left">&nbsp;</td><td style="padding-bottom: 1pt">&nbsp;</td>
    <td style="border-bottom: Black 1pt solid; text-align: left">&nbsp;</td><td style="border-bottom: Black 1pt solid; text-align: right">201,902</td><td style="border-bottom: Black 1pt solid; text-align: left">&nbsp;</td></tr>
<tr style="vertical-align: bottom; background-color: White">
    <td>&nbsp;</td><td>&nbsp;</td>
    <td style="text-align: left">&nbsp;</td><td style="text-align: right">&nbsp;</td><td style="text-align: left">&nbsp;</td><td>&nbsp;</td>
    <td style="text-align: left">&nbsp;</td><td style="text-align: right">&nbsp;</td><td style="text-align: left">&nbsp;</td><td>&nbsp;</td>
    <td style="text-align: left">&nbsp;</td><td style="text-align: right">&nbsp;</td><td style="text-align: left">&nbsp;</td></tr>
<tr style="vertical-align: bottom; background-color: rgb(204,238,255)">
    <td style="font-weight: bold; text-align: left">Treasury Stock</td><td>&nbsp;</td>
    <td style="text-align: left">&nbsp;</td><td style="text-align: right">&nbsp;</td><td style="text-align: left">&nbsp;</td><td>&nbsp;</td>
    <td style="text-align: left">&nbsp;</td><td style="text-align: right">&nbsp;</td><td style="text-align: left">&nbsp;</td><td>&nbsp;</td>
    <td style="text-align: left">&nbsp;</td><td style="text-align: right">&nbsp;</td><td style="text-align: left">&nbsp;</td></tr>
<tr style="vertical-align: bottom; background-color: White">
    <td style="text-align: left">Balance, beginning of year</td><td>&nbsp;</td>
    <td style="text-align: left">&nbsp;</td><td style="text-align: right">(37,221</td><td style="text-align: left">)</td><td>&nbsp;</td>
    <td style="text-align: left">&nbsp;</td><td style="text-align: right">(22,053</td><td style="text-align: left">)</td><td>&nbsp;</td>
    <td style="text-align: left">&nbsp;</td><td style="text-align: right">(10,257</td><td style="text-align: left">)</td></tr>
<tr style="vertical-align: bottom; background-color: rgb(204,238,255)">
    <td style="text-align: left; padding-left: 10pt; text-indent: -10pt">Purchases of common shares outstanding (735,599, 914,671 and 836,092 common
    shares for the years ended December 31, 2015, 2014 and 2013, respectively)</td><td>&nbsp;</td>
    <td style="text-align: left">&nbsp;</td><td style="text-align: right">(14,351</td><td style="text-align: left">)</td><td>&nbsp;</td>
    <td style="text-align: left">&nbsp;</td><td style="text-align: right">(17,644</td><td style="text-align: left">)</td><td>&nbsp;</td>
    <td style="text-align: left">&nbsp;</td><td style="text-align: right">(13,152</td><td style="text-align: left">)</td></tr>
<tr style="vertical-align: bottom; background-color: White">
    <td style="text-align: left; padding-left: 10pt; text-indent: -10pt">Issuance upon exercise of stock options (45,785, 150,115 and 463,245 common
    shares for the years ended December 31, 2015, 2014 and and 2013, respectively)</td><td>&nbsp;</td>
    <td style="text-align: left">&nbsp;</td><td style="text-align: right">825</td><td style="text-align: left">&nbsp;</td><td>&nbsp;</td>
    <td style="text-align: left">&nbsp;</td><td style="text-align: right">2,461</td><td style="text-align: left">&nbsp;</td><td>&nbsp;</td>
    <td style="text-align: left">&nbsp;</td><td style="text-align: right">6,763</td><td style="text-align: left">&nbsp;</td></tr>
<tr style="vertical-align: bottom; background-color: rgb(204,238,255)">
    <td style="text-align: left; padding-left: 10pt; text-indent: -10pt">Repurchase of shares to satisfy tax obligations (65,666, 59,821 and 61,710
    common shares for the years ended December 31, 2015, 2014 and 2013, respectively)</td><td>&nbsp;</td>
    <td style="text-align: left">&nbsp;</td><td style="text-align: right">(1,254</td><td style="text-align: left">)</td><td>&nbsp;</td>
    <td style="text-align: left">&nbsp;</td><td style="text-align: right">(1,228</td><td style="text-align: left">)</td><td>&nbsp;</td>
    <td style="text-align: left">&nbsp;</td><td style="text-align: right">(999</td><td style="text-align: left">)</td></tr>
<tr style="vertical-align: bottom; background-color: White">
    <td style="text-align: left; padding-left: 10pt; text-indent: -10pt">Shares issued upon vesting of restricted stock unit awards (204,310, 202,466 and 180,997 common
    shares for the years ended December 31, 2015, 2014 and 2013, respectively)</td><td>&nbsp;</td>
    <td style="text-align: left">&nbsp;</td><td style="text-align: right">3,580</td><td style="text-align: left">&nbsp;</td><td>&nbsp;</td>
    <td style="text-align: left">&nbsp;</td><td style="text-align: right">3,205</td><td style="text-align: left">&nbsp;</td><td>&nbsp;</td>
    <td style="text-align: left">&nbsp;</td><td style="text-align: right">2,406</td><td style="text-align: left">&nbsp;</td></tr>
<tr style="vertical-align: bottom; background-color: rgb(204,238,255)">
    <td style="text-align: left; padding-bottom: 1pt; padding-left: 10pt; text-indent: -10pt">Purchase of common shares to fund options exercised (22,095, 97,518 and 366,517 common shares
    for the years ended December 31, 2015 2014 and 2013, respectively)</td><td style="padding-bottom: 1pt">&nbsp;</td>
    <td style="border-bottom: Black 1pt solid; text-align: left">&nbsp;</td><td style="border-bottom: Black 1pt solid; text-align: right">(447</td><td style="border-bottom: Black 1pt solid; text-align: left">)</td><td style="padding-bottom: 1pt">&nbsp;</td>
    <td style="border-bottom: Black 1pt solid; text-align: left">&nbsp;</td><td style="border-bottom: Black 1pt solid; text-align: right">(1,962</td><td style="border-bottom: Black 1pt solid; text-align: left">)</td><td style="padding-bottom: 1pt">&nbsp;</td>
    <td style="border-bottom: Black 1pt solid; text-align: left">&nbsp;</td><td style="border-bottom: Black 1pt solid; text-align: right">(6,814</td><td style="border-bottom: Black 1pt solid; text-align: left">)</td></tr>
<tr style="vertical-align: bottom; background-color: White">
    <td style="text-align: left; padding-bottom: 1pt">Balance, end of year</td><td style="padding-bottom: 1pt">&nbsp;</td>
    <td style="border-bottom: Black 1pt solid; text-align: left">&nbsp;</td><td style="border-bottom: Black 1pt solid; text-align: right">(48,868</td><td style="border-bottom: Black 1pt solid; text-align: left">)</td><td style="padding-bottom: 1pt">&nbsp;</td>
    <td style="border-bottom: Black 1pt solid; text-align: left">&nbsp;</td><td style="border-bottom: Black 1pt solid; text-align: right">(37,221</td><td style="border-bottom: Black 1pt solid; text-align: left">)</td><td style="padding-bottom: 1pt">&nbsp;</td>
    <td style="border-bottom: Black 1pt solid; text-align: left">&nbsp;</td><td style="border-bottom: Black 1pt solid; text-align: right">(22,053</td><td style="border-bottom: Black 1pt solid; text-align: left">)</td></tr>
</table></div>



<p style="color: Red; font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: center"></p>

<p style="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</p>

<p style="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: right">Continued</p>

<p style="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: center"><font style="background-color: transparent">&nbsp;</font></p>

<p style="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: center">The accompanying notes are an integral part
of these consolidated financial statements.</p>

<p style="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: center"><font style="background-color: transparent">&nbsp;</font></p>


<p style="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0"></p>

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<p style="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">FLUSHING FINANCIAL CORPORATION AND SUBSIDIARIES</p>

<p style="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0"><b>Consolidated Statements of Changes in Stockholders&#8217;
Equity</b> (continued)</p>

<p style="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</p>

<p style="color: Red; font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: center"></p>

<div data-td-taggable-table="" data-td-statement-type="stockholders-equity"><table cellpadding="0" cellspacing="0" style="border-collapse: collapse; width: 100%; font: 10pt Times New Roman, Times, Serif">
<tr style="vertical-align: bottom">
    <td>&nbsp;</td><td style="padding-bottom: 1pt">&nbsp;</td>
    <td colspan="11" style="text-align: center; border-bottom: Black 1pt solid">For the years ended December 31,</td></tr>
<tr style="vertical-align: bottom">
    <td style="font-style: italic">&nbsp;</td><td style="padding-bottom: 1pt">&nbsp;</td>
    <td colspan="3" style="text-align: center; border-bottom: Black 1pt solid">2015</td><td style="padding-bottom: 1pt">&nbsp;</td>
    <td colspan="3" style="text-align: center; border-bottom: Black 1pt solid">2014</td><td style="padding-bottom: 1pt">&nbsp;</td>
    <td colspan="3" style="text-align: center; border-bottom: Black 1pt solid">2013</td></tr>
<tr style="vertical-align: bottom">
    <td style="font-style: italic">&nbsp;</td><td style="font-style: italic">&nbsp;</td>
    <td colspan="11" style="font-style: italic; text-align: center">(Dollars in thousands, except per share data)</td></tr>
<tr style="vertical-align: bottom; background-color: rgb(204,238,255)">
    <td style="font-weight: bold; text-align: left">Retained Earnings</td><td>&nbsp;</td>
    <td style="text-align: left">&nbsp;</td><td style="text-align: right">&nbsp;</td><td style="text-align: left">&nbsp;</td><td>&nbsp;</td>
    <td style="text-align: left">&nbsp;</td><td style="text-align: right">&nbsp;</td><td style="text-align: left">&nbsp;</td><td>&nbsp;</td>
    <td style="text-align: left">&nbsp;</td><td style="text-align: right">&nbsp;</td><td style="text-align: left">&nbsp;</td></tr>
<tr style="vertical-align: bottom; background-color: White">
    <td style="width: 61%; text-align: left">Balance, beginning of year</td><td style="width: 1%">&nbsp;</td>
    <td style="width: 1%; text-align: left">&nbsp;</td><td style="width: 10%; text-align: right">289,623</td><td style="width: 1%; text-align: left">&nbsp;</td><td style="width: 1%">&nbsp;</td>
    <td style="width: 1%; text-align: left">&nbsp;</td><td style="width: 10%; text-align: right">263,743</td><td style="width: 1%; text-align: left">&nbsp;</td><td style="width: 1%">&nbsp;</td>
    <td style="width: 1%; text-align: left">&nbsp;</td><td style="width: 10%; text-align: right">241,856</td><td style="width: 1%; text-align: left">&nbsp;</td></tr>
<tr style="vertical-align: bottom; background-color: rgb(204,238,255)">
    <td style="text-align: left">Net income</td><td>&nbsp;</td>
    <td style="text-align: left">&nbsp;</td><td style="text-align: right">46,209</td><td style="text-align: left">&nbsp;</td><td>&nbsp;</td>
    <td style="text-align: left">&nbsp;</td><td style="text-align: right">44,239</td><td style="text-align: left">&nbsp;</td><td>&nbsp;</td>
    <td style="text-align: left">&nbsp;</td><td style="text-align: right">37,752</td><td style="text-align: left">&nbsp;</td></tr>
<tr style="vertical-align: bottom; background-color: White">
    <td style="padding-left: 10pt; text-indent: -10pt">Stock options exercised (24,460, 11,540, and 65,470 common shares for the
    years ended December 31, 2015, 2014 and 2013, respectively)</td><td>&nbsp;</td>
    <td style="text-align: left">&nbsp;</td><td style="text-align: right">(182</td><td style="text-align: left">)</td><td>&nbsp;</td>
    <td style="text-align: left">&nbsp;</td><td style="text-align: right">(77</td><td style="text-align: left">)</td><td>&nbsp;</td>
    <td style="text-align: left">&nbsp;</td><td style="text-align: right">(128</td><td style="text-align: left">)</td></tr>
<tr style="vertical-align: bottom; background-color: rgb(204,238,255)">
    <td style="text-align: left; padding-left: 10pt; text-indent: -10pt">Shares issued upon vesting of restricted stock unit awards (144,778, 195,166
    and 60,883 common shares for the years ended December 31, 2015, 2014 and 2013, respectively)</td><td>&nbsp;</td>
    <td style="text-align: left">&nbsp;</td><td style="text-align: right">(504</td><td style="text-align: left">)</td><td>&nbsp;</td>
    <td style="text-align: left">&nbsp;</td><td style="text-align: right">(430</td><td style="text-align: left">)</td><td>&nbsp;</td>
    <td style="text-align: left">&nbsp;</td><td style="text-align: right">(119</td><td style="text-align: left">)</td></tr>
<tr style="vertical-align: bottom; background-color: White">
    <td style="text-align: left; padding-bottom: 1pt; padding-left: 10pt; text-indent: -10pt">Cash dividends declared and paid on common
    shares&nbsp;&nbsp;($0.64, $0.60 and $0.52 per share for the years ended December 31, 2015, 2014 and 2013, respectively)</td><td style="padding-bottom: 1pt">&nbsp;</td>
    <td style="border-bottom: Black 1pt solid; text-align: left">&nbsp;</td><td style="border-bottom: Black 1pt solid; text-align: right">(18,616</td><td style="border-bottom: Black 1pt solid; text-align: left">)</td><td style="padding-bottom: 1pt">&nbsp;</td>
    <td style="border-bottom: Black 1pt solid; text-align: left">&nbsp;</td><td style="border-bottom: Black 1pt solid; text-align: right">(17,852</td><td style="border-bottom: Black 1pt solid; text-align: left">)</td><td style="padding-bottom: 1pt">&nbsp;</td>
    <td style="border-bottom: Black 1pt solid; text-align: left">&nbsp;</td><td style="border-bottom: Black 1pt solid; text-align: right">(15,618</td><td style="border-bottom: Black 1pt solid; text-align: left">)</td></tr>
<tr style="vertical-align: bottom; background-color: rgb(204,238,255)">
    <td style="text-align: left; padding-bottom: 1pt">Balance, end of year</td><td style="padding-bottom: 1pt">&nbsp;</td>
    <td style="border-bottom: Black 1pt solid; text-align: left">&nbsp;</td><td style="border-bottom: Black 1pt solid; text-align: right">316,530</td><td style="border-bottom: Black 1pt solid; text-align: left">&nbsp;</td><td style="padding-bottom: 1pt">&nbsp;</td>
    <td style="border-bottom: Black 1pt solid; text-align: left">&nbsp;</td><td style="border-bottom: Black 1pt solid; text-align: right">289,623</td><td style="border-bottom: Black 1pt solid; text-align: left">&nbsp;</td><td style="padding-bottom: 1pt">&nbsp;</td>
    <td style="border-bottom: Black 1pt solid; text-align: left">&nbsp;</td><td style="border-bottom: Black 1pt solid; text-align: right">263,743</td><td style="border-bottom: Black 1pt solid; text-align: left">&nbsp;</td></tr>
<tr style="vertical-align: bottom; background-color: White">
    <td>&nbsp;</td><td>&nbsp;</td>
    <td style="text-align: left">&nbsp;</td><td style="text-align: right">&nbsp;</td><td style="text-align: left">&nbsp;</td><td>&nbsp;</td>
    <td style="text-align: left">&nbsp;</td><td style="text-align: right">&nbsp;</td><td style="text-align: left">&nbsp;</td><td>&nbsp;</td>
    <td style="text-align: left">&nbsp;</td><td style="text-align: right">&nbsp;</td><td style="text-align: left">&nbsp;</td></tr>
<tr style="vertical-align: bottom; background-color: rgb(204,238,255)">
    <td style="font-weight: bold; text-align: left">Accumulated Other Comprehensive Income (Loss), Net of Taxes</td><td style="font-weight: bold">&nbsp;</td>
    <td style="font-weight: bold; text-align: left">&nbsp;</td><td style="font-weight: bold; text-align: right">&nbsp;</td><td style="font-weight: bold; text-align: left">&nbsp;</td><td style="font-weight: bold">&nbsp;</td>
    <td style="font-weight: bold; text-align: left">&nbsp;</td><td style="font-weight: bold; text-align: right">&nbsp;</td><td style="font-weight: bold; text-align: left">&nbsp;</td><td style="font-weight: bold">&nbsp;</td>
    <td style="font-weight: bold; text-align: left">&nbsp;</td><td style="font-weight: bold; text-align: right">&nbsp;</td><td style="font-weight: bold; text-align: left">&nbsp;</td></tr>
<tr style="vertical-align: bottom; background-color: White">
    <td style="text-align: left">Balance, beginning of year</td><td>&nbsp;</td>
    <td style="text-align: left">&nbsp;</td><td style="text-align: right">(2,907</td><td style="text-align: left">)</td><td>&nbsp;</td>
    <td style="text-align: left">&nbsp;</td><td style="text-align: right">(11,375</td><td style="text-align: left">)</td><td>&nbsp;</td>
    <td style="text-align: left">&nbsp;</td><td style="text-align: right">12,137</td><td style="text-align: left">&nbsp;</td></tr>
<tr style="vertical-align: bottom; background-color: rgb(204,238,255)">
    <td style="text-align: left; padding-left: 10pt; text-indent: -10pt">Amortization of prior service credits, net of taxes of $20, $19 and $20 for
    the years ended December 31, 2015, 2014 and 2013, respectively</td><td>&nbsp;</td>
    <td style="text-align: left">&nbsp;</td><td style="text-align: right">(26</td><td style="text-align: left">)</td><td>&nbsp;</td>
    <td style="text-align: left">&nbsp;</td><td style="text-align: right">(26</td><td style="text-align: left">)</td><td>&nbsp;</td>
    <td style="text-align: left">&nbsp;</td><td style="text-align: right">(26</td><td style="text-align: left">)</td></tr>
<tr style="vertical-align: bottom; background-color: White">
    <td style="text-align: left; padding-left: 10pt; text-indent: -10pt">Amortization of net actuarial losses, net of taxes of ($509), ($330) and
    ($541) for the years ended December 31, 2015, 2014 and 2013, respectively</td><td>&nbsp;</td>
    <td style="text-align: left">&nbsp;</td><td style="text-align: right">669</td><td style="text-align: left">&nbsp;</td><td>&nbsp;</td>
    <td style="text-align: left">&nbsp;</td><td style="text-align: right">370</td><td style="text-align: left">&nbsp;</td><td>&nbsp;</td>
    <td style="text-align: left">&nbsp;</td><td style="text-align: right">696</td><td style="text-align: left">&nbsp;</td></tr>
<tr style="vertical-align: bottom; background-color: rgb(204,238,255)">
    <td style="text-align: left; padding-left: 10pt; text-indent: -10pt">Unrecognized actuarial gains (losses), net of taxes of ($465), $2,880 and
    ($2,527) for the years ended December 31, 2015, 2014 and 2013, respectively</td><td>&nbsp;</td>
    <td style="text-align: left">&nbsp;</td><td style="text-align: right">615</td><td style="text-align: left">&nbsp;</td><td>&nbsp;</td>
    <td style="text-align: left">&nbsp;</td><td style="text-align: right">(3,790</td><td style="text-align: left">)</td><td>&nbsp;</td>
    <td style="text-align: left">&nbsp;</td><td style="text-align: right">3,261</td><td style="text-align: left">&nbsp;</td></tr>
<tr style="vertical-align: bottom; background-color: White">
    <td style="text-align: left; padding-left: 10pt; text-indent: -10pt">Change in net unrealized (losses) gains on securities
    available for sale, net oftaxes of approximately $2,911, ($10,441) and $20,609 for the years ended December 31, 2015, 2014
    and 2013, respectively</td><td>&nbsp;</td>
    <td style="text-align: left">&nbsp;</td><td style="text-align: right">(3,818</td><td style="text-align: left">)</td><td>&nbsp;</td>
    <td style="text-align: left">&nbsp;</td><td style="text-align: right">13,548</td><td style="text-align: left">&nbsp;</td><td>&nbsp;</td>
    <td style="text-align: left">&nbsp;</td><td style="text-align: right">(26,541</td><td style="text-align: left">)</td></tr>
<tr style="vertical-align: bottom; background-color: rgb(204,238,255)">
    <td style="text-align: left; padding-bottom: 1pt; padding-left: 10pt; text-indent: -10pt">Reclassification adjustment for net gains included in
    net income, net of     taxes of approximately $72, $1,241 and $700 for the years ended December 31, 2015, 2014 and 2013,
    respectively</td><td style="padding-bottom: 1pt">&nbsp;</td>
    <td style="border-bottom: Black 1pt solid; text-align: left">&nbsp;</td><td style="border-bottom: Black 1pt solid; text-align: right">(95</td><td style="border-bottom: Black 1pt solid; text-align: left">)</td><td style="padding-bottom: 1pt">&nbsp;</td>
    <td style="border-bottom: Black 1pt solid; text-align: left">&nbsp;</td><td style="border-bottom: Black 1pt solid; text-align: right">(1,634</td><td style="border-bottom: Black 1pt solid; text-align: left">)</td><td style="padding-bottom: 1pt">&nbsp;</td>
    <td style="border-bottom: Black 1pt solid; text-align: left">&nbsp;</td><td style="border-bottom: Black 1pt solid; text-align: right">(902</td><td style="border-bottom: Black 1pt solid; text-align: left">)</td></tr>
<tr style="vertical-align: bottom; background-color: White">
    <td style="text-align: left; padding-bottom: 1pt">Balance, end of year</td><td style="padding-bottom: 1pt">&nbsp;</td>
    <td style="border-bottom: Black 1pt solid; text-align: left">&nbsp;</td><td style="border-bottom: Black 1pt solid; text-align: right">(5,562</td><td style="border-bottom: Black 1pt solid; text-align: left">)</td><td style="padding-bottom: 1pt">&nbsp;</td>
    <td style="border-bottom: Black 1pt solid; text-align: left">&nbsp;</td><td style="border-bottom: Black 1pt solid; text-align: right">(2,907</td><td style="border-bottom: Black 1pt solid; text-align: left">)</td><td style="padding-bottom: 1pt">&nbsp;</td>
    <td style="border-bottom: Black 1pt solid; text-align: left">&nbsp;</td><td style="border-bottom: Black 1pt solid; text-align: right">(11,375</td><td style="border-bottom: Black 1pt solid; text-align: left">)</td></tr>
<tr style="vertical-align: bottom; background-color: rgb(204,238,255)">
    <td>&nbsp;</td><td>&nbsp;</td>
    <td style="text-align: left">&nbsp;</td><td style="text-align: right">&nbsp;</td><td style="text-align: left">&nbsp;</td><td>&nbsp;</td>
    <td style="text-align: left">&nbsp;</td><td style="text-align: right">&nbsp;</td><td style="text-align: left">&nbsp;</td><td>&nbsp;</td>
    <td style="text-align: left">&nbsp;</td><td style="text-align: right">&nbsp;</td><td style="text-align: left">&nbsp;</td></tr>
<tr style="vertical-align: bottom; background-color: White">
    <td style="font-weight: bold; text-align: left; padding-bottom: 2.25pt">Total Stockholders' Equity</td><td style="padding-bottom: 2.25pt">&nbsp;</td>
    <td style="border-bottom: Black 2.25pt double; text-align: left">$</td><td style="border-bottom: Black 2.25pt double; text-align: right">473,067</td><td style="border-bottom: Black 2.25pt double; text-align: left">&nbsp;</td><td style="padding-bottom: 2.25pt">&nbsp;</td>
    <td style="border-bottom: Black 2.25pt double; text-align: left">$</td><td style="border-bottom: Black 2.25pt double; text-align: right">456,247</td><td style="border-bottom: Black 2.25pt double; text-align: left">&nbsp;</td><td style="padding-bottom: 2.25pt">&nbsp;</td>
    <td style="border-bottom: Black 2.25pt double; text-align: left">$</td><td style="border-bottom: Black 2.25pt double; text-align: right">432,532</td><td style="border-bottom: Black 2.25pt double; text-align: left">&nbsp;</td></tr>
</table></div>




<p style="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: center">&nbsp;</p>

<p style="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: center">The accompanying notes are an integral part
of these consolidated financial statements.</p>

<p style="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0"><b>&nbsp;</b></p>

<p style="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0"></p>

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<p style="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">FLUSHING FINANCIAL CORPORATION AND SUBSIDIARIES</p>

<p style="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0"><b>Consolidated Statements of Cash Flows</b></p>

<p style="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</p>

<div data-td-taggable-table="" data-td-statement-type="cash-flows"><table cellpadding="0" cellspacing="0" style="border-collapse: collapse; width: 100%; font: 10pt Times New Roman, Times, Serif">
<tr style="vertical-align: bottom">
    <td style="text-align: left">&nbsp;</td><td style="padding-bottom: 1pt">&nbsp;</td>
    <td colspan="11" style="text-align: center; border-bottom: Black 1pt solid">For the years ended December 31,</td></tr>
<tr style="vertical-align: bottom">
    <td style="text-align: left">&nbsp;</td><td style="padding-bottom: 1pt">&nbsp;</td>
    <td colspan="3" style="text-align: center; border-bottom: Black 1pt solid">2015</td><td style="padding-bottom: 1pt">&nbsp;</td>
    <td colspan="3" style="text-align: center; border-bottom: Black 1pt solid">2014</td><td style="padding-bottom: 1pt">&nbsp;</td>
    <td colspan="3" style="text-align: center; border-bottom: Black 1pt solid">2013</td></tr>
<tr style="vertical-align: bottom">
    <td style="text-align: left">&nbsp;</td><td style="font-style: italic">&nbsp;</td>
    <td colspan="11" style="font-style: italic; text-align: center">(In thousands)</td></tr>
<tr style="vertical-align: bottom; background-color: rgb(204,238,255)">
    <td style="font-weight: bold; text-align: left">Operating Activities</td><td>&nbsp;</td>
    <td style="text-align: left">&nbsp;</td><td style="text-align: right">&nbsp;</td><td style="text-align: left">&nbsp;</td><td>&nbsp;</td>
    <td style="text-align: left">&nbsp;</td><td style="text-align: right">&nbsp;</td><td style="text-align: left">&nbsp;</td><td>&nbsp;</td>
    <td style="text-align: left">&nbsp;</td><td style="text-align: right">&nbsp;</td><td style="text-align: left">&nbsp;</td></tr>
<tr style="vertical-align: bottom; background-color: White">
    <td style="text-align: left">&nbsp;</td><td>&nbsp;</td>
    <td style="text-align: left">&nbsp;</td><td style="text-align: right">&nbsp;</td><td style="text-align: left">&nbsp;</td><td>&nbsp;</td>
    <td style="text-align: left">&nbsp;</td><td style="text-align: right">&nbsp;</td><td style="text-align: left">&nbsp;</td><td>&nbsp;</td>
    <td style="text-align: left">&nbsp;</td><td style="text-align: right">&nbsp;</td><td style="text-align: left">&nbsp;</td></tr>
<tr style="vertical-align: bottom; background-color: rgb(204,238,255)">
    <td style="width: 61%; text-align: left">Net income</td><td style="width: 1%">&nbsp;</td>
    <td style="width: 1%; text-align: left">$</td><td style="width: 10%; text-align: right">46,209</td><td style="width: 1%; text-align: left">&nbsp;</td><td style="width: 1%">&nbsp;</td>
    <td style="width: 1%; text-align: left">$</td><td style="width: 10%; text-align: right">44,239</td><td style="width: 1%; text-align: left">&nbsp;</td><td style="width: 1%">&nbsp;</td>
    <td style="width: 1%; text-align: left">$</td><td style="width: 10%; text-align: right">37,752</td><td style="width: 1%; text-align: left">&nbsp;</td></tr>
<tr style="vertical-align: bottom; background-color: White">
    <td style="text-align: left">Adjustments to reconcile net income to net cash provided by operating activities:</td><td>&nbsp;</td>
    <td style="text-align: left">&nbsp;</td><td style="text-align: right">&nbsp;</td><td style="text-align: left">&nbsp;</td><td>&nbsp;</td>
    <td style="text-align: left">&nbsp;</td><td style="text-align: right">&nbsp;</td><td style="text-align: left">&nbsp;</td><td>&nbsp;</td>
    <td style="text-align: left">&nbsp;</td><td style="text-align: right">&nbsp;</td><td style="text-align: left">&nbsp;</td></tr>
<tr style="vertical-align: bottom; background-color: rgb(204,238,255)">
    <td style="text-align: left; padding-left: 10pt">Provision (benefit) for loan losses</td><td>&nbsp;</td>
    <td style="text-align: left">&nbsp;</td><td style="text-align: right">(956</td><td style="text-align: left">)</td><td>&nbsp;</td>
    <td style="text-align: left">&nbsp;</td><td style="text-align: right">(6,021</td><td style="text-align: left">)</td><td>&nbsp;</td>
    <td style="text-align: left">&nbsp;</td><td style="text-align: right">13,935</td><td style="text-align: left">&nbsp;</td></tr>
<tr style="vertical-align: bottom; background-color: White">
    <td style="text-align: left; padding-left: 10pt">Depreciation and amortization of premises and equipment</td><td>&nbsp;</td>
    <td style="text-align: left">&nbsp;</td><td style="text-align: right">3,579</td><td style="text-align: left">&nbsp;</td><td>&nbsp;</td>
    <td style="text-align: left">&nbsp;</td><td style="text-align: right">2,813</td><td style="text-align: left">&nbsp;</td><td>&nbsp;</td>
    <td style="text-align: left">&nbsp;</td><td style="text-align: right">2,953</td><td style="text-align: left">&nbsp;</td></tr>
<tr style="vertical-align: bottom; background-color: rgb(204,238,255)">
    <td style="text-align: left; padding-left: 10pt">Net loss on sales of loans held for sale</td><td>&nbsp;</td>
    <td style="text-align: left">&nbsp;</td><td style="text-align: right">-</td><td style="text-align: left">&nbsp;</td><td>&nbsp;</td>
    <td style="text-align: left">&nbsp;</td><td style="text-align: right">-</td><td style="text-align: left">&nbsp;</td><td>&nbsp;</td>
    <td style="text-align: left">&nbsp;</td><td style="text-align: right">108</td><td style="text-align: left">&nbsp;</td></tr>
<tr style="vertical-align: bottom; background-color: White">
    <td style="text-align: left; padding-left: 10pt">Net gain on sales of loans (including delinquent loans)</td><td>&nbsp;</td>
    <td style="text-align: left">&nbsp;</td><td style="text-align: right">(422</td><td style="text-align: left">)</td><td>&nbsp;</td>
    <td style="text-align: left">&nbsp;</td><td style="text-align: right">(67</td><td style="text-align: left">)</td><td>&nbsp;</td>
    <td style="text-align: left">&nbsp;</td><td style="text-align: right">(284</td><td style="text-align: left">)</td></tr>
<tr style="vertical-align: bottom; background-color: rgb(204,238,255)">
    <td style="text-align: left; padding-left: 10pt">Net gain on sales of securities</td><td>&nbsp;</td>
    <td style="text-align: left">&nbsp;</td><td style="text-align: right">(167</td><td style="text-align: left">)</td><td>&nbsp;</td>
    <td style="text-align: left">&nbsp;</td><td style="text-align: right">(2,875</td><td style="text-align: left">)</td><td>&nbsp;</td>
    <td style="text-align: left">&nbsp;</td><td style="text-align: right">(3,021</td><td style="text-align: left">)</td></tr>
<tr style="vertical-align: bottom; background-color: White">
    <td style="text-align: left; padding-left: 10pt">Net gain on sales of buildings</td><td>&nbsp;</td>
    <td style="text-align: left">&nbsp;</td><td style="text-align: right">(6,537</td><td style="text-align: left">)</td><td>&nbsp;</td>
    <td style="text-align: left">&nbsp;</td><td style="text-align: right">-</td><td style="text-align: left">&nbsp;</td><td>&nbsp;</td>
    <td style="text-align: left">&nbsp;</td><td style="text-align: right">-</td><td style="text-align: left">&nbsp;</td></tr>
<tr style="vertical-align: bottom; background-color: rgb(204,238,255)">
    <td style="text-align: left; padding-left: 10pt">Other-than-temporary impairment charge on securities</td><td>&nbsp;</td>
    <td style="text-align: left">&nbsp;</td><td style="text-align: right">-</td><td style="text-align: left">&nbsp;</td><td>&nbsp;</td>
    <td style="text-align: left">&nbsp;</td><td style="text-align: right">-</td><td style="text-align: left">&nbsp;</td><td>&nbsp;</td>
    <td style="text-align: left">&nbsp;</td><td style="text-align: right">1,419</td><td style="text-align: left">&nbsp;</td></tr>
<tr style="vertical-align: bottom; background-color: White">
    <td style="text-align: left; padding-left: 10pt">Amortization of premium, net of accretion of discount</td><td>&nbsp;</td>
    <td style="text-align: left">&nbsp;</td><td style="text-align: right">8,986</td><td style="text-align: left">&nbsp;</td><td>&nbsp;</td>
    <td style="text-align: left">&nbsp;</td><td style="text-align: right">7,292</td><td style="text-align: left">&nbsp;</td><td>&nbsp;</td>
    <td style="text-align: left">&nbsp;</td><td style="text-align: right">7,588</td><td style="text-align: left">&nbsp;</td></tr>
<tr style="vertical-align: bottom; background-color: rgb(204,238,255)">
    <td style="text-align: left; padding-left: 10pt">Fair value adjustment for financial assets and financial liabilities</td><td>&nbsp;</td>
    <td style="text-align: left">&nbsp;</td><td style="text-align: right">1,841</td><td style="text-align: left">&nbsp;</td><td>&nbsp;</td>
    <td style="text-align: left">&nbsp;</td><td style="text-align: right">2,568</td><td style="text-align: left">&nbsp;</td><td>&nbsp;</td>
    <td style="text-align: left">&nbsp;</td><td style="text-align: right">2,521</td><td style="text-align: left">&nbsp;</td></tr>
<tr style="vertical-align: bottom; background-color: White">
    <td style="text-align: left; padding-left: 10pt">Income from bank owned life insurance</td><td>&nbsp;</td>
    <td style="text-align: left">&nbsp;</td><td style="text-align: right">(2,880</td><td style="text-align: left">)</td><td>&nbsp;</td>
    <td style="text-align: left">&nbsp;</td><td style="text-align: right">(3,050</td><td style="text-align: left">)</td><td>&nbsp;</td>
    <td style="text-align: left">&nbsp;</td><td style="text-align: right">(3,363</td><td style="text-align: left">)</td></tr>
<tr style="vertical-align: bottom; background-color: rgb(204,238,255)">
    <td style="text-align: left; padding-left: 10pt">Stock based compensation expense</td><td>&nbsp;</td>
    <td style="text-align: left">&nbsp;</td><td style="text-align: right">4,845</td><td style="text-align: left">&nbsp;</td><td>&nbsp;</td>
    <td style="text-align: left">&nbsp;</td><td style="text-align: right">4,263</td><td style="text-align: left">&nbsp;</td><td>&nbsp;</td>
    <td style="text-align: left">&nbsp;</td><td style="text-align: right">3,412</td><td style="text-align: left">&nbsp;</td></tr>
<tr style="vertical-align: bottom; background-color: White">
    <td style="text-align: left; padding-left: 10pt">Deferred compensation</td><td>&nbsp;</td>
    <td style="text-align: left">&nbsp;</td><td style="text-align: right">(3,561</td><td style="text-align: left">)</td><td>&nbsp;</td>
    <td style="text-align: left">&nbsp;</td><td style="text-align: right">(2,514</td><td style="text-align: left">)</td><td>&nbsp;</td>
    <td style="text-align: left">&nbsp;</td><td style="text-align: right">(790</td><td style="text-align: left">)</td></tr>
<tr style="vertical-align: bottom; background-color: rgb(204,238,255)">
    <td style="text-align: left; padding-left: 10pt">Amortization of core deposit intangibles</td><td>&nbsp;</td>
    <td style="text-align: left">&nbsp;</td><td style="text-align: right">-</td><td style="text-align: left">&nbsp;</td><td>&nbsp;</td>
    <td style="text-align: left">&nbsp;</td><td style="text-align: right">-</td><td style="text-align: left">&nbsp;</td><td>&nbsp;</td>
    <td style="text-align: left">&nbsp;</td><td style="text-align: right">468</td><td style="text-align: left">&nbsp;</td></tr>
<tr style="vertical-align: bottom; background-color: White">
    <td style="text-align: left; padding-left: 10pt">Excess tax benefits from stock-based payment arrangements</td><td>&nbsp;</td>
    <td style="text-align: left">&nbsp;</td><td style="text-align: right">(574</td><td style="text-align: left">)</td><td>&nbsp;</td>
    <td style="text-align: left">&nbsp;</td><td style="text-align: right">(846</td><td style="text-align: left">)</td><td>&nbsp;</td>
    <td style="text-align: left">&nbsp;</td><td style="text-align: right">(443</td><td style="text-align: left">)</td></tr>
<tr style="vertical-align: bottom; background-color: rgb(204,238,255)">
    <td style="text-align: left; padding-left: 10pt">Deferred income tax provision (benefit)</td><td>&nbsp;</td>
    <td style="text-align: left">&nbsp;</td><td style="text-align: right">(5,210</td><td style="text-align: left">)</td><td>&nbsp;</td>
    <td style="text-align: left">&nbsp;</td><td style="text-align: right">4,154</td><td style="text-align: left">&nbsp;</td><td>&nbsp;</td>
    <td style="text-align: left">&nbsp;</td><td style="text-align: right">(682</td><td style="text-align: left">)</td></tr>
<tr style="vertical-align: bottom; background-color: White">
    <td style="text-align: left">Net decrease in prepaid FDIC assessment</td><td>&nbsp;</td>
    <td style="text-align: left">&nbsp;</td><td style="text-align: right">-</td><td style="text-align: left">&nbsp;</td><td>&nbsp;</td>
    <td style="text-align: left">&nbsp;</td><td style="text-align: right">-</td><td style="text-align: left">&nbsp;</td><td>&nbsp;</td>
    <td style="text-align: left">&nbsp;</td><td style="text-align: right">3,287</td><td style="text-align: left">&nbsp;</td></tr>
<tr style="vertical-align: bottom; background-color: rgb(204,238,255)">
    <td style="text-align: left">(Increase) decrease in other assets</td><td>&nbsp;</td>
    <td style="text-align: left">&nbsp;</td><td style="text-align: right">(5,284</td><td style="text-align: left">)</td><td>&nbsp;</td>
    <td style="text-align: left">&nbsp;</td><td style="text-align: right">8,110</td><td style="text-align: left">&nbsp;</td><td>&nbsp;</td>
    <td style="text-align: left">&nbsp;</td><td style="text-align: right">(1,410</td><td style="text-align: left">)</td></tr>
<tr style="vertical-align: bottom; background-color: White">
    <td style="text-align: left; padding-bottom: 1pt">Increase (decrease) in other liabilities</td><td style="padding-bottom: 1pt">&nbsp;</td>
    <td style="border-bottom: Black 1pt solid; text-align: left">&nbsp;</td><td style="border-bottom: Black 1pt solid; text-align: right">4,861</td><td style="border-bottom: Black 1pt solid; text-align: left">&nbsp;</td><td style="padding-bottom: 1pt">&nbsp;</td>
    <td style="border-bottom: Black 1pt solid; text-align: left">&nbsp;</td><td style="border-bottom: Black 1pt solid; text-align: right">(690</td><td style="border-bottom: Black 1pt solid; text-align: left">)</td><td style="padding-bottom: 1pt">&nbsp;</td>
    <td style="border-bottom: Black 1pt solid; text-align: left">&nbsp;</td><td style="border-bottom: Black 1pt solid; text-align: right">10,985</td><td style="border-bottom: Black 1pt solid; text-align: left">&nbsp;</td></tr>
<tr style="vertical-align: bottom; background-color: rgb(204,238,255)">
    <td style="text-align: left; padding-bottom: 1pt; padding-left: 20pt">Net cash provided by operating activities</td><td style="padding-bottom: 1pt">&nbsp;</td>
    <td style="border-bottom: Black 1pt solid; text-align: left">&nbsp;</td><td style="border-bottom: Black 1pt solid; text-align: right">44,730</td><td style="border-bottom: Black 1pt solid; text-align: left">&nbsp;</td><td style="padding-bottom: 1pt">&nbsp;</td>
    <td style="border-bottom: Black 1pt solid; text-align: left">&nbsp;</td><td style="border-bottom: Black 1pt solid; text-align: right">57,376</td><td style="border-bottom: Black 1pt solid; text-align: left">&nbsp;</td><td style="padding-bottom: 1pt">&nbsp;</td>
    <td style="border-bottom: Black 1pt solid; text-align: left">&nbsp;</td><td style="border-bottom: Black 1pt solid; text-align: right">74,435</td><td style="border-bottom: Black 1pt solid; text-align: left">&nbsp;</td></tr>
<tr style="vertical-align: bottom; background-color: White">
    <td style="text-align: left">&nbsp;</td><td>&nbsp;</td>
    <td style="text-align: left">&nbsp;</td><td style="text-align: right">&nbsp;</td><td style="text-align: left">&nbsp;</td><td>&nbsp;</td>
    <td style="text-align: left">&nbsp;</td><td style="text-align: right">&nbsp;</td><td style="text-align: left">&nbsp;</td><td>&nbsp;</td>
    <td style="text-align: left">&nbsp;</td><td style="text-align: right">&nbsp;</td><td style="text-align: left">&nbsp;</td></tr>
<tr style="vertical-align: bottom; background-color: rgb(204,238,255)">
    <td style="font-weight: bold; text-align: left">Investing Activities</td><td>&nbsp;</td>
    <td style="text-align: left">&nbsp;</td><td style="text-align: right">&nbsp;</td><td style="text-align: left">&nbsp;</td><td>&nbsp;</td>
    <td style="text-align: left">&nbsp;</td><td style="text-align: right">&nbsp;</td><td style="text-align: left">&nbsp;</td><td>&nbsp;</td>
    <td style="text-align: left">&nbsp;</td><td style="text-align: right">&nbsp;</td><td style="text-align: left">&nbsp;</td></tr>
<tr style="vertical-align: bottom; background-color: White">
    <td style="text-align: left">&nbsp;</td><td>&nbsp;</td>
    <td style="text-align: left">&nbsp;</td><td style="text-align: right">&nbsp;</td><td style="text-align: left">&nbsp;</td><td>&nbsp;</td>
    <td style="text-align: left">&nbsp;</td><td style="text-align: right">&nbsp;</td><td style="text-align: left">&nbsp;</td><td>&nbsp;</td>
    <td style="text-align: left">&nbsp;</td><td style="text-align: right">&nbsp;</td><td style="text-align: left">&nbsp;</td></tr>
<tr style="vertical-align: bottom; background-color: rgb(204,238,255)">
    <td style="text-align: left">Purchases of premises and equipment</td><td>&nbsp;</td>
    <td style="text-align: left">&nbsp;</td><td style="text-align: right">(11,089</td><td style="text-align: left">)</td><td>&nbsp;</td>
    <td style="text-align: left">&nbsp;</td><td style="text-align: right">(4,325</td><td style="text-align: left">)</td><td>&nbsp;</td>
    <td style="text-align: left">&nbsp;</td><td style="text-align: right">(809</td><td style="text-align: left">)</td></tr>
<tr style="vertical-align: bottom; background-color: White">
    <td style="text-align: left">Net purchases of Federal Home Loan Bank-NY shares</td><td>&nbsp;</td>
    <td style="text-align: left">&nbsp;</td><td style="text-align: right">(9,142</td><td style="text-align: left">)</td><td>&nbsp;</td>
    <td style="text-align: left">&nbsp;</td><td style="text-align: right">(899</td><td style="text-align: left">)</td><td>&nbsp;</td>
    <td style="text-align: left">&nbsp;</td><td style="text-align: right">(3,688</td><td style="text-align: left">)</td></tr>
<tr style="vertical-align: bottom; background-color: rgb(204,238,255)">
    <td style="text-align: left">Purchases of securities held-to-maturity</td><td>&nbsp;</td>
    <td style="text-align: left">&nbsp;</td><td style="text-align: right">(5,100</td><td style="text-align: left">)</td><td>&nbsp;</td>
    <td style="text-align: left">&nbsp;</td><td style="text-align: right">-</td><td style="text-align: left">&nbsp;</td><td>&nbsp;</td>
    <td style="text-align: left">&nbsp;</td><td style="text-align: right">-</td><td style="text-align: left">&nbsp;</td></tr>
<tr style="vertical-align: bottom; background-color: White">
    <td style="text-align: left">Proceeds from maturities of securities held-to-maturity</td><td>&nbsp;</td>
    <td style="text-align: left">&nbsp;</td><td style="text-align: right">3,430</td><td style="text-align: left">&nbsp;</td><td>&nbsp;</td>
    <td style="text-align: left">&nbsp;</td><td style="text-align: right">-</td><td style="text-align: left">&nbsp;</td><td>&nbsp;</td>
    <td style="text-align: left">&nbsp;</td><td style="text-align: right">-</td><td style="text-align: left">&nbsp;</td></tr>
<tr style="vertical-align: bottom; background-color: rgb(204,238,255)">
    <td style="text-align: left">Purchases of securities available for sale</td><td>&nbsp;</td>
    <td style="text-align: left">&nbsp;</td><td style="text-align: right">(313,822</td><td style="text-align: left">)</td><td>&nbsp;</td>
    <td style="text-align: left">&nbsp;</td><td style="text-align: right">(162,830</td><td style="text-align: left">)</td><td>&nbsp;</td>
    <td style="text-align: left">&nbsp;</td><td style="text-align: right">(458,596</td><td style="text-align: left">)</td></tr>
<tr style="vertical-align: bottom; background-color: White">
    <td style="text-align: left">Proceeds from sales and calls of securities available for sale</td><td>&nbsp;</td>
    <td style="text-align: left">&nbsp;</td><td style="text-align: right">163,158</td><td style="text-align: left">&nbsp;</td><td>&nbsp;</td>
    <td style="text-align: left">&nbsp;</td><td style="text-align: right">115,294</td><td style="text-align: left">&nbsp;</td><td>&nbsp;</td>
    <td style="text-align: left">&nbsp;</td><td style="text-align: right">194,009</td><td style="text-align: left">&nbsp;</td></tr>
<tr style="vertical-align: bottom; background-color: rgb(204,238,255)">
    <td style="text-align: left">Proceeds from maturities and prepayments of securities available for sale</td><td>&nbsp;</td>
    <td style="text-align: left">&nbsp;</td><td style="text-align: right">114,097</td><td style="text-align: left">&nbsp;</td><td>&nbsp;</td>
    <td style="text-align: left">&nbsp;</td><td style="text-align: right">112,137</td><td style="text-align: left">&nbsp;</td><td>&nbsp;</td>
    <td style="text-align: left">&nbsp;</td><td style="text-align: right">149,387</td><td style="text-align: left">&nbsp;</td></tr>
<tr style="vertical-align: bottom; background-color: White">
    <td style="text-align: left">Proceeds from sale of buildings</td><td>&nbsp;</td>
    <td style="text-align: left">&nbsp;</td><td style="text-align: right">20,209</td><td style="text-align: left">&nbsp;</td><td>&nbsp;</td>
    <td style="text-align: left">&nbsp;</td><td style="text-align: right">-</td><td style="text-align: left">&nbsp;</td><td>&nbsp;</td>
    <td style="text-align: left">&nbsp;</td><td style="text-align: right">-</td><td style="text-align: left">&nbsp;</td></tr>
<tr style="vertical-align: bottom; background-color: rgb(204,238,255)">
    <td style="text-align: left">Net originations of loans</td><td>&nbsp;</td>
    <td style="text-align: left">&nbsp;</td><td style="text-align: right">(301,766</td><td style="text-align: left">)</td><td>&nbsp;</td>
    <td style="text-align: left">&nbsp;</td><td style="text-align: right">(248,073</td><td style="text-align: left">)</td><td>&nbsp;</td>
    <td style="text-align: left">&nbsp;</td><td style="text-align: right">(236,582</td><td style="text-align: left">)</td></tr>
<tr style="vertical-align: bottom; background-color: White">
    <td style="text-align: left">Purchases of loans</td><td>&nbsp;</td>
    <td style="text-align: left">&nbsp;</td><td style="text-align: right">(278,928</td><td style="text-align: left">)</td><td>&nbsp;</td>
    <td style="text-align: left">&nbsp;</td><td style="text-align: right">(169,860</td><td style="text-align: left">)</td><td>&nbsp;</td>
    <td style="text-align: left">&nbsp;</td><td style="text-align: right">(10,189</td><td style="text-align: left">)</td></tr>
<tr style="vertical-align: bottom; background-color: rgb(204,238,255)">
    <td style="text-align: left">Proceeds from sale of loans</td><td>&nbsp;</td>
    <td style="text-align: left">&nbsp;</td><td style="text-align: right">16,252</td><td style="text-align: left">&nbsp;</td><td>&nbsp;</td>
    <td style="text-align: left">&nbsp;</td><td style="text-align: right">15,857</td><td style="text-align: left">&nbsp;</td><td>&nbsp;</td>
    <td style="text-align: left">&nbsp;</td><td style="text-align: right">35,681</td><td style="text-align: left">&nbsp;</td></tr>
<tr style="vertical-align: bottom; background-color: White">
    <td style="text-align: left; padding-bottom: 1pt">Proceeds from sale of Other Real Estate Owned, net</td><td style="padding-bottom: 1pt">&nbsp;</td>
    <td style="border-bottom: Black 1pt solid; text-align: left">&nbsp;</td><td style="border-bottom: Black 1pt solid; text-align: right">2,185</td><td style="border-bottom: Black 1pt solid; text-align: left">&nbsp;</td><td style="padding-bottom: 1pt">&nbsp;</td>
    <td style="border-bottom: Black 1pt solid; text-align: left">&nbsp;</td><td style="border-bottom: Black 1pt solid; text-align: right">3,123</td><td style="border-bottom: Black 1pt solid; text-align: left">&nbsp;</td><td style="padding-bottom: 1pt">&nbsp;</td>
    <td style="border-bottom: Black 1pt solid; text-align: left">&nbsp;</td><td style="border-bottom: Black 1pt solid; text-align: right">4,763</td><td style="border-bottom: Black 1pt solid; text-align: left">&nbsp;</td></tr>
<tr style="vertical-align: bottom; background-color: rgb(204,238,255)">
    <td style="text-align: left; padding-bottom: 1pt; padding-left: 20pt">Net cash used in investing activities</td><td style="padding-bottom: 1pt">&nbsp;</td>
    <td style="border-bottom: Black 1pt solid; text-align: left">&nbsp;</td><td style="border-bottom: Black 1pt solid; text-align: right">(600,516</td><td style="border-bottom: Black 1pt solid; text-align: left">)</td><td style="padding-bottom: 1pt">&nbsp;</td>
    <td style="border-bottom: Black 1pt solid; text-align: left">&nbsp;</td><td style="border-bottom: Black 1pt solid; text-align: right">(339,576</td><td style="border-bottom: Black 1pt solid; text-align: left">)</td><td style="padding-bottom: 1pt">&nbsp;</td>
    <td style="border-bottom: Black 1pt solid; text-align: left">&nbsp;</td><td style="border-bottom: Black 1pt solid; text-align: right">(326,024</td><td style="border-bottom: Black 1pt solid; text-align: left">)</td></tr>
</table></div>



<p style="color: Red; font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: right"></p>

<p style="margin: 0pt 0">&nbsp;</p>

<p style="margin: 0pt 0; text-align: right">Continued</p>

<p style="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</p>


<p style="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: center">The accompanying notes are an integral part
of these consolidated financial statements.</p>

<p style="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0"><font style="background-color: transparent">&nbsp;</font></p>

<p style="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0"></p>

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<p style="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">FLUSHING FINANCIAL CORPORATION AND SUBSIDIARIES</p>

<p style="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0"><b>Consolidated Statements of Cash Flows</b> (continued)</p>

<p style="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify"><font style="background-color: transparent">&nbsp;</font></p>

<p style="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify">&nbsp;</p>

<p style="color: Red; font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: center"></p>

<div data-td-taggable-table="" data-td-statement-type="cash-flows"><table cellpadding="0" cellspacing="0" style="border-collapse: collapse; width: 100%; font: 10pt Times New Roman, Times, Serif">
<tr style="vertical-align: bottom">
    <td style="text-align: left">&nbsp;</td><td style="padding-bottom: 1pt">&nbsp;</td>
    <td colspan="11" style="text-align: center; border-bottom: Black 1pt solid">For the years ended December 31,</td></tr>
<tr style="vertical-align: bottom">
    <td style="text-align: left">&nbsp;</td><td style="padding-bottom: 1pt">&nbsp;</td>
    <td colspan="3" style="text-align: center; border-bottom: Black 1pt solid">2015</td><td style="padding-bottom: 1pt">&nbsp;</td>
    <td colspan="3" style="text-align: center; border-bottom: Black 1pt solid">2014</td><td style="padding-bottom: 1pt">&nbsp;</td>
    <td colspan="3" style="text-align: center; border-bottom: Black 1pt solid">2013</td></tr>
<tr style="vertical-align: bottom">
    <td style="text-align: left">&nbsp;</td><td style="font-style: italic">&nbsp;</td>
    <td colspan="11" style="font-style: italic; text-align: center">(In thousands)</td></tr>
<tr style="vertical-align: bottom; background-color: rgb(204,238,255)">
    <td style="font-weight: bold; text-align: left">Financing Activities</td><td>&nbsp;</td>
    <td style="text-align: left">&nbsp;</td><td style="text-align: right">&nbsp;</td><td style="text-align: left">&nbsp;</td><td>&nbsp;</td>
    <td style="text-align: left">&nbsp;</td><td style="text-align: right">&nbsp;</td><td style="text-align: left">&nbsp;</td><td>&nbsp;</td>
    <td style="text-align: left">&nbsp;</td><td style="text-align: right">&nbsp;</td><td style="text-align: left">&nbsp;</td></tr>
<tr style="vertical-align: bottom; background-color: White">
    <td style="text-align: left">&nbsp;</td><td>&nbsp;</td>
    <td style="text-align: left">&nbsp;</td><td style="text-align: right">&nbsp;</td><td style="text-align: left">&nbsp;</td><td>&nbsp;</td>
    <td style="text-align: left">&nbsp;</td><td style="text-align: right">&nbsp;</td><td style="text-align: left">&nbsp;</td><td>&nbsp;</td>
    <td style="text-align: left">&nbsp;</td><td style="text-align: right">&nbsp;</td><td style="text-align: left">&nbsp;</td></tr>
<tr style="vertical-align: bottom; background-color: rgb(204,238,255)">
    <td style="width: 61%; text-align: left">Net increase in non interest-bearing deposits</td><td style="width: 1%">&nbsp;</td>
    <td style="width: 1%; text-align: left">&nbsp;</td><td style="width: 10%; text-align: right">13,635</td><td style="width: 1%; text-align: left">&nbsp;</td><td style="width: 1%">&nbsp;</td>
    <td style="width: 1%; text-align: left">&nbsp;</td><td style="width: 10%; text-align: right">58,491</td><td style="width: 1%; text-align: left">&nbsp;</td><td style="width: 1%">&nbsp;</td>
    <td style="width: 1%; text-align: left">&nbsp;</td><td style="width: 10%; text-align: right">41,554</td><td style="width: 1%; text-align: left">&nbsp;</td></tr>
<tr style="vertical-align: bottom; background-color: White">
    <td style="text-align: left">Net increase in interest bearing deposits</td><td>&nbsp;</td>
    <td style="text-align: left">&nbsp;</td><td style="text-align: right">368,137</td><td style="text-align: left">&nbsp;</td><td>&nbsp;</td>
    <td style="text-align: left">&nbsp;</td><td style="text-align: right">213,502</td><td style="text-align: left">&nbsp;</td><td>&nbsp;</td>
    <td style="text-align: left">&nbsp;</td><td style="text-align: right">174,715</td><td style="text-align: left">&nbsp;</td></tr>
<tr style="vertical-align: bottom; background-color: rgb(204,238,255)">
    <td style="text-align: left">Net increase in mortgagors' escrow deposits</td><td>&nbsp;</td>
    <td style="text-align: left">&nbsp;</td><td style="text-align: right">1,165</td><td style="text-align: left">&nbsp;</td><td>&nbsp;</td>
    <td style="text-align: left">&nbsp;</td><td style="text-align: right">2,881</td><td style="text-align: left">&nbsp;</td><td>&nbsp;</td>
    <td style="text-align: left">&nbsp;</td><td style="text-align: right">238</td><td style="text-align: left">&nbsp;</td></tr>
<tr style="vertical-align: bottom; background-color: White">
    <td style="text-align: left">Net proceeds (repayments) from short-term borrowed funds</td><td>&nbsp;</td>
    <td style="text-align: left">&nbsp;</td><td style="text-align: right">30,000</td><td style="text-align: left">&nbsp;</td><td>&nbsp;</td>
    <td style="text-align: left">&nbsp;</td><td style="text-align: right">30,500</td><td style="text-align: left">&nbsp;</td><td>&nbsp;</td>
    <td style="text-align: left">&nbsp;</td><td style="text-align: right">(102,500</td><td style="text-align: left">)</td></tr>
<tr style="vertical-align: bottom; background-color: rgb(204,238,255)">
    <td style="text-align: left">Proceeds from long-term borrowings</td><td>&nbsp;</td>
    <td style="text-align: left">&nbsp;</td><td style="text-align: right">310,000</td><td style="text-align: left">&nbsp;</td><td>&nbsp;</td>
    <td style="text-align: left">&nbsp;</td><td style="text-align: right">180,000</td><td style="text-align: left">&nbsp;</td><td>&nbsp;</td>
    <td style="text-align: left">&nbsp;</td><td style="text-align: right">269,346</td><td style="text-align: left">&nbsp;</td></tr>
<tr style="vertical-align: bottom; background-color: White">
    <td style="text-align: left">Repayment of long-term borrowings</td><td>&nbsp;</td>
    <td style="text-align: left">&nbsp;</td><td style="text-align: right">(125,551</td><td style="text-align: left">)</td><td>&nbsp;</td>
    <td style="text-align: left">&nbsp;</td><td style="text-align: right">(167,081</td><td style="text-align: left">)</td><td>&nbsp;</td>
    <td style="text-align: left">&nbsp;</td><td style="text-align: right">(109,911</td><td style="text-align: left">)</td></tr>
<tr style="vertical-align: bottom; background-color: rgb(204,238,255)">
    <td style="text-align: left">Purchases of treasury stock</td><td>&nbsp;</td>
    <td style="text-align: left">&nbsp;</td><td style="text-align: right">(15,605</td><td style="text-align: left">)</td><td>&nbsp;</td>
    <td style="text-align: left">&nbsp;</td><td style="text-align: right">(18,872</td><td style="text-align: left">)</td><td>&nbsp;</td>
    <td style="text-align: left">&nbsp;</td><td style="text-align: right">(14,151</td><td style="text-align: left">)</td></tr>
<tr style="vertical-align: bottom; background-color: White">
    <td style="text-align: left">Excess tax benefits from stock-based payment arrangements</td><td>&nbsp;</td>
    <td style="text-align: left">&nbsp;</td><td style="text-align: right">574</td><td style="text-align: left">&nbsp;</td><td>&nbsp;</td>
    <td style="text-align: left">&nbsp;</td><td style="text-align: right">846</td><td style="text-align: left">&nbsp;</td><td>&nbsp;</td>
    <td style="text-align: left">&nbsp;</td><td style="text-align: right">443</td><td style="text-align: left">&nbsp;</td></tr>
<tr style="vertical-align: bottom; background-color: rgb(204,238,255)">
    <td style="text-align: left">Proceeds from issuance of common stock upon exercise of stock options</td><td>&nbsp;</td>
    <td style="text-align: left">&nbsp;</td><td style="text-align: right">145</td><td style="text-align: left">&nbsp;</td><td>&nbsp;</td>
    <td style="text-align: left">&nbsp;</td><td style="text-align: right">565</td><td style="text-align: left">&nbsp;</td><td>&nbsp;</td>
    <td style="text-align: left">&nbsp;</td><td style="text-align: right">533</td><td style="text-align: left">&nbsp;</td></tr>
<tr style="vertical-align: bottom; background-color: White">
    <td style="text-align: left; padding-bottom: 1pt">Cash dividends paid</td><td style="padding-bottom: 1pt">&nbsp;</td>
    <td style="border-bottom: Black 1pt solid; text-align: left">&nbsp;</td><td style="border-bottom: Black 1pt solid; text-align: right">(18,616</td><td style="border-bottom: Black 1pt solid; text-align: left">)</td><td style="padding-bottom: 1pt">&nbsp;</td>
    <td style="border-bottom: Black 1pt solid; text-align: left">&nbsp;</td><td style="border-bottom: Black 1pt solid; text-align: right">(17,852</td><td style="border-bottom: Black 1pt solid; text-align: left">)</td><td style="padding-bottom: 1pt">&nbsp;</td>
    <td style="border-bottom: Black 1pt solid; text-align: left">&nbsp;</td><td style="border-bottom: Black 1pt solid; text-align: right">(15,618</td><td style="border-bottom: Black 1pt solid; text-align: left">)</td></tr>
<tr style="vertical-align: bottom; background-color: rgb(204,238,255)">
    <td style="text-align: left; padding-bottom: 1pt; padding-left: 20pt">Net cash provided by financing activities</td><td style="padding-bottom: 1pt">&nbsp;</td>
    <td style="border-bottom: Black 1pt solid; text-align: left">&nbsp;</td><td style="border-bottom: Black 1pt solid; text-align: right">563,884</td><td style="border-bottom: Black 1pt solid; text-align: left">&nbsp;</td><td style="padding-bottom: 1pt">&nbsp;</td>
    <td style="border-bottom: Black 1pt solid; text-align: left">&nbsp;</td><td style="border-bottom: Black 1pt solid; text-align: right">282,980</td><td style="border-bottom: Black 1pt solid; text-align: left">&nbsp;</td><td style="padding-bottom: 1pt">&nbsp;</td>
    <td style="border-bottom: Black 1pt solid; text-align: left">&nbsp;</td><td style="border-bottom: Black 1pt solid; text-align: right">244,649</td><td style="border-bottom: Black 1pt solid; text-align: left">&nbsp;</td></tr>
<tr style="vertical-align: bottom; background-color: White">
    <td style="text-align: left">&nbsp;</td><td>&nbsp;</td>
    <td style="text-align: left">&nbsp;</td><td style="text-align: right">&nbsp;</td><td style="text-align: left">&nbsp;</td><td>&nbsp;</td>
    <td style="text-align: left">&nbsp;</td><td style="text-align: right">&nbsp;</td><td style="text-align: left">&nbsp;</td><td>&nbsp;</td>
    <td style="text-align: left">&nbsp;</td><td style="text-align: right">&nbsp;</td><td style="text-align: left">&nbsp;</td></tr>
<tr style="vertical-align: bottom; background-color: rgb(204,238,255)">
    <td style="text-align: left">Net (decrease) increase in cash and cash equivalents</td><td>&nbsp;</td>
    <td style="text-align: left">&nbsp;</td><td style="text-align: right">8,098</td><td style="text-align: left">&nbsp;</td><td>&nbsp;</td>
    <td style="text-align: left">&nbsp;</td><td style="text-align: right">780</td><td style="text-align: left">&nbsp;</td><td>&nbsp;</td>
    <td style="text-align: left">&nbsp;</td><td style="text-align: right">(6,940</td><td style="text-align: left">)</td></tr>
<tr style="vertical-align: bottom; background-color: White">
    <td style="text-align: left; padding-bottom: 1pt">Cash and cash equivalents, beginning of year</td><td style="padding-bottom: 1pt">&nbsp;</td>
    <td style="border-bottom: Black 1pt solid; text-align: left">&nbsp;</td><td style="border-bottom: Black 1pt solid; text-align: right">34,265</td><td style="border-bottom: Black 1pt solid; text-align: left">&nbsp;</td><td style="padding-bottom: 1pt">&nbsp;</td>
    <td style="border-bottom: Black 1pt solid; text-align: left">&nbsp;</td><td style="border-bottom: Black 1pt solid; text-align: right">33,485</td><td style="border-bottom: Black 1pt solid; text-align: left">&nbsp;</td><td style="padding-bottom: 1pt">&nbsp;</td>
    <td style="border-bottom: Black 1pt solid; text-align: left">&nbsp;</td><td style="border-bottom: Black 1pt solid; text-align: right">40,425</td><td style="border-bottom: Black 1pt solid; text-align: left">&nbsp;</td></tr>
<tr style="vertical-align: bottom; background-color: rgb(204,238,255)">
    <td style="text-align: left; padding-bottom: 2.25pt; padding-left: 10pt">Cash and cash equivalents, end of year</td><td style="padding-bottom: 2.25pt">&nbsp;</td>
    <td style="border-bottom: Black 2.25pt double; text-align: left">$</td><td style="border-bottom: Black 2.25pt double; text-align: right">42,363</td><td style="border-bottom: Black 2.25pt double; text-align: left">&nbsp;</td><td style="padding-bottom: 2.25pt">&nbsp;</td>
    <td style="border-bottom: Black 2.25pt double; text-align: left">$</td><td style="border-bottom: Black 2.25pt double; text-align: right">34,265</td><td style="border-bottom: Black 2.25pt double; text-align: left">&nbsp;</td><td style="padding-bottom: 2.25pt">&nbsp;</td>
    <td style="border-bottom: Black 2.25pt double; text-align: left">$</td><td style="border-bottom: Black 2.25pt double; text-align: right">33,485</td><td style="border-bottom: Black 2.25pt double; text-align: left">&nbsp;</td></tr>
<tr style="vertical-align: bottom; background-color: White">
    <td style="text-align: left">&nbsp;</td><td>&nbsp;</td>
    <td style="text-align: left">&nbsp;</td><td style="text-align: right">&nbsp;</td><td style="text-align: left">&nbsp;</td><td>&nbsp;</td>
    <td style="text-align: left">&nbsp;</td><td style="text-align: right">&nbsp;</td><td style="text-align: left">&nbsp;</td><td>&nbsp;</td>
    <td style="text-align: left">&nbsp;</td><td style="text-align: right">&nbsp;</td><td style="text-align: left">&nbsp;</td></tr>
<tr style="vertical-align: bottom; background-color: rgb(204,238,255)">
    <td style="font-weight: bold; text-align: left">Supplemental Cash Flow Disclosure</td><td>&nbsp;</td>
    <td style="text-align: left">&nbsp;</td><td style="text-align: right">&nbsp;</td><td style="text-align: left">&nbsp;</td><td>&nbsp;</td>
    <td style="text-align: left">&nbsp;</td><td style="text-align: right">&nbsp;</td><td style="text-align: left">&nbsp;</td><td>&nbsp;</td>
    <td style="text-align: left">&nbsp;</td><td style="text-align: right">&nbsp;</td><td style="text-align: left">&nbsp;</td></tr>
<tr style="vertical-align: bottom; background-color: White">
    <td style="text-align: left">Interest paid</td><td>&nbsp;</td>
    <td style="text-align: left">$</td><td style="text-align: right">48,467</td><td style="text-align: left">&nbsp;</td><td>&nbsp;</td>
    <td style="text-align: left">$</td><td style="text-align: right">53,965</td><td style="text-align: left">&nbsp;</td><td>&nbsp;</td>
    <td style="text-align: left">$</td><td style="text-align: right">53,602</td><td style="text-align: left">&nbsp;</td></tr>
<tr style="vertical-align: bottom; background-color: rgb(204,238,255)">
    <td style="text-align: left">Income taxes paid</td><td>&nbsp;</td>
    <td style="text-align: left">&nbsp;</td><td style="text-align: right">32,574</td><td style="text-align: left">&nbsp;</td><td>&nbsp;</td>
    <td style="text-align: left">&nbsp;</td><td style="text-align: right">24,943</td><td style="text-align: left">&nbsp;</td><td>&nbsp;</td>
    <td style="text-align: left">&nbsp;</td><td style="text-align: right">21,389</td><td style="text-align: left">&nbsp;</td></tr>
<tr style="vertical-align: bottom; background-color: White">
    <td style="text-align: left; padding-left: 0pt">Taxes paid if excess tax benefits on stock-based compensation were not tax
    deductible</td><td>&nbsp;</td>
    <td style="text-align: left">&nbsp;</td><td style="text-align: right">33,148</td><td style="text-align: left">&nbsp;</td><td>&nbsp;</td>
    <td style="text-align: left">&nbsp;</td><td style="text-align: right">25,789</td><td style="text-align: left">&nbsp;</td><td>&nbsp;</td>
    <td style="text-align: left">&nbsp;</td><td style="text-align: right">21,832</td><td style="text-align: left">&nbsp;</td></tr>
<tr style="vertical-align: bottom; background-color: rgb(204,238,255)">
    <td style="text-align: left">Non-cash activities:</td><td>&nbsp;</td>
    <td style="text-align: left">&nbsp;</td><td style="text-align: right">&nbsp;</td><td style="text-align: left">&nbsp;</td><td>&nbsp;</td>
    <td style="text-align: left">&nbsp;</td><td style="text-align: right">&nbsp;</td><td style="text-align: left">&nbsp;</td><td>&nbsp;</td>
    <td style="text-align: left">&nbsp;</td><td style="text-align: right">&nbsp;</td><td style="text-align: left">&nbsp;</td></tr>
<tr style="vertical-align: bottom; background-color: White">
    <td style="text-align: left; padding-left: 10pt">Securities transferred from available for sale to held-to-maturity</td><td>&nbsp;</td>
    <td style="text-align: left">&nbsp;</td><td style="text-align: right">4,510</td><td style="text-align: left">&nbsp;</td><td>&nbsp;</td>
    <td style="text-align: left">&nbsp;</td><td style="text-align: right">-</td><td style="text-align: left">&nbsp;</td><td>&nbsp;</td>
    <td style="text-align: left">&nbsp;</td><td style="text-align: right">-</td><td style="text-align: left">&nbsp;</td></tr>
<tr style="vertical-align: bottom; background-color: rgb(204,238,255)">
    <td style="text-align: left; padding-left: 10pt">Loans transferred to Other Real Estate Owned</td><td>&nbsp;</td>
    <td style="text-align: left">&nbsp;</td><td style="text-align: right">1,667</td><td style="text-align: left">&nbsp;</td><td>&nbsp;</td>
    <td style="text-align: left">&nbsp;</td><td style="text-align: right">7,112</td><td style="text-align: left">&nbsp;</td><td>&nbsp;</td>
    <td style="text-align: left">&nbsp;</td><td style="text-align: right">5,369</td><td style="text-align: left">&nbsp;</td></tr>
<tr style="vertical-align: bottom; background-color: White">
    <td style="text-align: left; padding-left: 10pt">Loans provided for the sale of Other Real Estate Owned</td><td>&nbsp;</td>
    <td style="text-align: left">&nbsp;</td><td style="text-align: right">280</td><td style="text-align: left">&nbsp;</td><td>&nbsp;</td>
    <td style="text-align: left">&nbsp;</td><td style="text-align: right">712</td><td style="text-align: left">&nbsp;</td><td>&nbsp;</td>
    <td style="text-align: left">&nbsp;</td><td style="text-align: right">3,011</td><td style="text-align: left">&nbsp;</td></tr>
<tr style="vertical-align: bottom; background-color: rgb(204,238,255)">
    <td style="text-align: left; padding-left: 10pt">Loans held for investment transferred to loans held for sale</td><td>&nbsp;</td>
    <td style="text-align: left">&nbsp;</td><td style="text-align: right">300</td><td style="text-align: left">&nbsp;</td><td>&nbsp;</td>
    <td style="text-align: left">&nbsp;</td><td style="text-align: right">1,150</td><td style="text-align: left">&nbsp;</td><td>&nbsp;</td>
    <td style="text-align: left">&nbsp;</td><td style="text-align: right">13,008</td><td style="text-align: left">&nbsp;</td></tr>
<tr style="vertical-align: bottom; background-color: White">
    <td style="text-align: left; padding-left: 10pt">Loans held for sale transferred to loans held for investment</td><td>&nbsp;</td>
    <td style="text-align: left">&nbsp;</td><td style="text-align: right">-</td><td style="text-align: left">&nbsp;</td><td>&nbsp;</td>
    <td style="text-align: left">&nbsp;</td><td style="text-align: right">-</td><td style="text-align: left">&nbsp;</td><td>&nbsp;</td>
    <td style="text-align: left">&nbsp;</td><td style="text-align: right">2,214</td><td style="text-align: left">&nbsp;</td></tr>
</table></div>



<p style="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: center">&nbsp;</p>

<p style="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: center"><font style="font-size: 10pt">The accompanying
notes are an integral part of these consolidated financial statements</font>.</p>

<p style="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</p>

<p style="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0"></p>

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<p style="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">FLUSHING FINANCIAL CORPORATION AND SUBSIDIARIES</p>

<p style="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-indent: 0in">&nbsp;</p>

<p style="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-indent: 0in"><b>Notes to Consolidated Financial Statements</b></p>

<p style="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">For the years ended December 31, 2015, 2014 and 2013</p>

<p style="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</p>

<p style="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0"><b></b></p><div data-td-statement-type="note"><p style="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0"><b>1. Nature of Operations</b></p>

<p style="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</p>

<p style="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify">Flushing Financial Corporation (the &#8220;Holding
Company&#8221;), a Delaware business corporation, is the bank holding company of its wholly-owned subsidiary Flushing Bank (the
&#8220;Bank&#8221;). The Holding Company and its direct and indirect wholly-owned subsidiaries, including the Bank, Flushing Preferred
Funding Corporation, Flushing Service Corporation, and FSB Properties Inc., are collectively herein referred to as the &#8220;Company.&#8221;</p>

<p style="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify">&nbsp;</p>

<p style="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify"><font style="font-size: 10pt">The Company&#8217;s
principal business is attracting retail deposits from the general public and investing those deposits</font> <font style="font-size: 10pt">together
with funds generated from ongoing operations and borrowings, primarily in (1) originations and purchases of multi-family residential
properties, commercial business loans, commercial real estate mortgage loans and, to a lesser extent, one-to-four family (focusing
on mixed-use properties, which are properties that contain both residential dwelling units and commercial units); (2) construction
loans, primarily for residential properties; (3) Small Business Administration (&#8220;SBA&#8221;) loans and other small business
loans; (4) mortgage loan surrogates such as mortgage-backed securities; and (5) U.S. government securities, corporate fixed-income
securities and other marketable securities. The Bank also originates certain other consumer loans including overdraft lines of
credit. The Bank primarily conducts its business through nineteen full-service banking offices, nine of which are located in Queens
County, three in Nassau County, five in Kings County (Brooklyn), and two in New York County (Manhattan), New York. The Bank also
operates &#8220;iGObanking.com&#174;&#8221;, an internet branch, offering checking, savings, money market and certificates of deposit
accounts.</font></p></div><p style="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify"><font style="font-size: 10pt"> </font></p>

<p style="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify">&nbsp;</p>

<p style="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify"><b></b></p><div data-td-statement-type="note"><p style="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify"><b>2. Summary of Significant Accounting
Policies</b></p>

<p style="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify">&nbsp;</p>

<p style="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify">The accounting and reporting policies of
the Company follow generally accepted accounting principles in the United States of America (&#8220;GAAP&#8221;) and general practices
within the banking industry. The policies which materially affect the determination of the Company&#8217;s financial position,
results of operations and cash flows are summarized below.</p>

<p style="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify">&nbsp;</p>

<p style="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify"><b>Principles of Consolidation:</b></p>

<p style="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify">The accompanying consolidated financial
statements include the accounts of the Holding Company and the following direct and indirect wholly-owned subsidiaries of the Holding
Company: the Bank, Flushing Preferred Funding Corporation (&#8220;FPFC&#8221;), Flushing Service Corporation (&#8220;FSC&#8221;),
and FSB Properties Inc. (&#8220;Properties&#8221;). FPFC is a real estate investment trust formed to hold a portion of the Bank&#8217;s
mortgage loans to facilitate access to capital markets. FSC was formed to market insurance products and mutual funds. Properties
is currently used to hold title to real estate owned acquired via foreclosure. Amounts held in a rabbi trust for certain non-qualified
deferred compensation plans are included in the consolidated financial statements. All intercompany transactions and accounts are
eliminated in consolidation. The Holding Company currently has three unconsolidated subsidiaries in the form of wholly-owned statutory
business trusts, which were formed to issue guaranteed capital debentures (&#8220;capital securities&#8221;). See Note 9, &#8220;Borrowed
Funds and Securities Sold Under Agreements to Repurchase,&#8221; for additional information regarding these trusts.</p>

<p style="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify">&nbsp;</p>

<p style="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify"><b>Use of Estimates:</b></p>

<p style="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify">The preparation of financial statements
in conformity with GAAP requires management to make estimates and assumptions that affect the reported amounts of assets and liabilities,
and disclosure of contingent assets and liabilities at the date of the financial statements, and reported amounts of revenue and
expenses during the reporting period. Estimates that are particularly susceptible to change in the near term are used in connection
with the determination of the allowance for loan losses, the evaluation of goodwill for impairment, the review of the need for
a valuation allowance of the Company&#8217;s deferred tax assets, the fair value of financial instruments including the evaluation
of other-than-temporary impairment (&#8220;OTTI&#8221;) on securities. Actual results could differ from these estimates.</p>

<p style="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify">&nbsp;</p>

<p style="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify"><b>Cash and Cash Equivalents:</b></p>

<p style="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify">For the purpose of reporting cash flows,
the Company defines cash and due from banks, overnight interest-earning deposits and federal funds sold with original maturities
of 90 days or less as cash and cash equivalents. At December 31, 2015 and 2014, the Company&#8217;s cash and cash equivalents totaled
$42.4 million and $34.3 million, respectively. Included in cash and cash equivalents at those dates were $32.8 million and $23.0
million in interest-earning deposits in other financial institutions, primarily due from the Federal Reserve Bank of New York and
the Federal Home Loan Bank of New York (&#8220;FHLB-NY&#8221;). The Bank is required to maintain cash reserves equal to a percentage
of certain deposits. The reserve requirement is included in cash and cash equivalents and totaled $9.9 million and $7.5 million
at December 31, 2015 and 2014, respectively.</p>

<p style="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify">&nbsp;</p>

<p style="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify"></p>

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<p style="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify"><b>Debt and Equity Securities:</b></p>

<p style="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify">Securities are classified as held-to-maturity
when management intends to hold the securities until maturity. Securities are classified as available for sale when management
intends to hold the securities for an indefinite period of time or when the securities may be utilized for tactical asset/liability
purposes and may be sold from time to time to effectively manage interest rate exposure and resultant prepayment risk and liquidity
needs. Premiums and discounts are amortized or accreted, respectively, using the level-yield method. Realized gains and losses
on the sales of securities are determined using the specific identification method. Unrealized gains and losses (other than unrealized
losses considered other-than-temporary which are recognized in the Consolidated Statements of Income) on securities available for
sale are excluded from earnings and reported as part of accumulated other comprehensive income, net of taxes. In estimating other-than-temporary
impairment losses, management considers (1) the length of time and the extent to which the fair value has been less than amortized
cost, (2) the current interest rate environment, (3) the financial condition and near-term prospects of the issuer, if applicable,
and (4) the intent and ability of the Company to retain its investment in the issuer for a period of time sufficient to allow for
any anticipated recovery in fair value. Other-than-temporary impairment losses for debt securities are measured using a discounted
cash flow model. Other-than-temporary impairment losses for equity securities are measured using quoted market prices, when available,
or, when market quotes are not available due to an illiquid market, we use an impairment model from a third party or quotes from
investment brokers. See Note 6, &#8220;Debt and Equity Securities,&#8221; for additional information regarding other-than-temporary
impairment for debt and equity securities.</p>

<p style="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify">&nbsp;</p>

<p style="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify"><b>Goodwill:</b></p>

<p style="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify">Goodwill is presumed to have an indefinite
life and is tested annually, or when certain conditions are met, for impairment. If the fair value of the reporting unit is greater
than the goodwill amount, no further evaluation is required. If the fair value of the reporting unit is less than the goodwill
amount, further evaluation would be required to compare the fair value of the reporting unit to the goodwill amount and determine
if impairment is required.</p>

<p style="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify">&nbsp;</p>

<p style="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify">In performing the goodwill impairment testing,
the Company has identified a single reporting unit. The Company performed the qualitative assessment in assessing the carrying
value of goodwill as of December 31, 2015, and determined that there was no goodwill impairment. At December 31, 2015, the carrying
amount of goodwill totaled $16.1 million. The identification of additional reporting units, the use of other valuation techniques
and/or changes to input assumptions used in the analysis could result in materially different evaluations of goodwill impairment.</p>

<p style="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify">&nbsp;</p>

<p style="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify"><b>Loans:</b></p>

<p style="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify"></p>

<p style="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify">Loans are reported at their principal outstanding
balance net of any unearned income, charge-offs, deferred loan fees and costs on originated loans and unamortized premiums or discounts
on purchased loans. Interest on loans is recognized on the accrual basis. The accrual of income on loans is generally discontinued
when certain factors, such as contractual delinquency of 90 days or more, indicate reasonable doubt as to the timely collectability
of such income. Uncollected interest previously recognized on non-accrual loans is reversed from interest income at the time the
loan is placed on non-accrual status. A non-accrual loan can be returned to accrual status when contractual delinquency returns
to less than 90 days delinquent. Subsequent cash payments received on non-accrual loans that do not bring the loan to less than
90 days delinquent are recorded on a cash basis. Subsequent cash payments can also be applied first as a reduction of principal
until all principal is recovered and then subsequently to interest, if in management&#8217;s opinion, it is evident that recovery
of all principal due is unlikely to occur. Loan fees and certain loan origination costs are deferred. Net loan origination costs
and premiums or discounts on loans are amortized into interest income over the contractual life of the loans using the level-yield
method. Prepayment penalties received on loans which pay in full prior to their scheduled maturity are included in interest income
in the period they are collected.</p>

<p style="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify">&nbsp;</p>

<p style="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify">The Bank may purchase loans to supplement
originations. Loan purchases are evaluated at the time of purchase to determine the appropriate accounting treatment. Performing
loans purchased at a premium/discount are recorded at the purchase price with the premium/discount, amortized/accredited into interest
income over the life of the loan. All loans purchased during the years ended December 31, 2015 and 2014 were performing loans at
the time of purchase and therefore were not considered impaired when purchased.</p>

<p style="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify">&nbsp;</p>

<p style="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify"><b>Allowance for Loan Losses:</b></p>

<p style="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify">The Company maintains an allowance for
loan losses at an amount which in management&#8217;s judgment, is adequate to absorb probable estimated losses inherent in the
loan portfolio. Management&#8217;s judgment in determining the adequacy of the allowance for loan losses is based on evaluation
of the collectability of loans. This evaluation is inherently subjective, as it requires estimates that are susceptible to significant
revisions as more information becomes available.</p>

<p style="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify">&nbsp;</p>

<p style="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify"></p>

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<p style="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify">The allowance for loan losses is established
through a provision for loan losses based on management&#8217;s evaluation of the risk inherent in the various components of the
loan portfolio and other factors, including historical loan loss experience (which is updated quarterly), current economic conditions,
delinquency and non-accrual trends, classified loan levels, risk in the portfolio and volumes and trends in loan types, recent
trends in charge-offs, changes in underwriting standards, experience, ability and depth of the Company&#8217;s lenders, collection
policies and experience, internal loan review function and other external factors. Additionally, the Company segregated the loans
into two portfolios based on the loans year of origination. One portfolio was reviewed for loans originated after December 31,
2009 and a second portfolio for loans originated prior to January 1, 2010. Our decision to segregate the portfolio based upon origination
dates was based on changes made in our underwriting standards during 2009. By the end of 2009, all loans were being underwritten
based on revised and tightened underwriting standards. Loans originated prior to 2010 have a higher delinquency rate and loss history.
Each of the years in the portfolio for loans originated prior to 2010 has a similar delinquency rate. The determination of the
amount of the allowance for loan losses includes estimates that are susceptible to significant changes due to changes in appraisal
values of collateral, national and local economic conditions and other factors. We review our loan portfolio by separate categories
with similar risk and collateral characteristics. Impaired loans are segregated and reviewed separately. All non-accrual loans
are classified impaired. <font style="font-family: Times New Roman, Times, Serif">The Company&#8217;s Board of Directors reviews
and approves management&#8217;s evaluation of the adequacy of the allowance for loan losses on a quarterly basis.</font></p>

<p style="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify">&nbsp;</p>

<p style="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify">The allowance for loan losses is established
through charges to earnings in the form of a provision for loan losses. Increases and decreases in the allowance for loan losses
other than charge-offs and recoveries are included in the provision for loan losses. When a loan or a portion of a loan is determined
to be uncollectible, the portion deemed uncollectible is charged against the allowance for loan losses, and subsequent recoveries,
if any, are credited to the allowance for loan losses.</p>

<p style="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify">&nbsp;</p>

<p style="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify">The Company recognizes a loan as non-performing
when the borrower has demonstrated the inability to bring the loan current, or due to other circumstances which, in management&#8217;s
opinion, indicate the borrower will be unable to bring the loan current within a reasonable time. All loans classified as non-performing,
which includes all loans past due 90 days or more, are classified as non-accrual unless there is, in our opinion, compelling evidence
the borrower will bring the loan current in the immediate future. Appraisals are obtained and/or updated internal evaluations are
prepared as soon as practical, but before the loan becomes 90 days delinquent. The loan balances of collateral dependent impaired
loans are compared to the property&#8217;s updated fair value. The Company considers fair value of collateral dependent loans to
be 85% of the appraised or internally estimated value of the property, except for taxi medallion loans. The fair value of the underlying
collateral of taxi medallion loans is the most recent reported arm&#8217;s length transaction. The balance which exceeds fair value
is generally charged-off. Management reviews the allowance for loan losses on a quarterly basis, and records as a provision or
benefit the amount deemed appropriate, after considering items such as, current year charge-offs, charge-off trends, new loan production,
current balance by particular loan categories, and delinquent loans by particular loan categories.</p>

<p style="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify">&nbsp;</p>

<p style="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify">A loan is considered impaired when, based
upon current information, the Company believes it is probable that it will be unable to collect all amounts due, both principal
and interest, in accordance with the original terms of the loan. Impaired loans are measured based on the present value of the
expected future cash flows discounted at the loan&#8217;s effective interest rate or at the loan&#8217;s observable market price
or, as a practical expedient, the fair value of the collateral if the loan is collateral dependent. Interest income on impaired
loans is recorded on the cash basis. The Company&#8217;s management considers all non-accrual loans impaired.</p>

<p style="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify">&nbsp;</p>

<p style="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify">The Company reviews each impaired loan
on an individual basis to determine if either a charge-off or a valuation allowance needs to be allocated to the loan. The Company
does not charge-off or allocate a valuation allowance to loans for which management has concluded the current value of the underlying
collateral will allow for recovery of the loan balance either through the sale of the loan or by foreclosure and sale of the property.</p>

<p style="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify">&nbsp;</p>

<p style="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify">The Company evaluates the underlying collateral
through a third party appraisal, or when a third party appraisal is not available, the Company will use an internal evaluation.
The internal evaluations are prepared using an income approach or a sales approach. The income approach is used for income producing
properties and uses current revenues less operating expenses to determine the net cash flow of the property. Once the net cash
flow is determined, the value of the property is calculated using an appropriate capitalization rate for the property. The sales
approach uses comparable sales prices in the market. When an internal evaluation is used, we place greater reliance on the income
approach to value the collateral.</p>

<p style="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify">&nbsp;</p>

<p style="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify">In preparing internal evaluations of property
values, the Company seeks to obtain current data on the subject property from various sources, including: (1) the borrower; (2)
copies of existing leases; (3) local real estate brokers and appraisers; (4) public records (such as real estate taxes and water
and sewer charges); (5) comparable sales and rental data in the market; (6) an inspection of the property and (7) interviews with
tenants. These internal evaluations primarily focus on the income approach and comparable sales data to value the property.</p>

<p style="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify">&nbsp;</p>

<p style="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify"></p>

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<p style="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify">As of December 31, 2015, we utilized recent
third party appraisals of the collateral to measure impairment for $26.8 million, or 76.1%, of collateral dependent impaired loans,
and used internal evaluations of the property&#8217;s value for $8.4 million, or 23.9%, of collateral dependent impaired loans.</p>

<p style="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify">&nbsp;</p>

<p style="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify">The Company may restructure a loan to enable
a borrower experiencing financial difficulties to continue making payments when it is deemed to be in the Company&#8217;s best
long-term interest. This restructure may include reducing the interest rate or amount of the monthly payment for a specified period
of time, after which the interest rate and repayment terms revert to the original terms of the loan. We classify these loans as
Troubled Debt Restructured (&#8220;TDR&#8221;).</p>

<p style="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify">&nbsp;</p>

<p style="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify">These restructurings have not included
a reduction of principal balance. The Company believes that restructuring these loans in this manner will allow certain borrowers
to become and remain current on their loans. All loans classified as TDR are considered impaired, however TDR loans which have
been current for six consecutive months at the time they are restructured as TDR remain on accrual status and are not included
as part of non-performing loans. Loans which were delinquent at the time they are restructured as a TDR are placed on non-accrual
status and reported as non-performing loans until they have made timely payments for six consecutive months. Loans that are restructured
as TDR but are not performing in accordance with the restructured terms are placed on non-accrual status and reported as non-performing
loans.</p>

<p style="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify">&nbsp;</p>

<p style="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify">The allocation of a portion of the allowance
for loan losses for a performing TDR loan is based upon the present value of the future expected cash flows discounted at the loan&#8217;s
original effective rate, or for a non-performing TDR which is collateral dependent, the fair value of the collateral. At December
31, 2015, there were no commitments to lend additional funds to borrowers whose loans were modified to a TDR. The modification
of loans to a TDR did not have a significant effect on our operating results, nor did it require a significant allocation of the
allowance for loan losses.</p>

<p style="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify">&nbsp;</p>

<p style="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify"><b>Loans Held for Sale:</b></p>

<p style="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify">Loans held for sale are carried at the
lower of cost or estimated fair value. At December 31, 2015 and 2014, there were no loans classified as held for sale.</p>

<p style="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify">&nbsp;</p>

<p style="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify"><b>Bank Owned Life Insurance:</b></p>

<p style="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify">Bank owned life insurance (&#8220;BOLI&#8221;)
represents life insurance on the lives of certain employees who have provided positive consent allowing the Bank to be the beneficiary
of such policies. BOLI is carried in the Consolidated Statements of Financial Condition at its cash surrender value. Increases
in the cash value of the policies, as well as proceeds received, are recorded in other non-interest income, and are not subject
to income taxes.</p>

<p style="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify">&nbsp;</p>

<p style="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify"><b>Other Real Estate Owned:</b></p>

<p style="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify">Other real estate owned (&#8220;OREO&#8221;)
consists of property acquired through foreclosure. These properties are carried at fair value. The fair value is based on appraised
value through a current appraisal, or at times through an internal review, additionally adjusted by the estimated costs to sell
the property. This determination is made on an individual asset basis. If the fair value of a property is less than the carrying
amount, the difference is recognized as a valuation allowance. Further decreases to the estimated value will be charged directly
to expense.</p>

<p style="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify">&nbsp;</p>

<p style="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify"><b>Bank Premises and Equipment:</b></p>

<p style="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify">Bank premises and equipment are stated
at cost, less depreciation accumulated on a straight-line basis over the estimated useful lives of the related assets (3 to 40
years). Leasehold improvements are amortized on a straight-line basis over the term of the related leases or the lives of the assets,
whichever is shorter. Maintenance, repairs and minor improvements are charged to non-interest expense in the period incurred.</p>

<p style="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify">&nbsp;</p>

<p style="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify"><b>Federal Home Loan Bank Stock:</b></p>

<p style="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify">The FHLB-NY has assigned to the Bank a
mandated membership stock purchase, based on its asset size. In addition, for all borrowing activity, the Bank is required to purchase
shares of FHLB-NY non-marketable capital stock at par. Such shares are redeemed by FHLB-NY at par with reductions in the Bank&#8217;s
borrowing levels. The Bank carries its investment in FHLB-NY stock at historical cost. The Company periodically reviews its FHLB-NY
stock to determine if impairment exists. At December 31, 2015, the Company considered among other things the earnings performance,
credit rating and asset quality of the FHLB-NY. Based on this review, the Company did not consider the value of our investment
in FHLB-NY stock to be impaired at December 31, 2015.</p>

<p style="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify">&nbsp;</p>

<p style="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify"><b>Securities Sold Under Agreements to
Repurchase:</b></p>

<p style="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify">Securities sold under agreements to repurchase
are accounted for as collateralized financing and are carried at amounts at which the securities will be subsequently reacquired
as specified in the respective agreements. Interest incurred under these agreements is included in other interest expense.</p>

<p style="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify">&nbsp;</p>

<p style="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify"></p>

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<p style="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify"><b>Income Taxes:</b></p>

<p style="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify">Deferred income tax assets and liabilities
are determined using the asset and liability (or balance sheet) method. Under this method, the net deferred tax asset or liability
is determined based on the tax effects of the temporary differences between book and tax bases of the various balance sheet assets
and liabilities. A deferred tax liability is recognized on all taxable temporary differences and a deferred tax asset is recognized
on all deductible temporary differences and operating losses and tax credit carry-forwards. A valuation allowance is recognized
to reduce the potential deferred tax asset if it is &#8220;more likely than not&#8221; that all or some portion of that potential
deferred tax asset will not be realized. The Company must also take into account changes in tax laws or rates when valuing the
deferred income tax amounts it carries on its Consolidated Statements of Financial Condition.</p>

<p style="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify">&nbsp;</p>

<p style="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify"><b>Stock Compensation Plans:</b></p>

<p style="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify">The Company accounts for its stock based
compensation using a fair-value-based measurement method for share-based payment transactions with employees and directors. The
Company measures the cost of employee and directors services received in exchange for an award of an equity instrument based on
the grant date fair value of the award. That cost is recognized over the period during which the employee and directors are required
to provide services in exchange for the award. The requisite service period is usually the vesting period.</p>

<p style="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify">&nbsp;</p>

<p style="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify"><b>Benefit Plans:</b></p>

<p style="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify">The Company sponsors a qualified pension,
401(k), and profit sharing plan for its employees. The Company also sponsors postretirement health care and life insurance benefits
plans for its employees, a non-qualified deferred compensation plan for officers who have achieved the level of at least senior
vice president, and a non-qualified pension plan for its outside directors.</p>

<p style="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify">&nbsp;</p>

<p style="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify">The Company recognizes the funded status
of a benefit plan &#8211; measured as the difference between plan assets at fair value and the benefit obligation &#8211; in the
Consolidated Statements of Financial Condition, with the unrecognized credits and charges recognized, net of taxes, as a component
of accumulated other comprehensive 1oss. These credits or charges arose as a result of gains or losses and prior service costs
or credits that arose during prior periods but were not recognized as components of net periodic benefit cost.</p>

<p style="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify">&nbsp;</p>

<p style="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify"><b>Treasury Stock:</b></p>

<p style="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify">The Company records treasury stock at cost.
Treasury stock is reissued at average cost.</p>

<p style="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify">&nbsp;</p>

<p style="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify"><b>Derivatives:</b></p>

<p style="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify">Derivatives are required to be recorded
on the Consolidated Statements of Financial Condition at fair value. The Company records derivatives on a gross basis in &#8220;Other
assets&#8221; and &#8220;Other liabilities&#8221; in the Consolidated Statements of Financial Condition. The accounting for changes
in value of a derivative depends on whether or not the transaction has been designated and qualifies for hedge accounting. Derivatives
that are not designated as hedges are reported and measured at fair value through earnings.</p>

<p style="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify">&nbsp;</p>

<p style="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify">To qualify for hedge accounting, a derivative
must be highly effective at reducing the risk associated with the exposure being hedged. In addition, for a derivative to be designated
as a hedge, the risk management objective and strategy must be documented. Hedge documentation must identify the derivative hedging
instrument, the asset or liability or forecasted transaction and type of risk to be hedged, and how the effectiveness of the derivative
is assessed <font style="font-family: Times New Roman, Times, Serif">prospectively and retrospectively. The extent to which a derivative
has been, and is expected to continue to be, effective at offsetting changes in the fair value of the hedged item must be assessed
and documented at least quarterly. Any hedge ineffectiveness (i.e., the amount by which the gain or loss on the designated derivative
instrument does not exactly offset the change in the hedged item attributable to the hedged risk) must be reported in current-period
earnings. If it is determined that a derivative is not highly effective at hedging the designated exposure, hedge accounting is
discontinued.</font></p>

<p style="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify"><b>&nbsp;</b></p>

<p style="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0"><b>Comprehensive Income</b></p>

<p style="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify">Comprehensive income consists of net income
and other comprehensive income (loss).&nbsp;Other comprehensive income (loss) includes changes in unrealized gains and losses on
securities available for sale arising during the period, adjustments to net periodic pension costs and reclassification adjustments
for realized gains and losses on securities available for sale and OTTI charges included in net income.</p>

<p style="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify">&nbsp;</p>

<p style="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify"><b>Segment Reporting:</b></p>

<p style="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify">Management views the Company as operating
as a single unit, a community bank. Therefore, segment information is not provided.</p>


<p style="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify"><b>&nbsp;</b></p>

<p style="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify"></p>

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<p style="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify"><b>Advertising Expense:</b></p>

<p style="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify">Costs associated with advertising are expensed
as incurred. The Company recorded advertising expenses of $2.1 million, $1.8 million and $1.9 million for the years ended December
31, 2015, 2014 and 2013, respectively.</p>

<p style="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify">&nbsp;</p>

<p style="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify"><b>Earnings per Common Share:</b></p>

<p style="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify">Basic earnings per common share is computed
by dividing net income available to common shareholders by the total weighted average number of common shares outstanding, which
includes unvested participating securities. Unvested share-based payment awards that contain non-forfeitable rights to dividends
or dividend equivalents (whether paid or unpaid) are participating securities and as such are included in the calculation of earnings
per share. The Company&#8217;s unvested restricted stock and restricted stock unit awards are considered participating securities.
Therefore, weighted average common shares outstanding used for computing basic earnings per common share includes common shares
outstanding plus unvested restricted stock and restricted stock unit awards. The computation of diluted earnings per share includes
the additional dilutive effect of stock options outstanding and other common stock equivalents during the period. Common stock
equivalents that are anti-dilutive are not included in the computation of diluted earnings per common share. The numerator for
calculating basic and diluted earnings per common share is net income available to common shareholders. The shares held in the
Company&#8217;s Employee Benefit Trust are not included in shares outstanding for purposes of calculating earnings per common share.</p>

<p style="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify">&nbsp;</p>

<p style="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0.25in 0pt 0; text-align: justify">Earnings per common share have
been computed based on the following, for the years ended December 31:</p>

<p style="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0.25in 0pt 0; text-align: justify">&nbsp;</p>

<p style="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: center; color: Red"></p>

<div data-td-taggable-table=""><table cellpadding="0" cellspacing="0" style="border-collapse: collapse; width: 100%; font: 10pt Times New Roman, Times, Serif">
<tr style="vertical-align: bottom">
    <td style="text-align: left">&nbsp;</td><td style="padding-bottom: 1pt">&nbsp;</td>
    <td colspan="3" style="text-align: center; border-bottom: Black 1pt solid">2015</td><td style="padding-bottom: 1pt">&nbsp;</td>
    <td colspan="3" style="text-align: center; border-bottom: Black 1pt solid">2014</td><td style="padding-bottom: 1pt">&nbsp;</td>
    <td colspan="3" style="text-align: center; border-bottom: Black 1pt solid">2013</td></tr>
<tr style="vertical-align: bottom">
    <td style="text-align: left">&nbsp;</td><td style="font-style: italic">&nbsp;</td>
    <td colspan="11" style="font-style: italic; text-align: center">(In thousands, except per share data)</td></tr>
<tr style="vertical-align: bottom; background-color: rgb(204,238,255)">
    <td style="width: 61%; text-align: left; padding-bottom: 2.25pt">Net income, as reported</td><td style="width: 1%; padding-bottom: 2.25pt">&nbsp;</td>
    <td style="width: 1%; border-bottom: Black 2.25pt double; text-align: left">$</td><td style="width: 10%; border-bottom: Black 2.25pt double; text-align: right">46,209</td><td style="width: 1%; border-bottom: Black 2.25pt double; text-align: left">&nbsp;</td><td style="width: 1%; padding-bottom: 2.25pt">&nbsp;</td>
    <td style="width: 1%; border-bottom: Black 2.25pt double; text-align: left">$</td><td style="width: 10%; border-bottom: Black 2.25pt double; text-align: right">44,239</td><td style="width: 1%; border-bottom: Black 2.25pt double; text-align: left">&nbsp;</td><td style="width: 1%; padding-bottom: 2.25pt">&nbsp;</td>
    <td style="width: 1%; border-bottom: Black 2.25pt double; text-align: left">$</td><td style="width: 10%; border-bottom: Black 2.25pt double; text-align: right">37,752</td><td style="width: 1%; border-bottom: Black 2.25pt double; text-align: left">&nbsp;</td></tr>
<tr style="vertical-align: bottom; background-color: White">
    <td style="text-align: left">Divided by:</td><td>&nbsp;</td>
    <td style="text-align: left">&nbsp;</td><td style="text-align: right">&nbsp;</td><td style="text-align: left">&nbsp;</td><td>&nbsp;</td>
    <td style="text-align: left">&nbsp;</td><td style="text-align: right">&nbsp;</td><td style="text-align: left">&nbsp;</td><td>&nbsp;</td>
    <td style="text-align: left">&nbsp;</td><td style="text-align: right">&nbsp;</td><td style="text-align: left">&nbsp;</td></tr>
<tr style="vertical-align: bottom; background-color: rgb(204,238,255)">
    <td style="text-align: left; padding-left: 10pt">Weighted average common shares outstanding</td><td>&nbsp;</td>
    <td style="text-align: left">&nbsp;</td><td style="text-align: right">29,106</td><td style="text-align: left">&nbsp;</td><td>&nbsp;</td>
    <td style="text-align: left">&nbsp;</td><td style="text-align: right">29,788</td><td style="text-align: left">&nbsp;</td><td>&nbsp;</td>
    <td style="text-align: left">&nbsp;</td><td style="text-align: right">30,047</td><td style="text-align: left">&nbsp;</td></tr>
<tr style="vertical-align: bottom; background-color: White">
    <td style="text-align: left; padding-bottom: 1pt; padding-left: 10pt">Weighted average common stock equivalents</td><td style="padding-bottom: 1pt">&nbsp;</td>
    <td style="border-bottom: Black 1pt solid; text-align: left">&nbsp;</td><td style="border-bottom: Black 1pt solid; text-align: right">20</td><td style="border-bottom: Black 1pt solid; text-align: left">&nbsp;</td><td style="padding-bottom: 1pt">&nbsp;</td>
    <td style="border-bottom: Black 1pt solid; text-align: left">&nbsp;</td><td style="border-bottom: Black 1pt solid; text-align: right">29</td><td style="border-bottom: Black 1pt solid; text-align: left">&nbsp;</td><td style="padding-bottom: 1pt">&nbsp;</td>
    <td style="border-bottom: Black 1pt solid; text-align: left">&nbsp;</td><td style="border-bottom: Black 1pt solid; text-align: right">26</td><td style="border-bottom: Black 1pt solid; text-align: left">&nbsp;</td></tr>
<tr style="vertical-align: bottom; background-color: rgb(204,238,255)">
    <td style="text-align: left; padding-bottom: 2.25pt; padding-left: 20pt; text-indent: -10pt">Total weighted average common shares outstanding and
    common stock equivalents</td><td style="padding-bottom: 2.25pt">&nbsp;</td>
    <td style="border-bottom: Black 2.25pt double; text-align: left">&nbsp;</td><td style="border-bottom: Black 2.25pt double; text-align: right">29,126</td><td style="border-bottom: Black 2.25pt double; text-align: left">&nbsp;</td><td style="padding-bottom: 2.25pt">&nbsp;</td>
    <td style="border-bottom: Black 2.25pt double; text-align: left">&nbsp;</td><td style="border-bottom: Black 2.25pt double; text-align: right">29,817</td><td style="border-bottom: Black 2.25pt double; text-align: left">&nbsp;</td><td style="padding-bottom: 2.25pt">&nbsp;</td>
    <td style="border-bottom: Black 2.25pt double; text-align: left">&nbsp;</td><td style="border-bottom: Black 2.25pt double; text-align: right">30,073</td><td style="border-bottom: Black 2.25pt double; text-align: left">&nbsp;</td></tr>
<tr style="vertical-align: bottom; background-color: White">
    <td style="text-align: left">&nbsp;</td><td>&nbsp;</td>
    <td style="text-align: left">&nbsp;</td><td style="text-align: right">&nbsp;</td><td style="text-align: left">&nbsp;</td><td>&nbsp;</td>
    <td style="text-align: left">&nbsp;</td><td style="text-align: right">&nbsp;</td><td style="text-align: left">&nbsp;</td><td>&nbsp;</td>
    <td style="text-align: left">&nbsp;</td><td style="text-align: right">&nbsp;</td><td style="text-align: left">&nbsp;</td></tr>
<tr style="vertical-align: bottom; background-color: rgb(204,238,255)">
    <td style="text-align: left">Basic earnings per common share</td><td>&nbsp;</td>
    <td style="text-align: left">$</td><td style="text-align: right">1.59</td><td style="text-align: left">&nbsp;</td><td>&nbsp;</td>
    <td style="text-align: left">$</td><td style="text-align: right">1.49</td><td style="text-align: left">&nbsp;</td><td>&nbsp;</td>
    <td style="text-align: left">$</td><td style="text-align: right">1.26</td><td style="text-align: left">&nbsp;</td></tr>
<tr style="vertical-align: bottom; background-color: White">
    <td style="text-align: left">Diluted earnings per common share</td><td>&nbsp;</td>
    <td style="text-align: left">$</td><td style="text-align: right">1.59</td><td style="text-align: left">&nbsp;</td><td>&nbsp;</td>
    <td style="text-align: left">$</td><td style="text-align: right">1.48</td><td style="text-align: left">&nbsp;</td><td>&nbsp;</td>
    <td style="text-align: left">$</td><td style="text-align: right">1.26</td><td style="text-align: left">&nbsp;</td></tr>
<tr style="vertical-align: bottom; background-color: rgb(204,238,255)">
    <td style="text-align: left">Dividend Payout ratio</td><td>&nbsp;</td>
    <td style="text-align: left">&nbsp;</td><td style="text-align: right">40.3</td><td style="text-align: left">%</td><td>&nbsp;</td>
    <td style="text-align: left">&nbsp;</td><td style="text-align: right">40.3</td><td style="text-align: left">%</td><td>&nbsp;</td>
    <td style="text-align: left">&nbsp;</td><td style="text-align: right">41.3</td><td style="text-align: left">%</td></tr>
</table></div>




<p style="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</p>

<p style="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify">There were no options that were anti-dilutive
for the years ended December 31, 2015 and 2014. Options to purchase 151,900 shares, at an average exercise price of $18.55 are
anti-dilutive and were not included in the computation of diluted earnings per common share for the year ended December 31, 2013.</p></div><p style="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify"></p>

<p style="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify">&nbsp;</p>

<p style="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0"><b></b></p><div data-td-statement-type="note"><p style="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0"><b>3. Loans and Allowance for Loan Losses</b></p></div>

<p style="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</p>

<p style="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">The composition of loans is as follows at December 31:</p>

<p style="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</p>

<p style="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: center; color: Red"></p>

<div data-td-taggable-table=""><table cellpadding="0" cellspacing="0" style="border-collapse: collapse; width: 100%; font: 10pt Times New Roman, Times, Serif">
<tr style="vertical-align: bottom">
    <td style="text-align: left">&nbsp;</td><td style="padding-bottom: 1pt">&nbsp;</td>
    <td colspan="3" style="text-align: center; border-bottom: Black 1pt solid">2015</td><td style="padding-bottom: 1pt">&nbsp;</td>
    <td colspan="3" style="text-align: center; border-bottom: Black 1pt solid">2014</td></tr>
<tr style="vertical-align: bottom">
    <td style="text-align: left">&nbsp;</td><td style="font-style: italic">&nbsp;</td>
    <td colspan="7" style="font-style: italic; text-align: center">(In thousands)</td></tr>
<tr style="vertical-align: bottom; background-color: rgb(204,238,255)">
    <td style="width: 70%; text-align: left">Multi-family residential</td><td style="width: 1%">&nbsp;</td>
    <td style="width: 1%; text-align: left">$</td><td style="width: 12%; text-align: right">2,055,228</td><td style="width: 1%; text-align: left">&nbsp;</td><td style="width: 1%">&nbsp;</td>
    <td style="width: 1%; text-align: left">$</td><td style="width: 12%; text-align: right">1,923,460</td><td style="width: 1%; text-align: left">&nbsp;</td></tr>
<tr style="vertical-align: bottom; background-color: White">
    <td style="text-align: left">Commercial real estate</td><td>&nbsp;</td>
    <td style="text-align: left">&nbsp;</td><td style="text-align: right">1,001,236</td><td style="text-align: left">&nbsp;</td><td>&nbsp;</td>
    <td style="text-align: left">&nbsp;</td><td style="text-align: right">621,569</td><td style="text-align: left">&nbsp;</td></tr>
<tr style="vertical-align: bottom; background-color: rgb(204,238,255)">
    <td style="font-weight: normal; font-style: normal; text-align: left">One-to-four family <font style="font-family: Times New Roman, Times, Serif; font-size: 10pt; font-weight: normal; font-style: normal">&#8213; mixed-use property</font></td><td>&nbsp;</td>
    <td style="text-align: left">&nbsp;</td><td style="text-align: right">573,043</td><td style="text-align: left">&nbsp;</td><td>&nbsp;</td>
    <td style="text-align: left">&nbsp;</td><td style="text-align: right">573,779</td><td style="text-align: left">&nbsp;</td></tr>
<tr style="vertical-align: bottom; background-color: White">
    <td style="font-weight: normal; font-style: normal; text-align: left">One-to-four family <font style="font-family: Times New Roman, Times, Serif; font-size: 10pt; font-weight: normal; font-style: normal">&#8213; residential</font></td><td>&nbsp;</td>
    <td style="text-align: left">&nbsp;</td><td style="text-align: right">187,838</td><td style="text-align: left">&nbsp;</td><td>&nbsp;</td>
    <td style="text-align: left">&nbsp;</td><td style="text-align: right">187,572</td><td style="text-align: left">&nbsp;</td></tr>
<tr style="vertical-align: bottom; background-color: rgb(204,238,255)">
    <td style="text-align: left">Co-operative apartments</td><td>&nbsp;</td>
    <td style="text-align: left">&nbsp;</td><td style="text-align: right">8,285</td><td style="text-align: left">&nbsp;</td><td>&nbsp;</td>
    <td style="text-align: left">&nbsp;</td><td style="text-align: right">9,835</td><td style="text-align: left">&nbsp;</td></tr>
<tr style="vertical-align: bottom; background-color: White">
    <td style="text-align: left">Construction</td><td>&nbsp;</td>
    <td style="text-align: left">&nbsp;</td><td style="text-align: right">7,284</td><td style="text-align: left">&nbsp;</td><td>&nbsp;</td>
    <td style="text-align: left">&nbsp;</td><td style="text-align: right">5,286</td><td style="text-align: left">&nbsp;</td></tr>
<tr style="vertical-align: bottom; background-color: rgb(204,238,255)">
    <td style="text-align: left">Small Business Administration</td><td>&nbsp;</td>
    <td style="text-align: left">&nbsp;</td><td style="text-align: right">12,194</td><td style="text-align: left">&nbsp;</td><td>&nbsp;</td>
    <td style="text-align: left">&nbsp;</td><td style="text-align: right">7,134</td><td style="text-align: left">&nbsp;</td></tr>
<tr style="vertical-align: bottom; background-color: White">
    <td style="text-align: left">Taxi medallion</td><td>&nbsp;</td>
    <td style="text-align: left">&nbsp;</td><td style="text-align: right">20,881</td><td style="text-align: left">&nbsp;</td><td>&nbsp;</td>
    <td style="text-align: left">&nbsp;</td><td style="text-align: right">22,519</td><td style="text-align: left">&nbsp;</td></tr>
<tr style="vertical-align: bottom; background-color: rgb(204,238,255)">
    <td style="text-align: left; padding-bottom: 1pt">Commercial business and other</td><td style="padding-bottom: 1pt">&nbsp;</td>
    <td style="border-bottom: Black 1pt solid; text-align: left">&nbsp;</td><td style="border-bottom: Black 1pt solid; text-align: right">506,622</td><td style="border-bottom: Black 1pt solid; text-align: left">&nbsp;</td><td style="padding-bottom: 1pt">&nbsp;</td>
    <td style="border-bottom: Black 1pt solid; text-align: left">&nbsp;</td><td style="border-bottom: Black 1pt solid; text-align: right">447,500</td><td style="border-bottom: Black 1pt solid; text-align: left">&nbsp;</td></tr>
<tr style="vertical-align: bottom; background-color: White">
    <td style="text-align: left; padding-left: 10pt">Gross loans</td><td>&nbsp;</td>
    <td style="text-align: left">&nbsp;</td><td style="text-align: right">4,372,611</td><td style="text-align: left">&nbsp;</td><td>&nbsp;</td>
    <td style="text-align: left">&nbsp;</td><td style="text-align: right">3,798,654</td><td style="text-align: left">&nbsp;</td></tr>
<tr style="vertical-align: bottom; background-color: rgb(204,238,255)">
    <td style="text-align: left; padding-bottom: 1pt">Net unamortized premiums and unearned loan fees</td><td style="padding-bottom: 1pt">&nbsp;</td>
    <td style="border-bottom: Black 1pt solid; text-align: left">&nbsp;</td><td style="border-bottom: Black 1pt solid; text-align: right">15,368</td><td style="border-bottom: Black 1pt solid; text-align: left">&nbsp;</td><td style="padding-bottom: 1pt">&nbsp;</td>
    <td style="border-bottom: Black 1pt solid; text-align: left">&nbsp;</td><td style="border-bottom: Black 1pt solid; text-align: right">11,719</td><td style="border-bottom: Black 1pt solid; text-align: left">&nbsp;</td></tr>
<tr style="vertical-align: bottom; background-color: White">
    <td style="text-align: left; padding-bottom: 2.25pt; padding-left: 10pt">Total loans</td><td style="padding-bottom: 2.25pt">&nbsp;</td>
    <td style="border-bottom: Black 2.25pt double; text-align: left">$</td><td style="border-bottom: Black 2.25pt double; text-align: right">4,387,979</td><td style="border-bottom: Black 2.25pt double; text-align: left">&nbsp;</td><td style="padding-bottom: 2.25pt">&nbsp;</td>
    <td style="border-bottom: Black 2.25pt double; text-align: left">$</td><td style="border-bottom: Black 2.25pt double; text-align: right">3,810,373</td><td style="border-bottom: Black 2.25pt double; text-align: left">&nbsp;</td></tr>
</table></div>





<p style="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify">&nbsp;</p>

<p style="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify"></p>

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    <!-- Field: /Page -->

<p style="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify">The majority of our loan portfolio is invested
in multi-family residential, commercial real estate and commercial business and other loans, which totaled 81.5% of our gross loans
at December 31, 2015. Our concentration in these types of loans increases the overall level of credit risk inherent in our loan
portfolio. The greater risk associated with these types of loans could require us to increase our provisions for loan losses and
to maintain an allowance for loan losses as a percentage of total loans in excess of the allowance currently maintained.</p>

<p style="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify">&nbsp;</p>

<p style="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify">Loans secured by multi-family residential
property and commercial real estate generally involve a greater degree of risk than residential mortgage loans and generally carry
larger loan balances. The increased credit risk is the result of several factors, including the concentration of principal in a
smaller number of loans and borrowers, the effects of general economic conditions on income producing properties and the increased
difficulty in evaluating and monitoring these types of loans. Furthermore, the repayments of loans secured by these types of properties
are typically dependent upon the successful operation of the related property, which is usually owned by a legal entity with the
property being the entity&#8217;s only asset. If the cash flow from the property is reduced, the borrower&#8217;s ability to repay
the loan may be impaired. If the borrower defaults, our only remedy may be to foreclose on the property, for which the market value
may be less than the balance due on the related mortgage loan.</p>

<p style="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify">&nbsp;</p>

<p style="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify">Loans secured by commercial business and
other loans involve a greater degree of risk for the same reasons as for multi-family residential and commercial real estate loans
with the added risk that many of the loans are not secured by improved properties.</p>

<p style="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify">&nbsp;</p>

<p style="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify">To minimize the risks involved in the origination
of multi-family residential, commercial real estate and commercial business and other loans, the Bank adheres to strict underwriting
standards, which include reviewing the expected net operating income generated by the real estate collateral securing the loan,
the age and condition of the collateral, the financial resources and income level of the borrower and the borrower&#8217;s experience
in owning or managing similar properties. We typically require debt service coverage of at least 125% of the monthly loan payment.
We generally originate these loans up to only 75% of the appraised value or the purchase price of the property, whichever is less.
Any loan with a final loan-to-value ratio in excess of 75% must be approved by the Bank Board of Directors or the Loan Committee
as an exception to policy. We generally rely on the income generated by the property as the primary means by which the loan is
repaid. However, personal guarantees may be obtained for additional security from these borrowers. Additionally, for commercial
business and other loans which are not secured by improved properties, the Bank will secure these loans with business assets, including
accounts receivables, inventory and real estate and generally require personal guarantees.</p>


<p style="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify">&nbsp;</p>

<p style="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify">The following table shows loans modified
and classified as TDR during the year ended December 31, 2015:</p>

<p style="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify">&nbsp;</p>

<div data-td-taggable-table=""><table cellpadding="0" cellspacing="0" style="border-collapse: collapse; width: 100%; font: 10pt Times New Roman, Times, Serif">
<tr style="vertical-align: bottom">
    <td>&nbsp;</td><td style="padding-bottom: 1pt">&nbsp;</td>
    <td colspan="9" style="text-align: center; border-bottom: Black 1pt solid">For the year ended<br>
December 31, 2015</td></tr>
<tr style="vertical-align: bottom">
    <td style="font-style: italic; border-bottom: Black 1pt solid">(Dollars in thousands)</td><td style="padding-bottom: 1pt; border-bottom: Black 1pt solid">&nbsp;</td>
    <td colspan="3" style="text-align: center; border-bottom: Black 1pt solid">Number</td><td style="padding-bottom: 1pt; border-bottom: Black 1pt solid">&nbsp;</td>
    <td colspan="3" style="text-align: center; border-bottom: Black 1pt solid">Balance</td><td style="padding-bottom: 1pt; border-bottom: Black 1pt solid">&nbsp;</td>
    <td style="text-align: center; border-bottom: Black 1pt solid">Modification description</td></tr>
<tr style="vertical-align: bottom; background-color: White">
    <td style="width: 43%; font-weight: bold">&nbsp;</td><td style="width: 1%">&nbsp;</td>
    <td style="width: 1%; text-align: left">&nbsp;</td><td style="width: 10%; text-align: right">&nbsp;</td><td style="width: 1%; text-align: left">&nbsp;</td><td style="width: 1%">&nbsp;</td>
    <td style="width: 1%; text-align: left">&nbsp;</td><td style="width: 10%; text-align: right">&nbsp;</td><td style="width: 1%; text-align: left">&nbsp;</td><td style="width: 1%">&nbsp;</td>
    <td style="width: 30%">&nbsp;</td></tr>
<tr style="vertical-align: bottom; background-color: rgb(204,238,255)">
    <td style="text-align: left; padding-bottom: 1pt">Small Business Administration</td><td style="padding-bottom: 1pt">&nbsp;</td>
    <td style="border-bottom: Black 1pt solid; text-align: left">&nbsp;</td><td style="border-bottom: Black 1pt solid; text-align: right">1</td><td style="border-bottom: Black 1pt solid; text-align: left">&nbsp;</td><td style="border-bottom: Black 1pt solid; text-align: left">&nbsp;</td>
    <td style="border-bottom: Black 1pt solid; text-align: left">$</td><td style="border-bottom: Black 1pt solid; text-align: right">41</td><td style="border-bottom: Black 1pt solid; text-align: left">&nbsp;</td><td style="padding-bottom: 1pt">&nbsp;</td>
    <td style="text-align: left; padding-bottom: 1pt">Received a below market interest rate and the loan amortization was extended</td></tr>
<tr style="vertical-align: bottom; background-color: White">
    <td style="padding-bottom: 2.25pt; padding-left: 10pt">Total</td><td style="padding-bottom: 2.25pt">&nbsp;</td>
    <td style="border-bottom: Black 2.25pt double; text-align: left">&nbsp;</td><td style="border-bottom: Black 2.25pt double; text-align: right">1</td><td style="border-bottom: Black 2.25pt double; text-align: left">&nbsp;</td><td style="border-bottom: Black 2.25pt double; text-align: left">&nbsp;</td>
    <td style="border-bottom: Black 2.25pt double; text-align: left">$</td><td style="border-bottom: Black 2.25pt double; text-align: right">41</td><td style="border-bottom: Black 2.25pt double; text-align: left">&nbsp;</td><td style="padding-bottom: 2.25pt">&nbsp;</td>
    <td style="text-align: right; padding-bottom: 2.25pt">&nbsp;</td></tr>
</table></div>


<p style="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify">&nbsp;</p>

<p style="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify">The recorded investment of the loan modified
and classified to a TDR, presented in the table above, was unchanged as there was no principal forgiven in this modification. During
the year ended December 31, 2015, one commercial existing TDR was re-modified by extending the term and advancing an additional
$28,000.</p>

<p style="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</p>

<p style="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify">There were no loans modified and classified
as TDR during the year ended December 31, 2014.</p>

<p style="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify">&nbsp;</p>

<p style="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify"></p>

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<p style="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify">The following table shows loans modified
and classified as TDR during the year ended December 31, 2013:</p>

<p style="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify">&nbsp;</p>

<div data-td-taggable-table=""><table cellpadding="0" cellspacing="0" style="border-collapse: collapse; width: 100%; font: 10pt Times New Roman, Times, Serif">
<tr style="vertical-align: bottom">
    <td>&nbsp;</td><td style="padding-bottom: 1pt">&nbsp;</td>
    <td colspan="9" style="text-align: center; border-bottom: Black 1pt solid">For the year ended<br>
December 31, 2013</td></tr>
<tr style="vertical-align: bottom">
    <td style="font-style: italic; border-bottom: Black 1pt solid">(Dollars in thousands)</td><td style="padding-bottom: 1pt; border-bottom: Black 1pt solid">&nbsp;</td>
    <td colspan="3" style="text-align: center; border-bottom: Black 1pt solid">Number</td><td style="padding-bottom: 1pt; border-bottom: Black 1pt solid">&nbsp;</td>
    <td colspan="3" style="text-align: center; border-bottom: Black 1pt solid">Balance</td><td style="padding-bottom: 1pt; border-bottom: Black 1pt solid">&nbsp;</td>
    <td style="text-align: center; border-bottom: Black 1pt solid">Modification description</td></tr>
<tr style="vertical-align: bottom; background-color: White">
    <td style="font-weight: bold">&nbsp;</td><td>&nbsp;</td>
    <td style="text-align: left">&nbsp;</td><td style="text-align: right">&nbsp;</td><td style="text-align: left">&nbsp;</td><td>&nbsp;</td>
    <td style="text-align: left">&nbsp;</td><td style="text-align: right">&nbsp;</td><td style="text-align: left">&nbsp;</td><td>&nbsp;</td>
    <td style="text-align: left">&nbsp;</td></tr>
<tr style="vertical-align: bottom; background-color: rgb(204,238,255)">
    <td style="width: 43%; text-align: left">Multi-family residential</td><td style="width: 1%">&nbsp;</td>
    <td style="width: 1%; text-align: left">&nbsp;</td><td style="width: 10%; text-align: right">2</td><td style="width: 1%; text-align: left">&nbsp;</td><td style="width: 1%">&nbsp;</td>
    <td style="width: 1%; text-align: left">$</td><td style="width: 10%; text-align: right">698</td><td style="width: 1%; text-align: left">&nbsp;</td><td style="width: 1%">&nbsp;</td>
    <td style="width: 30%; text-align: left">&nbsp;Received a below market interest rate and the loan amortization was extended</td></tr>
<tr style="vertical-align: bottom; background-color: White">
    <td style="text-align: left">Commercial real estate</td><td>&nbsp;</td>
    <td style="text-align: left">&nbsp;</td><td style="text-align: right">1</td><td style="text-align: left">&nbsp;</td><td>&nbsp;</td>
    <td style="text-align: left">&nbsp;</td><td style="text-align: right">273</td><td style="text-align: left">&nbsp;</td><td>&nbsp;</td>
    <td style="text-align: left">&nbsp;Received a below market interest rate and the loan amortization was extended</td></tr>
<tr style="vertical-align: bottom; background-color: rgb(204,238,255)">
    <td style="text-align: left">One-to-four family - mixed-use property</td><td>&nbsp;</td>
    <td style="text-align: left">&nbsp;</td><td style="text-align: right">1</td><td style="text-align: left">&nbsp;</td><td>&nbsp;</td>
    <td style="text-align: left">&nbsp;</td><td style="text-align: right">390</td><td style="text-align: left">&nbsp;</td><td>&nbsp;</td>
    <td style="text-align: left">&nbsp;Received a below market interest rate and the loan amortization was extended</td></tr>
<tr style="vertical-align: bottom; background-color: White">
    <td style="text-align: left; padding-bottom: 1pt">Commercial business and other</td><td style="padding-bottom: 1pt">&nbsp;</td>
    <td style="border-bottom: Black 1pt solid; text-align: left">&nbsp;</td><td style="border-bottom: Black 1pt solid; text-align: right">2</td><td style="border-bottom: Black 1pt solid; text-align: left">&nbsp;</td><td style="border-bottom: Black 1pt solid; text-align: left">&nbsp;</td>
    <td style="border-bottom: Black 1pt solid; text-align: left">&nbsp;</td><td style="border-bottom: Black 1pt solid; text-align: right">687</td><td style="border-bottom: Black 1pt solid; text-align: left">&nbsp;</td><td style="padding-bottom: 1pt">&nbsp;</td>
    <td style="text-align: left; padding-bottom: 1pt">&nbsp;Received a below market interest rate and the loan amortization was extended</td></tr>
<tr style="vertical-align: bottom; background-color: rgb(204,238,255)">
    <td style="padding-bottom: 2.25pt">Total</td><td style="padding-bottom: 2.25pt">&nbsp;</td>
    <td style="border-bottom: Black 2.25pt double; text-align: left">&nbsp;</td><td style="border-bottom: Black 2.25pt double; text-align: right">6</td><td style="border-bottom: Black 2.25pt double; text-align: left">&nbsp;</td><td style="border-bottom: Black 2.25pt double; text-align: left">&nbsp;</td>
    <td style="border-bottom: Black 2.25pt double; text-align: left">$</td><td style="border-bottom: Black 2.25pt double; text-align: right">2,048</td><td style="border-bottom: Black 2.25pt double; text-align: left">&nbsp;</td><td style="padding-bottom: 2.25pt">&nbsp;</td>
    <td style="text-align: left; padding-bottom: 2.25pt">&nbsp;</td></tr>
</table></div>

<p style="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify">&nbsp;</p>

<p style="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify">The following table shows our recorded
investment for loans classified as TDR that are performing according to their restructured terms at the periods indicated:</p>

<p style="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify">&nbsp;</p>

<p style="color: Red; font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: center; text-indent: 0in"></p>

<div data-td-taggable-table=""><table cellpadding="0" cellspacing="0" style="border-collapse: collapse; width: 100%; font: 10pt Times New Roman, Times, Serif">
<tr style="vertical-align: bottom">
    <td>&nbsp;</td><td style="padding-bottom: 1pt">&nbsp;</td>
    <td colspan="7" style="text-align: center; border-bottom: Black 1pt solid">December 31, 2015</td><td style="padding-bottom: 1pt">&nbsp;</td>
    <td colspan="7" style="text-align: center; border-bottom: Black 1pt solid">December 31, 2014</td></tr>
<tr style="vertical-align: bottom">
    <td colspan="1" style="font-style: italic; border-bottom: Black 1pt solid">(Dollars in thousands)</td><td style="border-bottom: Black 1pt solid; text-align: left">&nbsp;</td>
    <td colspan="3" style="text-align: center; border-bottom: Black 1pt solid">Number<br>
of contracts</td><td style="padding-bottom: 1pt">&nbsp;</td>
    <td colspan="3" style="text-align: center; border-bottom: Black 1pt solid">Recorded<br>
investment</td><td style="padding-bottom: 1pt">&nbsp;</td>
    <td colspan="3" style="text-align: center; border-bottom: Black 1pt solid">Number<br>
of contracts</td><td style="padding-bottom: 1pt">&nbsp;</td>
    <td colspan="3" style="text-align: center; border-bottom: Black 1pt solid">Recorded<br>
investment</td></tr>
<tr style="vertical-align: bottom">
    <td style="font-weight: bold">&nbsp;</td><td style="font-weight: bold">&nbsp;</td>
    <td colspan="3" style="font-weight: bold; text-align: right">&nbsp;</td><td>&nbsp;</td>
    <td colspan="3" style="text-align: center">&nbsp;</td><td style="font-weight: bold">&nbsp;</td>
    <td colspan="3" style="font-weight: bold">&nbsp;</td><td>&nbsp;</td>
    <td colspan="3" style="text-align: center">&nbsp;</td></tr>
<tr style="vertical-align: bottom; background-color: rgb(204,238,255)">
    <td style="width: 56%; text-align: left">Multi-family residential</td><td style="width: 1%">&nbsp;</td>
    <td style="width: 1%; text-align: left">&nbsp;</td><td style="width: 8%; text-align: right">9</td><td style="width: 1%; text-align: left">&nbsp;</td><td style="width: 1%">&nbsp;</td>
    <td style="width: 1%; text-align: left">$</td><td style="width: 8%; text-align: right">2,626</td><td style="width: 1%; text-align: left">&nbsp;</td><td style="width: 1%">&nbsp;</td>
    <td style="width: 1%; text-align: left">&nbsp;</td><td style="width: 8%; text-align: right">10</td><td style="width: 1%; text-align: left">&nbsp;</td><td style="width: 1%">&nbsp;</td>
    <td style="width: 1%; text-align: left">$</td><td style="width: 8%; text-align: right">3,034</td><td style="width: 1%; text-align: left">&nbsp;</td></tr>
<tr style="vertical-align: bottom; background-color: White">
    <td style="text-align: left">Commercial real estate</td><td>&nbsp;</td>
    <td style="text-align: left">&nbsp;</td><td style="text-align: right">3</td><td style="text-align: left">&nbsp;</td><td>&nbsp;</td>
    <td style="text-align: left">&nbsp;</td><td style="text-align: right">2,371</td><td style="text-align: left">&nbsp;</td><td>&nbsp;</td>
    <td style="text-align: left">&nbsp;</td><td style="text-align: right">3</td><td style="text-align: left">&nbsp;</td><td>&nbsp;</td>
    <td style="text-align: left">&nbsp;</td><td style="text-align: right">2,373</td><td style="text-align: left">&nbsp;</td></tr>
<tr style="vertical-align: bottom; background-color: rgb(204,238,255)">
    <td style="text-align: left">One-to-four family - mixed-use property</td><td>&nbsp;</td>
    <td style="text-align: left">&nbsp;</td><td style="text-align: right">6</td><td style="text-align: left">&nbsp;</td><td>&nbsp;</td>
    <td style="text-align: left">&nbsp;</td><td style="text-align: right">2,052</td><td style="text-align: left">&nbsp;</td><td>&nbsp;</td>
    <td style="text-align: left">&nbsp;</td><td style="text-align: right">7</td><td style="text-align: left">&nbsp;</td><td>&nbsp;</td>
    <td style="text-align: left">&nbsp;</td><td style="text-align: right">2,381</td><td style="text-align: left">&nbsp;</td></tr>
<tr style="vertical-align: bottom; background-color: White">
    <td style="text-align: left">One-to-four family - residential</td><td>&nbsp;</td>
    <td style="text-align: left">&nbsp;</td><td style="text-align: right">1</td><td style="text-align: left">&nbsp;</td><td>&nbsp;</td>
    <td style="text-align: left">&nbsp;</td><td style="text-align: right">343</td><td style="text-align: left">&nbsp;</td><td>&nbsp;</td>
    <td style="text-align: left">&nbsp;</td><td style="text-align: right">1</td><td style="text-align: left">&nbsp;</td><td>&nbsp;</td>
    <td style="text-align: left">&nbsp;</td><td style="text-align: right">354</td><td style="text-align: left">&nbsp;</td></tr>
<tr style="vertical-align: bottom; background-color: rgb(204,238,255)">
    <td style="text-align: left">Small business administration</td><td>&nbsp;</td>
    <td style="text-align: left">&nbsp;</td><td style="text-align: right">1</td><td style="text-align: left">&nbsp;</td><td>&nbsp;</td>
    <td style="text-align: left">&nbsp;</td><td style="text-align: right">34</td><td style="text-align: left">&nbsp;</td><td>&nbsp;</td>
    <td style="text-align: left">&nbsp;</td><td style="text-align: right">-</td><td style="text-align: left">&nbsp;</td><td>&nbsp;</td>
    <td style="text-align: left">&nbsp;</td><td style="text-align: right">-</td><td style="text-align: left">&nbsp;</td></tr>
<tr style="vertical-align: bottom; background-color: White">
    <td style="text-align: left">Commercial business and other</td><td>&nbsp;</td>
    <td style="text-align: left">&nbsp;</td><td style="text-align: right">4</td><td style="text-align: left">&nbsp;</td><td>&nbsp;</td>
    <td style="text-align: left">&nbsp;</td><td style="text-align: right">2,083</td><td style="text-align: left">&nbsp;</td><td>&nbsp;</td>
    <td style="text-align: left">&nbsp;</td><td style="text-align: right">4</td><td style="text-align: left">&nbsp;</td><td>&nbsp;</td>
    <td style="text-align: left">&nbsp;</td><td style="text-align: right">2,249</td><td style="text-align: left">&nbsp;</td></tr>
<tr style="vertical-align: bottom; background-color: rgb(204,238,255)">
    <td style="padding-bottom: 1pt">&nbsp;</td><td style="padding-bottom: 1pt">&nbsp;</td>
    <td style="border-bottom: Black 1pt solid; text-align: left">&nbsp;</td><td style="border-bottom: Black 1pt solid; text-align: right">&nbsp;</td><td style="border-bottom: Black 1pt solid; text-align: left">&nbsp;</td><td style="padding-bottom: 1pt">&nbsp;</td>
    <td style="border-bottom: Black 1pt solid; text-align: left">&nbsp;</td><td style="border-bottom: Black 1pt solid; text-align: right">&nbsp;</td><td style="border-bottom: Black 1pt solid; text-align: left">&nbsp;</td><td style="padding-bottom: 1pt">&nbsp;</td>
    <td style="border-bottom: Black 1pt solid; text-align: left">&nbsp;</td><td style="border-bottom: Black 1pt solid; text-align: right">&nbsp;</td><td style="border-bottom: Black 1pt solid; text-align: left">&nbsp;</td><td style="padding-bottom: 1pt">&nbsp;</td>
    <td style="border-bottom: Black 1pt solid; text-align: left">&nbsp;</td><td style="border-bottom: Black 1pt solid; text-align: right">&nbsp;</td><td style="border-bottom: Black 1pt solid; text-align: left">&nbsp;</td></tr>
<tr style="vertical-align: bottom; background-color: White">
    <td style="text-align: left; padding-bottom: 2.25pt; padding-left: 10pt">Total performing troubled debt restructured</td><td style="padding-bottom: 2.25pt">&nbsp;</td>
    <td style="border-bottom: Black 2.25pt double; text-align: left">&nbsp;</td><td style="border-bottom: Black 2.25pt double; text-align: right">24</td><td style="border-bottom: Black 2.25pt double; text-align: left">&nbsp;</td><td style="padding-bottom: 2.25pt">&nbsp;</td>
    <td style="border-bottom: Black 2.25pt double; text-align: left">$</td><td style="border-bottom: Black 2.25pt double; text-align: right">9,509</td><td style="border-bottom: Black 2.25pt double; text-align: left">&nbsp;</td><td style="padding-bottom: 2.25pt">&nbsp;</td>
    <td style="border-bottom: Black 2.25pt double; text-align: left">&nbsp;</td><td style="border-bottom: Black 2.25pt double; text-align: right">25</td><td style="border-bottom: Black 2.25pt double; text-align: left">&nbsp;</td><td style="padding-bottom: 2.25pt">&nbsp;</td>
    <td style="border-bottom: Black 2.25pt double; text-align: left">$</td><td style="border-bottom: Black 2.25pt double; text-align: right">10,391</td><td style="border-bottom: Black 2.25pt double; text-align: left">&nbsp;</td></tr>
</table></div>



<p style="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</p>

<p style="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify">During the year ended December 31, 2015,
one TDR loan totaling $0.4 million was transferred to non-performing status, resulting in this loan being included in non-performing
loans. During the year ended December 31, 2014, three TDR loans totaling $2.7 million were transferred to non-performing status,
resulting in these loans being included in non-performing loans. Subsequent to being transferred to non-performing loans, two of
these loans were paid in full during the year ended December 31, 2014. During the year ended December 31, 2013, no TDR loans were
transferred to non-performing status.</p>


<p style="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify">&nbsp;</p>

<p style="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0"></p>

<!-- Field: Page; Sequence: 96; Value: 1 -->
    <div style="margin-top: 12pt; margin-bottom: 6pt; border-bottom: Black 4pt solid"><p style="margin-top: 0pt; text-align: center; margin-bottom: 0pt">&nbsp;<!-- Field: Sequence; Type: Arabic; Name: PageNo -->91<!-- Field: /Sequence --></p></div>
    <div style="page-break-before: always; margin-top: 6pt; margin-bottom: 12pt">&nbsp;</div>
    <!-- Field: /Page -->

<p style="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">The following table shows our recorded investment for loans
classified as TDR that are not performing according to their restructured terms at the periods indicated:</p>

<p style="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</p>

<p style="color: Red; font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 0.5in"></p>

<div data-td-taggable-table=""><table cellpadding="0" cellspacing="0" style="border-collapse: collapse; width: 100%; font: 10pt Times New Roman, Times, Serif">
<tr style="vertical-align: bottom">
    <td>&nbsp;</td><td style="padding-bottom: 1pt">&nbsp;</td>
    <td colspan="7" style="text-align: center; border-bottom: Black 1pt solid">December 31, 2015</td><td style="padding-bottom: 1pt">&nbsp;</td>
    <td colspan="7" style="text-align: center; border-bottom: Black 1pt solid">December 31, 2014</td></tr>
<tr style="vertical-align: bottom">
    <td colspan="1" style="font-style: italic; border-bottom: Black 1pt solid">(Dollars in thousands)</td><td style="border-bottom: Black 1pt solid; text-align: left">&nbsp;</td>
    <td colspan="3" style="text-align: center; border-bottom: Black 1pt solid">Number<br>
of contracts</td><td style="padding-bottom: 1pt">&nbsp;</td>
    <td colspan="3" style="text-align: center; border-bottom: Black 1pt solid">Recorded<br>
investment</td><td style="padding-bottom: 1pt">&nbsp;</td>
    <td colspan="3" style="text-align: center; border-bottom: Black 1pt solid">Number<br>
of contracts</td><td style="padding-bottom: 1pt">&nbsp;</td>
    <td colspan="3" style="text-align: center; border-bottom: Black 1pt solid">Recorded<br>
investment</td></tr>
<tr style="vertical-align: bottom">
    <td style="font-weight: bold">&nbsp;</td><td style="font-weight: bold">&nbsp;</td>
    <td colspan="3" style="font-weight: bold; text-align: right">&nbsp;</td><td>&nbsp;</td>
    <td colspan="3" style="text-align: center">&nbsp;</td><td style="font-weight: bold">&nbsp;</td>
    <td colspan="3" style="font-weight: bold">&nbsp;</td><td>&nbsp;</td>
    <td colspan="3" style="text-align: center">&nbsp;</td></tr>
<tr style="vertical-align: bottom; background-color: rgb(204,238,255)">
    <td style="width: 56%; text-align: left">Multi-family residential</td><td style="width: 1%">&nbsp;</td>
    <td style="width: 1%; text-align: left">&nbsp;</td><td style="width: 8%; text-align: right">1</td><td style="width: 1%; text-align: left">&nbsp;</td><td style="width: 1%">&nbsp;</td>
    <td style="width: 1%; text-align: left">$</td><td style="width: 8%; text-align: right">391</td><td style="width: 1%; text-align: left">&nbsp;</td><td style="width: 1%">&nbsp;</td>
    <td style="width: 1%; text-align: left">&nbsp;</td><td style="width: 8%; text-align: right">-</td><td style="width: 1%; text-align: left">&nbsp;</td><td style="width: 1%">&nbsp;</td>
    <td style="width: 1%; text-align: left">$</td><td style="width: 8%; text-align: right">-</td><td style="width: 1%; text-align: left">&nbsp;</td></tr>
<tr style="vertical-align: bottom; background-color: White">
    <td style="text-align: left">Commercial real estate</td><td>&nbsp;</td>
    <td style="text-align: left">&nbsp;</td><td style="text-align: right">-</td><td style="text-align: left">&nbsp;</td><td>&nbsp;</td>
    <td style="text-align: left">&nbsp;</td><td style="text-align: right">-</td><td style="text-align: left">&nbsp;</td><td>&nbsp;</td>
    <td style="text-align: left">&nbsp;</td><td style="text-align: right">1</td><td style="text-align: left">&nbsp;</td><td>&nbsp;</td>
    <td style="text-align: left">&nbsp;</td><td style="text-align: right">2,252</td><td style="text-align: left">&nbsp;</td></tr>
<tr style="vertical-align: bottom; background-color: rgb(204,238,255)">
    <td style="text-align: left">One-to-four family - mixed-use property</td><td>&nbsp;</td>
    <td style="text-align: left">&nbsp;</td><td style="text-align: right">-</td><td style="text-align: left">&nbsp;</td><td>&nbsp;</td>
    <td style="text-align: left">&nbsp;</td><td style="text-align: right">-</td><td style="text-align: left">&nbsp;</td><td>&nbsp;</td>
    <td style="text-align: left">&nbsp;</td><td style="text-align: right">1</td><td style="text-align: left">&nbsp;</td><td>&nbsp;</td>
    <td style="text-align: left">&nbsp;</td><td style="text-align: right">187</td><td style="text-align: left">&nbsp;</td></tr>
<tr style="vertical-align: bottom; background-color: White">
    <td style="padding-bottom: 1pt">&nbsp;</td><td style="padding-bottom: 1pt">&nbsp;</td>
    <td style="text-align: left; padding-bottom: 1pt; border-bottom: Black 1pt solid">&nbsp;</td><td style="text-align: right; border-bottom: Black 1pt solid">&nbsp;</td><td style="text-align: left; padding-bottom: 1pt; border-bottom: Black 1pt solid">&nbsp;</td><td style="padding-bottom: 1pt">&nbsp;</td>
    <td style="text-align: left; border-bottom: Black 1pt solid">&nbsp;</td><td style="text-align: right; border-bottom: Black 1pt solid">&nbsp;</td><td style="text-align: left; padding-bottom: 1pt; border-bottom: Black 1pt solid">&nbsp;</td><td style="padding-bottom: 1pt">&nbsp;</td>
    <td style="text-align: left; padding-bottom: 1pt; border-bottom: Black 1pt solid">&nbsp;</td><td style="text-align: right; border-bottom: Black 1pt solid">&nbsp;</td><td style="text-align: left; padding-bottom: 1pt; border-bottom: Black 1pt solid">&nbsp;</td><td style="padding-bottom: 1pt">&nbsp;</td>
    <td style="text-align: left; border-bottom: Black 1pt solid">&nbsp;</td><td style="text-align: right; border-bottom: Black 1pt solid">&nbsp;</td><td style="text-align: left; padding-bottom: 1pt">&nbsp;</td></tr>
<tr style="vertical-align: bottom; background-color: White">
    <td style="text-align: left; padding-bottom: 2.25pt; padding-left: 10pt">Total troubled debt restructurings that subsequently
    defaulted</td><td style="padding-bottom: 2.25pt">&nbsp;</td>
    <td style="border-bottom: Black 2.25pt double; text-align: left">&nbsp;</td><td style="border-bottom: Black 2.25pt double; text-align: right">1</td><td style="border-bottom: Black 2.25pt double; text-align: left">&nbsp;</td><td style="padding-bottom: 2.25pt">&nbsp;</td>
    <td style="border-bottom: Black 2.25pt double; text-align: left">$</td><td style="border-bottom: Black 2.25pt double; text-align: right">391</td><td style="border-bottom: Black 2.25pt double; text-align: left">&nbsp;</td><td style="padding-bottom: 2.25pt">&nbsp;</td>
    <td style="border-bottom: Black 2.25pt double; text-align: left">&nbsp;</td><td style="border-bottom: Black 2.25pt double; text-align: right">2</td><td style="border-bottom: Black 2.25pt double; text-align: left">&nbsp;</td><td style="padding-bottom: 2.25pt">&nbsp;</td>
    <td style="border-bottom: Black 2.25pt double; text-align: left">$</td><td style="border-bottom: Black 2.25pt double; text-align: right">2,439</td><td style="border-bottom: Black 2.25pt double; text-align: left">&nbsp;</td></tr>
</table></div>


<p style="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 0.5in">&nbsp;</p>

<p style="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 0in">The following table shows
our non-performing loans at the periods indicated:</p>

<p style="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 0.5in">&nbsp;</p>

<p style="color: Red; font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: center"></p>

<div data-td-taggable-table=""><table cellpadding="0" cellspacing="0" style="border-collapse: collapse; width: 100%; font: 10pt Times New Roman, Times, Serif">
<tr style="vertical-align: bottom">
    <td>&nbsp;</td><td style="padding-bottom: 1pt">&nbsp;</td>
    <td colspan="7" style="text-align: center; border-bottom: Black 1pt solid">At December 31,</td></tr>
<tr style="vertical-align: bottom">
    <td colspan="1" style="font-style: italic; text-align: left; border-bottom: Black 1pt solid">(In thousands)</td><td style="padding-bottom: 1pt; border-bottom: Black 1pt solid">&nbsp;</td>
    <td colspan="3" style="text-align: center; border-bottom: Black 1pt solid">2015</td><td style="padding-bottom: 1pt; border-bottom: Black 1pt solid">&nbsp;</td>
    <td colspan="3" style="text-align: center; border-bottom: Black 1pt solid">2014</td></tr>
<tr style="vertical-align: bottom">
    <td>&nbsp;</td><td>&nbsp;</td>
    <td colspan="3" style="text-align: right">&nbsp;</td><td>&nbsp;</td>
    <td colspan="3" style="text-align: right">&nbsp;</td></tr>
<tr style="vertical-align: bottom; background-color: rgb(204,238,255)">
    <td style="font-weight: bold; text-align: left; padding-left: 0pt">Loans ninety days or more past due and still
    accruing:</td><td>&nbsp;</td>
    <td style="text-align: left">&nbsp;</td><td style="text-align: right">&nbsp;</td><td style="text-align: left">&nbsp;</td><td>&nbsp;</td>
    <td style="text-align: left">&nbsp;</td><td style="text-align: right">&nbsp;</td><td style="text-align: left">&nbsp;</td></tr>
<tr style="vertical-align: bottom; background-color: White">
    <td style="width: 70%; text-align: left">Multi-family residential</td><td style="width: 1%">&nbsp;</td>
    <td style="width: 1%; text-align: left">$</td><td style="width: 12%; text-align: right">233</td><td style="width: 1%; text-align: left">&nbsp;</td><td style="width: 1%">&nbsp;</td>
    <td style="width: 1%; text-align: left">$</td><td style="width: 12%; text-align: right">676</td><td style="width: 1%; text-align: left">&nbsp;</td></tr>
<tr style="vertical-align: bottom; background-color: rgb(204,238,255)">
    <td style="text-align: left">Commercial real estate</td><td>&nbsp;</td>
    <td style="text-align: left">&nbsp;</td><td style="text-align: right">1,183</td><td style="text-align: left">&nbsp;</td><td>&nbsp;</td>
    <td style="text-align: left">&nbsp;</td><td style="text-align: right">820</td><td style="text-align: left">&nbsp;</td></tr>
<tr style="vertical-align: bottom; background-color: White">
    <td style="text-align: left">One-to-four family mixed-use property</td><td>&nbsp;</td>
    <td style="text-align: left">&nbsp;</td><td style="text-align: right">611</td><td style="text-align: left">&nbsp;</td><td>&nbsp;</td>
    <td style="text-align: left">&nbsp;</td><td style="text-align: right">405</td><td style="text-align: left">&nbsp;</td></tr>
<tr style="vertical-align: bottom; background-color: rgb(204,238,255)">
    <td style="text-align: left">One-to-four family residential</td><td>&nbsp;</td>
    <td style="text-align: left">&nbsp;</td><td style="text-align: right">13</td><td style="text-align: left">&nbsp;</td><td>&nbsp;</td>
    <td style="text-align: left">&nbsp;</td><td style="text-align: right">14</td><td style="text-align: left">&nbsp;</td></tr>
<tr style="vertical-align: bottom; background-color: White">
    <td>Construction</td><td>&nbsp;</td>
    <td style="text-align: left">&nbsp;</td><td style="text-align: right">1,000</td><td style="text-align: left">&nbsp;</td><td>&nbsp;</td>
    <td style="text-align: left">&nbsp;</td><td style="text-align: right">-</td><td style="text-align: left">&nbsp;</td></tr>
<tr style="vertical-align: bottom; background-color: rgb(204,238,255)">
    <td style="text-align: left; padding-bottom: 1pt">Commercial business and other</td><td style="padding-bottom: 1pt">&nbsp;</td>
    <td style="border-bottom: Black 1pt solid; text-align: left">&nbsp;</td><td style="border-bottom: Black 1pt solid; text-align: right">220</td><td style="border-bottom: Black 1pt solid; text-align: left">&nbsp;</td><td style="padding-bottom: 1pt">&nbsp;</td>
    <td style="border-bottom: Black 1pt solid; text-align: left">&nbsp;</td><td style="border-bottom: Black 1pt solid; text-align: right">386</td><td style="border-bottom: Black 1pt solid; text-align: left">&nbsp;</td></tr>
<tr style="vertical-align: bottom; background-color: White">
    <td style="padding-bottom: 1pt; padding-left: 10pt">Total</td><td style="padding-bottom: 1pt">&nbsp;</td>
    <td style="border-bottom: Black 1pt solid; text-align: left">&nbsp;</td><td style="border-bottom: Black 1pt solid; text-align: right">3,260</td><td style="border-bottom: Black 1pt solid; text-align: left">&nbsp;</td><td style="padding-bottom: 1pt">&nbsp;</td>
    <td style="border-bottom: Black 1pt solid; text-align: left">&nbsp;</td><td style="border-bottom: Black 1pt solid; text-align: right">2,301</td><td style="border-bottom: Black 1pt solid; text-align: left">&nbsp;</td></tr>
<tr style="vertical-align: bottom; background-color: rgb(204,238,255)">
    <td>&nbsp;</td><td>&nbsp;</td>
    <td style="text-align: left">&nbsp;</td><td style="text-align: right">&nbsp;</td><td style="text-align: left">&nbsp;</td><td>&nbsp;</td>
    <td style="text-align: left">&nbsp;</td><td style="text-align: right">&nbsp;</td><td style="text-align: left">&nbsp;</td></tr>
<tr style="vertical-align: bottom; background-color: White">
    <td style="font-weight: bold; text-align: left">Non-accrual mortgage loans:</td><td>&nbsp;</td>
    <td style="text-align: left">&nbsp;</td><td style="text-align: right">&nbsp;</td><td style="text-align: left">&nbsp;</td><td>&nbsp;</td>
    <td style="text-align: left">&nbsp;</td><td style="text-align: right">&nbsp;</td><td style="text-align: left">&nbsp;</td></tr>
<tr style="vertical-align: bottom; background-color: rgb(204,238,255)">
    <td style="text-align: left">Multi-family residential</td><td>&nbsp;</td>
    <td style="text-align: left">&nbsp;</td><td style="text-align: right">3,561</td><td style="text-align: left">&nbsp;</td><td>&nbsp;</td>
    <td style="text-align: left">&nbsp;</td><td style="text-align: right">6,878</td><td style="text-align: left">&nbsp;</td></tr>
<tr style="vertical-align: bottom; background-color: White">
    <td style="text-align: left">Commercial real estate</td><td>&nbsp;</td>
    <td style="text-align: left">&nbsp;</td><td style="text-align: right">2,398</td><td style="text-align: left">&nbsp;</td><td>&nbsp;</td>
    <td style="text-align: left">&nbsp;</td><td style="text-align: right">5,689</td><td style="text-align: left">&nbsp;</td></tr>
<tr style="vertical-align: bottom; background-color: rgb(204,238,255)">
    <td style="text-align: left">One-to-four family mixed-use property</td><td>&nbsp;</td>
    <td style="text-align: left">&nbsp;</td><td style="text-align: right">5,952</td><td style="text-align: left">&nbsp;</td><td>&nbsp;</td>
    <td style="text-align: left">&nbsp;</td><td style="text-align: right">6,936</td><td style="text-align: left">&nbsp;</td></tr>
<tr style="vertical-align: bottom; background-color: White">
    <td style="text-align: left; padding-bottom: 1pt">One-to-four family residential</td><td style="padding-bottom: 1pt">&nbsp;</td>
    <td style="border-bottom: Black 1pt solid; text-align: left">&nbsp;</td><td style="border-bottom: Black 1pt solid; text-align: right">10,120</td><td style="border-bottom: Black 1pt solid; text-align: left">&nbsp;</td><td style="padding-bottom: 1pt">&nbsp;</td>
    <td style="border-bottom: Black 1pt solid; text-align: left">&nbsp;</td><td style="border-bottom: Black 1pt solid; text-align: right">11,244</td><td style="border-bottom: Black 1pt solid; text-align: left">&nbsp;</td></tr>
<tr style="vertical-align: bottom; background-color: rgb(204,238,255)">
    <td style="padding-bottom: 1pt; padding-left: 10pt">Total</td><td style="padding-bottom: 1pt">&nbsp;</td>
    <td style="border-bottom: Black 1pt solid; text-align: left">&nbsp;</td><td style="border-bottom: Black 1pt solid; text-align: right">22,031</td><td style="border-bottom: Black 1pt solid; text-align: left">&nbsp;</td><td style="padding-bottom: 1pt">&nbsp;</td>
    <td style="border-bottom: Black 1pt solid; text-align: left">&nbsp;</td><td style="border-bottom: Black 1pt solid; text-align: right">30,747</td><td style="border-bottom: Black 1pt solid; text-align: left">&nbsp;</td></tr>
<tr style="vertical-align: bottom; background-color: White">
    <td>&nbsp;</td><td>&nbsp;</td>
    <td style="text-align: left">&nbsp;</td><td style="text-align: right">&nbsp;</td><td style="text-align: left">&nbsp;</td><td>&nbsp;</td>
    <td style="text-align: left">&nbsp;</td><td style="text-align: right">&nbsp;</td><td style="text-align: left">&nbsp;</td></tr>
<tr style="vertical-align: bottom; background-color: rgb(204,238,255)">
    <td style="font-weight: bold; text-align: left">Non-accrual non-mortgage loans:</td><td>&nbsp;</td>
    <td style="text-align: left">&nbsp;</td><td style="text-align: right">&nbsp;</td><td style="text-align: left">&nbsp;</td><td>&nbsp;</td>
    <td style="text-align: left">&nbsp;</td><td style="text-align: right">&nbsp;</td><td style="text-align: left">&nbsp;</td></tr>
<tr style="vertical-align: bottom; background-color: White">
    <td style="text-align: left">Small business administration</td><td>&nbsp;</td>
    <td style="text-align: left">&nbsp;</td><td style="text-align: right">218</td><td style="text-align: left">&nbsp;</td><td>&nbsp;</td>
    <td style="text-align: left">&nbsp;</td><td style="text-align: right">-</td><td style="text-align: left">&nbsp;</td></tr>
<tr style="vertical-align: bottom; background-color: rgb(204,238,255)">
    <td style="text-align: left; padding-bottom: 1pt">Commercial business and other</td><td style="padding-bottom: 1pt">&nbsp;</td>
    <td style="border-bottom: Black 1pt solid; text-align: left">&nbsp;</td><td style="border-bottom: Black 1pt solid; text-align: right">568</td><td style="border-bottom: Black 1pt solid; text-align: left">&nbsp;</td><td style="padding-bottom: 1pt">&nbsp;</td>
    <td style="border-bottom: Black 1pt solid; text-align: left">&nbsp;</td><td style="border-bottom: Black 1pt solid; text-align: right">1,143</td><td style="border-bottom: Black 1pt solid; text-align: left">&nbsp;</td></tr>
<tr style="vertical-align: bottom; background-color: White">
    <td style="padding-bottom: 1pt; padding-left: 10pt">Total</td><td style="padding-bottom: 1pt">&nbsp;</td>
    <td style="border-bottom: Black 1pt solid; text-align: left">&nbsp;</td><td style="border-bottom: Black 1pt solid; text-align: right">786</td><td style="border-bottom: Black 1pt solid; text-align: left">&nbsp;</td><td style="padding-bottom: 1pt">&nbsp;</td>
    <td style="border-bottom: Black 1pt solid; text-align: left">&nbsp;</td><td style="border-bottom: Black 1pt solid; text-align: right">1,143</td><td style="border-bottom: Black 1pt solid; text-align: left">&nbsp;</td></tr>
<tr style="vertical-align: bottom; background-color: rgb(204,238,255)">
    <td>&nbsp;</td><td>&nbsp;</td>
    <td style="text-align: left">&nbsp;</td><td style="text-align: right">&nbsp;</td><td style="text-align: left">&nbsp;</td><td>&nbsp;</td>
    <td style="text-align: left">&nbsp;</td><td style="text-align: right">&nbsp;</td><td style="text-align: left">&nbsp;</td></tr>
<tr style="vertical-align: bottom; background-color: White">
    <td style="font-weight: bold; text-align: left; padding-bottom: 1pt; padding-left: 20pt">Total non-accrual loans</td><td style="padding-bottom: 1pt">&nbsp;</td>
    <td style="border-bottom: Black 1pt solid; text-align: left">&nbsp;</td><td style="border-bottom: Black 1pt solid; text-align: right">22,817</td><td style="border-bottom: Black 1pt solid; text-align: left">&nbsp;</td><td style="padding-bottom: 1pt">&nbsp;</td>
    <td style="border-bottom: Black 1pt solid; text-align: left">&nbsp;</td><td style="border-bottom: Black 1pt solid; text-align: right">31,890</td><td style="border-bottom: Black 1pt solid; text-align: left">&nbsp;</td></tr>
<tr style="vertical-align: bottom; background-color: rgb(204,238,255)">
    <td>&nbsp;</td><td>&nbsp;</td>
    <td style="text-align: left">&nbsp;</td><td style="text-align: right">&nbsp;</td><td style="text-align: left">&nbsp;</td><td>&nbsp;</td>
    <td style="text-align: left">&nbsp;</td><td style="text-align: right">&nbsp;</td><td style="text-align: left">&nbsp;</td></tr>
<tr style="vertical-align: bottom; background-color: White">
    <td>&nbsp;</td><td>&nbsp;</td>
    <td style="text-align: left">&nbsp;</td><td style="text-align: right">&nbsp;</td><td style="text-align: left">&nbsp;</td><td>&nbsp;</td>
    <td style="text-align: left">&nbsp;</td><td style="text-align: right">&nbsp;</td><td style="text-align: left">&nbsp;</td></tr>
<tr style="vertical-align: bottom; background-color: rgb(204,238,255)">
    <td style="font-weight: bold; text-align: left; padding-bottom: 2.25pt; padding-left: 20pt">Total non-accrual loans and
    ninety days or more past due and still accruing</td><td style="padding-bottom: 2.25pt">&nbsp;</td>
    <td style="border-bottom: Black 2.25pt double; text-align: left">$</td><td style="border-bottom: Black 2.25pt double; text-align: right">26,077</td><td style="border-bottom: Black 2.25pt double; text-align: left">&nbsp;</td><td style="padding-bottom: 2.25pt">&nbsp;</td>
    <td style="border-bottom: Black 2.25pt double; text-align: left">$</td><td style="border-bottom: Black 2.25pt double; text-align: right">34,191</td><td style="border-bottom: Black 2.25pt double; text-align: left">&nbsp;</td></tr>
</table></div>

<p style="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 0.5in">&nbsp;</p>

<p style="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: left"></p>

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<p style="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: left">The following is a summary of interest foregone
on non-accrual loans and loans classified as TDR for the years ended December 31:</p>

<p style="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: left">&nbsp;</p>

<p style="color: Red; font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: center"></p>

<div data-td-taggable-table=""><table cellpadding="0" cellspacing="0" style="border-collapse: collapse; width: 100%; font: 10pt Times New Roman, Times, Serif">
<tr style="vertical-align: bottom">
    <td style="text-align: left">&nbsp;</td><td style="padding-bottom: 1pt">&nbsp;</td>
    <td colspan="3" style="text-align: center; border-bottom: Black 1pt solid">2015</td><td style="padding-bottom: 1pt">&nbsp;</td>
    <td colspan="3" style="text-align: center; border-bottom: Black 1pt solid">2014</td><td style="padding-bottom: 1pt">&nbsp;</td>
    <td colspan="3" style="text-align: center; border-bottom: Black 1pt solid">2013</td></tr>
<tr style="vertical-align: bottom">
    <td style="text-align: left">&nbsp;</td><td style="font-style: italic">&nbsp;</td>
    <td colspan="11" style="font-style: italic; text-align: center">(In thousands)</td></tr>
<tr style="vertical-align: bottom; background-color: rgb(204,238,255)">
    <td style="width: 61%; text-align: left; padding-left: 0pt">Interest income that would have been recognized had the loans
    performed in accordance with their original terms</td><td style="width: 1%">&nbsp;</td>
    <td style="width: 1%; text-align: left">$</td><td style="width: 10%; text-align: right">2,387</td><td style="width: 1%; text-align: left">&nbsp;</td><td style="width: 1%">&nbsp;</td>
    <td style="width: 1%; text-align: left">$</td><td style="width: 10%; text-align: right">2,919</td><td style="width: 1%; text-align: left">&nbsp;</td><td style="width: 1%">&nbsp;</td>
    <td style="width: 1%; text-align: left">$</td><td style="width: 10%; text-align: right">4,656</td><td style="width: 1%; text-align: left">&nbsp;</td></tr>
<tr style="vertical-align: bottom; background-color: White">
    <td style="text-align: left; padding-bottom: 1pt">Less:&nbsp;&nbsp;Interest income included in the results of operations</td><td style="padding-bottom: 1pt">&nbsp;</td>
    <td style="border-bottom: Black 1pt solid; text-align: left">&nbsp;</td><td style="border-bottom: Black 1pt solid; text-align: right">702</td><td style="border-bottom: Black 1pt solid; text-align: left">&nbsp;</td><td style="padding-bottom: 1pt">&nbsp;</td>
    <td style="border-bottom: Black 1pt solid; text-align: left">&nbsp;</td><td style="border-bottom: Black 1pt solid; text-align: right">796</td><td style="border-bottom: Black 1pt solid; text-align: left">&nbsp;</td><td style="padding-bottom: 1pt">&nbsp;</td>
    <td style="border-bottom: Black 1pt solid; text-align: left">&nbsp;</td><td style="border-bottom: Black 1pt solid; text-align: right">1,213</td><td style="border-bottom: Black 1pt solid; text-align: left">&nbsp;</td></tr>
<tr style="vertical-align: bottom; background-color: rgb(204,238,255)">
    <td style="text-align: left; padding-bottom: 2.25pt; padding-left: 10pt">Total foregone interest</td><td style="padding-bottom: 2.25pt">&nbsp;</td>
    <td style="border-bottom: Black 2.25pt double; text-align: left">$</td><td style="border-bottom: Black 2.25pt double; text-align: right">1,685</td><td style="border-bottom: Black 2.25pt double; text-align: left">&nbsp;</td><td style="padding-bottom: 2.25pt">&nbsp;</td>
    <td style="border-bottom: Black 2.25pt double; text-align: left">$</td><td style="border-bottom: Black 2.25pt double; text-align: right">2,123</td><td style="border-bottom: Black 2.25pt double; text-align: left">&nbsp;</td><td style="padding-bottom: 2.25pt">&nbsp;</td>
    <td style="border-bottom: Black 2.25pt double; text-align: left">$</td><td style="border-bottom: Black 2.25pt double; text-align: right">3,443</td><td style="border-bottom: Black 2.25pt double; text-align: left">&nbsp;</td></tr>
</table></div>


<p style="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 0in">&nbsp;</p>

<p style="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 0in">The following table shows
an age analysis of our recorded investment in loans at December 31, 2015:</p>

<p style="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 0in">&nbsp;</p>

<p style="color: Red; font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 0in"></p>

<div data-td-taggable-table=""><table cellpadding="0" cellspacing="0" style="border-collapse: collapse; width: 100%; font: 10pt Times New Roman, Times, Serif">
<tr style="vertical-align: bottom">
    <td style="font-style: italic; border-bottom: Black 1pt solid">(in thousands)</td><td style="padding-bottom: 1pt; border-bottom: Black 1pt solid">&nbsp;</td>
    <td colspan="3" style="text-align: center; border-bottom: Black 1pt solid">30 - 59 Days<br>
Past Due</td><td style="padding-bottom: 1pt; border-bottom: Black 1pt solid">&nbsp;</td>
    <td colspan="3" style="text-align: center; border-bottom: Black 1pt solid">60 - 89 Days<br>
Past Due</td><td style="padding-bottom: 1pt; border-bottom: Black 1pt solid">&nbsp;</td>
    <td colspan="3" style="text-align: center; border-bottom: Black 1pt solid">Greater <br>
than<br>
90 Days</td><td style="padding-bottom: 1pt; border-bottom: Black 1pt solid">&nbsp;</td>
    <td colspan="3" style="text-align: center; border-bottom: Black 1pt solid">Total Past<br>
Due</td><td style="padding-bottom: 1pt; border-bottom: Black 1pt solid">&nbsp;</td>
    <td colspan="3" style="text-align: center; border-bottom: Black 1pt solid">Current</td><td style="padding-bottom: 1pt; border-bottom: Black 1pt solid">&nbsp;</td>
    <td colspan="3" style="text-align: center; border-bottom: Black 1pt solid">Total Loans</td></tr>
<tr style="vertical-align: bottom">
    <td>&nbsp;</td><td style="font-style: italic">&nbsp;</td>
    <td colspan="15" style="font-style: italic; text-align: center">&nbsp;</td><td>&nbsp;</td>
    <td colspan="3">&nbsp;</td><td>&nbsp;</td>
    <td colspan="3">&nbsp;</td></tr>
<tr style="vertical-align: bottom">
    <td style="font-weight: bold">&nbsp;</td><td>&nbsp;</td>
    <td colspan="3" style="text-align: center">&nbsp;</td><td>&nbsp;</td>
    <td colspan="3" style="text-align: center">&nbsp;</td><td>&nbsp;</td>
    <td colspan="3">&nbsp;</td><td>&nbsp;</td>
    <td colspan="3">&nbsp;</td><td>&nbsp;</td>
    <td colspan="3">&nbsp;</td><td>&nbsp;</td>
    <td colspan="3">&nbsp;</td></tr>
<tr style="vertical-align: bottom; background-color: rgb(204,238,255)">
    <td style="width: 40%; text-align: left">Multi-family residential</td><td style="width: 1%">&nbsp;</td>
    <td style="width: 1%; text-align: left">$</td><td style="width: 7%; text-align: right">9,421</td><td style="width: 1%; text-align: left">&nbsp;</td><td style="width: 1%">&nbsp;</td>
    <td style="width: 1%; text-align: left">$</td><td style="width: 7%; text-align: right">804</td><td style="width: 1%; text-align: left">&nbsp;</td><td style="width: 1%">&nbsp;</td>
    <td style="width: 1%; text-align: left">$</td><td style="width: 7%; text-align: right">3,794</td><td style="width: 1%; text-align: left">&nbsp;</td><td style="width: 1%">&nbsp;</td>
    <td style="width: 1%; text-align: left">$</td><td style="width: 7%; text-align: right">14,019</td><td style="width: 1%; text-align: left">&nbsp;</td><td style="width: 1%">&nbsp;</td>
    <td style="width: 1%; text-align: left">$</td><td style="width: 7%; text-align: right">2,041,209</td><td style="width: 1%; text-align: left">&nbsp;</td><td style="width: 1%">&nbsp;</td>
    <td style="width: 1%; text-align: left">$</td><td style="width: 7%; text-align: right">2,055,228</td><td style="width: 1%; text-align: left">&nbsp;</td></tr>
<tr style="vertical-align: bottom; background-color: White">
    <td style="text-align: left">Commercial real estate</td><td>&nbsp;</td>
    <td style="text-align: left">&nbsp;</td><td style="text-align: right">2,820</td><td style="text-align: left">&nbsp;</td><td>&nbsp;</td>
    <td style="text-align: left">&nbsp;</td><td style="text-align: right">153</td><td style="text-align: left">&nbsp;</td><td>&nbsp;</td>
    <td style="text-align: left">&nbsp;</td><td style="text-align: right">3,580</td><td style="text-align: left">&nbsp;</td><td>&nbsp;</td>
    <td style="text-align: left">&nbsp;</td><td style="text-align: right">6,553</td><td style="text-align: left">&nbsp;</td><td>&nbsp;</td>
    <td style="text-align: left">&nbsp;</td><td style="text-align: right">994,683</td><td style="text-align: left">&nbsp;</td><td>&nbsp;</td>
    <td style="text-align: left">&nbsp;</td><td style="text-align: right">1,001,236</td><td style="text-align: left">&nbsp;</td></tr>
<tr style="vertical-align: bottom; background-color: rgb(204,238,255)">
    <td style="text-align: left">One-to-four family - mixed-use property</td><td>&nbsp;</td>
    <td style="text-align: left">&nbsp;</td><td style="text-align: right">8,630</td><td style="text-align: left">&nbsp;</td><td>&nbsp;</td>
    <td style="text-align: left">&nbsp;</td><td style="text-align: right">1,258</td><td style="text-align: left">&nbsp;</td><td>&nbsp;</td>
    <td style="text-align: left">&nbsp;</td><td style="text-align: right">6,563</td><td style="text-align: left">&nbsp;</td><td>&nbsp;</td>
    <td style="text-align: left">&nbsp;</td><td style="text-align: right">16,451</td><td style="text-align: left">&nbsp;</td><td>&nbsp;</td>
    <td style="text-align: left">&nbsp;</td><td style="text-align: right">556,592</td><td style="text-align: left">&nbsp;</td><td>&nbsp;</td>
    <td style="text-align: left">&nbsp;</td><td style="text-align: right">573,043</td><td style="text-align: left">&nbsp;</td></tr>
<tr style="vertical-align: bottom; background-color: White">
    <td style="text-align: left">One-to-four family - residential</td><td>&nbsp;</td>
    <td style="text-align: left">&nbsp;</td><td style="text-align: right">4,261</td><td style="text-align: left">&nbsp;</td><td>&nbsp;</td>
    <td style="text-align: left">&nbsp;</td><td style="text-align: right">154</td><td style="text-align: left">&nbsp;</td><td>&nbsp;</td>
    <td style="text-align: left">&nbsp;</td><td style="text-align: right">10,134</td><td style="text-align: left">&nbsp;</td><td>&nbsp;</td>
    <td style="text-align: left">&nbsp;</td><td style="text-align: right">14,549</td><td style="text-align: left">&nbsp;</td><td>&nbsp;</td>
    <td style="text-align: left">&nbsp;</td><td style="text-align: right">173,289</td><td style="text-align: left">&nbsp;</td><td>&nbsp;</td>
    <td style="text-align: left">&nbsp;</td><td style="text-align: right">187,838</td><td style="text-align: left">&nbsp;</td></tr>
<tr style="vertical-align: bottom; background-color: rgb(204,238,255)">
    <td style="text-align: left">Co-operative apartments</td><td>&nbsp;</td>
    <td style="text-align: left">&nbsp;</td><td style="text-align: right">-</td><td style="text-align: left">&nbsp;</td><td>&nbsp;</td>
    <td style="text-align: left">&nbsp;</td><td style="text-align: right">-</td><td style="text-align: left">&nbsp;</td><td>&nbsp;</td>
    <td style="text-align: left">&nbsp;</td><td style="text-align: right">-</td><td style="text-align: left">&nbsp;</td><td>&nbsp;</td>
    <td style="text-align: left">&nbsp;</td><td style="text-align: right">-</td><td style="text-align: left">&nbsp;</td><td>&nbsp;</td>
    <td style="text-align: left">&nbsp;</td><td style="text-align: right">8,285</td><td style="text-align: left">&nbsp;</td><td>&nbsp;</td>
    <td style="text-align: left">&nbsp;</td><td style="text-align: right">8,285</td><td style="text-align: left">&nbsp;</td></tr>
<tr style="vertical-align: bottom; background-color: White">
    <td style="text-align: left">Construction loans</td><td>&nbsp;</td>
    <td style="text-align: left">&nbsp;</td><td style="text-align: right">-</td><td style="text-align: left">&nbsp;</td><td>&nbsp;</td>
    <td style="text-align: left">&nbsp;</td><td style="text-align: right">-</td><td style="text-align: left">&nbsp;</td><td>&nbsp;</td>
    <td style="text-align: left">&nbsp;</td><td style="text-align: right">1,000</td><td style="text-align: left">&nbsp;</td><td>&nbsp;</td>
    <td style="text-align: left">&nbsp;</td><td style="text-align: right">1,000</td><td style="text-align: left">&nbsp;</td><td>&nbsp;</td>
    <td style="text-align: left">&nbsp;</td><td style="text-align: right">6,284</td><td style="text-align: left">&nbsp;</td><td>&nbsp;</td>
    <td style="text-align: left">&nbsp;</td><td style="text-align: right">7,284</td><td style="text-align: left">&nbsp;</td></tr>
<tr style="vertical-align: bottom; background-color: rgb(204,238,255)">
    <td style="text-align: left">Small Business Administration</td><td>&nbsp;</td>
    <td style="text-align: left">&nbsp;</td><td style="text-align: right">42</td><td style="text-align: left">&nbsp;</td><td>&nbsp;</td>
    <td style="text-align: left">&nbsp;</td><td style="text-align: right">-</td><td style="text-align: left">&nbsp;</td><td>&nbsp;</td>
    <td style="text-align: left">&nbsp;</td><td style="text-align: right">218</td><td style="text-align: left">&nbsp;</td><td>&nbsp;</td>
    <td style="text-align: left">&nbsp;</td><td style="text-align: right">260</td><td style="text-align: left">&nbsp;</td><td>&nbsp;</td>
    <td style="text-align: left">&nbsp;</td><td style="text-align: right">11,934</td><td style="text-align: left">&nbsp;</td><td>&nbsp;</td>
    <td style="text-align: left">&nbsp;</td><td style="text-align: right">12,194</td><td style="text-align: left">&nbsp;</td></tr>
<tr style="vertical-align: bottom; background-color: White">
    <td style="text-align: left">Taxi medallion</td><td>&nbsp;</td>
    <td style="text-align: left">&nbsp;</td><td style="text-align: right">-</td><td style="text-align: left">&nbsp;</td><td>&nbsp;</td>
    <td style="text-align: left">&nbsp;</td><td style="text-align: right">-</td><td style="text-align: left">&nbsp;</td><td>&nbsp;</td>
    <td style="text-align: left">&nbsp;</td><td style="text-align: right">-</td><td style="text-align: left">&nbsp;</td><td>&nbsp;</td>
    <td style="text-align: left">&nbsp;</td><td style="text-align: right">-</td><td style="text-align: left">&nbsp;</td><td>&nbsp;</td>
    <td style="text-align: left">&nbsp;</td><td style="text-align: right">20,881</td><td style="text-align: left">&nbsp;</td><td>&nbsp;</td>
    <td style="text-align: left">&nbsp;</td><td style="text-align: right">20,881</td><td style="text-align: left">&nbsp;</td></tr>
<tr style="vertical-align: bottom; background-color: rgb(204,238,255)">
    <td style="text-align: left; padding-bottom: 1pt">Commercial business and other</td><td style="padding-bottom: 1pt">&nbsp;</td>
    <td style="border-bottom: Black 1pt solid; text-align: left">&nbsp;</td><td style="border-bottom: Black 1pt solid; text-align: right">-</td><td style="border-bottom: Black 1pt solid; text-align: left">&nbsp;</td><td style="padding-bottom: 1pt; border-bottom: Black 1pt solid">&nbsp;</td>
    <td style="border-bottom: Black 1pt solid; text-align: left">&nbsp;</td><td style="border-bottom: Black 1pt solid; text-align: right">2</td><td style="border-bottom: Black 1pt solid; text-align: left">&nbsp;</td><td style="padding-bottom: 1pt; border-bottom: Black 1pt solid">&nbsp;</td>
    <td style="border-bottom: Black 1pt solid; text-align: left">&nbsp;</td><td style="border-bottom: Black 1pt solid; text-align: right">228</td><td style="border-bottom: Black 1pt solid; text-align: left">&nbsp;</td><td style="padding-bottom: 1pt; border-bottom: Black 1pt solid">&nbsp;</td>
    <td style="border-bottom: Black 1pt solid; text-align: left">&nbsp;</td><td style="border-bottom: Black 1pt solid; text-align: right">230</td><td style="border-bottom: Black 1pt solid; text-align: left">&nbsp;</td><td style="padding-bottom: 1pt; border-bottom: Black 1pt solid">&nbsp;</td>
    <td style="border-bottom: Black 1pt solid; text-align: left">&nbsp;</td><td style="border-bottom: Black 1pt solid; text-align: right">506,392</td><td style="border-bottom: Black 1pt solid; text-align: left">&nbsp;</td><td style="padding-bottom: 1pt; border-bottom: Black 1pt solid">&nbsp;</td>
    <td style="border-bottom: Black 1pt solid; text-align: left">&nbsp;</td><td style="border-bottom: Black 1pt solid; text-align: right">506,622</td><td style="border-bottom: Black 1pt solid; text-align: left">&nbsp;</td></tr>
<tr style="vertical-align: bottom; background-color: White">
    <td style="padding-bottom: 2.25pt; padding-left: 10pt">Total</td><td style="padding-bottom: 2.25pt">&nbsp;</td>
    <td style="border-bottom: Black 2.5pt double; text-align: left">$</td><td style="border-bottom: Black 2.5pt double; text-align: right">25,174</td><td style="border-bottom: Black 2.5pt double; text-align: left">&nbsp;</td><td style="padding-bottom: 2.25pt; border-bottom: Black 2.5pt double">&nbsp;</td>
    <td style="border-bottom: Black 2.5pt double; text-align: left">$</td><td style="border-bottom: Black 2.5pt double; text-align: right">2,371</td><td style="border-bottom: Black 2.5pt double; text-align: left">&nbsp;</td><td style="padding-bottom: 2.25pt; border-bottom: Black 2.5pt double">&nbsp;</td>
    <td style="border-bottom: Black 2.5pt double; text-align: left">$</td><td style="border-bottom: Black 2.5pt double; text-align: right">25,517</td><td style="border-bottom: Black 2.5pt double; text-align: left">&nbsp;</td><td style="padding-bottom: 2.25pt; border-bottom: Black 2.5pt double">&nbsp;</td>
    <td style="border-bottom: Black 2.5pt double; text-align: left">$</td><td style="border-bottom: Black 2.5pt double; text-align: right">53,062</td><td style="border-bottom: Black 2.5pt double; text-align: left">&nbsp;</td><td style="padding-bottom: 2.25pt; border-bottom: Black 2.5pt double">&nbsp;</td>
    <td style="border-bottom: Black 2.5pt double; text-align: left">$</td><td style="border-bottom: Black 2.5pt double; text-align: right">4,319,549</td><td style="border-bottom: Black 2.5pt double; text-align: left">&nbsp;</td><td style="padding-bottom: 2.25pt; border-bottom: Black 2.5pt double">&nbsp;</td>
    <td style="border-bottom: Black 2.5pt double; text-align: left">$</td><td style="border-bottom: Black 2.5pt double; text-align: right">4,372,611</td><td style="border-bottom: Black 2.5pt double; text-align: left">&nbsp;</td></tr>
</table></div>

<p style="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 0in">&nbsp;</p>

<p style="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 0in">The following table shows
an age analysis of our recorded investment in loans at December 31, 2014:</p>

<p style="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 0in">&nbsp;</p>

<p style="color: Red; font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: center; text-indent: 0in"></p>

<div data-td-taggable-table=""><table cellpadding="0" cellspacing="0" style="border-collapse: collapse; width: 100%; font: 10pt Times New Roman, Times, Serif">
<tr style="vertical-align: bottom">
    <td style="font-style: italic; border-bottom: Black 1pt solid">(in thousands)</td><td style="padding-bottom: 1pt; border-bottom: Black 1pt solid">&nbsp;</td>
    <td colspan="3" style="text-align: center; border-bottom: Black 1pt solid">30 - 59 Days<br>
Past Due</td><td style="padding-bottom: 1pt; border-bottom: Black 1pt solid">&nbsp;</td>
    <td colspan="3" style="text-align: center; border-bottom: Black 1pt solid">60 - 89 Days<br>
Past Due</td><td style="padding-bottom: 1pt; border-bottom: Black 1pt solid">&nbsp;</td>
    <td colspan="3" style="text-align: center; border-bottom: Black 1pt solid">Greater <br>
than<br>
90 Days</td><td style="padding-bottom: 1pt; border-bottom: Black 1pt solid">&nbsp;</td>
    <td colspan="3" style="text-align: center; border-bottom: Black 1pt solid">Total Past<br>
Due</td><td style="padding-bottom: 1pt; border-bottom: Black 1pt solid">&nbsp;</td>
    <td colspan="3" style="text-align: center; border-bottom: Black 1pt solid">Current</td><td style="padding-bottom: 1pt; border-bottom: Black 1pt solid">&nbsp;</td>
    <td colspan="3" style="text-align: center; border-bottom: Black 1pt solid">Total Loans</td></tr>
<tr style="vertical-align: bottom">
    <td>&nbsp;</td><td style="font-style: italic">&nbsp;</td>
    <td colspan="15" style="font-style: italic; text-align: center">&nbsp;</td><td>&nbsp;</td>
    <td colspan="3">&nbsp;</td><td>&nbsp;</td>
    <td colspan="3">&nbsp;</td></tr>
<tr style="vertical-align: bottom">
    <td style="font-weight: bold">&nbsp;</td><td>&nbsp;</td>
    <td colspan="3" style="text-align: center">&nbsp;</td><td>&nbsp;</td>
    <td colspan="3" style="text-align: center">&nbsp;</td><td>&nbsp;</td>
    <td colspan="3">&nbsp;</td><td>&nbsp;</td>
    <td colspan="3">&nbsp;</td><td>&nbsp;</td>
    <td colspan="3">&nbsp;</td><td>&nbsp;</td>
    <td colspan="3">&nbsp;</td></tr>
<tr style="vertical-align: bottom; background-color: rgb(204,238,255)">
    <td style="width: 40%; text-align: left">Multi-family residential</td><td style="width: 1%">&nbsp;</td>
    <td style="width: 1%; text-align: left">$</td><td style="width: 7%; text-align: right">7,721</td><td style="width: 1%; text-align: left">&nbsp;</td><td style="width: 1%">&nbsp;</td>
    <td style="width: 1%; text-align: left">$</td><td style="width: 7%; text-align: right">1,729</td><td style="width: 1%; text-align: left">&nbsp;</td><td style="width: 1%">&nbsp;</td>
    <td style="width: 1%; text-align: left">$</td><td style="width: 7%; text-align: right">7,554</td><td style="width: 1%; text-align: left">&nbsp;</td><td style="width: 1%">&nbsp;</td>
    <td style="width: 1%; text-align: left">$</td><td style="width: 7%; text-align: right">17,004</td><td style="width: 1%; text-align: left">&nbsp;</td><td style="width: 1%">&nbsp;</td>
    <td style="width: 1%; text-align: left">$</td><td style="width: 7%; text-align: right">1,906,456</td><td style="width: 1%; text-align: left">&nbsp;</td><td style="width: 1%">&nbsp;</td>
    <td style="width: 1%; text-align: left">$</td><td style="width: 7%; text-align: right">1,923,460</td><td style="width: 1%; text-align: left">&nbsp;</td></tr>
<tr style="vertical-align: bottom; background-color: White">
    <td style="text-align: left">Commercial real estate</td><td>&nbsp;</td>
    <td style="text-align: left">&nbsp;</td><td style="text-align: right">1,612</td><td style="text-align: left">&nbsp;</td><td>&nbsp;</td>
    <td style="text-align: left">&nbsp;</td><td style="text-align: right">1,903</td><td style="text-align: left">&nbsp;</td><td>&nbsp;</td>
    <td style="text-align: left">&nbsp;</td><td style="text-align: right">6,510</td><td style="text-align: left">&nbsp;</td><td>&nbsp;</td>
    <td style="text-align: left">&nbsp;</td><td style="text-align: right">10,025</td><td style="text-align: left">&nbsp;</td><td>&nbsp;</td>
    <td style="text-align: left">&nbsp;</td><td style="text-align: right">611,544</td><td style="text-align: left">&nbsp;</td><td>&nbsp;</td>
    <td style="text-align: left">&nbsp;</td><td style="text-align: right">621,569</td><td style="text-align: left">&nbsp;</td></tr>
<tr style="vertical-align: bottom; background-color: rgb(204,238,255)">
    <td style="text-align: left">One-to-four family - mixed-use property</td><td>&nbsp;</td>
    <td style="text-align: left">&nbsp;</td><td style="text-align: right">10,408</td><td style="text-align: left">&nbsp;</td><td>&nbsp;</td>
    <td style="text-align: left">&nbsp;</td><td style="text-align: right">1,154</td><td style="text-align: left">&nbsp;</td><td>&nbsp;</td>
    <td style="text-align: left">&nbsp;</td><td style="text-align: right">7,341</td><td style="text-align: left">&nbsp;</td><td>&nbsp;</td>
    <td style="text-align: left">&nbsp;</td><td style="text-align: right">18,903</td><td style="text-align: left">&nbsp;</td><td>&nbsp;</td>
    <td style="text-align: left">&nbsp;</td><td style="text-align: right">554,876</td><td style="text-align: left">&nbsp;</td><td>&nbsp;</td>
    <td style="text-align: left">&nbsp;</td><td style="text-align: right">573,779</td><td style="text-align: left">&nbsp;</td></tr>
<tr style="vertical-align: bottom; background-color: White">
    <td style="text-align: left">One-to-four family - residential</td><td>&nbsp;</td>
    <td style="text-align: left">&nbsp;</td><td style="text-align: right">1,751</td><td style="text-align: left">&nbsp;</td><td>&nbsp;</td>
    <td style="text-align: left">&nbsp;</td><td style="text-align: right">2,244</td><td style="text-align: left">&nbsp;</td><td>&nbsp;</td>
    <td style="text-align: left">&nbsp;</td><td style="text-align: right">11,051</td><td style="text-align: left">&nbsp;</td><td>&nbsp;</td>
    <td style="text-align: left">&nbsp;</td><td style="text-align: right">15,046</td><td style="text-align: left">&nbsp;</td><td>&nbsp;</td>
    <td style="text-align: left">&nbsp;</td><td style="text-align: right">172,526</td><td style="text-align: left">&nbsp;</td><td>&nbsp;</td>
    <td style="text-align: left">&nbsp;</td><td style="text-align: right">187,572</td><td style="text-align: left">&nbsp;</td></tr>
<tr style="vertical-align: bottom; background-color: rgb(204,238,255)">
    <td style="text-align: left">Co-operative apartments</td><td>&nbsp;</td>
    <td style="text-align: left">&nbsp;</td><td style="text-align: right">-</td><td style="text-align: left">&nbsp;</td><td>&nbsp;</td>
    <td style="text-align: left">&nbsp;</td><td style="text-align: right">-</td><td style="text-align: left">&nbsp;</td><td>&nbsp;</td>
    <td style="text-align: left">&nbsp;</td><td style="text-align: right">-</td><td style="text-align: left">&nbsp;</td><td>&nbsp;</td>
    <td style="text-align: left">&nbsp;</td><td style="text-align: right">-</td><td style="text-align: left">&nbsp;</td><td>&nbsp;</td>
    <td style="text-align: left">&nbsp;</td><td style="text-align: right">9,835</td><td style="text-align: left">&nbsp;</td><td>&nbsp;</td>
    <td style="text-align: left">&nbsp;</td><td style="text-align: right">9,835</td><td style="text-align: left">&nbsp;</td></tr>
<tr style="vertical-align: bottom; background-color: White">
    <td style="text-align: left">Construction loans</td><td>&nbsp;</td>
    <td style="text-align: left">&nbsp;</td><td style="text-align: right">3,000</td><td style="text-align: left">&nbsp;</td><td>&nbsp;</td>
    <td style="text-align: left">&nbsp;</td><td style="text-align: right">-</td><td style="text-align: left">&nbsp;</td><td>&nbsp;</td>
    <td style="text-align: left">&nbsp;</td><td style="text-align: right">-</td><td style="text-align: left">&nbsp;</td><td>&nbsp;</td>
    <td style="text-align: left">&nbsp;</td><td style="text-align: right">3,000</td><td style="text-align: left">&nbsp;</td><td>&nbsp;</td>
    <td style="text-align: left">&nbsp;</td><td style="text-align: right">2,286</td><td style="text-align: left">&nbsp;</td><td>&nbsp;</td>
    <td style="text-align: left">&nbsp;</td><td style="text-align: right">5,286</td><td style="text-align: left">&nbsp;</td></tr>
<tr style="vertical-align: bottom; background-color: rgb(204,238,255)">
    <td style="text-align: left">Small Business Administration</td><td>&nbsp;</td>
    <td style="text-align: left">&nbsp;</td><td style="text-align: right">90</td><td style="text-align: left">&nbsp;</td><td>&nbsp;</td>
    <td style="text-align: left">&nbsp;</td><td style="text-align: right">-</td><td style="text-align: left">&nbsp;</td><td>&nbsp;</td>
    <td style="text-align: left">&nbsp;</td><td style="text-align: right">-</td><td style="text-align: left">&nbsp;</td><td>&nbsp;</td>
    <td style="text-align: left">&nbsp;</td><td style="text-align: right">90</td><td style="text-align: left">&nbsp;</td><td>&nbsp;</td>
    <td style="text-align: left">&nbsp;</td><td style="text-align: right">7,044</td><td style="text-align: left">&nbsp;</td><td>&nbsp;</td>
    <td style="text-align: left">&nbsp;</td><td style="text-align: right">7,134</td><td style="text-align: left">&nbsp;</td></tr>
<tr style="vertical-align: bottom; background-color: White">
    <td style="text-align: left">Taxi medallion</td><td>&nbsp;</td>
    <td style="text-align: left">&nbsp;</td><td style="text-align: right">-</td><td style="text-align: left">&nbsp;</td><td>&nbsp;</td>
    <td style="text-align: left">&nbsp;</td><td style="text-align: right">-</td><td style="text-align: left">&nbsp;</td><td>&nbsp;</td>
    <td style="text-align: left">&nbsp;</td><td style="text-align: right">-</td><td style="text-align: left">&nbsp;</td><td>&nbsp;</td>
    <td style="text-align: left">&nbsp;</td><td style="text-align: right">-</td><td style="text-align: left">&nbsp;</td><td>&nbsp;</td>
    <td style="text-align: left">&nbsp;</td><td style="text-align: right">22,519</td><td style="text-align: left">&nbsp;</td><td>&nbsp;</td>
    <td style="text-align: left">&nbsp;</td><td style="text-align: right">22,519</td><td style="text-align: left">&nbsp;</td></tr>
<tr style="vertical-align: bottom; background-color: rgb(204,238,255)">
    <td style="text-align: left; padding-bottom: 1pt">Commercial business and other</td><td style="padding-bottom: 1pt">&nbsp;</td>
    <td style="border-bottom: Black 1pt solid; text-align: left">&nbsp;</td><td style="border-bottom: Black 1pt solid; text-align: right">6</td><td style="border-bottom: Black 1pt solid; text-align: left">&nbsp;</td><td style="padding-bottom: 1pt; border-bottom: Black 1pt solid">&nbsp;</td>
    <td style="border-bottom: Black 1pt solid; text-align: left">&nbsp;</td><td style="border-bottom: Black 1pt solid; text-align: right">1,585</td><td style="border-bottom: Black 1pt solid; text-align: left">&nbsp;</td><td style="padding-bottom: 1pt; border-bottom: Black 1pt solid">&nbsp;</td>
    <td style="border-bottom: Black 1pt solid; text-align: left">&nbsp;</td><td style="border-bottom: Black 1pt solid; text-align: right">740</td><td style="border-bottom: Black 1pt solid; text-align: left">&nbsp;</td><td style="padding-bottom: 1pt; border-bottom: Black 1pt solid">&nbsp;</td>
    <td style="border-bottom: Black 1pt solid; text-align: left">&nbsp;</td><td style="border-bottom: Black 1pt solid; text-align: right">2,331</td><td style="border-bottom: Black 1pt solid; text-align: left">&nbsp;</td><td style="padding-bottom: 1pt; border-bottom: Black 1pt solid">&nbsp;</td>
    <td style="border-bottom: Black 1pt solid; text-align: left">&nbsp;</td><td style="border-bottom: Black 1pt solid; text-align: right">445,169</td><td style="border-bottom: Black 1pt solid; text-align: left">&nbsp;</td><td style="padding-bottom: 1pt; border-bottom: Black 1pt solid">&nbsp;</td>
    <td style="border-bottom: Black 1pt solid; text-align: left">&nbsp;</td><td style="border-bottom: Black 1pt solid; text-align: right">447,500</td><td style="border-bottom: Black 1pt solid; text-align: left">&nbsp;</td></tr>
<tr style="vertical-align: bottom; background-color: White">
    <td style="padding-bottom: 2.25pt; padding-left: 10pt">Total</td><td style="padding-bottom: 2.25pt">&nbsp;</td>
    <td style="border-bottom: Black 2.5pt double; text-align: left">$</td><td style="border-bottom: Black 2.5pt double; text-align: right">24,588</td><td style="border-bottom: Black 2.5pt double; text-align: left">&nbsp;</td><td style="padding-bottom: 2.25pt; border-bottom: Black 2.5pt double">&nbsp;</td>
    <td style="border-bottom: Black 2.5pt double; text-align: left">$</td><td style="border-bottom: Black 2.5pt double; text-align: right">8,615</td><td style="border-bottom: Black 2.5pt double; text-align: left">&nbsp;</td><td style="padding-bottom: 2.25pt; border-bottom: Black 2.5pt double">&nbsp;</td>
    <td style="border-bottom: Black 2.5pt double; text-align: left">$</td><td style="border-bottom: Black 2.5pt double; text-align: right">33,196</td><td style="border-bottom: Black 2.5pt double; text-align: left">&nbsp;</td><td style="padding-bottom: 2.25pt; border-bottom: Black 2.5pt double">&nbsp;</td>
    <td style="border-bottom: Black 2.5pt double; text-align: left">$</td><td style="border-bottom: Black 2.5pt double; text-align: right">66,399</td><td style="border-bottom: Black 2.5pt double; text-align: left">&nbsp;</td><td style="padding-bottom: 2.25pt; border-bottom: Black 2.5pt double">&nbsp;</td>
    <td style="border-bottom: Black 2.5pt double; text-align: left">$</td><td style="border-bottom: Black 2.5pt double; text-align: right">3,732,255</td><td style="border-bottom: Black 2.5pt double; text-align: left">&nbsp;</td><td style="padding-bottom: 2.25pt; border-bottom: Black 2.5pt double">&nbsp;</td>
    <td style="border-bottom: Black 2.5pt double; text-align: left">$</td><td style="border-bottom: Black 2.5pt double; text-align: right">3,798,654</td><td style="border-bottom: Black 2.5pt double; text-align: left">&nbsp;</td></tr>
</table></div>

<p style="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 0in">&nbsp;</p>

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<p style="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 0in">The following table shows
the activity in the allowance for loan losses for the year ended December 31, 2015:</p>

<p style="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: center; text-indent: 0in">&nbsp;</p>

<p style="color: Red; font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: center; text-indent: 0in"></p>

<div data-td-taggable-table=""><table cellpadding="0" cellspacing="0" style="border-collapse: collapse; width: 100%; font: 10pt Times New Roman, Times, Serif">
<tr style="vertical-align: bottom">
    <td nowrap style="text-align: left; border-bottom: Black 1pt solid">(in thousands)</td><td nowrap style="padding-bottom: 1pt; border-bottom: Black 1pt solid">&nbsp;</td>
    <td colspan="3" nowrap style="text-align: center; border-bottom: Black 1pt solid">Multi-family <br>
residential</td><td nowrap style="padding-bottom: 1pt; border-bottom: Black 1pt solid">&nbsp;</td>
    <td colspan="3" nowrap style="text-align: center; border-bottom: Black 1pt solid">Commercial <br>
real estate</td><td nowrap style="padding-bottom: 1pt; border-bottom: Black 1pt solid">&nbsp;</td>
    <td colspan="3" nowrap style="text-align: center; border-bottom: Black 1pt solid">One-to-four <br>
family - <br>
mixed-use <br>
property</td><td nowrap style="padding-bottom: 1pt; border-bottom: Black 1pt solid">&nbsp;</td>
    <td colspan="3" nowrap style="text-align: center; border-bottom: Black 1pt solid">One-to-four <br>
family - <br>
residential</td><td nowrap style="padding-bottom: 1pt; border-bottom: Black 1pt solid">&nbsp;</td>
    <td colspan="3" nowrap style="text-align: center; border-bottom: Black 1pt solid">Co-operative <br>
apartments</td><td nowrap style="padding-bottom: 1pt; border-bottom: Black 1pt solid">&nbsp;</td>
    <td colspan="3" nowrap style="text-align: center; border-bottom: Black 1pt solid">Construction <br>
loans</td><td nowrap style="padding-bottom: 1pt; border-bottom: Black 1pt solid">&nbsp;</td>
    <td colspan="3" nowrap style="text-align: center; border-bottom: Black 1pt solid">Small Business <br>
Administration</td><td nowrap style="padding-bottom: 1pt; border-bottom: Black 1pt solid">&nbsp;</td>
    <td colspan="3" nowrap style="text-align: center; border-bottom: Black 1pt solid">Taxi <br>
medallion</td><td nowrap style="padding-bottom: 1pt; border-bottom: Black 1pt solid">&nbsp;</td>
    <td colspan="3" nowrap style="text-align: center; border-bottom: Black 1pt solid">Commercial <br>
business and <br>
other</td><td nowrap style="padding-bottom: 1pt; border-bottom: Black 1pt solid">&nbsp;</td>
    <td colspan="3" nowrap style="text-align: center; border-bottom: Black 1pt solid">Total</td></tr>
<tr style="vertical-align: bottom">
    <td>&nbsp;</td><td>&nbsp;</td>
    <td colspan="3" style="text-align: right">&nbsp;</td><td>&nbsp;</td>
    <td colspan="3" style="text-align: right">&nbsp;</td><td>&nbsp;</td>
    <td colspan="3" style="text-align: right">&nbsp;</td><td>&nbsp;</td>
    <td colspan="3" style="text-align: right">&nbsp;</td><td>&nbsp;</td>
    <td colspan="3" style="text-align: right">&nbsp;</td><td>&nbsp;</td>
    <td colspan="3" style="text-align: right">&nbsp;</td><td>&nbsp;</td>
    <td colspan="3" style="text-align: right">&nbsp;</td><td>&nbsp;</td>
    <td colspan="3" style="text-align: right">&nbsp;</td><td>&nbsp;</td>
    <td colspan="3" style="text-align: right">&nbsp;</td><td>&nbsp;</td>
    <td colspan="3">&nbsp;</td></tr>
<tr style="vertical-align: bottom; background-color: rgb(204,238,255)">
    <td style="font-weight: bold; text-align: left">Allowance for credit losses:</td><td>&nbsp;</td>
    <td style="text-align: left">&nbsp;</td><td style="text-align: right">&nbsp;</td><td style="text-align: left">&nbsp;</td><td>&nbsp;</td>
    <td style="text-align: left">&nbsp;</td><td style="text-align: right">&nbsp;</td><td style="text-align: left">&nbsp;</td><td>&nbsp;</td>
    <td style="text-align: left">&nbsp;</td><td style="text-align: right">&nbsp;</td><td style="text-align: left">&nbsp;</td><td>&nbsp;</td>
    <td style="text-align: left">&nbsp;</td><td style="text-align: right">&nbsp;</td><td style="text-align: left">&nbsp;</td><td>&nbsp;</td>
    <td style="text-align: left">&nbsp;</td><td style="text-align: right">&nbsp;</td><td style="text-align: left">&nbsp;</td><td>&nbsp;</td>
    <td style="text-align: left">&nbsp;</td><td style="text-align: right">&nbsp;</td><td style="text-align: left">&nbsp;</td><td>&nbsp;</td>
    <td style="text-align: left">&nbsp;</td><td style="text-align: right">&nbsp;</td><td style="text-align: left">&nbsp;</td><td>&nbsp;</td>
    <td style="text-align: left">&nbsp;</td><td style="text-align: right">&nbsp;</td><td style="text-align: left">&nbsp;</td><td>&nbsp;</td>
    <td style="text-align: left">&nbsp;</td><td style="text-align: right">&nbsp;</td><td style="text-align: left">&nbsp;</td><td>&nbsp;</td>
    <td style="text-align: left">&nbsp;</td><td style="text-align: right">&nbsp;</td><td style="text-align: left">&nbsp;</td></tr>
<tr style="vertical-align: bottom; background-color: White">
    <td style="width: 20%; text-align: left">Beginning balance</td><td style="width: 1%">&nbsp;</td>
    <td style="width: 1%; text-align: left">$</td><td style="width: 5%; text-align: right">8,827</td><td style="width: 1%; text-align: left">&nbsp;</td><td style="width: 1%">&nbsp;</td>
    <td style="width: 1%; text-align: left">$</td><td style="width: 5%; text-align: right">4,202</td><td style="width: 1%; text-align: left">&nbsp;</td><td style="width: 1%">&nbsp;</td>
    <td style="width: 1%; text-align: left">$</td><td style="width: 5%; text-align: right">5,840</td><td style="width: 1%; text-align: left">&nbsp;</td><td style="width: 1%">&nbsp;</td>
    <td style="width: 1%; text-align: left">$</td><td style="width: 5%; text-align: right">1,690</td><td style="width: 1%; text-align: left">&nbsp;</td><td style="width: 1%">&nbsp;</td>
    <td style="width: 1%; text-align: left">$</td><td style="width: 5%; text-align: right">-</td><td style="width: 1%; text-align: left">&nbsp;</td><td style="width: 1%">&nbsp;</td>
    <td style="width: 1%; text-align: left">$</td><td style="width: 5%; text-align: right">42</td><td style="width: 1%; text-align: left">&nbsp;</td><td style="width: 1%">&nbsp;</td>
    <td style="width: 1%; text-align: left">$</td><td style="width: 5%; text-align: right">279</td><td style="width: 1%; text-align: left">&nbsp;</td><td style="width: 1%">&nbsp;</td>
    <td style="width: 1%; text-align: left">$</td><td style="width: 5%; text-align: right">11</td><td style="width: 1%; text-align: left">&nbsp;</td><td style="width: 1%">&nbsp;</td>
    <td style="width: 1%; text-align: left">$</td><td style="width: 5%; text-align: right">4,205</td><td style="width: 1%; text-align: left">&nbsp;</td><td style="width: 1%">&nbsp;</td>
    <td style="width: 1%; text-align: left">$</td><td style="width: 5%; text-align: right">25,096</td><td style="width: 1%; text-align: left">&nbsp;</td></tr>
<tr style="vertical-align: bottom; background-color: rgb(204,238,255)">
    <td style="text-align: left; padding-left: 10pt">Charge-off's</td><td>&nbsp;</td>
    <td style="text-align: left">&nbsp;</td><td style="text-align: right">(474</td><td style="text-align: left">)</td><td>&nbsp;</td>
    <td style="text-align: left">&nbsp;</td><td style="text-align: right">(32</td><td style="text-align: left">)</td><td>&nbsp;</td>
    <td style="text-align: left">&nbsp;</td><td style="text-align: right">(592</td><td style="text-align: left">)</td><td>&nbsp;</td>
    <td style="text-align: left">&nbsp;</td><td style="text-align: right">(342</td><td style="text-align: left">)</td><td>&nbsp;</td>
    <td style="text-align: left">&nbsp;</td><td style="text-align: right">-</td><td style="text-align: left">&nbsp;</td><td>&nbsp;</td>
    <td style="text-align: left">&nbsp;</td><td style="text-align: right">-</td><td style="text-align: left">&nbsp;</td><td>&nbsp;</td>
    <td style="text-align: left">&nbsp;</td><td style="text-align: right">(34</td><td style="text-align: left">)</td><td>&nbsp;</td>
    <td style="text-align: left">&nbsp;</td><td style="text-align: right">-</td><td style="text-align: left">&nbsp;</td><td>&nbsp;</td>
    <td style="text-align: left">&nbsp;</td><td style="text-align: right">(2,371</td><td style="text-align: left">)</td><td>&nbsp;</td>
    <td style="text-align: left">&nbsp;</td><td style="text-align: right">(3,845</td><td style="text-align: left">)</td></tr>
<tr style="vertical-align: bottom; background-color: White">
    <td style="text-align: left; padding-left: 10pt">Recoveries</td><td>&nbsp;</td>
    <td style="text-align: left">&nbsp;</td><td style="text-align: right">269</td><td style="text-align: left">&nbsp;</td><td>&nbsp;</td>
    <td style="text-align: left">&nbsp;</td><td style="text-align: right">168</td><td style="text-align: left">&nbsp;</td><td>&nbsp;</td>
    <td style="text-align: left">&nbsp;</td><td style="text-align: right">76</td><td style="text-align: left">&nbsp;</td><td>&nbsp;</td>
    <td style="text-align: left">&nbsp;</td><td style="text-align: right">375</td><td style="text-align: left">&nbsp;</td><td>&nbsp;</td>
    <td style="text-align: left">&nbsp;</td><td style="text-align: right">-</td><td style="text-align: left">&nbsp;</td><td>&nbsp;</td>
    <td style="text-align: left">&nbsp;</td><td style="text-align: right">-</td><td style="text-align: left">&nbsp;</td><td>&nbsp;</td>
    <td style="text-align: left">&nbsp;</td><td style="text-align: right">40</td><td style="text-align: left">&nbsp;</td><td>&nbsp;</td>
    <td style="text-align: left">&nbsp;</td><td style="text-align: right">-</td><td style="text-align: left">&nbsp;</td><td>&nbsp;</td>
    <td style="text-align: left">&nbsp;</td><td style="text-align: right">312</td><td style="text-align: left">&nbsp;</td><td>&nbsp;</td>
    <td style="text-align: left">&nbsp;</td><td style="text-align: right">1,240</td><td style="text-align: left">&nbsp;</td></tr>
<tr style="vertical-align: bottom; background-color: rgb(204,238,255)">
    <td style="text-align: left; padding-bottom: 1pt; padding-left: 10pt">Provision (benefit)</td><td>&nbsp;</td>
    <td style="border-bottom: Black 1pt solid; text-align: left">&nbsp;</td><td style="border-bottom: Black 1pt solid; text-align: right">(1,904</td><td style="border-bottom: Black 1pt solid; text-align: left">)</td><td style="padding-bottom: 1pt; border-bottom: Black 1pt solid">&nbsp;</td>
    <td style="border-bottom: Black 1pt solid; text-align: left">&nbsp;</td><td style="border-bottom: Black 1pt solid; text-align: right">(99</td><td style="border-bottom: Black 1pt solid; text-align: left">)</td><td style="padding-bottom: 1pt; border-bottom: Black 1pt solid">&nbsp;</td>
    <td style="border-bottom: Black 1pt solid; text-align: left">&nbsp;</td><td style="border-bottom: Black 1pt solid; text-align: right">(1,097</td><td style="border-bottom: Black 1pt solid; text-align: left">)</td><td style="padding-bottom: 1pt; border-bottom: Black 1pt solid">&nbsp;</td>
    <td style="border-bottom: Black 1pt solid; text-align: left">&nbsp;</td><td style="border-bottom: Black 1pt solid; text-align: right">(496</td><td style="border-bottom: Black 1pt solid; text-align: left">)</td><td style="padding-bottom: 1pt; border-bottom: Black 1pt solid">&nbsp;</td>
    <td style="border-bottom: Black 1pt solid; text-align: left">&nbsp;</td><td style="border-bottom: Black 1pt solid; text-align: right">-</td><td style="border-bottom: Black 1pt solid; text-align: left">&nbsp;</td><td style="padding-bottom: 1pt; border-bottom: Black 1pt solid">&nbsp;</td>
    <td style="border-bottom: Black 1pt solid; text-align: left">&nbsp;</td><td style="border-bottom: Black 1pt solid; text-align: right">8</td><td style="border-bottom: Black 1pt solid; text-align: left">&nbsp;</td><td style="padding-bottom: 1pt; border-bottom: Black 1pt solid">&nbsp;</td>
    <td style="border-bottom: Black 1pt solid; text-align: left">&nbsp;</td><td style="border-bottom: Black 1pt solid; text-align: right">(23</td><td style="border-bottom: Black 1pt solid; text-align: left">)</td><td style="padding-bottom: 1pt; border-bottom: Black 1pt solid">&nbsp;</td>
    <td style="border-bottom: Black 1pt solid; text-align: left">&nbsp;</td><td style="border-bottom: Black 1pt solid; text-align: right">332</td><td style="border-bottom: Black 1pt solid; text-align: left">&nbsp;</td><td style="padding-bottom: 1pt; border-bottom: Black 1pt solid">&nbsp;</td>
    <td style="border-bottom: Black 1pt solid; text-align: left">&nbsp;</td><td style="border-bottom: Black 1pt solid; text-align: right">2,323</td><td style="border-bottom: Black 1pt solid; text-align: left">&nbsp;</td><td style="padding-bottom: 1pt; border-bottom: Black 1pt solid">&nbsp;</td>
    <td style="border-bottom: Black 1pt solid; text-align: left">&nbsp;</td><td style="border-bottom: Black 1pt solid; text-align: right">(956</td><td style="border-bottom: Black 1pt solid; text-align: left">)</td></tr>
<tr style="vertical-align: bottom; background-color: White">
    <td style="text-align: left; padding-bottom: 2.25pt">Ending balance</td><td>&nbsp;</td>
    <td style="border-bottom: Black 2.5pt double; text-align: left">$</td><td style="border-bottom: Black 2.5pt double; text-align: right">6,718</td><td style="border-bottom: Black 2.5pt double; text-align: left">&nbsp;</td><td style="padding-bottom: 2.25pt; border-bottom: Black 2.5pt double">&nbsp;</td>
    <td style="border-bottom: Black 2.5pt double; text-align: left">$</td><td style="border-bottom: Black 2.5pt double; text-align: right">4,239</td><td style="border-bottom: Black 2.5pt double; text-align: left">&nbsp;</td><td style="padding-bottom: 2.25pt; border-bottom: Black 2.5pt double">&nbsp;</td>
    <td style="border-bottom: Black 2.5pt double; text-align: left">$</td><td style="border-bottom: Black 2.5pt double; text-align: right">4,227</td><td style="border-bottom: Black 2.5pt double; text-align: left">&nbsp;</td><td style="padding-bottom: 2.25pt; border-bottom: Black 2.5pt double">&nbsp;</td>
    <td style="border-bottom: Black 2.5pt double; text-align: left">$</td><td style="border-bottom: Black 2.5pt double; text-align: right">1,227</td><td style="border-bottom: Black 2.5pt double; text-align: left">&nbsp;</td><td style="padding-bottom: 2.25pt; border-bottom: Black 2.5pt double">&nbsp;</td>
    <td style="border-bottom: Black 2.5pt double; text-align: left">$</td><td style="border-bottom: Black 2.5pt double; text-align: right">-</td><td style="border-bottom: Black 2.5pt double; text-align: left">&nbsp;</td><td style="padding-bottom: 2.25pt; border-bottom: Black 2.5pt double">&nbsp;</td>
    <td style="border-bottom: Black 2.5pt double; text-align: left">$</td><td style="border-bottom: Black 2.5pt double; text-align: right">50</td><td style="border-bottom: Black 2.5pt double; text-align: left">&nbsp;</td><td style="padding-bottom: 2.25pt; border-bottom: Black 2.5pt double">&nbsp;</td>
    <td style="border-bottom: Black 2.5pt double; text-align: left">$</td><td style="border-bottom: Black 2.5pt double; text-align: right">262</td><td style="border-bottom: Black 2.5pt double; text-align: left">&nbsp;</td><td style="padding-bottom: 2.25pt; border-bottom: Black 2.5pt double">&nbsp;</td>
    <td style="border-bottom: Black 2.5pt double; text-align: left">$</td><td style="border-bottom: Black 2.5pt double; text-align: right">343</td><td style="border-bottom: Black 2.5pt double; text-align: left">&nbsp;</td><td style="padding-bottom: 2.25pt; border-bottom: Black 2.5pt double">&nbsp;</td>
    <td style="border-bottom: Black 2.5pt double; text-align: left">$</td><td style="border-bottom: Black 2.5pt double; text-align: right">4,469</td><td style="border-bottom: Black 2.5pt double; text-align: left">&nbsp;</td><td style="padding-bottom: 2.25pt; border-bottom: Black 2.5pt double">&nbsp;</td>
    <td style="border-bottom: Black 2.5pt double; text-align: left">$</td><td style="border-bottom: Black 2.5pt double; text-align: right">21,535</td><td style="border-bottom: Black 2.5pt double; text-align: left">&nbsp;</td></tr>
<tr style="vertical-align: bottom; background-color: rgb(204,238,255)">
    <td nowrap style="text-align: left; padding-bottom: 2.25pt">Ending balance: individually evaluated for impairment</td><td>&nbsp;</td>
    <td style="border-bottom: Black 2.5pt double; text-align: left">$</td><td style="border-bottom: Black 2.5pt double; text-align: right">252</td><td style="border-bottom: Black 2.5pt double; text-align: left">&nbsp;</td><td style="padding-bottom: 2.25pt; border-bottom: Black 2.5pt double">&nbsp;</td>
    <td style="border-bottom: Black 2.5pt double; text-align: left">$</td><td style="border-bottom: Black 2.5pt double; text-align: right">180</td><td style="border-bottom: Black 2.5pt double; text-align: left">&nbsp;</td><td style="padding-bottom: 2.25pt; border-bottom: Black 2.5pt double">&nbsp;</td>
    <td style="border-bottom: Black 2.5pt double; text-align: left">$</td><td style="border-bottom: Black 2.5pt double; text-align: right">502</td><td style="border-bottom: Black 2.5pt double; text-align: left">&nbsp;</td><td style="padding-bottom: 2.25pt; border-bottom: Black 2.5pt double">&nbsp;</td>
    <td style="border-bottom: Black 2.5pt double; text-align: left">$</td><td style="border-bottom: Black 2.5pt double; text-align: right">51</td><td style="border-bottom: Black 2.5pt double; text-align: left">&nbsp;</td><td style="padding-bottom: 2.25pt; border-bottom: Black 2.5pt double">&nbsp;</td>
    <td style="border-bottom: Black 2.5pt double; text-align: left">$</td><td style="border-bottom: Black 2.5pt double; text-align: right">-</td><td style="border-bottom: Black 2.5pt double; text-align: left">&nbsp;</td><td style="padding-bottom: 2.25pt; border-bottom: Black 2.5pt double">&nbsp;</td>
    <td style="border-bottom: Black 2.5pt double; text-align: left">$</td><td style="border-bottom: Black 2.5pt double; text-align: right">-</td><td style="border-bottom: Black 2.5pt double; text-align: left">&nbsp;</td><td style="padding-bottom: 2.25pt; border-bottom: Black 2.5pt double">&nbsp;</td>
    <td style="border-bottom: Black 2.5pt double; text-align: left">$</td><td style="border-bottom: Black 2.5pt double; text-align: right">-</td><td style="border-bottom: Black 2.5pt double; text-align: left">&nbsp;</td><td style="padding-bottom: 2.25pt; border-bottom: Black 2.5pt double">&nbsp;</td>
    <td style="border-bottom: Black 2.5pt double; text-align: left">$</td><td style="border-bottom: Black 2.5pt double; text-align: right">333</td><td style="border-bottom: Black 2.5pt double; text-align: left">&nbsp;</td><td style="padding-bottom: 2.25pt; border-bottom: Black 2.5pt double">&nbsp;</td>
    <td style="border-bottom: Black 2.5pt double; text-align: left">$</td><td style="border-bottom: Black 2.5pt double; text-align: right">112</td><td style="border-bottom: Black 2.5pt double; text-align: left">&nbsp;</td><td style="padding-bottom: 2.25pt; border-bottom: Black 2.5pt double">&nbsp;</td>
    <td style="border-bottom: Black 2.5pt double; text-align: left">$</td><td style="border-bottom: Black 2.5pt double; text-align: right">1,430</td><td style="border-bottom: Black 2.5pt double; text-align: left">&nbsp;</td></tr>
<tr style="vertical-align: bottom; background-color: White">
    <td nowrap style="text-align: left; padding-bottom: 2.25pt">Ending balance: collectively evaluated for impairment</td><td>&nbsp;</td>
    <td style="border-bottom: Black 2.5pt double; text-align: left">$</td><td style="border-bottom: Black 2.5pt double; text-align: right">6,466</td><td style="border-bottom: Black 2.5pt double; text-align: left">&nbsp;</td><td style="padding-bottom: 2.25pt; border-bottom: Black 2.5pt double">&nbsp;</td>
    <td style="border-bottom: Black 2.5pt double; text-align: left">$</td><td style="border-bottom: Black 2.5pt double; text-align: right">4,059</td><td style="border-bottom: Black 2.5pt double; text-align: left">&nbsp;</td><td style="padding-bottom: 2.25pt; border-bottom: Black 2.5pt double">&nbsp;</td>
    <td style="border-bottom: Black 2.5pt double; text-align: left">$</td><td style="border-bottom: Black 2.5pt double; text-align: right">3,725</td><td style="border-bottom: Black 2.5pt double; text-align: left">&nbsp;</td><td style="padding-bottom: 2.25pt; border-bottom: Black 2.5pt double">&nbsp;</td>
    <td style="border-bottom: Black 2.5pt double; text-align: left">$</td><td style="border-bottom: Black 2.5pt double; text-align: right">1,176</td><td style="border-bottom: Black 2.5pt double; text-align: left">&nbsp;</td><td style="padding-bottom: 2.25pt; border-bottom: Black 2.5pt double">&nbsp;</td>
    <td style="border-bottom: Black 2.5pt double; text-align: left">$</td><td style="border-bottom: Black 2.5pt double; text-align: right">-</td><td style="border-bottom: Black 2.5pt double; text-align: left">&nbsp;</td><td style="padding-bottom: 2.25pt; border-bottom: Black 2.5pt double">&nbsp;</td>
    <td style="border-bottom: Black 2.5pt double; text-align: left">$</td><td style="border-bottom: Black 2.5pt double; text-align: right">50</td><td style="border-bottom: Black 2.5pt double; text-align: left">&nbsp;</td><td style="padding-bottom: 2.25pt; border-bottom: Black 2.5pt double">&nbsp;</td>
    <td style="border-bottom: Black 2.5pt double; text-align: left">$</td><td style="border-bottom: Black 2.5pt double; text-align: right">262</td><td style="border-bottom: Black 2.5pt double; text-align: left">&nbsp;</td><td style="padding-bottom: 2.25pt; border-bottom: Black 2.5pt double">&nbsp;</td>
    <td style="border-bottom: Black 2.5pt double; text-align: left">$</td><td style="border-bottom: Black 2.5pt double; text-align: right">10</td><td style="border-bottom: Black 2.5pt double; text-align: left">&nbsp;</td><td style="padding-bottom: 2.25pt; border-bottom: Black 2.5pt double">&nbsp;</td>
    <td style="border-bottom: Black 2.5pt double; text-align: left">$</td><td style="border-bottom: Black 2.5pt double; text-align: right">4,357</td><td style="border-bottom: Black 2.5pt double; text-align: left">&nbsp;</td><td style="padding-bottom: 2.25pt; border-bottom: Black 2.5pt double">&nbsp;</td>
    <td style="border-bottom: Black 2.5pt double; text-align: left">$</td><td style="border-bottom: Black 2.5pt double; text-align: right">20,105</td><td style="border-bottom: Black 2.5pt double; text-align: left">&nbsp;</td></tr>
</table></div>


<p style="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</p>

<p style="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 0in">The following table shows
the activity in the allowance for loan losses for the year ended December 31, 2014:</p>

<p style="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 0in">&nbsp;</p>


<div data-td-taggable-table=""><table cellpadding="0" cellspacing="0" style="border-collapse: collapse; width: 100%; font: 10pt Times New Roman, Times, Serif">
<tr style="vertical-align: bottom">
    <td nowrap style="text-align: left; border-bottom: Black 1pt solid">(in thousands)</td><td nowrap style="padding-bottom: 1pt; border-bottom: Black 1pt solid">&nbsp;</td>
    <td colspan="3" nowrap style="text-align: center; border-bottom: Black 1pt solid">Multi-family <br>
residential</td><td nowrap style="padding-bottom: 1pt; border-bottom: Black 1pt solid">&nbsp;</td>
    <td colspan="3" nowrap style="text-align: center; border-bottom: Black 1pt solid">Commercial <br>
real estate</td><td nowrap style="padding-bottom: 1pt; border-bottom: Black 1pt solid">&nbsp;</td>
    <td colspan="3" nowrap style="text-align: center; border-bottom: Black 1pt solid">One-to-four <br>
family - <br>
mixed-use <br>
property</td><td nowrap style="padding-bottom: 1pt; border-bottom: Black 1pt solid">&nbsp;</td>
    <td colspan="3" nowrap style="text-align: center; border-bottom: Black 1pt solid">One-to-four <br>
family - <br>
residential</td><td nowrap style="padding-bottom: 1pt; border-bottom: Black 1pt solid">&nbsp;</td>
    <td colspan="3" nowrap style="text-align: center; border-bottom: Black 1pt solid">Co-operative <br>
apartments</td><td nowrap style="padding-bottom: 1pt; border-bottom: Black 1pt solid">&nbsp;</td>
    <td colspan="3" nowrap style="text-align: center; border-bottom: Black 1pt solid">Construction <br>
loans</td><td nowrap style="padding-bottom: 1pt; border-bottom: Black 1pt solid">&nbsp;</td>
    <td colspan="3" nowrap style="text-align: center; border-bottom: Black 1pt solid">Small Business <br>
Administration</td><td nowrap style="padding-bottom: 1pt; border-bottom: Black 1pt solid">&nbsp;</td>
    <td colspan="3" nowrap style="text-align: center; border-bottom: Black 1pt solid">Taxi <br>
medallion</td><td nowrap style="padding-bottom: 1pt; border-bottom: Black 1pt solid">&nbsp;</td>
    <td colspan="3" nowrap style="text-align: center; border-bottom: Black 1pt solid">Commercial <br>
business and <br>
other</td><td nowrap style="padding-bottom: 1pt; border-bottom: Black 1pt solid">&nbsp;</td>
    <td colspan="3" nowrap style="text-align: center; border-bottom: Black 1pt solid">Total</td></tr>
<tr style="vertical-align: bottom">
    <td>&nbsp;</td><td>&nbsp;</td>
    <td colspan="3" style="text-align: right">&nbsp;</td><td>&nbsp;</td>
    <td colspan="3" style="text-align: right">&nbsp;</td><td>&nbsp;</td>
    <td colspan="3" style="text-align: right">&nbsp;</td><td>&nbsp;</td>
    <td colspan="3" style="text-align: right">&nbsp;</td><td>&nbsp;</td>
    <td colspan="3" style="text-align: right">&nbsp;</td><td>&nbsp;</td>
    <td colspan="3" style="text-align: right">&nbsp;</td><td>&nbsp;</td>
    <td colspan="3" style="text-align: right">&nbsp;</td><td>&nbsp;</td>
    <td colspan="3" style="text-align: right">&nbsp;</td><td>&nbsp;</td>
    <td colspan="3" style="text-align: right">&nbsp;</td><td>&nbsp;</td>
    <td colspan="3">&nbsp;</td></tr>
<tr style="vertical-align: bottom; background-color: rgb(204,238,255)">
    <td style="font-weight: bold; text-align: left">Allowance for credit losses:</td><td>&nbsp;</td>
    <td style="text-align: left">&nbsp;</td><td style="text-align: right">&nbsp;</td><td style="text-align: left">&nbsp;</td><td>&nbsp;</td>
    <td style="text-align: left">&nbsp;</td><td style="text-align: right">&nbsp;</td><td style="text-align: left">&nbsp;</td><td>&nbsp;</td>
    <td style="text-align: left">&nbsp;</td><td style="text-align: right">&nbsp;</td><td style="text-align: left">&nbsp;</td><td>&nbsp;</td>
    <td style="text-align: left">&nbsp;</td><td style="text-align: right">&nbsp;</td><td style="text-align: left">&nbsp;</td><td>&nbsp;</td>
    <td style="text-align: left">&nbsp;</td><td style="text-align: right">&nbsp;</td><td style="text-align: left">&nbsp;</td><td>&nbsp;</td>
    <td style="text-align: left">&nbsp;</td><td style="text-align: right">&nbsp;</td><td style="text-align: left">&nbsp;</td><td>&nbsp;</td>
    <td style="text-align: left">&nbsp;</td><td style="text-align: right">&nbsp;</td><td style="text-align: left">&nbsp;</td><td>&nbsp;</td>
    <td style="text-align: left">&nbsp;</td><td style="text-align: right">&nbsp;</td><td style="text-align: left">&nbsp;</td><td>&nbsp;</td>
    <td style="text-align: left">&nbsp;</td><td style="text-align: right">&nbsp;</td><td style="text-align: left">&nbsp;</td><td>&nbsp;</td>
    <td style="text-align: left">&nbsp;</td><td style="text-align: right">&nbsp;</td><td style="text-align: left">&nbsp;</td></tr>
<tr style="vertical-align: bottom; background-color: White">
    <td style="width: 20%; text-align: left">Beginning balance</td><td style="width: 1%">&nbsp;</td>
    <td style="width: 1%; text-align: left">$</td><td style="width: 5%; text-align: right">12,084</td><td style="width: 1%; text-align: left">&nbsp;</td><td style="width: 1%">&nbsp;</td>
    <td style="width: 1%; text-align: left">$</td><td style="width: 5%; text-align: right">4,959</td><td style="width: 1%; text-align: left">&nbsp;</td><td style="width: 1%">&nbsp;</td>
    <td style="width: 1%; text-align: left">$</td><td style="width: 5%; text-align: right">6,328</td><td style="width: 1%; text-align: left">&nbsp;</td><td style="width: 1%">&nbsp;</td>
    <td style="width: 1%; text-align: left">$</td><td style="width: 5%; text-align: right">2,079</td><td style="width: 1%; text-align: left">&nbsp;</td><td style="width: 1%">&nbsp;</td>
    <td style="width: 1%; text-align: left">$</td><td style="width: 5%; text-align: right">104</td><td style="width: 1%; text-align: left">&nbsp;</td><td style="width: 1%">&nbsp;</td>
    <td style="width: 1%; text-align: left">$</td><td style="width: 5%; text-align: right">444</td><td style="width: 1%; text-align: left">&nbsp;</td><td style="width: 1%">&nbsp;</td>
    <td style="width: 1%; text-align: left">$</td><td style="width: 5%; text-align: right">458</td><td style="width: 1%; text-align: left">&nbsp;</td><td style="width: 1%">&nbsp;</td>
    <td style="width: 1%; text-align: left">$</td><td style="width: 5%; text-align: right">-</td><td style="width: 1%; text-align: left">&nbsp;</td><td style="width: 1%">&nbsp;</td>
    <td style="width: 1%; text-align: left">$</td><td style="width: 5%; text-align: right">5,320</td><td style="width: 1%; text-align: left">&nbsp;</td><td style="width: 1%">&nbsp;</td>
    <td style="width: 1%; text-align: left">$</td><td style="width: 5%; text-align: right">31,776</td><td style="width: 1%; text-align: left">&nbsp;</td></tr>
<tr style="vertical-align: bottom; background-color: rgb(204,238,255)">
    <td style="text-align: left; padding-left: 10pt">Charge-off's</td><td>&nbsp;</td>
    <td style="text-align: left">&nbsp;</td><td style="text-align: right">(1,161</td><td style="text-align: left">)</td><td>&nbsp;</td>
    <td style="text-align: left">&nbsp;</td><td style="text-align: right">(325</td><td style="text-align: left">)</td><td>&nbsp;</td>
    <td style="text-align: left">&nbsp;</td><td style="text-align: right">(423</td><td style="text-align: left">)</td><td>&nbsp;</td>
    <td style="text-align: left">&nbsp;</td><td style="text-align: right">(103</td><td style="text-align: left">)</td><td>&nbsp;</td>
    <td style="text-align: left">&nbsp;</td><td style="text-align: right">-</td><td style="text-align: left">&nbsp;</td><td>&nbsp;</td>
    <td style="text-align: left">&nbsp;</td><td style="text-align: right">-</td><td style="text-align: left">&nbsp;</td><td>&nbsp;</td>
    <td style="text-align: left">&nbsp;</td><td style="text-align: right">(49</td><td style="text-align: left">)</td><td>&nbsp;</td>
    <td style="text-align: left">&nbsp;</td><td style="text-align: right">-</td><td style="text-align: left">&nbsp;</td><td>&nbsp;</td>
    <td style="text-align: left">&nbsp;</td><td style="text-align: right">(381</td><td style="text-align: left">)</td><td>&nbsp;</td>
    <td style="text-align: left">&nbsp;</td><td style="text-align: right">(2,442</td><td style="text-align: left">)</td></tr>
<tr style="vertical-align: bottom; background-color: White">
    <td style="text-align: left; padding-left: 10pt">Recoveries</td><td>&nbsp;</td>
    <td style="text-align: left">&nbsp;</td><td style="text-align: right">150</td><td style="text-align: left">&nbsp;</td><td>&nbsp;</td>
    <td style="text-align: left">&nbsp;</td><td style="text-align: right">481</td><td style="text-align: left">&nbsp;</td><td>&nbsp;</td>
    <td style="text-align: left">&nbsp;</td><td style="text-align: right">608</td><td style="text-align: left">&nbsp;</td><td>&nbsp;</td>
    <td style="text-align: left">&nbsp;</td><td style="text-align: right">269</td><td style="text-align: left">&nbsp;</td><td>&nbsp;</td>
    <td style="text-align: left">&nbsp;</td><td style="text-align: right">7</td><td style="text-align: left">&nbsp;</td><td>&nbsp;</td>
    <td style="text-align: left">&nbsp;</td><td style="text-align: right">-</td><td style="text-align: left">&nbsp;</td><td>&nbsp;</td>
    <td style="text-align: left">&nbsp;</td><td style="text-align: right">92</td><td style="text-align: left">&nbsp;</td><td>&nbsp;</td>
    <td style="text-align: left">&nbsp;</td><td style="text-align: right">-</td><td style="text-align: left">&nbsp;</td><td>&nbsp;</td>
    <td style="text-align: left">&nbsp;</td><td style="text-align: right">176</td><td style="text-align: left">&nbsp;</td><td>&nbsp;</td>
    <td style="text-align: left">&nbsp;</td><td style="text-align: right">1,783</td><td style="text-align: left">&nbsp;</td></tr>
<tr style="vertical-align: bottom; background-color: rgb(204,238,255)">
    <td style="text-align: left; padding-bottom: 1pt; padding-left: 10pt">Provision (benefit)</td><td>&nbsp;</td>
    <td style="border-bottom: Black 1pt solid; text-align: left">&nbsp;</td><td style="border-bottom: Black 1pt solid; text-align: right">(2,246</td><td style="border-bottom: Black 1pt solid; text-align: left">)</td><td style="padding-bottom: 1pt; border-bottom: Black 1pt solid">&nbsp;</td>
    <td style="border-bottom: Black 1pt solid; text-align: left">&nbsp;</td><td style="border-bottom: Black 1pt solid; text-align: right">(913</td><td style="border-bottom: Black 1pt solid; text-align: left">)</td><td style="padding-bottom: 1pt; border-bottom: Black 1pt solid">&nbsp;</td>
    <td style="border-bottom: Black 1pt solid; text-align: left">&nbsp;</td><td style="border-bottom: Black 1pt solid; text-align: right">(673</td><td style="border-bottom: Black 1pt solid; text-align: left">)</td><td style="padding-bottom: 1pt; border-bottom: Black 1pt solid">&nbsp;</td>
    <td style="border-bottom: Black 1pt solid; text-align: left">&nbsp;</td><td style="border-bottom: Black 1pt solid; text-align: right">(555</td><td style="border-bottom: Black 1pt solid; text-align: left">)</td><td style="padding-bottom: 1pt; border-bottom: Black 1pt solid">&nbsp;</td>
    <td style="border-bottom: Black 1pt solid; text-align: left">&nbsp;</td><td style="border-bottom: Black 1pt solid; text-align: right">(111</td><td style="border-bottom: Black 1pt solid; text-align: left">)</td><td style="padding-bottom: 1pt; border-bottom: Black 1pt solid">&nbsp;</td>
    <td style="border-bottom: Black 1pt solid; text-align: left">&nbsp;</td><td style="border-bottom: Black 1pt solid; text-align: right">(402</td><td style="border-bottom: Black 1pt solid; text-align: left">)</td><td style="padding-bottom: 1pt; border-bottom: Black 1pt solid">&nbsp;</td>
    <td style="border-bottom: Black 1pt solid; text-align: left">&nbsp;</td><td style="border-bottom: Black 1pt solid; text-align: right">(222</td><td style="border-bottom: Black 1pt solid; text-align: left">)</td><td style="padding-bottom: 1pt; border-bottom: Black 1pt solid">&nbsp;</td>
    <td style="border-bottom: Black 1pt solid; text-align: left">&nbsp;</td><td style="border-bottom: Black 1pt solid; text-align: right">11</td><td style="border-bottom: Black 1pt solid; text-align: left">&nbsp;</td><td style="padding-bottom: 1pt; border-bottom: Black 1pt solid">&nbsp;</td>
    <td style="border-bottom: Black 1pt solid; text-align: left">&nbsp;</td><td style="border-bottom: Black 1pt solid; text-align: right">(910</td><td style="border-bottom: Black 1pt solid; text-align: left">)</td><td style="padding-bottom: 1pt; border-bottom: Black 1pt solid">&nbsp;</td>
    <td style="border-bottom: Black 1pt solid; text-align: left">&nbsp;</td><td style="border-bottom: Black 1pt solid; text-align: right">(6,021</td><td style="border-bottom: Black 1pt solid; text-align: left">)</td></tr>
<tr style="vertical-align: bottom; background-color: White">
    <td style="text-align: left; padding-bottom: 2.25pt">Ending balance</td><td>&nbsp;</td>
    <td style="border-bottom: Black 2.5pt double; text-align: left">$</td><td style="border-bottom: Black 2.5pt double; text-align: right">8,827</td><td style="border-bottom: Black 2.5pt double; text-align: left">&nbsp;</td><td style="padding-bottom: 2.25pt; border-bottom: Black 2.5pt double">&nbsp;</td>
    <td style="border-bottom: Black 2.5pt double; text-align: left">$</td><td style="border-bottom: Black 2.5pt double; text-align: right">4,202</td><td style="border-bottom: Black 2.5pt double; text-align: left">&nbsp;</td><td style="padding-bottom: 2.25pt; border-bottom: Black 2.5pt double">&nbsp;</td>
    <td style="border-bottom: Black 2.5pt double; text-align: left">$</td><td style="border-bottom: Black 2.5pt double; text-align: right">5,840</td><td style="border-bottom: Black 2.5pt double; text-align: left">&nbsp;</td><td style="padding-bottom: 2.25pt; border-bottom: Black 2.5pt double">&nbsp;</td>
    <td style="border-bottom: Black 2.5pt double; text-align: left">$</td><td style="border-bottom: Black 2.5pt double; text-align: right">1,690</td><td style="border-bottom: Black 2.5pt double; text-align: left">&nbsp;</td><td style="padding-bottom: 2.25pt; border-bottom: Black 2.5pt double">&nbsp;</td>
    <td style="border-bottom: Black 2.5pt double; text-align: left">$</td><td style="border-bottom: Black 2.5pt double; text-align: right">-</td><td style="border-bottom: Black 2.5pt double; text-align: left">&nbsp;</td><td style="padding-bottom: 2.25pt; border-bottom: Black 2.5pt double">&nbsp;</td>
    <td style="border-bottom: Black 2.5pt double; text-align: left">$</td><td style="border-bottom: Black 2.5pt double; text-align: right">42</td><td style="border-bottom: Black 2.5pt double; text-align: left">&nbsp;</td><td style="padding-bottom: 2.25pt; border-bottom: Black 2.5pt double">&nbsp;</td>
    <td style="border-bottom: Black 2.5pt double; text-align: left">$</td><td style="border-bottom: Black 2.5pt double; text-align: right">279</td><td style="border-bottom: Black 2.5pt double; text-align: left">&nbsp;</td><td style="padding-bottom: 2.25pt; border-bottom: Black 2.5pt double">&nbsp;</td>
    <td style="border-bottom: Black 2.5pt double; text-align: left">$</td><td style="border-bottom: Black 2.5pt double; text-align: right">11</td><td style="border-bottom: Black 2.5pt double; text-align: left">&nbsp;</td><td style="padding-bottom: 2.25pt; border-bottom: Black 2.5pt double">&nbsp;</td>
    <td style="border-bottom: Black 2.5pt double; text-align: left">$</td><td style="border-bottom: Black 2.5pt double; text-align: right">4,205</td><td style="border-bottom: Black 2.5pt double; text-align: left">&nbsp;</td><td style="padding-bottom: 2.25pt; border-bottom: Black 2.5pt double">&nbsp;</td>
    <td style="border-bottom: Black 2.5pt double; text-align: left">$</td><td style="border-bottom: Black 2.5pt double; text-align: right">25,096</td><td style="border-bottom: Black 2.5pt double; text-align: left">&nbsp;</td></tr>
<tr style="vertical-align: bottom; background-color: rgb(204,238,255)">
    <td nowrap style="text-align: left; padding-bottom: 2.25pt">Ending balance: individually evaluated for impairment</td><td>&nbsp;</td>
    <td style="border-bottom: Black 2.5pt double; text-align: left">$</td><td style="border-bottom: Black 2.5pt double; text-align: right">286</td><td style="border-bottom: Black 2.5pt double; text-align: left">&nbsp;</td><td style="padding-bottom: 2.25pt; border-bottom: Black 2.5pt double">&nbsp;</td>
    <td style="border-bottom: Black 2.5pt double; text-align: left">$</td><td style="border-bottom: Black 2.5pt double; text-align: right">21</td><td style="border-bottom: Black 2.5pt double; text-align: left">&nbsp;</td><td style="padding-bottom: 2.25pt; border-bottom: Black 2.5pt double">&nbsp;</td>
    <td style="border-bottom: Black 2.5pt double; text-align: left">$</td><td style="border-bottom: Black 2.5pt double; text-align: right">579</td><td style="border-bottom: Black 2.5pt double; text-align: left">&nbsp;</td><td style="padding-bottom: 2.25pt; border-bottom: Black 2.5pt double">&nbsp;</td>
    <td style="border-bottom: Black 2.5pt double; text-align: left">$</td><td style="border-bottom: Black 2.5pt double; text-align: right">54</td><td style="border-bottom: Black 2.5pt double; text-align: left">&nbsp;</td><td style="padding-bottom: 2.25pt; border-bottom: Black 2.5pt double">&nbsp;</td>
    <td style="border-bottom: Black 2.5pt double; text-align: left">$</td><td style="border-bottom: Black 2.5pt double; text-align: right">-</td><td style="border-bottom: Black 2.5pt double; text-align: left">&nbsp;</td><td style="padding-bottom: 2.25pt; border-bottom: Black 2.5pt double">&nbsp;</td>
    <td style="border-bottom: Black 2.5pt double; text-align: left">$</td><td style="border-bottom: Black 2.5pt double; text-align: right">-</td><td style="border-bottom: Black 2.5pt double; text-align: left">&nbsp;</td><td style="padding-bottom: 2.25pt; border-bottom: Black 2.5pt double">&nbsp;</td>
    <td style="border-bottom: Black 2.5pt double; text-align: left">$</td><td style="border-bottom: Black 2.5pt double; text-align: right">-</td><td style="border-bottom: Black 2.5pt double; text-align: left">&nbsp;</td><td style="padding-bottom: 2.25pt; border-bottom: Black 2.5pt double">&nbsp;</td>
    <td style="border-bottom: Black 2.5pt double; text-align: left">$</td><td style="border-bottom: Black 2.5pt double; text-align: right">-</td><td style="border-bottom: Black 2.5pt double; text-align: left">&nbsp;</td><td style="padding-bottom: 2.25pt; border-bottom: Black 2.5pt double">&nbsp;</td>
    <td style="border-bottom: Black 2.5pt double; text-align: left">$</td><td style="border-bottom: Black 2.5pt double; text-align: right">154</td><td style="border-bottom: Black 2.5pt double; text-align: left">&nbsp;</td><td style="padding-bottom: 2.25pt; border-bottom: Black 2.5pt double">&nbsp;</td>
    <td style="border-bottom: Black 2.5pt double; text-align: left">$</td><td style="border-bottom: Black 2.5pt double; text-align: right">1,094</td><td style="border-bottom: Black 2.5pt double; text-align: left">&nbsp;</td></tr>
<tr style="vertical-align: bottom; background-color: White">
    <td nowrap style="text-align: left; padding-bottom: 2.25pt">Ending balance: collectively evaluated for impairment</td><td>&nbsp;</td>
    <td style="border-bottom: Black 2.5pt double; text-align: left">$</td><td style="border-bottom: Black 2.5pt double; text-align: right">8,541</td><td style="border-bottom: Black 2.5pt double; text-align: left">&nbsp;</td><td style="padding-bottom: 2.25pt; border-bottom: Black 2.5pt double">&nbsp;</td>
    <td style="border-bottom: Black 2.5pt double; text-align: left">$</td><td style="border-bottom: Black 2.5pt double; text-align: right">4,181</td><td style="border-bottom: Black 2.5pt double; text-align: left">&nbsp;</td><td style="padding-bottom: 2.25pt; border-bottom: Black 2.5pt double">&nbsp;</td>
    <td style="border-bottom: Black 2.5pt double; text-align: left">$</td><td style="border-bottom: Black 2.5pt double; text-align: right">5,261</td><td style="border-bottom: Black 2.5pt double; text-align: left">&nbsp;</td><td style="padding-bottom: 2.25pt; border-bottom: Black 2.5pt double">&nbsp;</td>
    <td style="border-bottom: Black 2.5pt double; text-align: left">$</td><td style="border-bottom: Black 2.5pt double; text-align: right">1,636</td><td style="border-bottom: Black 2.5pt double; text-align: left">&nbsp;</td><td style="padding-bottom: 2.25pt; border-bottom: Black 2.5pt double">&nbsp;</td>
    <td style="border-bottom: Black 2.5pt double; text-align: left">$</td><td style="border-bottom: Black 2.5pt double; text-align: right">-</td><td style="border-bottom: Black 2.5pt double; text-align: left">&nbsp;</td><td style="padding-bottom: 2.25pt; border-bottom: Black 2.5pt double">&nbsp;</td>
    <td style="border-bottom: Black 2.5pt double; text-align: left">$</td><td style="border-bottom: Black 2.5pt double; text-align: right">42</td><td style="border-bottom: Black 2.5pt double; text-align: left">&nbsp;</td><td style="padding-bottom: 2.25pt; border-bottom: Black 2.5pt double">&nbsp;</td>
    <td style="border-bottom: Black 2.5pt double; text-align: left">$</td><td style="border-bottom: Black 2.5pt double; text-align: right">279</td><td style="border-bottom: Black 2.5pt double; text-align: left">&nbsp;</td><td style="padding-bottom: 2.25pt; border-bottom: Black 2.5pt double">&nbsp;</td>
    <td style="border-bottom: Black 2.5pt double; text-align: left">$</td><td style="border-bottom: Black 2.5pt double; text-align: right">11</td><td style="border-bottom: Black 2.5pt double; text-align: left">&nbsp;</td><td style="padding-bottom: 2.25pt; border-bottom: Black 2.5pt double">&nbsp;</td>
    <td style="border-bottom: Black 2.5pt double; text-align: left">$</td><td style="border-bottom: Black 2.5pt double; text-align: right">4,051</td><td style="border-bottom: Black 2.5pt double; text-align: left">&nbsp;</td><td style="padding-bottom: 2.25pt; border-bottom: Black 2.5pt double">&nbsp;</td>
    <td style="border-bottom: Black 2.5pt double; text-align: left">$</td><td style="border-bottom: Black 2.5pt double; text-align: right">24,002</td><td style="border-bottom: Black 2.5pt double; text-align: left">&nbsp;</td></tr>
</table></div>




<p style="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 0in">&nbsp;</p>

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<p style="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 0in">The following table shows
the activity in the allowance for loan losses for the year ended December 31, 2013:</p>

<p style="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 0in">&nbsp;</p>


<div data-td-taggable-table=""><table cellpadding="0" cellspacing="0" style="border-collapse: collapse; width: 100%; font: 10pt Times New Roman, Times, Serif">
<tr style="vertical-align: bottom">
    <td nowrap style="text-align: left; border-bottom: Black 1pt solid">(in thousands)</td><td nowrap style="padding-bottom: 1pt; border-bottom: Black 1pt solid">&nbsp;</td>
    <td colspan="3" nowrap style="text-align: center; border-bottom: Black 1pt solid">Multi-family <br>
residential</td><td nowrap style="padding-bottom: 1pt; border-bottom: Black 1pt solid">&nbsp;</td>
    <td colspan="3" nowrap style="text-align: center; border-bottom: Black 1pt solid">Commercial <br>
real estate</td><td nowrap style="padding-bottom: 1pt; border-bottom: Black 1pt solid">&nbsp;</td>
    <td colspan="3" nowrap style="text-align: center; border-bottom: Black 1pt solid">One-to-four <br>
family - <br>
mixed-use <br>
property</td><td nowrap style="padding-bottom: 1pt; border-bottom: Black 1pt solid">&nbsp;</td>
    <td colspan="3" nowrap style="text-align: center; border-bottom: Black 1pt solid">One-to-four <br>
family - <br>
residential</td><td nowrap style="padding-bottom: 1pt; border-bottom: Black 1pt solid">&nbsp;</td>
    <td colspan="3" nowrap style="text-align: center; border-bottom: Black 1pt solid">Co-operative <br>
apartments</td><td nowrap style="padding-bottom: 1pt; border-bottom: Black 1pt solid">&nbsp;</td>
    <td colspan="3" nowrap style="text-align: center; border-bottom: Black 1pt solid">Construction <br>
loans</td><td nowrap style="padding-bottom: 1pt; border-bottom: Black 1pt solid">&nbsp;</td>
    <td colspan="3" nowrap style="text-align: center; border-bottom: Black 1pt solid">Small Business <br>
Administration</td><td nowrap style="padding-bottom: 1pt; border-bottom: Black 1pt solid">&nbsp;</td>
    <td colspan="3" nowrap style="text-align: center; border-bottom: Black 1pt solid">Taxi <br>
medallion</td><td nowrap style="padding-bottom: 1pt; border-bottom: Black 1pt solid">&nbsp;</td>
    <td colspan="3" nowrap style="text-align: center; border-bottom: Black 1pt solid">Commercial <br>
business and <br>
other</td><td nowrap style="padding-bottom: 1pt; border-bottom: Black 1pt solid">&nbsp;</td>
    <td colspan="3" nowrap style="text-align: center; border-bottom: Black 1pt solid">Total</td></tr>
<tr style="vertical-align: bottom">
    <td>&nbsp;</td><td>&nbsp;</td>
    <td colspan="3" style="text-align: right">&nbsp;</td><td>&nbsp;</td>
    <td colspan="3" style="text-align: right">&nbsp;</td><td>&nbsp;</td>
    <td colspan="3" style="text-align: right">&nbsp;</td><td>&nbsp;</td>
    <td colspan="3" style="text-align: right">&nbsp;</td><td>&nbsp;</td>
    <td colspan="3" style="text-align: right">&nbsp;</td><td>&nbsp;</td>
    <td colspan="3" style="text-align: right">&nbsp;</td><td>&nbsp;</td>
    <td colspan="3" style="text-align: right">&nbsp;</td><td>&nbsp;</td>
    <td colspan="3" style="text-align: right">&nbsp;</td><td>&nbsp;</td>
    <td colspan="3" style="text-align: right">&nbsp;</td><td>&nbsp;</td>
    <td colspan="3">&nbsp;</td></tr>
<tr style="vertical-align: bottom; background-color: rgb(204,238,255)">
    <td style="font-weight: bold; text-align: left">Allowance for credit losses:</td><td>&nbsp;</td>
    <td style="text-align: left">&nbsp;</td><td style="text-align: right">&nbsp;</td><td style="text-align: left">&nbsp;</td><td>&nbsp;</td>
    <td style="text-align: left">&nbsp;</td><td style="text-align: right">&nbsp;</td><td style="text-align: left">&nbsp;</td><td>&nbsp;</td>
    <td style="text-align: left">&nbsp;</td><td style="text-align: right">&nbsp;</td><td style="text-align: left">&nbsp;</td><td>&nbsp;</td>
    <td style="text-align: left">&nbsp;</td><td style="text-align: right">&nbsp;</td><td style="text-align: left">&nbsp;</td><td>&nbsp;</td>
    <td style="text-align: left">&nbsp;</td><td style="text-align: right">&nbsp;</td><td style="text-align: left">&nbsp;</td><td>&nbsp;</td>
    <td style="text-align: left">&nbsp;</td><td style="text-align: right">&nbsp;</td><td style="text-align: left">&nbsp;</td><td>&nbsp;</td>
    <td style="text-align: left">&nbsp;</td><td style="text-align: right">&nbsp;</td><td style="text-align: left">&nbsp;</td><td>&nbsp;</td>
    <td style="text-align: left">&nbsp;</td><td style="text-align: right">&nbsp;</td><td style="text-align: left">&nbsp;</td><td>&nbsp;</td>
    <td style="text-align: left">&nbsp;</td><td style="text-align: right">&nbsp;</td><td style="text-align: left">&nbsp;</td><td>&nbsp;</td>
    <td style="text-align: left">&nbsp;</td><td style="text-align: right">&nbsp;</td><td style="text-align: left">&nbsp;</td></tr>
<tr style="vertical-align: bottom; background-color: White">
    <td style="width: 20%; text-align: left">Beginning balance</td><td style="width: 1%">&nbsp;</td>
    <td style="width: 1%; text-align: left">$</td><td style="width: 5%; text-align: right">13,001</td><td style="width: 1%; text-align: left">&nbsp;</td><td style="width: 1%">&nbsp;</td>
    <td style="width: 1%; text-align: left">$</td><td style="width: 5%; text-align: right">5,705</td><td style="width: 1%; text-align: left">&nbsp;</td><td style="width: 1%">&nbsp;</td>
    <td style="width: 1%; text-align: left">$</td><td style="width: 5%; text-align: right">5,960</td><td style="width: 1%; text-align: left">&nbsp;</td><td style="width: 1%">&nbsp;</td>
    <td style="width: 1%; text-align: left">$</td><td style="width: 5%; text-align: right">1,999</td><td style="width: 1%; text-align: left">&nbsp;</td><td style="width: 1%">&nbsp;</td>
    <td style="width: 1%; text-align: left">$</td><td style="width: 5%; text-align: right">46</td><td style="width: 1%; text-align: left">&nbsp;</td><td style="width: 1%">&nbsp;</td>
    <td style="width: 1%; text-align: left">$</td><td style="width: 5%; text-align: right">66</td><td style="width: 1%; text-align: left">&nbsp;</td><td style="width: 1%">&nbsp;</td>
    <td style="width: 1%; text-align: left">$</td><td style="width: 5%; text-align: right">505</td><td style="width: 1%; text-align: left">&nbsp;</td><td style="width: 1%">&nbsp;</td>
    <td style="width: 1%; text-align: left">$</td><td style="width: 5%; text-align: right">7</td><td style="width: 1%; text-align: left">&nbsp;</td><td style="width: 1%">&nbsp;</td>
    <td style="width: 1%; text-align: left">$</td><td style="width: 5%; text-align: right">3,815</td><td style="width: 1%; text-align: left">&nbsp;</td><td style="width: 1%">&nbsp;</td>
    <td style="width: 1%; text-align: left">$</td><td style="width: 5%; text-align: right">31,104</td><td style="width: 1%; text-align: left">&nbsp;</td></tr>
<tr style="vertical-align: bottom; background-color: rgb(204,238,255)">
    <td style="text-align: left; padding-left: 10pt">Charge-off's</td><td>&nbsp;</td>
    <td style="text-align: left">&nbsp;</td><td style="text-align: right">(3,585</td><td style="text-align: left">)</td><td>&nbsp;</td>
    <td style="text-align: left">&nbsp;</td><td style="text-align: right">(1,051</td><td style="text-align: left">)</td><td>&nbsp;</td>
    <td style="text-align: left">&nbsp;</td><td style="text-align: right">(4,206</td><td style="text-align: left">)</td><td>&nbsp;</td>
    <td style="text-align: left">&nbsp;</td><td style="text-align: right">(701</td><td style="text-align: left">)</td><td>&nbsp;</td>
    <td style="text-align: left">&nbsp;</td><td style="text-align: right">(108</td><td style="text-align: left">)</td><td>&nbsp;</td>
    <td style="text-align: left">&nbsp;</td><td style="text-align: right">(2,678</td><td style="text-align: left">)</td><td>&nbsp;</td>
    <td style="text-align: left">&nbsp;</td><td style="text-align: right">(457</td><td style="text-align: left">)</td><td>&nbsp;</td>
    <td style="text-align: left">&nbsp;</td><td style="text-align: right">-</td><td style="text-align: left">&nbsp;</td><td>&nbsp;</td>
    <td style="text-align: left">&nbsp;</td><td style="text-align: right">(2,057</td><td style="text-align: left">)</td><td>&nbsp;</td>
    <td style="text-align: left">&nbsp;</td><td style="text-align: right">(14,843</td><td style="text-align: left">)</td></tr>
<tr style="vertical-align: bottom; background-color: White">
    <td style="text-align: left; padding-left: 10pt">Recoveries</td><td>&nbsp;</td>
    <td style="text-align: left">&nbsp;</td><td style="text-align: right">541</td><td style="text-align: left">&nbsp;</td><td>&nbsp;</td>
    <td style="text-align: left">&nbsp;</td><td style="text-align: right">324</td><td style="text-align: left">&nbsp;</td><td>&nbsp;</td>
    <td style="text-align: left">&nbsp;</td><td style="text-align: right">266</td><td style="text-align: left">&nbsp;</td><td>&nbsp;</td>
    <td style="text-align: left">&nbsp;</td><td style="text-align: right">272</td><td style="text-align: left">&nbsp;</td><td>&nbsp;</td>
    <td style="text-align: left">&nbsp;</td><td style="text-align: right">4</td><td style="text-align: left">&nbsp;</td><td>&nbsp;</td>
    <td style="text-align: left">&nbsp;</td><td style="text-align: right">-</td><td style="text-align: left">&nbsp;</td><td>&nbsp;</td>
    <td style="text-align: left">&nbsp;</td><td style="text-align: right">87</td><td style="text-align: left">&nbsp;</td><td>&nbsp;</td>
    <td style="text-align: left">&nbsp;</td><td style="text-align: right">-</td><td style="text-align: left">&nbsp;</td><td>&nbsp;</td>
    <td style="text-align: left">&nbsp;</td><td style="text-align: right">86</td><td style="text-align: left">&nbsp;</td><td>&nbsp;</td>
    <td style="text-align: left">&nbsp;</td><td style="text-align: right">1,580</td><td style="text-align: left">&nbsp;</td></tr>
<tr style="vertical-align: bottom; background-color: rgb(204,238,255)">
    <td style="text-align: left; padding-bottom: 1pt; padding-left: 10pt">Provision (benefit)</td><td>&nbsp;</td>
    <td style="border-bottom: Black 1pt solid; text-align: left">&nbsp;</td><td style="border-bottom: Black 1pt solid; text-align: right">2,127</td><td style="border-bottom: Black 1pt solid; text-align: left">&nbsp;</td><td style="padding-bottom: 1pt; border-bottom: Black 1pt solid">&nbsp;</td>
    <td style="border-bottom: Black 1pt solid; text-align: left">&nbsp;</td><td style="border-bottom: Black 1pt solid; text-align: right">(19</td><td style="border-bottom: Black 1pt solid; text-align: left">)</td><td style="padding-bottom: 1pt; border-bottom: Black 1pt solid">&nbsp;</td>
    <td style="border-bottom: Black 1pt solid; text-align: left">&nbsp;</td><td style="border-bottom: Black 1pt solid; text-align: right">4,308</td><td style="border-bottom: Black 1pt solid; text-align: left">&nbsp;</td><td style="padding-bottom: 1pt; border-bottom: Black 1pt solid">&nbsp;</td>
    <td style="border-bottom: Black 1pt solid; text-align: left">&nbsp;</td><td style="border-bottom: Black 1pt solid; text-align: right">509</td><td style="border-bottom: Black 1pt solid; text-align: left">&nbsp;</td><td style="padding-bottom: 1pt; border-bottom: Black 1pt solid">&nbsp;</td>
    <td style="border-bottom: Black 1pt solid; text-align: left">&nbsp;</td><td style="border-bottom: Black 1pt solid; text-align: right">162</td><td style="border-bottom: Black 1pt solid; text-align: left">&nbsp;</td><td style="padding-bottom: 1pt; border-bottom: Black 1pt solid">&nbsp;</td>
    <td style="border-bottom: Black 1pt solid; text-align: left">&nbsp;</td><td style="border-bottom: Black 1pt solid; text-align: right">3,056</td><td style="border-bottom: Black 1pt solid; text-align: left">&nbsp;</td><td style="padding-bottom: 1pt; border-bottom: Black 1pt solid">&nbsp;</td>
    <td style="border-bottom: Black 1pt solid; text-align: left">&nbsp;</td><td style="border-bottom: Black 1pt solid; text-align: right">323</td><td style="border-bottom: Black 1pt solid; text-align: left">&nbsp;</td><td style="padding-bottom: 1pt; border-bottom: Black 1pt solid">&nbsp;</td>
    <td style="border-bottom: Black 1pt solid; text-align: left">&nbsp;</td><td style="border-bottom: Black 1pt solid; text-align: right">(7</td><td style="border-bottom: Black 1pt solid; text-align: left">)</td><td style="padding-bottom: 1pt; border-bottom: Black 1pt solid">&nbsp;</td>
    <td style="border-bottom: Black 1pt solid; text-align: left">&nbsp;</td><td style="border-bottom: Black 1pt solid; text-align: right">3,476</td><td style="border-bottom: Black 1pt solid; text-align: left">&nbsp;</td><td style="padding-bottom: 1pt; border-bottom: Black 1pt solid">&nbsp;</td>
    <td style="border-bottom: Black 1pt solid; text-align: left">&nbsp;</td><td style="border-bottom: Black 1pt solid; text-align: right">13,935</td><td style="border-bottom: Black 1pt solid; text-align: left">&nbsp;</td></tr>
<tr style="vertical-align: bottom; background-color: White">
    <td style="text-align: left; padding-bottom: 2.25pt">Ending balance</td><td>&nbsp;</td>
    <td style="border-bottom: Black 2.5pt double; text-align: left">$</td><td style="border-bottom: Black 2.5pt double; text-align: right">12,084</td><td style="border-bottom: Black 2.5pt double; text-align: left">&nbsp;</td><td style="padding-bottom: 2.25pt; border-bottom: Black 2.5pt double">&nbsp;</td>
    <td style="border-bottom: Black 2.5pt double; text-align: left">$</td><td style="border-bottom: Black 2.5pt double; text-align: right">4,959</td><td style="border-bottom: Black 2.5pt double; text-align: left">&nbsp;</td><td style="padding-bottom: 2.25pt; border-bottom: Black 2.5pt double">&nbsp;</td>
    <td style="border-bottom: Black 2.5pt double; text-align: left">$</td><td style="border-bottom: Black 2.5pt double; text-align: right">6,328</td><td style="border-bottom: Black 2.5pt double; text-align: left">&nbsp;</td><td style="padding-bottom: 2.25pt; border-bottom: Black 2.5pt double">&nbsp;</td>
    <td style="border-bottom: Black 2.5pt double; text-align: left">$</td><td style="border-bottom: Black 2.5pt double; text-align: right">2,079</td><td style="border-bottom: Black 2.5pt double; text-align: left">&nbsp;</td><td style="padding-bottom: 2.25pt; border-bottom: Black 2.5pt double">&nbsp;</td>
    <td style="border-bottom: Black 2.5pt double; text-align: left">$</td><td style="border-bottom: Black 2.5pt double; text-align: right">104</td><td style="border-bottom: Black 2.5pt double; text-align: left">&nbsp;</td><td style="padding-bottom: 2.25pt; border-bottom: Black 2.5pt double">&nbsp;</td>
    <td style="border-bottom: Black 2.5pt double; text-align: left">$</td><td style="border-bottom: Black 2.5pt double; text-align: right">444</td><td style="border-bottom: Black 2.5pt double; text-align: left">&nbsp;</td><td style="padding-bottom: 2.25pt; border-bottom: Black 2.5pt double">&nbsp;</td>
    <td style="border-bottom: Black 2.5pt double; text-align: left">$</td><td style="border-bottom: Black 2.5pt double; text-align: right">458</td><td style="border-bottom: Black 2.5pt double; text-align: left">&nbsp;</td><td style="padding-bottom: 2.25pt; border-bottom: Black 2.5pt double">&nbsp;</td>
    <td style="border-bottom: Black 2.5pt double; text-align: left">$</td><td style="border-bottom: Black 2.5pt double; text-align: right">-</td><td style="border-bottom: Black 2.5pt double; text-align: left">&nbsp;</td><td style="padding-bottom: 2.25pt; border-bottom: Black 2.5pt double">&nbsp;</td>
    <td style="border-bottom: Black 2.5pt double; text-align: left">$</td><td style="border-bottom: Black 2.5pt double; text-align: right">5,320</td><td style="border-bottom: Black 2.5pt double; text-align: left">&nbsp;</td><td style="padding-bottom: 2.25pt; border-bottom: Black 2.5pt double">&nbsp;</td>
    <td style="border-bottom: Black 2.5pt double; text-align: left">$</td><td style="border-bottom: Black 2.5pt double; text-align: right">31,776</td><td style="border-bottom: Black 2.5pt double; text-align: left">&nbsp;</td></tr>
<tr style="vertical-align: bottom; background-color: rgb(204,238,255)">
    <td nowrap style="text-align: left; padding-bottom: 2.25pt">Ending balance: individually evaluated for impairment</td><td>&nbsp;</td>
    <td style="border-bottom: Black 2.5pt double; text-align: left">$</td><td style="border-bottom: Black 2.5pt double; text-align: right">312</td><td style="border-bottom: Black 2.5pt double; text-align: left">&nbsp;</td><td style="padding-bottom: 2.25pt; border-bottom: Black 2.5pt double">&nbsp;</td>
    <td style="border-bottom: Black 2.5pt double; text-align: left">$</td><td style="border-bottom: Black 2.5pt double; text-align: right">164</td><td style="border-bottom: Black 2.5pt double; text-align: left">&nbsp;</td><td style="padding-bottom: 2.25pt; border-bottom: Black 2.5pt double">&nbsp;</td>
    <td style="border-bottom: Black 2.5pt double; text-align: left">$</td><td style="border-bottom: Black 2.5pt double; text-align: right">875</td><td style="border-bottom: Black 2.5pt double; text-align: left">&nbsp;</td><td style="padding-bottom: 2.25pt; border-bottom: Black 2.5pt double">&nbsp;</td>
    <td style="border-bottom: Black 2.5pt double; text-align: left">$</td><td style="border-bottom: Black 2.5pt double; text-align: right">58</td><td style="border-bottom: Black 2.5pt double; text-align: left">&nbsp;</td><td style="padding-bottom: 2.25pt; border-bottom: Black 2.5pt double">&nbsp;</td>
    <td style="border-bottom: Black 2.5pt double; text-align: left">$</td><td style="border-bottom: Black 2.5pt double; text-align: right">-</td><td style="border-bottom: Black 2.5pt double; text-align: left">&nbsp;</td><td style="padding-bottom: 2.25pt; border-bottom: Black 2.5pt double">&nbsp;</td>
    <td style="border-bottom: Black 2.5pt double; text-align: left">$</td><td style="border-bottom: Black 2.5pt double; text-align: right">17</td><td style="border-bottom: Black 2.5pt double; text-align: left">&nbsp;</td><td style="padding-bottom: 2.25pt; border-bottom: Black 2.5pt double">&nbsp;</td>
    <td style="border-bottom: Black 2.5pt double; text-align: left">$</td><td style="border-bottom: Black 2.5pt double; text-align: right">-</td><td style="border-bottom: Black 2.5pt double; text-align: left">&nbsp;</td><td style="padding-bottom: 2.25pt; border-bottom: Black 2.5pt double">&nbsp;</td>
    <td style="border-bottom: Black 2.5pt double; text-align: left">$</td><td style="border-bottom: Black 2.5pt double; text-align: right">-</td><td style="border-bottom: Black 2.5pt double; text-align: left">&nbsp;</td><td style="padding-bottom: 2.25pt; border-bottom: Black 2.5pt double">&nbsp;</td>
    <td style="border-bottom: Black 2.5pt double; text-align: left">$</td><td style="border-bottom: Black 2.5pt double; text-align: right">222</td><td style="border-bottom: Black 2.5pt double; text-align: left">&nbsp;</td><td style="padding-bottom: 2.25pt; border-bottom: Black 2.5pt double">&nbsp;</td>
    <td style="border-bottom: Black 2.5pt double; text-align: left">$</td><td style="border-bottom: Black 2.5pt double; text-align: right">1,648</td><td style="border-bottom: Black 2.5pt double; text-align: left">&nbsp;</td></tr>
<tr style="vertical-align: bottom; background-color: White">
    <td style="text-align: left; padding-bottom: 2.25pt">Ending balance: collectively evaluated for impairment</td><td>&nbsp;</td>
    <td style="border-bottom: Black 2.5pt double; text-align: left">$</td><td style="border-bottom: Black 2.5pt double; text-align: right">11,772</td><td style="border-bottom: Black 2.5pt double; text-align: left">&nbsp;</td><td style="padding-bottom: 2.25pt; border-bottom: Black 2.5pt double">&nbsp;</td>
    <td style="border-bottom: Black 2.5pt double; text-align: left">$</td><td style="border-bottom: Black 2.5pt double; text-align: right">4,795</td><td style="border-bottom: Black 2.5pt double; text-align: left">&nbsp;</td><td style="padding-bottom: 2.25pt; border-bottom: Black 2.5pt double">&nbsp;</td>
    <td style="border-bottom: Black 2.5pt double; text-align: left">$</td><td style="border-bottom: Black 2.5pt double; text-align: right">5,453</td><td style="border-bottom: Black 2.5pt double; text-align: left">&nbsp;</td><td style="padding-bottom: 2.25pt; border-bottom: Black 2.5pt double">&nbsp;</td>
    <td style="border-bottom: Black 2.5pt double; text-align: left">$</td><td style="border-bottom: Black 2.5pt double; text-align: right">2,021</td><td style="border-bottom: Black 2.5pt double; text-align: left">&nbsp;</td><td style="padding-bottom: 2.25pt; border-bottom: Black 2.5pt double">&nbsp;</td>
    <td style="border-bottom: Black 2.5pt double; text-align: left">$</td><td style="border-bottom: Black 2.5pt double; text-align: right">104</td><td style="border-bottom: Black 2.5pt double; text-align: left">&nbsp;</td><td style="padding-bottom: 2.25pt; border-bottom: Black 2.5pt double">&nbsp;</td>
    <td style="border-bottom: Black 2.5pt double; text-align: left">$</td><td style="border-bottom: Black 2.5pt double; text-align: right">427</td><td style="border-bottom: Black 2.5pt double; text-align: left">&nbsp;</td><td style="padding-bottom: 2.25pt; border-bottom: Black 2.5pt double">&nbsp;</td>
    <td style="border-bottom: Black 2.5pt double; text-align: left">$</td><td style="border-bottom: Black 2.5pt double; text-align: right">458</td><td style="border-bottom: Black 2.5pt double; text-align: left">&nbsp;</td><td style="padding-bottom: 2.25pt; border-bottom: Black 2.5pt double">&nbsp;</td>
    <td style="border-bottom: Black 2.5pt double; text-align: left">$</td><td style="border-bottom: Black 2.5pt double; text-align: right">-</td><td style="border-bottom: Black 2.5pt double; text-align: left">&nbsp;</td><td style="padding-bottom: 2.25pt; border-bottom: Black 2.5pt double">&nbsp;</td>
    <td style="border-bottom: Black 2.5pt double; text-align: left">$</td><td style="border-bottom: Black 2.5pt double; text-align: right">5,098</td><td style="border-bottom: Black 2.5pt double; text-align: left">&nbsp;</td><td style="padding-bottom: 2.25pt; border-bottom: Black 2.5pt double">&nbsp;</td>
    <td style="border-bottom: Black 2.5pt double; text-align: left">$</td><td style="border-bottom: Black 2.5pt double; text-align: right">30,128</td><td style="border-bottom: Black 2.5pt double; text-align: left">&nbsp;</td></tr>
</table></div>



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<p style="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 0in">&nbsp;</p>

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<p style="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 0in">&nbsp;</p>

<p style="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 0in">&nbsp;</p>

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<p style="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 0in">The following table shows
the manner in which loans were evaluated for impairment at the periods indicated:</p>

<p style="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 0in">&nbsp;</p>

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<div data-td-taggable-table=""><table cellpadding="0" cellspacing="0" style="border-collapse: collapse; width: 100%; font: 10pt Times New Roman, Times, Serif">
<tr style="vertical-align: bottom">
    <td colspan="41" style="text-align: center; border-bottom: Black 1pt solid">At December 31, 2015</td></tr>
<tr style="vertical-align: bottom">
    <td nowrap style="font-style: italic; border-bottom: Black 1pt solid">(in thousands)</td><td nowrap style="padding-bottom: 1pt; border-bottom: Black 1pt solid">&nbsp;</td>
    <td colspan="3" nowrap style="text-align: center; border-bottom: Black 1pt solid">Multi-family <br>
residential</td><td nowrap style="padding-bottom: 1pt; border-bottom: Black 1pt solid">&nbsp;</td>
    <td colspan="3" nowrap style="text-align: center; border-bottom: Black 1pt solid">Commercial <br>
real estate</td><td nowrap style="padding-bottom: 1pt; border-bottom: Black 1pt solid">&nbsp;</td>
    <td colspan="3" nowrap style="text-align: center; border-bottom: Black 1pt solid">One-to-four<br>
family - <br>
mixed-use <br>
property</td><td nowrap style="padding-bottom: 1pt; border-bottom: Black 1pt solid">&nbsp;</td>
    <td colspan="3" nowrap style="text-align: center; border-bottom: Black 1pt solid">One-to-four <br>
family- <br>
residential</td><td nowrap style="padding-bottom: 1pt; border-bottom: Black 1pt solid">&nbsp;</td>
    <td colspan="3" nowrap style="text-align: center; border-bottom: Black 1pt solid">Co-operative <br>
apartments</td><td nowrap style="padding-bottom: 1pt; border-bottom: Black 1pt solid">&nbsp;</td>
    <td colspan="3" nowrap style="text-align: center; border-bottom: Black 1pt solid">Construction <br>
loans</td><td nowrap style="padding-bottom: 1pt; border-bottom: Black 1pt solid">&nbsp;</td>
    <td colspan="3" nowrap style="text-align: center; border-bottom: Black 1pt solid">Small Business <br>
Administration</td><td nowrap style="padding-bottom: 1pt; border-bottom: Black 1pt solid">&nbsp;</td>
    <td colspan="3" nowrap style="text-align: center; border-bottom: Black 1pt solid">Taxi <br>
Medallion</td><td nowrap style="padding-bottom: 1pt; border-bottom: Black 1pt solid">&nbsp;</td>
    <td colspan="3" nowrap style="text-align: center; border-bottom: Black 1pt solid">Commercial <br>
business and <br>
other</td><td nowrap style="padding-bottom: 1pt; border-bottom: Black 1pt solid">&nbsp;</td>
    <td colspan="3" nowrap style="text-align: center; border-bottom: Black 1pt solid">Total</td></tr>
<tr style="vertical-align: bottom">
    <td>&nbsp;</td><td style="font-style: italic">&nbsp;</td>
    <td colspan="3" style="font-style: italic; text-align: center">&nbsp;</td><td style="font-style: italic">&nbsp;</td>
    <td colspan="3" style="font-style: italic; text-align: center">&nbsp;</td><td style="font-style: italic">&nbsp;</td>
    <td colspan="3" style="font-style: italic; text-align: center">&nbsp;</td><td style="font-style: italic">&nbsp;</td>
    <td colspan="3" style="font-style: italic; text-align: center">&nbsp;</td><td style="font-style: italic">&nbsp;</td>
    <td colspan="3" style="font-style: italic; text-align: center">&nbsp;</td><td style="font-style: italic">&nbsp;</td>
    <td colspan="3" style="font-style: italic; text-align: center">&nbsp;</td><td style="font-style: italic">&nbsp;</td>
    <td colspan="3" style="font-style: italic; text-align: center">&nbsp;</td><td style="font-style: italic">&nbsp;</td>
    <td colspan="3" style="font-style: italic; text-align: center">&nbsp;</td><td style="font-style: italic">&nbsp;</td>
    <td colspan="3" style="font-style: italic; text-align: center">&nbsp;</td><td style="font-style: italic">&nbsp;</td>
    <td colspan="3" style="font-style: italic; text-align: center">&nbsp;</td></tr>
<tr style="vertical-align: bottom; background-color: rgb(204,238,255)">
    <td style="font-weight: bold; text-align: left">Financing Receivables:</td><td>&nbsp;</td>
    <td style="text-align: left">&nbsp;</td><td style="text-align: right">&nbsp;</td><td style="text-align: left">&nbsp;</td><td>&nbsp;</td>
    <td style="text-align: left">&nbsp;</td><td style="text-align: right">&nbsp;</td><td style="text-align: left">&nbsp;</td><td>&nbsp;</td>
    <td style="text-align: left">&nbsp;</td><td style="text-align: right">&nbsp;</td><td style="text-align: left">&nbsp;</td><td>&nbsp;</td>
    <td style="text-align: left">&nbsp;</td><td style="text-align: right">&nbsp;</td><td style="text-align: left">&nbsp;</td><td>&nbsp;</td>
    <td style="text-align: left">&nbsp;</td><td style="text-align: right">&nbsp;</td><td style="text-align: left">&nbsp;</td><td>&nbsp;</td>
    <td style="text-align: left">&nbsp;</td><td style="text-align: right">&nbsp;</td><td style="text-align: left">&nbsp;</td><td>&nbsp;</td>
    <td style="text-align: left">&nbsp;</td><td style="text-align: right">&nbsp;</td><td style="text-align: left">&nbsp;</td><td>&nbsp;</td>
    <td style="text-align: left">&nbsp;</td><td style="text-align: right">&nbsp;</td><td style="text-align: left">&nbsp;</td><td>&nbsp;</td>
    <td style="text-align: left">&nbsp;</td><td style="text-align: right">&nbsp;</td><td style="text-align: left">&nbsp;</td><td>&nbsp;</td>
    <td style="text-align: left">&nbsp;</td><td style="text-align: right">&nbsp;</td><td style="text-align: left">&nbsp;</td></tr>
<tr style="vertical-align: bottom; background-color: White">
    <td style="width: 20%; padding-bottom: 2.25pt">Ending Balance</td><td style="width: 1%; padding-bottom: 2.25pt">&nbsp;</td>
    <td style="width: 1%; border-bottom: Black 2.5pt double; text-align: left">$</td><td style="width: 5%; border-bottom: Black 2.5pt double; text-align: right">2,055,228</td><td style="width: 1%; border-bottom: Black 2.5pt double; text-align: left">&nbsp;</td><td style="width: 1%; padding-bottom: 2.25pt; border-bottom: Black 2.5pt double">&nbsp;</td>
    <td style="width: 1%; border-bottom: Black 2.5pt double; text-align: left">$</td><td style="width: 5%; border-bottom: Black 2.5pt double; text-align: right">1,001,236</td><td style="width: 1%; border-bottom: Black 2.5pt double; text-align: left">&nbsp;</td><td style="width: 1%; padding-bottom: 2.25pt; border-bottom: Black 2.5pt double">&nbsp;</td>
    <td style="width: 1%; border-bottom: Black 2.5pt double; text-align: left">$</td><td style="width: 5%; border-bottom: Black 2.5pt double; text-align: right">573,043</td><td style="width: 1%; border-bottom: Black 2.5pt double; text-align: left">&nbsp;</td><td style="width: 1%; padding-bottom: 2.25pt; border-bottom: Black 2.5pt double">&nbsp;</td>
    <td style="width: 1%; border-bottom: Black 2.5pt double; text-align: left">$</td><td style="width: 5%; border-bottom: Black 2.5pt double; text-align: right">187,838</td><td style="width: 1%; border-bottom: Black 2.5pt double; text-align: left">&nbsp;</td><td style="width: 1%; padding-bottom: 2.25pt; border-bottom: Black 2.5pt double">&nbsp;</td>
    <td style="width: 1%; border-bottom: Black 2.5pt double; text-align: left">$</td><td style="width: 5%; border-bottom: Black 2.5pt double; text-align: right">8,285</td><td style="width: 1%; border-bottom: Black 2.5pt double; text-align: left">&nbsp;</td><td style="width: 1%; padding-bottom: 2.25pt; border-bottom: Black 2.5pt double">&nbsp;</td>
    <td style="width: 1%; border-bottom: Black 2.5pt double; text-align: left">$</td><td style="width: 5%; border-bottom: Black 2.5pt double; text-align: right">7,284</td><td style="width: 1%; border-bottom: Black 2.5pt double; text-align: left">&nbsp;</td><td style="width: 1%; padding-bottom: 2.25pt; border-bottom: Black 2.5pt double">&nbsp;</td>
    <td style="width: 1%; border-bottom: Black 2.5pt double; text-align: left">$</td><td style="width: 5%; border-bottom: Black 2.5pt double; text-align: right">12,194</td><td style="width: 1%; border-bottom: Black 2.5pt double; text-align: left">&nbsp;</td><td style="width: 1%; padding-bottom: 2.25pt; border-bottom: Black 2.5pt double">&nbsp;</td>
    <td style="width: 1%; border-bottom: Black 2.5pt double; text-align: left">$</td><td style="width: 5%; border-bottom: Black 2.5pt double; text-align: right">20,881</td><td style="width: 1%; border-bottom: Black 2.5pt double; text-align: left">&nbsp;</td><td style="width: 1%; padding-bottom: 2.25pt; border-bottom: Black 2.5pt double">&nbsp;</td>
    <td style="width: 1%; border-bottom: Black 2.5pt double; text-align: left">$</td><td style="width: 5%; border-bottom: Black 2.5pt double; text-align: right">506,622</td><td style="width: 1%; border-bottom: Black 2.5pt double; text-align: left">&nbsp;</td><td style="width: 1%; padding-bottom: 2.25pt; border-bottom: Black 2.5pt double">&nbsp;</td>
    <td style="width: 1%; border-bottom: Black 2.5pt double; text-align: left">$</td><td style="width: 5%; border-bottom: Black 2.5pt double; text-align: right">4,372,611</td><td style="width: 1%; border-bottom: Black 2.5pt double; text-align: left">&nbsp;</td></tr>
<tr style="vertical-align: bottom; background-color: rgb(204,238,255)">
    <td style="text-align: left; padding-bottom: 2.25pt">Ending balance: individually evaluated for impairment</td><td style="padding-bottom: 2.25pt">&nbsp;</td>
    <td style="border-bottom: Black 2.5pt double; text-align: left">$</td><td style="border-bottom: Black 2.5pt double; text-align: right">8,047</td><td style="border-bottom: Black 2.5pt double; text-align: left">&nbsp;</td><td style="padding-bottom: 2.25pt; border-bottom: Black 2.5pt double">&nbsp;</td>
    <td style="border-bottom: Black 2.5pt double; text-align: left">$</td><td style="border-bottom: Black 2.5pt double; text-align: right">6,183</td><td style="border-bottom: Black 2.5pt double; text-align: left">&nbsp;</td><td style="padding-bottom: 2.25pt; border-bottom: Black 2.5pt double">&nbsp;</td>
    <td style="border-bottom: Black 2.5pt double; text-align: left">$</td><td style="border-bottom: Black 2.5pt double; text-align: right">12,828</td><td style="border-bottom: Black 2.5pt double; text-align: left">&nbsp;</td><td style="padding-bottom: 2.25pt; border-bottom: Black 2.5pt double">&nbsp;</td>
    <td style="border-bottom: Black 2.5pt double; text-align: left">$</td><td style="border-bottom: Black 2.5pt double; text-align: right">12,598</td><td style="border-bottom: Black 2.5pt double; text-align: left">&nbsp;</td><td style="padding-bottom: 2.25pt; border-bottom: Black 2.5pt double">&nbsp;</td>
    <td style="border-bottom: Black 2.5pt double; text-align: left">$</td><td style="border-bottom: Black 2.5pt double; text-align: right">-</td><td style="border-bottom: Black 2.5pt double; text-align: left">&nbsp;</td><td style="padding-bottom: 2.25pt; border-bottom: Black 2.5pt double">&nbsp;</td>
    <td style="border-bottom: Black 2.5pt double; text-align: left">$</td><td style="border-bottom: Black 2.5pt double; text-align: right">1,000</td><td style="border-bottom: Black 2.5pt double; text-align: left">&nbsp;</td><td style="padding-bottom: 2.25pt; border-bottom: Black 2.5pt double">&nbsp;</td>
    <td style="border-bottom: Black 2.5pt double; text-align: left">$</td><td style="border-bottom: Black 2.5pt double; text-align: right">310</td><td style="border-bottom: Black 2.5pt double; text-align: left">&nbsp;</td><td style="padding-bottom: 2.25pt; border-bottom: Black 2.5pt double">&nbsp;</td>
    <td style="border-bottom: Black 2.5pt double; text-align: left">$</td><td style="border-bottom: Black 2.5pt double; text-align: right">2,118</td><td style="border-bottom: Black 2.5pt double; text-align: left">&nbsp;</td><td style="padding-bottom: 2.25pt; border-bottom: Black 2.5pt double">&nbsp;</td>
    <td style="border-bottom: Black 2.5pt double; text-align: left">$</td><td style="border-bottom: Black 2.5pt double; text-align: right">4,716</td><td style="border-bottom: Black 2.5pt double; text-align: left">&nbsp;</td><td style="padding-bottom: 2.25pt; border-bottom: Black 2.5pt double">&nbsp;</td>
    <td style="border-bottom: Black 2.5pt double; text-align: left">$</td><td style="border-bottom: Black 2.5pt double; text-align: right">47,800</td><td style="border-bottom: Black 2.5pt double; text-align: left">&nbsp;</td></tr>
<tr style="vertical-align: bottom; background-color: White">
    <td style="text-align: left; padding-bottom: 2.25pt">Ending balance: collectively evaluated for impairment</td><td style="padding-bottom: 2.25pt">&nbsp;</td>
    <td style="border-bottom: Black 2.5pt double; text-align: left">$</td><td style="border-bottom: Black 2.5pt double; text-align: right">2,047,181</td><td style="border-bottom: Black 2.5pt double; text-align: left">&nbsp;</td><td style="padding-bottom: 2.25pt; border-bottom: Black 2.5pt double">&nbsp;</td>
    <td style="border-bottom: Black 2.5pt double; text-align: left">$</td><td style="border-bottom: Black 2.5pt double; text-align: right">995,053</td><td style="border-bottom: Black 2.5pt double; text-align: left">&nbsp;</td><td style="padding-bottom: 2.25pt; border-bottom: Black 2.5pt double">&nbsp;</td>
    <td style="border-bottom: Black 2.5pt double; text-align: left">$</td><td style="border-bottom: Black 2.5pt double; text-align: right">560,215</td><td style="border-bottom: Black 2.5pt double; text-align: left">&nbsp;</td><td style="padding-bottom: 2.25pt; border-bottom: Black 2.5pt double">&nbsp;</td>
    <td style="border-bottom: Black 2.5pt double; text-align: left">$</td><td style="border-bottom: Black 2.5pt double; text-align: right">175,240</td><td style="border-bottom: Black 2.5pt double; text-align: left">&nbsp;</td><td style="padding-bottom: 2.25pt; border-bottom: Black 2.5pt double">&nbsp;</td>
    <td style="border-bottom: Black 2.5pt double; text-align: left">$</td><td style="border-bottom: Black 2.5pt double; text-align: right">8,285</td><td style="border-bottom: Black 2.5pt double; text-align: left">&nbsp;</td><td style="padding-bottom: 2.25pt; border-bottom: Black 2.5pt double">&nbsp;</td>
    <td style="border-bottom: Black 2.5pt double; text-align: left">$</td><td style="border-bottom: Black 2.5pt double; text-align: right">6,284</td><td style="border-bottom: Black 2.5pt double; text-align: left">&nbsp;</td><td style="padding-bottom: 2.25pt; border-bottom: Black 2.5pt double">&nbsp;</td>
    <td style="border-bottom: Black 2.5pt double; text-align: left">$</td><td style="border-bottom: Black 2.5pt double; text-align: right">11,884</td><td style="border-bottom: Black 2.5pt double; text-align: left">&nbsp;</td><td style="padding-bottom: 2.25pt; border-bottom: Black 2.5pt double">&nbsp;</td>
    <td style="border-bottom: Black 2.5pt double; text-align: left">$</td><td style="border-bottom: Black 2.5pt double; text-align: right">18,763</td><td style="border-bottom: Black 2.5pt double; text-align: left">&nbsp;</td><td style="padding-bottom: 2.25pt; border-bottom: Black 2.5pt double">&nbsp;</td>
    <td style="border-bottom: Black 2.5pt double; text-align: left">$</td><td style="border-bottom: Black 2.5pt double; text-align: right">501,906</td><td style="border-bottom: Black 2.5pt double; text-align: left">&nbsp;</td><td style="padding-bottom: 2.25pt; border-bottom: Black 2.5pt double">&nbsp;</td>
    <td style="border-bottom: Black 2.5pt double; text-align: left">$</td><td style="border-bottom: Black 2.5pt double; text-align: right">4,324,811</td><td style="border-bottom: Black 2.5pt double; text-align: left">&nbsp;</td></tr>
</table></div>


<p style="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 0.5in">&nbsp;</p>

<p style="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 0.5in">&nbsp;</p>


<div data-td-taggable-table=""><table cellpadding="0" cellspacing="0" style="border-collapse: collapse; width: 100%; font: 10pt Times New Roman, Times, Serif">
<tr style="vertical-align: bottom">
    <td colspan="41" style="text-align: center; border-bottom: Black 1pt solid">At December 31, 2014</td></tr>
<tr style="vertical-align: bottom">
    <td nowrap style="font-style: italic; border-bottom: Black 1pt solid">(in thousands)</td><td nowrap style="padding-bottom: 1pt; border-bottom: Black 1pt solid">&nbsp;</td>
    <td colspan="3" nowrap style="text-align: center; border-bottom: Black 1pt solid">Multi-family <br>
residential</td><td nowrap style="padding-bottom: 1pt; border-bottom: Black 1pt solid">&nbsp;</td>
    <td colspan="3" nowrap style="text-align: center; border-bottom: Black 1pt solid">Commercial <br>
real estate</td><td nowrap style="padding-bottom: 1pt; border-bottom: Black 1pt solid">&nbsp;</td>
    <td colspan="3" nowrap style="text-align: center; border-bottom: Black 1pt solid">One-to-four<br>
family - <br>
mixed-use <br>
property</td><td nowrap style="padding-bottom: 1pt; border-bottom: Black 1pt solid">&nbsp;</td>
    <td colspan="3" nowrap style="text-align: center; border-bottom: Black 1pt solid">One-to-four <br>
family- <br>
residential</td><td nowrap style="padding-bottom: 1pt; border-bottom: Black 1pt solid">&nbsp;</td>
    <td colspan="3" nowrap style="text-align: center; border-bottom: Black 1pt solid">Co-operative <br>
apartments</td><td nowrap style="padding-bottom: 1pt; border-bottom: Black 1pt solid">&nbsp;</td>
    <td colspan="3" nowrap style="text-align: center; border-bottom: Black 1pt solid">Construction <br>
loans</td><td nowrap style="padding-bottom: 1pt; border-bottom: Black 1pt solid">&nbsp;</td>
    <td colspan="3" nowrap style="text-align: center; border-bottom: Black 1pt solid">Small Business <br>
Administration</td><td nowrap style="padding-bottom: 1pt; border-bottom: Black 1pt solid">&nbsp;</td>
    <td colspan="3" nowrap style="text-align: center; border-bottom: Black 1pt solid">Taxi <br>
Medallion</td><td nowrap style="padding-bottom: 1pt; border-bottom: Black 1pt solid">&nbsp;</td>
    <td colspan="3" nowrap style="text-align: center; border-bottom: Black 1pt solid">Commercial <br>
business and <br>
other</td><td nowrap style="padding-bottom: 1pt; border-bottom: Black 1pt solid">&nbsp;</td>
    <td colspan="3" nowrap style="text-align: center; border-bottom: Black 1pt solid">Total</td></tr>
<tr style="vertical-align: bottom">
    <td>&nbsp;</td><td style="font-style: italic">&nbsp;</td>
    <td colspan="3" style="font-style: italic; text-align: center">&nbsp;</td><td style="font-style: italic">&nbsp;</td>
    <td colspan="3" style="font-style: italic; text-align: center">&nbsp;</td><td style="font-style: italic">&nbsp;</td>
    <td colspan="3" style="font-style: italic; text-align: center">&nbsp;</td><td style="font-style: italic">&nbsp;</td>
    <td colspan="3" style="font-style: italic; text-align: center">&nbsp;</td><td style="font-style: italic">&nbsp;</td>
    <td colspan="3" style="font-style: italic; text-align: center">&nbsp;</td><td style="font-style: italic">&nbsp;</td>
    <td colspan="3" style="font-style: italic; text-align: center">&nbsp;</td><td style="font-style: italic">&nbsp;</td>
    <td colspan="3" style="font-style: italic; text-align: center">&nbsp;</td><td style="font-style: italic">&nbsp;</td>
    <td colspan="3" style="font-style: italic; text-align: center">&nbsp;</td><td style="font-style: italic">&nbsp;</td>
    <td colspan="3" style="font-style: italic; text-align: center">&nbsp;</td><td style="font-style: italic">&nbsp;</td>
    <td colspan="3" style="font-style: italic; text-align: center">&nbsp;</td></tr>
<tr style="vertical-align: bottom; background-color: rgb(204,238,255)">
    <td style="font-weight: bold; text-align: left">Financing Receivables:</td><td>&nbsp;</td>
    <td style="text-align: left">&nbsp;</td><td style="text-align: right">&nbsp;</td><td style="text-align: left">&nbsp;</td><td>&nbsp;</td>
    <td style="text-align: left">&nbsp;</td><td style="text-align: right">&nbsp;</td><td style="text-align: left">&nbsp;</td><td>&nbsp;</td>
    <td style="text-align: left">&nbsp;</td><td style="text-align: right">&nbsp;</td><td style="text-align: left">&nbsp;</td><td>&nbsp;</td>
    <td style="text-align: left">&nbsp;</td><td style="text-align: right">&nbsp;</td><td style="text-align: left">&nbsp;</td><td>&nbsp;</td>
    <td style="text-align: left">&nbsp;</td><td style="text-align: right">&nbsp;</td><td style="text-align: left">&nbsp;</td><td>&nbsp;</td>
    <td style="text-align: left">&nbsp;</td><td style="text-align: right">&nbsp;</td><td style="text-align: left">&nbsp;</td><td>&nbsp;</td>
    <td style="text-align: left">&nbsp;</td><td style="text-align: right">&nbsp;</td><td style="text-align: left">&nbsp;</td><td>&nbsp;</td>
    <td style="text-align: left">&nbsp;</td><td style="text-align: right">&nbsp;</td><td style="text-align: left">&nbsp;</td><td>&nbsp;</td>
    <td style="text-align: left">&nbsp;</td><td style="text-align: right">&nbsp;</td><td style="text-align: left">&nbsp;</td><td>&nbsp;</td>
    <td style="text-align: left">&nbsp;</td><td style="text-align: right">&nbsp;</td><td style="text-align: left">&nbsp;</td></tr>
<tr style="vertical-align: bottom; background-color: White">
    <td style="width: 20%; padding-bottom: 2.25pt">Ending Balance</td><td style="width: 1%; padding-bottom: 2.25pt">&nbsp;</td>
    <td style="width: 1%; border-bottom: Black 2.5pt double; text-align: left">$</td><td style="width: 5%; border-bottom: Black 2.5pt double; text-align: right">1,923,460</td><td style="width: 1%; border-bottom: Black 2.5pt double; text-align: left">&nbsp;</td><td style="width: 1%; padding-bottom: 2.25pt; border-bottom: Black 2.5pt double">&nbsp;</td>
    <td style="width: 1%; border-bottom: Black 2.5pt double; text-align: left">$</td><td style="width: 5%; border-bottom: Black 2.5pt double; text-align: right">621,569</td><td style="width: 1%; border-bottom: Black 2.5pt double; text-align: left">&nbsp;</td><td style="width: 1%; padding-bottom: 2.25pt; border-bottom: Black 2.5pt double">&nbsp;</td>
    <td style="width: 1%; border-bottom: Black 2.5pt double; text-align: left">$</td><td style="width: 5%; border-bottom: Black 2.5pt double; text-align: right">573,779</td><td style="width: 1%; border-bottom: Black 2.5pt double; text-align: left">&nbsp;</td><td style="width: 1%; padding-bottom: 2.25pt; border-bottom: Black 2.5pt double">&nbsp;</td>
    <td style="width: 1%; border-bottom: Black 2.5pt double; text-align: left">$</td><td style="width: 5%; border-bottom: Black 2.5pt double; text-align: right">187,572</td><td style="width: 1%; border-bottom: Black 2.5pt double; text-align: left">&nbsp;</td><td style="width: 1%; padding-bottom: 2.25pt; border-bottom: Black 2.5pt double">&nbsp;</td>
    <td style="width: 1%; border-bottom: Black 2.5pt double; text-align: left">$</td><td style="width: 5%; border-bottom: Black 2.5pt double; text-align: right">9,835</td><td style="width: 1%; border-bottom: Black 2.5pt double; text-align: left">&nbsp;</td><td style="width: 1%; padding-bottom: 2.25pt; border-bottom: Black 2.5pt double">&nbsp;</td>
    <td style="width: 1%; border-bottom: Black 2.5pt double; text-align: left">$</td><td style="width: 5%; border-bottom: Black 2.5pt double; text-align: right">5,286</td><td style="width: 1%; border-bottom: Black 2.5pt double; text-align: left">&nbsp;</td><td style="width: 1%; padding-bottom: 2.25pt; border-bottom: Black 2.5pt double">&nbsp;</td>
    <td style="width: 1%; border-bottom: Black 2.5pt double; text-align: left">$</td><td style="width: 5%; border-bottom: Black 2.5pt double; text-align: right">7,134</td><td style="width: 1%; border-bottom: Black 2.5pt double; text-align: left">&nbsp;</td><td style="width: 1%; padding-bottom: 2.25pt; border-bottom: Black 2.5pt double">&nbsp;</td>
    <td style="width: 1%; border-bottom: Black 2.5pt double; text-align: left">$</td><td style="width: 5%; border-bottom: Black 2.5pt double; text-align: right">22,519</td><td style="width: 1%; border-bottom: Black 2.5pt double; text-align: left">&nbsp;</td><td style="width: 1%; padding-bottom: 2.25pt; border-bottom: Black 2.5pt double">&nbsp;</td>
    <td style="width: 1%; border-bottom: Black 2.5pt double; text-align: left">$</td><td style="width: 5%; border-bottom: Black 2.5pt double; text-align: right">447,500</td><td style="width: 1%; border-bottom: Black 2.5pt double; text-align: left">&nbsp;</td><td style="width: 1%; padding-bottom: 2.25pt; border-bottom: Black 2.5pt double">&nbsp;</td>
    <td style="width: 1%; border-bottom: Black 2.5pt double; text-align: left">$</td><td style="width: 5%; border-bottom: Black 2.5pt double; text-align: right">3,798,654</td><td style="width: 1%; border-bottom: Black 2.5pt double; text-align: left">&nbsp;</td></tr>
<tr style="vertical-align: bottom; background-color: rgb(204,238,255)">
    <td style="text-align: left; padding-bottom: 2.25pt">Ending balance: individually evaluated for impairment</td><td style="padding-bottom: 2.25pt">&nbsp;</td>
    <td style="border-bottom: Black 2.5pt double; text-align: left">$</td><td style="border-bottom: Black 2.5pt double; text-align: right">13,260</td><td style="border-bottom: Black 2.5pt double; text-align: left">&nbsp;</td><td style="padding-bottom: 2.25pt; border-bottom: Black 2.5pt double">&nbsp;</td>
    <td style="border-bottom: Black 2.5pt double; text-align: left">$</td><td style="border-bottom: Black 2.5pt double; text-align: right">9,473</td><td style="border-bottom: Black 2.5pt double; text-align: left">&nbsp;</td><td style="padding-bottom: 2.25pt; border-bottom: Black 2.5pt double">&nbsp;</td>
    <td style="border-bottom: Black 2.5pt double; text-align: left">$</td><td style="border-bottom: Black 2.5pt double; text-align: right">15,120</td><td style="border-bottom: Black 2.5pt double; text-align: left">&nbsp;</td><td style="padding-bottom: 2.25pt; border-bottom: Black 2.5pt double">&nbsp;</td>
    <td style="border-bottom: Black 2.5pt double; text-align: left">$</td><td style="border-bottom: Black 2.5pt double; text-align: right">13,170</td><td style="border-bottom: Black 2.5pt double; text-align: left">&nbsp;</td><td style="padding-bottom: 2.25pt; border-bottom: Black 2.5pt double">&nbsp;</td>
    <td style="border-bottom: Black 2.5pt double; text-align: left">$</td><td style="border-bottom: Black 2.5pt double; text-align: right">-</td><td style="border-bottom: Black 2.5pt double; text-align: left">&nbsp;</td><td style="padding-bottom: 2.25pt; border-bottom: Black 2.5pt double">&nbsp;</td>
    <td style="border-bottom: Black 2.5pt double; text-align: left">$</td><td style="border-bottom: Black 2.5pt double; text-align: right">-</td><td style="border-bottom: Black 2.5pt double; text-align: left">&nbsp;</td><td style="padding-bottom: 2.25pt; border-bottom: Black 2.5pt double">&nbsp;</td>
    <td style="border-bottom: Black 2.5pt double; text-align: left">$</td><td style="border-bottom: Black 2.5pt double; text-align: right">-</td><td style="border-bottom: Black 2.5pt double; text-align: left">&nbsp;</td><td style="padding-bottom: 2.25pt; border-bottom: Black 2.5pt double">&nbsp;</td>
    <td style="border-bottom: Black 2.5pt double; text-align: left">$</td><td style="border-bottom: Black 2.5pt double; text-align: right">-</td><td style="border-bottom: Black 2.5pt double; text-align: left">&nbsp;</td><td style="padding-bottom: 2.25pt; border-bottom: Black 2.5pt double">&nbsp;</td>
    <td style="border-bottom: Black 2.5pt double; text-align: left">$</td><td style="border-bottom: Black 2.5pt double; text-align: right">5,492</td><td style="border-bottom: Black 2.5pt double; text-align: left">&nbsp;</td><td style="padding-bottom: 2.25pt; border-bottom: Black 2.5pt double">&nbsp;</td>
    <td style="border-bottom: Black 2.5pt double; text-align: left">$</td><td style="border-bottom: Black 2.5pt double; text-align: right">56,515</td><td style="border-bottom: Black 2.5pt double; text-align: left">&nbsp;</td></tr>
<tr style="vertical-align: bottom; background-color: White">
    <td style="text-align: left; padding-bottom: 2.25pt">Ending balance: collectively evaluated for impairment</td><td style="padding-bottom: 2.25pt">&nbsp;</td>
    <td style="border-bottom: Black 2.5pt double; text-align: left">$</td><td style="border-bottom: Black 2.5pt double; text-align: right">1,910,200</td><td style="border-bottom: Black 2.5pt double; text-align: left">&nbsp;</td><td style="padding-bottom: 2.25pt; border-bottom: Black 2.5pt double">&nbsp;</td>
    <td style="border-bottom: Black 2.5pt double; text-align: left">$</td><td style="border-bottom: Black 2.5pt double; text-align: right">612,096</td><td style="border-bottom: Black 2.5pt double; text-align: left">&nbsp;</td><td style="padding-bottom: 2.25pt; border-bottom: Black 2.5pt double">&nbsp;</td>
    <td style="border-bottom: Black 2.5pt double; text-align: left">$</td><td style="border-bottom: Black 2.5pt double; text-align: right">558,659</td><td style="border-bottom: Black 2.5pt double; text-align: left">&nbsp;</td><td style="padding-bottom: 2.25pt; border-bottom: Black 2.5pt double">&nbsp;</td>
    <td style="border-bottom: Black 2.5pt double; text-align: left">$</td><td style="border-bottom: Black 2.5pt double; text-align: right">174,402</td><td style="border-bottom: Black 2.5pt double; text-align: left">&nbsp;</td><td style="padding-bottom: 2.25pt; border-bottom: Black 2.5pt double">&nbsp;</td>
    <td style="border-bottom: Black 2.5pt double; text-align: left">$</td><td style="border-bottom: Black 2.5pt double; text-align: right">9,835</td><td style="border-bottom: Black 2.5pt double; text-align: left">&nbsp;</td><td style="padding-bottom: 2.25pt; border-bottom: Black 2.5pt double">&nbsp;</td>
    <td style="border-bottom: Black 2.5pt double; text-align: left">$</td><td style="border-bottom: Black 2.5pt double; text-align: right">5,286</td><td style="border-bottom: Black 2.5pt double; text-align: left">&nbsp;</td><td style="padding-bottom: 2.25pt; border-bottom: Black 2.5pt double">&nbsp;</td>
    <td style="border-bottom: Black 2.5pt double; text-align: left">$</td><td style="border-bottom: Black 2.5pt double; text-align: right">7,134</td><td style="border-bottom: Black 2.5pt double; text-align: left">&nbsp;</td><td style="padding-bottom: 2.25pt; border-bottom: Black 2.5pt double">&nbsp;</td>
    <td style="border-bottom: Black 2.5pt double; text-align: left">$</td><td style="border-bottom: Black 2.5pt double; text-align: right">22,519</td><td style="border-bottom: Black 2.5pt double; text-align: left">&nbsp;</td><td style="padding-bottom: 2.25pt; border-bottom: Black 2.5pt double">&nbsp;</td>
    <td style="border-bottom: Black 2.5pt double; text-align: left">$</td><td style="border-bottom: Black 2.5pt double; text-align: right">442,008</td><td style="border-bottom: Black 2.5pt double; text-align: left">&nbsp;</td><td style="padding-bottom: 2.25pt; border-bottom: Black 2.5pt double">&nbsp;</td>
    <td style="border-bottom: Black 2.5pt double; text-align: left">$</td><td style="border-bottom: Black 2.5pt double; text-align: right">3,742,139</td><td style="border-bottom: Black 2.5pt double; text-align: left">&nbsp;</td></tr>
</table></div>



<p style="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 0.5in"></p>

<p style="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 0.5in">&nbsp;</p>

<p style="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 0.5in">&nbsp;</p>

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<p style="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 0in">The following table shows
our recorded investment, unpaid principal balance and allocated allowance for loan losses for loans that were considered impaired
at December 31, 2015 and 2014:</p>

<p style="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 0in">&nbsp;</p>

<p style="color: Red; font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: center; text-indent: 0in"></p>

<div data-td-taggable-table=""><table cellpadding="0" cellspacing="0" style="border-collapse: collapse; width: 100%; font: 10pt Times New Roman, Times, Serif">
<tr style="vertical-align: bottom">
    <td>&nbsp;</td><td style="padding-bottom: 1pt">&nbsp;</td>
    <td colspan="11" style="text-align: center; border-bottom: Black 1pt solid">December 31, 2015</td><td style="padding-bottom: 1pt">&nbsp;</td>
    <td colspan="11" style="text-align: center; border-bottom: Black 1pt solid">December 31, 2014</td></tr>
<tr style="vertical-align: bottom">
    <td style="font-style: italic; text-align: left">&nbsp;</td><td style="padding-bottom: 1pt">&nbsp;</td>
    <td colspan="3" style="text-align: center; border-bottom: Black 1pt solid">Recorded<br>
Investment</td><td style="border-bottom: Black 1pt solid; text-align: left">&nbsp;</td>
    <td colspan="3" style="text-align: center; border-bottom: Black 1pt solid">Unpaid <br>
Principal <br>
Balance</td><td style="border-bottom: Black 1pt solid; text-align: left">&nbsp;</td>
    <td colspan="3" style="text-align: center; border-bottom: Black 1pt solid">Related <br>
Allowance</td><td style="padding-bottom: 1pt">&nbsp;</td>
    <td colspan="3" style="text-align: center; border-bottom: Black 1pt solid">Recorded<br>
Investment</td><td style="border-bottom: Black 1pt solid; text-align: left">&nbsp;</td>
    <td colspan="3" style="text-align: center; border-bottom: Black 1pt solid">Unpaid <br>
Principal <br>
Balance</td><td style="border-bottom: Black 1pt solid; text-align: left">&nbsp;</td>
    <td colspan="3" style="text-align: center; border-bottom: Black 1pt solid">Related<br>
Allowance</td></tr>
<tr style="vertical-align: bottom">
    <td>&nbsp;</td><td>&nbsp;</td>
    <td colspan="3" style="text-align: right">&nbsp;</td><td>&nbsp;</td>
    <td colspan="3" style="text-align: right">&nbsp;</td><td>&nbsp;</td>
    <td colspan="3">&nbsp;</td><td>&nbsp;</td>
    <td colspan="3" style="text-align: right">&nbsp;</td><td>&nbsp;</td>
    <td colspan="3" style="text-align: right">&nbsp;</td><td>&nbsp;</td>
    <td colspan="3">&nbsp;</td></tr>
<tr style="vertical-align: bottom">
    <td style="font-weight: bold">&nbsp;</td><td style="font-style: italic">&nbsp;</td>
    <td colspan="23" style="font-style: italic; text-align: center">(In thousands)</td></tr>
<tr style="vertical-align: bottom; background-color: rgb(204,238,255)">
    <td colspan="1">With no related allowance recorded:</td><td>&nbsp;</td>
    <td colspan="3" style="text-align: right">&nbsp;</td><td>&nbsp;</td>
    <td colspan="3" style="text-align: right">&nbsp;</td><td>&nbsp;</td>
    <td colspan="3">&nbsp;</td><td>&nbsp;</td>
    <td colspan="3" style="text-align: right">&nbsp;</td><td>&nbsp;</td>
    <td colspan="3" style="text-align: right">&nbsp;</td><td>&nbsp;</td>
    <td colspan="3">&nbsp;</td></tr>
<tr style="vertical-align: bottom; background-color: White">
    <td style="text-align: left; padding-left: 10pt">Mortgage loans:</td><td>&nbsp;</td>
    <td style="text-align: left">&nbsp;</td><td style="text-align: right">&nbsp;</td><td style="text-align: left">&nbsp;</td><td>&nbsp;</td>
    <td style="text-align: left">&nbsp;</td><td style="text-align: right">&nbsp;</td><td style="text-align: left">&nbsp;</td><td>&nbsp;</td>
    <td style="text-align: left">&nbsp;</td><td style="text-align: right">&nbsp;</td><td style="text-align: left">&nbsp;</td><td>&nbsp;</td>
    <td style="text-align: left">&nbsp;</td><td style="text-align: right">&nbsp;</td><td style="text-align: left">&nbsp;</td><td>&nbsp;</td>
    <td style="text-align: left">&nbsp;</td><td style="text-align: right">&nbsp;</td><td style="text-align: left">&nbsp;</td><td>&nbsp;</td>
    <td style="text-align: left">&nbsp;</td><td style="text-align: right">&nbsp;</td><td style="text-align: left">&nbsp;</td></tr>
<tr style="vertical-align: bottom; background-color: rgb(204,238,255)">
    <td style="width: 34%; text-align: left; padding-left: 20pt">Multi-family residential</td><td style="width: 1%">&nbsp;</td>
    <td style="width: 1%; text-align: left">$</td><td style="width: 8%; text-align: right">5,742</td><td style="width: 1%; text-align: left">&nbsp;</td><td style="width: 1%">&nbsp;</td>
    <td style="width: 1%; text-align: left">$</td><td style="width: 8%; text-align: right">6,410</td><td style="width: 1%; text-align: left">&nbsp;</td><td style="width: 1%">&nbsp;</td>
    <td style="width: 1%; text-align: left">$</td><td style="width: 8%; text-align: right">-</td><td style="width: 1%; text-align: left">&nbsp;</td><td style="width: 1%">&nbsp;</td>
    <td style="width: 1%; text-align: left">$</td><td style="width: 8%; text-align: right">10,481</td><td style="width: 1%; text-align: left">&nbsp;</td><td style="width: 1%">&nbsp;</td>
    <td style="width: 1%; text-align: left">$</td><td style="width: 8%; text-align: right">11,551</td><td style="width: 1%; text-align: left">&nbsp;</td><td style="width: 1%">&nbsp;</td>
    <td style="width: 1%; text-align: left">$</td><td style="width: 8%; text-align: right">-</td><td style="width: 1%; text-align: left">&nbsp;</td></tr>
<tr style="vertical-align: bottom; background-color: White">
    <td style="text-align: left; padding-left: 20pt">Commercial real estate</td><td>&nbsp;</td>
    <td style="text-align: left">&nbsp;</td><td style="text-align: right">3,812</td><td style="text-align: left">&nbsp;</td><td>&nbsp;</td>
    <td style="text-align: left">&nbsp;</td><td style="text-align: right">3,869</td><td style="text-align: left">&nbsp;</td><td>&nbsp;</td>
    <td style="text-align: left">&nbsp;</td><td style="text-align: right">-</td><td style="text-align: left">&nbsp;</td><td>&nbsp;</td>
    <td style="text-align: left">&nbsp;</td><td style="text-align: right">7,100</td><td style="text-align: left">&nbsp;</td><td>&nbsp;</td>
    <td style="text-align: left">&nbsp;</td><td style="text-align: right">7,221</td><td style="text-align: left">&nbsp;</td><td>&nbsp;</td>
    <td style="text-align: left">&nbsp;</td><td style="text-align: right">-</td><td style="text-align: left">&nbsp;</td></tr>
<tr style="vertical-align: bottom; background-color: rgb(204,238,255)">
    <td style="text-align: left; padding-left: 20pt">One-to-four family mixed-use property</td><td>&nbsp;</td>
    <td style="text-align: left">&nbsp;</td><td style="text-align: right">10,082</td><td style="text-align: left">&nbsp;</td><td>&nbsp;</td>
    <td style="text-align: left">&nbsp;</td><td style="text-align: right">11,335</td><td style="text-align: left">&nbsp;</td><td>&nbsp;</td>
    <td style="text-align: left">&nbsp;</td><td style="text-align: right">-</td><td style="text-align: left">&nbsp;</td><td>&nbsp;</td>
    <td style="text-align: left">&nbsp;</td><td style="text-align: right">12,027</td><td style="text-align: left">&nbsp;</td><td>&nbsp;</td>
    <td style="text-align: left">&nbsp;</td><td style="text-align: right">13,381</td><td style="text-align: left">&nbsp;</td><td>&nbsp;</td>
    <td style="text-align: left">&nbsp;</td><td style="text-align: right">-</td><td style="text-align: left">&nbsp;</td></tr>
<tr style="vertical-align: bottom; background-color: White">
    <td style="text-align: left; padding-left: 20pt">One-to-four family residential</td><td>&nbsp;</td>
    <td style="text-align: left">&nbsp;</td><td style="text-align: right">12,255</td><td style="text-align: left">&nbsp;</td><td>&nbsp;</td>
    <td style="text-align: left">&nbsp;</td><td style="text-align: right">14,345</td><td style="text-align: left">&nbsp;</td><td>&nbsp;</td>
    <td style="text-align: left">&nbsp;</td><td style="text-align: right">-</td><td style="text-align: left">&nbsp;</td><td>&nbsp;</td>
    <td style="text-align: left">&nbsp;</td><td style="text-align: right">12,816</td><td style="text-align: left">&nbsp;</td><td>&nbsp;</td>
    <td style="text-align: left">&nbsp;</td><td style="text-align: right">15,709</td><td style="text-align: left">&nbsp;</td><td>&nbsp;</td>
    <td style="text-align: left">&nbsp;</td><td style="text-align: right">-</td><td style="text-align: left">&nbsp;</td></tr>
<tr style="vertical-align: bottom; background-color: rgb(204,238,255)">
    <td style="text-align: left; padding-left: 20pt">Co-operative apartments</td><td>&nbsp;</td>
    <td style="text-align: left">&nbsp;</td><td style="text-align: right">-</td><td style="text-align: left">&nbsp;</td><td>&nbsp;</td>
    <td style="text-align: left">&nbsp;</td><td style="text-align: right">-</td><td style="text-align: left">&nbsp;</td><td>&nbsp;</td>
    <td style="text-align: left">&nbsp;</td><td style="text-align: right">-</td><td style="text-align: left">&nbsp;</td><td>&nbsp;</td>
    <td style="text-align: left">&nbsp;</td><td style="text-align: right">-</td><td style="text-align: left">&nbsp;</td><td>&nbsp;</td>
    <td style="text-align: left">&nbsp;</td><td style="text-align: right">-</td><td style="text-align: left">&nbsp;</td><td>&nbsp;</td>
    <td style="text-align: left">&nbsp;</td><td style="text-align: right">-</td><td style="text-align: left">&nbsp;</td></tr>
<tr style="vertical-align: bottom; background-color: White">
    <td style="padding-left: 20pt">Construction</td><td>&nbsp;</td>
    <td style="text-align: left">&nbsp;</td><td style="text-align: right">1,000</td><td style="text-align: left">&nbsp;</td><td>&nbsp;</td>
    <td style="text-align: left">&nbsp;</td><td style="text-align: right">1,000</td><td style="text-align: left">&nbsp;</td><td>&nbsp;</td>
    <td style="text-align: left">&nbsp;</td><td style="text-align: right">-</td><td style="text-align: left">&nbsp;</td><td>&nbsp;</td>
    <td style="text-align: left">&nbsp;</td><td style="text-align: right">-</td><td style="text-align: left">&nbsp;</td><td>&nbsp;</td>
    <td style="text-align: left">&nbsp;</td><td style="text-align: right">-</td><td style="text-align: left">&nbsp;</td><td>&nbsp;</td>
    <td style="text-align: left">&nbsp;</td><td style="text-align: right">-</td><td style="text-align: left">&nbsp;</td></tr>
<tr style="vertical-align: bottom; background-color: rgb(204,238,255)">
    <td style="text-align: left; padding-left: 10pt">Non-mortgage loans:</td><td>&nbsp;</td>
    <td style="text-align: left">&nbsp;</td><td style="text-align: right">&nbsp;</td><td style="text-align: left">&nbsp;</td><td>&nbsp;</td>
    <td style="text-align: left">&nbsp;</td><td style="text-align: right">&nbsp;</td><td style="text-align: left">&nbsp;</td><td>&nbsp;</td>
    <td style="text-align: left">&nbsp;</td><td style="text-align: right">&nbsp;</td><td style="text-align: left">&nbsp;</td><td>&nbsp;</td>
    <td style="text-align: left">&nbsp;</td><td style="text-align: right">&nbsp;</td><td style="text-align: left">&nbsp;</td><td>&nbsp;</td>
    <td style="text-align: left">&nbsp;</td><td style="text-align: right">&nbsp;</td><td style="text-align: left">&nbsp;</td><td>&nbsp;</td>
    <td style="text-align: left">&nbsp;</td><td style="text-align: right">&nbsp;</td><td style="text-align: left">&nbsp;</td></tr>
<tr style="vertical-align: bottom; background-color: White">
    <td style="text-align: left; padding-left: 20pt">Small Business Administration</td><td>&nbsp;</td>
    <td style="text-align: left">&nbsp;</td><td style="text-align: right">276</td><td style="text-align: left">&nbsp;</td><td>&nbsp;</td>
    <td style="text-align: left">&nbsp;</td><td style="text-align: right">276</td><td style="text-align: left">&nbsp;</td><td>&nbsp;</td>
    <td style="text-align: left">&nbsp;</td><td style="text-align: right">-</td><td style="text-align: left">&nbsp;</td><td>&nbsp;</td>
    <td style="text-align: left">&nbsp;</td><td style="text-align: right">-</td><td style="text-align: left">&nbsp;</td><td>&nbsp;</td>
    <td style="text-align: left">&nbsp;</td><td style="text-align: right">-</td><td style="text-align: left">&nbsp;</td><td>&nbsp;</td>
    <td style="text-align: left">&nbsp;</td><td style="text-align: right">-</td><td style="text-align: left">&nbsp;</td></tr>
<tr style="vertical-align: bottom; background-color: rgb(204,238,255)">
    <td style="text-align: left; padding-left: 20pt">Taxi Medallion</td><td>&nbsp;</td>
    <td style="text-align: left">&nbsp;</td><td style="text-align: right">-</td><td style="text-align: left">&nbsp;</td><td>&nbsp;</td>
    <td style="text-align: left">&nbsp;</td><td style="text-align: right">-</td><td style="text-align: left">&nbsp;</td><td>&nbsp;</td>
    <td style="text-align: left">&nbsp;</td><td style="text-align: right">-</td><td style="text-align: left">&nbsp;</td><td>&nbsp;</td>
    <td style="text-align: left">&nbsp;</td><td style="text-align: right">-</td><td style="text-align: left">&nbsp;</td><td>&nbsp;</td>
    <td style="text-align: left">&nbsp;</td><td style="text-align: right">-</td><td style="text-align: left">&nbsp;</td><td>&nbsp;</td>
    <td style="text-align: left">&nbsp;</td><td style="text-align: right">-</td><td style="text-align: left">&nbsp;</td></tr>
<tr style="vertical-align: bottom; background-color: White">
    <td style="text-align: left; padding-left: 20pt">Commercial Business and other</td><td>&nbsp;</td>
    <td style="text-align: left">&nbsp;</td><td style="text-align: right">2,682</td><td style="text-align: left">&nbsp;</td><td>&nbsp;</td>
    <td style="text-align: left">&nbsp;</td><td style="text-align: right">5,347</td><td style="text-align: left">&nbsp;</td><td>&nbsp;</td>
    <td style="text-align: left">&nbsp;</td><td style="text-align: right">-</td><td style="text-align: left">&nbsp;</td><td>&nbsp;</td>
    <td style="text-align: left">&nbsp;</td><td style="text-align: right">2,779</td><td style="text-align: left">&nbsp;</td><td>&nbsp;</td>
    <td style="text-align: left">&nbsp;</td><td style="text-align: right">3,149</td><td style="text-align: left">&nbsp;</td><td>&nbsp;</td>
    <td style="text-align: left">&nbsp;</td><td style="text-align: right">-</td><td style="text-align: left">&nbsp;</td></tr>
<tr style="vertical-align: bottom; background-color: rgb(204,238,255)">
    <td style="padding-bottom: 1pt">&nbsp;</td><td style="padding-bottom: 1pt">&nbsp;</td>
    <td style="border-bottom: Black 1pt solid; text-align: left">&nbsp;</td><td style="border-bottom: Black 1pt solid; text-align: right">&nbsp;</td><td style="border-bottom: Black 1pt solid; text-align: left">&nbsp;</td><td style="border-bottom: Black 1pt solid; text-align: left">&nbsp;</td>
    <td style="border-bottom: Black 1pt solid; text-align: left">&nbsp;</td><td style="border-bottom: Black 1pt solid; text-align: right">&nbsp;</td><td style="border-bottom: Black 1pt solid; text-align: left">&nbsp;</td><td style="border-bottom: Black 1pt solid; text-align: left">&nbsp;</td>
    <td style="border-bottom: Black 1pt solid; text-align: left">&nbsp;</td><td style="border-bottom: Black 1pt solid; text-align: right">&nbsp;</td><td style="border-bottom: Black 1pt solid; text-align: left">&nbsp;</td><td style="padding-bottom: 1pt">&nbsp;</td>
    <td style="border-bottom: Black 1pt solid; text-align: left">&nbsp;</td><td style="border-bottom: Black 1pt solid; text-align: right">&nbsp;</td><td style="border-bottom: Black 1pt solid; text-align: left">&nbsp;</td><td style="border-bottom: Black 1pt solid; text-align: left">&nbsp;</td>
    <td style="border-bottom: Black 1pt solid; text-align: left">&nbsp;</td><td style="border-bottom: Black 1pt solid; text-align: right">&nbsp;</td><td style="border-bottom: Black 1pt solid; text-align: left">&nbsp;</td><td style="border-bottom: Black 1pt solid; text-align: left">&nbsp;</td>
    <td style="border-bottom: Black 1pt solid; text-align: left">&nbsp;</td><td style="border-bottom: Black 1pt solid; text-align: right">&nbsp;</td><td style="border-bottom: Black 1pt solid; text-align: left">&nbsp;</td></tr>
<tr style="vertical-align: bottom; background-color: White">
    <td style="text-align: left; padding-bottom: 1pt; padding-left: 30pt">Total loans with no related allowance recorded</td><td style="padding-bottom: 1pt">&nbsp;</td>
    <td style="border-bottom: Black 1pt solid; text-align: left">&nbsp;</td><td style="border-bottom: Black 1pt solid; text-align: right">35,849</td><td style="border-bottom: Black 1pt solid; text-align: left">&nbsp;</td><td style="border-bottom: Black 1pt solid; text-align: left">&nbsp;</td>
    <td style="border-bottom: Black 1pt solid; text-align: left">&nbsp;</td><td style="border-bottom: Black 1pt solid; text-align: right">42,582</td><td style="border-bottom: Black 1pt solid; text-align: left">&nbsp;</td><td style="border-bottom: Black 1pt solid; text-align: left">&nbsp;</td>
    <td style="border-bottom: Black 1pt solid; text-align: left">&nbsp;</td><td style="border-bottom: Black 1pt solid; text-align: right">-</td><td style="border-bottom: Black 1pt solid; text-align: left">&nbsp;</td><td style="padding-bottom: 1pt">&nbsp;</td>
    <td style="border-bottom: Black 1pt solid; text-align: left">&nbsp;</td><td style="border-bottom: Black 1pt solid; text-align: right">45,203</td><td style="border-bottom: Black 1pt solid; text-align: left">&nbsp;</td><td style="border-bottom: Black 1pt solid; text-align: left">&nbsp;</td>
    <td style="border-bottom: Black 1pt solid; text-align: left">&nbsp;</td><td style="border-bottom: Black 1pt solid; text-align: right">51,011</td><td style="border-bottom: Black 1pt solid; text-align: left">&nbsp;</td><td style="border-bottom: Black 1pt solid; text-align: left">&nbsp;</td>
    <td style="border-bottom: Black 1pt solid; text-align: left">&nbsp;</td><td style="border-bottom: Black 1pt solid; text-align: right">-</td><td style="border-bottom: Black 1pt solid; text-align: left">&nbsp;</td></tr>
<tr style="vertical-align: bottom; background-color: rgb(204,238,255)">
    <td>&nbsp;</td><td>&nbsp;</td>
    <td style="text-align: left">&nbsp;</td><td style="text-align: right">&nbsp;</td><td style="text-align: left">&nbsp;</td><td>&nbsp;</td>
    <td style="text-align: left">&nbsp;</td><td style="text-align: right">&nbsp;</td><td style="text-align: left">&nbsp;</td><td>&nbsp;</td>
    <td style="text-align: left">&nbsp;</td><td style="text-align: right">&nbsp;</td><td style="text-align: left">&nbsp;</td><td>&nbsp;</td>
    <td style="text-align: left">&nbsp;</td><td style="text-align: right">&nbsp;</td><td style="text-align: left">&nbsp;</td><td>&nbsp;</td>
    <td style="text-align: left">&nbsp;</td><td style="text-align: right">&nbsp;</td><td style="text-align: left">&nbsp;</td><td>&nbsp;</td>
    <td style="text-align: left">&nbsp;</td><td style="text-align: right">&nbsp;</td><td style="text-align: left">&nbsp;</td></tr>
<tr style="vertical-align: bottom; background-color: White">
    <td style="text-align: left">With an allowance recorded:</td><td>&nbsp;</td>
    <td style="text-align: left">&nbsp;</td><td style="text-align: right">&nbsp;</td><td style="text-align: left">&nbsp;</td><td>&nbsp;</td>
    <td style="text-align: left">&nbsp;</td><td style="text-align: right">&nbsp;</td><td style="text-align: left">&nbsp;</td><td>&nbsp;</td>
    <td style="text-align: left">&nbsp;</td><td style="text-align: right">&nbsp;</td><td style="text-align: left">&nbsp;</td><td>&nbsp;</td>
    <td style="text-align: left">&nbsp;</td><td style="text-align: right">&nbsp;</td><td style="text-align: left">&nbsp;</td><td>&nbsp;</td>
    <td style="text-align: left">&nbsp;</td><td style="text-align: right">&nbsp;</td><td style="text-align: left">&nbsp;</td><td>&nbsp;</td>
    <td style="text-align: left">&nbsp;</td><td style="text-align: right">&nbsp;</td><td style="text-align: left">&nbsp;</td></tr>
<tr style="vertical-align: bottom; background-color: rgb(204,238,255)">
    <td style="text-align: left; padding-left: 10pt">Mortgage loans:</td><td>&nbsp;</td>
    <td style="text-align: left">&nbsp;</td><td style="text-align: right">&nbsp;</td><td style="text-align: left">&nbsp;</td><td>&nbsp;</td>
    <td style="text-align: left">&nbsp;</td><td style="text-align: right">&nbsp;</td><td style="text-align: left">&nbsp;</td><td>&nbsp;</td>
    <td style="text-align: left">&nbsp;</td><td style="text-align: right">&nbsp;</td><td style="text-align: left">&nbsp;</td><td>&nbsp;</td>
    <td style="text-align: left">&nbsp;</td><td style="text-align: right">&nbsp;</td><td style="text-align: left">&nbsp;</td><td>&nbsp;</td>
    <td style="text-align: left">&nbsp;</td><td style="text-align: right">&nbsp;</td><td style="text-align: left">&nbsp;</td><td>&nbsp;</td>
    <td style="text-align: left">&nbsp;</td><td style="text-align: right">&nbsp;</td><td style="text-align: left">&nbsp;</td></tr>
<tr style="vertical-align: bottom; background-color: White">
    <td style="text-align: left; padding-left: 20pt">Multi-family residential</td><td>&nbsp;</td>
    <td style="text-align: left">&nbsp;</td><td style="text-align: right">2,305</td><td style="text-align: left">&nbsp;</td><td>&nbsp;</td>
    <td style="text-align: left">&nbsp;</td><td style="text-align: right">2,305</td><td style="text-align: left">&nbsp;</td><td>&nbsp;</td>
    <td style="text-align: left">&nbsp;</td><td style="text-align: right">252</td><td style="text-align: left">&nbsp;</td><td>&nbsp;</td>
    <td style="text-align: left">&nbsp;</td><td style="text-align: right">2,779</td><td style="text-align: left">&nbsp;</td><td>&nbsp;</td>
    <td style="text-align: left">&nbsp;</td><td style="text-align: right">2,779</td><td style="text-align: left">&nbsp;</td><td>&nbsp;</td>
    <td style="text-align: left">&nbsp;</td><td style="text-align: right">286</td><td style="text-align: left">&nbsp;</td></tr>
<tr style="vertical-align: bottom; background-color: rgb(204,238,255)">
    <td style="text-align: left; padding-left: 20pt">Commercial real estate</td><td>&nbsp;</td>
    <td style="text-align: left">&nbsp;</td><td style="text-align: right">2,371</td><td style="text-align: left">&nbsp;</td><td>&nbsp;</td>
    <td style="text-align: left">&nbsp;</td><td style="text-align: right">2,371</td><td style="text-align: left">&nbsp;</td><td>&nbsp;</td>
    <td style="text-align: left">&nbsp;</td><td style="text-align: right">180</td><td style="text-align: left">&nbsp;</td><td>&nbsp;</td>
    <td style="text-align: left">&nbsp;</td><td style="text-align: right">2,373</td><td style="text-align: left">&nbsp;</td><td>&nbsp;</td>
    <td style="text-align: left">&nbsp;</td><td style="text-align: right">2,373</td><td style="text-align: left">&nbsp;</td><td>&nbsp;</td>
    <td style="text-align: left">&nbsp;</td><td style="text-align: right">21</td><td style="text-align: left">&nbsp;</td></tr>
<tr style="vertical-align: bottom; background-color: White">
    <td style="text-align: left; padding-left: 20pt">One-to-four family mixed-use property</td><td>&nbsp;</td>
    <td style="text-align: left">&nbsp;</td><td style="text-align: right">2,746</td><td style="text-align: left">&nbsp;</td><td>&nbsp;</td>
    <td style="text-align: left">&nbsp;</td><td style="text-align: right">2,746</td><td style="text-align: left">&nbsp;</td><td>&nbsp;</td>
    <td style="text-align: left">&nbsp;</td><td style="text-align: right">502</td><td style="text-align: left">&nbsp;</td><td>&nbsp;</td>
    <td style="text-align: left">&nbsp;</td><td style="text-align: right">3,093</td><td style="text-align: left">&nbsp;</td><td>&nbsp;</td>
    <td style="text-align: left">&nbsp;</td><td style="text-align: right">3,093</td><td style="text-align: left">&nbsp;</td><td>&nbsp;</td>
    <td style="text-align: left">&nbsp;</td><td style="text-align: right">579</td><td style="text-align: left">&nbsp;</td></tr>
<tr style="vertical-align: bottom; background-color: rgb(204,238,255)">
    <td style="text-align: left; padding-left: 20pt">One-to-four family residential</td><td>&nbsp;</td>
    <td style="text-align: left">&nbsp;</td><td style="text-align: right">343</td><td style="text-align: left">&nbsp;</td><td>&nbsp;</td>
    <td style="text-align: left">&nbsp;</td><td style="text-align: right">343</td><td style="text-align: left">&nbsp;</td><td>&nbsp;</td>
    <td style="text-align: left">&nbsp;</td><td style="text-align: right">51</td><td style="text-align: left">&nbsp;</td><td>&nbsp;</td>
    <td style="text-align: left">&nbsp;</td><td style="text-align: right">354</td><td style="text-align: left">&nbsp;</td><td>&nbsp;</td>
    <td style="text-align: left">&nbsp;</td><td style="text-align: right">354</td><td style="text-align: left">&nbsp;</td><td>&nbsp;</td>
    <td style="text-align: left">&nbsp;</td><td style="text-align: right">54</td><td style="text-align: left">&nbsp;</td></tr>
<tr style="vertical-align: bottom; background-color: White">
    <td style="text-align: left; padding-left: 20pt">Co-operative apartments</td><td>&nbsp;</td>
    <td style="text-align: left">&nbsp;</td><td style="text-align: right">-</td><td style="text-align: left">&nbsp;</td><td>&nbsp;</td>
    <td style="text-align: left">&nbsp;</td><td style="text-align: right">-</td><td style="text-align: left">&nbsp;</td><td>&nbsp;</td>
    <td style="text-align: left">&nbsp;</td><td style="text-align: right">-</td><td style="text-align: left">&nbsp;</td><td>&nbsp;</td>
    <td style="text-align: left">&nbsp;</td><td style="text-align: right">-</td><td style="text-align: left">&nbsp;</td><td>&nbsp;</td>
    <td style="text-align: left">&nbsp;</td><td style="text-align: right">-</td><td style="text-align: left">&nbsp;</td><td>&nbsp;</td>
    <td style="text-align: left">&nbsp;</td><td style="text-align: right">-</td><td style="text-align: left">&nbsp;</td></tr>
<tr style="vertical-align: bottom; background-color: rgb(204,238,255)">
    <td style="padding-left: 20pt">Construction</td><td>&nbsp;</td>
    <td style="text-align: left">&nbsp;</td><td style="text-align: right">-</td><td style="text-align: left">&nbsp;</td><td>&nbsp;</td>
    <td style="text-align: left">&nbsp;</td><td style="text-align: right">-</td><td style="text-align: left">&nbsp;</td><td>&nbsp;</td>
    <td style="text-align: left">&nbsp;</td><td style="text-align: right">-</td><td style="text-align: left">&nbsp;</td><td>&nbsp;</td>
    <td style="text-align: left">&nbsp;</td><td style="text-align: right">-</td><td style="text-align: left">&nbsp;</td><td>&nbsp;</td>
    <td style="text-align: left">&nbsp;</td><td style="text-align: right">-</td><td style="text-align: left">&nbsp;</td><td>&nbsp;</td>
    <td style="text-align: left">&nbsp;</td><td style="text-align: right">-</td><td style="text-align: left">&nbsp;</td></tr>
<tr style="vertical-align: bottom; background-color: White">
    <td style="text-align: left; padding-left: 10pt">Non-mortgage loans:</td><td>&nbsp;</td>
    <td style="text-align: left">&nbsp;</td><td style="text-align: right">&nbsp;</td><td style="text-align: left">&nbsp;</td><td>&nbsp;</td>
    <td style="text-align: left">&nbsp;</td><td style="text-align: right">&nbsp;</td><td style="text-align: left">&nbsp;</td><td>&nbsp;</td>
    <td style="text-align: left">&nbsp;</td><td style="text-align: right">&nbsp;</td><td style="text-align: left">&nbsp;</td><td>&nbsp;</td>
    <td style="text-align: left">&nbsp;</td><td style="text-align: right">&nbsp;</td><td style="text-align: left">&nbsp;</td><td>&nbsp;</td>
    <td style="text-align: left">&nbsp;</td><td style="text-align: right">&nbsp;</td><td style="text-align: left">&nbsp;</td><td>&nbsp;</td>
    <td style="text-align: left">&nbsp;</td><td style="text-align: right">&nbsp;</td><td style="text-align: left">&nbsp;</td></tr>
<tr style="vertical-align: bottom; background-color: rgb(204,238,255)">
    <td style="text-align: left; padding-left: 20pt">Small Business Administration</td><td>&nbsp;</td>
    <td style="text-align: left">&nbsp;</td><td style="text-align: right">34</td><td style="text-align: left">&nbsp;</td><td>&nbsp;</td>
    <td style="text-align: left">&nbsp;</td><td style="text-align: right">34</td><td style="text-align: left">&nbsp;</td><td>&nbsp;</td>
    <td style="text-align: left">&nbsp;</td><td style="text-align: right">-</td><td style="text-align: left">&nbsp;</td><td>&nbsp;</td>
    <td style="text-align: left">&nbsp;</td><td style="text-align: right">-</td><td style="text-align: left">&nbsp;</td><td>&nbsp;</td>
    <td style="text-align: left">&nbsp;</td><td style="text-align: right">-</td><td style="text-align: left">&nbsp;</td><td>&nbsp;</td>
    <td style="text-align: left">&nbsp;</td><td style="text-align: right">-</td><td style="text-align: left">&nbsp;</td></tr>
<tr style="vertical-align: bottom; background-color: White">
    <td style="text-align: left; padding-left: 20pt">Taxi Medallion</td><td>&nbsp;</td>
    <td style="text-align: left">&nbsp;</td><td style="text-align: right">2,118</td><td style="text-align: left">&nbsp;</td><td>&nbsp;</td>
    <td style="text-align: left">&nbsp;</td><td style="text-align: right">2,118</td><td style="text-align: left">&nbsp;</td><td>&nbsp;</td>
    <td style="text-align: left">&nbsp;</td><td style="text-align: right">333</td><td style="text-align: left">&nbsp;</td><td>&nbsp;</td>
    <td style="text-align: left">&nbsp;</td><td style="text-align: right">-</td><td style="text-align: left">&nbsp;</td><td>&nbsp;</td>
    <td style="text-align: left">&nbsp;</td><td style="text-align: right">-</td><td style="text-align: left">&nbsp;</td><td>&nbsp;</td>
    <td style="text-align: left">&nbsp;</td><td style="text-align: right">-</td><td style="text-align: left">&nbsp;</td></tr>
<tr style="vertical-align: bottom; background-color: rgb(204,238,255)">
    <td style="text-align: left; padding-left: 20pt">Commercial Business and other</td><td>&nbsp;</td>
    <td style="text-align: left">&nbsp;</td><td style="text-align: right">2,034</td><td style="text-align: left">&nbsp;</td><td>&nbsp;</td>
    <td style="text-align: left">&nbsp;</td><td style="text-align: right">2,034</td><td style="text-align: left">&nbsp;</td><td>&nbsp;</td>
    <td style="text-align: left">&nbsp;</td><td style="text-align: right">112</td><td style="text-align: left">&nbsp;</td><td>&nbsp;</td>
    <td style="text-align: left">&nbsp;</td><td style="text-align: right">2,713</td><td style="text-align: left">&nbsp;</td><td>&nbsp;</td>
    <td style="text-align: left">&nbsp;</td><td style="text-align: right">2,713</td><td style="text-align: left">&nbsp;</td><td>&nbsp;</td>
    <td style="text-align: left">&nbsp;</td><td style="text-align: right">154</td><td style="text-align: left">&nbsp;</td></tr>
<tr style="vertical-align: bottom; background-color: White">
    <td style="padding-bottom: 1pt">&nbsp;</td><td style="padding-bottom: 1pt">&nbsp;</td>
    <td style="border-bottom: Black 1pt solid; text-align: left">&nbsp;</td><td style="border-bottom: Black 1pt solid; text-align: right">&nbsp;</td><td style="border-bottom: Black 1pt solid; text-align: left">&nbsp;</td><td style="border-bottom: Black 1pt solid; text-align: left">&nbsp;</td>
    <td style="border-bottom: Black 1pt solid; text-align: left">&nbsp;</td><td style="border-bottom: Black 1pt solid; text-align: right">&nbsp;</td><td style="border-bottom: Black 1pt solid; text-align: left">&nbsp;</td><td style="border-bottom: Black 1pt solid; text-align: left">&nbsp;</td>
    <td style="border-bottom: Black 1pt solid; text-align: left">&nbsp;</td><td style="border-bottom: Black 1pt solid; text-align: right">&nbsp;</td><td style="border-bottom: Black 1pt solid; text-align: left">&nbsp;</td><td style="padding-bottom: 1pt">&nbsp;</td>
    <td style="border-bottom: Black 1pt solid; text-align: left">&nbsp;</td><td style="border-bottom: Black 1pt solid; text-align: right">&nbsp;</td><td style="border-bottom: Black 1pt solid; text-align: left">&nbsp;</td><td style="border-bottom: Black 1pt solid; text-align: left">&nbsp;</td>
    <td style="border-bottom: Black 1pt solid; text-align: left">&nbsp;</td><td style="border-bottom: Black 1pt solid; text-align: right">&nbsp;</td><td style="border-bottom: Black 1pt solid; text-align: left">&nbsp;</td><td style="border-bottom: Black 1pt solid; text-align: left">&nbsp;</td>
    <td style="border-bottom: Black 1pt solid; text-align: left">&nbsp;</td><td style="border-bottom: Black 1pt solid; text-align: right">&nbsp;</td><td style="border-bottom: Black 1pt solid; text-align: left">&nbsp;</td></tr>
<tr style="vertical-align: bottom; background-color: rgb(204,238,255)">
    <td style="text-align: left; padding-bottom: 1pt; padding-left: 30pt">Total loans with an allowance recorded</td><td style="padding-bottom: 1pt">&nbsp;</td>
    <td style="border-bottom: Black 1pt solid; text-align: left">&nbsp;</td><td style="border-bottom: Black 1pt solid; text-align: right">11,951</td><td style="border-bottom: Black 1pt solid; text-align: left">&nbsp;</td><td style="border-bottom: Black 1pt solid; text-align: left">&nbsp;</td>
    <td style="border-bottom: Black 1pt solid; text-align: left">&nbsp;</td><td style="border-bottom: Black 1pt solid; text-align: right">11,951</td><td style="border-bottom: Black 1pt solid; text-align: left">&nbsp;</td><td style="border-bottom: Black 1pt solid; text-align: left">&nbsp;</td>
    <td style="border-bottom: Black 1pt solid; text-align: left">&nbsp;</td><td style="border-bottom: Black 1pt solid; text-align: right">1,430</td><td style="border-bottom: Black 1pt solid; text-align: left">&nbsp;</td><td style="padding-bottom: 1pt">&nbsp;</td>
    <td style="border-bottom: Black 1pt solid; text-align: left">&nbsp;</td><td style="border-bottom: Black 1pt solid; text-align: right">11,312</td><td style="border-bottom: Black 1pt solid; text-align: left">&nbsp;</td><td style="border-bottom: Black 1pt solid; text-align: left">&nbsp;</td>
    <td style="border-bottom: Black 1pt solid; text-align: left">&nbsp;</td><td style="border-bottom: Black 1pt solid; text-align: right">11,312</td><td style="border-bottom: Black 1pt solid; text-align: left">&nbsp;</td><td style="border-bottom: Black 1pt solid; text-align: left">&nbsp;</td>
    <td style="border-bottom: Black 1pt solid; text-align: left">&nbsp;</td><td style="border-bottom: Black 1pt solid; text-align: right">1,094</td><td style="border-bottom: Black 1pt solid; text-align: left">&nbsp;</td></tr>
<tr style="vertical-align: bottom; background-color: White">
    <td>&nbsp;</td><td>&nbsp;</td>
    <td style="text-align: left">&nbsp;</td><td style="text-align: right">&nbsp;</td><td style="text-align: left">&nbsp;</td><td>&nbsp;</td>
    <td style="text-align: left">&nbsp;</td><td style="text-align: right">&nbsp;</td><td style="text-align: left">&nbsp;</td><td>&nbsp;</td>
    <td style="text-align: left">&nbsp;</td><td style="text-align: right">&nbsp;</td><td style="text-align: left">&nbsp;</td><td>&nbsp;</td>
    <td style="text-align: left">&nbsp;</td><td style="text-align: right">&nbsp;</td><td style="text-align: left">&nbsp;</td><td>&nbsp;</td>
    <td style="text-align: left">&nbsp;</td><td style="text-align: right">&nbsp;</td><td style="text-align: left">&nbsp;</td><td>&nbsp;</td>
    <td style="text-align: left">&nbsp;</td><td style="text-align: right">&nbsp;</td><td style="text-align: left">&nbsp;</td></tr>
<tr style="vertical-align: bottom; background-color: rgb(204,238,255)">
    <td style="text-align: left">Total Impaired Loans:</td><td>&nbsp;</td>
    <td style="text-align: left">&nbsp;</td><td style="text-align: right">&nbsp;</td><td style="text-align: left">&nbsp;</td><td>&nbsp;</td>
    <td style="text-align: left">&nbsp;</td><td style="text-align: right">&nbsp;</td><td style="text-align: left">&nbsp;</td><td>&nbsp;</td>
    <td style="text-align: left">&nbsp;</td><td style="text-align: right">&nbsp;</td><td style="text-align: left">&nbsp;</td><td>&nbsp;</td>
    <td style="text-align: left">&nbsp;</td><td style="text-align: right">&nbsp;</td><td style="text-align: left">&nbsp;</td><td>&nbsp;</td>
    <td style="text-align: left">&nbsp;</td><td style="text-align: right">&nbsp;</td><td style="text-align: left">&nbsp;</td><td>&nbsp;</td>
    <td style="text-align: left">&nbsp;</td><td style="text-align: right">&nbsp;</td><td style="text-align: left">&nbsp;</td></tr>
<tr style="vertical-align: bottom; background-color: White">
    <td style="text-align: left; padding-bottom: 2.25pt; padding-left: 30pt">Total mortgage loans</td><td style="padding-bottom: 2.25pt">&nbsp;</td>
    <td style="border-bottom: Black 2.25pt double; text-align: left">$</td><td style="border-bottom: Black 2.25pt double; text-align: right">40,656</td><td style="border-bottom: Black 2.25pt double; text-align: left">&nbsp;</td><td style="border-bottom: Black 2.25pt double; text-align: left">&nbsp;</td>
    <td style="border-bottom: Black 2.25pt double; text-align: left">$</td><td style="border-bottom: Black 2.25pt double; text-align: right">44,724</td><td style="border-bottom: Black 2.25pt double; text-align: left">&nbsp;</td><td style="border-bottom: Black 2.25pt double; text-align: left">&nbsp;</td>
    <td style="border-bottom: Black 2.25pt double; text-align: left">$</td><td style="border-bottom: Black 2.25pt double; text-align: right">985</td><td style="border-bottom: Black 2.25pt double; text-align: left">&nbsp;</td><td style="padding-bottom: 2.25pt">&nbsp;</td>
    <td style="border-bottom: Black 2.25pt double; text-align: left">$</td><td style="border-bottom: Black 2.25pt double; text-align: right">51,023</td><td style="border-bottom: Black 2.25pt double; text-align: left">&nbsp;</td><td style="border-bottom: Black 2.25pt double; text-align: left">&nbsp;</td>
    <td style="border-bottom: Black 2.25pt double; text-align: left">$</td><td style="border-bottom: Black 2.25pt double; text-align: right">56,461</td><td style="border-bottom: Black 2.25pt double; text-align: left">&nbsp;</td><td style="border-bottom: Black 2.25pt double; text-align: left">&nbsp;</td>
    <td style="border-bottom: Black 2.25pt double; text-align: left">$</td><td style="border-bottom: Black 2.25pt double; text-align: right">940</td><td style="border-bottom: Black 2.25pt double; text-align: left">&nbsp;</td></tr>
<tr style="vertical-align: bottom; background-color: rgb(204,238,255)">
    <td>&nbsp;</td><td>&nbsp;</td>
    <td style="text-align: left">&nbsp;</td><td style="text-align: right">&nbsp;</td><td style="text-align: left">&nbsp;</td><td>&nbsp;</td>
    <td style="text-align: left">&nbsp;</td><td style="text-align: right">&nbsp;</td><td style="text-align: left">&nbsp;</td><td>&nbsp;</td>
    <td style="text-align: left">&nbsp;</td><td style="text-align: right">&nbsp;</td><td style="text-align: left">&nbsp;</td><td>&nbsp;</td>
    <td style="text-align: left">&nbsp;</td><td style="text-align: right">&nbsp;</td><td style="text-align: left">&nbsp;</td><td>&nbsp;</td>
    <td style="text-align: left">&nbsp;</td><td style="text-align: right">&nbsp;</td><td style="text-align: left">&nbsp;</td><td>&nbsp;</td>
    <td style="text-align: left">&nbsp;</td><td style="text-align: right">&nbsp;</td><td style="text-align: left">&nbsp;</td></tr>
<tr style="vertical-align: bottom; background-color: White">
    <td style="text-align: left; padding-bottom: 2.25pt; padding-left: 30pt">Total non-mortgage loans</td><td style="padding-bottom: 2.25pt">&nbsp;</td>
    <td style="border-bottom: Black 2.25pt double; text-align: left">$</td><td style="border-bottom: Black 2.25pt double; text-align: right">7,144</td><td style="border-bottom: Black 2.25pt double; text-align: left">&nbsp;</td><td style="border-bottom: Black 2.25pt double; text-align: left">&nbsp;</td>
    <td style="border-bottom: Black 2.25pt double; text-align: left">$</td><td style="border-bottom: Black 2.25pt double; text-align: right">9,809</td><td style="border-bottom: Black 2.25pt double; text-align: left">&nbsp;</td><td style="border-bottom: Black 2.25pt double; text-align: left">&nbsp;</td>
    <td style="border-bottom: Black 2.25pt double; text-align: left">$</td><td style="border-bottom: Black 2.25pt double; text-align: right">445</td><td style="border-bottom: Black 2.25pt double; text-align: left">&nbsp;</td><td style="padding-bottom: 2.25pt">&nbsp;</td>
    <td style="border-bottom: Black 2.25pt double; text-align: left">$</td><td style="border-bottom: Black 2.25pt double; text-align: right">5,492</td><td style="border-bottom: Black 2.25pt double; text-align: left">&nbsp;</td><td style="border-bottom: Black 2.25pt double; text-align: left">&nbsp;</td>
    <td style="border-bottom: Black 2.25pt double; text-align: left">$</td><td style="border-bottom: Black 2.25pt double; text-align: right">5,862</td><td style="border-bottom: Black 2.25pt double; text-align: left">&nbsp;</td><td style="border-bottom: Black 2.25pt double; text-align: left">&nbsp;</td>
    <td style="border-bottom: Black 2.25pt double; text-align: left">$</td><td style="border-bottom: Black 2.25pt double; text-align: right">154</td><td style="border-bottom: Black 2.25pt double; text-align: left">&nbsp;</td></tr>
</table></div>




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<p style="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 0in">The following table shows
our average recorded investment and interest income recognized for loans that were considered impaired for the three years ended
December 31, 2015:</p>

<p style="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 0in">&nbsp;</p>

<p style="color: Red; font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: center; text-indent: 0in"></p>

<div data-td-taggable-table=""><table cellpadding="0" cellspacing="0" style="border-collapse: collapse; width: 100%; font: 10pt Times New Roman, Times, Serif">
<tr style="vertical-align: bottom">
    <td>&nbsp;</td><td style="padding-bottom: 1pt">&nbsp;</td>
    <td colspan="7" style="text-align: center; border-bottom: Black 1pt solid">December 31, 2015</td><td style="padding-bottom: 1pt">&nbsp;</td>
    <td colspan="7" style="text-align: center; border-bottom: Black 1pt solid">December 31, 2014</td><td style="padding-bottom: 1pt">&nbsp;</td>
    <td colspan="7" style="text-align: center; border-bottom: Black 1pt solid">December 31, 2013</td></tr>
<tr style="vertical-align: bottom">
    <td style="font-style: italic; text-align: left">&nbsp;</td><td style="padding-bottom: 1pt">&nbsp;</td>
    <td colspan="3" style="text-align: center; border-bottom: Black 1pt solid">Average <br>
Recorded <br>
Investment</td><td style="padding-bottom: 1pt; border-bottom: Black 1pt solid">&nbsp;</td>
    <td colspan="3" style="text-align: center; border-bottom: Black 1pt solid">Interest <br>
Income <br>
Recognized</td><td style="padding-bottom: 1pt">&nbsp;</td>
    <td colspan="3" style="text-align: center; border-bottom: Black 1pt solid">Average <br>
Recorded <br>
Investment</td><td style="padding-bottom: 1pt; border-bottom: Black 1pt solid">&nbsp;</td>
    <td colspan="3" style="text-align: center; border-bottom: Black 1pt solid">Interest <br>
Income <br>
Recognized</td><td style="padding-bottom: 1pt">&nbsp;</td>
    <td colspan="3" style="text-align: center; border-bottom: Black 1pt solid">Average <br>
Recorded <br>
Investment</td><td style="padding-bottom: 1pt; border-bottom: Black 1pt solid">&nbsp;</td>
    <td colspan="3" style="text-align: center; border-bottom: Black 1pt solid">Interest <br>
Income <br>
Recognized</td></tr>
<tr style="vertical-align: bottom">
    <td>&nbsp;</td><td>&nbsp;</td>
    <td colspan="3">&nbsp;</td><td>&nbsp;</td>
    <td colspan="3">&nbsp;</td><td>&nbsp;</td>
    <td colspan="3">&nbsp;</td><td>&nbsp;</td>
    <td colspan="3">&nbsp;</td><td>&nbsp;</td>
    <td colspan="3">&nbsp;</td><td>&nbsp;</td>
    <td colspan="3">&nbsp;</td></tr>
<tr style="vertical-align: bottom">
    <td style="font-weight: bold">&nbsp;</td><td style="font-style: italic">&nbsp;</td>
    <td colspan="23" style="font-style: italic; text-align: center">(In thousands)</td></tr>
<tr style="vertical-align: bottom; background-color: rgb(204,238,255)">
    <td colspan="1">With no related allowance recorded:</td><td>&nbsp;</td>
    <td colspan="3">&nbsp;</td><td>&nbsp;</td>
    <td colspan="3">&nbsp;</td><td>&nbsp;</td>
    <td colspan="3">&nbsp;</td><td>&nbsp;</td>
    <td colspan="3">&nbsp;</td><td>&nbsp;</td>
    <td colspan="3">&nbsp;</td><td>&nbsp;</td>
    <td colspan="3">&nbsp;</td></tr>
<tr style="vertical-align: bottom; background-color: White">
    <td style="text-align: left; padding-left: 10pt">Mortgage loans:</td><td>&nbsp;</td>
    <td style="text-align: left">&nbsp;</td><td style="text-align: right">&nbsp;</td><td style="text-align: left">&nbsp;</td><td>&nbsp;</td>
    <td style="text-align: left">&nbsp;</td><td style="text-align: right">&nbsp;</td><td style="text-align: left">&nbsp;</td><td>&nbsp;</td>
    <td style="text-align: left">&nbsp;</td><td style="text-align: right">&nbsp;</td><td style="text-align: left">&nbsp;</td><td>&nbsp;</td>
    <td style="text-align: left">&nbsp;</td><td style="text-align: right">&nbsp;</td><td style="text-align: left">&nbsp;</td><td>&nbsp;</td>
    <td style="text-align: left">&nbsp;</td><td style="text-align: right">&nbsp;</td><td style="text-align: left">&nbsp;</td><td>&nbsp;</td>
    <td style="text-align: left">&nbsp;</td><td style="text-align: right">&nbsp;</td><td style="text-align: left">&nbsp;</td></tr>
<tr style="vertical-align: bottom; background-color: rgb(204,238,255)">
    <td style="width: 34%; text-align: left; padding-left: 20pt">Multi-family residential</td><td style="width: 1%">&nbsp;</td>
    <td style="width: 1%; text-align: left">$</td><td style="width: 8%; text-align: right">8,285</td><td style="width: 1%; text-align: left">&nbsp;</td><td style="width: 1%">&nbsp;</td>
    <td style="width: 1%; text-align: left">$</td><td style="width: 8%; text-align: right">92</td><td style="width: 1%; text-align: left">&nbsp;</td><td style="width: 1%">&nbsp;</td>
    <td style="width: 1%; text-align: left">$</td><td style="width: 8%; text-align: right">14,168</td><td style="width: 1%; text-align: left">&nbsp;</td><td style="width: 1%">&nbsp;</td>
    <td style="width: 1%; text-align: left">$</td><td style="width: 8%; text-align: right">194</td><td style="width: 1%; text-align: left">&nbsp;</td><td style="width: 1%">&nbsp;</td>
    <td style="width: 1%; text-align: left">$</td><td style="width: 8%; text-align: right">22,091</td><td style="width: 1%; text-align: left">&nbsp;</td><td style="width: 1%">&nbsp;</td>
    <td style="width: 1%; text-align: left">$</td><td style="width: 8%; text-align: right">402</td><td style="width: 1%; text-align: left">&nbsp;</td></tr>
<tr style="vertical-align: bottom; background-color: White">
    <td style="text-align: left; padding-left: 20pt">Commercial real estate</td><td>&nbsp;</td>
    <td style="text-align: left">&nbsp;</td><td style="text-align: right">4,926</td><td style="text-align: left">&nbsp;</td><td>&nbsp;</td>
    <td style="text-align: left">&nbsp;</td><td style="text-align: right">7</td><td style="text-align: left">&nbsp;</td><td>&nbsp;</td>
    <td style="text-align: left">&nbsp;</td><td style="text-align: right">11,329</td><td style="text-align: left">&nbsp;</td><td>&nbsp;</td>
    <td style="text-align: left">&nbsp;</td><td style="text-align: right">51</td><td style="text-align: left">&nbsp;</td><td>&nbsp;</td>
    <td style="text-align: left">&nbsp;</td><td style="text-align: right">19,846</td><td style="text-align: left">&nbsp;</td><td>&nbsp;</td>
    <td style="text-align: left">&nbsp;</td><td style="text-align: right">266</td><td style="text-align: left">&nbsp;</td></tr>
<tr style="vertical-align: bottom; background-color: rgb(204,238,255)">
    <td style="text-align: left; padding-left: 20pt">One-to-four family mixed-use property</td><td>&nbsp;</td>
    <td style="text-align: left">&nbsp;</td><td style="text-align: right">10,295</td><td style="text-align: left">&nbsp;</td><td>&nbsp;</td>
    <td style="text-align: left">&nbsp;</td><td style="text-align: right">244</td><td style="text-align: left">&nbsp;</td><td>&nbsp;</td>
    <td style="text-align: left">&nbsp;</td><td style="text-align: right">12,852</td><td style="text-align: left">&nbsp;</td><td>&nbsp;</td>
    <td style="text-align: left">&nbsp;</td><td style="text-align: right">321</td><td style="text-align: left">&nbsp;</td><td>&nbsp;</td>
    <td style="text-align: left">&nbsp;</td><td style="text-align: right">13,916</td><td style="text-align: left">&nbsp;</td><td>&nbsp;</td>
    <td style="text-align: left">&nbsp;</td><td style="text-align: right">319</td><td style="text-align: left">&nbsp;</td></tr>
<tr style="vertical-align: bottom; background-color: White">
    <td style="text-align: left; padding-left: 20pt">One-to-four family residential</td><td>&nbsp;</td>
    <td style="text-align: left">&nbsp;</td><td style="text-align: right">12,985</td><td style="text-align: left">&nbsp;</td><td>&nbsp;</td>
    <td style="text-align: left">&nbsp;</td><td style="text-align: right">138</td><td style="text-align: left">&nbsp;</td><td>&nbsp;</td>
    <td style="text-align: left">&nbsp;</td><td style="text-align: right">13,015</td><td style="text-align: left">&nbsp;</td><td>&nbsp;</td>
    <td style="text-align: left">&nbsp;</td><td style="text-align: right">103</td><td style="text-align: left">&nbsp;</td><td>&nbsp;</td>
    <td style="text-align: left">&nbsp;</td><td style="text-align: right">14,529</td><td style="text-align: left">&nbsp;</td><td>&nbsp;</td>
    <td style="text-align: left">&nbsp;</td><td style="text-align: right">125</td><td style="text-align: left">&nbsp;</td></tr>
<tr style="vertical-align: bottom; background-color: rgb(204,238,255)">
    <td style="text-align: left; padding-left: 20pt">Co-operative apartments</td><td>&nbsp;</td>
    <td style="text-align: left">&nbsp;</td><td style="text-align: right">153</td><td style="text-align: left">&nbsp;</td><td>&nbsp;</td>
    <td style="text-align: left">&nbsp;</td><td style="text-align: right">-</td><td style="text-align: left">&nbsp;</td><td>&nbsp;</td>
    <td style="text-align: left">&nbsp;</td><td style="text-align: right">-</td><td style="text-align: left">&nbsp;</td><td>&nbsp;</td>
    <td style="text-align: left">&nbsp;</td><td style="text-align: right">-</td><td style="text-align: left">&nbsp;</td><td>&nbsp;</td>
    <td style="text-align: left">&nbsp;</td><td style="text-align: right">189</td><td style="text-align: left">&nbsp;</td><td>&nbsp;</td>
    <td style="text-align: left">&nbsp;</td><td style="text-align: right">-</td><td style="text-align: left">&nbsp;</td></tr>
<tr style="vertical-align: bottom; background-color: White">
    <td style="padding-left: 20pt">Construction</td><td>&nbsp;</td>
    <td style="text-align: left">&nbsp;</td><td style="text-align: right">250</td><td style="text-align: left">&nbsp;</td><td>&nbsp;</td>
    <td style="text-align: left">&nbsp;</td><td style="text-align: right">-</td><td style="text-align: left">&nbsp;</td><td>&nbsp;</td>
    <td style="text-align: left">&nbsp;</td><td style="text-align: right">285</td><td style="text-align: left">&nbsp;</td><td>&nbsp;</td>
    <td style="text-align: left">&nbsp;</td><td style="text-align: right">-</td><td style="text-align: left">&nbsp;</td><td>&nbsp;</td>
    <td style="text-align: left">&nbsp;</td><td style="text-align: right">4,014</td><td style="text-align: left">&nbsp;</td><td>&nbsp;</td>
    <td style="text-align: left">&nbsp;</td><td style="text-align: right">-</td><td style="text-align: left">&nbsp;</td></tr>
<tr style="vertical-align: bottom; background-color: rgb(204,238,255)">
    <td style="text-align: left; padding-left: 10pt">Non-mortgage loans:</td><td>&nbsp;</td>
    <td style="text-align: left">&nbsp;</td><td style="text-align: right">&nbsp;</td><td style="text-align: left">&nbsp;</td><td>&nbsp;</td>
    <td style="text-align: left">&nbsp;</td><td style="text-align: right">&nbsp;</td><td style="text-align: left">&nbsp;</td><td>&nbsp;</td>
    <td style="text-align: left">&nbsp;</td><td style="text-align: right">&nbsp;</td><td style="text-align: left">&nbsp;</td><td>&nbsp;</td>
    <td style="text-align: left">&nbsp;</td><td style="text-align: right">&nbsp;</td><td style="text-align: left">&nbsp;</td><td>&nbsp;</td>
    <td style="text-align: left">&nbsp;</td><td style="text-align: right">&nbsp;</td><td style="text-align: left">&nbsp;</td><td>&nbsp;</td>
    <td style="text-align: left">&nbsp;</td><td style="text-align: right">&nbsp;</td><td style="text-align: left">&nbsp;</td></tr>
<tr style="vertical-align: bottom; background-color: White">
    <td style="text-align: left; padding-left: 20pt">Small Business Administration</td><td>&nbsp;</td>
    <td style="text-align: left">&nbsp;</td><td style="text-align: right">299</td><td style="text-align: left">&nbsp;</td><td>&nbsp;</td>
    <td style="text-align: left">&nbsp;</td><td style="text-align: right">1</td><td style="text-align: left">&nbsp;</td><td>&nbsp;</td>
    <td style="text-align: left">&nbsp;</td><td style="text-align: right">-</td><td style="text-align: left">&nbsp;</td><td>&nbsp;</td>
    <td style="text-align: left">&nbsp;</td><td style="text-align: right">-</td><td style="text-align: left">&nbsp;</td><td>&nbsp;</td>
    <td style="text-align: left">&nbsp;</td><td style="text-align: right">247</td><td style="text-align: left">&nbsp;</td><td>&nbsp;</td>
    <td style="text-align: left">&nbsp;</td><td style="text-align: right">-</td><td style="text-align: left">&nbsp;</td></tr>
<tr style="vertical-align: bottom; background-color: rgb(204,238,255)">
    <td style="text-align: left; padding-left: 20pt">Taxi Medallion</td><td>&nbsp;</td>
    <td style="text-align: left">&nbsp;</td><td style="text-align: right">-</td><td style="text-align: left">&nbsp;</td><td>&nbsp;</td>
    <td style="text-align: left">&nbsp;</td><td style="text-align: right">-</td><td style="text-align: left">&nbsp;</td><td>&nbsp;</td>
    <td style="text-align: left">&nbsp;</td><td style="text-align: right">-</td><td style="text-align: left">&nbsp;</td><td>&nbsp;</td>
    <td style="text-align: left">&nbsp;</td><td style="text-align: right">-</td><td style="text-align: left">&nbsp;</td><td>&nbsp;</td>
    <td style="text-align: left">&nbsp;</td><td style="text-align: right">-</td><td style="text-align: left">&nbsp;</td><td>&nbsp;</td>
    <td style="text-align: left">&nbsp;</td><td style="text-align: right">-</td><td style="text-align: left">&nbsp;</td></tr>
<tr style="vertical-align: bottom; background-color: White">
    <td style="text-align: left; padding-left: 20pt">Commercial Business and other</td><td>&nbsp;</td>
    <td style="text-align: left">&nbsp;</td><td style="text-align: right">3,912</td><td style="text-align: left">&nbsp;</td><td>&nbsp;</td>
    <td style="text-align: left">&nbsp;</td><td style="text-align: right">253</td><td style="text-align: left">&nbsp;</td><td>&nbsp;</td>
    <td style="text-align: left">&nbsp;</td><td style="text-align: right">3,428</td><td style="text-align: left">&nbsp;</td><td>&nbsp;</td>
    <td style="text-align: left">&nbsp;</td><td style="text-align: right">137</td><td style="text-align: left">&nbsp;</td><td>&nbsp;</td>
    <td style="text-align: left">&nbsp;</td><td style="text-align: right">5,309</td><td style="text-align: left">&nbsp;</td><td>&nbsp;</td>
    <td style="text-align: left">&nbsp;</td><td style="text-align: right">268</td><td style="text-align: left">&nbsp;</td></tr>
<tr style="vertical-align: bottom; background-color: rgb(204,238,255)">
    <td style="padding-bottom: 1pt">&nbsp;</td><td style="padding-bottom: 1pt">&nbsp;</td>
    <td style="border-bottom: Black 1pt solid; text-align: left">&nbsp;</td><td style="border-bottom: Black 1pt solid; text-align: right">&nbsp;</td><td style="border-bottom: Black 1pt solid; text-align: left">&nbsp;</td><td style="padding-bottom: 1pt; border-bottom: Black 1pt solid">&nbsp;</td>
    <td style="border-bottom: Black 1pt solid; text-align: left">&nbsp;</td><td style="border-bottom: Black 1pt solid; text-align: right">&nbsp;</td><td style="border-bottom: Black 1pt solid; text-align: left">&nbsp;</td><td style="padding-bottom: 1pt">&nbsp;</td>
    <td style="border-bottom: Black 1pt solid; text-align: left">&nbsp;</td><td style="border-bottom: Black 1pt solid; text-align: right">&nbsp;</td><td style="border-bottom: Black 1pt solid; text-align: left">&nbsp;</td><td style="padding-bottom: 1pt; border-bottom: Black 1pt solid">&nbsp;</td>
    <td style="border-bottom: Black 1pt solid; text-align: left">&nbsp;</td><td style="border-bottom: Black 1pt solid; text-align: right">&nbsp;</td><td style="border-bottom: Black 1pt solid; text-align: left">&nbsp;</td><td style="padding-bottom: 1pt">&nbsp;</td>
    <td style="border-bottom: Black 1pt solid; text-align: left">&nbsp;</td><td style="border-bottom: Black 1pt solid; text-align: right">&nbsp;</td><td style="border-bottom: Black 1pt solid; text-align: left">&nbsp;</td><td style="padding-bottom: 1pt; border-bottom: Black 1pt solid">&nbsp;</td>
    <td style="border-bottom: Black 1pt solid; text-align: left">&nbsp;</td><td style="border-bottom: Black 1pt solid; text-align: right">&nbsp;</td><td style="border-bottom: Black 1pt solid; text-align: left">&nbsp;</td></tr>
<tr style="vertical-align: bottom; background-color: White">
    <td style="text-align: left; padding-bottom: 1pt; padding-left: 30pt">Total loans with no related allowance recorded</td><td style="padding-bottom: 1pt">&nbsp;</td>
    <td style="border-bottom: Black 1pt solid; text-align: left">&nbsp;</td><td style="border-bottom: Black 1pt solid; text-align: right">41,105</td><td style="border-bottom: Black 1pt solid; text-align: left">&nbsp;</td><td style="padding-bottom: 1pt; border-bottom: Black 1pt solid">&nbsp;</td>
    <td style="border-bottom: Black 1pt solid; text-align: left">&nbsp;</td><td style="border-bottom: Black 1pt solid; text-align: right">735</td><td style="border-bottom: Black 1pt solid; text-align: left">&nbsp;</td><td style="padding-bottom: 1pt">&nbsp;</td>
    <td style="border-bottom: Black 1pt solid; text-align: left">&nbsp;</td><td style="border-bottom: Black 1pt solid; text-align: right">55,077</td><td style="border-bottom: Black 1pt solid; text-align: left">&nbsp;</td><td style="padding-bottom: 1pt; border-bottom: Black 1pt solid">&nbsp;</td>
    <td style="border-bottom: Black 1pt solid; text-align: left">&nbsp;</td><td style="border-bottom: Black 1pt solid; text-align: right">806</td><td style="border-bottom: Black 1pt solid; text-align: left">&nbsp;</td><td style="padding-bottom: 1pt">&nbsp;</td>
    <td style="border-bottom: Black 1pt solid; text-align: left">&nbsp;</td><td style="border-bottom: Black 1pt solid; text-align: right">80,141</td><td style="border-bottom: Black 1pt solid; text-align: left">&nbsp;</td><td style="padding-bottom: 1pt; border-bottom: Black 1pt solid">&nbsp;</td>
    <td style="border-bottom: Black 1pt solid; text-align: left">&nbsp;</td><td style="border-bottom: Black 1pt solid; text-align: right">1,380</td><td style="border-bottom: Black 1pt solid; text-align: left">&nbsp;</td></tr>
<tr style="vertical-align: bottom; background-color: rgb(204,238,255)">
    <td>&nbsp;</td><td>&nbsp;</td>
    <td style="text-align: left">&nbsp;</td><td style="text-align: right">&nbsp;</td><td style="text-align: left">&nbsp;</td><td>&nbsp;</td>
    <td style="text-align: left">&nbsp;</td><td style="text-align: right">&nbsp;</td><td style="text-align: left">&nbsp;</td><td>&nbsp;</td>
    <td style="text-align: left">&nbsp;</td><td style="text-align: right">&nbsp;</td><td style="text-align: left">&nbsp;</td><td>&nbsp;</td>
    <td style="text-align: left">&nbsp;</td><td style="text-align: right">&nbsp;</td><td style="text-align: left">&nbsp;</td><td>&nbsp;</td>
    <td style="text-align: left">&nbsp;</td><td style="text-align: right">&nbsp;</td><td style="text-align: left">&nbsp;</td><td>&nbsp;</td>
    <td style="text-align: left">&nbsp;</td><td style="text-align: right">&nbsp;</td><td style="text-align: left">&nbsp;</td></tr>
<tr style="vertical-align: bottom; background-color: White">
    <td style="text-align: left">With an allowance recorded:</td><td>&nbsp;</td>
    <td style="text-align: left">&nbsp;</td><td style="text-align: right">&nbsp;</td><td style="text-align: left">&nbsp;</td><td>&nbsp;</td>
    <td style="text-align: left">&nbsp;</td><td style="text-align: right">&nbsp;</td><td style="text-align: left">&nbsp;</td><td>&nbsp;</td>
    <td style="text-align: left">&nbsp;</td><td style="text-align: right">&nbsp;</td><td style="text-align: left">&nbsp;</td><td>&nbsp;</td>
    <td style="text-align: left">&nbsp;</td><td style="text-align: right">&nbsp;</td><td style="text-align: left">&nbsp;</td><td>&nbsp;</td>
    <td style="text-align: left">&nbsp;</td><td style="text-align: right">&nbsp;</td><td style="text-align: left">&nbsp;</td><td>&nbsp;</td>
    <td style="text-align: left">&nbsp;</td><td style="text-align: right">&nbsp;</td><td style="text-align: left">&nbsp;</td></tr>
<tr style="vertical-align: bottom; background-color: rgb(204,238,255)">
    <td style="text-align: left; padding-left: 10pt">Mortgage loans:</td><td>&nbsp;</td>
    <td style="text-align: left">&nbsp;</td><td style="text-align: right">&nbsp;</td><td style="text-align: left">&nbsp;</td><td>&nbsp;</td>
    <td style="text-align: left">&nbsp;</td><td style="text-align: right">&nbsp;</td><td style="text-align: left">&nbsp;</td><td>&nbsp;</td>
    <td style="text-align: left">&nbsp;</td><td style="text-align: right">&nbsp;</td><td style="text-align: left">&nbsp;</td><td>&nbsp;</td>
    <td style="text-align: left">&nbsp;</td><td style="text-align: right">&nbsp;</td><td style="text-align: left">&nbsp;</td><td>&nbsp;</td>
    <td style="text-align: left">&nbsp;</td><td style="text-align: right">&nbsp;</td><td style="text-align: left">&nbsp;</td><td>&nbsp;</td>
    <td style="text-align: left">&nbsp;</td><td style="text-align: right">&nbsp;</td><td style="text-align: left">&nbsp;</td></tr>
<tr style="vertical-align: bottom; background-color: White">
    <td style="text-align: left; padding-left: 20pt">Multi-family residential</td><td>&nbsp;</td>
    <td style="text-align: left">&nbsp;</td><td style="text-align: right">2,343</td><td style="text-align: left">&nbsp;</td><td>&nbsp;</td>
    <td style="text-align: left">&nbsp;</td><td style="text-align: right">117</td><td style="text-align: left">&nbsp;</td><td>&nbsp;</td>
    <td style="text-align: left">&nbsp;</td><td style="text-align: right">2,936</td><td style="text-align: left">&nbsp;</td><td>&nbsp;</td>
    <td style="text-align: left">&nbsp;</td><td style="text-align: right">149</td><td style="text-align: left">&nbsp;</td><td>&nbsp;</td>
    <td style="text-align: left">&nbsp;</td><td style="text-align: right">2,892</td><td style="text-align: left">&nbsp;</td><td>&nbsp;</td>
    <td style="text-align: left">&nbsp;</td><td style="text-align: right">170</td><td style="text-align: left">&nbsp;</td></tr>
<tr style="vertical-align: bottom; background-color: rgb(204,238,255)">
    <td style="text-align: left; padding-left: 20pt">Commercial real estate</td><td>&nbsp;</td>
    <td style="text-align: left">&nbsp;</td><td style="text-align: right">997</td><td style="text-align: left">&nbsp;</td><td>&nbsp;</td>
    <td style="text-align: left">&nbsp;</td><td style="text-align: right">167</td><td style="text-align: left">&nbsp;</td><td>&nbsp;</td>
    <td style="text-align: left">&nbsp;</td><td style="text-align: right">3,242</td><td style="text-align: left">&nbsp;</td><td>&nbsp;</td>
    <td style="text-align: left">&nbsp;</td><td style="text-align: right">167</td><td style="text-align: left">&nbsp;</td><td>&nbsp;</td>
    <td style="text-align: left">&nbsp;</td><td style="text-align: right">6,388</td><td style="text-align: left">&nbsp;</td><td>&nbsp;</td>
    <td style="text-align: left">&nbsp;</td><td style="text-align: right">194</td><td style="text-align: left">&nbsp;</td></tr>
<tr style="vertical-align: bottom; background-color: White">
    <td style="text-align: left; padding-left: 20pt">One-to-four family mixed-use property</td><td>&nbsp;</td>
    <td style="text-align: left">&nbsp;</td><td style="text-align: right">2,983</td><td style="text-align: left">&nbsp;</td><td>&nbsp;</td>
    <td style="text-align: left">&nbsp;</td><td style="text-align: right">151</td><td style="text-align: left">&nbsp;</td><td>&nbsp;</td>
    <td style="text-align: left">&nbsp;</td><td style="text-align: right">3,249</td><td style="text-align: left">&nbsp;</td><td>&nbsp;</td>
    <td style="text-align: left">&nbsp;</td><td style="text-align: right">170</td><td style="text-align: left">&nbsp;</td><td>&nbsp;</td>
    <td style="text-align: left">&nbsp;</td><td style="text-align: right">4,041</td><td style="text-align: left">&nbsp;</td><td>&nbsp;</td>
    <td style="text-align: left">&nbsp;</td><td style="text-align: right">228</td><td style="text-align: left">&nbsp;</td></tr>
<tr style="vertical-align: bottom; background-color: rgb(204,238,255)">
    <td style="text-align: left; padding-left: 20pt">One-to-four family residential</td><td>&nbsp;</td>
    <td style="text-align: left">&nbsp;</td><td style="text-align: right">347</td><td style="text-align: left">&nbsp;</td><td>&nbsp;</td>
    <td style="text-align: left">&nbsp;</td><td style="text-align: right">14</td><td style="text-align: left">&nbsp;</td><td>&nbsp;</td>
    <td style="text-align: left">&nbsp;</td><td style="text-align: right">358</td><td style="text-align: left">&nbsp;</td><td>&nbsp;</td>
    <td style="text-align: left">&nbsp;</td><td style="text-align: right">14</td><td style="text-align: left">&nbsp;</td><td>&nbsp;</td>
    <td style="text-align: left">&nbsp;</td><td style="text-align: right">368</td><td style="text-align: left">&nbsp;</td><td>&nbsp;</td>
    <td style="text-align: left">&nbsp;</td><td style="text-align: right">15</td><td style="text-align: left">&nbsp;</td></tr>
<tr style="vertical-align: bottom; background-color: White">
    <td style="text-align: left; padding-left: 20pt">Co-operative apartments</td><td>&nbsp;</td>
    <td style="text-align: left">&nbsp;</td><td style="text-align: right">-</td><td style="text-align: left">&nbsp;</td><td>&nbsp;</td>
    <td style="text-align: left">&nbsp;</td><td style="text-align: right">-</td><td style="text-align: left">&nbsp;</td><td>&nbsp;</td>
    <td style="text-align: left">&nbsp;</td><td style="text-align: right">-</td><td style="text-align: left">&nbsp;</td><td>&nbsp;</td>
    <td style="text-align: left">&nbsp;</td><td style="text-align: right">-</td><td style="text-align: left">&nbsp;</td><td>&nbsp;</td>
    <td style="text-align: left">&nbsp;</td><td style="text-align: right">-</td><td style="text-align: left">&nbsp;</td><td>&nbsp;</td>
    <td style="text-align: left">&nbsp;</td><td style="text-align: right">-</td><td style="text-align: left">&nbsp;</td></tr>
<tr style="vertical-align: bottom; background-color: rgb(204,238,255)">
    <td style="padding-left: 20pt">Construction</td><td>&nbsp;</td>
    <td style="text-align: left">&nbsp;</td><td style="text-align: right">-</td><td style="text-align: left">&nbsp;</td><td>&nbsp;</td>
    <td style="text-align: left">&nbsp;</td><td style="text-align: right">-</td><td style="text-align: left">&nbsp;</td><td>&nbsp;</td>
    <td style="text-align: left">&nbsp;</td><td style="text-align: right">187</td><td style="text-align: left">&nbsp;</td><td>&nbsp;</td>
    <td style="text-align: left">&nbsp;</td><td style="text-align: right">-</td><td style="text-align: left">&nbsp;</td><td>&nbsp;</td>
    <td style="text-align: left">&nbsp;</td><td style="text-align: right">1,929</td><td style="text-align: left">&nbsp;</td><td>&nbsp;</td>
    <td style="text-align: left">&nbsp;</td><td style="text-align: right">18</td><td style="text-align: left">&nbsp;</td></tr>
<tr style="vertical-align: bottom; background-color: White">
    <td style="text-align: left; padding-left: 10pt">Non-mortgage loans:</td><td>&nbsp;</td>
    <td style="text-align: left">&nbsp;</td><td style="text-align: right">&nbsp;</td><td style="text-align: left">&nbsp;</td><td>&nbsp;</td>
    <td style="text-align: left">&nbsp;</td><td style="text-align: right">&nbsp;</td><td style="text-align: left">&nbsp;</td><td>&nbsp;</td>
    <td style="text-align: left">&nbsp;</td><td style="text-align: right">&nbsp;</td><td style="text-align: left">&nbsp;</td><td>&nbsp;</td>
    <td style="text-align: left">&nbsp;</td><td style="text-align: right">&nbsp;</td><td style="text-align: left">&nbsp;</td><td>&nbsp;</td>
    <td style="text-align: left">&nbsp;</td><td style="text-align: right">&nbsp;</td><td style="text-align: left">&nbsp;</td><td>&nbsp;</td>
    <td style="text-align: left">&nbsp;</td><td style="text-align: right">&nbsp;</td><td style="text-align: left">&nbsp;</td></tr>
<tr style="vertical-align: bottom; background-color: rgb(204,238,255)">
    <td style="text-align: left; padding-left: 20pt">Small Business Administration</td><td>&nbsp;</td>
    <td style="text-align: left">&nbsp;</td><td style="text-align: right">38</td><td style="text-align: left">&nbsp;</td><td>&nbsp;</td>
    <td style="text-align: left">&nbsp;</td><td style="text-align: right">2</td><td style="text-align: left">&nbsp;</td><td>&nbsp;</td>
    <td style="text-align: left">&nbsp;</td><td style="text-align: right">-</td><td style="text-align: left">&nbsp;</td><td>&nbsp;</td>
    <td style="text-align: left">&nbsp;</td><td style="text-align: right">-</td><td style="text-align: left">&nbsp;</td><td>&nbsp;</td>
    <td style="text-align: left">&nbsp;</td><td style="text-align: right">-</td><td style="text-align: left">&nbsp;</td><td>&nbsp;</td>
    <td style="text-align: left">&nbsp;</td><td style="text-align: right">-</td><td style="text-align: left">&nbsp;</td></tr>
<tr style="vertical-align: bottom; background-color: White">
    <td style="text-align: left; padding-left: 20pt">Taxi Medallion</td><td>&nbsp;</td>
    <td style="text-align: left">&nbsp;</td><td style="text-align: right">1,062</td><td style="text-align: left">&nbsp;</td><td>&nbsp;</td>
    <td style="text-align: left">&nbsp;</td><td style="text-align: right">66</td><td style="text-align: left">&nbsp;</td><td>&nbsp;</td>
    <td style="text-align: left">&nbsp;</td><td style="text-align: right">-</td><td style="text-align: left">&nbsp;</td><td>&nbsp;</td>
    <td style="text-align: left">&nbsp;</td><td style="text-align: right">-</td><td style="text-align: left">&nbsp;</td><td>&nbsp;</td>
    <td style="text-align: left">&nbsp;</td><td style="text-align: right">-</td><td style="text-align: left">&nbsp;</td><td>&nbsp;</td>
    <td style="text-align: left">&nbsp;</td><td style="text-align: right">-</td><td style="text-align: left">&nbsp;</td></tr>
<tr style="vertical-align: bottom; background-color: rgb(204,238,255)">
    <td style="text-align: left; padding-left: 20pt">Commercial Business and other</td><td>&nbsp;</td>
    <td style="text-align: left">&nbsp;</td><td style="text-align: right">2,692</td><td style="text-align: left">&nbsp;</td><td>&nbsp;</td>
    <td style="text-align: left">&nbsp;</td><td style="text-align: right">102</td><td style="text-align: left">&nbsp;</td><td>&nbsp;</td>
    <td style="text-align: left">&nbsp;</td><td style="text-align: right">3,149</td><td style="text-align: left">&nbsp;</td><td>&nbsp;</td>
    <td style="text-align: left">&nbsp;</td><td style="text-align: right">115</td><td style="text-align: left">&nbsp;</td><td>&nbsp;</td>
    <td style="text-align: left">&nbsp;</td><td style="text-align: right">4,354</td><td style="text-align: left">&nbsp;</td><td>&nbsp;</td>
    <td style="text-align: left">&nbsp;</td><td style="text-align: right">239</td><td style="text-align: left">&nbsp;</td></tr>
<tr style="vertical-align: bottom; background-color: White">
    <td style="padding-bottom: 1pt">&nbsp;</td><td style="padding-bottom: 1pt">&nbsp;</td>
    <td style="border-bottom: Black 1pt solid; text-align: left">&nbsp;</td><td style="border-bottom: Black 1pt solid; text-align: right">&nbsp;</td><td style="border-bottom: Black 1pt solid; text-align: left">&nbsp;</td><td style="padding-bottom: 1pt; border-bottom: Black 1pt solid">&nbsp;</td>
    <td style="border-bottom: Black 1pt solid; text-align: left">&nbsp;</td><td style="border-bottom: Black 1pt solid; text-align: right">&nbsp;</td><td style="border-bottom: Black 1pt solid; text-align: left">&nbsp;</td><td style="padding-bottom: 1pt">&nbsp;</td>
    <td style="border-bottom: Black 1pt solid; text-align: left">&nbsp;</td><td style="border-bottom: Black 1pt solid; text-align: right">&nbsp;</td><td style="border-bottom: Black 1pt solid; text-align: left">&nbsp;</td><td style="padding-bottom: 1pt; border-bottom: Black 1pt solid">&nbsp;</td>
    <td style="border-bottom: Black 1pt solid; text-align: left">&nbsp;</td><td style="border-bottom: Black 1pt solid; text-align: right">&nbsp;</td><td style="border-bottom: Black 1pt solid; text-align: left">&nbsp;</td><td style="padding-bottom: 1pt">&nbsp;</td>
    <td style="border-bottom: Black 1pt solid; text-align: left">&nbsp;</td><td style="border-bottom: Black 1pt solid; text-align: right">&nbsp;</td><td style="border-bottom: Black 1pt solid; text-align: left">&nbsp;</td><td style="padding-bottom: 1pt; border-bottom: Black 1pt solid">&nbsp;</td>
    <td style="border-bottom: Black 1pt solid; text-align: left">&nbsp;</td><td style="border-bottom: Black 1pt solid; text-align: right">&nbsp;</td><td style="border-bottom: Black 1pt solid; text-align: left">&nbsp;</td></tr>
<tr style="vertical-align: bottom; background-color: rgb(204,238,255)">
    <td style="text-align: left; padding-bottom: 1pt; padding-left: 30pt">Total loans with an allowance recorded</td><td style="padding-bottom: 1pt">&nbsp;</td>
    <td style="border-bottom: Black 1pt solid; text-align: left">&nbsp;</td><td style="border-bottom: Black 1pt solid; text-align: right">10,462</td><td style="border-bottom: Black 1pt solid; text-align: left">&nbsp;</td><td style="padding-bottom: 1pt; border-bottom: Black 1pt solid">&nbsp;</td>
    <td style="border-bottom: Black 1pt solid; text-align: left">&nbsp;</td><td style="border-bottom: Black 1pt solid; text-align: right">619</td><td style="border-bottom: Black 1pt solid; text-align: left">&nbsp;</td><td style="padding-bottom: 1pt">&nbsp;</td>
    <td style="border-bottom: Black 1pt solid; text-align: left">&nbsp;</td><td style="border-bottom: Black 1pt solid; text-align: right">13,121</td><td style="border-bottom: Black 1pt solid; text-align: left">&nbsp;</td><td style="padding-bottom: 1pt; border-bottom: Black 1pt solid">&nbsp;</td>
    <td style="border-bottom: Black 1pt solid; text-align: left">&nbsp;</td><td style="border-bottom: Black 1pt solid; text-align: right">615</td><td style="border-bottom: Black 1pt solid; text-align: left">&nbsp;</td><td style="padding-bottom: 1pt">&nbsp;</td>
    <td style="border-bottom: Black 1pt solid; text-align: left">&nbsp;</td><td style="border-bottom: Black 1pt solid; text-align: right">19,972</td><td style="border-bottom: Black 1pt solid; text-align: left">&nbsp;</td><td style="padding-bottom: 1pt; border-bottom: Black 1pt solid">&nbsp;</td>
    <td style="border-bottom: Black 1pt solid; text-align: left">&nbsp;</td><td style="border-bottom: Black 1pt solid; text-align: right">864</td><td style="border-bottom: Black 1pt solid; text-align: left">&nbsp;</td></tr>
<tr style="vertical-align: bottom; background-color: White">
    <td>&nbsp;</td><td>&nbsp;</td>
    <td style="text-align: left">&nbsp;</td><td style="text-align: right">&nbsp;</td><td style="text-align: left">&nbsp;</td><td>&nbsp;</td>
    <td style="text-align: left">&nbsp;</td><td style="text-align: right">&nbsp;</td><td style="text-align: left">&nbsp;</td><td>&nbsp;</td>
    <td style="text-align: left">&nbsp;</td><td style="text-align: right">&nbsp;</td><td style="text-align: left">&nbsp;</td><td>&nbsp;</td>
    <td style="text-align: left">&nbsp;</td><td style="text-align: right">&nbsp;</td><td style="text-align: left">&nbsp;</td><td>&nbsp;</td>
    <td style="text-align: left">&nbsp;</td><td style="text-align: right">&nbsp;</td><td style="text-align: left">&nbsp;</td><td>&nbsp;</td>
    <td style="text-align: left">&nbsp;</td><td style="text-align: right">&nbsp;</td><td style="text-align: left">&nbsp;</td></tr>
<tr style="vertical-align: bottom; background-color: rgb(204,238,255)">
    <td style="text-align: left">Total Impaired Loans:</td><td>&nbsp;</td>
    <td style="text-align: left">&nbsp;</td><td style="text-align: right">&nbsp;</td><td style="text-align: left">&nbsp;</td><td>&nbsp;</td>
    <td style="text-align: left">&nbsp;</td><td style="text-align: right">&nbsp;</td><td style="text-align: left">&nbsp;</td><td>&nbsp;</td>
    <td style="text-align: left">&nbsp;</td><td style="text-align: right">&nbsp;</td><td style="text-align: left">&nbsp;</td><td>&nbsp;</td>
    <td style="text-align: left">&nbsp;</td><td style="text-align: right">&nbsp;</td><td style="text-align: left">&nbsp;</td><td>&nbsp;</td>
    <td style="text-align: left">&nbsp;</td><td style="text-align: right">&nbsp;</td><td style="text-align: left">&nbsp;</td><td>&nbsp;</td>
    <td style="text-align: left">&nbsp;</td><td style="text-align: right">&nbsp;</td><td style="text-align: left">&nbsp;</td></tr>
<tr style="vertical-align: bottom; background-color: White">
    <td style="text-align: left; padding-bottom: 2.25pt; padding-left: 30pt">Total mortgage loans</td><td style="padding-bottom: 2.25pt">&nbsp;</td>
    <td style="border-bottom: Black 2.25pt double; text-align: left">$</td><td style="border-bottom: Black 2.25pt double; text-align: right">43,564</td><td style="border-bottom: Black 2.25pt double; text-align: left">&nbsp;</td><td style="border-bottom: Black 2.25pt double; text-align: left">&nbsp;</td>
    <td style="border-bottom: Black 2.25pt double; text-align: left">$</td><td style="border-bottom: Black 2.25pt double; text-align: right">930</td><td style="border-bottom: Black 2.25pt double; text-align: left">&nbsp;</td><td style="padding-bottom: 2.25pt">&nbsp;</td>
    <td style="border-bottom: Black 2.25pt double; text-align: left">$</td><td style="border-bottom: Black 2.25pt double; text-align: right">61,621</td><td style="border-bottom: Black 2.25pt double; text-align: left">&nbsp;</td><td style="border-bottom: Black 2.25pt double; text-align: left">&nbsp;</td>
    <td style="border-bottom: Black 2.25pt double; text-align: left">$</td><td style="border-bottom: Black 2.25pt double; text-align: right">1,169</td><td style="border-bottom: Black 2.25pt double; text-align: left">&nbsp;</td><td style="padding-bottom: 2.25pt">&nbsp;</td>
    <td style="border-bottom: Black 2.25pt double; text-align: left">$</td><td style="border-bottom: Black 2.25pt double; text-align: right">90,203</td><td style="border-bottom: Black 2.25pt double; text-align: left">&nbsp;</td><td style="border-bottom: Black 2.25pt double; text-align: left">&nbsp;</td>
    <td style="border-bottom: Black 2.25pt double; text-align: left">$</td><td style="border-bottom: Black 2.25pt double; text-align: right">1,737</td><td style="border-bottom: Black 2.25pt double; text-align: left">&nbsp;</td></tr>
<tr style="vertical-align: bottom; background-color: rgb(204,238,255)">
    <td>&nbsp;</td><td>&nbsp;</td>
    <td style="text-align: left">&nbsp;</td><td style="text-align: right">&nbsp;</td><td style="text-align: left">&nbsp;</td><td>&nbsp;</td>
    <td style="text-align: left">&nbsp;</td><td style="text-align: right">&nbsp;</td><td style="text-align: left">&nbsp;</td><td>&nbsp;</td>
    <td style="text-align: left">&nbsp;</td><td style="text-align: right">&nbsp;</td><td style="text-align: left">&nbsp;</td><td>&nbsp;</td>
    <td style="text-align: left">&nbsp;</td><td style="text-align: right">&nbsp;</td><td style="text-align: left">&nbsp;</td><td>&nbsp;</td>
    <td style="text-align: left">&nbsp;</td><td style="text-align: right">&nbsp;</td><td style="text-align: left">&nbsp;</td><td>&nbsp;</td>
    <td style="text-align: left">&nbsp;</td><td style="text-align: right">&nbsp;</td><td style="text-align: left">&nbsp;</td></tr>
<tr style="vertical-align: bottom; background-color: White">
    <td style="text-align: left; padding-bottom: 2.25pt; padding-left: 30pt">Total non-mortgage loans</td><td style="padding-bottom: 2.25pt">&nbsp;</td>
    <td style="border-bottom: Black 2.25pt double; text-align: left">$</td><td style="border-bottom: Black 2.25pt double; text-align: right">8,003</td><td style="border-bottom: Black 2.25pt double; text-align: left">&nbsp;</td><td style="border-bottom: Black 2.25pt double; text-align: left">&nbsp;</td>
    <td style="border-bottom: Black 2.25pt double; text-align: left">$</td><td style="border-bottom: Black 2.25pt double; text-align: right">424</td><td style="border-bottom: Black 2.25pt double; text-align: left">&nbsp;</td><td style="padding-bottom: 2.25pt">&nbsp;</td>
    <td style="border-bottom: Black 2.25pt double; text-align: left">$</td><td style="border-bottom: Black 2.25pt double; text-align: right">6,577</td><td style="border-bottom: Black 2.25pt double; text-align: left">&nbsp;</td><td style="border-bottom: Black 2.25pt double; text-align: left">&nbsp;</td>
    <td style="border-bottom: Black 2.25pt double; text-align: left">$</td><td style="border-bottom: Black 2.25pt double; text-align: right">252</td><td style="border-bottom: Black 2.25pt double; text-align: left">&nbsp;</td><td style="padding-bottom: 2.25pt">&nbsp;</td>
    <td style="border-bottom: Black 2.25pt double; text-align: left">$</td><td style="border-bottom: Black 2.25pt double; text-align: right">9,910</td><td style="border-bottom: Black 2.25pt double; text-align: left">&nbsp;</td><td style="border-bottom: Black 2.25pt double; text-align: left">&nbsp;</td>
    <td style="border-bottom: Black 2.25pt double; text-align: left">$</td><td style="border-bottom: Black 2.25pt double; text-align: right">507</td><td style="border-bottom: Black 2.25pt double; text-align: left">&nbsp;</td></tr>
</table></div>



<p style="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 0in">&nbsp;</p>

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<p style="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 0in">In accordance with our
policy and the current regulatory guidelines, we designate loans as &#8220;Special Mention,&#8221; which are considered &#8220;Criticized
Loans,&#8221; and &#8220;Substandard,&#8221; &#8220;Doubtful,&#8221; or &#8220;Loss,&#8221; which are considered &#8220;Classified
Loans&#8221;. If a loan does not fall within one of the previous mentioned categories then the loan would be considered &#8220;Pass.&#8221;
These loan designations are updated quarterly. We designate a loan as Substandard when a well-defined weakness is identified that
jeopardizes the orderly liquidation of the debt. We designate a loan Doubtful when it displays the inherent weakness of a Substandard
loan with the added provision that collection of the debt in full, on the basis of existing facts, is highly improbable. We designate
a loan as Loss if it is deemed the debtor is incapable of repayment. The Company does not hold any loans designated as loss, as
loans that are designated as Loss are charged to the Allowance for Loan Losses. Loans that are non-accrual are designated as Substandard,
Doubtful or Loss. We designate a loan as Special Mention if the asset does not warrant classification within one of the other classifications,
but does contain a potential weakness that deserves closer attention.</p>

<p style="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 0in">&nbsp;</p>

<p style="color: Red; font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 0in"></p>

<p style="font: 10pt Times New Roman, Times, Serif; margin-top: 0pt; margin-bottom: 0pt"></p>

<p style="text-align: left; font: 10pt Times New Roman, Times, Serif; margin-top: 0pt; margin-bottom: 0pt">The following table sets forth the recorded investment in loans designated as Criticized or Classified at December 31, 2015:</p>

<p style="text-align: left; font: 10pt Times New Roman, Times, Serif; margin-top: 0pt; margin-bottom: 0pt"></p>

<p style="font: 10pt Times New Roman, Times, Serif; margin-top: 0pt; margin-bottom: 0pt">&nbsp;&nbsp;</p>

<div data-td-taggable-table=""><table cellpadding="0" cellspacing="0" style="border-collapse: collapse; width: 100%; font: 10pt Times New Roman, Times, Serif">
<tr style="vertical-align: bottom">
    <td colspan="1" style="font-style: italic; border-bottom: Black 1pt solid">(In thousands)</td><td style="padding-bottom: 1pt; border-bottom: Black 1pt solid">&nbsp;</td>
    <td colspan="3" style="text-align: center; border-bottom: Black 1pt solid">Special Mention</td><td style="padding-bottom: 1pt; border-bottom: Black 1pt solid">&nbsp;</td>
    <td colspan="3" style="text-align: center; border-bottom: Black 1pt solid">Substandard</td><td style="padding-bottom: 1pt; border-bottom: Black 1pt solid">&nbsp;</td>
    <td colspan="3" style="text-align: center; border-bottom: Black 1pt solid">Doubtful</td><td style="padding-bottom: 1pt; border-bottom: Black 1pt solid">&nbsp;</td>
    <td colspan="3" style="text-align: center; border-bottom: Black 1pt solid">Loss</td><td style="padding-bottom: 1pt; border-bottom: Black 1pt solid">&nbsp;</td>
    <td colspan="3" style="text-align: center; border-bottom: Black 1pt solid">Total</td></tr>
<tr style="vertical-align: bottom">
    <td style="font-style: italic">&nbsp;</td><td>&nbsp;</td>
    <td colspan="3" style="text-align: center">&nbsp;</td><td>&nbsp;</td>
    <td colspan="3" style="text-align: center">&nbsp;</td><td>&nbsp;</td>
    <td colspan="3" style="text-align: center">&nbsp;</td><td>&nbsp;</td>
    <td colspan="3" style="text-align: center">&nbsp;</td><td>&nbsp;</td>
    <td colspan="3" style="text-align: center">&nbsp;</td></tr>
<tr style="vertical-align: bottom; background-color: rgb(204,238,255)">
    <td style="width: 45%; text-align: left">Multi-family residential</td><td style="width: 1%">&nbsp;</td>
    <td style="width: 1%; text-align: left">$</td><td style="width: 8%; text-align: right">4,361</td><td style="width: 1%; text-align: left">&nbsp;</td><td style="width: 1%">&nbsp;</td>
    <td style="width: 1%; text-align: left">$</td><td style="width: 8%; text-align: right">5,421</td><td style="width: 1%; text-align: left">&nbsp;</td><td style="width: 1%">&nbsp;</td>
    <td style="width: 1%; text-align: left">$</td><td style="width: 8%; text-align: right">-</td><td style="width: 1%; text-align: left">&nbsp;</td><td style="width: 1%">&nbsp;</td>
    <td style="width: 1%; text-align: left">$</td><td style="width: 8%; text-align: right">-</td><td style="width: 1%; text-align: left">&nbsp;</td><td style="width: 1%">&nbsp;</td>
    <td style="width: 1%; text-align: left">$</td><td style="width: 8%; text-align: right">9,782</td><td style="width: 1%; text-align: left">&nbsp;</td></tr>
<tr style="vertical-align: bottom; background-color: White">
    <td style="text-align: left">Commercial real estate</td><td>&nbsp;</td>
    <td style="text-align: left">&nbsp;</td><td style="text-align: right">1,821</td><td style="text-align: left">&nbsp;</td><td>&nbsp;</td>
    <td style="text-align: left">&nbsp;</td><td style="text-align: right">3,812</td><td style="text-align: left">&nbsp;</td><td>&nbsp;</td>
    <td style="text-align: left">&nbsp;</td><td style="text-align: right">-</td><td style="text-align: left">&nbsp;</td><td>&nbsp;</td>
    <td style="text-align: left">&nbsp;</td><td style="text-align: right">-</td><td style="text-align: left">&nbsp;</td><td>&nbsp;</td>
    <td style="text-align: left">&nbsp;</td><td style="text-align: right">5,633</td><td style="text-align: left">&nbsp;</td></tr>
<tr style="vertical-align: bottom; background-color: rgb(204,238,255)">
    <td style="text-align: left">One-to-four family - mixed-use property</td><td>&nbsp;</td>
    <td style="text-align: left">&nbsp;</td><td style="text-align: right">3,087</td><td style="text-align: left">&nbsp;</td><td>&nbsp;</td>
    <td style="text-align: left">&nbsp;</td><td style="text-align: right">10,990</td><td style="text-align: left">&nbsp;</td><td>&nbsp;</td>
    <td style="text-align: left">&nbsp;</td><td style="text-align: right">-</td><td style="text-align: left">&nbsp;</td><td>&nbsp;</td>
    <td style="text-align: left">&nbsp;</td><td style="text-align: right">-</td><td style="text-align: left">&nbsp;</td><td>&nbsp;</td>
    <td style="text-align: left">&nbsp;</td><td style="text-align: right">14,077</td><td style="text-align: left">&nbsp;</td></tr>
<tr style="vertical-align: bottom; background-color: White">
    <td style="text-align: left">One-to-four family - residential</td><td>&nbsp;</td>
    <td style="text-align: left">&nbsp;</td><td style="text-align: right">1,437</td><td style="text-align: left">&nbsp;</td><td>&nbsp;</td>
    <td style="text-align: left">&nbsp;</td><td style="text-align: right">12,255</td><td style="text-align: left">&nbsp;</td><td>&nbsp;</td>
    <td style="text-align: left">&nbsp;</td><td style="text-align: right">-</td><td style="text-align: left">&nbsp;</td><td>&nbsp;</td>
    <td style="text-align: left">&nbsp;</td><td style="text-align: right">-</td><td style="text-align: left">&nbsp;</td><td>&nbsp;</td>
    <td style="text-align: left">&nbsp;</td><td style="text-align: right">13,692</td><td style="text-align: left">&nbsp;</td></tr>
<tr style="vertical-align: bottom; background-color: rgb(204,238,255)">
    <td style="text-align: left">Co-operative apartments</td><td>&nbsp;</td>
    <td style="text-align: left">&nbsp;</td><td style="text-align: right">-</td><td style="text-align: left">&nbsp;</td><td>&nbsp;</td>
    <td style="text-align: left">&nbsp;</td><td style="text-align: right">-</td><td style="text-align: left">&nbsp;</td><td>&nbsp;</td>
    <td style="text-align: left">&nbsp;</td><td style="text-align: right">-</td><td style="text-align: left">&nbsp;</td><td>&nbsp;</td>
    <td style="text-align: left">&nbsp;</td><td style="text-align: right">-</td><td style="text-align: left">&nbsp;</td><td>&nbsp;</td>
    <td style="text-align: left">&nbsp;</td><td style="text-align: right">-</td><td style="text-align: left">&nbsp;</td></tr>
<tr style="vertical-align: bottom; background-color: White">
    <td style="text-align: left">Construction loans</td><td>&nbsp;</td>
    <td style="text-align: left">&nbsp;</td><td style="text-align: right">-</td><td style="text-align: left">&nbsp;</td><td>&nbsp;</td>
    <td style="text-align: left">&nbsp;</td><td style="text-align: right">1,000</td><td style="text-align: left">&nbsp;</td><td>&nbsp;</td>
    <td style="text-align: left">&nbsp;</td><td style="text-align: right">-</td><td style="text-align: left">&nbsp;</td><td>&nbsp;</td>
    <td style="text-align: left">&nbsp;</td><td style="text-align: right">-</td><td style="text-align: left">&nbsp;</td><td>&nbsp;</td>
    <td style="text-align: left">&nbsp;</td><td style="text-align: right">1,000</td><td style="text-align: left">&nbsp;</td></tr>
<tr style="vertical-align: bottom; background-color: rgb(204,238,255)">
    <td style="text-align: left">Small Business Administration</td><td>&nbsp;</td>
    <td style="text-align: left">&nbsp;</td><td style="text-align: right">229</td><td style="text-align: left">&nbsp;</td><td>&nbsp;</td>
    <td style="text-align: left">&nbsp;</td><td style="text-align: right">224</td><td style="text-align: left">&nbsp;</td><td>&nbsp;</td>
    <td style="text-align: left">&nbsp;</td><td style="text-align: right">-</td><td style="text-align: left">&nbsp;</td><td>&nbsp;</td>
    <td style="text-align: left">&nbsp;</td><td style="text-align: right">-</td><td style="text-align: left">&nbsp;</td><td>&nbsp;</td>
    <td style="text-align: left">&nbsp;</td><td style="text-align: right">453</td><td style="text-align: left">&nbsp;</td></tr>
<tr style="vertical-align: bottom; background-color: White">
    <td style="text-align: left">Taxi Medallion</td><td>&nbsp;</td>
    <td style="text-align: left">&nbsp;</td><td style="text-align: right">-</td><td style="text-align: left">&nbsp;</td><td>&nbsp;</td>
    <td style="text-align: left">&nbsp;</td><td style="text-align: right">2,118</td><td style="text-align: left">&nbsp;</td><td>&nbsp;</td>
    <td style="text-align: left">&nbsp;</td><td style="text-align: right">-</td><td style="text-align: left">&nbsp;</td><td>&nbsp;</td>
    <td style="text-align: left">&nbsp;</td><td style="text-align: right">-</td><td style="text-align: left">&nbsp;</td><td>&nbsp;</td>
    <td style="text-align: left">&nbsp;</td><td style="text-align: right">2,118</td><td style="text-align: left">&nbsp;</td></tr>
<tr style="vertical-align: bottom; background-color: rgb(204,238,255)">
    <td style="text-align: left; padding-bottom: 1pt">Commercial business and other</td><td style="padding-bottom: 1pt">&nbsp;</td>
    <td style="border-bottom: Black 1pt solid; text-align: left">&nbsp;</td><td style="border-bottom: Black 1pt solid; text-align: right">-</td><td style="border-bottom: Black 1pt solid; text-align: left">&nbsp;</td><td style="padding-bottom: 1pt">&nbsp;</td>
    <td style="border-bottom: Black 1pt solid; text-align: left">&nbsp;</td><td style="border-bottom: Black 1pt solid; text-align: right">3,123</td><td style="border-bottom: Black 1pt solid; text-align: left">&nbsp;</td><td style="padding-bottom: 1pt">&nbsp;</td>
    <td style="border-bottom: Black 1pt solid; text-align: left">&nbsp;</td><td style="border-bottom: Black 1pt solid; text-align: right">-</td><td style="border-bottom: Black 1pt solid; text-align: left">&nbsp;</td><td style="padding-bottom: 1pt">&nbsp;</td>
    <td style="border-bottom: Black 1pt solid; text-align: left">&nbsp;</td><td style="border-bottom: Black 1pt solid; text-align: right">-</td><td style="border-bottom: Black 1pt solid; text-align: left">&nbsp;</td><td style="padding-bottom: 1pt">&nbsp;</td>
    <td style="border-bottom: Black 1pt solid; text-align: left">&nbsp;</td><td style="border-bottom: Black 1pt solid; text-align: right">3,123</td><td style="border-bottom: Black 1pt solid; text-align: left">&nbsp;</td></tr>
<tr style="vertical-align: bottom; background-color: White">
    <td style="text-align: left; padding-bottom: 2.25pt; padding-left: 10pt">Total loans</td><td style="padding-bottom: 2.25pt">&nbsp;</td>
    <td style="border-bottom: Black 2.25pt double; text-align: left">$</td><td style="border-bottom: Black 2.25pt double; text-align: right">10,935</td><td style="border-bottom: Black 2.25pt double; text-align: left">&nbsp;</td><td style="padding-bottom: 2.25pt">&nbsp;</td>
    <td style="border-bottom: Black 2.25pt double; text-align: left">$</td><td style="border-bottom: Black 2.25pt double; text-align: right">38,943</td><td style="border-bottom: Black 2.25pt double; text-align: left">&nbsp;</td><td style="padding-bottom: 2.25pt">&nbsp;</td>
    <td style="border-bottom: Black 2.25pt double; text-align: left">$</td><td style="border-bottom: Black 2.25pt double; text-align: right">-</td><td style="border-bottom: Black 2.25pt double; text-align: left">&nbsp;</td><td style="padding-bottom: 2.25pt">&nbsp;</td>
    <td style="border-bottom: Black 2.25pt double; text-align: left">$</td><td style="border-bottom: Black 2.25pt double; text-align: right">-</td><td style="border-bottom: Black 2.25pt double; text-align: left">&nbsp;</td><td style="padding-bottom: 2.25pt">&nbsp;</td>
    <td style="border-bottom: Black 2.25pt double; text-align: left">$</td><td style="border-bottom: Black 2.25pt double; text-align: right">49,878</td><td style="border-bottom: Black 2.25pt double; text-align: left">&nbsp;</td></tr>
</table></div>


<p style="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</p>

<p style="text-align: left; font: 10pt Times New Roman, Times, Serif; margin-top: 0pt; margin-bottom: 0pt">The following table sets forth the recorded investment in loans designated as Criticized or Classified at December 31, 2014:</p>

<p style="text-align: left; font: 10pt Times New Roman, Times, Serif; margin-top: 0pt; margin-bottom: 0pt"></p>

<p style="font: 10pt Times New Roman, Times, Serif; margin-top: 0pt; margin-bottom: 0pt"></p>



<p style="margin: 0">&nbsp;</p>

<div data-td-taggable-table=""><table cellpadding="0" cellspacing="0" style="border-collapse: collapse; width: 100%; font: 10pt Times New Roman, Times, Serif">
<tr style="vertical-align: bottom">
    <td colspan="1" style="font-style: italic; border-bottom: Black 1pt solid">(In thousands)</td><td style="padding-bottom: 1pt; border-bottom: Black 1pt solid">&nbsp;</td>
    <td colspan="3" style="text-align: center; border-bottom: Black 1pt solid">Special Mention</td><td style="padding-bottom: 1pt; border-bottom: Black 1pt solid">&nbsp;</td>
    <td colspan="3" style="text-align: center; border-bottom: Black 1pt solid">Substandard</td><td style="padding-bottom: 1pt; border-bottom: Black 1pt solid">&nbsp;</td>
    <td colspan="3" style="text-align: center; border-bottom: Black 1pt solid">Doubtful</td><td style="padding-bottom: 1pt; border-bottom: Black 1pt solid">&nbsp;</td>
    <td colspan="3" style="text-align: center; border-bottom: Black 1pt solid">Loss</td><td style="padding-bottom: 1pt; border-bottom: Black 1pt solid">&nbsp;</td>
    <td colspan="3" style="text-align: center; border-bottom: Black 1pt solid">Total</td></tr>
<tr style="vertical-align: bottom">
    <td style="font-style: italic">&nbsp;</td><td>&nbsp;</td>
    <td colspan="3" style="text-align: center">&nbsp;</td><td>&nbsp;</td>
    <td colspan="3" style="text-align: center">&nbsp;</td><td>&nbsp;</td>
    <td colspan="3" style="text-align: center">&nbsp;</td><td>&nbsp;</td>
    <td colspan="3" style="text-align: center">&nbsp;</td><td>&nbsp;</td>
    <td colspan="3" style="text-align: center">&nbsp;</td></tr>
<tr style="vertical-align: bottom; background-color: rgb(204,238,255)">
    <td style="width: 45%; text-align: left">Multi-family residential</td><td style="width: 1%">&nbsp;</td>
    <td style="width: 1%; text-align: left">$</td><td style="width: 8%; text-align: right">6,494</td><td style="width: 1%; text-align: left">&nbsp;</td><td style="width: 1%">&nbsp;</td>
    <td style="width: 1%; text-align: left">$</td><td style="width: 8%; text-align: right">10,226</td><td style="width: 1%; text-align: left">&nbsp;</td><td style="width: 1%">&nbsp;</td>
    <td style="width: 1%; text-align: left">$</td><td style="width: 8%; text-align: right">-</td><td style="width: 1%; text-align: left">&nbsp;</td><td style="width: 1%">&nbsp;</td>
    <td style="width: 1%; text-align: left">$</td><td style="width: 8%; text-align: right">-</td><td style="width: 1%; text-align: left">&nbsp;</td><td style="width: 1%">&nbsp;</td>
    <td style="width: 1%; text-align: left">$</td><td style="width: 8%; text-align: right">16,720</td><td style="width: 1%; text-align: left">&nbsp;</td></tr>
<tr style="vertical-align: bottom; background-color: White">
    <td style="text-align: left">Commercial real estate</td><td>&nbsp;</td>
    <td style="text-align: left">&nbsp;</td><td style="text-align: right">5,453</td><td style="text-align: left">&nbsp;</td><td>&nbsp;</td>
    <td style="text-align: left">&nbsp;</td><td style="text-align: right">7,100</td><td style="text-align: left">&nbsp;</td><td>&nbsp;</td>
    <td style="text-align: left">&nbsp;</td><td style="text-align: right">-</td><td style="text-align: left">&nbsp;</td><td>&nbsp;</td>
    <td style="text-align: left">&nbsp;</td><td style="text-align: right">-</td><td style="text-align: left">&nbsp;</td><td>&nbsp;</td>
    <td style="text-align: left">&nbsp;</td><td style="text-align: right">12,553</td><td style="text-align: left">&nbsp;</td></tr>
<tr style="vertical-align: bottom; background-color: rgb(204,238,255)">
    <td style="text-align: left">One-to-four family - mixed-use property</td><td>&nbsp;</td>
    <td style="text-align: left">&nbsp;</td><td style="text-align: right">5,254</td><td style="text-align: left">&nbsp;</td><td>&nbsp;</td>
    <td style="text-align: left">&nbsp;</td><td style="text-align: right">12,499</td><td style="text-align: left">&nbsp;</td><td>&nbsp;</td>
    <td style="text-align: left">&nbsp;</td><td style="text-align: right">-</td><td style="text-align: left">&nbsp;</td><td>&nbsp;</td>
    <td style="text-align: left">&nbsp;</td><td style="text-align: right">-</td><td style="text-align: left">&nbsp;</td><td>&nbsp;</td>
    <td style="text-align: left">&nbsp;</td><td style="text-align: right">17,753</td><td style="text-align: left">&nbsp;</td></tr>
<tr style="vertical-align: bottom; background-color: White">
    <td style="text-align: left">One-to-four family - residential</td><td>&nbsp;</td>
    <td style="text-align: left">&nbsp;</td><td style="text-align: right">2,352</td><td style="text-align: left">&nbsp;</td><td>&nbsp;</td>
    <td style="text-align: left">&nbsp;</td><td style="text-align: right">13,056</td><td style="text-align: left">&nbsp;</td><td>&nbsp;</td>
    <td style="text-align: left">&nbsp;</td><td style="text-align: right">-</td><td style="text-align: left">&nbsp;</td><td>&nbsp;</td>
    <td style="text-align: left">&nbsp;</td><td style="text-align: right">-</td><td style="text-align: left">&nbsp;</td><td>&nbsp;</td>
    <td style="text-align: left">&nbsp;</td><td style="text-align: right">15,408</td><td style="text-align: left">&nbsp;</td></tr>
<tr style="vertical-align: bottom; background-color: rgb(204,238,255)">
    <td style="text-align: left">Co-operative apartments</td><td>&nbsp;</td>
    <td style="text-align: left">&nbsp;</td><td style="text-align: right">623</td><td style="text-align: left">&nbsp;</td><td>&nbsp;</td>
    <td style="text-align: left">&nbsp;</td><td style="text-align: right">-</td><td style="text-align: left">&nbsp;</td><td>&nbsp;</td>
    <td style="text-align: left">&nbsp;</td><td style="text-align: right">-</td><td style="text-align: left">&nbsp;</td><td>&nbsp;</td>
    <td style="text-align: left">&nbsp;</td><td style="text-align: right">-</td><td style="text-align: left">&nbsp;</td><td>&nbsp;</td>
    <td style="text-align: left">&nbsp;</td><td style="text-align: right">623</td><td style="text-align: left">&nbsp;</td></tr>
<tr style="vertical-align: bottom; background-color: White">
    <td style="text-align: left">Construction loans</td><td>&nbsp;</td>
    <td style="text-align: left">&nbsp;</td><td style="text-align: right">-</td><td style="text-align: left">&nbsp;</td><td>&nbsp;</td>
    <td style="text-align: left">&nbsp;</td><td style="text-align: right">-</td><td style="text-align: left">&nbsp;</td><td>&nbsp;</td>
    <td style="text-align: left">&nbsp;</td><td style="text-align: right">-</td><td style="text-align: left">&nbsp;</td><td>&nbsp;</td>
    <td style="text-align: left">&nbsp;</td><td style="text-align: right">-</td><td style="text-align: left">&nbsp;</td><td>&nbsp;</td>
    <td style="text-align: left">&nbsp;</td><td style="text-align: right">-</td><td style="text-align: left">&nbsp;</td></tr>
<tr style="vertical-align: bottom; background-color: rgb(204,238,255)">
    <td style="text-align: left">Small Business Administration</td><td>&nbsp;</td>
    <td style="text-align: left">&nbsp;</td><td style="text-align: right">479</td><td style="text-align: left">&nbsp;</td><td>&nbsp;</td>
    <td style="text-align: left">&nbsp;</td><td style="text-align: right">-</td><td style="text-align: left">&nbsp;</td><td>&nbsp;</td>
    <td style="text-align: left">&nbsp;</td><td style="text-align: right">-</td><td style="text-align: left">&nbsp;</td><td>&nbsp;</td>
    <td style="text-align: left">&nbsp;</td><td style="text-align: right">-</td><td style="text-align: left">&nbsp;</td><td>&nbsp;</td>
    <td style="text-align: left">&nbsp;</td><td style="text-align: right">479</td><td style="text-align: left">&nbsp;</td></tr>
<tr style="vertical-align: bottom; background-color: White">
    <td style="text-align: left; padding-bottom: 1pt">Commercial business and other</td><td style="padding-bottom: 1pt">&nbsp;</td>
    <td style="border-bottom: Black 1pt solid; text-align: left">&nbsp;</td><td style="border-bottom: Black 1pt solid; text-align: right">2,841</td><td style="border-bottom: Black 1pt solid; text-align: left">&nbsp;</td><td style="padding-bottom: 1pt">&nbsp;</td>
    <td style="border-bottom: Black 1pt solid; text-align: left">&nbsp;</td><td style="border-bottom: Black 1pt solid; text-align: right">3,779</td><td style="border-bottom: Black 1pt solid; text-align: left">&nbsp;</td><td style="padding-bottom: 1pt">&nbsp;</td>
    <td style="border-bottom: Black 1pt solid; text-align: left">&nbsp;</td><td style="border-bottom: Black 1pt solid; text-align: right">-</td><td style="border-bottom: Black 1pt solid; text-align: left">&nbsp;</td><td style="padding-bottom: 1pt">&nbsp;</td>
    <td style="border-bottom: Black 1pt solid; text-align: left">&nbsp;</td><td style="border-bottom: Black 1pt solid; text-align: right">-</td><td style="border-bottom: Black 1pt solid; text-align: left">&nbsp;</td><td style="padding-bottom: 1pt">&nbsp;</td>
    <td style="border-bottom: Black 1pt solid; text-align: left">&nbsp;</td><td style="border-bottom: Black 1pt solid; text-align: right">6,620</td><td style="border-bottom: Black 1pt solid; text-align: left">&nbsp;</td></tr>
<tr style="vertical-align: bottom; background-color: rgb(204,238,255)">
    <td style="text-align: left; padding-bottom: 2.25pt; padding-left: 10pt">Total loans</td><td style="padding-bottom: 2.25pt">&nbsp;</td>
    <td style="border-bottom: Black 2.25pt double; text-align: left">$</td><td style="border-bottom: Black 2.25pt double; text-align: right">23,496</td><td style="border-bottom: Black 2.25pt double; text-align: left">&nbsp;</td><td style="padding-bottom: 2.25pt">&nbsp;</td>
    <td style="border-bottom: Black 2.25pt double; text-align: left">$</td><td style="border-bottom: Black 2.25pt double; text-align: right">46,660</td><td style="border-bottom: Black 2.25pt double; text-align: left">&nbsp;</td><td style="padding-bottom: 2.25pt">&nbsp;</td>
    <td style="border-bottom: Black 2.25pt double; text-align: left">$</td><td style="border-bottom: Black 2.25pt double; text-align: right">-</td><td style="border-bottom: Black 2.25pt double; text-align: left">&nbsp;</td><td style="padding-bottom: 2.25pt">&nbsp;</td>
    <td style="border-bottom: Black 2.25pt double; text-align: left">$</td><td style="border-bottom: Black 2.25pt double; text-align: right">-</td><td style="border-bottom: Black 2.25pt double; text-align: left">&nbsp;</td><td style="padding-bottom: 2.25pt">&nbsp;</td>
    <td style="border-bottom: Black 2.25pt double; text-align: left">$</td><td style="border-bottom: Black 2.25pt double; text-align: right">70,156</td><td style="border-bottom: Black 2.25pt double; text-align: left">&nbsp;</td></tr>
</table></div>



<p style="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: center; text-indent: 0in">&nbsp;</p>

<p style="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0"></p>

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<p style="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0"><b></b></p><div data-td-statement-type="note"><p style="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0"><b>4. 	Loans held for sale</b></p>

<p style="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</p>

<p style="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify">The Company has implemented a strategy
of selling certain delinquent and non-performing loans. Once the Company has decided to sell a loan, the sale usually will close
in a short period of time, generally within the same quarter. Loans designated held for sale are reclassified from loans held for
investment to loans held for sale. Terms of sale generally include cash due upon the closing of the sale, no contingencies or recourse
to the Company and servicing is released to the buyer.</p>

<p style="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify">&nbsp;</p>

<p style="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify">The following tables show delinquent and
non-performing loans sold during the period indicated:</p>

<p style="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify">&nbsp;</p>

<p style="color: Red; font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: center"></p>

<div data-td-taggable-table=""><table cellpadding="0" cellspacing="0" style="border-collapse: collapse; width: 100%; font: 10pt Times New Roman, Times, Serif">
<tr style="vertical-align: bottom">
    <td>&nbsp;</td><td style="padding-bottom: 1pt">&nbsp;</td>
    <td colspan="15" style="text-align: center; border-bottom: Black 1pt solid">For the year ended December 31, 2015</td></tr>
<tr style="vertical-align: bottom">
    <td>&nbsp;</td><td>&nbsp;</td>
    <td colspan="3" style="text-align: center">&nbsp;</td><td>&nbsp;</td>
    <td colspan="3" style="text-align: center">&nbsp;</td><td>&nbsp;</td>
    <td colspan="3" style="text-align: center">&nbsp;</td><td>&nbsp;</td>
    <td colspan="3" style="text-align: center">&nbsp;</td></tr>
<tr style="vertical-align: bottom">
    <td style="font-style: italic; border-bottom: Black 1pt solid">(Dollars in thousands)</td><td style="padding-bottom: 1pt; border-bottom: Black 1pt solid">&nbsp;</td>
    <td colspan="3" style="text-align: center; border-bottom: Black 1pt solid">Loans sold</td><td style="padding-bottom: 1pt; border-bottom: Black 1pt solid">&nbsp;</td>
    <td colspan="3" style="text-align: center; border-bottom: Black 1pt solid">Proceeds</td><td style="padding-bottom: 1pt; border-bottom: Black 1pt solid">&nbsp;</td>
    <td colspan="3" style="text-align: center; border-bottom: Black 1pt solid">Net recoveries</td><td style="padding-bottom: 1pt; border-bottom: Black 1pt solid">&nbsp;</td>
    <td colspan="3" style="text-align: center; border-bottom: Black 1pt solid">Net gain (loss)</td></tr>
<tr style="vertical-align: bottom; background-color: rgb(204,238,255)">
    <td style="font-weight: bold">&nbsp;</td><td style="font-weight: bold">&nbsp;</td>
    <td style="font-weight: bold; text-align: left">&nbsp;</td><td style="font-weight: bold; text-align: right">&nbsp;</td><td style="font-weight: bold; text-align: left">&nbsp;</td><td>&nbsp;</td>
    <td style="text-align: left">&nbsp;</td><td style="text-align: right">&nbsp;</td><td style="text-align: left">&nbsp;</td><td style="font-weight: bold">&nbsp;</td>
    <td style="font-weight: bold; text-align: left">&nbsp;</td><td style="font-weight: bold; text-align: right">&nbsp;</td><td style="font-weight: bold; text-align: left">&nbsp;</td><td>&nbsp;</td>
    <td style="text-align: left">&nbsp;</td><td style="text-align: right">&nbsp;</td><td style="text-align: left">&nbsp;</td></tr>
<tr style="vertical-align: bottom; background-color: White">
    <td style="width: 56%; text-align: left">Multi-family residential</td><td style="width: 1%">&nbsp;</td>
    <td style="width: 1%; text-align: left">&nbsp;</td><td style="width: 8%; text-align: right">9</td><td style="width: 1%; text-align: left">&nbsp;</td><td style="width: 1%">&nbsp;</td>
    <td style="width: 1%; text-align: left">$</td><td style="width: 8%; text-align: right">3,540</td><td style="width: 1%; text-align: left">&nbsp;</td><td style="width: 1%">&nbsp;</td>
    <td style="width: 1%; text-align: left">$</td><td style="width: 8%; text-align: right">134</td><td style="width: 1%; text-align: left">&nbsp;</td><td style="width: 1%">&nbsp;</td>
    <td style="width: 1%; text-align: left">$</td><td style="width: 8%; text-align: right">(1</td><td style="width: 1%; text-align: left">)</td></tr>
<tr style="vertical-align: bottom; background-color: rgb(204,238,255)">
    <td style="text-align: left">Commercial real estate</td><td>&nbsp;</td>
    <td style="text-align: left">&nbsp;</td><td style="text-align: right">4</td><td style="text-align: left">&nbsp;</td><td>&nbsp;</td>
    <td style="text-align: left">&nbsp;</td><td style="text-align: right">2,615</td><td style="text-align: left">&nbsp;</td><td>&nbsp;</td>
    <td style="text-align: left">&nbsp;</td><td style="text-align: right">-</td><td style="text-align: left">&nbsp;</td><td>&nbsp;</td>
    <td style="text-align: left">&nbsp;</td><td style="text-align: right">13</td><td style="text-align: left">&nbsp;</td></tr>
<tr style="vertical-align: bottom; background-color: White">
    <td style="text-align: left">One-to-four family - mixed-use property</td><td>&nbsp;</td>
    <td style="text-align: left">&nbsp;</td><td style="text-align: right">10</td><td style="text-align: left">&nbsp;</td><td>&nbsp;</td>
    <td style="text-align: left">&nbsp;</td><td style="text-align: right">2,831</td><td style="text-align: left">&nbsp;</td><td>&nbsp;</td>
    <td style="text-align: left">&nbsp;</td><td style="text-align: right">-</td><td style="text-align: left">&nbsp;</td><td>&nbsp;</td>
    <td style="text-align: left">&nbsp;</td><td style="text-align: right">57</td><td style="text-align: left">&nbsp;</td></tr>
<tr style="vertical-align: bottom; background-color: rgb(204,238,255)">
    <td style="padding-bottom: 1pt">&nbsp;</td><td style="padding-bottom: 1pt">&nbsp;</td>
    <td style="border-bottom: Black 1pt solid; text-align: left">&nbsp;</td><td style="border-bottom: Black 1pt solid; text-align: right">&nbsp;</td><td style="border-bottom: Black 1pt solid; text-align: left">&nbsp;</td><td style="padding-bottom: 1pt">&nbsp;</td>
    <td style="border-bottom: Black 1pt solid; text-align: left">&nbsp;</td><td style="border-bottom: Black 1pt solid; text-align: right">&nbsp;</td><td style="border-bottom: Black 1pt solid; text-align: left">&nbsp;</td><td style="padding-bottom: 1pt">&nbsp;</td>
    <td style="border-bottom: Black 1pt solid; text-align: left">&nbsp;</td><td style="border-bottom: Black 1pt solid; text-align: right">&nbsp;</td><td style="border-bottom: Black 1pt solid; text-align: left">&nbsp;</td><td style="padding-bottom: 1pt">&nbsp;</td>
    <td style="border-bottom: Black 1pt solid; text-align: left">&nbsp;</td><td style="border-bottom: Black 1pt solid; text-align: right">&nbsp;</td><td style="border-bottom: Black 1pt solid; text-align: left">&nbsp;</td></tr>
<tr style="vertical-align: bottom; background-color: White">
    <td style="padding-bottom: 2.25pt; padding-left: 20pt">Total</td><td style="padding-bottom: 2.25pt">&nbsp;</td>
    <td style="border-bottom: Black 2.25pt double; text-align: left">&nbsp;</td><td style="border-bottom: Black 2.25pt double; text-align: right">23</td><td style="border-bottom: Black 2.25pt double; text-align: left">&nbsp;</td><td style="padding-bottom: 2.25pt">&nbsp;</td>
    <td style="border-bottom: Black 2.25pt double; text-align: left">$</td><td style="border-bottom: Black 2.25pt double; text-align: right">8,986</td><td style="border-bottom: Black 2.25pt double; text-align: left">&nbsp;</td><td style="padding-bottom: 2.25pt">&nbsp;</td>
    <td style="border-bottom: Black 2.25pt double; text-align: left">$</td><td style="border-bottom: Black 2.25pt double; text-align: right">134</td><td style="border-bottom: Black 2.25pt double; text-align: left">&nbsp;</td><td style="padding-bottom: 2.25pt">&nbsp;</td>
    <td style="border-bottom: Black 2.25pt double; text-align: left">$</td><td style="border-bottom: Black 2.25pt double; text-align: right">69</td><td style="border-bottom: Black 2.25pt double; text-align: left">&nbsp;</td></tr>
</table></div>



<p style="color: Red; font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: center"></p>

<p style="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</p>

<p style="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">The above table does not include the sale of one performing
commercial real estate loan for proceeds of $3.1 million and the sale of five performing small business administration loans for
proceeds totaling $4.2 million during the year ended December 31, 2015. These loans were sold for a combined net gain on sale of
$0.3 million.</p>

<p style="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</p>

<p style="color: Red; font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: center"></p>

<div data-td-taggable-table=""><table cellpadding="0" cellspacing="0" style="border-collapse: collapse; width: 100%; font: 10pt Times New Roman, Times, Serif">
<tr style="vertical-align: bottom">
    <td>&nbsp;</td><td style="padding-bottom: 1pt">&nbsp;</td>
    <td colspan="15" style="text-align: center; border-bottom: Black 1pt solid">For the year ended December 31, 2014</td></tr>
<tr style="vertical-align: bottom">
    <td style="font-style: italic; border-bottom: Black 1pt solid">(Dollars in thousands)</td><td style="padding-bottom: 1pt; border-bottom: Black 1pt solid">&nbsp;</td>
    <td colspan="3" style="text-align: center; border-bottom: Black 1pt solid">Loans sold</td><td style="padding-bottom: 1pt; border-bottom: Black 1pt solid">&nbsp;</td>
    <td colspan="3" style="text-align: center; border-bottom: Black 1pt solid">Proceeds</td><td style="padding-bottom: 1pt; border-bottom: Black 1pt solid">&nbsp;</td>
    <td colspan="3" style="text-align: center; border-bottom: Black 1pt solid">Net (charge-offs)<br>
recoveries</td><td style="padding-bottom: 1pt; border-bottom: Black 1pt solid">&nbsp;</td>
    <td colspan="3" style="text-align: center; border-bottom: Black 1pt solid">Net gain</td></tr>
<tr style="vertical-align: bottom">
    <td style="font-weight: bold">&nbsp;</td><td style="font-weight: bold">&nbsp;</td>
    <td colspan="3" style="font-weight: bold; text-align: right">&nbsp;</td><td>&nbsp;</td>
    <td colspan="3" style="text-align: center">&nbsp;</td><td style="font-weight: bold">&nbsp;</td>
    <td colspan="3" style="font-weight: bold">&nbsp;</td><td>&nbsp;</td>
    <td colspan="3" style="text-align: center">&nbsp;</td></tr>
<tr style="vertical-align: bottom; background-color: rgb(204,238,255)">
    <td style="width: 56%; text-align: left">Multi-family residential</td><td style="width: 1%">&nbsp;</td>
    <td style="width: 1%; text-align: left">&nbsp;</td><td style="width: 8%; text-align: right">12</td><td style="width: 1%; text-align: left">&nbsp;</td><td style="width: 1%">&nbsp;</td>
    <td style="width: 1%; text-align: left">$</td><td style="width: 8%; text-align: right">5,759</td><td style="width: 1%; text-align: left">&nbsp;</td><td style="width: 1%">&nbsp;</td>
    <td style="width: 1%; text-align: left">$</td><td style="width: 8%; text-align: right">(80</td><td style="width: 1%; text-align: left">)</td><td style="width: 1%">&nbsp;</td>
    <td style="width: 1%; text-align: left">$</td><td style="width: 8%; text-align: right">9</td><td style="width: 1%; text-align: left">&nbsp;</td></tr>
<tr style="vertical-align: bottom; background-color: White">
    <td style="text-align: left">Commercial real estate</td><td>&nbsp;</td>
    <td style="text-align: left">&nbsp;</td><td style="text-align: right">6</td><td style="text-align: left">&nbsp;</td><td>&nbsp;</td>
    <td style="text-align: left">&nbsp;</td><td style="text-align: right">4,635</td><td style="text-align: left">&nbsp;</td><td>&nbsp;</td>
    <td style="text-align: left">&nbsp;</td><td style="text-align: right">295</td><td style="text-align: left">&nbsp;</td><td>&nbsp;</td>
    <td style="text-align: left">&nbsp;</td><td style="text-align: right">8</td><td style="text-align: left">&nbsp;</td></tr>
<tr style="vertical-align: bottom; background-color: rgb(204,238,255)">
    <td style="text-align: left">One-to-four family - mixed-use property</td><td>&nbsp;</td>
    <td style="text-align: left">&nbsp;</td><td style="text-align: right">14</td><td style="text-align: left">&nbsp;</td><td>&nbsp;</td>
    <td style="text-align: left">&nbsp;</td><td style="text-align: right">5,399</td><td style="text-align: left">&nbsp;</td><td>&nbsp;</td>
    <td style="text-align: left">&nbsp;</td><td style="text-align: right">122</td><td style="text-align: left">&nbsp;</td><td>&nbsp;</td>
    <td style="text-align: left">&nbsp;</td><td style="text-align: right">50</td><td style="text-align: left">&nbsp;</td></tr>
<tr style="vertical-align: bottom; background-color: White">
    <td style="text-align: left">Commercial business and other</td><td>&nbsp;</td>
    <td style="text-align: left">&nbsp;</td><td style="text-align: right">2</td><td style="text-align: left">&nbsp;</td><td>&nbsp;</td>
    <td style="text-align: left">&nbsp;</td><td style="text-align: right">64</td><td style="text-align: left">&nbsp;</td><td>&nbsp;</td>
    <td style="text-align: left">&nbsp;</td><td style="text-align: right">20</td><td style="text-align: left">&nbsp;</td><td>&nbsp;</td>
    <td style="text-align: left">&nbsp;</td><td style="text-align: right">-</td><td style="text-align: left">&nbsp;</td></tr>
<tr style="vertical-align: bottom; background-color: rgb(204,238,255)">
    <td style="padding-bottom: 1pt">&nbsp;</td><td style="padding-bottom: 1pt">&nbsp;</td>
    <td style="border-bottom: Black 1pt solid; text-align: left">&nbsp;</td><td style="border-bottom: Black 1pt solid; text-align: right">&nbsp;</td><td style="border-bottom: Black 1pt solid; text-align: left">&nbsp;</td><td style="padding-bottom: 1pt">&nbsp;</td>
    <td style="border-bottom: Black 1pt solid; text-align: left">&nbsp;</td><td style="border-bottom: Black 1pt solid; text-align: right">&nbsp;</td><td style="border-bottom: Black 1pt solid; text-align: left">&nbsp;</td><td style="padding-bottom: 1pt">&nbsp;</td>
    <td style="border-bottom: Black 1pt solid; text-align: left">&nbsp;</td><td style="border-bottom: Black 1pt solid; text-align: right">&nbsp;</td><td style="border-bottom: Black 1pt solid; text-align: left">&nbsp;</td><td style="padding-bottom: 1pt">&nbsp;</td>
    <td style="border-bottom: Black 1pt solid; text-align: left">&nbsp;</td><td style="border-bottom: Black 1pt solid; text-align: right">&nbsp;</td><td style="border-bottom: Black 1pt solid; text-align: left">&nbsp;</td></tr>
<tr style="vertical-align: bottom; background-color: White">
    <td style="padding-bottom: 2.25pt; padding-left: 20pt">Total</td><td style="padding-bottom: 2.25pt">&nbsp;</td>
    <td style="border-bottom: Black 2.25pt double; text-align: left">&nbsp;</td><td style="border-bottom: Black 2.25pt double; text-align: right">34</td><td style="border-bottom: Black 2.25pt double; text-align: left">&nbsp;</td><td style="padding-bottom: 2.25pt">&nbsp;</td>
    <td style="border-bottom: Black 2.25pt double; text-align: left">$</td><td style="border-bottom: Black 2.25pt double; text-align: right">15,857</td><td style="border-bottom: Black 2.25pt double; text-align: left">&nbsp;</td><td style="padding-bottom: 2.25pt">&nbsp;</td>
    <td style="border-bottom: Black 2.25pt double; text-align: left">$</td><td style="border-bottom: Black 2.25pt double; text-align: right">357</td><td style="border-bottom: Black 2.25pt double; text-align: left">&nbsp;</td><td style="padding-bottom: 2.25pt">&nbsp;</td>
    <td style="border-bottom: Black 2.25pt double; text-align: left">$</td><td style="border-bottom: Black 2.25pt double; text-align: right">67</td><td style="border-bottom: Black 2.25pt double; text-align: left">&nbsp;</td></tr>
</table></div>

<p style="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</p>

<p style="color: Red; font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: center"></p>

<div data-td-taggable-table=""><table cellpadding="0" cellspacing="0" style="border-collapse: collapse; width: 100%; font: 10pt Times New Roman, Times, Serif">
<tr style="vertical-align: bottom">
    <td>&nbsp;</td><td style="padding-bottom: 1pt">&nbsp;</td>
    <td colspan="15" style="text-align: center; border-bottom: Black 1pt solid">For the year ended December 31, 2013</td></tr>
<tr style="vertical-align: bottom">
    <td style="font-style: italic; border-bottom: Black 1pt solid">(Dollars in thousands)</td><td style="padding-bottom: 1pt; border-bottom: Black 1pt solid">&nbsp;</td>
    <td colspan="3" style="text-align: center; border-bottom: Black 1pt solid">Loans sold</td><td style="padding-bottom: 1pt; border-bottom: Black 1pt solid">&nbsp;</td>
    <td colspan="3" style="text-align: center; border-bottom: Black 1pt solid">Proceeds</td><td style="padding-bottom: 1pt; border-bottom: Black 1pt solid">&nbsp;</td>
    <td colspan="3" style="text-align: center; border-bottom: Black 1pt solid">Net charge-offs</td><td style="padding-bottom: 1pt; border-bottom: Black 1pt solid">&nbsp;</td>
    <td colspan="3" style="text-align: center; border-bottom: Black 1pt solid">Net gain (loss)</td></tr>
<tr style="vertical-align: bottom">
    <td style="font-weight: bold">&nbsp;</td><td style="font-weight: bold">&nbsp;</td>
    <td colspan="3" style="font-weight: bold; text-align: right">&nbsp;</td><td>&nbsp;</td>
    <td colspan="3" style="text-align: center">&nbsp;</td><td style="font-weight: bold">&nbsp;</td>
    <td colspan="3" style="font-weight: bold">&nbsp;</td><td>&nbsp;</td>
    <td colspan="3" style="text-align: center">&nbsp;</td></tr>
<tr style="vertical-align: bottom; background-color: rgb(204,238,255)">
    <td style="width: 56%; text-align: left">Multi-family residential</td><td style="width: 1%">&nbsp;</td>
    <td style="width: 1%; text-align: left">&nbsp;</td><td style="width: 8%; text-align: right">21</td><td style="width: 1%; text-align: left">&nbsp;</td><td style="width: 1%">&nbsp;</td>
    <td style="width: 1%; text-align: left">$</td><td style="width: 8%; text-align: right">11,420</td><td style="width: 1%; text-align: left">&nbsp;</td><td style="width: 1%">&nbsp;</td>
    <td style="width: 1%; text-align: left">$</td><td style="width: 8%; text-align: right">(1,024</td><td style="width: 1%; text-align: left">)</td><td style="width: 1%">&nbsp;</td>
    <td style="width: 1%; text-align: left">$</td><td style="width: 8%; text-align: right">99</td><td style="width: 1%; text-align: left">&nbsp;</td></tr>
<tr style="vertical-align: bottom; background-color: White">
    <td style="text-align: left">Commercial real estate</td><td>&nbsp;</td>
    <td style="text-align: left">&nbsp;</td><td style="text-align: right">9</td><td style="text-align: left">&nbsp;</td><td>&nbsp;</td>
    <td style="text-align: left">&nbsp;</td><td style="text-align: right">5,488</td><td style="text-align: left">&nbsp;</td><td>&nbsp;</td>
    <td style="text-align: left">&nbsp;</td><td style="text-align: right">(703</td><td style="text-align: left">)</td><td>&nbsp;</td>
    <td style="text-align: left">&nbsp;</td><td style="text-align: right">6</td><td style="text-align: left">&nbsp;</td></tr>
<tr style="vertical-align: bottom; background-color: rgb(204,238,255)">
    <td style="text-align: left">One-to-four family - mixed-use property</td><td>&nbsp;</td>
    <td style="text-align: left">&nbsp;</td><td style="text-align: right">39</td><td style="text-align: left">&nbsp;</td><td>&nbsp;</td>
    <td style="text-align: left">&nbsp;</td><td style="text-align: right">11,427</td><td style="text-align: left">&nbsp;</td><td>&nbsp;</td>
    <td style="text-align: left">&nbsp;</td><td style="text-align: right">(2,791</td><td style="text-align: left">)</td><td>&nbsp;</td>
    <td style="text-align: left">&nbsp;</td><td style="text-align: right">(52</td><td style="text-align: left">)</td></tr>
<tr style="vertical-align: bottom; background-color: White">
    <td>Construction</td><td>&nbsp;</td>
    <td style="text-align: left">&nbsp;</td><td style="text-align: right">2</td><td style="text-align: left">&nbsp;</td><td>&nbsp;</td>
    <td style="text-align: left">&nbsp;</td><td style="text-align: right">5,066</td><td style="text-align: left">&nbsp;</td><td>&nbsp;</td>
    <td style="text-align: left">&nbsp;</td><td style="text-align: right">(164</td><td style="text-align: left">)</td><td>&nbsp;</td>
    <td style="text-align: left">&nbsp;</td><td style="text-align: right">-</td><td style="text-align: left">&nbsp;</td></tr>
<tr style="vertical-align: bottom; background-color: rgb(204,238,255)">
    <td style="text-align: left">Commercial business and other</td><td>&nbsp;</td>
    <td style="text-align: left">&nbsp;</td><td style="text-align: right">1</td><td style="text-align: left">&nbsp;</td><td>&nbsp;</td>
    <td style="text-align: left">&nbsp;</td><td style="text-align: right">-</td><td style="text-align: left">&nbsp;</td><td>&nbsp;</td>
    <td style="text-align: left">&nbsp;</td><td style="text-align: right">(21</td><td style="text-align: left">)</td><td>&nbsp;</td>
    <td style="text-align: left">&nbsp;</td><td style="text-align: right">-</td><td style="text-align: left">&nbsp;</td></tr>
<tr style="vertical-align: bottom; background-color: White">
    <td style="padding-bottom: 1pt">&nbsp;</td><td style="padding-bottom: 1pt">&nbsp;</td>
    <td style="border-bottom: Black 1pt solid; text-align: left">&nbsp;</td><td style="border-bottom: Black 1pt solid; text-align: right">&nbsp;</td><td style="border-bottom: Black 1pt solid; text-align: left">&nbsp;</td><td style="padding-bottom: 1pt">&nbsp;</td>
    <td style="border-bottom: Black 1pt solid; text-align: left">&nbsp;</td><td style="border-bottom: Black 1pt solid; text-align: right">&nbsp;</td><td style="border-bottom: Black 1pt solid; text-align: left">&nbsp;</td><td style="padding-bottom: 1pt">&nbsp;</td>
    <td style="border-bottom: Black 1pt solid; text-align: left">&nbsp;</td><td style="border-bottom: Black 1pt solid; text-align: right">&nbsp;</td><td style="border-bottom: Black 1pt solid; text-align: left">&nbsp;</td><td style="padding-bottom: 1pt">&nbsp;</td>
    <td style="border-bottom: Black 1pt solid; text-align: left">&nbsp;</td><td style="border-bottom: Black 1pt solid; text-align: right">&nbsp;</td><td style="border-bottom: Black 1pt solid; text-align: left">&nbsp;</td></tr>
<tr style="vertical-align: bottom; background-color: rgb(204,238,255)">
    <td style="padding-bottom: 2.25pt; padding-left: 10pt">Total</td><td style="padding-bottom: 2.25pt">&nbsp;</td>
    <td style="border-bottom: Black 2.25pt double; text-align: left">&nbsp;</td><td style="border-bottom: Black 2.25pt double; text-align: right">72</td><td style="border-bottom: Black 2.25pt double; text-align: left">&nbsp;</td><td style="padding-bottom: 2.25pt">&nbsp;</td>
    <td style="border-bottom: Black 2.25pt double; text-align: left">$</td><td style="border-bottom: Black 2.25pt double; text-align: right">33,401</td><td style="border-bottom: Black 2.25pt double; text-align: left">&nbsp;</td><td style="padding-bottom: 2.25pt">&nbsp;</td>
    <td style="border-bottom: Black 2.25pt double; text-align: left">$</td><td style="border-bottom: Black 2.25pt double; text-align: right">(4,703</td><td style="border-bottom: Black 2.25pt double; text-align: left">)</td><td style="padding-bottom: 2.25pt">&nbsp;</td>
    <td style="border-bottom: Black 2.25pt double; text-align: left">$</td><td style="border-bottom: Black 2.25pt double; text-align: right">53</td><td style="border-bottom: Black 2.25pt double; text-align: left">&nbsp;</td></tr>
</table></div>



<p style="color: Red; font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: center"></p>

<p style="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</p>

<p style="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">The above table does not include one performing commercial real
estate loan for $2.4 million which was sold for a net gain of $0.2 million during the year ended December 31, 2013.</p></div><p style="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0"></p>

<p style="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</p>

<p style="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0"></p>

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<p style="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0"><b></b></p><div data-td-statement-type="note"><p style="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0"><b>5. Other Real Estate Owned</b></p>

<p style="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0"><b>&nbsp;</b></p>

<p style="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify">The following table shows the activity
in OREO during the periods indicated:</p>

<p style="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify">&nbsp;</p>

<div data-td-taggable-table=""><table cellpadding="0" cellspacing="0" style="border-collapse: collapse; width: 100%; font: 10pt Times New Roman, Times, Serif">
<tr style="vertical-align: bottom">
    <td>&nbsp;</td><td style="padding-bottom: 1pt">&nbsp;</td>
    <td colspan="11" style="text-align: center; border-bottom: Black 1pt solid">For the years ended December 31,</td></tr>
<tr style="vertical-align: bottom">
    <td>&nbsp;</td><td style="padding-bottom: 1pt">&nbsp;</td>
    <td colspan="3" style="text-align: center; border-bottom: Black 1pt solid">2015</td><td style="padding-bottom: 1pt">&nbsp;</td>
    <td colspan="3" style="text-align: center; border-bottom: Black 1pt solid">2014</td><td style="padding-bottom: 1pt">&nbsp;</td>
    <td colspan="3" style="text-align: center; border-bottom: Black 1pt solid">2013</td></tr>
<tr style="vertical-align: bottom">
    <td>&nbsp;</td><td style="font-style: italic">&nbsp;</td>
    <td colspan="11" style="font-style: italic; text-align: center">(In thousands)</td></tr>
<tr style="vertical-align: bottom">
    <td>&nbsp;</td><td>&nbsp;</td>
    <td colspan="3">&nbsp;</td><td>&nbsp;</td>
    <td colspan="3">&nbsp;</td><td>&nbsp;</td>
    <td colspan="3">&nbsp;</td></tr>
<tr style="vertical-align: bottom; background-color: rgb(204,238,255)">
    <td style="width: 61%; text-align: left">Balance at beginning of year</td><td style="width: 1%">&nbsp;</td>
    <td style="width: 1%; text-align: left">$</td><td style="width: 10%; text-align: right">6,326</td><td style="width: 1%; text-align: left">&nbsp;</td><td style="width: 1%">&nbsp;</td>
    <td style="width: 1%; text-align: left">$</td><td style="width: 10%; text-align: right">2,985</td><td style="width: 1%; text-align: left">&nbsp;</td><td style="width: 1%">&nbsp;</td>
    <td style="width: 1%; text-align: left">$</td><td style="width: 10%; text-align: right">5,278</td><td style="width: 1%; text-align: left">&nbsp;</td></tr>
<tr style="vertical-align: bottom; background-color: White">
    <td>Acquisitions</td><td>&nbsp;</td>
    <td style="text-align: left">&nbsp;</td><td style="text-align: right">1,667</td><td style="text-align: left">&nbsp;</td><td>&nbsp;</td>
    <td style="text-align: left">&nbsp;</td><td style="text-align: right">7,112</td><td style="text-align: left">&nbsp;</td><td>&nbsp;</td>
    <td style="text-align: left">&nbsp;</td><td style="text-align: right">5,369</td><td style="text-align: left">&nbsp;</td></tr>
<tr style="vertical-align: bottom; background-color: rgb(204,238,255)">
    <td style="text-align: left">Reductions to carrying value</td><td>&nbsp;</td>
    <td style="text-align: left">&nbsp;</td><td style="text-align: right">(896</td><td style="text-align: left">)</td><td>&nbsp;</td>
    <td style="text-align: left">&nbsp;</td><td style="text-align: right">(5</td><td style="text-align: left">)</td><td>&nbsp;</td>
    <td style="text-align: left">&nbsp;</td><td style="text-align: right">(243</td><td style="text-align: left">)</td></tr>
<tr style="vertical-align: bottom; background-color: White">
    <td>Sales</td><td>&nbsp;</td>
    <td style="text-align: left">&nbsp;</td><td style="text-align: right">(2,165</td><td style="text-align: left">)</td><td>&nbsp;</td>
    <td style="text-align: left">&nbsp;</td><td style="text-align: right">(3,766</td><td style="text-align: left">)</td><td>&nbsp;</td>
    <td style="text-align: left">&nbsp;</td><td style="text-align: right">(7,419</td><td style="text-align: left">)</td></tr>
<tr style="vertical-align: bottom; background-color: rgb(204,238,255)">
    <td style="padding-bottom: 1pt">&nbsp;</td><td style="padding-bottom: 1pt">&nbsp;</td>
    <td style="border-bottom: Black 1pt solid; text-align: left">&nbsp;</td><td style="border-bottom: Black 1pt solid; text-align: right">&nbsp;</td><td style="border-bottom: Black 1pt solid; text-align: left">&nbsp;</td><td style="padding-bottom: 1pt">&nbsp;</td>
    <td style="border-bottom: Black 1pt solid; text-align: left">&nbsp;</td><td style="border-bottom: Black 1pt solid; text-align: right">&nbsp;</td><td style="border-bottom: Black 1pt solid; text-align: left">&nbsp;</td><td style="padding-bottom: 1pt">&nbsp;</td>
    <td style="border-bottom: Black 1pt solid; text-align: left">&nbsp;</td><td style="border-bottom: Black 1pt solid; text-align: right">&nbsp;</td><td style="border-bottom: Black 1pt solid; text-align: left">&nbsp;</td></tr>
<tr style="vertical-align: bottom; background-color: White">
    <td style="text-align: left; padding-bottom: 2.25pt">Balance at end of year</td><td style="padding-bottom: 2.25pt">&nbsp;</td>
    <td style="border-bottom: Black 2.25pt double; text-align: left">$</td><td style="border-bottom: Black 2.25pt double; text-align: right">4,932</td><td style="border-bottom: Black 2.25pt double; text-align: left">&nbsp;</td><td style="padding-bottom: 2.25pt">&nbsp;</td>
    <td style="border-bottom: Black 2.25pt double; text-align: left">$</td><td style="border-bottom: Black 2.25pt double; text-align: right">6,326</td><td style="border-bottom: Black 2.25pt double; text-align: left">&nbsp;</td><td style="padding-bottom: 2.25pt">&nbsp;</td>
    <td style="border-bottom: Black 2.25pt double; text-align: left">$</td><td style="border-bottom: Black 2.25pt double; text-align: right">2,985</td><td style="border-bottom: Black 2.25pt double; text-align: left">&nbsp;</td></tr>
</table></div>

<p style="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify">&nbsp;</p>

<p style="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify">OREO is included in &#8220;Other assets&#8221;
within our Consolidated Statements of Financial Condition.</p>

<p style="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify">&nbsp;</p>


<p style="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify">The following table shows the gross gains,
gross losses and write-downs of OREO reported in the Consolidated Statements of Income in &#8220;Other operating expense&#8221;
during the periods presented:</p>

<p style="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0"><b>&nbsp;</b></p>

<p style="color: Red; font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: center"></p>

<div data-td-taggable-table=""><table cellpadding="0" cellspacing="0" style="border-collapse: collapse; width: 100%; font: 10pt Times New Roman, Times, Serif">
<tr style="vertical-align: bottom">
    <td>&nbsp;</td><td style="padding-bottom: 1pt">&nbsp;</td>
    <td colspan="11" style="text-align: center; border-bottom: Black 1pt solid">For the years ended December 31,</td></tr>
<tr style="vertical-align: bottom">
    <td>&nbsp;</td><td style="padding-bottom: 1pt">&nbsp;</td>
    <td colspan="3" style="text-align: center; border-bottom: Black 1pt solid">2015</td><td style="padding-bottom: 1pt">&nbsp;</td>
    <td colspan="3" style="text-align: center; border-bottom: Black 1pt solid">2014</td><td style="padding-bottom: 1pt">&nbsp;</td>
    <td colspan="3" style="text-align: center; border-bottom: Black 1pt solid">2013</td></tr>
<tr style="vertical-align: bottom">
    <td>&nbsp;</td><td style="font-style: italic">&nbsp;</td>
    <td colspan="11" style="font-style: italic; text-align: center">(In thousands)</td></tr>
<tr style="vertical-align: bottom">
    <td>&nbsp;</td><td>&nbsp;</td>
    <td colspan="3">&nbsp;</td><td>&nbsp;</td>
    <td colspan="3">&nbsp;</td><td>&nbsp;</td>
    <td colspan="3">&nbsp;</td></tr>
<tr style="vertical-align: bottom; background-color: rgb(204,238,255)">
    <td style="width: 61%; text-align: left">Gross gains</td><td style="width: 1%">&nbsp;</td>
    <td style="width: 1%; text-align: left">$</td><td style="width: 10%; text-align: right">306</td><td style="width: 1%; text-align: left">&nbsp;</td><td style="width: 1%">&nbsp;</td>
    <td style="width: 1%; text-align: left">$</td><td style="width: 10%; text-align: right">178</td><td style="width: 1%; text-align: left">&nbsp;</td><td style="width: 1%">&nbsp;</td>
    <td style="width: 1%; text-align: left">$</td><td style="width: 10%; text-align: right">443</td><td style="width: 1%; text-align: left">&nbsp;</td></tr>
<tr style="vertical-align: bottom; background-color: White">
    <td style="text-align: left">Gross losses</td><td>&nbsp;</td>
    <td style="text-align: left">&nbsp;</td><td style="text-align: right">(6</td><td style="text-align: left">)</td><td>&nbsp;</td>
    <td style="text-align: left">&nbsp;</td><td style="text-align: right">(109</td><td style="text-align: left">)</td><td>&nbsp;</td>
    <td style="text-align: left">&nbsp;</td><td style="text-align: right">(89</td><td style="text-align: left">)</td></tr>
<tr style="vertical-align: bottom; background-color: rgb(204,238,255)">
    <td>Write-down of carrying value</td><td>&nbsp;</td>
    <td style="text-align: left">&nbsp;</td><td style="text-align: right">(896</td><td style="text-align: left">)</td><td>&nbsp;</td>
    <td style="text-align: left">&nbsp;</td><td style="text-align: right">(5</td><td style="text-align: left">)</td><td>&nbsp;</td>
    <td style="text-align: left">&nbsp;</td><td style="text-align: right">(243</td><td style="text-align: left">)</td></tr>
<tr style="vertical-align: bottom; background-color: White">
    <td style="padding-bottom: 1pt">&nbsp;</td><td style="padding-bottom: 1pt">&nbsp;</td>
    <td style="border-bottom: Black 1pt solid; text-align: left">&nbsp;</td><td style="border-bottom: Black 1pt solid; text-align: right">&nbsp;</td><td style="border-bottom: Black 1pt solid; text-align: left">&nbsp;</td><td style="padding-bottom: 1pt">&nbsp;</td>
    <td style="border-bottom: Black 1pt solid; text-align: left">&nbsp;</td><td style="border-bottom: Black 1pt solid; text-align: right">&nbsp;</td><td style="border-bottom: Black 1pt solid; text-align: left">&nbsp;</td><td style="padding-bottom: 1pt">&nbsp;</td>
    <td style="border-bottom: Black 1pt solid; text-align: left">&nbsp;</td><td style="border-bottom: Black 1pt solid; text-align: right">&nbsp;</td><td style="border-bottom: Black 1pt solid; text-align: left">&nbsp;</td></tr>
<tr style="vertical-align: bottom; background-color: rgb(204,238,255)">
    <td style="padding-bottom: 2.25pt; padding-left: 20pt">Total</td><td style="padding-bottom: 2.25pt">&nbsp;</td>
    <td style="border-bottom: Black 2.25pt double; text-align: left">$</td><td style="border-bottom: Black 2.25pt double; text-align: right">(596</td><td style="border-bottom: Black 2.25pt double; text-align: left">)</td><td style="padding-bottom: 2.25pt">&nbsp;</td>
    <td style="border-bottom: Black 2.25pt double; text-align: left">$</td><td style="border-bottom: Black 2.25pt double; text-align: right">64</td><td style="border-bottom: Black 2.25pt double; text-align: left">&nbsp;</td><td style="padding-bottom: 2.25pt">&nbsp;</td>
    <td style="border-bottom: Black 2.25pt double; text-align: left">$</td><td style="border-bottom: Black 2.25pt double; text-align: right">111</td><td style="border-bottom: Black 2.25pt double; text-align: left">&nbsp;</td></tr>
</table></div>

<p style="color: Red; font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: center">&nbsp;</p>

<p style="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify">We may obtain physical possession of residential
real estate collateralizing a consumer mortgage loan via foreclosure on an in-substance repossession. During the year ended December
31, 2015, we did not foreclose on any consumer mortgages through in-substance repossession. At December 31, 2015, we held one foreclosed
residential real estate totaling $0.1 million. At December 31, 2014, we held foreclosed residential real estate totaling $1.3 million.
Included within net loans as of December 31, 2015 was a recorded investment of $15.2 million of consumer mortgage loans secured
by residential real estate properties for which formal foreclosure proceedings were in process according to local requirements
of the applicable jurisdiction.</p></div><p style="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify"></p>

<p style="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify">&nbsp;</p>



<p style="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0"><b></b></p><div data-td-statement-type="note"><p style="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0"><b>6. Debt and Equity Securities</b></p>

<p style="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0"><b>&nbsp;</b></p>

<p style="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify">The Company&#8217;s investments in equity
securities that have readily determinable fair values and all investments in debt securities are classified in one of the following
three categories and accounted for accordingly: (1) trading securities, (2) securities available for sale and (3) securities held-to-maturity.</p>

<p style="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify">&nbsp;</p>

<p style="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify">The Company did not hold any trading securities
at December 31, 2015 and 2014 or securities held-to-maturity at December 31, 2014. Securities available for sale are recorded at
fair value. Securities held-to-maturity are recorded at amortized cost.</p>

<p style="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify">&nbsp;</p>



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<p style="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify">The following table summarizes the Company&#8217;s
portfolio of securities held-to-maturity at December 31, 2015:</p>

<p style="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify">&nbsp;</p>


<p style="color: Red; font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify"></p>

<div data-td-taggable-table=""><table cellpadding="0" cellspacing="0" style="border-collapse: collapse; width: 100%; font: 10pt Times New Roman, Times, Serif">
<tr style="vertical-align: bottom">
    <td style="text-align: left">&nbsp;</td><td style="padding-bottom: 1pt">&nbsp;</td>
    <td colspan="3" style="text-align: center; border-bottom: Black 1pt solid">Amortized<br>
Cost</td><td style="padding-bottom: 1pt">&nbsp;</td>
    <td colspan="3" style="text-align: center; border-bottom: Black 1pt solid">Fair Value</td><td style="padding-bottom: 1pt">&nbsp;</td>
    <td colspan="3" style="text-align: center; border-bottom: Black 1pt solid">Gross <br>
Unrealized<br>
Gains</td><td style="padding-bottom: 1pt">&nbsp;</td>
    <td colspan="3" style="text-align: center; border-bottom: Black 1pt solid">Gross<br>
 Unrealized<br>
Losses</td></tr>
<tr style="vertical-align: bottom">
    <td style="text-align: left">&nbsp;</td><td style="font-style: italic">&nbsp;</td>
    <td colspan="15" style="font-style: italic; text-align: center">(In thousands)</td></tr>
<tr style="vertical-align: bottom; background-color: rgb(204,238,255)">
    <td style="font-weight: bold; text-align: left">Securites held-to-maturity:</td><td style="font-style: italic">&nbsp;</td>
    <td style="font-style: italic; text-align: left">&nbsp;</td><td style="font-style: italic; text-align: right">&nbsp;</td><td style="font-style: italic; text-align: left">&nbsp;</td><td style="font-style: italic">&nbsp;</td>
    <td style="font-style: italic; text-align: left">&nbsp;</td><td style="font-style: italic; text-align: right">&nbsp;</td><td style="font-style: italic; text-align: left">&nbsp;</td><td style="font-style: italic">&nbsp;</td>
    <td style="font-style: italic; text-align: left">&nbsp;</td><td style="font-style: italic; text-align: right">&nbsp;</td><td style="font-style: italic; text-align: left">&nbsp;</td><td style="font-style: italic">&nbsp;</td>
    <td style="font-style: italic; text-align: left">&nbsp;</td><td style="font-style: italic; text-align: right">&nbsp;</td><td style="font-style: italic; text-align: left">&nbsp;</td></tr>
<tr style="vertical-align: bottom; background-color: White">
    <td style="width: 48%; text-align: left">Municipals</td><td style="width: 1%">&nbsp;</td>
    <td style="width: 1%; text-align: left">$</td><td style="width: 10%; text-align: right">6,180</td><td style="width: 1%; text-align: left">&nbsp;</td><td style="width: 1%">&nbsp;</td>
    <td style="width: 1%; text-align: left">$</td><td style="width: 10%; text-align: right">6,180</td><td style="width: 1%; text-align: left">&nbsp;</td><td style="width: 1%">&nbsp;</td>
    <td style="width: 1%; text-align: left">$</td><td style="width: 10%; text-align: right">-</td><td style="width: 1%; text-align: left">&nbsp;</td><td style="width: 1%">&nbsp;</td>
    <td style="width: 1%; text-align: left">$</td><td style="width: 10%; text-align: right">-</td><td style="width: 1%; text-align: left">&nbsp;</td></tr>
<tr style="vertical-align: bottom; background-color: rgb(204,238,255)">
    <td style="text-align: left; padding-bottom: 1pt">&nbsp;</td><td style="padding-bottom: 1pt">&nbsp;</td>
    <td style="border-bottom: Black 1pt solid; text-align: left">&nbsp;</td><td style="border-bottom: Black 1pt solid; text-align: right">&nbsp;</td><td style="border-bottom: Black 1pt solid; text-align: left">&nbsp;</td><td style="padding-bottom: 1pt">&nbsp;</td>
    <td style="border-bottom: Black 1pt solid; text-align: left">&nbsp;</td><td style="border-bottom: Black 1pt solid; text-align: right">&nbsp;</td><td style="border-bottom: Black 1pt solid; text-align: left">&nbsp;</td><td style="padding-bottom: 1pt">&nbsp;</td>
    <td style="border-bottom: Black 1pt solid; text-align: left">&nbsp;</td><td style="border-bottom: Black 1pt solid; text-align: right">&nbsp;</td><td style="border-bottom: Black 1pt solid; text-align: left">&nbsp;</td><td style="padding-bottom: 1pt">&nbsp;</td>
    <td style="border-bottom: Black 1pt solid; text-align: left">&nbsp;</td><td style="border-bottom: Black 1pt solid; text-align: right">&nbsp;</td><td style="border-bottom: Black 1pt solid; text-align: left">&nbsp;</td></tr>
<tr style="vertical-align: bottom; background-color: White">
    <td style="text-align: left; padding-bottom: 2.25pt; padding-left: 20pt">Total</td><td style="padding-bottom: 2.25pt">&nbsp;</td>
    <td style="border-bottom: Black 2.25pt double; text-align: left">$</td><td style="border-bottom: Black 2.25pt double; text-align: right">6,180</td><td style="border-bottom: Black 2.25pt double; text-align: left">&nbsp;</td><td style="padding-bottom: 2.25pt">&nbsp;</td>
    <td style="border-bottom: Black 2.25pt double; text-align: left">$</td><td style="border-bottom: Black 2.25pt double; text-align: right">6,180</td><td style="border-bottom: Black 2.25pt double; text-align: left">&nbsp;</td><td style="padding-bottom: 2.25pt">&nbsp;</td>
    <td style="border-bottom: Black 2.25pt double; text-align: left">$</td><td style="border-bottom: Black 2.25pt double; text-align: right">-</td><td style="border-bottom: Black 2.25pt double; text-align: left">&nbsp;</td><td style="padding-bottom: 2.25pt">&nbsp;</td>
    <td style="border-bottom: Black 2.25pt double; text-align: left">$</td><td style="border-bottom: Black 2.25pt double; text-align: right">-</td><td style="border-bottom: Black 2.25pt double; text-align: left">&nbsp;</td></tr>
</table></div>



<p style="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify">&nbsp;</p>

<p style="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify">During the year ended December 31, 2015,
the Company transferred municipal bonds with an amortized cost and fair value of $4.5 million from available for sale to held-to-maturity.
The transferred securities had a weighted average term to maturity of approximately seven months at the time of transfer.</p>

<p style="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify">&nbsp;</p>

<p style="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify">The following table summarizes the Company&#8217;s
portfolio of securities available for sale at December 31, 2015:</p>

<p style="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify">&nbsp;</p>

<p style="color: Red; font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: center"></p>

<div data-td-taggable-table=""><table cellpadding="0" cellspacing="0" style="border-collapse: collapse; width: 100%; font: 10pt Times New Roman, Times, Serif">
<tr style="vertical-align: bottom">
    <td style="text-align: left">&nbsp;</td><td style="padding-bottom: 1pt">&nbsp;</td>
    <td colspan="3" style="text-align: center; border-bottom: Black 1pt solid">Amortized<br>
Cost</td><td style="padding-bottom: 1pt">&nbsp;</td>
    <td colspan="3" style="text-align: center; border-bottom: Black 1pt solid">Fair Value</td><td style="padding-bottom: 1pt">&nbsp;</td>
    <td colspan="3" style="text-align: center; border-bottom: Black 1pt solid">Gross <br>
Unrealized<br>
Gains</td><td style="padding-bottom: 1pt">&nbsp;</td>
    <td colspan="3" style="text-align: center; border-bottom: Black 1pt solid">Gross <br>
Unrealized<br>
Losses</td></tr>
<tr style="vertical-align: bottom">
    <td style="text-align: left">&nbsp;</td><td style="font-style: italic">&nbsp;</td>
    <td colspan="15" style="font-style: italic; text-align: center">(In thousands)</td></tr>
<tr style="vertical-align: bottom; background-color: rgb(204,238,255)">
    <td style="width: 48%; text-align: left">Corporate</td><td style="width: 1%">&nbsp;</td>
    <td style="width: 1%; text-align: left">$</td><td style="width: 10%; text-align: right">115,976</td><td style="width: 1%; text-align: left">&nbsp;</td><td style="width: 1%">&nbsp;</td>
    <td style="width: 1%; text-align: left">$</td><td style="width: 10%; text-align: right">111,674</td><td style="width: 1%; text-align: left">&nbsp;</td><td style="width: 1%">&nbsp;</td>
    <td style="width: 1%; text-align: left">$</td><td style="width: 10%; text-align: right">134</td><td style="width: 1%; text-align: left">&nbsp;</td><td style="width: 1%">&nbsp;</td>
    <td style="width: 1%; text-align: left">$</td><td style="width: 10%; text-align: right">4,436</td><td style="width: 1%; text-align: left">&nbsp;</td></tr>
<tr style="vertical-align: bottom; background-color: White">
    <td style="text-align: left">Municipals</td><td>&nbsp;</td>
    <td style="text-align: left">&nbsp;</td><td style="text-align: right">127,696</td><td style="text-align: left">&nbsp;</td><td>&nbsp;</td>
    <td style="text-align: left">&nbsp;</td><td style="text-align: right">131,583</td><td style="text-align: left">&nbsp;</td><td>&nbsp;</td>
    <td style="text-align: left">&nbsp;</td><td style="text-align: right">3,887</td><td style="text-align: left">&nbsp;</td><td>&nbsp;</td>
    <td style="text-align: left">&nbsp;</td><td style="text-align: right">-</td><td style="text-align: left">&nbsp;</td></tr>
<tr style="vertical-align: bottom; background-color: rgb(204,238,255)">
    <td style="text-align: left">Mutual funds</td><td>&nbsp;</td>
    <td style="text-align: left">&nbsp;</td><td style="text-align: right">21,290</td><td style="text-align: left">&nbsp;</td><td>&nbsp;</td>
    <td style="text-align: left">&nbsp;</td><td style="text-align: right">21,290</td><td style="text-align: left">&nbsp;</td><td>&nbsp;</td>
    <td style="text-align: left">&nbsp;</td><td style="text-align: right">-</td><td style="text-align: left">&nbsp;</td><td>&nbsp;</td>
    <td style="text-align: left">&nbsp;</td><td style="text-align: right">-</td><td style="text-align: left">&nbsp;</td></tr>
<tr style="vertical-align: bottom; background-color: White">
    <td style="text-align: left">Collateralized loan obligations</td><td>&nbsp;</td>
    <td style="text-align: left">&nbsp;</td><td style="text-align: right">53,225</td><td style="text-align: left">&nbsp;</td><td>&nbsp;</td>
    <td style="text-align: left">&nbsp;</td><td style="text-align: right">52,898</td><td style="text-align: left">&nbsp;</td><td>&nbsp;</td>
    <td style="text-align: left">&nbsp;</td><td style="text-align: right">-</td><td style="text-align: left">&nbsp;</td><td>&nbsp;</td>
    <td style="text-align: left">&nbsp;</td><td style="text-align: right">327</td><td style="text-align: left">&nbsp;</td></tr>
<tr style="vertical-align: bottom; background-color: rgb(204,238,255)">
    <td style="text-align: left; padding-bottom: 1pt">Other</td><td style="padding-bottom: 1pt">&nbsp;</td>
    <td style="border-bottom: Black 1pt solid; text-align: left">&nbsp;</td><td style="border-bottom: Black 1pt solid; text-align: right">7,214</td><td style="border-bottom: Black 1pt solid; text-align: left">&nbsp;</td><td style="padding-bottom: 1pt">&nbsp;</td>
    <td style="border-bottom: Black 1pt solid; text-align: left">&nbsp;</td><td style="border-bottom: Black 1pt solid; text-align: right">7,212</td><td style="border-bottom: Black 1pt solid; text-align: left">&nbsp;</td><td style="padding-bottom: 1pt">&nbsp;</td>
    <td style="border-bottom: Black 1pt solid; text-align: left">&nbsp;</td><td style="border-bottom: Black 1pt solid; text-align: right">-</td><td style="border-bottom: Black 1pt solid; text-align: left">&nbsp;</td><td style="padding-bottom: 1pt">&nbsp;</td>
    <td style="border-bottom: Black 1pt solid; text-align: left">&nbsp;</td><td style="border-bottom: Black 1pt solid; text-align: right">2</td><td style="border-bottom: Black 1pt solid; text-align: left">&nbsp;</td></tr>
<tr style="vertical-align: bottom; background-color: White">
    <td style="text-align: left; padding-bottom: 1pt; padding-left: 10pt">Total other securities</td><td style="padding-bottom: 1pt">&nbsp;</td>
    <td style="border-bottom: Black 1pt solid; text-align: left">&nbsp;</td><td style="border-bottom: Black 1pt solid; text-align: right">325,401</td><td style="border-bottom: Black 1pt solid; text-align: left">&nbsp;</td><td style="padding-bottom: 1pt">&nbsp;</td>
    <td style="border-bottom: Black 1pt solid; text-align: left">&nbsp;</td><td style="border-bottom: Black 1pt solid; text-align: right">324,657</td><td style="border-bottom: Black 1pt solid; text-align: left">&nbsp;</td><td style="padding-bottom: 1pt">&nbsp;</td>
    <td style="border-bottom: Black 1pt solid; text-align: left">&nbsp;</td><td style="border-bottom: Black 1pt solid; text-align: right">4,021</td><td style="border-bottom: Black 1pt solid; text-align: left">&nbsp;</td><td style="padding-bottom: 1pt">&nbsp;</td>
    <td style="border-bottom: Black 1pt solid; text-align: left">&nbsp;</td><td style="border-bottom: Black 1pt solid; text-align: right">4,765</td><td style="border-bottom: Black 1pt solid; text-align: left">&nbsp;</td></tr>
<tr style="vertical-align: bottom; background-color: rgb(204,238,255)">
    <td style="text-align: left">REMIC and CMO</td><td>&nbsp;</td>
    <td style="text-align: left">&nbsp;</td><td style="text-align: right">469,987</td><td style="text-align: left">&nbsp;</td><td>&nbsp;</td>
    <td style="text-align: left">&nbsp;</td><td style="text-align: right">469,936</td><td style="text-align: left">&nbsp;</td><td>&nbsp;</td>
    <td style="text-align: left">&nbsp;</td><td style="text-align: right">3,096</td><td style="text-align: left">&nbsp;</td><td>&nbsp;</td>
    <td style="text-align: left">&nbsp;</td><td style="text-align: right">3,147</td><td style="text-align: left">&nbsp;</td></tr>
<tr style="vertical-align: bottom; background-color: White">
    <td style="text-align: left">GNMA</td><td>&nbsp;</td>
    <td style="text-align: left">&nbsp;</td><td style="text-align: right">11,635</td><td style="text-align: left">&nbsp;</td><td>&nbsp;</td>
    <td style="text-align: left">&nbsp;</td><td style="text-align: right">11,798</td><td style="text-align: left">&nbsp;</td><td>&nbsp;</td>
    <td style="text-align: left">&nbsp;</td><td style="text-align: right">302</td><td style="text-align: left">&nbsp;</td><td>&nbsp;</td>
    <td style="text-align: left">&nbsp;</td><td style="text-align: right">139</td><td style="text-align: left">&nbsp;</td></tr>
<tr style="vertical-align: bottom; background-color: rgb(204,238,255)">
    <td style="text-align: left">FNMA</td><td>&nbsp;</td>
    <td style="text-align: left">&nbsp;</td><td style="text-align: right">170,327</td><td style="text-align: left">&nbsp;</td><td>&nbsp;</td>
    <td style="text-align: left">&nbsp;</td><td style="text-align: right">170,057</td><td style="text-align: left">&nbsp;</td><td>&nbsp;</td>
    <td style="text-align: left">&nbsp;</td><td style="text-align: right">1,492</td><td style="text-align: left">&nbsp;</td><td>&nbsp;</td>
    <td style="text-align: left">&nbsp;</td><td style="text-align: right">1,762</td><td style="text-align: left">&nbsp;</td></tr>
<tr style="vertical-align: bottom; background-color: White">
    <td style="text-align: left; padding-bottom: 1pt">FHLMC</td><td style="padding-bottom: 1pt">&nbsp;</td>
    <td style="border-bottom: Black 1pt solid; text-align: left">&nbsp;</td><td style="border-bottom: Black 1pt solid; text-align: right">16,961</td><td style="border-bottom: Black 1pt solid; text-align: left">&nbsp;</td><td style="padding-bottom: 1pt">&nbsp;</td>
    <td style="border-bottom: Black 1pt solid; text-align: left">&nbsp;</td><td style="border-bottom: Black 1pt solid; text-align: right">16,949</td><td style="border-bottom: Black 1pt solid; text-align: left">&nbsp;</td><td style="padding-bottom: 1pt">&nbsp;</td>
    <td style="border-bottom: Black 1pt solid; text-align: left">&nbsp;</td><td style="border-bottom: Black 1pt solid; text-align: right">87</td><td style="border-bottom: Black 1pt solid; text-align: left">&nbsp;</td><td style="padding-bottom: 1pt">&nbsp;</td>
    <td style="border-bottom: Black 1pt solid; text-align: left">&nbsp;</td><td style="border-bottom: Black 1pt solid; text-align: right">99</td><td style="border-bottom: Black 1pt solid; text-align: left">&nbsp;</td></tr>
<tr style="vertical-align: bottom; background-color: rgb(204,238,255)">
    <td style="text-align: left; padding-bottom: 1pt; padding-left: 10pt">Total mortgage-backed securities</td><td style="padding-bottom: 1pt">&nbsp;</td>
    <td style="border-bottom: Black 1pt solid; text-align: left">&nbsp;</td><td style="border-bottom: Black 1pt solid; text-align: right">668,910</td><td style="border-bottom: Black 1pt solid; text-align: left">&nbsp;</td><td style="padding-bottom: 1pt">&nbsp;</td>
    <td style="border-bottom: Black 1pt solid; text-align: left">&nbsp;</td><td style="border-bottom: Black 1pt solid; text-align: right">668,740</td><td style="border-bottom: Black 1pt solid; text-align: left">&nbsp;</td><td style="padding-bottom: 1pt">&nbsp;</td>
    <td style="border-bottom: Black 1pt solid; text-align: left">&nbsp;</td><td style="border-bottom: Black 1pt solid; text-align: right">4,977</td><td style="border-bottom: Black 1pt solid; text-align: left">&nbsp;</td><td style="padding-bottom: 1pt">&nbsp;</td>
    <td style="border-bottom: Black 1pt solid; text-align: left">&nbsp;</td><td style="border-bottom: Black 1pt solid; text-align: right">5,147</td><td style="border-bottom: Black 1pt solid; text-align: left">&nbsp;</td></tr>
<tr style="vertical-align: bottom; background-color: White">
    <td style="text-align: left; padding-bottom: 2.25pt; padding-left: 10pt">Total securities available for sale</td><td style="padding-bottom: 2.25pt">&nbsp;</td>
    <td style="border-bottom: Black 2.25pt double; text-align: left">$</td><td style="border-bottom: Black 2.25pt double; text-align: right">994,311</td><td style="border-bottom: Black 2.25pt double; text-align: left">&nbsp;</td><td style="padding-bottom: 2.25pt">&nbsp;</td>
    <td style="border-bottom: Black 2.25pt double; text-align: left">$</td><td style="border-bottom: Black 2.25pt double; text-align: right">993,397</td><td style="border-bottom: Black 2.25pt double; text-align: left">&nbsp;</td><td style="padding-bottom: 2.25pt">&nbsp;</td>
    <td style="border-bottom: Black 2.25pt double; text-align: left">$</td><td style="border-bottom: Black 2.25pt double; text-align: right">8,998</td><td style="border-bottom: Black 2.25pt double; text-align: left">&nbsp;</td><td style="padding-bottom: 2.25pt">&nbsp;</td>
    <td style="border-bottom: Black 2.25pt double; text-align: left">$</td><td style="border-bottom: Black 2.25pt double; text-align: right">9,912</td><td style="border-bottom: Black 2.25pt double; text-align: left">&nbsp;</td></tr>
</table></div>

<p style="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</p>

<p style="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify">Mortgage-backed securities shown in the
table above includes one private issue collateralized mortgage obligations (&#8220;CMO&#8221;) that is collateralized by commercial
real estate mortgages with an amortized cost and market value of $7.7 million at December 31, 2015.</p>

<p style="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify">&nbsp;</p>

<p style="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify"></p>

<!-- Field: Page; Sequence: 107; Value: 1 -->
    <div style="margin-top: 12pt; margin-bottom: 6pt; border-bottom: Black 4pt solid"><p style="margin-top: 0pt; text-align: center; margin-bottom: 0pt">&nbsp;<!-- Field: Sequence; Type: Arabic; Name: PageNo -->102<!-- Field: /Sequence --></p></div>
    <div style="page-break-before: always; margin-top: 6pt; margin-bottom: 12pt">&nbsp;</div>
    <!-- Field: /Page -->

<p style="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify">The following table summarizes the Company&#8217;s
portfolio of securities available for sale at December 31, 2014:</p>

<p style="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify">&nbsp;</p>

<p style="color: Red; font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: center"></p>

<div data-td-taggable-table=""><table cellpadding="0" cellspacing="0" style="border-collapse: collapse; width: 100%; font: 10pt Times New Roman, Times, Serif">
<tr style="vertical-align: bottom">
    <td style="text-align: left">&nbsp;</td><td style="padding-bottom: 1pt">&nbsp;</td>
    <td colspan="3" style="text-align: center; border-bottom: Black 1pt solid">Amortized<br>
Cost</td><td style="padding-bottom: 1pt">&nbsp;</td>
    <td colspan="3" style="text-align: center; border-bottom: Black 1pt solid">Fair Value</td><td style="padding-bottom: 1pt">&nbsp;</td>
    <td colspan="3" style="text-align: center; border-bottom: Black 1pt solid">Gross <br>
Unrealized<br>
Gains</td><td style="padding-bottom: 1pt">&nbsp;</td>
    <td colspan="3" style="text-align: center; border-bottom: Black 1pt solid">Gross <br>
Unrealized<br>
Losses</td></tr>
<tr style="vertical-align: bottom">
    <td style="text-align: left">&nbsp;</td><td style="font-style: italic">&nbsp;</td>
    <td colspan="11" style="font-style: italic; text-align: center">(In thousands)</td></tr>
<tr style="vertical-align: bottom; background-color: rgb(204,238,255)">
    <td style="width: 48%; text-align: left">Corporate</td><td style="width: 1%">&nbsp;</td>
    <td style="width: 1%; text-align: left">$</td><td style="width: 10%; text-align: right">90,719</td><td style="width: 1%; text-align: left">&nbsp;</td><td style="width: 1%">&nbsp;</td>
    <td style="width: 1%; text-align: left">$</td><td style="width: 10%; text-align: right">91,273</td><td style="width: 1%; text-align: left">&nbsp;</td><td style="width: 1%">&nbsp;</td>
    <td style="width: 1%; text-align: left">$</td><td style="width: 10%; text-align: right">1,268</td><td style="width: 1%; text-align: left">&nbsp;</td><td style="width: 1%">&nbsp;</td>
    <td style="width: 1%; text-align: left">$</td><td style="width: 10%; text-align: right">714</td><td style="width: 1%; text-align: left">&nbsp;</td></tr>
<tr style="vertical-align: bottom; background-color: White">
    <td style="text-align: left">Municipals</td><td>&nbsp;</td>
    <td style="text-align: left">&nbsp;</td><td style="text-align: right">145,864</td><td style="text-align: left">&nbsp;</td><td>&nbsp;</td>
    <td style="text-align: left">&nbsp;</td><td style="text-align: right">148,896</td><td style="text-align: left">&nbsp;</td><td>&nbsp;</td>
    <td style="text-align: left">&nbsp;</td><td style="text-align: right">3,093</td><td style="text-align: left">&nbsp;</td><td>&nbsp;</td>
    <td style="text-align: left">&nbsp;</td><td style="text-align: right">61</td><td style="text-align: left">&nbsp;</td></tr>
<tr style="vertical-align: bottom; background-color: rgb(204,238,255)">
    <td style="text-align: left">Mutual funds</td><td>&nbsp;</td>
    <td style="text-align: left">&nbsp;</td><td style="text-align: right">21,118</td><td style="text-align: left">&nbsp;</td><td>&nbsp;</td>
    <td style="text-align: left">&nbsp;</td><td style="text-align: right">21,118</td><td style="text-align: left">&nbsp;</td><td>&nbsp;</td>
    <td style="text-align: left">&nbsp;</td><td style="text-align: right">-</td><td style="text-align: left">&nbsp;</td><td>&nbsp;</td>
    <td style="text-align: left">&nbsp;</td><td style="text-align: right">-</td><td style="text-align: left">&nbsp;</td></tr>
<tr style="vertical-align: bottom; background-color: White">
    <td style="text-align: left; padding-bottom: 1pt">Other</td><td style="padding-bottom: 1pt">&nbsp;</td>
    <td style="border-bottom: Black 1pt solid; text-align: left">&nbsp;</td><td style="border-bottom: Black 1pt solid; text-align: right">7,098</td><td style="border-bottom: Black 1pt solid; text-align: left">&nbsp;</td><td style="padding-bottom: 1pt">&nbsp;</td>
    <td style="border-bottom: Black 1pt solid; text-align: left">&nbsp;</td><td style="border-bottom: Black 1pt solid; text-align: right">7,090</td><td style="border-bottom: Black 1pt solid; text-align: left">&nbsp;</td><td style="padding-bottom: 1pt">&nbsp;</td>
    <td style="border-bottom: Black 1pt solid; text-align: left">&nbsp;</td><td style="border-bottom: Black 1pt solid; text-align: right">-</td><td style="border-bottom: Black 1pt solid; text-align: left">&nbsp;</td><td style="padding-bottom: 1pt">&nbsp;</td>
    <td style="border-bottom: Black 1pt solid; text-align: left">&nbsp;</td><td style="border-bottom: Black 1pt solid; text-align: right">8</td><td style="border-bottom: Black 1pt solid; text-align: left">&nbsp;</td></tr>
<tr style="vertical-align: bottom; background-color: rgb(204,238,255)">
    <td style="text-align: left; padding-bottom: 1pt; padding-left: 10pt">Total other securities</td><td style="padding-bottom: 1pt">&nbsp;</td>
    <td style="border-bottom: Black 1pt solid; text-align: left">&nbsp;</td><td style="border-bottom: Black 1pt solid; text-align: right">264,799</td><td style="border-bottom: Black 1pt solid; text-align: left">&nbsp;</td><td style="padding-bottom: 1pt">&nbsp;</td>
    <td style="border-bottom: Black 1pt solid; text-align: left">&nbsp;</td><td style="border-bottom: Black 1pt solid; text-align: right">268,377</td><td style="border-bottom: Black 1pt solid; text-align: left">&nbsp;</td><td style="padding-bottom: 1pt">&nbsp;</td>
    <td style="border-bottom: Black 1pt solid; text-align: left">&nbsp;</td><td style="border-bottom: Black 1pt solid; text-align: right">4,361</td><td style="border-bottom: Black 1pt solid; text-align: left">&nbsp;</td><td style="padding-bottom: 1pt">&nbsp;</td>
    <td style="border-bottom: Black 1pt solid; text-align: left">&nbsp;</td><td style="border-bottom: Black 1pt solid; text-align: right">783</td><td style="border-bottom: Black 1pt solid; text-align: left">&nbsp;</td></tr>
<tr style="vertical-align: bottom; background-color: White">
    <td style="text-align: left">REMIC and CMO</td><td>&nbsp;</td>
    <td style="text-align: left">&nbsp;</td><td style="text-align: right">504,207</td><td style="text-align: left">&nbsp;</td><td>&nbsp;</td>
    <td style="text-align: left">&nbsp;</td><td style="text-align: right">505,768</td><td style="text-align: left">&nbsp;</td><td>&nbsp;</td>
    <td style="text-align: left">&nbsp;</td><td style="text-align: right">6,188</td><td style="text-align: left">&nbsp;</td><td>&nbsp;</td>
    <td style="text-align: left">&nbsp;</td><td style="text-align: right">4,627</td><td style="text-align: left">&nbsp;</td></tr>
<tr style="vertical-align: bottom; background-color: rgb(204,238,255)">
    <td style="text-align: left">GNMA</td><td>&nbsp;</td>
    <td style="text-align: left">&nbsp;</td><td style="text-align: right">13,862</td><td style="text-align: left">&nbsp;</td><td>&nbsp;</td>
    <td style="text-align: left">&nbsp;</td><td style="text-align: right">14,159</td><td style="text-align: left">&nbsp;</td><td>&nbsp;</td>
    <td style="text-align: left">&nbsp;</td><td style="text-align: right">421</td><td style="text-align: left">&nbsp;</td><td>&nbsp;</td>
    <td style="text-align: left">&nbsp;</td><td style="text-align: right">124</td><td style="text-align: left">&nbsp;</td></tr>
<tr style="vertical-align: bottom; background-color: White">
    <td style="text-align: left">FNMA</td><td>&nbsp;</td>
    <td style="text-align: left">&nbsp;</td><td style="text-align: right">169,956</td><td style="text-align: left">&nbsp;</td><td>&nbsp;</td>
    <td style="text-align: left">&nbsp;</td><td style="text-align: right">170,367</td><td style="text-align: left">&nbsp;</td><td>&nbsp;</td>
    <td style="text-align: left">&nbsp;</td><td style="text-align: right">2,128</td><td style="text-align: left">&nbsp;</td><td>&nbsp;</td>
    <td style="text-align: left">&nbsp;</td><td style="text-align: right">1,717</td><td style="text-align: left">&nbsp;</td></tr>
<tr style="vertical-align: bottom; background-color: rgb(204,238,255)">
    <td style="text-align: left; padding-bottom: 1pt">FHLMC</td><td style="padding-bottom: 1pt">&nbsp;</td>
    <td style="border-bottom: Black 1pt solid; text-align: left">&nbsp;</td><td style="border-bottom: Black 1pt solid; text-align: right">14,505</td><td style="border-bottom: Black 1pt solid; text-align: left">&nbsp;</td><td style="padding-bottom: 1pt">&nbsp;</td>
    <td style="border-bottom: Black 1pt solid; text-align: left">&nbsp;</td><td style="border-bottom: Black 1pt solid; text-align: right">14,639</td><td style="border-bottom: Black 1pt solid; text-align: left">&nbsp;</td><td style="padding-bottom: 1pt">&nbsp;</td>
    <td style="border-bottom: Black 1pt solid; text-align: left">&nbsp;</td><td style="border-bottom: Black 1pt solid; text-align: right">142</td><td style="border-bottom: Black 1pt solid; text-align: left">&nbsp;</td><td style="padding-bottom: 1pt">&nbsp;</td>
    <td style="border-bottom: Black 1pt solid; text-align: left">&nbsp;</td><td style="border-bottom: Black 1pt solid; text-align: right">8</td><td style="border-bottom: Black 1pt solid; text-align: left">&nbsp;</td></tr>
<tr style="vertical-align: bottom; background-color: White">
    <td style="text-align: left; padding-bottom: 1pt; padding-left: 10pt">Total mortgage-backed securities</td><td style="padding-bottom: 1pt">&nbsp;</td>
    <td style="border-bottom: Black 1pt solid; text-align: left">&nbsp;</td><td style="border-bottom: Black 1pt solid; text-align: right">702,530</td><td style="border-bottom: Black 1pt solid; text-align: left">&nbsp;</td><td style="padding-bottom: 1pt">&nbsp;</td>
    <td style="border-bottom: Black 1pt solid; text-align: left">&nbsp;</td><td style="border-bottom: Black 1pt solid; text-align: right">704,933</td><td style="border-bottom: Black 1pt solid; text-align: left">&nbsp;</td><td style="padding-bottom: 1pt">&nbsp;</td>
    <td style="border-bottom: Black 1pt solid; text-align: left">&nbsp;</td><td style="border-bottom: Black 1pt solid; text-align: right">8,879</td><td style="border-bottom: Black 1pt solid; text-align: left">&nbsp;</td><td style="padding-bottom: 1pt">&nbsp;</td>
    <td style="border-bottom: Black 1pt solid; text-align: left">&nbsp;</td><td style="border-bottom: Black 1pt solid; text-align: right">6,476</td><td style="border-bottom: Black 1pt solid; text-align: left">&nbsp;</td></tr>
<tr style="vertical-align: bottom; background-color: rgb(204,238,255)">
    <td style="text-align: left; padding-bottom: 2.25pt; padding-left: 10pt">Total securities available for sale</td><td style="padding-bottom: 2.25pt">&nbsp;</td>
    <td style="border-bottom: Black 2.25pt double; text-align: left">$</td><td style="border-bottom: Black 2.25pt double; text-align: right">967,329</td><td style="border-bottom: Black 2.25pt double; text-align: left">&nbsp;</td><td style="padding-bottom: 2.25pt">&nbsp;</td>
    <td style="border-bottom: Black 2.25pt double; text-align: left">$</td><td style="border-bottom: Black 2.25pt double; text-align: right">973,310</td><td style="border-bottom: Black 2.25pt double; text-align: left">&nbsp;</td><td style="padding-bottom: 2.25pt">&nbsp;</td>
    <td style="border-bottom: Black 2.25pt double; text-align: left">$</td><td style="border-bottom: Black 2.25pt double; text-align: right">13,240</td><td style="border-bottom: Black 2.25pt double; text-align: left">&nbsp;</td><td style="padding-bottom: 2.25pt">&nbsp;</td>
    <td style="border-bottom: Black 2.25pt double; text-align: left">$</td><td style="border-bottom: Black 2.25pt double; text-align: right">7,259</td><td style="border-bottom: Black 2.25pt double; text-align: left">&nbsp;</td></tr>
</table></div>




<p style="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</p>

<p style="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify">Mortgage-backed securities shown in the
table above include three private issue CMO that are collateralized by commercial real estate mortgages with an amortized cost
and market value of $12.4 million at December 31, 2014.</p>

<p style="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify">&nbsp;</p>

<p style="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify">The following table details the amortized
cost and fair value of the Company&#8217;s securities classified as held-to-maturity at December 31, 2015, by contractual maturity.</p>

<p style="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify">&nbsp;</p>

<p style="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: center; color: Red"></p>

<div data-td-taggable-table=""><table cellpadding="0" cellspacing="0" style="border-collapse: collapse; width: 100%; font: 10pt Times New Roman, Times, Serif">
<tr style="vertical-align: bottom">
    <td>&nbsp;</td><td style="padding-bottom: 1pt">&nbsp;</td>
    <td colspan="3" style="text-align: center; border-bottom: Black 1pt solid">Amortized<br>
Cost</td><td style="padding-bottom: 1pt">&nbsp;</td>
    <td colspan="3" style="text-align: center; border-bottom: Black 1pt solid">Fair Value</td></tr>
<tr style="vertical-align: bottom">
    <td>&nbsp;</td><td style="font-style: italic">&nbsp;</td>
    <td colspan="7" style="font-style: italic; text-align: center">(In thousands)</td></tr>
<tr style="vertical-align: bottom">
    <td style="font-weight: bold">&nbsp;</td><td>&nbsp;</td>
    <td colspan="3">&nbsp;</td><td>&nbsp;</td>
    <td colspan="3">&nbsp;</td></tr>
<tr style="vertical-align: bottom; background-color: rgb(204,238,255)">
    <td style="width: 70%; text-align: left">Due in one year or less</td><td style="width: 1%">&nbsp;</td>
    <td style="width: 1%; text-align: left">$</td><td style="width: 12%; text-align: right">6,140</td><td style="width: 1%; text-align: left">&nbsp;</td><td style="width: 1%">&nbsp;</td>
    <td style="width: 1%; text-align: left">$</td><td style="width: 12%; text-align: right">6,140</td><td style="width: 1%; text-align: left">&nbsp;</td></tr>
<tr style="vertical-align: bottom; background-color: White">
    <td style="text-align: left">Due after one year through five years</td><td>&nbsp;</td>
    <td style="text-align: left">&nbsp;</td><td style="text-align: right">40</td><td style="text-align: left">&nbsp;</td><td>&nbsp;</td>
    <td style="text-align: left">&nbsp;</td><td style="text-align: right">40</td><td style="text-align: left">&nbsp;</td></tr>
<tr style="vertical-align: bottom; background-color: rgb(204,238,255)">
    <td style="padding-bottom: 1pt">&nbsp;</td><td style="padding-bottom: 1pt">&nbsp;</td>
    <td style="border-bottom: Black 1pt solid; text-align: left">&nbsp;</td><td style="border-bottom: Black 1pt solid; text-align: right">&nbsp;</td><td style="border-bottom: Black 1pt solid; text-align: left">&nbsp;</td><td style="padding-bottom: 1pt">&nbsp;</td>
    <td style="border-bottom: Black 1pt solid; text-align: left">&nbsp;</td><td style="border-bottom: Black 1pt solid; text-align: right">&nbsp;</td><td style="border-bottom: Black 1pt solid; text-align: left">&nbsp;</td></tr>
<tr style="vertical-align: bottom; background-color: White">
    <td style="text-align: left; padding-bottom: 2.25pt; padding-left: 10pt">Total securities held-to-maturity</td><td style="padding-bottom: 2.25pt">&nbsp;</td>
    <td style="border-bottom: Black 2.25pt double; text-align: left">$</td><td style="border-bottom: Black 2.25pt double; text-align: right">6,180</td><td style="border-bottom: Black 2.25pt double; text-align: left">&nbsp;</td><td style="padding-bottom: 2.25pt">&nbsp;</td>
    <td style="border-bottom: Black 2.25pt double; text-align: left">$</td><td style="border-bottom: Black 2.25pt double; text-align: right">6,180</td><td style="border-bottom: Black 2.25pt double; text-align: left">&nbsp;</td></tr>
</table></div>



<p style="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify">&nbsp;</p>

<p style="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify">The amortized cost and fair value of the
Company&#8217;s securities, classified as available for sale at December 31, 2015, by contractual maturity, are shown below. Expected
maturities will differ from contractual maturities because borrowers may have the right to call or prepay obligations with or without
call or prepayment penalties.</p>

<p style="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify">&nbsp;</p>

<p style="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: center">&nbsp;</p>

<p style="color: Red; font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: center"></p>

<div data-td-taggable-table=""><table cellpadding="0" cellspacing="0" style="border-collapse: collapse; width: 100%; font: 10pt Times New Roman, Times, Serif">
<tr style="vertical-align: bottom">
    <td>&nbsp;</td><td style="padding-bottom: 1pt">&nbsp;</td>
    <td colspan="3" style="text-align: center; border-bottom: Black 1pt solid">Amortized<br>
Cost</td><td style="padding-bottom: 1pt">&nbsp;</td>
    <td colspan="3" style="text-align: center; border-bottom: Black 1pt solid">Fair Value</td></tr>
<tr style="vertical-align: bottom">
    <td>&nbsp;</td><td style="font-style: italic">&nbsp;</td>
    <td colspan="7" style="font-style: italic; text-align: center">(In thousands)</td></tr>
<tr style="vertical-align: bottom">
    <td>&nbsp;</td><td>&nbsp;</td>
    <td colspan="3">&nbsp;</td><td>&nbsp;</td>
    <td colspan="3">&nbsp;</td></tr>
<tr style="vertical-align: bottom; background-color: rgb(204,238,255)">
    <td style="width: 70%; text-align: left">Due in one year or less</td><td style="width: 1%">&nbsp;</td>
    <td style="width: 1%; text-align: left">$</td><td style="width: 12%; text-align: right">5,976</td><td style="width: 1%; text-align: left">&nbsp;</td><td style="width: 1%">&nbsp;</td>
    <td style="width: 1%; text-align: left">$</td><td style="width: 12%; text-align: right">6,011</td><td style="width: 1%; text-align: left">&nbsp;</td></tr>
<tr style="vertical-align: bottom; background-color: White">
    <td style="text-align: left">Due after one year through five years</td><td>&nbsp;</td>
    <td style="text-align: left">&nbsp;</td><td style="text-align: right">-</td><td style="text-align: left">&nbsp;</td><td>&nbsp;</td>
    <td style="text-align: left">&nbsp;</td><td style="text-align: right">-</td><td style="text-align: left">&nbsp;</td></tr>
<tr style="vertical-align: bottom; background-color: rgb(204,238,255)">
    <td style="text-align: left">Due after five years through ten years</td><td>&nbsp;</td>
    <td style="text-align: left">&nbsp;</td><td style="text-align: right">76,791</td><td style="text-align: left">&nbsp;</td><td>&nbsp;</td>
    <td style="text-align: left">&nbsp;</td><td style="text-align: right">75,406</td><td style="text-align: left">&nbsp;</td></tr>
<tr style="vertical-align: bottom; background-color: White">
    <td style="text-align: left; padding-bottom: 1pt">Due after ten years</td><td style="padding-bottom: 1pt">&nbsp;</td>
    <td style="border-bottom: Black 1pt solid; text-align: left">&nbsp;</td><td style="border-bottom: Black 1pt solid; text-align: right">221,344</td><td style="border-bottom: Black 1pt solid; text-align: left">&nbsp;</td><td style="padding-bottom: 1pt">&nbsp;</td>
    <td style="border-bottom: Black 1pt solid; text-align: left">&nbsp;</td><td style="border-bottom: Black 1pt solid; text-align: right">221,950</td><td style="border-bottom: Black 1pt solid; text-align: left">&nbsp;</td></tr>
<tr style="vertical-align: bottom; background-color: rgb(204,238,255)">
    <td>&nbsp;</td><td>&nbsp;</td>
    <td style="text-align: left">&nbsp;</td><td style="text-align: right">&nbsp;</td><td style="text-align: left">&nbsp;</td><td>&nbsp;</td>
    <td style="text-align: left">&nbsp;</td><td style="text-align: right">&nbsp;</td><td style="text-align: left">&nbsp;</td></tr>
<tr style="vertical-align: bottom; background-color: White">
    <td style="text-align: left; padding-left: 10pt">Total other securities</td><td>&nbsp;</td>
    <td style="text-align: left">&nbsp;</td><td style="text-align: right">304,111</td><td style="text-align: left">&nbsp;</td><td>&nbsp;</td>
    <td style="text-align: left">&nbsp;</td><td style="text-align: right">303,367</td><td style="text-align: left">&nbsp;</td></tr>
<tr style="vertical-align: bottom; background-color: rgb(204,238,255)">
    <td style="text-align: left">Mutual funds</td><td>&nbsp;</td>
    <td style="text-align: left">&nbsp;</td><td style="text-align: right">21,290</td><td style="text-align: left">&nbsp;</td><td>&nbsp;</td>
    <td style="text-align: left">&nbsp;</td><td style="text-align: right">21,290</td><td style="text-align: left">&nbsp;</td></tr>
<tr style="vertical-align: bottom; background-color: White">
    <td style="text-align: left; padding-bottom: 1pt">Mortgage-backed securities</td><td style="padding-bottom: 1pt">&nbsp;</td>
    <td style="border-bottom: Black 1pt solid; text-align: left">&nbsp;</td><td style="border-bottom: Black 1pt solid; text-align: right">668,910</td><td style="border-bottom: Black 1pt solid; text-align: left">&nbsp;</td><td style="padding-bottom: 1pt">&nbsp;</td>
    <td style="border-bottom: Black 1pt solid; text-align: left">&nbsp;</td><td style="border-bottom: Black 1pt solid; text-align: right">668,740</td><td style="border-bottom: Black 1pt solid; text-align: left">&nbsp;</td></tr>
<tr style="vertical-align: bottom; background-color: rgb(204,238,255)">
    <td>&nbsp;</td><td>&nbsp;</td>
    <td style="text-align: left">&nbsp;</td><td style="text-align: right">&nbsp;</td><td style="text-align: left">&nbsp;</td><td>&nbsp;</td>
    <td style="text-align: left">&nbsp;</td><td style="text-align: right">&nbsp;</td><td style="text-align: left">&nbsp;</td></tr>
<tr style="vertical-align: bottom; background-color: White">
    <td style="text-align: left; padding-bottom: 2.25pt; padding-left: 10pt">Total securities available for sale</td><td style="padding-bottom: 2.25pt">&nbsp;</td>
    <td style="border-bottom: Black 2.25pt double; text-align: left">$</td><td style="border-bottom: Black 2.25pt double; text-align: right">994,311</td><td style="border-bottom: Black 2.25pt double; text-align: left">&nbsp;</td><td style="padding-bottom: 2.25pt">&nbsp;</td>
    <td style="border-bottom: Black 2.25pt double; text-align: left">$</td><td style="border-bottom: Black 2.25pt double; text-align: right">993,397</td><td style="border-bottom: Black 2.25pt double; text-align: left">&nbsp;</td></tr>
</table></div>


<p style="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify">&nbsp;</p>

<p style="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify"></p>

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<p style="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify">The following table shows the Company&#8217;s
available for sale securities with gross unrealized losses and their fair value, aggregated by category and length of time that
individual securities have been in a continuous unrealized loss position, at December 31, 2015.</p>

<p style="color: Red; font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify">&nbsp;</p>

<p style="color: Red; font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify"></p>

<div data-td-taggable-table=""><table cellpadding="0" cellspacing="0" style="border-collapse: collapse; width: 100%; font: 10pt Times New Roman, Times, Serif">
<tr style="vertical-align: bottom">
    <td style="text-align: left">&nbsp;</td><td style="padding-bottom: 1pt">&nbsp;</td>
    <td colspan="7" style="text-align: center; border-bottom: Black 1pt solid">Total</td><td style="padding-bottom: 1pt">&nbsp;</td>
    <td colspan="7" style="text-align: center; border-bottom: Black 1pt solid">Less than 12 months</td><td style="padding-bottom: 1pt">&nbsp;</td>
    <td colspan="7" style="text-align: center; border-bottom: Black 1pt solid">12 months or more</td></tr>
<tr style="vertical-align: bottom">
    <td style="text-align: center">&nbsp;</td><td style="padding-bottom: 1pt">&nbsp;</td>
    <td colspan="3" style="text-align: center; border-bottom: Black 1pt solid">Fair Value</td><td style="padding-bottom: 1pt">&nbsp;</td>
    <td colspan="3" style="text-align: center; border-bottom: Black 1pt solid">Unrealized<br>
Losses</td><td style="padding-bottom: 1pt">&nbsp;</td>
    <td colspan="3" style="text-align: center; border-bottom: Black 1pt solid">Fair Value</td><td style="padding-bottom: 1pt">&nbsp;</td>
    <td colspan="3" style="text-align: center; border-bottom: Black 1pt solid">Unrealized<br>
Losses</td><td style="padding-bottom: 1pt">&nbsp;</td>
    <td colspan="3" style="text-align: center; border-bottom: Black 1pt solid">Fair Value</td><td style="padding-bottom: 1pt">&nbsp;</td>
    <td colspan="3" style="text-align: center; border-bottom: Black 1pt solid">Unrealized<br>
Losses</td></tr>
<tr style="vertical-align: bottom">
    <td style="text-align: left">&nbsp;</td><td style="font-style: italic">&nbsp;</td>
    <td colspan="19" style="font-style: italic; text-align: center">(In thousands)</td></tr>
<tr style="vertical-align: bottom; background-color: rgb(204,238,255)">
    <td style="width: 40%; text-align: left">Corporate</td><td style="width: 1%">&nbsp;</td>
    <td style="width: 1%; text-align: left">$</td><td style="width: 7%; text-align: right">85,563</td><td style="width: 1%; text-align: left">&nbsp;</td><td style="width: 1%">&nbsp;</td>
    <td style="width: 1%; text-align: left">$</td><td style="width: 7%; text-align: right">4,436</td><td style="width: 1%; text-align: left">&nbsp;</td><td style="width: 1%">&nbsp;</td>
    <td style="width: 1%; text-align: left">$</td><td style="width: 7%; text-align: right">76,218</td><td style="width: 1%; text-align: left">&nbsp;</td><td style="width: 1%">&nbsp;</td>
    <td style="width: 1%; text-align: left">$</td><td style="width: 7%; text-align: right">3,782</td><td style="width: 1%; text-align: left">&nbsp;</td><td style="width: 1%">&nbsp;</td>
    <td style="width: 1%; text-align: left">$</td><td style="width: 7%; text-align: right">9,345</td><td style="width: 1%; text-align: left">&nbsp;</td><td style="width: 1%">&nbsp;</td>
    <td style="width: 1%; text-align: left">$</td><td style="width: 7%; text-align: right">654</td><td style="width: 1%; text-align: left">&nbsp;</td></tr>
<tr style="vertical-align: bottom; background-color: White">
    <td style="text-align: left">Collateralized loan obligations</td><td>&nbsp;</td>
    <td style="text-align: left">&nbsp;</td><td style="text-align: right">52,898</td><td style="text-align: left">&nbsp;</td><td>&nbsp;</td>
    <td style="text-align: left">&nbsp;</td><td style="text-align: right">327</td><td style="text-align: left">&nbsp;</td><td>&nbsp;</td>
    <td style="text-align: left">&nbsp;</td><td style="text-align: right">52,898</td><td style="text-align: left">&nbsp;</td><td>&nbsp;</td>
    <td style="text-align: left">&nbsp;</td><td style="text-align: right">327</td><td style="text-align: left">&nbsp;</td><td>&nbsp;</td>
    <td style="text-align: left">&nbsp;</td><td style="text-align: right">-</td><td style="text-align: left">&nbsp;</td><td>&nbsp;</td>
    <td style="text-align: left">&nbsp;</td><td style="text-align: right">-</td><td style="text-align: left">&nbsp;</td></tr>
<tr style="vertical-align: bottom; background-color: rgb(204,238,255)">
    <td style="text-align: left; padding-bottom: 1pt">Other</td><td style="padding-bottom: 1pt">&nbsp;</td>
    <td style="border-bottom: Black 1pt solid; text-align: left">&nbsp;</td><td style="border-bottom: Black 1pt solid; text-align: right">298</td><td style="border-bottom: Black 1pt solid; text-align: left">&nbsp;</td><td style="padding-bottom: 1pt">&nbsp;</td>
    <td style="border-bottom: Black 1pt solid; text-align: left">&nbsp;</td><td style="border-bottom: Black 1pt solid; text-align: right">2</td><td style="border-bottom: Black 1pt solid; text-align: left">&nbsp;</td><td style="padding-bottom: 1pt">&nbsp;</td>
    <td style="border-bottom: Black 1pt solid; text-align: left">&nbsp;</td><td style="border-bottom: Black 1pt solid; text-align: right">-</td><td style="border-bottom: Black 1pt solid; text-align: left">&nbsp;</td><td style="padding-bottom: 1pt">&nbsp;</td>
    <td style="border-bottom: Black 1pt solid; text-align: left">&nbsp;</td><td style="border-bottom: Black 1pt solid; text-align: right">-</td><td style="border-bottom: Black 1pt solid; text-align: left">&nbsp;</td><td style="padding-bottom: 1pt">&nbsp;</td>
    <td style="border-bottom: Black 1pt solid; text-align: left">&nbsp;</td><td style="border-bottom: Black 1pt solid; text-align: right">298</td><td style="border-bottom: Black 1pt solid; text-align: left">&nbsp;</td><td style="padding-bottom: 1pt">&nbsp;</td>
    <td style="border-bottom: Black 1pt solid; text-align: left">&nbsp;</td><td style="border-bottom: Black 1pt solid; text-align: right">2</td><td style="border-bottom: Black 1pt solid; text-align: left">&nbsp;</td></tr>
<tr style="vertical-align: bottom; background-color: White">
    <td style="text-align: left; padding-bottom: 1pt; padding-left: 10pt">Total other securities</td><td style="padding-bottom: 1pt">&nbsp;</td>
    <td style="border-bottom: Black 1pt solid; text-align: left">&nbsp;</td><td style="border-bottom: Black 1pt solid; text-align: right">138,759</td><td style="border-bottom: Black 1pt solid; text-align: left">&nbsp;</td><td style="padding-bottom: 1pt">&nbsp;</td>
    <td style="border-bottom: Black 1pt solid; text-align: left">&nbsp;</td><td style="border-bottom: Black 1pt solid; text-align: right">4,765</td><td style="border-bottom: Black 1pt solid; text-align: left">&nbsp;</td><td style="padding-bottom: 1pt">&nbsp;</td>
    <td style="border-bottom: Black 1pt solid; text-align: left">&nbsp;</td><td style="border-bottom: Black 1pt solid; text-align: right">129,116</td><td style="border-bottom: Black 1pt solid; text-align: left">&nbsp;</td><td style="padding-bottom: 1pt">&nbsp;</td>
    <td style="border-bottom: Black 1pt solid; text-align: left">&nbsp;</td><td style="border-bottom: Black 1pt solid; text-align: right">4,109</td><td style="border-bottom: Black 1pt solid; text-align: left">&nbsp;</td><td style="padding-bottom: 1pt">&nbsp;</td>
    <td style="border-bottom: Black 1pt solid; text-align: left">&nbsp;</td><td style="border-bottom: Black 1pt solid; text-align: right">9,643</td><td style="border-bottom: Black 1pt solid; text-align: left">&nbsp;</td><td style="padding-bottom: 1pt">&nbsp;</td>
    <td style="border-bottom: Black 1pt solid; text-align: left">&nbsp;</td><td style="border-bottom: Black 1pt solid; text-align: right">656</td><td style="border-bottom: Black 1pt solid; text-align: left">&nbsp;</td></tr>
<tr style="vertical-align: bottom; background-color: rgb(204,238,255)">
    <td style="text-align: left">&nbsp;</td><td>&nbsp;</td>
    <td style="text-align: left">&nbsp;</td><td style="text-align: right">&nbsp;</td><td style="text-align: left">&nbsp;</td><td>&nbsp;</td>
    <td style="text-align: left">&nbsp;</td><td style="text-align: right">&nbsp;</td><td style="text-align: left">&nbsp;</td><td>&nbsp;</td>
    <td style="text-align: left">&nbsp;</td><td style="text-align: right">&nbsp;</td><td style="text-align: left">&nbsp;</td><td>&nbsp;</td>
    <td style="text-align: left">&nbsp;</td><td style="text-align: right">&nbsp;</td><td style="text-align: left">&nbsp;</td><td>&nbsp;</td>
    <td style="text-align: left">&nbsp;</td><td style="text-align: right">&nbsp;</td><td style="text-align: left">&nbsp;</td><td>&nbsp;</td>
    <td style="text-align: left">&nbsp;</td><td style="text-align: right">&nbsp;</td><td style="text-align: left">&nbsp;</td></tr>
<tr style="vertical-align: bottom; background-color: White">
    <td style="text-align: left">REMIC and CMO</td><td>&nbsp;</td>
    <td style="text-align: left">&nbsp;</td><td style="text-align: right">238,132</td><td style="text-align: left">&nbsp;</td><td>&nbsp;</td>
    <td style="text-align: left">&nbsp;</td><td style="text-align: right">3,147</td><td style="text-align: left">&nbsp;</td><td>&nbsp;</td>
    <td style="text-align: left">&nbsp;</td><td style="text-align: right">182,010</td><td style="text-align: left">&nbsp;</td><td>&nbsp;</td>
    <td style="text-align: left">&nbsp;</td><td style="text-align: right">1,642</td><td style="text-align: left">&nbsp;</td><td>&nbsp;</td>
    <td style="text-align: left">&nbsp;</td><td style="text-align: right">56,122</td><td style="text-align: left">&nbsp;</td><td>&nbsp;</td>
    <td style="text-align: left">&nbsp;</td><td style="text-align: right">1,505</td><td style="text-align: left">&nbsp;</td></tr>
<tr style="vertical-align: bottom; background-color: rgb(204,238,255)">
    <td style="text-align: left">GNMA</td><td>&nbsp;</td>
    <td style="text-align: left">&nbsp;</td><td style="text-align: right">6,977</td><td style="text-align: left">&nbsp;</td><td>&nbsp;</td>
    <td style="text-align: left">&nbsp;</td><td style="text-align: right">139</td><td style="text-align: left">&nbsp;</td><td>&nbsp;</td>
    <td style="text-align: left">&nbsp;</td><td style="text-align: right">6,977</td><td style="text-align: left">&nbsp;</td><td>&nbsp;</td>
    <td style="text-align: left">&nbsp;</td><td style="text-align: right">139</td><td style="text-align: left">&nbsp;</td><td>&nbsp;</td>
    <td style="text-align: left">&nbsp;</td><td style="text-align: right">-</td><td style="text-align: left">&nbsp;</td><td>&nbsp;</td>
    <td style="text-align: left">&nbsp;</td><td style="text-align: right">-</td><td style="text-align: left">&nbsp;</td></tr>
<tr style="vertical-align: bottom; background-color: White">
    <td style="text-align: left">FNMA</td><td>&nbsp;</td>
    <td style="text-align: left">&nbsp;</td><td style="text-align: right">102,225</td><td style="text-align: left">&nbsp;</td><td>&nbsp;</td>
    <td style="text-align: left">&nbsp;</td><td style="text-align: right">1,762</td><td style="text-align: left">&nbsp;</td><td>&nbsp;</td>
    <td style="text-align: left">&nbsp;</td><td style="text-align: right">75,769</td><td style="text-align: left">&nbsp;</td><td>&nbsp;</td>
    <td style="text-align: left">&nbsp;</td><td style="text-align: right">1,043</td><td style="text-align: left">&nbsp;</td><td>&nbsp;</td>
    <td style="text-align: left">&nbsp;</td><td style="text-align: right">26,456</td><td style="text-align: left">&nbsp;</td><td>&nbsp;</td>
    <td style="text-align: left">&nbsp;</td><td style="text-align: right">719</td><td style="text-align: left">&nbsp;</td></tr>
<tr style="vertical-align: bottom; background-color: rgb(204,238,255)">
    <td style="text-align: left; padding-bottom: 1pt">FHLMC</td><td style="padding-bottom: 1pt">&nbsp;</td>
    <td style="border-bottom: Black 1pt solid; text-align: left">&nbsp;</td><td style="border-bottom: Black 1pt solid; text-align: right">14,715</td><td style="border-bottom: Black 1pt solid; text-align: left">&nbsp;</td><td style="padding-bottom: 1pt">&nbsp;</td>
    <td style="border-bottom: Black 1pt solid; text-align: left">&nbsp;</td><td style="border-bottom: Black 1pt solid; text-align: right">99</td><td style="border-bottom: Black 1pt solid; text-align: left">&nbsp;</td><td style="padding-bottom: 1pt">&nbsp;</td>
    <td style="border-bottom: Black 1pt solid; text-align: left">&nbsp;</td><td style="border-bottom: Black 1pt solid; text-align: right">14,715</td><td style="border-bottom: Black 1pt solid; text-align: left">&nbsp;</td><td style="padding-bottom: 1pt">&nbsp;</td>
    <td style="border-bottom: Black 1pt solid; text-align: left">&nbsp;</td><td style="border-bottom: Black 1pt solid; text-align: right">99</td><td style="border-bottom: Black 1pt solid; text-align: left">&nbsp;</td><td style="padding-bottom: 1pt">&nbsp;</td>
    <td style="border-bottom: Black 1pt solid; text-align: left">&nbsp;</td><td style="border-bottom: Black 1pt solid; text-align: right">-</td><td style="border-bottom: Black 1pt solid; text-align: left">&nbsp;</td><td style="padding-bottom: 1pt">&nbsp;</td>
    <td style="border-bottom: Black 1pt solid; text-align: left">&nbsp;</td><td style="border-bottom: Black 1pt solid; text-align: right">-</td><td style="border-bottom: Black 1pt solid; text-align: left">&nbsp;</td></tr>
<tr style="vertical-align: bottom; background-color: White">
    <td style="text-align: left; padding-bottom: 1pt; padding-left: 10pt">Total mortgage-backed&nbsp;&nbsp;securities</td><td style="padding-bottom: 1pt">&nbsp;</td>
    <td style="border-bottom: Black 1pt solid; text-align: left">&nbsp;</td><td style="border-bottom: Black 1pt solid; text-align: right">362,049</td><td style="border-bottom: Black 1pt solid; text-align: left">&nbsp;</td><td style="padding-bottom: 1pt">&nbsp;</td>
    <td style="border-bottom: Black 1pt solid; text-align: left">&nbsp;</td><td style="border-bottom: Black 1pt solid; text-align: right">5,147</td><td style="border-bottom: Black 1pt solid; text-align: left">&nbsp;</td><td style="padding-bottom: 1pt">&nbsp;</td>
    <td style="border-bottom: Black 1pt solid; text-align: left">&nbsp;</td><td style="border-bottom: Black 1pt solid; text-align: right">279,471</td><td style="border-bottom: Black 1pt solid; text-align: left">&nbsp;</td><td style="padding-bottom: 1pt">&nbsp;</td>
    <td style="border-bottom: Black 1pt solid; text-align: left">&nbsp;</td><td style="border-bottom: Black 1pt solid; text-align: right">2,923</td><td style="border-bottom: Black 1pt solid; text-align: left">&nbsp;</td><td style="padding-bottom: 1pt">&nbsp;</td>
    <td style="border-bottom: Black 1pt solid; text-align: left">&nbsp;</td><td style="border-bottom: Black 1pt solid; text-align: right">82,578</td><td style="border-bottom: Black 1pt solid; text-align: left">&nbsp;</td><td style="padding-bottom: 1pt">&nbsp;</td>
    <td style="border-bottom: Black 1pt solid; text-align: left">&nbsp;</td><td style="border-bottom: Black 1pt solid; text-align: right">2,224</td><td style="border-bottom: Black 1pt solid; text-align: left">&nbsp;</td></tr>
<tr style="vertical-align: bottom; background-color: rgb(204,238,255)">
    <td style="text-align: left; padding-bottom: 2.25pt; padding-left: 10pt">Total securities available for sale</td><td style="padding-bottom: 2.25pt">&nbsp;</td>
    <td style="border-bottom: Black 2.25pt double; text-align: left">$</td><td style="border-bottom: Black 2.25pt double; text-align: right">500,808</td><td style="border-bottom: Black 2.25pt double; text-align: left">&nbsp;</td><td style="padding-bottom: 2.25pt">&nbsp;</td>
    <td style="border-bottom: Black 2.25pt double; text-align: left">$</td><td style="border-bottom: Black 2.25pt double; text-align: right">9,912</td><td style="border-bottom: Black 2.25pt double; text-align: left">&nbsp;</td><td style="padding-bottom: 2.25pt">&nbsp;</td>
    <td style="border-bottom: Black 2.25pt double; text-align: left">$</td><td style="border-bottom: Black 2.25pt double; text-align: right">408,587</td><td style="border-bottom: Black 2.25pt double; text-align: left">&nbsp;</td><td style="padding-bottom: 2.25pt">&nbsp;</td>
    <td style="border-bottom: Black 2.25pt double; text-align: left">$</td><td style="border-bottom: Black 2.25pt double; text-align: right">7,032</td><td style="border-bottom: Black 2.25pt double; text-align: left">&nbsp;</td><td style="padding-bottom: 2.25pt">&nbsp;</td>
    <td style="border-bottom: Black 2.25pt double; text-align: left">$</td><td style="border-bottom: Black 2.25pt double; text-align: right">92,221</td><td style="border-bottom: Black 2.25pt double; text-align: left">&nbsp;</td><td style="padding-bottom: 2.25pt">&nbsp;</td>
    <td style="border-bottom: Black 2.25pt double; text-align: left">$</td><td style="border-bottom: Black 2.25pt double; text-align: right">2,880</td><td style="border-bottom: Black 2.25pt double; text-align: left">&nbsp;</td></tr>
</table></div>



<p style="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify">&nbsp;</p>

<p style="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify">The following table shows the Company&#8217;s
available for sale securities with gross unrealized losses and their fair value, aggregated by category and length of time that
individual securities have been in a continuous unrealized loss position, at December 31, 2014.</p>

<p style="color: Red; font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify">&nbsp;</p>

<p style="color: Red; font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify"></p>

<div data-td-taggable-table=""><table cellpadding="0" cellspacing="0" style="border-collapse: collapse; width: 100%; font: 10pt Times New Roman, Times, Serif">
<tr style="vertical-align: bottom">
    <td style="text-align: left">&nbsp;</td><td style="padding-bottom: 1pt">&nbsp;</td>
    <td colspan="7" style="text-align: center; border-bottom: Black 1pt solid">Total</td><td style="padding-bottom: 1pt">&nbsp;</td>
    <td colspan="7" style="text-align: center; border-bottom: Black 1pt solid">Less than 12 months</td><td style="padding-bottom: 1pt">&nbsp;</td>
    <td colspan="7" style="text-align: center; border-bottom: Black 1pt solid">12 months or more</td></tr>
<tr style="vertical-align: bottom">
    <td style="text-align: center">&nbsp;</td><td style="padding-bottom: 1pt">&nbsp;</td>
    <td colspan="3" style="text-align: center; border-bottom: Black 1pt solid">Fair Value</td><td style="padding-bottom: 1pt">&nbsp;</td>
    <td colspan="3" style="text-align: center; border-bottom: Black 1pt solid">Unrealized<br>
Losses</td><td style="padding-bottom: 1pt">&nbsp;</td>
    <td colspan="3" style="text-align: center; border-bottom: Black 1pt solid">Fair Value</td><td style="padding-bottom: 1pt">&nbsp;</td>
    <td colspan="3" style="text-align: center; border-bottom: Black 1pt solid">Unrealized<br>
Losses</td><td style="padding-bottom: 1pt">&nbsp;</td>
    <td colspan="3" style="text-align: center; border-bottom: Black 1pt solid">Fair Value</td><td style="padding-bottom: 1pt">&nbsp;</td>
    <td colspan="3" style="text-align: center; border-bottom: Black 1pt solid">Unrealized<br>
Losses</td></tr>
<tr style="vertical-align: bottom">
    <td style="text-align: left">&nbsp;</td><td style="font-style: italic">&nbsp;</td>
    <td colspan="19" style="font-style: italic; text-align: center">(In thousands)</td></tr>
<tr style="vertical-align: bottom; background-color: rgb(204,238,255)">
    <td style="width: 40%; text-align: left">Corporate</td><td style="width: 1%">&nbsp;</td>
    <td style="width: 1%; text-align: left">$</td><td style="width: 7%; text-align: right">39,287</td><td style="width: 1%; text-align: left">&nbsp;</td><td style="width: 1%">&nbsp;</td>
    <td style="width: 1%; text-align: left">$</td><td style="width: 7%; text-align: right">714</td><td style="width: 1%; text-align: left">&nbsp;</td><td style="width: 1%">&nbsp;</td>
    <td style="width: 1%; text-align: left">$</td><td style="width: 7%; text-align: right">9,573</td><td style="width: 1%; text-align: left">&nbsp;</td><td style="width: 1%">&nbsp;</td>
    <td style="width: 1%; text-align: left">$</td><td style="width: 7%; text-align: right">428</td><td style="width: 1%; text-align: left">&nbsp;</td><td style="width: 1%">&nbsp;</td>
    <td style="width: 1%; text-align: left">$</td><td style="width: 7%; text-align: right">29,714</td><td style="width: 1%; text-align: left">&nbsp;</td><td style="width: 1%">&nbsp;</td>
    <td style="width: 1%; text-align: left">$</td><td style="width: 7%; text-align: right">286</td><td style="width: 1%; text-align: left">&nbsp;</td></tr>
<tr style="vertical-align: bottom; background-color: White">
    <td style="text-align: left">Municipals</td><td>&nbsp;</td>
    <td style="text-align: left">&nbsp;</td><td style="text-align: right">8,810</td><td style="text-align: left">&nbsp;</td><td>&nbsp;</td>
    <td style="text-align: left">&nbsp;</td><td style="text-align: right">61</td><td style="text-align: left">&nbsp;</td><td>&nbsp;</td>
    <td style="text-align: left">&nbsp;</td><td style="text-align: right">3,546</td><td style="text-align: left">&nbsp;</td><td>&nbsp;</td>
    <td style="text-align: left">&nbsp;</td><td style="text-align: right">11</td><td style="text-align: left">&nbsp;</td><td>&nbsp;</td>
    <td style="text-align: left">&nbsp;</td><td style="text-align: right">5,264</td><td style="text-align: left">&nbsp;</td><td>&nbsp;</td>
    <td style="text-align: left">&nbsp;</td><td style="text-align: right">50</td><td style="text-align: left">&nbsp;</td></tr>
<tr style="vertical-align: bottom; background-color: rgb(204,238,255)">
    <td style="text-align: left; padding-bottom: 1pt">Other</td><td style="padding-bottom: 1pt">&nbsp;</td>
    <td style="border-bottom: Black 1pt solid; text-align: left">&nbsp;</td><td style="border-bottom: Black 1pt solid; text-align: right">292</td><td style="border-bottom: Black 1pt solid; text-align: left">&nbsp;</td><td style="padding-bottom: 1pt">&nbsp;</td>
    <td style="border-bottom: Black 1pt solid; text-align: left">&nbsp;</td><td style="border-bottom: Black 1pt solid; text-align: right">8</td><td style="border-bottom: Black 1pt solid; text-align: left">&nbsp;</td><td style="padding-bottom: 1pt">&nbsp;</td>
    <td style="border-bottom: Black 1pt solid; text-align: left">&nbsp;</td><td style="border-bottom: Black 1pt solid; text-align: right">-</td><td style="border-bottom: Black 1pt solid; text-align: left">&nbsp;</td><td style="padding-bottom: 1pt">&nbsp;</td>
    <td style="border-bottom: Black 1pt solid; text-align: left">&nbsp;</td><td style="border-bottom: Black 1pt solid; text-align: right">-</td><td style="border-bottom: Black 1pt solid; text-align: left">&nbsp;</td><td style="padding-bottom: 1pt">&nbsp;</td>
    <td style="border-bottom: Black 1pt solid; text-align: left">&nbsp;</td><td style="border-bottom: Black 1pt solid; text-align: right">292</td><td style="border-bottom: Black 1pt solid; text-align: left">&nbsp;</td><td style="padding-bottom: 1pt">&nbsp;</td>
    <td style="border-bottom: Black 1pt solid; text-align: left">&nbsp;</td><td style="border-bottom: Black 1pt solid; text-align: right">8</td><td style="border-bottom: Black 1pt solid; text-align: left">&nbsp;</td></tr>
<tr style="vertical-align: bottom; background-color: White">
    <td style="text-align: left; padding-bottom: 1pt; padding-left: 10pt">Total other securities</td><td style="padding-bottom: 1pt">&nbsp;</td>
    <td style="border-bottom: Black 1pt solid; text-align: left">&nbsp;</td><td style="border-bottom: Black 1pt solid; text-align: right">48,389</td><td style="border-bottom: Black 1pt solid; text-align: left">&nbsp;</td><td style="padding-bottom: 1pt">&nbsp;</td>
    <td style="border-bottom: Black 1pt solid; text-align: left">&nbsp;</td><td style="border-bottom: Black 1pt solid; text-align: right">783</td><td style="border-bottom: Black 1pt solid; text-align: left">&nbsp;</td><td style="padding-bottom: 1pt">&nbsp;</td>
    <td style="border-bottom: Black 1pt solid; text-align: left">&nbsp;</td><td style="border-bottom: Black 1pt solid; text-align: right">13,119</td><td style="border-bottom: Black 1pt solid; text-align: left">&nbsp;</td><td style="padding-bottom: 1pt">&nbsp;</td>
    <td style="border-bottom: Black 1pt solid; text-align: left">&nbsp;</td><td style="border-bottom: Black 1pt solid; text-align: right">439</td><td style="border-bottom: Black 1pt solid; text-align: left">&nbsp;</td><td style="padding-bottom: 1pt">&nbsp;</td>
    <td style="border-bottom: Black 1pt solid; text-align: left">&nbsp;</td><td style="border-bottom: Black 1pt solid; text-align: right">35,270</td><td style="border-bottom: Black 1pt solid; text-align: left">&nbsp;</td><td style="padding-bottom: 1pt">&nbsp;</td>
    <td style="border-bottom: Black 1pt solid; text-align: left">&nbsp;</td><td style="border-bottom: Black 1pt solid; text-align: right">344</td><td style="border-bottom: Black 1pt solid; text-align: left">&nbsp;</td></tr>
<tr style="vertical-align: bottom; background-color: rgb(204,238,255)">
    <td style="text-align: left">&nbsp;</td><td>&nbsp;</td>
    <td style="text-align: left">&nbsp;</td><td style="text-align: right">&nbsp;</td><td style="text-align: left">&nbsp;</td><td>&nbsp;</td>
    <td style="text-align: left">&nbsp;</td><td style="text-align: right">&nbsp;</td><td style="text-align: left">&nbsp;</td><td>&nbsp;</td>
    <td style="text-align: left">&nbsp;</td><td style="text-align: right">&nbsp;</td><td style="text-align: left">&nbsp;</td><td>&nbsp;</td>
    <td style="text-align: left">&nbsp;</td><td style="text-align: right">&nbsp;</td><td style="text-align: left">&nbsp;</td><td>&nbsp;</td>
    <td style="text-align: left">&nbsp;</td><td style="text-align: right">&nbsp;</td><td style="text-align: left">&nbsp;</td><td>&nbsp;</td>
    <td style="text-align: left">&nbsp;</td><td style="text-align: right">&nbsp;</td><td style="text-align: left">&nbsp;</td></tr>
<tr style="vertical-align: bottom; background-color: White">
    <td style="text-align: left">REMIC and CMO</td><td>&nbsp;</td>
    <td style="text-align: left">&nbsp;</td><td style="text-align: right">216,190</td><td style="text-align: left">&nbsp;</td><td>&nbsp;</td>
    <td style="text-align: left">&nbsp;</td><td style="text-align: right">4,627</td><td style="text-align: left">&nbsp;</td><td>&nbsp;</td>
    <td style="text-align: left">&nbsp;</td><td style="text-align: right">77,382</td><td style="text-align: left">&nbsp;</td><td>&nbsp;</td>
    <td style="text-align: left">&nbsp;</td><td style="text-align: right">399</td><td style="text-align: left">&nbsp;</td><td>&nbsp;</td>
    <td style="text-align: left">&nbsp;</td><td style="text-align: right">138,808</td><td style="text-align: left">&nbsp;</td><td>&nbsp;</td>
    <td style="text-align: left">&nbsp;</td><td style="text-align: right">4,228</td><td style="text-align: left">&nbsp;</td></tr>
<tr style="vertical-align: bottom; background-color: rgb(204,238,255)">
    <td style="text-align: left">GNMA</td><td>&nbsp;</td>
    <td style="text-align: left">&nbsp;</td><td style="text-align: right">8,358</td><td style="text-align: left">&nbsp;</td><td>&nbsp;</td>
    <td style="text-align: left">&nbsp;</td><td style="text-align: right">124</td><td style="text-align: left">&nbsp;</td><td>&nbsp;</td>
    <td style="text-align: left">&nbsp;</td><td style="text-align: right">-</td><td style="text-align: left">&nbsp;</td><td>&nbsp;</td>
    <td style="text-align: left">&nbsp;</td><td style="text-align: right">-</td><td style="text-align: left">&nbsp;</td><td>&nbsp;</td>
    <td style="text-align: left">&nbsp;</td><td style="text-align: right">8,358</td><td style="text-align: left">&nbsp;</td><td>&nbsp;</td>
    <td style="text-align: left">&nbsp;</td><td style="text-align: right">124</td><td style="text-align: left">&nbsp;</td></tr>
<tr style="vertical-align: bottom; background-color: White">
    <td style="text-align: left">FNMA</td><td>&nbsp;</td>
    <td style="text-align: left">&nbsp;</td><td style="text-align: right">95,148</td><td style="text-align: left">&nbsp;</td><td>&nbsp;</td>
    <td style="text-align: left">&nbsp;</td><td style="text-align: right">1,717</td><td style="text-align: left">&nbsp;</td><td>&nbsp;</td>
    <td style="text-align: left">&nbsp;</td><td style="text-align: right">-</td><td style="text-align: left">&nbsp;</td><td>&nbsp;</td>
    <td style="text-align: left">&nbsp;</td><td style="text-align: right">-</td><td style="text-align: left">&nbsp;</td><td>&nbsp;</td>
    <td style="text-align: left">&nbsp;</td><td style="text-align: right">95,148</td><td style="text-align: left">&nbsp;</td><td>&nbsp;</td>
    <td style="text-align: left">&nbsp;</td><td style="text-align: right">1,717</td><td style="text-align: left">&nbsp;</td></tr>
<tr style="vertical-align: bottom; background-color: rgb(204,238,255)">
    <td style="text-align: left; padding-bottom: 1pt">FHLMC</td><td style="padding-bottom: 1pt">&nbsp;</td>
    <td style="border-bottom: Black 1pt solid; text-align: left">&nbsp;</td><td style="border-bottom: Black 1pt solid; text-align: right">6,773</td><td style="border-bottom: Black 1pt solid; text-align: left">&nbsp;</td><td style="padding-bottom: 1pt">&nbsp;</td>
    <td style="border-bottom: Black 1pt solid; text-align: left">&nbsp;</td><td style="border-bottom: Black 1pt solid; text-align: right">8</td><td style="border-bottom: Black 1pt solid; text-align: left">&nbsp;</td><td style="padding-bottom: 1pt">&nbsp;</td>
    <td style="border-bottom: Black 1pt solid; text-align: left">&nbsp;</td><td style="border-bottom: Black 1pt solid; text-align: right">6,773</td><td style="border-bottom: Black 1pt solid; text-align: left">&nbsp;</td><td style="padding-bottom: 1pt">&nbsp;</td>
    <td style="border-bottom: Black 1pt solid; text-align: left">&nbsp;</td><td style="border-bottom: Black 1pt solid; text-align: right">8</td><td style="border-bottom: Black 1pt solid; text-align: left">&nbsp;</td><td style="padding-bottom: 1pt">&nbsp;</td>
    <td style="border-bottom: Black 1pt solid; text-align: left">&nbsp;</td><td style="border-bottom: Black 1pt solid; text-align: right">-</td><td style="border-bottom: Black 1pt solid; text-align: left">&nbsp;</td><td style="padding-bottom: 1pt">&nbsp;</td>
    <td style="border-bottom: Black 1pt solid; text-align: left">&nbsp;</td><td style="border-bottom: Black 1pt solid; text-align: right">-</td><td style="border-bottom: Black 1pt solid; text-align: left">&nbsp;</td></tr>
<tr style="vertical-align: bottom; background-color: White">
    <td style="text-align: left; padding-bottom: 1pt; padding-left: 10pt">Total mortgage-backed&nbsp;&nbsp;securities</td><td style="padding-bottom: 1pt">&nbsp;</td>
    <td style="border-bottom: Black 1pt solid; text-align: left">&nbsp;</td><td style="border-bottom: Black 1pt solid; text-align: right">326,469</td><td style="border-bottom: Black 1pt solid; text-align: left">&nbsp;</td><td style="padding-bottom: 1pt">&nbsp;</td>
    <td style="border-bottom: Black 1pt solid; text-align: left">&nbsp;</td><td style="border-bottom: Black 1pt solid; text-align: right">6,476</td><td style="border-bottom: Black 1pt solid; text-align: left">&nbsp;</td><td style="padding-bottom: 1pt">&nbsp;</td>
    <td style="border-bottom: Black 1pt solid; text-align: left">&nbsp;</td><td style="border-bottom: Black 1pt solid; text-align: right">84,155</td><td style="border-bottom: Black 1pt solid; text-align: left">&nbsp;</td><td style="padding-bottom: 1pt">&nbsp;</td>
    <td style="border-bottom: Black 1pt solid; text-align: left">&nbsp;</td><td style="border-bottom: Black 1pt solid; text-align: right">407</td><td style="border-bottom: Black 1pt solid; text-align: left">&nbsp;</td><td style="padding-bottom: 1pt">&nbsp;</td>
    <td style="border-bottom: Black 1pt solid; text-align: left">&nbsp;</td><td style="border-bottom: Black 1pt solid; text-align: right">242,314</td><td style="border-bottom: Black 1pt solid; text-align: left">&nbsp;</td><td style="padding-bottom: 1pt">&nbsp;</td>
    <td style="border-bottom: Black 1pt solid; text-align: left">&nbsp;</td><td style="border-bottom: Black 1pt solid; text-align: right">6,069</td><td style="border-bottom: Black 1pt solid; text-align: left">&nbsp;</td></tr>
<tr style="vertical-align: bottom; background-color: rgb(204,238,255)">
    <td style="text-align: left; padding-bottom: 2.25pt; padding-left: 10pt">Total securities available for sale</td><td style="padding-bottom: 2.25pt">&nbsp;</td>
    <td style="border-bottom: Black 2.25pt double; text-align: left">$</td><td style="border-bottom: Black 2.25pt double; text-align: right">374,858</td><td style="border-bottom: Black 2.25pt double; text-align: left">&nbsp;</td><td style="padding-bottom: 2.25pt">&nbsp;</td>
    <td style="border-bottom: Black 2.25pt double; text-align: left">$</td><td style="border-bottom: Black 2.25pt double; text-align: right">7,259</td><td style="border-bottom: Black 2.25pt double; text-align: left">&nbsp;</td><td style="padding-bottom: 2.25pt">&nbsp;</td>
    <td style="border-bottom: Black 2.25pt double; text-align: left">$</td><td style="border-bottom: Black 2.25pt double; text-align: right">97,274</td><td style="border-bottom: Black 2.25pt double; text-align: left">&nbsp;</td><td style="padding-bottom: 2.25pt">&nbsp;</td>
    <td style="border-bottom: Black 2.25pt double; text-align: left">$</td><td style="border-bottom: Black 2.25pt double; text-align: right">846</td><td style="border-bottom: Black 2.25pt double; text-align: left">&nbsp;</td><td style="padding-bottom: 2.25pt">&nbsp;</td>
    <td style="border-bottom: Black 2.25pt double; text-align: left">$</td><td style="border-bottom: Black 2.25pt double; text-align: right">277,584</td><td style="border-bottom: Black 2.25pt double; text-align: left">&nbsp;</td><td style="padding-bottom: 2.25pt">&nbsp;</td>
    <td style="border-bottom: Black 2.25pt double; text-align: left">$</td><td style="border-bottom: Black 2.25pt double; text-align: right">6,413</td><td style="border-bottom: Black 2.25pt double; text-align: left">&nbsp;</td></tr>
</table></div>


<p style="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</p>

<p style="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify">OTTI losses on impaired securities must
be fully recognized in earnings if an investor has the intent to sell the debt security or if it is more likely than not that the
investor will be required to sell the debt security before recovery of its amortized cost. However, even if an investor does not
expect to sell a debt security, the investor must evaluate the expected cash flows to be received and determine if a credit loss
has occurred. In the event that a credit loss has occurred, only the amount of impairment associated with the credit loss is recognized
in earnings in the Consolidated Statements of Income. Amounts relating to factors other than credit losses are recorded in accumulated
other comprehensive income (&#8220;AOCI&#8221;) within Stockholders&#8217; Equity.</p>

<p style="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify">&nbsp;</p>

<p style="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify">The Company reviewed each investment that
had an unrealized loss at December 31, 2015 and 2014. An unrealized loss exists when the current fair value of an investment is
less than its amortized cost basis. Unrealized losses on available for sale securities, that are deemed to be temporary, are recorded
in AOCI, net of tax.</p>

<p style="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify"><b>&nbsp;</b></p>

<p style="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify"><b>Corporate Securities:</b></p>

<p style="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify">The unrealized losses in Corporate securities
at December 31, 2015 and 2014, consist of losses on 12 and five Corporate securities, respectively. The unrealized losses were
caused by movements in interest rates. It is not anticipated that these securities would be settled at a price that is less than
the amortized cost of the Company&#8217;s investment. Each of these securities is performing according to its terms and, in the
opinion of management, will continue to perform according to its terms. The Company does not have the intent to sell these securities
and it is more likely than not the Company will not be required to sell the securities before recovery of the securities&#8217;
amortized cost basis. This conclusion is based upon considering the Company&#8217;s cash and working capital requirements and contractual
and regulatory obligations, none of which the Company believes would cause the sale of the securities. Therefore, the Company did
not consider these investments to be other-than-temporarily impaired at December 31, 2015 and 2014.</p>

<p style="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify">&nbsp;</p>

<p style="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify"></p>

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<p style="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify"><b>Collateralized Loan Obligation Securities:</b></p>

<p style="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify">The unrealized losses in Collateralized
Loan Obligation (&#8220;CLO&#8221;) securities at December 31, 2015, consist of losses on seven securities. The unrealized losses
in CLO securities were caused by movements in interest rates. It is not anticipated that these securities would be settled at a
price that is less than the amortized cost of the Company&#8217;s investment. Each of these securities is performing according
to its terms and, in the opinion of management, will continue to perform according to its terms. The Company does not have the
intent to sell these securities and it is more likely than not the Company will not be required to sell the securities before recovery
of the securities&#8217; amortized cost basis. This conclusion is based upon considering the Company&#8217;s cash and working capital
requirements and contractual and regulatory obligations, none of which the Company believes would cause the sale of the securities.
Therefore, the Company did not consider these investments to be other-than-temporarily impaired at December 31, 2015.</p>

<p style="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify">&nbsp;</p>

<p style="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify"><b>Municipal Securities:</b></p>

<p style="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify">The unrealized losses in Municipal securities
at December 31, 2014, consist of losses on three municipal securities. The unrealized losses were caused by movements in interest
rates. It is not anticipated that these securities would be settled at a price that is less than the amortized cost of the Company&#8217;s
investment. Each of these securities is performing according to its terms and, in the opinion of management, will continue to perform
according to its terms. The Company does not have the intent to sell these securities and it is more likely than not the Company
will not be required to sell the securities before recovery of the securities&#8217; amortized cost basis. This conclusion is based
upon considering the Company&#8217;s cash and working capital requirements and contractual and regulatory obligations, none of
which the Company believes would cause the sale of the securities. Therefore, the Company did not consider these investments to
be other-than-temporarily impaired at December 31, 2014.</p>

<p style="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify">&nbsp;</p>

<p style="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify"><b>Other Securities:</b></p>

<p style="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify">The unrealized losses in Other securities
at December 31, 2015 and 2014, consist of a loss on one single issuer trust preferred security. The unrealized loss on this security
was caused by market interest volatility, a significant widening of credit spreads across markets for these securities and illiquidity
and uncertainty in the financial markets. This security is currently rated below investment grade. It is not anticipated that this
security would be settled at a price that is less than the amortized cost of the Company&#8217;s investment. This security is performing
according to its terms and, in the opinion of management, will continue to perform according to its terms. The Company does not
have the intent to sell this security and it is more likely than not the Company will not be required to sell this security before
recovery of the security&#8217;s amortized cost basis. This conclusion is based upon considering the Company&#8217;s cash and working
capital requirements and contractual and regulatory obligations, none of which the Company believes would cause the sale of the
security. Therefore, the Company did not consider this investment to be other-than-temporarily impaired at December 31, 2015 and
2014.</p>

<p style="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify">&nbsp;</p>

<p style="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify">During the year ended December 31, 2014,
three pooled trust preferred securities for which OTTI charges were recorded in previous periods, were sold for proceeds totaling
$11.1 million, recording a net loss on sale of $2.3 million.</p>


<p style="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify"><b>&nbsp;</b></p>

<p style="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify"><b>REMIC and CMO:</b></p>

<p style="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify">The unrealized losses in Real Estate Mortgage
Investment Conduit (&#8220;REMIC&#8221;) and Collateralized Mortgage Obligation (&#8220;CMO&#8221;) securities at December 31,
2015 and 2014 consist of six and seven issues, respectively, from the Federal Home Loan Mortgage Corporation (&#8220;FHLMC&#8221;),
12 and 14 issues, respectively, from the Federal National Mortgage Association (&#8220;FNMA&#8221;), and 15 and eight issues, respectively,
from Government National Mortgage Association (&#8220;GNMA&#8221;). Additionally, at December 31, 2014 unrealized losses include
one private issue.</p>

<p style="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify">&nbsp;</p>

<p style="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify">The unrealized losses on the REMIC and
CMO securities issued by FHLMC, FNMA, and GNMA and the private issuer were caused by movements in interest rates. It is not anticipated
that these securities would be settled at a price that is less than the amortized cost of the Company&#8217;s investment. Each
of these securities is performing according to its terms, and, in the opinion of management, will continue to perform according
to its terms. The Company does not have the intent to sell these securities and it is more likely than not the Company will not
be required to sell the securities before recovery of the securities amortized cost basis. This conclusion is based upon considering
the Company&#8217;s cash and working capital requirements, and contractual and regulatory obligations, none of which the Company
believes would cause the sale of the securities. Therefore, the Company did not consider these investments to be other-than-temporarily
impaired at December 31, 2015 and 2014.</p>

<p style="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify">&nbsp;</p>

<p style="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify"></p>

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<p style="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify"><b>GNMA:</b></p>

<p style="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify">The unrealized losses in GNMA mortgage-backed
securities at December 31, 2015 and 2014 consist of a loss on one security. The unrealized loss was caused by movements in interest
rates. It is not anticipated that this security would be settled at a price that is less than the amortized cost of the Company&#8217;s
investment. This security is performing according to its terms and, in the opinion of management, will continue to perform according
to its terms. The Company does not have the intent to sell this security and it is more likely than not the Company will not be
required to sell the security before recovery of the security&#8217;s amortized cost basis. This conclusion is based upon considering
the Company&#8217;s cash and working capital requirements and contractual and regulatory obligations, none of which the Company
believes would cause the sale of the security. Therefore, the Company did not consider this security to be other-than-temporarily
impaired at December 31, 2015 and 2014.<b> </b></p>

<p style="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify"><b>&nbsp;</b></p>

<p style="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify"><b>FNMA:</b></p>

<p style="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify">The unrealized losses in FNMA mortgage-backed
securities at December 31, 2015 and 2014 consist of losses on 20 and 13 securities, respectively. The unrealized losses were caused
by movements in interest rates. It is not anticipated that these securities would be settled at a price that is less than the amortized
cost of the Company&#8217;s investment. Each of these securities is performing according to its terms and, in the opinion of management,
will continue to perform according to its terms. The Company does not have the intent to sell these securities and it is more likely
than not the Company will not be required to sell the securities before recovery of the securities&#8217; amortized cost basis.
This conclusion is based upon considering the Company&#8217;s cash and working capital requirements and contractual and regulatory
obligations, none of which the Company believes will cause the sale of the securities. Therefore, the Company did not consider
these investments to be other-than-temporarily impaired at December 31, 2015 and 2014.</p>

<p style="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify">&nbsp;</p>

<p style="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify"><b>FHMLC:</b></p>

<p style="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify"></p>

<p style="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify">The unrealized losses in FHMLC mortgage-backed
securities at December 31, 2015 and 2014 consist of losses on three and one securities, respectively. The unrealized losses were
caused by movements in interest rates. It is not anticipated that these securities would be settled at a price that is less than
the amortized cost of the Company&#8217;s investment. Each of these securities is performing according to its terms and, in the
opinion of management, will continue to perform according to its terms. The Company does not have the intent to sell these securities
and it is more likely than not the Company will not be required to sell the securities before recovery of the securities&#8217;
amortized cost basis. This conclusion is based upon considering the Company&#8217;s cash and working capital requirements and contractual
and regulatory obligations, none of which the Company believes will cause the sale of the securities. Therefore, the Company did
not consider these investments to be other-than-temporarily impaired at December 31, 2015 and 2014.</p>

<p style="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify">&nbsp;</p>

<p style="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify">Credit related impairment for mortgage-backed
securities are determined for each security by estimating losses based on the following set of assumptions: (1) delinquency and
foreclosure levels; (2) projected losses at various loss severity levels; and (3) credit enhancement and coverage. Based on these
reviews, no OTTI charge was recorded during the years ended December 31, 2015 and 2014. The Company recorded credit related OTTI
charges totaling $1.4 million on four private issue CMOs during the year ended December 31, 2013.</p>

<p style="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify">&nbsp;</p>

<p style="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify">The private issue CMOs which incurred the
above credit related OTTI charges were sold during the year ended December 31, 2013 for proceeds of $18.3 million realizing a loss
on sale of $1.7 million.</p>

<p style="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify">&nbsp;</p>

<p style="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify"></p>

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<p style="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify">The following table represents the activity
related to the credit loss component recognized in earnings on debt securities held by the Company for which a portion of OTTI
was recognized in AOCI for the periods indicated:</p>

<p style="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify">&nbsp;</p>

<p style="color: Red; font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: center"></p>

<div data-td-taggable-table=""><table cellpadding="0" cellspacing="0" style="border-collapse: collapse; width: 100%; font: 10pt Times New Roman, Times, Serif">
<tr style="vertical-align: bottom">
    <td>&nbsp;</td><td style="padding-bottom: 1pt">&nbsp;</td>
    <td colspan="11" style="text-align: center; border-bottom: Black 1pt solid">For the years ended December 31,</td></tr>
<tr style="vertical-align: bottom">
    <td>&nbsp;</td><td style="padding-bottom: 1pt">&nbsp;</td>
    <td colspan="3" style="text-align: center; border-bottom: Black 1pt solid">2015</td><td style="padding-bottom: 1pt">&nbsp;</td>
    <td colspan="3" style="text-align: center; border-bottom: Black 1pt solid">2014</td><td style="padding-bottom: 1pt">&nbsp;</td>
    <td colspan="3" style="text-align: center; border-bottom: Black 1pt solid">2013</td></tr>
<tr style="vertical-align: bottom">
    <td>&nbsp;</td><td style="font-style: italic">&nbsp;</td>
    <td colspan="11" style="font-style: italic; text-align: center">(In thousands)</td></tr>
<tr style="vertical-align: bottom; background-color: rgb(204,238,255)">
    <td style="width: 61%; text-align: left">Beginning balance</td><td style="width: 1%">&nbsp;</td>
    <td style="width: 1%; text-align: left">$</td><td style="width: 10%; text-align: right">-</td><td style="width: 1%; text-align: left">&nbsp;</td><td style="width: 1%">&nbsp;</td>
    <td style="width: 1%; text-align: left">$</td><td style="width: 10%; text-align: right">3,738</td><td style="width: 1%; text-align: left">&nbsp;</td><td style="width: 1%">&nbsp;</td>
    <td style="width: 1%; text-align: left">$</td><td style="width: 10%; text-align: right">6,178</td><td style="width: 1%; text-align: left">&nbsp;</td></tr>
<tr style="vertical-align: bottom; background-color: White">
    <td>&nbsp;</td><td>&nbsp;</td>
    <td style="text-align: left">&nbsp;</td><td style="text-align: right">&nbsp;</td><td style="text-align: left">&nbsp;</td><td>&nbsp;</td>
    <td style="text-align: left">&nbsp;</td><td style="text-align: right">&nbsp;</td><td style="text-align: left">&nbsp;</td><td>&nbsp;</td>
    <td style="text-align: left">&nbsp;</td><td style="text-align: right">&nbsp;</td><td style="text-align: left">&nbsp;</td></tr>
<tr style="vertical-align: bottom; background-color: rgb(204,238,255)">
    <td style="text-align: left">Recognition of actual losses</td><td>&nbsp;</td>
    <td style="text-align: left">&nbsp;</td><td style="text-align: right">-</td><td style="text-align: left">&nbsp;</td><td>&nbsp;</td>
    <td style="text-align: left">&nbsp;</td><td style="text-align: right">-</td><td style="text-align: left">&nbsp;</td><td>&nbsp;</td>
    <td style="text-align: left">&nbsp;</td><td style="text-align: right">(842</td><td style="text-align: left">)</td></tr>
<tr style="vertical-align: bottom; background-color: White">
    <td style="text-align: left">OTTI charges due to credit loss recorded in earnings</td><td>&nbsp;</td>
    <td style="text-align: left">&nbsp;</td><td style="text-align: right">-</td><td style="text-align: left">&nbsp;</td><td>&nbsp;</td>
    <td style="text-align: left">&nbsp;</td><td style="text-align: right">-</td><td style="text-align: left">&nbsp;</td><td>&nbsp;</td>
    <td style="text-align: left">&nbsp;</td><td style="text-align: right">1,419</td><td style="text-align: left">&nbsp;</td></tr>
<tr style="vertical-align: bottom; background-color: rgb(204,238,255)">
    <td style="text-align: left">Securities sold during the period</td><td>&nbsp;</td>
    <td style="text-align: left">&nbsp;</td><td style="text-align: right">-</td><td style="text-align: left">&nbsp;</td><td>&nbsp;</td>
    <td style="text-align: left">&nbsp;</td><td style="text-align: right">(3,738</td><td style="text-align: left">)</td><td>&nbsp;</td>
    <td style="text-align: left">&nbsp;</td><td style="text-align: right">(3,017</td><td style="text-align: left">)</td></tr>
<tr style="vertical-align: bottom; background-color: White">
    <td style="text-align: left; padding-bottom: 1pt">&nbsp;</td><td style="padding-bottom: 1pt">&nbsp;</td>
    <td style="border-bottom: Black 1pt solid; text-align: left">&nbsp;</td><td style="border-bottom: Black 1pt solid; text-align: right">&nbsp;</td><td style="border-bottom: Black 1pt solid; text-align: left">&nbsp;</td><td style="padding-bottom: 1pt">&nbsp;</td>
    <td style="border-bottom: Black 1pt solid; text-align: left">&nbsp;</td><td style="border-bottom: Black 1pt solid; text-align: right">&nbsp;</td><td style="border-bottom: Black 1pt solid; text-align: left">&nbsp;</td><td style="padding-bottom: 1pt">&nbsp;</td>
    <td style="border-bottom: Black 1pt solid; text-align: left">&nbsp;</td><td style="border-bottom: Black 1pt solid; text-align: right">&nbsp;</td><td style="border-bottom: Black 1pt solid; text-align: left">&nbsp;</td></tr>
<tr style="vertical-align: bottom; background-color: rgb(204,238,255)">
    <td style="text-align: left; padding-bottom: 2.25pt">Ending balance</td><td style="padding-bottom: 2.25pt">&nbsp;</td>
    <td style="border-bottom: Black 2.25pt double; text-align: left">$</td><td style="border-bottom: Black 2.25pt double; text-align: right">-</td><td style="border-bottom: Black 2.25pt double; text-align: left">&nbsp;</td><td style="padding-bottom: 2.25pt">&nbsp;</td>
    <td style="border-bottom: Black 2.25pt double; text-align: left">$</td><td style="border-bottom: Black 2.25pt double; text-align: right">-</td><td style="border-bottom: Black 2.25pt double; text-align: left">&nbsp;</td><td style="padding-bottom: 2.25pt">&nbsp;</td>
    <td style="border-bottom: Black 2.25pt double; text-align: left">$</td><td style="border-bottom: Black 2.25pt double; text-align: right">3,738</td><td style="border-bottom: Black 2.25pt double; text-align: left">&nbsp;</td></tr>
</table></div>


<p style="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 0.5in">&nbsp;</p>

<p style="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify">The following table represents the gross
gains and gross losses realized from the sale of securities available for sale for the periods indicated:</p>

<p style="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify">&nbsp;</p>

<p style="color: Red; font: 10pt Times New Roman, Times, Serif; margin: 0pt 0"></p>

<div data-td-taggable-table=""><table cellpadding="0" cellspacing="0" style="border-collapse: collapse; width: 100%; font: 10pt Times New Roman, Times, Serif">
<tr style="vertical-align: bottom">
    <td>&nbsp;</td><td style="padding-bottom: 1pt">&nbsp;</td>
    <td colspan="11" style="text-align: center; border-bottom: Black 1pt solid">For the years ended<br>
December 31,</td></tr>
<tr style="vertical-align: bottom">
    <td>&nbsp;</td><td style="padding-bottom: 1pt">&nbsp;</td>
    <td colspan="3" style="text-align: center; border-bottom: Black 1pt solid">2015</td><td style="padding-bottom: 1pt">&nbsp;</td>
    <td colspan="3" style="text-align: center; border-bottom: Black 1pt solid">2014</td><td style="padding-bottom: 1pt">&nbsp;</td>
    <td colspan="3" style="text-align: center; border-bottom: Black 1pt solid">2013</td></tr>
<tr style="vertical-align: bottom">
    <td>&nbsp;</td><td style="font-style: italic">&nbsp;</td>
    <td colspan="11" style="font-style: italic; text-align: center">(In thousands)</td></tr>
<tr style="vertical-align: bottom; background-color: rgb(204,238,255)">
    <td style="width: 61%; text-align: left">Gross gains from the sale of securities</td><td style="width: 1%">&nbsp;</td>
    <td style="width: 1%; text-align: left">$</td><td style="width: 10%; text-align: right">2,899</td><td style="width: 1%; text-align: left">&nbsp;</td><td style="width: 1%">&nbsp;</td>
    <td style="width: 1%; text-align: left">$</td><td style="width: 10%; text-align: right">5,247</td><td style="width: 1%; text-align: left">&nbsp;</td><td style="width: 1%">&nbsp;</td>
    <td style="width: 1%; text-align: left">$</td><td style="width: 10%; text-align: right">5,222</td><td style="width: 1%; text-align: left">&nbsp;</td></tr>
<tr style="vertical-align: bottom; background-color: White">
    <td style="text-align: left">Gross losses from the sale of securities</td><td>&nbsp;</td>
    <td style="text-align: left">&nbsp;</td><td style="text-align: right">(2,732</td><td style="text-align: left">)</td><td>&nbsp;</td>
    <td style="text-align: left">&nbsp;</td><td style="text-align: right">(2,372</td><td style="text-align: left">)</td><td>&nbsp;</td>
    <td style="text-align: left">&nbsp;</td><td style="text-align: right">(2,201</td><td style="text-align: left">)</td></tr>
<tr style="vertical-align: bottom; background-color: rgb(204,238,255)">
    <td style="text-align: left; padding-bottom: 1pt">&nbsp;</td><td style="padding-bottom: 1pt">&nbsp;</td>
    <td style="border-bottom: Black 1pt solid; text-align: left">&nbsp;</td><td style="border-bottom: Black 1pt solid; text-align: right">&nbsp;</td><td style="border-bottom: Black 1pt solid; text-align: left">&nbsp;</td><td style="padding-bottom: 1pt">&nbsp;</td>
    <td style="border-bottom: Black 1pt solid; text-align: left">&nbsp;</td><td style="border-bottom: Black 1pt solid; text-align: right">&nbsp;</td><td style="border-bottom: Black 1pt solid; text-align: left">&nbsp;</td><td style="padding-bottom: 1pt">&nbsp;</td>
    <td style="border-bottom: Black 1pt solid; text-align: left">&nbsp;</td><td style="border-bottom: Black 1pt solid; text-align: right">&nbsp;</td><td style="border-bottom: Black 1pt solid; text-align: left">&nbsp;</td></tr>
<tr style="vertical-align: bottom; background-color: White">
    <td style="text-align: left; padding-bottom: 2.25pt">Net gains from the sale of securities</td><td style="padding-bottom: 2.25pt">&nbsp;</td>
    <td style="border-bottom: Black 2.25pt double; text-align: left">$</td><td style="border-bottom: Black 2.25pt double; text-align: right">167</td><td style="border-bottom: Black 2.25pt double; text-align: left">&nbsp;</td><td style="padding-bottom: 2.25pt">&nbsp;</td>
    <td style="border-bottom: Black 2.25pt double; text-align: left">$</td><td style="border-bottom: Black 2.25pt double; text-align: right">2,875</td><td style="border-bottom: Black 2.25pt double; text-align: left">&nbsp;</td><td style="padding-bottom: 2.25pt">&nbsp;</td>
    <td style="border-bottom: Black 2.25pt double; text-align: left">$</td><td style="border-bottom: Black 2.25pt double; text-align: right">3,021</td><td style="border-bottom: Black 2.25pt double; text-align: left">&nbsp;</td></tr>
</table></div>


<p style="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0"><b>&nbsp;</b></p>

<p style="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify">Included in &#8220;Other assets&#8221;
within our Consolidated Statements of Financial Condition are amounts held in a rabbi trust for certain non-qualified deferred
compensation plans totaling $14.8 million and $14.0 million at December 31, 2015 and 2014, respectively.</p></div><p style="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify"></p>

<p style="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0"><b>&nbsp;</b></p>

<p style="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0"><b></b></p><div data-td-statement-type="note"><p style="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0"><b>7. Bank Premises and Equipment, Net</b></p>

<p style="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0"><b>&nbsp;</b></p>

<p style="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">Bank premises and equipment are as follows at December 31:</p>

<p style="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</p>

<p style="color: Red; font: 10pt Times New Roman, Times, Serif; margin: 0pt 0.25in 0pt 0"></p>

<div data-td-taggable-table=""><table cellpadding="0" cellspacing="0" style="border-collapse: collapse; width: 100%; font: 10pt Times New Roman, Times, Serif">
<tr style="vertical-align: bottom">
    <td style="text-align: left">&nbsp;</td><td style="padding-bottom: 1pt">&nbsp;</td>
    <td colspan="3" style="text-align: center; border-bottom: Black 1pt solid">2015</td><td style="padding-bottom: 1pt">&nbsp;</td>
    <td colspan="3" style="text-align: center; border-bottom: Black 1pt solid">2014</td></tr>
<tr style="vertical-align: bottom">
    <td style="text-align: left">&nbsp;</td><td style="font-style: italic">&nbsp;</td>
    <td colspan="7" style="font-style: italic; text-align: center">(In thousands)</td></tr>
<tr style="vertical-align: bottom; background-color: rgb(204,238,255)">
    <td style="width: 70%; text-align: left">Land</td><td style="width: 1%">&nbsp;</td>
    <td style="width: 1%; text-align: left">$</td><td style="width: 12%; text-align: right">745</td><td style="width: 1%; text-align: left">&nbsp;</td><td style="width: 1%">&nbsp;</td>
    <td style="width: 1%; text-align: left">$</td><td style="width: 12%; text-align: right">3,551</td><td style="width: 1%; text-align: left">&nbsp;</td></tr>
<tr style="vertical-align: bottom; background-color: White">
    <td style="text-align: left">Building and leasehold improvements</td><td>&nbsp;</td>
    <td style="text-align: left">&nbsp;</td><td style="text-align: right">29,610</td><td style="text-align: left">&nbsp;</td><td>&nbsp;</td>
    <td style="text-align: left">&nbsp;</td><td style="text-align: right">25,717</td><td style="text-align: left">&nbsp;</td></tr>
<tr style="vertical-align: bottom; background-color: rgb(204,238,255)">
    <td style="text-align: left; padding-bottom: 1pt">Equipment and furniture</td><td style="padding-bottom: 1pt">&nbsp;</td>
    <td style="border-bottom: Black 1pt solid; text-align: left">&nbsp;</td><td style="border-bottom: Black 1pt solid; text-align: right">19,770</td><td style="border-bottom: Black 1pt solid; text-align: left">&nbsp;</td><td style="padding-bottom: 1pt">&nbsp;</td>
    <td style="border-bottom: Black 1pt solid; text-align: left">&nbsp;</td><td style="border-bottom: Black 1pt solid; text-align: right">19,197</td><td style="border-bottom: Black 1pt solid; text-align: left">&nbsp;</td></tr>
<tr style="vertical-align: bottom; background-color: White">
    <td style="text-align: left; padding-left: 10pt">Total</td><td>&nbsp;</td>
    <td style="text-align: left">&nbsp;</td><td style="text-align: right">50,125</td><td style="text-align: left">&nbsp;</td><td>&nbsp;</td>
    <td style="text-align: left">&nbsp;</td><td style="text-align: right">48,465</td><td style="text-align: left">&nbsp;</td></tr>
<tr style="vertical-align: bottom; background-color: rgb(204,238,255)">
    <td style="text-align: left; padding-bottom: 1pt">Less: Accumulated depreciation and amortization</td><td style="padding-bottom: 1pt">&nbsp;</td>
    <td style="border-bottom: Black 1pt solid; text-align: left">&nbsp;</td><td style="border-bottom: Black 1pt solid; text-align: right">24,503</td><td style="border-bottom: Black 1pt solid; text-align: left">&nbsp;</td><td style="padding-bottom: 1pt">&nbsp;</td>
    <td style="border-bottom: Black 1pt solid; text-align: left">&nbsp;</td><td style="border-bottom: Black 1pt solid; text-align: right">26,597</td><td style="border-bottom: Black 1pt solid; text-align: left">&nbsp;</td></tr>
<tr style="vertical-align: bottom; background-color: White">
    <td style="text-align: left; padding-bottom: 2.25pt; padding-left: 10pt">Bank premises and equipment, net</td><td style="padding-bottom: 2.25pt">&nbsp;</td>
    <td style="border-bottom: Black 2.25pt double; text-align: left">$</td><td style="border-bottom: Black 2.25pt double; text-align: right">25,622</td><td style="border-bottom: Black 2.25pt double; text-align: left">&nbsp;</td><td style="padding-bottom: 2.25pt">&nbsp;</td>
    <td style="border-bottom: Black 2.25pt double; text-align: left">$</td><td style="border-bottom: Black 2.25pt double; text-align: right">21,868</td><td style="border-bottom: Black 2.25pt double; text-align: left">&nbsp;</td></tr>
</table></div>

<p style="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</p>

<p style="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify">During the year ended December 31, 2015,
we sold three of our branch buildings in sale-leaseback transactions, realizing a net gain on sale of $12.7 million, of which $6.5
million was recognized in earnings during the year ended December 31, 2015 and $6.2 million will be deferred and amortized over
the 10 year term of the branch leases. We have no continuing involvement in the sold buildings other than as an ordinary lessee.</p></div><p style="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify"></p>

<p style="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0.25in 0pt 0">&nbsp;</p>

<p style="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0.25in 0pt 0"></p>

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<p style="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0.25in 0pt 0"><b></b></p><div data-td-statement-type="note"><p style="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0.25in 0pt 0"><b>8. Deposits</b></p>

<p style="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0.25in 0pt 0">&nbsp;</p>

<p style="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify">Total deposits at December 31, 2015 and
2014, and the weighted average rate on deposits at December 31, 2015, are as follows:</p>

<p style="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify">&nbsp;</p>

<p style="color: Red; font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: center"></p>

<div data-td-taggable-table=""><table cellpadding="0" cellspacing="0" style="border-collapse: collapse; width: 100%; font: 10pt Times New Roman, Times, Serif">
<tr style="vertical-align: bottom">
    <td style="text-align: center">&nbsp;</td><td style="padding-bottom: 1pt">&nbsp;</td>
    <td colspan="3" style="text-align: center; border-bottom: Black 1pt solid">2015</td><td style="padding-bottom: 1pt">&nbsp;</td>
    <td colspan="3" style="text-align: center; border-bottom: Black 1pt solid">2014</td><td style="padding-bottom: 1pt">&nbsp;</td>
    <td colspan="3" style="text-align: center; border-bottom: Black 1pt solid">Weighted <br>
Average <br>
Rate <br>
2015</td></tr>
<tr style="vertical-align: bottom">
    <td style="text-align: left">&nbsp;</td><td style="font-style: italic">&nbsp;</td>
    <td colspan="9" style="font-style: italic; text-align: center">(Dollars in thousands)</td></tr>
<tr style="vertical-align: bottom; background-color: rgb(204,238,255)">
    <td style="text-align: left">Interest-bearing deposits:</td><td>&nbsp;</td>
    <td style="text-align: left">&nbsp;</td><td style="text-align: right">&nbsp;</td><td style="text-align: left">&nbsp;</td><td>&nbsp;</td>
    <td style="text-align: left">&nbsp;</td><td style="text-align: right">&nbsp;</td><td style="text-align: left">&nbsp;</td><td>&nbsp;</td>
    <td style="text-align: left">&nbsp;</td><td style="text-align: right">&nbsp;</td><td style="text-align: left">&nbsp;</td></tr>
<tr style="vertical-align: bottom; background-color: White">
    <td style="width: 61%; text-align: left; padding-left: 10pt">Certificate of deposit accounts</td><td style="width: 1%">&nbsp;</td>
    <td style="width: 1%; text-align: left">$</td><td style="width: 10%; text-align: right">1,403,302</td><td style="width: 1%; text-align: left">&nbsp;</td><td style="width: 1%">&nbsp;</td>
    <td style="width: 1%; text-align: left">$</td><td style="width: 10%; text-align: right">1,305,823</td><td style="width: 1%; text-align: left">&nbsp;</td><td style="width: 1%">&nbsp;</td>
    <td style="width: 1%; text-align: left">&nbsp;</td><td style="width: 10%; text-align: right">1.41</td><td style="width: 1%; text-align: left">%</td></tr>
<tr style="vertical-align: bottom; background-color: rgb(204,238,255)">
    <td style="text-align: left; padding-left: 10pt">Savings accounts</td><td>&nbsp;</td>
    <td style="text-align: left">&nbsp;</td><td style="text-align: right">261,748</td><td style="text-align: left">&nbsp;</td><td>&nbsp;</td>
    <td style="text-align: left">&nbsp;</td><td style="text-align: right">261,942</td><td style="text-align: left">&nbsp;</td><td>&nbsp;</td>
    <td style="text-align: left">&nbsp;</td><td style="text-align: right">0.45</td><td style="text-align: left">&nbsp;</td></tr>
<tr style="vertical-align: bottom; background-color: White">
    <td style="text-align: left; padding-left: 10pt">Money market accounts</td><td>&nbsp;</td>
    <td style="text-align: left">&nbsp;</td><td style="text-align: right">472,489</td><td style="text-align: left">&nbsp;</td><td>&nbsp;</td>
    <td style="text-align: left">&nbsp;</td><td style="text-align: right">290,263</td><td style="text-align: left">&nbsp;</td><td>&nbsp;</td>
    <td style="text-align: left">&nbsp;</td><td style="text-align: right">0.46</td><td style="text-align: left">&nbsp;</td></tr>
<tr style="vertical-align: bottom; background-color: rgb(204,238,255)">
    <td style="text-align: left; padding-bottom: 1pt; padding-left: 10pt">NOW accounts</td><td style="padding-bottom: 1pt">&nbsp;</td>
    <td style="border-bottom: Black 1pt solid; text-align: left">&nbsp;</td><td style="border-bottom: Black 1pt solid; text-align: right">1,448,695</td><td style="border-bottom: Black 1pt solid; text-align: left">&nbsp;</td><td style="padding-bottom: 1pt">&nbsp;</td>
    <td style="border-bottom: Black 1pt solid; text-align: left">&nbsp;</td><td style="border-bottom: Black 1pt solid; text-align: right">1,359,057</td><td style="border-bottom: Black 1pt solid; text-align: left">&nbsp;</td><td style="padding-bottom: 1pt">&nbsp;</td>
    <td style="text-align: left">&nbsp;</td><td style="text-align: right">0.49</td><td style="text-align: left">&nbsp;</td></tr>
<tr style="vertical-align: bottom; background-color: White">
    <td style="text-align: left; padding-left: 20pt">Total interest-bearing deposits</td><td>&nbsp;</td>
    <td style="text-align: left">&nbsp;</td><td style="text-align: right">3,586,234</td><td style="text-align: left">&nbsp;</td><td>&nbsp;</td>
    <td style="text-align: left">&nbsp;</td><td style="text-align: right">3,217,085</td><td style="text-align: left">&nbsp;</td><td>&nbsp;</td>
    <td style="text-align: left">&nbsp;</td><td style="text-align: right">&nbsp;</td><td style="text-align: left">&nbsp;</td></tr>
<tr style="vertical-align: bottom; background-color: rgb(204,238,255)">
    <td style="text-align: left; padding-bottom: 1pt">Non-interest bearing demand deposits</td><td style="padding-bottom: 1pt">&nbsp;</td>
    <td style="border-bottom: Black 1pt solid; text-align: left">&nbsp;</td><td style="border-bottom: Black 1pt solid; text-align: right">269,469</td><td style="border-bottom: Black 1pt solid; text-align: left">&nbsp;</td><td style="padding-bottom: 1pt">&nbsp;</td>
    <td style="border-bottom: Black 1pt solid; text-align: left">&nbsp;</td><td style="border-bottom: Black 1pt solid; text-align: right">255,834</td><td style="border-bottom: Black 1pt solid; text-align: left">&nbsp;</td><td style="padding-bottom: 1pt">&nbsp;</td>
    <td style="text-align: left">&nbsp;</td><td style="text-align: right">&nbsp;</td><td style="text-align: left">&nbsp;</td></tr>
<tr style="vertical-align: bottom; background-color: White">
    <td style="text-align: left; padding-left: 20pt">Total due to depositors</td><td>&nbsp;</td>
    <td style="text-align: left">&nbsp;</td><td style="text-align: right">3,855,703</td><td style="text-align: left">&nbsp;</td><td>&nbsp;</td>
    <td style="text-align: left">&nbsp;</td><td style="text-align: right">3,472,919</td><td style="text-align: left">&nbsp;</td><td>&nbsp;</td>
    <td style="text-align: left">&nbsp;</td><td style="text-align: right">&nbsp;</td><td style="text-align: left">&nbsp;</td></tr>
<tr style="vertical-align: bottom; background-color: rgb(204,238,255)">
    <td style="text-align: left; padding-bottom: 1pt">Mortgagors' escrow deposits</td><td style="padding-bottom: 1pt">&nbsp;</td>
    <td style="border-bottom: Black 1pt solid; text-align: left">&nbsp;</td><td style="border-bottom: Black 1pt solid; text-align: right">36,844</td><td style="border-bottom: Black 1pt solid; text-align: left">&nbsp;</td><td style="padding-bottom: 1pt">&nbsp;</td>
    <td style="border-bottom: Black 1pt solid; text-align: left">&nbsp;</td><td style="border-bottom: Black 1pt solid; text-align: right">35,679</td><td style="border-bottom: Black 1pt solid; text-align: left">&nbsp;</td><td style="padding-bottom: 1pt">&nbsp;</td>
    <td style="text-align: left">&nbsp;</td><td style="text-align: right">0.17</td><td style="text-align: left">&nbsp;</td></tr>
<tr style="vertical-align: bottom; background-color: White">
    <td style="text-align: left; padding-bottom: 2.25pt; padding-left: 20pt">Total deposits</td><td style="padding-bottom: 2.25pt">&nbsp;</td>
    <td style="border-bottom: Black 2.25pt double; text-align: left">$</td><td style="border-bottom: Black 2.25pt double; text-align: right">3,892,547</td><td style="border-bottom: Black 2.25pt double; text-align: left">&nbsp;</td><td style="padding-bottom: 2.25pt">&nbsp;</td>
    <td style="border-bottom: Black 2.25pt double; text-align: left">$</td><td style="border-bottom: Black 2.25pt double; text-align: right">3,508,598</td><td style="border-bottom: Black 2.25pt double; text-align: left">&nbsp;</td><td style="padding-bottom: 2.25pt">&nbsp;</td>
    <td style="text-align: left">&nbsp;</td><td style="text-align: right">&nbsp;</td><td style="text-align: left">&nbsp;</td></tr>
</table></div>

<p style="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify">&nbsp;</p>

<p style="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify">The aggregate amount of time deposits with
denominations of $250,000 or more (excluding brokered deposits issued in $1,000.00 amounts under a master certificate of deposit)
was $169.2 million and $109.6 million at December 31, 2015 and 2014, respectively. The aggregate amount of brokered deposits was
$982.8 million and $763.9 million at December 31, 2015 and 2014, respectively.</p>

<p style="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify">&nbsp;</p>

<p style="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify">Deposits obtained by the government banking
division are collateralized by either securities or letters of credit issued by FHLB-NY or are placed in an Insured Cash Sweep
service (&#8220;ICS&#8221;). The letters of credit are collateralized by mortgage loans pledged by the Bank.</p>

<p style="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify">&nbsp;</p>

<p style="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify">At December 31, 2015, government banking
division deposits totaled $975.9 million, of which $210.7 million were ICS deposits and $765.2 million were collateralized by $364.7
million in securities and $494.0 million of letters of credit. At December 31, 2014, government banking division deposits totaled
$891.9 million, of which $94.0 million were ICS deposits and $797.9 million were collateralized by $379.3 million in securities
and $499.1 million of letters of credit.</p>

<p style="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify">&nbsp;</p>

<p style="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0.25in 0pt 0; text-align: justify">Interest expense on deposits
is summarized as follows for the years ended December 31:</p>

<p style="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0.25in 0pt 0; text-align: justify">&nbsp;</p>

<p style="color: Red; font: 10pt Times New Roman, Times, Serif; margin: 0pt 0.25in 0pt 0; text-align: center"></p>

<div data-td-taggable-table=""><table cellpadding="0" cellspacing="0" style="border-collapse: collapse; width: 100%; font: 10pt Times New Roman, Times, Serif">
<tr style="vertical-align: bottom">
    <td style="text-align: center">&nbsp;</td><td style="padding-bottom: 1pt">&nbsp;</td>
    <td colspan="3" style="text-align: center; border-bottom: Black 1pt solid">2015</td><td style="padding-bottom: 1pt">&nbsp;</td>
    <td colspan="3" style="text-align: center; border-bottom: Black 1pt solid">2014</td><td style="padding-bottom: 1pt">&nbsp;</td>
    <td colspan="3" style="text-align: center; border-bottom: Black 1pt solid">2013</td></tr>
<tr style="vertical-align: bottom">
    <td style="text-align: left">&nbsp;</td><td style="font-style: italic">&nbsp;</td>
    <td colspan="11" style="font-style: italic; text-align: center">(In thousands)</td></tr>
<tr style="vertical-align: bottom; background-color: rgb(204,238,255)">
    <td style="width: 61%; text-align: left">Certificate of deposit accounts</td><td style="width: 1%">&nbsp;</td>
    <td style="width: 1%; text-align: left">$</td><td style="width: 10%; text-align: right">20,943</td><td style="width: 1%; text-align: left">&nbsp;</td><td style="width: 1%">&nbsp;</td>
    <td style="width: 1%; text-align: left">$</td><td style="width: 10%; text-align: right">22,420</td><td style="width: 1%; text-align: left">&nbsp;</td><td style="width: 1%">&nbsp;</td>
    <td style="width: 1%; text-align: left">$</td><td style="width: 10%; text-align: right">24,414</td><td style="width: 1%; text-align: left">&nbsp;</td></tr>
<tr style="vertical-align: bottom; background-color: White">
    <td style="text-align: left">Savings accounts</td><td>&nbsp;</td>
    <td style="text-align: left">&nbsp;</td><td style="text-align: right">1,151</td><td style="text-align: left">&nbsp;</td><td>&nbsp;</td>
    <td style="text-align: left">&nbsp;</td><td style="text-align: right">597</td><td style="text-align: left">&nbsp;</td><td>&nbsp;</td>
    <td style="text-align: left">&nbsp;</td><td style="text-align: right">515</td><td style="text-align: left">&nbsp;</td></tr>
<tr style="vertical-align: bottom; background-color: rgb(204,238,255)">
    <td style="text-align: left">Money market accounts</td><td>&nbsp;</td>
    <td style="text-align: left">&nbsp;</td><td style="text-align: right">1,551</td><td style="text-align: left">&nbsp;</td><td>&nbsp;</td>
    <td style="text-align: left">&nbsp;</td><td style="text-align: right">667</td><td style="text-align: left">&nbsp;</td><td>&nbsp;</td>
    <td style="text-align: left">&nbsp;</td><td style="text-align: right">294</td><td style="text-align: left">&nbsp;</td></tr>
<tr style="vertical-align: bottom; background-color: White">
    <td style="text-align: left; padding-bottom: 1pt">NOW accounts</td><td style="padding-bottom: 1pt">&nbsp;</td>
    <td style="border-bottom: Black 1pt solid; text-align: left">&nbsp;</td><td style="border-bottom: Black 1pt solid; text-align: right">6,593</td><td style="border-bottom: Black 1pt solid; text-align: left">&nbsp;</td><td style="padding-bottom: 1pt">&nbsp;</td>
    <td style="border-bottom: Black 1pt solid; text-align: left">&nbsp;</td><td style="border-bottom: Black 1pt solid; text-align: right">6,227</td><td style="border-bottom: Black 1pt solid; text-align: left">&nbsp;</td><td style="padding-bottom: 1pt">&nbsp;</td>
    <td style="border-bottom: Black 1pt solid; text-align: left">&nbsp;</td><td style="border-bottom: Black 1pt solid; text-align: right">6,777</td><td style="border-bottom: Black 1pt solid; text-align: left">&nbsp;</td></tr>
<tr style="vertical-align: bottom; background-color: rgb(204,238,255)">
    <td style="text-align: left; padding-left: 10pt">Total due to depositors</td><td>&nbsp;</td>
    <td style="text-align: left">&nbsp;</td><td style="text-align: right">30,238</td><td style="text-align: left">&nbsp;</td><td>&nbsp;</td>
    <td style="text-align: left">&nbsp;</td><td style="text-align: right">29,911</td><td style="text-align: left">&nbsp;</td><td>&nbsp;</td>
    <td style="text-align: left">&nbsp;</td><td style="text-align: right">32,000</td><td style="text-align: left">&nbsp;</td></tr>
<tr style="vertical-align: bottom; background-color: White">
    <td style="text-align: left; padding-bottom: 1pt">Mortgagors' escrow deposits</td><td style="padding-bottom: 1pt">&nbsp;</td>
    <td style="border-bottom: Black 1pt solid; text-align: left">&nbsp;</td><td style="border-bottom: Black 1pt solid; text-align: right">98</td><td style="border-bottom: Black 1pt solid; text-align: left">&nbsp;</td><td style="padding-bottom: 1pt">&nbsp;</td>
    <td style="border-bottom: Black 1pt solid; text-align: left">&nbsp;</td><td style="border-bottom: Black 1pt solid; text-align: right">133</td><td style="border-bottom: Black 1pt solid; text-align: left">&nbsp;</td><td style="padding-bottom: 1pt">&nbsp;</td>
    <td style="border-bottom: Black 1pt solid; text-align: left">&nbsp;</td><td style="border-bottom: Black 1pt solid; text-align: right">37</td><td style="border-bottom: Black 1pt solid; text-align: left">&nbsp;</td></tr>
<tr style="vertical-align: bottom; background-color: rgb(204,238,255)">
    <td style="text-align: left; padding-bottom: 2.25pt; padding-left: 10pt">Total interest expense on deposits</td><td style="padding-bottom: 2.25pt">&nbsp;</td>
    <td style="border-bottom: Black 2.25pt double; text-align: left">$</td><td style="border-bottom: Black 2.25pt double; text-align: right">30,336</td><td style="border-bottom: Black 2.25pt double; text-align: left">&nbsp;</td><td style="padding-bottom: 2.25pt">&nbsp;</td>
    <td style="border-bottom: Black 2.25pt double; text-align: left">$</td><td style="border-bottom: Black 2.25pt double; text-align: right">30,044</td><td style="border-bottom: Black 2.25pt double; text-align: left">&nbsp;</td><td style="padding-bottom: 2.25pt">&nbsp;</td>
    <td style="border-bottom: Black 2.25pt double; text-align: left">$</td><td style="border-bottom: Black 2.25pt double; text-align: right">32,037</td><td style="border-bottom: Black 2.25pt double; text-align: left">&nbsp;</td></tr>
</table></div>


<p style="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0.25in 0pt 0">&nbsp;</p>

<p style="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0.25in 0pt 0"></p>

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<p style="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0.25in 0pt 0">Scheduled remaining maturities of certificate of
deposit accounts are summarized as follows for the years ended December 31:</p>

<p style="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: center">&nbsp;</p>

<p style="color: Red; font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: center"></p>

<div data-td-taggable-table=""><table cellpadding="0" cellspacing="0" style="border-collapse: collapse; width: 100%; font: 10pt Times New Roman, Times, Serif">
<tr style="vertical-align: bottom">
    <td style="text-align: center">&nbsp;</td><td style="padding-bottom: 1pt">&nbsp;</td>
    <td colspan="3" style="text-align: center; border-bottom: Black 1pt solid">2015</td><td style="padding-bottom: 1pt">&nbsp;</td>
    <td colspan="3" style="text-align: center; border-bottom: Black 1pt solid">2014</td></tr>
<tr style="vertical-align: bottom">
    <td style="text-align: left">&nbsp;</td><td style="font-style: italic">&nbsp;</td>
    <td colspan="7" style="font-style: italic; text-align: center">(In thousands)</td></tr>
<tr style="vertical-align: bottom; background-color: rgb(204,238,255)">
    <td style="width: 70%; text-align: left">Within 12 months</td><td style="width: 1%">&nbsp;</td>
    <td style="width: 1%; text-align: left">$</td><td style="width: 12%; text-align: right">448,229</td><td style="width: 1%; text-align: left">&nbsp;</td><td style="width: 1%">&nbsp;</td>
    <td style="width: 1%; text-align: left">$</td><td style="width: 12%; text-align: right">455,295</td><td style="width: 1%; text-align: left">&nbsp;</td></tr>
<tr style="vertical-align: bottom; background-color: White">
    <td style="text-align: left">More than 12 months to 24 months</td><td>&nbsp;</td>
    <td style="text-align: left">&nbsp;</td><td style="text-align: right">478,361</td><td style="text-align: left">&nbsp;</td><td>&nbsp;</td>
    <td style="text-align: left">&nbsp;</td><td style="text-align: right">269,840</td><td style="text-align: left">&nbsp;</td></tr>
<tr style="vertical-align: bottom; background-color: rgb(204,238,255)">
    <td style="text-align: left">More than 24 months to 36 months</td><td>&nbsp;</td>
    <td style="text-align: left">&nbsp;</td><td style="text-align: right">247,349</td><td style="text-align: left">&nbsp;</td><td>&nbsp;</td>
    <td style="text-align: left">&nbsp;</td><td style="text-align: right">229,931</td><td style="text-align: left">&nbsp;</td></tr>
<tr style="vertical-align: bottom; background-color: White">
    <td style="text-align: left">More than 36 months to 48 months</td><td>&nbsp;</td>
    <td style="text-align: left">&nbsp;</td><td style="text-align: right">167,529</td><td style="text-align: left">&nbsp;</td><td>&nbsp;</td>
    <td style="text-align: left">&nbsp;</td><td style="text-align: right">176,876</td><td style="text-align: left">&nbsp;</td></tr>
<tr style="vertical-align: bottom; background-color: rgb(204,238,255)">
    <td style="text-align: left">More than 48 months to 60 months</td><td>&nbsp;</td>
    <td style="text-align: left">&nbsp;</td><td style="text-align: right">35,558</td><td style="text-align: left">&nbsp;</td><td>&nbsp;</td>
    <td style="text-align: left">&nbsp;</td><td style="text-align: right">148,424</td><td style="text-align: left">&nbsp;</td></tr>
<tr style="vertical-align: bottom; background-color: White">
    <td style="text-align: left; padding-bottom: 1pt">More than 60 months</td><td style="padding-bottom: 1pt">&nbsp;</td>
    <td style="border-bottom: Black 1pt solid; text-align: left">&nbsp;</td><td style="border-bottom: Black 1pt solid; text-align: right">26,276</td><td style="border-bottom: Black 1pt solid; text-align: left">&nbsp;</td><td style="padding-bottom: 1pt">&nbsp;</td>
    <td style="border-bottom: Black 1pt solid; text-align: left">&nbsp;</td><td style="border-bottom: Black 1pt solid; text-align: right">25,457</td><td style="border-bottom: Black 1pt solid; text-align: left">&nbsp;</td></tr>
<tr style="vertical-align: bottom; background-color: rgb(204,238,255)">
    <td style="text-align: left; padding-bottom: 2.25pt; padding-left: 10pt">Total certificate of deposit accounts</td><td style="padding-bottom: 2.25pt">&nbsp;</td>
    <td style="border-bottom: Black 2.25pt double; text-align: left">$</td><td style="border-bottom: Black 2.25pt double; text-align: right">1,403,302</td><td style="border-bottom: Black 2.25pt double; text-align: left">&nbsp;</td><td style="padding-bottom: 2.25pt">&nbsp;</td>
    <td style="border-bottom: Black 2.25pt double; text-align: left">$</td><td style="border-bottom: Black 2.25pt double; text-align: right">1,305,823</td><td style="border-bottom: Black 2.25pt double; text-align: left">&nbsp;</td></tr>
</table></div>

<p style="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify">&nbsp;</p></div><p style="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify"></p>

<p style="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify"><b></b></p><div data-td-statement-type="note"><p style="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify"><b>9. Borrowed Funds and Securities Sold
Under Agreements to Repurchase</b></p>

<p style="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify">&nbsp;</p>

<p style="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify">Borrowed funds and securities sold under
agreements to repurchase are summarized as follows at December 31:</p>

<p style="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify">&nbsp;</p>

<p style="color: Red; font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: center"></p>

<div data-td-taggable-table=""><table cellpadding="0" cellspacing="0" style="border-collapse: collapse; width: 100%; font: 10pt Times New Roman, Times, Serif">
<tr style="vertical-align: bottom">
    <td style="text-align: left">&nbsp;</td><td style="padding-bottom: 1pt">&nbsp;</td>
    <td colspan="7" style="text-align: center; border-bottom: Black 1pt solid">2015</td><td style="padding-bottom: 1pt">&nbsp;</td>
    <td colspan="7" style="text-align: center; border-bottom: Black 1pt solid">2014</td></tr>
<tr style="vertical-align: bottom">
    <td style="text-align: left">&nbsp;</td><td style="padding-bottom: 1pt">&nbsp;</td>
    <td colspan="3" style="text-align: center; border-bottom: Black 1pt solid">Amount</td><td style="border-bottom: Black 1pt solid; text-align: left">&nbsp;</td>
    <td colspan="3" style="text-align: center; border-bottom: Black 1pt solid">Weighted <br>
Average <br>
Rate</td><td style="padding-bottom: 1pt">&nbsp;</td>
    <td colspan="3" style="text-align: center; border-bottom: Black 1pt solid">Amount</td><td style="border-bottom: Black 1pt solid; text-align: left">&nbsp;</td>
    <td colspan="3" style="text-align: center; border-bottom: Black 1pt solid">Weighted <br>
Average <br>
Rate</td></tr>
<tr style="vertical-align: bottom">
    <td style="text-align: left">&nbsp;</td><td style="font-style: italic">&nbsp;</td>
    <td colspan="15" style="font-style: italic; text-align: center">(Dollars in thousands)</td></tr>
<tr style="vertical-align: bottom">
    <td style="text-align: left">&nbsp;</td><td>&nbsp;</td>
    <td colspan="3" style="text-align: right">&nbsp;</td><td>&nbsp;</td>
    <td colspan="3" style="text-align: right">&nbsp;</td><td>&nbsp;</td>
    <td colspan="3" style="text-align: right">&nbsp;</td><td>&nbsp;</td>
    <td colspan="3" style="text-align: right">&nbsp;</td></tr>
<tr style="vertical-align: bottom; background-color: rgb(204,238,255)">
    <td style="text-align: left">Repurchase agreements - fixed rate:</td><td>&nbsp;</td>
    <td style="text-align: left">&nbsp;</td><td style="text-align: right">&nbsp;</td><td style="text-align: left">&nbsp;</td><td>&nbsp;</td>
    <td style="text-align: left">&nbsp;</td><td style="text-align: right">&nbsp;</td><td style="text-align: left">&nbsp;</td><td>&nbsp;</td>
    <td style="text-align: left">&nbsp;</td><td style="text-align: right">&nbsp;</td><td style="text-align: left">&nbsp;</td><td>&nbsp;</td>
    <td style="text-align: left">&nbsp;</td><td style="text-align: right">&nbsp;</td><td style="text-align: left">&nbsp;</td></tr>
<tr style="vertical-align: bottom; background-color: White">
    <td style="width: 56%; text-align: left; padding-left: 10pt">Due in 2016</td><td style="width: 1%">&nbsp;</td>
    <td style="width: 1%; text-align: left">$</td><td style="width: 8%; text-align: right">38,000</td><td style="width: 1%; text-align: left">&nbsp;</td><td style="width: 1%">&nbsp;</td>
    <td style="width: 1%; text-align: left">&nbsp;</td><td style="width: 8%; text-align: right">1.92</td><td style="width: 1%; text-align: left">%</td><td style="width: 1%">&nbsp;</td>
    <td style="width: 1%; text-align: left">$</td><td style="width: 8%; text-align: right">38,000</td><td style="width: 1%; text-align: left">&nbsp;</td><td style="width: 1%">&nbsp;</td>
    <td style="width: 1%; text-align: left">&nbsp;</td><td style="width: 8%; text-align: right">1.92</td><td style="width: 1%; text-align: left">%</td></tr>
<tr style="vertical-align: bottom; background-color: rgb(204,238,255)">
    <td style="text-align: left; padding-left: 10pt">Due in 2017</td><td>&nbsp;</td>
    <td style="text-align: left">&nbsp;</td><td style="text-align: right">38,000</td><td style="text-align: left">&nbsp;</td><td>&nbsp;</td>
    <td style="text-align: left">&nbsp;</td><td style="text-align: right">4.16</td><td style="text-align: left">&nbsp;</td><td>&nbsp;</td>
    <td style="text-align: left">&nbsp;</td><td style="text-align: right">38,000</td><td style="text-align: left">&nbsp;</td><td>&nbsp;</td>
    <td style="text-align: left">&nbsp;</td><td style="text-align: right">4.16</td><td style="text-align: left">&nbsp;</td></tr>
<tr style="vertical-align: bottom; background-color: White">
    <td style="text-align: left; padding-left: 10pt">Due in 2020</td><td>&nbsp;</td>
    <td style="text-align: left">&nbsp;</td><td style="text-align: right">40,000</td><td style="text-align: left">&nbsp;</td><td>&nbsp;</td>
    <td style="text-align: left">&nbsp;</td><td style="text-align: right">3.45</td><td style="text-align: left">&nbsp;</td><td>&nbsp;</td>
    <td style="text-align: left">&nbsp;</td><td style="text-align: right">40,000</td><td style="text-align: left">&nbsp;</td><td>&nbsp;</td>
    <td style="text-align: left">&nbsp;</td><td style="text-align: right">3.45</td><td style="text-align: left">&nbsp;</td></tr>
<tr style="vertical-align: bottom; background-color: rgb(204,238,255)">
    <td style="text-align: left; padding-bottom: 1pt">&nbsp;</td><td style="padding-bottom: 1pt">&nbsp;</td>
    <td style="border-bottom: Black 1pt solid; text-align: left">&nbsp;</td><td style="border-bottom: Black 1pt solid; text-align: right">&nbsp;</td><td style="border-bottom: Black 1pt solid; text-align: left">&nbsp;</td><td style="border-bottom: Black 1pt solid; text-align: left">&nbsp;</td>
    <td style="border-bottom: Black 1pt solid; text-align: left">&nbsp;</td><td style="border-bottom: Black 1pt solid; text-align: right">&nbsp;</td><td style="border-bottom: Black 1pt solid; text-align: left">&nbsp;</td><td style="padding-bottom: 1pt">&nbsp;</td>
    <td style="border-bottom: Black 1pt solid; text-align: left">&nbsp;</td><td style="border-bottom: Black 1pt solid; text-align: right">&nbsp;</td><td style="border-bottom: Black 1pt solid; text-align: left">&nbsp;</td><td style="border-bottom: Black 1pt solid; text-align: left">&nbsp;</td>
    <td style="border-bottom: Black 1pt solid; text-align: left">&nbsp;</td><td style="border-bottom: Black 1pt solid; text-align: right">&nbsp;</td><td style="border-bottom: Black 1pt solid; text-align: left">&nbsp;</td></tr>
<tr style="vertical-align: bottom; background-color: White">
    <td style="text-align: left; padding-bottom: 1pt; padding-left: 20pt">Total repurchase agreements - fixed rate</td><td style="padding-bottom: 1pt">&nbsp;</td>
    <td style="border-bottom: Black 1pt solid; text-align: left">&nbsp;</td><td style="border-bottom: Black 1pt solid; text-align: right">116,000</td><td style="border-bottom: Black 1pt solid; text-align: left">&nbsp;</td><td style="border-bottom: Black 1pt solid; text-align: left">&nbsp;</td>
    <td style="border-bottom: Black 1pt solid; text-align: left">&nbsp;</td><td style="border-bottom: Black 1pt solid; text-align: right">3.18</td><td style="border-bottom: Black 1pt solid; text-align: left">&nbsp;</td><td style="padding-bottom: 1pt">&nbsp;</td>
    <td style="border-bottom: Black 1pt solid; text-align: left">&nbsp;</td><td style="border-bottom: Black 1pt solid; text-align: right">116,000</td><td style="border-bottom: Black 1pt solid; text-align: left">&nbsp;</td><td style="border-bottom: Black 1pt solid; text-align: left">&nbsp;</td>
    <td style="border-bottom: Black 1pt solid; text-align: left">&nbsp;</td><td style="border-bottom: Black 1pt solid; text-align: right">3.18</td><td style="border-bottom: Black 1pt solid; text-align: left">&nbsp;</td></tr>
<tr style="vertical-align: bottom; background-color: rgb(204,238,255)">
    <td style="text-align: left">&nbsp;</td><td>&nbsp;</td>
    <td style="text-align: left">&nbsp;</td><td style="text-align: right">&nbsp;</td><td style="text-align: left">&nbsp;</td><td>&nbsp;</td>
    <td style="text-align: left">&nbsp;</td><td style="text-align: right">&nbsp;</td><td style="text-align: left">&nbsp;</td><td>&nbsp;</td>
    <td style="text-align: left">&nbsp;</td><td style="text-align: right">&nbsp;</td><td style="text-align: left">&nbsp;</td><td>&nbsp;</td>
    <td style="text-align: left">&nbsp;</td><td style="text-align: right">&nbsp;</td><td style="text-align: left">&nbsp;</td></tr>
<tr style="vertical-align: bottom; background-color: White">
    <td style="text-align: left">FHLB-NY advances - fixed rate:</td><td>&nbsp;</td>
    <td style="text-align: left">&nbsp;</td><td style="text-align: right">&nbsp;</td><td style="text-align: left">&nbsp;</td><td>&nbsp;</td>
    <td style="text-align: left">&nbsp;</td><td style="text-align: right">&nbsp;</td><td style="text-align: left">&nbsp;</td><td>&nbsp;</td>
    <td style="text-align: left">&nbsp;</td><td style="text-align: right">&nbsp;</td><td style="text-align: left">&nbsp;</td><td>&nbsp;</td>
    <td style="text-align: left">&nbsp;</td><td style="text-align: right">&nbsp;</td><td style="text-align: left">&nbsp;</td></tr>
<tr style="vertical-align: bottom; background-color: rgb(204,238,255)">
    <td style="text-align: left; padding-left: 10pt">Due in 2015</td><td>&nbsp;</td>
    <td style="text-align: left">&nbsp;</td><td style="text-align: right">-</td><td style="text-align: left">&nbsp;</td><td>&nbsp;</td>
    <td style="text-align: left">&nbsp;</td><td style="text-align: right">-</td><td style="text-align: left">&nbsp;</td><td>&nbsp;</td>
    <td style="text-align: left">&nbsp;</td><td style="text-align: right">185,551</td><td style="text-align: left">&nbsp;</td><td>&nbsp;</td>
    <td style="text-align: left">&nbsp;</td><td style="text-align: right">0.80</td><td style="text-align: left">&nbsp;</td></tr>
<tr style="vertical-align: bottom; background-color: White">
    <td style="text-align: left; padding-left: 10pt">Due in 2016</td><td>&nbsp;</td>
    <td style="text-align: left">&nbsp;</td><td style="text-align: right">386,152</td><td style="text-align: left">&nbsp;</td><td>&nbsp;</td>
    <td style="text-align: left">&nbsp;</td><td style="text-align: right">1.04</td><td style="text-align: left">&nbsp;</td><td>&nbsp;</td>
    <td style="text-align: left">&nbsp;</td><td style="text-align: right">315,847</td><td style="text-align: left">&nbsp;</td><td>&nbsp;</td>
    <td style="text-align: left">&nbsp;</td><td style="text-align: right">1.15</td><td style="text-align: left">&nbsp;</td></tr>
<tr style="vertical-align: bottom; background-color: rgb(204,238,255)">
    <td style="text-align: left; padding-left: 10pt">Due in 2017</td><td>&nbsp;</td>
    <td style="text-align: left">&nbsp;</td><td style="text-align: right">250,708</td><td style="text-align: left">&nbsp;</td><td>&nbsp;</td>
    <td style="text-align: left">&nbsp;</td><td style="text-align: right">1.29</td><td style="text-align: left">&nbsp;</td><td>&nbsp;</td>
    <td style="text-align: left">&nbsp;</td><td style="text-align: right">305,525</td><td style="text-align: left">&nbsp;</td><td>&nbsp;</td>
    <td style="text-align: left">&nbsp;</td><td style="text-align: right">2.12</td><td style="text-align: left">&nbsp;</td></tr>
<tr style="vertical-align: bottom; background-color: White">
    <td style="text-align: left; padding-left: 10pt">Due in 2018</td><td>&nbsp;</td>
    <td style="text-align: left">&nbsp;</td><td style="text-align: right">265,088</td><td style="text-align: left">&nbsp;</td><td>&nbsp;</td>
    <td style="text-align: left">&nbsp;</td><td style="text-align: right">1.30</td><td style="text-align: left">&nbsp;</td><td>&nbsp;</td>
    <td style="text-align: left">&nbsp;</td><td style="text-align: right">74,798</td><td style="text-align: left">&nbsp;</td><td>&nbsp;</td>
    <td style="text-align: left">&nbsp;</td><td style="text-align: right">1.29</td><td style="text-align: left">&nbsp;</td></tr>
<tr style="vertical-align: bottom; background-color: rgb(204,238,255)">
    <td style="text-align: left; padding-left: 10pt">Due in 2019</td><td>&nbsp;</td>
    <td style="text-align: left">&nbsp;</td><td style="text-align: right">94,710</td><td style="text-align: left">&nbsp;</td><td>&nbsp;</td>
    <td style="text-align: left">&nbsp;</td><td style="text-align: right">1.64</td><td style="text-align: left">&nbsp;</td><td>&nbsp;</td>
    <td style="text-align: left">&nbsp;</td><td style="text-align: right">30,000</td><td style="text-align: left">&nbsp;</td><td>&nbsp;</td>
    <td style="text-align: left">&nbsp;</td><td style="text-align: right">1.83</td><td style="text-align: left">&nbsp;</td></tr>
<tr style="vertical-align: bottom; background-color: White">
    <td style="text-align: left; padding-bottom: 1pt; padding-left: 10pt">Due in 2020</td><td style="padding-bottom: 1pt">&nbsp;</td>
    <td style="border-bottom: Black 1pt solid; text-align: left">&nbsp;</td><td style="border-bottom: Black 1pt solid; text-align: right">110,000</td><td style="border-bottom: Black 1pt solid; text-align: left">&nbsp;</td><td style="border-bottom: Black 1pt solid; text-align: left">&nbsp;</td>
    <td style="border-bottom: Black 1pt solid; text-align: left">&nbsp;</td><td style="border-bottom: Black 1pt solid; text-align: right">2.98</td><td style="border-bottom: Black 1pt solid; text-align: left">&nbsp;</td><td style="padding-bottom: 1pt">&nbsp;</td>
    <td style="border-bottom: Black 1pt solid; text-align: left">&nbsp;</td><td style="border-bottom: Black 1pt solid; text-align: right">-</td><td style="border-bottom: Black 1pt solid; text-align: left">&nbsp;</td><td style="border-bottom: Black 1pt solid; text-align: left">&nbsp;</td>
    <td style="border-bottom: Black 1pt solid; text-align: left">&nbsp;</td><td style="border-bottom: Black 1pt solid; text-align: right">-</td><td style="border-bottom: Black 1pt solid; text-align: left">&nbsp;</td></tr>
<tr style="vertical-align: bottom; background-color: rgb(204,238,255)">
    <td style="text-align: left; padding-bottom: 1pt; padding-left: 20pt">Total FHLB-NY advances - fixed rate</td><td style="padding-bottom: 1pt">&nbsp;</td>
    <td style="border-bottom: Black 1pt solid; text-align: left">&nbsp;</td><td style="border-bottom: Black 1pt solid; text-align: right">1,106,658</td><td style="border-bottom: Black 1pt solid; text-align: left">&nbsp;</td><td style="border-bottom: Black 1pt solid; text-align: left">&nbsp;</td>
    <td style="border-bottom: Black 1pt solid; text-align: left">&nbsp;</td><td style="border-bottom: Black 1pt solid; text-align: right">1.40</td><td style="border-bottom: Black 1pt solid; text-align: left">&nbsp;</td><td style="padding-bottom: 1pt">&nbsp;</td>
    <td style="border-bottom: Black 1pt solid; text-align: left">&nbsp;</td><td style="border-bottom: Black 1pt solid; text-align: right">911,721</td><td style="border-bottom: Black 1pt solid; text-align: left">&nbsp;</td><td style="border-bottom: Black 1pt solid; text-align: left">&nbsp;</td>
    <td style="border-bottom: Black 1pt solid; text-align: left">&nbsp;</td><td style="border-bottom: Black 1pt solid; text-align: right">1.44</td><td style="border-bottom: Black 1pt solid; text-align: left">&nbsp;</td></tr>
<tr style="vertical-align: bottom; background-color: White">
    <td style="text-align: left">&nbsp;</td><td>&nbsp;</td>
    <td style="text-align: left">&nbsp;</td><td style="text-align: right">&nbsp;</td><td style="text-align: left">&nbsp;</td><td>&nbsp;</td>
    <td style="text-align: left">&nbsp;</td><td style="text-align: right">&nbsp;</td><td style="text-align: left">&nbsp;</td><td>&nbsp;</td>
    <td style="text-align: left">&nbsp;</td><td style="text-align: right">&nbsp;</td><td style="text-align: left">&nbsp;</td><td>&nbsp;</td>
    <td style="text-align: left">&nbsp;</td><td style="text-align: right">&nbsp;</td><td style="text-align: left">&nbsp;</td></tr>
<tr style="vertical-align: bottom; background-color: rgb(204,238,255)">
    <td style="text-align: left">Other Borrowings</td><td>&nbsp;</td>
    <td style="text-align: left">&nbsp;</td><td style="text-align: right">&nbsp;</td><td style="text-align: left">&nbsp;</td><td>&nbsp;</td>
    <td style="text-align: left">&nbsp;</td><td style="text-align: right">&nbsp;</td><td style="text-align: left">&nbsp;</td><td>&nbsp;</td>
    <td style="text-align: left">&nbsp;</td><td style="text-align: right">&nbsp;</td><td style="text-align: left">&nbsp;</td><td>&nbsp;</td>
    <td style="text-align: left">&nbsp;</td><td style="text-align: right">&nbsp;</td><td style="text-align: left">&nbsp;</td></tr>
<tr style="vertical-align: bottom; background-color: White">
    <td style="text-align: left; padding-bottom: 1pt; padding-left: 10pt">Due in 2016</td><td style="padding-bottom: 1pt">&nbsp;</td>
    <td style="border-bottom: Black 1pt solid; text-align: left">&nbsp;</td><td style="border-bottom: Black 1pt solid; text-align: right">20,000</td><td style="border-bottom: Black 1pt solid; text-align: left">&nbsp;</td><td style="border-bottom: Black 1pt solid; text-align: left">&nbsp;</td>
    <td style="border-bottom: Black 1pt solid; text-align: left">&nbsp;</td><td style="border-bottom: Black 1pt solid; text-align: right">0.56</td><td style="border-bottom: Black 1pt solid; text-align: left">&nbsp;</td><td style="padding-bottom: 1pt">&nbsp;</td>
    <td style="border-bottom: Black 1pt solid; text-align: left">&nbsp;</td><td style="border-bottom: Black 1pt solid; text-align: right">-</td><td style="border-bottom: Black 1pt solid; text-align: left">&nbsp;</td><td style="border-bottom: Black 1pt solid; text-align: left">&nbsp;</td>
    <td style="border-bottom: Black 1pt solid; text-align: left">&nbsp;</td><td style="border-bottom: Black 1pt solid; text-align: right">-</td><td style="border-bottom: Black 1pt solid; text-align: left">&nbsp;</td></tr>
<tr style="vertical-align: bottom; background-color: rgb(204,238,255)">
    <td style="text-align: left">&nbsp;</td><td>&nbsp;</td>
    <td style="text-align: left">&nbsp;</td><td style="text-align: right">&nbsp;</td><td style="text-align: left">&nbsp;</td><td>&nbsp;</td>
    <td style="text-align: left">&nbsp;</td><td style="text-align: right">&nbsp;</td><td style="text-align: left">&nbsp;</td><td>&nbsp;</td>
    <td style="text-align: left">&nbsp;</td><td style="text-align: right">&nbsp;</td><td style="text-align: left">&nbsp;</td><td>&nbsp;</td>
    <td style="text-align: left">&nbsp;</td><td style="text-align: right">&nbsp;</td><td style="text-align: left">&nbsp;</td></tr>
<tr style="vertical-align: bottom; background-color: White">
    <td style="text-align: left">Junior subordinated debentures - adjustable rate</td><td>&nbsp;</td>
    <td style="text-align: left">&nbsp;</td><td style="text-align: right">&nbsp;</td><td style="text-align: left">&nbsp;</td><td>&nbsp;</td>
    <td style="text-align: left">&nbsp;</td><td style="text-align: right">&nbsp;</td><td style="text-align: left">&nbsp;</td><td>&nbsp;</td>
    <td style="text-align: left">&nbsp;</td><td style="text-align: right">&nbsp;</td><td style="text-align: left">&nbsp;</td><td>&nbsp;</td>
    <td style="text-align: left">&nbsp;</td><td style="text-align: right">&nbsp;</td><td style="text-align: left">&nbsp;</td></tr>
<tr style="vertical-align: bottom; background-color: rgb(204,238,255)">
    <td style="text-align: left; padding-bottom: 1pt; padding-left: 10pt">Due in 2037</td><td style="padding-bottom: 1pt">&nbsp;</td>
    <td style="border-bottom: Black 1pt solid; text-align: left">&nbsp;</td><td style="border-bottom: Black 1pt solid; text-align: right">29,018</td><td style="border-bottom: Black 1pt solid; text-align: left">&nbsp;</td><td style="border-bottom: Black 1pt solid; text-align: left">&nbsp;</td>
    <td style="border-bottom: Black 1pt solid; text-align: left">&nbsp;</td><td style="border-bottom: Black 1pt solid; text-align: right">5.67</td><td style="border-bottom: Black 1pt solid; text-align: left">&nbsp;</td><td style="padding-bottom: 1pt">&nbsp;</td>
    <td style="border-bottom: Black 1pt solid; text-align: left">&nbsp;</td><td style="border-bottom: Black 1pt solid; text-align: right">28,771</td><td style="border-bottom: Black 1pt solid; text-align: left">&nbsp;</td><td style="border-bottom: Black 1pt solid; text-align: left">&nbsp;</td>
    <td style="border-bottom: Black 1pt solid; text-align: left">&nbsp;</td><td style="border-bottom: Black 1pt solid; text-align: right">5.96</td><td style="border-bottom: Black 1pt solid; text-align: left">&nbsp;</td></tr>
<tr style="vertical-align: bottom; background-color: White">
    <td style="text-align: left">&nbsp;</td><td>&nbsp;</td>
    <td style="text-align: left">&nbsp;</td><td style="text-align: right">&nbsp;</td><td style="text-align: left">&nbsp;</td><td>&nbsp;</td>
    <td style="text-align: left">&nbsp;</td><td style="text-align: right">&nbsp;</td><td style="text-align: left">&nbsp;</td><td>&nbsp;</td>
    <td style="text-align: left">&nbsp;</td><td style="text-align: right">&nbsp;</td><td style="text-align: left">&nbsp;</td><td>&nbsp;</td>
    <td style="text-align: left">&nbsp;</td><td style="text-align: right">&nbsp;</td><td style="text-align: left">&nbsp;</td></tr>
<tr style="vertical-align: bottom; background-color: rgb(204,238,255)">
    <td style="text-align: left; padding-bottom: 2.25pt">Total borrowings</td><td style="padding-bottom: 2.25pt">&nbsp;</td>
    <td style="border-bottom: Black 2.25pt double; text-align: left">$</td><td style="border-bottom: Black 2.25pt double; text-align: right">1,271,676</td><td style="border-bottom: Black 2.25pt double; text-align: left">&nbsp;</td><td style="border-bottom: Black 2.25pt double; text-align: left">&nbsp;</td>
    <td style="border-bottom: Black 2.25pt double; text-align: left">&nbsp;</td><td style="border-bottom: Black 2.25pt double; text-align: right">1.65</td><td style="border-bottom: Black 2.25pt double; text-align: left">%</td><td style="padding-bottom: 2.25pt">&nbsp;</td>
    <td style="border-bottom: Black 2.25pt double; text-align: left">$</td><td style="border-bottom: Black 2.25pt double; text-align: right">1,056,492</td><td style="border-bottom: Black 2.25pt double; text-align: left">&nbsp;</td><td style="border-bottom: Black 2.25pt double; text-align: left">&nbsp;</td>
    <td style="border-bottom: Black 2.25pt double; text-align: left">&nbsp;</td><td style="border-bottom: Black 2.25pt double; text-align: right">1.75</td><td style="border-bottom: Black 2.25pt double; text-align: left">%</td></tr>
</table></div>



<p style="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</p>

<p style="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify">During 2015, $<font style="color: windowtext">80.0
million in FHLB-NY fixed rate advances modified from an average cost of 4.41% to an average cost of 3.46%. This modification extended
the maturity on the advances by an average of 2.3 years without incurring a prepayment penalty.</font></p>

<p style="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify">&nbsp;</p>

<p style="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify"></p>

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<p style="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify">At December 31, 2015, the Bank was able
to borrow up to $2,478.8 million from the FHLB-NY in Federal Home Loan Bank advances and letters of credit. As of December 31,
2015, the Bank had $1,601.1 million outstanding in combined balances of FHLB-NY advances and letters of credit. At December 31,
2015, the Bank also has unsecured lines of credit with other commercial banks totaling $60.0 million.</p>

<p style="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify">&nbsp;</p>

<p style="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify">Borrowings which have call provisions are
summarized as follows at December 31, 2015:</p>

<p style="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify">&nbsp;</p>

<p style="color: Red; font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify"></p>

<div data-td-taggable-table=""><table cellpadding="0" cellspacing="0" style="border-collapse: collapse; width: 100%; font: 10pt Times New Roman, Times, Serif">
<tr style="vertical-align: bottom">
    <td>&nbsp;</td><td style="padding-bottom: 1pt">&nbsp;</td>
    <td colspan="3" style="text-align: center; border-bottom: Black 1pt solid">Amount</td><td style="padding-bottom: 1pt">&nbsp;</td>
    <td colspan="3" style="text-align: center; border-bottom: Black 1pt solid">Rate</td><td style="padding-bottom: 1pt">&nbsp;</td>
    <td colspan="3" style="text-align: center; border-bottom: Black 1pt solid">Maturity Date</td><td style="padding-bottom: 1pt">&nbsp;</td>
    <td colspan="3" style="text-align: center; border-bottom: Black 1pt solid">Call Date</td></tr>
<tr style="vertical-align: bottom">
    <td>&nbsp;</td><td style="font-style: italic">&nbsp;</td>
    <td colspan="15" style="font-style: italic; text-align: center">(Dollars in thousands)</td></tr>
<tr style="vertical-align: bottom; background-color: rgb(204,238,255)">
    <td style="width: 56%; text-align: left">FHLB-NY advances - fixed rate</td><td style="width: 1%">&nbsp;</td>
    <td style="width: 1%; text-align: left">$</td><td style="width: 8%; text-align: right">30,000</td><td style="width: 1%; text-align: left">&nbsp;</td><td style="width: 1%">&nbsp;</td>
    <td style="width: 1%; text-align: left">&nbsp;</td><td style="width: 8%; text-align: right">3.60</td><td style="width: 1%; text-align: left">%</td><td style="width: 1%">&nbsp;</td>
    <td style="width: 1%; text-align: left">&nbsp;</td><td style="width: 8%; text-align: right">1/23/2020</td><td style="width: 1%; text-align: left">&nbsp;</td><td style="width: 1%">&nbsp;</td>
    <td style="width: 1%; text-align: left">&nbsp;</td><td style="width: 8%; text-align: right">1/23/2016</td><td style="width: 1%; text-align: left">&nbsp;</td></tr>
<tr style="vertical-align: bottom; background-color: White">
    <td style="text-align: left">FHLB-NY advances - fixed rate</td><td>&nbsp;</td>
    <td style="text-align: left">&nbsp;</td><td style="text-align: right">20,000</td><td style="text-align: left">&nbsp;</td><td>&nbsp;</td>
    <td style="text-align: left">&nbsp;</td><td style="text-align: right">3.49</td><td style="text-align: left">&nbsp;</td><td>&nbsp;</td>
    <td style="text-align: left">&nbsp;</td><td style="text-align: right">1/23/2020</td><td style="text-align: left">&nbsp;</td><td>&nbsp;</td>
    <td style="text-align: left">&nbsp;</td><td style="text-align: right">1/25/2016</td><td style="text-align: left">&nbsp;</td></tr>
<tr style="vertical-align: bottom; background-color: rgb(204,238,255)">
    <td style="text-align: left">FHLB-NY advances - fixed rate</td><td>&nbsp;</td>
    <td style="text-align: left">&nbsp;</td><td style="text-align: right">10,000</td><td style="text-align: left">&nbsp;</td><td>&nbsp;</td>
    <td style="text-align: left">&nbsp;</td><td style="text-align: right">3.37</td><td style="text-align: left">&nbsp;</td><td>&nbsp;</td>
    <td style="text-align: left">&nbsp;</td><td style="text-align: right">1/27/2020</td><td style="text-align: left">&nbsp;</td><td>&nbsp;</td>
    <td style="text-align: left">&nbsp;</td><td style="text-align: right">1/26/2016</td><td style="text-align: left">&nbsp;</td></tr>
<tr style="vertical-align: bottom; background-color: White">
    <td style="text-align: left">FHLB-NY advances - fixed rate</td><td>&nbsp;</td>
    <td style="text-align: left">&nbsp;</td><td style="text-align: right">10,000</td><td style="text-align: left">&nbsp;</td><td>&nbsp;</td>
    <td style="text-align: left">&nbsp;</td><td style="text-align: right">3.28</td><td style="text-align: left">&nbsp;</td><td>&nbsp;</td>
    <td style="text-align: left">&nbsp;</td><td style="text-align: right">1/27/2020</td><td style="text-align: left">&nbsp;</td><td>&nbsp;</td>
    <td style="text-align: left">&nbsp;</td><td style="text-align: right">1/26/2016</td><td style="text-align: left">&nbsp;</td></tr>
<tr style="vertical-align: bottom; background-color: rgb(204,238,255)">
    <td style="text-align: left">FHLB-NY advances - fixed rate</td><td>&nbsp;</td>
    <td style="text-align: left">&nbsp;</td><td style="text-align: right">10,000</td><td style="text-align: left">&nbsp;</td><td>&nbsp;</td>
    <td style="text-align: left">&nbsp;</td><td style="text-align: right">3.25</td><td style="text-align: left">&nbsp;</td><td>&nbsp;</td>
    <td style="text-align: left">&nbsp;</td><td style="text-align: right">1/28/2020</td><td style="text-align: left">&nbsp;</td><td>&nbsp;</td>
    <td style="text-align: left">&nbsp;</td><td style="text-align: right">1/28/2016</td><td style="text-align: left">&nbsp;</td></tr>
<tr style="vertical-align: bottom; background-color: White">
    <td style="text-align: left">Repurchase agreements - fixed rate</td><td>&nbsp;</td>
    <td style="text-align: left">&nbsp;</td><td style="text-align: right">20,000</td><td style="text-align: left">&nbsp;</td><td>&nbsp;</td>
    <td style="text-align: left">&nbsp;</td><td style="text-align: right">2.20</td><td style="text-align: left">&nbsp;</td><td>&nbsp;</td>
    <td style="text-align: left">&nbsp;</td><td style="text-align: right">7/12/2016</td><td style="text-align: left">&nbsp;</td><td>&nbsp;</td>
    <td style="text-align: left">&nbsp;</td><td style="text-align: right">1/12/2016</td><td style="text-align: left">&nbsp;</td></tr>
<tr style="vertical-align: bottom; background-color: rgb(204,238,255)">
    <td style="text-align: left">Repurchase agreements - fixed rate</td><td>&nbsp;</td>
    <td style="text-align: left">&nbsp;</td><td style="text-align: right">18,000</td><td style="text-align: left">&nbsp;</td><td>&nbsp;</td>
    <td style="text-align: left">&nbsp;</td><td style="text-align: right">4.28</td><td style="text-align: left">&nbsp;</td><td>&nbsp;</td>
    <td style="text-align: left">&nbsp;</td><td style="text-align: right">10/18/2017</td><td style="text-align: left">&nbsp;</td><td>&nbsp;</td>
    <td style="text-align: left">&nbsp;</td><td style="text-align: right">1/19/2016</td><td style="text-align: left">&nbsp;</td></tr>
<tr style="vertical-align: bottom; background-color: White">
    <td style="text-align: left">Repurchase agreements - fixed rate</td><td>&nbsp;</td>
    <td style="text-align: left">&nbsp;</td><td style="text-align: right">18,000</td><td style="text-align: left">&nbsp;</td><td>&nbsp;</td>
    <td style="text-align: left">&nbsp;</td><td style="text-align: right">1.60</td><td style="text-align: left">&nbsp;</td><td>&nbsp;</td>
    <td style="text-align: left">&nbsp;</td><td style="text-align: right">4/19/2016</td><td style="text-align: left">&nbsp;</td><td>&nbsp;</td>
    <td style="text-align: left">&nbsp;</td><td style="text-align: right">1/19/2016</td><td style="text-align: left">&nbsp;</td></tr>
<tr style="vertical-align: bottom; background-color: rgb(204,238,255)">
    <td style="text-align: left">Repurchase agreements - fixed rate</td><td>&nbsp;</td>
    <td style="text-align: left">&nbsp;</td><td style="text-align: right">10,000</td><td style="text-align: left">&nbsp;</td><td>&nbsp;</td>
    <td style="text-align: left">&nbsp;</td><td style="text-align: right">3.08</td><td style="text-align: left">&nbsp;</td><td>&nbsp;</td>
    <td style="text-align: left">&nbsp;</td><td style="text-align: right">8/1/2020</td><td style="text-align: left">&nbsp;</td><td>&nbsp;</td>
    <td style="text-align: left">&nbsp;</td><td style="text-align: right">2/1/2016</td><td style="text-align: left">&nbsp;</td></tr>
<tr style="vertical-align: bottom; background-color: White">
    <td style="text-align: left">Repurchase agreements - fixed rate</td><td>&nbsp;</td>
    <td style="text-align: left">&nbsp;</td><td style="text-align: right">10,000</td><td style="text-align: left">&nbsp;</td><td>&nbsp;</td>
    <td style="text-align: left">&nbsp;</td><td style="text-align: right">3.19</td><td style="text-align: left">&nbsp;</td><td>&nbsp;</td>
    <td style="text-align: left">&nbsp;</td><td style="text-align: right">2/1/2020</td><td style="text-align: left">&nbsp;</td><td>&nbsp;</td>
    <td style="text-align: left">&nbsp;</td><td style="text-align: right">2/1/2016</td><td style="text-align: left">&nbsp;</td></tr>
<tr style="vertical-align: bottom; background-color: rgb(204,238,255)">
    <td style="text-align: left">Repurchase agreements - fixed rate</td><td>&nbsp;</td>
    <td style="text-align: left">&nbsp;</td><td style="text-align: right">20,000</td><td style="text-align: left">&nbsp;</td><td>&nbsp;</td>
    <td style="text-align: left">&nbsp;</td><td style="text-align: right">3.76</td><td style="text-align: left">&nbsp;</td><td>&nbsp;</td>
    <td style="text-align: left">&nbsp;</td><td style="text-align: right">8/1/2020</td><td style="text-align: left">&nbsp;</td><td>&nbsp;</td>
    <td style="text-align: left">&nbsp;</td><td style="text-align: right">2/1/2016</td><td style="text-align: left">&nbsp;</td></tr>
<tr style="vertical-align: bottom; background-color: White">
    <td style="text-align: left">Repurchase agreements - fixed rate</td><td>&nbsp;</td>
    <td style="text-align: left">&nbsp;</td><td style="text-align: right">20,000</td><td style="text-align: left">&nbsp;</td><td>&nbsp;</td>
    <td style="text-align: left">&nbsp;</td><td style="text-align: right">4.05</td><td style="text-align: left">&nbsp;</td><td>&nbsp;</td>
    <td style="text-align: left">&nbsp;</td><td style="text-align: right">9/19/2017</td><td style="text-align: left">&nbsp;</td><td>&nbsp;</td>
    <td style="text-align: left">&nbsp;</td><td style="text-align: right">3/21/2016</td><td style="text-align: left">&nbsp;</td></tr>
</table></div>


<p style="margin: 0pt 0">&nbsp;</p>

<p style="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify">As part of the Company&#8217;s strategy
to finance investment opportunities and manage its cost of funds, the Company enters into repurchase agreements with broker-dealers
and the FHLB-NY. These agreements are recorded as financing transactions and the obligations to repurchase are reflected as a liability
in the Consolidated Statements of Financial Condition. The securities underlying the agreements are delivered to the broker-dealers
or the FHLB-NY who arrange the transaction. The securities remain registered in the name of the Company and are returned upon the
maturity of the agreement. The Company retains the right of substitution of collateral throughout the terms of the agreements.
As a condition of the repurchase agreements the Company is required to provide sufficient collateral. If the fair value of the
collateral were to fall below the required level, the Company is obligated to pledge additional collateral. All the repurchase
agreements are collateralized by mortgage-backed securities.</p>

<p style="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify">&nbsp;</p>

<p style="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify">Information relating to these agreements
at or for the years ended December 31 is as follows:</p>

<p style="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify">&nbsp;</p>

<p style="color: Red; font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: center"></p>

<div data-td-taggable-table=""><table cellpadding="0" cellspacing="0" style="border-collapse: collapse; width: 100%; font: 10pt Times New Roman, Times, Serif">
<tr style="vertical-align: bottom">
    <td style="text-align: center">&nbsp;</td><td style="padding-bottom: 1pt">&nbsp;</td>
    <td colspan="3" style="text-align: center; border-bottom: Black 1pt solid">2015</td><td style="padding-bottom: 1pt">&nbsp;</td>
    <td colspan="3" style="text-align: center; border-bottom: Black 1pt solid">2014</td><td style="padding-bottom: 1pt">&nbsp;</td>
    <td colspan="3" style="text-align: center; border-bottom: Black 1pt solid">2013</td></tr>
<tr style="vertical-align: bottom">
    <td style="text-align: left">&nbsp;</td><td style="font-style: italic">&nbsp;</td>
    <td colspan="11" style="font-style: italic; text-align: center">(Dollars in thousands)</td></tr>
<tr style="vertical-align: bottom; background-color: rgb(204,238,255)">
    <td style="width: 61%; text-align: left">Book value of collateral</td><td style="width: 1%">&nbsp;</td>
    <td style="width: 1%; text-align: left">$</td><td style="width: 10%; text-align: right">131,421</td><td style="width: 1%; text-align: left">&nbsp;</td><td style="width: 1%">&nbsp;</td>
    <td style="width: 1%; text-align: left">$</td><td style="width: 10%; text-align: right">142,925</td><td style="width: 1%; text-align: left">&nbsp;</td><td style="width: 1%">&nbsp;</td>
    <td style="width: 1%; text-align: left">$</td><td style="width: 10%; text-align: right">199,447</td><td style="width: 1%; text-align: left">&nbsp;</td></tr>
<tr style="vertical-align: bottom; background-color: White">
    <td style="text-align: left">Estimated fair value of collateral</td><td>&nbsp;</td>
    <td style="text-align: left">&nbsp;</td><td style="text-align: right">131,421</td><td style="text-align: left">&nbsp;</td><td>&nbsp;</td>
    <td style="text-align: left">&nbsp;</td><td style="text-align: right">142,925</td><td style="text-align: left">&nbsp;</td><td>&nbsp;</td>
    <td style="text-align: left">&nbsp;</td><td style="text-align: right">199,447</td><td style="text-align: left">&nbsp;</td></tr>
<tr style="vertical-align: bottom; background-color: rgb(204,238,255)">
    <td style="text-align: left">Average balance of outstanding agreements during the year</td><td>&nbsp;</td>
    <td style="text-align: left">&nbsp;</td><td style="text-align: right">116,000</td><td style="text-align: left">&nbsp;</td><td>&nbsp;</td>
    <td style="text-align: left">&nbsp;</td><td style="text-align: right">137,824</td><td style="text-align: left">&nbsp;</td><td>&nbsp;</td>
    <td style="text-align: left">&nbsp;</td><td style="text-align: right">172,944</td><td style="text-align: left">&nbsp;</td></tr>
<tr style="vertical-align: bottom; background-color: White">
    <td style="text-align: left; padding-left: 0pt">Maximum balance of outstanding agreements at a month end during the year</td><td>&nbsp;</td>
    <td style="text-align: left">&nbsp;</td><td style="text-align: right">116,000</td><td style="text-align: left">&nbsp;</td><td>&nbsp;</td>
    <td style="text-align: left">&nbsp;</td><td style="text-align: right">155,300</td><td style="text-align: left">&nbsp;</td><td>&nbsp;</td>
    <td style="text-align: left">&nbsp;</td><td style="text-align: right">185,300</td><td style="text-align: left">&nbsp;</td></tr>
<tr style="vertical-align: bottom; background-color: rgb(204,238,255)">
    <td style="font-weight: normal; font-style: normal; text-align: left">Average interest rate of outstanding agreements during the year <font style="font-family: Times New Roman, Times, Serif; font-size: 10pt; font-weight: normal; font-style: normal"><sup>(1)</sup></font></td><td>&nbsp;</td>
    <td style="text-align: left">&nbsp;</td><td style="text-align: right">3.22</td><td style="text-align: left">%</td><td>&nbsp;</td>
    <td style="text-align: left">&nbsp;</td><td style="text-align: right">5.37</td><td style="text-align: left">%</td><td>&nbsp;</td>
    <td style="text-align: left">&nbsp;</td><td style="text-align: right">3.42</td><td style="text-align: left">%</td></tr>
</table></div>



<p style="color: Red; font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: center"></p>

<p style="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</p>

<table cellpadding="0" cellspacing="0" width="100%" style="font: 10pt Times New Roman, Times, Serif; margin-top: 0pt; margin-bottom: 0pt"><tr style="vertical-align: top">
<td style="width: 0.25in"></td><td style="width: 0.25in">1.</td><td style="text-align: justify">During the year ended December 31, 2014, the Company prepaid $30.0 million in FHLB-NY repurchase
agreements at an average cost of 4.98% while incurring a prepayment penalty totaling $2.7 million. Excluding the prepayment penalty,
the average interest rate of agreements during the year ended December 31, 2014 was 3.40%.</td></tr></table>

<p style="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0 0pt 0.5in; text-align: justify">&nbsp;</p>

<p style="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify">Pursuant to a blanket collateral agreement
with the FHLB-NY, advances are secured by all of the Bank&#8217;s stock in the FHLB-NY and certain qualifying mortgage loans in
an amount at least equal to 110% of the advances outstanding. The Bank may also pledge mortgage-backed and mortgage-related securities,
and other securities not otherwise pledged.</p>

<p style="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify">&nbsp;</p>

<p style="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify"></p>

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<p style="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify">The Holding Company has three trusts formed
under the laws of the State of Delaware for the purpose of issuing capital and common securities, and investing the proceeds thereof
in junior subordinated debentures of the Holding Company. Each of these trusts issued $20.6 million of securities which had a fixed-rate
for the first five years, after which they reset quarterly based on a spread over 3-month LIBOR. The securities were first callable
at par after five years, and pay cumulative dividends. The Holding Company has guaranteed the payment of these trusts&#8217; obligations
under their capital securities. The terms of the junior subordinated debentures are the same as those of the capital securities
issued by the trusts. The junior subordinated debentures issued by the Holding Company are carried at fair value in the consolidated
financial statements.</p>

<p style="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify">&nbsp;</p>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify">The table below shows
the terms of the securities issued by the trusts.</p>

<p style="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify">&nbsp;</p>

<div data-td-taggable-table=""><table cellpadding="0" cellspacing="0" style="border-collapse: collapse; width: 100%; font: 10pt Times New Roman, Times, Serif">
<tr style="vertical-align: bottom">
    <td style="text-align: justify">&nbsp;</td><td style="padding-bottom: 1pt">&nbsp;</td>
    <td colspan="3" style="text-align: center; border-bottom: Black 1pt solid">Flushing Financial <br>
Capital Trust II</td><td style="padding-bottom: 1pt; border-bottom: Black 1pt solid">&nbsp;</td>
    <td colspan="3" style="text-align: center; border-bottom: Black 1pt solid">Flushing Financial <br>
Capital Trust III</td><td style="padding-bottom: 1pt; border-bottom: Black 1pt solid">&nbsp;</td>
    <td colspan="3" style="text-align: center; border-bottom: Black 1pt solid">Flushing Financial <br>
Capital Trust IV</td></tr>
<tr style="vertical-align: bottom; background-color: rgb(204,238,255)">
    <td style="text-align: justify">Issue Date</td><td>&nbsp;</td>
    <td style="text-align: left">&nbsp;</td><td style="text-align: right"><font style="font-size: 10pt">June 20, 2007</font></td><td style="text-align: left">&nbsp;</td><td>&nbsp;</td>
    <td style="text-align: left">&nbsp;</td><td style="text-align: right"><font style="font-size: 10pt">June 21, 2007</font></td><td style="text-align: left">&nbsp;</td><td>&nbsp;</td>
    <td style="text-align: left">&nbsp;</td><td style="text-align: right"><font style="font-size: 10pt">July 3, 2007</font></td><td style="text-align: left">&nbsp;</td></tr>
<tr style="vertical-align: bottom; background-color: White">
    <td style="width: 46%; text-align: justify">Initial Rate</td><td style="width: 1%">&nbsp;</td>
    <td style="width: 1%; text-align: left">&nbsp;</td><td style="width: 15%; text-align: right">7.14</td><td style="width: 1%; text-align: left">%</td><td style="width: 1%">&nbsp;</td>
    <td style="width: 1%; text-align: left">&nbsp;</td><td style="width: 15%; text-align: right">6.89</td><td style="width: 1%; text-align: left">%</td><td style="width: 1%">&nbsp;</td>
    <td style="width: 1%; text-align: left">&nbsp;</td><td style="width: 15%; text-align: right">6.85</td><td style="width: 1%; text-align: left">%</td></tr>
<tr style="vertical-align: bottom; background-color: rgb(204,238,255)">
    <td style="text-align: justify">First Reset Date</td><td>&nbsp;</td>
    <td style="text-align: left">&nbsp;</td><td style="text-align: right"><font style="font-size: 10pt">September 1, 2012</font></td><td style="text-align: left">&nbsp;</td><td>&nbsp;</td>
    <td style="text-align: left">&nbsp;</td><td style="text-align: right"><font style="font-size: 10pt">June 15, 2012</font></td><td style="text-align: left">&nbsp;</td><td>&nbsp;</td>
    <td style="text-align: left">&nbsp;</td><td style="text-align: right"><font style="font-size: 10pt">July 30, 2012</font></td><td style="text-align: left">&nbsp;</td></tr>
<tr style="vertical-align: bottom; background-color: White">
    <td style="text-align: justify">Spread over 3-month LIBOR</td><td>&nbsp;</td>
    <td style="text-align: left">&nbsp;</td><td style="text-align: right">1.41</td><td style="text-align: left">%</td><td>&nbsp;</td>
    <td style="text-align: left">&nbsp;</td><td style="text-align: right">1.44</td><td style="text-align: left">%</td><td>&nbsp;</td>
    <td style="text-align: left">&nbsp;</td><td style="text-align: right">1.42</td><td style="text-align: left">%</td></tr>
<tr style="vertical-align: bottom; background-color: rgb(204,238,255)">
    <td style="text-align: justify">Maturity Date</td><td>&nbsp;</td>
    <td style="text-align: left">&nbsp;</td><td style="text-align: right"><font style="font-size: 10pt">September 1, 2037</font></td><td style="text-align: left">&nbsp;</td><td>&nbsp;</td>
    <td style="text-align: left">&nbsp;</td><td style="text-align: right"><font style="font-size: 10pt">September 15, 2037</font></td><td style="text-align: left">&nbsp;</td><td>&nbsp;</td>
    <td style="text-align: left">&nbsp;</td><td style="text-align: right"><font style="font-size: 10pt">July 30, 2037</font></td><td style="text-align: left">&nbsp;</td></tr>
</table></div>

<p style="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify">&nbsp;</p>

<p style="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify">The consolidated financial statements do
not include the securities issued by the trusts, but rather include the junior subordinated debentures of the Holding Company.</p></div><p style="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify"></p>

<p style="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify">&nbsp;</p>

<p style="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify"><b></b></p><div data-td-statement-type="note"><p style="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify"><b>10. Income Taxes</b></p>

<p style="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify">&nbsp;</p>

<p style="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify">Flushing Financial Corporation files consolidated
Federal and combined New York State and New York City income tax returns with its subsidiaries, with the exception of the trusts,
which file separate Federal income tax returns as trusts, and FPFC, which files a separate Federal income tax return as a real
estate investment trust. Additionally, the Bank files New Jersey State tax returns. The Company remains subject to examination
for its Federal, New York State and New Jersey income tax returns for the years ending on or after December 31, 2012. The Company
is undergoing an examination of its New York City income tax returns for 2011, 2012 and 2013.</p>

<p style="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify">&nbsp;</p>

<p style="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify">Income tax provisions are summarized as
follows for the years ended December 31:</p>

<p style="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify">&nbsp;</p>

<p style="color: Red; font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: center"></p>

<div data-td-taggable-table=""><table cellpadding="0" cellspacing="0" style="border-collapse: collapse; width: 100%; font: 10pt Times New Roman, Times, Serif">
<tr style="vertical-align: bottom">
    <td style="text-align: center">&nbsp;</td><td style="padding-bottom: 1pt">&nbsp;</td>
    <td colspan="3" style="text-align: center; border-bottom: Black 1pt solid">2015</td><td style="padding-bottom: 1pt">&nbsp;</td>
    <td colspan="3" style="text-align: center; border-bottom: Black 1pt solid">2014</td><td style="padding-bottom: 1pt">&nbsp;</td>
    <td colspan="3" style="text-align: center; border-bottom: Black 1pt solid">2013</td></tr>
<tr style="vertical-align: bottom">
    <td style="text-align: left">&nbsp;</td><td style="font-style: italic">&nbsp;</td>
    <td colspan="11" style="font-style: italic; text-align: center">(In thousands)</td></tr>
<tr style="vertical-align: bottom; background-color: rgb(204,238,255)">
    <td style="text-align: left">Federal:</td><td>&nbsp;</td>
    <td style="text-align: left">&nbsp;</td><td style="text-align: right">&nbsp;</td><td style="text-align: left">&nbsp;</td><td>&nbsp;</td>
    <td style="text-align: left">&nbsp;</td><td style="text-align: right">&nbsp;</td><td style="text-align: left">&nbsp;</td><td>&nbsp;</td>
    <td style="text-align: left">&nbsp;</td><td style="text-align: right">&nbsp;</td><td style="text-align: left">&nbsp;</td></tr>
<tr style="vertical-align: bottom; background-color: White">
    <td style="width: 61%; text-align: left; padding-left: 10pt">Current</td><td style="width: 1%">&nbsp;</td>
    <td style="width: 1%; text-align: left">$</td><td style="width: 10%; text-align: right">25,319</td><td style="width: 1%; text-align: left">&nbsp;</td><td style="width: 1%">&nbsp;</td>
    <td style="width: 1%; text-align: left">$</td><td style="width: 10%; text-align: right">18,052</td><td style="width: 1%; text-align: left">&nbsp;</td><td style="width: 1%">&nbsp;</td>
    <td style="width: 1%; text-align: left">$</td><td style="width: 10%; text-align: right">17,808</td><td style="width: 1%; text-align: left">&nbsp;</td></tr>
<tr style="vertical-align: bottom; background-color: rgb(204,238,255)">
    <td style="text-align: left; padding-bottom: 1pt; padding-left: 10pt">Deferred</td><td style="padding-bottom: 1pt">&nbsp;</td>
    <td style="border-bottom: Black 1pt solid; text-align: left">&nbsp;</td><td style="border-bottom: Black 1pt solid; text-align: right">(3,476</td><td style="border-bottom: Black 1pt solid; text-align: left">)</td><td style="padding-bottom: 1pt">&nbsp;</td>
    <td style="border-bottom: Black 1pt solid; text-align: left">&nbsp;</td><td style="border-bottom: Black 1pt solid; text-align: right">2,860</td><td style="border-bottom: Black 1pt solid; text-align: left">&nbsp;</td><td style="padding-bottom: 1pt">&nbsp;</td>
    <td style="border-bottom: Black 1pt solid; text-align: left">&nbsp;</td><td style="border-bottom: Black 1pt solid; text-align: right">(464</td><td style="border-bottom: Black 1pt solid; text-align: left">)</td></tr>
<tr style="vertical-align: bottom; background-color: White">
    <td style="text-align: left; padding-bottom: 1pt; padding-left: 20pt">Total federal tax provision</td><td style="padding-bottom: 1pt">&nbsp;</td>
    <td style="border-bottom: Black 1pt solid; text-align: left">&nbsp;</td><td style="border-bottom: Black 1pt solid; text-align: right">21,843</td><td style="border-bottom: Black 1pt solid; text-align: left">&nbsp;</td><td style="padding-bottom: 1pt">&nbsp;</td>
    <td style="border-bottom: Black 1pt solid; text-align: left">&nbsp;</td><td style="border-bottom: Black 1pt solid; text-align: right">20,912</td><td style="border-bottom: Black 1pt solid; text-align: left">&nbsp;</td><td style="padding-bottom: 1pt">&nbsp;</td>
    <td style="border-bottom: Black 1pt solid; text-align: left">&nbsp;</td><td style="border-bottom: Black 1pt solid; text-align: right">17,344</td><td style="border-bottom: Black 1pt solid; text-align: left">&nbsp;</td></tr>
<tr style="vertical-align: bottom; background-color: rgb(204,238,255)">
    <td style="text-align: left">State and Local:</td><td>&nbsp;</td>
    <td style="text-align: left">&nbsp;</td><td style="text-align: right">&nbsp;</td><td style="text-align: left">&nbsp;</td><td>&nbsp;</td>
    <td style="text-align: left">&nbsp;</td><td style="text-align: right">&nbsp;</td><td style="text-align: left">&nbsp;</td><td>&nbsp;</td>
    <td style="text-align: left">&nbsp;</td><td style="text-align: right">&nbsp;</td><td style="text-align: left">&nbsp;</td></tr>
<tr style="vertical-align: bottom; background-color: White">
    <td style="text-align: left; padding-left: 10pt">Current</td><td>&nbsp;</td>
    <td style="text-align: left">&nbsp;</td><td style="text-align: right">7,059</td><td style="text-align: left">&nbsp;</td><td>&nbsp;</td>
    <td style="text-align: left">&nbsp;</td><td style="text-align: right">6,369</td><td style="text-align: left">&nbsp;</td><td>&nbsp;</td>
    <td style="text-align: left">&nbsp;</td><td style="text-align: right">5,828</td><td style="text-align: left">&nbsp;</td></tr>
<tr style="vertical-align: bottom; background-color: rgb(204,238,255)">
    <td style="text-align: left; padding-bottom: 1pt; padding-left: 10pt">Deferred</td><td style="padding-bottom: 1pt">&nbsp;</td>
    <td style="border-bottom: Black 1pt solid; text-align: left">&nbsp;</td><td style="border-bottom: Black 1pt solid; text-align: right">(1,735</td><td style="border-bottom: Black 1pt solid; text-align: left">)</td><td style="padding-bottom: 1pt">&nbsp;</td>
    <td style="border-bottom: Black 1pt solid; text-align: left">&nbsp;</td><td style="border-bottom: Black 1pt solid; text-align: right">1,292</td><td style="border-bottom: Black 1pt solid; text-align: left">&nbsp;</td><td style="padding-bottom: 1pt">&nbsp;</td>
    <td style="border-bottom: Black 1pt solid; text-align: left">&nbsp;</td><td style="border-bottom: Black 1pt solid; text-align: right">(216</td><td style="border-bottom: Black 1pt solid; text-align: left">)</td></tr>
<tr style="vertical-align: bottom; background-color: White">
    <td style="text-align: left; padding-bottom: 1pt; padding-left: 20pt">Total state and local tax provision</td><td style="padding-bottom: 1pt">&nbsp;</td>
    <td style="border-bottom: Black 1pt solid; text-align: left">&nbsp;</td><td style="border-bottom: Black 1pt solid; text-align: right">5,324</td><td style="border-bottom: Black 1pt solid; text-align: left">&nbsp;</td><td style="padding-bottom: 1pt">&nbsp;</td>
    <td style="border-bottom: Black 1pt solid; text-align: left">&nbsp;</td><td style="border-bottom: Black 1pt solid; text-align: right">7,661</td><td style="border-bottom: Black 1pt solid; text-align: left">&nbsp;</td><td style="padding-bottom: 1pt">&nbsp;</td>
    <td style="border-bottom: Black 1pt solid; text-align: left">&nbsp;</td><td style="border-bottom: Black 1pt solid; text-align: right">5,612</td><td style="border-bottom: Black 1pt solid; text-align: left">&nbsp;</td></tr>
<tr style="vertical-align: bottom; background-color: rgb(204,238,255)">
    <td style="text-align: left; padding-bottom: 2.25pt">Total income tax provision</td><td style="padding-bottom: 2.25pt">&nbsp;</td>
    <td style="border-bottom: Black 2.25pt double; text-align: left">$</td><td style="border-bottom: Black 2.25pt double; text-align: right">27,167</td><td style="border-bottom: Black 2.25pt double; text-align: left">&nbsp;</td><td style="padding-bottom: 2.25pt">&nbsp;</td>
    <td style="border-bottom: Black 2.25pt double; text-align: left">$</td><td style="border-bottom: Black 2.25pt double; text-align: right">28,573</td><td style="border-bottom: Black 2.25pt double; text-align: left">&nbsp;</td><td style="padding-bottom: 2.25pt">&nbsp;</td>
    <td style="border-bottom: Black 2.25pt double; text-align: left">$</td><td style="border-bottom: Black 2.25pt double; text-align: right">22,956</td><td style="border-bottom: Black 2.25pt double; text-align: left">&nbsp;</td></tr>
</table></div>


<p style="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify">&nbsp;</p>

<p style="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify"></p>

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<p style="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify">The income tax provision in the Consolidated
Statements of Income has been provided at effective rates of 37.0%, 39.2% and 37.8% for the years ended December 31, 2015, 2014
and 2013, respectively. The effective rates differ from the statutory federal income tax rate as follows for the years ended December
31:</p>

<p style="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify">&nbsp;</p>


<div data-td-taggable-table=""><table cellpadding="0" cellspacing="0" style="border-collapse: collapse; width: 100%; font: 10pt Times New Roman, Times, Serif">
<tr style="vertical-align: bottom">
    <td style="text-align: center">&nbsp;</td><td style="padding-bottom: 1pt">&nbsp;</td>
    <td colspan="7" style="text-align: center; border-bottom: Black 1pt solid">2015</td><td style="padding-bottom: 1pt">&nbsp;</td>
    <td colspan="7" style="text-align: center; border-bottom: Black 1pt solid">2014</td><td style="padding-bottom: 1pt">&nbsp;</td>
    <td colspan="7" style="text-align: center; border-bottom: Black 1pt solid">2013</td></tr>
<tr style="vertical-align: bottom">
    <td style="text-align: left">&nbsp;</td><td style="font-style: italic">&nbsp;</td>
    <td colspan="23" style="font-style: italic; text-align: center">(Dollars in thousands)</td></tr>
<tr style="vertical-align: bottom; background-color: rgb(204,238,255)">
    <td style="width: 34%; text-align: left">Taxes at federal statutory rate</td><td style="width: 1%">&nbsp;</td>
    <td style="width: 1%; text-align: left">$</td><td style="width: 8%; text-align: right">25,681</td><td style="width: 1%; text-align: left">&nbsp;</td><td style="width: 1%">&nbsp;</td>
    <td style="width: 1%; text-align: left">&nbsp;</td><td style="width: 8%; text-align: right">35.0</td><td style="width: 1%; text-align: left">%</td><td style="width: 1%">&nbsp;</td>
    <td style="width: 1%; text-align: left">$</td><td style="width: 8%; text-align: right">25,484</td><td style="width: 1%; text-align: left">&nbsp;</td><td style="width: 1%">&nbsp;</td>
    <td style="width: 1%; text-align: left">&nbsp;</td><td style="width: 8%; text-align: right">35.0</td><td style="width: 1%; text-align: left">%</td><td style="width: 1%">&nbsp;</td>
    <td style="width: 1%; text-align: left">$</td><td style="width: 8%; text-align: right">21,248</td><td style="width: 1%; text-align: left">&nbsp;</td><td style="width: 1%">&nbsp;</td>
    <td style="width: 1%; text-align: left">&nbsp;</td><td style="width: 8%; text-align: right">35.0</td><td style="width: 1%; text-align: left">%</td></tr>
<tr style="vertical-align: bottom; background-color: White">
    <td style="text-align: left">Increase (reduction) in taxes resulting from:</td><td>&nbsp;</td>
    <td style="text-align: left">&nbsp;</td><td style="text-align: right">&nbsp;</td><td style="text-align: left">&nbsp;</td><td>&nbsp;</td>
    <td style="text-align: left">&nbsp;</td><td style="text-align: right">&nbsp;</td><td style="text-align: left">&nbsp;</td><td>&nbsp;</td>
    <td style="text-align: left">&nbsp;</td><td style="text-align: right">&nbsp;</td><td style="text-align: left">&nbsp;</td><td>&nbsp;</td>
    <td style="text-align: left">&nbsp;</td><td style="text-align: right">&nbsp;</td><td style="text-align: left">&nbsp;</td><td>&nbsp;</td>
    <td style="text-align: left">&nbsp;</td><td style="text-align: right">&nbsp;</td><td style="text-align: left">&nbsp;</td><td>&nbsp;</td>
    <td style="text-align: left">&nbsp;</td><td style="text-align: right">&nbsp;</td><td style="text-align: left">&nbsp;</td></tr>
<tr style="vertical-align: bottom; background-color: rgb(204,238,255)">
    <td style="text-align: left; padding-left: 20pt; text-indent: -10pt">State and local income tax, net of Federal income tax benefit</td><td>&nbsp;</td>
    <td style="text-align: left">&nbsp;</td><td style="text-align: right">3,461</td><td style="text-align: left">&nbsp;</td><td>&nbsp;</td>
    <td style="text-align: left">&nbsp;</td><td style="text-align: right">4.7</td><td style="text-align: left">&nbsp;</td><td>&nbsp;</td>
    <td style="text-align: left">&nbsp;</td><td style="text-align: right">4,980</td><td style="text-align: left">&nbsp;</td><td>&nbsp;</td>
    <td style="text-align: left">&nbsp;</td><td style="text-align: right">6.8</td><td style="text-align: left">&nbsp;</td><td>&nbsp;</td>
    <td style="text-align: left">&nbsp;</td><td style="text-align: right">3,648</td><td style="text-align: left">&nbsp;</td><td>&nbsp;</td>
    <td style="text-align: left">&nbsp;</td><td style="text-align: right">6.0</td><td style="text-align: left">&nbsp;</td></tr>
<tr style="vertical-align: bottom; background-color: White">
    <td style="text-align: left; padding-bottom: 1pt; padding-left: 10pt">Other</td><td style="padding-bottom: 1pt">&nbsp;</td>
    <td style="border-bottom: Black 1pt solid; text-align: left">&nbsp;</td><td style="border-bottom: Black 1pt solid; text-align: right">(1,975</td><td style="border-bottom: Black 1pt solid; text-align: left">)</td><td style="border-bottom: Black 1pt solid; text-align: left">&nbsp;</td>
    <td style="border-bottom: Black 1pt solid; text-align: left">&nbsp;</td><td style="border-bottom: Black 1pt solid; text-align: right">(2.7</td><td style="border-bottom: Black 1pt solid; text-align: left">)</td><td style="padding-bottom: 1pt">&nbsp;</td>
    <td style="border-bottom: Black 1pt solid; text-align: left">&nbsp;</td><td style="border-bottom: Black 1pt solid; text-align: right">(1,891</td><td style="border-bottom: Black 1pt solid; text-align: left">)</td><td style="border-bottom: Black 1pt solid; text-align: left">&nbsp;</td>
    <td style="border-bottom: Black 1pt solid; text-align: left">&nbsp;</td><td style="border-bottom: Black 1pt solid; text-align: right">(2.6</td><td style="border-bottom: Black 1pt solid; text-align: left">)</td><td style="padding-bottom: 1pt">&nbsp;</td>
    <td style="border-bottom: Black 1pt solid; text-align: left">&nbsp;</td><td style="border-bottom: Black 1pt solid; text-align: right">(1,940</td><td style="border-bottom: Black 1pt solid; text-align: left">)</td><td style="border-bottom: Black 1pt solid; text-align: left">&nbsp;</td>
    <td style="border-bottom: Black 1pt solid; text-align: left">&nbsp;</td><td style="border-bottom: Black 1pt solid; text-align: right">(3.2</td><td style="border-bottom: Black 1pt solid; text-align: left">)</td></tr>
<tr style="vertical-align: bottom; background-color: rgb(204,238,255)">
    <td style="text-align: left; padding-bottom: 2.25pt; padding-left: 20pt">Taxes at effective rate</td><td style="padding-bottom: 2.25pt">&nbsp;</td>
    <td style="border-bottom: Black 2.25pt double; text-align: left">$</td><td style="border-bottom: Black 2.25pt double; text-align: right">27,167</td><td style="border-bottom: Black 2.25pt double; text-align: left">&nbsp;</td><td style="border-bottom: Black 2.25pt double; text-align: left">&nbsp;</td>
    <td style="border-bottom: Black 2.25pt double; text-align: left">&nbsp;</td><td style="border-bottom: Black 2.25pt double; text-align: right">37.0</td><td style="border-bottom: Black 2.25pt double; text-align: left">%</td><td style="padding-bottom: 2.25pt">&nbsp;</td>
    <td style="border-bottom: Black 2.25pt double; text-align: left">$</td><td style="border-bottom: Black 2.25pt double; text-align: right">28,573</td><td style="border-bottom: Black 2.25pt double; text-align: left">&nbsp;</td><td style="border-bottom: Black 2.25pt double; text-align: left">&nbsp;</td>
    <td style="border-bottom: Black 2.25pt double; text-align: left">&nbsp;</td><td style="border-bottom: Black 2.25pt double; text-align: right">39.2</td><td style="border-bottom: Black 2.25pt double; text-align: left">%</td><td style="padding-bottom: 2.25pt">&nbsp;</td>
    <td style="border-bottom: Black 2.25pt double; text-align: left">$</td><td style="border-bottom: Black 2.25pt double; text-align: right">22,956</td><td style="border-bottom: Black 2.25pt double; text-align: left">&nbsp;</td><td style="border-bottom: Black 2.25pt double; text-align: left">&nbsp;</td>
    <td style="border-bottom: Black 2.25pt double; text-align: left">&nbsp;</td><td style="border-bottom: Black 2.25pt double; text-align: right">37.8</td><td style="border-bottom: Black 2.25pt double; text-align: left">%</td></tr>
</table></div>

<p style="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</p>

<p style="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: left">The components of the net deferred tax assets
are as follows at December 31:</p>

<p style="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: left">&nbsp;</p>

<p style="color: Red; font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: center"></p>

<div data-td-taggable-table=""><table cellpadding="0" cellspacing="0" style="border-collapse: collapse; width: 100%; font: 10pt Times New Roman, Times, Serif">
<tr style="vertical-align: bottom">
    <td style="text-align: center">&nbsp;</td><td style="padding-bottom: 1pt">&nbsp;</td>
    <td colspan="3" style="text-align: center; border-bottom: Black 1pt solid">2015</td><td style="padding-bottom: 1pt">&nbsp;</td>
    <td colspan="3" style="text-align: center; border-bottom: Black 1pt solid">2014</td></tr>
<tr style="vertical-align: bottom">
    <td style="text-align: left">&nbsp;</td><td style="font-style: italic">&nbsp;</td>
    <td colspan="7" style="font-style: italic; text-align: center">(In thousands)</td></tr>
<tr style="vertical-align: bottom; background-color: rgb(204,238,255)">
    <td style="text-align: left">Deferred tax asset:</td><td>&nbsp;</td>
    <td style="text-align: left">&nbsp;</td><td style="text-align: right">&nbsp;</td><td style="text-align: left">&nbsp;</td><td>&nbsp;</td>
    <td style="text-align: left">&nbsp;</td><td style="text-align: right">&nbsp;</td><td style="text-align: left">&nbsp;</td></tr>
<tr style="vertical-align: bottom; background-color: White">
    <td style="width: 70%; text-align: left; padding-left: 10pt">Postretirement benefits</td><td style="width: 1%">&nbsp;</td>
    <td style="width: 1%; text-align: left">$</td><td style="width: 12%; text-align: right">6,798</td><td style="width: 1%; text-align: left">&nbsp;</td><td style="width: 1%">&nbsp;</td>
    <td style="width: 1%; text-align: left">$</td><td style="width: 12%; text-align: right">5,407</td><td style="width: 1%; text-align: left">&nbsp;</td></tr>
<tr style="vertical-align: bottom; background-color: rgb(204,238,255)">
    <td style="text-align: left; padding-left: 10pt">Allowance for loan losses</td><td>&nbsp;</td>
    <td style="text-align: left">&nbsp;</td><td style="text-align: right">9,437</td><td style="text-align: left">&nbsp;</td><td>&nbsp;</td>
    <td style="text-align: left">&nbsp;</td><td style="text-align: right">11,007</td><td style="text-align: left">&nbsp;</td></tr>
<tr style="vertical-align: bottom; background-color: White">
    <td style="text-align: left; padding-left: 10pt">Stock based compensation</td><td>&nbsp;</td>
    <td style="text-align: left">&nbsp;</td><td style="text-align: right">3,404</td><td style="text-align: left">&nbsp;</td><td>&nbsp;</td>
    <td style="text-align: left">&nbsp;</td><td style="text-align: right">2,821</td><td style="text-align: left">&nbsp;</td></tr>
<tr style="vertical-align: bottom; background-color: rgb(204,238,255)">
    <td style="text-align: left; padding-left: 10pt">Depreciation</td><td>&nbsp;</td>
    <td style="text-align: left">&nbsp;</td><td style="text-align: right">1,941</td><td style="text-align: left">&nbsp;</td><td>&nbsp;</td>
    <td style="text-align: left">&nbsp;</td><td style="text-align: right">1,740</td><td style="text-align: left">&nbsp;</td></tr>
<tr style="vertical-align: bottom; background-color: White">
    <td style="text-align: left; padding-left: 10pt">Unrealized loss on securities available for sale</td><td>&nbsp;</td>
    <td style="text-align: left">&nbsp;</td><td style="text-align: right">395</td><td style="text-align: left">&nbsp;</td><td>&nbsp;</td>
    <td style="text-align: left">&nbsp;</td><td style="text-align: right">-</td><td style="text-align: left">&nbsp;</td></tr>
<tr style="vertical-align: bottom; background-color: rgb(204,238,255)">
    <td style="text-align: left; padding-left: 10pt">Derivative financial instruments</td><td>&nbsp;</td>
    <td style="text-align: left">&nbsp;</td><td style="text-align: right">1,724</td><td style="text-align: left">&nbsp;</td><td>&nbsp;</td>
    <td style="text-align: left">&nbsp;</td><td style="text-align: right">1,025</td><td style="text-align: left">&nbsp;</td></tr>
<tr style="vertical-align: bottom; background-color: White">
    <td style="text-align: left; padding-left: 10pt">Adjustment required to recognize funded status of postretirement pension
    plans</td><td>&nbsp;</td>
    <td style="text-align: left">&nbsp;</td><td style="text-align: right">3,833</td><td style="text-align: left">&nbsp;</td><td>&nbsp;</td>
    <td style="text-align: left">&nbsp;</td><td style="text-align: right">4,787</td><td style="text-align: left">&nbsp;</td></tr>
<tr style="vertical-align: bottom; background-color: rgb(204,238,255)">
    <td style="text-align: left; padding-left: 10pt">Gain on sale of buildings</td><td>&nbsp;</td>
    <td style="text-align: left">&nbsp;</td><td style="text-align: right">2,531</td><td style="text-align: left">&nbsp;</td><td>&nbsp;</td>
    <td style="text-align: left">&nbsp;</td><td style="text-align: right">-</td><td style="text-align: left">&nbsp;</td></tr>
<tr style="vertical-align: bottom; background-color: White">
    <td style="text-align: left; padding-bottom: 1pt; padding-left: 10pt">Other</td><td style="padding-bottom: 1pt">&nbsp;</td>
    <td style="border-bottom: Black 1pt solid; text-align: left">&nbsp;</td><td style="border-bottom: Black 1pt solid; text-align: right">2,460</td><td style="border-bottom: Black 1pt solid; text-align: left">&nbsp;</td><td style="padding-bottom: 1pt">&nbsp;</td>
    <td style="border-bottom: Black 1pt solid; text-align: left">&nbsp;</td><td style="border-bottom: Black 1pt solid; text-align: right">3,023</td><td style="border-bottom: Black 1pt solid; text-align: left">&nbsp;</td></tr>
<tr style="vertical-align: bottom; background-color: rgb(204,238,255)">
    <td style="text-align: left; padding-bottom: 1pt; padding-left: 20pt">Deferred tax asset</td><td style="padding-bottom: 1pt">&nbsp;</td>
    <td style="border-bottom: Black 1pt solid; text-align: left">&nbsp;</td><td style="border-bottom: Black 1pt solid; text-align: right">32,523</td><td style="border-bottom: Black 1pt solid; text-align: left">&nbsp;</td><td style="padding-bottom: 1pt">&nbsp;</td>
    <td style="border-bottom: Black 1pt solid; text-align: left">&nbsp;</td><td style="border-bottom: Black 1pt solid; text-align: right">29,810</td><td style="border-bottom: Black 1pt solid; text-align: left">&nbsp;</td></tr>
<tr style="vertical-align: bottom; background-color: White">
    <td style="text-align: left">&nbsp;</td><td>&nbsp;</td>
    <td style="text-align: left">&nbsp;</td><td style="text-align: right">&nbsp;</td><td style="text-align: left">&nbsp;</td><td>&nbsp;</td>
    <td style="text-align: left">&nbsp;</td><td style="text-align: right">&nbsp;</td><td style="text-align: left">&nbsp;</td></tr>
<tr style="vertical-align: bottom; background-color: rgb(204,238,255)">
    <td style="text-align: left">Deferred tax liability:</td><td>&nbsp;</td>
    <td style="text-align: left">&nbsp;</td><td style="text-align: right">&nbsp;</td><td style="text-align: left">&nbsp;</td><td>&nbsp;</td>
    <td style="text-align: left">&nbsp;</td><td style="text-align: right">&nbsp;</td><td style="text-align: left">&nbsp;</td></tr>
<tr style="vertical-align: bottom; background-color: White">
    <td style="text-align: left; padding-left: 10pt">Valuation differences resulting from acquired assets and liabilities</td><td>&nbsp;</td>
    <td style="text-align: left">&nbsp;</td><td style="text-align: right">-</td><td style="text-align: left">&nbsp;</td><td>&nbsp;</td>
    <td style="text-align: left">&nbsp;</td><td style="text-align: right">2,764</td><td style="text-align: left">&nbsp;</td></tr>
<tr style="vertical-align: bottom; background-color: rgb(204,238,255)">
    <td style="text-align: left; padding-left: 10pt">Fair value adjustment on financial assets carried at fair value</td><td>&nbsp;</td>
    <td style="text-align: left">&nbsp;</td><td style="text-align: right">187</td><td style="text-align: left">&nbsp;</td><td>&nbsp;</td>
    <td style="text-align: left">&nbsp;</td><td style="text-align: right">132</td><td style="text-align: left">&nbsp;</td></tr>
<tr style="vertical-align: bottom; background-color: White">
    <td style="text-align: left; padding-left: 10pt">Fair value adjustment on financial liabilities carried at fair value</td><td>&nbsp;</td>
    <td style="text-align: left">&nbsp;</td><td style="text-align: right">14,364</td><td style="text-align: left">&nbsp;</td><td>&nbsp;</td>
    <td style="text-align: left">&nbsp;</td><td style="text-align: right">14,480</td><td style="text-align: left">&nbsp;</td></tr>
<tr style="vertical-align: bottom; background-color: rgb(204,238,255)">
    <td style="text-align: left; padding-left: 10pt">Unrealized gains on securities available for sale</td><td>&nbsp;</td>
    <td style="text-align: left">&nbsp;</td><td style="text-align: right">-</td><td style="text-align: left">&nbsp;</td><td>&nbsp;</td>
    <td style="text-align: left">&nbsp;</td><td style="text-align: right">2,588</td><td style="text-align: left">&nbsp;</td></tr>
<tr style="vertical-align: bottom; background-color: White">
    <td style="text-align: left; padding-bottom: 1pt; padding-left: 10pt">Other</td><td style="padding-bottom: 1pt">&nbsp;</td>
    <td style="border-bottom: Black 1pt solid; text-align: left">&nbsp;</td><td style="border-bottom: Black 1pt solid; text-align: right">3,411</td><td style="border-bottom: Black 1pt solid; text-align: left">&nbsp;</td><td style="padding-bottom: 1pt">&nbsp;</td>
    <td style="border-bottom: Black 1pt solid; text-align: left">&nbsp;</td><td style="border-bottom: Black 1pt solid; text-align: right">2,525</td><td style="border-bottom: Black 1pt solid; text-align: left">&nbsp;</td></tr>
<tr style="vertical-align: bottom; background-color: rgb(204,238,255)">
    <td style="text-align: left; padding-bottom: 1pt; padding-left: 20pt">Deferred tax liability</td><td style="padding-bottom: 1pt">&nbsp;</td>
    <td style="border-bottom: Black 1pt solid; text-align: left">&nbsp;</td><td style="border-bottom: Black 1pt solid; text-align: right">17,962</td><td style="border-bottom: Black 1pt solid; text-align: left">&nbsp;</td><td style="padding-bottom: 1pt">&nbsp;</td>
    <td style="border-bottom: Black 1pt solid; text-align: left">&nbsp;</td><td style="border-bottom: Black 1pt solid; text-align: right">22,489</td><td style="border-bottom: Black 1pt solid; text-align: left">&nbsp;</td></tr>
<tr style="vertical-align: bottom; background-color: White">
    <td style="text-align: left">&nbsp;</td><td>&nbsp;</td>
    <td style="text-align: left">&nbsp;</td><td style="text-align: right">&nbsp;</td><td style="text-align: left">&nbsp;</td><td>&nbsp;</td>
    <td style="text-align: left">&nbsp;</td><td style="text-align: right">&nbsp;</td><td style="text-align: left">&nbsp;</td></tr>
<tr style="vertical-align: bottom; background-color: rgb(204,238,255)">
    <td style="text-align: left; padding-bottom: 2.25pt">Net deferred tax asset included in other assets</td><td style="padding-bottom: 2.25pt">&nbsp;</td>
    <td style="border-bottom: Black 2.25pt double; text-align: left">$</td><td style="border-bottom: Black 2.25pt double; text-align: right">14,561</td><td style="border-bottom: Black 2.25pt double; text-align: left">&nbsp;</td><td style="padding-bottom: 2.25pt">&nbsp;</td>
    <td style="border-bottom: Black 2.25pt double; text-align: left">$</td><td style="border-bottom: Black 2.25pt double; text-align: right">7,321</td><td style="border-bottom: Black 2.25pt double; text-align: left">&nbsp;</td></tr>
</table></div>



<p style="color: Red; font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: center"></p>

<p style="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</p>

<p style="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify">The Company has recorded a deferred tax
asset of $32.5 million. This represents the anticipated net federal, state and local tax benefits expected to be realized in future
years upon the utilization of the underlying tax attributes comprising this balance. The Company has reported taxable income for
federal, state, and local tax purposes in each of the past three years. In management&#8217;s opinion, in view of the Company&#8217;s
previous, current and projected future earnings trend, the probability that some of the Company&#8217;s $18.0 million deferred
tax liability can be used to offset a portion of the deferred tax asset, as well as certain tax planning strategies, it is more
likely than not that the deferred tax asset will be fully realized. Accordingly, no valuation allowance was deemed necessary for
the deferred tax asset at December 31, 2015 and 2014.</p>

<p style="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify">&nbsp;</p>

<p style="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify"></p>

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    <div style="page-break-before: always; margin-top: 6pt; margin-bottom: 12pt">&nbsp;</div>
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<p style="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify">The Company does not have uncertain tax
positions that are deemed material. The Company&#8217;s policy is to recognize interest and penalties on income taxes in operating
expenses. During the three years ended December 31, 2015, the Company did not recognize any material amounts of interest or penalties
on income taxes.</p></div><p style="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify"></p>

<p style="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0.25in 0pt 0; text-align: justify">&nbsp;</p>

<p style="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0.25in 0pt 0; text-align: justify"><b></b></p><div data-td-statement-type="note"><p style="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0.25in 0pt 0; text-align: justify"><b>11. Stock Based Compensation</b></p>

<p style="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0.25in 0pt 0; text-align: justify">&nbsp;</p>

<p style="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify">For the years ended December 31, 2015,
2014 and 2013 the Company&#8217;s net income, as reported, includes $4.8 million, $4.3 million and $3.4 million, respectively,
of stock-based compensation costs and $1.8 million, $1.7 million and $1.3 million, respectively, of income tax benefits related
to the stock-based compensations plans.</p>

<p style="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 0.5in">&nbsp;</p>

<p style="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify">The Company estimates the fair value of
stock options using the Black-Scholes valuation model at the date of grant. Key assumptions used to estimate the fair value of
stock options include the exercise price of the award, the expected option term, the expected volatility of the Company&#8217;s
stock price, the risk-free interest rate over the options&#8217; expected term and the annual dividend yield. The Company uses
the fair value of the common stock on the date of award to measure compensation cost for restricted stock unit awards. Compensation
cost is recognized over the vesting period of the award using the straight line method. There were no stock options granted for
the three years ended December 31, 2015. There were 318,120, 266,895 and 246,045 restricted stock units granted for the years ended
December 31, 2015, 2014 and 2013, respectively.</p>


<p style="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify">&nbsp;</p>

<p style="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify">The 2014 Omnibus Incentive Plan (&#8220;2014
Omnibus Plan&#8221;) became effective on May 20, 2014 after adoption by the Board of Directors and approval by the stockholders.
The 2014 Omnibus Plan authorizes the Compensation Committee of the Company&#8217;s Board of Directors (the &#8220;Compensation
Committee&#8221;) to grant a variety of equity compensation awards as well as long-term and annual cash incentive awards, all of
which can, but need not, be structured so as to comply with Section 162(m) of the Internal Revenue Code of 1986, as amended (the
&#8220;Internal Revenue Code&#8221;). The 2014 Omnibus Plan authorizes the issuance of 1,100,000 shares. To the extent that an
award under the 2014 Omnibus Plan is cancelled, expired, forfeited, settled in cash, settled by issuance of fewer shares than the
number underlying the award, or otherwise terminated without delivery of shares to a participant in payment of the exercise price
or taxes relating to an award, the shares retained by or returned to the Company will be available for future issuance under the
2014 Omnibus Plan. No further awards may be granted under the Company&#8217;s 2005 Omnibus Incentive Plan, 1996 Stock Option Incentive
Plan, and 1996 Restricted Stock Incentive Plan (&#8220;Prior Plans&#8221;). At December 31, 2015, there were 787,180 shares available
for delivery in connection with awards under the 2014 Omnibus Plan. To satisfy stock option exercises or fund restricted stock
and restricted stock unit awards, shares are issued from treasury stock, if available; otherwise new shares are issued. The exercise
price per share of a stock option grant may not be less than the fair market value of the common stock of the Company, as defined
in the 2014 Omnibus Plan, on the date of grant and may not be re-priced without the approval of the Company&#8217;s stockholders.
Options, stock appreciation rights, restricted stock, restricted stock units and other stock based awards granted under the 2014
Omnibus Plan are generally subject to a minimum vesting period of three years with stock options having a 10-year maximum contractual
term. Other awards do not have a contractual term of expiration. The Compensation Committee is authorized to grant awards that
vest upon a participant&#8217;s retirement. These amounts are included in stock-based compensation expense at the time of the participant&#8217;s
retirement eligibility.</p>

<p style="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify">&nbsp;</p>

<p style="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify"></p>

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<p style="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify">The following table summarizes the Company&#8217;s
restricted stock unit (&#8220;RSU&#8221;) awards under the 2014 Omnibus Plan and the Prior Plans in the aggregate for the year
ended December 31, 2015:</p>

<p style="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify">&nbsp;</p>

<p style="color: Red; font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: center"></p>

<div data-td-taggable-table=""><table cellpadding="0" cellspacing="0" style="border-collapse: collapse; width: 100%; font: 10pt Times New Roman, Times, Serif">
<tr style="vertical-align: bottom">
    <td style="border-bottom: Black 1pt solid">&nbsp;</td><td style="padding-bottom: 1pt; border-bottom: Black 1pt solid">&nbsp;</td>
    <td colspan="3" style="text-align: center; border-bottom: Black 1pt solid">Shares</td><td style="padding-bottom: 1pt; border-bottom: Black 1pt solid">&nbsp;</td>
    <td colspan="3" style="text-align: center; border-bottom: Black 1pt solid">Weighted-Average <br>
Grant-Date <br>
Fair Value</td></tr>
<tr style="vertical-align: bottom">
    <td>&nbsp;</td><td>&nbsp;</td>
    <td colspan="3">&nbsp;</td><td>&nbsp;</td>
    <td colspan="3" style="text-align: right">&nbsp;</td></tr>
<tr style="vertical-align: bottom; background-color: rgb(204,238,255)">
    <td style="width: 70%">Non-vested at December 31, 2014</td><td style="width: 1%">&nbsp;</td>
    <td style="width: 1%; text-align: left">&nbsp;</td><td style="width: 12%; text-align: right">373,154</td><td style="width: 1%; text-align: left">&nbsp;</td><td style="width: 1%">&nbsp;</td>
    <td style="width: 1%; text-align: left">$</td><td style="width: 12%; text-align: right">16.75</td><td style="width: 1%; text-align: left">&nbsp;</td></tr>
<tr style="vertical-align: bottom; background-color: White">
    <td style="padding-left: 10pt">Granted</td><td>&nbsp;</td>
    <td style="text-align: left">&nbsp;</td><td style="text-align: right">318,120</td><td style="text-align: left">&nbsp;</td><td>&nbsp;</td>
    <td style="text-align: left">&nbsp;</td><td style="text-align: right">19.10</td><td style="text-align: left">&nbsp;</td></tr>
<tr style="vertical-align: bottom; background-color: rgb(204,238,255)">
    <td style="padding-left: 10pt">Vested</td><td>&nbsp;</td>
    <td style="text-align: left">&nbsp;</td><td style="text-align: right">(260,700</td><td style="text-align: left">)</td><td>&nbsp;</td>
    <td style="text-align: left">&nbsp;</td><td style="text-align: right">17.36</td><td style="text-align: left">&nbsp;</td></tr>
<tr style="vertical-align: bottom; background-color: White">
    <td style="padding-bottom: 1pt; padding-left: 10pt">Forfeited</td><td style="padding-bottom: 1pt">&nbsp;</td>
    <td style="border-bottom: Black 1pt solid; text-align: left">&nbsp;</td><td style="border-bottom: Black 1pt solid; text-align: right">(14,665</td><td style="border-bottom: Black 1pt solid; text-align: left">)</td><td style="padding-bottom: 1pt">&nbsp;</td>
    <td style="border-bottom: Black 1pt solid; text-align: left">&nbsp;</td><td style="border-bottom: Black 1pt solid; text-align: right">18.39</td><td style="border-bottom: Black 1pt solid; text-align: left">&nbsp;</td></tr>
<tr style="vertical-align: bottom; background-color: rgb(204,238,255)">
    <td style="padding-bottom: 2.25pt">Non-vested at December 31, 2015</td><td style="padding-bottom: 2.25pt">&nbsp;</td>
    <td style="border-bottom: Black 2.25pt double; text-align: left">&nbsp;</td><td style="border-bottom: Black 2.25pt double; text-align: right">415,909</td><td style="border-bottom: Black 2.25pt double; text-align: left">&nbsp;</td><td style="padding-bottom: 2.25pt">&nbsp;</td>
    <td style="border-bottom: Black 2.25pt double; text-align: left">$</td><td style="border-bottom: Black 2.25pt double; text-align: right">18.10</td><td style="border-bottom: Black 2.25pt double; text-align: left">&nbsp;</td></tr>
<tr style="vertical-align: bottom; background-color: White">
    <td>&nbsp;</td><td>&nbsp;</td>
    <td style="text-align: left">&nbsp;</td><td style="text-align: right">&nbsp;</td><td style="text-align: left">&nbsp;</td><td>&nbsp;</td>
    <td style="text-align: left">&nbsp;</td><td style="text-align: right">&nbsp;</td><td style="text-align: left">&nbsp;</td></tr>
<tr style="vertical-align: bottom; background-color: rgb(204,238,255)">
    <td style="text-align: left; padding-bottom: 2.25pt">Vested but unissued at December 31, 2015</td><td style="padding-bottom: 2.25pt">&nbsp;</td>
    <td style="border-bottom: Black 2.25pt double; text-align: left">&nbsp;</td><td style="border-bottom: Black 2.25pt double; text-align: right">290,226</td><td style="border-bottom: Black 2.25pt double; text-align: left">&nbsp;</td><td style="padding-bottom: 2.25pt">&nbsp;</td>
    <td style="border-bottom: Black 2.25pt double; text-align: left">$</td><td style="border-bottom: Black 2.25pt double; text-align: right">18.08</td><td style="border-bottom: Black 2.25pt double; text-align: left">&nbsp;</td></tr>
</table></div>


<p style="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</p>

<p style="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify">As of December 31, 2015, there was $5.4
million of total unrecognized compensation cost related to RSU awards granted under the 2014 Omnibus Plan and the Prior Plans.
That cost is expected to be recognized over a weighted-average period of 3.2 years. The total fair value of awards vested for the
years ended December 31, 2015, 2014 and 2013 were $4.9 million, $4.4 million and $2.9 million, respectively. The vested but unissued
RSU awards consist of awards made to employees and directors who are eligible for retirement. According to the terms of these awards,
which provide for vesting upon retirement, these employees and directors have no risk of forfeiture. These shares will be issued
at the original contractual vesting and settlement dates. As of December 31, 2015, there is no remaining unrecognized compensation
cost related to stock options granted.</p>

<p style="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify">&nbsp;</p>

<p style="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify">The following table summarizes certain
information regarding the stock option awards under the 2014 Omnibus Plan and the Prior Plans in the aggregate for the year ended
December 31, 2015:</p>

<p style="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify">&nbsp;</p>

<p style="color: Red; font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: center"></p>

<div data-td-taggable-table=""><table cellpadding="0" cellspacing="0" style="border-collapse: collapse; width: 100%; font: 10pt Times New Roman, Times, Serif">
<tr style="vertical-align: bottom">
    <td nowrap style="border-bottom: Black 1pt solid">&nbsp;</td><td nowrap style="padding-bottom: 1pt; border-bottom: Black 1pt solid">&nbsp;</td>
    <td colspan="3" nowrap style="text-align: center; border-bottom: Black 1pt solid">Shares</td><td nowrap style="padding-bottom: 1pt; border-bottom: Black 1pt solid">&nbsp;</td>
    <td colspan="3" nowrap style="text-align: center; border-bottom: Black 1pt solid">Weighted-<br>
Average <br>
Exercise <br>
Price</td><td nowrap style="padding-bottom: 1pt; border-bottom: Black 1pt solid">&nbsp;</td>
    <td colspan="3" nowrap style="text-align: center; border-bottom: Black 1pt solid">Weighted-Average <br>
Remaining <br>
Contractual
    <br>
(years)</td><td nowrap style="padding-bottom: 1pt; border-bottom: Black 1pt solid">&nbsp;</td>
    <td colspan="3" nowrap style="text-align: center; border-bottom: Black 1pt solid">Aggregate <br>
Intrinsic <br>
Value <br>
($000)*</td></tr>
<tr style="vertical-align: bottom">
    <td>&nbsp;</td><td>&nbsp;</td>
    <td colspan="3">&nbsp;</td><td>&nbsp;</td>
    <td colspan="3">&nbsp;</td><td>&nbsp;</td>
    <td colspan="3">&nbsp;</td><td>&nbsp;</td>
    <td colspan="3">&nbsp;</td></tr>
<tr style="vertical-align: bottom; background-color: rgb(204,238,255)">
    <td style="width: 56%">Outstanding at December 31, 2014</td><td style="width: 1%">&nbsp;</td>
    <td style="width: 1%; text-align: left">&nbsp;</td><td style="width: 8%; text-align: right">154,915</td><td style="width: 1%; text-align: left">&nbsp;</td><td style="width: 1%">&nbsp;</td>
    <td style="width: 1%; text-align: left">$</td><td style="width: 8%; text-align: right">15.19</td><td style="width: 1%; text-align: left">&nbsp;</td><td style="width: 1%">&nbsp;</td>
    <td style="width: 1%; text-align: left">&nbsp;</td><td style="width: 8%; text-align: right">&nbsp;</td><td style="width: 1%; text-align: left">&nbsp;</td><td style="width: 1%">&nbsp;</td>
    <td style="width: 1%; text-align: left">&nbsp;</td><td style="width: 8%; text-align: right">&nbsp;</td><td style="width: 1%; text-align: left">&nbsp;</td></tr>
<tr style="vertical-align: bottom; background-color: White">
    <td style="padding-left: 10pt">Granted</td><td>&nbsp;</td>
    <td style="text-align: left">&nbsp;</td><td style="text-align: right">-</td><td style="text-align: left">&nbsp;</td><td>&nbsp;</td>
    <td style="text-align: left">&nbsp;</td><td style="text-align: right">-</td><td style="text-align: left">&nbsp;</td><td>&nbsp;</td>
    <td style="text-align: left">&nbsp;</td><td style="text-align: right">&nbsp;</td><td style="text-align: left">&nbsp;</td><td>&nbsp;</td>
    <td style="text-align: left">&nbsp;</td><td style="text-align: right">&nbsp;</td><td style="text-align: left">&nbsp;</td></tr>
<tr style="vertical-align: bottom; background-color: rgb(204,238,255)">
    <td style="padding-left: 10pt">Exercised</td><td>&nbsp;</td>
    <td style="text-align: left">&nbsp;</td><td style="text-align: right">(45,785</td><td style="text-align: left">)</td><td>&nbsp;</td>
    <td style="text-align: left">&nbsp;</td><td style="text-align: right">12.92</td><td style="text-align: left">&nbsp;</td><td>&nbsp;</td>
    <td style="text-align: left">&nbsp;</td><td style="text-align: right">&nbsp;</td><td style="text-align: left">&nbsp;</td><td>&nbsp;</td>
    <td style="text-align: left">&nbsp;</td><td style="text-align: right">&nbsp;</td><td style="text-align: left">&nbsp;</td></tr>
<tr style="vertical-align: bottom; background-color: White">
    <td style="padding-bottom: 1pt; padding-left: 10pt">Forfeited</td><td style="padding-bottom: 1pt">&nbsp;</td>
    <td style="border-bottom: Black 1pt solid; text-align: left">&nbsp;</td><td style="border-bottom: Black 1pt solid; text-align: right">-</td><td style="border-bottom: Black 1pt solid; text-align: left">&nbsp;</td><td style="padding-bottom: 1pt">&nbsp;</td>
    <td style="border-bottom: Black 1pt solid; text-align: left">&nbsp;</td><td style="border-bottom: Black 1pt solid; text-align: right">-</td><td style="border-bottom: Black 1pt solid; text-align: left">&nbsp;</td><td style="padding-bottom: 1pt">&nbsp;</td>
    <td style="text-align: left">&nbsp;</td><td style="text-align: right">&nbsp;</td><td style="text-align: left">&nbsp;</td><td style="padding-bottom: 1pt">&nbsp;</td>
    <td style="text-align: left">&nbsp;</td><td style="text-align: right">&nbsp;</td><td style="text-align: left">&nbsp;</td></tr>
<tr style="vertical-align: bottom; background-color: rgb(204,238,255)">
    <td style="padding-bottom: 2.25pt">Outstanding at December 31, 2015</td><td style="padding-bottom: 2.25pt">&nbsp;</td>
    <td style="border-bottom: Black 2.25pt double; text-align: left">&nbsp;</td><td style="border-bottom: Black 2.25pt double; text-align: right">109,130</td><td style="border-bottom: Black 2.25pt double; text-align: left">&nbsp;</td><td style="padding-bottom: 2.25pt">&nbsp;</td>
    <td style="border-bottom: Black 2.25pt double; text-align: left">$</td><td style="border-bottom: Black 2.25pt double; text-align: right">16.14</td><td style="border-bottom: Black 2.25pt double; text-align: left">&nbsp;</td><td style="padding-bottom: 2.25pt">&nbsp;</td>
    <td style="border-bottom: Black 2.25pt double; text-align: left">&nbsp;</td><td style="border-bottom: Black 2.25pt double; text-align: right">2.3</td><td style="border-bottom: Black 2.25pt double; text-align: left">&nbsp;</td><td style="padding-bottom: 2.25pt">&nbsp;</td>
    <td style="border-bottom: Black 2.25pt double; text-align: left">$</td><td style="border-bottom: Black 2.25pt double; text-align: right">600</td><td style="border-bottom: Black 2.25pt double; text-align: left">&nbsp;</td></tr>
<tr style="vertical-align: bottom; background-color: White">
    <td style="padding-bottom: 2.25pt">Exercisable shares at December 31, 2015</td><td style="padding-bottom: 2.25pt">&nbsp;</td>
    <td style="border-bottom: Black 2.25pt double; text-align: left">&nbsp;</td><td style="border-bottom: Black 2.25pt double; text-align: right">109,130</td><td style="border-bottom: Black 2.25pt double; text-align: left">&nbsp;</td><td style="padding-bottom: 2.25pt">&nbsp;</td>
    <td style="border-bottom: Black 2.25pt double; text-align: left">$</td><td style="border-bottom: Black 2.25pt double; text-align: right">16.14</td><td style="border-bottom: Black 2.25pt double; text-align: left">&nbsp;</td><td style="padding-bottom: 2.25pt">&nbsp;</td>
    <td style="border-bottom: Black 2.25pt double; text-align: left">&nbsp;</td><td style="border-bottom: Black 2.25pt double; text-align: right">2.3</td><td style="border-bottom: Black 2.25pt double; text-align: left">&nbsp;</td><td style="padding-bottom: 2.25pt">&nbsp;</td>
    <td style="border-bottom: Black 2.25pt double; text-align: left">$</td><td style="border-bottom: Black 2.25pt double; text-align: right">600</td><td style="border-bottom: Black 2.25pt double; text-align: left">&nbsp;</td></tr>
</table></div>



<p style="color: Red; font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: center"></p>

<p style="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</p>

<p style="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify">* The intrinsic value of a stock option
is the difference between the market value of the underlying stock and the exercise price of the option.</p>

<p style="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify">&nbsp;</p>

<p style="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify"></p>

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<p style="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify">Cash proceeds, fair value received, tax
benefits, and intrinsic value related to stock options exercised, and the weighted average grant date fair value for options granted,
during the years ended December 31, 2015, 2014 and 2013 are provided in the following table:</p>


<p style="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify">&nbsp;</p>

<p style="color: Red; font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: center"></p>

<div data-td-taggable-table=""><table cellpadding="0" cellspacing="0" style="border-collapse: collapse; width: 100%; font: 10pt Times New Roman, Times, Serif">
<tr style="vertical-align: bottom">
    <td style="font-style: italic; border-bottom: Black 1pt solid">(In thousands, except grant date fair value)</td><td style="padding-bottom: 1pt; border-bottom: Black 1pt solid">&nbsp;</td>
    <td colspan="3" style="text-align: center; border-bottom: Black 1pt solid">2015</td><td style="padding-bottom: 1pt; border-bottom: Black 1pt solid">&nbsp;</td>
    <td colspan="3" style="text-align: center; border-bottom: Black 1pt solid">2014</td><td style="padding-bottom: 1pt; border-bottom: Black 1pt solid">&nbsp;</td>
    <td colspan="3" style="text-align: center; border-bottom: Black 1pt solid">2013</td></tr>
<tr style="vertical-align: bottom; background-color: rgb(204,238,255)">
    <td style="width: 61%; text-align: left">Proceeds from stock options exercised</td><td style="width: 1%">&nbsp;</td>
    <td style="width: 1%; text-align: left">$</td><td style="width: 10%; text-align: right">145</td><td style="width: 1%; text-align: left">&nbsp;</td><td style="width: 1%">&nbsp;</td>
    <td style="width: 1%; text-align: left">$</td><td style="width: 10%; text-align: right">565</td><td style="width: 1%; text-align: left">&nbsp;</td><td style="width: 1%">&nbsp;</td>
    <td style="width: 1%; text-align: left">$</td><td style="width: 10%; text-align: right">533</td><td style="width: 1%; text-align: left">&nbsp;</td></tr>
<tr style="vertical-align: bottom; background-color: White">
    <td>Fair value of shares received upon exercise of stock options</td><td>&nbsp;</td>
    <td style="text-align: left">&nbsp;</td><td style="text-align: right">447</td><td style="text-align: left">&nbsp;</td><td>&nbsp;</td>
    <td style="text-align: left">&nbsp;</td><td style="text-align: right">1,962</td><td style="text-align: left">&nbsp;</td><td>&nbsp;</td>
    <td style="text-align: left">&nbsp;</td><td style="text-align: right">6,814</td><td style="text-align: left">&nbsp;</td></tr>
<tr style="vertical-align: bottom; background-color: rgb(204,238,255)">
    <td style="text-align: left">Tax benefit related to stock options exercised</td><td>&nbsp;</td>
    <td style="text-align: left">&nbsp;</td><td style="text-align: right">99</td><td style="text-align: left">&nbsp;</td><td>&nbsp;</td>
    <td style="text-align: left">&nbsp;</td><td style="text-align: right">88</td><td style="text-align: left">&nbsp;</td><td>&nbsp;</td>
    <td style="text-align: left">&nbsp;</td><td style="text-align: right">151</td><td style="text-align: left">&nbsp;</td></tr>
<tr style="vertical-align: bottom; background-color: White">
    <td style="text-align: left">Intrinsic value of stock options exercised</td><td>&nbsp;</td>
    <td style="text-align: left">&nbsp;</td><td style="text-align: right">330</td><td style="text-align: left">&nbsp;</td><td>&nbsp;</td>
    <td style="text-align: left">&nbsp;</td><td style="text-align: right">488</td><td style="text-align: left">&nbsp;</td><td>&nbsp;</td>
    <td style="text-align: left">&nbsp;</td><td style="text-align: right">1,228</td><td style="text-align: left">&nbsp;</td></tr>
<tr style="vertical-align: bottom; background-color: rgb(204,238,255)">
    <td>&nbsp;</td><td>&nbsp;</td>
    <td style="text-align: left">&nbsp;</td><td style="text-align: right">&nbsp;</td><td style="text-align: left">&nbsp;</td><td>&nbsp;</td>
    <td style="text-align: left">&nbsp;</td><td style="text-align: right">&nbsp;</td><td style="text-align: left">&nbsp;</td><td>&nbsp;</td>
    <td style="text-align: left">&nbsp;</td><td style="text-align: right">&nbsp;</td><td style="text-align: left">&nbsp;</td></tr>
<tr style="vertical-align: bottom; background-color: White">
    <td>Weighted average fair value on grant date</td><td>&nbsp;</td>
    <td style="text-align: left">&nbsp;</td><td style="text-align: right">&nbsp;n/a&nbsp;</td><td style="text-align: left">&nbsp;</td><td>&nbsp;</td>
    <td style="text-align: left">&nbsp;</td><td style="text-align: right">&nbsp;n/a&nbsp;</td><td style="text-align: left">&nbsp;</td><td>&nbsp;</td>
    <td style="text-align: left">&nbsp;</td><td style="text-align: right">&nbsp;n/a&nbsp;</td><td style="text-align: left">&nbsp;</td></tr>
</table></div>



<p style="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: center">&nbsp;</p>

<p style="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify"><i>Phantom Stock Plan:</i> The Company
maintains a non-qualified phantom stock plan as a supplement to its profit sharing plan for officers who have achieved the designated
level and completed one year of service. Prior to January 1, 2015, the Plan included officers at a level that are no longer qualified
to participate, however those that were eligible remain eligible to participate in the Plan. Awards are made under this plan on
certain compensation not eligible for awards made under the profit sharing plan, due to the terms of the profit sharing plan and
the Internal Revenue Code. Employees receive awards under this plan proportionate to the amount they would have received under
the profit sharing plan, but for limits imposed by the profit sharing plan and the Internal Revenue Code. The awards are made as
cash awards, and then converted to common stock equivalents (phantom shares) at the then current fair value of the Company&#8217;s
common stock. Dividends are credited to each employee&#8217;s account in the form of additional phantom shares each time the Company
pays a dividend on its common stock. In the event of a change of control (as defined in this plan), an employee&#8217;s interest
is converted to a fixed dollar amount and deemed to be invested in the same manner as his interest in the Bank&#8217;s non-qualified
deferred compensation plan. Employees vest under this plan 20% per year for the first 5 years of employment and are 100% vested
thereafter. Employees also become 100% vested upon a change of control. Employees receive their vested interest in this plan in
the form of a cash lump sum payment or installments, as elected by the employee, after termination of employment. The Company adjusts
its liability under this plan to the fair value of the shares at the end of each period.</p>


<p style="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify">&nbsp;</p>

<p style="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify">The following table summarizes the Company&#8217;s
Phantom Stock Plan at or for the year ended December 31, 2015:</p>

<p style="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 0.5in">&nbsp;</p>

<p style="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 0.5in">&nbsp;</p>

<p style="color: Red; font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: center; text-indent: 0.5in"></p>

<div data-td-taggable-table=""><table cellpadding="0" cellspacing="0" style="border-collapse: collapse; width: 100%; font: 10pt Times New Roman, Times, Serif">
<tr style="vertical-align: bottom">
    <td style="border-bottom: Black 1pt solid">Phantom Stock Plan</td><td style="padding-bottom: 1pt; border-bottom: Black 1pt solid">&nbsp;</td>
    <td colspan="3" style="text-align: center; border-bottom: Black 1pt solid">Shares</td><td style="padding-bottom: 1pt; border-bottom: Black 1pt solid">&nbsp;</td>
    <td colspan="3" style="text-align: center; border-bottom: Black 1pt solid">Fair Value</td></tr>
<tr style="vertical-align: bottom; background-color: White">
    <td>&nbsp;</td><td>&nbsp;</td>
    <td style="text-align: left">&nbsp;</td><td style="text-align: right">&nbsp;</td><td style="text-align: left">&nbsp;</td><td>&nbsp;</td>
    <td style="text-align: left">&nbsp;</td><td style="text-align: right">&nbsp;</td><td style="text-align: left">&nbsp;</td></tr>
<tr style="vertical-align: bottom; background-color: rgb(204,238,255)">
    <td style="width: 70%">Outstanding at December 31, 2014</td><td style="width: 1%">&nbsp;</td>
    <td style="width: 1%; text-align: left">&nbsp;</td><td style="width: 12%; text-align: right">67,113</td><td style="width: 1%; text-align: left">&nbsp;</td><td style="width: 1%">&nbsp;</td>
    <td style="width: 1%; text-align: left">$</td><td style="width: 12%; text-align: right">20.27</td><td style="width: 1%; text-align: left">&nbsp;</td></tr>
<tr style="vertical-align: bottom; background-color: White">
    <td style="padding-left: 10pt">Granted</td><td>&nbsp;</td>
    <td style="text-align: left">&nbsp;</td><td style="text-align: right">12,924</td><td style="text-align: left">&nbsp;</td><td>&nbsp;</td>
    <td style="text-align: left">&nbsp;</td><td style="text-align: right">19.44</td><td style="text-align: left">&nbsp;</td></tr>
<tr style="vertical-align: bottom; background-color: rgb(204,238,255)">
    <td style="padding-left: 10pt">Forfeited</td><td>&nbsp;</td>
    <td style="text-align: left">&nbsp;</td><td style="text-align: right">(3</td><td style="text-align: left">)</td><td>&nbsp;</td>
    <td style="text-align: left">&nbsp;</td><td style="text-align: right">20.78</td><td style="text-align: left">&nbsp;</td></tr>
<tr style="vertical-align: bottom; background-color: White">
    <td style="padding-bottom: 1pt; padding-left: 10pt">Distributions</td><td style="padding-bottom: 1pt">&nbsp;</td>
    <td style="border-bottom: Black 1pt solid; text-align: left">&nbsp;</td><td style="border-bottom: Black 1pt solid; text-align: right">(594</td><td style="border-bottom: Black 1pt solid; text-align: left">)</td><td style="padding-bottom: 1pt">&nbsp;</td>
    <td style="border-bottom: Black 1pt solid; text-align: left">&nbsp;</td><td style="border-bottom: Black 1pt solid; text-align: right">19.82</td><td style="border-bottom: Black 1pt solid; text-align: left">&nbsp;</td></tr>
<tr style="vertical-align: bottom; background-color: rgb(204,238,255)">
    <td style="padding-bottom: 2.25pt">Outstanding at December 31, 2015</td><td style="padding-bottom: 2.25pt">&nbsp;</td>
    <td style="border-bottom: Black 2.25pt double; text-align: left">&nbsp;</td><td style="border-bottom: Black 2.25pt double; text-align: right">79,440</td><td style="border-bottom: Black 2.25pt double; text-align: left">&nbsp;</td><td style="padding-bottom: 2.25pt">&nbsp;</td>
    <td style="border-bottom: Black 2.25pt double; text-align: left">$</td><td style="border-bottom: Black 2.25pt double; text-align: right">21.64</td><td style="border-bottom: Black 2.25pt double; text-align: left">&nbsp;</td></tr>
<tr style="vertical-align: bottom; background-color: White">
    <td style="padding-bottom: 2.25pt">Vested at December 31, 2015</td><td style="padding-bottom: 2.25pt">&nbsp;</td>
    <td style="border-bottom: Black 2.25pt double; text-align: left">&nbsp;</td><td style="border-bottom: Black 2.25pt double; text-align: right">78,857</td><td style="border-bottom: Black 2.25pt double; text-align: left">&nbsp;</td><td style="padding-bottom: 2.25pt">&nbsp;</td>
    <td style="border-bottom: Black 2.25pt double; text-align: left">$</td><td style="border-bottom: Black 2.25pt double; text-align: right">21.64</td><td style="border-bottom: Black 2.25pt double; text-align: left">&nbsp;</td></tr>
</table></div>


<p style="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</p>

<p style="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify">The Company recorded stock-based compensation
expense for the phantom stock plan of $169,000, $17,000 and $343,000 for the years ended December 31, 2015, 2014 and 2013, respectively.
The total fair value of distributions from the phantom stock plan were $12,000, $35,000 and $9,000 for the years ended December
31, 2015, 2014 and 2013, respectively.</p></div><p style="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify"></p>


<p style="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify">&nbsp;</p>

<p style="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify"></p>

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<p style="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify"><b></b></p><div data-td-statement-type="note"><p style="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify"><b>12. Pension and Other Postretirement
Benefit Plans</b></p>

<p style="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify">&nbsp;</p>

<p style="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify">The amounts recognized in accumulated other
comprehensive income, on a pre-tax basis, consist of the following, as of December 31:</p>

<p style="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify">&nbsp;</p>

<p style="color: Red; font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: center"></p>

<div data-td-taggable-table=""><table cellpadding="0" cellspacing="0" style="border-collapse: collapse; width: 100%; font: 10pt Times New Roman, Times, Serif">
<tr style="vertical-align: bottom">
    <td>&nbsp;</td><td style="padding-bottom: 1pt">&nbsp;</td>
    <td colspan="11" style="text-align: center; border-bottom: Black 1pt solid">Net Actuarial<br>
loss (gain)</td><td style="padding-bottom: 1pt">&nbsp;</td>
    <td colspan="11" style="text-align: center; border-bottom: Black 1pt solid">Prior Service<br>
cost (credit)</td><td style="padding-bottom: 1pt">&nbsp;</td>
    <td colspan="11" style="text-align: center; border-bottom: Black 1pt solid">Total</td></tr>
<tr style="vertical-align: bottom">
    <td>&nbsp;</td><td style="padding-bottom: 1pt">&nbsp;</td>
    <td colspan="3" style="text-align: center; border-bottom: Black 1pt solid">2015</td><td style="border-bottom: Black 1pt solid; text-align: left">&nbsp;</td>
    <td colspan="3" style="text-align: center; border-bottom: Black 1pt solid">2014</td><td style="border-bottom: Black 1pt solid; text-align: left">&nbsp;</td>
    <td colspan="3" style="text-align: center; border-bottom: Black 1pt solid">2013</td><td style="padding-bottom: 1pt">&nbsp;</td>
    <td colspan="3" style="text-align: center; border-bottom: Black 1pt solid">2015</td><td style="border-bottom: Black 1pt solid; text-align: left">&nbsp;</td>
    <td colspan="3" style="text-align: center; border-bottom: Black 1pt solid">2014</td><td style="border-bottom: Black 1pt solid; text-align: left">&nbsp;</td>
    <td colspan="3" style="text-align: center; border-bottom: Black 1pt solid">2013</td><td style="padding-bottom: 1pt">&nbsp;</td>
    <td colspan="3" style="text-align: center; border-bottom: Black 1pt solid">2015</td><td style="border-bottom: Black 1pt solid; text-align: left">&nbsp;</td>
    <td colspan="3" style="text-align: center; border-bottom: Black 1pt solid">2014</td><td style="border-bottom: Black 1pt solid; text-align: left">&nbsp;</td>
    <td colspan="3" style="text-align: center; border-bottom: Black 1pt solid">2013</td></tr>
<tr style="vertical-align: bottom">
    <td>&nbsp;</td><td style="font-style: italic">&nbsp;</td>
    <td colspan="36" style="font-style: italic; text-align: center">(In thousands)</td></tr>
<tr style="vertical-align: bottom; background-color: rgb(204,238,255)">
    <td style="width: 10%; text-align: left">Employee Retirement Plan</td><td style="width: 1%">&nbsp;</td>
    <td style="width: 1%; text-align: left">$</td><td style="width: 7%; text-align: right">8,589</td><td style="width: 1%; text-align: left">&nbsp;</td><td style="width: 1%">&nbsp;</td>
    <td style="width: 1%; text-align: left">$</td><td style="width: 7%; text-align: right">9,938</td><td style="width: 1%; text-align: left">&nbsp;</td><td style="width: 1%">&nbsp;</td>
    <td style="width: 1%; text-align: left">$</td><td style="width: 7%; text-align: right">5,899</td><td style="width: 1%; text-align: left">&nbsp;</td><td style="width: 1%">&nbsp;</td>
    <td style="width: 1%; text-align: left">$</td><td style="width: 7%; text-align: right">-</td><td style="width: 1%; text-align: left">&nbsp;</td><td style="width: 1%">&nbsp;</td>
    <td style="width: 1%; text-align: left">$</td><td style="width: 7%; text-align: right">-</td><td style="width: 1%; text-align: left">&nbsp;</td><td style="width: 1%">&nbsp;</td>
    <td style="width: 1%; text-align: left">$</td><td style="width: 7%; text-align: right">-</td><td style="width: 1%; text-align: left">&nbsp;</td><td style="width: 1%">&nbsp;</td>
    <td style="width: 1%; text-align: left">$</td><td style="width: 7%; text-align: right">8,589</td><td style="width: 1%; text-align: left">&nbsp;</td><td style="width: 1%">&nbsp;</td>
    <td style="width: 1%; text-align: left">$</td><td style="width: 7%; text-align: right">9,938</td><td style="width: 1%; text-align: left">&nbsp;</td><td style="width: 1%">&nbsp;</td>
    <td style="width: 1%; text-align: left">$</td><td style="width: 7%; text-align: right">5,899</td><td style="width: 1%; text-align: left">&nbsp;</td></tr>
<tr style="vertical-align: bottom; background-color: White">
    <td nowrap style="text-align: left">Other Postretirement Benefit Plans</td><td>&nbsp;</td>
    <td style="text-align: left">&nbsp;</td><td style="text-align: right">1,296</td><td style="text-align: left">&nbsp;</td><td>&nbsp;</td>
    <td style="text-align: left">&nbsp;</td><td style="text-align: right">2,130</td><td style="text-align: left">&nbsp;</td><td>&nbsp;</td>
    <td style="text-align: left">&nbsp;</td><td style="text-align: right">205</td><td style="text-align: left">&nbsp;</td><td>&nbsp;</td>
    <td style="text-align: left">&nbsp;</td><td style="text-align: right">(538</td><td style="text-align: left">)</td><td>&nbsp;</td>
    <td style="text-align: left">&nbsp;</td><td style="text-align: right">(623</td><td style="text-align: left">)</td><td>&nbsp;</td>
    <td style="text-align: left">&nbsp;</td><td style="text-align: right">(708</td><td style="text-align: left">)</td><td>&nbsp;</td>
    <td style="text-align: left">&nbsp;</td><td style="text-align: right">758</td><td style="text-align: left">&nbsp;</td><td>&nbsp;</td>
    <td style="text-align: left">&nbsp;</td><td style="text-align: right">1,507</td><td style="text-align: left">&nbsp;</td><td>&nbsp;</td>
    <td style="text-align: left">&nbsp;</td><td style="text-align: right">(503</td><td style="text-align: left">)</td></tr>
<tr style="vertical-align: bottom; background-color: rgb(204,238,255)">
    <td style="text-align: left; padding-bottom: 1pt">Outside Directors Plan</td><td style="padding-bottom: 1pt">&nbsp;</td>
    <td style="border-bottom: Black 1pt solid; text-align: left">&nbsp;</td><td style="border-bottom: Black 1pt solid; text-align: right">(562</td><td style="border-bottom: Black 1pt solid; text-align: left">)</td><td style="border-bottom: Black 1pt solid; text-align: left">&nbsp;</td>
    <td style="border-bottom: Black 1pt solid; text-align: left">&nbsp;</td><td style="border-bottom: Black 1pt solid; text-align: right">(488</td><td style="border-bottom: Black 1pt solid; text-align: left">)</td><td style="border-bottom: Black 1pt solid; text-align: left">&nbsp;</td>
    <td style="border-bottom: Black 1pt solid; text-align: left">&nbsp;</td><td style="border-bottom: Black 1pt solid; text-align: right">(496</td><td style="border-bottom: Black 1pt solid; text-align: left">)</td><td style="padding-bottom: 1pt">&nbsp;</td>
    <td style="border-bottom: Black 1pt solid; text-align: left">&nbsp;</td><td style="border-bottom: Black 1pt solid; text-align: right">91</td><td style="border-bottom: Black 1pt solid; text-align: left">&nbsp;</td><td style="border-bottom: Black 1pt solid; text-align: left">&nbsp;</td>
    <td style="border-bottom: Black 1pt solid; text-align: left">&nbsp;</td><td style="border-bottom: Black 1pt solid; text-align: right">131</td><td style="border-bottom: Black 1pt solid; text-align: left">&nbsp;</td><td style="border-bottom: Black 1pt solid; text-align: left">&nbsp;</td>
    <td style="border-bottom: Black 1pt solid; text-align: left">&nbsp;</td><td style="border-bottom: Black 1pt solid; text-align: right">171</td><td style="border-bottom: Black 1pt solid; text-align: left">&nbsp;</td><td style="padding-bottom: 1pt">&nbsp;</td>
    <td style="border-bottom: Black 1pt solid; text-align: left">&nbsp;</td><td style="border-bottom: Black 1pt solid; text-align: right">(471</td><td style="border-bottom: Black 1pt solid; text-align: left">)</td><td style="border-bottom: Black 1pt solid; text-align: left">&nbsp;</td>
    <td style="border-bottom: Black 1pt solid; text-align: left">&nbsp;</td><td style="border-bottom: Black 1pt solid; text-align: right">(357</td><td style="border-bottom: Black 1pt solid; text-align: left">)</td><td style="border-bottom: Black 1pt solid; text-align: left">&nbsp;</td>
    <td style="border-bottom: Black 1pt solid; text-align: left">&nbsp;</td><td style="border-bottom: Black 1pt solid; text-align: right">(325</td><td style="border-bottom: Black 1pt solid; text-align: left">)</td></tr>
<tr style="vertical-align: bottom; background-color: White">
    <td style="padding-bottom: 2.25pt">Total</td><td style="padding-bottom: 2.25pt">&nbsp;</td>
    <td style="border-bottom: Black 2.25pt double; text-align: left">$</td><td style="border-bottom: Black 2.25pt double; text-align: right">9,323</td><td style="border-bottom: Black 2.25pt double; text-align: left">&nbsp;</td><td style="border-bottom: Black 2.25pt double; text-align: left">&nbsp;</td>
    <td style="border-bottom: Black 2.25pt double; text-align: left">$</td><td style="border-bottom: Black 2.25pt double; text-align: right">11,580</td><td style="border-bottom: Black 2.25pt double; text-align: left">&nbsp;</td><td style="border-bottom: Black 2.25pt double; text-align: left">&nbsp;</td>
    <td style="border-bottom: Black 2.25pt double; text-align: left">$</td><td style="border-bottom: Black 2.25pt double; text-align: right">5,608</td><td style="border-bottom: Black 2.25pt double; text-align: left">&nbsp;</td><td style="padding-bottom: 2.25pt">&nbsp;</td>
    <td style="border-bottom: Black 2.25pt double; text-align: left">$</td><td style="border-bottom: Black 2.25pt double; text-align: right">(447</td><td style="border-bottom: Black 2.25pt double; text-align: left">)</td><td style="border-bottom: Black 2.25pt double; text-align: left">&nbsp;</td>
    <td style="border-bottom: Black 2.25pt double; text-align: left">$</td><td style="border-bottom: Black 2.25pt double; text-align: right">(492</td><td style="border-bottom: Black 2.25pt double; text-align: left">)</td><td style="border-bottom: Black 2.25pt double; text-align: left">&nbsp;</td>
    <td style="border-bottom: Black 2.25pt double; text-align: left">$</td><td style="border-bottom: Black 2.25pt double; text-align: right">(537</td><td style="border-bottom: Black 2.25pt double; text-align: left">)</td><td style="padding-bottom: 2.25pt">&nbsp;</td>
    <td style="border-bottom: Black 2.25pt double; text-align: left">$</td><td style="border-bottom: Black 2.25pt double; text-align: right">8,876</td><td style="border-bottom: Black 2.25pt double; text-align: left">&nbsp;</td><td style="border-bottom: Black 2.25pt double; text-align: left">&nbsp;</td>
    <td style="border-bottom: Black 2.25pt double; text-align: left">$</td><td style="border-bottom: Black 2.25pt double; text-align: right">11,088</td><td style="border-bottom: Black 2.25pt double; text-align: left">&nbsp;</td><td style="border-bottom: Black 2.25pt double; text-align: left">&nbsp;</td>
    <td style="border-bottom: Black 2.25pt double; text-align: left">$</td><td style="border-bottom: Black 2.25pt double; text-align: right">5,071</td><td style="border-bottom: Black 2.25pt double; text-align: left">&nbsp;</td></tr>
</table></div>


<p style="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify">&nbsp;</p>

<p style="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify">Amounts in accumulated other comprehensive
income to be recognized as components of net periodic expense for these plans in 2016 are as follows:</p>

<p style="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify">&nbsp;</p>

<p style="color: Red; font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: center"></p>

<div data-td-taggable-table=""><table cellpadding="0" cellspacing="0" style="border-collapse: collapse; width: 100%; font: 10pt Times New Roman, Times, Serif">
<tr style="vertical-align: bottom">
    <td>&nbsp;</td><td style="padding-bottom: 1pt">&nbsp;</td>
    <td colspan="3" style="text-align: center; border-bottom: Black 1pt solid">Net Actuarial<br>
loss (gain)</td><td style="padding-bottom: 1pt">&nbsp;</td>
    <td colspan="3" style="text-align: center; border-bottom: Black 1pt solid">Prior Service<br>
cost (credit)</td><td style="padding-bottom: 1pt">&nbsp;</td>
    <td colspan="3" style="text-align: center; border-bottom: Black 1pt solid">Total</td></tr>
<tr style="vertical-align: bottom">
    <td>&nbsp;</td><td style="font-style: italic">&nbsp;</td>
    <td colspan="11" style="font-style: italic; text-align: center">(In thousands)</td></tr>
<tr style="vertical-align: bottom; background-color: rgb(204,238,255)">
    <td style="width: 61%; text-align: left">Employee Retirement Plan</td><td style="width: 1%">&nbsp;</td>
    <td style="width: 1%; text-align: left">$</td><td style="width: 10%; text-align: right">808</td><td style="width: 1%; text-align: left">&nbsp;</td><td style="width: 1%">&nbsp;</td>
    <td style="width: 1%; text-align: left">$</td><td style="width: 10%; text-align: right">-</td><td style="width: 1%; text-align: left">&nbsp;</td><td style="width: 1%">&nbsp;</td>
    <td style="width: 1%; text-align: left">$</td><td style="width: 10%; text-align: right">808</td><td style="width: 1%; text-align: left">&nbsp;</td></tr>
<tr style="vertical-align: bottom; background-color: White">
    <td style="text-align: left">Other Postretirement Benefit Plans</td><td>&nbsp;</td>
    <td style="text-align: left">&nbsp;</td><td style="text-align: right">47</td><td style="text-align: left">&nbsp;</td><td>&nbsp;</td>
    <td style="text-align: left">&nbsp;</td><td style="text-align: right">(85</td><td style="text-align: left">)</td><td>&nbsp;</td>
    <td style="text-align: left">&nbsp;</td><td style="text-align: right">(38</td><td style="text-align: left">)</td></tr>
<tr style="vertical-align: bottom; background-color: rgb(204,238,255)">
    <td style="text-align: left; padding-bottom: 1pt">Outside Directors Plan</td><td style="padding-bottom: 1pt">&nbsp;</td>
    <td style="border-bottom: Black 1pt solid; text-align: left">&nbsp;</td><td style="border-bottom: Black 1pt solid; text-align: right">(86</td><td style="border-bottom: Black 1pt solid; text-align: left">)</td><td style="padding-bottom: 1pt">&nbsp;</td>
    <td style="border-bottom: Black 1pt solid; text-align: left">&nbsp;</td><td style="border-bottom: Black 1pt solid; text-align: right">40</td><td style="border-bottom: Black 1pt solid; text-align: left">&nbsp;</td><td style="padding-bottom: 1pt">&nbsp;</td>
    <td style="border-bottom: Black 1pt solid; text-align: left">&nbsp;</td><td style="border-bottom: Black 1pt solid; text-align: right">(46</td><td style="border-bottom: Black 1pt solid; text-align: left">)</td></tr>
<tr style="vertical-align: bottom; background-color: White">
    <td style="padding-bottom: 2.25pt">Total</td><td style="padding-bottom: 2.25pt">&nbsp;</td>
    <td style="border-bottom: Black 2.25pt double; text-align: left">$</td><td style="border-bottom: Black 2.25pt double; text-align: right">769</td><td style="border-bottom: Black 2.25pt double; text-align: left">&nbsp;</td><td style="padding-bottom: 2.25pt">&nbsp;</td>
    <td style="border-bottom: Black 2.25pt double; text-align: left">$</td><td style="border-bottom: Black 2.25pt double; text-align: right">(45</td><td style="border-bottom: Black 2.25pt double; text-align: left">)</td><td style="padding-bottom: 2.25pt">&nbsp;</td>
    <td style="border-bottom: Black 2.25pt double; text-align: left">$</td><td style="border-bottom: Black 2.25pt double; text-align: right">724</td><td style="border-bottom: Black 2.25pt double; text-align: left">&nbsp;</td></tr>
</table></div>


<p style="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify"><b>&nbsp;</b></p>

<p style="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify"><b>Employee Retirement Plan:</b></p>

<p style="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify">The Bank has a funded noncontributory defined
benefit retirement plan covering substantially all of its salaried employees who were hired before September 1, 2005 (the &#8220;Retirement
Plan&#8221;). The benefits are based on years of service and the employee&#8217;s compensation during the three consecutive years
out of the final ten years of service, which was completed prior to September 30, 2006, the date the Retirement Plan was frozen,
that produces the highest average. The Bank&#8217;s funding policy is to contribute annually the amount recommended by the Retirement
Plan&#8217;s actuary. The Bank&#8217;s Retirement Plan invests in diversified equity and fixed-income funds, which are independently
managed by a third party. The Company did not make a contribution to the Retirement Plan during the years ended December 31, 2015
or 2014. The Company contributed $0.8 million to the Retirement Plan during the year ended December 31, 2013. The Company uses
a December 31 measurement date for the Retirement Plan.</p>


<p style="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</p>

<p style="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0"></p>

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<p style="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">The following table sets forth, for the Retirement Plan, the
change in benefit obligation and assets, and for the Company, the amounts recognized in the Consolidated Statements of Financial
Condition at December 31:</p>

<p style="color: Red; font: bold 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: center">&nbsp;</p>

<p style="color: Red; font: bold 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: center"></p>

<div data-td-taggable-table=""><table cellpadding="0" cellspacing="0" style="border-collapse: collapse; width: 100%; font: 10pt Times New Roman, Times, Serif">
<tr style="vertical-align: bottom">
    <td style="text-align: center">&nbsp;</td><td style="padding-bottom: 1pt">&nbsp;</td>
    <td colspan="3" style="text-align: center; border-bottom: Black 1pt solid">2015</td><td style="padding-bottom: 1pt">&nbsp;</td>
    <td colspan="3" style="text-align: center; border-bottom: Black 1pt solid">2014</td></tr>
<tr style="vertical-align: bottom">
    <td style="text-align: left">&nbsp;</td><td style="font-style: italic">&nbsp;</td>
    <td colspan="7" style="font-style: italic; text-align: center">(In thousands)</td></tr>
<tr style="vertical-align: bottom; background-color: rgb(204,238,255)">
    <td style="text-align: left">Change in benefit obligation:</td><td>&nbsp;</td>
    <td style="text-align: left">&nbsp;</td><td style="text-align: right">&nbsp;</td><td style="text-align: left">&nbsp;</td><td>&nbsp;</td>
    <td style="text-align: left">&nbsp;</td><td style="text-align: right">&nbsp;</td><td style="text-align: left">&nbsp;</td></tr>
<tr style="vertical-align: bottom; background-color: White">
    <td style="width: 70%; text-align: left; padding-left: 10pt">Projected benefit obligation at beginning of year</td><td style="width: 1%">&nbsp;</td>
    <td style="width: 1%; text-align: left">$</td><td style="width: 12%; text-align: right">24,097</td><td style="width: 1%; text-align: left">&nbsp;</td><td style="width: 1%">&nbsp;</td>
    <td style="width: 1%; text-align: left">$</td><td style="width: 12%; text-align: right">19,740</td><td style="width: 1%; text-align: left">&nbsp;</td></tr>
<tr style="vertical-align: bottom; background-color: rgb(204,238,255)">
    <td style="text-align: left; padding-left: 10pt">Interest cost</td><td>&nbsp;</td>
    <td style="text-align: left">&nbsp;</td><td style="text-align: right">889</td><td style="text-align: left">&nbsp;</td><td>&nbsp;</td>
    <td style="text-align: left">&nbsp;</td><td style="text-align: right">891</td><td style="text-align: left">&nbsp;</td></tr>
<tr style="vertical-align: bottom; background-color: White">
    <td style="text-align: left; padding-left: 10pt">Actuarial (gain) loss</td><td>&nbsp;</td>
    <td style="text-align: left">&nbsp;</td><td style="text-align: right">(1,208</td><td style="text-align: left">)</td><td>&nbsp;</td>
    <td style="text-align: left">&nbsp;</td><td style="text-align: right">4,446</td><td style="text-align: left">&nbsp;</td></tr>
<tr style="vertical-align: bottom; background-color: rgb(204,238,255)">
    <td style="text-align: left; padding-bottom: 1pt; padding-left: 10pt">Benefits paid</td><td style="padding-bottom: 1pt">&nbsp;</td>
    <td style="border-bottom: Black 1pt solid; text-align: left">&nbsp;</td><td style="border-bottom: Black 1pt solid; text-align: right">(1,014</td><td style="border-bottom: Black 1pt solid; text-align: left">)</td><td style="padding-bottom: 1pt">&nbsp;</td>
    <td style="border-bottom: Black 1pt solid; text-align: left">&nbsp;</td><td style="border-bottom: Black 1pt solid; text-align: right">(980</td><td style="border-bottom: Black 1pt solid; text-align: left">)</td></tr>
<tr style="vertical-align: bottom; background-color: White">
    <td style="text-align: left; padding-bottom: 1pt; padding-left: 20pt">Projected benefit obligation at end of year</td><td style="padding-bottom: 1pt">&nbsp;</td>
    <td style="border-bottom: Black 1pt solid; text-align: left">&nbsp;</td><td style="border-bottom: Black 1pt solid; text-align: right">22,764</td><td style="border-bottom: Black 1pt solid; text-align: left">&nbsp;</td><td style="padding-bottom: 1pt">&nbsp;</td>
    <td style="border-bottom: Black 1pt solid; text-align: left">&nbsp;</td><td style="border-bottom: Black 1pt solid; text-align: right">24,097</td><td style="border-bottom: Black 1pt solid; text-align: left">&nbsp;</td></tr>
<tr style="vertical-align: bottom; background-color: rgb(204,238,255)">
    <td style="text-align: left">&nbsp;</td><td>&nbsp;</td>
    <td style="text-align: left">&nbsp;</td><td style="text-align: right">&nbsp;</td><td style="text-align: left">&nbsp;</td><td>&nbsp;</td>
    <td style="text-align: left">&nbsp;</td><td style="text-align: right">&nbsp;</td><td style="text-align: left">&nbsp;</td></tr>
<tr style="vertical-align: bottom; background-color: White">
    <td style="text-align: left">Change in plan assets:</td><td>&nbsp;</td>
    <td style="text-align: left">&nbsp;</td><td style="text-align: right">&nbsp;</td><td style="text-align: left">&nbsp;</td><td>&nbsp;</td>
    <td style="text-align: left">&nbsp;</td><td style="text-align: right">&nbsp;</td><td style="text-align: left">&nbsp;</td></tr>
<tr style="vertical-align: bottom; background-color: rgb(204,238,255)">
    <td style="text-align: left; padding-left: 10pt">Market value of assets at beginning of year</td><td>&nbsp;</td>
    <td style="text-align: left">&nbsp;</td><td style="text-align: right">20,509</td><td style="text-align: left">&nbsp;</td><td>&nbsp;</td>
    <td style="text-align: left">&nbsp;</td><td style="text-align: right">20,496</td><td style="text-align: left">&nbsp;</td></tr>
<tr style="vertical-align: bottom; background-color: White">
    <td style="text-align: left; padding-left: 10pt">Actual return on plan assets</td><td>&nbsp;</td>
    <td style="text-align: left">&nbsp;</td><td style="text-align: right">429</td><td style="text-align: left">&nbsp;</td><td>&nbsp;</td>
    <td style="text-align: left">&nbsp;</td><td style="text-align: right">993</td><td style="text-align: left">&nbsp;</td></tr>
<tr style="vertical-align: bottom; background-color: rgb(204,238,255)">
    <td style="text-align: left; padding-bottom: 1pt; padding-left: 10pt">Benefits paid</td><td style="padding-bottom: 1pt">&nbsp;</td>
    <td style="border-bottom: Black 1pt solid; text-align: left">&nbsp;</td><td style="border-bottom: Black 1pt solid; text-align: right">(1,014</td><td style="border-bottom: Black 1pt solid; text-align: left">)</td><td style="padding-bottom: 1pt">&nbsp;</td>
    <td style="border-bottom: Black 1pt solid; text-align: left">&nbsp;</td><td style="border-bottom: Black 1pt solid; text-align: right">(980</td><td style="border-bottom: Black 1pt solid; text-align: left">)</td></tr>
<tr style="vertical-align: bottom; background-color: White">
    <td style="text-align: left; padding-bottom: 1pt; padding-left: 20pt">Market value of plan assets at end of year</td><td style="padding-bottom: 1pt">&nbsp;</td>
    <td style="border-bottom: Black 1pt solid; text-align: left">&nbsp;</td><td style="border-bottom: Black 1pt solid; text-align: right">19,924</td><td style="border-bottom: Black 1pt solid; text-align: left">&nbsp;</td><td style="padding-bottom: 1pt">&nbsp;</td>
    <td style="border-bottom: Black 1pt solid; text-align: left">&nbsp;</td><td style="border-bottom: Black 1pt solid; text-align: right">20,509</td><td style="border-bottom: Black 1pt solid; text-align: left">&nbsp;</td></tr>
<tr style="vertical-align: bottom; background-color: rgb(204,238,255)">
    <td style="text-align: left">&nbsp;</td><td>&nbsp;</td>
    <td style="text-align: left">&nbsp;</td><td style="text-align: right">&nbsp;</td><td style="text-align: left">&nbsp;</td><td>&nbsp;</td>
    <td style="text-align: left">&nbsp;</td><td style="text-align: right">&nbsp;</td><td style="text-align: left">&nbsp;</td></tr>
<tr style="vertical-align: bottom; background-color: White">
    <td style="text-align: left; padding-bottom: 2.25pt">Accrued pension liability included in other liabilities</td><td style="padding-bottom: 2.25pt">&nbsp;</td>
    <td style="border-bottom: Black 2.25pt double; text-align: left">$</td><td style="border-bottom: Black 2.25pt double; text-align: right">(2,840</td><td style="border-bottom: Black 2.25pt double; text-align: left">)</td><td style="padding-bottom: 2.25pt">&nbsp;</td>
    <td style="border-bottom: Black 2.25pt double; text-align: left">$</td><td style="border-bottom: Black 2.25pt double; text-align: right">(3,588</td><td style="border-bottom: Black 2.25pt double; text-align: left">)</td></tr>
</table></div>



<p style="color: Red; font: bold 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: center"></p>

<p style="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</p>

<p style="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0.25in 0pt 0; text-align: justify">The accumulated benefit obligation
for the Retirement Plan was $22.8 million and $24.1 million at December 31, 2015 and 2014, respectively.</p>

<p style="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0.25in 0pt 0; text-align: justify">&nbsp;</p>

<p style="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: left"><font style="font-weight: normal"></font></p>

<p style="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: left"><font style="font-weight: normal">Assumptions
used to determine the Retirement Plan&#8217;s benefit obligations are as follows at December 31:</font></p>

<p style="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: left"><font style="font-weight: normal">&nbsp;</font></p>

<p style="color: Red; font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: center"></p>

<div data-td-taggable-table=""><table cellpadding="0" cellspacing="0" style="border-collapse: collapse; width: 100%; font: 10pt Times New Roman, Times, Serif">
<tr style="vertical-align: bottom">
    <td style="text-align: center">&nbsp;</td><td style="padding-bottom: 1pt">&nbsp;</td>
    <td colspan="3" style="text-align: center; border-bottom: Black 1pt solid">2015</td><td style="padding-bottom: 1pt">&nbsp;</td>
    <td colspan="3" style="text-align: center; border-bottom: Black 1pt solid">2014</td></tr>
<tr style="vertical-align: bottom; background-color: rgb(204,238,255)">
    <td style="width: 70%; text-align: left">Weighted average discount rate</td><td style="width: 1%">&nbsp;</td>
    <td style="width: 1%; text-align: left">&nbsp;</td><td style="width: 12%; text-align: right">4.06</td><td style="width: 1%; text-align: left">%</td><td style="width: 1%">&nbsp;</td>
    <td style="width: 1%; text-align: left">&nbsp;</td><td style="width: 12%; text-align: right">3.76</td><td style="width: 1%; text-align: left">%</td></tr>
<tr style="vertical-align: bottom; background-color: White">
    <td style="text-align: left">Rate of increase in future compensation levels</td><td>&nbsp;</td>
    <td style="text-align: left">&nbsp;</td><td style="text-align: right">n/a</td><td style="text-align: left">&nbsp;</td><td>&nbsp;</td>
    <td style="text-align: left">&nbsp;</td><td style="text-align: right">n/a</td><td style="text-align: left">&nbsp;</td></tr>
<tr style="vertical-align: bottom; background-color: rgb(204,238,255)">
    <td style="text-align: left">Expected long-term rate of return on assets</td><td>&nbsp;</td>
    <td style="text-align: left">&nbsp;</td><td style="text-align: right">7.25</td><td style="text-align: left">%</td><td>&nbsp;</td>
    <td style="text-align: left">&nbsp;</td><td style="text-align: right">7.50</td><td style="text-align: left">%</td></tr>
</table></div>


<p style="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</p>

<p style="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">The components of the net pension expense for the Retirement
Plan are as follows for the years ended December 31:</p>

<p style="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: center">&nbsp;</p>

<p style="color: Red; font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: center"></p>

<div data-td-taggable-table=""><table cellpadding="0" cellspacing="0" style="border-collapse: collapse; width: 100%; font: 10pt Times New Roman, Times, Serif">
<tr style="vertical-align: bottom">
    <td style="text-align: center">&nbsp;</td><td style="padding-bottom: 1pt">&nbsp;</td>
    <td colspan="3" style="text-align: center; border-bottom: Black 1pt solid">2015</td><td style="padding-bottom: 1pt">&nbsp;</td>
    <td colspan="3" style="text-align: center; border-bottom: Black 1pt solid">2014</td><td style="padding-bottom: 1pt">&nbsp;</td>
    <td colspan="3" style="text-align: center; border-bottom: Black 1pt solid">2013</td></tr>
<tr style="vertical-align: bottom">
    <td style="text-align: left">&nbsp;</td><td style="font-style: italic">&nbsp;</td>
    <td colspan="11" style="font-style: italic; text-align: center">(In thousands)</td></tr>
<tr style="vertical-align: bottom; background-color: rgb(204,238,255)">
    <td style="width: 61%; text-align: left">Interest cost</td><td style="width: 1%">&nbsp;</td>
    <td style="width: 1%; text-align: left">$</td><td style="width: 10%; text-align: right">889</td><td style="width: 1%; text-align: left">&nbsp;</td><td style="width: 1%">&nbsp;</td>
    <td style="width: 1%; text-align: left">$</td><td style="width: 10%; text-align: right">891</td><td style="width: 1%; text-align: left">&nbsp;</td><td style="width: 1%">&nbsp;</td>
    <td style="width: 1%; text-align: left">$</td><td style="width: 10%; text-align: right">827</td><td style="width: 1%; text-align: left">&nbsp;</td></tr>
<tr style="vertical-align: bottom; background-color: White">
    <td style="text-align: left">Amortization of unrecognized loss</td><td>&nbsp;</td>
    <td style="text-align: left">&nbsp;</td><td style="text-align: right">1,112</td><td style="text-align: left">&nbsp;</td><td>&nbsp;</td>
    <td style="text-align: left">&nbsp;</td><td style="text-align: right">759</td><td style="text-align: left">&nbsp;</td><td>&nbsp;</td>
    <td style="text-align: left">&nbsp;</td><td style="text-align: right">1,222</td><td style="text-align: left">&nbsp;</td></tr>
<tr style="vertical-align: bottom; background-color: rgb(204,238,255)">
    <td style="text-align: left; padding-bottom: 1pt">Expected return on plan assets</td><td style="padding-bottom: 1pt">&nbsp;</td>
    <td style="border-bottom: Black 1pt solid; text-align: left">&nbsp;</td><td style="border-bottom: Black 1pt solid; text-align: right">(1,400</td><td style="border-bottom: Black 1pt solid; text-align: left">)</td><td style="padding-bottom: 1pt">&nbsp;</td>
    <td style="border-bottom: Black 1pt solid; text-align: left">&nbsp;</td><td style="border-bottom: Black 1pt solid; text-align: right">(1,344</td><td style="border-bottom: Black 1pt solid; text-align: left">)</td><td style="padding-bottom: 1pt">&nbsp;</td>
    <td style="border-bottom: Black 1pt solid; text-align: left">&nbsp;</td><td style="border-bottom: Black 1pt solid; text-align: right">(1,261</td><td style="border-bottom: Black 1pt solid; text-align: left">)</td></tr>
<tr style="vertical-align: bottom; background-color: White">
    <td style="text-align: left; padding-bottom: 1pt; padding-left: 10pt">Net pension expense (benefit)</td><td style="padding-bottom: 1pt">&nbsp;</td>
    <td style="border-bottom: Black 1pt solid; text-align: left">&nbsp;</td><td style="border-bottom: Black 1pt solid; text-align: right">601</td><td style="border-bottom: Black 1pt solid; text-align: left">&nbsp;</td><td style="padding-bottom: 1pt">&nbsp;</td>
    <td style="border-bottom: Black 1pt solid; text-align: left">&nbsp;</td><td style="border-bottom: Black 1pt solid; text-align: right">306</td><td style="border-bottom: Black 1pt solid; text-align: left">&nbsp;</td><td style="padding-bottom: 1pt">&nbsp;</td>
    <td style="border-bottom: Black 1pt solid; text-align: left">&nbsp;</td><td style="border-bottom: Black 1pt solid; text-align: right">788</td><td style="border-bottom: Black 1pt solid; text-align: left">&nbsp;</td></tr>
<tr style="vertical-align: bottom; background-color: rgb(204,238,255)">
    <td style="text-align: left">&nbsp;</td><td>&nbsp;</td>
    <td style="text-align: left">&nbsp;</td><td style="text-align: right">&nbsp;</td><td style="text-align: left">&nbsp;</td><td>&nbsp;</td>
    <td style="text-align: left">&nbsp;</td><td style="text-align: right">&nbsp;</td><td style="text-align: left">&nbsp;</td><td>&nbsp;</td>
    <td style="text-align: left">&nbsp;</td><td style="text-align: right">&nbsp;</td><td style="text-align: left">&nbsp;</td></tr>
<tr style="vertical-align: bottom; background-color: White">
    <td style="text-align: left">Current year actuarial (gain) loss</td><td>&nbsp;</td>
    <td style="text-align: left">&nbsp;</td><td style="text-align: right">(237</td><td style="text-align: left">)</td><td>&nbsp;</td>
    <td style="text-align: left">&nbsp;</td><td style="text-align: right">4,798</td><td style="text-align: left">&nbsp;</td><td>&nbsp;</td>
    <td style="text-align: left">&nbsp;</td><td style="text-align: right">(4,722</td><td style="text-align: left">)</td></tr>
<tr style="vertical-align: bottom; background-color: rgb(204,238,255)">
    <td style="text-align: left; padding-bottom: 1pt">Amortization of actuarial loss</td><td style="padding-bottom: 1pt">&nbsp;</td>
    <td style="border-bottom: Black 1pt solid; text-align: left">&nbsp;</td><td style="border-bottom: Black 1pt solid; text-align: right">(1,112</td><td style="border-bottom: Black 1pt solid; text-align: left">)</td><td style="padding-bottom: 1pt">&nbsp;</td>
    <td style="border-bottom: Black 1pt solid; text-align: left">&nbsp;</td><td style="border-bottom: Black 1pt solid; text-align: right">(759</td><td style="border-bottom: Black 1pt solid; text-align: left">)</td><td style="padding-bottom: 1pt">&nbsp;</td>
    <td style="border-bottom: Black 1pt solid; text-align: left">&nbsp;</td><td style="border-bottom: Black 1pt solid; text-align: right">(1,222</td><td style="border-bottom: Black 1pt solid; text-align: left">)</td></tr>
<tr style="vertical-align: bottom; background-color: White">
    <td style="text-align: left; padding-bottom: 1pt; padding-left: 10pt">Total recognized in other comprehensive income</td><td style="padding-bottom: 1pt">&nbsp;</td>
    <td style="border-bottom: Black 1pt solid; text-align: left">&nbsp;</td><td style="border-bottom: Black 1pt solid; text-align: right">(1,349</td><td style="border-bottom: Black 1pt solid; text-align: left">)</td><td style="padding-bottom: 1pt">&nbsp;</td>
    <td style="border-bottom: Black 1pt solid; text-align: left">&nbsp;</td><td style="border-bottom: Black 1pt solid; text-align: right">4,039</td><td style="border-bottom: Black 1pt solid; text-align: left">&nbsp;</td><td style="padding-bottom: 1pt">&nbsp;</td>
    <td style="border-bottom: Black 1pt solid; text-align: left">&nbsp;</td><td style="border-bottom: Black 1pt solid; text-align: right">(5,944</td><td style="border-bottom: Black 1pt solid; text-align: left">)</td></tr>
<tr style="vertical-align: bottom; background-color: rgb(204,238,255)">
    <td style="text-align: left; padding-bottom: 2.25pt; padding-left: 0pt">Total recognized in net pension cost (benefit) and
    other comprehensive income</td><td style="padding-bottom: 2.25pt">&nbsp;</td>
    <td style="border-bottom: Black 2.25pt double; text-align: left">$</td><td style="border-bottom: Black 2.25pt double; text-align: right">(748</td><td style="border-bottom: Black 2.25pt double; text-align: left">)</td><td style="padding-bottom: 2.25pt">&nbsp;</td>
    <td style="border-bottom: Black 2.25pt double; text-align: left">$</td><td style="border-bottom: Black 2.25pt double; text-align: right">4,345</td><td style="border-bottom: Black 2.25pt double; text-align: left">&nbsp;</td><td style="padding-bottom: 2.25pt">&nbsp;</td>
    <td style="border-bottom: Black 2.25pt double; text-align: left">$</td><td style="border-bottom: Black 2.25pt double; text-align: right">(5,156</td><td style="border-bottom: Black 2.25pt double; text-align: left">)</td></tr>
</table></div>



<p style="color: Red; font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: center"></p>

<p style="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</p>

<p style="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</p>

<p style="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0"></p>

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    <div style="page-break-before: always; margin-top: 6pt; margin-bottom: 12pt">&nbsp;</div>
    <!-- Field: /Page -->

<p style="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">Assumptions used to develop periodic pension cost for the Retirement
Plan for the years ended December 31:</p>

<p style="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</p>

<p style="color: Red; font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: center"></p>

<div data-td-taggable-table=""><table cellpadding="0" cellspacing="0" style="border-collapse: collapse; width: 100%; font: 10pt Times New Roman, Times, Serif">
<tr style="vertical-align: bottom">
    <td style="text-align: center">&nbsp;</td><td style="padding-bottom: 1pt">&nbsp;</td>
    <td colspan="3" style="text-align: center; border-bottom: Black 1pt solid">2015</td><td style="border-bottom: Black 1pt solid; text-align: left">&nbsp;</td>
    <td colspan="3" style="text-align: center; border-bottom: Black 1pt solid">2014</td><td style="border-bottom: Black 1pt solid; text-align: left">&nbsp;</td>
    <td colspan="3" style="text-align: center; border-bottom: Black 1pt solid">2013</td></tr>
<tr style="vertical-align: bottom; background-color: rgb(204,238,255)">
    <td style="width: 61%; text-align: left">Weighted average discount rate</td><td style="width: 1%">&nbsp;</td>
    <td style="width: 1%; text-align: left">&nbsp;</td><td style="width: 10%; text-align: right">3.76</td><td style="width: 1%; text-align: left">%</td><td style="width: 1%">&nbsp;</td>
    <td style="width: 1%; text-align: left">&nbsp;</td><td style="width: 10%; text-align: right">4.60</td><td style="width: 1%; text-align: left">%</td><td style="width: 1%">&nbsp;</td>
    <td style="width: 1%; text-align: left">&nbsp;</td><td style="width: 10%; text-align: right">3.75</td><td style="width: 1%; text-align: left">%</td></tr>
<tr style="vertical-align: bottom; background-color: White">
    <td style="text-align: left">Rate of increase in future compensation levels</td><td>&nbsp;</td>
    <td style="text-align: left">&nbsp;</td><td style="text-align: right">n/a</td><td style="text-align: left">&nbsp;</td><td>&nbsp;</td>
    <td style="text-align: left">&nbsp;</td><td style="text-align: right">n/a</td><td style="text-align: left">&nbsp;</td><td>&nbsp;</td>
    <td style="text-align: left">&nbsp;</td><td style="text-align: right">n/a</td><td style="text-align: left">&nbsp;</td></tr>
<tr style="vertical-align: bottom; background-color: rgb(204,238,255)">
    <td style="text-align: left">Expected long-term rate of return on assets</td><td>&nbsp;</td>
    <td style="text-align: left">&nbsp;</td><td style="text-align: right">7.50</td><td style="text-align: left">%</td><td>&nbsp;</td>
    <td style="text-align: left">&nbsp;</td><td style="text-align: right">7.50</td><td style="text-align: left">%</td><td>&nbsp;</td>
    <td style="text-align: left">&nbsp;</td><td style="text-align: right">7.50</td><td style="text-align: left">%</td></tr>
</table></div>



<p style="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify">&nbsp;</p>

<p style="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify">The following benefit payments, which reflect
expected future service, are expected to be paid by the Retirement Plan:</p>

<p style="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify">&nbsp;</p>

<div data-td-taggable-table=""><table cellpadding="0" cellspacing="0" style="border-collapse: collapse; width: 100%; font: 10pt Times New Roman, Times, Serif">
<tr style="vertical-align: bottom">
    <td style="text-align: left">For the years ending December 31:</td><td style="padding-bottom: 1pt">&nbsp;</td>
    <td colspan="3" style="text-align: center; border-bottom: Black 1pt solid">Future Benefit <br>
Payments</td></tr>
<tr style="vertical-align: bottom">
    <td style="text-align: left">&nbsp;</td><td style="font-style: italic">&nbsp;</td>
    <td colspan="3" style="font-style: italic; text-align: center">(In thousands)</td></tr>
<tr style="vertical-align: bottom; background-color: rgb(204,238,255)">
    <td style="width: 85%; text-align: left">2016</td><td style="width: 1%">&nbsp;</td>
    <td style="width: 1%; text-align: left">$</td><td style="width: 12%; text-align: right">1,172</td><td style="width: 1%; text-align: left">&nbsp;</td></tr>
<tr style="vertical-align: bottom; background-color: White">
    <td style="text-align: left">2017</td><td>&nbsp;</td>
    <td style="text-align: left">&nbsp;</td><td style="text-align: right">1,184</td><td style="text-align: left">&nbsp;</td></tr>
<tr style="vertical-align: bottom; background-color: rgb(204,238,255)">
    <td style="text-align: left">2018</td><td>&nbsp;</td>
    <td style="text-align: left">&nbsp;</td><td style="text-align: right">1,177</td><td style="text-align: left">&nbsp;</td></tr>
<tr style="vertical-align: bottom; background-color: White">
    <td style="text-align: left">2019</td><td>&nbsp;</td>
    <td style="text-align: left">&nbsp;</td><td style="text-align: right">1,192</td><td style="text-align: left">&nbsp;</td></tr>
<tr style="vertical-align: bottom; background-color: rgb(204,238,255)">
    <td style="text-align: left">2020</td><td>&nbsp;</td>
    <td style="text-align: left">&nbsp;</td><td style="text-align: right">1,193</td><td style="text-align: left">&nbsp;</td></tr>
<tr style="vertical-align: bottom; background-color: White">
    <td style="text-align: left">2021 &#8211; 2025</td><td>&nbsp;</td>
    <td style="text-align: left">&nbsp;</td><td style="text-align: right">6,502</td><td style="text-align: left">&nbsp;</td></tr>
</table></div>


<p style="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: center">&nbsp;</p>

<p style="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify">The long-term rate-of-return-on-assets
assumption was set based on historical returns earned by equities and fixed income securities, adjusted to reflect expectations
of future returns as applied to the plan's target allocation of asset classes. Equities and fixed income securities were assumed
to earn real rates of return in the ranges of 8-10% and 3-5%, respectively. When these overall return expectations are applied
to the plans target allocation, the result is an expected rate return of approximately 8%.</p>

<p style="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</p>

<p style="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0.25in 0pt 0; text-align: justify">The Retirement Plan&#8217;s
weighted average asset allocations at December 31, by asset category, were:</p>

<p style="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0.25in 0pt 0; text-align: justify">&nbsp;</p>

<div data-td-taggable-table=""><table cellpadding="0" cellspacing="0" style="border-collapse: collapse; width: 100%; font: 10pt Times New Roman, Times, Serif">
<tr style="vertical-align: bottom">
    <td>&nbsp;</td><td style="padding-bottom: 1pt">&nbsp;</td>
    <td colspan="3" style="text-align: center; border-bottom: Black 1pt solid">2015</td><td style="padding-bottom: 1pt">&nbsp;</td>
    <td colspan="3" style="text-align: center; border-bottom: Black 1pt solid">2014</td></tr>
<tr style="vertical-align: bottom; background-color: rgb(204,238,255)">
    <td style="width: 70%; text-align: left">Equity securities</td><td style="width: 1%">&nbsp;</td>
    <td style="width: 1%; text-align: left">&nbsp;</td><td style="width: 12%; text-align: right">70</td><td style="width: 1%; text-align: left">%</td><td style="width: 1%">&nbsp;</td>
    <td style="width: 1%; text-align: left">&nbsp;</td><td style="width: 12%; text-align: right">68</td><td style="width: 1%; text-align: left">%</td></tr>
<tr style="vertical-align: bottom; background-color: White">
    <td style="text-align: left">Debt securities</td><td>&nbsp;</td>
    <td style="text-align: left">&nbsp;</td><td style="text-align: right">30</td><td style="text-align: left">%</td><td>&nbsp;</td>
    <td style="text-align: left">&nbsp;</td><td style="text-align: right">32</td><td style="text-align: left">%</td></tr>
</table></div>

<p style="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify">&nbsp;</p>

<p style="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify">Plan assets are invested in a diversified
mix of stock and bond investment funds on the pooled account, group annuity platform of Prudential Retirement Services. Each fund
has its own investment objectives, investment strategies and risks as detailed in its prospectus.</p>

<p style="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify">&nbsp;</p>

<p style="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify">The long-term investment objectives are
to maintain plan assets at a level that will sufficiently cover long-term obligations and to generate a return on plan assets that
will meet or exceed the rate at which long-term obligations will grow. A combination of equity and fixed income portfolios are
used to help achieve these objectives based on a long-term, liability based strategic mix of 60% equities and 40% fixed income.
Adjustments to this mix are made periodically based on current capital market conditions and plan funding levels. Performance of
the investment fund managers is monitored on an ongoing basis using modern portfolio risk analysis and appropriate index benchmarks.</p>

<p style="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify">&nbsp;</p>

<p style="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify">The Bank does not expect to make a contribution
to the Retirement Plan in 2016.</p>


<p style="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify">&nbsp;</p>

<p style="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify">The fair value of the pooled separate accounts
is determined by the investment manager and is based on the value of the underlying assets held at December 31, 2015 and 2014.</p>

<p style="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</p>

<p style="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0"></p>

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<p style="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">The following tables set forth the Retirement Plan&#8217;s assets
which are all carried at fair value, and the method that was used to determine their fair value, at December 31, 2015 and 2014:</p>

<p style="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</p>

<div data-td-taggable-table=""><table cellpadding="0" cellspacing="0" style="border-collapse: collapse; width: 100%; font: 10pt Times New Roman, Times, Serif">
<tr style="vertical-align: bottom">
    <td colspan="1" style="font-weight: bold; text-align: center"><u>December 31, 2015</u></td><td style="padding-bottom: 1pt">&nbsp;</td>
    <td colspan="3" style="text-align: center; border-bottom: Black 1pt solid">&nbsp;</td><td style="padding-bottom: 1pt">&nbsp;</td>
    <td colspan="3" style="text-align: center; border-bottom: Black 1pt solid">Quoted Prices <br>
in Active <br>
Markets for <br>
Identical
    Assets</td><td style="padding-bottom: 1pt">&nbsp;</td>
    <td colspan="3" style="text-align: center; border-bottom: Black 1pt solid">Significant <br>
Other <br>
Observable<br>
Inputs</td><td style="padding-bottom: 1pt">&nbsp;</td>
    <td colspan="3" style="text-align: center; border-bottom: Black 1pt solid">Significant <br>
Other <br>
Unobservable <br>
Inputs</td></tr>
<tr style="vertical-align: bottom">
    <td>&nbsp;</td><td style="padding-bottom: 1pt">&nbsp;</td>
    <td colspan="3" style="text-align: center; border-bottom: Black 1pt solid">Total</td><td style="padding-bottom: 1pt">&nbsp;</td>
    <td colspan="3" style="text-align: center; border-bottom: Black 1pt solid">Level 1</td><td style="padding-bottom: 1pt">&nbsp;</td>
    <td colspan="3" style="text-align: center; border-bottom: Black 1pt solid">Level 2</td><td style="padding-bottom: 1pt">&nbsp;</td>
    <td colspan="3" style="text-align: center; border-bottom: Black 1pt solid">Level 3</td></tr>
<tr style="vertical-align: bottom">
    <td>&nbsp;</td><td style="font-style: italic">&nbsp;</td>
    <td colspan="15" style="font-style: italic; text-align: center">(In thousands)</td></tr>
<tr style="vertical-align: bottom; background-color: rgb(204,238,255)">
    <td style="font-weight: bold; text-align: left">Pooled Separate Accounts</td><td>&nbsp;</td>
    <td style="text-align: left">&nbsp;</td><td style="text-align: right">&nbsp;</td><td style="text-align: left">&nbsp;</td><td>&nbsp;</td>
    <td style="text-align: left">&nbsp;</td><td style="text-align: right">&nbsp;</td><td style="text-align: left">&nbsp;</td><td>&nbsp;</td>
    <td style="text-align: left">&nbsp;</td><td style="text-align: right">&nbsp;</td><td style="text-align: left">&nbsp;</td><td>&nbsp;</td>
    <td style="text-align: left">&nbsp;</td><td style="text-align: right">&nbsp;</td><td style="text-align: left">&nbsp;</td></tr>
<tr style="vertical-align: bottom; background-color: White">
    <td style="width: 56%; text-align: left; padding-left: 10pt">U.S. large-cap growth (a)</td><td style="width: 1%">&nbsp;</td>
    <td style="width: 1%; text-align: left">$</td><td style="width: 8%; text-align: right">5,114</td><td style="width: 1%; text-align: left">&nbsp;</td><td style="width: 1%">&nbsp;</td>
    <td style="width: 1%; text-align: left">$</td><td style="width: 8%; text-align: right">-</td><td style="width: 1%; text-align: left">&nbsp;</td><td style="width: 1%">&nbsp;</td>
    <td style="width: 1%; text-align: left">$</td><td style="width: 8%; text-align: right">5,114</td><td style="width: 1%; text-align: left">&nbsp;</td><td style="width: 1%">&nbsp;</td>
    <td style="width: 1%; text-align: left">$</td><td style="width: 8%; text-align: right">-</td><td style="width: 1%; text-align: left">&nbsp;</td></tr>
<tr style="vertical-align: bottom; background-color: rgb(204,238,255)">
    <td style="text-align: left; padding-left: 10pt">U.S. large-cap value (b)</td><td>&nbsp;</td>
    <td style="text-align: left">&nbsp;</td><td style="text-align: right">4,619</td><td style="text-align: left">&nbsp;</td><td>&nbsp;</td>
    <td style="text-align: left">&nbsp;</td><td style="text-align: right">-</td><td style="text-align: left">&nbsp;</td><td>&nbsp;</td>
    <td style="text-align: left">&nbsp;</td><td style="text-align: right">4,619</td><td style="text-align: left">&nbsp;</td><td>&nbsp;</td>
    <td style="text-align: left">&nbsp;</td><td style="text-align: right">-</td><td style="text-align: left">&nbsp;</td></tr>
<tr style="vertical-align: bottom; background-color: White">
    <td style="text-align: left; padding-left: 10pt">U.S. small-cap blend (c)</td><td>&nbsp;</td>
    <td style="text-align: left">&nbsp;</td><td style="text-align: right">2,094</td><td style="text-align: left">&nbsp;</td><td>&nbsp;</td>
    <td style="text-align: left">&nbsp;</td><td style="text-align: right">-</td><td style="text-align: left">&nbsp;</td><td>&nbsp;</td>
    <td style="text-align: left">&nbsp;</td><td style="text-align: right">2,094</td><td style="text-align: left">&nbsp;</td><td>&nbsp;</td>
    <td style="text-align: left">&nbsp;</td><td style="text-align: right">-</td><td style="text-align: left">&nbsp;</td></tr>
<tr style="vertical-align: bottom; background-color: rgb(204,238,255)">
    <td style="text-align: left; padding-left: 10pt">International blend (d)</td><td>&nbsp;</td>
    <td style="text-align: left">&nbsp;</td><td style="text-align: right">2,079</td><td style="text-align: left">&nbsp;</td><td>&nbsp;</td>
    <td style="text-align: left">&nbsp;</td><td style="text-align: right">-</td><td style="text-align: left">&nbsp;</td><td>&nbsp;</td>
    <td style="text-align: left">&nbsp;</td><td style="text-align: right">2,079</td><td style="text-align: left">&nbsp;</td><td>&nbsp;</td>
    <td style="text-align: left">&nbsp;</td><td style="text-align: right">-</td><td style="text-align: left">&nbsp;</td></tr>
<tr style="vertical-align: bottom; background-color: White">
    <td style="text-align: left; padding-left: 10pt">Bond fund (e)</td><td>&nbsp;</td>
    <td style="text-align: left">&nbsp;</td><td style="text-align: right">5,671</td><td style="text-align: left">&nbsp;</td><td>&nbsp;</td>
    <td style="text-align: left">&nbsp;</td><td style="text-align: right">-</td><td style="text-align: left">&nbsp;</td><td>&nbsp;</td>
    <td style="text-align: left">&nbsp;</td><td style="text-align: right">5,671</td><td style="text-align: left">&nbsp;</td><td>&nbsp;</td>
    <td style="text-align: left">&nbsp;</td><td style="text-align: right">-</td><td style="text-align: left">&nbsp;</td></tr>
<tr style="vertical-align: bottom; background-color: rgb(204,238,255)">
    <td style="text-align: left; padding-left: 10pt">Prudential short term (f)</td><td>&nbsp;</td>
    <td style="text-align: left">&nbsp;</td><td style="text-align: right">347</td><td style="text-align: left">&nbsp;</td><td>&nbsp;</td>
    <td style="text-align: left">&nbsp;</td><td style="text-align: right">-</td><td style="text-align: left">&nbsp;</td><td>&nbsp;</td>
    <td style="text-align: left">&nbsp;</td><td style="text-align: right">347</td><td style="text-align: left">&nbsp;</td><td>&nbsp;</td>
    <td style="text-align: left">&nbsp;</td><td style="text-align: right">-</td><td style="text-align: left">&nbsp;</td></tr>
<tr style="vertical-align: bottom; background-color: White">
    <td style="padding-bottom: 1pt">&nbsp;</td><td style="padding-bottom: 1pt">&nbsp;</td>
    <td style="border-bottom: Black 1pt solid; text-align: left">&nbsp;</td><td style="border-bottom: Black 1pt solid; text-align: right">&nbsp;</td><td style="border-bottom: Black 1pt solid; text-align: left">&nbsp;</td><td style="padding-bottom: 1pt">&nbsp;</td>
    <td style="border-bottom: Black 1pt solid; text-align: left">&nbsp;</td><td style="border-bottom: Black 1pt solid; text-align: right">&nbsp;</td><td style="border-bottom: Black 1pt solid; text-align: left">&nbsp;</td><td style="padding-bottom: 1pt">&nbsp;</td>
    <td style="border-bottom: Black 1pt solid; text-align: left">&nbsp;</td><td style="border-bottom: Black 1pt solid; text-align: right">&nbsp;</td><td style="border-bottom: Black 1pt solid; text-align: left">&nbsp;</td><td style="padding-bottom: 1pt">&nbsp;</td>
    <td style="border-bottom: Black 1pt solid; text-align: left">&nbsp;</td><td style="border-bottom: Black 1pt solid; text-align: right">&nbsp;</td><td style="border-bottom: Black 1pt solid; text-align: left">&nbsp;</td></tr>
<tr style="vertical-align: bottom; background-color: rgb(204,238,255)">
    <td style="padding-bottom: 2.25pt; padding-left: 10pt">Total</td><td style="padding-bottom: 2.25pt">&nbsp;</td>
    <td style="border-bottom: Black 2.25pt double; text-align: left">$</td><td style="border-bottom: Black 2.25pt double; text-align: right">19,924</td><td style="border-bottom: Black 2.25pt double; text-align: left">&nbsp;</td><td style="padding-bottom: 2.25pt">&nbsp;</td>
    <td style="border-bottom: Black 2.25pt double; text-align: left">$</td><td style="border-bottom: Black 2.25pt double; text-align: right">-</td><td style="border-bottom: Black 2.25pt double; text-align: left">&nbsp;</td><td style="padding-bottom: 2.25pt">&nbsp;</td>
    <td style="border-bottom: Black 2.25pt double; text-align: left">$</td><td style="border-bottom: Black 2.25pt double; text-align: right">19,924</td><td style="border-bottom: Black 2.25pt double; text-align: left">&nbsp;</td><td style="padding-bottom: 2.25pt">&nbsp;</td>
    <td style="border-bottom: Black 2.25pt double; text-align: left">$</td><td style="border-bottom: Black 2.25pt double; text-align: right">-</td><td style="border-bottom: Black 2.25pt double; text-align: left">&nbsp;</td></tr>
</table></div>



<p style="color: Red; font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: center"></p>

<p style="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</p>

<div data-td-taggable-table=""><table cellpadding="0" cellspacing="0" style="border-collapse: collapse; width: 100%; font: 10pt Times New Roman, Times, Serif">
<tr style="vertical-align: bottom">
    <td colspan="1" style="font-weight: bold; text-align: center"><u>December 31, 2014</u></td><td style="padding-bottom: 1pt">&nbsp;</td>
    <td colspan="3" style="text-align: center; border-bottom: Black 1pt solid">&nbsp;</td><td style="padding-bottom: 1pt">&nbsp;</td>
    <td colspan="3" style="text-align: center; border-bottom: Black 1pt solid">Quoted Prices <br>
in Active <br>
Markets for <br>
Identical
    Assets</td><td style="padding-bottom: 1pt">&nbsp;</td>
    <td colspan="3" style="text-align: center; border-bottom: Black 1pt solid">Significant <br>
Other <br>
Observable <br>
Inputs</td><td style="padding-bottom: 1pt">&nbsp;</td>
    <td colspan="3" style="text-align: center; border-bottom: Black 1pt solid">Significant <br>
Other <br>
Unobservable <br>
Inputs</td></tr>
<tr style="vertical-align: bottom">
    <td>&nbsp;</td><td style="padding-bottom: 1pt">&nbsp;</td>
    <td colspan="3" style="text-align: center; border-bottom: Black 1pt solid">Total</td><td style="padding-bottom: 1pt">&nbsp;</td>
    <td colspan="3" style="text-align: center; border-bottom: Black 1pt solid">Level 1</td><td style="padding-bottom: 1pt">&nbsp;</td>
    <td colspan="3" style="text-align: center; border-bottom: Black 1pt solid">Level 2</td><td style="padding-bottom: 1pt">&nbsp;</td>
    <td colspan="3" style="text-align: center; border-bottom: Black 1pt solid">Level 3</td></tr>
<tr style="vertical-align: bottom">
    <td>&nbsp;</td><td style="font-style: italic">&nbsp;</td>
    <td colspan="15" style="font-style: italic; text-align: center">(In thousands)</td></tr>
<tr style="vertical-align: bottom; background-color: rgb(204,238,255)">
    <td style="font-weight: bold; text-align: left">Pooled Separate Accounts</td><td>&nbsp;</td>
    <td style="text-align: left">&nbsp;</td><td style="text-align: right">&nbsp;</td><td style="text-align: left">&nbsp;</td><td>&nbsp;</td>
    <td style="text-align: left">&nbsp;</td><td style="text-align: right">&nbsp;</td><td style="text-align: left">&nbsp;</td><td>&nbsp;</td>
    <td style="text-align: left">&nbsp;</td><td style="text-align: right">&nbsp;</td><td style="text-align: left">&nbsp;</td><td>&nbsp;</td>
    <td style="text-align: left">&nbsp;</td><td style="text-align: right">&nbsp;</td><td style="text-align: left">&nbsp;</td></tr>
<tr style="vertical-align: bottom; background-color: White">
    <td style="width: 56%; text-align: left; padding-left: 10pt">U.S. large-cap growth (a)</td><td style="width: 1%">&nbsp;</td>
    <td style="width: 1%; text-align: left">$</td><td style="width: 8%; text-align: right">4,832</td><td style="width: 1%; text-align: left">&nbsp;</td><td style="width: 1%">&nbsp;</td>
    <td style="width: 1%; text-align: left">$</td><td style="width: 8%; text-align: right">-</td><td style="width: 1%; text-align: left">&nbsp;</td><td style="width: 1%">&nbsp;</td>
    <td style="width: 1%; text-align: left">$</td><td style="width: 8%; text-align: right">4,832</td><td style="width: 1%; text-align: left">&nbsp;</td><td style="width: 1%">&nbsp;</td>
    <td style="width: 1%; text-align: left">$</td><td style="width: 8%; text-align: right">-</td><td style="width: 1%; text-align: left">&nbsp;</td></tr>
<tr style="vertical-align: bottom; background-color: rgb(204,238,255)">
    <td style="text-align: left; padding-left: 10pt">U.S. large-cap value (b)</td><td>&nbsp;</td>
    <td style="text-align: left">&nbsp;</td><td style="text-align: right">4,939</td><td style="text-align: left">&nbsp;</td><td>&nbsp;</td>
    <td style="text-align: left">&nbsp;</td><td style="text-align: right">-</td><td style="text-align: left">&nbsp;</td><td>&nbsp;</td>
    <td style="text-align: left">&nbsp;</td><td style="text-align: right">4,939</td><td style="text-align: left">&nbsp;</td><td>&nbsp;</td>
    <td style="text-align: left">&nbsp;</td><td style="text-align: right">-</td><td style="text-align: left">&nbsp;</td></tr>
<tr style="vertical-align: bottom; background-color: White">
    <td style="text-align: left; padding-left: 10pt">U.S. small-cap blend (c)</td><td>&nbsp;</td>
    <td style="text-align: left">&nbsp;</td><td style="text-align: right">2,163</td><td style="text-align: left">&nbsp;</td><td>&nbsp;</td>
    <td style="text-align: left">&nbsp;</td><td style="text-align: right">-</td><td style="text-align: left">&nbsp;</td><td>&nbsp;</td>
    <td style="text-align: left">&nbsp;</td><td style="text-align: right">2,163</td><td style="text-align: left">&nbsp;</td><td>&nbsp;</td>
    <td style="text-align: left">&nbsp;</td><td style="text-align: right">-</td><td style="text-align: left">&nbsp;</td></tr>
<tr style="vertical-align: bottom; background-color: rgb(204,238,255)">
    <td style="text-align: left; padding-left: 10pt">International blend (d)</td><td>&nbsp;</td>
    <td style="text-align: left">&nbsp;</td><td style="text-align: right">1,966</td><td style="text-align: left">&nbsp;</td><td>&nbsp;</td>
    <td style="text-align: left">&nbsp;</td><td style="text-align: right">-</td><td style="text-align: left">&nbsp;</td><td>&nbsp;</td>
    <td style="text-align: left">&nbsp;</td><td style="text-align: right">1,966</td><td style="text-align: left">&nbsp;</td><td>&nbsp;</td>
    <td style="text-align: left">&nbsp;</td><td style="text-align: right">-</td><td style="text-align: left">&nbsp;</td></tr>
<tr style="vertical-align: bottom; background-color: White">
    <td style="text-align: left; padding-left: 10pt">Bond fund (e)</td><td>&nbsp;</td>
    <td style="text-align: left">&nbsp;</td><td style="text-align: right">6,274</td><td style="text-align: left">&nbsp;</td><td>&nbsp;</td>
    <td style="text-align: left">&nbsp;</td><td style="text-align: right">-</td><td style="text-align: left">&nbsp;</td><td>&nbsp;</td>
    <td style="text-align: left">&nbsp;</td><td style="text-align: right">6,274</td><td style="text-align: left">&nbsp;</td><td>&nbsp;</td>
    <td style="text-align: left">&nbsp;</td><td style="text-align: right">-</td><td style="text-align: left">&nbsp;</td></tr>
<tr style="vertical-align: bottom; background-color: rgb(204,238,255)">
    <td style="text-align: left; padding-left: 10pt">Prudential short term (f)</td><td>&nbsp;</td>
    <td style="text-align: left">&nbsp;</td><td style="text-align: right">335</td><td style="text-align: left">&nbsp;</td><td>&nbsp;</td>
    <td style="text-align: left">&nbsp;</td><td style="text-align: right">-</td><td style="text-align: left">&nbsp;</td><td>&nbsp;</td>
    <td style="text-align: left">&nbsp;</td><td style="text-align: right">335</td><td style="text-align: left">&nbsp;</td><td>&nbsp;</td>
    <td style="text-align: left">&nbsp;</td><td style="text-align: right">-</td><td style="text-align: left">&nbsp;</td></tr>
<tr style="vertical-align: bottom; background-color: White">
    <td style="padding-bottom: 1pt">&nbsp;</td><td style="padding-bottom: 1pt">&nbsp;</td>
    <td style="border-bottom: Black 1pt solid; text-align: left">&nbsp;</td><td style="border-bottom: Black 1pt solid; text-align: right">&nbsp;</td><td style="border-bottom: Black 1pt solid; text-align: left">&nbsp;</td><td style="padding-bottom: 1pt">&nbsp;</td>
    <td style="border-bottom: Black 1pt solid; text-align: left">&nbsp;</td><td style="border-bottom: Black 1pt solid; text-align: right">&nbsp;</td><td style="border-bottom: Black 1pt solid; text-align: left">&nbsp;</td><td style="padding-bottom: 1pt">&nbsp;</td>
    <td style="border-bottom: Black 1pt solid; text-align: left">&nbsp;</td><td style="border-bottom: Black 1pt solid; text-align: right">&nbsp;</td><td style="border-bottom: Black 1pt solid; text-align: left">&nbsp;</td><td style="padding-bottom: 1pt">&nbsp;</td>
    <td style="border-bottom: Black 1pt solid; text-align: left">&nbsp;</td><td style="border-bottom: Black 1pt solid; text-align: right">&nbsp;</td><td style="border-bottom: Black 1pt solid; text-align: left">&nbsp;</td></tr>
<tr style="vertical-align: bottom; background-color: rgb(204,238,255)">
    <td style="padding-bottom: 2.25pt; padding-left: 10pt">Total</td><td style="padding-bottom: 2.25pt">&nbsp;</td>
    <td style="border-bottom: Black 2.25pt double; text-align: left">$</td><td style="border-bottom: Black 2.25pt double; text-align: right">20,509</td><td style="border-bottom: Black 2.25pt double; text-align: left">&nbsp;</td><td style="padding-bottom: 2.25pt">&nbsp;</td>
    <td style="border-bottom: Black 2.25pt double; text-align: left">$</td><td style="border-bottom: Black 2.25pt double; text-align: right">-</td><td style="border-bottom: Black 2.25pt double; text-align: left">&nbsp;</td><td style="padding-bottom: 2.25pt">&nbsp;</td>
    <td style="border-bottom: Black 2.25pt double; text-align: left">$</td><td style="border-bottom: Black 2.25pt double; text-align: right">20,509</td><td style="border-bottom: Black 2.25pt double; text-align: left">&nbsp;</td><td style="padding-bottom: 2.25pt">&nbsp;</td>
    <td style="border-bottom: Black 2.25pt double; text-align: left">$</td><td style="border-bottom: Black 2.25pt double; text-align: right">-</td><td style="border-bottom: Black 2.25pt double; text-align: left">&nbsp;</td></tr>
</table></div>


<p style="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: center"><b>&nbsp;</b></p>

<table cellpadding="0" cellspacing="0" width="100%" style="font: 10pt Times New Roman, Times, Serif; margin-top: 0pt; margin-bottom: 0pt"><tr style="vertical-align: top">
<td style="width: 27pt"></td><td style="width: 18pt">a.</td><td style="text-align: justify">Comprised of large-cap stocks seeking to outperform, over the long term, the Russell 1000 Growth
Index. The portfolio will typically hold between 55 and 70 stocks.</td></tr></table>

<table cellpadding="0" cellspacing="0" width="100%" style="font: 10pt Times New Roman, Times, Serif; margin-top: 0pt; margin-bottom: 0pt"><tr style="vertical-align: top">
<td style="width: 27pt"></td><td style="width: 18pt">b.</td><td style="text-align: justify">Comprised of large-cap stocks seeking to outperform the Russell 1000 Value benchmark over the rolling
three and five year periods, or a full market cycle, whichever is longer.</td></tr></table>

<table cellpadding="0" cellspacing="0" width="100%" style="font: 10pt Times New Roman, Times, Serif; margin-top: 0pt; margin-bottom: 0pt"><tr style="vertical-align: top">
<td style="width: 27pt"></td><td style="width: 18pt">c.</td><td style="text-align: justify">Comprised of stocks with market capitalization of between $100 million and the market capitalization
of the largest stock in the Russell 2000 index at the time of purchase. The portfolio will typically hold between 40 and 100 stocks.</td></tr></table>

<table cellpadding="0" cellspacing="0" width="100%" style="font: 10pt Times New Roman, Times, Serif; margin-top: 0pt; margin-bottom: 0pt"><tr style="vertical-align: top">
<td style="width: 27pt"></td><td style="width: 18pt">d.</td><td style="text-align: justify">Comprised of non-U.S. domiciled stocks. The portfolio will typically hold between 80 and 90 stocks.</td></tr></table>

<table cellpadding="0" cellspacing="0" width="100%" style="font: 10pt Times New Roman, Times, Serif; margin-top: 0pt; margin-bottom: 0pt"><tr style="vertical-align: top">
<td style="width: 27pt"></td><td style="width: 18pt">e.</td><td style="text-align: justify">Comprised of a portfolio of fixed income securities including U.S agency mortgage-backed securities
and investment grade bonds.</td></tr></table>

<table cellpadding="0" cellspacing="0" width="100%" style="font: 10pt Times New Roman, Times, Serif; margin-top: 0pt; margin-bottom: 0pt"><tr style="vertical-align: top">
<td style="width: 27pt"></td><td style="width: 18pt">f.</td><td style="text-align: justify">Comprised of money market instruments with an emphasis on safety and liquidity.</td></tr></table>

<p style="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify"></p>

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<p style="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify"><b>Other Postretirement Benefit Plans:</b></p>

<p style="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify">The Company sponsors two unfunded postretirement
benefit plans (the &#8220;Postretirement Plans&#8221;) that cover all retirees who were full-time permanent employees with at least
five years of service, and their spouses. Effective January 1, 2012, the Postretirement Plans are no longer available for new hires.
One plan provides medical benefits through a 50% cost sharing arrangement. Effective January 1, 2000, the spouses of future retirees
were required to pay 100% of the premiums for their coverage. The other plan provides life insurance benefits and is noncontributory.
Effective January 1, 2010, life insurance benefits are not available for future retirees. Under these programs, eligible retirees
receive lifetime medical and life insurance coverage for themselves and lifetime medical coverage for their spouses. The Company
reserves the right to amend or terminate these plans at its discretion.</p>

<p style="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify">&nbsp;</p>

<p style="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify">Comprehensive medical plan benefits equal
the lesser of the normal plan benefit or the total amount not paid by Medicare. Life insurance benefits for retirees are based
on annual compensation and age at retirement. As of December 31, 2015, the Company has not funded these plans. The Company used
a December 31 measurement date for these plans.</p>

<p style="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify">&nbsp;</p>

<p style="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify">The following table sets forth, for the
Postretirement Plans, the change in benefit obligation and assets, and for the Company, the amounts recognized in the Consolidated
Statements of Financial Condition at December 31:</p>

<p style="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify">&nbsp;</p>

<p style="color: Red; font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: center"></p>

<div data-td-taggable-table=""><table cellpadding="0" cellspacing="0" style="border-collapse: collapse; width: 100%; font: 10pt Times New Roman, Times, Serif">
<tr style="vertical-align: bottom">
    <td style="text-align: center">&nbsp;</td><td style="padding-bottom: 1pt">&nbsp;</td>
    <td colspan="3" style="text-align: center; border-bottom: Black 1pt solid">2015</td><td style="padding-bottom: 1pt">&nbsp;</td>
    <td colspan="3" style="text-align: center; border-bottom: Black 1pt solid">2014</td></tr>
<tr style="vertical-align: bottom">
    <td style="text-align: left">&nbsp;</td><td style="font-style: italic">&nbsp;</td>
    <td colspan="7" style="font-style: italic; text-align: center">(In thousands)</td></tr>
<tr style="vertical-align: bottom; background-color: rgb(204,238,255)">
    <td style="text-align: left">Change in benefit obligation:</td><td>&nbsp;</td>
    <td style="text-align: left">&nbsp;</td><td style="text-align: right">&nbsp;</td><td style="text-align: left">&nbsp;</td><td>&nbsp;</td>
    <td style="text-align: left">&nbsp;</td><td style="text-align: right">&nbsp;</td><td style="text-align: left">&nbsp;</td></tr>
<tr style="vertical-align: bottom; background-color: White">
    <td style="width: 70%; text-align: left; padding-left: 10pt">Projected benefit obligation at beginning of year</td><td style="width: 1%">&nbsp;</td>
    <td style="width: 1%; text-align: left">$</td><td style="width: 12%; text-align: right">8,073</td><td style="width: 1%; text-align: left">&nbsp;</td><td style="width: 1%">&nbsp;</td>
    <td style="width: 1%; text-align: left">$</td><td style="width: 12%; text-align: right">5,586</td><td style="width: 1%; text-align: left">&nbsp;</td></tr>
<tr style="vertical-align: bottom; background-color: rgb(204,238,255)">
    <td style="text-align: left; padding-left: 10pt">Service cost</td><td>&nbsp;</td>
    <td style="text-align: left">&nbsp;</td><td style="text-align: right">382</td><td style="text-align: left">&nbsp;</td><td>&nbsp;</td>
    <td style="text-align: left">&nbsp;</td><td style="text-align: right">358</td><td style="text-align: left">&nbsp;</td></tr>
<tr style="vertical-align: bottom; background-color: White">
    <td style="text-align: left; padding-left: 10pt">Interest cost</td><td>&nbsp;</td>
    <td style="text-align: left">&nbsp;</td><td style="text-align: right">300</td><td style="text-align: left">&nbsp;</td><td>&nbsp;</td>
    <td style="text-align: left">&nbsp;</td><td style="text-align: right">253</td><td style="text-align: left">&nbsp;</td></tr>
<tr style="vertical-align: bottom; background-color: rgb(204,238,255)">
    <td style="text-align: left; padding-left: 10pt">Actuarial loss (gain)</td><td>&nbsp;</td>
    <td style="text-align: left">&nbsp;</td><td style="text-align: right">(715</td><td style="text-align: left">)</td><td>&nbsp;</td>
    <td style="text-align: left">&nbsp;</td><td style="text-align: right">1,925</td><td style="text-align: left">&nbsp;</td></tr>
<tr style="vertical-align: bottom; background-color: White">
    <td style="text-align: left; padding-bottom: 1pt; padding-left: 10pt">Benefits paid</td><td style="padding-bottom: 1pt">&nbsp;</td>
    <td style="border-bottom: Black 1pt solid; text-align: left">&nbsp;</td><td style="border-bottom: Black 1pt solid; text-align: right">(63</td><td style="border-bottom: Black 1pt solid; text-align: left">)</td><td style="padding-bottom: 1pt">&nbsp;</td>
    <td style="border-bottom: Black 1pt solid; text-align: left">&nbsp;</td><td style="border-bottom: Black 1pt solid; text-align: right">(49</td><td style="border-bottom: Black 1pt solid; text-align: left">)</td></tr>
<tr style="vertical-align: bottom; background-color: rgb(204,238,255)">
    <td style="text-align: left; padding-bottom: 1pt; padding-left: 20pt">Projected benefit obligation at end of year</td><td style="padding-bottom: 1pt">&nbsp;</td>
    <td style="border-bottom: Black 1pt solid; text-align: left">&nbsp;</td><td style="border-bottom: Black 1pt solid; text-align: right">7,977</td><td style="border-bottom: Black 1pt solid; text-align: left">&nbsp;</td><td style="padding-bottom: 1pt">&nbsp;</td>
    <td style="border-bottom: Black 1pt solid; text-align: left">&nbsp;</td><td style="border-bottom: Black 1pt solid; text-align: right">8,073</td><td style="border-bottom: Black 1pt solid; text-align: left">&nbsp;</td></tr>
<tr style="vertical-align: bottom; background-color: White">
    <td style="text-align: left">&nbsp;</td><td>&nbsp;</td>
    <td style="text-align: left">&nbsp;</td><td style="text-align: right">&nbsp;</td><td style="text-align: left">&nbsp;</td><td>&nbsp;</td>
    <td style="text-align: left">&nbsp;</td><td style="text-align: right">&nbsp;</td><td style="text-align: left">&nbsp;</td></tr>
<tr style="vertical-align: bottom; background-color: rgb(204,238,255)">
    <td style="text-align: left">Change in plan assets:</td><td>&nbsp;</td>
    <td style="text-align: left">&nbsp;</td><td style="text-align: right">&nbsp;</td><td style="text-align: left">&nbsp;</td><td>&nbsp;</td>
    <td style="text-align: left">&nbsp;</td><td style="text-align: right">&nbsp;</td><td style="text-align: left">&nbsp;</td></tr>
<tr style="vertical-align: bottom; background-color: White">
    <td style="text-align: left; padding-left: 10pt">Market value of assets at beginning of year</td><td>&nbsp;</td>
    <td style="text-align: left">&nbsp;</td><td style="text-align: right">-</td><td style="text-align: left">&nbsp;</td><td>&nbsp;</td>
    <td style="text-align: left">&nbsp;</td><td style="text-align: right">-</td><td style="text-align: left">&nbsp;</td></tr>
<tr style="vertical-align: bottom; background-color: rgb(204,238,255)">
    <td style="text-align: left; padding-left: 10pt">Employer contributions</td><td>&nbsp;</td>
    <td style="text-align: left">&nbsp;</td><td style="text-align: right">63</td><td style="text-align: left">&nbsp;</td><td>&nbsp;</td>
    <td style="text-align: left">&nbsp;</td><td style="text-align: right">49</td><td style="text-align: left">&nbsp;</td></tr>
<tr style="vertical-align: bottom; background-color: White">
    <td style="text-align: left; padding-bottom: 1pt; padding-left: 10pt">Benefits paid</td><td style="padding-bottom: 1pt">&nbsp;</td>
    <td style="border-bottom: Black 1pt solid; text-align: left">&nbsp;</td><td style="border-bottom: Black 1pt solid; text-align: right">(63</td><td style="border-bottom: Black 1pt solid; text-align: left">)</td><td style="padding-bottom: 1pt">&nbsp;</td>
    <td style="border-bottom: Black 1pt solid; text-align: left">&nbsp;</td><td style="border-bottom: Black 1pt solid; text-align: right">(49</td><td style="border-bottom: Black 1pt solid; text-align: left">)</td></tr>
<tr style="vertical-align: bottom; background-color: rgb(204,238,255)">
    <td style="text-align: left; padding-bottom: 1pt; padding-left: 20pt">Market value of plan assets at end of year</td><td style="padding-bottom: 1pt">&nbsp;</td>
    <td style="border-bottom: Black 1pt solid; text-align: left">&nbsp;</td><td style="border-bottom: Black 1pt solid; text-align: right">-</td><td style="border-bottom: Black 1pt solid; text-align: left">&nbsp;</td><td style="padding-bottom: 1pt">&nbsp;</td>
    <td style="border-bottom: Black 1pt solid; text-align: left">&nbsp;</td><td style="border-bottom: Black 1pt solid; text-align: right">-</td><td style="border-bottom: Black 1pt solid; text-align: left">&nbsp;</td></tr>
<tr style="vertical-align: bottom; background-color: White">
    <td style="text-align: left">&nbsp;</td><td>&nbsp;</td>
    <td style="text-align: left">&nbsp;</td><td style="text-align: right">&nbsp;</td><td style="text-align: left">&nbsp;</td><td>&nbsp;</td>
    <td style="text-align: left">&nbsp;</td><td style="text-align: right">&nbsp;</td><td style="text-align: left">&nbsp;</td></tr>
<tr style="vertical-align: bottom; background-color: rgb(204,238,255)">
    <td style="text-align: left; padding-bottom: 2.25pt">Accrued pension cost included in other liabilities</td><td style="padding-bottom: 2.25pt">&nbsp;</td>
    <td style="border-bottom: Black 2.25pt double; text-align: left">$</td><td style="border-bottom: Black 2.25pt double; text-align: right">(7,977</td><td style="border-bottom: Black 2.25pt double; text-align: left">)</td><td style="padding-bottom: 2.25pt">&nbsp;</td>
    <td style="border-bottom: Black 2.25pt double; text-align: left">$</td><td style="border-bottom: Black 2.25pt double; text-align: right">(8,073</td><td style="border-bottom: Black 2.25pt double; text-align: left">)</td></tr>
</table></div>



<p style="color: Red; font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: center"></p>

<p style="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</p>

<p style="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify">The accumulated benefit obligation for
the Postretirement Plans was $8.0 million and $8.1 million at December 31, 2015 and 2014, respectively.</p>

<p style="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify">&nbsp;</p>

<p style="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify">Assumptions used in determining the actuarial
present value of the accumulated postretirement benefit obligations at December 31 are as follows:</p>

<p style="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify">&nbsp;</p>

<p style="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: center; color: Red"></p>

<div data-td-taggable-table=""><table cellpadding="0" cellspacing="0" style="border-collapse: collapse; width: 100%; font: 10pt Times New Roman, Times, Serif">
<tr style="vertical-align: bottom">
    <td style="text-align: center">&nbsp;</td><td style="padding-bottom: 1pt">&nbsp;</td>
    <td colspan="3" style="text-align: center; border-bottom: Black 1pt solid">2015</td><td style="padding-bottom: 1pt">&nbsp;</td>
    <td colspan="3" style="text-align: center; border-bottom: Black 1pt solid">2014</td></tr>
<tr style="vertical-align: bottom; background-color: rgb(204,238,255)">
    <td style="width: 70%; text-align: left">Rate of return on plan assets</td><td style="width: 1%">&nbsp;</td>
    <td style="width: 1%; text-align: left">&nbsp;</td><td style="width: 12%; text-align: right">n/a</td><td style="width: 1%; text-align: left">&nbsp;</td><td style="width: 1%">&nbsp;</td>
    <td style="width: 1%; text-align: left">&nbsp;</td><td style="width: 12%; text-align: right">n/a</td><td style="width: 1%; text-align: left">&nbsp;</td></tr>
<tr style="vertical-align: bottom; background-color: White">
    <td style="text-align: left">Discount rate</td><td>&nbsp;</td>
    <td style="text-align: left">&nbsp;</td><td style="text-align: right">4.06</td><td style="text-align: left">%</td><td>&nbsp;</td>
    <td style="text-align: left">&nbsp;</td><td style="text-align: right">3.76</td><td style="text-align: left">%</td></tr>
<tr style="vertical-align: bottom; background-color: rgb(204,238,255)">
    <td style="text-align: left">Rate of increase in health care costs</td><td>&nbsp;</td>
    <td style="text-align: left">&nbsp;</td><td style="text-align: right">&nbsp;</td><td style="text-align: left">&nbsp;</td><td>&nbsp;</td>
    <td style="text-align: left">&nbsp;</td><td style="text-align: right">&nbsp;</td><td style="text-align: left">&nbsp;</td></tr>
<tr style="vertical-align: bottom; background-color: White">
    <td style="text-align: left; padding-left: 10pt">Initial</td><td>&nbsp;</td>
    <td style="text-align: left">&nbsp;</td><td style="text-align: right">7.00</td><td style="text-align: left">%</td><td>&nbsp;</td>
    <td style="text-align: left">&nbsp;</td><td style="text-align: right">8.00</td><td style="text-align: left">%</td></tr>
<tr style="vertical-align: bottom; background-color: rgb(204,238,255)">
    <td style="text-align: left; padding-left: 10pt">Ultimate (year 2018)</td><td>&nbsp;</td>
    <td style="text-align: left">&nbsp;</td><td style="text-align: right">5.00</td><td style="text-align: left">%</td><td>&nbsp;</td>
    <td style="text-align: left">&nbsp;</td><td style="text-align: right">5.00</td><td style="text-align: left">%</td></tr>
<tr style="vertical-align: bottom; background-color: White">
    <td style="text-align: left">Annual rate of salary increase for life insurance</td><td>&nbsp;</td>
    <td style="text-align: left">&nbsp;</td><td style="text-align: right">n/a</td><td style="text-align: left">&nbsp;</td><td>&nbsp;</td>
    <td style="text-align: left">&nbsp;</td><td style="text-align: right">n/a</td><td style="text-align: left">&nbsp;</td></tr>
</table></div>



<p style="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify">&nbsp;</p>

<p style="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify"></p>

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<p style="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify">The resulting net periodic postretirement
expense consisted of the following components for the years ended December 31:</p>

<p style="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify">&nbsp;</p>

<p style="color: Red; font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: center"></p>

<div data-td-taggable-table=""><table cellpadding="0" cellspacing="0" style="border-collapse: collapse; width: 100%; font: 10pt Times New Roman, Times, Serif">
<tr style="vertical-align: bottom">
    <td style="text-align: center">&nbsp;</td><td style="padding-bottom: 1pt">&nbsp;</td>
    <td colspan="3" style="text-align: center; border-bottom: Black 1pt solid">2015</td><td style="padding-bottom: 1pt">&nbsp;</td>
    <td colspan="3" style="text-align: center; border-bottom: Black 1pt solid">2014</td><td style="padding-bottom: 1pt">&nbsp;</td>
    <td colspan="3" style="text-align: center; border-bottom: Black 1pt solid">2013</td></tr>
<tr style="vertical-align: bottom">
    <td style="text-align: left">&nbsp;</td><td style="font-style: italic">&nbsp;</td>
    <td colspan="11" style="font-style: italic; text-align: center">(In thousands)</td></tr>
<tr style="vertical-align: bottom; background-color: rgb(204,238,255)">
    <td style="width: 61%; text-align: left">Service cost</td><td style="width: 1%">&nbsp;</td>
    <td style="width: 1%; text-align: left">$</td><td style="width: 10%; text-align: right">382</td><td style="width: 1%; text-align: left">&nbsp;</td><td style="width: 1%">&nbsp;</td>
    <td style="width: 1%; text-align: left">$</td><td style="width: 10%; text-align: right">358</td><td style="width: 1%; text-align: left">&nbsp;</td><td style="width: 1%">&nbsp;</td>
    <td style="width: 1%; text-align: left">$</td><td style="width: 10%; text-align: right">449</td><td style="width: 1%; text-align: left">&nbsp;</td></tr>
<tr style="vertical-align: bottom; background-color: White">
    <td style="text-align: left">Interest cost</td><td>&nbsp;</td>
    <td style="text-align: left">&nbsp;</td><td style="text-align: right">300</td><td style="text-align: left">&nbsp;</td><td>&nbsp;</td>
    <td style="text-align: left">&nbsp;</td><td style="text-align: right">253</td><td style="text-align: left">&nbsp;</td><td>&nbsp;</td>
    <td style="text-align: left">&nbsp;</td><td style="text-align: right">219</td><td style="text-align: left">&nbsp;</td></tr>
<tr style="vertical-align: bottom; background-color: rgb(204,238,255)">
    <td style="text-align: left">Amortization of unrecognized loss</td><td>&nbsp;</td>
    <td style="text-align: left">&nbsp;</td><td style="text-align: right">119</td><td style="text-align: left">&nbsp;</td><td>&nbsp;</td>
    <td style="text-align: left">&nbsp;</td><td style="text-align: right">-</td><td style="text-align: left">&nbsp;</td><td>&nbsp;</td>
    <td style="text-align: left">&nbsp;</td><td style="text-align: right">50</td><td style="text-align: left">&nbsp;</td></tr>
<tr style="vertical-align: bottom; background-color: White">
    <td style="text-align: left; padding-bottom: 1pt">Amortization of past service credit</td><td style="padding-bottom: 1pt">&nbsp;</td>
    <td style="border-bottom: Black 1pt solid; text-align: left">&nbsp;</td><td style="border-bottom: Black 1pt solid; text-align: right">(85</td><td style="border-bottom: Black 1pt solid; text-align: left">)</td><td style="padding-bottom: 1pt">&nbsp;</td>
    <td style="border-bottom: Black 1pt solid; text-align: left">&nbsp;</td><td style="border-bottom: Black 1pt solid; text-align: right">(85</td><td style="border-bottom: Black 1pt solid; text-align: left">)</td><td style="padding-bottom: 1pt">&nbsp;</td>
    <td style="border-bottom: Black 1pt solid; text-align: left">&nbsp;</td><td style="border-bottom: Black 1pt solid; text-align: right">(85</td><td style="border-bottom: Black 1pt solid; text-align: left">)</td></tr>
<tr style="vertical-align: bottom; background-color: rgb(204,238,255)">
    <td style="text-align: left; padding-bottom: 1pt; padding-left: 10pt">Net postretirement benefit expense</td><td style="padding-bottom: 1pt">&nbsp;</td>
    <td style="border-bottom: Black 1pt solid; text-align: left">&nbsp;</td><td style="border-bottom: Black 1pt solid; text-align: right">716</td><td style="border-bottom: Black 1pt solid; text-align: left">&nbsp;</td><td style="padding-bottom: 1pt">&nbsp;</td>
    <td style="border-bottom: Black 1pt solid; text-align: left">&nbsp;</td><td style="border-bottom: Black 1pt solid; text-align: right">526</td><td style="border-bottom: Black 1pt solid; text-align: left">&nbsp;</td><td style="padding-bottom: 1pt">&nbsp;</td>
    <td style="border-bottom: Black 1pt solid; text-align: left">&nbsp;</td><td style="border-bottom: Black 1pt solid; text-align: right">633</td><td style="border-bottom: Black 1pt solid; text-align: left">&nbsp;</td></tr>
<tr style="vertical-align: bottom; background-color: White">
    <td style="text-align: left">&nbsp;</td><td>&nbsp;</td>
    <td style="text-align: left">&nbsp;</td><td style="text-align: right">&nbsp;</td><td style="text-align: left">&nbsp;</td><td>&nbsp;</td>
    <td style="text-align: left">&nbsp;</td><td style="text-align: right">&nbsp;</td><td style="text-align: left">&nbsp;</td><td>&nbsp;</td>
    <td style="text-align: left">&nbsp;</td><td style="text-align: right">&nbsp;</td><td style="text-align: left">&nbsp;</td></tr>
<tr style="vertical-align: bottom; background-color: rgb(204,238,255)">
    <td style="text-align: left">Current year actuarial (gain) loss</td><td>&nbsp;</td>
    <td style="text-align: left">&nbsp;</td><td style="text-align: right">(715</td><td style="text-align: left">)</td><td>&nbsp;</td>
    <td style="text-align: left">&nbsp;</td><td style="text-align: right">1,925</td><td style="text-align: left">&nbsp;</td><td>&nbsp;</td>
    <td style="text-align: left">&nbsp;</td><td style="text-align: right">(943</td><td style="text-align: left">)</td></tr>
<tr style="vertical-align: bottom; background-color: White">
    <td style="text-align: left">Amortization of actuarial loss</td><td>&nbsp;</td>
    <td style="text-align: left">&nbsp;</td><td style="text-align: right">(119</td><td style="text-align: left">)</td><td>&nbsp;</td>
    <td style="text-align: left">&nbsp;</td><td style="text-align: right">-</td><td style="text-align: left">&nbsp;</td><td>&nbsp;</td>
    <td style="text-align: left">&nbsp;</td><td style="text-align: right">(50</td><td style="text-align: left">)</td></tr>
<tr style="vertical-align: bottom; background-color: rgb(204,238,255)">
    <td style="text-align: left; padding-bottom: 1pt">Amortization of prior service credit</td><td style="padding-bottom: 1pt">&nbsp;</td>
    <td style="border-bottom: Black 1pt solid; text-align: left">&nbsp;</td><td style="border-bottom: Black 1pt solid; text-align: right">85</td><td style="border-bottom: Black 1pt solid; text-align: left">&nbsp;</td><td style="padding-bottom: 1pt">&nbsp;</td>
    <td style="border-bottom: Black 1pt solid; text-align: left">&nbsp;</td><td style="border-bottom: Black 1pt solid; text-align: right">85</td><td style="border-bottom: Black 1pt solid; text-align: left">&nbsp;</td><td style="padding-bottom: 1pt">&nbsp;</td>
    <td style="border-bottom: Black 1pt solid; text-align: left">&nbsp;</td><td style="border-bottom: Black 1pt solid; text-align: right">85</td><td style="border-bottom: Black 1pt solid; text-align: left">&nbsp;</td></tr>
<tr style="vertical-align: bottom; background-color: White">
    <td style="text-align: left; padding-bottom: 1pt; padding-left: 10pt">Total recognized in other comprehensive income</td><td style="padding-bottom: 1pt">&nbsp;</td>
    <td style="border-bottom: Black 1pt solid; text-align: left">&nbsp;</td><td style="border-bottom: Black 1pt solid; text-align: right">(749</td><td style="border-bottom: Black 1pt solid; text-align: left">)</td><td style="padding-bottom: 1pt">&nbsp;</td>
    <td style="border-bottom: Black 1pt solid; text-align: left">&nbsp;</td><td style="border-bottom: Black 1pt solid; text-align: right">2,010</td><td style="border-bottom: Black 1pt solid; text-align: left">&nbsp;</td><td style="padding-bottom: 1pt">&nbsp;</td>
    <td style="border-bottom: Black 1pt solid; text-align: left">&nbsp;</td><td style="border-bottom: Black 1pt solid; text-align: right">(908</td><td style="border-bottom: Black 1pt solid; text-align: left">)</td></tr>
<tr style="vertical-align: bottom; background-color: rgb(204,238,255)">
    <td style="text-align: left; padding-bottom: 2.25pt; padding-left: 0pt">Total recognized in net postretirement expense and
    other comprehensive income</td><td style="padding-bottom: 2.25pt">&nbsp;</td>
    <td style="border-bottom: Black 2.25pt double; text-align: left">$</td><td style="border-bottom: Black 2.25pt double; text-align: right">(33</td><td style="border-bottom: Black 2.25pt double; text-align: left">)</td><td style="padding-bottom: 2.25pt">&nbsp;</td>
    <td style="border-bottom: Black 2.25pt double; text-align: left">$</td><td style="border-bottom: Black 2.25pt double; text-align: right">2,536</td><td style="border-bottom: Black 2.25pt double; text-align: left">&nbsp;</td><td style="padding-bottom: 2.25pt">&nbsp;</td>
    <td style="border-bottom: Black 2.25pt double; text-align: left">$</td><td style="border-bottom: Black 2.25pt double; text-align: right">(275</td><td style="border-bottom: Black 2.25pt double; text-align: left">)</td></tr>
</table></div>



<p style="color: Red; font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: center"></p>

<p style="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</p>

<p style="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">Assumptions used to develop periodic postretirement expense
for the Postretirement Plans for the years ended December 31 were:</p>

<p style="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</p>

<p style="color: Red; font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: center"></p>

<div data-td-taggable-table=""><table cellpadding="0" cellspacing="0" style="border-collapse: collapse; width: 100%; font: 10pt Times New Roman, Times, Serif">
<tr style="vertical-align: bottom">
    <td style="text-align: center">&nbsp;</td><td style="padding-bottom: 1pt">&nbsp;</td>
    <td colspan="3" style="text-align: center; border-bottom: Black 1pt solid">2015</td><td style="padding-bottom: 1pt">&nbsp;</td>
    <td colspan="3" style="text-align: center; border-bottom: Black 1pt solid">2014</td><td style="padding-bottom: 1pt">&nbsp;</td>
    <td colspan="3" style="text-align: center; border-bottom: Black 1pt solid">2013</td></tr>
<tr style="vertical-align: bottom; background-color: rgb(204,238,255)">
    <td style="width: 61%; text-align: left">Rate of return on plan assets</td><td style="width: 1%">&nbsp;</td>
    <td style="width: 1%; text-align: left">&nbsp;</td><td style="width: 10%; text-align: right">n/a</td><td style="width: 1%; text-align: left">&nbsp;</td><td style="width: 1%">&nbsp;</td>
    <td style="width: 1%; text-align: left">&nbsp;</td><td style="width: 10%; text-align: right">n/a</td><td style="width: 1%; text-align: left">&nbsp;</td><td style="width: 1%">&nbsp;</td>
    <td style="width: 1%; text-align: left">&nbsp;</td><td style="width: 10%; text-align: right">n/a</td><td style="width: 1%; text-align: left">&nbsp;</td></tr>
<tr style="vertical-align: bottom; background-color: White">
    <td style="text-align: left">Discount rate</td><td>&nbsp;</td>
    <td style="text-align: left">&nbsp;</td><td style="text-align: right">3.76</td><td style="text-align: left">%</td><td>&nbsp;</td>
    <td style="text-align: left">&nbsp;</td><td style="text-align: right">4.60</td><td style="text-align: left">%</td><td>&nbsp;</td>
    <td style="text-align: left">&nbsp;</td><td style="text-align: right">3.75</td><td style="text-align: left">%</td></tr>
<tr style="vertical-align: bottom; background-color: rgb(204,238,255)">
    <td style="text-align: left">Rate of increase in health care costs</td><td>&nbsp;</td>
    <td style="text-align: left">&nbsp;</td><td style="text-align: right">&nbsp;</td><td style="text-align: left">&nbsp;</td><td>&nbsp;</td>
    <td style="text-align: left">&nbsp;</td><td style="text-align: right">&nbsp;</td><td style="text-align: left">&nbsp;</td><td>&nbsp;</td>
    <td style="text-align: left">&nbsp;</td><td style="text-align: right">&nbsp;</td><td style="text-align: left">&nbsp;</td></tr>
<tr style="vertical-align: bottom; background-color: White">
    <td style="text-align: left; padding-left: 10pt">Initial</td><td>&nbsp;</td>
    <td style="text-align: left">&nbsp;</td><td style="text-align: right">8.00</td><td style="text-align: left">%</td><td>&nbsp;</td>
    <td style="text-align: left">&nbsp;</td><td style="text-align: right">9.00</td><td style="text-align: left">%</td><td>&nbsp;</td>
    <td style="text-align: left">&nbsp;</td><td style="text-align: right">10.00</td><td style="text-align: left">%</td></tr>
<tr style="vertical-align: bottom; background-color: rgb(204,238,255)">
    <td style="text-align: left; padding-left: 10pt">Ultimate (year 2018)</td><td>&nbsp;</td>
    <td style="text-align: left">&nbsp;</td><td style="text-align: right">5.00</td><td style="text-align: left">%</td><td>&nbsp;</td>
    <td style="text-align: left">&nbsp;</td><td style="text-align: right">5.00</td><td style="text-align: left">%</td><td>&nbsp;</td>
    <td style="text-align: left">&nbsp;</td><td style="text-align: right">5.00</td><td style="text-align: left">%</td></tr>
<tr style="vertical-align: bottom; background-color: White">
    <td style="text-align: left">Annual rate of salary increase for life insurance</td><td>&nbsp;</td>
    <td style="text-align: left">&nbsp;</td><td style="text-align: right">n/a</td><td style="text-align: left">&nbsp;</td><td>&nbsp;</td>
    <td style="text-align: left">&nbsp;</td><td style="text-align: right">n/a</td><td style="text-align: left">&nbsp;</td><td>&nbsp;</td>
    <td style="text-align: left">&nbsp;</td><td style="text-align: right">n/a</td><td style="text-align: left">&nbsp;</td></tr>
</table></div>



<p style="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</p>

<p style="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify">The health care cost trend rate assumptions
have a significant effect on the amounts reported. A one percentage point change in assumed health care trend rates would have
the following effects:</p>

<p style="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify">&nbsp;</p>

<div data-td-taggable-table=""><table cellpadding="0" cellspacing="0" style="border-collapse: collapse; width: 100%; font: 10pt Times New Roman, Times, Serif">
<tr style="vertical-align: bottom">
    <td>&nbsp;</td><td style="padding-bottom: 1pt">&nbsp;</td>
    <td colspan="3" style="text-align: center; border-bottom: Black 1pt solid">Increase</td><td style="padding-bottom: 1pt">&nbsp;</td>
    <td colspan="3" style="text-align: center; border-bottom: Black 1pt solid">Decrease</td></tr>
<tr style="vertical-align: bottom">
    <td>&nbsp;</td><td style="font-style: italic">&nbsp;</td>
    <td colspan="7" style="font-style: italic; text-align: center">(In thousands)</td></tr>
<tr style="vertical-align: bottom; background-color: rgb(204,238,255)">
    <td style="width: 70%; text-align: left">Effect on postretirement benefit obligation</td><td style="width: 1%">&nbsp;</td>
    <td style="width: 1%; text-align: left">$</td><td style="width: 12%; text-align: right">1,634</td><td style="width: 1%; text-align: left">&nbsp;</td><td style="width: 1%">&nbsp;</td>
    <td style="width: 1%; text-align: left">$</td><td style="width: 12%; text-align: right">(1,240</td><td style="width: 1%; text-align: left">)</td></tr>
<tr style="vertical-align: bottom; background-color: White">
    <td style="text-align: left">Effect on total service and interest cost</td><td>&nbsp;</td>
    <td style="text-align: left">&nbsp;</td><td style="text-align: right">177</td><td style="text-align: left">&nbsp;</td><td>&nbsp;</td>
    <td style="text-align: left">&nbsp;</td><td style="text-align: right">(131</td><td style="text-align: left">)</td></tr>
</table></div>

<p style="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</p>

<p style="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">The Company expects to pay benefits of $189,000 under its Postretirement
Plans in 2016.</p>

<p style="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify">&nbsp;</p>

<p style="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify">The following benefit payments under the
Postretirement Plan, which reflect expected future service, are expected to be paid:</p>

<p style="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify">&nbsp;</p>

<div data-td-taggable-table=""><table cellpadding="0" cellspacing="0" style="border-collapse: collapse; width: 100%; font: 10pt Times New Roman, Times, Serif">
<tr style="vertical-align: bottom">
    <td style="text-align: left">For the years ending December 31:</td><td style="padding-bottom: 1pt">&nbsp;</td>
    <td colspan="3" style="text-align: center; border-bottom: Black 1pt solid">Future Benefit <br>
Payments</td></tr>
<tr style="vertical-align: bottom">
    <td style="text-align: left">&nbsp;</td><td style="font-style: italic">&nbsp;</td>
    <td colspan="3" style="font-style: italic; text-align: center">(In thousands)</td></tr>
<tr style="vertical-align: bottom; background-color: rgb(204,238,255)">
    <td style="width: 85%; text-align: left">2016</td><td style="width: 1%">&nbsp;</td>
    <td style="width: 1%; text-align: left">$</td><td style="width: 12%; text-align: right">189</td><td style="width: 1%; text-align: left">&nbsp;</td></tr>
<tr style="vertical-align: bottom; background-color: White">
    <td style="text-align: left">2017</td><td>&nbsp;</td>
    <td style="text-align: left">&nbsp;</td><td style="text-align: right">229</td><td style="text-align: left">&nbsp;</td></tr>
<tr style="vertical-align: bottom; background-color: rgb(204,238,255)">
    <td style="text-align: left">2018</td><td>&nbsp;</td>
    <td style="text-align: left">&nbsp;</td><td style="text-align: right">255</td><td style="text-align: left">&nbsp;</td></tr>
<tr style="vertical-align: bottom; background-color: White">
    <td style="text-align: left">2019</td><td>&nbsp;</td>
    <td style="text-align: left">&nbsp;</td><td style="text-align: right">280</td><td style="text-align: left">&nbsp;</td></tr>
<tr style="vertical-align: bottom; background-color: rgb(204,238,255)">
    <td style="text-align: left">2020</td><td>&nbsp;</td>
    <td style="text-align: left">&nbsp;</td><td style="text-align: right">263</td><td style="text-align: left">&nbsp;</td></tr>
<tr style="vertical-align: bottom; background-color: White">
    <td style="text-align: left">2021 &#8211; 2025</td><td>&nbsp;</td>
    <td style="text-align: left">&nbsp;</td><td style="text-align: right">1,524</td><td style="text-align: left">&nbsp;</td></tr>
</table></div>

<p style="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: center">&nbsp;</p>

<p style="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0.25in 0pt 0; text-align: justify"></p>

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<p style="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0.25in 0pt 0; text-align: justify"><b>Defined Contribution Plans:</b></p>

<p style="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify">The Company maintains a tax qualified 401(k)
plan which covers substantially all salaried employees who have completed one year of service. Currently, annual matching contributions
under the Bank&#8217;s 401(k) plan equal 50% of the employee&#8217;s contributions, up to a maximum of 3% of the employee&#8217;s
compensation. In addition, the 401(k) plan includes the Defined Contribution Retirement Plan (&#8220;DCRP&#8221;), under which
the Bank contributes an amount equal to 4% of an employee&#8217;s eligible compensation as defined in the plan, and the Profit
Sharing Plan (&#8220;PSP&#8221;), under which at the discretion of the Company&#8217;s Board of Directors a contribution is made.
Contributions for the DCRP and PSP are made in the form of Company common stock at or after the end of each year. Annual contributions
under these plans are subject to the limits imposed under the Internal Revenue Code. Contributions by the Company into the 401(k)
plan vest 20% per year over the employee's first five years of service. Contributions to these plans are 100% vested upon a change
of control (as defined in the applicable plan). Compensation expense recorded by the Company for these plans amounted to $3.0 million,
$3.1 million and $2.9 million for the years ended December 31, 2015, 2014 and 2013, respectively.</p>

<p style="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify">&nbsp;</p>

<p style="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify">The Bank provides a non-qualified deferred
compensation plan as an incentive for officers who have achieved the designated level and completed one year of service. Prior
to January 1, 2015, the Plan included officers at a level that are no longer qualified to participate, however those that were
eligible remain eligible to participate in the Plan. In addition to the amounts deferred by the officers, the Bank matches 50%
of their contributions, generally up to a maximum of 5% of the officers&#8217; salary. Matching contributions under this plan vest
20% per year for five years. The non-qualified deferred compensation plan assets are held in a rabbi trust totaling $10.6 million
and $10.0 million at December 31, 2015 and 2014, respectively. Contributions become 100% vested upon a change of control (as defined
in the plan). Compensation expense recorded by the Company for this plan amounted to $0.4 million for each of the years ended December
31, 2015, 2014 and 2013.</p>

<p style="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify">&nbsp;</p>

<p style="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0.25in 0pt 0; text-align: justify"><b>Employee Benefit Trust:</b></p>

<p style="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify">An Employee Benefit Trust (&#8220;EBT&#8221;)
has been established to assist the Company in funding its benefit plan obligations. In connection with the Bank&#8217;s conversion
to a federal stock savings bank in 1995, the EBT borrowed $7.9 million from the Company and used $7,000 of cash received from the
Bank to purchase 2,328,750 shares of the common stock of the Company. The loan was repaid from the Company&#8217;s discretionary
contributions to the EBT and dividend payments received on common stock held by the EBT. During the year ended December 31, 2010,
the loan was fully repaid. Dividend payments received subsequent to the loan being repaid are used to purchase additional shares
of common stock. Shares purchased with the loan proceeds are held in a suspense account for contribution to specified benefit plans.
Shares released from the suspense account are used solely for funding matching contributions under the Bank&#8217;s 401(k) plan,
contributions to the 401(k) plan for the DCRP, and contributions to the PSP. For the years ended December 31, 2015, 2014 and 2013,
the Company funded $2.8 million, $2.7 million and $2.3 million, respectively, of employer contributions to the 401(k), DCRP and
profit sharing plans from the EBT.</p>

<p style="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify">&nbsp;</p>

<p style="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify">Upon a change of control (as defined in
the EBT), the EBT will terminate and any trust assets remaining after certain benefit plan contributions will be distributed to
all full-time employees of the Company with at least one year of service, in proportion to their compensation over the four most
recently completed calendar years plus the portion of the current year prior to the termination of the EBT.</p>

<p style="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify">&nbsp;</p>

<p style="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify">As shares are released from the suspense
account, the Company reports compensation expense equal to the current market price of the shares, and the shares become outstanding
for earnings per share computations. The EBT shares are as follows at December 31:</p>

<p style="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify">&nbsp;</p>

<p style="color: Red; font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: center"></p>

<div data-td-taggable-table=""><table cellpadding="0" cellspacing="0" style="border-collapse: collapse; width: 100%; font: 10pt Times New Roman, Times, Serif">
<tr style="vertical-align: bottom">
    <td style="text-align: center">&nbsp;</td><td style="padding-bottom: 1pt">&nbsp;</td>
    <td colspan="3" style="text-align: center; border-bottom: Black 1pt solid">2015</td><td style="padding-bottom: 1pt">&nbsp;</td>
    <td colspan="3" style="text-align: center; border-bottom: Black 1pt solid">2014</td></tr>
<tr style="vertical-align: bottom">
    <td style="text-align: left">&nbsp;</td><td style="font-style: italic">&nbsp;</td>
    <td colspan="3" style="font-style: italic">&nbsp;</td><td style="font-style: italic">&nbsp;</td>
    <td colspan="3" style="font-style: italic">&nbsp;</td></tr>
<tr style="vertical-align: bottom; background-color: rgb(204,238,255)">
    <td style="width: 70%; text-align: left">Shares owned by Employee Benefit Trust, beginning balance</td><td style="width: 1%">&nbsp;</td>
    <td style="width: 1%; text-align: left">&nbsp;</td><td style="width: 12%; text-align: right">800,950</td><td style="width: 1%; text-align: left">&nbsp;</td><td style="width: 1%">&nbsp;</td>
    <td style="width: 1%; text-align: left">&nbsp;</td><td style="width: 12%; text-align: right">913,792</td><td style="width: 1%; text-align: left">&nbsp;</td></tr>
<tr style="vertical-align: bottom; background-color: White">
    <td style="text-align: left">Shares purchased</td><td>&nbsp;</td>
    <td style="text-align: left">&nbsp;</td><td style="text-align: right">22,102</td><td style="text-align: left">&nbsp;</td><td>&nbsp;</td>
    <td style="text-align: left">&nbsp;</td><td style="text-align: right">23,717</td><td style="text-align: left">&nbsp;</td></tr>
<tr style="vertical-align: bottom; background-color: rgb(204,238,255)">
    <td style="text-align: left; padding-bottom: 1pt">Shares released and allocated</td><td style="padding-bottom: 1pt">&nbsp;</td>
    <td style="border-bottom: Black 1pt solid; text-align: left">&nbsp;</td><td style="border-bottom: Black 1pt solid; text-align: right">(147,616</td><td style="border-bottom: Black 1pt solid; text-align: left">)</td><td style="padding-bottom: 1pt">&nbsp;</td>
    <td style="border-bottom: Black 1pt solid; text-align: left">&nbsp;</td><td style="border-bottom: Black 1pt solid; text-align: right">(136,559</td><td style="border-bottom: Black 1pt solid; text-align: left">)</td></tr>
<tr style="vertical-align: bottom; background-color: White">
    <td style="text-align: left; padding-bottom: 2.25pt">Shares owned by Employee Benefit Trust, ending balance</td><td style="padding-bottom: 2.25pt">&nbsp;</td>
    <td style="border-bottom: Black 2.25pt double; text-align: left">&nbsp;</td><td style="border-bottom: Black 2.25pt double; text-align: right">675,436</td><td style="border-bottom: Black 2.25pt double; text-align: left">&nbsp;</td><td style="padding-bottom: 2.25pt">&nbsp;</td>
    <td style="border-bottom: Black 2.25pt double; text-align: left">&nbsp;</td><td style="border-bottom: Black 2.25pt double; text-align: right">800,950</td><td style="border-bottom: Black 2.25pt double; text-align: left">&nbsp;</td></tr>
<tr style="vertical-align: bottom; background-color: rgb(204,238,255)">
    <td style="text-align: left">&nbsp;</td><td>&nbsp;</td>
    <td style="text-align: left">&nbsp;</td><td style="text-align: right">&nbsp;</td><td style="text-align: left">&nbsp;</td><td>&nbsp;</td>
    <td style="text-align: left">&nbsp;</td><td style="text-align: right">&nbsp;</td><td style="text-align: left">&nbsp;</td></tr>
<tr style="vertical-align: bottom; background-color: White">
    <td style="text-align: left; padding-bottom: 2.25pt">Market value of unallocated shares.</td><td style="padding-bottom: 2.25pt">&nbsp;</td>
    <td style="border-bottom: Black 2.25pt double; text-align: left">$</td><td style="border-bottom: Black 2.25pt double; text-align: right">14,616,435</td><td style="border-bottom: Black 2.25pt double; text-align: left">&nbsp;</td><td style="padding-bottom: 2.25pt">&nbsp;</td>
    <td style="border-bottom: Black 2.25pt double; text-align: left">$</td><td style="border-bottom: Black 2.25pt double; text-align: right">16,235,257</td><td style="border-bottom: Black 2.25pt double; text-align: left">&nbsp;</td></tr>
</table></div>



<p style="color: Red; font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: center"></p>

<p style="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</p>

<p style="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0"><b>Outside Director Retirement Plan:</b></p>

<p style="font: 10pt Times New Roman, Times, Serif; margin: 0pt 4.5pt 0pt 0; text-align: justify"><font style="font-family: Times New Roman, Times, Serif">The
Bank has an unfunded noncontributory defined benefit Outside Director Retirement Plan (the &#8220;Directors&#8217; Plan&#8221;),
which provides benefits to each non-employee director who became a non-employee director before January 1, 2004, who has at least
five years of service as a non-employee director and whose years of service as a non-employee director plus age equals or exceeds
55. Benefits are also payable to a non-employee director who became a non-employee director before January 1, 2004 and whose status
as a non-employee director terminates because of death or disability or who is a non-employee director upon a change of control
(as defined in the Directors&#8217; Plan). Any person who became a non-employee director after January 1, 2004 is not eligible
to participate in the Directors&#8217; Plan. Upon termination an eligible director will be paid an annual retirement benefit equal
to $48,000. Such benefit will be paid in equal monthly installments for the lesser of the number of months such director served
as a non-employee director or 120 months. In the event of a termination of Board service due to a change of control, a non-employee
director who has completed at least two years of service as a non-employee director will receive a cash lump sum payment equal
to 120 months of benefit, and a non-employee director with less than two years of service will receive a cash lump sum payment
equal to a number of months of benefit equal to the number of months of his service as a non-employee director. In the event of
the director&#8217;s death, the surviving spouse will receive the equivalent benefit. No benefits will be payable to a director
who is removed for cause. The Holding Company has guaranteed the payment of benefits under the Directors&#8217; Plan, for this
reason the </font>Bank has assets held in a rabbi trust totaling $4.2 million and $3.9 million at December 31, 2015 and 2014, respectively.
<font style="font-family: Times New Roman, Times, Serif">Upon adopting the Directors&#8217; Plan, the Bank elected to immediately
recognize the effect of adopting the Directors&#8217; Plan. Subsequent plan amendments are amortized as a past service liability.
The Bank uses a December 31 measurement date for the Directors&#8217; Plan.</font></p>

<p style="font: 10pt Times New Roman, Times, Serif; margin: 0pt 4.5pt 0pt 0; text-align: justify">&nbsp;</p>


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<p style="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify">The following table sets forth, for the
Directors&#8217; Plan, the change in benefit obligation and assets, and for the Company, the amounts recognized in the Consolidated
Statements of Financial Condition at December 31:</p>

<p style="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify">&nbsp;</p>

<p style="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: center; color: Red"></p>

<div data-td-taggable-table=""><table cellpadding="0" cellspacing="0" style="border-collapse: collapse; width: 100%; font: 10pt Times New Roman, Times, Serif">
<tr style="vertical-align: bottom">
    <td style="text-align: center">&nbsp;</td><td style="padding-bottom: 1pt">&nbsp;</td>
    <td colspan="3" style="text-align: center; border-bottom: Black 1pt solid">2015</td><td style="padding-bottom: 1pt">&nbsp;</td>
    <td colspan="3" style="text-align: center; border-bottom: Black 1pt solid">2014</td></tr>
<tr style="vertical-align: bottom">
    <td style="text-align: left">&nbsp;</td><td style="font-style: italic">&nbsp;</td>
    <td colspan="7" style="font-style: italic; text-align: center">(In thousands)</td></tr>
<tr style="vertical-align: bottom; background-color: rgb(204,238,255)">
    <td style="text-align: left">Change in benefit obligation:</td><td>&nbsp;</td>
    <td style="text-align: left">&nbsp;</td><td style="text-align: right">&nbsp;</td><td style="text-align: left">&nbsp;</td><td>&nbsp;</td>
    <td style="text-align: left">&nbsp;</td><td style="text-align: right">&nbsp;</td><td style="text-align: left">&nbsp;</td></tr>
<tr style="vertical-align: bottom; background-color: White">
    <td style="width: 70%; text-align: left; padding-left: 10pt">Projected benefit obligation at beginning of year</td><td style="width: 1%">&nbsp;</td>
    <td style="width: 1%; text-align: left">$</td><td style="width: 12%; text-align: right">2,663</td><td style="width: 1%; text-align: left">&nbsp;</td><td style="width: 1%">&nbsp;</td>
    <td style="width: 1%; text-align: left">$</td><td style="width: 12%; text-align: right">2,666</td><td style="width: 1%; text-align: left">&nbsp;</td></tr>
<tr style="vertical-align: bottom; background-color: rgb(204,238,255)">
    <td style="text-align: left; padding-left: 10pt">Service cost</td><td>&nbsp;</td>
    <td style="text-align: left">&nbsp;</td><td style="text-align: right">45</td><td style="text-align: left">&nbsp;</td><td>&nbsp;</td>
    <td style="text-align: left">&nbsp;</td><td style="text-align: right">54</td><td style="text-align: left">&nbsp;</td></tr>
<tr style="vertical-align: bottom; background-color: White">
    <td style="text-align: left; padding-left: 10pt">Interest cost</td><td>&nbsp;</td>
    <td style="text-align: left">&nbsp;</td><td style="text-align: right">95</td><td style="text-align: left">&nbsp;</td><td>&nbsp;</td>
    <td style="text-align: left">&nbsp;</td><td style="text-align: right">116</td><td style="text-align: left">&nbsp;</td></tr>
<tr style="vertical-align: bottom; background-color: rgb(204,238,255)">
    <td style="text-align: left; padding-left: 10pt">Actuarial gain</td><td>&nbsp;</td>
    <td style="text-align: left">&nbsp;</td><td style="text-align: right">(129</td><td style="text-align: left">)</td><td>&nbsp;</td>
    <td style="text-align: left">&nbsp;</td><td style="text-align: right">(53</td><td style="text-align: left">)</td></tr>
<tr style="vertical-align: bottom; background-color: White">
    <td style="text-align: left; padding-bottom: 1pt; padding-left: 10pt">Benefits paid</td><td style="padding-bottom: 1pt">&nbsp;</td>
    <td style="border-bottom: Black 1pt solid; text-align: left">&nbsp;</td><td style="border-bottom: Black 1pt solid; text-align: right">(144</td><td style="border-bottom: Black 1pt solid; text-align: left">)</td><td style="padding-bottom: 1pt">&nbsp;</td>
    <td style="border-bottom: Black 1pt solid; text-align: left">&nbsp;</td><td style="border-bottom: Black 1pt solid; text-align: right">(120</td><td style="border-bottom: Black 1pt solid; text-align: left">)</td></tr>
<tr style="vertical-align: bottom; background-color: rgb(204,238,255)">
    <td style="text-align: left; padding-bottom: 1pt; padding-left: 20pt">Projected benefit obligation at end of year</td><td style="padding-bottom: 1pt">&nbsp;</td>
    <td style="border-bottom: Black 1pt solid; text-align: left">&nbsp;</td><td style="border-bottom: Black 1pt solid; text-align: right">2,530</td><td style="border-bottom: Black 1pt solid; text-align: left">&nbsp;</td><td style="padding-bottom: 1pt">&nbsp;</td>
    <td style="border-bottom: Black 1pt solid; text-align: left">&nbsp;</td><td style="border-bottom: Black 1pt solid; text-align: right">2,663</td><td style="border-bottom: Black 1pt solid; text-align: left">&nbsp;</td></tr>
<tr style="vertical-align: bottom; background-color: White">
    <td style="text-align: left">&nbsp;</td><td>&nbsp;</td>
    <td style="text-align: left">&nbsp;</td><td style="text-align: right">&nbsp;</td><td style="text-align: left">&nbsp;</td><td>&nbsp;</td>
    <td style="text-align: left">&nbsp;</td><td style="text-align: right">&nbsp;</td><td style="text-align: left">&nbsp;</td></tr>
<tr style="vertical-align: bottom; background-color: rgb(204,238,255)">
    <td style="text-align: left">Change in plan assets:</td><td>&nbsp;</td>
    <td style="text-align: left">&nbsp;</td><td style="text-align: right">&nbsp;</td><td style="text-align: left">&nbsp;</td><td>&nbsp;</td>
    <td style="text-align: left">&nbsp;</td><td style="text-align: right">&nbsp;</td><td style="text-align: left">&nbsp;</td></tr>
<tr style="vertical-align: bottom; background-color: White">
    <td style="text-align: left; padding-left: 10pt">Market value of assets at beginning of year</td><td>&nbsp;</td>
    <td style="text-align: left">&nbsp;</td><td style="text-align: right">-</td><td style="text-align: left">&nbsp;</td><td>&nbsp;</td>
    <td style="text-align: left">&nbsp;</td><td style="text-align: right">-</td><td style="text-align: left">&nbsp;</td></tr>
<tr style="vertical-align: bottom; background-color: rgb(204,238,255)">
    <td style="text-align: left; padding-left: 10pt">Employer contributions</td><td>&nbsp;</td>
    <td style="text-align: left">&nbsp;</td><td style="text-align: right">144</td><td style="text-align: left">&nbsp;</td><td>&nbsp;</td>
    <td style="text-align: left">&nbsp;</td><td style="text-align: right">120</td><td style="text-align: left">&nbsp;</td></tr>
<tr style="vertical-align: bottom; background-color: White">
    <td style="text-align: left; padding-bottom: 1pt; padding-left: 10pt">Benefits paid</td><td style="padding-bottom: 1pt">&nbsp;</td>
    <td style="border-bottom: Black 1pt solid; text-align: left">&nbsp;</td><td style="border-bottom: Black 1pt solid; text-align: right">(144</td><td style="border-bottom: Black 1pt solid; text-align: left">)</td><td style="padding-bottom: 1pt">&nbsp;</td>
    <td style="border-bottom: Black 1pt solid; text-align: left">&nbsp;</td><td style="border-bottom: Black 1pt solid; text-align: right">(120</td><td style="border-bottom: Black 1pt solid; text-align: left">)</td></tr>
<tr style="vertical-align: bottom; background-color: rgb(204,238,255)">
    <td style="text-align: left; padding-bottom: 1pt; padding-left: 20pt">Market value of plan assets at end of year</td><td style="padding-bottom: 1pt">&nbsp;</td>
    <td style="border-bottom: Black 1pt solid; text-align: left">&nbsp;</td><td style="border-bottom: Black 1pt solid; text-align: right">-</td><td style="border-bottom: Black 1pt solid; text-align: left">&nbsp;</td><td style="padding-bottom: 1pt">&nbsp;</td>
    <td style="border-bottom: Black 1pt solid; text-align: left">&nbsp;</td><td style="border-bottom: Black 1pt solid; text-align: right">-</td><td style="border-bottom: Black 1pt solid; text-align: left">&nbsp;</td></tr>
<tr style="vertical-align: bottom; background-color: White">
    <td style="text-align: left">&nbsp;</td><td>&nbsp;</td>
    <td style="text-align: left">&nbsp;</td><td style="text-align: right">&nbsp;</td><td style="text-align: left">&nbsp;</td><td>&nbsp;</td>
    <td style="text-align: left">&nbsp;</td><td style="text-align: right">&nbsp;</td><td style="text-align: left">&nbsp;</td></tr>
<tr style="vertical-align: bottom; background-color: rgb(204,238,255)">
    <td style="text-align: left; padding-bottom: 2.25pt">Accrued pension cost included in other liabilities</td><td style="padding-bottom: 2.25pt">&nbsp;</td>
    <td style="border-bottom: Black 2.25pt double; text-align: left">$</td><td style="border-bottom: Black 2.25pt double; text-align: right">(2,530</td><td style="border-bottom: Black 2.25pt double; text-align: left">)</td><td style="padding-bottom: 2.25pt">&nbsp;</td>
    <td style="border-bottom: Black 2.25pt double; text-align: left">$</td><td style="border-bottom: Black 2.25pt double; text-align: right">(2,663</td><td style="border-bottom: Black 2.25pt double; text-align: left">)</td></tr>
</table></div>



<p style="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify">&nbsp;</p>

<p style="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify">The accumulated benefit obligation for
the Directors&#8217; Plan was $2.5 million and $2.7 million at December 31, 2015 and 2014, respectively.</p>

<p style="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify">&nbsp;</p>

<p style="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify"></p>

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<p style="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify">The components of the net pension expense
for the Directors&#8217; Plan are as follows for the years ended December 31:</p>

<p style="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify">&nbsp;</p>

<p style="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: center; color: Red"></p>

<div data-td-taggable-table=""><table cellpadding="0" cellspacing="0" style="border-collapse: collapse; width: 100%; font: 10pt Times New Roman, Times, Serif">
<tr style="vertical-align: bottom">
    <td style="text-align: center">&nbsp;</td><td style="padding-bottom: 1pt">&nbsp;</td>
    <td colspan="3" style="text-align: center; border-bottom: Black 1pt solid">2015</td><td style="padding-bottom: 1pt">&nbsp;</td>
    <td colspan="3" style="text-align: center; border-bottom: Black 1pt solid">2014</td><td style="padding-bottom: 1pt">&nbsp;</td>
    <td colspan="3" style="text-align: center; border-bottom: Black 1pt solid">2013</td></tr>
<tr style="vertical-align: bottom">
    <td style="text-align: left">&nbsp;</td><td style="font-style: italic">&nbsp;</td>
    <td colspan="11" style="font-style: italic; text-align: center">(In thousands)</td></tr>
<tr style="vertical-align: bottom; background-color: rgb(204,238,255)">
    <td style="width: 61%; text-align: left">Service cost</td><td style="width: 1%">&nbsp;</td>
    <td style="width: 1%; text-align: left">$</td><td style="width: 10%; text-align: right">45</td><td style="width: 1%; text-align: left">&nbsp;</td><td style="width: 1%">&nbsp;</td>
    <td style="width: 1%; text-align: left">$</td><td style="width: 10%; text-align: right">54</td><td style="width: 1%; text-align: left">&nbsp;</td><td style="width: 1%">&nbsp;</td>
    <td style="width: 1%; text-align: left">$</td><td style="width: 10%; text-align: right">82</td><td style="width: 1%; text-align: left">&nbsp;</td></tr>
<tr style="vertical-align: bottom; background-color: White">
    <td style="text-align: left">Interest cost</td><td>&nbsp;</td>
    <td style="text-align: left">&nbsp;</td><td style="text-align: right">95</td><td style="text-align: left">&nbsp;</td><td>&nbsp;</td>
    <td style="text-align: left">&nbsp;</td><td style="text-align: right">116</td><td style="text-align: left">&nbsp;</td><td>&nbsp;</td>
    <td style="text-align: left">&nbsp;</td><td style="text-align: right">98</td><td style="text-align: left">&nbsp;</td></tr>
<tr style="vertical-align: bottom; background-color: rgb(204,238,255)">
    <td style="text-align: left">Amortization of unrecognized gain</td><td>&nbsp;</td>
    <td style="text-align: left">&nbsp;</td><td style="text-align: right">(56</td><td style="text-align: left">)</td><td>&nbsp;</td>
    <td style="text-align: left">&nbsp;</td><td style="text-align: right">(60</td><td style="text-align: left">)</td><td>&nbsp;</td>
    <td style="text-align: left">&nbsp;</td><td style="text-align: right">(36</td><td style="text-align: left">)</td></tr>
<tr style="vertical-align: bottom; background-color: White">
    <td style="text-align: left; padding-bottom: 1pt">Amortization of past service liability</td><td style="padding-bottom: 1pt">&nbsp;</td>
    <td style="border-bottom: Black 1pt solid; text-align: left">&nbsp;</td><td style="border-bottom: Black 1pt solid; text-align: right">40</td><td style="border-bottom: Black 1pt solid; text-align: left">&nbsp;</td><td style="padding-bottom: 1pt">&nbsp;</td>
    <td style="border-bottom: Black 1pt solid; text-align: left">&nbsp;</td><td style="border-bottom: Black 1pt solid; text-align: right">40</td><td style="border-bottom: Black 1pt solid; text-align: left">&nbsp;</td><td style="padding-bottom: 1pt">&nbsp;</td>
    <td style="border-bottom: Black 1pt solid; text-align: left">&nbsp;</td><td style="border-bottom: Black 1pt solid; text-align: right">40</td><td style="border-bottom: Black 1pt solid; text-align: left">&nbsp;</td></tr>
<tr style="vertical-align: bottom; background-color: rgb(204,238,255)">
    <td style="text-align: left; padding-bottom: 1pt; padding-left: 10pt">Net pension expense</td><td style="padding-bottom: 1pt">&nbsp;</td>
    <td style="border-bottom: Black 1pt solid; text-align: left">&nbsp;</td><td style="border-bottom: Black 1pt solid; text-align: right">124</td><td style="border-bottom: Black 1pt solid; text-align: left">&nbsp;</td><td style="padding-bottom: 1pt">&nbsp;</td>
    <td style="border-bottom: Black 1pt solid; text-align: left">&nbsp;</td><td style="border-bottom: Black 1pt solid; text-align: right">150</td><td style="border-bottom: Black 1pt solid; text-align: left">&nbsp;</td><td style="padding-bottom: 1pt">&nbsp;</td>
    <td style="border-bottom: Black 1pt solid; text-align: left">&nbsp;</td><td style="border-bottom: Black 1pt solid; text-align: right">184</td><td style="border-bottom: Black 1pt solid; text-align: left">&nbsp;</td></tr>
<tr style="vertical-align: bottom; background-color: White">
    <td style="text-align: left">&nbsp;</td><td>&nbsp;</td>
    <td style="text-align: left">&nbsp;</td><td style="text-align: right">&nbsp;</td><td style="text-align: left">&nbsp;</td><td>&nbsp;</td>
    <td style="text-align: left">&nbsp;</td><td style="text-align: right">&nbsp;</td><td style="text-align: left">&nbsp;</td><td>&nbsp;</td>
    <td style="text-align: left">&nbsp;</td><td style="text-align: right">&nbsp;</td><td style="text-align: left">&nbsp;</td></tr>
<tr style="vertical-align: bottom; background-color: rgb(204,238,255)">
    <td style="text-align: left">Current actuarial gain</td><td>&nbsp;</td>
    <td style="text-align: left">&nbsp;</td><td style="text-align: right">(130</td><td style="text-align: left">)</td><td>&nbsp;</td>
    <td style="text-align: left">&nbsp;</td><td style="text-align: right">(52</td><td style="text-align: left">)</td><td>&nbsp;</td>
    <td style="text-align: left">&nbsp;</td><td style="text-align: right">(122</td><td style="text-align: left">)</td></tr>
<tr style="vertical-align: bottom; background-color: White">
    <td style="text-align: left">Amortization of actuarial gain</td><td>&nbsp;</td>
    <td style="text-align: left">&nbsp;</td><td style="text-align: right">56</td><td style="text-align: left">&nbsp;</td><td>&nbsp;</td>
    <td style="text-align: left">&nbsp;</td><td style="text-align: right">60</td><td style="text-align: left">&nbsp;</td><td>&nbsp;</td>
    <td style="text-align: left">&nbsp;</td><td style="text-align: right">36</td><td style="text-align: left">&nbsp;</td></tr>
<tr style="vertical-align: bottom; background-color: rgb(204,238,255)">
    <td style="text-align: left; padding-bottom: 1pt">Amortization of prior service cost</td><td style="padding-bottom: 1pt">&nbsp;</td>
    <td style="border-bottom: Black 1pt solid; text-align: left">&nbsp;</td><td style="border-bottom: Black 1pt solid; text-align: right">(40</td><td style="border-bottom: Black 1pt solid; text-align: left">)</td><td style="padding-bottom: 1pt">&nbsp;</td>
    <td style="border-bottom: Black 1pt solid; text-align: left">&nbsp;</td><td style="border-bottom: Black 1pt solid; text-align: right">(40</td><td style="border-bottom: Black 1pt solid; text-align: left">)</td><td style="padding-bottom: 1pt">&nbsp;</td>
    <td style="border-bottom: Black 1pt solid; text-align: left">&nbsp;</td><td style="border-bottom: Black 1pt solid; text-align: right">(40</td><td style="border-bottom: Black 1pt solid; text-align: left">)</td></tr>
<tr style="vertical-align: bottom; background-color: White">
    <td style="text-align: left; padding-bottom: 1pt; padding-left: 10pt">Total recognized in other comprehensive income</td><td style="padding-bottom: 1pt">&nbsp;</td>
    <td style="border-bottom: Black 1pt solid; text-align: left">&nbsp;</td><td style="border-bottom: Black 1pt solid; text-align: right">(114</td><td style="border-bottom: Black 1pt solid; text-align: left">)</td><td style="padding-bottom: 1pt">&nbsp;</td>
    <td style="border-bottom: Black 1pt solid; text-align: left">&nbsp;</td><td style="border-bottom: Black 1pt solid; text-align: right">(32</td><td style="border-bottom: Black 1pt solid; text-align: left">)</td><td style="padding-bottom: 1pt">&nbsp;</td>
    <td style="border-bottom: Black 1pt solid; text-align: left">&nbsp;</td><td style="border-bottom: Black 1pt solid; text-align: right">(126</td><td style="border-bottom: Black 1pt solid; text-align: left">)</td></tr>
<tr style="vertical-align: bottom; background-color: rgb(204,238,255)">
    <td style="text-align: left; padding-bottom: 2.25pt; padding-left: 0pt">Total recognized in net pension expense and other
    comprehensive income</td><td style="padding-bottom: 2.25pt">&nbsp;</td>
    <td style="border-bottom: Black 2.25pt double; text-align: left">$</td><td style="border-bottom: Black 2.25pt double; text-align: right">10</td><td style="border-bottom: Black 2.25pt double; text-align: left">&nbsp;</td><td style="padding-bottom: 2.25pt">&nbsp;</td>
    <td style="border-bottom: Black 2.25pt double; text-align: left">$</td><td style="border-bottom: Black 2.25pt double; text-align: right">118</td><td style="border-bottom: Black 2.25pt double; text-align: left">&nbsp;</td><td style="padding-bottom: 2.25pt">&nbsp;</td>
    <td style="border-bottom: Black 2.25pt double; text-align: left">$</td><td style="border-bottom: Black 2.25pt double; text-align: right">58</td><td style="border-bottom: Black 2.25pt double; text-align: left">&nbsp;</td></tr>
</table></div>



<p style="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: center; color: Red"></p>

<p style="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</p>

<p style="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: left"><font style="font-weight: normal">Assumptions
used to determine benefit obligations and periodic pension expense for the Directors&#8217; Plan for the years ended December 31:</font></p>

<p style="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: left">&nbsp;</p>

<p style="color: Red; font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: center"></p>

<div data-td-taggable-table=""><table cellpadding="0" cellspacing="0" style="border-collapse: collapse; width: 100%; font: 10pt Times New Roman, Times, Serif">
<tr style="vertical-align: bottom">
    <td style="text-align: center">&nbsp;</td><td style="padding-bottom: 1pt">&nbsp;</td>
    <td colspan="3" style="text-align: center; border-bottom: Black 1pt solid">2015</td><td style="padding-bottom: 1pt">&nbsp;</td>
    <td colspan="3" style="text-align: center; border-bottom: Black 1pt solid">2014</td><td style="padding-bottom: 1pt">&nbsp;</td>
    <td colspan="3" style="text-align: center; border-bottom: Black 1pt solid">2013</td></tr>
<tr style="vertical-align: bottom; background-color: rgb(204,238,255)">
    <td style="width: 61%; text-align: left">Weighted average discount rate for the benefit obligation</td><td style="width: 1%">&nbsp;</td>
    <td style="width: 1%; text-align: left">&nbsp;</td><td style="width: 10%; text-align: right">4.06</td><td style="width: 1%; text-align: left">%</td><td style="width: 1%">&nbsp;</td>
    <td style="width: 1%; text-align: left">&nbsp;</td><td style="width: 10%; text-align: right">3.76</td><td style="width: 1%; text-align: left">%</td><td style="width: 1%">&nbsp;</td>
    <td style="width: 1%; text-align: left">&nbsp;</td><td style="width: 10%; text-align: right">4.60</td><td style="width: 1%; text-align: left">%</td></tr>
<tr style="vertical-align: bottom; background-color: White">
    <td style="text-align: left">Weighted average discount rate for periodic pension benefit expense</td><td>&nbsp;</td>
    <td style="text-align: left">&nbsp;</td><td style="text-align: right">3.76</td><td style="text-align: left">%</td><td>&nbsp;</td>
    <td style="text-align: left">&nbsp;</td><td style="text-align: right">4.60</td><td style="text-align: left">%</td><td>&nbsp;</td>
    <td style="text-align: left">&nbsp;</td><td style="text-align: right">3.75</td><td style="text-align: left">%</td></tr>
<tr style="vertical-align: bottom; background-color: rgb(204,238,255)">
    <td style="text-align: left">Rate of increase in future compensation levels</td><td>&nbsp;</td>
    <td style="text-align: left">&nbsp;</td><td style="text-align: right">n/a</td><td style="text-align: left">&nbsp;</td><td>&nbsp;</td>
    <td style="text-align: left">&nbsp;</td><td style="text-align: right">n/a</td><td style="text-align: left">&nbsp;</td><td>&nbsp;</td>
    <td style="text-align: left">&nbsp;</td><td style="text-align: right">n/a</td><td style="text-align: left">&nbsp;</td></tr>
</table></div>


<p style="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify">&nbsp;</p>

<p style="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify">The following benefit payments under the
Directors&#8217; Plan, which reflect expected future service, are expected to be paid:</p>

<p style="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify">&nbsp;</p>

<div data-td-taggable-table=""><table cellpadding="0" cellspacing="0" style="border-collapse: collapse; width: 100%; font: 10pt Times New Roman, Times, Serif">
<tr style="vertical-align: bottom">
    <td style="text-align: left">For the years ending December 31:</td><td style="padding-bottom: 1pt">&nbsp;</td>
    <td colspan="3" style="text-align: center; border-bottom: Black 1pt solid">Future Benefit <br>
Payments</td></tr>
<tr style="vertical-align: bottom">
    <td style="text-align: left">&nbsp;</td><td style="font-style: italic">&nbsp;</td>
    <td colspan="3" style="font-style: italic; text-align: center">(In thousands)</td></tr>
<tr style="vertical-align: bottom; background-color: rgb(204,238,255)">
    <td style="width: 85%; text-align: left">2016</td><td style="width: 1%">&nbsp;</td>
    <td style="width: 1%; text-align: left">$</td><td style="width: 12%; text-align: right">288</td><td style="width: 1%; text-align: left">&nbsp;</td></tr>
<tr style="vertical-align: bottom; background-color: White">
    <td style="text-align: left">2017</td><td>&nbsp;</td>
    <td style="text-align: left">&nbsp;</td><td style="text-align: right">288</td><td style="text-align: left">&nbsp;</td></tr>
<tr style="vertical-align: bottom; background-color: rgb(204,238,255)">
    <td style="text-align: left">2018</td><td>&nbsp;</td>
    <td style="text-align: left">&nbsp;</td><td style="text-align: right">272</td><td style="text-align: left">&nbsp;</td></tr>
<tr style="vertical-align: bottom; background-color: White">
    <td style="text-align: left">2019</td><td>&nbsp;</td>
    <td style="text-align: left">&nbsp;</td><td style="text-align: right">288</td><td style="text-align: left">&nbsp;</td></tr>
<tr style="vertical-align: bottom; background-color: rgb(204,238,255)">
    <td style="text-align: left">2020</td><td>&nbsp;</td>
    <td style="text-align: left">&nbsp;</td><td style="text-align: right">288</td><td style="text-align: left">&nbsp;</td></tr>
<tr style="vertical-align: bottom; background-color: White">
    <td style="text-align: left">2021 &#8211; 2025</td><td>&nbsp;</td>
    <td style="text-align: left">&nbsp;</td><td style="text-align: right">1,244</td><td style="text-align: left">&nbsp;</td></tr>
</table></div>

<p style="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</p>

<p style="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">The Company expects to make payments of $288,000 under its Directors&#8217;
Plan in 2016.</p></div><p style="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0"></p>


<p style="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify">&nbsp;</p>

<p style="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify"><b></b></p><div data-td-statement-type="note"><p style="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify"><b>13. Stockholders&#8217; Equity</b></p>

<p style="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify">&nbsp;</p>

<p style="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify"><b>Dividend Restrictions on the Bank:</b></p>

<p style="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify">&nbsp;</p>

<p style="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify">In connection with the Bank&#8217;s conversion
from mutual to stock form in November 1995, a special liquidation account was established at the time of conversion, in accordance
with the requirements of its primary regulator, which was equal to its capital as of June 30, 1995. The liquidation account is
reduced as and to the extent that eligible account holders have reduced their qualifying deposits. Subsequent increases in deposits
do not restore an eligible account holder&#8217;s interest in the liquidation account. In the event of a complete liquidation of
the Bank, each eligible account holder will be entitled to receive a distribution from the liquidation account in an amount proportionate
to the current adjusted qualifying balances for accounts then held. As of December 31, 2015, the Bank&#8217;s liquidation account
was $0.8 million, and was presented within retained earnings.</p>

<p style="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify">&nbsp;</p>

<p style="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify">In addition to the restriction described
above, New York State and Federal banking regulations place certain restrictions on dividends paid by the Bank to the Holding Company.
The total amount of dividends which may be paid at any date is generally limited to the net income of the Bank for the current
year and prior two years, less any dividends previously paid from those earnings. As of December 31, 2015, the Bank had $67.4 million
in retained earnings available to distribute to the Holding Company in the form of cash dividends.</p>

<p style="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify">&nbsp;</p>

<p style="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify"></p>

<!-- Field: Page; Sequence: 129; Value: 1 -->
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<p style="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify">In addition, dividends paid by the Bank
to the Holding Company would be prohibited if the effect thereof would cause the Bank&#8217;s capital to be reduced below applicable
minimum capital requirements.</p>

<p style="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify">&nbsp;</p>

<p style="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify">As a bank holding company, the Holding
Company is subject to similar dividend restrictions.</p>

<p style="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify">&nbsp;</p>

<p style="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify"><b>Stockholder Rights Plan:</b></p>

<p style="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify">&nbsp;</p>

<p style="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 0in">The Holding Company has
adopted a Shareholder Rights Plan under which each stockholder has one right to purchase from the Holding Company, for each share
of common stock owned, one one-hundredth of a share of Series A junior participating preferred stock at a price of $65. The rights
will become exercisable only if a person or group acquires 15% or more of the Holding Company&#8217;s common stock or commences
a tender or exchange offer which, if consummated, would result in that person or group owning at least 15% of the Common Stock
(the &#8220;acquiring person or group&#8221;). In such case, all stockholders other than the acquiring person or group will be
entitled to purchase, by paying the $65 exercise price, Common Stock (or a common stock equivalent) with a value of twice the exercise
price. In addition, at any time after such event, and prior to the acquisition by any person or group of 50% or more of the Common
Stock, the Board of Directors may, at its option, require each outstanding right (other than rights held by the acquiring person
or group) to be exchanged for one share of Common Stock (or one common stock equivalent). If a person or group becomes an acquiring
person and the Holding Company is acquired in a merger or other business combination or sells more than 50% of its assets or earning
power, each right will entitle all other holders to purchase, by payment of $65 exercise price, common stock of the acquiring company
with a value of twice the exercise price. The Shareholder Rights Plan expires on September 30, 2016.</p>

<p style="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 0in">&nbsp;</p>

<p style="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0.25in 0pt 0; text-align: justify"><b>Treasury Stock Transactions:</b></p>

<p style="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0.25in 0pt 0; text-align: justify">&nbsp;</p>

<p style="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify">The Holding Company repurchased 735,599
common shares at an average cost of $19.51 and 914,671 common shares at an average cost of $19.29 during the years ended December
31, 2015 and 2014, respectively. At December 31, 2015, 899,600 shares remain to be repurchased under the current stock repurchase
program. Stock will be purchased under the current stock repurchase program from time to time, in the open market or through private
transactions, subject to market conditions and at the discretion of the management of the Company. There is no expiration or maximum
dollar amount under this authorization.</p>

<p style="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify">&nbsp;</p>

<p style="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify"><b>Accumulated Other Comprehensive Income
(Loss):</b></p>

<p style="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify">&nbsp;</p>

<p style="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify">The following are changes in accumulated
other comprehensive income (loss) by component, net of tax, for the years ended December 31, 2015, 2014 and 2013:</p>

<p style="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify">&nbsp;</p>

<p style="color: Red; font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: center"></p>

<div data-td-taggable-table=""><table cellpadding="0" cellspacing="0" style="border-collapse: collapse; width: 100%; font: 10pt Times New Roman, Times, Serif">
<tr style="vertical-align: bottom">
    <td colspan="1" style="text-align: left; padding-left: 30pt"><u>December 31, 2015</u></td><td style="padding-bottom: 1pt">&nbsp;</td>
    <td colspan="3" style="text-align: center; border-bottom: Black 1pt solid">Unrealized Gains <br>
and (Losses) on <br>
Available for
    Sale <br>
Securities</td><td style="padding-bottom: 1pt">&nbsp;</td>
    <td colspan="3" style="text-align: center; border-bottom: Black 1pt solid">Defined Benefit <br>
Pension Items</td><td style="padding-bottom: 1pt">&nbsp;</td>
    <td colspan="3" style="text-align: center; border-bottom: Black 1pt solid">Total</td></tr>
<tr style="vertical-align: bottom">
    <td>&nbsp;</td><td style="font-style: italic">&nbsp;</td>
    <td colspan="11" style="font-style: italic; text-align: center">(In thousands)</td></tr>
<tr style="vertical-align: bottom; background-color: rgb(204,238,255)">
    <td style="width: 61%; text-align: left; padding-bottom: 1pt">Beginning balance, net of tax</td><td style="width: 1%; padding-bottom: 1pt">&nbsp;</td>
    <td style="width: 1%; border-bottom: Black 1pt solid; text-align: left">$</td><td style="width: 10%; border-bottom: Black 1pt solid; text-align: right">3,392</td><td style="width: 1%; border-bottom: Black 1pt solid; text-align: left">&nbsp;</td><td style="width: 1%; padding-bottom: 1pt">&nbsp;</td>
    <td style="width: 1%; border-bottom: Black 1pt solid; text-align: left">$</td><td style="width: 10%; border-bottom: Black 1pt solid; text-align: right">(6,299</td><td style="width: 1%; border-bottom: Black 1pt solid; text-align: left">)</td><td style="width: 1%; padding-bottom: 1pt">&nbsp;</td>
    <td style="width: 1%; border-bottom: Black 1pt solid; text-align: left">$</td><td style="width: 10%; border-bottom: Black 1pt solid; text-align: right">(2,907</td><td style="width: 1%; border-bottom: Black 1pt solid; text-align: left">)</td></tr>
<tr style="vertical-align: bottom; background-color: White">
    <td style="text-align: left; padding-left: 10pt">Other comprehensive income (loss) before reclassifications, net of tax</td><td>&nbsp;</td>
    <td style="text-align: left">&nbsp;</td><td style="text-align: right">(3,818</td><td style="text-align: left">)</td><td>&nbsp;</td>
    <td style="text-align: left">&nbsp;</td><td style="text-align: right">615</td><td style="text-align: left">&nbsp;</td><td>&nbsp;</td>
    <td style="text-align: left">&nbsp;</td><td style="text-align: right">(3,203</td><td style="text-align: left">)</td></tr>
<tr style="vertical-align: bottom; background-color: rgb(204,238,255)">
    <td>&nbsp;</td><td>&nbsp;</td>
    <td style="text-align: left">&nbsp;</td><td style="text-align: right">&nbsp;</td><td style="text-align: left">&nbsp;</td><td>&nbsp;</td>
    <td style="text-align: left">&nbsp;</td><td style="text-align: right">&nbsp;</td><td style="text-align: left">&nbsp;</td><td>&nbsp;</td>
    <td style="text-align: left">&nbsp;</td><td style="text-align: right">&nbsp;</td><td style="text-align: left">&nbsp;</td></tr>
<tr style="vertical-align: bottom; background-color: White">
    <td style="text-align: left; padding-bottom: 1pt; padding-left: 10pt">Amounts reclassified from accumulated other
    comprehensive income (loss), net of tax</td><td style="padding-bottom: 1pt">&nbsp;</td>
    <td style="border-bottom: Black 1pt solid; text-align: left">&nbsp;</td><td style="border-bottom: Black 1pt solid; text-align: right">(95</td><td style="border-bottom: Black 1pt solid; text-align: left">)</td><td style="padding-bottom: 1pt">&nbsp;</td>
    <td style="border-bottom: Black 1pt solid; text-align: left">&nbsp;</td><td style="border-bottom: Black 1pt solid; text-align: right">643</td><td style="border-bottom: Black 1pt solid; text-align: left">&nbsp;</td><td style="padding-bottom: 1pt">&nbsp;</td>
    <td style="border-bottom: Black 1pt solid; text-align: left">&nbsp;</td><td style="border-bottom: Black 1pt solid; text-align: right">548</td><td style="border-bottom: Black 1pt solid; text-align: left">&nbsp;</td></tr>
<tr style="vertical-align: bottom; background-color: rgb(204,238,255)">
    <td>&nbsp;</td><td>&nbsp;</td>
    <td style="text-align: left">&nbsp;</td><td style="text-align: right">&nbsp;</td><td style="text-align: left">&nbsp;</td><td>&nbsp;</td>
    <td style="text-align: left">&nbsp;</td><td style="text-align: right">&nbsp;</td><td style="text-align: left">&nbsp;</td><td>&nbsp;</td>
    <td style="text-align: left">&nbsp;</td><td style="text-align: right">&nbsp;</td><td style="text-align: left">&nbsp;</td></tr>
<tr style="vertical-align: bottom; background-color: White">
    <td style="text-align: left">Net current period other comprehensive income (loss), net of tax</td><td>&nbsp;</td>
    <td style="text-align: left">&nbsp;</td><td style="text-align: right">(3,913</td><td style="text-align: left">)</td><td>&nbsp;</td>
    <td style="text-align: left">&nbsp;</td><td style="text-align: right">1,258</td><td style="text-align: left">&nbsp;</td><td>&nbsp;</td>
    <td style="text-align: left">&nbsp;</td><td style="text-align: right">(2,655</td><td style="text-align: left">)</td></tr>
<tr style="vertical-align: bottom; background-color: rgb(204,238,255)">
    <td style="padding-bottom: 1pt">&nbsp;</td><td style="padding-bottom: 1pt">&nbsp;</td>
    <td style="border-bottom: Black 1pt solid; text-align: left">&nbsp;</td><td style="border-bottom: Black 1pt solid; text-align: right">&nbsp;</td><td style="border-bottom: Black 1pt solid; text-align: left">&nbsp;</td><td style="padding-bottom: 1pt">&nbsp;</td>
    <td style="border-bottom: Black 1pt solid; text-align: left">&nbsp;</td><td style="border-bottom: Black 1pt solid; text-align: right">&nbsp;</td><td style="border-bottom: Black 1pt solid; text-align: left">&nbsp;</td><td style="padding-bottom: 1pt">&nbsp;</td>
    <td style="border-bottom: Black 1pt solid; text-align: left">&nbsp;</td><td style="border-bottom: Black 1pt solid; text-align: right">&nbsp;</td><td style="border-bottom: Black 1pt solid; text-align: left">&nbsp;</td></tr>
<tr style="vertical-align: bottom; background-color: White">
    <td style="padding-bottom: 2.25pt">Ending balance, net of tax</td><td style="padding-bottom: 2.25pt">&nbsp;</td>
    <td style="border-bottom: Black 2.25pt double; text-align: left">$</td><td style="border-bottom: Black 2.25pt double; text-align: right">(521</td><td style="border-bottom: Black 2.25pt double; text-align: left">)</td><td style="padding-bottom: 2.25pt">&nbsp;</td>
    <td style="border-bottom: Black 2.25pt double; text-align: left">$</td><td style="border-bottom: Black 2.25pt double; text-align: right">(5,041</td><td style="border-bottom: Black 2.25pt double; text-align: left">)</td><td style="padding-bottom: 2.25pt">&nbsp;</td>
    <td style="border-bottom: Black 2.25pt double; text-align: left">$</td><td style="border-bottom: Black 2.25pt double; text-align: right">(5,562</td><td style="border-bottom: Black 2.25pt double; text-align: left">)</td></tr>
</table></div>



<p style="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify">&nbsp;</p>

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    <div style="page-break-before: always; margin-top: 6pt; margin-bottom: 12pt">&nbsp;</div>
    <!-- Field: /Page -->

<p style="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify"></p>

<p style="color: Red; font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: center"></p>

<div data-td-taggable-table=""><table cellpadding="0" cellspacing="0" style="border-collapse: collapse; width: 100%; font: 10pt Times New Roman, Times, Serif">
<tr style="vertical-align: bottom">
    <td colspan="1" style="text-align: left; padding-left: 30pt"><u>December 31, 2014</u></td><td style="padding-bottom: 1pt">&nbsp;</td>
    <td colspan="3" style="text-align: center; border-bottom: Black 1pt solid">Unrealized Gains <br>
and (Losses) on <br>
Available for
    Sale <br>
Securities</td><td style="padding-bottom: 1pt">&nbsp;</td>
    <td colspan="3" style="text-align: center; border-bottom: Black 1pt solid">Defined Benefit <br>
Pension Items</td><td style="padding-bottom: 1pt">&nbsp;</td>
    <td colspan="3" style="text-align: center; border-bottom: Black 1pt solid">Total</td></tr>
<tr style="vertical-align: bottom">
    <td>&nbsp;</td><td style="font-style: italic">&nbsp;</td>
    <td colspan="11" style="font-style: italic; text-align: center">(In thousands)</td></tr>
<tr style="vertical-align: bottom; background-color: rgb(204,238,255)">
    <td style="width: 61%; text-align: left; padding-bottom: 1pt">Beginning balance, net of tax</td><td style="width: 1%; padding-bottom: 1pt">&nbsp;</td>
    <td style="width: 1%; border-bottom: Black 1pt solid; text-align: left">$</td><td style="width: 10%; border-bottom: Black 1pt solid; text-align: right">(8,522</td><td style="width: 1%; border-bottom: Black 1pt solid; text-align: left">)</td><td style="width: 1%; padding-bottom: 1pt">&nbsp;</td>
    <td style="width: 1%; border-bottom: Black 1pt solid; text-align: left">$</td><td style="width: 10%; border-bottom: Black 1pt solid; text-align: right">(2,853</td><td style="width: 1%; border-bottom: Black 1pt solid; text-align: left">)</td><td style="width: 1%; padding-bottom: 1pt">&nbsp;</td>
    <td style="width: 1%; border-bottom: Black 1pt solid; text-align: left">$</td><td style="width: 10%; border-bottom: Black 1pt solid; text-align: right">(11,375</td><td style="width: 1%; border-bottom: Black 1pt solid; text-align: left">)</td></tr>
<tr style="vertical-align: bottom; background-color: White">
    <td style="text-align: left; padding-left: 10pt">Other comprehensive income (loss) before reclassifications, net of tax</td><td>&nbsp;</td>
    <td style="text-align: left">&nbsp;</td><td style="text-align: right">13,548</td><td style="text-align: left">&nbsp;</td><td>&nbsp;</td>
    <td style="text-align: left">&nbsp;</td><td style="text-align: right">(3,790</td><td style="text-align: left">)</td><td>&nbsp;</td>
    <td style="text-align: left">&nbsp;</td><td style="text-align: right">9,758</td><td style="text-align: left">&nbsp;</td></tr>
<tr style="vertical-align: bottom; background-color: rgb(204,238,255)">
    <td>&nbsp;</td><td>&nbsp;</td>
    <td style="text-align: left">&nbsp;</td><td style="text-align: right">&nbsp;</td><td style="text-align: left">&nbsp;</td><td>&nbsp;</td>
    <td style="text-align: left">&nbsp;</td><td style="text-align: right">&nbsp;</td><td style="text-align: left">&nbsp;</td><td>&nbsp;</td>
    <td style="text-align: left">&nbsp;</td><td style="text-align: right">&nbsp;</td><td style="text-align: left">&nbsp;</td></tr>
<tr style="vertical-align: bottom; background-color: White">
    <td style="text-align: left; padding-bottom: 1pt; padding-left: 10pt">Amounts reclassified from accumulated other
    comprehensive income (loss), net of tax</td><td style="padding-bottom: 1pt">&nbsp;</td>
    <td style="border-bottom: Black 1pt solid; text-align: left">&nbsp;</td><td style="border-bottom: Black 1pt solid; text-align: right">(1,634</td><td style="border-bottom: Black 1pt solid; text-align: left">)</td><td style="padding-bottom: 1pt">&nbsp;</td>
    <td style="border-bottom: Black 1pt solid; text-align: left">&nbsp;</td><td style="border-bottom: Black 1pt solid; text-align: right">344</td><td style="border-bottom: Black 1pt solid; text-align: left">&nbsp;</td><td style="padding-bottom: 1pt">&nbsp;</td>
    <td style="border-bottom: Black 1pt solid; text-align: left">&nbsp;</td><td style="border-bottom: Black 1pt solid; text-align: right">(1,290</td><td style="border-bottom: Black 1pt solid; text-align: left">)</td></tr>
<tr style="vertical-align: bottom; background-color: rgb(204,238,255)">
    <td>&nbsp;</td><td>&nbsp;</td>
    <td style="text-align: left">&nbsp;</td><td style="text-align: right">&nbsp;</td><td style="text-align: left">&nbsp;</td><td>&nbsp;</td>
    <td style="text-align: left">&nbsp;</td><td style="text-align: right">&nbsp;</td><td style="text-align: left">&nbsp;</td><td>&nbsp;</td>
    <td style="text-align: left">&nbsp;</td><td style="text-align: right">&nbsp;</td><td style="text-align: left">&nbsp;</td></tr>
<tr style="vertical-align: bottom; background-color: White">
    <td style="text-align: left">Net current period other comprehensive income (loss), net of tax</td><td>&nbsp;</td>
    <td style="text-align: left">&nbsp;</td><td style="text-align: right">11,914</td><td style="text-align: left">&nbsp;</td><td>&nbsp;</td>
    <td style="text-align: left">&nbsp;</td><td style="text-align: right">(3,446</td><td style="text-align: left">)</td><td>&nbsp;</td>
    <td style="text-align: left">&nbsp;</td><td style="text-align: right">8,468</td><td style="text-align: left">&nbsp;</td></tr>
<tr style="vertical-align: bottom; background-color: rgb(204,238,255)">
    <td style="padding-bottom: 1pt">&nbsp;</td><td style="padding-bottom: 1pt">&nbsp;</td>
    <td style="border-bottom: Black 1pt solid; text-align: left">&nbsp;</td><td style="border-bottom: Black 1pt solid; text-align: right">&nbsp;</td><td style="border-bottom: Black 1pt solid; text-align: left">&nbsp;</td><td style="padding-bottom: 1pt">&nbsp;</td>
    <td style="border-bottom: Black 1pt solid; text-align: left">&nbsp;</td><td style="border-bottom: Black 1pt solid; text-align: right">&nbsp;</td><td style="border-bottom: Black 1pt solid; text-align: left">&nbsp;</td><td style="padding-bottom: 1pt">&nbsp;</td>
    <td style="border-bottom: Black 1pt solid; text-align: left">&nbsp;</td><td style="border-bottom: Black 1pt solid; text-align: right">&nbsp;</td><td style="border-bottom: Black 1pt solid; text-align: left">&nbsp;</td></tr>
<tr style="vertical-align: bottom; background-color: White">
    <td style="padding-bottom: 2.25pt">Ending balance, net of tax</td><td style="padding-bottom: 2.25pt">&nbsp;</td>
    <td style="border-bottom: Black 2.25pt double; text-align: left">$</td><td style="border-bottom: Black 2.25pt double; text-align: right">3,392</td><td style="border-bottom: Black 2.25pt double; text-align: left">&nbsp;</td><td style="padding-bottom: 2.25pt">&nbsp;</td>
    <td style="border-bottom: Black 2.25pt double; text-align: left">$</td><td style="border-bottom: Black 2.25pt double; text-align: right">(6,299</td><td style="border-bottom: Black 2.25pt double; text-align: left">)</td><td style="padding-bottom: 2.25pt">&nbsp;</td>
    <td style="border-bottom: Black 2.25pt double; text-align: left">$</td><td style="border-bottom: Black 2.25pt double; text-align: right">(2,907</td><td style="border-bottom: Black 2.25pt double; text-align: left">)</td></tr>
</table></div>

<p style="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: center">&nbsp;</p>

<p style="color: Red; font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: center"></p>

<div data-td-taggable-table=""><table cellpadding="0" cellspacing="0" style="border-collapse: collapse; width: 100%; font: 10pt Times New Roman, Times, Serif">
<tr style="vertical-align: bottom">
    <td colspan="1" style="text-align: left; padding-left: 30pt"><u>December 31, 2013</u></td><td style="padding-bottom: 1pt">&nbsp;</td>
    <td colspan="3" style="text-align: center; border-bottom: Black 1pt solid">Unrealized Gains <br>
and (Losses) on <br>
Available for
    Sale <br>
Securities</td><td style="padding-bottom: 1pt">&nbsp;</td>
    <td colspan="3" style="text-align: center; border-bottom: Black 1pt solid">Defined Benefit <br>
Pension Items</td><td style="padding-bottom: 1pt">&nbsp;</td>
    <td colspan="3" style="text-align: center; border-bottom: Black 1pt solid">Total</td></tr>
<tr style="vertical-align: bottom">
    <td>&nbsp;</td><td style="font-style: italic">&nbsp;</td>
    <td colspan="11" style="font-style: italic; text-align: center">(In thousands)</td></tr>
<tr style="vertical-align: bottom; background-color: rgb(204,238,255)">
    <td style="width: 61%; text-align: left; padding-bottom: 1pt">Beginning balance, net of tax</td><td style="width: 1%; padding-bottom: 1pt">&nbsp;</td>
    <td style="width: 1%; border-bottom: Black 1pt solid; text-align: left">$</td><td style="width: 10%; border-bottom: Black 1pt solid; text-align: right">18,921</td><td style="width: 1%; border-bottom: Black 1pt solid; text-align: left">&nbsp;</td><td style="width: 1%; padding-bottom: 1pt">&nbsp;</td>
    <td style="width: 1%; border-bottom: Black 1pt solid; text-align: left">$</td><td style="width: 10%; border-bottom: Black 1pt solid; text-align: right">(6,784</td><td style="width: 1%; border-bottom: Black 1pt solid; text-align: left">)</td><td style="width: 1%; padding-bottom: 1pt">&nbsp;</td>
    <td style="width: 1%; border-bottom: Black 1pt solid; text-align: left">$</td><td style="width: 10%; border-bottom: Black 1pt solid; text-align: right">12,137</td><td style="width: 1%; border-bottom: Black 1pt solid; text-align: left">&nbsp;</td></tr>
<tr style="vertical-align: bottom; background-color: White">
    <td style="text-align: left; padding-left: 10pt">Other comprehensive income before reclassifications, net of tax</td><td>&nbsp;</td>
    <td style="text-align: left">&nbsp;</td><td style="text-align: right">(26,541</td><td style="text-align: left">)</td><td>&nbsp;</td>
    <td style="text-align: left">&nbsp;</td><td style="text-align: right">3,261</td><td style="text-align: left">&nbsp;</td><td>&nbsp;</td>
    <td style="text-align: left">&nbsp;</td><td style="text-align: right">(23,280</td><td style="text-align: left">)</td></tr>
<tr style="vertical-align: bottom; background-color: rgb(204,238,255)">
    <td>&nbsp;</td><td>&nbsp;</td>
    <td style="text-align: left">&nbsp;</td><td style="text-align: right">&nbsp;</td><td style="text-align: left">&nbsp;</td><td>&nbsp;</td>
    <td style="text-align: left">&nbsp;</td><td style="text-align: right">&nbsp;</td><td style="text-align: left">&nbsp;</td><td>&nbsp;</td>
    <td style="text-align: left">&nbsp;</td><td style="text-align: right">&nbsp;</td><td style="text-align: left">&nbsp;</td></tr>
<tr style="vertical-align: bottom; background-color: White">
    <td style="text-align: left; padding-bottom: 1pt; padding-left: 10pt">Amounts reclassified from accumulated other
    comprehensive income, net of tax</td><td style="padding-bottom: 1pt">&nbsp;</td>
    <td style="border-bottom: Black 1pt solid; text-align: left">&nbsp;</td><td style="border-bottom: Black 1pt solid; text-align: right">(902</td><td style="border-bottom: Black 1pt solid; text-align: left">)</td><td style="padding-bottom: 1pt">&nbsp;</td>
    <td style="border-bottom: Black 1pt solid; text-align: left">&nbsp;</td><td style="border-bottom: Black 1pt solid; text-align: right">670</td><td style="border-bottom: Black 1pt solid; text-align: left">&nbsp;</td><td style="padding-bottom: 1pt">&nbsp;</td>
    <td style="border-bottom: Black 1pt solid; text-align: left">&nbsp;</td><td style="border-bottom: Black 1pt solid; text-align: right">(232</td><td style="border-bottom: Black 1pt solid; text-align: left">)</td></tr>
<tr style="vertical-align: bottom; background-color: rgb(204,238,255)">
    <td>&nbsp;</td><td>&nbsp;</td>
    <td style="text-align: left">&nbsp;</td><td style="text-align: right">&nbsp;</td><td style="text-align: left">&nbsp;</td><td>&nbsp;</td>
    <td style="text-align: left">&nbsp;</td><td style="text-align: right">&nbsp;</td><td style="text-align: left">&nbsp;</td><td>&nbsp;</td>
    <td style="text-align: left">&nbsp;</td><td style="text-align: right">&nbsp;</td><td style="text-align: left">&nbsp;</td></tr>
<tr style="vertical-align: bottom; background-color: White">
    <td style="text-align: left">Net current period other comprehensive income, net of tax</td><td>&nbsp;</td>
    <td style="text-align: left">&nbsp;</td><td style="text-align: right">(27,443</td><td style="text-align: left">)</td><td>&nbsp;</td>
    <td style="text-align: left">&nbsp;</td><td style="text-align: right">3,931</td><td style="text-align: left">&nbsp;</td><td>&nbsp;</td>
    <td style="text-align: left">&nbsp;</td><td style="text-align: right">(23,512</td><td style="text-align: left">)</td></tr>
<tr style="vertical-align: bottom; background-color: rgb(204,238,255)">
    <td style="padding-bottom: 1pt">&nbsp;</td><td style="padding-bottom: 1pt">&nbsp;</td>
    <td style="border-bottom: Black 1pt solid; text-align: left">&nbsp;</td><td style="border-bottom: Black 1pt solid; text-align: right">&nbsp;</td><td style="border-bottom: Black 1pt solid; text-align: left">&nbsp;</td><td style="padding-bottom: 1pt">&nbsp;</td>
    <td style="border-bottom: Black 1pt solid; text-align: left">&nbsp;</td><td style="border-bottom: Black 1pt solid; text-align: right">&nbsp;</td><td style="border-bottom: Black 1pt solid; text-align: left">&nbsp;</td><td style="padding-bottom: 1pt">&nbsp;</td>
    <td style="border-bottom: Black 1pt solid; text-align: left">&nbsp;</td><td style="border-bottom: Black 1pt solid; text-align: right">&nbsp;</td><td style="border-bottom: Black 1pt solid; text-align: left">&nbsp;</td></tr>
<tr style="vertical-align: bottom; background-color: White">
    <td style="padding-bottom: 2.25pt">Ending balance, net of tax</td><td style="padding-bottom: 2.25pt">&nbsp;</td>
    <td style="border-bottom: Black 2.25pt double; text-align: left">$</td><td style="border-bottom: Black 2.25pt double; text-align: right">(8,522</td><td style="border-bottom: Black 2.25pt double; text-align: left">)</td><td style="padding-bottom: 2.25pt">&nbsp;</td>
    <td style="border-bottom: Black 2.25pt double; text-align: left">$</td><td style="border-bottom: Black 2.25pt double; text-align: right">(2,853</td><td style="border-bottom: Black 2.25pt double; text-align: left">)</td><td style="padding-bottom: 2.25pt">&nbsp;</td>
    <td style="border-bottom: Black 2.25pt double; text-align: left">$</td><td style="border-bottom: Black 2.25pt double; text-align: right">(11,375</td><td style="border-bottom: Black 2.25pt double; text-align: left">)</td></tr>
</table></div>



<p style="color: Red; font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: center"></p>

<p style="color: Red; font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: center">&nbsp;</p>

<p style="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</p>

<p style="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0"></p>

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<p style="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">The following table sets forth significant amounts reclassified
out of accumulated other comprehensive income by component for the year ended December 31, 2015:</p>

<p style="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</p>

<p style="color: Red; font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: center"></p>

<div data-td-taggable-table=""><table cellpadding="0" cellspacing="0" style="border-collapse: collapse; width: 100%; font: 10pt Times New Roman, Times, Serif">
<tr style="vertical-align: bottom">
    <td style="text-align: center; border-bottom: Black 1pt solid">Details about Accumulated Other<br>
Comprehensive Income Components</td><td style="padding-bottom: 1pt">&nbsp;</td>
    <td colspan="3" style="text-align: center; border-bottom: Black 1pt solid">Amounts Reclassified from <br>
Accumulated Other
    <br>
Comprehensive Income</td><td style="padding-bottom: 1pt">&nbsp;</td>
    <td style="text-align: center; border-bottom: Black 1pt solid">Affected Line Item in the Statement<br>
Where Net Income is Presented</td></tr>
<tr style="vertical-align: bottom">
    <td colspan="7" style="font-style: italic; text-align: center">(Dollars in thousands)</td></tr>
<tr style="vertical-align: bottom; background-color: rgb(204,238,255)">
    <td style="width: 40%; text-align: left">Unrealized gains (losses) on available for sale securities:</td><td style="width: 1%">&nbsp;</td>
    <td style="width: 1%; text-align: left">$</td><td style="width: 16%; text-align: right">167</td><td nowrap style="width: 1%; text-align: left">&nbsp;</td><td style="width: 1%">&nbsp;</td>
    <td style="width: 40%; text-align: left">&nbsp;Net gain on sale of securities</td></tr>
<tr style="vertical-align: bottom; background-color: White">
    <td style="padding-bottom: 1pt">&nbsp;</td><td style="padding-bottom: 1pt">&nbsp;</td>
    <td style="border-bottom: Black 1pt solid; text-align: left">&nbsp;</td><td style="border-bottom: Black 1pt solid; text-align: right">(72</td><td nowrap style="border-bottom: Black 1pt solid; text-align: left">)</td><td style="padding-bottom: 1pt">&nbsp;</td>
    <td style="text-align: left; padding-bottom: 1pt">&nbsp;Tax expense</td></tr>
<tr style="vertical-align: bottom; background-color: rgb(204,238,255)">
    <td style="padding-bottom: 2.25pt">&nbsp;</td><td style="padding-bottom: 2.25pt">&nbsp;</td>
    <td style="border-bottom: Black 2.25pt double; text-align: left">$</td><td style="border-bottom: Black 2.25pt double; text-align: right">95</td><td nowrap style="border-bottom: Black 2.25pt double; text-align: left">&nbsp;</td><td style="padding-bottom: 2.25pt">&nbsp;</td>
    <td style="padding-bottom: 2.25pt">&nbsp;Net of tax</td></tr>
<tr style="vertical-align: bottom; background-color: White">
    <td>&nbsp;</td><td>&nbsp;</td>
    <td style="text-align: left">&nbsp;</td><td style="text-align: right">&nbsp;</td><td nowrap style="text-align: left">&nbsp;</td><td>&nbsp;</td>
    <td style="text-align: right">&nbsp;</td></tr>
<tr style="vertical-align: bottom; background-color: rgb(204,238,255)">
    <td>&nbsp;</td><td>&nbsp;</td>
    <td style="text-align: left">&nbsp;</td><td style="text-align: right">&nbsp;</td><td nowrap style="text-align: left">&nbsp;</td><td>&nbsp;</td>
    <td style="text-align: right">&nbsp;</td></tr>
<tr style="vertical-align: bottom; background-color: White">
    <td style="text-align: left">Amortization of defined benefit pension items:</td><td>&nbsp;</td>
    <td style="text-align: left">&nbsp;</td><td style="text-align: right">&nbsp;</td><td nowrap style="text-align: left">&nbsp;</td><td>&nbsp;</td>
    <td style="text-align: right">&nbsp;</td></tr>
<tr style="vertical-align: bottom; background-color: rgb(204,238,255)">
    <td style="text-align: left">Actuarial losses</td><td>&nbsp;</td>
    <td style="text-align: left">$</td><td style="text-align: right">(1,178</td><td nowrap style="text-align: left">)(1)</td><td>&nbsp;</td>
    <td style="text-align: left">&nbsp;Other operating expense</td></tr>
<tr style="vertical-align: bottom; background-color: White">
    <td style="text-align: left; padding-bottom: 1pt">Prior service credits</td><td style="padding-bottom: 1pt">&nbsp;</td>
    <td style="border-bottom: Black 1pt solid; text-align: left">&nbsp;</td><td style="border-bottom: Black 1pt solid; text-align: right">46</td><td nowrap style="border-bottom: Black 1pt solid; text-align: left">(1)</td><td style="padding-bottom: 1pt">&nbsp;</td>
    <td style="text-align: left; padding-bottom: 1pt">&nbsp;Other operating expense</td></tr>
<tr style="vertical-align: bottom; background-color: rgb(204,238,255)">
    <td>&nbsp;</td><td>&nbsp;</td>
    <td style="text-align: left">&nbsp;</td><td style="text-align: right">(1,132</td><td nowrap style="text-align: left">)</td><td>&nbsp;</td>
    <td style="text-align: left">Total before tax</td></tr>
<tr style="vertical-align: bottom; background-color: White">
    <td style="padding-bottom: 1pt">&nbsp;</td><td style="padding-bottom: 1pt">&nbsp;</td>
    <td style="border-bottom: Black 1pt solid; text-align: left">&nbsp;</td><td style="border-bottom: Black 1pt solid; text-align: right">489</td><td nowrap style="border-bottom: Black 1pt solid; text-align: left">&nbsp;</td><td style="padding-bottom: 1pt">&nbsp;</td>
    <td style="text-align: left; padding-bottom: 1pt">&nbsp;Tax benefit</td></tr>
<tr style="vertical-align: bottom; background-color: rgb(204,238,255)">
    <td style="padding-bottom: 2.25pt">&nbsp;</td><td style="padding-bottom: 2.25pt">&nbsp;</td>
    <td style="border-bottom: Black 2.25pt double; text-align: left">$</td><td style="border-bottom: Black 2.25pt double; text-align: right">(643</td><td nowrap style="border-bottom: Black 2.25pt double; text-align: left">)</td><td style="padding-bottom: 2.25pt">&nbsp;</td>
    <td style="padding-bottom: 2.25pt">&nbsp;Net of tax</td></tr>
</table></div>



<p style="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</p>

<table cellpadding="0" cellspacing="0" style="font: 10pt Times New Roman, Times, Serif; margin-top: 0; margin-bottom: 6pt"><tr style="vertical-align: top; text-align: justify">
<td style="width: 55pt; text-align: center">(1)</td><td style="width: 5pt"></td><td style="text-align: justify">These accumulated other comprehensive income components are included in the computation
of net periodic pension cost (see Note 12 of the Notes to Consolidated Financial Statements &#8220;Pension and Other Postretirement
Benefit Plans&#8221;).</td>
</tr></table>

<p style="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</p>

<p style="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">The following table sets forth significant amounts reclassified
out of accumulated other comprehensive income by component for the year ended December 31, 2014:</p>


<p style="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</p>

<p style="color: Red; font: 10pt Times New Roman, Times, Serif; margin: 0pt 0"></p>

<div data-td-taggable-table=""><table cellpadding="0" cellspacing="0" style="border-collapse: collapse; width: 100%; font: 10pt Times New Roman, Times, Serif">
<tr style="vertical-align: bottom">
    <td style="text-align: center; border-bottom: Black 1pt solid">Details about Accumulated Other<br>
Comprehensive Income Components</td><td style="padding-bottom: 1pt">&nbsp;</td>
    <td colspan="3" style="text-align: center; border-bottom: Black 1pt solid">Amounts Reclassified <br>
from Accumulated Other<br>
Comprehensive Income</td><td style="padding-bottom: 1pt">&nbsp;</td>
    <td style="text-align: center; border-bottom: Black 1pt solid">Affected Line Item in the Statement<br>
Where Net Income is Presented</td></tr>
<tr style="vertical-align: bottom">
    <td colspan="7" style="font-style: italic; text-align: center">(Dollars in thousands)</td></tr>
<tr style="vertical-align: bottom; background-color: White">
    <td style="width: 40%; text-align: left">Unrealized gains (losses) on available for sale securities:</td><td style="width: 1%">&nbsp;</td>
    <td style="width: 1%; text-align: left">$</td><td style="width: 16%; text-align: right">2,875</td><td nowrap style="width: 1%; text-align: left">&nbsp;</td><td style="width: 1%">&nbsp;</td>
    <td style="width: 40%; text-align: left">&nbsp;Net gain on sale of securities</td></tr>
<tr style="vertical-align: bottom; background-color: rgb(204,238,255)">
    <td style="padding-bottom: 1pt">&nbsp;</td><td style="padding-bottom: 1pt">&nbsp;</td>
    <td style="border-bottom: Black 1pt solid; text-align: left">&nbsp;</td><td style="border-bottom: Black 1pt solid; text-align: right">(1,241</td><td nowrap style="border-bottom: Black 1pt solid; text-align: left">)</td><td style="padding-bottom: 1pt">&nbsp;</td>
    <td style="text-align: left; padding-bottom: 1pt">&nbsp;Tax expense</td></tr>
<tr style="vertical-align: bottom; background-color: White">
    <td style="padding-bottom: 2.25pt">&nbsp;</td><td style="padding-bottom: 2.25pt">&nbsp;</td>
    <td style="border-bottom: Black 2.25pt double; text-align: left">$</td><td style="border-bottom: Black 2.25pt double; text-align: right">1,634</td><td nowrap style="border-bottom: Black 2.25pt double; text-align: left">&nbsp;</td><td style="padding-bottom: 2.25pt">&nbsp;</td>
    <td style="padding-bottom: 2.25pt">&nbsp;Net of tax</td></tr>
<tr style="vertical-align: bottom; background-color: rgb(204,238,255)">
    <td>&nbsp;</td><td>&nbsp;</td>
    <td style="text-align: left">&nbsp;</td><td style="text-align: right">&nbsp;</td><td nowrap style="text-align: left">&nbsp;</td><td>&nbsp;</td>
    <td style="text-align: right">&nbsp;</td></tr>
<tr style="vertical-align: bottom; background-color: White">
    <td>&nbsp;</td><td>&nbsp;</td>
    <td style="text-align: left">&nbsp;</td><td style="text-align: right">&nbsp;</td><td nowrap style="text-align: left">&nbsp;</td><td>&nbsp;</td>
    <td style="text-align: right">&nbsp;</td></tr>
<tr style="vertical-align: bottom; background-color: rgb(204,238,255)">
    <td style="text-align: left">Amortization of defined benefit pension items:</td><td>&nbsp;</td>
    <td style="text-align: left">&nbsp;</td><td style="text-align: right">&nbsp;</td><td nowrap style="text-align: left">&nbsp;</td><td>&nbsp;</td>
    <td style="text-align: right">&nbsp;</td></tr>
<tr style="vertical-align: bottom; background-color: White">
    <td style="text-align: left">Actuarial losses</td><td>&nbsp;</td>
    <td style="text-align: left">$</td><td style="text-align: right">(700</td><td nowrap style="text-align: left">)(1)</td><td>&nbsp;</td>
    <td style="text-align: left">&nbsp;Other operating expense</td></tr>
<tr style="vertical-align: bottom; background-color: rgb(204,238,255)">
    <td style="text-align: left; padding-bottom: 1pt">Prior service credits</td><td style="padding-bottom: 1pt">&nbsp;</td>
    <td style="border-bottom: Black 1pt solid; text-align: left">&nbsp;</td><td style="border-bottom: Black 1pt solid; text-align: right">45</td><td nowrap style="border-bottom: Black 1pt solid; text-align: left">(1)</td><td style="padding-bottom: 1pt">&nbsp;</td>
    <td style="text-align: left; padding-bottom: 1pt">&nbsp;Other operating expense</td></tr>
<tr style="vertical-align: bottom; background-color: White">
    <td>&nbsp;</td><td>&nbsp;</td>
    <td style="text-align: left">&nbsp;</td><td style="text-align: right">(655</td><td nowrap style="text-align: left">)</td><td>&nbsp;</td>
    <td style="text-align: left">Total before tax</td></tr>
<tr style="vertical-align: bottom; background-color: rgb(204,238,255)">
    <td style="padding-bottom: 1pt">&nbsp;</td><td style="padding-bottom: 1pt">&nbsp;</td>
    <td style="border-bottom: Black 1pt solid; text-align: left">&nbsp;</td><td style="border-bottom: Black 1pt solid; text-align: right">311</td><td nowrap style="border-bottom: Black 1pt solid; text-align: left">&nbsp;</td><td style="padding-bottom: 1pt">&nbsp;</td>
    <td style="text-align: left; padding-bottom: 1pt">&nbsp;Tax benefit</td></tr>
<tr style="vertical-align: bottom; background-color: White">
    <td style="padding-bottom: 2.25pt">&nbsp;</td><td style="padding-bottom: 2.25pt">&nbsp;</td>
    <td style="border-bottom: Black 2.25pt double; text-align: left">$</td><td style="border-bottom: Black 2.25pt double; text-align: right">(344</td><td nowrap style="border-bottom: Black 2.25pt double; text-align: left">)</td><td style="padding-bottom: 2.25pt">&nbsp;</td>
    <td style="padding-bottom: 2.25pt">&nbsp;Net of tax</td></tr>
</table></div>

<p style="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</p>

<table cellpadding="0" cellspacing="0" style="font: 10pt Times New Roman, Times, Serif; margin-top: 0; margin-bottom: 6pt"><tr style="vertical-align: top; text-align: justify">
<td style="width: 55pt; text-align: center">(1)</td><td style="width: 5pt"></td><td style="text-align: justify">These accumulated other comprehensive income components are included in the computation
of net periodic pension cost (see Note 12 of the Notes to Consolidated Financial Statements &#8220;Pension and Other Postretirement
Benefit Plans&#8221;).</td>
</tr></table>


<p style="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</p>

<p style="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0"></p>

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<p style="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">The following table sets forth significant amounts reclassified
out of accumulated other comprehensive income by component for the year ended December 31, 2013:</p>

<p style="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</p>


<div data-td-taggable-table=""><table cellpadding="0" cellspacing="0" style="border-collapse: collapse; width: 100%; font: 10pt Times New Roman, Times, Serif">
<tr style="vertical-align: bottom">
    <td style="text-align: center; border-bottom: Black 1pt solid">Details about Accumulated Other<br>
Comprehensive Income Components</td><td style="padding-bottom: 1pt">&nbsp;</td>
    <td colspan="3" style="text-align: center; border-bottom: Black 1pt solid">Amounts Reclassified from <br>
Accumulated Other<br>
Comprehensive Income</td><td style="padding-bottom: 1pt">&nbsp;</td>
    <td style="text-align: center; border-bottom: Black 1pt solid">Affected Line Item in the Statement<br>
Where Net Income is Presented</td></tr>
<tr style="vertical-align: bottom">
    <td colspan="7" style="font-style: italic; text-align: center">(Dollars in thousands)</td></tr>
<tr style="vertical-align: bottom; background-color: rgb(204,238,255)">
    <td style="width: 40%; text-align: left">Unrealized gains (losses) on available for sale securities:</td><td style="width: 1%">&nbsp;</td>
    <td style="width: 1%; text-align: left">$</td><td style="width: 16%; text-align: right">3,021</td><td nowrap style="width: 1%; text-align: left">&nbsp;</td><td style="width: 1%">&nbsp;</td>
    <td style="width: 40%; text-align: left">&nbsp;Net gain on sale of securities</td></tr>
<tr style="vertical-align: bottom; background-color: White">
    <td style="padding-bottom: 1pt">&nbsp;</td><td style="padding-bottom: 1pt">&nbsp;</td>
    <td style="border-bottom: Black 1pt solid; text-align: left">&nbsp;</td><td style="border-bottom: Black 1pt solid; text-align: right">(1,321</td><td nowrap style="border-bottom: Black 1pt solid; text-align: left">)</td><td style="padding-bottom: 1pt">&nbsp;</td>
    <td style="text-align: left; padding-bottom: 1pt">&nbsp;Tax expense</td></tr>
<tr style="vertical-align: bottom; background-color: rgb(204,238,255)">
    <td style="padding-bottom: 2.25pt">&nbsp;</td><td style="padding-bottom: 2.25pt">&nbsp;</td>
    <td style="border-bottom: Black 2.25pt double; text-align: left">$</td><td style="border-bottom: Black 2.25pt double; text-align: right">1,700</td><td nowrap style="border-bottom: Black 2.25pt double; text-align: left">&nbsp;</td><td style="padding-bottom: 2.25pt">&nbsp;</td>
    <td style="padding-bottom: 2.25pt">&nbsp;Net of tax</td></tr>
<tr style="vertical-align: bottom; background-color: White">
    <td>&nbsp;</td><td>&nbsp;</td>
    <td style="text-align: left">&nbsp;</td><td style="text-align: right">&nbsp;</td><td nowrap style="text-align: left">&nbsp;</td><td>&nbsp;</td>
    <td style="text-align: right">&nbsp;</td></tr>
<tr style="vertical-align: bottom; background-color: rgb(204,238,255)">
    <td>&nbsp;</td><td>&nbsp;</td>
    <td style="text-align: left">&nbsp;</td><td style="text-align: right">&nbsp;</td><td nowrap style="text-align: left">&nbsp;</td><td>&nbsp;</td>
    <td style="text-align: right">&nbsp;</td></tr>
<tr style="vertical-align: bottom; background-color: White">
    <td style="text-align: left">OTTI charges</td><td>&nbsp;</td>
    <td style="text-align: left">$</td><td style="text-align: right">(1,419</td><td nowrap style="text-align: left">)</td><td>&nbsp;</td>
    <td style="text-align: left">&nbsp;OTTI charge</td></tr>
<tr style="vertical-align: bottom; background-color: rgb(204,238,255)">
    <td style="padding-bottom: 1pt">&nbsp;</td><td style="padding-bottom: 1pt">&nbsp;</td>
    <td style="border-bottom: Black 1pt solid; text-align: left">&nbsp;</td><td style="border-bottom: Black 1pt solid; text-align: right">621</td><td nowrap style="border-bottom: Black 1pt solid; text-align: left">&nbsp;</td><td style="padding-bottom: 1pt">&nbsp;</td>
    <td style="text-align: left; padding-bottom: 1pt">&nbsp;Tax benefit</td></tr>
<tr style="vertical-align: bottom; background-color: White">
    <td style="padding-bottom: 2.25pt">&nbsp;</td><td style="padding-bottom: 2.25pt">&nbsp;</td>
    <td style="border-bottom: Black 2.25pt double; text-align: left">$</td><td style="border-bottom: Black 2.25pt double; text-align: right">(798</td><td nowrap style="border-bottom: Black 2.25pt double; text-align: left">)</td><td style="padding-bottom: 2.25pt">&nbsp;</td>
    <td style="padding-bottom: 2.25pt">&nbsp;Net of tax</td></tr>
<tr style="vertical-align: bottom; background-color: rgb(204,238,255)">
    <td>&nbsp;</td><td>&nbsp;</td>
    <td style="text-align: left">&nbsp;</td><td style="text-align: right">&nbsp;</td><td nowrap style="text-align: left">&nbsp;</td><td>&nbsp;</td>
    <td style="text-align: right">&nbsp;</td></tr>
<tr style="vertical-align: bottom; background-color: White">
    <td>&nbsp;</td><td>&nbsp;</td>
    <td style="text-align: left">&nbsp;</td><td style="text-align: right">&nbsp;</td><td nowrap style="text-align: left">&nbsp;</td><td>&nbsp;</td>
    <td style="text-align: right">&nbsp;</td></tr>
<tr style="vertical-align: bottom; background-color: rgb(204,238,255)">
    <td style="text-align: left">Amortization of defined benefit pension items:</td><td>&nbsp;</td>
    <td style="text-align: left">&nbsp;</td><td style="text-align: right">&nbsp;</td><td nowrap style="text-align: left">&nbsp;</td><td>&nbsp;</td>
    <td style="text-align: right">&nbsp;</td></tr>
<tr style="vertical-align: bottom; background-color: White">
    <td style="text-align: left">Actuarial losses</td><td>&nbsp;</td>
    <td style="text-align: left">$</td><td style="text-align: right">(1,237</td><td nowrap style="text-align: left">)(1)</td><td>&nbsp;</td>
    <td style="text-align: left">&nbsp;Other operating expense</td></tr>
<tr style="vertical-align: bottom; background-color: rgb(204,238,255)">
    <td style="text-align: left; padding-bottom: 1pt">Prior service credits</td><td style="padding-bottom: 1pt">&nbsp;</td>
    <td style="border-bottom: Black 1pt solid; text-align: left">&nbsp;</td><td style="border-bottom: Black 1pt solid; text-align: right">46</td><td nowrap style="border-bottom: Black 1pt solid; text-align: left">(1)</td><td style="padding-bottom: 1pt">&nbsp;</td>
    <td style="text-align: left; padding-bottom: 1pt">&nbsp;Other operating expense</td></tr>
<tr style="vertical-align: bottom; background-color: White">
    <td>&nbsp;</td><td>&nbsp;</td>
    <td style="text-align: left">&nbsp;</td><td style="text-align: right">(1,191</td><td nowrap style="text-align: left">)</td><td>&nbsp;</td>
    <td style="text-align: left">Total before tax</td></tr>
<tr style="vertical-align: bottom; background-color: rgb(204,238,255)">
    <td style="padding-bottom: 1pt">&nbsp;</td><td style="padding-bottom: 1pt">&nbsp;</td>
    <td style="border-bottom: Black 1pt solid; text-align: left">&nbsp;</td><td style="border-bottom: Black 1pt solid; text-align: right">521</td><td nowrap style="border-bottom: Black 1pt solid; text-align: left">&nbsp;</td><td style="padding-bottom: 1pt">&nbsp;</td>
    <td style="text-align: left; padding-bottom: 1pt">&nbsp;Tax benefit</td></tr>
<tr style="vertical-align: bottom; background-color: White">
    <td style="padding-bottom: 2.25pt">&nbsp;</td><td style="padding-bottom: 2.25pt">&nbsp;</td>
    <td style="border-bottom: Black 2.25pt double; text-align: left">$</td><td style="border-bottom: Black 2.25pt double; text-align: right">(670</td><td nowrap style="border-bottom: Black 2.25pt double; text-align: left">)</td><td style="padding-bottom: 2.25pt">&nbsp;</td>
    <td style="padding-bottom: 2.25pt">&nbsp;Net of tax</td></tr>
</table></div>

<p style="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</p>

<table cellpadding="0" cellspacing="0" style="font: 10pt Times New Roman, Times, Serif; margin-top: 0; margin-bottom: 6pt"><tr style="vertical-align: top; text-align: justify">
<td style="width: 55pt; text-align: center">(1)</td><td style="width: 5pt"></td><td style="text-align: justify">These accumulated other comprehensive income components are included in the computation
of net periodic pension cost (see Note 12 of the Notes to Consolidated Financial Statements &#8220;Pension and Other Postretirement
Benefit Plans&#8221;).</td>
</tr></table></div>

<p style="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0.25in 0pt 0; text-align: justify">&nbsp;</p>

<p style="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0.25in 0pt 0; text-align: justify"><b></b></p><div data-td-statement-type="note"><p style="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0.25in 0pt 0; text-align: justify"><b>14. Regulatory Capital</b></p>

<p style="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0.25in 0pt 0; text-align: justify">&nbsp;</p>

<p style="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify">The federal banking agencies have substantially
amended the regulatory risk-based capital rules applicable to the Bank. The amendments implemented the &#8220;Basel III&#8221;
regulatory capital reforms and changes required by the Dodd-Frank Act. The new rules apply regulatory capital requirements to the
Bank. The amended rules included new minimum risk-based capital and leverage ratios, which became effective in January 2015, with
certain requirements to be phased in beginning in 2016, and refined the definition of what constitutes &#8220;capital&#8221; for
purposes of calculating those ratios.</p>

<p style="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify">&nbsp;</p>

<p style="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify">The new minimum capital level requirements
applicable to the Bank include: (i) a new common equity Tier 1 risk-based capital ratio of 4.5%; (ii) a Tier 1 risk-based capital
ratio of 6% (increased from 4%); (iii) a total risk-based capital ratio of 8% (unchanged from current rules); and (iv) a Tier 1
leverage ratio of 4% for all institutions. The amended rules also establish a &#8220;capital conservation buffer&#8221; of 2.5%
above the new regulatory minimum capital ratios, and would result in the following minimum ratios: (i) a common equity Tier 1 risk-based
capital ratio of 7.0%; (ii) a Tier 1 risk-based capital ratio of 8.5%; and (iii) a total risk-based capital ratio of 10.5%. The
new capital conservation buffer requirement will be phased in beginning in January 2016 at 0.625% of risk-weighted assets and will
increase each year until fully implemented in January 2019. An institution will be subject to limitations on paying dividends,
engaging in share repurchases, and paying discretionary bonuses if its capital level falls below the buffer amount. These limitations
will establish a maximum percentage of eligible retained income that could be utilized for such actions.</p>

<p style="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify">&nbsp;</p>

<p style="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify"></p>

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<p style="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify">As of December 31, 2015, the Bank continues
to be categorized as &#8220;well-capitalized&#8221; under the prompt corrective action regulations and continues to exceed all
regulatory capital requirements.</p>


<p style="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify">&nbsp;</p>

<p style="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify">Set forth below is a summary of the Bank&#8217;s
compliance with banking regulatory capital standards.</p>

<p style="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 0.5in">&nbsp;</p>

<p style="color: Red; font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: center"></p>

<div data-td-taggable-table=""><table cellpadding="0" cellspacing="0" style="border-collapse: collapse; width: 100%; font: 10pt Times New Roman, Times, Serif">
<tr style="vertical-align: bottom">
    <td style="text-align: center">&nbsp;</td><td style="padding-bottom: 1pt">&nbsp;</td>
    <td colspan="7" style="text-align: center; border-bottom: Black 1pt solid">December 31, 2015</td><td style="padding-bottom: 1pt">&nbsp;</td>
    <td colspan="7" style="text-align: center; border-bottom: Black 1pt solid">December 31, 2014</td></tr>
<tr style="vertical-align: bottom">
    <td style="text-align: center">&nbsp;</td><td style="padding-bottom: 1pt">&nbsp;</td>
    <td colspan="3" style="text-align: center; border-bottom: Black 1pt solid">Amount</td><td style="border-bottom: Black 1pt solid; text-align: left">&nbsp;</td>
    <td colspan="3" style="text-align: center; border-bottom: Black 1pt solid">Percent of<br>
Assets</td><td style="padding-bottom: 1pt">&nbsp;</td>
    <td colspan="3" style="text-align: center; border-bottom: Black 1pt solid">Amount</td><td style="border-bottom: Black 1pt solid; text-align: left">&nbsp;</td>
    <td colspan="3" style="text-align: center; border-bottom: Black 1pt solid">Percent of<br>
Assets</td></tr>
<tr style="vertical-align: bottom">
    <td style="text-align: left">&nbsp;</td><td style="font-style: italic">&nbsp;</td>
    <td colspan="15" style="font-style: italic; text-align: center">(Dollars in thousands)</td></tr>
<tr style="vertical-align: bottom">
    <td style="text-align: left">&nbsp;</td><td>&nbsp;</td>
    <td colspan="3" style="text-align: right">&nbsp;</td><td>&nbsp;</td>
    <td colspan="3" style="text-align: right">&nbsp;</td><td>&nbsp;</td>
    <td colspan="3" style="text-align: right">&nbsp;</td><td>&nbsp;</td>
    <td colspan="3" style="text-align: right">&nbsp;</td></tr>
<tr style="vertical-align: bottom; background-color: rgb(204,238,255)">
    <td style="text-align: left">Tier I (leverage) capital:</td><td>&nbsp;</td>
    <td style="text-align: left">&nbsp;</td><td style="text-align: right">&nbsp;</td><td style="text-align: left">&nbsp;</td><td>&nbsp;</td>
    <td style="text-align: left">&nbsp;</td><td style="text-align: right">&nbsp;</td><td style="text-align: left">&nbsp;</td><td>&nbsp;</td>
    <td style="text-align: left">&nbsp;</td><td style="text-align: right">&nbsp;</td><td style="text-align: left">&nbsp;</td><td>&nbsp;</td>
    <td style="text-align: left">&nbsp;</td><td style="text-align: right">&nbsp;</td><td style="text-align: left">&nbsp;</td></tr>
<tr style="vertical-align: bottom; background-color: White">
    <td style="width: 56%; text-align: left; padding-left: 10pt">Capital level</td><td style="width: 1%">&nbsp;</td>
    <td style="width: 1%; text-align: left">$</td><td style="width: 8%; text-align: right">494,690</td><td style="width: 1%; text-align: left">&nbsp;</td><td style="width: 1%">&nbsp;</td>
    <td style="width: 1%; text-align: left">&nbsp;</td><td style="width: 8%; text-align: right">8.89</td><td style="width: 1%; text-align: left">%</td><td style="width: 1%">&nbsp;</td>
    <td style="width: 1%; text-align: left">$</td><td style="width: 8%; text-align: right">472,251</td><td style="width: 1%; text-align: left">&nbsp;</td><td style="width: 1%">&nbsp;</td>
    <td style="width: 1%; text-align: left">&nbsp;</td><td style="width: 8%; text-align: right">9.63</td><td style="width: 1%; text-align: left">%</td></tr>
<tr style="vertical-align: bottom; background-color: rgb(204,238,255)">
    <td style="text-align: left; padding-left: 10pt">Requirement to be well capitalized</td><td>&nbsp;</td>
    <td style="text-align: left">&nbsp;</td><td style="text-align: right">278,175</td><td style="text-align: left">&nbsp;</td><td>&nbsp;</td>
    <td style="text-align: left">&nbsp;</td><td style="text-align: right">5.00</td><td style="text-align: left">&nbsp;</td><td>&nbsp;</td>
    <td style="text-align: left">&nbsp;</td><td style="text-align: right">245,254</td><td style="text-align: left">&nbsp;</td><td>&nbsp;</td>
    <td style="text-align: left">&nbsp;</td><td style="text-align: right">5.00</td><td style="text-align: left">&nbsp;</td></tr>
<tr style="vertical-align: bottom; background-color: White">
    <td style="text-align: left; padding-left: 10pt">Excess</td><td>&nbsp;</td>
    <td style="text-align: left">&nbsp;</td><td style="text-align: right">216,515</td><td style="text-align: left">&nbsp;</td><td>&nbsp;</td>
    <td style="text-align: left">&nbsp;</td><td style="text-align: right">3.89</td><td style="text-align: left">&nbsp;</td><td>&nbsp;</td>
    <td style="text-align: left">&nbsp;</td><td style="text-align: right">226,997</td><td style="text-align: left">&nbsp;</td><td>&nbsp;</td>
    <td style="text-align: left">&nbsp;</td><td style="text-align: right">4.63</td><td style="text-align: left">&nbsp;</td></tr>
<tr style="vertical-align: bottom; background-color: rgb(204,238,255)">
    <td style="text-align: left">&nbsp;</td><td>&nbsp;</td>
    <td style="text-align: left">&nbsp;</td><td style="text-align: right">&nbsp;</td><td style="text-align: left">&nbsp;</td><td>&nbsp;</td>
    <td style="text-align: left">&nbsp;</td><td style="text-align: right">&nbsp;</td><td style="text-align: left">&nbsp;</td><td>&nbsp;</td>
    <td style="text-align: left">&nbsp;</td><td style="text-align: right">&nbsp;</td><td style="text-align: left">&nbsp;</td><td>&nbsp;</td>
    <td style="text-align: left">&nbsp;</td><td style="text-align: right">&nbsp;</td><td style="text-align: left">&nbsp;</td></tr>
<tr style="vertical-align: bottom; background-color: White">
    <td style="text-align: left">Common Equity Tier I risk-based capital:</td><td>&nbsp;</td>
    <td style="text-align: left">&nbsp;</td><td style="text-align: right">&nbsp;</td><td style="text-align: left">&nbsp;</td><td>&nbsp;</td>
    <td style="text-align: left">&nbsp;</td><td style="text-align: right">&nbsp;</td><td style="text-align: left">&nbsp;</td><td>&nbsp;</td>
    <td style="text-align: left">&nbsp;</td><td style="text-align: right">&nbsp;</td><td style="text-align: left">&nbsp;</td><td>&nbsp;</td>
    <td style="text-align: left">&nbsp;</td><td style="text-align: right">&nbsp;</td><td style="text-align: left">&nbsp;</td></tr>
<tr style="vertical-align: bottom; background-color: rgb(204,238,255)">
    <td style="text-align: left; padding-left: 10pt">Capital level</td><td>&nbsp;</td>
    <td style="text-align: left">$</td><td style="text-align: right">494,690</td><td style="text-align: left">&nbsp;</td><td>&nbsp;</td>
    <td style="text-align: left">&nbsp;</td><td style="text-align: right">12.62</td><td style="text-align: left">%</td><td>&nbsp;</td>
    <td style="text-align: left">&nbsp;</td><td style="text-align: right">&nbsp;n/a&nbsp;</td><td style="text-align: left">&nbsp;</td><td>&nbsp;</td>
    <td style="text-align: left">&nbsp;</td><td style="text-align: right">&nbsp;n/a&nbsp;</td><td style="text-align: left">&nbsp;</td></tr>
<tr style="vertical-align: bottom; background-color: White">
    <td style="text-align: left; padding-left: 10pt">Requirement to be well capitalized</td><td>&nbsp;</td>
    <td style="text-align: left">&nbsp;</td><td style="text-align: right">254,768</td><td style="text-align: left">&nbsp;</td><td>&nbsp;</td>
    <td style="text-align: left">&nbsp;</td><td style="text-align: right">6.50</td><td style="text-align: left">&nbsp;</td><td>&nbsp;</td>
    <td style="text-align: left">&nbsp;</td><td style="text-align: right">&nbsp;n/a&nbsp;</td><td style="text-align: left">&nbsp;</td><td>&nbsp;</td>
    <td style="text-align: left">&nbsp;</td><td style="text-align: right">&nbsp;n/a&nbsp;</td><td style="text-align: left">&nbsp;</td></tr>
<tr style="vertical-align: bottom; background-color: rgb(204,238,255)">
    <td style="text-align: left; padding-left: 10pt">Excess</td><td>&nbsp;</td>
    <td style="text-align: left">&nbsp;</td><td style="text-align: right">239,922</td><td style="text-align: left">&nbsp;</td><td>&nbsp;</td>
    <td style="text-align: left">&nbsp;</td><td style="text-align: right">6.12</td><td style="text-align: left">&nbsp;</td><td>&nbsp;</td>
    <td style="text-align: left">&nbsp;</td><td style="text-align: right">&nbsp;n/a&nbsp;</td><td style="text-align: left">&nbsp;</td><td>&nbsp;</td>
    <td style="text-align: left">&nbsp;</td><td style="text-align: right">&nbsp;n/a&nbsp;</td><td style="text-align: left">&nbsp;</td></tr>
<tr style="vertical-align: bottom; background-color: White">
    <td style="text-align: left">&nbsp;</td><td>&nbsp;</td>
    <td style="text-align: left">&nbsp;</td><td style="text-align: right">&nbsp;</td><td style="text-align: left">&nbsp;</td><td>&nbsp;</td>
    <td style="text-align: left">&nbsp;</td><td style="text-align: right">&nbsp;</td><td style="text-align: left">&nbsp;</td><td>&nbsp;</td>
    <td style="text-align: left">&nbsp;</td><td style="text-align: right">&nbsp;</td><td style="text-align: left">&nbsp;</td><td>&nbsp;</td>
    <td style="text-align: left">&nbsp;</td><td style="text-align: right">&nbsp;</td><td style="text-align: left">&nbsp;</td></tr>
<tr style="vertical-align: bottom; background-color: rgb(204,238,255)">
    <td style="text-align: left">Tier I risk-based capital:</td><td>&nbsp;</td>
    <td style="text-align: left">&nbsp;</td><td style="text-align: right">&nbsp;</td><td style="text-align: left">&nbsp;</td><td>&nbsp;</td>
    <td style="text-align: left">&nbsp;</td><td style="text-align: right">&nbsp;</td><td style="text-align: left">&nbsp;</td><td>&nbsp;</td>
    <td style="text-align: left">&nbsp;</td><td style="text-align: right">&nbsp;</td><td style="text-align: left">&nbsp;</td><td>&nbsp;</td>
    <td style="text-align: left">&nbsp;</td><td style="text-align: right">&nbsp;</td><td style="text-align: left">&nbsp;</td></tr>
<tr style="vertical-align: bottom; background-color: White">
    <td style="text-align: left; padding-left: 10pt">Capital level</td><td>&nbsp;</td>
    <td style="text-align: left">$</td><td style="text-align: right">494,690</td><td style="text-align: left">&nbsp;</td><td>&nbsp;</td>
    <td style="text-align: left">&nbsp;</td><td style="text-align: right">12.62</td><td style="text-align: left">%</td><td>&nbsp;</td>
    <td style="text-align: left">$</td><td style="text-align: right">472,251</td><td style="text-align: left">&nbsp;</td><td>&nbsp;</td>
    <td style="text-align: left">&nbsp;</td><td style="text-align: right">13.87</td><td style="text-align: left">%</td></tr>
<tr style="vertical-align: bottom; background-color: rgb(204,238,255)">
    <td style="text-align: left; padding-left: 10pt">Requirement to be well capitalized</td><td>&nbsp;</td>
    <td style="text-align: left">&nbsp;</td><td style="text-align: right">313,560</td><td style="text-align: left">&nbsp;</td><td>&nbsp;</td>
    <td style="text-align: left">&nbsp;</td><td style="text-align: right">8.00</td><td style="text-align: left">&nbsp;</td><td>&nbsp;</td>
    <td style="text-align: left">&nbsp;</td><td style="text-align: right">204,354</td><td style="text-align: left">&nbsp;</td><td>&nbsp;</td>
    <td style="text-align: left">&nbsp;</td><td style="text-align: right">6.00</td><td style="text-align: left">&nbsp;</td></tr>
<tr style="vertical-align: bottom; background-color: White">
    <td style="text-align: left; padding-left: 10pt">Excess</td><td>&nbsp;</td>
    <td style="text-align: left">&nbsp;</td><td style="text-align: right">181,130</td><td style="text-align: left">&nbsp;</td><td>&nbsp;</td>
    <td style="text-align: left">&nbsp;</td><td style="text-align: right">4.62</td><td style="text-align: left">&nbsp;</td><td>&nbsp;</td>
    <td style="text-align: left">&nbsp;</td><td style="text-align: right">267,897</td><td style="text-align: left">&nbsp;</td><td>&nbsp;</td>
    <td style="text-align: left">&nbsp;</td><td style="text-align: right">7.87</td><td style="text-align: left">&nbsp;</td></tr>
<tr style="vertical-align: bottom; background-color: rgb(204,238,255)">
    <td style="text-align: left">&nbsp;</td><td>&nbsp;</td>
    <td style="text-align: left">&nbsp;</td><td style="text-align: right">&nbsp;</td><td style="text-align: left">&nbsp;</td><td>&nbsp;</td>
    <td style="text-align: left">&nbsp;</td><td style="text-align: right">&nbsp;</td><td style="text-align: left">&nbsp;</td><td>&nbsp;</td>
    <td style="text-align: left">&nbsp;</td><td style="text-align: right">&nbsp;</td><td style="text-align: left">&nbsp;</td><td>&nbsp;</td>
    <td style="text-align: left">&nbsp;</td><td style="text-align: right">&nbsp;</td><td style="text-align: left">&nbsp;</td></tr>
<tr style="vertical-align: bottom; background-color: White">
    <td style="text-align: left">Total risk-based capital:</td><td>&nbsp;</td>
    <td style="text-align: left">&nbsp;</td><td style="text-align: right">&nbsp;</td><td style="text-align: left">&nbsp;</td><td>&nbsp;</td>
    <td style="text-align: left">&nbsp;</td><td style="text-align: right">&nbsp;</td><td style="text-align: left">&nbsp;</td><td>&nbsp;</td>
    <td style="text-align: left">&nbsp;</td><td style="text-align: right">&nbsp;</td><td style="text-align: left">&nbsp;</td><td>&nbsp;</td>
    <td style="text-align: left">&nbsp;</td><td style="text-align: right">&nbsp;</td><td style="text-align: left">&nbsp;</td></tr>
<tr style="vertical-align: bottom; background-color: rgb(204,238,255)">
    <td style="text-align: left; padding-left: 10pt">Capital level</td><td>&nbsp;</td>
    <td style="text-align: left">$</td><td style="text-align: right">516,226</td><td style="text-align: left">&nbsp;</td><td>&nbsp;</td>
    <td style="text-align: left">&nbsp;</td><td style="text-align: right">13.17</td><td style="text-align: left">%</td><td>&nbsp;</td>
    <td style="text-align: left">$</td><td style="text-align: right">497,347</td><td style="text-align: left">&nbsp;</td><td>&nbsp;</td>
    <td style="text-align: left">&nbsp;</td><td style="text-align: right">14.60</td><td style="text-align: left">%</td></tr>
<tr style="vertical-align: bottom; background-color: White">
    <td style="text-align: left; padding-left: 10pt">Requirement to be well capitalized</td><td>&nbsp;</td>
    <td style="text-align: left">&nbsp;</td><td style="text-align: right">391,950</td><td style="text-align: left">&nbsp;</td><td>&nbsp;</td>
    <td style="text-align: left">&nbsp;</td><td style="text-align: right">10.00</td><td style="text-align: left">&nbsp;</td><td>&nbsp;</td>
    <td style="text-align: left">&nbsp;</td><td style="text-align: right">340,589</td><td style="text-align: left">&nbsp;</td><td>&nbsp;</td>
    <td style="text-align: left">&nbsp;</td><td style="text-align: right">10.00</td><td style="text-align: left">&nbsp;</td></tr>
<tr style="vertical-align: bottom; background-color: rgb(204,238,255)">
    <td style="text-align: left; padding-left: 10pt">Excess</td><td>&nbsp;</td>
    <td style="text-align: left">&nbsp;</td><td style="text-align: right">124,276</td><td style="text-align: left">&nbsp;</td><td>&nbsp;</td>
    <td style="text-align: left">&nbsp;</td><td style="text-align: right">3.17</td><td style="text-align: left">&nbsp;</td><td>&nbsp;</td>
    <td style="text-align: left">&nbsp;</td><td style="text-align: right">156,758</td><td style="text-align: left">&nbsp;</td><td>&nbsp;</td>
    <td style="text-align: left">&nbsp;</td><td style="text-align: right">4.60</td><td style="text-align: left">&nbsp;</td></tr>
</table></div>



<p style="color: Red; font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: center"></p>

<p style="color: Red; font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: center">&nbsp;</p>

<p style="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify">&nbsp;</p>

<p style="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify"></p>

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<p style="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify">The Holding Company is subject to the same
regulatory capital requirements as the Bank. <font style="font-family: Times New Roman, Times, Serif">As of December 31, 2015,
the Holding Company continues to be categorized as &#8220;well-capitalized&#8221; under the prompt corrective action regulations
and continues to exceed all regulatory capital requirements. </font></p>

<p style="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify">&nbsp;</p>

<p style="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify">Set forth below is a summary of the Holding
Company&#8217;s compliance with banking regulatory capital standards.</p>


<p style="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify">&nbsp;</p>

<p style="color: Red; font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: center"></p>

<div data-td-taggable-table=""><table cellpadding="0" cellspacing="0" style="border-collapse: collapse; width: 100%; font: 10pt Times New Roman, Times, Serif">
<tr style="vertical-align: bottom">
    <td style="text-align: center">&nbsp;</td><td style="padding-bottom: 1pt">&nbsp;</td>
    <td colspan="7" style="text-align: center; border-bottom: Black 1pt solid">December 31, 2015</td><td style="padding-bottom: 1pt">&nbsp;</td>
    <td colspan="7" style="text-align: center; border-bottom: Black 1pt solid">December 31, 2014</td></tr>
<tr style="vertical-align: bottom">
    <td style="text-align: center">&nbsp;</td><td style="padding-bottom: 1pt">&nbsp;</td>
    <td colspan="3" style="text-align: center; border-bottom: Black 1pt solid">Amount</td><td style="border-bottom: Black 1pt solid; text-align: left">&nbsp;</td>
    <td colspan="3" style="text-align: center; border-bottom: Black 1pt solid">Percent of<br>
Assets</td><td style="padding-bottom: 1pt">&nbsp;</td>
    <td colspan="3" style="text-align: center; border-bottom: Black 1pt solid">Amount</td><td style="border-bottom: Black 1pt solid; text-align: left">&nbsp;</td>
    <td colspan="3" style="text-align: center; border-bottom: Black 1pt solid">Percent of<br>
Assets</td></tr>
<tr style="vertical-align: bottom">
    <td style="text-align: left">&nbsp;</td><td style="font-style: italic">&nbsp;</td>
    <td colspan="15" style="font-style: italic; text-align: center">(Dollars in thousands)</td></tr>
<tr style="vertical-align: bottom">
    <td style="text-align: left">&nbsp;</td><td>&nbsp;</td>
    <td colspan="3" style="text-align: right">&nbsp;</td><td>&nbsp;</td>
    <td colspan="3" style="text-align: right">&nbsp;</td><td>&nbsp;</td>
    <td colspan="3" style="text-align: right">&nbsp;</td><td>&nbsp;</td>
    <td colspan="3" style="text-align: right">&nbsp;</td></tr>
<tr style="vertical-align: bottom; background-color: rgb(204,238,255)">
    <td style="text-align: left">Tier I (leverage) capital:</td><td>&nbsp;</td>
    <td style="text-align: left">&nbsp;</td><td style="text-align: right">&nbsp;</td><td style="text-align: left">&nbsp;</td><td>&nbsp;</td>
    <td style="text-align: left">&nbsp;</td><td style="text-align: right">&nbsp;</td><td style="text-align: left">&nbsp;</td><td>&nbsp;</td>
    <td style="text-align: left">&nbsp;</td><td style="text-align: right">&nbsp;</td><td style="text-align: left">&nbsp;</td><td>&nbsp;</td>
    <td style="text-align: left">&nbsp;</td><td style="text-align: right">&nbsp;</td><td style="text-align: left">&nbsp;</td></tr>
<tr style="vertical-align: bottom; background-color: White">
    <td style="width: 56%; text-align: left; padding-left: 10pt">Capital level</td><td style="width: 1%">&nbsp;</td>
    <td style="width: 1%; text-align: left">$</td><td style="width: 8%; text-align: right">490,919</td><td style="width: 1%; text-align: left">&nbsp;</td><td style="width: 1%">&nbsp;</td>
    <td style="width: 1%; text-align: left">&nbsp;</td><td style="width: 8%; text-align: right">8.84</td><td style="width: 1%; text-align: left">%</td><td style="width: 1%">&nbsp;</td>
    <td style="width: 1%; text-align: left">$</td><td style="width: 8%; text-align: right">471,233</td><td style="width: 1%; text-align: left">&nbsp;</td><td style="width: 1%">&nbsp;</td>
    <td style="width: 1%; text-align: left">&nbsp;</td><td style="width: 8%; text-align: right">9.62</td><td style="width: 1%; text-align: left">%</td></tr>
<tr style="vertical-align: bottom; background-color: rgb(204,238,255)">
    <td style="text-align: left; padding-left: 10pt">Requirement to be well capitalized</td><td>&nbsp;</td>
    <td style="text-align: left">&nbsp;</td><td style="text-align: right">277,611</td><td style="text-align: left">&nbsp;</td><td>&nbsp;</td>
    <td style="text-align: left">&nbsp;</td><td style="text-align: right">5.00</td><td style="text-align: left">&nbsp;</td><td>&nbsp;</td>
    <td style="text-align: left">&nbsp;</td><td style="text-align: right">244,960</td><td style="text-align: left">&nbsp;</td><td>&nbsp;</td>
    <td style="text-align: left">&nbsp;</td><td style="text-align: right">5.00</td><td style="text-align: left">&nbsp;</td></tr>
<tr style="vertical-align: bottom; background-color: White">
    <td style="text-align: left; padding-left: 10pt">Excess</td><td>&nbsp;</td>
    <td style="text-align: left">&nbsp;</td><td style="text-align: right">213,308</td><td style="text-align: left">&nbsp;</td><td>&nbsp;</td>
    <td style="text-align: left">&nbsp;</td><td style="text-align: right">3.84</td><td style="text-align: left">&nbsp;</td><td>&nbsp;</td>
    <td style="text-align: left">&nbsp;</td><td style="text-align: right">226,273</td><td style="text-align: left">&nbsp;</td><td>&nbsp;</td>
    <td style="text-align: left">&nbsp;</td><td style="text-align: right">4.62</td><td style="text-align: left">&nbsp;</td></tr>
<tr style="vertical-align: bottom; background-color: rgb(204,238,255)">
    <td style="text-align: left">&nbsp;</td><td>&nbsp;</td>
    <td style="text-align: left">&nbsp;</td><td style="text-align: right">&nbsp;</td><td style="text-align: left">&nbsp;</td><td>&nbsp;</td>
    <td style="text-align: left">&nbsp;</td><td style="text-align: right">&nbsp;</td><td style="text-align: left">&nbsp;</td><td>&nbsp;</td>
    <td style="text-align: left">&nbsp;</td><td style="text-align: right">&nbsp;</td><td style="text-align: left">&nbsp;</td><td>&nbsp;</td>
    <td style="text-align: left">&nbsp;</td><td style="text-align: right">&nbsp;</td><td style="text-align: left">&nbsp;</td></tr>
<tr style="vertical-align: bottom; background-color: White">
    <td style="text-align: left">Common Equity Tier I risk-based capital:</td><td>&nbsp;</td>
    <td style="text-align: left">&nbsp;</td><td style="text-align: right">&nbsp;</td><td style="text-align: left">&nbsp;</td><td>&nbsp;</td>
    <td style="text-align: left">&nbsp;</td><td style="text-align: right">&nbsp;</td><td style="text-align: left">&nbsp;</td><td>&nbsp;</td>
    <td style="text-align: left">&nbsp;</td><td style="text-align: right">&nbsp;</td><td style="text-align: left">&nbsp;</td><td>&nbsp;</td>
    <td style="text-align: left">&nbsp;</td><td style="text-align: right">&nbsp;</td><td style="text-align: left">&nbsp;</td></tr>
<tr style="vertical-align: bottom; background-color: rgb(204,238,255)">
    <td style="text-align: left; padding-left: 10pt">Capital level</td><td>&nbsp;</td>
    <td style="text-align: left">$</td><td style="text-align: right">462,883</td><td style="text-align: left">&nbsp;</td><td>&nbsp;</td>
    <td style="text-align: left">&nbsp;</td><td style="text-align: right">11.83</td><td style="text-align: left">%</td><td>&nbsp;</td>
    <td style="text-align: left">&nbsp;</td><td style="text-align: right">&nbsp;n/a&nbsp;</td><td style="text-align: left">&nbsp;</td><td>&nbsp;</td>
    <td style="text-align: left">&nbsp;</td><td style="text-align: right">&nbsp;n/a&nbsp;</td><td style="text-align: left">&nbsp;</td></tr>
<tr style="vertical-align: bottom; background-color: White">
    <td style="text-align: left; padding-left: 10pt">Requirement to be well capitalized</td><td>&nbsp;</td>
    <td style="text-align: left">&nbsp;</td><td style="text-align: right">254,335</td><td style="text-align: left">&nbsp;</td><td>&nbsp;</td>
    <td style="text-align: left">&nbsp;</td><td style="text-align: right">6.50</td><td style="text-align: left">&nbsp;</td><td>&nbsp;</td>
    <td style="text-align: left">&nbsp;</td><td style="text-align: right">&nbsp;n/a&nbsp;</td><td style="text-align: left">&nbsp;</td><td>&nbsp;</td>
    <td style="text-align: left">&nbsp;</td><td style="text-align: right">&nbsp;n/a&nbsp;</td><td style="text-align: left">&nbsp;</td></tr>
<tr style="vertical-align: bottom; background-color: rgb(204,238,255)">
    <td style="text-align: left; padding-left: 10pt">Excess</td><td>&nbsp;</td>
    <td style="text-align: left">&nbsp;</td><td style="text-align: right">208,548</td><td style="text-align: left">&nbsp;</td><td>&nbsp;</td>
    <td style="text-align: left">&nbsp;</td><td style="text-align: right">5.33</td><td style="text-align: left">&nbsp;</td><td>&nbsp;</td>
    <td style="text-align: left">&nbsp;</td><td style="text-align: right">&nbsp;n/a&nbsp;</td><td style="text-align: left">&nbsp;</td><td>&nbsp;</td>
    <td style="text-align: left">&nbsp;</td><td style="text-align: right">&nbsp;n/a&nbsp;</td><td style="text-align: left">&nbsp;</td></tr>
<tr style="vertical-align: bottom; background-color: White">
    <td style="text-align: left">&nbsp;</td><td>&nbsp;</td>
    <td style="text-align: left">&nbsp;</td><td style="text-align: right">&nbsp;</td><td style="text-align: left">&nbsp;</td><td>&nbsp;</td>
    <td style="text-align: left">&nbsp;</td><td style="text-align: right">&nbsp;</td><td style="text-align: left">&nbsp;</td><td>&nbsp;</td>
    <td style="text-align: left">&nbsp;</td><td style="text-align: right">&nbsp;</td><td style="text-align: left">&nbsp;</td><td>&nbsp;</td>
    <td style="text-align: left">&nbsp;</td><td style="text-align: right">&nbsp;</td><td style="text-align: left">&nbsp;</td></tr>
<tr style="vertical-align: bottom; background-color: rgb(204,238,255)">
    <td style="text-align: left">Tier I risk-based capital:</td><td>&nbsp;</td>
    <td style="text-align: left">&nbsp;</td><td style="text-align: right">&nbsp;</td><td style="text-align: left">&nbsp;</td><td>&nbsp;</td>
    <td style="text-align: left">&nbsp;</td><td style="text-align: right">&nbsp;</td><td style="text-align: left">&nbsp;</td><td>&nbsp;</td>
    <td style="text-align: left">&nbsp;</td><td style="text-align: right">&nbsp;</td><td style="text-align: left">&nbsp;</td><td>&nbsp;</td>
    <td style="text-align: left">&nbsp;</td><td style="text-align: right">&nbsp;</td><td style="text-align: left">&nbsp;</td></tr>
<tr style="vertical-align: bottom; background-color: White">
    <td style="text-align: left; padding-left: 10pt">Capital level</td><td>&nbsp;</td>
    <td style="text-align: left">$</td><td style="text-align: right">490,919</td><td style="text-align: left">&nbsp;</td><td>&nbsp;</td>
    <td style="text-align: left">&nbsp;</td><td style="text-align: right">12.55</td><td style="text-align: left">%</td><td>&nbsp;</td>
    <td style="text-align: left">$</td><td style="text-align: right">471,233</td><td style="text-align: left">&nbsp;</td><td>&nbsp;</td>
    <td style="text-align: left">&nbsp;</td><td style="text-align: right">13.87</td><td style="text-align: left">%</td></tr>
<tr style="vertical-align: bottom; background-color: rgb(204,238,255)">
    <td style="text-align: left; padding-left: 10pt">Requirement to be well capitalized</td><td>&nbsp;</td>
    <td style="text-align: left">&nbsp;</td><td style="text-align: right">313,028</td><td style="text-align: left">&nbsp;</td><td>&nbsp;</td>
    <td style="text-align: left">&nbsp;</td><td style="text-align: right">8.00</td><td style="text-align: left">&nbsp;</td><td>&nbsp;</td>
    <td style="text-align: left">&nbsp;</td><td style="text-align: right">203,878</td><td style="text-align: left">&nbsp;</td><td>&nbsp;</td>
    <td style="text-align: left">&nbsp;</td><td style="text-align: right">6.00</td><td style="text-align: left">&nbsp;</td></tr>
<tr style="vertical-align: bottom; background-color: White">
    <td style="text-align: left; padding-left: 10pt">Excess</td><td>&nbsp;</td>
    <td style="text-align: left">&nbsp;</td><td style="text-align: right">177,891</td><td style="text-align: left">&nbsp;</td><td>&nbsp;</td>
    <td style="text-align: left">&nbsp;</td><td style="text-align: right">4.55</td><td style="text-align: left">&nbsp;</td><td>&nbsp;</td>
    <td style="text-align: left">&nbsp;</td><td style="text-align: right">267,355</td><td style="text-align: left">&nbsp;</td><td>&nbsp;</td>
    <td style="text-align: left">&nbsp;</td><td style="text-align: right">7.87</td><td style="text-align: left">&nbsp;</td></tr>
<tr style="vertical-align: bottom; background-color: rgb(204,238,255)">
    <td style="text-align: left">&nbsp;</td><td>&nbsp;</td>
    <td style="text-align: left">&nbsp;</td><td style="text-align: right">&nbsp;</td><td style="text-align: left">&nbsp;</td><td>&nbsp;</td>
    <td style="text-align: left">&nbsp;</td><td style="text-align: right">&nbsp;</td><td style="text-align: left">&nbsp;</td><td>&nbsp;</td>
    <td style="text-align: left">&nbsp;</td><td style="text-align: right">&nbsp;</td><td style="text-align: left">&nbsp;</td><td>&nbsp;</td>
    <td style="text-align: left">&nbsp;</td><td style="text-align: right">&nbsp;</td><td style="text-align: left">&nbsp;</td></tr>
<tr style="vertical-align: bottom; background-color: White">
    <td style="text-align: left">Total risk-based capital:</td><td>&nbsp;</td>
    <td style="text-align: left">&nbsp;</td><td style="text-align: right">&nbsp;</td><td style="text-align: left">&nbsp;</td><td>&nbsp;</td>
    <td style="text-align: left">&nbsp;</td><td style="text-align: right">&nbsp;</td><td style="text-align: left">&nbsp;</td><td>&nbsp;</td>
    <td style="text-align: left">&nbsp;</td><td style="text-align: right">&nbsp;</td><td style="text-align: left">&nbsp;</td><td>&nbsp;</td>
    <td style="text-align: left">&nbsp;</td><td style="text-align: right">&nbsp;</td><td style="text-align: left">&nbsp;</td></tr>
<tr style="vertical-align: bottom; background-color: rgb(204,238,255)">
    <td style="text-align: left; padding-left: 10pt">Capital level</td><td>&nbsp;</td>
    <td style="text-align: left">$</td><td style="text-align: right">512,454</td><td style="text-align: left">&nbsp;</td><td>&nbsp;</td>
    <td style="text-align: left">&nbsp;</td><td style="text-align: right">13.10</td><td style="text-align: left">%</td><td>&nbsp;</td>
    <td style="text-align: left">$</td><td style="text-align: right">496,329</td><td style="text-align: left">&nbsp;</td><td>&nbsp;</td>
    <td style="text-align: left">&nbsp;</td><td style="text-align: right">14.61</td><td style="text-align: left">%</td></tr>
<tr style="vertical-align: bottom; background-color: White">
    <td style="text-align: left; padding-left: 10pt">Requirement to be well capitalized</td><td>&nbsp;</td>
    <td style="text-align: left">&nbsp;</td><td style="text-align: right">391,285</td><td style="text-align: left">&nbsp;</td><td>&nbsp;</td>
    <td style="text-align: left">&nbsp;</td><td style="text-align: right">10.00</td><td style="text-align: left">&nbsp;</td><td>&nbsp;</td>
    <td style="text-align: left">&nbsp;</td><td style="text-align: right">339,797</td><td style="text-align: left">&nbsp;</td><td>&nbsp;</td>
    <td style="text-align: left">&nbsp;</td><td style="text-align: right">10.00</td><td style="text-align: left">&nbsp;</td></tr>
<tr style="vertical-align: bottom; background-color: rgb(204,238,255)">
    <td style="text-align: left; padding-left: 10pt">Excess</td><td>&nbsp;</td>
    <td style="text-align: left">&nbsp;</td><td style="text-align: right">121,169</td><td style="text-align: left">&nbsp;</td><td>&nbsp;</td>
    <td style="text-align: left">&nbsp;</td><td style="text-align: right">3.10</td><td style="text-align: left">&nbsp;</td><td>&nbsp;</td>
    <td style="text-align: left">&nbsp;</td><td style="text-align: right">156,532</td><td style="text-align: left">&nbsp;</td><td>&nbsp;</td>
    <td style="text-align: left">&nbsp;</td><td style="text-align: right">4.61</td><td style="text-align: left">&nbsp;</td></tr>
</table></div>



<p style="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</p></div><p style="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0"></p>

<p style="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify"><b></b></p><div data-td-statement-type="note"><p style="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify"><b>15. Commitments and Contingencies</b></p>

<p style="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify">&nbsp;</p>

<p style="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify"><b>Commitments:</b></p>

<p style="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify">The Company is a party to financial instruments
with off-balance-sheet risk in the normal course of business to meet the financing needs of its customers. These financial instruments
include commitments to extend credit and lines of credit. The instruments involve, to varying degrees, elements of credit and market
risks in excess of the amount recognized in the consolidated financial statements.</p>

<p style="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify">&nbsp;</p>

<p style="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify">The Company&#8217;s exposure to credit
loss in the event of nonperformance by the counterparty to the financial instrument for loan commitments and lines of credit is
represented by the contractual amounts of these instruments.</p>

<p style="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify">&nbsp;</p>

<p style="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify">Commitments to extend credit (principally
real estate mortgage loans) and lines of credit (principally business lines of credit and home equity lines of credit) amounted
to $96.2 million and $232.5 million, respectively, at December 31, 2015. Included in these commitments were $50.1 million of fixed-rate
commitments at a weighted average rate of 4.18% and $278.7 million of adjustable-rate commitments with a weighted average rate
of 3.46%, as of December 31, 2015. Since generally all of the loan commitments are expected to be drawn upon, the total loan commitments
approximate future cash requirements, whereas the amounts of lines of credit may not be indicative of the Company&#8217;s future
cash requirements. The loan commitments generally expire in 90 days, while construction loan lines of credit mature within eighteen
months and home equity lines of credit mature within ten years. The Company uses the same credit policies in making commitments
and conditional obligations as it does for on-balance-sheet instruments.</p>

<p style="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify">&nbsp;</p>

<p style="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify">Commitments to extend credit are legally
binding agreements to lend to a customer as long as there is no violation of any condition established in the contract. Commitments
generally have fixed expiration dates and require payment of a fee. The Company evaluates each customer&#8217;s creditworthiness
on a case-by-case basis. Collateral held consists primarily of real estate.</p>

<p style="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify">&nbsp;</p>

<p style="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify"></p>

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<p style="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify">The Bank collateralized a portion of its
deposits with letters of credit issued by FHLB-NY. At December 31, 2015, there were $494.0 million of letters of credit outstanding.
The letters of credit are collateralized by mortgage loans pledged by the Bank.</p>

<p style="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify">&nbsp;</p>

<p style="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify">The Trusts issued capital securities with
a par value of $61.9 million in June and July 2007. The Holding Company has guaranteed the payment of the Trusts&#8217; obligations
under these capital securities.</p>

<p style="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify">&nbsp;</p>

<p style="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify">The Company&#8217;s minimum annual rental
payments for Bank facilities due under non-cancelable leases are as follows:</p>

<p style="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify">&nbsp;</p>

<p style="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: center; color: Red"></p>

<div data-td-taggable-table=""><table cellpadding="0" cellspacing="0" style="border-collapse: collapse; width: 100%; font: 10pt Times New Roman, Times, Serif">
<tr style="vertical-align: bottom">
    <td style="text-align: left">&nbsp;</td><td style="padding-bottom: 1pt">&nbsp;</td>
    <td colspan="3" style="border-bottom: Black 1pt solid; text-align: center">Minimum Rental</td></tr>
<tr style="vertical-align: bottom">
    <td style="text-align: left">&nbsp;</td><td style="font-style: italic">&nbsp;</td>
    <td colspan="3" style="font-style: italic; text-align: center">(In thousands)</td></tr>
<tr style="vertical-align: bottom; background-color: rgb(204,238,255)">
    <td style="text-align: left">Years ended December 31:</td><td>&nbsp;</td>
    <td style="text-align: left">&nbsp;</td><td style="text-align: right">&nbsp;</td><td style="text-align: left">&nbsp;</td></tr>
<tr style="vertical-align: bottom; background-color: White">
    <td style="width: 85%; text-align: left; padding-left: 10pt">2016</td><td style="width: 1%">&nbsp;</td>
    <td style="width: 1%; text-align: left">$</td><td style="width: 12%; text-align: right">4,516</td><td style="width: 1%; text-align: left">&nbsp;</td></tr>
<tr style="vertical-align: bottom; background-color: rgb(204,238,255)">
    <td style="text-align: left; padding-left: 10pt">2017</td><td>&nbsp;</td>
    <td style="text-align: left">&nbsp;</td><td style="text-align: right">4,383</td><td style="text-align: left">&nbsp;</td></tr>
<tr style="vertical-align: bottom; background-color: White">
    <td style="text-align: left; padding-left: 10pt">2018</td><td>&nbsp;</td>
    <td style="text-align: left">&nbsp;</td><td style="text-align: right">4,448</td><td style="text-align: left">&nbsp;</td></tr>
<tr style="vertical-align: bottom; background-color: rgb(204,238,255)">
    <td style="text-align: left; padding-left: 10pt">2019</td><td>&nbsp;</td>
    <td style="text-align: left">&nbsp;</td><td style="text-align: right">5,332</td><td style="text-align: left">&nbsp;</td></tr>
<tr style="vertical-align: bottom; background-color: White">
    <td style="text-align: left; padding-left: 10pt">2020</td><td>&nbsp;</td>
    <td style="text-align: left">&nbsp;</td><td style="text-align: right">5,357</td><td style="text-align: left">&nbsp;</td></tr>
<tr style="vertical-align: bottom; background-color: rgb(204,238,255)">
    <td style="padding-bottom: 1pt; text-align: left; padding-left: 10pt">Thereafter</td><td style="padding-bottom: 1pt">&nbsp;</td>
    <td style="border-bottom: Black 1pt solid; text-align: left">&nbsp;</td><td style="border-bottom: Black 1pt solid; text-align: right">25,502</td><td style="border-bottom: Black 1pt solid; text-align: left">&nbsp;</td></tr>
<tr style="vertical-align: bottom; background-color: White">
    <td style="text-align: left; padding-bottom: 2.25pt; padding-left: 20pt">Total minimum payments required</td><td style="padding-bottom: 2.25pt">&nbsp;</td>
    <td style="border-bottom: Black 2.25pt double; text-align: left">$</td><td style="border-bottom: Black 2.25pt double; text-align: right">49,538</td><td style="border-bottom: Black 2.25pt double; text-align: left">&nbsp;</td></tr>
</table></div>




<p style="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: center; color: Red"></p>

<p style="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</p>

<p style="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify">The leases have escalation clauses for
operating expenses and real estate taxes. The Company&#8217;s non-cancelable operating lease agreements expire through 2031. Rent
expense under these leases for the years ended December 31, 2015, 2014 and 2013 was approximately $5.8 million, $3.8 million and
$3.7 million, respectively.</p>

<p style="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify">&nbsp;</p>

<p style="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0.25in 0pt 0; text-align: justify"><b>Contingencies:</b></p>

<p style="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0.25in 0pt 0; text-align: justify">&nbsp;</p>

<p style="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify">The Company is a defendant in various lawsuits.
Management of the Company, after consultation with outside legal counsel, believes that the resolution of these various matters
will not result in any material adverse effect on the Company&#8217;s consolidated financial condition, results of operations or
cash flows.</p></div><p style="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify"></p>

<p style="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify">&nbsp;</p>

<p style="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0.25in 0pt 0; text-align: justify"><b></b></p><div data-td-statement-type="note"><p style="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0.25in 0pt 0; text-align: justify"><b>16. Concentration of Credit
Risk</b></p>

<p style="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0.25in 0pt 0; text-align: justify">&nbsp;</p>

<p style="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify">The Company&#8217;s lending is concentrated
in the New York City metropolitan area. The Company evaluates each customer&#8217;s creditworthiness on a case-by-case basis under
the Company&#8217;s established underwriting policies. The collateral obtained by the Company generally consists of first liens
on one-to-four family residential, multi-family residential, and commercial real estate. At December 31, 2015, the largest amount
the Bank could lend to one borrower was approximately $74.2&nbsp;million, and at that date, the Bank&#8217;s largest aggregate
amount of loans to one borrower was $65.5 million, all of which were performing according to their terms.</p></div><p style="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify"></p>

<p style="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify">&nbsp;</p>

<p style="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0.25in 0pt 0; text-align: justify"><b></b></p><div data-td-statement-type="note"><p style="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0.25in 0pt 0; text-align: justify"><b>17. Related Party Transactions</b></p>

<p style="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0.25in 0pt 0; text-align: justify">&nbsp;</p>

<p style="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify">At December 31, 2015, one loan for $18,000
was outstanding to an executive officer of the Company and one loan for $356,000 was outstanding to a relative of a Director of
the Company. These loans were made in the ordinary course of business and were fully approved in accordance with all of the Company&#8217;s
credit underwriting standards and were made at market rates of interest and other normal terms but with reduced origination fees.
No such loans were made during 2015 and 2014. The Company believes that such loans do not involve more than the normal risk of
collectability or present other unfavorable features.</p></div><p style="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify"></p>

<p style="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify">&nbsp;</p>

<p style="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify"><b></b></p><div data-td-statement-type="note"><p style="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify"><b>18. Fair Value of Financial Instruments</b></p>

<p style="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify">&nbsp;</p>

<p style="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify">The Company carries certain financial assets
and financial liabilities at fair value in accordance with GAAP which defines fair value as the price that would be received to
sell an asset or paid to transfer a liability in an orderly transaction between market participants at the measurement date, establishes
a framework for measuring fair value and expands disclosures about fair value measurements. GAAP permits entities to choose to
measure many financial instruments and certain other items at fair value. At December 31, 2015, the Company carried financial assets
and financial liabilities under the fair value option with fair values of $30.7 million and $29.0 million, respectively. At December
31, 2014, the Company carried financial assets and financial liabilities under the fair value option with fair values of $32.6
million and $28.8 million, respectively. The Company elected to measure at fair value, securities with a cost of $5.0 million that
were purchased during the year ended December 31, 2014. During the year ended December 31, 2014, the Company sold financial assets
carried under the fair value option totaling $6.2 million. The Company did not purchase or sell any financial assets or liabilities
under the fair value option during the year ended December 31, 2015.</p>

<p style="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify">&nbsp;</p>

<p style="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify"></p>

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<p style="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify">Management selected the fair value option
for certain investment securities, and certain borrowed funds as the yield, at the time of election, on the financial assets was
below-market, while the rate on the financial liabilities was above-market rate. Management also considered the average duration
of these instruments, which, for investment securities, was longer than the average for the portfolio of securities, and, for borrowings,
primarily represented the longer-term borrowings of the Company. Choosing these instruments for the fair value option adjusted
the carrying value of these financial assets and financial liabilities to their current fair value, and more closely aligned the
financial performance of the Company with the economic value of these financial instruments. Management believed that electing
the fair value option for these financial assets and financial liabilities allows them to better react to changes in interest rates.
At the time of election, Management did not elect the fair value option for investment securities and borrowings with shorter duration,
adjustable rates, and yields that approximated the then current market rate, as management believed that these financial assets
and financial liabilities approximated their economic value.</p>

<p style="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify">&nbsp;</p>

<p style="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify">The following table presents the financial
assets and financial liabilities reported at fair value under the fair value option at December 31, 2015 and 2014, and the changes
in fair value included in the Consolidated Statement of Income &#8211; Net gain (loss) from fair value adjustments, for the years
ended December 31, 2015, 2014 and 2013:</p>

<p style="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify">&nbsp;</p>

<p style="color: Red; font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: center"></p>

<div data-td-taggable-table=""><table cellpadding="0" cellspacing="0" style="border-collapse: collapse; width: 100%; font: 10pt Times New Roman, Times, Serif">
<tr style="vertical-align: bottom">
    <td>&nbsp;</td><td>&nbsp;</td>
    <td colspan="3" style="text-align: center">Fair Value</td><td>&nbsp;</td>
    <td colspan="3" style="text-align: center">Fair Value</td><td>&nbsp;</td>
    <td colspan="11" style="text-align: center">Changes in Fair Values For Items Measured at Fair Value</td></tr>
<tr style="vertical-align: bottom">
    <td>&nbsp;</td><td style="padding-bottom: 1pt">&nbsp;</td>
    <td colspan="3" style="text-align: center">Measurements</td><td style="padding-bottom: 1pt">&nbsp;</td>
    <td colspan="3" style="text-align: center">Measurements</td><td style="padding-bottom: 1pt">&nbsp;</td>
    <td colspan="11" style="text-align: center; border-bottom: Black 1pt solid">Pursuant to Election of the Fair Value Option</td></tr>
<tr style="vertical-align: bottom">
    <td>&nbsp;</td><td style="padding-bottom: 1pt">&nbsp;</td>
    <td colspan="3" style="text-align: center">at December 31,</td><td style="padding-bottom: 1pt">&nbsp;</td>
    <td colspan="3" style="text-align: center">at December 31,</td><td style="padding-bottom: 1pt">&nbsp;</td>
    <td colspan="11" style="text-align: center; border-bottom: Black 1pt solid">For the year ended December 31,</td></tr>
<tr style="vertical-align: bottom">
    <td style="border-bottom: Black 1pt solid">Description</td><td style="padding-bottom: 1pt; border-bottom: Black 1pt solid">&nbsp;</td>
    <td colspan="3" style="text-align: center; border-bottom: Black 1pt solid">2015</td><td style="padding-bottom: 1pt; border-bottom: Black 1pt solid">&nbsp;</td>
    <td colspan="3" style="text-align: center; border-bottom: Black 1pt solid">2014</td><td style="padding-bottom: 1pt; border-bottom: Black 1pt solid">&nbsp;</td>
    <td colspan="3" style="text-align: center; border-bottom: Black 1pt solid">2015</td><td style="padding-bottom: 1pt; border-bottom: Black 1pt solid">&nbsp;</td>
    <td colspan="3" style="text-align: center; border-bottom: Black 1pt solid">2014</td><td style="padding-bottom: 1pt; border-bottom: Black 1pt solid">&nbsp;</td>
    <td colspan="3" style="text-align: center; border-bottom: Black 1pt solid">2013</td></tr>
<tr style="vertical-align: bottom">
    <td style="font-style: italic; text-align: left">(Dollars in thousands)</td><td style="font-style: italic">&nbsp;</td>
    <td colspan="3" style="font-style: italic">&nbsp;</td><td style="font-style: italic">&nbsp;</td>
    <td colspan="3" style="font-style: italic">&nbsp;</td><td style="font-style: italic">&nbsp;</td>
    <td colspan="3" style="font-style: italic">&nbsp;</td><td style="font-style: italic">&nbsp;</td>
    <td colspan="3" style="font-style: italic">&nbsp;</td><td style="font-style: italic">&nbsp;</td>
    <td colspan="3" style="font-style: italic">&nbsp;</td></tr>
<tr style="vertical-align: bottom; background-color: rgb(204,238,255)">
    <td style="width: 50%; text-align: left">Mortgage-backed securities</td><td style="width: 1%">&nbsp;</td>
    <td style="width: 1%; text-align: left">$</td><td style="width: 7%; text-align: right">2,527</td><td style="width: 1%; text-align: left">&nbsp;</td><td style="width: 1%">&nbsp;</td>
    <td style="width: 1%; text-align: left">$</td><td style="width: 7%; text-align: right">4,678</td><td style="width: 1%; text-align: left">&nbsp;</td><td style="width: 1%">&nbsp;</td>
    <td style="width: 1%; text-align: left">$</td><td style="width: 7%; text-align: right">(59</td><td style="width: 1%; text-align: left">)</td><td style="width: 1%">&nbsp;</td>
    <td style="width: 1%; text-align: left">$</td><td style="width: 7%; text-align: right">75</td><td style="width: 1%; text-align: left">&nbsp;</td><td style="width: 1%">&nbsp;</td>
    <td style="width: 1%; text-align: left">$</td><td style="width: 7%; text-align: right">(725</td><td style="width: 1%; text-align: left">)</td></tr>
<tr style="vertical-align: bottom; background-color: White">
    <td style="text-align: left">Other securities</td><td>&nbsp;</td>
    <td style="text-align: left">&nbsp;</td><td style="text-align: right">28,205</td><td style="text-align: left">&nbsp;</td><td>&nbsp;</td>
    <td style="text-align: left">&nbsp;</td><td style="text-align: right">27,915</td><td style="text-align: left">&nbsp;</td><td>&nbsp;</td>
    <td style="text-align: left">&nbsp;</td><td style="text-align: right">53</td><td style="text-align: left">&nbsp;</td><td>&nbsp;</td>
    <td style="text-align: left">&nbsp;</td><td style="text-align: right">598</td><td style="text-align: left">&nbsp;</td><td>&nbsp;</td>
    <td style="text-align: left">&nbsp;</td><td style="text-align: right">241</td><td style="text-align: left">&nbsp;</td></tr>
<tr style="vertical-align: bottom; background-color: rgb(204,238,255)">
    <td style="text-align: left; padding-bottom: 1pt">Borrowed funds</td><td style="padding-bottom: 1pt">&nbsp;</td>
    <td style="text-align: left">&nbsp;</td><td style="text-align: right">29,018</td><td style="text-align: left">&nbsp;</td><td style="padding-bottom: 1pt">&nbsp;</td>
    <td style="text-align: left">&nbsp;</td><td style="text-align: right">28,771</td><td style="text-align: left">&nbsp;</td><td style="padding-bottom: 1pt">&nbsp;</td>
    <td style="border-bottom: Black 1pt solid; text-align: left">&nbsp;</td><td style="border-bottom: Black 1pt solid; text-align: right">(238</td><td style="border-bottom: Black 1pt solid; text-align: left">)</td><td style="padding-bottom: 1pt">&nbsp;</td>
    <td style="border-bottom: Black 1pt solid; text-align: left">&nbsp;</td><td style="border-bottom: Black 1pt solid; text-align: right">802</td><td style="border-bottom: Black 1pt solid; text-align: left">&nbsp;</td><td style="padding-bottom: 1pt">&nbsp;</td>
    <td style="border-bottom: Black 1pt solid; text-align: left">&nbsp;</td><td style="border-bottom: Black 1pt solid; text-align: right">(5,651</td><td style="border-bottom: Black 1pt solid; text-align: left">)</td></tr>
<tr style="vertical-align: bottom; background-color: White">
    <td style="font-weight: normal; font-style: normal; text-align: left; padding-bottom: 2.25pt">Net gain (loss) from fair value adjustments <font style="font-family: Times New Roman, Times, Serif; font-size: 10pt; font-weight: normal; font-style: normal"><sup>(1)</sup></font></td><td style="padding-bottom: 2.25pt">&nbsp;</td>
    <td style="text-align: left">&nbsp;</td><td style="text-align: right">&nbsp;</td><td style="text-align: left">&nbsp;</td><td style="padding-bottom: 2.25pt">&nbsp;</td>
    <td style="text-align: left">&nbsp;</td><td style="text-align: right">&nbsp;</td><td style="text-align: left">&nbsp;</td><td style="padding-bottom: 2.25pt">&nbsp;</td>
    <td style="border-bottom: Black 2.25pt double; text-align: left">$</td><td style="border-bottom: Black 2.25pt double; text-align: right">(244</td><td style="border-bottom: Black 2.25pt double; text-align: left">)</td><td style="padding-bottom: 2.25pt">&nbsp;</td>
    <td style="border-bottom: Black 2.25pt double; text-align: left">$</td><td style="border-bottom: Black 2.25pt double; text-align: right">1,475</td><td style="border-bottom: Black 2.25pt double; text-align: left">&nbsp;</td><td style="padding-bottom: 2.25pt">&nbsp;</td>
    <td style="border-bottom: Black 2.25pt double; text-align: left">$</td><td style="border-bottom: Black 2.25pt double; text-align: right">(6,135</td><td style="border-bottom: Black 2.25pt double; text-align: left">)</td></tr>
</table></div>



<p style="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify">&nbsp;</p>

<table cellpadding="0" cellspacing="0" width="100%" style="font: 10pt Times New Roman, Times, Serif; margin-top: 0pt; margin-bottom: 0pt"><tr style="vertical-align: top">
<td style="width: 0.25in"></td><td style="width: 0.25in">(1)</td><td style="text-align: justify">The net gain (loss) from fair value adjustments presented in the above table does not include net
gains and (losses) of ($1.6) million, ($4.0) million and $3.6 million from the change in fair value of derivative instruments during
the years ended December 31, 2015, 2014 and 2013, respectively.</td></tr></table>

<p style="margin-top: 0pt; margin-bottom: 0pt; font: 10pt Times New Roman, Times, Serif">&nbsp;</p>

<p style="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify">Included in the fair value of the financial
assets and financial liabilities selected for the fair value option is the accrued interest receivable or payable for the related
instrument. The Company reports as interest income or interest expense in the Consolidated Statement of Income, the interest receivable
or payable on the financial instruments selected for the fair value option at their respective contractual rates.</p>

<p style="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify">&nbsp;</p>

<p style="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify">The borrowed funds have a contractual principal
amount of $61.9 million at December 31, 2015 and 2014. The fair value of borrowed funds includes accrued interest payable of $0.1
million at December 31, 2015 and 2014.</p>

<p style="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify">&nbsp;</p>

<p style="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify">The Company generally holds its earning
assets, other than securities available for sale, to maturity and settles its liabilities at maturity. However, fair value estimates
are made at a specific point in time and are based on relevant market information. These estimates do not reflect any premium or
discount that could result from offering for sale at one time the Company&#8217;s entire holdings of a particular instrument. Accordingly,
as assumptions change, such as interest rates and prepayments, fair value estimates change and these amounts may not necessarily
be realized in an immediate sale.</p>

<p style="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify">&nbsp;</p>

<p style="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify">Disclosure of fair value does not require
fair value information for items that do not meet the definition of a financial instrument or certain other financial instruments
specifically excluded from its requirements. These items include core deposit intangibles and other customer relationships, premises
and equipment, leases, income taxes and equity.</p>

<p style="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify">&nbsp;</p>

<p style="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify">Further, fair value disclosure does not
attempt to value future income or business. These items may be material and accordingly, the fair value information presented does
not purport to represent, nor should it be construed to represent, the underlying &#8220;market&#8221; or franchise value of the
Company.</p>

<p style="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify">&nbsp;</p>

<p style="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify">Financial assets and financial liabilities
reported at fair value are required to be measured based on either: (1) quoted prices in active markets for identical financial
instruments (Level 1); (2) significant other observable inputs (Level 2); or (3) significant unobservable inputs (Level 3).</p>

<p style="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify">&nbsp;</p>

<p style="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify"></p>

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<p style="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify">A description of the methods and significant
assumptions utilized in estimating the fair value of the Company&#8217;s assets and liabilities that are carried at fair value
on a recurring basis are as follows:</p>

<p style="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify">&nbsp;</p>

<p style="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify">Level 1 &#8211; where quoted market prices
are available in an active market. The Company did not value any of its assets or liabilities that are carried at fair value on
a recurring basis as Level 1 at December 31, 2015 and 2014.</p>

<p style="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify">&nbsp;</p>

<p style="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify">Level 2 &#8211; when quoted market prices
are not available, fair value is estimated using quoted market prices for similar financial instruments and adjusted for differences
between the quoted instrument and the instrument being valued. Fair value can also be estimated by using pricing models, or discounted
cash flows. Pricing models primarily use market-based or independently sourced market parameters as inputs, including, but not
limited to, yield curves, interest rates, equity or debt prices and credit spreads. In addition to observable market information,
models also incorporate maturity and cash flow assumptions. At December 31, 2015 and 2014, Level 2 included mortgage related securities,
corporate debt and interest rate swaps.</p>

<p style="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify">&nbsp;</p>

<p style="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify">Level 3 &#8211; when there is limited activity
or less transparency around inputs to the valuation, financial instruments are classified as Level 3. At December 31, 2015 and
2014, Level 3 included trust preferred securities owned by and junior subordinated debentures issued by the Company. Additionally,
at December 31, 2014, Level 3 included certain municipal securities.</p>

<p style="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify">&nbsp;</p>

<p style="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify">The methods described above may produce
fair values that may not be indicative of net realizable value or reflective of future fair values. While the Company believes
its valuation methods are appropriate and consistent with those of other market participants, the use of different methodologies,
assumptions and models to determine fair value of certain financial instruments could produce different estimates of fair value
at the reporting date.</p>

<p style="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify">&nbsp;</p>

<p style="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">The following table sets forth the Company's assets and liabilities
that are carried at fair value on a recurring basis, and the method that was used to determine their fair value, at December 31:</p>

<p style="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</p>

<p style="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: center; color: Red"></p>

<div data-td-taggable-table=""><table cellpadding="0" cellspacing="0" style="border-collapse: collapse; width: 100%; font: 10pt Times New Roman, Times, Serif">
<tr style="vertical-align: bottom">
    <td>&nbsp;</td><td style="padding-bottom: 1pt">&nbsp;</td>
    <td colspan="7" style="text-align: center; border-bottom: Black 1pt solid">Quoted Prices <br>
in Active Markets <br>
for Identical
    Assets <br>
(Level 1)</td><td style="padding-bottom: 1pt">&nbsp;</td>
    <td colspan="7" style="text-align: center; border-bottom: Black 1pt solid">Significant Other <br>
Observable Inputs <br>
(Level 2)</td><td style="padding-bottom: 1pt">&nbsp;</td>
    <td colspan="7" style="text-align: center; border-bottom: Black 1pt solid">Significant Other <br>
Unobservable Inputs <br>
(Level
    3)</td><td style="padding-bottom: 1pt">&nbsp;</td>
    <td colspan="7" style="text-align: center; border-bottom: Black 1pt solid">Total carried at fair value <br>
on a recurring
    basis</td></tr>
<tr style="vertical-align: bottom">
    <td>&nbsp;</td><td style="padding-bottom: 1pt">&nbsp;</td>
    <td colspan="3" style="text-align: center; border-bottom: Black 1pt solid">2015</td><td style="padding-bottom: 1pt; border-bottom: Black 1pt solid">&nbsp;</td>
    <td colspan="3" style="text-align: center; border-bottom: Black 1pt solid">2014</td><td style="padding-bottom: 1pt">&nbsp;</td>
    <td colspan="3" style="text-align: center; border-bottom: Black 1pt solid">2015</td><td style="padding-bottom: 1pt; border-bottom: Black 1pt solid">&nbsp;</td>
    <td colspan="3" style="text-align: center; border-bottom: Black 1pt solid">2014</td><td style="padding-bottom: 1pt">&nbsp;</td>
    <td colspan="3" style="text-align: center; border-bottom: Black 1pt solid">2015</td><td style="padding-bottom: 1pt; border-bottom: Black 1pt solid">&nbsp;</td>
    <td colspan="3" style="text-align: center; border-bottom: Black 1pt solid">2014</td><td style="padding-bottom: 1pt">&nbsp;</td>
    <td colspan="3" style="text-align: center; border-bottom: Black 1pt solid">2015</td><td style="padding-bottom: 1pt; border-bottom: Black 1pt solid">&nbsp;</td>
    <td colspan="3" style="text-align: center; border-bottom: Black 1pt solid">2014</td></tr>
<tr style="vertical-align: bottom">
    <td>&nbsp;</td><td style="font-style: italic">&nbsp;</td>
    <td colspan="3" style="font-style: italic">&nbsp;</td><td style="font-style: italic">&nbsp;</td>
    <td colspan="3" style="font-style: italic">&nbsp;</td><td style="font-style: italic">&nbsp;</td>
    <td colspan="3" style="font-style: italic">&nbsp;</td><td style="font-style: italic">&nbsp;</td>
    <td colspan="3" style="font-style: italic">&nbsp;</td><td style="font-style: italic">&nbsp;</td>
    <td colspan="3" style="font-style: italic">&nbsp;</td><td style="font-style: italic">&nbsp;</td>
    <td colspan="3" style="font-style: italic">&nbsp;</td><td style="font-style: italic">&nbsp;</td>
    <td colspan="3" style="font-style: italic">&nbsp;</td><td style="font-style: italic">&nbsp;</td>
    <td colspan="3" style="font-style: italic">&nbsp;</td></tr>
<tr style="vertical-align: bottom; background-color: rgb(204,238,255)">
    <td colspan="1">Assets:</td><td>&nbsp;</td>
    <td colspan="3" style="text-align: right">&nbsp;</td><td>&nbsp;</td>
    <td colspan="3" style="text-align: right">&nbsp;</td><td>&nbsp;</td>
    <td colspan="3" style="text-align: center">&nbsp;</td><td>&nbsp;</td>
    <td colspan="3" style="text-align: right">&nbsp;</td><td>&nbsp;</td>
    <td colspan="3" style="text-align: center">&nbsp;</td><td>&nbsp;</td>
    <td colspan="3" style="text-align: right">&nbsp;</td><td>&nbsp;</td>
    <td colspan="3" style="text-align: center">&nbsp;</td><td>&nbsp;</td>
    <td colspan="3" style="text-align: center">&nbsp;</td></tr>
<tr style="vertical-align: bottom; background-color: White">
    <td style="text-align: left">Securities available for sale</td><td>&nbsp;</td>
    <td style="text-align: left">&nbsp;</td><td style="text-align: right">&nbsp;</td><td style="text-align: left">&nbsp;</td><td>&nbsp;</td>
    <td style="text-align: left">&nbsp;</td><td style="text-align: right">&nbsp;</td><td style="text-align: left">&nbsp;</td><td>&nbsp;</td>
    <td style="text-align: left">&nbsp;</td><td style="text-align: right">&nbsp;</td><td style="text-align: left">&nbsp;</td><td>&nbsp;</td>
    <td style="text-align: left">&nbsp;</td><td style="text-align: right">&nbsp;</td><td style="text-align: left">&nbsp;</td><td>&nbsp;</td>
    <td style="text-align: left">&nbsp;</td><td style="text-align: right">&nbsp;</td><td style="text-align: left">&nbsp;</td><td>&nbsp;</td>
    <td style="text-align: left">&nbsp;</td><td style="text-align: right">&nbsp;</td><td style="text-align: left">&nbsp;</td><td>&nbsp;</td>
    <td style="text-align: left">&nbsp;</td><td style="text-align: right">&nbsp;</td><td style="text-align: left">&nbsp;</td><td>&nbsp;</td>
    <td style="text-align: left">&nbsp;</td><td style="text-align: right">&nbsp;</td><td style="text-align: left">&nbsp;</td></tr>
<tr style="vertical-align: bottom; background-color: rgb(204,238,255)">
    <td style="width: 20%; padding-left: 10pt">Mortgage-backed Securities</td><td style="width: 1%">&nbsp;</td>
    <td style="width: 1%; text-align: left">$</td><td style="width: 7%; text-align: right">-</td><td style="width: 1%; text-align: left">&nbsp;</td><td style="width: 1%">&nbsp;</td>
    <td style="width: 1%; text-align: left">$</td><td style="width: 7%; text-align: right">-</td><td style="width: 1%; text-align: left">&nbsp;</td><td style="width: 1%">&nbsp;</td>
    <td style="width: 1%; text-align: left">$</td><td style="width: 7%; text-align: right">668,740</td><td style="width: 1%; text-align: left">&nbsp;</td><td style="width: 1%">&nbsp;</td>
    <td style="width: 1%; text-align: left">$</td><td style="width: 7%; text-align: right">704,933</td><td style="width: 1%; text-align: left">&nbsp;</td><td style="width: 1%">&nbsp;</td>
    <td style="width: 1%; text-align: left">$</td><td style="width: 7%; text-align: right">-</td><td style="width: 1%; text-align: left">&nbsp;</td><td style="width: 1%">&nbsp;</td>
    <td style="width: 1%; text-align: left">$</td><td style="width: 7%; text-align: right">-</td><td style="width: 1%; text-align: left">&nbsp;</td><td style="width: 1%">&nbsp;</td>
    <td style="width: 1%; text-align: left">$</td><td style="width: 7%; text-align: right">668,740</td><td style="width: 1%; text-align: left">&nbsp;</td><td style="width: 1%">&nbsp;</td>
    <td style="width: 1%; text-align: left">$</td><td style="width: 7%; text-align: right">704,933</td><td style="width: 1%; text-align: left">&nbsp;</td></tr>
<tr style="vertical-align: bottom; background-color: White">
    <td style="text-align: left; padding-left: 10pt">Other securities</td><td>&nbsp;</td>
    <td style="text-align: left">&nbsp;</td><td style="text-align: right">-</td><td style="text-align: left">&nbsp;</td><td>&nbsp;</td>
    <td style="text-align: left">&nbsp;</td><td style="text-align: right">-</td><td style="text-align: left">&nbsp;</td><td>&nbsp;</td>
    <td style="text-align: left">&nbsp;</td><td style="text-align: right">317,445</td><td style="text-align: left">&nbsp;</td><td>&nbsp;</td>
    <td style="text-align: left">&nbsp;</td><td style="text-align: right">245,768</td><td style="text-align: left">&nbsp;</td><td>&nbsp;</td>
    <td style="text-align: left">&nbsp;</td><td style="text-align: right">7,212</td><td style="text-align: left">&nbsp;</td><td>&nbsp;</td>
    <td style="text-align: left">&nbsp;</td><td style="text-align: right">22,609</td><td style="text-align: left">&nbsp;</td><td>&nbsp;</td>
    <td style="text-align: left">&nbsp;</td><td style="text-align: right">324,657</td><td style="text-align: left">&nbsp;</td><td>&nbsp;</td>
    <td style="text-align: left">&nbsp;</td><td style="text-align: right">268,377</td><td style="text-align: left">&nbsp;</td></tr>
<tr style="vertical-align: bottom; background-color: rgb(204,238,255)">
    <td style="text-align: left; padding-left: 10pt">Interest rate swaps</td><td>&nbsp;</td>
    <td style="text-align: left">&nbsp;</td><td style="text-align: right">-</td><td style="text-align: left">&nbsp;</td><td>&nbsp;</td>
    <td style="text-align: left">&nbsp;</td><td style="text-align: right">-</td><td style="text-align: left">&nbsp;</td><td>&nbsp;</td>
    <td style="text-align: left">&nbsp;</td><td style="text-align: right">48</td><td style="text-align: left">&nbsp;</td><td>&nbsp;</td>
    <td style="text-align: left">&nbsp;</td><td style="text-align: right">84</td><td style="text-align: left">&nbsp;</td><td>&nbsp;</td>
    <td style="text-align: left">&nbsp;</td><td style="text-align: right">-</td><td style="text-align: left">&nbsp;</td><td>&nbsp;</td>
    <td style="text-align: left">&nbsp;</td><td style="text-align: right">-</td><td style="text-align: left">&nbsp;</td><td>&nbsp;</td>
    <td style="text-align: left">&nbsp;</td><td style="text-align: right">48</td><td style="text-align: left">&nbsp;</td><td>&nbsp;</td>
    <td style="text-align: left">&nbsp;</td><td style="text-align: right">84</td><td style="text-align: left">&nbsp;</td></tr>
<tr style="vertical-align: bottom; background-color: White">
    <td style="padding-bottom: 1pt">&nbsp;</td><td style="padding-bottom: 1pt">&nbsp;</td>
    <td style="border-bottom: Black 1pt solid; text-align: left">&nbsp;</td><td style="border-bottom: Black 1pt solid; text-align: right">&nbsp;</td><td style="border-bottom: Black 1pt solid; text-align: left">&nbsp;</td><td style="padding-bottom: 1pt; border-bottom: Black 1pt solid">&nbsp;</td>
    <td style="border-bottom: Black 1pt solid; text-align: left">&nbsp;</td><td style="border-bottom: Black 1pt solid; text-align: right">&nbsp;</td><td style="border-bottom: Black 1pt solid; text-align: left">&nbsp;</td><td style="padding-bottom: 1pt">&nbsp;</td>
    <td style="border-bottom: Black 1pt solid; text-align: left">&nbsp;</td><td style="border-bottom: Black 1pt solid; text-align: right">&nbsp;</td><td style="border-bottom: Black 1pt solid; text-align: left">&nbsp;</td><td style="padding-bottom: 1pt; border-bottom: Black 1pt solid">&nbsp;</td>
    <td style="border-bottom: Black 1pt solid; text-align: left">&nbsp;</td><td style="border-bottom: Black 1pt solid; text-align: right">&nbsp;</td><td style="border-bottom: Black 1pt solid; text-align: left">&nbsp;</td><td style="padding-bottom: 1pt">&nbsp;</td>
    <td style="border-bottom: Black 1pt solid; text-align: left">&nbsp;</td><td style="border-bottom: Black 1pt solid; text-align: right">&nbsp;</td><td style="border-bottom: Black 1pt solid; text-align: left">&nbsp;</td><td style="padding-bottom: 1pt; border-bottom: Black 1pt solid">&nbsp;</td>
    <td style="border-bottom: Black 1pt solid; text-align: left">&nbsp;</td><td style="border-bottom: Black 1pt solid; text-align: right">&nbsp;</td><td style="border-bottom: Black 1pt solid; text-align: left">&nbsp;</td><td style="padding-bottom: 1pt">&nbsp;</td>
    <td style="border-bottom: Black 1pt solid; text-align: left">&nbsp;</td><td style="border-bottom: Black 1pt solid; text-align: right">&nbsp;</td><td style="border-bottom: Black 1pt solid; text-align: left">&nbsp;</td><td style="padding-bottom: 1pt; border-bottom: Black 1pt solid">&nbsp;</td>
    <td style="border-bottom: Black 1pt solid; text-align: left">&nbsp;</td><td style="border-bottom: Black 1pt solid; text-align: right">&nbsp;</td><td style="border-bottom: Black 1pt solid; text-align: left">&nbsp;</td></tr>
<tr style="vertical-align: bottom; background-color: rgb(204,238,255)">
    <td style="text-align: left; padding-bottom: 2.25pt; padding-left: 10pt">Total assets</td><td style="padding-bottom: 2.25pt">&nbsp;</td>
    <td style="border-bottom: Black 2.25pt double; text-align: left">$</td><td style="border-bottom: Black 2.25pt double; text-align: right">-</td><td style="border-bottom: Black 2.25pt double; text-align: left">&nbsp;</td><td style="border-bottom: Black 2.25pt double; text-align: left">&nbsp;</td>
    <td style="border-bottom: Black 2.25pt double; text-align: left">$</td><td style="border-bottom: Black 2.25pt double; text-align: right">-</td><td style="border-bottom: Black 2.25pt double; text-align: left">&nbsp;</td><td style="padding-bottom: 2.25pt">&nbsp;</td>
    <td style="border-bottom: Black 2.25pt double; text-align: left">$</td><td style="border-bottom: Black 2.25pt double; text-align: right">986,233</td><td style="border-bottom: Black 2.25pt double; text-align: left">&nbsp;</td><td style="border-bottom: Black 2.25pt double; text-align: left">&nbsp;</td>
    <td style="border-bottom: Black 2.25pt double; text-align: left">$</td><td style="border-bottom: Black 2.25pt double; text-align: right">950,785</td><td style="border-bottom: Black 2.25pt double; text-align: left">&nbsp;</td><td style="padding-bottom: 2.25pt">&nbsp;</td>
    <td style="border-bottom: Black 2.25pt double; text-align: left">$</td><td style="border-bottom: Black 2.25pt double; text-align: right">7,212</td><td style="border-bottom: Black 2.25pt double; text-align: left">&nbsp;</td><td style="border-bottom: Black 2.25pt double; text-align: left">&nbsp;</td>
    <td style="border-bottom: Black 2.25pt double; text-align: left">$</td><td style="border-bottom: Black 2.25pt double; text-align: right">22,609</td><td style="border-bottom: Black 2.25pt double; text-align: left">&nbsp;</td><td style="padding-bottom: 2.25pt">&nbsp;</td>
    <td style="border-bottom: Black 2.25pt double; text-align: left">$</td><td style="border-bottom: Black 2.25pt double; text-align: right">993,445</td><td style="border-bottom: Black 2.25pt double; text-align: left">&nbsp;</td><td style="border-bottom: Black 2.25pt double; text-align: left">&nbsp;</td>
    <td style="border-bottom: Black 2.25pt double; text-align: left">$</td><td style="border-bottom: Black 2.25pt double; text-align: right">973,394</td><td style="border-bottom: Black 2.25pt double; text-align: left">&nbsp;</td></tr>
<tr style="vertical-align: bottom; background-color: White">
    <td>&nbsp;</td><td>&nbsp;</td>
    <td style="text-align: left">&nbsp;</td><td style="text-align: right">&nbsp;</td><td style="text-align: left">&nbsp;</td><td>&nbsp;</td>
    <td style="text-align: left">&nbsp;</td><td style="text-align: right">&nbsp;</td><td style="text-align: left">&nbsp;</td><td>&nbsp;</td>
    <td style="text-align: left">&nbsp;</td><td style="text-align: right">&nbsp;</td><td style="text-align: left">&nbsp;</td><td>&nbsp;</td>
    <td style="text-align: left">&nbsp;</td><td style="text-align: right">&nbsp;</td><td style="text-align: left">&nbsp;</td><td>&nbsp;</td>
    <td style="text-align: left">&nbsp;</td><td style="text-align: right">&nbsp;</td><td style="text-align: left">&nbsp;</td><td>&nbsp;</td>
    <td style="text-align: left">&nbsp;</td><td style="text-align: right">&nbsp;</td><td style="text-align: left">&nbsp;</td><td>&nbsp;</td>
    <td style="text-align: left">&nbsp;</td><td style="text-align: right">&nbsp;</td><td style="text-align: left">&nbsp;</td><td>&nbsp;</td>
    <td style="text-align: left">&nbsp;</td><td style="text-align: right">&nbsp;</td><td style="text-align: left">&nbsp;</td></tr>
<tr style="vertical-align: bottom; background-color: rgb(204,238,255)">
    <td>&nbsp;</td><td>&nbsp;</td>
    <td style="text-align: left">&nbsp;</td><td style="text-align: right">&nbsp;</td><td style="text-align: left">&nbsp;</td><td>&nbsp;</td>
    <td style="text-align: left">&nbsp;</td><td style="text-align: right">&nbsp;</td><td style="text-align: left">&nbsp;</td><td>&nbsp;</td>
    <td style="text-align: left">&nbsp;</td><td style="text-align: right">&nbsp;</td><td style="text-align: left">&nbsp;</td><td>&nbsp;</td>
    <td style="text-align: left">&nbsp;</td><td style="text-align: right">&nbsp;</td><td style="text-align: left">&nbsp;</td><td>&nbsp;</td>
    <td style="text-align: left">&nbsp;</td><td style="text-align: right">&nbsp;</td><td style="text-align: left">&nbsp;</td><td>&nbsp;</td>
    <td style="text-align: left">&nbsp;</td><td style="text-align: right">&nbsp;</td><td style="text-align: left">&nbsp;</td><td>&nbsp;</td>
    <td style="text-align: left">&nbsp;</td><td style="text-align: right">&nbsp;</td><td style="text-align: left">&nbsp;</td><td>&nbsp;</td>
    <td style="text-align: left">&nbsp;</td><td style="text-align: right">&nbsp;</td><td style="text-align: left">&nbsp;</td></tr>
<tr style="vertical-align: bottom; background-color: White">
    <td style="padding-left: 10pt">Liabilities:</td><td>&nbsp;</td>
    <td style="text-align: left">&nbsp;</td><td style="text-align: right">&nbsp;</td><td style="text-align: left">&nbsp;</td><td>&nbsp;</td>
    <td style="text-align: left">&nbsp;</td><td style="text-align: right">&nbsp;</td><td style="text-align: left">&nbsp;</td><td>&nbsp;</td>
    <td style="text-align: left">&nbsp;</td><td style="text-align: right">&nbsp;</td><td style="text-align: left">&nbsp;</td><td>&nbsp;</td>
    <td style="text-align: left">&nbsp;</td><td style="text-align: right">&nbsp;</td><td style="text-align: left">&nbsp;</td><td>&nbsp;</td>
    <td style="text-align: left">&nbsp;</td><td style="text-align: right">&nbsp;</td><td style="text-align: left">&nbsp;</td><td>&nbsp;</td>
    <td style="text-align: left">&nbsp;</td><td style="text-align: right">&nbsp;</td><td style="text-align: left">&nbsp;</td><td>&nbsp;</td>
    <td style="text-align: left">&nbsp;</td><td style="text-align: right">&nbsp;</td><td style="text-align: left">&nbsp;</td><td>&nbsp;</td>
    <td style="text-align: left">&nbsp;</td><td style="text-align: right">&nbsp;</td><td style="text-align: left">&nbsp;</td></tr>
<tr style="vertical-align: bottom; background-color: rgb(204,238,255)">
    <td style="padding-left: 10pt">Borrowings</td><td>&nbsp;</td>
    <td style="text-align: left">$</td><td style="text-align: right">-</td><td style="text-align: left">&nbsp;</td><td>&nbsp;</td>
    <td style="text-align: left">$</td><td style="text-align: right">-</td><td style="text-align: left">&nbsp;</td><td>&nbsp;</td>
    <td style="text-align: left">$</td><td style="text-align: right">-</td><td style="text-align: left">&nbsp;</td><td>&nbsp;</td>
    <td style="text-align: left">$</td><td style="text-align: right">-</td><td style="text-align: left">&nbsp;</td><td>&nbsp;</td>
    <td style="text-align: left">$</td><td style="text-align: right">29,018</td><td style="text-align: left">&nbsp;</td><td>&nbsp;</td>
    <td style="text-align: left">$</td><td style="text-align: right">28,771</td><td style="text-align: left">&nbsp;</td><td>&nbsp;</td>
    <td style="text-align: left">$</td><td style="text-align: right">29,018</td><td style="text-align: left">&nbsp;</td><td>&nbsp;</td>
    <td style="text-align: left">$</td><td style="text-align: right">28,771</td><td style="text-align: left">&nbsp;</td></tr>
<tr style="vertical-align: bottom; background-color: White">
    <td style="text-align: left; padding-left: 10pt">Interest rate swaps</td><td>&nbsp;</td>
    <td style="text-align: left">&nbsp;</td><td style="text-align: right">-</td><td style="text-align: left">&nbsp;</td><td>&nbsp;</td>
    <td style="text-align: left">&nbsp;</td><td style="text-align: right">-</td><td style="text-align: left">&nbsp;</td><td>&nbsp;</td>
    <td style="text-align: left">&nbsp;</td><td style="text-align: right">4,314</td><td style="text-align: left">&nbsp;</td><td>&nbsp;</td>
    <td style="text-align: left">&nbsp;</td><td style="text-align: right">2,649</td><td style="text-align: left">&nbsp;</td><td>&nbsp;</td>
    <td style="text-align: left">&nbsp;</td><td style="text-align: right">-</td><td style="text-align: left">&nbsp;</td><td>&nbsp;</td>
    <td style="text-align: left">&nbsp;</td><td style="text-align: right">-</td><td style="text-align: left">&nbsp;</td><td>&nbsp;</td>
    <td style="text-align: left">&nbsp;</td><td style="text-align: right">4,314</td><td style="text-align: left">&nbsp;</td><td>&nbsp;</td>
    <td style="text-align: left">&nbsp;</td><td style="text-align: right">2,649</td><td style="text-align: left">&nbsp;</td></tr>
<tr style="vertical-align: bottom; background-color: rgb(204,238,255)">
    <td style="padding-bottom: 1pt">&nbsp;</td><td style="padding-bottom: 1pt">&nbsp;</td>
    <td style="border-bottom: Black 1pt solid; text-align: left">&nbsp;</td><td style="border-bottom: Black 1pt solid; text-align: right">&nbsp;</td><td style="border-bottom: Black 1pt solid; text-align: left">&nbsp;</td><td style="padding-bottom: 1pt; border-bottom: Black 1pt solid">&nbsp;</td>
    <td style="border-bottom: Black 1pt solid; text-align: left">&nbsp;</td><td style="border-bottom: Black 1pt solid; text-align: right">&nbsp;</td><td style="border-bottom: Black 1pt solid; text-align: left">&nbsp;</td><td style="padding-bottom: 1pt">&nbsp;</td>
    <td style="border-bottom: Black 1pt solid; text-align: left">&nbsp;</td><td style="border-bottom: Black 1pt solid; text-align: right">&nbsp;</td><td style="border-bottom: Black 1pt solid; text-align: left">&nbsp;</td><td style="padding-bottom: 1pt; border-bottom: Black 1pt solid">&nbsp;</td>
    <td style="border-bottom: Black 1pt solid; text-align: left">&nbsp;</td><td style="border-bottom: Black 1pt solid; text-align: right">&nbsp;</td><td style="border-bottom: Black 1pt solid; text-align: left">&nbsp;</td><td style="padding-bottom: 1pt">&nbsp;</td>
    <td style="border-bottom: Black 1pt solid; text-align: left">&nbsp;</td><td style="border-bottom: Black 1pt solid; text-align: right">&nbsp;</td><td style="border-bottom: Black 1pt solid; text-align: left">&nbsp;</td><td style="padding-bottom: 1pt; border-bottom: Black 1pt solid">&nbsp;</td>
    <td style="border-bottom: Black 1pt solid; text-align: left">&nbsp;</td><td style="border-bottom: Black 1pt solid; text-align: right">&nbsp;</td><td style="border-bottom: Black 1pt solid; text-align: left">&nbsp;</td><td style="padding-bottom: 1pt">&nbsp;</td>
    <td style="border-bottom: Black 1pt solid; text-align: left">&nbsp;</td><td style="border-bottom: Black 1pt solid; text-align: right">&nbsp;</td><td style="border-bottom: Black 1pt solid; text-align: left">&nbsp;</td><td style="padding-bottom: 1pt; border-bottom: Black 1pt solid">&nbsp;</td>
    <td style="border-bottom: Black 1pt solid; text-align: left">&nbsp;</td><td style="border-bottom: Black 1pt solid; text-align: right">&nbsp;</td><td style="border-bottom: Black 1pt solid; text-align: left">&nbsp;</td></tr>
<tr style="vertical-align: bottom; background-color: White">
    <td style="text-align: left; padding-bottom: 2.25pt; padding-left: 10pt">Total liabilities</td><td style="padding-bottom: 2.25pt">&nbsp;</td>
    <td style="border-bottom: Black 2.25pt double; text-align: left">$</td><td style="border-bottom: Black 2.25pt double; text-align: right">-</td><td style="border-bottom: Black 2.25pt double; text-align: left">&nbsp;</td><td style="border-bottom: Black 2.25pt double; text-align: left">&nbsp;</td>
    <td style="border-bottom: Black 2.25pt double; text-align: left">$</td><td style="border-bottom: Black 2.25pt double; text-align: right">-</td><td style="border-bottom: Black 2.25pt double; text-align: left">&nbsp;</td><td style="padding-bottom: 2.25pt">&nbsp;</td>
    <td style="border-bottom: Black 2.25pt double; text-align: left">$</td><td style="border-bottom: Black 2.25pt double; text-align: right">4,314</td><td style="border-bottom: Black 2.25pt double; text-align: left">&nbsp;</td><td style="border-bottom: Black 2.25pt double; text-align: left">&nbsp;</td>
    <td style="border-bottom: Black 2.25pt double; text-align: left">$</td><td style="border-bottom: Black 2.25pt double; text-align: right">2,649</td><td style="border-bottom: Black 2.25pt double; text-align: left">&nbsp;</td><td style="padding-bottom: 2.25pt">&nbsp;</td>
    <td style="border-bottom: Black 2.25pt double; text-align: left">$</td><td style="border-bottom: Black 2.25pt double; text-align: right">29,018</td><td style="border-bottom: Black 2.25pt double; text-align: left">&nbsp;</td><td style="border-bottom: Black 2.25pt double; text-align: left">&nbsp;</td>
    <td style="border-bottom: Black 2.25pt double; text-align: left">$</td><td style="border-bottom: Black 2.25pt double; text-align: right">28,771</td><td style="border-bottom: Black 2.25pt double; text-align: left">&nbsp;</td><td style="padding-bottom: 2.25pt">&nbsp;</td>
    <td style="border-bottom: Black 2.25pt double; text-align: left">$</td><td style="border-bottom: Black 2.25pt double; text-align: right">33,332</td><td style="border-bottom: Black 2.25pt double; text-align: left">&nbsp;</td><td style="border-bottom: Black 2.25pt double; text-align: left">&nbsp;</td>
    <td style="border-bottom: Black 2.25pt double; text-align: left">$</td><td style="border-bottom: Black 2.25pt double; text-align: right">31,420</td><td style="border-bottom: Black 2.25pt double; text-align: left">&nbsp;</td></tr>
</table></div>


<p style="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</p>

<p style="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0"></p>

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<p style="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">The following tables set forth the Company's assets and liabilities
that are carried at fair value on a recurring basis, classified within Level 3 of the valuation hierarchy for the periods indicated:</p>

<p style="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</p>

<p style="color: Red; font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: center"></p>

<div data-td-taggable-table=""><table cellpadding="0" cellspacing="0" style="border-collapse: collapse; width: 100%; font: 10pt Times New Roman, Times, Serif">
<tr style="vertical-align: bottom">
    <td style="text-align: left">&nbsp;</td><td style="padding-bottom: 1pt">&nbsp;</td>
    <td colspan="11" style="text-align: center; border-bottom: Black 1pt solid">For the year ended December 31, 2015</td></tr>
<tr style="vertical-align: bottom">
    <td style="text-align: center">&nbsp;</td><td style="padding-bottom: 1pt">&nbsp;</td>
    <td colspan="3" style="text-align: center; border-bottom: Black 1pt solid">Municipals</td><td style="padding-bottom: 1pt">&nbsp;</td>
    <td colspan="3" style="text-align: center; border-bottom: Black 1pt solid">Trust preferred<br>
securities</td><td style="padding-bottom: 1pt">&nbsp;</td>
    <td colspan="3" style="text-align: center; border-bottom: Black 1pt solid">Junior subordinated<br>
debentures</td></tr>
<tr style="vertical-align: bottom">
    <td style="text-align: left">&nbsp;</td><td style="font-style: italic">&nbsp;</td>
    <td colspan="11" style="font-style: italic; text-align: center">(In thousands)</td></tr>
<tr style="vertical-align: bottom">
    <td style="text-align: center">&nbsp;</td><td>&nbsp;</td>
    <td colspan="3" style="text-align: left">&nbsp;</td><td>&nbsp;</td>
    <td colspan="3" style="text-align: left">&nbsp;</td><td>&nbsp;</td>
    <td colspan="3" style="text-align: left">&nbsp;</td></tr>
<tr style="vertical-align: bottom; background-color: rgb(204,238,255)">
    <td style="width: 61%; text-align: left">Beginning balance</td><td style="width: 1%">&nbsp;</td>
    <td style="width: 1%; text-align: left">$</td><td style="width: 10%; text-align: right">15,519</td><td style="width: 1%; text-align: left">&nbsp;</td><td style="width: 1%">&nbsp;</td>
    <td style="width: 1%; text-align: left">$</td><td style="width: 10%; text-align: right">7,090</td><td style="width: 1%; text-align: left">&nbsp;</td><td style="width: 1%">&nbsp;</td>
    <td style="width: 1%; text-align: left">$</td><td style="width: 10%; text-align: right">28,771</td><td style="width: 1%; text-align: left">&nbsp;</td></tr>
<tr style="vertical-align: bottom; background-color: White">
    <td style="text-align: left">Transfers to held-to-maturity</td><td>&nbsp;</td>
    <td style="text-align: left">&nbsp;</td><td style="text-align: right">(4,510</td><td style="text-align: left">)</td><td>&nbsp;</td>
    <td style="text-align: left">&nbsp;</td><td style="text-align: right">-</td><td style="text-align: left">&nbsp;</td><td>&nbsp;</td>
    <td style="text-align: left">&nbsp;</td><td style="text-align: right">-</td><td style="text-align: left">&nbsp;</td></tr>
<tr style="vertical-align: bottom; background-color: rgb(204,238,255)">
    <td style="text-align: left">Purchases</td><td>&nbsp;</td>
    <td style="text-align: left">&nbsp;</td><td style="text-align: right">1,000</td><td style="text-align: left">&nbsp;</td><td>&nbsp;</td>
    <td style="text-align: left">&nbsp;</td><td style="text-align: right">-</td><td style="text-align: left">&nbsp;</td><td>&nbsp;</td>
    <td style="text-align: left">&nbsp;</td><td style="text-align: right">-</td><td style="text-align: left">&nbsp;</td></tr>
<tr style="vertical-align: bottom; background-color: White">
    <td style="text-align: left">Principal repayments</td><td>&nbsp;</td>
    <td style="text-align: left">&nbsp;</td><td style="text-align: right">(8,009</td><td style="text-align: left">)</td><td>&nbsp;</td>
    <td style="text-align: left">&nbsp;</td><td style="text-align: right">-</td><td style="text-align: left">&nbsp;</td><td>&nbsp;</td>
    <td style="text-align: left">&nbsp;</td><td style="text-align: right">-</td><td style="text-align: left">&nbsp;</td></tr>
<tr style="vertical-align: bottom; background-color: rgb(204,238,255)">
    <td style="text-align: left">Maturities</td><td>&nbsp;</td>
    <td style="text-align: left">&nbsp;</td><td style="text-align: right">(4,000</td><td style="text-align: left">)</td><td>&nbsp;</td>
    <td style="text-align: left">&nbsp;</td><td style="text-align: right">-</td><td style="text-align: left">&nbsp;</td><td>&nbsp;</td>
    <td style="text-align: left">&nbsp;</td><td style="text-align: right">-</td><td style="text-align: left">&nbsp;</td></tr>
<tr style="vertical-align: bottom; background-color: White">
    <td style="text-align: left">Sales</td><td>&nbsp;</td>
    <td style="text-align: left">&nbsp;</td><td style="text-align: right">-</td><td style="text-align: left">&nbsp;</td><td>&nbsp;</td>
    <td style="text-align: left">&nbsp;</td><td style="text-align: right">-</td><td style="text-align: left">&nbsp;</td><td>&nbsp;</td>
    <td style="text-align: left">&nbsp;</td><td style="text-align: right">-</td><td style="text-align: left">&nbsp;</td></tr>
<tr style="vertical-align: bottom; background-color: rgb(204,238,255)">
    <td style="font-weight: normal; font-style: normal; text-align: left; padding-left: 0pt">Net gain from fair value adjustment
    of financial assets<font style="font-family: Times New Roman, Times, Serif; font-size: 10pt; font-weight: normal; font-style: normal"><sup>
    (1)</sup></font></td><td>&nbsp;</td>
    <td style="text-align: left">&nbsp;</td><td style="text-align: right">-</td><td style="text-align: left">&nbsp;</td><td>&nbsp;</td>
    <td style="text-align: left">&nbsp;</td><td style="text-align: right">117</td><td style="text-align: left">&nbsp;</td><td>&nbsp;</td>
    <td style="text-align: left">&nbsp;</td><td style="text-align: right">-</td><td style="text-align: left">&nbsp;</td></tr>
<tr style="vertical-align: bottom; background-color: White">
    <td style="font-weight: normal; font-style: normal; text-align: left; padding-left: 0pt">Net loss from fair value adjustment
    of financial liabilities<font style="font-family: Times New Roman, Times, Serif; font-size: 10pt; font-weight: normal; font-style: normal"><sup>
    (1)</sup></font></td><td>&nbsp;</td>
    <td style="text-align: left">&nbsp;</td><td style="text-align: right">-</td><td style="text-align: left">&nbsp;</td><td>&nbsp;</td>
    <td style="text-align: left">&nbsp;</td><td style="text-align: right">-</td><td style="text-align: left">&nbsp;</td><td>&nbsp;</td>
    <td style="text-align: left">&nbsp;</td><td style="text-align: right">238</td><td style="text-align: left">&nbsp;</td></tr>
<tr style="vertical-align: bottom; background-color: rgb(204,238,255)">
    <td style="text-align: left">Increase in accrued interest payable</td><td>&nbsp;</td>
    <td style="text-align: left">&nbsp;</td><td style="text-align: right">-</td><td style="text-align: left">&nbsp;</td><td>&nbsp;</td>
    <td style="text-align: left">&nbsp;</td><td style="text-align: right">-</td><td style="text-align: left">&nbsp;</td><td>&nbsp;</td>
    <td style="text-align: left">&nbsp;</td><td style="text-align: right">9</td><td style="text-align: left">&nbsp;</td></tr>
<tr style="vertical-align: bottom; background-color: White">
    <td style="text-align: left; padding-bottom: 1pt; padding-left: 0pt">Change in unrealized gains included in other
    comprehensive income</td><td style="padding-bottom: 1pt">&nbsp;</td>
    <td style="border-bottom: Black 1pt solid; text-align: left">&nbsp;</td><td style="border-bottom: Black 1pt solid; text-align: right">-</td><td style="border-bottom: Black 1pt solid; text-align: left">&nbsp;</td><td style="padding-bottom: 1pt">&nbsp;</td>
    <td style="border-bottom: Black 1pt solid; text-align: left">&nbsp;</td><td style="border-bottom: Black 1pt solid; text-align: right">5</td><td style="border-bottom: Black 1pt solid; text-align: left">&nbsp;</td><td style="padding-bottom: 1pt">&nbsp;</td>
    <td style="border-bottom: Black 1pt solid; text-align: left">&nbsp;</td><td style="border-bottom: Black 1pt solid; text-align: right">-</td><td style="border-bottom: Black 1pt solid; text-align: left">&nbsp;</td></tr>
<tr style="vertical-align: bottom; background-color: rgb(204,238,255)">
    <td style="text-align: left; padding-bottom: 2.25pt">Ending balance</td><td style="padding-bottom: 2.25pt">&nbsp;</td>
    <td style="border-bottom: Black 2.25pt double; text-align: left">$</td><td style="border-bottom: Black 2.25pt double; text-align: right">-</td><td style="border-bottom: Black 2.25pt double; text-align: left">&nbsp;</td><td style="padding-bottom: 2.25pt">&nbsp;</td>
    <td style="border-bottom: Black 2.25pt double; text-align: left">$</td><td style="border-bottom: Black 2.25pt double; text-align: right">7,212</td><td style="border-bottom: Black 2.25pt double; text-align: left">&nbsp;</td><td style="padding-bottom: 2.25pt">&nbsp;</td>
    <td style="border-bottom: Black 2.25pt double; text-align: left">$</td><td style="border-bottom: Black 2.25pt double; text-align: right">29,018</td><td style="border-bottom: Black 2.25pt double; text-align: left">&nbsp;</td></tr>
<tr style="vertical-align: bottom; background-color: White">
    <td style="text-align: left">&nbsp;</td><td>&nbsp;</td>
    <td style="text-align: left">&nbsp;</td><td style="text-align: right">&nbsp;</td><td style="text-align: left">&nbsp;</td><td>&nbsp;</td>
    <td style="text-align: left">&nbsp;</td><td style="text-align: right">&nbsp;</td><td style="text-align: left">&nbsp;</td><td>&nbsp;</td>
    <td style="text-align: left">&nbsp;</td><td style="text-align: right">&nbsp;</td><td style="text-align: left">&nbsp;</td></tr>
<tr style="vertical-align: bottom; background-color: rgb(204,238,255)">
    <td style="text-align: left; padding-bottom: 2.25pt">Changes in unrealized held at period end</td><td style="padding-bottom: 2.25pt">&nbsp;</td>
    <td style="border-bottom: Black 2.25pt double; text-align: left">$</td><td style="border-bottom: Black 2.25pt double; text-align: right">-</td><td style="border-bottom: Black 2.25pt double; text-align: left">&nbsp;</td><td style="padding-bottom: 2.25pt">&nbsp;</td>
    <td style="border-bottom: Black 2.25pt double; text-align: left">$</td><td style="border-bottom: Black 2.25pt double; text-align: right">5</td><td style="border-bottom: Black 2.25pt double; text-align: left">&nbsp;</td><td style="padding-bottom: 2.25pt">&nbsp;</td>
    <td style="border-bottom: Black 2.25pt double; text-align: left">$</td><td style="border-bottom: Black 2.25pt double; text-align: right">-</td><td style="border-bottom: Black 2.25pt double; text-align: left">&nbsp;</td></tr>
</table></div>



<p style="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</p>

<p style="color: Red; font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify"></p>

<div data-td-taggable-table=""><table cellpadding="0" cellspacing="0" style="border-collapse: collapse; width: 100%; font: 10pt Times New Roman, Times, Serif">
<tr style="vertical-align: bottom">
    <td style="text-align: left">&nbsp;</td><td style="padding-bottom: 1pt">&nbsp;</td>
    <td colspan="11" style="text-align: center; border-bottom: Black 1pt solid">For the year ended December 31, 2014</td></tr>
<tr style="vertical-align: bottom">
    <td style="text-align: center">&nbsp;</td><td style="padding-bottom: 1pt">&nbsp;</td>
    <td colspan="3" style="text-align: center; border-bottom: Black 1pt solid">Municipals</td><td style="padding-bottom: 1pt">&nbsp;</td>
    <td colspan="3" style="text-align: center; border-bottom: Black 1pt solid">Trust preferred<br>
securities</td><td style="padding-bottom: 1pt">&nbsp;</td>
    <td colspan="3" style="text-align: center; border-bottom: Black 1pt solid">Junior subordinated<br>
debentures</td></tr>
<tr style="vertical-align: bottom">
    <td style="text-align: left">&nbsp;</td><td style="font-style: italic">&nbsp;</td>
    <td colspan="11" style="font-style: italic; text-align: center">(In thousands)</td></tr>
<tr style="vertical-align: bottom">
    <td style="text-align: center">&nbsp;</td><td>&nbsp;</td>
    <td colspan="3" style="text-align: left">&nbsp;</td><td>&nbsp;</td>
    <td colspan="3" style="text-align: left">&nbsp;</td><td>&nbsp;</td>
    <td colspan="3" style="text-align: left">&nbsp;</td></tr>
<tr style="vertical-align: bottom; background-color: rgb(204,238,255)">
    <td style="width: 61%; text-align: left">Beginning balance</td><td style="width: 1%">&nbsp;</td>
    <td style="width: 1%; text-align: left">$</td><td style="width: 10%; text-align: right">9,223</td><td style="width: 1%; text-align: left">&nbsp;</td><td style="width: 1%">&nbsp;</td>
    <td style="width: 1%; text-align: left">$</td><td style="width: 10%; text-align: right">14,935</td><td style="width: 1%; text-align: left">&nbsp;</td><td style="width: 1%">&nbsp;</td>
    <td style="width: 1%; text-align: left">$</td><td style="width: 10%; text-align: right">29,570</td><td style="width: 1%; text-align: left">&nbsp;</td></tr>
<tr style="vertical-align: bottom; background-color: White">
    <td style="text-align: left">Purchases</td><td>&nbsp;</td>
    <td style="text-align: left">&nbsp;</td><td style="text-align: right">7,595</td><td style="text-align: left">&nbsp;</td><td>&nbsp;</td>
    <td style="text-align: left">&nbsp;</td><td style="text-align: right">-</td><td style="text-align: left">&nbsp;</td><td>&nbsp;</td>
    <td style="text-align: left">&nbsp;</td><td style="text-align: right">-</td><td style="text-align: left">&nbsp;</td></tr>
<tr style="vertical-align: bottom; background-color: rgb(204,238,255)">
    <td style="text-align: left">Principal repayments</td><td>&nbsp;</td>
    <td style="text-align: left">&nbsp;</td><td style="text-align: right">(214</td><td style="text-align: left">)</td><td>&nbsp;</td>
    <td style="text-align: left">&nbsp;</td><td style="text-align: right">-</td><td style="text-align: left">&nbsp;</td><td>&nbsp;</td>
    <td style="text-align: left">&nbsp;</td><td style="text-align: right">-</td><td style="text-align: left">&nbsp;</td></tr>
<tr style="vertical-align: bottom; background-color: White">
    <td style="text-align: left">Maturities</td><td>&nbsp;</td>
    <td style="text-align: left">&nbsp;</td><td style="text-align: right">(1,085</td><td style="text-align: left">)</td><td>&nbsp;</td>
    <td style="text-align: left">&nbsp;</td><td style="text-align: right">-</td><td style="text-align: left">&nbsp;</td><td>&nbsp;</td>
    <td style="text-align: left">&nbsp;</td><td style="text-align: right">-</td><td style="text-align: left">&nbsp;</td></tr>
<tr style="vertical-align: bottom; background-color: rgb(204,238,255)">
    <td style="text-align: left">Sales</td><td>&nbsp;</td>
    <td style="text-align: left">&nbsp;</td><td style="text-align: right">-</td><td style="text-align: left">&nbsp;</td><td>&nbsp;</td>
    <td style="text-align: left">&nbsp;</td><td style="text-align: right">(11,133</td><td style="text-align: left">)</td><td>&nbsp;</td>
    <td style="text-align: left">&nbsp;</td><td style="text-align: right">-</td><td style="text-align: left">&nbsp;</td></tr>
<tr style="vertical-align: bottom; background-color: White">
    <td style="font-weight: normal; font-style: normal; text-align: left; padding-left: 0pt">Net gain from fair value adjustment
    of financial assets <font style="font-family: Times New Roman, Times, Serif; font-size: 10pt; font-weight: normal; font-style: normal"><sup>(1)</sup></font></td><td>&nbsp;</td>
    <td style="text-align: left">&nbsp;</td><td style="text-align: right">-</td><td style="text-align: left">&nbsp;</td><td>&nbsp;</td>
    <td style="text-align: left">&nbsp;</td><td style="text-align: right">71</td><td style="text-align: left">&nbsp;</td><td>&nbsp;</td>
    <td style="text-align: left">&nbsp;</td><td style="text-align: right">-</td><td style="text-align: left">&nbsp;</td></tr>
<tr style="vertical-align: bottom; background-color: rgb(204,238,255)">
    <td style="font-weight: normal; font-style: normal; text-align: left; padding-left: 0pt">Net gain from fair value adjustment
    of financial liabilities <font style="font-family: Times New Roman, Times, Serif; font-size: 10pt; font-weight: normal; font-style: normal"><sup>(1)</sup></font></td><td>&nbsp;</td>
    <td style="text-align: left">&nbsp;</td><td style="text-align: right">-</td><td style="text-align: left">&nbsp;</td><td>&nbsp;</td>
    <td style="text-align: left">&nbsp;</td><td style="text-align: right">-</td><td style="text-align: left">&nbsp;</td><td>&nbsp;</td>
    <td style="text-align: left">&nbsp;</td><td style="text-align: right">(801</td><td style="text-align: left">)</td></tr>
<tr style="vertical-align: bottom; background-color: White">
    <td style="text-align: left">Increase in accrued interest payable</td><td>&nbsp;</td>
    <td style="text-align: left">&nbsp;</td><td style="text-align: right">-</td><td style="text-align: left">&nbsp;</td><td>&nbsp;</td>
    <td style="text-align: left">&nbsp;</td><td style="text-align: right">-</td><td style="text-align: left">&nbsp;</td><td>&nbsp;</td>
    <td style="text-align: left">&nbsp;</td><td style="text-align: right">2</td><td style="text-align: left">&nbsp;</td></tr>
<tr style="vertical-align: bottom; background-color: rgb(204,238,255)">
    <td style="text-align: left; padding-bottom: 1pt; padding-left: 0pt">Change in unrealized gains included in other
    comprehensive income</td><td style="padding-bottom: 1pt">&nbsp;</td>
    <td style="border-bottom: Black 1pt solid; text-align: left">&nbsp;</td><td style="border-bottom: Black 1pt solid; text-align: right">-</td><td style="border-bottom: Black 1pt solid; text-align: left">&nbsp;</td><td style="padding-bottom: 1pt">&nbsp;</td>
    <td style="border-bottom: Black 1pt solid; text-align: left">&nbsp;</td><td style="border-bottom: Black 1pt solid; text-align: right">3,217</td><td style="border-bottom: Black 1pt solid; text-align: left">&nbsp;</td><td style="padding-bottom: 1pt">&nbsp;</td>
    <td style="border-bottom: Black 1pt solid; text-align: left">&nbsp;</td><td style="border-bottom: Black 1pt solid; text-align: right">-</td><td style="border-bottom: Black 1pt solid; text-align: left">&nbsp;</td></tr>
<tr style="vertical-align: bottom; background-color: White">
    <td style="text-align: left; padding-bottom: 2.25pt">Ending balance</td><td style="padding-bottom: 2.25pt">&nbsp;</td>
    <td style="border-bottom: Black 2.25pt double; text-align: left">$</td><td style="border-bottom: Black 2.25pt double; text-align: right">15,519</td><td style="border-bottom: Black 2.25pt double; text-align: left">&nbsp;</td><td style="padding-bottom: 2.25pt">&nbsp;</td>
    <td style="border-bottom: Black 2.25pt double; text-align: left">$</td><td style="border-bottom: Black 2.25pt double; text-align: right">7,090</td><td style="border-bottom: Black 2.25pt double; text-align: left">&nbsp;</td><td style="padding-bottom: 2.25pt">&nbsp;</td>
    <td style="border-bottom: Black 2.25pt double; text-align: left">$</td><td style="border-bottom: Black 2.25pt double; text-align: right">28,771</td><td style="border-bottom: Black 2.25pt double; text-align: left">&nbsp;</td></tr>
<tr style="vertical-align: bottom; background-color: rgb(204,238,255)">
    <td style="text-align: left">&nbsp;</td><td>&nbsp;</td>
    <td style="text-align: left">&nbsp;</td><td style="text-align: right">&nbsp;</td><td style="text-align: left">&nbsp;</td><td>&nbsp;</td>
    <td style="text-align: left">&nbsp;</td><td style="text-align: right">&nbsp;</td><td style="text-align: left">&nbsp;</td><td>&nbsp;</td>
    <td style="text-align: left">&nbsp;</td><td style="text-align: right">&nbsp;</td><td style="text-align: left">&nbsp;</td></tr>
<tr style="vertical-align: bottom; background-color: White">
    <td style="text-align: left; padding-bottom: 2.25pt">Changes in unrealized held at period end</td><td style="padding-bottom: 2.25pt">&nbsp;</td>
    <td style="border-bottom: Black 2.25pt double; text-align: left">$</td><td style="border-bottom: Black 2.25pt double; text-align: right">-</td><td style="border-bottom: Black 2.25pt double; text-align: left">&nbsp;</td><td style="padding-bottom: 2.25pt">&nbsp;</td>
    <td style="border-bottom: Black 2.25pt double; text-align: left">$</td><td style="border-bottom: Black 2.25pt double; text-align: right">3,217</td><td style="border-bottom: Black 2.25pt double; text-align: left">&nbsp;</td><td style="padding-bottom: 2.25pt">&nbsp;</td>
    <td style="border-bottom: Black 2.25pt double; text-align: left">$</td><td style="border-bottom: Black 2.25pt double; text-align: right">-</td><td style="border-bottom: Black 2.25pt double; text-align: left">&nbsp;</td></tr>
</table></div>

<p style="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</p>

<table cellpadding="0" cellspacing="0" width="100%" style="font: 10pt Times New Roman, Times, Serif; margin-top: 0pt; margin-bottom: 0pt"><tr style="vertical-align: top">
<td style="width: 0.25in"></td><td style="width: 0.25in">(1)</td><td>These totals in the tables above are presented in the Consolidated Statement of Income under net gains (losses) from fair value
adjustments.</td></tr></table>


<p style="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify">&nbsp;</p>

<p style="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify">During the years ended December 31, 2015
and 2014, there were no transfers between Levels 1, 2 and 3.</p>

<p style="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</p>

<p style="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0"></p>

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<p style="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">The following table presents the quantitative information about
recurring Level 3 fair value measurements of financial instruments as of December 31, 2015:</p>

<p style="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</p>

<p style="color: Red; font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify"></p>

<div data-td-taggable-table=""><table cellpadding="0" cellspacing="0" style="border-collapse: collapse; width: 100%; font: 10pt Times New Roman, Times, Serif">
<tr style="vertical-align: bottom">
    <td style="font-weight: bold; text-align: left">&nbsp;</td><td style="font-weight: bold; padding-bottom: 1pt">&nbsp;</td>
    <td colspan="3" style="font-weight: bold; text-align: center; border-bottom: Black 1pt solid">Fair Value</td><td style="font-weight: bold; padding-bottom: 1pt; border-bottom: Black 1pt solid">&nbsp;</td>
    <td style="font-weight: bold; text-align: center; border-bottom: Black 1pt solid">Valuation Technique</td><td style="font-weight: bold; padding-bottom: 1pt; border-bottom: Black 1pt solid">&nbsp;</td>
    <td style="font-weight: bold; text-align: center; border-bottom: Black 1pt solid">Unobservable Input</td><td style="font-weight: bold; padding-bottom: 1pt; border-bottom: Black 1pt solid">&nbsp;</td>
    <td colspan="5" style="font-weight: bold; text-align: center; border-bottom: Black 1pt solid">Range</td><td style="font-weight: bold; padding-bottom: 1pt; border-bottom: Black 1pt solid">&nbsp;</td>
    <td colspan="3" style="font-weight: bold; text-align: center; border-bottom: Black 1pt solid">Weighted Average</td></tr>
<tr style="vertical-align: bottom">
    <td style="text-align: left">&nbsp;</td><td style="font-style: italic">&nbsp;</td>
    <td colspan="17" style="font-style: italic; text-align: center">(Dollars in thousands)</td></tr>
<tr style="vertical-align: bottom; background-color: rgb(204,238,255)">
    <td style="font-weight: bold">Assets:</td><td>&nbsp;</td>
    <td style="text-align: left">&nbsp;</td><td style="text-align: right">&nbsp;</td><td style="text-align: left">&nbsp;</td><td>&nbsp;</td>
    <td style="text-align: center">&nbsp;</td><td>&nbsp;</td>
    <td style="text-align: center">&nbsp;</td><td>&nbsp;</td>
    <td style="text-align: left">&nbsp;</td>
    <td style="text-align: center">&nbsp;</td>
    <td style="text-align: center">&nbsp;</td><td style="text-align: center">&nbsp;</td><td style="text-align: left">&nbsp;</td><td>&nbsp;</td>
    <td style="text-align: left">&nbsp;</td><td style="text-align: right">&nbsp;</td><td style="text-align: left">&nbsp;</td></tr>
<tr style="vertical-align: bottom; background-color: White">
    <td style="text-align: left">&nbsp;</td><td>&nbsp;</td>
    <td style="text-align: left">&nbsp;</td><td style="text-align: right">&nbsp;</td><td style="text-align: left">&nbsp;</td><td>&nbsp;</td>
    <td style="text-align: center">&nbsp;</td><td>&nbsp;</td>
    <td style="text-align: center">&nbsp;</td><td>&nbsp;</td>
    <td style="text-align: left">&nbsp;</td>
    <td style="text-align: center">&nbsp;</td>
    <td style="text-align: center">&nbsp;</td><td style="text-align: center">&nbsp;</td><td style="text-align: left">&nbsp;</td><td>&nbsp;</td>
    <td style="text-align: left">&nbsp;</td><td style="text-align: right">&nbsp;</td><td style="text-align: left">&nbsp;</td></tr>
<tr style="vertical-align: bottom; background-color: rgb(204,238,255)">
    <td style="width: 30%; text-align: left">Trust preferred securities</td><td style="width: 1%">&nbsp;</td>
    <td style="width: 1%; text-align: left">$</td><td style="width: 10%; text-align: right">7,212</td><td style="width: 1%; text-align: left">&nbsp;</td><td style="width: 1%">&nbsp;</td>
    <td style="width: 15%; text-align: left">Discounted cash flows</td><td style="width: 1%">&nbsp;</td>
    <td style="width: 15%; text-align: center">Discount rate</td><td style="width: 1%">&nbsp;</td>
    <td style="width: 1%; text-align: left">&nbsp;</td>
    <td style="width: 3%; text-align: center">7.0%</td>
    <td style="width: 3%; text-align: center">- </td><td style="width: 3%; text-align: center">7.07%</td><td style="width: 1%; text-align: left">&nbsp;</td><td style="width: 1%">&nbsp;</td>
    <td style="width: 1%; text-align: left">&nbsp;</td><td style="width: 10%; text-align: right">7.1</td><td style="width: 1%; text-align: left">%</td></tr>
<tr style="vertical-align: bottom; background-color: White">
    <td style="text-align: left">&nbsp;</td><td>&nbsp;</td>
    <td style="text-align: left">&nbsp;</td><td style="text-align: right">&nbsp;</td><td style="text-align: left">&nbsp;</td><td>&nbsp;</td>
    <td style="text-align: right">&nbsp;</td><td>&nbsp;</td>
    <td style="text-align: right">&nbsp;</td><td>&nbsp;</td>
    <td style="text-align: left">&nbsp;</td>
    <td style="text-align: center">&nbsp;</td>
    <td style="text-align: center">&nbsp;</td><td style="text-align: center">&nbsp;</td><td style="text-align: left">&nbsp;</td><td>&nbsp;</td>
    <td style="text-align: left">&nbsp;</td><td style="text-align: right">&nbsp;</td><td style="text-align: left">&nbsp;</td></tr>
<tr style="vertical-align: bottom; background-color: rgb(204,238,255)">
    <td style="font-weight: bold">Liabilities:</td><td>&nbsp;</td>
    <td style="text-align: left">&nbsp;</td><td style="text-align: right">&nbsp;</td><td style="text-align: left">&nbsp;</td><td>&nbsp;</td>
    <td style="text-align: right">&nbsp;</td><td>&nbsp;</td>
    <td style="text-align: right">&nbsp;</td><td>&nbsp;</td>
    <td style="text-align: left">&nbsp;</td>
    <td style="text-align: center">&nbsp;</td>
    <td style="text-align: center">&nbsp;</td><td style="text-align: center">&nbsp;</td><td style="text-align: left">&nbsp;</td><td>&nbsp;</td>
    <td style="text-align: left">&nbsp;</td><td style="text-align: right">&nbsp;</td><td style="text-align: left">&nbsp;</td></tr>
<tr style="vertical-align: bottom; background-color: White">
    <td style="font-weight: bold">&nbsp;</td><td>&nbsp;</td>
    <td style="text-align: left">&nbsp;</td><td style="text-align: right">&nbsp;</td><td style="text-align: left">&nbsp;</td><td>&nbsp;</td>
    <td style="text-align: right">&nbsp;</td><td>&nbsp;</td>
    <td style="text-align: right">&nbsp;</td><td>&nbsp;</td>
    <td style="text-align: left">&nbsp;</td>
    <td style="text-align: center">&nbsp;</td>
    <td style="text-align: center">&nbsp;</td><td style="text-align: center">&nbsp;</td><td style="text-align: left">&nbsp;</td><td>&nbsp;</td>
    <td style="text-align: left">&nbsp;</td><td style="text-align: right">&nbsp;</td><td style="text-align: left">&nbsp;</td></tr>
<tr style="vertical-align: bottom; background-color: rgb(204,238,255)">
    <td style="text-align: left">Junior subordinated debentures</td><td>&nbsp;</td>
    <td style="text-align: left">$</td><td style="text-align: right">29,018</td><td style="text-align: left">&nbsp;</td><td>&nbsp;</td>
    <td style="text-align: left">Discounted cash flows</td><td>&nbsp;</td>
    <td style="text-align: center">Discount rate</td><td>&nbsp;</td>
    <td style="text-align: left">&nbsp;</td>
    <td style="text-align: center">&nbsp;</td>
    <td style="text-align: center">7.0%</td><td style="text-align: center">&nbsp;</td><td style="text-align: left">&nbsp;</td><td>&nbsp;</td>
    <td style="text-align: left">&nbsp;</td><td style="text-align: right">7.0</td><td style="text-align: left">%</td></tr>
</table></div>



<p style="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</p>

<p style="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify">The significant unobservable inputs used
in the fair value measurement of the Company&#8217;s trust preferred securities and junior subordinated debentures valued under
Level 3 are the effective yields used in the cash flow models. Significant increases or decreases in the effective yield in isolation
would result in a significantly lower or higher fair value measurement.</p>

<p style="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</p>

<p style="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify">The following table presents the quantitative
information about recurring Level 3 fair value of financial instruments and the fair value measurements as of December 31, 2014:</p>

<p style="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify">&nbsp;</p>

<p style="color: Red; font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify"></p>

<div data-td-taggable-table=""><table cellpadding="0" cellspacing="0" style="border-collapse: collapse; width: 100%; font: 10pt Times New Roman, Times, Serif">
<tr style="vertical-align: bottom">
    <td style="font-weight: bold; text-align: left">&nbsp;</td><td style="font-weight: bold; padding-bottom: 1pt">&nbsp;</td>
    <td colspan="3" style="font-weight: bold; text-align: center; border-bottom: Black 1pt solid">Fair Value</td><td style="font-weight: bold; padding-bottom: 1pt; border-bottom: Black 1pt solid">&nbsp;</td>
    <td style="font-weight: bold; text-align: center; border-bottom: Black 1pt solid">Valuation Technique</td><td style="font-weight: bold; padding-bottom: 1pt; border-bottom: Black 1pt solid">&nbsp;</td>
    <td style="font-weight: bold; text-align: center; border-bottom: Black 1pt solid">Unobservable Input</td><td style="font-weight: bold; padding-bottom: 1pt; border-bottom: Black 1pt solid">&nbsp;</td>
    <td colspan="5" style="font-weight: bold; text-align: center; border-bottom: Black 1pt solid">Range</td><td style="font-weight: bold; padding-bottom: 1pt; border-bottom: Black 1pt solid">&nbsp;</td>
    <td colspan="3" style="font-weight: bold; text-align: center; border-bottom: Black 1pt solid">Weighted Average</td></tr>
<tr style="vertical-align: bottom">
    <td style="text-align: left">&nbsp;</td><td style="font-style: italic">&nbsp;</td>
    <td colspan="17" style="font-style: italic; text-align: center">(Dollars in thousands)</td><td>&nbsp;</td>
    <td colspan="3" style="text-align: right">&nbsp;</td></tr>
<tr style="vertical-align: bottom; background-color: rgb(204,238,255)">
    <td style="font-weight: bold">Assets:</td><td>&nbsp;</td>
    <td style="text-align: left">&nbsp;</td><td style="text-align: right">&nbsp;</td><td style="text-align: left">&nbsp;</td><td>&nbsp;</td>
    <td style="text-align: center">&nbsp;</td><td>&nbsp;</td>
    <td style="text-align: center">&nbsp;</td><td>&nbsp;</td>
    <td style="text-align: left">&nbsp;</td>
    <td style="text-align: center">&nbsp;</td>
    <td style="text-align: center">&nbsp;</td><td style="text-align: center">&nbsp;</td><td style="text-align: left">&nbsp;</td><td>&nbsp;</td>
    <td style="text-align: left">&nbsp;</td><td style="text-align: right">&nbsp;</td><td style="text-align: left">&nbsp;</td></tr>
<tr style="vertical-align: bottom; background-color: White">
    <td style="text-align: left">&nbsp;</td><td>&nbsp;</td>
    <td style="text-align: left">&nbsp;</td><td style="text-align: right">&nbsp;</td><td style="text-align: left">&nbsp;</td><td>&nbsp;</td>
    <td style="text-align: center">&nbsp;</td><td>&nbsp;</td>
    <td style="text-align: center">&nbsp;</td><td>&nbsp;</td>
    <td style="text-align: left">&nbsp;</td>
    <td style="text-align: center">&nbsp;</td>
    <td style="text-align: center">&nbsp;</td><td style="text-align: center">&nbsp;</td><td style="text-align: left">&nbsp;</td><td>&nbsp;</td>
    <td style="text-align: left">&nbsp;</td><td style="text-align: right">&nbsp;</td><td style="text-align: left">&nbsp;</td></tr>
<tr style="vertical-align: bottom; background-color: rgb(204,238,255)">
    <td style="width: 30%; text-align: left">Municipals</td><td style="width: 1%">&nbsp;</td>
    <td style="width: 1%; text-align: left">$</td><td style="width: 10%; text-align: right">15,519</td><td style="width: 1%; text-align: left">&nbsp;</td><td style="width: 1%">&nbsp;</td>
    <td style="width: 15%; text-align: left">Discounted cash flows</td><td style="width: 1%">&nbsp;</td>
    <td style="width: 15%; text-align: center">Discount rate</td><td style="width: 1%">&nbsp;</td>
    <td style="width: 1%; text-align: left">&nbsp;</td>
    <td style="width: 3%; text-align: center">0.2%</td>
    <td style="width: 3%; text-align: center">- </td><td style="width: 3%; text-align: center">4.0%</td><td style="width: 1%; text-align: left">&nbsp;</td><td style="width: 1%">&nbsp;</td>
    <td style="width: 1%; text-align: left">&nbsp;</td><td style="width: 10%; text-align: right">2.3</td><td style="width: 1%; text-align: left">%</td></tr>
<tr style="vertical-align: bottom; background-color: White">
    <td style="text-align: left">&nbsp;</td><td>&nbsp;</td>
    <td style="text-align: left">&nbsp;</td><td style="text-align: right">&nbsp;</td><td style="text-align: left">&nbsp;</td><td>&nbsp;</td>
    <td style="text-align: left">&nbsp;</td><td>&nbsp;</td>
    <td style="text-align: right">&nbsp;</td><td>&nbsp;</td>
    <td style="text-align: left">&nbsp;</td>
    <td style="text-align: center">&nbsp;</td>
    <td style="text-align: center">&nbsp;</td><td style="text-align: center">&nbsp;</td><td style="text-align: left">&nbsp;</td><td>&nbsp;</td>
    <td style="text-align: left">&nbsp;</td><td style="text-align: right">&nbsp;</td><td style="text-align: left">&nbsp;</td></tr>
<tr style="vertical-align: bottom; background-color: rgb(204,238,255)">
    <td style="text-align: left">Trust Preferred Securities</td><td>&nbsp;</td>
    <td style="text-align: left">$</td><td style="text-align: right">7,090</td><td style="text-align: left">&nbsp;</td><td>&nbsp;</td>
    <td style="text-align: left">Discounted cash flows</td><td>&nbsp;</td>
    <td style="text-align: center">Discount rate</td><td>&nbsp;</td>
    <td style="text-align: left">&nbsp;</td>
    <td style="text-align: center">7.0%</td>
    <td style="text-align: center">- </td><td style="text-align: center">7.25%</td><td style="text-align: left">&nbsp;</td><td>&nbsp;</td>
    <td style="text-align: left">&nbsp;</td><td style="text-align: right">7.2</td><td style="text-align: left">%</td></tr>
<tr style="vertical-align: bottom; background-color: White">
    <td style="text-align: left">&nbsp;</td><td>&nbsp;</td>
    <td style="text-align: left">&nbsp;</td><td style="text-align: right">&nbsp;</td><td style="text-align: left">&nbsp;</td><td>&nbsp;</td>
    <td style="text-align: right">&nbsp;</td><td>&nbsp;</td>
    <td style="text-align: right">&nbsp;</td><td>&nbsp;</td>
    <td style="text-align: left">&nbsp;</td>
    <td style="text-align: center">&nbsp;</td>
    <td style="text-align: center">&nbsp;</td><td style="text-align: center">&nbsp;</td><td style="text-align: left">&nbsp;</td><td>&nbsp;</td>
    <td style="text-align: left">&nbsp;</td><td style="text-align: right">&nbsp;</td><td style="text-align: left">&nbsp;</td></tr>
<tr style="vertical-align: bottom; background-color: rgb(204,238,255)">
    <td style="font-weight: bold">Liabilities:</td><td>&nbsp;</td>
    <td style="text-align: left">&nbsp;</td><td style="text-align: right">&nbsp;</td><td style="text-align: left">&nbsp;</td><td>&nbsp;</td>
    <td style="text-align: right">&nbsp;</td><td>&nbsp;</td>
    <td style="text-align: right">&nbsp;</td><td>&nbsp;</td>
    <td style="text-align: left">&nbsp;</td>
    <td style="text-align: center">&nbsp;</td>
    <td style="text-align: center">&nbsp;</td><td style="text-align: center">&nbsp;</td><td style="text-align: left">&nbsp;</td><td>&nbsp;</td>
    <td style="text-align: left">&nbsp;</td><td style="text-align: right">&nbsp;</td><td style="text-align: left">&nbsp;</td></tr>
<tr style="vertical-align: bottom; background-color: White">
    <td style="font-weight: bold">&nbsp;</td><td>&nbsp;</td>
    <td style="text-align: left">&nbsp;</td><td style="text-align: right">&nbsp;</td><td style="text-align: left">&nbsp;</td><td>&nbsp;</td>
    <td style="text-align: right">&nbsp;</td><td>&nbsp;</td>
    <td style="text-align: right">&nbsp;</td><td>&nbsp;</td>
    <td style="text-align: left">&nbsp;</td>
    <td style="text-align: center">&nbsp;</td>
    <td style="text-align: center">&nbsp;</td><td style="text-align: center">&nbsp;</td><td style="text-align: left">&nbsp;</td><td>&nbsp;</td>
    <td style="text-align: left">&nbsp;</td><td style="text-align: right">&nbsp;</td><td style="text-align: left">&nbsp;</td></tr>
<tr style="vertical-align: bottom; background-color: rgb(204,238,255)">
    <td style="text-align: left">Junior subordinated debentures</td><td>&nbsp;</td>
    <td style="text-align: left">$</td><td style="text-align: right">28,771</td><td style="text-align: left">&nbsp;</td><td>&nbsp;</td>
    <td style="text-align: left">Discounted cash flows</td><td>&nbsp;</td>
    <td style="text-align: center">Discount rate</td><td>&nbsp;</td>
    <td style="text-align: left">&nbsp;</td>
    <td style="text-align: center">&nbsp;</td>
    <td style="text-align: center">7.0%</td><td style="text-align: center">&nbsp;</td><td style="text-align: left">&nbsp;</td><td>&nbsp;</td>
    <td style="text-align: left">&nbsp;</td><td style="text-align: right">7.0</td><td style="text-align: left">%</td></tr>
</table></div>


<p style="color: Red; font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify">&nbsp;</p>

<p style="margin: 0pt 0">The significant unobservable inputs used in the fair value measurement of the Company&#8217;s municipal
securities, trust preferred securities and junior subordinated debentures valued under Level 3 are the effective yields used in
the cash flow models. Significant increases or decreases in the effective yield in isolation would result in a significantly lower
or higher fair value measurement.</p>

<p style="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</p>

<p style="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0"></p>

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<p style="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">The following table sets forth the Company's assets and liabilities
that are carried at fair value on a non-recurring basis, and the method that was used to determine their fair value, at December
31:</p>

<p style="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</p>

<p style="color: Red; font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify"></p>

<div data-td-taggable-table=""><table cellpadding="0" cellspacing="0" style="border-collapse: collapse; width: 100%; font: 10pt Times New Roman, Times, Serif">
<tr style="vertical-align: bottom">
    <td>&nbsp;</td><td style="padding-bottom: 1pt">&nbsp;</td>
    <td colspan="7" style="text-align: center; border-bottom: Black 1pt solid">Quoted Prices <br>
in Active Markets <br>
for Identical
    Assets <br>
(Level 1)</td><td style="padding-bottom: 1pt">&nbsp;</td>
    <td colspan="7" style="text-align: center; border-bottom: Black 1pt solid">Significant Other <br>
Observable Inputs <br>
(Level 2)</td><td style="padding-bottom: 1pt">&nbsp;</td>
    <td colspan="7" style="text-align: center; border-bottom: Black 1pt solid">Significant Other <br>
Unobservable Inputs <br>
(Level
    3)</td><td style="padding-bottom: 1pt">&nbsp;</td>
    <td colspan="7" style="text-align: center; border-bottom: Black 1pt solid">Total carried at fair value <br>
on a non-recurring
    basis</td></tr>
<tr style="vertical-align: bottom">
    <td>&nbsp;</td><td style="padding-bottom: 1pt">&nbsp;</td>
    <td colspan="3" style="text-align: center; border-bottom: Black 1pt solid">2015</td><td style="border-bottom: Black 1pt solid; text-align: left">&nbsp;</td>
    <td colspan="3" style="text-align: center; border-bottom: Black 1pt solid">2014</td><td style="padding-bottom: 1pt">&nbsp;</td>
    <td colspan="3" style="text-align: center; border-bottom: Black 1pt solid">2015</td><td style="border-bottom: Black 1pt solid; text-align: left">&nbsp;</td>
    <td colspan="3" style="text-align: center; border-bottom: Black 1pt solid">2014</td><td style="padding-bottom: 1pt">&nbsp;</td>
    <td colspan="3" style="text-align: center; border-bottom: Black 1pt solid">2015</td><td style="border-bottom: Black 1pt solid; text-align: left">&nbsp;</td>
    <td colspan="3" style="text-align: center; border-bottom: Black 1pt solid">2014</td><td style="padding-bottom: 1pt">&nbsp;</td>
    <td colspan="3" style="text-align: center; border-bottom: Black 1pt solid">2015</td><td style="border-bottom: Black 1pt solid; text-align: left">&nbsp;</td>
    <td colspan="3" style="text-align: center; border-bottom: Black 1pt solid">2014</td></tr>
<tr style="vertical-align: bottom">
    <td>&nbsp;</td><td style="font-style: italic">&nbsp;</td>
    <td colspan="3" style="font-style: italic">&nbsp;</td><td style="font-style: italic">&nbsp;</td>
    <td colspan="3" style="font-style: italic">&nbsp;</td><td style="font-style: italic">&nbsp;</td>
    <td colspan="3" style="font-style: italic">&nbsp;</td><td style="font-style: italic">&nbsp;</td>
    <td colspan="3" style="font-style: italic">&nbsp;</td><td style="font-style: italic">&nbsp;</td>
    <td colspan="3" style="font-style: italic">&nbsp;</td><td style="font-style: italic">&nbsp;</td>
    <td colspan="3" style="font-style: italic">&nbsp;</td><td style="font-style: italic">&nbsp;</td>
    <td colspan="3" style="font-style: italic">&nbsp;</td><td style="font-style: italic">&nbsp;</td>
    <td colspan="3" style="font-style: italic">&nbsp;</td></tr>
<tr style="vertical-align: bottom; background-color: rgb(204,238,255)">
    <td>Assets:</td><td>&nbsp;</td>
    <td style="text-align: left">&nbsp;</td><td style="text-align: right">&nbsp;</td><td style="text-align: left">&nbsp;</td><td>&nbsp;</td>
    <td style="text-align: left">&nbsp;</td><td style="text-align: right">&nbsp;</td><td style="text-align: left">&nbsp;</td><td>&nbsp;</td>
    <td style="text-align: left">&nbsp;</td><td style="text-align: right">&nbsp;</td><td style="text-align: left">&nbsp;</td><td>&nbsp;</td>
    <td style="text-align: left">&nbsp;</td><td style="text-align: right">&nbsp;</td><td style="text-align: left">&nbsp;</td><td>&nbsp;</td>
    <td style="text-align: left">&nbsp;</td><td style="text-align: right">&nbsp;</td><td style="text-align: left">&nbsp;</td><td>&nbsp;</td>
    <td style="text-align: left">&nbsp;</td><td style="text-align: right">&nbsp;</td><td style="text-align: left">&nbsp;</td><td>&nbsp;</td>
    <td style="text-align: left">&nbsp;</td><td style="text-align: right">&nbsp;</td><td style="text-align: left">&nbsp;</td><td>&nbsp;</td>
    <td style="text-align: left">&nbsp;</td><td style="text-align: right">&nbsp;</td><td style="text-align: left">&nbsp;</td></tr>
<tr style="vertical-align: bottom; background-color: White">
    <td style="width: 20%; text-align: left; padding-left: 10pt">Impaired loans</td><td style="width: 1%">&nbsp;</td>
    <td style="width: 1%; text-align: left">$</td><td style="width: 7%; text-align: right">-</td><td style="width: 1%; text-align: left">&nbsp;</td><td style="width: 1%">&nbsp;</td>
    <td style="width: 1%; text-align: left">$</td><td style="width: 7%; text-align: right">-</td><td style="width: 1%; text-align: left">&nbsp;</td><td style="width: 1%">&nbsp;</td>
    <td style="width: 1%; text-align: left">$</td><td style="width: 7%; text-align: right">-</td><td style="width: 1%; text-align: left">&nbsp;</td><td style="width: 1%">&nbsp;</td>
    <td style="width: 1%; text-align: left">$</td><td style="width: 7%; text-align: right">-</td><td style="width: 1%; text-align: left">&nbsp;</td><td style="width: 1%">&nbsp;</td>
    <td style="width: 1%; text-align: left">$</td><td style="width: 7%; text-align: right">15,360</td><td style="width: 1%; text-align: left">&nbsp;</td><td style="width: 1%">&nbsp;</td>
    <td style="width: 1%; text-align: left">$</td><td style="width: 7%; text-align: right">22,174</td><td style="width: 1%; text-align: left">&nbsp;</td><td style="width: 1%">&nbsp;</td>
    <td style="width: 1%; text-align: left">$</td><td style="width: 7%; text-align: right">15,360</td><td style="width: 1%; text-align: left">&nbsp;</td><td style="width: 1%">&nbsp;</td>
    <td style="width: 1%; text-align: left">$</td><td style="width: 7%; text-align: right">22,174</td><td style="width: 1%; text-align: left">&nbsp;</td></tr>
<tr style="vertical-align: bottom; background-color: rgb(204,238,255)">
    <td style="text-align: left; padding-left: 10pt">Other real estate owned</td><td>&nbsp;</td>
    <td style="text-align: left">&nbsp;</td><td style="text-align: right">-</td><td style="text-align: left">&nbsp;</td><td>&nbsp;</td>
    <td style="text-align: left">&nbsp;</td><td style="text-align: right">-</td><td style="text-align: left">&nbsp;</td><td>&nbsp;</td>
    <td style="text-align: left">&nbsp;</td><td style="text-align: right">-</td><td style="text-align: left">&nbsp;</td><td>&nbsp;</td>
    <td style="text-align: left">&nbsp;</td><td style="text-align: right">-</td><td style="text-align: left">&nbsp;</td><td>&nbsp;</td>
    <td style="text-align: left">&nbsp;</td><td style="text-align: right">4,932</td><td style="text-align: left">&nbsp;</td><td>&nbsp;</td>
    <td style="text-align: left">&nbsp;</td><td style="text-align: right">6,326</td><td style="text-align: left">&nbsp;</td><td>&nbsp;</td>
    <td style="text-align: left">&nbsp;</td><td style="text-align: right">4,932</td><td style="text-align: left">&nbsp;</td><td>&nbsp;</td>
    <td style="text-align: left">&nbsp;</td><td style="text-align: right">6,326</td><td style="text-align: left">&nbsp;</td></tr>
<tr style="vertical-align: bottom; background-color: White">
    <td style="padding-bottom: 1pt">&nbsp;</td><td style="padding-bottom: 1pt">&nbsp;</td>
    <td style="border-bottom: Black 1pt solid; text-align: left">&nbsp;</td><td style="border-bottom: Black 1pt solid; text-align: right">&nbsp;</td><td style="border-bottom: Black 1pt solid; text-align: left">&nbsp;</td><td style="border-bottom: Black 1pt solid; text-align: left">&nbsp;</td>
    <td style="border-bottom: Black 1pt solid; text-align: left">&nbsp;</td><td style="border-bottom: Black 1pt solid; text-align: right">&nbsp;</td><td style="border-bottom: Black 1pt solid; text-align: left">&nbsp;</td><td style="padding-bottom: 1pt">&nbsp;</td>
    <td style="border-bottom: Black 1pt solid; text-align: left">&nbsp;</td><td style="border-bottom: Black 1pt solid; text-align: right">&nbsp;</td><td style="border-bottom: Black 1pt solid; text-align: left">&nbsp;</td><td style="border-bottom: Black 1pt solid; text-align: left">&nbsp;</td>
    <td style="border-bottom: Black 1pt solid; text-align: left">&nbsp;</td><td style="border-bottom: Black 1pt solid; text-align: right">&nbsp;</td><td style="border-bottom: Black 1pt solid; text-align: left">&nbsp;</td><td style="padding-bottom: 1pt">&nbsp;</td>
    <td style="border-bottom: Black 1pt solid; text-align: left">&nbsp;</td><td style="border-bottom: Black 1pt solid; text-align: right">&nbsp;</td><td style="border-bottom: Black 1pt solid; text-align: left">&nbsp;</td><td style="border-bottom: Black 1pt solid; text-align: left">&nbsp;</td>
    <td style="border-bottom: Black 1pt solid; text-align: left">&nbsp;</td><td style="border-bottom: Black 1pt solid; text-align: right">&nbsp;</td><td style="border-bottom: Black 1pt solid; text-align: left">&nbsp;</td><td style="padding-bottom: 1pt">&nbsp;</td>
    <td style="border-bottom: Black 1pt solid; text-align: left">&nbsp;</td><td style="border-bottom: Black 1pt solid; text-align: right">&nbsp;</td><td style="border-bottom: Black 1pt solid; text-align: left">&nbsp;</td><td style="border-bottom: Black 1pt solid; text-align: left">&nbsp;</td>
    <td style="border-bottom: Black 1pt solid; text-align: left">&nbsp;</td><td style="border-bottom: Black 1pt solid; text-align: right">&nbsp;</td><td style="border-bottom: Black 1pt solid; text-align: left">&nbsp;</td></tr>
<tr style="vertical-align: bottom; background-color: rgb(204,238,255)">
    <td style="text-align: left; padding-bottom: 2.25pt; padding-left: 10pt">Total assets</td><td style="padding-bottom: 2.25pt">&nbsp;</td>
    <td style="border-bottom: Black 2.25pt double; text-align: left">$</td><td style="border-bottom: Black 2.25pt double; text-align: right">-</td><td style="border-bottom: Black 2.25pt double; text-align: left">&nbsp;</td><td style="border-bottom: Black 2.25pt double; text-align: left">&nbsp;</td>
    <td style="border-bottom: Black 2.25pt double; text-align: left">$</td><td style="border-bottom: Black 2.25pt double; text-align: right">-</td><td style="border-bottom: Black 2.25pt double; text-align: left">&nbsp;</td><td style="padding-bottom: 2.25pt">&nbsp;</td>
    <td style="border-bottom: Black 2.25pt double; text-align: left">$</td><td style="border-bottom: Black 2.25pt double; text-align: right">-</td><td style="border-bottom: Black 2.25pt double; text-align: left">&nbsp;</td><td style="border-bottom: Black 2.25pt double; text-align: left">&nbsp;</td>
    <td style="border-bottom: Black 2.25pt double; text-align: left">$</td><td style="border-bottom: Black 2.25pt double; text-align: right">-</td><td style="border-bottom: Black 2.25pt double; text-align: left">&nbsp;</td><td style="padding-bottom: 2.25pt">&nbsp;</td>
    <td style="border-bottom: Black 2.25pt double; text-align: left">$</td><td style="border-bottom: Black 2.25pt double; text-align: right">20,292</td><td style="border-bottom: Black 2.25pt double; text-align: left">&nbsp;</td><td style="border-bottom: Black 2.25pt double; text-align: left">&nbsp;</td>
    <td style="border-bottom: Black 2.25pt double; text-align: left">$</td><td style="border-bottom: Black 2.25pt double; text-align: right">28,500</td><td style="border-bottom: Black 2.25pt double; text-align: left">&nbsp;</td><td style="padding-bottom: 2.25pt">&nbsp;</td>
    <td style="border-bottom: Black 2.25pt double; text-align: left">$</td><td style="border-bottom: Black 2.25pt double; text-align: right">20,292</td><td style="border-bottom: Black 2.25pt double; text-align: left">&nbsp;</td><td style="border-bottom: Black 2.25pt double; text-align: left">&nbsp;</td>
    <td style="border-bottom: Black 2.25pt double; text-align: left">$</td><td style="border-bottom: Black 2.25pt double; text-align: right">28,500</td><td style="border-bottom: Black 2.25pt double; text-align: left">&nbsp;</td></tr>
</table></div>


<p style="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify">&nbsp;</p>

<p style="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify">The following table presents the quantitative
information about non-recurring Level 3 fair value measurements of financial instruments as of December 31, 2015:</p>

<p style="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify">&nbsp;</p>

<p style="color: Red; font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify"></p>

<div data-td-taggable-table=""><table cellpadding="0" cellspacing="0" style="border-collapse: collapse; width: 100%; font: 10pt Times New Roman, Times, Serif">
<tr style="vertical-align: bottom">
    <td style="font-weight: bold; text-align: left">&nbsp;</td><td style="font-weight: bold; padding-bottom: 1pt">&nbsp;</td>
    <td colspan="3" style="font-weight: bold; text-align: center; border-bottom: Black 1pt solid">Fair Value</td><td style="font-weight: bold; padding-bottom: 1pt; border-bottom: Black 1pt solid">&nbsp;</td>
    <td style="font-weight: bold; text-align: center; border-bottom: Black 1pt solid">Valuation Technique</td><td style="font-weight: bold; padding-bottom: 1pt; border-bottom: Black 1pt solid">&nbsp;</td>
    <td style="font-weight: bold; text-align: center; border-bottom: Black 1pt solid">Unobservable Input</td><td style="font-weight: bold; padding-bottom: 1pt; border-bottom: Black 1pt solid">&nbsp;</td>
    <td colspan="5" style="font-weight: bold; text-align: center; border-bottom: Black 1pt solid">Range</td><td style="font-weight: bold; padding-bottom: 1pt; border-bottom: Black 1pt solid">&nbsp;</td>
    <td colspan="3" style="font-weight: bold; text-align: center; border-bottom: Black 1pt solid">Weighted Average</td></tr>
<tr style="vertical-align: bottom">
    <td style="text-align: left">&nbsp;</td><td style="font-style: italic">&nbsp;</td>
    <td colspan="13" style="font-style: italic; text-align: center">(Dollars in thousands)</td><td>&nbsp;</td>
    <td colspan="3" style="text-align: center">&nbsp;</td></tr>
<tr style="vertical-align: bottom; background-color: rgb(204,238,255)">
    <td style="font-weight: bold">Assets:</td><td>&nbsp;</td>
    <td style="text-align: left">&nbsp;</td><td style="text-align: right">&nbsp;</td><td style="text-align: left">&nbsp;</td><td>&nbsp;</td>
    <td style="text-align: center">&nbsp;</td><td>&nbsp;</td>
    <td style="text-align: center">&nbsp;</td><td>&nbsp;</td>
    <td style="text-align: left">&nbsp;</td>
    <td style="text-align: center">&nbsp;</td>
    <td style="text-align: center">&nbsp;</td><td style="text-align: center">&nbsp;</td><td style="text-align: left">&nbsp;</td><td>&nbsp;</td>
    <td style="text-align: left">&nbsp;</td><td style="text-align: right">&nbsp;</td><td style="text-align: left">&nbsp;</td></tr>
<tr style="vertical-align: bottom; background-color: White">
    <td style="text-align: left">&nbsp;</td><td>&nbsp;</td>
    <td style="text-align: left">&nbsp;</td><td style="text-align: right">&nbsp;</td><td style="text-align: left">&nbsp;</td><td>&nbsp;</td>
    <td style="text-align: left">&nbsp;</td><td>&nbsp;</td>
    <td style="text-align: center">&nbsp;</td><td>&nbsp;</td>
    <td style="text-align: left">&nbsp;</td>
    <td style="text-align: center">&nbsp;</td>
    <td style="text-align: center">&nbsp;</td><td style="text-align: center">&nbsp;</td><td style="text-align: left">&nbsp;</td><td>&nbsp;</td>
    <td style="text-align: left">&nbsp;</td><td style="text-align: right">&nbsp;</td><td style="text-align: left">&nbsp;</td></tr>
<tr style="vertical-align: bottom; background-color: rgb(204,238,255)">
    <td style="width: 27%; text-align: left">Impaired loans</td><td style="width: 1%">&nbsp;</td>
    <td style="width: 1%; text-align: left">$</td><td style="width: 7%; text-align: right">3,878</td><td style="width: 1%; text-align: left">&nbsp;</td><td style="width: 1%">&nbsp;</td>
    <td style="width: 18%; text-align: left">Income approach</td><td style="width: 1%">&nbsp;</td>
    <td style="width: 18%; text-align: center">Capitalization rate</td><td style="width: 1%">&nbsp;</td>
    <td style="width: 1%; text-align: left">&nbsp;</td>
    <td style="width: 4%; text-align: center">7.3% </td>
    <td style="width: 4%; text-align: center">to </td><td style="width: 4%; text-align: center">8.5%</td><td style="width: 1%; text-align: left">&nbsp;</td><td style="width: 1%">&nbsp;</td>
    <td style="width: 1%; text-align: left">&nbsp;</td><td style="width: 7%; text-align: right">7.7</td><td style="width: 1%; text-align: left">%</td></tr>
<tr style="vertical-align: bottom; background-color: White">
    <td style="text-align: left">&nbsp;</td><td>&nbsp;</td>
    <td style="text-align: left">&nbsp;</td><td style="text-align: right">&nbsp;</td><td style="text-align: left">&nbsp;</td><td>&nbsp;</td>
    <td style="text-align: left">&nbsp;</td><td>&nbsp;</td>
    <td style="text-align: center">Loss severity discount</td><td>&nbsp;</td>
    <td style="text-align: left">&nbsp;</td>
    <td style="text-align: center">&nbsp;</td>
    <td style="text-align: center">15.0%</td><td style="text-align: center">&nbsp;</td><td style="text-align: left">&nbsp;</td><td>&nbsp;</td>
    <td style="text-align: left">&nbsp;</td><td style="text-align: right">15.0</td><td style="text-align: left">%</td></tr>
<tr style="vertical-align: bottom; background-color: rgb(204,238,255)">
    <td style="text-align: left">&nbsp;</td><td>&nbsp;</td>
    <td style="text-align: left">&nbsp;</td><td style="text-align: right">&nbsp;</td><td style="text-align: left">&nbsp;</td><td>&nbsp;</td>
    <td style="text-align: left">&nbsp;</td><td>&nbsp;</td>
    <td style="text-align: center">&nbsp;</td><td>&nbsp;</td>
    <td style="text-align: left">&nbsp;</td>
    <td style="text-align: center">&nbsp;</td>
    <td style="text-align: center">&nbsp;</td><td style="text-align: center">&nbsp;</td><td style="text-align: left">&nbsp;</td><td>&nbsp;</td>
    <td style="text-align: left">&nbsp;</td><td style="text-align: right">&nbsp;</td><td style="text-align: left">&nbsp;</td></tr>
<tr style="vertical-align: bottom; background-color: White">
    <td style="text-align: left">Impaired loans</td><td>&nbsp;</td>
    <td style="text-align: left">$</td><td style="text-align: right">5,555</td><td style="text-align: left">&nbsp;</td><td>&nbsp;</td>
    <td style="text-align: left">Sales approach</td><td>&nbsp;</td>
    <td style="text-align: center">Adjustment to sales comparison value to reconcile differences between comparable sales</td><td>&nbsp;</td>
    <td style="text-align: left">&nbsp;</td>
    <td style="text-align: center">-50.0% </td>
    <td style="text-align: center">to </td><td style="text-align: center">40.0%</td><td style="text-align: left">&nbsp;</td><td>&nbsp;</td>
    <td style="text-align: left">&nbsp;</td><td style="text-align: right">-2.2</td><td style="text-align: left">%</td></tr>
<tr style="vertical-align: bottom; background-color: rgb(204,238,255)">
    <td style="text-align: left">&nbsp;</td><td>&nbsp;</td>
    <td style="text-align: left">&nbsp;</td><td style="text-align: right">&nbsp;</td><td style="text-align: left">&nbsp;</td><td>&nbsp;</td>
    <td style="text-align: left">&nbsp;</td><td>&nbsp;</td>
    <td style="text-align: center">Loss severity discount</td><td>&nbsp;</td>
    <td style="text-align: left">&nbsp;</td>
    <td style="text-align: center">&nbsp;</td>
    <td style="text-align: center">15.0%</td><td style="text-align: center">&nbsp;</td><td style="text-align: left">&nbsp;</td><td>&nbsp;</td>
    <td style="text-align: left">&nbsp;</td><td style="text-align: right">15.0</td><td style="text-align: left">%</td></tr>
<tr style="vertical-align: bottom; background-color: White">
    <td style="text-align: left">&nbsp;</td><td>&nbsp;</td>
    <td style="text-align: left">&nbsp;</td><td style="text-align: right">&nbsp;</td><td style="text-align: left">&nbsp;</td><td>&nbsp;</td>
    <td style="text-align: right">&nbsp;</td><td>&nbsp;</td>
    <td style="text-align: right">&nbsp;</td><td>&nbsp;</td>
    <td style="text-align: left">&nbsp;</td>
    <td style="text-align: center">&nbsp;</td>
    <td style="text-align: center">&nbsp;</td><td style="text-align: center">&nbsp;</td><td style="text-align: left">&nbsp;</td><td>&nbsp;</td>
    <td style="text-align: left">&nbsp;</td><td style="text-align: right">&nbsp;</td><td style="text-align: left">&nbsp;</td></tr>
<tr style="vertical-align: bottom; background-color: rgb(204,238,255)">
    <td style="text-align: left">&nbsp;</td><td>&nbsp;</td>
    <td style="text-align: left">&nbsp;</td><td style="text-align: right">&nbsp;</td><td style="text-align: left">&nbsp;</td><td>&nbsp;</td>
    <td style="text-align: right">&nbsp;</td><td>&nbsp;</td>
    <td style="text-align: right">&nbsp;</td><td>&nbsp;</td>
    <td style="text-align: left">&nbsp;</td>
    <td style="text-align: center">&nbsp;</td>
    <td style="text-align: center">&nbsp;</td><td style="text-align: center">&nbsp;</td><td style="text-align: left">&nbsp;</td><td>&nbsp;</td>
    <td style="text-align: left">&nbsp;</td><td style="text-align: right">&nbsp;</td><td style="text-align: left">&nbsp;</td></tr>
<tr style="vertical-align: bottom; background-color: White">
    <td style="text-align: left">Impaired loans</td><td>&nbsp;</td>
    <td style="text-align: left">$</td><td style="text-align: right">5,927</td><td style="text-align: left">&nbsp;</td><td>&nbsp;</td>
    <td style="text-align: left">Blended income and sales approach</td><td>&nbsp;</td>
    <td style="text-align: center">Adjustment to sales comparison value to reconcile differences between comparable sales</td><td>&nbsp;</td>
    <td style="text-align: left">&nbsp;</td>
    <td style="text-align: center">-50.0% </td>
    <td style="text-align: center">to </td><td style="text-align: center">25.0%</td><td style="text-align: left">&nbsp;</td><td>&nbsp;</td>
    <td style="text-align: left">&nbsp;</td><td style="text-align: right">-2.2</td><td style="text-align: left">%</td></tr>
<tr style="vertical-align: bottom; background-color: rgb(204,238,255)">
    <td style="text-align: left">&nbsp;</td><td>&nbsp;</td>
    <td style="text-align: left">&nbsp;</td><td style="text-align: right">&nbsp;</td><td style="text-align: left">&nbsp;</td><td>&nbsp;</td>
    <td style="text-align: left">&nbsp;</td><td>&nbsp;</td>
    <td style="text-align: center">Capitalization rate</td><td>&nbsp;</td>
    <td style="text-align: left">&nbsp;</td>
    <td style="text-align: center">5.3% </td>
    <td style="text-align: center">to </td><td style="text-align: center">9.0%</td><td style="text-align: left">&nbsp;</td><td>&nbsp;</td>
    <td style="text-align: left">&nbsp;</td><td style="text-align: right">7.0</td><td style="text-align: left">%</td></tr>
<tr style="vertical-align: bottom; background-color: White">
    <td style="text-align: left">&nbsp;</td><td>&nbsp;</td>
    <td style="text-align: left">&nbsp;</td><td style="text-align: right">&nbsp;</td><td style="text-align: left">&nbsp;</td><td>&nbsp;</td>
    <td style="text-align: left">&nbsp;</td><td>&nbsp;</td>
    <td style="text-align: center">Loss severity discount</td><td>&nbsp;</td>
    <td style="text-align: left">&nbsp;</td>
    <td style="text-align: center">5.2% </td>
    <td style="text-align: center">to </td><td style="text-align: center">15.0%</td><td style="text-align: left">&nbsp;</td><td>&nbsp;</td>
    <td style="text-align: left">&nbsp;</td><td style="text-align: right">13.7</td><td style="text-align: left">%</td></tr>
<tr style="vertical-align: bottom; background-color: rgb(204,238,255)">
    <td style="text-align: left">&nbsp;</td><td>&nbsp;</td>
    <td style="text-align: left">&nbsp;</td><td style="text-align: right">&nbsp;</td><td style="text-align: left">&nbsp;</td><td>&nbsp;</td>
    <td style="text-align: right">&nbsp;</td><td>&nbsp;</td>
    <td style="text-align: right">&nbsp;</td><td>&nbsp;</td>
    <td style="text-align: left">&nbsp;</td>
    <td style="text-align: center">&nbsp;</td>
    <td style="text-align: center">&nbsp;</td><td style="text-align: center">&nbsp;</td><td style="text-align: left">&nbsp;</td><td>&nbsp;</td>
    <td style="text-align: left">&nbsp;</td><td style="text-align: right">&nbsp;</td><td style="text-align: left">&nbsp;</td></tr>
<tr style="vertical-align: bottom; background-color: White">
    <td style="text-align: left">&nbsp;</td><td>&nbsp;</td>
    <td style="text-align: left">&nbsp;</td><td style="text-align: right">&nbsp;</td><td style="text-align: left">&nbsp;</td><td>&nbsp;</td>
    <td style="text-align: right">&nbsp;</td><td>&nbsp;</td>
    <td style="text-align: right">&nbsp;</td><td>&nbsp;</td>
    <td style="text-align: left">&nbsp;</td>
    <td style="text-align: center">&nbsp;</td>
    <td style="text-align: center">&nbsp;</td><td style="text-align: center">&nbsp;</td><td style="text-align: left">&nbsp;</td><td>&nbsp;</td>
    <td style="text-align: left">&nbsp;</td><td style="text-align: right">&nbsp;</td><td style="text-align: left">&nbsp;</td></tr>
<tr style="vertical-align: bottom; background-color: rgb(204,238,255)">
    <td style="text-align: left">Other real estate owned</td><td>&nbsp;</td>
    <td style="text-align: left">$</td><td style="text-align: right">3,750</td><td style="text-align: left">&nbsp;</td><td>&nbsp;</td>
    <td style="text-align: left">Income approach</td><td>&nbsp;</td>
    <td style="text-align: center">Capitalization rate</td><td>&nbsp;</td>
    <td style="text-align: left">&nbsp;</td>
    <td style="text-align: center">&nbsp;</td>
    <td style="text-align: center">9.0%</td><td style="text-align: center">&nbsp;</td><td style="text-align: left">&nbsp;</td><td>&nbsp;</td>
    <td style="text-align: left">&nbsp;</td><td style="text-align: right">9.0</td><td style="text-align: left">%</td></tr>
<tr style="vertical-align: bottom; background-color: White">
    <td style="text-align: left">&nbsp;</td><td>&nbsp;</td>
    <td style="text-align: left">&nbsp;</td><td style="text-align: right">&nbsp;</td><td style="text-align: left">&nbsp;</td><td>&nbsp;</td>
    <td style="text-align: left">&nbsp;</td><td>&nbsp;</td>
    <td style="text-align: center">&nbsp;</td><td>&nbsp;</td>
    <td style="text-align: left">&nbsp;</td>
    <td style="text-align: center">&nbsp;</td>
    <td style="text-align: center">&nbsp;</td><td style="text-align: center">&nbsp;</td><td style="text-align: left">&nbsp;</td><td>&nbsp;</td>
    <td style="text-align: left">&nbsp;</td><td style="text-align: right">&nbsp;</td><td style="text-align: left">&nbsp;</td></tr>
<tr style="vertical-align: bottom; background-color: rgb(204,238,255)">
    <td style="text-align: left">&nbsp;</td><td>&nbsp;</td>
    <td style="text-align: left">&nbsp;</td><td style="text-align: right">&nbsp;</td><td style="text-align: left">&nbsp;</td><td>&nbsp;</td>
    <td style="text-align: left">&nbsp;</td><td>&nbsp;</td>
    <td style="text-align: center">&nbsp;</td><td>&nbsp;</td>
    <td style="text-align: left">&nbsp;</td>
    <td style="text-align: center">&nbsp;</td>
    <td style="text-align: center">&nbsp;</td><td style="text-align: center">&nbsp;</td><td style="text-align: left">&nbsp;</td><td>&nbsp;</td>
    <td style="text-align: left">&nbsp;</td><td style="text-align: right">&nbsp;</td><td style="text-align: left">&nbsp;</td></tr>
<tr style="vertical-align: bottom; background-color: White">
    <td style="text-align: left">Other real estate owned</td><td>&nbsp;</td>
    <td style="text-align: left">$</td><td style="text-align: right">366</td><td style="text-align: left">&nbsp;</td><td>&nbsp;</td>
    <td style="text-align: left">Sales approach</td><td>&nbsp;</td>
    <td style="text-align: center">Adjustment to sales comparison value to reconcile differences between comparable sales</td><td>&nbsp;</td>
    <td style="text-align: left">&nbsp;</td>
    <td style="text-align: center">-5.0% </td>
    <td style="text-align: center">to </td><td style="text-align: center">25.0%</td><td style="text-align: left">&nbsp;</td><td>&nbsp;</td>
    <td style="text-align: left">&nbsp;</td><td style="text-align: right">12.0</td><td style="text-align: left">%</td></tr>
<tr style="vertical-align: bottom; background-color: rgb(204,238,255)">
    <td style="text-align: left">&nbsp;</td><td>&nbsp;</td>
    <td style="text-align: left">&nbsp;</td><td style="text-align: right">&nbsp;</td><td style="text-align: left">&nbsp;</td><td>&nbsp;</td>
    <td style="text-align: left">&nbsp;</td><td>&nbsp;</td>
    <td style="text-align: center">&nbsp;</td><td>&nbsp;</td>
    <td style="text-align: left">&nbsp;</td>
    <td style="text-align: center">&nbsp;</td>
    <td style="text-align: center">&nbsp;</td><td style="text-align: center">&nbsp;</td><td style="text-align: left">&nbsp;</td><td>&nbsp;</td>
    <td style="text-align: left">&nbsp;</td><td style="text-align: right">&nbsp;</td><td style="text-align: left">&nbsp;</td></tr>
<tr style="vertical-align: bottom; background-color: White">
    <td style="text-align: left">&nbsp;</td><td>&nbsp;</td>
    <td style="text-align: left">&nbsp;</td><td style="text-align: right">&nbsp;</td><td style="text-align: left">&nbsp;</td><td>&nbsp;</td>
    <td style="text-align: right">&nbsp;</td><td>&nbsp;</td>
    <td style="text-align: right">&nbsp;</td><td>&nbsp;</td>
    <td style="text-align: left">&nbsp;</td>
    <td style="text-align: center">&nbsp;</td>
    <td style="text-align: center">&nbsp;</td><td style="text-align: center">&nbsp;</td><td style="text-align: left">&nbsp;</td><td>&nbsp;</td>
    <td style="text-align: left">&nbsp;</td><td style="text-align: right">&nbsp;</td><td style="text-align: left">&nbsp;</td></tr>
<tr style="vertical-align: bottom; background-color: rgb(204,238,255)">
    <td style="text-align: left">Other real estate owned</td><td>&nbsp;</td>
    <td style="text-align: left">$</td><td style="text-align: right">816</td><td style="text-align: left">&nbsp;</td><td>&nbsp;</td>
    <td style="text-align: left">Blended income and sales approach</td><td>&nbsp;</td>
    <td style="text-align: center">Adjustment to sales comparison value to reconcile differences between comparable sales</td><td>&nbsp;</td>
    <td style="text-align: left">&nbsp;</td>
    <td style="text-align: center">-10.0% </td>
    <td style="text-align: center">to </td><td style="text-align: center">15.0%</td><td style="text-align: left">&nbsp;</td><td>&nbsp;</td>
    <td style="text-align: left">&nbsp;</td><td style="text-align: right">2.5</td><td style="text-align: left">%</td></tr>
<tr style="vertical-align: bottom; background-color: White">
    <td style="text-align: left">&nbsp;</td><td>&nbsp;</td>
    <td style="text-align: left">&nbsp;</td><td style="text-align: right">&nbsp;</td><td style="text-align: left">&nbsp;</td><td>&nbsp;</td>
    <td style="text-align: left">&nbsp;</td><td>&nbsp;</td>
    <td style="text-align: center">Capitalization rate</td><td>&nbsp;</td>
    <td style="text-align: left">&nbsp;</td>
    <td style="text-align: center">&nbsp;</td>
    <td style="text-align: center">8.6%</td><td style="text-align: center">&nbsp;</td><td style="text-align: left">&nbsp;</td><td>&nbsp;</td>
    <td style="text-align: left">&nbsp;</td><td style="text-align: right">8.6</td><td style="text-align: left">%</td></tr>
</table></div>



<p style="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify">&nbsp;</p>

<p style="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify"></p>

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<p style="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify">The following table presents the quantitative
information about non-recurring Level 3 fair value of financial instruments and the fair value measurements as of December 31,
2014:</p>

<p style="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify">&nbsp;</p>

<p style="color: Red; font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify"></p>

<div data-td-taggable-table=""><table cellpadding="0" cellspacing="0" style="border-collapse: collapse; width: 100%; font: 10pt Times New Roman, Times, Serif">
<tr style="vertical-align: bottom">
    <td style="font-weight: bold; text-align: left">&nbsp;</td><td style="font-weight: bold; padding-bottom: 1pt">&nbsp;</td>
    <td colspan="3" style="font-weight: bold; text-align: center; border-bottom: Black 1pt solid">Fair Value</td><td style="font-weight: bold; padding-bottom: 1pt; border-bottom: Black 1pt solid">&nbsp;</td>
    <td style="font-weight: bold; text-align: center; border-bottom: Black 1pt solid">Valuation Technique</td><td style="font-weight: bold; padding-bottom: 1pt; border-bottom: Black 1pt solid">&nbsp;</td>
    <td style="font-weight: bold; text-align: center; border-bottom: Black 1pt solid">Unobservable Input</td><td style="font-weight: bold; padding-bottom: 1pt; border-bottom: Black 1pt solid">&nbsp;</td>
    <td colspan="5" style="font-weight: bold; text-align: center; border-bottom: Black 1pt solid">Range</td><td style="font-weight: bold; padding-bottom: 1pt; border-bottom: Black 1pt solid">&nbsp;</td>
    <td colspan="3" style="font-weight: bold; text-align: center; border-bottom: Black 1pt solid">Weighted Average</td></tr>
<tr style="vertical-align: bottom">
    <td style="text-align: left">&nbsp;</td><td style="font-style: italic">&nbsp;</td>
    <td colspan="13" style="font-style: italic; text-align: center">(Dollars in thousands)</td><td>&nbsp;</td>
    <td colspan="3" style="text-align: center">&nbsp;</td></tr>
<tr style="vertical-align: bottom; background-color: rgb(204,238,255)">
    <td style="font-weight: bold">Assets:</td><td>&nbsp;</td>
    <td style="text-align: left">&nbsp;</td><td style="text-align: right">&nbsp;</td><td style="text-align: left">&nbsp;</td><td>&nbsp;</td>
    <td style="text-align: center">&nbsp;</td><td>&nbsp;</td>
    <td style="text-align: center">&nbsp;</td><td>&nbsp;</td>
    <td style="text-align: left">&nbsp;</td>
    <td style="text-align: center">&nbsp;</td>
    <td style="text-align: center">&nbsp;</td><td style="text-align: center">&nbsp;</td><td style="text-align: left">&nbsp;</td><td>&nbsp;</td>
    <td style="text-align: left">&nbsp;</td><td style="text-align: right">&nbsp;</td><td style="text-align: left">&nbsp;</td></tr>
<tr style="vertical-align: bottom; background-color: White">
    <td style="font-weight: bold">&nbsp;</td><td>&nbsp;</td>
    <td style="text-align: left">&nbsp;</td><td style="text-align: right">&nbsp;</td><td style="text-align: left">&nbsp;</td><td>&nbsp;</td>
    <td style="text-align: center">&nbsp;</td><td>&nbsp;</td>
    <td style="text-align: center">&nbsp;</td><td>&nbsp;</td>
    <td style="text-align: left">&nbsp;</td>
    <td style="text-align: center">&nbsp;</td>
    <td style="text-align: center">&nbsp;</td><td style="text-align: center">&nbsp;</td><td style="text-align: left">&nbsp;</td><td>&nbsp;</td>
    <td style="text-align: left">&nbsp;</td><td style="text-align: right">&nbsp;</td><td style="text-align: left">&nbsp;</td></tr>
<tr style="vertical-align: bottom; background-color: rgb(204,238,255)">
    <td style="width: 27%; text-align: left">Impaired loans</td><td style="width: 1%">&nbsp;</td>
    <td style="width: 1%; text-align: left">$</td><td style="width: 7%; text-align: right">6,981</td><td style="width: 1%; text-align: left">&nbsp;</td><td style="width: 1%">&nbsp;</td>
    <td style="width: 18%; text-align: left">Income&nbsp;&nbsp;approach</td><td style="width: 1%">&nbsp;</td>
    <td style="width: 18%; text-align: center">Capitalization rate</td><td style="width: 1%">&nbsp;</td>
    <td style="width: 1%; text-align: left">&nbsp;</td>
    <td style="width: 4%; text-align: center">7.3% </td>
    <td style="width: 4%; text-align: center">to </td><td style="width: 4%; text-align: center">8.5%</td><td style="width: 1%; text-align: left">&nbsp;</td><td style="width: 1%">&nbsp;</td>
    <td style="width: 1%; text-align: left">&nbsp;</td><td style="width: 7%; text-align: right">7.8</td><td style="width: 1%; text-align: left">%</td></tr>
<tr style="vertical-align: bottom; background-color: White">
    <td style="text-align: left">&nbsp;</td><td>&nbsp;</td>
    <td style="text-align: left">&nbsp;</td><td style="text-align: right">&nbsp;</td><td style="text-align: left">&nbsp;</td><td>&nbsp;</td>
    <td style="text-align: left">&nbsp;</td><td>&nbsp;</td>
    <td style="text-align: center">Loss severity discount</td><td>&nbsp;</td>
    <td style="text-align: left">&nbsp;</td>
    <td style="text-align: center">0.5% </td>
    <td style="text-align: center">to </td><td style="text-align: center">81.7%</td><td style="text-align: left">&nbsp;</td><td>&nbsp;</td>
    <td style="text-align: left">&nbsp;</td><td style="text-align: right">21.3</td><td style="text-align: left">%</td></tr>
<tr style="vertical-align: bottom; background-color: rgb(204,238,255)">
    <td style="text-align: left">&nbsp;</td><td>&nbsp;</td>
    <td style="text-align: left">&nbsp;</td><td style="text-align: right">&nbsp;</td><td style="text-align: left">&nbsp;</td><td>&nbsp;</td>
    <td style="text-align: left">&nbsp;</td><td>&nbsp;</td>
    <td style="text-align: center">&nbsp;</td><td>&nbsp;</td>
    <td style="text-align: left">&nbsp;</td>
    <td style="text-align: center">&nbsp;</td>
    <td style="text-align: center">&nbsp;</td><td style="text-align: center">&nbsp;</td><td style="text-align: left">&nbsp;</td><td>&nbsp;</td>
    <td style="text-align: left">&nbsp;</td><td style="text-align: right">&nbsp;</td><td style="text-align: left">&nbsp;</td></tr>
<tr style="vertical-align: bottom; background-color: White">
    <td style="text-align: left">Impaired loans</td><td>&nbsp;</td>
    <td style="text-align: left">$</td><td style="text-align: right">6,935</td><td style="text-align: left">&nbsp;</td><td>&nbsp;</td>
    <td style="text-align: left">Sales approach</td><td>&nbsp;</td>
    <td style="text-align: center">Adjustment to sales comparison value to reconcile differences between comparable sales</td><td>&nbsp;</td>
    <td style="text-align: left">&nbsp;</td>
    <td style="text-align: center">-41.5% </td>
    <td style="text-align: center">to </td><td style="text-align: center">40.0%</td><td style="text-align: left">&nbsp;</td><td>&nbsp;</td>
    <td style="text-align: left">&nbsp;</td><td style="text-align: right">-2.2</td><td style="text-align: left">%</td></tr>
<tr style="vertical-align: bottom; background-color: rgb(204,238,255)">
    <td style="text-align: left">&nbsp;</td><td>&nbsp;</td>
    <td style="text-align: left">&nbsp;</td><td style="text-align: right">&nbsp;</td><td style="text-align: left">&nbsp;</td><td>&nbsp;</td>
    <td style="text-align: left">&nbsp;</td><td>&nbsp;</td>
    <td style="text-align: center">Loss severity discount</td><td>&nbsp;</td>
    <td style="text-align: left">&nbsp;</td>
    <td style="text-align: center">1.8% </td>
    <td style="text-align: center">to </td><td style="text-align: center">89.4%</td><td style="text-align: left">&nbsp;</td><td>&nbsp;</td>
    <td style="text-align: left">&nbsp;</td><td style="text-align: right">20.0</td><td style="text-align: left">%</td></tr>
<tr style="vertical-align: bottom; background-color: White">
    <td style="text-align: left">&nbsp;</td><td>&nbsp;</td>
    <td style="text-align: left">&nbsp;</td><td style="text-align: right">&nbsp;</td><td style="text-align: left">&nbsp;</td><td>&nbsp;</td>
    <td style="text-align: right">&nbsp;</td><td>&nbsp;</td>
    <td style="text-align: right">&nbsp;</td><td>&nbsp;</td>
    <td style="text-align: left">&nbsp;</td>
    <td style="text-align: center">&nbsp;</td>
    <td style="text-align: center">&nbsp;</td><td style="text-align: center">&nbsp;</td><td style="text-align: left">&nbsp;</td><td>&nbsp;</td>
    <td style="text-align: left">&nbsp;</td><td style="text-align: right">&nbsp;</td><td style="text-align: left">&nbsp;</td></tr>
<tr style="vertical-align: bottom; background-color: rgb(204,238,255)">
    <td style="text-align: left">&nbsp;</td><td>&nbsp;</td>
    <td style="text-align: left">&nbsp;</td><td style="text-align: right">&nbsp;</td><td style="text-align: left">&nbsp;</td><td>&nbsp;</td>
    <td style="text-align: right">&nbsp;</td><td>&nbsp;</td>
    <td style="text-align: right">&nbsp;</td><td>&nbsp;</td>
    <td style="text-align: left">&nbsp;</td>
    <td style="text-align: center">&nbsp;</td>
    <td style="text-align: center">&nbsp;</td><td style="text-align: center">&nbsp;</td><td style="text-align: left">&nbsp;</td><td>&nbsp;</td>
    <td style="text-align: left">&nbsp;</td><td style="text-align: right">&nbsp;</td><td style="text-align: left">&nbsp;</td></tr>
<tr style="vertical-align: bottom; background-color: White">
    <td style="text-align: left">Impaired loans</td><td>&nbsp;</td>
    <td style="text-align: left">$</td><td style="text-align: right">8,258</td><td style="text-align: left">&nbsp;</td><td>&nbsp;</td>
    <td style="text-align: left">Blended income and sales approach</td><td>&nbsp;</td>
    <td style="text-align: center">Adjustment to sales comparison value to reconcile differences between comparable sales</td><td>&nbsp;</td>
    <td style="text-align: left">&nbsp;</td>
    <td style="text-align: center">-55.0% </td>
    <td style="text-align: center">to </td><td style="text-align: center">25.0%</td><td style="text-align: left">&nbsp;</td><td>&nbsp;</td>
    <td style="text-align: left">&nbsp;</td><td style="text-align: right">-6.1</td><td style="text-align: left">%</td></tr>
<tr style="vertical-align: bottom; background-color: rgb(204,238,255)">
    <td style="text-align: left">&nbsp;</td><td>&nbsp;</td>
    <td style="text-align: left">&nbsp;</td><td style="text-align: right">&nbsp;</td><td style="text-align: left">&nbsp;</td><td>&nbsp;</td>
    <td style="text-align: left">&nbsp;</td><td>&nbsp;</td>
    <td style="text-align: center">Capitalization rate</td><td>&nbsp;</td>
    <td style="text-align: left">&nbsp;</td>
    <td style="text-align: center">5.8% </td>
    <td style="text-align: center">to </td><td style="text-align: center">11.0%</td><td style="text-align: left">&nbsp;</td><td>&nbsp;</td>
    <td style="text-align: left">&nbsp;</td><td style="text-align: right">8.0</td><td style="text-align: left">%</td></tr>
<tr style="vertical-align: bottom; background-color: White">
    <td style="text-align: left">&nbsp;</td><td>&nbsp;</td>
    <td style="text-align: left">&nbsp;</td><td style="text-align: right">&nbsp;</td><td style="text-align: left">&nbsp;</td><td>&nbsp;</td>
    <td style="text-align: left">&nbsp;</td><td>&nbsp;</td>
    <td style="text-align: center">Loss severity discount</td><td>&nbsp;</td>
    <td style="text-align: left">&nbsp;</td>
    <td style="text-align: center">0.9% </td>
    <td style="text-align: center">to </td><td style="text-align: center">74.4%</td><td style="text-align: left">&nbsp;</td><td>&nbsp;</td>
    <td style="text-align: left">&nbsp;</td><td style="text-align: right">30.0</td><td style="text-align: left">%</td></tr>
<tr style="vertical-align: bottom; background-color: rgb(204,238,255)">
    <td style="text-align: left">&nbsp;</td><td>&nbsp;</td>
    <td style="text-align: left">&nbsp;</td><td style="text-align: right">&nbsp;</td><td style="text-align: left">&nbsp;</td><td>&nbsp;</td>
    <td style="text-align: right">&nbsp;</td><td>&nbsp;</td>
    <td style="text-align: right">&nbsp;</td><td>&nbsp;</td>
    <td style="text-align: left">&nbsp;</td>
    <td style="text-align: center">&nbsp;</td>
    <td style="text-align: center">&nbsp;</td><td style="text-align: center">&nbsp;</td><td style="text-align: left">&nbsp;</td><td>&nbsp;</td>
    <td style="text-align: left">&nbsp;</td><td style="text-align: right">&nbsp;</td><td style="text-align: left">&nbsp;</td></tr>
<tr style="vertical-align: bottom; background-color: White">
    <td style="text-align: left">&nbsp;</td><td>&nbsp;</td>
    <td style="text-align: left">&nbsp;</td><td style="text-align: right">&nbsp;</td><td style="text-align: left">&nbsp;</td><td>&nbsp;</td>
    <td style="text-align: right">&nbsp;</td><td>&nbsp;</td>
    <td style="text-align: right">&nbsp;</td><td>&nbsp;</td>
    <td style="text-align: left">&nbsp;</td>
    <td style="text-align: center">&nbsp;</td>
    <td style="text-align: center">&nbsp;</td><td style="text-align: center">&nbsp;</td><td style="text-align: left">&nbsp;</td><td>&nbsp;</td>
    <td style="text-align: left">&nbsp;</td><td style="text-align: right">&nbsp;</td><td style="text-align: left">&nbsp;</td></tr>
<tr style="vertical-align: bottom; background-color: rgb(204,238,255)">
    <td style="text-align: left">Other real estate owned</td><td>&nbsp;</td>
    <td style="text-align: left">$</td><td style="text-align: right">4,768</td><td style="text-align: left">&nbsp;</td><td>&nbsp;</td>
    <td style="text-align: left">Income&nbsp;&nbsp;approach</td><td>&nbsp;</td>
    <td style="text-align: center">Capitalization rate</td><td>&nbsp;</td>
    <td style="text-align: left">&nbsp;</td>
    <td style="text-align: center">9.0% </td>
    <td style="text-align: center">to </td><td style="text-align: center">12.0%</td><td style="text-align: left">&nbsp;</td><td>&nbsp;</td>
    <td style="text-align: left">&nbsp;</td><td style="text-align: right">9.1</td><td style="text-align: left">%</td></tr>
<tr style="vertical-align: bottom; background-color: White">
    <td style="text-align: left">&nbsp;</td><td>&nbsp;</td>
    <td style="text-align: left">&nbsp;</td><td style="text-align: right">&nbsp;</td><td style="text-align: left">&nbsp;</td><td>&nbsp;</td>
    <td style="text-align: left">&nbsp;</td><td>&nbsp;</td>
    <td style="text-align: center">Loss severity discount</td><td>&nbsp;</td>
    <td style="text-align: left">&nbsp;</td>
    <td style="text-align: center">0.9% </td>
    <td style="text-align: center">to </td><td style="text-align: center">4.9%</td><td style="text-align: left">&nbsp;</td><td>&nbsp;</td>
    <td style="text-align: left">&nbsp;</td><td style="text-align: right">1.0</td><td style="text-align: left">%</td></tr>
<tr style="vertical-align: bottom; background-color: rgb(204,238,255)">
    <td style="text-align: left">&nbsp;</td><td>&nbsp;</td>
    <td style="text-align: left">&nbsp;</td><td style="text-align: right">&nbsp;</td><td style="text-align: left">&nbsp;</td><td>&nbsp;</td>
    <td style="text-align: left">&nbsp;</td><td>&nbsp;</td>
    <td style="text-align: center">&nbsp;</td><td>&nbsp;</td>
    <td style="text-align: left">&nbsp;</td>
    <td style="text-align: center">&nbsp;</td>
    <td style="text-align: center">&nbsp;</td><td style="text-align: center">&nbsp;</td><td style="text-align: left">&nbsp;</td><td>&nbsp;</td>
    <td style="text-align: left">&nbsp;</td><td style="text-align: right">&nbsp;</td><td style="text-align: left">&nbsp;</td></tr>
<tr style="vertical-align: bottom; background-color: White">
    <td style="text-align: left">Other real estate owned</td><td>&nbsp;</td>
    <td style="text-align: left">$</td><td style="text-align: right">587</td><td style="text-align: left">&nbsp;</td><td>&nbsp;</td>
    <td style="text-align: left">Sales approach</td><td>&nbsp;</td>
    <td style="text-align: center">Adjustment to sales comparison value to reconcile differences between comparable sales</td><td>&nbsp;</td>
    <td style="text-align: left">&nbsp;</td>
    <td style="text-align: center">-11.9% </td>
    <td style="text-align: center">to </td><td style="text-align: center">15.0%</td><td style="text-align: left">&nbsp;</td><td>&nbsp;</td>
    <td style="text-align: left">&nbsp;</td><td style="text-align: right">-3.5</td><td style="text-align: left">%</td></tr>
<tr style="vertical-align: bottom; background-color: rgb(204,238,255)">
    <td style="text-align: left">&nbsp;</td><td>&nbsp;</td>
    <td style="text-align: left">&nbsp;</td><td style="text-align: right">&nbsp;</td><td style="text-align: left">&nbsp;</td><td>&nbsp;</td>
    <td style="text-align: left">&nbsp;</td><td>&nbsp;</td>
    <td style="text-align: center">Loss severity discount</td><td>&nbsp;</td>
    <td style="text-align: left">&nbsp;</td>
    <td style="text-align: center">0.0% </td>
    <td style="text-align: center">to </td><td style="text-align: center">36.9%</td><td style="text-align: left">&nbsp;</td><td>&nbsp;</td>
    <td style="text-align: left">&nbsp;</td><td style="text-align: right">9.6</td><td style="text-align: left">%</td></tr>
<tr style="vertical-align: bottom; background-color: White">
    <td style="text-align: left">&nbsp;</td><td>&nbsp;</td>
    <td style="text-align: left">&nbsp;</td><td style="text-align: right">&nbsp;</td><td style="text-align: left">&nbsp;</td><td>&nbsp;</td>
    <td style="text-align: right">&nbsp;</td><td>&nbsp;</td>
    <td style="text-align: right">&nbsp;</td><td>&nbsp;</td>
    <td style="text-align: left">&nbsp;</td>
    <td style="text-align: center">&nbsp;</td>
    <td style="text-align: center">&nbsp;</td><td style="text-align: center">&nbsp;</td><td style="text-align: left">&nbsp;</td><td>&nbsp;</td>
    <td style="text-align: left">&nbsp;</td><td style="text-align: right">&nbsp;</td><td style="text-align: left">&nbsp;</td></tr>
<tr style="vertical-align: bottom; background-color: rgb(204,238,255)">
    <td style="text-align: left">&nbsp;</td><td>&nbsp;</td>
    <td style="text-align: left">&nbsp;</td><td style="text-align: right">&nbsp;</td><td style="text-align: left">&nbsp;</td><td>&nbsp;</td>
    <td style="text-align: right">&nbsp;</td><td>&nbsp;</td>
    <td style="text-align: right">&nbsp;</td><td>&nbsp;</td>
    <td style="text-align: left">&nbsp;</td>
    <td style="text-align: center">&nbsp;</td>
    <td style="text-align: center">&nbsp;</td><td style="text-align: center">&nbsp;</td><td style="text-align: left">&nbsp;</td><td>&nbsp;</td>
    <td style="text-align: left">&nbsp;</td><td style="text-align: right">&nbsp;</td><td style="text-align: left">&nbsp;</td></tr>
<tr style="vertical-align: bottom; background-color: White">
    <td style="text-align: left">Other real estate owned</td><td>&nbsp;</td>
    <td style="text-align: left">$</td><td style="text-align: right">971</td><td style="text-align: left">&nbsp;</td><td>&nbsp;</td>
    <td style="text-align: left">Blended income and sales approach</td><td>&nbsp;</td>
    <td style="text-align: center">Adjustment to sales comparison value to reconcile differences between comparable sales</td><td>&nbsp;</td>
    <td style="text-align: left">&nbsp;</td>
    <td style="text-align: center">-25.0% </td>
    <td style="text-align: center">to </td><td style="text-align: center">0.0%</td><td style="text-align: left">&nbsp;</td><td>&nbsp;</td>
    <td style="text-align: left">&nbsp;</td><td style="text-align: right">-8.9</td><td style="text-align: left">%</td></tr>
<tr style="vertical-align: bottom; background-color: rgb(204,238,255)">
    <td style="text-align: left">&nbsp;</td><td>&nbsp;</td>
    <td style="text-align: left">&nbsp;</td><td style="text-align: right">&nbsp;</td><td style="text-align: left">&nbsp;</td><td>&nbsp;</td>
    <td style="text-align: left">&nbsp;</td><td>&nbsp;</td>
    <td style="text-align: center">Capitalization rate</td><td>&nbsp;</td>
    <td style="text-align: left">&nbsp;</td>
    <td style="text-align: center">7.5% </td>
    <td style="text-align: center">to </td><td style="text-align: center">8.0%</td><td style="text-align: left">&nbsp;</td><td>&nbsp;</td>
    <td style="text-align: left">&nbsp;</td><td style="text-align: right">7.7</td><td style="text-align: left">%</td></tr>
<tr style="vertical-align: bottom; background-color: White">
    <td style="text-align: left">&nbsp;</td><td>&nbsp;</td>
    <td style="text-align: left">&nbsp;</td><td style="text-align: right">&nbsp;</td><td style="text-align: left">&nbsp;</td><td>&nbsp;</td>
    <td style="text-align: left">&nbsp;</td><td>&nbsp;</td>
    <td style="text-align: center">Loss severity discount</td><td>&nbsp;</td>
    <td style="text-align: left">&nbsp;</td>
    <td style="text-align: center">0.0% </td>
    <td style="text-align: center">to </td><td style="text-align: center">6.2%</td><td style="text-align: left">&nbsp;</td><td>&nbsp;</td>
    <td style="text-align: left">&nbsp;</td><td style="text-align: right">3.0</td><td style="text-align: left">%</td></tr>
</table></div>


<p style="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify">&nbsp;</p>

<p style="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify">The Company did not have any liabilities
that were carried at fair value on a non-recurring basis at December 31, 2015 and 2014.</p>

<p style="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify">&nbsp;</p>

<p style="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify">The fair value of each material class of
financial instruments at December 31, 2015 and 2014 and the related methods and assumptions used to estimate fair value are as
follows:</p>

<p style="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify">&nbsp;</p>

<p style="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify"><b>Cash and Due from Banks, Overnight Interest-Earning
Deposits and Federal Funds Sold:</b></p>

<p style="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify"><b>&nbsp;</b></p>

<p style="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">The fair values of financial instruments that are short-term
or reprice frequently and have little or no risk are considered to have a fair value that approximates carrying value.</p>

<p style="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</p>

<p style="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify"><b>FHLB-NY stock:</b></p>

<p style="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify"><b>&nbsp;</b></p>

<p style="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">The fair value is based upon the par value of the stock which
equals its carrying value.</p>

<p style="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</p>

<p style="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify"><b>Securities:</b></p>

<p style="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify">&nbsp;</p>

<p style="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify">The fair values of securities are contained
in Note 6 of Notes to Consolidated Financial Statements. Fair value is based upon quoted market prices, where available. If a quoted
market price is not available, fair value is estimated using quoted market prices for similar securities and adjusted for differences
between the quoted instrument and the instrument being valued. When there is limited activity or less transparency around inputs
to the valuation, securities are valued using discounted cash flows.</p>

<p style="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify">&nbsp;</p>

<p style="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0.25in 0pt 0; text-align: justify"></p>

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<p style="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0.25in 0pt 0; text-align: justify"><b>Loans:</b></p>

<p style="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0.25in 0pt 0; text-align: justify">&nbsp;</p>

<p style="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify">The fair value of loans is estimated by
discounting the expected future cash flows using the current rates at which similar loans would be made to borrowers with similar
credit ratings and remaining maturities.</p>

<p style="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify">&nbsp;</p>

<p style="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify">For non-accruing loans, fair value is generally
estimated by discounting management&#8217;s estimate of future cash flows with a discount rate commensurate with the risk associated
with such assets or for collateral dependent loans 85% of the appraised or internally estimated value of the property.</p>

<p style="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify">&nbsp;</p>

<p style="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify"><b>Other Real Estate Owned:</b></p>

<p style="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify">&nbsp;</p>

<p style="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify">OREO are carried at fair value less selling
costs. The fair value is based on appraised value through a current appraisal, or sometimes through an internal review, additionally
adjusted by the estimated costs to sell the property.</p>

<p style="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify">&nbsp;</p>

<p style="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify"><b>Accrued Interest Receivable:</b></p>

<p style="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify">&nbsp;</p>

<p style="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify">The carrying amount is a reasonable estimate
of fair value due to its short-term nature.</p>

<p style="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify">&nbsp;</p>

<p style="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0.25in 0pt 0; text-align: justify"><b>Due to Depositors:</b></p>

<p style="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0.25in 0pt 0; text-align: justify">&nbsp;</p>

<p style="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify">The fair values of demand, passbook savings,
NOW, money market deposits and escrow deposits are, by definition, equal to the amount payable on demand at the reporting dates
(i.e. their carrying value). The fair value of certificates of deposits are estimated by discounting the expected future cash flows
using the rates currently offered for deposits of similar remaining maturities.</p>

<p style="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify">&nbsp;</p>

<p style="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0.25in 0pt 0; text-align: justify"><b>Borrowings:</b></p>

<p style="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0.25in 0pt 0; text-align: justify">&nbsp;</p>

<p style="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify">The fair value of borrowings is estimated
by discounting the contractual cash flows using interest rates in effect for borrowings with similar maturities and collateral
requirements or using a market-standard model.</p>

<p style="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify">&nbsp;</p>

<p style="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify"><b>Accrued Interest Payable:</b></p>

<p style="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify">&nbsp;</p>

<p style="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify">The carrying amount is a reasonable estimate
of fair value due to its short-term nature.</p>

<p style="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify">&nbsp;</p>

<p style="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0.25in 0pt 0; text-align: justify"><b>Interest Rate Swaps:</b></p>

<p style="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0.25in 0pt 0; text-align: justify">&nbsp;</p>

<p style="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify">The fair value of interest rate swaps is
based upon broker quotes.</p>

<p style="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify">&nbsp;</p>

<p style="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0.25in 0pt 0; text-align: justify"><b>Other Financial Instruments:</b></p>

<p style="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0.25in 0pt 0; text-align: justify">&nbsp;</p>

<p style="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify">The fair values of commitments to sell,
lend or borrow are estimated using the fees currently charged or paid to enter into similar agreements, taking into account the
remaining terms of the agreements and the present creditworthiness of the counterparties or on the estimated cost to terminate
them or otherwise settle with the counterparties at the reporting date. For fixed-rate loan commitments to sell, lend or borrow,
fair values also consider the difference between current levels of interest rates and committed rates (where applicable).</p>

<p style="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify">&nbsp;</p>

<p style="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify">At December 31, 2015 and 2014, the fair
values of the above financial instruments approximate the recorded amounts of the related fees and were not considered to be material.</p>

<p style="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify">&nbsp;</p>


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<p style="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify">The following table sets forth the carrying
amounts and fair values of selected financial instruments based on the assumptions described above used by the Company in estimating
fair value at December 31, 2015:</p>

<p style="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify">&nbsp;</p>

<p style="color: Red; font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: center"></p>

<div data-td-taggable-table=""><table cellpadding="0" cellspacing="0" style="border-collapse: collapse; width: 100%; font: 10pt Times New Roman, Times, Serif">
<tr style="vertical-align: bottom">
    <td>&nbsp;</td><td style="padding-bottom: 1pt">&nbsp;</td>
    <td colspan="19" style="text-align: center; border-bottom: Black 1pt solid">December 31, 2015</td></tr>
<tr style="vertical-align: bottom">
    <td>&nbsp;</td><td style="padding-bottom: 1pt">&nbsp;</td>
    <td colspan="3" style="text-align: center; border-bottom: Black 1pt solid">Carrying<br>
Amount</td><td style="padding-bottom: 1pt">&nbsp;</td>
    <td colspan="3" style="text-align: center; border-bottom: Black 1pt solid">Fair<br>
Value</td><td style="padding-bottom: 1pt">&nbsp;</td>
    <td colspan="3" style="text-align: center; border-bottom: Black 1pt solid">Level 1</td><td style="padding-bottom: 1pt">&nbsp;</td>
    <td colspan="3" style="text-align: center; border-bottom: Black 1pt solid">Level 2</td><td style="padding-bottom: 1pt">&nbsp;</td>
    <td colspan="3" style="text-align: center; border-bottom: Black 1pt solid">Level 3</td></tr>
<tr style="vertical-align: bottom">
    <td>&nbsp;</td><td style="font-style: italic">&nbsp;</td>
    <td colspan="19" style="font-style: italic; text-align: center">(in thousands)</td></tr>
<tr style="vertical-align: bottom; background-color: rgb(204,238,255)">
    <td>Assets:</td><td>&nbsp;</td>
    <td style="text-align: left">&nbsp;</td><td style="text-align: right">&nbsp;</td><td style="text-align: left">&nbsp;</td><td>&nbsp;</td>
    <td style="text-align: left">&nbsp;</td><td style="text-align: right">&nbsp;</td><td style="text-align: left">&nbsp;</td><td>&nbsp;</td>
    <td style="text-align: left">&nbsp;</td><td style="text-align: right">&nbsp;</td><td style="text-align: left">&nbsp;</td><td>&nbsp;</td>
    <td style="text-align: left">&nbsp;</td><td style="text-align: right">&nbsp;</td><td style="text-align: left">&nbsp;</td><td>&nbsp;</td>
    <td style="text-align: left">&nbsp;</td><td style="text-align: right">&nbsp;</td><td style="text-align: left">&nbsp;</td></tr>
<tr style="vertical-align: bottom; background-color: White">
    <td>&nbsp;</td><td>&nbsp;</td>
    <td style="text-align: left">&nbsp;</td><td style="text-align: right">&nbsp;</td><td style="text-align: left">&nbsp;</td><td>&nbsp;</td>
    <td style="text-align: left">&nbsp;</td><td style="text-align: right">&nbsp;</td><td style="text-align: left">&nbsp;</td><td>&nbsp;</td>
    <td style="text-align: left">&nbsp;</td><td style="text-align: right">&nbsp;</td><td style="text-align: left">&nbsp;</td><td>&nbsp;</td>
    <td style="text-align: left">&nbsp;</td><td style="text-align: right">&nbsp;</td><td style="text-align: left">&nbsp;</td><td>&nbsp;</td>
    <td style="text-align: left">&nbsp;</td><td style="text-align: right">&nbsp;</td><td style="text-align: left">&nbsp;</td></tr>
<tr style="vertical-align: bottom; background-color: rgb(204,238,255)">
    <td style="width: 50%; text-align: left; padding-left: 10pt">Cash and due from banks</td><td style="width: 1%">&nbsp;</td>
    <td style="width: 1%; text-align: left">$</td><td style="width: 7%; text-align: right">42,363</td><td style="width: 1%; text-align: left">&nbsp;</td><td style="width: 1%">&nbsp;</td>
    <td style="width: 1%; text-align: left">$</td><td style="width: 7%; text-align: right">42,363</td><td style="width: 1%; text-align: left">&nbsp;</td><td style="width: 1%">&nbsp;</td>
    <td style="width: 1%; text-align: left">$</td><td style="width: 7%; text-align: right">42,363</td><td style="width: 1%; text-align: left">&nbsp;</td><td style="width: 1%">&nbsp;</td>
    <td style="width: 1%; text-align: left">$</td><td style="width: 7%; text-align: right">-</td><td style="width: 1%; text-align: left">&nbsp;</td><td style="width: 1%">&nbsp;</td>
    <td style="width: 1%; text-align: left">$</td><td style="width: 7%; text-align: right">-</td><td style="width: 1%; text-align: left">&nbsp;</td></tr>
<tr style="vertical-align: bottom; background-color: White">
    <TD STYLE="text-align: left; padding-left: 0pt">Securities held-to-maturity</td><td>&nbsp;</td>
    <td style="text-align: left">&nbsp;</td><td style="text-align: right">&nbsp;</td><td style="text-align: left">&nbsp;</td><td>&nbsp;</td>
    <td style="text-align: left">&nbsp;</td><td style="text-align: right">&nbsp;</td><td style="text-align: left">&nbsp;</td><td>&nbsp;</td>
    <td style="text-align: left">&nbsp;</td><td style="text-align: right">&nbsp;</td><td style="text-align: left">&nbsp;</td><td>&nbsp;</td>
    <td style="text-align: left">&nbsp;</td><td style="text-align: right">&nbsp;</td><td style="text-align: left">&nbsp;</td><td>&nbsp;</td>
    <td style="text-align: left">&nbsp;</td><td style="text-align: right">&nbsp;</td><td style="text-align: left">&nbsp;</td></tr>
<tr style="vertical-align: bottom; background-color: rgb(204,238,255)">
    <td style="text-align: left; padding-left: 10pt">Other securities</td><td>&nbsp;</td>
    <td style="text-align: left">&nbsp;</td><td style="text-align: right">6,180</td><td style="text-align: left">&nbsp;</td><td>&nbsp;</td>
    <td style="text-align: left">&nbsp;</td><td style="text-align: right">6,180</td><td style="text-align: left">&nbsp;</td><td>&nbsp;</td>
    <td style="text-align: left">&nbsp;</td><td style="text-align: right">-</td><td style="text-align: left">&nbsp;</td><td>&nbsp;</td>
    <td style="text-align: left">&nbsp;</td><td style="text-align: right">-</td><td style="text-align: left">&nbsp;</td><td>&nbsp;</td>
    <td style="text-align: left">&nbsp;</td><td style="text-align: right">6,180</td><td style="text-align: left">&nbsp;</td></tr>
<tr style="vertical-align: bottom; background-color: White">
    <TD STYLE="text-align: left; padding-left: 0pt">Securities available for sale</td><td>&nbsp;</td>
    <td style="text-align: left">&nbsp;</td><td style="text-align: right">&nbsp;</td><td style="text-align: left">&nbsp;</td><td>&nbsp;</td>
    <td style="text-align: left">&nbsp;</td><td style="text-align: right">&nbsp;</td><td style="text-align: left">&nbsp;</td><td>&nbsp;</td>
    <td style="text-align: left">&nbsp;</td><td style="text-align: right">&nbsp;</td><td style="text-align: left">&nbsp;</td><td>&nbsp;</td>
    <td style="text-align: left">&nbsp;</td><td style="text-align: right">&nbsp;</td><td style="text-align: left">&nbsp;</td><td>&nbsp;</td>
    <td style="text-align: left">&nbsp;</td><td style="text-align: right">&nbsp;</td><td style="text-align: left">&nbsp;</td></tr>
<tr style="vertical-align: bottom; background-color: rgb(204,238,255)">
    <td style="padding-left: 10pt">Mortgage-backed securities</td><td>&nbsp;</td>
    <td style="text-align: left">&nbsp;</td><td style="text-align: right">668,740</td><td style="text-align: left">&nbsp;</td><td>&nbsp;</td>
    <td style="text-align: left">&nbsp;</td><td style="text-align: right">668,740</td><td style="text-align: left">&nbsp;</td><td>&nbsp;</td>
    <td style="text-align: left">&nbsp;</td><td style="text-align: right">-</td><td style="text-align: left">&nbsp;</td><td>&nbsp;</td>
    <td style="text-align: left">&nbsp;</td><td style="text-align: right">668,740</td><td style="text-align: left">&nbsp;</td><td>&nbsp;</td>
    <td style="text-align: left">&nbsp;</td><td style="text-align: right">-</td><td style="text-align: left">&nbsp;</td></tr>
<tr style="vertical-align: bottom; background-color: White">
    <td style="text-align: left; padding-left: 10pt">Other securities</td><td>&nbsp;</td>
    <td style="text-align: left">&nbsp;</td><td style="text-align: right">324,657</td><td style="text-align: left">&nbsp;</td><td>&nbsp;</td>
    <td style="text-align: left">&nbsp;</td><td style="text-align: right">324,657</td><td style="text-align: left">&nbsp;</td><td>&nbsp;</td>
    <td style="text-align: left">&nbsp;</td><td style="text-align: right">-</td><td style="text-align: left">&nbsp;</td><td>&nbsp;</td>
    <td style="text-align: left">&nbsp;</td><td style="text-align: right">317,445</td><td style="text-align: left">&nbsp;</td><td>&nbsp;</td>
    <td style="text-align: left">&nbsp;</td><td style="text-align: right">7,212</td><td style="text-align: left">&nbsp;</td></tr>
<tr style="vertical-align: bottom; background-color: rgb(204,238,255)">
    <td style="padding-left: 10pt">Loans</td><td>&nbsp;</td>
    <td style="text-align: left">&nbsp;</td><td style="text-align: right">4,387,979</td><td style="text-align: left">&nbsp;</td><td>&nbsp;</td>
    <td style="text-align: left">&nbsp;</td><td style="text-align: right">4,434,079</td><td style="text-align: left">&nbsp;</td><td>&nbsp;</td>
    <td style="text-align: left">&nbsp;</td><td style="text-align: right">-</td><td style="text-align: left">&nbsp;</td><td>&nbsp;</td>
    <td style="text-align: left">&nbsp;</td><td style="text-align: right">-</td><td style="text-align: left">&nbsp;</td><td>&nbsp;</td>
    <td style="text-align: left">&nbsp;</td><td style="text-align: right">4,434,079</td><td style="text-align: left">&nbsp;</td></tr>
<tr style="vertical-align: bottom; background-color: White">
    <td style="text-align: left; padding-left: 10pt">FHLB-NY stock</td><td>&nbsp;</td>
    <td style="text-align: left">&nbsp;</td><td style="text-align: right">56,066</td><td style="text-align: left">&nbsp;</td><td>&nbsp;</td>
    <td style="text-align: left">&nbsp;</td><td style="text-align: right">56,066</td><td style="text-align: left">&nbsp;</td><td>&nbsp;</td>
    <td style="text-align: left">&nbsp;</td><td style="text-align: right">-</td><td style="text-align: left">&nbsp;</td><td>&nbsp;</td>
    <td style="text-align: left">&nbsp;</td><td style="text-align: right">56,066</td><td style="text-align: left">&nbsp;</td><td>&nbsp;</td>
    <td style="text-align: left">&nbsp;</td><td style="text-align: right">-</td><td style="text-align: left">&nbsp;</td></tr>
<tr style="vertical-align: bottom; background-color: rgb(204,238,255)">
    <td style="text-align: left; padding-left: 10pt">Interest rate swaps</td><td>&nbsp;</td>
    <td style="text-align: left">&nbsp;</td><td style="text-align: right">48</td><td style="text-align: left">&nbsp;</td><td>&nbsp;</td>
    <td style="text-align: left">&nbsp;</td><td style="text-align: right">48</td><td style="text-align: left">&nbsp;</td><td>&nbsp;</td>
    <td style="text-align: left">&nbsp;</td><td style="text-align: right">-</td><td style="text-align: left">&nbsp;</td><td>&nbsp;</td>
    <td style="text-align: left">&nbsp;</td><td style="text-align: right">48</td><td style="text-align: left">&nbsp;</td><td>&nbsp;</td>
    <td style="text-align: left">&nbsp;</td><td style="text-align: right">-</td><td style="text-align: left">&nbsp;</td></tr>
<tr style="vertical-align: bottom; background-color: White">
    <td style="padding-bottom: 1pt">&nbsp;</td><td style="padding-bottom: 1pt">&nbsp;</td>
    <td style="border-bottom: Black 1pt solid; text-align: left">&nbsp;</td><td style="border-bottom: Black 1pt solid; text-align: right">&nbsp;</td><td style="border-bottom: Black 1pt solid; text-align: left">&nbsp;</td><td style="padding-bottom: 1pt">&nbsp;</td>
    <td style="border-bottom: Black 1pt solid; text-align: left">&nbsp;</td><td style="border-bottom: Black 1pt solid; text-align: right">&nbsp;</td><td style="border-bottom: Black 1pt solid; text-align: left">&nbsp;</td><td style="padding-bottom: 1pt">&nbsp;</td>
    <td style="border-bottom: Black 1pt solid; text-align: left">&nbsp;</td><td style="border-bottom: Black 1pt solid; text-align: right">&nbsp;</td><td style="border-bottom: Black 1pt solid; text-align: left">&nbsp;</td><td style="padding-bottom: 1pt">&nbsp;</td>
    <td style="border-bottom: Black 1pt solid; text-align: left">&nbsp;</td><td style="border-bottom: Black 1pt solid; text-align: right">&nbsp;</td><td style="border-bottom: Black 1pt solid; text-align: left">&nbsp;</td><td style="padding-bottom: 1pt">&nbsp;</td>
    <td style="border-bottom: Black 1pt solid; text-align: left">&nbsp;</td><td style="border-bottom: Black 1pt solid; text-align: right">&nbsp;</td><td style="border-bottom: Black 1pt solid; text-align: left">&nbsp;</td></tr>
<tr style="vertical-align: bottom; background-color: rgb(204,238,255)">
    <td style="text-align: left; padding-bottom: 2.25pt; padding-left: 10pt">Total assets</td><td style="padding-bottom: 2.25pt">&nbsp;</td>
    <td style="border-bottom: Black 2.25pt double; text-align: left">$</td><td style="border-bottom: Black 2.25pt double; text-align: right">5,486,033</td><td style="border-bottom: Black 2.25pt double; text-align: left">&nbsp;</td><td style="padding-bottom: 2.25pt">&nbsp;</td>
    <td style="border-bottom: Black 2.25pt double; text-align: left">$</td><td style="border-bottom: Black 2.25pt double; text-align: right">5,532,133</td><td style="border-bottom: Black 2.25pt double; text-align: left">&nbsp;</td><td style="padding-bottom: 2.25pt">&nbsp;</td>
    <td style="border-bottom: Black 2.25pt double; text-align: left">$</td><td style="border-bottom: Black 2.25pt double; text-align: right">42,363</td><td style="border-bottom: Black 2.25pt double; text-align: left">&nbsp;</td><td style="padding-bottom: 2.25pt">&nbsp;</td>
    <td style="border-bottom: Black 2.25pt double; text-align: left">$</td><td style="border-bottom: Black 2.25pt double; text-align: right">1,042,299</td><td style="border-bottom: Black 2.25pt double; text-align: left">&nbsp;</td><td style="padding-bottom: 2.25pt">&nbsp;</td>
    <td style="border-bottom: Black 2.25pt double; text-align: left">$</td><td style="border-bottom: Black 2.25pt double; text-align: right">4,447,471</td><td style="border-bottom: Black 2.25pt double; text-align: left">&nbsp;</td></tr>
<tr style="vertical-align: bottom; background-color: White">
    <td>&nbsp;</td><td>&nbsp;</td>
    <td style="text-align: left">&nbsp;</td><td style="text-align: right">&nbsp;</td><td style="text-align: left">&nbsp;</td><td>&nbsp;</td>
    <td style="text-align: left">&nbsp;</td><td style="text-align: right">&nbsp;</td><td style="text-align: left">&nbsp;</td><td>&nbsp;</td>
    <td style="text-align: left">&nbsp;</td><td style="text-align: right">&nbsp;</td><td style="text-align: left">&nbsp;</td><td>&nbsp;</td>
    <td style="text-align: left">&nbsp;</td><td style="text-align: right">&nbsp;</td><td style="text-align: left">&nbsp;</td><td>&nbsp;</td>
    <td style="text-align: left">&nbsp;</td><td style="text-align: right">&nbsp;</td><td style="text-align: left">&nbsp;</td></tr>
<tr style="vertical-align: bottom; background-color: rgb(204,238,255)">
    <td>&nbsp;</td><td>&nbsp;</td>
    <td style="text-align: left">&nbsp;</td><td style="text-align: right">&nbsp;</td><td style="text-align: left">&nbsp;</td><td>&nbsp;</td>
    <td style="text-align: left">&nbsp;</td><td style="text-align: right">&nbsp;</td><td style="text-align: left">&nbsp;</td><td>&nbsp;</td>
    <td style="text-align: left">&nbsp;</td><td style="text-align: right">&nbsp;</td><td style="text-align: left">&nbsp;</td><td>&nbsp;</td>
    <td style="text-align: left">&nbsp;</td><td style="text-align: right">&nbsp;</td><td style="text-align: left">&nbsp;</td><td>&nbsp;</td>
    <td style="text-align: left">&nbsp;</td><td style="text-align: right">&nbsp;</td><td style="text-align: left">&nbsp;</td></tr>
<tr style="vertical-align: bottom; background-color: White">
    <td>Liabilities:</td><td>&nbsp;</td>
    <td style="text-align: left">&nbsp;</td><td style="text-align: right">&nbsp;</td><td style="text-align: left">&nbsp;</td><td>&nbsp;</td>
    <td style="text-align: left">&nbsp;</td><td style="text-align: right">&nbsp;</td><td style="text-align: left">&nbsp;</td><td>&nbsp;</td>
    <td style="text-align: left">&nbsp;</td><td style="text-align: right">&nbsp;</td><td style="text-align: left">&nbsp;</td><td>&nbsp;</td>
    <td style="text-align: left">&nbsp;</td><td style="text-align: right">&nbsp;</td><td style="text-align: left">&nbsp;</td><td>&nbsp;</td>
    <td style="text-align: left">&nbsp;</td><td style="text-align: right">&nbsp;</td><td style="text-align: left">&nbsp;</td></tr>
<tr style="vertical-align: bottom; background-color: rgb(204,238,255)">
    <td style="padding-left: 10pt">Deposits</td><td>&nbsp;</td>
    <td style="text-align: left">$</td><td style="text-align: right">3,892,547</td><td style="text-align: left">&nbsp;</td><td>&nbsp;</td>
    <td style="text-align: left">$</td><td style="text-align: right">3,902,888</td><td style="text-align: left">&nbsp;</td><td>&nbsp;</td>
    <td style="text-align: left">$</td><td style="text-align: right">2,489,245</td><td style="text-align: left">&nbsp;</td><td>&nbsp;</td>
    <td style="text-align: left">$</td><td style="text-align: right">1,413,643</td><td style="text-align: left">&nbsp;</td><td>&nbsp;</td>
    <td style="text-align: left">$</td><td style="text-align: right">-</td><td style="text-align: left">&nbsp;</td></tr>
<tr style="vertical-align: bottom; background-color: White">
    <td style="padding-left: 10pt">Borrowings</td><td>&nbsp;</td>
    <td style="text-align: left">&nbsp;</td><td style="text-align: right">1,271,676</td><td style="text-align: left">&nbsp;</td><td>&nbsp;</td>
    <td style="text-align: left">&nbsp;</td><td style="text-align: right">1,279,946</td><td style="text-align: left">&nbsp;</td><td>&nbsp;</td>
    <td style="text-align: left">&nbsp;</td><td style="text-align: right">-</td><td style="text-align: left">&nbsp;</td><td>&nbsp;</td>
    <td style="text-align: left">&nbsp;</td><td style="text-align: right">1,250,928</td><td style="text-align: left">&nbsp;</td><td>&nbsp;</td>
    <td style="text-align: left">&nbsp;</td><td style="text-align: right">29,018</td><td style="text-align: left">&nbsp;</td></tr>
<tr style="vertical-align: bottom; background-color: rgb(204,238,255)">
    <td style="text-align: left; padding-left: 10pt">Interest rate swaps</td><td>&nbsp;</td>
    <td style="text-align: left">&nbsp;</td><td style="text-align: right">4,314</td><td style="text-align: left">&nbsp;</td><td>&nbsp;</td>
    <td style="text-align: left">&nbsp;</td><td style="text-align: right">4,314</td><td style="text-align: left">&nbsp;</td><td>&nbsp;</td>
    <td style="text-align: left">&nbsp;</td><td style="text-align: right">-</td><td style="text-align: left">&nbsp;</td><td>&nbsp;</td>
    <td style="text-align: left">&nbsp;</td><td style="text-align: right">4,314</td><td style="text-align: left">&nbsp;</td><td>&nbsp;</td>
    <td style="text-align: left">&nbsp;</td><td style="text-align: right">-</td><td style="text-align: left">&nbsp;</td></tr>
<tr style="vertical-align: bottom; background-color: White">
    <td style="padding-bottom: 1pt">&nbsp;</td><td style="padding-bottom: 1pt">&nbsp;</td>
    <td style="border-bottom: Black 1pt solid; text-align: left">&nbsp;</td><td style="border-bottom: Black 1pt solid; text-align: right">&nbsp;</td><td style="border-bottom: Black 1pt solid; text-align: left">&nbsp;</td><td style="padding-bottom: 1pt">&nbsp;</td>
    <td style="border-bottom: Black 1pt solid; text-align: left">&nbsp;</td><td style="border-bottom: Black 1pt solid; text-align: right">&nbsp;</td><td style="border-bottom: Black 1pt solid; text-align: left">&nbsp;</td><td style="padding-bottom: 1pt">&nbsp;</td>
    <td style="border-bottom: Black 1pt solid; text-align: left">&nbsp;</td><td style="border-bottom: Black 1pt solid; text-align: right">&nbsp;</td><td style="border-bottom: Black 1pt solid; text-align: left">&nbsp;</td><td style="padding-bottom: 1pt">&nbsp;</td>
    <td style="border-bottom: Black 1pt solid; text-align: left">&nbsp;</td><td style="border-bottom: Black 1pt solid; text-align: right">&nbsp;</td><td style="border-bottom: Black 1pt solid; text-align: left">&nbsp;</td><td style="padding-bottom: 1pt">&nbsp;</td>
    <td style="border-bottom: Black 1pt solid; text-align: left">&nbsp;</td><td style="border-bottom: Black 1pt solid; text-align: right">&nbsp;</td><td style="border-bottom: Black 1pt solid; text-align: left">&nbsp;</td></tr>
<tr style="vertical-align: bottom; background-color: rgb(204,238,255)">
    <td style="text-align: left; padding-bottom: 2.25pt; padding-left: 10pt">Total liabilities</td><td style="padding-bottom: 2.25pt">&nbsp;</td>
    <td style="border-bottom: Black 2.25pt double; text-align: left">$</td><td style="border-bottom: Black 2.25pt double; text-align: right">5,168,537</td><td style="border-bottom: Black 2.25pt double; text-align: left">&nbsp;</td><td style="padding-bottom: 2.25pt">&nbsp;</td>
    <td style="border-bottom: Black 2.25pt double; text-align: left">$</td><td style="border-bottom: Black 2.25pt double; text-align: right">5,187,148</td><td style="border-bottom: Black 2.25pt double; text-align: left">&nbsp;</td><td style="padding-bottom: 2.25pt">&nbsp;</td>
    <td style="border-bottom: Black 2.25pt double; text-align: left">$</td><td style="border-bottom: Black 2.25pt double; text-align: right">2,489,245</td><td style="border-bottom: Black 2.25pt double; text-align: left">&nbsp;</td><td style="padding-bottom: 2.25pt">&nbsp;</td>
    <td style="border-bottom: Black 2.25pt double; text-align: left">$</td><td style="border-bottom: Black 2.25pt double; text-align: right">2,668,885</td><td style="border-bottom: Black 2.25pt double; text-align: left">&nbsp;</td><td style="padding-bottom: 2.25pt">&nbsp;</td>
    <td style="border-bottom: Black 2.25pt double; text-align: left">$</td><td style="border-bottom: Black 2.25pt double; text-align: right">29,018</td><td style="border-bottom: Black 2.25pt double; text-align: left">&nbsp;</td></tr>
</table></div>



<p style="color: Red; font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: center"></p>

<p style="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</p>

<p style="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify"></p>

<!-- Field: Page; Sequence: 144; Value: 1 -->
    <div style="margin-top: 12pt; margin-bottom: 6pt; border-bottom: Black 4pt solid"><p style="margin-top: 0pt; text-align: center; margin-bottom: 0pt">&nbsp;<!-- Field: Sequence; Type: Arabic; Name: PageNo -->139<!-- Field: /Sequence --></p></div>
    <div style="page-break-before: always; margin-top: 6pt; margin-bottom: 12pt">&nbsp;</div>
    <!-- Field: /Page -->

<p style="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify">The following table sets forth the carrying
amounts and fair values of selected financial instruments based on the assumptions described above used by the Company in estimating
fair value at December 31, 2014:</p>

<p style="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify">&nbsp;</p>


<div data-td-taggable-table=""><table cellpadding="0" cellspacing="0" style="border-collapse: collapse; width: 100%; font: 10pt Times New Roman, Times, Serif">
<tr style="vertical-align: bottom">
    <td>&nbsp;</td><td style="padding-bottom: 1pt">&nbsp;</td>
    <td colspan="19" style="text-align: center; border-bottom: Black 1pt solid">December 31, 2014</td></tr>
<tr style="vertical-align: bottom">
    <td>&nbsp;</td><td style="padding-bottom: 1pt">&nbsp;</td>
    <td colspan="3" style="text-align: center; border-bottom: Black 1pt solid">Carrying<br>
Amount</td><td style="padding-bottom: 1pt">&nbsp;</td>
    <td colspan="3" style="text-align: center; border-bottom: Black 1pt solid">Fair<br>
Value</td><td style="padding-bottom: 1pt">&nbsp;</td>
    <td colspan="3" style="text-align: center; border-bottom: Black 1pt solid">Level 1</td><td style="padding-bottom: 1pt">&nbsp;</td>
    <td colspan="3" style="text-align: center; border-bottom: Black 1pt solid">Level 2</td><td style="padding-bottom: 1pt">&nbsp;</td>
    <td colspan="3" style="text-align: center; border-bottom: Black 1pt solid">Level 3</td></tr>
<tr style="vertical-align: bottom">
    <td>&nbsp;</td><td style="font-style: italic">&nbsp;</td>
    <td colspan="19" style="font-style: italic; text-align: center">(in thousands)</td></tr>
<tr style="vertical-align: bottom; background-color: rgb(204,238,255)">
    <td>Assets:</td><td>&nbsp;</td>
    <td style="text-align: left">&nbsp;</td><td style="text-align: right">&nbsp;</td><td style="text-align: left">&nbsp;</td><td>&nbsp;</td>
    <td style="text-align: left">&nbsp;</td><td style="text-align: right">&nbsp;</td><td style="text-align: left">&nbsp;</td><td>&nbsp;</td>
    <td style="text-align: left">&nbsp;</td><td style="text-align: right">&nbsp;</td><td style="text-align: left">&nbsp;</td><td>&nbsp;</td>
    <td style="text-align: left">&nbsp;</td><td style="text-align: right">&nbsp;</td><td style="text-align: left">&nbsp;</td><td>&nbsp;</td>
    <td style="text-align: left">&nbsp;</td><td style="text-align: right">&nbsp;</td><td style="text-align: left">&nbsp;</td></tr>
<tr style="vertical-align: bottom; background-color: White">
    <td>&nbsp;</td><td>&nbsp;</td>
    <td style="text-align: left">&nbsp;</td><td style="text-align: right">&nbsp;</td><td style="text-align: left">&nbsp;</td><td>&nbsp;</td>
    <td style="text-align: left">&nbsp;</td><td style="text-align: right">&nbsp;</td><td style="text-align: left">&nbsp;</td><td>&nbsp;</td>
    <td style="text-align: left">&nbsp;</td><td style="text-align: right">&nbsp;</td><td style="text-align: left">&nbsp;</td><td>&nbsp;</td>
    <td style="text-align: left">&nbsp;</td><td style="text-align: right">&nbsp;</td><td style="text-align: left">&nbsp;</td><td>&nbsp;</td>
    <td style="text-align: left">&nbsp;</td><td style="text-align: right">&nbsp;</td><td style="text-align: left">&nbsp;</td></tr>
<tr style="vertical-align: bottom; background-color: rgb(204,238,255)">
    <td style="width: 50%; text-align: left; padding-left: 10pt">Cash and due from banks</td><td style="width: 1%">&nbsp;</td>
    <td style="width: 1%; text-align: left">$</td><td style="width: 7%; text-align: right">34,265</td><td style="width: 1%; text-align: left">&nbsp;</td><td style="width: 1%">&nbsp;</td>
    <td style="width: 1%; text-align: left">$</td><td style="width: 7%; text-align: right">34,265</td><td style="width: 1%; text-align: left">&nbsp;</td><td style="width: 1%">&nbsp;</td>
    <td style="width: 1%; text-align: left">$</td><td style="width: 7%; text-align: right">34,265</td><td style="width: 1%; text-align: left">&nbsp;</td><td style="width: 1%">&nbsp;</td>
    <td style="width: 1%; text-align: left">$</td><td style="width: 7%; text-align: right">-</td><td style="width: 1%; text-align: left">&nbsp;</td><td style="width: 1%">&nbsp;</td>
    <td style="width: 1%; text-align: left">$</td><td style="width: 7%; text-align: right">-</td><td style="width: 1%; text-align: left">&nbsp;</td></tr>
<tr style="vertical-align: bottom; background-color: White">
    <td style="padding-left: 10pt">Mortgage-backed Securities</td><td>&nbsp;</td>
    <td style="text-align: left">&nbsp;</td><td style="text-align: right">704,933</td><td style="text-align: left">&nbsp;</td><td>&nbsp;</td>
    <td style="text-align: left">&nbsp;</td><td style="text-align: right">704,933</td><td style="text-align: left">&nbsp;</td><td>&nbsp;</td>
    <td style="text-align: left">&nbsp;</td><td style="text-align: right">-</td><td style="text-align: left">&nbsp;</td><td>&nbsp;</td>
    <td style="text-align: left">&nbsp;</td><td style="text-align: right">704,933</td><td style="text-align: left">&nbsp;</td><td>&nbsp;</td>
    <td style="text-align: left">&nbsp;</td><td style="text-align: right">-</td><td style="text-align: left">&nbsp;</td></tr>
<tr style="vertical-align: bottom; background-color: rgb(204,238,255)">
    <td style="text-align: left; padding-left: 10pt">Other securities</td><td>&nbsp;</td>
    <td style="text-align: left">&nbsp;</td><td style="text-align: right">268,377</td><td style="text-align: left">&nbsp;</td><td>&nbsp;</td>
    <td style="text-align: left">&nbsp;</td><td style="text-align: right">268,377</td><td style="text-align: left">&nbsp;</td><td>&nbsp;</td>
    <td style="text-align: left">&nbsp;</td><td style="text-align: right">-</td><td style="text-align: left">&nbsp;</td><td>&nbsp;</td>
    <td style="text-align: left">&nbsp;</td><td style="text-align: right">245,768</td><td style="text-align: left">&nbsp;</td><td>&nbsp;</td>
    <td style="text-align: left">&nbsp;</td><td style="text-align: right">22,609</td><td style="text-align: left">&nbsp;</td></tr>
<tr style="vertical-align: bottom; background-color: White">
    <td style="padding-left: 10pt">Loans</td><td>&nbsp;</td>
    <td style="text-align: left">&nbsp;</td><td style="text-align: right">3,810,373</td><td style="text-align: left">&nbsp;</td><td>&nbsp;</td>
    <td style="text-align: left">&nbsp;</td><td style="text-align: right">3,871,087</td><td style="text-align: left">&nbsp;</td><td>&nbsp;</td>
    <td style="text-align: left">&nbsp;</td><td style="text-align: right">-</td><td style="text-align: left">&nbsp;</td><td>&nbsp;</td>
    <td style="text-align: left">&nbsp;</td><td style="text-align: right">-</td><td style="text-align: left">&nbsp;</td><td>&nbsp;</td>
    <td style="text-align: left">&nbsp;</td><td style="text-align: right">3,871,087</td><td style="text-align: left">&nbsp;</td></tr>
<tr style="vertical-align: bottom; background-color: rgb(204,238,255)">
    <td style="text-align: left; padding-left: 10pt">FHLB-NY stock</td><td>&nbsp;</td>
    <td style="text-align: left">&nbsp;</td><td style="text-align: right">46,924</td><td style="text-align: left">&nbsp;</td><td>&nbsp;</td>
    <td style="text-align: left">&nbsp;</td><td style="text-align: right">46,924</td><td style="text-align: left">&nbsp;</td><td>&nbsp;</td>
    <td style="text-align: left">&nbsp;</td><td style="text-align: right">-</td><td style="text-align: left">&nbsp;</td><td>&nbsp;</td>
    <td style="text-align: left">&nbsp;</td><td style="text-align: right">46,924</td><td style="text-align: left">&nbsp;</td><td>&nbsp;</td>
    <td style="text-align: left">&nbsp;</td><td style="text-align: right">-</td><td style="text-align: left">&nbsp;</td></tr>
<tr style="vertical-align: bottom; background-color: White">
    <td style="text-align: left; padding-left: 10pt">Interest rate swaps</td><td>&nbsp;</td>
    <td style="text-align: left">&nbsp;</td><td style="text-align: right">84</td><td style="text-align: left">&nbsp;</td><td>&nbsp;</td>
    <td style="text-align: left">&nbsp;</td><td style="text-align: right">84</td><td style="text-align: left">&nbsp;</td><td>&nbsp;</td>
    <td style="text-align: left">&nbsp;</td><td style="text-align: right">-</td><td style="text-align: left">&nbsp;</td><td>&nbsp;</td>
    <td style="text-align: left">&nbsp;</td><td style="text-align: right">84</td><td style="text-align: left">&nbsp;</td><td>&nbsp;</td>
    <td style="text-align: left">&nbsp;</td><td style="text-align: right">-</td><td style="text-align: left">&nbsp;</td></tr>
<tr style="vertical-align: bottom; background-color: rgb(204,238,255)">
    <td style="padding-bottom: 1pt">&nbsp;</td><td style="padding-bottom: 1pt">&nbsp;</td>
    <td style="border-bottom: Black 1pt solid; text-align: left">&nbsp;</td><td style="border-bottom: Black 1pt solid; text-align: right">&nbsp;</td><td style="border-bottom: Black 1pt solid; text-align: left">&nbsp;</td><td style="padding-bottom: 1pt">&nbsp;</td>
    <td style="border-bottom: Black 1pt solid; text-align: left">&nbsp;</td><td style="border-bottom: Black 1pt solid; text-align: right">&nbsp;</td><td style="border-bottom: Black 1pt solid; text-align: left">&nbsp;</td><td style="padding-bottom: 1pt">&nbsp;</td>
    <td style="border-bottom: Black 1pt solid; text-align: left">&nbsp;</td><td style="border-bottom: Black 1pt solid; text-align: right">&nbsp;</td><td style="border-bottom: Black 1pt solid; text-align: left">&nbsp;</td><td style="padding-bottom: 1pt">&nbsp;</td>
    <td style="border-bottom: Black 1pt solid; text-align: left">&nbsp;</td><td style="border-bottom: Black 1pt solid; text-align: right">&nbsp;</td><td style="border-bottom: Black 1pt solid; text-align: left">&nbsp;</td><td style="padding-bottom: 1pt">&nbsp;</td>
    <td style="border-bottom: Black 1pt solid; text-align: left">&nbsp;</td><td style="border-bottom: Black 1pt solid; text-align: right">&nbsp;</td><td style="border-bottom: Black 1pt solid; text-align: left">&nbsp;</td></tr>
<tr style="vertical-align: bottom; background-color: White">
    <td style="text-align: left; padding-bottom: 2.25pt; padding-left: 10pt">Total assets</td><td style="padding-bottom: 2.25pt">&nbsp;</td>
    <td style="border-bottom: Black 2.25pt double; text-align: left">$</td><td style="border-bottom: Black 2.25pt double; text-align: right">4,864,956</td><td style="border-bottom: Black 2.25pt double; text-align: left">&nbsp;</td><td style="padding-bottom: 2.25pt">&nbsp;</td>
    <td style="border-bottom: Black 2.25pt double; text-align: left">$</td><td style="border-bottom: Black 2.25pt double; text-align: right">4,925,670</td><td style="border-bottom: Black 2.25pt double; text-align: left">&nbsp;</td><td style="padding-bottom: 2.25pt">&nbsp;</td>
    <td style="border-bottom: Black 2.25pt double; text-align: left">$</td><td style="border-bottom: Black 2.25pt double; text-align: right">34,265</td><td style="border-bottom: Black 2.25pt double; text-align: left">&nbsp;</td><td style="padding-bottom: 2.25pt">&nbsp;</td>
    <td style="border-bottom: Black 2.25pt double; text-align: left">$</td><td style="border-bottom: Black 2.25pt double; text-align: right">997,709</td><td style="border-bottom: Black 2.25pt double; text-align: left">&nbsp;</td><td style="padding-bottom: 2.25pt">&nbsp;</td>
    <td style="border-bottom: Black 2.25pt double; text-align: left">$</td><td style="border-bottom: Black 2.25pt double; text-align: right">3,893,696</td><td style="border-bottom: Black 2.25pt double; text-align: left">&nbsp;</td></tr>
<tr style="vertical-align: bottom; background-color: rgb(204,238,255)">
    <td>&nbsp;</td><td>&nbsp;</td>
    <td style="text-align: left">&nbsp;</td><td style="text-align: right">&nbsp;</td><td style="text-align: left">&nbsp;</td><td>&nbsp;</td>
    <td style="text-align: left">&nbsp;</td><td style="text-align: right">&nbsp;</td><td style="text-align: left">&nbsp;</td><td>&nbsp;</td>
    <td style="text-align: left">&nbsp;</td><td style="text-align: right">&nbsp;</td><td style="text-align: left">&nbsp;</td><td>&nbsp;</td>
    <td style="text-align: left">&nbsp;</td><td style="text-align: right">&nbsp;</td><td style="text-align: left">&nbsp;</td><td>&nbsp;</td>
    <td style="text-align: left">&nbsp;</td><td style="text-align: right">&nbsp;</td><td style="text-align: left">&nbsp;</td></tr>
<tr style="vertical-align: bottom; background-color: White">
    <td>&nbsp;</td><td>&nbsp;</td>
    <td style="text-align: left">&nbsp;</td><td style="text-align: right">&nbsp;</td><td style="text-align: left">&nbsp;</td><td>&nbsp;</td>
    <td style="text-align: left">&nbsp;</td><td style="text-align: right">&nbsp;</td><td style="text-align: left">&nbsp;</td><td>&nbsp;</td>
    <td style="text-align: left">&nbsp;</td><td style="text-align: right">&nbsp;</td><td style="text-align: left">&nbsp;</td><td>&nbsp;</td>
    <td style="text-align: left">&nbsp;</td><td style="text-align: right">&nbsp;</td><td style="text-align: left">&nbsp;</td><td>&nbsp;</td>
    <td style="text-align: left">&nbsp;</td><td style="text-align: right">&nbsp;</td><td style="text-align: left">&nbsp;</td></tr>
<tr style="vertical-align: bottom; background-color: rgb(204,238,255)">
    <td>Liabilities:</td><td>&nbsp;</td>
    <td style="text-align: left">&nbsp;</td><td style="text-align: right">&nbsp;</td><td style="text-align: left">&nbsp;</td><td>&nbsp;</td>
    <td style="text-align: left">&nbsp;</td><td style="text-align: right">&nbsp;</td><td style="text-align: left">&nbsp;</td><td>&nbsp;</td>
    <td style="text-align: left">&nbsp;</td><td style="text-align: right">&nbsp;</td><td style="text-align: left">&nbsp;</td><td>&nbsp;</td>
    <td style="text-align: left">&nbsp;</td><td style="text-align: right">&nbsp;</td><td style="text-align: left">&nbsp;</td><td>&nbsp;</td>
    <td style="text-align: left">&nbsp;</td><td style="text-align: right">&nbsp;</td><td style="text-align: left">&nbsp;</td></tr>
<tr style="vertical-align: bottom; background-color: White">
    <td style="padding-left: 10pt">Deposits</td><td>&nbsp;</td>
    <td style="text-align: left">$</td><td style="text-align: right">3,508,598</td><td style="text-align: left">&nbsp;</td><td>&nbsp;</td>
    <td style="text-align: left">$</td><td style="text-align: right">3,524,123</td><td style="text-align: left">&nbsp;</td><td>&nbsp;</td>
    <td style="text-align: left">$</td><td style="text-align: right">2,202,775</td><td style="text-align: left">&nbsp;</td><td>&nbsp;</td>
    <td style="text-align: left">$</td><td style="text-align: right">1,321,348</td><td style="text-align: left">&nbsp;</td><td>&nbsp;</td>
    <td style="text-align: left">$</td><td style="text-align: right">-</td><td style="text-align: left">&nbsp;</td></tr>
<tr style="vertical-align: bottom; background-color: rgb(204,238,255)">
    <td style="padding-left: 10pt">Borrowings</td><td>&nbsp;</td>
    <td style="text-align: left">&nbsp;</td><td style="text-align: right">1,056,492</td><td style="text-align: left">&nbsp;</td><td>&nbsp;</td>
    <td style="text-align: left">&nbsp;</td><td style="text-align: right">1,070,428</td><td style="text-align: left">&nbsp;</td><td>&nbsp;</td>
    <td style="text-align: left">&nbsp;</td><td style="text-align: right">-</td><td style="text-align: left">&nbsp;</td><td>&nbsp;</td>
    <td style="text-align: left">&nbsp;</td><td style="text-align: right">1,041,657</td><td style="text-align: left">&nbsp;</td><td>&nbsp;</td>
    <td style="text-align: left">&nbsp;</td><td style="text-align: right">28,771</td><td style="text-align: left">&nbsp;</td></tr>
<tr style="vertical-align: bottom; background-color: White">
    <td style="text-align: left; padding-left: 10pt">Interest rate swaps</td><td>&nbsp;</td>
    <td style="text-align: left">&nbsp;</td><td style="text-align: right">2,649</td><td style="text-align: left">&nbsp;</td><td>&nbsp;</td>
    <td style="text-align: left">&nbsp;</td><td style="text-align: right">2,649</td><td style="text-align: left">&nbsp;</td><td>&nbsp;</td>
    <td style="text-align: left">&nbsp;</td><td style="text-align: right">-</td><td style="text-align: left">&nbsp;</td><td>&nbsp;</td>
    <td style="text-align: left">&nbsp;</td><td style="text-align: right">2,649</td><td style="text-align: left">&nbsp;</td><td>&nbsp;</td>
    <td style="text-align: left">&nbsp;</td><td style="text-align: right">-</td><td style="text-align: left">&nbsp;</td></tr>
<tr style="vertical-align: bottom; background-color: rgb(204,238,255)">
    <td style="padding-bottom: 1pt">&nbsp;</td><td style="padding-bottom: 1pt">&nbsp;</td>
    <td style="border-bottom: Black 1pt solid; text-align: left">&nbsp;</td><td style="border-bottom: Black 1pt solid; text-align: right">&nbsp;</td><td style="border-bottom: Black 1pt solid; text-align: left">&nbsp;</td><td style="padding-bottom: 1pt">&nbsp;</td>
    <td style="border-bottom: Black 1pt solid; text-align: left">&nbsp;</td><td style="border-bottom: Black 1pt solid; text-align: right">&nbsp;</td><td style="border-bottom: Black 1pt solid; text-align: left">&nbsp;</td><td style="padding-bottom: 1pt">&nbsp;</td>
    <td style="border-bottom: Black 1pt solid; text-align: left">&nbsp;</td><td style="border-bottom: Black 1pt solid; text-align: right">&nbsp;</td><td style="border-bottom: Black 1pt solid; text-align: left">&nbsp;</td><td style="padding-bottom: 1pt">&nbsp;</td>
    <td style="border-bottom: Black 1pt solid; text-align: left">&nbsp;</td><td style="border-bottom: Black 1pt solid; text-align: right">&nbsp;</td><td style="border-bottom: Black 1pt solid; text-align: left">&nbsp;</td><td style="padding-bottom: 1pt">&nbsp;</td>
    <td style="border-bottom: Black 1pt solid; text-align: left">&nbsp;</td><td style="border-bottom: Black 1pt solid; text-align: right">&nbsp;</td><td style="border-bottom: Black 1pt solid; text-align: left">&nbsp;</td></tr>
<tr style="vertical-align: bottom; background-color: White">
    <td style="text-align: left; padding-bottom: 2.25pt; padding-left: 10pt">Total liabilities</td><td style="padding-bottom: 2.25pt">&nbsp;</td>
    <td style="border-bottom: Black 2.25pt double; text-align: left">$</td><td style="border-bottom: Black 2.25pt double; text-align: right">4,567,739</td><td style="border-bottom: Black 2.25pt double; text-align: left">&nbsp;</td><td style="padding-bottom: 2.25pt">&nbsp;</td>
    <td style="border-bottom: Black 2.25pt double; text-align: left">$</td><td style="border-bottom: Black 2.25pt double; text-align: right">4,597,200</td><td style="border-bottom: Black 2.25pt double; text-align: left">&nbsp;</td><td style="padding-bottom: 2.25pt">&nbsp;</td>
    <td style="border-bottom: Black 2.25pt double; text-align: left">$</td><td style="border-bottom: Black 2.25pt double; text-align: right">2,202,775</td><td style="border-bottom: Black 2.25pt double; text-align: left">&nbsp;</td><td style="padding-bottom: 2.25pt">&nbsp;</td>
    <td style="border-bottom: Black 2.25pt double; text-align: left">$</td><td style="border-bottom: Black 2.25pt double; text-align: right">2,365,654</td><td style="border-bottom: Black 2.25pt double; text-align: left">&nbsp;</td><td style="padding-bottom: 2.25pt">&nbsp;</td>
    <td style="border-bottom: Black 2.25pt double; text-align: left">$</td><td style="border-bottom: Black 2.25pt double; text-align: right">28,771</td><td style="border-bottom: Black 2.25pt double; text-align: left">&nbsp;</td></tr>
</table></div>


<p style="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</p></div><p style="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0"></p>

<p style="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0"></p>

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<p style="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0"><b></b></p><div data-td-statement-type="note"><p style="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0"><b>19. 	Derivative Financial Instruments</b></p>

<p style="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</p>

<p style="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify">At December 31, 2015 and 2014, the Company&#8217;s
derivative financial instruments consisted of interest rate swaps. The Company&#8217;s interest rate swaps are used for two purposes.
The first purpose is to mitigate the Company&#8217;s exposure to rising interest rates on a portion ($18.0 million) of its floating
rate junior subordinated debentures that have a contractual value of $61.9 million. The second purpose is to mitigate the Company&#8217;s
exposure to rising interest rates on certain fixed rate loans totaling $146.9 million and $32.8 million at December 31, 2015 and
2014, respectively.</p>

<p style="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify">&nbsp;</p>

<p style="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify">At December 31, 2015 and 2014 interest
rate swaps with a combined notional amount of $36.3 million, were not designated as hedges. Interest rate swaps with a combined
notional amount of $128.5 million and $14.5 million were designated as fair value hedges at December 31, 2015 and 2014, respectively.
Changes in the fair value of the interest rate swaps not designated as hedges are reflected in &#8220;Net gain/loss from fair value
adjustments&#8221; in the Consolidated Statements of Income. During 2015 and 2014, the Company did not record any hedge ineffectiveness.</p>

<p style="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify">&nbsp;</p>

<p style="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify">The following tables set forth information
regarding the Company&#8217;s derivative financial instruments:</p>

<p style="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify">&nbsp;</p>

<p style="color: Red; font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: center"></p>

<div data-td-taggable-table=""><table cellpadding="0" cellspacing="0" style="border-collapse: collapse; width: 100%; font: 10pt Times New Roman, Times, Serif">
<tr style="vertical-align: bottom">
    <td style="text-align: left">&nbsp;</td><td style="padding-bottom: 1pt">&nbsp;</td>
    <td colspan="7" style="text-align: center; border-bottom: Black 1pt solid">At or for the year ended December 31, 2015</td></tr>
<tr style="vertical-align: bottom">
    <td style="text-align: left">&nbsp;</td><td style="padding-bottom: 1pt">&nbsp;</td>
    <td colspan="3" style="text-align: center; border-bottom: Black 1pt solid">Notional<br>
Amount</td><td style="font-weight: normal; font-style: normal; padding-bottom: 1pt">&nbsp;</td>
    <td colspan="3" style="font-weight: normal; font-style: normal; text-align: center; border-bottom: Black 1pt solid">Net Carrying<br>
Value<font style="font-family: Times New Roman, Times, Serif; font-size: 10pt; font-weight: normal; font-style: normal"><sup> (1)</sup></font></td></tr>
<tr style="vertical-align: bottom">
    <td style="text-align: center">&nbsp;</td><td style="font-style: italic">&nbsp;</td>
    <td colspan="7" style="font-style: italic; text-align: center">(In thousands)</td></tr>
<tr style="vertical-align: bottom">
    <td style="text-align: left">&nbsp;</td><td>&nbsp;</td>
    <td colspan="3" style="text-align: left">&nbsp;</td><td>&nbsp;</td>
    <td colspan="3" style="text-align: right">&nbsp;</td></tr>
<tr style="vertical-align: bottom; background-color: rgb(204,238,255)">
    <td style="width: 70%; text-align: left">Interest rate swaps (non-hedge)</td><td style="width: 1%">&nbsp;</td>
    <td style="width: 1%; text-align: left">$</td><td style="width: 12%; text-align: right">36,321</td><td style="width: 1%; text-align: left">&nbsp;</td><td style="width: 1%">&nbsp;</td>
    <td style="width: 1%; text-align: left">$</td><td style="width: 12%; text-align: right">(2,799</td><td style="width: 1%; text-align: left">)</td></tr>
<tr style="vertical-align: bottom; background-color: White">
    <td style="text-align: left">Interest rate swaps (hedge)</td><td>&nbsp;</td>
    <td style="text-align: left">&nbsp;</td><td style="text-align: right">28,588</td><td style="text-align: left">&nbsp;</td><td>&nbsp;</td>
    <td style="text-align: left">&nbsp;</td><td style="text-align: right">48</td><td style="text-align: left">&nbsp;</td></tr>
<tr style="vertical-align: bottom; background-color: rgb(204,238,255)">
    <td style="text-align: left; padding-bottom: 1pt">Interest rate swaps (hedge)</td><td style="padding-bottom: 1pt">&nbsp;</td>
    <td style="border-bottom: Black 1pt solid; text-align: left">&nbsp;</td><td style="border-bottom: Black 1pt solid; text-align: right">99,955</td><td style="border-bottom: Black 1pt solid; text-align: left">&nbsp;</td><td style="padding-bottom: 1pt">&nbsp;</td>
    <td style="border-bottom: Black 1pt solid; text-align: left">&nbsp;</td><td style="border-bottom: Black 1pt solid; text-align: right">(1,515</td><td style="border-bottom: Black 1pt solid; text-align: left">)</td></tr>
<tr style="vertical-align: bottom; background-color: White">
    <td style="text-align: left; padding-bottom: 2.25pt; padding-left: 10pt">Total derivatives</td><td style="padding-bottom: 2.25pt">&nbsp;</td>
    <td style="border-bottom: Black 2.25pt double; text-align: left">$</td><td style="border-bottom: Black 2.25pt double; text-align: right">164,864</td><td style="border-bottom: Black 2.25pt double; text-align: left">&nbsp;</td><td style="padding-bottom: 2.25pt">&nbsp;</td>
    <td style="border-bottom: Black 2.25pt double; text-align: left">$</td><td style="border-bottom: Black 2.25pt double; text-align: right">(4,266</td><td style="border-bottom: Black 2.25pt double; text-align: left">)</td></tr>
</table></div>



<p style="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: center">&nbsp;</p>

<p style="color: Red; font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: center"></p>

<div data-td-taggable-table=""><table cellpadding="0" cellspacing="0" style="border-collapse: collapse; width: 100%; font: 10pt Times New Roman, Times, Serif">
<tr style="vertical-align: bottom">
    <td style="text-align: left">&nbsp;</td><td style="padding-bottom: 1pt">&nbsp;</td>
    <td colspan="7" style="text-align: center; border-bottom: Black 1pt solid">At or for the year ended December 31, 2014</td></tr>
<tr style="vertical-align: bottom">
    <td style="text-align: left">&nbsp;</td><td style="padding-bottom: 1pt">&nbsp;</td>
    <td colspan="3" style="text-align: center; border-bottom: Black 1pt solid">Notional<br>
Amount</td><td style="font-weight: normal; font-style: normal; padding-bottom: 1pt">&nbsp;</td>
    <td colspan="3" style="font-weight: normal; font-style: normal; text-align: center; border-bottom: Black 1pt solid">Net Carrying<br>
Value<font style="font-family: Times New Roman, Times, Serif; font-size: 10pt; font-weight: normal; font-style: normal"><sup> (1)</sup></font></td></tr>
<tr style="vertical-align: bottom">
    <td style="text-align: center">&nbsp;</td><td style="font-style: italic">&nbsp;</td>
    <td colspan="7" style="font-style: italic; text-align: center">(In thousands)</td></tr>
<tr style="vertical-align: bottom">
    <td style="text-align: left">&nbsp;</td><td>&nbsp;</td>
    <td colspan="3" style="text-align: left">&nbsp;</td><td>&nbsp;</td>
    <td colspan="3" style="text-align: right">&nbsp;</td></tr>
<tr style="vertical-align: bottom; background-color: rgb(204,238,255)">
    <td style="width: 70%; text-align: left">Interest rate swaps (non-hedge)</td><td style="width: 1%">&nbsp;</td>
    <td style="width: 1%; text-align: left">$</td><td style="width: 12%; text-align: right">36,321</td><td style="width: 1%; text-align: left">&nbsp;</td><td style="width: 1%">&nbsp;</td>
    <td style="width: 1%; text-align: left">$</td><td style="width: 12%; text-align: right">(2,239</td><td style="width: 1%; text-align: left">)</td></tr>
<tr style="vertical-align: bottom; background-color: White">
    <td style="text-align: left">Interest rate swaps (hedge)</td><td>&nbsp;</td>
    <td style="text-align: left">&nbsp;</td><td style="text-align: right">4,131</td><td style="text-align: left">&nbsp;</td><td>&nbsp;</td>
    <td style="text-align: left">&nbsp;</td><td style="text-align: right">84</td><td style="text-align: left">&nbsp;</td></tr>
<tr style="vertical-align: bottom; background-color: rgb(204,238,255)">
    <td style="text-align: left; padding-bottom: 1pt">Interest rate swaps (hedge)</td><td style="padding-bottom: 1pt">&nbsp;</td>
    <td style="border-bottom: Black 1pt solid; text-align: left">&nbsp;</td><td style="border-bottom: Black 1pt solid; text-align: right">10,340</td><td style="border-bottom: Black 1pt solid; text-align: left">&nbsp;</td><td style="padding-bottom: 1pt">&nbsp;</td>
    <td style="border-bottom: Black 1pt solid; text-align: left">&nbsp;</td><td style="border-bottom: Black 1pt solid; text-align: right">(410</td><td style="border-bottom: Black 1pt solid; text-align: left">)</td></tr>
<tr style="vertical-align: bottom; background-color: White">
    <td style="text-align: left; padding-bottom: 2.25pt; padding-left: 10pt">Total derivatives</td><td style="padding-bottom: 2.25pt">&nbsp;</td>
    <td style="border-bottom: Black 2.25pt double; text-align: left">$</td><td style="border-bottom: Black 2.25pt double; text-align: right">50,792</td><td style="border-bottom: Black 2.25pt double; text-align: left">&nbsp;</td><td style="padding-bottom: 2.25pt">&nbsp;</td>
    <td style="border-bottom: Black 2.25pt double; text-align: left">$</td><td style="border-bottom: Black 2.25pt double; text-align: right">(2,565</td><td style="border-bottom: Black 2.25pt double; text-align: left">)</td></tr>
</table></div>

<p style="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-indent: 0.5in">&nbsp;</p>

<table cellspacing="0" cellpadding="0" style="font: 10pt Times New Roman, Times, Serif; width: 100%; border-collapse: collapse">
<tr style="vertical-align: top">
    <td style="width: 4%"><font style="font-size: 10pt">(1)</font></td>
    <td style="text-align: justify">
Derivatives in a net positive position
        are recorded as &#8220;Other assets&#8221; and derivatives in a net negative position are recorded as &#8220;Other liabilities&#8221;
        in the Consolidated Statements of Financial Condition. There were no unrealized losses on derivative financial instruments at December
        31, 2015 and 2014.</td></tr>
</table>
<p style="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify">&nbsp;</p>

<!-- Field: Page; Sequence: 146; Value: 1 -->
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    <div style="page-break-before: always; margin-top: 6pt; margin-bottom: 12pt">&nbsp;</div>
    <!-- Field: /Page -->

<p style="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify">The following table sets forth the effect
of derivative instruments on the Consolidated Statements of Income for the periods indicated:</p>

<p style="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify">&nbsp;</p>

<p style="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-indent: 0.5in">&nbsp;</p>

<p style="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0"><b>&nbsp;</b></p>

<p style="color: Red; font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: center"></p>

<div data-td-taggable-table=""><table cellpadding="0" cellspacing="0" style="border-collapse: collapse; width: 100%; font: 10pt Times New Roman, Times, Serif">
<tr style="vertical-align: bottom">
    <td>&nbsp;</td><td style="padding-bottom: 1pt">&nbsp;</td>
    <td colspan="11" style="text-align: center; border-bottom: Black 1pt solid">For the year ended<br>
December 31,</td></tr>
<tr style="vertical-align: bottom">
    <td style="font-style: italic; text-align: left; border-bottom: Black 1pt solid">(In thousands)</td><td style="padding-bottom: 1pt; border-bottom: Black 1pt solid">&nbsp;</td>
    <td colspan="3" style="text-align: center; border-bottom: Black 1pt solid">2015</td><td style="padding-bottom: 1pt; border-bottom: Black 1pt solid">&nbsp;</td>
    <td colspan="3" style="text-align: center; border-bottom: Black 1pt solid">2014</td><td style="padding-bottom: 1pt; border-bottom: Black 1pt solid">&nbsp;</td>
    <td colspan="3" style="text-align: center; border-bottom: Black 1pt solid">2013</td></tr>
<tr style="vertical-align: bottom">
    <td>&nbsp;</td><td>&nbsp;</td>
    <td colspan="3" style="text-align: right">&nbsp;</td><td>&nbsp;</td>
    <td colspan="3" style="text-align: right">&nbsp;</td><td>&nbsp;</td>
    <td colspan="3" style="text-align: right">&nbsp;</td></tr>
<tr style="vertical-align: bottom; background-color: rgb(204,238,255)">
    <td style="text-align: left">Financial Derivatives:</td><td>&nbsp;</td>
    <td style="text-align: left">&nbsp;</td><td style="text-align: right">&nbsp;</td><td style="text-align: left">&nbsp;</td><td>&nbsp;</td>
    <td style="text-align: left">&nbsp;</td><td style="text-align: right">&nbsp;</td><td style="text-align: left">&nbsp;</td><td>&nbsp;</td>
    <td style="text-align: left">&nbsp;</td><td style="text-align: right">&nbsp;</td><td style="text-align: left">&nbsp;</td></tr>
<tr style="vertical-align: bottom; background-color: White">
    <td style="width: 61%; text-align: left; padding-left: 10pt">Interest rate caps (non-hedge)</td><td style="width: 1%">&nbsp;</td>
    <td style="width: 1%; text-align: left">$</td><td style="width: 10%; text-align: right">-</td><td style="width: 1%; text-align: left">&nbsp;</td><td style="width: 1%">&nbsp;</td>
    <td style="width: 1%; text-align: left">$</td><td style="width: 10%; text-align: right">-</td><td style="width: 1%; text-align: left">&nbsp;</td><td style="width: 1%">&nbsp;</td>
    <td style="width: 1%; text-align: left">$</td><td style="width: 10%; text-align: right">(18</td><td style="width: 1%; text-align: left">)</td></tr>
<tr style="vertical-align: bottom; background-color: rgb(204,238,255)">
    <td style="text-align: left; padding-left: 10pt">Interest rate swaps (non-hedge)</td><td>&nbsp;</td>
    <td style="text-align: left">&nbsp;</td><td style="text-align: right">(561</td><td style="text-align: left">)</td><td>&nbsp;</td>
    <td style="text-align: left">&nbsp;</td><td style="text-align: right">(3,919</td><td style="text-align: left">)</td><td>&nbsp;</td>
    <td style="text-align: left">&nbsp;</td><td style="text-align: right">3,603</td><td style="text-align: left">&nbsp;</td></tr>
<tr style="vertical-align: bottom; background-color: White">
    <td style="text-align: left; padding-bottom: 1pt; padding-left: 10pt">Interest rate swaps (hedge)</td><td style="padding-bottom: 1pt">&nbsp;</td>
    <td style="border-bottom: Black 1pt solid; text-align: left">&nbsp;</td><td style="border-bottom: Black 1pt solid; text-align: right">(1,036</td><td style="border-bottom: Black 1pt solid; text-align: left">)</td><td style="border-bottom: Black 1pt solid; text-align: left">&nbsp;</td>
    <td style="border-bottom: Black 1pt solid; text-align: left">&nbsp;</td><td style="border-bottom: Black 1pt solid; text-align: right">(124</td><td style="border-bottom: Black 1pt solid; text-align: left">)</td><td style="border-bottom: Black 1pt solid; text-align: left">&nbsp;</td>
    <td style="border-bottom: Black 1pt solid; text-align: left">&nbsp;</td><td style="border-bottom: Black 1pt solid; text-align: right">29</td><td style="border-bottom: Black 1pt solid; text-align: left">&nbsp;</td></tr>
<tr style="vertical-align: bottom; background-color: rgb(204,238,255)">
    <td style="font-weight: normal; font-style: normal; text-align: left; padding-bottom: 2.25pt; padding-left: 20pt">Net Gain (loss) <font style="font-family: Times New Roman, Times, Serif; font-size: 10pt; font-weight: normal; font-style: normal"><sup>(1)</sup></font></td><td style="padding-bottom: 2.25pt">&nbsp;</td>
    <td style="border-bottom: Black 2.25pt double; text-align: left">$</td><td style="border-bottom: Black 2.25pt double; text-align: right">(1,597</td><td style="border-bottom: Black 2.25pt double; text-align: left">)</td><td style="border-bottom: Black 2.25pt double; text-align: left">&nbsp;</td>
    <td style="border-bottom: Black 2.25pt double; text-align: left">$</td><td style="border-bottom: Black 2.25pt double; text-align: right">(4,043</td><td style="border-bottom: Black 2.25pt double; text-align: left">)</td><td style="border-bottom: Black 2.25pt double; text-align: left">&nbsp;</td>
    <td style="border-bottom: Black 2.25pt double; text-align: left">$</td><td style="border-bottom: Black 2.25pt double; text-align: right">3,614</td><td style="border-bottom: Black 2.25pt double; text-align: left">&nbsp;</td></tr>
</table></div>



<p style="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: center">&nbsp;</p>

<table cellspacing="0" cellpadding="0" style="font: 10pt Times New Roman, Times, Serif; width: 100%; border-collapse: collapse">
<tr style="vertical-align: top">
    <td style="width: 4%"><font style="font-size: 10pt">(1)</font></td>
    <td><font style="font-size: 10pt">Net gains (losses) are recorded as &#8220;Net gain (losses) from fair value adjustments&#8221; in the Consolidated Statements of Income. </font></td></tr>
</table>
<p style="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify">&nbsp;</p>

<p style="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify">The Company&#8217;s interest rate swaps
are subject to master netting arrangements and are all with the same counterparty. The Company has not made a policy election to
offset its derivative positions.</p>

<p style="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify">&nbsp;</p>

<p style="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">The following tables present the effect of the master netting
arrangements on the presentation of the derivative assets in the Consolidated Statements of Condition as of the dates indicated:</p>

<p style="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</p>

<p style="color: Red; font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: center"></p>

<div data-td-taggable-table=""><table cellpadding="0" cellspacing="0" style="border-collapse: collapse; width: 100%; font: 10pt Times New Roman, Times, Serif">
<tr style="vertical-align: bottom">
    <td nowrap style="text-align: left">&nbsp;</td><td nowrap style="padding-bottom: 1pt">&nbsp;</td>
    <td colspan="23" nowrap style="text-align: center; border-bottom: Black 1pt solid">December 31, 2015</td></tr>
<tr style="vertical-align: bottom">
    <td nowrap style="text-align: left">&nbsp;</td><td nowrap style="padding-bottom: 1pt">&nbsp;</td>
    <td colspan="3" nowrap>&nbsp;</td><td nowrap style="padding-bottom: 1pt">&nbsp;</td>
    <td colspan="3" nowrap>&nbsp;</td><td nowrap style="padding-bottom: 1pt">&nbsp;</td>
    <td colspan="3" nowrap>&nbsp;</td><td nowrap style="padding-bottom: 1pt">&nbsp;</td>
    <td colspan="7" nowrap style="text-align: center; border-bottom: Black 1pt solid">Gross Amounts Not Offset in the <br>
Consolidated Statement of <br>
Condition</td><td nowrap style="padding-bottom: 1pt">&nbsp;</td>
    <td colspan="3" nowrap>&nbsp;</td></tr>
<tr style="background-color: White">
    <td nowrap style="font-style: italic; text-align: left; padding-bottom: 1pt; vertical-align: bottom; border-bottom: Black 1pt solid">(In thousands)</td><td nowrap style="padding-bottom: 1pt; text-align: center; vertical-align: bottom; border-bottom: Black 1pt solid">&nbsp;</td>
    <td colspan="3" nowrap style="border-bottom: Black 1pt solid; text-align: center; vertical-align: bottom">Gross Amount of <br>
Recognized Assets</td><td nowrap style="padding-bottom: 1pt; text-align: center; vertical-align: bottom; border-bottom: Black 1pt solid">&nbsp;</td>
    <td colspan="3" nowrap style="border-bottom: Black 1pt solid; text-align: center; vertical-align: bottom">Gross Amount Offset in <br>
the Statement of<br>
 Condition</td><td nowrap style="padding-bottom: 1pt; text-align: center; vertical-align: bottom; border-bottom: Black 1pt solid">&nbsp;</td>
    <td colspan="3" nowrap style="border-bottom: Black 1pt solid; text-align: center; vertical-align: bottom">Net Amount of Assets <br>
Presented in the Statement of <br>
Condition</td><td nowrap style="padding-bottom: 1pt; text-align: center; vertical-align: bottom; border-bottom: Black 1pt solid">&nbsp;</td>
    <td colspan="3" nowrap style="border-bottom: Black 1pt solid; text-align: center; vertical-align: bottom">Financial <br>
Instruments</td><td nowrap style="padding-bottom: 1pt; text-align: center; vertical-align: bottom; border-bottom: Black 1pt solid">&nbsp;</td>
    <td colspan="3" nowrap style="border-bottom: Black 1pt solid; text-align: center; vertical-align: bottom">Cash Collateral <br>
Received</td><td nowrap style="padding-bottom: 1pt; text-align: center; vertical-align: bottom; border-bottom: Black 1pt solid">&nbsp;</td>
    <td colspan="3" nowrap style="border-bottom: Black 1pt solid; text-align: center; vertical-align: bottom">Net Amount</td></tr>
<tr style="vertical-align: bottom; background-color: White">
    <td style="text-align: left; width: 40%">&nbsp;</td><td style="width: 1%">&nbsp;</td>
    <td style="text-align: left; width: 1%">&nbsp;</td><td style="text-align: right; width: 7%">&nbsp;</td><td style="text-align: left; width: 1%">&nbsp;</td><td style="width: 1%">&nbsp;</td>
    <td style="text-align: left; width: 1%">&nbsp;</td><td style="text-align: right; width: 7%">&nbsp;</td><td style="text-align: left; width: 1%">&nbsp;</td><td style="width: 1%">&nbsp;</td>
    <td style="text-align: left; width: 1%">&nbsp;</td><td style="text-align: right; width: 7%">&nbsp;</td><td style="text-align: left; width: 1%">&nbsp;</td><td style="width: 1%">&nbsp;</td>
    <td style="text-align: left; width: 1%">&nbsp;</td><td style="text-align: right; width: 7%">&nbsp;</td><td style="text-align: left; width: 1%">&nbsp;</td><td style="width: 1%">&nbsp;</td>
    <td style="text-align: left; width: 1%">&nbsp;</td><td style="text-align: right; width: 7%">&nbsp;</td><td style="text-align: left; width: 1%">&nbsp;</td><td style="width: 1%">&nbsp;</td>
    <td style="text-align: left; width: 1%">&nbsp;</td><td style="text-align: right; width: 7%">&nbsp;</td><td style="text-align: left; width: 1%">&nbsp;</td></tr>
<tr style="vertical-align: bottom; background-color: rgb(204,238,255)">
    <td style="text-align: left">Interest rate swaps</td><td>&nbsp;</td>
    <td style="text-align: left">$</td><td style="text-align: right">48</td><td style="text-align: left">&nbsp;</td><td>&nbsp;</td>
    <td style="text-align: left">$</td><td style="text-align: right">-</td><td style="text-align: left">&nbsp;</td><td>&nbsp;</td>
    <td style="text-align: left">$</td><td style="text-align: right">48</td><td style="text-align: left">&nbsp;</td><td>&nbsp;</td>
    <td style="text-align: left">$</td><td style="text-align: right">48</td><td style="text-align: left">&nbsp;</td><td>&nbsp;</td>
    <td style="text-align: left">$</td><td style="text-align: right">-</td><td style="text-align: left">&nbsp;</td><td>&nbsp;</td>
    <td style="text-align: left">$</td><td style="text-align: right">-</td><td style="text-align: left">&nbsp;</td></tr>
</table></div>



<p style="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: center">&nbsp;</p>

<p style="color: Red; font: 10pt Times New Roman, Times, Serif; margin: 0pt 0.25in 0pt 0; text-align: justify"></p>

<div data-td-taggable-table=""><table cellpadding="0" cellspacing="0" style="border-collapse: collapse; width: 100%; font: 10pt Times New Roman, Times, Serif">
<tr style="vertical-align: bottom">
    <td nowrap style="text-align: left">&nbsp;</td><td nowrap style="padding-bottom: 1pt">&nbsp;</td>
    <td colspan="23" nowrap style="text-align: center; border-bottom: Black 1pt solid">December 31, 2014</td></tr>
<tr style="vertical-align: bottom">
    <td nowrap style="text-align: left">&nbsp;</td><td nowrap style="padding-bottom: 1pt">&nbsp;</td>
    <td colspan="3" nowrap>&nbsp;</td><td nowrap style="padding-bottom: 1pt">&nbsp;</td>
    <td colspan="3" nowrap>&nbsp;</td><td nowrap style="padding-bottom: 1pt">&nbsp;</td>
    <td colspan="3" nowrap>&nbsp;</td><td nowrap style="padding-bottom: 1pt">&nbsp;</td>
    <td colspan="7" nowrap style="text-align: center; border-bottom: Black 1pt solid">Gross Amounts Not Offset in the <br>
Consolidated Statement of Condition</td><td nowrap style="padding-bottom: 1pt">&nbsp;</td>
    <td colspan="3" nowrap>&nbsp;</td></tr>
<tr style="background-color: White">
    <td nowrap style="font-style: italic; text-align: left; padding-bottom: 1pt; vertical-align: bottom; border-bottom: Black 1pt solid">(In thousands)</td><td nowrap style="padding-bottom: 1pt; text-align: center; vertical-align: bottom; border-bottom: Black 1pt solid">&nbsp;</td>
    <td colspan="3" nowrap style="border-bottom: Black 1pt solid; text-align: center; vertical-align: bottom">Gross Amount of <br>
Recognized Assets</td><td nowrap style="padding-bottom: 1pt; text-align: center; vertical-align: bottom; border-bottom: Black 1pt solid">&nbsp;</td>
    <td colspan="3" nowrap style="border-bottom: Black 1pt solid; text-align: center; vertical-align: bottom">Gross Amount Offset in <br>
the Statement of<br>
 Condition</td><td nowrap style="padding-bottom: 1pt; text-align: center; vertical-align: bottom; border-bottom: Black 1pt solid">&nbsp;</td>
    <td colspan="3" nowrap style="border-bottom: Black 1pt solid; text-align: center; vertical-align: bottom">Net Amount of Assets<br>
 Presented in the Statement of <br>
Condition</td><td nowrap style="padding-bottom: 1pt; text-align: center; vertical-align: bottom; border-bottom: Black 1pt solid">&nbsp;</td>
    <td colspan="3" nowrap style="border-bottom: Black 1pt solid; text-align: center; vertical-align: bottom">Financial <br>
Instruments</td><td nowrap style="padding-bottom: 1pt; text-align: center; vertical-align: bottom; border-bottom: Black 1pt solid">&nbsp;</td>
    <td colspan="3" nowrap style="border-bottom: Black 1pt solid; text-align: center; vertical-align: bottom">Cash Collateral <br>
Received</td><td nowrap style="padding-bottom: 1pt; text-align: center; vertical-align: bottom; border-bottom: Black 1pt solid">&nbsp;</td>
    <td colspan="3" nowrap style="border-bottom: Black 1pt solid; text-align: center; vertical-align: bottom">Net Amount</td></tr>
<tr style="vertical-align: bottom; background-color: White">
    <td style="text-align: left; width: 40%">&nbsp;</td><td style="width: 1%">&nbsp;</td>
    <td style="text-align: left; width: 1%">&nbsp;</td><td style="text-align: right; width: 7%">&nbsp;</td><td style="text-align: left; width: 1%">&nbsp;</td><td style="width: 1%">&nbsp;</td>
    <td style="text-align: left; width: 1%">&nbsp;</td><td style="text-align: right; width: 7%">&nbsp;</td><td style="text-align: left; width: 1%">&nbsp;</td><td style="width: 1%">&nbsp;</td>
    <td style="text-align: left; width: 1%">&nbsp;</td><td style="text-align: right; width: 7%">&nbsp;</td><td style="text-align: left; width: 1%">&nbsp;</td><td style="width: 1%">&nbsp;</td>
    <td style="text-align: left; width: 1%">&nbsp;</td><td style="text-align: right; width: 7%">&nbsp;</td><td style="text-align: left; width: 1%">&nbsp;</td><td style="width: 1%">&nbsp;</td>
    <td style="text-align: left; width: 1%">&nbsp;</td><td style="text-align: right; width: 7%">&nbsp;</td><td style="text-align: left; width: 1%">&nbsp;</td><td style="width: 1%">&nbsp;</td>
    <td style="text-align: left; width: 1%">&nbsp;</td><td style="text-align: right; width: 7%">&nbsp;</td><td style="text-align: left; width: 1%">&nbsp;</td></tr>
<tr style="vertical-align: bottom; background-color: rgb(204,238,255)">
    <td style="text-align: left">Interest rate swaps</td><td>&nbsp;</td>
    <td style="text-align: left">$</td><td style="text-align: right">84</td><td style="text-align: left">&nbsp;</td><td>&nbsp;</td>
    <td style="text-align: left">$</td><td style="text-align: right">-</td><td style="text-align: left">&nbsp;</td><td>&nbsp;</td>
    <td style="text-align: left">$</td><td style="text-align: right">84</td><td style="text-align: left">&nbsp;</td><td>&nbsp;</td>
    <td style="text-align: left">$</td><td style="text-align: right">84</td><td style="text-align: left">&nbsp;</td><td>&nbsp;</td>
    <td style="text-align: left">$</td><td style="text-align: right">-</td><td style="text-align: left">&nbsp;</td><td>&nbsp;</td>
    <td style="text-align: left">$</td><td style="text-align: right">-</td><td style="text-align: left">&nbsp;</td></tr>
</table></div>


<p style="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</p>

<p style="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0"></p>

<!-- Field: Page; Sequence: 147; Value: 1 -->
    <div style="margin-top: 12pt; margin-bottom: 6pt; border-bottom: Black 4pt solid"><p style="margin-top: 0pt; text-align: center; margin-bottom: 0pt">&nbsp;<!-- Field: Sequence; Type: Arabic; Name: PageNo -->142<!-- Field: /Sequence --></p></div>
    <div style="page-break-before: always; margin-top: 6pt; margin-bottom: 12pt">&nbsp;</div>
    <!-- Field: /Page -->

<p style="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">The following tables present the effect the master netting arrangements
had on the presentation of the derivative liabilities in the Consolidated Statements of Condition as of the dates indicated:</p>

<p style="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</p>

<p style="color: Red; font: 10pt Times New Roman, Times, Serif; margin: 0pt 0"></p>

<div data-td-taggable-table=""><table cellpadding="0" cellspacing="0" style="border-collapse: collapse; width: 100%; font: 10pt Times New Roman, Times, Serif">
<tr style="vertical-align: bottom">
    <td nowrap style="text-align: left">&nbsp;</td><td nowrap style="padding-bottom: 1pt">&nbsp;</td>
    <td colspan="23" nowrap style="text-align: center; border-bottom: Black 1pt solid">December 31, 2015</td></tr>
<tr style="vertical-align: bottom">
    <td nowrap style="text-align: left">&nbsp;</td><td nowrap style="padding-bottom: 1pt">&nbsp;</td>
    <td colspan="3" nowrap>&nbsp;</td><td nowrap style="padding-bottom: 1pt">&nbsp;</td>
    <td colspan="3" nowrap>&nbsp;</td><td nowrap style="padding-bottom: 1pt">&nbsp;</td>
    <td colspan="3" nowrap>&nbsp;</td><td nowrap style="padding-bottom: 1pt">&nbsp;</td>
    <td colspan="7" nowrap style="text-align: center; border-bottom: Black 1pt solid">Gross Amounts Not Offset in the <br>
Consolidated Statement of Condition</td><td nowrap style="padding-bottom: 1pt">&nbsp;</td>
    <td colspan="3" nowrap>&nbsp;</td></tr>
<tr style="background-color: White">
    <td nowrap style="font-style: italic; text-align: left; padding-bottom: 1pt; vertical-align: bottom; border-bottom: Black 1pt solid">(In thousands)</td><td nowrap style="padding-bottom: 1pt; text-align: center; vertical-align: bottom; border-bottom: Black 1pt solid">&nbsp;</td>
    <td colspan="3" nowrap style="border-bottom: Black 1pt solid; text-align: center; vertical-align: bottom">Gross Amount of <br>
Recognized <br>
Liabilities</td><td nowrap style="padding-bottom: 1pt; text-align: center; vertical-align: bottom; border-bottom: Black 1pt solid">&nbsp;</td>
    <td colspan="3" nowrap style="border-bottom: Black 1pt solid; text-align: center; vertical-align: bottom">Gross Amount Offset in<br>
 the Statement of <br>
Condition</td><td nowrap style="padding-bottom: 1pt; text-align: center; vertical-align: bottom; border-bottom: Black 1pt solid">&nbsp;</td>
    <td colspan="3" nowrap style="border-bottom: Black 1pt solid; text-align: center; vertical-align: bottom">Net Amount of Liabilities <br>
Presented in the Statement of <br>
Condition</td><td nowrap style="padding-bottom: 1pt; text-align: center; vertical-align: bottom; border-bottom: Black 1pt solid">&nbsp;</td>
    <td colspan="3" nowrap style="border-bottom: Black 1pt solid; text-align: center; vertical-align: bottom">Financial <br>
Instruments</td><td nowrap style="padding-bottom: 1pt; text-align: center; vertical-align: bottom; border-bottom: Black 1pt solid">&nbsp;</td>
    <td colspan="3" nowrap style="border-bottom: Black 1pt solid; text-align: center; vertical-align: bottom">Cash Collateral <br>
Pledged</td><td nowrap style="padding-bottom: 1pt; text-align: center; vertical-align: bottom; border-bottom: Black 1pt solid">&nbsp;</td>
    <td colspan="3" nowrap style="border-bottom: Black 1pt solid; text-align: center; vertical-align: bottom">Net Amount</td></tr>
<tr style="vertical-align: bottom; background-color: White">
    <td style="text-align: left; width: 40%">&nbsp;</td><td style="width: 1%">&nbsp;</td>
    <td style="text-align: left; width: 1%">&nbsp;</td><td style="text-align: right; width: 7%">&nbsp;</td><td style="text-align: left; width: 1%">&nbsp;</td><td style="width: 1%">&nbsp;</td>
    <td style="text-align: left; width: 1%">&nbsp;</td><td style="text-align: right; width: 7%">&nbsp;</td><td style="text-align: left; width: 1%">&nbsp;</td><td style="width: 1%">&nbsp;</td>
    <td style="text-align: left; width: 1%">&nbsp;</td><td style="text-align: right; width: 7%">&nbsp;</td><td style="text-align: left; width: 1%">&nbsp;</td><td style="width: 1%">&nbsp;</td>
    <td style="text-align: left; width: 1%">&nbsp;</td><td style="text-align: right; width: 7%">&nbsp;</td><td style="text-align: left; width: 1%">&nbsp;</td><td style="width: 1%">&nbsp;</td>
    <td style="text-align: left; width: 1%">&nbsp;</td><td style="text-align: right; width: 7%">&nbsp;</td><td style="text-align: left; width: 1%">&nbsp;</td><td style="width: 1%">&nbsp;</td>
    <td style="text-align: left; width: 1%">&nbsp;</td><td style="text-align: right; width: 7%">&nbsp;</td><td style="text-align: left; width: 1%">&nbsp;</td></tr>
<tr style="vertical-align: bottom; background-color: rgb(204,238,255)">
    <td style="text-align: left">Interest rate swaps</td><td>&nbsp;</td>
    <td style="text-align: left">$</td><td style="text-align: right">4,314</td><td style="text-align: left">&nbsp;</td><td>&nbsp;</td>
    <td style="text-align: left">$</td><td style="text-align: right">-</td><td style="text-align: left">&nbsp;</td><td>&nbsp;</td>
    <td style="text-align: left">$</td><td style="text-align: right">4,314</td><td style="text-align: left">&nbsp;</td><td>&nbsp;</td>
    <td style="text-align: left">$</td><td style="text-align: right">48</td><td style="text-align: left">&nbsp;</td><td>&nbsp;</td>
    <td style="text-align: left">$</td><td style="text-align: right">4,266</td><td style="text-align: left">&nbsp;</td><td>&nbsp;</td>
    <td style="text-align: left">$</td><td style="text-align: right">-</td><td style="text-align: left">&nbsp;</td></tr>
</table></div>




<p style="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</p>

<p style="color: Red; font: 10pt Times New Roman, Times, Serif; margin: 0pt 0"></p>

<div data-td-taggable-table=""><table cellpadding="0" cellspacing="0" style="border-collapse: collapse; width: 100%; font: 10pt Times New Roman, Times, Serif">
<tr style="vertical-align: bottom">
    <td nowrap style="text-align: left">&nbsp;</td><td nowrap style="padding-bottom: 1pt">&nbsp;</td>
    <td colspan="23" nowrap style="text-align: center; border-bottom: Black 1pt solid">December 31, 2014</td></tr>
<tr style="vertical-align: bottom">
    <td nowrap style="text-align: left">&nbsp;</td><td nowrap style="padding-bottom: 1pt">&nbsp;</td>
    <td colspan="3" nowrap>&nbsp;</td><td nowrap style="padding-bottom: 1pt">&nbsp;</td>
    <td colspan="3" nowrap>&nbsp;</td><td nowrap style="padding-bottom: 1pt">&nbsp;</td>
    <td colspan="3" nowrap>&nbsp;</td><td nowrap style="padding-bottom: 1pt">&nbsp;</td>
    <td colspan="7" nowrap style="text-align: center; border-bottom: Black 1pt solid">Gross Amounts Not Offset in the <br>
Consolidated Statement of Condition</td><td nowrap style="padding-bottom: 1pt">&nbsp;</td>
    <td colspan="3" nowrap>&nbsp;</td></tr>
<tr style="background-color: White">
    <td nowrap style="font-style: italic; text-align: left; padding-bottom: 1pt; vertical-align: bottom; border-bottom: Black 1pt solid">(In thousands)</td><td nowrap style="padding-bottom: 1pt; text-align: center; vertical-align: bottom; border-bottom: Black 1pt solid">&nbsp;</td>
    <td colspan="3" nowrap style="border-bottom: Black 1pt solid; text-align: center; vertical-align: bottom">Gross Amount of<br>
 Recognized <br>
Liabilities</td><td nowrap style="padding-bottom: 1pt; text-align: center; vertical-align: bottom; border-bottom: Black 1pt solid">&nbsp;</td>
    <td colspan="3" nowrap style="border-bottom: Black 1pt solid; text-align: center; vertical-align: bottom">Gross Amount Offset in<br>
 the Statement of<br>
 Condition</td><td nowrap style="padding-bottom: 1pt; text-align: center; vertical-align: bottom; border-bottom: Black 1pt solid">&nbsp;</td>
    <td colspan="3" nowrap style="border-bottom: Black 1pt solid; text-align: center; vertical-align: bottom">Net Amount of Liabilities <br>
Presented in the Statement <br>
of Condition</td><td nowrap style="padding-bottom: 1pt; text-align: center; vertical-align: bottom; border-bottom: Black 1pt solid">&nbsp;</td>
    <td colspan="3" nowrap style="border-bottom: Black 1pt solid; text-align: center; vertical-align: bottom">Financial <br>
Instruments</td><td nowrap style="padding-bottom: 1pt; text-align: center; vertical-align: bottom; border-bottom: Black 1pt solid">&nbsp;</td>
    <td colspan="3" nowrap style="border-bottom: Black 1pt solid; text-align: center; vertical-align: bottom">Cash Collateral<br>
 Pledged</td><td nowrap style="padding-bottom: 1pt; text-align: center; vertical-align: bottom; border-bottom: Black 1pt solid">&nbsp;</td>
    <td colspan="3" nowrap style="border-bottom: Black 1pt solid; text-align: center; vertical-align: bottom">Net Amount</td></tr>
<tr style="vertical-align: bottom; background-color: White">
    <td style="text-align: left; width: 40%">&nbsp;</td><td style="width: 1%">&nbsp;</td>
    <td style="text-align: left; width: 1%">&nbsp;</td><td style="text-align: right; width: 7%">&nbsp;</td><td style="text-align: left; width: 1%">&nbsp;</td><td style="width: 1%">&nbsp;</td>
    <td style="text-align: left; width: 1%">&nbsp;</td><td style="text-align: right; width: 7%">&nbsp;</td><td style="text-align: left; width: 1%">&nbsp;</td><td style="width: 1%">&nbsp;</td>
    <td style="text-align: left; width: 1%">&nbsp;</td><td style="text-align: right; width: 7%">&nbsp;</td><td style="text-align: left; width: 1%">&nbsp;</td><td style="width: 1%">&nbsp;</td>
    <td style="text-align: left; width: 1%">&nbsp;</td><td style="text-align: right; width: 7%">&nbsp;</td><td style="text-align: left; width: 1%">&nbsp;</td><td style="width: 1%">&nbsp;</td>
    <td style="text-align: left; width: 1%">&nbsp;</td><td style="text-align: right; width: 7%">&nbsp;</td><td style="text-align: left; width: 1%">&nbsp;</td><td style="width: 1%">&nbsp;</td>
    <td style="text-align: left; width: 1%">&nbsp;</td><td style="text-align: right; width: 7%">&nbsp;</td><td style="text-align: left; width: 1%">&nbsp;</td></tr>
<tr style="vertical-align: bottom; background-color: rgb(204,238,255)">
    <td style="text-align: left">Interest rate swaps</td><td>&nbsp;</td>
    <td style="text-align: left">$</td><td style="text-align: right">2,649</td><td style="text-align: left">&nbsp;</td><td>&nbsp;</td>
    <td style="text-align: left">$</td><td style="text-align: right">-</td><td style="text-align: left">&nbsp;</td><td>&nbsp;</td>
    <td style="text-align: left">$</td><td style="text-align: right">2,649</td><td style="text-align: left">&nbsp;</td><td>&nbsp;</td>
    <td style="text-align: left">$</td><td style="text-align: right">84</td><td style="text-align: left">&nbsp;</td><td>&nbsp;</td>
    <td style="text-align: left">$</td><td style="text-align: right">2,565</td><td style="text-align: left">&nbsp;</td><td>&nbsp;</td>
    <td style="text-align: left">$</td><td style="text-align: right">-</td><td style="text-align: left">&nbsp;</td></tr>
</table></div>


<p style="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0.25in 0pt 0; text-align: justify">&nbsp;</p></div><p style="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0.25in 0pt 0; text-align: justify"></p>

<p style="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0.25in 0pt 0; text-align: justify"><b></b></p><div data-td-statement-type="note"><p style="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0.25in 0pt 0; text-align: justify"><b>20. New Authoritative Accounting
Pronouncements</b></p>

<p style="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify"><b>&nbsp;</b></p>

<p style="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify"><font style="font-size: 10pt; color: windowtext">In&nbsp;January&nbsp;2016,
the Financial Accounting Standards Board (&#8220;FASB&#8221;) issued Accounting Standards Update (&#8220;ASU&#8221;) No. 2016-01
&#8220;Financial Instruments&#8221;</font><font style="font-family: Times New Roman, Times, Serif"> </font><font style="font-size: 10pt; color: windowtext">which
requires an entity to: (i) measure equity investments at fair value through net income, with certain exceptions; (ii) present in
other comprehensive income the changes in instrument-specific credit risk for financial liabilities measured using the fair value
option; (iii) present financial assets and financial liabilities by measurement category and form of financial asset; (iv) calculate
the fair value of financial instruments for disclosure purposes based on an exit price and; (v) assess a valuation allowance on
deferred tax assets related to unrealized losses of available for sale debt securities in combination with other deferred tax assets.
The ASU provides an election to subsequently measure certain nonmarketable equity investments at cost less any impairment and adjusted
for certain observable price changes. The ASU also requires a qualitative impairment assessment of such equity investments and
amends certain fair value disclosure requirements. </font><font style="font-size: 10pt; color: #2D2D2D">The amendments are effective
for public business entities for fiscal years, and interim periods within those fiscal years, beginning after December 15, 2017.
Early adoption is not permitted for the changes that affect the Company. </font><font style="font-size: 10pt">We are currently
evaluating the impact of adopting this new guidance on our consolidated results of operations and financial condition.<font style="color: windowtext">
</font></font></p>

<p style="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify"><b>&nbsp;</b></p>

<p style="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify"><font style="color: windowtext">In February
2016, the FASB issued ASU No. 2016-02, &#8220;Leases&#8221;. From the lessee's perspective, the new standard establishes a right-of-use
(ROU) model that requires a lessee to record a ROU asset and a lease liability on the balance sheet for all leases with terms longer
than 12 months. Leases will be classified as either finance or operating, with classification affecting the pattern of expense
recognition in the income statement for a lessee. From the lessor's perspective, the new standard requires a lessor to classify
leases as either sales-type, finance or operating. A lease will be treated as a sale if it transfers all of the risks and rewards,
as well as control of the underlying asset, to the lessee. If risks and rewards are conveyed without the transfer of control, the
lease is treated as a financing. If the lessor doesn&#8217;t convey risks and rewards or control, an operating lease results. The
new standard is effective for fiscal years beginning after December 15, 2018, including interim periods within those fiscal years.
A modified retrospective transition approach is required for lessees for capital and operating leases existing at, or entered into
after, the beginning of the earliest comparative period presented in the financial statements, with certain practical expedients
available. A modified retrospective transition approach is required for lessors for sales-type, direct financing, and operating
leases existing at, or entered into after, the beginning of the earliest comparative period presented in the financial statements,
with certain practical expedients available. </font>We are currently evaluating the impact of adopting this new guidance on our
consolidated results of operations and financial condition.<font style="color: windowtext"> </font></p>

<p style="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify">&nbsp;</p>

<p style="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify"></p>

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<p style="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify">In May 2014, the FASB issued ASU 2014-09,
&#8220;Revenue from Contracts with Customers&#8221;. This ASU establishes a comprehensive revenue recognition standard for virtually
all industries under U.S. GAAP, including those that previously followed industry-specific guidance such as real estate, construction
and software industries. The revenue standard&#8217;s core principle is built on the contract between a vendor and a customer for
the provision of goods and services. It attempts to depict the exchange of rights and obligations between the parties in the pattern
of revenue recognition based on the consideration to which the vendor is entitled. The guidance in this ASU for public companies
is effective for the annual periods beginning after December 15, 2016, including interim periods therein. In August 2015, the FASB
approved a one-year delay of the effective date of this standard. The deferral would require public entities to apply the standard
for annual reporting periods beginning after December 15, 2017. Public companies would be permitted to elect to early adopt for
annual reporting periods beginning after December 15, 2016. The Company will be evaluating the provisions of ASU 2014-09 and will
be closely monitoring developments and additional guidance to determine the potential impact the new standard will have on our
financial position or results of operation.</p></div><p style="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify"></p>

<p style="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0.25in 0pt 0; text-align: justify">&nbsp;</p>

<p style="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0.25in 0pt 0; text-align: justify"><b></b></p><div data-td-statement-type="note"><p style="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0.25in 0pt 0; text-align: justify"><b>21. Quarterly Financial Data
</b>(unaudited)</p>

<p style="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0.25in 0pt 0; text-align: justify">&nbsp;</p>

<p style="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify">Selected unaudited quarterly financial
data for the fiscal years ended December 31, 2015 and 2014 is presented below:</p>

<p style="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify">&nbsp;</p>

<p style="color: Red; font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: center"></p>

<div data-td-taggable-table=""><table cellpadding="0" cellspacing="0" style="border-collapse: collapse; width: 100%; font: 10pt Times New Roman, Times, Serif">
<tr style="vertical-align: bottom">
    <td style="text-align: center">&nbsp;</td><td style="padding-bottom: 1pt">&nbsp;</td>
    <td colspan="15" style="text-align: center; border-bottom: Black 1pt solid">2015</td><td style="padding-bottom: 1pt">&nbsp;</td>
    <td colspan="15" style="text-align: center; border-bottom: Black 1pt solid">2014</td></tr>
<tr style="vertical-align: bottom">
    <td style="text-align: center">&nbsp;</td><td style="padding-bottom: 1pt">&nbsp;</td>
    <td colspan="3" style="text-align: center; border-bottom: Black 1pt solid">4th</td><td style="padding-bottom: 1pt; border-bottom: Black 1pt solid">&nbsp;</td>
    <td colspan="3" style="text-align: center; border-bottom: Black 1pt solid">3rd</td><td style="padding-bottom: 1pt; border-bottom: Black 1pt solid">&nbsp;</td>
    <td colspan="3" style="text-align: center; border-bottom: Black 1pt solid">2nd</td><td style="padding-bottom: 1pt; border-bottom: Black 1pt solid">&nbsp;</td>
    <td colspan="3" style="text-align: center; border-bottom: Black 1pt solid">1st</td><td style="padding-bottom: 1pt">&nbsp;</td>
    <td colspan="3" style="text-align: center; border-bottom: Black 1pt solid">4th</td><td style="padding-bottom: 1pt; border-bottom: Black 1pt solid">&nbsp;</td>
    <td colspan="3" style="text-align: center; border-bottom: Black 1pt solid">3rd</td><td style="padding-bottom: 1pt; border-bottom: Black 1pt solid">&nbsp;</td>
    <td colspan="3" style="text-align: center; border-bottom: Black 1pt solid">2nd</td><td style="padding-bottom: 1pt; border-bottom: Black 1pt solid">&nbsp;</td>
    <td colspan="3" style="text-align: center; border-bottom: Black 1pt solid">1st</td></tr>
<tr style="vertical-align: bottom">
    <td style="text-align: center">&nbsp;</td><td style="font-style: italic">&nbsp;</td>
    <td colspan="31" style="font-style: italic; text-align: center">(In thousands, except per share data)</td></tr>
<tr style="vertical-align: bottom; background-color: rgb(204,238,255)">
    <td style="font-weight: bold; text-align: left">Quarterly operating data:</td><td>&nbsp;</td>
    <td style="text-align: left">&nbsp;</td><td style="text-align: right">&nbsp;</td><td style="text-align: left">&nbsp;</td><td>&nbsp;</td>
    <td style="text-align: left">&nbsp;</td><td style="text-align: right">&nbsp;</td><td style="text-align: left">&nbsp;</td><td>&nbsp;</td>
    <td style="text-align: left">&nbsp;</td><td style="text-align: right">&nbsp;</td><td style="text-align: left">&nbsp;</td><td>&nbsp;</td>
    <td style="text-align: left">&nbsp;</td><td style="text-align: right">&nbsp;</td><td style="text-align: left">&nbsp;</td><td>&nbsp;</td>
    <td style="text-align: left">&nbsp;</td><td style="text-align: right">&nbsp;</td><td style="text-align: left">&nbsp;</td><td>&nbsp;</td>
    <td style="text-align: left">&nbsp;</td><td style="text-align: right">&nbsp;</td><td style="text-align: left">&nbsp;</td><td>&nbsp;</td>
    <td style="text-align: left">&nbsp;</td><td style="text-align: right">&nbsp;</td><td style="text-align: left">&nbsp;</td><td>&nbsp;</td>
    <td style="text-align: left">&nbsp;</td><td style="text-align: right">&nbsp;</td><td style="text-align: left">&nbsp;</td></tr>
<tr style="vertical-align: bottom; background-color: White">
    <td style="width: 20%; text-align: left">Interest income</td><td style="width: 1%">&nbsp;</td>
    <td style="width: 1%; text-align: left">$</td><td style="width: 7%; text-align: right">52,468</td><td style="width: 1%; text-align: left">&nbsp;</td><td style="width: 1%">&nbsp;</td>
    <td style="width: 1%; text-align: left">$</td><td style="width: 7%; text-align: right">51,913</td><td style="width: 1%; text-align: left">&nbsp;</td><td style="width: 1%">&nbsp;</td>
    <td style="width: 1%; text-align: left">$</td><td style="width: 7%; text-align: right">50,222</td><td style="width: 1%; text-align: left">&nbsp;</td><td style="width: 1%">&nbsp;</td>
    <td style="width: 1%; text-align: left">$</td><td style="width: 7%; text-align: right">49,543</td><td style="width: 1%; text-align: left">&nbsp;</td><td style="width: 1%">&nbsp;</td>
    <td style="width: 1%; text-align: left">$</td><td style="width: 7%; text-align: right">49,171</td><td style="width: 1%; text-align: left">&nbsp;</td><td style="width: 1%">&nbsp;</td>
    <td style="width: 1%; text-align: left">$</td><td style="width: 7%; text-align: right">49,177</td><td style="width: 1%; text-align: left">&nbsp;</td><td style="width: 1%">&nbsp;</td>
    <td style="width: 1%; text-align: left">$</td><td style="width: 7%; text-align: right">49,569</td><td style="width: 1%; text-align: left">&nbsp;</td><td style="width: 1%">&nbsp;</td>
    <td style="width: 1%; text-align: left">$</td><td style="width: 7%; text-align: right">49,211</td><td style="width: 1%; text-align: left">&nbsp;</td></tr>
<tr style="vertical-align: bottom; background-color: rgb(204,238,255)">
    <td style="text-align: left; padding-bottom: 1pt">Interest expense</td><td style="padding-bottom: 1pt">&nbsp;</td>
    <td style="border-bottom: Black 1pt solid; text-align: left">&nbsp;</td><td style="border-bottom: Black 1pt solid; text-align: right">13,052</td><td style="border-bottom: Black 1pt solid; text-align: left">&nbsp;</td><td style="padding-bottom: 1pt; border-bottom: Black 1pt solid">&nbsp;</td>
    <td style="border-bottom: Black 1pt solid; text-align: left">&nbsp;</td><td style="border-bottom: Black 1pt solid; text-align: right">12,603</td><td style="border-bottom: Black 1pt solid; text-align: left">&nbsp;</td><td style="padding-bottom: 1pt; border-bottom: Black 1pt solid">&nbsp;</td>
    <td style="border-bottom: Black 1pt solid; text-align: left">&nbsp;</td><td style="border-bottom: Black 1pt solid; text-align: right">12,082</td><td style="border-bottom: Black 1pt solid; text-align: left">&nbsp;</td><td style="padding-bottom: 1pt; border-bottom: Black 1pt solid">&nbsp;</td>
    <td style="border-bottom: Black 1pt solid; text-align: left">&nbsp;</td><td style="border-bottom: Black 1pt solid; text-align: right">11,989</td><td style="border-bottom: Black 1pt solid; text-align: left">&nbsp;</td><td style="padding-bottom: 1pt">&nbsp;</td>
    <td style="border-bottom: Black 1pt solid; text-align: left">&nbsp;</td><td style="border-bottom: Black 1pt solid; text-align: right">12,057</td><td style="border-bottom: Black 1pt solid; text-align: left">&nbsp;</td><td style="padding-bottom: 1pt; border-bottom: Black 1pt solid">&nbsp;</td>
    <td style="border-bottom: Black 1pt solid; text-align: left">&nbsp;</td><td style="border-bottom: Black 1pt solid; text-align: right">17,220</td><td style="border-bottom: Black 1pt solid; text-align: left">&nbsp;</td><td style="padding-bottom: 1pt; border-bottom: Black 1pt solid">&nbsp;</td>
    <td style="border-bottom: Black 1pt solid; text-align: left">&nbsp;</td><td style="border-bottom: Black 1pt solid; text-align: right">12,740</td><td style="border-bottom: Black 1pt solid; text-align: left">&nbsp;</td><td style="padding-bottom: 1pt; border-bottom: Black 1pt solid">&nbsp;</td>
    <td style="border-bottom: Black 1pt solid; text-align: left">&nbsp;</td><td style="border-bottom: Black 1pt solid; text-align: right">12,724</td><td style="border-bottom: Black 1pt solid; text-align: left">&nbsp;</td></tr>
<tr style="vertical-align: bottom; background-color: White">
    <td style="text-align: left; padding-left: 10pt">Net interest income</td><td>&nbsp;</td>
    <td style="text-align: left">&nbsp;</td><td style="text-align: right">39,416</td><td style="text-align: left">&nbsp;</td><td>&nbsp;</td>
    <td style="text-align: left">&nbsp;</td><td style="text-align: right">39,310</td><td style="text-align: left">&nbsp;</td><td>&nbsp;</td>
    <td style="text-align: left">&nbsp;</td><td style="text-align: right">38,140</td><td style="text-align: left">&nbsp;</td><td>&nbsp;</td>
    <td style="text-align: left">&nbsp;</td><td style="text-align: right">37,554</td><td style="text-align: left">&nbsp;</td><td>&nbsp;</td>
    <td style="text-align: left">&nbsp;</td><td style="text-align: right">37,114</td><td style="text-align: left">&nbsp;</td><td>&nbsp;</td>
    <td style="text-align: left">&nbsp;</td><td style="text-align: right">31,957</td><td style="text-align: left">&nbsp;</td><td>&nbsp;</td>
    <td style="text-align: left">&nbsp;</td><td style="text-align: right">36,829</td><td style="text-align: left">&nbsp;</td><td>&nbsp;</td>
    <td style="text-align: left">&nbsp;</td><td style="text-align: right">36,487</td><td style="text-align: left">&nbsp;</td></tr>
<tr style="vertical-align: bottom; background-color: rgb(204,238,255)">
    <td style="text-align: left">Provision (benefit) for loan losses</td><td>&nbsp;</td>
    <td style="text-align: left">&nbsp;</td><td style="text-align: right">664</td><td style="text-align: left">&nbsp;</td><td>&nbsp;</td>
    <td style="text-align: left">&nbsp;</td><td style="text-align: right">(370</td><td style="text-align: left">)</td><td>&nbsp;</td>
    <td style="text-align: left">&nbsp;</td><td style="text-align: right">(516</td><td style="text-align: left">)</td><td>&nbsp;</td>
    <td style="text-align: left">&nbsp;</td><td style="text-align: right">(734</td><td style="text-align: left">)</td><td>&nbsp;</td>
    <td style="text-align: left">&nbsp;</td><td style="text-align: right">(3,192</td><td style="text-align: left">)</td><td>&nbsp;</td>
    <td style="text-align: left">&nbsp;</td><td style="text-align: right">(618</td><td style="text-align: left">)</td><td>&nbsp;</td>
    <td style="text-align: left">&nbsp;</td><td style="text-align: right">(1,092</td><td style="text-align: left">)</td><td>&nbsp;</td>
    <td style="text-align: left">&nbsp;</td><td style="text-align: right">(1,119</td><td style="text-align: left">)</td></tr>
<tr style="vertical-align: bottom; background-color: White">
    <td style="text-align: left">Other operating income</td><td>&nbsp;</td>
    <td style="text-align: left">&nbsp;</td><td style="text-align: right">2,145</td><td style="text-align: left">&nbsp;</td><td>&nbsp;</td>
    <td style="text-align: left">&nbsp;</td><td style="text-align: right">1,697</td><td style="text-align: left">&nbsp;</td><td>&nbsp;</td>
    <td style="text-align: left">&nbsp;</td><td style="text-align: right">9,947</td><td style="text-align: left">&nbsp;</td><td>&nbsp;</td>
    <td style="text-align: left">&nbsp;</td><td style="text-align: right">1,930</td><td style="text-align: left">&nbsp;</td><td>&nbsp;</td>
    <td style="text-align: left">&nbsp;</td><td style="text-align: right">(576</td><td style="text-align: left">)</td><td>&nbsp;</td>
    <td style="text-align: left">&nbsp;</td><td style="text-align: right">7,123</td><td style="text-align: left">&nbsp;</td><td>&nbsp;</td>
    <td style="text-align: left">&nbsp;</td><td style="text-align: right">1,986</td><td style="text-align: left">&nbsp;</td><td>&nbsp;</td>
    <td style="text-align: left">&nbsp;</td><td style="text-align: right">1,710</td><td style="text-align: left">&nbsp;</td></tr>
<tr style="vertical-align: bottom; background-color: rgb(204,238,255)">
    <td style="text-align: left; padding-bottom: 1pt">Other operating expense</td><td style="padding-bottom: 1pt">&nbsp;</td>
    <td style="border-bottom: Black 1pt solid; text-align: left">&nbsp;</td><td style="border-bottom: Black 1pt solid; text-align: right">23,824</td><td style="border-bottom: Black 1pt solid; text-align: left">&nbsp;</td><td style="padding-bottom: 1pt; border-bottom: Black 1pt solid">&nbsp;</td>
    <td style="border-bottom: Black 1pt solid; text-align: left">&nbsp;</td><td style="border-bottom: Black 1pt solid; text-align: right">23,708</td><td style="border-bottom: Black 1pt solid; text-align: left">&nbsp;</td><td style="padding-bottom: 1pt; border-bottom: Black 1pt solid">&nbsp;</td>
    <td style="border-bottom: Black 1pt solid; text-align: left">&nbsp;</td><td style="border-bottom: Black 1pt solid; text-align: right">24,248</td><td style="border-bottom: Black 1pt solid; text-align: left">&nbsp;</td><td style="padding-bottom: 1pt; border-bottom: Black 1pt solid">&nbsp;</td>
    <td style="border-bottom: Black 1pt solid; text-align: left">&nbsp;</td><td style="border-bottom: Black 1pt solid; text-align: right">25,939</td><td style="border-bottom: Black 1pt solid; text-align: left">&nbsp;</td><td style="padding-bottom: 1pt">&nbsp;</td>
    <td style="border-bottom: Black 1pt solid; text-align: left">&nbsp;</td><td style="border-bottom: Black 1pt solid; text-align: right">21,685</td><td style="border-bottom: Black 1pt solid; text-align: left">&nbsp;</td><td style="padding-bottom: 1pt; border-bottom: Black 1pt solid">&nbsp;</td>
    <td style="border-bottom: Black 1pt solid; text-align: left">&nbsp;</td><td style="border-bottom: Black 1pt solid; text-align: right">21,437</td><td style="border-bottom: Black 1pt solid; text-align: left">&nbsp;</td><td style="padding-bottom: 1pt; border-bottom: Black 1pt solid">&nbsp;</td>
    <td style="border-bottom: Black 1pt solid; text-align: left">&nbsp;</td><td style="border-bottom: Black 1pt solid; text-align: right">20,624</td><td style="border-bottom: Black 1pt solid; text-align: left">&nbsp;</td><td style="padding-bottom: 1pt; border-bottom: Black 1pt solid">&nbsp;</td>
    <td style="border-bottom: Black 1pt solid; text-align: left">&nbsp;</td><td style="border-bottom: Black 1pt solid; text-align: right">22,093</td><td style="border-bottom: Black 1pt solid; text-align: left">&nbsp;</td></tr>
<tr style="vertical-align: bottom; background-color: White">
    <td style="text-align: left; padding-left: 10pt">Income before income tax expense</td><td>&nbsp;</td>
    <td style="text-align: left">&nbsp;</td><td style="text-align: right">17,073</td><td style="text-align: left">&nbsp;</td><td>&nbsp;</td>
    <td style="text-align: left">&nbsp;</td><td style="text-align: right">17,669</td><td style="text-align: left">&nbsp;</td><td>&nbsp;</td>
    <td style="text-align: left">&nbsp;</td><td style="text-align: right">24,355</td><td style="text-align: left">&nbsp;</td><td>&nbsp;</td>
    <td style="text-align: left">&nbsp;</td><td style="text-align: right">14,279</td><td style="text-align: left">&nbsp;</td><td>&nbsp;</td>
    <td style="text-align: left">&nbsp;</td><td style="text-align: right">18,045</td><td style="text-align: left">&nbsp;</td><td>&nbsp;</td>
    <td style="text-align: left">&nbsp;</td><td style="text-align: right">18,261</td><td style="text-align: left">&nbsp;</td><td>&nbsp;</td>
    <td style="text-align: left">&nbsp;</td><td style="text-align: right">19,283</td><td style="text-align: left">&nbsp;</td><td>&nbsp;</td>
    <td style="text-align: left">&nbsp;</td><td style="text-align: right">17,223</td><td style="text-align: left">&nbsp;</td></tr>
<tr style="vertical-align: bottom; background-color: rgb(204,238,255)">
    <td style="text-align: left; padding-bottom: 1pt">Income tax expense</td><td style="padding-bottom: 1pt">&nbsp;</td>
    <td style="border-bottom: Black 1pt solid; text-align: left">&nbsp;</td><td style="border-bottom: Black 1pt solid; text-align: right">5,439</td><td style="border-bottom: Black 1pt solid; text-align: left">&nbsp;</td><td style="padding-bottom: 1pt; border-bottom: Black 1pt solid">&nbsp;</td>
    <td style="border-bottom: Black 1pt solid; text-align: left">&nbsp;</td><td style="border-bottom: Black 1pt solid; text-align: right">6,661</td><td style="border-bottom: Black 1pt solid; text-align: left">&nbsp;</td><td style="padding-bottom: 1pt; border-bottom: Black 1pt solid">&nbsp;</td>
    <td style="border-bottom: Black 1pt solid; text-align: left">&nbsp;</td><td style="border-bottom: Black 1pt solid; text-align: right">9,521</td><td style="border-bottom: Black 1pt solid; text-align: left">&nbsp;</td><td style="padding-bottom: 1pt; border-bottom: Black 1pt solid">&nbsp;</td>
    <td style="border-bottom: Black 1pt solid; text-align: left">&nbsp;</td><td style="border-bottom: Black 1pt solid; text-align: right">5,546</td><td style="border-bottom: Black 1pt solid; text-align: left">&nbsp;</td><td style="padding-bottom: 1pt">&nbsp;</td>
    <td style="border-bottom: Black 1pt solid; text-align: left">&nbsp;</td><td style="border-bottom: Black 1pt solid; text-align: right">6,988</td><td style="border-bottom: Black 1pt solid; text-align: left">&nbsp;</td><td style="padding-bottom: 1pt; border-bottom: Black 1pt solid">&nbsp;</td>
    <td style="border-bottom: Black 1pt solid; text-align: left">&nbsp;</td><td style="border-bottom: Black 1pt solid; text-align: right">7,060</td><td style="border-bottom: Black 1pt solid; text-align: left">&nbsp;</td><td style="padding-bottom: 1pt; border-bottom: Black 1pt solid">&nbsp;</td>
    <td style="border-bottom: Black 1pt solid; text-align: left">&nbsp;</td><td style="border-bottom: Black 1pt solid; text-align: right">7,598</td><td style="border-bottom: Black 1pt solid; text-align: left">&nbsp;</td><td style="padding-bottom: 1pt; border-bottom: Black 1pt solid">&nbsp;</td>
    <td style="border-bottom: Black 1pt solid; text-align: left">&nbsp;</td><td style="border-bottom: Black 1pt solid; text-align: right">6,927</td><td style="border-bottom: Black 1pt solid; text-align: left">&nbsp;</td></tr>
<tr style="vertical-align: bottom; background-color: White">
    <td style="text-align: left; padding-bottom: 2.25pt; padding-left: 10pt">Net income</td><td style="padding-bottom: 1pt">&nbsp;</td>
    <td style="border-bottom: Black 2.5pt double; text-align: left">$</td><td style="border-bottom: Black 2.5pt double; text-align: right">11,634</td><td style="border-bottom: Black 2.5pt double; text-align: left">&nbsp;</td><td style="padding-bottom: 2.25pt; border-bottom: Black 2.5pt double">&nbsp;</td>
    <td style="border-bottom: Black 2.5pt double; text-align: left">$</td><td style="border-bottom: Black 2.5pt double; text-align: right">11,008</td><td style="border-bottom: Black 2.5pt double; text-align: left">&nbsp;</td><td style="padding-bottom: 2.25pt; border-bottom: Black 2.5pt double">&nbsp;</td>
    <td style="border-bottom: Black 2.5pt double; text-align: left">$</td><td style="border-bottom: Black 2.5pt double; text-align: right">14,834</td><td style="border-bottom: Black 2.5pt double; text-align: left">&nbsp;</td><td style="padding-bottom: 2.25pt; border-bottom: Black 2.5pt double">&nbsp;</td>
    <td style="border-bottom: Black 2.5pt double; text-align: left">$</td><td style="border-bottom: Black 2.5pt double; text-align: right">8,733</td><td style="border-bottom: Black 2.5pt double; text-align: left">&nbsp;</td><td style="padding-bottom: 1pt">&nbsp;</td>
    <td style="border-bottom: Black 2.5pt double; text-align: left">$</td><td style="border-bottom: Black 2.5pt double; text-align: right">11,057</td><td style="border-bottom: Black 2.5pt double; text-align: left">&nbsp;</td><td style="padding-bottom: 2.25pt; border-bottom: Black 2.5pt double">&nbsp;</td>
    <td style="border-bottom: Black 2.5pt double; text-align: left">$</td><td style="border-bottom: Black 2.5pt double; text-align: right">11,201</td><td style="border-bottom: Black 2.5pt double; text-align: left">&nbsp;</td><td style="padding-bottom: 2.25pt; border-bottom: Black 2.5pt double">&nbsp;</td>
    <td style="border-bottom: Black 2.5pt double; text-align: left">$</td><td style="border-bottom: Black 2.5pt double; text-align: right">11,685</td><td style="border-bottom: Black 2.5pt double; text-align: left">&nbsp;</td><td style="padding-bottom: 2.25pt; border-bottom: Black 2.5pt double">&nbsp;</td>
    <td style="border-bottom: Black 2.5pt double; text-align: left">$</td><td style="border-bottom: Black 2.5pt double; text-align: right">10,296</td><td style="border-bottom: Black 2.5pt double; text-align: left">&nbsp;</td></tr>
<tr style="vertical-align: bottom; background-color: rgb(204,238,255)">
    <td>&nbsp;</td><td>&nbsp;</td>
    <td style="text-align: left">&nbsp;</td><td style="text-align: right">&nbsp;</td><td style="text-align: left">&nbsp;</td><td>&nbsp;</td>
    <td style="text-align: left">&nbsp;</td><td style="text-align: right">&nbsp;</td><td style="text-align: left">&nbsp;</td><td>&nbsp;</td>
    <td style="text-align: left">&nbsp;</td><td style="text-align: right">&nbsp;</td><td style="text-align: left">&nbsp;</td><td>&nbsp;</td>
    <td style="text-align: left">&nbsp;</td><td style="text-align: right">&nbsp;</td><td style="text-align: left">&nbsp;</td><td>&nbsp;</td>
    <td style="text-align: left">&nbsp;</td><td style="text-align: right">&nbsp;</td><td style="text-align: left">&nbsp;</td><td>&nbsp;</td>
    <td style="text-align: left">&nbsp;</td><td style="text-align: right">&nbsp;</td><td style="text-align: left">&nbsp;</td><td>&nbsp;</td>
    <td style="text-align: left">&nbsp;</td><td style="text-align: right">&nbsp;</td><td style="text-align: left">&nbsp;</td><td>&nbsp;</td>
    <td style="text-align: left">&nbsp;</td><td style="text-align: right">&nbsp;</td><td style="text-align: left">&nbsp;</td></tr>
<tr style="vertical-align: bottom; background-color: White">
    <td>&nbsp;</td><td>&nbsp;</td>
    <td style="text-align: left">&nbsp;</td><td style="text-align: right">&nbsp;</td><td style="text-align: left">&nbsp;</td><td>&nbsp;</td>
    <td style="text-align: left">&nbsp;</td><td style="text-align: right">&nbsp;</td><td style="text-align: left">&nbsp;</td><td>&nbsp;</td>
    <td style="text-align: left">&nbsp;</td><td style="text-align: right">&nbsp;</td><td style="text-align: left">&nbsp;</td><td>&nbsp;</td>
    <td style="text-align: left">&nbsp;</td><td style="text-align: right">&nbsp;</td><td style="text-align: left">&nbsp;</td><td>&nbsp;</td>
    <td style="text-align: left">&nbsp;</td><td style="text-align: right">&nbsp;</td><td style="text-align: left">&nbsp;</td><td>&nbsp;</td>
    <td style="text-align: left">&nbsp;</td><td style="text-align: right">&nbsp;</td><td style="text-align: left">&nbsp;</td><td>&nbsp;</td>
    <td style="text-align: left">&nbsp;</td><td style="text-align: right">&nbsp;</td><td style="text-align: left">&nbsp;</td><td>&nbsp;</td>
    <td style="text-align: left">&nbsp;</td><td style="text-align: right">&nbsp;</td><td style="text-align: left">&nbsp;</td></tr>
<tr style="vertical-align: bottom; background-color: rgb(204,238,255)">
    <td>Basic earnings per common share</td><td>&nbsp;</td>
    <td style="text-align: left">$</td><td style="text-align: right">0.40</td><td style="text-align: left">&nbsp;</td><td>&nbsp;</td>
    <td style="text-align: left">$</td><td style="text-align: right">0.38</td><td style="text-align: left">&nbsp;</td><td>&nbsp;</td>
    <td style="text-align: left">$</td><td style="text-align: right">0.51</td><td style="text-align: left">&nbsp;</td><td>&nbsp;</td>
    <td style="text-align: left">$</td><td style="text-align: right">0.30</td><td style="text-align: left">&nbsp;</td><td>&nbsp;</td>
    <td style="text-align: left">$</td><td style="text-align: right">0.38</td><td style="text-align: left">&nbsp;</td><td>&nbsp;</td>
    <td style="text-align: left">$</td><td style="text-align: right">0.38</td><td style="text-align: left">&nbsp;</td><td>&nbsp;</td>
    <td style="text-align: left">$</td><td style="text-align: right">0.39</td><td style="text-align: left">&nbsp;</td><td>&nbsp;</td>
    <td style="text-align: left">$</td><td style="text-align: right">0.34</td><td style="text-align: left">&nbsp;</td></tr>
<tr style="vertical-align: bottom; background-color: White">
    <td>Diluted earnings per common share</td><td>&nbsp;</td>
    <td style="text-align: left">$</td><td style="text-align: right">0.40</td><td style="text-align: left">&nbsp;</td><td>&nbsp;</td>
    <td style="text-align: left">$</td><td style="text-align: right">0.38</td><td style="text-align: left">&nbsp;</td><td>&nbsp;</td>
    <td style="text-align: left">$</td><td style="text-align: right">0.51</td><td style="text-align: left">&nbsp;</td><td>&nbsp;</td>
    <td style="text-align: left">$</td><td style="text-align: right">0.30</td><td style="text-align: left">&nbsp;</td><td>&nbsp;</td>
    <td style="text-align: left">$</td><td style="text-align: right">0.38</td><td style="text-align: left">&nbsp;</td><td>&nbsp;</td>
    <td style="text-align: left">$</td><td style="text-align: right">0.38</td><td style="text-align: left">&nbsp;</td><td>&nbsp;</td>
    <td style="text-align: left">$</td><td style="text-align: right">0.39</td><td style="text-align: left">&nbsp;</td><td>&nbsp;</td>
    <td style="text-align: left">$</td><td style="text-align: right">0.34</td><td style="text-align: left">&nbsp;</td></tr>
<tr style="vertical-align: bottom; background-color: rgb(204,238,255)">
    <td>Dividends per common share</td><td>&nbsp;</td>
    <td style="text-align: left">$</td><td style="text-align: right">0.16</td><td style="text-align: left">&nbsp;</td><td>&nbsp;</td>
    <td style="text-align: left">$</td><td style="text-align: right">0.16</td><td style="text-align: left">&nbsp;</td><td>&nbsp;</td>
    <td style="text-align: left">$</td><td style="text-align: right">0.16</td><td style="text-align: left">&nbsp;</td><td>&nbsp;</td>
    <td style="text-align: left">$</td><td style="text-align: right">0.16</td><td style="text-align: left">&nbsp;</td><td>&nbsp;</td>
    <td style="text-align: left">$</td><td style="text-align: right">0.15</td><td style="text-align: left">&nbsp;</td><td>&nbsp;</td>
    <td style="text-align: left">$</td><td style="text-align: right">0.15</td><td style="text-align: left">&nbsp;</td><td>&nbsp;</td>
    <td style="text-align: left">$</td><td style="text-align: right">0.15</td><td style="text-align: left">&nbsp;</td><td>&nbsp;</td>
    <td style="text-align: left">$</td><td style="text-align: right">0.15</td><td style="text-align: left">&nbsp;</td></tr>
<tr style="vertical-align: bottom; background-color: White">
    <td>&nbsp;</td><td>&nbsp;</td>
    <td style="text-align: left">&nbsp;</td><td style="text-align: right">&nbsp;</td><td style="text-align: left">&nbsp;</td><td>&nbsp;</td>
    <td style="text-align: left">&nbsp;</td><td style="text-align: right">&nbsp;</td><td style="text-align: left">&nbsp;</td><td>&nbsp;</td>
    <td style="text-align: left">&nbsp;</td><td style="text-align: right">&nbsp;</td><td style="text-align: left">&nbsp;</td><td>&nbsp;</td>
    <td style="text-align: left">&nbsp;</td><td style="text-align: right">&nbsp;</td><td style="text-align: left">&nbsp;</td><td>&nbsp;</td>
    <td style="text-align: left">&nbsp;</td><td style="text-align: right">&nbsp;</td><td style="text-align: left">&nbsp;</td><td>&nbsp;</td>
    <td style="text-align: left">&nbsp;</td><td style="text-align: right">&nbsp;</td><td style="text-align: left">&nbsp;</td><td>&nbsp;</td>
    <td style="text-align: left">&nbsp;</td><td style="text-align: right">&nbsp;</td><td style="text-align: left">&nbsp;</td><td>&nbsp;</td>
    <td style="text-align: left">&nbsp;</td><td style="text-align: right">&nbsp;</td><td style="text-align: left">&nbsp;</td></tr>
<tr style="vertical-align: bottom; background-color: rgb(204,238,255)">
    <td nowrap style="font-weight: bold">Average common shares outstanding for:</td><td>&nbsp;</td>
    <td style="text-align: left">&nbsp;</td><td style="text-align: right">&nbsp;</td><td style="text-align: left">&nbsp;</td><td>&nbsp;</td>
    <td style="text-align: left">&nbsp;</td><td style="text-align: right">&nbsp;</td><td style="text-align: left">&nbsp;</td><td>&nbsp;</td>
    <td style="text-align: left">&nbsp;</td><td style="text-align: right">&nbsp;</td><td style="text-align: left">&nbsp;</td><td>&nbsp;</td>
    <td style="text-align: left">&nbsp;</td><td style="text-align: right">&nbsp;</td><td style="text-align: left">&nbsp;</td><td>&nbsp;</td>
    <td style="text-align: left">&nbsp;</td><td style="text-align: right">&nbsp;</td><td style="text-align: left">&nbsp;</td><td>&nbsp;</td>
    <td style="text-align: left">&nbsp;</td><td style="text-align: right">&nbsp;</td><td style="text-align: left">&nbsp;</td><td>&nbsp;</td>
    <td style="text-align: left">&nbsp;</td><td style="text-align: right">&nbsp;</td><td style="text-align: left">&nbsp;</td><td>&nbsp;</td>
    <td style="text-align: left">&nbsp;</td><td style="text-align: right">&nbsp;</td><td style="text-align: left">&nbsp;</td></tr>
<tr style="vertical-align: bottom; background-color: White">
    <td>Basic earnings per share</td><td>&nbsp;</td>
    <td style="text-align: left">&nbsp;</td><td style="text-align: right">28,862</td><td style="text-align: left">&nbsp;</td><td>&nbsp;</td>
    <td style="text-align: left">&nbsp;</td><td style="text-align: right">28,927</td><td style="text-align: left">&nbsp;</td><td>&nbsp;</td>
    <td style="text-align: left">&nbsp;</td><td style="text-align: right">29,246</td><td style="text-align: left">&nbsp;</td><td>&nbsp;</td>
    <td style="text-align: left">&nbsp;</td><td style="text-align: right">29,397</td><td style="text-align: left">&nbsp;</td><td>&nbsp;</td>
    <td style="text-align: left">&nbsp;</td><td style="text-align: right">29,343</td><td style="text-align: left">&nbsp;</td><td>&nbsp;</td>
    <td style="text-align: left">&nbsp;</td><td style="text-align: right">29,772</td><td style="text-align: left">&nbsp;</td><td>&nbsp;</td>
    <td style="text-align: left">&nbsp;</td><td style="text-align: right">30,059</td><td style="text-align: left">&nbsp;</td><td>&nbsp;</td>
    <td style="text-align: left">&nbsp;</td><td style="text-align: right">29,984</td><td style="text-align: left">&nbsp;</td></tr>
<tr style="vertical-align: bottom; background-color: rgb(204,238,255)">
    <td>Diluted earnings per share</td><td>&nbsp;</td>
    <td style="text-align: left">&nbsp;</td><td style="text-align: right">28,879</td><td style="text-align: left">&nbsp;</td><td>&nbsp;</td>
    <td style="text-align: left">&nbsp;</td><td style="text-align: right">28,946</td><td style="text-align: left">&nbsp;</td><td>&nbsp;</td>
    <td style="text-align: left">&nbsp;</td><td style="text-align: right">29,268</td><td style="text-align: left">&nbsp;</td><td>&nbsp;</td>
    <td style="text-align: left">&nbsp;</td><td style="text-align: right">29,419</td><td style="text-align: left">&nbsp;</td><td>&nbsp;</td>
    <td style="text-align: left">&nbsp;</td><td style="text-align: right">29,366</td><td style="text-align: left">&nbsp;</td><td>&nbsp;</td>
    <td style="text-align: left">&nbsp;</td><td style="text-align: right">29,796</td><td style="text-align: left">&nbsp;</td><td>&nbsp;</td>
    <td style="text-align: left">&nbsp;</td><td style="text-align: right">30,090</td><td style="text-align: left">&nbsp;</td><td>&nbsp;</td>
    <td style="text-align: left">&nbsp;</td><td style="text-align: right">30,022</td><td style="text-align: left">&nbsp;</td></tr>
</table></div>



<p style="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0"><b>&nbsp;</b></p></div><p style="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0"><b></b></p>

<p style="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify"><b></b></p>

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<p style="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify"><b></b></p><p style="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify"><b></b></p><div data-td-statement-type="note"><p style="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify"><b>22. Parent Company Only Financial Information</b></p>

<p style="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify">&nbsp;</p>

<p style="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify">Earnings of the Bank are recognized by
the Holding Company using the equity method of accounting. Accordingly, earnings of the Bank are recorded as increases in the Holding
Company&#8217;s investment, any dividends would reduce the Holding Company&#8217;s investment in the Bank, and any changes in the
Bank&#8217;s unrealized gain or loss on securities available for sale, net of taxes, would increase or decrease, respectively,
the Holding Company&#8217;s investment in the Bank.</p>

<p style="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify">&nbsp;</p>

<p style="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify">The condensed financial statements for
the Holding Company are presented below:</p>

<p style="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify">&nbsp;</p>

<p style="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; color: Red"></p>

<div data-td-taggable-table=""><table cellpadding="0" cellspacing="0" style="border-collapse: collapse; width: 100%; font: 10pt Times New Roman, Times, Serif">
<tr style="vertical-align: bottom">
    <td colspan="1" style="font-weight: bold; text-align: left">Condensed Statements of Financial Condition</td><td style="padding-bottom: 1pt">&nbsp;</td>
    <td colspan="3" style="text-align: center; border-bottom: Black 1pt solid">December 31,<br>
2015</td><td style="padding-bottom: 1pt">&nbsp;</td>
    <td colspan="3" style="text-align: center; border-bottom: Black 1pt solid">December 31,<br>
2014</td></tr>
<tr style="vertical-align: bottom">
    <td style="text-align: left">&nbsp;</td><td style="font-style: italic">&nbsp;</td>
    <td colspan="7" style="font-style: italic; text-align: center">(Dollars in thousands)</td></tr>
<tr style="vertical-align: bottom; background-color: rgb(204,238,255)">
    <td style="text-align: left">Assets:</td><td>&nbsp;</td>
    <td style="text-align: left">&nbsp;</td><td style="text-align: right">&nbsp;</td><td style="text-align: left">&nbsp;</td><td>&nbsp;</td>
    <td style="text-align: left">&nbsp;</td><td style="text-align: right">&nbsp;</td><td style="text-align: left">&nbsp;</td></tr>
<tr style="vertical-align: bottom; background-color: White">
    <td style="width: 70%; text-align: left; padding-left: 10pt">Cash and due from banks</td><td style="width: 1%">&nbsp;</td>
    <td style="width: 1%; text-align: left">$</td><td style="width: 12%; text-align: right">5,654</td><td style="width: 1%; text-align: left">&nbsp;</td><td style="width: 1%">&nbsp;</td>
    <td style="width: 1%; text-align: left">$</td><td style="width: 12%; text-align: right">7,749</td><td style="width: 1%; text-align: left">&nbsp;</td></tr>
<tr style="vertical-align: bottom; background-color: rgb(204,238,255)">
    <td style="text-align: left; padding-left: 10pt">Securities available for sale:</td><td>&nbsp;</td>
    <td style="text-align: left">&nbsp;</td><td style="text-align: right">&nbsp;</td><td style="text-align: left">&nbsp;</td><td>&nbsp;</td>
    <td style="text-align: left">&nbsp;</td><td style="text-align: right">&nbsp;</td><td style="text-align: left">&nbsp;</td></tr>
<tr style="vertical-align: bottom; background-color: White">
    <td style="text-align: left; padding-left: 20pt">Other securities ($872 and $864 at fair value pursuant to the fair value
    option at December 31, 2015 and 2014, respectively)</td><td>&nbsp;</td>
    <td style="text-align: left">&nbsp;</td><td style="text-align: right">1,170</td><td style="text-align: left">&nbsp;</td><td>&nbsp;</td>
    <td style="text-align: left">&nbsp;</td><td style="text-align: right">1,156</td><td style="text-align: left">&nbsp;</td></tr>
<tr style="vertical-align: bottom; background-color: rgb(204,238,255)">
    <td style="text-align: left; padding-left: 10pt">Interest receivable</td><td>&nbsp;</td>
    <td style="text-align: left">&nbsp;</td><td style="text-align: right">4</td><td style="text-align: left">&nbsp;</td><td>&nbsp;</td>
    <td style="text-align: left">&nbsp;</td><td style="text-align: right">4</td><td style="text-align: left">&nbsp;</td></tr>
<tr style="vertical-align: bottom; background-color: White">
    <td style="text-align: left; padding-left: 10pt">Investment in subsidiaries</td><td>&nbsp;</td>
    <td style="text-align: left">&nbsp;</td><td style="text-align: right">502,798</td><td style="text-align: left">&nbsp;</td><td>&nbsp;</td>
    <td style="text-align: left">&nbsp;</td><td style="text-align: right">482,996</td><td style="text-align: left">&nbsp;</td></tr>
<tr style="vertical-align: bottom; background-color: rgb(204,238,255)">
    <td style="text-align: left; padding-left: 10pt">Goodwill</td><td>&nbsp;</td>
    <td style="text-align: left">&nbsp;</td><td style="text-align: right">2,185</td><td style="text-align: left">&nbsp;</td><td>&nbsp;</td>
    <td style="text-align: left">&nbsp;</td><td style="text-align: right">2,185</td><td style="text-align: left">&nbsp;</td></tr>
<tr style="vertical-align: bottom; background-color: White">
    <td style="text-align: left; padding-bottom: 1pt; padding-left: 10pt">Other assets</td><td style="padding-bottom: 1pt">&nbsp;</td>
    <td style="border-bottom: Black 1pt solid; text-align: left">&nbsp;</td><td style="border-bottom: Black 1pt solid; text-align: right">4,251</td><td style="border-bottom: Black 1pt solid; text-align: left">&nbsp;</td><td style="padding-bottom: 1pt">&nbsp;</td>
    <td style="border-bottom: Black 1pt solid; text-align: left">&nbsp;</td><td style="border-bottom: Black 1pt solid; text-align: right">4,402</td><td style="border-bottom: Black 1pt solid; text-align: left">&nbsp;</td></tr>
<tr style="vertical-align: bottom; background-color: rgb(204,238,255)">
    <td style="text-align: left; padding-bottom: 2.25pt; padding-left: 20pt">Total assets</td><td style="padding-bottom: 2.25pt">&nbsp;</td>
    <td style="border-bottom: Black 2.25pt double; text-align: left">$</td><td style="border-bottom: Black 2.25pt double; text-align: right">516,062</td><td style="border-bottom: Black 2.25pt double; text-align: left">&nbsp;</td><td style="padding-bottom: 2.25pt">&nbsp;</td>
    <td style="border-bottom: Black 2.25pt double; text-align: left">$</td><td style="border-bottom: Black 2.25pt double; text-align: right">498,492</td><td style="border-bottom: Black 2.25pt double; text-align: left">&nbsp;</td></tr>
<tr style="vertical-align: bottom; background-color: White">
    <td style="text-align: left">&nbsp;</td><td>&nbsp;</td>
    <td style="text-align: left">&nbsp;</td><td style="text-align: right">&nbsp;</td><td style="text-align: left">&nbsp;</td><td>&nbsp;</td>
    <td style="text-align: left">&nbsp;</td><td style="text-align: right">&nbsp;</td><td style="text-align: left">&nbsp;</td></tr>
<tr style="vertical-align: bottom; background-color: rgb(204,238,255)">
    <td style="text-align: left">Liabilities:</td><td>&nbsp;</td>
    <td style="text-align: left">&nbsp;</td><td style="text-align: right">&nbsp;</td><td style="text-align: left">&nbsp;</td><td>&nbsp;</td>
    <td style="text-align: left">&nbsp;</td><td style="text-align: right">&nbsp;</td><td style="text-align: left">&nbsp;</td></tr>
<tr style="vertical-align: bottom; background-color: White">
    <td style="text-align: left; padding-left: 10pt">Borrowings (at fair value pursuant to the fair value option at December 31,
    2015 and 2014)</td><td>&nbsp;</td>
    <td style="text-align: left">$</td><td style="text-align: right">29,018</td><td style="text-align: left">&nbsp;</td><td>&nbsp;</td>
    <td style="text-align: left">$</td><td style="text-align: right">28,770</td><td style="text-align: left">&nbsp;</td></tr>
<tr style="vertical-align: bottom; background-color: rgb(204,238,255)">
    <td style="text-align: left; padding-bottom: 1pt; padding-left: 10pt">Other liabilities</td><td style="padding-bottom: 1pt">&nbsp;</td>
    <td style="border-bottom: Black 1pt solid; text-align: left">&nbsp;</td><td style="border-bottom: Black 1pt solid; text-align: right">13,977</td><td style="border-bottom: Black 1pt solid; text-align: left">&nbsp;</td><td style="padding-bottom: 1pt">&nbsp;</td>
    <td style="border-bottom: Black 1pt solid; text-align: left">&nbsp;</td><td style="border-bottom: Black 1pt solid; text-align: right">13,475</td><td style="border-bottom: Black 1pt solid; text-align: left">&nbsp;</td></tr>
<tr style="vertical-align: bottom; background-color: White">
    <td style="text-align: left; padding-bottom: 1pt; padding-left: 20pt">Total liabilities</td><td style="padding-bottom: 1pt">&nbsp;</td>
    <td style="border-bottom: Black 1pt solid; text-align: left">&nbsp;</td><td style="border-bottom: Black 1pt solid; text-align: right">42,995</td><td style="border-bottom: Black 1pt solid; text-align: left">&nbsp;</td><td style="padding-bottom: 1pt">&nbsp;</td>
    <td style="border-bottom: Black 1pt solid; text-align: left">&nbsp;</td><td style="border-bottom: Black 1pt solid; text-align: right">42,245</td><td style="border-bottom: Black 1pt solid; text-align: left">&nbsp;</td></tr>
<tr style="vertical-align: bottom; background-color: rgb(204,238,255)">
    <td style="text-align: left">&nbsp;</td><td>&nbsp;</td>
    <td style="text-align: left">&nbsp;</td><td style="text-align: right">&nbsp;</td><td style="text-align: left">&nbsp;</td><td>&nbsp;</td>
    <td style="text-align: left">&nbsp;</td><td style="text-align: right">&nbsp;</td><td style="text-align: left">&nbsp;</td></tr>
<tr style="vertical-align: bottom; background-color: White">
    <td style="text-align: left">Stockholders' Equity:</td><td>&nbsp;</td>
    <td style="text-align: left">&nbsp;</td><td style="text-align: right">&nbsp;</td><td style="text-align: left">&nbsp;</td><td>&nbsp;</td>
    <td style="text-align: left">&nbsp;</td><td style="text-align: right">&nbsp;</td><td style="text-align: left">&nbsp;</td></tr>
<tr style="vertical-align: bottom; background-color: rgb(204,238,255)">
    <td style="text-align: left; padding-left: 10pt">Preferred stock</td><td>&nbsp;</td>
    <td style="text-align: left">&nbsp;</td><td style="text-align: right">-</td><td style="text-align: left">&nbsp;</td><td>&nbsp;</td>
    <td style="text-align: left">&nbsp;</td><td style="text-align: right">-</td><td style="text-align: left">&nbsp;</td></tr>
<tr style="vertical-align: bottom; background-color: White">
    <td style="text-align: left; padding-left: 10pt">Common stock</td><td>&nbsp;</td>
    <td style="text-align: left">&nbsp;</td><td style="text-align: right">315</td><td style="text-align: left">&nbsp;</td><td>&nbsp;</td>
    <td style="text-align: left">&nbsp;</td><td style="text-align: right">315</td><td style="text-align: left">&nbsp;</td></tr>
<tr style="vertical-align: bottom; background-color: rgb(204,238,255)">
    <td style="text-align: left; padding-left: 10pt">Additional paid-in capital</td><td>&nbsp;</td>
    <td style="text-align: left">&nbsp;</td><td style="text-align: right">210,652</td><td style="text-align: left">&nbsp;</td><td>&nbsp;</td>
    <td style="text-align: left">&nbsp;</td><td style="text-align: right">206,437</td><td style="text-align: left">&nbsp;</td></tr>
<tr style="vertical-align: bottom; background-color: White">
    <td style="text-align: left; padding-left: 10pt">Treasury stock, at average cost (2,700,037 shares and 2,126,772 at December
    31, 2015 and 2014, respectively)</td><td>&nbsp;</td>
    <td style="text-align: left">&nbsp;</td><td style="text-align: right">(48,868</td><td style="text-align: left">)</td><td>&nbsp;</td>
    <td style="text-align: left">&nbsp;</td><td style="text-align: right">(37,221</td><td style="text-align: left">)</td></tr>
<tr style="vertical-align: bottom; background-color: rgb(204,238,255)">
    <td style="text-align: left; padding-left: 10pt">Retained earnings</td><td>&nbsp;</td>
    <td style="text-align: left">&nbsp;</td><td style="text-align: right">316,530</td><td style="text-align: left">&nbsp;</td><td>&nbsp;</td>
    <td style="text-align: left">&nbsp;</td><td style="text-align: right">289,623</td><td style="text-align: left">&nbsp;</td></tr>
<tr style="vertical-align: bottom; background-color: White">
    <td style="text-align: left; padding-bottom: 1pt; padding-left: 10pt">Accumulated other comprehensive loss, net of taxes</td><td style="padding-bottom: 1pt">&nbsp;</td>
    <td style="border-bottom: Black 1pt solid; text-align: left">&nbsp;</td><td style="border-bottom: Black 1pt solid; text-align: right">(5,562</td><td style="border-bottom: Black 1pt solid; text-align: left">)</td><td style="padding-bottom: 1pt">&nbsp;</td>
    <td style="border-bottom: Black 1pt solid; text-align: left">&nbsp;</td><td style="border-bottom: Black 1pt solid; text-align: right">(2,907</td><td style="border-bottom: Black 1pt solid; text-align: left">)</td></tr>
<tr style="vertical-align: bottom; background-color: rgb(204,238,255)">
    <td style="text-align: left; padding-bottom: 1pt; padding-left: 20pt">Total equity</td><td style="padding-bottom: 1pt">&nbsp;</td>
    <td style="border-bottom: Black 1pt solid; text-align: left">&nbsp;</td><td style="border-bottom: Black 1pt solid; text-align: right">473,067</td><td style="border-bottom: Black 1pt solid; text-align: left">&nbsp;</td><td style="padding-bottom: 1pt">&nbsp;</td>
    <td style="border-bottom: Black 1pt solid; text-align: left">&nbsp;</td><td style="border-bottom: Black 1pt solid; text-align: right">456,247</td><td style="border-bottom: Black 1pt solid; text-align: left">&nbsp;</td></tr>
<tr style="vertical-align: bottom; background-color: White">
    <td style="text-align: left">&nbsp;</td><td>&nbsp;</td>
    <td style="text-align: left">&nbsp;</td><td style="text-align: right">&nbsp;</td><td style="text-align: left">&nbsp;</td><td>&nbsp;</td>
    <td style="text-align: left">&nbsp;</td><td style="text-align: right">&nbsp;</td><td style="text-align: left">&nbsp;</td></tr>
<tr style="vertical-align: bottom; background-color: rgb(204,238,255)">
    <td style="text-align: left; padding-bottom: 2.25pt; padding-left: 20pt">Total liabilities and equity</td><td style="padding-bottom: 2.25pt">&nbsp;</td>
    <td style="border-bottom: Black 2.25pt double; text-align: left">$</td><td style="border-bottom: Black 2.25pt double; text-align: right">516,062</td><td style="border-bottom: Black 2.25pt double; text-align: left">&nbsp;</td><td style="padding-bottom: 2.25pt">&nbsp;</td>
    <td style="border-bottom: Black 2.25pt double; text-align: left">$</td><td style="border-bottom: Black 2.25pt double; text-align: right">498,492</td><td style="border-bottom: Black 2.25pt double; text-align: left">&nbsp;</td></tr>
</table></div>





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<div data-td-taggable-table=""><table cellpadding="0" cellspacing="0" style="border-collapse: collapse; width: 100%; font: 10pt Times New Roman, Times, Serif">
<tr style="vertical-align: bottom">
    <td style="text-align: left">&nbsp;</td><td style="padding-bottom: 1pt">&nbsp;</td>
    <td colspan="11" style="text-align: center; border-bottom: Black 1pt solid">For the years ended December 31,</td></tr>
<tr style="vertical-align: bottom">
    <td colspan="1" style="font-weight: bold; text-align: left">Condensed Statements of Income</td><td style="padding-bottom: 1pt">&nbsp;</td>
    <td colspan="3" style="text-align: center; border-bottom: Black 1pt solid">2015</td><td style="padding-bottom: 1pt">&nbsp;</td>
    <td colspan="3" style="text-align: center; border-bottom: Black 1pt solid">2014</td><td style="padding-bottom: 1pt">&nbsp;</td>
    <td colspan="3" style="text-align: center; border-bottom: Black 1pt solid">2013</td></tr>
<tr style="vertical-align: bottom">
    <td style="text-align: left">&nbsp;</td><td style="font-style: italic">&nbsp;</td>
    <td colspan="11" style="font-style: italic; text-align: center">(In thousands)</td></tr>
<tr style="vertical-align: bottom; background-color: rgb(204,238,255)">
    <td style="width: 61%; text-align: left">Dividends from the Bank</td><td style="width: 1%">&nbsp;</td>
    <td style="width: 1%; text-align: left">$</td><td style="width: 10%; text-align: right">26,000</td><td style="width: 1%; text-align: left">&nbsp;</td><td style="width: 1%">&nbsp;</td>
    <td style="width: 1%; text-align: left">$</td><td style="width: 10%; text-align: right">20,000</td><td style="width: 1%; text-align: left">&nbsp;</td><td style="width: 1%">&nbsp;</td>
    <td style="width: 1%; text-align: left">$</td><td style="width: 10%; text-align: right">20,000</td><td style="width: 1%; text-align: left">&nbsp;</td></tr>
<tr style="vertical-align: bottom; background-color: White">
    <td style="text-align: left">Interest income</td><td>&nbsp;</td>
    <td style="text-align: left">&nbsp;</td><td style="text-align: right">242</td><td style="text-align: left">&nbsp;</td><td>&nbsp;</td>
    <td style="text-align: left">&nbsp;</td><td style="text-align: right">512</td><td style="text-align: left">&nbsp;</td><td>&nbsp;</td>
    <td style="text-align: left">&nbsp;</td><td style="text-align: right">590</td><td style="text-align: left">&nbsp;</td></tr>
<tr style="vertical-align: bottom; background-color: rgb(204,238,255)">
    <td style="text-align: left">Interest expense</td><td>&nbsp;</td>
    <td style="text-align: left">&nbsp;</td><td style="text-align: right">(1,075</td><td style="text-align: left">)</td><td>&nbsp;</td>
    <td style="text-align: left">&nbsp;</td><td style="text-align: right">(1,039</td><td style="text-align: left">)</td><td>&nbsp;</td>
    <td style="text-align: left">&nbsp;</td><td style="text-align: right">(1,066</td><td style="text-align: left">)</td></tr>
<tr style="vertical-align: bottom; background-color: White">
    <td style="text-align: left">Gain on sale of securities</td><td>&nbsp;</td>
    <td style="text-align: left">&nbsp;</td><td style="text-align: right">-</td><td style="text-align: left">&nbsp;</td><td>&nbsp;</td>
    <td style="text-align: left">&nbsp;</td><td style="text-align: right">-</td><td style="text-align: left">&nbsp;</td><td>&nbsp;</td>
    <td style="text-align: left">&nbsp;</td><td style="text-align: right">17</td><td style="text-align: left">&nbsp;</td></tr>
<tr style="vertical-align: bottom; background-color: rgb(204,238,255)">
    <td style="text-align: left">Net gain (loss) from fair value adjustments</td><td>&nbsp;</td>
    <td style="text-align: left">&nbsp;</td><td style="text-align: right">(231</td><td style="text-align: left">)</td><td>&nbsp;</td>
    <td style="text-align: left">&nbsp;</td><td style="text-align: right">779</td><td style="text-align: left">&nbsp;</td><td>&nbsp;</td>
    <td style="text-align: left">&nbsp;</td><td style="text-align: right">(5,475</td><td style="text-align: left">)</td></tr>
<tr style="vertical-align: bottom; background-color: White">
    <td style="text-align: left; padding-bottom: 1pt">Other operating expenses</td><td style="padding-bottom: 1pt">&nbsp;</td>
    <td style="border-bottom: Black 1pt solid; text-align: left">&nbsp;</td><td style="border-bottom: Black 1pt solid; text-align: right">(1,298</td><td style="border-bottom: Black 1pt solid; text-align: left">)</td><td style="padding-bottom: 1pt">&nbsp;</td>
    <td style="border-bottom: Black 1pt solid; text-align: left">&nbsp;</td><td style="border-bottom: Black 1pt solid; text-align: right">(786</td><td style="border-bottom: Black 1pt solid; text-align: left">)</td><td style="padding-bottom: 1pt">&nbsp;</td>
    <td style="border-bottom: Black 1pt solid; text-align: left">&nbsp;</td><td style="border-bottom: Black 1pt solid; text-align: right">(621</td><td style="border-bottom: Black 1pt solid; text-align: left">)</td></tr>
<tr style="vertical-align: bottom; background-color: rgb(204,238,255)">
    <td style="text-align: left; padding-left: 10pt">Income before taxes and equity in undistributed earnings of subsidiary</td><td>&nbsp;</td>
    <td style="text-align: left">&nbsp;</td><td style="text-align: right">23,638</td><td style="text-align: left">&nbsp;</td><td>&nbsp;</td>
    <td style="text-align: left">&nbsp;</td><td style="text-align: right">19,466</td><td style="text-align: left">&nbsp;</td><td>&nbsp;</td>
    <td style="text-align: left">&nbsp;</td><td style="text-align: right">13,445</td><td style="text-align: left">&nbsp;</td></tr>
<tr style="vertical-align: bottom; background-color: White">
    <td style="text-align: left; padding-bottom: 1pt">Income tax benefit</td><td style="padding-bottom: 1pt">&nbsp;</td>
    <td style="border-bottom: Black 1pt solid; text-align: left">&nbsp;</td><td style="border-bottom: Black 1pt solid; text-align: right">687</td><td style="border-bottom: Black 1pt solid; text-align: left">&nbsp;</td><td style="padding-bottom: 1pt">&nbsp;</td>
    <td style="border-bottom: Black 1pt solid; text-align: left">&nbsp;</td><td style="border-bottom: Black 1pt solid; text-align: right">668</td><td style="border-bottom: Black 1pt solid; text-align: left">&nbsp;</td><td style="padding-bottom: 1pt">&nbsp;</td>
    <td style="border-bottom: Black 1pt solid; text-align: left">&nbsp;</td><td style="border-bottom: Black 1pt solid; text-align: right">2,857</td><td style="border-bottom: Black 1pt solid; text-align: left">&nbsp;</td></tr>
<tr style="vertical-align: bottom; background-color: rgb(204,238,255)">
    <td style="text-align: left; padding-left: 10pt">Income before equity in undistributed earnings of subsidiary</td><td>&nbsp;</td>
    <td style="text-align: left">&nbsp;</td><td style="text-align: right">24,325</td><td style="text-align: left">&nbsp;</td><td>&nbsp;</td>
    <td style="text-align: left">&nbsp;</td><td style="text-align: right">20,134</td><td style="text-align: left">&nbsp;</td><td>&nbsp;</td>
    <td style="text-align: left">&nbsp;</td><td style="text-align: right">16,302</td><td style="text-align: left">&nbsp;</td></tr>
<tr style="vertical-align: bottom; background-color: White">
    <td style="text-align: left; padding-bottom: 1pt">Equity in undistributed earnings of the Bank</td><td style="padding-bottom: 1pt">&nbsp;</td>
    <td style="border-bottom: Black 1pt solid; text-align: left">&nbsp;</td><td style="border-bottom: Black 1pt solid; text-align: right">21,884</td><td style="border-bottom: Black 1pt solid; text-align: left">&nbsp;</td><td style="padding-bottom: 1pt">&nbsp;</td>
    <td style="border-bottom: Black 1pt solid; text-align: left">&nbsp;</td><td style="border-bottom: Black 1pt solid; text-align: right">24,105</td><td style="border-bottom: Black 1pt solid; text-align: left">&nbsp;</td><td style="padding-bottom: 1pt">&nbsp;</td>
    <td style="border-bottom: Black 1pt solid; text-align: left">&nbsp;</td><td style="border-bottom: Black 1pt solid; text-align: right">21,450</td><td style="border-bottom: Black 1pt solid; text-align: left">&nbsp;</td></tr>
<tr style="vertical-align: bottom; background-color: rgb(204,238,255)">
    <td style="font-weight: bold; text-align: left; padding-left: 10pt">Net income</td><td>&nbsp;</td>
    <td style="text-align: left">&nbsp;</td><td style="text-align: right">46,209</td><td style="text-align: left">&nbsp;</td><td>&nbsp;</td>
    <td style="text-align: left">&nbsp;</td><td style="text-align: right">44,239</td><td style="text-align: left">&nbsp;</td><td>&nbsp;</td>
    <td style="text-align: left">&nbsp;</td><td style="text-align: right">37,752</td><td style="text-align: left">&nbsp;</td></tr>
<tr style="vertical-align: bottom; background-color: White">
    <td style="text-align: left; padding-bottom: 1pt">Other comprehensive (loss) income, net of tax</td><td style="padding-bottom: 1pt">&nbsp;</td>
    <td style="border-bottom: Black 1pt solid; text-align: left">&nbsp;</td><td style="border-bottom: Black 1pt solid; text-align: right">(2,655</td><td style="border-bottom: Black 1pt solid; text-align: left">)</td><td style="padding-bottom: 1pt">&nbsp;</td>
    <td style="border-bottom: Black 1pt solid; text-align: left">&nbsp;</td><td style="border-bottom: Black 1pt solid; text-align: right">8,468</td><td style="border-bottom: Black 1pt solid; text-align: left">&nbsp;</td><td style="padding-bottom: 1pt">&nbsp;</td>
    <td style="border-bottom: Black 1pt solid; text-align: left">&nbsp;</td><td style="border-bottom: Black 1pt solid; text-align: right">(23,512</td><td style="border-bottom: Black 1pt solid; text-align: left">)</td></tr>
<tr style="vertical-align: bottom; background-color: rgb(204,238,255)">
    <td style="font-weight: bold; text-align: left; padding-bottom: 2.25pt; padding-left: 10pt">Comprehensive income</td><td style="padding-bottom: 2.25pt">&nbsp;</td>
    <td style="border-bottom: Black 2.25pt double; text-align: left">$</td><td style="border-bottom: Black 2.25pt double; text-align: right">43,554</td><td style="border-bottom: Black 2.25pt double; text-align: left">&nbsp;</td><td style="padding-bottom: 2.25pt">&nbsp;</td>
    <td style="border-bottom: Black 2.25pt double; text-align: left">$</td><td style="border-bottom: Black 2.25pt double; text-align: right">52,707</td><td style="border-bottom: Black 2.25pt double; text-align: left">&nbsp;</td><td style="padding-bottom: 2.25pt">&nbsp;</td>
    <td style="border-bottom: Black 2.25pt double; text-align: left">$</td><td style="border-bottom: Black 2.25pt double; text-align: right">14,240</td><td style="border-bottom: Black 2.25pt double; text-align: left">&nbsp;</td></tr>
</table></div>





<p style="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; color: Red">&nbsp;</p>

<p style="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</p>

<p style="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; color: Red"></p>

<div data-td-taggable-table=""><table cellpadding="0" cellspacing="0" style="border-collapse: collapse; width: 100%; font: 10pt Times New Roman, Times, Serif">
<tr style="vertical-align: bottom">
    <td style="text-align: left">&nbsp;</td><td style="padding-bottom: 1pt">&nbsp;</td>
    <td colspan="11" style="text-align: center; border-bottom: Black 1pt solid">For the years ended December 31,</td></tr>
<tr style="vertical-align: bottom">
    <td colspan="1" style="font-weight: bold; text-align: left">Condensed Statements of Cash Flows</td><td style="padding-bottom: 1pt">&nbsp;</td>
    <td colspan="3" style="text-align: center; border-bottom: Black 1pt solid">2015</td><td style="padding-bottom: 1pt">&nbsp;</td>
    <td colspan="3" style="text-align: center; border-bottom: Black 1pt solid">2014</td><td style="padding-bottom: 1pt">&nbsp;</td>
    <td colspan="3" style="text-align: center; border-bottom: Black 1pt solid">2013</td></tr>
<tr style="vertical-align: bottom">
    <td style="text-align: left">&nbsp;</td><td style="font-style: italic">&nbsp;</td>
    <td colspan="11" style="font-style: italic; text-align: center">(In thousands)</td></tr>
<tr style="vertical-align: bottom; background-color: rgb(204,238,255)">
    <td style="text-align: left">Operating activities:</td><td>&nbsp;</td>
    <td style="text-align: left">&nbsp;</td><td style="text-align: right">&nbsp;</td><td style="text-align: left">&nbsp;</td><td>&nbsp;</td>
    <td style="text-align: left">&nbsp;</td><td style="text-align: right">&nbsp;</td><td style="text-align: left">&nbsp;</td><td>&nbsp;</td>
    <td style="text-align: left">&nbsp;</td><td style="text-align: right">&nbsp;</td><td style="text-align: left">&nbsp;</td></tr>
<tr style="vertical-align: bottom; background-color: White">
    <td style="width: 61%; text-align: left; padding-left: 10pt">Net income</td><td style="width: 1%">&nbsp;</td>
    <td style="width: 1%; text-align: left">$</td><td style="width: 10%; text-align: right">46,209</td><td style="width: 1%; text-align: left">&nbsp;</td><td style="width: 1%">&nbsp;</td>
    <td style="width: 1%; text-align: left">$</td><td style="width: 10%; text-align: right">44,239</td><td style="width: 1%; text-align: left">&nbsp;</td><td style="width: 1%">&nbsp;</td>
    <td style="width: 1%; text-align: left">$</td><td style="width: 10%; text-align: right">37,752</td><td style="width: 1%; text-align: left">&nbsp;</td></tr>
<tr style="vertical-align: bottom; background-color: rgb(204,238,255)">
    <td style="text-align: left; padding-left: 10pt">Adjustments to reconcile net income to net cash provided by operating
    activities:</td><td>&nbsp;</td>
    <td style="text-align: left">&nbsp;</td><td style="text-align: right">&nbsp;</td><td style="text-align: left">&nbsp;</td><td>&nbsp;</td>
    <td style="text-align: left">&nbsp;</td><td style="text-align: right">&nbsp;</td><td style="text-align: left">&nbsp;</td><td>&nbsp;</td>
    <td style="text-align: left">&nbsp;</td><td style="text-align: right">&nbsp;</td><td style="text-align: left">&nbsp;</td></tr>
<tr style="vertical-align: bottom; background-color: White">
    <td style="text-align: left; padding-left: 20pt">Equity in undistributed earnings of the Bank</td><td>&nbsp;</td>
    <td style="text-align: left">&nbsp;</td><td style="text-align: right">(21,884</td><td style="text-align: left">)</td><td>&nbsp;</td>
    <td style="text-align: left">&nbsp;</td><td style="text-align: right">(24,105</td><td style="text-align: left">)</td><td>&nbsp;</td>
    <td style="text-align: left">&nbsp;</td><td style="text-align: right">(21,450</td><td style="text-align: left">)</td></tr>
<tr style="vertical-align: bottom; background-color: rgb(204,238,255)">
    <td style="text-align: left; padding-left: 20pt">Net gain on sale of securities</td><td>&nbsp;</td>
    <td style="text-align: left">&nbsp;</td><td style="text-align: right">-</td><td style="text-align: left">&nbsp;</td><td>&nbsp;</td>
    <td style="text-align: left">&nbsp;</td><td style="text-align: right">-</td><td style="text-align: left">&nbsp;</td><td>&nbsp;</td>
    <td style="text-align: left">&nbsp;</td><td style="text-align: right">(17</td><td style="text-align: left">)</td></tr>
<tr style="vertical-align: bottom; background-color: White">
    <td style="text-align: left; padding-left: 20pt">Deferred income tax (benefit) provision</td><td>&nbsp;</td>
    <td style="text-align: left">&nbsp;</td><td style="text-align: right">575</td><td style="text-align: left">&nbsp;</td><td>&nbsp;</td>
    <td style="text-align: left">&nbsp;</td><td style="text-align: right">17</td><td style="text-align: left">&nbsp;</td><td>&nbsp;</td>
    <td style="text-align: left">&nbsp;</td><td style="text-align: right">(2,348</td><td style="text-align: left">)</td></tr>
<tr style="vertical-align: bottom; background-color: rgb(204,238,255)">
    <td style="text-align: left; padding-left: 20pt">Fair value adjustments for financial assets and financial liabilities</td><td>&nbsp;</td>
    <td style="text-align: left">&nbsp;</td><td style="text-align: right">231</td><td style="text-align: left">&nbsp;</td><td>&nbsp;</td>
    <td style="text-align: left">&nbsp;</td><td style="text-align: right">(779</td><td style="text-align: left">)</td><td>&nbsp;</td>
    <td style="text-align: left">&nbsp;</td><td style="text-align: right">5,475</td><td style="text-align: left">&nbsp;</td></tr>
<tr style="vertical-align: bottom; background-color: White">
    <td style="text-align: left; padding-left: 20pt">Stock based compensation expense</td><td>&nbsp;</td>
    <td style="text-align: left">&nbsp;</td><td style="text-align: right">4,676</td><td style="text-align: left">&nbsp;</td><td>&nbsp;</td>
    <td style="text-align: left">&nbsp;</td><td style="text-align: right">4,246</td><td style="text-align: left">&nbsp;</td><td>&nbsp;</td>
    <td style="text-align: left">&nbsp;</td><td style="text-align: right">3,068</td><td style="text-align: left">&nbsp;</td></tr>
<tr style="vertical-align: bottom; background-color: rgb(204,238,255)">
    <td style="text-align: left; padding-bottom: 1pt; padding-left: 10pt">Net change in operating assets and liabilities</td><td style="padding-bottom: 1pt">&nbsp;</td>
    <td style="border-bottom: Black 1pt solid; text-align: left">&nbsp;</td><td style="border-bottom: Black 1pt solid; text-align: right">2,174</td><td style="border-bottom: Black 1pt solid; text-align: left">&nbsp;</td><td style="padding-bottom: 1pt">&nbsp;</td>
    <td style="border-bottom: Black 1pt solid; text-align: left">&nbsp;</td><td style="border-bottom: Black 1pt solid; text-align: right">2,088</td><td style="border-bottom: Black 1pt solid; text-align: left">&nbsp;</td><td style="padding-bottom: 1pt">&nbsp;</td>
    <td style="border-bottom: Black 1pt solid; text-align: left">&nbsp;</td><td style="border-bottom: Black 1pt solid; text-align: right">1,746</td><td style="border-bottom: Black 1pt solid; text-align: left">&nbsp;</td></tr>
<tr style="vertical-align: bottom; background-color: White">
    <td style="text-align: left; padding-bottom: 1pt; padding-left: 20pt">Net cash provided by operating activities</td><td style="padding-bottom: 1pt">&nbsp;</td>
    <td style="border-bottom: Black 1pt solid; text-align: left">&nbsp;</td><td style="border-bottom: Black 1pt solid; text-align: right">31,981</td><td style="border-bottom: Black 1pt solid; text-align: left">&nbsp;</td><td style="padding-bottom: 1pt">&nbsp;</td>
    <td style="border-bottom: Black 1pt solid; text-align: left">&nbsp;</td><td style="border-bottom: Black 1pt solid; text-align: right">25,706</td><td style="border-bottom: Black 1pt solid; text-align: left">&nbsp;</td><td style="padding-bottom: 1pt">&nbsp;</td>
    <td style="border-bottom: Black 1pt solid; text-align: left">&nbsp;</td><td style="border-bottom: Black 1pt solid; text-align: right">24,226</td><td style="border-bottom: Black 1pt solid; text-align: left">&nbsp;</td></tr>
<tr style="vertical-align: bottom; background-color: rgb(204,238,255)">
    <td style="text-align: left">&nbsp;</td><td>&nbsp;</td>
    <td style="text-align: left">&nbsp;</td><td style="text-align: right">&nbsp;</td><td style="text-align: left">&nbsp;</td><td>&nbsp;</td>
    <td style="text-align: left">&nbsp;</td><td style="text-align: right">&nbsp;</td><td style="text-align: left">&nbsp;</td><td>&nbsp;</td>
    <td style="text-align: left">&nbsp;</td><td style="text-align: right">&nbsp;</td><td style="text-align: left">&nbsp;</td></tr>
<tr style="vertical-align: bottom; background-color: White">
    <td style="text-align: left">Investing activities:</td><td>&nbsp;</td>
    <td style="text-align: left">&nbsp;</td><td style="text-align: right">&nbsp;</td><td style="text-align: left">&nbsp;</td><td>&nbsp;</td>
    <td style="text-align: left">&nbsp;</td><td style="text-align: right">&nbsp;</td><td style="text-align: left">&nbsp;</td><td>&nbsp;</td>
    <td style="text-align: left">&nbsp;</td><td style="text-align: right">&nbsp;</td><td style="text-align: left">&nbsp;</td></tr>
<tr style="vertical-align: bottom; background-color: rgb(204,238,255)">
    <td style="text-align: left; padding-left: 10pt">Purchases of securities available for sale</td><td>&nbsp;</td>
    <td style="text-align: left">&nbsp;</td><td style="text-align: right">-</td><td style="text-align: left">&nbsp;</td><td>&nbsp;</td>
    <td style="text-align: left">&nbsp;</td><td style="text-align: right">(22</td><td style="text-align: left">)</td><td>&nbsp;</td>
    <td style="text-align: left">&nbsp;</td><td style="text-align: right">(23</td><td style="text-align: left">)</td></tr>
<tr style="vertical-align: bottom; background-color: White">
    <td style="text-align: left; padding-bottom: 1pt; padding-left: 10pt">Proceeds from sales and calls of securities available for sale</td><td style="padding-bottom: 1pt">&nbsp;</td>
    <td style="border-bottom: Black 1pt solid; text-align: left">&nbsp;</td><td style="border-bottom: Black 1pt solid; text-align: right">-</td><td style="border-bottom: Black 1pt solid; text-align: left">&nbsp;</td><td style="padding-bottom: 1pt">&nbsp;</td>
    <td style="border-bottom: Black 1pt solid; text-align: left">&nbsp;</td><td style="border-bottom: Black 1pt solid; text-align: right">1,699</td><td style="border-bottom: Black 1pt solid; text-align: left">&nbsp;</td><td style="padding-bottom: 1pt">&nbsp;</td>
    <td style="border-bottom: Black 1pt solid; text-align: left">&nbsp;</td><td style="border-bottom: Black 1pt solid; text-align: right">517</td><td style="border-bottom: Black 1pt solid; text-align: left">&nbsp;</td></tr>
<tr style="vertical-align: bottom; background-color: rgb(204,238,255)">
    <td style="text-align: left; padding-bottom: 1pt; padding-left: 20pt">Net cash provided by investing activities</td><td style="padding-bottom: 1pt">&nbsp;</td>
    <td style="border-bottom: Black 1pt solid; text-align: left">&nbsp;</td><td style="border-bottom: Black 1pt solid; text-align: right">-</td><td style="border-bottom: Black 1pt solid; text-align: left">&nbsp;</td><td style="padding-bottom: 1pt">&nbsp;</td>
    <td style="border-bottom: Black 1pt solid; text-align: left">&nbsp;</td><td style="border-bottom: Black 1pt solid; text-align: right">1,677</td><td style="border-bottom: Black 1pt solid; text-align: left">&nbsp;</td><td style="padding-bottom: 1pt">&nbsp;</td>
    <td style="border-bottom: Black 1pt solid; text-align: left">&nbsp;</td><td style="border-bottom: Black 1pt solid; text-align: right">494</td><td style="border-bottom: Black 1pt solid; text-align: left">&nbsp;</td></tr>
<tr style="vertical-align: bottom; background-color: White">
    <td style="text-align: left">&nbsp;</td><td>&nbsp;</td>
    <td style="text-align: left">&nbsp;</td><td style="text-align: right">&nbsp;</td><td style="text-align: left">&nbsp;</td><td>&nbsp;</td>
    <td style="text-align: left">&nbsp;</td><td style="text-align: right">&nbsp;</td><td style="text-align: left">&nbsp;</td><td>&nbsp;</td>
    <td style="text-align: left">&nbsp;</td><td style="text-align: right">&nbsp;</td><td style="text-align: left">&nbsp;</td></tr>
<tr style="vertical-align: bottom; background-color: rgb(204,238,255)">
    <td style="text-align: left">Financing activities:</td><td>&nbsp;</td>
    <td style="text-align: left">&nbsp;</td><td style="text-align: right">&nbsp;</td><td style="text-align: left">&nbsp;</td><td>&nbsp;</td>
    <td style="text-align: left">&nbsp;</td><td style="text-align: right">&nbsp;</td><td style="text-align: left">&nbsp;</td><td>&nbsp;</td>
    <td style="text-align: left">&nbsp;</td><td style="text-align: right">&nbsp;</td><td style="text-align: left">&nbsp;</td></tr>
<tr style="vertical-align: bottom; background-color: White">
    <td style="text-align: left; padding-left: 10pt">Purchase of treasury stock</td><td>&nbsp;</td>
    <td style="text-align: left">&nbsp;</td><td style="text-align: right">(15,605</td><td style="text-align: left">)</td><td>&nbsp;</td>
    <td style="text-align: left">&nbsp;</td><td style="text-align: right">(18,872</td><td style="text-align: left">)</td><td>&nbsp;</td>
    <td style="text-align: left">&nbsp;</td><td style="text-align: right">(14,151</td><td style="text-align: left">)</td></tr>
<tr style="vertical-align: bottom; background-color: rgb(204,238,255)">
    <td style="text-align: left; padding-left: 10pt">Cash dividends paid</td><td>&nbsp;</td>
    <td style="text-align: left">&nbsp;</td><td style="text-align: right">(18,616</td><td style="text-align: left">)</td><td>&nbsp;</td>
    <td style="text-align: left">&nbsp;</td><td style="text-align: right">(17,852</td><td style="text-align: left">)</td><td>&nbsp;</td>
    <td style="text-align: left">&nbsp;</td><td style="text-align: right">(15,618</td><td style="text-align: left">)</td></tr>
<tr style="vertical-align: bottom; background-color: White">
    <td style="text-align: left; padding-bottom: 1pt; padding-left: 10pt">Stock options exercised</td><td style="padding-bottom: 1pt">&nbsp;</td>
    <td style="border-bottom: Black 1pt solid; text-align: left">&nbsp;</td><td style="border-bottom: Black 1pt solid; text-align: right">145</td><td style="border-bottom: Black 1pt solid; text-align: left">&nbsp;</td><td style="padding-bottom: 1pt">&nbsp;</td>
    <td style="border-bottom: Black 1pt solid; text-align: left">&nbsp;</td><td style="border-bottom: Black 1pt solid; text-align: right">565</td><td style="border-bottom: Black 1pt solid; text-align: left">&nbsp;</td><td style="padding-bottom: 1pt">&nbsp;</td>
    <td style="border-bottom: Black 1pt solid; text-align: left">&nbsp;</td><td style="border-bottom: Black 1pt solid; text-align: right">533</td><td style="border-bottom: Black 1pt solid; text-align: left">&nbsp;</td></tr>
<tr style="vertical-align: bottom; background-color: rgb(204,238,255)">
    <td style="text-align: left; padding-bottom: 1pt; padding-left: 20pt">Net cash used in&nbsp;&nbsp;financing activities</td><td style="padding-bottom: 1pt">&nbsp;</td>
    <td style="border-bottom: Black 1pt solid; text-align: left">&nbsp;</td><td style="border-bottom: Black 1pt solid; text-align: right">(34,076</td><td style="border-bottom: Black 1pt solid; text-align: left">)</td><td style="padding-bottom: 1pt">&nbsp;</td>
    <td style="border-bottom: Black 1pt solid; text-align: left">&nbsp;</td><td style="border-bottom: Black 1pt solid; text-align: right">(36,159</td><td style="border-bottom: Black 1pt solid; text-align: left">)</td><td style="padding-bottom: 1pt">&nbsp;</td>
    <td style="border-bottom: Black 1pt solid; text-align: left">&nbsp;</td><td style="border-bottom: Black 1pt solid; text-align: right">(29,236</td><td style="border-bottom: Black 1pt solid; text-align: left">)</td></tr>
<tr style="vertical-align: bottom; background-color: White">
    <td style="text-align: left">&nbsp;</td><td>&nbsp;</td>
    <td style="text-align: left">&nbsp;</td><td style="text-align: right">&nbsp;</td><td style="text-align: left">&nbsp;</td><td>&nbsp;</td>
    <td style="text-align: left">&nbsp;</td><td style="text-align: right">&nbsp;</td><td style="text-align: left">&nbsp;</td><td>&nbsp;</td>
    <td style="text-align: left">&nbsp;</td><td style="text-align: right">&nbsp;</td><td style="text-align: left">&nbsp;</td></tr>
<tr style="vertical-align: bottom; background-color: rgb(204,238,255)">
    <td style="text-align: left">Net decrease in cash and cash equivalents</td><td>&nbsp;</td>
    <td style="text-align: left">&nbsp;</td><td style="text-align: right">(2,095</td><td style="text-align: left">)</td><td>&nbsp;</td>
    <td style="text-align: left">&nbsp;</td><td style="text-align: right">(8,776</td><td style="text-align: left">)</td><td>&nbsp;</td>
    <td style="text-align: left">&nbsp;</td><td style="text-align: right">(4,516</td><td style="text-align: left">)</td></tr>
<tr style="vertical-align: bottom; background-color: White">
    <td style="text-align: left; padding-bottom: 1pt">Cash and cash equivalents, beginning of year</td><td style="padding-bottom: 1pt">&nbsp;</td>
    <td style="border-bottom: Black 1pt solid; text-align: left">&nbsp;</td><td style="border-bottom: Black 1pt solid; text-align: right">7,749</td><td style="border-bottom: Black 1pt solid; text-align: left">&nbsp;</td><td style="padding-bottom: 1pt">&nbsp;</td>
    <td style="border-bottom: Black 1pt solid; text-align: left">&nbsp;</td><td style="border-bottom: Black 1pt solid; text-align: right">16,525</td><td style="border-bottom: Black 1pt solid; text-align: left">&nbsp;</td><td style="padding-bottom: 1pt">&nbsp;</td>
    <td style="border-bottom: Black 1pt solid; text-align: left">&nbsp;</td><td style="border-bottom: Black 1pt solid; text-align: right">21,041</td><td style="border-bottom: Black 1pt solid; text-align: left">&nbsp;</td></tr>
<tr style="vertical-align: bottom; background-color: rgb(204,238,255)">
    <td style="text-align: left; padding-bottom: 2.25pt">Cash and cash equivalents, end of year</td><td style="padding-bottom: 2.25pt">&nbsp;</td>
    <td style="border-bottom: Black 2.25pt double; text-align: left">$</td><td style="border-bottom: Black 2.25pt double; text-align: right">5,654</td><td style="border-bottom: Black 2.25pt double; text-align: left">&nbsp;</td><td style="padding-bottom: 2.25pt">&nbsp;</td>
    <td style="border-bottom: Black 2.25pt double; text-align: left">$</td><td style="border-bottom: Black 2.25pt double; text-align: right">7,749</td><td style="border-bottom: Black 2.25pt double; text-align: left">&nbsp;</td><td style="padding-bottom: 2.25pt">&nbsp;</td>
    <td style="border-bottom: Black 2.25pt double; text-align: left">$</td><td style="border-bottom: Black 2.25pt double; text-align: right">16,525</td><td style="border-bottom: Black 2.25pt double; text-align: left">&nbsp;</td></tr>
</table></div>


<p style="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify">&nbsp;</p></div><p style="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify"></p>

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<p style="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0"><b>Report of Independent Registered Public Accounting Firm</b></p>

<p style="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</p>

<p style="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</p>

<p style="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">Board of Directors and Stockholders<br>
Flushing Financial Corporation</p>

<p style="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">Uniondale, New York</p>

<p style="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</p>

<p style="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</p>

<p style="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; background-color: white">We have audited
the accompanying consolidated statement of financial condition of Flushing Financial Corporation and subsidiaries (the &#8220;Company&#8221;)
as of December 31, 2015 and the related consolidated statements of income, comprehensive income, changes in stockholders&#8217;
equity, and cash flows for the year then ended. These financial statements are the responsibility of the Company&#8217;s management.
Our responsibility is to express an opinion on these financial statements based on our audit.</p>

<p style="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; background-color: white; text-indent: 0.5in">&nbsp;</p>

<p style="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; background-color: white">We conducted our
audit in accordance with the standards of the Public Company Accounting Oversight Board (United States). Those standards require
that we plan and perform the audit to obtain reasonable assurance about whether the financial statements are free of material misstatement.
An audit includes examining, on a test basis, evidence supporting the amounts and disclosures in the financial statements, assessing
the accounting principles used and significant estimates made by management, as well as evaluating the overall financial statement
presentation. We believe that our audit provides a reasonable basis for our opinion.&nbsp;</p>

<p style="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; background-color: white">&nbsp;</p>

<p style="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; background-color: white">In our opinion,
the consolidated financial statements referred to above present fairly, in all material respects, the financial position of Flushing
Financial Corporation and subsidiaries at December 31, 2015, and the results of their operations and their cash flows for the year
then ended, in conformity with accounting principles generally accepted in the United States of America.</p>

<p style="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; background-color: white; text-indent: 0.5in">&nbsp;</p>

<p style="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; background-color: white">We also have audited,
in accordance with the standards of the Public Company Accounting Oversight Board (United States), the Company&#8217;s internal
control over financial reporting as of December 31, 2015, based on criteria established in Internal Control &#8211; Integrated
Framework (2013) issued by the Committee of Sponsoring Organizations of the Treadway Commission (COSO) and our report dated March
15, 2016 expressed an unqualified opinion thereon.</p>

<p style="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify">&nbsp;</p>

<p style="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify">&nbsp;</p>

<p style="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify">/s/ BDO USA, LLP</p>

<p style="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify">&nbsp;</p>

<p style="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify">New York, New York</p>

<p style="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify">March 15, 2016</p>

<p style="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify">&nbsp;</p>


<p style="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0"><b>&nbsp;</b></p>

<p style="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0"></p>

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<p style="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0"><b>Report of Independent Registered Public Accounting Firm</b></p>

<p style="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-indent: 0.5in">&nbsp;</p>

<p style="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-indent: 0.5in">&nbsp;</p>

<p style="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">Board of Directors and Stockholders</p>

<p style="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">Flushing Financial Corporation</p>

<p style="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-indent: 0.5in">&nbsp;</p>

<p style="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; background-color: white">We have audited
the accompanying consolidated statement of financial condition of Flushing Financial Corporation (a Delaware corporation) and
subsidiaries (the &#8220;Company&#8221;) as of December 31, 2014, and the related consolidated statements of income, comprehensive
income, changes in stockholders&#8217; equity and cash flows for each of the two years in the period ended December 31, 2014.&nbsp;&nbsp;These
financial statements are the responsibility of the Company&#8217;s management.&nbsp;&nbsp;Our responsibility is to express an opinion
on these financial statements based on our audits.</p>

<p style="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-indent: 0.5in">&nbsp;</p>

<p style="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; background-color: white">We conducted our
audits in accordance with the standards of the Public Company Accounting Oversight Board (United States).&nbsp;&nbsp;Those standards
require that we plan and perform the audit to obtain reasonable assurance about whether the financial statements are free of material
misstatement.&nbsp;&nbsp;An audit includes examining, on a test basis, evidence supporting the amounts and disclosures in the financial
statements.&nbsp;&nbsp;An audit also includes assessing the accounting principles used and significant estimates made by management,
as well as evaluating the overall financial statement presentation.&nbsp;&nbsp;We believe that our audits provide a reasonable
basis for our opinion.</p>

<p style="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-indent: 0.5in">&nbsp;</p>

<p style="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; background-color: white">In our opinion,
the consolidated financial statements referred to above present fairly, in all material respects, the financial position of Flushing
Financial Corporation and subsidiaries as of December 31, 2014, and the results of their operations and their cash flows
for each of the two years in the period ended December 31, 2014, in conformity with accounting principles generally accepted in
the United States of America.</p>

<p style="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-indent: 0.5in">&nbsp;</p>

<p style="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-indent: 0.5in">&nbsp;</p>

<p style="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-indent: 0.5in">&nbsp;</p>

<p style="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify">/s/ GRANT THORNTON LLP</p>

<p style="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify">&nbsp;</p>

<p style="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify">New York, New York</p>

<p style="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify">March 16, 2015</p>

<p style="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify">&nbsp;</p>

<p style="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify">&nbsp;</p>

<p style="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0"></p>

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<p style="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0"><b>Report of Independent Registered Public Accounting Firm</b></p>

<p style="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0"><font style="background-color: transparent"><b>&nbsp;</b></font></p>

<p style="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">Board of Directors and Stockholders<br>
Flushing Financial Corporation</p>

<p style="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">Uniondale, New York</p>

<p style="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</p>

<p style="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify">We have audited Flushing Financial Corporation
and subsidiaries (the &#8220;Company&#8221;) internal control over financial reporting as of December 31, 2015, based on criteria
established in Internal Control &#8211; Integrated Framework (2013) issued by the Committee of Sponsoring Organizations of the
Treadway Commission (the COSO criteria). The Company&#8217;s management is responsible for maintaining effective internal control
over financial reporting and for its assessment of the effectiveness of internal control over financial reporting, included in
the accompanying Management&#8217;s Report on Internal Control Over Financial Reporting. Our responsibility
is to express an opinion on the company&#8217;s internal control over financial reporting based on our audit.</p>

<p style="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify">&nbsp;</p>

<p style="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify">We conducted our audit in accordance with
the standards of the Public Company Accounting Oversight Board (United States). Those standards require that we plan and perform
the audit to obtain reasonable assurance about whether effective internal control over financial reporting was maintained in all
material respects. Our audit included obtaining an understanding of internal control over financial reporting, assessing the risk
that a material weakness exists, and testing and evaluating the design and operating effectiveness of internal control based on
 assessed risk. Our audit also included performing such other procedures as we considered necessary in the circumstances. We
believe that our audit provides a reasonable basis for our opinion.</p>

<p style="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify">&nbsp;</p>

<p style="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify">A company&#8217;s internal control over
financial reporting is a process designed to provide reasonable assurance regarding the reliability of financial reporting and
the preparation of financial statements for external purposes in accordance with generally accepted accounting principles. A company&#8217;s
internal control over financial reporting includes those policies and procedures that (1) pertain to the maintenance of records
that, in reasonable detail, accurately and fairly reflect the transactions and dispositions of the assets of the company; (2) provide
reasonable assurance that transactions are recorded as necessary to permit preparation of financial statements in accordance with
generally accepted accounting principles, and that receipts and expenditures of the company are being made only in accordance with
authorizations of management and directors of the company; and (3) provide reasonable assurance regarding prevention or timely
detection of unauthorized acquisition, use, or disposition of the company&#8217;s assets that could have a material effect on the
financial statements.</p>

<p style="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify">&nbsp;</p>

<p style="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify">Because of its inherent limitations, internal
control over financial reporting may not prevent or detect misstatements. Also, projections of any evaluation of effectiveness
to future periods are subject to the risk that controls may become inadequate because of changes in conditions, or that the degree
of compliance with the policies or procedures may deteriorate.</p>

<p style="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify">&nbsp;</p>

<p style="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify">In our opinion, the Company maintained,
in all material respects, effective internal control over financial reporting as of December 31, 2015, based on the COSO criteria.</p>

<p style="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify">&nbsp;</p>

<p style="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify">We also have audited, in accordance with
the standards of the Public Company Accounting Oversight Board (United States), the consolidated statement of financial condition
of the Company as of December 31, 2015, and the related consolidated statements of income, comprehensive income, changes in stockholders&#8217;
equity, and cash flows for the year then ended and our report dated March 15, 2016 expressed an unqualified opinion thereon.</p>

<p style="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify">&nbsp;</p>

<p style="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify">/s/ BDO USA, LLP</p>

<p style="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify">&nbsp;</p>

<p style="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify">New York, New York</p>

<p style="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify">March 15, 2016<br clear="ALL">
</p>

<p style="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify">&nbsp;</p>

<p style="font: bold 10pt Times New Roman, Times, Serif; margin: 0pt 0.25in 0pt 0"></p>

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<p style="font: bold 10pt Times New Roman, Times, Serif; margin: 0pt 0.25in 0pt 0"><a name="a_109"></a><u>Item 9.	Changes in and Disagreements
with Accountants on Accounting and Financial Disclosure.</u></p>

<p style="font: bold 10pt Times New Roman, Times, Serif; margin: 0pt 0.25in 0pt 0">&nbsp;</p>

<p style="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-indent: 45pt; text-align: justify"><font style="font-weight: normal">None.</font></p>

<p style="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-indent: 45pt; text-align: justify">&nbsp;</p>

<p style="font: bold 10pt Times New Roman, Times, Serif; margin: 0pt 0.25in 0pt 0"><a name="a_110"></a><u>Item 9A.	Controls and Procedures.</u></p>

<p style="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0.25in 0pt 0; text-indent: 0.5in">&nbsp;</p>

<p style="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0.25in 0pt 0; text-indent: 0.5in"><i>Disclosure Controls and Procedures</i></p>

<p style="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0.25in 0pt 0; text-indent: 0.5in">&nbsp;</p>

<p style="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 0.5in">The Company carried
out, under the supervision and with the participation of the Company's management, including its Chief Executive Officer and Chief
Financial Officer, an evaluation of the effectiveness of the design and operation of the Company&#8217;s disclosure controls and
procedures (as defined in Rule 13a-15(e) under the Securities Exchange Act of 1934) as of the end of the period covered by this
Annual Report. Based upon that evaluation, the Chief Executive Officer and Chief Financial Officer concluded that, as of December
31, 2015, the design and operation of these disclosure controls and procedures were effective. During the period covered by this
Annual Report, there have been no changes in the Company's internal control over financial reporting that have materially affected,
or are reasonably likely to materially affect, the Company's internal control over financial reporting.</p>

<p style="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 0.5in">&nbsp;</p>

<p style="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0.25in 0pt 0; text-align: justify; text-indent: 0.5in"><i>Management&#8217;s
Report on Internal Control over Financial Reporting</i></p>

<p style="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0.25in 0pt 0; text-align: justify; text-indent: 0.5in"><i>&nbsp;</i></p>

<p style="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 0.5in">Management is responsible
for establishing and maintaining adequate internal control over financial reporting, and for performing an assessment of the effectiveness
of internal control over financial reporting as of December 31, 2015. Internal control over financial reporting is defined in Rule
13a-15(f) or 15d-15(f) promulgated under the Securities Exchange Act of 1934 as a process designed by, or under the supervision
of, the Company&#8217;s principal executive and principal financial officers and effected by the Company&#8217;s Board of Directors,
management and other personnel, to provide reasonable assurance regarding the reliability of financial reporting and the preparation
of financial statements for external purposes in accordance with generally accepted accounting principles. Internal control over
financial reporting includes those policies and procedures that (1) pertain to the maintenance of records that, in reasonable detail,
accurately and fairly reflect the transactions and dispositions of the assets of the Company; (2) provide reasonable assurance
that transactions are recorded as necessary to permit preparation of financial statements in accordance with generally accepted
accounting principles, and that receipts and expenditures of the Company are being made only in accordance with authorizations
of management and directors of the Company; and (3) provide reasonable assurance regarding prevention or timely detection of unauthorized
acquisition, use or disposition of the Company&#8217;s assets that could have a material effect on the financial statements.</p>

<p style="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 0.5in">&nbsp;</p>

<p style="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 0.5in">Because of its inherent
limitations, internal control over financial reporting may not prevent or detect misstatements. Also, projections of any evaluation
of effectiveness to future periods are subject to the risk that controls may become inadequate because of changes in conditions,
or that the degree of compliance with the policies or procedures may deteriorate.</p>

<p style="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 0.5in">&nbsp;</p>

<p style="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 0.5in">Management performed
an assessment of the effectiveness of the Company&#8217;s internal control over financial reporting as of December 31, 2015 based
upon criteria in <i>Internal Control &#8211; Integrated Framework</i> issued by the Committee of Sponsoring Organizations of the
Treadway Commission (2013 Framework) (&#8220;COSO&#8221;). Based on this assessment, management concluded that the Company&#8217;s
internal control over financial reporting was effective as of December 31, 2015 based on those criteria issued by COSO.</p>

<p style="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 0.5in">&nbsp;</p>

<p style="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 0.5in">BDO USA, LLP, the Company&#8217;s
independent registered public accounting firm that audited the Company&#8217;s consolidated financial statements included in this
Annual Report on Form 10-K, has issued a report on the effectiveness of the Company&#8217;s internal control over financial reporting
as of December 31, 2015, as stated in its report which appears on page 149.</p>

<p style="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0.25in 0pt 0; text-align: justify">&nbsp;</p>

<p style="font: bold 10pt Times New Roman, Times, Serif; margin: 0pt 0.25in 0pt 0"><a name="a_124"></a><u>Item 9B.	Other Information.</u></p>

<p style="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0.25in 0pt 0; text-align: justify; text-indent: 0.5in">&nbsp;</p>

<p style="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0.25in 0pt 0; text-align: justify; text-indent: 0.5in">None.</p>

<p style="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0.25in 0pt 0; text-align: justify; text-indent: 0.5in">&nbsp;</p>

<p style="font: bold 10pt Times New Roman, Times, Serif; margin-top: 0pt; margin-bottom: 0pt; text-align: center"></p>

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<p style="font: bold 10pt Times New Roman, Times, Serif; margin-top: 0pt; margin-bottom: 0pt; text-align: center"><a name="a_111"></a>PART III</p>

<p style="font: bold 10pt Times New Roman, Times, Serif; margin-top: 0pt; margin-bottom: 0pt; text-align: center">&nbsp;</p>

<p style="font: bold 10pt Times New Roman, Times, Serif; margin: 0pt 0"><a name="a_112"></a><u>Item 10.	Directors, Executive Officers and Corporate
Governance.</u></p>

<p style="font: bold 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</p>

<p style="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 0.5in">Other than the disclosures
below, information regarding the directors and executive officers of the Company appears in the Company&#8217;s Proxy Statement
for the Annual Meeting of Stockholders to be held May 19, 2015 (&#8220;Proxy Statement&#8221;) under the captions &#8220;Board
Nominees,&#8221; &#8220;Continuing Directors,&#8221; &#8220;Executive Officers Who Are Not Directors&#8221; and &#8220;Meeting
and Committees of the Board of Directors &#8211; Audit Committee&#8221; and is incorporated herein by this reference. Information
regarding Section 16(a) beneficial ownership appears in the Company&#8217;s Proxy Statement under the caption &#8220;Section 16(a)
Beneficial Ownership Reporting Compliance&#8221; and is incorporated herein by this reference.</p>

<p style="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 0.5in">&nbsp;</p>

<p style="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 0.5in"><i>Code of
Ethics</i>. The Company has adopted a Code of Business Conduct and Ethics that applies to all of its directors, officers and
employees. This code is publicly available on the Company&#8217;s website at:
https://www.snl.com/Cache/1500076553.PDF?Y=&amp;O=PDF&amp;D=&amp;FID=1500076553&amp;T=&amp;IID=102398 Any substantive
amendments to the code and any grant of a waiver from a provision of the code requiring disclosure under applicable SEC or
NASDAQ rules will be disclosed in a report on Form 8-K.</p>

<p style="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 0.5in">&nbsp;</p>

<p style="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 0.5in"><i>Audit Committee
Financial Expert</i>. The Board of Directors of the Company has determined that Louis C. Grassi, the Chairman of the Audit Committee,
is an &#8220;audit committee financial expert&#8221; as defined under Item 401(h) of Regulation S-K, and that he is independent
as defined under applicable NASDAQ listing standards. Mr. Grassi is a certified public accountant and a certified fraud examiner.</p>

<p style="font: bold 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</p>

<p style="font: bold 10pt Times New Roman, Times, Serif; margin: 0pt 0"><a name="a_113"></a><u>Item 11.	Executive Compensation.</u></p>

<p style="font: bold 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</p>

<p style="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 0.5in">Information regarding
executive compensation appears in the Proxy Statement under the caption &#8220;Executive Compensation&#8221; and is incorporated
herein by this reference.</p>

<p style="font: bold 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</p>

<p style="font: bold 10pt Times New Roman, Times, Serif; margin: 0pt 0"><a name="a_114"></a><u>Item 12.	Security Ownership of Certain Beneficial
Owners and Management and Related Stockholder Matters.</u></p>

<p style="font: bold 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</p>

<p style="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 0.5in">Information regarding
security ownership of certain beneficial owners appears in the Proxy Statement under the caption &#8220;Stock Ownership of Certain
Beneficial Owners&#8221; and is incorporated herein by this reference.</p>

<p style="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 0.5in">&nbsp;</p>

<p style="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 0.5in">Information regarding
security ownership of management appears in the Proxy Statement under the caption &#8220;Stock Ownership of Management&#8221; and
is incorporated herein by this reference.</p>

<p style="font: bold 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</p>

<p style="font: bold 10pt Times New Roman, Times, Serif; margin: 0pt 0"><a name="a_115"></a><u>Item 13.	Certain Relationships and Related Transactions,
and Director Independence.</u></p>

<p style="font: bold 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</p>

<p style="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 0.5in">Information regarding
certain relationships and related transactions and directors independence appears in the Proxy Statement under the captions &#8220;Compensation
Committee Interlocks and Insider Participation&#8221; and &#8220;Related Party Transactions&#8221; and is incorporated herein by
this reference.</p>

<p style="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 0.5in">&nbsp;</p>

<p style="font: bold 10pt Times New Roman, Times, Serif; margin: 0pt 0"><a name="a_116"></a><u>Item 14.	Principal Accounting Fees and Services.</u></p>

<p style="font: bold 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</p>

<p style="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-indent: 0.5in"><font style="font-weight: normal">Information
regarding fees paid to the Company&#8217;s independent auditor appears in the Proxy Statement under the caption &#8220;Schedule
of Fees to Independent Auditors&#8221; and is hereby incorporated by this reference.</font></p>


<p style="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 0.5in"><font style="background-color: transparent">&nbsp;</font></p>

<p style="font: bold 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: center"></p>

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<p style="font: bold 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: center"><a name="a_117"></a>PART IV</p>

<p style="font: bold 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</p>

<p style="font: bold 10pt Times New Roman, Times, Serif; margin: 0pt 0"><a name="a_118"></a><u>Item 15.	Exhibits, Financial Statement Schedules.</u></p>

<p style="font: bold 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</p>

<p style="font: bold 10pt Times New Roman, Times, Serif; margin: 0pt 0"><a name="a_119"></a>(a)	1.	Financial Statements</p>

<p style="font: bold 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</p>

<p style="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 0.5in">The following financial
statements are included in Item 8 of this Annual Report and are incorporated herein by this reference:</p>

<p style="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 0.5in">&nbsp;</p>

<table cellpadding="0" cellspacing="0" width="100%" style="font: 10pt Times New Roman, Times, Serif; margin-top: 0pt; margin-bottom: 0pt"><tr style="vertical-align: top">
<td style="width: 0.75in"></td><td style="width: 0.25in"><font style="font-family: Symbol">&#183;</font></td><td>Consolidated Statements of Financial Condition at December 31, 2015 and 2014</td></tr></table>

<table cellpadding="0" cellspacing="0" width="100%" style="font: 10pt Times New Roman, Times, Serif; margin-top: 0pt; margin-bottom: 0pt"><tr style="vertical-align: top">
<td style="width: 0.75in"></td><td style="width: 0.25in"><font style="font-family: Symbol">&#183;</font></td><td>Consolidated Statements of Income for each of the three years in the period ended December 31, 2015</td></tr></table>

<table cellpadding="0" cellspacing="0" width="100%" style="font: 10pt Times New Roman, Times, Serif; margin-top: 0pt; margin-bottom: 0pt"><tr style="vertical-align: top">
<td style="width: 0.75in"></td><td style="width: 0.25in"><font style="font-family: Symbol">&#183;</font></td><td>Consolidated Statements of Comprehensive Income for each of the three years in the period ended December 31, 2015</td></tr></table>

<table cellpadding="0" cellspacing="0" width="100%" style="font: 10pt Times New Roman, Times, Serif; margin-top: 0pt; margin-bottom: 0pt"><tr style="vertical-align: top">
<td style="width: 0.75in"></td><td style="width: 0.25in"><font style="font-family: Symbol">&#183;</font></td><td>Consolidated Statements of Changes in Stockholders&#8217; Equity for each of the three years in the period ended December 31,
2015</td></tr></table>

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<td style="width: 0.75in"></td><td style="width: 0.25in"><font style="font-family: Symbol">&#183;</font></td><td>Consolidated Statements of Cash Flows for each of the three years in the period ended December 31, 2015</td></tr></table>

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<td style="width: 0.75in"></td><td style="width: 0.25in"><font style="font-family: Symbol">&#183;</font></td><td>Notes to Consolidated Financial Statements</td></tr></table>

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<td style="width: 0.75in"></td><td style="width: 0.25in"><font style="font-family: Symbol">&#183;</font></td><td>Reports of Independent Registered Public Accounting Firm</td></tr></table>

<p style="font: bold 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</p>

<p style="font: bold 10pt Times New Roman, Times, Serif; margin: 0pt 0 0pt 13.5pt"><a name="a_120"></a>2.	Financial Statement Schedules</p>

<p style="font: bold 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</p>

<p style="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 0.5in">Financial Statement
Schedules have been omitted because they are not applicable or the required information is shown in the Consolidated Financial
Statements or Notes thereto included in Item 8 of this Annual Report and are incorporated herein by this reference.</p>

<p style="font: bold 10pt Times New Roman, Times, Serif; margin: 0pt 0 0pt 13.5pt"></p>

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<p style="font: bold 10pt Times New Roman, Times, Serif; margin: 0pt 0 0pt 13.5pt"><a name="a_121"></a>3.	Exhibits Required by Securities and Exchange
Commission Regulation S-K</p>

<p style="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</p>

<table cellspacing="0" cellpadding="0" style="width: 100%; font: 10pt Times New Roman, Times, Serif; border-collapse: collapse">
<tr>
    <td style="width: 10%">
        <p style="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">Exhibit</p>
        <p style="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0"><u>Number</u></p></td>
    <td style="width: 2%">&nbsp;</td>
    <td style="width: 88%; text-decoration: underline"><font style="font-size: 10pt"><u>Description</u></font></td></tr>
<tr style="vertical-align: top">
    <td>&nbsp;</td>
    <td>&nbsp;</td>
    <td>&nbsp;</td></tr>
<tr style="vertical-align: top">
    <td><font style="font-size: 10pt">3.1</font></td>
    <td>&nbsp;</td>
    <td><font style="font-size: 10pt">Certificate of Incorporation of Flushing Financial Corporation (1)</font></td></tr>
<tr style="vertical-align: top">
    <td><font style="font-size: 10pt">3.2</font></td>
    <td>&nbsp;</td>
    <td><font style="font-size: 10pt">Certificate of Amendment to Certificate of Incorporation of Flushing Financial Corporation (5)</font></td></tr>
<tr style="vertical-align: top">
    <td><font style="font-size: 10pt">3.3</font></td>
    <td>&nbsp;</td>
    <td><font style="font-size: 10pt">Certificate of Amendment to Certificate of Incorporation of Flushing Financial Corporation (15)</font></td></tr>
<tr style="vertical-align: top">
    <td><font style="font-size: 10pt">3.4</font></td>
    <td>&nbsp;</td>
    <td>
        <p style="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0 0pt 0.1in; text-indent: -0.1in">Certificate of Designations
of Series A Junior Participating Preferred Stock of Flushing Financial Corporation (6)</p></td></tr>
<tr style="vertical-align: top">
    <td><font style="font-size: 10pt">3.5</font></td>
    <td>&nbsp;</td>
    <td><font style="font-size: 10pt">Certificate of Increase of Shares Designated as Series A Junior Participating Preferred Stock of Flushing Financial Corporation (12)</font></td></tr>
<tr style="vertical-align: top">
    <td><font style="font-size: 10pt">3.6</font></td>
    <td>&nbsp;</td>
    <td><font style="font-size: 10pt">Amended and Restated By-Laws of Flushing Financial Corporation (18)</font></td></tr>
<tr style="vertical-align: top">
    <td>4.1</td>
    <td>&nbsp;</td>
    <td><font style="font-size: 10pt">Rights Agreement, dated as of September 8, 2006, between Flushing Financial Corporation and Computershare Trust Company N.A., as Rights Agent, which includes the form of Certificate of Increase of Shares Designated as Series A Junior Participating Preferred Stock as Exhibit A, form of Right Certificate as Exhibit B and the Summary of Rights to Purchase Preferred Stock as Exhibit C (11)</font></td></tr>
<tr style="vertical-align: top">
    <td>4.2</td>
    <td>&nbsp;</td>
    <td><font style="font-size: 10pt">Flushing Financial Corporation has outstanding certain long-term debt. None of such debt exceeds ten percent of Flushing Financial Corporation&#8217;s total assets; therefore, copies of constituent instruments defining the rights of the holders of such debt are not included as exhibits. Copies of instruments with respect to such long-term debt will be furnished to the Securities and Exchange Commission upon request.</font></td></tr>
<tr style="vertical-align: top">
    <td>10.1*</td>
    <td>&nbsp;</td>
    <td>
        <p style="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">Form of Amended and Restated Employment Agreement between
Flushing Bank and Certain Officers (16)</p></td></tr>
<tr style="vertical-align: top">
    <td>10.2*</td>
    <td>&nbsp;</td>
    <td>
        <p style="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">Form of Amended and Restated Employment Agreement between
Flushing Financial Corporation and Certain Officers (16)</p></td></tr>
<tr style="vertical-align: top">
    <td>10.3*</td>
    <td>&nbsp;</td>
    <td>
        <p style="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">Amended and Restated Employment Agreement between Flushing
Financial Corporation and John R. Buran (16)</p></td></tr>
<tr style="vertical-align: top">
    <td>10.4*</td>
    <td>&nbsp;</td>
    <td><font style="font-size: 10pt">Amended and Restated Employment Agreement between Flushing Bank and John R. Buran (16)</font></td></tr>
<tr style="vertical-align: top">
    <td><font style="font-size: 10pt">10.5*</font></td>
    <td>&nbsp;</td>
    <td><font style="font-size: 10pt">Amended and Restated Employment Agreement between Flushing Financial Corporation and Maria A. Grasso (16)</font></td></tr>
<tr style="vertical-align: top">
    <td><font style="font-size: 10pt">10.6*</font></td>
    <td>&nbsp;</td>
    <td><font style="font-size: 10pt">Amended and Restated Employment Agreement between Flushing Bank and Maria A. Grasso (16)</font></td></tr>
<tr style="vertical-align: top">
    <td><font style="font-size: 10pt">10.7*</font></td>
    <td>&nbsp;</td>
    <td><font style="font-size: 10pt">Flushing Bank Specified Officer Change in Control Severance Policy (as Amended Effective January 1, 2016) (filed herewith) </font></td></tr>
<tr style="vertical-align: top">
    <td><font style="font-size: 10pt">10.8*</font></td>
    <td>&nbsp;</td>
    <td><font style="font-size: 10pt">Employee Severance Compensation Plan for Vice Presidents and Assistant Vice Presidents of Flushing Bank (Effective as of January 1, 2016) (filed herewith)</font></td></tr>
<tr style="vertical-align: top">
    <td><font style="font-size: 10pt">10.9*</font></td>
    <td>&nbsp;</td>
    <td><font style="font-size: 10pt">Employee Severance Compensation Plan of Flushing Bank (Amended and Restated as of January 1, 2016) (filed herewith)</font></td></tr>
<tr style="vertical-align: top">
    <td style="text-indent: 0.9pt"><font style="font-size: 10pt">10.10*</font></td>
    <td>&nbsp;</td>
    <td><font style="font-size: 10pt">Amended and Restated Outside Director Retirement Plan (10)</font></td></tr>
<tr style="vertical-align: top">
    <td><font style="font-size: 10pt">10.11*</font></td>
    <td>&nbsp;</td>
    <td><font style="font-size: 10pt">Amended and Restated Flushing Bank Outside Director Deferred Compensation Plan (4)</font></td></tr>
<tr style="vertical-align: top">
    <td><font style="font-size: 10pt">10.12*</font></td>
    <td>&nbsp;</td>
    <td><font style="font-size: 10pt">Amended and Restated Flushing Bank Supplemental Savings Incentive Plan (19)</font></td></tr>
<tr style="vertical-align: top">
    <td><font style="font-size: 10pt">10.13*</font></td>
    <td>&nbsp;</td>
    <td><font style="font-size: 10pt">Form of Indemnity Agreement among Flushing Bank, Flushing Financial Corporation, and each Director (2)&nbsp;&nbsp;</font></td></tr>
<tr style="vertical-align: top">
    <td><font style="font-size: 10pt">10.14*</font></td>
    <td>&nbsp;</td>
    <td><font style="font-size: 10pt">Form of Indemnity Agreement among Flushing Bank, Flushing Financial Corporation, and Certain Officers (2)&nbsp;&nbsp;</font></td></tr>
<tr style="vertical-align: top">
    <td><font style="font-size: 10pt">10.15*</font></td>
    <td>&nbsp;</td>
    <td><font style="font-size: 10pt">Employee Benefit Trust Agreement (1)</font></td></tr>
<tr style="vertical-align: top">
    <td><font style="font-size: 10pt">10.16*</font></td>
    <td>&nbsp;</td>
    <td><font style="font-size: 10pt">Amendment to the Employee Benefit Trust Agreement (3)</font></td></tr>
<tr style="vertical-align: top">
    <td><font style="font-size: 10pt">10.17*</font></td>
    <td>&nbsp;</td>
    <td><font style="font-size: 10pt">Guarantee by Flushing Financial Corporation (1)</font></td></tr>
<tr style="vertical-align: top">
    <td><font style="font-size: 10pt">10.18*</font></td>
    <td>&nbsp;</td>
    <td><font style="font-size: 10pt">1996 Restricted Stock Incentive Plan of Flushing Financial Corporation (8)</font></td></tr>
<tr style="vertical-align: top">
    <td><font style="font-size: 10pt">10.19*</font></td>
    <td>&nbsp;</td>
    <td><font style="font-size: 10pt">1996 Stock Option Incentive Plan of Flushing Financial Corporation (7)</font></td></tr>
<tr style="vertical-align: top">
    <td><font style="font-size: 10pt">10.20*</font></td>
    <td>&nbsp;</td>
    <td><font style="font-size: 10pt">Form of Outside Director Restricted Stock Award Letter (9)</font></td></tr>
<tr style="vertical-align: top">
    <td><font style="font-size: 10pt">10.21*</font></td>
    <td>&nbsp;</td>
    <td><font style="font-size: 10pt">Form of Outside Director Restricted Stock Unit Award Letter (filed herewith)</font></td></tr>
<tr style="vertical-align: top">
    <td><font style="font-size: 10pt">10.22*</font></td>
    <td>&nbsp;</td>
    <td><font style="font-size: 10pt">Form of Outside Director Stock Option Grant Letter (9)</font></td></tr>
<tr style="vertical-align: top">
    <td><font style="font-size: 10pt">10.23*</font></td>
    <td>&nbsp;</td>
    <td><font style="font-size: 10pt">Form of Employee Restricted Stock Award Letter (9)</font></td></tr>
<tr style="vertical-align: top">
    <td><font style="font-size: 10pt">10.24*</font></td>
    <td>&nbsp;</td>
    <td><font style="font-size: 10pt">Form of Employee Restricted Stock Unit Grant Letter Agreement (filed herewith)</font></td></tr>
<tr style="vertical-align: top">
    <td><font style="font-size: 10pt">10.25*</font></td>
    <td>&nbsp;</td>
    <td><font style="font-size: 10pt">Form of Employee Stock Option Award Letter (9)</font></td></tr>
<tr style="vertical-align: top">
    <td><font style="font-size: 10pt">10.26*</font></td>
    <td>&nbsp;</td>
    <td><font style="font-size: 10pt">Amended and Restated Flushing Financial Corporation 2005 Omnibus Incentive Plan (13)</font></td></tr>
<tr style="vertical-align: top">
    <td><font style="font-size: 10pt">10.27*</font></td>
    <td>&nbsp;</td>
    <td><font style="font-size: 10pt">Amendment to Flushing Financial Corporation 2005 Omnibus Incentive Plan (14)</font></td></tr>
<tr style="vertical-align: top">
    <td><font style="font-size: 10pt">10.28*</font></td>
    <td>&nbsp;</td>
    <td><font style="font-size: 10pt">Annual Incentive Plan for Executives and Senior Officers (15)</font></td></tr>
<tr style="vertical-align: top">
    <td><font style="font-size: 10pt">10.29*</font></td>
    <td>&nbsp;</td>
    <td><font style="font-size: 10pt">Form of Amendment to Employee Stock Option Award Letter (17)</font></td></tr>
</table>

<p style="margin: 0">&nbsp;</p>

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<p style="margin: 0"></p>

<table cellspacing="0" cellpadding="0" style="width: 100%; font: 10pt Times New Roman, Times, Serif; border-collapse: collapse">
<tr style="vertical-align: top">
    <td style="width: 10%"><font style="font-size: 10pt">10.30*</font></td>
    <td style="width: 2%">&nbsp;</td>
    <td style="width: 88%"><font style="font-size: 10pt">Form of Amendment to Director Stock Option Award Letter (17)</font></td></tr>
<tr style="vertical-align: top">
    <td><font style="font-size: 10pt">10.31</font></td>
    <td>&nbsp;</td>
    <td><font style="font-size: 10pt">Lease agreement between Flushing Bank and Rexcorp Plaza SPE LLC (18)</font></td></tr>
<tr style="vertical-align: top">
    <td><font style="font-size: 10pt">10.32*</font></td>
    <td>&nbsp;</td>
    <td><font style="font-size: 10pt">Flushing Financial Corporation 2014 Omnibus Incentive Plan (18)</font></td></tr>
<tr style="vertical-align: top">
    <td><font style="font-size: 10pt">21.1</font></td>
    <td>&nbsp;</td>
    <td><font style="font-size: 10pt">Subsidiaries information incorporated herein by reference to Part I &#8211; Subsidiary Activities</font></td></tr>
<tr style="vertical-align: top">
    <td><font style="font-size: 10pt">23.1</font></td>
    <td>&nbsp;</td>
    <td><font style="font-size: 10pt">Consent of Independent Registered Public Accounting Firm (filed herewith)</font></td></tr>
<tr style="vertical-align: top">
    <td><font style="font-size: 10pt">23.2</font></td>
    <td>&nbsp;</td>
    <td><font style="font-size: 10pt">Consent of Independent Registered Public Accounting Firm (filed herewith)</font></td></tr>
<tr style="vertical-align: top">
    <td><font style="font-size: 10pt">31.1</font></td>
    <td>&nbsp;</td>
    <td><font style="font-size: 10pt">Certification pursuant to Section 302 of the Sarbanes-Oxley Act of 2002 by the Chief Executive Officer (filed herewith)</font></td></tr>
<tr style="vertical-align: top">
    <td><font style="font-size: 10pt">31.2</font></td>
    <td>&nbsp;</td>
    <td><font style="font-size: 10pt">Certification pursuant to Section 302 of the Sarbanes-Oxley Act of 2002 by the Chief Financial Officer (filed herewith)</font></td></tr>
<tr style="vertical-align: top">
    <td><font style="font-size: 10pt">32.1</font></td>
    <td>&nbsp;</td>
    <td>
        <p style="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">Certification Pursuant to 18 U.S.C, Section 1350, as adopted
        pursuant to Section 906 of the Sarbanes-Oxley Act of 2002 by the Chief
        Executive Officer (furnished herewith)</p></td></tr>
<tr style="vertical-align: top">
    <td><font style="font-size: 10pt">32.2</font></td>
    <td>&nbsp;</td>
    <td>
        <p style="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">Certification Pursuant to 18 U.S.C, Section 1350, as adopted
        pursuant to Section 906 of the Sarbanes-Oxley Act of 2002 by the Chief
        Financial Officer (furnished herewith)</p></td></tr>
<tr style="vertical-align: top">
    <td><font style="font-size: 10pt">101.INS</font></td>
    <td>&nbsp;</td>
    <td><font style="font-size: 10pt">XBRL Instance Document (filed herewith)</font></td></tr>
<tr style="vertical-align: top">
    <td><font style="font-size: 10pt">101.SCH</font></td>
    <td>&nbsp;</td>
    <td><font style="font-size: 10pt">XBRL Taxonomy Extension Schema Document (filed herewith)</font></td></tr>
<tr style="vertical-align: top">
    <td><font style="font-size: 10pt">101.CAL</font></td>
    <td>&nbsp;</td>
    <td><font style="font-size: 10pt">XBRL Taxonomy Extension Calculation Linkbase Document (filed herewith)</font></td></tr>
<tr style="vertical-align: top">
    <td><font style="font-size: 10pt">101.DEF</font></td>
    <td>&nbsp;</td>
    <td><font style="font-size: 10pt">XBRL Taxonomy Extension Definition Linkbase Document (filed herewith)</font></td></tr>
<tr style="vertical-align: top">
    <td><font style="font-size: 10pt">101.LAB</font></td>
    <td>&nbsp;</td>
    <td><font style="font-size: 10pt">XBRL Taxonomy Extension Label Linkbase Document (filed herewith)</font></td></tr>
<tr style="vertical-align: top">
    <td><font style="font-size: 10pt">101.PRE</font></td>
    <td>&nbsp;</td>
    <td><font style="font-size: 10pt">XBRL Taxonomy Extension Presentation Linkbase Document (filed herewith)</font></td></tr>
</table>
<p style="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</p>

<p style="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</p>

<p style="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</p>

<p style="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">*	Indicates compensatory plan or arrangement.</p>

<p style="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">______________________________</p>

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<td style="width: 13.5pt"></td><td style="width: 18pt">(1)</td><td style="text-align: justify">Incorporated by reference to Exhibits filed with the Registration Statement on Form S-1 filed September
1, 1995, Registration No. 33-96488.</td></tr></table>

<table cellpadding="0" cellspacing="0" width="100%" style="font: 10pt Times New Roman, Times, Serif; margin-top: 0pt; margin-bottom: 0pt"><tr style="vertical-align: top">
<td style="width: 13.5pt"></td><td style="width: 18pt">(2)</td><td style="text-align: justify">Incorporated by reference to Exhibits filed with Form 10-Q for the quarter ended September 30,
1996.</td></tr></table>

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<td style="width: 13.5pt"></td><td style="width: 18pt">(3)</td><td style="text-align: justify">Incorporated by reference to Exhibits filed with Form 10-K for the year ended December 31, 1997.</td></tr></table>

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<td style="width: 13.5pt"></td><td style="width: 18pt">(4)</td><td style="text-align: justify">Incorporated by reference to Exhibits filed with Form 10-Q for the quarter ended September 30,
2000.</td></tr></table>

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<td style="width: 13.5pt"></td><td style="width: 18pt">(5)</td><td style="text-align: justify">Incorporated by reference to Exhibits filed with Form S-8 filed May 31, 2002.</td></tr></table>

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<td style="width: 13.5pt"></td><td style="width: 18pt">(6)</td><td style="text-align: justify">Incorporated by reference to Exhibits filed with Form 10-Q for the quarter ended September 30,
2002.</td></tr></table>

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<td style="width: 13.5pt"></td><td style="width: 18pt">(7)</td><td style="text-align: justify">Incorporated by reference to Exhibits filed with Form 10-K for the year ended December 31, 2003.</td></tr></table>

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<td style="width: 13.5pt"></td><td style="width: 18pt">(8)</td><td style="text-align: justify">Incorporated by reference to Exhibits filed with Form 10-Q for the quarter ended June 30, 2004.</td></tr></table>

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<td style="width: 13.5pt"></td><td style="width: 18pt">(9)</td><td style="text-align: justify">Incorporated by reference to Exhibits filed with Form 10-K for the year ended December 31, 2004.</td></tr></table>

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<td style="width: 13.5pt"></td><td style="width: 18pt">(10)</td><td style="text-align: justify">Incorporated by reference to Exhibits filed with Form 10-Q for the quarter ended March 31, 2006.</td></tr></table>

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<td style="width: 13.5pt"></td><td style="width: 18pt">(11)</td><td style="text-align: justify">Incorporated by reference to Exhibit filed with Form 8-K filed September 11, 2006.</td></tr></table>

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<td style="width: 13.5pt"></td><td style="width: 18pt">(12)</td><td style="text-align: justify">Incorporated by reference to Exhibit filed with Form 8-K filed September 27, 2006.</td></tr></table>

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<td style="width: 13.5pt"></td><td style="width: 18pt">(13)</td><td style="text-align: justify">Incorporated by reference to Appendices filed with Proxy Statement on Schedule 14A filed April
7, 2011.</td></tr></table>

<table cellpadding="0" cellspacing="0" width="100%" style="font: 10pt Times New Roman, Times, Serif; margin-top: 0pt; margin-bottom: 0pt"><tr style="vertical-align: top">
<td style="width: 13.5pt"></td><td style="width: 18pt">(14)</td><td style="text-align: justify">Incorporated by reference to Exhibits filed with Form 10-Q for the quarter ended September 30,
2011.</td></tr></table>

<table cellpadding="0" cellspacing="0" width="100%" style="font: 10pt Times New Roman, Times, Serif; margin-top: 0pt; margin-bottom: 0pt"><tr style="vertical-align: top">
<td style="width: 13.5pt"></td><td style="width: 18pt">(15)</td><td style="text-align: justify">Incorporated by reference to Exhibits filed with Form 10-K for the year ended December 31, 2011.</td></tr></table>

<table cellpadding="0" cellspacing="0" width="100%" style="font: 10pt Times New Roman, Times, Serif; margin-top: 0pt; margin-bottom: 0pt"><tr style="vertical-align: top">
<td style="width: 13.5pt"></td><td style="width: 18pt">(16)</td><td style="text-align: justify">Incorporated by reference to Exhibits filed with Form 10-Q for the quarter ended June 30, 2013.</td></tr></table>

<table cellpadding="0" cellspacing="0" width="100%" style="font: 10pt Times New Roman, Times, Serif; margin-top: 0pt; margin-bottom: 0pt"><tr style="vertical-align: top">
<td style="width: 13.5pt"></td><td style="width: 18pt">(17)</td><td style="text-align: justify">Incorporated by reference to Exhibits filed with Form 10-K for the year ended December 31, 2012.</td></tr></table>

<table cellpadding="0" cellspacing="0" width="100%" style="font: 10pt Times New Roman, Times, Serif; margin-top: 0pt; margin-bottom: 0pt"><tr style="vertical-align: top">
<td style="width: 13.5pt"></td><td style="width: 18pt">(18)</td><td style="text-align: justify">Incorporated by reference to Exhibits filed with Form 10-Q for the quarter ended June 30, 2014.</td></tr></table>

<table cellpadding="0" cellspacing="0" width="100%" style="font: 10pt Times New Roman, Times, Serif; margin-top: 0pt; margin-bottom: 0pt"><tr style="vertical-align: top">
<td style="width: 13.5pt"></td><td style="width: 18pt">(19)</td><td style="text-align: justify">Incorporated by reference to Exhibits filed with Form 10-K for the year ended December 31, 2014.</td></tr></table>

<p style="font: bold 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: center">&nbsp;</p>

<p style="font: bold 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: center"><font style="background-color: transparent">&nbsp;</font></p>

<p style="font: bold 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: center"></p>

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<p style="font: bold 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: center"><a name="a_122"></a>SIGNATURES</p>

<p style="font: bold 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: center">&nbsp;</p>

<p style="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 0.5in"><font style="font-weight: normal">Pursuant
to the requirements of Section&nbsp;13 or 15(d) the Securities Exchange Act of 1934, the Company has duly caused this report, to
be signed on its behalf by the undersigned, thereunto duly authorized, in New York, New York, on March 15, 2016.</font></p>

<p style="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 0.5in">&nbsp;</p>

<p style="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 0.5in">&nbsp;</p>

<table cellpadding="0" cellspacing="0" style="border-collapse: collapse; font: 10pt Times New Roman, Times, Serif; width: 100%">
<tr style="vertical-align: top; text-align: left">
    <td>&nbsp;</td>
    <td colspan="2">FLUSHING FINANCIAL CORPORATION</td></tr>
<tr style="vertical-align: top; text-align: left">
    <td style="width: 50%">&nbsp;</td>
    <td style="width: 5%">&nbsp;</td>
    <td style="width: 45%">&nbsp;</td></tr>
<tr style="vertical-align: top; text-align: left">
    <td>&nbsp;</td>
    <td>&nbsp;</td>
    <td>&nbsp;</td></tr>
<tr style="vertical-align: top; text-align: left">
    <td>&nbsp;</td>
    <td><font style="font-size: 10pt">By</font></td>
    <td style="border-bottom: Black 1pt solid"><font style="font-size: 10pt">/S/JOHN R. BURAN</font></td></tr>
<tr style="vertical-align: top; text-align: left">
    <td>&nbsp;</td>
    <td>&nbsp;</td>
    <td>John R. Buran</td></tr>
<tr style="vertical-align: top; text-align: left">
    <td>&nbsp;</td>
    <td>&nbsp;</td>
    <td>President and CEO</td></tr>
</table>

<p style="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 0.5in"></p>

<p style="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 0.5in">&nbsp;</p>


<p style="font: bold 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: center"><a name="a_123"></a>POWER OF ATTORNEY</p>

<p style="font: bold 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: center">&nbsp;</p>

<p style="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 0.5in"><font style="font-weight: normal">We,
the undersigned directors and officers of Flushing Financial Corporation (the &#8220;Company&#8221;) hereby severally constitute
and appoint John R. Buran and Susan K. Cullen as our true and lawful attorneys and agents, each acting alone and with full power
of substitution and re-substitution, to do any and all things in our names in the capacities indicated below which said John R.
Buran or Susan K. Cullen may deem necessary or advisable to enable the Company to comply with the Securities Exchange Act of 1934,
and any rules, regulations and requirements of the Securities and Exchange Commission, in connection with the report on Form 10-K,
or amendment thereto, including specifically, but not limited to, power and authority to sign for us in our names in the capacities
indicated below the report on Form 10-K, or amendment thereto; and we hereby approve, ratify and confirm all that said John R.
Buran or Susan K. Cullen shall do or cause to be done by virtue thereof.</font></p>

<p style="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 0.5in">&nbsp;</p>

<p style="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 0.5in"><font style="font-weight: normal">Pursuant
to the requirements of the Securities Exchange Act of 1934, this report on Form 10-K, has been signed by the following persons
in the capacities and on the dates indicated.</font></p>

<p style="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</p>

<p style="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</p>

<table cellspacing="0" cellpadding="0" style="width: 100%; font: 10pt Times New Roman, Times, Serif; border-collapse: collapse">
<tr style="vertical-align: top">
    <td style="width: 30%; text-decoration: underline"><font style="font-size: 10pt"><b><u>Signature</u></b></font></td>
    <td style="width: 5%">&nbsp;</td>
    <td style="width: 30%; text-decoration: underline"><font style="font-size: 10pt"><b><u>Title</u></b></font></td>
    <td style="width: 5%">&nbsp;</td>
    <td style="width: 30%">
        <p style="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0"><b><u>Date</u></b></p>
        <p style="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0"><font style="font-variant: small-caps">&nbsp;</font></p>
        <p style="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0"><font style="font-variant: small-caps">&nbsp;</font></p></td></tr>
<tr style="vertical-align: bottom">
    <td style="border-bottom: Black 1pt solid"><font style="font-size: 10pt; font-variant: small-caps">/S/JOHN R. BURAN</font></td>
    <td>&nbsp;</td>
    <td><font style="font-size: 10pt">Director, President (Principal Executive Officer)</font></td>
    <td>&nbsp;</td>
    <td style="text-align: left; text-indent: 2.55pt; font-weight: bold"><font style="font-size: 10pt; font-weight: normal">March 8, 2016</font></td></tr>
<tr style="vertical-align: top">
    <td style="padding-left: 10pt">John R. Buran</td>
    <td>&nbsp;</td>
    <td>&nbsp;</td>
    <td>&nbsp;</td>
    <td>&nbsp;</td></tr>
<tr style="vertical-align: top">
    <td>&nbsp;</td>
    <td>&nbsp;</td>
    <td>&nbsp;</td>
    <td>&nbsp;</td>
    <td>&nbsp;</td></tr>
<tr>
    <td style="border-bottom: Black 1pt solid"><font style="font-size: 10pt">/S/JOHN E. ROE, SR.</font></td>
    <td>&nbsp;</td>
    <td><font style="font-size: 10pt">Director, Chairman</font></td>
    <td>&nbsp;</td>
    <td style="text-align: left; text-indent: 2.55pt; font-weight: bold"><font style="font-size: 10pt; font-weight: normal">March 8, 2016</font></td></tr>
<tr style="vertical-align: top">
    <td style="padding-left: 10pt"><font style="font-size: 10pt">John E. Roe, Sr.</font></td>
    <td>&nbsp;</td>
    <td>&nbsp;</td>
    <td>&nbsp;</td>
    <td>&nbsp;</td></tr>
<tr style="vertical-align: top">
    <td>&nbsp;</td>
    <td>&nbsp;</td>
    <td>&nbsp;</td>
    <td>&nbsp;</td>
    <td>&nbsp;</td></tr>
<tr>
    <td style="border-bottom: Black 1pt solid"><font style="font-size: 10pt">/S/SUSAN K. CULLEN</font></td>
    <td>&nbsp;</td>
    <td><font style="font-size: 10pt">Treasurer (Principal Financial and Accounting Officer)</font></td>
    <td>&nbsp;</td>
    <td style="text-align: left; text-indent: 2.55pt; font-weight: bold"><font style="font-size: 10pt; font-weight: normal">March 8, 2016</font></td></tr>
<tr style="vertical-align: top">
    <td style="padding-left: 10pt"><font style="font-size: 10pt">Susan K. Cullen</font></td>
    <td>&nbsp;</td>
    <td>&nbsp;</td>
    <td>&nbsp;</td>
    <td>&nbsp;</td></tr>
<tr style="vertical-align: top">
    <td>&nbsp;</td>
    <td>&nbsp;</td>
    <td>&nbsp;</td>
    <td>&nbsp;</td>
    <td>&nbsp;</td></tr>
<tr>
    <td style="border-bottom: Black 1pt solid"><font style="font-size: 10pt">/S/ JAMES D. BENNETT</font></td>
    <td>&nbsp;</td>
    <td><font style="font-size: 10pt">Director</font></td>
    <td>&nbsp;</td>
    <td style="text-align: left; text-indent: 2.55pt; font-weight: bold"><font style="font-size: 10pt; font-weight: normal">March 8, 2016</font></td></tr>
<tr style="vertical-align: top">
    <td style="padding-left: 10pt">
        James D. Bennett</td>
    <td>&nbsp;</td>
    <td>&nbsp;</td>
    <td>&nbsp;</td>
    <td>&nbsp;</td></tr>
<tr style="vertical-align: top">
    <td>&nbsp;</td>
    <td>&nbsp;</td>
    <td>&nbsp;</td>
    <td>&nbsp;</td>
    <td>&nbsp;</td></tr>
<tr>
    <td style="border-bottom: Black 1pt solid">
 <font style="font-size: 10pt">/S/STEVEN J. D'IORIO</font></td>
    <td>&nbsp;</td>
    <td><font style="font-size: 10pt">Director</font></td>
    <td>&nbsp;</td>
    <td style="text-align: left; text-indent: 2.55pt; font-weight: bold"><font style="font-size: 10pt; font-weight: normal">March 8, 2016</font></td></tr>
<tr style="vertical-align: top">
    <td style="padding-left: 10pt"><font style="font-size: 10pt">Steven J. D'Iorio</font></td>
    <td>&nbsp;</td>
    <td>&nbsp;</td>
    <td>&nbsp;</td>
    <td>&nbsp;</td></tr>
</table>

<p style="margin: 0">&nbsp;</p>

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<p style="margin: 0"></p>

<table cellspacing="0" cellpadding="0" style="width: 100%; font: 10pt Times New Roman, Times, Serif; border-collapse: collapse">
<tr>
    <td style="border-bottom: Black 1pt solid; width: 30%"><font style="font-size: 10pt">/S/LOUIS C. GRASSI</font></td>
    <td style="width: 5%">&nbsp;</td>
    <td style="width: 30%"><font style="font-size: 10pt">Director</font></td>
    <td style="width: 5%">&nbsp;</td>
    <td style="text-align: left; text-indent: 2.55pt; font-weight: bold; width: 30%"><font style="font-size: 10pt; font-weight: normal">March 8, 2016</font></td></tr>
<tr>
    <td><font style="font-size: 10pt">Louis C. Grassi</font></td>
    <td>&nbsp;</td>
    <td>&nbsp;</td>
    <td>&nbsp;</td>
    <td><font style="font-size: 10pt; font-variant: small-caps">&nbsp;</font></td></tr>
<tr>
    <td>&nbsp;</td>
    <td>&nbsp;</td>
    <td>&nbsp;</td>
    <td>&nbsp;</td>
    <td>&nbsp;</td></tr>
<tr>
    <td style="border-bottom: Black 1pt solid"><font style="font-size: 10pt">/S/SAM S. HAN</font></td>
    <td>&nbsp;</td>
    <td><font style="font-size: 10pt">Director</font></td>
    <td>&nbsp;</td>
    <td style="text-align: left; text-indent: 2.55pt; font-weight: bold"><font style="font-size: 10pt; font-weight: normal">March 8, 2016</font></td></tr>
<tr>
    <td>Sam S. Han</td>
    <td>&nbsp;</td>
    <td>&nbsp;</td>
    <td>&nbsp;</td>
    <td>&nbsp;</td></tr>
<tr>
    <td>&nbsp;</td>
    <td>&nbsp;</td>
    <td>&nbsp;</td>
    <td>&nbsp;</td>
    <td>&nbsp;</td></tr>
<tr>
    <td style="border-bottom: Black 1pt solid"><font style="font-size: 10pt">/S/MICHAEL J. HEGARTY</font></td>
    <td>&nbsp;</td>
    <td><font style="font-size: 10pt">Director</font></td>
    <td>&nbsp;</td>
    <td style="text-align: left; text-indent: 2.55pt; font-weight: bold"><font style="font-size: 10pt; font-weight: normal">March 8, 2016</font></td></tr>
<tr style="vertical-align: top">
    <td><font style="font-size: 10pt">Michael J. Hegarty</font></td>
    <td>&nbsp;</td>
    <td>&nbsp;</td>
    <td>&nbsp;</td>
    <td>&nbsp;</td></tr>
<tr style="vertical-align: top">
    <td>&nbsp;</td>
    <td>&nbsp;</td>
    <td>&nbsp;</td>
    <td>&nbsp;</td>
    <td>&nbsp;</td></tr>
<tr>
    <td style="border-bottom: Black 1pt solid"><font style="font-size: 10pt">/S/JOHN J. MCCABE</font></td>
    <td>&nbsp;</td>
    <td><font style="font-size: 10pt">Director</font></td>
    <td>&nbsp;</td>
    <td style="text-align: left; text-indent: 2.55pt; font-weight: bold"><font style="font-size: 10pt; font-weight: normal">March 8, 2016</font></td></tr>
<tr style="vertical-align: top">
    <td>John J. McCabe</td>
    <td>&nbsp;</td>
    <td>&nbsp;</td>
    <td>&nbsp;</td>
    <td>&nbsp;</td></tr>
<tr style="vertical-align: top">
    <td>&nbsp;</td>
    <td>&nbsp;</td>
    <td>&nbsp;</td>
    <td>&nbsp;</td>
    <td>&nbsp;</td></tr>
<tr>
    <td style="border-bottom: Black 1pt solid"><font style="font-size: 10pt">/S/ALFRED A. DELLIBOVI</font></td>
    <td>&nbsp;</td>
    <td><font style="font-size: 10pt">Director</font></td>
    <td>&nbsp;</td>
    <td style="text-align: left; text-indent: 2.55pt; font-weight: bold"><font style="font-size: 10pt; font-weight: normal">March 8, 2016</font></td></tr>
<tr>
    <td><font style="font-size: 10pt">Alfred A. DelliBovi</font></td>
    <td>&nbsp;</td>
    <td>&nbsp;</td>
    <td>&nbsp;</td>
    <td>&nbsp;</td></tr>
<tr>
    <td>&nbsp;</td>
    <td>&nbsp;</td>
    <td>&nbsp;</td>
    <td>&nbsp;</td>
    <td>&nbsp;</td></tr>
<tr>
    <td style="border-bottom: Black 1pt solid"><font style="font-size: 10pt">/S/DONNA M. O'BRIEN</font></td>
    <td>&nbsp;</td>
    <td><font style="font-size: 10pt">Director</font></td>
    <td>&nbsp;</td>
    <td style="text-align: left; text-indent: 2.55pt; font-weight: bold"><font style="font-size: 10pt; font-weight: normal">March 8, 2016</font></td></tr>
<tr style="vertical-align: top">
    <td><font style="font-size: 10pt">Donna M. O'Brien</font></td>
    <td>&nbsp;</td>
    <td>&nbsp;</td>
    <td>&nbsp;</td>
    <td>&nbsp;</td></tr>
<tr style="vertical-align: top">
    <td>&nbsp;</td>
    <td>&nbsp;</td>
    <td>&nbsp;</td>
    <td>&nbsp;</td>
    <td>&nbsp;</td></tr>
<tr>
    <td style="border-bottom: Black 1pt solid"><font style="font-size: 10pt">/S/MICHAEL J. RUSSO</font></td>
    <td>&nbsp;</td>
    <td><font style="font-size: 10pt">Director</font></td>
    <td>&nbsp;</td>
    <td style="text-align: left; text-indent: 2.55pt; font-weight: bold"><font style="font-size: 10pt; font-weight: normal">March 8, 2016</font></td></tr>
<tr style="vertical-align: top">
    <td><font style="font-size: 10pt">Michael J. Russo</font></td>
    <td>&nbsp;</td>
    <td>&nbsp;</td>
    <td>&nbsp;</td>
    <td>&nbsp;</td></tr>
<tr style="vertical-align: top">
    <td>&nbsp;</td>
    <td>&nbsp;</td>
    <td>&nbsp;</td>
    <td>&nbsp;</td>
    <td>&nbsp;</td></tr>
<tr>
    <td style="border-bottom: Black 1pt solid"><font style="font-size: 10pt">/S/THOMAS S. GULOTTA</font></td>
    <td>&nbsp;</td>
    <td><font style="font-size: 10pt">Director</font></td>
    <td>&nbsp;</td>
    <td style="text-align: left; text-indent: 2.55pt; font-weight: bold"><font style="font-size: 10pt; font-weight: normal">March 8, 2016</font></td></tr>
<tr style="vertical-align: top">
    <td><font style="font-size: 10pt">Thomas S. Gulotta</font></td>
    <td>&nbsp;</td>
    <td>&nbsp;</td>
    <td>&nbsp;</td>
    <td>&nbsp;</td></tr>
<tr style="vertical-align: top">
    <td>&nbsp;</td>
    <td>&nbsp;</td>
    <td>&nbsp;</td>
    <td>&nbsp;</td>
    <td>&nbsp;</td></tr>
<tr style="vertical-align: top">
    <td style="border-bottom: Black 1pt solid"><font style="font-size: 10pt">/S/CAREN C. YOH</font></td>
    <td>&nbsp;</td>
    <td>Director</td>
    <td>&nbsp;</td>
    <td><font style="font-size: 10pt; font-weight: normal">March 8, 2016</font></td></tr>
<tr style="vertical-align: top">
    <td><font style="font-size: 10pt">Caren C. Yoh</font></td>
    <td>&nbsp;</td>
    <td>&nbsp;</td>
    <td>&nbsp;</td>
    <td>&nbsp;</td></tr>
</table>
<p style="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0"><b>&nbsp;</b></p>


<p style="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0 0pt 0.3in; text-align: center"><b>&nbsp;</b></p>

<p style="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0 0pt 0.3in; text-align: center"><b>&nbsp;</b></p>

<p style="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0 0pt 0.3in; text-align: center"><b>&nbsp;</b></p>

<p style="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0 0pt 0.3in; text-align: center"><b>&nbsp;</b></p>

<p style="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0 0pt 0.3in; text-align: center"><b>&nbsp;</b></p>

<p style="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0 0pt 0.3in; text-align: center">156</p>

<hr noshade size="4" style="color: Black; width: 100%; margin-top: 3pt; margin-bottom: 3pt">
<p style="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0 0pt 0.3in; text-align: center"><b></b></p>



<p style="margin: 0"></p>


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<DOCUMENT>
<TYPE>EX-10.7
<SEQUENCE>2
<FILENAME>exh_107.htm
<DESCRIPTION>EXHIBIT 10.7
<TEXT>
<HTML>
<HEAD>
     <TITLE></TITLE>
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<BODY STYLE="font: 10pt Times New Roman, Times, Serif">

<P STYLE="margin: 0"><B>Exhibit 10.7</B></P>

<P STYLE="margin: 0"><B>&nbsp;</B></P>

<P STYLE="font-size: 10pt; text-align: center; margin: 0pt 0"><B>FLUSHING BANK</B></P>

<P STYLE="font-size: 10pt; font-weight: bold; text-align: center; margin: 0pt 0">SPECIFIED OFFICER</P>

<P STYLE="font-size: 10pt; font-weight: bold; text-align: center; margin: 0pt 0">CHANGE IN CONTROL SEVERANCE POLICY</P>

<P STYLE="font-size: 10pt; font-weight: bold; text-align: center; margin: 0pt 0">(AS AMENDED EFFECTIVE JANUARY 1, 2016)</P>

<TABLE CELLPADDING="0" CELLSPACING="0" WIDTH="100%" STYLE="font-size: 10pt; font-weight: bold; margin-top: 0pt; margin-bottom: 0pt"><TR STYLE="vertical-align: top">
<TD STYLE="width: 1in"></TD><TD STYLE="width: 0.5in">1.</TD><TD><U>Term; Policy Effectiveness</U>.</TD></TR></TABLE>

<P STYLE="font-size: 10pt; text-align: justify; text-indent: 1in; margin: 0pt 0">&nbsp;</P>

<P STYLE="font-size: 10pt; text-align: justify; text-indent: 1in; margin: 0pt 0">(a)&#9;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This Policy shall apply to each employee
at the level of Senior Vice President or above in good standing of Flushing Bank (the &ldquo;Bank&rdquo;) (and to each employee
at the level of Assistant Vice President or above in good standing of the Bank who was a participant in this Policy as in effect
immediately prior to July 28, 2015) who is not party to an employment agreement with the Bank (an &ldquo;Employee&rdquo;) for the
period that both (i) such Employee is employed as such and (ii) this Policy is in effect in accordance with Section 1(b) below
(conjunctively, the &ldquo;Term&rdquo;); provided that if prior to January 1, 2009 such Employee is party to a written Special
Termination Agreement with the Company, then the term (without renewal) of such agreement shall continue in full force and effect
until terminated in accordance with the terms thereof and the Term hereof, if applicable, for such Employee shall commence immediately
upon such termination; and provided further that, notwithstanding the provisions of Section 1(b), the Term shall continue for such
Employee for a period of two years following a Change in Control (as defined in Section 2(b) below) that otherwise occurs during
the Term.</P>

<P STYLE="font-size: 10pt; text-align: justify; text-indent: 1in; margin: 0pt 0">&nbsp;</P>

<P STYLE="font-size: 10pt; text-align: justify; text-indent: 1in; margin: 0pt 0">(b)&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&#9;This Policy, as amended effective January
1, 2016, shall remain in effect through January 1, 2017, and such effectiveness shall be automatically renewed for an additional
one year period on January 1st, 2017 and on each succeeding January 1st thereafter, unless the Board of Directors or any officer
of the Bank, acting upon the authority thereof, shall resolve to not renew the Policy as of the next such January 1st; provided
that such resolution is adopted prior to such anniversary date and the participants under the Policy are notified of such non-renewal
within 60 days after such anniversary date.</P>

<P STYLE="font-size: 10pt; text-align: justify; text-indent: 1in; margin: 0pt 0">&nbsp;</P>

<P STYLE="font-size: 10pt; text-align: justify; text-indent: 1in; margin: 0pt 0">(c)&#9;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;Upon the expiration of the Term, all rights,
benefits and obligations of Flushing Bank (the &ldquo;Bank&rdquo;) and Flushing Financial Corporation (the &ldquo;Holding Company&rdquo;)
hereunder shall terminate.</P>

<P STYLE="font-size: 10pt; text-align: justify; text-indent: 1in; margin: 0pt 0">&nbsp;</P>

<P STYLE="font-size: 10pt; text-align: justify; text-indent: 1in; margin: 0pt 0">(d)&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&#9;Notwithstanding anything in this Policy
to the contrary, the amendments to this Policy that became effective July 28, 2015 shall not apply to any employee who was covered
by this Policy immediately prior to July 28, 2015 (the &ldquo;Grandfathered Employees&rdquo;). The rights of the Grandfathered
Employees shall continue to be governed by the terms of the Policy as in effect immediately prior to July 28, 2015, except that
the definition of Change of Control in Section 2(b) below shall be applied in lieu of the definition of Change of Control that
was in effect immediately prior to July 28, 2015.</P>

<P STYLE="font-size: 10pt; text-align: justify; text-indent: 1in; margin: 0pt 0">&nbsp;</P>

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<P STYLE="font-size: 10pt; text-align: justify; margin: 0pt 0"></P>

<TABLE CELLPADDING="0" CELLSPACING="0" WIDTH="100%" STYLE="font-size: 10pt; font-weight: bold; margin-top: 0pt; margin-bottom: 0pt"><TR STYLE="vertical-align: top">
<TD STYLE="width: 1in"></TD><TD STYLE="width: 0.5in">2.</TD><TD><U>Definitions</U>.</TD></TR></TABLE>

<P STYLE="font-size: 10pt; text-align: justify; text-indent: 1in; margin: 0pt 0">&nbsp;</P>

<P STYLE="font-size: 10pt; text-align: justify; text-indent: 1in; margin: 0pt 0">(a)&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&#9;&ldquo;<U>Cause</U>&rdquo; means the Employee&rsquo;s
(i) intentional engagement in dishonest conduct or willful misconduct, (ii) breach of fiduciary duty involving personal profit,
(iii) insubordination or intentional failure to perform stated duties, (iv) willful violation of the Bank&rsquo;s rules and policies
and other applicable laws, rules, or regulations, (v) conviction (including entry of a guilty or <I>nolo contendere</I> plea) of
a felony or any crime involving dishonesty or moral turpitude, (vi) material breach of any provision of any Bank policy or employment
agreement with the Bank, or (vii) poor performance.</P>

<P STYLE="font-size: 10pt; text-align: justify; text-indent: 1in; margin: 0pt 0">&nbsp;</P>

<P STYLE="font-size: 10pt; text-align: justify; text-indent: 1in; margin: 0pt 0">(b)&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&#9;&ldquo;<U>Change of Control</U>&rdquo;
means:</P>

<P STYLE="font-size: 10pt; text-align: justify; text-indent: 1in; margin: 0pt 0">&nbsp;</P>

<P STYLE="font-size: 10pt; text-align: justify; text-indent: 0.5in; margin: 0pt 0 0pt 1in">(i)&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&#9;the acquisition of all or substantially
all of the assets of the Bank or the Holding Company by any person or entity, or by any persons or entities acting in concert;</P>

<P STYLE="font-size: 10pt; text-align: justify; text-indent: 0.5in; margin: 0pt 0 0pt 1in">&nbsp;</P>

<P STYLE="font-size: 10pt; text-align: justify; text-indent: 0.5in; margin: 0pt 0 0pt 1in">(ii)&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&#9;the occurrence of any event
if, immediately following such event, a majority of the members of the Board of Directors of the Bank or the Holding Company, as
the case may be, or of any successor corporation shall consist of persons other than Current Members, respectively (for these purposes,
a &ldquo;Current Member&rdquo; shall mean any member of the Board of Directors of the Bank or the Holding Company as of the Commencement
Date and any successor of a Current Member whose nomination or election has been approved by a majority of the Current Members
then on the respective Board of Directors);</P>

<P STYLE="font-size: 10pt; text-align: justify; text-indent: 0.5in; margin: 0pt 0 0pt 1in">&nbsp;</P>

<P STYLE="font-size: 10pt; text-align: justify; text-indent: 0.5in; margin: 0pt 0 0pt 1in">(iii)&#9;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;the acquisition of beneficial
ownership, directly or indirectly (as provided in Rule 13d-3 under the Securities Exchange Act of 1934 (the &ldquo;Act&rdquo;),
or any successor rule), of 25% or more of the total combined voting power of all classes of stock of the Bank or the Holding Company
by any person or group deemed a person under Section 13(d)(3) of the Act; or</P>

<P STYLE="font-size: 10pt; text-align: justify; text-indent: 0.5in; margin: 0pt 0 0pt 1in">&nbsp;</P>

<P STYLE="font-size: 10pt; text-align: justify; text-indent: 0.5in; margin: 0pt 0 0pt 1in">(iv)&#9;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;the consummation of a merger
or consolidation of the Bank or the Holding Company with another corporation where the stockholders of the Bank or the Holding
Company, immediately prior to the merger or consolidation, do not beneficially own, directly or indirectly, immediately after the
merger or consolidation, shares entitling such stockholders to 50% or more of the total combined voting power of all classes of
stock of the surviving corporation.</P>

<P STYLE="font-size: 10pt; text-align: justify; text-indent: 0.5in; margin: 0pt 0 0pt 1in">&nbsp;</P>

<P STYLE="font-size: 10pt; text-align: justify; text-indent: 1in; margin: 0pt 0">(c)&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&#9;&ldquo;<U>Disability</U>&rdquo; means termination
under circumstances in which the Employee would qualify for disability benefits under one or more disability programs maintained
by the Holding Company or any subsidiary (including the Bank) employing the Employee.</P>

<P STYLE="font-size: 10pt; text-align: justify; text-indent: 1in; margin: 0pt 0">&nbsp;</P>

<P STYLE="font-size: 10pt; text-align: justify; text-indent: 1in; margin: 0pt 0">(d)&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&#9;&ldquo;<U>Good Reason</U>&rdquo; means:</P>

<P STYLE="font-size: 10pt; text-align: justify; text-indent: 1in; margin: 0pt 0">&nbsp;</P>

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<P STYLE="font-size: 10pt; text-align: justify; margin: 0pt 0"></P>

<P STYLE="font-size: 10pt; text-align: justify; text-indent: 0.5in; margin: 0pt 0 0pt 1in">(i)&#9;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;a reduction by the Holding Company
or any subsidiary (including the Bank) in the Employee&rsquo;s annual base salary as in effect immediately prior to a Change of
Control; or</P>

<P STYLE="font-size: 10pt; text-align: justify; text-indent: 0.5in; margin: 0pt 0 0pt 1in">&nbsp;</P>

<P STYLE="font-size: 10pt; text-align: justify; text-indent: 0.5in; margin: 0pt 0 0pt 1in">(ii)&#9;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;the failure of the Holding Company
or any subsidiary (including the Bank) to maintain the Employee&rsquo;s principal place of employment within 50 miles as in effect
immediately prior to a Change of Control.</P>

<P STYLE="font-size: 10pt; text-align: justify; text-indent: 0.5in; margin: 0pt 0 0pt 1in">&nbsp;</P>

<TABLE CELLPADDING="0" CELLSPACING="0" WIDTH="100%" STYLE="font-size: 10pt; font-weight: bold; margin-top: 0pt; margin-bottom: 0pt"><TR STYLE="vertical-align: top">
<TD STYLE="width: 1in"></TD><TD STYLE="width: 0.5in">3.</TD><TD><U>Severance Benefits</U>.</TD></TR></TABLE>

<P STYLE="font-size: 10pt; text-align: justify; text-indent: 1in; margin: 0pt 0">&nbsp;</P>

<P STYLE="font-size: 10pt; text-align: justify; text-indent: 1in; margin: 0pt 0">In the event the Employee&rsquo;s employment with
the Holding Company and any of its subsidiaries (including the Bank) is terminated within two years following a Change of Control
(i)&nbsp;by the Holding Company or any of its subsidiaries (including the Bank) other than by reason of the death or Disability
of the Employee and other than for Cause, or (ii)&nbsp;by the Employee for Good Reason, the Bank shall provide and pay to the Employee
the following:</P>

<P STYLE="font-size: 10pt; text-align: justify; text-indent: 1in; margin: 0pt 0">&nbsp;</P>

<P STYLE="font-size: 10pt; text-align: justify; text-indent: 1in; margin: 0pt 0 0pt 0.5in">(a)&#9;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;the Employee&rsquo;s earned but
unpaid current salary as of the date of termination, plus an amount representing any accrued but unpaid vacation time, which amounts
shall be paid within thirty days of termination;</P>

<P STYLE="font-size: 10pt; text-align: justify; text-indent: 1in; margin: 0pt 0 0pt 0.5in">&nbsp;</P>

<P STYLE="font-size: 10pt; text-align: justify; text-indent: 1in; margin: 0pt 0 0pt 0.5in">(b)&#9;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;the benefits, if any, to which
the Employee is entitled as a former employee under the Holding Company&rsquo;s and subsidiaries&rsquo; (including the Bank&rsquo;s)
employee benefit plans and programs and compensation plans and programs, which shall be paid in accordance with the terms of such
plans and programs;</P>

<P STYLE="font-size: 10pt; text-align: justify; text-indent: 1in; margin: 0pt 0 0pt 0.5in">&nbsp;</P>

<P STYLE="font-size: 10pt; text-align: justify; text-indent: 1in; margin: 0pt 0 0pt 0.5in">(c)&#9;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;continued health and welfare
benefits (including group life, disability, medical and dental benefits), in addition to that provided in paragraph&nbsp;(b) above,
to the extent necessary to provide coverage for the Employee for the number of months equal to the number of months of salary payable
to the Employee pursuant to paragraph&nbsp;(d) below (the &ldquo;Severance Period&rdquo;). Such benefits shall be provided through
the purchase of insurance, and shall be equivalent to the health and welfare benefits (including cost-sharing percentages)<B> </B>provided
to active employees of the Bank (or any successor thereof) as from time to time in effect during the Severance Period. Where the
amount of such benefits is based on salary, they shall be provided to the Employee based on the highest annual rate of salary achieved
by the Employee during the period of the Employee&rsquo;s employment with the Bank or its subsidiaries. If the Employee had dependent
coverage in effect at the time of his or her termination of employment, the Employee shall have the right to elect to continue
such dependent coverage for the Severance Period. The benefits to be provided under this paragraph (c) shall cease to the extent
that in the judgment of the Bank substantially equivalent benefits are provided to the Employee (and/or his/her dependents) by
a subsequent employer of the Employee, who shall certify a description thereof to the Bank; and</P>

<P STYLE="font-size: 10pt; text-align: justify; text-indent: 1in; margin: 0pt 0 0pt 0.5in">&nbsp;</P>

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<P STYLE="font-size: 10pt; text-align: justify; margin: 0pt 0 0pt 0.5in"></P>

<P STYLE="font-size: 10pt; text-align: justify; text-indent: 1in; margin: 0pt 0 0pt 0.5in">(d)&#9;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;within thirty days following
the Employee&rsquo;s termination of employment, a cash lump sum payment in an amount equal to one month&rsquo;s salary for each
full year of continuous service completed with the Holding Company or any of its subsidiaries (including the Bank or any predecessor
of the Bank), but in no event less than 12 months&rsquo; salary or more than 18 months&rsquo; salary, such salary to be the greater
of the Employee&rsquo;s salary immediately prior to the Change of Control or the Employee&rsquo;s salary at the date of such termination.</P>

<P STYLE="font-size: 10pt; text-align: justify; text-indent: 1in; margin: 0pt 0 0pt 0.5in">&nbsp;</P>

<P STYLE="font-size: 10pt; text-align: justify; margin: 0pt 0">Notwithstanding the foregoing, the benefits provided to the Employee
under this Section 3 shall be reduced if and to the extent that a nationally recognized firm of compensation consultants or auditors
designated by the Holding Company or the Bank determines that such reduction will result in a greater net after-tax benefit to
the Employee than the Employee would obtain in the absence of such reduction, taking into account any excise tax payable by the
Employee under Internal Revenue Code Section 4999.</P>

<P STYLE="font-size: 10pt; text-align: justify; margin: 0pt 0">&nbsp;</P>

<TABLE CELLPADDING="0" CELLSPACING="0" WIDTH="100%" STYLE="font-size: 10pt; font-weight: bold; margin-top: 0pt; margin-bottom: 0pt"><TR STYLE="vertical-align: top">
<TD STYLE="width: 1in"></TD><TD STYLE="width: 0.5in">4.</TD><TD STYLE="text-align: justify"><U>No Effect on Employee Benefit Plans or Compensation Programs</U>.</TD></TR></TABLE>

<P STYLE="font-size: 10pt; text-align: justify; text-indent: 1in; margin: 0pt 0">&nbsp;</P>

<P STYLE="font-size: 10pt; text-align: justify; text-indent: 1in; margin: 0pt 0">Except as expressly provided in this Policy, the
termination of the Employee&rsquo;s employment, whether by the Holding Company or any of its subsidiaries (including the Bank)
or by the Employee, shall have no effect on the rights and obligations of the parties hereto under the employee benefit plans or
programs or compensation plans or programs (whether or not employee benefit plans or programs) that the Holding Company or any
subsidiary (including the Bank) may maintain from time to time.</P>

<P STYLE="font-size: 10pt; text-align: justify; text-indent: 1in; margin: 0pt 0">&nbsp;</P>

<TABLE CELLPADDING="0" CELLSPACING="0" WIDTH="100%" STYLE="font-size: 10pt; font-weight: bold; margin-top: 0pt; margin-bottom: 0pt"><TR STYLE="vertical-align: top">
<TD STYLE="width: 1in"></TD><TD STYLE="width: 0.5in">5.</TD><TD STYLE="text-align: justify"><U>No Right to Employment</U>.</TD></TR></TABLE>

<P STYLE="font-size: 10pt; text-align: justify; text-indent: 1in; margin: 0pt 0">&nbsp;</P>

<P STYLE="font-size: 10pt; text-align: justify; text-indent: 1in; margin: 0pt 0">Nothing in this Policy shall be construed as giving
the Employee the right to be retained in the employment of the Holding Company or any of its subsidiaries (including the Bank),
nor shall it affect the right of the Holding Company or any of its subsidiaries (including the Bank) to terminate the Employee&rsquo;s
employment with or without cause.</P>

<P STYLE="font-size: 10pt; text-align: justify; text-indent: 1in; margin: 0pt 0">&nbsp;</P>

<TABLE CELLPADDING="0" CELLSPACING="0" WIDTH="100%" STYLE="font-size: 10pt; font-weight: bold; margin-top: 0pt; margin-bottom: 0pt"><TR STYLE="vertical-align: top">
<TD STYLE="width: 1in"></TD><TD STYLE="width: 0.5in">6.</TD><TD STYLE="text-align: justify"><U>Regulatory Action</U>.</TD></TR></TABLE>

<P STYLE="font-size: 10pt; text-align: justify; text-indent: 1in; margin: 0pt 0">&nbsp;</P>

<P STYLE="font-size: 10pt; text-align: justify; text-indent: 1in; margin: 0pt 0">(a)&#9;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;Notwithstanding any other provision of
this Policy to the contrary, this Section 6 shall apply at all times, during the Term.</P>

<P STYLE="font-size: 10pt; text-align: justify; text-indent: 1in; margin: 0pt 0">&nbsp;</P>

<P STYLE="font-size: 10pt; text-align: justify; text-indent: 1in; margin: 0pt 0">(b)&#9;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;If the Employee is suspended and/or temporarily
prohibited from participating in the conduct of the affairs of the Bank by a notice served under 12 U.S.C. &sect;&nbsp;1818(e)(3)
and (g)(1), the Bank&rsquo;s obligations to the Employee under this Policy shall be suspended as of the date of such service unless
stayed by appropriate proceedings. If the charges in such notice are dismissed, the Bank shall (i)&nbsp;pay the Employee all of
the compensation payable under this Policy that was withheld while the Bank&rsquo;s obligations under this Policy were so suspended,
and (ii)&nbsp;reinstate in whole any of its obligations to the Employee which were suspended.</P>

<P STYLE="font-size: 10pt; text-align: justify; text-indent: 1in; margin: 0pt 0">&nbsp;</P>

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<P STYLE="font-size: 10pt; text-align: justify; margin: 0pt 0"></P>

<P STYLE="font-size: 10pt; text-align: justify; text-indent: 1in; margin: 0pt 0">(c)&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&#9;If the Employee is removed and/or permanently
prohibited from participating in the conduct of the Bank&rsquo;s affairs by an order issued under 12 U.S.C. &sect;&nbsp;1818(e)(4)
or (g)(1), all obligations of the Bank to the Employee under this Policy shall terminate as of the effective date of the order,
other than vested rights of the parties accrued as of such effective date, which shall not be affected.</P>

<P STYLE="font-size: 10pt; text-align: justify; text-indent: 1in; margin: 0pt 0">&nbsp;</P>

<P STYLE="font-size: 10pt; text-align: justify; text-indent: 1in; margin: 0pt 0">(d)&#9;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;If the Bank is in default (as defined in
section 3(x)(1) of the Federal Deposit Insurance Act (the &ldquo;FDIA&rdquo;)), all obligations of the Bank under this Policy shall
terminate as of the date of such default, but this Section 6(d) shall not affect any vested rights of the Employee accrued as of
such date of default.</P>

<P STYLE="font-size: 10pt; text-align: justify; text-indent: 1in; margin: 0pt 0">&nbsp;</P>

<P STYLE="font-size: 10pt; text-align: justify; text-indent: 1in; margin: 0pt 0">(e)&#9;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;All obligations of the Bank under this
Policy shall be terminated, except to the extent it is determined that continuation of the Policy is necessary to the continued
operation of the Bank, (i)&nbsp;by the director of the Federal Deposit Insurance Corporation (the &ldquo;FDIC&rdquo;) or his or
her designee (&ldquo;Director&rdquo;) at the time the FDIC enters into an agreement to provide assistance to or on behalf of the
Bank under the authority contained in Section 13(c) of the FDIA; or (ii)&nbsp;by the Director at the time the Director approves
a supervisory merger to resolve problems related to operation of the Bank or when the Bank is determined by the Director to be
in an unsafe or unsound condition; provided, however, that this Section 6(e) shall not affect any vested rights of the Employee
accrued as of such date of termination.</P>

<P STYLE="font-size: 10pt; text-align: justify; text-indent: 1in; margin: 0pt 0">&nbsp;</P>

<P STYLE="font-size: 10pt; text-align: justify; text-indent: 1in; margin: 0pt 0">(f)&#9;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;All obligations under this Policy are further
subject to such conditions, restrictions, limitations and forfeiture provisions as may separately apply pursuant to any applicable
state banking laws.</P>

<P STYLE="font-size: 10pt; text-align: justify; text-indent: 1in; margin: 0pt 0">&nbsp;</P>

<P STYLE="font-size: 10pt; text-align: justify; text-indent: 1in; margin: 0pt 0">(g)&#9;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;Notwithstanding any other provision of
this Policy to the contrary, any payments made to the Employee pursuant to this Policy or otherwise are subject to and conditioned
upon their compliance with 12 U.S.C. &sect;&nbsp;1828(k) and any regulations promulgated thereunder.</P>

<P STYLE="font-size: 10pt; text-align: justify; text-indent: 1in; margin: 0pt 0">&nbsp;</P>

<TABLE CELLPADDING="0" CELLSPACING="0" WIDTH="100%" STYLE="font-size: 10pt; font-weight: bold; margin-top: 0pt; margin-bottom: 0pt"><TR STYLE="vertical-align: top">
<TD STYLE="width: 1in"></TD><TD STYLE="width: 0.5in">7.</TD><TD><U>Miscellaneous Provisions</U>.</TD></TR></TABLE>

<P STYLE="font-size: 10pt; text-align: justify; text-indent: 1in; margin: 0pt 0">&nbsp;</P>

<P STYLE="font-size: 10pt; text-align: justify; text-indent: 1in; margin: 0pt 0">(a)&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&#9;<U>Successors</U>. This Policy shall inure
to the benefit of and be binding upon the Employee and his legal representatives and the Holding Company and the Bank, their successors
and assigns, including any successor by merger or consolidation or a statutory receiver or any other person or firm or corporation
to which all or substantially all of the assets and business of the Holding Company or the Bank may be sold or otherwise transferred.</P>

<P STYLE="font-size: 10pt; text-align: justify; text-indent: 1in; margin: 0pt 0">&nbsp;</P>

<P STYLE="font-size: 10pt; text-align: justify; text-indent: 1in; margin: 0pt 0">(b)&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&#9;<U>Waiver</U>. The Waiver by any party
of a breach of any provision of this Policy shall not operate or be construed as a waiver of any subsequent breach of this Policy.</P>

<P STYLE="font-size: 10pt; text-align: justify; text-indent: 1in; margin: 0pt 0">&nbsp;</P>

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<P STYLE="font-size: 10pt; text-align: justify; margin: 0pt 0"></P>

<P STYLE="font-size: 10pt; text-align: justify; text-indent: 1in; margin: 0pt 0">(c)&#9;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;<U>Severability</U>. The invalidity or
unenforceability of any provision of this Policy shall not affect the validity or enforceability of any other provision of this
Policy, which shall remain in full force and effect.</P>

<P STYLE="font-size: 10pt; text-align: justify; text-indent: 1in; margin: 0pt 0">&nbsp;</P>

<P STYLE="font-size: 10pt; text-align: justify; text-indent: 1in; margin: 0pt 0">(d)&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;
&#9;<U>Headings and References</U>. The headings of the sections of this Policy are inserted for convenience only and shall
not be deemed to constitute a part of this Policy.</P>

<P STYLE="font-size: 10pt; text-align: justify; text-indent: 1in; margin: 0pt 0">&nbsp;</P>

<P STYLE="font-size: 10pt; text-align: justify; text-indent: 1in; margin: 0pt 0">(e)&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&#9;<U>Entire Policy</U>. This Policy constitutes
the entire policy, agreement and understanding of the parties with respect to the matters contemplated herein, and supersedes all
prior policies, agreements, arrangements and understandings related to the subject matter hereof.</P>

<P STYLE="font-size: 10pt; text-align: justify; text-indent: 1in; margin: 0pt 0">&nbsp;</P>

<P STYLE="font-size: 10pt; text-align: justify; text-indent: 1in; margin: 0pt 0">(f)&#9;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;<U>Amendment or Termination</U>. The Board
of Directors of the Bank may amend or terminate this Policy at any time prior to a Change of Control. This Policy may not be amended
or terminated at any time after a Change of Control in any manner adverse to the Employee without the consent of such Employee.</P>

<P STYLE="font-size: 10pt; text-align: justify; text-indent: 1in; margin: 0pt 0">&nbsp;</P>

<P STYLE="font-size: 10pt; text-align: justify; text-indent: 1in; margin: 0pt 0">(g)&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&#9;<U>Governing Law</U>. This Policy shall
be governed by the laws of the State of New York, without reference to conflicts of law principles.</P>

<P STYLE="font-size: 10pt; text-align: justify; text-indent: 1in; margin: 0pt 0">&nbsp;</P>

<P STYLE="font-size: 10pt; text-align: justify; text-indent: 1in; margin: 0pt 0">(h)&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&#9;<U>Withholding</U>. The Employee agrees
that the Bank may withhold from any payment required to be made to the Employee pursuant to this Policy all federal, state, local
and/or other taxes which the Bank determines are required to be withheld in accordance with applicable statutes and/or regulations
in effect from time to time.</P>

<P STYLE="font-size: 10pt; text-align: justify; text-indent: 1in; margin: 0pt 0">&nbsp;</P>

<TABLE CELLPADDING="0" CELLSPACING="0" WIDTH="100%" STYLE="font-size: 10pt; font-weight: bold; margin-top: 0pt; margin-bottom: 0pt"><TR STYLE="vertical-align: top">
<TD STYLE="width: 1in"></TD><TD STYLE="width: 0.5in">8.</TD><TD><U>Guarantee</U>.</TD></TR></TABLE>

<P STYLE="font-size: 10pt; text-align: justify; text-indent: 1in; margin: 0pt 0">&nbsp;</P>

<P STYLE="font-size: 10pt; text-align: justify; text-indent: 1in; margin: 0pt 0">The Holding Company hereby agrees to guarantee
the payment by the Bank of any benefits and compensation to which the Employee is entitled under this Policy.</P>

<P STYLE="font-size: 10pt; text-align: justify; text-indent: 1in; margin: 0pt 0">&nbsp;</P>

<P STYLE="font-size: 10pt; text-indent: 1in; margin: 0pt 0"><B>9.</B>&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&#9;<B><U>Compliance with Code Section 409A</U>.</B></P>

<P STYLE="font-size: 10pt; text-indent: 1in; margin: 0pt 0"><B>&nbsp;</B></P>

<P STYLE="font-size: 10pt; text-align: justify; text-indent: 1in; margin: 0pt 0">(a)&#9;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;Notwithstanding the provisions of section
3, if the Employee is a specified employee within the meaning of Section 409A of the Internal Revenue Code of 1986, as amended
(&ldquo;Section 409A&rdquo;), as determined by the Board in accordance with the election made by the Bank for determining specified
employees, any amounts payable under sections 3(d) (and any other payments to which the Employee may be entitled) which constitute
&ldquo;deferred compensation&rdquo; within the meaning of Section 409A and which are otherwise scheduled to be paid during the
first six months following the Employee&rsquo;s termination of employment (other than any payments that are permitted under Section
409A to be paid within six months following termination of employment of a specified employee) shall be suspended until the six-month
anniversary of the Employee&rsquo;s termination of employment (or the Employee&rsquo;s death if sooner), at which time all payments
that were suspended shall be paid to the Employee (or his estate) in a lump sum, together with interest on each suspended payment
at the prime rate (as reported in the Wall Street Journal) from the date of suspension to the date of payment.</P>

<P STYLE="font-size: 10pt; text-align: justify; text-indent: 1in; margin: 0pt 0">&nbsp;</P>

<P STYLE="font-size: 10pt; text-align: justify; text-indent: 1in; margin: 0pt 0">(b)&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&#9;A termination of employment shall not be
deemed to have occurred for purposes of any provision of this Policy providing for the payment of any amounts or benefits upon
or following a termination of employment unless such termination is also a &ldquo;separation from service&rdquo; (within the meaning
of Code Section 409A).</P>

<P STYLE="font-size: 10pt; text-align: justify; text-indent: 1in; margin: 0pt 0">&nbsp;</P>

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<P STYLE="font-size: 10pt; text-align: justify; margin: 0pt 0"></P>

<P STYLE="font-size: 10pt; text-align: justify; text-indent: 1in; margin: 0pt 0">(c)&#9;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;For purposes of Section 409A, each payment
under sections 3(d) will be treated as a separate payment.</P>

<P STYLE="font-size: 10pt; text-align: justify; text-indent: 1in; margin: 0pt 0">&nbsp;</P>

<P STYLE="font-size: 10pt; text-align: justify; text-indent: 1in; margin: 0pt 0">(d)&#9;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;It is intended that this Policy comply
with the provisions of Section 409A and the regulations and guidance of general applicability issued thereunder so as to not subject
the Employee to the payment of additional interest and taxes under Section 409A, and in furtherance of this intent, this Policy
shall be interpreted, operated and administered in a manner consistent with these intentions.</P>



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<P STYLE="font-size: 10pt; margin: 0pt 0"><B>Exhibit 10.8</B></P>

<P STYLE="font-size: 10pt; text-align: center; margin: 0pt 0">&nbsp;</P>

<P STYLE="font-size: 10pt; text-align: center; margin: 0pt 0">EMPLOYEE SEVERANCE COMPENSATION PLAN</P>

<P STYLE="font-size: 10pt; text-align: center; margin: 0pt 0">&nbsp;</P>

<P STYLE="font-size: 10pt; text-align: center; margin: 0pt 0">FOR VICE PRESIDENTS AND ASSISTANT VICE PRESIDENTS</P>

<P STYLE="font-size: 10pt; text-align: center; margin: 0pt 0">&nbsp;</P>

<P STYLE="font-size: 10pt; text-align: center; margin: 0pt 0">OF</P>

<P STYLE="font-size: 10pt; text-align: center; margin: 0pt 0"><BR>
FLUSHING BANK<BR>
<BR>
(Amended and restated effective as of January 1, 2016)</P>

<P STYLE="font-size: 10pt; text-align: center; margin: 0pt 0">&nbsp;</P>

<P STYLE="font-size: 10pt; margin: 0pt 0; text-indent: 0in">1.<FONT STYLE="font-size: 10pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;
</FONT>PURPOSE. The purpose of this Employee Severance Compensation Plan for Vice Presidents and Assistant Vice Presidents (the
&ldquo;Plan&rdquo;) is to provide an equitable measure of compensation for eligible employees of Flushing Bank (the &ldquo;Bank&rdquo;)
or Flushing Financial Corporation (the &ldquo;Holding Company&rdquo;) whose employment has been terminated within one year after
a Change of Control.</P>

<P STYLE="font-size: 10pt; margin: 0pt 0; text-indent: 0in">&nbsp;</P>

<P STYLE="font-size: 10pt; margin: 0pt 0; text-indent: 0in">2.<FONT STYLE="font-size: 10pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;
</FONT>DEFINITIONS.</P>

<P STYLE="font-size: 10pt; margin: 0pt 0; text-indent: 0in">&nbsp;</P>

<P STYLE="font-size: 10pt; margin: 0pt 0; text-indent: 0in">(a)<FONT STYLE="font-size: 10pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;
</FONT>&ldquo;Cause&rdquo; means intentional engagement in dishonest conduct, insubordination, willful misconduct, breach of fiduciary
duty involving personal profit, intentional failure to perform duties, or commission of an act which would constitute a felony.</P>

<P STYLE="font-size: 10pt; margin: 0pt 0; text-indent: 0in">&nbsp;</P>

<P STYLE="font-size: 10pt; margin: 0pt 0; text-indent: 0in">(b)<FONT STYLE="font-size: 10pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;
</FONT>&ldquo;Change of Control&rdquo; means:</P>

<P STYLE="font-size: 10pt; margin: 0pt 0; text-indent: 0in">&nbsp;</P>

<P STYLE="font-size: 10pt; margin: 0pt 0; text-indent: 0in">(i)<FONT STYLE="font-size: 10pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;
</FONT>the acquisition of all or substantially all of the assets of the Bank or the Holding Company by any person or entity, or
by any persons or entities acting in concert;</P>

<P STYLE="font-size: 10pt; margin: 0pt 0; text-indent: 0in">&nbsp;</P>

<P STYLE="font-size: 10pt; margin: 0pt 0; text-indent: 0in">(ii)<FONT STYLE="font-size: 10pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;
</FONT>the occurrence of any event if, immediately following such event, a majority of the members of the Board of Directors of
the Bank or the Holding Company or of any successor corporation shall consist of persons other than Current Members (for these
purposes, a &ldquo;Current Member&rdquo; shall mean any member of the Board of Directors of the Bank or the Holding Company as
of the Effective Date of the Conversion and any successor of a Current Member whose nomination or election has been approved by
a majority of the Current Members then on the Board of Directors);</P>

<P STYLE="font-size: 10pt; margin: 0pt 0; text-indent: 0in">&nbsp;</P>

<P STYLE="font-size: 10pt; margin: 0pt 0; text-indent: 0in">(iii)<FONT STYLE="font-size: 10pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;
</FONT>the acquisition of beneficial ownership, directly or indirectly (as provided in Rule 13d-3 under the Securities Exchange
Act of 1934 (the &ldquo;Act&rdquo;), or any successor rule), of 25% or more of the total combined voting power of all classes of
stock of the Bank or the Holding Company by any person or group deemed a person under Section 13(d)(3) of the Act; or</P>

<P STYLE="font-size: 10pt; margin: 0pt 0; text-indent: 0in">&nbsp;</P>

<P STYLE="font-size: 10pt; margin: 0pt 0; text-indent: 0in">(iv)<FONT STYLE="font-size: 10pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;
</FONT>the consummation of a merger or consolidation of the Bank or the Holding Company with another corporation where the stockholders
of the Bank or the Holding Company, immediately prior to the merger or consolidation, do not beneficially own, directly or indirectly,
immediately after the merger or consolidation, shares entitling such stockholders to 50% or more of the total combined voting power
of all classes of stock of the surviving corporation.</P>

<P STYLE="font-size: 10pt; margin: 0pt 0; text-indent: 0in">&nbsp;</P>

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<P STYLE="font-size: 10pt; margin: 0pt 0"></P>

<P STYLE="font-size: 10pt; margin: 0pt 0; text-indent: 0in">&nbsp;</P>

<P STYLE="font-size: 10pt; margin: 0pt 0; text-indent: 0in">&nbsp;</P>

<P STYLE="font-size: 10pt; margin: 0pt 0; text-indent: 0in">(c)<FONT STYLE="font-size: 10pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;
</FONT> &ldquo;Disability&rdquo; means termination under circumstances in which the employee would qualify for disability benefits
under one or more disability programs maintained by the Holding Company or the Bank.</P>

<P STYLE="font-size: 10pt; margin: 0pt 0; text-indent: 0in">&nbsp;</P>

<P STYLE="font-size: 10pt; margin: 0pt 0; text-indent: 0in">(d)<FONT STYLE="font-size: 10pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;
</FONT>&ldquo;Good Reason&rdquo; means (i) a reduction by the Bank or the Holding Company in the employee&rsquo;s Pay, as in effect
immediately prior to a Change of Control, or (ii) the failure of the Bank or Holding Company to maintain the employee&rsquo;s principal
place of employment within 50 miles, as in effect immediately prior to a Change of Control.</P>

<P STYLE="font-size: 10pt; margin: 0pt 0; text-indent: 0in">&nbsp;</P>

<P STYLE="font-size: 10pt; margin: 0pt 0; text-indent: 0in">(e)<FONT STYLE="font-size: 10pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;
</FONT>&ldquo;Pay&rdquo; means the regular hourly wage of an employee or, if the employee is salaried, the annual base salary of
the employee, as in effect immediately prior to a Change of Control, and does not include in either case overtime, bonuses, or
other premium wage payments.</P>

<P STYLE="font-size: 10pt; margin: 0pt 0; text-indent: 0in">&nbsp;</P>

<P STYLE="font-size: 10pt; margin: 0pt 0; text-indent: 0in">3.<FONT STYLE="font-size: 10pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;
</FONT>ELIGIBILITY. An employee shall be eligible to receive the severance payment described in Section 4 of this Plan if:</P>

<P STYLE="font-size: 10pt; margin: 0pt 0; text-indent: 0in">&nbsp;</P>

<P STYLE="font-size: 10pt; margin: 0pt 0; text-indent: 0in">(a)<FONT STYLE="font-size: 10pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;
</FONT>the employee was employed by the Bank or the Holding Company immediately prior to a Change of Control at the level of Vice
President or Assistant Vice President,</P>

<P STYLE="font-size: 10pt; margin: 0pt 0; text-indent: 0in">&nbsp;</P>

<P STYLE="font-size: 10pt; margin: 0pt 0; text-indent: 0in">(b)<FONT STYLE="font-size: 10pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;
</FONT>the employee is not (i) a party to an employment agreement nor a special termination agreement with the Bank or the Holding
Company (ii) or eligible to receive benefits under the Flushing Bank Specified Officer Change in Control Severance Policy, on the
date of termination of the employee&rsquo;s employment,</P>

<P STYLE="font-size: 10pt; margin: 0pt 0; text-indent: 0in">&nbsp;</P>

<P STYLE="font-size: 10pt; margin: 0pt 0; text-indent: 0in">(c)<FONT STYLE="font-size: 10pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;
</FONT>the employee completed at least one year of service with the Bank or the Holding Company prior to termination of the employee&rsquo;s
employment,</P>

<P STYLE="font-size: 10pt; margin: 0pt 0; text-indent: 0in">&nbsp;</P>

<P STYLE="font-size: 10pt; margin: 0pt 0; text-indent: 0in">(d)<FONT STYLE="font-size: 10pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;
</FONT>the employee&rsquo;s employment was terminated within one year following a Change of Control, and</P>

<P STYLE="font-size: 10pt; margin: 0pt 0; text-indent: 0in">&nbsp;</P>

<P STYLE="font-size: 10pt; margin: 0pt 0; text-indent: 0in">(e)<FONT STYLE="font-size: 10pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;
</FONT>the employee&rsquo;s employment was terminated (i)&nbsp;by the Bank or the Holding Company other than by reason of the death,
or Disability of the employee and other than for Cause, or (ii)&nbsp;by the employee for Good Reason.</P>

<P STYLE="font-size: 10pt; margin: 0pt 0; text-indent: 0in">&nbsp;</P>

<P STYLE="font-size: 10pt; margin: 0pt 0; text-indent: 0in">4.<FONT STYLE="font-size: 10pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;
</FONT>BENEFITS.</P>

<P STYLE="font-size: 10pt; margin: 0pt 0; text-indent: 0in">&nbsp;</P>

<P STYLE="font-size: 10pt; margin: 0pt 0; text-indent: 0in">(a)<FONT STYLE="font-size: 10pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;
</FONT>Employees eligible pursuant to Section&nbsp;3 shall be entitled to receive from the Bank a cash lump sum severance payment
equal to one month Pay for each full year of continuous service completed with the Bank or the Holding Company or any predecessor
of the Bank, up to a maximum benefit of 12 months of Pay, which shall be paid within thirty days of the Employee&rsquo;s termination
of employment.</P>

<P STYLE="font-size: 10pt; margin: 0pt 0; text-indent: 0in">&nbsp;</P>

<P STYLE="font-size: 10pt; margin: 0pt 0; text-indent: 0in">(b)<FONT STYLE="font-size: 10pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;
</FONT>The severance payment described above in paragraph (a) shall be payable in addition to, and not in lieu of, all other accrued
or vested or earned but deferred compensation, rights, options, or other benefits which may be owed to the employee following termination.</P>

<P STYLE="font-size: 10pt; margin: 0pt 0">&nbsp;</P>

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<P STYLE="font-size: 10pt; margin: 0pt 0"></P>

<P STYLE="font-size: 10pt; margin: 0pt 0; text-indent: 0in">&nbsp;</P>

<P STYLE="font-size: 10pt; margin: 0pt 0; text-indent: 0in">&nbsp;</P>

<P STYLE="font-size: 10pt; margin: 0pt 0; text-indent: 0in">(c)<FONT STYLE="font-size: 10pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;
</FONT>Employees eligible pursuant to Section 3 shall be entitled to receive from the Bank continued health and welfare benefits
(including group life, disability, medical and dental benefits) to the extent necessary to provide coverage for the Employee for
the number of months equal to the number of months of Pay payable to the Employee pursuant to paragraph (a) above (the &ldquo;Severance
Period&rdquo;). Such benefits shall be provided through the purchase of insurance, and shall be equivalent to the health and welfare
benefits (including cost-sharing percentages)<B> </B>provided to active employees of the Bank (or any successor thereof) as from
time to time in effect during the Severance Period. Where the amount of such benefits is based on salary, they shall be provided
to the Employee based on the highest annual rate of salary achieved by the Employee during the period of the Employee&rsquo;s employment
with the Bank or its subsidiaries. If the Employee had dependent coverage in effect at the time of his or her termination of employment,
the Employee shall have the right to elect to continue such dependent coverage for the Severance Period. The benefits to be provided
under this paragraph (c) shall cease to the extent that in the judgment of the Bank substantially equivalent benefits are provided
to the Employee (and/or his/her dependents) by a subsequent employer of the Employee, who shall certify a description thereof to
the Bank</P>

<P STYLE="font-size: 10pt; margin: 0pt 0; text-indent: 0in">&nbsp;</P>

<P STYLE="font-size: 10pt; margin: 0pt 0; text-indent: 0in">(d)<FONT STYLE="font-size: 10pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;
</FONT>No employee shall be required to mitigate, by seeking employment or otherwise, the amount of any payment that the Bank becomes
obligated to make under this Plan, and amounts to be paid to an employee pursuant to this Plan shall not be reduced by reason of
the employee&rsquo;s obtaining other employment or receiving similar payments or benefits from another employer.</P>

<P STYLE="font-size: 10pt; margin: 0pt 0; text-indent: 0in">&nbsp;</P>

<P STYLE="font-size: 10pt; margin: 0pt 0; text-indent: 0in">5.<FONT STYLE="font-size: 10pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;
</FONT>WITHHOLDING. The Bank shall have the right to deduct from all payments under this Plan any taxes required by law to be withheld
from such payments.</P>

<P STYLE="font-size: 10pt; margin: 0pt 0; text-indent: 0in">&nbsp;</P>

<P STYLE="font-size: 10pt; margin: 0pt 0; text-indent: 0in">6.<FONT STYLE="font-size: 10pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;
</FONT>NO RIGHT TO EMPLOYMENT. Nothing in this Plan shall be construed as giving any person the right to be retained in the employment
of the Bank or the Holding Company, nor shall it affect the right of the Bank or the Holding Company to terminate an employee&rsquo;s
employment with or without Cause.</P>

<P STYLE="font-size: 10pt; margin: 0pt 0; text-indent: 0in">&nbsp;</P>

<P STYLE="font-size: 10pt; margin: 0pt 0; text-indent: 0in">7.<FONT STYLE="font-size: 10pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;
</FONT>AMENDMENT AND TERMINATION. The Board of Directors of the Bank may amend or terminate this Plan at any time prior to a Change
of Control. This Plan may not be amended or terminated at any time after a Change of Control in any manner adverse to an employee
without the consent of such employee.</P>

<P STYLE="font-size: 10pt; margin: 0pt 0; text-indent: 0in">&nbsp;</P>

<P STYLE="font-size: 10pt; margin: 0pt 0; text-indent: 0in">8.<FONT STYLE="font-size: 10pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;
</FONT>NONASSIGNABILITY. Benefits under this Plan may not be assigned by the employee. The terms and conditions of this Plan shall
be binding on the successors and assigns of the Bank.</P>

<P STYLE="font-size: 10pt; margin: 0pt 0; text-indent: 0in">&nbsp;</P>

<P STYLE="font-size: 10pt; margin: 0pt 0; text-indent: 0in">9.<FONT STYLE="font-size: 10pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;
</FONT>SEVERABILITY. In the event that any provision of this Plan shall be held to be invalid or unenforceable for any reason,
in whole or in part, the remaining provisions of this Plan shall be unaffected thereby and shall remain in full force and effect
to the fullest extent permitted by law.</P>

<P STYLE="font-size: 10pt; margin: 0pt 0; text-indent: 0in">&nbsp;</P>

<P STYLE="font-size: 10pt; margin: 0pt 0; text-indent: 0in">10.<FONT STYLE="font-size: 10pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;
</FONT>CONSTRUCTION. The Board of Directors of the Bank shall have sole and full authority to interpret and construe this Plan.
Any such interpretation or construction shall be final and conclusive.</P>

<P STYLE="font-size: 10pt; margin: 0pt 0; text-indent: 0in"></P>

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<P STYLE="font-size: 10pt; margin: 0pt 0; text-indent: 0in">&nbsp;</P>

<P STYLE="font-size: 10pt; margin: 0pt 0; text-indent: 0in">&nbsp;</P>

<P STYLE="font-size: 10pt; margin: 0pt 0; text-indent: 0in">11.<FONT STYLE="font-size: 10pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;
</FONT>GOVERNING LAW. This Plan shall be governed by the laws of the State of New York, without reference to conflicts of law principles.</P>

<P STYLE="font-size: 10pt; margin: 0pt 0; text-indent: 0in">&nbsp;</P>

<P STYLE="font-size: 10pt; margin: 0pt 0; text-indent: 0in">12.<FONT STYLE="font-size: 10pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;
</FONT>GUARANTEE. The Holding Company shall guarantee the payment by the Bank of any benefits to which an employee is entitled
under this Plan.</P>

<P STYLE="font-size: 10pt; margin: 0pt 0; text-indent: 0in">&nbsp;</P>

<P STYLE="font-size: 10pt; margin: 0pt 0; text-indent: 0in">13.<FONT STYLE="font-size: 10pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;
</FONT>EFFECTIVE DATE. The Plan originally became effective as of July 28, 2015. This amendment and restatement of the Plan shall
be effective as of January 1, 2016.</P>

<P STYLE="font-size: 10pt; margin: 0pt 0; text-indent: 0in">&nbsp;</P>

<P STYLE="font-size: 10pt; margin: 0pt 0; text-indent: 0in">14.<FONT STYLE="font-size: 10pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;
</FONT>COMPLIANCE WITH SECTION 409A</P>

<P STYLE="font-size: 10pt; margin: 0pt 0; text-indent: 0in">&nbsp;</P>

<P STYLE="font-size: 10pt; margin: 0pt 0; text-indent: 0in">(a)<FONT STYLE="font-size: 10pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;
</FONT>Notwithstanding the provisions of Section 4 of this Plan, if the employee is a specified employee within the meaning of
Section 409A of the Internal Revenue Code of 1986, as amended (&ldquo;Section 409A&rdquo;), as determined by the Board of Directors
of the Bank in accordance with the election made by the Bank for determining specified employees, any amounts payable under Section
4 of this Plan which constitute &ldquo;deferred compensation&rdquo; within the meaning of Section 409A and which are otherwise
scheduled to be paid during the first six months following the employee&rsquo;s termination of employment (other than any payments
that are permitted under Section 409A to be paid within six months following termination of employment of a specified employee)
shall be suspended until the six-month anniversary of the employee&rsquo;s termination of employment (or the employee&rsquo;s death
if sooner), at which time all payments that were suspended shall be paid to the employee (or her estate) in a lump sum, together
with interest on each suspended payment at the prime rate (as reported in the Wall Street Journal) from the date of suspension
to the date of payment.</P>

<P STYLE="font-size: 10pt; margin: 0pt 0; text-indent: 0in">&nbsp;</P>

<P STYLE="font-size: 10pt; margin: 0pt 0; text-indent: 0in">(b)<FONT STYLE="font-size: 10pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;
</FONT>A termination of employment shall not be deemed to have occurred for purposes of any provision of this Plan providing for
the payment of any amounts or benefits upon or following a termination of employment unless such termination is also a &ldquo;separation
from service&rdquo; (within the meaning of Code Section 409A).</P>

<P STYLE="font-size: 10pt; margin: 0pt 0; text-indent: 0in">&nbsp;</P>

<P STYLE="font-size: 10pt; margin: 0pt 0; text-indent: 0in">(c)<FONT STYLE="font-size: 10pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;
</FONT>It is intended that this Plan comply with the provisions of Section 409A and the regulations and guidance of general applicability
issued thereunder so as to not subject the employee to the payment of additional interest and taxes under Section 409A, and in
furtherance of this intent, this Plan shall be interpreted, operated and administered in a manner consistent with these intentions.</P>

<P STYLE="font-size: 10pt; margin: 0pt 0">&nbsp;</P>



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<TYPE>EX-10.9
<SEQUENCE>4
<FILENAME>exh_109.htm
<DESCRIPTION>EXHIBIT 10.9
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<P STYLE="font-size: 10pt; margin: 0pt 0"><B>Exhibit 10.9</B></P>

<P STYLE="font-size: 10pt; text-align: center; margin: 0pt 0">&nbsp;</P>

<P STYLE="font-size: 10pt; text-align: center; margin: 0pt 0">EMPLOYEE SEVERANCE COMPENSATION PLAN<BR>
OF<BR>
FLUSHING BANK<BR>
<BR>
(Amended and restated effective as of January 1, 2016)</P>

<P STYLE="font-size: 10pt; text-align: center; margin: 0pt 0">&nbsp;</P>

<P STYLE="font-size: 10pt; margin: 0pt 0; text-indent: 0in">1.<FONT STYLE="font-size: 10pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;
</FONT>PURPOSE. The purpose of this Employee Severance Compensation Plan (the &ldquo;Plan&rdquo;) is to provide an equitable measure
of compensation for eligible employees of Flushing Bank (the &ldquo;Bank&rdquo;) or Flushing Financial Corporation (the &ldquo;Holding
Company&rdquo;) whose employment has been terminated within one year after a Change of Control.</P>

<P STYLE="font-size: 10pt; margin: 0pt 0; text-indent: 0in">&nbsp;</P>

<P STYLE="font-size: 10pt; margin: 0pt 0; text-indent: 0in">2.<FONT STYLE="font-size: 10pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;
</FONT>DEFINITIONS.</P>

<P STYLE="font-size: 10pt; margin: 0pt 0; text-indent: 0in">&nbsp;</P>

<P STYLE="font-size: 10pt; margin: 0pt 0; text-indent: 0in">(a)<FONT STYLE="font-size: 10pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;
</FONT>&ldquo;Cause&rdquo; means intentional engagement in dishonest conduct, insubordination, willful misconduct, breach of fiduciary
duty involving personal profit, intentional failure to perform duties, or commission of an act which would constitute a felony.</P>

<P STYLE="font-size: 10pt; margin: 0pt 0; text-indent: 0in">&nbsp;</P>

<P STYLE="font-size: 10pt; margin: 0pt 0; text-indent: 0in">(b)<FONT STYLE="font-size: 10pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;
</FONT>&ldquo;Change of Control&rdquo; means:</P>

<P STYLE="font-size: 10pt; margin: 0pt 0; text-indent: 0in">&nbsp;</P>

<P STYLE="font-size: 10pt; margin: 0pt 0; text-indent: 0in">(i)<FONT STYLE="font-size: 10pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;
</FONT>the acquisition of all or substantially all of the assets of the Bank or the Holding Company by any person or entity, or
by any persons or entities acting in concert;</P>

<P STYLE="font-size: 10pt; margin: 0pt 0; text-indent: 0in">&nbsp;</P>

<P STYLE="font-size: 10pt; margin: 0pt 0; text-indent: 0in">(ii)<FONT STYLE="font-size: 10pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;
</FONT>the occurrence of any event if, immediately following such event, a majority of the members of the Board of Directors of
the Bank or the Holding Company or of any successor corporation shall consist of persons other than Current Members (for these
purposes, a &ldquo;Current Member&rdquo; shall mean any member of the Board of Directors of the Bank or the Holding Company as
of the Effective Date of the Conversion and any successor of a Current Member whose nomination or election has been approved by
a majority of the Current Members then on the Board of Directors);</P>

<P STYLE="font-size: 10pt; margin: 0pt 0; text-indent: 0in">&nbsp;</P>

<P STYLE="font-size: 10pt; margin: 0pt 0; text-indent: 0in">(iii)<FONT STYLE="font-size: 10pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;
</FONT>the acquisition of beneficial ownership, directly or indirectly (as provided in Rule 13d-3 under the Securities Exchange
Act of 1934 (the &ldquo;Act&rdquo;), or any successor rule), of 25% or more of the total combined voting power of all classes of
stock of the Bank or the Holding Company by any person or group deemed a person under Section 13(d)(3) of the Act; or</P>

<P STYLE="font-size: 10pt; margin: 0pt 0; text-indent: 0in">&nbsp;</P>

<P STYLE="font-size: 10pt; margin: 0pt 0; text-indent: 0in">(iv)<FONT STYLE="font-size: 10pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;
</FONT>the consummation of a merger or consolidation of the Bank or the Holding Company with another corporation where the stockholders
of the Bank or the Holding Company, immediately prior to the merger or consolidation, do not beneficially own, directly or indirectly,
immediately after the merger or consolidation, shares entitling such stockholders to 50% or more of the total combined voting power
of all classes of stock of the surviving corporation.</P>

<P STYLE="font-size: 10pt; margin: 0pt 0; text-indent: 0in">&nbsp;</P>

<P STYLE="font-size: 10pt; margin: 0pt 0; text-indent: 0in">(c)<FONT STYLE="font-size: 10pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;
</FONT>&ldquo;Effective Date of the Conversion&rdquo; means the day on which the conversion of the Bank from the mutual to capital
stock form of ownership becomes effective.</P>

<P STYLE="font-size: 10pt; margin: 0pt 0; text-indent: 0in"></P>

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<P STYLE="font-size: 10pt; margin: 0pt 0; text-indent: 0in">&nbsp;</P>

<P STYLE="font-size: 10pt; margin: 0pt 0; text-indent: 0in">&nbsp;</P>

<P STYLE="font-size: 10pt; margin: 0pt 0; text-indent: 0in">(d)<FONT STYLE="font-size: 10pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;
</FONT>&ldquo;Disability&rdquo; means termination under circumstances in which the employee would qualify for disability benefits
under one or more disability programs maintained by the Holding Company or the Bank.</P>

<P STYLE="font-size: 10pt; margin: 0pt 0; text-indent: 0in">&nbsp;</P>

<P STYLE="font-size: 10pt; margin: 0pt 0; text-indent: 0in">(e)<FONT STYLE="font-size: 10pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;
</FONT>&ldquo;Good Reason&rdquo; means (I) a reduction by the Bank or the Holding Company in the employee&rsquo;s Pay, as in effect
immediately prior to a Change of Control, or (ii) the failure of the Bank or Holding Company to maintain the employee&rsquo;s principal
place of employment within 50 miles, as in effect immediately prior to a Change of Control.</P>

<P STYLE="font-size: 10pt; margin: 0pt 0; text-indent: 0in">&nbsp;</P>

<P STYLE="font-size: 10pt; margin: 0pt 0; text-indent: 0in">(f)<FONT STYLE="font-size: 10pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;
</FONT>&ldquo;Pay&rdquo; means the regular hourly wage of an employee or, if the employee is salaried, the annual base salary of
the employee, as in effect immediately prior to a Change of Control, and does not include in either case overtime, bonuses, or
other premium wage payments.</P>

<P STYLE="font-size: 10pt; margin: 0pt 0; text-indent: 0in">&nbsp;</P>

<P STYLE="font-size: 10pt; margin: 0pt 0; text-indent: 0in">3.<FONT STYLE="font-size: 10pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;
</FONT>ELIGIBILITY. An employee shall be eligible to receive the severance payment described in Section 4 of this Plan if:</P>

<P STYLE="font-size: 10pt; margin: 0pt 0; text-indent: 0in">&nbsp;</P>

<P STYLE="font-size: 10pt; margin: 0pt 0; text-indent: 0in">(a)<FONT STYLE="font-size: 10pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;
</FONT>the employee was employed by the Bank or the Holding Company immediately prior to a Change of Control at the level of Assistant
Secretary or below,</P>

<P STYLE="font-size: 10pt; margin: 0pt 0; text-indent: 0in">&nbsp;</P>

<P STYLE="font-size: 10pt; margin: 0pt 0; text-indent: 0in">(b)<FONT STYLE="font-size: 10pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;
</FONT>the employee is not a party to an employment agreement nor a special termination agreement with the Bank or the Holding
Company on the date of termination of the employee&rsquo;s employment,</P>

<P STYLE="font-size: 10pt; margin: 0pt 0; text-indent: 0in">&nbsp;</P>

<P STYLE="font-size: 10pt; margin: 0pt 0; text-indent: 0in">(c)<FONT STYLE="font-size: 10pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;
</FONT>the employee completed at least one year of service with the Bank or the Holding Company prior to termination of the employee&rsquo;s
employment,</P>

<P STYLE="font-size: 10pt; margin: 0pt 0; text-indent: 0in">&nbsp;</P>

<P STYLE="font-size: 10pt; margin: 0pt 0; text-indent: 0in">(d)<FONT STYLE="font-size: 10pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;
</FONT>the employee&rsquo;s employment was terminated within one year following a Change of Control, and</P>

<P STYLE="font-size: 10pt; margin: 0pt 0; text-indent: 0in">&nbsp;</P>

<P STYLE="font-size: 10pt; margin: 0pt 0; text-indent: 0in">(e)<FONT STYLE="font-size: 10pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;
</FONT>the employee&rsquo;s employment was terminated (i)&nbsp;by the Bank or the Holding Company other than by reason of the death,
or Disability of the employee and other than for Cause, or (ii)&nbsp;by the employee for Good Reason.</P>

<P STYLE="font-size: 10pt; margin: 0pt 0; text-indent: 0in">&nbsp;</P>

<P STYLE="font-size: 10pt; margin: 0pt 0; text-indent: 0in">4.<FONT STYLE="font-size: 10pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;
</FONT>BENEFITS.</P>

<P STYLE="font-size: 10pt; margin: 0pt 0; text-indent: 0in">&nbsp;</P>

<P STYLE="font-size: 10pt; margin: 0pt 0; text-indent: 0in">(a)<FONT STYLE="font-size: 10pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;
</FONT>Employees eligible pursuant to Section&nbsp;3 shall be entitled to receive from the Bank a cash lump sum severance payment
equal to two weeks of Pay for each full year of continuous service completed with the Bank or the Holding Company or any predecessor
of the Bank, up to a maximum benefit of 26&nbsp;weeks of Pay, which shall be paid within thirty days of the Employee&rsquo;s termination
of employment.</P>

<P STYLE="font-size: 10pt; margin: 0pt 0; text-indent: 0in">&nbsp;</P>

<P STYLE="font-size: 10pt; margin: 0pt 0; text-indent: 0in">(b)<FONT STYLE="font-size: 10pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;
</FONT>The severance payment described above in paragraph (a) shall be payable in addition to, and not in lieu of, all other accrued
or vested or earned but deferred compensation, rights, options, or other benefits which may be owed to the employee following termination.</P>

<P STYLE="font-size: 10pt; margin: 0pt 0; text-indent: 0in">&nbsp;</P>

<P STYLE="font-size: 10pt; margin: 0pt 0; text-indent: 0in">(c)<FONT STYLE="font-size: 10pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;
</FONT>No employee shall be required to mitigate, by seeking employment or otherwise, the amount of any payment that the Bank becomes
obligated to make under this Plan, and amounts to be paid to an employee pursuant to this Plan shall not be reduced by reason of
the employee&rsquo;s obtaining other employment or receiving similar payments or benefits from another employer.</P>

<P STYLE="font-size: 10pt; margin: 0pt 0; text-indent: 0in"></P>

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<P STYLE="font-size: 10pt; margin: 0pt 0; text-indent: 0in">&nbsp;</P>

<P STYLE="font-size: 10pt; margin: 0pt 0; text-indent: 0in">&nbsp;</P>

<P STYLE="font-size: 10pt; margin: 0pt 0; text-indent: 0in">5.<FONT STYLE="font-size: 10pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;
</FONT>WITHHOLDING. The Bank shall have the right to deduct from all payments under this Plan any taxes required by law to be withheld
from such payments.</P>

<P STYLE="font-size: 10pt; margin: 0pt 0; text-indent: 0in">&nbsp;</P>

<P STYLE="font-size: 10pt; margin: 0pt 0; text-indent: 0in">6.<FONT STYLE="font-size: 10pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;
</FONT>NO RIGHT TO EMPLOYMENT. Nothing in this Plan shall be construed as giving any person the right to be retained in the employment
of the Bank or the Holding Company, nor shall it affect the right of the Bank or the Holding Company to terminate an employee&rsquo;s
employment with or without Cause.</P>

<P STYLE="font-size: 10pt; margin: 0pt 0; text-indent: 0in">&nbsp;</P>

<P STYLE="font-size: 10pt; margin: 0pt 0; text-indent: 0in">7.<FONT STYLE="font-size: 10pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;
</FONT>AMENDMENT AND TERMINATION. The Board of Directors of the Bank may amend or terminate this Plan at any time prior to a Change
of Control. This Plan may not be amended or terminated at any time after a Change of Control in any manner adverse to an employee
without the consent of such employee.</P>

<P STYLE="font-size: 10pt; margin: 0pt 0; text-indent: 0in">&nbsp;</P>

<P STYLE="font-size: 10pt; margin: 0pt 0; text-indent: 0in">8.<FONT STYLE="font-size: 10pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;
</FONT>NONASSIGNABILITY. Benefits under this Plan may not be assigned by the employee. The terms and conditions of this Plan shall
be binding on the successors and assigns of the Bank.</P>

<P STYLE="font-size: 10pt; margin: 0pt 0; text-indent: 0in">&nbsp;</P>

<P STYLE="font-size: 10pt; margin: 0pt 0; text-indent: 0in">9.<FONT STYLE="font-size: 10pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;
</FONT>SEVERABILITY. In the event that any provision of this Plan shall be held to be invalid or unenforceable for any reason,
in whole or in part, the remaining provisions of this Plan shall be unaffected thereby and shall remain in full force and effect
to the fullest extent permitted by law.</P>

<P STYLE="font-size: 10pt; margin: 0pt 0; text-indent: 0in">&nbsp;</P>

<P STYLE="font-size: 10pt; margin: 0pt 0; text-indent: 0in">10.<FONT STYLE="font-size: 10pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;
</FONT>CONSTRUCTION. The Board of Directors of the Bank shall have sole and full authority to interpret and construe this Plan.
Any such interpretation or construction shall be final and conclusive.</P>

<P STYLE="font-size: 10pt; margin: 0pt 0; text-indent: 0in">&nbsp;</P>

<P STYLE="font-size: 10pt; margin: 0pt 0; text-indent: 0in">11.<FONT STYLE="font-size: 10pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;
</FONT>GOVERNING LAW. This Plan shall be governed by the laws of the State of New York, without reference to conflicts of law principles.</P>

<P STYLE="font-size: 10pt; margin: 0pt 0; text-indent: 0in">&nbsp;</P>

<P STYLE="font-size: 10pt; margin: 0pt 0; text-indent: 0in">12.<FONT STYLE="font-size: 10pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;
</FONT>GUARANTEE. The Holding Company shall guarantee the payment by the Bank of any benefits to which an employee is entitled
under this Plan.</P>

<P STYLE="font-size: 10pt; margin: 0pt 0; text-indent: 0in">&nbsp;</P>

<P STYLE="font-size: 10pt; margin: 0pt 0; text-indent: 0in">13.<FONT STYLE="font-size: 10pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;
</FONT>EFFECTIVE DATE. This Plan originally became effective as of the Effective Date of the Conversion and was subsequently amended
and restated. This amendment and restatement of the Plan shall be effective as of January 1, 2016.</P>

<P STYLE="font-size: 10pt; margin: 0pt 0; text-indent: 0in">&nbsp;</P>

<P STYLE="font-size: 10pt; margin: 0pt 0; text-indent: 0in">14.<FONT STYLE="font-size: 10pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;
</FONT>COMPLIANCE WITH SECTION 409A</P>

<P STYLE="font-size: 10pt; margin: 0pt 0; text-indent: 0in">&nbsp;</P>

<P STYLE="font-size: 10pt; margin: 0pt 0; text-indent: 0in">(a)<FONT STYLE="font-size: 10pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;
</FONT>Notwithstanding the provisions of Section 4 of this Plan, if the employee is a specified employee within the meaning of
Section 409A of the Internal Revenue Code of 1986, as amended (&ldquo;Section 409A&rdquo;), as determined by the Board of Directors
of the Bank in accordance with the election made by the Bank for determining specified employees, any amounts payable under Section
4 of this Plan which constitute &ldquo;deferred compensation&rdquo; within the meaning of Section 409A and which are otherwise
scheduled to be paid during the first six months following the employee&rsquo;s termination of employment (other than any payments
that are permitted under Section 409A to be paid within six months following termination of employment of a specified employee)
shall be suspended until the six-month anniversary of the employee&rsquo;s termination of employment (or the employee&rsquo;s death
if sooner), at which time all payments that were suspended shall be paid to the employee (or her estate) in a lump sum, together
with interest on each suspended payment at the prime rate (as reported in the Wall Street Journal) from the date of suspension
to the date of payment.</P>

<P STYLE="font-size: 10pt; margin: 0pt 0; text-indent: 0in"></P>

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<P STYLE="font-size: 10pt; margin: 0pt 0; text-indent: 0in">&nbsp;</P>

<P STYLE="font-size: 10pt; margin: 0pt 0; text-indent: 0in">&nbsp;</P>

<P STYLE="font-size: 10pt; margin: 0pt 0; text-indent: 0in">(b)<FONT STYLE="font-size: 10pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;
</FONT>A termination of employment shall not be deemed to have occurred for purposes of any provision of this Plan providing for
the payment of any amounts or benefits upon or following a termination of employment unless such termination is also a &ldquo;separation
from service&rdquo; (within the meaning of Code Section 409A).</P>

<P STYLE="font-size: 10pt; margin: 0pt 0; text-indent: 0in">&nbsp;</P>

<P STYLE="font-size: 10pt; margin: 0pt 0; text-indent: 0in">(c)<FONT STYLE="font-size: 10pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;
</FONT>It is intended that this Plan comply with the provisions of Section 409A and the regulations and guidance of general applicability
issued thereunder so as to not subject the employee to the payment of additional interest and taxes under Section 409A, and in
furtherance of this intent, this Plan shall be interpreted, operated and administered in a manner consistent with these intentions.</P>

<P STYLE="font-size: 10pt; margin: 0pt 0">&nbsp;</P>



<P STYLE="margin: 0"></P>

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<DOCUMENT>
<TYPE>EX-10.21
<SEQUENCE>5
<FILENAME>exh_1021.htm
<DESCRIPTION>EXHIBIT 10.21
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<P STYLE="font-size: 10pt; margin: 0pt 0"><B>Exhibit 10.21</B></P>

<P STYLE="font-size: 10pt; margin: 0pt 0">&nbsp;</P>

<P STYLE="font-size: 10pt; margin: 0pt 0">&nbsp;</P>

<P STYLE="font-size: 10pt; margin: 0pt 0">January 30, 2016</P>

<P STYLE="font-size: 10pt; margin: 0pt 0">&nbsp;</P>

<P STYLE="font-size: 10pt; margin: 0pt 0">&nbsp;</P>

<P STYLE="font-size: 10pt; margin: 0pt 0">&nbsp;</P>

<P STYLE="font-size: 10pt; margin: 0pt 373.8pt 0pt 0">Participant</P>

<P STYLE="font-size: 10pt; margin: 0pt 346.55pt 0pt 0">925 Palm Way Road</P>

<P STYLE="font-size: 10pt; margin: 0pt 346.55pt 0pt 0">N. Palm Beach, FL 33408</P>

<P STYLE="font-size: 10pt; margin: 0pt 0">&nbsp;</P>

<P STYLE="font-size: 10pt; margin: 0pt 0">Dear Participant:</P>

<P STYLE="font-size: 10pt; margin: 0pt 0">&nbsp;</P>

<P STYLE="font-size: 10pt; text-align: justify; margin: 0pt 0">This award letter sets forth the terms and conditions of the restricted
stock units (&ldquo;RSUs&rdquo;) which have been granted to you by Flushing Financial Corporation (the &ldquo;Company&rdquo;),
in accordance with the provisions of its 2014 Omnibus Incentive Plan (the &ldquo;Plan&rdquo;). Your award is subject to the terms
and conditions set forth in the Plan, any rules and regulations adopted by the Committee (as defined in the Plan), and this award
letter.</P>

<P STYLE="font-size: 10pt; text-align: justify; margin: 0pt 0">&nbsp;</P>

<TABLE CELLPADDING="0" CELLSPACING="0" WIDTH="100%" STYLE="font-size: 10pt; margin-top: 0pt; margin-bottom: 0pt"><TR STYLE="vertical-align: top">
<TD STYLE="width: 6pt"></TD><TD STYLE="width: 36pt"><B>1.</B></TD><TD STYLE="text-align: justify"><B>Grant of RSUs</B></TD></TR></TABLE>

<P STYLE="font-size: 10pt; text-align: justify; margin: 0pt 0"><B>&nbsp;</B></P>

<P STYLE="font-size: 10pt; text-align: justify; margin: 0pt 0 0pt 40pt">You have been granted <B>4800 RSUs</B>. Each RSU represents the
right to receive one share of the Company&rsquo;s Common Stock (&ldquo;Common Stock&rdquo;) on the applicable settlement date for
the RSU. You have also been awarded Dividend Equivalents on your RSUs, as described more fully below. You do not need to pay any
purchase price to receive the RSUs granted to you by this award</P>

<P STYLE="font-size: 10pt; text-align: justify; margin: 0pt 0">&nbsp;</P>

<TABLE CELLPADDING="0" CELLSPACING="0" WIDTH="100%" STYLE="font-size: 10pt; margin-top: 0pt; margin-bottom: 0pt"><TR STYLE="vertical-align: top">
<TD STYLE="width: 6pt"></TD><TD STYLE="width: 35.95pt"><B>2.</B></TD><TD STYLE="text-align: justify"><B>Vesting of RSUs</B></TD></TR></TABLE>

<P STYLE="font-size: 10pt; text-align: justify; margin: 0pt 0"><B>&nbsp;</B></P>

<TABLE CELLPADDING="0" CELLSPACING="0" WIDTH="100%" STYLE="font-size: 10pt; margin-top: 0pt; margin-bottom: 0pt"><TR STYLE="vertical-align: top">
<TD STYLE="width: 42pt"></TD><TD STYLE="width: 36pt">(a)</TD><TD STYLE="text-align: justify; padding-right: 9.8pt"><B>General Vesting Schedule. </B>Unless they vest on an earlier date as provided
in Paragraph 2(b), (c), or (d) below, your RSUs will vest in installments as follows, provided that you are a director of the Company
on each such date:</TD></TR></TABLE>

<P STYLE="font-size: 10pt; text-align: justify; margin: 0pt 0">&nbsp;</P>

<TABLE CELLSPACING="0" CELLPADDING="2" ALIGN="CENTER" STYLE="width: 60%; border-collapse: collapse; font-size: 10pt">
<tr style="vertical-align: top; background-color: #CCCCCC">
    <TD STYLE="width: 30%; border-top: black 1pt solid; border-right: black 1pt solid; border-left: black 1pt solid">
        <P STYLE="font-size: 10pt; text-align: center; margin: 0pt 0"><B>&nbsp;Vesting Date</B></P></td>
    <TD STYLE="width: 33%; border-top: black 1pt solid; border-right: black 1pt solid; text-align: center"><font style="font-size: 10pt"><b>Number RSUs To Vest</b></font></td>
    <TD STYLE="width: 37%; border-top: black 1pt solid; border-right: black 1pt solid; text-align: center"><font style="font-size: 10pt"><b>Cumulative Number of RSUs Vested</b></font></td></tr>
<tr style="vertical-align: top">
    <td style="border-right: black 1pt solid; border-left: black 1pt solid; text-align: center"><font style="font-size: 10pt">January 30, 2017</font></td>
    <td style="border-right: black 1pt solid; text-align: center"><font style="font-size: 10pt">1,600</font></td>
    <td style="border-right: black 1pt solid; text-align: center"><font style="font-size: 10pt">1,600</font></td></tr>
<tr style="vertical-align: top">
    <td style="border-right: black 1pt solid; border-left: black 1pt solid; text-align: center"><font style="font-size: 10pt">January 30, 2018</font></td>
    <td style="border-right: black 1pt solid; text-align: center"><font style="font-size: 10pt">1,600</font></td>
    <td style="border-right: black 1pt solid; text-align: center"><font style="font-size: 10pt">3,200</font></td></tr>
<tr style="vertical-align: top">
    <td style="border-right: black 1pt solid; border-bottom: black 1pt solid; border-left: black 1pt solid; text-align: center"><font style="font-size: 10pt">January 30, 2019</font></td>
    <td style="border-right: black 1pt solid; border-bottom: black 1pt solid; text-align: center"><font style="font-size: 10pt">1,600</font></td>
    <td style="border-right: black 1pt solid; border-bottom: black 1pt solid; text-align: center"><font style="font-size: 10pt">4,800</font></td></tr>
</table>
<P STYLE="font-size: 10pt; text-align: justify; margin: 0pt 0">&nbsp;</P>

<TABLE CELLPADDING="0" CELLSPACING="0" WIDTH="100%" STYLE="font-size: 10pt; margin-top: 0pt; margin-bottom: 0pt"><TR STYLE="vertical-align: top">
<TD STYLE="width: 42pt"></TD><TD STYLE="width: 36pt">(b)</TD><TD STYLE="text-align: justify; padding-right: 9.8pt"><B>Death or Disability. </B>If your service as a director of the Company
terminates by reason of death or Disability, all of your RSUs will immediately vest upon your termination of service. For this
purpose, &ldquo;Disability&rdquo; means that you are unable to perform your duties as a director due to disability or incapacity,
as determined by the Committee.</TD></TR></TABLE>

<P STYLE="font-size: 10pt; text-align: justify; margin: 0pt 0">&nbsp;</P>

<TABLE CELLPADDING="0" CELLSPACING="0" WIDTH="100%" STYLE="font-size: 10pt; margin-top: 0pt; margin-bottom: 0pt"><TR STYLE="vertical-align: top">
<TD STYLE="width: 42pt"></TD><TD STYLE="width: 36pt">(c)</TD><TD STYLE="text-align: justify; padding-right: 9.8pt"><B>Retirement. </B>Upon your Retirement from the Company&rsquo;s Board
                                                             of Directors, all of your RSUs will immediately vest. For purposes of this provision, &ldquo;Retirement&rdquo; means termination of your service as a director of the Company
at a time when you have at least five years of service as a non-employee director and the sum of your age plus years of service
as a non-employee director equals or exceeds 55.</TD></TR></TABLE>

<P STYLE="font-size: 10pt; text-align: justify; margin: 0pt 0">&nbsp;</P>

<P STYLE="font-size: 10pt; text-align: justify; margin: 0pt 0">&nbsp;</P>

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    <DIV STYLE="page-break-before: always; margin-top: 6pt"><TABLE CELLPADDING="0" CELLSPACING="0" STYLE="border-collapse: collapse; width: 100%; font-size: 10pt"><TR STYLE="vertical-align: top; text-align: left"><TD STYLE="width: 33%">&nbsp;</TD><TD STYLE="width: 34%; text-align: center">&nbsp;</TD><TD STYLE="width: 33%; text-align: right">Page <!-- Field: Sequence; Type: Arabic; Name: PageNo -->2<!-- Field: /Sequence --></TD></TR></TABLE></DIV>
    <!-- Field: /Page -->

<P STYLE="font-size: 10pt; text-align: justify; margin: 0pt 0"></P>

<P STYLE="font-size: 10pt; text-align: justify; margin: 0pt 0">&nbsp;</P>

<P STYLE="font-size: 10pt; text-align: justify; margin: 0pt 0">&nbsp;</P>

<P STYLE="font-size: 10pt; text-align: justify; margin: 0pt 0"></P>

<TABLE CELLPADDING="0" CELLSPACING="0" WIDTH="100%" STYLE="font-size: 10pt; margin-top: 0pt; margin-bottom: 0pt"><TR STYLE="vertical-align: top">
<TD STYLE="width: 42pt"></TD><TD STYLE="width: 36pt">(d)</TD><TD STYLE="text-align: justify; padding-right: 10.05pt"><B>Change in Control. </B>All of your RSUs will immediately vest upon the
occurrence of a Change in Control (as defined in the Plan), if you are a director of the Company at the time of such Change in
Control.</TD></TR></TABLE>

<P STYLE="font-size: 10pt; text-align: justify; margin: 0pt 0">&nbsp;</P>

<TABLE CELLPADDING="0" CELLSPACING="0" WIDTH="100%" STYLE="font-size: 10pt; margin-top: 0pt; margin-bottom: 0pt"><TR STYLE="vertical-align: top">
<TD STYLE="width: 42pt"></TD><TD STYLE="width: 36pt">(e)</TD><TD STYLE="text-align: justify; padding-right: 10.05pt"><B>Forfeiture upon other Termination of Service. </B>If you cease to be
a director of the Company for any reason other than death, Disability, or Retirement, any of your RSUs which have not vested prior
to the termination of your service as a director will be forfeited.</TD></TR></TABLE>

<P STYLE="font-size: 10pt; text-align: justify; margin: 0pt 0">&nbsp;</P>

<TABLE CELLPADDING="0" CELLSPACING="0" WIDTH="100%" STYLE="font-size: 10pt; margin-top: 0pt; margin-bottom: 0pt"><TR STYLE="vertical-align: top">
<TD STYLE="width: 6pt"></TD><TD STYLE="width: 35.95pt"><B>3.</B></TD><TD STYLE="text-align: justify"><B>Grant of Dividend Equivalents</B></TD></TR></TABLE>

<P STYLE="font-size: 10pt; text-align: justify; margin: 0pt 0"><B>&nbsp;</B></P>

<TABLE CELLPADDING="0" CELLSPACING="0" WIDTH="100%" STYLE="font-size: 10pt; margin-top: 0pt; margin-bottom: 0pt"><TR STYLE="vertical-align: top">
<TD STYLE="width: 42pt"></TD><TD STYLE="width: 36pt">(a)</TD><TD STYLE="text-align: justify; padding-right: 20.35pt"><B>Award of Dividend Equivalents. </B>You have been awarded Dividend Equivalents
with respect to each of your RSUs covered by this award letter.</TD></TR></TABLE>

<P STYLE="font-size: 10pt; text-align: justify; margin: 0pt 0">&nbsp;</P>

<TABLE CELLPADDING="0" CELLSPACING="0" WIDTH="100%" STYLE="font-size: 10pt; margin-top: 0pt; margin-bottom: 0pt"><TR STYLE="vertical-align: top">
<TD STYLE="width: 42pt"></TD><TD STYLE="width: 36pt">(b)</TD><TD STYLE="text-align: justify; padding-right: 20.35pt"><B>Cash Dividends. </B>The Dividend Equivalents that you have been awarded
entitle you to receive, at each time cash dividends are paid on the Common Stock, a cash payment for each of your then outstanding
RSUs (whether or not vested) equal to the amount of the dividend paid on a share of Common Stock.</TD></TR></TABLE>

<P STYLE="font-size: 10pt; text-align: justify; margin: 0pt 0">&nbsp;</P>

<TABLE CELLPADDING="0" CELLSPACING="0" WIDTH="100%" STYLE="font-size: 10pt; margin-top: 0pt; margin-bottom: 0pt"><TR STYLE="vertical-align: top">
<TD STYLE="width: 42pt"></TD><TD STYLE="width: 36pt">(c)</TD><TD STYLE="text-align: justify; padding-right: 10.05pt"><B>Stock Dividends. </B>In the event the Company pays a dividend in Common
Stock or other property, your Dividend Equivalents will entitle you to receive, for each of your then outstanding RSUs (whether
or not vested), the amount of Common Stock or other property paid as a dividend on a share of Common Stock; provided, however,
that such Common Stock or other property will be paid to you at the time of settlement of the underlying RSU and will be subject
to the same restrictions, risk of forfeiture, and vesting and delivery provisions as the underlying RSU with respect to which it
was paid.</TD></TR></TABLE>

<P STYLE="font-size: 10pt; text-align: justify; margin: 0pt 0">&nbsp;</P>

<TABLE CELLPADDING="0" CELLSPACING="0" WIDTH="100%" STYLE="font-size: 10pt; margin-top: 0pt; margin-bottom: 0pt"><TR STYLE="vertical-align: top">
<TD STYLE="width: 6pt"></TD><TD STYLE="width: 35.95pt"><B>4.</B></TD><TD STYLE="text-align: justify"><B>Other Provisions of RSUs</B></TD></TR></TABLE>

<P STYLE="font-size: 10pt; text-align: justify; margin: 0pt 0"><B>&nbsp;</B></P>

<TABLE CELLPADDING="0" CELLSPACING="0" WIDTH="100%" STYLE="font-size: 10pt; margin-top: 0pt; margin-bottom: 0pt"><TR STYLE="vertical-align: top">
<TD STYLE="width: 42pt"></TD><TD STYLE="width: 36pt">(a)</TD><TD STYLE="text-align: justify; padding-right: 10.05pt"><B>Voting. </B>You will have no voting rights or other rights as a stockholder
with respect to your RSUs.</TD></TR></TABLE>

<P STYLE="font-size: 10pt; text-align: justify; margin: 0pt 0">&nbsp;</P>

<TABLE CELLPADDING="0" CELLSPACING="0" WIDTH="100%" STYLE="font-size: 10pt; margin-top: 0pt; margin-bottom: 0pt"><TR STYLE="vertical-align: top">
<TD STYLE="width: 42pt"></TD><TD STYLE="width: 36pt">(b)</TD><TD STYLE="text-align: justify; padding-right: 20.35pt"><B>Transfer Restrictions. </B>You may not sell, transfer, assign or pledge
your RSUs or any rights under this award. Any attempt to do so will be null and void.</TD></TR></TABLE>

<P STYLE="font-size: 10pt; text-align: justify; margin: 0pt 0">&nbsp;</P>

<TABLE CELLPADDING="0" CELLSPACING="0" WIDTH="100%" STYLE="font-size: 10pt; margin-top: 0pt; margin-bottom: 0pt"><TR STYLE="vertical-align: top">
<TD STYLE="width: 42pt"></TD><TD STYLE="width: 36pt">(c)</TD><TD STYLE="text-align: justify; padding-right: 10.05pt"><B>Settlement of RSUs; Delivery of Shares</B>. Except as otherwise provided
in Paragraph 4(d) below if you are or will become eligible for Retirement prior to the last scheduled vesting date, your RSUs that
vest under Paragraph 2 above will be settled on their vesting dates. On or within 60 days after the settlement date of an RSU,
the Company will deliver to you one share of Common Stock for each of your RSUs being settled on such date. The Common Stock delivered
upon the settlement of your RSUs will be fully transferable (subject to any applicable securities law restrictions) and not subject to forfeiture. The shares of Common Stock delivered upon the settlement of your
RSUs will have full voting and dividend rights and will entitle the holder to all other rights of a stockholder of the Company.</TD></TR></TABLE>

<P STYLE="font-size: 10pt; text-align: justify; margin: 0pt 0">&nbsp;</P>

<P STYLE="font-size: 10pt; text-align: justify; margin: 0pt 0"></P>

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    <DIV STYLE="page-break-before: always; margin-top: 6pt"><TABLE CELLPADDING="0" CELLSPACING="0" STYLE="border-collapse: collapse; width: 100%; font-size: 10pt"><TR STYLE="vertical-align: top; text-align: left"><TD STYLE="width: 33%">&nbsp;</TD><TD STYLE="width: 34%; text-align: center">&nbsp;</TD><TD STYLE="width: 33%; text-align: right">Page <!-- Field: Sequence; Type: Arabic; Name: PageNo -->3<!-- Field: /Sequence --></TD></TR></TABLE></DIV>
    <!-- Field: /Page -->

<P STYLE="font-size: 10pt; text-align: justify; margin: 0pt 0">&nbsp;</P>

<P STYLE="font-size: 10pt; text-align: justify; margin: 0pt 0">&nbsp;</P>

<P STYLE="font-size: 10pt; text-align: justify; margin: 0pt 0"></P>

<TABLE CELLPADDING="0" CELLSPACING="0" WIDTH="100%" STYLE="font-size: 10pt; margin-top: 0pt; margin-bottom: 0pt"><TR STYLE="vertical-align: top">
<TD STYLE="width: 41pt"></TD><TD STYLE="width: 36pt">(d)</TD><TD STYLE="text-align: justify; padding-right: 13.45pt"><B>Compliance with Code Section 409A. </B>If your RSUs vest on account
of a Change of Control that does not qualify as a &ldquo;change of control&rdquo; under Section 409A of the Internal Revenue Code
of 1986 (&ldquo;Section 409A&rdquo;), settlement of your RSUs will be delayed until, and will occur on, the earliest of: (i) the
scheduled vesting date under Paragraph 2(a) above; (ii) the date of your Retirement; (iii) the date of your death; or (iv) the
occurrence of a Change of Control which qualifies as a &ldquo;change of control&rdquo; under Section 409A. Settlement upon your
Retirement shall not occur unless your Retirement is also a &ldquo;separation from service&rdquo; (within the meaning of Code Section
409A).</TD></TR></TABLE>

<P STYLE="font-size: 10pt; text-align: justify; margin: 0pt 0">&nbsp;</P>

<TABLE CELLPADDING="0" CELLSPACING="0" WIDTH="100%" STYLE="font-size: 10pt; margin-top: 0pt; margin-bottom: 0pt"><TR STYLE="vertical-align: top">
<TD STYLE="width: 41pt"></TD><TD STYLE="width: 36pt">(e)</TD><TD STYLE="text-align: justify; padding-right: 6.2pt"><B>Death. </B>In the event of your death, any shares of Common Stock and
other amounts you are entitled to receive under the Plan will instead be delivered to the legal representative of your estate.</TD></TR></TABLE>

<P STYLE="font-size: 10pt; text-align: justify; margin: 0pt 0">&nbsp;</P>

<TABLE CELLPADDING="0" CELLSPACING="0" WIDTH="100%" STYLE="font-size: 10pt; margin-top: 0pt; margin-bottom: 0pt"><TR STYLE="vertical-align: top">
<TD STYLE="width: 5pt"></TD><TD STYLE="width: 35.95pt"><B>5.</B></TD><TD STYLE="text-align: justify"><B>Administration of the Plan</B></TD></TR></TABLE>

<P STYLE="font-size: 10pt; text-align: justify; margin: 0pt 0"><B>&nbsp;</B></P>

<P STYLE="font-size: 10pt; text-align: justify; text-indent: 0.5in; margin: 0pt 10.05pt 0pt 0">The Plan is administered by the
Committee. The Committee has the full authority and discretion to interpret the Plan and this award letter, to adopt rules for
administering the Plan, to decide all questions of fact arising under the Plan, and generally to make all other determinations
necessary or advisable for administration of the Plan. All decisions and acts of the Committee with respect to the administration
and interpretation of the Plan are final and binding on all affected Plan participants.</P>

<P STYLE="font-size: 10pt; text-align: justify; margin: 0pt 0">&nbsp;</P>

<P STYLE="font-size: 10pt; text-align: justify; text-indent: 0.5in; margin: 0pt 10.05pt 0pt 0">It is intended that this award letter
comply with the provisions of Section 409A and the regulations and guidance of general applicability issued thereunder so as to
not subject you to the payment of additional interest and taxes under Section 409A, and in furtherance of this intent, this award
letter shall be interpreted, operated and administered in accordance with these intentions.</P>

<P STYLE="font-size: 10pt; text-align: justify; margin: 0pt 0">&nbsp;</P>

<TABLE CELLPADDING="0" CELLSPACING="0" WIDTH="100%" STYLE="font-size: 10pt; margin-top: 0pt; margin-bottom: 0pt"><TR STYLE="vertical-align: top">
<TD STYLE="width: 5pt"></TD><TD STYLE="width: 35.95pt"><B>6.</B></TD><TD STYLE="text-align: justify"><B>Amendments and Adjustments to your Award</B></TD></TR></TABLE>

<P STYLE="font-size: 10pt; text-align: justify; margin: 0pt 0"><B>&nbsp;</B></P>

<P STYLE="font-size: 10pt; text-align: justify; text-indent: 0.5in; margin: 0pt 10.05pt 0pt 0">The Plan authorizes the Committee
to make amendments and adjustments to outstanding awards, including the RSUs and Dividend Equivalents granted by this letter, in
specified circumstances. Details are provided in the Plan.</P>

<P STYLE="font-size: 10pt; text-align: justify; margin: 0pt 0">&nbsp;</P>

<P STYLE="font-size: 10pt; text-align: justify; text-indent: 0.5in; margin: 0pt 13.45pt 0pt 0">These circumstances include the
Committee&rsquo;s right, in its sole discretion, to amend the Plan and/or outstanding awards, including this grant of RSUs and
Dividend Equivalents, without your consent, to the extent the Committee determines that such amendment is necessary or appropriate
to comply with Section 409A.</P>

<P STYLE="font-size: 10pt; text-align: justify; margin: 0pt 0">&nbsp;</P>

<TABLE CELLPADDING="0" CELLSPACING="0" WIDTH="100%" STYLE="font-size: 10pt; margin-top: 0pt; margin-bottom: 0pt"><TR STYLE="vertical-align: top">
<TD STYLE="width: 5pt"></TD><TD STYLE="width: 35.95pt"><B>7.</B></TD><TD STYLE="text-align: justify"><B>Data Privacy</B></TD></TR></TABLE>

<P STYLE="font-size: 10pt; text-align: justify; margin: 0pt 0"><B>&nbsp;</B></P>

<P STYLE="font-size: 10pt; text-align: justify; text-indent: 0.5in; margin: 0pt 5.8pt 0pt 0">By accepting this award you expressly
consent to the collection, use and transfer, in electronic or other form, of your personal data by and among the Company, its subsidiaries
and any broker or third party assisting the Company in administering the Plan or providing recordkeeping services for the Plan,
for the purpose of implementing, administering and managing your participation in the Plan. By accepting this award you waive any
data privacy rights you may have with respect to such information. You may revoke the consent and waiver described in this paragraph
by written notice to the Company&rsquo;s Senior Vice President/Human Resources; however any such revocation may adversely affect
your ability to participate in the Plan.</P>

<P STYLE="font-size: 10pt; text-align: justify; text-indent: 0.5in; margin: 0pt 5.8pt 0pt 0">&nbsp;</P>

<P STYLE="font-size: 10pt; text-align: justify; text-indent: 0.5in; margin: 0pt 5.8pt 0pt 0"></P>

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    <!-- Field: /Page -->

<P STYLE="font-size: 10pt; text-align: justify; text-indent: 0.5in; margin: 0pt 5.8pt 0pt 0">&nbsp;</P>

<P STYLE="font-size: 10pt; text-align: justify; margin-top: 0pt; margin-right: 5.8pt; margin-bottom: 0pt"></P>

<P STYLE="font-size: 10pt; text-align: justify; text-indent: 0.5in; margin: 0pt 5.8pt 0pt 0">&nbsp;</P>

<TABLE CELLPADDING="0" CELLSPACING="0" WIDTH="100%" STYLE="font-size: 10pt; margin-top: 0pt; margin-bottom: 0pt"><TR STYLE="vertical-align: top">
<TD STYLE="width: 5pt"></TD><TD STYLE="width: 35.95pt"><B>8.</B></TD><TD STYLE="text-align: justify"><B>Compliance with Insider Trading Policy</B></TD></TR></TABLE>

<P STYLE="font-size: 10pt; text-align: justify; margin: 0pt 0"><B>&nbsp;</B></P>

<P STYLE="font-size: 10pt; text-align: justify; text-indent: 0.5in; margin: 0pt 5.8pt 0pt 0">In addition to any restrictions imposed
by the securities laws, the Common Stock delivered to you upon settlement of your RSUs is subject to the terms and conditions of
the Company&rsquo;s Insider Trading Policy as in effect from time to time. This Policy currently requires, among other things,
obtaining pre-clearance from the Company&rsquo;s Executive Vice President &ndash; Human Resources or Senior Executive Vice President
&ndash; CFO prior to you (or family members and other members of your household) engaging in any transaction involving the Common
Stock. The purpose of this pre-clearance is to make sure there is no pending event that could create an appearance of improper
trading.</P>

<P STYLE="font-size: 10pt; text-align: justify; margin: 0pt 0">&nbsp;</P>

<P STYLE="font-size: 10pt; text-align: center; margin: 0pt 0.9pt 0pt 0">*&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&#9;*&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&#9;*&nbsp;&nbsp;&nbsp;&nbsp;&#9;&nbsp;&nbsp;&nbsp;&nbsp;*&nbsp;&nbsp;&nbsp;&nbsp;&#9;&nbsp;&nbsp;&nbsp;&nbsp;*</P>

<P STYLE="font-size: 10pt; text-align: justify; margin: 0pt 0">&nbsp;</P>

<P STYLE="font-size: 10pt; text-align: justify; text-indent: 0.5in; margin: 0pt 10.05pt 0pt 0">Please sign and return the enclosed
cover letter to the Human Resources Department to acknowledge your acceptance of this award. This grant letter contains the formal
terms and conditions of your award and accordingly should be retained in your files for future reference.</P>

<P STYLE="font-size: 10pt; margin: 0pt 0">&nbsp;</P>

<P STYLE="font-size: 10pt; margin: 0pt 0"></P>

<TABLE CELLPADDING="0" CELLSPACING="0" STYLE="border-collapse: collapse; font: 10pt Times New Roman, Times, Serif; width: 100%">
<TR STYLE="vertical-align: top; text-align: left">
    <TD STYLE="width: 50%">&nbsp;</TD>
    <TD STYLE="width: 50%">Very truly yours,</TD></TR>
<TR STYLE="vertical-align: top; text-align: left">
    <TD>&nbsp;</TD>
    <TD>&nbsp;</TD></TR>
<TR STYLE="vertical-align: top; text-align: left">
    <TD>&nbsp;</TD>
    <TD>&nbsp;</TD></TR>
<TR STYLE="vertical-align: top; text-align: left">
    <TD>&nbsp;</TD>
    <TD>&nbsp;</TD></TR>
<TR STYLE="vertical-align: top; text-align: left">
    <TD>&nbsp;</TD>
    <TD>&nbsp;</TD></TR>
<TR STYLE="vertical-align: top; text-align: left">
    <TD>&nbsp;</TD>
    <TD>&nbsp;</TD></TR>
<TR STYLE="vertical-align: top; text-align: left">
    <TD>&nbsp;</TD>
    <TD>John R. Buran</TD></TR>
<TR STYLE="vertical-align: top; text-align: left">
    <TD>&nbsp;</TD>
    <TD>President and Chief Executive Officer</TD></TR>
</TABLE>

<P STYLE="font-size: 10pt; margin: 0pt 0">&nbsp;</P>

<P STYLE="font-size: 10pt; margin: 0pt 0">&nbsp;</P>

<P STYLE="font-size: 10pt; margin: 0pt 0">&nbsp;</P>

<P STYLE="font-size: 10pt; margin: 0pt 0; text-align: left">&nbsp;</P>

<P STYLE="font-size: 10pt; margin-top: 0pt; margin-right: 0; margin-bottom: 0pt; text-align: left"></P>

<P STYLE="font-size: 10pt; margin: 0pt 0; text-align: left">&nbsp;</P>

<P STYLE="font-size: 10pt; margin: 0pt 0; text-align: left">&nbsp;</P>

<P STYLE="font-size: 10pt; margin: 0pt 0; text-align: left">&nbsp;</P>

<P STYLE="font-size: 10pt; margin: 0pt 0; text-align: left">&nbsp;</P>

<P STYLE="font-size: 10pt; margin: 0pt 0; text-align: left">&nbsp;</P>

<P STYLE="font-size: 10pt; margin: 0pt 0; text-align: left">&nbsp;</P>

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<P STYLE="font-size: 10pt; font-style: italic; font-weight: bold; margin: 0pt 0"><FONT STYLE="font-style: normal">Exhibit 10.24</FONT></P>

<P STYLE="font-size: 10pt; font-style: italic; font-weight: bold; margin: 0pt 0">&nbsp;</P>

<P STYLE="font-size: 10pt; font-style: italic; font-weight: bold; text-align: center; margin: 0pt 0; text-indent: 0.5in"><FONT STYLE="font-style: normal">Text
of RSU Grant Letter Agreement, dated January 26, 2016</FONT></P>

<P STYLE="font-size: 10pt; font-style: italic; font-weight: bold; text-align: center; margin: 0pt 0; text-indent: 0.5in">&nbsp;</P>

<P STYLE="font-size: 10pt; text-align: justify; text-indent: 0.5in; margin: 0pt 0">This award letter agreement sets forth the terms
and conditions of the restricted stock units (&ldquo;RSUs&rdquo;) which have been granted to you by Flushing Financial Corporation
(the &ldquo;Company&rdquo;), in accordance with the provisions of its 2014 Omnibus Incentive Plan (the &ldquo;Plan&rdquo;). Your
award is subject to, and being provided to you in consideration for accepting, the terms and conditions set forth in the Plan,
any rules and regulations adopted by the Committee (as defined in the Plan), and this award letter agreement.</P>

<P STYLE="font-size: 10pt; text-align: justify; text-indent: 0.5in; margin: 0pt 0">&nbsp;</P>

<TABLE CELLPADDING="0" CELLSPACING="0" WIDTH="100%" STYLE="font-size: 10pt; margin-top: 0pt; margin-bottom: 0pt"><TR STYLE="vertical-align: top">
<TD STYLE="width: 0"></TD><TD STYLE="width: 0.5in"><B>1.</B></TD><TD><B>Grant of RSUs</B></TD></TR></TABLE>

<P STYLE="margin-top: 0pt; margin-bottom: 0pt; font-size: 10pt">&nbsp;</P>

<P STYLE="font-size: 10pt; text-align: justify; text-indent: 0.5in; margin: 0pt 0">You have been granted the number of RSUs set
forth in the grant header information for this grant on the Shareworks online equity platform.<B> </B>Each RSU represents the right
to receive one share of the Company&rsquo;s Common Stock (&ldquo;Common Stock&rdquo;) on the applicable settlement date for the
RSU. You have also been awarded Dividend Equivalents on your RSUs, as described more fully below. You do not need to pay any purchase
price to receive the RSUs granted to you by this award letter.</P>

<P STYLE="font-size: 10pt; text-align: justify; text-indent: 0.5in; margin: 0pt 0">&nbsp;</P>

<TABLE CELLPADDING="0" CELLSPACING="0" WIDTH="100%" STYLE="font-size: 10pt; margin-top: 0pt; margin-bottom: 0pt"><TR STYLE="vertical-align: top">
<TD STYLE="width: 0"></TD><TD STYLE="width: 0.5in"><B>2.</B></TD><TD><B>Vesting of RSUs</B></TD></TR></TABLE>

<P STYLE="margin-top: 0pt; margin-bottom: 0pt; font-size: 10pt">&nbsp;</P>

<TABLE CELLPADDING="0" CELLSPACING="0" WIDTH="100%" STYLE="font-size: 10pt; margin-top: 0pt; margin-bottom: 0pt"><TR STYLE="vertical-align: top">
<TD STYLE="width: 0.5in"></TD><TD STYLE="width: 0.5in"><B>(a)</B></TD><TD STYLE="text-align: justify"><B>General Vesting Schedule. </B>Unless they vest on an earlier date as provided in sub-Section
(b), (c) or (d) below, your RSUs will vest in installments as set forth in the grant header information for this grant on the Shareworks
online equity platform, provided that you are an employee of the Company or one of its subsidiaries on each such date.</TD></TR></TABLE>

<P STYLE="margin-top: 0pt; margin-bottom: 0pt; font-size: 10pt">&nbsp;</P>

<TABLE CELLPADDING="0" CELLSPACING="0" WIDTH="100%" STYLE="font-size: 10pt; margin-top: 0pt; margin-bottom: 0pt"><TR STYLE="vertical-align: top">
<TD STYLE="width: 0.5in"></TD><TD STYLE="width: 0.5in"><B>(b)</B></TD><TD STYLE="text-align: justify"><B>Death or Disability.</B> If your employment with the Company and its subsidiaries terminates
by reason of death or Disability, all of your RSUs will immediately vest upon your termination of employment. For this purpose,
&ldquo;Disability&rdquo; means that you have been unable to perform the essential functions of your employment due to disability
or incapacity for 270 consecutive days or such lesser period as may be determined by the Committee.</TD></TR></TABLE>

<P STYLE="margin-top: 0pt; margin-bottom: 0pt; font-size: 10pt">&nbsp;</P>

<TABLE CELLPADDING="0" CELLSPACING="0" WIDTH="100%" STYLE="font-size: 10pt; margin-top: 0pt; margin-bottom: 0pt"><TR STYLE="vertical-align: top">
<TD STYLE="width: 0.5in"></TD><TD STYLE="width: 0.5in"><B>(c)</B></TD><TD STYLE="text-align: justify"><B>Retirement. </B>If your employment terminates by reason of Retirement, all of your RSUs will
immediately vest. For purposes of this provision, &ldquo;Retirement&rdquo; means termination of employment with the Company and
its subsidiaries either (i) after your attainment of age 65 with 5 years of service, or (ii) when your termination is preceded
by at least 5 continuous years of service and the sum of your age plus years of service equals or exceeds 75 years. For purposes
of this definition, &ldquo;years of service&rdquo; refers to &ldquo;vested service&rdquo; with the Company or its subsidiaries
as determined under the Retirement Plan of Flushing Bank (the &ldquo;Bank&rdquo;).</TD></TR></TABLE>

<P STYLE="margin-top: 0pt; margin-bottom: 0pt; font-size: 10pt">&nbsp;</P>

<TABLE CELLPADDING="0" CELLSPACING="0" WIDTH="100%" STYLE="font-size: 10pt; margin-top: 0pt; margin-bottom: 0pt"><TR STYLE="vertical-align: top">
<TD STYLE="width: 0.5in"></TD><TD STYLE="width: 0.5in"><B>(d)</B></TD><TD STYLE="text-align: justify"><B>Change in Control. </B>All of your RSUs will immediately vest upon the occurrence of a Change
in Control (as defined in the Plan), if you are an employee of the Company or one of its subsidiaries at the time of such Change
in Control.</TD></TR></TABLE>

<P STYLE="margin-top: 0pt; margin-bottom: 0pt; font-size: 10pt">&nbsp;</P>

<P STYLE="margin-top: 0pt; margin-bottom: 0pt; font-size: 10pt"></P>

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<P STYLE="margin-top: 0pt; margin-bottom: 0pt; font-size: 10pt">&nbsp;</P>

<P STYLE="margin-top: 0pt; margin-bottom: 0pt; font-size: 10pt">&nbsp;</P>

<TABLE CELLPADDING="0" CELLSPACING="0" WIDTH="100%" STYLE="font-size: 10pt; margin-top: 0pt; margin-bottom: 0pt"><TR STYLE="vertical-align: top">
<TD STYLE="width: 0.5in"></TD><TD STYLE="width: 0.5in"><B>(e)</B></TD><TD STYLE="text-align: justify"><B>Forfeiture upon other Termination of Employment.</B> If your employment terminates for any reason
other than death, Disability, or Retirement, any of your RSUs which have not vested prior to the termination of your employment
will be forfeited.</TD></TR></TABLE>

<P STYLE="margin-top: 0pt; margin-bottom: 0pt; font-size: 10pt">&nbsp;</P>

<TABLE CELLPADDING="0" CELLSPACING="0" WIDTH="100%" STYLE="font-size: 10pt; margin-top: 0pt; margin-bottom: 0pt"><TR STYLE="vertical-align: top">
<TD STYLE="width: 0.5in"></TD><TD STYLE="width: 0.5in"><B>(f)</B></TD><TD STYLE="text-align: justify"><B>Committee Determinations. </B>The Committee shall have absolute discretion to determine the
date and circumstances of termination of your employment, and its determination shall be final, conclusive and binding upon you.</TD></TR></TABLE>

<P STYLE="margin-top: 0pt; margin-bottom: 0pt; font-size: 10pt">&nbsp;</P>

<TABLE CELLPADDING="0" CELLSPACING="0" WIDTH="100%" STYLE="font-size: 10pt; margin-top: 0pt; margin-bottom: 0pt"><TR STYLE="vertical-align: top">
<TD STYLE="width: 0"></TD><TD STYLE="width: 0.5in"><B>3.</B></TD><TD><B>Grant of Dividend Equivalents</B></TD></TR></TABLE>

<P STYLE="margin-top: 0pt; margin-bottom: 0pt; font-size: 10pt">&nbsp;</P>

<TABLE CELLPADDING="0" CELLSPACING="0" WIDTH="100%" STYLE="font-size: 10pt; margin-top: 0pt; margin-bottom: 0pt"><TR STYLE="vertical-align: top">
<TD STYLE="width: 0.5in"></TD><TD STYLE="width: 0.5in"><B>(a)</B></TD><TD><B>Award of Dividend Equivalents. </B>You have been awarded Dividend Equivalents with respect to each of your RSUs covered
by this award letter.</TD></TR></TABLE>

<P STYLE="margin-top: 0pt; margin-bottom: 0pt; font-size: 10pt">&nbsp;</P>

<TABLE CELLPADDING="0" CELLSPACING="0" WIDTH="100%" STYLE="font-size: 10pt; margin-top: 0pt; margin-bottom: 0pt"><TR STYLE="vertical-align: top">
<TD STYLE="width: 0.5in"></TD><TD STYLE="width: 0.5in"><B>(b)</B></TD><TD><B>Cash Dividends. </B>The Dividend Equivalents that you have been awarded entitle you to receive, at each time cash dividends
are paid on the Common Stock, a cash payment for each of your then outstanding RSUs (whether or not vested) equal to the amount
of the dividend paid on a share of Common Stock.</TD></TR></TABLE>

<P STYLE="margin-top: 0pt; margin-bottom: 0pt; font-size: 10pt">&nbsp;</P>

<TABLE CELLPADDING="0" CELLSPACING="0" WIDTH="100%" STYLE="font-size: 10pt; margin-top: 0pt; margin-bottom: 0pt"><TR STYLE="vertical-align: top">
<TD STYLE="width: 0.5in"></TD><TD STYLE="width: 0.5in"><B>(c)</B></TD><TD><B>Stock Dividends.</B> In the event the Company pays a dividend in Common Stock or other property, your Dividend Equivalents
will entitle you to receive, for each of your then outstanding RSUs (whether or not vested), the amount of Common Stock or other
property paid as a dividend on a share of Common Stock; provided, however, that such Common Stock or other property will be paid
to you at the time of settlement of the underlying RSU and will be subject to the same restrictions, risk of forfeiture, and vesting
and delivery provisions as the underlying RSU with respect to which it was paid.</TD></TR></TABLE>

<P STYLE="margin-top: 0pt; margin-bottom: 0pt; font-size: 10pt">&nbsp;</P>

<TABLE CELLPADDING="0" CELLSPACING="0" WIDTH="100%" STYLE="font-size: 10pt; margin-top: 0pt; margin-bottom: 0pt"><TR STYLE="vertical-align: top">
<TD STYLE="width: 0"></TD><TD STYLE="width: 0.5in"><B>4.</B></TD><TD><B>Settlement of RSUs; Delivery of Shares.</B></TD></TR></TABLE>

<P STYLE="margin-top: 0pt; margin-bottom: 0pt; font-size: 10pt">&nbsp;</P>

<TABLE CELLPADDING="0" CELLSPACING="0" WIDTH="100%" STYLE="font-size: 10pt; margin-top: 0pt; margin-bottom: 0pt"><TR STYLE="vertical-align: top">
<TD STYLE="width: 0.5in"></TD><TD STYLE="width: 0.5in"><B>(a)</B></TD><TD STYLE="text-align: justify">Your RSUs that vest under Section 2 above will be settled on their vesting dates, except as follows.
If you meet both of the following criteria (1) are or will become eligible for Retirement prior to the last scheduled vesting date,
and (2) are a specified employee within the meaning of Section 409A of the Internal Revenue Code of 1986 (&ldquo;Section 409A&rdquo;),
as determined by the Company in such manner as prescribed by the Committee for determining specified employees (a &ldquo;Specified
Employee&rdquo;), your RSUs will be settled as provided in Sections 4(b), 4(c) and 4(e) below. If you are or will become eligible
for Retirement prior to the last scheduled vesting date, whether or not you are a Specified Employee, your RSUs will be settled
as provided in Sections 4(d) and 4(e) below. As soon as practicable after the settlement date of an RSU, the Company will deliver
to you one share of Common Stock for each of your RSUs being settled on such date. The Common Stock delivered upon the settlement
of your RSUs will be fully transferable (subject to any applicable securities law restrictions) and not subject to forfeiture.
The shares of Common Stock delivered upon the settlement of your RSUs will have full voting and dividend rights and will entitle
the holder to all other rights of a stockholder of the Company.</TD></TR></TABLE>

<P STYLE="margin-top: 0pt; margin-bottom: 0pt; font-size: 10pt">&nbsp;</P>

<P STYLE="margin-top: 0pt; margin-bottom: 0pt; font-size: 10pt"></P>

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<P STYLE="margin-top: 0pt; margin-bottom: 0pt; font-size: 10pt">&nbsp;</P>

<P STYLE="margin-top: 0pt; margin-bottom: 0pt; font-size: 10pt">&nbsp;</P>

<TABLE CELLPADDING="0" CELLSPACING="0" WIDTH="100%" STYLE="font-size: 10pt; margin-top: 0pt; margin-bottom: 0pt"><TR STYLE="vertical-align: top">
<TD STYLE="width: 0.5in"></TD><TD STYLE="width: 0.5in"><B>(b)</B></TD><TD STYLE="text-align: justify">If your RSUs vest on account of your Retirement and you are a Specified Employee, the settlement
of your RSUs will be delayed until, and will occur on, the six month anniversary of your Retirement (or the date of your death
if sooner).</TD></TR></TABLE>

<P STYLE="margin-top: 0pt; margin-bottom: 0pt; font-size: 10pt">&nbsp;</P>

<TABLE CELLPADDING="0" CELLSPACING="0" WIDTH="100%" STYLE="font-size: 10pt; margin-top: 0pt; margin-bottom: 0pt"><TR STYLE="vertical-align: top">
<TD STYLE="width: 0.5in"></TD><TD STYLE="width: 0.5in"><B>(c)</B></TD><TD STYLE="text-align: justify">If your RSUs vest on account of a Disability that does not qualify as the date you become disabled
under Section 409A and you are a Specified Employee, settlement of your RSUs will be delayed until, and will occur on, the six
month anniversary of your termination of employment (or the date of your death if sooner).</TD></TR></TABLE>

<P STYLE="margin-top: 0pt; margin-bottom: 0pt; font-size: 10pt">&nbsp;</P>

<TABLE CELLPADDING="0" CELLSPACING="0" WIDTH="100%" STYLE="font-size: 10pt; margin-top: 0pt; margin-bottom: 0pt"><TR STYLE="vertical-align: top">
<TD STYLE="width: 0.5in"></TD><TD STYLE="width: 0.5in"><B>(d)</B></TD><TD STYLE="text-align: justify">If your RSUs vest on account of a Change of Control that does not qualify as a &ldquo;change of
control&rdquo; under Section 409A, settlement of your RSUs will be delayed until, and will occur on, the earliest of: (i) the scheduled
vesting date under Section 2(a) above; (ii) the date of your termination of employment (or the six month anniversary of your termination
of employment if you are a Specified Employee); (iii) the date of your death; or (iv) the occurrence of a Change of Control which
qualifies as a &ldquo;change of control&rdquo; under Section 409A.</TD></TR></TABLE>

<P STYLE="margin-top: 0pt; margin-bottom: 0pt; font-size: 10pt">&nbsp;</P>

<TABLE CELLPADDING="0" CELLSPACING="0" WIDTH="100%" STYLE="font-size: 10pt; margin-top: 0pt; margin-bottom: 0pt"><TR STYLE="vertical-align: top">
<TD STYLE="width: 0.5in"></TD><TD STYLE="width: 0.5in"><B>(e)</B></TD><TD STYLE="text-align: justify">Notwithstanding Sections 4(b), 4(c) and 4(d) above, settlement upon your termination of employment
shall not occur unless your termination of employment is also a &ldquo;separation from service&rdquo; (within the meaning of Code
Section 409A).</TD></TR></TABLE>

<P STYLE="margin-top: 0pt; margin-bottom: 0pt; font-size: 10pt">&nbsp;</P>

<TABLE CELLPADDING="0" CELLSPACING="0" WIDTH="100%" STYLE="font-size: 10pt; margin-top: 0pt; margin-bottom: 0pt"><TR STYLE="vertical-align: top">
<TD STYLE="width: 0"></TD><TD STYLE="width: 0.5in"><B>5.</B></TD><TD><B>Income Tax Withholding</B></TD></TR></TABLE>

<P STYLE="margin-top: 0pt; margin-bottom: 0pt; font-size: 10pt">&nbsp;</P>

<TABLE CELLPADDING="0" CELLSPACING="0" WIDTH="100%" STYLE="font-size: 10pt; margin-top: 0pt; margin-bottom: 0pt"><TR STYLE="vertical-align: top">
<TD STYLE="width: 0.5in"></TD><TD STYLE="width: 0.5in"><B>(a)</B></TD><TD STYLE="text-align: justify">You must make arrangements satisfactory to the Company to satisfy any applicable federal, state,
or local withholding tax liability arising with respect to your RSUs. You can either make a cash payment to the Company of the
required amount or you can elect to satisfy your withholding obligation by having the Company retain Common Stock having a value
equal to the amount of your withholding obligation from the shares otherwise deliverable to you upon the settlement of such RSUs.</TD></TR></TABLE>

<P STYLE="margin-top: 0pt; margin-bottom: 0pt; font-size: 10pt">&nbsp;</P>

<TABLE CELLPADDING="0" CELLSPACING="0" WIDTH="100%" STYLE="font-size: 10pt; margin-top: 0pt; margin-bottom: 0pt"><TR STYLE="vertical-align: top">
<TD STYLE="width: 0.5in"></TD><TD STYLE="width: 0.5in"><B>(b)</B></TD><TD STYLE="text-align: justify">You must make your election regarding the manner in which your withholding obligation will be satisfied
on the Shareworks online equity platform. To make the election, go to the Stock Options and Awards screen and select Elect Release
Method. If no election is made, the Company will withhold shares to satisfy the withholding election. To the extent your withholding
obligation is not otherwise satisfied in a time and manner satisfactory to the Company, the Company shall have the right to withhold
the required amount from your salary or other amounts payable to you.</TD></TR></TABLE>

<P STYLE="margin-top: 0pt; margin-bottom: 0pt; font-size: 10pt">&nbsp;</P>

<TABLE CELLPADDING="0" CELLSPACING="0" WIDTH="100%" STYLE="font-size: 10pt; margin-top: 0pt; margin-bottom: 0pt"><TR STYLE="vertical-align: top">
<TD STYLE="width: 0.5in"></TD><TD STYLE="width: 0.5in"><B>(c)</B></TD><TD STYLE="text-align: justify">All cash payments of Dividend Equivalents will be net of any required withholding.</TD></TR></TABLE>

<P STYLE="margin-top: 0pt; margin-bottom: 0pt; font-size: 10pt">&nbsp;</P>

<TABLE CELLPADDING="0" CELLSPACING="0" WIDTH="100%" STYLE="font-size: 10pt; margin-top: 0pt; margin-bottom: 0pt"><TR STYLE="vertical-align: top">
<TD STYLE="width: 0.5in"></TD><TD STYLE="width: 0.5in"><B>(d)</B></TD><TD STYLE="text-align: justify">The amount of withholding tax retained by the Company or paid by you to the Company will be paid
to the appropriate federal, state and local tax authorities in satisfaction of the withholding obligations under the tax laws.
The total amount of income you recognize and tax withheld with respect to your RSUs and Dividend Equivalents will be reported on
your Form W-2 in the year in which you recognize the income with respect to that portion of the award. Whether you owe additional
tax will depend on your overall taxable income for the applicable year and the total tax remitted for that year through withholding
or by estimated payments.</TD></TR></TABLE>

<P STYLE="margin-top: 0pt; margin-bottom: 0pt; font-size: 10pt">&nbsp;</P>

<P STYLE="margin-top: 0pt; margin-bottom: 0pt; font-size: 10pt"></P>

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<P STYLE="margin-top: 0pt; margin-bottom: 0pt; font-size: 10pt">&nbsp;</P>

<P STYLE="margin-top: 0pt; margin-bottom: 0pt; font-size: 10pt">&nbsp;</P>

<TABLE CELLPADDING="0" CELLSPACING="0" WIDTH="100%" STYLE="font-size: 10pt; margin-top: 0pt; margin-bottom: 0pt"><TR STYLE="vertical-align: top">
<TD STYLE="width: 0"></TD><TD STYLE="width: 0.5in"><B>6.</B></TD><TD><B>Other Provisions of RSUs</B></TD></TR></TABLE>

<P STYLE="margin-top: 0pt; margin-bottom: 0pt; font-size: 10pt">&nbsp;</P>

<TABLE CELLPADDING="0" CELLSPACING="0" WIDTH="100%" STYLE="font-size: 10pt; margin-top: 0pt; margin-bottom: 0pt"><TR STYLE="vertical-align: top">
<TD STYLE="width: 0.5in"></TD><TD STYLE="width: 0.5in"><B>(a)</B></TD><TD><B>Voting. </B>You will have no voting rights or other rights as a stockholder with respect to your RSUs.</TD></TR></TABLE>

<P STYLE="margin-top: 0pt; margin-bottom: 0pt; font-size: 10pt">&nbsp;</P>

<TABLE CELLPADDING="0" CELLSPACING="0" WIDTH="100%" STYLE="font-size: 10pt; margin-top: 0pt; margin-bottom: 0pt"><TR STYLE="vertical-align: top">
<TD STYLE="width: 0.5in"></TD><TD STYLE="width: 0.5in"><B>(b)</B></TD><TD>Transfer<B> Restrictions.</B> You may not sell, transfer, assign or pledge your RSUs or any rights under this award. Any attempt
to do so will be null and void.</TD></TR></TABLE>

<P STYLE="margin-top: 0pt; margin-bottom: 0pt; font-size: 10pt">&nbsp;</P>

<TABLE CELLPADDING="0" CELLSPACING="0" WIDTH="100%" STYLE="font-size: 10pt; margin-top: 0pt; margin-bottom: 0pt"><TR STYLE="vertical-align: top">
<TD STYLE="width: 0.5in"></TD><TD STYLE="width: 0.5in"><B>(c)</B></TD><TD><B>Death. </B>In the event of your death, any shares of Common Stock and other amounts you are entitled to receive under the
Plan will instead be delivered to the legal representative of your estate.</TD></TR></TABLE>

<P STYLE="margin-top: 0pt; margin-bottom: 0pt; font-size: 10pt">&nbsp;</P>

<TABLE CELLPADDING="0" CELLSPACING="0" WIDTH="100%" STYLE="font-size: 10pt; margin-top: 0pt; margin-bottom: 0pt"><TR STYLE="vertical-align: top">
<TD STYLE="width: 0"></TD><TD STYLE="width: 0.5in"><B>7.</B></TD><TD><B>Administration of the Plan</B></TD></TR></TABLE>

<P STYLE="margin-top: 0pt; margin-bottom: 0pt; font-size: 10pt">&nbsp;</P>

<P STYLE="font-size: 10pt; text-align: justify; text-indent: 0.5in; margin: 0pt 0">The Plan is administered by the Committee. The
Committee has the full authority and discretion to interpret the Plan and this award letter, to adopt rules for administering the
Plan, to decide all questions of fact arising under the Plan, and generally to make all other determinations necessary or advisable
for administration of the Plan. All decisions and acts of the Committee with respect to the administration and interpretation of
the Plan are final and binding on all affected Plan participants.</P>

<P STYLE="font-size: 10pt; text-align: justify; text-indent: 0.5in; margin: 0pt 0">&nbsp;</P>

<P STYLE="font-size: 10pt; text-align: justify; text-indent: 0.5in; margin: 0pt 0">It is intended that this award letter comply
with the provisions of Section 409A and the regulations and guidance of general applicability issued thereunder so as to not subject
you to the payment of additional interest and taxes under Section 409A, and in furtherance of this intent, this award letter shall
be interpreted, operated and administered in accordance with these intentions.</P>

<P STYLE="font-size: 10pt; text-align: justify; text-indent: 0.5in; margin: 0pt 0">&nbsp;</P>

<TABLE CELLPADDING="0" CELLSPACING="0" WIDTH="100%" STYLE="font-size: 10pt; margin-top: 0pt; margin-bottom: 0pt"><TR STYLE="vertical-align: top">
<TD STYLE="width: 0"></TD><TD STYLE="width: 0.5in"><B>8.</B></TD><TD><B>Amendments and Adjustments to your Award</B></TD></TR></TABLE>

<P STYLE="margin-top: 0pt; margin-bottom: 0pt; font-size: 10pt">&nbsp;</P>

<P STYLE="font-size: 10pt; text-align: justify; text-indent: 0.5in; margin: 0pt 0">The Plan authorizes the Committee to make amendments
and adjustments to outstanding awards, including the RSUs and Dividend Equivalents granted by this letter, in specified circumstances.
Details are provided in the Plan.</P>

<P STYLE="font-size: 10pt; text-align: justify; text-indent: 0.5in; margin: 0pt 0">&nbsp;</P>

<P STYLE="font-size: 10pt; text-align: justify; text-indent: 0.5in; margin: 0pt 0">These circumstances include the Committee&rsquo;s
right, in its sole discretion, to amend the Plan and/or outstanding awards, including this grant of RSUs and Dividend Equivalents,
without your consent, to the extent the Committee determines that such amendment is necessary or appropriate to comply with Section
409A.</P>

<P STYLE="font-size: 10pt; text-align: justify; text-indent: 0.5in; margin: 0pt 0">&nbsp;</P>

<TABLE CELLPADDING="0" CELLSPACING="0" WIDTH="100%" STYLE="font-size: 10pt; margin-top: 0pt; margin-bottom: 0pt"><TR STYLE="vertical-align: top">
<TD STYLE="width: 0"></TD><TD STYLE="width: 0.5in"><B>9.</B></TD><TD><B>Effect on Other Benefits</B></TD></TR></TABLE>

<P STYLE="margin-top: 0pt; margin-bottom: 0pt; font-size: 10pt">&nbsp;</P>

<P STYLE="font-size: 10pt; text-align: justify; text-indent: 0.5in; margin: 0pt 0">Income recognized by you as a result of the
grant, vesting, or settlement of RSUs or the receipt of Dividend Equivalents will not be included in the formula for calculating
benefits under the Company&rsquo;s other benefit plans.</P>

<P STYLE="font-size: 10pt; text-align: justify; text-indent: 0.5in; margin: 0pt 0">&nbsp;</P>

<P STYLE="font-size: 10pt; text-align: justify; text-indent: 0.5in; margin: 0pt 0"></P>

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<P STYLE="font-size: 10pt; text-align: justify; text-indent: 0.5in; margin: 0pt 0">&nbsp;</P>

<P STYLE="font-size: 10pt; text-align: justify; text-indent: 0.5in; margin: 0pt 0">&nbsp;</P>

<TABLE CELLPADDING="0" CELLSPACING="0" WIDTH="100%" STYLE="font-size: 10pt; margin-top: 0pt; margin-bottom: 0pt"><TR STYLE="vertical-align: top">
<TD STYLE="width: 0"></TD><TD STYLE="width: 0.5in"><B>10.</B></TD><TD><B>Regulatory Compliance</B></TD></TR></TABLE>

<P STYLE="margin-top: 0pt; margin-bottom: 0pt; font-size: 10pt">&nbsp;</P>

<P STYLE="font-size: 10pt; text-align: justify; text-indent: 0.5in; margin: 0pt 0">Under the Plan, the Company is not required
to deliver Common Stock (including upon the settlement of RSUs) if such delivery would violate any applicable law or regulation
or stock exchange requirement. If required by any federal or state securities law or regulation, the Company may impose restrictions
on your ability to transfer shares received under the Plan.</P>

<P STYLE="font-size: 10pt; text-align: justify; text-indent: 0.5in; margin: 0pt 0">&nbsp;</P>

<TABLE CELLPADDING="0" CELLSPACING="0" WIDTH="100%" STYLE="font-size: 10pt; margin-top: 0pt; margin-bottom: 0pt"><TR STYLE="vertical-align: top">
<TD STYLE="width: 0"></TD><TD STYLE="width: 0.5in"><B>11.<FONT STYLE="font-size: 10pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; </FONT> </B></TD><TD><B>Restrictive
                                         Covenants</B></TD></TR></TABLE>

<P STYLE="margin-top: 0pt; margin-bottom: 0pt; font-size: 10pt">&nbsp;</P>

<P STYLE="font-size: 10pt; text-align: justify; text-indent: 0.5in; margin: 0pt 0">You agree that at all times during your employment
with the Company and/or its subsidiaries and for a period of one year thereafter, you will not, directly or indirectly, (i) solicit
for employment, recruit or hire, or assist any other entity to solicit for employment, recruit or hire, either as an employee or
a consultant, any employee, consultant or independent contractor of the Company or any of its subsidiaries who was an employee,
consultant or independent contractor of the Company or any of its subsidiaries at any time during the 12 months preceding or following
the termination of your employment, (ii) induce or attempt to induce, or assist any other entity to induce or attempt to induce,
any employee, consultant or independent contractor of the Company or any of its subsidiaries who was an employee, consultant or
independent contractor of the Company or any of its subsidiaries at any time during the 12 months preceding or following the termination
of your employment, to terminate his or her employment with, or otherwise cease his or her relationship with, the Company or its
subsidiaries, or (iii) solicit, interfere with, divert or take away or attempt to interfere with, divert, or take away, or assist
any other entity to interfere with, divert or take away the business or patronage of (A) any of the clients, customers or accounts
of the Company or any of its subsidiaries who were such at the time of the termination of your employment, or (B) prospective clients,
customers or accounts of the Company or any of its subsidiaries who were such at any time during the 12 months preceding the termination
of your employment (the entities listed in clauses (A) and (B) above are collectively referred to herein as the &ldquo;Restricted
Entities&rdquo;).</P>

<P STYLE="font-size: 10pt; text-align: justify; text-indent: 0.5in; margin: 0pt 0">&nbsp;</P>

<P STYLE="font-size: 10pt; text-align: justify; text-indent: 0.5in; margin: 0pt 0">For purposes of this Section 11, the term &ldquo;solicit,&rdquo;
means initiating communication by any means, whether written or oral, including by means of electronic or internet-based communication
via social media platforms or otherwise.</P>

<P STYLE="font-size: 10pt; text-align: justify; text-indent: 0.5in; margin: 0pt 0">&nbsp;</P>

<P STYLE="font-size: 10pt; text-align: justify; text-indent: 0.5in; margin: 0pt 0">You acknowledge that in carrying out the business
of the Company and its subsidiaries, you may learn confidential or proprietary information about the Company and its subsidiaries
or third parties. Confidential or proprietary information includes, among other things, any nonpublic information concerning the
Company or its subsidiaries, including their respective business, financial performance, marketing or strategic plans, customers,
and product pricing information, as well as any nonpublic information provided by a third party with the expectation that the information
will be kept confidential and used solely for the business purpose for which it was conveyed (collectively, &ldquo;Confidential
Information&rdquo;). You agree that at all times during your employment with the Company and/or its subsidiaries and thereafter,
you shall not disclose any Confidential Information outside of the Company or its subsidiaries or use such information for your
own or someone else&rsquo;s benefit. You agree that such Confidential Information may be disclosed within the Company or its subsidiaries
only to those individuals who need the information to carry out their business responsibilities.</P>

<P STYLE="font-size: 10pt; text-align: justify; text-indent: 0.5in; margin: 0pt 0">&nbsp;</P>

<P STYLE="font-size: 10pt; text-align: justify; text-indent: 0.5in; margin: 0pt 0"></P>

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<P STYLE="font-size: 10pt; text-align: justify; text-indent: 0.5in; margin: 0pt 0">&nbsp;</P>

<P STYLE="font-size: 10pt; text-align: justify; text-indent: 0.5in; margin: 0pt 0">&nbsp;</P>

<P STYLE="font-size: 10pt; text-align: justify; text-indent: 0.5in; margin: 0pt 0">You agree that if your employment with the Company
and its subsidiaries terminates on account of a Retirement that entitles you to accelerated vesting of all or any portion of your
award, then for a period of one year after your termination of employment with the Company and its subsidiaries, you will not accept
employment with or perform services for, whether as an owner, employee, officer, director, independent contractor, agent, partner,
advisor, or in any other capacity calling for the rendition of your personal services, any bank that has any material operations
that compete with the Company and its subsidiaries in the New York/New Jersey/Connecticut tri-state area; provided, however, that
you shall not be prohibited from owning less than two percent of any publicly traded corporation.</P>

<P STYLE="font-size: 10pt; text-align: justify; text-indent: 0.5in; margin: 0pt 0">&nbsp;</P>

<P STYLE="font-size: 10pt; text-align: justify; text-indent: 0.5in; margin: 0pt 0">If, at any time, the provisions of this Section
11 shall be determined to be invalid or unenforceable, by reason of being vague or unreasonable as to area, duration or scope of
activity, this Section 11 shall be considered divisible and shall become and be immediately amended to only such area, duration
and scope of activity as shall be determined to be reasonable and enforceable by the court or other body having jurisdiction over
the matter; and you agree that this Section 11 as so amended shall be valid and binding as though any invalid or unenforceable
provision had not been included herein.</P>

<P STYLE="font-size: 10pt; text-align: justify; text-indent: 0.5in; margin: 0pt 0">&nbsp;</P>

<P STYLE="font-size: 10pt; text-align: justify; text-indent: 0.5in; margin: 0pt 0">You acknowledge and agree that the restrictions
contained in this Section 11 are reasonable and necessary protection of the immediate interests of the Company, and any violation
of these restrictions would cause substantial injury to the Company and that the Company would not have entered into this Agreement
without receiving the protective covenants contained in this Section 11. In the event of a breach or a threatened breach by you
of any of the terms of this Section 11, the Company will be entitled to an injunction restraining you from such breach or threatened
breach (without the necessity of providing the inadequacy as a remedy of money damages or the posting of bond); provided, however,
that the right to injunctive relief will not be construed as prohibiting the Company from pursuing any other available remedies,
whether at law or in equity, for such breach or threatened breach. In addition to any other rights or remedies available to the
Company, any breach of these restrictions will result in an immediate forfeiture of your award and shall entitle the Company to
recover any shares of Common Stock previously delivered to you and to recover the proceeds from the sale or disposition of any
such shares.</P>

<P STYLE="font-size: 10pt; text-align: justify; text-indent: 0.5in; margin: 0pt 0">&nbsp;</P>

<TABLE CELLPADDING="0" CELLSPACING="0" WIDTH="100%" STYLE="font-size: 10pt; margin-top: 0pt; margin-bottom: 0pt"><TR STYLE="vertical-align: top">
<TD STYLE="width: 0"></TD><TD STYLE="width: 0.5in"><B>12.</B></TD><TD><B>Data Privacy</B></TD></TR></TABLE>

<P STYLE="margin-top: 0pt; margin-bottom: 0pt; font-size: 10pt">&nbsp;</P>

<P STYLE="font-size: 10pt; text-align: justify; text-indent: 0.5in; margin: 0pt 0">By accepting this award you expressly consent
to the collection, use and transfer, in electronic or other form, of your personal data by and among the Company, its subsidiaries
and any broker or third party assisting the Company in administering the Plan or providing recordkeeping services for the Plan,
for the purpose of implementing, administering and managing your participation in the Plan. By accepting this award you waive any
data privacy rights you may have with respect to such information. You may revoke the consent and waiver described in this paragraph
by written notice to the Company&rsquo;s Senior Vice President/Human Resources; however any such revocation may adversely affect
your ability to participate in the Plan.</P>

<P STYLE="font-size: 10pt; text-align: justify; text-indent: 0.5in; margin: 0pt 0">&nbsp;</P>

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<P STYLE="font-size: 10pt; text-align: justify; margin: 0pt 0">&nbsp;</P>

<P STYLE="font-size: 10pt; text-align: justify; text-indent: 0.5in; margin: 0pt 0">&nbsp;</P>

<P STYLE="font-size: 10pt; margin-top: 0pt; margin-bottom: 0pt; text-align: center">*&#9;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;*&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&#9;*&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&#9;*&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&#9;*</P>

<P STYLE="font-size: 10pt; margin-top: 0pt; margin-bottom: 0pt; text-align: center">&nbsp;</P>

<P STYLE="font-size: 10pt; text-align: justify; text-indent: 0.5in; margin: 0pt 0">Please click &ldquo;ACCEPT&rdquo; below to acknowledge
your acceptance of this award. This letter and the related grant header information on the Shareworks online equity platform contain
the formal terms and conditions of your award and accordingly they should be printed and retained in your files for future reference.</P>

<P STYLE="font-size: 10pt; margin: 0pt 0">&nbsp;</P>

<P STYLE="font-size: 10pt; margin: 0pt 0">&nbsp;</P>

<TABLE CELLPADDING="0" CELLSPACING="0" STYLE="border-collapse: collapse; font: 10pt Times New Roman, Times, Serif; width: 100%">
<TR STYLE="vertical-align: top; text-align: left">
    <TD STYLE="width: 50%">&nbsp;</TD>
    <TD STYLE="width: 50%">Very truly yours,</TD></TR>
<TR STYLE="vertical-align: top; text-align: left">
    <TD>&nbsp;</TD>
    <TD>&nbsp;</TD></TR>
<TR STYLE="vertical-align: top; text-align: left">
    <TD>&nbsp;</TD>
    <TD>Maria A. Grasso</TD></TR>
<TR STYLE="vertical-align: top; text-align: left">
    <TD>&nbsp;</TD>
    <TD>Senior Executive Vice President/COO and</TD></TR>
<TR STYLE="vertical-align: top; text-align: left">
    <TD>&nbsp;</TD>
    <TD>Corporate Secretary</TD></TR>
</TABLE>

<P STYLE="font-size: 10pt; margin: 0pt 0"></P>

<P STYLE="font-size: 10pt; margin: 0pt 0">&nbsp;</P>

<P STYLE="font-size: 10pt; margin: 0pt 0">&nbsp;</P>

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<TYPE>EX-23.1
<SEQUENCE>7
<FILENAME>exh_231.htm
<DESCRIPTION>EXHIBIT 23.1
<TEXT>
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<BODY STYLE="font: 10pt Times New Roman, Times, Serif">

<P STYLE="margin: 0"></P>

<P STYLE="font-size: 10pt; text-align: left; margin: 0pt 0; color: fuchsia"><FONT STYLE="color: Black"><B>Exhibit 23.1</B></FONT></P>

<P STYLE="font-size: 10pt; text-align: center; margin: 0pt 0; color: fuchsia"><FONT STYLE="color: Black">&nbsp;</FONT></P>

<P STYLE="font-size: 10pt; text-align: center; margin: 0pt 0; color: fuchsia"><FONT STYLE="color: Black">&nbsp;</FONT></P>

<P STYLE="font-size: 10pt; text-align: center; margin: 0pt 0; color: fuchsia"><FONT STYLE="color: Black"><U>Consent of Independent
Registered Public Accounting Firm</U></FONT></P>

<P STYLE="font-size: 10pt; text-align: justify; margin: 0pt 0; color: fuchsia"><FONT STYLE="color: Black">&nbsp;</FONT></P>

<P STYLE="font-size: 10pt; text-align: justify; margin: 0pt 0; color: fuchsia"><FONT STYLE="color: Black">&nbsp;</FONT></P>

<P STYLE="font-size: 10pt; text-align: justify; margin: 0pt 0; color: fuchsia"><FONT STYLE="color: Black">Flushing Financial Corporation</FONT></P>

<P STYLE="font-size: 10pt; text-align: justify; margin: 0pt 0; color: fuchsia"><FONT STYLE="color: Black">Uniondale, New York</FONT></P>

<P STYLE="font-size: 10pt; text-align: justify; margin: 0pt 0; color: fuchsia"><FONT STYLE="color: Black">&nbsp;</FONT></P>

<P STYLE="font-size: 10pt; text-align: justify; margin: 0pt 0; color: fuchsia"><FONT STYLE="color: Black">We hereby consent to
the incorporation by reference in the Registration Statements on Form S3 (No. 333-195182) and Form S-8 (No. 33-98202, 333-125358,
333-136669, 333-151185, 333-151187, 333-163010, 333-176064, 333-188776 and 333-198021) of Flushing Financial Corporation and subsidiaries
of our reports dated March 15, 2016, relating to the consolidated financial statements and the effectiveness of Flushing Financial
Corporation and subsidiaries&rsquo; internal control over financial reporting, which appear in this Form 10-K.</FONT></P>

<P STYLE="font-size: 10pt; text-align: justify; margin: 0pt 0; color: fuchsia"><FONT STYLE="color: Black">&nbsp;</FONT></P>

<P STYLE="font-size: 10pt; text-align: justify; margin: 0pt 0; color: fuchsia"><FONT STYLE="color: Black">&nbsp;</FONT></P>

<P STYLE="font-size: 10pt; text-align: justify; margin: 0pt 0; color: fuchsia"><FONT STYLE="color: Black">/s/ BDO USA, LLP</FONT></P>

<P STYLE="font-size: 10pt; text-align: justify; margin: 0pt 0; color: fuchsia"><FONT STYLE="color: Black">New York, New York</FONT></P>

<P STYLE="font-size: 10pt; text-align: justify; margin: 0pt 0; color: fuchsia"><FONT STYLE="color: Black">&nbsp;</FONT></P>

<P STYLE="font-size: 10pt; text-align: justify; margin: 0pt 0; color: fuchsia"><FONT STYLE="color: Black">March 15, 2016</FONT></P>

<P STYLE="font-size: 10pt; margin: 0pt 0"><FONT STYLE="color: Black">&nbsp;</FONT></P>

<P STYLE="font-size: 10pt; text-align: justify; text-indent: 0in; margin: 0pt 0 0pt 0.25in; color: fuchsia"><FONT STYLE="color: Black">&nbsp;</FONT></P>



<P STYLE="margin: 0"></P>

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<DOCUMENT>
<TYPE>EX-23.2
<SEQUENCE>8
<FILENAME>exh_232.htm
<DESCRIPTION>EXHIBIT 23.2
<TEXT>
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<P STYLE="margin: 0"></P>

<P STYLE="font-size: 10pt; margin: 0pt 0"><B>Exhibit 23.2</B></P>

<P STYLE="font-size: 10pt; margin: 0pt 0"><B>&nbsp;</B></P>

<P STYLE="font-size: 10pt; text-align: center; margin: 0pt 0"><B>&nbsp;</B></P>

<P STYLE="font-size: 10pt; text-align: center; margin: 0pt 0"><B>CONSENT OF INDEPENDENT REGISTERED PUBLIC ACCOUNTING FIRM</B></P>

<P STYLE="font-size: 10pt; text-align: center; margin: 0pt 0"><B>&nbsp;</B></P>

<P STYLE="font-size: 10pt; text-align: center; margin: 0pt 0"><B>&nbsp;</B></P>

<P STYLE="font-size: 10pt; text-align: center; margin: 0pt 0">&nbsp;</P>

<P STYLE="font-size: 10pt; text-align: justify; margin: 0pt 0">We have issued our report dated March 16, 2015 with respect to the
consolidated financial statements of Flushing Financial Corporation included in the Annual Report on Form 10-K for the year ended
December&nbsp;31, 2015. We consent to the incorporation by reference of said report in the Registration Statements of Flushing
Financial Corporation on Forms S-8 (File Nos. 33-98202, effective October 16, 1995; 333-125358, effective May 31, 2005; 333-136669,
effective August 16, 2006, 333-151185, effective May 23, 2008, 333-151187, effective May 23, 2008, 333-163010, effective November
9, 2009, 333-176064, effective August 4, 2011, 333-188776, effective May 22, 2013, and 333-198021, effective August 11, 2014),
and on Form S-3 (File No. 333-195182 effective April 25, 2014).</P>

<P STYLE="font-size: 10pt; margin: 0pt 0">&nbsp;</P>

<P STYLE="font-size: 10pt; margin: 0pt 0">&nbsp;</P>

<P STYLE="font-size: 10pt; margin: 0pt 0">/s/ Grant Thornton LLP</P>

<P STYLE="font-size: 10pt; margin: 0pt 0">&nbsp;</P>

<P STYLE="font-size: 10pt; margin: 0pt 0">New York, New York</P>

<P STYLE="font-size: 10pt; margin: 0pt 0">March 15, 2016</P>



<P STYLE="margin: 0"></P>

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<DOCUMENT>
<TYPE>EX-31.1
<SEQUENCE>9
<FILENAME>exh_311.htm
<DESCRIPTION>EXHIBIT 31.1
<TEXT>
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<P STYLE="margin: 0"></P>

<P STYLE="margin: 0pt 0; font-size: 10pt"><B>EXHIBIT 31.1</B></P>

<P STYLE="margin: 0pt 0 0pt 0.3in; font-size: 10pt; text-align: center"><B>&nbsp;</B></P>

<P STYLE="margin: 0pt 0 0pt 0.3in; font-size: 10pt; text-align: center"><B>CERTIFICATION PURSUANT TO</B></P>

<P STYLE="margin: 0pt 0 0pt 0.3in; font-size: 10pt; text-align: center"><B>SECTION 302 OF THE SARBANES-OXLEY ACT OF 2002</B></P>

<P STYLE="margin: 0pt 0 0pt 0.3in; font-size: 10pt">&nbsp;</P>

<P STYLE="margin: 0pt 0 0pt 0.3in; font-size: 10pt">I, John R. Buran, certify that:</P>

<P STYLE="margin: 0pt 0 0pt 0.3in; font-size: 10pt">&nbsp;</P>

<P STYLE="margin: 0pt 0 0pt 0.3in; font-size: 10pt">1. I have reviewed this annual report on Form 10-K of Flushing Financial Corporation;</P>

<P STYLE="margin: 0pt 0 0pt 0.3in; font-size: 10pt">&nbsp;</P>

<P STYLE="margin: 0pt 0 0pt 0.3in; font-size: 10pt">2. Based on my knowledge, this annual report does not contain any untrue statement
of a material fact or omit to state a material fact necessary to make the statements made, in light of the circumstances under
which such statements were made, not misleading with respect to the period covered by this annual report;</P>

<P STYLE="margin: 0pt 0 0pt 0.3in; font-size: 10pt">&nbsp;</P>

<P STYLE="margin: 0pt 0 0pt 0.3in; font-size: 10pt">3. Based on my knowledge, the financial statements, and other financial information
included in this annual report, fairly present in all material respects the financial condition, results of operations and cash
flows of the registrant as of, and for, the periods presented in this annual report;</P>

<P STYLE="margin: 0pt 0 0pt 0.3in; font-size: 10pt">&nbsp;</P>

<P STYLE="margin: 0pt 0 0pt 0.3in; font-size: 10pt">4. The registrant&rsquo;s other certifying officer and I are responsible for
establishing and maintaining disclosure controls and procedures (as defined in Exchange Act Rules 13a-15(e) and 15d-15(e)) and
internal control over financial reporting (as defined in Exchange Act Rules 13a-15(f) and 15d-15(f)) for the registrant and have:</P>

<P STYLE="margin: 0pt 0 0pt 0.45in; font-size: 10pt">&nbsp;</P>

<P STYLE="margin: 0pt 0 0pt 0.45in; font-size: 10pt">a) designed such disclosure controls and procedures, or caused such disclosure
controls and procedures to be designed under our supervision, to ensure that material information relating to the registrant, including
its consolidated subsidiaries, is made known to us by others within those entities, particularly during the period in which this
annual report is being prepared;</P>

<P STYLE="margin: 0pt 0 0pt 0.45in; font-size: 10pt">&nbsp;</P>

<P STYLE="margin: 0pt 0 0pt 0.45in; font-size: 10pt">b) designed such internal control over financial reporting, or caused such
internal control over financial reporting to be designed under our supervision, to provide reasonable assurance regarding the reliability
of financial reporting and the preparation of financial statements for external purposes in accordance with generally accepted
accounting principles;</P>

<P STYLE="margin: 0pt 0 0pt 0.45in; font-size: 10pt">&nbsp;</P>

<P STYLE="margin: 0pt 0 0pt 0.45in; font-size: 10pt">c) evaluated the effectiveness of the registrant&rsquo;s disclosure controls
and procedures and presented in this annual report our conclusions about the effectiveness of the disclosure controls and procedures,
as of the end of the period covered by this annual report based on such evaluation; and</P>

<P STYLE="margin: 0pt 0 0pt 0.45in; font-size: 10pt">&nbsp;</P>

<P STYLE="margin: 0pt 0 0pt 0.45in; font-size: 10pt">d) disclosed in this annual report any change in the registrant&rsquo;s internal
control over financial reporting that occurred during the registrant&rsquo;s most recent quarter that has materially affected,
or is reasonably likely to materially affect, the registrant&rsquo;s internal control over financial reporting; and</P>

<P STYLE="margin: 0pt 0 0pt 0.3in; font-size: 10pt">&nbsp;</P>

<P STYLE="margin: 0pt 0 0pt 0.3in; font-size: 10pt">5. The registrant&rsquo;s other certifying officer and I have disclosed, based
on our most recent evaluation of internal control over financial reporting, to the registrant&rsquo;s auditors and the audit committee
of the registrant&rsquo;s board of directors (or persons performing the equivalent function):</P>

<P STYLE="margin: 0pt 0 0pt 0.45in; font-size: 10pt">&nbsp;</P>

<P STYLE="margin: 0pt 0 0pt 0.45in; font-size: 10pt">a) all significant deficiencies and material weaknesses in the design or operation
of internal control over financial reporting which are reasonably likely to adversely affect the registrant&rsquo;s ability to
record, process, summarize and report financial information; and</P>

<P STYLE="margin: 0pt 0 0pt 0.45in; font-size: 10pt">&nbsp;</P>

<P STYLE="margin: 0pt 0 0pt 0.45in; font-size: 10pt">b) any fraud, whether or not material, that involves management or other employees
who have a significant role in the registrant&rsquo;s internal controls over financial reporting.</P>

<P STYLE="margin: 0pt 0 0pt 0.3in; font-size: 10pt">&nbsp;</P>

<P STYLE="margin-top: 0pt; margin-right: 0; margin-bottom: 0pt; font-size: 10pt; text-align: left">&nbsp;</P>

<TABLE CELLPADDING="0" CELLSPACING="0" STYLE="border-collapse: collapse; font: 10pt Times New Roman, Times, Serif; width: 100%">
<TR STYLE="vertical-align: top; text-align: left">
    <TD STYLE="width: 50%; padding-left: 0.45in">Dated: March 15, 2016</TD>
    <TD STYLE="width: 3%">By:</TD>
    <TD STYLE="width: 27%; border-bottom: Black 1.1pt solid">/s/John R. Buran </TD>
    <TD STYLE="width: 20%">&nbsp;</TD></TR>
<TR STYLE="vertical-align: top; text-align: left">
    <TD>&nbsp;</TD>
    <TD>&nbsp;</TD>
    <TD>John R. Buran</TD>
    <TD>&nbsp;</TD></TR>
<TR STYLE="vertical-align: top; text-align: left">
    <TD>&nbsp;</TD>
    <TD>&nbsp;</TD>
    <TD COLSPAN="2">President and Chief Executive Officer</TD></TR>
</TABLE>

<P STYLE="margin-top: 0pt; margin-right: 0; margin-bottom: 0pt; font-size: 10pt; text-align: left"></P>

<P STYLE="margin-top: 0pt; margin-right: 0; margin-bottom: 0pt; font-size: 10pt; text-align: left">&nbsp;</P>

<P STYLE="margin-top: 0pt; margin-right: 0; margin-bottom: 0pt; font-size: 10pt; text-align: left"></P>

</BODY>
</HTML>
</TEXT>
</DOCUMENT>
<DOCUMENT>
<TYPE>EX-31.2
<SEQUENCE>10
<FILENAME>exh_312.htm
<DESCRIPTION>EXHIBIT 31.2
<TEXT>
<HTML>
<HEAD>
     <TITLE></TITLE>
</HEAD>
<BODY STYLE="font: 10pt Times New Roman, Times, Serif">

<P STYLE="margin: 0"></P>

<P STYLE="margin: 0pt 0; font-size: 10pt"><B>EXHIBIT 31.2</B></P>

<P STYLE="margin: 0pt 0; font-size: 10pt"><B>&nbsp;</B></P>

<P STYLE="margin: 0pt 0 0pt 0.3in; font-size: 10pt; text-align: center"><B>CERTIFICATION PURSUANT TO</B></P>

<P STYLE="margin: 0pt 0 0pt 0.3in; font-size: 10pt; text-align: center"><B>SECTION 302 OF THE SARBANES-OXLEY ACT OF 2002</B></P>

<P STYLE="margin: 0pt 0 0pt 0.3in; font-size: 10pt">&nbsp;</P>

<P STYLE="margin: 0pt 0 0pt 0.3in; font-size: 10pt">I, Susan K. Cullen, certify that:</P>

<P STYLE="margin: 0pt 0 0pt 0.3in; font-size: 10pt">&nbsp;</P>

<P STYLE="margin: 0pt 0 0pt 0.3in; font-size: 10pt">1. I have reviewed this annual report on Form 10-K of Flushing Financial Corporation;</P>

<P STYLE="margin: 0pt 0 0pt 0.3in; font-size: 10pt">&nbsp;</P>

<P STYLE="margin: 0pt 0 0pt 0.3in; font-size: 10pt">2. Based on my knowledge, this annual report does not contain any untrue statement
of a material fact or omit to state a material fact necessary to make the statements made, in light of the circumstances under
which such statements were made, not misleading with respect to the period covered by this annual report;</P>

<P STYLE="margin: 0pt 0 0pt 0.3in; font-size: 10pt">&nbsp;</P>

<P STYLE="margin: 0pt 0 0pt 0.3in; font-size: 10pt">3. Based on my knowledge, the financial statements, and other financial information
included in this annual report, fairly present in all material respects the financial condition, results of operations and cash
flows of the registrant as of, and for, the periods presented in this annual report;</P>

<P STYLE="margin: 0pt 0 0pt 0.3in; font-size: 10pt">&nbsp;</P>

<P STYLE="margin: 0pt 0 0pt 0.3in; font-size: 10pt">4. The registrant&rsquo;s other certifying officer and I are responsible for
establishing and maintaining disclosure controls and procedures (as defined in Exchange Act Rules 13a-15(e) and 15d-15(e)) and
internal control over financial reporting (as defined in Exchange Act Rules 13a-15(f) and 15d-15(f)) for the registrant and have:</P>

<P STYLE="margin: 0pt 0 0pt 0.45in; font-size: 10pt">&nbsp;</P>

<P STYLE="margin: 0pt 0 0pt 0.45in; font-size: 10pt">a) designed such disclosure controls and procedures, or caused such disclosure
controls and procedures to be designed under our supervision, to ensure that material information relating to the registrant, including
its consolidated subsidiaries, is made known to us by others within those entities, particularly during the period in which this
annual report is being prepared;</P>

<P STYLE="margin: 0pt 0 0pt 0.45in; font-size: 10pt">&nbsp;</P>

<P STYLE="margin: 0pt 0 0pt 0.45in; font-size: 10pt">b) designed such internal control over financial reporting, or caused such
internal control over financial reporting to be designed under our supervision, to provide reasonable assurance regarding the reliability
of financial reporting and the preparation of financial statements for external purposes in accordance with generally accepted
accounting principles;</P>

<P STYLE="margin: 0pt 0 0pt 0.45in; font-size: 10pt">&nbsp;</P>

<P STYLE="margin: 0pt 0 0pt 0.45in; font-size: 10pt">c) evaluated the effectiveness of the registrant&rsquo;s disclosure controls
and procedures and presented in this annual report our conclusions about the effectiveness of the disclosure controls and procedures,
as of the end of the period covered by this annual report based on such evaluation; and</P>

<P STYLE="margin: 0pt 0 0pt 0.45in; font-size: 10pt">&nbsp;</P>

<P STYLE="margin: 0pt 0 0pt 0.45in; font-size: 10pt">d) disclosed in this annual report any change in the registrant&rsquo;s internal
control over financial reporting that occurred during the registrant&rsquo;s most recent quarter that has materially affected,
or is reasonably likely to materially affect, the registrant&rsquo;s internal control over financial reporting; and</P>

<P STYLE="margin: 0pt 0 0pt 0.3in; font-size: 10pt">&nbsp;</P>

<P STYLE="margin: 0pt 0 0pt 0.3in; font-size: 10pt">5. The registrant&rsquo;s other certifying officer and I have disclosed, based
on our most recent evaluation of internal control over financial reporting, to the registrant&rsquo;s auditors and the audit committee
of the registrant&rsquo;s board of directors (or persons performing the equivalent function):</P>

<P STYLE="margin: 0pt 0 0pt 0.45in; font-size: 10pt">&nbsp;</P>

<P STYLE="margin: 0pt 0 0pt 0.45in; font-size: 10pt">a) all significant deficiencies and material weaknesses in the design or operation
of internal control over financial reporting which are reasonably likely to adversely affect the registrant&rsquo;s ability to
record, process, summarize and report financial information; and</P>

<P STYLE="margin: 0pt 0 0pt 0.45in; font-size: 10pt">&nbsp;</P>

<P STYLE="margin: 0pt 0 0pt 0.45in; font-size: 10pt">b) any fraud, whether or not material, that involves management or other employees
who have a significant role in the registrant&rsquo;s internal controls over financial reporting.</P>

<P STYLE="margin-top: 0pt; margin-right: 0; margin-bottom: 0pt; font-size: 10pt; text-align: left">&nbsp;</P>

<P STYLE="margin-top: 0pt; margin-right: 0; margin-bottom: 0pt; font-size: 10pt; text-align: left">&nbsp;</P>

<TABLE CELLPADDING="0" CELLSPACING="0" STYLE="border-collapse: collapse; font: 10pt Times New Roman, Times, Serif; width: 100%">
<TR STYLE="vertical-align: top; text-align: left">
    <TD STYLE="width: 50%; padding-left: 0.45in">Dated: March 15, 2016</TD>
    <TD STYLE="width: 3%">By:</TD>
    <TD STYLE="width: 27%; border-bottom: Black 1.1pt solid">/s/Susan K. Cullen </TD>
    <TD STYLE="width: 20%">&nbsp;</TD></TR>
<TR STYLE="vertical-align: top; text-align: left">
    <TD>&nbsp;</TD>
    <TD>&nbsp;</TD>
    <TD>Susan K. Cullen</TD>
    <TD>&nbsp;</TD></TR>
<TR STYLE="vertical-align: top; text-align: left">
    <TD>&nbsp;</TD>
    <TD>&nbsp;</TD>
    <TD COLSPAN="2">Senior Executive Vice President, Treasurer and</TD></TR>
<TR STYLE="vertical-align: top; text-align: left">
    <TD>&nbsp;</TD>
    <TD>&nbsp;</TD>
    <TD COLSPAN="2" STYLE="padding-left: 10pt">Chief Financial Officer</TD></TR>
</TABLE>
<P STYLE="margin-top: 0pt; margin-right: 0; margin-bottom: 0pt; font-size: 10pt; text-align: left"></P>

<P STYLE="margin-top: 0pt; margin-right: 0; margin-bottom: 0pt; font-size: 10pt; text-align: left">&nbsp;</P>

</BODY>
</HTML>
</TEXT>
</DOCUMENT>
<DOCUMENT>
<TYPE>EX-32.1
<SEQUENCE>11
<FILENAME>exh_321.htm
<DESCRIPTION>EXHIBIT 32.1
<TEXT>
<HTML>
<HEAD>
     <TITLE></TITLE>
</HEAD>
<BODY STYLE="font: 10pt Times New Roman, Times, Serif">

<P STYLE="margin: 0"></P>

<P STYLE="margin: 0pt 0; font-size: 10pt"><B>Exhibit 32.1</B></P>

<P STYLE="margin: 0pt 0; font-size: 10pt"><B>&nbsp;</B></P>

<P STYLE="margin: 0pt 0; font-size: 10pt; text-align: center"><B>CERTIFICATION PURSUANT TO</B></P>

<P STYLE="margin: 0pt 0; font-size: 10pt; text-align: center"><B>18 U.S.C. SECTION 1350,</B></P>

<P STYLE="margin: 0pt 0; font-size: 10pt; text-align: center"><B>AS ADOPTED PURSUANT TO</B></P>

<P STYLE="margin: 0pt 0; font-size: 10pt; text-align: center"><B>SECTION 906 OF THE SARBANES-OXLEY ACT OF 2002</B></P>

<P STYLE="margin: 0pt 0; font-size: 10pt">&nbsp;</P>

<P STYLE="margin: 0pt 0; font-size: 10pt">In connection with the Annual Report of Flushing Financial Corporation (the &ldquo;Corporation&rdquo;)
on Form 10-K for the year ending December 31, 2015 as filed with the Securities and Exchange Commission on the date hereof (the
&ldquo;Report&rdquo;), I, John R. Buran, Chief Executive Officer of the Corporation, certify, pursuant to 18 U.S.C. Section 1350,
as adopted pursuant to Section 906 of the Sarbanes-Oxley Act of 2002, that to my knowledge:</P>

<P STYLE="margin: 0pt 0; font-size: 10pt">&nbsp;</P>

<P STYLE="margin: 0pt 0; font-size: 10pt; text-indent: 0.5in">(1) The Report fully complies with the requirements of section 13(a)
or 15(d) of the Securities Exchange Act of 1934; and</P>

<P STYLE="margin: 0pt 0; font-size: 10pt">&nbsp;</P>

<P STYLE="margin: 0pt 0; font-size: 10pt; text-indent: 0.5in">(2) The information contained in the Report fairly presents, in all
material respects, the financial condition and results of operations of the Corporation.</P>

<P STYLE="margin: 0pt 0; font-size: 10pt">&nbsp;</P>

<P STYLE="margin: 0pt 0; font-size: 10pt">&nbsp;</P>

<P STYLE="margin: 0pt 0; font-size: 10pt">&nbsp;</P>

<TABLE CELLPADDING="0" CELLSPACING="0" STYLE="border-collapse: collapse; font: 10pt Times New Roman, Times, Serif; width: 100%">
<TR STYLE="vertical-align: top; text-align: left">
    <TD STYLE="width: 3%">By: </TD>
    <TD STYLE="width: 20%; border-bottom: Black 1.1pt solid">/s/John R. Buran </TD>
    <TD STYLE="width: 77%">&nbsp;</TD></TR>
</TABLE>
<P STYLE="margin: 0pt 0; font-size: 10pt">John R. Buran</P>

<P STYLE="margin: 0pt 0; font-size: 10pt">Chief Executive Officer</P>

<P STYLE="margin: 0pt 0; font-size: 10pt">March 15, 2016</P>



<P STYLE="margin: 0"></P>

</BODY>
</HTML>
</TEXT>
</DOCUMENT>
<DOCUMENT>
<TYPE>EX-32.2
<SEQUENCE>12
<FILENAME>exh_322.htm
<DESCRIPTION>EXHIBIT 32.2
<TEXT>
<HTML>
<HEAD>
     <TITLE></TITLE>
</HEAD>
<BODY STYLE="font: 10pt Times New Roman, Times, Serif">

<P STYLE="margin: 0"></P>

<P STYLE="margin: 0pt 0; font-size: 10pt"><B>Exhibit 32.2</B></P>

<P STYLE="margin: 0pt 0; font-size: 10pt">&nbsp;</P>

<P STYLE="margin: 0pt 0; font-size: 10pt; text-align: center"><B>CERTIFICATION PURSUANT TO</B></P>

<P STYLE="margin: 0pt 0; font-size: 10pt; text-align: center"><B>18 U.S.C. SECTION 1350,</B></P>

<P STYLE="margin: 0pt 0; font-size: 10pt; text-align: center"><B>AS ADOPTED PURSUANT TO</B></P>

<P STYLE="margin: 0pt 0; font-size: 10pt; text-align: center"><B>SECTION 906 OF THE SARBANES-OXLEY ACT OF 2002</B></P>

<P STYLE="margin: 0pt 0; font-size: 10pt">&nbsp;</P>

<P STYLE="margin: 0pt 0; font-size: 10pt">In connection with the Annual Report of Flushing Financial Corporation (the &ldquo;Corporation&rdquo;)
on Form 10-K for the year ending December 31, 2015 as filed with the Securities and Exchange Commission on the date hereof (the
&ldquo;Report&rdquo;), I, Susan K. Cullen, Chief Financial Officer of the Corporation, certify, pursuant to 18 U.S.C. Section 1350,
as adopted pursuant to Section 906 of the Sarbanes-Oxley Act of 2002, that to my knowledge:</P>

<P STYLE="margin: 0pt 0; font-size: 10pt">&nbsp;</P>

<P STYLE="margin: 0pt 0; font-size: 10pt; text-indent: 0.5in">(1) The Report fully complies with the requirements of section 13(a)
or 15(d) of the Securities Exchange Act of 1934; and</P>

<P STYLE="margin: 0pt 0; font-size: 10pt">&nbsp;</P>

<P STYLE="margin: 0pt 0; font-size: 10pt; text-indent: 0.5in">(2) The information contained in the Report fairly presents, in all
material respects, the financial condition and results of operations of the Corporation.</P>

<P STYLE="margin: 0pt 0; font-size: 10pt">&nbsp;</P>

<P STYLE="margin: 0pt 0; font-size: 10pt">&nbsp;</P>

<P STYLE="margin: 0pt 0; font-size: 10pt">&nbsp;</P>

<TABLE CELLPADDING="0" CELLSPACING="0" STYLE="border-collapse: collapse; font: 10pt Times New Roman, Times, Serif; width: 100%">
<TR STYLE="vertical-align: top; text-align: left">
    <TD STYLE="width: 3%">By: </TD>
    <TD STYLE="width: 20%; border-bottom: Black 1.1pt solid">/s/Susan K. Cullen </TD>
    <TD STYLE="width: 77%">&nbsp;</TD></TR>
</TABLE>

<P STYLE="margin: 0pt 0; font-size: 10pt">Susan K. Cullen</P>

<P STYLE="margin: 0pt 0; font-size: 10pt">Chief Financial Officer</P>

<P STYLE="margin: 0pt 0; font-size: 10pt">March 15, 2016</P>



<P STYLE="margin: 0"></P>

</BODY>
</HTML>
</TEXT>
</DOCUMENT>
<DOCUMENT>
<TYPE>EX-101.INS
<SEQUENCE>13
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<DESCRIPTION>XBRL INSTANCE FILE
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    <link:loc xlink:type="locator" xlink:label="_DefinedBenefitPlanFairValueOfPlanAssets-c543_AsOf31Dec2015_InternationalBlendMember_RetirementPlanMember_usd" xlink:href="#_DefinedBenefitPlanFairValueOfPlanAssets-c543_AsOf31Dec2015_InternationalBlendMember_RetirementPlanMember_usd"/>
    <link:footnote xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/footnote" xlink:label="ftnt_5" xml:lang="en-US">Comprised of non-U.S. domiciled stocks. The portfolio will typically hold between 80 and 90 stocks.</link:footnote>
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    <link:loc xlink:type="locator" xlink:label="_DefinedBenefitPlanFairValueOfPlanAssets-c544_AsOf31Dec2015_InternationalBlendMember_RetirementPlanMember_FairValueInputsLevel1Member_usd" xlink:href="#_DefinedBenefitPlanFairValueOfPlanAssets-c544_AsOf31Dec2015_InternationalBlendMember_RetirementPlanMember_FairValueInputsLevel1Member_usd"/>
    <link:footnoteArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/fact-footnote" xlink:from="_DefinedBenefitPlanFairValueOfPlanAssets-c544_AsOf31Dec2015_InternationalBlendMember_RetirementPlanMember_FairValueInputsLevel1Member_usd" xlink:to="ftnt_5" order="1"/>
    <link:loc xlink:type="locator" xlink:label="_DefinedBenefitPlanFairValueOfPlanAssets-c545_AsOf31Dec2015_InternationalBlendMember_RetirementPlanMember_FairValueInputsLevel2Member_usd" xlink:href="#_DefinedBenefitPlanFairValueOfPlanAssets-c545_AsOf31Dec2015_InternationalBlendMember_RetirementPlanMember_FairValueInputsLevel2Member_usd"/>
    <link:footnoteArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/fact-footnote" xlink:from="_DefinedBenefitPlanFairValueOfPlanAssets-c545_AsOf31Dec2015_InternationalBlendMember_RetirementPlanMember_FairValueInputsLevel2Member_usd" xlink:to="ftnt_5" order="1"/>
    <link:loc xlink:type="locator" xlink:label="_DefinedBenefitPlanFairValueOfPlanAssets-c546_AsOf31Dec2015_InternationalBlendMember_RetirementPlanMember_FairValueInputsLevel3Member_usd" xlink:href="#_DefinedBenefitPlanFairValueOfPlanAssets-c546_AsOf31Dec2015_InternationalBlendMember_RetirementPlanMember_FairValueInputsLevel3Member_usd"/>
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    <link:loc xlink:type="locator" xlink:label="_DefinedBenefitPlanFairValueOfPlanAssets-c547_AsOf31Dec2015_PIMCOBondFundMember_RetirementPlanMember_usd" xlink:href="#_DefinedBenefitPlanFairValueOfPlanAssets-c547_AsOf31Dec2015_PIMCOBondFundMember_RetirementPlanMember_usd"/>
    <link:footnote xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/footnote" xlink:label="ftnt_6" xml:lang="en-US">Comprised of a portfolio of fixed income securities including U.S agency mortgage-backed securities and investment grade bonds.</link:footnote>
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    <link:loc xlink:type="locator" xlink:label="_DefinedBenefitPlanFairValueOfPlanAssets-c548_AsOf31Dec2015_PIMCOBondFundMember_RetirementPlanMember_FairValueInputsLevel1Member_usd" xlink:href="#_DefinedBenefitPlanFairValueOfPlanAssets-c548_AsOf31Dec2015_PIMCOBondFundMember_RetirementPlanMember_FairValueInputsLevel1Member_usd"/>
    <link:footnoteArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/fact-footnote" xlink:from="_DefinedBenefitPlanFairValueOfPlanAssets-c548_AsOf31Dec2015_PIMCOBondFundMember_RetirementPlanMember_FairValueInputsLevel1Member_usd" xlink:to="ftnt_6" order="1"/>
    <link:loc xlink:type="locator" xlink:label="_DefinedBenefitPlanFairValueOfPlanAssets-c549_AsOf31Dec2015_PIMCOBondFundMember_RetirementPlanMember_FairValueInputsLevel2Member_usd" xlink:href="#_DefinedBenefitPlanFairValueOfPlanAssets-c549_AsOf31Dec2015_PIMCOBondFundMember_RetirementPlanMember_FairValueInputsLevel2Member_usd"/>
    <link:footnoteArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/fact-footnote" xlink:from="_DefinedBenefitPlanFairValueOfPlanAssets-c549_AsOf31Dec2015_PIMCOBondFundMember_RetirementPlanMember_FairValueInputsLevel2Member_usd" xlink:to="ftnt_6" order="1"/>
    <link:loc xlink:type="locator" xlink:label="_DefinedBenefitPlanFairValueOfPlanAssets-c550_AsOf31Dec2015_PIMCOBondFundMember_RetirementPlanMember_FairValueInputsLevel3Member_usd" xlink:href="#_DefinedBenefitPlanFairValueOfPlanAssets-c550_AsOf31Dec2015_PIMCOBondFundMember_RetirementPlanMember_FairValueInputsLevel3Member_usd"/>
    <link:footnoteArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/fact-footnote" xlink:from="_DefinedBenefitPlanFairValueOfPlanAssets-c550_AsOf31Dec2015_PIMCOBondFundMember_RetirementPlanMember_FairValueInputsLevel3Member_usd" xlink:to="ftnt_6" order="1"/>
    <link:loc xlink:type="locator" xlink:label="_DefinedBenefitPlanFairValueOfPlanAssets-c551_AsOf31Dec2015_PrudentialShortTermMember_RetirementPlanMember_usd" xlink:href="#_DefinedBenefitPlanFairValueOfPlanAssets-c551_AsOf31Dec2015_PrudentialShortTermMember_RetirementPlanMember_usd"/>
    <link:footnote xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/footnote" xlink:label="ftnt_7" xml:lang="en-US">Comprised of money market instruments with an emphasis on safety and liquidity.</link:footnote>
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    <link:loc xlink:type="locator" xlink:label="_DefinedBenefitPlanFairValueOfPlanAssets-c552_AsOf31Dec2015_PrudentialShortTermMember_RetirementPlanMember_FairValueInputsLevel1Member_usd" xlink:href="#_DefinedBenefitPlanFairValueOfPlanAssets-c552_AsOf31Dec2015_PrudentialShortTermMember_RetirementPlanMember_FairValueInputsLevel1Member_usd"/>
    <link:footnoteArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/fact-footnote" xlink:from="_DefinedBenefitPlanFairValueOfPlanAssets-c552_AsOf31Dec2015_PrudentialShortTermMember_RetirementPlanMember_FairValueInputsLevel1Member_usd" xlink:to="ftnt_7" order="1"/>
    <link:loc xlink:type="locator" xlink:label="_DefinedBenefitPlanFairValueOfPlanAssets-c553_AsOf31Dec2015_PrudentialShortTermMember_RetirementPlanMember_FairValueInputsLevel2Member_usd" xlink:href="#_DefinedBenefitPlanFairValueOfPlanAssets-c553_AsOf31Dec2015_PrudentialShortTermMember_RetirementPlanMember_FairValueInputsLevel2Member_usd"/>
    <link:footnoteArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/fact-footnote" xlink:from="_DefinedBenefitPlanFairValueOfPlanAssets-c553_AsOf31Dec2015_PrudentialShortTermMember_RetirementPlanMember_FairValueInputsLevel2Member_usd" xlink:to="ftnt_7" order="1"/>
    <link:loc xlink:type="locator" xlink:label="_DefinedBenefitPlanFairValueOfPlanAssets-c554_AsOf31Dec2015_PrudentialShortTermMember_RetirementPlanMember_FairValueInputsLevel3Member_usd" xlink:href="#_DefinedBenefitPlanFairValueOfPlanAssets-c554_AsOf31Dec2015_PrudentialShortTermMember_RetirementPlanMember_FairValueInputsLevel3Member_usd"/>
    <link:footnoteArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/fact-footnote" xlink:from="_DefinedBenefitPlanFairValueOfPlanAssets-c554_AsOf31Dec2015_PrudentialShortTermMember_RetirementPlanMember_FairValueInputsLevel3Member_usd" xlink:to="ftnt_7" order="1"/>
    <link:loc xlink:type="locator" xlink:label="_DefinedBenefitPlanFairValueOfPlanAssets-c556_AsOf31Dec2014_USLargeCapGrowthMember_RetirementPlanMember_usd" xlink:href="#_DefinedBenefitPlanFairValueOfPlanAssets-c556_AsOf31Dec2014_USLargeCapGrowthMember_RetirementPlanMember_usd"/>
    <link:footnoteArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/fact-footnote" xlink:from="_DefinedBenefitPlanFairValueOfPlanAssets-c556_AsOf31Dec2014_USLargeCapGrowthMember_RetirementPlanMember_usd" xlink:to="ftnt_2" order="1"/>
    <link:loc xlink:type="locator" xlink:label="_DefinedBenefitPlanFairValueOfPlanAssets-c557_AsOf31Dec2014_USLargeCapGrowthMember_RetirementPlanMember_FairValueInputsLevel1Member_usd" xlink:href="#_DefinedBenefitPlanFairValueOfPlanAssets-c557_AsOf31Dec2014_USLargeCapGrowthMember_RetirementPlanMember_FairValueInputsLevel1Member_usd"/>
    <link:footnoteArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/fact-footnote" xlink:from="_DefinedBenefitPlanFairValueOfPlanAssets-c557_AsOf31Dec2014_USLargeCapGrowthMember_RetirementPlanMember_FairValueInputsLevel1Member_usd" xlink:to="ftnt_2" order="1"/>
    <link:loc xlink:type="locator" xlink:label="_DefinedBenefitPlanFairValueOfPlanAssets-c558_AsOf31Dec2014_USLargeCapGrowthMember_RetirementPlanMember_FairValueInputsLevel2Member_usd" xlink:href="#_DefinedBenefitPlanFairValueOfPlanAssets-c558_AsOf31Dec2014_USLargeCapGrowthMember_RetirementPlanMember_FairValueInputsLevel2Member_usd"/>
    <link:footnoteArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/fact-footnote" xlink:from="_DefinedBenefitPlanFairValueOfPlanAssets-c558_AsOf31Dec2014_USLargeCapGrowthMember_RetirementPlanMember_FairValueInputsLevel2Member_usd" xlink:to="ftnt_2" order="1"/>
    <link:loc xlink:type="locator" xlink:label="_DefinedBenefitPlanFairValueOfPlanAssets-c559_AsOf31Dec2014_USLargeCapGrowthMember_RetirementPlanMember_FairValueInputsLevel3Member_usd" xlink:href="#_DefinedBenefitPlanFairValueOfPlanAssets-c559_AsOf31Dec2014_USLargeCapGrowthMember_RetirementPlanMember_FairValueInputsLevel3Member_usd"/>
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    <link:loc xlink:type="locator" xlink:label="_DefinedBenefitPlanFairValueOfPlanAssets-c560_AsOf31Dec2014_USLargeCapValueMember_RetirementPlanMember_usd" xlink:href="#_DefinedBenefitPlanFairValueOfPlanAssets-c560_AsOf31Dec2014_USLargeCapValueMember_RetirementPlanMember_usd"/>
    <link:footnoteArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/fact-footnote" xlink:from="_DefinedBenefitPlanFairValueOfPlanAssets-c560_AsOf31Dec2014_USLargeCapValueMember_RetirementPlanMember_usd" xlink:to="ftnt_3" order="1"/>
    <link:loc xlink:type="locator" xlink:label="_DefinedBenefitPlanFairValueOfPlanAssets-c561_AsOf31Dec2014_USLargeCapValueMember_RetirementPlanMember_FairValueInputsLevel1Member_usd" xlink:href="#_DefinedBenefitPlanFairValueOfPlanAssets-c561_AsOf31Dec2014_USLargeCapValueMember_RetirementPlanMember_FairValueInputsLevel1Member_usd"/>
    <link:footnoteArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/fact-footnote" xlink:from="_DefinedBenefitPlanFairValueOfPlanAssets-c561_AsOf31Dec2014_USLargeCapValueMember_RetirementPlanMember_FairValueInputsLevel1Member_usd" xlink:to="ftnt_3" order="1"/>
    <link:loc xlink:type="locator" xlink:label="_DefinedBenefitPlanFairValueOfPlanAssets-c562_AsOf31Dec2014_USLargeCapValueMember_RetirementPlanMember_FairValueInputsLevel2Member_usd" xlink:href="#_DefinedBenefitPlanFairValueOfPlanAssets-c562_AsOf31Dec2014_USLargeCapValueMember_RetirementPlanMember_FairValueInputsLevel2Member_usd"/>
    <link:footnoteArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/fact-footnote" xlink:from="_DefinedBenefitPlanFairValueOfPlanAssets-c562_AsOf31Dec2014_USLargeCapValueMember_RetirementPlanMember_FairValueInputsLevel2Member_usd" xlink:to="ftnt_3" order="1"/>
    <link:loc xlink:type="locator" xlink:label="_DefinedBenefitPlanFairValueOfPlanAssets-c563_AsOf31Dec2014_USLargeCapValueMember_RetirementPlanMember_FairValueInputsLevel3Member_usd" xlink:href="#_DefinedBenefitPlanFairValueOfPlanAssets-c563_AsOf31Dec2014_USLargeCapValueMember_RetirementPlanMember_FairValueInputsLevel3Member_usd"/>
    <link:footnoteArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/fact-footnote" xlink:from="_DefinedBenefitPlanFairValueOfPlanAssets-c563_AsOf31Dec2014_USLargeCapValueMember_RetirementPlanMember_FairValueInputsLevel3Member_usd" xlink:to="ftnt_3" order="1"/>
    <link:loc xlink:type="locator" xlink:label="_DefinedBenefitPlanFairValueOfPlanAssets-c564_AsOf31Dec2014_USSmallCapBlendMember_RetirementPlanMember_usd" xlink:href="#_DefinedBenefitPlanFairValueOfPlanAssets-c564_AsOf31Dec2014_USSmallCapBlendMember_RetirementPlanMember_usd"/>
    <link:footnoteArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/fact-footnote" xlink:from="_DefinedBenefitPlanFairValueOfPlanAssets-c564_AsOf31Dec2014_USSmallCapBlendMember_RetirementPlanMember_usd" xlink:to="ftnt_4" order="1"/>
    <link:loc xlink:type="locator" xlink:label="_DefinedBenefitPlanFairValueOfPlanAssets-c565_AsOf31Dec2014_USSmallCapBlendMember_RetirementPlanMember_FairValueInputsLevel1Member_usd" xlink:href="#_DefinedBenefitPlanFairValueOfPlanAssets-c565_AsOf31Dec2014_USSmallCapBlendMember_RetirementPlanMember_FairValueInputsLevel1Member_usd"/>
    <link:footnoteArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/fact-footnote" xlink:from="_DefinedBenefitPlanFairValueOfPlanAssets-c565_AsOf31Dec2014_USSmallCapBlendMember_RetirementPlanMember_FairValueInputsLevel1Member_usd" xlink:to="ftnt_4" order="1"/>
    <link:loc xlink:type="locator" xlink:label="_DefinedBenefitPlanFairValueOfPlanAssets-c566_AsOf31Dec2014_USSmallCapBlendMember_RetirementPlanMember_FairValueInputsLevel2Member_usd" xlink:href="#_DefinedBenefitPlanFairValueOfPlanAssets-c566_AsOf31Dec2014_USSmallCapBlendMember_RetirementPlanMember_FairValueInputsLevel2Member_usd"/>
    <link:footnoteArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/fact-footnote" xlink:from="_DefinedBenefitPlanFairValueOfPlanAssets-c566_AsOf31Dec2014_USSmallCapBlendMember_RetirementPlanMember_FairValueInputsLevel2Member_usd" xlink:to="ftnt_4" order="1"/>
    <link:loc xlink:type="locator" xlink:label="_DefinedBenefitPlanFairValueOfPlanAssets-c567_AsOf31Dec2014_USSmallCapBlendMember_RetirementPlanMember_FairValueInputsLevel3Member_usd" xlink:href="#_DefinedBenefitPlanFairValueOfPlanAssets-c567_AsOf31Dec2014_USSmallCapBlendMember_RetirementPlanMember_FairValueInputsLevel3Member_usd"/>
    <link:footnoteArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/fact-footnote" xlink:from="_DefinedBenefitPlanFairValueOfPlanAssets-c567_AsOf31Dec2014_USSmallCapBlendMember_RetirementPlanMember_FairValueInputsLevel3Member_usd" xlink:to="ftnt_4" order="1"/>
    <link:loc xlink:type="locator" xlink:label="_DefinedBenefitPlanFairValueOfPlanAssets-c568_AsOf31Dec2014_InternationalBlendMember_RetirementPlanMember_usd" xlink:href="#_DefinedBenefitPlanFairValueOfPlanAssets-c568_AsOf31Dec2014_InternationalBlendMember_RetirementPlanMember_usd"/>
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    <link:loc xlink:type="locator" xlink:label="_DefinedBenefitPlanFairValueOfPlanAssets-c569_AsOf31Dec2014_InternationalBlendMember_RetirementPlanMember_FairValueInputsLevel1Member_usd" xlink:href="#_DefinedBenefitPlanFairValueOfPlanAssets-c569_AsOf31Dec2014_InternationalBlendMember_RetirementPlanMember_FairValueInputsLevel1Member_usd"/>
    <link:footnoteArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/fact-footnote" xlink:from="_DefinedBenefitPlanFairValueOfPlanAssets-c569_AsOf31Dec2014_InternationalBlendMember_RetirementPlanMember_FairValueInputsLevel1Member_usd" xlink:to="ftnt_5" order="1"/>
    <link:loc xlink:type="locator" xlink:label="_DefinedBenefitPlanFairValueOfPlanAssets-c570_AsOf31Dec2014_InternationalBlendMember_RetirementPlanMember_FairValueInputsLevel2Member_usd" xlink:href="#_DefinedBenefitPlanFairValueOfPlanAssets-c570_AsOf31Dec2014_InternationalBlendMember_RetirementPlanMember_FairValueInputsLevel2Member_usd"/>
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    <link:footnoteArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/fact-footnote" xlink:from="_DefinedBenefitPlanFairValueOfPlanAssets-c571_AsOf31Dec2014_InternationalBlendMember_RetirementPlanMember_FairValueInputsLevel3Member_usd" xlink:to="ftnt_5" order="1"/>
    <link:loc xlink:type="locator" xlink:label="_DefinedBenefitPlanFairValueOfPlanAssets-c572_AsOf31Dec2014_PIMCOBondFundMember_RetirementPlanMember_usd" xlink:href="#_DefinedBenefitPlanFairValueOfPlanAssets-c572_AsOf31Dec2014_PIMCOBondFundMember_RetirementPlanMember_usd"/>
    <link:footnoteArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/fact-footnote" xlink:from="_DefinedBenefitPlanFairValueOfPlanAssets-c572_AsOf31Dec2014_PIMCOBondFundMember_RetirementPlanMember_usd" xlink:to="ftnt_6" order="1"/>
    <link:loc xlink:type="locator" xlink:label="_DefinedBenefitPlanFairValueOfPlanAssets-c573_AsOf31Dec2014_PIMCOBondFundMember_RetirementPlanMember_FairValueInputsLevel1Member_usd" xlink:href="#_DefinedBenefitPlanFairValueOfPlanAssets-c573_AsOf31Dec2014_PIMCOBondFundMember_RetirementPlanMember_FairValueInputsLevel1Member_usd"/>
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    <link:loc xlink:type="locator" xlink:label="_DefinedBenefitPlanFairValueOfPlanAssets-c574_AsOf31Dec2014_PIMCOBondFundMember_RetirementPlanMember_FairValueInputsLevel2Member_usd" xlink:href="#_DefinedBenefitPlanFairValueOfPlanAssets-c574_AsOf31Dec2014_PIMCOBondFundMember_RetirementPlanMember_FairValueInputsLevel2Member_usd"/>
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  <us-gaap:NatureOfOperations contextRef="c2_From1Jan2015To31Dec2015">&lt;p style=&quot;font: 10pt Times New Roman, Times, Serif; margin: 0pt 0&quot;&gt;&lt;b&gt;1. Nature of Operations&lt;/b&gt;&lt;/p&gt;&lt;br/&gt;&lt;p style=&quot;font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify&quot;&gt;Flushing Financial Corporation (the &amp;#x201c;Holding Company&amp;#x201d;), a Delaware business corporation, is the bank holding company of its wholly-owned subsidiary Flushing Bank (the &amp;#x201c;Bank&amp;#x201d;). The Holding Company and its direct and indirect wholly-owned subsidiaries, including the Bank, Flushing Preferred Funding Corporation, Flushing Service Corporation, and FSB Properties Inc., are collectively herein referred to as the &amp;#x201c;Company.&amp;#x201d;&lt;/p&gt;&lt;br/&gt;&lt;p style=&quot;font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify&quot;&gt;&lt;font style=&quot;font-size: 10pt&quot;&gt;The Company&amp;#x2019;s principal business is attracting retail deposits from the general public and investing those deposits&lt;/font&gt; &lt;font style=&quot;font-size: 10pt&quot;&gt;together with funds generated from ongoing operations and borrowings, primarily in (1) originations and purchases of multi-family residential properties, commercial business loans, commercial real estate mortgage loans and, to a lesser extent, one-to-four family (focusing on mixed-use properties, which are properties that contain both residential dwelling units and commercial units); (2) construction loans, primarily for residential properties; (3) Small Business Administration (&amp;#x201c;SBA&amp;#x201d;) loans and other small business loans; (4) mortgage loan surrogates such as mortgage-backed securities; and (5) U.S. government securities, corporate fixed-income securities and other marketable securities. The Bank also originates certain other consumer loans including overdraft lines of credit. The Bank primarily conducts its business through nineteen full-service banking offices, nine of which are located in Queens County, three in Nassau County, five in Kings County (Brooklyn), and two in New York County (Manhattan), New York. The Bank also operates &amp;#x201c;iGObanking.com&amp;reg;&amp;#x201d;, an internet branch, offering checking, savings, money market and certificates of deposit accounts.&lt;/font&gt;&lt;/p&gt;&lt;br/&gt;</us-gaap:NatureOfOperations>
  <us-gaap:SignificantAccountingPoliciesTextBlock contextRef="c2_From1Jan2015To31Dec2015">&lt;p style=&quot;font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify&quot;&gt;&lt;b&gt;2. Summary of Significant Accounting Policies&lt;/b&gt;&lt;/p&gt;&lt;br/&gt;&lt;p style=&quot;font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify&quot;&gt;The accounting and reporting policies of the Company follow generally accepted accounting principles in the United States of America (&amp;#x201c;GAAP&amp;#x201d;) and general practices within the banking industry. The policies which materially affect the determination of the Company&amp;#x2019;s financial position, results of operations and cash flows are summarized below.&lt;/p&gt;&lt;br/&gt;&lt;p style=&quot;font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify&quot;&gt;&lt;b&gt;Principles of Consolidation:&lt;/b&gt;&lt;/p&gt;&lt;br/&gt;&lt;p style=&quot;font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify&quot;&gt;The accompanying consolidated financial statements include the accounts of the Holding Company and the following direct and indirect wholly-owned subsidiaries of the Holding Company: the Bank, Flushing Preferred Funding Corporation (&amp;#x201c;FPFC&amp;#x201d;), Flushing Service Corporation (&amp;#x201c;FSC&amp;#x201d;), and FSB Properties Inc. (&amp;#x201c;Properties&amp;#x201d;). FPFC is a real estate investment trust formed to hold a portion of the Bank&amp;#x2019;s mortgage loans to facilitate access to capital markets. FSC was formed to market insurance products and mutual funds. Properties is currently used to hold title to real estate owned acquired via foreclosure. Amounts held in a rabbi trust for certain non-qualified deferred compensation plans are included in the consolidated financial statements. All intercompany transactions and accounts are eliminated in consolidation. The Holding Company currently has three unconsolidated subsidiaries in the form of wholly-owned statutory business trusts, which were formed to issue guaranteed capital debentures (&amp;#x201c;capital securities&amp;#x201d;). See Note 9, &amp;#x201c;Borrowed Funds and Securities Sold Under Agreements to Repurchase,&amp;#x201d; for additional information regarding these trusts.&lt;/p&gt;&lt;br/&gt;&lt;p style=&quot;font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify&quot;&gt;&lt;b&gt;Use of Estimates:&lt;/b&gt;&lt;/p&gt;&lt;br/&gt;&lt;p style=&quot;font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify&quot;&gt;The preparation of financial statements in conformity with GAAP requires management to make estimates and assumptions that affect the reported amounts of assets and liabilities, and disclosure of contingent assets and liabilities at the date of the financial statements, and reported amounts of revenue and expenses during the reporting period. Estimates that are particularly susceptible to change in the near term are used in connection with the determination of the allowance for loan losses, the evaluation of goodwill for impairment, the review of the need for a valuation allowance of the Company&amp;#x2019;s deferred tax assets, the fair value of financial instruments including the evaluation of other-than-temporary impairment (&amp;#x201c;OTTI&amp;#x201d;) on securities. Actual results could differ from these estimates.&lt;/p&gt;&lt;br/&gt;&lt;p style=&quot;font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify&quot;&gt;&lt;b&gt;Cash and Cash Equivalents:&lt;/b&gt;&lt;/p&gt;&lt;br/&gt;&lt;p style=&quot;font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify&quot;&gt;For the purpose of reporting cash flows, the Company defines cash and due from banks, overnight interest-earning deposits and federal funds sold with original maturities of 90 days or less as cash and cash equivalents. At December 31, 2015 and 2014, the Company&amp;#x2019;s cash and cash equivalents totaled $42.4 million and $34.3 million, respectively. Included in cash and cash equivalents at those dates were $32.8 million and $23.0 million in interest-earning deposits in other financial institutions, primarily due from the Federal Reserve Bank of New York and the Federal Home Loan Bank of New York (&amp;#x201c;FHLB-NY&amp;#x201d;). The Bank is required to maintain cash reserves equal to a percentage of certain deposits. The reserve requirement is included in cash and cash equivalents and totaled $9.9 million and $7.5 million at December 31, 2015 and 2014, respectively.&lt;/p&gt;&lt;br/&gt;&lt;p style=&quot;font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify&quot;&gt;&lt;b&gt;Debt and Equity Securities:&lt;/b&gt;&lt;/p&gt;&lt;br/&gt;&lt;p style=&quot;font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify&quot;&gt;Securities are classified as held-to-maturity when management intends to hold the securities until maturity. Securities are classified as available for sale when management intends to hold the securities for an indefinite period of time or when the securities may be utilized for tactical asset/liability purposes and may be sold from time to time to effectively manage interest rate exposure and resultant prepayment risk and liquidity needs. Premiums and discounts are amortized or accreted, respectively, using the level-yield method. Realized gains and losses on the sales of securities are determined using the specific identification method. Unrealized gains and losses (other than unrealized losses considered other-than-temporary which are recognized in the Consolidated Statements of Income) on securities available for sale are excluded from earnings and reported as part of accumulated other comprehensive income, net of taxes. In estimating other-than-temporary impairment losses, management considers (1) the length of time and the extent to which the fair value has been less than amortized cost, (2) the current interest rate environment, (3) the financial condition and near-term prospects of the issuer, if applicable, and (4) the intent and ability of the Company to retain its investment in the issuer for a period of time sufficient to allow for any anticipated recovery in fair value. Other-than-temporary impairment losses for debt securities are measured using a discounted cash flow model. Other-than-temporary impairment losses for equity securities are measured using quoted market prices, when available, or, when market quotes are not available due to an illiquid market, we use an impairment model from a third party or quotes from investment brokers. See Note 6, &amp;#x201c;Debt and Equity Securities,&amp;#x201d; for additional information regarding other-than-temporary impairment for debt and equity securities.&lt;/p&gt;&lt;br/&gt;&lt;p style=&quot;font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify&quot;&gt;&lt;b&gt;Goodwill:&lt;/b&gt;&lt;/p&gt;&lt;br/&gt;&lt;p style=&quot;font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify&quot;&gt;Goodwill is presumed to have an indefinite life and is tested annually, or when certain conditions are met, for impairment. If the fair value of the reporting unit is greater than the goodwill amount, no further evaluation is required. If the fair value of the reporting unit is less than the goodwill amount, further evaluation would be required to compare the fair value of the reporting unit to the goodwill amount and determine if impairment is required.&lt;/p&gt;&lt;br/&gt;&lt;p style=&quot;font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify&quot;&gt;In performing the goodwill impairment testing, the Company has identified a single reporting unit. The Company performed the qualitative assessment in assessing the carrying value of goodwill as of December 31, 2015, and determined that there was no goodwill impairment. At December 31, 2015, the carrying amount of goodwill totaled $16.1 million. The identification of additional reporting units, the use of other valuation techniques and/or changes to input assumptions used in the analysis could result in materially different evaluations of goodwill impairment.&lt;/p&gt;&lt;br/&gt;&lt;p style=&quot;font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify&quot;&gt;&lt;b&gt;Loans:&lt;/b&gt;&lt;/p&gt;&lt;br/&gt;&lt;p style=&quot;font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify&quot;&gt;Loans are reported at their principal outstanding balance net of any unearned income, charge-offs, deferred loan fees and costs on originated loans and unamortized premiums or discounts on purchased loans. Interest on loans is recognized on the accrual basis. The accrual of income on loans is generally discontinued when certain factors, such as contractual delinquency of 90 days or more, indicate reasonable doubt as to the timely collectability of such income. Uncollected interest previously recognized on non-accrual loans is reversed from interest income at the time the loan is placed on non-accrual status. A non-accrual loan can be returned to accrual status when contractual delinquency returns to less than 90 days delinquent. Subsequent cash payments received on non-accrual loans that do not bring the loan to less than 90 days delinquent are recorded on a cash basis. Subsequent cash payments can also be applied first as a reduction of principal until all principal is recovered and then subsequently to interest, if in management&amp;#x2019;s opinion, it is evident that recovery of all principal due is unlikely to occur. Loan fees and certain loan origination costs are deferred. Net loan origination costs and premiums or discounts on loans are amortized into interest income over the contractual life of the loans using the level-yield method. Prepayment penalties received on loans which pay in full prior to their scheduled maturity are included in interest income in the period they are collected.&lt;/p&gt;&lt;br/&gt;&lt;p style=&quot;font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify&quot;&gt;The Bank may purchase loans to supplement originations. Loan purchases are evaluated at the time of purchase to determine the appropriate accounting treatment. Performing loans purchased at a premium/discount are recorded at the purchase price with the premium/discount, amortized/accredited into interest income over the life of the loan. All loans purchased during the years ended December 31, 2015 and 2014 were performing loans at the time of purchase and therefore were not considered impaired when purchased.&lt;/p&gt;&lt;br/&gt;&lt;p style=&quot;font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify&quot;&gt;&lt;b&gt;Allowance for Loan Losses:&lt;/b&gt;&lt;/p&gt;&lt;br/&gt;&lt;p style=&quot;font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify&quot;&gt;The Company maintains an allowance for loan losses at an amount which in management&amp;#x2019;s judgment, is adequate to absorb probable estimated losses inherent in the loan portfolio. Management&amp;#x2019;s judgment in determining the adequacy of the allowance for loan losses is based on evaluation of the collectability of loans. This evaluation is inherently subjective, as it requires estimates that are susceptible to significant revisions as more information becomes available.&lt;/p&gt;&lt;br/&gt;&lt;p style=&quot;font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify&quot;&gt;The allowance for loan losses is established through a provision for loan losses based on management&amp;#x2019;s evaluation of the risk inherent in the various components of the loan portfolio and other factors, including historical loan loss experience (which is updated quarterly), current economic conditions, delinquency and non-accrual trends, classified loan levels, risk in the portfolio and volumes and trends in loan types, recent trends in charge-offs, changes in underwriting standards, experience, ability and depth of the Company&amp;#x2019;s lenders, collection policies and experience, internal loan review function and other external factors. Additionally, the Company segregated the loans into two portfolios based on the loans year of origination. One portfolio was reviewed for loans originated after December 31, 2009 and a second portfolio for loans originated prior to January 1, 2010. Our decision to segregate the portfolio based upon origination dates was based on changes made in our underwriting standards during 2009. By the end of 2009, all loans were being underwritten based on revised and tightened underwriting standards. Loans originated prior to 2010 have a higher delinquency rate and loss history. Each of the years in the portfolio for loans originated prior to 2010 has a similar delinquency rate. The determination of the amount of the allowance for loan losses includes estimates that are susceptible to significant changes due to changes in appraisal values of collateral, national and local economic conditions and other factors. We review our loan portfolio by separate categories with similar risk and collateral characteristics. Impaired loans are segregated and reviewed separately. All non-accrual loans are classified impaired. &lt;font style=&quot;font-family: Times New Roman, Times, Serif&quot;&gt;The Company&amp;#x2019;s Board of Directors reviews and approves management&amp;#x2019;s evaluation of the adequacy of the allowance for loan losses on a quarterly basis.&lt;/font&gt;&lt;/p&gt;&lt;br/&gt;&lt;p style=&quot;font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify&quot;&gt;The allowance for loan losses is established through charges to earnings in the form of a provision for loan losses. Increases and decreases in the allowance for loan losses other than charge-offs and recoveries are included in the provision for loan losses. When a loan or a portion of a loan is determined to be uncollectible, the portion deemed uncollectible is charged against the allowance for loan losses, and subsequent recoveries, if any, are credited to the allowance for loan losses.&lt;/p&gt;&lt;br/&gt;&lt;p style=&quot;font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify&quot;&gt;The Company recognizes a loan as non-performing when the borrower has demonstrated the inability to bring the loan current, or due to other circumstances which, in management&amp;#x2019;s opinion, indicate the borrower will be unable to bring the loan current within a reasonable time. All loans classified as non-performing, which includes all loans past due 90 days or more, are classified as non-accrual unless there is, in our opinion, compelling evidence the borrower will bring the loan current in the immediate future. Appraisals are obtained and/or updated internal evaluations are prepared as soon as practical, but before the loan becomes 90 days delinquent. The loan balances of collateral dependent impaired loans are compared to the property&amp;#x2019;s updated fair value. The Company considers fair value of collateral dependent loans to be 85% of the appraised or internally estimated value of the property, except for taxi medallion loans. The fair value of the underlying collateral of taxi medallion loans is the most recent reported arm&amp;#x2019;s length transaction. The balance which exceeds fair value is generally charged-off. Management reviews the allowance for loan losses on a quarterly basis, and records as a provision or benefit the amount deemed appropriate, after considering items such as, current year charge-offs, charge-off trends, new loan production, current balance by particular loan categories, and delinquent loans by particular loan categories.&lt;/p&gt;&lt;br/&gt;&lt;p style=&quot;font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify&quot;&gt;A loan is considered impaired when, based upon current information, the Company believes it is probable that it will be unable to collect all amounts due, both principal and interest, in accordance with the original terms of the loan. Impaired loans are measured based on the present value of the expected future cash flows discounted at the loan&amp;#x2019;s effective interest rate or at the loan&amp;#x2019;s observable market price or, as a practical expedient, the fair value of the collateral if the loan is collateral dependent. Interest income on impaired loans is recorded on the cash basis. The Company&amp;#x2019;s management considers all non-accrual loans impaired.&lt;/p&gt;&lt;br/&gt;&lt;p style=&quot;font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify&quot;&gt;The Company reviews each impaired loan on an individual basis to determine if either a charge-off or a valuation allowance needs to be allocated to the loan. The Company does not charge-off or allocate a valuation allowance to loans for which management has concluded the current value of the underlying collateral will allow for recovery of the loan balance either through the sale of the loan or by foreclosure and sale of the property.&lt;/p&gt;&lt;br/&gt;&lt;p style=&quot;font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify&quot;&gt;The Company evaluates the underlying collateral through a third party appraisal, or when a third party appraisal is not available, the Company will use an internal evaluation. The internal evaluations are prepared using an income approach or a sales approach. The income approach is used for income producing properties and uses current revenues less operating expenses to determine the net cash flow of the property. Once the net cash flow is determined, the value of the property is calculated using an appropriate capitalization rate for the property. The sales approach uses comparable sales prices in the market. When an internal evaluation is used, we place greater reliance on the income approach to value the collateral.&lt;/p&gt;&lt;br/&gt;&lt;p style=&quot;font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify&quot;&gt;In preparing internal evaluations of property values, the Company seeks to obtain current data on the subject property from various sources, including: (1) the borrower; (2) copies of existing leases; (3) local real estate brokers and appraisers; (4) public records (such as real estate taxes and water and sewer charges); (5) comparable sales and rental data in the market; (6) an inspection of the property and (7) interviews with tenants. These internal evaluations primarily focus on the income approach and comparable sales data to value the property.&lt;/p&gt;&lt;br/&gt;&lt;p style=&quot;font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify&quot;&gt;As of December 31, 2015, we utilized recent third party appraisals of the collateral to measure impairment for $26.8 million, or 76.1%, of collateral dependent impaired loans, and used internal evaluations of the property&amp;#x2019;s value for $8.4 million, or 23.9%, of collateral dependent impaired loans.&lt;/p&gt;&lt;br/&gt;&lt;p style=&quot;font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify&quot;&gt;The Company may restructure a loan to enable a borrower experiencing financial difficulties to continue making payments when it is deemed to be in the Company&amp;#x2019;s best long-term interest. This restructure may include reducing the interest rate or amount of the monthly payment for a specified period of time, after which the interest rate and repayment terms revert to the original terms of the loan. We classify these loans as Troubled Debt Restructured (&amp;#x201c;TDR&amp;#x201d;).&lt;/p&gt;&lt;br/&gt;&lt;p style=&quot;font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify&quot;&gt;These restructurings have not included a reduction of principal balance. The Company believes that restructuring these loans in this manner will allow certain borrowers to become and remain current on their loans. All loans classified as TDR are considered impaired, however TDR loans which have been current for six consecutive months at the time they are restructured as TDR remain on accrual status and are not included as part of non-performing loans. Loans which were delinquent at the time they are restructured as a TDR are placed on non-accrual status and reported as non-performing loans until they have made timely payments for six consecutive months. Loans that are restructured as TDR but are not performing in accordance with the restructured terms are placed on non-accrual status and reported as non-performing loans.&lt;/p&gt;&lt;br/&gt;&lt;p style=&quot;font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify&quot;&gt;The allocation of a portion of the allowance for loan losses for a performing TDR loan is based upon the present value of the future expected cash flows discounted at the loan&amp;#x2019;s original effective rate, or for a non-performing TDR which is collateral dependent, the fair value of the collateral. At December 31, 2015, there were no commitments to lend additional funds to borrowers whose loans were modified to a TDR. The modification of loans to a TDR did not have a significant effect on our operating results, nor did it require a significant allocation of the allowance for loan losses.&lt;/p&gt;&lt;br/&gt;&lt;p style=&quot;font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify&quot;&gt;&lt;b&gt;Loans Held for Sale:&lt;/b&gt;&lt;/p&gt;&lt;br/&gt;&lt;p style=&quot;font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify&quot;&gt;Loans held for sale are carried at the lower of cost or estimated fair value. At December 31, 2015 and 2014, there were no loans classified as held for sale.&lt;/p&gt;&lt;br/&gt;&lt;p style=&quot;font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify&quot;&gt;&lt;b&gt;Bank Owned Life Insurance:&lt;/b&gt;&lt;/p&gt;&lt;br/&gt;&lt;p style=&quot;font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify&quot;&gt;Bank owned life insurance (&amp;#x201c;BOLI&amp;#x201d;) represents life insurance on the lives of certain employees who have provided positive consent allowing the Bank to be the beneficiary of such policies. BOLI is carried in the Consolidated Statements of Financial Condition at its cash surrender value. Increases in the cash value of the policies, as well as proceeds received, are recorded in other non-interest income, and are not subject to income taxes.&lt;/p&gt;&lt;br/&gt;&lt;p style=&quot;font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify&quot;&gt;&lt;b&gt;Other Real Estate Owned:&lt;/b&gt;&lt;/p&gt;&lt;br/&gt;&lt;p style=&quot;font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify&quot;&gt;Other real estate owned (&amp;#x201c;OREO&amp;#x201d;) consists of property acquired through foreclosure. These properties are carried at fair value. The fair value is based on appraised value through a current appraisal, or at times through an internal review, additionally adjusted by the estimated costs to sell the property. This determination is made on an individual asset basis. If the fair value of a property is less than the carrying amount, the difference is recognized as a valuation allowance. Further decreases to the estimated value will be charged directly to expense.&lt;/p&gt;&lt;br/&gt;&lt;p style=&quot;font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify&quot;&gt;&lt;b&gt;Bank Premises and Equipment:&lt;/b&gt;&lt;/p&gt;&lt;br/&gt;&lt;p style=&quot;font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify&quot;&gt;Bank premises and equipment are stated at cost, less depreciation accumulated on a straight-line basis over the estimated useful lives of the related assets (3 to 40 years). Leasehold improvements are amortized on a straight-line basis over the term of the related leases or the lives of the assets, whichever is shorter. Maintenance, repairs and minor improvements are charged to non-interest expense in the period incurred.&lt;/p&gt;&lt;br/&gt;&lt;p style=&quot;font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify&quot;&gt;&lt;b&gt;Federal Home Loan Bank Stock:&lt;/b&gt;&lt;/p&gt;&lt;br/&gt;&lt;p style=&quot;font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify&quot;&gt;The FHLB-NY has assigned to the Bank a mandated membership stock purchase, based on its asset size. In addition, for all borrowing activity, the Bank is required to purchase shares of FHLB-NY non-marketable capital stock at par. Such shares are redeemed by FHLB-NY at par with reductions in the Bank&amp;#x2019;s borrowing levels. The Bank carries its investment in FHLB-NY stock at historical cost. The Company periodically reviews its FHLB-NY stock to determine if impairment exists. At December 31, 2015, the Company considered among other things the earnings performance, credit rating and asset quality of the FHLB-NY. Based on this review, the Company did not consider the value of our investment in FHLB-NY stock to be impaired at December 31, 2015.&lt;/p&gt;&lt;br/&gt;&lt;p style=&quot;font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify&quot;&gt;&lt;b&gt;Securities Sold Under Agreements to Repurchase:&lt;/b&gt;&lt;/p&gt;&lt;br/&gt;&lt;p style=&quot;font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify&quot;&gt;Securities sold under agreements to repurchase are accounted for as collateralized financing and are carried at amounts at which the securities will be subsequently reacquired as specified in the respective agreements. Interest incurred under these agreements is included in other interest expense.&lt;/p&gt;&lt;br/&gt;&lt;p style=&quot;font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify&quot;&gt;&lt;b&gt;Income Taxes:&lt;/b&gt;&lt;/p&gt;&lt;br/&gt;&lt;p style=&quot;font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify&quot;&gt;Deferred income tax assets and liabilities are determined using the asset and liability (or balance sheet) method. Under this method, the net deferred tax asset or liability is determined based on the tax effects of the temporary differences between book and tax bases of the various balance sheet assets and liabilities. A deferred tax liability is recognized on all taxable temporary differences and a deferred tax asset is recognized on all deductible temporary differences and operating losses and tax credit carry-forwards. A valuation allowance is recognized to reduce the potential deferred tax asset if it is &amp;#x201c;more likely than not&amp;#x201d; that all or some portion of that potential deferred tax asset will not be realized. The Company must also take into account changes in tax laws or rates when valuing the deferred income tax amounts it carries on its Consolidated Statements of Financial Condition.&lt;/p&gt;&lt;br/&gt;&lt;p style=&quot;font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify&quot;&gt;&lt;b&gt;Stock Compensation Plans:&lt;/b&gt;&lt;/p&gt;&lt;br/&gt;&lt;p style=&quot;font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify&quot;&gt;The Company accounts for its stock based compensation using a fair-value-based measurement method for share-based payment transactions with employees and directors. The Company measures the cost of employee and directors services received in exchange for an award of an equity instrument based on the grant date fair value of the award. That cost is recognized over the period during which the employee and directors are required to provide services in exchange for the award. The requisite service period is usually the vesting period.&lt;/p&gt;&lt;br/&gt;&lt;p style=&quot;font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify&quot;&gt;&lt;b&gt;Benefit Plans:&lt;/b&gt;&lt;/p&gt;&lt;br/&gt;&lt;p style=&quot;font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify&quot;&gt;The Company sponsors a qualified pension, 401(k), and profit sharing plan for its employees. The Company also sponsors postretirement health care and life insurance benefits plans for its employees, a non-qualified deferred compensation plan for officers who have achieved the level of at least senior vice president, and a non-qualified pension plan for its outside directors.&lt;/p&gt;&lt;br/&gt;&lt;p style=&quot;font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify&quot;&gt;The Company recognizes the funded status of a benefit plan &amp;#x2013; measured as the difference between plan assets at fair value and the benefit obligation &amp;#x2013; in the Consolidated Statements of Financial Condition, with the unrecognized credits and charges recognized, net of taxes, as a component of accumulated other comprehensive 1oss. These credits or charges arose as a result of gains or losses and prior service costs or credits that arose during prior periods but were not recognized as components of net periodic benefit cost.&lt;/p&gt;&lt;br/&gt;&lt;p style=&quot;font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify&quot;&gt;&lt;b&gt;Treasury Stock:&lt;/b&gt;&lt;/p&gt;&lt;br/&gt;&lt;p style=&quot;font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify&quot;&gt;The Company records treasury stock at cost. Treasury stock is reissued at average cost.&lt;/p&gt;&lt;br/&gt;&lt;p style=&quot;font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify&quot;&gt;&lt;b&gt;Derivatives:&lt;/b&gt;&lt;/p&gt;&lt;br/&gt;&lt;p style=&quot;font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify&quot;&gt;Derivatives are required to be recorded on the Consolidated Statements of Financial Condition at fair value. The Company records derivatives on a gross basis in &amp;#x201c;Other assets&amp;#x201d; and &amp;#x201c;Other liabilities&amp;#x201d; in the Consolidated Statements of Financial Condition. The accounting for changes in value of a derivative depends on whether or not the transaction has been designated and qualifies for hedge accounting. Derivatives that are not designated as hedges are reported and measured at fair value through earnings.&lt;/p&gt;&lt;br/&gt;&lt;p style=&quot;font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify&quot;&gt;To qualify for hedge accounting, a derivative must be highly effective at reducing the risk associated with the exposure being hedged. In addition, for a derivative to be designated as a hedge, the risk management objective and strategy must be documented. Hedge documentation must identify the derivative hedging instrument, the asset or liability or forecasted transaction and type of risk to be hedged, and how the effectiveness of the derivative is assessed &lt;font style=&quot;font-family: Times New Roman, Times, Serif&quot;&gt;prospectively and retrospectively. The extent to which a derivative has been, and is expected to continue to be, effective at offsetting changes in the fair value of the hedged item must be assessed and documented at least quarterly. Any hedge ineffectiveness (i.e., the amount by which the gain or loss on the designated derivative instrument does not exactly offset the change in the hedged item attributable to the hedged risk) must be reported in current-period earnings. If it is determined that a derivative is not highly effective at hedging the designated exposure, hedge accounting is discontinued.&lt;/font&gt;&lt;/p&gt;&lt;br/&gt;&lt;p style=&quot;font: 10pt Times New Roman, Times, Serif; margin: 0pt 0&quot;&gt;&lt;b&gt;Comprehensive Income&lt;/b&gt;&lt;/p&gt;&lt;br/&gt;&lt;p style=&quot;font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify&quot;&gt;Comprehensive income consists of net income and other comprehensive income (loss).&amp;nbsp;Other comprehensive income (loss) includes changes in unrealized gains and losses on securities available for sale arising during the period, adjustments to net periodic pension costs and reclassification adjustments for realized gains and losses on securities available for sale and OTTI charges included in net income.&lt;/p&gt;&lt;br/&gt;&lt;p style=&quot;font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify&quot;&gt;&lt;b&gt;Segment Reporting:&lt;/b&gt;&lt;/p&gt;&lt;br/&gt;&lt;p style=&quot;font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify&quot;&gt;Management views the Company as operating as a single unit, a community bank. Therefore, segment information is not provided.&lt;/p&gt;&lt;br/&gt;&lt;p style=&quot;font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify&quot;&gt;&lt;b&gt;Advertising Expense:&lt;/b&gt;&lt;/p&gt;&lt;br/&gt;&lt;p style=&quot;font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify&quot;&gt;Costs associated with advertising are expensed as incurred. The Company recorded advertising expenses of $2.1 million, $1.8 million and $1.9 million for the years ended December 31, 2015, 2014 and 2013, respectively.&lt;/p&gt;&lt;br/&gt;&lt;p style=&quot;font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify&quot;&gt;&lt;b&gt;Earnings per Common Share:&lt;/b&gt;&lt;/p&gt;&lt;br/&gt;&lt;p style=&quot;font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify&quot;&gt;Basic earnings per common share is computed by dividing net income available to common shareholders by the total weighted average number of common shares outstanding, which includes unvested participating securities. Unvested share-based payment awards that contain non-forfeitable rights to dividends or dividend equivalents (whether paid or unpaid) are participating securities and as such are included in the calculation of earnings per share. The Company&amp;#x2019;s unvested restricted stock and restricted stock unit awards are considered participating securities. Therefore, weighted average common shares outstanding used for computing basic earnings per common share includes common shares outstanding plus unvested restricted stock and restricted stock unit awards. The computation of diluted earnings per share includes the additional dilutive effect of stock options outstanding and other common stock equivalents during the period. Common stock equivalents that are anti-dilutive are not included in the computation of diluted earnings per common share. The numerator for calculating basic and diluted earnings per common share is net income available to common shareholders. The shares held in the Company&amp;#x2019;s Employee Benefit Trust are not included in shares outstanding for purposes of calculating earnings per common share.&lt;/p&gt;&lt;br/&gt;&lt;p style=&quot;font: 10pt Times New Roman, Times, Serif; margin: 0pt 0.25in 0pt 0; text-align: justify&quot;&gt;Earnings per common share have been computed based on the following, for the years ended December 31:&lt;/p&gt;&lt;br/&gt;&lt;table cellpadding=&quot;0&quot; cellspacing=&quot;0&quot; style=&quot;border-collapse: collapse; width: 100%; font: 10pt Times New Roman, Times, Serif&quot;&gt;

      &lt;tr style=&quot;vertical-align: bottom&quot;&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;padding-bottom: 1pt&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td colspan=&quot;3&quot; style=&quot;text-align: center; border-bottom: Black 1pt solid&quot;&gt;2015&lt;/td&gt;
       &lt;td style=&quot;padding-bottom: 1pt&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td colspan=&quot;3&quot; style=&quot;text-align: center; border-bottom: Black 1pt solid&quot;&gt;2014&lt;/td&gt;
       &lt;td style=&quot;padding-bottom: 1pt&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td colspan=&quot;3&quot; style=&quot;text-align: center; border-bottom: Black 1pt solid&quot;&gt;2013&lt;/td&gt;
      &lt;/tr&gt;
      &lt;tr style=&quot;vertical-align: bottom&quot;&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;font-style: italic&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td colspan=&quot;11&quot; style=&quot;font-style: italic; text-align: center&quot;&gt;(In thousands, except per share data)&lt;/td&gt;
      &lt;/tr&gt;
      &lt;tr style=&quot;vertical-align: bottom; background-color: rgb(204,238,255)&quot;&gt;
       &lt;td style=&quot;width: 61%; text-align: left; padding-bottom: 2.25pt&quot;&gt;Net income, as reported&lt;/td&gt;
       &lt;td style=&quot;width: 1%; padding-bottom: 2.25pt&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;width: 1%; border-bottom: Black 2.25pt double; text-align: left&quot;&gt;$&lt;/td&gt;
       &lt;td style=&quot;width: 10%; border-bottom: Black 2.25pt double; text-align: right&quot;&gt;46,209&lt;/td&gt;
       &lt;td style=&quot;width: 1%; border-bottom: Black 2.25pt double; text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;width: 1%; padding-bottom: 2.25pt&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;width: 1%; border-bottom: Black 2.25pt double; text-align: left&quot;&gt;$&lt;/td&gt;
       &lt;td style=&quot;width: 10%; border-bottom: Black 2.25pt double; text-align: right&quot;&gt;44,239&lt;/td&gt;
       &lt;td style=&quot;width: 1%; border-bottom: Black 2.25pt double; text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;width: 1%; padding-bottom: 2.25pt&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;width: 1%; border-bottom: Black 2.25pt double; text-align: left&quot;&gt;$&lt;/td&gt;
       &lt;td style=&quot;width: 10%; border-bottom: Black 2.25pt double; text-align: right&quot;&gt;37,752&lt;/td&gt;
       &lt;td style=&quot;width: 1%; border-bottom: Black 2.25pt double; text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;/tr&gt;
      &lt;tr style=&quot;vertical-align: bottom; background-color: White&quot;&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;Divided by:&lt;/td&gt;
       &lt;td&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: right&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: right&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: right&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;/tr&gt;
      &lt;tr style=&quot;vertical-align: bottom; background-color: rgb(204,238,255)&quot;&gt;
       &lt;td style=&quot;text-align: left; padding-left: 10pt&quot;&gt;Weighted average common shares outstanding&lt;/td&gt;
       &lt;td&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: right&quot;&gt;29,106&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: right&quot;&gt;29,788&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: right&quot;&gt;30,047&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;/tr&gt;
      &lt;tr style=&quot;vertical-align: bottom; background-color: White&quot;&gt;
       &lt;td style=&quot;text-align: left; padding-bottom: 1pt; padding-left: 10pt&quot;&gt;Weighted average common stock equivalents&lt;/td&gt;
       &lt;td style=&quot;padding-bottom: 1pt&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;border-bottom: Black 1pt solid; text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;border-bottom: Black 1pt solid; text-align: right&quot;&gt;20&lt;/td&gt;
       &lt;td style=&quot;border-bottom: Black 1pt solid; text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;padding-bottom: 1pt&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;border-bottom: Black 1pt solid; text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;border-bottom: Black 1pt solid; text-align: right&quot;&gt;29&lt;/td&gt;
       &lt;td style=&quot;border-bottom: Black 1pt solid; text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;padding-bottom: 1pt&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;border-bottom: Black 1pt solid; text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;border-bottom: Black 1pt solid; text-align: right&quot;&gt;26&lt;/td&gt;
       &lt;td style=&quot;border-bottom: Black 1pt solid; text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;/tr&gt;
      &lt;tr style=&quot;vertical-align: bottom; background-color: rgb(204,238,255)&quot;&gt;
       &lt;td style=&quot;text-align: left; padding-bottom: 2.25pt; padding-left: 20pt; text-indent: -10pt&quot;&gt;Total weighted average common shares outstanding and common stock equivalents&lt;/td&gt;
       &lt;td style=&quot;padding-bottom: 2.25pt&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;border-bottom: Black 2.25pt double; text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;border-bottom: Black 2.25pt double; text-align: right&quot;&gt;29,126&lt;/td&gt;
       &lt;td style=&quot;border-bottom: Black 2.25pt double; text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;padding-bottom: 2.25pt&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;border-bottom: Black 2.25pt double; text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;border-bottom: Black 2.25pt double; text-align: right&quot;&gt;29,817&lt;/td&gt;
       &lt;td style=&quot;border-bottom: Black 2.25pt double; text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;padding-bottom: 2.25pt&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;border-bottom: Black 2.25pt double; text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;border-bottom: Black 2.25pt double; text-align: right&quot;&gt;30,073&lt;/td&gt;
       &lt;td style=&quot;border-bottom: Black 2.25pt double; text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;/tr&gt;
      &lt;tr style=&quot;vertical-align: bottom; background-color: White&quot;&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: right&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: right&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: right&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;/tr&gt;
      &lt;tr style=&quot;vertical-align: bottom; background-color: rgb(204,238,255)&quot;&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;Basic earnings per common share&lt;/td&gt;
       &lt;td&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;$&lt;/td&gt;
       &lt;td style=&quot;text-align: right&quot;&gt;1.59&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;$&lt;/td&gt;
       &lt;td style=&quot;text-align: right&quot;&gt;1.49&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;$&lt;/td&gt;
       &lt;td style=&quot;text-align: right&quot;&gt;1.26&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;/tr&gt;
      &lt;tr style=&quot;vertical-align: bottom; background-color: White&quot;&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;Diluted earnings per common share&lt;/td&gt;
       &lt;td&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;$&lt;/td&gt;
       &lt;td style=&quot;text-align: right&quot;&gt;1.59&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;$&lt;/td&gt;
       &lt;td style=&quot;text-align: right&quot;&gt;1.48&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;$&lt;/td&gt;
       &lt;td style=&quot;text-align: right&quot;&gt;1.26&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;/tr&gt;
      &lt;tr style=&quot;vertical-align: bottom; background-color: rgb(204,238,255)&quot;&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;Dividend Payout ratio&lt;/td&gt;
       &lt;td&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: right&quot;&gt;40.3&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;%&lt;/td&gt;
       &lt;td&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: right&quot;&gt;40.3&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;%&lt;/td&gt;
       &lt;td&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: right&quot;&gt;41.3&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;%&lt;/td&gt;
      &lt;/tr&gt;

    &lt;/table&gt;&lt;br/&gt;&lt;p style=&quot;font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify&quot;&gt;There were no options that were anti-dilutive for the years ended December 31, 2015 and 2014. Options to purchase 151,900 shares, at an average exercise price of $18.55 are anti-dilutive and were not included in the computation of diluted earnings per common share for the year ended December 31, 2013.&lt;/p&gt;&lt;br/&gt;</us-gaap:SignificantAccountingPoliciesTextBlock>
  <us-gaap:ConsolidationPolicyTextBlock contextRef="c2_From1Jan2015To31Dec2015">&lt;p style=&quot;font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify&quot;&gt;&lt;b&gt;Principles of Consolidation:&lt;/b&gt;&lt;/p&gt;&lt;br/&gt;&lt;p style=&quot;font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify&quot;&gt;The accompanying consolidated financial statements include the accounts of the Holding Company and the following direct and indirect wholly-owned subsidiaries of the Holding Company: the Bank, Flushing Preferred Funding Corporation (&amp;#x201c;FPFC&amp;#x201d;), Flushing Service Corporation (&amp;#x201c;FSC&amp;#x201d;), and FSB Properties Inc. (&amp;#x201c;Properties&amp;#x201d;). FPFC is a real estate investment trust formed to hold a portion of the Bank&amp;#x2019;s mortgage loans to facilitate access to capital markets. FSC was formed to market insurance products and mutual funds. Properties is currently used to hold title to real estate owned acquired via foreclosure. Amounts held in a rabbi trust for certain non-qualified deferred compensation plans are included in the consolidated financial statements. All intercompany transactions and accounts are eliminated in consolidation. The Holding Company currently has three unconsolidated subsidiaries in the form of wholly-owned statutory business trusts, which were formed to issue guaranteed capital debentures (&amp;#x201c;capital securities&amp;#x201d;). See Note 9, &amp;#x201c;Borrowed Funds and Securities Sold Under Agreements to Repurchase,&amp;#x201d; for additional information regarding these trusts.&lt;/p&gt;</us-gaap:ConsolidationPolicyTextBlock>
  <us-gaap:UseOfEstimates contextRef="c2_From1Jan2015To31Dec2015">&lt;p style=&quot;font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify&quot;&gt;&lt;b&gt;Use of Estimates:&lt;/b&gt;&lt;/p&gt;&lt;br/&gt;&lt;p style=&quot;font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify&quot;&gt;The preparation of financial statements in conformity with GAAP requires management to make estimates and assumptions that affect the reported amounts of assets and liabilities, and disclosure of contingent assets and liabilities at the date of the financial statements, and reported amounts of revenue and expenses during the reporting period. Estimates that are particularly susceptible to change in the near term are used in connection with the determination of the allowance for loan losses, the evaluation of goodwill for impairment, the review of the need for a valuation allowance of the Company&amp;#x2019;s deferred tax assets, the fair value of financial instruments including the evaluation of other-than-temporary impairment (&amp;#x201c;OTTI&amp;#x201d;) on securities. Actual results could differ from these estimates.&lt;/p&gt;</us-gaap:UseOfEstimates>
  <us-gaap:CashAndCashEquivalentsPolicyTextBlock contextRef="c2_From1Jan2015To31Dec2015">&lt;p style=&quot;font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify&quot;&gt;&lt;b&gt;Cash and Cash Equivalents:&lt;/b&gt;&lt;/p&gt;&lt;br/&gt;&lt;p style=&quot;font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify&quot;&gt;For the purpose of reporting cash flows, the Company defines cash and due from banks, overnight interest-earning deposits and federal funds sold with original maturities of 90 days or less as cash and cash equivalents. At December 31, 2015 and 2014, the Company&amp;#x2019;s cash and cash equivalents totaled $42.4 million and $34.3 million, respectively. Included in cash and cash equivalents at those dates were $32.8 million and $23.0 million in interest-earning deposits in other financial institutions, primarily due from the Federal Reserve Bank of New York and the Federal Home Loan Bank of New York (&amp;#x201c;FHLB-NY&amp;#x201d;). The Bank is required to maintain cash reserves equal to a percentage of certain deposits. The reserve requirement is included in cash and cash equivalents and totaled $9.9 million and $7.5 million at December 31, 2015 and 2014, respectively.&lt;/p&gt;</us-gaap:CashAndCashEquivalentsPolicyTextBlock>
  <us-gaap:InterestBearingDepositsInBanks unitRef="usd" contextRef="c0_AsOf31Dec2015" decimals="-5">32800000</us-gaap:InterestBearingDepositsInBanks>
  <us-gaap:InterestBearingDepositsInBanks unitRef="usd" contextRef="c1_AsOf31Dec2014" decimals="-5">23000000</us-gaap:InterestBearingDepositsInBanks>
  <us-gaap:CashReserveDepositRequiredAndMade unitRef="usd" contextRef="c0_AsOf31Dec2015" decimals="-5">9900000</us-gaap:CashReserveDepositRequiredAndMade>
  <us-gaap:CashReserveDepositRequiredAndMade unitRef="usd" contextRef="c1_AsOf31Dec2014" decimals="-5">7500000</us-gaap:CashReserveDepositRequiredAndMade>
  <us-gaap:MarketableSecuritiesAvailableForSaleSecuritiesPolicy contextRef="c2_From1Jan2015To31Dec2015">&lt;p style=&quot;font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify&quot;&gt;&lt;b&gt;Debt and Equity Securities:&lt;/b&gt;&lt;/p&gt;&lt;br/&gt;&lt;p style=&quot;font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify&quot;&gt;Securities are classified as held-to-maturity when management intends to hold the securities until maturity. Securities are classified as available for sale when management intends to hold the securities for an indefinite period of time or when the securities may be utilized for tactical asset/liability purposes and may be sold from time to time to effectively manage interest rate exposure and resultant prepayment risk and liquidity needs. Premiums and discounts are amortized or accreted, respectively, using the level-yield method. Realized gains and losses on the sales of securities are determined using the specific identification method. Unrealized gains and losses (other than unrealized losses considered other-than-temporary which are recognized in the Consolidated Statements of Income) on securities available for sale are excluded from earnings and reported as part of accumulated other comprehensive income, net of taxes. In estimating other-than-temporary impairment losses, management considers (1) the length of time and the extent to which the fair value has been less than amortized cost, (2) the current interest rate environment, (3) the financial condition and near-term prospects of the issuer, if applicable, and (4) the intent and ability of the Company to retain its investment in the issuer for a period of time sufficient to allow for any anticipated recovery in fair value. Other-than-temporary impairment losses for debt securities are measured using a discounted cash flow model. Other-than-temporary impairment losses for equity securities are measured using quoted market prices, when available, or, when market quotes are not available due to an illiquid market, we use an impairment model from a third party or quotes from investment brokers. See Note 6, &amp;#x201c;Debt and Equity Securities,&amp;#x201d; for additional information regarding other-than-temporary impairment for debt and equity securities.&lt;/p&gt;</us-gaap:MarketableSecuritiesAvailableForSaleSecuritiesPolicy>
  <us-gaap:GoodwillAndIntangibleAssetsGoodwillPolicy contextRef="c2_From1Jan2015To31Dec2015">&lt;p style=&quot;font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify&quot;&gt;&lt;b&gt;Goodwill:&lt;/b&gt;&lt;/p&gt;&lt;br/&gt;&lt;p style=&quot;font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify&quot;&gt;Goodwill is presumed to have an indefinite life and is tested annually, or when certain conditions are met, for impairment. If the fair value of the reporting unit is greater than the goodwill amount, no further evaluation is required. If the fair value of the reporting unit is less than the goodwill amount, further evaluation would be required to compare the fair value of the reporting unit to the goodwill amount and determine if impairment is required.&lt;/p&gt;&lt;br/&gt;&lt;p style=&quot;font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify&quot;&gt;In performing the goodwill impairment testing, the Company has identified a single reporting unit. The Company performed the qualitative assessment in assessing the carrying value of goodwill as of December 31, 2015, and determined that there was no goodwill impairment. At December 31, 2015, the carrying amount of goodwill totaled $16.1 million. The identification of additional reporting units, the use of other valuation techniques and/or changes to input assumptions used in the analysis could result in materially different evaluations of goodwill impairment.&lt;/p&gt;</us-gaap:GoodwillAndIntangibleAssetsGoodwillPolicy>
  <us-gaap:GoodwillImpairmentLoss unitRef="usd" contextRef="c2_From1Jan2015To31Dec2015" decimals="0">0</us-gaap:GoodwillImpairmentLoss>
  <us-gaap:FinanceLoansAndLeasesReceivablePolicy contextRef="c2_From1Jan2015To31Dec2015">&lt;p style=&quot;font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify&quot;&gt;&lt;b&gt;Loans:&lt;/b&gt;&lt;/p&gt;&lt;br/&gt;&lt;p style=&quot;font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify&quot;&gt;Loans are reported at their principal outstanding balance net of any unearned income, charge-offs, deferred loan fees and costs on originated loans and unamortized premiums or discounts on purchased loans. Interest on loans is recognized on the accrual basis. The accrual of income on loans is generally discontinued when certain factors, such as contractual delinquency of 90 days or more, indicate reasonable doubt as to the timely collectability of such income. Uncollected interest previously recognized on non-accrual loans is reversed from interest income at the time the loan is placed on non-accrual status. A non-accrual loan can be returned to accrual status when contractual delinquency returns to less than 90 days delinquent. Subsequent cash payments received on non-accrual loans that do not bring the loan to less than 90 days delinquent are recorded on a cash basis. Subsequent cash payments can also be applied first as a reduction of principal until all principal is recovered and then subsequently to interest, if in management&amp;#x2019;s opinion, it is evident that recovery of all principal due is unlikely to occur. Loan fees and certain loan origination costs are deferred. Net loan origination costs and premiums or discounts on loans are amortized into interest income over the contractual life of the loans using the level-yield method. Prepayment penalties received on loans which pay in full prior to their scheduled maturity are included in interest income in the period they are collected.&lt;/p&gt;&lt;br/&gt;&lt;p style=&quot;font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify&quot;&gt;The Bank may purchase loans to supplement originations. Loan purchases are evaluated at the time of purchase to determine the appropriate accounting treatment. Performing loans purchased at a premium/discount are recorded at the purchase price with the premium/discount, amortized/accredited into interest income over the life of the loan. All loans purchased during the years ended December 31, 2015 and 2014 were performing loans at the time of purchase and therefore were not considered impaired when purchased.&lt;/p&gt;</us-gaap:FinanceLoansAndLeasesReceivablePolicy>
  <us-gaap:LoansAndLeasesReceivableAllowanceForLoanLossesPolicy contextRef="c2_From1Jan2015To31Dec2015">&lt;p style=&quot;font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify&quot;&gt;&lt;b&gt;Allowance for Loan Losses:&lt;/b&gt;&lt;/p&gt;&lt;br/&gt;&lt;p style=&quot;font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify&quot;&gt;The Company maintains an allowance for loan losses at an amount which in management&amp;#x2019;s judgment, is adequate to absorb probable estimated losses inherent in the loan portfolio. Management&amp;#x2019;s judgment in determining the adequacy of the allowance for loan losses is based on evaluation of the collectability of loans. This evaluation is inherently subjective, as it requires estimates that are susceptible to significant revisions as more information becomes available.&lt;/p&gt;&lt;br/&gt;&lt;p style=&quot;font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify&quot;&gt;The allowance for loan losses is established through a provision for loan losses based on management&amp;#x2019;s evaluation of the risk inherent in the various components of the loan portfolio and other factors, including historical loan loss experience (which is updated quarterly), current economic conditions, delinquency and non-accrual trends, classified loan levels, risk in the portfolio and volumes and trends in loan types, recent trends in charge-offs, changes in underwriting standards, experience, ability and depth of the Company&amp;#x2019;s lenders, collection policies and experience, internal loan review function and other external factors. Additionally, the Company segregated the loans into two portfolios based on the loans year of origination. One portfolio was reviewed for loans originated after December 31, 2009 and a second portfolio for loans originated prior to January 1, 2010. Our decision to segregate the portfolio based upon origination dates was based on changes made in our underwriting standards during 2009. By the end of 2009, all loans were being underwritten based on revised and tightened underwriting standards. Loans originated prior to 2010 have a higher delinquency rate and loss history. Each of the years in the portfolio for loans originated prior to 2010 has a similar delinquency rate. The determination of the amount of the allowance for loan losses includes estimates that are susceptible to significant changes due to changes in appraisal values of collateral, national and local economic conditions and other factors. We review our loan portfolio by separate categories with similar risk and collateral characteristics. Impaired loans are segregated and reviewed separately. All non-accrual loans are classified impaired. &lt;font style=&quot;font-family: Times New Roman, Times, Serif&quot;&gt;The Company&amp;#x2019;s Board of Directors reviews and approves management&amp;#x2019;s evaluation of the adequacy of the allowance for loan losses on a quarterly basis.&lt;/font&gt;&lt;/p&gt;&lt;br/&gt;&lt;p style=&quot;font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify&quot;&gt;The allowance for loan losses is established through charges to earnings in the form of a provision for loan losses. Increases and decreases in the allowance for loan losses other than charge-offs and recoveries are included in the provision for loan losses. When a loan or a portion of a loan is determined to be uncollectible, the portion deemed uncollectible is charged against the allowance for loan losses, and subsequent recoveries, if any, are credited to the allowance for loan losses.&lt;/p&gt;&lt;br/&gt;&lt;p style=&quot;font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify&quot;&gt;The Company recognizes a loan as non-performing when the borrower has demonstrated the inability to bring the loan current, or due to other circumstances which, in management&amp;#x2019;s opinion, indicate the borrower will be unable to bring the loan current within a reasonable time. All loans classified as non-performing, which includes all loans past due 90 days or more, are classified as non-accrual unless there is, in our opinion, compelling evidence the borrower will bring the loan current in the immediate future. Appraisals are obtained and/or updated internal evaluations are prepared as soon as practical, but before the loan becomes 90 days delinquent. The loan balances of collateral dependent impaired loans are compared to the property&amp;#x2019;s updated fair value. The Company considers fair value of collateral dependent loans to be 85% of the appraised or internally estimated value of the property, except for taxi medallion loans. The fair value of the underlying collateral of taxi medallion loans is the most recent reported arm&amp;#x2019;s length transaction. The balance which exceeds fair value is generally charged-off. Management reviews the allowance for loan losses on a quarterly basis, and records as a provision or benefit the amount deemed appropriate, after considering items such as, current year charge-offs, charge-off trends, new loan production, current balance by particular loan categories, and delinquent loans by particular loan categories.&lt;/p&gt;&lt;br/&gt;&lt;p style=&quot;font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify&quot;&gt;A loan is considered impaired when, based upon current information, the Company believes it is probable that it will be unable to collect all amounts due, both principal and interest, in accordance with the original terms of the loan. Impaired loans are measured based on the present value of the expected future cash flows discounted at the loan&amp;#x2019;s effective interest rate or at the loan&amp;#x2019;s observable market price or, as a practical expedient, the fair value of the collateral if the loan is collateral dependent. Interest income on impaired loans is recorded on the cash basis. The Company&amp;#x2019;s management considers all non-accrual loans impaired.&lt;/p&gt;&lt;br/&gt;&lt;p style=&quot;font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify&quot;&gt;The Company reviews each impaired loan on an individual basis to determine if either a charge-off or a valuation allowance needs to be allocated to the loan. The Company does not charge-off or allocate a valuation allowance to loans for which management has concluded the current value of the underlying collateral will allow for recovery of the loan balance either through the sale of the loan or by foreclosure and sale of the property.&lt;/p&gt;&lt;br/&gt;&lt;p style=&quot;font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify&quot;&gt;The Company evaluates the underlying collateral through a third party appraisal, or when a third party appraisal is not available, the Company will use an internal evaluation. The internal evaluations are prepared using an income approach or a sales approach. The income approach is used for income producing properties and uses current revenues less operating expenses to determine the net cash flow of the property. Once the net cash flow is determined, the value of the property is calculated using an appropriate capitalization rate for the property. The sales approach uses comparable sales prices in the market. When an internal evaluation is used, we place greater reliance on the income approach to value the collateral.&lt;/p&gt;&lt;br/&gt;&lt;p style=&quot;font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify&quot;&gt;In preparing internal evaluations of property values, the Company seeks to obtain current data on the subject property from various sources, including: (1) the borrower; (2) copies of existing leases; (3) local real estate brokers and appraisers; (4) public records (such as real estate taxes and water and sewer charges); (5) comparable sales and rental data in the market; (6) an inspection of the property and (7) interviews with tenants. These internal evaluations primarily focus on the income approach and comparable sales data to value the property.&lt;/p&gt;&lt;br/&gt;&lt;p style=&quot;font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify&quot;&gt;As of December 31, 2015, we utilized recent third party appraisals of the collateral to measure impairment for $26.8 million, or 76.1%, of collateral dependent impaired loans, and used internal evaluations of the property&amp;#x2019;s value for $8.4 million, or 23.9%, of collateral dependent impaired loans.&lt;/p&gt;&lt;br/&gt;&lt;p style=&quot;font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify&quot;&gt;The Company may restructure a loan to enable a borrower experiencing financial difficulties to continue making payments when it is deemed to be in the Company&amp;#x2019;s best long-term interest. This restructure may include reducing the interest rate or amount of the monthly payment for a specified period of time, after which the interest rate and repayment terms revert to the original terms of the loan. We classify these loans as Troubled Debt Restructured (&amp;#x201c;TDR&amp;#x201d;).&lt;/p&gt;&lt;br/&gt;&lt;p style=&quot;font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify&quot;&gt;These restructurings have not included a reduction of principal balance. The Company believes that restructuring these loans in this manner will allow certain borrowers to become and remain current on their loans. All loans classified as TDR are considered impaired, however TDR loans which have been current for six consecutive months at the time they are restructured as TDR remain on accrual status and are not included as part of non-performing loans. Loans which were delinquent at the time they are restructured as a TDR are placed on non-accrual status and reported as non-performing loans until they have made timely payments for six consecutive months. Loans that are restructured as TDR but are not performing in accordance with the restructured terms are placed on non-accrual status and reported as non-performing loans.&lt;/p&gt;&lt;br/&gt;&lt;p style=&quot;font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify&quot;&gt;The allocation of a portion of the allowance for loan losses for a performing TDR loan is based upon the present value of the future expected cash flows discounted at the loan&amp;#x2019;s original effective rate, or for a non-performing TDR which is collateral dependent, the fair value of the collateral. At December 31, 2015, there were no commitments to lend additional funds to borrowers whose loans were modified to a TDR. The modification of loans to a TDR did not have a significant effect on our operating results, nor did it require a significant allocation of the allowance for loan losses.&lt;/p&gt;</us-gaap:LoansAndLeasesReceivableAllowanceForLoanLossesPolicy>
  <ffic:NumberOfLoanPortfolios unitRef="pure" contextRef="c2_From1Jan2015To31Dec2015" decimals="0">2</ffic:NumberOfLoanPortfolios>
  <ffic:FairValueCollateralDependentLoansPercentageOfAppraisedOrInternallyEstimatedValueOfProperty unitRef="pure" contextRef="c2_From1Jan2015To31Dec2015" decimals="2">0.85</ffic:FairValueCollateralDependentLoansPercentageOfAppraisedOrInternallyEstimatedValueOfProperty>
  <ffic:AmountOfCollateralDependentImpairedLoansMeasuredForImpairmentByUtilizingThirdPartyAppraisals unitRef="usd" contextRef="c0_AsOf31Dec2015" decimals="-5">26800000</ffic:AmountOfCollateralDependentImpairedLoansMeasuredForImpairmentByUtilizingThirdPartyAppraisals>
  <ffic:PercentageOfCollateralDependentImpairedLoansMeasuredForImpairmentByUtilizingThirdPartyAppraisals unitRef="pure" contextRef="c0_AsOf31Dec2015" decimals="3">0.761</ffic:PercentageOfCollateralDependentImpairedLoansMeasuredForImpairmentByUtilizingThirdPartyAppraisals>
  <ffic:AmountOfCollateralDependentImpairedLoansMeasuredForImpairmentUsingInternalEvaluations unitRef="usd" contextRef="c0_AsOf31Dec2015" decimals="-5">8400000</ffic:AmountOfCollateralDependentImpairedLoansMeasuredForImpairmentUsingInternalEvaluations>
  <ffic:PercentageOfCollateralDependentImpairedLoansMeasuredForImpairmentUsingInternalEvaluations unitRef="pure" contextRef="c0_AsOf31Dec2015" decimals="3">0.239</ffic:PercentageOfCollateralDependentImpairedLoansMeasuredForImpairmentUsingInternalEvaluations>
  <us-gaap:FinanceLoanAndLeaseReceivablesHeldForSalePolicy contextRef="c2_From1Jan2015To31Dec2015">&lt;p style=&quot;font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify&quot;&gt;&lt;b&gt;Loans Held for Sale:&lt;/b&gt;&lt;/p&gt;&lt;br/&gt;&lt;p style=&quot;font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify&quot;&gt;Loans held for sale are carried at the lower of cost or estimated fair value. At December 31, 2015 and 2014, there were no loans classified as held for sale.&lt;/p&gt;</us-gaap:FinanceLoanAndLeaseReceivablesHeldForSalePolicy>
  <us-gaap:LoansReceivableHeldForSaleNetNotPartOfDisposalGroup unitRef="usd" contextRef="c0_AsOf31Dec2015" decimals="0">0</us-gaap:LoansReceivableHeldForSaleNetNotPartOfDisposalGroup>
  <us-gaap:LoansReceivableHeldForSaleNetNotPartOfDisposalGroup unitRef="usd" contextRef="c1_AsOf31Dec2014" decimals="0">0</us-gaap:LoansReceivableHeldForSaleNetNotPartOfDisposalGroup>
  <ffic:BankOwnedLifeInsurancePolicyPolicyTextBlock contextRef="c2_From1Jan2015To31Dec2015">&lt;p style=&quot;font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify&quot;&gt;&lt;b&gt;Bank Owned Life Insurance:&lt;/b&gt;&lt;/p&gt;&lt;br/&gt;&lt;p style=&quot;font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify&quot;&gt;Bank owned life insurance (&amp;#x201c;BOLI&amp;#x201d;) represents life insurance on the lives of certain employees who have provided positive consent allowing the Bank to be the beneficiary of such policies. BOLI is carried in the Consolidated Statements of Financial Condition at its cash surrender value. Increases in the cash value of the policies, as well as proceeds received, are recorded in other non-interest income, and are not subject to income taxes.&lt;/p&gt;</ffic:BankOwnedLifeInsurancePolicyPolicyTextBlock>
  <us-gaap:RealEstatePolicyTextBlock contextRef="c2_From1Jan2015To31Dec2015">&lt;p style=&quot;font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify&quot;&gt;&lt;b&gt;Other Real Estate Owned:&lt;/b&gt;&lt;/p&gt;&lt;br/&gt;&lt;p style=&quot;font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify&quot;&gt;Other real estate owned (&amp;#x201c;OREO&amp;#x201d;) consists of property acquired through foreclosure. These properties are carried at fair value. The fair value is based on appraised value through a current appraisal, or at times through an internal review, additionally adjusted by the estimated costs to sell the property. This determination is made on an individual asset basis. If the fair value of a property is less than the carrying amount, the difference is recognized as a valuation allowance. Further decreases to the estimated value will be charged directly to expense.&lt;/p&gt;</us-gaap:RealEstatePolicyTextBlock>
  <us-gaap:PropertyPlantAndEquipmentPolicyTextBlock contextRef="c2_From1Jan2015To31Dec2015">&lt;p style=&quot;font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify&quot;&gt;&lt;b&gt;Bank Premises and Equipment:&lt;/b&gt;&lt;/p&gt;&lt;br/&gt;&lt;p style=&quot;font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify&quot;&gt;Bank premises and equipment are stated at cost, less depreciation accumulated on a straight-line basis over the estimated useful lives of the related assets (3 to 40 years). Leasehold improvements are amortized on a straight-line basis over the term of the related leases or the lives of the assets, whichever is shorter. Maintenance, repairs and minor improvements are charged to non-interest expense in the period incurred.&lt;/p&gt;</us-gaap:PropertyPlantAndEquipmentPolicyTextBlock>
  <us-gaap:PropertyPlantAndEquipmentUsefulLife contextRef="c50_From1Jan2015To31Dec2015_BankPremisesAndEquipmentMember_MinimumMember">P3Y</us-gaap:PropertyPlantAndEquipmentUsefulLife>
  <us-gaap:PropertyPlantAndEquipmentUsefulLife contextRef="c51_From1Jan2015To31Dec2015_BankPremisesAndEquipmentMember_MaximumMember">P40Y</us-gaap:PropertyPlantAndEquipmentUsefulLife>
  <ffic:FederalHomeLoanBankStockPolicyPolicyTextBlock contextRef="c2_From1Jan2015To31Dec2015">&lt;p style=&quot;font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify&quot;&gt;&lt;b&gt;Federal Home Loan Bank Stock:&lt;/b&gt;&lt;/p&gt;&lt;br/&gt;&lt;p style=&quot;font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify&quot;&gt;The FHLB-NY has assigned to the Bank a mandated membership stock purchase, based on its asset size. In addition, for all borrowing activity, the Bank is required to purchase shares of FHLB-NY non-marketable capital stock at par. Such shares are redeemed by FHLB-NY at par with reductions in the Bank&amp;#x2019;s borrowing levels. The Bank carries its investment in FHLB-NY stock at historical cost. The Company periodically reviews its FHLB-NY stock to determine if impairment exists. At December 31, 2015, the Company considered among other things the earnings performance, credit rating and asset quality of the FHLB-NY. Based on this review, the Company did not consider the value of our investment in FHLB-NY stock to be impaired at December 31, 2015.&lt;/p&gt;</ffic:FederalHomeLoanBankStockPolicyPolicyTextBlock>
  <us-gaap:RepurchaseAndResaleAgreementsPolicy contextRef="c2_From1Jan2015To31Dec2015">&lt;p style=&quot;font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify&quot;&gt;&lt;b&gt;Securities Sold Under Agreements to Repurchase:&lt;/b&gt;&lt;/p&gt;&lt;br/&gt;&lt;p style=&quot;font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify&quot;&gt;Securities sold under agreements to repurchase are accounted for as collateralized financing and are carried at amounts at which the securities will be subsequently reacquired as specified in the respective agreements. Interest incurred under these agreements is included in other interest expense.&lt;/p&gt;</us-gaap:RepurchaseAndResaleAgreementsPolicy>
  <us-gaap:IncomeTaxPolicyTextBlock contextRef="c2_From1Jan2015To31Dec2015">&lt;p style=&quot;font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify&quot;&gt;&lt;b&gt;Income Taxes:&lt;/b&gt;&lt;/p&gt;&lt;br/&gt;&lt;p style=&quot;font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify&quot;&gt;Deferred income tax assets and liabilities are determined using the asset and liability (or balance sheet) method. Under this method, the net deferred tax asset or liability is determined based on the tax effects of the temporary differences between book and tax bases of the various balance sheet assets and liabilities. A deferred tax liability is recognized on all taxable temporary differences and a deferred tax asset is recognized on all deductible temporary differences and operating losses and tax credit carry-forwards. A valuation allowance is recognized to reduce the potential deferred tax asset if it is &amp;#x201c;more likely than not&amp;#x201d; that all or some portion of that potential deferred tax asset will not be realized. The Company must also take into account changes in tax laws or rates when valuing the deferred income tax amounts it carries on its Consolidated Statements of Financial Condition.&lt;/p&gt;</us-gaap:IncomeTaxPolicyTextBlock>
  <us-gaap:ShareBasedCompensationOptionAndIncentivePlansPolicy contextRef="c2_From1Jan2015To31Dec2015">&lt;p style=&quot;font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify&quot;&gt;&lt;b&gt;Stock Compensation Plans:&lt;/b&gt;&lt;/p&gt;&lt;br/&gt;&lt;p style=&quot;font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify&quot;&gt;The Company accounts for its stock based compensation using a fair-value-based measurement method for share-based payment transactions with employees and directors. The Company measures the cost of employee and directors services received in exchange for an award of an equity instrument based on the grant date fair value of the award. That cost is recognized over the period during which the employee and directors are required to provide services in exchange for the award. The requisite service period is usually the vesting period.&lt;/p&gt;</us-gaap:ShareBasedCompensationOptionAndIncentivePlansPolicy>
  <us-gaap:PensionAndOtherPostretirementPlansPolicy contextRef="c2_From1Jan2015To31Dec2015">&lt;p style=&quot;font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify&quot;&gt;&lt;b&gt;Benefit Plans:&lt;/b&gt;&lt;/p&gt;&lt;br/&gt;&lt;p style=&quot;font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify&quot;&gt;The Company sponsors a qualified pension, 401(k), and profit sharing plan for its employees. The Company also sponsors postretirement health care and life insurance benefits plans for its employees, a non-qualified deferred compensation plan for officers who have achieved the level of at least senior vice president, and a non-qualified pension plan for its outside directors.&lt;/p&gt;&lt;br/&gt;&lt;p style=&quot;font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify&quot;&gt;The Company recognizes the funded status of a benefit plan &amp;#x2013; measured as the difference between plan assets at fair value and the benefit obligation &amp;#x2013; in the Consolidated Statements of Financial Condition, with the unrecognized credits and charges recognized, net of taxes, as a component of accumulated other comprehensive 1oss. These credits or charges arose as a result of gains or losses and prior service costs or credits that arose during prior periods but were not recognized as components of net periodic benefit cost.&lt;/p&gt;</us-gaap:PensionAndOtherPostretirementPlansPolicy>
  <ffic:TreasuryStockPolicyTextBlock contextRef="c2_From1Jan2015To31Dec2015">&lt;p style=&quot;font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify&quot;&gt;&lt;b&gt;Treasury Stock:&lt;/b&gt;&lt;/p&gt;&lt;br/&gt;&lt;p style=&quot;font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify&quot;&gt;The Company records treasury stock at cost. Treasury stock is reissued at average cost.&lt;/p&gt;</ffic:TreasuryStockPolicyTextBlock>
  <us-gaap:DerivativesPolicyTextBlock contextRef="c2_From1Jan2015To31Dec2015">&lt;p style=&quot;font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify&quot;&gt;&lt;b&gt;Derivatives:&lt;/b&gt;&lt;/p&gt;&lt;br/&gt;&lt;p style=&quot;font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify&quot;&gt;Derivatives are required to be recorded on the Consolidated Statements of Financial Condition at fair value. The Company records derivatives on a gross basis in &amp;#x201c;Other assets&amp;#x201d; and &amp;#x201c;Other liabilities&amp;#x201d; in the Consolidated Statements of Financial Condition. The accounting for changes in value of a derivative depends on whether or not the transaction has been designated and qualifies for hedge accounting. Derivatives that are not designated as hedges are reported and measured at fair value through earnings.&lt;/p&gt;&lt;br/&gt;&lt;p style=&quot;font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify&quot;&gt;To qualify for hedge accounting, a derivative must be highly effective at reducing the risk associated with the exposure being hedged. In addition, for a derivative to be designated as a hedge, the risk management objective and strategy must be documented. Hedge documentation must identify the derivative hedging instrument, the asset or liability or forecasted transaction and type of risk to be hedged, and how the effectiveness of the derivative is assessed &lt;font style=&quot;font-family: Times New Roman, Times, Serif&quot;&gt;prospectively and retrospectively. The extent to which a derivative has been, and is expected to continue to be, effective at offsetting changes in the fair value of the hedged item must be assessed and documented at least quarterly. Any hedge ineffectiveness (i.e., the amount by which the gain or loss on the designated derivative instrument does not exactly offset the change in the hedged item attributable to the hedged risk) must be reported in current-period earnings. If it is determined that a derivative is not highly effective at hedging the designated exposure, hedge accounting is discontinued.&lt;/font&gt;&lt;/p&gt;</us-gaap:DerivativesPolicyTextBlock>
  <us-gaap:ComprehensiveIncomePolicyPolicyTextBlock contextRef="c2_From1Jan2015To31Dec2015">&lt;p style=&quot;font: 10pt Times New Roman, Times, Serif; margin: 0pt 0&quot;&gt;&lt;b&gt;Comprehensive Income&lt;/b&gt;&lt;/p&gt;&lt;br/&gt;&lt;p style=&quot;font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify&quot;&gt;Comprehensive income consists of net income and other comprehensive income (loss).&amp;nbsp;Other comprehensive income (loss) includes changes in unrealized gains and losses on securities available for sale arising during the period, adjustments to net periodic pension costs and reclassification adjustments for realized gains and losses on securities available for sale and OTTI charges included in net income.&lt;/p&gt;</us-gaap:ComprehensiveIncomePolicyPolicyTextBlock>
  <us-gaap:SegmentReportingPolicyPolicyTextBlock contextRef="c2_From1Jan2015To31Dec2015">&lt;p style=&quot;font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify&quot;&gt;&lt;b&gt;Segment Reporting:&lt;/b&gt;&lt;/p&gt;&lt;br/&gt;&lt;p style=&quot;font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify&quot;&gt;Management views the Company as operating as a single unit, a community bank. Therefore, segment information is not provided.&lt;/p&gt;</us-gaap:SegmentReportingPolicyPolicyTextBlock>
  <us-gaap:AdvertisingCostsPolicyTextBlock contextRef="c2_From1Jan2015To31Dec2015">&lt;p style=&quot;font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify&quot;&gt;&lt;b&gt;Advertising Expense:&lt;/b&gt;&lt;/p&gt;&lt;br/&gt;&lt;p style=&quot;font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify&quot;&gt;Costs associated with advertising are expensed as incurred. The Company recorded advertising expenses of $2.1 million, $1.8 million and $1.9 million for the years ended December 31, 2015, 2014 and 2013, respectively.&lt;/p&gt;</us-gaap:AdvertisingCostsPolicyTextBlock>
  <us-gaap:AdvertisingExpense unitRef="usd" contextRef="c2_From1Jan2015To31Dec2015" decimals="-5">2100000</us-gaap:AdvertisingExpense>
  <us-gaap:AdvertisingExpense unitRef="usd" contextRef="c3_From1Jan2014To31Dec2014" decimals="-5">1800000</us-gaap:AdvertisingExpense>
  <us-gaap:AdvertisingExpense unitRef="usd" contextRef="c4_From1Jan2013To31Dec2013" decimals="-5">1900000</us-gaap:AdvertisingExpense>
  <us-gaap:EarningsPerSharePolicyTextBlock contextRef="c2_From1Jan2015To31Dec2015">&lt;p style=&quot;font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify&quot;&gt;&lt;b&gt;Earnings per Common Share:&lt;/b&gt;&lt;/p&gt;&lt;br/&gt;&lt;p style=&quot;font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify&quot;&gt;Basic earnings per common share is computed by dividing net income available to common shareholders by the total weighted average number of common shares outstanding, which includes unvested participating securities. Unvested share-based payment awards that contain non-forfeitable rights to dividends or dividend equivalents (whether paid or unpaid) are participating securities and as such are included in the calculation of earnings per share. The Company&amp;#x2019;s unvested restricted stock and restricted stock unit awards are considered participating securities. Therefore, weighted average common shares outstanding used for computing basic earnings per common share includes common shares outstanding plus unvested restricted stock and restricted stock unit awards. The computation of diluted earnings per share includes the additional dilutive effect of stock options outstanding and other common stock equivalents during the period. Common stock equivalents that are anti-dilutive are not included in the computation of diluted earnings per common share. The numerator for calculating basic and diluted earnings per common share is net income available to common shareholders. The shares held in the Company&amp;#x2019;s Employee Benefit Trust are not included in shares outstanding for purposes of calculating earnings per common share.&lt;/p&gt;&lt;br/&gt;&lt;p style=&quot;font: 10pt Times New Roman, Times, Serif; margin: 0pt 0.25in 0pt 0; text-align: justify&quot;&gt;Earnings per common share have been computed based on the following, for the years ended December 31:&lt;/p&gt;&lt;br/&gt;&lt;table cellpadding=&quot;0&quot; cellspacing=&quot;0&quot; style=&quot;border-collapse: collapse; width: 100%; font: 10pt Times New Roman, Times, Serif&quot;&gt;

      &lt;tr style=&quot;vertical-align: bottom&quot;&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;padding-bottom: 1pt&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td colspan=&quot;3&quot; style=&quot;text-align: center; border-bottom: Black 1pt solid&quot;&gt;2015&lt;/td&gt;
       &lt;td style=&quot;padding-bottom: 1pt&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td colspan=&quot;3&quot; style=&quot;text-align: center; border-bottom: Black 1pt solid&quot;&gt;2014&lt;/td&gt;
       &lt;td style=&quot;padding-bottom: 1pt&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td colspan=&quot;3&quot; style=&quot;text-align: center; border-bottom: Black 1pt solid&quot;&gt;2013&lt;/td&gt;
      &lt;/tr&gt;
      &lt;tr style=&quot;vertical-align: bottom&quot;&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;font-style: italic&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td colspan=&quot;11&quot; style=&quot;font-style: italic; text-align: center&quot;&gt;(In thousands, except per share data)&lt;/td&gt;
      &lt;/tr&gt;
      &lt;tr style=&quot;vertical-align: bottom; background-color: rgb(204,238,255)&quot;&gt;
       &lt;td style=&quot;width: 61%; text-align: left; padding-bottom: 2.25pt&quot;&gt;Net income, as reported&lt;/td&gt;
       &lt;td style=&quot;width: 1%; padding-bottom: 2.25pt&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;width: 1%; border-bottom: Black 2.25pt double; text-align: left&quot;&gt;$&lt;/td&gt;
       &lt;td style=&quot;width: 10%; border-bottom: Black 2.25pt double; text-align: right&quot;&gt;46,209&lt;/td&gt;
       &lt;td style=&quot;width: 1%; border-bottom: Black 2.25pt double; text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;width: 1%; padding-bottom: 2.25pt&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;width: 1%; border-bottom: Black 2.25pt double; text-align: left&quot;&gt;$&lt;/td&gt;
       &lt;td style=&quot;width: 10%; border-bottom: Black 2.25pt double; text-align: right&quot;&gt;44,239&lt;/td&gt;
       &lt;td style=&quot;width: 1%; border-bottom: Black 2.25pt double; text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;width: 1%; padding-bottom: 2.25pt&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;width: 1%; border-bottom: Black 2.25pt double; text-align: left&quot;&gt;$&lt;/td&gt;
       &lt;td style=&quot;width: 10%; border-bottom: Black 2.25pt double; text-align: right&quot;&gt;37,752&lt;/td&gt;
       &lt;td style=&quot;width: 1%; border-bottom: Black 2.25pt double; text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;/tr&gt;
      &lt;tr style=&quot;vertical-align: bottom; background-color: White&quot;&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;Divided by:&lt;/td&gt;
       &lt;td&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: right&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: right&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: right&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;/tr&gt;
      &lt;tr style=&quot;vertical-align: bottom; background-color: rgb(204,238,255)&quot;&gt;
       &lt;td style=&quot;text-align: left; padding-left: 10pt&quot;&gt;Weighted average common shares outstanding&lt;/td&gt;
       &lt;td&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: right&quot;&gt;29,106&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: right&quot;&gt;29,788&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: right&quot;&gt;30,047&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;/tr&gt;
      &lt;tr style=&quot;vertical-align: bottom; background-color: White&quot;&gt;
       &lt;td style=&quot;text-align: left; padding-bottom: 1pt; padding-left: 10pt&quot;&gt;Weighted average common stock equivalents&lt;/td&gt;
       &lt;td style=&quot;padding-bottom: 1pt&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;border-bottom: Black 1pt solid; text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;border-bottom: Black 1pt solid; text-align: right&quot;&gt;20&lt;/td&gt;
       &lt;td style=&quot;border-bottom: Black 1pt solid; text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;padding-bottom: 1pt&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;border-bottom: Black 1pt solid; text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;border-bottom: Black 1pt solid; text-align: right&quot;&gt;29&lt;/td&gt;
       &lt;td style=&quot;border-bottom: Black 1pt solid; text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;padding-bottom: 1pt&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;border-bottom: Black 1pt solid; text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;border-bottom: Black 1pt solid; text-align: right&quot;&gt;26&lt;/td&gt;
       &lt;td style=&quot;border-bottom: Black 1pt solid; text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;/tr&gt;
      &lt;tr style=&quot;vertical-align: bottom; background-color: rgb(204,238,255)&quot;&gt;
       &lt;td style=&quot;text-align: left; padding-bottom: 2.25pt; padding-left: 20pt; text-indent: -10pt&quot;&gt;Total weighted average common shares outstanding and common stock equivalents&lt;/td&gt;
       &lt;td style=&quot;padding-bottom: 2.25pt&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;border-bottom: Black 2.25pt double; text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;border-bottom: Black 2.25pt double; text-align: right&quot;&gt;29,126&lt;/td&gt;
       &lt;td style=&quot;border-bottom: Black 2.25pt double; text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;padding-bottom: 2.25pt&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;border-bottom: Black 2.25pt double; text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;border-bottom: Black 2.25pt double; text-align: right&quot;&gt;29,817&lt;/td&gt;
       &lt;td style=&quot;border-bottom: Black 2.25pt double; text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;padding-bottom: 2.25pt&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;border-bottom: Black 2.25pt double; text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;border-bottom: Black 2.25pt double; text-align: right&quot;&gt;30,073&lt;/td&gt;
       &lt;td style=&quot;border-bottom: Black 2.25pt double; text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;/tr&gt;
      &lt;tr style=&quot;vertical-align: bottom; background-color: White&quot;&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: right&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: right&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: right&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;/tr&gt;
      &lt;tr style=&quot;vertical-align: bottom; background-color: rgb(204,238,255)&quot;&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;Basic earnings per common share&lt;/td&gt;
       &lt;td&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;$&lt;/td&gt;
       &lt;td style=&quot;text-align: right&quot;&gt;1.59&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;$&lt;/td&gt;
       &lt;td style=&quot;text-align: right&quot;&gt;1.49&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;$&lt;/td&gt;
       &lt;td style=&quot;text-align: right&quot;&gt;1.26&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;/tr&gt;
      &lt;tr style=&quot;vertical-align: bottom; background-color: White&quot;&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;Diluted earnings per common share&lt;/td&gt;
       &lt;td&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;$&lt;/td&gt;
       &lt;td style=&quot;text-align: right&quot;&gt;1.59&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;$&lt;/td&gt;
       &lt;td style=&quot;text-align: right&quot;&gt;1.48&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;$&lt;/td&gt;
       &lt;td style=&quot;text-align: right&quot;&gt;1.26&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;/tr&gt;
      &lt;tr style=&quot;vertical-align: bottom; background-color: rgb(204,238,255)&quot;&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;Dividend Payout ratio&lt;/td&gt;
       &lt;td&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: right&quot;&gt;40.3&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;%&lt;/td&gt;
       &lt;td&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: right&quot;&gt;40.3&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;%&lt;/td&gt;
       &lt;td&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: right&quot;&gt;41.3&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;%&lt;/td&gt;
      &lt;/tr&gt;

    &lt;/table&gt;&lt;br/&gt;&lt;p style=&quot;font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify&quot;&gt;There were no options that were anti-dilutive for the years ended December 31, 2015 and 2014. Options to purchase 151,900 shares, at an average exercise price of $18.55 are anti-dilutive and were not included in the computation of diluted earnings per common share for the year ended December 31, 2013.&lt;/p&gt;</us-gaap:EarningsPerSharePolicyTextBlock>
  <us-gaap:AntidilutiveSecuritiesExcludedFromComputationOfEarningsPerShareAmount unitRef="shares" contextRef="c52_From1Jan2015To31Dec2015_EmployeeStockOptionMember" decimals="INF">0</us-gaap:AntidilutiveSecuritiesExcludedFromComputationOfEarningsPerShareAmount>
  <us-gaap:AntidilutiveSecuritiesExcludedFromComputationOfEarningsPerShareAmount unitRef="shares" contextRef="c53_From1Jan2014To31Dec2014_EmployeeStockOptionMember" decimals="INF">0</us-gaap:AntidilutiveSecuritiesExcludedFromComputationOfEarningsPerShareAmount>
  <us-gaap:AntidilutiveSecuritiesExcludedFromComputationOfEarningsPerShareAmount unitRef="shares" contextRef="c54_From1Jan2013To31Dec2013_EmployeeStockOptionMember" decimals="INF">151900</us-gaap:AntidilutiveSecuritiesExcludedFromComputationOfEarningsPerShareAmount>
  <us-gaap:ClassOfWarrantOrRightExercisePriceOfWarrantsOrRights1 unitRef="usdPershares" contextRef="c55_AsOf31Dec2013_AntidilutiveOptionsExcludedFromComputationOfEarningsPerShareMember" decimals="2">18.55</us-gaap:ClassOfWarrantOrRightExercisePriceOfWarrantsOrRights1>
  <us-gaap:ScheduleOfEarningsPerShareBasicAndDilutedTableTextBlock contextRef="c2_From1Jan2015To31Dec2015">&lt;table cellpadding=&quot;0&quot; cellspacing=&quot;0&quot; style=&quot;border-collapse: collapse; width: 100%; font: 10pt Times New Roman, Times, Serif&quot;&gt;

      &lt;tr style=&quot;vertical-align: bottom&quot;&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;padding-bottom: 1pt&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td colspan=&quot;3&quot; style=&quot;text-align: center; border-bottom: Black 1pt solid&quot;&gt;2015&lt;/td&gt;
       &lt;td style=&quot;padding-bottom: 1pt&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td colspan=&quot;3&quot; style=&quot;text-align: center; border-bottom: Black 1pt solid&quot;&gt;2014&lt;/td&gt;
       &lt;td style=&quot;padding-bottom: 1pt&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td colspan=&quot;3&quot; style=&quot;text-align: center; border-bottom: Black 1pt solid&quot;&gt;2013&lt;/td&gt;
      &lt;/tr&gt;
      &lt;tr style=&quot;vertical-align: bottom&quot;&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;font-style: italic&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td colspan=&quot;11&quot; style=&quot;font-style: italic; text-align: center&quot;&gt;(In thousands, except per share data)&lt;/td&gt;
      &lt;/tr&gt;
      &lt;tr style=&quot;vertical-align: bottom; background-color: rgb(204,238,255)&quot;&gt;
       &lt;td style=&quot;width: 61%; text-align: left; padding-bottom: 2.25pt&quot;&gt;Net income, as reported&lt;/td&gt;
       &lt;td style=&quot;width: 1%; padding-bottom: 2.25pt&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;width: 1%; border-bottom: Black 2.25pt double; text-align: left&quot;&gt;$&lt;/td&gt;
       &lt;td style=&quot;width: 10%; border-bottom: Black 2.25pt double; text-align: right&quot;&gt;46,209&lt;/td&gt;
       &lt;td style=&quot;width: 1%; border-bottom: Black 2.25pt double; text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;width: 1%; padding-bottom: 2.25pt&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;width: 1%; border-bottom: Black 2.25pt double; text-align: left&quot;&gt;$&lt;/td&gt;
       &lt;td style=&quot;width: 10%; border-bottom: Black 2.25pt double; text-align: right&quot;&gt;44,239&lt;/td&gt;
       &lt;td style=&quot;width: 1%; border-bottom: Black 2.25pt double; text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;width: 1%; padding-bottom: 2.25pt&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;width: 1%; border-bottom: Black 2.25pt double; text-align: left&quot;&gt;$&lt;/td&gt;
       &lt;td style=&quot;width: 10%; border-bottom: Black 2.25pt double; text-align: right&quot;&gt;37,752&lt;/td&gt;
       &lt;td style=&quot;width: 1%; border-bottom: Black 2.25pt double; text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;/tr&gt;
      &lt;tr style=&quot;vertical-align: bottom; background-color: White&quot;&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;Divided by:&lt;/td&gt;
       &lt;td&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: right&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: right&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: right&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;/tr&gt;
      &lt;tr style=&quot;vertical-align: bottom; background-color: rgb(204,238,255)&quot;&gt;
       &lt;td style=&quot;text-align: left; padding-left: 10pt&quot;&gt;Weighted average common shares outstanding&lt;/td&gt;
       &lt;td&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: right&quot;&gt;29,106&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: right&quot;&gt;29,788&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: right&quot;&gt;30,047&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;/tr&gt;
      &lt;tr style=&quot;vertical-align: bottom; background-color: White&quot;&gt;
       &lt;td style=&quot;text-align: left; padding-bottom: 1pt; padding-left: 10pt&quot;&gt;Weighted average common stock equivalents&lt;/td&gt;
       &lt;td style=&quot;padding-bottom: 1pt&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;border-bottom: Black 1pt solid; text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;border-bottom: Black 1pt solid; text-align: right&quot;&gt;20&lt;/td&gt;
       &lt;td style=&quot;border-bottom: Black 1pt solid; text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;padding-bottom: 1pt&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;border-bottom: Black 1pt solid; text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;border-bottom: Black 1pt solid; text-align: right&quot;&gt;29&lt;/td&gt;
       &lt;td style=&quot;border-bottom: Black 1pt solid; text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;padding-bottom: 1pt&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;border-bottom: Black 1pt solid; text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;border-bottom: Black 1pt solid; text-align: right&quot;&gt;26&lt;/td&gt;
       &lt;td style=&quot;border-bottom: Black 1pt solid; text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;/tr&gt;
      &lt;tr style=&quot;vertical-align: bottom; background-color: rgb(204,238,255)&quot;&gt;
       &lt;td style=&quot;text-align: left; padding-bottom: 2.25pt; padding-left: 20pt; text-indent: -10pt&quot;&gt;Total weighted average common shares outstanding and common stock equivalents&lt;/td&gt;
       &lt;td style=&quot;padding-bottom: 2.25pt&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;border-bottom: Black 2.25pt double; text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;border-bottom: Black 2.25pt double; text-align: right&quot;&gt;29,126&lt;/td&gt;
       &lt;td style=&quot;border-bottom: Black 2.25pt double; text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;padding-bottom: 2.25pt&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;border-bottom: Black 2.25pt double; text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;border-bottom: Black 2.25pt double; text-align: right&quot;&gt;29,817&lt;/td&gt;
       &lt;td style=&quot;border-bottom: Black 2.25pt double; text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;padding-bottom: 2.25pt&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;border-bottom: Black 2.25pt double; text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;border-bottom: Black 2.25pt double; text-align: right&quot;&gt;30,073&lt;/td&gt;
       &lt;td style=&quot;border-bottom: Black 2.25pt double; text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;/tr&gt;
      &lt;tr style=&quot;vertical-align: bottom; background-color: White&quot;&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: right&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: right&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: right&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;/tr&gt;
      &lt;tr style=&quot;vertical-align: bottom; background-color: rgb(204,238,255)&quot;&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;Basic earnings per common share&lt;/td&gt;
       &lt;td&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;$&lt;/td&gt;
       &lt;td style=&quot;text-align: right&quot;&gt;1.59&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;$&lt;/td&gt;
       &lt;td style=&quot;text-align: right&quot;&gt;1.49&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;$&lt;/td&gt;
       &lt;td style=&quot;text-align: right&quot;&gt;1.26&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;/tr&gt;
      &lt;tr style=&quot;vertical-align: bottom; background-color: White&quot;&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;Diluted earnings per common share&lt;/td&gt;
       &lt;td&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;$&lt;/td&gt;
       &lt;td style=&quot;text-align: right&quot;&gt;1.59&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;$&lt;/td&gt;
       &lt;td style=&quot;text-align: right&quot;&gt;1.48&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;$&lt;/td&gt;
       &lt;td style=&quot;text-align: right&quot;&gt;1.26&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;/tr&gt;
      &lt;tr style=&quot;vertical-align: bottom; background-color: rgb(204,238,255)&quot;&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;Dividend Payout ratio&lt;/td&gt;
       &lt;td&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: right&quot;&gt;40.3&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;%&lt;/td&gt;
       &lt;td&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: right&quot;&gt;40.3&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;%&lt;/td&gt;
       &lt;td&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: right&quot;&gt;41.3&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;%&lt;/td&gt;
      &lt;/tr&gt;

    &lt;/table&gt;</us-gaap:ScheduleOfEarningsPerShareBasicAndDilutedTableTextBlock>
  <us-gaap:WeightedAverageNumberOfSharesOutstandingBasic unitRef="shares" contextRef="c2_From1Jan2015To31Dec2015" decimals="-3">29106000</us-gaap:WeightedAverageNumberOfSharesOutstandingBasic>
  <us-gaap:WeightedAverageNumberOfSharesOutstandingBasic unitRef="shares" contextRef="c3_From1Jan2014To31Dec2014" decimals="-3">29788000</us-gaap:WeightedAverageNumberOfSharesOutstandingBasic>
  <us-gaap:WeightedAverageNumberOfSharesOutstandingBasic unitRef="shares" contextRef="c4_From1Jan2013To31Dec2013" decimals="-3">30047000</us-gaap:WeightedAverageNumberOfSharesOutstandingBasic>
  <us-gaap:WeightedAverageNumberDilutedSharesOutstandingAdjustment unitRef="shares" contextRef="c2_From1Jan2015To31Dec2015" decimals="-3">20000</us-gaap:WeightedAverageNumberDilutedSharesOutstandingAdjustment>
  <us-gaap:WeightedAverageNumberDilutedSharesOutstandingAdjustment unitRef="shares" contextRef="c3_From1Jan2014To31Dec2014" decimals="-3">29000</us-gaap:WeightedAverageNumberDilutedSharesOutstandingAdjustment>
  <us-gaap:WeightedAverageNumberDilutedSharesOutstandingAdjustment unitRef="shares" contextRef="c4_From1Jan2013To31Dec2013" decimals="-3">26000</us-gaap:WeightedAverageNumberDilutedSharesOutstandingAdjustment>
  <us-gaap:WeightedAverageNumberOfDilutedSharesOutstanding unitRef="shares" contextRef="c2_From1Jan2015To31Dec2015" decimals="-3">29126000</us-gaap:WeightedAverageNumberOfDilutedSharesOutstanding>
  <us-gaap:WeightedAverageNumberOfDilutedSharesOutstanding unitRef="shares" contextRef="c3_From1Jan2014To31Dec2014" decimals="-3">29817000</us-gaap:WeightedAverageNumberOfDilutedSharesOutstanding>
  <us-gaap:WeightedAverageNumberOfDilutedSharesOutstanding unitRef="shares" contextRef="c4_From1Jan2013To31Dec2013" decimals="-3">30073000</us-gaap:WeightedAverageNumberOfDilutedSharesOutstanding>
  <ffic:DividendPayoutRatio unitRef="pure" contextRef="c2_From1Jan2015To31Dec2015" decimals="3">0.403</ffic:DividendPayoutRatio>
  <ffic:DividendPayoutRatio unitRef="pure" contextRef="c3_From1Jan2014To31Dec2014" decimals="3">0.403</ffic:DividendPayoutRatio>
  <ffic:DividendPayoutRatio unitRef="pure" contextRef="c4_From1Jan2013To31Dec2013" decimals="3">0.413</ffic:DividendPayoutRatio>
  <us-gaap:LoansNotesTradeAndOtherReceivablesDisclosureTextBlock contextRef="c2_From1Jan2015To31Dec2015">&lt;p style=&quot;font: 10pt Times New Roman, Times, Serif; margin: 0pt 0&quot;&gt;&lt;b&gt;3. Loans and Allowance for Loan Losses&lt;/b&gt;&lt;/p&gt;&lt;br/&gt;&lt;p style=&quot;font: 10pt Times New Roman, Times, Serif; margin: 0pt 0&quot;&gt;The composition of loans is as follows at December 31:&lt;/p&gt;&lt;br/&gt;&lt;table cellpadding=&quot;0&quot; cellspacing=&quot;0&quot; style=&quot;border-collapse: collapse; width: 100%; font: 10pt Times New Roman, Times, Serif&quot;&gt;

     &lt;tr style=&quot;vertical-align: bottom&quot;&gt;
      &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td style=&quot;padding-bottom: 1pt&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td colspan=&quot;3&quot; style=&quot;text-align: center; border-bottom: Black 1pt solid&quot;&gt;2015&lt;/td&gt;
      &lt;td style=&quot;padding-bottom: 1pt&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td colspan=&quot;3&quot; style=&quot;text-align: center; border-bottom: Black 1pt solid&quot;&gt;2014&lt;/td&gt;
     &lt;/tr&gt;
     &lt;tr style=&quot;vertical-align: bottom&quot;&gt;
      &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td style=&quot;font-style: italic&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td colspan=&quot;7&quot; style=&quot;font-style: italic; text-align: center&quot;&gt;(In thousands)&lt;/td&gt;
     &lt;/tr&gt;
     &lt;tr style=&quot;vertical-align: bottom; background-color: rgb(204,238,255)&quot;&gt;
      &lt;td style=&quot;width: 70%; text-align: left&quot;&gt;Multi-family residential&lt;/td&gt;
      &lt;td style=&quot;width: 1%&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td style=&quot;width: 1%; text-align: left&quot;&gt;$&lt;/td&gt;
      &lt;td style=&quot;width: 12%; text-align: right&quot;&gt;2,055,228&lt;/td&gt;
      &lt;td style=&quot;width: 1%; text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td style=&quot;width: 1%&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td style=&quot;width: 1%; text-align: left&quot;&gt;$&lt;/td&gt;
      &lt;td style=&quot;width: 12%; text-align: right&quot;&gt;1,923,460&lt;/td&gt;
      &lt;td style=&quot;width: 1%; text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
     &lt;/tr&gt;
     &lt;tr style=&quot;vertical-align: bottom; background-color: White&quot;&gt;
      &lt;td style=&quot;text-align: left&quot;&gt;Commercial real estate&lt;/td&gt;
      &lt;td&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td style=&quot;text-align: right&quot;&gt;1,001,236&lt;/td&gt;
      &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td style=&quot;text-align: right&quot;&gt;621,569&lt;/td&gt;
      &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
     &lt;/tr&gt;
     &lt;tr style=&quot;vertical-align: bottom; background-color: rgb(204,238,255)&quot;&gt;
      &lt;td style=&quot;font-weight: normal; font-style: normal; text-align: left&quot;&gt;One-to-four family &lt;font style=&quot;font-family: Times New Roman, Times, Serif; font-size: 10pt; font-weight: normal; font-style: normal&quot;&gt;&amp;#x2015; mixed-use property&lt;/font&gt;&lt;/td&gt;
      &lt;td&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td style=&quot;text-align: right&quot;&gt;573,043&lt;/td&gt;
      &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td style=&quot;text-align: right&quot;&gt;573,779&lt;/td&gt;
      &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
     &lt;/tr&gt;
     &lt;tr style=&quot;vertical-align: bottom; background-color: White&quot;&gt;
      &lt;td style=&quot;font-weight: normal; font-style: normal; text-align: left&quot;&gt;One-to-four family &lt;font style=&quot;font-family: Times New Roman, Times, Serif; font-size: 10pt; font-weight: normal; font-style: normal&quot;&gt;&amp;#x2015; residential&lt;/font&gt;&lt;/td&gt;
      &lt;td&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td style=&quot;text-align: right&quot;&gt;187,838&lt;/td&gt;
      &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td style=&quot;text-align: right&quot;&gt;187,572&lt;/td&gt;
      &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
     &lt;/tr&gt;
     &lt;tr style=&quot;vertical-align: bottom; background-color: rgb(204,238,255)&quot;&gt;
      &lt;td style=&quot;text-align: left&quot;&gt;Co-operative apartments&lt;/td&gt;
      &lt;td&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td style=&quot;text-align: right&quot;&gt;8,285&lt;/td&gt;
      &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td style=&quot;text-align: right&quot;&gt;9,835&lt;/td&gt;
      &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
     &lt;/tr&gt;
     &lt;tr style=&quot;vertical-align: bottom; background-color: White&quot;&gt;
      &lt;td style=&quot;text-align: left&quot;&gt;Construction&lt;/td&gt;
      &lt;td&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td style=&quot;text-align: right&quot;&gt;7,284&lt;/td&gt;
      &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td style=&quot;text-align: right&quot;&gt;5,286&lt;/td&gt;
      &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
     &lt;/tr&gt;
     &lt;tr style=&quot;vertical-align: bottom; background-color: rgb(204,238,255)&quot;&gt;
      &lt;td style=&quot;text-align: left&quot;&gt;Small Business Administration&lt;/td&gt;
      &lt;td&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td style=&quot;text-align: right&quot;&gt;12,194&lt;/td&gt;
      &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td style=&quot;text-align: right&quot;&gt;7,134&lt;/td&gt;
      &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
     &lt;/tr&gt;
     &lt;tr style=&quot;vertical-align: bottom; background-color: White&quot;&gt;
      &lt;td style=&quot;text-align: left&quot;&gt;Taxi medallion&lt;/td&gt;
      &lt;td&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td style=&quot;text-align: right&quot;&gt;20,881&lt;/td&gt;
      &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td style=&quot;text-align: right&quot;&gt;22,519&lt;/td&gt;
      &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
     &lt;/tr&gt;
     &lt;tr style=&quot;vertical-align: bottom; background-color: rgb(204,238,255)&quot;&gt;
      &lt;td style=&quot;text-align: left; padding-bottom: 1pt&quot;&gt;Commercial business and other&lt;/td&gt;
      &lt;td style=&quot;padding-bottom: 1pt&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td style=&quot;border-bottom: Black 1pt solid; text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td style=&quot;border-bottom: Black 1pt solid; text-align: right&quot;&gt;506,622&lt;/td&gt;
      &lt;td style=&quot;border-bottom: Black 1pt solid; text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td style=&quot;padding-bottom: 1pt&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td style=&quot;border-bottom: Black 1pt solid; text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td style=&quot;border-bottom: Black 1pt solid; text-align: right&quot;&gt;447,500&lt;/td&gt;
      &lt;td style=&quot;border-bottom: Black 1pt solid; text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
     &lt;/tr&gt;
     &lt;tr style=&quot;vertical-align: bottom; background-color: White&quot;&gt;
      &lt;td style=&quot;text-align: left; padding-left: 10pt&quot;&gt;Gross loans&lt;/td&gt;
      &lt;td&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td style=&quot;text-align: right&quot;&gt;4,372,611&lt;/td&gt;
      &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td style=&quot;text-align: right&quot;&gt;3,798,654&lt;/td&gt;
      &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
     &lt;/tr&gt;
     &lt;tr style=&quot;vertical-align: bottom; background-color: rgb(204,238,255)&quot;&gt;
      &lt;td style=&quot;text-align: left; padding-bottom: 1pt&quot;&gt;Net unamortized premiums and unearned loan fees&lt;/td&gt;
      &lt;td style=&quot;padding-bottom: 1pt&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td style=&quot;border-bottom: Black 1pt solid; text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td style=&quot;border-bottom: Black 1pt solid; text-align: right&quot;&gt;15,368&lt;/td&gt;
      &lt;td style=&quot;border-bottom: Black 1pt solid; text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td style=&quot;padding-bottom: 1pt&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td style=&quot;border-bottom: Black 1pt solid; text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td style=&quot;border-bottom: Black 1pt solid; text-align: right&quot;&gt;11,719&lt;/td&gt;
      &lt;td style=&quot;border-bottom: Black 1pt solid; text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
     &lt;/tr&gt;
     &lt;tr style=&quot;vertical-align: bottom; background-color: White&quot;&gt;
      &lt;td style=&quot;text-align: left; padding-bottom: 2.25pt; padding-left: 10pt&quot;&gt;Total loans&lt;/td&gt;
      &lt;td style=&quot;padding-bottom: 2.25pt&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td style=&quot;border-bottom: Black 2.25pt double; text-align: left&quot;&gt;$&lt;/td&gt;
      &lt;td style=&quot;border-bottom: Black 2.25pt double; text-align: right&quot;&gt;4,387,979&lt;/td&gt;
      &lt;td style=&quot;border-bottom: Black 2.25pt double; text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td style=&quot;padding-bottom: 2.25pt&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td style=&quot;border-bottom: Black 2.25pt double; text-align: left&quot;&gt;$&lt;/td&gt;
      &lt;td style=&quot;border-bottom: Black 2.25pt double; text-align: right&quot;&gt;3,810,373&lt;/td&gt;
      &lt;td style=&quot;border-bottom: Black 2.25pt double; text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
     &lt;/tr&gt;

   &lt;/table&gt;&lt;br/&gt;&lt;p style=&quot;font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify&quot;&gt;The majority of our loan portfolio is invested in multi-family residential, commercial real estate and commercial business and other loans, which totaled 81.5% of our gross loans at December 31, 2015. Our concentration in these types of loans increases the overall level of credit risk inherent in our loan portfolio. The greater risk associated with these types of loans could require us to increase our provisions for loan losses and to maintain an allowance for loan losses as a percentage of total loans in excess of the allowance currently maintained.&lt;/p&gt;&lt;br/&gt;&lt;p style=&quot;font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify&quot;&gt;Loans secured by multi-family residential property and commercial real estate generally involve a greater degree of risk than residential mortgage loans and generally carry larger loan balances. The increased credit risk is the result of several factors, including the concentration of principal in a smaller number of loans and borrowers, the effects of general economic conditions on income producing properties and the increased difficulty in evaluating and monitoring these types of loans. Furthermore, the repayments of loans secured by these types of properties are typically dependent upon the successful operation of the related property, which is usually owned by a legal entity with the property being the entity&amp;#x2019;s only asset. If the cash flow from the property is reduced, the borrower&amp;#x2019;s ability to repay the loan may be impaired. If the borrower defaults, our only remedy may be to foreclose on the property, for which the market value may be less than the balance due on the related mortgage loan.&lt;/p&gt;&lt;br/&gt;&lt;p style=&quot;font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify&quot;&gt;Loans secured by commercial business and other loans involve a greater degree of risk for the same reasons as for multi-family residential and commercial real estate loans with the added risk that many of the loans are not secured by improved properties.&lt;/p&gt;&lt;br/&gt;&lt;p style=&quot;font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify&quot;&gt;To minimize the risks involved in the origination of multi-family residential, commercial real estate and commercial business and other loans, the Bank adheres to strict underwriting standards, which include reviewing the expected net operating income generated by the real estate collateral securing the loan, the age and condition of the collateral, the financial resources and income level of the borrower and the borrower&amp;#x2019;s experience in owning or managing similar properties. We typically require debt service coverage of at least 125% of the monthly loan payment. We generally originate these loans up to only 75% of the appraised value or the purchase price of the property, whichever is less. Any loan with a final loan-to-value ratio in excess of 75% must be approved by the Bank Board of Directors or the Loan Committee as an exception to policy. We generally rely on the income generated by the property as the primary means by which the loan is repaid. However, personal guarantees may be obtained for additional security from these borrowers. Additionally, for commercial business and other loans which are not secured by improved properties, the Bank will secure these loans with business assets, including accounts receivables, inventory and real estate and generally require personal guarantees.&lt;/p&gt;&lt;br/&gt;&lt;p style=&quot;font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify&quot;&gt;The following table shows loans modified and classified as TDR during the year ended December 31, 2015:&lt;/p&gt;&lt;br/&gt;&lt;table cellpadding=&quot;0&quot; cellspacing=&quot;0&quot; style=&quot;border-collapse: collapse; width: 100%; font: 10pt Times New Roman, Times, Serif&quot;&gt;

     &lt;tr style=&quot;vertical-align: bottom&quot;&gt;
      &lt;td&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td style=&quot;padding-bottom: 1pt&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td colspan=&quot;9&quot; style=&quot;text-align: center; border-bottom: Black 1pt solid&quot;&gt;For the year ended&lt;br /&gt; December 31, 2015&lt;/td&gt;
     &lt;/tr&gt;
     &lt;tr style=&quot;vertical-align: bottom&quot;&gt;
      &lt;td style=&quot;font-style: italic; border-bottom: Black 1pt solid&quot;&gt;(Dollars in thousands)&lt;/td&gt;
      &lt;td style=&quot;padding-bottom: 1pt; border-bottom: Black 1pt solid&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td colspan=&quot;3&quot; style=&quot;text-align: center; border-bottom: Black 1pt solid&quot;&gt;Number&lt;/td&gt;
      &lt;td style=&quot;padding-bottom: 1pt; border-bottom: Black 1pt solid&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td colspan=&quot;3&quot; style=&quot;text-align: center; border-bottom: Black 1pt solid&quot;&gt;Balance&lt;/td&gt;
      &lt;td style=&quot;padding-bottom: 1pt; border-bottom: Black 1pt solid&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td style=&quot;text-align: center; border-bottom: Black 1pt solid&quot;&gt;Modification description&lt;/td&gt;
     &lt;/tr&gt;
     &lt;tr style=&quot;vertical-align: bottom; background-color: White&quot;&gt;
      &lt;td style=&quot;width: 43%; font-weight: bold&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td style=&quot;width: 1%&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td style=&quot;width: 1%; text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td style=&quot;width: 10%; text-align: right&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td style=&quot;width: 1%; text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td style=&quot;width: 1%&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td style=&quot;width: 1%; text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td style=&quot;width: 10%; text-align: right&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td style=&quot;width: 1%; text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td style=&quot;width: 1%&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td style=&quot;width: 30%&quot;&gt;&amp;nbsp;&lt;/td&gt;
     &lt;/tr&gt;
     &lt;tr style=&quot;vertical-align: bottom; background-color: rgb(204,238,255)&quot;&gt;
      &lt;td style=&quot;text-align: left; padding-bottom: 1pt&quot;&gt;Small Business Administration&lt;/td&gt;
      &lt;td style=&quot;padding-bottom: 1pt&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td style=&quot;border-bottom: Black 1pt solid; text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td style=&quot;border-bottom: Black 1pt solid; text-align: right&quot;&gt;1&lt;/td&gt;
      &lt;td style=&quot;border-bottom: Black 1pt solid; text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td style=&quot;border-bottom: Black 1pt solid; text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td style=&quot;border-bottom: Black 1pt solid; text-align: left&quot;&gt;$&lt;/td&gt;
      &lt;td style=&quot;border-bottom: Black 1pt solid; text-align: right&quot;&gt;41&lt;/td&gt;
      &lt;td style=&quot;border-bottom: Black 1pt solid; text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td style=&quot;padding-bottom: 1pt&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td style=&quot;text-align: left; padding-bottom: 1pt&quot;&gt;Received a below market interest rate and the loan amortization was extended&lt;/td&gt;
     &lt;/tr&gt;
     &lt;tr style=&quot;vertical-align: bottom; background-color: White&quot;&gt;
      &lt;td style=&quot;padding-bottom: 2.25pt; padding-left: 10pt&quot;&gt;Total&lt;/td&gt;
      &lt;td style=&quot;padding-bottom: 2.25pt&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td style=&quot;border-bottom: Black 2.25pt double; text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td style=&quot;border-bottom: Black 2.25pt double; text-align: right&quot;&gt;1&lt;/td&gt;
      &lt;td style=&quot;border-bottom: Black 2.25pt double; text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td style=&quot;border-bottom: Black 2.25pt double; text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td style=&quot;border-bottom: Black 2.25pt double; text-align: left&quot;&gt;$&lt;/td&gt;
      &lt;td style=&quot;border-bottom: Black 2.25pt double; text-align: right&quot;&gt;41&lt;/td&gt;
      &lt;td style=&quot;border-bottom: Black 2.25pt double; text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td style=&quot;padding-bottom: 2.25pt&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td style=&quot;text-align: right; padding-bottom: 2.25pt&quot;&gt;&amp;nbsp;&lt;/td&gt;
     &lt;/tr&gt;

   &lt;/table&gt;&lt;br/&gt;&lt;p style=&quot;font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify&quot;&gt;The recorded investment of the loan modified and classified to a TDR, presented in the table above, was unchanged as there was no principal forgiven in this modification. During the year ended December 31, 2015, one commercial existing TDR was re-modified by extending the term and advancing an additional $28,000.&lt;/p&gt;&lt;br/&gt;&lt;p style=&quot;font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify&quot;&gt;There were no loans modified and classified as TDR during the year ended December 31, 2014.&lt;/p&gt;&lt;br/&gt;&lt;p style=&quot;font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify&quot;&gt;The following table shows loans modified and classified as TDR during the year ended December 31, 2013:&lt;/p&gt;&lt;br/&gt;&lt;table cellpadding=&quot;0&quot; cellspacing=&quot;0&quot; style=&quot;border-collapse: collapse; width: 100%; font: 10pt Times New Roman, Times, Serif&quot;&gt;

     &lt;tr style=&quot;vertical-align: bottom&quot;&gt;
      &lt;td&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td style=&quot;padding-bottom: 1pt&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td colspan=&quot;9&quot; style=&quot;text-align: center; border-bottom: Black 1pt solid&quot;&gt;For the year ended&lt;br /&gt; December 31, 2013&lt;/td&gt;
     &lt;/tr&gt;
     &lt;tr style=&quot;vertical-align: bottom&quot;&gt;
      &lt;td style=&quot;font-style: italic; border-bottom: Black 1pt solid&quot;&gt;(Dollars in thousands)&lt;/td&gt;
      &lt;td style=&quot;padding-bottom: 1pt; border-bottom: Black 1pt solid&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td colspan=&quot;3&quot; style=&quot;text-align: center; border-bottom: Black 1pt solid&quot;&gt;Number&lt;/td&gt;
      &lt;td style=&quot;padding-bottom: 1pt; border-bottom: Black 1pt solid&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td colspan=&quot;3&quot; style=&quot;text-align: center; border-bottom: Black 1pt solid&quot;&gt;Balance&lt;/td&gt;
      &lt;td style=&quot;padding-bottom: 1pt; border-bottom: Black 1pt solid&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td style=&quot;text-align: center; border-bottom: Black 1pt solid&quot;&gt;Modification description&lt;/td&gt;
     &lt;/tr&gt;
     &lt;tr style=&quot;vertical-align: bottom; background-color: White&quot;&gt;
      &lt;td style=&quot;font-weight: bold&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td style=&quot;text-align: right&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td style=&quot;text-align: right&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
     &lt;/tr&gt;
     &lt;tr style=&quot;vertical-align: bottom; background-color: rgb(204,238,255)&quot;&gt;
      &lt;td style=&quot;width: 43%; text-align: left&quot;&gt;Multi-family residential&lt;/td&gt;
      &lt;td style=&quot;width: 1%&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td style=&quot;width: 1%; text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td style=&quot;width: 10%; text-align: right&quot;&gt;2&lt;/td&gt;
      &lt;td style=&quot;width: 1%; text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td style=&quot;width: 1%&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td style=&quot;width: 1%; text-align: left&quot;&gt;$&lt;/td&gt;
      &lt;td style=&quot;width: 10%; text-align: right&quot;&gt;698&lt;/td&gt;
      &lt;td style=&quot;width: 1%; text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td style=&quot;width: 1%&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td style=&quot;width: 30%; text-align: left&quot;&gt;&amp;nbsp;Received a below market interest rate and the loan amortization was extended&lt;/td&gt;
     &lt;/tr&gt;
     &lt;tr style=&quot;vertical-align: bottom; background-color: White&quot;&gt;
      &lt;td style=&quot;text-align: left&quot;&gt;Commercial real estate&lt;/td&gt;
      &lt;td&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td style=&quot;text-align: right&quot;&gt;1&lt;/td&gt;
      &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td style=&quot;text-align: right&quot;&gt;273&lt;/td&gt;
      &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;Received a below market interest rate and the loan amortization was extended&lt;/td&gt;
     &lt;/tr&gt;
     &lt;tr style=&quot;vertical-align: bottom; background-color: rgb(204,238,255)&quot;&gt;
      &lt;td style=&quot;text-align: left&quot;&gt;One-to-four family - mixed-use property&lt;/td&gt;
      &lt;td&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td style=&quot;text-align: right&quot;&gt;1&lt;/td&gt;
      &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td style=&quot;text-align: right&quot;&gt;390&lt;/td&gt;
      &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;Received a below market interest rate and the loan amortization was extended&lt;/td&gt;
     &lt;/tr&gt;
     &lt;tr style=&quot;vertical-align: bottom; background-color: White&quot;&gt;
      &lt;td style=&quot;text-align: left; padding-bottom: 1pt&quot;&gt;Commercial business and other&lt;/td&gt;
      &lt;td style=&quot;padding-bottom: 1pt&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td style=&quot;border-bottom: Black 1pt solid; text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td style=&quot;border-bottom: Black 1pt solid; text-align: right&quot;&gt;2&lt;/td&gt;
      &lt;td style=&quot;border-bottom: Black 1pt solid; text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td style=&quot;border-bottom: Black 1pt solid; text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td style=&quot;border-bottom: Black 1pt solid; text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td style=&quot;border-bottom: Black 1pt solid; text-align: right&quot;&gt;687&lt;/td&gt;
      &lt;td style=&quot;border-bottom: Black 1pt solid; text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td style=&quot;padding-bottom: 1pt&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td style=&quot;text-align: left; padding-bottom: 1pt&quot;&gt;&amp;nbsp;Received a below market interest rate and the loan amortization was extended&lt;/td&gt;
     &lt;/tr&gt;
     &lt;tr style=&quot;vertical-align: bottom; background-color: rgb(204,238,255)&quot;&gt;
      &lt;td style=&quot;padding-bottom: 2.25pt&quot;&gt;Total&lt;/td&gt;
      &lt;td style=&quot;padding-bottom: 2.25pt&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td style=&quot;border-bottom: Black 2.25pt double; text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td style=&quot;border-bottom: Black 2.25pt double; text-align: right&quot;&gt;6&lt;/td&gt;
      &lt;td style=&quot;border-bottom: Black 2.25pt double; text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td style=&quot;border-bottom: Black 2.25pt double; text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td style=&quot;border-bottom: Black 2.25pt double; text-align: left&quot;&gt;$&lt;/td&gt;
      &lt;td style=&quot;border-bottom: Black 2.25pt double; text-align: right&quot;&gt;2,048&lt;/td&gt;
      &lt;td style=&quot;border-bottom: Black 2.25pt double; text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td style=&quot;padding-bottom: 2.25pt&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td style=&quot;text-align: left; padding-bottom: 2.25pt&quot;&gt;&amp;nbsp;&lt;/td&gt;
     &lt;/tr&gt;

   &lt;/table&gt;&lt;br/&gt;&lt;p style=&quot;font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify&quot;&gt;The following table shows our recorded investment for loans classified as TDR that are performing according to their restructured terms at the periods indicated:&lt;/p&gt;&lt;br/&gt;&lt;table cellpadding=&quot;0&quot; cellspacing=&quot;0&quot; style=&quot;border-collapse: collapse; width: 100%; font: 10pt Times New Roman, Times, Serif&quot;&gt;

     &lt;tr style=&quot;vertical-align: bottom&quot;&gt;
      &lt;td&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td style=&quot;padding-bottom: 1pt&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td colspan=&quot;7&quot; style=&quot;text-align: center; border-bottom: Black 1pt solid&quot;&gt;December 31, 2015&lt;/td&gt;
      &lt;td style=&quot;padding-bottom: 1pt&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td colspan=&quot;7&quot; style=&quot;text-align: center; border-bottom: Black 1pt solid&quot;&gt;December 31, 2014&lt;/td&gt;
     &lt;/tr&gt;
     &lt;tr style=&quot;vertical-align: bottom&quot;&gt;
      &lt;td colspan=&quot;1&quot; style=&quot;font-style: italic; border-bottom: Black 1pt solid&quot;&gt;(Dollars in thousands)&lt;/td&gt;
      &lt;td style=&quot;border-bottom: Black 1pt solid; text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td colspan=&quot;3&quot; style=&quot;text-align: center; border-bottom: Black 1pt solid&quot;&gt;Number&lt;br /&gt; of contracts&lt;/td&gt;
      &lt;td style=&quot;padding-bottom: 1pt&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td colspan=&quot;3&quot; style=&quot;text-align: center; border-bottom: Black 1pt solid&quot;&gt;Recorded&lt;br /&gt; investment&lt;/td&gt;
      &lt;td style=&quot;padding-bottom: 1pt&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td colspan=&quot;3&quot; style=&quot;text-align: center; border-bottom: Black 1pt solid&quot;&gt;Number&lt;br /&gt; of contracts&lt;/td&gt;
      &lt;td style=&quot;padding-bottom: 1pt&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td colspan=&quot;3&quot; style=&quot;text-align: center; border-bottom: Black 1pt solid&quot;&gt;Recorded&lt;br /&gt; investment&lt;/td&gt;
     &lt;/tr&gt;
     &lt;tr style=&quot;vertical-align: bottom&quot;&gt;
      &lt;td style=&quot;font-weight: bold&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td style=&quot;font-weight: bold&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td colspan=&quot;3&quot; style=&quot;font-weight: bold; text-align: right&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td colspan=&quot;3&quot; style=&quot;text-align: center&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td style=&quot;font-weight: bold&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td colspan=&quot;3&quot; style=&quot;font-weight: bold&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td colspan=&quot;3&quot; style=&quot;text-align: center&quot;&gt;&amp;nbsp;&lt;/td&gt;
     &lt;/tr&gt;
     &lt;tr style=&quot;vertical-align: bottom; background-color: rgb(204,238,255)&quot;&gt;
      &lt;td style=&quot;width: 56%; text-align: left&quot;&gt;Multi-family residential&lt;/td&gt;
      &lt;td style=&quot;width: 1%&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td style=&quot;width: 1%; text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td style=&quot;width: 8%; text-align: right&quot;&gt;9&lt;/td&gt;
      &lt;td style=&quot;width: 1%; text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td style=&quot;width: 1%&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td style=&quot;width: 1%; text-align: left&quot;&gt;$&lt;/td&gt;
      &lt;td style=&quot;width: 8%; text-align: right&quot;&gt;2,626&lt;/td&gt;
      &lt;td style=&quot;width: 1%; text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td style=&quot;width: 1%&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td style=&quot;width: 1%; text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td style=&quot;width: 8%; text-align: right&quot;&gt;10&lt;/td&gt;
      &lt;td style=&quot;width: 1%; text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td style=&quot;width: 1%&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td style=&quot;width: 1%; text-align: left&quot;&gt;$&lt;/td&gt;
      &lt;td style=&quot;width: 8%; text-align: right&quot;&gt;3,034&lt;/td&gt;
      &lt;td style=&quot;width: 1%; text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
     &lt;/tr&gt;
     &lt;tr style=&quot;vertical-align: bottom; background-color: White&quot;&gt;
      &lt;td style=&quot;text-align: left&quot;&gt;Commercial real estate&lt;/td&gt;
      &lt;td&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td style=&quot;text-align: right&quot;&gt;3&lt;/td&gt;
      &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td style=&quot;text-align: right&quot;&gt;2,371&lt;/td&gt;
      &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td style=&quot;text-align: right&quot;&gt;3&lt;/td&gt;
      &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td style=&quot;text-align: right&quot;&gt;2,373&lt;/td&gt;
      &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
     &lt;/tr&gt;
     &lt;tr style=&quot;vertical-align: bottom; background-color: rgb(204,238,255)&quot;&gt;
      &lt;td style=&quot;text-align: left&quot;&gt;One-to-four family - mixed-use property&lt;/td&gt;
      &lt;td&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td style=&quot;text-align: right&quot;&gt;6&lt;/td&gt;
      &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td style=&quot;text-align: right&quot;&gt;2,052&lt;/td&gt;
      &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td style=&quot;text-align: right&quot;&gt;7&lt;/td&gt;
      &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td style=&quot;text-align: right&quot;&gt;2,381&lt;/td&gt;
      &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
     &lt;/tr&gt;
     &lt;tr style=&quot;vertical-align: bottom; background-color: White&quot;&gt;
      &lt;td style=&quot;text-align: left&quot;&gt;One-to-four family - residential&lt;/td&gt;
      &lt;td&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td style=&quot;text-align: right&quot;&gt;1&lt;/td&gt;
      &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td style=&quot;text-align: right&quot;&gt;343&lt;/td&gt;
      &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td style=&quot;text-align: right&quot;&gt;1&lt;/td&gt;
      &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td style=&quot;text-align: right&quot;&gt;354&lt;/td&gt;
      &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
     &lt;/tr&gt;
     &lt;tr style=&quot;vertical-align: bottom; background-color: rgb(204,238,255)&quot;&gt;
      &lt;td style=&quot;text-align: left&quot;&gt;Small business administration&lt;/td&gt;
      &lt;td&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td style=&quot;text-align: right&quot;&gt;1&lt;/td&gt;
      &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td style=&quot;text-align: right&quot;&gt;34&lt;/td&gt;
      &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td style=&quot;text-align: right&quot;&gt;-&lt;/td&gt;
      &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td style=&quot;text-align: right&quot;&gt;-&lt;/td&gt;
      &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
     &lt;/tr&gt;
     &lt;tr style=&quot;vertical-align: bottom; background-color: White&quot;&gt;
      &lt;td style=&quot;text-align: left&quot;&gt;Commercial business and other&lt;/td&gt;
      &lt;td&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td style=&quot;text-align: right&quot;&gt;4&lt;/td&gt;
      &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td style=&quot;text-align: right&quot;&gt;2,083&lt;/td&gt;
      &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td style=&quot;text-align: right&quot;&gt;4&lt;/td&gt;
      &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td style=&quot;text-align: right&quot;&gt;2,249&lt;/td&gt;
      &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
     &lt;/tr&gt;
     &lt;tr style=&quot;vertical-align: bottom; background-color: rgb(204,238,255)&quot;&gt;
      &lt;td style=&quot;padding-bottom: 1pt&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td style=&quot;padding-bottom: 1pt&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td style=&quot;border-bottom: Black 1pt solid; text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td style=&quot;border-bottom: Black 1pt solid; text-align: right&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td style=&quot;border-bottom: Black 1pt solid; text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td style=&quot;padding-bottom: 1pt&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td style=&quot;border-bottom: Black 1pt solid; text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td style=&quot;border-bottom: Black 1pt solid; text-align: right&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td style=&quot;border-bottom: Black 1pt solid; text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td style=&quot;padding-bottom: 1pt&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td style=&quot;border-bottom: Black 1pt solid; text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td style=&quot;border-bottom: Black 1pt solid; text-align: right&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td style=&quot;border-bottom: Black 1pt solid; text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td style=&quot;padding-bottom: 1pt&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td style=&quot;border-bottom: Black 1pt solid; text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td style=&quot;border-bottom: Black 1pt solid; text-align: right&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td style=&quot;border-bottom: Black 1pt solid; text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
     &lt;/tr&gt;
     &lt;tr style=&quot;vertical-align: bottom; background-color: White&quot;&gt;
      &lt;td style=&quot;text-align: left; padding-bottom: 2.25pt; padding-left: 10pt&quot;&gt;Total performing troubled debt restructured&lt;/td&gt;
      &lt;td style=&quot;padding-bottom: 2.25pt&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td style=&quot;border-bottom: Black 2.25pt double; text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td style=&quot;border-bottom: Black 2.25pt double; text-align: right&quot;&gt;24&lt;/td&gt;
      &lt;td style=&quot;border-bottom: Black 2.25pt double; text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td style=&quot;padding-bottom: 2.25pt&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td style=&quot;border-bottom: Black 2.25pt double; text-align: left&quot;&gt;$&lt;/td&gt;
      &lt;td style=&quot;border-bottom: Black 2.25pt double; text-align: right&quot;&gt;9,509&lt;/td&gt;
      &lt;td style=&quot;border-bottom: Black 2.25pt double; text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td style=&quot;padding-bottom: 2.25pt&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td style=&quot;border-bottom: Black 2.25pt double; text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td style=&quot;border-bottom: Black 2.25pt double; text-align: right&quot;&gt;25&lt;/td&gt;
      &lt;td style=&quot;border-bottom: Black 2.25pt double; text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td style=&quot;padding-bottom: 2.25pt&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td style=&quot;border-bottom: Black 2.25pt double; text-align: left&quot;&gt;$&lt;/td&gt;
      &lt;td style=&quot;border-bottom: Black 2.25pt double; text-align: right&quot;&gt;10,391&lt;/td&gt;
      &lt;td style=&quot;border-bottom: Black 2.25pt double; text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
     &lt;/tr&gt;

   &lt;/table&gt;&lt;br/&gt;&lt;p style=&quot;font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify&quot;&gt;During the year ended December 31, 2015, one TDR loan totaling $0.4 million was transferred to non-performing status, resulting in this loan being included in non-performing loans. During the year ended December 31, 2014, three TDR loans totaling $2.7 million were transferred to non-performing status, resulting in these loans being included in non-performing loans. Subsequent to being transferred to non-performing loans, two of these loans were paid in full during the year ended December 31, 2014. During the year ended December 31, 2013, no TDR loans were transferred to non-performing status.&lt;/p&gt;&lt;br/&gt;&lt;p style=&quot;font: 10pt Times New Roman, Times, Serif; margin: 0pt 0&quot;&gt;The following table shows our recorded investment for loans classified as TDR that are not performing according to their restructured terms at the periods indicated:&lt;/p&gt;&lt;br/&gt;&lt;table cellpadding=&quot;0&quot; cellspacing=&quot;0&quot; style=&quot;border-collapse: collapse; width: 100%; font: 10pt Times New Roman, Times, Serif&quot;&gt;

     &lt;tr style=&quot;vertical-align: bottom&quot;&gt;
      &lt;td&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td style=&quot;padding-bottom: 1pt&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td colspan=&quot;7&quot; style=&quot;text-align: center; border-bottom: Black 1pt solid&quot;&gt;December 31, 2015&lt;/td&gt;
      &lt;td style=&quot;padding-bottom: 1pt&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td colspan=&quot;7&quot; style=&quot;text-align: center; border-bottom: Black 1pt solid&quot;&gt;December 31, 2014&lt;/td&gt;
     &lt;/tr&gt;
     &lt;tr style=&quot;vertical-align: bottom&quot;&gt;
      &lt;td colspan=&quot;1&quot; style=&quot;font-style: italic; border-bottom: Black 1pt solid&quot;&gt;(Dollars in thousands)&lt;/td&gt;
      &lt;td style=&quot;border-bottom: Black 1pt solid; text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td colspan=&quot;3&quot; style=&quot;text-align: center; border-bottom: Black 1pt solid&quot;&gt;Number&lt;br /&gt; of contracts&lt;/td&gt;
      &lt;td style=&quot;padding-bottom: 1pt&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td colspan=&quot;3&quot; style=&quot;text-align: center; border-bottom: Black 1pt solid&quot;&gt;Recorded&lt;br /&gt; investment&lt;/td&gt;
      &lt;td style=&quot;padding-bottom: 1pt&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td colspan=&quot;3&quot; style=&quot;text-align: center; border-bottom: Black 1pt solid&quot;&gt;Number&lt;br /&gt; of contracts&lt;/td&gt;
      &lt;td style=&quot;padding-bottom: 1pt&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td colspan=&quot;3&quot; style=&quot;text-align: center; border-bottom: Black 1pt solid&quot;&gt;Recorded&lt;br /&gt; investment&lt;/td&gt;
     &lt;/tr&gt;
     &lt;tr style=&quot;vertical-align: bottom&quot;&gt;
      &lt;td style=&quot;font-weight: bold&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td style=&quot;font-weight: bold&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td colspan=&quot;3&quot; style=&quot;font-weight: bold; text-align: right&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td colspan=&quot;3&quot; style=&quot;text-align: center&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td style=&quot;font-weight: bold&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td colspan=&quot;3&quot; style=&quot;font-weight: bold&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td colspan=&quot;3&quot; style=&quot;text-align: center&quot;&gt;&amp;nbsp;&lt;/td&gt;
     &lt;/tr&gt;
     &lt;tr style=&quot;vertical-align: bottom; background-color: rgb(204,238,255)&quot;&gt;
      &lt;td style=&quot;width: 56%; text-align: left&quot;&gt;Multi-family residential&lt;/td&gt;
      &lt;td style=&quot;width: 1%&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td style=&quot;width: 1%; text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td style=&quot;width: 8%; text-align: right&quot;&gt;1&lt;/td&gt;
      &lt;td style=&quot;width: 1%; text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td style=&quot;width: 1%&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td style=&quot;width: 1%; text-align: left&quot;&gt;$&lt;/td&gt;
      &lt;td style=&quot;width: 8%; text-align: right&quot;&gt;391&lt;/td&gt;
      &lt;td style=&quot;width: 1%; text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td style=&quot;width: 1%&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td style=&quot;width: 1%; text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td style=&quot;width: 8%; text-align: right&quot;&gt;-&lt;/td&gt;
      &lt;td style=&quot;width: 1%; text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td style=&quot;width: 1%&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td style=&quot;width: 1%; text-align: left&quot;&gt;$&lt;/td&gt;
      &lt;td style=&quot;width: 8%; text-align: right&quot;&gt;-&lt;/td&gt;
      &lt;td style=&quot;width: 1%; text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
     &lt;/tr&gt;
     &lt;tr style=&quot;vertical-align: bottom; background-color: White&quot;&gt;
      &lt;td style=&quot;text-align: left&quot;&gt;Commercial real estate&lt;/td&gt;
      &lt;td&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td style=&quot;text-align: right&quot;&gt;-&lt;/td&gt;
      &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td style=&quot;text-align: right&quot;&gt;-&lt;/td&gt;
      &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td style=&quot;text-align: right&quot;&gt;1&lt;/td&gt;
      &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td style=&quot;text-align: right&quot;&gt;2,252&lt;/td&gt;
      &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
     &lt;/tr&gt;
     &lt;tr style=&quot;vertical-align: bottom; background-color: rgb(204,238,255)&quot;&gt;
      &lt;td style=&quot;text-align: left&quot;&gt;One-to-four family - mixed-use property&lt;/td&gt;
      &lt;td&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td style=&quot;text-align: right&quot;&gt;-&lt;/td&gt;
      &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td style=&quot;text-align: right&quot;&gt;-&lt;/td&gt;
      &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td style=&quot;text-align: right&quot;&gt;1&lt;/td&gt;
      &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td style=&quot;text-align: right&quot;&gt;187&lt;/td&gt;
      &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
     &lt;/tr&gt;
     &lt;tr style=&quot;vertical-align: bottom; background-color: White&quot;&gt;
      &lt;td style=&quot;padding-bottom: 1pt&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td style=&quot;padding-bottom: 1pt&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td style=&quot;text-align: left; padding-bottom: 1pt; border-bottom: Black 1pt solid&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td style=&quot;text-align: right; border-bottom: Black 1pt solid&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td style=&quot;text-align: left; padding-bottom: 1pt; border-bottom: Black 1pt solid&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td style=&quot;padding-bottom: 1pt&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td style=&quot;text-align: left; border-bottom: Black 1pt solid&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td style=&quot;text-align: right; border-bottom: Black 1pt solid&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td style=&quot;text-align: left; padding-bottom: 1pt; border-bottom: Black 1pt solid&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td style=&quot;padding-bottom: 1pt&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td style=&quot;text-align: left; padding-bottom: 1pt; border-bottom: Black 1pt solid&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td style=&quot;text-align: right; border-bottom: Black 1pt solid&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td style=&quot;text-align: left; padding-bottom: 1pt; border-bottom: Black 1pt solid&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td style=&quot;padding-bottom: 1pt&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td style=&quot;text-align: left; border-bottom: Black 1pt solid&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td style=&quot;text-align: right; border-bottom: Black 1pt solid&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td style=&quot;text-align: left; padding-bottom: 1pt&quot;&gt;&amp;nbsp;&lt;/td&gt;
     &lt;/tr&gt;
     &lt;tr style=&quot;vertical-align: bottom; background-color: White&quot;&gt;
      &lt;td style=&quot;text-align: left; padding-bottom: 2.25pt; padding-left: 10pt&quot;&gt;Total troubled debt restructurings that subsequently defaulted&lt;/td&gt;
      &lt;td style=&quot;padding-bottom: 2.25pt&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td style=&quot;border-bottom: Black 2.25pt double; text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td style=&quot;border-bottom: Black 2.25pt double; text-align: right&quot;&gt;1&lt;/td&gt;
      &lt;td style=&quot;border-bottom: Black 2.25pt double; text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td style=&quot;padding-bottom: 2.25pt&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td style=&quot;border-bottom: Black 2.25pt double; text-align: left&quot;&gt;$&lt;/td&gt;
      &lt;td style=&quot;border-bottom: Black 2.25pt double; text-align: right&quot;&gt;391&lt;/td&gt;
      &lt;td style=&quot;border-bottom: Black 2.25pt double; text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td style=&quot;padding-bottom: 2.25pt&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td style=&quot;border-bottom: Black 2.25pt double; text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td style=&quot;border-bottom: Black 2.25pt double; text-align: right&quot;&gt;2&lt;/td&gt;
      &lt;td style=&quot;border-bottom: Black 2.25pt double; text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td style=&quot;padding-bottom: 2.25pt&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td style=&quot;border-bottom: Black 2.25pt double; text-align: left&quot;&gt;$&lt;/td&gt;
      &lt;td style=&quot;border-bottom: Black 2.25pt double; text-align: right&quot;&gt;2,439&lt;/td&gt;
      &lt;td style=&quot;border-bottom: Black 2.25pt double; text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
     &lt;/tr&gt;

   &lt;/table&gt;&lt;br/&gt;&lt;p style=&quot;font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 0in&quot;&gt;The following table shows our non-performing loans at the periods indicated:&lt;/p&gt;&lt;br/&gt;&lt;table cellpadding=&quot;0&quot; cellspacing=&quot;0&quot; style=&quot;border-collapse: collapse; width: 100%; font: 10pt Times New Roman, Times, Serif&quot;&gt;

     &lt;tr style=&quot;vertical-align: bottom&quot;&gt;
      &lt;td&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td style=&quot;padding-bottom: 1pt&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td colspan=&quot;7&quot; style=&quot;text-align: center; border-bottom: Black 1pt solid&quot;&gt;At December 31,&lt;/td&gt;
     &lt;/tr&gt;
     &lt;tr style=&quot;vertical-align: bottom&quot;&gt;
      &lt;td colspan=&quot;1&quot; style=&quot;font-style: italic; text-align: left; border-bottom: Black 1pt solid&quot;&gt;(In thousands)&lt;/td&gt;
      &lt;td style=&quot;padding-bottom: 1pt; border-bottom: Black 1pt solid&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td colspan=&quot;3&quot; style=&quot;text-align: center; border-bottom: Black 1pt solid&quot;&gt;2015&lt;/td&gt;
      &lt;td style=&quot;padding-bottom: 1pt; border-bottom: Black 1pt solid&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td colspan=&quot;3&quot; style=&quot;text-align: center; border-bottom: Black 1pt solid&quot;&gt;2014&lt;/td&gt;
     &lt;/tr&gt;
     &lt;tr style=&quot;vertical-align: bottom&quot;&gt;
      &lt;td&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td colspan=&quot;3&quot; style=&quot;text-align: right&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td colspan=&quot;3&quot; style=&quot;text-align: right&quot;&gt;&amp;nbsp;&lt;/td&gt;
     &lt;/tr&gt;
     &lt;tr style=&quot;vertical-align: bottom; background-color: rgb(204,238,255)&quot;&gt;
      &lt;td style=&quot;font-weight: bold; text-align: left; padding-left: 0pt&quot;&gt;Loans ninety days or more past due and still accruing:&lt;/td&gt;
      &lt;td&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td style=&quot;text-align: right&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td style=&quot;text-align: right&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
     &lt;/tr&gt;
     &lt;tr style=&quot;vertical-align: bottom; background-color: White&quot;&gt;
      &lt;td style=&quot;width: 70%; text-align: left&quot;&gt;Multi-family residential&lt;/td&gt;
      &lt;td style=&quot;width: 1%&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td style=&quot;width: 1%; text-align: left&quot;&gt;$&lt;/td&gt;
      &lt;td style=&quot;width: 12%; text-align: right&quot;&gt;233&lt;/td&gt;
      &lt;td style=&quot;width: 1%; text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td style=&quot;width: 1%&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td style=&quot;width: 1%; text-align: left&quot;&gt;$&lt;/td&gt;
      &lt;td style=&quot;width: 12%; text-align: right&quot;&gt;676&lt;/td&gt;
      &lt;td style=&quot;width: 1%; text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
     &lt;/tr&gt;
     &lt;tr style=&quot;vertical-align: bottom; background-color: rgb(204,238,255)&quot;&gt;
      &lt;td style=&quot;text-align: left&quot;&gt;Commercial real estate&lt;/td&gt;
      &lt;td&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td style=&quot;text-align: right&quot;&gt;1,183&lt;/td&gt;
      &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td style=&quot;text-align: right&quot;&gt;820&lt;/td&gt;
      &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
     &lt;/tr&gt;
     &lt;tr style=&quot;vertical-align: bottom; background-color: White&quot;&gt;
      &lt;td style=&quot;text-align: left&quot;&gt;One-to-four family mixed-use property&lt;/td&gt;
      &lt;td&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td style=&quot;text-align: right&quot;&gt;611&lt;/td&gt;
      &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td style=&quot;text-align: right&quot;&gt;405&lt;/td&gt;
      &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
     &lt;/tr&gt;
     &lt;tr style=&quot;vertical-align: bottom; background-color: rgb(204,238,255)&quot;&gt;
      &lt;td style=&quot;text-align: left&quot;&gt;One-to-four family residential&lt;/td&gt;
      &lt;td&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td style=&quot;text-align: right&quot;&gt;13&lt;/td&gt;
      &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td style=&quot;text-align: right&quot;&gt;14&lt;/td&gt;
      &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
     &lt;/tr&gt;
     &lt;tr style=&quot;vertical-align: bottom; background-color: White&quot;&gt;
      &lt;td&gt;Construction&lt;/td&gt;
      &lt;td&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td style=&quot;text-align: right&quot;&gt;1,000&lt;/td&gt;
      &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td style=&quot;text-align: right&quot;&gt;-&lt;/td&gt;
      &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
     &lt;/tr&gt;
     &lt;tr style=&quot;vertical-align: bottom; background-color: rgb(204,238,255)&quot;&gt;
      &lt;td style=&quot;text-align: left; padding-bottom: 1pt&quot;&gt;Commercial business and other&lt;/td&gt;
      &lt;td style=&quot;padding-bottom: 1pt&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td style=&quot;border-bottom: Black 1pt solid; text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td style=&quot;border-bottom: Black 1pt solid; text-align: right&quot;&gt;220&lt;/td&gt;
      &lt;td style=&quot;border-bottom: Black 1pt solid; text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td style=&quot;padding-bottom: 1pt&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td style=&quot;border-bottom: Black 1pt solid; text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td style=&quot;border-bottom: Black 1pt solid; text-align: right&quot;&gt;386&lt;/td&gt;
      &lt;td style=&quot;border-bottom: Black 1pt solid; text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
     &lt;/tr&gt;
     &lt;tr style=&quot;vertical-align: bottom; background-color: White&quot;&gt;
      &lt;td style=&quot;padding-bottom: 1pt; padding-left: 10pt&quot;&gt;Total&lt;/td&gt;
      &lt;td style=&quot;padding-bottom: 1pt&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td style=&quot;border-bottom: Black 1pt solid; text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td style=&quot;border-bottom: Black 1pt solid; text-align: right&quot;&gt;3,260&lt;/td&gt;
      &lt;td style=&quot;border-bottom: Black 1pt solid; text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td style=&quot;padding-bottom: 1pt&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td style=&quot;border-bottom: Black 1pt solid; text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td style=&quot;border-bottom: Black 1pt solid; text-align: right&quot;&gt;2,301&lt;/td&gt;
      &lt;td style=&quot;border-bottom: Black 1pt solid; text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
     &lt;/tr&gt;
     &lt;tr style=&quot;vertical-align: bottom; background-color: rgb(204,238,255)&quot;&gt;
      &lt;td&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td style=&quot;text-align: right&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td style=&quot;text-align: right&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
     &lt;/tr&gt;
     &lt;tr style=&quot;vertical-align: bottom; background-color: White&quot;&gt;
      &lt;td style=&quot;font-weight: bold; text-align: left&quot;&gt;Non-accrual mortgage loans:&lt;/td&gt;
      &lt;td&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td style=&quot;text-align: right&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td style=&quot;text-align: right&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
     &lt;/tr&gt;
     &lt;tr style=&quot;vertical-align: bottom; background-color: rgb(204,238,255)&quot;&gt;
      &lt;td style=&quot;text-align: left&quot;&gt;Multi-family residential&lt;/td&gt;
      &lt;td&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td style=&quot;text-align: right&quot;&gt;3,561&lt;/td&gt;
      &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td style=&quot;text-align: right&quot;&gt;6,878&lt;/td&gt;
      &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
     &lt;/tr&gt;
     &lt;tr style=&quot;vertical-align: bottom; background-color: White&quot;&gt;
      &lt;td style=&quot;text-align: left&quot;&gt;Commercial real estate&lt;/td&gt;
      &lt;td&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td style=&quot;text-align: right&quot;&gt;2,398&lt;/td&gt;
      &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td style=&quot;text-align: right&quot;&gt;5,689&lt;/td&gt;
      &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
     &lt;/tr&gt;
     &lt;tr style=&quot;vertical-align: bottom; background-color: rgb(204,238,255)&quot;&gt;
      &lt;td style=&quot;text-align: left&quot;&gt;One-to-four family mixed-use property&lt;/td&gt;
      &lt;td&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td style=&quot;text-align: right&quot;&gt;5,952&lt;/td&gt;
      &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td style=&quot;text-align: right&quot;&gt;6,936&lt;/td&gt;
      &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
     &lt;/tr&gt;
     &lt;tr style=&quot;vertical-align: bottom; background-color: White&quot;&gt;
      &lt;td style=&quot;text-align: left; padding-bottom: 1pt&quot;&gt;One-to-four family residential&lt;/td&gt;
      &lt;td style=&quot;padding-bottom: 1pt&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td style=&quot;border-bottom: Black 1pt solid; text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td style=&quot;border-bottom: Black 1pt solid; text-align: right&quot;&gt;10,120&lt;/td&gt;
      &lt;td style=&quot;border-bottom: Black 1pt solid; text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td style=&quot;padding-bottom: 1pt&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td style=&quot;border-bottom: Black 1pt solid; text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td style=&quot;border-bottom: Black 1pt solid; text-align: right&quot;&gt;11,244&lt;/td&gt;
      &lt;td style=&quot;border-bottom: Black 1pt solid; text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
     &lt;/tr&gt;
     &lt;tr style=&quot;vertical-align: bottom; background-color: rgb(204,238,255)&quot;&gt;
      &lt;td style=&quot;padding-bottom: 1pt; padding-left: 10pt&quot;&gt;Total&lt;/td&gt;
      &lt;td style=&quot;padding-bottom: 1pt&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td style=&quot;border-bottom: Black 1pt solid; text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td style=&quot;border-bottom: Black 1pt solid; text-align: right&quot;&gt;22,031&lt;/td&gt;
      &lt;td style=&quot;border-bottom: Black 1pt solid; text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td style=&quot;padding-bottom: 1pt&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td style=&quot;border-bottom: Black 1pt solid; text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td style=&quot;border-bottom: Black 1pt solid; text-align: right&quot;&gt;30,747&lt;/td&gt;
      &lt;td style=&quot;border-bottom: Black 1pt solid; text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
     &lt;/tr&gt;
     &lt;tr style=&quot;vertical-align: bottom; background-color: White&quot;&gt;
      &lt;td&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td style=&quot;text-align: right&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td style=&quot;text-align: right&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
     &lt;/tr&gt;
     &lt;tr style=&quot;vertical-align: bottom; background-color: rgb(204,238,255)&quot;&gt;
      &lt;td style=&quot;font-weight: bold; text-align: left&quot;&gt;Non-accrual non-mortgage loans:&lt;/td&gt;
      &lt;td&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td style=&quot;text-align: right&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td style=&quot;text-align: right&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
     &lt;/tr&gt;
     &lt;tr style=&quot;vertical-align: bottom; background-color: White&quot;&gt;
      &lt;td style=&quot;text-align: left&quot;&gt;Small business administration&lt;/td&gt;
      &lt;td&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td style=&quot;text-align: right&quot;&gt;218&lt;/td&gt;
      &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td style=&quot;text-align: right&quot;&gt;-&lt;/td&gt;
      &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
     &lt;/tr&gt;
     &lt;tr style=&quot;vertical-align: bottom; background-color: rgb(204,238,255)&quot;&gt;
      &lt;td style=&quot;text-align: left; padding-bottom: 1pt&quot;&gt;Commercial business and other&lt;/td&gt;
      &lt;td style=&quot;padding-bottom: 1pt&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td style=&quot;border-bottom: Black 1pt solid; text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td style=&quot;border-bottom: Black 1pt solid; text-align: right&quot;&gt;568&lt;/td&gt;
      &lt;td style=&quot;border-bottom: Black 1pt solid; text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td style=&quot;padding-bottom: 1pt&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td style=&quot;border-bottom: Black 1pt solid; text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td style=&quot;border-bottom: Black 1pt solid; text-align: right&quot;&gt;1,143&lt;/td&gt;
      &lt;td style=&quot;border-bottom: Black 1pt solid; text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
     &lt;/tr&gt;
     &lt;tr style=&quot;vertical-align: bottom; background-color: White&quot;&gt;
      &lt;td style=&quot;padding-bottom: 1pt; padding-left: 10pt&quot;&gt;Total&lt;/td&gt;
      &lt;td style=&quot;padding-bottom: 1pt&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td style=&quot;border-bottom: Black 1pt solid; text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td style=&quot;border-bottom: Black 1pt solid; text-align: right&quot;&gt;786&lt;/td&gt;
      &lt;td style=&quot;border-bottom: Black 1pt solid; text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td style=&quot;padding-bottom: 1pt&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td style=&quot;border-bottom: Black 1pt solid; text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td style=&quot;border-bottom: Black 1pt solid; text-align: right&quot;&gt;1,143&lt;/td&gt;
      &lt;td style=&quot;border-bottom: Black 1pt solid; text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
     &lt;/tr&gt;
     &lt;tr style=&quot;vertical-align: bottom; background-color: rgb(204,238,255)&quot;&gt;
      &lt;td&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td style=&quot;text-align: right&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td style=&quot;text-align: right&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
     &lt;/tr&gt;
     &lt;tr style=&quot;vertical-align: bottom; background-color: White&quot;&gt;
      &lt;td style=&quot;font-weight: bold; text-align: left; padding-bottom: 1pt; padding-left: 20pt&quot;&gt;Total non-accrual loans&lt;/td&gt;
      &lt;td style=&quot;padding-bottom: 1pt&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td style=&quot;border-bottom: Black 1pt solid; text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td style=&quot;border-bottom: Black 1pt solid; text-align: right&quot;&gt;22,817&lt;/td&gt;
      &lt;td style=&quot;border-bottom: Black 1pt solid; text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td style=&quot;padding-bottom: 1pt&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td style=&quot;border-bottom: Black 1pt solid; text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td style=&quot;border-bottom: Black 1pt solid; text-align: right&quot;&gt;31,890&lt;/td&gt;
      &lt;td style=&quot;border-bottom: Black 1pt solid; text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
     &lt;/tr&gt;
     &lt;tr style=&quot;vertical-align: bottom; background-color: rgb(204,238,255)&quot;&gt;
      &lt;td&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td style=&quot;text-align: right&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td style=&quot;text-align: right&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
     &lt;/tr&gt;
     &lt;tr style=&quot;vertical-align: bottom; background-color: White&quot;&gt;
      &lt;td&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td style=&quot;text-align: right&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td style=&quot;text-align: right&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
     &lt;/tr&gt;
     &lt;tr style=&quot;vertical-align: bottom; background-color: rgb(204,238,255)&quot;&gt;
      &lt;td style=&quot;font-weight: bold; text-align: left; padding-bottom: 2.25pt; padding-left: 20pt&quot;&gt;Total non-accrual loans and ninety days or more past due and still accruing&lt;/td&gt;
      &lt;td style=&quot;padding-bottom: 2.25pt&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td style=&quot;border-bottom: Black 2.25pt double; text-align: left&quot;&gt;$&lt;/td&gt;
      &lt;td style=&quot;border-bottom: Black 2.25pt double; text-align: right&quot;&gt;26,077&lt;/td&gt;
      &lt;td style=&quot;border-bottom: Black 2.25pt double; text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td style=&quot;padding-bottom: 2.25pt&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td style=&quot;border-bottom: Black 2.25pt double; text-align: left&quot;&gt;$&lt;/td&gt;
      &lt;td style=&quot;border-bottom: Black 2.25pt double; text-align: right&quot;&gt;34,191&lt;/td&gt;
      &lt;td style=&quot;border-bottom: Black 2.25pt double; text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
     &lt;/tr&gt;

   &lt;/table&gt;&lt;br/&gt;&lt;p style=&quot;font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: left&quot;&gt;The following is a summary of interest foregone on non-accrual loans and loans classified as TDR for the years ended December 31:&lt;/p&gt;&lt;br/&gt;&lt;table cellpadding=&quot;0&quot; cellspacing=&quot;0&quot; style=&quot;border-collapse: collapse; width: 100%; font: 10pt Times New Roman, Times, Serif&quot;&gt;

     &lt;tr style=&quot;vertical-align: bottom&quot;&gt;
      &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td style=&quot;padding-bottom: 1pt&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td colspan=&quot;3&quot; style=&quot;text-align: center; border-bottom: Black 1pt solid&quot;&gt;2015&lt;/td&gt;
      &lt;td style=&quot;padding-bottom: 1pt&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td colspan=&quot;3&quot; style=&quot;text-align: center; border-bottom: Black 1pt solid&quot;&gt;2014&lt;/td&gt;
      &lt;td style=&quot;padding-bottom: 1pt&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td colspan=&quot;3&quot; style=&quot;text-align: center; border-bottom: Black 1pt solid&quot;&gt;2013&lt;/td&gt;
     &lt;/tr&gt;
     &lt;tr style=&quot;vertical-align: bottom&quot;&gt;
      &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td style=&quot;font-style: italic&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td colspan=&quot;11&quot; style=&quot;font-style: italic; text-align: center&quot;&gt;(In thousands)&lt;/td&gt;
     &lt;/tr&gt;
     &lt;tr style=&quot;vertical-align: bottom; background-color: rgb(204,238,255)&quot;&gt;
      &lt;td style=&quot;width: 61%; text-align: left; padding-left: 0pt&quot;&gt;Interest income that would have been recognized had the loans performed in accordance with their original terms&lt;/td&gt;
      &lt;td style=&quot;width: 1%&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td style=&quot;width: 1%; text-align: left&quot;&gt;$&lt;/td&gt;
      &lt;td style=&quot;width: 10%; text-align: right&quot;&gt;2,387&lt;/td&gt;
      &lt;td style=&quot;width: 1%; text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td style=&quot;width: 1%&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td style=&quot;width: 1%; text-align: left&quot;&gt;$&lt;/td&gt;
      &lt;td style=&quot;width: 10%; text-align: right&quot;&gt;2,919&lt;/td&gt;
      &lt;td style=&quot;width: 1%; text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td style=&quot;width: 1%&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td style=&quot;width: 1%; text-align: left&quot;&gt;$&lt;/td&gt;
      &lt;td style=&quot;width: 10%; text-align: right&quot;&gt;4,656&lt;/td&gt;
      &lt;td style=&quot;width: 1%; text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
     &lt;/tr&gt;
     &lt;tr style=&quot;vertical-align: bottom; background-color: White&quot;&gt;
      &lt;td style=&quot;text-align: left; padding-bottom: 1pt&quot;&gt;Less:&amp;nbsp;&amp;nbsp;Interest income included in the results of operations&lt;/td&gt;
      &lt;td style=&quot;padding-bottom: 1pt&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td style=&quot;border-bottom: Black 1pt solid; text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td style=&quot;border-bottom: Black 1pt solid; text-align: right&quot;&gt;702&lt;/td&gt;
      &lt;td style=&quot;border-bottom: Black 1pt solid; text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td style=&quot;padding-bottom: 1pt&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td style=&quot;border-bottom: Black 1pt solid; text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td style=&quot;border-bottom: Black 1pt solid; text-align: right&quot;&gt;796&lt;/td&gt;
      &lt;td style=&quot;border-bottom: Black 1pt solid; text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td style=&quot;padding-bottom: 1pt&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td style=&quot;border-bottom: Black 1pt solid; text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td style=&quot;border-bottom: Black 1pt solid; text-align: right&quot;&gt;1,213&lt;/td&gt;
      &lt;td style=&quot;border-bottom: Black 1pt solid; text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
     &lt;/tr&gt;
     &lt;tr style=&quot;vertical-align: bottom; background-color: rgb(204,238,255)&quot;&gt;
      &lt;td style=&quot;text-align: left; padding-bottom: 2.25pt; padding-left: 10pt&quot;&gt;Total foregone interest&lt;/td&gt;
      &lt;td style=&quot;padding-bottom: 2.25pt&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td style=&quot;border-bottom: Black 2.25pt double; text-align: left&quot;&gt;$&lt;/td&gt;
      &lt;td style=&quot;border-bottom: Black 2.25pt double; text-align: right&quot;&gt;1,685&lt;/td&gt;
      &lt;td style=&quot;border-bottom: Black 2.25pt double; text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td style=&quot;padding-bottom: 2.25pt&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td style=&quot;border-bottom: Black 2.25pt double; text-align: left&quot;&gt;$&lt;/td&gt;
      &lt;td style=&quot;border-bottom: Black 2.25pt double; text-align: right&quot;&gt;2,123&lt;/td&gt;
      &lt;td style=&quot;border-bottom: Black 2.25pt double; text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td style=&quot;padding-bottom: 2.25pt&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td style=&quot;border-bottom: Black 2.25pt double; text-align: left&quot;&gt;$&lt;/td&gt;
      &lt;td style=&quot;border-bottom: Black 2.25pt double; text-align: right&quot;&gt;3,443&lt;/td&gt;
      &lt;td style=&quot;border-bottom: Black 2.25pt double; text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
     &lt;/tr&gt;

   &lt;/table&gt;&lt;br/&gt;&lt;p style=&quot;font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 0in&quot;&gt;The following table shows an age analysis of our recorded investment in loans at December 31, 2015:&lt;/p&gt;&lt;br/&gt;&lt;table cellpadding=&quot;0&quot; cellspacing=&quot;0&quot; style=&quot;border-collapse: collapse; width: 100%; font: 10pt Times New Roman, Times, Serif&quot;&gt;

     &lt;tr style=&quot;vertical-align: bottom&quot;&gt;
      &lt;td style=&quot;font-style: italic; border-bottom: Black 1pt solid&quot;&gt;(in thousands)&lt;/td&gt;
      &lt;td style=&quot;padding-bottom: 1pt; border-bottom: Black 1pt solid&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td colspan=&quot;3&quot; style=&quot;text-align: center; border-bottom: Black 1pt solid&quot;&gt;30 - 59 Days&lt;br /&gt; Past Due&lt;/td&gt;
      &lt;td style=&quot;padding-bottom: 1pt; border-bottom: Black 1pt solid&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td colspan=&quot;3&quot; style=&quot;text-align: center; border-bottom: Black 1pt solid&quot;&gt;60 - 89 Days&lt;br /&gt; Past Due&lt;/td&gt;
      &lt;td style=&quot;padding-bottom: 1pt; border-bottom: Black 1pt solid&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td colspan=&quot;3&quot; style=&quot;text-align: center; border-bottom: Black 1pt solid&quot;&gt;Greater &lt;br /&gt; than&lt;br /&gt; 90 Days&lt;/td&gt;
      &lt;td style=&quot;padding-bottom: 1pt; border-bottom: Black 1pt solid&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td colspan=&quot;3&quot; style=&quot;text-align: center; border-bottom: Black 1pt solid&quot;&gt;Total Past&lt;br /&gt; Due&lt;/td&gt;
      &lt;td style=&quot;padding-bottom: 1pt; border-bottom: Black 1pt solid&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td colspan=&quot;3&quot; style=&quot;text-align: center; border-bottom: Black 1pt solid&quot;&gt;Current&lt;/td&gt;
      &lt;td style=&quot;padding-bottom: 1pt; border-bottom: Black 1pt solid&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td colspan=&quot;3&quot; style=&quot;text-align: center; border-bottom: Black 1pt solid&quot;&gt;Total Loans&lt;/td&gt;
     &lt;/tr&gt;
     &lt;tr style=&quot;vertical-align: bottom&quot;&gt;
      &lt;td&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td style=&quot;font-style: italic&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td colspan=&quot;15&quot; style=&quot;font-style: italic; text-align: center&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td colspan=&quot;3&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td colspan=&quot;3&quot;&gt;&amp;nbsp;&lt;/td&gt;
     &lt;/tr&gt;
     &lt;tr style=&quot;vertical-align: bottom&quot;&gt;
      &lt;td style=&quot;font-weight: bold&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td colspan=&quot;3&quot; style=&quot;text-align: center&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td colspan=&quot;3&quot; style=&quot;text-align: center&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td colspan=&quot;3&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td colspan=&quot;3&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td colspan=&quot;3&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td colspan=&quot;3&quot;&gt;&amp;nbsp;&lt;/td&gt;
     &lt;/tr&gt;
     &lt;tr style=&quot;vertical-align: bottom; background-color: rgb(204,238,255)&quot;&gt;
      &lt;td style=&quot;width: 40%; text-align: left&quot;&gt;Multi-family residential&lt;/td&gt;
      &lt;td style=&quot;width: 1%&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td style=&quot;width: 1%; text-align: left&quot;&gt;$&lt;/td&gt;
      &lt;td style=&quot;width: 7%; text-align: right&quot;&gt;9,421&lt;/td&gt;
      &lt;td style=&quot;width: 1%; text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td style=&quot;width: 1%&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td style=&quot;width: 1%; text-align: left&quot;&gt;$&lt;/td&gt;
      &lt;td style=&quot;width: 7%; text-align: right&quot;&gt;804&lt;/td&gt;
      &lt;td style=&quot;width: 1%; text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td style=&quot;width: 1%&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td style=&quot;width: 1%; text-align: left&quot;&gt;$&lt;/td&gt;
      &lt;td style=&quot;width: 7%; text-align: right&quot;&gt;3,794&lt;/td&gt;
      &lt;td style=&quot;width: 1%; text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td style=&quot;width: 1%&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td style=&quot;width: 1%; text-align: left&quot;&gt;$&lt;/td&gt;
      &lt;td style=&quot;width: 7%; text-align: right&quot;&gt;14,019&lt;/td&gt;
      &lt;td style=&quot;width: 1%; text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td style=&quot;width: 1%&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td style=&quot;width: 1%; text-align: left&quot;&gt;$&lt;/td&gt;
      &lt;td style=&quot;width: 7%; text-align: right&quot;&gt;2,041,209&lt;/td&gt;
      &lt;td style=&quot;width: 1%; text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td style=&quot;width: 1%&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td style=&quot;width: 1%; text-align: left&quot;&gt;$&lt;/td&gt;
      &lt;td style=&quot;width: 7%; text-align: right&quot;&gt;2,055,228&lt;/td&gt;
      &lt;td style=&quot;width: 1%; text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
     &lt;/tr&gt;
     &lt;tr style=&quot;vertical-align: bottom; background-color: White&quot;&gt;
      &lt;td style=&quot;text-align: left&quot;&gt;Commercial real estate&lt;/td&gt;
      &lt;td&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td style=&quot;text-align: right&quot;&gt;2,820&lt;/td&gt;
      &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td style=&quot;text-align: right&quot;&gt;153&lt;/td&gt;
      &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td style=&quot;text-align: right&quot;&gt;3,580&lt;/td&gt;
      &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td style=&quot;text-align: right&quot;&gt;6,553&lt;/td&gt;
      &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td style=&quot;text-align: right&quot;&gt;994,683&lt;/td&gt;
      &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td style=&quot;text-align: right&quot;&gt;1,001,236&lt;/td&gt;
      &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
     &lt;/tr&gt;
     &lt;tr style=&quot;vertical-align: bottom; background-color: rgb(204,238,255)&quot;&gt;
      &lt;td style=&quot;text-align: left&quot;&gt;One-to-four family - mixed-use property&lt;/td&gt;
      &lt;td&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td style=&quot;text-align: right&quot;&gt;8,630&lt;/td&gt;
      &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td style=&quot;text-align: right&quot;&gt;1,258&lt;/td&gt;
      &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td style=&quot;text-align: right&quot;&gt;6,563&lt;/td&gt;
      &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td style=&quot;text-align: right&quot;&gt;16,451&lt;/td&gt;
      &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td style=&quot;text-align: right&quot;&gt;556,592&lt;/td&gt;
      &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td style=&quot;text-align: right&quot;&gt;573,043&lt;/td&gt;
      &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
     &lt;/tr&gt;
     &lt;tr style=&quot;vertical-align: bottom; background-color: White&quot;&gt;
      &lt;td style=&quot;text-align: left&quot;&gt;One-to-four family - residential&lt;/td&gt;
      &lt;td&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td style=&quot;text-align: right&quot;&gt;4,261&lt;/td&gt;
      &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td style=&quot;text-align: right&quot;&gt;154&lt;/td&gt;
      &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td style=&quot;text-align: right&quot;&gt;10,134&lt;/td&gt;
      &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td style=&quot;text-align: right&quot;&gt;14,549&lt;/td&gt;
      &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td style=&quot;text-align: right&quot;&gt;173,289&lt;/td&gt;
      &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td style=&quot;text-align: right&quot;&gt;187,838&lt;/td&gt;
      &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
     &lt;/tr&gt;
     &lt;tr style=&quot;vertical-align: bottom; background-color: rgb(204,238,255)&quot;&gt;
      &lt;td style=&quot;text-align: left&quot;&gt;Co-operative apartments&lt;/td&gt;
      &lt;td&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td style=&quot;text-align: right&quot;&gt;-&lt;/td&gt;
      &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td style=&quot;text-align: right&quot;&gt;-&lt;/td&gt;
      &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td style=&quot;text-align: right&quot;&gt;-&lt;/td&gt;
      &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td style=&quot;text-align: right&quot;&gt;-&lt;/td&gt;
      &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td style=&quot;text-align: right&quot;&gt;8,285&lt;/td&gt;
      &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td style=&quot;text-align: right&quot;&gt;8,285&lt;/td&gt;
      &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
     &lt;/tr&gt;
     &lt;tr style=&quot;vertical-align: bottom; background-color: White&quot;&gt;
      &lt;td style=&quot;text-align: left&quot;&gt;Construction loans&lt;/td&gt;
      &lt;td&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td style=&quot;text-align: right&quot;&gt;-&lt;/td&gt;
      &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td style=&quot;text-align: right&quot;&gt;-&lt;/td&gt;
      &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td style=&quot;text-align: right&quot;&gt;1,000&lt;/td&gt;
      &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td style=&quot;text-align: right&quot;&gt;1,000&lt;/td&gt;
      &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td style=&quot;text-align: right&quot;&gt;6,284&lt;/td&gt;
      &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td style=&quot;text-align: right&quot;&gt;7,284&lt;/td&gt;
      &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
     &lt;/tr&gt;
     &lt;tr style=&quot;vertical-align: bottom; background-color: rgb(204,238,255)&quot;&gt;
      &lt;td style=&quot;text-align: left&quot;&gt;Small Business Administration&lt;/td&gt;
      &lt;td&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td style=&quot;text-align: right&quot;&gt;42&lt;/td&gt;
      &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td style=&quot;text-align: right&quot;&gt;-&lt;/td&gt;
      &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td style=&quot;text-align: right&quot;&gt;218&lt;/td&gt;
      &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td style=&quot;text-align: right&quot;&gt;260&lt;/td&gt;
      &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td style=&quot;text-align: right&quot;&gt;11,934&lt;/td&gt;
      &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td style=&quot;text-align: right&quot;&gt;12,194&lt;/td&gt;
      &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
     &lt;/tr&gt;
     &lt;tr style=&quot;vertical-align: bottom; background-color: White&quot;&gt;
      &lt;td style=&quot;text-align: left&quot;&gt;Taxi medallion&lt;/td&gt;
      &lt;td&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td style=&quot;text-align: right&quot;&gt;-&lt;/td&gt;
      &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td style=&quot;text-align: right&quot;&gt;-&lt;/td&gt;
      &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td style=&quot;text-align: right&quot;&gt;-&lt;/td&gt;
      &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td style=&quot;text-align: right&quot;&gt;-&lt;/td&gt;
      &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td style=&quot;text-align: right&quot;&gt;20,881&lt;/td&gt;
      &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td style=&quot;text-align: right&quot;&gt;20,881&lt;/td&gt;
      &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
     &lt;/tr&gt;
     &lt;tr style=&quot;vertical-align: bottom; background-color: rgb(204,238,255)&quot;&gt;
      &lt;td style=&quot;text-align: left; padding-bottom: 1pt&quot;&gt;Commercial business and other&lt;/td&gt;
      &lt;td style=&quot;padding-bottom: 1pt&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td style=&quot;border-bottom: Black 1pt solid; text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td style=&quot;border-bottom: Black 1pt solid; text-align: right&quot;&gt;-&lt;/td&gt;
      &lt;td style=&quot;border-bottom: Black 1pt solid; text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td style=&quot;padding-bottom: 1pt; border-bottom: Black 1pt solid&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td style=&quot;border-bottom: Black 1pt solid; text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td style=&quot;border-bottom: Black 1pt solid; text-align: right&quot;&gt;2&lt;/td&gt;
      &lt;td style=&quot;border-bottom: Black 1pt solid; text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td style=&quot;padding-bottom: 1pt; border-bottom: Black 1pt solid&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td style=&quot;border-bottom: Black 1pt solid; text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td style=&quot;border-bottom: Black 1pt solid; text-align: right&quot;&gt;228&lt;/td&gt;
      &lt;td style=&quot;border-bottom: Black 1pt solid; text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td style=&quot;padding-bottom: 1pt; border-bottom: Black 1pt solid&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td style=&quot;border-bottom: Black 1pt solid; text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td style=&quot;border-bottom: Black 1pt solid; text-align: right&quot;&gt;230&lt;/td&gt;
      &lt;td style=&quot;border-bottom: Black 1pt solid; text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td style=&quot;padding-bottom: 1pt; border-bottom: Black 1pt solid&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td style=&quot;border-bottom: Black 1pt solid; text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td style=&quot;border-bottom: Black 1pt solid; text-align: right&quot;&gt;506,392&lt;/td&gt;
      &lt;td style=&quot;border-bottom: Black 1pt solid; text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td style=&quot;padding-bottom: 1pt; border-bottom: Black 1pt solid&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td style=&quot;border-bottom: Black 1pt solid; text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td style=&quot;border-bottom: Black 1pt solid; text-align: right&quot;&gt;506,622&lt;/td&gt;
      &lt;td style=&quot;border-bottom: Black 1pt solid; text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
     &lt;/tr&gt;
     &lt;tr style=&quot;vertical-align: bottom; background-color: White&quot;&gt;
      &lt;td style=&quot;padding-bottom: 2.25pt; padding-left: 10pt&quot;&gt;Total&lt;/td&gt;
      &lt;td style=&quot;padding-bottom: 2.25pt&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td style=&quot;border-bottom: Black 2.5pt double; text-align: left&quot;&gt;$&lt;/td&gt;
      &lt;td style=&quot;border-bottom: Black 2.5pt double; text-align: right&quot;&gt;25,174&lt;/td&gt;
      &lt;td style=&quot;border-bottom: Black 2.5pt double; text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td style=&quot;padding-bottom: 2.25pt; border-bottom: Black 2.5pt double&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td style=&quot;border-bottom: Black 2.5pt double; text-align: left&quot;&gt;$&lt;/td&gt;
      &lt;td style=&quot;border-bottom: Black 2.5pt double; text-align: right&quot;&gt;2,371&lt;/td&gt;
      &lt;td style=&quot;border-bottom: Black 2.5pt double; text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td style=&quot;padding-bottom: 2.25pt; border-bottom: Black 2.5pt double&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td style=&quot;border-bottom: Black 2.5pt double; text-align: left&quot;&gt;$&lt;/td&gt;
      &lt;td style=&quot;border-bottom: Black 2.5pt double; text-align: right&quot;&gt;25,517&lt;/td&gt;
      &lt;td style=&quot;border-bottom: Black 2.5pt double; text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td style=&quot;padding-bottom: 2.25pt; border-bottom: Black 2.5pt double&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td style=&quot;border-bottom: Black 2.5pt double; text-align: left&quot;&gt;$&lt;/td&gt;
      &lt;td style=&quot;border-bottom: Black 2.5pt double; text-align: right&quot;&gt;53,062&lt;/td&gt;
      &lt;td style=&quot;border-bottom: Black 2.5pt double; text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td style=&quot;padding-bottom: 2.25pt; border-bottom: Black 2.5pt double&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td style=&quot;border-bottom: Black 2.5pt double; text-align: left&quot;&gt;$&lt;/td&gt;
      &lt;td style=&quot;border-bottom: Black 2.5pt double; text-align: right&quot;&gt;4,319,549&lt;/td&gt;
      &lt;td style=&quot;border-bottom: Black 2.5pt double; text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td style=&quot;padding-bottom: 2.25pt; border-bottom: Black 2.5pt double&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td style=&quot;border-bottom: Black 2.5pt double; text-align: left&quot;&gt;$&lt;/td&gt;
      &lt;td style=&quot;border-bottom: Black 2.5pt double; text-align: right&quot;&gt;4,372,611&lt;/td&gt;
      &lt;td style=&quot;border-bottom: Black 2.5pt double; text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
     &lt;/tr&gt;

   &lt;/table&gt;&lt;br/&gt;&lt;p style=&quot;font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 0in&quot;&gt;The following table shows an age analysis of our recorded investment in loans at December 31, 2014:&lt;/p&gt;&lt;br/&gt;&lt;table cellpadding=&quot;0&quot; cellspacing=&quot;0&quot; style=&quot;border-collapse: collapse; width: 100%; font: 10pt Times New Roman, Times, Serif&quot;&gt;

     &lt;tr style=&quot;vertical-align: bottom&quot;&gt;
      &lt;td style=&quot;font-style: italic; border-bottom: Black 1pt solid&quot;&gt;(in thousands)&lt;/td&gt;
      &lt;td style=&quot;padding-bottom: 1pt; border-bottom: Black 1pt solid&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td colspan=&quot;3&quot; style=&quot;text-align: center; border-bottom: Black 1pt solid&quot;&gt;30 - 59 Days&lt;br /&gt; Past Due&lt;/td&gt;
      &lt;td style=&quot;padding-bottom: 1pt; border-bottom: Black 1pt solid&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td colspan=&quot;3&quot; style=&quot;text-align: center; border-bottom: Black 1pt solid&quot;&gt;60 - 89 Days&lt;br /&gt; Past Due&lt;/td&gt;
      &lt;td style=&quot;padding-bottom: 1pt; border-bottom: Black 1pt solid&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td colspan=&quot;3&quot; style=&quot;text-align: center; border-bottom: Black 1pt solid&quot;&gt;Greater &lt;br /&gt; than&lt;br /&gt; 90 Days&lt;/td&gt;
      &lt;td style=&quot;padding-bottom: 1pt; border-bottom: Black 1pt solid&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td colspan=&quot;3&quot; style=&quot;text-align: center; border-bottom: Black 1pt solid&quot;&gt;Total Past&lt;br /&gt; Due&lt;/td&gt;
      &lt;td style=&quot;padding-bottom: 1pt; border-bottom: Black 1pt solid&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td colspan=&quot;3&quot; style=&quot;text-align: center; border-bottom: Black 1pt solid&quot;&gt;Current&lt;/td&gt;
      &lt;td style=&quot;padding-bottom: 1pt; border-bottom: Black 1pt solid&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td colspan=&quot;3&quot; style=&quot;text-align: center; border-bottom: Black 1pt solid&quot;&gt;Total Loans&lt;/td&gt;
     &lt;/tr&gt;
     &lt;tr style=&quot;vertical-align: bottom&quot;&gt;
      &lt;td&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td style=&quot;font-style: italic&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td colspan=&quot;15&quot; style=&quot;font-style: italic; text-align: center&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td colspan=&quot;3&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td colspan=&quot;3&quot;&gt;&amp;nbsp;&lt;/td&gt;
     &lt;/tr&gt;
     &lt;tr style=&quot;vertical-align: bottom&quot;&gt;
      &lt;td style=&quot;font-weight: bold&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td colspan=&quot;3&quot; style=&quot;text-align: center&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td colspan=&quot;3&quot; style=&quot;text-align: center&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td colspan=&quot;3&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td colspan=&quot;3&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td colspan=&quot;3&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td colspan=&quot;3&quot;&gt;&amp;nbsp;&lt;/td&gt;
     &lt;/tr&gt;
     &lt;tr style=&quot;vertical-align: bottom; background-color: rgb(204,238,255)&quot;&gt;
      &lt;td style=&quot;width: 40%; text-align: left&quot;&gt;Multi-family residential&lt;/td&gt;
      &lt;td style=&quot;width: 1%&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td style=&quot;width: 1%; text-align: left&quot;&gt;$&lt;/td&gt;
      &lt;td style=&quot;width: 7%; text-align: right&quot;&gt;7,721&lt;/td&gt;
      &lt;td style=&quot;width: 1%; text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td style=&quot;width: 1%&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td style=&quot;width: 1%; text-align: left&quot;&gt;$&lt;/td&gt;
      &lt;td style=&quot;width: 7%; text-align: right&quot;&gt;1,729&lt;/td&gt;
      &lt;td style=&quot;width: 1%; text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td style=&quot;width: 1%&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td style=&quot;width: 1%; text-align: left&quot;&gt;$&lt;/td&gt;
      &lt;td style=&quot;width: 7%; text-align: right&quot;&gt;7,554&lt;/td&gt;
      &lt;td style=&quot;width: 1%; text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td style=&quot;width: 1%&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td style=&quot;width: 1%; text-align: left&quot;&gt;$&lt;/td&gt;
      &lt;td style=&quot;width: 7%; text-align: right&quot;&gt;17,004&lt;/td&gt;
      &lt;td style=&quot;width: 1%; text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td style=&quot;width: 1%&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td style=&quot;width: 1%; text-align: left&quot;&gt;$&lt;/td&gt;
      &lt;td style=&quot;width: 7%; text-align: right&quot;&gt;1,906,456&lt;/td&gt;
      &lt;td style=&quot;width: 1%; text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td style=&quot;width: 1%&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td style=&quot;width: 1%; text-align: left&quot;&gt;$&lt;/td&gt;
      &lt;td style=&quot;width: 7%; text-align: right&quot;&gt;1,923,460&lt;/td&gt;
      &lt;td style=&quot;width: 1%; text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
     &lt;/tr&gt;
     &lt;tr style=&quot;vertical-align: bottom; background-color: White&quot;&gt;
      &lt;td style=&quot;text-align: left&quot;&gt;Commercial real estate&lt;/td&gt;
      &lt;td&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td style=&quot;text-align: right&quot;&gt;1,612&lt;/td&gt;
      &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td style=&quot;text-align: right&quot;&gt;1,903&lt;/td&gt;
      &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td style=&quot;text-align: right&quot;&gt;6,510&lt;/td&gt;
      &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td style=&quot;text-align: right&quot;&gt;10,025&lt;/td&gt;
      &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td style=&quot;text-align: right&quot;&gt;611,544&lt;/td&gt;
      &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td style=&quot;text-align: right&quot;&gt;621,569&lt;/td&gt;
      &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
     &lt;/tr&gt;
     &lt;tr style=&quot;vertical-align: bottom; background-color: rgb(204,238,255)&quot;&gt;
      &lt;td style=&quot;text-align: left&quot;&gt;One-to-four family - mixed-use property&lt;/td&gt;
      &lt;td&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td style=&quot;text-align: right&quot;&gt;10,408&lt;/td&gt;
      &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td style=&quot;text-align: right&quot;&gt;1,154&lt;/td&gt;
      &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td style=&quot;text-align: right&quot;&gt;7,341&lt;/td&gt;
      &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td style=&quot;text-align: right&quot;&gt;18,903&lt;/td&gt;
      &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td style=&quot;text-align: right&quot;&gt;554,876&lt;/td&gt;
      &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td style=&quot;text-align: right&quot;&gt;573,779&lt;/td&gt;
      &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
     &lt;/tr&gt;
     &lt;tr style=&quot;vertical-align: bottom; background-color: White&quot;&gt;
      &lt;td style=&quot;text-align: left&quot;&gt;One-to-four family - residential&lt;/td&gt;
      &lt;td&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td style=&quot;text-align: right&quot;&gt;1,751&lt;/td&gt;
      &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td style=&quot;text-align: right&quot;&gt;2,244&lt;/td&gt;
      &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td style=&quot;text-align: right&quot;&gt;11,051&lt;/td&gt;
      &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td style=&quot;text-align: right&quot;&gt;15,046&lt;/td&gt;
      &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td style=&quot;text-align: right&quot;&gt;172,526&lt;/td&gt;
      &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td style=&quot;text-align: right&quot;&gt;187,572&lt;/td&gt;
      &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
     &lt;/tr&gt;
     &lt;tr style=&quot;vertical-align: bottom; background-color: rgb(204,238,255)&quot;&gt;
      &lt;td style=&quot;text-align: left&quot;&gt;Co-operative apartments&lt;/td&gt;
      &lt;td&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td style=&quot;text-align: right&quot;&gt;-&lt;/td&gt;
      &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td style=&quot;text-align: right&quot;&gt;-&lt;/td&gt;
      &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td style=&quot;text-align: right&quot;&gt;-&lt;/td&gt;
      &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td style=&quot;text-align: right&quot;&gt;-&lt;/td&gt;
      &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td style=&quot;text-align: right&quot;&gt;9,835&lt;/td&gt;
      &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td style=&quot;text-align: right&quot;&gt;9,835&lt;/td&gt;
      &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
     &lt;/tr&gt;
     &lt;tr style=&quot;vertical-align: bottom; background-color: White&quot;&gt;
      &lt;td style=&quot;text-align: left&quot;&gt;Construction loans&lt;/td&gt;
      &lt;td&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td style=&quot;text-align: right&quot;&gt;3,000&lt;/td&gt;
      &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td style=&quot;text-align: right&quot;&gt;-&lt;/td&gt;
      &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td style=&quot;text-align: right&quot;&gt;-&lt;/td&gt;
      &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td style=&quot;text-align: right&quot;&gt;3,000&lt;/td&gt;
      &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td style=&quot;text-align: right&quot;&gt;2,286&lt;/td&gt;
      &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td style=&quot;text-align: right&quot;&gt;5,286&lt;/td&gt;
      &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
     &lt;/tr&gt;
     &lt;tr style=&quot;vertical-align: bottom; background-color: rgb(204,238,255)&quot;&gt;
      &lt;td style=&quot;text-align: left&quot;&gt;Small Business Administration&lt;/td&gt;
      &lt;td&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td style=&quot;text-align: right&quot;&gt;90&lt;/td&gt;
      &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td style=&quot;text-align: right&quot;&gt;-&lt;/td&gt;
      &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td style=&quot;text-align: right&quot;&gt;-&lt;/td&gt;
      &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td style=&quot;text-align: right&quot;&gt;90&lt;/td&gt;
      &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td style=&quot;text-align: right&quot;&gt;7,044&lt;/td&gt;
      &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td style=&quot;text-align: right&quot;&gt;7,134&lt;/td&gt;
      &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
     &lt;/tr&gt;
     &lt;tr style=&quot;vertical-align: bottom; background-color: White&quot;&gt;
      &lt;td style=&quot;text-align: left&quot;&gt;Taxi medallion&lt;/td&gt;
      &lt;td&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td style=&quot;text-align: right&quot;&gt;-&lt;/td&gt;
      &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td style=&quot;text-align: right&quot;&gt;-&lt;/td&gt;
      &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td style=&quot;text-align: right&quot;&gt;-&lt;/td&gt;
      &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td style=&quot;text-align: right&quot;&gt;-&lt;/td&gt;
      &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td style=&quot;text-align: right&quot;&gt;22,519&lt;/td&gt;
      &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td style=&quot;text-align: right&quot;&gt;22,519&lt;/td&gt;
      &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
     &lt;/tr&gt;
     &lt;tr style=&quot;vertical-align: bottom; background-color: rgb(204,238,255)&quot;&gt;
      &lt;td style=&quot;text-align: left; padding-bottom: 1pt&quot;&gt;Commercial business and other&lt;/td&gt;
      &lt;td style=&quot;padding-bottom: 1pt&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td style=&quot;border-bottom: Black 1pt solid; text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td style=&quot;border-bottom: Black 1pt solid; text-align: right&quot;&gt;6&lt;/td&gt;
      &lt;td style=&quot;border-bottom: Black 1pt solid; text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td style=&quot;padding-bottom: 1pt; border-bottom: Black 1pt solid&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td style=&quot;border-bottom: Black 1pt solid; text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td style=&quot;border-bottom: Black 1pt solid; text-align: right&quot;&gt;1,585&lt;/td&gt;
      &lt;td style=&quot;border-bottom: Black 1pt solid; text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td style=&quot;padding-bottom: 1pt; border-bottom: Black 1pt solid&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td style=&quot;border-bottom: Black 1pt solid; text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td style=&quot;border-bottom: Black 1pt solid; text-align: right&quot;&gt;740&lt;/td&gt;
      &lt;td style=&quot;border-bottom: Black 1pt solid; text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td style=&quot;padding-bottom: 1pt; border-bottom: Black 1pt solid&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td style=&quot;border-bottom: Black 1pt solid; text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td style=&quot;border-bottom: Black 1pt solid; text-align: right&quot;&gt;2,331&lt;/td&gt;
      &lt;td style=&quot;border-bottom: Black 1pt solid; text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td style=&quot;padding-bottom: 1pt; border-bottom: Black 1pt solid&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td style=&quot;border-bottom: Black 1pt solid; text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td style=&quot;border-bottom: Black 1pt solid; text-align: right&quot;&gt;445,169&lt;/td&gt;
      &lt;td style=&quot;border-bottom: Black 1pt solid; text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td style=&quot;padding-bottom: 1pt; border-bottom: Black 1pt solid&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td style=&quot;border-bottom: Black 1pt solid; text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td style=&quot;border-bottom: Black 1pt solid; text-align: right&quot;&gt;447,500&lt;/td&gt;
      &lt;td style=&quot;border-bottom: Black 1pt solid; text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
     &lt;/tr&gt;
     &lt;tr style=&quot;vertical-align: bottom; background-color: White&quot;&gt;
      &lt;td style=&quot;padding-bottom: 2.25pt; padding-left: 10pt&quot;&gt;Total&lt;/td&gt;
      &lt;td style=&quot;padding-bottom: 2.25pt&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td style=&quot;border-bottom: Black 2.5pt double; text-align: left&quot;&gt;$&lt;/td&gt;
      &lt;td style=&quot;border-bottom: Black 2.5pt double; text-align: right&quot;&gt;24,588&lt;/td&gt;
      &lt;td style=&quot;border-bottom: Black 2.5pt double; text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td style=&quot;padding-bottom: 2.25pt; border-bottom: Black 2.5pt double&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td style=&quot;border-bottom: Black 2.5pt double; text-align: left&quot;&gt;$&lt;/td&gt;
      &lt;td style=&quot;border-bottom: Black 2.5pt double; text-align: right&quot;&gt;8,615&lt;/td&gt;
      &lt;td style=&quot;border-bottom: Black 2.5pt double; text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td style=&quot;padding-bottom: 2.25pt; border-bottom: Black 2.5pt double&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td style=&quot;border-bottom: Black 2.5pt double; text-align: left&quot;&gt;$&lt;/td&gt;
      &lt;td style=&quot;border-bottom: Black 2.5pt double; text-align: right&quot;&gt;33,196&lt;/td&gt;
      &lt;td style=&quot;border-bottom: Black 2.5pt double; text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td style=&quot;padding-bottom: 2.25pt; border-bottom: Black 2.5pt double&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td style=&quot;border-bottom: Black 2.5pt double; text-align: left&quot;&gt;$&lt;/td&gt;
      &lt;td style=&quot;border-bottom: Black 2.5pt double; text-align: right&quot;&gt;66,399&lt;/td&gt;
      &lt;td style=&quot;border-bottom: Black 2.5pt double; text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td style=&quot;padding-bottom: 2.25pt; border-bottom: Black 2.5pt double&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td style=&quot;border-bottom: Black 2.5pt double; text-align: left&quot;&gt;$&lt;/td&gt;
      &lt;td style=&quot;border-bottom: Black 2.5pt double; text-align: right&quot;&gt;3,732,255&lt;/td&gt;
      &lt;td style=&quot;border-bottom: Black 2.5pt double; text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td style=&quot;padding-bottom: 2.25pt; border-bottom: Black 2.5pt double&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td style=&quot;border-bottom: Black 2.5pt double; text-align: left&quot;&gt;$&lt;/td&gt;
      &lt;td style=&quot;border-bottom: Black 2.5pt double; text-align: right&quot;&gt;3,798,654&lt;/td&gt;
      &lt;td style=&quot;border-bottom: Black 2.5pt double; text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
     &lt;/tr&gt;

   &lt;/table&gt;&lt;br/&gt;&lt;p style=&quot;font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 0in&quot;&gt;The following table shows the activity in the allowance for loan losses for the year ended December 31, 2015:&lt;/p&gt;&lt;br/&gt;&lt;table cellpadding=&quot;0&quot; cellspacing=&quot;0&quot; style=&quot;border-collapse: collapse; width: 100%; font: 10pt Times New Roman, Times, Serif&quot;&gt;

     &lt;tr style=&quot;vertical-align: bottom&quot;&gt;
      &lt;td nowrap=&quot;nowrap&quot; style=&quot;text-align: left; border-bottom: Black 1pt solid&quot;&gt;(in thousands)&lt;/td&gt;
      &lt;td nowrap=&quot;nowrap&quot; style=&quot;padding-bottom: 1pt; border-bottom: Black 1pt solid&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td colspan=&quot;3&quot; nowrap=&quot;nowrap&quot; style=&quot;text-align: center; border-bottom: Black 1pt solid&quot;&gt;Multi-family &lt;br /&gt; residential&lt;/td&gt;
      &lt;td nowrap=&quot;nowrap&quot; style=&quot;padding-bottom: 1pt; border-bottom: Black 1pt solid&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td colspan=&quot;3&quot; nowrap=&quot;nowrap&quot; style=&quot;text-align: center; border-bottom: Black 1pt solid&quot;&gt;Commercial &lt;br /&gt; real estate&lt;/td&gt;
      &lt;td nowrap=&quot;nowrap&quot; style=&quot;padding-bottom: 1pt; border-bottom: Black 1pt solid&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td colspan=&quot;3&quot; nowrap=&quot;nowrap&quot; style=&quot;text-align: center; border-bottom: Black 1pt solid&quot;&gt;One-to-four &lt;br /&gt; family - &lt;br /&gt; mixed-use &lt;br /&gt; property&lt;/td&gt;
      &lt;td nowrap=&quot;nowrap&quot; style=&quot;padding-bottom: 1pt; border-bottom: Black 1pt solid&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td colspan=&quot;3&quot; nowrap=&quot;nowrap&quot; style=&quot;text-align: center; border-bottom: Black 1pt solid&quot;&gt;One-to-four &lt;br /&gt; family - &lt;br /&gt; residential&lt;/td&gt;
      &lt;td nowrap=&quot;nowrap&quot; style=&quot;padding-bottom: 1pt; border-bottom: Black 1pt solid&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td colspan=&quot;3&quot; nowrap=&quot;nowrap&quot; style=&quot;text-align: center; border-bottom: Black 1pt solid&quot;&gt;Co-operative &lt;br /&gt; apartments&lt;/td&gt;
      &lt;td nowrap=&quot;nowrap&quot; style=&quot;padding-bottom: 1pt; border-bottom: Black 1pt solid&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td colspan=&quot;3&quot; nowrap=&quot;nowrap&quot; style=&quot;text-align: center; border-bottom: Black 1pt solid&quot;&gt;Construction &lt;br /&gt; loans&lt;/td&gt;
      &lt;td nowrap=&quot;nowrap&quot; style=&quot;padding-bottom: 1pt; border-bottom: Black 1pt solid&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td colspan=&quot;3&quot; nowrap=&quot;nowrap&quot; style=&quot;text-align: center; border-bottom: Black 1pt solid&quot;&gt;Small Business &lt;br /&gt; Administration&lt;/td&gt;
      &lt;td nowrap=&quot;nowrap&quot; style=&quot;padding-bottom: 1pt; border-bottom: Black 1pt solid&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td colspan=&quot;3&quot; nowrap=&quot;nowrap&quot; style=&quot;text-align: center; border-bottom: Black 1pt solid&quot;&gt;Taxi &lt;br /&gt; medallion&lt;/td&gt;
      &lt;td nowrap=&quot;nowrap&quot; style=&quot;padding-bottom: 1pt; border-bottom: Black 1pt solid&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td colspan=&quot;3&quot; nowrap=&quot;nowrap&quot; style=&quot;text-align: center; border-bottom: Black 1pt solid&quot;&gt;Commercial &lt;br /&gt; business and &lt;br /&gt; other&lt;/td&gt;
      &lt;td nowrap=&quot;nowrap&quot; style=&quot;padding-bottom: 1pt; border-bottom: Black 1pt solid&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td colspan=&quot;3&quot; nowrap=&quot;nowrap&quot; style=&quot;text-align: center; border-bottom: Black 1pt solid&quot;&gt;Total&lt;/td&gt;
     &lt;/tr&gt;
     &lt;tr style=&quot;vertical-align: bottom&quot;&gt;
      &lt;td&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td colspan=&quot;3&quot; style=&quot;text-align: right&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td colspan=&quot;3&quot; style=&quot;text-align: right&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td colspan=&quot;3&quot; style=&quot;text-align: right&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td colspan=&quot;3&quot; style=&quot;text-align: right&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td colspan=&quot;3&quot; style=&quot;text-align: right&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td colspan=&quot;3&quot; style=&quot;text-align: right&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td colspan=&quot;3&quot; style=&quot;text-align: right&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td colspan=&quot;3&quot; style=&quot;text-align: right&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td colspan=&quot;3&quot; style=&quot;text-align: right&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td colspan=&quot;3&quot;&gt;&amp;nbsp;&lt;/td&gt;
     &lt;/tr&gt;
     &lt;tr style=&quot;vertical-align: bottom; background-color: rgb(204,238,255)&quot;&gt;
      &lt;td style=&quot;font-weight: bold; text-align: left&quot;&gt;Allowance for credit losses:&lt;/td&gt;
      &lt;td&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td style=&quot;text-align: right&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td style=&quot;text-align: right&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td style=&quot;text-align: right&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td style=&quot;text-align: right&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td style=&quot;text-align: right&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td style=&quot;text-align: right&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td style=&quot;text-align: right&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td style=&quot;text-align: right&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td style=&quot;text-align: right&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td style=&quot;text-align: right&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
     &lt;/tr&gt;
     &lt;tr style=&quot;vertical-align: bottom; background-color: White&quot;&gt;
      &lt;td style=&quot;width: 20%; text-align: left&quot;&gt;Beginning balance&lt;/td&gt;
      &lt;td style=&quot;width: 1%&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td style=&quot;width: 1%; text-align: left&quot;&gt;$&lt;/td&gt;
      &lt;td style=&quot;width: 5%; text-align: right&quot;&gt;8,827&lt;/td&gt;
      &lt;td style=&quot;width: 1%; text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td style=&quot;width: 1%&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td style=&quot;width: 1%; text-align: left&quot;&gt;$&lt;/td&gt;
      &lt;td style=&quot;width: 5%; text-align: right&quot;&gt;4,202&lt;/td&gt;
      &lt;td style=&quot;width: 1%; text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td style=&quot;width: 1%&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td style=&quot;width: 1%; text-align: left&quot;&gt;$&lt;/td&gt;
      &lt;td style=&quot;width: 5%; text-align: right&quot;&gt;5,840&lt;/td&gt;
      &lt;td style=&quot;width: 1%; text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td style=&quot;width: 1%&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td style=&quot;width: 1%; text-align: left&quot;&gt;$&lt;/td&gt;
      &lt;td style=&quot;width: 5%; text-align: right&quot;&gt;1,690&lt;/td&gt;
      &lt;td style=&quot;width: 1%; text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td style=&quot;width: 1%&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td style=&quot;width: 1%; text-align: left&quot;&gt;$&lt;/td&gt;
      &lt;td style=&quot;width: 5%; text-align: right&quot;&gt;-&lt;/td&gt;
      &lt;td style=&quot;width: 1%; text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td style=&quot;width: 1%&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td style=&quot;width: 1%; text-align: left&quot;&gt;$&lt;/td&gt;
      &lt;td style=&quot;width: 5%; text-align: right&quot;&gt;42&lt;/td&gt;
      &lt;td style=&quot;width: 1%; text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td style=&quot;width: 1%&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td style=&quot;width: 1%; text-align: left&quot;&gt;$&lt;/td&gt;
      &lt;td style=&quot;width: 5%; text-align: right&quot;&gt;279&lt;/td&gt;
      &lt;td style=&quot;width: 1%; text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td style=&quot;width: 1%&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td style=&quot;width: 1%; text-align: left&quot;&gt;$&lt;/td&gt;
      &lt;td style=&quot;width: 5%; text-align: right&quot;&gt;11&lt;/td&gt;
      &lt;td style=&quot;width: 1%; text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td style=&quot;width: 1%&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td style=&quot;width: 1%; text-align: left&quot;&gt;$&lt;/td&gt;
      &lt;td style=&quot;width: 5%; text-align: right&quot;&gt;4,205&lt;/td&gt;
      &lt;td style=&quot;width: 1%; text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td style=&quot;width: 1%&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td style=&quot;width: 1%; text-align: left&quot;&gt;$&lt;/td&gt;
      &lt;td style=&quot;width: 5%; text-align: right&quot;&gt;25,096&lt;/td&gt;
      &lt;td style=&quot;width: 1%; text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
     &lt;/tr&gt;
     &lt;tr style=&quot;vertical-align: bottom; background-color: rgb(204,238,255)&quot;&gt;
      &lt;td style=&quot;text-align: left; padding-left: 10pt&quot;&gt;Charge-off&apos;s&lt;/td&gt;
      &lt;td&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td style=&quot;text-align: right&quot;&gt;(474&lt;/td&gt;
      &lt;td style=&quot;text-align: left&quot;&gt;)&lt;/td&gt;
      &lt;td&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td style=&quot;text-align: right&quot;&gt;(32&lt;/td&gt;
      &lt;td style=&quot;text-align: left&quot;&gt;)&lt;/td&gt;
      &lt;td&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td style=&quot;text-align: right&quot;&gt;(592&lt;/td&gt;
      &lt;td style=&quot;text-align: left&quot;&gt;)&lt;/td&gt;
      &lt;td&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td style=&quot;text-align: right&quot;&gt;(342&lt;/td&gt;
      &lt;td style=&quot;text-align: left&quot;&gt;)&lt;/td&gt;
      &lt;td&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td style=&quot;text-align: right&quot;&gt;-&lt;/td&gt;
      &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td style=&quot;text-align: right&quot;&gt;-&lt;/td&gt;
      &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td style=&quot;text-align: right&quot;&gt;(34&lt;/td&gt;
      &lt;td style=&quot;text-align: left&quot;&gt;)&lt;/td&gt;
      &lt;td&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td style=&quot;text-align: right&quot;&gt;-&lt;/td&gt;
      &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td style=&quot;text-align: right&quot;&gt;(2,371&lt;/td&gt;
      &lt;td style=&quot;text-align: left&quot;&gt;)&lt;/td&gt;
      &lt;td&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td style=&quot;text-align: right&quot;&gt;(3,845&lt;/td&gt;
      &lt;td style=&quot;text-align: left&quot;&gt;)&lt;/td&gt;
     &lt;/tr&gt;
     &lt;tr style=&quot;vertical-align: bottom; background-color: White&quot;&gt;
      &lt;td style=&quot;text-align: left; padding-left: 10pt&quot;&gt;Recoveries&lt;/td&gt;
      &lt;td&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td style=&quot;text-align: right&quot;&gt;269&lt;/td&gt;
      &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td style=&quot;text-align: right&quot;&gt;168&lt;/td&gt;
      &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td style=&quot;text-align: right&quot;&gt;76&lt;/td&gt;
      &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td style=&quot;text-align: right&quot;&gt;375&lt;/td&gt;
      &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td style=&quot;text-align: right&quot;&gt;-&lt;/td&gt;
      &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td style=&quot;text-align: right&quot;&gt;-&lt;/td&gt;
      &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td style=&quot;text-align: right&quot;&gt;40&lt;/td&gt;
      &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td style=&quot;text-align: right&quot;&gt;-&lt;/td&gt;
      &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td style=&quot;text-align: right&quot;&gt;312&lt;/td&gt;
      &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td style=&quot;text-align: right&quot;&gt;1,240&lt;/td&gt;
      &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
     &lt;/tr&gt;
     &lt;tr style=&quot;vertical-align: bottom; background-color: rgb(204,238,255)&quot;&gt;
      &lt;td style=&quot;text-align: left; padding-bottom: 1pt; padding-left: 10pt&quot;&gt;Provision (benefit)&lt;/td&gt;
      &lt;td&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td style=&quot;border-bottom: Black 1pt solid; text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td style=&quot;border-bottom: Black 1pt solid; text-align: right&quot;&gt;(1,904&lt;/td&gt;
      &lt;td style=&quot;border-bottom: Black 1pt solid; text-align: left&quot;&gt;)&lt;/td&gt;
      &lt;td style=&quot;padding-bottom: 1pt; border-bottom: Black 1pt solid&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td style=&quot;border-bottom: Black 1pt solid; text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td style=&quot;border-bottom: Black 1pt solid; text-align: right&quot;&gt;(99&lt;/td&gt;
      &lt;td style=&quot;border-bottom: Black 1pt solid; text-align: left&quot;&gt;)&lt;/td&gt;
      &lt;td style=&quot;padding-bottom: 1pt; border-bottom: Black 1pt solid&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td style=&quot;border-bottom: Black 1pt solid; text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td style=&quot;border-bottom: Black 1pt solid; text-align: right&quot;&gt;(1,097&lt;/td&gt;
      &lt;td style=&quot;border-bottom: Black 1pt solid; text-align: left&quot;&gt;)&lt;/td&gt;
      &lt;td style=&quot;padding-bottom: 1pt; border-bottom: Black 1pt solid&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td style=&quot;border-bottom: Black 1pt solid; text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td style=&quot;border-bottom: Black 1pt solid; text-align: right&quot;&gt;(496&lt;/td&gt;
      &lt;td style=&quot;border-bottom: Black 1pt solid; text-align: left&quot;&gt;)&lt;/td&gt;
      &lt;td style=&quot;padding-bottom: 1pt; border-bottom: Black 1pt solid&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td style=&quot;border-bottom: Black 1pt solid; text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td style=&quot;border-bottom: Black 1pt solid; text-align: right&quot;&gt;-&lt;/td&gt;
      &lt;td style=&quot;border-bottom: Black 1pt solid; text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td style=&quot;padding-bottom: 1pt; border-bottom: Black 1pt solid&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td style=&quot;border-bottom: Black 1pt solid; text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td style=&quot;border-bottom: Black 1pt solid; text-align: right&quot;&gt;8&lt;/td&gt;
      &lt;td style=&quot;border-bottom: Black 1pt solid; text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td style=&quot;padding-bottom: 1pt; border-bottom: Black 1pt solid&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td style=&quot;border-bottom: Black 1pt solid; text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td style=&quot;border-bottom: Black 1pt solid; text-align: right&quot;&gt;(23&lt;/td&gt;
      &lt;td style=&quot;border-bottom: Black 1pt solid; text-align: left&quot;&gt;)&lt;/td&gt;
      &lt;td style=&quot;padding-bottom: 1pt; border-bottom: Black 1pt solid&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td style=&quot;border-bottom: Black 1pt solid; text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td style=&quot;border-bottom: Black 1pt solid; text-align: right&quot;&gt;332&lt;/td&gt;
      &lt;td style=&quot;border-bottom: Black 1pt solid; text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td style=&quot;padding-bottom: 1pt; border-bottom: Black 1pt solid&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td style=&quot;border-bottom: Black 1pt solid; text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td style=&quot;border-bottom: Black 1pt solid; text-align: right&quot;&gt;2,323&lt;/td&gt;
      &lt;td style=&quot;border-bottom: Black 1pt solid; text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td style=&quot;padding-bottom: 1pt; border-bottom: Black 1pt solid&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td style=&quot;border-bottom: Black 1pt solid; text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td style=&quot;border-bottom: Black 1pt solid; text-align: right&quot;&gt;(956&lt;/td&gt;
      &lt;td style=&quot;border-bottom: Black 1pt solid; text-align: left&quot;&gt;)&lt;/td&gt;
     &lt;/tr&gt;
     &lt;tr style=&quot;vertical-align: bottom; background-color: White&quot;&gt;
      &lt;td style=&quot;text-align: left; padding-bottom: 2.25pt&quot;&gt;Ending balance&lt;/td&gt;
      &lt;td&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td style=&quot;border-bottom: Black 2.5pt double; text-align: left&quot;&gt;$&lt;/td&gt;
      &lt;td style=&quot;border-bottom: Black 2.5pt double; text-align: right&quot;&gt;6,718&lt;/td&gt;
      &lt;td style=&quot;border-bottom: Black 2.5pt double; text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td style=&quot;padding-bottom: 2.25pt; border-bottom: Black 2.5pt double&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td style=&quot;border-bottom: Black 2.5pt double; text-align: left&quot;&gt;$&lt;/td&gt;
      &lt;td style=&quot;border-bottom: Black 2.5pt double; text-align: right&quot;&gt;4,239&lt;/td&gt;
      &lt;td style=&quot;border-bottom: Black 2.5pt double; text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td style=&quot;padding-bottom: 2.25pt; border-bottom: Black 2.5pt double&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td style=&quot;border-bottom: Black 2.5pt double; text-align: left&quot;&gt;$&lt;/td&gt;
      &lt;td style=&quot;border-bottom: Black 2.5pt double; text-align: right&quot;&gt;4,227&lt;/td&gt;
      &lt;td style=&quot;border-bottom: Black 2.5pt double; text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td style=&quot;padding-bottom: 2.25pt; border-bottom: Black 2.5pt double&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td style=&quot;border-bottom: Black 2.5pt double; text-align: left&quot;&gt;$&lt;/td&gt;
      &lt;td style=&quot;border-bottom: Black 2.5pt double; text-align: right&quot;&gt;1,227&lt;/td&gt;
      &lt;td style=&quot;border-bottom: Black 2.5pt double; text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td style=&quot;padding-bottom: 2.25pt; border-bottom: Black 2.5pt double&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td style=&quot;border-bottom: Black 2.5pt double; text-align: left&quot;&gt;$&lt;/td&gt;
      &lt;td style=&quot;border-bottom: Black 2.5pt double; text-align: right&quot;&gt;-&lt;/td&gt;
      &lt;td style=&quot;border-bottom: Black 2.5pt double; text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td style=&quot;padding-bottom: 2.25pt; border-bottom: Black 2.5pt double&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td style=&quot;border-bottom: Black 2.5pt double; text-align: left&quot;&gt;$&lt;/td&gt;
      &lt;td style=&quot;border-bottom: Black 2.5pt double; text-align: right&quot;&gt;50&lt;/td&gt;
      &lt;td style=&quot;border-bottom: Black 2.5pt double; text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td style=&quot;padding-bottom: 2.25pt; border-bottom: Black 2.5pt double&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td style=&quot;border-bottom: Black 2.5pt double; text-align: left&quot;&gt;$&lt;/td&gt;
      &lt;td style=&quot;border-bottom: Black 2.5pt double; text-align: right&quot;&gt;262&lt;/td&gt;
      &lt;td style=&quot;border-bottom: Black 2.5pt double; text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td style=&quot;padding-bottom: 2.25pt; border-bottom: Black 2.5pt double&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td style=&quot;border-bottom: Black 2.5pt double; text-align: left&quot;&gt;$&lt;/td&gt;
      &lt;td style=&quot;border-bottom: Black 2.5pt double; text-align: right&quot;&gt;343&lt;/td&gt;
      &lt;td style=&quot;border-bottom: Black 2.5pt double; text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td style=&quot;padding-bottom: 2.25pt; border-bottom: Black 2.5pt double&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td style=&quot;border-bottom: Black 2.5pt double; text-align: left&quot;&gt;$&lt;/td&gt;
      &lt;td style=&quot;border-bottom: Black 2.5pt double; text-align: right&quot;&gt;4,469&lt;/td&gt;
      &lt;td style=&quot;border-bottom: Black 2.5pt double; text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td style=&quot;padding-bottom: 2.25pt; border-bottom: Black 2.5pt double&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td style=&quot;border-bottom: Black 2.5pt double; text-align: left&quot;&gt;$&lt;/td&gt;
      &lt;td style=&quot;border-bottom: Black 2.5pt double; text-align: right&quot;&gt;21,535&lt;/td&gt;
      &lt;td style=&quot;border-bottom: Black 2.5pt double; text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
     &lt;/tr&gt;
     &lt;tr style=&quot;vertical-align: bottom; background-color: rgb(204,238,255)&quot;&gt;
      &lt;td nowrap=&quot;nowrap&quot; style=&quot;text-align: left; padding-bottom: 2.25pt&quot;&gt;Ending balance: individually evaluated for impairment&lt;/td&gt;
      &lt;td&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td style=&quot;border-bottom: Black 2.5pt double; text-align: left&quot;&gt;$&lt;/td&gt;
      &lt;td style=&quot;border-bottom: Black 2.5pt double; text-align: right&quot;&gt;252&lt;/td&gt;
      &lt;td style=&quot;border-bottom: Black 2.5pt double; text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td style=&quot;padding-bottom: 2.25pt; border-bottom: Black 2.5pt double&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td style=&quot;border-bottom: Black 2.5pt double; text-align: left&quot;&gt;$&lt;/td&gt;
      &lt;td style=&quot;border-bottom: Black 2.5pt double; text-align: right&quot;&gt;180&lt;/td&gt;
      &lt;td style=&quot;border-bottom: Black 2.5pt double; text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td style=&quot;padding-bottom: 2.25pt; border-bottom: Black 2.5pt double&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td style=&quot;border-bottom: Black 2.5pt double; text-align: left&quot;&gt;$&lt;/td&gt;
      &lt;td style=&quot;border-bottom: Black 2.5pt double; text-align: right&quot;&gt;502&lt;/td&gt;
      &lt;td style=&quot;border-bottom: Black 2.5pt double; text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td style=&quot;padding-bottom: 2.25pt; border-bottom: Black 2.5pt double&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td style=&quot;border-bottom: Black 2.5pt double; text-align: left&quot;&gt;$&lt;/td&gt;
      &lt;td style=&quot;border-bottom: Black 2.5pt double; text-align: right&quot;&gt;51&lt;/td&gt;
      &lt;td style=&quot;border-bottom: Black 2.5pt double; text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td style=&quot;padding-bottom: 2.25pt; border-bottom: Black 2.5pt double&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td style=&quot;border-bottom: Black 2.5pt double; text-align: left&quot;&gt;$&lt;/td&gt;
      &lt;td style=&quot;border-bottom: Black 2.5pt double; text-align: right&quot;&gt;-&lt;/td&gt;
      &lt;td style=&quot;border-bottom: Black 2.5pt double; text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td style=&quot;padding-bottom: 2.25pt; border-bottom: Black 2.5pt double&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td style=&quot;border-bottom: Black 2.5pt double; text-align: left&quot;&gt;$&lt;/td&gt;
      &lt;td style=&quot;border-bottom: Black 2.5pt double; text-align: right&quot;&gt;-&lt;/td&gt;
      &lt;td style=&quot;border-bottom: Black 2.5pt double; text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td style=&quot;padding-bottom: 2.25pt; border-bottom: Black 2.5pt double&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td style=&quot;border-bottom: Black 2.5pt double; text-align: left&quot;&gt;$&lt;/td&gt;
      &lt;td style=&quot;border-bottom: Black 2.5pt double; text-align: right&quot;&gt;-&lt;/td&gt;
      &lt;td style=&quot;border-bottom: Black 2.5pt double; text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td style=&quot;padding-bottom: 2.25pt; border-bottom: Black 2.5pt double&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td style=&quot;border-bottom: Black 2.5pt double; text-align: left&quot;&gt;$&lt;/td&gt;
      &lt;td style=&quot;border-bottom: Black 2.5pt double; text-align: right&quot;&gt;333&lt;/td&gt;
      &lt;td style=&quot;border-bottom: Black 2.5pt double; text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td style=&quot;padding-bottom: 2.25pt; border-bottom: Black 2.5pt double&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td style=&quot;border-bottom: Black 2.5pt double; text-align: left&quot;&gt;$&lt;/td&gt;
      &lt;td style=&quot;border-bottom: Black 2.5pt double; text-align: right&quot;&gt;112&lt;/td&gt;
      &lt;td style=&quot;border-bottom: Black 2.5pt double; text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td style=&quot;padding-bottom: 2.25pt; border-bottom: Black 2.5pt double&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td style=&quot;border-bottom: Black 2.5pt double; text-align: left&quot;&gt;$&lt;/td&gt;
      &lt;td style=&quot;border-bottom: Black 2.5pt double; text-align: right&quot;&gt;1,430&lt;/td&gt;
      &lt;td style=&quot;border-bottom: Black 2.5pt double; text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
     &lt;/tr&gt;
     &lt;tr style=&quot;vertical-align: bottom; background-color: White&quot;&gt;
      &lt;td nowrap=&quot;nowrap&quot; style=&quot;text-align: left; padding-bottom: 2.25pt&quot;&gt;Ending balance: collectively evaluated for impairment&lt;/td&gt;
      &lt;td&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td style=&quot;border-bottom: Black 2.5pt double; text-align: left&quot;&gt;$&lt;/td&gt;
      &lt;td style=&quot;border-bottom: Black 2.5pt double; text-align: right&quot;&gt;6,466&lt;/td&gt;
      &lt;td style=&quot;border-bottom: Black 2.5pt double; text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td style=&quot;padding-bottom: 2.25pt; border-bottom: Black 2.5pt double&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td style=&quot;border-bottom: Black 2.5pt double; text-align: left&quot;&gt;$&lt;/td&gt;
      &lt;td style=&quot;border-bottom: Black 2.5pt double; text-align: right&quot;&gt;4,059&lt;/td&gt;
      &lt;td style=&quot;border-bottom: Black 2.5pt double; text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td style=&quot;padding-bottom: 2.25pt; border-bottom: Black 2.5pt double&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td style=&quot;border-bottom: Black 2.5pt double; text-align: left&quot;&gt;$&lt;/td&gt;
      &lt;td style=&quot;border-bottom: Black 2.5pt double; text-align: right&quot;&gt;3,725&lt;/td&gt;
      &lt;td style=&quot;border-bottom: Black 2.5pt double; text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td style=&quot;padding-bottom: 2.25pt; border-bottom: Black 2.5pt double&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td style=&quot;border-bottom: Black 2.5pt double; text-align: left&quot;&gt;$&lt;/td&gt;
      &lt;td style=&quot;border-bottom: Black 2.5pt double; text-align: right&quot;&gt;1,176&lt;/td&gt;
      &lt;td style=&quot;border-bottom: Black 2.5pt double; text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td style=&quot;padding-bottom: 2.25pt; border-bottom: Black 2.5pt double&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td style=&quot;border-bottom: Black 2.5pt double; text-align: left&quot;&gt;$&lt;/td&gt;
      &lt;td style=&quot;border-bottom: Black 2.5pt double; text-align: right&quot;&gt;-&lt;/td&gt;
      &lt;td style=&quot;border-bottom: Black 2.5pt double; text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td style=&quot;padding-bottom: 2.25pt; border-bottom: Black 2.5pt double&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td style=&quot;border-bottom: Black 2.5pt double; text-align: left&quot;&gt;$&lt;/td&gt;
      &lt;td style=&quot;border-bottom: Black 2.5pt double; text-align: right&quot;&gt;50&lt;/td&gt;
      &lt;td style=&quot;border-bottom: Black 2.5pt double; text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td style=&quot;padding-bottom: 2.25pt; border-bottom: Black 2.5pt double&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td style=&quot;border-bottom: Black 2.5pt double; text-align: left&quot;&gt;$&lt;/td&gt;
      &lt;td style=&quot;border-bottom: Black 2.5pt double; text-align: right&quot;&gt;262&lt;/td&gt;
      &lt;td style=&quot;border-bottom: Black 2.5pt double; text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td style=&quot;padding-bottom: 2.25pt; border-bottom: Black 2.5pt double&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td style=&quot;border-bottom: Black 2.5pt double; text-align: left&quot;&gt;$&lt;/td&gt;
      &lt;td style=&quot;border-bottom: Black 2.5pt double; text-align: right&quot;&gt;10&lt;/td&gt;
      &lt;td style=&quot;border-bottom: Black 2.5pt double; text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td style=&quot;padding-bottom: 2.25pt; border-bottom: Black 2.5pt double&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td style=&quot;border-bottom: Black 2.5pt double; text-align: left&quot;&gt;$&lt;/td&gt;
      &lt;td style=&quot;border-bottom: Black 2.5pt double; text-align: right&quot;&gt;4,357&lt;/td&gt;
      &lt;td style=&quot;border-bottom: Black 2.5pt double; text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td style=&quot;padding-bottom: 2.25pt; border-bottom: Black 2.5pt double&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td style=&quot;border-bottom: Black 2.5pt double; text-align: left&quot;&gt;$&lt;/td&gt;
      &lt;td style=&quot;border-bottom: Black 2.5pt double; text-align: right&quot;&gt;20,105&lt;/td&gt;
      &lt;td style=&quot;border-bottom: Black 2.5pt double; text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
     &lt;/tr&gt;

   &lt;/table&gt;&lt;br/&gt;&lt;p style=&quot;font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 0in&quot;&gt;The following table shows the activity in the allowance for loan losses for the year ended December 31, 2014:&lt;/p&gt;&lt;br/&gt;&lt;table cellpadding=&quot;0&quot; cellspacing=&quot;0&quot; style=&quot;border-collapse: collapse; width: 100%; font: 10pt Times New Roman, Times, Serif&quot;&gt;

     &lt;tr style=&quot;vertical-align: bottom&quot;&gt;
      &lt;td nowrap=&quot;nowrap&quot; style=&quot;text-align: left; border-bottom: Black 1pt solid&quot;&gt;(in thousands)&lt;/td&gt;
      &lt;td nowrap=&quot;nowrap&quot; style=&quot;padding-bottom: 1pt; border-bottom: Black 1pt solid&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td colspan=&quot;3&quot; nowrap=&quot;nowrap&quot; style=&quot;text-align: center; border-bottom: Black 1pt solid&quot;&gt;Multi-family &lt;br /&gt; residential&lt;/td&gt;
      &lt;td nowrap=&quot;nowrap&quot; style=&quot;padding-bottom: 1pt; border-bottom: Black 1pt solid&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td colspan=&quot;3&quot; nowrap=&quot;nowrap&quot; style=&quot;text-align: center; border-bottom: Black 1pt solid&quot;&gt;Commercial &lt;br /&gt; real estate&lt;/td&gt;
      &lt;td nowrap=&quot;nowrap&quot; style=&quot;padding-bottom: 1pt; border-bottom: Black 1pt solid&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td colspan=&quot;3&quot; nowrap=&quot;nowrap&quot; style=&quot;text-align: center; border-bottom: Black 1pt solid&quot;&gt;One-to-four &lt;br /&gt; family - &lt;br /&gt; mixed-use &lt;br /&gt; property&lt;/td&gt;
      &lt;td nowrap=&quot;nowrap&quot; style=&quot;padding-bottom: 1pt; border-bottom: Black 1pt solid&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td colspan=&quot;3&quot; nowrap=&quot;nowrap&quot; style=&quot;text-align: center; border-bottom: Black 1pt solid&quot;&gt;One-to-four &lt;br /&gt; family - &lt;br /&gt; residential&lt;/td&gt;
      &lt;td nowrap=&quot;nowrap&quot; style=&quot;padding-bottom: 1pt; border-bottom: Black 1pt solid&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td colspan=&quot;3&quot; nowrap=&quot;nowrap&quot; style=&quot;text-align: center; border-bottom: Black 1pt solid&quot;&gt;Co-operative &lt;br /&gt; apartments&lt;/td&gt;
      &lt;td nowrap=&quot;nowrap&quot; style=&quot;padding-bottom: 1pt; border-bottom: Black 1pt solid&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td colspan=&quot;3&quot; nowrap=&quot;nowrap&quot; style=&quot;text-align: center; border-bottom: Black 1pt solid&quot;&gt;Construction &lt;br /&gt; loans&lt;/td&gt;
      &lt;td nowrap=&quot;nowrap&quot; style=&quot;padding-bottom: 1pt; border-bottom: Black 1pt solid&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td colspan=&quot;3&quot; nowrap=&quot;nowrap&quot; style=&quot;text-align: center; border-bottom: Black 1pt solid&quot;&gt;Small Business &lt;br /&gt; Administration&lt;/td&gt;
      &lt;td nowrap=&quot;nowrap&quot; style=&quot;padding-bottom: 1pt; border-bottom: Black 1pt solid&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td colspan=&quot;3&quot; nowrap=&quot;nowrap&quot; style=&quot;text-align: center; border-bottom: Black 1pt solid&quot;&gt;Taxi &lt;br /&gt; medallion&lt;/td&gt;
      &lt;td nowrap=&quot;nowrap&quot; style=&quot;padding-bottom: 1pt; border-bottom: Black 1pt solid&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td colspan=&quot;3&quot; nowrap=&quot;nowrap&quot; style=&quot;text-align: center; border-bottom: Black 1pt solid&quot;&gt;Commercial &lt;br /&gt; business and &lt;br /&gt; other&lt;/td&gt;
      &lt;td nowrap=&quot;nowrap&quot; style=&quot;padding-bottom: 1pt; border-bottom: Black 1pt solid&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td colspan=&quot;3&quot; nowrap=&quot;nowrap&quot; style=&quot;text-align: center; border-bottom: Black 1pt solid&quot;&gt;Total&lt;/td&gt;
     &lt;/tr&gt;
     &lt;tr style=&quot;vertical-align: bottom&quot;&gt;
      &lt;td&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td colspan=&quot;3&quot; style=&quot;text-align: right&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td colspan=&quot;3&quot; style=&quot;text-align: right&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td colspan=&quot;3&quot; style=&quot;text-align: right&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td colspan=&quot;3&quot; style=&quot;text-align: right&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td colspan=&quot;3&quot; style=&quot;text-align: right&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td colspan=&quot;3&quot; style=&quot;text-align: right&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td colspan=&quot;3&quot; style=&quot;text-align: right&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td colspan=&quot;3&quot; style=&quot;text-align: right&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td colspan=&quot;3&quot; style=&quot;text-align: right&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td colspan=&quot;3&quot;&gt;&amp;nbsp;&lt;/td&gt;
     &lt;/tr&gt;
     &lt;tr style=&quot;vertical-align: bottom; background-color: rgb(204,238,255)&quot;&gt;
      &lt;td style=&quot;font-weight: bold; text-align: left&quot;&gt;Allowance for credit losses:&lt;/td&gt;
      &lt;td&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td style=&quot;text-align: right&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td style=&quot;text-align: right&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td style=&quot;text-align: right&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td style=&quot;text-align: right&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td style=&quot;text-align: right&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td style=&quot;text-align: right&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td style=&quot;text-align: right&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td style=&quot;text-align: right&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td style=&quot;text-align: right&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td style=&quot;text-align: right&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
     &lt;/tr&gt;
     &lt;tr style=&quot;vertical-align: bottom; background-color: White&quot;&gt;
      &lt;td style=&quot;width: 20%; text-align: left&quot;&gt;Beginning balance&lt;/td&gt;
      &lt;td style=&quot;width: 1%&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td style=&quot;width: 1%; text-align: left&quot;&gt;$&lt;/td&gt;
      &lt;td style=&quot;width: 5%; text-align: right&quot;&gt;12,084&lt;/td&gt;
      &lt;td style=&quot;width: 1%; text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td style=&quot;width: 1%&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td style=&quot;width: 1%; text-align: left&quot;&gt;$&lt;/td&gt;
      &lt;td style=&quot;width: 5%; text-align: right&quot;&gt;4,959&lt;/td&gt;
      &lt;td style=&quot;width: 1%; text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td style=&quot;width: 1%&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td style=&quot;width: 1%; text-align: left&quot;&gt;$&lt;/td&gt;
      &lt;td style=&quot;width: 5%; text-align: right&quot;&gt;6,328&lt;/td&gt;
      &lt;td style=&quot;width: 1%; text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td style=&quot;width: 1%&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td style=&quot;width: 1%; text-align: left&quot;&gt;$&lt;/td&gt;
      &lt;td style=&quot;width: 5%; text-align: right&quot;&gt;2,079&lt;/td&gt;
      &lt;td style=&quot;width: 1%; text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td style=&quot;width: 1%&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td style=&quot;width: 1%; text-align: left&quot;&gt;$&lt;/td&gt;
      &lt;td style=&quot;width: 5%; text-align: right&quot;&gt;104&lt;/td&gt;
      &lt;td style=&quot;width: 1%; text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td style=&quot;width: 1%&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td style=&quot;width: 1%; text-align: left&quot;&gt;$&lt;/td&gt;
      &lt;td style=&quot;width: 5%; text-align: right&quot;&gt;444&lt;/td&gt;
      &lt;td style=&quot;width: 1%; text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td style=&quot;width: 1%&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td style=&quot;width: 1%; text-align: left&quot;&gt;$&lt;/td&gt;
      &lt;td style=&quot;width: 5%; text-align: right&quot;&gt;458&lt;/td&gt;
      &lt;td style=&quot;width: 1%; text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td style=&quot;width: 1%&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td style=&quot;width: 1%; text-align: left&quot;&gt;$&lt;/td&gt;
      &lt;td style=&quot;width: 5%; text-align: right&quot;&gt;-&lt;/td&gt;
      &lt;td style=&quot;width: 1%; text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td style=&quot;width: 1%&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td style=&quot;width: 1%; text-align: left&quot;&gt;$&lt;/td&gt;
      &lt;td style=&quot;width: 5%; text-align: right&quot;&gt;5,320&lt;/td&gt;
      &lt;td style=&quot;width: 1%; text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td style=&quot;width: 1%&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td style=&quot;width: 1%; text-align: left&quot;&gt;$&lt;/td&gt;
      &lt;td style=&quot;width: 5%; text-align: right&quot;&gt;31,776&lt;/td&gt;
      &lt;td style=&quot;width: 1%; text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
     &lt;/tr&gt;
     &lt;tr style=&quot;vertical-align: bottom; background-color: rgb(204,238,255)&quot;&gt;
      &lt;td style=&quot;text-align: left; padding-left: 10pt&quot;&gt;Charge-off&apos;s&lt;/td&gt;
      &lt;td&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td style=&quot;text-align: right&quot;&gt;(1,161&lt;/td&gt;
      &lt;td style=&quot;text-align: left&quot;&gt;)&lt;/td&gt;
      &lt;td&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td style=&quot;text-align: right&quot;&gt;(325&lt;/td&gt;
      &lt;td style=&quot;text-align: left&quot;&gt;)&lt;/td&gt;
      &lt;td&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td style=&quot;text-align: right&quot;&gt;(423&lt;/td&gt;
      &lt;td style=&quot;text-align: left&quot;&gt;)&lt;/td&gt;
      &lt;td&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td style=&quot;text-align: right&quot;&gt;(103&lt;/td&gt;
      &lt;td style=&quot;text-align: left&quot;&gt;)&lt;/td&gt;
      &lt;td&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td style=&quot;text-align: right&quot;&gt;-&lt;/td&gt;
      &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td style=&quot;text-align: right&quot;&gt;-&lt;/td&gt;
      &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td style=&quot;text-align: right&quot;&gt;(49&lt;/td&gt;
      &lt;td style=&quot;text-align: left&quot;&gt;)&lt;/td&gt;
      &lt;td&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td style=&quot;text-align: right&quot;&gt;-&lt;/td&gt;
      &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td style=&quot;text-align: right&quot;&gt;(381&lt;/td&gt;
      &lt;td style=&quot;text-align: left&quot;&gt;)&lt;/td&gt;
      &lt;td&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td style=&quot;text-align: right&quot;&gt;(2,442&lt;/td&gt;
      &lt;td style=&quot;text-align: left&quot;&gt;)&lt;/td&gt;
     &lt;/tr&gt;
     &lt;tr style=&quot;vertical-align: bottom; background-color: White&quot;&gt;
      &lt;td style=&quot;text-align: left; padding-left: 10pt&quot;&gt;Recoveries&lt;/td&gt;
      &lt;td&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td style=&quot;text-align: right&quot;&gt;150&lt;/td&gt;
      &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td style=&quot;text-align: right&quot;&gt;481&lt;/td&gt;
      &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td style=&quot;text-align: right&quot;&gt;608&lt;/td&gt;
      &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td style=&quot;text-align: right&quot;&gt;269&lt;/td&gt;
      &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td style=&quot;text-align: right&quot;&gt;7&lt;/td&gt;
      &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td style=&quot;text-align: right&quot;&gt;-&lt;/td&gt;
      &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td style=&quot;text-align: right&quot;&gt;92&lt;/td&gt;
      &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td style=&quot;text-align: right&quot;&gt;-&lt;/td&gt;
      &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td style=&quot;text-align: right&quot;&gt;176&lt;/td&gt;
      &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td style=&quot;text-align: right&quot;&gt;1,783&lt;/td&gt;
      &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
     &lt;/tr&gt;
     &lt;tr style=&quot;vertical-align: bottom; background-color: rgb(204,238,255)&quot;&gt;
      &lt;td style=&quot;text-align: left; padding-bottom: 1pt; padding-left: 10pt&quot;&gt;Provision (benefit)&lt;/td&gt;
      &lt;td&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td style=&quot;border-bottom: Black 1pt solid; text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td style=&quot;border-bottom: Black 1pt solid; text-align: right&quot;&gt;(2,246&lt;/td&gt;
      &lt;td style=&quot;border-bottom: Black 1pt solid; text-align: left&quot;&gt;)&lt;/td&gt;
      &lt;td style=&quot;padding-bottom: 1pt; border-bottom: Black 1pt solid&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td style=&quot;border-bottom: Black 1pt solid; text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td style=&quot;border-bottom: Black 1pt solid; text-align: right&quot;&gt;(913&lt;/td&gt;
      &lt;td style=&quot;border-bottom: Black 1pt solid; text-align: left&quot;&gt;)&lt;/td&gt;
      &lt;td style=&quot;padding-bottom: 1pt; border-bottom: Black 1pt solid&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td style=&quot;border-bottom: Black 1pt solid; text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td style=&quot;border-bottom: Black 1pt solid; text-align: right&quot;&gt;(673&lt;/td&gt;
      &lt;td style=&quot;border-bottom: Black 1pt solid; text-align: left&quot;&gt;)&lt;/td&gt;
      &lt;td style=&quot;padding-bottom: 1pt; border-bottom: Black 1pt solid&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td style=&quot;border-bottom: Black 1pt solid; text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td style=&quot;border-bottom: Black 1pt solid; text-align: right&quot;&gt;(555&lt;/td&gt;
      &lt;td style=&quot;border-bottom: Black 1pt solid; text-align: left&quot;&gt;)&lt;/td&gt;
      &lt;td style=&quot;padding-bottom: 1pt; border-bottom: Black 1pt solid&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td style=&quot;border-bottom: Black 1pt solid; text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td style=&quot;border-bottom: Black 1pt solid; text-align: right&quot;&gt;(111&lt;/td&gt;
      &lt;td style=&quot;border-bottom: Black 1pt solid; text-align: left&quot;&gt;)&lt;/td&gt;
      &lt;td style=&quot;padding-bottom: 1pt; border-bottom: Black 1pt solid&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td style=&quot;border-bottom: Black 1pt solid; text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td style=&quot;border-bottom: Black 1pt solid; text-align: right&quot;&gt;(402&lt;/td&gt;
      &lt;td style=&quot;border-bottom: Black 1pt solid; text-align: left&quot;&gt;)&lt;/td&gt;
      &lt;td style=&quot;padding-bottom: 1pt; border-bottom: Black 1pt solid&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td style=&quot;border-bottom: Black 1pt solid; text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td style=&quot;border-bottom: Black 1pt solid; text-align: right&quot;&gt;(222&lt;/td&gt;
      &lt;td style=&quot;border-bottom: Black 1pt solid; text-align: left&quot;&gt;)&lt;/td&gt;
      &lt;td style=&quot;padding-bottom: 1pt; border-bottom: Black 1pt solid&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td style=&quot;border-bottom: Black 1pt solid; text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td style=&quot;border-bottom: Black 1pt solid; text-align: right&quot;&gt;11&lt;/td&gt;
      &lt;td style=&quot;border-bottom: Black 1pt solid; text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td style=&quot;padding-bottom: 1pt; border-bottom: Black 1pt solid&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td style=&quot;border-bottom: Black 1pt solid; text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td style=&quot;border-bottom: Black 1pt solid; text-align: right&quot;&gt;(910&lt;/td&gt;
      &lt;td style=&quot;border-bottom: Black 1pt solid; text-align: left&quot;&gt;)&lt;/td&gt;
      &lt;td style=&quot;padding-bottom: 1pt; border-bottom: Black 1pt solid&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td style=&quot;border-bottom: Black 1pt solid; text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td style=&quot;border-bottom: Black 1pt solid; text-align: right&quot;&gt;(6,021&lt;/td&gt;
      &lt;td style=&quot;border-bottom: Black 1pt solid; text-align: left&quot;&gt;)&lt;/td&gt;
     &lt;/tr&gt;
     &lt;tr style=&quot;vertical-align: bottom; background-color: White&quot;&gt;
      &lt;td style=&quot;text-align: left; padding-bottom: 2.25pt&quot;&gt;Ending balance&lt;/td&gt;
      &lt;td&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td style=&quot;border-bottom: Black 2.5pt double; text-align: left&quot;&gt;$&lt;/td&gt;
      &lt;td style=&quot;border-bottom: Black 2.5pt double; text-align: right&quot;&gt;8,827&lt;/td&gt;
      &lt;td style=&quot;border-bottom: Black 2.5pt double; text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td style=&quot;padding-bottom: 2.25pt; border-bottom: Black 2.5pt double&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td style=&quot;border-bottom: Black 2.5pt double; text-align: left&quot;&gt;$&lt;/td&gt;
      &lt;td style=&quot;border-bottom: Black 2.5pt double; text-align: right&quot;&gt;4,202&lt;/td&gt;
      &lt;td style=&quot;border-bottom: Black 2.5pt double; text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td style=&quot;padding-bottom: 2.25pt; border-bottom: Black 2.5pt double&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td style=&quot;border-bottom: Black 2.5pt double; text-align: left&quot;&gt;$&lt;/td&gt;
      &lt;td style=&quot;border-bottom: Black 2.5pt double; text-align: right&quot;&gt;5,840&lt;/td&gt;
      &lt;td style=&quot;border-bottom: Black 2.5pt double; text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td style=&quot;padding-bottom: 2.25pt; border-bottom: Black 2.5pt double&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td style=&quot;border-bottom: Black 2.5pt double; text-align: left&quot;&gt;$&lt;/td&gt;
      &lt;td style=&quot;border-bottom: Black 2.5pt double; text-align: right&quot;&gt;1,690&lt;/td&gt;
      &lt;td style=&quot;border-bottom: Black 2.5pt double; text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td style=&quot;padding-bottom: 2.25pt; border-bottom: Black 2.5pt double&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td style=&quot;border-bottom: Black 2.5pt double; text-align: left&quot;&gt;$&lt;/td&gt;
      &lt;td style=&quot;border-bottom: Black 2.5pt double; text-align: right&quot;&gt;-&lt;/td&gt;
      &lt;td style=&quot;border-bottom: Black 2.5pt double; text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td style=&quot;padding-bottom: 2.25pt; border-bottom: Black 2.5pt double&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td style=&quot;border-bottom: Black 2.5pt double; text-align: left&quot;&gt;$&lt;/td&gt;
      &lt;td style=&quot;border-bottom: Black 2.5pt double; text-align: right&quot;&gt;42&lt;/td&gt;
      &lt;td style=&quot;border-bottom: Black 2.5pt double; text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td style=&quot;padding-bottom: 2.25pt; border-bottom: Black 2.5pt double&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td style=&quot;border-bottom: Black 2.5pt double; text-align: left&quot;&gt;$&lt;/td&gt;
      &lt;td style=&quot;border-bottom: Black 2.5pt double; text-align: right&quot;&gt;279&lt;/td&gt;
      &lt;td style=&quot;border-bottom: Black 2.5pt double; text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td style=&quot;padding-bottom: 2.25pt; border-bottom: Black 2.5pt double&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td style=&quot;border-bottom: Black 2.5pt double; text-align: left&quot;&gt;$&lt;/td&gt;
      &lt;td style=&quot;border-bottom: Black 2.5pt double; text-align: right&quot;&gt;11&lt;/td&gt;
      &lt;td style=&quot;border-bottom: Black 2.5pt double; text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td style=&quot;padding-bottom: 2.25pt; border-bottom: Black 2.5pt double&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td style=&quot;border-bottom: Black 2.5pt double; text-align: left&quot;&gt;$&lt;/td&gt;
      &lt;td style=&quot;border-bottom: Black 2.5pt double; text-align: right&quot;&gt;4,205&lt;/td&gt;
      &lt;td style=&quot;border-bottom: Black 2.5pt double; text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td style=&quot;padding-bottom: 2.25pt; border-bottom: Black 2.5pt double&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td style=&quot;border-bottom: Black 2.5pt double; text-align: left&quot;&gt;$&lt;/td&gt;
      &lt;td style=&quot;border-bottom: Black 2.5pt double; text-align: right&quot;&gt;25,096&lt;/td&gt;
      &lt;td style=&quot;border-bottom: Black 2.5pt double; text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
     &lt;/tr&gt;
     &lt;tr style=&quot;vertical-align: bottom; background-color: rgb(204,238,255)&quot;&gt;
      &lt;td nowrap=&quot;nowrap&quot; style=&quot;text-align: left; padding-bottom: 2.25pt&quot;&gt;Ending balance: individually evaluated for impairment&lt;/td&gt;
      &lt;td&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td style=&quot;border-bottom: Black 2.5pt double; text-align: left&quot;&gt;$&lt;/td&gt;
      &lt;td style=&quot;border-bottom: Black 2.5pt double; text-align: right&quot;&gt;286&lt;/td&gt;
      &lt;td style=&quot;border-bottom: Black 2.5pt double; text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td style=&quot;padding-bottom: 2.25pt; border-bottom: Black 2.5pt double&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td style=&quot;border-bottom: Black 2.5pt double; text-align: left&quot;&gt;$&lt;/td&gt;
      &lt;td style=&quot;border-bottom: Black 2.5pt double; text-align: right&quot;&gt;21&lt;/td&gt;
      &lt;td style=&quot;border-bottom: Black 2.5pt double; text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td style=&quot;padding-bottom: 2.25pt; border-bottom: Black 2.5pt double&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td style=&quot;border-bottom: Black 2.5pt double; text-align: left&quot;&gt;$&lt;/td&gt;
      &lt;td style=&quot;border-bottom: Black 2.5pt double; text-align: right&quot;&gt;579&lt;/td&gt;
      &lt;td style=&quot;border-bottom: Black 2.5pt double; text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td style=&quot;padding-bottom: 2.25pt; border-bottom: Black 2.5pt double&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td style=&quot;border-bottom: Black 2.5pt double; text-align: left&quot;&gt;$&lt;/td&gt;
      &lt;td style=&quot;border-bottom: Black 2.5pt double; text-align: right&quot;&gt;54&lt;/td&gt;
      &lt;td style=&quot;border-bottom: Black 2.5pt double; text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td style=&quot;padding-bottom: 2.25pt; border-bottom: Black 2.5pt double&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td style=&quot;border-bottom: Black 2.5pt double; text-align: left&quot;&gt;$&lt;/td&gt;
      &lt;td style=&quot;border-bottom: Black 2.5pt double; text-align: right&quot;&gt;-&lt;/td&gt;
      &lt;td style=&quot;border-bottom: Black 2.5pt double; text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td style=&quot;padding-bottom: 2.25pt; border-bottom: Black 2.5pt double&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td style=&quot;border-bottom: Black 2.5pt double; text-align: left&quot;&gt;$&lt;/td&gt;
      &lt;td style=&quot;border-bottom: Black 2.5pt double; text-align: right&quot;&gt;-&lt;/td&gt;
      &lt;td style=&quot;border-bottom: Black 2.5pt double; text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td style=&quot;padding-bottom: 2.25pt; border-bottom: Black 2.5pt double&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td style=&quot;border-bottom: Black 2.5pt double; text-align: left&quot;&gt;$&lt;/td&gt;
      &lt;td style=&quot;border-bottom: Black 2.5pt double; text-align: right&quot;&gt;-&lt;/td&gt;
      &lt;td style=&quot;border-bottom: Black 2.5pt double; text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td style=&quot;padding-bottom: 2.25pt; border-bottom: Black 2.5pt double&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td style=&quot;border-bottom: Black 2.5pt double; text-align: left&quot;&gt;$&lt;/td&gt;
      &lt;td style=&quot;border-bottom: Black 2.5pt double; text-align: right&quot;&gt;-&lt;/td&gt;
      &lt;td style=&quot;border-bottom: Black 2.5pt double; text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td style=&quot;padding-bottom: 2.25pt; border-bottom: Black 2.5pt double&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td style=&quot;border-bottom: Black 2.5pt double; text-align: left&quot;&gt;$&lt;/td&gt;
      &lt;td style=&quot;border-bottom: Black 2.5pt double; text-align: right&quot;&gt;154&lt;/td&gt;
      &lt;td style=&quot;border-bottom: Black 2.5pt double; text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td style=&quot;padding-bottom: 2.25pt; border-bottom: Black 2.5pt double&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td style=&quot;border-bottom: Black 2.5pt double; text-align: left&quot;&gt;$&lt;/td&gt;
      &lt;td style=&quot;border-bottom: Black 2.5pt double; text-align: right&quot;&gt;1,094&lt;/td&gt;
      &lt;td style=&quot;border-bottom: Black 2.5pt double; text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
     &lt;/tr&gt;
     &lt;tr style=&quot;vertical-align: bottom; background-color: White&quot;&gt;
      &lt;td nowrap=&quot;nowrap&quot; style=&quot;text-align: left; padding-bottom: 2.25pt&quot;&gt;Ending balance: collectively evaluated for impairment&lt;/td&gt;
      &lt;td&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td style=&quot;border-bottom: Black 2.5pt double; text-align: left&quot;&gt;$&lt;/td&gt;
      &lt;td style=&quot;border-bottom: Black 2.5pt double; text-align: right&quot;&gt;8,541&lt;/td&gt;
      &lt;td style=&quot;border-bottom: Black 2.5pt double; text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td style=&quot;padding-bottom: 2.25pt; border-bottom: Black 2.5pt double&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td style=&quot;border-bottom: Black 2.5pt double; text-align: left&quot;&gt;$&lt;/td&gt;
      &lt;td style=&quot;border-bottom: Black 2.5pt double; text-align: right&quot;&gt;4,181&lt;/td&gt;
      &lt;td style=&quot;border-bottom: Black 2.5pt double; text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td style=&quot;padding-bottom: 2.25pt; border-bottom: Black 2.5pt double&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td style=&quot;border-bottom: Black 2.5pt double; text-align: left&quot;&gt;$&lt;/td&gt;
      &lt;td style=&quot;border-bottom: Black 2.5pt double; text-align: right&quot;&gt;5,261&lt;/td&gt;
      &lt;td style=&quot;border-bottom: Black 2.5pt double; text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td style=&quot;padding-bottom: 2.25pt; border-bottom: Black 2.5pt double&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td style=&quot;border-bottom: Black 2.5pt double; text-align: left&quot;&gt;$&lt;/td&gt;
      &lt;td style=&quot;border-bottom: Black 2.5pt double; text-align: right&quot;&gt;1,636&lt;/td&gt;
      &lt;td style=&quot;border-bottom: Black 2.5pt double; text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td style=&quot;padding-bottom: 2.25pt; border-bottom: Black 2.5pt double&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td style=&quot;border-bottom: Black 2.5pt double; text-align: left&quot;&gt;$&lt;/td&gt;
      &lt;td style=&quot;border-bottom: Black 2.5pt double; text-align: right&quot;&gt;-&lt;/td&gt;
      &lt;td style=&quot;border-bottom: Black 2.5pt double; text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td style=&quot;padding-bottom: 2.25pt; border-bottom: Black 2.5pt double&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td style=&quot;border-bottom: Black 2.5pt double; text-align: left&quot;&gt;$&lt;/td&gt;
      &lt;td style=&quot;border-bottom: Black 2.5pt double; text-align: right&quot;&gt;42&lt;/td&gt;
      &lt;td style=&quot;border-bottom: Black 2.5pt double; text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td style=&quot;padding-bottom: 2.25pt; border-bottom: Black 2.5pt double&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td style=&quot;border-bottom: Black 2.5pt double; text-align: left&quot;&gt;$&lt;/td&gt;
      &lt;td style=&quot;border-bottom: Black 2.5pt double; text-align: right&quot;&gt;279&lt;/td&gt;
      &lt;td style=&quot;border-bottom: Black 2.5pt double; text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td style=&quot;padding-bottom: 2.25pt; border-bottom: Black 2.5pt double&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td style=&quot;border-bottom: Black 2.5pt double; text-align: left&quot;&gt;$&lt;/td&gt;
      &lt;td style=&quot;border-bottom: Black 2.5pt double; text-align: right&quot;&gt;11&lt;/td&gt;
      &lt;td style=&quot;border-bottom: Black 2.5pt double; text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td style=&quot;padding-bottom: 2.25pt; border-bottom: Black 2.5pt double&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td style=&quot;border-bottom: Black 2.5pt double; text-align: left&quot;&gt;$&lt;/td&gt;
      &lt;td style=&quot;border-bottom: Black 2.5pt double; text-align: right&quot;&gt;4,051&lt;/td&gt;
      &lt;td style=&quot;border-bottom: Black 2.5pt double; text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td style=&quot;padding-bottom: 2.25pt; border-bottom: Black 2.5pt double&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td style=&quot;border-bottom: Black 2.5pt double; text-align: left&quot;&gt;$&lt;/td&gt;
      &lt;td style=&quot;border-bottom: Black 2.5pt double; text-align: right&quot;&gt;24,002&lt;/td&gt;
      &lt;td style=&quot;border-bottom: Black 2.5pt double; text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
     &lt;/tr&gt;

   &lt;/table&gt;&lt;br/&gt;&lt;p style=&quot;font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 0in&quot;&gt;The following table shows the activity in the allowance for loan losses for the year ended December 31, 2013:&lt;/p&gt;&lt;br/&gt;&lt;table cellpadding=&quot;0&quot; cellspacing=&quot;0&quot; style=&quot;border-collapse: collapse; width: 100%; font: 10pt Times New Roman, Times, Serif&quot;&gt;

     &lt;tr style=&quot;vertical-align: bottom&quot;&gt;
      &lt;td nowrap=&quot;nowrap&quot; style=&quot;text-align: left; border-bottom: Black 1pt solid&quot;&gt;(in thousands)&lt;/td&gt;
      &lt;td nowrap=&quot;nowrap&quot; style=&quot;padding-bottom: 1pt; border-bottom: Black 1pt solid&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td colspan=&quot;3&quot; nowrap=&quot;nowrap&quot; style=&quot;text-align: center; border-bottom: Black 1pt solid&quot;&gt;Multi-family &lt;br /&gt; residential&lt;/td&gt;
      &lt;td nowrap=&quot;nowrap&quot; style=&quot;padding-bottom: 1pt; border-bottom: Black 1pt solid&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td colspan=&quot;3&quot; nowrap=&quot;nowrap&quot; style=&quot;text-align: center; border-bottom: Black 1pt solid&quot;&gt;Commercial &lt;br /&gt; real estate&lt;/td&gt;
      &lt;td nowrap=&quot;nowrap&quot; style=&quot;padding-bottom: 1pt; border-bottom: Black 1pt solid&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td colspan=&quot;3&quot; nowrap=&quot;nowrap&quot; style=&quot;text-align: center; border-bottom: Black 1pt solid&quot;&gt;One-to-four &lt;br /&gt; family - &lt;br /&gt; mixed-use &lt;br /&gt; property&lt;/td&gt;
      &lt;td nowrap=&quot;nowrap&quot; style=&quot;padding-bottom: 1pt; border-bottom: Black 1pt solid&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td colspan=&quot;3&quot; nowrap=&quot;nowrap&quot; style=&quot;text-align: center; border-bottom: Black 1pt solid&quot;&gt;One-to-four &lt;br /&gt; family - &lt;br /&gt; residential&lt;/td&gt;
      &lt;td nowrap=&quot;nowrap&quot; style=&quot;padding-bottom: 1pt; border-bottom: Black 1pt solid&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td colspan=&quot;3&quot; nowrap=&quot;nowrap&quot; style=&quot;text-align: center; border-bottom: Black 1pt solid&quot;&gt;Co-operative &lt;br /&gt; apartments&lt;/td&gt;
      &lt;td nowrap=&quot;nowrap&quot; style=&quot;padding-bottom: 1pt; border-bottom: Black 1pt solid&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td colspan=&quot;3&quot; nowrap=&quot;nowrap&quot; style=&quot;text-align: center; border-bottom: Black 1pt solid&quot;&gt;Construction &lt;br /&gt; loans&lt;/td&gt;
      &lt;td nowrap=&quot;nowrap&quot; style=&quot;padding-bottom: 1pt; border-bottom: Black 1pt solid&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td colspan=&quot;3&quot; nowrap=&quot;nowrap&quot; style=&quot;text-align: center; border-bottom: Black 1pt solid&quot;&gt;Small Business &lt;br /&gt; Administration&lt;/td&gt;
      &lt;td nowrap=&quot;nowrap&quot; style=&quot;padding-bottom: 1pt; border-bottom: Black 1pt solid&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td colspan=&quot;3&quot; nowrap=&quot;nowrap&quot; style=&quot;text-align: center; border-bottom: Black 1pt solid&quot;&gt;Taxi &lt;br /&gt; medallion&lt;/td&gt;
      &lt;td nowrap=&quot;nowrap&quot; style=&quot;padding-bottom: 1pt; border-bottom: Black 1pt solid&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td colspan=&quot;3&quot; nowrap=&quot;nowrap&quot; style=&quot;text-align: center; border-bottom: Black 1pt solid&quot;&gt;Commercial &lt;br /&gt; business and &lt;br /&gt; other&lt;/td&gt;
      &lt;td nowrap=&quot;nowrap&quot; style=&quot;padding-bottom: 1pt; border-bottom: Black 1pt solid&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td colspan=&quot;3&quot; nowrap=&quot;nowrap&quot; style=&quot;text-align: center; border-bottom: Black 1pt solid&quot;&gt;Total&lt;/td&gt;
     &lt;/tr&gt;
     &lt;tr style=&quot;vertical-align: bottom&quot;&gt;
      &lt;td&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td colspan=&quot;3&quot; style=&quot;text-align: right&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td colspan=&quot;3&quot; style=&quot;text-align: right&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td colspan=&quot;3&quot; style=&quot;text-align: right&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td colspan=&quot;3&quot; style=&quot;text-align: right&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td colspan=&quot;3&quot; style=&quot;text-align: right&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td colspan=&quot;3&quot; style=&quot;text-align: right&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td colspan=&quot;3&quot; style=&quot;text-align: right&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td colspan=&quot;3&quot; style=&quot;text-align: right&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td colspan=&quot;3&quot; style=&quot;text-align: right&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td colspan=&quot;3&quot;&gt;&amp;nbsp;&lt;/td&gt;
     &lt;/tr&gt;
     &lt;tr style=&quot;vertical-align: bottom; background-color: rgb(204,238,255)&quot;&gt;
      &lt;td style=&quot;font-weight: bold; text-align: left&quot;&gt;Allowance for credit losses:&lt;/td&gt;
      &lt;td&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td style=&quot;text-align: right&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td style=&quot;text-align: right&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td style=&quot;text-align: right&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td style=&quot;text-align: right&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td style=&quot;text-align: right&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td style=&quot;text-align: right&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td style=&quot;text-align: right&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td style=&quot;text-align: right&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td style=&quot;text-align: right&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td style=&quot;text-align: right&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
     &lt;/tr&gt;
     &lt;tr style=&quot;vertical-align: bottom; background-color: White&quot;&gt;
      &lt;td style=&quot;width: 20%; text-align: left&quot;&gt;Beginning balance&lt;/td&gt;
      &lt;td style=&quot;width: 1%&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td style=&quot;width: 1%; text-align: left&quot;&gt;$&lt;/td&gt;
      &lt;td style=&quot;width: 5%; text-align: right&quot;&gt;13,001&lt;/td&gt;
      &lt;td style=&quot;width: 1%; text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td style=&quot;width: 1%&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td style=&quot;width: 1%; text-align: left&quot;&gt;$&lt;/td&gt;
      &lt;td style=&quot;width: 5%; text-align: right&quot;&gt;5,705&lt;/td&gt;
      &lt;td style=&quot;width: 1%; text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td style=&quot;width: 1%&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td style=&quot;width: 1%; text-align: left&quot;&gt;$&lt;/td&gt;
      &lt;td style=&quot;width: 5%; text-align: right&quot;&gt;5,960&lt;/td&gt;
      &lt;td style=&quot;width: 1%; text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td style=&quot;width: 1%&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td style=&quot;width: 1%; text-align: left&quot;&gt;$&lt;/td&gt;
      &lt;td style=&quot;width: 5%; text-align: right&quot;&gt;1,999&lt;/td&gt;
      &lt;td style=&quot;width: 1%; text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td style=&quot;width: 1%&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td style=&quot;width: 1%; text-align: left&quot;&gt;$&lt;/td&gt;
      &lt;td style=&quot;width: 5%; text-align: right&quot;&gt;46&lt;/td&gt;
      &lt;td style=&quot;width: 1%; text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td style=&quot;width: 1%&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td style=&quot;width: 1%; text-align: left&quot;&gt;$&lt;/td&gt;
      &lt;td style=&quot;width: 5%; text-align: right&quot;&gt;66&lt;/td&gt;
      &lt;td style=&quot;width: 1%; text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td style=&quot;width: 1%&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td style=&quot;width: 1%; text-align: left&quot;&gt;$&lt;/td&gt;
      &lt;td style=&quot;width: 5%; text-align: right&quot;&gt;505&lt;/td&gt;
      &lt;td style=&quot;width: 1%; text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td style=&quot;width: 1%&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td style=&quot;width: 1%; text-align: left&quot;&gt;$&lt;/td&gt;
      &lt;td style=&quot;width: 5%; text-align: right&quot;&gt;7&lt;/td&gt;
      &lt;td style=&quot;width: 1%; text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td style=&quot;width: 1%&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td style=&quot;width: 1%; text-align: left&quot;&gt;$&lt;/td&gt;
      &lt;td style=&quot;width: 5%; text-align: right&quot;&gt;3,815&lt;/td&gt;
      &lt;td style=&quot;width: 1%; text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td style=&quot;width: 1%&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td style=&quot;width: 1%; text-align: left&quot;&gt;$&lt;/td&gt;
      &lt;td style=&quot;width: 5%; text-align: right&quot;&gt;31,104&lt;/td&gt;
      &lt;td style=&quot;width: 1%; text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
     &lt;/tr&gt;
     &lt;tr style=&quot;vertical-align: bottom; background-color: rgb(204,238,255)&quot;&gt;
      &lt;td style=&quot;text-align: left; padding-left: 10pt&quot;&gt;Charge-off&apos;s&lt;/td&gt;
      &lt;td&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td style=&quot;text-align: right&quot;&gt;(3,585&lt;/td&gt;
      &lt;td style=&quot;text-align: left&quot;&gt;)&lt;/td&gt;
      &lt;td&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td style=&quot;text-align: right&quot;&gt;(1,051&lt;/td&gt;
      &lt;td style=&quot;text-align: left&quot;&gt;)&lt;/td&gt;
      &lt;td&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td style=&quot;text-align: right&quot;&gt;(4,206&lt;/td&gt;
      &lt;td style=&quot;text-align: left&quot;&gt;)&lt;/td&gt;
      &lt;td&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td style=&quot;text-align: right&quot;&gt;(701&lt;/td&gt;
      &lt;td style=&quot;text-align: left&quot;&gt;)&lt;/td&gt;
      &lt;td&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td style=&quot;text-align: right&quot;&gt;(108&lt;/td&gt;
      &lt;td style=&quot;text-align: left&quot;&gt;)&lt;/td&gt;
      &lt;td&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td style=&quot;text-align: right&quot;&gt;(2,678&lt;/td&gt;
      &lt;td style=&quot;text-align: left&quot;&gt;)&lt;/td&gt;
      &lt;td&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td style=&quot;text-align: right&quot;&gt;(457&lt;/td&gt;
      &lt;td style=&quot;text-align: left&quot;&gt;)&lt;/td&gt;
      &lt;td&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td style=&quot;text-align: right&quot;&gt;-&lt;/td&gt;
      &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td style=&quot;text-align: right&quot;&gt;(2,057&lt;/td&gt;
      &lt;td style=&quot;text-align: left&quot;&gt;)&lt;/td&gt;
      &lt;td&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td style=&quot;text-align: right&quot;&gt;(14,843&lt;/td&gt;
      &lt;td style=&quot;text-align: left&quot;&gt;)&lt;/td&gt;
     &lt;/tr&gt;
     &lt;tr style=&quot;vertical-align: bottom; background-color: White&quot;&gt;
      &lt;td style=&quot;text-align: left; padding-left: 10pt&quot;&gt;Recoveries&lt;/td&gt;
      &lt;td&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td style=&quot;text-align: right&quot;&gt;541&lt;/td&gt;
      &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td style=&quot;text-align: right&quot;&gt;324&lt;/td&gt;
      &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td style=&quot;text-align: right&quot;&gt;266&lt;/td&gt;
      &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td style=&quot;text-align: right&quot;&gt;272&lt;/td&gt;
      &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td style=&quot;text-align: right&quot;&gt;4&lt;/td&gt;
      &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td style=&quot;text-align: right&quot;&gt;-&lt;/td&gt;
      &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td style=&quot;text-align: right&quot;&gt;87&lt;/td&gt;
      &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td style=&quot;text-align: right&quot;&gt;-&lt;/td&gt;
      &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td style=&quot;text-align: right&quot;&gt;86&lt;/td&gt;
      &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td style=&quot;text-align: right&quot;&gt;1,580&lt;/td&gt;
      &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
     &lt;/tr&gt;
     &lt;tr style=&quot;vertical-align: bottom; background-color: rgb(204,238,255)&quot;&gt;
      &lt;td style=&quot;text-align: left; padding-bottom: 1pt; padding-left: 10pt&quot;&gt;Provision (benefit)&lt;/td&gt;
      &lt;td&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td style=&quot;border-bottom: Black 1pt solid; text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td style=&quot;border-bottom: Black 1pt solid; text-align: right&quot;&gt;2,127&lt;/td&gt;
      &lt;td style=&quot;border-bottom: Black 1pt solid; text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td style=&quot;padding-bottom: 1pt; border-bottom: Black 1pt solid&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td style=&quot;border-bottom: Black 1pt solid; text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td style=&quot;border-bottom: Black 1pt solid; text-align: right&quot;&gt;(19&lt;/td&gt;
      &lt;td style=&quot;border-bottom: Black 1pt solid; text-align: left&quot;&gt;)&lt;/td&gt;
      &lt;td style=&quot;padding-bottom: 1pt; border-bottom: Black 1pt solid&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td style=&quot;border-bottom: Black 1pt solid; text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td style=&quot;border-bottom: Black 1pt solid; text-align: right&quot;&gt;4,308&lt;/td&gt;
      &lt;td style=&quot;border-bottom: Black 1pt solid; text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td style=&quot;padding-bottom: 1pt; border-bottom: Black 1pt solid&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td style=&quot;border-bottom: Black 1pt solid; text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td style=&quot;border-bottom: Black 1pt solid; text-align: right&quot;&gt;509&lt;/td&gt;
      &lt;td style=&quot;border-bottom: Black 1pt solid; text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td style=&quot;padding-bottom: 1pt; border-bottom: Black 1pt solid&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td style=&quot;border-bottom: Black 1pt solid; text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td style=&quot;border-bottom: Black 1pt solid; text-align: right&quot;&gt;162&lt;/td&gt;
      &lt;td style=&quot;border-bottom: Black 1pt solid; text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td style=&quot;padding-bottom: 1pt; border-bottom: Black 1pt solid&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td style=&quot;border-bottom: Black 1pt solid; text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td style=&quot;border-bottom: Black 1pt solid; text-align: right&quot;&gt;3,056&lt;/td&gt;
      &lt;td style=&quot;border-bottom: Black 1pt solid; text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td style=&quot;padding-bottom: 1pt; border-bottom: Black 1pt solid&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td style=&quot;border-bottom: Black 1pt solid; text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td style=&quot;border-bottom: Black 1pt solid; text-align: right&quot;&gt;323&lt;/td&gt;
      &lt;td style=&quot;border-bottom: Black 1pt solid; text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td style=&quot;padding-bottom: 1pt; border-bottom: Black 1pt solid&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td style=&quot;border-bottom: Black 1pt solid; text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td style=&quot;border-bottom: Black 1pt solid; text-align: right&quot;&gt;(7&lt;/td&gt;
      &lt;td style=&quot;border-bottom: Black 1pt solid; text-align: left&quot;&gt;)&lt;/td&gt;
      &lt;td style=&quot;padding-bottom: 1pt; border-bottom: Black 1pt solid&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td style=&quot;border-bottom: Black 1pt solid; text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td style=&quot;border-bottom: Black 1pt solid; text-align: right&quot;&gt;3,476&lt;/td&gt;
      &lt;td style=&quot;border-bottom: Black 1pt solid; text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td style=&quot;padding-bottom: 1pt; border-bottom: Black 1pt solid&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td style=&quot;border-bottom: Black 1pt solid; text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td style=&quot;border-bottom: Black 1pt solid; text-align: right&quot;&gt;13,935&lt;/td&gt;
      &lt;td style=&quot;border-bottom: Black 1pt solid; text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
     &lt;/tr&gt;
     &lt;tr style=&quot;vertical-align: bottom; background-color: White&quot;&gt;
      &lt;td style=&quot;text-align: left; padding-bottom: 2.25pt&quot;&gt;Ending balance&lt;/td&gt;
      &lt;td&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td style=&quot;border-bottom: Black 2.5pt double; text-align: left&quot;&gt;$&lt;/td&gt;
      &lt;td style=&quot;border-bottom: Black 2.5pt double; text-align: right&quot;&gt;12,084&lt;/td&gt;
      &lt;td style=&quot;border-bottom: Black 2.5pt double; text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td style=&quot;padding-bottom: 2.25pt; border-bottom: Black 2.5pt double&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td style=&quot;border-bottom: Black 2.5pt double; text-align: left&quot;&gt;$&lt;/td&gt;
      &lt;td style=&quot;border-bottom: Black 2.5pt double; text-align: right&quot;&gt;4,959&lt;/td&gt;
      &lt;td style=&quot;border-bottom: Black 2.5pt double; text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td style=&quot;padding-bottom: 2.25pt; border-bottom: Black 2.5pt double&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td style=&quot;border-bottom: Black 2.5pt double; text-align: left&quot;&gt;$&lt;/td&gt;
      &lt;td style=&quot;border-bottom: Black 2.5pt double; text-align: right&quot;&gt;6,328&lt;/td&gt;
      &lt;td style=&quot;border-bottom: Black 2.5pt double; text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td style=&quot;padding-bottom: 2.25pt; border-bottom: Black 2.5pt double&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td style=&quot;border-bottom: Black 2.5pt double; text-align: left&quot;&gt;$&lt;/td&gt;
      &lt;td style=&quot;border-bottom: Black 2.5pt double; text-align: right&quot;&gt;2,079&lt;/td&gt;
      &lt;td style=&quot;border-bottom: Black 2.5pt double; text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td style=&quot;padding-bottom: 2.25pt; border-bottom: Black 2.5pt double&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td style=&quot;border-bottom: Black 2.5pt double; text-align: left&quot;&gt;$&lt;/td&gt;
      &lt;td style=&quot;border-bottom: Black 2.5pt double; text-align: right&quot;&gt;104&lt;/td&gt;
      &lt;td style=&quot;border-bottom: Black 2.5pt double; text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td style=&quot;padding-bottom: 2.25pt; border-bottom: Black 2.5pt double&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td style=&quot;border-bottom: Black 2.5pt double; text-align: left&quot;&gt;$&lt;/td&gt;
      &lt;td style=&quot;border-bottom: Black 2.5pt double; text-align: right&quot;&gt;444&lt;/td&gt;
      &lt;td style=&quot;border-bottom: Black 2.5pt double; text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td style=&quot;padding-bottom: 2.25pt; border-bottom: Black 2.5pt double&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td style=&quot;border-bottom: Black 2.5pt double; text-align: left&quot;&gt;$&lt;/td&gt;
      &lt;td style=&quot;border-bottom: Black 2.5pt double; text-align: right&quot;&gt;458&lt;/td&gt;
      &lt;td style=&quot;border-bottom: Black 2.5pt double; text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td style=&quot;padding-bottom: 2.25pt; border-bottom: Black 2.5pt double&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td style=&quot;border-bottom: Black 2.5pt double; text-align: left&quot;&gt;$&lt;/td&gt;
      &lt;td style=&quot;border-bottom: Black 2.5pt double; text-align: right&quot;&gt;-&lt;/td&gt;
      &lt;td style=&quot;border-bottom: Black 2.5pt double; text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td style=&quot;padding-bottom: 2.25pt; border-bottom: Black 2.5pt double&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td style=&quot;border-bottom: Black 2.5pt double; text-align: left&quot;&gt;$&lt;/td&gt;
      &lt;td style=&quot;border-bottom: Black 2.5pt double; text-align: right&quot;&gt;5,320&lt;/td&gt;
      &lt;td style=&quot;border-bottom: Black 2.5pt double; text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td style=&quot;padding-bottom: 2.25pt; border-bottom: Black 2.5pt double&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td style=&quot;border-bottom: Black 2.5pt double; text-align: left&quot;&gt;$&lt;/td&gt;
      &lt;td style=&quot;border-bottom: Black 2.5pt double; text-align: right&quot;&gt;31,776&lt;/td&gt;
      &lt;td style=&quot;border-bottom: Black 2.5pt double; text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
     &lt;/tr&gt;
     &lt;tr style=&quot;vertical-align: bottom; background-color: rgb(204,238,255)&quot;&gt;
      &lt;td nowrap=&quot;nowrap&quot; style=&quot;text-align: left; padding-bottom: 2.25pt&quot;&gt;Ending balance: individually evaluated for impairment&lt;/td&gt;
      &lt;td&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td style=&quot;border-bottom: Black 2.5pt double; text-align: left&quot;&gt;$&lt;/td&gt;
      &lt;td style=&quot;border-bottom: Black 2.5pt double; text-align: right&quot;&gt;312&lt;/td&gt;
      &lt;td style=&quot;border-bottom: Black 2.5pt double; text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td style=&quot;padding-bottom: 2.25pt; border-bottom: Black 2.5pt double&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td style=&quot;border-bottom: Black 2.5pt double; text-align: left&quot;&gt;$&lt;/td&gt;
      &lt;td style=&quot;border-bottom: Black 2.5pt double; text-align: right&quot;&gt;164&lt;/td&gt;
      &lt;td style=&quot;border-bottom: Black 2.5pt double; text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td style=&quot;padding-bottom: 2.25pt; border-bottom: Black 2.5pt double&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td style=&quot;border-bottom: Black 2.5pt double; text-align: left&quot;&gt;$&lt;/td&gt;
      &lt;td style=&quot;border-bottom: Black 2.5pt double; text-align: right&quot;&gt;875&lt;/td&gt;
      &lt;td style=&quot;border-bottom: Black 2.5pt double; text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td style=&quot;padding-bottom: 2.25pt; border-bottom: Black 2.5pt double&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td style=&quot;border-bottom: Black 2.5pt double; text-align: left&quot;&gt;$&lt;/td&gt;
      &lt;td style=&quot;border-bottom: Black 2.5pt double; text-align: right&quot;&gt;58&lt;/td&gt;
      &lt;td style=&quot;border-bottom: Black 2.5pt double; text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td style=&quot;padding-bottom: 2.25pt; border-bottom: Black 2.5pt double&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td style=&quot;border-bottom: Black 2.5pt double; text-align: left&quot;&gt;$&lt;/td&gt;
      &lt;td style=&quot;border-bottom: Black 2.5pt double; text-align: right&quot;&gt;-&lt;/td&gt;
      &lt;td style=&quot;border-bottom: Black 2.5pt double; text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td style=&quot;padding-bottom: 2.25pt; border-bottom: Black 2.5pt double&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td style=&quot;border-bottom: Black 2.5pt double; text-align: left&quot;&gt;$&lt;/td&gt;
      &lt;td style=&quot;border-bottom: Black 2.5pt double; text-align: right&quot;&gt;17&lt;/td&gt;
      &lt;td style=&quot;border-bottom: Black 2.5pt double; text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td style=&quot;padding-bottom: 2.25pt; border-bottom: Black 2.5pt double&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td style=&quot;border-bottom: Black 2.5pt double; text-align: left&quot;&gt;$&lt;/td&gt;
      &lt;td style=&quot;border-bottom: Black 2.5pt double; text-align: right&quot;&gt;-&lt;/td&gt;
      &lt;td style=&quot;border-bottom: Black 2.5pt double; text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td style=&quot;padding-bottom: 2.25pt; border-bottom: Black 2.5pt double&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td style=&quot;border-bottom: Black 2.5pt double; text-align: left&quot;&gt;$&lt;/td&gt;
      &lt;td style=&quot;border-bottom: Black 2.5pt double; text-align: right&quot;&gt;-&lt;/td&gt;
      &lt;td style=&quot;border-bottom: Black 2.5pt double; text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td style=&quot;padding-bottom: 2.25pt; border-bottom: Black 2.5pt double&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td style=&quot;border-bottom: Black 2.5pt double; text-align: left&quot;&gt;$&lt;/td&gt;
      &lt;td style=&quot;border-bottom: Black 2.5pt double; text-align: right&quot;&gt;222&lt;/td&gt;
      &lt;td style=&quot;border-bottom: Black 2.5pt double; text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td style=&quot;padding-bottom: 2.25pt; border-bottom: Black 2.5pt double&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td style=&quot;border-bottom: Black 2.5pt double; text-align: left&quot;&gt;$&lt;/td&gt;
      &lt;td style=&quot;border-bottom: Black 2.5pt double; text-align: right&quot;&gt;1,648&lt;/td&gt;
      &lt;td style=&quot;border-bottom: Black 2.5pt double; text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
     &lt;/tr&gt;
     &lt;tr style=&quot;vertical-align: bottom; background-color: White&quot;&gt;
      &lt;td style=&quot;text-align: left; padding-bottom: 2.25pt&quot;&gt;Ending balance: collectively evaluated for impairment&lt;/td&gt;
      &lt;td&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td style=&quot;border-bottom: Black 2.5pt double; text-align: left&quot;&gt;$&lt;/td&gt;
      &lt;td style=&quot;border-bottom: Black 2.5pt double; text-align: right&quot;&gt;11,772&lt;/td&gt;
      &lt;td style=&quot;border-bottom: Black 2.5pt double; text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td style=&quot;padding-bottom: 2.25pt; border-bottom: Black 2.5pt double&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td style=&quot;border-bottom: Black 2.5pt double; text-align: left&quot;&gt;$&lt;/td&gt;
      &lt;td style=&quot;border-bottom: Black 2.5pt double; text-align: right&quot;&gt;4,795&lt;/td&gt;
      &lt;td style=&quot;border-bottom: Black 2.5pt double; text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td style=&quot;padding-bottom: 2.25pt; border-bottom: Black 2.5pt double&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td style=&quot;border-bottom: Black 2.5pt double; text-align: left&quot;&gt;$&lt;/td&gt;
      &lt;td style=&quot;border-bottom: Black 2.5pt double; text-align: right&quot;&gt;5,453&lt;/td&gt;
      &lt;td style=&quot;border-bottom: Black 2.5pt double; text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td style=&quot;padding-bottom: 2.25pt; border-bottom: Black 2.5pt double&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td style=&quot;border-bottom: Black 2.5pt double; text-align: left&quot;&gt;$&lt;/td&gt;
      &lt;td style=&quot;border-bottom: Black 2.5pt double; text-align: right&quot;&gt;2,021&lt;/td&gt;
      &lt;td style=&quot;border-bottom: Black 2.5pt double; text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td style=&quot;padding-bottom: 2.25pt; border-bottom: Black 2.5pt double&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td style=&quot;border-bottom: Black 2.5pt double; text-align: left&quot;&gt;$&lt;/td&gt;
      &lt;td style=&quot;border-bottom: Black 2.5pt double; text-align: right&quot;&gt;104&lt;/td&gt;
      &lt;td style=&quot;border-bottom: Black 2.5pt double; text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td style=&quot;padding-bottom: 2.25pt; border-bottom: Black 2.5pt double&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td style=&quot;border-bottom: Black 2.5pt double; text-align: left&quot;&gt;$&lt;/td&gt;
      &lt;td style=&quot;border-bottom: Black 2.5pt double; text-align: right&quot;&gt;427&lt;/td&gt;
      &lt;td style=&quot;border-bottom: Black 2.5pt double; text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td style=&quot;padding-bottom: 2.25pt; border-bottom: Black 2.5pt double&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td style=&quot;border-bottom: Black 2.5pt double; text-align: left&quot;&gt;$&lt;/td&gt;
      &lt;td style=&quot;border-bottom: Black 2.5pt double; text-align: right&quot;&gt;458&lt;/td&gt;
      &lt;td style=&quot;border-bottom: Black 2.5pt double; text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td style=&quot;padding-bottom: 2.25pt; border-bottom: Black 2.5pt double&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td style=&quot;border-bottom: Black 2.5pt double; text-align: left&quot;&gt;$&lt;/td&gt;
      &lt;td style=&quot;border-bottom: Black 2.5pt double; text-align: right&quot;&gt;-&lt;/td&gt;
      &lt;td style=&quot;border-bottom: Black 2.5pt double; text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td style=&quot;padding-bottom: 2.25pt; border-bottom: Black 2.5pt double&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td style=&quot;border-bottom: Black 2.5pt double; text-align: left&quot;&gt;$&lt;/td&gt;
      &lt;td style=&quot;border-bottom: Black 2.5pt double; text-align: right&quot;&gt;5,098&lt;/td&gt;
      &lt;td style=&quot;border-bottom: Black 2.5pt double; text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td style=&quot;padding-bottom: 2.25pt; border-bottom: Black 2.5pt double&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td style=&quot;border-bottom: Black 2.5pt double; text-align: left&quot;&gt;$&lt;/td&gt;
      &lt;td style=&quot;border-bottom: Black 2.5pt double; text-align: right&quot;&gt;30,128&lt;/td&gt;
      &lt;td style=&quot;border-bottom: Black 2.5pt double; text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
     &lt;/tr&gt;

   &lt;/table&gt;&lt;br/&gt;&lt;p style=&quot;font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 0in&quot;&gt;The following table shows the manner in which loans were evaluated for impairment at the periods indicated:&lt;/p&gt;&lt;br/&gt;&lt;table cellpadding=&quot;0&quot; cellspacing=&quot;0&quot; style=&quot;border-collapse: collapse; width: 100%; font: 10pt Times New Roman, Times, Serif&quot;&gt;

     &lt;tr style=&quot;vertical-align: bottom&quot;&gt;
      &lt;td colspan=&quot;41&quot; style=&quot;text-align: center; border-bottom: Black 1pt solid&quot;&gt;At December 31, 2015&lt;/td&gt;
     &lt;/tr&gt;
     &lt;tr style=&quot;vertical-align: bottom&quot;&gt;
      &lt;td nowrap=&quot;nowrap&quot; style=&quot;font-style: italic; border-bottom: Black 1pt solid&quot;&gt;(in thousands)&lt;/td&gt;
      &lt;td nowrap=&quot;nowrap&quot; style=&quot;padding-bottom: 1pt; border-bottom: Black 1pt solid&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td colspan=&quot;3&quot; nowrap=&quot;nowrap&quot; style=&quot;text-align: center; border-bottom: Black 1pt solid&quot;&gt;Multi-family &lt;br /&gt; residential&lt;/td&gt;
      &lt;td nowrap=&quot;nowrap&quot; style=&quot;padding-bottom: 1pt; border-bottom: Black 1pt solid&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td colspan=&quot;3&quot; nowrap=&quot;nowrap&quot; style=&quot;text-align: center; border-bottom: Black 1pt solid&quot;&gt;Commercial &lt;br /&gt; real estate&lt;/td&gt;
      &lt;td nowrap=&quot;nowrap&quot; style=&quot;padding-bottom: 1pt; border-bottom: Black 1pt solid&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td colspan=&quot;3&quot; nowrap=&quot;nowrap&quot; style=&quot;text-align: center; border-bottom: Black 1pt solid&quot;&gt;One-to-four&lt;br /&gt; family - &lt;br /&gt; mixed-use &lt;br /&gt; property&lt;/td&gt;
      &lt;td nowrap=&quot;nowrap&quot; style=&quot;padding-bottom: 1pt; border-bottom: Black 1pt solid&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td colspan=&quot;3&quot; nowrap=&quot;nowrap&quot; style=&quot;text-align: center; border-bottom: Black 1pt solid&quot;&gt;One-to-four &lt;br /&gt; family- &lt;br /&gt; residential&lt;/td&gt;
      &lt;td nowrap=&quot;nowrap&quot; style=&quot;padding-bottom: 1pt; border-bottom: Black 1pt solid&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td colspan=&quot;3&quot; nowrap=&quot;nowrap&quot; style=&quot;text-align: center; border-bottom: Black 1pt solid&quot;&gt;Co-operative &lt;br /&gt; apartments&lt;/td&gt;
      &lt;td nowrap=&quot;nowrap&quot; style=&quot;padding-bottom: 1pt; border-bottom: Black 1pt solid&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td colspan=&quot;3&quot; nowrap=&quot;nowrap&quot; style=&quot;text-align: center; border-bottom: Black 1pt solid&quot;&gt;Construction &lt;br /&gt; loans&lt;/td&gt;
      &lt;td nowrap=&quot;nowrap&quot; style=&quot;padding-bottom: 1pt; border-bottom: Black 1pt solid&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td colspan=&quot;3&quot; nowrap=&quot;nowrap&quot; style=&quot;text-align: center; border-bottom: Black 1pt solid&quot;&gt;Small Business &lt;br /&gt; Administration&lt;/td&gt;
      &lt;td nowrap=&quot;nowrap&quot; style=&quot;padding-bottom: 1pt; border-bottom: Black 1pt solid&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td colspan=&quot;3&quot; nowrap=&quot;nowrap&quot; style=&quot;text-align: center; border-bottom: Black 1pt solid&quot;&gt;Taxi &lt;br /&gt; Medallion&lt;/td&gt;
      &lt;td nowrap=&quot;nowrap&quot; style=&quot;padding-bottom: 1pt; border-bottom: Black 1pt solid&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td colspan=&quot;3&quot; nowrap=&quot;nowrap&quot; style=&quot;text-align: center; border-bottom: Black 1pt solid&quot;&gt;Commercial &lt;br /&gt; business and &lt;br /&gt; other&lt;/td&gt;
      &lt;td nowrap=&quot;nowrap&quot; style=&quot;padding-bottom: 1pt; border-bottom: Black 1pt solid&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td colspan=&quot;3&quot; nowrap=&quot;nowrap&quot; style=&quot;text-align: center; border-bottom: Black 1pt solid&quot;&gt;Total&lt;/td&gt;
     &lt;/tr&gt;
     &lt;tr style=&quot;vertical-align: bottom&quot;&gt;
      &lt;td&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td style=&quot;font-style: italic&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td colspan=&quot;3&quot; style=&quot;font-style: italic; text-align: center&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td style=&quot;font-style: italic&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td colspan=&quot;3&quot; style=&quot;font-style: italic; text-align: center&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td style=&quot;font-style: italic&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td colspan=&quot;3&quot; style=&quot;font-style: italic; text-align: center&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td style=&quot;font-style: italic&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td colspan=&quot;3&quot; style=&quot;font-style: italic; text-align: center&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td style=&quot;font-style: italic&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td colspan=&quot;3&quot; style=&quot;font-style: italic; text-align: center&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td style=&quot;font-style: italic&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td colspan=&quot;3&quot; style=&quot;font-style: italic; text-align: center&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td style=&quot;font-style: italic&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td colspan=&quot;3&quot; style=&quot;font-style: italic; text-align: center&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td style=&quot;font-style: italic&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td colspan=&quot;3&quot; style=&quot;font-style: italic; text-align: center&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td style=&quot;font-style: italic&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td colspan=&quot;3&quot; style=&quot;font-style: italic; text-align: center&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td style=&quot;font-style: italic&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td colspan=&quot;3&quot; style=&quot;font-style: italic; text-align: center&quot;&gt;&amp;nbsp;&lt;/td&gt;
     &lt;/tr&gt;
     &lt;tr style=&quot;vertical-align: bottom; background-color: rgb(204,238,255)&quot;&gt;
      &lt;td style=&quot;font-weight: bold; text-align: left&quot;&gt;Financing Receivables:&lt;/td&gt;
      &lt;td&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td style=&quot;text-align: right&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td style=&quot;text-align: right&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td style=&quot;text-align: right&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td style=&quot;text-align: right&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td style=&quot;text-align: right&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td style=&quot;text-align: right&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td style=&quot;text-align: right&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td style=&quot;text-align: right&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td style=&quot;text-align: right&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td style=&quot;text-align: right&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
     &lt;/tr&gt;
     &lt;tr style=&quot;vertical-align: bottom; background-color: White&quot;&gt;
      &lt;td style=&quot;width: 20%; padding-bottom: 2.25pt&quot;&gt;Ending Balance&lt;/td&gt;
      &lt;td style=&quot;width: 1%; padding-bottom: 2.25pt&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td style=&quot;width: 1%; border-bottom: Black 2.5pt double; text-align: left&quot;&gt;$&lt;/td&gt;
      &lt;td style=&quot;width: 5%; border-bottom: Black 2.5pt double; text-align: right&quot;&gt;2,055,228&lt;/td&gt;
      &lt;td style=&quot;width: 1%; border-bottom: Black 2.5pt double; text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td style=&quot;width: 1%; padding-bottom: 2.25pt; border-bottom: Black 2.5pt double&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td style=&quot;width: 1%; border-bottom: Black 2.5pt double; text-align: left&quot;&gt;$&lt;/td&gt;
      &lt;td style=&quot;width: 5%; border-bottom: Black 2.5pt double; text-align: right&quot;&gt;1,001,236&lt;/td&gt;
      &lt;td style=&quot;width: 1%; border-bottom: Black 2.5pt double; text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td style=&quot;width: 1%; padding-bottom: 2.25pt; border-bottom: Black 2.5pt double&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td style=&quot;width: 1%; border-bottom: Black 2.5pt double; text-align: left&quot;&gt;$&lt;/td&gt;
      &lt;td style=&quot;width: 5%; border-bottom: Black 2.5pt double; text-align: right&quot;&gt;573,043&lt;/td&gt;
      &lt;td style=&quot;width: 1%; border-bottom: Black 2.5pt double; text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td style=&quot;width: 1%; padding-bottom: 2.25pt; border-bottom: Black 2.5pt double&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td style=&quot;width: 1%; border-bottom: Black 2.5pt double; text-align: left&quot;&gt;$&lt;/td&gt;
      &lt;td style=&quot;width: 5%; border-bottom: Black 2.5pt double; text-align: right&quot;&gt;187,838&lt;/td&gt;
      &lt;td style=&quot;width: 1%; border-bottom: Black 2.5pt double; text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td style=&quot;width: 1%; padding-bottom: 2.25pt; border-bottom: Black 2.5pt double&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td style=&quot;width: 1%; border-bottom: Black 2.5pt double; text-align: left&quot;&gt;$&lt;/td&gt;
      &lt;td style=&quot;width: 5%; border-bottom: Black 2.5pt double; text-align: right&quot;&gt;8,285&lt;/td&gt;
      &lt;td style=&quot;width: 1%; border-bottom: Black 2.5pt double; text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td style=&quot;width: 1%; padding-bottom: 2.25pt; border-bottom: Black 2.5pt double&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td style=&quot;width: 1%; border-bottom: Black 2.5pt double; text-align: left&quot;&gt;$&lt;/td&gt;
      &lt;td style=&quot;width: 5%; border-bottom: Black 2.5pt double; text-align: right&quot;&gt;7,284&lt;/td&gt;
      &lt;td style=&quot;width: 1%; border-bottom: Black 2.5pt double; text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td style=&quot;width: 1%; padding-bottom: 2.25pt; border-bottom: Black 2.5pt double&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td style=&quot;width: 1%; border-bottom: Black 2.5pt double; text-align: left&quot;&gt;$&lt;/td&gt;
      &lt;td style=&quot;width: 5%; border-bottom: Black 2.5pt double; text-align: right&quot;&gt;12,194&lt;/td&gt;
      &lt;td style=&quot;width: 1%; border-bottom: Black 2.5pt double; text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td style=&quot;width: 1%; padding-bottom: 2.25pt; border-bottom: Black 2.5pt double&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td style=&quot;width: 1%; border-bottom: Black 2.5pt double; text-align: left&quot;&gt;$&lt;/td&gt;
      &lt;td style=&quot;width: 5%; border-bottom: Black 2.5pt double; text-align: right&quot;&gt;20,881&lt;/td&gt;
      &lt;td style=&quot;width: 1%; border-bottom: Black 2.5pt double; text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td style=&quot;width: 1%; padding-bottom: 2.25pt; border-bottom: Black 2.5pt double&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td style=&quot;width: 1%; border-bottom: Black 2.5pt double; text-align: left&quot;&gt;$&lt;/td&gt;
      &lt;td style=&quot;width: 5%; border-bottom: Black 2.5pt double; text-align: right&quot;&gt;506,622&lt;/td&gt;
      &lt;td style=&quot;width: 1%; border-bottom: Black 2.5pt double; text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td style=&quot;width: 1%; padding-bottom: 2.25pt; border-bottom: Black 2.5pt double&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td style=&quot;width: 1%; border-bottom: Black 2.5pt double; text-align: left&quot;&gt;$&lt;/td&gt;
      &lt;td style=&quot;width: 5%; border-bottom: Black 2.5pt double; text-align: right&quot;&gt;4,372,611&lt;/td&gt;
      &lt;td style=&quot;width: 1%; border-bottom: Black 2.5pt double; text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
     &lt;/tr&gt;
     &lt;tr style=&quot;vertical-align: bottom; background-color: rgb(204,238,255)&quot;&gt;
      &lt;td style=&quot;text-align: left; padding-bottom: 2.25pt&quot;&gt;Ending balance: individually evaluated for impairment&lt;/td&gt;
      &lt;td style=&quot;padding-bottom: 2.25pt&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td style=&quot;border-bottom: Black 2.5pt double; text-align: left&quot;&gt;$&lt;/td&gt;
      &lt;td style=&quot;border-bottom: Black 2.5pt double; text-align: right&quot;&gt;8,047&lt;/td&gt;
      &lt;td style=&quot;border-bottom: Black 2.5pt double; text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td style=&quot;padding-bottom: 2.25pt; border-bottom: Black 2.5pt double&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td style=&quot;border-bottom: Black 2.5pt double; text-align: left&quot;&gt;$&lt;/td&gt;
      &lt;td style=&quot;border-bottom: Black 2.5pt double; text-align: right&quot;&gt;6,183&lt;/td&gt;
      &lt;td style=&quot;border-bottom: Black 2.5pt double; text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td style=&quot;padding-bottom: 2.25pt; border-bottom: Black 2.5pt double&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td style=&quot;border-bottom: Black 2.5pt double; text-align: left&quot;&gt;$&lt;/td&gt;
      &lt;td style=&quot;border-bottom: Black 2.5pt double; text-align: right&quot;&gt;12,828&lt;/td&gt;
      &lt;td style=&quot;border-bottom: Black 2.5pt double; text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td style=&quot;padding-bottom: 2.25pt; border-bottom: Black 2.5pt double&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td style=&quot;border-bottom: Black 2.5pt double; text-align: left&quot;&gt;$&lt;/td&gt;
      &lt;td style=&quot;border-bottom: Black 2.5pt double; text-align: right&quot;&gt;12,598&lt;/td&gt;
      &lt;td style=&quot;border-bottom: Black 2.5pt double; text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td style=&quot;padding-bottom: 2.25pt; border-bottom: Black 2.5pt double&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td style=&quot;border-bottom: Black 2.5pt double; text-align: left&quot;&gt;$&lt;/td&gt;
      &lt;td style=&quot;border-bottom: Black 2.5pt double; text-align: right&quot;&gt;-&lt;/td&gt;
      &lt;td style=&quot;border-bottom: Black 2.5pt double; text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td style=&quot;padding-bottom: 2.25pt; border-bottom: Black 2.5pt double&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td style=&quot;border-bottom: Black 2.5pt double; text-align: left&quot;&gt;$&lt;/td&gt;
      &lt;td style=&quot;border-bottom: Black 2.5pt double; text-align: right&quot;&gt;1,000&lt;/td&gt;
      &lt;td style=&quot;border-bottom: Black 2.5pt double; text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td style=&quot;padding-bottom: 2.25pt; border-bottom: Black 2.5pt double&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td style=&quot;border-bottom: Black 2.5pt double; text-align: left&quot;&gt;$&lt;/td&gt;
      &lt;td style=&quot;border-bottom: Black 2.5pt double; text-align: right&quot;&gt;310&lt;/td&gt;
      &lt;td style=&quot;border-bottom: Black 2.5pt double; text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td style=&quot;padding-bottom: 2.25pt; border-bottom: Black 2.5pt double&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td style=&quot;border-bottom: Black 2.5pt double; text-align: left&quot;&gt;$&lt;/td&gt;
      &lt;td style=&quot;border-bottom: Black 2.5pt double; text-align: right&quot;&gt;2,118&lt;/td&gt;
      &lt;td style=&quot;border-bottom: Black 2.5pt double; text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td style=&quot;padding-bottom: 2.25pt; border-bottom: Black 2.5pt double&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td style=&quot;border-bottom: Black 2.5pt double; text-align: left&quot;&gt;$&lt;/td&gt;
      &lt;td style=&quot;border-bottom: Black 2.5pt double; text-align: right&quot;&gt;4,716&lt;/td&gt;
      &lt;td style=&quot;border-bottom: Black 2.5pt double; text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td style=&quot;padding-bottom: 2.25pt; border-bottom: Black 2.5pt double&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td style=&quot;border-bottom: Black 2.5pt double; text-align: left&quot;&gt;$&lt;/td&gt;
      &lt;td style=&quot;border-bottom: Black 2.5pt double; text-align: right&quot;&gt;47,800&lt;/td&gt;
      &lt;td style=&quot;border-bottom: Black 2.5pt double; text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
     &lt;/tr&gt;
     &lt;tr style=&quot;vertical-align: bottom; background-color: White&quot;&gt;
      &lt;td style=&quot;text-align: left; padding-bottom: 2.25pt&quot;&gt;Ending balance: collectively evaluated for impairment&lt;/td&gt;
      &lt;td style=&quot;padding-bottom: 2.25pt&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td style=&quot;border-bottom: Black 2.5pt double; text-align: left&quot;&gt;$&lt;/td&gt;
      &lt;td style=&quot;border-bottom: Black 2.5pt double; text-align: right&quot;&gt;2,047,181&lt;/td&gt;
      &lt;td style=&quot;border-bottom: Black 2.5pt double; text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td style=&quot;padding-bottom: 2.25pt; border-bottom: Black 2.5pt double&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td style=&quot;border-bottom: Black 2.5pt double; text-align: left&quot;&gt;$&lt;/td&gt;
      &lt;td style=&quot;border-bottom: Black 2.5pt double; text-align: right&quot;&gt;995,053&lt;/td&gt;
      &lt;td style=&quot;border-bottom: Black 2.5pt double; text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td style=&quot;padding-bottom: 2.25pt; border-bottom: Black 2.5pt double&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td style=&quot;border-bottom: Black 2.5pt double; text-align: left&quot;&gt;$&lt;/td&gt;
      &lt;td style=&quot;border-bottom: Black 2.5pt double; text-align: right&quot;&gt;560,215&lt;/td&gt;
      &lt;td style=&quot;border-bottom: Black 2.5pt double; text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td style=&quot;padding-bottom: 2.25pt; border-bottom: Black 2.5pt double&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td style=&quot;border-bottom: Black 2.5pt double; text-align: left&quot;&gt;$&lt;/td&gt;
      &lt;td style=&quot;border-bottom: Black 2.5pt double; text-align: right&quot;&gt;175,240&lt;/td&gt;
      &lt;td style=&quot;border-bottom: Black 2.5pt double; text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td style=&quot;padding-bottom: 2.25pt; border-bottom: Black 2.5pt double&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td style=&quot;border-bottom: Black 2.5pt double; text-align: left&quot;&gt;$&lt;/td&gt;
      &lt;td style=&quot;border-bottom: Black 2.5pt double; text-align: right&quot;&gt;8,285&lt;/td&gt;
      &lt;td style=&quot;border-bottom: Black 2.5pt double; text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td style=&quot;padding-bottom: 2.25pt; border-bottom: Black 2.5pt double&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td style=&quot;border-bottom: Black 2.5pt double; text-align: left&quot;&gt;$&lt;/td&gt;
      &lt;td style=&quot;border-bottom: Black 2.5pt double; text-align: right&quot;&gt;6,284&lt;/td&gt;
      &lt;td style=&quot;border-bottom: Black 2.5pt double; text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td style=&quot;padding-bottom: 2.25pt; border-bottom: Black 2.5pt double&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td style=&quot;border-bottom: Black 2.5pt double; text-align: left&quot;&gt;$&lt;/td&gt;
      &lt;td style=&quot;border-bottom: Black 2.5pt double; text-align: right&quot;&gt;11,884&lt;/td&gt;
      &lt;td style=&quot;border-bottom: Black 2.5pt double; text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td style=&quot;padding-bottom: 2.25pt; border-bottom: Black 2.5pt double&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td style=&quot;border-bottom: Black 2.5pt double; text-align: left&quot;&gt;$&lt;/td&gt;
      &lt;td style=&quot;border-bottom: Black 2.5pt double; text-align: right&quot;&gt;18,763&lt;/td&gt;
      &lt;td style=&quot;border-bottom: Black 2.5pt double; text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td style=&quot;padding-bottom: 2.25pt; border-bottom: Black 2.5pt double&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td style=&quot;border-bottom: Black 2.5pt double; text-align: left&quot;&gt;$&lt;/td&gt;
      &lt;td style=&quot;border-bottom: Black 2.5pt double; text-align: right&quot;&gt;501,906&lt;/td&gt;
      &lt;td style=&quot;border-bottom: Black 2.5pt double; text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td style=&quot;padding-bottom: 2.25pt; border-bottom: Black 2.5pt double&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td style=&quot;border-bottom: Black 2.5pt double; text-align: left&quot;&gt;$&lt;/td&gt;
      &lt;td style=&quot;border-bottom: Black 2.5pt double; text-align: right&quot;&gt;4,324,811&lt;/td&gt;
      &lt;td style=&quot;border-bottom: Black 2.5pt double; text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
     &lt;/tr&gt;

   &lt;/table&gt;&lt;br/&gt;&lt;table cellpadding=&quot;0&quot; cellspacing=&quot;0&quot; style=&quot;border-collapse: collapse; width: 100%; font: 10pt Times New Roman, Times, Serif&quot;&gt;

     &lt;tr style=&quot;vertical-align: bottom&quot;&gt;
      &lt;td colspan=&quot;41&quot; style=&quot;text-align: center; border-bottom: Black 1pt solid&quot;&gt;At December 31, 2014&lt;/td&gt;
     &lt;/tr&gt;
     &lt;tr style=&quot;vertical-align: bottom&quot;&gt;
      &lt;td nowrap=&quot;nowrap&quot; style=&quot;font-style: italic; border-bottom: Black 1pt solid&quot;&gt;(in thousands)&lt;/td&gt;
      &lt;td nowrap=&quot;nowrap&quot; style=&quot;padding-bottom: 1pt; border-bottom: Black 1pt solid&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td colspan=&quot;3&quot; nowrap=&quot;nowrap&quot; style=&quot;text-align: center; border-bottom: Black 1pt solid&quot;&gt;Multi-family &lt;br /&gt; residential&lt;/td&gt;
      &lt;td nowrap=&quot;nowrap&quot; style=&quot;padding-bottom: 1pt; border-bottom: Black 1pt solid&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td colspan=&quot;3&quot; nowrap=&quot;nowrap&quot; style=&quot;text-align: center; border-bottom: Black 1pt solid&quot;&gt;Commercial &lt;br /&gt; real estate&lt;/td&gt;
      &lt;td nowrap=&quot;nowrap&quot; style=&quot;padding-bottom: 1pt; border-bottom: Black 1pt solid&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td colspan=&quot;3&quot; nowrap=&quot;nowrap&quot; style=&quot;text-align: center; border-bottom: Black 1pt solid&quot;&gt;One-to-four&lt;br /&gt; family - &lt;br /&gt; mixed-use &lt;br /&gt; property&lt;/td&gt;
      &lt;td nowrap=&quot;nowrap&quot; style=&quot;padding-bottom: 1pt; border-bottom: Black 1pt solid&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td colspan=&quot;3&quot; nowrap=&quot;nowrap&quot; style=&quot;text-align: center; border-bottom: Black 1pt solid&quot;&gt;One-to-four &lt;br /&gt; family- &lt;br /&gt; residential&lt;/td&gt;
      &lt;td nowrap=&quot;nowrap&quot; style=&quot;padding-bottom: 1pt; border-bottom: Black 1pt solid&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td colspan=&quot;3&quot; nowrap=&quot;nowrap&quot; style=&quot;text-align: center; border-bottom: Black 1pt solid&quot;&gt;Co-operative &lt;br /&gt; apartments&lt;/td&gt;
      &lt;td nowrap=&quot;nowrap&quot; style=&quot;padding-bottom: 1pt; border-bottom: Black 1pt solid&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td colspan=&quot;3&quot; nowrap=&quot;nowrap&quot; style=&quot;text-align: center; border-bottom: Black 1pt solid&quot;&gt;Construction &lt;br /&gt; loans&lt;/td&gt;
      &lt;td nowrap=&quot;nowrap&quot; style=&quot;padding-bottom: 1pt; border-bottom: Black 1pt solid&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td colspan=&quot;3&quot; nowrap=&quot;nowrap&quot; style=&quot;text-align: center; border-bottom: Black 1pt solid&quot;&gt;Small Business &lt;br /&gt; Administration&lt;/td&gt;
      &lt;td nowrap=&quot;nowrap&quot; style=&quot;padding-bottom: 1pt; border-bottom: Black 1pt solid&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td colspan=&quot;3&quot; nowrap=&quot;nowrap&quot; style=&quot;text-align: center; border-bottom: Black 1pt solid&quot;&gt;Taxi &lt;br /&gt; Medallion&lt;/td&gt;
      &lt;td nowrap=&quot;nowrap&quot; style=&quot;padding-bottom: 1pt; border-bottom: Black 1pt solid&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td colspan=&quot;3&quot; nowrap=&quot;nowrap&quot; style=&quot;text-align: center; border-bottom: Black 1pt solid&quot;&gt;Commercial &lt;br /&gt; business and &lt;br /&gt; other&lt;/td&gt;
      &lt;td nowrap=&quot;nowrap&quot; style=&quot;padding-bottom: 1pt; border-bottom: Black 1pt solid&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td colspan=&quot;3&quot; nowrap=&quot;nowrap&quot; style=&quot;text-align: center; border-bottom: Black 1pt solid&quot;&gt;Total&lt;/td&gt;
     &lt;/tr&gt;
     &lt;tr style=&quot;vertical-align: bottom&quot;&gt;
      &lt;td&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td style=&quot;font-style: italic&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td colspan=&quot;3&quot; style=&quot;font-style: italic; text-align: center&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td style=&quot;font-style: italic&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td colspan=&quot;3&quot; style=&quot;font-style: italic; text-align: center&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td style=&quot;font-style: italic&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td colspan=&quot;3&quot; style=&quot;font-style: italic; text-align: center&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td style=&quot;font-style: italic&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td colspan=&quot;3&quot; style=&quot;font-style: italic; text-align: center&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td style=&quot;font-style: italic&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td colspan=&quot;3&quot; style=&quot;font-style: italic; text-align: center&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td style=&quot;font-style: italic&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td colspan=&quot;3&quot; style=&quot;font-style: italic; text-align: center&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td style=&quot;font-style: italic&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td colspan=&quot;3&quot; style=&quot;font-style: italic; text-align: center&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td style=&quot;font-style: italic&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td colspan=&quot;3&quot; style=&quot;font-style: italic; text-align: center&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td style=&quot;font-style: italic&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td colspan=&quot;3&quot; style=&quot;font-style: italic; text-align: center&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td style=&quot;font-style: italic&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td colspan=&quot;3&quot; style=&quot;font-style: italic; text-align: center&quot;&gt;&amp;nbsp;&lt;/td&gt;
     &lt;/tr&gt;
     &lt;tr style=&quot;vertical-align: bottom; background-color: rgb(204,238,255)&quot;&gt;
      &lt;td style=&quot;font-weight: bold; text-align: left&quot;&gt;Financing Receivables:&lt;/td&gt;
      &lt;td&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td style=&quot;text-align: right&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td style=&quot;text-align: right&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td style=&quot;text-align: right&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td style=&quot;text-align: right&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td style=&quot;text-align: right&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td style=&quot;text-align: right&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td style=&quot;text-align: right&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td style=&quot;text-align: right&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td style=&quot;text-align: right&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td style=&quot;text-align: right&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
     &lt;/tr&gt;
     &lt;tr style=&quot;vertical-align: bottom; background-color: White&quot;&gt;
      &lt;td style=&quot;width: 20%; padding-bottom: 2.25pt&quot;&gt;Ending Balance&lt;/td&gt;
      &lt;td style=&quot;width: 1%; padding-bottom: 2.25pt&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td style=&quot;width: 1%; border-bottom: Black 2.5pt double; text-align: left&quot;&gt;$&lt;/td&gt;
      &lt;td style=&quot;width: 5%; border-bottom: Black 2.5pt double; text-align: right&quot;&gt;1,923,460&lt;/td&gt;
      &lt;td style=&quot;width: 1%; border-bottom: Black 2.5pt double; text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td style=&quot;width: 1%; padding-bottom: 2.25pt; border-bottom: Black 2.5pt double&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td style=&quot;width: 1%; border-bottom: Black 2.5pt double; text-align: left&quot;&gt;$&lt;/td&gt;
      &lt;td style=&quot;width: 5%; border-bottom: Black 2.5pt double; text-align: right&quot;&gt;621,569&lt;/td&gt;
      &lt;td style=&quot;width: 1%; border-bottom: Black 2.5pt double; text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td style=&quot;width: 1%; padding-bottom: 2.25pt; border-bottom: Black 2.5pt double&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td style=&quot;width: 1%; border-bottom: Black 2.5pt double; text-align: left&quot;&gt;$&lt;/td&gt;
      &lt;td style=&quot;width: 5%; border-bottom: Black 2.5pt double; text-align: right&quot;&gt;573,779&lt;/td&gt;
      &lt;td style=&quot;width: 1%; border-bottom: Black 2.5pt double; text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td style=&quot;width: 1%; padding-bottom: 2.25pt; border-bottom: Black 2.5pt double&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td style=&quot;width: 1%; border-bottom: Black 2.5pt double; text-align: left&quot;&gt;$&lt;/td&gt;
      &lt;td style=&quot;width: 5%; border-bottom: Black 2.5pt double; text-align: right&quot;&gt;187,572&lt;/td&gt;
      &lt;td style=&quot;width: 1%; border-bottom: Black 2.5pt double; text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td style=&quot;width: 1%; padding-bottom: 2.25pt; border-bottom: Black 2.5pt double&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td style=&quot;width: 1%; border-bottom: Black 2.5pt double; text-align: left&quot;&gt;$&lt;/td&gt;
      &lt;td style=&quot;width: 5%; border-bottom: Black 2.5pt double; text-align: right&quot;&gt;9,835&lt;/td&gt;
      &lt;td style=&quot;width: 1%; border-bottom: Black 2.5pt double; text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td style=&quot;width: 1%; padding-bottom: 2.25pt; border-bottom: Black 2.5pt double&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td style=&quot;width: 1%; border-bottom: Black 2.5pt double; text-align: left&quot;&gt;$&lt;/td&gt;
      &lt;td style=&quot;width: 5%; border-bottom: Black 2.5pt double; text-align: right&quot;&gt;5,286&lt;/td&gt;
      &lt;td style=&quot;width: 1%; border-bottom: Black 2.5pt double; text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td style=&quot;width: 1%; padding-bottom: 2.25pt; border-bottom: Black 2.5pt double&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td style=&quot;width: 1%; border-bottom: Black 2.5pt double; text-align: left&quot;&gt;$&lt;/td&gt;
      &lt;td style=&quot;width: 5%; border-bottom: Black 2.5pt double; text-align: right&quot;&gt;7,134&lt;/td&gt;
      &lt;td style=&quot;width: 1%; border-bottom: Black 2.5pt double; text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td style=&quot;width: 1%; padding-bottom: 2.25pt; border-bottom: Black 2.5pt double&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td style=&quot;width: 1%; border-bottom: Black 2.5pt double; text-align: left&quot;&gt;$&lt;/td&gt;
      &lt;td style=&quot;width: 5%; border-bottom: Black 2.5pt double; text-align: right&quot;&gt;22,519&lt;/td&gt;
      &lt;td style=&quot;width: 1%; border-bottom: Black 2.5pt double; text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td style=&quot;width: 1%; padding-bottom: 2.25pt; border-bottom: Black 2.5pt double&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td style=&quot;width: 1%; border-bottom: Black 2.5pt double; text-align: left&quot;&gt;$&lt;/td&gt;
      &lt;td style=&quot;width: 5%; border-bottom: Black 2.5pt double; text-align: right&quot;&gt;447,500&lt;/td&gt;
      &lt;td style=&quot;width: 1%; border-bottom: Black 2.5pt double; text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td style=&quot;width: 1%; padding-bottom: 2.25pt; border-bottom: Black 2.5pt double&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td style=&quot;width: 1%; border-bottom: Black 2.5pt double; text-align: left&quot;&gt;$&lt;/td&gt;
      &lt;td style=&quot;width: 5%; border-bottom: Black 2.5pt double; text-align: right&quot;&gt;3,798,654&lt;/td&gt;
      &lt;td style=&quot;width: 1%; border-bottom: Black 2.5pt double; text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
     &lt;/tr&gt;
     &lt;tr style=&quot;vertical-align: bottom; background-color: rgb(204,238,255)&quot;&gt;
      &lt;td style=&quot;text-align: left; padding-bottom: 2.25pt&quot;&gt;Ending balance: individually evaluated for impairment&lt;/td&gt;
      &lt;td style=&quot;padding-bottom: 2.25pt&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td style=&quot;border-bottom: Black 2.5pt double; text-align: left&quot;&gt;$&lt;/td&gt;
      &lt;td style=&quot;border-bottom: Black 2.5pt double; text-align: right&quot;&gt;13,260&lt;/td&gt;
      &lt;td style=&quot;border-bottom: Black 2.5pt double; text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td style=&quot;padding-bottom: 2.25pt; border-bottom: Black 2.5pt double&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td style=&quot;border-bottom: Black 2.5pt double; text-align: left&quot;&gt;$&lt;/td&gt;
      &lt;td style=&quot;border-bottom: Black 2.5pt double; text-align: right&quot;&gt;9,473&lt;/td&gt;
      &lt;td style=&quot;border-bottom: Black 2.5pt double; text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td style=&quot;padding-bottom: 2.25pt; border-bottom: Black 2.5pt double&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td style=&quot;border-bottom: Black 2.5pt double; text-align: left&quot;&gt;$&lt;/td&gt;
      &lt;td style=&quot;border-bottom: Black 2.5pt double; text-align: right&quot;&gt;15,120&lt;/td&gt;
      &lt;td style=&quot;border-bottom: Black 2.5pt double; text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td style=&quot;padding-bottom: 2.25pt; border-bottom: Black 2.5pt double&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td style=&quot;border-bottom: Black 2.5pt double; text-align: left&quot;&gt;$&lt;/td&gt;
      &lt;td style=&quot;border-bottom: Black 2.5pt double; text-align: right&quot;&gt;13,170&lt;/td&gt;
      &lt;td style=&quot;border-bottom: Black 2.5pt double; text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td style=&quot;padding-bottom: 2.25pt; border-bottom: Black 2.5pt double&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td style=&quot;border-bottom: Black 2.5pt double; text-align: left&quot;&gt;$&lt;/td&gt;
      &lt;td style=&quot;border-bottom: Black 2.5pt double; text-align: right&quot;&gt;-&lt;/td&gt;
      &lt;td style=&quot;border-bottom: Black 2.5pt double; text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td style=&quot;padding-bottom: 2.25pt; border-bottom: Black 2.5pt double&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td style=&quot;border-bottom: Black 2.5pt double; text-align: left&quot;&gt;$&lt;/td&gt;
      &lt;td style=&quot;border-bottom: Black 2.5pt double; text-align: right&quot;&gt;-&lt;/td&gt;
      &lt;td style=&quot;border-bottom: Black 2.5pt double; text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td style=&quot;padding-bottom: 2.25pt; border-bottom: Black 2.5pt double&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td style=&quot;border-bottom: Black 2.5pt double; text-align: left&quot;&gt;$&lt;/td&gt;
      &lt;td style=&quot;border-bottom: Black 2.5pt double; text-align: right&quot;&gt;-&lt;/td&gt;
      &lt;td style=&quot;border-bottom: Black 2.5pt double; text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td style=&quot;padding-bottom: 2.25pt; border-bottom: Black 2.5pt double&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td style=&quot;border-bottom: Black 2.5pt double; text-align: left&quot;&gt;$&lt;/td&gt;
      &lt;td style=&quot;border-bottom: Black 2.5pt double; text-align: right&quot;&gt;-&lt;/td&gt;
      &lt;td style=&quot;border-bottom: Black 2.5pt double; text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td style=&quot;padding-bottom: 2.25pt; border-bottom: Black 2.5pt double&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td style=&quot;border-bottom: Black 2.5pt double; text-align: left&quot;&gt;$&lt;/td&gt;
      &lt;td style=&quot;border-bottom: Black 2.5pt double; text-align: right&quot;&gt;5,492&lt;/td&gt;
      &lt;td style=&quot;border-bottom: Black 2.5pt double; text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td style=&quot;padding-bottom: 2.25pt; border-bottom: Black 2.5pt double&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td style=&quot;border-bottom: Black 2.5pt double; text-align: left&quot;&gt;$&lt;/td&gt;
      &lt;td style=&quot;border-bottom: Black 2.5pt double; text-align: right&quot;&gt;56,515&lt;/td&gt;
      &lt;td style=&quot;border-bottom: Black 2.5pt double; text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
     &lt;/tr&gt;
     &lt;tr style=&quot;vertical-align: bottom; background-color: White&quot;&gt;
      &lt;td style=&quot;text-align: left; padding-bottom: 2.25pt&quot;&gt;Ending balance: collectively evaluated for impairment&lt;/td&gt;
      &lt;td style=&quot;padding-bottom: 2.25pt&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td style=&quot;border-bottom: Black 2.5pt double; text-align: left&quot;&gt;$&lt;/td&gt;
      &lt;td style=&quot;border-bottom: Black 2.5pt double; text-align: right&quot;&gt;1,910,200&lt;/td&gt;
      &lt;td style=&quot;border-bottom: Black 2.5pt double; text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td style=&quot;padding-bottom: 2.25pt; border-bottom: Black 2.5pt double&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td style=&quot;border-bottom: Black 2.5pt double; text-align: left&quot;&gt;$&lt;/td&gt;
      &lt;td style=&quot;border-bottom: Black 2.5pt double; text-align: right&quot;&gt;612,096&lt;/td&gt;
      &lt;td style=&quot;border-bottom: Black 2.5pt double; text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td style=&quot;padding-bottom: 2.25pt; border-bottom: Black 2.5pt double&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td style=&quot;border-bottom: Black 2.5pt double; text-align: left&quot;&gt;$&lt;/td&gt;
      &lt;td style=&quot;border-bottom: Black 2.5pt double; text-align: right&quot;&gt;558,659&lt;/td&gt;
      &lt;td style=&quot;border-bottom: Black 2.5pt double; text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td style=&quot;padding-bottom: 2.25pt; border-bottom: Black 2.5pt double&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td style=&quot;border-bottom: Black 2.5pt double; text-align: left&quot;&gt;$&lt;/td&gt;
      &lt;td style=&quot;border-bottom: Black 2.5pt double; text-align: right&quot;&gt;174,402&lt;/td&gt;
      &lt;td style=&quot;border-bottom: Black 2.5pt double; text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td style=&quot;padding-bottom: 2.25pt; border-bottom: Black 2.5pt double&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td style=&quot;border-bottom: Black 2.5pt double; text-align: left&quot;&gt;$&lt;/td&gt;
      &lt;td style=&quot;border-bottom: Black 2.5pt double; text-align: right&quot;&gt;9,835&lt;/td&gt;
      &lt;td style=&quot;border-bottom: Black 2.5pt double; text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td style=&quot;padding-bottom: 2.25pt; border-bottom: Black 2.5pt double&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td style=&quot;border-bottom: Black 2.5pt double; text-align: left&quot;&gt;$&lt;/td&gt;
      &lt;td style=&quot;border-bottom: Black 2.5pt double; text-align: right&quot;&gt;5,286&lt;/td&gt;
      &lt;td style=&quot;border-bottom: Black 2.5pt double; text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td style=&quot;padding-bottom: 2.25pt; border-bottom: Black 2.5pt double&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td style=&quot;border-bottom: Black 2.5pt double; text-align: left&quot;&gt;$&lt;/td&gt;
      &lt;td style=&quot;border-bottom: Black 2.5pt double; text-align: right&quot;&gt;7,134&lt;/td&gt;
      &lt;td style=&quot;border-bottom: Black 2.5pt double; text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td style=&quot;padding-bottom: 2.25pt; border-bottom: Black 2.5pt double&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td style=&quot;border-bottom: Black 2.5pt double; text-align: left&quot;&gt;$&lt;/td&gt;
      &lt;td style=&quot;border-bottom: Black 2.5pt double; text-align: right&quot;&gt;22,519&lt;/td&gt;
      &lt;td style=&quot;border-bottom: Black 2.5pt double; text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td style=&quot;padding-bottom: 2.25pt; border-bottom: Black 2.5pt double&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td style=&quot;border-bottom: Black 2.5pt double; text-align: left&quot;&gt;$&lt;/td&gt;
      &lt;td style=&quot;border-bottom: Black 2.5pt double; text-align: right&quot;&gt;442,008&lt;/td&gt;
      &lt;td style=&quot;border-bottom: Black 2.5pt double; text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td style=&quot;padding-bottom: 2.25pt; border-bottom: Black 2.5pt double&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td style=&quot;border-bottom: Black 2.5pt double; text-align: left&quot;&gt;$&lt;/td&gt;
      &lt;td style=&quot;border-bottom: Black 2.5pt double; text-align: right&quot;&gt;3,742,139&lt;/td&gt;
      &lt;td style=&quot;border-bottom: Black 2.5pt double; text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
     &lt;/tr&gt;

   &lt;/table&gt;&lt;br/&gt;&lt;p style=&quot;font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 0in&quot;&gt;The following table shows our recorded investment, unpaid principal balance and allocated allowance for loan losses for loans that were considered impaired at December 31, 2015 and 2014:&lt;/p&gt;&lt;br/&gt;&lt;table cellpadding=&quot;0&quot; cellspacing=&quot;0&quot; style=&quot;border-collapse: collapse; width: 100%; font: 10pt Times New Roman, Times, Serif&quot;&gt;

     &lt;tr style=&quot;vertical-align: bottom&quot;&gt;
      &lt;td&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td style=&quot;padding-bottom: 1pt&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td colspan=&quot;11&quot; style=&quot;text-align: center; border-bottom: Black 1pt solid&quot;&gt;December 31, 2015&lt;/td&gt;
      &lt;td style=&quot;padding-bottom: 1pt&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td colspan=&quot;11&quot; style=&quot;text-align: center; border-bottom: Black 1pt solid&quot;&gt;December 31, 2014&lt;/td&gt;
     &lt;/tr&gt;
     &lt;tr style=&quot;vertical-align: bottom&quot;&gt;
      &lt;td style=&quot;font-style: italic; text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td style=&quot;padding-bottom: 1pt&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td colspan=&quot;3&quot; style=&quot;text-align: center; border-bottom: Black 1pt solid&quot;&gt;Recorded&lt;br /&gt; Investment&lt;/td&gt;
      &lt;td style=&quot;border-bottom: Black 1pt solid; text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td colspan=&quot;3&quot; style=&quot;text-align: center; border-bottom: Black 1pt solid&quot;&gt;Unpaid &lt;br /&gt; Principal &lt;br /&gt; Balance&lt;/td&gt;
      &lt;td style=&quot;border-bottom: Black 1pt solid; text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td colspan=&quot;3&quot; style=&quot;text-align: center; border-bottom: Black 1pt solid&quot;&gt;Related &lt;br /&gt; Allowance&lt;/td&gt;
      &lt;td style=&quot;padding-bottom: 1pt&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td colspan=&quot;3&quot; style=&quot;text-align: center; border-bottom: Black 1pt solid&quot;&gt;Recorded&lt;br /&gt; Investment&lt;/td&gt;
      &lt;td style=&quot;border-bottom: Black 1pt solid; text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td colspan=&quot;3&quot; style=&quot;text-align: center; border-bottom: Black 1pt solid&quot;&gt;Unpaid &lt;br /&gt; Principal &lt;br /&gt; Balance&lt;/td&gt;
      &lt;td style=&quot;border-bottom: Black 1pt solid; text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td colspan=&quot;3&quot; style=&quot;text-align: center; border-bottom: Black 1pt solid&quot;&gt;Related&lt;br /&gt; Allowance&lt;/td&gt;
     &lt;/tr&gt;
     &lt;tr style=&quot;vertical-align: bottom&quot;&gt;
      &lt;td&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td colspan=&quot;3&quot; style=&quot;text-align: right&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td colspan=&quot;3&quot; style=&quot;text-align: right&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td colspan=&quot;3&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td colspan=&quot;3&quot; style=&quot;text-align: right&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td colspan=&quot;3&quot; style=&quot;text-align: right&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td colspan=&quot;3&quot;&gt;&amp;nbsp;&lt;/td&gt;
     &lt;/tr&gt;
     &lt;tr style=&quot;vertical-align: bottom&quot;&gt;
      &lt;td style=&quot;font-weight: bold&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td style=&quot;font-style: italic&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td colspan=&quot;23&quot; style=&quot;font-style: italic; text-align: center&quot;&gt;(In thousands)&lt;/td&gt;
     &lt;/tr&gt;
     &lt;tr style=&quot;vertical-align: bottom; background-color: rgb(204,238,255)&quot;&gt;
      &lt;td colspan=&quot;1&quot;&gt;With no related allowance recorded:&lt;/td&gt;
      &lt;td&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td colspan=&quot;3&quot; style=&quot;text-align: right&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td colspan=&quot;3&quot; style=&quot;text-align: right&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td colspan=&quot;3&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td colspan=&quot;3&quot; style=&quot;text-align: right&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td colspan=&quot;3&quot; style=&quot;text-align: right&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td colspan=&quot;3&quot;&gt;&amp;nbsp;&lt;/td&gt;
     &lt;/tr&gt;
     &lt;tr style=&quot;vertical-align: bottom; background-color: White&quot;&gt;
      &lt;td style=&quot;text-align: left; padding-left: 10pt&quot;&gt;Mortgage loans:&lt;/td&gt;
      &lt;td&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td style=&quot;text-align: right&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td style=&quot;text-align: right&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td style=&quot;text-align: right&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td style=&quot;text-align: right&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td style=&quot;text-align: right&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td style=&quot;text-align: right&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
     &lt;/tr&gt;
     &lt;tr style=&quot;vertical-align: bottom; background-color: rgb(204,238,255)&quot;&gt;
      &lt;td style=&quot;width: 34%; text-align: left; padding-left: 20pt&quot;&gt;Multi-family residential&lt;/td&gt;
      &lt;td style=&quot;width: 1%&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td style=&quot;width: 1%; text-align: left&quot;&gt;$&lt;/td&gt;
      &lt;td style=&quot;width: 8%; text-align: right&quot;&gt;5,742&lt;/td&gt;
      &lt;td style=&quot;width: 1%; text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td style=&quot;width: 1%&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td style=&quot;width: 1%; text-align: left&quot;&gt;$&lt;/td&gt;
      &lt;td style=&quot;width: 8%; text-align: right&quot;&gt;6,410&lt;/td&gt;
      &lt;td style=&quot;width: 1%; text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td style=&quot;width: 1%&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td style=&quot;width: 1%; text-align: left&quot;&gt;$&lt;/td&gt;
      &lt;td style=&quot;width: 8%; text-align: right&quot;&gt;-&lt;/td&gt;
      &lt;td style=&quot;width: 1%; text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td style=&quot;width: 1%&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td style=&quot;width: 1%; text-align: left&quot;&gt;$&lt;/td&gt;
      &lt;td style=&quot;width: 8%; text-align: right&quot;&gt;10,481&lt;/td&gt;
      &lt;td style=&quot;width: 1%; text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td style=&quot;width: 1%&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td style=&quot;width: 1%; text-align: left&quot;&gt;$&lt;/td&gt;
      &lt;td style=&quot;width: 8%; text-align: right&quot;&gt;11,551&lt;/td&gt;
      &lt;td style=&quot;width: 1%; text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td style=&quot;width: 1%&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td style=&quot;width: 1%; text-align: left&quot;&gt;$&lt;/td&gt;
      &lt;td style=&quot;width: 8%; text-align: right&quot;&gt;-&lt;/td&gt;
      &lt;td style=&quot;width: 1%; text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
     &lt;/tr&gt;
     &lt;tr style=&quot;vertical-align: bottom; background-color: White&quot;&gt;
      &lt;td style=&quot;text-align: left; padding-left: 20pt&quot;&gt;Commercial real estate&lt;/td&gt;
      &lt;td&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td style=&quot;text-align: right&quot;&gt;3,812&lt;/td&gt;
      &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td style=&quot;text-align: right&quot;&gt;3,869&lt;/td&gt;
      &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td style=&quot;text-align: right&quot;&gt;-&lt;/td&gt;
      &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td style=&quot;text-align: right&quot;&gt;7,100&lt;/td&gt;
      &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td style=&quot;text-align: right&quot;&gt;7,221&lt;/td&gt;
      &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td style=&quot;text-align: right&quot;&gt;-&lt;/td&gt;
      &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
     &lt;/tr&gt;
     &lt;tr style=&quot;vertical-align: bottom; background-color: rgb(204,238,255)&quot;&gt;
      &lt;td style=&quot;text-align: left; padding-left: 20pt&quot;&gt;One-to-four family mixed-use property&lt;/td&gt;
      &lt;td&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td style=&quot;text-align: right&quot;&gt;10,082&lt;/td&gt;
      &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td style=&quot;text-align: right&quot;&gt;11,335&lt;/td&gt;
      &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td style=&quot;text-align: right&quot;&gt;-&lt;/td&gt;
      &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td style=&quot;text-align: right&quot;&gt;12,027&lt;/td&gt;
      &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td style=&quot;text-align: right&quot;&gt;13,381&lt;/td&gt;
      &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td style=&quot;text-align: right&quot;&gt;-&lt;/td&gt;
      &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
     &lt;/tr&gt;
     &lt;tr style=&quot;vertical-align: bottom; background-color: White&quot;&gt;
      &lt;td style=&quot;text-align: left; padding-left: 20pt&quot;&gt;One-to-four family residential&lt;/td&gt;
      &lt;td&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td style=&quot;text-align: right&quot;&gt;12,255&lt;/td&gt;
      &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td style=&quot;text-align: right&quot;&gt;14,345&lt;/td&gt;
      &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td style=&quot;text-align: right&quot;&gt;-&lt;/td&gt;
      &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td style=&quot;text-align: right&quot;&gt;12,816&lt;/td&gt;
      &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td style=&quot;text-align: right&quot;&gt;15,709&lt;/td&gt;
      &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td style=&quot;text-align: right&quot;&gt;-&lt;/td&gt;
      &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
     &lt;/tr&gt;
     &lt;tr style=&quot;vertical-align: bottom; background-color: rgb(204,238,255)&quot;&gt;
      &lt;td style=&quot;text-align: left; padding-left: 20pt&quot;&gt;Co-operative apartments&lt;/td&gt;
      &lt;td&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td style=&quot;text-align: right&quot;&gt;-&lt;/td&gt;
      &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td style=&quot;text-align: right&quot;&gt;-&lt;/td&gt;
      &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td style=&quot;text-align: right&quot;&gt;-&lt;/td&gt;
      &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td style=&quot;text-align: right&quot;&gt;-&lt;/td&gt;
      &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td style=&quot;text-align: right&quot;&gt;-&lt;/td&gt;
      &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td style=&quot;text-align: right&quot;&gt;-&lt;/td&gt;
      &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
     &lt;/tr&gt;
     &lt;tr style=&quot;vertical-align: bottom; background-color: White&quot;&gt;
      &lt;td style=&quot;padding-left: 20pt&quot;&gt;Construction&lt;/td&gt;
      &lt;td&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td style=&quot;text-align: right&quot;&gt;1,000&lt;/td&gt;
      &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td style=&quot;text-align: right&quot;&gt;1,000&lt;/td&gt;
      &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td style=&quot;text-align: right&quot;&gt;-&lt;/td&gt;
      &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td style=&quot;text-align: right&quot;&gt;-&lt;/td&gt;
      &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td style=&quot;text-align: right&quot;&gt;-&lt;/td&gt;
      &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td style=&quot;text-align: right&quot;&gt;-&lt;/td&gt;
      &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
     &lt;/tr&gt;
     &lt;tr style=&quot;vertical-align: bottom; background-color: rgb(204,238,255)&quot;&gt;
      &lt;td style=&quot;text-align: left; padding-left: 10pt&quot;&gt;Non-mortgage loans:&lt;/td&gt;
      &lt;td&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td style=&quot;text-align: right&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td style=&quot;text-align: right&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td style=&quot;text-align: right&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td style=&quot;text-align: right&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td style=&quot;text-align: right&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td style=&quot;text-align: right&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
     &lt;/tr&gt;
     &lt;tr style=&quot;vertical-align: bottom; background-color: White&quot;&gt;
      &lt;td style=&quot;text-align: left; padding-left: 20pt&quot;&gt;Small Business Administration&lt;/td&gt;
      &lt;td&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td style=&quot;text-align: right&quot;&gt;276&lt;/td&gt;
      &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td style=&quot;text-align: right&quot;&gt;276&lt;/td&gt;
      &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td style=&quot;text-align: right&quot;&gt;-&lt;/td&gt;
      &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td style=&quot;text-align: right&quot;&gt;-&lt;/td&gt;
      &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td style=&quot;text-align: right&quot;&gt;-&lt;/td&gt;
      &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td style=&quot;text-align: right&quot;&gt;-&lt;/td&gt;
      &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
     &lt;/tr&gt;
     &lt;tr style=&quot;vertical-align: bottom; background-color: rgb(204,238,255)&quot;&gt;
      &lt;td style=&quot;text-align: left; padding-left: 20pt&quot;&gt;Taxi Medallion&lt;/td&gt;
      &lt;td&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td style=&quot;text-align: right&quot;&gt;-&lt;/td&gt;
      &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td style=&quot;text-align: right&quot;&gt;-&lt;/td&gt;
      &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td style=&quot;text-align: right&quot;&gt;-&lt;/td&gt;
      &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td style=&quot;text-align: right&quot;&gt;-&lt;/td&gt;
      &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td style=&quot;text-align: right&quot;&gt;-&lt;/td&gt;
      &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td style=&quot;text-align: right&quot;&gt;-&lt;/td&gt;
      &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
     &lt;/tr&gt;
     &lt;tr style=&quot;vertical-align: bottom; background-color: White&quot;&gt;
      &lt;td style=&quot;text-align: left; padding-left: 20pt&quot;&gt;Commercial Business and other&lt;/td&gt;
      &lt;td&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td style=&quot;text-align: right&quot;&gt;2,682&lt;/td&gt;
      &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td style=&quot;text-align: right&quot;&gt;5,347&lt;/td&gt;
      &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td style=&quot;text-align: right&quot;&gt;-&lt;/td&gt;
      &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td style=&quot;text-align: right&quot;&gt;2,779&lt;/td&gt;
      &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td style=&quot;text-align: right&quot;&gt;3,149&lt;/td&gt;
      &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td style=&quot;text-align: right&quot;&gt;-&lt;/td&gt;
      &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
     &lt;/tr&gt;
     &lt;tr style=&quot;vertical-align: bottom; background-color: rgb(204,238,255)&quot;&gt;
      &lt;td style=&quot;padding-bottom: 1pt&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td style=&quot;padding-bottom: 1pt&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td style=&quot;border-bottom: Black 1pt solid; text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td style=&quot;border-bottom: Black 1pt solid; text-align: right&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td style=&quot;border-bottom: Black 1pt solid; text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td style=&quot;border-bottom: Black 1pt solid; text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td style=&quot;border-bottom: Black 1pt solid; text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td style=&quot;border-bottom: Black 1pt solid; text-align: right&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td style=&quot;border-bottom: Black 1pt solid; text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td style=&quot;border-bottom: Black 1pt solid; text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td style=&quot;border-bottom: Black 1pt solid; text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td style=&quot;border-bottom: Black 1pt solid; text-align: right&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td style=&quot;border-bottom: Black 1pt solid; text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td style=&quot;padding-bottom: 1pt&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td style=&quot;border-bottom: Black 1pt solid; text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td style=&quot;border-bottom: Black 1pt solid; text-align: right&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td style=&quot;border-bottom: Black 1pt solid; text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td style=&quot;border-bottom: Black 1pt solid; text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td style=&quot;border-bottom: Black 1pt solid; text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td style=&quot;border-bottom: Black 1pt solid; text-align: right&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td style=&quot;border-bottom: Black 1pt solid; text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td style=&quot;border-bottom: Black 1pt solid; text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td style=&quot;border-bottom: Black 1pt solid; text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td style=&quot;border-bottom: Black 1pt solid; text-align: right&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td style=&quot;border-bottom: Black 1pt solid; text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
     &lt;/tr&gt;
     &lt;tr style=&quot;vertical-align: bottom; background-color: White&quot;&gt;
      &lt;td style=&quot;text-align: left; padding-bottom: 1pt; padding-left: 30pt&quot;&gt;Total loans with no related allowance recorded&lt;/td&gt;
      &lt;td style=&quot;padding-bottom: 1pt&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td style=&quot;border-bottom: Black 1pt solid; text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td style=&quot;border-bottom: Black 1pt solid; text-align: right&quot;&gt;35,849&lt;/td&gt;
      &lt;td style=&quot;border-bottom: Black 1pt solid; text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td style=&quot;border-bottom: Black 1pt solid; text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td style=&quot;border-bottom: Black 1pt solid; text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td style=&quot;border-bottom: Black 1pt solid; text-align: right&quot;&gt;42,582&lt;/td&gt;
      &lt;td style=&quot;border-bottom: Black 1pt solid; text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td style=&quot;border-bottom: Black 1pt solid; text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td style=&quot;border-bottom: Black 1pt solid; text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td style=&quot;border-bottom: Black 1pt solid; text-align: right&quot;&gt;-&lt;/td&gt;
      &lt;td style=&quot;border-bottom: Black 1pt solid; text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td style=&quot;padding-bottom: 1pt&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td style=&quot;border-bottom: Black 1pt solid; text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td style=&quot;border-bottom: Black 1pt solid; text-align: right&quot;&gt;45,203&lt;/td&gt;
      &lt;td style=&quot;border-bottom: Black 1pt solid; text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td style=&quot;border-bottom: Black 1pt solid; text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td style=&quot;border-bottom: Black 1pt solid; text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td style=&quot;border-bottom: Black 1pt solid; text-align: right&quot;&gt;51,011&lt;/td&gt;
      &lt;td style=&quot;border-bottom: Black 1pt solid; text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td style=&quot;border-bottom: Black 1pt solid; text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td style=&quot;border-bottom: Black 1pt solid; text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td style=&quot;border-bottom: Black 1pt solid; text-align: right&quot;&gt;-&lt;/td&gt;
      &lt;td style=&quot;border-bottom: Black 1pt solid; text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
     &lt;/tr&gt;
     &lt;tr style=&quot;vertical-align: bottom; background-color: rgb(204,238,255)&quot;&gt;
      &lt;td&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td style=&quot;text-align: right&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td style=&quot;text-align: right&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td style=&quot;text-align: right&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td style=&quot;text-align: right&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td style=&quot;text-align: right&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td style=&quot;text-align: right&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
     &lt;/tr&gt;
     &lt;tr style=&quot;vertical-align: bottom; background-color: White&quot;&gt;
      &lt;td style=&quot;text-align: left&quot;&gt;With an allowance recorded:&lt;/td&gt;
      &lt;td&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td style=&quot;text-align: right&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td style=&quot;text-align: right&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td style=&quot;text-align: right&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td style=&quot;text-align: right&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td style=&quot;text-align: right&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td style=&quot;text-align: right&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
     &lt;/tr&gt;
     &lt;tr style=&quot;vertical-align: bottom; background-color: rgb(204,238,255)&quot;&gt;
      &lt;td style=&quot;text-align: left; padding-left: 10pt&quot;&gt;Mortgage loans:&lt;/td&gt;
      &lt;td&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td style=&quot;text-align: right&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td style=&quot;text-align: right&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td style=&quot;text-align: right&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td style=&quot;text-align: right&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td style=&quot;text-align: right&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td style=&quot;text-align: right&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
     &lt;/tr&gt;
     &lt;tr style=&quot;vertical-align: bottom; background-color: White&quot;&gt;
      &lt;td style=&quot;text-align: left; padding-left: 20pt&quot;&gt;Multi-family residential&lt;/td&gt;
      &lt;td&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td style=&quot;text-align: right&quot;&gt;2,305&lt;/td&gt;
      &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td style=&quot;text-align: right&quot;&gt;2,305&lt;/td&gt;
      &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td style=&quot;text-align: right&quot;&gt;252&lt;/td&gt;
      &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td style=&quot;text-align: right&quot;&gt;2,779&lt;/td&gt;
      &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td style=&quot;text-align: right&quot;&gt;2,779&lt;/td&gt;
      &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td style=&quot;text-align: right&quot;&gt;286&lt;/td&gt;
      &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
     &lt;/tr&gt;
     &lt;tr style=&quot;vertical-align: bottom; background-color: rgb(204,238,255)&quot;&gt;
      &lt;td style=&quot;text-align: left; padding-left: 20pt&quot;&gt;Commercial real estate&lt;/td&gt;
      &lt;td&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td style=&quot;text-align: right&quot;&gt;2,371&lt;/td&gt;
      &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td style=&quot;text-align: right&quot;&gt;2,371&lt;/td&gt;
      &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td style=&quot;text-align: right&quot;&gt;180&lt;/td&gt;
      &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td style=&quot;text-align: right&quot;&gt;2,373&lt;/td&gt;
      &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td style=&quot;text-align: right&quot;&gt;2,373&lt;/td&gt;
      &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td style=&quot;text-align: right&quot;&gt;21&lt;/td&gt;
      &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
     &lt;/tr&gt;
     &lt;tr style=&quot;vertical-align: bottom; background-color: White&quot;&gt;
      &lt;td style=&quot;text-align: left; padding-left: 20pt&quot;&gt;One-to-four family mixed-use property&lt;/td&gt;
      &lt;td&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td style=&quot;text-align: right&quot;&gt;2,746&lt;/td&gt;
      &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td style=&quot;text-align: right&quot;&gt;2,746&lt;/td&gt;
      &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td style=&quot;text-align: right&quot;&gt;502&lt;/td&gt;
      &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td style=&quot;text-align: right&quot;&gt;3,093&lt;/td&gt;
      &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td style=&quot;text-align: right&quot;&gt;3,093&lt;/td&gt;
      &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td style=&quot;text-align: right&quot;&gt;579&lt;/td&gt;
      &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
     &lt;/tr&gt;
     &lt;tr style=&quot;vertical-align: bottom; background-color: rgb(204,238,255)&quot;&gt;
      &lt;td style=&quot;text-align: left; padding-left: 20pt&quot;&gt;One-to-four family residential&lt;/td&gt;
      &lt;td&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td style=&quot;text-align: right&quot;&gt;343&lt;/td&gt;
      &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td style=&quot;text-align: right&quot;&gt;343&lt;/td&gt;
      &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td style=&quot;text-align: right&quot;&gt;51&lt;/td&gt;
      &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td style=&quot;text-align: right&quot;&gt;354&lt;/td&gt;
      &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td style=&quot;text-align: right&quot;&gt;354&lt;/td&gt;
      &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td style=&quot;text-align: right&quot;&gt;54&lt;/td&gt;
      &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
     &lt;/tr&gt;
     &lt;tr style=&quot;vertical-align: bottom; background-color: White&quot;&gt;
      &lt;td style=&quot;text-align: left; padding-left: 20pt&quot;&gt;Co-operative apartments&lt;/td&gt;
      &lt;td&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td style=&quot;text-align: right&quot;&gt;-&lt;/td&gt;
      &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td style=&quot;text-align: right&quot;&gt;-&lt;/td&gt;
      &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td style=&quot;text-align: right&quot;&gt;-&lt;/td&gt;
      &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td style=&quot;text-align: right&quot;&gt;-&lt;/td&gt;
      &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td style=&quot;text-align: right&quot;&gt;-&lt;/td&gt;
      &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td style=&quot;text-align: right&quot;&gt;-&lt;/td&gt;
      &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
     &lt;/tr&gt;
     &lt;tr style=&quot;vertical-align: bottom; background-color: rgb(204,238,255)&quot;&gt;
      &lt;td style=&quot;padding-left: 20pt&quot;&gt;Construction&lt;/td&gt;
      &lt;td&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td style=&quot;text-align: right&quot;&gt;-&lt;/td&gt;
      &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td style=&quot;text-align: right&quot;&gt;-&lt;/td&gt;
      &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td style=&quot;text-align: right&quot;&gt;-&lt;/td&gt;
      &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td style=&quot;text-align: right&quot;&gt;-&lt;/td&gt;
      &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td style=&quot;text-align: right&quot;&gt;-&lt;/td&gt;
      &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td style=&quot;text-align: right&quot;&gt;-&lt;/td&gt;
      &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
     &lt;/tr&gt;
     &lt;tr style=&quot;vertical-align: bottom; background-color: White&quot;&gt;
      &lt;td style=&quot;text-align: left; padding-left: 10pt&quot;&gt;Non-mortgage loans:&lt;/td&gt;
      &lt;td&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td style=&quot;text-align: right&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td style=&quot;text-align: right&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td style=&quot;text-align: right&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td style=&quot;text-align: right&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td style=&quot;text-align: right&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td style=&quot;text-align: right&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
     &lt;/tr&gt;
     &lt;tr style=&quot;vertical-align: bottom; background-color: rgb(204,238,255)&quot;&gt;
      &lt;td style=&quot;text-align: left; padding-left: 20pt&quot;&gt;Small Business Administration&lt;/td&gt;
      &lt;td&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td style=&quot;text-align: right&quot;&gt;34&lt;/td&gt;
      &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td style=&quot;text-align: right&quot;&gt;34&lt;/td&gt;
      &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td style=&quot;text-align: right&quot;&gt;-&lt;/td&gt;
      &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td style=&quot;text-align: right&quot;&gt;-&lt;/td&gt;
      &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td style=&quot;text-align: right&quot;&gt;-&lt;/td&gt;
      &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td style=&quot;text-align: right&quot;&gt;-&lt;/td&gt;
      &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
     &lt;/tr&gt;
     &lt;tr style=&quot;vertical-align: bottom; background-color: White&quot;&gt;
      &lt;td style=&quot;text-align: left; padding-left: 20pt&quot;&gt;Taxi Medallion&lt;/td&gt;
      &lt;td&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td style=&quot;text-align: right&quot;&gt;2,118&lt;/td&gt;
      &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td style=&quot;text-align: right&quot;&gt;2,118&lt;/td&gt;
      &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td style=&quot;text-align: right&quot;&gt;333&lt;/td&gt;
      &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td style=&quot;text-align: right&quot;&gt;-&lt;/td&gt;
      &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td style=&quot;text-align: right&quot;&gt;-&lt;/td&gt;
      &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td style=&quot;text-align: right&quot;&gt;-&lt;/td&gt;
      &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
     &lt;/tr&gt;
     &lt;tr style=&quot;vertical-align: bottom; background-color: rgb(204,238,255)&quot;&gt;
      &lt;td style=&quot;text-align: left; padding-left: 20pt&quot;&gt;Commercial Business and other&lt;/td&gt;
      &lt;td&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td style=&quot;text-align: right&quot;&gt;2,034&lt;/td&gt;
      &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td style=&quot;text-align: right&quot;&gt;2,034&lt;/td&gt;
      &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td style=&quot;text-align: right&quot;&gt;112&lt;/td&gt;
      &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td style=&quot;text-align: right&quot;&gt;2,713&lt;/td&gt;
      &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td style=&quot;text-align: right&quot;&gt;2,713&lt;/td&gt;
      &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td style=&quot;text-align: right&quot;&gt;154&lt;/td&gt;
      &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
     &lt;/tr&gt;
     &lt;tr style=&quot;vertical-align: bottom; background-color: White&quot;&gt;
      &lt;td style=&quot;padding-bottom: 1pt&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td style=&quot;padding-bottom: 1pt&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td style=&quot;border-bottom: Black 1pt solid; text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td style=&quot;border-bottom: Black 1pt solid; text-align: right&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td style=&quot;border-bottom: Black 1pt solid; text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td style=&quot;border-bottom: Black 1pt solid; text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td style=&quot;border-bottom: Black 1pt solid; text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td style=&quot;border-bottom: Black 1pt solid; text-align: right&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td style=&quot;border-bottom: Black 1pt solid; text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td style=&quot;border-bottom: Black 1pt solid; text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td style=&quot;border-bottom: Black 1pt solid; text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td style=&quot;border-bottom: Black 1pt solid; text-align: right&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td style=&quot;border-bottom: Black 1pt solid; text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td style=&quot;padding-bottom: 1pt&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td style=&quot;border-bottom: Black 1pt solid; text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td style=&quot;border-bottom: Black 1pt solid; text-align: right&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td style=&quot;border-bottom: Black 1pt solid; text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td style=&quot;border-bottom: Black 1pt solid; text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td style=&quot;border-bottom: Black 1pt solid; text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td style=&quot;border-bottom: Black 1pt solid; text-align: right&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td style=&quot;border-bottom: Black 1pt solid; text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td style=&quot;border-bottom: Black 1pt solid; text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td style=&quot;border-bottom: Black 1pt solid; text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td style=&quot;border-bottom: Black 1pt solid; text-align: right&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td style=&quot;border-bottom: Black 1pt solid; text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
     &lt;/tr&gt;
     &lt;tr style=&quot;vertical-align: bottom; background-color: rgb(204,238,255)&quot;&gt;
      &lt;td style=&quot;text-align: left; padding-bottom: 1pt; padding-left: 30pt&quot;&gt;Total loans with an allowance recorded&lt;/td&gt;
      &lt;td style=&quot;padding-bottom: 1pt&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td style=&quot;border-bottom: Black 1pt solid; text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td style=&quot;border-bottom: Black 1pt solid; text-align: right&quot;&gt;11,951&lt;/td&gt;
      &lt;td style=&quot;border-bottom: Black 1pt solid; text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td style=&quot;border-bottom: Black 1pt solid; text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td style=&quot;border-bottom: Black 1pt solid; text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td style=&quot;border-bottom: Black 1pt solid; text-align: right&quot;&gt;11,951&lt;/td&gt;
      &lt;td style=&quot;border-bottom: Black 1pt solid; text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td style=&quot;border-bottom: Black 1pt solid; text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td style=&quot;border-bottom: Black 1pt solid; text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td style=&quot;border-bottom: Black 1pt solid; text-align: right&quot;&gt;1,430&lt;/td&gt;
      &lt;td style=&quot;border-bottom: Black 1pt solid; text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td style=&quot;padding-bottom: 1pt&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td style=&quot;border-bottom: Black 1pt solid; text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td style=&quot;border-bottom: Black 1pt solid; text-align: right&quot;&gt;11,312&lt;/td&gt;
      &lt;td style=&quot;border-bottom: Black 1pt solid; text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td style=&quot;border-bottom: Black 1pt solid; text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td style=&quot;border-bottom: Black 1pt solid; text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td style=&quot;border-bottom: Black 1pt solid; text-align: right&quot;&gt;11,312&lt;/td&gt;
      &lt;td style=&quot;border-bottom: Black 1pt solid; text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td style=&quot;border-bottom: Black 1pt solid; text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td style=&quot;border-bottom: Black 1pt solid; text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td style=&quot;border-bottom: Black 1pt solid; text-align: right&quot;&gt;1,094&lt;/td&gt;
      &lt;td style=&quot;border-bottom: Black 1pt solid; text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
     &lt;/tr&gt;
     &lt;tr style=&quot;vertical-align: bottom; background-color: White&quot;&gt;
      &lt;td&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td style=&quot;text-align: right&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td style=&quot;text-align: right&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td style=&quot;text-align: right&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td style=&quot;text-align: right&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td style=&quot;text-align: right&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td style=&quot;text-align: right&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
     &lt;/tr&gt;
     &lt;tr style=&quot;vertical-align: bottom; background-color: rgb(204,238,255)&quot;&gt;
      &lt;td style=&quot;text-align: left&quot;&gt;Total Impaired Loans:&lt;/td&gt;
      &lt;td&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td style=&quot;text-align: right&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td style=&quot;text-align: right&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td style=&quot;text-align: right&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td style=&quot;text-align: right&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td style=&quot;text-align: right&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td style=&quot;text-align: right&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
     &lt;/tr&gt;
     &lt;tr style=&quot;vertical-align: bottom; background-color: White&quot;&gt;
      &lt;td style=&quot;text-align: left; padding-bottom: 2.25pt; padding-left: 30pt&quot;&gt;Total mortgage loans&lt;/td&gt;
      &lt;td style=&quot;padding-bottom: 2.25pt&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td style=&quot;border-bottom: Black 2.25pt double; text-align: left&quot;&gt;$&lt;/td&gt;
      &lt;td style=&quot;border-bottom: Black 2.25pt double; text-align: right&quot;&gt;40,656&lt;/td&gt;
      &lt;td style=&quot;border-bottom: Black 2.25pt double; text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td style=&quot;border-bottom: Black 2.25pt double; text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td style=&quot;border-bottom: Black 2.25pt double; text-align: left&quot;&gt;$&lt;/td&gt;
      &lt;td style=&quot;border-bottom: Black 2.25pt double; text-align: right&quot;&gt;44,724&lt;/td&gt;
      &lt;td style=&quot;border-bottom: Black 2.25pt double; text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td style=&quot;border-bottom: Black 2.25pt double; text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td style=&quot;border-bottom: Black 2.25pt double; text-align: left&quot;&gt;$&lt;/td&gt;
      &lt;td style=&quot;border-bottom: Black 2.25pt double; text-align: right&quot;&gt;985&lt;/td&gt;
      &lt;td style=&quot;border-bottom: Black 2.25pt double; text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td style=&quot;padding-bottom: 2.25pt&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td style=&quot;border-bottom: Black 2.25pt double; text-align: left&quot;&gt;$&lt;/td&gt;
      &lt;td style=&quot;border-bottom: Black 2.25pt double; text-align: right&quot;&gt;51,023&lt;/td&gt;
      &lt;td style=&quot;border-bottom: Black 2.25pt double; text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td style=&quot;border-bottom: Black 2.25pt double; text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td style=&quot;border-bottom: Black 2.25pt double; text-align: left&quot;&gt;$&lt;/td&gt;
      &lt;td style=&quot;border-bottom: Black 2.25pt double; text-align: right&quot;&gt;56,461&lt;/td&gt;
      &lt;td style=&quot;border-bottom: Black 2.25pt double; text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td style=&quot;border-bottom: Black 2.25pt double; text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td style=&quot;border-bottom: Black 2.25pt double; text-align: left&quot;&gt;$&lt;/td&gt;
      &lt;td style=&quot;border-bottom: Black 2.25pt double; text-align: right&quot;&gt;940&lt;/td&gt;
      &lt;td style=&quot;border-bottom: Black 2.25pt double; text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
     &lt;/tr&gt;
     &lt;tr style=&quot;vertical-align: bottom; background-color: rgb(204,238,255)&quot;&gt;
      &lt;td&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td style=&quot;text-align: right&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td style=&quot;text-align: right&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td style=&quot;text-align: right&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td style=&quot;text-align: right&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td style=&quot;text-align: right&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td style=&quot;text-align: right&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
     &lt;/tr&gt;
     &lt;tr style=&quot;vertical-align: bottom; background-color: White&quot;&gt;
      &lt;td style=&quot;text-align: left; padding-bottom: 2.25pt; padding-left: 30pt&quot;&gt;Total non-mortgage loans&lt;/td&gt;
      &lt;td style=&quot;padding-bottom: 2.25pt&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td style=&quot;border-bottom: Black 2.25pt double; text-align: left&quot;&gt;$&lt;/td&gt;
      &lt;td style=&quot;border-bottom: Black 2.25pt double; text-align: right&quot;&gt;7,144&lt;/td&gt;
      &lt;td style=&quot;border-bottom: Black 2.25pt double; text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td style=&quot;border-bottom: Black 2.25pt double; text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td style=&quot;border-bottom: Black 2.25pt double; text-align: left&quot;&gt;$&lt;/td&gt;
      &lt;td style=&quot;border-bottom: Black 2.25pt double; text-align: right&quot;&gt;9,809&lt;/td&gt;
      &lt;td style=&quot;border-bottom: Black 2.25pt double; text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td style=&quot;border-bottom: Black 2.25pt double; text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td style=&quot;border-bottom: Black 2.25pt double; text-align: left&quot;&gt;$&lt;/td&gt;
      &lt;td style=&quot;border-bottom: Black 2.25pt double; text-align: right&quot;&gt;445&lt;/td&gt;
      &lt;td style=&quot;border-bottom: Black 2.25pt double; text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td style=&quot;padding-bottom: 2.25pt&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td style=&quot;border-bottom: Black 2.25pt double; text-align: left&quot;&gt;$&lt;/td&gt;
      &lt;td style=&quot;border-bottom: Black 2.25pt double; text-align: right&quot;&gt;5,492&lt;/td&gt;
      &lt;td style=&quot;border-bottom: Black 2.25pt double; text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td style=&quot;border-bottom: Black 2.25pt double; text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td style=&quot;border-bottom: Black 2.25pt double; text-align: left&quot;&gt;$&lt;/td&gt;
      &lt;td style=&quot;border-bottom: Black 2.25pt double; text-align: right&quot;&gt;5,862&lt;/td&gt;
      &lt;td style=&quot;border-bottom: Black 2.25pt double; text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td style=&quot;border-bottom: Black 2.25pt double; text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td style=&quot;border-bottom: Black 2.25pt double; text-align: left&quot;&gt;$&lt;/td&gt;
      &lt;td style=&quot;border-bottom: Black 2.25pt double; text-align: right&quot;&gt;154&lt;/td&gt;
      &lt;td style=&quot;border-bottom: Black 2.25pt double; text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
     &lt;/tr&gt;

   &lt;/table&gt;&lt;br/&gt;&lt;p style=&quot;font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 0in&quot;&gt;The following table shows our average recorded investment and interest income recognized for loans that were considered impaired for the three years ended December 31, 2015:&lt;/p&gt;&lt;br/&gt;&lt;table cellpadding=&quot;0&quot; cellspacing=&quot;0&quot; style=&quot;border-collapse: collapse; width: 100%; font: 10pt Times New Roman, Times, Serif&quot;&gt;

     &lt;tr style=&quot;vertical-align: bottom&quot;&gt;
      &lt;td&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td style=&quot;padding-bottom: 1pt&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td colspan=&quot;7&quot; style=&quot;text-align: center; border-bottom: Black 1pt solid&quot;&gt;December 31, 2015&lt;/td&gt;
      &lt;td style=&quot;padding-bottom: 1pt&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td colspan=&quot;7&quot; style=&quot;text-align: center; border-bottom: Black 1pt solid&quot;&gt;December 31, 2014&lt;/td&gt;
      &lt;td style=&quot;padding-bottom: 1pt&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td colspan=&quot;7&quot; style=&quot;text-align: center; border-bottom: Black 1pt solid&quot;&gt;December 31, 2013&lt;/td&gt;
     &lt;/tr&gt;
     &lt;tr style=&quot;vertical-align: bottom&quot;&gt;
      &lt;td style=&quot;font-style: italic; text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td style=&quot;padding-bottom: 1pt&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td colspan=&quot;3&quot; style=&quot;text-align: center; border-bottom: Black 1pt solid&quot;&gt;Average &lt;br /&gt; Recorded &lt;br /&gt; Investment&lt;/td&gt;
      &lt;td style=&quot;padding-bottom: 1pt; border-bottom: Black 1pt solid&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td colspan=&quot;3&quot; style=&quot;text-align: center; border-bottom: Black 1pt solid&quot;&gt;Interest &lt;br /&gt; Income &lt;br /&gt; Recognized&lt;/td&gt;
      &lt;td style=&quot;padding-bottom: 1pt&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td colspan=&quot;3&quot; style=&quot;text-align: center; border-bottom: Black 1pt solid&quot;&gt;Average &lt;br /&gt; Recorded &lt;br /&gt; Investment&lt;/td&gt;
      &lt;td style=&quot;padding-bottom: 1pt; border-bottom: Black 1pt solid&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td colspan=&quot;3&quot; style=&quot;text-align: center; border-bottom: Black 1pt solid&quot;&gt;Interest &lt;br /&gt; Income &lt;br /&gt; Recognized&lt;/td&gt;
      &lt;td style=&quot;padding-bottom: 1pt&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td colspan=&quot;3&quot; style=&quot;text-align: center; border-bottom: Black 1pt solid&quot;&gt;Average &lt;br /&gt; Recorded &lt;br /&gt; Investment&lt;/td&gt;
      &lt;td style=&quot;padding-bottom: 1pt; border-bottom: Black 1pt solid&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td colspan=&quot;3&quot; style=&quot;text-align: center; border-bottom: Black 1pt solid&quot;&gt;Interest &lt;br /&gt; Income &lt;br /&gt; Recognized&lt;/td&gt;
     &lt;/tr&gt;
     &lt;tr style=&quot;vertical-align: bottom&quot;&gt;
      &lt;td&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td colspan=&quot;3&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td colspan=&quot;3&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td colspan=&quot;3&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td colspan=&quot;3&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td colspan=&quot;3&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td colspan=&quot;3&quot;&gt;&amp;nbsp;&lt;/td&gt;
     &lt;/tr&gt;
     &lt;tr style=&quot;vertical-align: bottom&quot;&gt;
      &lt;td style=&quot;font-weight: bold&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td style=&quot;font-style: italic&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td colspan=&quot;23&quot; style=&quot;font-style: italic; text-align: center&quot;&gt;(In thousands)&lt;/td&gt;
     &lt;/tr&gt;
     &lt;tr style=&quot;vertical-align: bottom; background-color: rgb(204,238,255)&quot;&gt;
      &lt;td colspan=&quot;1&quot;&gt;With no related allowance recorded:&lt;/td&gt;
      &lt;td&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td colspan=&quot;3&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td colspan=&quot;3&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td colspan=&quot;3&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td colspan=&quot;3&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td colspan=&quot;3&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td colspan=&quot;3&quot;&gt;&amp;nbsp;&lt;/td&gt;
     &lt;/tr&gt;
     &lt;tr style=&quot;vertical-align: bottom; background-color: White&quot;&gt;
      &lt;td style=&quot;text-align: left; padding-left: 10pt&quot;&gt;Mortgage loans:&lt;/td&gt;
      &lt;td&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td style=&quot;text-align: right&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td style=&quot;text-align: right&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td style=&quot;text-align: right&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td style=&quot;text-align: right&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td style=&quot;text-align: right&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td style=&quot;text-align: right&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
     &lt;/tr&gt;
     &lt;tr style=&quot;vertical-align: bottom; background-color: rgb(204,238,255)&quot;&gt;
      &lt;td style=&quot;width: 34%; text-align: left; padding-left: 20pt&quot;&gt;Multi-family residential&lt;/td&gt;
      &lt;td style=&quot;width: 1%&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td style=&quot;width: 1%; text-align: left&quot;&gt;$&lt;/td&gt;
      &lt;td style=&quot;width: 8%; text-align: right&quot;&gt;8,285&lt;/td&gt;
      &lt;td style=&quot;width: 1%; text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td style=&quot;width: 1%&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td style=&quot;width: 1%; text-align: left&quot;&gt;$&lt;/td&gt;
      &lt;td style=&quot;width: 8%; text-align: right&quot;&gt;92&lt;/td&gt;
      &lt;td style=&quot;width: 1%; text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td style=&quot;width: 1%&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td style=&quot;width: 1%; text-align: left&quot;&gt;$&lt;/td&gt;
      &lt;td style=&quot;width: 8%; text-align: right&quot;&gt;14,168&lt;/td&gt;
      &lt;td style=&quot;width: 1%; text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td style=&quot;width: 1%&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td style=&quot;width: 1%; text-align: left&quot;&gt;$&lt;/td&gt;
      &lt;td style=&quot;width: 8%; text-align: right&quot;&gt;194&lt;/td&gt;
      &lt;td style=&quot;width: 1%; text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td style=&quot;width: 1%&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td style=&quot;width: 1%; text-align: left&quot;&gt;$&lt;/td&gt;
      &lt;td style=&quot;width: 8%; text-align: right&quot;&gt;22,091&lt;/td&gt;
      &lt;td style=&quot;width: 1%; text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td style=&quot;width: 1%&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td style=&quot;width: 1%; text-align: left&quot;&gt;$&lt;/td&gt;
      &lt;td style=&quot;width: 8%; text-align: right&quot;&gt;402&lt;/td&gt;
      &lt;td style=&quot;width: 1%; text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
     &lt;/tr&gt;
     &lt;tr style=&quot;vertical-align: bottom; background-color: White&quot;&gt;
      &lt;td style=&quot;text-align: left; padding-left: 20pt&quot;&gt;Commercial real estate&lt;/td&gt;
      &lt;td&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td style=&quot;text-align: right&quot;&gt;4,926&lt;/td&gt;
      &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td style=&quot;text-align: right&quot;&gt;7&lt;/td&gt;
      &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td style=&quot;text-align: right&quot;&gt;11,329&lt;/td&gt;
      &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td style=&quot;text-align: right&quot;&gt;51&lt;/td&gt;
      &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td style=&quot;text-align: right&quot;&gt;19,846&lt;/td&gt;
      &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td style=&quot;text-align: right&quot;&gt;266&lt;/td&gt;
      &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
     &lt;/tr&gt;
     &lt;tr style=&quot;vertical-align: bottom; background-color: rgb(204,238,255)&quot;&gt;
      &lt;td style=&quot;text-align: left; padding-left: 20pt&quot;&gt;One-to-four family mixed-use property&lt;/td&gt;
      &lt;td&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td style=&quot;text-align: right&quot;&gt;10,295&lt;/td&gt;
      &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td style=&quot;text-align: right&quot;&gt;244&lt;/td&gt;
      &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td style=&quot;text-align: right&quot;&gt;12,852&lt;/td&gt;
      &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td style=&quot;text-align: right&quot;&gt;321&lt;/td&gt;
      &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td style=&quot;text-align: right&quot;&gt;13,916&lt;/td&gt;
      &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td style=&quot;text-align: right&quot;&gt;319&lt;/td&gt;
      &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
     &lt;/tr&gt;
     &lt;tr style=&quot;vertical-align: bottom; background-color: White&quot;&gt;
      &lt;td style=&quot;text-align: left; padding-left: 20pt&quot;&gt;One-to-four family residential&lt;/td&gt;
      &lt;td&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td style=&quot;text-align: right&quot;&gt;12,985&lt;/td&gt;
      &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td style=&quot;text-align: right&quot;&gt;138&lt;/td&gt;
      &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td style=&quot;text-align: right&quot;&gt;13,015&lt;/td&gt;
      &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td style=&quot;text-align: right&quot;&gt;103&lt;/td&gt;
      &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td style=&quot;text-align: right&quot;&gt;14,529&lt;/td&gt;
      &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td style=&quot;text-align: right&quot;&gt;125&lt;/td&gt;
      &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
     &lt;/tr&gt;
     &lt;tr style=&quot;vertical-align: bottom; background-color: rgb(204,238,255)&quot;&gt;
      &lt;td style=&quot;text-align: left; padding-left: 20pt&quot;&gt;Co-operative apartments&lt;/td&gt;
      &lt;td&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td style=&quot;text-align: right&quot;&gt;153&lt;/td&gt;
      &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td style=&quot;text-align: right&quot;&gt;-&lt;/td&gt;
      &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td style=&quot;text-align: right&quot;&gt;-&lt;/td&gt;
      &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td style=&quot;text-align: right&quot;&gt;-&lt;/td&gt;
      &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td style=&quot;text-align: right&quot;&gt;189&lt;/td&gt;
      &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td style=&quot;text-align: right&quot;&gt;-&lt;/td&gt;
      &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
     &lt;/tr&gt;
     &lt;tr style=&quot;vertical-align: bottom; background-color: White&quot;&gt;
      &lt;td style=&quot;padding-left: 20pt&quot;&gt;Construction&lt;/td&gt;
      &lt;td&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td style=&quot;text-align: right&quot;&gt;250&lt;/td&gt;
      &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td style=&quot;text-align: right&quot;&gt;-&lt;/td&gt;
      &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td style=&quot;text-align: right&quot;&gt;285&lt;/td&gt;
      &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td style=&quot;text-align: right&quot;&gt;-&lt;/td&gt;
      &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td style=&quot;text-align: right&quot;&gt;4,014&lt;/td&gt;
      &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td style=&quot;text-align: right&quot;&gt;-&lt;/td&gt;
      &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
     &lt;/tr&gt;
     &lt;tr style=&quot;vertical-align: bottom; background-color: rgb(204,238,255)&quot;&gt;
      &lt;td style=&quot;text-align: left; padding-left: 10pt&quot;&gt;Non-mortgage loans:&lt;/td&gt;
      &lt;td&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td style=&quot;text-align: right&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td style=&quot;text-align: right&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td style=&quot;text-align: right&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td style=&quot;text-align: right&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td style=&quot;text-align: right&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td style=&quot;text-align: right&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
     &lt;/tr&gt;
     &lt;tr style=&quot;vertical-align: bottom; background-color: White&quot;&gt;
      &lt;td style=&quot;text-align: left; padding-left: 20pt&quot;&gt;Small Business Administration&lt;/td&gt;
      &lt;td&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td style=&quot;text-align: right&quot;&gt;299&lt;/td&gt;
      &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td style=&quot;text-align: right&quot;&gt;1&lt;/td&gt;
      &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td style=&quot;text-align: right&quot;&gt;-&lt;/td&gt;
      &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td style=&quot;text-align: right&quot;&gt;-&lt;/td&gt;
      &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td style=&quot;text-align: right&quot;&gt;247&lt;/td&gt;
      &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td style=&quot;text-align: right&quot;&gt;-&lt;/td&gt;
      &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
     &lt;/tr&gt;
     &lt;tr style=&quot;vertical-align: bottom; background-color: rgb(204,238,255)&quot;&gt;
      &lt;td style=&quot;text-align: left; padding-left: 20pt&quot;&gt;Taxi Medallion&lt;/td&gt;
      &lt;td&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td style=&quot;text-align: right&quot;&gt;-&lt;/td&gt;
      &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td style=&quot;text-align: right&quot;&gt;-&lt;/td&gt;
      &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td style=&quot;text-align: right&quot;&gt;-&lt;/td&gt;
      &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td style=&quot;text-align: right&quot;&gt;-&lt;/td&gt;
      &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td style=&quot;text-align: right&quot;&gt;-&lt;/td&gt;
      &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td style=&quot;text-align: right&quot;&gt;-&lt;/td&gt;
      &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
     &lt;/tr&gt;
     &lt;tr style=&quot;vertical-align: bottom; background-color: White&quot;&gt;
      &lt;td style=&quot;text-align: left; padding-left: 20pt&quot;&gt;Commercial Business and other&lt;/td&gt;
      &lt;td&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td style=&quot;text-align: right&quot;&gt;3,912&lt;/td&gt;
      &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td style=&quot;text-align: right&quot;&gt;253&lt;/td&gt;
      &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td style=&quot;text-align: right&quot;&gt;3,428&lt;/td&gt;
      &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td style=&quot;text-align: right&quot;&gt;137&lt;/td&gt;
      &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td style=&quot;text-align: right&quot;&gt;5,309&lt;/td&gt;
      &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td style=&quot;text-align: right&quot;&gt;268&lt;/td&gt;
      &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
     &lt;/tr&gt;
     &lt;tr style=&quot;vertical-align: bottom; background-color: rgb(204,238,255)&quot;&gt;
      &lt;td style=&quot;padding-bottom: 1pt&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td style=&quot;padding-bottom: 1pt&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td style=&quot;border-bottom: Black 1pt solid; text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td style=&quot;border-bottom: Black 1pt solid; text-align: right&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td style=&quot;border-bottom: Black 1pt solid; text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td style=&quot;padding-bottom: 1pt; border-bottom: Black 1pt solid&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td style=&quot;border-bottom: Black 1pt solid; text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td style=&quot;border-bottom: Black 1pt solid; text-align: right&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td style=&quot;border-bottom: Black 1pt solid; text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td style=&quot;padding-bottom: 1pt&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td style=&quot;border-bottom: Black 1pt solid; text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td style=&quot;border-bottom: Black 1pt solid; text-align: right&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td style=&quot;border-bottom: Black 1pt solid; text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td style=&quot;padding-bottom: 1pt; border-bottom: Black 1pt solid&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td style=&quot;border-bottom: Black 1pt solid; text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td style=&quot;border-bottom: Black 1pt solid; text-align: right&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td style=&quot;border-bottom: Black 1pt solid; text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td style=&quot;padding-bottom: 1pt&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td style=&quot;border-bottom: Black 1pt solid; text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td style=&quot;border-bottom: Black 1pt solid; text-align: right&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td style=&quot;border-bottom: Black 1pt solid; text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td style=&quot;padding-bottom: 1pt; border-bottom: Black 1pt solid&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td style=&quot;border-bottom: Black 1pt solid; text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td style=&quot;border-bottom: Black 1pt solid; text-align: right&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td style=&quot;border-bottom: Black 1pt solid; text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
     &lt;/tr&gt;
     &lt;tr style=&quot;vertical-align: bottom; background-color: White&quot;&gt;
      &lt;td style=&quot;text-align: left; padding-bottom: 1pt; padding-left: 30pt&quot;&gt;Total loans with no related allowance recorded&lt;/td&gt;
      &lt;td style=&quot;padding-bottom: 1pt&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td style=&quot;border-bottom: Black 1pt solid; text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td style=&quot;border-bottom: Black 1pt solid; text-align: right&quot;&gt;41,105&lt;/td&gt;
      &lt;td style=&quot;border-bottom: Black 1pt solid; text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td style=&quot;padding-bottom: 1pt; border-bottom: Black 1pt solid&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td style=&quot;border-bottom: Black 1pt solid; text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td style=&quot;border-bottom: Black 1pt solid; text-align: right&quot;&gt;735&lt;/td&gt;
      &lt;td style=&quot;border-bottom: Black 1pt solid; text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td style=&quot;padding-bottom: 1pt&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td style=&quot;border-bottom: Black 1pt solid; text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td style=&quot;border-bottom: Black 1pt solid; text-align: right&quot;&gt;55,077&lt;/td&gt;
      &lt;td style=&quot;border-bottom: Black 1pt solid; text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td style=&quot;padding-bottom: 1pt; border-bottom: Black 1pt solid&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td style=&quot;border-bottom: Black 1pt solid; text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td style=&quot;border-bottom: Black 1pt solid; text-align: right&quot;&gt;806&lt;/td&gt;
      &lt;td style=&quot;border-bottom: Black 1pt solid; text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td style=&quot;padding-bottom: 1pt&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td style=&quot;border-bottom: Black 1pt solid; text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td style=&quot;border-bottom: Black 1pt solid; text-align: right&quot;&gt;80,141&lt;/td&gt;
      &lt;td style=&quot;border-bottom: Black 1pt solid; text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td style=&quot;padding-bottom: 1pt; border-bottom: Black 1pt solid&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td style=&quot;border-bottom: Black 1pt solid; text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td style=&quot;border-bottom: Black 1pt solid; text-align: right&quot;&gt;1,380&lt;/td&gt;
      &lt;td style=&quot;border-bottom: Black 1pt solid; text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
     &lt;/tr&gt;
     &lt;tr style=&quot;vertical-align: bottom; background-color: rgb(204,238,255)&quot;&gt;
      &lt;td&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td style=&quot;text-align: right&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td style=&quot;text-align: right&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td style=&quot;text-align: right&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td style=&quot;text-align: right&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td style=&quot;text-align: right&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td style=&quot;text-align: right&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
     &lt;/tr&gt;
     &lt;tr style=&quot;vertical-align: bottom; background-color: White&quot;&gt;
      &lt;td style=&quot;text-align: left&quot;&gt;With an allowance recorded:&lt;/td&gt;
      &lt;td&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td style=&quot;text-align: right&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td style=&quot;text-align: right&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td style=&quot;text-align: right&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td style=&quot;text-align: right&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td style=&quot;text-align: right&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td style=&quot;text-align: right&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
     &lt;/tr&gt;
     &lt;tr style=&quot;vertical-align: bottom; background-color: rgb(204,238,255)&quot;&gt;
      &lt;td style=&quot;text-align: left; padding-left: 10pt&quot;&gt;Mortgage loans:&lt;/td&gt;
      &lt;td&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td style=&quot;text-align: right&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td style=&quot;text-align: right&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td style=&quot;text-align: right&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td style=&quot;text-align: right&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td style=&quot;text-align: right&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td style=&quot;text-align: right&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
     &lt;/tr&gt;
     &lt;tr style=&quot;vertical-align: bottom; background-color: White&quot;&gt;
      &lt;td style=&quot;text-align: left; padding-left: 20pt&quot;&gt;Multi-family residential&lt;/td&gt;
      &lt;td&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td style=&quot;text-align: right&quot;&gt;2,343&lt;/td&gt;
      &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td style=&quot;text-align: right&quot;&gt;117&lt;/td&gt;
      &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td style=&quot;text-align: right&quot;&gt;2,936&lt;/td&gt;
      &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td style=&quot;text-align: right&quot;&gt;149&lt;/td&gt;
      &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td style=&quot;text-align: right&quot;&gt;2,892&lt;/td&gt;
      &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td style=&quot;text-align: right&quot;&gt;170&lt;/td&gt;
      &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
     &lt;/tr&gt;
     &lt;tr style=&quot;vertical-align: bottom; background-color: rgb(204,238,255)&quot;&gt;
      &lt;td style=&quot;text-align: left; padding-left: 20pt&quot;&gt;Commercial real estate&lt;/td&gt;
      &lt;td&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td style=&quot;text-align: right&quot;&gt;997&lt;/td&gt;
      &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td style=&quot;text-align: right&quot;&gt;167&lt;/td&gt;
      &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td style=&quot;text-align: right&quot;&gt;3,242&lt;/td&gt;
      &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td style=&quot;text-align: right&quot;&gt;167&lt;/td&gt;
      &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td style=&quot;text-align: right&quot;&gt;6,388&lt;/td&gt;
      &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td style=&quot;text-align: right&quot;&gt;194&lt;/td&gt;
      &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
     &lt;/tr&gt;
     &lt;tr style=&quot;vertical-align: bottom; background-color: White&quot;&gt;
      &lt;td style=&quot;text-align: left; padding-left: 20pt&quot;&gt;One-to-four family mixed-use property&lt;/td&gt;
      &lt;td&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td style=&quot;text-align: right&quot;&gt;2,983&lt;/td&gt;
      &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td style=&quot;text-align: right&quot;&gt;151&lt;/td&gt;
      &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td style=&quot;text-align: right&quot;&gt;3,249&lt;/td&gt;
      &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td style=&quot;text-align: right&quot;&gt;170&lt;/td&gt;
      &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td style=&quot;text-align: right&quot;&gt;4,041&lt;/td&gt;
      &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td style=&quot;text-align: right&quot;&gt;228&lt;/td&gt;
      &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
     &lt;/tr&gt;
     &lt;tr style=&quot;vertical-align: bottom; background-color: rgb(204,238,255)&quot;&gt;
      &lt;td style=&quot;text-align: left; padding-left: 20pt&quot;&gt;One-to-four family residential&lt;/td&gt;
      &lt;td&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td style=&quot;text-align: right&quot;&gt;347&lt;/td&gt;
      &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td style=&quot;text-align: right&quot;&gt;14&lt;/td&gt;
      &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td style=&quot;text-align: right&quot;&gt;358&lt;/td&gt;
      &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td style=&quot;text-align: right&quot;&gt;14&lt;/td&gt;
      &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td style=&quot;text-align: right&quot;&gt;368&lt;/td&gt;
      &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td style=&quot;text-align: right&quot;&gt;15&lt;/td&gt;
      &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
     &lt;/tr&gt;
     &lt;tr style=&quot;vertical-align: bottom; background-color: White&quot;&gt;
      &lt;td style=&quot;text-align: left; padding-left: 20pt&quot;&gt;Co-operative apartments&lt;/td&gt;
      &lt;td&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td style=&quot;text-align: right&quot;&gt;-&lt;/td&gt;
      &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td style=&quot;text-align: right&quot;&gt;-&lt;/td&gt;
      &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td style=&quot;text-align: right&quot;&gt;-&lt;/td&gt;
      &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td style=&quot;text-align: right&quot;&gt;-&lt;/td&gt;
      &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td style=&quot;text-align: right&quot;&gt;-&lt;/td&gt;
      &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td style=&quot;text-align: right&quot;&gt;-&lt;/td&gt;
      &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
     &lt;/tr&gt;
     &lt;tr style=&quot;vertical-align: bottom; background-color: rgb(204,238,255)&quot;&gt;
      &lt;td style=&quot;padding-left: 20pt&quot;&gt;Construction&lt;/td&gt;
      &lt;td&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td style=&quot;text-align: right&quot;&gt;-&lt;/td&gt;
      &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td style=&quot;text-align: right&quot;&gt;-&lt;/td&gt;
      &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td style=&quot;text-align: right&quot;&gt;187&lt;/td&gt;
      &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td style=&quot;text-align: right&quot;&gt;-&lt;/td&gt;
      &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td style=&quot;text-align: right&quot;&gt;1,929&lt;/td&gt;
      &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td style=&quot;text-align: right&quot;&gt;18&lt;/td&gt;
      &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
     &lt;/tr&gt;
     &lt;tr style=&quot;vertical-align: bottom; background-color: White&quot;&gt;
      &lt;td style=&quot;text-align: left; padding-left: 10pt&quot;&gt;Non-mortgage loans:&lt;/td&gt;
      &lt;td&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td style=&quot;text-align: right&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td style=&quot;text-align: right&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td style=&quot;text-align: right&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td style=&quot;text-align: right&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td style=&quot;text-align: right&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td style=&quot;text-align: right&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
     &lt;/tr&gt;
     &lt;tr style=&quot;vertical-align: bottom; background-color: rgb(204,238,255)&quot;&gt;
      &lt;td style=&quot;text-align: left; padding-left: 20pt&quot;&gt;Small Business Administration&lt;/td&gt;
      &lt;td&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td style=&quot;text-align: right&quot;&gt;38&lt;/td&gt;
      &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td style=&quot;text-align: right&quot;&gt;2&lt;/td&gt;
      &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td style=&quot;text-align: right&quot;&gt;-&lt;/td&gt;
      &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td style=&quot;text-align: right&quot;&gt;-&lt;/td&gt;
      &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td style=&quot;text-align: right&quot;&gt;-&lt;/td&gt;
      &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td style=&quot;text-align: right&quot;&gt;-&lt;/td&gt;
      &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
     &lt;/tr&gt;
     &lt;tr style=&quot;vertical-align: bottom; background-color: White&quot;&gt;
      &lt;td style=&quot;text-align: left; padding-left: 20pt&quot;&gt;Taxi Medallion&lt;/td&gt;
      &lt;td&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td style=&quot;text-align: right&quot;&gt;1,062&lt;/td&gt;
      &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td style=&quot;text-align: right&quot;&gt;66&lt;/td&gt;
      &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td style=&quot;text-align: right&quot;&gt;-&lt;/td&gt;
      &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td style=&quot;text-align: right&quot;&gt;-&lt;/td&gt;
      &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td style=&quot;text-align: right&quot;&gt;-&lt;/td&gt;
      &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td style=&quot;text-align: right&quot;&gt;-&lt;/td&gt;
      &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
     &lt;/tr&gt;
     &lt;tr style=&quot;vertical-align: bottom; background-color: rgb(204,238,255)&quot;&gt;
      &lt;td style=&quot;text-align: left; padding-left: 20pt&quot;&gt;Commercial Business and other&lt;/td&gt;
      &lt;td&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td style=&quot;text-align: right&quot;&gt;2,692&lt;/td&gt;
      &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td style=&quot;text-align: right&quot;&gt;102&lt;/td&gt;
      &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td style=&quot;text-align: right&quot;&gt;3,149&lt;/td&gt;
      &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td style=&quot;text-align: right&quot;&gt;115&lt;/td&gt;
      &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td style=&quot;text-align: right&quot;&gt;4,354&lt;/td&gt;
      &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td style=&quot;text-align: right&quot;&gt;239&lt;/td&gt;
      &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
     &lt;/tr&gt;
     &lt;tr style=&quot;vertical-align: bottom; background-color: White&quot;&gt;
      &lt;td style=&quot;padding-bottom: 1pt&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td style=&quot;padding-bottom: 1pt&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td style=&quot;border-bottom: Black 1pt solid; text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td style=&quot;border-bottom: Black 1pt solid; text-align: right&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td style=&quot;border-bottom: Black 1pt solid; text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td style=&quot;padding-bottom: 1pt; border-bottom: Black 1pt solid&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td style=&quot;border-bottom: Black 1pt solid; text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td style=&quot;border-bottom: Black 1pt solid; text-align: right&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td style=&quot;border-bottom: Black 1pt solid; text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td style=&quot;padding-bottom: 1pt&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td style=&quot;border-bottom: Black 1pt solid; text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td style=&quot;border-bottom: Black 1pt solid; text-align: right&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td style=&quot;border-bottom: Black 1pt solid; text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td style=&quot;padding-bottom: 1pt; border-bottom: Black 1pt solid&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td style=&quot;border-bottom: Black 1pt solid; text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td style=&quot;border-bottom: Black 1pt solid; text-align: right&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td style=&quot;border-bottom: Black 1pt solid; text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td style=&quot;padding-bottom: 1pt&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td style=&quot;border-bottom: Black 1pt solid; text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td style=&quot;border-bottom: Black 1pt solid; text-align: right&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td style=&quot;border-bottom: Black 1pt solid; text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td style=&quot;padding-bottom: 1pt; border-bottom: Black 1pt solid&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td style=&quot;border-bottom: Black 1pt solid; text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td style=&quot;border-bottom: Black 1pt solid; text-align: right&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td style=&quot;border-bottom: Black 1pt solid; text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
     &lt;/tr&gt;
     &lt;tr style=&quot;vertical-align: bottom; background-color: rgb(204,238,255)&quot;&gt;
      &lt;td style=&quot;text-align: left; padding-bottom: 1pt; padding-left: 30pt&quot;&gt;Total loans with an allowance recorded&lt;/td&gt;
      &lt;td style=&quot;padding-bottom: 1pt&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td style=&quot;border-bottom: Black 1pt solid; text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td style=&quot;border-bottom: Black 1pt solid; text-align: right&quot;&gt;10,462&lt;/td&gt;
      &lt;td style=&quot;border-bottom: Black 1pt solid; text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td style=&quot;padding-bottom: 1pt; border-bottom: Black 1pt solid&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td style=&quot;border-bottom: Black 1pt solid; text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td style=&quot;border-bottom: Black 1pt solid; text-align: right&quot;&gt;619&lt;/td&gt;
      &lt;td style=&quot;border-bottom: Black 1pt solid; text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td style=&quot;padding-bottom: 1pt&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td style=&quot;border-bottom: Black 1pt solid; text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td style=&quot;border-bottom: Black 1pt solid; text-align: right&quot;&gt;13,121&lt;/td&gt;
      &lt;td style=&quot;border-bottom: Black 1pt solid; text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td style=&quot;padding-bottom: 1pt; border-bottom: Black 1pt solid&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td style=&quot;border-bottom: Black 1pt solid; text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td style=&quot;border-bottom: Black 1pt solid; text-align: right&quot;&gt;615&lt;/td&gt;
      &lt;td style=&quot;border-bottom: Black 1pt solid; text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td style=&quot;padding-bottom: 1pt&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td style=&quot;border-bottom: Black 1pt solid; text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td style=&quot;border-bottom: Black 1pt solid; text-align: right&quot;&gt;19,972&lt;/td&gt;
      &lt;td style=&quot;border-bottom: Black 1pt solid; text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td style=&quot;padding-bottom: 1pt; border-bottom: Black 1pt solid&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td style=&quot;border-bottom: Black 1pt solid; text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td style=&quot;border-bottom: Black 1pt solid; text-align: right&quot;&gt;864&lt;/td&gt;
      &lt;td style=&quot;border-bottom: Black 1pt solid; text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
     &lt;/tr&gt;
     &lt;tr style=&quot;vertical-align: bottom; background-color: White&quot;&gt;
      &lt;td&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td style=&quot;text-align: right&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td style=&quot;text-align: right&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td style=&quot;text-align: right&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td style=&quot;text-align: right&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td style=&quot;text-align: right&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td style=&quot;text-align: right&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
     &lt;/tr&gt;
     &lt;tr style=&quot;vertical-align: bottom; background-color: rgb(204,238,255)&quot;&gt;
      &lt;td style=&quot;text-align: left&quot;&gt;Total Impaired Loans:&lt;/td&gt;
      &lt;td&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td style=&quot;text-align: right&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td style=&quot;text-align: right&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td style=&quot;text-align: right&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td style=&quot;text-align: right&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td style=&quot;text-align: right&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td style=&quot;text-align: right&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
     &lt;/tr&gt;
     &lt;tr style=&quot;vertical-align: bottom; background-color: White&quot;&gt;
      &lt;td style=&quot;text-align: left; padding-bottom: 2.25pt; padding-left: 30pt&quot;&gt;Total mortgage loans&lt;/td&gt;
      &lt;td style=&quot;padding-bottom: 2.25pt&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td style=&quot;border-bottom: Black 2.25pt double; text-align: left&quot;&gt;$&lt;/td&gt;
      &lt;td style=&quot;border-bottom: Black 2.25pt double; text-align: right&quot;&gt;43,564&lt;/td&gt;
      &lt;td style=&quot;border-bottom: Black 2.25pt double; text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td style=&quot;border-bottom: Black 2.25pt double; text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td style=&quot;border-bottom: Black 2.25pt double; text-align: left&quot;&gt;$&lt;/td&gt;
      &lt;td style=&quot;border-bottom: Black 2.25pt double; text-align: right&quot;&gt;930&lt;/td&gt;
      &lt;td style=&quot;border-bottom: Black 2.25pt double; text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td style=&quot;padding-bottom: 2.25pt&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td style=&quot;border-bottom: Black 2.25pt double; text-align: left&quot;&gt;$&lt;/td&gt;
      &lt;td style=&quot;border-bottom: Black 2.25pt double; text-align: right&quot;&gt;61,621&lt;/td&gt;
      &lt;td style=&quot;border-bottom: Black 2.25pt double; text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td style=&quot;border-bottom: Black 2.25pt double; text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td style=&quot;border-bottom: Black 2.25pt double; text-align: left&quot;&gt;$&lt;/td&gt;
      &lt;td style=&quot;border-bottom: Black 2.25pt double; text-align: right&quot;&gt;1,169&lt;/td&gt;
      &lt;td style=&quot;border-bottom: Black 2.25pt double; text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td style=&quot;padding-bottom: 2.25pt&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td style=&quot;border-bottom: Black 2.25pt double; text-align: left&quot;&gt;$&lt;/td&gt;
      &lt;td style=&quot;border-bottom: Black 2.25pt double; text-align: right&quot;&gt;90,203&lt;/td&gt;
      &lt;td style=&quot;border-bottom: Black 2.25pt double; text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td style=&quot;border-bottom: Black 2.25pt double; text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td style=&quot;border-bottom: Black 2.25pt double; text-align: left&quot;&gt;$&lt;/td&gt;
      &lt;td style=&quot;border-bottom: Black 2.25pt double; text-align: right&quot;&gt;1,737&lt;/td&gt;
      &lt;td style=&quot;border-bottom: Black 2.25pt double; text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
     &lt;/tr&gt;
     &lt;tr style=&quot;vertical-align: bottom; background-color: rgb(204,238,255)&quot;&gt;
      &lt;td&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td style=&quot;text-align: right&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td style=&quot;text-align: right&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td style=&quot;text-align: right&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td style=&quot;text-align: right&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td style=&quot;text-align: right&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td style=&quot;text-align: right&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
     &lt;/tr&gt;
     &lt;tr style=&quot;vertical-align: bottom; background-color: White&quot;&gt;
      &lt;td style=&quot;text-align: left; padding-bottom: 2.25pt; padding-left: 30pt&quot;&gt;Total non-mortgage loans&lt;/td&gt;
      &lt;td style=&quot;padding-bottom: 2.25pt&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td style=&quot;border-bottom: Black 2.25pt double; text-align: left&quot;&gt;$&lt;/td&gt;
      &lt;td style=&quot;border-bottom: Black 2.25pt double; text-align: right&quot;&gt;8,003&lt;/td&gt;
      &lt;td style=&quot;border-bottom: Black 2.25pt double; text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td style=&quot;border-bottom: Black 2.25pt double; text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td style=&quot;border-bottom: Black 2.25pt double; text-align: left&quot;&gt;$&lt;/td&gt;
      &lt;td style=&quot;border-bottom: Black 2.25pt double; text-align: right&quot;&gt;424&lt;/td&gt;
      &lt;td style=&quot;border-bottom: Black 2.25pt double; text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td style=&quot;padding-bottom: 2.25pt&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td style=&quot;border-bottom: Black 2.25pt double; text-align: left&quot;&gt;$&lt;/td&gt;
      &lt;td style=&quot;border-bottom: Black 2.25pt double; text-align: right&quot;&gt;6,577&lt;/td&gt;
      &lt;td style=&quot;border-bottom: Black 2.25pt double; text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td style=&quot;border-bottom: Black 2.25pt double; text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td style=&quot;border-bottom: Black 2.25pt double; text-align: left&quot;&gt;$&lt;/td&gt;
      &lt;td style=&quot;border-bottom: Black 2.25pt double; text-align: right&quot;&gt;252&lt;/td&gt;
      &lt;td style=&quot;border-bottom: Black 2.25pt double; text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td style=&quot;padding-bottom: 2.25pt&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td style=&quot;border-bottom: Black 2.25pt double; text-align: left&quot;&gt;$&lt;/td&gt;
      &lt;td style=&quot;border-bottom: Black 2.25pt double; text-align: right&quot;&gt;9,910&lt;/td&gt;
      &lt;td style=&quot;border-bottom: Black 2.25pt double; text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td style=&quot;border-bottom: Black 2.25pt double; text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td style=&quot;border-bottom: Black 2.25pt double; text-align: left&quot;&gt;$&lt;/td&gt;
      &lt;td style=&quot;border-bottom: Black 2.25pt double; text-align: right&quot;&gt;507&lt;/td&gt;
      &lt;td style=&quot;border-bottom: Black 2.25pt double; text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
     &lt;/tr&gt;

   &lt;/table&gt;&lt;br/&gt;&lt;p style=&quot;font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 0in&quot;&gt;In accordance with our policy and the current regulatory guidelines, we designate loans as &amp;#x201c;Special Mention,&amp;#x201d; which are considered &amp;#x201c;Criticized Loans,&amp;#x201d; and &amp;#x201c;Substandard,&amp;#x201d; &amp;#x201c;Doubtful,&amp;#x201d; or &amp;#x201c;Loss,&amp;#x201d; which are considered &amp;#x201c;Classified Loans&amp;#x201d;. If a loan does not fall within one of the previous mentioned categories then the loan would be considered &amp;#x201c;Pass.&amp;#x201d; These loan designations are updated quarterly. We designate a loan as Substandard when a well-defined weakness is identified that jeopardizes the orderly liquidation of the debt. We designate a loan Doubtful when it displays the inherent weakness of a Substandard loan with the added provision that collection of the debt in full, on the basis of existing facts, is highly improbable. We designate a loan as Loss if it is deemed the debtor is incapable of repayment. The Company does not hold any loans designated as loss, as loans that are designated as Loss are charged to the Allowance for Loan Losses. Loans that are non-accrual are designated as Substandard, Doubtful or Loss. We designate a loan as Special Mention if the asset does not warrant classification within one of the other classifications, but does contain a potential weakness that deserves closer attention.&lt;/p&gt;&lt;br/&gt;&lt;p style=&quot;text-align: left; font: 10pt Times New Roman, Times, Serif; margin-top: 0pt; margin-bottom: 0pt&quot;&gt;The following table sets forth the recorded investment in loans designated as Criticized or Classified at December 31, 2015:&lt;/p&gt;&lt;br/&gt;&lt;table cellpadding=&quot;0&quot; cellspacing=&quot;0&quot; style=&quot;border-collapse: collapse; width: 100%; font: 10pt Times New Roman, Times, Serif&quot;&gt;

     &lt;tr style=&quot;vertical-align: bottom&quot;&gt;
      &lt;td colspan=&quot;1&quot; style=&quot;font-style: italic; border-bottom: Black 1pt solid&quot;&gt;(In thousands)&lt;/td&gt;
      &lt;td style=&quot;padding-bottom: 1pt; border-bottom: Black 1pt solid&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td colspan=&quot;3&quot; style=&quot;text-align: center; border-bottom: Black 1pt solid&quot;&gt;Special Mention&lt;/td&gt;
      &lt;td style=&quot;padding-bottom: 1pt; border-bottom: Black 1pt solid&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td colspan=&quot;3&quot; style=&quot;text-align: center; border-bottom: Black 1pt solid&quot;&gt;Substandard&lt;/td&gt;
      &lt;td style=&quot;padding-bottom: 1pt; border-bottom: Black 1pt solid&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td colspan=&quot;3&quot; style=&quot;text-align: center; border-bottom: Black 1pt solid&quot;&gt;Doubtful&lt;/td&gt;
      &lt;td style=&quot;padding-bottom: 1pt; border-bottom: Black 1pt solid&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td colspan=&quot;3&quot; style=&quot;text-align: center; border-bottom: Black 1pt solid&quot;&gt;Loss&lt;/td&gt;
      &lt;td style=&quot;padding-bottom: 1pt; border-bottom: Black 1pt solid&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td colspan=&quot;3&quot; style=&quot;text-align: center; border-bottom: Black 1pt solid&quot;&gt;Total&lt;/td&gt;
     &lt;/tr&gt;
     &lt;tr style=&quot;vertical-align: bottom&quot;&gt;
      &lt;td style=&quot;font-style: italic&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td colspan=&quot;3&quot; style=&quot;text-align: center&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td colspan=&quot;3&quot; style=&quot;text-align: center&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td colspan=&quot;3&quot; style=&quot;text-align: center&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td colspan=&quot;3&quot; style=&quot;text-align: center&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td colspan=&quot;3&quot; style=&quot;text-align: center&quot;&gt;&amp;nbsp;&lt;/td&gt;
     &lt;/tr&gt;
     &lt;tr style=&quot;vertical-align: bottom; background-color: rgb(204,238,255)&quot;&gt;
      &lt;td style=&quot;width: 45%; text-align: left&quot;&gt;Multi-family residential&lt;/td&gt;
      &lt;td style=&quot;width: 1%&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td style=&quot;width: 1%; text-align: left&quot;&gt;$&lt;/td&gt;
      &lt;td style=&quot;width: 8%; text-align: right&quot;&gt;4,361&lt;/td&gt;
      &lt;td style=&quot;width: 1%; text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td style=&quot;width: 1%&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td style=&quot;width: 1%; text-align: left&quot;&gt;$&lt;/td&gt;
      &lt;td style=&quot;width: 8%; text-align: right&quot;&gt;5,421&lt;/td&gt;
      &lt;td style=&quot;width: 1%; text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td style=&quot;width: 1%&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td style=&quot;width: 1%; text-align: left&quot;&gt;$&lt;/td&gt;
      &lt;td style=&quot;width: 8%; text-align: right&quot;&gt;-&lt;/td&gt;
      &lt;td style=&quot;width: 1%; text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td style=&quot;width: 1%&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td style=&quot;width: 1%; text-align: left&quot;&gt;$&lt;/td&gt;
      &lt;td style=&quot;width: 8%; text-align: right&quot;&gt;-&lt;/td&gt;
      &lt;td style=&quot;width: 1%; text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td style=&quot;width: 1%&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td style=&quot;width: 1%; text-align: left&quot;&gt;$&lt;/td&gt;
      &lt;td style=&quot;width: 8%; text-align: right&quot;&gt;9,782&lt;/td&gt;
      &lt;td style=&quot;width: 1%; text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
     &lt;/tr&gt;
     &lt;tr style=&quot;vertical-align: bottom; background-color: White&quot;&gt;
      &lt;td style=&quot;text-align: left&quot;&gt;Commercial real estate&lt;/td&gt;
      &lt;td&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td style=&quot;text-align: right&quot;&gt;1,821&lt;/td&gt;
      &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td style=&quot;text-align: right&quot;&gt;3,812&lt;/td&gt;
      &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td style=&quot;text-align: right&quot;&gt;-&lt;/td&gt;
      &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td style=&quot;text-align: right&quot;&gt;-&lt;/td&gt;
      &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td style=&quot;text-align: right&quot;&gt;5,633&lt;/td&gt;
      &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
     &lt;/tr&gt;
     &lt;tr style=&quot;vertical-align: bottom; background-color: rgb(204,238,255)&quot;&gt;
      &lt;td style=&quot;text-align: left&quot;&gt;One-to-four family - mixed-use property&lt;/td&gt;
      &lt;td&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td style=&quot;text-align: right&quot;&gt;3,087&lt;/td&gt;
      &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td style=&quot;text-align: right&quot;&gt;10,990&lt;/td&gt;
      &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td style=&quot;text-align: right&quot;&gt;-&lt;/td&gt;
      &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td style=&quot;text-align: right&quot;&gt;-&lt;/td&gt;
      &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td style=&quot;text-align: right&quot;&gt;14,077&lt;/td&gt;
      &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
     &lt;/tr&gt;
     &lt;tr style=&quot;vertical-align: bottom; background-color: White&quot;&gt;
      &lt;td style=&quot;text-align: left&quot;&gt;One-to-four family - residential&lt;/td&gt;
      &lt;td&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td style=&quot;text-align: right&quot;&gt;1,437&lt;/td&gt;
      &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td style=&quot;text-align: right&quot;&gt;12,255&lt;/td&gt;
      &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td style=&quot;text-align: right&quot;&gt;-&lt;/td&gt;
      &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td style=&quot;text-align: right&quot;&gt;-&lt;/td&gt;
      &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td style=&quot;text-align: right&quot;&gt;13,692&lt;/td&gt;
      &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
     &lt;/tr&gt;
     &lt;tr style=&quot;vertical-align: bottom; background-color: rgb(204,238,255)&quot;&gt;
      &lt;td style=&quot;text-align: left&quot;&gt;Co-operative apartments&lt;/td&gt;
      &lt;td&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td style=&quot;text-align: right&quot;&gt;-&lt;/td&gt;
      &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td style=&quot;text-align: right&quot;&gt;-&lt;/td&gt;
      &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td style=&quot;text-align: right&quot;&gt;-&lt;/td&gt;
      &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td style=&quot;text-align: right&quot;&gt;-&lt;/td&gt;
      &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td style=&quot;text-align: right&quot;&gt;-&lt;/td&gt;
      &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
     &lt;/tr&gt;
     &lt;tr style=&quot;vertical-align: bottom; background-color: White&quot;&gt;
      &lt;td style=&quot;text-align: left&quot;&gt;Construction loans&lt;/td&gt;
      &lt;td&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td style=&quot;text-align: right&quot;&gt;-&lt;/td&gt;
      &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td style=&quot;text-align: right&quot;&gt;1,000&lt;/td&gt;
      &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td style=&quot;text-align: right&quot;&gt;-&lt;/td&gt;
      &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td style=&quot;text-align: right&quot;&gt;-&lt;/td&gt;
      &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td style=&quot;text-align: right&quot;&gt;1,000&lt;/td&gt;
      &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
     &lt;/tr&gt;
     &lt;tr style=&quot;vertical-align: bottom; background-color: rgb(204,238,255)&quot;&gt;
      &lt;td style=&quot;text-align: left&quot;&gt;Small Business Administration&lt;/td&gt;
      &lt;td&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td style=&quot;text-align: right&quot;&gt;229&lt;/td&gt;
      &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td style=&quot;text-align: right&quot;&gt;224&lt;/td&gt;
      &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td style=&quot;text-align: right&quot;&gt;-&lt;/td&gt;
      &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td style=&quot;text-align: right&quot;&gt;-&lt;/td&gt;
      &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td style=&quot;text-align: right&quot;&gt;453&lt;/td&gt;
      &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
     &lt;/tr&gt;
     &lt;tr style=&quot;vertical-align: bottom; background-color: White&quot;&gt;
      &lt;td style=&quot;text-align: left&quot;&gt;Taxi Medallion&lt;/td&gt;
      &lt;td&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td style=&quot;text-align: right&quot;&gt;-&lt;/td&gt;
      &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td style=&quot;text-align: right&quot;&gt;2,118&lt;/td&gt;
      &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td style=&quot;text-align: right&quot;&gt;-&lt;/td&gt;
      &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td style=&quot;text-align: right&quot;&gt;-&lt;/td&gt;
      &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td style=&quot;text-align: right&quot;&gt;2,118&lt;/td&gt;
      &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
     &lt;/tr&gt;
     &lt;tr style=&quot;vertical-align: bottom; background-color: rgb(204,238,255)&quot;&gt;
      &lt;td style=&quot;text-align: left; padding-bottom: 1pt&quot;&gt;Commercial business and other&lt;/td&gt;
      &lt;td style=&quot;padding-bottom: 1pt&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td style=&quot;border-bottom: Black 1pt solid; text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td style=&quot;border-bottom: Black 1pt solid; text-align: right&quot;&gt;-&lt;/td&gt;
      &lt;td style=&quot;border-bottom: Black 1pt solid; text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td style=&quot;padding-bottom: 1pt&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td style=&quot;border-bottom: Black 1pt solid; text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td style=&quot;border-bottom: Black 1pt solid; text-align: right&quot;&gt;3,123&lt;/td&gt;
      &lt;td style=&quot;border-bottom: Black 1pt solid; text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td style=&quot;padding-bottom: 1pt&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td style=&quot;border-bottom: Black 1pt solid; text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td style=&quot;border-bottom: Black 1pt solid; text-align: right&quot;&gt;-&lt;/td&gt;
      &lt;td style=&quot;border-bottom: Black 1pt solid; text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td style=&quot;padding-bottom: 1pt&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td style=&quot;border-bottom: Black 1pt solid; text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td style=&quot;border-bottom: Black 1pt solid; text-align: right&quot;&gt;-&lt;/td&gt;
      &lt;td style=&quot;border-bottom: Black 1pt solid; text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td style=&quot;padding-bottom: 1pt&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td style=&quot;border-bottom: Black 1pt solid; text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td style=&quot;border-bottom: Black 1pt solid; text-align: right&quot;&gt;3,123&lt;/td&gt;
      &lt;td style=&quot;border-bottom: Black 1pt solid; text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
     &lt;/tr&gt;
     &lt;tr style=&quot;vertical-align: bottom; background-color: White&quot;&gt;
      &lt;td style=&quot;text-align: left; padding-bottom: 2.25pt; padding-left: 10pt&quot;&gt;Total loans&lt;/td&gt;
      &lt;td style=&quot;padding-bottom: 2.25pt&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td style=&quot;border-bottom: Black 2.25pt double; text-align: left&quot;&gt;$&lt;/td&gt;
      &lt;td style=&quot;border-bottom: Black 2.25pt double; text-align: right&quot;&gt;10,935&lt;/td&gt;
      &lt;td style=&quot;border-bottom: Black 2.25pt double; text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td style=&quot;padding-bottom: 2.25pt&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td style=&quot;border-bottom: Black 2.25pt double; text-align: left&quot;&gt;$&lt;/td&gt;
      &lt;td style=&quot;border-bottom: Black 2.25pt double; text-align: right&quot;&gt;38,943&lt;/td&gt;
      &lt;td style=&quot;border-bottom: Black 2.25pt double; text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td style=&quot;padding-bottom: 2.25pt&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td style=&quot;border-bottom: Black 2.25pt double; text-align: left&quot;&gt;$&lt;/td&gt;
      &lt;td style=&quot;border-bottom: Black 2.25pt double; text-align: right&quot;&gt;-&lt;/td&gt;
      &lt;td style=&quot;border-bottom: Black 2.25pt double; text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td style=&quot;padding-bottom: 2.25pt&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td style=&quot;border-bottom: Black 2.25pt double; text-align: left&quot;&gt;$&lt;/td&gt;
      &lt;td style=&quot;border-bottom: Black 2.25pt double; text-align: right&quot;&gt;-&lt;/td&gt;
      &lt;td style=&quot;border-bottom: Black 2.25pt double; text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td style=&quot;padding-bottom: 2.25pt&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td style=&quot;border-bottom: Black 2.25pt double; text-align: left&quot;&gt;$&lt;/td&gt;
      &lt;td style=&quot;border-bottom: Black 2.25pt double; text-align: right&quot;&gt;49,878&lt;/td&gt;
      &lt;td style=&quot;border-bottom: Black 2.25pt double; text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
     &lt;/tr&gt;

   &lt;/table&gt;&lt;br/&gt;&lt;p style=&quot;text-align: left; font: 10pt Times New Roman, Times, Serif; margin-top: 0pt; margin-bottom: 0pt&quot;&gt;The following table sets forth the recorded investment in loans designated as Criticized or Classified at December 31, 2014:&lt;/p&gt;&lt;br/&gt;&lt;table cellpadding=&quot;0&quot; cellspacing=&quot;0&quot; style=&quot;border-collapse: collapse; width: 100%; font: 10pt Times New Roman, Times, Serif&quot;&gt;

     &lt;tr style=&quot;vertical-align: bottom&quot;&gt;
      &lt;td colspan=&quot;1&quot; style=&quot;font-style: italic; border-bottom: Black 1pt solid&quot;&gt;(In thousands)&lt;/td&gt;
      &lt;td style=&quot;padding-bottom: 1pt; border-bottom: Black 1pt solid&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td colspan=&quot;3&quot; style=&quot;text-align: center; border-bottom: Black 1pt solid&quot;&gt;Special Mention&lt;/td&gt;
      &lt;td style=&quot;padding-bottom: 1pt; border-bottom: Black 1pt solid&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td colspan=&quot;3&quot; style=&quot;text-align: center; border-bottom: Black 1pt solid&quot;&gt;Substandard&lt;/td&gt;
      &lt;td style=&quot;padding-bottom: 1pt; border-bottom: Black 1pt solid&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td colspan=&quot;3&quot; style=&quot;text-align: center; border-bottom: Black 1pt solid&quot;&gt;Doubtful&lt;/td&gt;
      &lt;td style=&quot;padding-bottom: 1pt; border-bottom: Black 1pt solid&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td colspan=&quot;3&quot; style=&quot;text-align: center; border-bottom: Black 1pt solid&quot;&gt;Loss&lt;/td&gt;
      &lt;td style=&quot;padding-bottom: 1pt; border-bottom: Black 1pt solid&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td colspan=&quot;3&quot; style=&quot;text-align: center; border-bottom: Black 1pt solid&quot;&gt;Total&lt;/td&gt;
     &lt;/tr&gt;
     &lt;tr style=&quot;vertical-align: bottom&quot;&gt;
      &lt;td style=&quot;font-style: italic&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td colspan=&quot;3&quot; style=&quot;text-align: center&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td colspan=&quot;3&quot; style=&quot;text-align: center&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td colspan=&quot;3&quot; style=&quot;text-align: center&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td colspan=&quot;3&quot; style=&quot;text-align: center&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td colspan=&quot;3&quot; style=&quot;text-align: center&quot;&gt;&amp;nbsp;&lt;/td&gt;
     &lt;/tr&gt;
     &lt;tr style=&quot;vertical-align: bottom; background-color: rgb(204,238,255)&quot;&gt;
      &lt;td style=&quot;width: 45%; text-align: left&quot;&gt;Multi-family residential&lt;/td&gt;
      &lt;td style=&quot;width: 1%&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td style=&quot;width: 1%; text-align: left&quot;&gt;$&lt;/td&gt;
      &lt;td style=&quot;width: 8%; text-align: right&quot;&gt;6,494&lt;/td&gt;
      &lt;td style=&quot;width: 1%; text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td style=&quot;width: 1%&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td style=&quot;width: 1%; text-align: left&quot;&gt;$&lt;/td&gt;
      &lt;td style=&quot;width: 8%; text-align: right&quot;&gt;10,226&lt;/td&gt;
      &lt;td style=&quot;width: 1%; text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td style=&quot;width: 1%&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td style=&quot;width: 1%; text-align: left&quot;&gt;$&lt;/td&gt;
      &lt;td style=&quot;width: 8%; text-align: right&quot;&gt;-&lt;/td&gt;
      &lt;td style=&quot;width: 1%; text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td style=&quot;width: 1%&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td style=&quot;width: 1%; text-align: left&quot;&gt;$&lt;/td&gt;
      &lt;td style=&quot;width: 8%; text-align: right&quot;&gt;-&lt;/td&gt;
      &lt;td style=&quot;width: 1%; text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td style=&quot;width: 1%&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td style=&quot;width: 1%; text-align: left&quot;&gt;$&lt;/td&gt;
      &lt;td style=&quot;width: 8%; text-align: right&quot;&gt;16,720&lt;/td&gt;
      &lt;td style=&quot;width: 1%; text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
     &lt;/tr&gt;
     &lt;tr style=&quot;vertical-align: bottom; background-color: White&quot;&gt;
      &lt;td style=&quot;text-align: left&quot;&gt;Commercial real estate&lt;/td&gt;
      &lt;td&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td style=&quot;text-align: right&quot;&gt;5,453&lt;/td&gt;
      &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td style=&quot;text-align: right&quot;&gt;7,100&lt;/td&gt;
      &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td style=&quot;text-align: right&quot;&gt;-&lt;/td&gt;
      &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td style=&quot;text-align: right&quot;&gt;-&lt;/td&gt;
      &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td style=&quot;text-align: right&quot;&gt;12,553&lt;/td&gt;
      &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
     &lt;/tr&gt;
     &lt;tr style=&quot;vertical-align: bottom; background-color: rgb(204,238,255)&quot;&gt;
      &lt;td style=&quot;text-align: left&quot;&gt;One-to-four family - mixed-use property&lt;/td&gt;
      &lt;td&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td style=&quot;text-align: right&quot;&gt;5,254&lt;/td&gt;
      &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td style=&quot;text-align: right&quot;&gt;12,499&lt;/td&gt;
      &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td style=&quot;text-align: right&quot;&gt;-&lt;/td&gt;
      &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td style=&quot;text-align: right&quot;&gt;-&lt;/td&gt;
      &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td style=&quot;text-align: right&quot;&gt;17,753&lt;/td&gt;
      &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
     &lt;/tr&gt;
     &lt;tr style=&quot;vertical-align: bottom; background-color: White&quot;&gt;
      &lt;td style=&quot;text-align: left&quot;&gt;One-to-four family - residential&lt;/td&gt;
      &lt;td&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td style=&quot;text-align: right&quot;&gt;2,352&lt;/td&gt;
      &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td style=&quot;text-align: right&quot;&gt;13,056&lt;/td&gt;
      &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td style=&quot;text-align: right&quot;&gt;-&lt;/td&gt;
      &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td style=&quot;text-align: right&quot;&gt;-&lt;/td&gt;
      &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td style=&quot;text-align: right&quot;&gt;15,408&lt;/td&gt;
      &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
     &lt;/tr&gt;
     &lt;tr style=&quot;vertical-align: bottom; background-color: rgb(204,238,255)&quot;&gt;
      &lt;td style=&quot;text-align: left&quot;&gt;Co-operative apartments&lt;/td&gt;
      &lt;td&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td style=&quot;text-align: right&quot;&gt;623&lt;/td&gt;
      &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td style=&quot;text-align: right&quot;&gt;-&lt;/td&gt;
      &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td style=&quot;text-align: right&quot;&gt;-&lt;/td&gt;
      &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td style=&quot;text-align: right&quot;&gt;-&lt;/td&gt;
      &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td style=&quot;text-align: right&quot;&gt;623&lt;/td&gt;
      &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
     &lt;/tr&gt;
     &lt;tr style=&quot;vertical-align: bottom; background-color: White&quot;&gt;
      &lt;td style=&quot;text-align: left&quot;&gt;Construction loans&lt;/td&gt;
      &lt;td&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td style=&quot;text-align: right&quot;&gt;-&lt;/td&gt;
      &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td style=&quot;text-align: right&quot;&gt;-&lt;/td&gt;
      &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td style=&quot;text-align: right&quot;&gt;-&lt;/td&gt;
      &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td style=&quot;text-align: right&quot;&gt;-&lt;/td&gt;
      &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td style=&quot;text-align: right&quot;&gt;-&lt;/td&gt;
      &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
     &lt;/tr&gt;
     &lt;tr style=&quot;vertical-align: bottom; background-color: rgb(204,238,255)&quot;&gt;
      &lt;td style=&quot;text-align: left&quot;&gt;Small Business Administration&lt;/td&gt;
      &lt;td&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td style=&quot;text-align: right&quot;&gt;479&lt;/td&gt;
      &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td style=&quot;text-align: right&quot;&gt;-&lt;/td&gt;
      &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td style=&quot;text-align: right&quot;&gt;-&lt;/td&gt;
      &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td style=&quot;text-align: right&quot;&gt;-&lt;/td&gt;
      &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td style=&quot;text-align: right&quot;&gt;479&lt;/td&gt;
      &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
     &lt;/tr&gt;
     &lt;tr style=&quot;vertical-align: bottom; background-color: White&quot;&gt;
      &lt;td style=&quot;text-align: left; padding-bottom: 1pt&quot;&gt;Commercial business and other&lt;/td&gt;
      &lt;td style=&quot;padding-bottom: 1pt&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td style=&quot;border-bottom: Black 1pt solid; text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td style=&quot;border-bottom: Black 1pt solid; text-align: right&quot;&gt;2,841&lt;/td&gt;
      &lt;td style=&quot;border-bottom: Black 1pt solid; text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td style=&quot;padding-bottom: 1pt&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td style=&quot;border-bottom: Black 1pt solid; text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td style=&quot;border-bottom: Black 1pt solid; text-align: right&quot;&gt;3,779&lt;/td&gt;
      &lt;td style=&quot;border-bottom: Black 1pt solid; text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td style=&quot;padding-bottom: 1pt&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td style=&quot;border-bottom: Black 1pt solid; text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td style=&quot;border-bottom: Black 1pt solid; text-align: right&quot;&gt;-&lt;/td&gt;
      &lt;td style=&quot;border-bottom: Black 1pt solid; text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td style=&quot;padding-bottom: 1pt&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td style=&quot;border-bottom: Black 1pt solid; text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td style=&quot;border-bottom: Black 1pt solid; text-align: right&quot;&gt;-&lt;/td&gt;
      &lt;td style=&quot;border-bottom: Black 1pt solid; text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td style=&quot;padding-bottom: 1pt&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td style=&quot;border-bottom: Black 1pt solid; text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td style=&quot;border-bottom: Black 1pt solid; text-align: right&quot;&gt;6,620&lt;/td&gt;
      &lt;td style=&quot;border-bottom: Black 1pt solid; text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
     &lt;/tr&gt;
     &lt;tr style=&quot;vertical-align: bottom; background-color: rgb(204,238,255)&quot;&gt;
      &lt;td style=&quot;text-align: left; padding-bottom: 2.25pt; padding-left: 10pt&quot;&gt;Total loans&lt;/td&gt;
      &lt;td style=&quot;padding-bottom: 2.25pt&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td style=&quot;border-bottom: Black 2.25pt double; text-align: left&quot;&gt;$&lt;/td&gt;
      &lt;td style=&quot;border-bottom: Black 2.25pt double; text-align: right&quot;&gt;23,496&lt;/td&gt;
      &lt;td style=&quot;border-bottom: Black 2.25pt double; text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td style=&quot;padding-bottom: 2.25pt&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td style=&quot;border-bottom: Black 2.25pt double; text-align: left&quot;&gt;$&lt;/td&gt;
      &lt;td style=&quot;border-bottom: Black 2.25pt double; text-align: right&quot;&gt;46,660&lt;/td&gt;
      &lt;td style=&quot;border-bottom: Black 2.25pt double; text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td style=&quot;padding-bottom: 2.25pt&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td style=&quot;border-bottom: Black 2.25pt double; text-align: left&quot;&gt;$&lt;/td&gt;
      &lt;td style=&quot;border-bottom: Black 2.25pt double; text-align: right&quot;&gt;-&lt;/td&gt;
      &lt;td style=&quot;border-bottom: Black 2.25pt double; text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td style=&quot;padding-bottom: 2.25pt&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td style=&quot;border-bottom: Black 2.25pt double; text-align: left&quot;&gt;$&lt;/td&gt;
      &lt;td style=&quot;border-bottom: Black 2.25pt double; text-align: right&quot;&gt;-&lt;/td&gt;
      &lt;td style=&quot;border-bottom: Black 2.25pt double; text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td style=&quot;padding-bottom: 2.25pt&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td style=&quot;border-bottom: Black 2.25pt double; text-align: left&quot;&gt;$&lt;/td&gt;
      &lt;td style=&quot;border-bottom: Black 2.25pt double; text-align: right&quot;&gt;70,156&lt;/td&gt;
      &lt;td style=&quot;border-bottom: Black 2.25pt double; text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
     &lt;/tr&gt;

   &lt;/table&gt;&lt;br/&gt;</us-gaap:LoansNotesTradeAndOtherReceivablesDisclosureTextBlock>
  <us-gaap:ConcentrationRiskPercentage1 unitRef="pure" contextRef="c56_From1Jan2015To31Dec2015_GrossLoansMember_CreditConcentrationRiskMember_MultifamilyResidentialPropertyAndCommercialRealEstateAndCommericalBusinessAndOtherLoansMember" decimals="3">0.815</us-gaap:ConcentrationRiskPercentage1>
  <ffic:LoanOriginationUnderwritingRequirementsMinimumDebtServiceCoverage unitRef="pure" contextRef="c57_AsOf31Dec2015_MultifamilyResidentialPropertyAndCommercialRealEstateAndCommericalBusinessAndOtherLoansMember" decimals="2">1.25</ffic:LoanOriginationUnderwritingRequirementsMinimumDebtServiceCoverage>
  <ffic:LoanOriginationValueMaximumPercentage unitRef="pure" contextRef="c57_AsOf31Dec2015_MultifamilyResidentialPropertyAndCommercialRealEstateAndCommericalBusinessAndOtherLoansMember" decimals="2">0.75</ffic:LoanOriginationValueMaximumPercentage>
  <ffic:FinancingReceivableReModificationsNumberOfContracts unitRef="pure" contextRef="c58_From1Jan2015To31Dec2015_PerformingFinancingReceivableMember" decimals="0">1</ffic:FinancingReceivableReModificationsNumberOfContracts>
  <ffic:FinancingReceivableReModificationsRecordedInvestmentAdditionalAdvancement unitRef="usd" contextRef="c58_From1Jan2015To31Dec2015_PerformingFinancingReceivableMember" decimals="0">28000</ffic:FinancingReceivableReModificationsRecordedInvestmentAdditionalAdvancement>
  <us-gaap:FinancingReceivableModificationsNumberOfContracts2 unitRef="pure" contextRef="c3_From1Jan2014To31Dec2014" decimals="0">0</us-gaap:FinancingReceivableModificationsNumberOfContracts2>
  <us-gaap:FinancingReceivableModificationsNumberOfContracts2 unitRef="pure" contextRef="c59_From1Jan2015To31Dec2015_NonperformingFinancingReceivableMember" decimals="0">1</us-gaap:FinancingReceivableModificationsNumberOfContracts2>
  <us-gaap:FinancingReceivableModificationsRecordedInvestment unitRef="usd" contextRef="c60_AsOf31Dec2015_NonperformingFinancingReceivableMember" decimals="-5">400000</us-gaap:FinancingReceivableModificationsRecordedInvestment>
  <us-gaap:FinancingReceivableModificationsNumberOfContracts2 unitRef="pure" contextRef="c61_From1Jan2014To31Dec2014_NonperformingFinancingReceivableMember" decimals="0">3</us-gaap:FinancingReceivableModificationsNumberOfContracts2>
  <us-gaap:FinancingReceivableModificationsRecordedInvestment unitRef="usd" contextRef="c62_AsOf31Dec2014_NonperformingFinancingReceivableMember" decimals="-5">2700000</us-gaap:FinancingReceivableModificationsRecordedInvestment>
  <ffic:FinancingReceivableModificationNumberOfContractsPaidInFull unitRef="pure" contextRef="c3_From1Jan2014To31Dec2014" decimals="0">2</ffic:FinancingReceivableModificationNumberOfContractsPaidInFull>
  <us-gaap:ScheduleOfAccountsNotesLoansAndFinancingReceivableTextBlock contextRef="c2_From1Jan2015To31Dec2015">&lt;table cellpadding=&quot;0&quot; cellspacing=&quot;0&quot; style=&quot;border-collapse: collapse; width: 100%; font: 10pt Times New Roman, Times, Serif&quot;&gt;

     &lt;tr style=&quot;vertical-align: bottom&quot;&gt;
      &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td style=&quot;padding-bottom: 1pt&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td colspan=&quot;3&quot; style=&quot;text-align: center; border-bottom: Black 1pt solid&quot;&gt;2015&lt;/td&gt;
      &lt;td style=&quot;padding-bottom: 1pt&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td colspan=&quot;3&quot; style=&quot;text-align: center; border-bottom: Black 1pt solid&quot;&gt;2014&lt;/td&gt;
     &lt;/tr&gt;
     &lt;tr style=&quot;vertical-align: bottom&quot;&gt;
      &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td style=&quot;font-style: italic&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td colspan=&quot;7&quot; style=&quot;font-style: italic; text-align: center&quot;&gt;(In thousands)&lt;/td&gt;
     &lt;/tr&gt;
     &lt;tr style=&quot;vertical-align: bottom; background-color: rgb(204,238,255)&quot;&gt;
      &lt;td style=&quot;width: 70%; text-align: left&quot;&gt;Multi-family residential&lt;/td&gt;
      &lt;td style=&quot;width: 1%&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td style=&quot;width: 1%; text-align: left&quot;&gt;$&lt;/td&gt;
      &lt;td style=&quot;width: 12%; text-align: right&quot;&gt;2,055,228&lt;/td&gt;
      &lt;td style=&quot;width: 1%; text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td style=&quot;width: 1%&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td style=&quot;width: 1%; text-align: left&quot;&gt;$&lt;/td&gt;
      &lt;td style=&quot;width: 12%; text-align: right&quot;&gt;1,923,460&lt;/td&gt;
      &lt;td style=&quot;width: 1%; text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
     &lt;/tr&gt;
     &lt;tr style=&quot;vertical-align: bottom; background-color: White&quot;&gt;
      &lt;td style=&quot;text-align: left&quot;&gt;Commercial real estate&lt;/td&gt;
      &lt;td&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td style=&quot;text-align: right&quot;&gt;1,001,236&lt;/td&gt;
      &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td style=&quot;text-align: right&quot;&gt;621,569&lt;/td&gt;
      &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
     &lt;/tr&gt;
     &lt;tr style=&quot;vertical-align: bottom; background-color: rgb(204,238,255)&quot;&gt;
      &lt;td style=&quot;font-weight: normal; font-style: normal; text-align: left&quot;&gt;One-to-four family &lt;font style=&quot;font-family: Times New Roman, Times, Serif; font-size: 10pt; font-weight: normal; font-style: normal&quot;&gt;&amp;#x2015; mixed-use property&lt;/font&gt;&lt;/td&gt;
      &lt;td&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td style=&quot;text-align: right&quot;&gt;573,043&lt;/td&gt;
      &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td style=&quot;text-align: right&quot;&gt;573,779&lt;/td&gt;
      &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
     &lt;/tr&gt;
     &lt;tr style=&quot;vertical-align: bottom; background-color: White&quot;&gt;
      &lt;td style=&quot;font-weight: normal; font-style: normal; text-align: left&quot;&gt;One-to-four family &lt;font style=&quot;font-family: Times New Roman, Times, Serif; font-size: 10pt; font-weight: normal; font-style: normal&quot;&gt;&amp;#x2015; residential&lt;/font&gt;&lt;/td&gt;
      &lt;td&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td style=&quot;text-align: right&quot;&gt;187,838&lt;/td&gt;
      &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td style=&quot;text-align: right&quot;&gt;187,572&lt;/td&gt;
      &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
     &lt;/tr&gt;
     &lt;tr style=&quot;vertical-align: bottom; background-color: rgb(204,238,255)&quot;&gt;
      &lt;td style=&quot;text-align: left&quot;&gt;Co-operative apartments&lt;/td&gt;
      &lt;td&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td style=&quot;text-align: right&quot;&gt;8,285&lt;/td&gt;
      &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td style=&quot;text-align: right&quot;&gt;9,835&lt;/td&gt;
      &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
     &lt;/tr&gt;
     &lt;tr style=&quot;vertical-align: bottom; background-color: White&quot;&gt;
      &lt;td style=&quot;text-align: left&quot;&gt;Construction&lt;/td&gt;
      &lt;td&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td style=&quot;text-align: right&quot;&gt;7,284&lt;/td&gt;
      &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td style=&quot;text-align: right&quot;&gt;5,286&lt;/td&gt;
      &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
     &lt;/tr&gt;
     &lt;tr style=&quot;vertical-align: bottom; background-color: rgb(204,238,255)&quot;&gt;
      &lt;td style=&quot;text-align: left&quot;&gt;Small Business Administration&lt;/td&gt;
      &lt;td&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td style=&quot;text-align: right&quot;&gt;12,194&lt;/td&gt;
      &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td style=&quot;text-align: right&quot;&gt;7,134&lt;/td&gt;
      &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
     &lt;/tr&gt;
     &lt;tr style=&quot;vertical-align: bottom; background-color: White&quot;&gt;
      &lt;td style=&quot;text-align: left&quot;&gt;Taxi medallion&lt;/td&gt;
      &lt;td&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td style=&quot;text-align: right&quot;&gt;20,881&lt;/td&gt;
      &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td style=&quot;text-align: right&quot;&gt;22,519&lt;/td&gt;
      &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
     &lt;/tr&gt;
     &lt;tr style=&quot;vertical-align: bottom; background-color: rgb(204,238,255)&quot;&gt;
      &lt;td style=&quot;text-align: left; padding-bottom: 1pt&quot;&gt;Commercial business and other&lt;/td&gt;
      &lt;td style=&quot;padding-bottom: 1pt&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td style=&quot;border-bottom: Black 1pt solid; text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td style=&quot;border-bottom: Black 1pt solid; text-align: right&quot;&gt;506,622&lt;/td&gt;
      &lt;td style=&quot;border-bottom: Black 1pt solid; text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td style=&quot;padding-bottom: 1pt&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td style=&quot;border-bottom: Black 1pt solid; text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td style=&quot;border-bottom: Black 1pt solid; text-align: right&quot;&gt;447,500&lt;/td&gt;
      &lt;td style=&quot;border-bottom: Black 1pt solid; text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
     &lt;/tr&gt;
     &lt;tr style=&quot;vertical-align: bottom; background-color: White&quot;&gt;
      &lt;td style=&quot;text-align: left; padding-left: 10pt&quot;&gt;Gross loans&lt;/td&gt;
      &lt;td&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td style=&quot;text-align: right&quot;&gt;4,372,611&lt;/td&gt;
      &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td style=&quot;text-align: right&quot;&gt;3,798,654&lt;/td&gt;
      &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
     &lt;/tr&gt;
     &lt;tr style=&quot;vertical-align: bottom; background-color: rgb(204,238,255)&quot;&gt;
      &lt;td style=&quot;text-align: left; padding-bottom: 1pt&quot;&gt;Net unamortized premiums and unearned loan fees&lt;/td&gt;
      &lt;td style=&quot;padding-bottom: 1pt&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td style=&quot;border-bottom: Black 1pt solid; text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td style=&quot;border-bottom: Black 1pt solid; text-align: right&quot;&gt;15,368&lt;/td&gt;
      &lt;td style=&quot;border-bottom: Black 1pt solid; text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td style=&quot;padding-bottom: 1pt&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td style=&quot;border-bottom: Black 1pt solid; text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td style=&quot;border-bottom: Black 1pt solid; text-align: right&quot;&gt;11,719&lt;/td&gt;
      &lt;td style=&quot;border-bottom: Black 1pt solid; text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
     &lt;/tr&gt;
     &lt;tr style=&quot;vertical-align: bottom; background-color: White&quot;&gt;
      &lt;td style=&quot;text-align: left; padding-bottom: 2.25pt; padding-left: 10pt&quot;&gt;Total loans&lt;/td&gt;
      &lt;td style=&quot;padding-bottom: 2.25pt&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td style=&quot;border-bottom: Black 2.25pt double; text-align: left&quot;&gt;$&lt;/td&gt;
      &lt;td style=&quot;border-bottom: Black 2.25pt double; text-align: right&quot;&gt;4,387,979&lt;/td&gt;
      &lt;td style=&quot;border-bottom: Black 2.25pt double; text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td style=&quot;padding-bottom: 2.25pt&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td style=&quot;border-bottom: Black 2.25pt double; text-align: left&quot;&gt;$&lt;/td&gt;
      &lt;td style=&quot;border-bottom: Black 2.25pt double; text-align: right&quot;&gt;3,810,373&lt;/td&gt;
      &lt;td style=&quot;border-bottom: Black 2.25pt double; text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
     &lt;/tr&gt;

   &lt;/table&gt;</us-gaap:ScheduleOfAccountsNotesLoansAndFinancingReceivableTextBlock>
  <us-gaap:LoansAndLeasesReceivableNetOfDeferredIncome unitRef="usd" contextRef="c63_AsOf31Dec2015_MultiFamilyResidentialMember" decimals="-3">2055228000</us-gaap:LoansAndLeasesReceivableNetOfDeferredIncome>
  <us-gaap:LoansAndLeasesReceivableNetOfDeferredIncome unitRef="usd" contextRef="c64_AsOf31Dec2014_MultiFamilyResidentialMember" decimals="-3">1923460000</us-gaap:LoansAndLeasesReceivableNetOfDeferredIncome>
  <us-gaap:LoansAndLeasesReceivableNetOfDeferredIncome unitRef="usd" contextRef="c65_AsOf31Dec2015_CommercialRealEstateLoansMember" decimals="-3">1001236000</us-gaap:LoansAndLeasesReceivableNetOfDeferredIncome>
  <us-gaap:LoansAndLeasesReceivableNetOfDeferredIncome unitRef="usd" contextRef="c66_AsOf31Dec2014_CommercialRealEstateLoansMember" decimals="-3">621569000</us-gaap:LoansAndLeasesReceivableNetOfDeferredIncome>
  <us-gaap:LoansAndLeasesReceivableNetOfDeferredIncome unitRef="usd" contextRef="c67_AsOf31Dec2015_OneToFourFamilyMixedUsePropertyMember" decimals="-3">573043000</us-gaap:LoansAndLeasesReceivableNetOfDeferredIncome>
  <us-gaap:LoansAndLeasesReceivableNetOfDeferredIncome unitRef="usd" contextRef="c68_AsOf31Dec2014_OneToFourFamilyMixedUsePropertyMember" decimals="-3">573779000</us-gaap:LoansAndLeasesReceivableNetOfDeferredIncome>
  <us-gaap:LoansAndLeasesReceivableNetOfDeferredIncome unitRef="usd" contextRef="c69_AsOf31Dec2015_OneToFourFamilyResidentialMember" decimals="-3">187838000</us-gaap:LoansAndLeasesReceivableNetOfDeferredIncome>
  <us-gaap:LoansAndLeasesReceivableNetOfDeferredIncome unitRef="usd" contextRef="c70_AsOf31Dec2014_OneToFourFamilyResidentialMember" decimals="-3">187572000</us-gaap:LoansAndLeasesReceivableNetOfDeferredIncome>
  <us-gaap:LoansAndLeasesReceivableNetOfDeferredIncome unitRef="usd" contextRef="c71_AsOf31Dec2015_CoOperativeApartmentsMember" decimals="-3">8285000</us-gaap:LoansAndLeasesReceivableNetOfDeferredIncome>
  <us-gaap:LoansAndLeasesReceivableNetOfDeferredIncome unitRef="usd" contextRef="c72_AsOf31Dec2014_CoOperativeApartmentsMember" decimals="-3">9835000</us-gaap:LoansAndLeasesReceivableNetOfDeferredIncome>
  <us-gaap:LoansAndLeasesReceivableNetOfDeferredIncome unitRef="usd" contextRef="c73_AsOf31Dec2015_ConstructionMember" decimals="-3">7284000</us-gaap:LoansAndLeasesReceivableNetOfDeferredIncome>
  <us-gaap:LoansAndLeasesReceivableNetOfDeferredIncome unitRef="usd" contextRef="c74_AsOf31Dec2014_ConstructionMember" decimals="-3">5286000</us-gaap:LoansAndLeasesReceivableNetOfDeferredIncome>
  <us-gaap:LoansAndLeasesReceivableNetOfDeferredIncome unitRef="usd" contextRef="c75_AsOf31Dec2015_SmallBusinessAdministrationMember" decimals="-3">12194000</us-gaap:LoansAndLeasesReceivableNetOfDeferredIncome>
  <us-gaap:LoansAndLeasesReceivableNetOfDeferredIncome unitRef="usd" contextRef="c76_AsOf31Dec2014_SmallBusinessAdministrationMember" decimals="-3">7134000</us-gaap:LoansAndLeasesReceivableNetOfDeferredIncome>
  <us-gaap:LoansAndLeasesReceivableNetOfDeferredIncome unitRef="usd" contextRef="c77_AsOf31Dec2015_TaxiMedallionMember" decimals="-3">20881000</us-gaap:LoansAndLeasesReceivableNetOfDeferredIncome>
  <us-gaap:LoansAndLeasesReceivableNetOfDeferredIncome unitRef="usd" contextRef="c78_AsOf31Dec2014_TaxiMedallionMember" decimals="-3">22519000</us-gaap:LoansAndLeasesReceivableNetOfDeferredIncome>
  <us-gaap:LoansAndLeasesReceivableNetOfDeferredIncome unitRef="usd" contextRef="c79_AsOf31Dec2015_CommercialBusinessAndOtherMember" decimals="-3">506622000</us-gaap:LoansAndLeasesReceivableNetOfDeferredIncome>
  <us-gaap:LoansAndLeasesReceivableNetOfDeferredIncome unitRef="usd" contextRef="c80_AsOf31Dec2014_CommercialBusinessAndOtherMember" decimals="-3">447500000</us-gaap:LoansAndLeasesReceivableNetOfDeferredIncome>
  <us-gaap:LoansAndLeasesReceivableNetOfDeferredIncome unitRef="usd" contextRef="c0_AsOf31Dec2015" decimals="-3">4372611000</us-gaap:LoansAndLeasesReceivableNetOfDeferredIncome>
  <us-gaap:LoansAndLeasesReceivableNetOfDeferredIncome unitRef="usd" contextRef="c1_AsOf31Dec2014" decimals="-3">3798654000</us-gaap:LoansAndLeasesReceivableNetOfDeferredIncome>
  <us-gaap:LoansAndLeasesReceivableDeferredIncome unitRef="usd" contextRef="c0_AsOf31Dec2015" decimals="-3">15368000</us-gaap:LoansAndLeasesReceivableDeferredIncome>
  <us-gaap:LoansAndLeasesReceivableDeferredIncome unitRef="usd" contextRef="c1_AsOf31Dec2014" decimals="-3">11719000</us-gaap:LoansAndLeasesReceivableDeferredIncome>
  <us-gaap:TroubledDebtRestructuringsOnFinancingReceivablesTableTextBlock contextRef="c2_From1Jan2015To31Dec2015">&lt;table cellpadding=&quot;0&quot; cellspacing=&quot;0&quot; style=&quot;border-collapse: collapse; width: 100%; font: 10pt Times New Roman, Times, Serif&quot;&gt;

     &lt;tr style=&quot;vertical-align: bottom&quot;&gt;
      &lt;td&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td style=&quot;padding-bottom: 1pt&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td colspan=&quot;9&quot; style=&quot;text-align: center; border-bottom: Black 1pt solid&quot;&gt;For the year ended&lt;br /&gt; December 31, 2015&lt;/td&gt;
     &lt;/tr&gt;
     &lt;tr style=&quot;vertical-align: bottom&quot;&gt;
      &lt;td style=&quot;font-style: italic; border-bottom: Black 1pt solid&quot;&gt;(Dollars in thousands)&lt;/td&gt;
      &lt;td style=&quot;padding-bottom: 1pt; border-bottom: Black 1pt solid&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td colspan=&quot;3&quot; style=&quot;text-align: center; border-bottom: Black 1pt solid&quot;&gt;Number&lt;/td&gt;
      &lt;td style=&quot;padding-bottom: 1pt; border-bottom: Black 1pt solid&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td colspan=&quot;3&quot; style=&quot;text-align: center; border-bottom: Black 1pt solid&quot;&gt;Balance&lt;/td&gt;
      &lt;td style=&quot;padding-bottom: 1pt; border-bottom: Black 1pt solid&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td style=&quot;text-align: center; border-bottom: Black 1pt solid&quot;&gt;Modification description&lt;/td&gt;
     &lt;/tr&gt;
     &lt;tr style=&quot;vertical-align: bottom; background-color: White&quot;&gt;
      &lt;td style=&quot;width: 43%; font-weight: bold&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td style=&quot;width: 1%&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td style=&quot;width: 1%; text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td style=&quot;width: 10%; text-align: right&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td style=&quot;width: 1%; text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td style=&quot;width: 1%&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td style=&quot;width: 1%; text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td style=&quot;width: 10%; text-align: right&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td style=&quot;width: 1%; text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td style=&quot;width: 1%&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td style=&quot;width: 30%&quot;&gt;&amp;nbsp;&lt;/td&gt;
     &lt;/tr&gt;
     &lt;tr style=&quot;vertical-align: bottom; background-color: rgb(204,238,255)&quot;&gt;
      &lt;td style=&quot;text-align: left; padding-bottom: 1pt&quot;&gt;Small Business Administration&lt;/td&gt;
      &lt;td style=&quot;padding-bottom: 1pt&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td style=&quot;border-bottom: Black 1pt solid; text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td style=&quot;border-bottom: Black 1pt solid; text-align: right&quot;&gt;1&lt;/td&gt;
      &lt;td style=&quot;border-bottom: Black 1pt solid; text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td style=&quot;border-bottom: Black 1pt solid; text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td style=&quot;border-bottom: Black 1pt solid; text-align: left&quot;&gt;$&lt;/td&gt;
      &lt;td style=&quot;border-bottom: Black 1pt solid; text-align: right&quot;&gt;41&lt;/td&gt;
      &lt;td style=&quot;border-bottom: Black 1pt solid; text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td style=&quot;padding-bottom: 1pt&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td style=&quot;text-align: left; padding-bottom: 1pt&quot;&gt;Received a below market interest rate and the loan amortization was extended&lt;/td&gt;
     &lt;/tr&gt;
     &lt;tr style=&quot;vertical-align: bottom; background-color: White&quot;&gt;
      &lt;td style=&quot;padding-bottom: 2.25pt; padding-left: 10pt&quot;&gt;Total&lt;/td&gt;
      &lt;td style=&quot;padding-bottom: 2.25pt&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td style=&quot;border-bottom: Black 2.25pt double; text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td style=&quot;border-bottom: Black 2.25pt double; text-align: right&quot;&gt;1&lt;/td&gt;
      &lt;td style=&quot;border-bottom: Black 2.25pt double; text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td style=&quot;border-bottom: Black 2.25pt double; text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td style=&quot;border-bottom: Black 2.25pt double; text-align: left&quot;&gt;$&lt;/td&gt;
      &lt;td style=&quot;border-bottom: Black 2.25pt double; text-align: right&quot;&gt;41&lt;/td&gt;
      &lt;td style=&quot;border-bottom: Black 2.25pt double; text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td style=&quot;padding-bottom: 2.25pt&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td style=&quot;text-align: right; padding-bottom: 2.25pt&quot;&gt;&amp;nbsp;&lt;/td&gt;
     &lt;/tr&gt;

   &lt;/table&gt;&lt;table cellpadding=&quot;0&quot; cellspacing=&quot;0&quot; style=&quot;border-collapse: collapse; width: 100%; font: 10pt Times New Roman, Times, Serif&quot;&gt;

     &lt;tr style=&quot;vertical-align: bottom&quot;&gt;
      &lt;td&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td style=&quot;padding-bottom: 1pt&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td colspan=&quot;9&quot; style=&quot;text-align: center; border-bottom: Black 1pt solid&quot;&gt;For the year ended&lt;br /&gt; December 31, 2013&lt;/td&gt;
     &lt;/tr&gt;
     &lt;tr style=&quot;vertical-align: bottom&quot;&gt;
      &lt;td style=&quot;font-style: italic; border-bottom: Black 1pt solid&quot;&gt;(Dollars in thousands)&lt;/td&gt;
      &lt;td style=&quot;padding-bottom: 1pt; border-bottom: Black 1pt solid&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td colspan=&quot;3&quot; style=&quot;text-align: center; border-bottom: Black 1pt solid&quot;&gt;Number&lt;/td&gt;
      &lt;td style=&quot;padding-bottom: 1pt; border-bottom: Black 1pt solid&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td colspan=&quot;3&quot; style=&quot;text-align: center; border-bottom: Black 1pt solid&quot;&gt;Balance&lt;/td&gt;
      &lt;td style=&quot;padding-bottom: 1pt; border-bottom: Black 1pt solid&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td style=&quot;text-align: center; border-bottom: Black 1pt solid&quot;&gt;Modification description&lt;/td&gt;
     &lt;/tr&gt;
     &lt;tr style=&quot;vertical-align: bottom; background-color: White&quot;&gt;
      &lt;td style=&quot;font-weight: bold&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td style=&quot;text-align: right&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td style=&quot;text-align: right&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
     &lt;/tr&gt;
     &lt;tr style=&quot;vertical-align: bottom; background-color: rgb(204,238,255)&quot;&gt;
      &lt;td style=&quot;width: 43%; text-align: left&quot;&gt;Multi-family residential&lt;/td&gt;
      &lt;td style=&quot;width: 1%&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td style=&quot;width: 1%; text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td style=&quot;width: 10%; text-align: right&quot;&gt;2&lt;/td&gt;
      &lt;td style=&quot;width: 1%; text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td style=&quot;width: 1%&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td style=&quot;width: 1%; text-align: left&quot;&gt;$&lt;/td&gt;
      &lt;td style=&quot;width: 10%; text-align: right&quot;&gt;698&lt;/td&gt;
      &lt;td style=&quot;width: 1%; text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td style=&quot;width: 1%&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td style=&quot;width: 30%; text-align: left&quot;&gt;&amp;nbsp;Received a below market interest rate and the loan amortization was extended&lt;/td&gt;
     &lt;/tr&gt;
     &lt;tr style=&quot;vertical-align: bottom; background-color: White&quot;&gt;
      &lt;td style=&quot;text-align: left&quot;&gt;Commercial real estate&lt;/td&gt;
      &lt;td&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td style=&quot;text-align: right&quot;&gt;1&lt;/td&gt;
      &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td style=&quot;text-align: right&quot;&gt;273&lt;/td&gt;
      &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;Received a below market interest rate and the loan amortization was extended&lt;/td&gt;
     &lt;/tr&gt;
     &lt;tr style=&quot;vertical-align: bottom; background-color: rgb(204,238,255)&quot;&gt;
      &lt;td style=&quot;text-align: left&quot;&gt;One-to-four family - mixed-use property&lt;/td&gt;
      &lt;td&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td style=&quot;text-align: right&quot;&gt;1&lt;/td&gt;
      &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td style=&quot;text-align: right&quot;&gt;390&lt;/td&gt;
      &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;Received a below market interest rate and the loan amortization was extended&lt;/td&gt;
     &lt;/tr&gt;
     &lt;tr style=&quot;vertical-align: bottom; background-color: White&quot;&gt;
      &lt;td style=&quot;text-align: left; padding-bottom: 1pt&quot;&gt;Commercial business and other&lt;/td&gt;
      &lt;td style=&quot;padding-bottom: 1pt&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td style=&quot;border-bottom: Black 1pt solid; text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td style=&quot;border-bottom: Black 1pt solid; text-align: right&quot;&gt;2&lt;/td&gt;
      &lt;td style=&quot;border-bottom: Black 1pt solid; text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td style=&quot;border-bottom: Black 1pt solid; text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td style=&quot;border-bottom: Black 1pt solid; text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td style=&quot;border-bottom: Black 1pt solid; text-align: right&quot;&gt;687&lt;/td&gt;
      &lt;td style=&quot;border-bottom: Black 1pt solid; text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td style=&quot;padding-bottom: 1pt&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td style=&quot;text-align: left; padding-bottom: 1pt&quot;&gt;&amp;nbsp;Received a below market interest rate and the loan amortization was extended&lt;/td&gt;
     &lt;/tr&gt;
     &lt;tr style=&quot;vertical-align: bottom; background-color: rgb(204,238,255)&quot;&gt;
      &lt;td style=&quot;padding-bottom: 2.25pt&quot;&gt;Total&lt;/td&gt;
      &lt;td style=&quot;padding-bottom: 2.25pt&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td style=&quot;border-bottom: Black 2.25pt double; text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td style=&quot;border-bottom: Black 2.25pt double; text-align: right&quot;&gt;6&lt;/td&gt;
      &lt;td style=&quot;border-bottom: Black 2.25pt double; text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td style=&quot;border-bottom: Black 2.25pt double; text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td style=&quot;border-bottom: Black 2.25pt double; text-align: left&quot;&gt;$&lt;/td&gt;
      &lt;td style=&quot;border-bottom: Black 2.25pt double; text-align: right&quot;&gt;2,048&lt;/td&gt;
      &lt;td style=&quot;border-bottom: Black 2.25pt double; text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td style=&quot;padding-bottom: 2.25pt&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td style=&quot;text-align: left; padding-bottom: 2.25pt&quot;&gt;&amp;nbsp;&lt;/td&gt;
     &lt;/tr&gt;

   &lt;/table&gt;</us-gaap:TroubledDebtRestructuringsOnFinancingReceivablesTableTextBlock>
  <us-gaap:FinancingReceivableModificationsNumberOfContracts2 unitRef="pure" contextRef="c81_From1Jan2015To31Dec2015_SmallBusinessAdministrationPortfolioSegmentMember_InterestRateBelowMarketReductionMember" decimals="0">1</us-gaap:FinancingReceivableModificationsNumberOfContracts2>
  <us-gaap:FinancingReceivableModificationsPostModificationRecordedInvestment2 unitRef="usd" contextRef="c81_From1Jan2015To31Dec2015_SmallBusinessAdministrationPortfolioSegmentMember_InterestRateBelowMarketReductionMember" decimals="-3">41000</us-gaap:FinancingReceivableModificationsPostModificationRecordedInvestment2>
  <us-gaap:FinancingReceivableModificationsNumberOfContracts2 unitRef="pure" contextRef="c2_From1Jan2015To31Dec2015" decimals="0">1</us-gaap:FinancingReceivableModificationsNumberOfContracts2>
  <us-gaap:FinancingReceivableModificationsPostModificationRecordedInvestment2 unitRef="usd" contextRef="c2_From1Jan2015To31Dec2015" decimals="-3">41000</us-gaap:FinancingReceivableModificationsPostModificationRecordedInvestment2>
  <us-gaap:FinancingReceivableModificationsNumberOfContracts2 unitRef="pure" contextRef="c82_From1Jan2013To31Dec2013_MultifamilyResidentialPortfolioSegmentMember_InterestRateBelowMarketReductionMember" decimals="0">2</us-gaap:FinancingReceivableModificationsNumberOfContracts2>
  <us-gaap:FinancingReceivableModificationsPostModificationRecordedInvestment2 unitRef="usd" contextRef="c82_From1Jan2013To31Dec2013_MultifamilyResidentialPortfolioSegmentMember_InterestRateBelowMarketReductionMember" decimals="-3">698000</us-gaap:FinancingReceivableModificationsPostModificationRecordedInvestment2>
  <us-gaap:FinancingReceivableModificationsNumberOfContracts2 unitRef="pure" contextRef="c83_From1Jan2013To31Dec2013_CommercialRealEstatePortfolioSegmentMember_InterestRateBelowMarketReductionMember" decimals="0">1</us-gaap:FinancingReceivableModificationsNumberOfContracts2>
  <us-gaap:FinancingReceivableModificationsPostModificationRecordedInvestment2 unitRef="usd" contextRef="c83_From1Jan2013To31Dec2013_CommercialRealEstatePortfolioSegmentMember_InterestRateBelowMarketReductionMember" decimals="-3">273000</us-gaap:FinancingReceivableModificationsPostModificationRecordedInvestment2>
  <us-gaap:FinancingReceivableModificationsNumberOfContracts2 unitRef="pure" contextRef="c84_From1Jan2013To31Dec2013_OneToFourFamilyMixedUsePropertyPortfolioSegmentMember_InterestRateBelowMarketReductionMember" decimals="0">1</us-gaap:FinancingReceivableModificationsNumberOfContracts2>
  <us-gaap:FinancingReceivableModificationsPostModificationRecordedInvestment2 unitRef="usd" contextRef="c84_From1Jan2013To31Dec2013_OneToFourFamilyMixedUsePropertyPortfolioSegmentMember_InterestRateBelowMarketReductionMember" decimals="-3">390000</us-gaap:FinancingReceivableModificationsPostModificationRecordedInvestment2>
  <us-gaap:FinancingReceivableModificationsNumberOfContracts2 unitRef="pure" contextRef="c85_From1Jan2013To31Dec2013_CommercialBusinessAndOtherPortfolioSegmentMember_InterestRateBelowMarketReductionMember" decimals="0">2</us-gaap:FinancingReceivableModificationsNumberOfContracts2>
  <us-gaap:FinancingReceivableModificationsPostModificationRecordedInvestment2 unitRef="usd" contextRef="c85_From1Jan2013To31Dec2013_CommercialBusinessAndOtherPortfolioSegmentMember_InterestRateBelowMarketReductionMember" decimals="-3">687000</us-gaap:FinancingReceivableModificationsPostModificationRecordedInvestment2>
  <us-gaap:FinancingReceivableModificationsNumberOfContracts2 unitRef="pure" contextRef="c4_From1Jan2013To31Dec2013" decimals="0">6</us-gaap:FinancingReceivableModificationsNumberOfContracts2>
  <us-gaap:FinancingReceivableModificationsPostModificationRecordedInvestment2 unitRef="usd" contextRef="c4_From1Jan2013To31Dec2013" decimals="-3">2048000</us-gaap:FinancingReceivableModificationsPostModificationRecordedInvestment2>
  <us-gaap:TroubledDebtRestructuringsOnFinancingReceivablesTableTextBlock contextRef="c58_From1Jan2015To31Dec2015_PerformingFinancingReceivableMember">&lt;table cellpadding=&quot;0&quot; cellspacing=&quot;0&quot; style=&quot;border-collapse: collapse; width: 100%; font: 10pt Times New Roman, Times, Serif&quot;&gt;

     &lt;tr style=&quot;vertical-align: bottom&quot;&gt;
      &lt;td&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td style=&quot;padding-bottom: 1pt&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td colspan=&quot;7&quot; style=&quot;text-align: center; border-bottom: Black 1pt solid&quot;&gt;December 31, 2015&lt;/td&gt;
      &lt;td style=&quot;padding-bottom: 1pt&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td colspan=&quot;7&quot; style=&quot;text-align: center; border-bottom: Black 1pt solid&quot;&gt;December 31, 2014&lt;/td&gt;
     &lt;/tr&gt;
     &lt;tr style=&quot;vertical-align: bottom&quot;&gt;
      &lt;td colspan=&quot;1&quot; style=&quot;font-style: italic; border-bottom: Black 1pt solid&quot;&gt;(Dollars in thousands)&lt;/td&gt;
      &lt;td style=&quot;border-bottom: Black 1pt solid; text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td colspan=&quot;3&quot; style=&quot;text-align: center; border-bottom: Black 1pt solid&quot;&gt;Number&lt;br /&gt; of contracts&lt;/td&gt;
      &lt;td style=&quot;padding-bottom: 1pt&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td colspan=&quot;3&quot; style=&quot;text-align: center; border-bottom: Black 1pt solid&quot;&gt;Recorded&lt;br /&gt; investment&lt;/td&gt;
      &lt;td style=&quot;padding-bottom: 1pt&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td colspan=&quot;3&quot; style=&quot;text-align: center; border-bottom: Black 1pt solid&quot;&gt;Number&lt;br /&gt; of contracts&lt;/td&gt;
      &lt;td style=&quot;padding-bottom: 1pt&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td colspan=&quot;3&quot; style=&quot;text-align: center; border-bottom: Black 1pt solid&quot;&gt;Recorded&lt;br /&gt; investment&lt;/td&gt;
     &lt;/tr&gt;
     &lt;tr style=&quot;vertical-align: bottom&quot;&gt;
      &lt;td style=&quot;font-weight: bold&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td style=&quot;font-weight: bold&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td colspan=&quot;3&quot; style=&quot;font-weight: bold; text-align: right&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td colspan=&quot;3&quot; style=&quot;text-align: center&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td style=&quot;font-weight: bold&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td colspan=&quot;3&quot; style=&quot;font-weight: bold&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td colspan=&quot;3&quot; style=&quot;text-align: center&quot;&gt;&amp;nbsp;&lt;/td&gt;
     &lt;/tr&gt;
     &lt;tr style=&quot;vertical-align: bottom; background-color: rgb(204,238,255)&quot;&gt;
      &lt;td style=&quot;width: 56%; text-align: left&quot;&gt;Multi-family residential&lt;/td&gt;
      &lt;td style=&quot;width: 1%&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td style=&quot;width: 1%; text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td style=&quot;width: 8%; text-align: right&quot;&gt;9&lt;/td&gt;
      &lt;td style=&quot;width: 1%; text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td style=&quot;width: 1%&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td style=&quot;width: 1%; text-align: left&quot;&gt;$&lt;/td&gt;
      &lt;td style=&quot;width: 8%; text-align: right&quot;&gt;2,626&lt;/td&gt;
      &lt;td style=&quot;width: 1%; text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td style=&quot;width: 1%&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td style=&quot;width: 1%; text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td style=&quot;width: 8%; text-align: right&quot;&gt;10&lt;/td&gt;
      &lt;td style=&quot;width: 1%; text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td style=&quot;width: 1%&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td style=&quot;width: 1%; text-align: left&quot;&gt;$&lt;/td&gt;
      &lt;td style=&quot;width: 8%; text-align: right&quot;&gt;3,034&lt;/td&gt;
      &lt;td style=&quot;width: 1%; text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
     &lt;/tr&gt;
     &lt;tr style=&quot;vertical-align: bottom; background-color: White&quot;&gt;
      &lt;td style=&quot;text-align: left&quot;&gt;Commercial real estate&lt;/td&gt;
      &lt;td&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td style=&quot;text-align: right&quot;&gt;3&lt;/td&gt;
      &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td style=&quot;text-align: right&quot;&gt;2,371&lt;/td&gt;
      &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td style=&quot;text-align: right&quot;&gt;3&lt;/td&gt;
      &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td style=&quot;text-align: right&quot;&gt;2,373&lt;/td&gt;
      &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
     &lt;/tr&gt;
     &lt;tr style=&quot;vertical-align: bottom; background-color: rgb(204,238,255)&quot;&gt;
      &lt;td style=&quot;text-align: left&quot;&gt;One-to-four family - mixed-use property&lt;/td&gt;
      &lt;td&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td style=&quot;text-align: right&quot;&gt;6&lt;/td&gt;
      &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td style=&quot;text-align: right&quot;&gt;2,052&lt;/td&gt;
      &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td style=&quot;text-align: right&quot;&gt;7&lt;/td&gt;
      &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td style=&quot;text-align: right&quot;&gt;2,381&lt;/td&gt;
      &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
     &lt;/tr&gt;
     &lt;tr style=&quot;vertical-align: bottom; background-color: White&quot;&gt;
      &lt;td style=&quot;text-align: left&quot;&gt;One-to-four family - residential&lt;/td&gt;
      &lt;td&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td style=&quot;text-align: right&quot;&gt;1&lt;/td&gt;
      &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td style=&quot;text-align: right&quot;&gt;343&lt;/td&gt;
      &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td style=&quot;text-align: right&quot;&gt;1&lt;/td&gt;
      &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td style=&quot;text-align: right&quot;&gt;354&lt;/td&gt;
      &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
     &lt;/tr&gt;
     &lt;tr style=&quot;vertical-align: bottom; background-color: rgb(204,238,255)&quot;&gt;
      &lt;td style=&quot;text-align: left&quot;&gt;Small business administration&lt;/td&gt;
      &lt;td&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td style=&quot;text-align: right&quot;&gt;1&lt;/td&gt;
      &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td style=&quot;text-align: right&quot;&gt;34&lt;/td&gt;
      &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td style=&quot;text-align: right&quot;&gt;-&lt;/td&gt;
      &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td style=&quot;text-align: right&quot;&gt;-&lt;/td&gt;
      &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
     &lt;/tr&gt;
     &lt;tr style=&quot;vertical-align: bottom; background-color: White&quot;&gt;
      &lt;td style=&quot;text-align: left&quot;&gt;Commercial business and other&lt;/td&gt;
      &lt;td&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td style=&quot;text-align: right&quot;&gt;4&lt;/td&gt;
      &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td style=&quot;text-align: right&quot;&gt;2,083&lt;/td&gt;
      &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td style=&quot;text-align: right&quot;&gt;4&lt;/td&gt;
      &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td style=&quot;text-align: right&quot;&gt;2,249&lt;/td&gt;
      &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
     &lt;/tr&gt;
     &lt;tr style=&quot;vertical-align: bottom; background-color: rgb(204,238,255)&quot;&gt;
      &lt;td style=&quot;padding-bottom: 1pt&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td style=&quot;padding-bottom: 1pt&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td style=&quot;border-bottom: Black 1pt solid; text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td style=&quot;border-bottom: Black 1pt solid; text-align: right&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td style=&quot;border-bottom: Black 1pt solid; text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td style=&quot;padding-bottom: 1pt&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td style=&quot;border-bottom: Black 1pt solid; text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td style=&quot;border-bottom: Black 1pt solid; text-align: right&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td style=&quot;border-bottom: Black 1pt solid; text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td style=&quot;padding-bottom: 1pt&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td style=&quot;border-bottom: Black 1pt solid; text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td style=&quot;border-bottom: Black 1pt solid; text-align: right&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td style=&quot;border-bottom: Black 1pt solid; text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td style=&quot;padding-bottom: 1pt&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td style=&quot;border-bottom: Black 1pt solid; text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td style=&quot;border-bottom: Black 1pt solid; text-align: right&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td style=&quot;border-bottom: Black 1pt solid; text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
     &lt;/tr&gt;
     &lt;tr style=&quot;vertical-align: bottom; background-color: White&quot;&gt;
      &lt;td style=&quot;text-align: left; padding-bottom: 2.25pt; padding-left: 10pt&quot;&gt;Total performing troubled debt restructured&lt;/td&gt;
      &lt;td style=&quot;padding-bottom: 2.25pt&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td style=&quot;border-bottom: Black 2.25pt double; text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td style=&quot;border-bottom: Black 2.25pt double; text-align: right&quot;&gt;24&lt;/td&gt;
      &lt;td style=&quot;border-bottom: Black 2.25pt double; text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td style=&quot;padding-bottom: 2.25pt&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td style=&quot;border-bottom: Black 2.25pt double; text-align: left&quot;&gt;$&lt;/td&gt;
      &lt;td style=&quot;border-bottom: Black 2.25pt double; text-align: right&quot;&gt;9,509&lt;/td&gt;
      &lt;td style=&quot;border-bottom: Black 2.25pt double; text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td style=&quot;padding-bottom: 2.25pt&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td style=&quot;border-bottom: Black 2.25pt double; text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td style=&quot;border-bottom: Black 2.25pt double; text-align: right&quot;&gt;25&lt;/td&gt;
      &lt;td style=&quot;border-bottom: Black 2.25pt double; text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td style=&quot;padding-bottom: 2.25pt&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td style=&quot;border-bottom: Black 2.25pt double; text-align: left&quot;&gt;$&lt;/td&gt;
      &lt;td style=&quot;border-bottom: Black 2.25pt double; text-align: right&quot;&gt;10,391&lt;/td&gt;
      &lt;td style=&quot;border-bottom: Black 2.25pt double; text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
     &lt;/tr&gt;

   &lt;/table&gt;</us-gaap:TroubledDebtRestructuringsOnFinancingReceivablesTableTextBlock>
  <us-gaap:FinancingReceivableModificationsNumberOfContracts2 unitRef="pure" contextRef="c86_From1Jan2015To31Dec2015_PerformingFinancingReceivableMember_MultifamilyResidentialPortfolioSegmentMember" decimals="0">9</us-gaap:FinancingReceivableModificationsNumberOfContracts2>
  <us-gaap:FinancingReceivableModificationsRecordedInvestment unitRef="usd" contextRef="c87_AsOf31Dec2015_PerformingFinancingReceivableMember_MultifamilyResidentialPortfolioSegmentMember" decimals="-3">2626000</us-gaap:FinancingReceivableModificationsRecordedInvestment>
  <us-gaap:FinancingReceivableModificationsNumberOfContracts2 unitRef="pure" contextRef="c88_From1Jan2014To31Dec2014_PerformingFinancingReceivableMember_MultifamilyResidentialPortfolioSegmentMember" decimals="0">10</us-gaap:FinancingReceivableModificationsNumberOfContracts2>
  <us-gaap:FinancingReceivableModificationsRecordedInvestment unitRef="usd" contextRef="c89_AsOf31Dec2014_PerformingFinancingReceivableMember_MultifamilyResidentialPortfolioSegmentMember" decimals="-3">3034000</us-gaap:FinancingReceivableModificationsRecordedInvestment>
  <us-gaap:FinancingReceivableModificationsNumberOfContracts2 unitRef="pure" contextRef="c90_From1Jan2015To31Dec2015_PerformingFinancingReceivableMember_CommercialRealEstatePortfolioSegmentMember" decimals="0">3</us-gaap:FinancingReceivableModificationsNumberOfContracts2>
  <us-gaap:FinancingReceivableModificationsRecordedInvestment unitRef="usd" contextRef="c91_AsOf31Dec2015_PerformingFinancingReceivableMember_CommercialRealEstatePortfolioSegmentMember" decimals="-3">2371000</us-gaap:FinancingReceivableModificationsRecordedInvestment>
  <us-gaap:FinancingReceivableModificationsNumberOfContracts2 unitRef="pure" contextRef="c92_From1Jan2014To31Dec2014_PerformingFinancingReceivableMember_CommercialRealEstatePortfolioSegmentMember" decimals="0">3</us-gaap:FinancingReceivableModificationsNumberOfContracts2>
  <us-gaap:FinancingReceivableModificationsRecordedInvestment unitRef="usd" contextRef="c93_AsOf31Dec2014_PerformingFinancingReceivableMember_CommercialRealEstatePortfolioSegmentMember" decimals="-3">2373000</us-gaap:FinancingReceivableModificationsRecordedInvestment>
  <us-gaap:FinancingReceivableModificationsNumberOfContracts2 unitRef="pure" contextRef="c94_From1Jan2015To31Dec2015_PerformingFinancingReceivableMember_OneToFourFamilyMixedUsePropertyPortfolioSegmentMember" decimals="0">6</us-gaap:FinancingReceivableModificationsNumberOfContracts2>
  <us-gaap:FinancingReceivableModificationsRecordedInvestment unitRef="usd" contextRef="c95_AsOf31Dec2015_PerformingFinancingReceivableMember_OneToFourFamilyMixedUsePropertyPortfolioSegmentMember" decimals="-3">2052000</us-gaap:FinancingReceivableModificationsRecordedInvestment>
  <us-gaap:FinancingReceivableModificationsNumberOfContracts2 unitRef="pure" contextRef="c96_From1Jan2014To31Dec2014_PerformingFinancingReceivableMember_OneToFourFamilyMixedUsePropertyPortfolioSegmentMember" decimals="0">7</us-gaap:FinancingReceivableModificationsNumberOfContracts2>
  <us-gaap:FinancingReceivableModificationsRecordedInvestment unitRef="usd" contextRef="c97_AsOf31Dec2014_PerformingFinancingReceivableMember_OneToFourFamilyMixedUsePropertyPortfolioSegmentMember" decimals="-3">2381000</us-gaap:FinancingReceivableModificationsRecordedInvestment>
  <us-gaap:FinancingReceivableModificationsNumberOfContracts2 unitRef="pure" contextRef="c98_From1Jan2015To31Dec2015_PerformingFinancingReceivableMember_OnetoFourFamilyResidentialPortfolioSegmentMember" decimals="0">1</us-gaap:FinancingReceivableModificationsNumberOfContracts2>
  <us-gaap:FinancingReceivableModificationsRecordedInvestment unitRef="usd" contextRef="c99_AsOf31Dec2015_PerformingFinancingReceivableMember_OnetoFourFamilyResidentialPortfolioSegmentMember" decimals="-3">343000</us-gaap:FinancingReceivableModificationsRecordedInvestment>
  <us-gaap:FinancingReceivableModificationsNumberOfContracts2 unitRef="pure" contextRef="c100_From1Jan2014To31Dec2014_PerformingFinancingReceivableMember_OnetoFourFamilyResidentialPortfolioSegmentMember" decimals="0">1</us-gaap:FinancingReceivableModificationsNumberOfContracts2>
  <us-gaap:FinancingReceivableModificationsRecordedInvestment unitRef="usd" contextRef="c101_AsOf31Dec2014_PerformingFinancingReceivableMember_OnetoFourFamilyResidentialPortfolioSegmentMember" decimals="-3">354000</us-gaap:FinancingReceivableModificationsRecordedInvestment>
  <us-gaap:FinancingReceivableModificationsNumberOfContracts2 unitRef="pure" contextRef="c102_From1Jan2015To31Dec2015_PerformingFinancingReceivableMember_SmallBusinessAdministrationPortfolioSegmentMember" decimals="0">1</us-gaap:FinancingReceivableModificationsNumberOfContracts2>
  <us-gaap:FinancingReceivableModificationsRecordedInvestment unitRef="usd" contextRef="c103_AsOf31Dec2015_PerformingFinancingReceivableMember_SmallBusinessAdministrationPortfolioSegmentMember" decimals="-3">34000</us-gaap:FinancingReceivableModificationsRecordedInvestment>
  <us-gaap:FinancingReceivableModificationsNumberOfContracts2 unitRef="pure" contextRef="c104_From1Jan2015To31Dec2015_PerformingFinancingReceivableMember_CommercialBusinessAndOtherPortfolioSegmentMember" decimals="0">4</us-gaap:FinancingReceivableModificationsNumberOfContracts2>
  <us-gaap:FinancingReceivableModificationsRecordedInvestment unitRef="usd" contextRef="c105_AsOf31Dec2015_PerformingFinancingReceivableMember_CommercialBusinessAndOtherPortfolioSegmentMember" decimals="-3">2083000</us-gaap:FinancingReceivableModificationsRecordedInvestment>
  <us-gaap:FinancingReceivableModificationsNumberOfContracts2 unitRef="pure" contextRef="c106_From1Jan2014To31Dec2014_PerformingFinancingReceivableMember_CommercialBusinessAndOtherPortfolioSegmentMember" decimals="0">4</us-gaap:FinancingReceivableModificationsNumberOfContracts2>
  <us-gaap:FinancingReceivableModificationsRecordedInvestment unitRef="usd" contextRef="c107_AsOf31Dec2014_PerformingFinancingReceivableMember_CommercialBusinessAndOtherPortfolioSegmentMember" decimals="-3">2249000</us-gaap:FinancingReceivableModificationsRecordedInvestment>
  <us-gaap:FinancingReceivableModificationsNumberOfContracts2 unitRef="pure" contextRef="c58_From1Jan2015To31Dec2015_PerformingFinancingReceivableMember" decimals="0">24</us-gaap:FinancingReceivableModificationsNumberOfContracts2>
  <us-gaap:FinancingReceivableModificationsRecordedInvestment unitRef="usd" contextRef="c108_AsOf31Dec2015_PerformingFinancingReceivableMember" decimals="-3">9509000</us-gaap:FinancingReceivableModificationsRecordedInvestment>
  <us-gaap:FinancingReceivableModificationsNumberOfContracts2 unitRef="pure" contextRef="c109_From1Jan2014To31Dec2014_PerformingFinancingReceivableMember" decimals="0">25</us-gaap:FinancingReceivableModificationsNumberOfContracts2>
  <us-gaap:FinancingReceivableModificationsRecordedInvestment unitRef="usd" contextRef="c110_AsOf31Dec2014_PerformingFinancingReceivableMember" decimals="-3">10391000</us-gaap:FinancingReceivableModificationsRecordedInvestment>
  <us-gaap:TroubledDebtRestructuringsOnFinancingReceivablesTableTextBlock contextRef="c59_From1Jan2015To31Dec2015_NonperformingFinancingReceivableMember">&lt;table cellpadding=&quot;0&quot; cellspacing=&quot;0&quot; style=&quot;border-collapse: collapse; width: 100%; font: 10pt Times New Roman, Times, Serif&quot;&gt;

     &lt;tr style=&quot;vertical-align: bottom&quot;&gt;
      &lt;td&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td style=&quot;padding-bottom: 1pt&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td colspan=&quot;7&quot; style=&quot;text-align: center; border-bottom: Black 1pt solid&quot;&gt;December 31, 2015&lt;/td&gt;
      &lt;td style=&quot;padding-bottom: 1pt&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td colspan=&quot;7&quot; style=&quot;text-align: center; border-bottom: Black 1pt solid&quot;&gt;December 31, 2014&lt;/td&gt;
     &lt;/tr&gt;
     &lt;tr style=&quot;vertical-align: bottom&quot;&gt;
      &lt;td colspan=&quot;1&quot; style=&quot;font-style: italic; border-bottom: Black 1pt solid&quot;&gt;(Dollars in thousands)&lt;/td&gt;
      &lt;td style=&quot;border-bottom: Black 1pt solid; text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td colspan=&quot;3&quot; style=&quot;text-align: center; border-bottom: Black 1pt solid&quot;&gt;Number&lt;br /&gt; of contracts&lt;/td&gt;
      &lt;td style=&quot;padding-bottom: 1pt&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td colspan=&quot;3&quot; style=&quot;text-align: center; border-bottom: Black 1pt solid&quot;&gt;Recorded&lt;br /&gt; investment&lt;/td&gt;
      &lt;td style=&quot;padding-bottom: 1pt&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td colspan=&quot;3&quot; style=&quot;text-align: center; border-bottom: Black 1pt solid&quot;&gt;Number&lt;br /&gt; of contracts&lt;/td&gt;
      &lt;td style=&quot;padding-bottom: 1pt&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td colspan=&quot;3&quot; style=&quot;text-align: center; border-bottom: Black 1pt solid&quot;&gt;Recorded&lt;br /&gt; investment&lt;/td&gt;
     &lt;/tr&gt;
     &lt;tr style=&quot;vertical-align: bottom&quot;&gt;
      &lt;td style=&quot;font-weight: bold&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td style=&quot;font-weight: bold&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td colspan=&quot;3&quot; style=&quot;font-weight: bold; text-align: right&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td colspan=&quot;3&quot; style=&quot;text-align: center&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td style=&quot;font-weight: bold&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td colspan=&quot;3&quot; style=&quot;font-weight: bold&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td colspan=&quot;3&quot; style=&quot;text-align: center&quot;&gt;&amp;nbsp;&lt;/td&gt;
     &lt;/tr&gt;
     &lt;tr style=&quot;vertical-align: bottom; background-color: rgb(204,238,255)&quot;&gt;
      &lt;td style=&quot;width: 56%; text-align: left&quot;&gt;Multi-family residential&lt;/td&gt;
      &lt;td style=&quot;width: 1%&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td style=&quot;width: 1%; text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td style=&quot;width: 8%; text-align: right&quot;&gt;1&lt;/td&gt;
      &lt;td style=&quot;width: 1%; text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td style=&quot;width: 1%&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td style=&quot;width: 1%; text-align: left&quot;&gt;$&lt;/td&gt;
      &lt;td style=&quot;width: 8%; text-align: right&quot;&gt;391&lt;/td&gt;
      &lt;td style=&quot;width: 1%; text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td style=&quot;width: 1%&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td style=&quot;width: 1%; text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td style=&quot;width: 8%; text-align: right&quot;&gt;-&lt;/td&gt;
      &lt;td style=&quot;width: 1%; text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td style=&quot;width: 1%&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td style=&quot;width: 1%; text-align: left&quot;&gt;$&lt;/td&gt;
      &lt;td style=&quot;width: 8%; text-align: right&quot;&gt;-&lt;/td&gt;
      &lt;td style=&quot;width: 1%; text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
     &lt;/tr&gt;
     &lt;tr style=&quot;vertical-align: bottom; background-color: White&quot;&gt;
      &lt;td style=&quot;text-align: left&quot;&gt;Commercial real estate&lt;/td&gt;
      &lt;td&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td style=&quot;text-align: right&quot;&gt;-&lt;/td&gt;
      &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td style=&quot;text-align: right&quot;&gt;-&lt;/td&gt;
      &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td style=&quot;text-align: right&quot;&gt;1&lt;/td&gt;
      &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td style=&quot;text-align: right&quot;&gt;2,252&lt;/td&gt;
      &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
     &lt;/tr&gt;
     &lt;tr style=&quot;vertical-align: bottom; background-color: rgb(204,238,255)&quot;&gt;
      &lt;td style=&quot;text-align: left&quot;&gt;One-to-four family - mixed-use property&lt;/td&gt;
      &lt;td&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td style=&quot;text-align: right&quot;&gt;-&lt;/td&gt;
      &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td style=&quot;text-align: right&quot;&gt;-&lt;/td&gt;
      &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td style=&quot;text-align: right&quot;&gt;1&lt;/td&gt;
      &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td style=&quot;text-align: right&quot;&gt;187&lt;/td&gt;
      &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
     &lt;/tr&gt;
     &lt;tr style=&quot;vertical-align: bottom; background-color: White&quot;&gt;
      &lt;td style=&quot;padding-bottom: 1pt&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td style=&quot;padding-bottom: 1pt&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td style=&quot;text-align: left; padding-bottom: 1pt; border-bottom: Black 1pt solid&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td style=&quot;text-align: right; border-bottom: Black 1pt solid&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td style=&quot;text-align: left; padding-bottom: 1pt; border-bottom: Black 1pt solid&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td style=&quot;padding-bottom: 1pt&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td style=&quot;text-align: left; border-bottom: Black 1pt solid&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td style=&quot;text-align: right; border-bottom: Black 1pt solid&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td style=&quot;text-align: left; padding-bottom: 1pt; border-bottom: Black 1pt solid&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td style=&quot;padding-bottom: 1pt&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td style=&quot;text-align: left; padding-bottom: 1pt; border-bottom: Black 1pt solid&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td style=&quot;text-align: right; border-bottom: Black 1pt solid&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td style=&quot;text-align: left; padding-bottom: 1pt; border-bottom: Black 1pt solid&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td style=&quot;padding-bottom: 1pt&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td style=&quot;text-align: left; border-bottom: Black 1pt solid&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td style=&quot;text-align: right; border-bottom: Black 1pt solid&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td style=&quot;text-align: left; padding-bottom: 1pt&quot;&gt;&amp;nbsp;&lt;/td&gt;
     &lt;/tr&gt;
     &lt;tr style=&quot;vertical-align: bottom; background-color: White&quot;&gt;
      &lt;td style=&quot;text-align: left; padding-bottom: 2.25pt; padding-left: 10pt&quot;&gt;Total troubled debt restructurings that subsequently defaulted&lt;/td&gt;
      &lt;td style=&quot;padding-bottom: 2.25pt&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td style=&quot;border-bottom: Black 2.25pt double; text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td style=&quot;border-bottom: Black 2.25pt double; text-align: right&quot;&gt;1&lt;/td&gt;
      &lt;td style=&quot;border-bottom: Black 2.25pt double; text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td style=&quot;padding-bottom: 2.25pt&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td style=&quot;border-bottom: Black 2.25pt double; text-align: left&quot;&gt;$&lt;/td&gt;
      &lt;td style=&quot;border-bottom: Black 2.25pt double; text-align: right&quot;&gt;391&lt;/td&gt;
      &lt;td style=&quot;border-bottom: Black 2.25pt double; text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td style=&quot;padding-bottom: 2.25pt&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td style=&quot;border-bottom: Black 2.25pt double; text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td style=&quot;border-bottom: Black 2.25pt double; text-align: right&quot;&gt;2&lt;/td&gt;
      &lt;td style=&quot;border-bottom: Black 2.25pt double; text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td style=&quot;padding-bottom: 2.25pt&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td style=&quot;border-bottom: Black 2.25pt double; text-align: left&quot;&gt;$&lt;/td&gt;
      &lt;td style=&quot;border-bottom: Black 2.25pt double; text-align: right&quot;&gt;2,439&lt;/td&gt;
      &lt;td style=&quot;border-bottom: Black 2.25pt double; text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
     &lt;/tr&gt;

   &lt;/table&gt;</us-gaap:TroubledDebtRestructuringsOnFinancingReceivablesTableTextBlock>
  <us-gaap:FinancingReceivableModificationsSubsequentDefaultNumberOfContracts1 unitRef="pure" contextRef="c111_From1Jan2015To31Dec2015_NonperformingFinancingReceivableMember_MultifamilyResidentialPortfolioSegmentMember" decimals="0">1</us-gaap:FinancingReceivableModificationsSubsequentDefaultNumberOfContracts1>
  <us-gaap:FinancingReceivableModificationsSubsequentDefaultRecordedInvestment1 unitRef="usd" contextRef="c111_From1Jan2015To31Dec2015_NonperformingFinancingReceivableMember_MultifamilyResidentialPortfolioSegmentMember" decimals="-3">391000</us-gaap:FinancingReceivableModificationsSubsequentDefaultRecordedInvestment1>
  <us-gaap:FinancingReceivableModificationsSubsequentDefaultNumberOfContracts1 unitRef="pure" contextRef="c112_From1Jan2014To31Dec2014_NonperformingFinancingReceivableMember_CommercialRealEstatePortfolioSegmentMember" decimals="0">1</us-gaap:FinancingReceivableModificationsSubsequentDefaultNumberOfContracts1>
  <us-gaap:FinancingReceivableModificationsSubsequentDefaultRecordedInvestment1 unitRef="usd" contextRef="c112_From1Jan2014To31Dec2014_NonperformingFinancingReceivableMember_CommercialRealEstatePortfolioSegmentMember" decimals="-3">2252000</us-gaap:FinancingReceivableModificationsSubsequentDefaultRecordedInvestment1>
  <us-gaap:FinancingReceivableModificationsSubsequentDefaultNumberOfContracts1 unitRef="pure" contextRef="c113_From1Jan2014To31Dec2014_NonperformingFinancingReceivableMember_OneToFourFamilyMixedUsePropertyPortfolioSegmentMember" decimals="0">1</us-gaap:FinancingReceivableModificationsSubsequentDefaultNumberOfContracts1>
  <us-gaap:FinancingReceivableModificationsSubsequentDefaultRecordedInvestment1 unitRef="usd" contextRef="c113_From1Jan2014To31Dec2014_NonperformingFinancingReceivableMember_OneToFourFamilyMixedUsePropertyPortfolioSegmentMember" decimals="-3">187000</us-gaap:FinancingReceivableModificationsSubsequentDefaultRecordedInvestment1>
  <us-gaap:FinancingReceivableModificationsSubsequentDefaultNumberOfContracts1 unitRef="pure" contextRef="c59_From1Jan2015To31Dec2015_NonperformingFinancingReceivableMember" decimals="0">1</us-gaap:FinancingReceivableModificationsSubsequentDefaultNumberOfContracts1>
  <us-gaap:FinancingReceivableModificationsSubsequentDefaultRecordedInvestment1 unitRef="usd" contextRef="c59_From1Jan2015To31Dec2015_NonperformingFinancingReceivableMember" decimals="-3">391000</us-gaap:FinancingReceivableModificationsSubsequentDefaultRecordedInvestment1>
  <us-gaap:FinancingReceivableModificationsSubsequentDefaultNumberOfContracts1 unitRef="pure" contextRef="c61_From1Jan2014To31Dec2014_NonperformingFinancingReceivableMember" decimals="0">2</us-gaap:FinancingReceivableModificationsSubsequentDefaultNumberOfContracts1>
  <us-gaap:FinancingReceivableModificationsSubsequentDefaultRecordedInvestment1 unitRef="usd" contextRef="c61_From1Jan2014To31Dec2014_NonperformingFinancingReceivableMember" decimals="-3">2439000</us-gaap:FinancingReceivableModificationsSubsequentDefaultRecordedInvestment1>
  <us-gaap:ScheduleOfFinancingReceivablesNonAccrualStatusTableTextBlock contextRef="c2_From1Jan2015To31Dec2015">&lt;table cellpadding=&quot;0&quot; cellspacing=&quot;0&quot; style=&quot;border-collapse: collapse; width: 100%; font: 10pt Times New Roman, Times, Serif&quot;&gt;

     &lt;tr style=&quot;vertical-align: bottom&quot;&gt;
      &lt;td&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td style=&quot;padding-bottom: 1pt&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td colspan=&quot;7&quot; style=&quot;text-align: center; border-bottom: Black 1pt solid&quot;&gt;At December 31,&lt;/td&gt;
     &lt;/tr&gt;
     &lt;tr style=&quot;vertical-align: bottom&quot;&gt;
      &lt;td colspan=&quot;1&quot; style=&quot;font-style: italic; text-align: left; border-bottom: Black 1pt solid&quot;&gt;(In thousands)&lt;/td&gt;
      &lt;td style=&quot;padding-bottom: 1pt; border-bottom: Black 1pt solid&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td colspan=&quot;3&quot; style=&quot;text-align: center; border-bottom: Black 1pt solid&quot;&gt;2015&lt;/td&gt;
      &lt;td style=&quot;padding-bottom: 1pt; border-bottom: Black 1pt solid&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td colspan=&quot;3&quot; style=&quot;text-align: center; border-bottom: Black 1pt solid&quot;&gt;2014&lt;/td&gt;
     &lt;/tr&gt;
     &lt;tr style=&quot;vertical-align: bottom&quot;&gt;
      &lt;td&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td colspan=&quot;3&quot; style=&quot;text-align: right&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td colspan=&quot;3&quot; style=&quot;text-align: right&quot;&gt;&amp;nbsp;&lt;/td&gt;
     &lt;/tr&gt;
     &lt;tr style=&quot;vertical-align: bottom; background-color: rgb(204,238,255)&quot;&gt;
      &lt;td style=&quot;font-weight: bold; text-align: left; padding-left: 0pt&quot;&gt;Loans ninety days or more past due and still accruing:&lt;/td&gt;
      &lt;td&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td style=&quot;text-align: right&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td style=&quot;text-align: right&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
     &lt;/tr&gt;
     &lt;tr style=&quot;vertical-align: bottom; background-color: White&quot;&gt;
      &lt;td style=&quot;width: 70%; text-align: left&quot;&gt;Multi-family residential&lt;/td&gt;
      &lt;td style=&quot;width: 1%&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td style=&quot;width: 1%; text-align: left&quot;&gt;$&lt;/td&gt;
      &lt;td style=&quot;width: 12%; text-align: right&quot;&gt;233&lt;/td&gt;
      &lt;td style=&quot;width: 1%; text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td style=&quot;width: 1%&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td style=&quot;width: 1%; text-align: left&quot;&gt;$&lt;/td&gt;
      &lt;td style=&quot;width: 12%; text-align: right&quot;&gt;676&lt;/td&gt;
      &lt;td style=&quot;width: 1%; text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
     &lt;/tr&gt;
     &lt;tr style=&quot;vertical-align: bottom; background-color: rgb(204,238,255)&quot;&gt;
      &lt;td style=&quot;text-align: left&quot;&gt;Commercial real estate&lt;/td&gt;
      &lt;td&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td style=&quot;text-align: right&quot;&gt;1,183&lt;/td&gt;
      &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td style=&quot;text-align: right&quot;&gt;820&lt;/td&gt;
      &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
     &lt;/tr&gt;
     &lt;tr style=&quot;vertical-align: bottom; background-color: White&quot;&gt;
      &lt;td style=&quot;text-align: left&quot;&gt;One-to-four family mixed-use property&lt;/td&gt;
      &lt;td&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td style=&quot;text-align: right&quot;&gt;611&lt;/td&gt;
      &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td style=&quot;text-align: right&quot;&gt;405&lt;/td&gt;
      &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
     &lt;/tr&gt;
     &lt;tr style=&quot;vertical-align: bottom; background-color: rgb(204,238,255)&quot;&gt;
      &lt;td style=&quot;text-align: left&quot;&gt;One-to-four family residential&lt;/td&gt;
      &lt;td&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td style=&quot;text-align: right&quot;&gt;13&lt;/td&gt;
      &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td style=&quot;text-align: right&quot;&gt;14&lt;/td&gt;
      &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
     &lt;/tr&gt;
     &lt;tr style=&quot;vertical-align: bottom; background-color: White&quot;&gt;
      &lt;td&gt;Construction&lt;/td&gt;
      &lt;td&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td style=&quot;text-align: right&quot;&gt;1,000&lt;/td&gt;
      &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td style=&quot;text-align: right&quot;&gt;-&lt;/td&gt;
      &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
     &lt;/tr&gt;
     &lt;tr style=&quot;vertical-align: bottom; background-color: rgb(204,238,255)&quot;&gt;
      &lt;td style=&quot;text-align: left; padding-bottom: 1pt&quot;&gt;Commercial business and other&lt;/td&gt;
      &lt;td style=&quot;padding-bottom: 1pt&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td style=&quot;border-bottom: Black 1pt solid; text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td style=&quot;border-bottom: Black 1pt solid; text-align: right&quot;&gt;220&lt;/td&gt;
      &lt;td style=&quot;border-bottom: Black 1pt solid; text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td style=&quot;padding-bottom: 1pt&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td style=&quot;border-bottom: Black 1pt solid; text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td style=&quot;border-bottom: Black 1pt solid; text-align: right&quot;&gt;386&lt;/td&gt;
      &lt;td style=&quot;border-bottom: Black 1pt solid; text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
     &lt;/tr&gt;
     &lt;tr style=&quot;vertical-align: bottom; background-color: White&quot;&gt;
      &lt;td style=&quot;padding-bottom: 1pt; padding-left: 10pt&quot;&gt;Total&lt;/td&gt;
      &lt;td style=&quot;padding-bottom: 1pt&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td style=&quot;border-bottom: Black 1pt solid; text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td style=&quot;border-bottom: Black 1pt solid; text-align: right&quot;&gt;3,260&lt;/td&gt;
      &lt;td style=&quot;border-bottom: Black 1pt solid; text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td style=&quot;padding-bottom: 1pt&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td style=&quot;border-bottom: Black 1pt solid; text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td style=&quot;border-bottom: Black 1pt solid; text-align: right&quot;&gt;2,301&lt;/td&gt;
      &lt;td style=&quot;border-bottom: Black 1pt solid; text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
     &lt;/tr&gt;
     &lt;tr style=&quot;vertical-align: bottom; background-color: rgb(204,238,255)&quot;&gt;
      &lt;td&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td style=&quot;text-align: right&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td style=&quot;text-align: right&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
     &lt;/tr&gt;
     &lt;tr style=&quot;vertical-align: bottom; background-color: White&quot;&gt;
      &lt;td style=&quot;font-weight: bold; text-align: left&quot;&gt;Non-accrual mortgage loans:&lt;/td&gt;
      &lt;td&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td style=&quot;text-align: right&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td style=&quot;text-align: right&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
     &lt;/tr&gt;
     &lt;tr style=&quot;vertical-align: bottom; background-color: rgb(204,238,255)&quot;&gt;
      &lt;td style=&quot;text-align: left&quot;&gt;Multi-family residential&lt;/td&gt;
      &lt;td&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td style=&quot;text-align: right&quot;&gt;3,561&lt;/td&gt;
      &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td style=&quot;text-align: right&quot;&gt;6,878&lt;/td&gt;
      &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
     &lt;/tr&gt;
     &lt;tr style=&quot;vertical-align: bottom; background-color: White&quot;&gt;
      &lt;td style=&quot;text-align: left&quot;&gt;Commercial real estate&lt;/td&gt;
      &lt;td&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td style=&quot;text-align: right&quot;&gt;2,398&lt;/td&gt;
      &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td style=&quot;text-align: right&quot;&gt;5,689&lt;/td&gt;
      &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
     &lt;/tr&gt;
     &lt;tr style=&quot;vertical-align: bottom; background-color: rgb(204,238,255)&quot;&gt;
      &lt;td style=&quot;text-align: left&quot;&gt;One-to-four family mixed-use property&lt;/td&gt;
      &lt;td&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td style=&quot;text-align: right&quot;&gt;5,952&lt;/td&gt;
      &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td style=&quot;text-align: right&quot;&gt;6,936&lt;/td&gt;
      &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
     &lt;/tr&gt;
     &lt;tr style=&quot;vertical-align: bottom; background-color: White&quot;&gt;
      &lt;td style=&quot;text-align: left; padding-bottom: 1pt&quot;&gt;One-to-four family residential&lt;/td&gt;
      &lt;td style=&quot;padding-bottom: 1pt&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td style=&quot;border-bottom: Black 1pt solid; text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td style=&quot;border-bottom: Black 1pt solid; text-align: right&quot;&gt;10,120&lt;/td&gt;
      &lt;td style=&quot;border-bottom: Black 1pt solid; text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td style=&quot;padding-bottom: 1pt&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td style=&quot;border-bottom: Black 1pt solid; text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td style=&quot;border-bottom: Black 1pt solid; text-align: right&quot;&gt;11,244&lt;/td&gt;
      &lt;td style=&quot;border-bottom: Black 1pt solid; text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
     &lt;/tr&gt;
     &lt;tr style=&quot;vertical-align: bottom; background-color: rgb(204,238,255)&quot;&gt;
      &lt;td style=&quot;padding-bottom: 1pt; padding-left: 10pt&quot;&gt;Total&lt;/td&gt;
      &lt;td style=&quot;padding-bottom: 1pt&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td style=&quot;border-bottom: Black 1pt solid; text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td style=&quot;border-bottom: Black 1pt solid; text-align: right&quot;&gt;22,031&lt;/td&gt;
      &lt;td style=&quot;border-bottom: Black 1pt solid; text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td style=&quot;padding-bottom: 1pt&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td style=&quot;border-bottom: Black 1pt solid; text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td style=&quot;border-bottom: Black 1pt solid; text-align: right&quot;&gt;30,747&lt;/td&gt;
      &lt;td style=&quot;border-bottom: Black 1pt solid; text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
     &lt;/tr&gt;
     &lt;tr style=&quot;vertical-align: bottom; background-color: White&quot;&gt;
      &lt;td&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td style=&quot;text-align: right&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td style=&quot;text-align: right&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
     &lt;/tr&gt;
     &lt;tr style=&quot;vertical-align: bottom; background-color: rgb(204,238,255)&quot;&gt;
      &lt;td style=&quot;font-weight: bold; text-align: left&quot;&gt;Non-accrual non-mortgage loans:&lt;/td&gt;
      &lt;td&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td style=&quot;text-align: right&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td style=&quot;text-align: right&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
     &lt;/tr&gt;
     &lt;tr style=&quot;vertical-align: bottom; background-color: White&quot;&gt;
      &lt;td style=&quot;text-align: left&quot;&gt;Small business administration&lt;/td&gt;
      &lt;td&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td style=&quot;text-align: right&quot;&gt;218&lt;/td&gt;
      &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td style=&quot;text-align: right&quot;&gt;-&lt;/td&gt;
      &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
     &lt;/tr&gt;
     &lt;tr style=&quot;vertical-align: bottom; background-color: rgb(204,238,255)&quot;&gt;
      &lt;td style=&quot;text-align: left; padding-bottom: 1pt&quot;&gt;Commercial business and other&lt;/td&gt;
      &lt;td style=&quot;padding-bottom: 1pt&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td style=&quot;border-bottom: Black 1pt solid; text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td style=&quot;border-bottom: Black 1pt solid; text-align: right&quot;&gt;568&lt;/td&gt;
      &lt;td style=&quot;border-bottom: Black 1pt solid; text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td style=&quot;padding-bottom: 1pt&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td style=&quot;border-bottom: Black 1pt solid; text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td style=&quot;border-bottom: Black 1pt solid; text-align: right&quot;&gt;1,143&lt;/td&gt;
      &lt;td style=&quot;border-bottom: Black 1pt solid; text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
     &lt;/tr&gt;
     &lt;tr style=&quot;vertical-align: bottom; background-color: White&quot;&gt;
      &lt;td style=&quot;padding-bottom: 1pt; padding-left: 10pt&quot;&gt;Total&lt;/td&gt;
      &lt;td style=&quot;padding-bottom: 1pt&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td style=&quot;border-bottom: Black 1pt solid; text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td style=&quot;border-bottom: Black 1pt solid; text-align: right&quot;&gt;786&lt;/td&gt;
      &lt;td style=&quot;border-bottom: Black 1pt solid; text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td style=&quot;padding-bottom: 1pt&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td style=&quot;border-bottom: Black 1pt solid; text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td style=&quot;border-bottom: Black 1pt solid; text-align: right&quot;&gt;1,143&lt;/td&gt;
      &lt;td style=&quot;border-bottom: Black 1pt solid; text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
     &lt;/tr&gt;
     &lt;tr style=&quot;vertical-align: bottom; background-color: rgb(204,238,255)&quot;&gt;
      &lt;td&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td style=&quot;text-align: right&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td style=&quot;text-align: right&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
     &lt;/tr&gt;
     &lt;tr style=&quot;vertical-align: bottom; background-color: White&quot;&gt;
      &lt;td style=&quot;font-weight: bold; text-align: left; padding-bottom: 1pt; padding-left: 20pt&quot;&gt;Total non-accrual loans&lt;/td&gt;
      &lt;td style=&quot;padding-bottom: 1pt&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td style=&quot;border-bottom: Black 1pt solid; text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td style=&quot;border-bottom: Black 1pt solid; text-align: right&quot;&gt;22,817&lt;/td&gt;
      &lt;td style=&quot;border-bottom: Black 1pt solid; text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td style=&quot;padding-bottom: 1pt&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td style=&quot;border-bottom: Black 1pt solid; text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td style=&quot;border-bottom: Black 1pt solid; text-align: right&quot;&gt;31,890&lt;/td&gt;
      &lt;td style=&quot;border-bottom: Black 1pt solid; text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
     &lt;/tr&gt;
     &lt;tr style=&quot;vertical-align: bottom; background-color: rgb(204,238,255)&quot;&gt;
      &lt;td&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td style=&quot;text-align: right&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td style=&quot;text-align: right&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
     &lt;/tr&gt;
     &lt;tr style=&quot;vertical-align: bottom; background-color: White&quot;&gt;
      &lt;td&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td style=&quot;text-align: right&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td style=&quot;text-align: right&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
     &lt;/tr&gt;
     &lt;tr style=&quot;vertical-align: bottom; background-color: rgb(204,238,255)&quot;&gt;
      &lt;td style=&quot;font-weight: bold; text-align: left; padding-bottom: 2.25pt; padding-left: 20pt&quot;&gt;Total non-accrual loans and ninety days or more past due and still accruing&lt;/td&gt;
      &lt;td style=&quot;padding-bottom: 2.25pt&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td style=&quot;border-bottom: Black 2.25pt double; text-align: left&quot;&gt;$&lt;/td&gt;
      &lt;td style=&quot;border-bottom: Black 2.25pt double; text-align: right&quot;&gt;26,077&lt;/td&gt;
      &lt;td style=&quot;border-bottom: Black 2.25pt double; text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td style=&quot;padding-bottom: 2.25pt&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td style=&quot;border-bottom: Black 2.25pt double; text-align: left&quot;&gt;$&lt;/td&gt;
      &lt;td style=&quot;border-bottom: Black 2.25pt double; text-align: right&quot;&gt;34,191&lt;/td&gt;
      &lt;td style=&quot;border-bottom: Black 2.25pt double; text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
     &lt;/tr&gt;

   &lt;/table&gt;</us-gaap:ScheduleOfFinancingReceivablesNonAccrualStatusTableTextBlock>
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  <us-gaap:FinancingReceivableRecordedInvestment90DaysPastDueAndStillAccruing unitRef="usd" contextRef="c115_AsOf31Dec2014_NonperformingFinancingReceivableMember_MultifamilyResidentialPortfolioSegmentMember" decimals="-3">676000</us-gaap:FinancingReceivableRecordedInvestment90DaysPastDueAndStillAccruing>
  <us-gaap:FinancingReceivableRecordedInvestment90DaysPastDueAndStillAccruing unitRef="usd" contextRef="c116_AsOf31Dec2015_NonperformingFinancingReceivableMember_CommercialRealEstatePortfolioSegmentMember" decimals="-3">1183000</us-gaap:FinancingReceivableRecordedInvestment90DaysPastDueAndStillAccruing>
  <us-gaap:FinancingReceivableRecordedInvestment90DaysPastDueAndStillAccruing unitRef="usd" contextRef="c117_AsOf31Dec2014_NonperformingFinancingReceivableMember_CommercialRealEstatePortfolioSegmentMember" decimals="-3">820000</us-gaap:FinancingReceivableRecordedInvestment90DaysPastDueAndStillAccruing>
  <us-gaap:FinancingReceivableRecordedInvestment90DaysPastDueAndStillAccruing unitRef="usd" contextRef="c118_AsOf31Dec2015_NonperformingFinancingReceivableMember_OneToFourFamilyMixedUsePropertyPortfolioSegmentMember" decimals="-3">611000</us-gaap:FinancingReceivableRecordedInvestment90DaysPastDueAndStillAccruing>
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  <us-gaap:FinancingReceivableRecordedInvestment90DaysPastDueAndStillAccruing unitRef="usd" contextRef="c122_AsOf31Dec2015_NonperformingFinancingReceivableMember_ConstructionPortfolioSegmentMember" decimals="-3">1000000</us-gaap:FinancingReceivableRecordedInvestment90DaysPastDueAndStillAccruing>
  <us-gaap:FinancingReceivableRecordedInvestment90DaysPastDueAndStillAccruing unitRef="usd" contextRef="c123_AsOf31Dec2015_NonperformingFinancingReceivableMember_CommercialBusinessAndOtherPortfolioSegmentMember" decimals="-3">220000</us-gaap:FinancingReceivableRecordedInvestment90DaysPastDueAndStillAccruing>
  <us-gaap:FinancingReceivableRecordedInvestment90DaysPastDueAndStillAccruing unitRef="usd" contextRef="c124_AsOf31Dec2014_NonperformingFinancingReceivableMember_CommercialBusinessAndOtherPortfolioSegmentMember" decimals="-3">386000</us-gaap:FinancingReceivableRecordedInvestment90DaysPastDueAndStillAccruing>
  <us-gaap:FinancingReceivableRecordedInvestment90DaysPastDueAndStillAccruing unitRef="usd" contextRef="c60_AsOf31Dec2015_NonperformingFinancingReceivableMember" decimals="-3">3260000</us-gaap:FinancingReceivableRecordedInvestment90DaysPastDueAndStillAccruing>
  <us-gaap:FinancingReceivableRecordedInvestment90DaysPastDueAndStillAccruing unitRef="usd" contextRef="c62_AsOf31Dec2014_NonperformingFinancingReceivableMember" decimals="-3">2301000</us-gaap:FinancingReceivableRecordedInvestment90DaysPastDueAndStillAccruing>
  <us-gaap:FinancingReceivableRecordedInvestmentNonaccrualStatus unitRef="usd" contextRef="c125_AsOf31Dec2015_MortgageReceivablesMember_NonperformingFinancingReceivableMember_MultifamilyResidentialPortfolioSegmentMember" decimals="-3">3561000</us-gaap:FinancingReceivableRecordedInvestmentNonaccrualStatus>
  <us-gaap:FinancingReceivableRecordedInvestmentNonaccrualStatus unitRef="usd" contextRef="c126_AsOf31Dec2014_MortgageReceivablesMember_NonperformingFinancingReceivableMember_MultifamilyResidentialPortfolioSegmentMember" decimals="-3">6878000</us-gaap:FinancingReceivableRecordedInvestmentNonaccrualStatus>
  <us-gaap:FinancingReceivableRecordedInvestmentNonaccrualStatus unitRef="usd" contextRef="c127_AsOf31Dec2015_MortgageReceivablesMember_NonperformingFinancingReceivableMember_CommercialRealEstatePortfolioSegmentMember" decimals="-3">2398000</us-gaap:FinancingReceivableRecordedInvestmentNonaccrualStatus>
  <us-gaap:FinancingReceivableRecordedInvestmentNonaccrualStatus unitRef="usd" contextRef="c128_AsOf31Dec2014_MortgageReceivablesMember_NonperformingFinancingReceivableMember_CommercialRealEstatePortfolioSegmentMember" decimals="-3">5689000</us-gaap:FinancingReceivableRecordedInvestmentNonaccrualStatus>
  <us-gaap:FinancingReceivableRecordedInvestmentNonaccrualStatus unitRef="usd" contextRef="c129_AsOf31Dec2015_MortgageReceivablesMember_NonperformingFinancingReceivableMember_OneToFourFamilyMixedUsePropertyPortfolioSegmentMember" decimals="-3">5952000</us-gaap:FinancingReceivableRecordedInvestmentNonaccrualStatus>
  <us-gaap:FinancingReceivableRecordedInvestmentNonaccrualStatus unitRef="usd" contextRef="c130_AsOf31Dec2014_MortgageReceivablesMember_NonperformingFinancingReceivableMember_OneToFourFamilyMixedUsePropertyPortfolioSegmentMember" decimals="-3">6936000</us-gaap:FinancingReceivableRecordedInvestmentNonaccrualStatus>
  <us-gaap:FinancingReceivableRecordedInvestmentNonaccrualStatus unitRef="usd" contextRef="c131_AsOf31Dec2015_MortgageReceivablesMember_NonperformingFinancingReceivableMember_OnetoFourFamilyResidentialPortfolioSegmentMember" decimals="-3">10120000</us-gaap:FinancingReceivableRecordedInvestmentNonaccrualStatus>
  <us-gaap:FinancingReceivableRecordedInvestmentNonaccrualStatus unitRef="usd" contextRef="c132_AsOf31Dec2014_MortgageReceivablesMember_NonperformingFinancingReceivableMember_OnetoFourFamilyResidentialPortfolioSegmentMember" decimals="-3">11244000</us-gaap:FinancingReceivableRecordedInvestmentNonaccrualStatus>
  <us-gaap:FinancingReceivableRecordedInvestmentNonaccrualStatus unitRef="usd" contextRef="c133_AsOf31Dec2015_MortgageReceivablesMember_NonperformingFinancingReceivableMember" decimals="-3">22031000</us-gaap:FinancingReceivableRecordedInvestmentNonaccrualStatus>
  <us-gaap:FinancingReceivableRecordedInvestmentNonaccrualStatus unitRef="usd" contextRef="c134_AsOf31Dec2014_MortgageReceivablesMember_NonperformingFinancingReceivableMember" decimals="-3">30747000</us-gaap:FinancingReceivableRecordedInvestmentNonaccrualStatus>
  <us-gaap:FinancingReceivableRecordedInvestmentNonaccrualStatus unitRef="usd" contextRef="c135_AsOf31Dec2015_NonmortgageReceivablesMember_NonperformingFinancingReceivableMember_SmallBusinessAdministrationPortfolioSegmentMember" decimals="-3">218000</us-gaap:FinancingReceivableRecordedInvestmentNonaccrualStatus>
  <us-gaap:FinancingReceivableRecordedInvestmentNonaccrualStatus unitRef="usd" contextRef="c136_AsOf31Dec2015_NonmortgageReceivablesMember_NonperformingFinancingReceivableMember_CommercialBusinessAndOtherPortfolioSegmentMember" decimals="-3">568000</us-gaap:FinancingReceivableRecordedInvestmentNonaccrualStatus>
  <us-gaap:FinancingReceivableRecordedInvestmentNonaccrualStatus unitRef="usd" contextRef="c137_AsOf31Dec2014_NonmortgageReceivablesMember_NonperformingFinancingReceivableMember_CommercialBusinessAndOtherPortfolioSegmentMember" decimals="-3">1143000</us-gaap:FinancingReceivableRecordedInvestmentNonaccrualStatus>
  <us-gaap:FinancingReceivableRecordedInvestmentNonaccrualStatus unitRef="usd" contextRef="c138_AsOf31Dec2015_NonmortgageReceivablesMember_NonperformingFinancingReceivableMember" decimals="-3">786000</us-gaap:FinancingReceivableRecordedInvestmentNonaccrualStatus>
  <us-gaap:FinancingReceivableRecordedInvestmentNonaccrualStatus unitRef="usd" contextRef="c139_AsOf31Dec2014_NonmortgageReceivablesMember_NonperformingFinancingReceivableMember" decimals="-3">1143000</us-gaap:FinancingReceivableRecordedInvestmentNonaccrualStatus>
  <us-gaap:FinancingReceivableRecordedInvestmentNonaccrualStatus unitRef="usd" contextRef="c60_AsOf31Dec2015_NonperformingFinancingReceivableMember" decimals="-3">22817000</us-gaap:FinancingReceivableRecordedInvestmentNonaccrualStatus>
  <us-gaap:FinancingReceivableRecordedInvestmentNonaccrualStatus unitRef="usd" contextRef="c62_AsOf31Dec2014_NonperformingFinancingReceivableMember" decimals="-3">31890000</us-gaap:FinancingReceivableRecordedInvestmentNonaccrualStatus>
  <ffic:TotalNonaccrualLoansAndLoansNinetyDaysOrMorePastDueAndStillAccruing unitRef="usd" contextRef="c60_AsOf31Dec2015_NonperformingFinancingReceivableMember" decimals="-3">26077000</ffic:TotalNonaccrualLoansAndLoansNinetyDaysOrMorePastDueAndStillAccruing>
  <ffic:TotalNonaccrualLoansAndLoansNinetyDaysOrMorePastDueAndStillAccruing unitRef="usd" contextRef="c62_AsOf31Dec2014_NonperformingFinancingReceivableMember" decimals="-3">34191000</ffic:TotalNonaccrualLoansAndLoansNinetyDaysOrMorePastDueAndStillAccruing>
  <ffic:ScheduleOfInterestForegoneOnNonAccrualAndTDRLoansTableTextBlock contextRef="c2_From1Jan2015To31Dec2015">&lt;table cellpadding=&quot;0&quot; cellspacing=&quot;0&quot; style=&quot;border-collapse: collapse; width: 100%; font: 10pt Times New Roman, Times, Serif&quot;&gt;

     &lt;tr style=&quot;vertical-align: bottom&quot;&gt;
      &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td style=&quot;padding-bottom: 1pt&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td colspan=&quot;3&quot; style=&quot;text-align: center; border-bottom: Black 1pt solid&quot;&gt;2015&lt;/td&gt;
      &lt;td style=&quot;padding-bottom: 1pt&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td colspan=&quot;3&quot; style=&quot;text-align: center; border-bottom: Black 1pt solid&quot;&gt;2014&lt;/td&gt;
      &lt;td style=&quot;padding-bottom: 1pt&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td colspan=&quot;3&quot; style=&quot;text-align: center; border-bottom: Black 1pt solid&quot;&gt;2013&lt;/td&gt;
     &lt;/tr&gt;
     &lt;tr style=&quot;vertical-align: bottom&quot;&gt;
      &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td style=&quot;font-style: italic&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td colspan=&quot;11&quot; style=&quot;font-style: italic; text-align: center&quot;&gt;(In thousands)&lt;/td&gt;
     &lt;/tr&gt;
     &lt;tr style=&quot;vertical-align: bottom; background-color: rgb(204,238,255)&quot;&gt;
      &lt;td style=&quot;width: 61%; text-align: left; padding-left: 0pt&quot;&gt;Interest income that would have been recognized had the loans performed in accordance with their original terms&lt;/td&gt;
      &lt;td style=&quot;width: 1%&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td style=&quot;width: 1%; text-align: left&quot;&gt;$&lt;/td&gt;
      &lt;td style=&quot;width: 10%; text-align: right&quot;&gt;2,387&lt;/td&gt;
      &lt;td style=&quot;width: 1%; text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td style=&quot;width: 1%&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td style=&quot;width: 1%; text-align: left&quot;&gt;$&lt;/td&gt;
      &lt;td style=&quot;width: 10%; text-align: right&quot;&gt;2,919&lt;/td&gt;
      &lt;td style=&quot;width: 1%; text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td style=&quot;width: 1%&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td style=&quot;width: 1%; text-align: left&quot;&gt;$&lt;/td&gt;
      &lt;td style=&quot;width: 10%; text-align: right&quot;&gt;4,656&lt;/td&gt;
      &lt;td style=&quot;width: 1%; text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
     &lt;/tr&gt;
     &lt;tr style=&quot;vertical-align: bottom; background-color: White&quot;&gt;
      &lt;td style=&quot;text-align: left; padding-bottom: 1pt&quot;&gt;Less:&amp;nbsp;&amp;nbsp;Interest income included in the results of operations&lt;/td&gt;
      &lt;td style=&quot;padding-bottom: 1pt&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td style=&quot;border-bottom: Black 1pt solid; text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td style=&quot;border-bottom: Black 1pt solid; text-align: right&quot;&gt;702&lt;/td&gt;
      &lt;td style=&quot;border-bottom: Black 1pt solid; text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td style=&quot;padding-bottom: 1pt&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td style=&quot;border-bottom: Black 1pt solid; text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td style=&quot;border-bottom: Black 1pt solid; text-align: right&quot;&gt;796&lt;/td&gt;
      &lt;td style=&quot;border-bottom: Black 1pt solid; text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td style=&quot;padding-bottom: 1pt&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td style=&quot;border-bottom: Black 1pt solid; text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td style=&quot;border-bottom: Black 1pt solid; text-align: right&quot;&gt;1,213&lt;/td&gt;
      &lt;td style=&quot;border-bottom: Black 1pt solid; text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
     &lt;/tr&gt;
     &lt;tr style=&quot;vertical-align: bottom; background-color: rgb(204,238,255)&quot;&gt;
      &lt;td style=&quot;text-align: left; padding-bottom: 2.25pt; padding-left: 10pt&quot;&gt;Total foregone interest&lt;/td&gt;
      &lt;td style=&quot;padding-bottom: 2.25pt&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td style=&quot;border-bottom: Black 2.25pt double; text-align: left&quot;&gt;$&lt;/td&gt;
      &lt;td style=&quot;border-bottom: Black 2.25pt double; text-align: right&quot;&gt;1,685&lt;/td&gt;
      &lt;td style=&quot;border-bottom: Black 2.25pt double; text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td style=&quot;padding-bottom: 2.25pt&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td style=&quot;border-bottom: Black 2.25pt double; text-align: left&quot;&gt;$&lt;/td&gt;
      &lt;td style=&quot;border-bottom: Black 2.25pt double; text-align: right&quot;&gt;2,123&lt;/td&gt;
      &lt;td style=&quot;border-bottom: Black 2.25pt double; text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td style=&quot;padding-bottom: 2.25pt&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td style=&quot;border-bottom: Black 2.25pt double; text-align: left&quot;&gt;$&lt;/td&gt;
      &lt;td style=&quot;border-bottom: Black 2.25pt double; text-align: right&quot;&gt;3,443&lt;/td&gt;
      &lt;td style=&quot;border-bottom: Black 2.25pt double; text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
     &lt;/tr&gt;

   &lt;/table&gt;</ffic:ScheduleOfInterestForegoneOnNonAccrualAndTDRLoansTableTextBlock>
  <ffic:LoansAndLeasesReceivableImpairedTroubledDebtAndNonAccrualLoansInterestIncome unitRef="usd" contextRef="c2_From1Jan2015To31Dec2015" decimals="-3">2387000</ffic:LoansAndLeasesReceivableImpairedTroubledDebtAndNonAccrualLoansInterestIncome>
  <ffic:LoansAndLeasesReceivableImpairedTroubledDebtAndNonAccrualLoansInterestIncome unitRef="usd" contextRef="c3_From1Jan2014To31Dec2014" decimals="-3">2919000</ffic:LoansAndLeasesReceivableImpairedTroubledDebtAndNonAccrualLoansInterestIncome>
  <ffic:LoansAndLeasesReceivableImpairedTroubledDebtAndNonAccrualLoansInterestIncome unitRef="usd" contextRef="c4_From1Jan2013To31Dec2013" decimals="-3">4656000</ffic:LoansAndLeasesReceivableImpairedTroubledDebtAndNonAccrualLoansInterestIncome>
  <ffic:LoansAndLeasesReceivableTroubledDebtAndNonAccrualLoansInterestIncomeRecognized unitRef="usd" contextRef="c2_From1Jan2015To31Dec2015" decimals="-3">702000</ffic:LoansAndLeasesReceivableTroubledDebtAndNonAccrualLoansInterestIncomeRecognized>
  <ffic:LoansAndLeasesReceivableTroubledDebtAndNonAccrualLoansInterestIncomeRecognized unitRef="usd" contextRef="c3_From1Jan2014To31Dec2014" decimals="-3">796000</ffic:LoansAndLeasesReceivableTroubledDebtAndNonAccrualLoansInterestIncomeRecognized>
  <ffic:LoansAndLeasesReceivableTroubledDebtAndNonAccrualLoansInterestIncomeRecognized unitRef="usd" contextRef="c4_From1Jan2013To31Dec2013" decimals="-3">1213000</ffic:LoansAndLeasesReceivableTroubledDebtAndNonAccrualLoansInterestIncomeRecognized>
  <ffic:LoansAndLeasesReceivableTroubledDebtAndNonAccrualLoansInterestForegone unitRef="usd" contextRef="c2_From1Jan2015To31Dec2015" decimals="-3">1685000</ffic:LoansAndLeasesReceivableTroubledDebtAndNonAccrualLoansInterestForegone>
  <ffic:LoansAndLeasesReceivableTroubledDebtAndNonAccrualLoansInterestForegone unitRef="usd" contextRef="c3_From1Jan2014To31Dec2014" decimals="-3">2123000</ffic:LoansAndLeasesReceivableTroubledDebtAndNonAccrualLoansInterestForegone>
  <ffic:LoansAndLeasesReceivableTroubledDebtAndNonAccrualLoansInterestForegone unitRef="usd" contextRef="c4_From1Jan2013To31Dec2013" decimals="-3">3443000</ffic:LoansAndLeasesReceivableTroubledDebtAndNonAccrualLoansInterestForegone>
  <us-gaap:PastDueFinancingReceivablesTableTextBlock contextRef="c2_From1Jan2015To31Dec2015">&lt;table cellpadding=&quot;0&quot; cellspacing=&quot;0&quot; style=&quot;border-collapse: collapse; width: 100%; font: 10pt Times New Roman, Times, Serif&quot;&gt;

     &lt;tr style=&quot;vertical-align: bottom&quot;&gt;
      &lt;td style=&quot;font-style: italic; border-bottom: Black 1pt solid&quot;&gt;(in thousands)&lt;/td&gt;
      &lt;td style=&quot;padding-bottom: 1pt; border-bottom: Black 1pt solid&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td colspan=&quot;3&quot; style=&quot;text-align: center; border-bottom: Black 1pt solid&quot;&gt;30 - 59 Days&lt;br /&gt; Past Due&lt;/td&gt;
      &lt;td style=&quot;padding-bottom: 1pt; border-bottom: Black 1pt solid&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td colspan=&quot;3&quot; style=&quot;text-align: center; border-bottom: Black 1pt solid&quot;&gt;60 - 89 Days&lt;br /&gt; Past Due&lt;/td&gt;
      &lt;td style=&quot;padding-bottom: 1pt; border-bottom: Black 1pt solid&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td colspan=&quot;3&quot; style=&quot;text-align: center; border-bottom: Black 1pt solid&quot;&gt;Greater &lt;br /&gt; than&lt;br /&gt; 90 Days&lt;/td&gt;
      &lt;td style=&quot;padding-bottom: 1pt; border-bottom: Black 1pt solid&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td colspan=&quot;3&quot; style=&quot;text-align: center; border-bottom: Black 1pt solid&quot;&gt;Total Past&lt;br /&gt; Due&lt;/td&gt;
      &lt;td style=&quot;padding-bottom: 1pt; border-bottom: Black 1pt solid&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td colspan=&quot;3&quot; style=&quot;text-align: center; border-bottom: Black 1pt solid&quot;&gt;Current&lt;/td&gt;
      &lt;td style=&quot;padding-bottom: 1pt; border-bottom: Black 1pt solid&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td colspan=&quot;3&quot; style=&quot;text-align: center; border-bottom: Black 1pt solid&quot;&gt;Total Loans&lt;/td&gt;
     &lt;/tr&gt;
     &lt;tr style=&quot;vertical-align: bottom&quot;&gt;
      &lt;td&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td style=&quot;font-style: italic&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td colspan=&quot;15&quot; style=&quot;font-style: italic; text-align: center&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td colspan=&quot;3&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td colspan=&quot;3&quot;&gt;&amp;nbsp;&lt;/td&gt;
     &lt;/tr&gt;
     &lt;tr style=&quot;vertical-align: bottom&quot;&gt;
      &lt;td style=&quot;font-weight: bold&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td colspan=&quot;3&quot; style=&quot;text-align: center&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td colspan=&quot;3&quot; style=&quot;text-align: center&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td colspan=&quot;3&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td colspan=&quot;3&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td colspan=&quot;3&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td colspan=&quot;3&quot;&gt;&amp;nbsp;&lt;/td&gt;
     &lt;/tr&gt;
     &lt;tr style=&quot;vertical-align: bottom; background-color: rgb(204,238,255)&quot;&gt;
      &lt;td style=&quot;width: 40%; text-align: left&quot;&gt;Multi-family residential&lt;/td&gt;
      &lt;td style=&quot;width: 1%&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td style=&quot;width: 1%; text-align: left&quot;&gt;$&lt;/td&gt;
      &lt;td style=&quot;width: 7%; text-align: right&quot;&gt;9,421&lt;/td&gt;
      &lt;td style=&quot;width: 1%; text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td style=&quot;width: 1%&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td style=&quot;width: 1%; text-align: left&quot;&gt;$&lt;/td&gt;
      &lt;td style=&quot;width: 7%; text-align: right&quot;&gt;804&lt;/td&gt;
      &lt;td style=&quot;width: 1%; text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td style=&quot;width: 1%&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td style=&quot;width: 1%; text-align: left&quot;&gt;$&lt;/td&gt;
      &lt;td style=&quot;width: 7%; text-align: right&quot;&gt;3,794&lt;/td&gt;
      &lt;td style=&quot;width: 1%; text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td style=&quot;width: 1%&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td style=&quot;width: 1%; text-align: left&quot;&gt;$&lt;/td&gt;
      &lt;td style=&quot;width: 7%; text-align: right&quot;&gt;14,019&lt;/td&gt;
      &lt;td style=&quot;width: 1%; text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td style=&quot;width: 1%&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td style=&quot;width: 1%; text-align: left&quot;&gt;$&lt;/td&gt;
      &lt;td style=&quot;width: 7%; text-align: right&quot;&gt;2,041,209&lt;/td&gt;
      &lt;td style=&quot;width: 1%; text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td style=&quot;width: 1%&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td style=&quot;width: 1%; text-align: left&quot;&gt;$&lt;/td&gt;
      &lt;td style=&quot;width: 7%; text-align: right&quot;&gt;2,055,228&lt;/td&gt;
      &lt;td style=&quot;width: 1%; text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
     &lt;/tr&gt;
     &lt;tr style=&quot;vertical-align: bottom; background-color: White&quot;&gt;
      &lt;td style=&quot;text-align: left&quot;&gt;Commercial real estate&lt;/td&gt;
      &lt;td&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td style=&quot;text-align: right&quot;&gt;2,820&lt;/td&gt;
      &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td style=&quot;text-align: right&quot;&gt;153&lt;/td&gt;
      &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td style=&quot;text-align: right&quot;&gt;3,580&lt;/td&gt;
      &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td style=&quot;text-align: right&quot;&gt;6,553&lt;/td&gt;
      &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td style=&quot;text-align: right&quot;&gt;994,683&lt;/td&gt;
      &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td style=&quot;text-align: right&quot;&gt;1,001,236&lt;/td&gt;
      &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
     &lt;/tr&gt;
     &lt;tr style=&quot;vertical-align: bottom; background-color: rgb(204,238,255)&quot;&gt;
      &lt;td style=&quot;text-align: left&quot;&gt;One-to-four family - mixed-use property&lt;/td&gt;
      &lt;td&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td style=&quot;text-align: right&quot;&gt;8,630&lt;/td&gt;
      &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td style=&quot;text-align: right&quot;&gt;1,258&lt;/td&gt;
      &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td style=&quot;text-align: right&quot;&gt;6,563&lt;/td&gt;
      &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td style=&quot;text-align: right&quot;&gt;16,451&lt;/td&gt;
      &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td style=&quot;text-align: right&quot;&gt;556,592&lt;/td&gt;
      &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td style=&quot;text-align: right&quot;&gt;573,043&lt;/td&gt;
      &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
     &lt;/tr&gt;
     &lt;tr style=&quot;vertical-align: bottom; background-color: White&quot;&gt;
      &lt;td style=&quot;text-align: left&quot;&gt;One-to-four family - residential&lt;/td&gt;
      &lt;td&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td style=&quot;text-align: right&quot;&gt;4,261&lt;/td&gt;
      &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td style=&quot;text-align: right&quot;&gt;154&lt;/td&gt;
      &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td style=&quot;text-align: right&quot;&gt;10,134&lt;/td&gt;
      &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td style=&quot;text-align: right&quot;&gt;14,549&lt;/td&gt;
      &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td style=&quot;text-align: right&quot;&gt;173,289&lt;/td&gt;
      &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td style=&quot;text-align: right&quot;&gt;187,838&lt;/td&gt;
      &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
     &lt;/tr&gt;
     &lt;tr style=&quot;vertical-align: bottom; background-color: rgb(204,238,255)&quot;&gt;
      &lt;td style=&quot;text-align: left&quot;&gt;Co-operative apartments&lt;/td&gt;
      &lt;td&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td style=&quot;text-align: right&quot;&gt;-&lt;/td&gt;
      &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td style=&quot;text-align: right&quot;&gt;-&lt;/td&gt;
      &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td style=&quot;text-align: right&quot;&gt;-&lt;/td&gt;
      &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td style=&quot;text-align: right&quot;&gt;-&lt;/td&gt;
      &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td style=&quot;text-align: right&quot;&gt;8,285&lt;/td&gt;
      &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td style=&quot;text-align: right&quot;&gt;8,285&lt;/td&gt;
      &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
     &lt;/tr&gt;
     &lt;tr style=&quot;vertical-align: bottom; background-color: White&quot;&gt;
      &lt;td style=&quot;text-align: left&quot;&gt;Construction loans&lt;/td&gt;
      &lt;td&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td style=&quot;text-align: right&quot;&gt;-&lt;/td&gt;
      &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td style=&quot;text-align: right&quot;&gt;-&lt;/td&gt;
      &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td style=&quot;text-align: right&quot;&gt;1,000&lt;/td&gt;
      &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td style=&quot;text-align: right&quot;&gt;1,000&lt;/td&gt;
      &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td style=&quot;text-align: right&quot;&gt;6,284&lt;/td&gt;
      &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td style=&quot;text-align: right&quot;&gt;7,284&lt;/td&gt;
      &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
     &lt;/tr&gt;
     &lt;tr style=&quot;vertical-align: bottom; background-color: rgb(204,238,255)&quot;&gt;
      &lt;td style=&quot;text-align: left&quot;&gt;Small Business Administration&lt;/td&gt;
      &lt;td&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td style=&quot;text-align: right&quot;&gt;42&lt;/td&gt;
      &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td style=&quot;text-align: right&quot;&gt;-&lt;/td&gt;
      &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td style=&quot;text-align: right&quot;&gt;218&lt;/td&gt;
      &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td style=&quot;text-align: right&quot;&gt;260&lt;/td&gt;
      &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td style=&quot;text-align: right&quot;&gt;11,934&lt;/td&gt;
      &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td style=&quot;text-align: right&quot;&gt;12,194&lt;/td&gt;
      &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
     &lt;/tr&gt;
     &lt;tr style=&quot;vertical-align: bottom; background-color: White&quot;&gt;
      &lt;td style=&quot;text-align: left&quot;&gt;Taxi medallion&lt;/td&gt;
      &lt;td&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td style=&quot;text-align: right&quot;&gt;-&lt;/td&gt;
      &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td style=&quot;text-align: right&quot;&gt;-&lt;/td&gt;
      &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td style=&quot;text-align: right&quot;&gt;-&lt;/td&gt;
      &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td style=&quot;text-align: right&quot;&gt;-&lt;/td&gt;
      &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td style=&quot;text-align: right&quot;&gt;20,881&lt;/td&gt;
      &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td style=&quot;text-align: right&quot;&gt;20,881&lt;/td&gt;
      &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
     &lt;/tr&gt;
     &lt;tr style=&quot;vertical-align: bottom; background-color: rgb(204,238,255)&quot;&gt;
      &lt;td style=&quot;text-align: left; padding-bottom: 1pt&quot;&gt;Commercial business and other&lt;/td&gt;
      &lt;td style=&quot;padding-bottom: 1pt&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td style=&quot;border-bottom: Black 1pt solid; text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td style=&quot;border-bottom: Black 1pt solid; text-align: right&quot;&gt;-&lt;/td&gt;
      &lt;td style=&quot;border-bottom: Black 1pt solid; text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td style=&quot;padding-bottom: 1pt; border-bottom: Black 1pt solid&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td style=&quot;border-bottom: Black 1pt solid; text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td style=&quot;border-bottom: Black 1pt solid; text-align: right&quot;&gt;2&lt;/td&gt;
      &lt;td style=&quot;border-bottom: Black 1pt solid; text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td style=&quot;padding-bottom: 1pt; border-bottom: Black 1pt solid&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td style=&quot;border-bottom: Black 1pt solid; text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td style=&quot;border-bottom: Black 1pt solid; text-align: right&quot;&gt;228&lt;/td&gt;
      &lt;td style=&quot;border-bottom: Black 1pt solid; text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td style=&quot;padding-bottom: 1pt; border-bottom: Black 1pt solid&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td style=&quot;border-bottom: Black 1pt solid; text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td style=&quot;border-bottom: Black 1pt solid; text-align: right&quot;&gt;230&lt;/td&gt;
      &lt;td style=&quot;border-bottom: Black 1pt solid; text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td style=&quot;padding-bottom: 1pt; border-bottom: Black 1pt solid&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td style=&quot;border-bottom: Black 1pt solid; text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td style=&quot;border-bottom: Black 1pt solid; text-align: right&quot;&gt;506,392&lt;/td&gt;
      &lt;td style=&quot;border-bottom: Black 1pt solid; text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td style=&quot;padding-bottom: 1pt; border-bottom: Black 1pt solid&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td style=&quot;border-bottom: Black 1pt solid; text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td style=&quot;border-bottom: Black 1pt solid; text-align: right&quot;&gt;506,622&lt;/td&gt;
      &lt;td style=&quot;border-bottom: Black 1pt solid; text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
     &lt;/tr&gt;
     &lt;tr style=&quot;vertical-align: bottom; background-color: White&quot;&gt;
      &lt;td style=&quot;padding-bottom: 2.25pt; padding-left: 10pt&quot;&gt;Total&lt;/td&gt;
      &lt;td style=&quot;padding-bottom: 2.25pt&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td style=&quot;border-bottom: Black 2.5pt double; text-align: left&quot;&gt;$&lt;/td&gt;
      &lt;td style=&quot;border-bottom: Black 2.5pt double; text-align: right&quot;&gt;25,174&lt;/td&gt;
      &lt;td style=&quot;border-bottom: Black 2.5pt double; text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td style=&quot;padding-bottom: 2.25pt; border-bottom: Black 2.5pt double&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td style=&quot;border-bottom: Black 2.5pt double; text-align: left&quot;&gt;$&lt;/td&gt;
      &lt;td style=&quot;border-bottom: Black 2.5pt double; text-align: right&quot;&gt;2,371&lt;/td&gt;
      &lt;td style=&quot;border-bottom: Black 2.5pt double; text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td style=&quot;padding-bottom: 2.25pt; border-bottom: Black 2.5pt double&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td style=&quot;border-bottom: Black 2.5pt double; text-align: left&quot;&gt;$&lt;/td&gt;
      &lt;td style=&quot;border-bottom: Black 2.5pt double; text-align: right&quot;&gt;25,517&lt;/td&gt;
      &lt;td style=&quot;border-bottom: Black 2.5pt double; text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td style=&quot;padding-bottom: 2.25pt; border-bottom: Black 2.5pt double&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td style=&quot;border-bottom: Black 2.5pt double; text-align: left&quot;&gt;$&lt;/td&gt;
      &lt;td style=&quot;border-bottom: Black 2.5pt double; text-align: right&quot;&gt;53,062&lt;/td&gt;
      &lt;td style=&quot;border-bottom: Black 2.5pt double; text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td style=&quot;padding-bottom: 2.25pt; border-bottom: Black 2.5pt double&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td style=&quot;border-bottom: Black 2.5pt double; text-align: left&quot;&gt;$&lt;/td&gt;
      &lt;td style=&quot;border-bottom: Black 2.5pt double; text-align: right&quot;&gt;4,319,549&lt;/td&gt;
      &lt;td style=&quot;border-bottom: Black 2.5pt double; text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td style=&quot;padding-bottom: 2.25pt; border-bottom: Black 2.5pt double&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td style=&quot;border-bottom: Black 2.5pt double; text-align: left&quot;&gt;$&lt;/td&gt;
      &lt;td style=&quot;border-bottom: Black 2.5pt double; text-align: right&quot;&gt;4,372,611&lt;/td&gt;
      &lt;td style=&quot;border-bottom: Black 2.5pt double; text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
     &lt;/tr&gt;

   &lt;/table&gt;&lt;table cellpadding=&quot;0&quot; cellspacing=&quot;0&quot; style=&quot;border-collapse: collapse; width: 100%; font: 10pt Times New Roman, Times, Serif&quot;&gt;

     &lt;tr style=&quot;vertical-align: bottom&quot;&gt;
      &lt;td style=&quot;font-style: italic; border-bottom: Black 1pt solid&quot;&gt;(in thousands)&lt;/td&gt;
      &lt;td style=&quot;padding-bottom: 1pt; border-bottom: Black 1pt solid&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td colspan=&quot;3&quot; style=&quot;text-align: center; border-bottom: Black 1pt solid&quot;&gt;30 - 59 Days&lt;br /&gt; Past Due&lt;/td&gt;
      &lt;td style=&quot;padding-bottom: 1pt; border-bottom: Black 1pt solid&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td colspan=&quot;3&quot; style=&quot;text-align: center; border-bottom: Black 1pt solid&quot;&gt;60 - 89 Days&lt;br /&gt; Past Due&lt;/td&gt;
      &lt;td style=&quot;padding-bottom: 1pt; border-bottom: Black 1pt solid&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td colspan=&quot;3&quot; style=&quot;text-align: center; border-bottom: Black 1pt solid&quot;&gt;Greater &lt;br /&gt; than&lt;br /&gt; 90 Days&lt;/td&gt;
      &lt;td style=&quot;padding-bottom: 1pt; border-bottom: Black 1pt solid&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td colspan=&quot;3&quot; style=&quot;text-align: center; border-bottom: Black 1pt solid&quot;&gt;Total Past&lt;br /&gt; Due&lt;/td&gt;
      &lt;td style=&quot;padding-bottom: 1pt; border-bottom: Black 1pt solid&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td colspan=&quot;3&quot; style=&quot;text-align: center; border-bottom: Black 1pt solid&quot;&gt;Current&lt;/td&gt;
      &lt;td style=&quot;padding-bottom: 1pt; border-bottom: Black 1pt solid&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td colspan=&quot;3&quot; style=&quot;text-align: center; border-bottom: Black 1pt solid&quot;&gt;Total Loans&lt;/td&gt;
     &lt;/tr&gt;
     &lt;tr style=&quot;vertical-align: bottom&quot;&gt;
      &lt;td&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td style=&quot;font-style: italic&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td colspan=&quot;15&quot; style=&quot;font-style: italic; text-align: center&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td colspan=&quot;3&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td colspan=&quot;3&quot;&gt;&amp;nbsp;&lt;/td&gt;
     &lt;/tr&gt;
     &lt;tr style=&quot;vertical-align: bottom&quot;&gt;
      &lt;td style=&quot;font-weight: bold&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td colspan=&quot;3&quot; style=&quot;text-align: center&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td colspan=&quot;3&quot; style=&quot;text-align: center&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td colspan=&quot;3&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td colspan=&quot;3&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td colspan=&quot;3&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td colspan=&quot;3&quot;&gt;&amp;nbsp;&lt;/td&gt;
     &lt;/tr&gt;
     &lt;tr style=&quot;vertical-align: bottom; background-color: rgb(204,238,255)&quot;&gt;
      &lt;td style=&quot;width: 40%; text-align: left&quot;&gt;Multi-family residential&lt;/td&gt;
      &lt;td style=&quot;width: 1%&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td style=&quot;width: 1%; text-align: left&quot;&gt;$&lt;/td&gt;
      &lt;td style=&quot;width: 7%; text-align: right&quot;&gt;7,721&lt;/td&gt;
      &lt;td style=&quot;width: 1%; text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td style=&quot;width: 1%&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td style=&quot;width: 1%; text-align: left&quot;&gt;$&lt;/td&gt;
      &lt;td style=&quot;width: 7%; text-align: right&quot;&gt;1,729&lt;/td&gt;
      &lt;td style=&quot;width: 1%; text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td style=&quot;width: 1%&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td style=&quot;width: 1%; text-align: left&quot;&gt;$&lt;/td&gt;
      &lt;td style=&quot;width: 7%; text-align: right&quot;&gt;7,554&lt;/td&gt;
      &lt;td style=&quot;width: 1%; text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td style=&quot;width: 1%&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td style=&quot;width: 1%; text-align: left&quot;&gt;$&lt;/td&gt;
      &lt;td style=&quot;width: 7%; text-align: right&quot;&gt;17,004&lt;/td&gt;
      &lt;td style=&quot;width: 1%; text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td style=&quot;width: 1%&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td style=&quot;width: 1%; text-align: left&quot;&gt;$&lt;/td&gt;
      &lt;td style=&quot;width: 7%; text-align: right&quot;&gt;1,906,456&lt;/td&gt;
      &lt;td style=&quot;width: 1%; text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td style=&quot;width: 1%&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td style=&quot;width: 1%; text-align: left&quot;&gt;$&lt;/td&gt;
      &lt;td style=&quot;width: 7%; text-align: right&quot;&gt;1,923,460&lt;/td&gt;
      &lt;td style=&quot;width: 1%; text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
     &lt;/tr&gt;
     &lt;tr style=&quot;vertical-align: bottom; background-color: White&quot;&gt;
      &lt;td style=&quot;text-align: left&quot;&gt;Commercial real estate&lt;/td&gt;
      &lt;td&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td style=&quot;text-align: right&quot;&gt;1,612&lt;/td&gt;
      &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td style=&quot;text-align: right&quot;&gt;1,903&lt;/td&gt;
      &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td style=&quot;text-align: right&quot;&gt;6,510&lt;/td&gt;
      &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td style=&quot;text-align: right&quot;&gt;10,025&lt;/td&gt;
      &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td style=&quot;text-align: right&quot;&gt;611,544&lt;/td&gt;
      &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td style=&quot;text-align: right&quot;&gt;621,569&lt;/td&gt;
      &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
     &lt;/tr&gt;
     &lt;tr style=&quot;vertical-align: bottom; background-color: rgb(204,238,255)&quot;&gt;
      &lt;td style=&quot;text-align: left&quot;&gt;One-to-four family - mixed-use property&lt;/td&gt;
      &lt;td&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td style=&quot;text-align: right&quot;&gt;10,408&lt;/td&gt;
      &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td style=&quot;text-align: right&quot;&gt;1,154&lt;/td&gt;
      &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td style=&quot;text-align: right&quot;&gt;7,341&lt;/td&gt;
      &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td style=&quot;text-align: right&quot;&gt;18,903&lt;/td&gt;
      &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td style=&quot;text-align: right&quot;&gt;554,876&lt;/td&gt;
      &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td style=&quot;text-align: right&quot;&gt;573,779&lt;/td&gt;
      &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
     &lt;/tr&gt;
     &lt;tr style=&quot;vertical-align: bottom; background-color: White&quot;&gt;
      &lt;td style=&quot;text-align: left&quot;&gt;One-to-four family - residential&lt;/td&gt;
      &lt;td&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td style=&quot;text-align: right&quot;&gt;1,751&lt;/td&gt;
      &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td style=&quot;text-align: right&quot;&gt;2,244&lt;/td&gt;
      &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td style=&quot;text-align: right&quot;&gt;11,051&lt;/td&gt;
      &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td style=&quot;text-align: right&quot;&gt;15,046&lt;/td&gt;
      &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td style=&quot;text-align: right&quot;&gt;172,526&lt;/td&gt;
      &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td style=&quot;text-align: right&quot;&gt;187,572&lt;/td&gt;
      &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
     &lt;/tr&gt;
     &lt;tr style=&quot;vertical-align: bottom; background-color: rgb(204,238,255)&quot;&gt;
      &lt;td style=&quot;text-align: left&quot;&gt;Co-operative apartments&lt;/td&gt;
      &lt;td&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td style=&quot;text-align: right&quot;&gt;-&lt;/td&gt;
      &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td style=&quot;text-align: right&quot;&gt;-&lt;/td&gt;
      &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td style=&quot;text-align: right&quot;&gt;-&lt;/td&gt;
      &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td style=&quot;text-align: right&quot;&gt;-&lt;/td&gt;
      &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td style=&quot;text-align: right&quot;&gt;9,835&lt;/td&gt;
      &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td style=&quot;text-align: right&quot;&gt;9,835&lt;/td&gt;
      &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
     &lt;/tr&gt;
     &lt;tr style=&quot;vertical-align: bottom; background-color: White&quot;&gt;
      &lt;td style=&quot;text-align: left&quot;&gt;Construction loans&lt;/td&gt;
      &lt;td&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td style=&quot;text-align: right&quot;&gt;3,000&lt;/td&gt;
      &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td style=&quot;text-align: right&quot;&gt;-&lt;/td&gt;
      &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td style=&quot;text-align: right&quot;&gt;-&lt;/td&gt;
      &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td style=&quot;text-align: right&quot;&gt;3,000&lt;/td&gt;
      &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td style=&quot;text-align: right&quot;&gt;2,286&lt;/td&gt;
      &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td style=&quot;text-align: right&quot;&gt;5,286&lt;/td&gt;
      &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
     &lt;/tr&gt;
     &lt;tr style=&quot;vertical-align: bottom; background-color: rgb(204,238,255)&quot;&gt;
      &lt;td style=&quot;text-align: left&quot;&gt;Small Business Administration&lt;/td&gt;
      &lt;td&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td style=&quot;text-align: right&quot;&gt;90&lt;/td&gt;
      &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td style=&quot;text-align: right&quot;&gt;-&lt;/td&gt;
      &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td style=&quot;text-align: right&quot;&gt;-&lt;/td&gt;
      &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td style=&quot;text-align: right&quot;&gt;90&lt;/td&gt;
      &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td style=&quot;text-align: right&quot;&gt;7,044&lt;/td&gt;
      &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td style=&quot;text-align: right&quot;&gt;7,134&lt;/td&gt;
      &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
     &lt;/tr&gt;
     &lt;tr style=&quot;vertical-align: bottom; background-color: White&quot;&gt;
      &lt;td style=&quot;text-align: left&quot;&gt;Taxi medallion&lt;/td&gt;
      &lt;td&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td style=&quot;text-align: right&quot;&gt;-&lt;/td&gt;
      &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td style=&quot;text-align: right&quot;&gt;-&lt;/td&gt;
      &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td style=&quot;text-align: right&quot;&gt;-&lt;/td&gt;
      &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td style=&quot;text-align: right&quot;&gt;-&lt;/td&gt;
      &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td style=&quot;text-align: right&quot;&gt;22,519&lt;/td&gt;
      &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td style=&quot;text-align: right&quot;&gt;22,519&lt;/td&gt;
      &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
     &lt;/tr&gt;
     &lt;tr style=&quot;vertical-align: bottom; background-color: rgb(204,238,255)&quot;&gt;
      &lt;td style=&quot;text-align: left; padding-bottom: 1pt&quot;&gt;Commercial business and other&lt;/td&gt;
      &lt;td style=&quot;padding-bottom: 1pt&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td style=&quot;border-bottom: Black 1pt solid; text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td style=&quot;border-bottom: Black 1pt solid; text-align: right&quot;&gt;6&lt;/td&gt;
      &lt;td style=&quot;border-bottom: Black 1pt solid; text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td style=&quot;padding-bottom: 1pt; border-bottom: Black 1pt solid&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td style=&quot;border-bottom: Black 1pt solid; text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td style=&quot;border-bottom: Black 1pt solid; text-align: right&quot;&gt;1,585&lt;/td&gt;
      &lt;td style=&quot;border-bottom: Black 1pt solid; text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td style=&quot;padding-bottom: 1pt; border-bottom: Black 1pt solid&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td style=&quot;border-bottom: Black 1pt solid; text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td style=&quot;border-bottom: Black 1pt solid; text-align: right&quot;&gt;740&lt;/td&gt;
      &lt;td style=&quot;border-bottom: Black 1pt solid; text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td style=&quot;padding-bottom: 1pt; border-bottom: Black 1pt solid&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td style=&quot;border-bottom: Black 1pt solid; text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td style=&quot;border-bottom: Black 1pt solid; text-align: right&quot;&gt;2,331&lt;/td&gt;
      &lt;td style=&quot;border-bottom: Black 1pt solid; text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td style=&quot;padding-bottom: 1pt; border-bottom: Black 1pt solid&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td style=&quot;border-bottom: Black 1pt solid; text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td style=&quot;border-bottom: Black 1pt solid; text-align: right&quot;&gt;445,169&lt;/td&gt;
      &lt;td style=&quot;border-bottom: Black 1pt solid; text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td style=&quot;padding-bottom: 1pt; border-bottom: Black 1pt solid&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td style=&quot;border-bottom: Black 1pt solid; text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td style=&quot;border-bottom: Black 1pt solid; text-align: right&quot;&gt;447,500&lt;/td&gt;
      &lt;td style=&quot;border-bottom: Black 1pt solid; text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
     &lt;/tr&gt;
     &lt;tr style=&quot;vertical-align: bottom; background-color: White&quot;&gt;
      &lt;td style=&quot;padding-bottom: 2.25pt; padding-left: 10pt&quot;&gt;Total&lt;/td&gt;
      &lt;td style=&quot;padding-bottom: 2.25pt&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td style=&quot;border-bottom: Black 2.5pt double; text-align: left&quot;&gt;$&lt;/td&gt;
      &lt;td style=&quot;border-bottom: Black 2.5pt double; text-align: right&quot;&gt;24,588&lt;/td&gt;
      &lt;td style=&quot;border-bottom: Black 2.5pt double; text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td style=&quot;padding-bottom: 2.25pt; border-bottom: Black 2.5pt double&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td style=&quot;border-bottom: Black 2.5pt double; text-align: left&quot;&gt;$&lt;/td&gt;
      &lt;td style=&quot;border-bottom: Black 2.5pt double; text-align: right&quot;&gt;8,615&lt;/td&gt;
      &lt;td style=&quot;border-bottom: Black 2.5pt double; text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td style=&quot;padding-bottom: 2.25pt; border-bottom: Black 2.5pt double&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td style=&quot;border-bottom: Black 2.5pt double; text-align: left&quot;&gt;$&lt;/td&gt;
      &lt;td style=&quot;border-bottom: Black 2.5pt double; text-align: right&quot;&gt;33,196&lt;/td&gt;
      &lt;td style=&quot;border-bottom: Black 2.5pt double; text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td style=&quot;padding-bottom: 2.25pt; border-bottom: Black 2.5pt double&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td style=&quot;border-bottom: Black 2.5pt double; text-align: left&quot;&gt;$&lt;/td&gt;
      &lt;td style=&quot;border-bottom: Black 2.5pt double; text-align: right&quot;&gt;66,399&lt;/td&gt;
      &lt;td style=&quot;border-bottom: Black 2.5pt double; text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td style=&quot;padding-bottom: 2.25pt; border-bottom: Black 2.5pt double&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td style=&quot;border-bottom: Black 2.5pt double; text-align: left&quot;&gt;$&lt;/td&gt;
      &lt;td style=&quot;border-bottom: Black 2.5pt double; text-align: right&quot;&gt;3,732,255&lt;/td&gt;
      &lt;td style=&quot;border-bottom: Black 2.5pt double; text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td style=&quot;padding-bottom: 2.25pt; border-bottom: Black 2.5pt double&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td style=&quot;border-bottom: Black 2.5pt double; text-align: left&quot;&gt;$&lt;/td&gt;
      &lt;td style=&quot;border-bottom: Black 2.5pt double; text-align: right&quot;&gt;3,798,654&lt;/td&gt;
      &lt;td style=&quot;border-bottom: Black 2.5pt double; text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
     &lt;/tr&gt;

   &lt;/table&gt;</us-gaap:PastDueFinancingReceivablesTableTextBlock>
  <us-gaap:FinancingReceivableRecordedInvestmentPastDue unitRef="usd" contextRef="c140_AsOf31Dec2015_MultifamilyResidentialPortfolioSegmentMember_FinancingReceivables30To59DaysPastDueMember" decimals="-3">9421000</us-gaap:FinancingReceivableRecordedInvestmentPastDue>
  <us-gaap:FinancingReceivableRecordedInvestmentPastDue unitRef="usd" contextRef="c141_AsOf31Dec2015_MultifamilyResidentialPortfolioSegmentMember_FinancingReceivables60To89DaysPastDueMember" decimals="-3">804000</us-gaap:FinancingReceivableRecordedInvestmentPastDue>
  <us-gaap:FinancingReceivableRecordedInvestmentPastDue unitRef="usd" contextRef="c142_AsOf31Dec2015_MultifamilyResidentialPortfolioSegmentMember_FinancingReceivablesEqualToGreaterThan90DaysPastDueMember" decimals="-3">3794000</us-gaap:FinancingReceivableRecordedInvestmentPastDue>
  <us-gaap:FinancingReceivableRecordedInvestmentPastDue unitRef="usd" contextRef="c143_AsOf31Dec2015_MultifamilyResidentialPortfolioSegmentMember" decimals="-3">14019000</us-gaap:FinancingReceivableRecordedInvestmentPastDue>
  <us-gaap:FinancingReceivableRecordedInvestmentCurrent unitRef="usd" contextRef="c143_AsOf31Dec2015_MultifamilyResidentialPortfolioSegmentMember" decimals="-3">2041209000</us-gaap:FinancingReceivableRecordedInvestmentCurrent>
  <us-gaap:LoansAndLeasesReceivableNetOfDeferredIncome unitRef="usd" contextRef="c143_AsOf31Dec2015_MultifamilyResidentialPortfolioSegmentMember" decimals="-3">2055228000</us-gaap:LoansAndLeasesReceivableNetOfDeferredIncome>
  <us-gaap:FinancingReceivableRecordedInvestmentPastDue unitRef="usd" contextRef="c144_AsOf31Dec2014_MultifamilyResidentialPortfolioSegmentMember_FinancingReceivables30To59DaysPastDueMember" decimals="-3">7721000</us-gaap:FinancingReceivableRecordedInvestmentPastDue>
  <us-gaap:FinancingReceivableRecordedInvestmentPastDue unitRef="usd" contextRef="c145_AsOf31Dec2014_MultifamilyResidentialPortfolioSegmentMember_FinancingReceivables60To89DaysPastDueMember" decimals="-3">1729000</us-gaap:FinancingReceivableRecordedInvestmentPastDue>
  <us-gaap:FinancingReceivableRecordedInvestmentPastDue unitRef="usd" contextRef="c146_AsOf31Dec2014_MultifamilyResidentialPortfolioSegmentMember_FinancingReceivablesEqualToGreaterThan90DaysPastDueMember" decimals="-3">7554000</us-gaap:FinancingReceivableRecordedInvestmentPastDue>
  <us-gaap:FinancingReceivableRecordedInvestmentPastDue unitRef="usd" contextRef="c147_AsOf31Dec2014_MultifamilyResidentialPortfolioSegmentMember" decimals="-3">17004000</us-gaap:FinancingReceivableRecordedInvestmentPastDue>
  <us-gaap:FinancingReceivableRecordedInvestmentCurrent unitRef="usd" contextRef="c147_AsOf31Dec2014_MultifamilyResidentialPortfolioSegmentMember" decimals="-3">1906456000</us-gaap:FinancingReceivableRecordedInvestmentCurrent>
  <us-gaap:LoansAndLeasesReceivableNetOfDeferredIncome unitRef="usd" contextRef="c147_AsOf31Dec2014_MultifamilyResidentialPortfolioSegmentMember" decimals="-3">1923460000</us-gaap:LoansAndLeasesReceivableNetOfDeferredIncome>
  <us-gaap:FinancingReceivableRecordedInvestmentPastDue unitRef="usd" contextRef="c148_AsOf31Dec2015_CommercialRealEstatePortfolioSegmentMember_FinancingReceivables30To59DaysPastDueMember" decimals="-3">2820000</us-gaap:FinancingReceivableRecordedInvestmentPastDue>
  <us-gaap:FinancingReceivableRecordedInvestmentPastDue unitRef="usd" contextRef="c149_AsOf31Dec2015_CommercialRealEstatePortfolioSegmentMember_FinancingReceivables60To89DaysPastDueMember" decimals="-3">153000</us-gaap:FinancingReceivableRecordedInvestmentPastDue>
  <us-gaap:FinancingReceivableRecordedInvestmentPastDue unitRef="usd" contextRef="c150_AsOf31Dec2015_CommercialRealEstatePortfolioSegmentMember_FinancingReceivablesEqualToGreaterThan90DaysPastDueMember" decimals="-3">3580000</us-gaap:FinancingReceivableRecordedInvestmentPastDue>
  <us-gaap:FinancingReceivableRecordedInvestmentPastDue unitRef="usd" contextRef="c151_AsOf31Dec2015_CommercialRealEstatePortfolioSegmentMember" decimals="-3">6553000</us-gaap:FinancingReceivableRecordedInvestmentPastDue>
  <us-gaap:FinancingReceivableRecordedInvestmentCurrent unitRef="usd" contextRef="c151_AsOf31Dec2015_CommercialRealEstatePortfolioSegmentMember" decimals="-3">994683000</us-gaap:FinancingReceivableRecordedInvestmentCurrent>
  <us-gaap:LoansAndLeasesReceivableNetOfDeferredIncome unitRef="usd" contextRef="c151_AsOf31Dec2015_CommercialRealEstatePortfolioSegmentMember" decimals="-3">1001236000</us-gaap:LoansAndLeasesReceivableNetOfDeferredIncome>
  <us-gaap:FinancingReceivableRecordedInvestmentPastDue unitRef="usd" contextRef="c152_AsOf31Dec2014_CommercialRealEstatePortfolioSegmentMember_FinancingReceivables30To59DaysPastDueMember" decimals="-3">1612000</us-gaap:FinancingReceivableRecordedInvestmentPastDue>
  <us-gaap:FinancingReceivableRecordedInvestmentPastDue unitRef="usd" contextRef="c153_AsOf31Dec2014_CommercialRealEstatePortfolioSegmentMember_FinancingReceivables60To89DaysPastDueMember" decimals="-3">1903000</us-gaap:FinancingReceivableRecordedInvestmentPastDue>
  <us-gaap:FinancingReceivableRecordedInvestmentPastDue unitRef="usd" contextRef="c154_AsOf31Dec2014_CommercialRealEstatePortfolioSegmentMember_FinancingReceivablesEqualToGreaterThan90DaysPastDueMember" decimals="-3">6510000</us-gaap:FinancingReceivableRecordedInvestmentPastDue>
  <us-gaap:FinancingReceivableRecordedInvestmentPastDue unitRef="usd" contextRef="c155_AsOf31Dec2014_CommercialRealEstatePortfolioSegmentMember" decimals="-3">10025000</us-gaap:FinancingReceivableRecordedInvestmentPastDue>
  <us-gaap:FinancingReceivableRecordedInvestmentCurrent unitRef="usd" contextRef="c155_AsOf31Dec2014_CommercialRealEstatePortfolioSegmentMember" decimals="-3">611544000</us-gaap:FinancingReceivableRecordedInvestmentCurrent>
  <us-gaap:LoansAndLeasesReceivableNetOfDeferredIncome unitRef="usd" contextRef="c155_AsOf31Dec2014_CommercialRealEstatePortfolioSegmentMember" decimals="-3">621569000</us-gaap:LoansAndLeasesReceivableNetOfDeferredIncome>
  <us-gaap:FinancingReceivableRecordedInvestmentPastDue unitRef="usd" contextRef="c156_AsOf31Dec2015_OneToFourFamilyMixedUsePropertyPortfolioSegmentMember_FinancingReceivables30To59DaysPastDueMember" decimals="-3">8630000</us-gaap:FinancingReceivableRecordedInvestmentPastDue>
  <us-gaap:FinancingReceivableRecordedInvestmentPastDue unitRef="usd" contextRef="c157_AsOf31Dec2015_OneToFourFamilyMixedUsePropertyPortfolioSegmentMember_FinancingReceivables60To89DaysPastDueMember" decimals="-3">1258000</us-gaap:FinancingReceivableRecordedInvestmentPastDue>
  <us-gaap:FinancingReceivableRecordedInvestmentPastDue unitRef="usd" contextRef="c158_AsOf31Dec2015_OneToFourFamilyMixedUsePropertyPortfolioSegmentMember_FinancingReceivablesEqualToGreaterThan90DaysPastDueMember" decimals="-3">6563000</us-gaap:FinancingReceivableRecordedInvestmentPastDue>
  <us-gaap:FinancingReceivableRecordedInvestmentPastDue unitRef="usd" contextRef="c159_AsOf31Dec2015_OneToFourFamilyMixedUsePropertyPortfolioSegmentMember" decimals="-3">16451000</us-gaap:FinancingReceivableRecordedInvestmentPastDue>
  <us-gaap:FinancingReceivableRecordedInvestmentCurrent unitRef="usd" contextRef="c159_AsOf31Dec2015_OneToFourFamilyMixedUsePropertyPortfolioSegmentMember" decimals="-3">556592000</us-gaap:FinancingReceivableRecordedInvestmentCurrent>
  <us-gaap:LoansAndLeasesReceivableNetOfDeferredIncome unitRef="usd" contextRef="c159_AsOf31Dec2015_OneToFourFamilyMixedUsePropertyPortfolioSegmentMember" decimals="-3">573043000</us-gaap:LoansAndLeasesReceivableNetOfDeferredIncome>
  <us-gaap:FinancingReceivableRecordedInvestmentPastDue unitRef="usd" contextRef="c160_AsOf31Dec2014_OneToFourFamilyMixedUsePropertyPortfolioSegmentMember_FinancingReceivables30To59DaysPastDueMember" decimals="-3">10408000</us-gaap:FinancingReceivableRecordedInvestmentPastDue>
  <us-gaap:FinancingReceivableRecordedInvestmentPastDue unitRef="usd" contextRef="c161_AsOf31Dec2014_OneToFourFamilyMixedUsePropertyPortfolioSegmentMember_FinancingReceivables60To89DaysPastDueMember" decimals="-3">1154000</us-gaap:FinancingReceivableRecordedInvestmentPastDue>
  <us-gaap:FinancingReceivableRecordedInvestmentPastDue unitRef="usd" contextRef="c162_AsOf31Dec2014_OneToFourFamilyMixedUsePropertyPortfolioSegmentMember_FinancingReceivablesEqualToGreaterThan90DaysPastDueMember" decimals="-3">7341000</us-gaap:FinancingReceivableRecordedInvestmentPastDue>
  <us-gaap:FinancingReceivableRecordedInvestmentPastDue unitRef="usd" contextRef="c163_AsOf31Dec2014_OneToFourFamilyMixedUsePropertyPortfolioSegmentMember" decimals="-3">18903000</us-gaap:FinancingReceivableRecordedInvestmentPastDue>
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  <us-gaap:FinancingReceivableRecordedInvestmentPastDue unitRef="usd" contextRef="c164_AsOf31Dec2015_OnetoFourFamilyResidentialPortfolioSegmentMember_FinancingReceivables30To59DaysPastDueMember" decimals="-3">4261000</us-gaap:FinancingReceivableRecordedInvestmentPastDue>
  <us-gaap:FinancingReceivableRecordedInvestmentPastDue unitRef="usd" contextRef="c165_AsOf31Dec2015_OnetoFourFamilyResidentialPortfolioSegmentMember_FinancingReceivables60To89DaysPastDueMember" decimals="-3">154000</us-gaap:FinancingReceivableRecordedInvestmentPastDue>
  <us-gaap:FinancingReceivableRecordedInvestmentPastDue unitRef="usd" contextRef="c166_AsOf31Dec2015_OnetoFourFamilyResidentialPortfolioSegmentMember_FinancingReceivablesEqualToGreaterThan90DaysPastDueMember" decimals="-3">10134000</us-gaap:FinancingReceivableRecordedInvestmentPastDue>
  <us-gaap:FinancingReceivableRecordedInvestmentPastDue unitRef="usd" contextRef="c167_AsOf31Dec2015_OnetoFourFamilyResidentialPortfolioSegmentMember" decimals="-3">14549000</us-gaap:FinancingReceivableRecordedInvestmentPastDue>
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  <us-gaap:FinancingReceivableRecordedInvestmentPastDue unitRef="usd" contextRef="c169_AsOf31Dec2014_OnetoFourFamilyResidentialPortfolioSegmentMember_FinancingReceivables60To89DaysPastDueMember" decimals="-3">2244000</us-gaap:FinancingReceivableRecordedInvestmentPastDue>
  <us-gaap:FinancingReceivableRecordedInvestmentPastDue unitRef="usd" contextRef="c170_AsOf31Dec2014_OnetoFourFamilyResidentialPortfolioSegmentMember_FinancingReceivablesEqualToGreaterThan90DaysPastDueMember" decimals="-3">11051000</us-gaap:FinancingReceivableRecordedInvestmentPastDue>
  <us-gaap:FinancingReceivableRecordedInvestmentPastDue unitRef="usd" contextRef="c171_AsOf31Dec2014_OnetoFourFamilyResidentialPortfolioSegmentMember" decimals="-3">15046000</us-gaap:FinancingReceivableRecordedInvestmentPastDue>
  <us-gaap:FinancingReceivableRecordedInvestmentCurrent unitRef="usd" contextRef="c171_AsOf31Dec2014_OnetoFourFamilyResidentialPortfolioSegmentMember" decimals="-3">172526000</us-gaap:FinancingReceivableRecordedInvestmentCurrent>
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  <us-gaap:FinancingReceivableRecordedInvestmentCurrent unitRef="usd" contextRef="c172_AsOf31Dec2015_CoOerativeApartmentsPortfolioSegmentMember" decimals="-3">8285000</us-gaap:FinancingReceivableRecordedInvestmentCurrent>
  <us-gaap:LoansAndLeasesReceivableNetOfDeferredIncome unitRef="usd" contextRef="c172_AsOf31Dec2015_CoOerativeApartmentsPortfolioSegmentMember" decimals="-3">8285000</us-gaap:LoansAndLeasesReceivableNetOfDeferredIncome>
  <us-gaap:FinancingReceivableRecordedInvestmentCurrent unitRef="usd" contextRef="c173_AsOf31Dec2014_CoOerativeApartmentsPortfolioSegmentMember" decimals="-3">9835000</us-gaap:FinancingReceivableRecordedInvestmentCurrent>
  <us-gaap:LoansAndLeasesReceivableNetOfDeferredIncome unitRef="usd" contextRef="c173_AsOf31Dec2014_CoOerativeApartmentsPortfolioSegmentMember" decimals="-3">9835000</us-gaap:LoansAndLeasesReceivableNetOfDeferredIncome>
  <us-gaap:FinancingReceivableRecordedInvestmentPastDue unitRef="usd" contextRef="c174_AsOf31Dec2015_ConstructionPortfolioSegmentMember_FinancingReceivablesEqualToGreaterThan90DaysPastDueMember" decimals="-3">1000000</us-gaap:FinancingReceivableRecordedInvestmentPastDue>
  <us-gaap:FinancingReceivableRecordedInvestmentPastDue unitRef="usd" contextRef="c175_AsOf31Dec2015_ConstructionPortfolioSegmentMember" decimals="-3">1000000</us-gaap:FinancingReceivableRecordedInvestmentPastDue>
  <us-gaap:FinancingReceivableRecordedInvestmentCurrent unitRef="usd" contextRef="c175_AsOf31Dec2015_ConstructionPortfolioSegmentMember" decimals="-3">6284000</us-gaap:FinancingReceivableRecordedInvestmentCurrent>
  <us-gaap:LoansAndLeasesReceivableNetOfDeferredIncome unitRef="usd" contextRef="c175_AsOf31Dec2015_ConstructionPortfolioSegmentMember" decimals="-3">7284000</us-gaap:LoansAndLeasesReceivableNetOfDeferredIncome>
  <us-gaap:FinancingReceivableRecordedInvestmentPastDue unitRef="usd" contextRef="c176_AsOf31Dec2014_ConstructionPortfolioSegmentMember_FinancingReceivables30To59DaysPastDueMember" decimals="-3">3000000</us-gaap:FinancingReceivableRecordedInvestmentPastDue>
  <us-gaap:FinancingReceivableRecordedInvestmentPastDue unitRef="usd" contextRef="c177_AsOf31Dec2014_ConstructionPortfolioSegmentMember" decimals="-3">3000000</us-gaap:FinancingReceivableRecordedInvestmentPastDue>
  <us-gaap:FinancingReceivableRecordedInvestmentCurrent unitRef="usd" contextRef="c177_AsOf31Dec2014_ConstructionPortfolioSegmentMember" decimals="-3">2286000</us-gaap:FinancingReceivableRecordedInvestmentCurrent>
  <us-gaap:LoansAndLeasesReceivableNetOfDeferredIncome unitRef="usd" contextRef="c177_AsOf31Dec2014_ConstructionPortfolioSegmentMember" decimals="-3">5286000</us-gaap:LoansAndLeasesReceivableNetOfDeferredIncome>
  <us-gaap:FinancingReceivableRecordedInvestmentPastDue unitRef="usd" contextRef="c178_AsOf31Dec2015_SmallBusinessAdministrationPortfolioSegmentMember_FinancingReceivables30To59DaysPastDueMember" decimals="-3">42000</us-gaap:FinancingReceivableRecordedInvestmentPastDue>
  <us-gaap:FinancingReceivableRecordedInvestmentPastDue unitRef="usd" contextRef="c179_AsOf31Dec2015_SmallBusinessAdministrationPortfolioSegmentMember_FinancingReceivablesEqualToGreaterThan90DaysPastDueMember" decimals="-3">218000</us-gaap:FinancingReceivableRecordedInvestmentPastDue>
  <us-gaap:FinancingReceivableRecordedInvestmentPastDue unitRef="usd" contextRef="c180_AsOf31Dec2015_SmallBusinessAdministrationPortfolioSegmentMember" decimals="-3">260000</us-gaap:FinancingReceivableRecordedInvestmentPastDue>
  <us-gaap:FinancingReceivableRecordedInvestmentCurrent unitRef="usd" contextRef="c180_AsOf31Dec2015_SmallBusinessAdministrationPortfolioSegmentMember" decimals="-3">11934000</us-gaap:FinancingReceivableRecordedInvestmentCurrent>
  <us-gaap:LoansAndLeasesReceivableNetOfDeferredIncome unitRef="usd" contextRef="c180_AsOf31Dec2015_SmallBusinessAdministrationPortfolioSegmentMember" decimals="-3">12194000</us-gaap:LoansAndLeasesReceivableNetOfDeferredIncome>
  <us-gaap:FinancingReceivableRecordedInvestmentPastDue unitRef="usd" contextRef="c181_AsOf31Dec2014_SmallBusinessAdministrationPortfolioSegmentMember_FinancingReceivables30To59DaysPastDueMember" decimals="-3">90000</us-gaap:FinancingReceivableRecordedInvestmentPastDue>
  <us-gaap:FinancingReceivableRecordedInvestmentPastDue unitRef="usd" contextRef="c182_AsOf31Dec2014_SmallBusinessAdministrationPortfolioSegmentMember" decimals="-3">90000</us-gaap:FinancingReceivableRecordedInvestmentPastDue>
  <us-gaap:FinancingReceivableRecordedInvestmentCurrent unitRef="usd" contextRef="c182_AsOf31Dec2014_SmallBusinessAdministrationPortfolioSegmentMember" decimals="-3">7044000</us-gaap:FinancingReceivableRecordedInvestmentCurrent>
  <us-gaap:LoansAndLeasesReceivableNetOfDeferredIncome unitRef="usd" contextRef="c182_AsOf31Dec2014_SmallBusinessAdministrationPortfolioSegmentMember" decimals="-3">7134000</us-gaap:LoansAndLeasesReceivableNetOfDeferredIncome>
  <us-gaap:FinancingReceivableRecordedInvestmentCurrent unitRef="usd" contextRef="c183_AsOf31Dec2015_TaxMedallionPortflioSegmentMember" decimals="-3">20881000</us-gaap:FinancingReceivableRecordedInvestmentCurrent>
  <us-gaap:LoansAndLeasesReceivableNetOfDeferredIncome unitRef="usd" contextRef="c183_AsOf31Dec2015_TaxMedallionPortflioSegmentMember" decimals="-3">20881000</us-gaap:LoansAndLeasesReceivableNetOfDeferredIncome>
  <us-gaap:FinancingReceivableRecordedInvestmentCurrent unitRef="usd" contextRef="c184_AsOf31Dec2014_TaxMedallionPortflioSegmentMember" decimals="-3">22519000</us-gaap:FinancingReceivableRecordedInvestmentCurrent>
  <us-gaap:LoansAndLeasesReceivableNetOfDeferredIncome unitRef="usd" contextRef="c184_AsOf31Dec2014_TaxMedallionPortflioSegmentMember" decimals="-3">22519000</us-gaap:LoansAndLeasesReceivableNetOfDeferredIncome>
  <us-gaap:FinancingReceivableRecordedInvestmentPastDue unitRef="usd" contextRef="c185_AsOf31Dec2015_CommercialBusinessAndOtherPortfolioSegmentMember_FinancingReceivables60To89DaysPastDueMember" decimals="-3">2000</us-gaap:FinancingReceivableRecordedInvestmentPastDue>
  <us-gaap:FinancingReceivableRecordedInvestmentPastDue unitRef="usd" contextRef="c186_AsOf31Dec2015_CommercialBusinessAndOtherPortfolioSegmentMember_FinancingReceivablesEqualToGreaterThan90DaysPastDueMember" decimals="-3">228000</us-gaap:FinancingReceivableRecordedInvestmentPastDue>
  <us-gaap:FinancingReceivableRecordedInvestmentPastDue unitRef="usd" contextRef="c187_AsOf31Dec2015_CommercialBusinessAndOtherPortfolioSegmentMember" decimals="-3">230000</us-gaap:FinancingReceivableRecordedInvestmentPastDue>
  <us-gaap:FinancingReceivableRecordedInvestmentCurrent unitRef="usd" contextRef="c187_AsOf31Dec2015_CommercialBusinessAndOtherPortfolioSegmentMember" decimals="-3">506392000</us-gaap:FinancingReceivableRecordedInvestmentCurrent>
  <us-gaap:LoansAndLeasesReceivableNetOfDeferredIncome unitRef="usd" contextRef="c187_AsOf31Dec2015_CommercialBusinessAndOtherPortfolioSegmentMember" decimals="-3">506622000</us-gaap:LoansAndLeasesReceivableNetOfDeferredIncome>
  <us-gaap:FinancingReceivableRecordedInvestmentPastDue unitRef="usd" contextRef="c188_AsOf31Dec2014_CommercialBusinessAndOtherPortfolioSegmentMember_FinancingReceivables30To59DaysPastDueMember" decimals="-3">6000</us-gaap:FinancingReceivableRecordedInvestmentPastDue>
  <us-gaap:FinancingReceivableRecordedInvestmentPastDue unitRef="usd" contextRef="c189_AsOf31Dec2014_CommercialBusinessAndOtherPortfolioSegmentMember_FinancingReceivables60To89DaysPastDueMember" decimals="-3">1585000</us-gaap:FinancingReceivableRecordedInvestmentPastDue>
  <us-gaap:FinancingReceivableRecordedInvestmentPastDue unitRef="usd" contextRef="c190_AsOf31Dec2014_CommercialBusinessAndOtherPortfolioSegmentMember_FinancingReceivablesEqualToGreaterThan90DaysPastDueMember" decimals="-3">740000</us-gaap:FinancingReceivableRecordedInvestmentPastDue>
  <us-gaap:FinancingReceivableRecordedInvestmentPastDue unitRef="usd" contextRef="c191_AsOf31Dec2014_CommercialBusinessAndOtherPortfolioSegmentMember" decimals="-3">2331000</us-gaap:FinancingReceivableRecordedInvestmentPastDue>
  <us-gaap:FinancingReceivableRecordedInvestmentCurrent unitRef="usd" contextRef="c191_AsOf31Dec2014_CommercialBusinessAndOtherPortfolioSegmentMember" decimals="-3">445169000</us-gaap:FinancingReceivableRecordedInvestmentCurrent>
  <us-gaap:LoansAndLeasesReceivableNetOfDeferredIncome unitRef="usd" contextRef="c191_AsOf31Dec2014_CommercialBusinessAndOtherPortfolioSegmentMember" decimals="-3">447500000</us-gaap:LoansAndLeasesReceivableNetOfDeferredIncome>
  <us-gaap:FinancingReceivableRecordedInvestmentPastDue unitRef="usd" contextRef="c192_AsOf31Dec2015_FinancingReceivables30To59DaysPastDueMember" decimals="-3">25174000</us-gaap:FinancingReceivableRecordedInvestmentPastDue>
  <us-gaap:FinancingReceivableRecordedInvestmentPastDue unitRef="usd" contextRef="c193_AsOf31Dec2015_FinancingReceivables60To89DaysPastDueMember" decimals="-3">2371000</us-gaap:FinancingReceivableRecordedInvestmentPastDue>
  <us-gaap:FinancingReceivableRecordedInvestmentPastDue unitRef="usd" contextRef="c194_AsOf31Dec2015_FinancingReceivablesEqualToGreaterThan90DaysPastDueMember" decimals="-3">25517000</us-gaap:FinancingReceivableRecordedInvestmentPastDue>
  <us-gaap:FinancingReceivableRecordedInvestmentPastDue unitRef="usd" contextRef="c0_AsOf31Dec2015" decimals="-3">53062000</us-gaap:FinancingReceivableRecordedInvestmentPastDue>
  <us-gaap:FinancingReceivableRecordedInvestmentCurrent unitRef="usd" contextRef="c0_AsOf31Dec2015" decimals="-3">4319549000</us-gaap:FinancingReceivableRecordedInvestmentCurrent>
  <us-gaap:FinancingReceivableRecordedInvestmentPastDue unitRef="usd" contextRef="c195_AsOf31Dec2014_FinancingReceivables30To59DaysPastDueMember" decimals="-3">24588000</us-gaap:FinancingReceivableRecordedInvestmentPastDue>
  <us-gaap:FinancingReceivableRecordedInvestmentPastDue unitRef="usd" contextRef="c196_AsOf31Dec2014_FinancingReceivables60To89DaysPastDueMember" decimals="-3">8615000</us-gaap:FinancingReceivableRecordedInvestmentPastDue>
  <us-gaap:FinancingReceivableRecordedInvestmentPastDue unitRef="usd" contextRef="c197_AsOf31Dec2014_FinancingReceivablesEqualToGreaterThan90DaysPastDueMember" decimals="-3">33196000</us-gaap:FinancingReceivableRecordedInvestmentPastDue>
  <us-gaap:FinancingReceivableRecordedInvestmentPastDue unitRef="usd" contextRef="c1_AsOf31Dec2014" decimals="-3">66399000</us-gaap:FinancingReceivableRecordedInvestmentPastDue>
  <us-gaap:FinancingReceivableRecordedInvestmentCurrent unitRef="usd" contextRef="c1_AsOf31Dec2014" decimals="-3">3732255000</us-gaap:FinancingReceivableRecordedInvestmentCurrent>
  <us-gaap:AllowanceForCreditLossesOnFinancingReceivablesTableTextBlock contextRef="c2_From1Jan2015To31Dec2015">&lt;table cellpadding=&quot;0&quot; cellspacing=&quot;0&quot; style=&quot;border-collapse: collapse; width: 100%; font: 10pt Times New Roman, Times, Serif&quot;&gt;

     &lt;tr style=&quot;vertical-align: bottom&quot;&gt;
      &lt;td nowrap=&quot;nowrap&quot; style=&quot;text-align: left; border-bottom: Black 1pt solid&quot;&gt;(in thousands)&lt;/td&gt;
      &lt;td nowrap=&quot;nowrap&quot; style=&quot;padding-bottom: 1pt; border-bottom: Black 1pt solid&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td colspan=&quot;3&quot; nowrap=&quot;nowrap&quot; style=&quot;text-align: center; border-bottom: Black 1pt solid&quot;&gt;Multi-family &lt;br /&gt; residential&lt;/td&gt;
      &lt;td nowrap=&quot;nowrap&quot; style=&quot;padding-bottom: 1pt; border-bottom: Black 1pt solid&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td colspan=&quot;3&quot; nowrap=&quot;nowrap&quot; style=&quot;text-align: center; border-bottom: Black 1pt solid&quot;&gt;Commercial &lt;br /&gt; real estate&lt;/td&gt;
      &lt;td nowrap=&quot;nowrap&quot; style=&quot;padding-bottom: 1pt; border-bottom: Black 1pt solid&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td colspan=&quot;3&quot; nowrap=&quot;nowrap&quot; style=&quot;text-align: center; border-bottom: Black 1pt solid&quot;&gt;One-to-four &lt;br /&gt; family - &lt;br /&gt; mixed-use &lt;br /&gt; property&lt;/td&gt;
      &lt;td nowrap=&quot;nowrap&quot; style=&quot;padding-bottom: 1pt; border-bottom: Black 1pt solid&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td colspan=&quot;3&quot; nowrap=&quot;nowrap&quot; style=&quot;text-align: center; border-bottom: Black 1pt solid&quot;&gt;One-to-four &lt;br /&gt; family - &lt;br /&gt; residential&lt;/td&gt;
      &lt;td nowrap=&quot;nowrap&quot; style=&quot;padding-bottom: 1pt; border-bottom: Black 1pt solid&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td colspan=&quot;3&quot; nowrap=&quot;nowrap&quot; style=&quot;text-align: center; border-bottom: Black 1pt solid&quot;&gt;Co-operative &lt;br /&gt; apartments&lt;/td&gt;
      &lt;td nowrap=&quot;nowrap&quot; style=&quot;padding-bottom: 1pt; border-bottom: Black 1pt solid&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td colspan=&quot;3&quot; nowrap=&quot;nowrap&quot; style=&quot;text-align: center; border-bottom: Black 1pt solid&quot;&gt;Construction &lt;br /&gt; loans&lt;/td&gt;
      &lt;td nowrap=&quot;nowrap&quot; style=&quot;padding-bottom: 1pt; border-bottom: Black 1pt solid&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td colspan=&quot;3&quot; nowrap=&quot;nowrap&quot; style=&quot;text-align: center; border-bottom: Black 1pt solid&quot;&gt;Small Business &lt;br /&gt; Administration&lt;/td&gt;
      &lt;td nowrap=&quot;nowrap&quot; style=&quot;padding-bottom: 1pt; border-bottom: Black 1pt solid&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td colspan=&quot;3&quot; nowrap=&quot;nowrap&quot; style=&quot;text-align: center; border-bottom: Black 1pt solid&quot;&gt;Taxi &lt;br /&gt; medallion&lt;/td&gt;
      &lt;td nowrap=&quot;nowrap&quot; style=&quot;padding-bottom: 1pt; border-bottom: Black 1pt solid&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td colspan=&quot;3&quot; nowrap=&quot;nowrap&quot; style=&quot;text-align: center; border-bottom: Black 1pt solid&quot;&gt;Commercial &lt;br /&gt; business and &lt;br /&gt; other&lt;/td&gt;
      &lt;td nowrap=&quot;nowrap&quot; style=&quot;padding-bottom: 1pt; border-bottom: Black 1pt solid&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td colspan=&quot;3&quot; nowrap=&quot;nowrap&quot; style=&quot;text-align: center; border-bottom: Black 1pt solid&quot;&gt;Total&lt;/td&gt;
     &lt;/tr&gt;
     &lt;tr style=&quot;vertical-align: bottom&quot;&gt;
      &lt;td&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td colspan=&quot;3&quot; style=&quot;text-align: right&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td colspan=&quot;3&quot; style=&quot;text-align: right&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td colspan=&quot;3&quot; style=&quot;text-align: right&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td colspan=&quot;3&quot; style=&quot;text-align: right&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td colspan=&quot;3&quot; style=&quot;text-align: right&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td colspan=&quot;3&quot; style=&quot;text-align: right&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td colspan=&quot;3&quot; style=&quot;text-align: right&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td colspan=&quot;3&quot; style=&quot;text-align: right&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td colspan=&quot;3&quot; style=&quot;text-align: right&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td colspan=&quot;3&quot;&gt;&amp;nbsp;&lt;/td&gt;
     &lt;/tr&gt;
     &lt;tr style=&quot;vertical-align: bottom; background-color: rgb(204,238,255)&quot;&gt;
      &lt;td style=&quot;font-weight: bold; text-align: left&quot;&gt;Allowance for credit losses:&lt;/td&gt;
      &lt;td&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td style=&quot;text-align: right&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td style=&quot;text-align: right&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td style=&quot;text-align: right&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td style=&quot;text-align: right&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td style=&quot;text-align: right&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td style=&quot;text-align: right&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td style=&quot;text-align: right&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td style=&quot;text-align: right&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td style=&quot;text-align: right&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td style=&quot;text-align: right&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
     &lt;/tr&gt;
     &lt;tr style=&quot;vertical-align: bottom; background-color: White&quot;&gt;
      &lt;td style=&quot;width: 20%; text-align: left&quot;&gt;Beginning balance&lt;/td&gt;
      &lt;td style=&quot;width: 1%&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td style=&quot;width: 1%; text-align: left&quot;&gt;$&lt;/td&gt;
      &lt;td style=&quot;width: 5%; text-align: right&quot;&gt;8,827&lt;/td&gt;
      &lt;td style=&quot;width: 1%; text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td style=&quot;width: 1%&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td style=&quot;width: 1%; text-align: left&quot;&gt;$&lt;/td&gt;
      &lt;td style=&quot;width: 5%; text-align: right&quot;&gt;4,202&lt;/td&gt;
      &lt;td style=&quot;width: 1%; text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td style=&quot;width: 1%&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td style=&quot;width: 1%; text-align: left&quot;&gt;$&lt;/td&gt;
      &lt;td style=&quot;width: 5%; text-align: right&quot;&gt;5,840&lt;/td&gt;
      &lt;td style=&quot;width: 1%; text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td style=&quot;width: 1%&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td style=&quot;width: 1%; text-align: left&quot;&gt;$&lt;/td&gt;
      &lt;td style=&quot;width: 5%; text-align: right&quot;&gt;1,690&lt;/td&gt;
      &lt;td style=&quot;width: 1%; text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td style=&quot;width: 1%&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td style=&quot;width: 1%; text-align: left&quot;&gt;$&lt;/td&gt;
      &lt;td style=&quot;width: 5%; text-align: right&quot;&gt;-&lt;/td&gt;
      &lt;td style=&quot;width: 1%; text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td style=&quot;width: 1%&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td style=&quot;width: 1%; text-align: left&quot;&gt;$&lt;/td&gt;
      &lt;td style=&quot;width: 5%; text-align: right&quot;&gt;42&lt;/td&gt;
      &lt;td style=&quot;width: 1%; text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td style=&quot;width: 1%&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td style=&quot;width: 1%; text-align: left&quot;&gt;$&lt;/td&gt;
      &lt;td style=&quot;width: 5%; text-align: right&quot;&gt;279&lt;/td&gt;
      &lt;td style=&quot;width: 1%; text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td style=&quot;width: 1%&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td style=&quot;width: 1%; text-align: left&quot;&gt;$&lt;/td&gt;
      &lt;td style=&quot;width: 5%; text-align: right&quot;&gt;11&lt;/td&gt;
      &lt;td style=&quot;width: 1%; text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td style=&quot;width: 1%&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td style=&quot;width: 1%; text-align: left&quot;&gt;$&lt;/td&gt;
      &lt;td style=&quot;width: 5%; text-align: right&quot;&gt;4,205&lt;/td&gt;
      &lt;td style=&quot;width: 1%; text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td style=&quot;width: 1%&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td style=&quot;width: 1%; text-align: left&quot;&gt;$&lt;/td&gt;
      &lt;td style=&quot;width: 5%; text-align: right&quot;&gt;25,096&lt;/td&gt;
      &lt;td style=&quot;width: 1%; text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
     &lt;/tr&gt;
     &lt;tr style=&quot;vertical-align: bottom; background-color: rgb(204,238,255)&quot;&gt;
      &lt;td style=&quot;text-align: left; padding-left: 10pt&quot;&gt;Charge-off&apos;s&lt;/td&gt;
      &lt;td&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td style=&quot;text-align: right&quot;&gt;(474&lt;/td&gt;
      &lt;td style=&quot;text-align: left&quot;&gt;)&lt;/td&gt;
      &lt;td&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td style=&quot;text-align: right&quot;&gt;(32&lt;/td&gt;
      &lt;td style=&quot;text-align: left&quot;&gt;)&lt;/td&gt;
      &lt;td&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td style=&quot;text-align: right&quot;&gt;(592&lt;/td&gt;
      &lt;td style=&quot;text-align: left&quot;&gt;)&lt;/td&gt;
      &lt;td&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td style=&quot;text-align: right&quot;&gt;(342&lt;/td&gt;
      &lt;td style=&quot;text-align: left&quot;&gt;)&lt;/td&gt;
      &lt;td&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td style=&quot;text-align: right&quot;&gt;-&lt;/td&gt;
      &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td style=&quot;text-align: right&quot;&gt;-&lt;/td&gt;
      &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td style=&quot;text-align: right&quot;&gt;(34&lt;/td&gt;
      &lt;td style=&quot;text-align: left&quot;&gt;)&lt;/td&gt;
      &lt;td&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td style=&quot;text-align: right&quot;&gt;-&lt;/td&gt;
      &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td style=&quot;text-align: right&quot;&gt;(2,371&lt;/td&gt;
      &lt;td style=&quot;text-align: left&quot;&gt;)&lt;/td&gt;
      &lt;td&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td style=&quot;text-align: right&quot;&gt;(3,845&lt;/td&gt;
      &lt;td style=&quot;text-align: left&quot;&gt;)&lt;/td&gt;
     &lt;/tr&gt;
     &lt;tr style=&quot;vertical-align: bottom; background-color: White&quot;&gt;
      &lt;td style=&quot;text-align: left; padding-left: 10pt&quot;&gt;Recoveries&lt;/td&gt;
      &lt;td&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td style=&quot;text-align: right&quot;&gt;269&lt;/td&gt;
      &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td style=&quot;text-align: right&quot;&gt;168&lt;/td&gt;
      &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td style=&quot;text-align: right&quot;&gt;76&lt;/td&gt;
      &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td style=&quot;text-align: right&quot;&gt;375&lt;/td&gt;
      &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td style=&quot;text-align: right&quot;&gt;-&lt;/td&gt;
      &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td style=&quot;text-align: right&quot;&gt;-&lt;/td&gt;
      &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td style=&quot;text-align: right&quot;&gt;40&lt;/td&gt;
      &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td style=&quot;text-align: right&quot;&gt;-&lt;/td&gt;
      &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td style=&quot;text-align: right&quot;&gt;312&lt;/td&gt;
      &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td style=&quot;text-align: right&quot;&gt;1,240&lt;/td&gt;
      &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
     &lt;/tr&gt;
     &lt;tr style=&quot;vertical-align: bottom; background-color: rgb(204,238,255)&quot;&gt;
      &lt;td style=&quot;text-align: left; padding-bottom: 1pt; padding-left: 10pt&quot;&gt;Provision (benefit)&lt;/td&gt;
      &lt;td&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td style=&quot;border-bottom: Black 1pt solid; text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td style=&quot;border-bottom: Black 1pt solid; text-align: right&quot;&gt;(1,904&lt;/td&gt;
      &lt;td style=&quot;border-bottom: Black 1pt solid; text-align: left&quot;&gt;)&lt;/td&gt;
      &lt;td style=&quot;padding-bottom: 1pt; border-bottom: Black 1pt solid&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td style=&quot;border-bottom: Black 1pt solid; text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td style=&quot;border-bottom: Black 1pt solid; text-align: right&quot;&gt;(99&lt;/td&gt;
      &lt;td style=&quot;border-bottom: Black 1pt solid; text-align: left&quot;&gt;)&lt;/td&gt;
      &lt;td style=&quot;padding-bottom: 1pt; border-bottom: Black 1pt solid&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td style=&quot;border-bottom: Black 1pt solid; text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td style=&quot;border-bottom: Black 1pt solid; text-align: right&quot;&gt;(1,097&lt;/td&gt;
      &lt;td style=&quot;border-bottom: Black 1pt solid; text-align: left&quot;&gt;)&lt;/td&gt;
      &lt;td style=&quot;padding-bottom: 1pt; border-bottom: Black 1pt solid&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td style=&quot;border-bottom: Black 1pt solid; text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td style=&quot;border-bottom: Black 1pt solid; text-align: right&quot;&gt;(496&lt;/td&gt;
      &lt;td style=&quot;border-bottom: Black 1pt solid; text-align: left&quot;&gt;)&lt;/td&gt;
      &lt;td style=&quot;padding-bottom: 1pt; border-bottom: Black 1pt solid&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td style=&quot;border-bottom: Black 1pt solid; text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td style=&quot;border-bottom: Black 1pt solid; text-align: right&quot;&gt;-&lt;/td&gt;
      &lt;td style=&quot;border-bottom: Black 1pt solid; text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td style=&quot;padding-bottom: 1pt; border-bottom: Black 1pt solid&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td style=&quot;border-bottom: Black 1pt solid; text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td style=&quot;border-bottom: Black 1pt solid; text-align: right&quot;&gt;8&lt;/td&gt;
      &lt;td style=&quot;border-bottom: Black 1pt solid; text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td style=&quot;padding-bottom: 1pt; border-bottom: Black 1pt solid&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td style=&quot;border-bottom: Black 1pt solid; text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td style=&quot;border-bottom: Black 1pt solid; text-align: right&quot;&gt;(23&lt;/td&gt;
      &lt;td style=&quot;border-bottom: Black 1pt solid; text-align: left&quot;&gt;)&lt;/td&gt;
      &lt;td style=&quot;padding-bottom: 1pt; border-bottom: Black 1pt solid&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td style=&quot;border-bottom: Black 1pt solid; text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td style=&quot;border-bottom: Black 1pt solid; text-align: right&quot;&gt;332&lt;/td&gt;
      &lt;td style=&quot;border-bottom: Black 1pt solid; text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td style=&quot;padding-bottom: 1pt; border-bottom: Black 1pt solid&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td style=&quot;border-bottom: Black 1pt solid; text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td style=&quot;border-bottom: Black 1pt solid; text-align: right&quot;&gt;2,323&lt;/td&gt;
      &lt;td style=&quot;border-bottom: Black 1pt solid; text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td style=&quot;padding-bottom: 1pt; border-bottom: Black 1pt solid&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td style=&quot;border-bottom: Black 1pt solid; text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td style=&quot;border-bottom: Black 1pt solid; text-align: right&quot;&gt;(956&lt;/td&gt;
      &lt;td style=&quot;border-bottom: Black 1pt solid; text-align: left&quot;&gt;)&lt;/td&gt;
     &lt;/tr&gt;
     &lt;tr style=&quot;vertical-align: bottom; background-color: White&quot;&gt;
      &lt;td style=&quot;text-align: left; padding-bottom: 2.25pt&quot;&gt;Ending balance&lt;/td&gt;
      &lt;td&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td style=&quot;border-bottom: Black 2.5pt double; text-align: left&quot;&gt;$&lt;/td&gt;
      &lt;td style=&quot;border-bottom: Black 2.5pt double; text-align: right&quot;&gt;6,718&lt;/td&gt;
      &lt;td style=&quot;border-bottom: Black 2.5pt double; text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td style=&quot;padding-bottom: 2.25pt; border-bottom: Black 2.5pt double&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td style=&quot;border-bottom: Black 2.5pt double; text-align: left&quot;&gt;$&lt;/td&gt;
      &lt;td style=&quot;border-bottom: Black 2.5pt double; text-align: right&quot;&gt;4,239&lt;/td&gt;
      &lt;td style=&quot;border-bottom: Black 2.5pt double; text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td style=&quot;padding-bottom: 2.25pt; border-bottom: Black 2.5pt double&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td style=&quot;border-bottom: Black 2.5pt double; text-align: left&quot;&gt;$&lt;/td&gt;
      &lt;td style=&quot;border-bottom: Black 2.5pt double; text-align: right&quot;&gt;4,227&lt;/td&gt;
      &lt;td style=&quot;border-bottom: Black 2.5pt double; text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td style=&quot;padding-bottom: 2.25pt; border-bottom: Black 2.5pt double&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td style=&quot;border-bottom: Black 2.5pt double; text-align: left&quot;&gt;$&lt;/td&gt;
      &lt;td style=&quot;border-bottom: Black 2.5pt double; text-align: right&quot;&gt;1,227&lt;/td&gt;
      &lt;td style=&quot;border-bottom: Black 2.5pt double; text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td style=&quot;padding-bottom: 2.25pt; border-bottom: Black 2.5pt double&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td style=&quot;border-bottom: Black 2.5pt double; text-align: left&quot;&gt;$&lt;/td&gt;
      &lt;td style=&quot;border-bottom: Black 2.5pt double; text-align: right&quot;&gt;-&lt;/td&gt;
      &lt;td style=&quot;border-bottom: Black 2.5pt double; text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td style=&quot;padding-bottom: 2.25pt; border-bottom: Black 2.5pt double&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td style=&quot;border-bottom: Black 2.5pt double; text-align: left&quot;&gt;$&lt;/td&gt;
      &lt;td style=&quot;border-bottom: Black 2.5pt double; text-align: right&quot;&gt;50&lt;/td&gt;
      &lt;td style=&quot;border-bottom: Black 2.5pt double; text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td style=&quot;padding-bottom: 2.25pt; border-bottom: Black 2.5pt double&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td style=&quot;border-bottom: Black 2.5pt double; text-align: left&quot;&gt;$&lt;/td&gt;
      &lt;td style=&quot;border-bottom: Black 2.5pt double; text-align: right&quot;&gt;262&lt;/td&gt;
      &lt;td style=&quot;border-bottom: Black 2.5pt double; text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td style=&quot;padding-bottom: 2.25pt; border-bottom: Black 2.5pt double&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td style=&quot;border-bottom: Black 2.5pt double; text-align: left&quot;&gt;$&lt;/td&gt;
      &lt;td style=&quot;border-bottom: Black 2.5pt double; text-align: right&quot;&gt;343&lt;/td&gt;
      &lt;td style=&quot;border-bottom: Black 2.5pt double; text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td style=&quot;padding-bottom: 2.25pt; border-bottom: Black 2.5pt double&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td style=&quot;border-bottom: Black 2.5pt double; text-align: left&quot;&gt;$&lt;/td&gt;
      &lt;td style=&quot;border-bottom: Black 2.5pt double; text-align: right&quot;&gt;4,469&lt;/td&gt;
      &lt;td style=&quot;border-bottom: Black 2.5pt double; text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td style=&quot;padding-bottom: 2.25pt; border-bottom: Black 2.5pt double&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td style=&quot;border-bottom: Black 2.5pt double; text-align: left&quot;&gt;$&lt;/td&gt;
      &lt;td style=&quot;border-bottom: Black 2.5pt double; text-align: right&quot;&gt;21,535&lt;/td&gt;
      &lt;td style=&quot;border-bottom: Black 2.5pt double; text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
     &lt;/tr&gt;
     &lt;tr style=&quot;vertical-align: bottom; background-color: rgb(204,238,255)&quot;&gt;
      &lt;td nowrap=&quot;nowrap&quot; style=&quot;text-align: left; padding-bottom: 2.25pt&quot;&gt;Ending balance: individually evaluated for impairment&lt;/td&gt;
      &lt;td&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td style=&quot;border-bottom: Black 2.5pt double; text-align: left&quot;&gt;$&lt;/td&gt;
      &lt;td style=&quot;border-bottom: Black 2.5pt double; text-align: right&quot;&gt;252&lt;/td&gt;
      &lt;td style=&quot;border-bottom: Black 2.5pt double; text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td style=&quot;padding-bottom: 2.25pt; border-bottom: Black 2.5pt double&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td style=&quot;border-bottom: Black 2.5pt double; text-align: left&quot;&gt;$&lt;/td&gt;
      &lt;td style=&quot;border-bottom: Black 2.5pt double; text-align: right&quot;&gt;180&lt;/td&gt;
      &lt;td style=&quot;border-bottom: Black 2.5pt double; text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td style=&quot;padding-bottom: 2.25pt; border-bottom: Black 2.5pt double&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td style=&quot;border-bottom: Black 2.5pt double; text-align: left&quot;&gt;$&lt;/td&gt;
      &lt;td style=&quot;border-bottom: Black 2.5pt double; text-align: right&quot;&gt;502&lt;/td&gt;
      &lt;td style=&quot;border-bottom: Black 2.5pt double; text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td style=&quot;padding-bottom: 2.25pt; border-bottom: Black 2.5pt double&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td style=&quot;border-bottom: Black 2.5pt double; text-align: left&quot;&gt;$&lt;/td&gt;
      &lt;td style=&quot;border-bottom: Black 2.5pt double; text-align: right&quot;&gt;51&lt;/td&gt;
      &lt;td style=&quot;border-bottom: Black 2.5pt double; text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td style=&quot;padding-bottom: 2.25pt; border-bottom: Black 2.5pt double&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td style=&quot;border-bottom: Black 2.5pt double; text-align: left&quot;&gt;$&lt;/td&gt;
      &lt;td style=&quot;border-bottom: Black 2.5pt double; text-align: right&quot;&gt;-&lt;/td&gt;
      &lt;td style=&quot;border-bottom: Black 2.5pt double; text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td style=&quot;padding-bottom: 2.25pt; border-bottom: Black 2.5pt double&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td style=&quot;border-bottom: Black 2.5pt double; text-align: left&quot;&gt;$&lt;/td&gt;
      &lt;td style=&quot;border-bottom: Black 2.5pt double; text-align: right&quot;&gt;-&lt;/td&gt;
      &lt;td style=&quot;border-bottom: Black 2.5pt double; text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td style=&quot;padding-bottom: 2.25pt; border-bottom: Black 2.5pt double&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td style=&quot;border-bottom: Black 2.5pt double; text-align: left&quot;&gt;$&lt;/td&gt;
      &lt;td style=&quot;border-bottom: Black 2.5pt double; text-align: right&quot;&gt;-&lt;/td&gt;
      &lt;td style=&quot;border-bottom: Black 2.5pt double; text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td style=&quot;padding-bottom: 2.25pt; border-bottom: Black 2.5pt double&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td style=&quot;border-bottom: Black 2.5pt double; text-align: left&quot;&gt;$&lt;/td&gt;
      &lt;td style=&quot;border-bottom: Black 2.5pt double; text-align: right&quot;&gt;333&lt;/td&gt;
      &lt;td style=&quot;border-bottom: Black 2.5pt double; text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td style=&quot;padding-bottom: 2.25pt; border-bottom: Black 2.5pt double&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td style=&quot;border-bottom: Black 2.5pt double; text-align: left&quot;&gt;$&lt;/td&gt;
      &lt;td style=&quot;border-bottom: Black 2.5pt double; text-align: right&quot;&gt;112&lt;/td&gt;
      &lt;td style=&quot;border-bottom: Black 2.5pt double; text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td style=&quot;padding-bottom: 2.25pt; border-bottom: Black 2.5pt double&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td style=&quot;border-bottom: Black 2.5pt double; text-align: left&quot;&gt;$&lt;/td&gt;
      &lt;td style=&quot;border-bottom: Black 2.5pt double; text-align: right&quot;&gt;1,430&lt;/td&gt;
      &lt;td style=&quot;border-bottom: Black 2.5pt double; text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
     &lt;/tr&gt;
     &lt;tr style=&quot;vertical-align: bottom; background-color: White&quot;&gt;
      &lt;td nowrap=&quot;nowrap&quot; style=&quot;text-align: left; padding-bottom: 2.25pt&quot;&gt;Ending balance: collectively evaluated for impairment&lt;/td&gt;
      &lt;td&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td style=&quot;border-bottom: Black 2.5pt double; text-align: left&quot;&gt;$&lt;/td&gt;
      &lt;td style=&quot;border-bottom: Black 2.5pt double; text-align: right&quot;&gt;6,466&lt;/td&gt;
      &lt;td style=&quot;border-bottom: Black 2.5pt double; text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td style=&quot;padding-bottom: 2.25pt; border-bottom: Black 2.5pt double&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td style=&quot;border-bottom: Black 2.5pt double; text-align: left&quot;&gt;$&lt;/td&gt;
      &lt;td style=&quot;border-bottom: Black 2.5pt double; text-align: right&quot;&gt;4,059&lt;/td&gt;
      &lt;td style=&quot;border-bottom: Black 2.5pt double; text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td style=&quot;padding-bottom: 2.25pt; border-bottom: Black 2.5pt double&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td style=&quot;border-bottom: Black 2.5pt double; text-align: left&quot;&gt;$&lt;/td&gt;
      &lt;td style=&quot;border-bottom: Black 2.5pt double; text-align: right&quot;&gt;3,725&lt;/td&gt;
      &lt;td style=&quot;border-bottom: Black 2.5pt double; text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td style=&quot;padding-bottom: 2.25pt; border-bottom: Black 2.5pt double&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td style=&quot;border-bottom: Black 2.5pt double; text-align: left&quot;&gt;$&lt;/td&gt;
      &lt;td style=&quot;border-bottom: Black 2.5pt double; text-align: right&quot;&gt;1,176&lt;/td&gt;
      &lt;td style=&quot;border-bottom: Black 2.5pt double; text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td style=&quot;padding-bottom: 2.25pt; border-bottom: Black 2.5pt double&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td style=&quot;border-bottom: Black 2.5pt double; text-align: left&quot;&gt;$&lt;/td&gt;
      &lt;td style=&quot;border-bottom: Black 2.5pt double; text-align: right&quot;&gt;-&lt;/td&gt;
      &lt;td style=&quot;border-bottom: Black 2.5pt double; text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td style=&quot;padding-bottom: 2.25pt; border-bottom: Black 2.5pt double&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td style=&quot;border-bottom: Black 2.5pt double; text-align: left&quot;&gt;$&lt;/td&gt;
      &lt;td style=&quot;border-bottom: Black 2.5pt double; text-align: right&quot;&gt;50&lt;/td&gt;
      &lt;td style=&quot;border-bottom: Black 2.5pt double; text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td style=&quot;padding-bottom: 2.25pt; border-bottom: Black 2.5pt double&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td style=&quot;border-bottom: Black 2.5pt double; text-align: left&quot;&gt;$&lt;/td&gt;
      &lt;td style=&quot;border-bottom: Black 2.5pt double; text-align: right&quot;&gt;262&lt;/td&gt;
      &lt;td style=&quot;border-bottom: Black 2.5pt double; text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td style=&quot;padding-bottom: 2.25pt; border-bottom: Black 2.5pt double&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td style=&quot;border-bottom: Black 2.5pt double; text-align: left&quot;&gt;$&lt;/td&gt;
      &lt;td style=&quot;border-bottom: Black 2.5pt double; text-align: right&quot;&gt;10&lt;/td&gt;
      &lt;td style=&quot;border-bottom: Black 2.5pt double; text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td style=&quot;padding-bottom: 2.25pt; border-bottom: Black 2.5pt double&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td style=&quot;border-bottom: Black 2.5pt double; text-align: left&quot;&gt;$&lt;/td&gt;
      &lt;td style=&quot;border-bottom: Black 2.5pt double; text-align: right&quot;&gt;4,357&lt;/td&gt;
      &lt;td style=&quot;border-bottom: Black 2.5pt double; text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td style=&quot;padding-bottom: 2.25pt; border-bottom: Black 2.5pt double&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td style=&quot;border-bottom: Black 2.5pt double; text-align: left&quot;&gt;$&lt;/td&gt;
      &lt;td style=&quot;border-bottom: Black 2.5pt double; text-align: right&quot;&gt;20,105&lt;/td&gt;
      &lt;td style=&quot;border-bottom: Black 2.5pt double; text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
     &lt;/tr&gt;

   &lt;/table&gt;&lt;table cellpadding=&quot;0&quot; cellspacing=&quot;0&quot; style=&quot;border-collapse: collapse; width: 100%; font: 10pt Times New Roman, Times, Serif&quot;&gt;

     &lt;tr style=&quot;vertical-align: bottom&quot;&gt;
      &lt;td nowrap=&quot;nowrap&quot; style=&quot;text-align: left; border-bottom: Black 1pt solid&quot;&gt;(in thousands)&lt;/td&gt;
      &lt;td nowrap=&quot;nowrap&quot; style=&quot;padding-bottom: 1pt; border-bottom: Black 1pt solid&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td colspan=&quot;3&quot; nowrap=&quot;nowrap&quot; style=&quot;text-align: center; border-bottom: Black 1pt solid&quot;&gt;Multi-family &lt;br /&gt; residential&lt;/td&gt;
      &lt;td nowrap=&quot;nowrap&quot; style=&quot;padding-bottom: 1pt; border-bottom: Black 1pt solid&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td colspan=&quot;3&quot; nowrap=&quot;nowrap&quot; style=&quot;text-align: center; border-bottom: Black 1pt solid&quot;&gt;Commercial &lt;br /&gt; real estate&lt;/td&gt;
      &lt;td nowrap=&quot;nowrap&quot; style=&quot;padding-bottom: 1pt; border-bottom: Black 1pt solid&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td colspan=&quot;3&quot; nowrap=&quot;nowrap&quot; style=&quot;text-align: center; border-bottom: Black 1pt solid&quot;&gt;One-to-four &lt;br /&gt; family - &lt;br /&gt; mixed-use &lt;br /&gt; property&lt;/td&gt;
      &lt;td nowrap=&quot;nowrap&quot; style=&quot;padding-bottom: 1pt; border-bottom: Black 1pt solid&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td colspan=&quot;3&quot; nowrap=&quot;nowrap&quot; style=&quot;text-align: center; border-bottom: Black 1pt solid&quot;&gt;One-to-four &lt;br /&gt; family - &lt;br /&gt; residential&lt;/td&gt;
      &lt;td nowrap=&quot;nowrap&quot; style=&quot;padding-bottom: 1pt; border-bottom: Black 1pt solid&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td colspan=&quot;3&quot; nowrap=&quot;nowrap&quot; style=&quot;text-align: center; border-bottom: Black 1pt solid&quot;&gt;Co-operative &lt;br /&gt; apartments&lt;/td&gt;
      &lt;td nowrap=&quot;nowrap&quot; style=&quot;padding-bottom: 1pt; border-bottom: Black 1pt solid&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td colspan=&quot;3&quot; nowrap=&quot;nowrap&quot; style=&quot;text-align: center; border-bottom: Black 1pt solid&quot;&gt;Construction &lt;br /&gt; loans&lt;/td&gt;
      &lt;td nowrap=&quot;nowrap&quot; style=&quot;padding-bottom: 1pt; border-bottom: Black 1pt solid&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td colspan=&quot;3&quot; nowrap=&quot;nowrap&quot; style=&quot;text-align: center; border-bottom: Black 1pt solid&quot;&gt;Small Business &lt;br /&gt; Administration&lt;/td&gt;
      &lt;td nowrap=&quot;nowrap&quot; style=&quot;padding-bottom: 1pt; border-bottom: Black 1pt solid&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td colspan=&quot;3&quot; nowrap=&quot;nowrap&quot; style=&quot;text-align: center; border-bottom: Black 1pt solid&quot;&gt;Taxi &lt;br /&gt; medallion&lt;/td&gt;
      &lt;td nowrap=&quot;nowrap&quot; style=&quot;padding-bottom: 1pt; border-bottom: Black 1pt solid&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td colspan=&quot;3&quot; nowrap=&quot;nowrap&quot; style=&quot;text-align: center; border-bottom: Black 1pt solid&quot;&gt;Commercial &lt;br /&gt; business and &lt;br /&gt; other&lt;/td&gt;
      &lt;td nowrap=&quot;nowrap&quot; style=&quot;padding-bottom: 1pt; border-bottom: Black 1pt solid&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td colspan=&quot;3&quot; nowrap=&quot;nowrap&quot; style=&quot;text-align: center; border-bottom: Black 1pt solid&quot;&gt;Total&lt;/td&gt;
     &lt;/tr&gt;
     &lt;tr style=&quot;vertical-align: bottom&quot;&gt;
      &lt;td&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td colspan=&quot;3&quot; style=&quot;text-align: right&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td colspan=&quot;3&quot; style=&quot;text-align: right&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td colspan=&quot;3&quot; style=&quot;text-align: right&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td colspan=&quot;3&quot; style=&quot;text-align: right&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td colspan=&quot;3&quot; style=&quot;text-align: right&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td colspan=&quot;3&quot; style=&quot;text-align: right&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td colspan=&quot;3&quot; style=&quot;text-align: right&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td colspan=&quot;3&quot; style=&quot;text-align: right&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td colspan=&quot;3&quot; style=&quot;text-align: right&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td colspan=&quot;3&quot;&gt;&amp;nbsp;&lt;/td&gt;
     &lt;/tr&gt;
     &lt;tr style=&quot;vertical-align: bottom; background-color: rgb(204,238,255)&quot;&gt;
      &lt;td style=&quot;font-weight: bold; text-align: left&quot;&gt;Allowance for credit losses:&lt;/td&gt;
      &lt;td&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td style=&quot;text-align: right&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td style=&quot;text-align: right&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td style=&quot;text-align: right&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td style=&quot;text-align: right&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td style=&quot;text-align: right&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td style=&quot;text-align: right&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td style=&quot;text-align: right&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td style=&quot;text-align: right&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td style=&quot;text-align: right&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td style=&quot;text-align: right&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
     &lt;/tr&gt;
     &lt;tr style=&quot;vertical-align: bottom; background-color: White&quot;&gt;
      &lt;td style=&quot;width: 20%; text-align: left&quot;&gt;Beginning balance&lt;/td&gt;
      &lt;td style=&quot;width: 1%&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td style=&quot;width: 1%; text-align: left&quot;&gt;$&lt;/td&gt;
      &lt;td style=&quot;width: 5%; text-align: right&quot;&gt;12,084&lt;/td&gt;
      &lt;td style=&quot;width: 1%; text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td style=&quot;width: 1%&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td style=&quot;width: 1%; text-align: left&quot;&gt;$&lt;/td&gt;
      &lt;td style=&quot;width: 5%; text-align: right&quot;&gt;4,959&lt;/td&gt;
      &lt;td style=&quot;width: 1%; text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td style=&quot;width: 1%&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td style=&quot;width: 1%; text-align: left&quot;&gt;$&lt;/td&gt;
      &lt;td style=&quot;width: 5%; text-align: right&quot;&gt;6,328&lt;/td&gt;
      &lt;td style=&quot;width: 1%; text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td style=&quot;width: 1%&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td style=&quot;width: 1%; text-align: left&quot;&gt;$&lt;/td&gt;
      &lt;td style=&quot;width: 5%; text-align: right&quot;&gt;2,079&lt;/td&gt;
      &lt;td style=&quot;width: 1%; text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td style=&quot;width: 1%&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td style=&quot;width: 1%; text-align: left&quot;&gt;$&lt;/td&gt;
      &lt;td style=&quot;width: 5%; text-align: right&quot;&gt;104&lt;/td&gt;
      &lt;td style=&quot;width: 1%; text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td style=&quot;width: 1%&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td style=&quot;width: 1%; text-align: left&quot;&gt;$&lt;/td&gt;
      &lt;td style=&quot;width: 5%; text-align: right&quot;&gt;444&lt;/td&gt;
      &lt;td style=&quot;width: 1%; text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td style=&quot;width: 1%&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td style=&quot;width: 1%; text-align: left&quot;&gt;$&lt;/td&gt;
      &lt;td style=&quot;width: 5%; text-align: right&quot;&gt;458&lt;/td&gt;
      &lt;td style=&quot;width: 1%; text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td style=&quot;width: 1%&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td style=&quot;width: 1%; text-align: left&quot;&gt;$&lt;/td&gt;
      &lt;td style=&quot;width: 5%; text-align: right&quot;&gt;-&lt;/td&gt;
      &lt;td style=&quot;width: 1%; text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td style=&quot;width: 1%&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td style=&quot;width: 1%; text-align: left&quot;&gt;$&lt;/td&gt;
      &lt;td style=&quot;width: 5%; text-align: right&quot;&gt;5,320&lt;/td&gt;
      &lt;td style=&quot;width: 1%; text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td style=&quot;width: 1%&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td style=&quot;width: 1%; text-align: left&quot;&gt;$&lt;/td&gt;
      &lt;td style=&quot;width: 5%; text-align: right&quot;&gt;31,776&lt;/td&gt;
      &lt;td style=&quot;width: 1%; text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
     &lt;/tr&gt;
     &lt;tr style=&quot;vertical-align: bottom; background-color: rgb(204,238,255)&quot;&gt;
      &lt;td style=&quot;text-align: left; padding-left: 10pt&quot;&gt;Charge-off&apos;s&lt;/td&gt;
      &lt;td&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td style=&quot;text-align: right&quot;&gt;(1,161&lt;/td&gt;
      &lt;td style=&quot;text-align: left&quot;&gt;)&lt;/td&gt;
      &lt;td&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td style=&quot;text-align: right&quot;&gt;(325&lt;/td&gt;
      &lt;td style=&quot;text-align: left&quot;&gt;)&lt;/td&gt;
      &lt;td&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td style=&quot;text-align: right&quot;&gt;(423&lt;/td&gt;
      &lt;td style=&quot;text-align: left&quot;&gt;)&lt;/td&gt;
      &lt;td&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td style=&quot;text-align: right&quot;&gt;(103&lt;/td&gt;
      &lt;td style=&quot;text-align: left&quot;&gt;)&lt;/td&gt;
      &lt;td&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td style=&quot;text-align: right&quot;&gt;-&lt;/td&gt;
      &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td style=&quot;text-align: right&quot;&gt;-&lt;/td&gt;
      &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td style=&quot;text-align: right&quot;&gt;(49&lt;/td&gt;
      &lt;td style=&quot;text-align: left&quot;&gt;)&lt;/td&gt;
      &lt;td&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td style=&quot;text-align: right&quot;&gt;-&lt;/td&gt;
      &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td style=&quot;text-align: right&quot;&gt;(381&lt;/td&gt;
      &lt;td style=&quot;text-align: left&quot;&gt;)&lt;/td&gt;
      &lt;td&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td style=&quot;text-align: right&quot;&gt;(2,442&lt;/td&gt;
      &lt;td style=&quot;text-align: left&quot;&gt;)&lt;/td&gt;
     &lt;/tr&gt;
     &lt;tr style=&quot;vertical-align: bottom; background-color: White&quot;&gt;
      &lt;td style=&quot;text-align: left; padding-left: 10pt&quot;&gt;Recoveries&lt;/td&gt;
      &lt;td&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td style=&quot;text-align: right&quot;&gt;150&lt;/td&gt;
      &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td style=&quot;text-align: right&quot;&gt;481&lt;/td&gt;
      &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td style=&quot;text-align: right&quot;&gt;608&lt;/td&gt;
      &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td style=&quot;text-align: right&quot;&gt;269&lt;/td&gt;
      &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td style=&quot;text-align: right&quot;&gt;7&lt;/td&gt;
      &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td style=&quot;text-align: right&quot;&gt;-&lt;/td&gt;
      &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td style=&quot;text-align: right&quot;&gt;92&lt;/td&gt;
      &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td style=&quot;text-align: right&quot;&gt;-&lt;/td&gt;
      &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td style=&quot;text-align: right&quot;&gt;176&lt;/td&gt;
      &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td style=&quot;text-align: right&quot;&gt;1,783&lt;/td&gt;
      &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
     &lt;/tr&gt;
     &lt;tr style=&quot;vertical-align: bottom; background-color: rgb(204,238,255)&quot;&gt;
      &lt;td style=&quot;text-align: left; padding-bottom: 1pt; padding-left: 10pt&quot;&gt;Provision (benefit)&lt;/td&gt;
      &lt;td&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td style=&quot;border-bottom: Black 1pt solid; text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td style=&quot;border-bottom: Black 1pt solid; text-align: right&quot;&gt;(2,246&lt;/td&gt;
      &lt;td style=&quot;border-bottom: Black 1pt solid; text-align: left&quot;&gt;)&lt;/td&gt;
      &lt;td style=&quot;padding-bottom: 1pt; border-bottom: Black 1pt solid&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td style=&quot;border-bottom: Black 1pt solid; text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td style=&quot;border-bottom: Black 1pt solid; text-align: right&quot;&gt;(913&lt;/td&gt;
      &lt;td style=&quot;border-bottom: Black 1pt solid; text-align: left&quot;&gt;)&lt;/td&gt;
      &lt;td style=&quot;padding-bottom: 1pt; border-bottom: Black 1pt solid&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td style=&quot;border-bottom: Black 1pt solid; text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td style=&quot;border-bottom: Black 1pt solid; text-align: right&quot;&gt;(673&lt;/td&gt;
      &lt;td style=&quot;border-bottom: Black 1pt solid; text-align: left&quot;&gt;)&lt;/td&gt;
      &lt;td style=&quot;padding-bottom: 1pt; border-bottom: Black 1pt solid&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td style=&quot;border-bottom: Black 1pt solid; text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td style=&quot;border-bottom: Black 1pt solid; text-align: right&quot;&gt;(555&lt;/td&gt;
      &lt;td style=&quot;border-bottom: Black 1pt solid; text-align: left&quot;&gt;)&lt;/td&gt;
      &lt;td style=&quot;padding-bottom: 1pt; border-bottom: Black 1pt solid&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td style=&quot;border-bottom: Black 1pt solid; text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td style=&quot;border-bottom: Black 1pt solid; text-align: right&quot;&gt;(111&lt;/td&gt;
      &lt;td style=&quot;border-bottom: Black 1pt solid; text-align: left&quot;&gt;)&lt;/td&gt;
      &lt;td style=&quot;padding-bottom: 1pt; border-bottom: Black 1pt solid&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td style=&quot;border-bottom: Black 1pt solid; text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td style=&quot;border-bottom: Black 1pt solid; text-align: right&quot;&gt;(402&lt;/td&gt;
      &lt;td style=&quot;border-bottom: Black 1pt solid; text-align: left&quot;&gt;)&lt;/td&gt;
      &lt;td style=&quot;padding-bottom: 1pt; border-bottom: Black 1pt solid&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td style=&quot;border-bottom: Black 1pt solid; text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td style=&quot;border-bottom: Black 1pt solid; text-align: right&quot;&gt;(222&lt;/td&gt;
      &lt;td style=&quot;border-bottom: Black 1pt solid; text-align: left&quot;&gt;)&lt;/td&gt;
      &lt;td style=&quot;padding-bottom: 1pt; border-bottom: Black 1pt solid&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td style=&quot;border-bottom: Black 1pt solid; text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td style=&quot;border-bottom: Black 1pt solid; text-align: right&quot;&gt;11&lt;/td&gt;
      &lt;td style=&quot;border-bottom: Black 1pt solid; text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td style=&quot;padding-bottom: 1pt; border-bottom: Black 1pt solid&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td style=&quot;border-bottom: Black 1pt solid; text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td style=&quot;border-bottom: Black 1pt solid; text-align: right&quot;&gt;(910&lt;/td&gt;
      &lt;td style=&quot;border-bottom: Black 1pt solid; text-align: left&quot;&gt;)&lt;/td&gt;
      &lt;td style=&quot;padding-bottom: 1pt; border-bottom: Black 1pt solid&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td style=&quot;border-bottom: Black 1pt solid; text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td style=&quot;border-bottom: Black 1pt solid; text-align: right&quot;&gt;(6,021&lt;/td&gt;
      &lt;td style=&quot;border-bottom: Black 1pt solid; text-align: left&quot;&gt;)&lt;/td&gt;
     &lt;/tr&gt;
     &lt;tr style=&quot;vertical-align: bottom; background-color: White&quot;&gt;
      &lt;td style=&quot;text-align: left; padding-bottom: 2.25pt&quot;&gt;Ending balance&lt;/td&gt;
      &lt;td&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td style=&quot;border-bottom: Black 2.5pt double; text-align: left&quot;&gt;$&lt;/td&gt;
      &lt;td style=&quot;border-bottom: Black 2.5pt double; text-align: right&quot;&gt;8,827&lt;/td&gt;
      &lt;td style=&quot;border-bottom: Black 2.5pt double; text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td style=&quot;padding-bottom: 2.25pt; border-bottom: Black 2.5pt double&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td style=&quot;border-bottom: Black 2.5pt double; text-align: left&quot;&gt;$&lt;/td&gt;
      &lt;td style=&quot;border-bottom: Black 2.5pt double; text-align: right&quot;&gt;4,202&lt;/td&gt;
      &lt;td style=&quot;border-bottom: Black 2.5pt double; text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td style=&quot;padding-bottom: 2.25pt; border-bottom: Black 2.5pt double&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td style=&quot;border-bottom: Black 2.5pt double; text-align: left&quot;&gt;$&lt;/td&gt;
      &lt;td style=&quot;border-bottom: Black 2.5pt double; text-align: right&quot;&gt;5,840&lt;/td&gt;
      &lt;td style=&quot;border-bottom: Black 2.5pt double; text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td style=&quot;padding-bottom: 2.25pt; border-bottom: Black 2.5pt double&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td style=&quot;border-bottom: Black 2.5pt double; text-align: left&quot;&gt;$&lt;/td&gt;
      &lt;td style=&quot;border-bottom: Black 2.5pt double; text-align: right&quot;&gt;1,690&lt;/td&gt;
      &lt;td style=&quot;border-bottom: Black 2.5pt double; text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td style=&quot;padding-bottom: 2.25pt; border-bottom: Black 2.5pt double&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td style=&quot;border-bottom: Black 2.5pt double; text-align: left&quot;&gt;$&lt;/td&gt;
      &lt;td style=&quot;border-bottom: Black 2.5pt double; text-align: right&quot;&gt;-&lt;/td&gt;
      &lt;td style=&quot;border-bottom: Black 2.5pt double; text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td style=&quot;padding-bottom: 2.25pt; border-bottom: Black 2.5pt double&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td style=&quot;border-bottom: Black 2.5pt double; text-align: left&quot;&gt;$&lt;/td&gt;
      &lt;td style=&quot;border-bottom: Black 2.5pt double; text-align: right&quot;&gt;42&lt;/td&gt;
      &lt;td style=&quot;border-bottom: Black 2.5pt double; text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td style=&quot;padding-bottom: 2.25pt; border-bottom: Black 2.5pt double&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td style=&quot;border-bottom: Black 2.5pt double; text-align: left&quot;&gt;$&lt;/td&gt;
      &lt;td style=&quot;border-bottom: Black 2.5pt double; text-align: right&quot;&gt;279&lt;/td&gt;
      &lt;td style=&quot;border-bottom: Black 2.5pt double; text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td style=&quot;padding-bottom: 2.25pt; border-bottom: Black 2.5pt double&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td style=&quot;border-bottom: Black 2.5pt double; text-align: left&quot;&gt;$&lt;/td&gt;
      &lt;td style=&quot;border-bottom: Black 2.5pt double; text-align: right&quot;&gt;11&lt;/td&gt;
      &lt;td style=&quot;border-bottom: Black 2.5pt double; text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td style=&quot;padding-bottom: 2.25pt; border-bottom: Black 2.5pt double&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td style=&quot;border-bottom: Black 2.5pt double; text-align: left&quot;&gt;$&lt;/td&gt;
      &lt;td style=&quot;border-bottom: Black 2.5pt double; text-align: right&quot;&gt;4,205&lt;/td&gt;
      &lt;td style=&quot;border-bottom: Black 2.5pt double; text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td style=&quot;padding-bottom: 2.25pt; border-bottom: Black 2.5pt double&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td style=&quot;border-bottom: Black 2.5pt double; text-align: left&quot;&gt;$&lt;/td&gt;
      &lt;td style=&quot;border-bottom: Black 2.5pt double; text-align: right&quot;&gt;25,096&lt;/td&gt;
      &lt;td style=&quot;border-bottom: Black 2.5pt double; text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
     &lt;/tr&gt;
     &lt;tr style=&quot;vertical-align: bottom; background-color: rgb(204,238,255)&quot;&gt;
      &lt;td nowrap=&quot;nowrap&quot; style=&quot;text-align: left; padding-bottom: 2.25pt&quot;&gt;Ending balance: individually evaluated for impairment&lt;/td&gt;
      &lt;td&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td style=&quot;border-bottom: Black 2.5pt double; text-align: left&quot;&gt;$&lt;/td&gt;
      &lt;td style=&quot;border-bottom: Black 2.5pt double; text-align: right&quot;&gt;286&lt;/td&gt;
      &lt;td style=&quot;border-bottom: Black 2.5pt double; text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td style=&quot;padding-bottom: 2.25pt; border-bottom: Black 2.5pt double&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td style=&quot;border-bottom: Black 2.5pt double; text-align: left&quot;&gt;$&lt;/td&gt;
      &lt;td style=&quot;border-bottom: Black 2.5pt double; text-align: right&quot;&gt;21&lt;/td&gt;
      &lt;td style=&quot;border-bottom: Black 2.5pt double; text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td style=&quot;padding-bottom: 2.25pt; border-bottom: Black 2.5pt double&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td style=&quot;border-bottom: Black 2.5pt double; text-align: left&quot;&gt;$&lt;/td&gt;
      &lt;td style=&quot;border-bottom: Black 2.5pt double; text-align: right&quot;&gt;579&lt;/td&gt;
      &lt;td style=&quot;border-bottom: Black 2.5pt double; text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td style=&quot;padding-bottom: 2.25pt; border-bottom: Black 2.5pt double&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td style=&quot;border-bottom: Black 2.5pt double; text-align: left&quot;&gt;$&lt;/td&gt;
      &lt;td style=&quot;border-bottom: Black 2.5pt double; text-align: right&quot;&gt;54&lt;/td&gt;
      &lt;td style=&quot;border-bottom: Black 2.5pt double; text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td style=&quot;padding-bottom: 2.25pt; border-bottom: Black 2.5pt double&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td style=&quot;border-bottom: Black 2.5pt double; text-align: left&quot;&gt;$&lt;/td&gt;
      &lt;td style=&quot;border-bottom: Black 2.5pt double; text-align: right&quot;&gt;-&lt;/td&gt;
      &lt;td style=&quot;border-bottom: Black 2.5pt double; text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td style=&quot;padding-bottom: 2.25pt; border-bottom: Black 2.5pt double&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td style=&quot;border-bottom: Black 2.5pt double; text-align: left&quot;&gt;$&lt;/td&gt;
      &lt;td style=&quot;border-bottom: Black 2.5pt double; text-align: right&quot;&gt;-&lt;/td&gt;
      &lt;td style=&quot;border-bottom: Black 2.5pt double; text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td style=&quot;padding-bottom: 2.25pt; border-bottom: Black 2.5pt double&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td style=&quot;border-bottom: Black 2.5pt double; text-align: left&quot;&gt;$&lt;/td&gt;
      &lt;td style=&quot;border-bottom: Black 2.5pt double; text-align: right&quot;&gt;-&lt;/td&gt;
      &lt;td style=&quot;border-bottom: Black 2.5pt double; text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td style=&quot;padding-bottom: 2.25pt; border-bottom: Black 2.5pt double&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td style=&quot;border-bottom: Black 2.5pt double; text-align: left&quot;&gt;$&lt;/td&gt;
      &lt;td style=&quot;border-bottom: Black 2.5pt double; text-align: right&quot;&gt;-&lt;/td&gt;
      &lt;td style=&quot;border-bottom: Black 2.5pt double; text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td style=&quot;padding-bottom: 2.25pt; border-bottom: Black 2.5pt double&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td style=&quot;border-bottom: Black 2.5pt double; text-align: left&quot;&gt;$&lt;/td&gt;
      &lt;td style=&quot;border-bottom: Black 2.5pt double; text-align: right&quot;&gt;154&lt;/td&gt;
      &lt;td style=&quot;border-bottom: Black 2.5pt double; text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td style=&quot;padding-bottom: 2.25pt; border-bottom: Black 2.5pt double&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td style=&quot;border-bottom: Black 2.5pt double; text-align: left&quot;&gt;$&lt;/td&gt;
      &lt;td style=&quot;border-bottom: Black 2.5pt double; text-align: right&quot;&gt;1,094&lt;/td&gt;
      &lt;td style=&quot;border-bottom: Black 2.5pt double; text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
     &lt;/tr&gt;
     &lt;tr style=&quot;vertical-align: bottom; background-color: White&quot;&gt;
      &lt;td nowrap=&quot;nowrap&quot; style=&quot;text-align: left; padding-bottom: 2.25pt&quot;&gt;Ending balance: collectively evaluated for impairment&lt;/td&gt;
      &lt;td&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td style=&quot;border-bottom: Black 2.5pt double; text-align: left&quot;&gt;$&lt;/td&gt;
      &lt;td style=&quot;border-bottom: Black 2.5pt double; text-align: right&quot;&gt;8,541&lt;/td&gt;
      &lt;td style=&quot;border-bottom: Black 2.5pt double; text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td style=&quot;padding-bottom: 2.25pt; border-bottom: Black 2.5pt double&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td style=&quot;border-bottom: Black 2.5pt double; text-align: left&quot;&gt;$&lt;/td&gt;
      &lt;td style=&quot;border-bottom: Black 2.5pt double; text-align: right&quot;&gt;4,181&lt;/td&gt;
      &lt;td style=&quot;border-bottom: Black 2.5pt double; text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td style=&quot;padding-bottom: 2.25pt; border-bottom: Black 2.5pt double&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td style=&quot;border-bottom: Black 2.5pt double; text-align: left&quot;&gt;$&lt;/td&gt;
      &lt;td style=&quot;border-bottom: Black 2.5pt double; text-align: right&quot;&gt;5,261&lt;/td&gt;
      &lt;td style=&quot;border-bottom: Black 2.5pt double; text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td style=&quot;padding-bottom: 2.25pt; border-bottom: Black 2.5pt double&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td style=&quot;border-bottom: Black 2.5pt double; text-align: left&quot;&gt;$&lt;/td&gt;
      &lt;td style=&quot;border-bottom: Black 2.5pt double; text-align: right&quot;&gt;1,636&lt;/td&gt;
      &lt;td style=&quot;border-bottom: Black 2.5pt double; text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td style=&quot;padding-bottom: 2.25pt; border-bottom: Black 2.5pt double&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td style=&quot;border-bottom: Black 2.5pt double; text-align: left&quot;&gt;$&lt;/td&gt;
      &lt;td style=&quot;border-bottom: Black 2.5pt double; text-align: right&quot;&gt;-&lt;/td&gt;
      &lt;td style=&quot;border-bottom: Black 2.5pt double; text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td style=&quot;padding-bottom: 2.25pt; border-bottom: Black 2.5pt double&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td style=&quot;border-bottom: Black 2.5pt double; text-align: left&quot;&gt;$&lt;/td&gt;
      &lt;td style=&quot;border-bottom: Black 2.5pt double; text-align: right&quot;&gt;42&lt;/td&gt;
      &lt;td style=&quot;border-bottom: Black 2.5pt double; text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td style=&quot;padding-bottom: 2.25pt; border-bottom: Black 2.5pt double&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td style=&quot;border-bottom: Black 2.5pt double; text-align: left&quot;&gt;$&lt;/td&gt;
      &lt;td style=&quot;border-bottom: Black 2.5pt double; text-align: right&quot;&gt;279&lt;/td&gt;
      &lt;td style=&quot;border-bottom: Black 2.5pt double; text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td style=&quot;padding-bottom: 2.25pt; border-bottom: Black 2.5pt double&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td style=&quot;border-bottom: Black 2.5pt double; text-align: left&quot;&gt;$&lt;/td&gt;
      &lt;td style=&quot;border-bottom: Black 2.5pt double; text-align: right&quot;&gt;11&lt;/td&gt;
      &lt;td style=&quot;border-bottom: Black 2.5pt double; text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td style=&quot;padding-bottom: 2.25pt; border-bottom: Black 2.5pt double&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td style=&quot;border-bottom: Black 2.5pt double; text-align: left&quot;&gt;$&lt;/td&gt;
      &lt;td style=&quot;border-bottom: Black 2.5pt double; text-align: right&quot;&gt;4,051&lt;/td&gt;
      &lt;td style=&quot;border-bottom: Black 2.5pt double; text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td style=&quot;padding-bottom: 2.25pt; border-bottom: Black 2.5pt double&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td style=&quot;border-bottom: Black 2.5pt double; text-align: left&quot;&gt;$&lt;/td&gt;
      &lt;td style=&quot;border-bottom: Black 2.5pt double; text-align: right&quot;&gt;24,002&lt;/td&gt;
      &lt;td style=&quot;border-bottom: Black 2.5pt double; text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
     &lt;/tr&gt;

   &lt;/table&gt;&lt;table cellpadding=&quot;0&quot; cellspacing=&quot;0&quot; style=&quot;border-collapse: collapse; width: 100%; font: 10pt Times New Roman, Times, Serif&quot;&gt;

     &lt;tr style=&quot;vertical-align: bottom&quot;&gt;
      &lt;td nowrap=&quot;nowrap&quot; style=&quot;text-align: left; border-bottom: Black 1pt solid&quot;&gt;(in thousands)&lt;/td&gt;
      &lt;td nowrap=&quot;nowrap&quot; style=&quot;padding-bottom: 1pt; border-bottom: Black 1pt solid&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td colspan=&quot;3&quot; nowrap=&quot;nowrap&quot; style=&quot;text-align: center; border-bottom: Black 1pt solid&quot;&gt;Multi-family &lt;br /&gt; residential&lt;/td&gt;
      &lt;td nowrap=&quot;nowrap&quot; style=&quot;padding-bottom: 1pt; border-bottom: Black 1pt solid&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td colspan=&quot;3&quot; nowrap=&quot;nowrap&quot; style=&quot;text-align: center; border-bottom: Black 1pt solid&quot;&gt;Commercial &lt;br /&gt; real estate&lt;/td&gt;
      &lt;td nowrap=&quot;nowrap&quot; style=&quot;padding-bottom: 1pt; border-bottom: Black 1pt solid&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td colspan=&quot;3&quot; nowrap=&quot;nowrap&quot; style=&quot;text-align: center; border-bottom: Black 1pt solid&quot;&gt;One-to-four &lt;br /&gt; family - &lt;br /&gt; mixed-use &lt;br /&gt; property&lt;/td&gt;
      &lt;td nowrap=&quot;nowrap&quot; style=&quot;padding-bottom: 1pt; border-bottom: Black 1pt solid&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td colspan=&quot;3&quot; nowrap=&quot;nowrap&quot; style=&quot;text-align: center; border-bottom: Black 1pt solid&quot;&gt;One-to-four &lt;br /&gt; family - &lt;br /&gt; residential&lt;/td&gt;
      &lt;td nowrap=&quot;nowrap&quot; style=&quot;padding-bottom: 1pt; border-bottom: Black 1pt solid&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td colspan=&quot;3&quot; nowrap=&quot;nowrap&quot; style=&quot;text-align: center; border-bottom: Black 1pt solid&quot;&gt;Co-operative &lt;br /&gt; apartments&lt;/td&gt;
      &lt;td nowrap=&quot;nowrap&quot; style=&quot;padding-bottom: 1pt; border-bottom: Black 1pt solid&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td colspan=&quot;3&quot; nowrap=&quot;nowrap&quot; style=&quot;text-align: center; border-bottom: Black 1pt solid&quot;&gt;Construction &lt;br /&gt; loans&lt;/td&gt;
      &lt;td nowrap=&quot;nowrap&quot; style=&quot;padding-bottom: 1pt; border-bottom: Black 1pt solid&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td colspan=&quot;3&quot; nowrap=&quot;nowrap&quot; style=&quot;text-align: center; border-bottom: Black 1pt solid&quot;&gt;Small Business &lt;br /&gt; Administration&lt;/td&gt;
      &lt;td nowrap=&quot;nowrap&quot; style=&quot;padding-bottom: 1pt; border-bottom: Black 1pt solid&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td colspan=&quot;3&quot; nowrap=&quot;nowrap&quot; style=&quot;text-align: center; border-bottom: Black 1pt solid&quot;&gt;Taxi &lt;br /&gt; medallion&lt;/td&gt;
      &lt;td nowrap=&quot;nowrap&quot; style=&quot;padding-bottom: 1pt; border-bottom: Black 1pt solid&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td colspan=&quot;3&quot; nowrap=&quot;nowrap&quot; style=&quot;text-align: center; border-bottom: Black 1pt solid&quot;&gt;Commercial &lt;br /&gt; business and &lt;br /&gt; other&lt;/td&gt;
      &lt;td nowrap=&quot;nowrap&quot; style=&quot;padding-bottom: 1pt; border-bottom: Black 1pt solid&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td colspan=&quot;3&quot; nowrap=&quot;nowrap&quot; style=&quot;text-align: center; border-bottom: Black 1pt solid&quot;&gt;Total&lt;/td&gt;
     &lt;/tr&gt;
     &lt;tr style=&quot;vertical-align: bottom&quot;&gt;
      &lt;td&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td colspan=&quot;3&quot; style=&quot;text-align: right&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td colspan=&quot;3&quot; style=&quot;text-align: right&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td colspan=&quot;3&quot; style=&quot;text-align: right&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td colspan=&quot;3&quot; style=&quot;text-align: right&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td colspan=&quot;3&quot; style=&quot;text-align: right&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td colspan=&quot;3&quot; style=&quot;text-align: right&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td colspan=&quot;3&quot; style=&quot;text-align: right&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td colspan=&quot;3&quot; style=&quot;text-align: right&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td colspan=&quot;3&quot; style=&quot;text-align: right&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td colspan=&quot;3&quot;&gt;&amp;nbsp;&lt;/td&gt;
     &lt;/tr&gt;
     &lt;tr style=&quot;vertical-align: bottom; background-color: rgb(204,238,255)&quot;&gt;
      &lt;td style=&quot;font-weight: bold; text-align: left&quot;&gt;Allowance for credit losses:&lt;/td&gt;
      &lt;td&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td style=&quot;text-align: right&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td style=&quot;text-align: right&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td style=&quot;text-align: right&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td style=&quot;text-align: right&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td style=&quot;text-align: right&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td style=&quot;text-align: right&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td style=&quot;text-align: right&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td style=&quot;text-align: right&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td style=&quot;text-align: right&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td style=&quot;text-align: right&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
     &lt;/tr&gt;
     &lt;tr style=&quot;vertical-align: bottom; background-color: White&quot;&gt;
      &lt;td style=&quot;width: 20%; text-align: left&quot;&gt;Beginning balance&lt;/td&gt;
      &lt;td style=&quot;width: 1%&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td style=&quot;width: 1%; text-align: left&quot;&gt;$&lt;/td&gt;
      &lt;td style=&quot;width: 5%; text-align: right&quot;&gt;13,001&lt;/td&gt;
      &lt;td style=&quot;width: 1%; text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td style=&quot;width: 1%&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td style=&quot;width: 1%; text-align: left&quot;&gt;$&lt;/td&gt;
      &lt;td style=&quot;width: 5%; text-align: right&quot;&gt;5,705&lt;/td&gt;
      &lt;td style=&quot;width: 1%; text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td style=&quot;width: 1%&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td style=&quot;width: 1%; text-align: left&quot;&gt;$&lt;/td&gt;
      &lt;td style=&quot;width: 5%; text-align: right&quot;&gt;5,960&lt;/td&gt;
      &lt;td style=&quot;width: 1%; text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td style=&quot;width: 1%&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td style=&quot;width: 1%; text-align: left&quot;&gt;$&lt;/td&gt;
      &lt;td style=&quot;width: 5%; text-align: right&quot;&gt;1,999&lt;/td&gt;
      &lt;td style=&quot;width: 1%; text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td style=&quot;width: 1%&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td style=&quot;width: 1%; text-align: left&quot;&gt;$&lt;/td&gt;
      &lt;td style=&quot;width: 5%; text-align: right&quot;&gt;46&lt;/td&gt;
      &lt;td style=&quot;width: 1%; text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td style=&quot;width: 1%&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td style=&quot;width: 1%; text-align: left&quot;&gt;$&lt;/td&gt;
      &lt;td style=&quot;width: 5%; text-align: right&quot;&gt;66&lt;/td&gt;
      &lt;td style=&quot;width: 1%; text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td style=&quot;width: 1%&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td style=&quot;width: 1%; text-align: left&quot;&gt;$&lt;/td&gt;
      &lt;td style=&quot;width: 5%; text-align: right&quot;&gt;505&lt;/td&gt;
      &lt;td style=&quot;width: 1%; text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td style=&quot;width: 1%&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td style=&quot;width: 1%; text-align: left&quot;&gt;$&lt;/td&gt;
      &lt;td style=&quot;width: 5%; text-align: right&quot;&gt;7&lt;/td&gt;
      &lt;td style=&quot;width: 1%; text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td style=&quot;width: 1%&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td style=&quot;width: 1%; text-align: left&quot;&gt;$&lt;/td&gt;
      &lt;td style=&quot;width: 5%; text-align: right&quot;&gt;3,815&lt;/td&gt;
      &lt;td style=&quot;width: 1%; text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td style=&quot;width: 1%&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td style=&quot;width: 1%; text-align: left&quot;&gt;$&lt;/td&gt;
      &lt;td style=&quot;width: 5%; text-align: right&quot;&gt;31,104&lt;/td&gt;
      &lt;td style=&quot;width: 1%; text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
     &lt;/tr&gt;
     &lt;tr style=&quot;vertical-align: bottom; background-color: rgb(204,238,255)&quot;&gt;
      &lt;td style=&quot;text-align: left; padding-left: 10pt&quot;&gt;Charge-off&apos;s&lt;/td&gt;
      &lt;td&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td style=&quot;text-align: right&quot;&gt;(3,585&lt;/td&gt;
      &lt;td style=&quot;text-align: left&quot;&gt;)&lt;/td&gt;
      &lt;td&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td style=&quot;text-align: right&quot;&gt;(1,051&lt;/td&gt;
      &lt;td style=&quot;text-align: left&quot;&gt;)&lt;/td&gt;
      &lt;td&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td style=&quot;text-align: right&quot;&gt;(4,206&lt;/td&gt;
      &lt;td style=&quot;text-align: left&quot;&gt;)&lt;/td&gt;
      &lt;td&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td style=&quot;text-align: right&quot;&gt;(701&lt;/td&gt;
      &lt;td style=&quot;text-align: left&quot;&gt;)&lt;/td&gt;
      &lt;td&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td style=&quot;text-align: right&quot;&gt;(108&lt;/td&gt;
      &lt;td style=&quot;text-align: left&quot;&gt;)&lt;/td&gt;
      &lt;td&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td style=&quot;text-align: right&quot;&gt;(2,678&lt;/td&gt;
      &lt;td style=&quot;text-align: left&quot;&gt;)&lt;/td&gt;
      &lt;td&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td style=&quot;text-align: right&quot;&gt;(457&lt;/td&gt;
      &lt;td style=&quot;text-align: left&quot;&gt;)&lt;/td&gt;
      &lt;td&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td style=&quot;text-align: right&quot;&gt;-&lt;/td&gt;
      &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td style=&quot;text-align: right&quot;&gt;(2,057&lt;/td&gt;
      &lt;td style=&quot;text-align: left&quot;&gt;)&lt;/td&gt;
      &lt;td&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td style=&quot;text-align: right&quot;&gt;(14,843&lt;/td&gt;
      &lt;td style=&quot;text-align: left&quot;&gt;)&lt;/td&gt;
     &lt;/tr&gt;
     &lt;tr style=&quot;vertical-align: bottom; background-color: White&quot;&gt;
      &lt;td style=&quot;text-align: left; padding-left: 10pt&quot;&gt;Recoveries&lt;/td&gt;
      &lt;td&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td style=&quot;text-align: right&quot;&gt;541&lt;/td&gt;
      &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td style=&quot;text-align: right&quot;&gt;324&lt;/td&gt;
      &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td style=&quot;text-align: right&quot;&gt;266&lt;/td&gt;
      &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td style=&quot;text-align: right&quot;&gt;272&lt;/td&gt;
      &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td style=&quot;text-align: right&quot;&gt;4&lt;/td&gt;
      &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td style=&quot;text-align: right&quot;&gt;-&lt;/td&gt;
      &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td style=&quot;text-align: right&quot;&gt;87&lt;/td&gt;
      &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td style=&quot;text-align: right&quot;&gt;-&lt;/td&gt;
      &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td style=&quot;text-align: right&quot;&gt;86&lt;/td&gt;
      &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td style=&quot;text-align: right&quot;&gt;1,580&lt;/td&gt;
      &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
     &lt;/tr&gt;
     &lt;tr style=&quot;vertical-align: bottom; background-color: rgb(204,238,255)&quot;&gt;
      &lt;td style=&quot;text-align: left; padding-bottom: 1pt; padding-left: 10pt&quot;&gt;Provision (benefit)&lt;/td&gt;
      &lt;td&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td style=&quot;border-bottom: Black 1pt solid; text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td style=&quot;border-bottom: Black 1pt solid; text-align: right&quot;&gt;2,127&lt;/td&gt;
      &lt;td style=&quot;border-bottom: Black 1pt solid; text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td style=&quot;padding-bottom: 1pt; border-bottom: Black 1pt solid&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td style=&quot;border-bottom: Black 1pt solid; text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td style=&quot;border-bottom: Black 1pt solid; text-align: right&quot;&gt;(19&lt;/td&gt;
      &lt;td style=&quot;border-bottom: Black 1pt solid; text-align: left&quot;&gt;)&lt;/td&gt;
      &lt;td style=&quot;padding-bottom: 1pt; border-bottom: Black 1pt solid&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td style=&quot;border-bottom: Black 1pt solid; text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td style=&quot;border-bottom: Black 1pt solid; text-align: right&quot;&gt;4,308&lt;/td&gt;
      &lt;td style=&quot;border-bottom: Black 1pt solid; text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td style=&quot;padding-bottom: 1pt; border-bottom: Black 1pt solid&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td style=&quot;border-bottom: Black 1pt solid; text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td style=&quot;border-bottom: Black 1pt solid; text-align: right&quot;&gt;509&lt;/td&gt;
      &lt;td style=&quot;border-bottom: Black 1pt solid; text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td style=&quot;padding-bottom: 1pt; border-bottom: Black 1pt solid&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td style=&quot;border-bottom: Black 1pt solid; text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td style=&quot;border-bottom: Black 1pt solid; text-align: right&quot;&gt;162&lt;/td&gt;
      &lt;td style=&quot;border-bottom: Black 1pt solid; text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td style=&quot;padding-bottom: 1pt; border-bottom: Black 1pt solid&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td style=&quot;border-bottom: Black 1pt solid; text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td style=&quot;border-bottom: Black 1pt solid; text-align: right&quot;&gt;3,056&lt;/td&gt;
      &lt;td style=&quot;border-bottom: Black 1pt solid; text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td style=&quot;padding-bottom: 1pt; border-bottom: Black 1pt solid&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td style=&quot;border-bottom: Black 1pt solid; text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td style=&quot;border-bottom: Black 1pt solid; text-align: right&quot;&gt;323&lt;/td&gt;
      &lt;td style=&quot;border-bottom: Black 1pt solid; text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td style=&quot;padding-bottom: 1pt; border-bottom: Black 1pt solid&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td style=&quot;border-bottom: Black 1pt solid; text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td style=&quot;border-bottom: Black 1pt solid; text-align: right&quot;&gt;(7&lt;/td&gt;
      &lt;td style=&quot;border-bottom: Black 1pt solid; text-align: left&quot;&gt;)&lt;/td&gt;
      &lt;td style=&quot;padding-bottom: 1pt; border-bottom: Black 1pt solid&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td style=&quot;border-bottom: Black 1pt solid; text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td style=&quot;border-bottom: Black 1pt solid; text-align: right&quot;&gt;3,476&lt;/td&gt;
      &lt;td style=&quot;border-bottom: Black 1pt solid; text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td style=&quot;padding-bottom: 1pt; border-bottom: Black 1pt solid&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td style=&quot;border-bottom: Black 1pt solid; text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td style=&quot;border-bottom: Black 1pt solid; text-align: right&quot;&gt;13,935&lt;/td&gt;
      &lt;td style=&quot;border-bottom: Black 1pt solid; text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
     &lt;/tr&gt;
     &lt;tr style=&quot;vertical-align: bottom; background-color: White&quot;&gt;
      &lt;td style=&quot;text-align: left; padding-bottom: 2.25pt&quot;&gt;Ending balance&lt;/td&gt;
      &lt;td&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td style=&quot;border-bottom: Black 2.5pt double; text-align: left&quot;&gt;$&lt;/td&gt;
      &lt;td style=&quot;border-bottom: Black 2.5pt double; text-align: right&quot;&gt;12,084&lt;/td&gt;
      &lt;td style=&quot;border-bottom: Black 2.5pt double; text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td style=&quot;padding-bottom: 2.25pt; border-bottom: Black 2.5pt double&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td style=&quot;border-bottom: Black 2.5pt double; text-align: left&quot;&gt;$&lt;/td&gt;
      &lt;td style=&quot;border-bottom: Black 2.5pt double; text-align: right&quot;&gt;4,959&lt;/td&gt;
      &lt;td style=&quot;border-bottom: Black 2.5pt double; text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td style=&quot;padding-bottom: 2.25pt; border-bottom: Black 2.5pt double&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td style=&quot;border-bottom: Black 2.5pt double; text-align: left&quot;&gt;$&lt;/td&gt;
      &lt;td style=&quot;border-bottom: Black 2.5pt double; text-align: right&quot;&gt;6,328&lt;/td&gt;
      &lt;td style=&quot;border-bottom: Black 2.5pt double; text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td style=&quot;padding-bottom: 2.25pt; border-bottom: Black 2.5pt double&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td style=&quot;border-bottom: Black 2.5pt double; text-align: left&quot;&gt;$&lt;/td&gt;
      &lt;td style=&quot;border-bottom: Black 2.5pt double; text-align: right&quot;&gt;2,079&lt;/td&gt;
      &lt;td style=&quot;border-bottom: Black 2.5pt double; text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td style=&quot;padding-bottom: 2.25pt; border-bottom: Black 2.5pt double&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td style=&quot;border-bottom: Black 2.5pt double; text-align: left&quot;&gt;$&lt;/td&gt;
      &lt;td style=&quot;border-bottom: Black 2.5pt double; text-align: right&quot;&gt;104&lt;/td&gt;
      &lt;td style=&quot;border-bottom: Black 2.5pt double; text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td style=&quot;padding-bottom: 2.25pt; border-bottom: Black 2.5pt double&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td style=&quot;border-bottom: Black 2.5pt double; text-align: left&quot;&gt;$&lt;/td&gt;
      &lt;td style=&quot;border-bottom: Black 2.5pt double; text-align: right&quot;&gt;444&lt;/td&gt;
      &lt;td style=&quot;border-bottom: Black 2.5pt double; text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td style=&quot;padding-bottom: 2.25pt; border-bottom: Black 2.5pt double&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td style=&quot;border-bottom: Black 2.5pt double; text-align: left&quot;&gt;$&lt;/td&gt;
      &lt;td style=&quot;border-bottom: Black 2.5pt double; text-align: right&quot;&gt;458&lt;/td&gt;
      &lt;td style=&quot;border-bottom: Black 2.5pt double; text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td style=&quot;padding-bottom: 2.25pt; border-bottom: Black 2.5pt double&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td style=&quot;border-bottom: Black 2.5pt double; text-align: left&quot;&gt;$&lt;/td&gt;
      &lt;td style=&quot;border-bottom: Black 2.5pt double; text-align: right&quot;&gt;-&lt;/td&gt;
      &lt;td style=&quot;border-bottom: Black 2.5pt double; text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td style=&quot;padding-bottom: 2.25pt; border-bottom: Black 2.5pt double&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td style=&quot;border-bottom: Black 2.5pt double; text-align: left&quot;&gt;$&lt;/td&gt;
      &lt;td style=&quot;border-bottom: Black 2.5pt double; text-align: right&quot;&gt;5,320&lt;/td&gt;
      &lt;td style=&quot;border-bottom: Black 2.5pt double; text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td style=&quot;padding-bottom: 2.25pt; border-bottom: Black 2.5pt double&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td style=&quot;border-bottom: Black 2.5pt double; text-align: left&quot;&gt;$&lt;/td&gt;
      &lt;td style=&quot;border-bottom: Black 2.5pt double; text-align: right&quot;&gt;31,776&lt;/td&gt;
      &lt;td style=&quot;border-bottom: Black 2.5pt double; text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
     &lt;/tr&gt;
     &lt;tr style=&quot;vertical-align: bottom; background-color: rgb(204,238,255)&quot;&gt;
      &lt;td nowrap=&quot;nowrap&quot; style=&quot;text-align: left; padding-bottom: 2.25pt&quot;&gt;Ending balance: individually evaluated for impairment&lt;/td&gt;
      &lt;td&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td style=&quot;border-bottom: Black 2.5pt double; text-align: left&quot;&gt;$&lt;/td&gt;
      &lt;td style=&quot;border-bottom: Black 2.5pt double; text-align: right&quot;&gt;312&lt;/td&gt;
      &lt;td style=&quot;border-bottom: Black 2.5pt double; text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td style=&quot;padding-bottom: 2.25pt; border-bottom: Black 2.5pt double&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td style=&quot;border-bottom: Black 2.5pt double; text-align: left&quot;&gt;$&lt;/td&gt;
      &lt;td style=&quot;border-bottom: Black 2.5pt double; text-align: right&quot;&gt;164&lt;/td&gt;
      &lt;td style=&quot;border-bottom: Black 2.5pt double; text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td style=&quot;padding-bottom: 2.25pt; border-bottom: Black 2.5pt double&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td style=&quot;border-bottom: Black 2.5pt double; text-align: left&quot;&gt;$&lt;/td&gt;
      &lt;td style=&quot;border-bottom: Black 2.5pt double; text-align: right&quot;&gt;875&lt;/td&gt;
      &lt;td style=&quot;border-bottom: Black 2.5pt double; text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td style=&quot;padding-bottom: 2.25pt; border-bottom: Black 2.5pt double&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td style=&quot;border-bottom: Black 2.5pt double; text-align: left&quot;&gt;$&lt;/td&gt;
      &lt;td style=&quot;border-bottom: Black 2.5pt double; text-align: right&quot;&gt;58&lt;/td&gt;
      &lt;td style=&quot;border-bottom: Black 2.5pt double; text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td style=&quot;padding-bottom: 2.25pt; border-bottom: Black 2.5pt double&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td style=&quot;border-bottom: Black 2.5pt double; text-align: left&quot;&gt;$&lt;/td&gt;
      &lt;td style=&quot;border-bottom: Black 2.5pt double; text-align: right&quot;&gt;-&lt;/td&gt;
      &lt;td style=&quot;border-bottom: Black 2.5pt double; text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td style=&quot;padding-bottom: 2.25pt; border-bottom: Black 2.5pt double&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td style=&quot;border-bottom: Black 2.5pt double; text-align: left&quot;&gt;$&lt;/td&gt;
      &lt;td style=&quot;border-bottom: Black 2.5pt double; text-align: right&quot;&gt;17&lt;/td&gt;
      &lt;td style=&quot;border-bottom: Black 2.5pt double; text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td style=&quot;padding-bottom: 2.25pt; border-bottom: Black 2.5pt double&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td style=&quot;border-bottom: Black 2.5pt double; text-align: left&quot;&gt;$&lt;/td&gt;
      &lt;td style=&quot;border-bottom: Black 2.5pt double; text-align: right&quot;&gt;-&lt;/td&gt;
      &lt;td style=&quot;border-bottom: Black 2.5pt double; text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td style=&quot;padding-bottom: 2.25pt; border-bottom: Black 2.5pt double&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td style=&quot;border-bottom: Black 2.5pt double; text-align: left&quot;&gt;$&lt;/td&gt;
      &lt;td style=&quot;border-bottom: Black 2.5pt double; text-align: right&quot;&gt;-&lt;/td&gt;
      &lt;td style=&quot;border-bottom: Black 2.5pt double; text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td style=&quot;padding-bottom: 2.25pt; border-bottom: Black 2.5pt double&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td style=&quot;border-bottom: Black 2.5pt double; text-align: left&quot;&gt;$&lt;/td&gt;
      &lt;td style=&quot;border-bottom: Black 2.5pt double; text-align: right&quot;&gt;222&lt;/td&gt;
      &lt;td style=&quot;border-bottom: Black 2.5pt double; text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td style=&quot;padding-bottom: 2.25pt; border-bottom: Black 2.5pt double&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td style=&quot;border-bottom: Black 2.5pt double; text-align: left&quot;&gt;$&lt;/td&gt;
      &lt;td style=&quot;border-bottom: Black 2.5pt double; text-align: right&quot;&gt;1,648&lt;/td&gt;
      &lt;td style=&quot;border-bottom: Black 2.5pt double; text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
     &lt;/tr&gt;
     &lt;tr style=&quot;vertical-align: bottom; background-color: White&quot;&gt;
      &lt;td style=&quot;text-align: left; padding-bottom: 2.25pt&quot;&gt;Ending balance: collectively evaluated for impairment&lt;/td&gt;
      &lt;td&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td style=&quot;border-bottom: Black 2.5pt double; text-align: left&quot;&gt;$&lt;/td&gt;
      &lt;td style=&quot;border-bottom: Black 2.5pt double; text-align: right&quot;&gt;11,772&lt;/td&gt;
      &lt;td style=&quot;border-bottom: Black 2.5pt double; text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td style=&quot;padding-bottom: 2.25pt; border-bottom: Black 2.5pt double&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td style=&quot;border-bottom: Black 2.5pt double; text-align: left&quot;&gt;$&lt;/td&gt;
      &lt;td style=&quot;border-bottom: Black 2.5pt double; text-align: right&quot;&gt;4,795&lt;/td&gt;
      &lt;td style=&quot;border-bottom: Black 2.5pt double; text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td style=&quot;padding-bottom: 2.25pt; border-bottom: Black 2.5pt double&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td style=&quot;border-bottom: Black 2.5pt double; text-align: left&quot;&gt;$&lt;/td&gt;
      &lt;td style=&quot;border-bottom: Black 2.5pt double; text-align: right&quot;&gt;5,453&lt;/td&gt;
      &lt;td style=&quot;border-bottom: Black 2.5pt double; text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td style=&quot;padding-bottom: 2.25pt; border-bottom: Black 2.5pt double&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td style=&quot;border-bottom: Black 2.5pt double; text-align: left&quot;&gt;$&lt;/td&gt;
      &lt;td style=&quot;border-bottom: Black 2.5pt double; text-align: right&quot;&gt;2,021&lt;/td&gt;
      &lt;td style=&quot;border-bottom: Black 2.5pt double; text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td style=&quot;padding-bottom: 2.25pt; border-bottom: Black 2.5pt double&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td style=&quot;border-bottom: Black 2.5pt double; text-align: left&quot;&gt;$&lt;/td&gt;
      &lt;td style=&quot;border-bottom: Black 2.5pt double; text-align: right&quot;&gt;104&lt;/td&gt;
      &lt;td style=&quot;border-bottom: Black 2.5pt double; text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td style=&quot;padding-bottom: 2.25pt; border-bottom: Black 2.5pt double&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td style=&quot;border-bottom: Black 2.5pt double; text-align: left&quot;&gt;$&lt;/td&gt;
      &lt;td style=&quot;border-bottom: Black 2.5pt double; text-align: right&quot;&gt;427&lt;/td&gt;
      &lt;td style=&quot;border-bottom: Black 2.5pt double; text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td style=&quot;padding-bottom: 2.25pt; border-bottom: Black 2.5pt double&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td style=&quot;border-bottom: Black 2.5pt double; text-align: left&quot;&gt;$&lt;/td&gt;
      &lt;td style=&quot;border-bottom: Black 2.5pt double; text-align: right&quot;&gt;458&lt;/td&gt;
      &lt;td style=&quot;border-bottom: Black 2.5pt double; text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td style=&quot;padding-bottom: 2.25pt; border-bottom: Black 2.5pt double&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td style=&quot;border-bottom: Black 2.5pt double; text-align: left&quot;&gt;$&lt;/td&gt;
      &lt;td style=&quot;border-bottom: Black 2.5pt double; text-align: right&quot;&gt;-&lt;/td&gt;
      &lt;td style=&quot;border-bottom: Black 2.5pt double; text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td style=&quot;padding-bottom: 2.25pt; border-bottom: Black 2.5pt double&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td style=&quot;border-bottom: Black 2.5pt double; text-align: left&quot;&gt;$&lt;/td&gt;
      &lt;td style=&quot;border-bottom: Black 2.5pt double; text-align: right&quot;&gt;5,098&lt;/td&gt;
      &lt;td style=&quot;border-bottom: Black 2.5pt double; text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td style=&quot;padding-bottom: 2.25pt; border-bottom: Black 2.5pt double&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td style=&quot;border-bottom: Black 2.5pt double; text-align: left&quot;&gt;$&lt;/td&gt;
      &lt;td style=&quot;border-bottom: Black 2.5pt double; text-align: right&quot;&gt;30,128&lt;/td&gt;
      &lt;td style=&quot;border-bottom: Black 2.5pt double; text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
     &lt;/tr&gt;

   &lt;/table&gt;&lt;table cellpadding=&quot;0&quot; cellspacing=&quot;0&quot; style=&quot;border-collapse: collapse; width: 100%; font: 10pt Times New Roman, Times, Serif&quot;&gt;

     &lt;tr style=&quot;vertical-align: bottom&quot;&gt;
      &lt;td colspan=&quot;41&quot; style=&quot;text-align: center; border-bottom: Black 1pt solid&quot;&gt;At December 31, 2015&lt;/td&gt;
     &lt;/tr&gt;
     &lt;tr style=&quot;vertical-align: bottom&quot;&gt;
      &lt;td nowrap=&quot;nowrap&quot; style=&quot;font-style: italic; border-bottom: Black 1pt solid&quot;&gt;(in thousands)&lt;/td&gt;
      &lt;td nowrap=&quot;nowrap&quot; style=&quot;padding-bottom: 1pt; border-bottom: Black 1pt solid&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td colspan=&quot;3&quot; nowrap=&quot;nowrap&quot; style=&quot;text-align: center; border-bottom: Black 1pt solid&quot;&gt;Multi-family &lt;br /&gt; residential&lt;/td&gt;
      &lt;td nowrap=&quot;nowrap&quot; style=&quot;padding-bottom: 1pt; border-bottom: Black 1pt solid&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td colspan=&quot;3&quot; nowrap=&quot;nowrap&quot; style=&quot;text-align: center; border-bottom: Black 1pt solid&quot;&gt;Commercial &lt;br /&gt; real estate&lt;/td&gt;
      &lt;td nowrap=&quot;nowrap&quot; style=&quot;padding-bottom: 1pt; border-bottom: Black 1pt solid&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td colspan=&quot;3&quot; nowrap=&quot;nowrap&quot; style=&quot;text-align: center; border-bottom: Black 1pt solid&quot;&gt;One-to-four&lt;br /&gt; family - &lt;br /&gt; mixed-use &lt;br /&gt; property&lt;/td&gt;
      &lt;td nowrap=&quot;nowrap&quot; style=&quot;padding-bottom: 1pt; border-bottom: Black 1pt solid&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td colspan=&quot;3&quot; nowrap=&quot;nowrap&quot; style=&quot;text-align: center; border-bottom: Black 1pt solid&quot;&gt;One-to-four &lt;br /&gt; family- &lt;br /&gt; residential&lt;/td&gt;
      &lt;td nowrap=&quot;nowrap&quot; style=&quot;padding-bottom: 1pt; border-bottom: Black 1pt solid&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td colspan=&quot;3&quot; nowrap=&quot;nowrap&quot; style=&quot;text-align: center; border-bottom: Black 1pt solid&quot;&gt;Co-operative &lt;br /&gt; apartments&lt;/td&gt;
      &lt;td nowrap=&quot;nowrap&quot; style=&quot;padding-bottom: 1pt; border-bottom: Black 1pt solid&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td colspan=&quot;3&quot; nowrap=&quot;nowrap&quot; style=&quot;text-align: center; border-bottom: Black 1pt solid&quot;&gt;Construction &lt;br /&gt; loans&lt;/td&gt;
      &lt;td nowrap=&quot;nowrap&quot; style=&quot;padding-bottom: 1pt; border-bottom: Black 1pt solid&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td colspan=&quot;3&quot; nowrap=&quot;nowrap&quot; style=&quot;text-align: center; border-bottom: Black 1pt solid&quot;&gt;Small Business &lt;br /&gt; Administration&lt;/td&gt;
      &lt;td nowrap=&quot;nowrap&quot; style=&quot;padding-bottom: 1pt; border-bottom: Black 1pt solid&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td colspan=&quot;3&quot; nowrap=&quot;nowrap&quot; style=&quot;text-align: center; border-bottom: Black 1pt solid&quot;&gt;Taxi &lt;br /&gt; Medallion&lt;/td&gt;
      &lt;td nowrap=&quot;nowrap&quot; style=&quot;padding-bottom: 1pt; border-bottom: Black 1pt solid&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td colspan=&quot;3&quot; nowrap=&quot;nowrap&quot; style=&quot;text-align: center; border-bottom: Black 1pt solid&quot;&gt;Commercial &lt;br /&gt; business and &lt;br /&gt; other&lt;/td&gt;
      &lt;td nowrap=&quot;nowrap&quot; style=&quot;padding-bottom: 1pt; border-bottom: Black 1pt solid&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td colspan=&quot;3&quot; nowrap=&quot;nowrap&quot; style=&quot;text-align: center; border-bottom: Black 1pt solid&quot;&gt;Total&lt;/td&gt;
     &lt;/tr&gt;
     &lt;tr style=&quot;vertical-align: bottom&quot;&gt;
      &lt;td&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td style=&quot;font-style: italic&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td colspan=&quot;3&quot; style=&quot;font-style: italic; text-align: center&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td style=&quot;font-style: italic&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td colspan=&quot;3&quot; style=&quot;font-style: italic; text-align: center&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td style=&quot;font-style: italic&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td colspan=&quot;3&quot; style=&quot;font-style: italic; text-align: center&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td style=&quot;font-style: italic&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td colspan=&quot;3&quot; style=&quot;font-style: italic; text-align: center&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td style=&quot;font-style: italic&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td colspan=&quot;3&quot; style=&quot;font-style: italic; text-align: center&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td style=&quot;font-style: italic&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td colspan=&quot;3&quot; style=&quot;font-style: italic; text-align: center&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td style=&quot;font-style: italic&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td colspan=&quot;3&quot; style=&quot;font-style: italic; text-align: center&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td style=&quot;font-style: italic&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td colspan=&quot;3&quot; style=&quot;font-style: italic; text-align: center&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td style=&quot;font-style: italic&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td colspan=&quot;3&quot; style=&quot;font-style: italic; text-align: center&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td style=&quot;font-style: italic&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td colspan=&quot;3&quot; style=&quot;font-style: italic; text-align: center&quot;&gt;&amp;nbsp;&lt;/td&gt;
     &lt;/tr&gt;
     &lt;tr style=&quot;vertical-align: bottom; background-color: rgb(204,238,255)&quot;&gt;
      &lt;td style=&quot;font-weight: bold; text-align: left&quot;&gt;Financing Receivables:&lt;/td&gt;
      &lt;td&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td style=&quot;text-align: right&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td style=&quot;text-align: right&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td style=&quot;text-align: right&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td style=&quot;text-align: right&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td style=&quot;text-align: right&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td style=&quot;text-align: right&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td style=&quot;text-align: right&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td style=&quot;text-align: right&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td style=&quot;text-align: right&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td style=&quot;text-align: right&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
     &lt;/tr&gt;
     &lt;tr style=&quot;vertical-align: bottom; background-color: White&quot;&gt;
      &lt;td style=&quot;width: 20%; padding-bottom: 2.25pt&quot;&gt;Ending Balance&lt;/td&gt;
      &lt;td style=&quot;width: 1%; padding-bottom: 2.25pt&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td style=&quot;width: 1%; border-bottom: Black 2.5pt double; text-align: left&quot;&gt;$&lt;/td&gt;
      &lt;td style=&quot;width: 5%; border-bottom: Black 2.5pt double; text-align: right&quot;&gt;2,055,228&lt;/td&gt;
      &lt;td style=&quot;width: 1%; border-bottom: Black 2.5pt double; text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td style=&quot;width: 1%; padding-bottom: 2.25pt; border-bottom: Black 2.5pt double&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td style=&quot;width: 1%; border-bottom: Black 2.5pt double; text-align: left&quot;&gt;$&lt;/td&gt;
      &lt;td style=&quot;width: 5%; border-bottom: Black 2.5pt double; text-align: right&quot;&gt;1,001,236&lt;/td&gt;
      &lt;td style=&quot;width: 1%; border-bottom: Black 2.5pt double; text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td style=&quot;width: 1%; padding-bottom: 2.25pt; border-bottom: Black 2.5pt double&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td style=&quot;width: 1%; border-bottom: Black 2.5pt double; text-align: left&quot;&gt;$&lt;/td&gt;
      &lt;td style=&quot;width: 5%; border-bottom: Black 2.5pt double; text-align: right&quot;&gt;573,043&lt;/td&gt;
      &lt;td style=&quot;width: 1%; border-bottom: Black 2.5pt double; text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td style=&quot;width: 1%; padding-bottom: 2.25pt; border-bottom: Black 2.5pt double&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td style=&quot;width: 1%; border-bottom: Black 2.5pt double; text-align: left&quot;&gt;$&lt;/td&gt;
      &lt;td style=&quot;width: 5%; border-bottom: Black 2.5pt double; text-align: right&quot;&gt;187,838&lt;/td&gt;
      &lt;td style=&quot;width: 1%; border-bottom: Black 2.5pt double; text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td style=&quot;width: 1%; padding-bottom: 2.25pt; border-bottom: Black 2.5pt double&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td style=&quot;width: 1%; border-bottom: Black 2.5pt double; text-align: left&quot;&gt;$&lt;/td&gt;
      &lt;td style=&quot;width: 5%; border-bottom: Black 2.5pt double; text-align: right&quot;&gt;8,285&lt;/td&gt;
      &lt;td style=&quot;width: 1%; border-bottom: Black 2.5pt double; text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td style=&quot;width: 1%; padding-bottom: 2.25pt; border-bottom: Black 2.5pt double&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td style=&quot;width: 1%; border-bottom: Black 2.5pt double; text-align: left&quot;&gt;$&lt;/td&gt;
      &lt;td style=&quot;width: 5%; border-bottom: Black 2.5pt double; text-align: right&quot;&gt;7,284&lt;/td&gt;
      &lt;td style=&quot;width: 1%; border-bottom: Black 2.5pt double; text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td style=&quot;width: 1%; padding-bottom: 2.25pt; border-bottom: Black 2.5pt double&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td style=&quot;width: 1%; border-bottom: Black 2.5pt double; text-align: left&quot;&gt;$&lt;/td&gt;
      &lt;td style=&quot;width: 5%; border-bottom: Black 2.5pt double; text-align: right&quot;&gt;12,194&lt;/td&gt;
      &lt;td style=&quot;width: 1%; border-bottom: Black 2.5pt double; text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td style=&quot;width: 1%; padding-bottom: 2.25pt; border-bottom: Black 2.5pt double&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td style=&quot;width: 1%; border-bottom: Black 2.5pt double; text-align: left&quot;&gt;$&lt;/td&gt;
      &lt;td style=&quot;width: 5%; border-bottom: Black 2.5pt double; text-align: right&quot;&gt;20,881&lt;/td&gt;
      &lt;td style=&quot;width: 1%; border-bottom: Black 2.5pt double; text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td style=&quot;width: 1%; padding-bottom: 2.25pt; border-bottom: Black 2.5pt double&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td style=&quot;width: 1%; border-bottom: Black 2.5pt double; text-align: left&quot;&gt;$&lt;/td&gt;
      &lt;td style=&quot;width: 5%; border-bottom: Black 2.5pt double; text-align: right&quot;&gt;506,622&lt;/td&gt;
      &lt;td style=&quot;width: 1%; border-bottom: Black 2.5pt double; text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td style=&quot;width: 1%; padding-bottom: 2.25pt; border-bottom: Black 2.5pt double&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td style=&quot;width: 1%; border-bottom: Black 2.5pt double; text-align: left&quot;&gt;$&lt;/td&gt;
      &lt;td style=&quot;width: 5%; border-bottom: Black 2.5pt double; text-align: right&quot;&gt;4,372,611&lt;/td&gt;
      &lt;td style=&quot;width: 1%; border-bottom: Black 2.5pt double; text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
     &lt;/tr&gt;
     &lt;tr style=&quot;vertical-align: bottom; background-color: rgb(204,238,255)&quot;&gt;
      &lt;td style=&quot;text-align: left; padding-bottom: 2.25pt&quot;&gt;Ending balance: individually evaluated for impairment&lt;/td&gt;
      &lt;td style=&quot;padding-bottom: 2.25pt&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td style=&quot;border-bottom: Black 2.5pt double; text-align: left&quot;&gt;$&lt;/td&gt;
      &lt;td style=&quot;border-bottom: Black 2.5pt double; text-align: right&quot;&gt;8,047&lt;/td&gt;
      &lt;td style=&quot;border-bottom: Black 2.5pt double; text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td style=&quot;padding-bottom: 2.25pt; border-bottom: Black 2.5pt double&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td style=&quot;border-bottom: Black 2.5pt double; text-align: left&quot;&gt;$&lt;/td&gt;
      &lt;td style=&quot;border-bottom: Black 2.5pt double; text-align: right&quot;&gt;6,183&lt;/td&gt;
      &lt;td style=&quot;border-bottom: Black 2.5pt double; text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td style=&quot;padding-bottom: 2.25pt; border-bottom: Black 2.5pt double&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td style=&quot;border-bottom: Black 2.5pt double; text-align: left&quot;&gt;$&lt;/td&gt;
      &lt;td style=&quot;border-bottom: Black 2.5pt double; text-align: right&quot;&gt;12,828&lt;/td&gt;
      &lt;td style=&quot;border-bottom: Black 2.5pt double; text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td style=&quot;padding-bottom: 2.25pt; border-bottom: Black 2.5pt double&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td style=&quot;border-bottom: Black 2.5pt double; text-align: left&quot;&gt;$&lt;/td&gt;
      &lt;td style=&quot;border-bottom: Black 2.5pt double; text-align: right&quot;&gt;12,598&lt;/td&gt;
      &lt;td style=&quot;border-bottom: Black 2.5pt double; text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td style=&quot;padding-bottom: 2.25pt; border-bottom: Black 2.5pt double&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td style=&quot;border-bottom: Black 2.5pt double; text-align: left&quot;&gt;$&lt;/td&gt;
      &lt;td style=&quot;border-bottom: Black 2.5pt double; text-align: right&quot;&gt;-&lt;/td&gt;
      &lt;td style=&quot;border-bottom: Black 2.5pt double; text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td style=&quot;padding-bottom: 2.25pt; border-bottom: Black 2.5pt double&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td style=&quot;border-bottom: Black 2.5pt double; text-align: left&quot;&gt;$&lt;/td&gt;
      &lt;td style=&quot;border-bottom: Black 2.5pt double; text-align: right&quot;&gt;1,000&lt;/td&gt;
      &lt;td style=&quot;border-bottom: Black 2.5pt double; text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td style=&quot;padding-bottom: 2.25pt; border-bottom: Black 2.5pt double&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td style=&quot;border-bottom: Black 2.5pt double; text-align: left&quot;&gt;$&lt;/td&gt;
      &lt;td style=&quot;border-bottom: Black 2.5pt double; text-align: right&quot;&gt;310&lt;/td&gt;
      &lt;td style=&quot;border-bottom: Black 2.5pt double; text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td style=&quot;padding-bottom: 2.25pt; border-bottom: Black 2.5pt double&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td style=&quot;border-bottom: Black 2.5pt double; text-align: left&quot;&gt;$&lt;/td&gt;
      &lt;td style=&quot;border-bottom: Black 2.5pt double; text-align: right&quot;&gt;2,118&lt;/td&gt;
      &lt;td style=&quot;border-bottom: Black 2.5pt double; text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td style=&quot;padding-bottom: 2.25pt; border-bottom: Black 2.5pt double&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td style=&quot;border-bottom: Black 2.5pt double; text-align: left&quot;&gt;$&lt;/td&gt;
      &lt;td style=&quot;border-bottom: Black 2.5pt double; text-align: right&quot;&gt;4,716&lt;/td&gt;
      &lt;td style=&quot;border-bottom: Black 2.5pt double; text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td style=&quot;padding-bottom: 2.25pt; border-bottom: Black 2.5pt double&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td style=&quot;border-bottom: Black 2.5pt double; text-align: left&quot;&gt;$&lt;/td&gt;
      &lt;td style=&quot;border-bottom: Black 2.5pt double; text-align: right&quot;&gt;47,800&lt;/td&gt;
      &lt;td style=&quot;border-bottom: Black 2.5pt double; text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
     &lt;/tr&gt;
     &lt;tr style=&quot;vertical-align: bottom; background-color: White&quot;&gt;
      &lt;td style=&quot;text-align: left; padding-bottom: 2.25pt&quot;&gt;Ending balance: collectively evaluated for impairment&lt;/td&gt;
      &lt;td style=&quot;padding-bottom: 2.25pt&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td style=&quot;border-bottom: Black 2.5pt double; text-align: left&quot;&gt;$&lt;/td&gt;
      &lt;td style=&quot;border-bottom: Black 2.5pt double; text-align: right&quot;&gt;2,047,181&lt;/td&gt;
      &lt;td style=&quot;border-bottom: Black 2.5pt double; text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td style=&quot;padding-bottom: 2.25pt; border-bottom: Black 2.5pt double&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td style=&quot;border-bottom: Black 2.5pt double; text-align: left&quot;&gt;$&lt;/td&gt;
      &lt;td style=&quot;border-bottom: Black 2.5pt double; text-align: right&quot;&gt;995,053&lt;/td&gt;
      &lt;td style=&quot;border-bottom: Black 2.5pt double; text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td style=&quot;padding-bottom: 2.25pt; border-bottom: Black 2.5pt double&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td style=&quot;border-bottom: Black 2.5pt double; text-align: left&quot;&gt;$&lt;/td&gt;
      &lt;td style=&quot;border-bottom: Black 2.5pt double; text-align: right&quot;&gt;560,215&lt;/td&gt;
      &lt;td style=&quot;border-bottom: Black 2.5pt double; text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td style=&quot;padding-bottom: 2.25pt; border-bottom: Black 2.5pt double&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td style=&quot;border-bottom: Black 2.5pt double; text-align: left&quot;&gt;$&lt;/td&gt;
      &lt;td style=&quot;border-bottom: Black 2.5pt double; text-align: right&quot;&gt;175,240&lt;/td&gt;
      &lt;td style=&quot;border-bottom: Black 2.5pt double; text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td style=&quot;padding-bottom: 2.25pt; border-bottom: Black 2.5pt double&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td style=&quot;border-bottom: Black 2.5pt double; text-align: left&quot;&gt;$&lt;/td&gt;
      &lt;td style=&quot;border-bottom: Black 2.5pt double; text-align: right&quot;&gt;8,285&lt;/td&gt;
      &lt;td style=&quot;border-bottom: Black 2.5pt double; text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td style=&quot;padding-bottom: 2.25pt; border-bottom: Black 2.5pt double&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td style=&quot;border-bottom: Black 2.5pt double; text-align: left&quot;&gt;$&lt;/td&gt;
      &lt;td style=&quot;border-bottom: Black 2.5pt double; text-align: right&quot;&gt;6,284&lt;/td&gt;
      &lt;td style=&quot;border-bottom: Black 2.5pt double; text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td style=&quot;padding-bottom: 2.25pt; border-bottom: Black 2.5pt double&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td style=&quot;border-bottom: Black 2.5pt double; text-align: left&quot;&gt;$&lt;/td&gt;
      &lt;td style=&quot;border-bottom: Black 2.5pt double; text-align: right&quot;&gt;11,884&lt;/td&gt;
      &lt;td style=&quot;border-bottom: Black 2.5pt double; text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td style=&quot;padding-bottom: 2.25pt; border-bottom: Black 2.5pt double&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td style=&quot;border-bottom: Black 2.5pt double; text-align: left&quot;&gt;$&lt;/td&gt;
      &lt;td style=&quot;border-bottom: Black 2.5pt double; text-align: right&quot;&gt;18,763&lt;/td&gt;
      &lt;td style=&quot;border-bottom: Black 2.5pt double; text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td style=&quot;padding-bottom: 2.25pt; border-bottom: Black 2.5pt double&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td style=&quot;border-bottom: Black 2.5pt double; text-align: left&quot;&gt;$&lt;/td&gt;
      &lt;td style=&quot;border-bottom: Black 2.5pt double; text-align: right&quot;&gt;501,906&lt;/td&gt;
      &lt;td style=&quot;border-bottom: Black 2.5pt double; text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td style=&quot;padding-bottom: 2.25pt; border-bottom: Black 2.5pt double&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td style=&quot;border-bottom: Black 2.5pt double; text-align: left&quot;&gt;$&lt;/td&gt;
      &lt;td style=&quot;border-bottom: Black 2.5pt double; text-align: right&quot;&gt;4,324,811&lt;/td&gt;
      &lt;td style=&quot;border-bottom: Black 2.5pt double; text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
     &lt;/tr&gt;

   &lt;/table&gt;&lt;table cellpadding=&quot;0&quot; cellspacing=&quot;0&quot; style=&quot;border-collapse: collapse; width: 100%; font: 10pt Times New Roman, Times, Serif&quot;&gt;

     &lt;tr style=&quot;vertical-align: bottom&quot;&gt;
      &lt;td colspan=&quot;41&quot; style=&quot;text-align: center; border-bottom: Black 1pt solid&quot;&gt;At December 31, 2014&lt;/td&gt;
     &lt;/tr&gt;
     &lt;tr style=&quot;vertical-align: bottom&quot;&gt;
      &lt;td nowrap=&quot;nowrap&quot; style=&quot;font-style: italic; border-bottom: Black 1pt solid&quot;&gt;(in thousands)&lt;/td&gt;
      &lt;td nowrap=&quot;nowrap&quot; style=&quot;padding-bottom: 1pt; border-bottom: Black 1pt solid&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td colspan=&quot;3&quot; nowrap=&quot;nowrap&quot; style=&quot;text-align: center; border-bottom: Black 1pt solid&quot;&gt;Multi-family &lt;br /&gt; residential&lt;/td&gt;
      &lt;td nowrap=&quot;nowrap&quot; style=&quot;padding-bottom: 1pt; border-bottom: Black 1pt solid&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td colspan=&quot;3&quot; nowrap=&quot;nowrap&quot; style=&quot;text-align: center; border-bottom: Black 1pt solid&quot;&gt;Commercial &lt;br /&gt; real estate&lt;/td&gt;
      &lt;td nowrap=&quot;nowrap&quot; style=&quot;padding-bottom: 1pt; border-bottom: Black 1pt solid&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td colspan=&quot;3&quot; nowrap=&quot;nowrap&quot; style=&quot;text-align: center; border-bottom: Black 1pt solid&quot;&gt;One-to-four&lt;br /&gt; family - &lt;br /&gt; mixed-use &lt;br /&gt; property&lt;/td&gt;
      &lt;td nowrap=&quot;nowrap&quot; style=&quot;padding-bottom: 1pt; border-bottom: Black 1pt solid&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td colspan=&quot;3&quot; nowrap=&quot;nowrap&quot; style=&quot;text-align: center; border-bottom: Black 1pt solid&quot;&gt;One-to-four &lt;br /&gt; family- &lt;br /&gt; residential&lt;/td&gt;
      &lt;td nowrap=&quot;nowrap&quot; style=&quot;padding-bottom: 1pt; border-bottom: Black 1pt solid&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td colspan=&quot;3&quot; nowrap=&quot;nowrap&quot; style=&quot;text-align: center; border-bottom: Black 1pt solid&quot;&gt;Co-operative &lt;br /&gt; apartments&lt;/td&gt;
      &lt;td nowrap=&quot;nowrap&quot; style=&quot;padding-bottom: 1pt; border-bottom: Black 1pt solid&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td colspan=&quot;3&quot; nowrap=&quot;nowrap&quot; style=&quot;text-align: center; border-bottom: Black 1pt solid&quot;&gt;Construction &lt;br /&gt; loans&lt;/td&gt;
      &lt;td nowrap=&quot;nowrap&quot; style=&quot;padding-bottom: 1pt; border-bottom: Black 1pt solid&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td colspan=&quot;3&quot; nowrap=&quot;nowrap&quot; style=&quot;text-align: center; border-bottom: Black 1pt solid&quot;&gt;Small Business &lt;br /&gt; Administration&lt;/td&gt;
      &lt;td nowrap=&quot;nowrap&quot; style=&quot;padding-bottom: 1pt; border-bottom: Black 1pt solid&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td colspan=&quot;3&quot; nowrap=&quot;nowrap&quot; style=&quot;text-align: center; border-bottom: Black 1pt solid&quot;&gt;Taxi &lt;br /&gt; Medallion&lt;/td&gt;
      &lt;td nowrap=&quot;nowrap&quot; style=&quot;padding-bottom: 1pt; border-bottom: Black 1pt solid&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td colspan=&quot;3&quot; nowrap=&quot;nowrap&quot; style=&quot;text-align: center; border-bottom: Black 1pt solid&quot;&gt;Commercial &lt;br /&gt; business and &lt;br /&gt; other&lt;/td&gt;
      &lt;td nowrap=&quot;nowrap&quot; style=&quot;padding-bottom: 1pt; border-bottom: Black 1pt solid&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td colspan=&quot;3&quot; nowrap=&quot;nowrap&quot; style=&quot;text-align: center; border-bottom: Black 1pt solid&quot;&gt;Total&lt;/td&gt;
     &lt;/tr&gt;
     &lt;tr style=&quot;vertical-align: bottom&quot;&gt;
      &lt;td&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td style=&quot;font-style: italic&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td colspan=&quot;3&quot; style=&quot;font-style: italic; text-align: center&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td style=&quot;font-style: italic&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td colspan=&quot;3&quot; style=&quot;font-style: italic; text-align: center&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td style=&quot;font-style: italic&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td colspan=&quot;3&quot; style=&quot;font-style: italic; text-align: center&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td style=&quot;font-style: italic&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td colspan=&quot;3&quot; style=&quot;font-style: italic; text-align: center&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td style=&quot;font-style: italic&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td colspan=&quot;3&quot; style=&quot;font-style: italic; text-align: center&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td style=&quot;font-style: italic&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td colspan=&quot;3&quot; style=&quot;font-style: italic; text-align: center&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td style=&quot;font-style: italic&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td colspan=&quot;3&quot; style=&quot;font-style: italic; text-align: center&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td style=&quot;font-style: italic&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td colspan=&quot;3&quot; style=&quot;font-style: italic; text-align: center&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td style=&quot;font-style: italic&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td colspan=&quot;3&quot; style=&quot;font-style: italic; text-align: center&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td style=&quot;font-style: italic&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td colspan=&quot;3&quot; style=&quot;font-style: italic; text-align: center&quot;&gt;&amp;nbsp;&lt;/td&gt;
     &lt;/tr&gt;
     &lt;tr style=&quot;vertical-align: bottom; background-color: rgb(204,238,255)&quot;&gt;
      &lt;td style=&quot;font-weight: bold; text-align: left&quot;&gt;Financing Receivables:&lt;/td&gt;
      &lt;td&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td style=&quot;text-align: right&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td style=&quot;text-align: right&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td style=&quot;text-align: right&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td style=&quot;text-align: right&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td style=&quot;text-align: right&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td style=&quot;text-align: right&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td style=&quot;text-align: right&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td style=&quot;text-align: right&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td style=&quot;text-align: right&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td style=&quot;text-align: right&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
     &lt;/tr&gt;
     &lt;tr style=&quot;vertical-align: bottom; background-color: White&quot;&gt;
      &lt;td style=&quot;width: 20%; padding-bottom: 2.25pt&quot;&gt;Ending Balance&lt;/td&gt;
      &lt;td style=&quot;width: 1%; padding-bottom: 2.25pt&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td style=&quot;width: 1%; border-bottom: Black 2.5pt double; text-align: left&quot;&gt;$&lt;/td&gt;
      &lt;td style=&quot;width: 5%; border-bottom: Black 2.5pt double; text-align: right&quot;&gt;1,923,460&lt;/td&gt;
      &lt;td style=&quot;width: 1%; border-bottom: Black 2.5pt double; text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td style=&quot;width: 1%; padding-bottom: 2.25pt; border-bottom: Black 2.5pt double&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td style=&quot;width: 1%; border-bottom: Black 2.5pt double; text-align: left&quot;&gt;$&lt;/td&gt;
      &lt;td style=&quot;width: 5%; border-bottom: Black 2.5pt double; text-align: right&quot;&gt;621,569&lt;/td&gt;
      &lt;td style=&quot;width: 1%; border-bottom: Black 2.5pt double; text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td style=&quot;width: 1%; padding-bottom: 2.25pt; border-bottom: Black 2.5pt double&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td style=&quot;width: 1%; border-bottom: Black 2.5pt double; text-align: left&quot;&gt;$&lt;/td&gt;
      &lt;td style=&quot;width: 5%; border-bottom: Black 2.5pt double; text-align: right&quot;&gt;573,779&lt;/td&gt;
      &lt;td style=&quot;width: 1%; border-bottom: Black 2.5pt double; text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td style=&quot;width: 1%; padding-bottom: 2.25pt; border-bottom: Black 2.5pt double&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td style=&quot;width: 1%; border-bottom: Black 2.5pt double; text-align: left&quot;&gt;$&lt;/td&gt;
      &lt;td style=&quot;width: 5%; border-bottom: Black 2.5pt double; text-align: right&quot;&gt;187,572&lt;/td&gt;
      &lt;td style=&quot;width: 1%; border-bottom: Black 2.5pt double; text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td style=&quot;width: 1%; padding-bottom: 2.25pt; border-bottom: Black 2.5pt double&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td style=&quot;width: 1%; border-bottom: Black 2.5pt double; text-align: left&quot;&gt;$&lt;/td&gt;
      &lt;td style=&quot;width: 5%; border-bottom: Black 2.5pt double; text-align: right&quot;&gt;9,835&lt;/td&gt;
      &lt;td style=&quot;width: 1%; border-bottom: Black 2.5pt double; text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td style=&quot;width: 1%; padding-bottom: 2.25pt; border-bottom: Black 2.5pt double&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td style=&quot;width: 1%; border-bottom: Black 2.5pt double; text-align: left&quot;&gt;$&lt;/td&gt;
      &lt;td style=&quot;width: 5%; border-bottom: Black 2.5pt double; text-align: right&quot;&gt;5,286&lt;/td&gt;
      &lt;td style=&quot;width: 1%; border-bottom: Black 2.5pt double; text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td style=&quot;width: 1%; padding-bottom: 2.25pt; border-bottom: Black 2.5pt double&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td style=&quot;width: 1%; border-bottom: Black 2.5pt double; text-align: left&quot;&gt;$&lt;/td&gt;
      &lt;td style=&quot;width: 5%; border-bottom: Black 2.5pt double; text-align: right&quot;&gt;7,134&lt;/td&gt;
      &lt;td style=&quot;width: 1%; border-bottom: Black 2.5pt double; text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td style=&quot;width: 1%; padding-bottom: 2.25pt; border-bottom: Black 2.5pt double&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td style=&quot;width: 1%; border-bottom: Black 2.5pt double; text-align: left&quot;&gt;$&lt;/td&gt;
      &lt;td style=&quot;width: 5%; border-bottom: Black 2.5pt double; text-align: right&quot;&gt;22,519&lt;/td&gt;
      &lt;td style=&quot;width: 1%; border-bottom: Black 2.5pt double; text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td style=&quot;width: 1%; padding-bottom: 2.25pt; border-bottom: Black 2.5pt double&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td style=&quot;width: 1%; border-bottom: Black 2.5pt double; text-align: left&quot;&gt;$&lt;/td&gt;
      &lt;td style=&quot;width: 5%; border-bottom: Black 2.5pt double; text-align: right&quot;&gt;447,500&lt;/td&gt;
      &lt;td style=&quot;width: 1%; border-bottom: Black 2.5pt double; text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td style=&quot;width: 1%; padding-bottom: 2.25pt; border-bottom: Black 2.5pt double&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td style=&quot;width: 1%; border-bottom: Black 2.5pt double; text-align: left&quot;&gt;$&lt;/td&gt;
      &lt;td style=&quot;width: 5%; border-bottom: Black 2.5pt double; text-align: right&quot;&gt;3,798,654&lt;/td&gt;
      &lt;td style=&quot;width: 1%; border-bottom: Black 2.5pt double; text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
     &lt;/tr&gt;
     &lt;tr style=&quot;vertical-align: bottom; background-color: rgb(204,238,255)&quot;&gt;
      &lt;td style=&quot;text-align: left; padding-bottom: 2.25pt&quot;&gt;Ending balance: individually evaluated for impairment&lt;/td&gt;
      &lt;td style=&quot;padding-bottom: 2.25pt&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td style=&quot;border-bottom: Black 2.5pt double; text-align: left&quot;&gt;$&lt;/td&gt;
      &lt;td style=&quot;border-bottom: Black 2.5pt double; text-align: right&quot;&gt;13,260&lt;/td&gt;
      &lt;td style=&quot;border-bottom: Black 2.5pt double; text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td style=&quot;padding-bottom: 2.25pt; border-bottom: Black 2.5pt double&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td style=&quot;border-bottom: Black 2.5pt double; text-align: left&quot;&gt;$&lt;/td&gt;
      &lt;td style=&quot;border-bottom: Black 2.5pt double; text-align: right&quot;&gt;9,473&lt;/td&gt;
      &lt;td style=&quot;border-bottom: Black 2.5pt double; text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td style=&quot;padding-bottom: 2.25pt; border-bottom: Black 2.5pt double&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td style=&quot;border-bottom: Black 2.5pt double; text-align: left&quot;&gt;$&lt;/td&gt;
      &lt;td style=&quot;border-bottom: Black 2.5pt double; text-align: right&quot;&gt;15,120&lt;/td&gt;
      &lt;td style=&quot;border-bottom: Black 2.5pt double; text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td style=&quot;padding-bottom: 2.25pt; border-bottom: Black 2.5pt double&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td style=&quot;border-bottom: Black 2.5pt double; text-align: left&quot;&gt;$&lt;/td&gt;
      &lt;td style=&quot;border-bottom: Black 2.5pt double; text-align: right&quot;&gt;13,170&lt;/td&gt;
      &lt;td style=&quot;border-bottom: Black 2.5pt double; text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td style=&quot;padding-bottom: 2.25pt; border-bottom: Black 2.5pt double&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td style=&quot;border-bottom: Black 2.5pt double; text-align: left&quot;&gt;$&lt;/td&gt;
      &lt;td style=&quot;border-bottom: Black 2.5pt double; text-align: right&quot;&gt;-&lt;/td&gt;
      &lt;td style=&quot;border-bottom: Black 2.5pt double; text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td style=&quot;padding-bottom: 2.25pt; border-bottom: Black 2.5pt double&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td style=&quot;border-bottom: Black 2.5pt double; text-align: left&quot;&gt;$&lt;/td&gt;
      &lt;td style=&quot;border-bottom: Black 2.5pt double; text-align: right&quot;&gt;-&lt;/td&gt;
      &lt;td style=&quot;border-bottom: Black 2.5pt double; text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td style=&quot;padding-bottom: 2.25pt; border-bottom: Black 2.5pt double&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td style=&quot;border-bottom: Black 2.5pt double; text-align: left&quot;&gt;$&lt;/td&gt;
      &lt;td style=&quot;border-bottom: Black 2.5pt double; text-align: right&quot;&gt;-&lt;/td&gt;
      &lt;td style=&quot;border-bottom: Black 2.5pt double; text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td style=&quot;padding-bottom: 2.25pt; border-bottom: Black 2.5pt double&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td style=&quot;border-bottom: Black 2.5pt double; text-align: left&quot;&gt;$&lt;/td&gt;
      &lt;td style=&quot;border-bottom: Black 2.5pt double; text-align: right&quot;&gt;-&lt;/td&gt;
      &lt;td style=&quot;border-bottom: Black 2.5pt double; text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td style=&quot;padding-bottom: 2.25pt; border-bottom: Black 2.5pt double&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td style=&quot;border-bottom: Black 2.5pt double; text-align: left&quot;&gt;$&lt;/td&gt;
      &lt;td style=&quot;border-bottom: Black 2.5pt double; text-align: right&quot;&gt;5,492&lt;/td&gt;
      &lt;td style=&quot;border-bottom: Black 2.5pt double; text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td style=&quot;padding-bottom: 2.25pt; border-bottom: Black 2.5pt double&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td style=&quot;border-bottom: Black 2.5pt double; text-align: left&quot;&gt;$&lt;/td&gt;
      &lt;td style=&quot;border-bottom: Black 2.5pt double; text-align: right&quot;&gt;56,515&lt;/td&gt;
      &lt;td style=&quot;border-bottom: Black 2.5pt double; text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
     &lt;/tr&gt;
     &lt;tr style=&quot;vertical-align: bottom; background-color: White&quot;&gt;
      &lt;td style=&quot;text-align: left; padding-bottom: 2.25pt&quot;&gt;Ending balance: collectively evaluated for impairment&lt;/td&gt;
      &lt;td style=&quot;padding-bottom: 2.25pt&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td style=&quot;border-bottom: Black 2.5pt double; text-align: left&quot;&gt;$&lt;/td&gt;
      &lt;td style=&quot;border-bottom: Black 2.5pt double; text-align: right&quot;&gt;1,910,200&lt;/td&gt;
      &lt;td style=&quot;border-bottom: Black 2.5pt double; text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td style=&quot;padding-bottom: 2.25pt; border-bottom: Black 2.5pt double&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td style=&quot;border-bottom: Black 2.5pt double; text-align: left&quot;&gt;$&lt;/td&gt;
      &lt;td style=&quot;border-bottom: Black 2.5pt double; text-align: right&quot;&gt;612,096&lt;/td&gt;
      &lt;td style=&quot;border-bottom: Black 2.5pt double; text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td style=&quot;padding-bottom: 2.25pt; border-bottom: Black 2.5pt double&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td style=&quot;border-bottom: Black 2.5pt double; text-align: left&quot;&gt;$&lt;/td&gt;
      &lt;td style=&quot;border-bottom: Black 2.5pt double; text-align: right&quot;&gt;558,659&lt;/td&gt;
      &lt;td style=&quot;border-bottom: Black 2.5pt double; text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td style=&quot;padding-bottom: 2.25pt; border-bottom: Black 2.5pt double&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td style=&quot;border-bottom: Black 2.5pt double; text-align: left&quot;&gt;$&lt;/td&gt;
      &lt;td style=&quot;border-bottom: Black 2.5pt double; text-align: right&quot;&gt;174,402&lt;/td&gt;
      &lt;td style=&quot;border-bottom: Black 2.5pt double; text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td style=&quot;padding-bottom: 2.25pt; border-bottom: Black 2.5pt double&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td style=&quot;border-bottom: Black 2.5pt double; text-align: left&quot;&gt;$&lt;/td&gt;
      &lt;td style=&quot;border-bottom: Black 2.5pt double; text-align: right&quot;&gt;9,835&lt;/td&gt;
      &lt;td style=&quot;border-bottom: Black 2.5pt double; text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td style=&quot;padding-bottom: 2.25pt; border-bottom: Black 2.5pt double&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td style=&quot;border-bottom: Black 2.5pt double; text-align: left&quot;&gt;$&lt;/td&gt;
      &lt;td style=&quot;border-bottom: Black 2.5pt double; text-align: right&quot;&gt;5,286&lt;/td&gt;
      &lt;td style=&quot;border-bottom: Black 2.5pt double; text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td style=&quot;padding-bottom: 2.25pt; border-bottom: Black 2.5pt double&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td style=&quot;border-bottom: Black 2.5pt double; text-align: left&quot;&gt;$&lt;/td&gt;
      &lt;td style=&quot;border-bottom: Black 2.5pt double; text-align: right&quot;&gt;7,134&lt;/td&gt;
      &lt;td style=&quot;border-bottom: Black 2.5pt double; text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td style=&quot;padding-bottom: 2.25pt; border-bottom: Black 2.5pt double&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td style=&quot;border-bottom: Black 2.5pt double; text-align: left&quot;&gt;$&lt;/td&gt;
      &lt;td style=&quot;border-bottom: Black 2.5pt double; text-align: right&quot;&gt;22,519&lt;/td&gt;
      &lt;td style=&quot;border-bottom: Black 2.5pt double; text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td style=&quot;padding-bottom: 2.25pt; border-bottom: Black 2.5pt double&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td style=&quot;border-bottom: Black 2.5pt double; text-align: left&quot;&gt;$&lt;/td&gt;
      &lt;td style=&quot;border-bottom: Black 2.5pt double; text-align: right&quot;&gt;442,008&lt;/td&gt;
      &lt;td style=&quot;border-bottom: Black 2.5pt double; text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td style=&quot;padding-bottom: 2.25pt; border-bottom: Black 2.5pt double&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td style=&quot;border-bottom: Black 2.5pt double; text-align: left&quot;&gt;$&lt;/td&gt;
      &lt;td style=&quot;border-bottom: Black 2.5pt double; text-align: right&quot;&gt;3,742,139&lt;/td&gt;
      &lt;td style=&quot;border-bottom: Black 2.5pt double; text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
     &lt;/tr&gt;

   &lt;/table&gt;</us-gaap:AllowanceForCreditLossesOnFinancingReceivablesTableTextBlock>
  <us-gaap:FinancingReceivableAllowanceForCreditLosses unitRef="usd" contextRef="c147_AsOf31Dec2014_MultifamilyResidentialPortfolioSegmentMember" decimals="-3">8827000</us-gaap:FinancingReceivableAllowanceForCreditLosses>
  <us-gaap:FinancingReceivableAllowanceForCreditLosses unitRef="usd" contextRef="c155_AsOf31Dec2014_CommercialRealEstatePortfolioSegmentMember" decimals="-3">4202000</us-gaap:FinancingReceivableAllowanceForCreditLosses>
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      &lt;td&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td style=&quot;padding-bottom: 1pt&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td colspan=&quot;11&quot; style=&quot;text-align: center; border-bottom: Black 1pt solid&quot;&gt;December 31, 2015&lt;/td&gt;
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      &lt;td colspan=&quot;11&quot; style=&quot;text-align: center; border-bottom: Black 1pt solid&quot;&gt;December 31, 2014&lt;/td&gt;
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      &lt;td colspan=&quot;3&quot; style=&quot;text-align: center; border-bottom: Black 1pt solid&quot;&gt;Recorded&lt;br /&gt; Investment&lt;/td&gt;
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      &lt;td colspan=&quot;3&quot; style=&quot;text-align: center; border-bottom: Black 1pt solid&quot;&gt;Unpaid &lt;br /&gt; Principal &lt;br /&gt; Balance&lt;/td&gt;
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      &lt;td colspan=&quot;3&quot; style=&quot;text-align: center; border-bottom: Black 1pt solid&quot;&gt;Related &lt;br /&gt; Allowance&lt;/td&gt;
      &lt;td style=&quot;padding-bottom: 1pt&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td colspan=&quot;3&quot; style=&quot;text-align: center; border-bottom: Black 1pt solid&quot;&gt;Recorded&lt;br /&gt; Investment&lt;/td&gt;
      &lt;td style=&quot;border-bottom: Black 1pt solid; text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td colspan=&quot;3&quot; style=&quot;text-align: center; border-bottom: Black 1pt solid&quot;&gt;Unpaid &lt;br /&gt; Principal &lt;br /&gt; Balance&lt;/td&gt;
      &lt;td style=&quot;border-bottom: Black 1pt solid; text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td colspan=&quot;3&quot; style=&quot;text-align: center; border-bottom: Black 1pt solid&quot;&gt;Related&lt;br /&gt; Allowance&lt;/td&gt;
     &lt;/tr&gt;
     &lt;tr style=&quot;vertical-align: bottom&quot;&gt;
      &lt;td&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td colspan=&quot;3&quot; style=&quot;text-align: right&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td colspan=&quot;3&quot; style=&quot;text-align: right&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td colspan=&quot;3&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td colspan=&quot;3&quot; style=&quot;text-align: right&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td colspan=&quot;3&quot; style=&quot;text-align: right&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td colspan=&quot;3&quot;&gt;&amp;nbsp;&lt;/td&gt;
     &lt;/tr&gt;
     &lt;tr style=&quot;vertical-align: bottom&quot;&gt;
      &lt;td style=&quot;font-weight: bold&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td style=&quot;font-style: italic&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td colspan=&quot;23&quot; style=&quot;font-style: italic; text-align: center&quot;&gt;(In thousands)&lt;/td&gt;
     &lt;/tr&gt;
     &lt;tr style=&quot;vertical-align: bottom; background-color: rgb(204,238,255)&quot;&gt;
      &lt;td colspan=&quot;1&quot;&gt;With no related allowance recorded:&lt;/td&gt;
      &lt;td&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td colspan=&quot;3&quot; style=&quot;text-align: right&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td colspan=&quot;3&quot; style=&quot;text-align: right&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td colspan=&quot;3&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td colspan=&quot;3&quot; style=&quot;text-align: right&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td colspan=&quot;3&quot; style=&quot;text-align: right&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td colspan=&quot;3&quot;&gt;&amp;nbsp;&lt;/td&gt;
     &lt;/tr&gt;
     &lt;tr style=&quot;vertical-align: bottom; background-color: White&quot;&gt;
      &lt;td style=&quot;text-align: left; padding-left: 10pt&quot;&gt;Mortgage loans:&lt;/td&gt;
      &lt;td&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td style=&quot;text-align: right&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td style=&quot;text-align: right&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td style=&quot;text-align: right&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td style=&quot;text-align: right&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td style=&quot;text-align: right&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td style=&quot;text-align: right&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
     &lt;/tr&gt;
     &lt;tr style=&quot;vertical-align: bottom; background-color: rgb(204,238,255)&quot;&gt;
      &lt;td style=&quot;width: 34%; text-align: left; padding-left: 20pt&quot;&gt;Multi-family residential&lt;/td&gt;
      &lt;td style=&quot;width: 1%&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td style=&quot;width: 1%; text-align: left&quot;&gt;$&lt;/td&gt;
      &lt;td style=&quot;width: 8%; text-align: right&quot;&gt;5,742&lt;/td&gt;
      &lt;td style=&quot;width: 1%; text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td style=&quot;width: 1%&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td style=&quot;width: 1%; text-align: left&quot;&gt;$&lt;/td&gt;
      &lt;td style=&quot;width: 8%; text-align: right&quot;&gt;6,410&lt;/td&gt;
      &lt;td style=&quot;width: 1%; text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td style=&quot;width: 1%&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td style=&quot;width: 1%; text-align: left&quot;&gt;$&lt;/td&gt;
      &lt;td style=&quot;width: 8%; text-align: right&quot;&gt;-&lt;/td&gt;
      &lt;td style=&quot;width: 1%; text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td style=&quot;width: 1%&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td style=&quot;width: 1%; text-align: left&quot;&gt;$&lt;/td&gt;
      &lt;td style=&quot;width: 8%; text-align: right&quot;&gt;10,481&lt;/td&gt;
      &lt;td style=&quot;width: 1%; text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td style=&quot;width: 1%&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td style=&quot;width: 1%; text-align: left&quot;&gt;$&lt;/td&gt;
      &lt;td style=&quot;width: 8%; text-align: right&quot;&gt;11,551&lt;/td&gt;
      &lt;td style=&quot;width: 1%; text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td style=&quot;width: 1%&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td style=&quot;width: 1%; text-align: left&quot;&gt;$&lt;/td&gt;
      &lt;td style=&quot;width: 8%; text-align: right&quot;&gt;-&lt;/td&gt;
      &lt;td style=&quot;width: 1%; text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
     &lt;/tr&gt;
     &lt;tr style=&quot;vertical-align: bottom; background-color: White&quot;&gt;
      &lt;td style=&quot;text-align: left; padding-left: 20pt&quot;&gt;Commercial real estate&lt;/td&gt;
      &lt;td&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td style=&quot;text-align: right&quot;&gt;3,812&lt;/td&gt;
      &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td style=&quot;text-align: right&quot;&gt;3,869&lt;/td&gt;
      &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td style=&quot;text-align: right&quot;&gt;-&lt;/td&gt;
      &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td style=&quot;text-align: right&quot;&gt;7,100&lt;/td&gt;
      &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td style=&quot;text-align: right&quot;&gt;7,221&lt;/td&gt;
      &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td style=&quot;text-align: right&quot;&gt;-&lt;/td&gt;
      &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
     &lt;/tr&gt;
     &lt;tr style=&quot;vertical-align: bottom; background-color: rgb(204,238,255)&quot;&gt;
      &lt;td style=&quot;text-align: left; padding-left: 20pt&quot;&gt;One-to-four family mixed-use property&lt;/td&gt;
      &lt;td&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td style=&quot;text-align: right&quot;&gt;10,082&lt;/td&gt;
      &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td style=&quot;text-align: right&quot;&gt;11,335&lt;/td&gt;
      &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td style=&quot;text-align: right&quot;&gt;-&lt;/td&gt;
      &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td style=&quot;text-align: right&quot;&gt;12,027&lt;/td&gt;
      &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td style=&quot;text-align: right&quot;&gt;13,381&lt;/td&gt;
      &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td style=&quot;text-align: right&quot;&gt;-&lt;/td&gt;
      &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
     &lt;/tr&gt;
     &lt;tr style=&quot;vertical-align: bottom; background-color: White&quot;&gt;
      &lt;td style=&quot;text-align: left; padding-left: 20pt&quot;&gt;One-to-four family residential&lt;/td&gt;
      &lt;td&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td style=&quot;text-align: right&quot;&gt;12,255&lt;/td&gt;
      &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td style=&quot;text-align: right&quot;&gt;14,345&lt;/td&gt;
      &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td style=&quot;text-align: right&quot;&gt;-&lt;/td&gt;
      &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td style=&quot;text-align: right&quot;&gt;12,816&lt;/td&gt;
      &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td style=&quot;text-align: right&quot;&gt;15,709&lt;/td&gt;
      &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td style=&quot;text-align: right&quot;&gt;-&lt;/td&gt;
      &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
     &lt;/tr&gt;
     &lt;tr style=&quot;vertical-align: bottom; background-color: rgb(204,238,255)&quot;&gt;
      &lt;td style=&quot;text-align: left; padding-left: 20pt&quot;&gt;Co-operative apartments&lt;/td&gt;
      &lt;td&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td style=&quot;text-align: right&quot;&gt;-&lt;/td&gt;
      &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td style=&quot;text-align: right&quot;&gt;-&lt;/td&gt;
      &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td style=&quot;text-align: right&quot;&gt;-&lt;/td&gt;
      &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td style=&quot;text-align: right&quot;&gt;-&lt;/td&gt;
      &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td style=&quot;text-align: right&quot;&gt;-&lt;/td&gt;
      &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td style=&quot;text-align: right&quot;&gt;-&lt;/td&gt;
      &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
     &lt;/tr&gt;
     &lt;tr style=&quot;vertical-align: bottom; background-color: White&quot;&gt;
      &lt;td style=&quot;padding-left: 20pt&quot;&gt;Construction&lt;/td&gt;
      &lt;td&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td style=&quot;text-align: right&quot;&gt;1,000&lt;/td&gt;
      &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td style=&quot;text-align: right&quot;&gt;1,000&lt;/td&gt;
      &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td style=&quot;text-align: right&quot;&gt;-&lt;/td&gt;
      &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td style=&quot;text-align: right&quot;&gt;-&lt;/td&gt;
      &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td style=&quot;text-align: right&quot;&gt;-&lt;/td&gt;
      &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td style=&quot;text-align: right&quot;&gt;-&lt;/td&gt;
      &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
     &lt;/tr&gt;
     &lt;tr style=&quot;vertical-align: bottom; background-color: rgb(204,238,255)&quot;&gt;
      &lt;td style=&quot;text-align: left; padding-left: 10pt&quot;&gt;Non-mortgage loans:&lt;/td&gt;
      &lt;td&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td style=&quot;text-align: right&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td style=&quot;text-align: right&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td style=&quot;text-align: right&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td style=&quot;text-align: right&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td style=&quot;text-align: right&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td style=&quot;text-align: right&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
     &lt;/tr&gt;
     &lt;tr style=&quot;vertical-align: bottom; background-color: White&quot;&gt;
      &lt;td style=&quot;text-align: left; padding-left: 20pt&quot;&gt;Small Business Administration&lt;/td&gt;
      &lt;td&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td style=&quot;text-align: right&quot;&gt;276&lt;/td&gt;
      &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td style=&quot;text-align: right&quot;&gt;276&lt;/td&gt;
      &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td style=&quot;text-align: right&quot;&gt;-&lt;/td&gt;
      &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td style=&quot;text-align: right&quot;&gt;-&lt;/td&gt;
      &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td style=&quot;text-align: right&quot;&gt;-&lt;/td&gt;
      &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td style=&quot;text-align: right&quot;&gt;-&lt;/td&gt;
      &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
     &lt;/tr&gt;
     &lt;tr style=&quot;vertical-align: bottom; background-color: rgb(204,238,255)&quot;&gt;
      &lt;td style=&quot;text-align: left; padding-left: 20pt&quot;&gt;Taxi Medallion&lt;/td&gt;
      &lt;td&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td style=&quot;text-align: right&quot;&gt;-&lt;/td&gt;
      &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td style=&quot;text-align: right&quot;&gt;-&lt;/td&gt;
      &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td style=&quot;text-align: right&quot;&gt;-&lt;/td&gt;
      &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td style=&quot;text-align: right&quot;&gt;-&lt;/td&gt;
      &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td style=&quot;text-align: right&quot;&gt;-&lt;/td&gt;
      &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td style=&quot;text-align: right&quot;&gt;-&lt;/td&gt;
      &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
     &lt;/tr&gt;
     &lt;tr style=&quot;vertical-align: bottom; background-color: White&quot;&gt;
      &lt;td style=&quot;text-align: left; padding-left: 20pt&quot;&gt;Commercial Business and other&lt;/td&gt;
      &lt;td&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td style=&quot;text-align: right&quot;&gt;2,682&lt;/td&gt;
      &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td style=&quot;text-align: right&quot;&gt;5,347&lt;/td&gt;
      &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td style=&quot;text-align: right&quot;&gt;-&lt;/td&gt;
      &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td style=&quot;text-align: right&quot;&gt;2,779&lt;/td&gt;
      &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td style=&quot;text-align: right&quot;&gt;3,149&lt;/td&gt;
      &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td style=&quot;text-align: right&quot;&gt;-&lt;/td&gt;
      &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
     &lt;/tr&gt;
     &lt;tr style=&quot;vertical-align: bottom; background-color: rgb(204,238,255)&quot;&gt;
      &lt;td style=&quot;padding-bottom: 1pt&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td style=&quot;padding-bottom: 1pt&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td style=&quot;border-bottom: Black 1pt solid; text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td style=&quot;border-bottom: Black 1pt solid; text-align: right&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td style=&quot;border-bottom: Black 1pt solid; text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td style=&quot;border-bottom: Black 1pt solid; text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td style=&quot;border-bottom: Black 1pt solid; text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td style=&quot;border-bottom: Black 1pt solid; text-align: right&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td style=&quot;border-bottom: Black 1pt solid; text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td style=&quot;border-bottom: Black 1pt solid; text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td style=&quot;border-bottom: Black 1pt solid; text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td style=&quot;border-bottom: Black 1pt solid; text-align: right&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td style=&quot;border-bottom: Black 1pt solid; text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td style=&quot;padding-bottom: 1pt&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td style=&quot;border-bottom: Black 1pt solid; text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td style=&quot;border-bottom: Black 1pt solid; text-align: right&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td style=&quot;border-bottom: Black 1pt solid; text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td style=&quot;border-bottom: Black 1pt solid; text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td style=&quot;border-bottom: Black 1pt solid; text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td style=&quot;border-bottom: Black 1pt solid; text-align: right&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td style=&quot;border-bottom: Black 1pt solid; text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td style=&quot;border-bottom: Black 1pt solid; text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td style=&quot;border-bottom: Black 1pt solid; text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td style=&quot;border-bottom: Black 1pt solid; text-align: right&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td style=&quot;border-bottom: Black 1pt solid; text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
     &lt;/tr&gt;
     &lt;tr style=&quot;vertical-align: bottom; background-color: White&quot;&gt;
      &lt;td style=&quot;text-align: left; padding-bottom: 1pt; padding-left: 30pt&quot;&gt;Total loans with no related allowance recorded&lt;/td&gt;
      &lt;td style=&quot;padding-bottom: 1pt&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td style=&quot;border-bottom: Black 1pt solid; text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td style=&quot;border-bottom: Black 1pt solid; text-align: right&quot;&gt;35,849&lt;/td&gt;
      &lt;td style=&quot;border-bottom: Black 1pt solid; text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td style=&quot;border-bottom: Black 1pt solid; text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td style=&quot;border-bottom: Black 1pt solid; text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td style=&quot;border-bottom: Black 1pt solid; text-align: right&quot;&gt;42,582&lt;/td&gt;
      &lt;td style=&quot;border-bottom: Black 1pt solid; text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td style=&quot;border-bottom: Black 1pt solid; text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td style=&quot;border-bottom: Black 1pt solid; text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td style=&quot;border-bottom: Black 1pt solid; text-align: right&quot;&gt;-&lt;/td&gt;
      &lt;td style=&quot;border-bottom: Black 1pt solid; text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td style=&quot;padding-bottom: 1pt&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td style=&quot;border-bottom: Black 1pt solid; text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td style=&quot;border-bottom: Black 1pt solid; text-align: right&quot;&gt;45,203&lt;/td&gt;
      &lt;td style=&quot;border-bottom: Black 1pt solid; text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td style=&quot;border-bottom: Black 1pt solid; text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td style=&quot;border-bottom: Black 1pt solid; text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td style=&quot;border-bottom: Black 1pt solid; text-align: right&quot;&gt;51,011&lt;/td&gt;
      &lt;td style=&quot;border-bottom: Black 1pt solid; text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td style=&quot;border-bottom: Black 1pt solid; text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td style=&quot;border-bottom: Black 1pt solid; text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td style=&quot;border-bottom: Black 1pt solid; text-align: right&quot;&gt;-&lt;/td&gt;
      &lt;td style=&quot;border-bottom: Black 1pt solid; text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
     &lt;/tr&gt;
     &lt;tr style=&quot;vertical-align: bottom; background-color: rgb(204,238,255)&quot;&gt;
      &lt;td&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td style=&quot;text-align: right&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td style=&quot;text-align: right&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td style=&quot;text-align: right&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td style=&quot;text-align: right&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td style=&quot;text-align: right&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td style=&quot;text-align: right&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
     &lt;/tr&gt;
     &lt;tr style=&quot;vertical-align: bottom; background-color: White&quot;&gt;
      &lt;td style=&quot;text-align: left&quot;&gt;With an allowance recorded:&lt;/td&gt;
      &lt;td&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td style=&quot;text-align: right&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td style=&quot;text-align: right&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td style=&quot;text-align: right&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td style=&quot;text-align: right&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td style=&quot;text-align: right&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td style=&quot;text-align: right&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
     &lt;/tr&gt;
     &lt;tr style=&quot;vertical-align: bottom; background-color: rgb(204,238,255)&quot;&gt;
      &lt;td style=&quot;text-align: left; padding-left: 10pt&quot;&gt;Mortgage loans:&lt;/td&gt;
      &lt;td&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td style=&quot;text-align: right&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td style=&quot;text-align: right&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td style=&quot;text-align: right&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td style=&quot;text-align: right&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td style=&quot;text-align: right&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td style=&quot;text-align: right&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
     &lt;/tr&gt;
     &lt;tr style=&quot;vertical-align: bottom; background-color: White&quot;&gt;
      &lt;td style=&quot;text-align: left; padding-left: 20pt&quot;&gt;Multi-family residential&lt;/td&gt;
      &lt;td&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td style=&quot;text-align: right&quot;&gt;2,305&lt;/td&gt;
      &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td style=&quot;text-align: right&quot;&gt;2,305&lt;/td&gt;
      &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td style=&quot;text-align: right&quot;&gt;252&lt;/td&gt;
      &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td style=&quot;text-align: right&quot;&gt;2,779&lt;/td&gt;
      &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td style=&quot;text-align: right&quot;&gt;2,779&lt;/td&gt;
      &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td style=&quot;text-align: right&quot;&gt;286&lt;/td&gt;
      &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
     &lt;/tr&gt;
     &lt;tr style=&quot;vertical-align: bottom; background-color: rgb(204,238,255)&quot;&gt;
      &lt;td style=&quot;text-align: left; padding-left: 20pt&quot;&gt;Commercial real estate&lt;/td&gt;
      &lt;td&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td style=&quot;text-align: right&quot;&gt;2,371&lt;/td&gt;
      &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td style=&quot;text-align: right&quot;&gt;2,371&lt;/td&gt;
      &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td style=&quot;text-align: right&quot;&gt;180&lt;/td&gt;
      &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td style=&quot;text-align: right&quot;&gt;2,373&lt;/td&gt;
      &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td style=&quot;text-align: right&quot;&gt;2,373&lt;/td&gt;
      &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td style=&quot;text-align: right&quot;&gt;21&lt;/td&gt;
      &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
     &lt;/tr&gt;
     &lt;tr style=&quot;vertical-align: bottom; background-color: White&quot;&gt;
      &lt;td style=&quot;text-align: left; padding-left: 20pt&quot;&gt;One-to-four family mixed-use property&lt;/td&gt;
      &lt;td&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td style=&quot;text-align: right&quot;&gt;2,746&lt;/td&gt;
      &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td style=&quot;text-align: right&quot;&gt;2,746&lt;/td&gt;
      &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td style=&quot;text-align: right&quot;&gt;502&lt;/td&gt;
      &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td style=&quot;text-align: right&quot;&gt;3,093&lt;/td&gt;
      &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td style=&quot;text-align: right&quot;&gt;3,093&lt;/td&gt;
      &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td style=&quot;text-align: right&quot;&gt;579&lt;/td&gt;
      &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
     &lt;/tr&gt;
     &lt;tr style=&quot;vertical-align: bottom; background-color: rgb(204,238,255)&quot;&gt;
      &lt;td style=&quot;text-align: left; padding-left: 20pt&quot;&gt;One-to-four family residential&lt;/td&gt;
      &lt;td&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td style=&quot;text-align: right&quot;&gt;343&lt;/td&gt;
      &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td style=&quot;text-align: right&quot;&gt;343&lt;/td&gt;
      &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td style=&quot;text-align: right&quot;&gt;51&lt;/td&gt;
      &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td style=&quot;text-align: right&quot;&gt;354&lt;/td&gt;
      &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td style=&quot;text-align: right&quot;&gt;354&lt;/td&gt;
      &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td style=&quot;text-align: right&quot;&gt;54&lt;/td&gt;
      &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
     &lt;/tr&gt;
     &lt;tr style=&quot;vertical-align: bottom; background-color: White&quot;&gt;
      &lt;td style=&quot;text-align: left; padding-left: 20pt&quot;&gt;Co-operative apartments&lt;/td&gt;
      &lt;td&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td style=&quot;text-align: right&quot;&gt;-&lt;/td&gt;
      &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td style=&quot;text-align: right&quot;&gt;-&lt;/td&gt;
      &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td style=&quot;text-align: right&quot;&gt;-&lt;/td&gt;
      &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td style=&quot;text-align: right&quot;&gt;-&lt;/td&gt;
      &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td style=&quot;text-align: right&quot;&gt;-&lt;/td&gt;
      &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td style=&quot;text-align: right&quot;&gt;-&lt;/td&gt;
      &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
     &lt;/tr&gt;
     &lt;tr style=&quot;vertical-align: bottom; background-color: rgb(204,238,255)&quot;&gt;
      &lt;td style=&quot;padding-left: 20pt&quot;&gt;Construction&lt;/td&gt;
      &lt;td&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td style=&quot;text-align: right&quot;&gt;-&lt;/td&gt;
      &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td style=&quot;text-align: right&quot;&gt;-&lt;/td&gt;
      &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td style=&quot;text-align: right&quot;&gt;-&lt;/td&gt;
      &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td style=&quot;text-align: right&quot;&gt;-&lt;/td&gt;
      &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td style=&quot;text-align: right&quot;&gt;-&lt;/td&gt;
      &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td style=&quot;text-align: right&quot;&gt;-&lt;/td&gt;
      &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
     &lt;/tr&gt;
     &lt;tr style=&quot;vertical-align: bottom; background-color: White&quot;&gt;
      &lt;td style=&quot;text-align: left; padding-left: 10pt&quot;&gt;Non-mortgage loans:&lt;/td&gt;
      &lt;td&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td style=&quot;text-align: right&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td style=&quot;text-align: right&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td style=&quot;text-align: right&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td style=&quot;text-align: right&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td style=&quot;text-align: right&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td style=&quot;text-align: right&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
     &lt;/tr&gt;
     &lt;tr style=&quot;vertical-align: bottom; background-color: rgb(204,238,255)&quot;&gt;
      &lt;td style=&quot;text-align: left; padding-left: 20pt&quot;&gt;Small Business Administration&lt;/td&gt;
      &lt;td&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td style=&quot;text-align: right&quot;&gt;34&lt;/td&gt;
      &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td style=&quot;text-align: right&quot;&gt;34&lt;/td&gt;
      &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td style=&quot;text-align: right&quot;&gt;-&lt;/td&gt;
      &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td style=&quot;text-align: right&quot;&gt;-&lt;/td&gt;
      &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td style=&quot;text-align: right&quot;&gt;-&lt;/td&gt;
      &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td style=&quot;text-align: right&quot;&gt;-&lt;/td&gt;
      &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
     &lt;/tr&gt;
     &lt;tr style=&quot;vertical-align: bottom; background-color: White&quot;&gt;
      &lt;td style=&quot;text-align: left; padding-left: 20pt&quot;&gt;Taxi Medallion&lt;/td&gt;
      &lt;td&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td style=&quot;text-align: right&quot;&gt;2,118&lt;/td&gt;
      &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td style=&quot;text-align: right&quot;&gt;2,118&lt;/td&gt;
      &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td style=&quot;text-align: right&quot;&gt;333&lt;/td&gt;
      &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td style=&quot;text-align: right&quot;&gt;-&lt;/td&gt;
      &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td style=&quot;text-align: right&quot;&gt;-&lt;/td&gt;
      &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td style=&quot;text-align: right&quot;&gt;-&lt;/td&gt;
      &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
     &lt;/tr&gt;
     &lt;tr style=&quot;vertical-align: bottom; background-color: rgb(204,238,255)&quot;&gt;
      &lt;td style=&quot;text-align: left; padding-left: 20pt&quot;&gt;Commercial Business and other&lt;/td&gt;
      &lt;td&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td style=&quot;text-align: right&quot;&gt;2,034&lt;/td&gt;
      &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td style=&quot;text-align: right&quot;&gt;2,034&lt;/td&gt;
      &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td style=&quot;text-align: right&quot;&gt;112&lt;/td&gt;
      &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td style=&quot;text-align: right&quot;&gt;2,713&lt;/td&gt;
      &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td style=&quot;text-align: right&quot;&gt;2,713&lt;/td&gt;
      &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td style=&quot;text-align: right&quot;&gt;154&lt;/td&gt;
      &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
     &lt;/tr&gt;
     &lt;tr style=&quot;vertical-align: bottom; background-color: White&quot;&gt;
      &lt;td style=&quot;padding-bottom: 1pt&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td style=&quot;padding-bottom: 1pt&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td style=&quot;border-bottom: Black 1pt solid; text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td style=&quot;border-bottom: Black 1pt solid; text-align: right&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td style=&quot;border-bottom: Black 1pt solid; text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td style=&quot;border-bottom: Black 1pt solid; text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td style=&quot;border-bottom: Black 1pt solid; text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td style=&quot;border-bottom: Black 1pt solid; text-align: right&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td style=&quot;border-bottom: Black 1pt solid; text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td style=&quot;border-bottom: Black 1pt solid; text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td style=&quot;border-bottom: Black 1pt solid; text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td style=&quot;border-bottom: Black 1pt solid; text-align: right&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td style=&quot;border-bottom: Black 1pt solid; text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td style=&quot;padding-bottom: 1pt&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td style=&quot;border-bottom: Black 1pt solid; text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td style=&quot;border-bottom: Black 1pt solid; text-align: right&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td style=&quot;border-bottom: Black 1pt solid; text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td style=&quot;border-bottom: Black 1pt solid; text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td style=&quot;border-bottom: Black 1pt solid; text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td style=&quot;border-bottom: Black 1pt solid; text-align: right&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td style=&quot;border-bottom: Black 1pt solid; text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td style=&quot;border-bottom: Black 1pt solid; text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td style=&quot;border-bottom: Black 1pt solid; text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td style=&quot;border-bottom: Black 1pt solid; text-align: right&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td style=&quot;border-bottom: Black 1pt solid; text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
     &lt;/tr&gt;
     &lt;tr style=&quot;vertical-align: bottom; background-color: rgb(204,238,255)&quot;&gt;
      &lt;td style=&quot;text-align: left; padding-bottom: 1pt; padding-left: 30pt&quot;&gt;Total loans with an allowance recorded&lt;/td&gt;
      &lt;td style=&quot;padding-bottom: 1pt&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td style=&quot;border-bottom: Black 1pt solid; text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td style=&quot;border-bottom: Black 1pt solid; text-align: right&quot;&gt;11,951&lt;/td&gt;
      &lt;td style=&quot;border-bottom: Black 1pt solid; text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td style=&quot;border-bottom: Black 1pt solid; text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td style=&quot;border-bottom: Black 1pt solid; text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td style=&quot;border-bottom: Black 1pt solid; text-align: right&quot;&gt;11,951&lt;/td&gt;
      &lt;td style=&quot;border-bottom: Black 1pt solid; text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td style=&quot;border-bottom: Black 1pt solid; text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td style=&quot;border-bottom: Black 1pt solid; text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td style=&quot;border-bottom: Black 1pt solid; text-align: right&quot;&gt;1,430&lt;/td&gt;
      &lt;td style=&quot;border-bottom: Black 1pt solid; text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td style=&quot;padding-bottom: 1pt&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td style=&quot;border-bottom: Black 1pt solid; text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td style=&quot;border-bottom: Black 1pt solid; text-align: right&quot;&gt;11,312&lt;/td&gt;
      &lt;td style=&quot;border-bottom: Black 1pt solid; text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td style=&quot;border-bottom: Black 1pt solid; text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td style=&quot;border-bottom: Black 1pt solid; text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td style=&quot;border-bottom: Black 1pt solid; text-align: right&quot;&gt;11,312&lt;/td&gt;
      &lt;td style=&quot;border-bottom: Black 1pt solid; text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td style=&quot;border-bottom: Black 1pt solid; text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td style=&quot;border-bottom: Black 1pt solid; text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td style=&quot;border-bottom: Black 1pt solid; text-align: right&quot;&gt;1,094&lt;/td&gt;
      &lt;td style=&quot;border-bottom: Black 1pt solid; text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
     &lt;/tr&gt;
     &lt;tr style=&quot;vertical-align: bottom; background-color: White&quot;&gt;
      &lt;td&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td style=&quot;text-align: right&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td style=&quot;text-align: right&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td style=&quot;text-align: right&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td style=&quot;text-align: right&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td style=&quot;text-align: right&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td style=&quot;text-align: right&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
     &lt;/tr&gt;
     &lt;tr style=&quot;vertical-align: bottom; background-color: rgb(204,238,255)&quot;&gt;
      &lt;td style=&quot;text-align: left&quot;&gt;Total Impaired Loans:&lt;/td&gt;
      &lt;td&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td style=&quot;text-align: right&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td style=&quot;text-align: right&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td style=&quot;text-align: right&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td style=&quot;text-align: right&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td style=&quot;text-align: right&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td style=&quot;text-align: right&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
     &lt;/tr&gt;
     &lt;tr style=&quot;vertical-align: bottom; background-color: White&quot;&gt;
      &lt;td style=&quot;text-align: left; padding-bottom: 2.25pt; padding-left: 30pt&quot;&gt;Total mortgage loans&lt;/td&gt;
      &lt;td style=&quot;padding-bottom: 2.25pt&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td style=&quot;border-bottom: Black 2.25pt double; text-align: left&quot;&gt;$&lt;/td&gt;
      &lt;td style=&quot;border-bottom: Black 2.25pt double; text-align: right&quot;&gt;40,656&lt;/td&gt;
      &lt;td style=&quot;border-bottom: Black 2.25pt double; text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td style=&quot;border-bottom: Black 2.25pt double; text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td style=&quot;border-bottom: Black 2.25pt double; text-align: left&quot;&gt;$&lt;/td&gt;
      &lt;td style=&quot;border-bottom: Black 2.25pt double; text-align: right&quot;&gt;44,724&lt;/td&gt;
      &lt;td style=&quot;border-bottom: Black 2.25pt double; text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td style=&quot;border-bottom: Black 2.25pt double; text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td style=&quot;border-bottom: Black 2.25pt double; text-align: left&quot;&gt;$&lt;/td&gt;
      &lt;td style=&quot;border-bottom: Black 2.25pt double; text-align: right&quot;&gt;985&lt;/td&gt;
      &lt;td style=&quot;border-bottom: Black 2.25pt double; text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td style=&quot;padding-bottom: 2.25pt&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td style=&quot;border-bottom: Black 2.25pt double; text-align: left&quot;&gt;$&lt;/td&gt;
      &lt;td style=&quot;border-bottom: Black 2.25pt double; text-align: right&quot;&gt;51,023&lt;/td&gt;
      &lt;td style=&quot;border-bottom: Black 2.25pt double; text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td style=&quot;border-bottom: Black 2.25pt double; text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td style=&quot;border-bottom: Black 2.25pt double; text-align: left&quot;&gt;$&lt;/td&gt;
      &lt;td style=&quot;border-bottom: Black 2.25pt double; text-align: right&quot;&gt;56,461&lt;/td&gt;
      &lt;td style=&quot;border-bottom: Black 2.25pt double; text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td style=&quot;border-bottom: Black 2.25pt double; text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td style=&quot;border-bottom: Black 2.25pt double; text-align: left&quot;&gt;$&lt;/td&gt;
      &lt;td style=&quot;border-bottom: Black 2.25pt double; text-align: right&quot;&gt;940&lt;/td&gt;
      &lt;td style=&quot;border-bottom: Black 2.25pt double; text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
     &lt;/tr&gt;
     &lt;tr style=&quot;vertical-align: bottom; background-color: rgb(204,238,255)&quot;&gt;
      &lt;td&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td style=&quot;text-align: right&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td style=&quot;text-align: right&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td style=&quot;text-align: right&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td style=&quot;text-align: right&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td style=&quot;text-align: right&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td style=&quot;text-align: right&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
     &lt;/tr&gt;
     &lt;tr style=&quot;vertical-align: bottom; background-color: White&quot;&gt;
      &lt;td style=&quot;text-align: left; padding-bottom: 2.25pt; padding-left: 30pt&quot;&gt;Total non-mortgage loans&lt;/td&gt;
      &lt;td style=&quot;padding-bottom: 2.25pt&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td style=&quot;border-bottom: Black 2.25pt double; text-align: left&quot;&gt;$&lt;/td&gt;
      &lt;td style=&quot;border-bottom: Black 2.25pt double; text-align: right&quot;&gt;7,144&lt;/td&gt;
      &lt;td style=&quot;border-bottom: Black 2.25pt double; text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td style=&quot;border-bottom: Black 2.25pt double; text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td style=&quot;border-bottom: Black 2.25pt double; text-align: left&quot;&gt;$&lt;/td&gt;
      &lt;td style=&quot;border-bottom: Black 2.25pt double; text-align: right&quot;&gt;9,809&lt;/td&gt;
      &lt;td style=&quot;border-bottom: Black 2.25pt double; text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td style=&quot;border-bottom: Black 2.25pt double; text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td style=&quot;border-bottom: Black 2.25pt double; text-align: left&quot;&gt;$&lt;/td&gt;
      &lt;td style=&quot;border-bottom: Black 2.25pt double; text-align: right&quot;&gt;445&lt;/td&gt;
      &lt;td style=&quot;border-bottom: Black 2.25pt double; text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td style=&quot;padding-bottom: 2.25pt&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td style=&quot;border-bottom: Black 2.25pt double; text-align: left&quot;&gt;$&lt;/td&gt;
      &lt;td style=&quot;border-bottom: Black 2.25pt double; text-align: right&quot;&gt;5,492&lt;/td&gt;
      &lt;td style=&quot;border-bottom: Black 2.25pt double; text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td style=&quot;border-bottom: Black 2.25pt double; text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td style=&quot;border-bottom: Black 2.25pt double; text-align: left&quot;&gt;$&lt;/td&gt;
      &lt;td style=&quot;border-bottom: Black 2.25pt double; text-align: right&quot;&gt;5,862&lt;/td&gt;
      &lt;td style=&quot;border-bottom: Black 2.25pt double; text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td style=&quot;border-bottom: Black 2.25pt double; text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td style=&quot;border-bottom: Black 2.25pt double; text-align: left&quot;&gt;$&lt;/td&gt;
      &lt;td style=&quot;border-bottom: Black 2.25pt double; text-align: right&quot;&gt;154&lt;/td&gt;
      &lt;td style=&quot;border-bottom: Black 2.25pt double; text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
     &lt;/tr&gt;

   &lt;/table&gt;&lt;table cellpadding=&quot;0&quot; cellspacing=&quot;0&quot; style=&quot;border-collapse: collapse; width: 100%; font: 10pt Times New Roman, Times, Serif&quot;&gt;

     &lt;tr style=&quot;vertical-align: bottom&quot;&gt;
      &lt;td&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td style=&quot;padding-bottom: 1pt&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td colspan=&quot;7&quot; style=&quot;text-align: center; border-bottom: Black 1pt solid&quot;&gt;December 31, 2015&lt;/td&gt;
      &lt;td style=&quot;padding-bottom: 1pt&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td colspan=&quot;7&quot; style=&quot;text-align: center; border-bottom: Black 1pt solid&quot;&gt;December 31, 2014&lt;/td&gt;
      &lt;td style=&quot;padding-bottom: 1pt&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td colspan=&quot;7&quot; style=&quot;text-align: center; border-bottom: Black 1pt solid&quot;&gt;December 31, 2013&lt;/td&gt;
     &lt;/tr&gt;
     &lt;tr style=&quot;vertical-align: bottom&quot;&gt;
      &lt;td style=&quot;font-style: italic; text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td style=&quot;padding-bottom: 1pt&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td colspan=&quot;3&quot; style=&quot;text-align: center; border-bottom: Black 1pt solid&quot;&gt;Average &lt;br /&gt; Recorded &lt;br /&gt; Investment&lt;/td&gt;
      &lt;td style=&quot;padding-bottom: 1pt; border-bottom: Black 1pt solid&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td colspan=&quot;3&quot; style=&quot;text-align: center; border-bottom: Black 1pt solid&quot;&gt;Interest &lt;br /&gt; Income &lt;br /&gt; Recognized&lt;/td&gt;
      &lt;td style=&quot;padding-bottom: 1pt&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td colspan=&quot;3&quot; style=&quot;text-align: center; border-bottom: Black 1pt solid&quot;&gt;Average &lt;br /&gt; Recorded &lt;br /&gt; Investment&lt;/td&gt;
      &lt;td style=&quot;padding-bottom: 1pt; border-bottom: Black 1pt solid&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td colspan=&quot;3&quot; style=&quot;text-align: center; border-bottom: Black 1pt solid&quot;&gt;Interest &lt;br /&gt; Income &lt;br /&gt; Recognized&lt;/td&gt;
      &lt;td style=&quot;padding-bottom: 1pt&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td colspan=&quot;3&quot; style=&quot;text-align: center; border-bottom: Black 1pt solid&quot;&gt;Average &lt;br /&gt; Recorded &lt;br /&gt; Investment&lt;/td&gt;
      &lt;td style=&quot;padding-bottom: 1pt; border-bottom: Black 1pt solid&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td colspan=&quot;3&quot; style=&quot;text-align: center; border-bottom: Black 1pt solid&quot;&gt;Interest &lt;br /&gt; Income &lt;br /&gt; Recognized&lt;/td&gt;
     &lt;/tr&gt;
     &lt;tr style=&quot;vertical-align: bottom&quot;&gt;
      &lt;td&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td colspan=&quot;3&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td colspan=&quot;3&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td colspan=&quot;3&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td colspan=&quot;3&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td colspan=&quot;3&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td colspan=&quot;3&quot;&gt;&amp;nbsp;&lt;/td&gt;
     &lt;/tr&gt;
     &lt;tr style=&quot;vertical-align: bottom&quot;&gt;
      &lt;td style=&quot;font-weight: bold&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td style=&quot;font-style: italic&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td colspan=&quot;23&quot; style=&quot;font-style: italic; text-align: center&quot;&gt;(In thousands)&lt;/td&gt;
     &lt;/tr&gt;
     &lt;tr style=&quot;vertical-align: bottom; background-color: rgb(204,238,255)&quot;&gt;
      &lt;td colspan=&quot;1&quot;&gt;With no related allowance recorded:&lt;/td&gt;
      &lt;td&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td colspan=&quot;3&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td colspan=&quot;3&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td colspan=&quot;3&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td colspan=&quot;3&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td colspan=&quot;3&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td colspan=&quot;3&quot;&gt;&amp;nbsp;&lt;/td&gt;
     &lt;/tr&gt;
     &lt;tr style=&quot;vertical-align: bottom; background-color: White&quot;&gt;
      &lt;td style=&quot;text-align: left; padding-left: 10pt&quot;&gt;Mortgage loans:&lt;/td&gt;
      &lt;td&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td style=&quot;text-align: right&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td style=&quot;text-align: right&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td style=&quot;text-align: right&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td style=&quot;text-align: right&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td style=&quot;text-align: right&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td style=&quot;text-align: right&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
     &lt;/tr&gt;
     &lt;tr style=&quot;vertical-align: bottom; background-color: rgb(204,238,255)&quot;&gt;
      &lt;td style=&quot;width: 34%; text-align: left; padding-left: 20pt&quot;&gt;Multi-family residential&lt;/td&gt;
      &lt;td style=&quot;width: 1%&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td style=&quot;width: 1%; text-align: left&quot;&gt;$&lt;/td&gt;
      &lt;td style=&quot;width: 8%; text-align: right&quot;&gt;8,285&lt;/td&gt;
      &lt;td style=&quot;width: 1%; text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td style=&quot;width: 1%&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td style=&quot;width: 1%; text-align: left&quot;&gt;$&lt;/td&gt;
      &lt;td style=&quot;width: 8%; text-align: right&quot;&gt;92&lt;/td&gt;
      &lt;td style=&quot;width: 1%; text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td style=&quot;width: 1%&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td style=&quot;width: 1%; text-align: left&quot;&gt;$&lt;/td&gt;
      &lt;td style=&quot;width: 8%; text-align: right&quot;&gt;14,168&lt;/td&gt;
      &lt;td style=&quot;width: 1%; text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td style=&quot;width: 1%&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td style=&quot;width: 1%; text-align: left&quot;&gt;$&lt;/td&gt;
      &lt;td style=&quot;width: 8%; text-align: right&quot;&gt;194&lt;/td&gt;
      &lt;td style=&quot;width: 1%; text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td style=&quot;width: 1%&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td style=&quot;width: 1%; text-align: left&quot;&gt;$&lt;/td&gt;
      &lt;td style=&quot;width: 8%; text-align: right&quot;&gt;22,091&lt;/td&gt;
      &lt;td style=&quot;width: 1%; text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td style=&quot;width: 1%&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td style=&quot;width: 1%; text-align: left&quot;&gt;$&lt;/td&gt;
      &lt;td style=&quot;width: 8%; text-align: right&quot;&gt;402&lt;/td&gt;
      &lt;td style=&quot;width: 1%; text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
     &lt;/tr&gt;
     &lt;tr style=&quot;vertical-align: bottom; background-color: White&quot;&gt;
      &lt;td style=&quot;text-align: left; padding-left: 20pt&quot;&gt;Commercial real estate&lt;/td&gt;
      &lt;td&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td style=&quot;text-align: right&quot;&gt;4,926&lt;/td&gt;
      &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td style=&quot;text-align: right&quot;&gt;7&lt;/td&gt;
      &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td style=&quot;text-align: right&quot;&gt;11,329&lt;/td&gt;
      &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td style=&quot;text-align: right&quot;&gt;51&lt;/td&gt;
      &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td style=&quot;text-align: right&quot;&gt;19,846&lt;/td&gt;
      &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td style=&quot;text-align: right&quot;&gt;266&lt;/td&gt;
      &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
     &lt;/tr&gt;
     &lt;tr style=&quot;vertical-align: bottom; background-color: rgb(204,238,255)&quot;&gt;
      &lt;td style=&quot;text-align: left; padding-left: 20pt&quot;&gt;One-to-four family mixed-use property&lt;/td&gt;
      &lt;td&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td style=&quot;text-align: right&quot;&gt;10,295&lt;/td&gt;
      &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td style=&quot;text-align: right&quot;&gt;244&lt;/td&gt;
      &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td style=&quot;text-align: right&quot;&gt;12,852&lt;/td&gt;
      &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td style=&quot;text-align: right&quot;&gt;321&lt;/td&gt;
      &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td style=&quot;text-align: right&quot;&gt;13,916&lt;/td&gt;
      &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td style=&quot;text-align: right&quot;&gt;319&lt;/td&gt;
      &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
     &lt;/tr&gt;
     &lt;tr style=&quot;vertical-align: bottom; background-color: White&quot;&gt;
      &lt;td style=&quot;text-align: left; padding-left: 20pt&quot;&gt;One-to-four family residential&lt;/td&gt;
      &lt;td&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td style=&quot;text-align: right&quot;&gt;12,985&lt;/td&gt;
      &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td style=&quot;text-align: right&quot;&gt;138&lt;/td&gt;
      &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td style=&quot;text-align: right&quot;&gt;13,015&lt;/td&gt;
      &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td style=&quot;text-align: right&quot;&gt;103&lt;/td&gt;
      &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td style=&quot;text-align: right&quot;&gt;14,529&lt;/td&gt;
      &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td style=&quot;text-align: right&quot;&gt;125&lt;/td&gt;
      &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
     &lt;/tr&gt;
     &lt;tr style=&quot;vertical-align: bottom; background-color: rgb(204,238,255)&quot;&gt;
      &lt;td style=&quot;text-align: left; padding-left: 20pt&quot;&gt;Co-operative apartments&lt;/td&gt;
      &lt;td&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td style=&quot;text-align: right&quot;&gt;153&lt;/td&gt;
      &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td style=&quot;text-align: right&quot;&gt;-&lt;/td&gt;
      &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td style=&quot;text-align: right&quot;&gt;-&lt;/td&gt;
      &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td style=&quot;text-align: right&quot;&gt;-&lt;/td&gt;
      &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td style=&quot;text-align: right&quot;&gt;189&lt;/td&gt;
      &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td style=&quot;text-align: right&quot;&gt;-&lt;/td&gt;
      &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
     &lt;/tr&gt;
     &lt;tr style=&quot;vertical-align: bottom; background-color: White&quot;&gt;
      &lt;td style=&quot;padding-left: 20pt&quot;&gt;Construction&lt;/td&gt;
      &lt;td&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td style=&quot;text-align: right&quot;&gt;250&lt;/td&gt;
      &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td style=&quot;text-align: right&quot;&gt;-&lt;/td&gt;
      &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td style=&quot;text-align: right&quot;&gt;285&lt;/td&gt;
      &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td style=&quot;text-align: right&quot;&gt;-&lt;/td&gt;
      &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td style=&quot;text-align: right&quot;&gt;4,014&lt;/td&gt;
      &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td style=&quot;text-align: right&quot;&gt;-&lt;/td&gt;
      &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
     &lt;/tr&gt;
     &lt;tr style=&quot;vertical-align: bottom; background-color: rgb(204,238,255)&quot;&gt;
      &lt;td style=&quot;text-align: left; padding-left: 10pt&quot;&gt;Non-mortgage loans:&lt;/td&gt;
      &lt;td&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td style=&quot;text-align: right&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td style=&quot;text-align: right&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td style=&quot;text-align: right&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td style=&quot;text-align: right&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td style=&quot;text-align: right&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td style=&quot;text-align: right&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
     &lt;/tr&gt;
     &lt;tr style=&quot;vertical-align: bottom; background-color: White&quot;&gt;
      &lt;td style=&quot;text-align: left; padding-left: 20pt&quot;&gt;Small Business Administration&lt;/td&gt;
      &lt;td&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td style=&quot;text-align: right&quot;&gt;299&lt;/td&gt;
      &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td style=&quot;text-align: right&quot;&gt;1&lt;/td&gt;
      &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td style=&quot;text-align: right&quot;&gt;-&lt;/td&gt;
      &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td style=&quot;text-align: right&quot;&gt;-&lt;/td&gt;
      &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td style=&quot;text-align: right&quot;&gt;247&lt;/td&gt;
      &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td style=&quot;text-align: right&quot;&gt;-&lt;/td&gt;
      &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
     &lt;/tr&gt;
     &lt;tr style=&quot;vertical-align: bottom; background-color: rgb(204,238,255)&quot;&gt;
      &lt;td style=&quot;text-align: left; padding-left: 20pt&quot;&gt;Taxi Medallion&lt;/td&gt;
      &lt;td&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td style=&quot;text-align: right&quot;&gt;-&lt;/td&gt;
      &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td style=&quot;text-align: right&quot;&gt;-&lt;/td&gt;
      &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td style=&quot;text-align: right&quot;&gt;-&lt;/td&gt;
      &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td style=&quot;text-align: right&quot;&gt;-&lt;/td&gt;
      &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td style=&quot;text-align: right&quot;&gt;-&lt;/td&gt;
      &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td style=&quot;text-align: right&quot;&gt;-&lt;/td&gt;
      &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
     &lt;/tr&gt;
     &lt;tr style=&quot;vertical-align: bottom; background-color: White&quot;&gt;
      &lt;td style=&quot;text-align: left; padding-left: 20pt&quot;&gt;Commercial Business and other&lt;/td&gt;
      &lt;td&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td style=&quot;text-align: right&quot;&gt;3,912&lt;/td&gt;
      &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td style=&quot;text-align: right&quot;&gt;253&lt;/td&gt;
      &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td style=&quot;text-align: right&quot;&gt;3,428&lt;/td&gt;
      &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td style=&quot;text-align: right&quot;&gt;137&lt;/td&gt;
      &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td style=&quot;text-align: right&quot;&gt;5,309&lt;/td&gt;
      &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td style=&quot;text-align: right&quot;&gt;268&lt;/td&gt;
      &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
     &lt;/tr&gt;
     &lt;tr style=&quot;vertical-align: bottom; background-color: rgb(204,238,255)&quot;&gt;
      &lt;td style=&quot;padding-bottom: 1pt&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td style=&quot;padding-bottom: 1pt&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td style=&quot;border-bottom: Black 1pt solid; text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td style=&quot;border-bottom: Black 1pt solid; text-align: right&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td style=&quot;border-bottom: Black 1pt solid; text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td style=&quot;padding-bottom: 1pt; border-bottom: Black 1pt solid&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td style=&quot;border-bottom: Black 1pt solid; text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td style=&quot;border-bottom: Black 1pt solid; text-align: right&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td style=&quot;border-bottom: Black 1pt solid; text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td style=&quot;padding-bottom: 1pt&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td style=&quot;border-bottom: Black 1pt solid; text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td style=&quot;border-bottom: Black 1pt solid; text-align: right&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td style=&quot;border-bottom: Black 1pt solid; text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td style=&quot;padding-bottom: 1pt; border-bottom: Black 1pt solid&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td style=&quot;border-bottom: Black 1pt solid; text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td style=&quot;border-bottom: Black 1pt solid; text-align: right&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td style=&quot;border-bottom: Black 1pt solid; text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td style=&quot;padding-bottom: 1pt&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td style=&quot;border-bottom: Black 1pt solid; text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td style=&quot;border-bottom: Black 1pt solid; text-align: right&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td style=&quot;border-bottom: Black 1pt solid; text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td style=&quot;padding-bottom: 1pt; border-bottom: Black 1pt solid&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td style=&quot;border-bottom: Black 1pt solid; text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td style=&quot;border-bottom: Black 1pt solid; text-align: right&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td style=&quot;border-bottom: Black 1pt solid; text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
     &lt;/tr&gt;
     &lt;tr style=&quot;vertical-align: bottom; background-color: White&quot;&gt;
      &lt;td style=&quot;text-align: left; padding-bottom: 1pt; padding-left: 30pt&quot;&gt;Total loans with no related allowance recorded&lt;/td&gt;
      &lt;td style=&quot;padding-bottom: 1pt&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td style=&quot;border-bottom: Black 1pt solid; text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td style=&quot;border-bottom: Black 1pt solid; text-align: right&quot;&gt;41,105&lt;/td&gt;
      &lt;td style=&quot;border-bottom: Black 1pt solid; text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td style=&quot;padding-bottom: 1pt; border-bottom: Black 1pt solid&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td style=&quot;border-bottom: Black 1pt solid; text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td style=&quot;border-bottom: Black 1pt solid; text-align: right&quot;&gt;735&lt;/td&gt;
      &lt;td style=&quot;border-bottom: Black 1pt solid; text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td style=&quot;padding-bottom: 1pt&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td style=&quot;border-bottom: Black 1pt solid; text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td style=&quot;border-bottom: Black 1pt solid; text-align: right&quot;&gt;55,077&lt;/td&gt;
      &lt;td style=&quot;border-bottom: Black 1pt solid; text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td style=&quot;padding-bottom: 1pt; border-bottom: Black 1pt solid&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td style=&quot;border-bottom: Black 1pt solid; text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td style=&quot;border-bottom: Black 1pt solid; text-align: right&quot;&gt;806&lt;/td&gt;
      &lt;td style=&quot;border-bottom: Black 1pt solid; text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td style=&quot;padding-bottom: 1pt&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td style=&quot;border-bottom: Black 1pt solid; text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td style=&quot;border-bottom: Black 1pt solid; text-align: right&quot;&gt;80,141&lt;/td&gt;
      &lt;td style=&quot;border-bottom: Black 1pt solid; text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td style=&quot;padding-bottom: 1pt; border-bottom: Black 1pt solid&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td style=&quot;border-bottom: Black 1pt solid; text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td style=&quot;border-bottom: Black 1pt solid; text-align: right&quot;&gt;1,380&lt;/td&gt;
      &lt;td style=&quot;border-bottom: Black 1pt solid; text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
     &lt;/tr&gt;
     &lt;tr style=&quot;vertical-align: bottom; background-color: rgb(204,238,255)&quot;&gt;
      &lt;td&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td style=&quot;text-align: right&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td style=&quot;text-align: right&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td style=&quot;text-align: right&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td style=&quot;text-align: right&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td style=&quot;text-align: right&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
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      &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
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     &lt;/tr&gt;
     &lt;tr style=&quot;vertical-align: bottom; background-color: White&quot;&gt;
      &lt;td style=&quot;text-align: left&quot;&gt;With an allowance recorded:&lt;/td&gt;
      &lt;td&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td style=&quot;text-align: right&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
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      &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td style=&quot;text-align: right&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
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      &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td style=&quot;text-align: right&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
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      &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
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      &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td style=&quot;text-align: right&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td style=&quot;text-align: right&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
     &lt;/tr&gt;
     &lt;tr style=&quot;vertical-align: bottom; background-color: rgb(204,238,255)&quot;&gt;
      &lt;td style=&quot;text-align: left; padding-left: 10pt&quot;&gt;Mortgage loans:&lt;/td&gt;
      &lt;td&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td style=&quot;text-align: right&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td style=&quot;text-align: right&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td style=&quot;text-align: right&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td style=&quot;text-align: right&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td style=&quot;text-align: right&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td style=&quot;text-align: right&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
     &lt;/tr&gt;
     &lt;tr style=&quot;vertical-align: bottom; background-color: White&quot;&gt;
      &lt;td style=&quot;text-align: left; padding-left: 20pt&quot;&gt;Multi-family residential&lt;/td&gt;
      &lt;td&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td style=&quot;text-align: right&quot;&gt;2,343&lt;/td&gt;
      &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td style=&quot;text-align: right&quot;&gt;117&lt;/td&gt;
      &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td style=&quot;text-align: right&quot;&gt;2,936&lt;/td&gt;
      &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td style=&quot;text-align: right&quot;&gt;149&lt;/td&gt;
      &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td style=&quot;text-align: right&quot;&gt;2,892&lt;/td&gt;
      &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td style=&quot;text-align: right&quot;&gt;170&lt;/td&gt;
      &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
     &lt;/tr&gt;
     &lt;tr style=&quot;vertical-align: bottom; background-color: rgb(204,238,255)&quot;&gt;
      &lt;td style=&quot;text-align: left; padding-left: 20pt&quot;&gt;Commercial real estate&lt;/td&gt;
      &lt;td&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td style=&quot;text-align: right&quot;&gt;997&lt;/td&gt;
      &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td style=&quot;text-align: right&quot;&gt;167&lt;/td&gt;
      &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td style=&quot;text-align: right&quot;&gt;3,242&lt;/td&gt;
      &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td style=&quot;text-align: right&quot;&gt;167&lt;/td&gt;
      &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td style=&quot;text-align: right&quot;&gt;6,388&lt;/td&gt;
      &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td style=&quot;text-align: right&quot;&gt;194&lt;/td&gt;
      &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
     &lt;/tr&gt;
     &lt;tr style=&quot;vertical-align: bottom; background-color: White&quot;&gt;
      &lt;td style=&quot;text-align: left; padding-left: 20pt&quot;&gt;One-to-four family mixed-use property&lt;/td&gt;
      &lt;td&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td style=&quot;text-align: right&quot;&gt;2,983&lt;/td&gt;
      &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td style=&quot;text-align: right&quot;&gt;151&lt;/td&gt;
      &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td style=&quot;text-align: right&quot;&gt;3,249&lt;/td&gt;
      &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td style=&quot;text-align: right&quot;&gt;170&lt;/td&gt;
      &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td style=&quot;text-align: right&quot;&gt;4,041&lt;/td&gt;
      &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td style=&quot;text-align: right&quot;&gt;228&lt;/td&gt;
      &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
     &lt;/tr&gt;
     &lt;tr style=&quot;vertical-align: bottom; background-color: rgb(204,238,255)&quot;&gt;
      &lt;td style=&quot;text-align: left; padding-left: 20pt&quot;&gt;One-to-four family residential&lt;/td&gt;
      &lt;td&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td style=&quot;text-align: right&quot;&gt;347&lt;/td&gt;
      &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td style=&quot;text-align: right&quot;&gt;14&lt;/td&gt;
      &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td style=&quot;text-align: right&quot;&gt;358&lt;/td&gt;
      &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td style=&quot;text-align: right&quot;&gt;14&lt;/td&gt;
      &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td style=&quot;text-align: right&quot;&gt;368&lt;/td&gt;
      &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td style=&quot;text-align: right&quot;&gt;15&lt;/td&gt;
      &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
     &lt;/tr&gt;
     &lt;tr style=&quot;vertical-align: bottom; background-color: White&quot;&gt;
      &lt;td style=&quot;text-align: left; padding-left: 20pt&quot;&gt;Co-operative apartments&lt;/td&gt;
      &lt;td&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td style=&quot;text-align: right&quot;&gt;-&lt;/td&gt;
      &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td style=&quot;text-align: right&quot;&gt;-&lt;/td&gt;
      &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td style=&quot;text-align: right&quot;&gt;-&lt;/td&gt;
      &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td style=&quot;text-align: right&quot;&gt;-&lt;/td&gt;
      &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td style=&quot;text-align: right&quot;&gt;-&lt;/td&gt;
      &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td style=&quot;text-align: right&quot;&gt;-&lt;/td&gt;
      &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
     &lt;/tr&gt;
     &lt;tr style=&quot;vertical-align: bottom; background-color: rgb(204,238,255)&quot;&gt;
      &lt;td style=&quot;padding-left: 20pt&quot;&gt;Construction&lt;/td&gt;
      &lt;td&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td style=&quot;text-align: right&quot;&gt;-&lt;/td&gt;
      &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td style=&quot;text-align: right&quot;&gt;-&lt;/td&gt;
      &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td style=&quot;text-align: right&quot;&gt;187&lt;/td&gt;
      &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td style=&quot;text-align: right&quot;&gt;-&lt;/td&gt;
      &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td style=&quot;text-align: right&quot;&gt;1,929&lt;/td&gt;
      &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td style=&quot;text-align: right&quot;&gt;18&lt;/td&gt;
      &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
     &lt;/tr&gt;
     &lt;tr style=&quot;vertical-align: bottom; background-color: White&quot;&gt;
      &lt;td style=&quot;text-align: left; padding-left: 10pt&quot;&gt;Non-mortgage loans:&lt;/td&gt;
      &lt;td&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td style=&quot;text-align: right&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td style=&quot;text-align: right&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td style=&quot;text-align: right&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td style=&quot;text-align: right&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td style=&quot;text-align: right&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td style=&quot;text-align: right&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
     &lt;/tr&gt;
     &lt;tr style=&quot;vertical-align: bottom; background-color: rgb(204,238,255)&quot;&gt;
      &lt;td style=&quot;text-align: left; padding-left: 20pt&quot;&gt;Small Business Administration&lt;/td&gt;
      &lt;td&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td style=&quot;text-align: right&quot;&gt;38&lt;/td&gt;
      &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td style=&quot;text-align: right&quot;&gt;2&lt;/td&gt;
      &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td style=&quot;text-align: right&quot;&gt;-&lt;/td&gt;
      &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td style=&quot;text-align: right&quot;&gt;-&lt;/td&gt;
      &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td style=&quot;text-align: right&quot;&gt;-&lt;/td&gt;
      &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td style=&quot;text-align: right&quot;&gt;-&lt;/td&gt;
      &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
     &lt;/tr&gt;
     &lt;tr style=&quot;vertical-align: bottom; background-color: White&quot;&gt;
      &lt;td style=&quot;text-align: left; padding-left: 20pt&quot;&gt;Taxi Medallion&lt;/td&gt;
      &lt;td&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td style=&quot;text-align: right&quot;&gt;1,062&lt;/td&gt;
      &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td style=&quot;text-align: right&quot;&gt;66&lt;/td&gt;
      &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td style=&quot;text-align: right&quot;&gt;-&lt;/td&gt;
      &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td style=&quot;text-align: right&quot;&gt;-&lt;/td&gt;
      &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td style=&quot;text-align: right&quot;&gt;-&lt;/td&gt;
      &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td style=&quot;text-align: right&quot;&gt;-&lt;/td&gt;
      &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
     &lt;/tr&gt;
     &lt;tr style=&quot;vertical-align: bottom; background-color: rgb(204,238,255)&quot;&gt;
      &lt;td style=&quot;text-align: left; padding-left: 20pt&quot;&gt;Commercial Business and other&lt;/td&gt;
      &lt;td&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td style=&quot;text-align: right&quot;&gt;2,692&lt;/td&gt;
      &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td style=&quot;text-align: right&quot;&gt;102&lt;/td&gt;
      &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td style=&quot;text-align: right&quot;&gt;3,149&lt;/td&gt;
      &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td style=&quot;text-align: right&quot;&gt;115&lt;/td&gt;
      &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td style=&quot;text-align: right&quot;&gt;4,354&lt;/td&gt;
      &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td style=&quot;text-align: right&quot;&gt;239&lt;/td&gt;
      &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
     &lt;/tr&gt;
     &lt;tr style=&quot;vertical-align: bottom; background-color: White&quot;&gt;
      &lt;td style=&quot;padding-bottom: 1pt&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td style=&quot;padding-bottom: 1pt&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td style=&quot;border-bottom: Black 1pt solid; text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td style=&quot;border-bottom: Black 1pt solid; text-align: right&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td style=&quot;border-bottom: Black 1pt solid; text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td style=&quot;padding-bottom: 1pt; border-bottom: Black 1pt solid&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td style=&quot;border-bottom: Black 1pt solid; text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td style=&quot;border-bottom: Black 1pt solid; text-align: right&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td style=&quot;border-bottom: Black 1pt solid; text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td style=&quot;padding-bottom: 1pt&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td style=&quot;border-bottom: Black 1pt solid; text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td style=&quot;border-bottom: Black 1pt solid; text-align: right&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td style=&quot;border-bottom: Black 1pt solid; text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td style=&quot;padding-bottom: 1pt; border-bottom: Black 1pt solid&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td style=&quot;border-bottom: Black 1pt solid; text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td style=&quot;border-bottom: Black 1pt solid; text-align: right&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td style=&quot;border-bottom: Black 1pt solid; text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td style=&quot;padding-bottom: 1pt&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td style=&quot;border-bottom: Black 1pt solid; text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td style=&quot;border-bottom: Black 1pt solid; text-align: right&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td style=&quot;border-bottom: Black 1pt solid; text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td style=&quot;padding-bottom: 1pt; border-bottom: Black 1pt solid&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td style=&quot;border-bottom: Black 1pt solid; text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td style=&quot;border-bottom: Black 1pt solid; text-align: right&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td style=&quot;border-bottom: Black 1pt solid; text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
     &lt;/tr&gt;
     &lt;tr style=&quot;vertical-align: bottom; background-color: rgb(204,238,255)&quot;&gt;
      &lt;td style=&quot;text-align: left; padding-bottom: 1pt; padding-left: 30pt&quot;&gt;Total loans with an allowance recorded&lt;/td&gt;
      &lt;td style=&quot;padding-bottom: 1pt&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td style=&quot;border-bottom: Black 1pt solid; text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td style=&quot;border-bottom: Black 1pt solid; text-align: right&quot;&gt;10,462&lt;/td&gt;
      &lt;td style=&quot;border-bottom: Black 1pt solid; text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td style=&quot;padding-bottom: 1pt; border-bottom: Black 1pt solid&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td style=&quot;border-bottom: Black 1pt solid; text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td style=&quot;border-bottom: Black 1pt solid; text-align: right&quot;&gt;619&lt;/td&gt;
      &lt;td style=&quot;border-bottom: Black 1pt solid; text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td style=&quot;padding-bottom: 1pt&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td style=&quot;border-bottom: Black 1pt solid; text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td style=&quot;border-bottom: Black 1pt solid; text-align: right&quot;&gt;13,121&lt;/td&gt;
      &lt;td style=&quot;border-bottom: Black 1pt solid; text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td style=&quot;padding-bottom: 1pt; border-bottom: Black 1pt solid&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td style=&quot;border-bottom: Black 1pt solid; text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td style=&quot;border-bottom: Black 1pt solid; text-align: right&quot;&gt;615&lt;/td&gt;
      &lt;td style=&quot;border-bottom: Black 1pt solid; text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td style=&quot;padding-bottom: 1pt&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td style=&quot;border-bottom: Black 1pt solid; text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td style=&quot;border-bottom: Black 1pt solid; text-align: right&quot;&gt;19,972&lt;/td&gt;
      &lt;td style=&quot;border-bottom: Black 1pt solid; text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td style=&quot;padding-bottom: 1pt; border-bottom: Black 1pt solid&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td style=&quot;border-bottom: Black 1pt solid; text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td style=&quot;border-bottom: Black 1pt solid; text-align: right&quot;&gt;864&lt;/td&gt;
      &lt;td style=&quot;border-bottom: Black 1pt solid; text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
     &lt;/tr&gt;
     &lt;tr style=&quot;vertical-align: bottom; background-color: White&quot;&gt;
      &lt;td&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td style=&quot;text-align: right&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td style=&quot;text-align: right&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td style=&quot;text-align: right&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td style=&quot;text-align: right&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td style=&quot;text-align: right&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td style=&quot;text-align: right&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
     &lt;/tr&gt;
     &lt;tr style=&quot;vertical-align: bottom; background-color: rgb(204,238,255)&quot;&gt;
      &lt;td style=&quot;text-align: left&quot;&gt;Total Impaired Loans:&lt;/td&gt;
      &lt;td&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td style=&quot;text-align: right&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td style=&quot;text-align: right&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td style=&quot;text-align: right&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td style=&quot;text-align: right&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td style=&quot;text-align: right&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td style=&quot;text-align: right&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
     &lt;/tr&gt;
     &lt;tr style=&quot;vertical-align: bottom; background-color: White&quot;&gt;
      &lt;td style=&quot;text-align: left; padding-bottom: 2.25pt; padding-left: 30pt&quot;&gt;Total mortgage loans&lt;/td&gt;
      &lt;td style=&quot;padding-bottom: 2.25pt&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td style=&quot;border-bottom: Black 2.25pt double; text-align: left&quot;&gt;$&lt;/td&gt;
      &lt;td style=&quot;border-bottom: Black 2.25pt double; text-align: right&quot;&gt;43,564&lt;/td&gt;
      &lt;td style=&quot;border-bottom: Black 2.25pt double; text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td style=&quot;border-bottom: Black 2.25pt double; text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td style=&quot;border-bottom: Black 2.25pt double; text-align: left&quot;&gt;$&lt;/td&gt;
      &lt;td style=&quot;border-bottom: Black 2.25pt double; text-align: right&quot;&gt;930&lt;/td&gt;
      &lt;td style=&quot;border-bottom: Black 2.25pt double; text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td style=&quot;padding-bottom: 2.25pt&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td style=&quot;border-bottom: Black 2.25pt double; text-align: left&quot;&gt;$&lt;/td&gt;
      &lt;td style=&quot;border-bottom: Black 2.25pt double; text-align: right&quot;&gt;61,621&lt;/td&gt;
      &lt;td style=&quot;border-bottom: Black 2.25pt double; text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td style=&quot;border-bottom: Black 2.25pt double; text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td style=&quot;border-bottom: Black 2.25pt double; text-align: left&quot;&gt;$&lt;/td&gt;
      &lt;td style=&quot;border-bottom: Black 2.25pt double; text-align: right&quot;&gt;1,169&lt;/td&gt;
      &lt;td style=&quot;border-bottom: Black 2.25pt double; text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td style=&quot;padding-bottom: 2.25pt&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td style=&quot;border-bottom: Black 2.25pt double; text-align: left&quot;&gt;$&lt;/td&gt;
      &lt;td style=&quot;border-bottom: Black 2.25pt double; text-align: right&quot;&gt;90,203&lt;/td&gt;
      &lt;td style=&quot;border-bottom: Black 2.25pt double; text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td style=&quot;border-bottom: Black 2.25pt double; text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td style=&quot;border-bottom: Black 2.25pt double; text-align: left&quot;&gt;$&lt;/td&gt;
      &lt;td style=&quot;border-bottom: Black 2.25pt double; text-align: right&quot;&gt;1,737&lt;/td&gt;
      &lt;td style=&quot;border-bottom: Black 2.25pt double; text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
     &lt;/tr&gt;
     &lt;tr style=&quot;vertical-align: bottom; background-color: rgb(204,238,255)&quot;&gt;
      &lt;td&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td style=&quot;text-align: right&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td style=&quot;text-align: right&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td style=&quot;text-align: right&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td style=&quot;text-align: right&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td style=&quot;text-align: right&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td style=&quot;text-align: right&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
     &lt;/tr&gt;
     &lt;tr style=&quot;vertical-align: bottom; background-color: White&quot;&gt;
      &lt;td style=&quot;text-align: left; padding-bottom: 2.25pt; padding-left: 30pt&quot;&gt;Total non-mortgage loans&lt;/td&gt;
      &lt;td style=&quot;padding-bottom: 2.25pt&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td style=&quot;border-bottom: Black 2.25pt double; text-align: left&quot;&gt;$&lt;/td&gt;
      &lt;td style=&quot;border-bottom: Black 2.25pt double; text-align: right&quot;&gt;8,003&lt;/td&gt;
      &lt;td style=&quot;border-bottom: Black 2.25pt double; text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td style=&quot;border-bottom: Black 2.25pt double; text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td style=&quot;border-bottom: Black 2.25pt double; text-align: left&quot;&gt;$&lt;/td&gt;
      &lt;td style=&quot;border-bottom: Black 2.25pt double; text-align: right&quot;&gt;424&lt;/td&gt;
      &lt;td style=&quot;border-bottom: Black 2.25pt double; text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td style=&quot;padding-bottom: 2.25pt&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td style=&quot;border-bottom: Black 2.25pt double; text-align: left&quot;&gt;$&lt;/td&gt;
      &lt;td style=&quot;border-bottom: Black 2.25pt double; text-align: right&quot;&gt;6,577&lt;/td&gt;
      &lt;td style=&quot;border-bottom: Black 2.25pt double; text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td style=&quot;border-bottom: Black 2.25pt double; text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td style=&quot;border-bottom: Black 2.25pt double; text-align: left&quot;&gt;$&lt;/td&gt;
      &lt;td style=&quot;border-bottom: Black 2.25pt double; text-align: right&quot;&gt;252&lt;/td&gt;
      &lt;td style=&quot;border-bottom: Black 2.25pt double; text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td style=&quot;padding-bottom: 2.25pt&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td style=&quot;border-bottom: Black 2.25pt double; text-align: left&quot;&gt;$&lt;/td&gt;
      &lt;td style=&quot;border-bottom: Black 2.25pt double; text-align: right&quot;&gt;9,910&lt;/td&gt;
      &lt;td style=&quot;border-bottom: Black 2.25pt double; text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td style=&quot;border-bottom: Black 2.25pt double; text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td style=&quot;border-bottom: Black 2.25pt double; text-align: left&quot;&gt;$&lt;/td&gt;
      &lt;td style=&quot;border-bottom: Black 2.25pt double; text-align: right&quot;&gt;507&lt;/td&gt;
      &lt;td style=&quot;border-bottom: Black 2.25pt double; text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
     &lt;/tr&gt;

   &lt;/table&gt;</us-gaap:ImpairedFinancingReceivablesTableTextBlock>
  <us-gaap:ImpairedFinancingReceivableWithNoRelatedAllowanceRecordedInvestment unitRef="usd" contextRef="c241_AsOf31Dec2015_MortgageReceivablesMember_MultifamilyResidentialPortfolioSegmentMember" decimals="-3">5742000</us-gaap:ImpairedFinancingReceivableWithNoRelatedAllowanceRecordedInvestment>
  <us-gaap:ImpairedFinancingReceivableWithNoRelatedAllowanceUnpaidPrincipalBalance unitRef="usd" contextRef="c241_AsOf31Dec2015_MortgageReceivablesMember_MultifamilyResidentialPortfolioSegmentMember" decimals="-3">6410000</us-gaap:ImpairedFinancingReceivableWithNoRelatedAllowanceUnpaidPrincipalBalance>
  <us-gaap:ImpairedFinancingReceivableWithNoRelatedAllowanceRecordedInvestment unitRef="usd" contextRef="c242_AsOf31Dec2014_MortgageReceivablesMember_MultifamilyResidentialPortfolioSegmentMember" decimals="-3">10481000</us-gaap:ImpairedFinancingReceivableWithNoRelatedAllowanceRecordedInvestment>
  <us-gaap:ImpairedFinancingReceivableWithNoRelatedAllowanceUnpaidPrincipalBalance unitRef="usd" contextRef="c242_AsOf31Dec2014_MortgageReceivablesMember_MultifamilyResidentialPortfolioSegmentMember" decimals="-3">11551000</us-gaap:ImpairedFinancingReceivableWithNoRelatedAllowanceUnpaidPrincipalBalance>
  <us-gaap:ImpairedFinancingReceivableWithNoRelatedAllowanceAverageRecordedInvestment unitRef="usd" contextRef="c243_From1Jan2015To31Dec2015_MortgageReceivablesMember_MultifamilyResidentialPortfolioSegmentMember" decimals="-3">8285000</us-gaap:ImpairedFinancingReceivableWithNoRelatedAllowanceAverageRecordedInvestment>
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  <us-gaap:ImpairedFinancingReceivableAverageRecordedInvestment unitRef="usd" contextRef="c286_From1Jan2013To31Dec2013_NonMortgageLoansMember" decimals="-3">9910000</us-gaap:ImpairedFinancingReceivableAverageRecordedInvestment>
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     &lt;tr style=&quot;vertical-align: bottom&quot;&gt;
      &lt;td colspan=&quot;1&quot; style=&quot;font-style: italic; border-bottom: Black 1pt solid&quot;&gt;(In thousands)&lt;/td&gt;
      &lt;td style=&quot;padding-bottom: 1pt; border-bottom: Black 1pt solid&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td colspan=&quot;3&quot; style=&quot;text-align: center; border-bottom: Black 1pt solid&quot;&gt;Special Mention&lt;/td&gt;
      &lt;td style=&quot;padding-bottom: 1pt; border-bottom: Black 1pt solid&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td colspan=&quot;3&quot; style=&quot;text-align: center; border-bottom: Black 1pt solid&quot;&gt;Substandard&lt;/td&gt;
      &lt;td style=&quot;padding-bottom: 1pt; border-bottom: Black 1pt solid&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td colspan=&quot;3&quot; style=&quot;text-align: center; border-bottom: Black 1pt solid&quot;&gt;Doubtful&lt;/td&gt;
      &lt;td style=&quot;padding-bottom: 1pt; border-bottom: Black 1pt solid&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td colspan=&quot;3&quot; style=&quot;text-align: center; border-bottom: Black 1pt solid&quot;&gt;Loss&lt;/td&gt;
      &lt;td style=&quot;padding-bottom: 1pt; border-bottom: Black 1pt solid&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td colspan=&quot;3&quot; style=&quot;text-align: center; border-bottom: Black 1pt solid&quot;&gt;Total&lt;/td&gt;
     &lt;/tr&gt;
     &lt;tr style=&quot;vertical-align: bottom&quot;&gt;
      &lt;td style=&quot;font-style: italic&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td colspan=&quot;3&quot; style=&quot;text-align: center&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td colspan=&quot;3&quot; style=&quot;text-align: center&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td colspan=&quot;3&quot; style=&quot;text-align: center&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td colspan=&quot;3&quot; style=&quot;text-align: center&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td colspan=&quot;3&quot; style=&quot;text-align: center&quot;&gt;&amp;nbsp;&lt;/td&gt;
     &lt;/tr&gt;
     &lt;tr style=&quot;vertical-align: bottom; background-color: rgb(204,238,255)&quot;&gt;
      &lt;td style=&quot;width: 45%; text-align: left&quot;&gt;Multi-family residential&lt;/td&gt;
      &lt;td style=&quot;width: 1%&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td style=&quot;width: 1%; text-align: left&quot;&gt;$&lt;/td&gt;
      &lt;td style=&quot;width: 8%; text-align: right&quot;&gt;4,361&lt;/td&gt;
      &lt;td style=&quot;width: 1%; text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td style=&quot;width: 1%&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td style=&quot;width: 1%; text-align: left&quot;&gt;$&lt;/td&gt;
      &lt;td style=&quot;width: 8%; text-align: right&quot;&gt;5,421&lt;/td&gt;
      &lt;td style=&quot;width: 1%; text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td style=&quot;width: 1%&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td style=&quot;width: 1%; text-align: left&quot;&gt;$&lt;/td&gt;
      &lt;td style=&quot;width: 8%; text-align: right&quot;&gt;-&lt;/td&gt;
      &lt;td style=&quot;width: 1%; text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td style=&quot;width: 1%&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td style=&quot;width: 1%; text-align: left&quot;&gt;$&lt;/td&gt;
      &lt;td style=&quot;width: 8%; text-align: right&quot;&gt;-&lt;/td&gt;
      &lt;td style=&quot;width: 1%; text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td style=&quot;width: 1%&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td style=&quot;width: 1%; text-align: left&quot;&gt;$&lt;/td&gt;
      &lt;td style=&quot;width: 8%; text-align: right&quot;&gt;9,782&lt;/td&gt;
      &lt;td style=&quot;width: 1%; text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
     &lt;/tr&gt;
     &lt;tr style=&quot;vertical-align: bottom; background-color: White&quot;&gt;
      &lt;td style=&quot;text-align: left&quot;&gt;Commercial real estate&lt;/td&gt;
      &lt;td&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td style=&quot;text-align: right&quot;&gt;1,821&lt;/td&gt;
      &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td style=&quot;text-align: right&quot;&gt;3,812&lt;/td&gt;
      &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td style=&quot;text-align: right&quot;&gt;-&lt;/td&gt;
      &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td style=&quot;text-align: right&quot;&gt;-&lt;/td&gt;
      &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td style=&quot;text-align: right&quot;&gt;5,633&lt;/td&gt;
      &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
     &lt;/tr&gt;
     &lt;tr style=&quot;vertical-align: bottom; background-color: rgb(204,238,255)&quot;&gt;
      &lt;td style=&quot;text-align: left&quot;&gt;One-to-four family - mixed-use property&lt;/td&gt;
      &lt;td&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td style=&quot;text-align: right&quot;&gt;3,087&lt;/td&gt;
      &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td style=&quot;text-align: right&quot;&gt;10,990&lt;/td&gt;
      &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td style=&quot;text-align: right&quot;&gt;-&lt;/td&gt;
      &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td style=&quot;text-align: right&quot;&gt;-&lt;/td&gt;
      &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td style=&quot;text-align: right&quot;&gt;14,077&lt;/td&gt;
      &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
     &lt;/tr&gt;
     &lt;tr style=&quot;vertical-align: bottom; background-color: White&quot;&gt;
      &lt;td style=&quot;text-align: left&quot;&gt;One-to-four family - residential&lt;/td&gt;
      &lt;td&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td style=&quot;text-align: right&quot;&gt;1,437&lt;/td&gt;
      &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td style=&quot;text-align: right&quot;&gt;12,255&lt;/td&gt;
      &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td style=&quot;text-align: right&quot;&gt;-&lt;/td&gt;
      &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td style=&quot;text-align: right&quot;&gt;-&lt;/td&gt;
      &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td style=&quot;text-align: right&quot;&gt;13,692&lt;/td&gt;
      &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
     &lt;/tr&gt;
     &lt;tr style=&quot;vertical-align: bottom; background-color: rgb(204,238,255)&quot;&gt;
      &lt;td style=&quot;text-align: left&quot;&gt;Co-operative apartments&lt;/td&gt;
      &lt;td&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td style=&quot;text-align: right&quot;&gt;-&lt;/td&gt;
      &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td style=&quot;text-align: right&quot;&gt;-&lt;/td&gt;
      &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td style=&quot;text-align: right&quot;&gt;-&lt;/td&gt;
      &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td style=&quot;text-align: right&quot;&gt;-&lt;/td&gt;
      &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td style=&quot;text-align: right&quot;&gt;-&lt;/td&gt;
      &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
     &lt;/tr&gt;
     &lt;tr style=&quot;vertical-align: bottom; background-color: White&quot;&gt;
      &lt;td style=&quot;text-align: left&quot;&gt;Construction loans&lt;/td&gt;
      &lt;td&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td style=&quot;text-align: right&quot;&gt;-&lt;/td&gt;
      &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td style=&quot;text-align: right&quot;&gt;1,000&lt;/td&gt;
      &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td style=&quot;text-align: right&quot;&gt;-&lt;/td&gt;
      &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td style=&quot;text-align: right&quot;&gt;-&lt;/td&gt;
      &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td style=&quot;text-align: right&quot;&gt;1,000&lt;/td&gt;
      &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
     &lt;/tr&gt;
     &lt;tr style=&quot;vertical-align: bottom; background-color: rgb(204,238,255)&quot;&gt;
      &lt;td style=&quot;text-align: left&quot;&gt;Small Business Administration&lt;/td&gt;
      &lt;td&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td style=&quot;text-align: right&quot;&gt;229&lt;/td&gt;
      &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td style=&quot;text-align: right&quot;&gt;224&lt;/td&gt;
      &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td style=&quot;text-align: right&quot;&gt;-&lt;/td&gt;
      &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td style=&quot;text-align: right&quot;&gt;-&lt;/td&gt;
      &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td style=&quot;text-align: right&quot;&gt;453&lt;/td&gt;
      &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
     &lt;/tr&gt;
     &lt;tr style=&quot;vertical-align: bottom; background-color: White&quot;&gt;
      &lt;td style=&quot;text-align: left&quot;&gt;Taxi Medallion&lt;/td&gt;
      &lt;td&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td style=&quot;text-align: right&quot;&gt;-&lt;/td&gt;
      &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td style=&quot;text-align: right&quot;&gt;2,118&lt;/td&gt;
      &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td style=&quot;text-align: right&quot;&gt;-&lt;/td&gt;
      &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td style=&quot;text-align: right&quot;&gt;-&lt;/td&gt;
      &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td style=&quot;text-align: right&quot;&gt;2,118&lt;/td&gt;
      &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
     &lt;/tr&gt;
     &lt;tr style=&quot;vertical-align: bottom; background-color: rgb(204,238,255)&quot;&gt;
      &lt;td style=&quot;text-align: left; padding-bottom: 1pt&quot;&gt;Commercial business and other&lt;/td&gt;
      &lt;td style=&quot;padding-bottom: 1pt&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td style=&quot;border-bottom: Black 1pt solid; text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td style=&quot;border-bottom: Black 1pt solid; text-align: right&quot;&gt;-&lt;/td&gt;
      &lt;td style=&quot;border-bottom: Black 1pt solid; text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td style=&quot;padding-bottom: 1pt&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td style=&quot;border-bottom: Black 1pt solid; text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td style=&quot;border-bottom: Black 1pt solid; text-align: right&quot;&gt;3,123&lt;/td&gt;
      &lt;td style=&quot;border-bottom: Black 1pt solid; text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td style=&quot;padding-bottom: 1pt&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td style=&quot;border-bottom: Black 1pt solid; text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td style=&quot;border-bottom: Black 1pt solid; text-align: right&quot;&gt;-&lt;/td&gt;
      &lt;td style=&quot;border-bottom: Black 1pt solid; text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td style=&quot;padding-bottom: 1pt&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td style=&quot;border-bottom: Black 1pt solid; text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td style=&quot;border-bottom: Black 1pt solid; text-align: right&quot;&gt;-&lt;/td&gt;
      &lt;td style=&quot;border-bottom: Black 1pt solid; text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td style=&quot;padding-bottom: 1pt&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td style=&quot;border-bottom: Black 1pt solid; text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td style=&quot;border-bottom: Black 1pt solid; text-align: right&quot;&gt;3,123&lt;/td&gt;
      &lt;td style=&quot;border-bottom: Black 1pt solid; text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
     &lt;/tr&gt;
     &lt;tr style=&quot;vertical-align: bottom; background-color: White&quot;&gt;
      &lt;td style=&quot;text-align: left; padding-bottom: 2.25pt; padding-left: 10pt&quot;&gt;Total loans&lt;/td&gt;
      &lt;td style=&quot;padding-bottom: 2.25pt&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td style=&quot;border-bottom: Black 2.25pt double; text-align: left&quot;&gt;$&lt;/td&gt;
      &lt;td style=&quot;border-bottom: Black 2.25pt double; text-align: right&quot;&gt;10,935&lt;/td&gt;
      &lt;td style=&quot;border-bottom: Black 2.25pt double; text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td style=&quot;padding-bottom: 2.25pt&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td style=&quot;border-bottom: Black 2.25pt double; text-align: left&quot;&gt;$&lt;/td&gt;
      &lt;td style=&quot;border-bottom: Black 2.25pt double; text-align: right&quot;&gt;38,943&lt;/td&gt;
      &lt;td style=&quot;border-bottom: Black 2.25pt double; text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td style=&quot;padding-bottom: 2.25pt&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td style=&quot;border-bottom: Black 2.25pt double; text-align: left&quot;&gt;$&lt;/td&gt;
      &lt;td style=&quot;border-bottom: Black 2.25pt double; text-align: right&quot;&gt;-&lt;/td&gt;
      &lt;td style=&quot;border-bottom: Black 2.25pt double; text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td style=&quot;padding-bottom: 2.25pt&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td style=&quot;border-bottom: Black 2.25pt double; text-align: left&quot;&gt;$&lt;/td&gt;
      &lt;td style=&quot;border-bottom: Black 2.25pt double; text-align: right&quot;&gt;-&lt;/td&gt;
      &lt;td style=&quot;border-bottom: Black 2.25pt double; text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td style=&quot;padding-bottom: 2.25pt&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td style=&quot;border-bottom: Black 2.25pt double; text-align: left&quot;&gt;$&lt;/td&gt;
      &lt;td style=&quot;border-bottom: Black 2.25pt double; text-align: right&quot;&gt;49,878&lt;/td&gt;
      &lt;td style=&quot;border-bottom: Black 2.25pt double; text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
     &lt;/tr&gt;

   &lt;/table&gt;&lt;table cellpadding=&quot;0&quot; cellspacing=&quot;0&quot; style=&quot;border-collapse: collapse; width: 100%; font: 10pt Times New Roman, Times, Serif&quot;&gt;

     &lt;tr style=&quot;vertical-align: bottom&quot;&gt;
      &lt;td colspan=&quot;1&quot; style=&quot;font-style: italic; border-bottom: Black 1pt solid&quot;&gt;(In thousands)&lt;/td&gt;
      &lt;td style=&quot;padding-bottom: 1pt; border-bottom: Black 1pt solid&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td colspan=&quot;3&quot; style=&quot;text-align: center; border-bottom: Black 1pt solid&quot;&gt;Special Mention&lt;/td&gt;
      &lt;td style=&quot;padding-bottom: 1pt; border-bottom: Black 1pt solid&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td colspan=&quot;3&quot; style=&quot;text-align: center; border-bottom: Black 1pt solid&quot;&gt;Substandard&lt;/td&gt;
      &lt;td style=&quot;padding-bottom: 1pt; border-bottom: Black 1pt solid&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td colspan=&quot;3&quot; style=&quot;text-align: center; border-bottom: Black 1pt solid&quot;&gt;Doubtful&lt;/td&gt;
      &lt;td style=&quot;padding-bottom: 1pt; border-bottom: Black 1pt solid&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td colspan=&quot;3&quot; style=&quot;text-align: center; border-bottom: Black 1pt solid&quot;&gt;Loss&lt;/td&gt;
      &lt;td style=&quot;padding-bottom: 1pt; border-bottom: Black 1pt solid&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td colspan=&quot;3&quot; style=&quot;text-align: center; border-bottom: Black 1pt solid&quot;&gt;Total&lt;/td&gt;
     &lt;/tr&gt;
     &lt;tr style=&quot;vertical-align: bottom&quot;&gt;
      &lt;td style=&quot;font-style: italic&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td colspan=&quot;3&quot; style=&quot;text-align: center&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td colspan=&quot;3&quot; style=&quot;text-align: center&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td colspan=&quot;3&quot; style=&quot;text-align: center&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td colspan=&quot;3&quot; style=&quot;text-align: center&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td colspan=&quot;3&quot; style=&quot;text-align: center&quot;&gt;&amp;nbsp;&lt;/td&gt;
     &lt;/tr&gt;
     &lt;tr style=&quot;vertical-align: bottom; background-color: rgb(204,238,255)&quot;&gt;
      &lt;td style=&quot;width: 45%; text-align: left&quot;&gt;Multi-family residential&lt;/td&gt;
      &lt;td style=&quot;width: 1%&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td style=&quot;width: 1%; text-align: left&quot;&gt;$&lt;/td&gt;
      &lt;td style=&quot;width: 8%; text-align: right&quot;&gt;6,494&lt;/td&gt;
      &lt;td style=&quot;width: 1%; text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td style=&quot;width: 1%&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td style=&quot;width: 1%; text-align: left&quot;&gt;$&lt;/td&gt;
      &lt;td style=&quot;width: 8%; text-align: right&quot;&gt;10,226&lt;/td&gt;
      &lt;td style=&quot;width: 1%; text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td style=&quot;width: 1%&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td style=&quot;width: 1%; text-align: left&quot;&gt;$&lt;/td&gt;
      &lt;td style=&quot;width: 8%; text-align: right&quot;&gt;-&lt;/td&gt;
      &lt;td style=&quot;width: 1%; text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td style=&quot;width: 1%&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td style=&quot;width: 1%; text-align: left&quot;&gt;$&lt;/td&gt;
      &lt;td style=&quot;width: 8%; text-align: right&quot;&gt;-&lt;/td&gt;
      &lt;td style=&quot;width: 1%; text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td style=&quot;width: 1%&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td style=&quot;width: 1%; text-align: left&quot;&gt;$&lt;/td&gt;
      &lt;td style=&quot;width: 8%; text-align: right&quot;&gt;16,720&lt;/td&gt;
      &lt;td style=&quot;width: 1%; text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
     &lt;/tr&gt;
     &lt;tr style=&quot;vertical-align: bottom; background-color: White&quot;&gt;
      &lt;td style=&quot;text-align: left&quot;&gt;Commercial real estate&lt;/td&gt;
      &lt;td&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td style=&quot;text-align: right&quot;&gt;5,453&lt;/td&gt;
      &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td style=&quot;text-align: right&quot;&gt;7,100&lt;/td&gt;
      &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td style=&quot;text-align: right&quot;&gt;-&lt;/td&gt;
      &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td style=&quot;text-align: right&quot;&gt;-&lt;/td&gt;
      &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td style=&quot;text-align: right&quot;&gt;12,553&lt;/td&gt;
      &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
     &lt;/tr&gt;
     &lt;tr style=&quot;vertical-align: bottom; background-color: rgb(204,238,255)&quot;&gt;
      &lt;td style=&quot;text-align: left&quot;&gt;One-to-four family - mixed-use property&lt;/td&gt;
      &lt;td&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td style=&quot;text-align: right&quot;&gt;5,254&lt;/td&gt;
      &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td style=&quot;text-align: right&quot;&gt;12,499&lt;/td&gt;
      &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td style=&quot;text-align: right&quot;&gt;-&lt;/td&gt;
      &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td style=&quot;text-align: right&quot;&gt;-&lt;/td&gt;
      &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td style=&quot;text-align: right&quot;&gt;17,753&lt;/td&gt;
      &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
     &lt;/tr&gt;
     &lt;tr style=&quot;vertical-align: bottom; background-color: White&quot;&gt;
      &lt;td style=&quot;text-align: left&quot;&gt;One-to-four family - residential&lt;/td&gt;
      &lt;td&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td style=&quot;text-align: right&quot;&gt;2,352&lt;/td&gt;
      &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td style=&quot;text-align: right&quot;&gt;13,056&lt;/td&gt;
      &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td style=&quot;text-align: right&quot;&gt;-&lt;/td&gt;
      &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td style=&quot;text-align: right&quot;&gt;-&lt;/td&gt;
      &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td style=&quot;text-align: right&quot;&gt;15,408&lt;/td&gt;
      &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
     &lt;/tr&gt;
     &lt;tr style=&quot;vertical-align: bottom; background-color: rgb(204,238,255)&quot;&gt;
      &lt;td style=&quot;text-align: left&quot;&gt;Co-operative apartments&lt;/td&gt;
      &lt;td&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td style=&quot;text-align: right&quot;&gt;623&lt;/td&gt;
      &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td style=&quot;text-align: right&quot;&gt;-&lt;/td&gt;
      &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td style=&quot;text-align: right&quot;&gt;-&lt;/td&gt;
      &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td style=&quot;text-align: right&quot;&gt;-&lt;/td&gt;
      &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td style=&quot;text-align: right&quot;&gt;623&lt;/td&gt;
      &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
     &lt;/tr&gt;
     &lt;tr style=&quot;vertical-align: bottom; background-color: White&quot;&gt;
      &lt;td style=&quot;text-align: left&quot;&gt;Construction loans&lt;/td&gt;
      &lt;td&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td style=&quot;text-align: right&quot;&gt;-&lt;/td&gt;
      &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td style=&quot;text-align: right&quot;&gt;-&lt;/td&gt;
      &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td style=&quot;text-align: right&quot;&gt;-&lt;/td&gt;
      &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td style=&quot;text-align: right&quot;&gt;-&lt;/td&gt;
      &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td style=&quot;text-align: right&quot;&gt;-&lt;/td&gt;
      &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
     &lt;/tr&gt;
     &lt;tr style=&quot;vertical-align: bottom; background-color: rgb(204,238,255)&quot;&gt;
      &lt;td style=&quot;text-align: left&quot;&gt;Small Business Administration&lt;/td&gt;
      &lt;td&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td style=&quot;text-align: right&quot;&gt;479&lt;/td&gt;
      &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td style=&quot;text-align: right&quot;&gt;-&lt;/td&gt;
      &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td style=&quot;text-align: right&quot;&gt;-&lt;/td&gt;
      &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td style=&quot;text-align: right&quot;&gt;-&lt;/td&gt;
      &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td style=&quot;text-align: right&quot;&gt;479&lt;/td&gt;
      &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
     &lt;/tr&gt;
     &lt;tr style=&quot;vertical-align: bottom; background-color: White&quot;&gt;
      &lt;td style=&quot;text-align: left; padding-bottom: 1pt&quot;&gt;Commercial business and other&lt;/td&gt;
      &lt;td style=&quot;padding-bottom: 1pt&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td style=&quot;border-bottom: Black 1pt solid; text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td style=&quot;border-bottom: Black 1pt solid; text-align: right&quot;&gt;2,841&lt;/td&gt;
      &lt;td style=&quot;border-bottom: Black 1pt solid; text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td style=&quot;padding-bottom: 1pt&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td style=&quot;border-bottom: Black 1pt solid; text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td style=&quot;border-bottom: Black 1pt solid; text-align: right&quot;&gt;3,779&lt;/td&gt;
      &lt;td style=&quot;border-bottom: Black 1pt solid; text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td style=&quot;padding-bottom: 1pt&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td style=&quot;border-bottom: Black 1pt solid; text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td style=&quot;border-bottom: Black 1pt solid; text-align: right&quot;&gt;-&lt;/td&gt;
      &lt;td style=&quot;border-bottom: Black 1pt solid; text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td style=&quot;padding-bottom: 1pt&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td style=&quot;border-bottom: Black 1pt solid; text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td style=&quot;border-bottom: Black 1pt solid; text-align: right&quot;&gt;-&lt;/td&gt;
      &lt;td style=&quot;border-bottom: Black 1pt solid; text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td style=&quot;padding-bottom: 1pt&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td style=&quot;border-bottom: Black 1pt solid; text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td style=&quot;border-bottom: Black 1pt solid; text-align: right&quot;&gt;6,620&lt;/td&gt;
      &lt;td style=&quot;border-bottom: Black 1pt solid; text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
     &lt;/tr&gt;
     &lt;tr style=&quot;vertical-align: bottom; background-color: rgb(204,238,255)&quot;&gt;
      &lt;td style=&quot;text-align: left; padding-bottom: 2.25pt; padding-left: 10pt&quot;&gt;Total loans&lt;/td&gt;
      &lt;td style=&quot;padding-bottom: 2.25pt&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td style=&quot;border-bottom: Black 2.25pt double; text-align: left&quot;&gt;$&lt;/td&gt;
      &lt;td style=&quot;border-bottom: Black 2.25pt double; text-align: right&quot;&gt;23,496&lt;/td&gt;
      &lt;td style=&quot;border-bottom: Black 2.25pt double; text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td style=&quot;padding-bottom: 2.25pt&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td style=&quot;border-bottom: Black 2.25pt double; text-align: left&quot;&gt;$&lt;/td&gt;
      &lt;td style=&quot;border-bottom: Black 2.25pt double; text-align: right&quot;&gt;46,660&lt;/td&gt;
      &lt;td style=&quot;border-bottom: Black 2.25pt double; text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td style=&quot;padding-bottom: 2.25pt&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td style=&quot;border-bottom: Black 2.25pt double; text-align: left&quot;&gt;$&lt;/td&gt;
      &lt;td style=&quot;border-bottom: Black 2.25pt double; text-align: right&quot;&gt;-&lt;/td&gt;
      &lt;td style=&quot;border-bottom: Black 2.25pt double; text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td style=&quot;padding-bottom: 2.25pt&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td style=&quot;border-bottom: Black 2.25pt double; text-align: left&quot;&gt;$&lt;/td&gt;
      &lt;td style=&quot;border-bottom: Black 2.25pt double; text-align: right&quot;&gt;-&lt;/td&gt;
      &lt;td style=&quot;border-bottom: Black 2.25pt double; text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td style=&quot;padding-bottom: 2.25pt&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;td style=&quot;border-bottom: Black 2.25pt double; text-align: left&quot;&gt;$&lt;/td&gt;
      &lt;td style=&quot;border-bottom: Black 2.25pt double; text-align: right&quot;&gt;70,156&lt;/td&gt;
      &lt;td style=&quot;border-bottom: Black 2.25pt double; text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
     &lt;/tr&gt;

   &lt;/table&gt;</us-gaap:FinancingReceivableCreditQualityIndicatorsTableTextBlock>
  <us-gaap:ImpairedFinancingReceivableRecordedInvestment unitRef="usd" contextRef="c287_AsOf31Dec2015_MultifamilyResidentialPortfolioSegmentMember_SpecialMentionMember" decimals="-3">4361000</us-gaap:ImpairedFinancingReceivableRecordedInvestment>
  <us-gaap:ImpairedFinancingReceivableRecordedInvestment unitRef="usd" contextRef="c288_AsOf31Dec2015_MultifamilyResidentialPortfolioSegmentMember_SubstandardMember" decimals="-3">5421000</us-gaap:ImpairedFinancingReceivableRecordedInvestment>
  <us-gaap:ImpairedFinancingReceivableRecordedInvestment unitRef="usd" contextRef="c143_AsOf31Dec2015_MultifamilyResidentialPortfolioSegmentMember" decimals="-3">9782000</us-gaap:ImpairedFinancingReceivableRecordedInvestment>
  <us-gaap:ImpairedFinancingReceivableRecordedInvestment unitRef="usd" contextRef="c289_AsOf31Dec2015_CommercialRealEstatePortfolioSegmentMember_SpecialMentionMember" decimals="-3">1821000</us-gaap:ImpairedFinancingReceivableRecordedInvestment>
  <us-gaap:ImpairedFinancingReceivableRecordedInvestment unitRef="usd" contextRef="c290_AsOf31Dec2015_CommercialRealEstatePortfolioSegmentMember_SubstandardMember" decimals="-3">3812000</us-gaap:ImpairedFinancingReceivableRecordedInvestment>
  <us-gaap:ImpairedFinancingReceivableRecordedInvestment unitRef="usd" contextRef="c151_AsOf31Dec2015_CommercialRealEstatePortfolioSegmentMember" decimals="-3">5633000</us-gaap:ImpairedFinancingReceivableRecordedInvestment>
  <us-gaap:ImpairedFinancingReceivableRecordedInvestment unitRef="usd" contextRef="c291_AsOf31Dec2015_OneToFourFamilyMixedUsePropertyPortfolioSegmentMember_SpecialMentionMember" decimals="-3">3087000</us-gaap:ImpairedFinancingReceivableRecordedInvestment>
  <us-gaap:ImpairedFinancingReceivableRecordedInvestment unitRef="usd" contextRef="c292_AsOf31Dec2015_OneToFourFamilyMixedUsePropertyPortfolioSegmentMember_SubstandardMember" decimals="-3">10990000</us-gaap:ImpairedFinancingReceivableRecordedInvestment>
  <us-gaap:ImpairedFinancingReceivableRecordedInvestment unitRef="usd" contextRef="c159_AsOf31Dec2015_OneToFourFamilyMixedUsePropertyPortfolioSegmentMember" decimals="-3">14077000</us-gaap:ImpairedFinancingReceivableRecordedInvestment>
  <us-gaap:ImpairedFinancingReceivableRecordedInvestment unitRef="usd" contextRef="c293_AsOf31Dec2015_OnetoFourFamilyResidentialPortfolioSegmentMember_SpecialMentionMember" decimals="-3">1437000</us-gaap:ImpairedFinancingReceivableRecordedInvestment>
  <us-gaap:ImpairedFinancingReceivableRecordedInvestment unitRef="usd" contextRef="c294_AsOf31Dec2015_OnetoFourFamilyResidentialPortfolioSegmentMember_SubstandardMember" decimals="-3">12255000</us-gaap:ImpairedFinancingReceivableRecordedInvestment>
  <us-gaap:ImpairedFinancingReceivableRecordedInvestment unitRef="usd" contextRef="c167_AsOf31Dec2015_OnetoFourFamilyResidentialPortfolioSegmentMember" decimals="-3">13692000</us-gaap:ImpairedFinancingReceivableRecordedInvestment>
  <us-gaap:ImpairedFinancingReceivableRecordedInvestment unitRef="usd" contextRef="c295_AsOf31Dec2015_ConstructionPortfolioSegmentMember_SubstandardMember" decimals="-3">1000000</us-gaap:ImpairedFinancingReceivableRecordedInvestment>
  <us-gaap:ImpairedFinancingReceivableRecordedInvestment unitRef="usd" contextRef="c175_AsOf31Dec2015_ConstructionPortfolioSegmentMember" decimals="-3">1000000</us-gaap:ImpairedFinancingReceivableRecordedInvestment>
  <us-gaap:ImpairedFinancingReceivableRecordedInvestment unitRef="usd" contextRef="c296_AsOf31Dec2015_SmallBusinessAdministrationPortfolioSegmentMember_SpecialMentionMember" decimals="-3">229000</us-gaap:ImpairedFinancingReceivableRecordedInvestment>
  <us-gaap:ImpairedFinancingReceivableRecordedInvestment unitRef="usd" contextRef="c297_AsOf31Dec2015_SmallBusinessAdministrationPortfolioSegmentMember_SubstandardMember" decimals="-3">224000</us-gaap:ImpairedFinancingReceivableRecordedInvestment>
  <us-gaap:ImpairedFinancingReceivableRecordedInvestment unitRef="usd" contextRef="c180_AsOf31Dec2015_SmallBusinessAdministrationPortfolioSegmentMember" decimals="-3">453000</us-gaap:ImpairedFinancingReceivableRecordedInvestment>
  <us-gaap:ImpairedFinancingReceivableRecordedInvestment unitRef="usd" contextRef="c298_AsOf31Dec2015_TaxMedallionPortflioSegmentMember_SubstandardMember" decimals="-3">2118000</us-gaap:ImpairedFinancingReceivableRecordedInvestment>
  <us-gaap:ImpairedFinancingReceivableRecordedInvestment unitRef="usd" contextRef="c183_AsOf31Dec2015_TaxMedallionPortflioSegmentMember" decimals="-3">2118000</us-gaap:ImpairedFinancingReceivableRecordedInvestment>
  <us-gaap:ImpairedFinancingReceivableRecordedInvestment unitRef="usd" contextRef="c299_AsOf31Dec2015_CommercialBusinessAndOtherPortfolioSegmentMember_SubstandardMember" decimals="-3">3123000</us-gaap:ImpairedFinancingReceivableRecordedInvestment>
  <us-gaap:ImpairedFinancingReceivableRecordedInvestment unitRef="usd" contextRef="c187_AsOf31Dec2015_CommercialBusinessAndOtherPortfolioSegmentMember" decimals="-3">3123000</us-gaap:ImpairedFinancingReceivableRecordedInvestment>
  <us-gaap:ImpairedFinancingReceivableRecordedInvestment unitRef="usd" contextRef="c300_AsOf31Dec2015_SpecialMentionMember" decimals="-3">10935000</us-gaap:ImpairedFinancingReceivableRecordedInvestment>
  <us-gaap:ImpairedFinancingReceivableRecordedInvestment unitRef="usd" contextRef="c301_AsOf31Dec2015_SubstandardMember" decimals="-3">38943000</us-gaap:ImpairedFinancingReceivableRecordedInvestment>
  <us-gaap:ImpairedFinancingReceivableRecordedInvestment unitRef="usd" contextRef="c0_AsOf31Dec2015" decimals="-3">49878000</us-gaap:ImpairedFinancingReceivableRecordedInvestment>
  <us-gaap:ImpairedFinancingReceivableRecordedInvestment unitRef="usd" contextRef="c302_AsOf31Dec2014_MultifamilyResidentialPortfolioSegmentMember_SpecialMentionMember" decimals="-3">6494000</us-gaap:ImpairedFinancingReceivableRecordedInvestment>
  <us-gaap:ImpairedFinancingReceivableRecordedInvestment unitRef="usd" contextRef="c303_AsOf31Dec2014_MultifamilyResidentialPortfolioSegmentMember_SubstandardMember" decimals="-3">10226000</us-gaap:ImpairedFinancingReceivableRecordedInvestment>
  <us-gaap:ImpairedFinancingReceivableRecordedInvestment unitRef="usd" contextRef="c147_AsOf31Dec2014_MultifamilyResidentialPortfolioSegmentMember" decimals="-3">16720000</us-gaap:ImpairedFinancingReceivableRecordedInvestment>
  <us-gaap:ImpairedFinancingReceivableRecordedInvestment unitRef="usd" contextRef="c304_AsOf31Dec2014_CommercialRealEstatePortfolioSegmentMember_SpecialMentionMember" decimals="-3">5453000</us-gaap:ImpairedFinancingReceivableRecordedInvestment>
  <us-gaap:ImpairedFinancingReceivableRecordedInvestment unitRef="usd" contextRef="c305_AsOf31Dec2014_CommercialRealEstatePortfolioSegmentMember_SubstandardMember" decimals="-3">7100000</us-gaap:ImpairedFinancingReceivableRecordedInvestment>
  <us-gaap:ImpairedFinancingReceivableRecordedInvestment unitRef="usd" contextRef="c155_AsOf31Dec2014_CommercialRealEstatePortfolioSegmentMember" decimals="-3">12553000</us-gaap:ImpairedFinancingReceivableRecordedInvestment>
  <us-gaap:ImpairedFinancingReceivableRecordedInvestment unitRef="usd" contextRef="c306_AsOf31Dec2014_OneToFourFamilyMixedUsePropertyPortfolioSegmentMember_SpecialMentionMember" decimals="-3">5254000</us-gaap:ImpairedFinancingReceivableRecordedInvestment>
  <us-gaap:ImpairedFinancingReceivableRecordedInvestment unitRef="usd" contextRef="c307_AsOf31Dec2014_OneToFourFamilyMixedUsePropertyPortfolioSegmentMember_SubstandardMember" decimals="-3">12499000</us-gaap:ImpairedFinancingReceivableRecordedInvestment>
  <us-gaap:ImpairedFinancingReceivableRecordedInvestment unitRef="usd" contextRef="c163_AsOf31Dec2014_OneToFourFamilyMixedUsePropertyPortfolioSegmentMember" decimals="-3">17753000</us-gaap:ImpairedFinancingReceivableRecordedInvestment>
  <us-gaap:ImpairedFinancingReceivableRecordedInvestment unitRef="usd" contextRef="c308_AsOf31Dec2014_OnetoFourFamilyResidentialPortfolioSegmentMember_SpecialMentionMember" decimals="-3">2352000</us-gaap:ImpairedFinancingReceivableRecordedInvestment>
  <us-gaap:ImpairedFinancingReceivableRecordedInvestment unitRef="usd" contextRef="c309_AsOf31Dec2014_OnetoFourFamilyResidentialPortfolioSegmentMember_SubstandardMember" decimals="-3">13056000</us-gaap:ImpairedFinancingReceivableRecordedInvestment>
  <us-gaap:ImpairedFinancingReceivableRecordedInvestment unitRef="usd" contextRef="c171_AsOf31Dec2014_OnetoFourFamilyResidentialPortfolioSegmentMember" decimals="-3">15408000</us-gaap:ImpairedFinancingReceivableRecordedInvestment>
  <us-gaap:ImpairedFinancingReceivableRecordedInvestment unitRef="usd" contextRef="c310_AsOf31Dec2014_CoOerativeApartmentsPortfolioSegmentMember_SpecialMentionMember" decimals="-3">623000</us-gaap:ImpairedFinancingReceivableRecordedInvestment>
  <us-gaap:ImpairedFinancingReceivableRecordedInvestment unitRef="usd" contextRef="c173_AsOf31Dec2014_CoOerativeApartmentsPortfolioSegmentMember" decimals="-3">623000</us-gaap:ImpairedFinancingReceivableRecordedInvestment>
  <us-gaap:ImpairedFinancingReceivableRecordedInvestment unitRef="usd" contextRef="c311_AsOf31Dec2014_SmallBusinessAdministrationPortfolioSegmentMember_SpecialMentionMember" decimals="-3">479000</us-gaap:ImpairedFinancingReceivableRecordedInvestment>
  <us-gaap:ImpairedFinancingReceivableRecordedInvestment unitRef="usd" contextRef="c182_AsOf31Dec2014_SmallBusinessAdministrationPortfolioSegmentMember" decimals="-3">479000</us-gaap:ImpairedFinancingReceivableRecordedInvestment>
  <us-gaap:ImpairedFinancingReceivableRecordedInvestment unitRef="usd" contextRef="c312_AsOf31Dec2014_CommercialBusinessAndOtherPortfolioSegmentMember_SpecialMentionMember" decimals="-3">2841000</us-gaap:ImpairedFinancingReceivableRecordedInvestment>
  <us-gaap:ImpairedFinancingReceivableRecordedInvestment unitRef="usd" contextRef="c313_AsOf31Dec2014_CommercialBusinessAndOtherPortfolioSegmentMember_SubstandardMember" decimals="-3">3779000</us-gaap:ImpairedFinancingReceivableRecordedInvestment>
  <us-gaap:ImpairedFinancingReceivableRecordedInvestment unitRef="usd" contextRef="c191_AsOf31Dec2014_CommercialBusinessAndOtherPortfolioSegmentMember" decimals="-3">6620000</us-gaap:ImpairedFinancingReceivableRecordedInvestment>
  <us-gaap:ImpairedFinancingReceivableRecordedInvestment unitRef="usd" contextRef="c314_AsOf31Dec2014_SpecialMentionMember" decimals="-3">23496000</us-gaap:ImpairedFinancingReceivableRecordedInvestment>
  <us-gaap:ImpairedFinancingReceivableRecordedInvestment unitRef="usd" contextRef="c315_AsOf31Dec2014_SubstandardMember" decimals="-3">46660000</us-gaap:ImpairedFinancingReceivableRecordedInvestment>
  <us-gaap:ImpairedFinancingReceivableRecordedInvestment unitRef="usd" contextRef="c1_AsOf31Dec2014" decimals="-3">70156000</us-gaap:ImpairedFinancingReceivableRecordedInvestment>
  <ffic:LoansHeldForSaleTextBlock contextRef="c2_From1Jan2015To31Dec2015">&lt;p style=&quot;font: 10pt Times New Roman, Times, Serif; margin: 0pt 0&quot;&gt;&lt;b&gt;4. Loans held for sale&lt;/b&gt;&lt;/p&gt;&lt;br/&gt;&lt;p style=&quot;font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify&quot;&gt;The Company has implemented a strategy of selling certain delinquent and non-performing loans. Once the Company has decided to sell a loan, the sale usually will close in a short period of time, generally within the same quarter. Loans designated held for sale are reclassified from loans held for investment to loans held for sale. Terms of sale generally include cash due upon the closing of the sale, no contingencies or recourse to the Company and servicing is released to the buyer.&lt;/p&gt;&lt;br/&gt;&lt;p style=&quot;font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify&quot;&gt;The following tables show delinquent and non-performing loans sold during the period indicated:&lt;/p&gt;&lt;br/&gt;&lt;table cellpadding=&quot;0&quot; cellspacing=&quot;0&quot; style=&quot;border-collapse: collapse; width: 100%; font: 10pt Times New Roman, Times, Serif&quot;&gt;

      &lt;tr style=&quot;vertical-align: bottom&quot;&gt;
       &lt;td&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;padding-bottom: 1pt&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td colspan=&quot;15&quot; style=&quot;text-align: center; border-bottom: Black 1pt solid&quot;&gt;For the year ended December 31, 2015&lt;/td&gt;
      &lt;/tr&gt;
      &lt;tr style=&quot;vertical-align: bottom&quot;&gt;
       &lt;td&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td colspan=&quot;3&quot; style=&quot;text-align: center&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td colspan=&quot;3&quot; style=&quot;text-align: center&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td colspan=&quot;3&quot; style=&quot;text-align: center&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td colspan=&quot;3&quot; style=&quot;text-align: center&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;/tr&gt;
      &lt;tr style=&quot;vertical-align: bottom&quot;&gt;
       &lt;td style=&quot;font-style: italic; border-bottom: Black 1pt solid&quot;&gt;(Dollars in thousands)&lt;/td&gt;
       &lt;td style=&quot;padding-bottom: 1pt; border-bottom: Black 1pt solid&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td colspan=&quot;3&quot; style=&quot;text-align: center; border-bottom: Black 1pt solid&quot;&gt;Loans sold&lt;/td&gt;
       &lt;td style=&quot;padding-bottom: 1pt; border-bottom: Black 1pt solid&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td colspan=&quot;3&quot; style=&quot;text-align: center; border-bottom: Black 1pt solid&quot;&gt;Proceeds&lt;/td&gt;
       &lt;td style=&quot;padding-bottom: 1pt; border-bottom: Black 1pt solid&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td colspan=&quot;3&quot; style=&quot;text-align: center; border-bottom: Black 1pt solid&quot;&gt;Net recoveries&lt;/td&gt;
       &lt;td style=&quot;padding-bottom: 1pt; border-bottom: Black 1pt solid&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td colspan=&quot;3&quot; style=&quot;text-align: center; border-bottom: Black 1pt solid&quot;&gt;Net gain (loss)&lt;/td&gt;
      &lt;/tr&gt;
      &lt;tr style=&quot;vertical-align: bottom; background-color: rgb(204,238,255)&quot;&gt;
       &lt;td style=&quot;font-weight: bold&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;font-weight: bold&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;font-weight: bold; text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;font-weight: bold; text-align: right&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;font-weight: bold; text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: right&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;font-weight: bold&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;font-weight: bold; text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;font-weight: bold; text-align: right&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;font-weight: bold; text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: right&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;/tr&gt;
      &lt;tr style=&quot;vertical-align: bottom; background-color: White&quot;&gt;
       &lt;td style=&quot;width: 56%; text-align: left&quot;&gt;Multi-family residential&lt;/td&gt;
       &lt;td style=&quot;width: 1%&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;width: 1%; text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;width: 8%; text-align: right&quot;&gt;9&lt;/td&gt;
       &lt;td style=&quot;width: 1%; text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;width: 1%&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;width: 1%; text-align: left&quot;&gt;$&lt;/td&gt;
       &lt;td style=&quot;width: 8%; text-align: right&quot;&gt;3,540&lt;/td&gt;
       &lt;td style=&quot;width: 1%; text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;width: 1%&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;width: 1%; text-align: left&quot;&gt;$&lt;/td&gt;
       &lt;td style=&quot;width: 8%; text-align: right&quot;&gt;134&lt;/td&gt;
       &lt;td style=&quot;width: 1%; text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;width: 1%&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;width: 1%; text-align: left&quot;&gt;$&lt;/td&gt;
       &lt;td style=&quot;width: 8%; text-align: right&quot;&gt;(1&lt;/td&gt;
       &lt;td style=&quot;width: 1%; text-align: left&quot;&gt;)&lt;/td&gt;
      &lt;/tr&gt;
      &lt;tr style=&quot;vertical-align: bottom; background-color: rgb(204,238,255)&quot;&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;Commercial real estate&lt;/td&gt;
       &lt;td&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: right&quot;&gt;4&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: right&quot;&gt;2,615&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: right&quot;&gt;-&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: right&quot;&gt;13&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;/tr&gt;
      &lt;tr style=&quot;vertical-align: bottom; background-color: White&quot;&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;One-to-four family - mixed-use property&lt;/td&gt;
       &lt;td&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: right&quot;&gt;10&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: right&quot;&gt;2,831&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: right&quot;&gt;-&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: right&quot;&gt;57&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;/tr&gt;
      &lt;tr style=&quot;vertical-align: bottom; background-color: rgb(204,238,255)&quot;&gt;
       &lt;td style=&quot;padding-bottom: 1pt&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;padding-bottom: 1pt&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;border-bottom: Black 1pt solid; text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;border-bottom: Black 1pt solid; text-align: right&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;border-bottom: Black 1pt solid; text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;padding-bottom: 1pt&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;border-bottom: Black 1pt solid; text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;border-bottom: Black 1pt solid; text-align: right&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;border-bottom: Black 1pt solid; text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;padding-bottom: 1pt&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;border-bottom: Black 1pt solid; text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;border-bottom: Black 1pt solid; text-align: right&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;border-bottom: Black 1pt solid; text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;padding-bottom: 1pt&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;border-bottom: Black 1pt solid; text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;border-bottom: Black 1pt solid; text-align: right&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;border-bottom: Black 1pt solid; text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;/tr&gt;
      &lt;tr style=&quot;vertical-align: bottom; background-color: White&quot;&gt;
       &lt;td style=&quot;padding-bottom: 2.25pt; padding-left: 20pt&quot;&gt;Total&lt;/td&gt;
       &lt;td style=&quot;padding-bottom: 2.25pt&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;border-bottom: Black 2.25pt double; text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;border-bottom: Black 2.25pt double; text-align: right&quot;&gt;23&lt;/td&gt;
       &lt;td style=&quot;border-bottom: Black 2.25pt double; text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;padding-bottom: 2.25pt&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;border-bottom: Black 2.25pt double; text-align: left&quot;&gt;$&lt;/td&gt;
       &lt;td style=&quot;border-bottom: Black 2.25pt double; text-align: right&quot;&gt;8,986&lt;/td&gt;
       &lt;td style=&quot;border-bottom: Black 2.25pt double; text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;padding-bottom: 2.25pt&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;border-bottom: Black 2.25pt double; text-align: left&quot;&gt;$&lt;/td&gt;
       &lt;td style=&quot;border-bottom: Black 2.25pt double; text-align: right&quot;&gt;134&lt;/td&gt;
       &lt;td style=&quot;border-bottom: Black 2.25pt double; text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;padding-bottom: 2.25pt&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;border-bottom: Black 2.25pt double; text-align: left&quot;&gt;$&lt;/td&gt;
       &lt;td style=&quot;border-bottom: Black 2.25pt double; text-align: right&quot;&gt;69&lt;/td&gt;
       &lt;td style=&quot;border-bottom: Black 2.25pt double; text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;/tr&gt;

    &lt;/table&gt;&lt;br/&gt;&lt;p style=&quot;font: 10pt Times New Roman, Times, Serif; margin: 0pt 0&quot;&gt;The above table does not include the sale of one performing commercial real estate loan for proceeds of $3.1 million and the sale of five performing small business administration loans for proceeds totaling $4.2 million during the year ended December 31, 2015. These loans were sold for a combined net gain on sale of $0.3 million.&lt;/p&gt;&lt;br/&gt;&lt;table cellpadding=&quot;0&quot; cellspacing=&quot;0&quot; style=&quot;border-collapse: collapse; width: 100%; font: 10pt Times New Roman, Times, Serif&quot;&gt;

      &lt;tr style=&quot;vertical-align: bottom&quot;&gt;
       &lt;td&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;padding-bottom: 1pt&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td colspan=&quot;15&quot; style=&quot;text-align: center; border-bottom: Black 1pt solid&quot;&gt;For the year ended December 31, 2014&lt;/td&gt;
      &lt;/tr&gt;
      &lt;tr style=&quot;vertical-align: bottom&quot;&gt;
       &lt;td style=&quot;font-style: italic; border-bottom: Black 1pt solid&quot;&gt;(Dollars in thousands)&lt;/td&gt;
       &lt;td style=&quot;padding-bottom: 1pt; border-bottom: Black 1pt solid&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td colspan=&quot;3&quot; style=&quot;text-align: center; border-bottom: Black 1pt solid&quot;&gt;Loans sold&lt;/td&gt;
       &lt;td style=&quot;padding-bottom: 1pt; border-bottom: Black 1pt solid&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td colspan=&quot;3&quot; style=&quot;text-align: center; border-bottom: Black 1pt solid&quot;&gt;Proceeds&lt;/td&gt;
       &lt;td style=&quot;padding-bottom: 1pt; border-bottom: Black 1pt solid&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td colspan=&quot;3&quot; style=&quot;text-align: center; border-bottom: Black 1pt solid&quot;&gt;Net (charge-offs)&lt;br /&gt; recoveries&lt;/td&gt;
       &lt;td style=&quot;padding-bottom: 1pt; border-bottom: Black 1pt solid&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td colspan=&quot;3&quot; style=&quot;text-align: center; border-bottom: Black 1pt solid&quot;&gt;Net gain&lt;/td&gt;
      &lt;/tr&gt;
      &lt;tr style=&quot;vertical-align: bottom&quot;&gt;
       &lt;td style=&quot;font-weight: bold&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;font-weight: bold&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td colspan=&quot;3&quot; style=&quot;font-weight: bold; text-align: right&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td colspan=&quot;3&quot; style=&quot;text-align: center&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;font-weight: bold&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td colspan=&quot;3&quot; style=&quot;font-weight: bold&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td colspan=&quot;3&quot; style=&quot;text-align: center&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;/tr&gt;
      &lt;tr style=&quot;vertical-align: bottom; background-color: rgb(204,238,255)&quot;&gt;
       &lt;td style=&quot;width: 56%; text-align: left&quot;&gt;Multi-family residential&lt;/td&gt;
       &lt;td style=&quot;width: 1%&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;width: 1%; text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;width: 8%; text-align: right&quot;&gt;12&lt;/td&gt;
       &lt;td style=&quot;width: 1%; text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;width: 1%&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;width: 1%; text-align: left&quot;&gt;$&lt;/td&gt;
       &lt;td style=&quot;width: 8%; text-align: right&quot;&gt;5,759&lt;/td&gt;
       &lt;td style=&quot;width: 1%; text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;width: 1%&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;width: 1%; text-align: left&quot;&gt;$&lt;/td&gt;
       &lt;td style=&quot;width: 8%; text-align: right&quot;&gt;(80&lt;/td&gt;
       &lt;td style=&quot;width: 1%; text-align: left&quot;&gt;)&lt;/td&gt;
       &lt;td style=&quot;width: 1%&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;width: 1%; text-align: left&quot;&gt;$&lt;/td&gt;
       &lt;td style=&quot;width: 8%; text-align: right&quot;&gt;9&lt;/td&gt;
       &lt;td style=&quot;width: 1%; text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;/tr&gt;
      &lt;tr style=&quot;vertical-align: bottom; background-color: White&quot;&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;Commercial real estate&lt;/td&gt;
       &lt;td&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: right&quot;&gt;6&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: right&quot;&gt;4,635&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: right&quot;&gt;295&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: right&quot;&gt;8&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;/tr&gt;
      &lt;tr style=&quot;vertical-align: bottom; background-color: rgb(204,238,255)&quot;&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;One-to-four family - mixed-use property&lt;/td&gt;
       &lt;td&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: right&quot;&gt;14&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: right&quot;&gt;5,399&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: right&quot;&gt;122&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: right&quot;&gt;50&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;/tr&gt;
      &lt;tr style=&quot;vertical-align: bottom; background-color: White&quot;&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;Commercial business and other&lt;/td&gt;
       &lt;td&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: right&quot;&gt;2&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: right&quot;&gt;64&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: right&quot;&gt;20&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: right&quot;&gt;-&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;/tr&gt;
      &lt;tr style=&quot;vertical-align: bottom; background-color: rgb(204,238,255)&quot;&gt;
       &lt;td style=&quot;padding-bottom: 1pt&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;padding-bottom: 1pt&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;border-bottom: Black 1pt solid; text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;border-bottom: Black 1pt solid; text-align: right&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;border-bottom: Black 1pt solid; text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;padding-bottom: 1pt&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;border-bottom: Black 1pt solid; text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;border-bottom: Black 1pt solid; text-align: right&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;border-bottom: Black 1pt solid; text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;padding-bottom: 1pt&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;border-bottom: Black 1pt solid; text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;border-bottom: Black 1pt solid; text-align: right&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;border-bottom: Black 1pt solid; text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;padding-bottom: 1pt&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;border-bottom: Black 1pt solid; text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;border-bottom: Black 1pt solid; text-align: right&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;border-bottom: Black 1pt solid; text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;/tr&gt;
      &lt;tr style=&quot;vertical-align: bottom; background-color: White&quot;&gt;
       &lt;td style=&quot;padding-bottom: 2.25pt; padding-left: 20pt&quot;&gt;Total&lt;/td&gt;
       &lt;td style=&quot;padding-bottom: 2.25pt&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;border-bottom: Black 2.25pt double; text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;border-bottom: Black 2.25pt double; text-align: right&quot;&gt;34&lt;/td&gt;
       &lt;td style=&quot;border-bottom: Black 2.25pt double; text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;padding-bottom: 2.25pt&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;border-bottom: Black 2.25pt double; text-align: left&quot;&gt;$&lt;/td&gt;
       &lt;td style=&quot;border-bottom: Black 2.25pt double; text-align: right&quot;&gt;15,857&lt;/td&gt;
       &lt;td style=&quot;border-bottom: Black 2.25pt double; text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;padding-bottom: 2.25pt&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;border-bottom: Black 2.25pt double; text-align: left&quot;&gt;$&lt;/td&gt;
       &lt;td style=&quot;border-bottom: Black 2.25pt double; text-align: right&quot;&gt;357&lt;/td&gt;
       &lt;td style=&quot;border-bottom: Black 2.25pt double; text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;padding-bottom: 2.25pt&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;border-bottom: Black 2.25pt double; text-align: left&quot;&gt;$&lt;/td&gt;
       &lt;td style=&quot;border-bottom: Black 2.25pt double; text-align: right&quot;&gt;67&lt;/td&gt;
       &lt;td style=&quot;border-bottom: Black 2.25pt double; text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;/tr&gt;

    &lt;/table&gt;&lt;br/&gt;&lt;table cellpadding=&quot;0&quot; cellspacing=&quot;0&quot; style=&quot;border-collapse: collapse; width: 100%; font: 10pt Times New Roman, Times, Serif&quot;&gt;

      &lt;tr style=&quot;vertical-align: bottom&quot;&gt;
       &lt;td&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;padding-bottom: 1pt&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td colspan=&quot;15&quot; style=&quot;text-align: center; border-bottom: Black 1pt solid&quot;&gt;For the year ended December 31, 2013&lt;/td&gt;
      &lt;/tr&gt;
      &lt;tr style=&quot;vertical-align: bottom&quot;&gt;
       &lt;td style=&quot;font-style: italic; border-bottom: Black 1pt solid&quot;&gt;(Dollars in thousands)&lt;/td&gt;
       &lt;td style=&quot;padding-bottom: 1pt; border-bottom: Black 1pt solid&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td colspan=&quot;3&quot; style=&quot;text-align: center; border-bottom: Black 1pt solid&quot;&gt;Loans sold&lt;/td&gt;
       &lt;td style=&quot;padding-bottom: 1pt; border-bottom: Black 1pt solid&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td colspan=&quot;3&quot; style=&quot;text-align: center; border-bottom: Black 1pt solid&quot;&gt;Proceeds&lt;/td&gt;
       &lt;td style=&quot;padding-bottom: 1pt; border-bottom: Black 1pt solid&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td colspan=&quot;3&quot; style=&quot;text-align: center; border-bottom: Black 1pt solid&quot;&gt;Net charge-offs&lt;/td&gt;
       &lt;td style=&quot;padding-bottom: 1pt; border-bottom: Black 1pt solid&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td colspan=&quot;3&quot; style=&quot;text-align: center; border-bottom: Black 1pt solid&quot;&gt;Net gain (loss)&lt;/td&gt;
      &lt;/tr&gt;
      &lt;tr style=&quot;vertical-align: bottom&quot;&gt;
       &lt;td style=&quot;font-weight: bold&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;font-weight: bold&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td colspan=&quot;3&quot; style=&quot;font-weight: bold; text-align: right&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td colspan=&quot;3&quot; style=&quot;text-align: center&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;font-weight: bold&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td colspan=&quot;3&quot; style=&quot;font-weight: bold&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td colspan=&quot;3&quot; style=&quot;text-align: center&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;/tr&gt;
      &lt;tr style=&quot;vertical-align: bottom; background-color: rgb(204,238,255)&quot;&gt;
       &lt;td style=&quot;width: 56%; text-align: left&quot;&gt;Multi-family residential&lt;/td&gt;
       &lt;td style=&quot;width: 1%&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;width: 1%; text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;width: 8%; text-align: right&quot;&gt;21&lt;/td&gt;
       &lt;td style=&quot;width: 1%; text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;width: 1%&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;width: 1%; text-align: left&quot;&gt;$&lt;/td&gt;
       &lt;td style=&quot;width: 8%; text-align: right&quot;&gt;11,420&lt;/td&gt;
       &lt;td style=&quot;width: 1%; text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;width: 1%&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;width: 1%; text-align: left&quot;&gt;$&lt;/td&gt;
       &lt;td style=&quot;width: 8%; text-align: right&quot;&gt;(1,024&lt;/td&gt;
       &lt;td style=&quot;width: 1%; text-align: left&quot;&gt;)&lt;/td&gt;
       &lt;td style=&quot;width: 1%&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;width: 1%; text-align: left&quot;&gt;$&lt;/td&gt;
       &lt;td style=&quot;width: 8%; text-align: right&quot;&gt;99&lt;/td&gt;
       &lt;td style=&quot;width: 1%; text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;/tr&gt;
      &lt;tr style=&quot;vertical-align: bottom; background-color: White&quot;&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;Commercial real estate&lt;/td&gt;
       &lt;td&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: right&quot;&gt;9&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: right&quot;&gt;5,488&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: right&quot;&gt;(703&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;)&lt;/td&gt;
       &lt;td&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: right&quot;&gt;6&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;/tr&gt;
      &lt;tr style=&quot;vertical-align: bottom; background-color: rgb(204,238,255)&quot;&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;One-to-four family - mixed-use property&lt;/td&gt;
       &lt;td&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: right&quot;&gt;39&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: right&quot;&gt;11,427&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: right&quot;&gt;(2,791&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;)&lt;/td&gt;
       &lt;td&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: right&quot;&gt;(52&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;)&lt;/td&gt;
      &lt;/tr&gt;
      &lt;tr style=&quot;vertical-align: bottom; background-color: White&quot;&gt;
       &lt;td&gt;Construction&lt;/td&gt;
       &lt;td&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: right&quot;&gt;2&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: right&quot;&gt;5,066&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: right&quot;&gt;(164&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;)&lt;/td&gt;
       &lt;td&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: right&quot;&gt;-&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;/tr&gt;
      &lt;tr style=&quot;vertical-align: bottom; background-color: rgb(204,238,255)&quot;&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;Commercial business and other&lt;/td&gt;
       &lt;td&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: right&quot;&gt;1&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: right&quot;&gt;-&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: right&quot;&gt;(21&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;)&lt;/td&gt;
       &lt;td&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: right&quot;&gt;-&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;/tr&gt;
      &lt;tr style=&quot;vertical-align: bottom; background-color: White&quot;&gt;
       &lt;td style=&quot;padding-bottom: 1pt&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;padding-bottom: 1pt&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;border-bottom: Black 1pt solid; text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;border-bottom: Black 1pt solid; text-align: right&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;border-bottom: Black 1pt solid; text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;padding-bottom: 1pt&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;border-bottom: Black 1pt solid; text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;border-bottom: Black 1pt solid; text-align: right&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;border-bottom: Black 1pt solid; text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;padding-bottom: 1pt&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;border-bottom: Black 1pt solid; text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;border-bottom: Black 1pt solid; text-align: right&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;border-bottom: Black 1pt solid; text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;padding-bottom: 1pt&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;border-bottom: Black 1pt solid; text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;border-bottom: Black 1pt solid; text-align: right&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;border-bottom: Black 1pt solid; text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;/tr&gt;
      &lt;tr style=&quot;vertical-align: bottom; background-color: rgb(204,238,255)&quot;&gt;
       &lt;td style=&quot;padding-bottom: 2.25pt; padding-left: 10pt&quot;&gt;Total&lt;/td&gt;
       &lt;td style=&quot;padding-bottom: 2.25pt&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;border-bottom: Black 2.25pt double; text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;border-bottom: Black 2.25pt double; text-align: right&quot;&gt;72&lt;/td&gt;
       &lt;td style=&quot;border-bottom: Black 2.25pt double; text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;padding-bottom: 2.25pt&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;border-bottom: Black 2.25pt double; text-align: left&quot;&gt;$&lt;/td&gt;
       &lt;td style=&quot;border-bottom: Black 2.25pt double; text-align: right&quot;&gt;33,401&lt;/td&gt;
       &lt;td style=&quot;border-bottom: Black 2.25pt double; text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;padding-bottom: 2.25pt&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;border-bottom: Black 2.25pt double; text-align: left&quot;&gt;$&lt;/td&gt;
       &lt;td style=&quot;border-bottom: Black 2.25pt double; text-align: right&quot;&gt;(4,703&lt;/td&gt;
       &lt;td style=&quot;border-bottom: Black 2.25pt double; text-align: left&quot;&gt;)&lt;/td&gt;
       &lt;td style=&quot;padding-bottom: 2.25pt&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;border-bottom: Black 2.25pt double; text-align: left&quot;&gt;$&lt;/td&gt;
       &lt;td style=&quot;border-bottom: Black 2.25pt double; text-align: right&quot;&gt;53&lt;/td&gt;
       &lt;td style=&quot;border-bottom: Black 2.25pt double; text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;/tr&gt;

    &lt;/table&gt;&lt;br/&gt;&lt;p style=&quot;font: 10pt Times New Roman, Times, Serif; margin: 0pt 0&quot;&gt;The above table does not include one performing commercial real estate loan for $2.4 million which was sold for a net gain of $0.2 million during the year ended December 31, 2013.&lt;/p&gt;&lt;br/&gt;</ffic:LoansHeldForSaleTextBlock>
  <ffic:NumberOfLoansHeldForSale unitRef="pure" contextRef="c90_From1Jan2015To31Dec2015_PerformingFinancingReceivableMember_CommercialRealEstatePortfolioSegmentMember" decimals="0">1</ffic:NumberOfLoansHeldForSale>
  <us-gaap:ProceedsFromSaleOfLoansHeldForSale unitRef="usd" contextRef="c90_From1Jan2015To31Dec2015_PerformingFinancingReceivableMember_CommercialRealEstatePortfolioSegmentMember" decimals="-5">3100000</us-gaap:ProceedsFromSaleOfLoansHeldForSale>
  <ffic:NumberOfLoansHeldForSale unitRef="pure" contextRef="c316_From1Jan2015To31Dec2015_PerformingFinancingReceivableMember_SBALoansMember" decimals="0">5</ffic:NumberOfLoansHeldForSale>
  <us-gaap:ProceedsFromSaleOfLoansHeldForSale unitRef="usd" contextRef="c316_From1Jan2015To31Dec2015_PerformingFinancingReceivableMember_SBALoansMember" decimals="-5">4200000</us-gaap:ProceedsFromSaleOfLoansHeldForSale>
  <us-gaap:GainLossOnSaleOfLoansAndLeases unitRef="usd" contextRef="c317_From1Jan2015To31Dec2015_PerformingFinancingReceivableMember_CommercialRealEstatePortfolioSegmentAndSBALoansMember" decimals="-5">300000</us-gaap:GainLossOnSaleOfLoansAndLeases>
  <ffic:NumberOfLoansHeldForSale unitRef="pure" contextRef="c318_From1Jan2013To31Dec2013_PerformingFinancingReceivableMember_CommercialRealEstatePortfolioSegmentMember" decimals="0">1</ffic:NumberOfLoansHeldForSale>
  <us-gaap:ProceedsFromSaleOfLoansHeldForSale unitRef="usd" contextRef="c318_From1Jan2013To31Dec2013_PerformingFinancingReceivableMember_CommercialRealEstatePortfolioSegmentMember" decimals="-5">2400000</us-gaap:ProceedsFromSaleOfLoansHeldForSale>
  <us-gaap:GainLossOnSaleOfLoansAndLeases unitRef="usd" contextRef="c318_From1Jan2013To31Dec2013_PerformingFinancingReceivableMember_CommercialRealEstatePortfolioSegmentMember" decimals="-5">200000</us-gaap:GainLossOnSaleOfLoansAndLeases>
  <ffic:DelinquentAndNonPerformingLoansSoldDuringPeriodTableTextBlock contextRef="c2_From1Jan2015To31Dec2015">&lt;table cellpadding=&quot;0&quot; cellspacing=&quot;0&quot; style=&quot;border-collapse: collapse; width: 100%; font: 10pt Times New Roman, Times, Serif&quot;&gt;

      &lt;tr style=&quot;vertical-align: bottom&quot;&gt;
       &lt;td&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;padding-bottom: 1pt&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td colspan=&quot;15&quot; style=&quot;text-align: center; border-bottom: Black 1pt solid&quot;&gt;For the year ended December 31, 2015&lt;/td&gt;
      &lt;/tr&gt;
      &lt;tr style=&quot;vertical-align: bottom&quot;&gt;
       &lt;td&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td colspan=&quot;3&quot; style=&quot;text-align: center&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td colspan=&quot;3&quot; style=&quot;text-align: center&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td colspan=&quot;3&quot; style=&quot;text-align: center&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td colspan=&quot;3&quot; style=&quot;text-align: center&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;/tr&gt;
      &lt;tr style=&quot;vertical-align: bottom&quot;&gt;
       &lt;td style=&quot;font-style: italic; border-bottom: Black 1pt solid&quot;&gt;(Dollars in thousands)&lt;/td&gt;
       &lt;td style=&quot;padding-bottom: 1pt; border-bottom: Black 1pt solid&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td colspan=&quot;3&quot; style=&quot;text-align: center; border-bottom: Black 1pt solid&quot;&gt;Loans sold&lt;/td&gt;
       &lt;td style=&quot;padding-bottom: 1pt; border-bottom: Black 1pt solid&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td colspan=&quot;3&quot; style=&quot;text-align: center; border-bottom: Black 1pt solid&quot;&gt;Proceeds&lt;/td&gt;
       &lt;td style=&quot;padding-bottom: 1pt; border-bottom: Black 1pt solid&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td colspan=&quot;3&quot; style=&quot;text-align: center; border-bottom: Black 1pt solid&quot;&gt;Net recoveries&lt;/td&gt;
       &lt;td style=&quot;padding-bottom: 1pt; border-bottom: Black 1pt solid&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td colspan=&quot;3&quot; style=&quot;text-align: center; border-bottom: Black 1pt solid&quot;&gt;Net gain (loss)&lt;/td&gt;
      &lt;/tr&gt;
      &lt;tr style=&quot;vertical-align: bottom; background-color: rgb(204,238,255)&quot;&gt;
       &lt;td style=&quot;font-weight: bold&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;font-weight: bold&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;font-weight: bold; text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;font-weight: bold; text-align: right&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;font-weight: bold; text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: right&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;font-weight: bold&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;font-weight: bold; text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;font-weight: bold; text-align: right&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;font-weight: bold; text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: right&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;/tr&gt;
      &lt;tr style=&quot;vertical-align: bottom; background-color: White&quot;&gt;
       &lt;td style=&quot;width: 56%; text-align: left&quot;&gt;Multi-family residential&lt;/td&gt;
       &lt;td style=&quot;width: 1%&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;width: 1%; text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;width: 8%; text-align: right&quot;&gt;9&lt;/td&gt;
       &lt;td style=&quot;width: 1%; text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;width: 1%&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;width: 1%; text-align: left&quot;&gt;$&lt;/td&gt;
       &lt;td style=&quot;width: 8%; text-align: right&quot;&gt;3,540&lt;/td&gt;
       &lt;td style=&quot;width: 1%; text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;width: 1%&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;width: 1%; text-align: left&quot;&gt;$&lt;/td&gt;
       &lt;td style=&quot;width: 8%; text-align: right&quot;&gt;134&lt;/td&gt;
       &lt;td style=&quot;width: 1%; text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;width: 1%&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;width: 1%; text-align: left&quot;&gt;$&lt;/td&gt;
       &lt;td style=&quot;width: 8%; text-align: right&quot;&gt;(1&lt;/td&gt;
       &lt;td style=&quot;width: 1%; text-align: left&quot;&gt;)&lt;/td&gt;
      &lt;/tr&gt;
      &lt;tr style=&quot;vertical-align: bottom; background-color: rgb(204,238,255)&quot;&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;Commercial real estate&lt;/td&gt;
       &lt;td&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: right&quot;&gt;4&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: right&quot;&gt;2,615&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: right&quot;&gt;-&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: right&quot;&gt;13&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;/tr&gt;
      &lt;tr style=&quot;vertical-align: bottom; background-color: White&quot;&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;One-to-four family - mixed-use property&lt;/td&gt;
       &lt;td&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: right&quot;&gt;10&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: right&quot;&gt;2,831&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: right&quot;&gt;-&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: right&quot;&gt;57&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;/tr&gt;
      &lt;tr style=&quot;vertical-align: bottom; background-color: rgb(204,238,255)&quot;&gt;
       &lt;td style=&quot;padding-bottom: 1pt&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;padding-bottom: 1pt&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;border-bottom: Black 1pt solid; text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;border-bottom: Black 1pt solid; text-align: right&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;border-bottom: Black 1pt solid; text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;padding-bottom: 1pt&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;border-bottom: Black 1pt solid; text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;border-bottom: Black 1pt solid; text-align: right&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;border-bottom: Black 1pt solid; text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;padding-bottom: 1pt&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;border-bottom: Black 1pt solid; text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;border-bottom: Black 1pt solid; text-align: right&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;border-bottom: Black 1pt solid; text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;padding-bottom: 1pt&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;border-bottom: Black 1pt solid; text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;border-bottom: Black 1pt solid; text-align: right&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;border-bottom: Black 1pt solid; text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;/tr&gt;
      &lt;tr style=&quot;vertical-align: bottom; background-color: White&quot;&gt;
       &lt;td style=&quot;padding-bottom: 2.25pt; padding-left: 20pt&quot;&gt;Total&lt;/td&gt;
       &lt;td style=&quot;padding-bottom: 2.25pt&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;border-bottom: Black 2.25pt double; text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;border-bottom: Black 2.25pt double; text-align: right&quot;&gt;23&lt;/td&gt;
       &lt;td style=&quot;border-bottom: Black 2.25pt double; text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;padding-bottom: 2.25pt&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;border-bottom: Black 2.25pt double; text-align: left&quot;&gt;$&lt;/td&gt;
       &lt;td style=&quot;border-bottom: Black 2.25pt double; text-align: right&quot;&gt;8,986&lt;/td&gt;
       &lt;td style=&quot;border-bottom: Black 2.25pt double; text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;padding-bottom: 2.25pt&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;border-bottom: Black 2.25pt double; text-align: left&quot;&gt;$&lt;/td&gt;
       &lt;td style=&quot;border-bottom: Black 2.25pt double; text-align: right&quot;&gt;134&lt;/td&gt;
       &lt;td style=&quot;border-bottom: Black 2.25pt double; text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;padding-bottom: 2.25pt&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;border-bottom: Black 2.25pt double; text-align: left&quot;&gt;$&lt;/td&gt;
       &lt;td style=&quot;border-bottom: Black 2.25pt double; text-align: right&quot;&gt;69&lt;/td&gt;
       &lt;td style=&quot;border-bottom: Black 2.25pt double; text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;/tr&gt;

    &lt;/table&gt;&lt;table cellpadding=&quot;0&quot; cellspacing=&quot;0&quot; style=&quot;border-collapse: collapse; width: 100%; font: 10pt Times New Roman, Times, Serif&quot;&gt;

      &lt;tr style=&quot;vertical-align: bottom&quot;&gt;
       &lt;td&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;padding-bottom: 1pt&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td colspan=&quot;15&quot; style=&quot;text-align: center; border-bottom: Black 1pt solid&quot;&gt;For the year ended December 31, 2014&lt;/td&gt;
      &lt;/tr&gt;
      &lt;tr style=&quot;vertical-align: bottom&quot;&gt;
       &lt;td style=&quot;font-style: italic; border-bottom: Black 1pt solid&quot;&gt;(Dollars in thousands)&lt;/td&gt;
       &lt;td style=&quot;padding-bottom: 1pt; border-bottom: Black 1pt solid&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td colspan=&quot;3&quot; style=&quot;text-align: center; border-bottom: Black 1pt solid&quot;&gt;Loans sold&lt;/td&gt;
       &lt;td style=&quot;padding-bottom: 1pt; border-bottom: Black 1pt solid&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td colspan=&quot;3&quot; style=&quot;text-align: center; border-bottom: Black 1pt solid&quot;&gt;Proceeds&lt;/td&gt;
       &lt;td style=&quot;padding-bottom: 1pt; border-bottom: Black 1pt solid&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td colspan=&quot;3&quot; style=&quot;text-align: center; border-bottom: Black 1pt solid&quot;&gt;Net (charge-offs)&lt;br /&gt; recoveries&lt;/td&gt;
       &lt;td style=&quot;padding-bottom: 1pt; border-bottom: Black 1pt solid&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td colspan=&quot;3&quot; style=&quot;text-align: center; border-bottom: Black 1pt solid&quot;&gt;Net gain&lt;/td&gt;
      &lt;/tr&gt;
      &lt;tr style=&quot;vertical-align: bottom&quot;&gt;
       &lt;td style=&quot;font-weight: bold&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;font-weight: bold&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td colspan=&quot;3&quot; style=&quot;font-weight: bold; text-align: right&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td colspan=&quot;3&quot; style=&quot;text-align: center&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;font-weight: bold&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td colspan=&quot;3&quot; style=&quot;font-weight: bold&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td colspan=&quot;3&quot; style=&quot;text-align: center&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;/tr&gt;
      &lt;tr style=&quot;vertical-align: bottom; background-color: rgb(204,238,255)&quot;&gt;
       &lt;td style=&quot;width: 56%; text-align: left&quot;&gt;Multi-family residential&lt;/td&gt;
       &lt;td style=&quot;width: 1%&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;width: 1%; text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;width: 8%; text-align: right&quot;&gt;12&lt;/td&gt;
       &lt;td style=&quot;width: 1%; text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;width: 1%&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;width: 1%; text-align: left&quot;&gt;$&lt;/td&gt;
       &lt;td style=&quot;width: 8%; text-align: right&quot;&gt;5,759&lt;/td&gt;
       &lt;td style=&quot;width: 1%; text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;width: 1%&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;width: 1%; text-align: left&quot;&gt;$&lt;/td&gt;
       &lt;td style=&quot;width: 8%; text-align: right&quot;&gt;(80&lt;/td&gt;
       &lt;td style=&quot;width: 1%; text-align: left&quot;&gt;)&lt;/td&gt;
       &lt;td style=&quot;width: 1%&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;width: 1%; text-align: left&quot;&gt;$&lt;/td&gt;
       &lt;td style=&quot;width: 8%; text-align: right&quot;&gt;9&lt;/td&gt;
       &lt;td style=&quot;width: 1%; text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;/tr&gt;
      &lt;tr style=&quot;vertical-align: bottom; background-color: White&quot;&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;Commercial real estate&lt;/td&gt;
       &lt;td&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: right&quot;&gt;6&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: right&quot;&gt;4,635&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: right&quot;&gt;295&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: right&quot;&gt;8&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;/tr&gt;
      &lt;tr style=&quot;vertical-align: bottom; background-color: rgb(204,238,255)&quot;&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;One-to-four family - mixed-use property&lt;/td&gt;
       &lt;td&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: right&quot;&gt;14&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: right&quot;&gt;5,399&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: right&quot;&gt;122&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: right&quot;&gt;50&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;/tr&gt;
      &lt;tr style=&quot;vertical-align: bottom; background-color: White&quot;&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;Commercial business and other&lt;/td&gt;
       &lt;td&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: right&quot;&gt;2&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: right&quot;&gt;64&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: right&quot;&gt;20&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: right&quot;&gt;-&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;/tr&gt;
      &lt;tr style=&quot;vertical-align: bottom; background-color: rgb(204,238,255)&quot;&gt;
       &lt;td style=&quot;padding-bottom: 1pt&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;padding-bottom: 1pt&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;border-bottom: Black 1pt solid; text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;border-bottom: Black 1pt solid; text-align: right&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;border-bottom: Black 1pt solid; text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;padding-bottom: 1pt&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;border-bottom: Black 1pt solid; text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;border-bottom: Black 1pt solid; text-align: right&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;border-bottom: Black 1pt solid; text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;padding-bottom: 1pt&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;border-bottom: Black 1pt solid; text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;border-bottom: Black 1pt solid; text-align: right&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;border-bottom: Black 1pt solid; text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;padding-bottom: 1pt&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;border-bottom: Black 1pt solid; text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;border-bottom: Black 1pt solid; text-align: right&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;border-bottom: Black 1pt solid; text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;/tr&gt;
      &lt;tr style=&quot;vertical-align: bottom; background-color: White&quot;&gt;
       &lt;td style=&quot;padding-bottom: 2.25pt; padding-left: 20pt&quot;&gt;Total&lt;/td&gt;
       &lt;td style=&quot;padding-bottom: 2.25pt&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;border-bottom: Black 2.25pt double; text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;border-bottom: Black 2.25pt double; text-align: right&quot;&gt;34&lt;/td&gt;
       &lt;td style=&quot;border-bottom: Black 2.25pt double; text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;padding-bottom: 2.25pt&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;border-bottom: Black 2.25pt double; text-align: left&quot;&gt;$&lt;/td&gt;
       &lt;td style=&quot;border-bottom: Black 2.25pt double; text-align: right&quot;&gt;15,857&lt;/td&gt;
       &lt;td style=&quot;border-bottom: Black 2.25pt double; text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;padding-bottom: 2.25pt&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;border-bottom: Black 2.25pt double; text-align: left&quot;&gt;$&lt;/td&gt;
       &lt;td style=&quot;border-bottom: Black 2.25pt double; text-align: right&quot;&gt;357&lt;/td&gt;
       &lt;td style=&quot;border-bottom: Black 2.25pt double; text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;padding-bottom: 2.25pt&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;border-bottom: Black 2.25pt double; text-align: left&quot;&gt;$&lt;/td&gt;
       &lt;td style=&quot;border-bottom: Black 2.25pt double; text-align: right&quot;&gt;67&lt;/td&gt;
       &lt;td style=&quot;border-bottom: Black 2.25pt double; text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;/tr&gt;

    &lt;/table&gt;&lt;table cellpadding=&quot;0&quot; cellspacing=&quot;0&quot; style=&quot;border-collapse: collapse; width: 100%; font: 10pt Times New Roman, Times, Serif&quot;&gt;

      &lt;tr style=&quot;vertical-align: bottom&quot;&gt;
       &lt;td&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;padding-bottom: 1pt&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td colspan=&quot;15&quot; style=&quot;text-align: center; border-bottom: Black 1pt solid&quot;&gt;For the year ended December 31, 2013&lt;/td&gt;
      &lt;/tr&gt;
      &lt;tr style=&quot;vertical-align: bottom&quot;&gt;
       &lt;td style=&quot;font-style: italic; border-bottom: Black 1pt solid&quot;&gt;(Dollars in thousands)&lt;/td&gt;
       &lt;td style=&quot;padding-bottom: 1pt; border-bottom: Black 1pt solid&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td colspan=&quot;3&quot; style=&quot;text-align: center; border-bottom: Black 1pt solid&quot;&gt;Loans sold&lt;/td&gt;
       &lt;td style=&quot;padding-bottom: 1pt; border-bottom: Black 1pt solid&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td colspan=&quot;3&quot; style=&quot;text-align: center; border-bottom: Black 1pt solid&quot;&gt;Proceeds&lt;/td&gt;
       &lt;td style=&quot;padding-bottom: 1pt; border-bottom: Black 1pt solid&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td colspan=&quot;3&quot; style=&quot;text-align: center; border-bottom: Black 1pt solid&quot;&gt;Net charge-offs&lt;/td&gt;
       &lt;td style=&quot;padding-bottom: 1pt; border-bottom: Black 1pt solid&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td colspan=&quot;3&quot; style=&quot;text-align: center; border-bottom: Black 1pt solid&quot;&gt;Net gain (loss)&lt;/td&gt;
      &lt;/tr&gt;
      &lt;tr style=&quot;vertical-align: bottom&quot;&gt;
       &lt;td style=&quot;font-weight: bold&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;font-weight: bold&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td colspan=&quot;3&quot; style=&quot;font-weight: bold; text-align: right&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td colspan=&quot;3&quot; style=&quot;text-align: center&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;font-weight: bold&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td colspan=&quot;3&quot; style=&quot;font-weight: bold&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td colspan=&quot;3&quot; style=&quot;text-align: center&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;/tr&gt;
      &lt;tr style=&quot;vertical-align: bottom; background-color: rgb(204,238,255)&quot;&gt;
       &lt;td style=&quot;width: 56%; text-align: left&quot;&gt;Multi-family residential&lt;/td&gt;
       &lt;td style=&quot;width: 1%&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;width: 1%; text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;width: 8%; text-align: right&quot;&gt;21&lt;/td&gt;
       &lt;td style=&quot;width: 1%; text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;width: 1%&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;width: 1%; text-align: left&quot;&gt;$&lt;/td&gt;
       &lt;td style=&quot;width: 8%; text-align: right&quot;&gt;11,420&lt;/td&gt;
       &lt;td style=&quot;width: 1%; text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;width: 1%&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;width: 1%; text-align: left&quot;&gt;$&lt;/td&gt;
       &lt;td style=&quot;width: 8%; text-align: right&quot;&gt;(1,024&lt;/td&gt;
       &lt;td style=&quot;width: 1%; text-align: left&quot;&gt;)&lt;/td&gt;
       &lt;td style=&quot;width: 1%&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;width: 1%; text-align: left&quot;&gt;$&lt;/td&gt;
       &lt;td style=&quot;width: 8%; text-align: right&quot;&gt;99&lt;/td&gt;
       &lt;td style=&quot;width: 1%; text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;/tr&gt;
      &lt;tr style=&quot;vertical-align: bottom; background-color: White&quot;&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;Commercial real estate&lt;/td&gt;
       &lt;td&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: right&quot;&gt;9&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: right&quot;&gt;5,488&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: right&quot;&gt;(703&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;)&lt;/td&gt;
       &lt;td&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: right&quot;&gt;6&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;/tr&gt;
      &lt;tr style=&quot;vertical-align: bottom; background-color: rgb(204,238,255)&quot;&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;One-to-four family - mixed-use property&lt;/td&gt;
       &lt;td&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: right&quot;&gt;39&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: right&quot;&gt;11,427&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: right&quot;&gt;(2,791&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;)&lt;/td&gt;
       &lt;td&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: right&quot;&gt;(52&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;)&lt;/td&gt;
      &lt;/tr&gt;
      &lt;tr style=&quot;vertical-align: bottom; background-color: White&quot;&gt;
       &lt;td&gt;Construction&lt;/td&gt;
       &lt;td&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: right&quot;&gt;2&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: right&quot;&gt;5,066&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: right&quot;&gt;(164&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;)&lt;/td&gt;
       &lt;td&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: right&quot;&gt;-&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;/tr&gt;
      &lt;tr style=&quot;vertical-align: bottom; background-color: rgb(204,238,255)&quot;&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;Commercial business and other&lt;/td&gt;
       &lt;td&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: right&quot;&gt;1&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: right&quot;&gt;-&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: right&quot;&gt;(21&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;)&lt;/td&gt;
       &lt;td&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: right&quot;&gt;-&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;/tr&gt;
      &lt;tr style=&quot;vertical-align: bottom; background-color: White&quot;&gt;
       &lt;td style=&quot;padding-bottom: 1pt&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;padding-bottom: 1pt&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;border-bottom: Black 1pt solid; text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;border-bottom: Black 1pt solid; text-align: right&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;border-bottom: Black 1pt solid; text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;padding-bottom: 1pt&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;border-bottom: Black 1pt solid; text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;border-bottom: Black 1pt solid; text-align: right&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;border-bottom: Black 1pt solid; text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;padding-bottom: 1pt&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;border-bottom: Black 1pt solid; text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;border-bottom: Black 1pt solid; text-align: right&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;border-bottom: Black 1pt solid; text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;padding-bottom: 1pt&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;border-bottom: Black 1pt solid; text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;border-bottom: Black 1pt solid; text-align: right&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;border-bottom: Black 1pt solid; text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;/tr&gt;
      &lt;tr style=&quot;vertical-align: bottom; background-color: rgb(204,238,255)&quot;&gt;
       &lt;td style=&quot;padding-bottom: 2.25pt; padding-left: 10pt&quot;&gt;Total&lt;/td&gt;
       &lt;td style=&quot;padding-bottom: 2.25pt&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;border-bottom: Black 2.25pt double; text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;border-bottom: Black 2.25pt double; text-align: right&quot;&gt;72&lt;/td&gt;
       &lt;td style=&quot;border-bottom: Black 2.25pt double; text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;padding-bottom: 2.25pt&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;border-bottom: Black 2.25pt double; text-align: left&quot;&gt;$&lt;/td&gt;
       &lt;td style=&quot;border-bottom: Black 2.25pt double; text-align: right&quot;&gt;33,401&lt;/td&gt;
       &lt;td style=&quot;border-bottom: Black 2.25pt double; text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;padding-bottom: 2.25pt&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;border-bottom: Black 2.25pt double; text-align: left&quot;&gt;$&lt;/td&gt;
       &lt;td style=&quot;border-bottom: Black 2.25pt double; text-align: right&quot;&gt;(4,703&lt;/td&gt;
       &lt;td style=&quot;border-bottom: Black 2.25pt double; text-align: left&quot;&gt;)&lt;/td&gt;
       &lt;td style=&quot;padding-bottom: 2.25pt&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;border-bottom: Black 2.25pt double; text-align: left&quot;&gt;$&lt;/td&gt;
       &lt;td style=&quot;border-bottom: Black 2.25pt double; text-align: right&quot;&gt;53&lt;/td&gt;
       &lt;td style=&quot;border-bottom: Black 2.25pt double; text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;/tr&gt;

    &lt;/table&gt;</ffic:DelinquentAndNonPerformingLoansSoldDuringPeriodTableTextBlock>
  <ffic:DelinquentAndNonPerformingLoansSold unitRef="pure" contextRef="c198_From1Jan2015To31Dec2015_MultifamilyResidentialPortfolioSegmentMember" decimals="0">9</ffic:DelinquentAndNonPerformingLoansSold>
  <ffic:DelinquentAndNonPerformingLoansProceeds unitRef="usd" contextRef="c198_From1Jan2015To31Dec2015_MultifamilyResidentialPortfolioSegmentMember" decimals="-3">3540000</ffic:DelinquentAndNonPerformingLoansProceeds>
  <ffic:DelinquentAndNonPerformingLoansNetRecoveriesChargeoffs unitRef="usd" contextRef="c198_From1Jan2015To31Dec2015_MultifamilyResidentialPortfolioSegmentMember" decimals="-3">134000</ffic:DelinquentAndNonPerformingLoansNetRecoveriesChargeoffs>
  <ffic:DelinquentAndNonPerformingLoansNetGainLoss unitRef="usd" contextRef="c198_From1Jan2015To31Dec2015_MultifamilyResidentialPortfolioSegmentMember" decimals="-3">-1000</ffic:DelinquentAndNonPerformingLoansNetGainLoss>
  <ffic:DelinquentAndNonPerformingLoansSold unitRef="pure" contextRef="c199_From1Jan2015To31Dec2015_CommercialRealEstatePortfolioSegmentMember" decimals="0">4</ffic:DelinquentAndNonPerformingLoansSold>
  <ffic:DelinquentAndNonPerformingLoansProceeds unitRef="usd" contextRef="c199_From1Jan2015To31Dec2015_CommercialRealEstatePortfolioSegmentMember" decimals="-3">2615000</ffic:DelinquentAndNonPerformingLoansProceeds>
  <ffic:DelinquentAndNonPerformingLoansNetGainLoss unitRef="usd" contextRef="c199_From1Jan2015To31Dec2015_CommercialRealEstatePortfolioSegmentMember" decimals="-3">13000</ffic:DelinquentAndNonPerformingLoansNetGainLoss>
  <ffic:DelinquentAndNonPerformingLoansSold unitRef="pure" contextRef="c200_From1Jan2015To31Dec2015_OneToFourFamilyMixedUsePropertyPortfolioSegmentMember" decimals="0">10</ffic:DelinquentAndNonPerformingLoansSold>
  <ffic:DelinquentAndNonPerformingLoansProceeds unitRef="usd" contextRef="c200_From1Jan2015To31Dec2015_OneToFourFamilyMixedUsePropertyPortfolioSegmentMember" decimals="-3">2831000</ffic:DelinquentAndNonPerformingLoansProceeds>
  <ffic:DelinquentAndNonPerformingLoansNetGainLoss unitRef="usd" contextRef="c200_From1Jan2015To31Dec2015_OneToFourFamilyMixedUsePropertyPortfolioSegmentMember" decimals="-3">57000</ffic:DelinquentAndNonPerformingLoansNetGainLoss>
  <ffic:DelinquentAndNonPerformingLoansSold unitRef="pure" contextRef="c2_From1Jan2015To31Dec2015" decimals="0">23</ffic:DelinquentAndNonPerformingLoansSold>
  <ffic:DelinquentAndNonPerformingLoansProceeds unitRef="usd" contextRef="c2_From1Jan2015To31Dec2015" decimals="-3">8986000</ffic:DelinquentAndNonPerformingLoansProceeds>
  <ffic:DelinquentAndNonPerformingLoansNetRecoveriesChargeoffs unitRef="usd" contextRef="c2_From1Jan2015To31Dec2015" decimals="-3">134000</ffic:DelinquentAndNonPerformingLoansNetRecoveriesChargeoffs>
  <ffic:DelinquentAndNonPerformingLoansNetGainLoss unitRef="usd" contextRef="c2_From1Jan2015To31Dec2015" decimals="-3">69000</ffic:DelinquentAndNonPerformingLoansNetGainLoss>
  <ffic:DelinquentAndNonPerformingLoansSold unitRef="pure" contextRef="c214_From1Jan2014To31Dec2014_MultifamilyResidentialPortfolioSegmentMember" decimals="0">12</ffic:DelinquentAndNonPerformingLoansSold>
  <ffic:DelinquentAndNonPerformingLoansProceeds unitRef="usd" contextRef="c214_From1Jan2014To31Dec2014_MultifamilyResidentialPortfolioSegmentMember" decimals="-3">5759000</ffic:DelinquentAndNonPerformingLoansProceeds>
  <ffic:DelinquentAndNonPerformingLoansNetRecoveriesChargeoffs unitRef="usd" contextRef="c214_From1Jan2014To31Dec2014_MultifamilyResidentialPortfolioSegmentMember" decimals="-3">-80000</ffic:DelinquentAndNonPerformingLoansNetRecoveriesChargeoffs>
  <ffic:DelinquentAndNonPerformingLoansNetGainLoss unitRef="usd" contextRef="c214_From1Jan2014To31Dec2014_MultifamilyResidentialPortfolioSegmentMember" decimals="-3">9000</ffic:DelinquentAndNonPerformingLoansNetGainLoss>
  <ffic:DelinquentAndNonPerformingLoansSold unitRef="pure" contextRef="c215_From1Jan2014To31Dec2014_CommercialRealEstatePortfolioSegmentMember" decimals="0">6</ffic:DelinquentAndNonPerformingLoansSold>
  <ffic:DelinquentAndNonPerformingLoansProceeds unitRef="usd" contextRef="c215_From1Jan2014To31Dec2014_CommercialRealEstatePortfolioSegmentMember" decimals="-3">4635000</ffic:DelinquentAndNonPerformingLoansProceeds>
  <ffic:DelinquentAndNonPerformingLoansNetRecoveriesChargeoffs unitRef="usd" contextRef="c215_From1Jan2014To31Dec2014_CommercialRealEstatePortfolioSegmentMember" decimals="-3">295000</ffic:DelinquentAndNonPerformingLoansNetRecoveriesChargeoffs>
  <ffic:DelinquentAndNonPerformingLoansNetGainLoss unitRef="usd" contextRef="c215_From1Jan2014To31Dec2014_CommercialRealEstatePortfolioSegmentMember" decimals="-3">8000</ffic:DelinquentAndNonPerformingLoansNetGainLoss>
  <ffic:DelinquentAndNonPerformingLoansSold unitRef="pure" contextRef="c216_From1Jan2014To31Dec2014_OneToFourFamilyMixedUsePropertyPortfolioSegmentMember" decimals="0">14</ffic:DelinquentAndNonPerformingLoansSold>
  <ffic:DelinquentAndNonPerformingLoansProceeds unitRef="usd" contextRef="c216_From1Jan2014To31Dec2014_OneToFourFamilyMixedUsePropertyPortfolioSegmentMember" decimals="-3">5399000</ffic:DelinquentAndNonPerformingLoansProceeds>
  <ffic:DelinquentAndNonPerformingLoansNetRecoveriesChargeoffs unitRef="usd" contextRef="c216_From1Jan2014To31Dec2014_OneToFourFamilyMixedUsePropertyPortfolioSegmentMember" decimals="-3">122000</ffic:DelinquentAndNonPerformingLoansNetRecoveriesChargeoffs>
  <ffic:DelinquentAndNonPerformingLoansNetGainLoss unitRef="usd" contextRef="c216_From1Jan2014To31Dec2014_OneToFourFamilyMixedUsePropertyPortfolioSegmentMember" decimals="-3">50000</ffic:DelinquentAndNonPerformingLoansNetGainLoss>
  <ffic:DelinquentAndNonPerformingLoansSold unitRef="pure" contextRef="c219_From1Jan2014To31Dec2014_CommercialBusinessAndOtherPortfolioSegmentMember" decimals="0">2</ffic:DelinquentAndNonPerformingLoansSold>
  <ffic:DelinquentAndNonPerformingLoansProceeds unitRef="usd" contextRef="c219_From1Jan2014To31Dec2014_CommercialBusinessAndOtherPortfolioSegmentMember" decimals="-3">64000</ffic:DelinquentAndNonPerformingLoansProceeds>
  <ffic:DelinquentAndNonPerformingLoansNetRecoveriesChargeoffs unitRef="usd" contextRef="c219_From1Jan2014To31Dec2014_CommercialBusinessAndOtherPortfolioSegmentMember" decimals="-3">20000</ffic:DelinquentAndNonPerformingLoansNetRecoveriesChargeoffs>
  <ffic:DelinquentAndNonPerformingLoansSold unitRef="pure" contextRef="c3_From1Jan2014To31Dec2014" decimals="0">34</ffic:DelinquentAndNonPerformingLoansSold>
  <ffic:DelinquentAndNonPerformingLoansProceeds unitRef="usd" contextRef="c3_From1Jan2014To31Dec2014" decimals="-3">15857000</ffic:DelinquentAndNonPerformingLoansProceeds>
  <ffic:DelinquentAndNonPerformingLoansNetRecoveriesChargeoffs unitRef="usd" contextRef="c3_From1Jan2014To31Dec2014" decimals="-3">357000</ffic:DelinquentAndNonPerformingLoansNetRecoveriesChargeoffs>
  <ffic:DelinquentAndNonPerformingLoansNetGainLoss unitRef="usd" contextRef="c3_From1Jan2014To31Dec2014" decimals="-3">67000</ffic:DelinquentAndNonPerformingLoansNetGainLoss>
  <ffic:DelinquentAndNonPerformingLoansSold unitRef="pure" contextRef="c232_From1Jan2013To31Dec2013_MultifamilyResidentialPortfolioSegmentMember" decimals="0">21</ffic:DelinquentAndNonPerformingLoansSold>
  <ffic:DelinquentAndNonPerformingLoansProceeds unitRef="usd" contextRef="c232_From1Jan2013To31Dec2013_MultifamilyResidentialPortfolioSegmentMember" decimals="-3">11420000</ffic:DelinquentAndNonPerformingLoansProceeds>
  <ffic:DelinquentAndNonPerformingLoansNetRecoveriesChargeoffs unitRef="usd" contextRef="c232_From1Jan2013To31Dec2013_MultifamilyResidentialPortfolioSegmentMember" decimals="-3">-1024000</ffic:DelinquentAndNonPerformingLoansNetRecoveriesChargeoffs>
  <ffic:DelinquentAndNonPerformingLoansNetGainLoss unitRef="usd" contextRef="c232_From1Jan2013To31Dec2013_MultifamilyResidentialPortfolioSegmentMember" decimals="-3">99000</ffic:DelinquentAndNonPerformingLoansNetGainLoss>
  <ffic:DelinquentAndNonPerformingLoansSold unitRef="pure" contextRef="c233_From1Jan2013To31Dec2013_CommercialRealEstatePortfolioSegmentMember" decimals="0">9</ffic:DelinquentAndNonPerformingLoansSold>
  <ffic:DelinquentAndNonPerformingLoansProceeds unitRef="usd" contextRef="c233_From1Jan2013To31Dec2013_CommercialRealEstatePortfolioSegmentMember" decimals="-3">5488000</ffic:DelinquentAndNonPerformingLoansProceeds>
  <ffic:DelinquentAndNonPerformingLoansNetRecoveriesChargeoffs unitRef="usd" contextRef="c233_From1Jan2013To31Dec2013_CommercialRealEstatePortfolioSegmentMember" decimals="-3">-703000</ffic:DelinquentAndNonPerformingLoansNetRecoveriesChargeoffs>
  <ffic:DelinquentAndNonPerformingLoansNetGainLoss unitRef="usd" contextRef="c233_From1Jan2013To31Dec2013_CommercialRealEstatePortfolioSegmentMember" decimals="-3">6000</ffic:DelinquentAndNonPerformingLoansNetGainLoss>
  <ffic:DelinquentAndNonPerformingLoansSold unitRef="pure" contextRef="c234_From1Jan2013To31Dec2013_OneToFourFamilyMixedUsePropertyPortfolioSegmentMember" decimals="0">39</ffic:DelinquentAndNonPerformingLoansSold>
  <ffic:DelinquentAndNonPerformingLoansProceeds unitRef="usd" contextRef="c234_From1Jan2013To31Dec2013_OneToFourFamilyMixedUsePropertyPortfolioSegmentMember" decimals="-3">11427000</ffic:DelinquentAndNonPerformingLoansProceeds>
  <ffic:DelinquentAndNonPerformingLoansNetRecoveriesChargeoffs unitRef="usd" contextRef="c234_From1Jan2013To31Dec2013_OneToFourFamilyMixedUsePropertyPortfolioSegmentMember" decimals="-3">-2791000</ffic:DelinquentAndNonPerformingLoansNetRecoveriesChargeoffs>
  <ffic:DelinquentAndNonPerformingLoansNetGainLoss unitRef="usd" contextRef="c234_From1Jan2013To31Dec2013_OneToFourFamilyMixedUsePropertyPortfolioSegmentMember" decimals="-3">-52000</ffic:DelinquentAndNonPerformingLoansNetGainLoss>
  <ffic:DelinquentAndNonPerformingLoansSold unitRef="pure" contextRef="c237_From1Jan2013To31Dec2013_ConstructionPortfolioSegmentMember" decimals="0">2</ffic:DelinquentAndNonPerformingLoansSold>
  <ffic:DelinquentAndNonPerformingLoansProceeds unitRef="usd" contextRef="c237_From1Jan2013To31Dec2013_ConstructionPortfolioSegmentMember" decimals="-3">5066000</ffic:DelinquentAndNonPerformingLoansProceeds>
  <ffic:DelinquentAndNonPerformingLoansNetRecoveriesChargeoffs unitRef="usd" contextRef="c237_From1Jan2013To31Dec2013_ConstructionPortfolioSegmentMember" decimals="-3">-164000</ffic:DelinquentAndNonPerformingLoansNetRecoveriesChargeoffs>
  <ffic:DelinquentAndNonPerformingLoansSold unitRef="pure" contextRef="c239_From1Jan2013To31Dec2013_CommercialBusinessAndOtherPortfolioSegmentMember" decimals="0">1</ffic:DelinquentAndNonPerformingLoansSold>
  <ffic:DelinquentAndNonPerformingLoansNetRecoveriesChargeoffs unitRef="usd" contextRef="c239_From1Jan2013To31Dec2013_CommercialBusinessAndOtherPortfolioSegmentMember" decimals="-3">-21000</ffic:DelinquentAndNonPerformingLoansNetRecoveriesChargeoffs>
  <ffic:DelinquentAndNonPerformingLoansSold unitRef="pure" contextRef="c4_From1Jan2013To31Dec2013" decimals="0">72</ffic:DelinquentAndNonPerformingLoansSold>
  <ffic:DelinquentAndNonPerformingLoansProceeds unitRef="usd" contextRef="c4_From1Jan2013To31Dec2013" decimals="-3">33401000</ffic:DelinquentAndNonPerformingLoansProceeds>
  <ffic:DelinquentAndNonPerformingLoansNetRecoveriesChargeoffs unitRef="usd" contextRef="c4_From1Jan2013To31Dec2013" decimals="-3">-4703000</ffic:DelinquentAndNonPerformingLoansNetRecoveriesChargeoffs>
  <ffic:DelinquentAndNonPerformingLoansNetGainLoss unitRef="usd" contextRef="c4_From1Jan2013To31Dec2013" decimals="-3">53000</ffic:DelinquentAndNonPerformingLoansNetGainLoss>
  <us-gaap:RealEstateOwnedTextBlock contextRef="c2_From1Jan2015To31Dec2015">&lt;p style=&quot;font: 10pt Times New Roman, Times, Serif; margin: 0pt 0&quot;&gt;&lt;b&gt;5. Other Real Estate Owned&lt;/b&gt;&lt;/p&gt;&lt;br/&gt;&lt;p style=&quot;font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify&quot;&gt;The following table shows the activity in OREO during the periods indicated:&lt;/p&gt;&lt;br/&gt;&lt;table cellpadding=&quot;0&quot; cellspacing=&quot;0&quot; style=&quot;border-collapse: collapse; width: 100%; font: 10pt Times New Roman, Times, Serif&quot;&gt;

      &lt;tr style=&quot;vertical-align: bottom&quot;&gt;
       &lt;td&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;padding-bottom: 1pt&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td colspan=&quot;11&quot; style=&quot;text-align: center; border-bottom: Black 1pt solid&quot;&gt;For the years ended December 31,&lt;/td&gt;
      &lt;/tr&gt;
      &lt;tr style=&quot;vertical-align: bottom&quot;&gt;
       &lt;td&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;padding-bottom: 1pt&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td colspan=&quot;3&quot; style=&quot;text-align: center; border-bottom: Black 1pt solid&quot;&gt;2015&lt;/td&gt;
       &lt;td style=&quot;padding-bottom: 1pt&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td colspan=&quot;3&quot; style=&quot;text-align: center; border-bottom: Black 1pt solid&quot;&gt;2014&lt;/td&gt;
       &lt;td style=&quot;padding-bottom: 1pt&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td colspan=&quot;3&quot; style=&quot;text-align: center; border-bottom: Black 1pt solid&quot;&gt;2013&lt;/td&gt;
      &lt;/tr&gt;
      &lt;tr style=&quot;vertical-align: bottom&quot;&gt;
       &lt;td&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;font-style: italic&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td colspan=&quot;11&quot; style=&quot;font-style: italic; text-align: center&quot;&gt;(In thousands)&lt;/td&gt;
      &lt;/tr&gt;
      &lt;tr style=&quot;vertical-align: bottom&quot;&gt;
       &lt;td&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td colspan=&quot;3&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td colspan=&quot;3&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td colspan=&quot;3&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;/tr&gt;
      &lt;tr style=&quot;vertical-align: bottom; background-color: rgb(204,238,255)&quot;&gt;
       &lt;td style=&quot;width: 61%; text-align: left&quot;&gt;Balance at beginning of year&lt;/td&gt;
       &lt;td style=&quot;width: 1%&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;width: 1%; text-align: left&quot;&gt;$&lt;/td&gt;
       &lt;td style=&quot;width: 10%; text-align: right&quot;&gt;6,326&lt;/td&gt;
       &lt;td style=&quot;width: 1%; text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;width: 1%&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;width: 1%; text-align: left&quot;&gt;$&lt;/td&gt;
       &lt;td style=&quot;width: 10%; text-align: right&quot;&gt;2,985&lt;/td&gt;
       &lt;td style=&quot;width: 1%; text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;width: 1%&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;width: 1%; text-align: left&quot;&gt;$&lt;/td&gt;
       &lt;td style=&quot;width: 10%; text-align: right&quot;&gt;5,278&lt;/td&gt;
       &lt;td style=&quot;width: 1%; text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;/tr&gt;
      &lt;tr style=&quot;vertical-align: bottom; background-color: White&quot;&gt;
       &lt;td&gt;Acquisitions&lt;/td&gt;
       &lt;td&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: right&quot;&gt;1,667&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: right&quot;&gt;7,112&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: right&quot;&gt;5,369&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;/tr&gt;
      &lt;tr style=&quot;vertical-align: bottom; background-color: rgb(204,238,255)&quot;&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;Reductions to carrying value&lt;/td&gt;
       &lt;td&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: right&quot;&gt;(896&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;)&lt;/td&gt;
       &lt;td&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: right&quot;&gt;(5&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;)&lt;/td&gt;
       &lt;td&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: right&quot;&gt;(243&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;)&lt;/td&gt;
      &lt;/tr&gt;
      &lt;tr style=&quot;vertical-align: bottom; background-color: White&quot;&gt;
       &lt;td&gt;Sales&lt;/td&gt;
       &lt;td&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: right&quot;&gt;(2,165&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;)&lt;/td&gt;
       &lt;td&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: right&quot;&gt;(3,766&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;)&lt;/td&gt;
       &lt;td&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: right&quot;&gt;(7,419&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;)&lt;/td&gt;
      &lt;/tr&gt;
      &lt;tr style=&quot;vertical-align: bottom; background-color: rgb(204,238,255)&quot;&gt;
       &lt;td style=&quot;padding-bottom: 1pt&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;padding-bottom: 1pt&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;border-bottom: Black 1pt solid; text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;border-bottom: Black 1pt solid; text-align: right&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;border-bottom: Black 1pt solid; text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;padding-bottom: 1pt&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;border-bottom: Black 1pt solid; text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;border-bottom: Black 1pt solid; text-align: right&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;border-bottom: Black 1pt solid; text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;padding-bottom: 1pt&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;border-bottom: Black 1pt solid; text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;border-bottom: Black 1pt solid; text-align: right&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;border-bottom: Black 1pt solid; text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;/tr&gt;
      &lt;tr style=&quot;vertical-align: bottom; background-color: White&quot;&gt;
       &lt;td style=&quot;text-align: left; padding-bottom: 2.25pt&quot;&gt;Balance at end of year&lt;/td&gt;
       &lt;td style=&quot;padding-bottom: 2.25pt&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;border-bottom: Black 2.25pt double; text-align: left&quot;&gt;$&lt;/td&gt;
       &lt;td style=&quot;border-bottom: Black 2.25pt double; text-align: right&quot;&gt;4,932&lt;/td&gt;
       &lt;td style=&quot;border-bottom: Black 2.25pt double; text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;padding-bottom: 2.25pt&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;border-bottom: Black 2.25pt double; text-align: left&quot;&gt;$&lt;/td&gt;
       &lt;td style=&quot;border-bottom: Black 2.25pt double; text-align: right&quot;&gt;6,326&lt;/td&gt;
       &lt;td style=&quot;border-bottom: Black 2.25pt double; text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;padding-bottom: 2.25pt&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;border-bottom: Black 2.25pt double; text-align: left&quot;&gt;$&lt;/td&gt;
       &lt;td style=&quot;border-bottom: Black 2.25pt double; text-align: right&quot;&gt;2,985&lt;/td&gt;
       &lt;td style=&quot;border-bottom: Black 2.25pt double; text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;/tr&gt;

    &lt;/table&gt;&lt;br/&gt;&lt;p style=&quot;font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify&quot;&gt;OREO is included in &amp;#x201c;Other assets&amp;#x201d; within our Consolidated Statements of Financial Condition.&lt;/p&gt;&lt;br/&gt;&lt;p style=&quot;font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify&quot;&gt;The following table shows the gross gains, gross losses and write-downs of OREO reported in the Consolidated Statements of Income in &amp;#x201c;Other operating expense&amp;#x201d; during the periods presented:&lt;/p&gt;&lt;br/&gt;&lt;table cellpadding=&quot;0&quot; cellspacing=&quot;0&quot; style=&quot;border-collapse: collapse; width: 100%; font: 10pt Times New Roman, Times, Serif&quot;&gt;

      &lt;tr style=&quot;vertical-align: bottom&quot;&gt;
       &lt;td&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;padding-bottom: 1pt&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td colspan=&quot;11&quot; style=&quot;text-align: center; border-bottom: Black 1pt solid&quot;&gt;For the years ended December 31,&lt;/td&gt;
      &lt;/tr&gt;
      &lt;tr style=&quot;vertical-align: bottom&quot;&gt;
       &lt;td&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;padding-bottom: 1pt&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td colspan=&quot;3&quot; style=&quot;text-align: center; border-bottom: Black 1pt solid&quot;&gt;2015&lt;/td&gt;
       &lt;td style=&quot;padding-bottom: 1pt&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td colspan=&quot;3&quot; style=&quot;text-align: center; border-bottom: Black 1pt solid&quot;&gt;2014&lt;/td&gt;
       &lt;td style=&quot;padding-bottom: 1pt&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td colspan=&quot;3&quot; style=&quot;text-align: center; border-bottom: Black 1pt solid&quot;&gt;2013&lt;/td&gt;
      &lt;/tr&gt;
      &lt;tr style=&quot;vertical-align: bottom&quot;&gt;
       &lt;td&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;font-style: italic&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td colspan=&quot;11&quot; style=&quot;font-style: italic; text-align: center&quot;&gt;(In thousands)&lt;/td&gt;
      &lt;/tr&gt;
      &lt;tr style=&quot;vertical-align: bottom&quot;&gt;
       &lt;td&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td colspan=&quot;3&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td colspan=&quot;3&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td colspan=&quot;3&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;/tr&gt;
      &lt;tr style=&quot;vertical-align: bottom; background-color: rgb(204,238,255)&quot;&gt;
       &lt;td style=&quot;width: 61%; text-align: left&quot;&gt;Gross gains&lt;/td&gt;
       &lt;td style=&quot;width: 1%&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;width: 1%; text-align: left&quot;&gt;$&lt;/td&gt;
       &lt;td style=&quot;width: 10%; text-align: right&quot;&gt;306&lt;/td&gt;
       &lt;td style=&quot;width: 1%; text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;width: 1%&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;width: 1%; text-align: left&quot;&gt;$&lt;/td&gt;
       &lt;td style=&quot;width: 10%; text-align: right&quot;&gt;178&lt;/td&gt;
       &lt;td style=&quot;width: 1%; text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;width: 1%&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;width: 1%; text-align: left&quot;&gt;$&lt;/td&gt;
       &lt;td style=&quot;width: 10%; text-align: right&quot;&gt;443&lt;/td&gt;
       &lt;td style=&quot;width: 1%; text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;/tr&gt;
      &lt;tr style=&quot;vertical-align: bottom; background-color: White&quot;&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;Gross losses&lt;/td&gt;
       &lt;td&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: right&quot;&gt;(6&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;)&lt;/td&gt;
       &lt;td&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: right&quot;&gt;(109&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;)&lt;/td&gt;
       &lt;td&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: right&quot;&gt;(89&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;)&lt;/td&gt;
      &lt;/tr&gt;
      &lt;tr style=&quot;vertical-align: bottom; background-color: rgb(204,238,255)&quot;&gt;
       &lt;td&gt;Write-down of carrying value&lt;/td&gt;
       &lt;td&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: right&quot;&gt;(896&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;)&lt;/td&gt;
       &lt;td&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: right&quot;&gt;(5&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;)&lt;/td&gt;
       &lt;td&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: right&quot;&gt;(243&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;)&lt;/td&gt;
      &lt;/tr&gt;
      &lt;tr style=&quot;vertical-align: bottom; background-color: White&quot;&gt;
       &lt;td style=&quot;padding-bottom: 1pt&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;padding-bottom: 1pt&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;border-bottom: Black 1pt solid; text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;border-bottom: Black 1pt solid; text-align: right&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;border-bottom: Black 1pt solid; text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;padding-bottom: 1pt&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;border-bottom: Black 1pt solid; text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;border-bottom: Black 1pt solid; text-align: right&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;border-bottom: Black 1pt solid; text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;padding-bottom: 1pt&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;border-bottom: Black 1pt solid; text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;border-bottom: Black 1pt solid; text-align: right&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;border-bottom: Black 1pt solid; text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;/tr&gt;
      &lt;tr style=&quot;vertical-align: bottom; background-color: rgb(204,238,255)&quot;&gt;
       &lt;td style=&quot;padding-bottom: 2.25pt; padding-left: 20pt&quot;&gt;Total&lt;/td&gt;
       &lt;td style=&quot;padding-bottom: 2.25pt&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;border-bottom: Black 2.25pt double; text-align: left&quot;&gt;$&lt;/td&gt;
       &lt;td style=&quot;border-bottom: Black 2.25pt double; text-align: right&quot;&gt;(596&lt;/td&gt;
       &lt;td style=&quot;border-bottom: Black 2.25pt double; text-align: left&quot;&gt;)&lt;/td&gt;
       &lt;td style=&quot;padding-bottom: 2.25pt&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;border-bottom: Black 2.25pt double; text-align: left&quot;&gt;$&lt;/td&gt;
       &lt;td style=&quot;border-bottom: Black 2.25pt double; text-align: right&quot;&gt;64&lt;/td&gt;
       &lt;td style=&quot;border-bottom: Black 2.25pt double; text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;padding-bottom: 2.25pt&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;border-bottom: Black 2.25pt double; text-align: left&quot;&gt;$&lt;/td&gt;
       &lt;td style=&quot;border-bottom: Black 2.25pt double; text-align: right&quot;&gt;111&lt;/td&gt;
       &lt;td style=&quot;border-bottom: Black 2.25pt double; text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;/tr&gt;

    &lt;/table&gt;&lt;br/&gt;&lt;p style=&quot;font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify&quot;&gt;We may obtain physical possession of residential real estate collateralizing a consumer mortgage loan via foreclosure on an in-substance repossession. During the year ended December 31, 2015, we did not foreclose on any consumer mortgages through in-substance repossession. At December 31, 2015, we held one foreclosed residential real estate totaling $0.1 million. At December 31, 2014, we held foreclosed residential real estate totaling $1.3 million. Included within net loans as of December 31, 2015 was a recorded investment of $15.2 million of consumer mortgage loans secured by residential real estate properties for which formal foreclosure proceedings were in process according to local requirements of the applicable jurisdiction.&lt;/p&gt;&lt;br/&gt;</us-gaap:RealEstateOwnedTextBlock>
  <us-gaap:SecuritiesReceivedAsCollateralAmountForeclosed unitRef="usd" contextRef="c319_From1Jan2015To31Dec2015_ConsumerPortfolioSegmentMember" decimals="0">5</us-gaap:SecuritiesReceivedAsCollateralAmountForeclosed>
  <us-gaap:ForeclosedAssets unitRef="usd" contextRef="c320_AsOf31Dec2015_ResidentialPortfolioSegmentMember_RealEstateLoanMember" decimals="-5">100000</us-gaap:ForeclosedAssets>
  <us-gaap:ForeclosedAssets unitRef="usd" contextRef="c321_AsOf31Dec2014_ResidentialPortfolioSegmentMember_RealEstateLoanMember" decimals="-5">1300000</us-gaap:ForeclosedAssets>
  <us-gaap:MortgageLoansInProcessOfForeclosureAmount unitRef="usd" contextRef="c322_AsOf31Dec2015_ConsumerPortfolioSegmentMember" decimals="-5">15200000</us-gaap:MortgageLoansInProcessOfForeclosureAmount>
  <us-gaap:OtherRealEstateRollForwardTableTextBlock contextRef="c2_From1Jan2015To31Dec2015">&lt;table cellpadding=&quot;0&quot; cellspacing=&quot;0&quot; style=&quot;border-collapse: collapse; width: 100%; font: 10pt Times New Roman, Times, Serif&quot;&gt;

      &lt;tr style=&quot;vertical-align: bottom&quot;&gt;
       &lt;td&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;padding-bottom: 1pt&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td colspan=&quot;11&quot; style=&quot;text-align: center; border-bottom: Black 1pt solid&quot;&gt;For the years ended December 31,&lt;/td&gt;
      &lt;/tr&gt;
      &lt;tr style=&quot;vertical-align: bottom&quot;&gt;
       &lt;td&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;padding-bottom: 1pt&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td colspan=&quot;3&quot; style=&quot;text-align: center; border-bottom: Black 1pt solid&quot;&gt;2015&lt;/td&gt;
       &lt;td style=&quot;padding-bottom: 1pt&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td colspan=&quot;3&quot; style=&quot;text-align: center; border-bottom: Black 1pt solid&quot;&gt;2014&lt;/td&gt;
       &lt;td style=&quot;padding-bottom: 1pt&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td colspan=&quot;3&quot; style=&quot;text-align: center; border-bottom: Black 1pt solid&quot;&gt;2013&lt;/td&gt;
      &lt;/tr&gt;
      &lt;tr style=&quot;vertical-align: bottom&quot;&gt;
       &lt;td&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;font-style: italic&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td colspan=&quot;11&quot; style=&quot;font-style: italic; text-align: center&quot;&gt;(In thousands)&lt;/td&gt;
      &lt;/tr&gt;
      &lt;tr style=&quot;vertical-align: bottom&quot;&gt;
       &lt;td&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td colspan=&quot;3&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td colspan=&quot;3&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td colspan=&quot;3&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;/tr&gt;
      &lt;tr style=&quot;vertical-align: bottom; background-color: rgb(204,238,255)&quot;&gt;
       &lt;td style=&quot;width: 61%; text-align: left&quot;&gt;Balance at beginning of year&lt;/td&gt;
       &lt;td style=&quot;width: 1%&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;width: 1%; text-align: left&quot;&gt;$&lt;/td&gt;
       &lt;td style=&quot;width: 10%; text-align: right&quot;&gt;6,326&lt;/td&gt;
       &lt;td style=&quot;width: 1%; text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;width: 1%&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;width: 1%; text-align: left&quot;&gt;$&lt;/td&gt;
       &lt;td style=&quot;width: 10%; text-align: right&quot;&gt;2,985&lt;/td&gt;
       &lt;td style=&quot;width: 1%; text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;width: 1%&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;width: 1%; text-align: left&quot;&gt;$&lt;/td&gt;
       &lt;td style=&quot;width: 10%; text-align: right&quot;&gt;5,278&lt;/td&gt;
       &lt;td style=&quot;width: 1%; text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;/tr&gt;
      &lt;tr style=&quot;vertical-align: bottom; background-color: White&quot;&gt;
       &lt;td&gt;Acquisitions&lt;/td&gt;
       &lt;td&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: right&quot;&gt;1,667&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: right&quot;&gt;7,112&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: right&quot;&gt;5,369&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;/tr&gt;
      &lt;tr style=&quot;vertical-align: bottom; background-color: rgb(204,238,255)&quot;&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;Reductions to carrying value&lt;/td&gt;
       &lt;td&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: right&quot;&gt;(896&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;)&lt;/td&gt;
       &lt;td&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: right&quot;&gt;(5&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;)&lt;/td&gt;
       &lt;td&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: right&quot;&gt;(243&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;)&lt;/td&gt;
      &lt;/tr&gt;
      &lt;tr style=&quot;vertical-align: bottom; background-color: White&quot;&gt;
       &lt;td&gt;Sales&lt;/td&gt;
       &lt;td&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: right&quot;&gt;(2,165&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;)&lt;/td&gt;
       &lt;td&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: right&quot;&gt;(3,766&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;)&lt;/td&gt;
       &lt;td&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: right&quot;&gt;(7,419&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;)&lt;/td&gt;
      &lt;/tr&gt;
      &lt;tr style=&quot;vertical-align: bottom; background-color: rgb(204,238,255)&quot;&gt;
       &lt;td style=&quot;padding-bottom: 1pt&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;padding-bottom: 1pt&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;border-bottom: Black 1pt solid; text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;border-bottom: Black 1pt solid; text-align: right&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;border-bottom: Black 1pt solid; text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;padding-bottom: 1pt&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;border-bottom: Black 1pt solid; text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;border-bottom: Black 1pt solid; text-align: right&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;border-bottom: Black 1pt solid; text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;padding-bottom: 1pt&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;border-bottom: Black 1pt solid; text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;border-bottom: Black 1pt solid; text-align: right&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;border-bottom: Black 1pt solid; text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;/tr&gt;
      &lt;tr style=&quot;vertical-align: bottom; background-color: White&quot;&gt;
       &lt;td style=&quot;text-align: left; padding-bottom: 2.25pt&quot;&gt;Balance at end of year&lt;/td&gt;
       &lt;td style=&quot;padding-bottom: 2.25pt&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;border-bottom: Black 2.25pt double; text-align: left&quot;&gt;$&lt;/td&gt;
       &lt;td style=&quot;border-bottom: Black 2.25pt double; text-align: right&quot;&gt;4,932&lt;/td&gt;
       &lt;td style=&quot;border-bottom: Black 2.25pt double; text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;padding-bottom: 2.25pt&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;border-bottom: Black 2.25pt double; text-align: left&quot;&gt;$&lt;/td&gt;
       &lt;td style=&quot;border-bottom: Black 2.25pt double; text-align: right&quot;&gt;6,326&lt;/td&gt;
       &lt;td style=&quot;border-bottom: Black 2.25pt double; text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;padding-bottom: 2.25pt&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;border-bottom: Black 2.25pt double; text-align: left&quot;&gt;$&lt;/td&gt;
       &lt;td style=&quot;border-bottom: Black 2.25pt double; text-align: right&quot;&gt;2,985&lt;/td&gt;
       &lt;td style=&quot;border-bottom: Black 2.25pt double; text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;/tr&gt;

    &lt;/table&gt;</us-gaap:OtherRealEstateRollForwardTableTextBlock>
  <us-gaap:OtherRealEstate unitRef="usd" contextRef="c1_AsOf31Dec2014" decimals="-3">6326000</us-gaap:OtherRealEstate>
  <us-gaap:OtherRealEstate unitRef="usd" contextRef="c46_AsOf31Dec2013" decimals="-3">2985000</us-gaap:OtherRealEstate>
  <us-gaap:OtherRealEstate unitRef="usd" contextRef="c47_AsOf31Dec2012" decimals="-3">5278000</us-gaap:OtherRealEstate>
  <us-gaap:OtherRealEstateAdditions unitRef="usd" contextRef="c2_From1Jan2015To31Dec2015" decimals="-3">1667000</us-gaap:OtherRealEstateAdditions>
  <us-gaap:OtherRealEstateAdditions unitRef="usd" contextRef="c3_From1Jan2014To31Dec2014" decimals="-3">7112000</us-gaap:OtherRealEstateAdditions>
  <us-gaap:OtherRealEstateAdditions unitRef="usd" contextRef="c4_From1Jan2013To31Dec2013" decimals="-3">5369000</us-gaap:OtherRealEstateAdditions>
  <us-gaap:OtherRealEstateValuationAdjustments unitRef="usd" contextRef="c2_From1Jan2015To31Dec2015" decimals="-3">-896000</us-gaap:OtherRealEstateValuationAdjustments>
  <us-gaap:OtherRealEstateValuationAdjustments unitRef="usd" contextRef="c3_From1Jan2014To31Dec2014" decimals="-3">-5000</us-gaap:OtherRealEstateValuationAdjustments>
  <us-gaap:OtherRealEstateValuationAdjustments unitRef="usd" contextRef="c4_From1Jan2013To31Dec2013" decimals="-3">-243000</us-gaap:OtherRealEstateValuationAdjustments>
  <us-gaap:OtherRealEstateDisposals unitRef="usd" contextRef="c2_From1Jan2015To31Dec2015" decimals="-3">2165000</us-gaap:OtherRealEstateDisposals>
  <us-gaap:OtherRealEstateDisposals unitRef="usd" contextRef="c3_From1Jan2014To31Dec2014" decimals="-3">3766000</us-gaap:OtherRealEstateDisposals>
  <us-gaap:OtherRealEstateDisposals unitRef="usd" contextRef="c4_From1Jan2013To31Dec2013" decimals="-3">7419000</us-gaap:OtherRealEstateDisposals>
  <us-gaap:OtherRealEstate unitRef="usd" contextRef="c0_AsOf31Dec2015" decimals="-3">4932000</us-gaap:OtherRealEstate>
  <ffic:GrossGainsGrossLossesAndWriteDownsOfOREOTableTextBlock contextRef="c2_From1Jan2015To31Dec2015">&lt;table cellpadding=&quot;0&quot; cellspacing=&quot;0&quot; style=&quot;border-collapse: collapse; width: 100%; font: 10pt Times New Roman, Times, Serif&quot;&gt;

      &lt;tr style=&quot;vertical-align: bottom&quot;&gt;
       &lt;td&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;padding-bottom: 1pt&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td colspan=&quot;11&quot; style=&quot;text-align: center; border-bottom: Black 1pt solid&quot;&gt;For the years ended December 31,&lt;/td&gt;
      &lt;/tr&gt;
      &lt;tr style=&quot;vertical-align: bottom&quot;&gt;
       &lt;td&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;padding-bottom: 1pt&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td colspan=&quot;3&quot; style=&quot;text-align: center; border-bottom: Black 1pt solid&quot;&gt;2015&lt;/td&gt;
       &lt;td style=&quot;padding-bottom: 1pt&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td colspan=&quot;3&quot; style=&quot;text-align: center; border-bottom: Black 1pt solid&quot;&gt;2014&lt;/td&gt;
       &lt;td style=&quot;padding-bottom: 1pt&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td colspan=&quot;3&quot; style=&quot;text-align: center; border-bottom: Black 1pt solid&quot;&gt;2013&lt;/td&gt;
      &lt;/tr&gt;
      &lt;tr style=&quot;vertical-align: bottom&quot;&gt;
       &lt;td&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;font-style: italic&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td colspan=&quot;11&quot; style=&quot;font-style: italic; text-align: center&quot;&gt;(In thousands)&lt;/td&gt;
      &lt;/tr&gt;
      &lt;tr style=&quot;vertical-align: bottom&quot;&gt;
       &lt;td&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td colspan=&quot;3&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td colspan=&quot;3&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td colspan=&quot;3&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;/tr&gt;
      &lt;tr style=&quot;vertical-align: bottom; background-color: rgb(204,238,255)&quot;&gt;
       &lt;td style=&quot;width: 61%; text-align: left&quot;&gt;Gross gains&lt;/td&gt;
       &lt;td style=&quot;width: 1%&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;width: 1%; text-align: left&quot;&gt;$&lt;/td&gt;
       &lt;td style=&quot;width: 10%; text-align: right&quot;&gt;306&lt;/td&gt;
       &lt;td style=&quot;width: 1%; text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;width: 1%&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;width: 1%; text-align: left&quot;&gt;$&lt;/td&gt;
       &lt;td style=&quot;width: 10%; text-align: right&quot;&gt;178&lt;/td&gt;
       &lt;td style=&quot;width: 1%; text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;width: 1%&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;width: 1%; text-align: left&quot;&gt;$&lt;/td&gt;
       &lt;td style=&quot;width: 10%; text-align: right&quot;&gt;443&lt;/td&gt;
       &lt;td style=&quot;width: 1%; text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;/tr&gt;
      &lt;tr style=&quot;vertical-align: bottom; background-color: White&quot;&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;Gross losses&lt;/td&gt;
       &lt;td&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: right&quot;&gt;(6&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;)&lt;/td&gt;
       &lt;td&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: right&quot;&gt;(109&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;)&lt;/td&gt;
       &lt;td&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: right&quot;&gt;(89&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;)&lt;/td&gt;
      &lt;/tr&gt;
      &lt;tr style=&quot;vertical-align: bottom; background-color: rgb(204,238,255)&quot;&gt;
       &lt;td&gt;Write-down of carrying value&lt;/td&gt;
       &lt;td&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: right&quot;&gt;(896&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;)&lt;/td&gt;
       &lt;td&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: right&quot;&gt;(5&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;)&lt;/td&gt;
       &lt;td&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: right&quot;&gt;(243&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;)&lt;/td&gt;
      &lt;/tr&gt;
      &lt;tr style=&quot;vertical-align: bottom; background-color: White&quot;&gt;
       &lt;td style=&quot;padding-bottom: 1pt&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;padding-bottom: 1pt&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;border-bottom: Black 1pt solid; text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;border-bottom: Black 1pt solid; text-align: right&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;border-bottom: Black 1pt solid; text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;padding-bottom: 1pt&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;border-bottom: Black 1pt solid; text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;border-bottom: Black 1pt solid; text-align: right&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;border-bottom: Black 1pt solid; text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;padding-bottom: 1pt&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;border-bottom: Black 1pt solid; text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;border-bottom: Black 1pt solid; text-align: right&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;border-bottom: Black 1pt solid; text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;/tr&gt;
      &lt;tr style=&quot;vertical-align: bottom; background-color: rgb(204,238,255)&quot;&gt;
       &lt;td style=&quot;padding-bottom: 2.25pt; padding-left: 20pt&quot;&gt;Total&lt;/td&gt;
       &lt;td style=&quot;padding-bottom: 2.25pt&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;border-bottom: Black 2.25pt double; text-align: left&quot;&gt;$&lt;/td&gt;
       &lt;td style=&quot;border-bottom: Black 2.25pt double; text-align: right&quot;&gt;(596&lt;/td&gt;
       &lt;td style=&quot;border-bottom: Black 2.25pt double; text-align: left&quot;&gt;)&lt;/td&gt;
       &lt;td style=&quot;padding-bottom: 2.25pt&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;border-bottom: Black 2.25pt double; text-align: left&quot;&gt;$&lt;/td&gt;
       &lt;td style=&quot;border-bottom: Black 2.25pt double; text-align: right&quot;&gt;64&lt;/td&gt;
       &lt;td style=&quot;border-bottom: Black 2.25pt double; text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;padding-bottom: 2.25pt&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;border-bottom: Black 2.25pt double; text-align: left&quot;&gt;$&lt;/td&gt;
       &lt;td style=&quot;border-bottom: Black 2.25pt double; text-align: right&quot;&gt;111&lt;/td&gt;
       &lt;td style=&quot;border-bottom: Black 2.25pt double; text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;/tr&gt;

    &lt;/table&gt;</ffic:GrossGainsGrossLossesAndWriteDownsOfOREOTableTextBlock>
  <ffic:GrossGainsOnSalesOfOtherRealEstate unitRef="usd" contextRef="c2_From1Jan2015To31Dec2015" decimals="-3">306000</ffic:GrossGainsOnSalesOfOtherRealEstate>
  <ffic:GrossGainsOnSalesOfOtherRealEstate unitRef="usd" contextRef="c3_From1Jan2014To31Dec2014" decimals="-3">178000</ffic:GrossGainsOnSalesOfOtherRealEstate>
  <ffic:GrossGainsOnSalesOfOtherRealEstate unitRef="usd" contextRef="c4_From1Jan2013To31Dec2013" decimals="-3">443000</ffic:GrossGainsOnSalesOfOtherRealEstate>
  <ffic:GrossLossesOnSalesOfOtherRealEstate unitRef="usd" contextRef="c2_From1Jan2015To31Dec2015" decimals="-3">6000</ffic:GrossLossesOnSalesOfOtherRealEstate>
  <ffic:GrossLossesOnSalesOfOtherRealEstate unitRef="usd" contextRef="c3_From1Jan2014To31Dec2014" decimals="-3">109000</ffic:GrossLossesOnSalesOfOtherRealEstate>
  <ffic:GrossLossesOnSalesOfOtherRealEstate unitRef="usd" contextRef="c4_From1Jan2013To31Dec2013" decimals="-3">89000</ffic:GrossLossesOnSalesOfOtherRealEstate>
  <us-gaap:GainsLossesOnSalesOfOtherRealEstate unitRef="usd" contextRef="c2_From1Jan2015To31Dec2015" decimals="-3">-596000</us-gaap:GainsLossesOnSalesOfOtherRealEstate>
  <us-gaap:GainsLossesOnSalesOfOtherRealEstate unitRef="usd" contextRef="c3_From1Jan2014To31Dec2014" decimals="-3">64000</us-gaap:GainsLossesOnSalesOfOtherRealEstate>
  <us-gaap:GainsLossesOnSalesOfOtherRealEstate unitRef="usd" contextRef="c4_From1Jan2013To31Dec2013" decimals="-3">111000</us-gaap:GainsLossesOnSalesOfOtherRealEstate>
  <us-gaap:InvestmentsInDebtAndMarketableEquitySecuritiesAndCertainTradingAssetsDisclosureTextBlock contextRef="c2_From1Jan2015To31Dec2015">&lt;p style=&quot;font: 10pt Times New Roman, Times, Serif; margin: 0pt 0&quot;&gt;&lt;b&gt;6. Debt and Equity Securities&lt;/b&gt;&lt;/p&gt;&lt;br/&gt;&lt;p style=&quot;font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify&quot;&gt;The Company&amp;#x2019;s investments in equity securities that have readily determinable fair values and all investments in debt securities are classified in one of the following three categories and accounted for accordingly: (1) trading securities, (2) securities available for sale and (3) securities held-to-maturity.&lt;/p&gt;&lt;br/&gt;&lt;p style=&quot;font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify&quot;&gt;The Company did not hold any trading securities at December 31, 2015 and 2014 or securities held-to-maturity at December 31, 2014. Securities available for sale are recorded at fair value. Securities held-to-maturity are recorded at amortized cost.&lt;/p&gt;&lt;br/&gt;&lt;p style=&quot;font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify&quot;&gt;The following table summarizes the Company&amp;#x2019;s portfolio of securities held-to-maturity at December 31, 2015:&lt;/p&gt;&lt;br/&gt;&lt;table cellpadding=&quot;0&quot; cellspacing=&quot;0&quot; style=&quot;border-collapse: collapse; width: 100%; font: 10pt Times New Roman, Times, Serif&quot;&gt;

      &lt;tr style=&quot;vertical-align: bottom&quot;&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;padding-bottom: 1pt&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td colspan=&quot;3&quot; style=&quot;text-align: center; border-bottom: Black 1pt solid&quot;&gt;Amortized&lt;br /&gt; Cost&lt;/td&gt;
       &lt;td style=&quot;padding-bottom: 1pt&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td colspan=&quot;3&quot; style=&quot;text-align: center; border-bottom: Black 1pt solid&quot;&gt;Fair Value&lt;/td&gt;
       &lt;td style=&quot;padding-bottom: 1pt&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td colspan=&quot;3&quot; style=&quot;text-align: center; border-bottom: Black 1pt solid&quot;&gt;Gross &lt;br /&gt; Unrealized&lt;br /&gt; Gains&lt;/td&gt;
       &lt;td style=&quot;padding-bottom: 1pt&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td colspan=&quot;3&quot; style=&quot;text-align: center; border-bottom: Black 1pt solid&quot;&gt;Gross&lt;br /&gt; Unrealized&lt;br /&gt; Losses&lt;/td&gt;
      &lt;/tr&gt;
      &lt;tr style=&quot;vertical-align: bottom&quot;&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;font-style: italic&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td colspan=&quot;15&quot; style=&quot;font-style: italic; text-align: center&quot;&gt;(In thousands)&lt;/td&gt;
      &lt;/tr&gt;
      &lt;tr style=&quot;vertical-align: bottom; background-color: rgb(204,238,255)&quot;&gt;
       &lt;td style=&quot;font-weight: bold; text-align: left&quot;&gt;Securites held-to-maturity:&lt;/td&gt;
       &lt;td style=&quot;font-style: italic&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;font-style: italic; text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;font-style: italic; text-align: right&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;font-style: italic; text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;font-style: italic&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;font-style: italic; text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;font-style: italic; text-align: right&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;font-style: italic; text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;font-style: italic&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;font-style: italic; text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;font-style: italic; text-align: right&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;font-style: italic; text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;font-style: italic&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;font-style: italic; text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;font-style: italic; text-align: right&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;font-style: italic; text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;/tr&gt;
      &lt;tr style=&quot;vertical-align: bottom; background-color: White&quot;&gt;
       &lt;td style=&quot;width: 48%; text-align: left&quot;&gt;Municipals&lt;/td&gt;
       &lt;td style=&quot;width: 1%&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;width: 1%; text-align: left&quot;&gt;$&lt;/td&gt;
       &lt;td style=&quot;width: 10%; text-align: right&quot;&gt;6,180&lt;/td&gt;
       &lt;td style=&quot;width: 1%; text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;width: 1%&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;width: 1%; text-align: left&quot;&gt;$&lt;/td&gt;
       &lt;td style=&quot;width: 10%; text-align: right&quot;&gt;6,180&lt;/td&gt;
       &lt;td style=&quot;width: 1%; text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;width: 1%&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;width: 1%; text-align: left&quot;&gt;$&lt;/td&gt;
       &lt;td style=&quot;width: 10%; text-align: right&quot;&gt;-&lt;/td&gt;
       &lt;td style=&quot;width: 1%; text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;width: 1%&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;width: 1%; text-align: left&quot;&gt;$&lt;/td&gt;
       &lt;td style=&quot;width: 10%; text-align: right&quot;&gt;-&lt;/td&gt;
       &lt;td style=&quot;width: 1%; text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;/tr&gt;
      &lt;tr style=&quot;vertical-align: bottom; background-color: rgb(204,238,255)&quot;&gt;
       &lt;td style=&quot;text-align: left; padding-bottom: 1pt&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;padding-bottom: 1pt&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;border-bottom: Black 1pt solid; text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;border-bottom: Black 1pt solid; text-align: right&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;border-bottom: Black 1pt solid; text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;padding-bottom: 1pt&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;border-bottom: Black 1pt solid; text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;border-bottom: Black 1pt solid; text-align: right&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;border-bottom: Black 1pt solid; text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;padding-bottom: 1pt&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;border-bottom: Black 1pt solid; text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;border-bottom: Black 1pt solid; text-align: right&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;border-bottom: Black 1pt solid; text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;padding-bottom: 1pt&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;border-bottom: Black 1pt solid; text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;border-bottom: Black 1pt solid; text-align: right&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;border-bottom: Black 1pt solid; text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;/tr&gt;
      &lt;tr style=&quot;vertical-align: bottom; background-color: White&quot;&gt;
       &lt;td style=&quot;text-align: left; padding-bottom: 2.25pt; padding-left: 20pt&quot;&gt;Total&lt;/td&gt;
       &lt;td style=&quot;padding-bottom: 2.25pt&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;border-bottom: Black 2.25pt double; text-align: left&quot;&gt;$&lt;/td&gt;
       &lt;td style=&quot;border-bottom: Black 2.25pt double; text-align: right&quot;&gt;6,180&lt;/td&gt;
       &lt;td style=&quot;border-bottom: Black 2.25pt double; text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;padding-bottom: 2.25pt&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;border-bottom: Black 2.25pt double; text-align: left&quot;&gt;$&lt;/td&gt;
       &lt;td style=&quot;border-bottom: Black 2.25pt double; text-align: right&quot;&gt;6,180&lt;/td&gt;
       &lt;td style=&quot;border-bottom: Black 2.25pt double; text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;padding-bottom: 2.25pt&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;border-bottom: Black 2.25pt double; text-align: left&quot;&gt;$&lt;/td&gt;
       &lt;td style=&quot;border-bottom: Black 2.25pt double; text-align: right&quot;&gt;-&lt;/td&gt;
       &lt;td style=&quot;border-bottom: Black 2.25pt double; text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;padding-bottom: 2.25pt&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;border-bottom: Black 2.25pt double; text-align: left&quot;&gt;$&lt;/td&gt;
       &lt;td style=&quot;border-bottom: Black 2.25pt double; text-align: right&quot;&gt;-&lt;/td&gt;
       &lt;td style=&quot;border-bottom: Black 2.25pt double; text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;/tr&gt;

    &lt;/table&gt;&lt;br/&gt;&lt;p style=&quot;font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify&quot;&gt;During the year ended December 31, 2015, the Company transferred municipal bonds with an amortized cost and fair value of $4.5 million from available for sale to held-to-maturity. The transferred securities had a weighted average term to maturity of approximately seven months at the time of transfer.&lt;/p&gt;&lt;br/&gt;&lt;p style=&quot;font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify&quot;&gt;The following table summarizes the Company&amp;#x2019;s portfolio of securities available for sale at December 31, 2015:&lt;/p&gt;&lt;br/&gt;&lt;table cellpadding=&quot;0&quot; cellspacing=&quot;0&quot; style=&quot;border-collapse: collapse; width: 100%; font: 10pt Times New Roman, Times, Serif&quot;&gt;

      &lt;tr style=&quot;vertical-align: bottom&quot;&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;padding-bottom: 1pt&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td colspan=&quot;3&quot; style=&quot;text-align: center; border-bottom: Black 1pt solid&quot;&gt;Amortized&lt;br /&gt; Cost&lt;/td&gt;
       &lt;td style=&quot;padding-bottom: 1pt&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td colspan=&quot;3&quot; style=&quot;text-align: center; border-bottom: Black 1pt solid&quot;&gt;Fair Value&lt;/td&gt;
       &lt;td style=&quot;padding-bottom: 1pt&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td colspan=&quot;3&quot; style=&quot;text-align: center; border-bottom: Black 1pt solid&quot;&gt;Gross &lt;br /&gt; Unrealized&lt;br /&gt; Gains&lt;/td&gt;
       &lt;td style=&quot;padding-bottom: 1pt&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td colspan=&quot;3&quot; style=&quot;text-align: center; border-bottom: Black 1pt solid&quot;&gt;Gross &lt;br /&gt; Unrealized&lt;br /&gt; Losses&lt;/td&gt;
      &lt;/tr&gt;
      &lt;tr style=&quot;vertical-align: bottom&quot;&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;font-style: italic&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td colspan=&quot;15&quot; style=&quot;font-style: italic; text-align: center&quot;&gt;(In thousands)&lt;/td&gt;
      &lt;/tr&gt;
      &lt;tr style=&quot;vertical-align: bottom; background-color: rgb(204,238,255)&quot;&gt;
       &lt;td style=&quot;width: 48%; text-align: left&quot;&gt;Corporate&lt;/td&gt;
       &lt;td style=&quot;width: 1%&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;width: 1%; text-align: left&quot;&gt;$&lt;/td&gt;
       &lt;td style=&quot;width: 10%; text-align: right&quot;&gt;115,976&lt;/td&gt;
       &lt;td style=&quot;width: 1%; text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;width: 1%&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;width: 1%; text-align: left&quot;&gt;$&lt;/td&gt;
       &lt;td style=&quot;width: 10%; text-align: right&quot;&gt;111,674&lt;/td&gt;
       &lt;td style=&quot;width: 1%; text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;width: 1%&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;width: 1%; text-align: left&quot;&gt;$&lt;/td&gt;
       &lt;td style=&quot;width: 10%; text-align: right&quot;&gt;134&lt;/td&gt;
       &lt;td style=&quot;width: 1%; text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;width: 1%&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;width: 1%; text-align: left&quot;&gt;$&lt;/td&gt;
       &lt;td style=&quot;width: 10%; text-align: right&quot;&gt;4,436&lt;/td&gt;
       &lt;td style=&quot;width: 1%; text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;/tr&gt;
      &lt;tr style=&quot;vertical-align: bottom; background-color: White&quot;&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;Municipals&lt;/td&gt;
       &lt;td&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: right&quot;&gt;127,696&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: right&quot;&gt;131,583&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: right&quot;&gt;3,887&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: right&quot;&gt;-&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;/tr&gt;
      &lt;tr style=&quot;vertical-align: bottom; background-color: rgb(204,238,255)&quot;&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;Mutual funds&lt;/td&gt;
       &lt;td&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: right&quot;&gt;21,290&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: right&quot;&gt;21,290&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: right&quot;&gt;-&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: right&quot;&gt;-&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;/tr&gt;
      &lt;tr style=&quot;vertical-align: bottom; background-color: White&quot;&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;Collateralized loan obligations&lt;/td&gt;
       &lt;td&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: right&quot;&gt;53,225&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: right&quot;&gt;52,898&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: right&quot;&gt;-&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: right&quot;&gt;327&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;/tr&gt;
      &lt;tr style=&quot;vertical-align: bottom; background-color: rgb(204,238,255)&quot;&gt;
       &lt;td style=&quot;text-align: left; padding-bottom: 1pt&quot;&gt;Other&lt;/td&gt;
       &lt;td style=&quot;padding-bottom: 1pt&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;border-bottom: Black 1pt solid; text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;border-bottom: Black 1pt solid; text-align: right&quot;&gt;7,214&lt;/td&gt;
       &lt;td style=&quot;border-bottom: Black 1pt solid; text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;padding-bottom: 1pt&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;border-bottom: Black 1pt solid; text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;border-bottom: Black 1pt solid; text-align: right&quot;&gt;7,212&lt;/td&gt;
       &lt;td style=&quot;border-bottom: Black 1pt solid; text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;padding-bottom: 1pt&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;border-bottom: Black 1pt solid; text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;border-bottom: Black 1pt solid; text-align: right&quot;&gt;-&lt;/td&gt;
       &lt;td style=&quot;border-bottom: Black 1pt solid; text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;padding-bottom: 1pt&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;border-bottom: Black 1pt solid; text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;border-bottom: Black 1pt solid; text-align: right&quot;&gt;2&lt;/td&gt;
       &lt;td style=&quot;border-bottom: Black 1pt solid; text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;/tr&gt;
      &lt;tr style=&quot;vertical-align: bottom; background-color: White&quot;&gt;
       &lt;td style=&quot;text-align: left; padding-bottom: 1pt; padding-left: 10pt&quot;&gt;Total other securities&lt;/td&gt;
       &lt;td style=&quot;padding-bottom: 1pt&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;border-bottom: Black 1pt solid; text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;border-bottom: Black 1pt solid; text-align: right&quot;&gt;325,401&lt;/td&gt;
       &lt;td style=&quot;border-bottom: Black 1pt solid; text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;padding-bottom: 1pt&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;border-bottom: Black 1pt solid; text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;border-bottom: Black 1pt solid; text-align: right&quot;&gt;324,657&lt;/td&gt;
       &lt;td style=&quot;border-bottom: Black 1pt solid; text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;padding-bottom: 1pt&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;border-bottom: Black 1pt solid; text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;border-bottom: Black 1pt solid; text-align: right&quot;&gt;4,021&lt;/td&gt;
       &lt;td style=&quot;border-bottom: Black 1pt solid; text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;padding-bottom: 1pt&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;border-bottom: Black 1pt solid; text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;border-bottom: Black 1pt solid; text-align: right&quot;&gt;4,765&lt;/td&gt;
       &lt;td style=&quot;border-bottom: Black 1pt solid; text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;/tr&gt;
      &lt;tr style=&quot;vertical-align: bottom; background-color: rgb(204,238,255)&quot;&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;REMIC and CMO&lt;/td&gt;
       &lt;td&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: right&quot;&gt;469,987&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: right&quot;&gt;469,936&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: right&quot;&gt;3,096&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: right&quot;&gt;3,147&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;/tr&gt;
      &lt;tr style=&quot;vertical-align: bottom; background-color: White&quot;&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;GNMA&lt;/td&gt;
       &lt;td&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: right&quot;&gt;11,635&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: right&quot;&gt;11,798&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: right&quot;&gt;302&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: right&quot;&gt;139&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;/tr&gt;
      &lt;tr style=&quot;vertical-align: bottom; background-color: rgb(204,238,255)&quot;&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;FNMA&lt;/td&gt;
       &lt;td&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: right&quot;&gt;170,327&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: right&quot;&gt;170,057&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: right&quot;&gt;1,492&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: right&quot;&gt;1,762&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;/tr&gt;
      &lt;tr style=&quot;vertical-align: bottom; background-color: White&quot;&gt;
       &lt;td style=&quot;text-align: left; padding-bottom: 1pt&quot;&gt;FHLMC&lt;/td&gt;
       &lt;td style=&quot;padding-bottom: 1pt&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;border-bottom: Black 1pt solid; text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;border-bottom: Black 1pt solid; text-align: right&quot;&gt;16,961&lt;/td&gt;
       &lt;td style=&quot;border-bottom: Black 1pt solid; text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;padding-bottom: 1pt&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;border-bottom: Black 1pt solid; text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;border-bottom: Black 1pt solid; text-align: right&quot;&gt;16,949&lt;/td&gt;
       &lt;td style=&quot;border-bottom: Black 1pt solid; text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;padding-bottom: 1pt&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;border-bottom: Black 1pt solid; text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;border-bottom: Black 1pt solid; text-align: right&quot;&gt;87&lt;/td&gt;
       &lt;td style=&quot;border-bottom: Black 1pt solid; text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;padding-bottom: 1pt&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;border-bottom: Black 1pt solid; text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;border-bottom: Black 1pt solid; text-align: right&quot;&gt;99&lt;/td&gt;
       &lt;td style=&quot;border-bottom: Black 1pt solid; text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;/tr&gt;
      &lt;tr style=&quot;vertical-align: bottom; background-color: rgb(204,238,255)&quot;&gt;
       &lt;td style=&quot;text-align: left; padding-bottom: 1pt; padding-left: 10pt&quot;&gt;Total mortgage-backed securities&lt;/td&gt;
       &lt;td style=&quot;padding-bottom: 1pt&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;border-bottom: Black 1pt solid; text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;border-bottom: Black 1pt solid; text-align: right&quot;&gt;668,910&lt;/td&gt;
       &lt;td style=&quot;border-bottom: Black 1pt solid; text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;padding-bottom: 1pt&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;border-bottom: Black 1pt solid; text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;border-bottom: Black 1pt solid; text-align: right&quot;&gt;668,740&lt;/td&gt;
       &lt;td style=&quot;border-bottom: Black 1pt solid; text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;padding-bottom: 1pt&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;border-bottom: Black 1pt solid; text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;border-bottom: Black 1pt solid; text-align: right&quot;&gt;4,977&lt;/td&gt;
       &lt;td style=&quot;border-bottom: Black 1pt solid; text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;padding-bottom: 1pt&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;border-bottom: Black 1pt solid; text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;border-bottom: Black 1pt solid; text-align: right&quot;&gt;5,147&lt;/td&gt;
       &lt;td style=&quot;border-bottom: Black 1pt solid; text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;/tr&gt;
      &lt;tr style=&quot;vertical-align: bottom; background-color: White&quot;&gt;
       &lt;td style=&quot;text-align: left; padding-bottom: 2.25pt; padding-left: 10pt&quot;&gt;Total securities available for sale&lt;/td&gt;
       &lt;td style=&quot;padding-bottom: 2.25pt&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;border-bottom: Black 2.25pt double; text-align: left&quot;&gt;$&lt;/td&gt;
       &lt;td style=&quot;border-bottom: Black 2.25pt double; text-align: right&quot;&gt;994,311&lt;/td&gt;
       &lt;td style=&quot;border-bottom: Black 2.25pt double; text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;padding-bottom: 2.25pt&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;border-bottom: Black 2.25pt double; text-align: left&quot;&gt;$&lt;/td&gt;
       &lt;td style=&quot;border-bottom: Black 2.25pt double; text-align: right&quot;&gt;993,397&lt;/td&gt;
       &lt;td style=&quot;border-bottom: Black 2.25pt double; text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;padding-bottom: 2.25pt&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;border-bottom: Black 2.25pt double; text-align: left&quot;&gt;$&lt;/td&gt;
       &lt;td style=&quot;border-bottom: Black 2.25pt double; text-align: right&quot;&gt;8,998&lt;/td&gt;
       &lt;td style=&quot;border-bottom: Black 2.25pt double; text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;padding-bottom: 2.25pt&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;border-bottom: Black 2.25pt double; text-align: left&quot;&gt;$&lt;/td&gt;
       &lt;td style=&quot;border-bottom: Black 2.25pt double; text-align: right&quot;&gt;9,912&lt;/td&gt;
       &lt;td style=&quot;border-bottom: Black 2.25pt double; text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;/tr&gt;

    &lt;/table&gt;&lt;br/&gt;&lt;p style=&quot;font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify&quot;&gt;Mortgage-backed securities shown in the table above includes one private issue collateralized mortgage obligations (&amp;#x201c;CMO&amp;#x201d;) that is collateralized by commercial real estate mortgages with an amortized cost and market value of $7.7 million at December 31, 2015.&lt;/p&gt;&lt;br/&gt;&lt;p style=&quot;font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify&quot;&gt;The following table summarizes the Company&amp;#x2019;s portfolio of securities available for sale at December 31, 2014:&lt;/p&gt;&lt;br/&gt;&lt;table cellpadding=&quot;0&quot; cellspacing=&quot;0&quot; style=&quot;border-collapse: collapse; width: 100%; font: 10pt Times New Roman, Times, Serif&quot;&gt;

      &lt;tr style=&quot;vertical-align: bottom&quot;&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;padding-bottom: 1pt&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td colspan=&quot;3&quot; style=&quot;text-align: center; border-bottom: Black 1pt solid&quot;&gt;Amortized&lt;br /&gt; Cost&lt;/td&gt;
       &lt;td style=&quot;padding-bottom: 1pt&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td colspan=&quot;3&quot; style=&quot;text-align: center; border-bottom: Black 1pt solid&quot;&gt;Fair Value&lt;/td&gt;
       &lt;td style=&quot;padding-bottom: 1pt&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td colspan=&quot;3&quot; style=&quot;text-align: center; border-bottom: Black 1pt solid&quot;&gt;Gross &lt;br /&gt; Unrealized&lt;br /&gt; Gains&lt;/td&gt;
       &lt;td style=&quot;padding-bottom: 1pt&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td colspan=&quot;3&quot; style=&quot;text-align: center; border-bottom: Black 1pt solid&quot;&gt;Gross &lt;br /&gt; Unrealized&lt;br /&gt; Losses&lt;/td&gt;
      &lt;/tr&gt;
      &lt;tr style=&quot;vertical-align: bottom&quot;&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;font-style: italic&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td colspan=&quot;11&quot; style=&quot;font-style: italic; text-align: center&quot;&gt;(In thousands)&lt;/td&gt;
      &lt;/tr&gt;
      &lt;tr style=&quot;vertical-align: bottom; background-color: rgb(204,238,255)&quot;&gt;
       &lt;td style=&quot;width: 48%; text-align: left&quot;&gt;Corporate&lt;/td&gt;
       &lt;td style=&quot;width: 1%&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;width: 1%; text-align: left&quot;&gt;$&lt;/td&gt;
       &lt;td style=&quot;width: 10%; text-align: right&quot;&gt;90,719&lt;/td&gt;
       &lt;td style=&quot;width: 1%; text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;width: 1%&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;width: 1%; text-align: left&quot;&gt;$&lt;/td&gt;
       &lt;td style=&quot;width: 10%; text-align: right&quot;&gt;91,273&lt;/td&gt;
       &lt;td style=&quot;width: 1%; text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;width: 1%&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;width: 1%; text-align: left&quot;&gt;$&lt;/td&gt;
       &lt;td style=&quot;width: 10%; text-align: right&quot;&gt;1,268&lt;/td&gt;
       &lt;td style=&quot;width: 1%; text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;width: 1%&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;width: 1%; text-align: left&quot;&gt;$&lt;/td&gt;
       &lt;td style=&quot;width: 10%; text-align: right&quot;&gt;714&lt;/td&gt;
       &lt;td style=&quot;width: 1%; text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;/tr&gt;
      &lt;tr style=&quot;vertical-align: bottom; background-color: White&quot;&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;Municipals&lt;/td&gt;
       &lt;td&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: right&quot;&gt;145,864&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: right&quot;&gt;148,896&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: right&quot;&gt;3,093&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: right&quot;&gt;61&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;/tr&gt;
      &lt;tr style=&quot;vertical-align: bottom; background-color: rgb(204,238,255)&quot;&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;Mutual funds&lt;/td&gt;
       &lt;td&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: right&quot;&gt;21,118&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: right&quot;&gt;21,118&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: right&quot;&gt;-&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: right&quot;&gt;-&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;/tr&gt;
      &lt;tr style=&quot;vertical-align: bottom; background-color: White&quot;&gt;
       &lt;td style=&quot;text-align: left; padding-bottom: 1pt&quot;&gt;Other&lt;/td&gt;
       &lt;td style=&quot;padding-bottom: 1pt&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;border-bottom: Black 1pt solid; text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;border-bottom: Black 1pt solid; text-align: right&quot;&gt;7,098&lt;/td&gt;
       &lt;td style=&quot;border-bottom: Black 1pt solid; text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;padding-bottom: 1pt&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;border-bottom: Black 1pt solid; text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;border-bottom: Black 1pt solid; text-align: right&quot;&gt;7,090&lt;/td&gt;
       &lt;td style=&quot;border-bottom: Black 1pt solid; text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;padding-bottom: 1pt&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;border-bottom: Black 1pt solid; text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;border-bottom: Black 1pt solid; text-align: right&quot;&gt;-&lt;/td&gt;
       &lt;td style=&quot;border-bottom: Black 1pt solid; text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;padding-bottom: 1pt&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;border-bottom: Black 1pt solid; text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;border-bottom: Black 1pt solid; text-align: right&quot;&gt;8&lt;/td&gt;
       &lt;td style=&quot;border-bottom: Black 1pt solid; text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;/tr&gt;
      &lt;tr style=&quot;vertical-align: bottom; background-color: rgb(204,238,255)&quot;&gt;
       &lt;td style=&quot;text-align: left; padding-bottom: 1pt; padding-left: 10pt&quot;&gt;Total other securities&lt;/td&gt;
       &lt;td style=&quot;padding-bottom: 1pt&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;border-bottom: Black 1pt solid; text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;border-bottom: Black 1pt solid; text-align: right&quot;&gt;264,799&lt;/td&gt;
       &lt;td style=&quot;border-bottom: Black 1pt solid; text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;padding-bottom: 1pt&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;border-bottom: Black 1pt solid; text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;border-bottom: Black 1pt solid; text-align: right&quot;&gt;268,377&lt;/td&gt;
       &lt;td style=&quot;border-bottom: Black 1pt solid; text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;padding-bottom: 1pt&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;border-bottom: Black 1pt solid; text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;border-bottom: Black 1pt solid; text-align: right&quot;&gt;4,361&lt;/td&gt;
       &lt;td style=&quot;border-bottom: Black 1pt solid; text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;padding-bottom: 1pt&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;border-bottom: Black 1pt solid; text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;border-bottom: Black 1pt solid; text-align: right&quot;&gt;783&lt;/td&gt;
       &lt;td style=&quot;border-bottom: Black 1pt solid; text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;/tr&gt;
      &lt;tr style=&quot;vertical-align: bottom; background-color: White&quot;&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;REMIC and CMO&lt;/td&gt;
       &lt;td&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: right&quot;&gt;504,207&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: right&quot;&gt;505,768&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: right&quot;&gt;6,188&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: right&quot;&gt;4,627&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;/tr&gt;
      &lt;tr style=&quot;vertical-align: bottom; background-color: rgb(204,238,255)&quot;&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;GNMA&lt;/td&gt;
       &lt;td&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: right&quot;&gt;13,862&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: right&quot;&gt;14,159&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: right&quot;&gt;421&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: right&quot;&gt;124&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;/tr&gt;
      &lt;tr style=&quot;vertical-align: bottom; background-color: White&quot;&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;FNMA&lt;/td&gt;
       &lt;td&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: right&quot;&gt;169,956&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: right&quot;&gt;170,367&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: right&quot;&gt;2,128&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: right&quot;&gt;1,717&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;/tr&gt;
      &lt;tr style=&quot;vertical-align: bottom; background-color: rgb(204,238,255)&quot;&gt;
       &lt;td style=&quot;text-align: left; padding-bottom: 1pt&quot;&gt;FHLMC&lt;/td&gt;
       &lt;td style=&quot;padding-bottom: 1pt&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;border-bottom: Black 1pt solid; text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;border-bottom: Black 1pt solid; text-align: right&quot;&gt;14,505&lt;/td&gt;
       &lt;td style=&quot;border-bottom: Black 1pt solid; text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;padding-bottom: 1pt&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;border-bottom: Black 1pt solid; text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;border-bottom: Black 1pt solid; text-align: right&quot;&gt;14,639&lt;/td&gt;
       &lt;td style=&quot;border-bottom: Black 1pt solid; text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;padding-bottom: 1pt&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;border-bottom: Black 1pt solid; text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;border-bottom: Black 1pt solid; text-align: right&quot;&gt;142&lt;/td&gt;
       &lt;td style=&quot;border-bottom: Black 1pt solid; text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;padding-bottom: 1pt&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;border-bottom: Black 1pt solid; text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;border-bottom: Black 1pt solid; text-align: right&quot;&gt;8&lt;/td&gt;
       &lt;td style=&quot;border-bottom: Black 1pt solid; text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;/tr&gt;
      &lt;tr style=&quot;vertical-align: bottom; background-color: White&quot;&gt;
       &lt;td style=&quot;text-align: left; padding-bottom: 1pt; padding-left: 10pt&quot;&gt;Total mortgage-backed securities&lt;/td&gt;
       &lt;td style=&quot;padding-bottom: 1pt&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;border-bottom: Black 1pt solid; text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;border-bottom: Black 1pt solid; text-align: right&quot;&gt;702,530&lt;/td&gt;
       &lt;td style=&quot;border-bottom: Black 1pt solid; text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;padding-bottom: 1pt&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;border-bottom: Black 1pt solid; text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;border-bottom: Black 1pt solid; text-align: right&quot;&gt;704,933&lt;/td&gt;
       &lt;td style=&quot;border-bottom: Black 1pt solid; text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;padding-bottom: 1pt&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;border-bottom: Black 1pt solid; text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;border-bottom: Black 1pt solid; text-align: right&quot;&gt;8,879&lt;/td&gt;
       &lt;td style=&quot;border-bottom: Black 1pt solid; text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;padding-bottom: 1pt&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;border-bottom: Black 1pt solid; text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;border-bottom: Black 1pt solid; text-align: right&quot;&gt;6,476&lt;/td&gt;
       &lt;td style=&quot;border-bottom: Black 1pt solid; text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;/tr&gt;
      &lt;tr style=&quot;vertical-align: bottom; background-color: rgb(204,238,255)&quot;&gt;
       &lt;td style=&quot;text-align: left; padding-bottom: 2.25pt; padding-left: 10pt&quot;&gt;Total securities available for sale&lt;/td&gt;
       &lt;td style=&quot;padding-bottom: 2.25pt&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;border-bottom: Black 2.25pt double; text-align: left&quot;&gt;$&lt;/td&gt;
       &lt;td style=&quot;border-bottom: Black 2.25pt double; text-align: right&quot;&gt;967,329&lt;/td&gt;
       &lt;td style=&quot;border-bottom: Black 2.25pt double; text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;padding-bottom: 2.25pt&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;border-bottom: Black 2.25pt double; text-align: left&quot;&gt;$&lt;/td&gt;
       &lt;td style=&quot;border-bottom: Black 2.25pt double; text-align: right&quot;&gt;973,310&lt;/td&gt;
       &lt;td style=&quot;border-bottom: Black 2.25pt double; text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;padding-bottom: 2.25pt&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;border-bottom: Black 2.25pt double; text-align: left&quot;&gt;$&lt;/td&gt;
       &lt;td style=&quot;border-bottom: Black 2.25pt double; text-align: right&quot;&gt;13,240&lt;/td&gt;
       &lt;td style=&quot;border-bottom: Black 2.25pt double; text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;padding-bottom: 2.25pt&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;border-bottom: Black 2.25pt double; text-align: left&quot;&gt;$&lt;/td&gt;
       &lt;td style=&quot;border-bottom: Black 2.25pt double; text-align: right&quot;&gt;7,259&lt;/td&gt;
       &lt;td style=&quot;border-bottom: Black 2.25pt double; text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;/tr&gt;

    &lt;/table&gt;&lt;br/&gt;&lt;p style=&quot;font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify&quot;&gt;Mortgage-backed securities shown in the table above include three private issue CMO that are collateralized by commercial real estate mortgages with an amortized cost and market value of $12.4 million at December 31, 2014.&lt;/p&gt;&lt;br/&gt;&lt;p style=&quot;font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify&quot;&gt;The following table details the amortized cost and fair value of the Company&amp;#x2019;s securities classified as held-to-maturity at December 31, 2015, by contractual maturity.&lt;/p&gt;&lt;br/&gt;&lt;table cellpadding=&quot;0&quot; cellspacing=&quot;0&quot; style=&quot;border-collapse: collapse; width: 100%; font: 10pt Times New Roman, Times, Serif&quot;&gt;

      &lt;tr style=&quot;vertical-align: bottom&quot;&gt;
       &lt;td&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;padding-bottom: 1pt&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td colspan=&quot;3&quot; style=&quot;text-align: center; border-bottom: Black 1pt solid&quot;&gt;Amortized&lt;br /&gt; Cost&lt;/td&gt;
       &lt;td style=&quot;padding-bottom: 1pt&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td colspan=&quot;3&quot; style=&quot;text-align: center; border-bottom: Black 1pt solid&quot;&gt;Fair Value&lt;/td&gt;
      &lt;/tr&gt;
      &lt;tr style=&quot;vertical-align: bottom&quot;&gt;
       &lt;td&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;font-style: italic&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td colspan=&quot;7&quot; style=&quot;font-style: italic; text-align: center&quot;&gt;(In thousands)&lt;/td&gt;
      &lt;/tr&gt;
      &lt;tr style=&quot;vertical-align: bottom&quot;&gt;
       &lt;td style=&quot;font-weight: bold&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td colspan=&quot;3&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td colspan=&quot;3&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;/tr&gt;
      &lt;tr style=&quot;vertical-align: bottom; background-color: rgb(204,238,255)&quot;&gt;
       &lt;td style=&quot;width: 70%; text-align: left&quot;&gt;Due in one year or less&lt;/td&gt;
       &lt;td style=&quot;width: 1%&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;width: 1%; text-align: left&quot;&gt;$&lt;/td&gt;
       &lt;td style=&quot;width: 12%; text-align: right&quot;&gt;6,140&lt;/td&gt;
       &lt;td style=&quot;width: 1%; text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;width: 1%&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;width: 1%; text-align: left&quot;&gt;$&lt;/td&gt;
       &lt;td style=&quot;width: 12%; text-align: right&quot;&gt;6,140&lt;/td&gt;
       &lt;td style=&quot;width: 1%; text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;/tr&gt;
      &lt;tr style=&quot;vertical-align: bottom; background-color: White&quot;&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;Due after one year through five years&lt;/td&gt;
       &lt;td&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: right&quot;&gt;40&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: right&quot;&gt;40&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;/tr&gt;
      &lt;tr style=&quot;vertical-align: bottom; background-color: rgb(204,238,255)&quot;&gt;
       &lt;td style=&quot;padding-bottom: 1pt&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;padding-bottom: 1pt&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;border-bottom: Black 1pt solid; text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;border-bottom: Black 1pt solid; text-align: right&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;border-bottom: Black 1pt solid; text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;padding-bottom: 1pt&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;border-bottom: Black 1pt solid; text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;border-bottom: Black 1pt solid; text-align: right&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;border-bottom: Black 1pt solid; text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;/tr&gt;
      &lt;tr style=&quot;vertical-align: bottom; background-color: White&quot;&gt;
       &lt;td style=&quot;text-align: left; padding-bottom: 2.25pt; padding-left: 10pt&quot;&gt;Total securities held-to-maturity&lt;/td&gt;
       &lt;td style=&quot;padding-bottom: 2.25pt&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;border-bottom: Black 2.25pt double; text-align: left&quot;&gt;$&lt;/td&gt;
       &lt;td style=&quot;border-bottom: Black 2.25pt double; text-align: right&quot;&gt;6,180&lt;/td&gt;
       &lt;td style=&quot;border-bottom: Black 2.25pt double; text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;padding-bottom: 2.25pt&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;border-bottom: Black 2.25pt double; text-align: left&quot;&gt;$&lt;/td&gt;
       &lt;td style=&quot;border-bottom: Black 2.25pt double; text-align: right&quot;&gt;6,180&lt;/td&gt;
       &lt;td style=&quot;border-bottom: Black 2.25pt double; text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;/tr&gt;

    &lt;/table&gt;&lt;br/&gt;&lt;p style=&quot;font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify&quot;&gt;The amortized cost and fair value of the Company&amp;#x2019;s securities, classified as available for sale at December 31, 2015, by contractual maturity, are shown below. Expected maturities will differ from contractual maturities because borrowers may have the right to call or prepay obligations with or without call or prepayment penalties.&lt;/p&gt;&lt;br/&gt;&lt;table cellpadding=&quot;0&quot; cellspacing=&quot;0&quot; style=&quot;border-collapse: collapse; width: 100%; font: 10pt Times New Roman, Times, Serif&quot;&gt;

      &lt;tr style=&quot;vertical-align: bottom&quot;&gt;
       &lt;td&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;padding-bottom: 1pt&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td colspan=&quot;3&quot; style=&quot;text-align: center; border-bottom: Black 1pt solid&quot;&gt;Amortized&lt;br /&gt; Cost&lt;/td&gt;
       &lt;td style=&quot;padding-bottom: 1pt&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td colspan=&quot;3&quot; style=&quot;text-align: center; border-bottom: Black 1pt solid&quot;&gt;Fair Value&lt;/td&gt;
      &lt;/tr&gt;
      &lt;tr style=&quot;vertical-align: bottom&quot;&gt;
       &lt;td&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;font-style: italic&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td colspan=&quot;7&quot; style=&quot;font-style: italic; text-align: center&quot;&gt;(In thousands)&lt;/td&gt;
      &lt;/tr&gt;
      &lt;tr style=&quot;vertical-align: bottom&quot;&gt;
       &lt;td&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td colspan=&quot;3&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td colspan=&quot;3&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;/tr&gt;
      &lt;tr style=&quot;vertical-align: bottom; background-color: rgb(204,238,255)&quot;&gt;
       &lt;td style=&quot;width: 70%; text-align: left&quot;&gt;Due in one year or less&lt;/td&gt;
       &lt;td style=&quot;width: 1%&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;width: 1%; text-align: left&quot;&gt;$&lt;/td&gt;
       &lt;td style=&quot;width: 12%; text-align: right&quot;&gt;5,976&lt;/td&gt;
       &lt;td style=&quot;width: 1%; text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;width: 1%&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;width: 1%; text-align: left&quot;&gt;$&lt;/td&gt;
       &lt;td style=&quot;width: 12%; text-align: right&quot;&gt;6,011&lt;/td&gt;
       &lt;td style=&quot;width: 1%; text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;/tr&gt;
      &lt;tr style=&quot;vertical-align: bottom; background-color: White&quot;&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;Due after one year through five years&lt;/td&gt;
       &lt;td&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: right&quot;&gt;-&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: right&quot;&gt;-&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;/tr&gt;
      &lt;tr style=&quot;vertical-align: bottom; background-color: rgb(204,238,255)&quot;&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;Due after five years through ten years&lt;/td&gt;
       &lt;td&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: right&quot;&gt;76,791&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: right&quot;&gt;75,406&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;/tr&gt;
      &lt;tr style=&quot;vertical-align: bottom; background-color: White&quot;&gt;
       &lt;td style=&quot;text-align: left; padding-bottom: 1pt&quot;&gt;Due after ten years&lt;/td&gt;
       &lt;td style=&quot;padding-bottom: 1pt&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;border-bottom: Black 1pt solid; text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;border-bottom: Black 1pt solid; text-align: right&quot;&gt;221,344&lt;/td&gt;
       &lt;td style=&quot;border-bottom: Black 1pt solid; text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;padding-bottom: 1pt&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;border-bottom: Black 1pt solid; text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;border-bottom: Black 1pt solid; text-align: right&quot;&gt;221,950&lt;/td&gt;
       &lt;td style=&quot;border-bottom: Black 1pt solid; text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;/tr&gt;
      &lt;tr style=&quot;vertical-align: bottom; background-color: rgb(204,238,255)&quot;&gt;
       &lt;td&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: right&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: right&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;/tr&gt;
      &lt;tr style=&quot;vertical-align: bottom; background-color: White&quot;&gt;
       &lt;td style=&quot;text-align: left; padding-left: 10pt&quot;&gt;Total other securities&lt;/td&gt;
       &lt;td&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: right&quot;&gt;304,111&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: right&quot;&gt;303,367&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;/tr&gt;
      &lt;tr style=&quot;vertical-align: bottom; background-color: rgb(204,238,255)&quot;&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;Mutual funds&lt;/td&gt;
       &lt;td&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: right&quot;&gt;21,290&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: right&quot;&gt;21,290&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;/tr&gt;
      &lt;tr style=&quot;vertical-align: bottom; background-color: White&quot;&gt;
       &lt;td style=&quot;text-align: left; padding-bottom: 1pt&quot;&gt;Mortgage-backed securities&lt;/td&gt;
       &lt;td style=&quot;padding-bottom: 1pt&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;border-bottom: Black 1pt solid; text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;border-bottom: Black 1pt solid; text-align: right&quot;&gt;668,910&lt;/td&gt;
       &lt;td style=&quot;border-bottom: Black 1pt solid; text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;padding-bottom: 1pt&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;border-bottom: Black 1pt solid; text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;border-bottom: Black 1pt solid; text-align: right&quot;&gt;668,740&lt;/td&gt;
       &lt;td style=&quot;border-bottom: Black 1pt solid; text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;/tr&gt;
      &lt;tr style=&quot;vertical-align: bottom; background-color: rgb(204,238,255)&quot;&gt;
       &lt;td&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: right&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: right&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;/tr&gt;
      &lt;tr style=&quot;vertical-align: bottom; background-color: White&quot;&gt;
       &lt;td style=&quot;text-align: left; padding-bottom: 2.25pt; padding-left: 10pt&quot;&gt;Total securities available for sale&lt;/td&gt;
       &lt;td style=&quot;padding-bottom: 2.25pt&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;border-bottom: Black 2.25pt double; text-align: left&quot;&gt;$&lt;/td&gt;
       &lt;td style=&quot;border-bottom: Black 2.25pt double; text-align: right&quot;&gt;994,311&lt;/td&gt;
       &lt;td style=&quot;border-bottom: Black 2.25pt double; text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;padding-bottom: 2.25pt&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;border-bottom: Black 2.25pt double; text-align: left&quot;&gt;$&lt;/td&gt;
       &lt;td style=&quot;border-bottom: Black 2.25pt double; text-align: right&quot;&gt;993,397&lt;/td&gt;
       &lt;td style=&quot;border-bottom: Black 2.25pt double; text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;/tr&gt;

    &lt;/table&gt;&lt;br/&gt;&lt;p style=&quot;font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify&quot;&gt;The following table shows the Company&amp;#x2019;s available for sale securities with gross unrealized losses and their fair value, aggregated by category and length of time that individual securities have been in a continuous unrealized loss position, at December 31, 2015.&lt;/p&gt;&lt;br/&gt;&lt;table cellpadding=&quot;0&quot; cellspacing=&quot;0&quot; style=&quot;border-collapse: collapse; width: 100%; font: 10pt Times New Roman, Times, Serif&quot;&gt;

      &lt;tr style=&quot;vertical-align: bottom&quot;&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;padding-bottom: 1pt&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td colspan=&quot;7&quot; style=&quot;text-align: center; border-bottom: Black 1pt solid&quot;&gt;Total&lt;/td&gt;
       &lt;td style=&quot;padding-bottom: 1pt&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td colspan=&quot;7&quot; style=&quot;text-align: center; border-bottom: Black 1pt solid&quot;&gt;Less than 12 months&lt;/td&gt;
       &lt;td style=&quot;padding-bottom: 1pt&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td colspan=&quot;7&quot; style=&quot;text-align: center; border-bottom: Black 1pt solid&quot;&gt;12 months or more&lt;/td&gt;
      &lt;/tr&gt;
      &lt;tr style=&quot;vertical-align: bottom&quot;&gt;
       &lt;td style=&quot;text-align: center&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;padding-bottom: 1pt&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td colspan=&quot;3&quot; style=&quot;text-align: center; border-bottom: Black 1pt solid&quot;&gt;Fair Value&lt;/td&gt;
       &lt;td style=&quot;padding-bottom: 1pt&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td colspan=&quot;3&quot; style=&quot;text-align: center; border-bottom: Black 1pt solid&quot;&gt;Unrealized&lt;br /&gt; Losses&lt;/td&gt;
       &lt;td style=&quot;padding-bottom: 1pt&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td colspan=&quot;3&quot; style=&quot;text-align: center; border-bottom: Black 1pt solid&quot;&gt;Fair Value&lt;/td&gt;
       &lt;td style=&quot;padding-bottom: 1pt&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td colspan=&quot;3&quot; style=&quot;text-align: center; border-bottom: Black 1pt solid&quot;&gt;Unrealized&lt;br /&gt; Losses&lt;/td&gt;
       &lt;td style=&quot;padding-bottom: 1pt&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td colspan=&quot;3&quot; style=&quot;text-align: center; border-bottom: Black 1pt solid&quot;&gt;Fair Value&lt;/td&gt;
       &lt;td style=&quot;padding-bottom: 1pt&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td colspan=&quot;3&quot; style=&quot;text-align: center; border-bottom: Black 1pt solid&quot;&gt;Unrealized&lt;br /&gt; Losses&lt;/td&gt;
      &lt;/tr&gt;
      &lt;tr style=&quot;vertical-align: bottom&quot;&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;font-style: italic&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td colspan=&quot;19&quot; style=&quot;font-style: italic; text-align: center&quot;&gt;(In thousands)&lt;/td&gt;
      &lt;/tr&gt;
      &lt;tr style=&quot;vertical-align: bottom; background-color: rgb(204,238,255)&quot;&gt;
       &lt;td style=&quot;width: 40%; text-align: left&quot;&gt;Corporate&lt;/td&gt;
       &lt;td style=&quot;width: 1%&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;width: 1%; text-align: left&quot;&gt;$&lt;/td&gt;
       &lt;td style=&quot;width: 7%; text-align: right&quot;&gt;85,563&lt;/td&gt;
       &lt;td style=&quot;width: 1%; text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;width: 1%&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;width: 1%; text-align: left&quot;&gt;$&lt;/td&gt;
       &lt;td style=&quot;width: 7%; text-align: right&quot;&gt;4,436&lt;/td&gt;
       &lt;td style=&quot;width: 1%; text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;width: 1%&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;width: 1%; text-align: left&quot;&gt;$&lt;/td&gt;
       &lt;td style=&quot;width: 7%; text-align: right&quot;&gt;76,218&lt;/td&gt;
       &lt;td style=&quot;width: 1%; text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;width: 1%&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;width: 1%; text-align: left&quot;&gt;$&lt;/td&gt;
       &lt;td style=&quot;width: 7%; text-align: right&quot;&gt;3,782&lt;/td&gt;
       &lt;td style=&quot;width: 1%; text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;width: 1%&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;width: 1%; text-align: left&quot;&gt;$&lt;/td&gt;
       &lt;td style=&quot;width: 7%; text-align: right&quot;&gt;9,345&lt;/td&gt;
       &lt;td style=&quot;width: 1%; text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;width: 1%&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;width: 1%; text-align: left&quot;&gt;$&lt;/td&gt;
       &lt;td style=&quot;width: 7%; text-align: right&quot;&gt;654&lt;/td&gt;
       &lt;td style=&quot;width: 1%; text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;/tr&gt;
      &lt;tr style=&quot;vertical-align: bottom; background-color: White&quot;&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;Collateralized loan obligations&lt;/td&gt;
       &lt;td&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: right&quot;&gt;52,898&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: right&quot;&gt;327&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: right&quot;&gt;52,898&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: right&quot;&gt;327&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: right&quot;&gt;-&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: right&quot;&gt;-&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;/tr&gt;
      &lt;tr style=&quot;vertical-align: bottom; background-color: rgb(204,238,255)&quot;&gt;
       &lt;td style=&quot;text-align: left; padding-bottom: 1pt&quot;&gt;Other&lt;/td&gt;
       &lt;td style=&quot;padding-bottom: 1pt&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;border-bottom: Black 1pt solid; text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;border-bottom: Black 1pt solid; text-align: right&quot;&gt;298&lt;/td&gt;
       &lt;td style=&quot;border-bottom: Black 1pt solid; text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;padding-bottom: 1pt&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;border-bottom: Black 1pt solid; text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;border-bottom: Black 1pt solid; text-align: right&quot;&gt;2&lt;/td&gt;
       &lt;td style=&quot;border-bottom: Black 1pt solid; text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;padding-bottom: 1pt&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;border-bottom: Black 1pt solid; text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;border-bottom: Black 1pt solid; text-align: right&quot;&gt;-&lt;/td&gt;
       &lt;td style=&quot;border-bottom: Black 1pt solid; text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;padding-bottom: 1pt&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;border-bottom: Black 1pt solid; text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;border-bottom: Black 1pt solid; text-align: right&quot;&gt;-&lt;/td&gt;
       &lt;td style=&quot;border-bottom: Black 1pt solid; text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;padding-bottom: 1pt&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;border-bottom: Black 1pt solid; text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;border-bottom: Black 1pt solid; text-align: right&quot;&gt;298&lt;/td&gt;
       &lt;td style=&quot;border-bottom: Black 1pt solid; text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;padding-bottom: 1pt&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;border-bottom: Black 1pt solid; text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;border-bottom: Black 1pt solid; text-align: right&quot;&gt;2&lt;/td&gt;
       &lt;td style=&quot;border-bottom: Black 1pt solid; text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;/tr&gt;
      &lt;tr style=&quot;vertical-align: bottom; background-color: White&quot;&gt;
       &lt;td style=&quot;text-align: left; padding-bottom: 1pt; padding-left: 10pt&quot;&gt;Total other securities&lt;/td&gt;
       &lt;td style=&quot;padding-bottom: 1pt&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;border-bottom: Black 1pt solid; text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;border-bottom: Black 1pt solid; text-align: right&quot;&gt;138,759&lt;/td&gt;
       &lt;td style=&quot;border-bottom: Black 1pt solid; text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;padding-bottom: 1pt&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;border-bottom: Black 1pt solid; text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;border-bottom: Black 1pt solid; text-align: right&quot;&gt;4,765&lt;/td&gt;
       &lt;td style=&quot;border-bottom: Black 1pt solid; text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;padding-bottom: 1pt&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;border-bottom: Black 1pt solid; text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;border-bottom: Black 1pt solid; text-align: right&quot;&gt;129,116&lt;/td&gt;
       &lt;td style=&quot;border-bottom: Black 1pt solid; text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;padding-bottom: 1pt&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;border-bottom: Black 1pt solid; text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;border-bottom: Black 1pt solid; text-align: right&quot;&gt;4,109&lt;/td&gt;
       &lt;td style=&quot;border-bottom: Black 1pt solid; text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;padding-bottom: 1pt&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;border-bottom: Black 1pt solid; text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;border-bottom: Black 1pt solid; text-align: right&quot;&gt;9,643&lt;/td&gt;
       &lt;td style=&quot;border-bottom: Black 1pt solid; text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;padding-bottom: 1pt&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;border-bottom: Black 1pt solid; text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;border-bottom: Black 1pt solid; text-align: right&quot;&gt;656&lt;/td&gt;
       &lt;td style=&quot;border-bottom: Black 1pt solid; text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;/tr&gt;
      &lt;tr style=&quot;vertical-align: bottom; background-color: rgb(204,238,255)&quot;&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: right&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: right&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: right&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: right&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: right&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: right&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;/tr&gt;
      &lt;tr style=&quot;vertical-align: bottom; background-color: White&quot;&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;REMIC and CMO&lt;/td&gt;
       &lt;td&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: right&quot;&gt;238,132&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: right&quot;&gt;3,147&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: right&quot;&gt;182,010&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: right&quot;&gt;1,642&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: right&quot;&gt;56,122&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: right&quot;&gt;1,505&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;/tr&gt;
      &lt;tr style=&quot;vertical-align: bottom; background-color: rgb(204,238,255)&quot;&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;GNMA&lt;/td&gt;
       &lt;td&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: right&quot;&gt;6,977&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: right&quot;&gt;139&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: right&quot;&gt;6,977&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: right&quot;&gt;139&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: right&quot;&gt;-&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: right&quot;&gt;-&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;/tr&gt;
      &lt;tr style=&quot;vertical-align: bottom; background-color: White&quot;&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;FNMA&lt;/td&gt;
       &lt;td&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: right&quot;&gt;102,225&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: right&quot;&gt;1,762&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: right&quot;&gt;75,769&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: right&quot;&gt;1,043&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: right&quot;&gt;26,456&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: right&quot;&gt;719&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;/tr&gt;
      &lt;tr style=&quot;vertical-align: bottom; background-color: rgb(204,238,255)&quot;&gt;
       &lt;td style=&quot;text-align: left; padding-bottom: 1pt&quot;&gt;FHLMC&lt;/td&gt;
       &lt;td style=&quot;padding-bottom: 1pt&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;border-bottom: Black 1pt solid; text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;border-bottom: Black 1pt solid; text-align: right&quot;&gt;14,715&lt;/td&gt;
       &lt;td style=&quot;border-bottom: Black 1pt solid; text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;padding-bottom: 1pt&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;border-bottom: Black 1pt solid; text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;border-bottom: Black 1pt solid; text-align: right&quot;&gt;99&lt;/td&gt;
       &lt;td style=&quot;border-bottom: Black 1pt solid; text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;padding-bottom: 1pt&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;border-bottom: Black 1pt solid; text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;border-bottom: Black 1pt solid; text-align: right&quot;&gt;14,715&lt;/td&gt;
       &lt;td style=&quot;border-bottom: Black 1pt solid; text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;padding-bottom: 1pt&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;border-bottom: Black 1pt solid; text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;border-bottom: Black 1pt solid; text-align: right&quot;&gt;99&lt;/td&gt;
       &lt;td style=&quot;border-bottom: Black 1pt solid; text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;padding-bottom: 1pt&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;border-bottom: Black 1pt solid; text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;border-bottom: Black 1pt solid; text-align: right&quot;&gt;-&lt;/td&gt;
       &lt;td style=&quot;border-bottom: Black 1pt solid; text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;padding-bottom: 1pt&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;border-bottom: Black 1pt solid; text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;border-bottom: Black 1pt solid; text-align: right&quot;&gt;-&lt;/td&gt;
       &lt;td style=&quot;border-bottom: Black 1pt solid; text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;/tr&gt;
      &lt;tr style=&quot;vertical-align: bottom; background-color: White&quot;&gt;
       &lt;td style=&quot;text-align: left; padding-bottom: 1pt; padding-left: 10pt&quot;&gt;Total mortgage-backed&amp;nbsp;&amp;nbsp;securities&lt;/td&gt;
       &lt;td style=&quot;padding-bottom: 1pt&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;border-bottom: Black 1pt solid; text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;border-bottom: Black 1pt solid; text-align: right&quot;&gt;362,049&lt;/td&gt;
       &lt;td style=&quot;border-bottom: Black 1pt solid; text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;padding-bottom: 1pt&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;border-bottom: Black 1pt solid; text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;border-bottom: Black 1pt solid; text-align: right&quot;&gt;5,147&lt;/td&gt;
       &lt;td style=&quot;border-bottom: Black 1pt solid; text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;padding-bottom: 1pt&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;border-bottom: Black 1pt solid; text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;border-bottom: Black 1pt solid; text-align: right&quot;&gt;279,471&lt;/td&gt;
       &lt;td style=&quot;border-bottom: Black 1pt solid; text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;padding-bottom: 1pt&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;border-bottom: Black 1pt solid; text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;border-bottom: Black 1pt solid; text-align: right&quot;&gt;2,923&lt;/td&gt;
       &lt;td style=&quot;border-bottom: Black 1pt solid; text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;padding-bottom: 1pt&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;border-bottom: Black 1pt solid; text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;border-bottom: Black 1pt solid; text-align: right&quot;&gt;82,578&lt;/td&gt;
       &lt;td style=&quot;border-bottom: Black 1pt solid; text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;padding-bottom: 1pt&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;border-bottom: Black 1pt solid; text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;border-bottom: Black 1pt solid; text-align: right&quot;&gt;2,224&lt;/td&gt;
       &lt;td style=&quot;border-bottom: Black 1pt solid; text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;/tr&gt;
      &lt;tr style=&quot;vertical-align: bottom; background-color: rgb(204,238,255)&quot;&gt;
       &lt;td style=&quot;text-align: left; padding-bottom: 2.25pt; padding-left: 10pt&quot;&gt;Total securities available for sale&lt;/td&gt;
       &lt;td style=&quot;padding-bottom: 2.25pt&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;border-bottom: Black 2.25pt double; text-align: left&quot;&gt;$&lt;/td&gt;
       &lt;td style=&quot;border-bottom: Black 2.25pt double; text-align: right&quot;&gt;500,808&lt;/td&gt;
       &lt;td style=&quot;border-bottom: Black 2.25pt double; text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;padding-bottom: 2.25pt&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;border-bottom: Black 2.25pt double; text-align: left&quot;&gt;$&lt;/td&gt;
       &lt;td style=&quot;border-bottom: Black 2.25pt double; text-align: right&quot;&gt;9,912&lt;/td&gt;
       &lt;td style=&quot;border-bottom: Black 2.25pt double; text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;padding-bottom: 2.25pt&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;border-bottom: Black 2.25pt double; text-align: left&quot;&gt;$&lt;/td&gt;
       &lt;td style=&quot;border-bottom: Black 2.25pt double; text-align: right&quot;&gt;408,587&lt;/td&gt;
       &lt;td style=&quot;border-bottom: Black 2.25pt double; text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;padding-bottom: 2.25pt&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;border-bottom: Black 2.25pt double; text-align: left&quot;&gt;$&lt;/td&gt;
       &lt;td style=&quot;border-bottom: Black 2.25pt double; text-align: right&quot;&gt;7,032&lt;/td&gt;
       &lt;td style=&quot;border-bottom: Black 2.25pt double; text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;padding-bottom: 2.25pt&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;border-bottom: Black 2.25pt double; text-align: left&quot;&gt;$&lt;/td&gt;
       &lt;td style=&quot;border-bottom: Black 2.25pt double; text-align: right&quot;&gt;92,221&lt;/td&gt;
       &lt;td style=&quot;border-bottom: Black 2.25pt double; text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;padding-bottom: 2.25pt&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;border-bottom: Black 2.25pt double; text-align: left&quot;&gt;$&lt;/td&gt;
       &lt;td style=&quot;border-bottom: Black 2.25pt double; text-align: right&quot;&gt;2,880&lt;/td&gt;
       &lt;td style=&quot;border-bottom: Black 2.25pt double; text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;/tr&gt;

    &lt;/table&gt;&lt;br/&gt;&lt;p style=&quot;font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify&quot;&gt;The following table shows the Company&amp;#x2019;s available for sale securities with gross unrealized losses and their fair value, aggregated by category and length of time that individual securities have been in a continuous unrealized loss position, at December 31, 2014.&lt;/p&gt;&lt;br/&gt;&lt;table cellpadding=&quot;0&quot; cellspacing=&quot;0&quot; style=&quot;border-collapse: collapse; width: 100%; font: 10pt Times New Roman, Times, Serif&quot;&gt;

      &lt;tr style=&quot;vertical-align: bottom&quot;&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;padding-bottom: 1pt&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td colspan=&quot;7&quot; style=&quot;text-align: center; border-bottom: Black 1pt solid&quot;&gt;Total&lt;/td&gt;
       &lt;td style=&quot;padding-bottom: 1pt&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td colspan=&quot;7&quot; style=&quot;text-align: center; border-bottom: Black 1pt solid&quot;&gt;Less than 12 months&lt;/td&gt;
       &lt;td style=&quot;padding-bottom: 1pt&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td colspan=&quot;7&quot; style=&quot;text-align: center; border-bottom: Black 1pt solid&quot;&gt;12 months or more&lt;/td&gt;
      &lt;/tr&gt;
      &lt;tr style=&quot;vertical-align: bottom&quot;&gt;
       &lt;td style=&quot;text-align: center&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;padding-bottom: 1pt&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td colspan=&quot;3&quot; style=&quot;text-align: center; border-bottom: Black 1pt solid&quot;&gt;Fair Value&lt;/td&gt;
       &lt;td style=&quot;padding-bottom: 1pt&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td colspan=&quot;3&quot; style=&quot;text-align: center; border-bottom: Black 1pt solid&quot;&gt;Unrealized&lt;br /&gt; Losses&lt;/td&gt;
       &lt;td style=&quot;padding-bottom: 1pt&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td colspan=&quot;3&quot; style=&quot;text-align: center; border-bottom: Black 1pt solid&quot;&gt;Fair Value&lt;/td&gt;
       &lt;td style=&quot;padding-bottom: 1pt&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td colspan=&quot;3&quot; style=&quot;text-align: center; border-bottom: Black 1pt solid&quot;&gt;Unrealized&lt;br /&gt; Losses&lt;/td&gt;
       &lt;td style=&quot;padding-bottom: 1pt&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td colspan=&quot;3&quot; style=&quot;text-align: center; border-bottom: Black 1pt solid&quot;&gt;Fair Value&lt;/td&gt;
       &lt;td style=&quot;padding-bottom: 1pt&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td colspan=&quot;3&quot; style=&quot;text-align: center; border-bottom: Black 1pt solid&quot;&gt;Unrealized&lt;br /&gt; Losses&lt;/td&gt;
      &lt;/tr&gt;
      &lt;tr style=&quot;vertical-align: bottom&quot;&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;font-style: italic&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td colspan=&quot;19&quot; style=&quot;font-style: italic; text-align: center&quot;&gt;(In thousands)&lt;/td&gt;
      &lt;/tr&gt;
      &lt;tr style=&quot;vertical-align: bottom; background-color: rgb(204,238,255)&quot;&gt;
       &lt;td style=&quot;width: 40%; text-align: left&quot;&gt;Corporate&lt;/td&gt;
       &lt;td style=&quot;width: 1%&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;width: 1%; text-align: left&quot;&gt;$&lt;/td&gt;
       &lt;td style=&quot;width: 7%; text-align: right&quot;&gt;39,287&lt;/td&gt;
       &lt;td style=&quot;width: 1%; text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;width: 1%&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;width: 1%; text-align: left&quot;&gt;$&lt;/td&gt;
       &lt;td style=&quot;width: 7%; text-align: right&quot;&gt;714&lt;/td&gt;
       &lt;td style=&quot;width: 1%; text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;width: 1%&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;width: 1%; text-align: left&quot;&gt;$&lt;/td&gt;
       &lt;td style=&quot;width: 7%; text-align: right&quot;&gt;9,573&lt;/td&gt;
       &lt;td style=&quot;width: 1%; text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;width: 1%&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;width: 1%; text-align: left&quot;&gt;$&lt;/td&gt;
       &lt;td style=&quot;width: 7%; text-align: right&quot;&gt;428&lt;/td&gt;
       &lt;td style=&quot;width: 1%; text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;width: 1%&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;width: 1%; text-align: left&quot;&gt;$&lt;/td&gt;
       &lt;td style=&quot;width: 7%; text-align: right&quot;&gt;29,714&lt;/td&gt;
       &lt;td style=&quot;width: 1%; text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;width: 1%&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;width: 1%; text-align: left&quot;&gt;$&lt;/td&gt;
       &lt;td style=&quot;width: 7%; text-align: right&quot;&gt;286&lt;/td&gt;
       &lt;td style=&quot;width: 1%; text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;/tr&gt;
      &lt;tr style=&quot;vertical-align: bottom; background-color: White&quot;&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;Municipals&lt;/td&gt;
       &lt;td&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: right&quot;&gt;8,810&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: right&quot;&gt;61&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: right&quot;&gt;3,546&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: right&quot;&gt;11&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: right&quot;&gt;5,264&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: right&quot;&gt;50&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;/tr&gt;
      &lt;tr style=&quot;vertical-align: bottom; background-color: rgb(204,238,255)&quot;&gt;
       &lt;td style=&quot;text-align: left; padding-bottom: 1pt&quot;&gt;Other&lt;/td&gt;
       &lt;td style=&quot;padding-bottom: 1pt&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;border-bottom: Black 1pt solid; text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;border-bottom: Black 1pt solid; text-align: right&quot;&gt;292&lt;/td&gt;
       &lt;td style=&quot;border-bottom: Black 1pt solid; text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;padding-bottom: 1pt&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;border-bottom: Black 1pt solid; text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;border-bottom: Black 1pt solid; text-align: right&quot;&gt;8&lt;/td&gt;
       &lt;td style=&quot;border-bottom: Black 1pt solid; text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;padding-bottom: 1pt&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;border-bottom: Black 1pt solid; text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;border-bottom: Black 1pt solid; text-align: right&quot;&gt;-&lt;/td&gt;
       &lt;td style=&quot;border-bottom: Black 1pt solid; text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;padding-bottom: 1pt&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;border-bottom: Black 1pt solid; text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;border-bottom: Black 1pt solid; text-align: right&quot;&gt;-&lt;/td&gt;
       &lt;td style=&quot;border-bottom: Black 1pt solid; text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;padding-bottom: 1pt&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;border-bottom: Black 1pt solid; text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;border-bottom: Black 1pt solid; text-align: right&quot;&gt;292&lt;/td&gt;
       &lt;td style=&quot;border-bottom: Black 1pt solid; text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;padding-bottom: 1pt&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;border-bottom: Black 1pt solid; text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;border-bottom: Black 1pt solid; text-align: right&quot;&gt;8&lt;/td&gt;
       &lt;td style=&quot;border-bottom: Black 1pt solid; text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;/tr&gt;
      &lt;tr style=&quot;vertical-align: bottom; background-color: White&quot;&gt;
       &lt;td style=&quot;text-align: left; padding-bottom: 1pt; padding-left: 10pt&quot;&gt;Total other securities&lt;/td&gt;
       &lt;td style=&quot;padding-bottom: 1pt&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;border-bottom: Black 1pt solid; text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;border-bottom: Black 1pt solid; text-align: right&quot;&gt;48,389&lt;/td&gt;
       &lt;td style=&quot;border-bottom: Black 1pt solid; text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;padding-bottom: 1pt&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;border-bottom: Black 1pt solid; text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;border-bottom: Black 1pt solid; text-align: right&quot;&gt;783&lt;/td&gt;
       &lt;td style=&quot;border-bottom: Black 1pt solid; text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;padding-bottom: 1pt&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;border-bottom: Black 1pt solid; text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;border-bottom: Black 1pt solid; text-align: right&quot;&gt;13,119&lt;/td&gt;
       &lt;td style=&quot;border-bottom: Black 1pt solid; text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;padding-bottom: 1pt&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;border-bottom: Black 1pt solid; text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;border-bottom: Black 1pt solid; text-align: right&quot;&gt;439&lt;/td&gt;
       &lt;td style=&quot;border-bottom: Black 1pt solid; text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;padding-bottom: 1pt&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;border-bottom: Black 1pt solid; text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;border-bottom: Black 1pt solid; text-align: right&quot;&gt;35,270&lt;/td&gt;
       &lt;td style=&quot;border-bottom: Black 1pt solid; text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;padding-bottom: 1pt&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;border-bottom: Black 1pt solid; text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;border-bottom: Black 1pt solid; text-align: right&quot;&gt;344&lt;/td&gt;
       &lt;td style=&quot;border-bottom: Black 1pt solid; text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;/tr&gt;
      &lt;tr style=&quot;vertical-align: bottom; background-color: rgb(204,238,255)&quot;&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: right&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: right&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: right&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: right&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: right&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: right&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;/tr&gt;
      &lt;tr style=&quot;vertical-align: bottom; background-color: White&quot;&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;REMIC and CMO&lt;/td&gt;
       &lt;td&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: right&quot;&gt;216,190&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: right&quot;&gt;4,627&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: right&quot;&gt;77,382&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: right&quot;&gt;399&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: right&quot;&gt;138,808&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: right&quot;&gt;4,228&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;/tr&gt;
      &lt;tr style=&quot;vertical-align: bottom; background-color: rgb(204,238,255)&quot;&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;GNMA&lt;/td&gt;
       &lt;td&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: right&quot;&gt;8,358&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: right&quot;&gt;124&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: right&quot;&gt;-&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: right&quot;&gt;-&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: right&quot;&gt;8,358&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: right&quot;&gt;124&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;/tr&gt;
      &lt;tr style=&quot;vertical-align: bottom; background-color: White&quot;&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;FNMA&lt;/td&gt;
       &lt;td&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: right&quot;&gt;95,148&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: right&quot;&gt;1,717&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: right&quot;&gt;-&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: right&quot;&gt;-&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: right&quot;&gt;95,148&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: right&quot;&gt;1,717&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;/tr&gt;
      &lt;tr style=&quot;vertical-align: bottom; background-color: rgb(204,238,255)&quot;&gt;
       &lt;td style=&quot;text-align: left; padding-bottom: 1pt&quot;&gt;FHLMC&lt;/td&gt;
       &lt;td style=&quot;padding-bottom: 1pt&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;border-bottom: Black 1pt solid; text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;border-bottom: Black 1pt solid; text-align: right&quot;&gt;6,773&lt;/td&gt;
       &lt;td style=&quot;border-bottom: Black 1pt solid; text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;padding-bottom: 1pt&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;border-bottom: Black 1pt solid; text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;border-bottom: Black 1pt solid; text-align: right&quot;&gt;8&lt;/td&gt;
       &lt;td style=&quot;border-bottom: Black 1pt solid; text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;padding-bottom: 1pt&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;border-bottom: Black 1pt solid; text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;border-bottom: Black 1pt solid; text-align: right&quot;&gt;6,773&lt;/td&gt;
       &lt;td style=&quot;border-bottom: Black 1pt solid; text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;padding-bottom: 1pt&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;border-bottom: Black 1pt solid; text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;border-bottom: Black 1pt solid; text-align: right&quot;&gt;8&lt;/td&gt;
       &lt;td style=&quot;border-bottom: Black 1pt solid; text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;padding-bottom: 1pt&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;border-bottom: Black 1pt solid; text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;border-bottom: Black 1pt solid; text-align: right&quot;&gt;-&lt;/td&gt;
       &lt;td style=&quot;border-bottom: Black 1pt solid; text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;padding-bottom: 1pt&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;border-bottom: Black 1pt solid; text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;border-bottom: Black 1pt solid; text-align: right&quot;&gt;-&lt;/td&gt;
       &lt;td style=&quot;border-bottom: Black 1pt solid; text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;/tr&gt;
      &lt;tr style=&quot;vertical-align: bottom; background-color: White&quot;&gt;
       &lt;td style=&quot;text-align: left; padding-bottom: 1pt; padding-left: 10pt&quot;&gt;Total mortgage-backed&amp;nbsp;&amp;nbsp;securities&lt;/td&gt;
       &lt;td style=&quot;padding-bottom: 1pt&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;border-bottom: Black 1pt solid; text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;border-bottom: Black 1pt solid; text-align: right&quot;&gt;326,469&lt;/td&gt;
       &lt;td style=&quot;border-bottom: Black 1pt solid; text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;padding-bottom: 1pt&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;border-bottom: Black 1pt solid; text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;border-bottom: Black 1pt solid; text-align: right&quot;&gt;6,476&lt;/td&gt;
       &lt;td style=&quot;border-bottom: Black 1pt solid; text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;padding-bottom: 1pt&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;border-bottom: Black 1pt solid; text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;border-bottom: Black 1pt solid; text-align: right&quot;&gt;84,155&lt;/td&gt;
       &lt;td style=&quot;border-bottom: Black 1pt solid; text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;padding-bottom: 1pt&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;border-bottom: Black 1pt solid; text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;border-bottom: Black 1pt solid; text-align: right&quot;&gt;407&lt;/td&gt;
       &lt;td style=&quot;border-bottom: Black 1pt solid; text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;padding-bottom: 1pt&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;border-bottom: Black 1pt solid; text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;border-bottom: Black 1pt solid; text-align: right&quot;&gt;242,314&lt;/td&gt;
       &lt;td style=&quot;border-bottom: Black 1pt solid; text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;padding-bottom: 1pt&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;border-bottom: Black 1pt solid; text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;border-bottom: Black 1pt solid; text-align: right&quot;&gt;6,069&lt;/td&gt;
       &lt;td style=&quot;border-bottom: Black 1pt solid; text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;/tr&gt;
      &lt;tr style=&quot;vertical-align: bottom; background-color: rgb(204,238,255)&quot;&gt;
       &lt;td style=&quot;text-align: left; padding-bottom: 2.25pt; padding-left: 10pt&quot;&gt;Total securities available for sale&lt;/td&gt;
       &lt;td style=&quot;padding-bottom: 2.25pt&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;border-bottom: Black 2.25pt double; text-align: left&quot;&gt;$&lt;/td&gt;
       &lt;td style=&quot;border-bottom: Black 2.25pt double; text-align: right&quot;&gt;374,858&lt;/td&gt;
       &lt;td style=&quot;border-bottom: Black 2.25pt double; text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;padding-bottom: 2.25pt&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;border-bottom: Black 2.25pt double; text-align: left&quot;&gt;$&lt;/td&gt;
       &lt;td style=&quot;border-bottom: Black 2.25pt double; text-align: right&quot;&gt;7,259&lt;/td&gt;
       &lt;td style=&quot;border-bottom: Black 2.25pt double; text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;padding-bottom: 2.25pt&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;border-bottom: Black 2.25pt double; text-align: left&quot;&gt;$&lt;/td&gt;
       &lt;td style=&quot;border-bottom: Black 2.25pt double; text-align: right&quot;&gt;97,274&lt;/td&gt;
       &lt;td style=&quot;border-bottom: Black 2.25pt double; text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;padding-bottom: 2.25pt&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;border-bottom: Black 2.25pt double; text-align: left&quot;&gt;$&lt;/td&gt;
       &lt;td style=&quot;border-bottom: Black 2.25pt double; text-align: right&quot;&gt;846&lt;/td&gt;
       &lt;td style=&quot;border-bottom: Black 2.25pt double; text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;padding-bottom: 2.25pt&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;border-bottom: Black 2.25pt double; text-align: left&quot;&gt;$&lt;/td&gt;
       &lt;td style=&quot;border-bottom: Black 2.25pt double; text-align: right&quot;&gt;277,584&lt;/td&gt;
       &lt;td style=&quot;border-bottom: Black 2.25pt double; text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;padding-bottom: 2.25pt&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;border-bottom: Black 2.25pt double; text-align: left&quot;&gt;$&lt;/td&gt;
       &lt;td style=&quot;border-bottom: Black 2.25pt double; text-align: right&quot;&gt;6,413&lt;/td&gt;
       &lt;td style=&quot;border-bottom: Black 2.25pt double; text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;/tr&gt;

    &lt;/table&gt;&lt;br/&gt;&lt;p style=&quot;font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify&quot;&gt;OTTI losses on impaired securities must be fully recognized in earnings if an investor has the intent to sell the debt security or if it is more likely than not that the investor will be required to sell the debt security before recovery of its amortized cost. However, even if an investor does not expect to sell a debt security, the investor must evaluate the expected cash flows to be received and determine if a credit loss has occurred. In the event that a credit loss has occurred, only the amount of impairment associated with the credit loss is recognized in earnings in the Consolidated Statements of Income. Amounts relating to factors other than credit losses are recorded in accumulated other comprehensive income (&amp;#x201c;AOCI&amp;#x201d;) within Stockholders&amp;#x2019; Equity.&lt;/p&gt;&lt;br/&gt;&lt;p style=&quot;font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify&quot;&gt;The Company reviewed each investment that had an unrealized loss at December 31, 2015 and 2014. An unrealized loss exists when the current fair value of an investment is less than its amortized cost basis. Unrealized losses on available for sale securities, that are deemed to be temporary, are recorded in AOCI, net of tax.&lt;/p&gt;&lt;br/&gt;&lt;p style=&quot;font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify&quot;&gt;&lt;b&gt;Corporate Securities:&lt;/b&gt;&lt;/p&gt;&lt;br/&gt;&lt;p style=&quot;font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify&quot;&gt;The unrealized losses in Corporate securities at December 31, 2015 and 2014, consist of losses on 12 and five Corporate securities, respectively. The unrealized losses were caused by movements in interest rates. It is not anticipated that these securities would be settled at a price that is less than the amortized cost of the Company&amp;#x2019;s investment. Each of these securities is performing according to its terms and, in the opinion of management, will continue to perform according to its terms. The Company does not have the intent to sell these securities and it is more likely than not the Company will not be required to sell the securities before recovery of the securities&amp;#x2019; amortized cost basis. This conclusion is based upon considering the Company&amp;#x2019;s cash and working capital requirements and contractual and regulatory obligations, none of which the Company believes would cause the sale of the securities. Therefore, the Company did not consider these investments to be other-than-temporarily impaired at December 31, 2015 and 2014.&lt;/p&gt;&lt;br/&gt;&lt;p style=&quot;font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify&quot;&gt;&lt;b&gt;Collateralized Loan Obligation Securities:&lt;/b&gt;&lt;/p&gt;&lt;br/&gt;&lt;p style=&quot;font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify&quot;&gt;The unrealized losses in Collateralized Loan Obligation (&amp;#x201c;CLO&amp;#x201d;) securities at December 31, 2015, consist of losses on seven securities. The unrealized losses in CLO securities were caused by movements in interest rates. It is not anticipated that these securities would be settled at a price that is less than the amortized cost of the Company&amp;#x2019;s investment. Each of these securities is performing according to its terms and, in the opinion of management, will continue to perform according to its terms. The Company does not have the intent to sell these securities and it is more likely than not the Company will not be required to sell the securities before recovery of the securities&amp;#x2019; amortized cost basis. This conclusion is based upon considering the Company&amp;#x2019;s cash and working capital requirements and contractual and regulatory obligations, none of which the Company believes would cause the sale of the securities. Therefore, the Company did not consider these investments to be other-than-temporarily impaired at December 31, 2015.&lt;/p&gt;&lt;br/&gt;&lt;p style=&quot;font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify&quot;&gt;&lt;b&gt;Municipal Securities:&lt;/b&gt;&lt;/p&gt;&lt;br/&gt;&lt;p style=&quot;font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify&quot;&gt;The unrealized losses in Municipal securities at December 31, 2014, consist of losses on three municipal securities. The unrealized losses were caused by movements in interest rates. It is not anticipated that these securities would be settled at a price that is less than the amortized cost of the Company&amp;#x2019;s investment. Each of these securities is performing according to its terms and, in the opinion of management, will continue to perform according to its terms. The Company does not have the intent to sell these securities and it is more likely than not the Company will not be required to sell the securities before recovery of the securities&amp;#x2019; amortized cost basis. This conclusion is based upon considering the Company&amp;#x2019;s cash and working capital requirements and contractual and regulatory obligations, none of which the Company believes would cause the sale of the securities. Therefore, the Company did not consider these investments to be other-than-temporarily impaired at December 31, 2014.&lt;/p&gt;&lt;br/&gt;&lt;p style=&quot;font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify&quot;&gt;&lt;b&gt;Other Securities:&lt;/b&gt;&lt;/p&gt;&lt;br/&gt;&lt;p style=&quot;font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify&quot;&gt;The unrealized losses in Other securities at December 31, 2015 and 2014, consist of a loss on one single issuer trust preferred security. The unrealized loss on this security was caused by market interest volatility, a significant widening of credit spreads across markets for these securities and illiquidity and uncertainty in the financial markets. This security is currently rated below investment grade. It is not anticipated that this security would be settled at a price that is less than the amortized cost of the Company&amp;#x2019;s investment. This security is performing according to its terms and, in the opinion of management, will continue to perform according to its terms. The Company does not have the intent to sell this security and it is more likely than not the Company will not be required to sell this security before recovery of the security&amp;#x2019;s amortized cost basis. This conclusion is based upon considering the Company&amp;#x2019;s cash and working capital requirements and contractual and regulatory obligations, none of which the Company believes would cause the sale of the security. Therefore, the Company did not consider this investment to be other-than-temporarily impaired at December 31, 2015 and 2014.&lt;/p&gt;&lt;br/&gt;&lt;p style=&quot;font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify&quot;&gt;During the year ended December 31, 2014, three pooled trust preferred securities for which OTTI charges were recorded in previous periods, were sold for proceeds totaling $11.1 million, recording a net loss on sale of $2.3 million.&lt;/p&gt;&lt;br/&gt;&lt;p style=&quot;font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify&quot;&gt;&lt;b&gt;REMIC and CMO:&lt;/b&gt;&lt;/p&gt;&lt;br/&gt;&lt;p style=&quot;font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify&quot;&gt;The unrealized losses in Real Estate Mortgage Investment Conduit (&amp;#x201c;REMIC&amp;#x201d;) and Collateralized Mortgage Obligation (&amp;#x201c;CMO&amp;#x201d;) securities at December 31, 2015 and 2014 consist of six and seven issues, respectively, from the Federal Home Loan Mortgage Corporation (&amp;#x201c;FHLMC&amp;#x201d;), 12 and 14 issues, respectively, from the Federal National Mortgage Association (&amp;#x201c;FNMA&amp;#x201d;), and 15 and eight issues, respectively, from Government National Mortgage Association (&amp;#x201c;GNMA&amp;#x201d;). Additionally, at December 31, 2014 unrealized losses include one private issue.&lt;/p&gt;&lt;br/&gt;&lt;p style=&quot;font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify&quot;&gt;The unrealized losses on the REMIC and CMO securities issued by FHLMC, FNMA, and GNMA and the private issuer were caused by movements in interest rates. It is not anticipated that these securities would be settled at a price that is less than the amortized cost of the Company&amp;#x2019;s investment. Each of these securities is performing according to its terms, and, in the opinion of management, will continue to perform according to its terms. The Company does not have the intent to sell these securities and it is more likely than not the Company will not be required to sell the securities before recovery of the securities amortized cost basis. This conclusion is based upon considering the Company&amp;#x2019;s cash and working capital requirements, and contractual and regulatory obligations, none of which the Company believes would cause the sale of the securities. Therefore, the Company did not consider these investments to be other-than-temporarily impaired at December 31, 2015 and 2014.&lt;/p&gt;&lt;br/&gt;&lt;p style=&quot;font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify&quot;&gt;&lt;b&gt;GNMA:&lt;/b&gt;&lt;/p&gt;&lt;br/&gt;&lt;p style=&quot;font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify&quot;&gt;The unrealized losses in GNMA mortgage-backed securities at December 31, 2015 and 2014 consist of a loss on one security. The unrealized loss was caused by movements in interest rates. It is not anticipated that this security would be settled at a price that is less than the amortized cost of the Company&amp;#x2019;s investment. This security is performing according to its terms and, in the opinion of management, will continue to perform according to its terms. The Company does not have the intent to sell this security and it is more likely than not the Company will not be required to sell the security before recovery of the security&amp;#x2019;s amortized cost basis. This conclusion is based upon considering the Company&amp;#x2019;s cash and working capital requirements and contractual and regulatory obligations, none of which the Company believes would cause the sale of the security. Therefore, the Company did not consider this security to be other-than-temporarily impaired at December 31, 2015 and 2014.&lt;b&gt; &lt;/b&gt;&lt;/p&gt;&lt;br/&gt;&lt;p style=&quot;font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify&quot;&gt;&lt;b&gt;FNMA:&lt;/b&gt;&lt;/p&gt;&lt;br/&gt;&lt;p style=&quot;font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify&quot;&gt;The unrealized losses in FNMA mortgage-backed securities at December 31, 2015 and 2014 consist of losses on 20 and 13 securities, respectively. The unrealized losses were caused by movements in interest rates. It is not anticipated that these securities would be settled at a price that is less than the amortized cost of the Company&amp;#x2019;s investment. Each of these securities is performing according to its terms and, in the opinion of management, will continue to perform according to its terms. The Company does not have the intent to sell these securities and it is more likely than not the Company will not be required to sell the securities before recovery of the securities&amp;#x2019; amortized cost basis. This conclusion is based upon considering the Company&amp;#x2019;s cash and working capital requirements and contractual and regulatory obligations, none of which the Company believes will cause the sale of the securities. Therefore, the Company did not consider these investments to be other-than-temporarily impaired at December 31, 2015 and 2014.&lt;/p&gt;&lt;br/&gt;&lt;p style=&quot;font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify&quot;&gt;&lt;b&gt;FHMLC:&lt;/b&gt;&lt;/p&gt;&lt;br/&gt;&lt;p style=&quot;font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify&quot;&gt;The unrealized losses in FHMLC mortgage-backed securities at December 31, 2015 and 2014 consist of losses on three and one securities, respectively. The unrealized losses were caused by movements in interest rates. It is not anticipated that these securities would be settled at a price that is less than the amortized cost of the Company&amp;#x2019;s investment. Each of these securities is performing according to its terms and, in the opinion of management, will continue to perform according to its terms. The Company does not have the intent to sell these securities and it is more likely than not the Company will not be required to sell the securities before recovery of the securities&amp;#x2019; amortized cost basis. This conclusion is based upon considering the Company&amp;#x2019;s cash and working capital requirements and contractual and regulatory obligations, none of which the Company believes will cause the sale of the securities. Therefore, the Company did not consider these investments to be other-than-temporarily impaired at December 31, 2015 and 2014.&lt;/p&gt;&lt;br/&gt;&lt;p style=&quot;font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify&quot;&gt;Credit related impairment for mortgage-backed securities are determined for each security by estimating losses based on the following set of assumptions: (1) delinquency and foreclosure levels; (2) projected losses at various loss severity levels; and (3) credit enhancement and coverage. Based on these reviews, no OTTI charge was recorded during the years ended December 31, 2015 and 2014. The Company recorded credit related OTTI charges totaling $1.4 million on four private issue CMOs during the year ended December 31, 2013.&lt;/p&gt;&lt;br/&gt;&lt;p style=&quot;font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify&quot;&gt;The private issue CMOs which incurred the above credit related OTTI charges were sold during the year ended December 31, 2013 for proceeds of $18.3 million realizing a loss on sale of $1.7 million.&lt;/p&gt;&lt;br/&gt;&lt;p style=&quot;font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify&quot;&gt;The following table represents the activity related to the credit loss component recognized in earnings on debt securities held by the Company for which a portion of OTTI was recognized in AOCI for the periods indicated:&lt;/p&gt;&lt;br/&gt;&lt;table cellpadding=&quot;0&quot; cellspacing=&quot;0&quot; style=&quot;border-collapse: collapse; width: 100%; font: 10pt Times New Roman, Times, Serif&quot;&gt;

      &lt;tr style=&quot;vertical-align: bottom&quot;&gt;
       &lt;td&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;padding-bottom: 1pt&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td colspan=&quot;11&quot; style=&quot;text-align: center; border-bottom: Black 1pt solid&quot;&gt;For the years ended December 31,&lt;/td&gt;
      &lt;/tr&gt;
      &lt;tr style=&quot;vertical-align: bottom&quot;&gt;
       &lt;td&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;padding-bottom: 1pt&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td colspan=&quot;3&quot; style=&quot;text-align: center; border-bottom: Black 1pt solid&quot;&gt;2015&lt;/td&gt;
       &lt;td style=&quot;padding-bottom: 1pt&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td colspan=&quot;3&quot; style=&quot;text-align: center; border-bottom: Black 1pt solid&quot;&gt;2014&lt;/td&gt;
       &lt;td style=&quot;padding-bottom: 1pt&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td colspan=&quot;3&quot; style=&quot;text-align: center; border-bottom: Black 1pt solid&quot;&gt;2013&lt;/td&gt;
      &lt;/tr&gt;
      &lt;tr style=&quot;vertical-align: bottom&quot;&gt;
       &lt;td&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;font-style: italic&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td colspan=&quot;11&quot; style=&quot;font-style: italic; text-align: center&quot;&gt;(In thousands)&lt;/td&gt;
      &lt;/tr&gt;
      &lt;tr style=&quot;vertical-align: bottom; background-color: rgb(204,238,255)&quot;&gt;
       &lt;td style=&quot;width: 61%; text-align: left&quot;&gt;Beginning balance&lt;/td&gt;
       &lt;td style=&quot;width: 1%&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;width: 1%; text-align: left&quot;&gt;$&lt;/td&gt;
       &lt;td style=&quot;width: 10%; text-align: right&quot;&gt;-&lt;/td&gt;
       &lt;td style=&quot;width: 1%; text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;width: 1%&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;width: 1%; text-align: left&quot;&gt;$&lt;/td&gt;
       &lt;td style=&quot;width: 10%; text-align: right&quot;&gt;3,738&lt;/td&gt;
       &lt;td style=&quot;width: 1%; text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;width: 1%&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;width: 1%; text-align: left&quot;&gt;$&lt;/td&gt;
       &lt;td style=&quot;width: 10%; text-align: right&quot;&gt;6,178&lt;/td&gt;
       &lt;td style=&quot;width: 1%; text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;/tr&gt;
      &lt;tr style=&quot;vertical-align: bottom; background-color: White&quot;&gt;
       &lt;td&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: right&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: right&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: right&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;/tr&gt;
      &lt;tr style=&quot;vertical-align: bottom; background-color: rgb(204,238,255)&quot;&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;Recognition of actual losses&lt;/td&gt;
       &lt;td&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: right&quot;&gt;-&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: right&quot;&gt;-&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: right&quot;&gt;(842&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;)&lt;/td&gt;
      &lt;/tr&gt;
      &lt;tr style=&quot;vertical-align: bottom; background-color: White&quot;&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;OTTI charges due to credit loss recorded in earnings&lt;/td&gt;
       &lt;td&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: right&quot;&gt;-&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: right&quot;&gt;-&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: right&quot;&gt;1,419&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;/tr&gt;
      &lt;tr style=&quot;vertical-align: bottom; background-color: rgb(204,238,255)&quot;&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;Securities sold during the period&lt;/td&gt;
       &lt;td&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: right&quot;&gt;-&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: right&quot;&gt;(3,738&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;)&lt;/td&gt;
       &lt;td&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: right&quot;&gt;(3,017&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;)&lt;/td&gt;
      &lt;/tr&gt;
      &lt;tr style=&quot;vertical-align: bottom; background-color: White&quot;&gt;
       &lt;td style=&quot;text-align: left; padding-bottom: 1pt&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;padding-bottom: 1pt&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;border-bottom: Black 1pt solid; text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;border-bottom: Black 1pt solid; text-align: right&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;border-bottom: Black 1pt solid; text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;padding-bottom: 1pt&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;border-bottom: Black 1pt solid; text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;border-bottom: Black 1pt solid; text-align: right&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;border-bottom: Black 1pt solid; text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;padding-bottom: 1pt&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;border-bottom: Black 1pt solid; text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;border-bottom: Black 1pt solid; text-align: right&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;border-bottom: Black 1pt solid; text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;/tr&gt;
      &lt;tr style=&quot;vertical-align: bottom; background-color: rgb(204,238,255)&quot;&gt;
       &lt;td style=&quot;text-align: left; padding-bottom: 2.25pt&quot;&gt;Ending balance&lt;/td&gt;
       &lt;td style=&quot;padding-bottom: 2.25pt&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;border-bottom: Black 2.25pt double; text-align: left&quot;&gt;$&lt;/td&gt;
       &lt;td style=&quot;border-bottom: Black 2.25pt double; text-align: right&quot;&gt;-&lt;/td&gt;
       &lt;td style=&quot;border-bottom: Black 2.25pt double; text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;padding-bottom: 2.25pt&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;border-bottom: Black 2.25pt double; text-align: left&quot;&gt;$&lt;/td&gt;
       &lt;td style=&quot;border-bottom: Black 2.25pt double; text-align: right&quot;&gt;-&lt;/td&gt;
       &lt;td style=&quot;border-bottom: Black 2.25pt double; text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;padding-bottom: 2.25pt&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;border-bottom: Black 2.25pt double; text-align: left&quot;&gt;$&lt;/td&gt;
       &lt;td style=&quot;border-bottom: Black 2.25pt double; text-align: right&quot;&gt;3,738&lt;/td&gt;
       &lt;td style=&quot;border-bottom: Black 2.25pt double; text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;/tr&gt;

    &lt;/table&gt;&lt;br/&gt;&lt;p style=&quot;font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify&quot;&gt;The following table represents the gross gains and gross losses realized from the sale of securities available for sale for the periods indicated:&lt;/p&gt;&lt;br/&gt;&lt;table cellpadding=&quot;0&quot; cellspacing=&quot;0&quot; style=&quot;border-collapse: collapse; width: 100%; font: 10pt Times New Roman, Times, Serif&quot;&gt;

      &lt;tr style=&quot;vertical-align: bottom&quot;&gt;
       &lt;td&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;padding-bottom: 1pt&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td colspan=&quot;11&quot; style=&quot;text-align: center; border-bottom: Black 1pt solid&quot;&gt;For the years ended&lt;br /&gt; December 31,&lt;/td&gt;
      &lt;/tr&gt;
      &lt;tr style=&quot;vertical-align: bottom&quot;&gt;
       &lt;td&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;padding-bottom: 1pt&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td colspan=&quot;3&quot; style=&quot;text-align: center; border-bottom: Black 1pt solid&quot;&gt;2015&lt;/td&gt;
       &lt;td style=&quot;padding-bottom: 1pt&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td colspan=&quot;3&quot; style=&quot;text-align: center; border-bottom: Black 1pt solid&quot;&gt;2014&lt;/td&gt;
       &lt;td style=&quot;padding-bottom: 1pt&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td colspan=&quot;3&quot; style=&quot;text-align: center; border-bottom: Black 1pt solid&quot;&gt;2013&lt;/td&gt;
      &lt;/tr&gt;
      &lt;tr style=&quot;vertical-align: bottom&quot;&gt;
       &lt;td&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;font-style: italic&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td colspan=&quot;11&quot; style=&quot;font-style: italic; text-align: center&quot;&gt;(In thousands)&lt;/td&gt;
      &lt;/tr&gt;
      &lt;tr style=&quot;vertical-align: bottom; background-color: rgb(204,238,255)&quot;&gt;
       &lt;td style=&quot;width: 61%; text-align: left&quot;&gt;Gross gains from the sale of securities&lt;/td&gt;
       &lt;td style=&quot;width: 1%&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;width: 1%; text-align: left&quot;&gt;$&lt;/td&gt;
       &lt;td style=&quot;width: 10%; text-align: right&quot;&gt;2,899&lt;/td&gt;
       &lt;td style=&quot;width: 1%; text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;width: 1%&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;width: 1%; text-align: left&quot;&gt;$&lt;/td&gt;
       &lt;td style=&quot;width: 10%; text-align: right&quot;&gt;5,247&lt;/td&gt;
       &lt;td style=&quot;width: 1%; text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;width: 1%&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;width: 1%; text-align: left&quot;&gt;$&lt;/td&gt;
       &lt;td style=&quot;width: 10%; text-align: right&quot;&gt;5,222&lt;/td&gt;
       &lt;td style=&quot;width: 1%; text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;/tr&gt;
      &lt;tr style=&quot;vertical-align: bottom; background-color: White&quot;&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;Gross losses from the sale of securities&lt;/td&gt;
       &lt;td&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: right&quot;&gt;(2,732&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;)&lt;/td&gt;
       &lt;td&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: right&quot;&gt;(2,372&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;)&lt;/td&gt;
       &lt;td&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: right&quot;&gt;(2,201&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;)&lt;/td&gt;
      &lt;/tr&gt;
      &lt;tr style=&quot;vertical-align: bottom; background-color: rgb(204,238,255)&quot;&gt;
       &lt;td style=&quot;text-align: left; padding-bottom: 1pt&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;padding-bottom: 1pt&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;border-bottom: Black 1pt solid; text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;border-bottom: Black 1pt solid; text-align: right&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;border-bottom: Black 1pt solid; text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;padding-bottom: 1pt&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;border-bottom: Black 1pt solid; text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;border-bottom: Black 1pt solid; text-align: right&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;border-bottom: Black 1pt solid; text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;padding-bottom: 1pt&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;border-bottom: Black 1pt solid; text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;border-bottom: Black 1pt solid; text-align: right&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;border-bottom: Black 1pt solid; text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;/tr&gt;
      &lt;tr style=&quot;vertical-align: bottom; background-color: White&quot;&gt;
       &lt;td style=&quot;text-align: left; padding-bottom: 2.25pt&quot;&gt;Net gains from the sale of securities&lt;/td&gt;
       &lt;td style=&quot;padding-bottom: 2.25pt&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;border-bottom: Black 2.25pt double; text-align: left&quot;&gt;$&lt;/td&gt;
       &lt;td style=&quot;border-bottom: Black 2.25pt double; text-align: right&quot;&gt;167&lt;/td&gt;
       &lt;td style=&quot;border-bottom: Black 2.25pt double; text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;padding-bottom: 2.25pt&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;border-bottom: Black 2.25pt double; text-align: left&quot;&gt;$&lt;/td&gt;
       &lt;td style=&quot;border-bottom: Black 2.25pt double; text-align: right&quot;&gt;2,875&lt;/td&gt;
       &lt;td style=&quot;border-bottom: Black 2.25pt double; text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;padding-bottom: 2.25pt&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;border-bottom: Black 2.25pt double; text-align: left&quot;&gt;$&lt;/td&gt;
       &lt;td style=&quot;border-bottom: Black 2.25pt double; text-align: right&quot;&gt;3,021&lt;/td&gt;
       &lt;td style=&quot;border-bottom: Black 2.25pt double; text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;/tr&gt;

    &lt;/table&gt;&lt;br/&gt;&lt;p style=&quot;font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify&quot;&gt;Included in &amp;#x201c;Other assets&amp;#x201d; within our Consolidated Statements of Financial Condition are amounts held in a rabbi trust for certain non-qualified deferred compensation plans totaling $14.8 million and $14.0 million at December 31, 2015 and 2014, respectively.&lt;/p&gt;&lt;br/&gt;</us-gaap:InvestmentsInDebtAndMarketableEquitySecuritiesAndCertainTradingAssetsDisclosureTextBlock>
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       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;padding-bottom: 1pt&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td colspan=&quot;3&quot; style=&quot;text-align: center; border-bottom: Black 1pt solid&quot;&gt;Amortized&lt;br /&gt; Cost&lt;/td&gt;
       &lt;td style=&quot;padding-bottom: 1pt&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td colspan=&quot;3&quot; style=&quot;text-align: center; border-bottom: Black 1pt solid&quot;&gt;Fair Value&lt;/td&gt;
       &lt;td style=&quot;padding-bottom: 1pt&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td colspan=&quot;3&quot; style=&quot;text-align: center; border-bottom: Black 1pt solid&quot;&gt;Gross &lt;br /&gt; Unrealized&lt;br /&gt; Gains&lt;/td&gt;
       &lt;td style=&quot;padding-bottom: 1pt&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td colspan=&quot;3&quot; style=&quot;text-align: center; border-bottom: Black 1pt solid&quot;&gt;Gross&lt;br /&gt; Unrealized&lt;br /&gt; Losses&lt;/td&gt;
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      &lt;tr style=&quot;vertical-align: bottom&quot;&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;font-style: italic&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td colspan=&quot;15&quot; style=&quot;font-style: italic; text-align: center&quot;&gt;(In thousands)&lt;/td&gt;
      &lt;/tr&gt;
      &lt;tr style=&quot;vertical-align: bottom; background-color: rgb(204,238,255)&quot;&gt;
       &lt;td style=&quot;font-weight: bold; text-align: left&quot;&gt;Securites held-to-maturity:&lt;/td&gt;
       &lt;td style=&quot;font-style: italic&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;font-style: italic; text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;font-style: italic; text-align: right&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;font-style: italic; text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;font-style: italic&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;font-style: italic; text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;font-style: italic; text-align: right&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;font-style: italic; text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;font-style: italic&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;font-style: italic; text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;font-style: italic; text-align: right&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;font-style: italic; text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;font-style: italic&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;font-style: italic; text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;font-style: italic; text-align: right&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;font-style: italic; text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;/tr&gt;
      &lt;tr style=&quot;vertical-align: bottom; background-color: White&quot;&gt;
       &lt;td style=&quot;width: 48%; text-align: left&quot;&gt;Municipals&lt;/td&gt;
       &lt;td style=&quot;width: 1%&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;width: 1%; text-align: left&quot;&gt;$&lt;/td&gt;
       &lt;td style=&quot;width: 10%; text-align: right&quot;&gt;6,180&lt;/td&gt;
       &lt;td style=&quot;width: 1%; text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;width: 1%&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;width: 1%; text-align: left&quot;&gt;$&lt;/td&gt;
       &lt;td style=&quot;width: 10%; text-align: right&quot;&gt;6,180&lt;/td&gt;
       &lt;td style=&quot;width: 1%; text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;width: 1%&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;width: 1%; text-align: left&quot;&gt;$&lt;/td&gt;
       &lt;td style=&quot;width: 10%; text-align: right&quot;&gt;-&lt;/td&gt;
       &lt;td style=&quot;width: 1%; text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;width: 1%&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;width: 1%; text-align: left&quot;&gt;$&lt;/td&gt;
       &lt;td style=&quot;width: 10%; text-align: right&quot;&gt;-&lt;/td&gt;
       &lt;td style=&quot;width: 1%; text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;/tr&gt;
      &lt;tr style=&quot;vertical-align: bottom; background-color: rgb(204,238,255)&quot;&gt;
       &lt;td style=&quot;text-align: left; padding-bottom: 1pt&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;padding-bottom: 1pt&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;border-bottom: Black 1pt solid; text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;border-bottom: Black 1pt solid; text-align: right&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;border-bottom: Black 1pt solid; text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;padding-bottom: 1pt&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;border-bottom: Black 1pt solid; text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;border-bottom: Black 1pt solid; text-align: right&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;border-bottom: Black 1pt solid; text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;padding-bottom: 1pt&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;border-bottom: Black 1pt solid; text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;border-bottom: Black 1pt solid; text-align: right&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;border-bottom: Black 1pt solid; text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;padding-bottom: 1pt&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;border-bottom: Black 1pt solid; text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;border-bottom: Black 1pt solid; text-align: right&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;border-bottom: Black 1pt solid; text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;/tr&gt;
      &lt;tr style=&quot;vertical-align: bottom; background-color: White&quot;&gt;
       &lt;td style=&quot;text-align: left; padding-bottom: 2.25pt; padding-left: 20pt&quot;&gt;Total&lt;/td&gt;
       &lt;td style=&quot;padding-bottom: 2.25pt&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;border-bottom: Black 2.25pt double; text-align: left&quot;&gt;$&lt;/td&gt;
       &lt;td style=&quot;border-bottom: Black 2.25pt double; text-align: right&quot;&gt;6,180&lt;/td&gt;
       &lt;td style=&quot;border-bottom: Black 2.25pt double; text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;padding-bottom: 2.25pt&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;border-bottom: Black 2.25pt double; text-align: left&quot;&gt;$&lt;/td&gt;
       &lt;td style=&quot;border-bottom: Black 2.25pt double; text-align: right&quot;&gt;6,180&lt;/td&gt;
       &lt;td style=&quot;border-bottom: Black 2.25pt double; text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;padding-bottom: 2.25pt&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;border-bottom: Black 2.25pt double; text-align: left&quot;&gt;$&lt;/td&gt;
       &lt;td style=&quot;border-bottom: Black 2.25pt double; text-align: right&quot;&gt;-&lt;/td&gt;
       &lt;td style=&quot;border-bottom: Black 2.25pt double; text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;padding-bottom: 2.25pt&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;border-bottom: Black 2.25pt double; text-align: left&quot;&gt;$&lt;/td&gt;
       &lt;td style=&quot;border-bottom: Black 2.25pt double; text-align: right&quot;&gt;-&lt;/td&gt;
       &lt;td style=&quot;border-bottom: Black 2.25pt double; text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;/tr&gt;

    &lt;/table&gt;&lt;table cellpadding=&quot;0&quot; cellspacing=&quot;0&quot; style=&quot;border-collapse: collapse; width: 100%; font: 10pt Times New Roman, Times, Serif&quot;&gt;

      &lt;tr style=&quot;vertical-align: bottom&quot;&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;padding-bottom: 1pt&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td colspan=&quot;3&quot; style=&quot;text-align: center; border-bottom: Black 1pt solid&quot;&gt;Amortized&lt;br /&gt; Cost&lt;/td&gt;
       &lt;td style=&quot;padding-bottom: 1pt&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td colspan=&quot;3&quot; style=&quot;text-align: center; border-bottom: Black 1pt solid&quot;&gt;Fair Value&lt;/td&gt;
       &lt;td style=&quot;padding-bottom: 1pt&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td colspan=&quot;3&quot; style=&quot;text-align: center; border-bottom: Black 1pt solid&quot;&gt;Gross &lt;br /&gt; Unrealized&lt;br /&gt; Gains&lt;/td&gt;
       &lt;td style=&quot;padding-bottom: 1pt&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td colspan=&quot;3&quot; style=&quot;text-align: center; border-bottom: Black 1pt solid&quot;&gt;Gross &lt;br /&gt; Unrealized&lt;br /&gt; Losses&lt;/td&gt;
      &lt;/tr&gt;
      &lt;tr style=&quot;vertical-align: bottom&quot;&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;font-style: italic&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td colspan=&quot;15&quot; style=&quot;font-style: italic; text-align: center&quot;&gt;(In thousands)&lt;/td&gt;
      &lt;/tr&gt;
      &lt;tr style=&quot;vertical-align: bottom; background-color: rgb(204,238,255)&quot;&gt;
       &lt;td style=&quot;width: 48%; text-align: left&quot;&gt;Corporate&lt;/td&gt;
       &lt;td style=&quot;width: 1%&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;width: 1%; text-align: left&quot;&gt;$&lt;/td&gt;
       &lt;td style=&quot;width: 10%; text-align: right&quot;&gt;115,976&lt;/td&gt;
       &lt;td style=&quot;width: 1%; text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;width: 1%&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;width: 1%; text-align: left&quot;&gt;$&lt;/td&gt;
       &lt;td style=&quot;width: 10%; text-align: right&quot;&gt;111,674&lt;/td&gt;
       &lt;td style=&quot;width: 1%; text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;width: 1%&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;width: 1%; text-align: left&quot;&gt;$&lt;/td&gt;
       &lt;td style=&quot;width: 10%; text-align: right&quot;&gt;134&lt;/td&gt;
       &lt;td style=&quot;width: 1%; text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;width: 1%&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;width: 1%; text-align: left&quot;&gt;$&lt;/td&gt;
       &lt;td style=&quot;width: 10%; text-align: right&quot;&gt;4,436&lt;/td&gt;
       &lt;td style=&quot;width: 1%; text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;/tr&gt;
      &lt;tr style=&quot;vertical-align: bottom; background-color: White&quot;&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;Municipals&lt;/td&gt;
       &lt;td&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: right&quot;&gt;127,696&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: right&quot;&gt;131,583&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: right&quot;&gt;3,887&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: right&quot;&gt;-&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;/tr&gt;
      &lt;tr style=&quot;vertical-align: bottom; background-color: rgb(204,238,255)&quot;&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;Mutual funds&lt;/td&gt;
       &lt;td&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: right&quot;&gt;21,290&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: right&quot;&gt;21,290&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: right&quot;&gt;-&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: right&quot;&gt;-&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;/tr&gt;
      &lt;tr style=&quot;vertical-align: bottom; background-color: White&quot;&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;Collateralized loan obligations&lt;/td&gt;
       &lt;td&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: right&quot;&gt;53,225&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: right&quot;&gt;52,898&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: right&quot;&gt;-&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: right&quot;&gt;327&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;/tr&gt;
      &lt;tr style=&quot;vertical-align: bottom; background-color: rgb(204,238,255)&quot;&gt;
       &lt;td style=&quot;text-align: left; padding-bottom: 1pt&quot;&gt;Other&lt;/td&gt;
       &lt;td style=&quot;padding-bottom: 1pt&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;border-bottom: Black 1pt solid; text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;border-bottom: Black 1pt solid; text-align: right&quot;&gt;7,214&lt;/td&gt;
       &lt;td style=&quot;border-bottom: Black 1pt solid; text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;padding-bottom: 1pt&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;border-bottom: Black 1pt solid; text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;border-bottom: Black 1pt solid; text-align: right&quot;&gt;7,212&lt;/td&gt;
       &lt;td style=&quot;border-bottom: Black 1pt solid; text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;padding-bottom: 1pt&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;border-bottom: Black 1pt solid; text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;border-bottom: Black 1pt solid; text-align: right&quot;&gt;-&lt;/td&gt;
       &lt;td style=&quot;border-bottom: Black 1pt solid; text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;padding-bottom: 1pt&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;border-bottom: Black 1pt solid; text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;border-bottom: Black 1pt solid; text-align: right&quot;&gt;2&lt;/td&gt;
       &lt;td style=&quot;border-bottom: Black 1pt solid; text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;/tr&gt;
      &lt;tr style=&quot;vertical-align: bottom; background-color: White&quot;&gt;
       &lt;td style=&quot;text-align: left; padding-bottom: 1pt; padding-left: 10pt&quot;&gt;Total other securities&lt;/td&gt;
       &lt;td style=&quot;padding-bottom: 1pt&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;border-bottom: Black 1pt solid; text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;border-bottom: Black 1pt solid; text-align: right&quot;&gt;325,401&lt;/td&gt;
       &lt;td style=&quot;border-bottom: Black 1pt solid; text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;padding-bottom: 1pt&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;border-bottom: Black 1pt solid; text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;border-bottom: Black 1pt solid; text-align: right&quot;&gt;324,657&lt;/td&gt;
       &lt;td style=&quot;border-bottom: Black 1pt solid; text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;padding-bottom: 1pt&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;border-bottom: Black 1pt solid; text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;border-bottom: Black 1pt solid; text-align: right&quot;&gt;4,021&lt;/td&gt;
       &lt;td style=&quot;border-bottom: Black 1pt solid; text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;padding-bottom: 1pt&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;border-bottom: Black 1pt solid; text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;border-bottom: Black 1pt solid; text-align: right&quot;&gt;4,765&lt;/td&gt;
       &lt;td style=&quot;border-bottom: Black 1pt solid; text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;/tr&gt;
      &lt;tr style=&quot;vertical-align: bottom; background-color: rgb(204,238,255)&quot;&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;REMIC and CMO&lt;/td&gt;
       &lt;td&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: right&quot;&gt;469,987&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: right&quot;&gt;469,936&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: right&quot;&gt;3,096&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: right&quot;&gt;3,147&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;/tr&gt;
      &lt;tr style=&quot;vertical-align: bottom; background-color: White&quot;&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;GNMA&lt;/td&gt;
       &lt;td&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: right&quot;&gt;11,635&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: right&quot;&gt;11,798&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: right&quot;&gt;302&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: right&quot;&gt;139&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;/tr&gt;
      &lt;tr style=&quot;vertical-align: bottom; background-color: rgb(204,238,255)&quot;&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;FNMA&lt;/td&gt;
       &lt;td&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: right&quot;&gt;170,327&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: right&quot;&gt;170,057&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: right&quot;&gt;1,492&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: right&quot;&gt;1,762&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;/tr&gt;
      &lt;tr style=&quot;vertical-align: bottom; background-color: White&quot;&gt;
       &lt;td style=&quot;text-align: left; padding-bottom: 1pt&quot;&gt;FHLMC&lt;/td&gt;
       &lt;td style=&quot;padding-bottom: 1pt&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;border-bottom: Black 1pt solid; text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;border-bottom: Black 1pt solid; text-align: right&quot;&gt;16,961&lt;/td&gt;
       &lt;td style=&quot;border-bottom: Black 1pt solid; text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;padding-bottom: 1pt&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;border-bottom: Black 1pt solid; text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;border-bottom: Black 1pt solid; text-align: right&quot;&gt;16,949&lt;/td&gt;
       &lt;td style=&quot;border-bottom: Black 1pt solid; text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;padding-bottom: 1pt&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;border-bottom: Black 1pt solid; text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;border-bottom: Black 1pt solid; text-align: right&quot;&gt;87&lt;/td&gt;
       &lt;td style=&quot;border-bottom: Black 1pt solid; text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;padding-bottom: 1pt&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;border-bottom: Black 1pt solid; text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;border-bottom: Black 1pt solid; text-align: right&quot;&gt;99&lt;/td&gt;
       &lt;td style=&quot;border-bottom: Black 1pt solid; text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;/tr&gt;
      &lt;tr style=&quot;vertical-align: bottom; background-color: rgb(204,238,255)&quot;&gt;
       &lt;td style=&quot;text-align: left; padding-bottom: 1pt; padding-left: 10pt&quot;&gt;Total mortgage-backed securities&lt;/td&gt;
       &lt;td style=&quot;padding-bottom: 1pt&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;border-bottom: Black 1pt solid; text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;border-bottom: Black 1pt solid; text-align: right&quot;&gt;668,910&lt;/td&gt;
       &lt;td style=&quot;border-bottom: Black 1pt solid; text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;padding-bottom: 1pt&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;border-bottom: Black 1pt solid; text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;border-bottom: Black 1pt solid; text-align: right&quot;&gt;668,740&lt;/td&gt;
       &lt;td style=&quot;border-bottom: Black 1pt solid; text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;padding-bottom: 1pt&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;border-bottom: Black 1pt solid; text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;border-bottom: Black 1pt solid; text-align: right&quot;&gt;4,977&lt;/td&gt;
       &lt;td style=&quot;border-bottom: Black 1pt solid; text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;padding-bottom: 1pt&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;border-bottom: Black 1pt solid; text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;border-bottom: Black 1pt solid; text-align: right&quot;&gt;5,147&lt;/td&gt;
       &lt;td style=&quot;border-bottom: Black 1pt solid; text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;/tr&gt;
      &lt;tr style=&quot;vertical-align: bottom; background-color: White&quot;&gt;
       &lt;td style=&quot;text-align: left; padding-bottom: 2.25pt; padding-left: 10pt&quot;&gt;Total securities available for sale&lt;/td&gt;
       &lt;td style=&quot;padding-bottom: 2.25pt&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;border-bottom: Black 2.25pt double; text-align: left&quot;&gt;$&lt;/td&gt;
       &lt;td style=&quot;border-bottom: Black 2.25pt double; text-align: right&quot;&gt;994,311&lt;/td&gt;
       &lt;td style=&quot;border-bottom: Black 2.25pt double; text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;padding-bottom: 2.25pt&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;border-bottom: Black 2.25pt double; text-align: left&quot;&gt;$&lt;/td&gt;
       &lt;td style=&quot;border-bottom: Black 2.25pt double; text-align: right&quot;&gt;993,397&lt;/td&gt;
       &lt;td style=&quot;border-bottom: Black 2.25pt double; text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;padding-bottom: 2.25pt&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;border-bottom: Black 2.25pt double; text-align: left&quot;&gt;$&lt;/td&gt;
       &lt;td style=&quot;border-bottom: Black 2.25pt double; text-align: right&quot;&gt;8,998&lt;/td&gt;
       &lt;td style=&quot;border-bottom: Black 2.25pt double; text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;padding-bottom: 2.25pt&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;border-bottom: Black 2.25pt double; text-align: left&quot;&gt;$&lt;/td&gt;
       &lt;td style=&quot;border-bottom: Black 2.25pt double; text-align: right&quot;&gt;9,912&lt;/td&gt;
       &lt;td style=&quot;border-bottom: Black 2.25pt double; text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;/tr&gt;

    &lt;/table&gt;&lt;table cellpadding=&quot;0&quot; cellspacing=&quot;0&quot; style=&quot;border-collapse: collapse; width: 100%; font: 10pt Times New Roman, Times, Serif&quot;&gt;

      &lt;tr style=&quot;vertical-align: bottom&quot;&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;padding-bottom: 1pt&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td colspan=&quot;3&quot; style=&quot;text-align: center; border-bottom: Black 1pt solid&quot;&gt;Amortized&lt;br /&gt; Cost&lt;/td&gt;
       &lt;td style=&quot;padding-bottom: 1pt&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td colspan=&quot;3&quot; style=&quot;text-align: center; border-bottom: Black 1pt solid&quot;&gt;Fair Value&lt;/td&gt;
       &lt;td style=&quot;padding-bottom: 1pt&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td colspan=&quot;3&quot; style=&quot;text-align: center; border-bottom: Black 1pt solid&quot;&gt;Gross &lt;br /&gt; Unrealized&lt;br /&gt; Gains&lt;/td&gt;
       &lt;td style=&quot;padding-bottom: 1pt&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td colspan=&quot;3&quot; style=&quot;text-align: center; border-bottom: Black 1pt solid&quot;&gt;Gross &lt;br /&gt; Unrealized&lt;br /&gt; Losses&lt;/td&gt;
      &lt;/tr&gt;
      &lt;tr style=&quot;vertical-align: bottom&quot;&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;font-style: italic&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td colspan=&quot;11&quot; style=&quot;font-style: italic; text-align: center&quot;&gt;(In thousands)&lt;/td&gt;
      &lt;/tr&gt;
      &lt;tr style=&quot;vertical-align: bottom; background-color: rgb(204,238,255)&quot;&gt;
       &lt;td style=&quot;width: 48%; text-align: left&quot;&gt;Corporate&lt;/td&gt;
       &lt;td style=&quot;width: 1%&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;width: 1%; text-align: left&quot;&gt;$&lt;/td&gt;
       &lt;td style=&quot;width: 10%; text-align: right&quot;&gt;90,719&lt;/td&gt;
       &lt;td style=&quot;width: 1%; text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;width: 1%&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;width: 1%; text-align: left&quot;&gt;$&lt;/td&gt;
       &lt;td style=&quot;width: 10%; text-align: right&quot;&gt;91,273&lt;/td&gt;
       &lt;td style=&quot;width: 1%; text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;width: 1%&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;width: 1%; text-align: left&quot;&gt;$&lt;/td&gt;
       &lt;td style=&quot;width: 10%; text-align: right&quot;&gt;1,268&lt;/td&gt;
       &lt;td style=&quot;width: 1%; text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;width: 1%&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;width: 1%; text-align: left&quot;&gt;$&lt;/td&gt;
       &lt;td style=&quot;width: 10%; text-align: right&quot;&gt;714&lt;/td&gt;
       &lt;td style=&quot;width: 1%; text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;/tr&gt;
      &lt;tr style=&quot;vertical-align: bottom; background-color: White&quot;&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;Municipals&lt;/td&gt;
       &lt;td&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: right&quot;&gt;145,864&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: right&quot;&gt;148,896&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: right&quot;&gt;3,093&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: right&quot;&gt;61&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;/tr&gt;
      &lt;tr style=&quot;vertical-align: bottom; background-color: rgb(204,238,255)&quot;&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;Mutual funds&lt;/td&gt;
       &lt;td&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: right&quot;&gt;21,118&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: right&quot;&gt;21,118&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: right&quot;&gt;-&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: right&quot;&gt;-&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;/tr&gt;
      &lt;tr style=&quot;vertical-align: bottom; background-color: White&quot;&gt;
       &lt;td style=&quot;text-align: left; padding-bottom: 1pt&quot;&gt;Other&lt;/td&gt;
       &lt;td style=&quot;padding-bottom: 1pt&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;border-bottom: Black 1pt solid; text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;border-bottom: Black 1pt solid; text-align: right&quot;&gt;7,098&lt;/td&gt;
       &lt;td style=&quot;border-bottom: Black 1pt solid; text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;padding-bottom: 1pt&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;border-bottom: Black 1pt solid; text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;border-bottom: Black 1pt solid; text-align: right&quot;&gt;7,090&lt;/td&gt;
       &lt;td style=&quot;border-bottom: Black 1pt solid; text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;padding-bottom: 1pt&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;border-bottom: Black 1pt solid; text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;border-bottom: Black 1pt solid; text-align: right&quot;&gt;-&lt;/td&gt;
       &lt;td style=&quot;border-bottom: Black 1pt solid; text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;padding-bottom: 1pt&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;border-bottom: Black 1pt solid; text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;border-bottom: Black 1pt solid; text-align: right&quot;&gt;8&lt;/td&gt;
       &lt;td style=&quot;border-bottom: Black 1pt solid; text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;/tr&gt;
      &lt;tr style=&quot;vertical-align: bottom; background-color: rgb(204,238,255)&quot;&gt;
       &lt;td style=&quot;text-align: left; padding-bottom: 1pt; padding-left: 10pt&quot;&gt;Total other securities&lt;/td&gt;
       &lt;td style=&quot;padding-bottom: 1pt&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;border-bottom: Black 1pt solid; text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;border-bottom: Black 1pt solid; text-align: right&quot;&gt;264,799&lt;/td&gt;
       &lt;td style=&quot;border-bottom: Black 1pt solid; text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;padding-bottom: 1pt&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;border-bottom: Black 1pt solid; text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;border-bottom: Black 1pt solid; text-align: right&quot;&gt;268,377&lt;/td&gt;
       &lt;td style=&quot;border-bottom: Black 1pt solid; text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;padding-bottom: 1pt&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;border-bottom: Black 1pt solid; text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;border-bottom: Black 1pt solid; text-align: right&quot;&gt;4,361&lt;/td&gt;
       &lt;td style=&quot;border-bottom: Black 1pt solid; text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;padding-bottom: 1pt&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;border-bottom: Black 1pt solid; text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;border-bottom: Black 1pt solid; text-align: right&quot;&gt;783&lt;/td&gt;
       &lt;td style=&quot;border-bottom: Black 1pt solid; text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;/tr&gt;
      &lt;tr style=&quot;vertical-align: bottom; background-color: White&quot;&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;REMIC and CMO&lt;/td&gt;
       &lt;td&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: right&quot;&gt;504,207&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: right&quot;&gt;505,768&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: right&quot;&gt;6,188&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: right&quot;&gt;4,627&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;/tr&gt;
      &lt;tr style=&quot;vertical-align: bottom; background-color: rgb(204,238,255)&quot;&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;GNMA&lt;/td&gt;
       &lt;td&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: right&quot;&gt;13,862&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: right&quot;&gt;14,159&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: right&quot;&gt;421&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: right&quot;&gt;124&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;/tr&gt;
      &lt;tr style=&quot;vertical-align: bottom; background-color: White&quot;&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;FNMA&lt;/td&gt;
       &lt;td&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: right&quot;&gt;169,956&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: right&quot;&gt;170,367&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: right&quot;&gt;2,128&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: right&quot;&gt;1,717&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;/tr&gt;
      &lt;tr style=&quot;vertical-align: bottom; background-color: rgb(204,238,255)&quot;&gt;
       &lt;td style=&quot;text-align: left; padding-bottom: 1pt&quot;&gt;FHLMC&lt;/td&gt;
       &lt;td style=&quot;padding-bottom: 1pt&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;border-bottom: Black 1pt solid; text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;border-bottom: Black 1pt solid; text-align: right&quot;&gt;14,505&lt;/td&gt;
       &lt;td style=&quot;border-bottom: Black 1pt solid; text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;padding-bottom: 1pt&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;border-bottom: Black 1pt solid; text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;border-bottom: Black 1pt solid; text-align: right&quot;&gt;14,639&lt;/td&gt;
       &lt;td style=&quot;border-bottom: Black 1pt solid; text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;padding-bottom: 1pt&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;border-bottom: Black 1pt solid; text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;border-bottom: Black 1pt solid; text-align: right&quot;&gt;142&lt;/td&gt;
       &lt;td style=&quot;border-bottom: Black 1pt solid; text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;padding-bottom: 1pt&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;border-bottom: Black 1pt solid; text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;border-bottom: Black 1pt solid; text-align: right&quot;&gt;8&lt;/td&gt;
       &lt;td style=&quot;border-bottom: Black 1pt solid; text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;/tr&gt;
      &lt;tr style=&quot;vertical-align: bottom; background-color: White&quot;&gt;
       &lt;td style=&quot;text-align: left; padding-bottom: 1pt; padding-left: 10pt&quot;&gt;Total mortgage-backed securities&lt;/td&gt;
       &lt;td style=&quot;padding-bottom: 1pt&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;border-bottom: Black 1pt solid; text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;border-bottom: Black 1pt solid; text-align: right&quot;&gt;702,530&lt;/td&gt;
       &lt;td style=&quot;border-bottom: Black 1pt solid; text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;padding-bottom: 1pt&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;border-bottom: Black 1pt solid; text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;border-bottom: Black 1pt solid; text-align: right&quot;&gt;704,933&lt;/td&gt;
       &lt;td style=&quot;border-bottom: Black 1pt solid; text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;padding-bottom: 1pt&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;border-bottom: Black 1pt solid; text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;border-bottom: Black 1pt solid; text-align: right&quot;&gt;8,879&lt;/td&gt;
       &lt;td style=&quot;border-bottom: Black 1pt solid; text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;padding-bottom: 1pt&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;border-bottom: Black 1pt solid; text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;border-bottom: Black 1pt solid; text-align: right&quot;&gt;6,476&lt;/td&gt;
       &lt;td style=&quot;border-bottom: Black 1pt solid; text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;/tr&gt;
      &lt;tr style=&quot;vertical-align: bottom; background-color: rgb(204,238,255)&quot;&gt;
       &lt;td style=&quot;text-align: left; padding-bottom: 2.25pt; padding-left: 10pt&quot;&gt;Total securities available for sale&lt;/td&gt;
       &lt;td style=&quot;padding-bottom: 2.25pt&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;border-bottom: Black 2.25pt double; text-align: left&quot;&gt;$&lt;/td&gt;
       &lt;td style=&quot;border-bottom: Black 2.25pt double; text-align: right&quot;&gt;967,329&lt;/td&gt;
       &lt;td style=&quot;border-bottom: Black 2.25pt double; text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;padding-bottom: 2.25pt&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;border-bottom: Black 2.25pt double; text-align: left&quot;&gt;$&lt;/td&gt;
       &lt;td style=&quot;border-bottom: Black 2.25pt double; text-align: right&quot;&gt;973,310&lt;/td&gt;
       &lt;td style=&quot;border-bottom: Black 2.25pt double; text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;padding-bottom: 2.25pt&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;border-bottom: Black 2.25pt double; text-align: left&quot;&gt;$&lt;/td&gt;
       &lt;td style=&quot;border-bottom: Black 2.25pt double; text-align: right&quot;&gt;13,240&lt;/td&gt;
       &lt;td style=&quot;border-bottom: Black 2.25pt double; text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;padding-bottom: 2.25pt&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;border-bottom: Black 2.25pt double; text-align: left&quot;&gt;$&lt;/td&gt;
       &lt;td style=&quot;border-bottom: Black 2.25pt double; text-align: right&quot;&gt;7,259&lt;/td&gt;
       &lt;td style=&quot;border-bottom: Black 2.25pt double; text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;/tr&gt;

    &lt;/table&gt;</us-gaap:TradingSecuritiesAndCertainTradingAssetsTextBlock>
  <us-gaap:HeldToMaturitySecurities unitRef="usd" contextRef="c366_AsOf31Dec2015_MunicipalDebtSecuritiesMember" decimals="-3">6180000</us-gaap:HeldToMaturitySecurities>
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  <us-gaap:AvailableForSaleSecuritiesAmortizedCost unitRef="usd" contextRef="c327_AsOf31Dec2015_CorporateDebtSecuritiesMember" decimals="-3">115976000</us-gaap:AvailableForSaleSecuritiesAmortizedCost>
  <us-gaap:AvailableForSaleSecurities unitRef="usd" contextRef="c327_AsOf31Dec2015_CorporateDebtSecuritiesMember" decimals="-3">111674000</us-gaap:AvailableForSaleSecurities>
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  <us-gaap:AvailableForSaleSecuritiesAccumulatedGrossUnrealizedLossBeforeTax unitRef="usd" contextRef="c327_AsOf31Dec2015_CorporateDebtSecuritiesMember" decimals="-3">4436000</us-gaap:AvailableForSaleSecuritiesAccumulatedGrossUnrealizedLossBeforeTax>
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  <us-gaap:AvailableForSaleSecurities unitRef="usd" contextRef="c366_AsOf31Dec2015_MunicipalDebtSecuritiesMember" decimals="-3">131583000</us-gaap:AvailableForSaleSecurities>
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  <us-gaap:AvailableForSaleSecuritiesAmortizedCost unitRef="usd" contextRef="c367_AsOf31Dec2015_MutualFundDebtSecuritiesMember" decimals="-3">21290000</us-gaap:AvailableForSaleSecuritiesAmortizedCost>
  <us-gaap:AvailableForSaleSecurities unitRef="usd" contextRef="c367_AsOf31Dec2015_MutualFundDebtSecuritiesMember" decimals="-3">21290000</us-gaap:AvailableForSaleSecurities>
  <us-gaap:AvailableForSaleSecuritiesAmortizedCost unitRef="usd" contextRef="c329_AsOf31Dec2015_CollateralizedDebtObligationsMember" decimals="-3">53225000</us-gaap:AvailableForSaleSecuritiesAmortizedCost>
  <us-gaap:AvailableForSaleSecurities unitRef="usd" contextRef="c329_AsOf31Dec2015_CollateralizedDebtObligationsMember" decimals="-3">52898000</us-gaap:AvailableForSaleSecurities>
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  <us-gaap:AvailableForSaleSecurities unitRef="usd" contextRef="c368_AsOf31Dec2015_OtherDebtSecuritiesMember" decimals="-3">7212000</us-gaap:AvailableForSaleSecurities>
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  <us-gaap:AvailableForSaleSecuritiesAmortizedCost unitRef="usd" contextRef="c369_AsOf31Dec2015_AvailableForSaleSecuritiesExcludingMortgageBackedSecuritiesMember" decimals="-3">325401000</us-gaap:AvailableForSaleSecuritiesAmortizedCost>
  <us-gaap:AvailableForSaleSecurities unitRef="usd" contextRef="c369_AsOf31Dec2015_AvailableForSaleSecuritiesExcludingMortgageBackedSecuritiesMember" decimals="-3">324657000</us-gaap:AvailableForSaleSecurities>
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  <us-gaap:AvailableForSaleSecuritiesAccumulatedGrossUnrealizedLossBeforeTax unitRef="usd" contextRef="c369_AsOf31Dec2015_AvailableForSaleSecuritiesExcludingMortgageBackedSecuritiesMember" decimals="-3">4765000</us-gaap:AvailableForSaleSecuritiesAccumulatedGrossUnrealizedLossBeforeTax>
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  <us-gaap:AvailableForSaleSecurities unitRef="usd" contextRef="c370_AsOf31Dec2015_REMICAndCMOMember" decimals="-3">469936000</us-gaap:AvailableForSaleSecurities>
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  <us-gaap:AvailableForSaleSecuritiesAccumulatedGrossUnrealizedLossBeforeTax unitRef="usd" contextRef="c370_AsOf31Dec2015_REMICAndCMOMember" decimals="-3">3147000</us-gaap:AvailableForSaleSecuritiesAccumulatedGrossUnrealizedLossBeforeTax>
  <us-gaap:AvailableForSaleSecuritiesAmortizedCost unitRef="usd" contextRef="c348_AsOf31Dec2015_GNMAMember" decimals="-3">11635000</us-gaap:AvailableForSaleSecuritiesAmortizedCost>
  <us-gaap:AvailableForSaleSecurities unitRef="usd" contextRef="c348_AsOf31Dec2015_GNMAMember" decimals="-3">11798000</us-gaap:AvailableForSaleSecurities>
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  <us-gaap:AvailableForSaleSecuritiesAccumulatedGrossUnrealizedGainBeforeTax unitRef="usd" contextRef="c1_AsOf31Dec2014" decimals="-3">13240000</us-gaap:AvailableForSaleSecuritiesAccumulatedGrossUnrealizedGainBeforeTax>
  <us-gaap:AvailableForSaleSecuritiesAccumulatedGrossUnrealizedLossBeforeTax unitRef="usd" contextRef="c1_AsOf31Dec2014" decimals="-3">7259000</us-gaap:AvailableForSaleSecuritiesAccumulatedGrossUnrealizedLossBeforeTax>
  <us-gaap:InvestmentsClassifiedByContractualMaturityDateTableTextBlock contextRef="c2_From1Jan2015To31Dec2015">&lt;table cellpadding=&quot;0&quot; cellspacing=&quot;0&quot; style=&quot;border-collapse: collapse; width: 100%; font: 10pt Times New Roman, Times, Serif&quot;&gt;

      &lt;tr style=&quot;vertical-align: bottom&quot;&gt;
       &lt;td&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;padding-bottom: 1pt&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td colspan=&quot;3&quot; style=&quot;text-align: center; border-bottom: Black 1pt solid&quot;&gt;Amortized&lt;br /&gt; Cost&lt;/td&gt;
       &lt;td style=&quot;padding-bottom: 1pt&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td colspan=&quot;3&quot; style=&quot;text-align: center; border-bottom: Black 1pt solid&quot;&gt;Fair Value&lt;/td&gt;
      &lt;/tr&gt;
      &lt;tr style=&quot;vertical-align: bottom&quot;&gt;
       &lt;td&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;font-style: italic&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td colspan=&quot;7&quot; style=&quot;font-style: italic; text-align: center&quot;&gt;(In thousands)&lt;/td&gt;
      &lt;/tr&gt;
      &lt;tr style=&quot;vertical-align: bottom&quot;&gt;
       &lt;td style=&quot;font-weight: bold&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td colspan=&quot;3&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td colspan=&quot;3&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;/tr&gt;
      &lt;tr style=&quot;vertical-align: bottom; background-color: rgb(204,238,255)&quot;&gt;
       &lt;td style=&quot;width: 70%; text-align: left&quot;&gt;Due in one year or less&lt;/td&gt;
       &lt;td style=&quot;width: 1%&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;width: 1%; text-align: left&quot;&gt;$&lt;/td&gt;
       &lt;td style=&quot;width: 12%; text-align: right&quot;&gt;6,140&lt;/td&gt;
       &lt;td style=&quot;width: 1%; text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;width: 1%&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;width: 1%; text-align: left&quot;&gt;$&lt;/td&gt;
       &lt;td style=&quot;width: 12%; text-align: right&quot;&gt;6,140&lt;/td&gt;
       &lt;td style=&quot;width: 1%; text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;/tr&gt;
      &lt;tr style=&quot;vertical-align: bottom; background-color: White&quot;&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;Due after one year through five years&lt;/td&gt;
       &lt;td&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: right&quot;&gt;40&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: right&quot;&gt;40&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;/tr&gt;
      &lt;tr style=&quot;vertical-align: bottom; background-color: rgb(204,238,255)&quot;&gt;
       &lt;td style=&quot;padding-bottom: 1pt&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;padding-bottom: 1pt&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;border-bottom: Black 1pt solid; text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;border-bottom: Black 1pt solid; text-align: right&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;border-bottom: Black 1pt solid; text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;padding-bottom: 1pt&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;border-bottom: Black 1pt solid; text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;border-bottom: Black 1pt solid; text-align: right&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;border-bottom: Black 1pt solid; text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;/tr&gt;
      &lt;tr style=&quot;vertical-align: bottom; background-color: White&quot;&gt;
       &lt;td style=&quot;text-align: left; padding-bottom: 2.25pt; padding-left: 10pt&quot;&gt;Total securities held-to-maturity&lt;/td&gt;
       &lt;td style=&quot;padding-bottom: 2.25pt&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;border-bottom: Black 2.25pt double; text-align: left&quot;&gt;$&lt;/td&gt;
       &lt;td style=&quot;border-bottom: Black 2.25pt double; text-align: right&quot;&gt;6,180&lt;/td&gt;
       &lt;td style=&quot;border-bottom: Black 2.25pt double; text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;padding-bottom: 2.25pt&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;border-bottom: Black 2.25pt double; text-align: left&quot;&gt;$&lt;/td&gt;
       &lt;td style=&quot;border-bottom: Black 2.25pt double; text-align: right&quot;&gt;6,180&lt;/td&gt;
       &lt;td style=&quot;border-bottom: Black 2.25pt double; text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;/tr&gt;

    &lt;/table&gt;&lt;table cellpadding=&quot;0&quot; cellspacing=&quot;0&quot; style=&quot;border-collapse: collapse; width: 100%; font: 10pt Times New Roman, Times, Serif&quot;&gt;

      &lt;tr style=&quot;vertical-align: bottom&quot;&gt;
       &lt;td&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;padding-bottom: 1pt&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td colspan=&quot;3&quot; style=&quot;text-align: center; border-bottom: Black 1pt solid&quot;&gt;Amortized&lt;br /&gt; Cost&lt;/td&gt;
       &lt;td style=&quot;padding-bottom: 1pt&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td colspan=&quot;3&quot; style=&quot;text-align: center; border-bottom: Black 1pt solid&quot;&gt;Fair Value&lt;/td&gt;
      &lt;/tr&gt;
      &lt;tr style=&quot;vertical-align: bottom&quot;&gt;
       &lt;td&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;font-style: italic&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td colspan=&quot;7&quot; style=&quot;font-style: italic; text-align: center&quot;&gt;(In thousands)&lt;/td&gt;
      &lt;/tr&gt;
      &lt;tr style=&quot;vertical-align: bottom&quot;&gt;
       &lt;td&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td colspan=&quot;3&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td colspan=&quot;3&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;/tr&gt;
      &lt;tr style=&quot;vertical-align: bottom; background-color: rgb(204,238,255)&quot;&gt;
       &lt;td style=&quot;width: 70%; text-align: left&quot;&gt;Due in one year or less&lt;/td&gt;
       &lt;td style=&quot;width: 1%&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;width: 1%; text-align: left&quot;&gt;$&lt;/td&gt;
       &lt;td style=&quot;width: 12%; text-align: right&quot;&gt;5,976&lt;/td&gt;
       &lt;td style=&quot;width: 1%; text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;width: 1%&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;width: 1%; text-align: left&quot;&gt;$&lt;/td&gt;
       &lt;td style=&quot;width: 12%; text-align: right&quot;&gt;6,011&lt;/td&gt;
       &lt;td style=&quot;width: 1%; text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;/tr&gt;
      &lt;tr style=&quot;vertical-align: bottom; background-color: White&quot;&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;Due after one year through five years&lt;/td&gt;
       &lt;td&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: right&quot;&gt;-&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: right&quot;&gt;-&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;/tr&gt;
      &lt;tr style=&quot;vertical-align: bottom; background-color: rgb(204,238,255)&quot;&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;Due after five years through ten years&lt;/td&gt;
       &lt;td&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: right&quot;&gt;76,791&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: right&quot;&gt;75,406&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;/tr&gt;
      &lt;tr style=&quot;vertical-align: bottom; background-color: White&quot;&gt;
       &lt;td style=&quot;text-align: left; padding-bottom: 1pt&quot;&gt;Due after ten years&lt;/td&gt;
       &lt;td style=&quot;padding-bottom: 1pt&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;border-bottom: Black 1pt solid; text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;border-bottom: Black 1pt solid; text-align: right&quot;&gt;221,344&lt;/td&gt;
       &lt;td style=&quot;border-bottom: Black 1pt solid; text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;padding-bottom: 1pt&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;border-bottom: Black 1pt solid; text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;border-bottom: Black 1pt solid; text-align: right&quot;&gt;221,950&lt;/td&gt;
       &lt;td style=&quot;border-bottom: Black 1pt solid; text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;/tr&gt;
      &lt;tr style=&quot;vertical-align: bottom; background-color: rgb(204,238,255)&quot;&gt;
       &lt;td&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: right&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: right&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;/tr&gt;
      &lt;tr style=&quot;vertical-align: bottom; background-color: White&quot;&gt;
       &lt;td style=&quot;text-align: left; padding-left: 10pt&quot;&gt;Total other securities&lt;/td&gt;
       &lt;td&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: right&quot;&gt;304,111&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: right&quot;&gt;303,367&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;/tr&gt;
      &lt;tr style=&quot;vertical-align: bottom; background-color: rgb(204,238,255)&quot;&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;Mutual funds&lt;/td&gt;
       &lt;td&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: right&quot;&gt;21,290&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: right&quot;&gt;21,290&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;/tr&gt;
      &lt;tr style=&quot;vertical-align: bottom; background-color: White&quot;&gt;
       &lt;td style=&quot;text-align: left; padding-bottom: 1pt&quot;&gt;Mortgage-backed securities&lt;/td&gt;
       &lt;td style=&quot;padding-bottom: 1pt&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;border-bottom: Black 1pt solid; text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;border-bottom: Black 1pt solid; text-align: right&quot;&gt;668,910&lt;/td&gt;
       &lt;td style=&quot;border-bottom: Black 1pt solid; text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;padding-bottom: 1pt&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;border-bottom: Black 1pt solid; text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;border-bottom: Black 1pt solid; text-align: right&quot;&gt;668,740&lt;/td&gt;
       &lt;td style=&quot;border-bottom: Black 1pt solid; text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;/tr&gt;
      &lt;tr style=&quot;vertical-align: bottom; background-color: rgb(204,238,255)&quot;&gt;
       &lt;td&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: right&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: right&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;/tr&gt;
      &lt;tr style=&quot;vertical-align: bottom; background-color: White&quot;&gt;
       &lt;td style=&quot;text-align: left; padding-bottom: 2.25pt; padding-left: 10pt&quot;&gt;Total securities available for sale&lt;/td&gt;
       &lt;td style=&quot;padding-bottom: 2.25pt&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;border-bottom: Black 2.25pt double; text-align: left&quot;&gt;$&lt;/td&gt;
       &lt;td style=&quot;border-bottom: Black 2.25pt double; text-align: right&quot;&gt;994,311&lt;/td&gt;
       &lt;td style=&quot;border-bottom: Black 2.25pt double; text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;padding-bottom: 2.25pt&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;border-bottom: Black 2.25pt double; text-align: left&quot;&gt;$&lt;/td&gt;
       &lt;td style=&quot;border-bottom: Black 2.25pt double; text-align: right&quot;&gt;993,397&lt;/td&gt;
       &lt;td style=&quot;border-bottom: Black 2.25pt double; text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;/tr&gt;

    &lt;/table&gt;</us-gaap:InvestmentsClassifiedByContractualMaturityDateTableTextBlock>
  <us-gaap:HeldToMaturitySecuritiesDebtMaturitiesWithinOneYearNetCarryingAmount unitRef="usd" contextRef="c0_AsOf31Dec2015" decimals="-3">6140000</us-gaap:HeldToMaturitySecuritiesDebtMaturitiesWithinOneYearNetCarryingAmount>
  <us-gaap:HeldToMaturitySecuritiesDebtMaturitiesWithinOneYearFairValue unitRef="usd" contextRef="c0_AsOf31Dec2015" decimals="-3">6140000</us-gaap:HeldToMaturitySecuritiesDebtMaturitiesWithinOneYearFairValue>
  <us-gaap:HeldToMaturitySecuritiesDebtMaturitiesAfterOneThroughFiveYearsNetCarryingAmount unitRef="usd" contextRef="c0_AsOf31Dec2015" decimals="-3">40000</us-gaap:HeldToMaturitySecuritiesDebtMaturitiesAfterOneThroughFiveYearsNetCarryingAmount>
  <us-gaap:HeldToMaturitySecuritiesDebtMaturitiesAfterOneThroughFiveYearsFairValue unitRef="usd" contextRef="c0_AsOf31Dec2015" decimals="-3">40000</us-gaap:HeldToMaturitySecuritiesDebtMaturitiesAfterOneThroughFiveYearsFairValue>
  <us-gaap:AvailableForSaleSecuritiesDebtMaturitiesWithinOneYearAmortizedCost unitRef="usd" contextRef="c0_AsOf31Dec2015" decimals="-3">5976000</us-gaap:AvailableForSaleSecuritiesDebtMaturitiesWithinOneYearAmortizedCost>
  <us-gaap:AvailableForSaleSecuritiesDebtMaturitiesWithinOneYearFairValue unitRef="usd" contextRef="c0_AsOf31Dec2015" decimals="-3">6011000</us-gaap:AvailableForSaleSecuritiesDebtMaturitiesWithinOneYearFairValue>
  <us-gaap:AvailableForSaleSecuritiesDebtMaturitiesAfterFiveThroughTenYearsAmortizedCost unitRef="usd" contextRef="c0_AsOf31Dec2015" decimals="-3">76791000</us-gaap:AvailableForSaleSecuritiesDebtMaturitiesAfterFiveThroughTenYearsAmortizedCost>
  <us-gaap:AvailableForSaleSecuritiesDebtMaturitiesAfterFiveThroughTenYearsFairValue unitRef="usd" contextRef="c0_AsOf31Dec2015" decimals="-3">75406000</us-gaap:AvailableForSaleSecuritiesDebtMaturitiesAfterFiveThroughTenYearsFairValue>
  <us-gaap:AvailableForSaleSecuritiesDebtMaturitiesAfterTenYearsAmortizedCost unitRef="usd" contextRef="c0_AsOf31Dec2015" decimals="-3">221344000</us-gaap:AvailableForSaleSecuritiesDebtMaturitiesAfterTenYearsAmortizedCost>
  <us-gaap:AvailableForSaleSecuritiesDebtMaturitiesAfterTenYearsFairValue unitRef="usd" contextRef="c0_AsOf31Dec2015" decimals="-3">221950000</us-gaap:AvailableForSaleSecuritiesDebtMaturitiesAfterTenYearsFairValue>
  <ffic:AvailableForSaleSecuritiesOtherAmortizedCost unitRef="usd" contextRef="c0_AsOf31Dec2015" decimals="-3">304111000</ffic:AvailableForSaleSecuritiesOtherAmortizedCost>
  <us-gaap:AvailableForSaleSecuritiesContinuousUnrealizedLossPositionFairValueTableTextBlock contextRef="c2_From1Jan2015To31Dec2015">&lt;table cellpadding=&quot;0&quot; cellspacing=&quot;0&quot; style=&quot;border-collapse: collapse; width: 100%; font: 10pt Times New Roman, Times, Serif&quot;&gt;

      &lt;tr style=&quot;vertical-align: bottom&quot;&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;padding-bottom: 1pt&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td colspan=&quot;7&quot; style=&quot;text-align: center; border-bottom: Black 1pt solid&quot;&gt;Total&lt;/td&gt;
       &lt;td style=&quot;padding-bottom: 1pt&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td colspan=&quot;7&quot; style=&quot;text-align: center; border-bottom: Black 1pt solid&quot;&gt;Less than 12 months&lt;/td&gt;
       &lt;td style=&quot;padding-bottom: 1pt&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td colspan=&quot;7&quot; style=&quot;text-align: center; border-bottom: Black 1pt solid&quot;&gt;12 months or more&lt;/td&gt;
      &lt;/tr&gt;
      &lt;tr style=&quot;vertical-align: bottom&quot;&gt;
       &lt;td style=&quot;text-align: center&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;padding-bottom: 1pt&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td colspan=&quot;3&quot; style=&quot;text-align: center; border-bottom: Black 1pt solid&quot;&gt;Fair Value&lt;/td&gt;
       &lt;td style=&quot;padding-bottom: 1pt&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td colspan=&quot;3&quot; style=&quot;text-align: center; border-bottom: Black 1pt solid&quot;&gt;Unrealized&lt;br /&gt; Losses&lt;/td&gt;
       &lt;td style=&quot;padding-bottom: 1pt&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td colspan=&quot;3&quot; style=&quot;text-align: center; border-bottom: Black 1pt solid&quot;&gt;Fair Value&lt;/td&gt;
       &lt;td style=&quot;padding-bottom: 1pt&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td colspan=&quot;3&quot; style=&quot;text-align: center; border-bottom: Black 1pt solid&quot;&gt;Unrealized&lt;br /&gt; Losses&lt;/td&gt;
       &lt;td style=&quot;padding-bottom: 1pt&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td colspan=&quot;3&quot; style=&quot;text-align: center; border-bottom: Black 1pt solid&quot;&gt;Fair Value&lt;/td&gt;
       &lt;td style=&quot;padding-bottom: 1pt&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td colspan=&quot;3&quot; style=&quot;text-align: center; border-bottom: Black 1pt solid&quot;&gt;Unrealized&lt;br /&gt; Losses&lt;/td&gt;
      &lt;/tr&gt;
      &lt;tr style=&quot;vertical-align: bottom&quot;&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;font-style: italic&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td colspan=&quot;19&quot; style=&quot;font-style: italic; text-align: center&quot;&gt;(In thousands)&lt;/td&gt;
      &lt;/tr&gt;
      &lt;tr style=&quot;vertical-align: bottom; background-color: rgb(204,238,255)&quot;&gt;
       &lt;td style=&quot;width: 40%; text-align: left&quot;&gt;Corporate&lt;/td&gt;
       &lt;td style=&quot;width: 1%&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;width: 1%; text-align: left&quot;&gt;$&lt;/td&gt;
       &lt;td style=&quot;width: 7%; text-align: right&quot;&gt;85,563&lt;/td&gt;
       &lt;td style=&quot;width: 1%; text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;width: 1%&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;width: 1%; text-align: left&quot;&gt;$&lt;/td&gt;
       &lt;td style=&quot;width: 7%; text-align: right&quot;&gt;4,436&lt;/td&gt;
       &lt;td style=&quot;width: 1%; text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;width: 1%&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;width: 1%; text-align: left&quot;&gt;$&lt;/td&gt;
       &lt;td style=&quot;width: 7%; text-align: right&quot;&gt;76,218&lt;/td&gt;
       &lt;td style=&quot;width: 1%; text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;width: 1%&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;width: 1%; text-align: left&quot;&gt;$&lt;/td&gt;
       &lt;td style=&quot;width: 7%; text-align: right&quot;&gt;3,782&lt;/td&gt;
       &lt;td style=&quot;width: 1%; text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;width: 1%&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;width: 1%; text-align: left&quot;&gt;$&lt;/td&gt;
       &lt;td style=&quot;width: 7%; text-align: right&quot;&gt;9,345&lt;/td&gt;
       &lt;td style=&quot;width: 1%; text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;width: 1%&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;width: 1%; text-align: left&quot;&gt;$&lt;/td&gt;
       &lt;td style=&quot;width: 7%; text-align: right&quot;&gt;654&lt;/td&gt;
       &lt;td style=&quot;width: 1%; text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;/tr&gt;
      &lt;tr style=&quot;vertical-align: bottom; background-color: White&quot;&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;Collateralized loan obligations&lt;/td&gt;
       &lt;td&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: right&quot;&gt;52,898&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: right&quot;&gt;327&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: right&quot;&gt;52,898&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: right&quot;&gt;327&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: right&quot;&gt;-&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: right&quot;&gt;-&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;/tr&gt;
      &lt;tr style=&quot;vertical-align: bottom; background-color: rgb(204,238,255)&quot;&gt;
       &lt;td style=&quot;text-align: left; padding-bottom: 1pt&quot;&gt;Other&lt;/td&gt;
       &lt;td style=&quot;padding-bottom: 1pt&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;border-bottom: Black 1pt solid; text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;border-bottom: Black 1pt solid; text-align: right&quot;&gt;298&lt;/td&gt;
       &lt;td style=&quot;border-bottom: Black 1pt solid; text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;padding-bottom: 1pt&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;border-bottom: Black 1pt solid; text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;border-bottom: Black 1pt solid; text-align: right&quot;&gt;2&lt;/td&gt;
       &lt;td style=&quot;border-bottom: Black 1pt solid; text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;padding-bottom: 1pt&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;border-bottom: Black 1pt solid; text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;border-bottom: Black 1pt solid; text-align: right&quot;&gt;-&lt;/td&gt;
       &lt;td style=&quot;border-bottom: Black 1pt solid; text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;padding-bottom: 1pt&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;border-bottom: Black 1pt solid; text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;border-bottom: Black 1pt solid; text-align: right&quot;&gt;-&lt;/td&gt;
       &lt;td style=&quot;border-bottom: Black 1pt solid; text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;padding-bottom: 1pt&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;border-bottom: Black 1pt solid; text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;border-bottom: Black 1pt solid; text-align: right&quot;&gt;298&lt;/td&gt;
       &lt;td style=&quot;border-bottom: Black 1pt solid; text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;padding-bottom: 1pt&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;border-bottom: Black 1pt solid; text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;border-bottom: Black 1pt solid; text-align: right&quot;&gt;2&lt;/td&gt;
       &lt;td style=&quot;border-bottom: Black 1pt solid; text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;/tr&gt;
      &lt;tr style=&quot;vertical-align: bottom; background-color: White&quot;&gt;
       &lt;td style=&quot;text-align: left; padding-bottom: 1pt; padding-left: 10pt&quot;&gt;Total other securities&lt;/td&gt;
       &lt;td style=&quot;padding-bottom: 1pt&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;border-bottom: Black 1pt solid; text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;border-bottom: Black 1pt solid; text-align: right&quot;&gt;138,759&lt;/td&gt;
       &lt;td style=&quot;border-bottom: Black 1pt solid; text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;padding-bottom: 1pt&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;border-bottom: Black 1pt solid; text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;border-bottom: Black 1pt solid; text-align: right&quot;&gt;4,765&lt;/td&gt;
       &lt;td style=&quot;border-bottom: Black 1pt solid; text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;padding-bottom: 1pt&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;border-bottom: Black 1pt solid; text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;border-bottom: Black 1pt solid; text-align: right&quot;&gt;129,116&lt;/td&gt;
       &lt;td style=&quot;border-bottom: Black 1pt solid; text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;padding-bottom: 1pt&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;border-bottom: Black 1pt solid; text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;border-bottom: Black 1pt solid; text-align: right&quot;&gt;4,109&lt;/td&gt;
       &lt;td style=&quot;border-bottom: Black 1pt solid; text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;padding-bottom: 1pt&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;border-bottom: Black 1pt solid; text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;border-bottom: Black 1pt solid; text-align: right&quot;&gt;9,643&lt;/td&gt;
       &lt;td style=&quot;border-bottom: Black 1pt solid; text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;padding-bottom: 1pt&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;border-bottom: Black 1pt solid; text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;border-bottom: Black 1pt solid; text-align: right&quot;&gt;656&lt;/td&gt;
       &lt;td style=&quot;border-bottom: Black 1pt solid; text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;/tr&gt;
      &lt;tr style=&quot;vertical-align: bottom; background-color: rgb(204,238,255)&quot;&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: right&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: right&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: right&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: right&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: right&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: right&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;/tr&gt;
      &lt;tr style=&quot;vertical-align: bottom; background-color: White&quot;&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;REMIC and CMO&lt;/td&gt;
       &lt;td&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: right&quot;&gt;238,132&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: right&quot;&gt;3,147&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: right&quot;&gt;182,010&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: right&quot;&gt;1,642&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: right&quot;&gt;56,122&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: right&quot;&gt;1,505&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;/tr&gt;
      &lt;tr style=&quot;vertical-align: bottom; background-color: rgb(204,238,255)&quot;&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;GNMA&lt;/td&gt;
       &lt;td&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: right&quot;&gt;6,977&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: right&quot;&gt;139&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: right&quot;&gt;6,977&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: right&quot;&gt;139&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: right&quot;&gt;-&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: right&quot;&gt;-&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;/tr&gt;
      &lt;tr style=&quot;vertical-align: bottom; background-color: White&quot;&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;FNMA&lt;/td&gt;
       &lt;td&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: right&quot;&gt;102,225&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: right&quot;&gt;1,762&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: right&quot;&gt;75,769&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: right&quot;&gt;1,043&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: right&quot;&gt;26,456&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: right&quot;&gt;719&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;/tr&gt;
      &lt;tr style=&quot;vertical-align: bottom; background-color: rgb(204,238,255)&quot;&gt;
       &lt;td style=&quot;text-align: left; padding-bottom: 1pt&quot;&gt;FHLMC&lt;/td&gt;
       &lt;td style=&quot;padding-bottom: 1pt&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;border-bottom: Black 1pt solid; text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;border-bottom: Black 1pt solid; text-align: right&quot;&gt;14,715&lt;/td&gt;
       &lt;td style=&quot;border-bottom: Black 1pt solid; text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;padding-bottom: 1pt&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;border-bottom: Black 1pt solid; text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;border-bottom: Black 1pt solid; text-align: right&quot;&gt;99&lt;/td&gt;
       &lt;td style=&quot;border-bottom: Black 1pt solid; text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;padding-bottom: 1pt&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;border-bottom: Black 1pt solid; text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;border-bottom: Black 1pt solid; text-align: right&quot;&gt;14,715&lt;/td&gt;
       &lt;td style=&quot;border-bottom: Black 1pt solid; text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;padding-bottom: 1pt&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;border-bottom: Black 1pt solid; text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;border-bottom: Black 1pt solid; text-align: right&quot;&gt;99&lt;/td&gt;
       &lt;td style=&quot;border-bottom: Black 1pt solid; text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;padding-bottom: 1pt&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;border-bottom: Black 1pt solid; text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;border-bottom: Black 1pt solid; text-align: right&quot;&gt;-&lt;/td&gt;
       &lt;td style=&quot;border-bottom: Black 1pt solid; text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;padding-bottom: 1pt&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;border-bottom: Black 1pt solid; text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;border-bottom: Black 1pt solid; text-align: right&quot;&gt;-&lt;/td&gt;
       &lt;td style=&quot;border-bottom: Black 1pt solid; text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;/tr&gt;
      &lt;tr style=&quot;vertical-align: bottom; background-color: White&quot;&gt;
       &lt;td style=&quot;text-align: left; padding-bottom: 1pt; padding-left: 10pt&quot;&gt;Total mortgage-backed&amp;nbsp;&amp;nbsp;securities&lt;/td&gt;
       &lt;td style=&quot;padding-bottom: 1pt&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;border-bottom: Black 1pt solid; text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;border-bottom: Black 1pt solid; text-align: right&quot;&gt;362,049&lt;/td&gt;
       &lt;td style=&quot;border-bottom: Black 1pt solid; text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;padding-bottom: 1pt&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;border-bottom: Black 1pt solid; text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;border-bottom: Black 1pt solid; text-align: right&quot;&gt;5,147&lt;/td&gt;
       &lt;td style=&quot;border-bottom: Black 1pt solid; text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;padding-bottom: 1pt&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;border-bottom: Black 1pt solid; text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;border-bottom: Black 1pt solid; text-align: right&quot;&gt;279,471&lt;/td&gt;
       &lt;td style=&quot;border-bottom: Black 1pt solid; text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;padding-bottom: 1pt&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;border-bottom: Black 1pt solid; text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;border-bottom: Black 1pt solid; text-align: right&quot;&gt;2,923&lt;/td&gt;
       &lt;td style=&quot;border-bottom: Black 1pt solid; text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;padding-bottom: 1pt&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;border-bottom: Black 1pt solid; text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;border-bottom: Black 1pt solid; text-align: right&quot;&gt;82,578&lt;/td&gt;
       &lt;td style=&quot;border-bottom: Black 1pt solid; text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;padding-bottom: 1pt&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;border-bottom: Black 1pt solid; text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;border-bottom: Black 1pt solid; text-align: right&quot;&gt;2,224&lt;/td&gt;
       &lt;td style=&quot;border-bottom: Black 1pt solid; text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;/tr&gt;
      &lt;tr style=&quot;vertical-align: bottom; background-color: rgb(204,238,255)&quot;&gt;
       &lt;td style=&quot;text-align: left; padding-bottom: 2.25pt; padding-left: 10pt&quot;&gt;Total securities available for sale&lt;/td&gt;
       &lt;td style=&quot;padding-bottom: 2.25pt&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;border-bottom: Black 2.25pt double; text-align: left&quot;&gt;$&lt;/td&gt;
       &lt;td style=&quot;border-bottom: Black 2.25pt double; text-align: right&quot;&gt;500,808&lt;/td&gt;
       &lt;td style=&quot;border-bottom: Black 2.25pt double; text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;padding-bottom: 2.25pt&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;border-bottom: Black 2.25pt double; text-align: left&quot;&gt;$&lt;/td&gt;
       &lt;td style=&quot;border-bottom: Black 2.25pt double; text-align: right&quot;&gt;9,912&lt;/td&gt;
       &lt;td style=&quot;border-bottom: Black 2.25pt double; text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;padding-bottom: 2.25pt&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;border-bottom: Black 2.25pt double; text-align: left&quot;&gt;$&lt;/td&gt;
       &lt;td style=&quot;border-bottom: Black 2.25pt double; text-align: right&quot;&gt;408,587&lt;/td&gt;
       &lt;td style=&quot;border-bottom: Black 2.25pt double; text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;padding-bottom: 2.25pt&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;border-bottom: Black 2.25pt double; text-align: left&quot;&gt;$&lt;/td&gt;
       &lt;td style=&quot;border-bottom: Black 2.25pt double; text-align: right&quot;&gt;7,032&lt;/td&gt;
       &lt;td style=&quot;border-bottom: Black 2.25pt double; text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;padding-bottom: 2.25pt&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;border-bottom: Black 2.25pt double; text-align: left&quot;&gt;$&lt;/td&gt;
       &lt;td style=&quot;border-bottom: Black 2.25pt double; text-align: right&quot;&gt;92,221&lt;/td&gt;
       &lt;td style=&quot;border-bottom: Black 2.25pt double; text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;padding-bottom: 2.25pt&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;border-bottom: Black 2.25pt double; text-align: left&quot;&gt;$&lt;/td&gt;
       &lt;td style=&quot;border-bottom: Black 2.25pt double; text-align: right&quot;&gt;2,880&lt;/td&gt;
       &lt;td style=&quot;border-bottom: Black 2.25pt double; text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;/tr&gt;

    &lt;/table&gt;&lt;table cellpadding=&quot;0&quot; cellspacing=&quot;0&quot; style=&quot;border-collapse: collapse; width: 100%; font: 10pt Times New Roman, Times, Serif&quot;&gt;

      &lt;tr style=&quot;vertical-align: bottom&quot;&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;padding-bottom: 1pt&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td colspan=&quot;7&quot; style=&quot;text-align: center; border-bottom: Black 1pt solid&quot;&gt;Total&lt;/td&gt;
       &lt;td style=&quot;padding-bottom: 1pt&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td colspan=&quot;7&quot; style=&quot;text-align: center; border-bottom: Black 1pt solid&quot;&gt;Less than 12 months&lt;/td&gt;
       &lt;td style=&quot;padding-bottom: 1pt&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td colspan=&quot;7&quot; style=&quot;text-align: center; border-bottom: Black 1pt solid&quot;&gt;12 months or more&lt;/td&gt;
      &lt;/tr&gt;
      &lt;tr style=&quot;vertical-align: bottom&quot;&gt;
       &lt;td style=&quot;text-align: center&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;padding-bottom: 1pt&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td colspan=&quot;3&quot; style=&quot;text-align: center; border-bottom: Black 1pt solid&quot;&gt;Fair Value&lt;/td&gt;
       &lt;td style=&quot;padding-bottom: 1pt&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td colspan=&quot;3&quot; style=&quot;text-align: center; border-bottom: Black 1pt solid&quot;&gt;Unrealized&lt;br /&gt; Losses&lt;/td&gt;
       &lt;td style=&quot;padding-bottom: 1pt&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td colspan=&quot;3&quot; style=&quot;text-align: center; border-bottom: Black 1pt solid&quot;&gt;Fair Value&lt;/td&gt;
       &lt;td style=&quot;padding-bottom: 1pt&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td colspan=&quot;3&quot; style=&quot;text-align: center; border-bottom: Black 1pt solid&quot;&gt;Unrealized&lt;br /&gt; Losses&lt;/td&gt;
       &lt;td style=&quot;padding-bottom: 1pt&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td colspan=&quot;3&quot; style=&quot;text-align: center; border-bottom: Black 1pt solid&quot;&gt;Fair Value&lt;/td&gt;
       &lt;td style=&quot;padding-bottom: 1pt&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td colspan=&quot;3&quot; style=&quot;text-align: center; border-bottom: Black 1pt solid&quot;&gt;Unrealized&lt;br /&gt; Losses&lt;/td&gt;
      &lt;/tr&gt;
      &lt;tr style=&quot;vertical-align: bottom&quot;&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;font-style: italic&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td colspan=&quot;19&quot; style=&quot;font-style: italic; text-align: center&quot;&gt;(In thousands)&lt;/td&gt;
      &lt;/tr&gt;
      &lt;tr style=&quot;vertical-align: bottom; background-color: rgb(204,238,255)&quot;&gt;
       &lt;td style=&quot;width: 40%; text-align: left&quot;&gt;Corporate&lt;/td&gt;
       &lt;td style=&quot;width: 1%&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;width: 1%; text-align: left&quot;&gt;$&lt;/td&gt;
       &lt;td style=&quot;width: 7%; text-align: right&quot;&gt;39,287&lt;/td&gt;
       &lt;td style=&quot;width: 1%; text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;width: 1%&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;width: 1%; text-align: left&quot;&gt;$&lt;/td&gt;
       &lt;td style=&quot;width: 7%; text-align: right&quot;&gt;714&lt;/td&gt;
       &lt;td style=&quot;width: 1%; text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;width: 1%&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;width: 1%; text-align: left&quot;&gt;$&lt;/td&gt;
       &lt;td style=&quot;width: 7%; text-align: right&quot;&gt;9,573&lt;/td&gt;
       &lt;td style=&quot;width: 1%; text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;width: 1%&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;width: 1%; text-align: left&quot;&gt;$&lt;/td&gt;
       &lt;td style=&quot;width: 7%; text-align: right&quot;&gt;428&lt;/td&gt;
       &lt;td style=&quot;width: 1%; text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;width: 1%&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;width: 1%; text-align: left&quot;&gt;$&lt;/td&gt;
       &lt;td style=&quot;width: 7%; text-align: right&quot;&gt;29,714&lt;/td&gt;
       &lt;td style=&quot;width: 1%; text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;width: 1%&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;width: 1%; text-align: left&quot;&gt;$&lt;/td&gt;
       &lt;td style=&quot;width: 7%; text-align: right&quot;&gt;286&lt;/td&gt;
       &lt;td style=&quot;width: 1%; text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;/tr&gt;
      &lt;tr style=&quot;vertical-align: bottom; background-color: White&quot;&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;Municipals&lt;/td&gt;
       &lt;td&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: right&quot;&gt;8,810&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: right&quot;&gt;61&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: right&quot;&gt;3,546&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: right&quot;&gt;11&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: right&quot;&gt;5,264&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: right&quot;&gt;50&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;/tr&gt;
      &lt;tr style=&quot;vertical-align: bottom; background-color: rgb(204,238,255)&quot;&gt;
       &lt;td style=&quot;text-align: left; padding-bottom: 1pt&quot;&gt;Other&lt;/td&gt;
       &lt;td style=&quot;padding-bottom: 1pt&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;border-bottom: Black 1pt solid; text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;border-bottom: Black 1pt solid; text-align: right&quot;&gt;292&lt;/td&gt;
       &lt;td style=&quot;border-bottom: Black 1pt solid; text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;padding-bottom: 1pt&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;border-bottom: Black 1pt solid; text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;border-bottom: Black 1pt solid; text-align: right&quot;&gt;8&lt;/td&gt;
       &lt;td style=&quot;border-bottom: Black 1pt solid; text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;padding-bottom: 1pt&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;border-bottom: Black 1pt solid; text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;border-bottom: Black 1pt solid; text-align: right&quot;&gt;-&lt;/td&gt;
       &lt;td style=&quot;border-bottom: Black 1pt solid; text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;padding-bottom: 1pt&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;border-bottom: Black 1pt solid; text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;border-bottom: Black 1pt solid; text-align: right&quot;&gt;-&lt;/td&gt;
       &lt;td style=&quot;border-bottom: Black 1pt solid; text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;padding-bottom: 1pt&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;border-bottom: Black 1pt solid; text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;border-bottom: Black 1pt solid; text-align: right&quot;&gt;292&lt;/td&gt;
       &lt;td style=&quot;border-bottom: Black 1pt solid; text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;padding-bottom: 1pt&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;border-bottom: Black 1pt solid; text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;border-bottom: Black 1pt solid; text-align: right&quot;&gt;8&lt;/td&gt;
       &lt;td style=&quot;border-bottom: Black 1pt solid; text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;/tr&gt;
      &lt;tr style=&quot;vertical-align: bottom; background-color: White&quot;&gt;
       &lt;td style=&quot;text-align: left; padding-bottom: 1pt; padding-left: 10pt&quot;&gt;Total other securities&lt;/td&gt;
       &lt;td style=&quot;padding-bottom: 1pt&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;border-bottom: Black 1pt solid; text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;border-bottom: Black 1pt solid; text-align: right&quot;&gt;48,389&lt;/td&gt;
       &lt;td style=&quot;border-bottom: Black 1pt solid; text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;padding-bottom: 1pt&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;border-bottom: Black 1pt solid; text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;border-bottom: Black 1pt solid; text-align: right&quot;&gt;783&lt;/td&gt;
       &lt;td style=&quot;border-bottom: Black 1pt solid; text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;padding-bottom: 1pt&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;border-bottom: Black 1pt solid; text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;border-bottom: Black 1pt solid; text-align: right&quot;&gt;13,119&lt;/td&gt;
       &lt;td style=&quot;border-bottom: Black 1pt solid; text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;padding-bottom: 1pt&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;border-bottom: Black 1pt solid; text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;border-bottom: Black 1pt solid; text-align: right&quot;&gt;439&lt;/td&gt;
       &lt;td style=&quot;border-bottom: Black 1pt solid; text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;padding-bottom: 1pt&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;border-bottom: Black 1pt solid; text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;border-bottom: Black 1pt solid; text-align: right&quot;&gt;35,270&lt;/td&gt;
       &lt;td style=&quot;border-bottom: Black 1pt solid; text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;padding-bottom: 1pt&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;border-bottom: Black 1pt solid; text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;border-bottom: Black 1pt solid; text-align: right&quot;&gt;344&lt;/td&gt;
       &lt;td style=&quot;border-bottom: Black 1pt solid; text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;/tr&gt;
      &lt;tr style=&quot;vertical-align: bottom; background-color: rgb(204,238,255)&quot;&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: right&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: right&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: right&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: right&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: right&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: right&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;/tr&gt;
      &lt;tr style=&quot;vertical-align: bottom; background-color: White&quot;&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;REMIC and CMO&lt;/td&gt;
       &lt;td&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: right&quot;&gt;216,190&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: right&quot;&gt;4,627&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: right&quot;&gt;77,382&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: right&quot;&gt;399&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: right&quot;&gt;138,808&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: right&quot;&gt;4,228&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;/tr&gt;
      &lt;tr style=&quot;vertical-align: bottom; background-color: rgb(204,238,255)&quot;&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;GNMA&lt;/td&gt;
       &lt;td&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: right&quot;&gt;8,358&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: right&quot;&gt;124&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: right&quot;&gt;-&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: right&quot;&gt;-&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: right&quot;&gt;8,358&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: right&quot;&gt;124&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;/tr&gt;
      &lt;tr style=&quot;vertical-align: bottom; background-color: White&quot;&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;FNMA&lt;/td&gt;
       &lt;td&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: right&quot;&gt;95,148&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: right&quot;&gt;1,717&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: right&quot;&gt;-&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: right&quot;&gt;-&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: right&quot;&gt;95,148&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: right&quot;&gt;1,717&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;/tr&gt;
      &lt;tr style=&quot;vertical-align: bottom; background-color: rgb(204,238,255)&quot;&gt;
       &lt;td style=&quot;text-align: left; padding-bottom: 1pt&quot;&gt;FHLMC&lt;/td&gt;
       &lt;td style=&quot;padding-bottom: 1pt&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;border-bottom: Black 1pt solid; text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;border-bottom: Black 1pt solid; text-align: right&quot;&gt;6,773&lt;/td&gt;
       &lt;td style=&quot;border-bottom: Black 1pt solid; text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;padding-bottom: 1pt&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;border-bottom: Black 1pt solid; text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;border-bottom: Black 1pt solid; text-align: right&quot;&gt;8&lt;/td&gt;
       &lt;td style=&quot;border-bottom: Black 1pt solid; text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;padding-bottom: 1pt&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;border-bottom: Black 1pt solid; text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;border-bottom: Black 1pt solid; text-align: right&quot;&gt;6,773&lt;/td&gt;
       &lt;td style=&quot;border-bottom: Black 1pt solid; text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;padding-bottom: 1pt&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;border-bottom: Black 1pt solid; text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;border-bottom: Black 1pt solid; text-align: right&quot;&gt;8&lt;/td&gt;
       &lt;td style=&quot;border-bottom: Black 1pt solid; text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;padding-bottom: 1pt&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;border-bottom: Black 1pt solid; text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;border-bottom: Black 1pt solid; text-align: right&quot;&gt;-&lt;/td&gt;
       &lt;td style=&quot;border-bottom: Black 1pt solid; text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;padding-bottom: 1pt&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;border-bottom: Black 1pt solid; text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;border-bottom: Black 1pt solid; text-align: right&quot;&gt;-&lt;/td&gt;
       &lt;td style=&quot;border-bottom: Black 1pt solid; text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;/tr&gt;
      &lt;tr style=&quot;vertical-align: bottom; background-color: White&quot;&gt;
       &lt;td style=&quot;text-align: left; padding-bottom: 1pt; padding-left: 10pt&quot;&gt;Total mortgage-backed&amp;nbsp;&amp;nbsp;securities&lt;/td&gt;
       &lt;td style=&quot;padding-bottom: 1pt&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;border-bottom: Black 1pt solid; text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;border-bottom: Black 1pt solid; text-align: right&quot;&gt;326,469&lt;/td&gt;
       &lt;td style=&quot;border-bottom: Black 1pt solid; text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;padding-bottom: 1pt&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;border-bottom: Black 1pt solid; text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;border-bottom: Black 1pt solid; text-align: right&quot;&gt;6,476&lt;/td&gt;
       &lt;td style=&quot;border-bottom: Black 1pt solid; text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;padding-bottom: 1pt&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;border-bottom: Black 1pt solid; text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;border-bottom: Black 1pt solid; text-align: right&quot;&gt;84,155&lt;/td&gt;
       &lt;td style=&quot;border-bottom: Black 1pt solid; text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;padding-bottom: 1pt&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;border-bottom: Black 1pt solid; text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;border-bottom: Black 1pt solid; text-align: right&quot;&gt;407&lt;/td&gt;
       &lt;td style=&quot;border-bottom: Black 1pt solid; text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;padding-bottom: 1pt&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;border-bottom: Black 1pt solid; text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;border-bottom: Black 1pt solid; text-align: right&quot;&gt;242,314&lt;/td&gt;
       &lt;td style=&quot;border-bottom: Black 1pt solid; text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;padding-bottom: 1pt&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;border-bottom: Black 1pt solid; text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;border-bottom: Black 1pt solid; text-align: right&quot;&gt;6,069&lt;/td&gt;
       &lt;td style=&quot;border-bottom: Black 1pt solid; text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;/tr&gt;
      &lt;tr style=&quot;vertical-align: bottom; background-color: rgb(204,238,255)&quot;&gt;
       &lt;td style=&quot;text-align: left; padding-bottom: 2.25pt; padding-left: 10pt&quot;&gt;Total securities available for sale&lt;/td&gt;
       &lt;td style=&quot;padding-bottom: 2.25pt&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;border-bottom: Black 2.25pt double; text-align: left&quot;&gt;$&lt;/td&gt;
       &lt;td style=&quot;border-bottom: Black 2.25pt double; text-align: right&quot;&gt;374,858&lt;/td&gt;
       &lt;td style=&quot;border-bottom: Black 2.25pt double; text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;padding-bottom: 2.25pt&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;border-bottom: Black 2.25pt double; text-align: left&quot;&gt;$&lt;/td&gt;
       &lt;td style=&quot;border-bottom: Black 2.25pt double; text-align: right&quot;&gt;7,259&lt;/td&gt;
       &lt;td style=&quot;border-bottom: Black 2.25pt double; text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;padding-bottom: 2.25pt&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;border-bottom: Black 2.25pt double; text-align: left&quot;&gt;$&lt;/td&gt;
       &lt;td style=&quot;border-bottom: Black 2.25pt double; text-align: right&quot;&gt;97,274&lt;/td&gt;
       &lt;td style=&quot;border-bottom: Black 2.25pt double; text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;padding-bottom: 2.25pt&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;border-bottom: Black 2.25pt double; text-align: left&quot;&gt;$&lt;/td&gt;
       &lt;td style=&quot;border-bottom: Black 2.25pt double; text-align: right&quot;&gt;846&lt;/td&gt;
       &lt;td style=&quot;border-bottom: Black 2.25pt double; text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;padding-bottom: 2.25pt&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;border-bottom: Black 2.25pt double; text-align: left&quot;&gt;$&lt;/td&gt;
       &lt;td style=&quot;border-bottom: Black 2.25pt double; text-align: right&quot;&gt;277,584&lt;/td&gt;
       &lt;td style=&quot;border-bottom: Black 2.25pt double; text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;padding-bottom: 2.25pt&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;border-bottom: Black 2.25pt double; text-align: left&quot;&gt;$&lt;/td&gt;
       &lt;td style=&quot;border-bottom: Black 2.25pt double; text-align: right&quot;&gt;6,413&lt;/td&gt;
       &lt;td style=&quot;border-bottom: Black 2.25pt double; text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;/tr&gt;

    &lt;/table&gt;</us-gaap:AvailableForSaleSecuritiesContinuousUnrealizedLossPositionFairValueTableTextBlock>
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  <us-gaap:AvailableForSaleSecuritiesContinuousUnrealizedLossPositionAggregateLosses unitRef="usd" contextRef="c376_From1Jan2015To31Dec2015_CorporateDebtSecuritiesMember" decimals="-3">4436000</us-gaap:AvailableForSaleSecuritiesContinuousUnrealizedLossPositionAggregateLosses>
  <us-gaap:AvailableForSaleSecuritiesContinuousUnrealizedLossPositionLessThanTwelveMonthsFairValue unitRef="usd" contextRef="c327_AsOf31Dec2015_CorporateDebtSecuritiesMember" decimals="-3">76218000</us-gaap:AvailableForSaleSecuritiesContinuousUnrealizedLossPositionLessThanTwelveMonthsFairValue>
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  <us-gaap:AvailableForSaleSecuritiesContinuousUnrealizedLossPositionTwelveMonthsOrLongerFairValue unitRef="usd" contextRef="c327_AsOf31Dec2015_CorporateDebtSecuritiesMember" decimals="-3">9345000</us-gaap:AvailableForSaleSecuritiesContinuousUnrealizedLossPositionTwelveMonthsOrLongerFairValue>
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  <us-gaap:AvailableForSaleSecuritiesContinuousUnrealizedLossPositionTwelveMonthsOrLongerFairValue unitRef="usd" contextRef="c368_AsOf31Dec2015_OtherDebtSecuritiesMember" decimals="-3">298000</us-gaap:AvailableForSaleSecuritiesContinuousUnrealizedLossPositionTwelveMonthsOrLongerFairValue>
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  <us-gaap:OtherThanTemporaryImpairmentCreditLossesRecognizedInEarningsTableTextBlock contextRef="c2_From1Jan2015To31Dec2015">&lt;table cellpadding=&quot;0&quot; cellspacing=&quot;0&quot; style=&quot;border-collapse: collapse; width: 100%; font: 10pt Times New Roman, Times, Serif&quot;&gt;

      &lt;tr style=&quot;vertical-align: bottom&quot;&gt;
       &lt;td&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;padding-bottom: 1pt&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td colspan=&quot;11&quot; style=&quot;text-align: center; border-bottom: Black 1pt solid&quot;&gt;For the years ended December 31,&lt;/td&gt;
      &lt;/tr&gt;
      &lt;tr style=&quot;vertical-align: bottom&quot;&gt;
       &lt;td&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;padding-bottom: 1pt&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td colspan=&quot;3&quot; style=&quot;text-align: center; border-bottom: Black 1pt solid&quot;&gt;2015&lt;/td&gt;
       &lt;td style=&quot;padding-bottom: 1pt&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td colspan=&quot;3&quot; style=&quot;text-align: center; border-bottom: Black 1pt solid&quot;&gt;2014&lt;/td&gt;
       &lt;td style=&quot;padding-bottom: 1pt&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td colspan=&quot;3&quot; style=&quot;text-align: center; border-bottom: Black 1pt solid&quot;&gt;2013&lt;/td&gt;
      &lt;/tr&gt;
      &lt;tr style=&quot;vertical-align: bottom&quot;&gt;
       &lt;td&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;font-style: italic&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td colspan=&quot;11&quot; style=&quot;font-style: italic; text-align: center&quot;&gt;(In thousands)&lt;/td&gt;
      &lt;/tr&gt;
      &lt;tr style=&quot;vertical-align: bottom; background-color: rgb(204,238,255)&quot;&gt;
       &lt;td style=&quot;width: 61%; text-align: left&quot;&gt;Beginning balance&lt;/td&gt;
       &lt;td style=&quot;width: 1%&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;width: 1%; text-align: left&quot;&gt;$&lt;/td&gt;
       &lt;td style=&quot;width: 10%; text-align: right&quot;&gt;-&lt;/td&gt;
       &lt;td style=&quot;width: 1%; text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;width: 1%&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;width: 1%; text-align: left&quot;&gt;$&lt;/td&gt;
       &lt;td style=&quot;width: 10%; text-align: right&quot;&gt;3,738&lt;/td&gt;
       &lt;td style=&quot;width: 1%; text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;width: 1%&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;width: 1%; text-align: left&quot;&gt;$&lt;/td&gt;
       &lt;td style=&quot;width: 10%; text-align: right&quot;&gt;6,178&lt;/td&gt;
       &lt;td style=&quot;width: 1%; text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;/tr&gt;
      &lt;tr style=&quot;vertical-align: bottom; background-color: White&quot;&gt;
       &lt;td&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: right&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: right&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: right&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;/tr&gt;
      &lt;tr style=&quot;vertical-align: bottom; background-color: rgb(204,238,255)&quot;&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;Recognition of actual losses&lt;/td&gt;
       &lt;td&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: right&quot;&gt;-&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: right&quot;&gt;-&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: right&quot;&gt;(842&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;)&lt;/td&gt;
      &lt;/tr&gt;
      &lt;tr style=&quot;vertical-align: bottom; background-color: White&quot;&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;OTTI charges due to credit loss recorded in earnings&lt;/td&gt;
       &lt;td&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: right&quot;&gt;-&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: right&quot;&gt;-&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: right&quot;&gt;1,419&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;/tr&gt;
      &lt;tr style=&quot;vertical-align: bottom; background-color: rgb(204,238,255)&quot;&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;Securities sold during the period&lt;/td&gt;
       &lt;td&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: right&quot;&gt;-&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: right&quot;&gt;(3,738&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;)&lt;/td&gt;
       &lt;td&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: right&quot;&gt;(3,017&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;)&lt;/td&gt;
      &lt;/tr&gt;
      &lt;tr style=&quot;vertical-align: bottom; background-color: White&quot;&gt;
       &lt;td style=&quot;text-align: left; padding-bottom: 1pt&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;padding-bottom: 1pt&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;border-bottom: Black 1pt solid; text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;border-bottom: Black 1pt solid; text-align: right&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;border-bottom: Black 1pt solid; text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;padding-bottom: 1pt&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;border-bottom: Black 1pt solid; text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;border-bottom: Black 1pt solid; text-align: right&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;border-bottom: Black 1pt solid; text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;padding-bottom: 1pt&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;border-bottom: Black 1pt solid; text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;border-bottom: Black 1pt solid; text-align: right&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;border-bottom: Black 1pt solid; text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;/tr&gt;
      &lt;tr style=&quot;vertical-align: bottom; background-color: rgb(204,238,255)&quot;&gt;
       &lt;td style=&quot;text-align: left; padding-bottom: 2.25pt&quot;&gt;Ending balance&lt;/td&gt;
       &lt;td style=&quot;padding-bottom: 2.25pt&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;border-bottom: Black 2.25pt double; text-align: left&quot;&gt;$&lt;/td&gt;
       &lt;td style=&quot;border-bottom: Black 2.25pt double; text-align: right&quot;&gt;-&lt;/td&gt;
       &lt;td style=&quot;border-bottom: Black 2.25pt double; text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;padding-bottom: 2.25pt&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;border-bottom: Black 2.25pt double; text-align: left&quot;&gt;$&lt;/td&gt;
       &lt;td style=&quot;border-bottom: Black 2.25pt double; text-align: right&quot;&gt;-&lt;/td&gt;
       &lt;td style=&quot;border-bottom: Black 2.25pt double; text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;padding-bottom: 2.25pt&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;border-bottom: Black 2.25pt double; text-align: left&quot;&gt;$&lt;/td&gt;
       &lt;td style=&quot;border-bottom: Black 2.25pt double; text-align: right&quot;&gt;3,738&lt;/td&gt;
       &lt;td style=&quot;border-bottom: Black 2.25pt double; text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;/tr&gt;

    &lt;/table&gt;</us-gaap:OtherThanTemporaryImpairmentCreditLossesRecognizedInEarningsTableTextBlock>
  <us-gaap:OtherThanTemporaryImpairmentCreditLossesRecognizedInEarningsCreditLossesOnDebtSecuritiesHeld unitRef="usd" contextRef="c46_AsOf31Dec2013" decimals="-3">3738000</us-gaap:OtherThanTemporaryImpairmentCreditLossesRecognizedInEarningsCreditLossesOnDebtSecuritiesHeld>
  <us-gaap:OtherThanTemporaryImpairmentCreditLossesRecognizedInEarningsCreditLossesOnDebtSecuritiesHeld unitRef="usd" contextRef="c47_AsOf31Dec2012" decimals="-3">6178000</us-gaap:OtherThanTemporaryImpairmentCreditLossesRecognizedInEarningsCreditLossesOnDebtSecuritiesHeld>
  <ffic:OtherThanTemporaryImpairmentCreditLossesRecognizedInEarningsReductionsRecognitionOfActualLosses unitRef="usd" contextRef="c4_From1Jan2013To31Dec2013" decimals="-3">-842000</ffic:OtherThanTemporaryImpairmentCreditLossesRecognizedInEarningsReductionsRecognitionOfActualLosses>
  <us-gaap:OtherThanTemporaryImpairmentCreditLossesRecognizedInEarningsReductionsSecuritiesSold unitRef="usd" contextRef="c3_From1Jan2014To31Dec2014" decimals="-3">-3738000</us-gaap:OtherThanTemporaryImpairmentCreditLossesRecognizedInEarningsReductionsSecuritiesSold>
  <us-gaap:OtherThanTemporaryImpairmentCreditLossesRecognizedInEarningsReductionsSecuritiesSold unitRef="usd" contextRef="c4_From1Jan2013To31Dec2013" decimals="-3">-3017000</us-gaap:OtherThanTemporaryImpairmentCreditLossesRecognizedInEarningsReductionsSecuritiesSold>
  <us-gaap:ScheduleOfRealizedGainLossTableTextBlock contextRef="c2_From1Jan2015To31Dec2015">&lt;table cellpadding=&quot;0&quot; cellspacing=&quot;0&quot; style=&quot;border-collapse: collapse; width: 100%; font: 10pt Times New Roman, Times, Serif&quot;&gt;

      &lt;tr style=&quot;vertical-align: bottom&quot;&gt;
       &lt;td&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;padding-bottom: 1pt&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td colspan=&quot;11&quot; style=&quot;text-align: center; border-bottom: Black 1pt solid&quot;&gt;For the years ended&lt;br /&gt; December 31,&lt;/td&gt;
      &lt;/tr&gt;
      &lt;tr style=&quot;vertical-align: bottom&quot;&gt;
       &lt;td&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;padding-bottom: 1pt&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td colspan=&quot;3&quot; style=&quot;text-align: center; border-bottom: Black 1pt solid&quot;&gt;2015&lt;/td&gt;
       &lt;td style=&quot;padding-bottom: 1pt&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td colspan=&quot;3&quot; style=&quot;text-align: center; border-bottom: Black 1pt solid&quot;&gt;2014&lt;/td&gt;
       &lt;td style=&quot;padding-bottom: 1pt&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td colspan=&quot;3&quot; style=&quot;text-align: center; border-bottom: Black 1pt solid&quot;&gt;2013&lt;/td&gt;
      &lt;/tr&gt;
      &lt;tr style=&quot;vertical-align: bottom&quot;&gt;
       &lt;td&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;font-style: italic&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td colspan=&quot;11&quot; style=&quot;font-style: italic; text-align: center&quot;&gt;(In thousands)&lt;/td&gt;
      &lt;/tr&gt;
      &lt;tr style=&quot;vertical-align: bottom; background-color: rgb(204,238,255)&quot;&gt;
       &lt;td style=&quot;width: 61%; text-align: left&quot;&gt;Gross gains from the sale of securities&lt;/td&gt;
       &lt;td style=&quot;width: 1%&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;width: 1%; text-align: left&quot;&gt;$&lt;/td&gt;
       &lt;td style=&quot;width: 10%; text-align: right&quot;&gt;2,899&lt;/td&gt;
       &lt;td style=&quot;width: 1%; text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;width: 1%&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;width: 1%; text-align: left&quot;&gt;$&lt;/td&gt;
       &lt;td style=&quot;width: 10%; text-align: right&quot;&gt;5,247&lt;/td&gt;
       &lt;td style=&quot;width: 1%; text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;width: 1%&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;width: 1%; text-align: left&quot;&gt;$&lt;/td&gt;
       &lt;td style=&quot;width: 10%; text-align: right&quot;&gt;5,222&lt;/td&gt;
       &lt;td style=&quot;width: 1%; text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;/tr&gt;
      &lt;tr style=&quot;vertical-align: bottom; background-color: White&quot;&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;Gross losses from the sale of securities&lt;/td&gt;
       &lt;td&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: right&quot;&gt;(2,732&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;)&lt;/td&gt;
       &lt;td&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: right&quot;&gt;(2,372&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;)&lt;/td&gt;
       &lt;td&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: right&quot;&gt;(2,201&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;)&lt;/td&gt;
      &lt;/tr&gt;
      &lt;tr style=&quot;vertical-align: bottom; background-color: rgb(204,238,255)&quot;&gt;
       &lt;td style=&quot;text-align: left; padding-bottom: 1pt&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;padding-bottom: 1pt&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;border-bottom: Black 1pt solid; text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;border-bottom: Black 1pt solid; text-align: right&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;border-bottom: Black 1pt solid; text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;padding-bottom: 1pt&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;border-bottom: Black 1pt solid; text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;border-bottom: Black 1pt solid; text-align: right&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;border-bottom: Black 1pt solid; text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;padding-bottom: 1pt&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;border-bottom: Black 1pt solid; text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;border-bottom: Black 1pt solid; text-align: right&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;border-bottom: Black 1pt solid; text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;/tr&gt;
      &lt;tr style=&quot;vertical-align: bottom; background-color: White&quot;&gt;
       &lt;td style=&quot;text-align: left; padding-bottom: 2.25pt&quot;&gt;Net gains from the sale of securities&lt;/td&gt;
       &lt;td style=&quot;padding-bottom: 2.25pt&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;border-bottom: Black 2.25pt double; text-align: left&quot;&gt;$&lt;/td&gt;
       &lt;td style=&quot;border-bottom: Black 2.25pt double; text-align: right&quot;&gt;167&lt;/td&gt;
       &lt;td style=&quot;border-bottom: Black 2.25pt double; text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;padding-bottom: 2.25pt&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;border-bottom: Black 2.25pt double; text-align: left&quot;&gt;$&lt;/td&gt;
       &lt;td style=&quot;border-bottom: Black 2.25pt double; text-align: right&quot;&gt;2,875&lt;/td&gt;
       &lt;td style=&quot;border-bottom: Black 2.25pt double; text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;padding-bottom: 2.25pt&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;border-bottom: Black 2.25pt double; text-align: left&quot;&gt;$&lt;/td&gt;
       &lt;td style=&quot;border-bottom: Black 2.25pt double; text-align: right&quot;&gt;3,021&lt;/td&gt;
       &lt;td style=&quot;border-bottom: Black 2.25pt double; text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;/tr&gt;

    &lt;/table&gt;</us-gaap:ScheduleOfRealizedGainLossTableTextBlock>
  <us-gaap:AvailableForSaleSecuritiesGrossRealizedGains unitRef="usd" contextRef="c2_From1Jan2015To31Dec2015" decimals="-3">2899000</us-gaap:AvailableForSaleSecuritiesGrossRealizedGains>
  <us-gaap:AvailableForSaleSecuritiesGrossRealizedGains unitRef="usd" contextRef="c3_From1Jan2014To31Dec2014" decimals="-3">5247000</us-gaap:AvailableForSaleSecuritiesGrossRealizedGains>
  <us-gaap:AvailableForSaleSecuritiesGrossRealizedGains unitRef="usd" contextRef="c4_From1Jan2013To31Dec2013" decimals="-3">5222000</us-gaap:AvailableForSaleSecuritiesGrossRealizedGains>
  <us-gaap:AvailableforsaleSecuritiesGrossRealizedLossesExcludingOtherThanTemporaryImpairments unitRef="usd" contextRef="c2_From1Jan2015To31Dec2015" decimals="-3">2732000</us-gaap:AvailableforsaleSecuritiesGrossRealizedLossesExcludingOtherThanTemporaryImpairments>
  <us-gaap:AvailableforsaleSecuritiesGrossRealizedLossesExcludingOtherThanTemporaryImpairments unitRef="usd" contextRef="c3_From1Jan2014To31Dec2014" decimals="-3">2372000</us-gaap:AvailableforsaleSecuritiesGrossRealizedLossesExcludingOtherThanTemporaryImpairments>
  <us-gaap:AvailableforsaleSecuritiesGrossRealizedLossesExcludingOtherThanTemporaryImpairments unitRef="usd" contextRef="c4_From1Jan2013To31Dec2013" decimals="-3">2201000</us-gaap:AvailableforsaleSecuritiesGrossRealizedLossesExcludingOtherThanTemporaryImpairments>
  <us-gaap:AvailableforsaleSecuritiesGrossRealizedGainLossExcludingOtherThanTemporaryImpairments unitRef="usd" contextRef="c2_From1Jan2015To31Dec2015" decimals="-3">167000</us-gaap:AvailableforsaleSecuritiesGrossRealizedGainLossExcludingOtherThanTemporaryImpairments>
  <us-gaap:AvailableforsaleSecuritiesGrossRealizedGainLossExcludingOtherThanTemporaryImpairments unitRef="usd" contextRef="c3_From1Jan2014To31Dec2014" decimals="-3">2875000</us-gaap:AvailableforsaleSecuritiesGrossRealizedGainLossExcludingOtherThanTemporaryImpairments>
  <us-gaap:AvailableforsaleSecuritiesGrossRealizedGainLossExcludingOtherThanTemporaryImpairments unitRef="usd" contextRef="c4_From1Jan2013To31Dec2013" decimals="-3">3021000</us-gaap:AvailableforsaleSecuritiesGrossRealizedGainLossExcludingOtherThanTemporaryImpairments>
  <us-gaap:PropertyPlantAndEquipmentDisclosureTextBlock contextRef="c2_From1Jan2015To31Dec2015">&lt;p style=&quot;font: 10pt Times New Roman, Times, Serif; margin: 0pt 0&quot;&gt;&lt;b&gt;7. Bank Premises and Equipment, Net&lt;/b&gt;&lt;/p&gt;&lt;br/&gt;&lt;p style=&quot;font: 10pt Times New Roman, Times, Serif; margin: 0pt 0&quot;&gt;Bank premises and equipment are as follows at December 31:&lt;/p&gt;&lt;br/&gt;&lt;table cellpadding=&quot;0&quot; cellspacing=&quot;0&quot; style=&quot;border-collapse: collapse; width: 100%; font: 10pt Times New Roman, Times, Serif&quot;&gt;

      &lt;tr style=&quot;vertical-align: bottom&quot;&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;padding-bottom: 1pt&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td colspan=&quot;3&quot; style=&quot;text-align: center; border-bottom: Black 1pt solid&quot;&gt;2015&lt;/td&gt;
       &lt;td style=&quot;padding-bottom: 1pt&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td colspan=&quot;3&quot; style=&quot;text-align: center; border-bottom: Black 1pt solid&quot;&gt;2014&lt;/td&gt;
      &lt;/tr&gt;
      &lt;tr style=&quot;vertical-align: bottom&quot;&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;font-style: italic&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td colspan=&quot;7&quot; style=&quot;font-style: italic; text-align: center&quot;&gt;(In thousands)&lt;/td&gt;
      &lt;/tr&gt;
      &lt;tr style=&quot;vertical-align: bottom; background-color: rgb(204,238,255)&quot;&gt;
       &lt;td style=&quot;width: 70%; text-align: left&quot;&gt;Land&lt;/td&gt;
       &lt;td style=&quot;width: 1%&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;width: 1%; text-align: left&quot;&gt;$&lt;/td&gt;
       &lt;td style=&quot;width: 12%; text-align: right&quot;&gt;745&lt;/td&gt;
       &lt;td style=&quot;width: 1%; text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;width: 1%&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;width: 1%; text-align: left&quot;&gt;$&lt;/td&gt;
       &lt;td style=&quot;width: 12%; text-align: right&quot;&gt;3,551&lt;/td&gt;
       &lt;td style=&quot;width: 1%; text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;/tr&gt;
      &lt;tr style=&quot;vertical-align: bottom; background-color: White&quot;&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;Building and leasehold improvements&lt;/td&gt;
       &lt;td&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: right&quot;&gt;29,610&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: right&quot;&gt;25,717&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;/tr&gt;
      &lt;tr style=&quot;vertical-align: bottom; background-color: rgb(204,238,255)&quot;&gt;
       &lt;td style=&quot;text-align: left; padding-bottom: 1pt&quot;&gt;Equipment and furniture&lt;/td&gt;
       &lt;td style=&quot;padding-bottom: 1pt&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;border-bottom: Black 1pt solid; text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;border-bottom: Black 1pt solid; text-align: right&quot;&gt;19,770&lt;/td&gt;
       &lt;td style=&quot;border-bottom: Black 1pt solid; text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;padding-bottom: 1pt&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;border-bottom: Black 1pt solid; text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;border-bottom: Black 1pt solid; text-align: right&quot;&gt;19,197&lt;/td&gt;
       &lt;td style=&quot;border-bottom: Black 1pt solid; text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;/tr&gt;
      &lt;tr style=&quot;vertical-align: bottom; background-color: White&quot;&gt;
       &lt;td style=&quot;text-align: left; padding-left: 10pt&quot;&gt;Total&lt;/td&gt;
       &lt;td&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: right&quot;&gt;50,125&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: right&quot;&gt;48,465&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;/tr&gt;
      &lt;tr style=&quot;vertical-align: bottom; background-color: rgb(204,238,255)&quot;&gt;
       &lt;td style=&quot;text-align: left; padding-bottom: 1pt&quot;&gt;Less: Accumulated depreciation and amortization&lt;/td&gt;
       &lt;td style=&quot;padding-bottom: 1pt&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;border-bottom: Black 1pt solid; text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;border-bottom: Black 1pt solid; text-align: right&quot;&gt;24,503&lt;/td&gt;
       &lt;td style=&quot;border-bottom: Black 1pt solid; text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;padding-bottom: 1pt&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;border-bottom: Black 1pt solid; text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;border-bottom: Black 1pt solid; text-align: right&quot;&gt;26,597&lt;/td&gt;
       &lt;td style=&quot;border-bottom: Black 1pt solid; text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;/tr&gt;
      &lt;tr style=&quot;vertical-align: bottom; background-color: White&quot;&gt;
       &lt;td style=&quot;text-align: left; padding-bottom: 2.25pt; padding-left: 10pt&quot;&gt;Bank premises and equipment, net&lt;/td&gt;
       &lt;td style=&quot;padding-bottom: 2.25pt&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;border-bottom: Black 2.25pt double; text-align: left&quot;&gt;$&lt;/td&gt;
       &lt;td style=&quot;border-bottom: Black 2.25pt double; text-align: right&quot;&gt;25,622&lt;/td&gt;
       &lt;td style=&quot;border-bottom: Black 2.25pt double; text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;padding-bottom: 2.25pt&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;border-bottom: Black 2.25pt double; text-align: left&quot;&gt;$&lt;/td&gt;
       &lt;td style=&quot;border-bottom: Black 2.25pt double; text-align: right&quot;&gt;21,868&lt;/td&gt;
       &lt;td style=&quot;border-bottom: Black 2.25pt double; text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;/tr&gt;

    &lt;/table&gt;&lt;br/&gt;&lt;p style=&quot;font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify&quot;&gt;During the year ended December 31, 2015, we sold three of our branch buildings in sale-leaseback transactions, realizing a net gain on sale of $12.7 million, of which $6.5 million was recognized in earnings during the year ended December 31, 2015 and $6.2 million will be deferred and amortized over the 10 year term of the branch leases. We have no continuing involvement in the sold buildings other than as an ordinary lessee.&lt;/p&gt;&lt;br/&gt;</us-gaap:PropertyPlantAndEquipmentDisclosureTextBlock>
  <ffic:SaleLeasebackTransactionNumberOfPropertySold unitRef="pure" contextRef="c386_From1Jan2015To31Dec2015_BranchBuildingsMember" decimals="0">3</ffic:SaleLeasebackTransactionNumberOfPropertySold>
  <ffic:SaleLeasebackTransactionGainLossNet unitRef="usd" contextRef="c386_From1Jan2015To31Dec2015_BranchBuildingsMember" decimals="-5">12700000</ffic:SaleLeasebackTransactionGainLossNet>
  <us-gaap:SaleLeasebackTransactionCurrentPeriodGainRecognized unitRef="usd" contextRef="c386_From1Jan2015To31Dec2015_BranchBuildingsMember" decimals="-5">6500000</us-gaap:SaleLeasebackTransactionCurrentPeriodGainRecognized>
  <us-gaap:SaleLeasebackTransactionDeferredGainNet unitRef="usd" contextRef="c387_AsOf31Dec2015_BranchBuildingsMember" decimals="-5">6200000</us-gaap:SaleLeasebackTransactionDeferredGainNet>
  <us-gaap:PropertyPlantAndEquipmentTextBlock contextRef="c2_From1Jan2015To31Dec2015">&lt;table cellpadding=&quot;0&quot; cellspacing=&quot;0&quot; style=&quot;border-collapse: collapse; width: 100%; font: 10pt Times New Roman, Times, Serif&quot;&gt;

      &lt;tr style=&quot;vertical-align: bottom&quot;&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;padding-bottom: 1pt&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td colspan=&quot;3&quot; style=&quot;text-align: center; border-bottom: Black 1pt solid&quot;&gt;2015&lt;/td&gt;
       &lt;td style=&quot;padding-bottom: 1pt&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td colspan=&quot;3&quot; style=&quot;text-align: center; border-bottom: Black 1pt solid&quot;&gt;2014&lt;/td&gt;
      &lt;/tr&gt;
      &lt;tr style=&quot;vertical-align: bottom&quot;&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;font-style: italic&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td colspan=&quot;7&quot; style=&quot;font-style: italic; text-align: center&quot;&gt;(In thousands)&lt;/td&gt;
      &lt;/tr&gt;
      &lt;tr style=&quot;vertical-align: bottom; background-color: rgb(204,238,255)&quot;&gt;
       &lt;td style=&quot;width: 70%; text-align: left&quot;&gt;Land&lt;/td&gt;
       &lt;td style=&quot;width: 1%&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;width: 1%; text-align: left&quot;&gt;$&lt;/td&gt;
       &lt;td style=&quot;width: 12%; text-align: right&quot;&gt;745&lt;/td&gt;
       &lt;td style=&quot;width: 1%; text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;width: 1%&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;width: 1%; text-align: left&quot;&gt;$&lt;/td&gt;
       &lt;td style=&quot;width: 12%; text-align: right&quot;&gt;3,551&lt;/td&gt;
       &lt;td style=&quot;width: 1%; text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;/tr&gt;
      &lt;tr style=&quot;vertical-align: bottom; background-color: White&quot;&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;Building and leasehold improvements&lt;/td&gt;
       &lt;td&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: right&quot;&gt;29,610&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: right&quot;&gt;25,717&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;/tr&gt;
      &lt;tr style=&quot;vertical-align: bottom; background-color: rgb(204,238,255)&quot;&gt;
       &lt;td style=&quot;text-align: left; padding-bottom: 1pt&quot;&gt;Equipment and furniture&lt;/td&gt;
       &lt;td style=&quot;padding-bottom: 1pt&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;border-bottom: Black 1pt solid; text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;border-bottom: Black 1pt solid; text-align: right&quot;&gt;19,770&lt;/td&gt;
       &lt;td style=&quot;border-bottom: Black 1pt solid; text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;padding-bottom: 1pt&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;border-bottom: Black 1pt solid; text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;border-bottom: Black 1pt solid; text-align: right&quot;&gt;19,197&lt;/td&gt;
       &lt;td style=&quot;border-bottom: Black 1pt solid; text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;/tr&gt;
      &lt;tr style=&quot;vertical-align: bottom; background-color: White&quot;&gt;
       &lt;td style=&quot;text-align: left; padding-left: 10pt&quot;&gt;Total&lt;/td&gt;
       &lt;td&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: right&quot;&gt;50,125&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: right&quot;&gt;48,465&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;/tr&gt;
      &lt;tr style=&quot;vertical-align: bottom; background-color: rgb(204,238,255)&quot;&gt;
       &lt;td style=&quot;text-align: left; padding-bottom: 1pt&quot;&gt;Less: Accumulated depreciation and amortization&lt;/td&gt;
       &lt;td style=&quot;padding-bottom: 1pt&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;border-bottom: Black 1pt solid; text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;border-bottom: Black 1pt solid; text-align: right&quot;&gt;24,503&lt;/td&gt;
       &lt;td style=&quot;border-bottom: Black 1pt solid; text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;padding-bottom: 1pt&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;border-bottom: Black 1pt solid; text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;border-bottom: Black 1pt solid; text-align: right&quot;&gt;26,597&lt;/td&gt;
       &lt;td style=&quot;border-bottom: Black 1pt solid; text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;/tr&gt;
      &lt;tr style=&quot;vertical-align: bottom; background-color: White&quot;&gt;
       &lt;td style=&quot;text-align: left; padding-bottom: 2.25pt; padding-left: 10pt&quot;&gt;Bank premises and equipment, net&lt;/td&gt;
       &lt;td style=&quot;padding-bottom: 2.25pt&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;border-bottom: Black 2.25pt double; text-align: left&quot;&gt;$&lt;/td&gt;
       &lt;td style=&quot;border-bottom: Black 2.25pt double; text-align: right&quot;&gt;25,622&lt;/td&gt;
       &lt;td style=&quot;border-bottom: Black 2.25pt double; text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;padding-bottom: 2.25pt&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;border-bottom: Black 2.25pt double; text-align: left&quot;&gt;$&lt;/td&gt;
       &lt;td style=&quot;border-bottom: Black 2.25pt double; text-align: right&quot;&gt;21,868&lt;/td&gt;
       &lt;td style=&quot;border-bottom: Black 2.25pt double; text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;/tr&gt;

    &lt;/table&gt;</us-gaap:PropertyPlantAndEquipmentTextBlock>
  <us-gaap:PropertyPlantAndEquipmentGross unitRef="usd" contextRef="c388_AsOf31Dec2015_LandMember" decimals="-3">745000</us-gaap:PropertyPlantAndEquipmentGross>
  <us-gaap:PropertyPlantAndEquipmentGross unitRef="usd" contextRef="c389_AsOf31Dec2014_LandMember" decimals="-3">3551000</us-gaap:PropertyPlantAndEquipmentGross>
  <us-gaap:PropertyPlantAndEquipmentGross unitRef="usd" contextRef="c390_AsOf31Dec2015_BuildingAndLeaseholdImprovementsMember" decimals="-3">29610000</us-gaap:PropertyPlantAndEquipmentGross>
  <us-gaap:PropertyPlantAndEquipmentGross unitRef="usd" contextRef="c391_AsOf31Dec2014_BuildingAndLeaseholdImprovementsMember" decimals="-3">25717000</us-gaap:PropertyPlantAndEquipmentGross>
  <us-gaap:PropertyPlantAndEquipmentGross unitRef="usd" contextRef="c392_AsOf31Dec2015_EquipmentAndFurnitureMember" decimals="-3">19770000</us-gaap:PropertyPlantAndEquipmentGross>
  <us-gaap:PropertyPlantAndEquipmentGross unitRef="usd" contextRef="c393_AsOf31Dec2014_EquipmentAndFurnitureMember" decimals="-3">19197000</us-gaap:PropertyPlantAndEquipmentGross>
  <us-gaap:PropertyPlantAndEquipmentGross unitRef="usd" contextRef="c0_AsOf31Dec2015" decimals="-3">50125000</us-gaap:PropertyPlantAndEquipmentGross>
  <us-gaap:PropertyPlantAndEquipmentGross unitRef="usd" contextRef="c1_AsOf31Dec2014" decimals="-3">48465000</us-gaap:PropertyPlantAndEquipmentGross>
  <us-gaap:AccumulatedDepreciationDepletionAndAmortizationPropertyPlantAndEquipment unitRef="usd" contextRef="c0_AsOf31Dec2015" decimals="-3">24503000</us-gaap:AccumulatedDepreciationDepletionAndAmortizationPropertyPlantAndEquipment>
  <us-gaap:AccumulatedDepreciationDepletionAndAmortizationPropertyPlantAndEquipment unitRef="usd" contextRef="c1_AsOf31Dec2014" decimals="-3">26597000</us-gaap:AccumulatedDepreciationDepletionAndAmortizationPropertyPlantAndEquipment>
  <us-gaap:DepositLiabilitiesDisclosuresTextBlock contextRef="c2_From1Jan2015To31Dec2015">&lt;p style=&quot;font: 10pt Times New Roman, Times, Serif; margin: 0pt 0.25in 0pt 0&quot;&gt;&lt;b&gt;8. Deposits&lt;/b&gt;&lt;/p&gt;&lt;br/&gt;&lt;p style=&quot;font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify&quot;&gt;Total deposits at December 31, 2015 and 2014, and the weighted average rate on deposits at December 31, 2015, are as follows:&lt;/p&gt;&lt;br/&gt;&lt;table cellpadding=&quot;0&quot; cellspacing=&quot;0&quot; style=&quot;border-collapse: collapse; width: 100%; font: 10pt Times New Roman, Times, Serif&quot;&gt;

      &lt;tr style=&quot;vertical-align: bottom&quot;&gt;
       &lt;td style=&quot;text-align: center&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;padding-bottom: 1pt&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td colspan=&quot;3&quot; style=&quot;text-align: center; border-bottom: Black 1pt solid&quot;&gt;2015&lt;/td&gt;
       &lt;td style=&quot;padding-bottom: 1pt&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td colspan=&quot;3&quot; style=&quot;text-align: center; border-bottom: Black 1pt solid&quot;&gt;2014&lt;/td&gt;
       &lt;td style=&quot;padding-bottom: 1pt&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td colspan=&quot;3&quot; style=&quot;text-align: center; border-bottom: Black 1pt solid&quot;&gt;Weighted &lt;br /&gt; Average &lt;br /&gt; Rate &lt;br /&gt; 2015&lt;/td&gt;
      &lt;/tr&gt;
      &lt;tr style=&quot;vertical-align: bottom&quot;&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;font-style: italic&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td colspan=&quot;9&quot; style=&quot;font-style: italic; text-align: center&quot;&gt;(Dollars in thousands)&lt;/td&gt;
      &lt;/tr&gt;
      &lt;tr style=&quot;vertical-align: bottom; background-color: rgb(204,238,255)&quot;&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;Interest-bearing deposits:&lt;/td&gt;
       &lt;td&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: right&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: right&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: right&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;/tr&gt;
      &lt;tr style=&quot;vertical-align: bottom; background-color: White&quot;&gt;
       &lt;td style=&quot;width: 61%; text-align: left; padding-left: 10pt&quot;&gt;Certificate of deposit accounts&lt;/td&gt;
       &lt;td style=&quot;width: 1%&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;width: 1%; text-align: left&quot;&gt;$&lt;/td&gt;
       &lt;td style=&quot;width: 10%; text-align: right&quot;&gt;1,403,302&lt;/td&gt;
       &lt;td style=&quot;width: 1%; text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;width: 1%&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;width: 1%; text-align: left&quot;&gt;$&lt;/td&gt;
       &lt;td style=&quot;width: 10%; text-align: right&quot;&gt;1,305,823&lt;/td&gt;
       &lt;td style=&quot;width: 1%; text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;width: 1%&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;width: 1%; text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;width: 10%; text-align: right&quot;&gt;1.41&lt;/td&gt;
       &lt;td style=&quot;width: 1%; text-align: left&quot;&gt;%&lt;/td&gt;
      &lt;/tr&gt;
      &lt;tr style=&quot;vertical-align: bottom; background-color: rgb(204,238,255)&quot;&gt;
       &lt;td style=&quot;text-align: left; padding-left: 10pt&quot;&gt;Savings accounts&lt;/td&gt;
       &lt;td&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: right&quot;&gt;261,748&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: right&quot;&gt;261,942&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: right&quot;&gt;0.45&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;/tr&gt;
      &lt;tr style=&quot;vertical-align: bottom; background-color: White&quot;&gt;
       &lt;td style=&quot;text-align: left; padding-left: 10pt&quot;&gt;Money market accounts&lt;/td&gt;
       &lt;td&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: right&quot;&gt;472,489&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: right&quot;&gt;290,263&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: right&quot;&gt;0.46&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;/tr&gt;
      &lt;tr style=&quot;vertical-align: bottom; background-color: rgb(204,238,255)&quot;&gt;
       &lt;td style=&quot;text-align: left; padding-bottom: 1pt; padding-left: 10pt&quot;&gt;NOW accounts&lt;/td&gt;
       &lt;td style=&quot;padding-bottom: 1pt&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;border-bottom: Black 1pt solid; text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;border-bottom: Black 1pt solid; text-align: right&quot;&gt;1,448,695&lt;/td&gt;
       &lt;td style=&quot;border-bottom: Black 1pt solid; text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;padding-bottom: 1pt&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;border-bottom: Black 1pt solid; text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;border-bottom: Black 1pt solid; text-align: right&quot;&gt;1,359,057&lt;/td&gt;
       &lt;td style=&quot;border-bottom: Black 1pt solid; text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;padding-bottom: 1pt&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: right&quot;&gt;0.49&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;/tr&gt;
      &lt;tr style=&quot;vertical-align: bottom; background-color: White&quot;&gt;
       &lt;td style=&quot;text-align: left; padding-left: 20pt&quot;&gt;Total interest-bearing deposits&lt;/td&gt;
       &lt;td&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: right&quot;&gt;3,586,234&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: right&quot;&gt;3,217,085&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: right&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;/tr&gt;
      &lt;tr style=&quot;vertical-align: bottom; background-color: rgb(204,238,255)&quot;&gt;
       &lt;td style=&quot;text-align: left; padding-bottom: 1pt&quot;&gt;Non-interest bearing demand deposits&lt;/td&gt;
       &lt;td style=&quot;padding-bottom: 1pt&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;border-bottom: Black 1pt solid; text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;border-bottom: Black 1pt solid; text-align: right&quot;&gt;269,469&lt;/td&gt;
       &lt;td style=&quot;border-bottom: Black 1pt solid; text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;padding-bottom: 1pt&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;border-bottom: Black 1pt solid; text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;border-bottom: Black 1pt solid; text-align: right&quot;&gt;255,834&lt;/td&gt;
       &lt;td style=&quot;border-bottom: Black 1pt solid; text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;padding-bottom: 1pt&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: right&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;/tr&gt;
      &lt;tr style=&quot;vertical-align: bottom; background-color: White&quot;&gt;
       &lt;td style=&quot;text-align: left; padding-left: 20pt&quot;&gt;Total due to depositors&lt;/td&gt;
       &lt;td&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: right&quot;&gt;3,855,703&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: right&quot;&gt;3,472,919&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: right&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;/tr&gt;
      &lt;tr style=&quot;vertical-align: bottom; background-color: rgb(204,238,255)&quot;&gt;
       &lt;td style=&quot;text-align: left; padding-bottom: 1pt&quot;&gt;Mortgagors&apos; escrow deposits&lt;/td&gt;
       &lt;td style=&quot;padding-bottom: 1pt&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;border-bottom: Black 1pt solid; text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;border-bottom: Black 1pt solid; text-align: right&quot;&gt;36,844&lt;/td&gt;
       &lt;td style=&quot;border-bottom: Black 1pt solid; text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;padding-bottom: 1pt&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;border-bottom: Black 1pt solid; text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;border-bottom: Black 1pt solid; text-align: right&quot;&gt;35,679&lt;/td&gt;
       &lt;td style=&quot;border-bottom: Black 1pt solid; text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;padding-bottom: 1pt&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: right&quot;&gt;0.17&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;/tr&gt;
      &lt;tr style=&quot;vertical-align: bottom; background-color: White&quot;&gt;
       &lt;td style=&quot;text-align: left; padding-bottom: 2.25pt; padding-left: 20pt&quot;&gt;Total deposits&lt;/td&gt;
       &lt;td style=&quot;padding-bottom: 2.25pt&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;border-bottom: Black 2.25pt double; text-align: left&quot;&gt;$&lt;/td&gt;
       &lt;td style=&quot;border-bottom: Black 2.25pt double; text-align: right&quot;&gt;3,892,547&lt;/td&gt;
       &lt;td style=&quot;border-bottom: Black 2.25pt double; text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;padding-bottom: 2.25pt&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;border-bottom: Black 2.25pt double; text-align: left&quot;&gt;$&lt;/td&gt;
       &lt;td style=&quot;border-bottom: Black 2.25pt double; text-align: right&quot;&gt;3,508,598&lt;/td&gt;
       &lt;td style=&quot;border-bottom: Black 2.25pt double; text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;padding-bottom: 2.25pt&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: right&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;/tr&gt;

    &lt;/table&gt;&lt;br/&gt;&lt;p style=&quot;font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify&quot;&gt;The aggregate amount of time deposits with denominations of $250,000 or more (excluding brokered deposits issued in $1,000.00 amounts under a master certificate of deposit) was $169.2 million and $109.6 million at December 31, 2015 and 2014, respectively. The aggregate amount of brokered deposits was $982.8 million and $763.9 million at December 31, 2015 and 2014, respectively.&lt;/p&gt;&lt;br/&gt;&lt;p style=&quot;font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify&quot;&gt;Deposits obtained by the government banking division are collateralized by either securities or letters of credit issued by FHLB-NY or are placed in an Insured Cash Sweep service (&amp;#x201c;ICS&amp;#x201d;). The letters of credit are collateralized by mortgage loans pledged by the Bank.&lt;/p&gt;&lt;br/&gt;&lt;p style=&quot;font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify&quot;&gt;At December 31, 2015, government banking division deposits totaled $975.9 million, of which $210.7 million were ICS deposits and $765.2 million were collateralized by $364.7 million in securities and $494.0 million of letters of credit. At December 31, 2014, government banking division deposits totaled $891.9 million, of which $94.0 million were ICS deposits and $797.9 million were collateralized by $379.3 million in securities and $499.1 million of letters of credit.&lt;/p&gt;&lt;br/&gt;&lt;p style=&quot;font: 10pt Times New Roman, Times, Serif; margin: 0pt 0.25in 0pt 0; text-align: justify&quot;&gt;Interest expense on deposits is summarized as follows for the years ended December 31:&lt;/p&gt;&lt;br/&gt;&lt;table cellpadding=&quot;0&quot; cellspacing=&quot;0&quot; style=&quot;border-collapse: collapse; width: 100%; font: 10pt Times New Roman, Times, Serif&quot;&gt;

      &lt;tr style=&quot;vertical-align: bottom&quot;&gt;
       &lt;td style=&quot;text-align: center&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;padding-bottom: 1pt&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td colspan=&quot;3&quot; style=&quot;text-align: center; border-bottom: Black 1pt solid&quot;&gt;2015&lt;/td&gt;
       &lt;td style=&quot;padding-bottom: 1pt&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td colspan=&quot;3&quot; style=&quot;text-align: center; border-bottom: Black 1pt solid&quot;&gt;2014&lt;/td&gt;
       &lt;td style=&quot;padding-bottom: 1pt&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td colspan=&quot;3&quot; style=&quot;text-align: center; border-bottom: Black 1pt solid&quot;&gt;2013&lt;/td&gt;
      &lt;/tr&gt;
      &lt;tr style=&quot;vertical-align: bottom&quot;&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;font-style: italic&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td colspan=&quot;11&quot; style=&quot;font-style: italic; text-align: center&quot;&gt;(In thousands)&lt;/td&gt;
      &lt;/tr&gt;
      &lt;tr style=&quot;vertical-align: bottom; background-color: rgb(204,238,255)&quot;&gt;
       &lt;td style=&quot;width: 61%; text-align: left&quot;&gt;Certificate of deposit accounts&lt;/td&gt;
       &lt;td style=&quot;width: 1%&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;width: 1%; text-align: left&quot;&gt;$&lt;/td&gt;
       &lt;td style=&quot;width: 10%; text-align: right&quot;&gt;20,943&lt;/td&gt;
       &lt;td style=&quot;width: 1%; text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;width: 1%&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;width: 1%; text-align: left&quot;&gt;$&lt;/td&gt;
       &lt;td style=&quot;width: 10%; text-align: right&quot;&gt;22,420&lt;/td&gt;
       &lt;td style=&quot;width: 1%; text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;width: 1%&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;width: 1%; text-align: left&quot;&gt;$&lt;/td&gt;
       &lt;td style=&quot;width: 10%; text-align: right&quot;&gt;24,414&lt;/td&gt;
       &lt;td style=&quot;width: 1%; text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;/tr&gt;
      &lt;tr style=&quot;vertical-align: bottom; background-color: White&quot;&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;Savings accounts&lt;/td&gt;
       &lt;td&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: right&quot;&gt;1,151&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: right&quot;&gt;597&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: right&quot;&gt;515&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;/tr&gt;
      &lt;tr style=&quot;vertical-align: bottom; background-color: rgb(204,238,255)&quot;&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;Money market accounts&lt;/td&gt;
       &lt;td&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: right&quot;&gt;1,551&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: right&quot;&gt;667&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: right&quot;&gt;294&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;/tr&gt;
      &lt;tr style=&quot;vertical-align: bottom; background-color: White&quot;&gt;
       &lt;td style=&quot;text-align: left; padding-bottom: 1pt&quot;&gt;NOW accounts&lt;/td&gt;
       &lt;td style=&quot;padding-bottom: 1pt&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;border-bottom: Black 1pt solid; text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;border-bottom: Black 1pt solid; text-align: right&quot;&gt;6,593&lt;/td&gt;
       &lt;td style=&quot;border-bottom: Black 1pt solid; text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;padding-bottom: 1pt&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;border-bottom: Black 1pt solid; text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;border-bottom: Black 1pt solid; text-align: right&quot;&gt;6,227&lt;/td&gt;
       &lt;td style=&quot;border-bottom: Black 1pt solid; text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;padding-bottom: 1pt&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;border-bottom: Black 1pt solid; text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;border-bottom: Black 1pt solid; text-align: right&quot;&gt;6,777&lt;/td&gt;
       &lt;td style=&quot;border-bottom: Black 1pt solid; text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;/tr&gt;
      &lt;tr style=&quot;vertical-align: bottom; background-color: rgb(204,238,255)&quot;&gt;
       &lt;td style=&quot;text-align: left; padding-left: 10pt&quot;&gt;Total due to depositors&lt;/td&gt;
       &lt;td&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: right&quot;&gt;30,238&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: right&quot;&gt;29,911&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: right&quot;&gt;32,000&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;/tr&gt;
      &lt;tr style=&quot;vertical-align: bottom; background-color: White&quot;&gt;
       &lt;td style=&quot;text-align: left; padding-bottom: 1pt&quot;&gt;Mortgagors&apos; escrow deposits&lt;/td&gt;
       &lt;td style=&quot;padding-bottom: 1pt&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;border-bottom: Black 1pt solid; text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;border-bottom: Black 1pt solid; text-align: right&quot;&gt;98&lt;/td&gt;
       &lt;td style=&quot;border-bottom: Black 1pt solid; text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;padding-bottom: 1pt&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;border-bottom: Black 1pt solid; text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;border-bottom: Black 1pt solid; text-align: right&quot;&gt;133&lt;/td&gt;
       &lt;td style=&quot;border-bottom: Black 1pt solid; text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;padding-bottom: 1pt&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;border-bottom: Black 1pt solid; text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;border-bottom: Black 1pt solid; text-align: right&quot;&gt;37&lt;/td&gt;
       &lt;td style=&quot;border-bottom: Black 1pt solid; text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;/tr&gt;
      &lt;tr style=&quot;vertical-align: bottom; background-color: rgb(204,238,255)&quot;&gt;
       &lt;td style=&quot;text-align: left; padding-bottom: 2.25pt; padding-left: 10pt&quot;&gt;Total interest expense on deposits&lt;/td&gt;
       &lt;td style=&quot;padding-bottom: 2.25pt&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;border-bottom: Black 2.25pt double; text-align: left&quot;&gt;$&lt;/td&gt;
       &lt;td style=&quot;border-bottom: Black 2.25pt double; text-align: right&quot;&gt;30,336&lt;/td&gt;
       &lt;td style=&quot;border-bottom: Black 2.25pt double; text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;padding-bottom: 2.25pt&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;border-bottom: Black 2.25pt double; text-align: left&quot;&gt;$&lt;/td&gt;
       &lt;td style=&quot;border-bottom: Black 2.25pt double; text-align: right&quot;&gt;30,044&lt;/td&gt;
       &lt;td style=&quot;border-bottom: Black 2.25pt double; text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;padding-bottom: 2.25pt&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;border-bottom: Black 2.25pt double; text-align: left&quot;&gt;$&lt;/td&gt;
       &lt;td style=&quot;border-bottom: Black 2.25pt double; text-align: right&quot;&gt;32,037&lt;/td&gt;
       &lt;td style=&quot;border-bottom: Black 2.25pt double; text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;/tr&gt;

    &lt;/table&gt;&lt;br/&gt;&lt;p style=&quot;font: 10pt Times New Roman, Times, Serif; margin: 0pt 0.25in 0pt 0&quot;&gt;Scheduled remaining maturities of certificate of deposit accounts are summarized as follows for the years ended December 31:&lt;/p&gt;&lt;br/&gt;&lt;table cellpadding=&quot;0&quot; cellspacing=&quot;0&quot; style=&quot;border-collapse: collapse; width: 100%; font: 10pt Times New Roman, Times, Serif&quot;&gt;

      &lt;tr style=&quot;vertical-align: bottom&quot;&gt;
       &lt;td style=&quot;text-align: center&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;padding-bottom: 1pt&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td colspan=&quot;3&quot; style=&quot;text-align: center; border-bottom: Black 1pt solid&quot;&gt;2015&lt;/td&gt;
       &lt;td style=&quot;padding-bottom: 1pt&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td colspan=&quot;3&quot; style=&quot;text-align: center; border-bottom: Black 1pt solid&quot;&gt;2014&lt;/td&gt;
      &lt;/tr&gt;
      &lt;tr style=&quot;vertical-align: bottom&quot;&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;font-style: italic&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td colspan=&quot;7&quot; style=&quot;font-style: italic; text-align: center&quot;&gt;(In thousands)&lt;/td&gt;
      &lt;/tr&gt;
      &lt;tr style=&quot;vertical-align: bottom; background-color: rgb(204,238,255)&quot;&gt;
       &lt;td style=&quot;width: 70%; text-align: left&quot;&gt;Within 12 months&lt;/td&gt;
       &lt;td style=&quot;width: 1%&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;width: 1%; text-align: left&quot;&gt;$&lt;/td&gt;
       &lt;td style=&quot;width: 12%; text-align: right&quot;&gt;448,229&lt;/td&gt;
       &lt;td style=&quot;width: 1%; text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;width: 1%&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;width: 1%; text-align: left&quot;&gt;$&lt;/td&gt;
       &lt;td style=&quot;width: 12%; text-align: right&quot;&gt;455,295&lt;/td&gt;
       &lt;td style=&quot;width: 1%; text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;/tr&gt;
      &lt;tr style=&quot;vertical-align: bottom; background-color: White&quot;&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;More than 12 months to 24 months&lt;/td&gt;
       &lt;td&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: right&quot;&gt;478,361&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: right&quot;&gt;269,840&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;/tr&gt;
      &lt;tr style=&quot;vertical-align: bottom; background-color: rgb(204,238,255)&quot;&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;More than 24 months to 36 months&lt;/td&gt;
       &lt;td&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: right&quot;&gt;247,349&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: right&quot;&gt;229,931&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;/tr&gt;
      &lt;tr style=&quot;vertical-align: bottom; background-color: White&quot;&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;More than 36 months to 48 months&lt;/td&gt;
       &lt;td&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: right&quot;&gt;167,529&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: right&quot;&gt;176,876&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;/tr&gt;
      &lt;tr style=&quot;vertical-align: bottom; background-color: rgb(204,238,255)&quot;&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;More than 48 months to 60 months&lt;/td&gt;
       &lt;td&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: right&quot;&gt;35,558&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: right&quot;&gt;148,424&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;/tr&gt;
      &lt;tr style=&quot;vertical-align: bottom; background-color: White&quot;&gt;
       &lt;td style=&quot;text-align: left; padding-bottom: 1pt&quot;&gt;More than 60 months&lt;/td&gt;
       &lt;td style=&quot;padding-bottom: 1pt&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;border-bottom: Black 1pt solid; text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;border-bottom: Black 1pt solid; text-align: right&quot;&gt;26,276&lt;/td&gt;
       &lt;td style=&quot;border-bottom: Black 1pt solid; text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;padding-bottom: 1pt&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;border-bottom: Black 1pt solid; text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;border-bottom: Black 1pt solid; text-align: right&quot;&gt;25,457&lt;/td&gt;
       &lt;td style=&quot;border-bottom: Black 1pt solid; text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;/tr&gt;
      &lt;tr style=&quot;vertical-align: bottom; background-color: rgb(204,238,255)&quot;&gt;
       &lt;td style=&quot;text-align: left; padding-bottom: 2.25pt; padding-left: 10pt&quot;&gt;Total certificate of deposit accounts&lt;/td&gt;
       &lt;td style=&quot;padding-bottom: 2.25pt&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;border-bottom: Black 2.25pt double; text-align: left&quot;&gt;$&lt;/td&gt;
       &lt;td style=&quot;border-bottom: Black 2.25pt double; text-align: right&quot;&gt;1,403,302&lt;/td&gt;
       &lt;td style=&quot;border-bottom: Black 2.25pt double; text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;padding-bottom: 2.25pt&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;border-bottom: Black 2.25pt double; text-align: left&quot;&gt;$&lt;/td&gt;
       &lt;td style=&quot;border-bottom: Black 2.25pt double; text-align: right&quot;&gt;1,305,823&lt;/td&gt;
       &lt;td style=&quot;border-bottom: Black 2.25pt double; text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;/tr&gt;

    &lt;/table&gt;&lt;br/&gt;</us-gaap:DepositLiabilitiesDisclosuresTextBlock>
  <us-gaap:InterestBearingDomesticDepositBrokered unitRef="usd" contextRef="c394_AsOf31Dec2015_DenominationMember" decimals="-4">1000000000</us-gaap:InterestBearingDomesticDepositBrokered>
  <ffic:TimeDeposits250000OrMore unitRef="usd" contextRef="c0_AsOf31Dec2015" decimals="-5">169200000</ffic:TimeDeposits250000OrMore>
  <ffic:TimeDeposits250000OrMore unitRef="usd" contextRef="c1_AsOf31Dec2014" decimals="-5">109600000</ffic:TimeDeposits250000OrMore>
  <us-gaap:InterestBearingDomesticDepositBrokered unitRef="usd" contextRef="c0_AsOf31Dec2015" decimals="-5">982800000</us-gaap:InterestBearingDomesticDepositBrokered>
  <us-gaap:InterestBearingDomesticDepositBrokered unitRef="usd" contextRef="c1_AsOf31Dec2014" decimals="-5">763900000</us-gaap:InterestBearingDomesticDepositBrokered>
  <us-gaap:Deposits unitRef="usd" contextRef="c395_AsOf31Dec2015_GovernmentDepositsMember" decimals="-5">975900000</us-gaap:Deposits>
  <us-gaap:Deposits unitRef="usd" contextRef="c396_AsOf31Dec2015_GovernmentDepositsMember_ICSDepositsMember" decimals="-5">210700000</us-gaap:Deposits>
  <us-gaap:Deposits unitRef="usd" contextRef="c397_AsOf31Dec2015_GovernmentDepositsMember_CollateralizedDepositsMember" decimals="-5">765200000</us-gaap:Deposits>
  <us-gaap:DepositLiabilitiesCollateralIssuedFinancialInstruments unitRef="usd" contextRef="c398_AsOf31Dec2015_GovernmentDepositsMember_SecuritiesPledgedAsCollateralMember" decimals="-5">364700000</us-gaap:DepositLiabilitiesCollateralIssuedFinancialInstruments>
  <us-gaap:DepositLiabilitiesCollateralIssuedFinancialInstruments unitRef="usd" contextRef="c399_AsOf31Dec2015_GovernmentDepositsMember_LetterOfCreditPledgedAsCollateralMember" decimals="-5">494000000</us-gaap:DepositLiabilitiesCollateralIssuedFinancialInstruments>
  <us-gaap:Deposits unitRef="usd" contextRef="c400_AsOf31Dec2014_GovernmentDepositsMember" decimals="-5">891900000</us-gaap:Deposits>
  <us-gaap:Deposits unitRef="usd" contextRef="c401_AsOf31Dec2014_GovernmentDepositsMember_ICSDepositsMember" decimals="-5">94000000</us-gaap:Deposits>
  <us-gaap:Deposits unitRef="usd" contextRef="c402_AsOf31Dec2014_GovernmentDepositsMember_CollateralizedDepositsMember" decimals="-5">797900000</us-gaap:Deposits>
  <us-gaap:DepositLiabilitiesCollateralIssuedFinancialInstruments unitRef="usd" contextRef="c403_AsOf31Dec2014_GovernmentDepositsMember_SecuritiesPledgedAsCollateralMember" decimals="-5">379300000</us-gaap:DepositLiabilitiesCollateralIssuedFinancialInstruments>
  <us-gaap:DepositLiabilitiesCollateralIssuedFinancialInstruments unitRef="usd" contextRef="c404_AsOf31Dec2014_GovernmentDepositsMember_LetterOfCreditPledgedAsCollateralMember" decimals="-5">499100000</us-gaap:DepositLiabilitiesCollateralIssuedFinancialInstruments>
  <ffic:ScheduleOfDepositsAndWeightedAverageRateOnDepositsTableTextBlock contextRef="c2_From1Jan2015To31Dec2015">&lt;table cellpadding=&quot;0&quot; cellspacing=&quot;0&quot; style=&quot;border-collapse: collapse; width: 100%; font: 10pt Times New Roman, Times, Serif&quot;&gt;

      &lt;tr style=&quot;vertical-align: bottom&quot;&gt;
       &lt;td style=&quot;text-align: center&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;padding-bottom: 1pt&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td colspan=&quot;3&quot; style=&quot;text-align: center; border-bottom: Black 1pt solid&quot;&gt;2015&lt;/td&gt;
       &lt;td style=&quot;padding-bottom: 1pt&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td colspan=&quot;3&quot; style=&quot;text-align: center; border-bottom: Black 1pt solid&quot;&gt;2014&lt;/td&gt;
       &lt;td style=&quot;padding-bottom: 1pt&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td colspan=&quot;3&quot; style=&quot;text-align: center; border-bottom: Black 1pt solid&quot;&gt;Weighted &lt;br /&gt; Average &lt;br /&gt; Rate &lt;br /&gt; 2015&lt;/td&gt;
      &lt;/tr&gt;
      &lt;tr style=&quot;vertical-align: bottom&quot;&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;font-style: italic&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td colspan=&quot;9&quot; style=&quot;font-style: italic; text-align: center&quot;&gt;(Dollars in thousands)&lt;/td&gt;
      &lt;/tr&gt;
      &lt;tr style=&quot;vertical-align: bottom; background-color: rgb(204,238,255)&quot;&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;Interest-bearing deposits:&lt;/td&gt;
       &lt;td&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: right&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: right&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: right&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;/tr&gt;
      &lt;tr style=&quot;vertical-align: bottom; background-color: White&quot;&gt;
       &lt;td style=&quot;width: 61%; text-align: left; padding-left: 10pt&quot;&gt;Certificate of deposit accounts&lt;/td&gt;
       &lt;td style=&quot;width: 1%&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;width: 1%; text-align: left&quot;&gt;$&lt;/td&gt;
       &lt;td style=&quot;width: 10%; text-align: right&quot;&gt;1,403,302&lt;/td&gt;
       &lt;td style=&quot;width: 1%; text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;width: 1%&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;width: 1%; text-align: left&quot;&gt;$&lt;/td&gt;
       &lt;td style=&quot;width: 10%; text-align: right&quot;&gt;1,305,823&lt;/td&gt;
       &lt;td style=&quot;width: 1%; text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;width: 1%&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;width: 1%; text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;width: 10%; text-align: right&quot;&gt;1.41&lt;/td&gt;
       &lt;td style=&quot;width: 1%; text-align: left&quot;&gt;%&lt;/td&gt;
      &lt;/tr&gt;
      &lt;tr style=&quot;vertical-align: bottom; background-color: rgb(204,238,255)&quot;&gt;
       &lt;td style=&quot;text-align: left; padding-left: 10pt&quot;&gt;Savings accounts&lt;/td&gt;
       &lt;td&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: right&quot;&gt;261,748&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: right&quot;&gt;261,942&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: right&quot;&gt;0.45&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;/tr&gt;
      &lt;tr style=&quot;vertical-align: bottom; background-color: White&quot;&gt;
       &lt;td style=&quot;text-align: left; padding-left: 10pt&quot;&gt;Money market accounts&lt;/td&gt;
       &lt;td&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: right&quot;&gt;472,489&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: right&quot;&gt;290,263&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: right&quot;&gt;0.46&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;/tr&gt;
      &lt;tr style=&quot;vertical-align: bottom; background-color: rgb(204,238,255)&quot;&gt;
       &lt;td style=&quot;text-align: left; padding-bottom: 1pt; padding-left: 10pt&quot;&gt;NOW accounts&lt;/td&gt;
       &lt;td style=&quot;padding-bottom: 1pt&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;border-bottom: Black 1pt solid; text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;border-bottom: Black 1pt solid; text-align: right&quot;&gt;1,448,695&lt;/td&gt;
       &lt;td style=&quot;border-bottom: Black 1pt solid; text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;padding-bottom: 1pt&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;border-bottom: Black 1pt solid; text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;border-bottom: Black 1pt solid; text-align: right&quot;&gt;1,359,057&lt;/td&gt;
       &lt;td style=&quot;border-bottom: Black 1pt solid; text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;padding-bottom: 1pt&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: right&quot;&gt;0.49&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;/tr&gt;
      &lt;tr style=&quot;vertical-align: bottom; background-color: White&quot;&gt;
       &lt;td style=&quot;text-align: left; padding-left: 20pt&quot;&gt;Total interest-bearing deposits&lt;/td&gt;
       &lt;td&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: right&quot;&gt;3,586,234&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: right&quot;&gt;3,217,085&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: right&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;/tr&gt;
      &lt;tr style=&quot;vertical-align: bottom; background-color: rgb(204,238,255)&quot;&gt;
       &lt;td style=&quot;text-align: left; padding-bottom: 1pt&quot;&gt;Non-interest bearing demand deposits&lt;/td&gt;
       &lt;td style=&quot;padding-bottom: 1pt&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;border-bottom: Black 1pt solid; text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;border-bottom: Black 1pt solid; text-align: right&quot;&gt;269,469&lt;/td&gt;
       &lt;td style=&quot;border-bottom: Black 1pt solid; text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;padding-bottom: 1pt&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;border-bottom: Black 1pt solid; text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;border-bottom: Black 1pt solid; text-align: right&quot;&gt;255,834&lt;/td&gt;
       &lt;td style=&quot;border-bottom: Black 1pt solid; text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;padding-bottom: 1pt&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: right&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;/tr&gt;
      &lt;tr style=&quot;vertical-align: bottom; background-color: White&quot;&gt;
       &lt;td style=&quot;text-align: left; padding-left: 20pt&quot;&gt;Total due to depositors&lt;/td&gt;
       &lt;td&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: right&quot;&gt;3,855,703&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: right&quot;&gt;3,472,919&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: right&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;/tr&gt;
      &lt;tr style=&quot;vertical-align: bottom; background-color: rgb(204,238,255)&quot;&gt;
       &lt;td style=&quot;text-align: left; padding-bottom: 1pt&quot;&gt;Mortgagors&apos; escrow deposits&lt;/td&gt;
       &lt;td style=&quot;padding-bottom: 1pt&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;border-bottom: Black 1pt solid; text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;border-bottom: Black 1pt solid; text-align: right&quot;&gt;36,844&lt;/td&gt;
       &lt;td style=&quot;border-bottom: Black 1pt solid; text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;padding-bottom: 1pt&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;border-bottom: Black 1pt solid; text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;border-bottom: Black 1pt solid; text-align: right&quot;&gt;35,679&lt;/td&gt;
       &lt;td style=&quot;border-bottom: Black 1pt solid; text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;padding-bottom: 1pt&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: right&quot;&gt;0.17&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;/tr&gt;
      &lt;tr style=&quot;vertical-align: bottom; background-color: White&quot;&gt;
       &lt;td style=&quot;text-align: left; padding-bottom: 2.25pt; padding-left: 20pt&quot;&gt;Total deposits&lt;/td&gt;
       &lt;td style=&quot;padding-bottom: 2.25pt&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;border-bottom: Black 2.25pt double; text-align: left&quot;&gt;$&lt;/td&gt;
       &lt;td style=&quot;border-bottom: Black 2.25pt double; text-align: right&quot;&gt;3,892,547&lt;/td&gt;
       &lt;td style=&quot;border-bottom: Black 2.25pt double; text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;padding-bottom: 2.25pt&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;border-bottom: Black 2.25pt double; text-align: left&quot;&gt;$&lt;/td&gt;
       &lt;td style=&quot;border-bottom: Black 2.25pt double; text-align: right&quot;&gt;3,508,598&lt;/td&gt;
       &lt;td style=&quot;border-bottom: Black 2.25pt double; text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;padding-bottom: 2.25pt&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: right&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;/tr&gt;

    &lt;/table&gt;</ffic:ScheduleOfDepositsAndWeightedAverageRateOnDepositsTableTextBlock>
  <us-gaap:TimeDeposits unitRef="usd" contextRef="c0_AsOf31Dec2015" decimals="-3">1403302000</us-gaap:TimeDeposits>
  <us-gaap:TimeDeposits unitRef="usd" contextRef="c1_AsOf31Dec2014" decimals="-3">1305823000</us-gaap:TimeDeposits>
  <ffic:WeightedAverageRateDepositCertificatesOfDeposit unitRef="pure" contextRef="c0_AsOf31Dec2015" decimals="4">0.0141</ffic:WeightedAverageRateDepositCertificatesOfDeposit>
  <us-gaap:DepositsSavingsDeposits unitRef="usd" contextRef="c0_AsOf31Dec2015" decimals="-3">261748000</us-gaap:DepositsSavingsDeposits>
  <us-gaap:DepositsSavingsDeposits unitRef="usd" contextRef="c1_AsOf31Dec2014" decimals="-3">261942000</us-gaap:DepositsSavingsDeposits>
  <ffic:WeightedAverageRateDepositSavings unitRef="pure" contextRef="c0_AsOf31Dec2015" decimals="4">0.0045</ffic:WeightedAverageRateDepositSavings>
  <us-gaap:DepositsMoneyMarketDeposits unitRef="usd" contextRef="c0_AsOf31Dec2015" decimals="-3">472489000</us-gaap:DepositsMoneyMarketDeposits>
  <us-gaap:DepositsMoneyMarketDeposits unitRef="usd" contextRef="c1_AsOf31Dec2014" decimals="-3">290263000</us-gaap:DepositsMoneyMarketDeposits>
  <ffic:WeightedAverageRateDepositMoneyMarket unitRef="pure" contextRef="c0_AsOf31Dec2015" decimals="4">0.0046</ffic:WeightedAverageRateDepositMoneyMarket>
  <us-gaap:DepositsNegotiableOrderOfWithdrawalNOW unitRef="usd" contextRef="c0_AsOf31Dec2015" decimals="-3">1448695000</us-gaap:DepositsNegotiableOrderOfWithdrawalNOW>
  <us-gaap:DepositsNegotiableOrderOfWithdrawalNOW unitRef="usd" contextRef="c1_AsOf31Dec2014" decimals="-3">1359057000</us-gaap:DepositsNegotiableOrderOfWithdrawalNOW>
  <ffic:WeightedAverageRateDepositNOWAccounts unitRef="pure" contextRef="c0_AsOf31Dec2015" decimals="4">0.0049</ffic:WeightedAverageRateDepositNOWAccounts>
  <us-gaap:InterestBearingDepositLiabilities unitRef="usd" contextRef="c0_AsOf31Dec2015" decimals="-3">3586234000</us-gaap:InterestBearingDepositLiabilities>
  <us-gaap:InterestBearingDepositLiabilities unitRef="usd" contextRef="c1_AsOf31Dec2014" decimals="-3">3217085000</us-gaap:InterestBearingDepositLiabilities>
  <us-gaap:NoninterestBearingDepositLiabilities unitRef="usd" contextRef="c0_AsOf31Dec2015" decimals="-3">269469000</us-gaap:NoninterestBearingDepositLiabilities>
  <us-gaap:NoninterestBearingDepositLiabilities unitRef="usd" contextRef="c1_AsOf31Dec2014" decimals="-3">255834000</us-gaap:NoninterestBearingDepositLiabilities>
  <ffic:DepositLiabilities unitRef="usd" contextRef="c0_AsOf31Dec2015" decimals="-3">3855703000</ffic:DepositLiabilities>
  <ffic:DepositLiabilities unitRef="usd" contextRef="c1_AsOf31Dec2014" decimals="-3">3472919000</ffic:DepositLiabilities>
  <ffic:WeightedAverageRateDepositMortgagorsEscrow unitRef="pure" contextRef="c0_AsOf31Dec2015" decimals="4">0.0017</ffic:WeightedAverageRateDepositMortgagorsEscrow>
  <us-gaap:Deposits unitRef="usd" contextRef="c0_AsOf31Dec2015" decimals="-3">3892547000</us-gaap:Deposits>
  <us-gaap:Deposits unitRef="usd" contextRef="c1_AsOf31Dec2014" decimals="-3">3508598000</us-gaap:Deposits>
  <ffic:ScheduleOfInterestExpenseOnDepositsTableTextBlock contextRef="c2_From1Jan2015To31Dec2015">&lt;table cellpadding=&quot;0&quot; cellspacing=&quot;0&quot; style=&quot;border-collapse: collapse; width: 100%; font: 10pt Times New Roman, Times, Serif&quot;&gt;

      &lt;tr style=&quot;vertical-align: bottom&quot;&gt;
       &lt;td style=&quot;text-align: center&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;padding-bottom: 1pt&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td colspan=&quot;3&quot; style=&quot;text-align: center; border-bottom: Black 1pt solid&quot;&gt;2015&lt;/td&gt;
       &lt;td style=&quot;padding-bottom: 1pt&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td colspan=&quot;3&quot; style=&quot;text-align: center; border-bottom: Black 1pt solid&quot;&gt;2014&lt;/td&gt;
       &lt;td style=&quot;padding-bottom: 1pt&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td colspan=&quot;3&quot; style=&quot;text-align: center; border-bottom: Black 1pt solid&quot;&gt;2013&lt;/td&gt;
      &lt;/tr&gt;
      &lt;tr style=&quot;vertical-align: bottom&quot;&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;font-style: italic&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td colspan=&quot;11&quot; style=&quot;font-style: italic; text-align: center&quot;&gt;(In thousands)&lt;/td&gt;
      &lt;/tr&gt;
      &lt;tr style=&quot;vertical-align: bottom; background-color: rgb(204,238,255)&quot;&gt;
       &lt;td style=&quot;width: 61%; text-align: left&quot;&gt;Certificate of deposit accounts&lt;/td&gt;
       &lt;td style=&quot;width: 1%&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;width: 1%; text-align: left&quot;&gt;$&lt;/td&gt;
       &lt;td style=&quot;width: 10%; text-align: right&quot;&gt;20,943&lt;/td&gt;
       &lt;td style=&quot;width: 1%; text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;width: 1%&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;width: 1%; text-align: left&quot;&gt;$&lt;/td&gt;
       &lt;td style=&quot;width: 10%; text-align: right&quot;&gt;22,420&lt;/td&gt;
       &lt;td style=&quot;width: 1%; text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;width: 1%&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;width: 1%; text-align: left&quot;&gt;$&lt;/td&gt;
       &lt;td style=&quot;width: 10%; text-align: right&quot;&gt;24,414&lt;/td&gt;
       &lt;td style=&quot;width: 1%; text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;/tr&gt;
      &lt;tr style=&quot;vertical-align: bottom; background-color: White&quot;&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;Savings accounts&lt;/td&gt;
       &lt;td&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: right&quot;&gt;1,151&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: right&quot;&gt;597&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: right&quot;&gt;515&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;/tr&gt;
      &lt;tr style=&quot;vertical-align: bottom; background-color: rgb(204,238,255)&quot;&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;Money market accounts&lt;/td&gt;
       &lt;td&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: right&quot;&gt;1,551&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: right&quot;&gt;667&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: right&quot;&gt;294&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;/tr&gt;
      &lt;tr style=&quot;vertical-align: bottom; background-color: White&quot;&gt;
       &lt;td style=&quot;text-align: left; padding-bottom: 1pt&quot;&gt;NOW accounts&lt;/td&gt;
       &lt;td style=&quot;padding-bottom: 1pt&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;border-bottom: Black 1pt solid; text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;border-bottom: Black 1pt solid; text-align: right&quot;&gt;6,593&lt;/td&gt;
       &lt;td style=&quot;border-bottom: Black 1pt solid; text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;padding-bottom: 1pt&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;border-bottom: Black 1pt solid; text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;border-bottom: Black 1pt solid; text-align: right&quot;&gt;6,227&lt;/td&gt;
       &lt;td style=&quot;border-bottom: Black 1pt solid; text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;padding-bottom: 1pt&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;border-bottom: Black 1pt solid; text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;border-bottom: Black 1pt solid; text-align: right&quot;&gt;6,777&lt;/td&gt;
       &lt;td style=&quot;border-bottom: Black 1pt solid; text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;/tr&gt;
      &lt;tr style=&quot;vertical-align: bottom; background-color: rgb(204,238,255)&quot;&gt;
       &lt;td style=&quot;text-align: left; padding-left: 10pt&quot;&gt;Total due to depositors&lt;/td&gt;
       &lt;td&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: right&quot;&gt;30,238&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: right&quot;&gt;29,911&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: right&quot;&gt;32,000&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;/tr&gt;
      &lt;tr style=&quot;vertical-align: bottom; background-color: White&quot;&gt;
       &lt;td style=&quot;text-align: left; padding-bottom: 1pt&quot;&gt;Mortgagors&apos; escrow deposits&lt;/td&gt;
       &lt;td style=&quot;padding-bottom: 1pt&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;border-bottom: Black 1pt solid; text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;border-bottom: Black 1pt solid; text-align: right&quot;&gt;98&lt;/td&gt;
       &lt;td style=&quot;border-bottom: Black 1pt solid; text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;padding-bottom: 1pt&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;border-bottom: Black 1pt solid; text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;border-bottom: Black 1pt solid; text-align: right&quot;&gt;133&lt;/td&gt;
       &lt;td style=&quot;border-bottom: Black 1pt solid; text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;padding-bottom: 1pt&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;border-bottom: Black 1pt solid; text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;border-bottom: Black 1pt solid; text-align: right&quot;&gt;37&lt;/td&gt;
       &lt;td style=&quot;border-bottom: Black 1pt solid; text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;/tr&gt;
      &lt;tr style=&quot;vertical-align: bottom; background-color: rgb(204,238,255)&quot;&gt;
       &lt;td style=&quot;text-align: left; padding-bottom: 2.25pt; padding-left: 10pt&quot;&gt;Total interest expense on deposits&lt;/td&gt;
       &lt;td style=&quot;padding-bottom: 2.25pt&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;border-bottom: Black 2.25pt double; text-align: left&quot;&gt;$&lt;/td&gt;
       &lt;td style=&quot;border-bottom: Black 2.25pt double; text-align: right&quot;&gt;30,336&lt;/td&gt;
       &lt;td style=&quot;border-bottom: Black 2.25pt double; text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;padding-bottom: 2.25pt&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;border-bottom: Black 2.25pt double; text-align: left&quot;&gt;$&lt;/td&gt;
       &lt;td style=&quot;border-bottom: Black 2.25pt double; text-align: right&quot;&gt;30,044&lt;/td&gt;
       &lt;td style=&quot;border-bottom: Black 2.25pt double; text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;padding-bottom: 2.25pt&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;border-bottom: Black 2.25pt double; text-align: left&quot;&gt;$&lt;/td&gt;
       &lt;td style=&quot;border-bottom: Black 2.25pt double; text-align: right&quot;&gt;32,037&lt;/td&gt;
       &lt;td style=&quot;border-bottom: Black 2.25pt double; text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;/tr&gt;

    &lt;/table&gt;</ffic:ScheduleOfInterestExpenseOnDepositsTableTextBlock>
  <us-gaap:InterestExpenseTimeDeposits unitRef="usd" contextRef="c2_From1Jan2015To31Dec2015" decimals="-3">20943000</us-gaap:InterestExpenseTimeDeposits>
  <us-gaap:InterestExpenseTimeDeposits unitRef="usd" contextRef="c3_From1Jan2014To31Dec2014" decimals="-3">22420000</us-gaap:InterestExpenseTimeDeposits>
  <us-gaap:InterestExpenseTimeDeposits unitRef="usd" contextRef="c4_From1Jan2013To31Dec2013" decimals="-3">24414000</us-gaap:InterestExpenseTimeDeposits>
  <us-gaap:InterestExpenseSavingsDeposits unitRef="usd" contextRef="c2_From1Jan2015To31Dec2015" decimals="-3">1151000</us-gaap:InterestExpenseSavingsDeposits>
  <us-gaap:InterestExpenseSavingsDeposits unitRef="usd" contextRef="c3_From1Jan2014To31Dec2014" decimals="-3">597000</us-gaap:InterestExpenseSavingsDeposits>
  <us-gaap:InterestExpenseSavingsDeposits unitRef="usd" contextRef="c4_From1Jan2013To31Dec2013" decimals="-3">515000</us-gaap:InterestExpenseSavingsDeposits>
  <us-gaap:InterestExpenseMoneyMarketDeposits unitRef="usd" contextRef="c2_From1Jan2015To31Dec2015" decimals="-3">1551000</us-gaap:InterestExpenseMoneyMarketDeposits>
  <us-gaap:InterestExpenseMoneyMarketDeposits unitRef="usd" contextRef="c3_From1Jan2014To31Dec2014" decimals="-3">667000</us-gaap:InterestExpenseMoneyMarketDeposits>
  <us-gaap:InterestExpenseMoneyMarketDeposits unitRef="usd" contextRef="c4_From1Jan2013To31Dec2013" decimals="-3">294000</us-gaap:InterestExpenseMoneyMarketDeposits>
  <us-gaap:InterestExpenseNegotiableOrderOfWithdrawalNOWDeposits unitRef="usd" contextRef="c2_From1Jan2015To31Dec2015" decimals="-3">6593000</us-gaap:InterestExpenseNegotiableOrderOfWithdrawalNOWDeposits>
  <us-gaap:InterestExpenseNegotiableOrderOfWithdrawalNOWDeposits unitRef="usd" contextRef="c3_From1Jan2014To31Dec2014" decimals="-3">6227000</us-gaap:InterestExpenseNegotiableOrderOfWithdrawalNOWDeposits>
  <us-gaap:InterestExpenseNegotiableOrderOfWithdrawalNOWDeposits unitRef="usd" contextRef="c4_From1Jan2013To31Dec2013" decimals="-3">6777000</us-gaap:InterestExpenseNegotiableOrderOfWithdrawalNOWDeposits>
  <ffic:InterestExpenseDepositsExcludingMortgagorsEscrowDeposits unitRef="usd" contextRef="c2_From1Jan2015To31Dec2015" decimals="-3">30238000</ffic:InterestExpenseDepositsExcludingMortgagorsEscrowDeposits>
  <ffic:InterestExpenseDepositsExcludingMortgagorsEscrowDeposits unitRef="usd" contextRef="c3_From1Jan2014To31Dec2014" decimals="-3">29911000</ffic:InterestExpenseDepositsExcludingMortgagorsEscrowDeposits>
  <ffic:InterestExpenseDepositsExcludingMortgagorsEscrowDeposits unitRef="usd" contextRef="c4_From1Jan2013To31Dec2013" decimals="-3">32000000</ffic:InterestExpenseDepositsExcludingMortgagorsEscrowDeposits>
  <ffic:InterestExpenseMortgagorsEscrowDeposits unitRef="usd" contextRef="c2_From1Jan2015To31Dec2015" decimals="-3">98000</ffic:InterestExpenseMortgagorsEscrowDeposits>
  <ffic:InterestExpenseMortgagorsEscrowDeposits unitRef="usd" contextRef="c3_From1Jan2014To31Dec2014" decimals="-3">133000</ffic:InterestExpenseMortgagorsEscrowDeposits>
  <ffic:InterestExpenseMortgagorsEscrowDeposits unitRef="usd" contextRef="c4_From1Jan2013To31Dec2013" decimals="-3">37000</ffic:InterestExpenseMortgagorsEscrowDeposits>
  <ffic:ScheduleOfRemainingMaturitiesOfCertificatesOfDepositAccountsTableTextBlock contextRef="c2_From1Jan2015To31Dec2015">&lt;table cellpadding=&quot;0&quot; cellspacing=&quot;0&quot; style=&quot;border-collapse: collapse; width: 100%; font: 10pt Times New Roman, Times, Serif&quot;&gt;

      &lt;tr style=&quot;vertical-align: bottom&quot;&gt;
       &lt;td style=&quot;text-align: center&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;padding-bottom: 1pt&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td colspan=&quot;3&quot; style=&quot;text-align: center; border-bottom: Black 1pt solid&quot;&gt;2015&lt;/td&gt;
       &lt;td style=&quot;padding-bottom: 1pt&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td colspan=&quot;3&quot; style=&quot;text-align: center; border-bottom: Black 1pt solid&quot;&gt;2014&lt;/td&gt;
      &lt;/tr&gt;
      &lt;tr style=&quot;vertical-align: bottom&quot;&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;font-style: italic&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td colspan=&quot;7&quot; style=&quot;font-style: italic; text-align: center&quot;&gt;(In thousands)&lt;/td&gt;
      &lt;/tr&gt;
      &lt;tr style=&quot;vertical-align: bottom; background-color: rgb(204,238,255)&quot;&gt;
       &lt;td style=&quot;width: 70%; text-align: left&quot;&gt;Within 12 months&lt;/td&gt;
       &lt;td style=&quot;width: 1%&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;width: 1%; text-align: left&quot;&gt;$&lt;/td&gt;
       &lt;td style=&quot;width: 12%; text-align: right&quot;&gt;448,229&lt;/td&gt;
       &lt;td style=&quot;width: 1%; text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;width: 1%&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;width: 1%; text-align: left&quot;&gt;$&lt;/td&gt;
       &lt;td style=&quot;width: 12%; text-align: right&quot;&gt;455,295&lt;/td&gt;
       &lt;td style=&quot;width: 1%; text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;/tr&gt;
      &lt;tr style=&quot;vertical-align: bottom; background-color: White&quot;&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;More than 12 months to 24 months&lt;/td&gt;
       &lt;td&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: right&quot;&gt;478,361&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: right&quot;&gt;269,840&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;/tr&gt;
      &lt;tr style=&quot;vertical-align: bottom; background-color: rgb(204,238,255)&quot;&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;More than 24 months to 36 months&lt;/td&gt;
       &lt;td&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: right&quot;&gt;247,349&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: right&quot;&gt;229,931&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;/tr&gt;
      &lt;tr style=&quot;vertical-align: bottom; background-color: White&quot;&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;More than 36 months to 48 months&lt;/td&gt;
       &lt;td&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: right&quot;&gt;167,529&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: right&quot;&gt;176,876&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;/tr&gt;
      &lt;tr style=&quot;vertical-align: bottom; background-color: rgb(204,238,255)&quot;&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;More than 48 months to 60 months&lt;/td&gt;
       &lt;td&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: right&quot;&gt;35,558&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: right&quot;&gt;148,424&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;/tr&gt;
      &lt;tr style=&quot;vertical-align: bottom; background-color: White&quot;&gt;
       &lt;td style=&quot;text-align: left; padding-bottom: 1pt&quot;&gt;More than 60 months&lt;/td&gt;
       &lt;td style=&quot;padding-bottom: 1pt&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;border-bottom: Black 1pt solid; text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;border-bottom: Black 1pt solid; text-align: right&quot;&gt;26,276&lt;/td&gt;
       &lt;td style=&quot;border-bottom: Black 1pt solid; text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;padding-bottom: 1pt&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;border-bottom: Black 1pt solid; text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;border-bottom: Black 1pt solid; text-align: right&quot;&gt;25,457&lt;/td&gt;
       &lt;td style=&quot;border-bottom: Black 1pt solid; text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;/tr&gt;
      &lt;tr style=&quot;vertical-align: bottom; background-color: rgb(204,238,255)&quot;&gt;
       &lt;td style=&quot;text-align: left; padding-bottom: 2.25pt; padding-left: 10pt&quot;&gt;Total certificate of deposit accounts&lt;/td&gt;
       &lt;td style=&quot;padding-bottom: 2.25pt&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;border-bottom: Black 2.25pt double; text-align: left&quot;&gt;$&lt;/td&gt;
       &lt;td style=&quot;border-bottom: Black 2.25pt double; text-align: right&quot;&gt;1,403,302&lt;/td&gt;
       &lt;td style=&quot;border-bottom: Black 2.25pt double; text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;padding-bottom: 2.25pt&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;border-bottom: Black 2.25pt double; text-align: left&quot;&gt;$&lt;/td&gt;
       &lt;td style=&quot;border-bottom: Black 2.25pt double; text-align: right&quot;&gt;1,305,823&lt;/td&gt;
       &lt;td style=&quot;border-bottom: Black 2.25pt double; text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;/tr&gt;

    &lt;/table&gt;</ffic:ScheduleOfRemainingMaturitiesOfCertificatesOfDepositAccountsTableTextBlock>
  <us-gaap:TimeDepositMaturitiesYearOne unitRef="usd" contextRef="c405_AsOf31Dec2015_CertificatesOfDepositMember" decimals="-3">448229000</us-gaap:TimeDepositMaturitiesYearOne>
  <us-gaap:TimeDepositMaturitiesYearOne unitRef="usd" contextRef="c406_AsOf31Dec2014_CertificatesOfDepositMember" decimals="-3">455295000</us-gaap:TimeDepositMaturitiesYearOne>
  <us-gaap:TimeDepositMaturitiesYearTwo unitRef="usd" contextRef="c405_AsOf31Dec2015_CertificatesOfDepositMember" decimals="-3">478361000</us-gaap:TimeDepositMaturitiesYearTwo>
  <us-gaap:TimeDepositMaturitiesYearTwo unitRef="usd" contextRef="c406_AsOf31Dec2014_CertificatesOfDepositMember" decimals="-3">269840000</us-gaap:TimeDepositMaturitiesYearTwo>
  <us-gaap:TimeDepositMaturitiesYearThree unitRef="usd" contextRef="c405_AsOf31Dec2015_CertificatesOfDepositMember" decimals="-3">247349000</us-gaap:TimeDepositMaturitiesYearThree>
  <us-gaap:TimeDepositMaturitiesYearThree unitRef="usd" contextRef="c406_AsOf31Dec2014_CertificatesOfDepositMember" decimals="-3">229931000</us-gaap:TimeDepositMaturitiesYearThree>
  <us-gaap:TimeDepositMaturitiesYearFour unitRef="usd" contextRef="c405_AsOf31Dec2015_CertificatesOfDepositMember" decimals="-3">167529000</us-gaap:TimeDepositMaturitiesYearFour>
  <us-gaap:TimeDepositMaturitiesYearFour unitRef="usd" contextRef="c406_AsOf31Dec2014_CertificatesOfDepositMember" decimals="-3">176876000</us-gaap:TimeDepositMaturitiesYearFour>
  <us-gaap:TimeDepositMaturitiesYearFive unitRef="usd" contextRef="c405_AsOf31Dec2015_CertificatesOfDepositMember" decimals="-3">35558000</us-gaap:TimeDepositMaturitiesYearFive>
  <us-gaap:TimeDepositMaturitiesYearFive unitRef="usd" contextRef="c406_AsOf31Dec2014_CertificatesOfDepositMember" decimals="-3">148424000</us-gaap:TimeDepositMaturitiesYearFive>
  <us-gaap:TimeDepositMaturitiesAfterYearFive unitRef="usd" contextRef="c405_AsOf31Dec2015_CertificatesOfDepositMember" decimals="-3">26276000</us-gaap:TimeDepositMaturitiesAfterYearFive>
  <us-gaap:TimeDepositMaturitiesAfterYearFive unitRef="usd" contextRef="c406_AsOf31Dec2014_CertificatesOfDepositMember" decimals="-3">25457000</us-gaap:TimeDepositMaturitiesAfterYearFive>
  <us-gaap:TimeDeposits unitRef="usd" contextRef="c405_AsOf31Dec2015_CertificatesOfDepositMember" decimals="-3">1403302000</us-gaap:TimeDeposits>
  <us-gaap:TimeDeposits unitRef="usd" contextRef="c406_AsOf31Dec2014_CertificatesOfDepositMember" decimals="-3">1305823000</us-gaap:TimeDeposits>
  <us-gaap:RepurchaseAgreementsResaleAgreementsSecuritiesBorrowedAndSecuritiesLoanedDisclosureTextBlock contextRef="c2_From1Jan2015To31Dec2015">&lt;p style=&quot;font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify&quot;&gt;&lt;b&gt;9. Borrowed Funds and Securities Sold Under Agreements to Repurchase&lt;/b&gt;&lt;/p&gt;&lt;br/&gt;&lt;p style=&quot;font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify&quot;&gt;Borrowed funds and securities sold under agreements to repurchase are summarized as follows at December 31:&lt;/p&gt;&lt;br/&gt;&lt;table cellpadding=&quot;0&quot; cellspacing=&quot;0&quot; style=&quot;border-collapse: collapse; width: 100%; font: 10pt Times New Roman, Times, Serif&quot;&gt;

      &lt;tr style=&quot;vertical-align: bottom&quot;&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;padding-bottom: 1pt&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td colspan=&quot;7&quot; style=&quot;text-align: center; border-bottom: Black 1pt solid&quot;&gt;2015&lt;/td&gt;
       &lt;td style=&quot;padding-bottom: 1pt&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td colspan=&quot;7&quot; style=&quot;text-align: center; border-bottom: Black 1pt solid&quot;&gt;2014&lt;/td&gt;
      &lt;/tr&gt;
      &lt;tr style=&quot;vertical-align: bottom&quot;&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;padding-bottom: 1pt&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td colspan=&quot;3&quot; style=&quot;text-align: center; border-bottom: Black 1pt solid&quot;&gt;Amount&lt;/td&gt;
       &lt;td style=&quot;border-bottom: Black 1pt solid; text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td colspan=&quot;3&quot; style=&quot;text-align: center; border-bottom: Black 1pt solid&quot;&gt;Weighted &lt;br /&gt; Average &lt;br /&gt; Rate&lt;/td&gt;
       &lt;td style=&quot;padding-bottom: 1pt&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td colspan=&quot;3&quot; style=&quot;text-align: center; border-bottom: Black 1pt solid&quot;&gt;Amount&lt;/td&gt;
       &lt;td style=&quot;border-bottom: Black 1pt solid; text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td colspan=&quot;3&quot; style=&quot;text-align: center; border-bottom: Black 1pt solid&quot;&gt;Weighted &lt;br /&gt; Average &lt;br /&gt; Rate&lt;/td&gt;
      &lt;/tr&gt;
      &lt;tr style=&quot;vertical-align: bottom&quot;&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;font-style: italic&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td colspan=&quot;15&quot; style=&quot;font-style: italic; text-align: center&quot;&gt;(Dollars in thousands)&lt;/td&gt;
      &lt;/tr&gt;
      &lt;tr style=&quot;vertical-align: bottom&quot;&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td colspan=&quot;3&quot; style=&quot;text-align: right&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td colspan=&quot;3&quot; style=&quot;text-align: right&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td colspan=&quot;3&quot; style=&quot;text-align: right&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td colspan=&quot;3&quot; style=&quot;text-align: right&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;/tr&gt;
      &lt;tr style=&quot;vertical-align: bottom; background-color: rgb(204,238,255)&quot;&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;Repurchase agreements - fixed rate:&lt;/td&gt;
       &lt;td&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: right&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: right&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: right&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: right&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;/tr&gt;
      &lt;tr style=&quot;vertical-align: bottom; background-color: White&quot;&gt;
       &lt;td style=&quot;width: 56%; text-align: left; padding-left: 10pt&quot;&gt;Due in 2016&lt;/td&gt;
       &lt;td style=&quot;width: 1%&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;width: 1%; text-align: left&quot;&gt;$&lt;/td&gt;
       &lt;td style=&quot;width: 8%; text-align: right&quot;&gt;38,000&lt;/td&gt;
       &lt;td style=&quot;width: 1%; text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;width: 1%&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;width: 1%; text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;width: 8%; text-align: right&quot;&gt;1.92&lt;/td&gt;
       &lt;td style=&quot;width: 1%; text-align: left&quot;&gt;%&lt;/td&gt;
       &lt;td style=&quot;width: 1%&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;width: 1%; text-align: left&quot;&gt;$&lt;/td&gt;
       &lt;td style=&quot;width: 8%; text-align: right&quot;&gt;38,000&lt;/td&gt;
       &lt;td style=&quot;width: 1%; text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;width: 1%&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;width: 1%; text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;width: 8%; text-align: right&quot;&gt;1.92&lt;/td&gt;
       &lt;td style=&quot;width: 1%; text-align: left&quot;&gt;%&lt;/td&gt;
      &lt;/tr&gt;
      &lt;tr style=&quot;vertical-align: bottom; background-color: rgb(204,238,255)&quot;&gt;
       &lt;td style=&quot;text-align: left; padding-left: 10pt&quot;&gt;Due in 2017&lt;/td&gt;
       &lt;td&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: right&quot;&gt;38,000&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: right&quot;&gt;4.16&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: right&quot;&gt;38,000&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: right&quot;&gt;4.16&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;/tr&gt;
      &lt;tr style=&quot;vertical-align: bottom; background-color: White&quot;&gt;
       &lt;td style=&quot;text-align: left; padding-left: 10pt&quot;&gt;Due in 2020&lt;/td&gt;
       &lt;td&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: right&quot;&gt;40,000&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: right&quot;&gt;3.45&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: right&quot;&gt;40,000&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: right&quot;&gt;3.45&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;/tr&gt;
      &lt;tr style=&quot;vertical-align: bottom; background-color: rgb(204,238,255)&quot;&gt;
       &lt;td style=&quot;text-align: left; padding-bottom: 1pt&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;padding-bottom: 1pt&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;border-bottom: Black 1pt solid; text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;border-bottom: Black 1pt solid; text-align: right&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;border-bottom: Black 1pt solid; text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;border-bottom: Black 1pt solid; text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;border-bottom: Black 1pt solid; text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;border-bottom: Black 1pt solid; text-align: right&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;border-bottom: Black 1pt solid; text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;padding-bottom: 1pt&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;border-bottom: Black 1pt solid; text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;border-bottom: Black 1pt solid; text-align: right&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;border-bottom: Black 1pt solid; text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;border-bottom: Black 1pt solid; text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;border-bottom: Black 1pt solid; text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;border-bottom: Black 1pt solid; text-align: right&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;border-bottom: Black 1pt solid; text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;/tr&gt;
      &lt;tr style=&quot;vertical-align: bottom; background-color: White&quot;&gt;
       &lt;td style=&quot;text-align: left; padding-bottom: 1pt; padding-left: 20pt&quot;&gt;Total repurchase agreements - fixed rate&lt;/td&gt;
       &lt;td style=&quot;padding-bottom: 1pt&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;border-bottom: Black 1pt solid; text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;border-bottom: Black 1pt solid; text-align: right&quot;&gt;116,000&lt;/td&gt;
       &lt;td style=&quot;border-bottom: Black 1pt solid; text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;border-bottom: Black 1pt solid; text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;border-bottom: Black 1pt solid; text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;border-bottom: Black 1pt solid; text-align: right&quot;&gt;3.18&lt;/td&gt;
       &lt;td style=&quot;border-bottom: Black 1pt solid; text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;padding-bottom: 1pt&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;border-bottom: Black 1pt solid; text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;border-bottom: Black 1pt solid; text-align: right&quot;&gt;116,000&lt;/td&gt;
       &lt;td style=&quot;border-bottom: Black 1pt solid; text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;border-bottom: Black 1pt solid; text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;border-bottom: Black 1pt solid; text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;border-bottom: Black 1pt solid; text-align: right&quot;&gt;3.18&lt;/td&gt;
       &lt;td style=&quot;border-bottom: Black 1pt solid; text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;/tr&gt;
      &lt;tr style=&quot;vertical-align: bottom; background-color: rgb(204,238,255)&quot;&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: right&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: right&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: right&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: right&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;/tr&gt;
      &lt;tr style=&quot;vertical-align: bottom; background-color: White&quot;&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;FHLB-NY advances - fixed rate:&lt;/td&gt;
       &lt;td&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: right&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: right&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: right&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: right&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;/tr&gt;
      &lt;tr style=&quot;vertical-align: bottom; background-color: rgb(204,238,255)&quot;&gt;
       &lt;td style=&quot;text-align: left; padding-left: 10pt&quot;&gt;Due in 2015&lt;/td&gt;
       &lt;td&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: right&quot;&gt;-&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: right&quot;&gt;-&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: right&quot;&gt;185,551&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: right&quot;&gt;0.80&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;/tr&gt;
      &lt;tr style=&quot;vertical-align: bottom; background-color: White&quot;&gt;
       &lt;td style=&quot;text-align: left; padding-left: 10pt&quot;&gt;Due in 2016&lt;/td&gt;
       &lt;td&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: right&quot;&gt;386,152&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: right&quot;&gt;1.04&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: right&quot;&gt;315,847&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: right&quot;&gt;1.15&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;/tr&gt;
      &lt;tr style=&quot;vertical-align: bottom; background-color: rgb(204,238,255)&quot;&gt;
       &lt;td style=&quot;text-align: left; padding-left: 10pt&quot;&gt;Due in 2017&lt;/td&gt;
       &lt;td&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: right&quot;&gt;250,708&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: right&quot;&gt;1.29&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: right&quot;&gt;305,525&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: right&quot;&gt;2.12&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;/tr&gt;
      &lt;tr style=&quot;vertical-align: bottom; background-color: White&quot;&gt;
       &lt;td style=&quot;text-align: left; padding-left: 10pt&quot;&gt;Due in 2018&lt;/td&gt;
       &lt;td&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: right&quot;&gt;265,088&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: right&quot;&gt;1.30&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: right&quot;&gt;74,798&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: right&quot;&gt;1.29&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;/tr&gt;
      &lt;tr style=&quot;vertical-align: bottom; background-color: rgb(204,238,255)&quot;&gt;
       &lt;td style=&quot;text-align: left; padding-left: 10pt&quot;&gt;Due in 2019&lt;/td&gt;
       &lt;td&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: right&quot;&gt;94,710&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: right&quot;&gt;1.64&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: right&quot;&gt;30,000&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: right&quot;&gt;1.83&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;/tr&gt;
      &lt;tr style=&quot;vertical-align: bottom; background-color: White&quot;&gt;
       &lt;td style=&quot;text-align: left; padding-bottom: 1pt; padding-left: 10pt&quot;&gt;Due in 2020&lt;/td&gt;
       &lt;td style=&quot;padding-bottom: 1pt&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;border-bottom: Black 1pt solid; text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;border-bottom: Black 1pt solid; text-align: right&quot;&gt;110,000&lt;/td&gt;
       &lt;td style=&quot;border-bottom: Black 1pt solid; text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;border-bottom: Black 1pt solid; text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;border-bottom: Black 1pt solid; text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;border-bottom: Black 1pt solid; text-align: right&quot;&gt;2.98&lt;/td&gt;
       &lt;td style=&quot;border-bottom: Black 1pt solid; text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;padding-bottom: 1pt&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;border-bottom: Black 1pt solid; text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;border-bottom: Black 1pt solid; text-align: right&quot;&gt;-&lt;/td&gt;
       &lt;td style=&quot;border-bottom: Black 1pt solid; text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;border-bottom: Black 1pt solid; text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;border-bottom: Black 1pt solid; text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;border-bottom: Black 1pt solid; text-align: right&quot;&gt;-&lt;/td&gt;
       &lt;td style=&quot;border-bottom: Black 1pt solid; text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;/tr&gt;
      &lt;tr style=&quot;vertical-align: bottom; background-color: rgb(204,238,255)&quot;&gt;
       &lt;td style=&quot;text-align: left; padding-bottom: 1pt; padding-left: 20pt&quot;&gt;Total FHLB-NY advances - fixed rate&lt;/td&gt;
       &lt;td style=&quot;padding-bottom: 1pt&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;border-bottom: Black 1pt solid; text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;border-bottom: Black 1pt solid; text-align: right&quot;&gt;1,106,658&lt;/td&gt;
       &lt;td style=&quot;border-bottom: Black 1pt solid; text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;border-bottom: Black 1pt solid; text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;border-bottom: Black 1pt solid; text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;border-bottom: Black 1pt solid; text-align: right&quot;&gt;1.40&lt;/td&gt;
       &lt;td style=&quot;border-bottom: Black 1pt solid; text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;padding-bottom: 1pt&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;border-bottom: Black 1pt solid; text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;border-bottom: Black 1pt solid; text-align: right&quot;&gt;911,721&lt;/td&gt;
       &lt;td style=&quot;border-bottom: Black 1pt solid; text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;border-bottom: Black 1pt solid; text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;border-bottom: Black 1pt solid; text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;border-bottom: Black 1pt solid; text-align: right&quot;&gt;1.44&lt;/td&gt;
       &lt;td style=&quot;border-bottom: Black 1pt solid; text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;/tr&gt;
      &lt;tr style=&quot;vertical-align: bottom; background-color: White&quot;&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: right&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: right&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: right&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: right&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;/tr&gt;
      &lt;tr style=&quot;vertical-align: bottom; background-color: rgb(204,238,255)&quot;&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;Other Borrowings&lt;/td&gt;
       &lt;td&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: right&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: right&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: right&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: right&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;/tr&gt;
      &lt;tr style=&quot;vertical-align: bottom; background-color: White&quot;&gt;
       &lt;td style=&quot;text-align: left; padding-bottom: 1pt; padding-left: 10pt&quot;&gt;Due in 2016&lt;/td&gt;
       &lt;td style=&quot;padding-bottom: 1pt&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;border-bottom: Black 1pt solid; text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;border-bottom: Black 1pt solid; text-align: right&quot;&gt;20,000&lt;/td&gt;
       &lt;td style=&quot;border-bottom: Black 1pt solid; text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;border-bottom: Black 1pt solid; text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;border-bottom: Black 1pt solid; text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;border-bottom: Black 1pt solid; text-align: right&quot;&gt;0.56&lt;/td&gt;
       &lt;td style=&quot;border-bottom: Black 1pt solid; text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;padding-bottom: 1pt&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;border-bottom: Black 1pt solid; text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;border-bottom: Black 1pt solid; text-align: right&quot;&gt;-&lt;/td&gt;
       &lt;td style=&quot;border-bottom: Black 1pt solid; text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;border-bottom: Black 1pt solid; text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;border-bottom: Black 1pt solid; text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;border-bottom: Black 1pt solid; text-align: right&quot;&gt;-&lt;/td&gt;
       &lt;td style=&quot;border-bottom: Black 1pt solid; text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;/tr&gt;
      &lt;tr style=&quot;vertical-align: bottom; background-color: rgb(204,238,255)&quot;&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: right&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: right&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: right&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: right&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;/tr&gt;
      &lt;tr style=&quot;vertical-align: bottom; background-color: White&quot;&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;Junior subordinated debentures - adjustable rate&lt;/td&gt;
       &lt;td&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: right&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: right&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: right&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: right&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;/tr&gt;
      &lt;tr style=&quot;vertical-align: bottom; background-color: rgb(204,238,255)&quot;&gt;
       &lt;td style=&quot;text-align: left; padding-bottom: 1pt; padding-left: 10pt&quot;&gt;Due in 2037&lt;/td&gt;
       &lt;td style=&quot;padding-bottom: 1pt&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;border-bottom: Black 1pt solid; text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;border-bottom: Black 1pt solid; text-align: right&quot;&gt;29,018&lt;/td&gt;
       &lt;td style=&quot;border-bottom: Black 1pt solid; text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;border-bottom: Black 1pt solid; text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;border-bottom: Black 1pt solid; text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;border-bottom: Black 1pt solid; text-align: right&quot;&gt;5.67&lt;/td&gt;
       &lt;td style=&quot;border-bottom: Black 1pt solid; text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;padding-bottom: 1pt&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;border-bottom: Black 1pt solid; text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;border-bottom: Black 1pt solid; text-align: right&quot;&gt;28,771&lt;/td&gt;
       &lt;td style=&quot;border-bottom: Black 1pt solid; text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;border-bottom: Black 1pt solid; text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;border-bottom: Black 1pt solid; text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;border-bottom: Black 1pt solid; text-align: right&quot;&gt;5.96&lt;/td&gt;
       &lt;td style=&quot;border-bottom: Black 1pt solid; text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;/tr&gt;
      &lt;tr style=&quot;vertical-align: bottom; background-color: White&quot;&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: right&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: right&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: right&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: right&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;/tr&gt;
      &lt;tr style=&quot;vertical-align: bottom; background-color: rgb(204,238,255)&quot;&gt;
       &lt;td style=&quot;text-align: left; padding-bottom: 2.25pt&quot;&gt;Total borrowings&lt;/td&gt;
       &lt;td style=&quot;padding-bottom: 2.25pt&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;border-bottom: Black 2.25pt double; text-align: left&quot;&gt;$&lt;/td&gt;
       &lt;td style=&quot;border-bottom: Black 2.25pt double; text-align: right&quot;&gt;1,271,676&lt;/td&gt;
       &lt;td style=&quot;border-bottom: Black 2.25pt double; text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;border-bottom: Black 2.25pt double; text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;border-bottom: Black 2.25pt double; text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;border-bottom: Black 2.25pt double; text-align: right&quot;&gt;1.65&lt;/td&gt;
       &lt;td style=&quot;border-bottom: Black 2.25pt double; text-align: left&quot;&gt;%&lt;/td&gt;
       &lt;td style=&quot;padding-bottom: 2.25pt&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;border-bottom: Black 2.25pt double; text-align: left&quot;&gt;$&lt;/td&gt;
       &lt;td style=&quot;border-bottom: Black 2.25pt double; text-align: right&quot;&gt;1,056,492&lt;/td&gt;
       &lt;td style=&quot;border-bottom: Black 2.25pt double; text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;border-bottom: Black 2.25pt double; text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;border-bottom: Black 2.25pt double; text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;border-bottom: Black 2.25pt double; text-align: right&quot;&gt;1.75&lt;/td&gt;
       &lt;td style=&quot;border-bottom: Black 2.25pt double; text-align: left&quot;&gt;%&lt;/td&gt;
      &lt;/tr&gt;

    &lt;/table&gt;&lt;br/&gt;&lt;p style=&quot;font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify&quot;&gt;During 2015, $&lt;font style=&quot;color: windowtext&quot;&gt;80.0 million in FHLB-NY fixed rate advances modified from an average cost of 4.41% to an average cost of 3.46%. This modification extended the maturity on the advances by an average of 2.3 years without incurring a prepayment penalty.&lt;/font&gt;&lt;/p&gt;&lt;br/&gt;&lt;p style=&quot;font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify&quot;&gt;At December 31, 2015, the Bank was able to borrow up to $2,478.8 million from the FHLB-NY in Federal Home Loan Bank advances and letters of credit. As of December 31, 2015, the Bank had $1,601.1 million outstanding in combined balances of FHLB-NY advances and letters of credit. At December 31, 2015, the Bank also has unsecured lines of credit with other commercial banks totaling $60.0 million.&lt;/p&gt;&lt;br/&gt;&lt;p style=&quot;font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify&quot;&gt;Borrowings which have call provisions are summarized as follows at December 31, 2015:&lt;/p&gt;&lt;br/&gt;&lt;table cellpadding=&quot;0&quot; cellspacing=&quot;0&quot; style=&quot;border-collapse: collapse; width: 100%; font: 10pt Times New Roman, Times, Serif&quot;&gt;

      &lt;tr style=&quot;vertical-align: bottom&quot;&gt;
       &lt;td&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;padding-bottom: 1pt&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td colspan=&quot;3&quot; style=&quot;text-align: center; border-bottom: Black 1pt solid&quot;&gt;Amount&lt;/td&gt;
       &lt;td style=&quot;padding-bottom: 1pt&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td colspan=&quot;3&quot; style=&quot;text-align: center; border-bottom: Black 1pt solid&quot;&gt;Rate&lt;/td&gt;
       &lt;td style=&quot;padding-bottom: 1pt&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td colspan=&quot;3&quot; style=&quot;text-align: center; border-bottom: Black 1pt solid&quot;&gt;Maturity Date&lt;/td&gt;
       &lt;td style=&quot;padding-bottom: 1pt&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td colspan=&quot;3&quot; style=&quot;text-align: center; border-bottom: Black 1pt solid&quot;&gt;Call Date&lt;/td&gt;
      &lt;/tr&gt;
      &lt;tr style=&quot;vertical-align: bottom&quot;&gt;
       &lt;td&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;font-style: italic&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td colspan=&quot;15&quot; style=&quot;font-style: italic; text-align: center&quot;&gt;(Dollars in thousands)&lt;/td&gt;
      &lt;/tr&gt;
      &lt;tr style=&quot;vertical-align: bottom; background-color: rgb(204,238,255)&quot;&gt;
       &lt;td style=&quot;width: 56%; text-align: left&quot;&gt;FHLB-NY advances - fixed rate&lt;/td&gt;
       &lt;td style=&quot;width: 1%&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;width: 1%; text-align: left&quot;&gt;$&lt;/td&gt;
       &lt;td style=&quot;width: 8%; text-align: right&quot;&gt;30,000&lt;/td&gt;
       &lt;td style=&quot;width: 1%; text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;width: 1%&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;width: 1%; text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;width: 8%; text-align: right&quot;&gt;3.60&lt;/td&gt;
       &lt;td style=&quot;width: 1%; text-align: left&quot;&gt;%&lt;/td&gt;
       &lt;td style=&quot;width: 1%&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;width: 1%; text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;width: 8%; text-align: right&quot;&gt;1/23/2020&lt;/td&gt;
       &lt;td style=&quot;width: 1%; text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;width: 1%&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;width: 1%; text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;width: 8%; text-align: right&quot;&gt;1/23/2016&lt;/td&gt;
       &lt;td style=&quot;width: 1%; text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;/tr&gt;
      &lt;tr style=&quot;vertical-align: bottom; background-color: White&quot;&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;FHLB-NY advances - fixed rate&lt;/td&gt;
       &lt;td&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: right&quot;&gt;20,000&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: right&quot;&gt;3.49&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: right&quot;&gt;1/23/2020&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: right&quot;&gt;1/25/2016&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;/tr&gt;
      &lt;tr style=&quot;vertical-align: bottom; background-color: rgb(204,238,255)&quot;&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;FHLB-NY advances - fixed rate&lt;/td&gt;
       &lt;td&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: right&quot;&gt;10,000&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: right&quot;&gt;3.37&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: right&quot;&gt;1/27/2020&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: right&quot;&gt;1/26/2016&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;/tr&gt;
      &lt;tr style=&quot;vertical-align: bottom; background-color: White&quot;&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;FHLB-NY advances - fixed rate&lt;/td&gt;
       &lt;td&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: right&quot;&gt;10,000&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: right&quot;&gt;3.28&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: right&quot;&gt;1/27/2020&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: right&quot;&gt;1/26/2016&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;/tr&gt;
      &lt;tr style=&quot;vertical-align: bottom; background-color: rgb(204,238,255)&quot;&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;FHLB-NY advances - fixed rate&lt;/td&gt;
       &lt;td&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: right&quot;&gt;10,000&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: right&quot;&gt;3.25&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: right&quot;&gt;1/28/2020&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: right&quot;&gt;1/28/2016&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;/tr&gt;
      &lt;tr style=&quot;vertical-align: bottom; background-color: White&quot;&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;Repurchase agreements - fixed rate&lt;/td&gt;
       &lt;td&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: right&quot;&gt;20,000&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: right&quot;&gt;2.20&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: right&quot;&gt;7/12/2016&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: right&quot;&gt;1/12/2016&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;/tr&gt;
      &lt;tr style=&quot;vertical-align: bottom; background-color: rgb(204,238,255)&quot;&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;Repurchase agreements - fixed rate&lt;/td&gt;
       &lt;td&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: right&quot;&gt;18,000&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: right&quot;&gt;4.28&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: right&quot;&gt;10/18/2017&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: right&quot;&gt;1/19/2016&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;/tr&gt;
      &lt;tr style=&quot;vertical-align: bottom; background-color: White&quot;&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;Repurchase agreements - fixed rate&lt;/td&gt;
       &lt;td&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: right&quot;&gt;18,000&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: right&quot;&gt;1.60&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: right&quot;&gt;4/19/2016&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: right&quot;&gt;1/19/2016&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;/tr&gt;
      &lt;tr style=&quot;vertical-align: bottom; background-color: rgb(204,238,255)&quot;&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;Repurchase agreements - fixed rate&lt;/td&gt;
       &lt;td&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: right&quot;&gt;10,000&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: right&quot;&gt;3.08&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: right&quot;&gt;8/1/2020&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: right&quot;&gt;2/1/2016&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;/tr&gt;
      &lt;tr style=&quot;vertical-align: bottom; background-color: White&quot;&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;Repurchase agreements - fixed rate&lt;/td&gt;
       &lt;td&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: right&quot;&gt;10,000&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: right&quot;&gt;3.19&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: right&quot;&gt;2/1/2020&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: right&quot;&gt;2/1/2016&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;/tr&gt;
      &lt;tr style=&quot;vertical-align: bottom; background-color: rgb(204,238,255)&quot;&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;Repurchase agreements - fixed rate&lt;/td&gt;
       &lt;td&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: right&quot;&gt;20,000&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: right&quot;&gt;3.76&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: right&quot;&gt;8/1/2020&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: right&quot;&gt;2/1/2016&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;/tr&gt;
      &lt;tr style=&quot;vertical-align: bottom; background-color: White&quot;&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;Repurchase agreements - fixed rate&lt;/td&gt;
       &lt;td&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: right&quot;&gt;20,000&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: right&quot;&gt;4.05&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: right&quot;&gt;9/19/2017&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: right&quot;&gt;3/21/2016&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;/tr&gt;

    &lt;/table&gt;&lt;br/&gt;&lt;p style=&quot;font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify&quot;&gt;As part of the Company&amp;#x2019;s strategy to finance investment opportunities and manage its cost of funds, the Company enters into repurchase agreements with broker-dealers and the FHLB-NY. These agreements are recorded as financing transactions and the obligations to repurchase are reflected as a liability in the Consolidated Statements of Financial Condition. The securities underlying the agreements are delivered to the broker-dealers or the FHLB-NY who arrange the transaction. The securities remain registered in the name of the Company and are returned upon the maturity of the agreement. The Company retains the right of substitution of collateral throughout the terms of the agreements. As a condition of the repurchase agreements the Company is required to provide sufficient collateral. If the fair value of the collateral were to fall below the required level, the Company is obligated to pledge additional collateral. All the repurchase agreements are collateralized by mortgage-backed securities.&lt;/p&gt;&lt;br/&gt;&lt;p style=&quot;font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify&quot;&gt;Information relating to these agreements at or for the years ended December 31 is as follows:&lt;/p&gt;&lt;br/&gt;&lt;table cellpadding=&quot;0&quot; cellspacing=&quot;0&quot; style=&quot;border-collapse: collapse; width: 100%; font: 10pt Times New Roman, Times, Serif&quot;&gt;

      &lt;tr style=&quot;vertical-align: bottom&quot;&gt;
       &lt;td style=&quot;text-align: center&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;padding-bottom: 1pt&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td colspan=&quot;3&quot; style=&quot;text-align: center; border-bottom: Black 1pt solid&quot;&gt;2015&lt;/td&gt;
       &lt;td style=&quot;padding-bottom: 1pt&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td colspan=&quot;3&quot; style=&quot;text-align: center; border-bottom: Black 1pt solid&quot;&gt;2014&lt;/td&gt;
       &lt;td style=&quot;padding-bottom: 1pt&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td colspan=&quot;3&quot; style=&quot;text-align: center; border-bottom: Black 1pt solid&quot;&gt;2013&lt;/td&gt;
      &lt;/tr&gt;
      &lt;tr style=&quot;vertical-align: bottom&quot;&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;font-style: italic&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td colspan=&quot;11&quot; style=&quot;font-style: italic; text-align: center&quot;&gt;(Dollars in thousands)&lt;/td&gt;
      &lt;/tr&gt;
      &lt;tr style=&quot;vertical-align: bottom; background-color: rgb(204,238,255)&quot;&gt;
       &lt;td style=&quot;width: 61%; text-align: left&quot;&gt;Book value of collateral&lt;/td&gt;
       &lt;td style=&quot;width: 1%&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;width: 1%; text-align: left&quot;&gt;$&lt;/td&gt;
       &lt;td style=&quot;width: 10%; text-align: right&quot;&gt;131,421&lt;/td&gt;
       &lt;td style=&quot;width: 1%; text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;width: 1%&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;width: 1%; text-align: left&quot;&gt;$&lt;/td&gt;
       &lt;td style=&quot;width: 10%; text-align: right&quot;&gt;142,925&lt;/td&gt;
       &lt;td style=&quot;width: 1%; text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;width: 1%&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;width: 1%; text-align: left&quot;&gt;$&lt;/td&gt;
       &lt;td style=&quot;width: 10%; text-align: right&quot;&gt;199,447&lt;/td&gt;
       &lt;td style=&quot;width: 1%; text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;/tr&gt;
      &lt;tr style=&quot;vertical-align: bottom; background-color: White&quot;&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;Estimated fair value of collateral&lt;/td&gt;
       &lt;td&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: right&quot;&gt;131,421&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: right&quot;&gt;142,925&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: right&quot;&gt;199,447&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;/tr&gt;
      &lt;tr style=&quot;vertical-align: bottom; background-color: rgb(204,238,255)&quot;&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;Average balance of outstanding agreements during the year&lt;/td&gt;
       &lt;td&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: right&quot;&gt;116,000&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: right&quot;&gt;137,824&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: right&quot;&gt;172,944&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;/tr&gt;
      &lt;tr style=&quot;vertical-align: bottom; background-color: White&quot;&gt;
       &lt;td style=&quot;text-align: left; padding-left: 0pt&quot;&gt;Maximum balance of outstanding agreements at a month end during the year&lt;/td&gt;
       &lt;td&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: right&quot;&gt;116,000&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: right&quot;&gt;155,300&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: right&quot;&gt;185,300&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;/tr&gt;
      &lt;tr style=&quot;vertical-align: bottom; background-color: rgb(204,238,255)&quot;&gt;
       &lt;td style=&quot;font-weight: normal; font-style: normal; text-align: left&quot;&gt;Average interest rate of outstanding agreements during the year &lt;font style=&quot;font-family: Times New Roman, Times, Serif; font-size: 10pt; font-weight: normal; font-style: normal&quot;&gt;&lt;sup&gt;(1)&lt;/sup&gt;&lt;/font&gt;&lt;/td&gt;
       &lt;td&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: right&quot;&gt;3.22&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;%&lt;/td&gt;
       &lt;td&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: right&quot;&gt;5.37&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;%&lt;/td&gt;
       &lt;td&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: right&quot;&gt;3.42&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;%&lt;/td&gt;
      &lt;/tr&gt;

    &lt;/table&gt;&lt;br/&gt;&lt;table cellpadding=&quot;0&quot; cellspacing=&quot;0&quot; width=&quot;100%&quot; style=&quot;font: 10pt Times New Roman, Times, Serif; margin-top: 0pt; margin-bottom: 0pt&quot;&gt;

     &lt;tr style=&quot;vertical-align: top&quot;&gt;
      &lt;td style=&quot;width: 0.25in&quot;&gt;&lt;/td&gt;
      &lt;td style=&quot;width: 0.25in&quot;&gt;1.&lt;/td&gt;
      &lt;td style=&quot;text-align: justify&quot;&gt;During the year ended December 31, 2014, the Company prepaid $30.0 million in FHLB-NY repurchase agreements at an average cost of 4.98% while incurring a prepayment penalty totaling $2.7 million. Excluding the prepayment penalty, the average interest rate of agreements during the year ended December 31, 2014 was 3.40%.&lt;/td&gt;
     &lt;/tr&gt;

   &lt;/table&gt;&lt;br/&gt;&lt;p style=&quot;font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify&quot;&gt;Pursuant to a blanket collateral agreement with the FHLB-NY, advances are secured by all of the Bank&amp;#x2019;s stock in the FHLB-NY and certain qualifying mortgage loans in an amount at least equal to 110% of the advances outstanding. The Bank may also pledge mortgage-backed and mortgage-related securities, and other securities not otherwise pledged.&lt;/p&gt;&lt;br/&gt;&lt;p style=&quot;font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify&quot;&gt;The Holding Company has three trusts formed under the laws of the State of Delaware for the purpose of issuing capital and common securities, and investing the proceeds thereof in junior subordinated debentures of the Holding Company. Each of these trusts issued $20.6 million of securities which had a fixed-rate for the first five years, after which they reset quarterly based on a spread over 3-month LIBOR. The securities were first callable at par after five years, and pay cumulative dividends. The Holding Company has guaranteed the payment of these trusts&amp;#x2019; obligations under their capital securities. The terms of the junior subordinated debentures are the same as those of the capital securities issued by the trusts. The junior subordinated debentures issued by the Holding Company are carried at fair value in the consolidated financial statements.&lt;/p&gt;&lt;br/&gt;&lt;p style=&quot;font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify&quot;&gt;The table below shows the terms of the securities issued by the trusts.&lt;/p&gt;&lt;br/&gt;&lt;table cellpadding=&quot;0&quot; cellspacing=&quot;0&quot; style=&quot;border-collapse: collapse; width: 100%; font: 10pt Times New Roman, Times, Serif&quot;&gt;

      &lt;tr style=&quot;vertical-align: bottom&quot;&gt;
       &lt;td style=&quot;text-align: justify&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;padding-bottom: 1pt&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td colspan=&quot;3&quot; style=&quot;text-align: center; border-bottom: Black 1pt solid&quot;&gt;Flushing Financial &lt;br /&gt; Capital Trust II&lt;/td&gt;
       &lt;td style=&quot;padding-bottom: 1pt; border-bottom: Black 1pt solid&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td colspan=&quot;3&quot; style=&quot;text-align: center; border-bottom: Black 1pt solid&quot;&gt;Flushing Financial &lt;br /&gt; Capital Trust III&lt;/td&gt;
       &lt;td style=&quot;padding-bottom: 1pt; border-bottom: Black 1pt solid&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td colspan=&quot;3&quot; style=&quot;text-align: center; border-bottom: Black 1pt solid&quot;&gt;Flushing Financial &lt;br /&gt; Capital Trust IV&lt;/td&gt;
      &lt;/tr&gt;
      &lt;tr style=&quot;vertical-align: bottom; background-color: rgb(204,238,255)&quot;&gt;
       &lt;td style=&quot;text-align: justify&quot;&gt;Issue Date&lt;/td&gt;
       &lt;td&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: right&quot;&gt;&lt;font style=&quot;font-size: 10pt&quot;&gt;June 20, 2007&lt;/font&gt;&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: right&quot;&gt;&lt;font style=&quot;font-size: 10pt&quot;&gt;June 21, 2007&lt;/font&gt;&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: right&quot;&gt;&lt;font style=&quot;font-size: 10pt&quot;&gt;July 3, 2007&lt;/font&gt;&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;/tr&gt;
      &lt;tr style=&quot;vertical-align: bottom; background-color: White&quot;&gt;
       &lt;td style=&quot;width: 46%; text-align: justify&quot;&gt;Initial Rate&lt;/td&gt;
       &lt;td style=&quot;width: 1%&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;width: 1%; text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;width: 15%; text-align: right&quot;&gt;7.14&lt;/td&gt;
       &lt;td style=&quot;width: 1%; text-align: left&quot;&gt;%&lt;/td&gt;
       &lt;td style=&quot;width: 1%&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;width: 1%; text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;width: 15%; text-align: right&quot;&gt;6.89&lt;/td&gt;
       &lt;td style=&quot;width: 1%; text-align: left&quot;&gt;%&lt;/td&gt;
       &lt;td style=&quot;width: 1%&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;width: 1%; text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;width: 15%; text-align: right&quot;&gt;6.85&lt;/td&gt;
       &lt;td style=&quot;width: 1%; text-align: left&quot;&gt;%&lt;/td&gt;
      &lt;/tr&gt;
      &lt;tr style=&quot;vertical-align: bottom; background-color: rgb(204,238,255)&quot;&gt;
       &lt;td style=&quot;text-align: justify&quot;&gt;First Reset Date&lt;/td&gt;
       &lt;td&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: right&quot;&gt;&lt;font style=&quot;font-size: 10pt&quot;&gt;September 1, 2012&lt;/font&gt;&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: right&quot;&gt;&lt;font style=&quot;font-size: 10pt&quot;&gt;June 15, 2012&lt;/font&gt;&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: right&quot;&gt;&lt;font style=&quot;font-size: 10pt&quot;&gt;July 30, 2012&lt;/font&gt;&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;/tr&gt;
      &lt;tr style=&quot;vertical-align: bottom; background-color: White&quot;&gt;
       &lt;td style=&quot;text-align: justify&quot;&gt;Spread over 3-month LIBOR&lt;/td&gt;
       &lt;td&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: right&quot;&gt;1.41&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;%&lt;/td&gt;
       &lt;td&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: right&quot;&gt;1.44&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;%&lt;/td&gt;
       &lt;td&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: right&quot;&gt;1.42&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;%&lt;/td&gt;
      &lt;/tr&gt;
      &lt;tr style=&quot;vertical-align: bottom; background-color: rgb(204,238,255)&quot;&gt;
       &lt;td style=&quot;text-align: justify&quot;&gt;Maturity Date&lt;/td&gt;
       &lt;td&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: right&quot;&gt;&lt;font style=&quot;font-size: 10pt&quot;&gt;September 1, 2037&lt;/font&gt;&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: right&quot;&gt;&lt;font style=&quot;font-size: 10pt&quot;&gt;September 15, 2037&lt;/font&gt;&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: right&quot;&gt;&lt;font style=&quot;font-size: 10pt&quot;&gt;July 30, 2037&lt;/font&gt;&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;/tr&gt;

    &lt;/table&gt;&lt;br/&gt;&lt;p style=&quot;font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify&quot;&gt;The consolidated financial statements do not include the securities issued by the trusts, but rather include the junior subordinated debentures of the Holding Company.&lt;/p&gt;&lt;br/&gt;</us-gaap:RepurchaseAgreementsResaleAgreementsSecuritiesBorrowedAndSecuritiesLoanedDisclosureTextBlock>
  <us-gaap:FederalHomeLoanBankAdvancesGeneralDebtObligationsDisclosuresRepaymentAndPenalties unitRef="usd" contextRef="c407_From1Jan2015To31Dec2015_FederalHomeLoanBankOfNewYorkMember" decimals="-5">80000000</us-gaap:FederalHomeLoanBankAdvancesGeneralDebtObligationsDisclosuresRepaymentAndPenalties>
  <us-gaap:FederalHomeLoanBankAdvancesBranchOfFHLBBankInterestRate unitRef="pure" contextRef="c408_AsOf31Dec2014_FederalHomeLoanBankOfNewYorkMember" decimals="4">0.0441</us-gaap:FederalHomeLoanBankAdvancesBranchOfFHLBBankInterestRate>
  <us-gaap:FederalHomeLoanBankAdvancesBranchOfFHLBBankInterestRate unitRef="pure" contextRef="c409_AsOf31Dec2015_FederalHomeLoanBankOfNewYorkMember" decimals="4">0.0346</us-gaap:FederalHomeLoanBankAdvancesBranchOfFHLBBankInterestRate>
  <ffic:ExtendedAverageMaturityWithoutPrepaymentPenalty contextRef="c407_From1Jan2015To31Dec2015_FederalHomeLoanBankOfNewYorkMember">P2Y109D</ffic:ExtendedAverageMaturityWithoutPrepaymentPenalty>
  <us-gaap:FederalHomeLoanBankAdvancesGeneralDebtObligationsDisclosuresMaximumAmountAvailable unitRef="usd" contextRef="c409_AsOf31Dec2015_FederalHomeLoanBankOfNewYorkMember" decimals="-5">2478800000</us-gaap:FederalHomeLoanBankAdvancesGeneralDebtObligationsDisclosuresMaximumAmountAvailable>
  <us-gaap:LineOfCredit unitRef="usd" contextRef="c410_AsOf31Dec2015_UnsecuredLineOfCreditMember" decimals="-5">60000000</us-gaap:LineOfCredit>
  <us-gaap:ProceedsFromPaymentsForInSecuritiesSoldUnderAgreementsToRepurchase unitRef="usd" contextRef="c411_From1Jan2014To31Dec2014_FederalHomeLoanBankOfNewYorkMember" decimals="-5">-30000000</us-gaap:ProceedsFromPaymentsForInSecuritiesSoldUnderAgreementsToRepurchase>
  <ffic:SecuritiesSoldUnderAgreementsToRepurchasePrepaymentsWeightedAverageInterestRate unitRef="pure" contextRef="c408_AsOf31Dec2014_FederalHomeLoanBankOfNewYorkMember" decimals="4">0.0498</ffic:SecuritiesSoldUnderAgreementsToRepurchasePrepaymentsWeightedAverageInterestRate>
  <ffic:PrepaymentPenaltyOnAdvances unitRef="usd" contextRef="c411_From1Jan2014To31Dec2014_FederalHomeLoanBankOfNewYorkMember" decimals="-5">2700000</ffic:PrepaymentPenaltyOnAdvances>
  <ffic:SecuritiesSoldUnderAgreementsToRepurchaseExcludingPrepaymentsWeightedAverageInterestRate unitRef="pure" contextRef="c408_AsOf31Dec2014_FederalHomeLoanBankOfNewYorkMember" decimals="4">0.0340</ffic:SecuritiesSoldUnderAgreementsToRepurchaseExcludingPrepaymentsWeightedAverageInterestRate>
  <ffic:AdvancesOutstandingCollateralAgreementCollateralizedPercentage unitRef="pure" contextRef="c2_From1Jan2015To31Dec2015" decimals="2">1.10</ffic:AdvancesOutstandingCollateralAgreementCollateralizedPercentage>
  <us-gaap:ProceedsFromIssuanceOfDebt unitRef="usd" contextRef="c412_From1Jun2007To30Jun2007_CapitalSecuritiesMember_FlushingFinancialCapitalTrustIIMember" decimals="-5">20600000</us-gaap:ProceedsFromIssuanceOfDebt>
  <us-gaap:ProceedsFromIssuanceOfDebt unitRef="usd" contextRef="c413_From1Jun2007To30Jun2007_CapitalSecuritiesMember_FlushingFinancialsTrustsMember" decimals="-5">20600000</us-gaap:ProceedsFromIssuanceOfDebt>
  <us-gaap:ProceedsFromIssuanceOfDebt unitRef="usd" contextRef="c414_From1Jun2007To30Jun2007_CapitalSecuritiesMember_FlushingFinancialCapitalTrustIIIMember" decimals="-5">20600000</us-gaap:ProceedsFromIssuanceOfDebt>
  <us-gaap:ScheduleOfRepurchaseAgreements contextRef="c2_From1Jan2015To31Dec2015">&lt;table cellpadding=&quot;0&quot; cellspacing=&quot;0&quot; style=&quot;border-collapse: collapse; width: 100%; font: 10pt Times New Roman, Times, Serif&quot;&gt;

      &lt;tr style=&quot;vertical-align: bottom&quot;&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;padding-bottom: 1pt&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td colspan=&quot;7&quot; style=&quot;text-align: center; border-bottom: Black 1pt solid&quot;&gt;2015&lt;/td&gt;
       &lt;td style=&quot;padding-bottom: 1pt&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td colspan=&quot;7&quot; style=&quot;text-align: center; border-bottom: Black 1pt solid&quot;&gt;2014&lt;/td&gt;
      &lt;/tr&gt;
      &lt;tr style=&quot;vertical-align: bottom&quot;&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;padding-bottom: 1pt&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td colspan=&quot;3&quot; style=&quot;text-align: center; border-bottom: Black 1pt solid&quot;&gt;Amount&lt;/td&gt;
       &lt;td style=&quot;border-bottom: Black 1pt solid; text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td colspan=&quot;3&quot; style=&quot;text-align: center; border-bottom: Black 1pt solid&quot;&gt;Weighted &lt;br /&gt; Average &lt;br /&gt; Rate&lt;/td&gt;
       &lt;td style=&quot;padding-bottom: 1pt&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td colspan=&quot;3&quot; style=&quot;text-align: center; border-bottom: Black 1pt solid&quot;&gt;Amount&lt;/td&gt;
       &lt;td style=&quot;border-bottom: Black 1pt solid; text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td colspan=&quot;3&quot; style=&quot;text-align: center; border-bottom: Black 1pt solid&quot;&gt;Weighted &lt;br /&gt; Average &lt;br /&gt; Rate&lt;/td&gt;
      &lt;/tr&gt;
      &lt;tr style=&quot;vertical-align: bottom&quot;&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;font-style: italic&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td colspan=&quot;15&quot; style=&quot;font-style: italic; text-align: center&quot;&gt;(Dollars in thousands)&lt;/td&gt;
      &lt;/tr&gt;
      &lt;tr style=&quot;vertical-align: bottom&quot;&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td colspan=&quot;3&quot; style=&quot;text-align: right&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td colspan=&quot;3&quot; style=&quot;text-align: right&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td colspan=&quot;3&quot; style=&quot;text-align: right&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td colspan=&quot;3&quot; style=&quot;text-align: right&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;/tr&gt;
      &lt;tr style=&quot;vertical-align: bottom; background-color: rgb(204,238,255)&quot;&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;Repurchase agreements - fixed rate:&lt;/td&gt;
       &lt;td&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: right&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: right&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: right&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: right&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;/tr&gt;
      &lt;tr style=&quot;vertical-align: bottom; background-color: White&quot;&gt;
       &lt;td style=&quot;width: 56%; text-align: left; padding-left: 10pt&quot;&gt;Due in 2016&lt;/td&gt;
       &lt;td style=&quot;width: 1%&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;width: 1%; text-align: left&quot;&gt;$&lt;/td&gt;
       &lt;td style=&quot;width: 8%; text-align: right&quot;&gt;38,000&lt;/td&gt;
       &lt;td style=&quot;width: 1%; text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;width: 1%&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;width: 1%; text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;width: 8%; text-align: right&quot;&gt;1.92&lt;/td&gt;
       &lt;td style=&quot;width: 1%; text-align: left&quot;&gt;%&lt;/td&gt;
       &lt;td style=&quot;width: 1%&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;width: 1%; text-align: left&quot;&gt;$&lt;/td&gt;
       &lt;td style=&quot;width: 8%; text-align: right&quot;&gt;38,000&lt;/td&gt;
       &lt;td style=&quot;width: 1%; text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;width: 1%&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;width: 1%; text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;width: 8%; text-align: right&quot;&gt;1.92&lt;/td&gt;
       &lt;td style=&quot;width: 1%; text-align: left&quot;&gt;%&lt;/td&gt;
      &lt;/tr&gt;
      &lt;tr style=&quot;vertical-align: bottom; background-color: rgb(204,238,255)&quot;&gt;
       &lt;td style=&quot;text-align: left; padding-left: 10pt&quot;&gt;Due in 2017&lt;/td&gt;
       &lt;td&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: right&quot;&gt;38,000&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: right&quot;&gt;4.16&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: right&quot;&gt;38,000&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: right&quot;&gt;4.16&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;/tr&gt;
      &lt;tr style=&quot;vertical-align: bottom; background-color: White&quot;&gt;
       &lt;td style=&quot;text-align: left; padding-left: 10pt&quot;&gt;Due in 2020&lt;/td&gt;
       &lt;td&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: right&quot;&gt;40,000&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: right&quot;&gt;3.45&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: right&quot;&gt;40,000&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: right&quot;&gt;3.45&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;/tr&gt;
      &lt;tr style=&quot;vertical-align: bottom; background-color: rgb(204,238,255)&quot;&gt;
       &lt;td style=&quot;text-align: left; padding-bottom: 1pt&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;padding-bottom: 1pt&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;border-bottom: Black 1pt solid; text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;border-bottom: Black 1pt solid; text-align: right&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;border-bottom: Black 1pt solid; text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;border-bottom: Black 1pt solid; text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;border-bottom: Black 1pt solid; text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;border-bottom: Black 1pt solid; text-align: right&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;border-bottom: Black 1pt solid; text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;padding-bottom: 1pt&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;border-bottom: Black 1pt solid; text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;border-bottom: Black 1pt solid; text-align: right&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;border-bottom: Black 1pt solid; text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;border-bottom: Black 1pt solid; text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;border-bottom: Black 1pt solid; text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;border-bottom: Black 1pt solid; text-align: right&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;border-bottom: Black 1pt solid; text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;/tr&gt;
      &lt;tr style=&quot;vertical-align: bottom; background-color: White&quot;&gt;
       &lt;td style=&quot;text-align: left; padding-bottom: 1pt; padding-left: 20pt&quot;&gt;Total repurchase agreements - fixed rate&lt;/td&gt;
       &lt;td style=&quot;padding-bottom: 1pt&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;border-bottom: Black 1pt solid; text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;border-bottom: Black 1pt solid; text-align: right&quot;&gt;116,000&lt;/td&gt;
       &lt;td style=&quot;border-bottom: Black 1pt solid; text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;border-bottom: Black 1pt solid; text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;border-bottom: Black 1pt solid; text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;border-bottom: Black 1pt solid; text-align: right&quot;&gt;3.18&lt;/td&gt;
       &lt;td style=&quot;border-bottom: Black 1pt solid; text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;padding-bottom: 1pt&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;border-bottom: Black 1pt solid; text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;border-bottom: Black 1pt solid; text-align: right&quot;&gt;116,000&lt;/td&gt;
       &lt;td style=&quot;border-bottom: Black 1pt solid; text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;border-bottom: Black 1pt solid; text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;border-bottom: Black 1pt solid; text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;border-bottom: Black 1pt solid; text-align: right&quot;&gt;3.18&lt;/td&gt;
       &lt;td style=&quot;border-bottom: Black 1pt solid; text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;/tr&gt;
      &lt;tr style=&quot;vertical-align: bottom; background-color: rgb(204,238,255)&quot;&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: right&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: right&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: right&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: right&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;/tr&gt;
      &lt;tr style=&quot;vertical-align: bottom; background-color: White&quot;&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;FHLB-NY advances - fixed rate:&lt;/td&gt;
       &lt;td&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: right&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: right&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: right&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: right&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;/tr&gt;
      &lt;tr style=&quot;vertical-align: bottom; background-color: rgb(204,238,255)&quot;&gt;
       &lt;td style=&quot;text-align: left; padding-left: 10pt&quot;&gt;Due in 2015&lt;/td&gt;
       &lt;td&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: right&quot;&gt;-&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: right&quot;&gt;-&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: right&quot;&gt;185,551&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: right&quot;&gt;0.80&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;/tr&gt;
      &lt;tr style=&quot;vertical-align: bottom; background-color: White&quot;&gt;
       &lt;td style=&quot;text-align: left; padding-left: 10pt&quot;&gt;Due in 2016&lt;/td&gt;
       &lt;td&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: right&quot;&gt;386,152&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: right&quot;&gt;1.04&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: right&quot;&gt;315,847&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: right&quot;&gt;1.15&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;/tr&gt;
      &lt;tr style=&quot;vertical-align: bottom; background-color: rgb(204,238,255)&quot;&gt;
       &lt;td style=&quot;text-align: left; padding-left: 10pt&quot;&gt;Due in 2017&lt;/td&gt;
       &lt;td&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: right&quot;&gt;250,708&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: right&quot;&gt;1.29&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: right&quot;&gt;305,525&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: right&quot;&gt;2.12&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;/tr&gt;
      &lt;tr style=&quot;vertical-align: bottom; background-color: White&quot;&gt;
       &lt;td style=&quot;text-align: left; padding-left: 10pt&quot;&gt;Due in 2018&lt;/td&gt;
       &lt;td&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: right&quot;&gt;265,088&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: right&quot;&gt;1.30&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: right&quot;&gt;74,798&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: right&quot;&gt;1.29&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;/tr&gt;
      &lt;tr style=&quot;vertical-align: bottom; background-color: rgb(204,238,255)&quot;&gt;
       &lt;td style=&quot;text-align: left; padding-left: 10pt&quot;&gt;Due in 2019&lt;/td&gt;
       &lt;td&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: right&quot;&gt;94,710&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: right&quot;&gt;1.64&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: right&quot;&gt;30,000&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: right&quot;&gt;1.83&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;/tr&gt;
      &lt;tr style=&quot;vertical-align: bottom; background-color: White&quot;&gt;
       &lt;td style=&quot;text-align: left; padding-bottom: 1pt; padding-left: 10pt&quot;&gt;Due in 2020&lt;/td&gt;
       &lt;td style=&quot;padding-bottom: 1pt&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;border-bottom: Black 1pt solid; text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;border-bottom: Black 1pt solid; text-align: right&quot;&gt;110,000&lt;/td&gt;
       &lt;td style=&quot;border-bottom: Black 1pt solid; text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;border-bottom: Black 1pt solid; text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;border-bottom: Black 1pt solid; text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;border-bottom: Black 1pt solid; text-align: right&quot;&gt;2.98&lt;/td&gt;
       &lt;td style=&quot;border-bottom: Black 1pt solid; text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;padding-bottom: 1pt&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;border-bottom: Black 1pt solid; text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;border-bottom: Black 1pt solid; text-align: right&quot;&gt;-&lt;/td&gt;
       &lt;td style=&quot;border-bottom: Black 1pt solid; text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;border-bottom: Black 1pt solid; text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;border-bottom: Black 1pt solid; text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;border-bottom: Black 1pt solid; text-align: right&quot;&gt;-&lt;/td&gt;
       &lt;td style=&quot;border-bottom: Black 1pt solid; text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;/tr&gt;
      &lt;tr style=&quot;vertical-align: bottom; background-color: rgb(204,238,255)&quot;&gt;
       &lt;td style=&quot;text-align: left; padding-bottom: 1pt; padding-left: 20pt&quot;&gt;Total FHLB-NY advances - fixed rate&lt;/td&gt;
       &lt;td style=&quot;padding-bottom: 1pt&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;border-bottom: Black 1pt solid; text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;border-bottom: Black 1pt solid; text-align: right&quot;&gt;1,106,658&lt;/td&gt;
       &lt;td style=&quot;border-bottom: Black 1pt solid; text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;border-bottom: Black 1pt solid; text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;border-bottom: Black 1pt solid; text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;border-bottom: Black 1pt solid; text-align: right&quot;&gt;1.40&lt;/td&gt;
       &lt;td style=&quot;border-bottom: Black 1pt solid; text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;padding-bottom: 1pt&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;border-bottom: Black 1pt solid; text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;border-bottom: Black 1pt solid; text-align: right&quot;&gt;911,721&lt;/td&gt;
       &lt;td style=&quot;border-bottom: Black 1pt solid; text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;border-bottom: Black 1pt solid; text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;border-bottom: Black 1pt solid; text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;border-bottom: Black 1pt solid; text-align: right&quot;&gt;1.44&lt;/td&gt;
       &lt;td style=&quot;border-bottom: Black 1pt solid; text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;/tr&gt;
      &lt;tr style=&quot;vertical-align: bottom; background-color: White&quot;&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: right&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: right&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: right&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: right&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;/tr&gt;
      &lt;tr style=&quot;vertical-align: bottom; background-color: rgb(204,238,255)&quot;&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;Other Borrowings&lt;/td&gt;
       &lt;td&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: right&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: right&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: right&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: right&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;/tr&gt;
      &lt;tr style=&quot;vertical-align: bottom; background-color: White&quot;&gt;
       &lt;td style=&quot;text-align: left; padding-bottom: 1pt; padding-left: 10pt&quot;&gt;Due in 2016&lt;/td&gt;
       &lt;td style=&quot;padding-bottom: 1pt&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;border-bottom: Black 1pt solid; text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;border-bottom: Black 1pt solid; text-align: right&quot;&gt;20,000&lt;/td&gt;
       &lt;td style=&quot;border-bottom: Black 1pt solid; text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;border-bottom: Black 1pt solid; text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;border-bottom: Black 1pt solid; text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;border-bottom: Black 1pt solid; text-align: right&quot;&gt;0.56&lt;/td&gt;
       &lt;td style=&quot;border-bottom: Black 1pt solid; text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;padding-bottom: 1pt&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;border-bottom: Black 1pt solid; text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;border-bottom: Black 1pt solid; text-align: right&quot;&gt;-&lt;/td&gt;
       &lt;td style=&quot;border-bottom: Black 1pt solid; text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;border-bottom: Black 1pt solid; text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;border-bottom: Black 1pt solid; text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;border-bottom: Black 1pt solid; text-align: right&quot;&gt;-&lt;/td&gt;
       &lt;td style=&quot;border-bottom: Black 1pt solid; text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;/tr&gt;
      &lt;tr style=&quot;vertical-align: bottom; background-color: rgb(204,238,255)&quot;&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: right&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: right&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: right&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: right&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;/tr&gt;
      &lt;tr style=&quot;vertical-align: bottom; background-color: White&quot;&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;Junior subordinated debentures - adjustable rate&lt;/td&gt;
       &lt;td&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: right&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: right&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: right&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: right&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;/tr&gt;
      &lt;tr style=&quot;vertical-align: bottom; background-color: rgb(204,238,255)&quot;&gt;
       &lt;td style=&quot;text-align: left; padding-bottom: 1pt; padding-left: 10pt&quot;&gt;Due in 2037&lt;/td&gt;
       &lt;td style=&quot;padding-bottom: 1pt&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;border-bottom: Black 1pt solid; text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;border-bottom: Black 1pt solid; text-align: right&quot;&gt;29,018&lt;/td&gt;
       &lt;td style=&quot;border-bottom: Black 1pt solid; text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;border-bottom: Black 1pt solid; text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;border-bottom: Black 1pt solid; text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;border-bottom: Black 1pt solid; text-align: right&quot;&gt;5.67&lt;/td&gt;
       &lt;td style=&quot;border-bottom: Black 1pt solid; text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;padding-bottom: 1pt&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;border-bottom: Black 1pt solid; text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;border-bottom: Black 1pt solid; text-align: right&quot;&gt;28,771&lt;/td&gt;
       &lt;td style=&quot;border-bottom: Black 1pt solid; text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;border-bottom: Black 1pt solid; text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;border-bottom: Black 1pt solid; text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;border-bottom: Black 1pt solid; text-align: right&quot;&gt;5.96&lt;/td&gt;
       &lt;td style=&quot;border-bottom: Black 1pt solid; text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;/tr&gt;
      &lt;tr style=&quot;vertical-align: bottom; background-color: White&quot;&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: right&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: right&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: right&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: right&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;/tr&gt;
      &lt;tr style=&quot;vertical-align: bottom; background-color: rgb(204,238,255)&quot;&gt;
       &lt;td style=&quot;text-align: left; padding-bottom: 2.25pt&quot;&gt;Total borrowings&lt;/td&gt;
       &lt;td style=&quot;padding-bottom: 2.25pt&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;border-bottom: Black 2.25pt double; text-align: left&quot;&gt;$&lt;/td&gt;
       &lt;td style=&quot;border-bottom: Black 2.25pt double; text-align: right&quot;&gt;1,271,676&lt;/td&gt;
       &lt;td style=&quot;border-bottom: Black 2.25pt double; text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;border-bottom: Black 2.25pt double; text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;border-bottom: Black 2.25pt double; text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;border-bottom: Black 2.25pt double; text-align: right&quot;&gt;1.65&lt;/td&gt;
       &lt;td style=&quot;border-bottom: Black 2.25pt double; text-align: left&quot;&gt;%&lt;/td&gt;
       &lt;td style=&quot;padding-bottom: 2.25pt&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;border-bottom: Black 2.25pt double; text-align: left&quot;&gt;$&lt;/td&gt;
       &lt;td style=&quot;border-bottom: Black 2.25pt double; text-align: right&quot;&gt;1,056,492&lt;/td&gt;
       &lt;td style=&quot;border-bottom: Black 2.25pt double; text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;border-bottom: Black 2.25pt double; text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;border-bottom: Black 2.25pt double; text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;border-bottom: Black 2.25pt double; text-align: right&quot;&gt;1.75&lt;/td&gt;
       &lt;td style=&quot;border-bottom: Black 2.25pt double; text-align: left&quot;&gt;%&lt;/td&gt;
      &lt;/tr&gt;

    &lt;/table&gt;</us-gaap:ScheduleOfRepurchaseAgreements>
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  <ffic:RepurchaseAgreementsWeightedAverageInterestRateOneToTwoYearsFromBalanceSheetDate unitRef="pure" contextRef="c1_AsOf31Dec2014" decimals="4">0.0416</ffic:RepurchaseAgreementsWeightedAverageInterestRateOneToTwoYearsFromBalanceSheetDate>
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  <ffic:TotalRepurchaseAgreementsPlusFHLBAdvancesPlusJuniorSubordinatedDebentures unitRef="usd" contextRef="c1_AsOf31Dec2014" decimals="-3">1056492000</ffic:TotalRepurchaseAgreementsPlusFHLBAdvancesPlusJuniorSubordinatedDebentures>
  <ffic:WeightedAverageInterestRateOfRepurchaseAgreementsFHLBAdvancesJuniorSubordinatedDebentures unitRef="pure" contextRef="c1_AsOf31Dec2014" decimals="4">0.0175</ffic:WeightedAverageInterestRateOfRepurchaseAgreementsFHLBAdvancesJuniorSubordinatedDebentures>
  <ffic:ScheduleOfBorrowingsWhichHaveCallProvisionsTableTextBlock contextRef="c2_From1Jan2015To31Dec2015">&lt;table cellpadding=&quot;0&quot; cellspacing=&quot;0&quot; style=&quot;border-collapse: collapse; width: 100%; font: 10pt Times New Roman, Times, Serif&quot;&gt;

      &lt;tr style=&quot;vertical-align: bottom&quot;&gt;
       &lt;td&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;padding-bottom: 1pt&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td colspan=&quot;3&quot; style=&quot;text-align: center; border-bottom: Black 1pt solid&quot;&gt;Amount&lt;/td&gt;
       &lt;td style=&quot;padding-bottom: 1pt&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td colspan=&quot;3&quot; style=&quot;text-align: center; border-bottom: Black 1pt solid&quot;&gt;Rate&lt;/td&gt;
       &lt;td style=&quot;padding-bottom: 1pt&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td colspan=&quot;3&quot; style=&quot;text-align: center; border-bottom: Black 1pt solid&quot;&gt;Maturity Date&lt;/td&gt;
       &lt;td style=&quot;padding-bottom: 1pt&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td colspan=&quot;3&quot; style=&quot;text-align: center; border-bottom: Black 1pt solid&quot;&gt;Call Date&lt;/td&gt;
      &lt;/tr&gt;
      &lt;tr style=&quot;vertical-align: bottom&quot;&gt;
       &lt;td&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;font-style: italic&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td colspan=&quot;15&quot; style=&quot;font-style: italic; text-align: center&quot;&gt;(Dollars in thousands)&lt;/td&gt;
      &lt;/tr&gt;
      &lt;tr style=&quot;vertical-align: bottom; background-color: rgb(204,238,255)&quot;&gt;
       &lt;td style=&quot;width: 56%; text-align: left&quot;&gt;FHLB-NY advances - fixed rate&lt;/td&gt;
       &lt;td style=&quot;width: 1%&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;width: 1%; text-align: left&quot;&gt;$&lt;/td&gt;
       &lt;td style=&quot;width: 8%; text-align: right&quot;&gt;30,000&lt;/td&gt;
       &lt;td style=&quot;width: 1%; text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;width: 1%&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;width: 1%; text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;width: 8%; text-align: right&quot;&gt;3.60&lt;/td&gt;
       &lt;td style=&quot;width: 1%; text-align: left&quot;&gt;%&lt;/td&gt;
       &lt;td style=&quot;width: 1%&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;width: 1%; text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;width: 8%; text-align: right&quot;&gt;1/23/2020&lt;/td&gt;
       &lt;td style=&quot;width: 1%; text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;width: 1%&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;width: 1%; text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;width: 8%; text-align: right&quot;&gt;1/23/2016&lt;/td&gt;
       &lt;td style=&quot;width: 1%; text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;/tr&gt;
      &lt;tr style=&quot;vertical-align: bottom; background-color: White&quot;&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;FHLB-NY advances - fixed rate&lt;/td&gt;
       &lt;td&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: right&quot;&gt;20,000&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: right&quot;&gt;3.49&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: right&quot;&gt;1/23/2020&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: right&quot;&gt;1/25/2016&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;/tr&gt;
      &lt;tr style=&quot;vertical-align: bottom; background-color: rgb(204,238,255)&quot;&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;FHLB-NY advances - fixed rate&lt;/td&gt;
       &lt;td&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: right&quot;&gt;10,000&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: right&quot;&gt;3.37&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: right&quot;&gt;1/27/2020&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: right&quot;&gt;1/26/2016&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;/tr&gt;
      &lt;tr style=&quot;vertical-align: bottom; background-color: White&quot;&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;FHLB-NY advances - fixed rate&lt;/td&gt;
       &lt;td&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: right&quot;&gt;10,000&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: right&quot;&gt;3.28&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: right&quot;&gt;1/27/2020&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: right&quot;&gt;1/26/2016&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;/tr&gt;
      &lt;tr style=&quot;vertical-align: bottom; background-color: rgb(204,238,255)&quot;&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;FHLB-NY advances - fixed rate&lt;/td&gt;
       &lt;td&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: right&quot;&gt;10,000&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: right&quot;&gt;3.25&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: right&quot;&gt;1/28/2020&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: right&quot;&gt;1/28/2016&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;/tr&gt;
      &lt;tr style=&quot;vertical-align: bottom; background-color: White&quot;&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;Repurchase agreements - fixed rate&lt;/td&gt;
       &lt;td&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: right&quot;&gt;20,000&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: right&quot;&gt;2.20&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: right&quot;&gt;7/12/2016&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: right&quot;&gt;1/12/2016&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;/tr&gt;
      &lt;tr style=&quot;vertical-align: bottom; background-color: rgb(204,238,255)&quot;&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;Repurchase agreements - fixed rate&lt;/td&gt;
       &lt;td&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: right&quot;&gt;18,000&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: right&quot;&gt;4.28&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: right&quot;&gt;10/18/2017&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: right&quot;&gt;1/19/2016&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;/tr&gt;
      &lt;tr style=&quot;vertical-align: bottom; background-color: White&quot;&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;Repurchase agreements - fixed rate&lt;/td&gt;
       &lt;td&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: right&quot;&gt;18,000&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: right&quot;&gt;1.60&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: right&quot;&gt;4/19/2016&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: right&quot;&gt;1/19/2016&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;/tr&gt;
      &lt;tr style=&quot;vertical-align: bottom; background-color: rgb(204,238,255)&quot;&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;Repurchase agreements - fixed rate&lt;/td&gt;
       &lt;td&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: right&quot;&gt;10,000&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: right&quot;&gt;3.08&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: right&quot;&gt;8/1/2020&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: right&quot;&gt;2/1/2016&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;/tr&gt;
      &lt;tr style=&quot;vertical-align: bottom; background-color: White&quot;&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;Repurchase agreements - fixed rate&lt;/td&gt;
       &lt;td&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: right&quot;&gt;10,000&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: right&quot;&gt;3.19&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: right&quot;&gt;2/1/2020&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: right&quot;&gt;2/1/2016&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;/tr&gt;
      &lt;tr style=&quot;vertical-align: bottom; background-color: rgb(204,238,255)&quot;&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;Repurchase agreements - fixed rate&lt;/td&gt;
       &lt;td&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: right&quot;&gt;20,000&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: right&quot;&gt;3.76&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: right&quot;&gt;8/1/2020&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: right&quot;&gt;2/1/2016&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;/tr&gt;
      &lt;tr style=&quot;vertical-align: bottom; background-color: White&quot;&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;Repurchase agreements - fixed rate&lt;/td&gt;
       &lt;td&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: right&quot;&gt;20,000&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: right&quot;&gt;4.05&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: right&quot;&gt;9/19/2017&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: right&quot;&gt;3/21/2016&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;/tr&gt;

    &lt;/table&gt;</ffic:ScheduleOfBorrowingsWhichHaveCallProvisionsTableTextBlock>
  <us-gaap:FederalHomeLoanBankAdvancesBranchOfFHLBBankAmountOfAdvancesByBranch unitRef="usd" contextRef="c415_AsOf31Dec2015_FHLBNYAdvance1Member" decimals="-3">30000000</us-gaap:FederalHomeLoanBankAdvancesBranchOfFHLBBankAmountOfAdvancesByBranch>
  <us-gaap:FederalHomeLoanBankAdvancesBranchOfFHLBBankInterestRate unitRef="pure" contextRef="c415_AsOf31Dec2015_FHLBNYAdvance1Member" decimals="4">0.0360</us-gaap:FederalHomeLoanBankAdvancesBranchOfFHLBBankInterestRate>
  <ffic:FederalHomeLoanBankAdvancesBranchOfFHLBBankDueDate1 contextRef="c416_From1Jan2015To31Dec2015_FHLBNYAdvance1Member">2020-01-23</ffic:FederalHomeLoanBankAdvancesBranchOfFHLBBankDueDate1>
  <ffic:FederalHomeLoanBankAdvancesBranchOfFHLBBankCallDate contextRef="c416_From1Jan2015To31Dec2015_FHLBNYAdvance1Member">2016-01-23</ffic:FederalHomeLoanBankAdvancesBranchOfFHLBBankCallDate>
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  <us-gaap:FederalHomeLoanBankAdvancesBranchOfFHLBBankInterestRate unitRef="pure" contextRef="c417_AsOf31Dec2015_FHLBNYAdvance2Member" decimals="4">0.0349</us-gaap:FederalHomeLoanBankAdvancesBranchOfFHLBBankInterestRate>
  <ffic:FederalHomeLoanBankAdvancesBranchOfFHLBBankDueDate1 contextRef="c418_From1Jan2015To31Dec2015_FHLBNYAdvance2Member">2020-01-23</ffic:FederalHomeLoanBankAdvancesBranchOfFHLBBankDueDate1>
  <ffic:FederalHomeLoanBankAdvancesBranchOfFHLBBankCallDate contextRef="c418_From1Jan2015To31Dec2015_FHLBNYAdvance2Member">2016-01-25</ffic:FederalHomeLoanBankAdvancesBranchOfFHLBBankCallDate>
  <us-gaap:FederalHomeLoanBankAdvancesBranchOfFHLBBankAmountOfAdvancesByBranch unitRef="usd" contextRef="c419_AsOf31Dec2015_FHLBNYAdvance3Member" decimals="-3">10000000</us-gaap:FederalHomeLoanBankAdvancesBranchOfFHLBBankAmountOfAdvancesByBranch>
  <us-gaap:FederalHomeLoanBankAdvancesBranchOfFHLBBankInterestRate unitRef="pure" contextRef="c419_AsOf31Dec2015_FHLBNYAdvance3Member" decimals="4">0.0337</us-gaap:FederalHomeLoanBankAdvancesBranchOfFHLBBankInterestRate>
  <ffic:FederalHomeLoanBankAdvancesBranchOfFHLBBankDueDate1 contextRef="c420_From1Jan2015To31Dec2015_FHLBNYAdvance3Member">2020-01-27</ffic:FederalHomeLoanBankAdvancesBranchOfFHLBBankDueDate1>
  <ffic:FederalHomeLoanBankAdvancesBranchOfFHLBBankCallDate contextRef="c420_From1Jan2015To31Dec2015_FHLBNYAdvance3Member">2016-01-26</ffic:FederalHomeLoanBankAdvancesBranchOfFHLBBankCallDate>
  <us-gaap:FederalHomeLoanBankAdvancesBranchOfFHLBBankAmountOfAdvancesByBranch unitRef="usd" contextRef="c421_AsOf31Dec2015_FHLBNYAdvance4Member" decimals="-3">10000000</us-gaap:FederalHomeLoanBankAdvancesBranchOfFHLBBankAmountOfAdvancesByBranch>
  <us-gaap:FederalHomeLoanBankAdvancesBranchOfFHLBBankInterestRate unitRef="pure" contextRef="c421_AsOf31Dec2015_FHLBNYAdvance4Member" decimals="4">0.0328</us-gaap:FederalHomeLoanBankAdvancesBranchOfFHLBBankInterestRate>
  <ffic:FederalHomeLoanBankAdvancesBranchOfFHLBBankDueDate1 contextRef="c422_From1Jan2015To31Dec2015_FHLBNYAdvance4Member">2020-01-27</ffic:FederalHomeLoanBankAdvancesBranchOfFHLBBankDueDate1>
  <ffic:FederalHomeLoanBankAdvancesBranchOfFHLBBankCallDate contextRef="c422_From1Jan2015To31Dec2015_FHLBNYAdvance4Member">2016-01-26</ffic:FederalHomeLoanBankAdvancesBranchOfFHLBBankCallDate>
  <us-gaap:FederalHomeLoanBankAdvancesBranchOfFHLBBankAmountOfAdvancesByBranch unitRef="usd" contextRef="c423_AsOf31Dec2015_FHLBNYAdvance5Member" decimals="-3">10000000</us-gaap:FederalHomeLoanBankAdvancesBranchOfFHLBBankAmountOfAdvancesByBranch>
  <us-gaap:FederalHomeLoanBankAdvancesBranchOfFHLBBankInterestRate unitRef="pure" contextRef="c423_AsOf31Dec2015_FHLBNYAdvance5Member" decimals="4">0.0325</us-gaap:FederalHomeLoanBankAdvancesBranchOfFHLBBankInterestRate>
  <ffic:FederalHomeLoanBankAdvancesBranchOfFHLBBankDueDate1 contextRef="c424_From1Jan2015To31Dec2015_FHLBNYAdvance5Member">2020-01-28</ffic:FederalHomeLoanBankAdvancesBranchOfFHLBBankDueDate1>
  <ffic:FederalHomeLoanBankAdvancesBranchOfFHLBBankCallDate contextRef="c424_From1Jan2015To31Dec2015_FHLBNYAdvance5Member">2016-01-28</ffic:FederalHomeLoanBankAdvancesBranchOfFHLBBankCallDate>
  <us-gaap:SecuredDebtRepurchaseAgreements unitRef="usd" contextRef="c425_AsOf31Dec2015_RepurchaseAgreement11Member" decimals="-3">20000000</us-gaap:SecuredDebtRepurchaseAgreements>
  <ffic:FixedInterestRateRepurchaseAgreement unitRef="pure" contextRef="c425_AsOf31Dec2015_RepurchaseAgreement11Member" decimals="4">0.0220</ffic:FixedInterestRateRepurchaseAgreement>
  <ffic:DebtInstrumentMaturityDate1 contextRef="c426_From1Jan2015To31Dec2015_RepurchaseAgreement11Member">7/12/2016</ffic:DebtInstrumentMaturityDate1>
  <ffic:DebtInstrumentCallDateEarliest1 contextRef="c426_From1Jan2015To31Dec2015_RepurchaseAgreement11Member">1/12/2016</ffic:DebtInstrumentCallDateEarliest1>
  <us-gaap:SecuredDebtRepurchaseAgreements unitRef="usd" contextRef="c427_AsOf31Dec2015_RepurchaseAgreement1Member" decimals="-3">18000000</us-gaap:SecuredDebtRepurchaseAgreements>
  <ffic:FixedInterestRateRepurchaseAgreement unitRef="pure" contextRef="c427_AsOf31Dec2015_RepurchaseAgreement1Member" decimals="4">0.0428</ffic:FixedInterestRateRepurchaseAgreement>
  <ffic:DebtInstrumentMaturityDate1 contextRef="c428_From1Jan2015To31Dec2015_RepurchaseAgreement1Member">10/18/2017</ffic:DebtInstrumentMaturityDate1>
  <ffic:DebtInstrumentCallDateEarliest1 contextRef="c428_From1Jan2015To31Dec2015_RepurchaseAgreement1Member">1/19/2016</ffic:DebtInstrumentCallDateEarliest1>
  <us-gaap:SecuredDebtRepurchaseAgreements unitRef="usd" contextRef="c429_AsOf31Dec2015_RepurchaseAgreement10Member" decimals="-3">18000000</us-gaap:SecuredDebtRepurchaseAgreements>
  <ffic:FixedInterestRateRepurchaseAgreement unitRef="pure" contextRef="c429_AsOf31Dec2015_RepurchaseAgreement10Member" decimals="4">0.0160</ffic:FixedInterestRateRepurchaseAgreement>
  <ffic:DebtInstrumentMaturityDate1 contextRef="c430_From1Jan2015To31Dec2015_RepurchaseAgreement10Member">4/19/2016</ffic:DebtInstrumentMaturityDate1>
  <ffic:DebtInstrumentCallDateEarliest1 contextRef="c430_From1Jan2015To31Dec2015_RepurchaseAgreement10Member">1/19/2016</ffic:DebtInstrumentCallDateEarliest1>
  <us-gaap:SecuredDebtRepurchaseAgreements unitRef="usd" contextRef="c431_AsOf31Dec2015_RepurchaseAgreement3Member" decimals="-3">10000000</us-gaap:SecuredDebtRepurchaseAgreements>
  <ffic:FixedInterestRateRepurchaseAgreement unitRef="pure" contextRef="c431_AsOf31Dec2015_RepurchaseAgreement3Member" decimals="4">0.0308</ffic:FixedInterestRateRepurchaseAgreement>
  <ffic:DebtInstrumentMaturityDate1 contextRef="c432_From1Jan2015To31Dec2015_RepurchaseAgreement3Member">8/1/2020</ffic:DebtInstrumentMaturityDate1>
  <ffic:DebtInstrumentCallDateEarliest1 contextRef="c432_From1Jan2015To31Dec2015_RepurchaseAgreement3Member">2/1/2016</ffic:DebtInstrumentCallDateEarliest1>
  <us-gaap:SecuredDebtRepurchaseAgreements unitRef="usd" contextRef="c433_AsOf31Dec2015_RepurchaseAgreement4Member" decimals="-3">10000000</us-gaap:SecuredDebtRepurchaseAgreements>
  <ffic:FixedInterestRateRepurchaseAgreement unitRef="pure" contextRef="c433_AsOf31Dec2015_RepurchaseAgreement4Member" decimals="4">0.0319</ffic:FixedInterestRateRepurchaseAgreement>
  <ffic:DebtInstrumentMaturityDate1 contextRef="c434_From1Jan2015To31Dec2015_RepurchaseAgreement4Member">2/1/2020</ffic:DebtInstrumentMaturityDate1>
  <ffic:DebtInstrumentCallDateEarliest1 contextRef="c434_From1Jan2015To31Dec2015_RepurchaseAgreement4Member">2/1/2016</ffic:DebtInstrumentCallDateEarliest1>
  <us-gaap:SecuredDebtRepurchaseAgreements unitRef="usd" contextRef="c435_AsOf31Dec2015_RepurchaseAgreement2Member" decimals="-3">20000000</us-gaap:SecuredDebtRepurchaseAgreements>
  <ffic:FixedInterestRateRepurchaseAgreement unitRef="pure" contextRef="c435_AsOf31Dec2015_RepurchaseAgreement2Member" decimals="4">0.0376</ffic:FixedInterestRateRepurchaseAgreement>
  <ffic:DebtInstrumentMaturityDate1 contextRef="c436_From1Jan2015To31Dec2015_RepurchaseAgreement2Member">8/1/2020</ffic:DebtInstrumentMaturityDate1>
  <ffic:DebtInstrumentCallDateEarliest1 contextRef="c436_From1Jan2015To31Dec2015_RepurchaseAgreement2Member">2/1/2016</ffic:DebtInstrumentCallDateEarliest1>
  <us-gaap:SecuredDebtRepurchaseAgreements unitRef="usd" contextRef="c437_AsOf31Dec2015_RepurchaseAgreement7Member" decimals="-3">20000000</us-gaap:SecuredDebtRepurchaseAgreements>
  <ffic:FixedInterestRateRepurchaseAgreement unitRef="pure" contextRef="c437_AsOf31Dec2015_RepurchaseAgreement7Member" decimals="4">0.0405</ffic:FixedInterestRateRepurchaseAgreement>
  <ffic:DebtInstrumentMaturityDate1 contextRef="c438_From1Jan2015To31Dec2015_RepurchaseAgreement7Member">9/19/2017</ffic:DebtInstrumentMaturityDate1>
  <ffic:DebtInstrumentCallDateEarliest1 contextRef="c438_From1Jan2015To31Dec2015_RepurchaseAgreement7Member">3/21/2016</ffic:DebtInstrumentCallDateEarliest1>
  <ffic:InformationRelatingToCollateralizedRepurchaseAgreementsTableTextBlock contextRef="c2_From1Jan2015To31Dec2015">&lt;table cellpadding=&quot;0&quot; cellspacing=&quot;0&quot; style=&quot;border-collapse: collapse; width: 100%; font: 10pt Times New Roman, Times, Serif&quot;&gt;

      &lt;tr style=&quot;vertical-align: bottom&quot;&gt;
       &lt;td style=&quot;text-align: center&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;padding-bottom: 1pt&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td colspan=&quot;3&quot; style=&quot;text-align: center; border-bottom: Black 1pt solid&quot;&gt;2015&lt;/td&gt;
       &lt;td style=&quot;padding-bottom: 1pt&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td colspan=&quot;3&quot; style=&quot;text-align: center; border-bottom: Black 1pt solid&quot;&gt;2014&lt;/td&gt;
       &lt;td style=&quot;padding-bottom: 1pt&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td colspan=&quot;3&quot; style=&quot;text-align: center; border-bottom: Black 1pt solid&quot;&gt;2013&lt;/td&gt;
      &lt;/tr&gt;
      &lt;tr style=&quot;vertical-align: bottom&quot;&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;font-style: italic&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td colspan=&quot;11&quot; style=&quot;font-style: italic; text-align: center&quot;&gt;(Dollars in thousands)&lt;/td&gt;
      &lt;/tr&gt;
      &lt;tr style=&quot;vertical-align: bottom; background-color: rgb(204,238,255)&quot;&gt;
       &lt;td style=&quot;width: 61%; text-align: left&quot;&gt;Book value of collateral&lt;/td&gt;
       &lt;td style=&quot;width: 1%&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;width: 1%; text-align: left&quot;&gt;$&lt;/td&gt;
       &lt;td style=&quot;width: 10%; text-align: right&quot;&gt;131,421&lt;/td&gt;
       &lt;td style=&quot;width: 1%; text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;width: 1%&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;width: 1%; text-align: left&quot;&gt;$&lt;/td&gt;
       &lt;td style=&quot;width: 10%; text-align: right&quot;&gt;142,925&lt;/td&gt;
       &lt;td style=&quot;width: 1%; text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;width: 1%&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;width: 1%; text-align: left&quot;&gt;$&lt;/td&gt;
       &lt;td style=&quot;width: 10%; text-align: right&quot;&gt;199,447&lt;/td&gt;
       &lt;td style=&quot;width: 1%; text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;/tr&gt;
      &lt;tr style=&quot;vertical-align: bottom; background-color: White&quot;&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;Estimated fair value of collateral&lt;/td&gt;
       &lt;td&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: right&quot;&gt;131,421&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: right&quot;&gt;142,925&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: right&quot;&gt;199,447&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;/tr&gt;
      &lt;tr style=&quot;vertical-align: bottom; background-color: rgb(204,238,255)&quot;&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;Average balance of outstanding agreements during the year&lt;/td&gt;
       &lt;td&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: right&quot;&gt;116,000&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: right&quot;&gt;137,824&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: right&quot;&gt;172,944&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;/tr&gt;
      &lt;tr style=&quot;vertical-align: bottom; background-color: White&quot;&gt;
       &lt;td style=&quot;text-align: left; padding-left: 0pt&quot;&gt;Maximum balance of outstanding agreements at a month end during the year&lt;/td&gt;
       &lt;td&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: right&quot;&gt;116,000&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: right&quot;&gt;155,300&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: right&quot;&gt;185,300&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;/tr&gt;
      &lt;tr style=&quot;vertical-align: bottom; background-color: rgb(204,238,255)&quot;&gt;
       &lt;td style=&quot;font-weight: normal; font-style: normal; text-align: left&quot;&gt;Average interest rate of outstanding agreements during the year &lt;font style=&quot;font-family: Times New Roman, Times, Serif; font-size: 10pt; font-weight: normal; font-style: normal&quot;&gt;&lt;sup&gt;(1)&lt;/sup&gt;&lt;/font&gt;&lt;/td&gt;
       &lt;td&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: right&quot;&gt;3.22&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;%&lt;/td&gt;
       &lt;td&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: right&quot;&gt;5.37&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;%&lt;/td&gt;
       &lt;td&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: right&quot;&gt;3.42&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;%&lt;/td&gt;
      &lt;/tr&gt;

    &lt;/table&gt;</ffic:InformationRelatingToCollateralizedRepurchaseAgreementsTableTextBlock>
  <ffic:FinancialInstrumentsOwnedAndPledgedAsCollateralAtBookValue unitRef="usd" contextRef="c0_AsOf31Dec2015" decimals="-3">131421000</ffic:FinancialInstrumentsOwnedAndPledgedAsCollateralAtBookValue>
  <ffic:FinancialInstrumentsOwnedAndPledgedAsCollateralAtBookValue unitRef="usd" contextRef="c1_AsOf31Dec2014" decimals="-3">142925000</ffic:FinancialInstrumentsOwnedAndPledgedAsCollateralAtBookValue>
  <ffic:FinancialInstrumentsOwnedAndPledgedAsCollateralAtBookValue unitRef="usd" contextRef="c46_AsOf31Dec2013" decimals="-3">199447000</ffic:FinancialInstrumentsOwnedAndPledgedAsCollateralAtBookValue>
  <us-gaap:FinancialInstrumentsOwnedAndPledgedAsCollateralAtFairValue unitRef="usd" contextRef="c0_AsOf31Dec2015" decimals="-3">131421000</us-gaap:FinancialInstrumentsOwnedAndPledgedAsCollateralAtFairValue>
  <us-gaap:FinancialInstrumentsOwnedAndPledgedAsCollateralAtFairValue unitRef="usd" contextRef="c1_AsOf31Dec2014" decimals="-3">142925000</us-gaap:FinancialInstrumentsOwnedAndPledgedAsCollateralAtFairValue>
  <us-gaap:FinancialInstrumentsOwnedAndPledgedAsCollateralAtFairValue unitRef="usd" contextRef="c46_AsOf31Dec2013" decimals="-3">199447000</us-gaap:FinancialInstrumentsOwnedAndPledgedAsCollateralAtFairValue>
  <ffic:SecuredDebtRepurchaseAgreementsAverageBalanceDuringYear unitRef="usd" contextRef="c2_From1Jan2015To31Dec2015" decimals="-3">116000000</ffic:SecuredDebtRepurchaseAgreementsAverageBalanceDuringYear>
  <ffic:SecuredDebtRepurchaseAgreementsAverageBalanceDuringYear unitRef="usd" contextRef="c3_From1Jan2014To31Dec2014" decimals="-3">137824000</ffic:SecuredDebtRepurchaseAgreementsAverageBalanceDuringYear>
  <ffic:SecuredDebtRepurchaseAgreementsAverageBalanceDuringYear unitRef="usd" contextRef="c4_From1Jan2013To31Dec2013" decimals="-3">172944000</ffic:SecuredDebtRepurchaseAgreementsAverageBalanceDuringYear>
  <ffic:MaximumBalanceOfOutstandingRepurchaseAgreementsAtAMonthEndDuringTheYearinShares unitRef="usd" contextRef="c0_AsOf31Dec2015" decimals="-3">116000000</ffic:MaximumBalanceOfOutstandingRepurchaseAgreementsAtAMonthEndDuringTheYearinShares>
  <ffic:MaximumBalanceOfOutstandingRepurchaseAgreementsAtAMonthEndDuringTheYearinShares unitRef="usd" contextRef="c1_AsOf31Dec2014" decimals="-3">155300000</ffic:MaximumBalanceOfOutstandingRepurchaseAgreementsAtAMonthEndDuringTheYearinShares>
  <ffic:MaximumBalanceOfOutstandingRepurchaseAgreementsAtAMonthEndDuringTheYearinShares unitRef="usd" contextRef="c46_AsOf31Dec2013" decimals="-3">185300000</ffic:MaximumBalanceOfOutstandingRepurchaseAgreementsAtAMonthEndDuringTheYearinShares>
  <ffic:AverageInterestRateOutstandingRepurchaseAgreements id="_AverageInterestRateOutstandingRepurchaseAgreements-c2_From1Jan2015To31Dec2015_pure" unitRef="pure" contextRef="c2_From1Jan2015To31Dec2015" decimals="4">0.0322</ffic:AverageInterestRateOutstandingRepurchaseAgreements>
  <ffic:AverageInterestRateOutstandingRepurchaseAgreements id="_AverageInterestRateOutstandingRepurchaseAgreements-c3_From1Jan2014To31Dec2014_pure" unitRef="pure" contextRef="c3_From1Jan2014To31Dec2014" decimals="4">0.0537</ffic:AverageInterestRateOutstandingRepurchaseAgreements>
  <ffic:AverageInterestRateOutstandingRepurchaseAgreements id="_AverageInterestRateOutstandingRepurchaseAgreements-c4_From1Jan2013To31Dec2013_pure" unitRef="pure" contextRef="c4_From1Jan2013To31Dec2013" decimals="4">0.0342</ffic:AverageInterestRateOutstandingRepurchaseAgreements>
  <ffic:TermsOfSecuritiesIssuedByTrustsTableTextBlock contextRef="c2_From1Jan2015To31Dec2015">&lt;table cellpadding=&quot;0&quot; cellspacing=&quot;0&quot; style=&quot;border-collapse: collapse; width: 100%; font: 10pt Times New Roman, Times, Serif&quot;&gt;

      &lt;tr style=&quot;vertical-align: bottom&quot;&gt;
       &lt;td style=&quot;text-align: justify&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;padding-bottom: 1pt&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td colspan=&quot;3&quot; style=&quot;text-align: center; border-bottom: Black 1pt solid&quot;&gt;Flushing Financial &lt;br /&gt; Capital Trust II&lt;/td&gt;
       &lt;td style=&quot;padding-bottom: 1pt; border-bottom: Black 1pt solid&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td colspan=&quot;3&quot; style=&quot;text-align: center; border-bottom: Black 1pt solid&quot;&gt;Flushing Financial &lt;br /&gt; Capital Trust III&lt;/td&gt;
       &lt;td style=&quot;padding-bottom: 1pt; border-bottom: Black 1pt solid&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td colspan=&quot;3&quot; style=&quot;text-align: center; border-bottom: Black 1pt solid&quot;&gt;Flushing Financial &lt;br /&gt; Capital Trust IV&lt;/td&gt;
      &lt;/tr&gt;
      &lt;tr style=&quot;vertical-align: bottom; background-color: rgb(204,238,255)&quot;&gt;
       &lt;td style=&quot;text-align: justify&quot;&gt;Issue Date&lt;/td&gt;
       &lt;td&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: right&quot;&gt;&lt;font style=&quot;font-size: 10pt&quot;&gt;June 20, 2007&lt;/font&gt;&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: right&quot;&gt;&lt;font style=&quot;font-size: 10pt&quot;&gt;June 21, 2007&lt;/font&gt;&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: right&quot;&gt;&lt;font style=&quot;font-size: 10pt&quot;&gt;July 3, 2007&lt;/font&gt;&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;/tr&gt;
      &lt;tr style=&quot;vertical-align: bottom; background-color: White&quot;&gt;
       &lt;td style=&quot;width: 46%; text-align: justify&quot;&gt;Initial Rate&lt;/td&gt;
       &lt;td style=&quot;width: 1%&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;width: 1%; text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;width: 15%; text-align: right&quot;&gt;7.14&lt;/td&gt;
       &lt;td style=&quot;width: 1%; text-align: left&quot;&gt;%&lt;/td&gt;
       &lt;td style=&quot;width: 1%&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;width: 1%; text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;width: 15%; text-align: right&quot;&gt;6.89&lt;/td&gt;
       &lt;td style=&quot;width: 1%; text-align: left&quot;&gt;%&lt;/td&gt;
       &lt;td style=&quot;width: 1%&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;width: 1%; text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;width: 15%; text-align: right&quot;&gt;6.85&lt;/td&gt;
       &lt;td style=&quot;width: 1%; text-align: left&quot;&gt;%&lt;/td&gt;
      &lt;/tr&gt;
      &lt;tr style=&quot;vertical-align: bottom; background-color: rgb(204,238,255)&quot;&gt;
       &lt;td style=&quot;text-align: justify&quot;&gt;First Reset Date&lt;/td&gt;
       &lt;td&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: right&quot;&gt;&lt;font style=&quot;font-size: 10pt&quot;&gt;September 1, 2012&lt;/font&gt;&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: right&quot;&gt;&lt;font style=&quot;font-size: 10pt&quot;&gt;June 15, 2012&lt;/font&gt;&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: right&quot;&gt;&lt;font style=&quot;font-size: 10pt&quot;&gt;July 30, 2012&lt;/font&gt;&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;/tr&gt;
      &lt;tr style=&quot;vertical-align: bottom; background-color: White&quot;&gt;
       &lt;td style=&quot;text-align: justify&quot;&gt;Spread over 3-month LIBOR&lt;/td&gt;
       &lt;td&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: right&quot;&gt;1.41&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;%&lt;/td&gt;
       &lt;td&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: right&quot;&gt;1.44&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;%&lt;/td&gt;
       &lt;td&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: right&quot;&gt;1.42&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;%&lt;/td&gt;
      &lt;/tr&gt;
      &lt;tr style=&quot;vertical-align: bottom; background-color: rgb(204,238,255)&quot;&gt;
       &lt;td style=&quot;text-align: justify&quot;&gt;Maturity Date&lt;/td&gt;
       &lt;td&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: right&quot;&gt;&lt;font style=&quot;font-size: 10pt&quot;&gt;September 1, 2037&lt;/font&gt;&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: right&quot;&gt;&lt;font style=&quot;font-size: 10pt&quot;&gt;September 15, 2037&lt;/font&gt;&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: right&quot;&gt;&lt;font style=&quot;font-size: 10pt&quot;&gt;July 30, 2037&lt;/font&gt;&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;/tr&gt;

    &lt;/table&gt;</ffic:TermsOfSecuritiesIssuedByTrustsTableTextBlock>
  <us-gaap:DebtInstrumentInterestRateStatedPercentage unitRef="pure" contextRef="c439_AsOf31Dec2015_CapitalSecuritiesMember_FlushingFinancialCapitalTrustIIMember" decimals="4">0.0714</us-gaap:DebtInstrumentInterestRateStatedPercentage>
  <us-gaap:DebtInstrumentInterestRateStatedPercentage unitRef="pure" contextRef="c440_AsOf31Dec2015_CapitalSecuritiesMember_FlushingFinancialCapitalTrustIIIMember" decimals="4">0.0689</us-gaap:DebtInstrumentInterestRateStatedPercentage>
  <us-gaap:DebtInstrumentInterestRateStatedPercentage unitRef="pure" contextRef="c441_AsOf31Dec2015_CapitalSecuritiesMember_FlushingFinancialCapitalTrustIVMember" decimals="4">0.0685</us-gaap:DebtInstrumentInterestRateStatedPercentage>
  <ffic:DebtInstrumentFirstResetDate contextRef="c442_From1Jan2015To31Dec2015_CapitalSecuritiesMember_FlushingFinancialCapitalTrustIIMember">2012-09-01</ffic:DebtInstrumentFirstResetDate>
  <ffic:DebtInstrumentFirstResetDate contextRef="c443_From1Jan2015To31Dec2015_CapitalSecuritiesMember_FlushingFinancialCapitalTrustIIIMember">2012-06-15</ffic:DebtInstrumentFirstResetDate>
  <ffic:DebtInstrumentFirstResetDate contextRef="c444_From1Jan2015To31Dec2015_CapitalSecuritiesMember_FlushingFinancialCapitalTrustIVMember">2012-07-30</ffic:DebtInstrumentFirstResetDate>
  <us-gaap:DebtInstrumentBasisSpreadOnVariableRate1 unitRef="pure" contextRef="c442_From1Jan2015To31Dec2015_CapitalSecuritiesMember_FlushingFinancialCapitalTrustIIMember" decimals="4">0.0141</us-gaap:DebtInstrumentBasisSpreadOnVariableRate1>
  <us-gaap:DebtInstrumentBasisSpreadOnVariableRate1 unitRef="pure" contextRef="c443_From1Jan2015To31Dec2015_CapitalSecuritiesMember_FlushingFinancialCapitalTrustIIIMember" decimals="4">0.0144</us-gaap:DebtInstrumentBasisSpreadOnVariableRate1>
  <us-gaap:DebtInstrumentBasisSpreadOnVariableRate1 unitRef="pure" contextRef="c444_From1Jan2015To31Dec2015_CapitalSecuritiesMember_FlushingFinancialCapitalTrustIVMember" decimals="4">0.0142</us-gaap:DebtInstrumentBasisSpreadOnVariableRate1>
  <us-gaap:DebtInstrumentMaturityDate contextRef="c442_From1Jan2015To31Dec2015_CapitalSecuritiesMember_FlushingFinancialCapitalTrustIIMember">2037-09-01</us-gaap:DebtInstrumentMaturityDate>
  <us-gaap:DebtInstrumentMaturityDate contextRef="c443_From1Jan2015To31Dec2015_CapitalSecuritiesMember_FlushingFinancialCapitalTrustIIIMember">2037-09-15</us-gaap:DebtInstrumentMaturityDate>
  <us-gaap:DebtInstrumentMaturityDate contextRef="c444_From1Jan2015To31Dec2015_CapitalSecuritiesMember_FlushingFinancialCapitalTrustIVMember">2037-07-30</us-gaap:DebtInstrumentMaturityDate>
  <us-gaap:IncomeTaxDisclosureTextBlock contextRef="c2_From1Jan2015To31Dec2015">&lt;p style=&quot;font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify&quot;&gt;&lt;b&gt;10. Income Taxes&lt;/b&gt;&lt;/p&gt;&lt;br/&gt;&lt;p style=&quot;font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify&quot;&gt;Flushing Financial Corporation files consolidated Federal and combined New York State and New York City income tax returns with its subsidiaries, with the exception of the trusts, which file separate Federal income tax returns as trusts, and FPFC, which files a separate Federal income tax return as a real estate investment trust. Additionally, the Bank files New Jersey State tax returns. The Company remains subject to examination for its Federal, New York State and New Jersey income tax returns for the years ending on or after December 31, 2012. The Company is undergoing an examination of its New York City income tax returns for 2011, 2012 and 2013.&lt;/p&gt;&lt;br/&gt;&lt;p style=&quot;font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify&quot;&gt;Income tax provisions are summarized as follows for the years ended December 31:&lt;/p&gt;&lt;br/&gt;&lt;table cellpadding=&quot;0&quot; cellspacing=&quot;0&quot; style=&quot;border-collapse: collapse; width: 100%; font: 10pt Times New Roman, Times, Serif&quot;&gt;

      &lt;tr style=&quot;vertical-align: bottom&quot;&gt;
       &lt;td style=&quot;text-align: center&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;padding-bottom: 1pt&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td colspan=&quot;3&quot; style=&quot;text-align: center; border-bottom: Black 1pt solid&quot;&gt;2015&lt;/td&gt;
       &lt;td style=&quot;padding-bottom: 1pt&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td colspan=&quot;3&quot; style=&quot;text-align: center; border-bottom: Black 1pt solid&quot;&gt;2014&lt;/td&gt;
       &lt;td style=&quot;padding-bottom: 1pt&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td colspan=&quot;3&quot; style=&quot;text-align: center; border-bottom: Black 1pt solid&quot;&gt;2013&lt;/td&gt;
      &lt;/tr&gt;
      &lt;tr style=&quot;vertical-align: bottom&quot;&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;font-style: italic&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td colspan=&quot;11&quot; style=&quot;font-style: italic; text-align: center&quot;&gt;(In thousands)&lt;/td&gt;
      &lt;/tr&gt;
      &lt;tr style=&quot;vertical-align: bottom; background-color: rgb(204,238,255)&quot;&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;Federal:&lt;/td&gt;
       &lt;td&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: right&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: right&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: right&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;/tr&gt;
      &lt;tr style=&quot;vertical-align: bottom; background-color: White&quot;&gt;
       &lt;td style=&quot;width: 61%; text-align: left; padding-left: 10pt&quot;&gt;Current&lt;/td&gt;
       &lt;td style=&quot;width: 1%&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;width: 1%; text-align: left&quot;&gt;$&lt;/td&gt;
       &lt;td style=&quot;width: 10%; text-align: right&quot;&gt;25,319&lt;/td&gt;
       &lt;td style=&quot;width: 1%; text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;width: 1%&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;width: 1%; text-align: left&quot;&gt;$&lt;/td&gt;
       &lt;td style=&quot;width: 10%; text-align: right&quot;&gt;18,052&lt;/td&gt;
       &lt;td style=&quot;width: 1%; text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;width: 1%&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;width: 1%; text-align: left&quot;&gt;$&lt;/td&gt;
       &lt;td style=&quot;width: 10%; text-align: right&quot;&gt;17,808&lt;/td&gt;
       &lt;td style=&quot;width: 1%; text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;/tr&gt;
      &lt;tr style=&quot;vertical-align: bottom; background-color: rgb(204,238,255)&quot;&gt;
       &lt;td style=&quot;text-align: left; padding-bottom: 1pt; padding-left: 10pt&quot;&gt;Deferred&lt;/td&gt;
       &lt;td style=&quot;padding-bottom: 1pt&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;border-bottom: Black 1pt solid; text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;border-bottom: Black 1pt solid; text-align: right&quot;&gt;(3,476&lt;/td&gt;
       &lt;td style=&quot;border-bottom: Black 1pt solid; text-align: left&quot;&gt;)&lt;/td&gt;
       &lt;td style=&quot;padding-bottom: 1pt&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;border-bottom: Black 1pt solid; text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;border-bottom: Black 1pt solid; text-align: right&quot;&gt;2,860&lt;/td&gt;
       &lt;td style=&quot;border-bottom: Black 1pt solid; text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;padding-bottom: 1pt&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;border-bottom: Black 1pt solid; text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;border-bottom: Black 1pt solid; text-align: right&quot;&gt;(464&lt;/td&gt;
       &lt;td style=&quot;border-bottom: Black 1pt solid; text-align: left&quot;&gt;)&lt;/td&gt;
      &lt;/tr&gt;
      &lt;tr style=&quot;vertical-align: bottom; background-color: White&quot;&gt;
       &lt;td style=&quot;text-align: left; padding-bottom: 1pt; padding-left: 20pt&quot;&gt;Total federal tax provision&lt;/td&gt;
       &lt;td style=&quot;padding-bottom: 1pt&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;border-bottom: Black 1pt solid; text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;border-bottom: Black 1pt solid; text-align: right&quot;&gt;21,843&lt;/td&gt;
       &lt;td style=&quot;border-bottom: Black 1pt solid; text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;padding-bottom: 1pt&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;border-bottom: Black 1pt solid; text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;border-bottom: Black 1pt solid; text-align: right&quot;&gt;20,912&lt;/td&gt;
       &lt;td style=&quot;border-bottom: Black 1pt solid; text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;padding-bottom: 1pt&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;border-bottom: Black 1pt solid; text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;border-bottom: Black 1pt solid; text-align: right&quot;&gt;17,344&lt;/td&gt;
       &lt;td style=&quot;border-bottom: Black 1pt solid; text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;/tr&gt;
      &lt;tr style=&quot;vertical-align: bottom; background-color: rgb(204,238,255)&quot;&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;State and Local:&lt;/td&gt;
       &lt;td&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: right&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: right&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: right&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;/tr&gt;
      &lt;tr style=&quot;vertical-align: bottom; background-color: White&quot;&gt;
       &lt;td style=&quot;text-align: left; padding-left: 10pt&quot;&gt;Current&lt;/td&gt;
       &lt;td&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: right&quot;&gt;7,059&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: right&quot;&gt;6,369&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: right&quot;&gt;5,828&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;/tr&gt;
      &lt;tr style=&quot;vertical-align: bottom; background-color: rgb(204,238,255)&quot;&gt;
       &lt;td style=&quot;text-align: left; padding-bottom: 1pt; padding-left: 10pt&quot;&gt;Deferred&lt;/td&gt;
       &lt;td style=&quot;padding-bottom: 1pt&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;border-bottom: Black 1pt solid; text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;border-bottom: Black 1pt solid; text-align: right&quot;&gt;(1,735&lt;/td&gt;
       &lt;td style=&quot;border-bottom: Black 1pt solid; text-align: left&quot;&gt;)&lt;/td&gt;
       &lt;td style=&quot;padding-bottom: 1pt&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;border-bottom: Black 1pt solid; text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;border-bottom: Black 1pt solid; text-align: right&quot;&gt;1,292&lt;/td&gt;
       &lt;td style=&quot;border-bottom: Black 1pt solid; text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;padding-bottom: 1pt&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;border-bottom: Black 1pt solid; text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;border-bottom: Black 1pt solid; text-align: right&quot;&gt;(216&lt;/td&gt;
       &lt;td style=&quot;border-bottom: Black 1pt solid; text-align: left&quot;&gt;)&lt;/td&gt;
      &lt;/tr&gt;
      &lt;tr style=&quot;vertical-align: bottom; background-color: White&quot;&gt;
       &lt;td style=&quot;text-align: left; padding-bottom: 1pt; padding-left: 20pt&quot;&gt;Total state and local tax provision&lt;/td&gt;
       &lt;td style=&quot;padding-bottom: 1pt&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;border-bottom: Black 1pt solid; text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;border-bottom: Black 1pt solid; text-align: right&quot;&gt;5,324&lt;/td&gt;
       &lt;td style=&quot;border-bottom: Black 1pt solid; text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;padding-bottom: 1pt&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;border-bottom: Black 1pt solid; text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;border-bottom: Black 1pt solid; text-align: right&quot;&gt;7,661&lt;/td&gt;
       &lt;td style=&quot;border-bottom: Black 1pt solid; text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;padding-bottom: 1pt&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;border-bottom: Black 1pt solid; text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;border-bottom: Black 1pt solid; text-align: right&quot;&gt;5,612&lt;/td&gt;
       &lt;td style=&quot;border-bottom: Black 1pt solid; text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;/tr&gt;
      &lt;tr style=&quot;vertical-align: bottom; background-color: rgb(204,238,255)&quot;&gt;
       &lt;td style=&quot;text-align: left; padding-bottom: 2.25pt&quot;&gt;Total income tax provision&lt;/td&gt;
       &lt;td style=&quot;padding-bottom: 2.25pt&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;border-bottom: Black 2.25pt double; text-align: left&quot;&gt;$&lt;/td&gt;
       &lt;td style=&quot;border-bottom: Black 2.25pt double; text-align: right&quot;&gt;27,167&lt;/td&gt;
       &lt;td style=&quot;border-bottom: Black 2.25pt double; text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;padding-bottom: 2.25pt&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;border-bottom: Black 2.25pt double; text-align: left&quot;&gt;$&lt;/td&gt;
       &lt;td style=&quot;border-bottom: Black 2.25pt double; text-align: right&quot;&gt;28,573&lt;/td&gt;
       &lt;td style=&quot;border-bottom: Black 2.25pt double; text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;padding-bottom: 2.25pt&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;border-bottom: Black 2.25pt double; text-align: left&quot;&gt;$&lt;/td&gt;
       &lt;td style=&quot;border-bottom: Black 2.25pt double; text-align: right&quot;&gt;22,956&lt;/td&gt;
       &lt;td style=&quot;border-bottom: Black 2.25pt double; text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;/tr&gt;

    &lt;/table&gt;&lt;br/&gt;&lt;p style=&quot;font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify&quot;&gt;The income tax provision in the Consolidated Statements of Income has been provided at effective rates of 37.0%, 39.2% and 37.8% for the years ended December 31, 2015, 2014 and 2013, respectively. The effective rates differ from the statutory federal income tax rate as follows for the years ended December 31:&lt;/p&gt;&lt;br/&gt;&lt;table cellpadding=&quot;0&quot; cellspacing=&quot;0&quot; style=&quot;border-collapse: collapse; width: 100%; font: 10pt Times New Roman, Times, Serif&quot;&gt;

      &lt;tr style=&quot;vertical-align: bottom&quot;&gt;
       &lt;td style=&quot;text-align: center&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;padding-bottom: 1pt&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td colspan=&quot;7&quot; style=&quot;text-align: center; border-bottom: Black 1pt solid&quot;&gt;2015&lt;/td&gt;
       &lt;td style=&quot;padding-bottom: 1pt&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td colspan=&quot;7&quot; style=&quot;text-align: center; border-bottom: Black 1pt solid&quot;&gt;2014&lt;/td&gt;
       &lt;td style=&quot;padding-bottom: 1pt&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td colspan=&quot;7&quot; style=&quot;text-align: center; border-bottom: Black 1pt solid&quot;&gt;2013&lt;/td&gt;
      &lt;/tr&gt;
      &lt;tr style=&quot;vertical-align: bottom&quot;&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;font-style: italic&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td colspan=&quot;23&quot; style=&quot;font-style: italic; text-align: center&quot;&gt;(Dollars in thousands)&lt;/td&gt;
      &lt;/tr&gt;
      &lt;tr style=&quot;vertical-align: bottom; background-color: rgb(204,238,255)&quot;&gt;
       &lt;td style=&quot;width: 34%; text-align: left&quot;&gt;Taxes at federal statutory rate&lt;/td&gt;
       &lt;td style=&quot;width: 1%&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;width: 1%; text-align: left&quot;&gt;$&lt;/td&gt;
       &lt;td style=&quot;width: 8%; text-align: right&quot;&gt;25,681&lt;/td&gt;
       &lt;td style=&quot;width: 1%; text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;width: 1%&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;width: 1%; text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;width: 8%; text-align: right&quot;&gt;35.0&lt;/td&gt;
       &lt;td style=&quot;width: 1%; text-align: left&quot;&gt;%&lt;/td&gt;
       &lt;td style=&quot;width: 1%&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;width: 1%; text-align: left&quot;&gt;$&lt;/td&gt;
       &lt;td style=&quot;width: 8%; text-align: right&quot;&gt;25,484&lt;/td&gt;
       &lt;td style=&quot;width: 1%; text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;width: 1%&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;width: 1%; text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;width: 8%; text-align: right&quot;&gt;35.0&lt;/td&gt;
       &lt;td style=&quot;width: 1%; text-align: left&quot;&gt;%&lt;/td&gt;
       &lt;td style=&quot;width: 1%&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;width: 1%; text-align: left&quot;&gt;$&lt;/td&gt;
       &lt;td style=&quot;width: 8%; text-align: right&quot;&gt;21,248&lt;/td&gt;
       &lt;td style=&quot;width: 1%; text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;width: 1%&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;width: 1%; text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;width: 8%; text-align: right&quot;&gt;35.0&lt;/td&gt;
       &lt;td style=&quot;width: 1%; text-align: left&quot;&gt;%&lt;/td&gt;
      &lt;/tr&gt;
      &lt;tr style=&quot;vertical-align: bottom; background-color: White&quot;&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;Increase (reduction) in taxes resulting from:&lt;/td&gt;
       &lt;td&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: right&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: right&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: right&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: right&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: right&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: right&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;/tr&gt;
      &lt;tr style=&quot;vertical-align: bottom; background-color: rgb(204,238,255)&quot;&gt;
       &lt;td style=&quot;text-align: left; padding-left: 20pt; text-indent: -10pt&quot;&gt;State and local income tax, net of Federal income tax benefit&lt;/td&gt;
       &lt;td&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: right&quot;&gt;3,461&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: right&quot;&gt;4.7&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: right&quot;&gt;4,980&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: right&quot;&gt;6.8&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: right&quot;&gt;3,648&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: right&quot;&gt;6.0&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;/tr&gt;
      &lt;tr style=&quot;vertical-align: bottom; background-color: White&quot;&gt;
       &lt;td style=&quot;text-align: left; padding-bottom: 1pt; padding-left: 10pt&quot;&gt;Other&lt;/td&gt;
       &lt;td style=&quot;padding-bottom: 1pt&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;border-bottom: Black 1pt solid; text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;border-bottom: Black 1pt solid; text-align: right&quot;&gt;(1,975&lt;/td&gt;
       &lt;td style=&quot;border-bottom: Black 1pt solid; text-align: left&quot;&gt;)&lt;/td&gt;
       &lt;td style=&quot;border-bottom: Black 1pt solid; text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;border-bottom: Black 1pt solid; text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;border-bottom: Black 1pt solid; text-align: right&quot;&gt;(2.7&lt;/td&gt;
       &lt;td style=&quot;border-bottom: Black 1pt solid; text-align: left&quot;&gt;)&lt;/td&gt;
       &lt;td style=&quot;padding-bottom: 1pt&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;border-bottom: Black 1pt solid; text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;border-bottom: Black 1pt solid; text-align: right&quot;&gt;(1,891&lt;/td&gt;
       &lt;td style=&quot;border-bottom: Black 1pt solid; text-align: left&quot;&gt;)&lt;/td&gt;
       &lt;td style=&quot;border-bottom: Black 1pt solid; text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;border-bottom: Black 1pt solid; text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;border-bottom: Black 1pt solid; text-align: right&quot;&gt;(2.6&lt;/td&gt;
       &lt;td style=&quot;border-bottom: Black 1pt solid; text-align: left&quot;&gt;)&lt;/td&gt;
       &lt;td style=&quot;padding-bottom: 1pt&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;border-bottom: Black 1pt solid; text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;border-bottom: Black 1pt solid; text-align: right&quot;&gt;(1,940&lt;/td&gt;
       &lt;td style=&quot;border-bottom: Black 1pt solid; text-align: left&quot;&gt;)&lt;/td&gt;
       &lt;td style=&quot;border-bottom: Black 1pt solid; text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;border-bottom: Black 1pt solid; text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;border-bottom: Black 1pt solid; text-align: right&quot;&gt;(3.2&lt;/td&gt;
       &lt;td style=&quot;border-bottom: Black 1pt solid; text-align: left&quot;&gt;)&lt;/td&gt;
      &lt;/tr&gt;
      &lt;tr style=&quot;vertical-align: bottom; background-color: rgb(204,238,255)&quot;&gt;
       &lt;td style=&quot;text-align: left; padding-bottom: 2.25pt; padding-left: 20pt&quot;&gt;Taxes at effective rate&lt;/td&gt;
       &lt;td style=&quot;padding-bottom: 2.25pt&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;border-bottom: Black 2.25pt double; text-align: left&quot;&gt;$&lt;/td&gt;
       &lt;td style=&quot;border-bottom: Black 2.25pt double; text-align: right&quot;&gt;27,167&lt;/td&gt;
       &lt;td style=&quot;border-bottom: Black 2.25pt double; text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;border-bottom: Black 2.25pt double; text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;border-bottom: Black 2.25pt double; text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;border-bottom: Black 2.25pt double; text-align: right&quot;&gt;37.0&lt;/td&gt;
       &lt;td style=&quot;border-bottom: Black 2.25pt double; text-align: left&quot;&gt;%&lt;/td&gt;
       &lt;td style=&quot;padding-bottom: 2.25pt&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;border-bottom: Black 2.25pt double; text-align: left&quot;&gt;$&lt;/td&gt;
       &lt;td style=&quot;border-bottom: Black 2.25pt double; text-align: right&quot;&gt;28,573&lt;/td&gt;
       &lt;td style=&quot;border-bottom: Black 2.25pt double; text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;border-bottom: Black 2.25pt double; text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;border-bottom: Black 2.25pt double; text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;border-bottom: Black 2.25pt double; text-align: right&quot;&gt;39.2&lt;/td&gt;
       &lt;td style=&quot;border-bottom: Black 2.25pt double; text-align: left&quot;&gt;%&lt;/td&gt;
       &lt;td style=&quot;padding-bottom: 2.25pt&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;border-bottom: Black 2.25pt double; text-align: left&quot;&gt;$&lt;/td&gt;
       &lt;td style=&quot;border-bottom: Black 2.25pt double; text-align: right&quot;&gt;22,956&lt;/td&gt;
       &lt;td style=&quot;border-bottom: Black 2.25pt double; text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;border-bottom: Black 2.25pt double; text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;border-bottom: Black 2.25pt double; text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;border-bottom: Black 2.25pt double; text-align: right&quot;&gt;37.8&lt;/td&gt;
       &lt;td style=&quot;border-bottom: Black 2.25pt double; text-align: left&quot;&gt;%&lt;/td&gt;
      &lt;/tr&gt;

    &lt;/table&gt;&lt;br/&gt;&lt;p style=&quot;font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: left&quot;&gt;The components of the net deferred tax assets are as follows at December 31:&lt;/p&gt;&lt;br/&gt;&lt;table cellpadding=&quot;0&quot; cellspacing=&quot;0&quot; style=&quot;border-collapse: collapse; width: 100%; font: 10pt Times New Roman, Times, Serif&quot;&gt;

      &lt;tr style=&quot;vertical-align: bottom&quot;&gt;
       &lt;td style=&quot;text-align: center&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;padding-bottom: 1pt&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td colspan=&quot;3&quot; style=&quot;text-align: center; border-bottom: Black 1pt solid&quot;&gt;2015&lt;/td&gt;
       &lt;td style=&quot;padding-bottom: 1pt&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td colspan=&quot;3&quot; style=&quot;text-align: center; border-bottom: Black 1pt solid&quot;&gt;2014&lt;/td&gt;
      &lt;/tr&gt;
      &lt;tr style=&quot;vertical-align: bottom&quot;&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;font-style: italic&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td colspan=&quot;7&quot; style=&quot;font-style: italic; text-align: center&quot;&gt;(In thousands)&lt;/td&gt;
      &lt;/tr&gt;
      &lt;tr style=&quot;vertical-align: bottom; background-color: rgb(204,238,255)&quot;&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;Deferred tax asset:&lt;/td&gt;
       &lt;td&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: right&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: right&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;/tr&gt;
      &lt;tr style=&quot;vertical-align: bottom; background-color: White&quot;&gt;
       &lt;td style=&quot;width: 70%; text-align: left; padding-left: 10pt&quot;&gt;Postretirement benefits&lt;/td&gt;
       &lt;td style=&quot;width: 1%&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;width: 1%; text-align: left&quot;&gt;$&lt;/td&gt;
       &lt;td style=&quot;width: 12%; text-align: right&quot;&gt;6,798&lt;/td&gt;
       &lt;td style=&quot;width: 1%; text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;width: 1%&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;width: 1%; text-align: left&quot;&gt;$&lt;/td&gt;
       &lt;td style=&quot;width: 12%; text-align: right&quot;&gt;5,407&lt;/td&gt;
       &lt;td style=&quot;width: 1%; text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;/tr&gt;
      &lt;tr style=&quot;vertical-align: bottom; background-color: rgb(204,238,255)&quot;&gt;
       &lt;td style=&quot;text-align: left; padding-left: 10pt&quot;&gt;Allowance for loan losses&lt;/td&gt;
       &lt;td&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: right&quot;&gt;9,437&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: right&quot;&gt;11,007&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;/tr&gt;
      &lt;tr style=&quot;vertical-align: bottom; background-color: White&quot;&gt;
       &lt;td style=&quot;text-align: left; padding-left: 10pt&quot;&gt;Stock based compensation&lt;/td&gt;
       &lt;td&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: right&quot;&gt;3,404&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: right&quot;&gt;2,821&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;/tr&gt;
      &lt;tr style=&quot;vertical-align: bottom; background-color: rgb(204,238,255)&quot;&gt;
       &lt;td style=&quot;text-align: left; padding-left: 10pt&quot;&gt;Depreciation&lt;/td&gt;
       &lt;td&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: right&quot;&gt;1,941&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: right&quot;&gt;1,740&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;/tr&gt;
      &lt;tr style=&quot;vertical-align: bottom; background-color: White&quot;&gt;
       &lt;td style=&quot;text-align: left; padding-left: 10pt&quot;&gt;Unrealized loss on securities available for sale&lt;/td&gt;
       &lt;td&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: right&quot;&gt;395&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: right&quot;&gt;-&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;/tr&gt;
      &lt;tr style=&quot;vertical-align: bottom; background-color: rgb(204,238,255)&quot;&gt;
       &lt;td style=&quot;text-align: left; padding-left: 10pt&quot;&gt;Derivative financial instruments&lt;/td&gt;
       &lt;td&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: right&quot;&gt;1,724&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: right&quot;&gt;1,025&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;/tr&gt;
      &lt;tr style=&quot;vertical-align: bottom; background-color: White&quot;&gt;
       &lt;td style=&quot;text-align: left; padding-left: 10pt&quot;&gt;Adjustment required to recognize funded status of postretirement pension plans&lt;/td&gt;
       &lt;td&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: right&quot;&gt;3,833&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: right&quot;&gt;4,787&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;/tr&gt;
      &lt;tr style=&quot;vertical-align: bottom; background-color: rgb(204,238,255)&quot;&gt;
       &lt;td style=&quot;text-align: left; padding-left: 10pt&quot;&gt;Gain on sale of buildings&lt;/td&gt;
       &lt;td&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: right&quot;&gt;2,531&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: right&quot;&gt;-&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;/tr&gt;
      &lt;tr style=&quot;vertical-align: bottom; background-color: White&quot;&gt;
       &lt;td style=&quot;text-align: left; padding-bottom: 1pt; padding-left: 10pt&quot;&gt;Other&lt;/td&gt;
       &lt;td style=&quot;padding-bottom: 1pt&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;border-bottom: Black 1pt solid; text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;border-bottom: Black 1pt solid; text-align: right&quot;&gt;2,460&lt;/td&gt;
       &lt;td style=&quot;border-bottom: Black 1pt solid; text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;padding-bottom: 1pt&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;border-bottom: Black 1pt solid; text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;border-bottom: Black 1pt solid; text-align: right&quot;&gt;3,023&lt;/td&gt;
       &lt;td style=&quot;border-bottom: Black 1pt solid; text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;/tr&gt;
      &lt;tr style=&quot;vertical-align: bottom; background-color: rgb(204,238,255)&quot;&gt;
       &lt;td style=&quot;text-align: left; padding-bottom: 1pt; padding-left: 20pt&quot;&gt;Deferred tax asset&lt;/td&gt;
       &lt;td style=&quot;padding-bottom: 1pt&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;border-bottom: Black 1pt solid; text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;border-bottom: Black 1pt solid; text-align: right&quot;&gt;32,523&lt;/td&gt;
       &lt;td style=&quot;border-bottom: Black 1pt solid; text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;padding-bottom: 1pt&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;border-bottom: Black 1pt solid; text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;border-bottom: Black 1pt solid; text-align: right&quot;&gt;29,810&lt;/td&gt;
       &lt;td style=&quot;border-bottom: Black 1pt solid; text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;/tr&gt;
      &lt;tr style=&quot;vertical-align: bottom; background-color: White&quot;&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: right&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: right&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;/tr&gt;
      &lt;tr style=&quot;vertical-align: bottom; background-color: rgb(204,238,255)&quot;&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;Deferred tax liability:&lt;/td&gt;
       &lt;td&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: right&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: right&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;/tr&gt;
      &lt;tr style=&quot;vertical-align: bottom; background-color: White&quot;&gt;
       &lt;td style=&quot;text-align: left; padding-left: 10pt&quot;&gt;Valuation differences resulting from acquired assets and liabilities&lt;/td&gt;
       &lt;td&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: right&quot;&gt;-&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: right&quot;&gt;2,764&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;/tr&gt;
      &lt;tr style=&quot;vertical-align: bottom; background-color: rgb(204,238,255)&quot;&gt;
       &lt;td style=&quot;text-align: left; padding-left: 10pt&quot;&gt;Fair value adjustment on financial assets carried at fair value&lt;/td&gt;
       &lt;td&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: right&quot;&gt;187&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: right&quot;&gt;132&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;/tr&gt;
      &lt;tr style=&quot;vertical-align: bottom; background-color: White&quot;&gt;
       &lt;td style=&quot;text-align: left; padding-left: 10pt&quot;&gt;Fair value adjustment on financial liabilities carried at fair value&lt;/td&gt;
       &lt;td&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: right&quot;&gt;14,364&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: right&quot;&gt;14,480&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;/tr&gt;
      &lt;tr style=&quot;vertical-align: bottom; background-color: rgb(204,238,255)&quot;&gt;
       &lt;td style=&quot;text-align: left; padding-left: 10pt&quot;&gt;Unrealized gains on securities available for sale&lt;/td&gt;
       &lt;td&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: right&quot;&gt;-&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: right&quot;&gt;2,588&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;/tr&gt;
      &lt;tr style=&quot;vertical-align: bottom; background-color: White&quot;&gt;
       &lt;td style=&quot;text-align: left; padding-bottom: 1pt; padding-left: 10pt&quot;&gt;Other&lt;/td&gt;
       &lt;td style=&quot;padding-bottom: 1pt&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;border-bottom: Black 1pt solid; text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;border-bottom: Black 1pt solid; text-align: right&quot;&gt;3,411&lt;/td&gt;
       &lt;td style=&quot;border-bottom: Black 1pt solid; text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;padding-bottom: 1pt&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;border-bottom: Black 1pt solid; text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;border-bottom: Black 1pt solid; text-align: right&quot;&gt;2,525&lt;/td&gt;
       &lt;td style=&quot;border-bottom: Black 1pt solid; text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;/tr&gt;
      &lt;tr style=&quot;vertical-align: bottom; background-color: rgb(204,238,255)&quot;&gt;
       &lt;td style=&quot;text-align: left; padding-bottom: 1pt; padding-left: 20pt&quot;&gt;Deferred tax liability&lt;/td&gt;
       &lt;td style=&quot;padding-bottom: 1pt&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;border-bottom: Black 1pt solid; text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;border-bottom: Black 1pt solid; text-align: right&quot;&gt;17,962&lt;/td&gt;
       &lt;td style=&quot;border-bottom: Black 1pt solid; text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;padding-bottom: 1pt&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;border-bottom: Black 1pt solid; text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;border-bottom: Black 1pt solid; text-align: right&quot;&gt;22,489&lt;/td&gt;
       &lt;td style=&quot;border-bottom: Black 1pt solid; text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;/tr&gt;
      &lt;tr style=&quot;vertical-align: bottom; background-color: White&quot;&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: right&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: right&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;/tr&gt;
      &lt;tr style=&quot;vertical-align: bottom; background-color: rgb(204,238,255)&quot;&gt;
       &lt;td style=&quot;text-align: left; padding-bottom: 2.25pt&quot;&gt;Net deferred tax asset included in other assets&lt;/td&gt;
       &lt;td style=&quot;padding-bottom: 2.25pt&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;border-bottom: Black 2.25pt double; text-align: left&quot;&gt;$&lt;/td&gt;
       &lt;td style=&quot;border-bottom: Black 2.25pt double; text-align: right&quot;&gt;14,561&lt;/td&gt;
       &lt;td style=&quot;border-bottom: Black 2.25pt double; text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;padding-bottom: 2.25pt&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;border-bottom: Black 2.25pt double; text-align: left&quot;&gt;$&lt;/td&gt;
       &lt;td style=&quot;border-bottom: Black 2.25pt double; text-align: right&quot;&gt;7,321&lt;/td&gt;
       &lt;td style=&quot;border-bottom: Black 2.25pt double; text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;/tr&gt;

    &lt;/table&gt;&lt;br/&gt;&lt;p style=&quot;font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify&quot;&gt;The Company has recorded a deferred tax asset of $32.5 million. This represents the anticipated net federal, state and local tax benefits expected to be realized in future years upon the utilization of the underlying tax attributes comprising this balance. The Company has reported taxable income for federal, state, and local tax purposes in each of the past three years. In management&amp;#x2019;s opinion, in view of the Company&amp;#x2019;s previous, current and projected future earnings trend, the probability that some of the Company&amp;#x2019;s $18.0 million deferred tax liability can be used to offset a portion of the deferred tax asset, as well as certain tax planning strategies, it is more likely than not that the deferred tax asset will be fully realized. Accordingly, no valuation allowance was deemed necessary for the deferred tax asset at December 31, 2015 and 2014.&lt;/p&gt;&lt;br/&gt;&lt;p style=&quot;font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify&quot;&gt;The Company does not have uncertain tax positions that are deemed material. The Company&amp;#x2019;s policy is to recognize interest and penalties on income taxes in operating expenses. During the three years ended December 31, 2015, the Company did not recognize any material amounts of interest or penalties on income taxes.&lt;/p&gt;&lt;br/&gt;</us-gaap:IncomeTaxDisclosureTextBlock>
  <us-gaap:EffectiveIncomeTaxRateContinuingOperations unitRef="pure" contextRef="c2_From1Jan2015To31Dec2015" decimals="3">0.370</us-gaap:EffectiveIncomeTaxRateContinuingOperations>
  <us-gaap:EffectiveIncomeTaxRateContinuingOperations unitRef="pure" contextRef="c3_From1Jan2014To31Dec2014" decimals="3">0.392</us-gaap:EffectiveIncomeTaxRateContinuingOperations>
  <us-gaap:EffectiveIncomeTaxRateContinuingOperations unitRef="pure" contextRef="c4_From1Jan2013To31Dec2013" decimals="3">0.378</us-gaap:EffectiveIncomeTaxRateContinuingOperations>
  <us-gaap:DeferredTaxAssetsNet unitRef="usd" contextRef="c0_AsOf31Dec2015" decimals="-5">32500000</us-gaap:DeferredTaxAssetsNet>
  <us-gaap:DeferredTaxAssetsValuationAllowance unitRef="usd" contextRef="c0_AsOf31Dec2015" decimals="0">0</us-gaap:DeferredTaxAssetsValuationAllowance>
  <us-gaap:DeferredTaxAssetsValuationAllowance unitRef="usd" contextRef="c1_AsOf31Dec2014" decimals="0">0</us-gaap:DeferredTaxAssetsValuationAllowance>
  <us-gaap:ScheduleOfComponentsOfIncomeTaxExpenseBenefitTableTextBlock contextRef="c2_From1Jan2015To31Dec2015">&lt;table cellpadding=&quot;0&quot; cellspacing=&quot;0&quot; style=&quot;border-collapse: collapse; width: 100%; font: 10pt Times New Roman, Times, Serif&quot;&gt;

      &lt;tr style=&quot;vertical-align: bottom&quot;&gt;
       &lt;td style=&quot;text-align: center&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;padding-bottom: 1pt&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td colspan=&quot;3&quot; style=&quot;text-align: center; border-bottom: Black 1pt solid&quot;&gt;2015&lt;/td&gt;
       &lt;td style=&quot;padding-bottom: 1pt&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td colspan=&quot;3&quot; style=&quot;text-align: center; border-bottom: Black 1pt solid&quot;&gt;2014&lt;/td&gt;
       &lt;td style=&quot;padding-bottom: 1pt&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td colspan=&quot;3&quot; style=&quot;text-align: center; border-bottom: Black 1pt solid&quot;&gt;2013&lt;/td&gt;
      &lt;/tr&gt;
      &lt;tr style=&quot;vertical-align: bottom&quot;&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;font-style: italic&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td colspan=&quot;11&quot; style=&quot;font-style: italic; text-align: center&quot;&gt;(In thousands)&lt;/td&gt;
      &lt;/tr&gt;
      &lt;tr style=&quot;vertical-align: bottom; background-color: rgb(204,238,255)&quot;&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;Federal:&lt;/td&gt;
       &lt;td&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: right&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: right&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: right&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;/tr&gt;
      &lt;tr style=&quot;vertical-align: bottom; background-color: White&quot;&gt;
       &lt;td style=&quot;width: 61%; text-align: left; padding-left: 10pt&quot;&gt;Current&lt;/td&gt;
       &lt;td style=&quot;width: 1%&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;width: 1%; text-align: left&quot;&gt;$&lt;/td&gt;
       &lt;td style=&quot;width: 10%; text-align: right&quot;&gt;25,319&lt;/td&gt;
       &lt;td style=&quot;width: 1%; text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;width: 1%&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;width: 1%; text-align: left&quot;&gt;$&lt;/td&gt;
       &lt;td style=&quot;width: 10%; text-align: right&quot;&gt;18,052&lt;/td&gt;
       &lt;td style=&quot;width: 1%; text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;width: 1%&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;width: 1%; text-align: left&quot;&gt;$&lt;/td&gt;
       &lt;td style=&quot;width: 10%; text-align: right&quot;&gt;17,808&lt;/td&gt;
       &lt;td style=&quot;width: 1%; text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;/tr&gt;
      &lt;tr style=&quot;vertical-align: bottom; background-color: rgb(204,238,255)&quot;&gt;
       &lt;td style=&quot;text-align: left; padding-bottom: 1pt; padding-left: 10pt&quot;&gt;Deferred&lt;/td&gt;
       &lt;td style=&quot;padding-bottom: 1pt&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;border-bottom: Black 1pt solid; text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;border-bottom: Black 1pt solid; text-align: right&quot;&gt;(3,476&lt;/td&gt;
       &lt;td style=&quot;border-bottom: Black 1pt solid; text-align: left&quot;&gt;)&lt;/td&gt;
       &lt;td style=&quot;padding-bottom: 1pt&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;border-bottom: Black 1pt solid; text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;border-bottom: Black 1pt solid; text-align: right&quot;&gt;2,860&lt;/td&gt;
       &lt;td style=&quot;border-bottom: Black 1pt solid; text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;padding-bottom: 1pt&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;border-bottom: Black 1pt solid; text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;border-bottom: Black 1pt solid; text-align: right&quot;&gt;(464&lt;/td&gt;
       &lt;td style=&quot;border-bottom: Black 1pt solid; text-align: left&quot;&gt;)&lt;/td&gt;
      &lt;/tr&gt;
      &lt;tr style=&quot;vertical-align: bottom; background-color: White&quot;&gt;
       &lt;td style=&quot;text-align: left; padding-bottom: 1pt; padding-left: 20pt&quot;&gt;Total federal tax provision&lt;/td&gt;
       &lt;td style=&quot;padding-bottom: 1pt&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;border-bottom: Black 1pt solid; text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;border-bottom: Black 1pt solid; text-align: right&quot;&gt;21,843&lt;/td&gt;
       &lt;td style=&quot;border-bottom: Black 1pt solid; text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;padding-bottom: 1pt&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;border-bottom: Black 1pt solid; text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;border-bottom: Black 1pt solid; text-align: right&quot;&gt;20,912&lt;/td&gt;
       &lt;td style=&quot;border-bottom: Black 1pt solid; text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;padding-bottom: 1pt&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;border-bottom: Black 1pt solid; text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;border-bottom: Black 1pt solid; text-align: right&quot;&gt;17,344&lt;/td&gt;
       &lt;td style=&quot;border-bottom: Black 1pt solid; text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;/tr&gt;
      &lt;tr style=&quot;vertical-align: bottom; background-color: rgb(204,238,255)&quot;&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;State and Local:&lt;/td&gt;
       &lt;td&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: right&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: right&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: right&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;/tr&gt;
      &lt;tr style=&quot;vertical-align: bottom; background-color: White&quot;&gt;
       &lt;td style=&quot;text-align: left; padding-left: 10pt&quot;&gt;Current&lt;/td&gt;
       &lt;td&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: right&quot;&gt;7,059&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: right&quot;&gt;6,369&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: right&quot;&gt;5,828&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;/tr&gt;
      &lt;tr style=&quot;vertical-align: bottom; background-color: rgb(204,238,255)&quot;&gt;
       &lt;td style=&quot;text-align: left; padding-bottom: 1pt; padding-left: 10pt&quot;&gt;Deferred&lt;/td&gt;
       &lt;td style=&quot;padding-bottom: 1pt&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;border-bottom: Black 1pt solid; text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;border-bottom: Black 1pt solid; text-align: right&quot;&gt;(1,735&lt;/td&gt;
       &lt;td style=&quot;border-bottom: Black 1pt solid; text-align: left&quot;&gt;)&lt;/td&gt;
       &lt;td style=&quot;padding-bottom: 1pt&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;border-bottom: Black 1pt solid; text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;border-bottom: Black 1pt solid; text-align: right&quot;&gt;1,292&lt;/td&gt;
       &lt;td style=&quot;border-bottom: Black 1pt solid; text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;padding-bottom: 1pt&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;border-bottom: Black 1pt solid; text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;border-bottom: Black 1pt solid; text-align: right&quot;&gt;(216&lt;/td&gt;
       &lt;td style=&quot;border-bottom: Black 1pt solid; text-align: left&quot;&gt;)&lt;/td&gt;
      &lt;/tr&gt;
      &lt;tr style=&quot;vertical-align: bottom; background-color: White&quot;&gt;
       &lt;td style=&quot;text-align: left; padding-bottom: 1pt; padding-left: 20pt&quot;&gt;Total state and local tax provision&lt;/td&gt;
       &lt;td style=&quot;padding-bottom: 1pt&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;border-bottom: Black 1pt solid; text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;border-bottom: Black 1pt solid; text-align: right&quot;&gt;5,324&lt;/td&gt;
       &lt;td style=&quot;border-bottom: Black 1pt solid; text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;padding-bottom: 1pt&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;border-bottom: Black 1pt solid; text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;border-bottom: Black 1pt solid; text-align: right&quot;&gt;7,661&lt;/td&gt;
       &lt;td style=&quot;border-bottom: Black 1pt solid; text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;padding-bottom: 1pt&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;border-bottom: Black 1pt solid; text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;border-bottom: Black 1pt solid; text-align: right&quot;&gt;5,612&lt;/td&gt;
       &lt;td style=&quot;border-bottom: Black 1pt solid; text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;/tr&gt;
      &lt;tr style=&quot;vertical-align: bottom; background-color: rgb(204,238,255)&quot;&gt;
       &lt;td style=&quot;text-align: left; padding-bottom: 2.25pt&quot;&gt;Total income tax provision&lt;/td&gt;
       &lt;td style=&quot;padding-bottom: 2.25pt&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;border-bottom: Black 2.25pt double; text-align: left&quot;&gt;$&lt;/td&gt;
       &lt;td style=&quot;border-bottom: Black 2.25pt double; text-align: right&quot;&gt;27,167&lt;/td&gt;
       &lt;td style=&quot;border-bottom: Black 2.25pt double; text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;padding-bottom: 2.25pt&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;border-bottom: Black 2.25pt double; text-align: left&quot;&gt;$&lt;/td&gt;
       &lt;td style=&quot;border-bottom: Black 2.25pt double; text-align: right&quot;&gt;28,573&lt;/td&gt;
       &lt;td style=&quot;border-bottom: Black 2.25pt double; text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;padding-bottom: 2.25pt&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;border-bottom: Black 2.25pt double; text-align: left&quot;&gt;$&lt;/td&gt;
       &lt;td style=&quot;border-bottom: Black 2.25pt double; text-align: right&quot;&gt;22,956&lt;/td&gt;
       &lt;td style=&quot;border-bottom: Black 2.25pt double; text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;/tr&gt;

    &lt;/table&gt;</us-gaap:ScheduleOfComponentsOfIncomeTaxExpenseBenefitTableTextBlock>
  <us-gaap:CurrentFederalTaxExpenseBenefit unitRef="usd" contextRef="c2_From1Jan2015To31Dec2015" decimals="-3">25319000</us-gaap:CurrentFederalTaxExpenseBenefit>
  <us-gaap:CurrentFederalTaxExpenseBenefit unitRef="usd" contextRef="c3_From1Jan2014To31Dec2014" decimals="-3">18052000</us-gaap:CurrentFederalTaxExpenseBenefit>
  <us-gaap:CurrentFederalTaxExpenseBenefit unitRef="usd" contextRef="c4_From1Jan2013To31Dec2013" decimals="-3">17808000</us-gaap:CurrentFederalTaxExpenseBenefit>
  <us-gaap:DeferredFederalIncomeTaxExpenseBenefit unitRef="usd" contextRef="c2_From1Jan2015To31Dec2015" decimals="-3">-3476000</us-gaap:DeferredFederalIncomeTaxExpenseBenefit>
  <us-gaap:DeferredFederalIncomeTaxExpenseBenefit unitRef="usd" contextRef="c3_From1Jan2014To31Dec2014" decimals="-3">2860000</us-gaap:DeferredFederalIncomeTaxExpenseBenefit>
  <us-gaap:DeferredFederalIncomeTaxExpenseBenefit unitRef="usd" contextRef="c4_From1Jan2013To31Dec2013" decimals="-3">-464000</us-gaap:DeferredFederalIncomeTaxExpenseBenefit>
  <us-gaap:CurrentStateAndLocalTaxExpenseBenefit unitRef="usd" contextRef="c2_From1Jan2015To31Dec2015" decimals="-3">7059000</us-gaap:CurrentStateAndLocalTaxExpenseBenefit>
  <us-gaap:CurrentStateAndLocalTaxExpenseBenefit unitRef="usd" contextRef="c3_From1Jan2014To31Dec2014" decimals="-3">6369000</us-gaap:CurrentStateAndLocalTaxExpenseBenefit>
  <us-gaap:CurrentStateAndLocalTaxExpenseBenefit unitRef="usd" contextRef="c4_From1Jan2013To31Dec2013" decimals="-3">5828000</us-gaap:CurrentStateAndLocalTaxExpenseBenefit>
  <us-gaap:DeferredStateAndLocalIncomeTaxExpenseBenefit unitRef="usd" contextRef="c2_From1Jan2015To31Dec2015" decimals="-3">-1735000</us-gaap:DeferredStateAndLocalIncomeTaxExpenseBenefit>
  <us-gaap:DeferredStateAndLocalIncomeTaxExpenseBenefit unitRef="usd" contextRef="c3_From1Jan2014To31Dec2014" decimals="-3">1292000</us-gaap:DeferredStateAndLocalIncomeTaxExpenseBenefit>
  <us-gaap:DeferredStateAndLocalIncomeTaxExpenseBenefit unitRef="usd" contextRef="c4_From1Jan2013To31Dec2013" decimals="-3">-216000</us-gaap:DeferredStateAndLocalIncomeTaxExpenseBenefit>
  <us-gaap:ScheduleOfEffectiveIncomeTaxRateReconciliationTableTextBlock contextRef="c2_From1Jan2015To31Dec2015">&lt;table cellpadding=&quot;0&quot; cellspacing=&quot;0&quot; style=&quot;border-collapse: collapse; width: 100%; font: 10pt Times New Roman, Times, Serif&quot;&gt;

      &lt;tr style=&quot;vertical-align: bottom&quot;&gt;
       &lt;td style=&quot;text-align: center&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;padding-bottom: 1pt&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td colspan=&quot;7&quot; style=&quot;text-align: center; border-bottom: Black 1pt solid&quot;&gt;2015&lt;/td&gt;
       &lt;td style=&quot;padding-bottom: 1pt&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td colspan=&quot;7&quot; style=&quot;text-align: center; border-bottom: Black 1pt solid&quot;&gt;2014&lt;/td&gt;
       &lt;td style=&quot;padding-bottom: 1pt&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td colspan=&quot;7&quot; style=&quot;text-align: center; border-bottom: Black 1pt solid&quot;&gt;2013&lt;/td&gt;
      &lt;/tr&gt;
      &lt;tr style=&quot;vertical-align: bottom&quot;&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;font-style: italic&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td colspan=&quot;23&quot; style=&quot;font-style: italic; text-align: center&quot;&gt;(Dollars in thousands)&lt;/td&gt;
      &lt;/tr&gt;
      &lt;tr style=&quot;vertical-align: bottom; background-color: rgb(204,238,255)&quot;&gt;
       &lt;td style=&quot;width: 34%; text-align: left&quot;&gt;Taxes at federal statutory rate&lt;/td&gt;
       &lt;td style=&quot;width: 1%&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;width: 1%; text-align: left&quot;&gt;$&lt;/td&gt;
       &lt;td style=&quot;width: 8%; text-align: right&quot;&gt;25,681&lt;/td&gt;
       &lt;td style=&quot;width: 1%; text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;width: 1%&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;width: 1%; text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;width: 8%; text-align: right&quot;&gt;35.0&lt;/td&gt;
       &lt;td style=&quot;width: 1%; text-align: left&quot;&gt;%&lt;/td&gt;
       &lt;td style=&quot;width: 1%&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;width: 1%; text-align: left&quot;&gt;$&lt;/td&gt;
       &lt;td style=&quot;width: 8%; text-align: right&quot;&gt;25,484&lt;/td&gt;
       &lt;td style=&quot;width: 1%; text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;width: 1%&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;width: 1%; text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;width: 8%; text-align: right&quot;&gt;35.0&lt;/td&gt;
       &lt;td style=&quot;width: 1%; text-align: left&quot;&gt;%&lt;/td&gt;
       &lt;td style=&quot;width: 1%&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;width: 1%; text-align: left&quot;&gt;$&lt;/td&gt;
       &lt;td style=&quot;width: 8%; text-align: right&quot;&gt;21,248&lt;/td&gt;
       &lt;td style=&quot;width: 1%; text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;width: 1%&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;width: 1%; text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;width: 8%; text-align: right&quot;&gt;35.0&lt;/td&gt;
       &lt;td style=&quot;width: 1%; text-align: left&quot;&gt;%&lt;/td&gt;
      &lt;/tr&gt;
      &lt;tr style=&quot;vertical-align: bottom; background-color: White&quot;&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;Increase (reduction) in taxes resulting from:&lt;/td&gt;
       &lt;td&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: right&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: right&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: right&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: right&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: right&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: right&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;/tr&gt;
      &lt;tr style=&quot;vertical-align: bottom; background-color: rgb(204,238,255)&quot;&gt;
       &lt;td style=&quot;text-align: left; padding-left: 20pt; text-indent: -10pt&quot;&gt;State and local income tax, net of Federal income tax benefit&lt;/td&gt;
       &lt;td&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: right&quot;&gt;3,461&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: right&quot;&gt;4.7&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: right&quot;&gt;4,980&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: right&quot;&gt;6.8&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: right&quot;&gt;3,648&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: right&quot;&gt;6.0&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;/tr&gt;
      &lt;tr style=&quot;vertical-align: bottom; background-color: White&quot;&gt;
       &lt;td style=&quot;text-align: left; padding-bottom: 1pt; padding-left: 10pt&quot;&gt;Other&lt;/td&gt;
       &lt;td style=&quot;padding-bottom: 1pt&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;border-bottom: Black 1pt solid; text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;border-bottom: Black 1pt solid; text-align: right&quot;&gt;(1,975&lt;/td&gt;
       &lt;td style=&quot;border-bottom: Black 1pt solid; text-align: left&quot;&gt;)&lt;/td&gt;
       &lt;td style=&quot;border-bottom: Black 1pt solid; text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;border-bottom: Black 1pt solid; text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;border-bottom: Black 1pt solid; text-align: right&quot;&gt;(2.7&lt;/td&gt;
       &lt;td style=&quot;border-bottom: Black 1pt solid; text-align: left&quot;&gt;)&lt;/td&gt;
       &lt;td style=&quot;padding-bottom: 1pt&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;border-bottom: Black 1pt solid; text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;border-bottom: Black 1pt solid; text-align: right&quot;&gt;(1,891&lt;/td&gt;
       &lt;td style=&quot;border-bottom: Black 1pt solid; text-align: left&quot;&gt;)&lt;/td&gt;
       &lt;td style=&quot;border-bottom: Black 1pt solid; text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;border-bottom: Black 1pt solid; text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;border-bottom: Black 1pt solid; text-align: right&quot;&gt;(2.6&lt;/td&gt;
       &lt;td style=&quot;border-bottom: Black 1pt solid; text-align: left&quot;&gt;)&lt;/td&gt;
       &lt;td style=&quot;padding-bottom: 1pt&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;border-bottom: Black 1pt solid; text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;border-bottom: Black 1pt solid; text-align: right&quot;&gt;(1,940&lt;/td&gt;
       &lt;td style=&quot;border-bottom: Black 1pt solid; text-align: left&quot;&gt;)&lt;/td&gt;
       &lt;td style=&quot;border-bottom: Black 1pt solid; text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;border-bottom: Black 1pt solid; text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;border-bottom: Black 1pt solid; text-align: right&quot;&gt;(3.2&lt;/td&gt;
       &lt;td style=&quot;border-bottom: Black 1pt solid; text-align: left&quot;&gt;)&lt;/td&gt;
      &lt;/tr&gt;
      &lt;tr style=&quot;vertical-align: bottom; background-color: rgb(204,238,255)&quot;&gt;
       &lt;td style=&quot;text-align: left; padding-bottom: 2.25pt; padding-left: 20pt&quot;&gt;Taxes at effective rate&lt;/td&gt;
       &lt;td style=&quot;padding-bottom: 2.25pt&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;border-bottom: Black 2.25pt double; text-align: left&quot;&gt;$&lt;/td&gt;
       &lt;td style=&quot;border-bottom: Black 2.25pt double; text-align: right&quot;&gt;27,167&lt;/td&gt;
       &lt;td style=&quot;border-bottom: Black 2.25pt double; text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;border-bottom: Black 2.25pt double; text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;border-bottom: Black 2.25pt double; text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;border-bottom: Black 2.25pt double; text-align: right&quot;&gt;37.0&lt;/td&gt;
       &lt;td style=&quot;border-bottom: Black 2.25pt double; text-align: left&quot;&gt;%&lt;/td&gt;
       &lt;td style=&quot;padding-bottom: 2.25pt&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;border-bottom: Black 2.25pt double; text-align: left&quot;&gt;$&lt;/td&gt;
       &lt;td style=&quot;border-bottom: Black 2.25pt double; text-align: right&quot;&gt;28,573&lt;/td&gt;
       &lt;td style=&quot;border-bottom: Black 2.25pt double; text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;border-bottom: Black 2.25pt double; text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;border-bottom: Black 2.25pt double; text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;border-bottom: Black 2.25pt double; text-align: right&quot;&gt;39.2&lt;/td&gt;
       &lt;td style=&quot;border-bottom: Black 2.25pt double; text-align: left&quot;&gt;%&lt;/td&gt;
       &lt;td style=&quot;padding-bottom: 2.25pt&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;border-bottom: Black 2.25pt double; text-align: left&quot;&gt;$&lt;/td&gt;
       &lt;td style=&quot;border-bottom: Black 2.25pt double; text-align: right&quot;&gt;22,956&lt;/td&gt;
       &lt;td style=&quot;border-bottom: Black 2.25pt double; text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;border-bottom: Black 2.25pt double; text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;border-bottom: Black 2.25pt double; text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;border-bottom: Black 2.25pt double; text-align: right&quot;&gt;37.8&lt;/td&gt;
       &lt;td style=&quot;border-bottom: Black 2.25pt double; text-align: left&quot;&gt;%&lt;/td&gt;
      &lt;/tr&gt;

    &lt;/table&gt;</us-gaap:ScheduleOfEffectiveIncomeTaxRateReconciliationTableTextBlock>
  <us-gaap:IncomeTaxReconciliationIncomeTaxExpenseBenefitAtFederalStatutoryIncomeTaxRate unitRef="usd" contextRef="c2_From1Jan2015To31Dec2015" decimals="-3">25681000</us-gaap:IncomeTaxReconciliationIncomeTaxExpenseBenefitAtFederalStatutoryIncomeTaxRate>
  <us-gaap:EffectiveIncomeTaxRateReconciliationAtFederalStatutoryIncomeTaxRate unitRef="pure" contextRef="c2_From1Jan2015To31Dec2015" decimals="3">0.350</us-gaap:EffectiveIncomeTaxRateReconciliationAtFederalStatutoryIncomeTaxRate>
  <us-gaap:IncomeTaxReconciliationIncomeTaxExpenseBenefitAtFederalStatutoryIncomeTaxRate unitRef="usd" contextRef="c3_From1Jan2014To31Dec2014" decimals="-3">25484000</us-gaap:IncomeTaxReconciliationIncomeTaxExpenseBenefitAtFederalStatutoryIncomeTaxRate>
  <us-gaap:EffectiveIncomeTaxRateReconciliationAtFederalStatutoryIncomeTaxRate unitRef="pure" contextRef="c3_From1Jan2014To31Dec2014" decimals="3">0.350</us-gaap:EffectiveIncomeTaxRateReconciliationAtFederalStatutoryIncomeTaxRate>
  <us-gaap:IncomeTaxReconciliationIncomeTaxExpenseBenefitAtFederalStatutoryIncomeTaxRate unitRef="usd" contextRef="c4_From1Jan2013To31Dec2013" decimals="-3">21248000</us-gaap:IncomeTaxReconciliationIncomeTaxExpenseBenefitAtFederalStatutoryIncomeTaxRate>
  <us-gaap:EffectiveIncomeTaxRateReconciliationAtFederalStatutoryIncomeTaxRate unitRef="pure" contextRef="c4_From1Jan2013To31Dec2013" decimals="3">0.350</us-gaap:EffectiveIncomeTaxRateReconciliationAtFederalStatutoryIncomeTaxRate>
  <us-gaap:IncomeTaxReconciliationStateAndLocalIncomeTaxes unitRef="usd" contextRef="c2_From1Jan2015To31Dec2015" decimals="-3">3461000</us-gaap:IncomeTaxReconciliationStateAndLocalIncomeTaxes>
  <us-gaap:EffectiveIncomeTaxRateReconciliationStateAndLocalIncomeTaxes unitRef="pure" contextRef="c2_From1Jan2015To31Dec2015" decimals="3">0.047</us-gaap:EffectiveIncomeTaxRateReconciliationStateAndLocalIncomeTaxes>
  <us-gaap:IncomeTaxReconciliationStateAndLocalIncomeTaxes unitRef="usd" contextRef="c3_From1Jan2014To31Dec2014" decimals="-3">4980000</us-gaap:IncomeTaxReconciliationStateAndLocalIncomeTaxes>
  <us-gaap:EffectiveIncomeTaxRateReconciliationStateAndLocalIncomeTaxes unitRef="pure" contextRef="c3_From1Jan2014To31Dec2014" decimals="3">0.068</us-gaap:EffectiveIncomeTaxRateReconciliationStateAndLocalIncomeTaxes>
  <us-gaap:IncomeTaxReconciliationStateAndLocalIncomeTaxes unitRef="usd" contextRef="c4_From1Jan2013To31Dec2013" decimals="-3">3648000</us-gaap:IncomeTaxReconciliationStateAndLocalIncomeTaxes>
  <us-gaap:EffectiveIncomeTaxRateReconciliationStateAndLocalIncomeTaxes unitRef="pure" contextRef="c4_From1Jan2013To31Dec2013" decimals="3">0.060</us-gaap:EffectiveIncomeTaxRateReconciliationStateAndLocalIncomeTaxes>
  <us-gaap:IncomeTaxReconciliationOtherAdjustments unitRef="usd" contextRef="c2_From1Jan2015To31Dec2015" decimals="-3">-1975000</us-gaap:IncomeTaxReconciliationOtherAdjustments>
  <us-gaap:EffectiveIncomeTaxRateReconciliationOtherAdjustments unitRef="pure" contextRef="c2_From1Jan2015To31Dec2015" decimals="3">-0.027</us-gaap:EffectiveIncomeTaxRateReconciliationOtherAdjustments>
  <us-gaap:IncomeTaxReconciliationOtherAdjustments unitRef="usd" contextRef="c3_From1Jan2014To31Dec2014" decimals="-3">-1891000</us-gaap:IncomeTaxReconciliationOtherAdjustments>
  <us-gaap:EffectiveIncomeTaxRateReconciliationOtherAdjustments unitRef="pure" contextRef="c3_From1Jan2014To31Dec2014" decimals="3">-0.026</us-gaap:EffectiveIncomeTaxRateReconciliationOtherAdjustments>
  <us-gaap:IncomeTaxReconciliationOtherAdjustments unitRef="usd" contextRef="c4_From1Jan2013To31Dec2013" decimals="-3">-1940000</us-gaap:IncomeTaxReconciliationOtherAdjustments>
  <us-gaap:EffectiveIncomeTaxRateReconciliationOtherAdjustments unitRef="pure" contextRef="c4_From1Jan2013To31Dec2013" decimals="3">-0.032</us-gaap:EffectiveIncomeTaxRateReconciliationOtherAdjustments>
  <us-gaap:ScheduleOfDeferredTaxAssetsAndLiabilitiesTableTextBlock contextRef="c2_From1Jan2015To31Dec2015">&lt;table cellpadding=&quot;0&quot; cellspacing=&quot;0&quot; style=&quot;border-collapse: collapse; width: 100%; font: 10pt Times New Roman, Times, Serif&quot;&gt;

      &lt;tr style=&quot;vertical-align: bottom&quot;&gt;
       &lt;td style=&quot;text-align: center&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;padding-bottom: 1pt&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td colspan=&quot;3&quot; style=&quot;text-align: center; border-bottom: Black 1pt solid&quot;&gt;2015&lt;/td&gt;
       &lt;td style=&quot;padding-bottom: 1pt&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td colspan=&quot;3&quot; style=&quot;text-align: center; border-bottom: Black 1pt solid&quot;&gt;2014&lt;/td&gt;
      &lt;/tr&gt;
      &lt;tr style=&quot;vertical-align: bottom&quot;&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;font-style: italic&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td colspan=&quot;7&quot; style=&quot;font-style: italic; text-align: center&quot;&gt;(In thousands)&lt;/td&gt;
      &lt;/tr&gt;
      &lt;tr style=&quot;vertical-align: bottom; background-color: rgb(204,238,255)&quot;&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;Deferred tax asset:&lt;/td&gt;
       &lt;td&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: right&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: right&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;/tr&gt;
      &lt;tr style=&quot;vertical-align: bottom; background-color: White&quot;&gt;
       &lt;td style=&quot;width: 70%; text-align: left; padding-left: 10pt&quot;&gt;Postretirement benefits&lt;/td&gt;
       &lt;td style=&quot;width: 1%&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;width: 1%; text-align: left&quot;&gt;$&lt;/td&gt;
       &lt;td style=&quot;width: 12%; text-align: right&quot;&gt;6,798&lt;/td&gt;
       &lt;td style=&quot;width: 1%; text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;width: 1%&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;width: 1%; text-align: left&quot;&gt;$&lt;/td&gt;
       &lt;td style=&quot;width: 12%; text-align: right&quot;&gt;5,407&lt;/td&gt;
       &lt;td style=&quot;width: 1%; text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;/tr&gt;
      &lt;tr style=&quot;vertical-align: bottom; background-color: rgb(204,238,255)&quot;&gt;
       &lt;td style=&quot;text-align: left; padding-left: 10pt&quot;&gt;Allowance for loan losses&lt;/td&gt;
       &lt;td&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: right&quot;&gt;9,437&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: right&quot;&gt;11,007&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;/tr&gt;
      &lt;tr style=&quot;vertical-align: bottom; background-color: White&quot;&gt;
       &lt;td style=&quot;text-align: left; padding-left: 10pt&quot;&gt;Stock based compensation&lt;/td&gt;
       &lt;td&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: right&quot;&gt;3,404&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: right&quot;&gt;2,821&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;/tr&gt;
      &lt;tr style=&quot;vertical-align: bottom; background-color: rgb(204,238,255)&quot;&gt;
       &lt;td style=&quot;text-align: left; padding-left: 10pt&quot;&gt;Depreciation&lt;/td&gt;
       &lt;td&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: right&quot;&gt;1,941&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: right&quot;&gt;1,740&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;/tr&gt;
      &lt;tr style=&quot;vertical-align: bottom; background-color: White&quot;&gt;
       &lt;td style=&quot;text-align: left; padding-left: 10pt&quot;&gt;Unrealized loss on securities available for sale&lt;/td&gt;
       &lt;td&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: right&quot;&gt;395&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: right&quot;&gt;-&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;/tr&gt;
      &lt;tr style=&quot;vertical-align: bottom; background-color: rgb(204,238,255)&quot;&gt;
       &lt;td style=&quot;text-align: left; padding-left: 10pt&quot;&gt;Derivative financial instruments&lt;/td&gt;
       &lt;td&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: right&quot;&gt;1,724&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: right&quot;&gt;1,025&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;/tr&gt;
      &lt;tr style=&quot;vertical-align: bottom; background-color: White&quot;&gt;
       &lt;td style=&quot;text-align: left; padding-left: 10pt&quot;&gt;Adjustment required to recognize funded status of postretirement pension plans&lt;/td&gt;
       &lt;td&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: right&quot;&gt;3,833&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: right&quot;&gt;4,787&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;/tr&gt;
      &lt;tr style=&quot;vertical-align: bottom; background-color: rgb(204,238,255)&quot;&gt;
       &lt;td style=&quot;text-align: left; padding-left: 10pt&quot;&gt;Gain on sale of buildings&lt;/td&gt;
       &lt;td&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: right&quot;&gt;2,531&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: right&quot;&gt;-&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;/tr&gt;
      &lt;tr style=&quot;vertical-align: bottom; background-color: White&quot;&gt;
       &lt;td style=&quot;text-align: left; padding-bottom: 1pt; padding-left: 10pt&quot;&gt;Other&lt;/td&gt;
       &lt;td style=&quot;padding-bottom: 1pt&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;border-bottom: Black 1pt solid; text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;border-bottom: Black 1pt solid; text-align: right&quot;&gt;2,460&lt;/td&gt;
       &lt;td style=&quot;border-bottom: Black 1pt solid; text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;padding-bottom: 1pt&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;border-bottom: Black 1pt solid; text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;border-bottom: Black 1pt solid; text-align: right&quot;&gt;3,023&lt;/td&gt;
       &lt;td style=&quot;border-bottom: Black 1pt solid; text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;/tr&gt;
      &lt;tr style=&quot;vertical-align: bottom; background-color: rgb(204,238,255)&quot;&gt;
       &lt;td style=&quot;text-align: left; padding-bottom: 1pt; padding-left: 20pt&quot;&gt;Deferred tax asset&lt;/td&gt;
       &lt;td style=&quot;padding-bottom: 1pt&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;border-bottom: Black 1pt solid; text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;border-bottom: Black 1pt solid; text-align: right&quot;&gt;32,523&lt;/td&gt;
       &lt;td style=&quot;border-bottom: Black 1pt solid; text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;padding-bottom: 1pt&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;border-bottom: Black 1pt solid; text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;border-bottom: Black 1pt solid; text-align: right&quot;&gt;29,810&lt;/td&gt;
       &lt;td style=&quot;border-bottom: Black 1pt solid; text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;/tr&gt;
      &lt;tr style=&quot;vertical-align: bottom; background-color: White&quot;&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: right&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: right&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;/tr&gt;
      &lt;tr style=&quot;vertical-align: bottom; background-color: rgb(204,238,255)&quot;&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;Deferred tax liability:&lt;/td&gt;
       &lt;td&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: right&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: right&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;/tr&gt;
      &lt;tr style=&quot;vertical-align: bottom; background-color: White&quot;&gt;
       &lt;td style=&quot;text-align: left; padding-left: 10pt&quot;&gt;Valuation differences resulting from acquired assets and liabilities&lt;/td&gt;
       &lt;td&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: right&quot;&gt;-&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: right&quot;&gt;2,764&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;/tr&gt;
      &lt;tr style=&quot;vertical-align: bottom; background-color: rgb(204,238,255)&quot;&gt;
       &lt;td style=&quot;text-align: left; padding-left: 10pt&quot;&gt;Fair value adjustment on financial assets carried at fair value&lt;/td&gt;
       &lt;td&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: right&quot;&gt;187&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: right&quot;&gt;132&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;/tr&gt;
      &lt;tr style=&quot;vertical-align: bottom; background-color: White&quot;&gt;
       &lt;td style=&quot;text-align: left; padding-left: 10pt&quot;&gt;Fair value adjustment on financial liabilities carried at fair value&lt;/td&gt;
       &lt;td&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: right&quot;&gt;14,364&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: right&quot;&gt;14,480&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;/tr&gt;
      &lt;tr style=&quot;vertical-align: bottom; background-color: rgb(204,238,255)&quot;&gt;
       &lt;td style=&quot;text-align: left; padding-left: 10pt&quot;&gt;Unrealized gains on securities available for sale&lt;/td&gt;
       &lt;td&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: right&quot;&gt;-&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: right&quot;&gt;2,588&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;/tr&gt;
      &lt;tr style=&quot;vertical-align: bottom; background-color: White&quot;&gt;
       &lt;td style=&quot;text-align: left; padding-bottom: 1pt; padding-left: 10pt&quot;&gt;Other&lt;/td&gt;
       &lt;td style=&quot;padding-bottom: 1pt&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;border-bottom: Black 1pt solid; text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;border-bottom: Black 1pt solid; text-align: right&quot;&gt;3,411&lt;/td&gt;
       &lt;td style=&quot;border-bottom: Black 1pt solid; text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;padding-bottom: 1pt&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;border-bottom: Black 1pt solid; text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;border-bottom: Black 1pt solid; text-align: right&quot;&gt;2,525&lt;/td&gt;
       &lt;td style=&quot;border-bottom: Black 1pt solid; text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;/tr&gt;
      &lt;tr style=&quot;vertical-align: bottom; background-color: rgb(204,238,255)&quot;&gt;
       &lt;td style=&quot;text-align: left; padding-bottom: 1pt; padding-left: 20pt&quot;&gt;Deferred tax liability&lt;/td&gt;
       &lt;td style=&quot;padding-bottom: 1pt&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;border-bottom: Black 1pt solid; text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;border-bottom: Black 1pt solid; text-align: right&quot;&gt;17,962&lt;/td&gt;
       &lt;td style=&quot;border-bottom: Black 1pt solid; text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;padding-bottom: 1pt&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;border-bottom: Black 1pt solid; text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;border-bottom: Black 1pt solid; text-align: right&quot;&gt;22,489&lt;/td&gt;
       &lt;td style=&quot;border-bottom: Black 1pt solid; text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;/tr&gt;
      &lt;tr style=&quot;vertical-align: bottom; background-color: White&quot;&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: right&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: right&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;/tr&gt;
      &lt;tr style=&quot;vertical-align: bottom; background-color: rgb(204,238,255)&quot;&gt;
       &lt;td style=&quot;text-align: left; padding-bottom: 2.25pt&quot;&gt;Net deferred tax asset included in other assets&lt;/td&gt;
       &lt;td style=&quot;padding-bottom: 2.25pt&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;border-bottom: Black 2.25pt double; text-align: left&quot;&gt;$&lt;/td&gt;
       &lt;td style=&quot;border-bottom: Black 2.25pt double; text-align: right&quot;&gt;14,561&lt;/td&gt;
       &lt;td style=&quot;border-bottom: Black 2.25pt double; text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;padding-bottom: 2.25pt&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;border-bottom: Black 2.25pt double; text-align: left&quot;&gt;$&lt;/td&gt;
       &lt;td style=&quot;border-bottom: Black 2.25pt double; text-align: right&quot;&gt;7,321&lt;/td&gt;
       &lt;td style=&quot;border-bottom: Black 2.25pt double; text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;/tr&gt;

    &lt;/table&gt;</us-gaap:ScheduleOfDeferredTaxAssetsAndLiabilitiesTableTextBlock>
  <us-gaap:DeferredTaxAssetsTaxDeferredExpenseCompensationAndBenefitsPostretirementBenefits unitRef="usd" contextRef="c0_AsOf31Dec2015" decimals="-3">6798000</us-gaap:DeferredTaxAssetsTaxDeferredExpenseCompensationAndBenefitsPostretirementBenefits>
  <us-gaap:DeferredTaxAssetsTaxDeferredExpenseCompensationAndBenefitsPostretirementBenefits unitRef="usd" contextRef="c1_AsOf31Dec2014" decimals="-3">5407000</us-gaap:DeferredTaxAssetsTaxDeferredExpenseCompensationAndBenefitsPostretirementBenefits>
  <us-gaap:DeferredTaxAssetsTaxDeferredExpenseReservesAndAccrualsProvisionForLoanLosses unitRef="usd" contextRef="c0_AsOf31Dec2015" decimals="-3">9437000</us-gaap:DeferredTaxAssetsTaxDeferredExpenseReservesAndAccrualsProvisionForLoanLosses>
  <us-gaap:DeferredTaxAssetsTaxDeferredExpenseReservesAndAccrualsProvisionForLoanLosses unitRef="usd" contextRef="c1_AsOf31Dec2014" decimals="-3">11007000</us-gaap:DeferredTaxAssetsTaxDeferredExpenseReservesAndAccrualsProvisionForLoanLosses>
  <us-gaap:DeferredTaxAssetsTaxDeferredExpenseCompensationAndBenefitsShareBasedCompensationCost unitRef="usd" contextRef="c0_AsOf31Dec2015" decimals="-3">3404000</us-gaap:DeferredTaxAssetsTaxDeferredExpenseCompensationAndBenefitsShareBasedCompensationCost>
  <us-gaap:DeferredTaxAssetsTaxDeferredExpenseCompensationAndBenefitsShareBasedCompensationCost unitRef="usd" contextRef="c1_AsOf31Dec2014" decimals="-3">2821000</us-gaap:DeferredTaxAssetsTaxDeferredExpenseCompensationAndBenefitsShareBasedCompensationCost>
  <us-gaap:DeferredTaxAssetsPropertyPlantAndEquipment unitRef="usd" contextRef="c0_AsOf31Dec2015" decimals="-3">1941000</us-gaap:DeferredTaxAssetsPropertyPlantAndEquipment>
  <us-gaap:DeferredTaxAssetsPropertyPlantAndEquipment unitRef="usd" contextRef="c1_AsOf31Dec2014" decimals="-3">1740000</us-gaap:DeferredTaxAssetsPropertyPlantAndEquipment>
  <us-gaap:DeferredTaxAssetsUnrealizedLossesOnAvailableforSaleSecuritiesGross unitRef="usd" contextRef="c0_AsOf31Dec2015" decimals="-3">395000</us-gaap:DeferredTaxAssetsUnrealizedLossesOnAvailableforSaleSecuritiesGross>
  <us-gaap:DeferredTaxAssetsDerivativeInstruments unitRef="usd" contextRef="c0_AsOf31Dec2015" decimals="-3">1724000</us-gaap:DeferredTaxAssetsDerivativeInstruments>
  <us-gaap:DeferredTaxAssetsDerivativeInstruments unitRef="usd" contextRef="c1_AsOf31Dec2014" decimals="-3">1025000</us-gaap:DeferredTaxAssetsDerivativeInstruments>
  <us-gaap:DeferredTaxAssetsTaxDeferredExpenseCompensationAndBenefitsPensions unitRef="usd" contextRef="c0_AsOf31Dec2015" decimals="-3">3833000</us-gaap:DeferredTaxAssetsTaxDeferredExpenseCompensationAndBenefitsPensions>
  <us-gaap:DeferredTaxAssetsTaxDeferredExpenseCompensationAndBenefitsPensions unitRef="usd" contextRef="c1_AsOf31Dec2014" decimals="-3">4787000</us-gaap:DeferredTaxAssetsTaxDeferredExpenseCompensationAndBenefitsPensions>
  <us-gaap:DeferredTaxAssetsDeferredGainOnSaleLeasebackTransaction unitRef="usd" contextRef="c0_AsOf31Dec2015" decimals="-3">2531000</us-gaap:DeferredTaxAssetsDeferredGainOnSaleLeasebackTransaction>
  <us-gaap:DeferredTaxAssetsOther unitRef="usd" contextRef="c0_AsOf31Dec2015" decimals="-3">2460000</us-gaap:DeferredTaxAssetsOther>
  <us-gaap:DeferredTaxAssetsOther unitRef="usd" contextRef="c1_AsOf31Dec2014" decimals="-3">3023000</us-gaap:DeferredTaxAssetsOther>
  <us-gaap:DeferredTaxAssetsGross unitRef="usd" contextRef="c0_AsOf31Dec2015" decimals="-3">32523000</us-gaap:DeferredTaxAssetsGross>
  <us-gaap:DeferredTaxAssetsGross unitRef="usd" contextRef="c1_AsOf31Dec2014" decimals="-3">29810000</us-gaap:DeferredTaxAssetsGross>
  <ffic:DeferredTaxLiabilitiesValuationDifferencesResultingFromAcquiredAssetsAndLiabilities unitRef="usd" contextRef="c1_AsOf31Dec2014" decimals="-3">2764000</ffic:DeferredTaxLiabilitiesValuationDifferencesResultingFromAcquiredAssetsAndLiabilities>
  <ffic:DeferredTaxLiabilitiesFairValueAdjustmentOnFinancialAssetsCarriedAtFairValue unitRef="usd" contextRef="c0_AsOf31Dec2015" decimals="-3">187000</ffic:DeferredTaxLiabilitiesFairValueAdjustmentOnFinancialAssetsCarriedAtFairValue>
  <ffic:DeferredTaxLiabilitiesFairValueAdjustmentOnFinancialAssetsCarriedAtFairValue unitRef="usd" contextRef="c1_AsOf31Dec2014" decimals="-3">132000</ffic:DeferredTaxLiabilitiesFairValueAdjustmentOnFinancialAssetsCarriedAtFairValue>
  <ffic:DeferredTaxLiabilitiesFairValueAdjustmentOnFinancialLiabilitiesCarriedAtFairValue unitRef="usd" contextRef="c0_AsOf31Dec2015" decimals="-3">14364000</ffic:DeferredTaxLiabilitiesFairValueAdjustmentOnFinancialLiabilitiesCarriedAtFairValue>
  <ffic:DeferredTaxLiabilitiesFairValueAdjustmentOnFinancialLiabilitiesCarriedAtFairValue unitRef="usd" contextRef="c1_AsOf31Dec2014" decimals="-3">14480000</ffic:DeferredTaxLiabilitiesFairValueAdjustmentOnFinancialLiabilitiesCarriedAtFairValue>
  <us-gaap:DeferredTaxLiabilitiesOtherComprehensiveIncome unitRef="usd" contextRef="c1_AsOf31Dec2014" decimals="-3">2588000</us-gaap:DeferredTaxLiabilitiesOtherComprehensiveIncome>
  <us-gaap:DeferredTaxLiabilitiesOther unitRef="usd" contextRef="c0_AsOf31Dec2015" decimals="-3">3411000</us-gaap:DeferredTaxLiabilitiesOther>
  <us-gaap:DeferredTaxLiabilitiesOther unitRef="usd" contextRef="c1_AsOf31Dec2014" decimals="-3">2525000</us-gaap:DeferredTaxLiabilitiesOther>
  <us-gaap:DeferredIncomeTaxLiabilities unitRef="usd" contextRef="c0_AsOf31Dec2015" decimals="-3">17962000</us-gaap:DeferredIncomeTaxLiabilities>
  <us-gaap:DeferredIncomeTaxLiabilities unitRef="usd" contextRef="c1_AsOf31Dec2014" decimals="-3">22489000</us-gaap:DeferredIncomeTaxLiabilities>
  <us-gaap:DeferredTaxAssetsLiabilitiesNet unitRef="usd" contextRef="c0_AsOf31Dec2015" decimals="-3">14561000</us-gaap:DeferredTaxAssetsLiabilitiesNet>
  <us-gaap:DeferredTaxAssetsLiabilitiesNet unitRef="usd" contextRef="c1_AsOf31Dec2014" decimals="-3">7321000</us-gaap:DeferredTaxAssetsLiabilitiesNet>
  <us-gaap:DisclosureOfCompensationRelatedCostsShareBasedPaymentsTextBlock contextRef="c2_From1Jan2015To31Dec2015">&lt;p style=&quot;font: 10pt Times New Roman, Times, Serif; margin: 0pt 0.25in 0pt 0; text-align: justify&quot;&gt;&lt;b&gt;11. Stock Based Compensation&lt;/b&gt;&lt;/p&gt;&lt;br/&gt;&lt;p style=&quot;font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify&quot;&gt;For the years ended December 31, 2015, 2014 and 2013 the Company&amp;#x2019;s net income, as reported, includes $4.8 million, $4.3 million and $3.4 million, respectively, of stock-based compensation costs and $1.8 million, $1.7 million and $1.3 million, respectively, of income tax benefits related to the stock-based compensations plans.&lt;/p&gt;&lt;br/&gt;&lt;p style=&quot;font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify&quot;&gt;The Company estimates the fair value of stock options using the Black-Scholes valuation model at the date of grant. Key assumptions used to estimate the fair value of stock options include the exercise price of the award, the expected option term, the expected volatility of the Company&amp;#x2019;s stock price, the risk-free interest rate over the options&amp;#x2019; expected term and the annual dividend yield. The Company uses the fair value of the common stock on the date of award to measure compensation cost for restricted stock unit awards. Compensation cost is recognized over the vesting period of the award using the straight line method. There were no stock options granted for the three years ended December 31, 2015. There were 318,120, 266,895 and 246,045 restricted stock units granted for the years ended December 31, 2015, 2014 and 2013, respectively.&lt;/p&gt;&lt;br/&gt;&lt;p style=&quot;font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify&quot;&gt;The 2014 Omnibus Incentive Plan (&amp;#x201c;2014 Omnibus Plan&amp;#x201d;) became effective on May 20, 2014 after adoption by the Board of Directors and approval by the stockholders. The 2014 Omnibus Plan authorizes the Compensation Committee of the Company&amp;#x2019;s Board of Directors (the &amp;#x201c;Compensation Committee&amp;#x201d;) to grant a variety of equity compensation awards as well as long-term and annual cash incentive awards, all of which can, but need not, be structured so as to comply with Section 162(m) of the Internal Revenue Code of 1986, as amended (the &amp;#x201c;Internal Revenue Code&amp;#x201d;). The 2014 Omnibus Plan authorizes the issuance of 1,100,000 shares. To the extent that an award under the 2014 Omnibus Plan is cancelled, expired, forfeited, settled in cash, settled by issuance of fewer shares than the number underlying the award, or otherwise terminated without delivery of shares to a participant in payment of the exercise price or taxes relating to an award, the shares retained by or returned to the Company will be available for future issuance under the 2014 Omnibus Plan. No further awards may be granted under the Company&amp;#x2019;s 2005 Omnibus Incentive Plan, 1996 Stock Option Incentive Plan, and 1996 Restricted Stock Incentive Plan (&amp;#x201c;Prior Plans&amp;#x201d;). At December 31, 2015, there were 787,180 shares available for delivery in connection with awards under the 2014 Omnibus Plan. To satisfy stock option exercises or fund restricted stock and restricted stock unit awards, shares are issued from treasury stock, if available; otherwise new shares are issued. The exercise price per share of a stock option grant may not be less than the fair market value of the common stock of the Company, as defined in the 2014 Omnibus Plan, on the date of grant and may not be re-priced without the approval of the Company&amp;#x2019;s stockholders. Options, stock appreciation rights, restricted stock, restricted stock units and other stock based awards granted under the 2014 Omnibus Plan are generally subject to a minimum vesting period of three years with stock options having a 10-year maximum contractual term. Other awards do not have a contractual term of expiration. The Compensation Committee is authorized to grant awards that vest upon a participant&amp;#x2019;s retirement. These amounts are included in stock-based compensation expense at the time of the participant&amp;#x2019;s retirement eligibility.&lt;/p&gt;&lt;br/&gt;&lt;p style=&quot;font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify&quot;&gt;The following table summarizes the Company&amp;#x2019;s restricted stock unit (&amp;#x201c;RSU&amp;#x201d;) awards under the 2014 Omnibus Plan and the Prior Plans in the aggregate for the year ended December 31, 2015:&lt;/p&gt;&lt;br/&gt;&lt;table cellpadding=&quot;0&quot; cellspacing=&quot;0&quot; style=&quot;border-collapse: collapse; width: 100%; font: 10pt Times New Roman, Times, Serif&quot;&gt;

      &lt;tr style=&quot;vertical-align: bottom&quot;&gt;
       &lt;td style=&quot;border-bottom: Black 1pt solid&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;padding-bottom: 1pt; border-bottom: Black 1pt solid&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td colspan=&quot;3&quot; style=&quot;text-align: center; border-bottom: Black 1pt solid&quot;&gt;Shares&lt;/td&gt;
       &lt;td style=&quot;padding-bottom: 1pt; border-bottom: Black 1pt solid&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td colspan=&quot;3&quot; style=&quot;text-align: center; border-bottom: Black 1pt solid&quot;&gt;Weighted-Average &lt;br /&gt; Grant-Date &lt;br /&gt; Fair Value&lt;/td&gt;
      &lt;/tr&gt;
      &lt;tr style=&quot;vertical-align: bottom&quot;&gt;
       &lt;td&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td colspan=&quot;3&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td colspan=&quot;3&quot; style=&quot;text-align: right&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;/tr&gt;
      &lt;tr style=&quot;vertical-align: bottom; background-color: rgb(204,238,255)&quot;&gt;
       &lt;td style=&quot;width: 70%&quot;&gt;Non-vested at December 31, 2014&lt;/td&gt;
       &lt;td style=&quot;width: 1%&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;width: 1%; text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;width: 12%; text-align: right&quot;&gt;373,154&lt;/td&gt;
       &lt;td style=&quot;width: 1%; text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;width: 1%&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;width: 1%; text-align: left&quot;&gt;$&lt;/td&gt;
       &lt;td style=&quot;width: 12%; text-align: right&quot;&gt;16.75&lt;/td&gt;
       &lt;td style=&quot;width: 1%; text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;/tr&gt;
      &lt;tr style=&quot;vertical-align: bottom; background-color: White&quot;&gt;
       &lt;td style=&quot;padding-left: 10pt&quot;&gt;Granted&lt;/td&gt;
       &lt;td&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: right&quot;&gt;318,120&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: right&quot;&gt;19.10&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;/tr&gt;
      &lt;tr style=&quot;vertical-align: bottom; background-color: rgb(204,238,255)&quot;&gt;
       &lt;td style=&quot;padding-left: 10pt&quot;&gt;Vested&lt;/td&gt;
       &lt;td&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: right&quot;&gt;(260,700&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;)&lt;/td&gt;
       &lt;td&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: right&quot;&gt;17.36&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;/tr&gt;
      &lt;tr style=&quot;vertical-align: bottom; background-color: White&quot;&gt;
       &lt;td style=&quot;padding-bottom: 1pt; padding-left: 10pt&quot;&gt;Forfeited&lt;/td&gt;
       &lt;td style=&quot;padding-bottom: 1pt&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;border-bottom: Black 1pt solid; text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;border-bottom: Black 1pt solid; text-align: right&quot;&gt;(14,665&lt;/td&gt;
       &lt;td style=&quot;border-bottom: Black 1pt solid; text-align: left&quot;&gt;)&lt;/td&gt;
       &lt;td style=&quot;padding-bottom: 1pt&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;border-bottom: Black 1pt solid; text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;border-bottom: Black 1pt solid; text-align: right&quot;&gt;18.39&lt;/td&gt;
       &lt;td style=&quot;border-bottom: Black 1pt solid; text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;/tr&gt;
      &lt;tr style=&quot;vertical-align: bottom; background-color: rgb(204,238,255)&quot;&gt;
       &lt;td style=&quot;padding-bottom: 2.25pt&quot;&gt;Non-vested at December 31, 2015&lt;/td&gt;
       &lt;td style=&quot;padding-bottom: 2.25pt&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;border-bottom: Black 2.25pt double; text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;border-bottom: Black 2.25pt double; text-align: right&quot;&gt;415,909&lt;/td&gt;
       &lt;td style=&quot;border-bottom: Black 2.25pt double; text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;padding-bottom: 2.25pt&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;border-bottom: Black 2.25pt double; text-align: left&quot;&gt;$&lt;/td&gt;
       &lt;td style=&quot;border-bottom: Black 2.25pt double; text-align: right&quot;&gt;18.10&lt;/td&gt;
       &lt;td style=&quot;border-bottom: Black 2.25pt double; text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;/tr&gt;
      &lt;tr style=&quot;vertical-align: bottom; background-color: White&quot;&gt;
       &lt;td&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: right&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: right&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;/tr&gt;
      &lt;tr style=&quot;vertical-align: bottom; background-color: rgb(204,238,255)&quot;&gt;
       &lt;td style=&quot;text-align: left; padding-bottom: 2.25pt&quot;&gt;Vested but unissued at December 31, 2015&lt;/td&gt;
       &lt;td style=&quot;padding-bottom: 2.25pt&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;border-bottom: Black 2.25pt double; text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;border-bottom: Black 2.25pt double; text-align: right&quot;&gt;290,226&lt;/td&gt;
       &lt;td style=&quot;border-bottom: Black 2.25pt double; text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;padding-bottom: 2.25pt&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;border-bottom: Black 2.25pt double; text-align: left&quot;&gt;$&lt;/td&gt;
       &lt;td style=&quot;border-bottom: Black 2.25pt double; text-align: right&quot;&gt;18.08&lt;/td&gt;
       &lt;td style=&quot;border-bottom: Black 2.25pt double; text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;/tr&gt;

    &lt;/table&gt;&lt;br/&gt;&lt;p style=&quot;font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify&quot;&gt;As of December 31, 2015, there was $5.4 million of total unrecognized compensation cost related to RSU awards granted under the 2014 Omnibus Plan and the Prior Plans. That cost is expected to be recognized over a weighted-average period of 3.2 years. The total fair value of awards vested for the years ended December 31, 2015, 2014 and 2013 were $4.9 million, $4.4 million and $2.9 million, respectively. The vested but unissued RSU awards consist of awards made to employees and directors who are eligible for retirement. According to the terms of these awards, which provide for vesting upon retirement, these employees and directors have no risk of forfeiture. These shares will be issued at the original contractual vesting and settlement dates. As of December 31, 2015, there is no remaining unrecognized compensation cost related to stock options granted.&lt;/p&gt;&lt;br/&gt;&lt;p style=&quot;font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify&quot;&gt;The following table summarizes certain information regarding the stock option awards under the 2014 Omnibus Plan and the Prior Plans in the aggregate for the year ended December 31, 2015:&lt;/p&gt;&lt;br/&gt;&lt;table cellpadding=&quot;0&quot; cellspacing=&quot;0&quot; style=&quot;border-collapse: collapse; width: 100%; font: 10pt Times New Roman, Times, Serif&quot;&gt;

      &lt;tr style=&quot;vertical-align: bottom&quot;&gt;
       &lt;td nowrap=&quot;nowrap&quot; style=&quot;border-bottom: Black 1pt solid&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td nowrap=&quot;nowrap&quot; style=&quot;padding-bottom: 1pt; border-bottom: Black 1pt solid&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td colspan=&quot;3&quot; nowrap=&quot;nowrap&quot; style=&quot;text-align: center; border-bottom: Black 1pt solid&quot;&gt;Shares&lt;/td&gt;
       &lt;td nowrap=&quot;nowrap&quot; style=&quot;padding-bottom: 1pt; border-bottom: Black 1pt solid&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td colspan=&quot;3&quot; nowrap=&quot;nowrap&quot; style=&quot;text-align: center; border-bottom: Black 1pt solid&quot;&gt;Weighted-&lt;br /&gt; Average &lt;br /&gt; Exercise &lt;br /&gt; Price&lt;/td&gt;
       &lt;td nowrap=&quot;nowrap&quot; style=&quot;padding-bottom: 1pt; border-bottom: Black 1pt solid&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td colspan=&quot;3&quot; nowrap=&quot;nowrap&quot; style=&quot;text-align: center; border-bottom: Black 1pt solid&quot;&gt;Weighted-Average &lt;br /&gt; Remaining &lt;br /&gt; Contractual &lt;br /&gt; (years)&lt;/td&gt;
       &lt;td nowrap=&quot;nowrap&quot; style=&quot;padding-bottom: 1pt; border-bottom: Black 1pt solid&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td colspan=&quot;3&quot; nowrap=&quot;nowrap&quot; style=&quot;text-align: center; border-bottom: Black 1pt solid&quot;&gt;Aggregate &lt;br /&gt; Intrinsic &lt;br /&gt; Value &lt;br /&gt; ($000)*&lt;/td&gt;
      &lt;/tr&gt;
      &lt;tr style=&quot;vertical-align: bottom&quot;&gt;
       &lt;td&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td colspan=&quot;3&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td colspan=&quot;3&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td colspan=&quot;3&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td colspan=&quot;3&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;/tr&gt;
      &lt;tr style=&quot;vertical-align: bottom; background-color: rgb(204,238,255)&quot;&gt;
       &lt;td style=&quot;width: 56%&quot;&gt;Outstanding at December 31, 2014&lt;/td&gt;
       &lt;td style=&quot;width: 1%&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;width: 1%; text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;width: 8%; text-align: right&quot;&gt;154,915&lt;/td&gt;
       &lt;td style=&quot;width: 1%; text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;width: 1%&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;width: 1%; text-align: left&quot;&gt;$&lt;/td&gt;
       &lt;td style=&quot;width: 8%; text-align: right&quot;&gt;15.19&lt;/td&gt;
       &lt;td style=&quot;width: 1%; text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;width: 1%&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;width: 1%; text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;width: 8%; text-align: right&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;width: 1%; text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;width: 1%&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;width: 1%; text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;width: 8%; text-align: right&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;width: 1%; text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;/tr&gt;
      &lt;tr style=&quot;vertical-align: bottom; background-color: White&quot;&gt;
       &lt;td style=&quot;padding-left: 10pt&quot;&gt;Granted&lt;/td&gt;
       &lt;td&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: right&quot;&gt;-&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: right&quot;&gt;-&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: right&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: right&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;/tr&gt;
      &lt;tr style=&quot;vertical-align: bottom; background-color: rgb(204,238,255)&quot;&gt;
       &lt;td style=&quot;padding-left: 10pt&quot;&gt;Exercised&lt;/td&gt;
       &lt;td&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: right&quot;&gt;(45,785&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;)&lt;/td&gt;
       &lt;td&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: right&quot;&gt;12.92&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: right&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: right&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;/tr&gt;
      &lt;tr style=&quot;vertical-align: bottom; background-color: White&quot;&gt;
       &lt;td style=&quot;padding-bottom: 1pt; padding-left: 10pt&quot;&gt;Forfeited&lt;/td&gt;
       &lt;td style=&quot;padding-bottom: 1pt&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;border-bottom: Black 1pt solid; text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;border-bottom: Black 1pt solid; text-align: right&quot;&gt;-&lt;/td&gt;
       &lt;td style=&quot;border-bottom: Black 1pt solid; text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;padding-bottom: 1pt&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;border-bottom: Black 1pt solid; text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;border-bottom: Black 1pt solid; text-align: right&quot;&gt;-&lt;/td&gt;
       &lt;td style=&quot;border-bottom: Black 1pt solid; text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;padding-bottom: 1pt&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: right&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;padding-bottom: 1pt&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: right&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;/tr&gt;
      &lt;tr style=&quot;vertical-align: bottom; background-color: rgb(204,238,255)&quot;&gt;
       &lt;td style=&quot;padding-bottom: 2.25pt&quot;&gt;Outstanding at December 31, 2015&lt;/td&gt;
       &lt;td style=&quot;padding-bottom: 2.25pt&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;border-bottom: Black 2.25pt double; text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;border-bottom: Black 2.25pt double; text-align: right&quot;&gt;109,130&lt;/td&gt;
       &lt;td style=&quot;border-bottom: Black 2.25pt double; text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;padding-bottom: 2.25pt&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;border-bottom: Black 2.25pt double; text-align: left&quot;&gt;$&lt;/td&gt;
       &lt;td style=&quot;border-bottom: Black 2.25pt double; text-align: right&quot;&gt;16.14&lt;/td&gt;
       &lt;td style=&quot;border-bottom: Black 2.25pt double; text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;padding-bottom: 2.25pt&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;border-bottom: Black 2.25pt double; text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;border-bottom: Black 2.25pt double; text-align: right&quot;&gt;2.3&lt;/td&gt;
       &lt;td style=&quot;border-bottom: Black 2.25pt double; text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;padding-bottom: 2.25pt&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;border-bottom: Black 2.25pt double; text-align: left&quot;&gt;$&lt;/td&gt;
       &lt;td style=&quot;border-bottom: Black 2.25pt double; text-align: right&quot;&gt;600&lt;/td&gt;
       &lt;td style=&quot;border-bottom: Black 2.25pt double; text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;/tr&gt;
      &lt;tr style=&quot;vertical-align: bottom; background-color: White&quot;&gt;
       &lt;td style=&quot;padding-bottom: 2.25pt&quot;&gt;Exercisable shares at December 31, 2015&lt;/td&gt;
       &lt;td style=&quot;padding-bottom: 2.25pt&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;border-bottom: Black 2.25pt double; text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;border-bottom: Black 2.25pt double; text-align: right&quot;&gt;109,130&lt;/td&gt;
       &lt;td style=&quot;border-bottom: Black 2.25pt double; text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;padding-bottom: 2.25pt&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;border-bottom: Black 2.25pt double; text-align: left&quot;&gt;$&lt;/td&gt;
       &lt;td style=&quot;border-bottom: Black 2.25pt double; text-align: right&quot;&gt;16.14&lt;/td&gt;
       &lt;td style=&quot;border-bottom: Black 2.25pt double; text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;padding-bottom: 2.25pt&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;border-bottom: Black 2.25pt double; text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;border-bottom: Black 2.25pt double; text-align: right&quot;&gt;2.3&lt;/td&gt;
       &lt;td style=&quot;border-bottom: Black 2.25pt double; text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;padding-bottom: 2.25pt&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;border-bottom: Black 2.25pt double; text-align: left&quot;&gt;$&lt;/td&gt;
       &lt;td style=&quot;border-bottom: Black 2.25pt double; text-align: right&quot;&gt;600&lt;/td&gt;
       &lt;td style=&quot;border-bottom: Black 2.25pt double; text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;/tr&gt;

    &lt;/table&gt;&lt;br/&gt;&lt;p style=&quot;font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify&quot;&gt;* The intrinsic value of a stock option is the difference between the market value of the underlying stock and the exercise price of the option.&lt;/p&gt;&lt;br/&gt;&lt;p style=&quot;font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify&quot;&gt;Cash proceeds, fair value received, tax benefits, and intrinsic value related to stock options exercised, and the weighted average grant date fair value for options granted, during the years ended December 31, 2015, 2014 and 2013 are provided in the following table:&lt;/p&gt;&lt;br/&gt;&lt;table cellpadding=&quot;0&quot; cellspacing=&quot;0&quot; style=&quot;border-collapse: collapse; width: 100%; font: 10pt Times New Roman, Times, Serif&quot;&gt;

      &lt;tr style=&quot;vertical-align: bottom&quot;&gt;
       &lt;td style=&quot;font-style: italic; border-bottom: Black 1pt solid&quot;&gt;(In thousands, except grant date fair value)&lt;/td&gt;
       &lt;td style=&quot;padding-bottom: 1pt; border-bottom: Black 1pt solid&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td colspan=&quot;3&quot; style=&quot;text-align: center; border-bottom: Black 1pt solid&quot;&gt;2015&lt;/td&gt;
       &lt;td style=&quot;padding-bottom: 1pt; border-bottom: Black 1pt solid&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td colspan=&quot;3&quot; style=&quot;text-align: center; border-bottom: Black 1pt solid&quot;&gt;2014&lt;/td&gt;
       &lt;td style=&quot;padding-bottom: 1pt; border-bottom: Black 1pt solid&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td colspan=&quot;3&quot; style=&quot;text-align: center; border-bottom: Black 1pt solid&quot;&gt;2013&lt;/td&gt;
      &lt;/tr&gt;
      &lt;tr style=&quot;vertical-align: bottom; background-color: rgb(204,238,255)&quot;&gt;
       &lt;td style=&quot;width: 61%; text-align: left&quot;&gt;Proceeds from stock options exercised&lt;/td&gt;
       &lt;td style=&quot;width: 1%&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;width: 1%; text-align: left&quot;&gt;$&lt;/td&gt;
       &lt;td style=&quot;width: 10%; text-align: right&quot;&gt;145&lt;/td&gt;
       &lt;td style=&quot;width: 1%; text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;width: 1%&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;width: 1%; text-align: left&quot;&gt;$&lt;/td&gt;
       &lt;td style=&quot;width: 10%; text-align: right&quot;&gt;565&lt;/td&gt;
       &lt;td style=&quot;width: 1%; text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;width: 1%&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;width: 1%; text-align: left&quot;&gt;$&lt;/td&gt;
       &lt;td style=&quot;width: 10%; text-align: right&quot;&gt;533&lt;/td&gt;
       &lt;td style=&quot;width: 1%; text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;/tr&gt;
      &lt;tr style=&quot;vertical-align: bottom; background-color: White&quot;&gt;
       &lt;td&gt;Fair value of shares received upon exercise of stock options&lt;/td&gt;
       &lt;td&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: right&quot;&gt;447&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: right&quot;&gt;1,962&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: right&quot;&gt;6,814&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;/tr&gt;
      &lt;tr style=&quot;vertical-align: bottom; background-color: rgb(204,238,255)&quot;&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;Tax benefit related to stock options exercised&lt;/td&gt;
       &lt;td&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: right&quot;&gt;99&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: right&quot;&gt;88&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: right&quot;&gt;151&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;/tr&gt;
      &lt;tr style=&quot;vertical-align: bottom; background-color: White&quot;&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;Intrinsic value of stock options exercised&lt;/td&gt;
       &lt;td&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: right&quot;&gt;330&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: right&quot;&gt;488&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: right&quot;&gt;1,228&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;/tr&gt;
      &lt;tr style=&quot;vertical-align: bottom; background-color: rgb(204,238,255)&quot;&gt;
       &lt;td&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: right&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: right&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: right&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;/tr&gt;
      &lt;tr style=&quot;vertical-align: bottom; background-color: White&quot;&gt;
       &lt;td&gt;Weighted average fair value on grant date&lt;/td&gt;
       &lt;td&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: right&quot;&gt;&amp;nbsp;n/a&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: right&quot;&gt;&amp;nbsp;n/a&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: right&quot;&gt;&amp;nbsp;n/a&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;/tr&gt;

    &lt;/table&gt;&lt;br/&gt;&lt;p style=&quot;font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify&quot;&gt;&lt;i&gt;Phantom Stock Plan:&lt;/i&gt; The Company maintains a non-qualified phantom stock plan as a supplement to its profit sharing plan for officers who have achieved the designated level and completed one year of service. Prior to January 1, 2015, the Plan included officers at a level that are no longer qualified to participate, however those that were eligible remain eligible to participate in the Plan. Awards are made under this plan on certain compensation not eligible for awards made under the profit sharing plan, due to the terms of the profit sharing plan and the Internal Revenue Code. Employees receive awards under this plan proportionate to the amount they would have received under the profit sharing plan, but for limits imposed by the profit sharing plan and the Internal Revenue Code. The awards are made as cash awards, and then converted to common stock equivalents (phantom shares) at the then current fair value of the Company&amp;#x2019;s common stock. Dividends are credited to each employee&amp;#x2019;s account in the form of additional phantom shares each time the Company pays a dividend on its common stock. In the event of a change of control (as defined in this plan), an employee&amp;#x2019;s interest is converted to a fixed dollar amount and deemed to be invested in the same manner as his interest in the Bank&amp;#x2019;s non-qualified deferred compensation plan. Employees vest under this plan 20% per year for the first 5 years of employment and are 100% vested thereafter. Employees also become 100% vested upon a change of control. Employees receive their vested interest in this plan in the form of a cash lump sum payment or installments, as elected by the employee, after termination of employment. The Company adjusts its liability under this plan to the fair value of the shares at the end of each period.&lt;/p&gt;&lt;br/&gt;&lt;p style=&quot;font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify&quot;&gt;The following table summarizes the Company&amp;#x2019;s Phantom Stock Plan at or for the year ended December 31, 2015:&lt;/p&gt;&lt;br/&gt;&lt;table cellpadding=&quot;0&quot; cellspacing=&quot;0&quot; style=&quot;border-collapse: collapse; width: 100%; font: 10pt Times New Roman, Times, Serif&quot;&gt;

      &lt;tr style=&quot;vertical-align: bottom&quot;&gt;
       &lt;td style=&quot;border-bottom: Black 1pt solid&quot;&gt;Phantom Stock Plan&lt;/td&gt;
       &lt;td style=&quot;padding-bottom: 1pt; border-bottom: Black 1pt solid&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td colspan=&quot;3&quot; style=&quot;text-align: center; border-bottom: Black 1pt solid&quot;&gt;Shares&lt;/td&gt;
       &lt;td style=&quot;padding-bottom: 1pt; border-bottom: Black 1pt solid&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td colspan=&quot;3&quot; style=&quot;text-align: center; border-bottom: Black 1pt solid&quot;&gt;Fair Value&lt;/td&gt;
      &lt;/tr&gt;
      &lt;tr style=&quot;vertical-align: bottom; background-color: White&quot;&gt;
       &lt;td&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: right&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: right&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;/tr&gt;
      &lt;tr style=&quot;vertical-align: bottom; background-color: rgb(204,238,255)&quot;&gt;
       &lt;td style=&quot;width: 70%&quot;&gt;Outstanding at December 31, 2014&lt;/td&gt;
       &lt;td style=&quot;width: 1%&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;width: 1%; text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;width: 12%; text-align: right&quot;&gt;67,113&lt;/td&gt;
       &lt;td style=&quot;width: 1%; text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;width: 1%&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;width: 1%; text-align: left&quot;&gt;$&lt;/td&gt;
       &lt;td style=&quot;width: 12%; text-align: right&quot;&gt;20.27&lt;/td&gt;
       &lt;td style=&quot;width: 1%; text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;/tr&gt;
      &lt;tr style=&quot;vertical-align: bottom; background-color: White&quot;&gt;
       &lt;td style=&quot;padding-left: 10pt&quot;&gt;Granted&lt;/td&gt;
       &lt;td&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: right&quot;&gt;12,924&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: right&quot;&gt;19.44&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;/tr&gt;
      &lt;tr style=&quot;vertical-align: bottom; background-color: rgb(204,238,255)&quot;&gt;
       &lt;td style=&quot;padding-left: 10pt&quot;&gt;Forfeited&lt;/td&gt;
       &lt;td&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: right&quot;&gt;(3&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;)&lt;/td&gt;
       &lt;td&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: right&quot;&gt;20.78&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;/tr&gt;
      &lt;tr style=&quot;vertical-align: bottom; background-color: White&quot;&gt;
       &lt;td style=&quot;padding-bottom: 1pt; padding-left: 10pt&quot;&gt;Distributions&lt;/td&gt;
       &lt;td style=&quot;padding-bottom: 1pt&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;border-bottom: Black 1pt solid; text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;border-bottom: Black 1pt solid; text-align: right&quot;&gt;(594&lt;/td&gt;
       &lt;td style=&quot;border-bottom: Black 1pt solid; text-align: left&quot;&gt;)&lt;/td&gt;
       &lt;td style=&quot;padding-bottom: 1pt&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;border-bottom: Black 1pt solid; text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;border-bottom: Black 1pt solid; text-align: right&quot;&gt;19.82&lt;/td&gt;
       &lt;td style=&quot;border-bottom: Black 1pt solid; text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;/tr&gt;
      &lt;tr style=&quot;vertical-align: bottom; background-color: rgb(204,238,255)&quot;&gt;
       &lt;td style=&quot;padding-bottom: 2.25pt&quot;&gt;Outstanding at December 31, 2015&lt;/td&gt;
       &lt;td style=&quot;padding-bottom: 2.25pt&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;border-bottom: Black 2.25pt double; text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;border-bottom: Black 2.25pt double; text-align: right&quot;&gt;79,440&lt;/td&gt;
       &lt;td style=&quot;border-bottom: Black 2.25pt double; text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;padding-bottom: 2.25pt&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;border-bottom: Black 2.25pt double; text-align: left&quot;&gt;$&lt;/td&gt;
       &lt;td style=&quot;border-bottom: Black 2.25pt double; text-align: right&quot;&gt;21.64&lt;/td&gt;
       &lt;td style=&quot;border-bottom: Black 2.25pt double; text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;/tr&gt;
      &lt;tr style=&quot;vertical-align: bottom; background-color: White&quot;&gt;
       &lt;td style=&quot;padding-bottom: 2.25pt&quot;&gt;Vested at December 31, 2015&lt;/td&gt;
       &lt;td style=&quot;padding-bottom: 2.25pt&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;border-bottom: Black 2.25pt double; text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;border-bottom: Black 2.25pt double; text-align: right&quot;&gt;78,857&lt;/td&gt;
       &lt;td style=&quot;border-bottom: Black 2.25pt double; text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;padding-bottom: 2.25pt&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;border-bottom: Black 2.25pt double; text-align: left&quot;&gt;$&lt;/td&gt;
       &lt;td style=&quot;border-bottom: Black 2.25pt double; text-align: right&quot;&gt;21.64&lt;/td&gt;
       &lt;td style=&quot;border-bottom: Black 2.25pt double; text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;/tr&gt;

    &lt;/table&gt;&lt;br/&gt;&lt;p style=&quot;font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify&quot;&gt;The Company recorded stock-based compensation expense for the phantom stock plan of $169,000, $17,000 and $343,000 for the years ended December 31, 2015, 2014 and 2013, respectively. The total fair value of distributions from the phantom stock plan were $12,000, $35,000 and $9,000 for the years ended December 31, 2015, 2014 and 2013, respectively.&lt;/p&gt;&lt;br/&gt;</us-gaap:DisclosureOfCompensationRelatedCostsShareBasedPaymentsTextBlock>
  <us-gaap:AllocatedShareBasedCompensationExpense unitRef="usd" contextRef="c2_From1Jan2015To31Dec2015" decimals="-5">4800000</us-gaap:AllocatedShareBasedCompensationExpense>
  <us-gaap:AllocatedShareBasedCompensationExpense unitRef="usd" contextRef="c3_From1Jan2014To31Dec2014" decimals="-5">4300000</us-gaap:AllocatedShareBasedCompensationExpense>
  <us-gaap:AllocatedShareBasedCompensationExpense unitRef="usd" contextRef="c4_From1Jan2013To31Dec2013" decimals="-5">3400000</us-gaap:AllocatedShareBasedCompensationExpense>
  <us-gaap:EmployeeServiceShareBasedCompensationTaxBenefitFromCompensationExpense unitRef="usd" contextRef="c2_From1Jan2015To31Dec2015" decimals="-5">1800000</us-gaap:EmployeeServiceShareBasedCompensationTaxBenefitFromCompensationExpense>
  <us-gaap:EmployeeServiceShareBasedCompensationTaxBenefitFromCompensationExpense unitRef="usd" contextRef="c3_From1Jan2014To31Dec2014" decimals="-5">1700000</us-gaap:EmployeeServiceShareBasedCompensationTaxBenefitFromCompensationExpense>
  <us-gaap:EmployeeServiceShareBasedCompensationTaxBenefitFromCompensationExpense unitRef="usd" contextRef="c4_From1Jan2013To31Dec2013" decimals="-5">1300000</us-gaap:EmployeeServiceShareBasedCompensationTaxBenefitFromCompensationExpense>
  <us-gaap:ShareBasedCompensationArrangementByShareBasedPaymentAwardOptionsGrantsInPeriodGross unitRef="shares" contextRef="c445_From1Jan2015To31Dec2015_RestrictedStockUnitsRSUMember" decimals="INF">318120</us-gaap:ShareBasedCompensationArrangementByShareBasedPaymentAwardOptionsGrantsInPeriodGross>
  <us-gaap:ShareBasedCompensationArrangementByShareBasedPaymentAwardEquityInstrumentsOtherThanOptionsGrantsInPeriod unitRef="shares" contextRef="c446_From1Jan2014To31Dec2014_RestrictedStockUnitsRSUMember" decimals="INF">266895</us-gaap:ShareBasedCompensationArrangementByShareBasedPaymentAwardEquityInstrumentsOtherThanOptionsGrantsInPeriod>
  <us-gaap:ShareBasedCompensationArrangementByShareBasedPaymentAwardNonOptionEquityInstrumentsGranted unitRef="shares" contextRef="c447_From1Jan2013To31Dec2013_RestrictedStockUnitsRSUMember" decimals="INF">246045</us-gaap:ShareBasedCompensationArrangementByShareBasedPaymentAwardNonOptionEquityInstrumentsGranted>
  <us-gaap:ShareBasedCompensationArrangementByShareBasedPaymentAwardNumberOfSharesAuthorized unitRef="shares" contextRef="c448_AsOf31Dec2015_TwentyFourteenOmnibusIncentivePlanMember" decimals="INF">1100000</us-gaap:ShareBasedCompensationArrangementByShareBasedPaymentAwardNumberOfSharesAuthorized>
  <us-gaap:ShareBasedCompensationArrangementByShareBasedPaymentAwardNumberOfSharesAvailableForGrant unitRef="shares" contextRef="c448_AsOf31Dec2015_TwentyFourteenOmnibusIncentivePlanMember" decimals="INF">787180</us-gaap:ShareBasedCompensationArrangementByShareBasedPaymentAwardNumberOfSharesAvailableForGrant>
  <us-gaap:ShareBasedCompensationArrangementByShareBasedPaymentAwardAwardVestingPeriod1 contextRef="c449_From1Jan2015To31Dec2015_TwentyFourteenOmnibusIncentivePlanMember_MinimumMember">P3Y</us-gaap:ShareBasedCompensationArrangementByShareBasedPaymentAwardAwardVestingPeriod1>
  <us-gaap:ShareBasedCompensationArrangementByShareBasedPaymentAwardAwardVestingPeriod1 contextRef="c450_From1Jan2015To31Dec2015_TwentyFourteenOmnibusIncentivePlanMember_MaximumMember">P10Y</us-gaap:ShareBasedCompensationArrangementByShareBasedPaymentAwardAwardVestingPeriod1>
  <us-gaap:EmployeeServiceShareBasedCompensationNonvestedAwardsTotalCompensationCostNotYetRecognized unitRef="usd" contextRef="c451_AsOf31Dec2015_RestrictedStockUnitsRSUMember_TwentyFourteenOmnibusIncentivePlanMember" decimals="-5">5400000</us-gaap:EmployeeServiceShareBasedCompensationNonvestedAwardsTotalCompensationCostNotYetRecognized>
  <us-gaap:EmployeeServiceShareBasedCompensationNonvestedAwardsTotalCompensationCostNotYetRecognizedPeriodForRecognition1 contextRef="c452_From1Jan2015To31Dec2015_RestrictedStockUnitsRSUMember_TwentyFourteenOmnibusIncentivePlanMember">P3Y73D</us-gaap:EmployeeServiceShareBasedCompensationNonvestedAwardsTotalCompensationCostNotYetRecognizedPeriodForRecognition1>
  <us-gaap:ShareBasedCompensationArrangementByShareBasedPaymentAwardEquityInstrumentsOtherThanOptionsVestedInPeriodTotalFairValue unitRef="usd" contextRef="c452_From1Jan2015To31Dec2015_RestrictedStockUnitsRSUMember_TwentyFourteenOmnibusIncentivePlanMember" decimals="-5">4900000</us-gaap:ShareBasedCompensationArrangementByShareBasedPaymentAwardEquityInstrumentsOtherThanOptionsVestedInPeriodTotalFairValue>
  <us-gaap:ShareBasedCompensationArrangementByShareBasedPaymentAwardEquityInstrumentsOtherThanOptionsVestedInPeriodTotalFairValue unitRef="usd" contextRef="c453_From1Jan2014To31Dec2014_RestrictedStockUnitsRSUMember_TwentyFourteenOmnibusIncentivePlanMember" decimals="-5">4400000</us-gaap:ShareBasedCompensationArrangementByShareBasedPaymentAwardEquityInstrumentsOtherThanOptionsVestedInPeriodTotalFairValue>
  <us-gaap:ShareBasedCompensationArrangementByShareBasedPaymentAwardEquityInstrumentsOtherThanOptionsVestedInPeriodTotalFairValue unitRef="usd" contextRef="c454_From1Jan2013To31Dec2013_RestrictedStockUnitsRSUMember_TwentyFourteenOmnibusIncentivePlanMember" decimals="-5">2900000</us-gaap:ShareBasedCompensationArrangementByShareBasedPaymentAwardEquityInstrumentsOtherThanOptionsVestedInPeriodTotalFairValue>
  <us-gaap:EmployeeServiceShareBasedCompensationNonvestedAwardsTotalCompensationCostNotYetRecognized unitRef="usd" contextRef="c455_AsOf31Dec2015_EmployeeStockOptionMember_TwentyFourteenOmnibusIncentivePlanMember" decimals="0">0</us-gaap:EmployeeServiceShareBasedCompensationNonvestedAwardsTotalCompensationCostNotYetRecognized>
  <us-gaap:ShareBasedCompensationArrangementByShareBasedPaymentAwardAwardRequisiteServicePeriod1 contextRef="c456_From1Jan2015To31Dec2015_PhantomShareUnitsPSUsMember_PhantomStockPlanMember">P1Y</us-gaap:ShareBasedCompensationArrangementByShareBasedPaymentAwardAwardRequisiteServicePeriod1>
  <us-gaap:SharebasedCompensationArrangementBySharebasedPaymentAwardAwardVestingRightsPercentage unitRef="pure" contextRef="c457_From1Jan2015To31Dec2015_PhantomStockPlanMember_AnnuallyMember_OfficerMember" decimals="2">0.20</us-gaap:SharebasedCompensationArrangementBySharebasedPaymentAwardAwardVestingRightsPercentage>
  <us-gaap:SharebasedCompensationArrangementBySharebasedPaymentAwardAwardVestingRightsPercentage unitRef="pure" contextRef="c458_From1Jan2015To31Dec2015_PhantomStockPlanMember_VestedUponChangeInControlMember_OfficerMember" decimals="2">1.00</us-gaap:SharebasedCompensationArrangementBySharebasedPaymentAwardAwardVestingRightsPercentage>
  <us-gaap:AllocatedShareBasedCompensationExpense unitRef="usd" contextRef="c459_From1Jan2015To31Dec2015_PhantomStockPlanMember" decimals="0">169000</us-gaap:AllocatedShareBasedCompensationExpense>
  <us-gaap:AllocatedShareBasedCompensationExpense unitRef="usd" contextRef="c460_From1Jan2014To31Dec2014_PhantomStockPlanMember" decimals="0">17000</us-gaap:AllocatedShareBasedCompensationExpense>
  <us-gaap:AllocatedShareBasedCompensationExpense unitRef="usd" contextRef="c461_From1Jan2013To31Dec2013_PhantomStockPlanMember" decimals="0">343000</us-gaap:AllocatedShareBasedCompensationExpense>
  <us-gaap:ShareBasedCompensationArrangementByShareBasedPaymentAwardEquityInstrumentsOtherThanOptionsVestedInPeriodTotalFairValue unitRef="usd" contextRef="c459_From1Jan2015To31Dec2015_PhantomStockPlanMember" decimals="0">12000</us-gaap:ShareBasedCompensationArrangementByShareBasedPaymentAwardEquityInstrumentsOtherThanOptionsVestedInPeriodTotalFairValue>
  <us-gaap:ShareBasedCompensationArrangementByShareBasedPaymentAwardEquityInstrumentsOtherThanOptionsVestedInPeriodTotalFairValue unitRef="usd" contextRef="c460_From1Jan2014To31Dec2014_PhantomStockPlanMember" decimals="0">35000</us-gaap:ShareBasedCompensationArrangementByShareBasedPaymentAwardEquityInstrumentsOtherThanOptionsVestedInPeriodTotalFairValue>
  <us-gaap:ShareBasedCompensationArrangementByShareBasedPaymentAwardEquityInstrumentsOtherThanOptionsVestedInPeriodTotalFairValue unitRef="usd" contextRef="c461_From1Jan2013To31Dec2013_PhantomStockPlanMember" decimals="0">9000</us-gaap:ShareBasedCompensationArrangementByShareBasedPaymentAwardEquityInstrumentsOtherThanOptionsVestedInPeriodTotalFairValue>
  <us-gaap:ScheduleOfSharebasedCompensationRestrictedStockAndRestrictedStockUnitsActivityTableTextBlock contextRef="c2_From1Jan2015To31Dec2015">&lt;table cellpadding=&quot;0&quot; cellspacing=&quot;0&quot; style=&quot;border-collapse: collapse; width: 100%; font: 10pt Times New Roman, Times, Serif&quot;&gt;

      &lt;tr style=&quot;vertical-align: bottom&quot;&gt;
       &lt;td style=&quot;border-bottom: Black 1pt solid&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;padding-bottom: 1pt; border-bottom: Black 1pt solid&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td colspan=&quot;3&quot; style=&quot;text-align: center; border-bottom: Black 1pt solid&quot;&gt;Shares&lt;/td&gt;
       &lt;td style=&quot;padding-bottom: 1pt; border-bottom: Black 1pt solid&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td colspan=&quot;3&quot; style=&quot;text-align: center; border-bottom: Black 1pt solid&quot;&gt;Weighted-Average &lt;br /&gt; Grant-Date &lt;br /&gt; Fair Value&lt;/td&gt;
      &lt;/tr&gt;
      &lt;tr style=&quot;vertical-align: bottom&quot;&gt;
       &lt;td&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td colspan=&quot;3&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td colspan=&quot;3&quot; style=&quot;text-align: right&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;/tr&gt;
      &lt;tr style=&quot;vertical-align: bottom; background-color: rgb(204,238,255)&quot;&gt;
       &lt;td style=&quot;width: 70%&quot;&gt;Non-vested at December 31, 2014&lt;/td&gt;
       &lt;td style=&quot;width: 1%&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;width: 1%; text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;width: 12%; text-align: right&quot;&gt;373,154&lt;/td&gt;
       &lt;td style=&quot;width: 1%; text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;width: 1%&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;width: 1%; text-align: left&quot;&gt;$&lt;/td&gt;
       &lt;td style=&quot;width: 12%; text-align: right&quot;&gt;16.75&lt;/td&gt;
       &lt;td style=&quot;width: 1%; text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;/tr&gt;
      &lt;tr style=&quot;vertical-align: bottom; background-color: White&quot;&gt;
       &lt;td style=&quot;padding-left: 10pt&quot;&gt;Granted&lt;/td&gt;
       &lt;td&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: right&quot;&gt;318,120&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: right&quot;&gt;19.10&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;/tr&gt;
      &lt;tr style=&quot;vertical-align: bottom; background-color: rgb(204,238,255)&quot;&gt;
       &lt;td style=&quot;padding-left: 10pt&quot;&gt;Vested&lt;/td&gt;
       &lt;td&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: right&quot;&gt;(260,700&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;)&lt;/td&gt;
       &lt;td&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: right&quot;&gt;17.36&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;/tr&gt;
      &lt;tr style=&quot;vertical-align: bottom; background-color: White&quot;&gt;
       &lt;td style=&quot;padding-bottom: 1pt; padding-left: 10pt&quot;&gt;Forfeited&lt;/td&gt;
       &lt;td style=&quot;padding-bottom: 1pt&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;border-bottom: Black 1pt solid; text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;border-bottom: Black 1pt solid; text-align: right&quot;&gt;(14,665&lt;/td&gt;
       &lt;td style=&quot;border-bottom: Black 1pt solid; text-align: left&quot;&gt;)&lt;/td&gt;
       &lt;td style=&quot;padding-bottom: 1pt&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;border-bottom: Black 1pt solid; text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;border-bottom: Black 1pt solid; text-align: right&quot;&gt;18.39&lt;/td&gt;
       &lt;td style=&quot;border-bottom: Black 1pt solid; text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;/tr&gt;
      &lt;tr style=&quot;vertical-align: bottom; background-color: rgb(204,238,255)&quot;&gt;
       &lt;td style=&quot;padding-bottom: 2.25pt&quot;&gt;Non-vested at December 31, 2015&lt;/td&gt;
       &lt;td style=&quot;padding-bottom: 2.25pt&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;border-bottom: Black 2.25pt double; text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;border-bottom: Black 2.25pt double; text-align: right&quot;&gt;415,909&lt;/td&gt;
       &lt;td style=&quot;border-bottom: Black 2.25pt double; text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;padding-bottom: 2.25pt&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;border-bottom: Black 2.25pt double; text-align: left&quot;&gt;$&lt;/td&gt;
       &lt;td style=&quot;border-bottom: Black 2.25pt double; text-align: right&quot;&gt;18.10&lt;/td&gt;
       &lt;td style=&quot;border-bottom: Black 2.25pt double; text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;/tr&gt;
      &lt;tr style=&quot;vertical-align: bottom; background-color: White&quot;&gt;
       &lt;td&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: right&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: right&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;/tr&gt;
      &lt;tr style=&quot;vertical-align: bottom; background-color: rgb(204,238,255)&quot;&gt;
       &lt;td style=&quot;text-align: left; padding-bottom: 2.25pt&quot;&gt;Vested but unissued at December 31, 2015&lt;/td&gt;
       &lt;td style=&quot;padding-bottom: 2.25pt&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;border-bottom: Black 2.25pt double; text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;border-bottom: Black 2.25pt double; text-align: right&quot;&gt;290,226&lt;/td&gt;
       &lt;td style=&quot;border-bottom: Black 2.25pt double; text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;padding-bottom: 2.25pt&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;border-bottom: Black 2.25pt double; text-align: left&quot;&gt;$&lt;/td&gt;
       &lt;td style=&quot;border-bottom: Black 2.25pt double; text-align: right&quot;&gt;18.08&lt;/td&gt;
       &lt;td style=&quot;border-bottom: Black 2.25pt double; text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;/tr&gt;

    &lt;/table&gt;</us-gaap:ScheduleOfSharebasedCompensationRestrictedStockAndRestrictedStockUnitsActivityTableTextBlock>
  <us-gaap:ShareBasedCompensationArrangementByShareBasedPaymentAwardEquityInstrumentsOtherThanOptionsNonvestedNumber unitRef="shares" contextRef="c1_AsOf31Dec2014" decimals="INF">373154</us-gaap:ShareBasedCompensationArrangementByShareBasedPaymentAwardEquityInstrumentsOtherThanOptionsNonvestedNumber>
  <us-gaap:ShareBasedCompensationArrangementByShareBasedPaymentAwardEquityInstrumentsOtherThanOptionsNonvestedWeightedAverageGrantDateFairValue unitRef="usdPershares" contextRef="c1_AsOf31Dec2014" decimals="2">16.75</us-gaap:ShareBasedCompensationArrangementByShareBasedPaymentAwardEquityInstrumentsOtherThanOptionsNonvestedWeightedAverageGrantDateFairValue>
  <us-gaap:ShareBasedCompensationArrangementByShareBasedPaymentAwardEquityInstrumentsOtherThanOptionsGrantsInPeriod unitRef="shares" contextRef="c2_From1Jan2015To31Dec2015" decimals="INF">318120</us-gaap:ShareBasedCompensationArrangementByShareBasedPaymentAwardEquityInstrumentsOtherThanOptionsGrantsInPeriod>
  <us-gaap:ShareBasedCompensationArrangementByShareBasedPaymentAwardEquityInstrumentsOtherThanOptionsGrantsInPeriodWeightedAverageGrantDateFairValue unitRef="usdPershares" contextRef="c2_From1Jan2015To31Dec2015" decimals="2">19.10</us-gaap:ShareBasedCompensationArrangementByShareBasedPaymentAwardEquityInstrumentsOtherThanOptionsGrantsInPeriodWeightedAverageGrantDateFairValue>
  <us-gaap:ShareBasedCompensationArrangementByShareBasedPaymentAwardEquityInstrumentsOtherThanOptionsVestedInPeriod unitRef="shares" contextRef="c2_From1Jan2015To31Dec2015" decimals="INF">260700</us-gaap:ShareBasedCompensationArrangementByShareBasedPaymentAwardEquityInstrumentsOtherThanOptionsVestedInPeriod>
  <us-gaap:ShareBasedCompensationArrangementByShareBasedPaymentAwardEquityInstrumentsOtherThanOptionsVestedInPeriodWeightedAverageGrantDateFairValue unitRef="usdPershares" contextRef="c2_From1Jan2015To31Dec2015" decimals="2">17.36</us-gaap:ShareBasedCompensationArrangementByShareBasedPaymentAwardEquityInstrumentsOtherThanOptionsVestedInPeriodWeightedAverageGrantDateFairValue>
  <us-gaap:ShareBasedCompensationArrangementByShareBasedPaymentAwardEquityInstrumentsOtherThanOptionsForfeitedInPeriod unitRef="shares" contextRef="c2_From1Jan2015To31Dec2015" decimals="INF">14665</us-gaap:ShareBasedCompensationArrangementByShareBasedPaymentAwardEquityInstrumentsOtherThanOptionsForfeitedInPeriod>
  <us-gaap:ShareBasedCompensationArrangementByShareBasedPaymentAwardEquityInstrumentsOtherThanOptionsForfeituresWeightedAverageGrantDateFairValue unitRef="usdPershares" contextRef="c2_From1Jan2015To31Dec2015" decimals="2">18.39</us-gaap:ShareBasedCompensationArrangementByShareBasedPaymentAwardEquityInstrumentsOtherThanOptionsForfeituresWeightedAverageGrantDateFairValue>
  <us-gaap:ShareBasedCompensationArrangementByShareBasedPaymentAwardEquityInstrumentsOtherThanOptionsNonvestedNumber unitRef="shares" contextRef="c0_AsOf31Dec2015" decimals="INF">415909</us-gaap:ShareBasedCompensationArrangementByShareBasedPaymentAwardEquityInstrumentsOtherThanOptionsNonvestedNumber>
  <us-gaap:ShareBasedCompensationArrangementByShareBasedPaymentAwardEquityInstrumentsOtherThanOptionsNonvestedWeightedAverageGrantDateFairValue unitRef="usdPershares" contextRef="c0_AsOf31Dec2015" decimals="2">18.10</us-gaap:ShareBasedCompensationArrangementByShareBasedPaymentAwardEquityInstrumentsOtherThanOptionsNonvestedWeightedAverageGrantDateFairValue>
  <ffic:ShareBasedCompensationArrangementByShareBasedPaymentAwardEquityInstrumentsOtherThanOptionsVestedButUnissuedNumber unitRef="shares" contextRef="c0_AsOf31Dec2015" decimals="INF">290226</ffic:ShareBasedCompensationArrangementByShareBasedPaymentAwardEquityInstrumentsOtherThanOptionsVestedButUnissuedNumber>
  <ffic:ShareBasedCompensationArrangementByShareBasedPaymentAwardEquityInstrumentsOtherThanOptionsVestedButUnissuedWeightedAverageGrantDateFairValue unitRef="usdPershares" contextRef="c0_AsOf31Dec2015" decimals="2">18.08</ffic:ShareBasedCompensationArrangementByShareBasedPaymentAwardEquityInstrumentsOtherThanOptionsVestedButUnissuedWeightedAverageGrantDateFairValue>
  <us-gaap:ScheduleOfShareBasedCompensationActivityTableTextBlock contextRef="c462_From1Jan2015To31Dec2015_NonFullValueAwardsMember">&lt;table cellpadding=&quot;0&quot; cellspacing=&quot;0&quot; style=&quot;border-collapse: collapse; width: 100%; font: 10pt Times New Roman, Times, Serif&quot;&gt;

      &lt;tr style=&quot;vertical-align: bottom&quot;&gt;
       &lt;td nowrap=&quot;nowrap&quot; style=&quot;border-bottom: Black 1pt solid&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td nowrap=&quot;nowrap&quot; style=&quot;padding-bottom: 1pt; border-bottom: Black 1pt solid&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td colspan=&quot;3&quot; nowrap=&quot;nowrap&quot; style=&quot;text-align: center; border-bottom: Black 1pt solid&quot;&gt;Shares&lt;/td&gt;
       &lt;td nowrap=&quot;nowrap&quot; style=&quot;padding-bottom: 1pt; border-bottom: Black 1pt solid&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td colspan=&quot;3&quot; nowrap=&quot;nowrap&quot; style=&quot;text-align: center; border-bottom: Black 1pt solid&quot;&gt;Weighted-&lt;br /&gt; Average &lt;br /&gt; Exercise &lt;br /&gt; Price&lt;/td&gt;
       &lt;td nowrap=&quot;nowrap&quot; style=&quot;padding-bottom: 1pt; border-bottom: Black 1pt solid&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td colspan=&quot;3&quot; nowrap=&quot;nowrap&quot; style=&quot;text-align: center; border-bottom: Black 1pt solid&quot;&gt;Weighted-Average &lt;br /&gt; Remaining &lt;br /&gt; Contractual &lt;br /&gt; (years)&lt;/td&gt;
       &lt;td nowrap=&quot;nowrap&quot; style=&quot;padding-bottom: 1pt; border-bottom: Black 1pt solid&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td colspan=&quot;3&quot; nowrap=&quot;nowrap&quot; style=&quot;text-align: center; border-bottom: Black 1pt solid&quot;&gt;Aggregate &lt;br /&gt; Intrinsic &lt;br /&gt; Value &lt;br /&gt; ($000)*&lt;/td&gt;
      &lt;/tr&gt;
      &lt;tr style=&quot;vertical-align: bottom&quot;&gt;
       &lt;td&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td colspan=&quot;3&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td colspan=&quot;3&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td colspan=&quot;3&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td colspan=&quot;3&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;/tr&gt;
      &lt;tr style=&quot;vertical-align: bottom; background-color: rgb(204,238,255)&quot;&gt;
       &lt;td style=&quot;width: 56%&quot;&gt;Outstanding at December 31, 2014&lt;/td&gt;
       &lt;td style=&quot;width: 1%&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;width: 1%; text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;width: 8%; text-align: right&quot;&gt;154,915&lt;/td&gt;
       &lt;td style=&quot;width: 1%; text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;width: 1%&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;width: 1%; text-align: left&quot;&gt;$&lt;/td&gt;
       &lt;td style=&quot;width: 8%; text-align: right&quot;&gt;15.19&lt;/td&gt;
       &lt;td style=&quot;width: 1%; text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;width: 1%&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;width: 1%; text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;width: 8%; text-align: right&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;width: 1%; text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;width: 1%&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;width: 1%; text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;width: 8%; text-align: right&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;width: 1%; text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;/tr&gt;
      &lt;tr style=&quot;vertical-align: bottom; background-color: White&quot;&gt;
       &lt;td style=&quot;padding-left: 10pt&quot;&gt;Granted&lt;/td&gt;
       &lt;td&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: right&quot;&gt;-&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: right&quot;&gt;-&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: right&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: right&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;/tr&gt;
      &lt;tr style=&quot;vertical-align: bottom; background-color: rgb(204,238,255)&quot;&gt;
       &lt;td style=&quot;padding-left: 10pt&quot;&gt;Exercised&lt;/td&gt;
       &lt;td&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: right&quot;&gt;(45,785&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;)&lt;/td&gt;
       &lt;td&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: right&quot;&gt;12.92&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: right&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: right&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;/tr&gt;
      &lt;tr style=&quot;vertical-align: bottom; background-color: White&quot;&gt;
       &lt;td style=&quot;padding-bottom: 1pt; padding-left: 10pt&quot;&gt;Forfeited&lt;/td&gt;
       &lt;td style=&quot;padding-bottom: 1pt&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;border-bottom: Black 1pt solid; text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;border-bottom: Black 1pt solid; text-align: right&quot;&gt;-&lt;/td&gt;
       &lt;td style=&quot;border-bottom: Black 1pt solid; text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;padding-bottom: 1pt&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;border-bottom: Black 1pt solid; text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;border-bottom: Black 1pt solid; text-align: right&quot;&gt;-&lt;/td&gt;
       &lt;td style=&quot;border-bottom: Black 1pt solid; text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;padding-bottom: 1pt&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: right&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;padding-bottom: 1pt&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: right&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;/tr&gt;
      &lt;tr style=&quot;vertical-align: bottom; background-color: rgb(204,238,255)&quot;&gt;
       &lt;td style=&quot;padding-bottom: 2.25pt&quot;&gt;Outstanding at December 31, 2015&lt;/td&gt;
       &lt;td style=&quot;padding-bottom: 2.25pt&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;border-bottom: Black 2.25pt double; text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;border-bottom: Black 2.25pt double; text-align: right&quot;&gt;109,130&lt;/td&gt;
       &lt;td style=&quot;border-bottom: Black 2.25pt double; text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;padding-bottom: 2.25pt&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;border-bottom: Black 2.25pt double; text-align: left&quot;&gt;$&lt;/td&gt;
       &lt;td style=&quot;border-bottom: Black 2.25pt double; text-align: right&quot;&gt;16.14&lt;/td&gt;
       &lt;td style=&quot;border-bottom: Black 2.25pt double; text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;padding-bottom: 2.25pt&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;border-bottom: Black 2.25pt double; text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;border-bottom: Black 2.25pt double; text-align: right&quot;&gt;2.3&lt;/td&gt;
       &lt;td style=&quot;border-bottom: Black 2.25pt double; text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;padding-bottom: 2.25pt&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;border-bottom: Black 2.25pt double; text-align: left&quot;&gt;$&lt;/td&gt;
       &lt;td style=&quot;border-bottom: Black 2.25pt double; text-align: right&quot;&gt;600&lt;/td&gt;
       &lt;td style=&quot;border-bottom: Black 2.25pt double; text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;/tr&gt;
      &lt;tr style=&quot;vertical-align: bottom; background-color: White&quot;&gt;
       &lt;td style=&quot;padding-bottom: 2.25pt&quot;&gt;Exercisable shares at December 31, 2015&lt;/td&gt;
       &lt;td style=&quot;padding-bottom: 2.25pt&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;border-bottom: Black 2.25pt double; text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;border-bottom: Black 2.25pt double; text-align: right&quot;&gt;109,130&lt;/td&gt;
       &lt;td style=&quot;border-bottom: Black 2.25pt double; text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;padding-bottom: 2.25pt&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;border-bottom: Black 2.25pt double; text-align: left&quot;&gt;$&lt;/td&gt;
       &lt;td style=&quot;border-bottom: Black 2.25pt double; text-align: right&quot;&gt;16.14&lt;/td&gt;
       &lt;td style=&quot;border-bottom: Black 2.25pt double; text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;padding-bottom: 2.25pt&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;border-bottom: Black 2.25pt double; text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;border-bottom: Black 2.25pt double; text-align: right&quot;&gt;2.3&lt;/td&gt;
       &lt;td style=&quot;border-bottom: Black 2.25pt double; text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;padding-bottom: 2.25pt&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;border-bottom: Black 2.25pt double; text-align: left&quot;&gt;$&lt;/td&gt;
       &lt;td style=&quot;border-bottom: Black 2.25pt double; text-align: right&quot;&gt;600&lt;/td&gt;
       &lt;td style=&quot;border-bottom: Black 2.25pt double; text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;/tr&gt;

    &lt;/table&gt;</us-gaap:ScheduleOfShareBasedCompensationActivityTableTextBlock>
  <us-gaap:ShareBasedCompensationArrangementByShareBasedPaymentAwardOptionsOutstandingNumber unitRef="shares" contextRef="c1_AsOf31Dec2014" decimals="INF">154915</us-gaap:ShareBasedCompensationArrangementByShareBasedPaymentAwardOptionsOutstandingNumber>
  <us-gaap:ShareBasedCompensationArrangementByShareBasedPaymentAwardOptionsOutstandingWeightedAverageExercisePrice unitRef="usdPershares" contextRef="c1_AsOf31Dec2014" decimals="2">15.19</us-gaap:ShareBasedCompensationArrangementByShareBasedPaymentAwardOptionsOutstandingWeightedAverageExercisePrice>
  <us-gaap:StockIssuedDuringPeriodSharesStockOptionsExercised unitRef="shares" contextRef="c2_From1Jan2015To31Dec2015" decimals="INF">45785</us-gaap:StockIssuedDuringPeriodSharesStockOptionsExercised>
  <us-gaap:ShareBasedCompensationArrangementsByShareBasedPaymentAwardOptionsExercisesInPeriodWeightedAverageExercisePrice unitRef="usdPershares" contextRef="c2_From1Jan2015To31Dec2015" decimals="2">12.92</us-gaap:ShareBasedCompensationArrangementsByShareBasedPaymentAwardOptionsExercisesInPeriodWeightedAverageExercisePrice>
  <us-gaap:ShareBasedCompensationArrangementByShareBasedPaymentAwardOptionsOutstandingNumber unitRef="shares" contextRef="c0_AsOf31Dec2015" decimals="INF">109130</us-gaap:ShareBasedCompensationArrangementByShareBasedPaymentAwardOptionsOutstandingNumber>
  <us-gaap:ShareBasedCompensationArrangementByShareBasedPaymentAwardOptionsOutstandingWeightedAverageExercisePrice unitRef="usdPershares" contextRef="c0_AsOf31Dec2015" decimals="2">16.14</us-gaap:ShareBasedCompensationArrangementByShareBasedPaymentAwardOptionsOutstandingWeightedAverageExercisePrice>
  <us-gaap:SharebasedCompensationArrangementBySharebasedPaymentAwardOptionsOutstandingWeightedAverageRemainingContractualTerm2 contextRef="c2_From1Jan2015To31Dec2015">P2Y109D</us-gaap:SharebasedCompensationArrangementBySharebasedPaymentAwardOptionsOutstandingWeightedAverageRemainingContractualTerm2>
  <us-gaap:ShareBasedCompensationArrangementByShareBasedPaymentAwardOptionsOutstandingIntrinsicValue unitRef="usd" contextRef="c0_AsOf31Dec2015" decimals="-3">600000</us-gaap:ShareBasedCompensationArrangementByShareBasedPaymentAwardOptionsOutstandingIntrinsicValue>
  <us-gaap:ShareBasedCompensationArrangementByShareBasedPaymentAwardOptionsExercisableNumber unitRef="shares" contextRef="c0_AsOf31Dec2015" decimals="INF">109130</us-gaap:ShareBasedCompensationArrangementByShareBasedPaymentAwardOptionsExercisableNumber>
  <us-gaap:ShareBasedCompensationArrangementByShareBasedPaymentAwardOptionsExercisableWeightedAverageExercisePrice unitRef="usdPershares" contextRef="c0_AsOf31Dec2015" decimals="2">16.14</us-gaap:ShareBasedCompensationArrangementByShareBasedPaymentAwardOptionsExercisableWeightedAverageExercisePrice>
  <us-gaap:SharebasedCompensationArrangementBySharebasedPaymentAwardOptionsExercisableWeightedAverageRemainingContractualTerm1 contextRef="c2_From1Jan2015To31Dec2015">P2Y109D</us-gaap:SharebasedCompensationArrangementBySharebasedPaymentAwardOptionsExercisableWeightedAverageRemainingContractualTerm1>
  <us-gaap:SharebasedCompensationArrangementBySharebasedPaymentAwardOptionsExercisableIntrinsicValue1 id="_SharebasedCompensationArrangementBySharebasedPaymentAwardOptionsExercisableIntrinsicValue1-c0_AsOf31Dec2015_usd" unitRef="usd" contextRef="c0_AsOf31Dec2015" decimals="-3">600000</us-gaap:SharebasedCompensationArrangementBySharebasedPaymentAwardOptionsExercisableIntrinsicValue1>
  <us-gaap:DisclosureOfShareBasedCompensationArrangementsByShareBasedPaymentAwardTextBlock contextRef="c2_From1Jan2015To31Dec2015">&lt;table cellpadding=&quot;0&quot; cellspacing=&quot;0&quot; style=&quot;border-collapse: collapse; width: 100%; font: 10pt Times New Roman, Times, Serif&quot;&gt;

      &lt;tr style=&quot;vertical-align: bottom&quot;&gt;
       &lt;td style=&quot;font-style: italic; border-bottom: Black 1pt solid&quot;&gt;(In thousands, except grant date fair value)&lt;/td&gt;
       &lt;td style=&quot;padding-bottom: 1pt; border-bottom: Black 1pt solid&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td colspan=&quot;3&quot; style=&quot;text-align: center; border-bottom: Black 1pt solid&quot;&gt;2015&lt;/td&gt;
       &lt;td style=&quot;padding-bottom: 1pt; border-bottom: Black 1pt solid&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td colspan=&quot;3&quot; style=&quot;text-align: center; border-bottom: Black 1pt solid&quot;&gt;2014&lt;/td&gt;
       &lt;td style=&quot;padding-bottom: 1pt; border-bottom: Black 1pt solid&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td colspan=&quot;3&quot; style=&quot;text-align: center; border-bottom: Black 1pt solid&quot;&gt;2013&lt;/td&gt;
      &lt;/tr&gt;
      &lt;tr style=&quot;vertical-align: bottom; background-color: rgb(204,238,255)&quot;&gt;
       &lt;td style=&quot;width: 61%; text-align: left&quot;&gt;Proceeds from stock options exercised&lt;/td&gt;
       &lt;td style=&quot;width: 1%&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;width: 1%; text-align: left&quot;&gt;$&lt;/td&gt;
       &lt;td style=&quot;width: 10%; text-align: right&quot;&gt;145&lt;/td&gt;
       &lt;td style=&quot;width: 1%; text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;width: 1%&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;width: 1%; text-align: left&quot;&gt;$&lt;/td&gt;
       &lt;td style=&quot;width: 10%; text-align: right&quot;&gt;565&lt;/td&gt;
       &lt;td style=&quot;width: 1%; text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;width: 1%&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;width: 1%; text-align: left&quot;&gt;$&lt;/td&gt;
       &lt;td style=&quot;width: 10%; text-align: right&quot;&gt;533&lt;/td&gt;
       &lt;td style=&quot;width: 1%; text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;/tr&gt;
      &lt;tr style=&quot;vertical-align: bottom; background-color: White&quot;&gt;
       &lt;td&gt;Fair value of shares received upon exercise of stock options&lt;/td&gt;
       &lt;td&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: right&quot;&gt;447&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: right&quot;&gt;1,962&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: right&quot;&gt;6,814&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;/tr&gt;
      &lt;tr style=&quot;vertical-align: bottom; background-color: rgb(204,238,255)&quot;&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;Tax benefit related to stock options exercised&lt;/td&gt;
       &lt;td&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: right&quot;&gt;99&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: right&quot;&gt;88&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: right&quot;&gt;151&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;/tr&gt;
      &lt;tr style=&quot;vertical-align: bottom; background-color: White&quot;&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;Intrinsic value of stock options exercised&lt;/td&gt;
       &lt;td&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: right&quot;&gt;330&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: right&quot;&gt;488&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: right&quot;&gt;1,228&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;/tr&gt;
      &lt;tr style=&quot;vertical-align: bottom; background-color: rgb(204,238,255)&quot;&gt;
       &lt;td&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: right&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: right&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: right&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;/tr&gt;
      &lt;tr style=&quot;vertical-align: bottom; background-color: White&quot;&gt;
       &lt;td&gt;Weighted average fair value on grant date&lt;/td&gt;
       &lt;td&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: right&quot;&gt;&amp;nbsp;n/a&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: right&quot;&gt;&amp;nbsp;n/a&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: right&quot;&gt;&amp;nbsp;n/a&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;/tr&gt;

    &lt;/table&gt;</us-gaap:DisclosureOfShareBasedCompensationArrangementsByShareBasedPaymentAwardTextBlock>
  <us-gaap:StockIssuedDuringPeriodValueStockOptionsExercised unitRef="usd" contextRef="c2_From1Jan2015To31Dec2015" decimals="-3">447000</us-gaap:StockIssuedDuringPeriodValueStockOptionsExercised>
  <us-gaap:StockIssuedDuringPeriodValueStockOptionsExercised unitRef="usd" contextRef="c3_From1Jan2014To31Dec2014" decimals="-3">1962000</us-gaap:StockIssuedDuringPeriodValueStockOptionsExercised>
  <us-gaap:StockIssuedDuringPeriodValueStockOptionsExercised unitRef="usd" contextRef="c4_From1Jan2013To31Dec2013" decimals="-3">6814000</us-gaap:StockIssuedDuringPeriodValueStockOptionsExercised>
  <us-gaap:EmployeeServiceShareBasedCompensationTaxBenefitRealizedFromExerciseOfStockOptions unitRef="usd" contextRef="c2_From1Jan2015To31Dec2015" decimals="-3">99000</us-gaap:EmployeeServiceShareBasedCompensationTaxBenefitRealizedFromExerciseOfStockOptions>
  <us-gaap:EmployeeServiceShareBasedCompensationTaxBenefitRealizedFromExerciseOfStockOptions unitRef="usd" contextRef="c3_From1Jan2014To31Dec2014" decimals="-3">88000</us-gaap:EmployeeServiceShareBasedCompensationTaxBenefitRealizedFromExerciseOfStockOptions>
  <us-gaap:EmployeeServiceShareBasedCompensationTaxBenefitRealizedFromExerciseOfStockOptions unitRef="usd" contextRef="c4_From1Jan2013To31Dec2013" decimals="-3">151000</us-gaap:EmployeeServiceShareBasedCompensationTaxBenefitRealizedFromExerciseOfStockOptions>
  <us-gaap:ShareBasedCompensationArrangementByShareBasedPaymentAwardOptionsExercisesInPeriodTotalIntrinsicValue unitRef="usd" contextRef="c2_From1Jan2015To31Dec2015" decimals="-3">330000</us-gaap:ShareBasedCompensationArrangementByShareBasedPaymentAwardOptionsExercisesInPeriodTotalIntrinsicValue>
  <us-gaap:ShareBasedCompensationArrangementByShareBasedPaymentAwardOptionsExercisesInPeriodTotalIntrinsicValue unitRef="usd" contextRef="c3_From1Jan2014To31Dec2014" decimals="-3">488000</us-gaap:ShareBasedCompensationArrangementByShareBasedPaymentAwardOptionsExercisesInPeriodTotalIntrinsicValue>
  <us-gaap:ShareBasedCompensationArrangementByShareBasedPaymentAwardOptionsExercisesInPeriodTotalIntrinsicValue unitRef="usd" contextRef="c4_From1Jan2013To31Dec2013" decimals="-3">1228000</us-gaap:ShareBasedCompensationArrangementByShareBasedPaymentAwardOptionsExercisesInPeriodTotalIntrinsicValue>
  <us-gaap:ShareBasedCompensationArrangementByShareBasedPaymentAwardOptionsGrantsInPeriodWeightedAverageGrantDateFairValue unitRef="usdPershares" contextRef="c2_From1Jan2015To31Dec2015" xs:nil="true"/>
  <us-gaap:ShareBasedCompensationArrangementByShareBasedPaymentAwardOptionsGrantsInPeriodWeightedAverageGrantDateFairValue unitRef="usdPershares" contextRef="c3_From1Jan2014To31Dec2014" xs:nil="true"/>
  <us-gaap:ShareBasedCompensationArrangementByShareBasedPaymentAwardOptionsGrantsInPeriodWeightedAverageGrantDateFairValue unitRef="usdPershares" contextRef="c4_From1Jan2013To31Dec2013" xs:nil="true"/>
  <us-gaap:ScheduleOfShareBasedCompensationActivityTableTextBlock contextRef="c463_From1Jan2015To31Dec2015_PhantomShareUnitsPSUsMember">&lt;table cellpadding=&quot;0&quot; cellspacing=&quot;0&quot; style=&quot;border-collapse: collapse; width: 100%; font: 10pt Times New Roman, Times, Serif&quot;&gt;

      &lt;tr style=&quot;vertical-align: bottom&quot;&gt;
       &lt;td style=&quot;border-bottom: Black 1pt solid&quot;&gt;Phantom Stock Plan&lt;/td&gt;
       &lt;td style=&quot;padding-bottom: 1pt; border-bottom: Black 1pt solid&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td colspan=&quot;3&quot; style=&quot;text-align: center; border-bottom: Black 1pt solid&quot;&gt;Shares&lt;/td&gt;
       &lt;td style=&quot;padding-bottom: 1pt; border-bottom: Black 1pt solid&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td colspan=&quot;3&quot; style=&quot;text-align: center; border-bottom: Black 1pt solid&quot;&gt;Fair Value&lt;/td&gt;
      &lt;/tr&gt;
      &lt;tr style=&quot;vertical-align: bottom; background-color: White&quot;&gt;
       &lt;td&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: right&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: right&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;/tr&gt;
      &lt;tr style=&quot;vertical-align: bottom; background-color: rgb(204,238,255)&quot;&gt;
       &lt;td style=&quot;width: 70%&quot;&gt;Outstanding at December 31, 2014&lt;/td&gt;
       &lt;td style=&quot;width: 1%&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;width: 1%; text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;width: 12%; text-align: right&quot;&gt;67,113&lt;/td&gt;
       &lt;td style=&quot;width: 1%; text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;width: 1%&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;width: 1%; text-align: left&quot;&gt;$&lt;/td&gt;
       &lt;td style=&quot;width: 12%; text-align: right&quot;&gt;20.27&lt;/td&gt;
       &lt;td style=&quot;width: 1%; text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;/tr&gt;
      &lt;tr style=&quot;vertical-align: bottom; background-color: White&quot;&gt;
       &lt;td style=&quot;padding-left: 10pt&quot;&gt;Granted&lt;/td&gt;
       &lt;td&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: right&quot;&gt;12,924&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: right&quot;&gt;19.44&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;/tr&gt;
      &lt;tr style=&quot;vertical-align: bottom; background-color: rgb(204,238,255)&quot;&gt;
       &lt;td style=&quot;padding-left: 10pt&quot;&gt;Forfeited&lt;/td&gt;
       &lt;td&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: right&quot;&gt;(3&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;)&lt;/td&gt;
       &lt;td&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: right&quot;&gt;20.78&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;/tr&gt;
      &lt;tr style=&quot;vertical-align: bottom; background-color: White&quot;&gt;
       &lt;td style=&quot;padding-bottom: 1pt; padding-left: 10pt&quot;&gt;Distributions&lt;/td&gt;
       &lt;td style=&quot;padding-bottom: 1pt&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;border-bottom: Black 1pt solid; text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;border-bottom: Black 1pt solid; text-align: right&quot;&gt;(594&lt;/td&gt;
       &lt;td style=&quot;border-bottom: Black 1pt solid; text-align: left&quot;&gt;)&lt;/td&gt;
       &lt;td style=&quot;padding-bottom: 1pt&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;border-bottom: Black 1pt solid; text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;border-bottom: Black 1pt solid; text-align: right&quot;&gt;19.82&lt;/td&gt;
       &lt;td style=&quot;border-bottom: Black 1pt solid; text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;/tr&gt;
      &lt;tr style=&quot;vertical-align: bottom; background-color: rgb(204,238,255)&quot;&gt;
       &lt;td style=&quot;padding-bottom: 2.25pt&quot;&gt;Outstanding at December 31, 2015&lt;/td&gt;
       &lt;td style=&quot;padding-bottom: 2.25pt&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;border-bottom: Black 2.25pt double; text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;border-bottom: Black 2.25pt double; text-align: right&quot;&gt;79,440&lt;/td&gt;
       &lt;td style=&quot;border-bottom: Black 2.25pt double; text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;padding-bottom: 2.25pt&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;border-bottom: Black 2.25pt double; text-align: left&quot;&gt;$&lt;/td&gt;
       &lt;td style=&quot;border-bottom: Black 2.25pt double; text-align: right&quot;&gt;21.64&lt;/td&gt;
       &lt;td style=&quot;border-bottom: Black 2.25pt double; text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;/tr&gt;
      &lt;tr style=&quot;vertical-align: bottom; background-color: White&quot;&gt;
       &lt;td style=&quot;padding-bottom: 2.25pt&quot;&gt;Vested at December 31, 2015&lt;/td&gt;
       &lt;td style=&quot;padding-bottom: 2.25pt&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;border-bottom: Black 2.25pt double; text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;border-bottom: Black 2.25pt double; text-align: right&quot;&gt;78,857&lt;/td&gt;
       &lt;td style=&quot;border-bottom: Black 2.25pt double; text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;padding-bottom: 2.25pt&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;border-bottom: Black 2.25pt double; text-align: left&quot;&gt;$&lt;/td&gt;
       &lt;td style=&quot;border-bottom: Black 2.25pt double; text-align: right&quot;&gt;21.64&lt;/td&gt;
       &lt;td style=&quot;border-bottom: Black 2.25pt double; text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;/tr&gt;

    &lt;/table&gt;</us-gaap:ScheduleOfShareBasedCompensationActivityTableTextBlock>
  <us-gaap:ShareBasedCompensationArrangementByShareBasedPaymentAwardNonOptionEquityInstrumentsOutstandingNumber unitRef="shares" contextRef="c464_AsOf31Dec2014_PhantomStockPlanMember" decimals="INF">67113</us-gaap:ShareBasedCompensationArrangementByShareBasedPaymentAwardNonOptionEquityInstrumentsOutstandingNumber>
  <ffic:ShareBasedCompensationArrangementByShareBasedPaymentAwardNonOptionEquityInstrumentsOutstandingFairValuePerShare unitRef="usdPershares" contextRef="c464_AsOf31Dec2014_PhantomStockPlanMember" decimals="2">20.27</ffic:ShareBasedCompensationArrangementByShareBasedPaymentAwardNonOptionEquityInstrumentsOutstandingFairValuePerShare>
  <us-gaap:ShareBasedCompensationArrangementByShareBasedPaymentAwardNonOptionEquityInstrumentsGranted unitRef="shares" contextRef="c459_From1Jan2015To31Dec2015_PhantomStockPlanMember" decimals="INF">12924</us-gaap:ShareBasedCompensationArrangementByShareBasedPaymentAwardNonOptionEquityInstrumentsGranted>
  <ffic:ShareBasedCompensationArrangementByShareBasedPaymentAwardNonOptionEquityInstrumentsGrantedFairValue unitRef="usdPershares" contextRef="c459_From1Jan2015To31Dec2015_PhantomStockPlanMember" decimals="2">19.44</ffic:ShareBasedCompensationArrangementByShareBasedPaymentAwardNonOptionEquityInstrumentsGrantedFairValue>
  <us-gaap:ShareBasedCompensationArrangementByShareBasedPaymentAwardNonOptionEquityInstrumentsForfeitures unitRef="shares" contextRef="c459_From1Jan2015To31Dec2015_PhantomStockPlanMember" decimals="INF">3</us-gaap:ShareBasedCompensationArrangementByShareBasedPaymentAwardNonOptionEquityInstrumentsForfeitures>
  <ffic:ShareBasedCompensationArrangementByShareBasedPaymentAwardNonOptionEquityInstrumentsForfeituresFairValue unitRef="usdPershares" contextRef="c459_From1Jan2015To31Dec2015_PhantomStockPlanMember" decimals="2">20.78</ffic:ShareBasedCompensationArrangementByShareBasedPaymentAwardNonOptionEquityInstrumentsForfeituresFairValue>
  <us-gaap:ShareBasedCompensationArrangementByShareBasedPaymentAwardNonOptionEquityInstrumentsOther unitRef="shares" contextRef="c459_From1Jan2015To31Dec2015_PhantomStockPlanMember" decimals="INF">594</us-gaap:ShareBasedCompensationArrangementByShareBasedPaymentAwardNonOptionEquityInstrumentsOther>
  <ffic:ShareBasedCompensationArrangementByShareBasedPaymentAwardNonOptionEquityInstrumentsDistributedFairValue unitRef="usdPershares" contextRef="c459_From1Jan2015To31Dec2015_PhantomStockPlanMember" decimals="2">19.82</ffic:ShareBasedCompensationArrangementByShareBasedPaymentAwardNonOptionEquityInstrumentsDistributedFairValue>
  <us-gaap:ShareBasedCompensationArrangementByShareBasedPaymentAwardNonOptionEquityInstrumentsOutstandingNumber unitRef="shares" contextRef="c465_AsOf31Dec2015_PhantomStockPlanMember" decimals="INF">79440</us-gaap:ShareBasedCompensationArrangementByShareBasedPaymentAwardNonOptionEquityInstrumentsOutstandingNumber>
  <ffic:ShareBasedCompensationArrangementByShareBasedPaymentAwardNonOptionEquityInstrumentsOutstandingFairValuePerShare unitRef="usdPershares" contextRef="c465_AsOf31Dec2015_PhantomStockPlanMember" decimals="2">21.64</ffic:ShareBasedCompensationArrangementByShareBasedPaymentAwardNonOptionEquityInstrumentsOutstandingFairValuePerShare>
  <ffic:ShareBasedCompensationArrangementByShareBasedPaymentAwardNonOptionEquityInstrumentsVestedNumber unitRef="shares" contextRef="c465_AsOf31Dec2015_PhantomStockPlanMember" decimals="INF">78857</ffic:ShareBasedCompensationArrangementByShareBasedPaymentAwardNonOptionEquityInstrumentsVestedNumber>
  <ffic:ShareBasedCompensationArrangementByShareBasedPaymentAwardNonOptionEquityInstrumentsVestedFairValue unitRef="usdPershares" contextRef="c465_AsOf31Dec2015_PhantomStockPlanMember" decimals="2">21.64</ffic:ShareBasedCompensationArrangementByShareBasedPaymentAwardNonOptionEquityInstrumentsVestedFairValue>
  <us-gaap:PensionAndOtherPostretirementBenefitsDisclosureTextBlock contextRef="c2_From1Jan2015To31Dec2015">&lt;p style=&quot;font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify&quot;&gt;&lt;b&gt;12. Pension and Other Postretirement Benefit Plans&lt;/b&gt;&lt;/p&gt;&lt;br/&gt;&lt;p style=&quot;font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify&quot;&gt;The amounts recognized in accumulated other comprehensive income, on a pre-tax basis, consist of the following, as of December 31:&lt;/p&gt;&lt;br/&gt;&lt;table cellpadding=&quot;0&quot; cellspacing=&quot;0&quot; style=&quot;border-collapse: collapse; width: 100%; font: 10pt Times New Roman, Times, Serif&quot;&gt;

      &lt;tr style=&quot;vertical-align: bottom&quot;&gt;
       &lt;td&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;padding-bottom: 1pt&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td colspan=&quot;11&quot; style=&quot;text-align: center; border-bottom: Black 1pt solid&quot;&gt;Net Actuarial&lt;br /&gt; loss (gain)&lt;/td&gt;
       &lt;td style=&quot;padding-bottom: 1pt&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td colspan=&quot;11&quot; style=&quot;text-align: center; border-bottom: Black 1pt solid&quot;&gt;Prior Service&lt;br /&gt; cost (credit)&lt;/td&gt;
       &lt;td style=&quot;padding-bottom: 1pt&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td colspan=&quot;11&quot; style=&quot;text-align: center; border-bottom: Black 1pt solid&quot;&gt;Total&lt;/td&gt;
      &lt;/tr&gt;
      &lt;tr style=&quot;vertical-align: bottom&quot;&gt;
       &lt;td&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;padding-bottom: 1pt&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td colspan=&quot;3&quot; style=&quot;text-align: center; border-bottom: Black 1pt solid&quot;&gt;2015&lt;/td&gt;
       &lt;td style=&quot;border-bottom: Black 1pt solid; text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td colspan=&quot;3&quot; style=&quot;text-align: center; border-bottom: Black 1pt solid&quot;&gt;2014&lt;/td&gt;
       &lt;td style=&quot;border-bottom: Black 1pt solid; text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td colspan=&quot;3&quot; style=&quot;text-align: center; border-bottom: Black 1pt solid&quot;&gt;2013&lt;/td&gt;
       &lt;td style=&quot;padding-bottom: 1pt&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td colspan=&quot;3&quot; style=&quot;text-align: center; border-bottom: Black 1pt solid&quot;&gt;2015&lt;/td&gt;
       &lt;td style=&quot;border-bottom: Black 1pt solid; text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td colspan=&quot;3&quot; style=&quot;text-align: center; border-bottom: Black 1pt solid&quot;&gt;2014&lt;/td&gt;
       &lt;td style=&quot;border-bottom: Black 1pt solid; text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td colspan=&quot;3&quot; style=&quot;text-align: center; border-bottom: Black 1pt solid&quot;&gt;2013&lt;/td&gt;
       &lt;td style=&quot;padding-bottom: 1pt&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td colspan=&quot;3&quot; style=&quot;text-align: center; border-bottom: Black 1pt solid&quot;&gt;2015&lt;/td&gt;
       &lt;td style=&quot;border-bottom: Black 1pt solid; text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td colspan=&quot;3&quot; style=&quot;text-align: center; border-bottom: Black 1pt solid&quot;&gt;2014&lt;/td&gt;
       &lt;td style=&quot;border-bottom: Black 1pt solid; text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td colspan=&quot;3&quot; style=&quot;text-align: center; border-bottom: Black 1pt solid&quot;&gt;2013&lt;/td&gt;
      &lt;/tr&gt;
      &lt;tr style=&quot;vertical-align: bottom&quot;&gt;
       &lt;td&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;font-style: italic&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td colspan=&quot;36&quot; style=&quot;font-style: italic; text-align: center&quot;&gt;(In thousands)&lt;/td&gt;
      &lt;/tr&gt;
      &lt;tr style=&quot;vertical-align: bottom; background-color: rgb(204,238,255)&quot;&gt;
       &lt;td style=&quot;width: 10%; text-align: left&quot;&gt;Employee Retirement Plan&lt;/td&gt;
       &lt;td style=&quot;width: 1%&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;width: 1%; text-align: left&quot;&gt;$&lt;/td&gt;
       &lt;td style=&quot;width: 7%; text-align: right&quot;&gt;8,589&lt;/td&gt;
       &lt;td style=&quot;width: 1%; text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;width: 1%&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;width: 1%; text-align: left&quot;&gt;$&lt;/td&gt;
       &lt;td style=&quot;width: 7%; text-align: right&quot;&gt;9,938&lt;/td&gt;
       &lt;td style=&quot;width: 1%; text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;width: 1%&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;width: 1%; text-align: left&quot;&gt;$&lt;/td&gt;
       &lt;td style=&quot;width: 7%; text-align: right&quot;&gt;5,899&lt;/td&gt;
       &lt;td style=&quot;width: 1%; text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;width: 1%&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;width: 1%; text-align: left&quot;&gt;$&lt;/td&gt;
       &lt;td style=&quot;width: 7%; text-align: right&quot;&gt;-&lt;/td&gt;
       &lt;td style=&quot;width: 1%; text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;width: 1%&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;width: 1%; text-align: left&quot;&gt;$&lt;/td&gt;
       &lt;td style=&quot;width: 7%; text-align: right&quot;&gt;-&lt;/td&gt;
       &lt;td style=&quot;width: 1%; text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;width: 1%&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;width: 1%; text-align: left&quot;&gt;$&lt;/td&gt;
       &lt;td style=&quot;width: 7%; text-align: right&quot;&gt;-&lt;/td&gt;
       &lt;td style=&quot;width: 1%; text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;width: 1%&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;width: 1%; text-align: left&quot;&gt;$&lt;/td&gt;
       &lt;td style=&quot;width: 7%; text-align: right&quot;&gt;8,589&lt;/td&gt;
       &lt;td style=&quot;width: 1%; text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;width: 1%&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;width: 1%; text-align: left&quot;&gt;$&lt;/td&gt;
       &lt;td style=&quot;width: 7%; text-align: right&quot;&gt;9,938&lt;/td&gt;
       &lt;td style=&quot;width: 1%; text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;width: 1%&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;width: 1%; text-align: left&quot;&gt;$&lt;/td&gt;
       &lt;td style=&quot;width: 7%; text-align: right&quot;&gt;5,899&lt;/td&gt;
       &lt;td style=&quot;width: 1%; text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;/tr&gt;
      &lt;tr style=&quot;vertical-align: bottom; background-color: White&quot;&gt;
       &lt;td nowrap=&quot;nowrap&quot; style=&quot;text-align: left&quot;&gt;Other Postretirement Benefit Plans&lt;/td&gt;
       &lt;td&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: right&quot;&gt;1,296&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: right&quot;&gt;2,130&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: right&quot;&gt;205&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: right&quot;&gt;(538&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;)&lt;/td&gt;
       &lt;td&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: right&quot;&gt;(623&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;)&lt;/td&gt;
       &lt;td&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: right&quot;&gt;(708&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;)&lt;/td&gt;
       &lt;td&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: right&quot;&gt;758&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: right&quot;&gt;1,507&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: right&quot;&gt;(503&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;)&lt;/td&gt;
      &lt;/tr&gt;
      &lt;tr style=&quot;vertical-align: bottom; background-color: rgb(204,238,255)&quot;&gt;
       &lt;td style=&quot;text-align: left; padding-bottom: 1pt&quot;&gt;Outside Directors Plan&lt;/td&gt;
       &lt;td style=&quot;padding-bottom: 1pt&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;border-bottom: Black 1pt solid; text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;border-bottom: Black 1pt solid; text-align: right&quot;&gt;(562&lt;/td&gt;
       &lt;td style=&quot;border-bottom: Black 1pt solid; text-align: left&quot;&gt;)&lt;/td&gt;
       &lt;td style=&quot;border-bottom: Black 1pt solid; text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;border-bottom: Black 1pt solid; text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;border-bottom: Black 1pt solid; text-align: right&quot;&gt;(488&lt;/td&gt;
       &lt;td style=&quot;border-bottom: Black 1pt solid; text-align: left&quot;&gt;)&lt;/td&gt;
       &lt;td style=&quot;border-bottom: Black 1pt solid; text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;border-bottom: Black 1pt solid; text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;border-bottom: Black 1pt solid; text-align: right&quot;&gt;(496&lt;/td&gt;
       &lt;td style=&quot;border-bottom: Black 1pt solid; text-align: left&quot;&gt;)&lt;/td&gt;
       &lt;td style=&quot;padding-bottom: 1pt&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;border-bottom: Black 1pt solid; text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;border-bottom: Black 1pt solid; text-align: right&quot;&gt;91&lt;/td&gt;
       &lt;td style=&quot;border-bottom: Black 1pt solid; text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;border-bottom: Black 1pt solid; text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;border-bottom: Black 1pt solid; text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;border-bottom: Black 1pt solid; text-align: right&quot;&gt;131&lt;/td&gt;
       &lt;td style=&quot;border-bottom: Black 1pt solid; text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;border-bottom: Black 1pt solid; text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;border-bottom: Black 1pt solid; text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;border-bottom: Black 1pt solid; text-align: right&quot;&gt;171&lt;/td&gt;
       &lt;td style=&quot;border-bottom: Black 1pt solid; text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;padding-bottom: 1pt&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;border-bottom: Black 1pt solid; text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;border-bottom: Black 1pt solid; text-align: right&quot;&gt;(471&lt;/td&gt;
       &lt;td style=&quot;border-bottom: Black 1pt solid; text-align: left&quot;&gt;)&lt;/td&gt;
       &lt;td style=&quot;border-bottom: Black 1pt solid; text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;border-bottom: Black 1pt solid; text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;border-bottom: Black 1pt solid; text-align: right&quot;&gt;(357&lt;/td&gt;
       &lt;td style=&quot;border-bottom: Black 1pt solid; text-align: left&quot;&gt;)&lt;/td&gt;
       &lt;td style=&quot;border-bottom: Black 1pt solid; text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;border-bottom: Black 1pt solid; text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;border-bottom: Black 1pt solid; text-align: right&quot;&gt;(325&lt;/td&gt;
       &lt;td style=&quot;border-bottom: Black 1pt solid; text-align: left&quot;&gt;)&lt;/td&gt;
      &lt;/tr&gt;
      &lt;tr style=&quot;vertical-align: bottom; background-color: White&quot;&gt;
       &lt;td style=&quot;padding-bottom: 2.25pt&quot;&gt;Total&lt;/td&gt;
       &lt;td style=&quot;padding-bottom: 2.25pt&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;border-bottom: Black 2.25pt double; text-align: left&quot;&gt;$&lt;/td&gt;
       &lt;td style=&quot;border-bottom: Black 2.25pt double; text-align: right&quot;&gt;9,323&lt;/td&gt;
       &lt;td style=&quot;border-bottom: Black 2.25pt double; text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;border-bottom: Black 2.25pt double; text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;border-bottom: Black 2.25pt double; text-align: left&quot;&gt;$&lt;/td&gt;
       &lt;td style=&quot;border-bottom: Black 2.25pt double; text-align: right&quot;&gt;11,580&lt;/td&gt;
       &lt;td style=&quot;border-bottom: Black 2.25pt double; text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;border-bottom: Black 2.25pt double; text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;border-bottom: Black 2.25pt double; text-align: left&quot;&gt;$&lt;/td&gt;
       &lt;td style=&quot;border-bottom: Black 2.25pt double; text-align: right&quot;&gt;5,608&lt;/td&gt;
       &lt;td style=&quot;border-bottom: Black 2.25pt double; text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;padding-bottom: 2.25pt&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;border-bottom: Black 2.25pt double; text-align: left&quot;&gt;$&lt;/td&gt;
       &lt;td style=&quot;border-bottom: Black 2.25pt double; text-align: right&quot;&gt;(447&lt;/td&gt;
       &lt;td style=&quot;border-bottom: Black 2.25pt double; text-align: left&quot;&gt;)&lt;/td&gt;
       &lt;td style=&quot;border-bottom: Black 2.25pt double; text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;border-bottom: Black 2.25pt double; text-align: left&quot;&gt;$&lt;/td&gt;
       &lt;td style=&quot;border-bottom: Black 2.25pt double; text-align: right&quot;&gt;(492&lt;/td&gt;
       &lt;td style=&quot;border-bottom: Black 2.25pt double; text-align: left&quot;&gt;)&lt;/td&gt;
       &lt;td style=&quot;border-bottom: Black 2.25pt double; text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;border-bottom: Black 2.25pt double; text-align: left&quot;&gt;$&lt;/td&gt;
       &lt;td style=&quot;border-bottom: Black 2.25pt double; text-align: right&quot;&gt;(537&lt;/td&gt;
       &lt;td style=&quot;border-bottom: Black 2.25pt double; text-align: left&quot;&gt;)&lt;/td&gt;
       &lt;td style=&quot;padding-bottom: 2.25pt&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;border-bottom: Black 2.25pt double; text-align: left&quot;&gt;$&lt;/td&gt;
       &lt;td style=&quot;border-bottom: Black 2.25pt double; text-align: right&quot;&gt;8,876&lt;/td&gt;
       &lt;td style=&quot;border-bottom: Black 2.25pt double; text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;border-bottom: Black 2.25pt double; text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;border-bottom: Black 2.25pt double; text-align: left&quot;&gt;$&lt;/td&gt;
       &lt;td style=&quot;border-bottom: Black 2.25pt double; text-align: right&quot;&gt;11,088&lt;/td&gt;
       &lt;td style=&quot;border-bottom: Black 2.25pt double; text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;border-bottom: Black 2.25pt double; text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;border-bottom: Black 2.25pt double; text-align: left&quot;&gt;$&lt;/td&gt;
       &lt;td style=&quot;border-bottom: Black 2.25pt double; text-align: right&quot;&gt;5,071&lt;/td&gt;
       &lt;td style=&quot;border-bottom: Black 2.25pt double; text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;/tr&gt;

    &lt;/table&gt;&lt;br/&gt;&lt;p style=&quot;font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify&quot;&gt;Amounts in accumulated other comprehensive income to be recognized as components of net periodic expense for these plans in 2016 are as follows:&lt;/p&gt;&lt;br/&gt;&lt;table cellpadding=&quot;0&quot; cellspacing=&quot;0&quot; style=&quot;border-collapse: collapse; width: 100%; font: 10pt Times New Roman, Times, Serif&quot;&gt;

      &lt;tr style=&quot;vertical-align: bottom&quot;&gt;
       &lt;td&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;padding-bottom: 1pt&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td colspan=&quot;3&quot; style=&quot;text-align: center; border-bottom: Black 1pt solid&quot;&gt;Net Actuarial&lt;br /&gt; loss (gain)&lt;/td&gt;
       &lt;td style=&quot;padding-bottom: 1pt&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td colspan=&quot;3&quot; style=&quot;text-align: center; border-bottom: Black 1pt solid&quot;&gt;Prior Service&lt;br /&gt; cost (credit)&lt;/td&gt;
       &lt;td style=&quot;padding-bottom: 1pt&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td colspan=&quot;3&quot; style=&quot;text-align: center; border-bottom: Black 1pt solid&quot;&gt;Total&lt;/td&gt;
      &lt;/tr&gt;
      &lt;tr style=&quot;vertical-align: bottom&quot;&gt;
       &lt;td&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;font-style: italic&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td colspan=&quot;11&quot; style=&quot;font-style: italic; text-align: center&quot;&gt;(In thousands)&lt;/td&gt;
      &lt;/tr&gt;
      &lt;tr style=&quot;vertical-align: bottom; background-color: rgb(204,238,255)&quot;&gt;
       &lt;td style=&quot;width: 61%; text-align: left&quot;&gt;Employee Retirement Plan&lt;/td&gt;
       &lt;td style=&quot;width: 1%&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;width: 1%; text-align: left&quot;&gt;$&lt;/td&gt;
       &lt;td style=&quot;width: 10%; text-align: right&quot;&gt;808&lt;/td&gt;
       &lt;td style=&quot;width: 1%; text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;width: 1%&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;width: 1%; text-align: left&quot;&gt;$&lt;/td&gt;
       &lt;td style=&quot;width: 10%; text-align: right&quot;&gt;-&lt;/td&gt;
       &lt;td style=&quot;width: 1%; text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;width: 1%&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;width: 1%; text-align: left&quot;&gt;$&lt;/td&gt;
       &lt;td style=&quot;width: 10%; text-align: right&quot;&gt;808&lt;/td&gt;
       &lt;td style=&quot;width: 1%; text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;/tr&gt;
      &lt;tr style=&quot;vertical-align: bottom; background-color: White&quot;&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;Other Postretirement Benefit Plans&lt;/td&gt;
       &lt;td&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: right&quot;&gt;47&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: right&quot;&gt;(85&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;)&lt;/td&gt;
       &lt;td&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: right&quot;&gt;(38&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;)&lt;/td&gt;
      &lt;/tr&gt;
      &lt;tr style=&quot;vertical-align: bottom; background-color: rgb(204,238,255)&quot;&gt;
       &lt;td style=&quot;text-align: left; padding-bottom: 1pt&quot;&gt;Outside Directors Plan&lt;/td&gt;
       &lt;td style=&quot;padding-bottom: 1pt&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;border-bottom: Black 1pt solid; text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;border-bottom: Black 1pt solid; text-align: right&quot;&gt;(86&lt;/td&gt;
       &lt;td style=&quot;border-bottom: Black 1pt solid; text-align: left&quot;&gt;)&lt;/td&gt;
       &lt;td style=&quot;padding-bottom: 1pt&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;border-bottom: Black 1pt solid; text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;border-bottom: Black 1pt solid; text-align: right&quot;&gt;40&lt;/td&gt;
       &lt;td style=&quot;border-bottom: Black 1pt solid; text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;padding-bottom: 1pt&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;border-bottom: Black 1pt solid; text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;border-bottom: Black 1pt solid; text-align: right&quot;&gt;(46&lt;/td&gt;
       &lt;td style=&quot;border-bottom: Black 1pt solid; text-align: left&quot;&gt;)&lt;/td&gt;
      &lt;/tr&gt;
      &lt;tr style=&quot;vertical-align: bottom; background-color: White&quot;&gt;
       &lt;td style=&quot;padding-bottom: 2.25pt&quot;&gt;Total&lt;/td&gt;
       &lt;td style=&quot;padding-bottom: 2.25pt&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;border-bottom: Black 2.25pt double; text-align: left&quot;&gt;$&lt;/td&gt;
       &lt;td style=&quot;border-bottom: Black 2.25pt double; text-align: right&quot;&gt;769&lt;/td&gt;
       &lt;td style=&quot;border-bottom: Black 2.25pt double; text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;padding-bottom: 2.25pt&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;border-bottom: Black 2.25pt double; text-align: left&quot;&gt;$&lt;/td&gt;
       &lt;td style=&quot;border-bottom: Black 2.25pt double; text-align: right&quot;&gt;(45&lt;/td&gt;
       &lt;td style=&quot;border-bottom: Black 2.25pt double; text-align: left&quot;&gt;)&lt;/td&gt;
       &lt;td style=&quot;padding-bottom: 2.25pt&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;border-bottom: Black 2.25pt double; text-align: left&quot;&gt;$&lt;/td&gt;
       &lt;td style=&quot;border-bottom: Black 2.25pt double; text-align: right&quot;&gt;724&lt;/td&gt;
       &lt;td style=&quot;border-bottom: Black 2.25pt double; text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;/tr&gt;

    &lt;/table&gt;&lt;br/&gt;&lt;p style=&quot;font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify&quot;&gt;&lt;b&gt;Employee Retirement Plan:&lt;/b&gt;&lt;/p&gt;&lt;br/&gt;&lt;p style=&quot;font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify&quot;&gt;The Bank has a funded noncontributory defined benefit retirement plan covering substantially all of its salaried employees who were hired before September 1, 2005 (the &amp;#x201c;Retirement Plan&amp;#x201d;). The benefits are based on years of service and the employee&amp;#x2019;s compensation during the three consecutive years out of the final ten years of service, which was completed prior to September 30, 2006, the date the Retirement Plan was frozen, that produces the highest average. The Bank&amp;#x2019;s funding policy is to contribute annually the amount recommended by the Retirement Plan&amp;#x2019;s actuary. The Bank&amp;#x2019;s Retirement Plan invests in diversified equity and fixed-income funds, which are independently managed by a third party. The Company did not make a contribution to the Retirement Plan during the years ended December 31, 2015 or 2014. The Company contributed $0.8 million to the Retirement Plan during the year ended December 31, 2013. The Company uses a December 31 measurement date for the Retirement Plan.&lt;/p&gt;&lt;br/&gt;&lt;p style=&quot;font: 10pt Times New Roman, Times, Serif; margin: 0pt 0&quot;&gt;The following table sets forth, for the Retirement Plan, the change in benefit obligation and assets, and for the Company, the amounts recognized in the Consolidated Statements of Financial Condition at December 31:&lt;/p&gt;&lt;br/&gt;&lt;table cellpadding=&quot;0&quot; cellspacing=&quot;0&quot; style=&quot;border-collapse: collapse; width: 100%; font: 10pt Times New Roman, Times, Serif&quot;&gt;

      &lt;tr style=&quot;vertical-align: bottom&quot;&gt;
       &lt;td style=&quot;text-align: center&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;padding-bottom: 1pt&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td colspan=&quot;3&quot; style=&quot;text-align: center; border-bottom: Black 1pt solid&quot;&gt;2015&lt;/td&gt;
       &lt;td style=&quot;padding-bottom: 1pt&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td colspan=&quot;3&quot; style=&quot;text-align: center; border-bottom: Black 1pt solid&quot;&gt;2014&lt;/td&gt;
      &lt;/tr&gt;
      &lt;tr style=&quot;vertical-align: bottom&quot;&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;font-style: italic&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td colspan=&quot;7&quot; style=&quot;font-style: italic; text-align: center&quot;&gt;(In thousands)&lt;/td&gt;
      &lt;/tr&gt;
      &lt;tr style=&quot;vertical-align: bottom; background-color: rgb(204,238,255)&quot;&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;Change in benefit obligation:&lt;/td&gt;
       &lt;td&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: right&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: right&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;/tr&gt;
      &lt;tr style=&quot;vertical-align: bottom; background-color: White&quot;&gt;
       &lt;td style=&quot;width: 70%; text-align: left; padding-left: 10pt&quot;&gt;Projected benefit obligation at beginning of year&lt;/td&gt;
       &lt;td style=&quot;width: 1%&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;width: 1%; text-align: left&quot;&gt;$&lt;/td&gt;
       &lt;td style=&quot;width: 12%; text-align: right&quot;&gt;24,097&lt;/td&gt;
       &lt;td style=&quot;width: 1%; text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;width: 1%&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;width: 1%; text-align: left&quot;&gt;$&lt;/td&gt;
       &lt;td style=&quot;width: 12%; text-align: right&quot;&gt;19,740&lt;/td&gt;
       &lt;td style=&quot;width: 1%; text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;/tr&gt;
      &lt;tr style=&quot;vertical-align: bottom; background-color: rgb(204,238,255)&quot;&gt;
       &lt;td style=&quot;text-align: left; padding-left: 10pt&quot;&gt;Interest cost&lt;/td&gt;
       &lt;td&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: right&quot;&gt;889&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: right&quot;&gt;891&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;/tr&gt;
      &lt;tr style=&quot;vertical-align: bottom; background-color: White&quot;&gt;
       &lt;td style=&quot;text-align: left; padding-left: 10pt&quot;&gt;Actuarial (gain) loss&lt;/td&gt;
       &lt;td&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: right&quot;&gt;(1,208&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;)&lt;/td&gt;
       &lt;td&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: right&quot;&gt;4,446&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;/tr&gt;
      &lt;tr style=&quot;vertical-align: bottom; background-color: rgb(204,238,255)&quot;&gt;
       &lt;td style=&quot;text-align: left; padding-bottom: 1pt; padding-left: 10pt&quot;&gt;Benefits paid&lt;/td&gt;
       &lt;td style=&quot;padding-bottom: 1pt&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;border-bottom: Black 1pt solid; text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;border-bottom: Black 1pt solid; text-align: right&quot;&gt;(1,014&lt;/td&gt;
       &lt;td style=&quot;border-bottom: Black 1pt solid; text-align: left&quot;&gt;)&lt;/td&gt;
       &lt;td style=&quot;padding-bottom: 1pt&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;border-bottom: Black 1pt solid; text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;border-bottom: Black 1pt solid; text-align: right&quot;&gt;(980&lt;/td&gt;
       &lt;td style=&quot;border-bottom: Black 1pt solid; text-align: left&quot;&gt;)&lt;/td&gt;
      &lt;/tr&gt;
      &lt;tr style=&quot;vertical-align: bottom; background-color: White&quot;&gt;
       &lt;td style=&quot;text-align: left; padding-bottom: 1pt; padding-left: 20pt&quot;&gt;Projected benefit obligation at end of year&lt;/td&gt;
       &lt;td style=&quot;padding-bottom: 1pt&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;border-bottom: Black 1pt solid; text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;border-bottom: Black 1pt solid; text-align: right&quot;&gt;22,764&lt;/td&gt;
       &lt;td style=&quot;border-bottom: Black 1pt solid; text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;padding-bottom: 1pt&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;border-bottom: Black 1pt solid; text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;border-bottom: Black 1pt solid; text-align: right&quot;&gt;24,097&lt;/td&gt;
       &lt;td style=&quot;border-bottom: Black 1pt solid; text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;/tr&gt;
      &lt;tr style=&quot;vertical-align: bottom; background-color: rgb(204,238,255)&quot;&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: right&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: right&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;/tr&gt;
      &lt;tr style=&quot;vertical-align: bottom; background-color: White&quot;&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;Change in plan assets:&lt;/td&gt;
       &lt;td&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: right&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: right&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;/tr&gt;
      &lt;tr style=&quot;vertical-align: bottom; background-color: rgb(204,238,255)&quot;&gt;
       &lt;td style=&quot;text-align: left; padding-left: 10pt&quot;&gt;Market value of assets at beginning of year&lt;/td&gt;
       &lt;td&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: right&quot;&gt;20,509&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: right&quot;&gt;20,496&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;/tr&gt;
      &lt;tr style=&quot;vertical-align: bottom; background-color: White&quot;&gt;
       &lt;td style=&quot;text-align: left; padding-left: 10pt&quot;&gt;Actual return on plan assets&lt;/td&gt;
       &lt;td&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: right&quot;&gt;429&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: right&quot;&gt;993&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;/tr&gt;
      &lt;tr style=&quot;vertical-align: bottom; background-color: rgb(204,238,255)&quot;&gt;
       &lt;td style=&quot;text-align: left; padding-bottom: 1pt; padding-left: 10pt&quot;&gt;Benefits paid&lt;/td&gt;
       &lt;td style=&quot;padding-bottom: 1pt&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;border-bottom: Black 1pt solid; text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;border-bottom: Black 1pt solid; text-align: right&quot;&gt;(1,014&lt;/td&gt;
       &lt;td style=&quot;border-bottom: Black 1pt solid; text-align: left&quot;&gt;)&lt;/td&gt;
       &lt;td style=&quot;padding-bottom: 1pt&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;border-bottom: Black 1pt solid; text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;border-bottom: Black 1pt solid; text-align: right&quot;&gt;(980&lt;/td&gt;
       &lt;td style=&quot;border-bottom: Black 1pt solid; text-align: left&quot;&gt;)&lt;/td&gt;
      &lt;/tr&gt;
      &lt;tr style=&quot;vertical-align: bottom; background-color: White&quot;&gt;
       &lt;td style=&quot;text-align: left; padding-bottom: 1pt; padding-left: 20pt&quot;&gt;Market value of plan assets at end of year&lt;/td&gt;
       &lt;td style=&quot;padding-bottom: 1pt&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;border-bottom: Black 1pt solid; text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;border-bottom: Black 1pt solid; text-align: right&quot;&gt;19,924&lt;/td&gt;
       &lt;td style=&quot;border-bottom: Black 1pt solid; text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;padding-bottom: 1pt&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;border-bottom: Black 1pt solid; text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;border-bottom: Black 1pt solid; text-align: right&quot;&gt;20,509&lt;/td&gt;
       &lt;td style=&quot;border-bottom: Black 1pt solid; text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;/tr&gt;
      &lt;tr style=&quot;vertical-align: bottom; background-color: rgb(204,238,255)&quot;&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: right&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: right&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;/tr&gt;
      &lt;tr style=&quot;vertical-align: bottom; background-color: White&quot;&gt;
       &lt;td style=&quot;text-align: left; padding-bottom: 2.25pt&quot;&gt;Accrued pension liability included in other liabilities&lt;/td&gt;
       &lt;td style=&quot;padding-bottom: 2.25pt&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;border-bottom: Black 2.25pt double; text-align: left&quot;&gt;$&lt;/td&gt;
       &lt;td style=&quot;border-bottom: Black 2.25pt double; text-align: right&quot;&gt;(2,840&lt;/td&gt;
       &lt;td style=&quot;border-bottom: Black 2.25pt double; text-align: left&quot;&gt;)&lt;/td&gt;
       &lt;td style=&quot;padding-bottom: 2.25pt&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;border-bottom: Black 2.25pt double; text-align: left&quot;&gt;$&lt;/td&gt;
       &lt;td style=&quot;border-bottom: Black 2.25pt double; text-align: right&quot;&gt;(3,588&lt;/td&gt;
       &lt;td style=&quot;border-bottom: Black 2.25pt double; text-align: left&quot;&gt;)&lt;/td&gt;
      &lt;/tr&gt;

    &lt;/table&gt;&lt;br/&gt;&lt;p style=&quot;font: 10pt Times New Roman, Times, Serif; margin: 0pt 0.25in 0pt 0; text-align: justify&quot;&gt;The accumulated benefit obligation for the Retirement Plan was $22.8 million and $24.1 million at December 31, 2015 and 2014, respectively.&lt;/p&gt;&lt;br/&gt;&lt;p style=&quot;font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: left&quot;&gt;&lt;font style=&quot;font-weight: normal&quot;&gt;Assumptions used to determine the Retirement Plan&amp;#x2019;s benefit obligations are as follows at December 31:&lt;/font&gt;&lt;/p&gt;&lt;br/&gt;&lt;table cellpadding=&quot;0&quot; cellspacing=&quot;0&quot; style=&quot;border-collapse: collapse; width: 100%; font: 10pt Times New Roman, Times, Serif&quot;&gt;

      &lt;tr style=&quot;vertical-align: bottom&quot;&gt;
       &lt;td style=&quot;text-align: center&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;padding-bottom: 1pt&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td colspan=&quot;3&quot; style=&quot;text-align: center; border-bottom: Black 1pt solid&quot;&gt;2015&lt;/td&gt;
       &lt;td style=&quot;padding-bottom: 1pt&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td colspan=&quot;3&quot; style=&quot;text-align: center; border-bottom: Black 1pt solid&quot;&gt;2014&lt;/td&gt;
      &lt;/tr&gt;
      &lt;tr style=&quot;vertical-align: bottom; background-color: rgb(204,238,255)&quot;&gt;
       &lt;td style=&quot;width: 70%; text-align: left&quot;&gt;Weighted average discount rate&lt;/td&gt;
       &lt;td style=&quot;width: 1%&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;width: 1%; text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;width: 12%; text-align: right&quot;&gt;4.06&lt;/td&gt;
       &lt;td style=&quot;width: 1%; text-align: left&quot;&gt;%&lt;/td&gt;
       &lt;td style=&quot;width: 1%&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;width: 1%; text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;width: 12%; text-align: right&quot;&gt;3.76&lt;/td&gt;
       &lt;td style=&quot;width: 1%; text-align: left&quot;&gt;%&lt;/td&gt;
      &lt;/tr&gt;
      &lt;tr style=&quot;vertical-align: bottom; background-color: White&quot;&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;Rate of increase in future compensation levels&lt;/td&gt;
       &lt;td&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: right&quot;&gt;n/a&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: right&quot;&gt;n/a&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;/tr&gt;
      &lt;tr style=&quot;vertical-align: bottom; background-color: rgb(204,238,255)&quot;&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;Expected long-term rate of return on assets&lt;/td&gt;
       &lt;td&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: right&quot;&gt;7.25&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;%&lt;/td&gt;
       &lt;td&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: right&quot;&gt;7.50&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;%&lt;/td&gt;
      &lt;/tr&gt;

    &lt;/table&gt;&lt;br/&gt;&lt;p style=&quot;font: 10pt Times New Roman, Times, Serif; margin: 0pt 0&quot;&gt;The components of the net pension expense for the Retirement Plan are as follows for the years ended December 31:&lt;/p&gt;&lt;br/&gt;&lt;table cellpadding=&quot;0&quot; cellspacing=&quot;0&quot; style=&quot;border-collapse: collapse; width: 100%; font: 10pt Times New Roman, Times, Serif&quot;&gt;

      &lt;tr style=&quot;vertical-align: bottom&quot;&gt;
       &lt;td style=&quot;text-align: center&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;padding-bottom: 1pt&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td colspan=&quot;3&quot; style=&quot;text-align: center; border-bottom: Black 1pt solid&quot;&gt;2015&lt;/td&gt;
       &lt;td style=&quot;padding-bottom: 1pt&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td colspan=&quot;3&quot; style=&quot;text-align: center; border-bottom: Black 1pt solid&quot;&gt;2014&lt;/td&gt;
       &lt;td style=&quot;padding-bottom: 1pt&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td colspan=&quot;3&quot; style=&quot;text-align: center; border-bottom: Black 1pt solid&quot;&gt;2013&lt;/td&gt;
      &lt;/tr&gt;
      &lt;tr style=&quot;vertical-align: bottom&quot;&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;font-style: italic&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td colspan=&quot;11&quot; style=&quot;font-style: italic; text-align: center&quot;&gt;(In thousands)&lt;/td&gt;
      &lt;/tr&gt;
      &lt;tr style=&quot;vertical-align: bottom; background-color: rgb(204,238,255)&quot;&gt;
       &lt;td style=&quot;width: 61%; text-align: left&quot;&gt;Interest cost&lt;/td&gt;
       &lt;td style=&quot;width: 1%&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;width: 1%; text-align: left&quot;&gt;$&lt;/td&gt;
       &lt;td style=&quot;width: 10%; text-align: right&quot;&gt;889&lt;/td&gt;
       &lt;td style=&quot;width: 1%; text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;width: 1%&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;width: 1%; text-align: left&quot;&gt;$&lt;/td&gt;
       &lt;td style=&quot;width: 10%; text-align: right&quot;&gt;891&lt;/td&gt;
       &lt;td style=&quot;width: 1%; text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;width: 1%&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;width: 1%; text-align: left&quot;&gt;$&lt;/td&gt;
       &lt;td style=&quot;width: 10%; text-align: right&quot;&gt;827&lt;/td&gt;
       &lt;td style=&quot;width: 1%; text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;/tr&gt;
      &lt;tr style=&quot;vertical-align: bottom; background-color: White&quot;&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;Amortization of unrecognized loss&lt;/td&gt;
       &lt;td&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: right&quot;&gt;1,112&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: right&quot;&gt;759&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: right&quot;&gt;1,222&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;/tr&gt;
      &lt;tr style=&quot;vertical-align: bottom; background-color: rgb(204,238,255)&quot;&gt;
       &lt;td style=&quot;text-align: left; padding-bottom: 1pt&quot;&gt;Expected return on plan assets&lt;/td&gt;
       &lt;td style=&quot;padding-bottom: 1pt&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;border-bottom: Black 1pt solid; text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;border-bottom: Black 1pt solid; text-align: right&quot;&gt;(1,400&lt;/td&gt;
       &lt;td style=&quot;border-bottom: Black 1pt solid; text-align: left&quot;&gt;)&lt;/td&gt;
       &lt;td style=&quot;padding-bottom: 1pt&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;border-bottom: Black 1pt solid; text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;border-bottom: Black 1pt solid; text-align: right&quot;&gt;(1,344&lt;/td&gt;
       &lt;td style=&quot;border-bottom: Black 1pt solid; text-align: left&quot;&gt;)&lt;/td&gt;
       &lt;td style=&quot;padding-bottom: 1pt&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;border-bottom: Black 1pt solid; text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;border-bottom: Black 1pt solid; text-align: right&quot;&gt;(1,261&lt;/td&gt;
       &lt;td style=&quot;border-bottom: Black 1pt solid; text-align: left&quot;&gt;)&lt;/td&gt;
      &lt;/tr&gt;
      &lt;tr style=&quot;vertical-align: bottom; background-color: White&quot;&gt;
       &lt;td style=&quot;text-align: left; padding-bottom: 1pt; padding-left: 10pt&quot;&gt;Net pension expense (benefit)&lt;/td&gt;
       &lt;td style=&quot;padding-bottom: 1pt&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;border-bottom: Black 1pt solid; text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;border-bottom: Black 1pt solid; text-align: right&quot;&gt;601&lt;/td&gt;
       &lt;td style=&quot;border-bottom: Black 1pt solid; text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;padding-bottom: 1pt&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;border-bottom: Black 1pt solid; text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;border-bottom: Black 1pt solid; text-align: right&quot;&gt;306&lt;/td&gt;
       &lt;td style=&quot;border-bottom: Black 1pt solid; text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;padding-bottom: 1pt&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;border-bottom: Black 1pt solid; text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;border-bottom: Black 1pt solid; text-align: right&quot;&gt;788&lt;/td&gt;
       &lt;td style=&quot;border-bottom: Black 1pt solid; text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;/tr&gt;
      &lt;tr style=&quot;vertical-align: bottom; background-color: rgb(204,238,255)&quot;&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: right&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: right&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: right&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;/tr&gt;
      &lt;tr style=&quot;vertical-align: bottom; background-color: White&quot;&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;Current year actuarial (gain) loss&lt;/td&gt;
       &lt;td&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: right&quot;&gt;(237&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;)&lt;/td&gt;
       &lt;td&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: right&quot;&gt;4,798&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: right&quot;&gt;(4,722&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;)&lt;/td&gt;
      &lt;/tr&gt;
      &lt;tr style=&quot;vertical-align: bottom; background-color: rgb(204,238,255)&quot;&gt;
       &lt;td style=&quot;text-align: left; padding-bottom: 1pt&quot;&gt;Amortization of actuarial loss&lt;/td&gt;
       &lt;td style=&quot;padding-bottom: 1pt&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;border-bottom: Black 1pt solid; text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;border-bottom: Black 1pt solid; text-align: right&quot;&gt;(1,112&lt;/td&gt;
       &lt;td style=&quot;border-bottom: Black 1pt solid; text-align: left&quot;&gt;)&lt;/td&gt;
       &lt;td style=&quot;padding-bottom: 1pt&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;border-bottom: Black 1pt solid; text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;border-bottom: Black 1pt solid; text-align: right&quot;&gt;(759&lt;/td&gt;
       &lt;td style=&quot;border-bottom: Black 1pt solid; text-align: left&quot;&gt;)&lt;/td&gt;
       &lt;td style=&quot;padding-bottom: 1pt&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;border-bottom: Black 1pt solid; text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;border-bottom: Black 1pt solid; text-align: right&quot;&gt;(1,222&lt;/td&gt;
       &lt;td style=&quot;border-bottom: Black 1pt solid; text-align: left&quot;&gt;)&lt;/td&gt;
      &lt;/tr&gt;
      &lt;tr style=&quot;vertical-align: bottom; background-color: White&quot;&gt;
       &lt;td style=&quot;text-align: left; padding-bottom: 1pt; padding-left: 10pt&quot;&gt;Total recognized in other comprehensive income&lt;/td&gt;
       &lt;td style=&quot;padding-bottom: 1pt&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;border-bottom: Black 1pt solid; text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;border-bottom: Black 1pt solid; text-align: right&quot;&gt;(1,349&lt;/td&gt;
       &lt;td style=&quot;border-bottom: Black 1pt solid; text-align: left&quot;&gt;)&lt;/td&gt;
       &lt;td style=&quot;padding-bottom: 1pt&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;border-bottom: Black 1pt solid; text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;border-bottom: Black 1pt solid; text-align: right&quot;&gt;4,039&lt;/td&gt;
       &lt;td style=&quot;border-bottom: Black 1pt solid; text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;padding-bottom: 1pt&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;border-bottom: Black 1pt solid; text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;border-bottom: Black 1pt solid; text-align: right&quot;&gt;(5,944&lt;/td&gt;
       &lt;td style=&quot;border-bottom: Black 1pt solid; text-align: left&quot;&gt;)&lt;/td&gt;
      &lt;/tr&gt;
      &lt;tr style=&quot;vertical-align: bottom; background-color: rgb(204,238,255)&quot;&gt;
       &lt;td style=&quot;text-align: left; padding-bottom: 2.25pt; padding-left: 0pt&quot;&gt;Total recognized in net pension cost (benefit) and other comprehensive income&lt;/td&gt;
       &lt;td style=&quot;padding-bottom: 2.25pt&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;border-bottom: Black 2.25pt double; text-align: left&quot;&gt;$&lt;/td&gt;
       &lt;td style=&quot;border-bottom: Black 2.25pt double; text-align: right&quot;&gt;(748&lt;/td&gt;
       &lt;td style=&quot;border-bottom: Black 2.25pt double; text-align: left&quot;&gt;)&lt;/td&gt;
       &lt;td style=&quot;padding-bottom: 2.25pt&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;border-bottom: Black 2.25pt double; text-align: left&quot;&gt;$&lt;/td&gt;
       &lt;td style=&quot;border-bottom: Black 2.25pt double; text-align: right&quot;&gt;4,345&lt;/td&gt;
       &lt;td style=&quot;border-bottom: Black 2.25pt double; text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;padding-bottom: 2.25pt&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;border-bottom: Black 2.25pt double; text-align: left&quot;&gt;$&lt;/td&gt;
       &lt;td style=&quot;border-bottom: Black 2.25pt double; text-align: right&quot;&gt;(5,156&lt;/td&gt;
       &lt;td style=&quot;border-bottom: Black 2.25pt double; text-align: left&quot;&gt;)&lt;/td&gt;
      &lt;/tr&gt;

    &lt;/table&gt;&lt;br/&gt;&lt;p style=&quot;font: 10pt Times New Roman, Times, Serif; margin: 0pt 0&quot;&gt;Assumptions used to develop periodic pension cost for the Retirement Plan for the years ended December 31:&lt;/p&gt;&lt;br/&gt;&lt;table cellpadding=&quot;0&quot; cellspacing=&quot;0&quot; style=&quot;border-collapse: collapse; width: 100%; font: 10pt Times New Roman, Times, Serif&quot;&gt;

      &lt;tr style=&quot;vertical-align: bottom&quot;&gt;
       &lt;td style=&quot;text-align: center&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;padding-bottom: 1pt&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td colspan=&quot;3&quot; style=&quot;text-align: center; border-bottom: Black 1pt solid&quot;&gt;2015&lt;/td&gt;
       &lt;td style=&quot;border-bottom: Black 1pt solid; text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td colspan=&quot;3&quot; style=&quot;text-align: center; border-bottom: Black 1pt solid&quot;&gt;2014&lt;/td&gt;
       &lt;td style=&quot;border-bottom: Black 1pt solid; text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td colspan=&quot;3&quot; style=&quot;text-align: center; border-bottom: Black 1pt solid&quot;&gt;2013&lt;/td&gt;
      &lt;/tr&gt;
      &lt;tr style=&quot;vertical-align: bottom; background-color: rgb(204,238,255)&quot;&gt;
       &lt;td style=&quot;width: 61%; text-align: left&quot;&gt;Weighted average discount rate&lt;/td&gt;
       &lt;td style=&quot;width: 1%&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;width: 1%; text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;width: 10%; text-align: right&quot;&gt;3.76&lt;/td&gt;
       &lt;td style=&quot;width: 1%; text-align: left&quot;&gt;%&lt;/td&gt;
       &lt;td style=&quot;width: 1%&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;width: 1%; text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;width: 10%; text-align: right&quot;&gt;4.60&lt;/td&gt;
       &lt;td style=&quot;width: 1%; text-align: left&quot;&gt;%&lt;/td&gt;
       &lt;td style=&quot;width: 1%&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;width: 1%; text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;width: 10%; text-align: right&quot;&gt;3.75&lt;/td&gt;
       &lt;td style=&quot;width: 1%; text-align: left&quot;&gt;%&lt;/td&gt;
      &lt;/tr&gt;
      &lt;tr style=&quot;vertical-align: bottom; background-color: White&quot;&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;Rate of increase in future compensation levels&lt;/td&gt;
       &lt;td&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: right&quot;&gt;n/a&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: right&quot;&gt;n/a&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: right&quot;&gt;n/a&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;/tr&gt;
      &lt;tr style=&quot;vertical-align: bottom; background-color: rgb(204,238,255)&quot;&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;Expected long-term rate of return on assets&lt;/td&gt;
       &lt;td&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: right&quot;&gt;7.50&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;%&lt;/td&gt;
       &lt;td&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: right&quot;&gt;7.50&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;%&lt;/td&gt;
       &lt;td&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: right&quot;&gt;7.50&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;%&lt;/td&gt;
      &lt;/tr&gt;

    &lt;/table&gt;&lt;br/&gt;&lt;p style=&quot;font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify&quot;&gt;The following benefit payments, which reflect expected future service, are expected to be paid by the Retirement Plan:&lt;/p&gt;&lt;br/&gt;&lt;table cellpadding=&quot;0&quot; cellspacing=&quot;0&quot; style=&quot;border-collapse: collapse; width: 100%; font: 10pt Times New Roman, Times, Serif&quot;&gt;

      &lt;tr style=&quot;vertical-align: bottom&quot;&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;For the years ending December 31:&lt;/td&gt;
       &lt;td style=&quot;padding-bottom: 1pt&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td colspan=&quot;3&quot; style=&quot;text-align: center; border-bottom: Black 1pt solid&quot;&gt;Future Benefit &lt;br /&gt; Payments&lt;/td&gt;
      &lt;/tr&gt;
      &lt;tr style=&quot;vertical-align: bottom&quot;&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;font-style: italic&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td colspan=&quot;3&quot; style=&quot;font-style: italic; text-align: center&quot;&gt;(In thousands)&lt;/td&gt;
      &lt;/tr&gt;
      &lt;tr style=&quot;vertical-align: bottom; background-color: rgb(204,238,255)&quot;&gt;
       &lt;td style=&quot;width: 85%; text-align: left&quot;&gt;2016&lt;/td&gt;
       &lt;td style=&quot;width: 1%&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;width: 1%; text-align: left&quot;&gt;$&lt;/td&gt;
       &lt;td style=&quot;width: 12%; text-align: right&quot;&gt;1,172&lt;/td&gt;
       &lt;td style=&quot;width: 1%; text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;/tr&gt;
      &lt;tr style=&quot;vertical-align: bottom; background-color: White&quot;&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;2017&lt;/td&gt;
       &lt;td&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: right&quot;&gt;1,184&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;/tr&gt;
      &lt;tr style=&quot;vertical-align: bottom; background-color: rgb(204,238,255)&quot;&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;2018&lt;/td&gt;
       &lt;td&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: right&quot;&gt;1,177&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;/tr&gt;
      &lt;tr style=&quot;vertical-align: bottom; background-color: White&quot;&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;2019&lt;/td&gt;
       &lt;td&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: right&quot;&gt;1,192&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;/tr&gt;
      &lt;tr style=&quot;vertical-align: bottom; background-color: rgb(204,238,255)&quot;&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;2020&lt;/td&gt;
       &lt;td&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: right&quot;&gt;1,193&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;/tr&gt;
      &lt;tr style=&quot;vertical-align: bottom; background-color: White&quot;&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;2021 &amp;#x2013; 2025&lt;/td&gt;
       &lt;td&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: right&quot;&gt;6,502&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;/tr&gt;

    &lt;/table&gt;&lt;br/&gt;&lt;p style=&quot;font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify&quot;&gt;The long-term rate-of-return-on-assets assumption was set based on historical returns earned by equities and fixed income securities, adjusted to reflect expectations of future returns as applied to the plan&apos;s target allocation of asset classes. Equities and fixed income securities were assumed to earn real rates of return in the ranges of 8-10% and 3-5%, respectively. When these overall return expectations are applied to the plans target allocation, the result is an expected rate return of approximately 8%.&lt;/p&gt;&lt;br/&gt;&lt;p style=&quot;font: 10pt Times New Roman, Times, Serif; margin: 0pt 0.25in 0pt 0; text-align: justify&quot;&gt;The Retirement Plan&amp;#x2019;s weighted average asset allocations at December 31, by asset category, were:&lt;/p&gt;&lt;br/&gt;&lt;table cellpadding=&quot;0&quot; cellspacing=&quot;0&quot; style=&quot;border-collapse: collapse; width: 100%; font: 10pt Times New Roman, Times, Serif&quot;&gt;

      &lt;tr style=&quot;vertical-align: bottom&quot;&gt;
       &lt;td&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;padding-bottom: 1pt&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td colspan=&quot;3&quot; style=&quot;text-align: center; border-bottom: Black 1pt solid&quot;&gt;2015&lt;/td&gt;
       &lt;td style=&quot;padding-bottom: 1pt&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td colspan=&quot;3&quot; style=&quot;text-align: center; border-bottom: Black 1pt solid&quot;&gt;2014&lt;/td&gt;
      &lt;/tr&gt;
      &lt;tr style=&quot;vertical-align: bottom; background-color: rgb(204,238,255)&quot;&gt;
       &lt;td style=&quot;width: 70%; text-align: left&quot;&gt;Equity securities&lt;/td&gt;
       &lt;td style=&quot;width: 1%&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;width: 1%; text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;width: 12%; text-align: right&quot;&gt;70&lt;/td&gt;
       &lt;td style=&quot;width: 1%; text-align: left&quot;&gt;%&lt;/td&gt;
       &lt;td style=&quot;width: 1%&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;width: 1%; text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;width: 12%; text-align: right&quot;&gt;68&lt;/td&gt;
       &lt;td style=&quot;width: 1%; text-align: left&quot;&gt;%&lt;/td&gt;
      &lt;/tr&gt;
      &lt;tr style=&quot;vertical-align: bottom; background-color: White&quot;&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;Debt securities&lt;/td&gt;
       &lt;td&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: right&quot;&gt;30&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;%&lt;/td&gt;
       &lt;td&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: right&quot;&gt;32&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;%&lt;/td&gt;
      &lt;/tr&gt;

    &lt;/table&gt;&lt;br/&gt;&lt;p style=&quot;font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify&quot;&gt;Plan assets are invested in a diversified mix of stock and bond investment funds on the pooled account, group annuity platform of Prudential Retirement Services. Each fund has its own investment objectives, investment strategies and risks as detailed in its prospectus.&lt;/p&gt;&lt;br/&gt;&lt;p style=&quot;font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify&quot;&gt;The long-term investment objectives are to maintain plan assets at a level that will sufficiently cover long-term obligations and to generate a return on plan assets that will meet or exceed the rate at which long-term obligations will grow. A combination of equity and fixed income portfolios are used to help achieve these objectives based on a long-term, liability based strategic mix of 60% equities and 40% fixed income. Adjustments to this mix are made periodically based on current capital market conditions and plan funding levels. Performance of the investment fund managers is monitored on an ongoing basis using modern portfolio risk analysis and appropriate index benchmarks.&lt;/p&gt;&lt;br/&gt;&lt;p style=&quot;font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify&quot;&gt;The Bank does not expect to make a contribution to the Retirement Plan in 2016.&lt;/p&gt;&lt;br/&gt;&lt;p style=&quot;font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify&quot;&gt;The fair value of the pooled separate accounts is determined by the investment manager and is based on the value of the underlying assets held at December 31, 2015 and 2014.&lt;/p&gt;&lt;br/&gt;&lt;p style=&quot;font: 10pt Times New Roman, Times, Serif; margin: 0pt 0&quot;&gt;The following tables set forth the Retirement Plan&amp;#x2019;s assets which are all carried at fair value, and the method that was used to determine their fair value, at December 31, 2015 and 2014:&lt;/p&gt;&lt;br/&gt;&lt;table cellpadding=&quot;0&quot; cellspacing=&quot;0&quot; style=&quot;border-collapse: collapse; width: 100%; font: 10pt Times New Roman, Times, Serif&quot;&gt;

      &lt;tr style=&quot;vertical-align: bottom&quot;&gt;
       &lt;td colspan=&quot;1&quot; style=&quot;font-weight: bold; text-align: center&quot;&gt;&lt;u&gt;December 31, 2015&lt;/u&gt;&lt;/td&gt;
       &lt;td style=&quot;padding-bottom: 1pt&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td colspan=&quot;3&quot; style=&quot;text-align: center; border-bottom: Black 1pt solid&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;padding-bottom: 1pt&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td colspan=&quot;3&quot; style=&quot;text-align: center; border-bottom: Black 1pt solid&quot;&gt;Quoted Prices &lt;br /&gt; in Active &lt;br /&gt; Markets for &lt;br /&gt; Identical Assets&lt;/td&gt;
       &lt;td style=&quot;padding-bottom: 1pt&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td colspan=&quot;3&quot; style=&quot;text-align: center; border-bottom: Black 1pt solid&quot;&gt;Significant &lt;br /&gt; Other &lt;br /&gt; Observable&lt;br /&gt; Inputs&lt;/td&gt;
       &lt;td style=&quot;padding-bottom: 1pt&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td colspan=&quot;3&quot; style=&quot;text-align: center; border-bottom: Black 1pt solid&quot;&gt;Significant &lt;br /&gt; Other &lt;br /&gt; Unobservable &lt;br /&gt; Inputs&lt;/td&gt;
      &lt;/tr&gt;
      &lt;tr style=&quot;vertical-align: bottom&quot;&gt;
       &lt;td&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;padding-bottom: 1pt&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td colspan=&quot;3&quot; style=&quot;text-align: center; border-bottom: Black 1pt solid&quot;&gt;Total&lt;/td&gt;
       &lt;td style=&quot;padding-bottom: 1pt&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td colspan=&quot;3&quot; style=&quot;text-align: center; border-bottom: Black 1pt solid&quot;&gt;Level 1&lt;/td&gt;
       &lt;td style=&quot;padding-bottom: 1pt&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td colspan=&quot;3&quot; style=&quot;text-align: center; border-bottom: Black 1pt solid&quot;&gt;Level 2&lt;/td&gt;
       &lt;td style=&quot;padding-bottom: 1pt&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td colspan=&quot;3&quot; style=&quot;text-align: center; border-bottom: Black 1pt solid&quot;&gt;Level 3&lt;/td&gt;
      &lt;/tr&gt;
      &lt;tr style=&quot;vertical-align: bottom&quot;&gt;
       &lt;td&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;font-style: italic&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td colspan=&quot;15&quot; style=&quot;font-style: italic; text-align: center&quot;&gt;(In thousands)&lt;/td&gt;
      &lt;/tr&gt;
      &lt;tr style=&quot;vertical-align: bottom; background-color: rgb(204,238,255)&quot;&gt;
       &lt;td style=&quot;font-weight: bold; text-align: left&quot;&gt;Pooled Separate Accounts&lt;/td&gt;
       &lt;td&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: right&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: right&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: right&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: right&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;/tr&gt;
      &lt;tr style=&quot;vertical-align: bottom; background-color: White&quot;&gt;
       &lt;td style=&quot;width: 56%; text-align: left; padding-left: 10pt&quot;&gt;U.S. large-cap growth (a)&lt;/td&gt;
       &lt;td style=&quot;width: 1%&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;width: 1%; text-align: left&quot;&gt;$&lt;/td&gt;
       &lt;td style=&quot;width: 8%; text-align: right&quot;&gt;5,114&lt;/td&gt;
       &lt;td style=&quot;width: 1%; text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;width: 1%&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;width: 1%; text-align: left&quot;&gt;$&lt;/td&gt;
       &lt;td style=&quot;width: 8%; text-align: right&quot;&gt;-&lt;/td&gt;
       &lt;td style=&quot;width: 1%; text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;width: 1%&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;width: 1%; text-align: left&quot;&gt;$&lt;/td&gt;
       &lt;td style=&quot;width: 8%; text-align: right&quot;&gt;5,114&lt;/td&gt;
       &lt;td style=&quot;width: 1%; text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;width: 1%&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;width: 1%; text-align: left&quot;&gt;$&lt;/td&gt;
       &lt;td style=&quot;width: 8%; text-align: right&quot;&gt;-&lt;/td&gt;
       &lt;td style=&quot;width: 1%; text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;/tr&gt;
      &lt;tr style=&quot;vertical-align: bottom; background-color: rgb(204,238,255)&quot;&gt;
       &lt;td style=&quot;text-align: left; padding-left: 10pt&quot;&gt;U.S. large-cap value (b)&lt;/td&gt;
       &lt;td&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: right&quot;&gt;4,619&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: right&quot;&gt;-&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: right&quot;&gt;4,619&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: right&quot;&gt;-&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;/tr&gt;
      &lt;tr style=&quot;vertical-align: bottom; background-color: White&quot;&gt;
       &lt;td style=&quot;text-align: left; padding-left: 10pt&quot;&gt;U.S. small-cap blend (c)&lt;/td&gt;
       &lt;td&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: right&quot;&gt;2,094&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: right&quot;&gt;-&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: right&quot;&gt;2,094&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: right&quot;&gt;-&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;/tr&gt;
      &lt;tr style=&quot;vertical-align: bottom; background-color: rgb(204,238,255)&quot;&gt;
       &lt;td style=&quot;text-align: left; padding-left: 10pt&quot;&gt;International blend (d)&lt;/td&gt;
       &lt;td&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: right&quot;&gt;2,079&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: right&quot;&gt;-&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: right&quot;&gt;2,079&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: right&quot;&gt;-&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;/tr&gt;
      &lt;tr style=&quot;vertical-align: bottom; background-color: White&quot;&gt;
       &lt;td style=&quot;text-align: left; padding-left: 10pt&quot;&gt;Bond fund (e)&lt;/td&gt;
       &lt;td&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: right&quot;&gt;5,671&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: right&quot;&gt;-&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: right&quot;&gt;5,671&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: right&quot;&gt;-&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;/tr&gt;
      &lt;tr style=&quot;vertical-align: bottom; background-color: rgb(204,238,255)&quot;&gt;
       &lt;td style=&quot;text-align: left; padding-left: 10pt&quot;&gt;Prudential short term (f)&lt;/td&gt;
       &lt;td&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: right&quot;&gt;347&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: right&quot;&gt;-&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: right&quot;&gt;347&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: right&quot;&gt;-&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;/tr&gt;
      &lt;tr style=&quot;vertical-align: bottom; background-color: White&quot;&gt;
       &lt;td style=&quot;padding-bottom: 1pt&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;padding-bottom: 1pt&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;border-bottom: Black 1pt solid; text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;border-bottom: Black 1pt solid; text-align: right&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;border-bottom: Black 1pt solid; text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;padding-bottom: 1pt&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;border-bottom: Black 1pt solid; text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;border-bottom: Black 1pt solid; text-align: right&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;border-bottom: Black 1pt solid; text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;padding-bottom: 1pt&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;border-bottom: Black 1pt solid; text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;border-bottom: Black 1pt solid; text-align: right&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;border-bottom: Black 1pt solid; text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;padding-bottom: 1pt&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;border-bottom: Black 1pt solid; text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;border-bottom: Black 1pt solid; text-align: right&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;border-bottom: Black 1pt solid; text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;/tr&gt;
      &lt;tr style=&quot;vertical-align: bottom; background-color: rgb(204,238,255)&quot;&gt;
       &lt;td style=&quot;padding-bottom: 2.25pt; padding-left: 10pt&quot;&gt;Total&lt;/td&gt;
       &lt;td style=&quot;padding-bottom: 2.25pt&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;border-bottom: Black 2.25pt double; text-align: left&quot;&gt;$&lt;/td&gt;
       &lt;td style=&quot;border-bottom: Black 2.25pt double; text-align: right&quot;&gt;19,924&lt;/td&gt;
       &lt;td style=&quot;border-bottom: Black 2.25pt double; text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;padding-bottom: 2.25pt&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;border-bottom: Black 2.25pt double; text-align: left&quot;&gt;$&lt;/td&gt;
       &lt;td style=&quot;border-bottom: Black 2.25pt double; text-align: right&quot;&gt;-&lt;/td&gt;
       &lt;td style=&quot;border-bottom: Black 2.25pt double; text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;padding-bottom: 2.25pt&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;border-bottom: Black 2.25pt double; text-align: left&quot;&gt;$&lt;/td&gt;
       &lt;td style=&quot;border-bottom: Black 2.25pt double; text-align: right&quot;&gt;19,924&lt;/td&gt;
       &lt;td style=&quot;border-bottom: Black 2.25pt double; text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;padding-bottom: 2.25pt&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;border-bottom: Black 2.25pt double; text-align: left&quot;&gt;$&lt;/td&gt;
       &lt;td style=&quot;border-bottom: Black 2.25pt double; text-align: right&quot;&gt;-&lt;/td&gt;
       &lt;td style=&quot;border-bottom: Black 2.25pt double; text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;/tr&gt;

    &lt;/table&gt;&lt;br/&gt;&lt;table cellpadding=&quot;0&quot; cellspacing=&quot;0&quot; style=&quot;border-collapse: collapse; width: 100%; font: 10pt Times New Roman, Times, Serif&quot;&gt;

      &lt;tr style=&quot;vertical-align: bottom&quot;&gt;
       &lt;td colspan=&quot;1&quot; style=&quot;font-weight: bold; text-align: center&quot;&gt;&lt;u&gt;December 31, 2014&lt;/u&gt;&lt;/td&gt;
       &lt;td style=&quot;padding-bottom: 1pt&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td colspan=&quot;3&quot; style=&quot;text-align: center; border-bottom: Black 1pt solid&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;padding-bottom: 1pt&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td colspan=&quot;3&quot; style=&quot;text-align: center; border-bottom: Black 1pt solid&quot;&gt;Quoted Prices &lt;br /&gt; in Active &lt;br /&gt; Markets for &lt;br /&gt; Identical Assets&lt;/td&gt;
       &lt;td style=&quot;padding-bottom: 1pt&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td colspan=&quot;3&quot; style=&quot;text-align: center; border-bottom: Black 1pt solid&quot;&gt;Significant &lt;br /&gt; Other &lt;br /&gt; Observable &lt;br /&gt; Inputs&lt;/td&gt;
       &lt;td style=&quot;padding-bottom: 1pt&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td colspan=&quot;3&quot; style=&quot;text-align: center; border-bottom: Black 1pt solid&quot;&gt;Significant &lt;br /&gt; Other &lt;br /&gt; Unobservable &lt;br /&gt; Inputs&lt;/td&gt;
      &lt;/tr&gt;
      &lt;tr style=&quot;vertical-align: bottom&quot;&gt;
       &lt;td&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;padding-bottom: 1pt&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td colspan=&quot;3&quot; style=&quot;text-align: center; border-bottom: Black 1pt solid&quot;&gt;Total&lt;/td&gt;
       &lt;td style=&quot;padding-bottom: 1pt&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td colspan=&quot;3&quot; style=&quot;text-align: center; border-bottom: Black 1pt solid&quot;&gt;Level 1&lt;/td&gt;
       &lt;td style=&quot;padding-bottom: 1pt&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td colspan=&quot;3&quot; style=&quot;text-align: center; border-bottom: Black 1pt solid&quot;&gt;Level 2&lt;/td&gt;
       &lt;td style=&quot;padding-bottom: 1pt&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td colspan=&quot;3&quot; style=&quot;text-align: center; border-bottom: Black 1pt solid&quot;&gt;Level 3&lt;/td&gt;
      &lt;/tr&gt;
      &lt;tr style=&quot;vertical-align: bottom&quot;&gt;
       &lt;td&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;font-style: italic&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td colspan=&quot;15&quot; style=&quot;font-style: italic; text-align: center&quot;&gt;(In thousands)&lt;/td&gt;
      &lt;/tr&gt;
      &lt;tr style=&quot;vertical-align: bottom; background-color: rgb(204,238,255)&quot;&gt;
       &lt;td style=&quot;font-weight: bold; text-align: left&quot;&gt;Pooled Separate Accounts&lt;/td&gt;
       &lt;td&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: right&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: right&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: right&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: right&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;/tr&gt;
      &lt;tr style=&quot;vertical-align: bottom; background-color: White&quot;&gt;
       &lt;td style=&quot;width: 56%; text-align: left; padding-left: 10pt&quot;&gt;U.S. large-cap growth (a)&lt;/td&gt;
       &lt;td style=&quot;width: 1%&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;width: 1%; text-align: left&quot;&gt;$&lt;/td&gt;
       &lt;td style=&quot;width: 8%; text-align: right&quot;&gt;4,832&lt;/td&gt;
       &lt;td style=&quot;width: 1%; text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;width: 1%&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;width: 1%; text-align: left&quot;&gt;$&lt;/td&gt;
       &lt;td style=&quot;width: 8%; text-align: right&quot;&gt;-&lt;/td&gt;
       &lt;td style=&quot;width: 1%; text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;width: 1%&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;width: 1%; text-align: left&quot;&gt;$&lt;/td&gt;
       &lt;td style=&quot;width: 8%; text-align: right&quot;&gt;4,832&lt;/td&gt;
       &lt;td style=&quot;width: 1%; text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;width: 1%&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;width: 1%; text-align: left&quot;&gt;$&lt;/td&gt;
       &lt;td style=&quot;width: 8%; text-align: right&quot;&gt;-&lt;/td&gt;
       &lt;td style=&quot;width: 1%; text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;/tr&gt;
      &lt;tr style=&quot;vertical-align: bottom; background-color: rgb(204,238,255)&quot;&gt;
       &lt;td style=&quot;text-align: left; padding-left: 10pt&quot;&gt;U.S. large-cap value (b)&lt;/td&gt;
       &lt;td&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: right&quot;&gt;4,939&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: right&quot;&gt;-&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: right&quot;&gt;4,939&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: right&quot;&gt;-&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;/tr&gt;
      &lt;tr style=&quot;vertical-align: bottom; background-color: White&quot;&gt;
       &lt;td style=&quot;text-align: left; padding-left: 10pt&quot;&gt;U.S. small-cap blend (c)&lt;/td&gt;
       &lt;td&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: right&quot;&gt;2,163&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: right&quot;&gt;-&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: right&quot;&gt;2,163&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: right&quot;&gt;-&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;/tr&gt;
      &lt;tr style=&quot;vertical-align: bottom; background-color: rgb(204,238,255)&quot;&gt;
       &lt;td style=&quot;text-align: left; padding-left: 10pt&quot;&gt;International blend (d)&lt;/td&gt;
       &lt;td&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: right&quot;&gt;1,966&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: right&quot;&gt;-&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: right&quot;&gt;1,966&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: right&quot;&gt;-&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;/tr&gt;
      &lt;tr style=&quot;vertical-align: bottom; background-color: White&quot;&gt;
       &lt;td style=&quot;text-align: left; padding-left: 10pt&quot;&gt;Bond fund (e)&lt;/td&gt;
       &lt;td&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: right&quot;&gt;6,274&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: right&quot;&gt;-&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: right&quot;&gt;6,274&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: right&quot;&gt;-&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;/tr&gt;
      &lt;tr style=&quot;vertical-align: bottom; background-color: rgb(204,238,255)&quot;&gt;
       &lt;td style=&quot;text-align: left; padding-left: 10pt&quot;&gt;Prudential short term (f)&lt;/td&gt;
       &lt;td&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: right&quot;&gt;335&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: right&quot;&gt;-&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: right&quot;&gt;335&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: right&quot;&gt;-&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;/tr&gt;
      &lt;tr style=&quot;vertical-align: bottom; background-color: White&quot;&gt;
       &lt;td style=&quot;padding-bottom: 1pt&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;padding-bottom: 1pt&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;border-bottom: Black 1pt solid; text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;border-bottom: Black 1pt solid; text-align: right&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;border-bottom: Black 1pt solid; text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;padding-bottom: 1pt&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;border-bottom: Black 1pt solid; text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;border-bottom: Black 1pt solid; text-align: right&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;border-bottom: Black 1pt solid; text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;padding-bottom: 1pt&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;border-bottom: Black 1pt solid; text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;border-bottom: Black 1pt solid; text-align: right&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;border-bottom: Black 1pt solid; text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;padding-bottom: 1pt&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;border-bottom: Black 1pt solid; text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;border-bottom: Black 1pt solid; text-align: right&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;border-bottom: Black 1pt solid; text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;/tr&gt;
      &lt;tr style=&quot;vertical-align: bottom; background-color: rgb(204,238,255)&quot;&gt;
       &lt;td style=&quot;padding-bottom: 2.25pt; padding-left: 10pt&quot;&gt;Total&lt;/td&gt;
       &lt;td style=&quot;padding-bottom: 2.25pt&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;border-bottom: Black 2.25pt double; text-align: left&quot;&gt;$&lt;/td&gt;
       &lt;td style=&quot;border-bottom: Black 2.25pt double; text-align: right&quot;&gt;20,509&lt;/td&gt;
       &lt;td style=&quot;border-bottom: Black 2.25pt double; text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;padding-bottom: 2.25pt&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;border-bottom: Black 2.25pt double; text-align: left&quot;&gt;$&lt;/td&gt;
       &lt;td style=&quot;border-bottom: Black 2.25pt double; text-align: right&quot;&gt;-&lt;/td&gt;
       &lt;td style=&quot;border-bottom: Black 2.25pt double; text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;padding-bottom: 2.25pt&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;border-bottom: Black 2.25pt double; text-align: left&quot;&gt;$&lt;/td&gt;
       &lt;td style=&quot;border-bottom: Black 2.25pt double; text-align: right&quot;&gt;20,509&lt;/td&gt;
       &lt;td style=&quot;border-bottom: Black 2.25pt double; text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;padding-bottom: 2.25pt&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;border-bottom: Black 2.25pt double; text-align: left&quot;&gt;$&lt;/td&gt;
       &lt;td style=&quot;border-bottom: Black 2.25pt double; text-align: right&quot;&gt;-&lt;/td&gt;
       &lt;td style=&quot;border-bottom: Black 2.25pt double; text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;/tr&gt;

    &lt;/table&gt;&lt;br/&gt;&lt;table cellpadding=&quot;0&quot; cellspacing=&quot;0&quot; width=&quot;100%&quot; style=&quot;font: 10pt Times New Roman, Times, Serif; margin-top: 0pt; margin-bottom: 0pt&quot;&gt;

     &lt;tr style=&quot;vertical-align: top&quot;&gt;
      &lt;td style=&quot;width: 27pt&quot;&gt;&lt;/td&gt;
      &lt;td style=&quot;width: 18pt&quot;&gt;a.&lt;/td&gt;
      &lt;td style=&quot;text-align: justify&quot;&gt;Comprised of large-cap stocks seeking to outperform, over the long term, the Russell 1000 Growth Index. The portfolio will typically hold between 55 and 70 stocks.&lt;/td&gt;
     &lt;/tr&gt;

   &lt;/table&gt;&lt;br/&gt;&lt;table cellpadding=&quot;0&quot; cellspacing=&quot;0&quot; width=&quot;100%&quot; style=&quot;font: 10pt Times New Roman, Times, Serif; margin-top: 0pt; margin-bottom: 0pt&quot;&gt;

     &lt;tr style=&quot;vertical-align: top&quot;&gt;
      &lt;td style=&quot;width: 27pt&quot;&gt;&lt;/td&gt;
      &lt;td style=&quot;width: 18pt&quot;&gt;b.&lt;/td&gt;
      &lt;td style=&quot;text-align: justify&quot;&gt;Comprised of large-cap stocks seeking to outperform the Russell 1000 Value benchmark over the rolling three and five year periods, or a full market cycle, whichever is longer.&lt;/td&gt;
     &lt;/tr&gt;

   &lt;/table&gt;&lt;br/&gt;&lt;table cellpadding=&quot;0&quot; cellspacing=&quot;0&quot; width=&quot;100%&quot; style=&quot;font: 10pt Times New Roman, Times, Serif; margin-top: 0pt; margin-bottom: 0pt&quot;&gt;

     &lt;tr style=&quot;vertical-align: top&quot;&gt;
      &lt;td style=&quot;width: 27pt&quot;&gt;&lt;/td&gt;
      &lt;td style=&quot;width: 18pt&quot;&gt;c.&lt;/td&gt;
      &lt;td style=&quot;text-align: justify&quot;&gt;Comprised of stocks with market capitalization of between $100 million and the market capitalization of the largest stock in the Russell 2000 index at the time of purchase. The portfolio will typically hold between 40 and 100 stocks.&lt;/td&gt;
     &lt;/tr&gt;

   &lt;/table&gt;&lt;br/&gt;&lt;table cellpadding=&quot;0&quot; cellspacing=&quot;0&quot; width=&quot;100%&quot; style=&quot;font: 10pt Times New Roman, Times, Serif; margin-top: 0pt; margin-bottom: 0pt&quot;&gt;

     &lt;tr style=&quot;vertical-align: top&quot;&gt;
      &lt;td style=&quot;width: 27pt&quot;&gt;&lt;/td&gt;
      &lt;td style=&quot;width: 18pt&quot;&gt;d.&lt;/td&gt;
      &lt;td style=&quot;text-align: justify&quot;&gt;Comprised of non-U.S. domiciled stocks. The portfolio will typically hold between 80 and 90 stocks.&lt;/td&gt;
     &lt;/tr&gt;

   &lt;/table&gt;&lt;br/&gt;&lt;table cellpadding=&quot;0&quot; cellspacing=&quot;0&quot; width=&quot;100%&quot; style=&quot;font: 10pt Times New Roman, Times, Serif; margin-top: 0pt; margin-bottom: 0pt&quot;&gt;

     &lt;tr style=&quot;vertical-align: top&quot;&gt;
      &lt;td style=&quot;width: 27pt&quot;&gt;&lt;/td&gt;
      &lt;td style=&quot;width: 18pt&quot;&gt;e.&lt;/td&gt;
      &lt;td style=&quot;text-align: justify&quot;&gt;Comprised of a portfolio of fixed income securities including U.S agency mortgage-backed securities and investment grade bonds.&lt;/td&gt;
     &lt;/tr&gt;

   &lt;/table&gt;&lt;br/&gt;&lt;table cellpadding=&quot;0&quot; cellspacing=&quot;0&quot; width=&quot;100%&quot; style=&quot;font: 10pt Times New Roman, Times, Serif; margin-top: 0pt; margin-bottom: 0pt&quot;&gt;

     &lt;tr style=&quot;vertical-align: top&quot;&gt;
      &lt;td style=&quot;width: 27pt&quot;&gt;&lt;/td&gt;
      &lt;td style=&quot;width: 18pt&quot;&gt;f.&lt;/td&gt;
      &lt;td style=&quot;text-align: justify&quot;&gt;Comprised of money market instruments with an emphasis on safety and liquidity.&lt;/td&gt;
     &lt;/tr&gt;

   &lt;/table&gt;&lt;br/&gt;&lt;p style=&quot;font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify&quot;&gt;&lt;b&gt;Other Postretirement Benefit Plans:&lt;/b&gt;&lt;/p&gt;&lt;br/&gt;&lt;p style=&quot;font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify&quot;&gt;The Company sponsors two unfunded postretirement benefit plans (the &amp;#x201c;Postretirement Plans&amp;#x201d;) that cover all retirees who were full-time permanent employees with at least five years of service, and their spouses. Effective January 1, 2012, the Postretirement Plans are no longer available for new hires. One plan provides medical benefits through a 50% cost sharing arrangement. Effective January 1, 2000, the spouses of future retirees were required to pay 100% of the premiums for their coverage. The other plan provides life insurance benefits and is noncontributory. Effective January 1, 2010, life insurance benefits are not available for future retirees. Under these programs, eligible retirees receive lifetime medical and life insurance coverage for themselves and lifetime medical coverage for their spouses. The Company reserves the right to amend or terminate these plans at its discretion.&lt;/p&gt;&lt;br/&gt;&lt;p style=&quot;font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify&quot;&gt;Comprehensive medical plan benefits equal the lesser of the normal plan benefit or the total amount not paid by Medicare. Life insurance benefits for retirees are based on annual compensation and age at retirement. As of December 31, 2015, the Company has not funded these plans. The Company used a December 31 measurement date for these plans.&lt;/p&gt;&lt;br/&gt;&lt;p style=&quot;font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify&quot;&gt;The following table sets forth, for the Postretirement Plans, the change in benefit obligation and assets, and for the Company, the amounts recognized in the Consolidated Statements of Financial Condition at December 31:&lt;/p&gt;&lt;br/&gt;&lt;table cellpadding=&quot;0&quot; cellspacing=&quot;0&quot; style=&quot;border-collapse: collapse; width: 100%; font: 10pt Times New Roman, Times, Serif&quot;&gt;

      &lt;tr style=&quot;vertical-align: bottom&quot;&gt;
       &lt;td style=&quot;text-align: center&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;padding-bottom: 1pt&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td colspan=&quot;3&quot; style=&quot;text-align: center; border-bottom: Black 1pt solid&quot;&gt;2015&lt;/td&gt;
       &lt;td style=&quot;padding-bottom: 1pt&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td colspan=&quot;3&quot; style=&quot;text-align: center; border-bottom: Black 1pt solid&quot;&gt;2014&lt;/td&gt;
      &lt;/tr&gt;
      &lt;tr style=&quot;vertical-align: bottom&quot;&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;font-style: italic&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td colspan=&quot;7&quot; style=&quot;font-style: italic; text-align: center&quot;&gt;(In thousands)&lt;/td&gt;
      &lt;/tr&gt;
      &lt;tr style=&quot;vertical-align: bottom; background-color: rgb(204,238,255)&quot;&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;Change in benefit obligation:&lt;/td&gt;
       &lt;td&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: right&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: right&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;/tr&gt;
      &lt;tr style=&quot;vertical-align: bottom; background-color: White&quot;&gt;
       &lt;td style=&quot;width: 70%; text-align: left; padding-left: 10pt&quot;&gt;Projected benefit obligation at beginning of year&lt;/td&gt;
       &lt;td style=&quot;width: 1%&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;width: 1%; text-align: left&quot;&gt;$&lt;/td&gt;
       &lt;td style=&quot;width: 12%; text-align: right&quot;&gt;8,073&lt;/td&gt;
       &lt;td style=&quot;width: 1%; text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;width: 1%&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;width: 1%; text-align: left&quot;&gt;$&lt;/td&gt;
       &lt;td style=&quot;width: 12%; text-align: right&quot;&gt;5,586&lt;/td&gt;
       &lt;td style=&quot;width: 1%; text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;/tr&gt;
      &lt;tr style=&quot;vertical-align: bottom; background-color: rgb(204,238,255)&quot;&gt;
       &lt;td style=&quot;text-align: left; padding-left: 10pt&quot;&gt;Service cost&lt;/td&gt;
       &lt;td&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: right&quot;&gt;382&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: right&quot;&gt;358&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;/tr&gt;
      &lt;tr style=&quot;vertical-align: bottom; background-color: White&quot;&gt;
       &lt;td style=&quot;text-align: left; padding-left: 10pt&quot;&gt;Interest cost&lt;/td&gt;
       &lt;td&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: right&quot;&gt;300&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: right&quot;&gt;253&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;/tr&gt;
      &lt;tr style=&quot;vertical-align: bottom; background-color: rgb(204,238,255)&quot;&gt;
       &lt;td style=&quot;text-align: left; padding-left: 10pt&quot;&gt;Actuarial loss (gain)&lt;/td&gt;
       &lt;td&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: right&quot;&gt;(715&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;)&lt;/td&gt;
       &lt;td&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: right&quot;&gt;1,925&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;/tr&gt;
      &lt;tr style=&quot;vertical-align: bottom; background-color: White&quot;&gt;
       &lt;td style=&quot;text-align: left; padding-bottom: 1pt; padding-left: 10pt&quot;&gt;Benefits paid&lt;/td&gt;
       &lt;td style=&quot;padding-bottom: 1pt&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;border-bottom: Black 1pt solid; text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;border-bottom: Black 1pt solid; text-align: right&quot;&gt;(63&lt;/td&gt;
       &lt;td style=&quot;border-bottom: Black 1pt solid; text-align: left&quot;&gt;)&lt;/td&gt;
       &lt;td style=&quot;padding-bottom: 1pt&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;border-bottom: Black 1pt solid; text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;border-bottom: Black 1pt solid; text-align: right&quot;&gt;(49&lt;/td&gt;
       &lt;td style=&quot;border-bottom: Black 1pt solid; text-align: left&quot;&gt;)&lt;/td&gt;
      &lt;/tr&gt;
      &lt;tr style=&quot;vertical-align: bottom; background-color: rgb(204,238,255)&quot;&gt;
       &lt;td style=&quot;text-align: left; padding-bottom: 1pt; padding-left: 20pt&quot;&gt;Projected benefit obligation at end of year&lt;/td&gt;
       &lt;td style=&quot;padding-bottom: 1pt&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;border-bottom: Black 1pt solid; text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;border-bottom: Black 1pt solid; text-align: right&quot;&gt;7,977&lt;/td&gt;
       &lt;td style=&quot;border-bottom: Black 1pt solid; text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;padding-bottom: 1pt&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;border-bottom: Black 1pt solid; text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;border-bottom: Black 1pt solid; text-align: right&quot;&gt;8,073&lt;/td&gt;
       &lt;td style=&quot;border-bottom: Black 1pt solid; text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;/tr&gt;
      &lt;tr style=&quot;vertical-align: bottom; background-color: White&quot;&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: right&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: right&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;/tr&gt;
      &lt;tr style=&quot;vertical-align: bottom; background-color: rgb(204,238,255)&quot;&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;Change in plan assets:&lt;/td&gt;
       &lt;td&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: right&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: right&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;/tr&gt;
      &lt;tr style=&quot;vertical-align: bottom; background-color: White&quot;&gt;
       &lt;td style=&quot;text-align: left; padding-left: 10pt&quot;&gt;Market value of assets at beginning of year&lt;/td&gt;
       &lt;td&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: right&quot;&gt;-&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: right&quot;&gt;-&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;/tr&gt;
      &lt;tr style=&quot;vertical-align: bottom; background-color: rgb(204,238,255)&quot;&gt;
       &lt;td style=&quot;text-align: left; padding-left: 10pt&quot;&gt;Employer contributions&lt;/td&gt;
       &lt;td&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: right&quot;&gt;63&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: right&quot;&gt;49&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;/tr&gt;
      &lt;tr style=&quot;vertical-align: bottom; background-color: White&quot;&gt;
       &lt;td style=&quot;text-align: left; padding-bottom: 1pt; padding-left: 10pt&quot;&gt;Benefits paid&lt;/td&gt;
       &lt;td style=&quot;padding-bottom: 1pt&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;border-bottom: Black 1pt solid; text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;border-bottom: Black 1pt solid; text-align: right&quot;&gt;(63&lt;/td&gt;
       &lt;td style=&quot;border-bottom: Black 1pt solid; text-align: left&quot;&gt;)&lt;/td&gt;
       &lt;td style=&quot;padding-bottom: 1pt&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;border-bottom: Black 1pt solid; text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;border-bottom: Black 1pt solid; text-align: right&quot;&gt;(49&lt;/td&gt;
       &lt;td style=&quot;border-bottom: Black 1pt solid; text-align: left&quot;&gt;)&lt;/td&gt;
      &lt;/tr&gt;
      &lt;tr style=&quot;vertical-align: bottom; background-color: rgb(204,238,255)&quot;&gt;
       &lt;td style=&quot;text-align: left; padding-bottom: 1pt; padding-left: 20pt&quot;&gt;Market value of plan assets at end of year&lt;/td&gt;
       &lt;td style=&quot;padding-bottom: 1pt&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;border-bottom: Black 1pt solid; text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;border-bottom: Black 1pt solid; text-align: right&quot;&gt;-&lt;/td&gt;
       &lt;td style=&quot;border-bottom: Black 1pt solid; text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;padding-bottom: 1pt&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;border-bottom: Black 1pt solid; text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;border-bottom: Black 1pt solid; text-align: right&quot;&gt;-&lt;/td&gt;
       &lt;td style=&quot;border-bottom: Black 1pt solid; text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;/tr&gt;
      &lt;tr style=&quot;vertical-align: bottom; background-color: White&quot;&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: right&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: right&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;/tr&gt;
      &lt;tr style=&quot;vertical-align: bottom; background-color: rgb(204,238,255)&quot;&gt;
       &lt;td style=&quot;text-align: left; padding-bottom: 2.25pt&quot;&gt;Accrued pension cost included in other liabilities&lt;/td&gt;
       &lt;td style=&quot;padding-bottom: 2.25pt&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;border-bottom: Black 2.25pt double; text-align: left&quot;&gt;$&lt;/td&gt;
       &lt;td style=&quot;border-bottom: Black 2.25pt double; text-align: right&quot;&gt;(7,977&lt;/td&gt;
       &lt;td style=&quot;border-bottom: Black 2.25pt double; text-align: left&quot;&gt;)&lt;/td&gt;
       &lt;td style=&quot;padding-bottom: 2.25pt&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;border-bottom: Black 2.25pt double; text-align: left&quot;&gt;$&lt;/td&gt;
       &lt;td style=&quot;border-bottom: Black 2.25pt double; text-align: right&quot;&gt;(8,073&lt;/td&gt;
       &lt;td style=&quot;border-bottom: Black 2.25pt double; text-align: left&quot;&gt;)&lt;/td&gt;
      &lt;/tr&gt;

    &lt;/table&gt;&lt;br/&gt;&lt;p style=&quot;font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify&quot;&gt;The accumulated benefit obligation for the Postretirement Plans was $8.0 million and $8.1 million at December 31, 2015 and 2014, respectively.&lt;/p&gt;&lt;br/&gt;&lt;p style=&quot;font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify&quot;&gt;Assumptions used in determining the actuarial present value of the accumulated postretirement benefit obligations at December 31 are as follows:&lt;/p&gt;&lt;br/&gt;&lt;table cellpadding=&quot;0&quot; cellspacing=&quot;0&quot; style=&quot;border-collapse: collapse; width: 100%; font: 10pt Times New Roman, Times, Serif&quot;&gt;

      &lt;tr style=&quot;vertical-align: bottom&quot;&gt;
       &lt;td style=&quot;text-align: center&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;padding-bottom: 1pt&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td colspan=&quot;3&quot; style=&quot;text-align: center; border-bottom: Black 1pt solid&quot;&gt;2015&lt;/td&gt;
       &lt;td style=&quot;padding-bottom: 1pt&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td colspan=&quot;3&quot; style=&quot;text-align: center; border-bottom: Black 1pt solid&quot;&gt;2014&lt;/td&gt;
      &lt;/tr&gt;
      &lt;tr style=&quot;vertical-align: bottom; background-color: rgb(204,238,255)&quot;&gt;
       &lt;td style=&quot;width: 70%; text-align: left&quot;&gt;Rate of return on plan assets&lt;/td&gt;
       &lt;td style=&quot;width: 1%&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;width: 1%; text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;width: 12%; text-align: right&quot;&gt;n/a&lt;/td&gt;
       &lt;td style=&quot;width: 1%; text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;width: 1%&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;width: 1%; text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;width: 12%; text-align: right&quot;&gt;n/a&lt;/td&gt;
       &lt;td style=&quot;width: 1%; text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;/tr&gt;
      &lt;tr style=&quot;vertical-align: bottom; background-color: White&quot;&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;Discount rate&lt;/td&gt;
       &lt;td&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: right&quot;&gt;4.06&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;%&lt;/td&gt;
       &lt;td&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: right&quot;&gt;3.76&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;%&lt;/td&gt;
      &lt;/tr&gt;
      &lt;tr style=&quot;vertical-align: bottom; background-color: rgb(204,238,255)&quot;&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;Rate of increase in health care costs&lt;/td&gt;
       &lt;td&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: right&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: right&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;/tr&gt;
      &lt;tr style=&quot;vertical-align: bottom; background-color: White&quot;&gt;
       &lt;td style=&quot;text-align: left; padding-left: 10pt&quot;&gt;Initial&lt;/td&gt;
       &lt;td&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: right&quot;&gt;7.00&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;%&lt;/td&gt;
       &lt;td&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: right&quot;&gt;8.00&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;%&lt;/td&gt;
      &lt;/tr&gt;
      &lt;tr style=&quot;vertical-align: bottom; background-color: rgb(204,238,255)&quot;&gt;
       &lt;td style=&quot;text-align: left; padding-left: 10pt&quot;&gt;Ultimate (year 2018)&lt;/td&gt;
       &lt;td&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: right&quot;&gt;5.00&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;%&lt;/td&gt;
       &lt;td&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: right&quot;&gt;5.00&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;%&lt;/td&gt;
      &lt;/tr&gt;
      &lt;tr style=&quot;vertical-align: bottom; background-color: White&quot;&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;Annual rate of salary increase for life insurance&lt;/td&gt;
       &lt;td&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: right&quot;&gt;n/a&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: right&quot;&gt;n/a&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;/tr&gt;

    &lt;/table&gt;&lt;br/&gt;&lt;p style=&quot;font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify&quot;&gt;The resulting net periodic postretirement expense consisted of the following components for the years ended December 31:&lt;/p&gt;&lt;br/&gt;&lt;table cellpadding=&quot;0&quot; cellspacing=&quot;0&quot; style=&quot;border-collapse: collapse; width: 100%; font: 10pt Times New Roman, Times, Serif&quot;&gt;

      &lt;tr style=&quot;vertical-align: bottom&quot;&gt;
       &lt;td style=&quot;text-align: center&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;padding-bottom: 1pt&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td colspan=&quot;3&quot; style=&quot;text-align: center; border-bottom: Black 1pt solid&quot;&gt;2015&lt;/td&gt;
       &lt;td style=&quot;padding-bottom: 1pt&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td colspan=&quot;3&quot; style=&quot;text-align: center; border-bottom: Black 1pt solid&quot;&gt;2014&lt;/td&gt;
       &lt;td style=&quot;padding-bottom: 1pt&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td colspan=&quot;3&quot; style=&quot;text-align: center; border-bottom: Black 1pt solid&quot;&gt;2013&lt;/td&gt;
      &lt;/tr&gt;
      &lt;tr style=&quot;vertical-align: bottom&quot;&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;font-style: italic&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td colspan=&quot;11&quot; style=&quot;font-style: italic; text-align: center&quot;&gt;(In thousands)&lt;/td&gt;
      &lt;/tr&gt;
      &lt;tr style=&quot;vertical-align: bottom; background-color: rgb(204,238,255)&quot;&gt;
       &lt;td style=&quot;width: 61%; text-align: left&quot;&gt;Service cost&lt;/td&gt;
       &lt;td style=&quot;width: 1%&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;width: 1%; text-align: left&quot;&gt;$&lt;/td&gt;
       &lt;td style=&quot;width: 10%; text-align: right&quot;&gt;382&lt;/td&gt;
       &lt;td style=&quot;width: 1%; text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;width: 1%&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;width: 1%; text-align: left&quot;&gt;$&lt;/td&gt;
       &lt;td style=&quot;width: 10%; text-align: right&quot;&gt;358&lt;/td&gt;
       &lt;td style=&quot;width: 1%; text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;width: 1%&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;width: 1%; text-align: left&quot;&gt;$&lt;/td&gt;
       &lt;td style=&quot;width: 10%; text-align: right&quot;&gt;449&lt;/td&gt;
       &lt;td style=&quot;width: 1%; text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;/tr&gt;
      &lt;tr style=&quot;vertical-align: bottom; background-color: White&quot;&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;Interest cost&lt;/td&gt;
       &lt;td&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: right&quot;&gt;300&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: right&quot;&gt;253&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: right&quot;&gt;219&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;/tr&gt;
      &lt;tr style=&quot;vertical-align: bottom; background-color: rgb(204,238,255)&quot;&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;Amortization of unrecognized loss&lt;/td&gt;
       &lt;td&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: right&quot;&gt;119&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: right&quot;&gt;-&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: right&quot;&gt;50&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;/tr&gt;
      &lt;tr style=&quot;vertical-align: bottom; background-color: White&quot;&gt;
       &lt;td style=&quot;text-align: left; padding-bottom: 1pt&quot;&gt;Amortization of past service credit&lt;/td&gt;
       &lt;td style=&quot;padding-bottom: 1pt&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;border-bottom: Black 1pt solid; text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;border-bottom: Black 1pt solid; text-align: right&quot;&gt;(85&lt;/td&gt;
       &lt;td style=&quot;border-bottom: Black 1pt solid; text-align: left&quot;&gt;)&lt;/td&gt;
       &lt;td style=&quot;padding-bottom: 1pt&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;border-bottom: Black 1pt solid; text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;border-bottom: Black 1pt solid; text-align: right&quot;&gt;(85&lt;/td&gt;
       &lt;td style=&quot;border-bottom: Black 1pt solid; text-align: left&quot;&gt;)&lt;/td&gt;
       &lt;td style=&quot;padding-bottom: 1pt&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;border-bottom: Black 1pt solid; text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;border-bottom: Black 1pt solid; text-align: right&quot;&gt;(85&lt;/td&gt;
       &lt;td style=&quot;border-bottom: Black 1pt solid; text-align: left&quot;&gt;)&lt;/td&gt;
      &lt;/tr&gt;
      &lt;tr style=&quot;vertical-align: bottom; background-color: rgb(204,238,255)&quot;&gt;
       &lt;td style=&quot;text-align: left; padding-bottom: 1pt; padding-left: 10pt&quot;&gt;Net postretirement benefit expense&lt;/td&gt;
       &lt;td style=&quot;padding-bottom: 1pt&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;border-bottom: Black 1pt solid; text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;border-bottom: Black 1pt solid; text-align: right&quot;&gt;716&lt;/td&gt;
       &lt;td style=&quot;border-bottom: Black 1pt solid; text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;padding-bottom: 1pt&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;border-bottom: Black 1pt solid; text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;border-bottom: Black 1pt solid; text-align: right&quot;&gt;526&lt;/td&gt;
       &lt;td style=&quot;border-bottom: Black 1pt solid; text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;padding-bottom: 1pt&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;border-bottom: Black 1pt solid; text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;border-bottom: Black 1pt solid; text-align: right&quot;&gt;633&lt;/td&gt;
       &lt;td style=&quot;border-bottom: Black 1pt solid; text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;/tr&gt;
      &lt;tr style=&quot;vertical-align: bottom; background-color: White&quot;&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: right&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: right&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: right&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;/tr&gt;
      &lt;tr style=&quot;vertical-align: bottom; background-color: rgb(204,238,255)&quot;&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;Current year actuarial (gain) loss&lt;/td&gt;
       &lt;td&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: right&quot;&gt;(715&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;)&lt;/td&gt;
       &lt;td&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: right&quot;&gt;1,925&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: right&quot;&gt;(943&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;)&lt;/td&gt;
      &lt;/tr&gt;
      &lt;tr style=&quot;vertical-align: bottom; background-color: White&quot;&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;Amortization of actuarial loss&lt;/td&gt;
       &lt;td&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: right&quot;&gt;(119&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;)&lt;/td&gt;
       &lt;td&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: right&quot;&gt;-&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: right&quot;&gt;(50&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;)&lt;/td&gt;
      &lt;/tr&gt;
      &lt;tr style=&quot;vertical-align: bottom; background-color: rgb(204,238,255)&quot;&gt;
       &lt;td style=&quot;text-align: left; padding-bottom: 1pt&quot;&gt;Amortization of prior service credit&lt;/td&gt;
       &lt;td style=&quot;padding-bottom: 1pt&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;border-bottom: Black 1pt solid; text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;border-bottom: Black 1pt solid; text-align: right&quot;&gt;85&lt;/td&gt;
       &lt;td style=&quot;border-bottom: Black 1pt solid; text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;padding-bottom: 1pt&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;border-bottom: Black 1pt solid; text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;border-bottom: Black 1pt solid; text-align: right&quot;&gt;85&lt;/td&gt;
       &lt;td style=&quot;border-bottom: Black 1pt solid; text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;padding-bottom: 1pt&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;border-bottom: Black 1pt solid; text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;border-bottom: Black 1pt solid; text-align: right&quot;&gt;85&lt;/td&gt;
       &lt;td style=&quot;border-bottom: Black 1pt solid; text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;/tr&gt;
      &lt;tr style=&quot;vertical-align: bottom; background-color: White&quot;&gt;
       &lt;td style=&quot;text-align: left; padding-bottom: 1pt; padding-left: 10pt&quot;&gt;Total recognized in other comprehensive income&lt;/td&gt;
       &lt;td style=&quot;padding-bottom: 1pt&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;border-bottom: Black 1pt solid; text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;border-bottom: Black 1pt solid; text-align: right&quot;&gt;(749&lt;/td&gt;
       &lt;td style=&quot;border-bottom: Black 1pt solid; text-align: left&quot;&gt;)&lt;/td&gt;
       &lt;td style=&quot;padding-bottom: 1pt&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;border-bottom: Black 1pt solid; text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;border-bottom: Black 1pt solid; text-align: right&quot;&gt;2,010&lt;/td&gt;
       &lt;td style=&quot;border-bottom: Black 1pt solid; text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;padding-bottom: 1pt&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;border-bottom: Black 1pt solid; text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;border-bottom: Black 1pt solid; text-align: right&quot;&gt;(908&lt;/td&gt;
       &lt;td style=&quot;border-bottom: Black 1pt solid; text-align: left&quot;&gt;)&lt;/td&gt;
      &lt;/tr&gt;
      &lt;tr style=&quot;vertical-align: bottom; background-color: rgb(204,238,255)&quot;&gt;
       &lt;td style=&quot;text-align: left; padding-bottom: 2.25pt; padding-left: 0pt&quot;&gt;Total recognized in net postretirement expense and other comprehensive income&lt;/td&gt;
       &lt;td style=&quot;padding-bottom: 2.25pt&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;border-bottom: Black 2.25pt double; text-align: left&quot;&gt;$&lt;/td&gt;
       &lt;td style=&quot;border-bottom: Black 2.25pt double; text-align: right&quot;&gt;(33&lt;/td&gt;
       &lt;td style=&quot;border-bottom: Black 2.25pt double; text-align: left&quot;&gt;)&lt;/td&gt;
       &lt;td style=&quot;padding-bottom: 2.25pt&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;border-bottom: Black 2.25pt double; text-align: left&quot;&gt;$&lt;/td&gt;
       &lt;td style=&quot;border-bottom: Black 2.25pt double; text-align: right&quot;&gt;2,536&lt;/td&gt;
       &lt;td style=&quot;border-bottom: Black 2.25pt double; text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;padding-bottom: 2.25pt&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;border-bottom: Black 2.25pt double; text-align: left&quot;&gt;$&lt;/td&gt;
       &lt;td style=&quot;border-bottom: Black 2.25pt double; text-align: right&quot;&gt;(275&lt;/td&gt;
       &lt;td style=&quot;border-bottom: Black 2.25pt double; text-align: left&quot;&gt;)&lt;/td&gt;
      &lt;/tr&gt;

    &lt;/table&gt;&lt;br/&gt;&lt;p style=&quot;font: 10pt Times New Roman, Times, Serif; margin: 0pt 0&quot;&gt;Assumptions used to develop periodic postretirement expense for the Postretirement Plans for the years ended December 31 were:&lt;/p&gt;&lt;br/&gt;&lt;table cellpadding=&quot;0&quot; cellspacing=&quot;0&quot; style=&quot;border-collapse: collapse; width: 100%; font: 10pt Times New Roman, Times, Serif&quot;&gt;

      &lt;tr style=&quot;vertical-align: bottom&quot;&gt;
       &lt;td style=&quot;text-align: center&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;padding-bottom: 1pt&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td colspan=&quot;3&quot; style=&quot;text-align: center; border-bottom: Black 1pt solid&quot;&gt;2015&lt;/td&gt;
       &lt;td style=&quot;padding-bottom: 1pt&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td colspan=&quot;3&quot; style=&quot;text-align: center; border-bottom: Black 1pt solid&quot;&gt;2014&lt;/td&gt;
       &lt;td style=&quot;padding-bottom: 1pt&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td colspan=&quot;3&quot; style=&quot;text-align: center; border-bottom: Black 1pt solid&quot;&gt;2013&lt;/td&gt;
      &lt;/tr&gt;
      &lt;tr style=&quot;vertical-align: bottom; background-color: rgb(204,238,255)&quot;&gt;
       &lt;td style=&quot;width: 61%; text-align: left&quot;&gt;Rate of return on plan assets&lt;/td&gt;
       &lt;td style=&quot;width: 1%&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;width: 1%; text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;width: 10%; text-align: right&quot;&gt;n/a&lt;/td&gt;
       &lt;td style=&quot;width: 1%; text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;width: 1%&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;width: 1%; text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;width: 10%; text-align: right&quot;&gt;n/a&lt;/td&gt;
       &lt;td style=&quot;width: 1%; text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;width: 1%&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;width: 1%; text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;width: 10%; text-align: right&quot;&gt;n/a&lt;/td&gt;
       &lt;td style=&quot;width: 1%; text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;/tr&gt;
      &lt;tr style=&quot;vertical-align: bottom; background-color: White&quot;&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;Discount rate&lt;/td&gt;
       &lt;td&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: right&quot;&gt;3.76&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;%&lt;/td&gt;
       &lt;td&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: right&quot;&gt;4.60&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;%&lt;/td&gt;
       &lt;td&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: right&quot;&gt;3.75&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;%&lt;/td&gt;
      &lt;/tr&gt;
      &lt;tr style=&quot;vertical-align: bottom; background-color: rgb(204,238,255)&quot;&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;Rate of increase in health care costs&lt;/td&gt;
       &lt;td&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: right&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: right&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: right&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;/tr&gt;
      &lt;tr style=&quot;vertical-align: bottom; background-color: White&quot;&gt;
       &lt;td style=&quot;text-align: left; padding-left: 10pt&quot;&gt;Initial&lt;/td&gt;
       &lt;td&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: right&quot;&gt;8.00&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;%&lt;/td&gt;
       &lt;td&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: right&quot;&gt;9.00&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;%&lt;/td&gt;
       &lt;td&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: right&quot;&gt;10.00&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;%&lt;/td&gt;
      &lt;/tr&gt;
      &lt;tr style=&quot;vertical-align: bottom; background-color: rgb(204,238,255)&quot;&gt;
       &lt;td style=&quot;text-align: left; padding-left: 10pt&quot;&gt;Ultimate (year 2018)&lt;/td&gt;
       &lt;td&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: right&quot;&gt;5.00&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;%&lt;/td&gt;
       &lt;td&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: right&quot;&gt;5.00&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;%&lt;/td&gt;
       &lt;td&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: right&quot;&gt;5.00&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;%&lt;/td&gt;
      &lt;/tr&gt;
      &lt;tr style=&quot;vertical-align: bottom; background-color: White&quot;&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;Annual rate of salary increase for life insurance&lt;/td&gt;
       &lt;td&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: right&quot;&gt;n/a&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: right&quot;&gt;n/a&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: right&quot;&gt;n/a&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;/tr&gt;

    &lt;/table&gt;&lt;br/&gt;&lt;p style=&quot;font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify&quot;&gt;The health care cost trend rate assumptions have a significant effect on the amounts reported. A one percentage point change in assumed health care trend rates would have the following effects:&lt;/p&gt;&lt;br/&gt;&lt;table cellpadding=&quot;0&quot; cellspacing=&quot;0&quot; style=&quot;border-collapse: collapse; width: 100%; font: 10pt Times New Roman, Times, Serif&quot;&gt;

      &lt;tr style=&quot;vertical-align: bottom&quot;&gt;
       &lt;td&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;padding-bottom: 1pt&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td colspan=&quot;3&quot; style=&quot;text-align: center; border-bottom: Black 1pt solid&quot;&gt;Increase&lt;/td&gt;
       &lt;td style=&quot;padding-bottom: 1pt&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td colspan=&quot;3&quot; style=&quot;text-align: center; border-bottom: Black 1pt solid&quot;&gt;Decrease&lt;/td&gt;
      &lt;/tr&gt;
      &lt;tr style=&quot;vertical-align: bottom&quot;&gt;
       &lt;td&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;font-style: italic&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td colspan=&quot;7&quot; style=&quot;font-style: italic; text-align: center&quot;&gt;(In thousands)&lt;/td&gt;
      &lt;/tr&gt;
      &lt;tr style=&quot;vertical-align: bottom; background-color: rgb(204,238,255)&quot;&gt;
       &lt;td style=&quot;width: 70%; text-align: left&quot;&gt;Effect on postretirement benefit obligation&lt;/td&gt;
       &lt;td style=&quot;width: 1%&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;width: 1%; text-align: left&quot;&gt;$&lt;/td&gt;
       &lt;td style=&quot;width: 12%; text-align: right&quot;&gt;1,634&lt;/td&gt;
       &lt;td style=&quot;width: 1%; text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;width: 1%&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;width: 1%; text-align: left&quot;&gt;$&lt;/td&gt;
       &lt;td style=&quot;width: 12%; text-align: right&quot;&gt;(1,240&lt;/td&gt;
       &lt;td style=&quot;width: 1%; text-align: left&quot;&gt;)&lt;/td&gt;
      &lt;/tr&gt;
      &lt;tr style=&quot;vertical-align: bottom; background-color: White&quot;&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;Effect on total service and interest cost&lt;/td&gt;
       &lt;td&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: right&quot;&gt;177&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: right&quot;&gt;(131&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;)&lt;/td&gt;
      &lt;/tr&gt;

    &lt;/table&gt;&lt;br/&gt;&lt;p style=&quot;font: 10pt Times New Roman, Times, Serif; margin: 0pt 0&quot;&gt;The Company expects to pay benefits of $189,000 under its Postretirement Plans in 2016.&lt;/p&gt;&lt;br/&gt;&lt;p style=&quot;font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify&quot;&gt;The following benefit payments under the Postretirement Plan, which reflect expected future service, are expected to be paid:&lt;/p&gt;&lt;br/&gt;&lt;table cellpadding=&quot;0&quot; cellspacing=&quot;0&quot; style=&quot;border-collapse: collapse; width: 100%; font: 10pt Times New Roman, Times, Serif&quot;&gt;

      &lt;tr style=&quot;vertical-align: bottom&quot;&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;For the years ending December 31:&lt;/td&gt;
       &lt;td style=&quot;padding-bottom: 1pt&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td colspan=&quot;3&quot; style=&quot;text-align: center; border-bottom: Black 1pt solid&quot;&gt;Future Benefit &lt;br /&gt; Payments&lt;/td&gt;
      &lt;/tr&gt;
      &lt;tr style=&quot;vertical-align: bottom&quot;&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;font-style: italic&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td colspan=&quot;3&quot; style=&quot;font-style: italic; text-align: center&quot;&gt;(In thousands)&lt;/td&gt;
      &lt;/tr&gt;
      &lt;tr style=&quot;vertical-align: bottom; background-color: rgb(204,238,255)&quot;&gt;
       &lt;td style=&quot;width: 85%; text-align: left&quot;&gt;2016&lt;/td&gt;
       &lt;td style=&quot;width: 1%&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;width: 1%; text-align: left&quot;&gt;$&lt;/td&gt;
       &lt;td style=&quot;width: 12%; text-align: right&quot;&gt;189&lt;/td&gt;
       &lt;td style=&quot;width: 1%; text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;/tr&gt;
      &lt;tr style=&quot;vertical-align: bottom; background-color: White&quot;&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;2017&lt;/td&gt;
       &lt;td&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: right&quot;&gt;229&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;/tr&gt;
      &lt;tr style=&quot;vertical-align: bottom; background-color: rgb(204,238,255)&quot;&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;2018&lt;/td&gt;
       &lt;td&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: right&quot;&gt;255&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;/tr&gt;
      &lt;tr style=&quot;vertical-align: bottom; background-color: White&quot;&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;2019&lt;/td&gt;
       &lt;td&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: right&quot;&gt;280&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;/tr&gt;
      &lt;tr style=&quot;vertical-align: bottom; background-color: rgb(204,238,255)&quot;&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;2020&lt;/td&gt;
       &lt;td&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: right&quot;&gt;263&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;/tr&gt;
      &lt;tr style=&quot;vertical-align: bottom; background-color: White&quot;&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;2021 &amp;#x2013; 2025&lt;/td&gt;
       &lt;td&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: right&quot;&gt;1,524&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;/tr&gt;

    &lt;/table&gt;&lt;br/&gt;&lt;p style=&quot;font: 10pt Times New Roman, Times, Serif; margin: 0pt 0.25in 0pt 0; text-align: justify&quot;&gt;&lt;b&gt;Defined Contribution Plans:&lt;/b&gt;&lt;/p&gt;&lt;br/&gt;&lt;p style=&quot;font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify&quot;&gt;The Company maintains a tax qualified 401(k) plan which covers substantially all salaried employees who have completed one year of service. Currently, annual matching contributions under the Bank&amp;#x2019;s 401(k) plan equal 50% of the employee&amp;#x2019;s contributions, up to a maximum of 3% of the employee&amp;#x2019;s compensation. In addition, the 401(k) plan includes the Defined Contribution Retirement Plan (&amp;#x201c;DCRP&amp;#x201d;), under which the Bank contributes an amount equal to 4% of an employee&amp;#x2019;s eligible compensation as defined in the plan, and the Profit Sharing Plan (&amp;#x201c;PSP&amp;#x201d;), under which at the discretion of the Company&amp;#x2019;s Board of Directors a contribution is made. Contributions for the DCRP and PSP are made in the form of Company common stock at or after the end of each year. Annual contributions under these plans are subject to the limits imposed under the Internal Revenue Code. Contributions by the Company into the 401(k) plan vest 20% per year over the employee&apos;s first five years of service. Contributions to these plans are 100% vested upon a change of control (as defined in the applicable plan). Compensation expense recorded by the Company for these plans amounted to $3.0 million, $3.1 million and $2.9 million for the years ended December 31, 2015, 2014 and 2013, respectively.&lt;/p&gt;&lt;br/&gt;&lt;p style=&quot;font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify&quot;&gt;The Bank provides a non-qualified deferred compensation plan as an incentive for officers who have achieved the designated level and completed one year of service. Prior to January 1, 2015, the Plan included officers at a level that are no longer qualified to participate, however those that were eligible remain eligible to participate in the Plan. In addition to the amounts deferred by the officers, the Bank matches 50% of their contributions, generally up to a maximum of 5% of the officers&amp;#x2019; salary. Matching contributions under this plan vest 20% per year for five years. The non-qualified deferred compensation plan assets are held in a rabbi trust totaling $10.6 million and $10.0 million at December 31, 2015 and 2014, respectively. Contributions become 100% vested upon a change of control (as defined in the plan). Compensation expense recorded by the Company for this plan amounted to $0.4 million for each of the years ended December 31, 2015, 2014 and 2013.&lt;/p&gt;&lt;br/&gt;&lt;p style=&quot;font: 10pt Times New Roman, Times, Serif; margin: 0pt 0.25in 0pt 0; text-align: justify&quot;&gt;&lt;b&gt;Employee Benefit Trust:&lt;/b&gt;&lt;/p&gt;&lt;br/&gt;&lt;p style=&quot;font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify&quot;&gt;An Employee Benefit Trust (&amp;#x201c;EBT&amp;#x201d;) has been established to assist the Company in funding its benefit plan obligations. In connection with the Bank&amp;#x2019;s conversion to a federal stock savings bank in 1995, the EBT borrowed $7.9 million from the Company and used $7,000 of cash received from the Bank to purchase 2,328,750 shares of the common stock of the Company. The loan was repaid from the Company&amp;#x2019;s discretionary contributions to the EBT and dividend payments received on common stock held by the EBT. During the year ended December 31, 2010, the loan was fully repaid. Dividend payments received subsequent to the loan being repaid are used to purchase additional shares of common stock. Shares purchased with the loan proceeds are held in a suspense account for contribution to specified benefit plans. Shares released from the suspense account are used solely for funding matching contributions under the Bank&amp;#x2019;s 401(k) plan, contributions to the 401(k) plan for the DCRP, and contributions to the PSP. For the years ended December 31, 2015, 2014 and 2013, the Company funded $2.8 million, $2.7 million and $2.3 million, respectively, of employer contributions to the 401(k), DCRP and profit sharing plans from the EBT.&lt;/p&gt;&lt;br/&gt;&lt;p style=&quot;font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify&quot;&gt;Upon a change of control (as defined in the EBT), the EBT will terminate and any trust assets remaining after certain benefit plan contributions will be distributed to all full-time employees of the Company with at least one year of service, in proportion to their compensation over the four most recently completed calendar years plus the portion of the current year prior to the termination of the EBT.&lt;/p&gt;&lt;br/&gt;&lt;p style=&quot;font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify&quot;&gt;As shares are released from the suspense account, the Company reports compensation expense equal to the current market price of the shares, and the shares become outstanding for earnings per share computations. The EBT shares are as follows at December 31:&lt;/p&gt;&lt;br/&gt;&lt;table cellpadding=&quot;0&quot; cellspacing=&quot;0&quot; style=&quot;border-collapse: collapse; width: 100%; font: 10pt Times New Roman, Times, Serif&quot;&gt;

      &lt;tr style=&quot;vertical-align: bottom&quot;&gt;
       &lt;td style=&quot;text-align: center&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;padding-bottom: 1pt&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td colspan=&quot;3&quot; style=&quot;text-align: center; border-bottom: Black 1pt solid&quot;&gt;2015&lt;/td&gt;
       &lt;td style=&quot;padding-bottom: 1pt&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td colspan=&quot;3&quot; style=&quot;text-align: center; border-bottom: Black 1pt solid&quot;&gt;2014&lt;/td&gt;
      &lt;/tr&gt;
      &lt;tr style=&quot;vertical-align: bottom&quot;&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;font-style: italic&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td colspan=&quot;3&quot; style=&quot;font-style: italic&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;font-style: italic&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td colspan=&quot;3&quot; style=&quot;font-style: italic&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;/tr&gt;
      &lt;tr style=&quot;vertical-align: bottom; background-color: rgb(204,238,255)&quot;&gt;
       &lt;td style=&quot;width: 70%; text-align: left&quot;&gt;Shares owned by Employee Benefit Trust, beginning balance&lt;/td&gt;
       &lt;td style=&quot;width: 1%&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;width: 1%; text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;width: 12%; text-align: right&quot;&gt;800,950&lt;/td&gt;
       &lt;td style=&quot;width: 1%; text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;width: 1%&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;width: 1%; text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;width: 12%; text-align: right&quot;&gt;913,792&lt;/td&gt;
       &lt;td style=&quot;width: 1%; text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;/tr&gt;
      &lt;tr style=&quot;vertical-align: bottom; background-color: White&quot;&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;Shares purchased&lt;/td&gt;
       &lt;td&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: right&quot;&gt;22,102&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: right&quot;&gt;23,717&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;/tr&gt;
      &lt;tr style=&quot;vertical-align: bottom; background-color: rgb(204,238,255)&quot;&gt;
       &lt;td style=&quot;text-align: left; padding-bottom: 1pt&quot;&gt;Shares released and allocated&lt;/td&gt;
       &lt;td style=&quot;padding-bottom: 1pt&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;border-bottom: Black 1pt solid; text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;border-bottom: Black 1pt solid; text-align: right&quot;&gt;(147,616&lt;/td&gt;
       &lt;td style=&quot;border-bottom: Black 1pt solid; text-align: left&quot;&gt;)&lt;/td&gt;
       &lt;td style=&quot;padding-bottom: 1pt&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;border-bottom: Black 1pt solid; text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;border-bottom: Black 1pt solid; text-align: right&quot;&gt;(136,559&lt;/td&gt;
       &lt;td style=&quot;border-bottom: Black 1pt solid; text-align: left&quot;&gt;)&lt;/td&gt;
      &lt;/tr&gt;
      &lt;tr style=&quot;vertical-align: bottom; background-color: White&quot;&gt;
       &lt;td style=&quot;text-align: left; padding-bottom: 2.25pt&quot;&gt;Shares owned by Employee Benefit Trust, ending balance&lt;/td&gt;
       &lt;td style=&quot;padding-bottom: 2.25pt&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;border-bottom: Black 2.25pt double; text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;border-bottom: Black 2.25pt double; text-align: right&quot;&gt;675,436&lt;/td&gt;
       &lt;td style=&quot;border-bottom: Black 2.25pt double; text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;padding-bottom: 2.25pt&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;border-bottom: Black 2.25pt double; text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;border-bottom: Black 2.25pt double; text-align: right&quot;&gt;800,950&lt;/td&gt;
       &lt;td style=&quot;border-bottom: Black 2.25pt double; text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;/tr&gt;
      &lt;tr style=&quot;vertical-align: bottom; background-color: rgb(204,238,255)&quot;&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: right&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: right&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;/tr&gt;
      &lt;tr style=&quot;vertical-align: bottom; background-color: White&quot;&gt;
       &lt;td style=&quot;text-align: left; padding-bottom: 2.25pt&quot;&gt;Market value of unallocated shares.&lt;/td&gt;
       &lt;td style=&quot;padding-bottom: 2.25pt&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;border-bottom: Black 2.25pt double; text-align: left&quot;&gt;$&lt;/td&gt;
       &lt;td style=&quot;border-bottom: Black 2.25pt double; text-align: right&quot;&gt;14,616,435&lt;/td&gt;
       &lt;td style=&quot;border-bottom: Black 2.25pt double; text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;padding-bottom: 2.25pt&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;border-bottom: Black 2.25pt double; text-align: left&quot;&gt;$&lt;/td&gt;
       &lt;td style=&quot;border-bottom: Black 2.25pt double; text-align: right&quot;&gt;16,235,257&lt;/td&gt;
       &lt;td style=&quot;border-bottom: Black 2.25pt double; text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;/tr&gt;

    &lt;/table&gt;&lt;br/&gt;&lt;p style=&quot;font: 10pt Times New Roman, Times, Serif; margin: 0pt 0&quot;&gt;&lt;b&gt;Outside Director Retirement Plan:&lt;/b&gt;&lt;/p&gt;&lt;br/&gt;&lt;p style=&quot;font: 10pt Times New Roman, Times, Serif; margin: 0pt 4.5pt 0pt 0; text-align: justify&quot;&gt;&lt;font style=&quot;font-family: Times New Roman, Times, Serif&quot;&gt;The Bank has an unfunded noncontributory defined benefit Outside Director Retirement Plan (the &amp;#x201c;Directors&amp;#x2019; Plan&amp;#x201d;), which provides benefits to each non-employee director who became a non-employee director before January 1, 2004, who has at least five years of service as a non-employee director and whose years of service as a non-employee director plus age equals or exceeds 55. Benefits are also payable to a non-employee director who became a non-employee director before January 1, 2004 and whose status as a non-employee director terminates because of death or disability or who is a non-employee director upon a change of control (as defined in the Directors&amp;#x2019; Plan). Any person who became a non-employee director after January 1, 2004 is not eligible to participate in the Directors&amp;#x2019; Plan. Upon termination an eligible director will be paid an annual retirement benefit equal to $48,000. Such benefit will be paid in equal monthly installments for the lesser of the number of months such director served as a non-employee director or 120 months. In the event of a termination of Board service due to a change of control, a non-employee director who has completed at least two years of service as a non-employee director will receive a cash lump sum payment equal to 120 months of benefit, and a non-employee director with less than two years of service will receive a cash lump sum payment equal to a number of months of benefit equal to the number of months of his service as a non-employee director. In the event of the director&amp;#x2019;s death, the surviving spouse will receive the equivalent benefit. No benefits will be payable to a director who is removed for cause. The Holding Company has guaranteed the payment of benefits under the Directors&amp;#x2019; Plan, for this reason the &lt;/font&gt;Bank has assets held in a rabbi trust totaling $4.2 million and $3.9 million at December 31, 2015 and 2014, respectively. &lt;font style=&quot;font-family: Times New Roman, Times, Serif&quot;&gt;Upon adopting the Directors&amp;#x2019; Plan, the Bank elected to immediately recognize the effect of adopting the Directors&amp;#x2019; Plan. Subsequent plan amendments are amortized as a past service liability. The Bank uses a December 31 measurement date for the Directors&amp;#x2019; Plan.&lt;/font&gt;&lt;/p&gt;&lt;br/&gt;&lt;p style=&quot;font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify&quot;&gt;The following table sets forth, for the Directors&amp;#x2019; Plan, the change in benefit obligation and assets, and for the Company, the amounts recognized in the Consolidated Statements of Financial Condition at December 31:&lt;/p&gt;&lt;br/&gt;&lt;table cellpadding=&quot;0&quot; cellspacing=&quot;0&quot; style=&quot;border-collapse: collapse; width: 100%; font: 10pt Times New Roman, Times, Serif&quot;&gt;

      &lt;tr style=&quot;vertical-align: bottom&quot;&gt;
       &lt;td style=&quot;text-align: center&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;padding-bottom: 1pt&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td colspan=&quot;3&quot; style=&quot;text-align: center; border-bottom: Black 1pt solid&quot;&gt;2015&lt;/td&gt;
       &lt;td style=&quot;padding-bottom: 1pt&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td colspan=&quot;3&quot; style=&quot;text-align: center; border-bottom: Black 1pt solid&quot;&gt;2014&lt;/td&gt;
      &lt;/tr&gt;
      &lt;tr style=&quot;vertical-align: bottom&quot;&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;font-style: italic&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td colspan=&quot;7&quot; style=&quot;font-style: italic; text-align: center&quot;&gt;(In thousands)&lt;/td&gt;
      &lt;/tr&gt;
      &lt;tr style=&quot;vertical-align: bottom; background-color: rgb(204,238,255)&quot;&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;Change in benefit obligation:&lt;/td&gt;
       &lt;td&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: right&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: right&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;/tr&gt;
      &lt;tr style=&quot;vertical-align: bottom; background-color: White&quot;&gt;
       &lt;td style=&quot;width: 70%; text-align: left; padding-left: 10pt&quot;&gt;Projected benefit obligation at beginning of year&lt;/td&gt;
       &lt;td style=&quot;width: 1%&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;width: 1%; text-align: left&quot;&gt;$&lt;/td&gt;
       &lt;td style=&quot;width: 12%; text-align: right&quot;&gt;2,663&lt;/td&gt;
       &lt;td style=&quot;width: 1%; text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;width: 1%&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;width: 1%; text-align: left&quot;&gt;$&lt;/td&gt;
       &lt;td style=&quot;width: 12%; text-align: right&quot;&gt;2,666&lt;/td&gt;
       &lt;td style=&quot;width: 1%; text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;/tr&gt;
      &lt;tr style=&quot;vertical-align: bottom; background-color: rgb(204,238,255)&quot;&gt;
       &lt;td style=&quot;text-align: left; padding-left: 10pt&quot;&gt;Service cost&lt;/td&gt;
       &lt;td&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: right&quot;&gt;45&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: right&quot;&gt;54&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;/tr&gt;
      &lt;tr style=&quot;vertical-align: bottom; background-color: White&quot;&gt;
       &lt;td style=&quot;text-align: left; padding-left: 10pt&quot;&gt;Interest cost&lt;/td&gt;
       &lt;td&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: right&quot;&gt;95&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: right&quot;&gt;116&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;/tr&gt;
      &lt;tr style=&quot;vertical-align: bottom; background-color: rgb(204,238,255)&quot;&gt;
       &lt;td style=&quot;text-align: left; padding-left: 10pt&quot;&gt;Actuarial gain&lt;/td&gt;
       &lt;td&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: right&quot;&gt;(129&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;)&lt;/td&gt;
       &lt;td&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: right&quot;&gt;(53&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;)&lt;/td&gt;
      &lt;/tr&gt;
      &lt;tr style=&quot;vertical-align: bottom; background-color: White&quot;&gt;
       &lt;td style=&quot;text-align: left; padding-bottom: 1pt; padding-left: 10pt&quot;&gt;Benefits paid&lt;/td&gt;
       &lt;td style=&quot;padding-bottom: 1pt&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;border-bottom: Black 1pt solid; text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;border-bottom: Black 1pt solid; text-align: right&quot;&gt;(144&lt;/td&gt;
       &lt;td style=&quot;border-bottom: Black 1pt solid; text-align: left&quot;&gt;)&lt;/td&gt;
       &lt;td style=&quot;padding-bottom: 1pt&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;border-bottom: Black 1pt solid; text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;border-bottom: Black 1pt solid; text-align: right&quot;&gt;(120&lt;/td&gt;
       &lt;td style=&quot;border-bottom: Black 1pt solid; text-align: left&quot;&gt;)&lt;/td&gt;
      &lt;/tr&gt;
      &lt;tr style=&quot;vertical-align: bottom; background-color: rgb(204,238,255)&quot;&gt;
       &lt;td style=&quot;text-align: left; padding-bottom: 1pt; padding-left: 20pt&quot;&gt;Projected benefit obligation at end of year&lt;/td&gt;
       &lt;td style=&quot;padding-bottom: 1pt&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;border-bottom: Black 1pt solid; text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;border-bottom: Black 1pt solid; text-align: right&quot;&gt;2,530&lt;/td&gt;
       &lt;td style=&quot;border-bottom: Black 1pt solid; text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;padding-bottom: 1pt&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;border-bottom: Black 1pt solid; text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;border-bottom: Black 1pt solid; text-align: right&quot;&gt;2,663&lt;/td&gt;
       &lt;td style=&quot;border-bottom: Black 1pt solid; text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;/tr&gt;
      &lt;tr style=&quot;vertical-align: bottom; background-color: White&quot;&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: right&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: right&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;/tr&gt;
      &lt;tr style=&quot;vertical-align: bottom; background-color: rgb(204,238,255)&quot;&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;Change in plan assets:&lt;/td&gt;
       &lt;td&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: right&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: right&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;/tr&gt;
      &lt;tr style=&quot;vertical-align: bottom; background-color: White&quot;&gt;
       &lt;td style=&quot;text-align: left; padding-left: 10pt&quot;&gt;Market value of assets at beginning of year&lt;/td&gt;
       &lt;td&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: right&quot;&gt;-&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: right&quot;&gt;-&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;/tr&gt;
      &lt;tr style=&quot;vertical-align: bottom; background-color: rgb(204,238,255)&quot;&gt;
       &lt;td style=&quot;text-align: left; padding-left: 10pt&quot;&gt;Employer contributions&lt;/td&gt;
       &lt;td&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: right&quot;&gt;144&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: right&quot;&gt;120&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;/tr&gt;
      &lt;tr style=&quot;vertical-align: bottom; background-color: White&quot;&gt;
       &lt;td style=&quot;text-align: left; padding-bottom: 1pt; padding-left: 10pt&quot;&gt;Benefits paid&lt;/td&gt;
       &lt;td style=&quot;padding-bottom: 1pt&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;border-bottom: Black 1pt solid; text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;border-bottom: Black 1pt solid; text-align: right&quot;&gt;(144&lt;/td&gt;
       &lt;td style=&quot;border-bottom: Black 1pt solid; text-align: left&quot;&gt;)&lt;/td&gt;
       &lt;td style=&quot;padding-bottom: 1pt&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;border-bottom: Black 1pt solid; text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;border-bottom: Black 1pt solid; text-align: right&quot;&gt;(120&lt;/td&gt;
       &lt;td style=&quot;border-bottom: Black 1pt solid; text-align: left&quot;&gt;)&lt;/td&gt;
      &lt;/tr&gt;
      &lt;tr style=&quot;vertical-align: bottom; background-color: rgb(204,238,255)&quot;&gt;
       &lt;td style=&quot;text-align: left; padding-bottom: 1pt; padding-left: 20pt&quot;&gt;Market value of plan assets at end of year&lt;/td&gt;
       &lt;td style=&quot;padding-bottom: 1pt&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;border-bottom: Black 1pt solid; text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;border-bottom: Black 1pt solid; text-align: right&quot;&gt;-&lt;/td&gt;
       &lt;td style=&quot;border-bottom: Black 1pt solid; text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;padding-bottom: 1pt&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;border-bottom: Black 1pt solid; text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;border-bottom: Black 1pt solid; text-align: right&quot;&gt;-&lt;/td&gt;
       &lt;td style=&quot;border-bottom: Black 1pt solid; text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;/tr&gt;
      &lt;tr style=&quot;vertical-align: bottom; background-color: White&quot;&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: right&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: right&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;/tr&gt;
      &lt;tr style=&quot;vertical-align: bottom; background-color: rgb(204,238,255)&quot;&gt;
       &lt;td style=&quot;text-align: left; padding-bottom: 2.25pt&quot;&gt;Accrued pension cost included in other liabilities&lt;/td&gt;
       &lt;td style=&quot;padding-bottom: 2.25pt&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;border-bottom: Black 2.25pt double; text-align: left&quot;&gt;$&lt;/td&gt;
       &lt;td style=&quot;border-bottom: Black 2.25pt double; text-align: right&quot;&gt;(2,530&lt;/td&gt;
       &lt;td style=&quot;border-bottom: Black 2.25pt double; text-align: left&quot;&gt;)&lt;/td&gt;
       &lt;td style=&quot;padding-bottom: 2.25pt&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;border-bottom: Black 2.25pt double; text-align: left&quot;&gt;$&lt;/td&gt;
       &lt;td style=&quot;border-bottom: Black 2.25pt double; text-align: right&quot;&gt;(2,663&lt;/td&gt;
       &lt;td style=&quot;border-bottom: Black 2.25pt double; text-align: left&quot;&gt;)&lt;/td&gt;
      &lt;/tr&gt;

    &lt;/table&gt;&lt;br/&gt;&lt;p style=&quot;font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify&quot;&gt;The accumulated benefit obligation for the Directors&amp;#x2019; Plan was $2.5 million and $2.7 million at December 31, 2015 and 2014, respectively.&lt;/p&gt;&lt;br/&gt;&lt;p style=&quot;font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify&quot;&gt;The components of the net pension expense for the Directors&amp;#x2019; Plan are as follows for the years ended December 31:&lt;/p&gt;&lt;br/&gt;&lt;table cellpadding=&quot;0&quot; cellspacing=&quot;0&quot; style=&quot;border-collapse: collapse; width: 100%; font: 10pt Times New Roman, Times, Serif&quot;&gt;

      &lt;tr style=&quot;vertical-align: bottom&quot;&gt;
       &lt;td style=&quot;text-align: center&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;padding-bottom: 1pt&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td colspan=&quot;3&quot; style=&quot;text-align: center; border-bottom: Black 1pt solid&quot;&gt;2015&lt;/td&gt;
       &lt;td style=&quot;padding-bottom: 1pt&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td colspan=&quot;3&quot; style=&quot;text-align: center; border-bottom: Black 1pt solid&quot;&gt;2014&lt;/td&gt;
       &lt;td style=&quot;padding-bottom: 1pt&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td colspan=&quot;3&quot; style=&quot;text-align: center; border-bottom: Black 1pt solid&quot;&gt;2013&lt;/td&gt;
      &lt;/tr&gt;
      &lt;tr style=&quot;vertical-align: bottom&quot;&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;font-style: italic&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td colspan=&quot;11&quot; style=&quot;font-style: italic; text-align: center&quot;&gt;(In thousands)&lt;/td&gt;
      &lt;/tr&gt;
      &lt;tr style=&quot;vertical-align: bottom; background-color: rgb(204,238,255)&quot;&gt;
       &lt;td style=&quot;width: 61%; text-align: left&quot;&gt;Service cost&lt;/td&gt;
       &lt;td style=&quot;width: 1%&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;width: 1%; text-align: left&quot;&gt;$&lt;/td&gt;
       &lt;td style=&quot;width: 10%; text-align: right&quot;&gt;45&lt;/td&gt;
       &lt;td style=&quot;width: 1%; text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;width: 1%&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;width: 1%; text-align: left&quot;&gt;$&lt;/td&gt;
       &lt;td style=&quot;width: 10%; text-align: right&quot;&gt;54&lt;/td&gt;
       &lt;td style=&quot;width: 1%; text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;width: 1%&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;width: 1%; text-align: left&quot;&gt;$&lt;/td&gt;
       &lt;td style=&quot;width: 10%; text-align: right&quot;&gt;82&lt;/td&gt;
       &lt;td style=&quot;width: 1%; text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;/tr&gt;
      &lt;tr style=&quot;vertical-align: bottom; background-color: White&quot;&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;Interest cost&lt;/td&gt;
       &lt;td&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: right&quot;&gt;95&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: right&quot;&gt;116&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: right&quot;&gt;98&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;/tr&gt;
      &lt;tr style=&quot;vertical-align: bottom; background-color: rgb(204,238,255)&quot;&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;Amortization of unrecognized gain&lt;/td&gt;
       &lt;td&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: right&quot;&gt;(56&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;)&lt;/td&gt;
       &lt;td&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: right&quot;&gt;(60&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;)&lt;/td&gt;
       &lt;td&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: right&quot;&gt;(36&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;)&lt;/td&gt;
      &lt;/tr&gt;
      &lt;tr style=&quot;vertical-align: bottom; background-color: White&quot;&gt;
       &lt;td style=&quot;text-align: left; padding-bottom: 1pt&quot;&gt;Amortization of past service liability&lt;/td&gt;
       &lt;td style=&quot;padding-bottom: 1pt&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;border-bottom: Black 1pt solid; text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;border-bottom: Black 1pt solid; text-align: right&quot;&gt;40&lt;/td&gt;
       &lt;td style=&quot;border-bottom: Black 1pt solid; text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;padding-bottom: 1pt&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;border-bottom: Black 1pt solid; text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;border-bottom: Black 1pt solid; text-align: right&quot;&gt;40&lt;/td&gt;
       &lt;td style=&quot;border-bottom: Black 1pt solid; text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;padding-bottom: 1pt&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;border-bottom: Black 1pt solid; text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;border-bottom: Black 1pt solid; text-align: right&quot;&gt;40&lt;/td&gt;
       &lt;td style=&quot;border-bottom: Black 1pt solid; text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;/tr&gt;
      &lt;tr style=&quot;vertical-align: bottom; background-color: rgb(204,238,255)&quot;&gt;
       &lt;td style=&quot;text-align: left; padding-bottom: 1pt; padding-left: 10pt&quot;&gt;Net pension expense&lt;/td&gt;
       &lt;td style=&quot;padding-bottom: 1pt&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;border-bottom: Black 1pt solid; text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;border-bottom: Black 1pt solid; text-align: right&quot;&gt;124&lt;/td&gt;
       &lt;td style=&quot;border-bottom: Black 1pt solid; text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;padding-bottom: 1pt&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;border-bottom: Black 1pt solid; text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;border-bottom: Black 1pt solid; text-align: right&quot;&gt;150&lt;/td&gt;
       &lt;td style=&quot;border-bottom: Black 1pt solid; text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;padding-bottom: 1pt&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;border-bottom: Black 1pt solid; text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;border-bottom: Black 1pt solid; text-align: right&quot;&gt;184&lt;/td&gt;
       &lt;td style=&quot;border-bottom: Black 1pt solid; text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;/tr&gt;
      &lt;tr style=&quot;vertical-align: bottom; background-color: White&quot;&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: right&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: right&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: right&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;/tr&gt;
      &lt;tr style=&quot;vertical-align: bottom; background-color: rgb(204,238,255)&quot;&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;Current actuarial gain&lt;/td&gt;
       &lt;td&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: right&quot;&gt;(130&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;)&lt;/td&gt;
       &lt;td&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: right&quot;&gt;(52&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;)&lt;/td&gt;
       &lt;td&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: right&quot;&gt;(122&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;)&lt;/td&gt;
      &lt;/tr&gt;
      &lt;tr style=&quot;vertical-align: bottom; background-color: White&quot;&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;Amortization of actuarial gain&lt;/td&gt;
       &lt;td&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: right&quot;&gt;56&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: right&quot;&gt;60&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: right&quot;&gt;36&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;/tr&gt;
      &lt;tr style=&quot;vertical-align: bottom; background-color: rgb(204,238,255)&quot;&gt;
       &lt;td style=&quot;text-align: left; padding-bottom: 1pt&quot;&gt;Amortization of prior service cost&lt;/td&gt;
       &lt;td style=&quot;padding-bottom: 1pt&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;border-bottom: Black 1pt solid; text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;border-bottom: Black 1pt solid; text-align: right&quot;&gt;(40&lt;/td&gt;
       &lt;td style=&quot;border-bottom: Black 1pt solid; text-align: left&quot;&gt;)&lt;/td&gt;
       &lt;td style=&quot;padding-bottom: 1pt&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;border-bottom: Black 1pt solid; text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;border-bottom: Black 1pt solid; text-align: right&quot;&gt;(40&lt;/td&gt;
       &lt;td style=&quot;border-bottom: Black 1pt solid; text-align: left&quot;&gt;)&lt;/td&gt;
       &lt;td style=&quot;padding-bottom: 1pt&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;border-bottom: Black 1pt solid; text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;border-bottom: Black 1pt solid; text-align: right&quot;&gt;(40&lt;/td&gt;
       &lt;td style=&quot;border-bottom: Black 1pt solid; text-align: left&quot;&gt;)&lt;/td&gt;
      &lt;/tr&gt;
      &lt;tr style=&quot;vertical-align: bottom; background-color: White&quot;&gt;
       &lt;td style=&quot;text-align: left; padding-bottom: 1pt; padding-left: 10pt&quot;&gt;Total recognized in other comprehensive income&lt;/td&gt;
       &lt;td style=&quot;padding-bottom: 1pt&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;border-bottom: Black 1pt solid; text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;border-bottom: Black 1pt solid; text-align: right&quot;&gt;(114&lt;/td&gt;
       &lt;td style=&quot;border-bottom: Black 1pt solid; text-align: left&quot;&gt;)&lt;/td&gt;
       &lt;td style=&quot;padding-bottom: 1pt&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;border-bottom: Black 1pt solid; text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;border-bottom: Black 1pt solid; text-align: right&quot;&gt;(32&lt;/td&gt;
       &lt;td style=&quot;border-bottom: Black 1pt solid; text-align: left&quot;&gt;)&lt;/td&gt;
       &lt;td style=&quot;padding-bottom: 1pt&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;border-bottom: Black 1pt solid; text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;border-bottom: Black 1pt solid; text-align: right&quot;&gt;(126&lt;/td&gt;
       &lt;td style=&quot;border-bottom: Black 1pt solid; text-align: left&quot;&gt;)&lt;/td&gt;
      &lt;/tr&gt;
      &lt;tr style=&quot;vertical-align: bottom; background-color: rgb(204,238,255)&quot;&gt;
       &lt;td style=&quot;text-align: left; padding-bottom: 2.25pt; padding-left: 0pt&quot;&gt;Total recognized in net pension expense and other comprehensive income&lt;/td&gt;
       &lt;td style=&quot;padding-bottom: 2.25pt&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;border-bottom: Black 2.25pt double; text-align: left&quot;&gt;$&lt;/td&gt;
       &lt;td style=&quot;border-bottom: Black 2.25pt double; text-align: right&quot;&gt;10&lt;/td&gt;
       &lt;td style=&quot;border-bottom: Black 2.25pt double; text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;padding-bottom: 2.25pt&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;border-bottom: Black 2.25pt double; text-align: left&quot;&gt;$&lt;/td&gt;
       &lt;td style=&quot;border-bottom: Black 2.25pt double; text-align: right&quot;&gt;118&lt;/td&gt;
       &lt;td style=&quot;border-bottom: Black 2.25pt double; text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;padding-bottom: 2.25pt&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;border-bottom: Black 2.25pt double; text-align: left&quot;&gt;$&lt;/td&gt;
       &lt;td style=&quot;border-bottom: Black 2.25pt double; text-align: right&quot;&gt;58&lt;/td&gt;
       &lt;td style=&quot;border-bottom: Black 2.25pt double; text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;/tr&gt;

    &lt;/table&gt;&lt;br/&gt;&lt;p style=&quot;font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: left&quot;&gt;&lt;font style=&quot;font-weight: normal&quot;&gt;Assumptions used to determine benefit obligations and periodic pension expense for the Directors&amp;#x2019; Plan for the years ended December 31:&lt;/font&gt;&lt;/p&gt;&lt;br/&gt;&lt;table cellpadding=&quot;0&quot; cellspacing=&quot;0&quot; style=&quot;border-collapse: collapse; width: 100%; font: 10pt Times New Roman, Times, Serif&quot;&gt;

      &lt;tr style=&quot;vertical-align: bottom&quot;&gt;
       &lt;td style=&quot;text-align: center&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;padding-bottom: 1pt&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td colspan=&quot;3&quot; style=&quot;text-align: center; border-bottom: Black 1pt solid&quot;&gt;2015&lt;/td&gt;
       &lt;td style=&quot;padding-bottom: 1pt&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td colspan=&quot;3&quot; style=&quot;text-align: center; border-bottom: Black 1pt solid&quot;&gt;2014&lt;/td&gt;
       &lt;td style=&quot;padding-bottom: 1pt&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td colspan=&quot;3&quot; style=&quot;text-align: center; border-bottom: Black 1pt solid&quot;&gt;2013&lt;/td&gt;
      &lt;/tr&gt;
      &lt;tr style=&quot;vertical-align: bottom; background-color: rgb(204,238,255)&quot;&gt;
       &lt;td style=&quot;width: 61%; text-align: left&quot;&gt;Weighted average discount rate for the benefit obligation&lt;/td&gt;
       &lt;td style=&quot;width: 1%&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;width: 1%; text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;width: 10%; text-align: right&quot;&gt;4.06&lt;/td&gt;
       &lt;td style=&quot;width: 1%; text-align: left&quot;&gt;%&lt;/td&gt;
       &lt;td style=&quot;width: 1%&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;width: 1%; text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;width: 10%; text-align: right&quot;&gt;3.76&lt;/td&gt;
       &lt;td style=&quot;width: 1%; text-align: left&quot;&gt;%&lt;/td&gt;
       &lt;td style=&quot;width: 1%&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;width: 1%; text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;width: 10%; text-align: right&quot;&gt;4.60&lt;/td&gt;
       &lt;td style=&quot;width: 1%; text-align: left&quot;&gt;%&lt;/td&gt;
      &lt;/tr&gt;
      &lt;tr style=&quot;vertical-align: bottom; background-color: White&quot;&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;Weighted average discount rate for periodic pension benefit expense&lt;/td&gt;
       &lt;td&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: right&quot;&gt;3.76&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;%&lt;/td&gt;
       &lt;td&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: right&quot;&gt;4.60&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;%&lt;/td&gt;
       &lt;td&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: right&quot;&gt;3.75&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;%&lt;/td&gt;
      &lt;/tr&gt;
      &lt;tr style=&quot;vertical-align: bottom; background-color: rgb(204,238,255)&quot;&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;Rate of increase in future compensation levels&lt;/td&gt;
       &lt;td&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: right&quot;&gt;n/a&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: right&quot;&gt;n/a&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: right&quot;&gt;n/a&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;/tr&gt;

    &lt;/table&gt;&lt;br/&gt;&lt;p style=&quot;font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify&quot;&gt;The following benefit payments under the Directors&amp;#x2019; Plan, which reflect expected future service, are expected to be paid:&lt;/p&gt;&lt;br/&gt;&lt;table cellpadding=&quot;0&quot; cellspacing=&quot;0&quot; style=&quot;border-collapse: collapse; width: 100%; font: 10pt Times New Roman, Times, Serif&quot;&gt;

      &lt;tr style=&quot;vertical-align: bottom&quot;&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;For the years ending December 31:&lt;/td&gt;
       &lt;td style=&quot;padding-bottom: 1pt&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td colspan=&quot;3&quot; style=&quot;text-align: center; border-bottom: Black 1pt solid&quot;&gt;Future Benefit &lt;br /&gt; Payments&lt;/td&gt;
      &lt;/tr&gt;
      &lt;tr style=&quot;vertical-align: bottom&quot;&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;font-style: italic&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td colspan=&quot;3&quot; style=&quot;font-style: italic; text-align: center&quot;&gt;(In thousands)&lt;/td&gt;
      &lt;/tr&gt;
      &lt;tr style=&quot;vertical-align: bottom; background-color: rgb(204,238,255)&quot;&gt;
       &lt;td style=&quot;width: 85%; text-align: left&quot;&gt;2016&lt;/td&gt;
       &lt;td style=&quot;width: 1%&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;width: 1%; text-align: left&quot;&gt;$&lt;/td&gt;
       &lt;td style=&quot;width: 12%; text-align: right&quot;&gt;288&lt;/td&gt;
       &lt;td style=&quot;width: 1%; text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;/tr&gt;
      &lt;tr style=&quot;vertical-align: bottom; background-color: White&quot;&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;2017&lt;/td&gt;
       &lt;td&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: right&quot;&gt;288&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;/tr&gt;
      &lt;tr style=&quot;vertical-align: bottom; background-color: rgb(204,238,255)&quot;&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;2018&lt;/td&gt;
       &lt;td&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: right&quot;&gt;272&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;/tr&gt;
      &lt;tr style=&quot;vertical-align: bottom; background-color: White&quot;&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;2019&lt;/td&gt;
       &lt;td&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: right&quot;&gt;288&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;/tr&gt;
      &lt;tr style=&quot;vertical-align: bottom; background-color: rgb(204,238,255)&quot;&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;2020&lt;/td&gt;
       &lt;td&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: right&quot;&gt;288&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;/tr&gt;
      &lt;tr style=&quot;vertical-align: bottom; background-color: White&quot;&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;2021 &amp;#x2013; 2025&lt;/td&gt;
       &lt;td&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: right&quot;&gt;1,244&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;/tr&gt;

    &lt;/table&gt;&lt;br/&gt;&lt;p style=&quot;font: 10pt Times New Roman, Times, Serif; margin: 0pt 0&quot;&gt;The Company expects to make payments of $288,000 under its Directors&amp;#x2019; Plan in 2016.&lt;/p&gt;&lt;br/&gt;</us-gaap:PensionAndOtherPostretirementBenefitsDisclosureTextBlock>
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  <us-gaap:DefinedBenefitPlanBenefitObligation unitRef="usd" contextRef="c511_AsOf31Dec2014_DirectorsPlanMember_SavingsBankMember" decimals="-5">2700000</us-gaap:DefinedBenefitPlanBenefitObligation>
  <us-gaap:DefinedBenefitPlansEstimatedFutureEmployerContributionsInNextFiscalYear unitRef="usd" contextRef="c507_From1Jan2015To31Dec2015_DirectorsPlanMember_SavingsBankMember" decimals="0">288000</us-gaap:DefinedBenefitPlansEstimatedFutureEmployerContributionsInNextFiscalYear>
  <us-gaap:ScheduleOfAmountsRecognizedInOtherComprehensiveIncomeLossTableTextBlock contextRef="c2_From1Jan2015To31Dec2015">&lt;table cellpadding=&quot;0&quot; cellspacing=&quot;0&quot; style=&quot;border-collapse: collapse; width: 100%; font: 10pt Times New Roman, Times, Serif&quot;&gt;

      &lt;tr style=&quot;vertical-align: bottom&quot;&gt;
       &lt;td&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;padding-bottom: 1pt&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td colspan=&quot;11&quot; style=&quot;text-align: center; border-bottom: Black 1pt solid&quot;&gt;Net Actuarial&lt;br /&gt; loss (gain)&lt;/td&gt;
       &lt;td style=&quot;padding-bottom: 1pt&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td colspan=&quot;11&quot; style=&quot;text-align: center; border-bottom: Black 1pt solid&quot;&gt;Prior Service&lt;br /&gt; cost (credit)&lt;/td&gt;
       &lt;td style=&quot;padding-bottom: 1pt&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td colspan=&quot;11&quot; style=&quot;text-align: center; border-bottom: Black 1pt solid&quot;&gt;Total&lt;/td&gt;
      &lt;/tr&gt;
      &lt;tr style=&quot;vertical-align: bottom&quot;&gt;
       &lt;td&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;padding-bottom: 1pt&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td colspan=&quot;3&quot; style=&quot;text-align: center; border-bottom: Black 1pt solid&quot;&gt;2015&lt;/td&gt;
       &lt;td style=&quot;border-bottom: Black 1pt solid; text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td colspan=&quot;3&quot; style=&quot;text-align: center; border-bottom: Black 1pt solid&quot;&gt;2014&lt;/td&gt;
       &lt;td style=&quot;border-bottom: Black 1pt solid; text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td colspan=&quot;3&quot; style=&quot;text-align: center; border-bottom: Black 1pt solid&quot;&gt;2013&lt;/td&gt;
       &lt;td style=&quot;padding-bottom: 1pt&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td colspan=&quot;3&quot; style=&quot;text-align: center; border-bottom: Black 1pt solid&quot;&gt;2015&lt;/td&gt;
       &lt;td style=&quot;border-bottom: Black 1pt solid; text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td colspan=&quot;3&quot; style=&quot;text-align: center; border-bottom: Black 1pt solid&quot;&gt;2014&lt;/td&gt;
       &lt;td style=&quot;border-bottom: Black 1pt solid; text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td colspan=&quot;3&quot; style=&quot;text-align: center; border-bottom: Black 1pt solid&quot;&gt;2013&lt;/td&gt;
       &lt;td style=&quot;padding-bottom: 1pt&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td colspan=&quot;3&quot; style=&quot;text-align: center; border-bottom: Black 1pt solid&quot;&gt;2015&lt;/td&gt;
       &lt;td style=&quot;border-bottom: Black 1pt solid; text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td colspan=&quot;3&quot; style=&quot;text-align: center; border-bottom: Black 1pt solid&quot;&gt;2014&lt;/td&gt;
       &lt;td style=&quot;border-bottom: Black 1pt solid; text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td colspan=&quot;3&quot; style=&quot;text-align: center; border-bottom: Black 1pt solid&quot;&gt;2013&lt;/td&gt;
      &lt;/tr&gt;
      &lt;tr style=&quot;vertical-align: bottom&quot;&gt;
       &lt;td&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;font-style: italic&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td colspan=&quot;36&quot; style=&quot;font-style: italic; text-align: center&quot;&gt;(In thousands)&lt;/td&gt;
      &lt;/tr&gt;
      &lt;tr style=&quot;vertical-align: bottom; background-color: rgb(204,238,255)&quot;&gt;
       &lt;td style=&quot;width: 10%; text-align: left&quot;&gt;Employee Retirement Plan&lt;/td&gt;
       &lt;td style=&quot;width: 1%&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;width: 1%; text-align: left&quot;&gt;$&lt;/td&gt;
       &lt;td style=&quot;width: 7%; text-align: right&quot;&gt;8,589&lt;/td&gt;
       &lt;td style=&quot;width: 1%; text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;width: 1%&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;width: 1%; text-align: left&quot;&gt;$&lt;/td&gt;
       &lt;td style=&quot;width: 7%; text-align: right&quot;&gt;9,938&lt;/td&gt;
       &lt;td style=&quot;width: 1%; text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;width: 1%&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;width: 1%; text-align: left&quot;&gt;$&lt;/td&gt;
       &lt;td style=&quot;width: 7%; text-align: right&quot;&gt;5,899&lt;/td&gt;
       &lt;td style=&quot;width: 1%; text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;width: 1%&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;width: 1%; text-align: left&quot;&gt;$&lt;/td&gt;
       &lt;td style=&quot;width: 7%; text-align: right&quot;&gt;-&lt;/td&gt;
       &lt;td style=&quot;width: 1%; text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;width: 1%&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;width: 1%; text-align: left&quot;&gt;$&lt;/td&gt;
       &lt;td style=&quot;width: 7%; text-align: right&quot;&gt;-&lt;/td&gt;
       &lt;td style=&quot;width: 1%; text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;width: 1%&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;width: 1%; text-align: left&quot;&gt;$&lt;/td&gt;
       &lt;td style=&quot;width: 7%; text-align: right&quot;&gt;-&lt;/td&gt;
       &lt;td style=&quot;width: 1%; text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;width: 1%&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;width: 1%; text-align: left&quot;&gt;$&lt;/td&gt;
       &lt;td style=&quot;width: 7%; text-align: right&quot;&gt;8,589&lt;/td&gt;
       &lt;td style=&quot;width: 1%; text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;width: 1%&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;width: 1%; text-align: left&quot;&gt;$&lt;/td&gt;
       &lt;td style=&quot;width: 7%; text-align: right&quot;&gt;9,938&lt;/td&gt;
       &lt;td style=&quot;width: 1%; text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;width: 1%&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;width: 1%; text-align: left&quot;&gt;$&lt;/td&gt;
       &lt;td style=&quot;width: 7%; text-align: right&quot;&gt;5,899&lt;/td&gt;
       &lt;td style=&quot;width: 1%; text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;/tr&gt;
      &lt;tr style=&quot;vertical-align: bottom; background-color: White&quot;&gt;
       &lt;td nowrap=&quot;nowrap&quot; style=&quot;text-align: left&quot;&gt;Other Postretirement Benefit Plans&lt;/td&gt;
       &lt;td&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: right&quot;&gt;1,296&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: right&quot;&gt;2,130&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: right&quot;&gt;205&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: right&quot;&gt;(538&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;)&lt;/td&gt;
       &lt;td&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: right&quot;&gt;(623&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;)&lt;/td&gt;
       &lt;td&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: right&quot;&gt;(708&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;)&lt;/td&gt;
       &lt;td&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: right&quot;&gt;758&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: right&quot;&gt;1,507&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: right&quot;&gt;(503&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;)&lt;/td&gt;
      &lt;/tr&gt;
      &lt;tr style=&quot;vertical-align: bottom; background-color: rgb(204,238,255)&quot;&gt;
       &lt;td style=&quot;text-align: left; padding-bottom: 1pt&quot;&gt;Outside Directors Plan&lt;/td&gt;
       &lt;td style=&quot;padding-bottom: 1pt&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;border-bottom: Black 1pt solid; text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;border-bottom: Black 1pt solid; text-align: right&quot;&gt;(562&lt;/td&gt;
       &lt;td style=&quot;border-bottom: Black 1pt solid; text-align: left&quot;&gt;)&lt;/td&gt;
       &lt;td style=&quot;border-bottom: Black 1pt solid; text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;border-bottom: Black 1pt solid; text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;border-bottom: Black 1pt solid; text-align: right&quot;&gt;(488&lt;/td&gt;
       &lt;td style=&quot;border-bottom: Black 1pt solid; text-align: left&quot;&gt;)&lt;/td&gt;
       &lt;td style=&quot;border-bottom: Black 1pt solid; text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;border-bottom: Black 1pt solid; text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;border-bottom: Black 1pt solid; text-align: right&quot;&gt;(496&lt;/td&gt;
       &lt;td style=&quot;border-bottom: Black 1pt solid; text-align: left&quot;&gt;)&lt;/td&gt;
       &lt;td style=&quot;padding-bottom: 1pt&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;border-bottom: Black 1pt solid; text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;border-bottom: Black 1pt solid; text-align: right&quot;&gt;91&lt;/td&gt;
       &lt;td style=&quot;border-bottom: Black 1pt solid; text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;border-bottom: Black 1pt solid; text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;border-bottom: Black 1pt solid; text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;border-bottom: Black 1pt solid; text-align: right&quot;&gt;131&lt;/td&gt;
       &lt;td style=&quot;border-bottom: Black 1pt solid; text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;border-bottom: Black 1pt solid; text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;border-bottom: Black 1pt solid; text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;border-bottom: Black 1pt solid; text-align: right&quot;&gt;171&lt;/td&gt;
       &lt;td style=&quot;border-bottom: Black 1pt solid; text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;padding-bottom: 1pt&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;border-bottom: Black 1pt solid; text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;border-bottom: Black 1pt solid; text-align: right&quot;&gt;(471&lt;/td&gt;
       &lt;td style=&quot;border-bottom: Black 1pt solid; text-align: left&quot;&gt;)&lt;/td&gt;
       &lt;td style=&quot;border-bottom: Black 1pt solid; text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;border-bottom: Black 1pt solid; text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;border-bottom: Black 1pt solid; text-align: right&quot;&gt;(357&lt;/td&gt;
       &lt;td style=&quot;border-bottom: Black 1pt solid; text-align: left&quot;&gt;)&lt;/td&gt;
       &lt;td style=&quot;border-bottom: Black 1pt solid; text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;border-bottom: Black 1pt solid; text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;border-bottom: Black 1pt solid; text-align: right&quot;&gt;(325&lt;/td&gt;
       &lt;td style=&quot;border-bottom: Black 1pt solid; text-align: left&quot;&gt;)&lt;/td&gt;
      &lt;/tr&gt;
      &lt;tr style=&quot;vertical-align: bottom; background-color: White&quot;&gt;
       &lt;td style=&quot;padding-bottom: 2.25pt&quot;&gt;Total&lt;/td&gt;
       &lt;td style=&quot;padding-bottom: 2.25pt&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;border-bottom: Black 2.25pt double; text-align: left&quot;&gt;$&lt;/td&gt;
       &lt;td style=&quot;border-bottom: Black 2.25pt double; text-align: right&quot;&gt;9,323&lt;/td&gt;
       &lt;td style=&quot;border-bottom: Black 2.25pt double; text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;border-bottom: Black 2.25pt double; text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;border-bottom: Black 2.25pt double; text-align: left&quot;&gt;$&lt;/td&gt;
       &lt;td style=&quot;border-bottom: Black 2.25pt double; text-align: right&quot;&gt;11,580&lt;/td&gt;
       &lt;td style=&quot;border-bottom: Black 2.25pt double; text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;border-bottom: Black 2.25pt double; text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;border-bottom: Black 2.25pt double; text-align: left&quot;&gt;$&lt;/td&gt;
       &lt;td style=&quot;border-bottom: Black 2.25pt double; text-align: right&quot;&gt;5,608&lt;/td&gt;
       &lt;td style=&quot;border-bottom: Black 2.25pt double; text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;padding-bottom: 2.25pt&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;border-bottom: Black 2.25pt double; text-align: left&quot;&gt;$&lt;/td&gt;
       &lt;td style=&quot;border-bottom: Black 2.25pt double; text-align: right&quot;&gt;(447&lt;/td&gt;
       &lt;td style=&quot;border-bottom: Black 2.25pt double; text-align: left&quot;&gt;)&lt;/td&gt;
       &lt;td style=&quot;border-bottom: Black 2.25pt double; text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;border-bottom: Black 2.25pt double; text-align: left&quot;&gt;$&lt;/td&gt;
       &lt;td style=&quot;border-bottom: Black 2.25pt double; text-align: right&quot;&gt;(492&lt;/td&gt;
       &lt;td style=&quot;border-bottom: Black 2.25pt double; text-align: left&quot;&gt;)&lt;/td&gt;
       &lt;td style=&quot;border-bottom: Black 2.25pt double; text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;border-bottom: Black 2.25pt double; text-align: left&quot;&gt;$&lt;/td&gt;
       &lt;td style=&quot;border-bottom: Black 2.25pt double; text-align: right&quot;&gt;(537&lt;/td&gt;
       &lt;td style=&quot;border-bottom: Black 2.25pt double; text-align: left&quot;&gt;)&lt;/td&gt;
       &lt;td style=&quot;padding-bottom: 2.25pt&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;border-bottom: Black 2.25pt double; text-align: left&quot;&gt;$&lt;/td&gt;
       &lt;td style=&quot;border-bottom: Black 2.25pt double; text-align: right&quot;&gt;8,876&lt;/td&gt;
       &lt;td style=&quot;border-bottom: Black 2.25pt double; text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;border-bottom: Black 2.25pt double; text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;border-bottom: Black 2.25pt double; text-align: left&quot;&gt;$&lt;/td&gt;
       &lt;td style=&quot;border-bottom: Black 2.25pt double; text-align: right&quot;&gt;11,088&lt;/td&gt;
       &lt;td style=&quot;border-bottom: Black 2.25pt double; text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;border-bottom: Black 2.25pt double; text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;border-bottom: Black 2.25pt double; text-align: left&quot;&gt;$&lt;/td&gt;
       &lt;td style=&quot;border-bottom: Black 2.25pt double; text-align: right&quot;&gt;5,071&lt;/td&gt;
       &lt;td style=&quot;border-bottom: Black 2.25pt double; text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;/tr&gt;

    &lt;/table&gt;</us-gaap:ScheduleOfAmountsRecognizedInOtherComprehensiveIncomeLossTableTextBlock>
  <us-gaap:DefinedBenefitPlanAccumulatedOtherComprehensiveIncomeNetGainsLossesBeforeTax unitRef="usd" contextRef="c512_AsOf31Dec2015_RetirementPlanMember" decimals="-3">-8589000</us-gaap:DefinedBenefitPlanAccumulatedOtherComprehensiveIncomeNetGainsLossesBeforeTax>
  <us-gaap:DefinedBenefitPlanAccumulatedOtherComprehensiveIncomeNetGainsLossesBeforeTax unitRef="usd" contextRef="c513_AsOf31Dec2014_RetirementPlanMember" decimals="-3">-9938000</us-gaap:DefinedBenefitPlanAccumulatedOtherComprehensiveIncomeNetGainsLossesBeforeTax>
  <us-gaap:DefinedBenefitPlanAccumulatedOtherComprehensiveIncomeNetGainsLossesBeforeTax unitRef="usd" contextRef="c514_AsOf31Dec2013_RetirementPlanMember" decimals="-3">-5899000</us-gaap:DefinedBenefitPlanAccumulatedOtherComprehensiveIncomeNetGainsLossesBeforeTax>
  <us-gaap:DefinedBenefitPlanAccumulatedOtherComprehensiveIncomeBeforeTax unitRef="usd" contextRef="c512_AsOf31Dec2015_RetirementPlanMember" decimals="-3">-8589000</us-gaap:DefinedBenefitPlanAccumulatedOtherComprehensiveIncomeBeforeTax>
  <us-gaap:DefinedBenefitPlanAccumulatedOtherComprehensiveIncomeBeforeTax unitRef="usd" contextRef="c513_AsOf31Dec2014_RetirementPlanMember" decimals="-3">-9938000</us-gaap:DefinedBenefitPlanAccumulatedOtherComprehensiveIncomeBeforeTax>
  <us-gaap:DefinedBenefitPlanAccumulatedOtherComprehensiveIncomeBeforeTax unitRef="usd" contextRef="c514_AsOf31Dec2013_RetirementPlanMember" decimals="-3">-5899000</us-gaap:DefinedBenefitPlanAccumulatedOtherComprehensiveIncomeBeforeTax>
  <us-gaap:DefinedBenefitPlanAccumulatedOtherComprehensiveIncomeNetGainsLossesBeforeTax unitRef="usd" contextRef="c515_AsOf31Dec2015_OtherPostretirementBenefitPlansDefinedBenefitMember" decimals="-3">-1296000</us-gaap:DefinedBenefitPlanAccumulatedOtherComprehensiveIncomeNetGainsLossesBeforeTax>
  <us-gaap:DefinedBenefitPlanAccumulatedOtherComprehensiveIncomeNetGainsLossesBeforeTax unitRef="usd" contextRef="c516_AsOf31Dec2014_OtherPostretirementBenefitPlansDefinedBenefitMember" decimals="-3">-2130000</us-gaap:DefinedBenefitPlanAccumulatedOtherComprehensiveIncomeNetGainsLossesBeforeTax>
  <us-gaap:DefinedBenefitPlanAccumulatedOtherComprehensiveIncomeNetGainsLossesBeforeTax unitRef="usd" contextRef="c517_AsOf31Dec2013_OtherPostretirementBenefitPlansDefinedBenefitMember" decimals="-3">-205000</us-gaap:DefinedBenefitPlanAccumulatedOtherComprehensiveIncomeNetGainsLossesBeforeTax>
  <us-gaap:DefinedBenefitPlanAccumulatedOtherComprehensiveIncomeNetPriorServiceCostCreditBeforeTax unitRef="usd" contextRef="c515_AsOf31Dec2015_OtherPostretirementBenefitPlansDefinedBenefitMember" decimals="-3">-538000</us-gaap:DefinedBenefitPlanAccumulatedOtherComprehensiveIncomeNetPriorServiceCostCreditBeforeTax>
  <us-gaap:DefinedBenefitPlanAccumulatedOtherComprehensiveIncomeNetPriorServiceCostCreditBeforeTax unitRef="usd" contextRef="c516_AsOf31Dec2014_OtherPostretirementBenefitPlansDefinedBenefitMember" decimals="-3">-623000</us-gaap:DefinedBenefitPlanAccumulatedOtherComprehensiveIncomeNetPriorServiceCostCreditBeforeTax>
  <us-gaap:DefinedBenefitPlanAccumulatedOtherComprehensiveIncomeNetPriorServiceCostCreditBeforeTax unitRef="usd" contextRef="c517_AsOf31Dec2013_OtherPostretirementBenefitPlansDefinedBenefitMember" decimals="-3">-708000</us-gaap:DefinedBenefitPlanAccumulatedOtherComprehensiveIncomeNetPriorServiceCostCreditBeforeTax>
  <us-gaap:DefinedBenefitPlanAccumulatedOtherComprehensiveIncomeBeforeTax unitRef="usd" contextRef="c515_AsOf31Dec2015_OtherPostretirementBenefitPlansDefinedBenefitMember" decimals="-3">-758000</us-gaap:DefinedBenefitPlanAccumulatedOtherComprehensiveIncomeBeforeTax>
  <us-gaap:DefinedBenefitPlanAccumulatedOtherComprehensiveIncomeBeforeTax unitRef="usd" contextRef="c516_AsOf31Dec2014_OtherPostretirementBenefitPlansDefinedBenefitMember" decimals="-3">-1507000</us-gaap:DefinedBenefitPlanAccumulatedOtherComprehensiveIncomeBeforeTax>
  <us-gaap:DefinedBenefitPlanAccumulatedOtherComprehensiveIncomeBeforeTax unitRef="usd" contextRef="c517_AsOf31Dec2013_OtherPostretirementBenefitPlansDefinedBenefitMember" decimals="-3">503000</us-gaap:DefinedBenefitPlanAccumulatedOtherComprehensiveIncomeBeforeTax>
  <us-gaap:DefinedBenefitPlanAccumulatedOtherComprehensiveIncomeNetGainsLossesBeforeTax unitRef="usd" contextRef="c518_AsOf31Dec2015_DirectorsPlanMember" decimals="-3">562000</us-gaap:DefinedBenefitPlanAccumulatedOtherComprehensiveIncomeNetGainsLossesBeforeTax>
  <us-gaap:DefinedBenefitPlanAccumulatedOtherComprehensiveIncomeNetGainsLossesBeforeTax unitRef="usd" contextRef="c519_AsOf31Dec2014_DirectorsPlanMember" decimals="-3">488000</us-gaap:DefinedBenefitPlanAccumulatedOtherComprehensiveIncomeNetGainsLossesBeforeTax>
  <us-gaap:DefinedBenefitPlanAccumulatedOtherComprehensiveIncomeNetGainsLossesBeforeTax unitRef="usd" contextRef="c520_AsOf31Dec2013_DirectorsPlanMember" decimals="-3">496000</us-gaap:DefinedBenefitPlanAccumulatedOtherComprehensiveIncomeNetGainsLossesBeforeTax>
  <us-gaap:DefinedBenefitPlanAccumulatedOtherComprehensiveIncomeNetPriorServiceCostCreditBeforeTax unitRef="usd" contextRef="c518_AsOf31Dec2015_DirectorsPlanMember" decimals="-3">91000</us-gaap:DefinedBenefitPlanAccumulatedOtherComprehensiveIncomeNetPriorServiceCostCreditBeforeTax>
  <us-gaap:DefinedBenefitPlanAccumulatedOtherComprehensiveIncomeNetPriorServiceCostCreditBeforeTax unitRef="usd" contextRef="c519_AsOf31Dec2014_DirectorsPlanMember" decimals="-3">131000</us-gaap:DefinedBenefitPlanAccumulatedOtherComprehensiveIncomeNetPriorServiceCostCreditBeforeTax>
  <us-gaap:DefinedBenefitPlanAccumulatedOtherComprehensiveIncomeNetPriorServiceCostCreditBeforeTax unitRef="usd" contextRef="c520_AsOf31Dec2013_DirectorsPlanMember" decimals="-3">171000</us-gaap:DefinedBenefitPlanAccumulatedOtherComprehensiveIncomeNetPriorServiceCostCreditBeforeTax>
  <us-gaap:DefinedBenefitPlanAccumulatedOtherComprehensiveIncomeBeforeTax unitRef="usd" contextRef="c518_AsOf31Dec2015_DirectorsPlanMember" decimals="-3">471000</us-gaap:DefinedBenefitPlanAccumulatedOtherComprehensiveIncomeBeforeTax>
  <us-gaap:DefinedBenefitPlanAccumulatedOtherComprehensiveIncomeBeforeTax unitRef="usd" contextRef="c519_AsOf31Dec2014_DirectorsPlanMember" decimals="-3">357000</us-gaap:DefinedBenefitPlanAccumulatedOtherComprehensiveIncomeBeforeTax>
  <us-gaap:DefinedBenefitPlanAccumulatedOtherComprehensiveIncomeBeforeTax unitRef="usd" contextRef="c520_AsOf31Dec2013_DirectorsPlanMember" decimals="-3">325000</us-gaap:DefinedBenefitPlanAccumulatedOtherComprehensiveIncomeBeforeTax>
  <us-gaap:DefinedBenefitPlanAccumulatedOtherComprehensiveIncomeNetGainsLossesBeforeTax unitRef="usd" contextRef="c0_AsOf31Dec2015" decimals="-3">-9323000</us-gaap:DefinedBenefitPlanAccumulatedOtherComprehensiveIncomeNetGainsLossesBeforeTax>
  <us-gaap:DefinedBenefitPlanAccumulatedOtherComprehensiveIncomeNetGainsLossesBeforeTax unitRef="usd" contextRef="c1_AsOf31Dec2014" decimals="-3">-11580000</us-gaap:DefinedBenefitPlanAccumulatedOtherComprehensiveIncomeNetGainsLossesBeforeTax>
  <us-gaap:DefinedBenefitPlanAccumulatedOtherComprehensiveIncomeNetGainsLossesBeforeTax unitRef="usd" contextRef="c46_AsOf31Dec2013" decimals="-3">-5608000</us-gaap:DefinedBenefitPlanAccumulatedOtherComprehensiveIncomeNetGainsLossesBeforeTax>
  <us-gaap:DefinedBenefitPlanAccumulatedOtherComprehensiveIncomeNetPriorServiceCostCreditBeforeTax unitRef="usd" contextRef="c0_AsOf31Dec2015" decimals="-3">-447000</us-gaap:DefinedBenefitPlanAccumulatedOtherComprehensiveIncomeNetPriorServiceCostCreditBeforeTax>
  <us-gaap:DefinedBenefitPlanAccumulatedOtherComprehensiveIncomeNetPriorServiceCostCreditBeforeTax unitRef="usd" contextRef="c1_AsOf31Dec2014" decimals="-3">-492000</us-gaap:DefinedBenefitPlanAccumulatedOtherComprehensiveIncomeNetPriorServiceCostCreditBeforeTax>
  <us-gaap:DefinedBenefitPlanAccumulatedOtherComprehensiveIncomeNetPriorServiceCostCreditBeforeTax unitRef="usd" contextRef="c46_AsOf31Dec2013" decimals="-3">-537000</us-gaap:DefinedBenefitPlanAccumulatedOtherComprehensiveIncomeNetPriorServiceCostCreditBeforeTax>
  <us-gaap:DefinedBenefitPlanAccumulatedOtherComprehensiveIncomeBeforeTax unitRef="usd" contextRef="c0_AsOf31Dec2015" decimals="-3">-8876000</us-gaap:DefinedBenefitPlanAccumulatedOtherComprehensiveIncomeBeforeTax>
  <us-gaap:DefinedBenefitPlanAccumulatedOtherComprehensiveIncomeBeforeTax unitRef="usd" contextRef="c1_AsOf31Dec2014" decimals="-3">-11088000</us-gaap:DefinedBenefitPlanAccumulatedOtherComprehensiveIncomeBeforeTax>
  <us-gaap:DefinedBenefitPlanAccumulatedOtherComprehensiveIncomeBeforeTax unitRef="usd" contextRef="c46_AsOf31Dec2013" decimals="-3">-5071000</us-gaap:DefinedBenefitPlanAccumulatedOtherComprehensiveIncomeBeforeTax>
  <us-gaap:ScheduleOfAmountsInAccumulatedOtherComprehensiveIncomeLossToBeRecognizedOverNextFiscalYearTableTextBlock contextRef="c2_From1Jan2015To31Dec2015">&lt;table cellpadding=&quot;0&quot; cellspacing=&quot;0&quot; style=&quot;border-collapse: collapse; width: 100%; font: 10pt Times New Roman, Times, Serif&quot;&gt;

      &lt;tr style=&quot;vertical-align: bottom&quot;&gt;
       &lt;td&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;padding-bottom: 1pt&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td colspan=&quot;3&quot; style=&quot;text-align: center; border-bottom: Black 1pt solid&quot;&gt;Net Actuarial&lt;br /&gt; loss (gain)&lt;/td&gt;
       &lt;td style=&quot;padding-bottom: 1pt&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td colspan=&quot;3&quot; style=&quot;text-align: center; border-bottom: Black 1pt solid&quot;&gt;Prior Service&lt;br /&gt; cost (credit)&lt;/td&gt;
       &lt;td style=&quot;padding-bottom: 1pt&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td colspan=&quot;3&quot; style=&quot;text-align: center; border-bottom: Black 1pt solid&quot;&gt;Total&lt;/td&gt;
      &lt;/tr&gt;
      &lt;tr style=&quot;vertical-align: bottom&quot;&gt;
       &lt;td&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;font-style: italic&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td colspan=&quot;11&quot; style=&quot;font-style: italic; text-align: center&quot;&gt;(In thousands)&lt;/td&gt;
      &lt;/tr&gt;
      &lt;tr style=&quot;vertical-align: bottom; background-color: rgb(204,238,255)&quot;&gt;
       &lt;td style=&quot;width: 61%; text-align: left&quot;&gt;Employee Retirement Plan&lt;/td&gt;
       &lt;td style=&quot;width: 1%&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;width: 1%; text-align: left&quot;&gt;$&lt;/td&gt;
       &lt;td style=&quot;width: 10%; text-align: right&quot;&gt;808&lt;/td&gt;
       &lt;td style=&quot;width: 1%; text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;width: 1%&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;width: 1%; text-align: left&quot;&gt;$&lt;/td&gt;
       &lt;td style=&quot;width: 10%; text-align: right&quot;&gt;-&lt;/td&gt;
       &lt;td style=&quot;width: 1%; text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;width: 1%&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;width: 1%; text-align: left&quot;&gt;$&lt;/td&gt;
       &lt;td style=&quot;width: 10%; text-align: right&quot;&gt;808&lt;/td&gt;
       &lt;td style=&quot;width: 1%; text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;/tr&gt;
      &lt;tr style=&quot;vertical-align: bottom; background-color: White&quot;&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;Other Postretirement Benefit Plans&lt;/td&gt;
       &lt;td&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: right&quot;&gt;47&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: right&quot;&gt;(85&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;)&lt;/td&gt;
       &lt;td&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: right&quot;&gt;(38&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;)&lt;/td&gt;
      &lt;/tr&gt;
      &lt;tr style=&quot;vertical-align: bottom; background-color: rgb(204,238,255)&quot;&gt;
       &lt;td style=&quot;text-align: left; padding-bottom: 1pt&quot;&gt;Outside Directors Plan&lt;/td&gt;
       &lt;td style=&quot;padding-bottom: 1pt&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;border-bottom: Black 1pt solid; text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;border-bottom: Black 1pt solid; text-align: right&quot;&gt;(86&lt;/td&gt;
       &lt;td style=&quot;border-bottom: Black 1pt solid; text-align: left&quot;&gt;)&lt;/td&gt;
       &lt;td style=&quot;padding-bottom: 1pt&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;border-bottom: Black 1pt solid; text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;border-bottom: Black 1pt solid; text-align: right&quot;&gt;40&lt;/td&gt;
       &lt;td style=&quot;border-bottom: Black 1pt solid; text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;padding-bottom: 1pt&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;border-bottom: Black 1pt solid; text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;border-bottom: Black 1pt solid; text-align: right&quot;&gt;(46&lt;/td&gt;
       &lt;td style=&quot;border-bottom: Black 1pt solid; text-align: left&quot;&gt;)&lt;/td&gt;
      &lt;/tr&gt;
      &lt;tr style=&quot;vertical-align: bottom; background-color: White&quot;&gt;
       &lt;td style=&quot;padding-bottom: 2.25pt&quot;&gt;Total&lt;/td&gt;
       &lt;td style=&quot;padding-bottom: 2.25pt&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;border-bottom: Black 2.25pt double; text-align: left&quot;&gt;$&lt;/td&gt;
       &lt;td style=&quot;border-bottom: Black 2.25pt double; text-align: right&quot;&gt;769&lt;/td&gt;
       &lt;td style=&quot;border-bottom: Black 2.25pt double; text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;padding-bottom: 2.25pt&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;border-bottom: Black 2.25pt double; text-align: left&quot;&gt;$&lt;/td&gt;
       &lt;td style=&quot;border-bottom: Black 2.25pt double; text-align: right&quot;&gt;(45&lt;/td&gt;
       &lt;td style=&quot;border-bottom: Black 2.25pt double; text-align: left&quot;&gt;)&lt;/td&gt;
       &lt;td style=&quot;padding-bottom: 2.25pt&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;border-bottom: Black 2.25pt double; text-align: left&quot;&gt;$&lt;/td&gt;
       &lt;td style=&quot;border-bottom: Black 2.25pt double; text-align: right&quot;&gt;724&lt;/td&gt;
       &lt;td style=&quot;border-bottom: Black 2.25pt double; text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;/tr&gt;

    &lt;/table&gt;</us-gaap:ScheduleOfAmountsInAccumulatedOtherComprehensiveIncomeLossToBeRecognizedOverNextFiscalYearTableTextBlock>
  <us-gaap:DefinedBenefitPlanFutureAmortizationOfGainLoss unitRef="usd" contextRef="c521_From1Jan2015To31Dec2015_RetirementPlanMember" decimals="-3">808000</us-gaap:DefinedBenefitPlanFutureAmortizationOfGainLoss>
  <us-gaap:DefinedBenefitPlanAccumulatedOtherComprehensiveIncomeNetTransitionAssetsObligationsAfterTax unitRef="usd" contextRef="c512_AsOf31Dec2015_RetirementPlanMember" decimals="-3">808000</us-gaap:DefinedBenefitPlanAccumulatedOtherComprehensiveIncomeNetTransitionAssetsObligationsAfterTax>
  <us-gaap:DefinedBenefitPlanFutureAmortizationOfGainLoss unitRef="usd" contextRef="c522_From1Jan2015To31Dec2015_OtherPostretirementBenefitPlansDefinedBenefitMember" decimals="-3">47000</us-gaap:DefinedBenefitPlanFutureAmortizationOfGainLoss>
  <us-gaap:DefinedBenefitPlanFutureAmortizationOfPriorServiceCostCredit unitRef="usd" contextRef="c522_From1Jan2015To31Dec2015_OtherPostretirementBenefitPlansDefinedBenefitMember" decimals="-3">-85000</us-gaap:DefinedBenefitPlanFutureAmortizationOfPriorServiceCostCredit>
  <us-gaap:DefinedBenefitPlanAccumulatedOtherComprehensiveIncomeNetTransitionAssetsObligationsAfterTax unitRef="usd" contextRef="c515_AsOf31Dec2015_OtherPostretirementBenefitPlansDefinedBenefitMember" decimals="-3">-38000</us-gaap:DefinedBenefitPlanAccumulatedOtherComprehensiveIncomeNetTransitionAssetsObligationsAfterTax>
  <us-gaap:DefinedBenefitPlanFutureAmortizationOfGainLoss unitRef="usd" contextRef="c506_From1Jan2015To31Dec2015_DirectorsPlanMember" decimals="-3">-86000</us-gaap:DefinedBenefitPlanFutureAmortizationOfGainLoss>
  <us-gaap:DefinedBenefitPlanFutureAmortizationOfPriorServiceCostCredit unitRef="usd" contextRef="c506_From1Jan2015To31Dec2015_DirectorsPlanMember" decimals="-3">40000</us-gaap:DefinedBenefitPlanFutureAmortizationOfPriorServiceCostCredit>
  <us-gaap:DefinedBenefitPlanAccumulatedOtherComprehensiveIncomeNetTransitionAssetsObligationsAfterTax unitRef="usd" contextRef="c518_AsOf31Dec2015_DirectorsPlanMember" decimals="-3">-46000</us-gaap:DefinedBenefitPlanAccumulatedOtherComprehensiveIncomeNetTransitionAssetsObligationsAfterTax>
  <us-gaap:DefinedBenefitPlanFutureAmortizationOfGainLoss unitRef="usd" contextRef="c2_From1Jan2015To31Dec2015" decimals="-3">769000</us-gaap:DefinedBenefitPlanFutureAmortizationOfGainLoss>
  <us-gaap:DefinedBenefitPlanFutureAmortizationOfPriorServiceCostCredit unitRef="usd" contextRef="c2_From1Jan2015To31Dec2015" decimals="-3">-45000</us-gaap:DefinedBenefitPlanFutureAmortizationOfPriorServiceCostCredit>
  <us-gaap:DefinedBenefitPlanAccumulatedOtherComprehensiveIncomeNetTransitionAssetsObligationsAfterTax unitRef="usd" contextRef="c0_AsOf31Dec2015" decimals="-3">724000</us-gaap:DefinedBenefitPlanAccumulatedOtherComprehensiveIncomeNetTransitionAssetsObligationsAfterTax>
  <us-gaap:ScheduleOfNetFundedStatusTableTextBlock contextRef="c521_From1Jan2015To31Dec2015_RetirementPlanMember">&lt;table cellpadding=&quot;0&quot; cellspacing=&quot;0&quot; style=&quot;border-collapse: collapse; width: 100%; font: 10pt Times New Roman, Times, Serif&quot;&gt;

      &lt;tr style=&quot;vertical-align: bottom&quot;&gt;
       &lt;td style=&quot;text-align: center&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;padding-bottom: 1pt&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td colspan=&quot;3&quot; style=&quot;text-align: center; border-bottom: Black 1pt solid&quot;&gt;2015&lt;/td&gt;
       &lt;td style=&quot;padding-bottom: 1pt&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td colspan=&quot;3&quot; style=&quot;text-align: center; border-bottom: Black 1pt solid&quot;&gt;2014&lt;/td&gt;
      &lt;/tr&gt;
      &lt;tr style=&quot;vertical-align: bottom&quot;&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;font-style: italic&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td colspan=&quot;7&quot; style=&quot;font-style: italic; text-align: center&quot;&gt;(In thousands)&lt;/td&gt;
      &lt;/tr&gt;
      &lt;tr style=&quot;vertical-align: bottom; background-color: rgb(204,238,255)&quot;&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;Change in benefit obligation:&lt;/td&gt;
       &lt;td&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: right&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: right&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;/tr&gt;
      &lt;tr style=&quot;vertical-align: bottom; background-color: White&quot;&gt;
       &lt;td style=&quot;width: 70%; text-align: left; padding-left: 10pt&quot;&gt;Projected benefit obligation at beginning of year&lt;/td&gt;
       &lt;td style=&quot;width: 1%&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;width: 1%; text-align: left&quot;&gt;$&lt;/td&gt;
       &lt;td style=&quot;width: 12%; text-align: right&quot;&gt;24,097&lt;/td&gt;
       &lt;td style=&quot;width: 1%; text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;width: 1%&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;width: 1%; text-align: left&quot;&gt;$&lt;/td&gt;
       &lt;td style=&quot;width: 12%; text-align: right&quot;&gt;19,740&lt;/td&gt;
       &lt;td style=&quot;width: 1%; text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;/tr&gt;
      &lt;tr style=&quot;vertical-align: bottom; background-color: rgb(204,238,255)&quot;&gt;
       &lt;td style=&quot;text-align: left; padding-left: 10pt&quot;&gt;Interest cost&lt;/td&gt;
       &lt;td&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: right&quot;&gt;889&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: right&quot;&gt;891&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;/tr&gt;
      &lt;tr style=&quot;vertical-align: bottom; background-color: White&quot;&gt;
       &lt;td style=&quot;text-align: left; padding-left: 10pt&quot;&gt;Actuarial (gain) loss&lt;/td&gt;
       &lt;td&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: right&quot;&gt;(1,208&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;)&lt;/td&gt;
       &lt;td&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: right&quot;&gt;4,446&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;/tr&gt;
      &lt;tr style=&quot;vertical-align: bottom; background-color: rgb(204,238,255)&quot;&gt;
       &lt;td style=&quot;text-align: left; padding-bottom: 1pt; padding-left: 10pt&quot;&gt;Benefits paid&lt;/td&gt;
       &lt;td style=&quot;padding-bottom: 1pt&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;border-bottom: Black 1pt solid; text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;border-bottom: Black 1pt solid; text-align: right&quot;&gt;(1,014&lt;/td&gt;
       &lt;td style=&quot;border-bottom: Black 1pt solid; text-align: left&quot;&gt;)&lt;/td&gt;
       &lt;td style=&quot;padding-bottom: 1pt&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;border-bottom: Black 1pt solid; text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;border-bottom: Black 1pt solid; text-align: right&quot;&gt;(980&lt;/td&gt;
       &lt;td style=&quot;border-bottom: Black 1pt solid; text-align: left&quot;&gt;)&lt;/td&gt;
      &lt;/tr&gt;
      &lt;tr style=&quot;vertical-align: bottom; background-color: White&quot;&gt;
       &lt;td style=&quot;text-align: left; padding-bottom: 1pt; padding-left: 20pt&quot;&gt;Projected benefit obligation at end of year&lt;/td&gt;
       &lt;td style=&quot;padding-bottom: 1pt&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;border-bottom: Black 1pt solid; text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;border-bottom: Black 1pt solid; text-align: right&quot;&gt;22,764&lt;/td&gt;
       &lt;td style=&quot;border-bottom: Black 1pt solid; text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;padding-bottom: 1pt&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;border-bottom: Black 1pt solid; text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;border-bottom: Black 1pt solid; text-align: right&quot;&gt;24,097&lt;/td&gt;
       &lt;td style=&quot;border-bottom: Black 1pt solid; text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;/tr&gt;
      &lt;tr style=&quot;vertical-align: bottom; background-color: rgb(204,238,255)&quot;&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: right&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: right&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;/tr&gt;
      &lt;tr style=&quot;vertical-align: bottom; background-color: White&quot;&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;Change in plan assets:&lt;/td&gt;
       &lt;td&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: right&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: right&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;/tr&gt;
      &lt;tr style=&quot;vertical-align: bottom; background-color: rgb(204,238,255)&quot;&gt;
       &lt;td style=&quot;text-align: left; padding-left: 10pt&quot;&gt;Market value of assets at beginning of year&lt;/td&gt;
       &lt;td&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: right&quot;&gt;20,509&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: right&quot;&gt;20,496&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;/tr&gt;
      &lt;tr style=&quot;vertical-align: bottom; background-color: White&quot;&gt;
       &lt;td style=&quot;text-align: left; padding-left: 10pt&quot;&gt;Actual return on plan assets&lt;/td&gt;
       &lt;td&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: right&quot;&gt;429&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: right&quot;&gt;993&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;/tr&gt;
      &lt;tr style=&quot;vertical-align: bottom; background-color: rgb(204,238,255)&quot;&gt;
       &lt;td style=&quot;text-align: left; padding-bottom: 1pt; padding-left: 10pt&quot;&gt;Benefits paid&lt;/td&gt;
       &lt;td style=&quot;padding-bottom: 1pt&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;border-bottom: Black 1pt solid; text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;border-bottom: Black 1pt solid; text-align: right&quot;&gt;(1,014&lt;/td&gt;
       &lt;td style=&quot;border-bottom: Black 1pt solid; text-align: left&quot;&gt;)&lt;/td&gt;
       &lt;td style=&quot;padding-bottom: 1pt&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;border-bottom: Black 1pt solid; text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;border-bottom: Black 1pt solid; text-align: right&quot;&gt;(980&lt;/td&gt;
       &lt;td style=&quot;border-bottom: Black 1pt solid; text-align: left&quot;&gt;)&lt;/td&gt;
      &lt;/tr&gt;
      &lt;tr style=&quot;vertical-align: bottom; background-color: White&quot;&gt;
       &lt;td style=&quot;text-align: left; padding-bottom: 1pt; padding-left: 20pt&quot;&gt;Market value of plan assets at end of year&lt;/td&gt;
       &lt;td style=&quot;padding-bottom: 1pt&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;border-bottom: Black 1pt solid; text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;border-bottom: Black 1pt solid; text-align: right&quot;&gt;19,924&lt;/td&gt;
       &lt;td style=&quot;border-bottom: Black 1pt solid; text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;padding-bottom: 1pt&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;border-bottom: Black 1pt solid; text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;border-bottom: Black 1pt solid; text-align: right&quot;&gt;20,509&lt;/td&gt;
       &lt;td style=&quot;border-bottom: Black 1pt solid; text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;/tr&gt;
      &lt;tr style=&quot;vertical-align: bottom; background-color: rgb(204,238,255)&quot;&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: right&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: right&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;/tr&gt;
      &lt;tr style=&quot;vertical-align: bottom; background-color: White&quot;&gt;
       &lt;td style=&quot;text-align: left; padding-bottom: 2.25pt&quot;&gt;Accrued pension liability included in other liabilities&lt;/td&gt;
       &lt;td style=&quot;padding-bottom: 2.25pt&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;border-bottom: Black 2.25pt double; text-align: left&quot;&gt;$&lt;/td&gt;
       &lt;td style=&quot;border-bottom: Black 2.25pt double; text-align: right&quot;&gt;(2,840&lt;/td&gt;
       &lt;td style=&quot;border-bottom: Black 2.25pt double; text-align: left&quot;&gt;)&lt;/td&gt;
       &lt;td style=&quot;padding-bottom: 2.25pt&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;border-bottom: Black 2.25pt double; text-align: left&quot;&gt;$&lt;/td&gt;
       &lt;td style=&quot;border-bottom: Black 2.25pt double; text-align: right&quot;&gt;(3,588&lt;/td&gt;
       &lt;td style=&quot;border-bottom: Black 2.25pt double; text-align: left&quot;&gt;)&lt;/td&gt;
      &lt;/tr&gt;

    &lt;/table&gt;</us-gaap:ScheduleOfNetFundedStatusTableTextBlock>
  <us-gaap:DefinedBenefitPlanBenefitObligation unitRef="usd" contextRef="c513_AsOf31Dec2014_RetirementPlanMember" decimals="-3">24097000</us-gaap:DefinedBenefitPlanBenefitObligation>
  <us-gaap:DefinedBenefitPlanBenefitObligation unitRef="usd" contextRef="c514_AsOf31Dec2013_RetirementPlanMember" decimals="-3">19740000</us-gaap:DefinedBenefitPlanBenefitObligation>
  <us-gaap:DefinedBenefitPlanInterestCost unitRef="usd" contextRef="c521_From1Jan2015To31Dec2015_RetirementPlanMember" decimals="-3">889000</us-gaap:DefinedBenefitPlanInterestCost>
  <us-gaap:DefinedBenefitPlanInterestCost unitRef="usd" contextRef="c523_From1Jan2014To31Dec2014_RetirementPlanMember" decimals="-3">891000</us-gaap:DefinedBenefitPlanInterestCost>
  <us-gaap:DefinedBenefitPlanActuarialGainLoss unitRef="usd" contextRef="c521_From1Jan2015To31Dec2015_RetirementPlanMember" decimals="-3">-1208000</us-gaap:DefinedBenefitPlanActuarialGainLoss>
  <us-gaap:DefinedBenefitPlanActuarialGainLoss unitRef="usd" contextRef="c523_From1Jan2014To31Dec2014_RetirementPlanMember" decimals="-3">4446000</us-gaap:DefinedBenefitPlanActuarialGainLoss>
  <us-gaap:DefinedBenefitPlanBenefitsPaid unitRef="usd" contextRef="c521_From1Jan2015To31Dec2015_RetirementPlanMember" decimals="-3">1014000</us-gaap:DefinedBenefitPlanBenefitsPaid>
  <us-gaap:DefinedBenefitPlanBenefitsPaid unitRef="usd" contextRef="c523_From1Jan2014To31Dec2014_RetirementPlanMember" decimals="-3">980000</us-gaap:DefinedBenefitPlanBenefitsPaid>
  <us-gaap:DefinedBenefitPlanBenefitObligation unitRef="usd" contextRef="c512_AsOf31Dec2015_RetirementPlanMember" decimals="-3">22764000</us-gaap:DefinedBenefitPlanBenefitObligation>
  <us-gaap:DefinedBenefitPlanFairValueOfPlanAssets unitRef="usd" contextRef="c513_AsOf31Dec2014_RetirementPlanMember" decimals="-3">20509000</us-gaap:DefinedBenefitPlanFairValueOfPlanAssets>
  <us-gaap:DefinedBenefitPlanFairValueOfPlanAssets unitRef="usd" contextRef="c514_AsOf31Dec2013_RetirementPlanMember" decimals="-3">20496000</us-gaap:DefinedBenefitPlanFairValueOfPlanAssets>
  <us-gaap:DefinedBenefitPlanActualReturnOnPlanAssets unitRef="usd" contextRef="c521_From1Jan2015To31Dec2015_RetirementPlanMember" decimals="-3">429000</us-gaap:DefinedBenefitPlanActualReturnOnPlanAssets>
  <us-gaap:DefinedBenefitPlanActualReturnOnPlanAssets unitRef="usd" contextRef="c523_From1Jan2014To31Dec2014_RetirementPlanMember" decimals="-3">993000</us-gaap:DefinedBenefitPlanActualReturnOnPlanAssets>
  <us-gaap:DefinedBenefitPlanFairValueOfPlanAssets unitRef="usd" contextRef="c512_AsOf31Dec2015_RetirementPlanMember" decimals="-3">19924000</us-gaap:DefinedBenefitPlanFairValueOfPlanAssets>
  <us-gaap:PensionAndOtherPostretirementDefinedBenefitPlansLiabilitiesCurrentAndNoncurrent unitRef="usd" contextRef="c512_AsOf31Dec2015_RetirementPlanMember" decimals="-3">2840000</us-gaap:PensionAndOtherPostretirementDefinedBenefitPlansLiabilitiesCurrentAndNoncurrent>
  <us-gaap:PensionAndOtherPostretirementDefinedBenefitPlansLiabilitiesCurrentAndNoncurrent unitRef="usd" contextRef="c513_AsOf31Dec2014_RetirementPlanMember" decimals="-3">3588000</us-gaap:PensionAndOtherPostretirementDefinedBenefitPlansLiabilitiesCurrentAndNoncurrent>
  <us-gaap:ScheduleOfAssumptionsUsedTableTextBlock contextRef="c524_From1Jan2015To31Dec2015_AssumptionsForTheRetirementPlansBenefitObligationsMember">&lt;table cellpadding=&quot;0&quot; cellspacing=&quot;0&quot; style=&quot;border-collapse: collapse; width: 100%; font: 10pt Times New Roman, Times, Serif&quot;&gt;

      &lt;tr style=&quot;vertical-align: bottom&quot;&gt;
       &lt;td style=&quot;text-align: center&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;padding-bottom: 1pt&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td colspan=&quot;3&quot; style=&quot;text-align: center; border-bottom: Black 1pt solid&quot;&gt;2015&lt;/td&gt;
       &lt;td style=&quot;padding-bottom: 1pt&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td colspan=&quot;3&quot; style=&quot;text-align: center; border-bottom: Black 1pt solid&quot;&gt;2014&lt;/td&gt;
      &lt;/tr&gt;
      &lt;tr style=&quot;vertical-align: bottom; background-color: rgb(204,238,255)&quot;&gt;
       &lt;td style=&quot;width: 70%; text-align: left&quot;&gt;Weighted average discount rate&lt;/td&gt;
       &lt;td style=&quot;width: 1%&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;width: 1%; text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;width: 12%; text-align: right&quot;&gt;4.06&lt;/td&gt;
       &lt;td style=&quot;width: 1%; text-align: left&quot;&gt;%&lt;/td&gt;
       &lt;td style=&quot;width: 1%&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;width: 1%; text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;width: 12%; text-align: right&quot;&gt;3.76&lt;/td&gt;
       &lt;td style=&quot;width: 1%; text-align: left&quot;&gt;%&lt;/td&gt;
      &lt;/tr&gt;
      &lt;tr style=&quot;vertical-align: bottom; background-color: White&quot;&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;Rate of increase in future compensation levels&lt;/td&gt;
       &lt;td&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: right&quot;&gt;n/a&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: right&quot;&gt;n/a&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;/tr&gt;
      &lt;tr style=&quot;vertical-align: bottom; background-color: rgb(204,238,255)&quot;&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;Expected long-term rate of return on assets&lt;/td&gt;
       &lt;td&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: right&quot;&gt;7.25&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;%&lt;/td&gt;
       &lt;td&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: right&quot;&gt;7.50&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;%&lt;/td&gt;
      &lt;/tr&gt;

    &lt;/table&gt;</us-gaap:ScheduleOfAssumptionsUsedTableTextBlock>
  <us-gaap:DefinedBenefitPlanAssumptionsUsedCalculatingBenefitObligationDiscountRate unitRef="pure" contextRef="c512_AsOf31Dec2015_RetirementPlanMember" decimals="4">0.0406</us-gaap:DefinedBenefitPlanAssumptionsUsedCalculatingBenefitObligationDiscountRate>
  <us-gaap:DefinedBenefitPlanAssumptionsUsedCalculatingBenefitObligationDiscountRate unitRef="pure" contextRef="c513_AsOf31Dec2014_RetirementPlanMember" decimals="4">0.0376</us-gaap:DefinedBenefitPlanAssumptionsUsedCalculatingBenefitObligationDiscountRate>
  <us-gaap:DefinedBenefitPlanAssumptionsUsedCalculatingBenefitObligationRateOfCompensationIncrease unitRef="pure" contextRef="c512_AsOf31Dec2015_RetirementPlanMember" xs:nil="true"/>
  <us-gaap:DefinedBenefitPlanAssumptionsUsedCalculatingBenefitObligationRateOfCompensationIncrease unitRef="pure" contextRef="c513_AsOf31Dec2014_RetirementPlanMember" xs:nil="true"/>
  <ffic:DefinedBenefitPlanAssumptionsUsedCalculatingBenefitObligationExpectedLongTermReturnOnAssets unitRef="pure" contextRef="c512_AsOf31Dec2015_RetirementPlanMember" decimals="4">0.0725</ffic:DefinedBenefitPlanAssumptionsUsedCalculatingBenefitObligationExpectedLongTermReturnOnAssets>
  <ffic:DefinedBenefitPlanAssumptionsUsedCalculatingBenefitObligationExpectedLongTermReturnOnAssets unitRef="pure" contextRef="c513_AsOf31Dec2014_RetirementPlanMember" decimals="4">0.0750</ffic:DefinedBenefitPlanAssumptionsUsedCalculatingBenefitObligationExpectedLongTermReturnOnAssets>
  <us-gaap:ScheduleOfNetBenefitCostsTableTextBlock contextRef="c521_From1Jan2015To31Dec2015_RetirementPlanMember">&lt;table cellpadding=&quot;0&quot; cellspacing=&quot;0&quot; style=&quot;border-collapse: collapse; width: 100%; font: 10pt Times New Roman, Times, Serif&quot;&gt;

      &lt;tr style=&quot;vertical-align: bottom&quot;&gt;
       &lt;td style=&quot;text-align: center&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;padding-bottom: 1pt&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td colspan=&quot;3&quot; style=&quot;text-align: center; border-bottom: Black 1pt solid&quot;&gt;2015&lt;/td&gt;
       &lt;td style=&quot;padding-bottom: 1pt&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td colspan=&quot;3&quot; style=&quot;text-align: center; border-bottom: Black 1pt solid&quot;&gt;2014&lt;/td&gt;
       &lt;td style=&quot;padding-bottom: 1pt&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td colspan=&quot;3&quot; style=&quot;text-align: center; border-bottom: Black 1pt solid&quot;&gt;2013&lt;/td&gt;
      &lt;/tr&gt;
      &lt;tr style=&quot;vertical-align: bottom&quot;&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;font-style: italic&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td colspan=&quot;11&quot; style=&quot;font-style: italic; text-align: center&quot;&gt;(In thousands)&lt;/td&gt;
      &lt;/tr&gt;
      &lt;tr style=&quot;vertical-align: bottom; background-color: rgb(204,238,255)&quot;&gt;
       &lt;td style=&quot;width: 61%; text-align: left&quot;&gt;Interest cost&lt;/td&gt;
       &lt;td style=&quot;width: 1%&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;width: 1%; text-align: left&quot;&gt;$&lt;/td&gt;
       &lt;td style=&quot;width: 10%; text-align: right&quot;&gt;889&lt;/td&gt;
       &lt;td style=&quot;width: 1%; text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;width: 1%&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;width: 1%; text-align: left&quot;&gt;$&lt;/td&gt;
       &lt;td style=&quot;width: 10%; text-align: right&quot;&gt;891&lt;/td&gt;
       &lt;td style=&quot;width: 1%; text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;width: 1%&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;width: 1%; text-align: left&quot;&gt;$&lt;/td&gt;
       &lt;td style=&quot;width: 10%; text-align: right&quot;&gt;827&lt;/td&gt;
       &lt;td style=&quot;width: 1%; text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;/tr&gt;
      &lt;tr style=&quot;vertical-align: bottom; background-color: White&quot;&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;Amortization of unrecognized loss&lt;/td&gt;
       &lt;td&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: right&quot;&gt;1,112&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: right&quot;&gt;759&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: right&quot;&gt;1,222&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;/tr&gt;
      &lt;tr style=&quot;vertical-align: bottom; background-color: rgb(204,238,255)&quot;&gt;
       &lt;td style=&quot;text-align: left; padding-bottom: 1pt&quot;&gt;Expected return on plan assets&lt;/td&gt;
       &lt;td style=&quot;padding-bottom: 1pt&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;border-bottom: Black 1pt solid; text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;border-bottom: Black 1pt solid; text-align: right&quot;&gt;(1,400&lt;/td&gt;
       &lt;td style=&quot;border-bottom: Black 1pt solid; text-align: left&quot;&gt;)&lt;/td&gt;
       &lt;td style=&quot;padding-bottom: 1pt&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;border-bottom: Black 1pt solid; text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;border-bottom: Black 1pt solid; text-align: right&quot;&gt;(1,344&lt;/td&gt;
       &lt;td style=&quot;border-bottom: Black 1pt solid; text-align: left&quot;&gt;)&lt;/td&gt;
       &lt;td style=&quot;padding-bottom: 1pt&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;border-bottom: Black 1pt solid; text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;border-bottom: Black 1pt solid; text-align: right&quot;&gt;(1,261&lt;/td&gt;
       &lt;td style=&quot;border-bottom: Black 1pt solid; text-align: left&quot;&gt;)&lt;/td&gt;
      &lt;/tr&gt;
      &lt;tr style=&quot;vertical-align: bottom; background-color: White&quot;&gt;
       &lt;td style=&quot;text-align: left; padding-bottom: 1pt; padding-left: 10pt&quot;&gt;Net pension expense (benefit)&lt;/td&gt;
       &lt;td style=&quot;padding-bottom: 1pt&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;border-bottom: Black 1pt solid; text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;border-bottom: Black 1pt solid; text-align: right&quot;&gt;601&lt;/td&gt;
       &lt;td style=&quot;border-bottom: Black 1pt solid; text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;padding-bottom: 1pt&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;border-bottom: Black 1pt solid; text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;border-bottom: Black 1pt solid; text-align: right&quot;&gt;306&lt;/td&gt;
       &lt;td style=&quot;border-bottom: Black 1pt solid; text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;padding-bottom: 1pt&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;border-bottom: Black 1pt solid; text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;border-bottom: Black 1pt solid; text-align: right&quot;&gt;788&lt;/td&gt;
       &lt;td style=&quot;border-bottom: Black 1pt solid; text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;/tr&gt;
      &lt;tr style=&quot;vertical-align: bottom; background-color: rgb(204,238,255)&quot;&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: right&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: right&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: right&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;/tr&gt;
      &lt;tr style=&quot;vertical-align: bottom; background-color: White&quot;&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;Current year actuarial (gain) loss&lt;/td&gt;
       &lt;td&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: right&quot;&gt;(237&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;)&lt;/td&gt;
       &lt;td&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: right&quot;&gt;4,798&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: right&quot;&gt;(4,722&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;)&lt;/td&gt;
      &lt;/tr&gt;
      &lt;tr style=&quot;vertical-align: bottom; background-color: rgb(204,238,255)&quot;&gt;
       &lt;td style=&quot;text-align: left; padding-bottom: 1pt&quot;&gt;Amortization of actuarial loss&lt;/td&gt;
       &lt;td style=&quot;padding-bottom: 1pt&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;border-bottom: Black 1pt solid; text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;border-bottom: Black 1pt solid; text-align: right&quot;&gt;(1,112&lt;/td&gt;
       &lt;td style=&quot;border-bottom: Black 1pt solid; text-align: left&quot;&gt;)&lt;/td&gt;
       &lt;td style=&quot;padding-bottom: 1pt&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;border-bottom: Black 1pt solid; text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;border-bottom: Black 1pt solid; text-align: right&quot;&gt;(759&lt;/td&gt;
       &lt;td style=&quot;border-bottom: Black 1pt solid; text-align: left&quot;&gt;)&lt;/td&gt;
       &lt;td style=&quot;padding-bottom: 1pt&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;border-bottom: Black 1pt solid; text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;border-bottom: Black 1pt solid; text-align: right&quot;&gt;(1,222&lt;/td&gt;
       &lt;td style=&quot;border-bottom: Black 1pt solid; text-align: left&quot;&gt;)&lt;/td&gt;
      &lt;/tr&gt;
      &lt;tr style=&quot;vertical-align: bottom; background-color: White&quot;&gt;
       &lt;td style=&quot;text-align: left; padding-bottom: 1pt; padding-left: 10pt&quot;&gt;Total recognized in other comprehensive income&lt;/td&gt;
       &lt;td style=&quot;padding-bottom: 1pt&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;border-bottom: Black 1pt solid; text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;border-bottom: Black 1pt solid; text-align: right&quot;&gt;(1,349&lt;/td&gt;
       &lt;td style=&quot;border-bottom: Black 1pt solid; text-align: left&quot;&gt;)&lt;/td&gt;
       &lt;td style=&quot;padding-bottom: 1pt&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;border-bottom: Black 1pt solid; text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;border-bottom: Black 1pt solid; text-align: right&quot;&gt;4,039&lt;/td&gt;
       &lt;td style=&quot;border-bottom: Black 1pt solid; text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;padding-bottom: 1pt&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;border-bottom: Black 1pt solid; text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;border-bottom: Black 1pt solid; text-align: right&quot;&gt;(5,944&lt;/td&gt;
       &lt;td style=&quot;border-bottom: Black 1pt solid; text-align: left&quot;&gt;)&lt;/td&gt;
      &lt;/tr&gt;
      &lt;tr style=&quot;vertical-align: bottom; background-color: rgb(204,238,255)&quot;&gt;
       &lt;td style=&quot;text-align: left; padding-bottom: 2.25pt; padding-left: 0pt&quot;&gt;Total recognized in net pension cost (benefit) and other comprehensive income&lt;/td&gt;
       &lt;td style=&quot;padding-bottom: 2.25pt&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;border-bottom: Black 2.25pt double; text-align: left&quot;&gt;$&lt;/td&gt;
       &lt;td style=&quot;border-bottom: Black 2.25pt double; text-align: right&quot;&gt;(748&lt;/td&gt;
       &lt;td style=&quot;border-bottom: Black 2.25pt double; text-align: left&quot;&gt;)&lt;/td&gt;
       &lt;td style=&quot;padding-bottom: 2.25pt&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;border-bottom: Black 2.25pt double; text-align: left&quot;&gt;$&lt;/td&gt;
       &lt;td style=&quot;border-bottom: Black 2.25pt double; text-align: right&quot;&gt;4,345&lt;/td&gt;
       &lt;td style=&quot;border-bottom: Black 2.25pt double; text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;padding-bottom: 2.25pt&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;border-bottom: Black 2.25pt double; text-align: left&quot;&gt;$&lt;/td&gt;
       &lt;td style=&quot;border-bottom: Black 2.25pt double; text-align: right&quot;&gt;(5,156&lt;/td&gt;
       &lt;td style=&quot;border-bottom: Black 2.25pt double; text-align: left&quot;&gt;)&lt;/td&gt;
      &lt;/tr&gt;

    &lt;/table&gt;</us-gaap:ScheduleOfNetBenefitCostsTableTextBlock>
  <us-gaap:DefinedBenefitPlanInterestCost unitRef="usd" contextRef="c525_From1Jan2013To31Dec2013_RetirementPlanMember" decimals="-3">827000</us-gaap:DefinedBenefitPlanInterestCost>
  <us-gaap:DefinedBenefitPlanAmortizationOfGainsLosses unitRef="usd" contextRef="c521_From1Jan2015To31Dec2015_RetirementPlanMember" decimals="-3">-1112000</us-gaap:DefinedBenefitPlanAmortizationOfGainsLosses>
  <us-gaap:DefinedBenefitPlanAmortizationOfGainsLosses unitRef="usd" contextRef="c523_From1Jan2014To31Dec2014_RetirementPlanMember" decimals="-3">-759000</us-gaap:DefinedBenefitPlanAmortizationOfGainsLosses>
  <us-gaap:DefinedBenefitPlanAmortizationOfGainsLosses unitRef="usd" contextRef="c525_From1Jan2013To31Dec2013_RetirementPlanMember" decimals="-3">-1222000</us-gaap:DefinedBenefitPlanAmortizationOfGainsLosses>
  <us-gaap:DefinedBenefitPlanExpectedReturnOnPlanAssets unitRef="usd" contextRef="c521_From1Jan2015To31Dec2015_RetirementPlanMember" decimals="-3">1400000</us-gaap:DefinedBenefitPlanExpectedReturnOnPlanAssets>
  <us-gaap:DefinedBenefitPlanExpectedReturnOnPlanAssets unitRef="usd" contextRef="c523_From1Jan2014To31Dec2014_RetirementPlanMember" decimals="-3">1344000</us-gaap:DefinedBenefitPlanExpectedReturnOnPlanAssets>
  <us-gaap:DefinedBenefitPlanExpectedReturnOnPlanAssets unitRef="usd" contextRef="c525_From1Jan2013To31Dec2013_RetirementPlanMember" decimals="-3">1261000</us-gaap:DefinedBenefitPlanExpectedReturnOnPlanAssets>
  <us-gaap:DefinedBenefitPlanNetPeriodicBenefitCost unitRef="usd" contextRef="c521_From1Jan2015To31Dec2015_RetirementPlanMember" decimals="-3">601000</us-gaap:DefinedBenefitPlanNetPeriodicBenefitCost>
  <us-gaap:DefinedBenefitPlanNetPeriodicBenefitCost unitRef="usd" contextRef="c523_From1Jan2014To31Dec2014_RetirementPlanMember" decimals="-3">306000</us-gaap:DefinedBenefitPlanNetPeriodicBenefitCost>
  <us-gaap:DefinedBenefitPlanNetPeriodicBenefitCost unitRef="usd" contextRef="c525_From1Jan2013To31Dec2013_RetirementPlanMember" decimals="-3">788000</us-gaap:DefinedBenefitPlanNetPeriodicBenefitCost>
  <us-gaap:OtherComprehensiveIncomeLossPensionAndOtherPostretirementBenefitPlansNetUnamortizedGainLossArisingDuringPeriodBeforeTax unitRef="usd" contextRef="c521_From1Jan2015To31Dec2015_RetirementPlanMember" decimals="-3">237000</us-gaap:OtherComprehensiveIncomeLossPensionAndOtherPostretirementBenefitPlansNetUnamortizedGainLossArisingDuringPeriodBeforeTax>
  <us-gaap:OtherComprehensiveIncomeLossPensionAndOtherPostretirementBenefitPlansNetUnamortizedGainLossArisingDuringPeriodBeforeTax unitRef="usd" contextRef="c523_From1Jan2014To31Dec2014_RetirementPlanMember" decimals="-3">-4798000</us-gaap:OtherComprehensiveIncomeLossPensionAndOtherPostretirementBenefitPlansNetUnamortizedGainLossArisingDuringPeriodBeforeTax>
  <us-gaap:OtherComprehensiveIncomeLossPensionAndOtherPostretirementBenefitPlansNetUnamortizedGainLossArisingDuringPeriodBeforeTax unitRef="usd" contextRef="c525_From1Jan2013To31Dec2013_RetirementPlanMember" decimals="-3">4722000</us-gaap:OtherComprehensiveIncomeLossPensionAndOtherPostretirementBenefitPlansNetUnamortizedGainLossArisingDuringPeriodBeforeTax>
  <us-gaap:OtherComprehensiveIncomeLossReclassificationAdjustmentFromAOCIPensionAndOtherPostretirementBenefitPlansForNetGainLossBeforeTax unitRef="usd" contextRef="c521_From1Jan2015To31Dec2015_RetirementPlanMember" decimals="-3">1112000</us-gaap:OtherComprehensiveIncomeLossReclassificationAdjustmentFromAOCIPensionAndOtherPostretirementBenefitPlansForNetGainLossBeforeTax>
  <us-gaap:OtherComprehensiveIncomeLossReclassificationAdjustmentFromAOCIPensionAndOtherPostretirementBenefitPlansForNetGainLossBeforeTax unitRef="usd" contextRef="c523_From1Jan2014To31Dec2014_RetirementPlanMember" decimals="-3">759000</us-gaap:OtherComprehensiveIncomeLossReclassificationAdjustmentFromAOCIPensionAndOtherPostretirementBenefitPlansForNetGainLossBeforeTax>
  <us-gaap:OtherComprehensiveIncomeLossReclassificationAdjustmentFromAOCIPensionAndOtherPostretirementBenefitPlansForNetGainLossBeforeTax unitRef="usd" contextRef="c525_From1Jan2013To31Dec2013_RetirementPlanMember" decimals="-3">1222000</us-gaap:OtherComprehensiveIncomeLossReclassificationAdjustmentFromAOCIPensionAndOtherPostretirementBenefitPlansForNetGainLossBeforeTax>
  <us-gaap:DefinedBenefitPlanAmountsRecognizedInOtherComprehensiveIncomeLossNetGainLossBeforeTax unitRef="usd" contextRef="c521_From1Jan2015To31Dec2015_RetirementPlanMember" decimals="-3">1349000</us-gaap:DefinedBenefitPlanAmountsRecognizedInOtherComprehensiveIncomeLossNetGainLossBeforeTax>
  <us-gaap:DefinedBenefitPlanAmountsRecognizedInOtherComprehensiveIncomeLossNetGainLossBeforeTax unitRef="usd" contextRef="c523_From1Jan2014To31Dec2014_RetirementPlanMember" decimals="-3">-4039000</us-gaap:DefinedBenefitPlanAmountsRecognizedInOtherComprehensiveIncomeLossNetGainLossBeforeTax>
  <us-gaap:DefinedBenefitPlanAmountsRecognizedInOtherComprehensiveIncomeLossNetGainLossBeforeTax unitRef="usd" contextRef="c525_From1Jan2013To31Dec2013_RetirementPlanMember" decimals="-3">5944000</us-gaap:DefinedBenefitPlanAmountsRecognizedInOtherComprehensiveIncomeLossNetGainLossBeforeTax>
  <us-gaap:AmountRecognizedInNetPeriodicBenefitCostAndOtherComprehensiveIncomeLossBeforeTax unitRef="usd" contextRef="c521_From1Jan2015To31Dec2015_RetirementPlanMember" decimals="-3">-748000</us-gaap:AmountRecognizedInNetPeriodicBenefitCostAndOtherComprehensiveIncomeLossBeforeTax>
  <us-gaap:AmountRecognizedInNetPeriodicBenefitCostAndOtherComprehensiveIncomeLossBeforeTax unitRef="usd" contextRef="c523_From1Jan2014To31Dec2014_RetirementPlanMember" decimals="-3">4345000</us-gaap:AmountRecognizedInNetPeriodicBenefitCostAndOtherComprehensiveIncomeLossBeforeTax>
  <us-gaap:AmountRecognizedInNetPeriodicBenefitCostAndOtherComprehensiveIncomeLossBeforeTax unitRef="usd" contextRef="c525_From1Jan2013To31Dec2013_RetirementPlanMember" decimals="-3">-5156000</us-gaap:AmountRecognizedInNetPeriodicBenefitCostAndOtherComprehensiveIncomeLossBeforeTax>
  <us-gaap:ScheduleOfAssumptionsUsedTableTextBlock contextRef="c526_From1Jan2015To31Dec2015_AssumptionsForPeriodicPensionBenefitForTheRetirementPlanMember">&lt;table cellpadding=&quot;0&quot; cellspacing=&quot;0&quot; style=&quot;border-collapse: collapse; width: 100%; font: 10pt Times New Roman, Times, Serif&quot;&gt;

      &lt;tr style=&quot;vertical-align: bottom&quot;&gt;
       &lt;td style=&quot;text-align: center&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;padding-bottom: 1pt&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td colspan=&quot;3&quot; style=&quot;text-align: center; border-bottom: Black 1pt solid&quot;&gt;2015&lt;/td&gt;
       &lt;td style=&quot;border-bottom: Black 1pt solid; text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td colspan=&quot;3&quot; style=&quot;text-align: center; border-bottom: Black 1pt solid&quot;&gt;2014&lt;/td&gt;
       &lt;td style=&quot;border-bottom: Black 1pt solid; text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td colspan=&quot;3&quot; style=&quot;text-align: center; border-bottom: Black 1pt solid&quot;&gt;2013&lt;/td&gt;
      &lt;/tr&gt;
      &lt;tr style=&quot;vertical-align: bottom; background-color: rgb(204,238,255)&quot;&gt;
       &lt;td style=&quot;width: 61%; text-align: left&quot;&gt;Weighted average discount rate&lt;/td&gt;
       &lt;td style=&quot;width: 1%&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;width: 1%; text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;width: 10%; text-align: right&quot;&gt;3.76&lt;/td&gt;
       &lt;td style=&quot;width: 1%; text-align: left&quot;&gt;%&lt;/td&gt;
       &lt;td style=&quot;width: 1%&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;width: 1%; text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;width: 10%; text-align: right&quot;&gt;4.60&lt;/td&gt;
       &lt;td style=&quot;width: 1%; text-align: left&quot;&gt;%&lt;/td&gt;
       &lt;td style=&quot;width: 1%&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;width: 1%; text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;width: 10%; text-align: right&quot;&gt;3.75&lt;/td&gt;
       &lt;td style=&quot;width: 1%; text-align: left&quot;&gt;%&lt;/td&gt;
      &lt;/tr&gt;
      &lt;tr style=&quot;vertical-align: bottom; background-color: White&quot;&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;Rate of increase in future compensation levels&lt;/td&gt;
       &lt;td&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: right&quot;&gt;n/a&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: right&quot;&gt;n/a&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: right&quot;&gt;n/a&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;/tr&gt;
      &lt;tr style=&quot;vertical-align: bottom; background-color: rgb(204,238,255)&quot;&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;Expected long-term rate of return on assets&lt;/td&gt;
       &lt;td&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: right&quot;&gt;7.50&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;%&lt;/td&gt;
       &lt;td&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: right&quot;&gt;7.50&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;%&lt;/td&gt;
       &lt;td&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: right&quot;&gt;7.50&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;%&lt;/td&gt;
      &lt;/tr&gt;

    &lt;/table&gt;</us-gaap:ScheduleOfAssumptionsUsedTableTextBlock>
  <us-gaap:DefinedBenefitPlanAssumptionsUsedCalculatingNetPeriodicBenefitCostDiscountRate unitRef="pure" contextRef="c521_From1Jan2015To31Dec2015_RetirementPlanMember" decimals="4">0.0376</us-gaap:DefinedBenefitPlanAssumptionsUsedCalculatingNetPeriodicBenefitCostDiscountRate>
  <us-gaap:DefinedBenefitPlanAssumptionsUsedCalculatingNetPeriodicBenefitCostDiscountRate unitRef="pure" contextRef="c523_From1Jan2014To31Dec2014_RetirementPlanMember" decimals="4">0.0460</us-gaap:DefinedBenefitPlanAssumptionsUsedCalculatingNetPeriodicBenefitCostDiscountRate>
  <us-gaap:DefinedBenefitPlanAssumptionsUsedCalculatingNetPeriodicBenefitCostDiscountRate unitRef="pure" contextRef="c525_From1Jan2013To31Dec2013_RetirementPlanMember" decimals="4">0.0375</us-gaap:DefinedBenefitPlanAssumptionsUsedCalculatingNetPeriodicBenefitCostDiscountRate>
  <us-gaap:DefinedBenefitPlanAssumptionsUsedCalculatingNetPeriodicBenefitCostRateOfCompensationIncrease unitRef="pure" contextRef="c521_From1Jan2015To31Dec2015_RetirementPlanMember" xs:nil="true"/>
  <us-gaap:DefinedBenefitPlanAssumptionsUsedCalculatingNetPeriodicBenefitCostRateOfCompensationIncrease unitRef="pure" contextRef="c523_From1Jan2014To31Dec2014_RetirementPlanMember" xs:nil="true"/>
  <us-gaap:DefinedBenefitPlanAssumptionsUsedCalculatingNetPeriodicBenefitCostRateOfCompensationIncrease unitRef="pure" contextRef="c525_From1Jan2013To31Dec2013_RetirementPlanMember" xs:nil="true"/>
  <us-gaap:DefinedBenefitPlanAssumptionsUsedCalculatingNetPeriodicBenefitCostExpectedLongTermReturnOnAssets unitRef="pure" contextRef="c521_From1Jan2015To31Dec2015_RetirementPlanMember" decimals="4">0.0750</us-gaap:DefinedBenefitPlanAssumptionsUsedCalculatingNetPeriodicBenefitCostExpectedLongTermReturnOnAssets>
  <us-gaap:DefinedBenefitPlanAssumptionsUsedCalculatingNetPeriodicBenefitCostExpectedLongTermReturnOnAssets unitRef="pure" contextRef="c523_From1Jan2014To31Dec2014_RetirementPlanMember" decimals="4">0.0750</us-gaap:DefinedBenefitPlanAssumptionsUsedCalculatingNetPeriodicBenefitCostExpectedLongTermReturnOnAssets>
  <us-gaap:DefinedBenefitPlanAssumptionsUsedCalculatingNetPeriodicBenefitCostExpectedLongTermReturnOnAssets unitRef="pure" contextRef="c525_From1Jan2013To31Dec2013_RetirementPlanMember" decimals="4">0.0750</us-gaap:DefinedBenefitPlanAssumptionsUsedCalculatingNetPeriodicBenefitCostExpectedLongTermReturnOnAssets>
  <us-gaap:ScheduleOfExpectedBenefitPaymentsTableTextBlock contextRef="c521_From1Jan2015To31Dec2015_RetirementPlanMember">&lt;table cellpadding=&quot;0&quot; cellspacing=&quot;0&quot; style=&quot;border-collapse: collapse; width: 100%; font: 10pt Times New Roman, Times, Serif&quot;&gt;

      &lt;tr style=&quot;vertical-align: bottom&quot;&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;For the years ending December 31:&lt;/td&gt;
       &lt;td style=&quot;padding-bottom: 1pt&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td colspan=&quot;3&quot; style=&quot;text-align: center; border-bottom: Black 1pt solid&quot;&gt;Future Benefit &lt;br /&gt; Payments&lt;/td&gt;
      &lt;/tr&gt;
      &lt;tr style=&quot;vertical-align: bottom&quot;&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;font-style: italic&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td colspan=&quot;3&quot; style=&quot;font-style: italic; text-align: center&quot;&gt;(In thousands)&lt;/td&gt;
      &lt;/tr&gt;
      &lt;tr style=&quot;vertical-align: bottom; background-color: rgb(204,238,255)&quot;&gt;
       &lt;td style=&quot;width: 85%; text-align: left&quot;&gt;2016&lt;/td&gt;
       &lt;td style=&quot;width: 1%&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;width: 1%; text-align: left&quot;&gt;$&lt;/td&gt;
       &lt;td style=&quot;width: 12%; text-align: right&quot;&gt;1,172&lt;/td&gt;
       &lt;td style=&quot;width: 1%; text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;/tr&gt;
      &lt;tr style=&quot;vertical-align: bottom; background-color: White&quot;&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;2017&lt;/td&gt;
       &lt;td&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: right&quot;&gt;1,184&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;/tr&gt;
      &lt;tr style=&quot;vertical-align: bottom; background-color: rgb(204,238,255)&quot;&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;2018&lt;/td&gt;
       &lt;td&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: right&quot;&gt;1,177&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;/tr&gt;
      &lt;tr style=&quot;vertical-align: bottom; background-color: White&quot;&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;2019&lt;/td&gt;
       &lt;td&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: right&quot;&gt;1,192&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;/tr&gt;
      &lt;tr style=&quot;vertical-align: bottom; background-color: rgb(204,238,255)&quot;&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;2020&lt;/td&gt;
       &lt;td&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: right&quot;&gt;1,193&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;/tr&gt;
      &lt;tr style=&quot;vertical-align: bottom; background-color: White&quot;&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;2021 &amp;#x2013; 2025&lt;/td&gt;
       &lt;td&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: right&quot;&gt;6,502&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;/tr&gt;

    &lt;/table&gt;</us-gaap:ScheduleOfExpectedBenefitPaymentsTableTextBlock>
  <us-gaap:DefinedBenefitPlanExpectedFutureBenefitPaymentsNextTwelveMonths unitRef="usd" contextRef="c512_AsOf31Dec2015_RetirementPlanMember" decimals="-3">1172000</us-gaap:DefinedBenefitPlanExpectedFutureBenefitPaymentsNextTwelveMonths>
  <us-gaap:DefinedBenefitPlanExpectedFutureBenefitPaymentsYearTwo unitRef="usd" contextRef="c512_AsOf31Dec2015_RetirementPlanMember" decimals="-3">1184000</us-gaap:DefinedBenefitPlanExpectedFutureBenefitPaymentsYearTwo>
  <us-gaap:DefinedBenefitPlanExpectedFutureBenefitPaymentsYearThree unitRef="usd" contextRef="c512_AsOf31Dec2015_RetirementPlanMember" decimals="-3">1177000</us-gaap:DefinedBenefitPlanExpectedFutureBenefitPaymentsYearThree>
  <us-gaap:DefinedBenefitPlanExpectedFutureBenefitPaymentsYearFour unitRef="usd" contextRef="c512_AsOf31Dec2015_RetirementPlanMember" decimals="-3">1192000</us-gaap:DefinedBenefitPlanExpectedFutureBenefitPaymentsYearFour>
  <us-gaap:DefinedBenefitPlanExpectedFutureBenefitPaymentsYearFive unitRef="usd" contextRef="c512_AsOf31Dec2015_RetirementPlanMember" decimals="-3">1193000</us-gaap:DefinedBenefitPlanExpectedFutureBenefitPaymentsYearFive>
  <us-gaap:DefinedBenefitPlanExpectedFutureBenefitPaymentsFiveFiscalYearsThereafter unitRef="usd" contextRef="c512_AsOf31Dec2015_RetirementPlanMember" decimals="-3">6502000</us-gaap:DefinedBenefitPlanExpectedFutureBenefitPaymentsFiveFiscalYearsThereafter>
  <us-gaap:ScheduleOfAllocationOfPlanAssetsTableTextBlock contextRef="c2_From1Jan2015To31Dec2015">&lt;table cellpadding=&quot;0&quot; cellspacing=&quot;0&quot; style=&quot;border-collapse: collapse; width: 100%; font: 10pt Times New Roman, Times, Serif&quot;&gt;

      &lt;tr style=&quot;vertical-align: bottom&quot;&gt;
       &lt;td&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;padding-bottom: 1pt&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td colspan=&quot;3&quot; style=&quot;text-align: center; border-bottom: Black 1pt solid&quot;&gt;2015&lt;/td&gt;
       &lt;td style=&quot;padding-bottom: 1pt&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td colspan=&quot;3&quot; style=&quot;text-align: center; border-bottom: Black 1pt solid&quot;&gt;2014&lt;/td&gt;
      &lt;/tr&gt;
      &lt;tr style=&quot;vertical-align: bottom; background-color: rgb(204,238,255)&quot;&gt;
       &lt;td style=&quot;width: 70%; text-align: left&quot;&gt;Equity securities&lt;/td&gt;
       &lt;td style=&quot;width: 1%&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;width: 1%; text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;width: 12%; text-align: right&quot;&gt;70&lt;/td&gt;
       &lt;td style=&quot;width: 1%; text-align: left&quot;&gt;%&lt;/td&gt;
       &lt;td style=&quot;width: 1%&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;width: 1%; text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;width: 12%; text-align: right&quot;&gt;68&lt;/td&gt;
       &lt;td style=&quot;width: 1%; text-align: left&quot;&gt;%&lt;/td&gt;
      &lt;/tr&gt;
      &lt;tr style=&quot;vertical-align: bottom; background-color: White&quot;&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;Debt securities&lt;/td&gt;
       &lt;td&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: right&quot;&gt;30&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;%&lt;/td&gt;
       &lt;td&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: right&quot;&gt;32&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;%&lt;/td&gt;
      &lt;/tr&gt;

    &lt;/table&gt;</us-gaap:ScheduleOfAllocationOfPlanAssetsTableTextBlock>
  <us-gaap:DefinedBenefitPlanWeightedAverageAssetAllocations unitRef="pure" contextRef="c527_AsOf31Dec2015_RetirementPlanMember_EquitySecuritiesMember" decimals="2">0.70</us-gaap:DefinedBenefitPlanWeightedAverageAssetAllocations>
  <us-gaap:DefinedBenefitPlanWeightedAverageAssetAllocations unitRef="pure" contextRef="c528_AsOf31Dec2014_RetirementPlanMember_EquitySecuritiesMember" decimals="2">0.68</us-gaap:DefinedBenefitPlanWeightedAverageAssetAllocations>
  <us-gaap:DefinedBenefitPlanWeightedAverageAssetAllocations unitRef="pure" contextRef="c529_AsOf31Dec2015_RetirementPlanMember_DebtSecuritiesMember" decimals="2">0.30</us-gaap:DefinedBenefitPlanWeightedAverageAssetAllocations>
  <us-gaap:DefinedBenefitPlanWeightedAverageAssetAllocations unitRef="pure" contextRef="c530_AsOf31Dec2014_RetirementPlanMember_DebtSecuritiesMember" decimals="2">0.32</us-gaap:DefinedBenefitPlanWeightedAverageAssetAllocations>
  <us-gaap:ScheduleOfChangesInFairValueOfPlanAssetsTableTextBlock contextRef="c2_From1Jan2015To31Dec2015">&lt;table cellpadding=&quot;0&quot; cellspacing=&quot;0&quot; style=&quot;border-collapse: collapse; width: 100%; font: 10pt Times New Roman, Times, Serif&quot;&gt;

      &lt;tr style=&quot;vertical-align: bottom&quot;&gt;
       &lt;td colspan=&quot;1&quot; style=&quot;font-weight: bold; text-align: center&quot;&gt;&lt;u&gt;December 31, 2015&lt;/u&gt;&lt;/td&gt;
       &lt;td style=&quot;padding-bottom: 1pt&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td colspan=&quot;3&quot; style=&quot;text-align: center; border-bottom: Black 1pt solid&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;padding-bottom: 1pt&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td colspan=&quot;3&quot; style=&quot;text-align: center; border-bottom: Black 1pt solid&quot;&gt;Quoted Prices &lt;br /&gt; in Active &lt;br /&gt; Markets for &lt;br /&gt; Identical Assets&lt;/td&gt;
       &lt;td style=&quot;padding-bottom: 1pt&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td colspan=&quot;3&quot; style=&quot;text-align: center; border-bottom: Black 1pt solid&quot;&gt;Significant &lt;br /&gt; Other &lt;br /&gt; Observable&lt;br /&gt; Inputs&lt;/td&gt;
       &lt;td style=&quot;padding-bottom: 1pt&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td colspan=&quot;3&quot; style=&quot;text-align: center; border-bottom: Black 1pt solid&quot;&gt;Significant &lt;br /&gt; Other &lt;br /&gt; Unobservable &lt;br /&gt; Inputs&lt;/td&gt;
      &lt;/tr&gt;
      &lt;tr style=&quot;vertical-align: bottom&quot;&gt;
       &lt;td&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;padding-bottom: 1pt&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td colspan=&quot;3&quot; style=&quot;text-align: center; border-bottom: Black 1pt solid&quot;&gt;Total&lt;/td&gt;
       &lt;td style=&quot;padding-bottom: 1pt&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td colspan=&quot;3&quot; style=&quot;text-align: center; border-bottom: Black 1pt solid&quot;&gt;Level 1&lt;/td&gt;
       &lt;td style=&quot;padding-bottom: 1pt&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td colspan=&quot;3&quot; style=&quot;text-align: center; border-bottom: Black 1pt solid&quot;&gt;Level 2&lt;/td&gt;
       &lt;td style=&quot;padding-bottom: 1pt&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td colspan=&quot;3&quot; style=&quot;text-align: center; border-bottom: Black 1pt solid&quot;&gt;Level 3&lt;/td&gt;
      &lt;/tr&gt;
      &lt;tr style=&quot;vertical-align: bottom&quot;&gt;
       &lt;td&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;font-style: italic&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td colspan=&quot;15&quot; style=&quot;font-style: italic; text-align: center&quot;&gt;(In thousands)&lt;/td&gt;
      &lt;/tr&gt;
      &lt;tr style=&quot;vertical-align: bottom; background-color: rgb(204,238,255)&quot;&gt;
       &lt;td style=&quot;font-weight: bold; text-align: left&quot;&gt;Pooled Separate Accounts&lt;/td&gt;
       &lt;td&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: right&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: right&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: right&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: right&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;/tr&gt;
      &lt;tr style=&quot;vertical-align: bottom; background-color: White&quot;&gt;
       &lt;td style=&quot;width: 56%; text-align: left; padding-left: 10pt&quot;&gt;U.S. large-cap growth (a)&lt;/td&gt;
       &lt;td style=&quot;width: 1%&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;width: 1%; text-align: left&quot;&gt;$&lt;/td&gt;
       &lt;td style=&quot;width: 8%; text-align: right&quot;&gt;5,114&lt;/td&gt;
       &lt;td style=&quot;width: 1%; text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;width: 1%&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;width: 1%; text-align: left&quot;&gt;$&lt;/td&gt;
       &lt;td style=&quot;width: 8%; text-align: right&quot;&gt;-&lt;/td&gt;
       &lt;td style=&quot;width: 1%; text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;width: 1%&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;width: 1%; text-align: left&quot;&gt;$&lt;/td&gt;
       &lt;td style=&quot;width: 8%; text-align: right&quot;&gt;5,114&lt;/td&gt;
       &lt;td style=&quot;width: 1%; text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;width: 1%&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;width: 1%; text-align: left&quot;&gt;$&lt;/td&gt;
       &lt;td style=&quot;width: 8%; text-align: right&quot;&gt;-&lt;/td&gt;
       &lt;td style=&quot;width: 1%; text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;/tr&gt;
      &lt;tr style=&quot;vertical-align: bottom; background-color: rgb(204,238,255)&quot;&gt;
       &lt;td style=&quot;text-align: left; padding-left: 10pt&quot;&gt;U.S. large-cap value (b)&lt;/td&gt;
       &lt;td&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: right&quot;&gt;4,619&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: right&quot;&gt;-&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: right&quot;&gt;4,619&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: right&quot;&gt;-&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;/tr&gt;
      &lt;tr style=&quot;vertical-align: bottom; background-color: White&quot;&gt;
       &lt;td style=&quot;text-align: left; padding-left: 10pt&quot;&gt;U.S. small-cap blend (c)&lt;/td&gt;
       &lt;td&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: right&quot;&gt;2,094&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: right&quot;&gt;-&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: right&quot;&gt;2,094&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: right&quot;&gt;-&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;/tr&gt;
      &lt;tr style=&quot;vertical-align: bottom; background-color: rgb(204,238,255)&quot;&gt;
       &lt;td style=&quot;text-align: left; padding-left: 10pt&quot;&gt;International blend (d)&lt;/td&gt;
       &lt;td&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: right&quot;&gt;2,079&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: right&quot;&gt;-&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: right&quot;&gt;2,079&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: right&quot;&gt;-&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;/tr&gt;
      &lt;tr style=&quot;vertical-align: bottom; background-color: White&quot;&gt;
       &lt;td style=&quot;text-align: left; padding-left: 10pt&quot;&gt;Bond fund (e)&lt;/td&gt;
       &lt;td&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: right&quot;&gt;5,671&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: right&quot;&gt;-&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: right&quot;&gt;5,671&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: right&quot;&gt;-&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;/tr&gt;
      &lt;tr style=&quot;vertical-align: bottom; background-color: rgb(204,238,255)&quot;&gt;
       &lt;td style=&quot;text-align: left; padding-left: 10pt&quot;&gt;Prudential short term (f)&lt;/td&gt;
       &lt;td&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: right&quot;&gt;347&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: right&quot;&gt;-&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: right&quot;&gt;347&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: right&quot;&gt;-&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;/tr&gt;
      &lt;tr style=&quot;vertical-align: bottom; background-color: White&quot;&gt;
       &lt;td style=&quot;padding-bottom: 1pt&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;padding-bottom: 1pt&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;border-bottom: Black 1pt solid; text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;border-bottom: Black 1pt solid; text-align: right&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;border-bottom: Black 1pt solid; text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;padding-bottom: 1pt&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;border-bottom: Black 1pt solid; text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;border-bottom: Black 1pt solid; text-align: right&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;border-bottom: Black 1pt solid; text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;padding-bottom: 1pt&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;border-bottom: Black 1pt solid; text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;border-bottom: Black 1pt solid; text-align: right&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;border-bottom: Black 1pt solid; text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;padding-bottom: 1pt&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;border-bottom: Black 1pt solid; text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;border-bottom: Black 1pt solid; text-align: right&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;border-bottom: Black 1pt solid; text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;/tr&gt;
      &lt;tr style=&quot;vertical-align: bottom; background-color: rgb(204,238,255)&quot;&gt;
       &lt;td style=&quot;padding-bottom: 2.25pt; padding-left: 10pt&quot;&gt;Total&lt;/td&gt;
       &lt;td style=&quot;padding-bottom: 2.25pt&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;border-bottom: Black 2.25pt double; text-align: left&quot;&gt;$&lt;/td&gt;
       &lt;td style=&quot;border-bottom: Black 2.25pt double; text-align: right&quot;&gt;19,924&lt;/td&gt;
       &lt;td style=&quot;border-bottom: Black 2.25pt double; text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;padding-bottom: 2.25pt&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;border-bottom: Black 2.25pt double; text-align: left&quot;&gt;$&lt;/td&gt;
       &lt;td style=&quot;border-bottom: Black 2.25pt double; text-align: right&quot;&gt;-&lt;/td&gt;
       &lt;td style=&quot;border-bottom: Black 2.25pt double; text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;padding-bottom: 2.25pt&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;border-bottom: Black 2.25pt double; text-align: left&quot;&gt;$&lt;/td&gt;
       &lt;td style=&quot;border-bottom: Black 2.25pt double; text-align: right&quot;&gt;19,924&lt;/td&gt;
       &lt;td style=&quot;border-bottom: Black 2.25pt double; text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;padding-bottom: 2.25pt&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;border-bottom: Black 2.25pt double; text-align: left&quot;&gt;$&lt;/td&gt;
       &lt;td style=&quot;border-bottom: Black 2.25pt double; text-align: right&quot;&gt;-&lt;/td&gt;
       &lt;td style=&quot;border-bottom: Black 2.25pt double; text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;/tr&gt;

    &lt;/table&gt;&lt;table cellpadding=&quot;0&quot; cellspacing=&quot;0&quot; style=&quot;border-collapse: collapse; width: 100%; font: 10pt Times New Roman, Times, Serif&quot;&gt;

      &lt;tr style=&quot;vertical-align: bottom&quot;&gt;
       &lt;td colspan=&quot;1&quot; style=&quot;font-weight: bold; text-align: center&quot;&gt;&lt;u&gt;December 31, 2014&lt;/u&gt;&lt;/td&gt;
       &lt;td style=&quot;padding-bottom: 1pt&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td colspan=&quot;3&quot; style=&quot;text-align: center; border-bottom: Black 1pt solid&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;padding-bottom: 1pt&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td colspan=&quot;3&quot; style=&quot;text-align: center; border-bottom: Black 1pt solid&quot;&gt;Quoted Prices &lt;br /&gt; in Active &lt;br /&gt; Markets for &lt;br /&gt; Identical Assets&lt;/td&gt;
       &lt;td style=&quot;padding-bottom: 1pt&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td colspan=&quot;3&quot; style=&quot;text-align: center; border-bottom: Black 1pt solid&quot;&gt;Significant &lt;br /&gt; Other &lt;br /&gt; Observable &lt;br /&gt; Inputs&lt;/td&gt;
       &lt;td style=&quot;padding-bottom: 1pt&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td colspan=&quot;3&quot; style=&quot;text-align: center; border-bottom: Black 1pt solid&quot;&gt;Significant &lt;br /&gt; Other &lt;br /&gt; Unobservable &lt;br /&gt; Inputs&lt;/td&gt;
      &lt;/tr&gt;
      &lt;tr style=&quot;vertical-align: bottom&quot;&gt;
       &lt;td&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;padding-bottom: 1pt&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td colspan=&quot;3&quot; style=&quot;text-align: center; border-bottom: Black 1pt solid&quot;&gt;Total&lt;/td&gt;
       &lt;td style=&quot;padding-bottom: 1pt&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td colspan=&quot;3&quot; style=&quot;text-align: center; border-bottom: Black 1pt solid&quot;&gt;Level 1&lt;/td&gt;
       &lt;td style=&quot;padding-bottom: 1pt&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td colspan=&quot;3&quot; style=&quot;text-align: center; border-bottom: Black 1pt solid&quot;&gt;Level 2&lt;/td&gt;
       &lt;td style=&quot;padding-bottom: 1pt&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td colspan=&quot;3&quot; style=&quot;text-align: center; border-bottom: Black 1pt solid&quot;&gt;Level 3&lt;/td&gt;
      &lt;/tr&gt;
      &lt;tr style=&quot;vertical-align: bottom&quot;&gt;
       &lt;td&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;font-style: italic&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td colspan=&quot;15&quot; style=&quot;font-style: italic; text-align: center&quot;&gt;(In thousands)&lt;/td&gt;
      &lt;/tr&gt;
      &lt;tr style=&quot;vertical-align: bottom; background-color: rgb(204,238,255)&quot;&gt;
       &lt;td style=&quot;font-weight: bold; text-align: left&quot;&gt;Pooled Separate Accounts&lt;/td&gt;
       &lt;td&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: right&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: right&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: right&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: right&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;/tr&gt;
      &lt;tr style=&quot;vertical-align: bottom; background-color: White&quot;&gt;
       &lt;td style=&quot;width: 56%; text-align: left; padding-left: 10pt&quot;&gt;U.S. large-cap growth (a)&lt;/td&gt;
       &lt;td style=&quot;width: 1%&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;width: 1%; text-align: left&quot;&gt;$&lt;/td&gt;
       &lt;td style=&quot;width: 8%; text-align: right&quot;&gt;4,832&lt;/td&gt;
       &lt;td style=&quot;width: 1%; text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;width: 1%&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;width: 1%; text-align: left&quot;&gt;$&lt;/td&gt;
       &lt;td style=&quot;width: 8%; text-align: right&quot;&gt;-&lt;/td&gt;
       &lt;td style=&quot;width: 1%; text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;width: 1%&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;width: 1%; text-align: left&quot;&gt;$&lt;/td&gt;
       &lt;td style=&quot;width: 8%; text-align: right&quot;&gt;4,832&lt;/td&gt;
       &lt;td style=&quot;width: 1%; text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;width: 1%&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;width: 1%; text-align: left&quot;&gt;$&lt;/td&gt;
       &lt;td style=&quot;width: 8%; text-align: right&quot;&gt;-&lt;/td&gt;
       &lt;td style=&quot;width: 1%; text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;/tr&gt;
      &lt;tr style=&quot;vertical-align: bottom; background-color: rgb(204,238,255)&quot;&gt;
       &lt;td style=&quot;text-align: left; padding-left: 10pt&quot;&gt;U.S. large-cap value (b)&lt;/td&gt;
       &lt;td&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: right&quot;&gt;4,939&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: right&quot;&gt;-&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: right&quot;&gt;4,939&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: right&quot;&gt;-&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;/tr&gt;
      &lt;tr style=&quot;vertical-align: bottom; background-color: White&quot;&gt;
       &lt;td style=&quot;text-align: left; padding-left: 10pt&quot;&gt;U.S. small-cap blend (c)&lt;/td&gt;
       &lt;td&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: right&quot;&gt;2,163&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: right&quot;&gt;-&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: right&quot;&gt;2,163&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: right&quot;&gt;-&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;/tr&gt;
      &lt;tr style=&quot;vertical-align: bottom; background-color: rgb(204,238,255)&quot;&gt;
       &lt;td style=&quot;text-align: left; padding-left: 10pt&quot;&gt;International blend (d)&lt;/td&gt;
       &lt;td&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: right&quot;&gt;1,966&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: right&quot;&gt;-&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: right&quot;&gt;1,966&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: right&quot;&gt;-&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;/tr&gt;
      &lt;tr style=&quot;vertical-align: bottom; background-color: White&quot;&gt;
       &lt;td style=&quot;text-align: left; padding-left: 10pt&quot;&gt;Bond fund (e)&lt;/td&gt;
       &lt;td&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: right&quot;&gt;6,274&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: right&quot;&gt;-&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: right&quot;&gt;6,274&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: right&quot;&gt;-&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;/tr&gt;
      &lt;tr style=&quot;vertical-align: bottom; background-color: rgb(204,238,255)&quot;&gt;
       &lt;td style=&quot;text-align: left; padding-left: 10pt&quot;&gt;Prudential short term (f)&lt;/td&gt;
       &lt;td&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: right&quot;&gt;335&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: right&quot;&gt;-&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: right&quot;&gt;335&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: right&quot;&gt;-&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;/tr&gt;
      &lt;tr style=&quot;vertical-align: bottom; background-color: White&quot;&gt;
       &lt;td style=&quot;padding-bottom: 1pt&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;padding-bottom: 1pt&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;border-bottom: Black 1pt solid; text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;border-bottom: Black 1pt solid; text-align: right&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;border-bottom: Black 1pt solid; text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;padding-bottom: 1pt&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;border-bottom: Black 1pt solid; text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;border-bottom: Black 1pt solid; text-align: right&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;border-bottom: Black 1pt solid; text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;padding-bottom: 1pt&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;border-bottom: Black 1pt solid; text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;border-bottom: Black 1pt solid; text-align: right&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;border-bottom: Black 1pt solid; text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;padding-bottom: 1pt&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;border-bottom: Black 1pt solid; text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;border-bottom: Black 1pt solid; text-align: right&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;border-bottom: Black 1pt solid; text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;/tr&gt;
      &lt;tr style=&quot;vertical-align: bottom; background-color: rgb(204,238,255)&quot;&gt;
       &lt;td style=&quot;padding-bottom: 2.25pt; padding-left: 10pt&quot;&gt;Total&lt;/td&gt;
       &lt;td style=&quot;padding-bottom: 2.25pt&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;border-bottom: Black 2.25pt double; text-align: left&quot;&gt;$&lt;/td&gt;
       &lt;td style=&quot;border-bottom: Black 2.25pt double; text-align: right&quot;&gt;20,509&lt;/td&gt;
       &lt;td style=&quot;border-bottom: Black 2.25pt double; text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;padding-bottom: 2.25pt&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;border-bottom: Black 2.25pt double; text-align: left&quot;&gt;$&lt;/td&gt;
       &lt;td style=&quot;border-bottom: Black 2.25pt double; text-align: right&quot;&gt;-&lt;/td&gt;
       &lt;td style=&quot;border-bottom: Black 2.25pt double; text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;padding-bottom: 2.25pt&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;border-bottom: Black 2.25pt double; text-align: left&quot;&gt;$&lt;/td&gt;
       &lt;td style=&quot;border-bottom: Black 2.25pt double; text-align: right&quot;&gt;20,509&lt;/td&gt;
       &lt;td style=&quot;border-bottom: Black 2.25pt double; text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;padding-bottom: 2.25pt&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;border-bottom: Black 2.25pt double; text-align: left&quot;&gt;$&lt;/td&gt;
       &lt;td style=&quot;border-bottom: Black 2.25pt double; text-align: right&quot;&gt;-&lt;/td&gt;
       &lt;td style=&quot;border-bottom: Black 2.25pt double; text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;/tr&gt;

    &lt;/table&gt;</us-gaap:ScheduleOfChangesInFairValueOfPlanAssetsTableTextBlock>
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  <us-gaap:DefinedBenefitPlanFairValueOfPlanAssets id="_DefinedBenefitPlanFairValueOfPlanAssets-c533_AsOf31Dec2015_USLargeCapGrowthMember_RetirementPlanMember_FairValueInputsLevel2Member_usd" unitRef="usd" contextRef="c533_AsOf31Dec2015_USLargeCapGrowthMember_RetirementPlanMember_FairValueInputsLevel2Member" decimals="-3">5114000</us-gaap:DefinedBenefitPlanFairValueOfPlanAssets>
  <us-gaap:DefinedBenefitPlanFairValueOfPlanAssets id="_DefinedBenefitPlanFairValueOfPlanAssets-c534_AsOf31Dec2015_USLargeCapGrowthMember_RetirementPlanMember_FairValueInputsLevel3Member_usd" unitRef="usd" contextRef="c534_AsOf31Dec2015_USLargeCapGrowthMember_RetirementPlanMember_FairValueInputsLevel3Member" xs:nil="true"/>
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  <us-gaap:DefinedBenefitPlanFairValueOfPlanAssets id="_DefinedBenefitPlanFairValueOfPlanAssets-c536_AsOf31Dec2015_USLargeCapValueMember_RetirementPlanMember_FairValueInputsLevel1Member_usd" unitRef="usd" contextRef="c536_AsOf31Dec2015_USLargeCapValueMember_RetirementPlanMember_FairValueInputsLevel1Member" xs:nil="true"/>
  <us-gaap:DefinedBenefitPlanFairValueOfPlanAssets id="_DefinedBenefitPlanFairValueOfPlanAssets-c537_AsOf31Dec2015_USLargeCapValueMember_RetirementPlanMember_FairValueInputsLevel2Member_usd" unitRef="usd" contextRef="c537_AsOf31Dec2015_USLargeCapValueMember_RetirementPlanMember_FairValueInputsLevel2Member" decimals="-3">4619000</us-gaap:DefinedBenefitPlanFairValueOfPlanAssets>
  <us-gaap:DefinedBenefitPlanFairValueOfPlanAssets id="_DefinedBenefitPlanFairValueOfPlanAssets-c538_AsOf31Dec2015_USLargeCapValueMember_RetirementPlanMember_FairValueInputsLevel3Member_usd" unitRef="usd" contextRef="c538_AsOf31Dec2015_USLargeCapValueMember_RetirementPlanMember_FairValueInputsLevel3Member" xs:nil="true"/>
  <us-gaap:DefinedBenefitPlanFairValueOfPlanAssets id="_DefinedBenefitPlanFairValueOfPlanAssets-c539_AsOf31Dec2015_USSmallCapBlendMember_RetirementPlanMember_usd" unitRef="usd" contextRef="c539_AsOf31Dec2015_USSmallCapBlendMember_RetirementPlanMember" decimals="-3">2094000</us-gaap:DefinedBenefitPlanFairValueOfPlanAssets>
  <us-gaap:DefinedBenefitPlanFairValueOfPlanAssets id="_DefinedBenefitPlanFairValueOfPlanAssets-c540_AsOf31Dec2015_USSmallCapBlendMember_RetirementPlanMember_FairValueInputsLevel1Member_usd" unitRef="usd" contextRef="c540_AsOf31Dec2015_USSmallCapBlendMember_RetirementPlanMember_FairValueInputsLevel1Member" xs:nil="true"/>
  <us-gaap:DefinedBenefitPlanFairValueOfPlanAssets id="_DefinedBenefitPlanFairValueOfPlanAssets-c541_AsOf31Dec2015_USSmallCapBlendMember_RetirementPlanMember_FairValueInputsLevel2Member_usd" unitRef="usd" contextRef="c541_AsOf31Dec2015_USSmallCapBlendMember_RetirementPlanMember_FairValueInputsLevel2Member" decimals="-3">2094000</us-gaap:DefinedBenefitPlanFairValueOfPlanAssets>
  <us-gaap:DefinedBenefitPlanFairValueOfPlanAssets id="_DefinedBenefitPlanFairValueOfPlanAssets-c542_AsOf31Dec2015_USSmallCapBlendMember_RetirementPlanMember_FairValueInputsLevel3Member_usd" unitRef="usd" contextRef="c542_AsOf31Dec2015_USSmallCapBlendMember_RetirementPlanMember_FairValueInputsLevel3Member" xs:nil="true"/>
  <us-gaap:DefinedBenefitPlanFairValueOfPlanAssets id="_DefinedBenefitPlanFairValueOfPlanAssets-c543_AsOf31Dec2015_InternationalBlendMember_RetirementPlanMember_usd" unitRef="usd" contextRef="c543_AsOf31Dec2015_InternationalBlendMember_RetirementPlanMember" decimals="-3">2079000</us-gaap:DefinedBenefitPlanFairValueOfPlanAssets>
  <us-gaap:DefinedBenefitPlanFairValueOfPlanAssets id="_DefinedBenefitPlanFairValueOfPlanAssets-c544_AsOf31Dec2015_InternationalBlendMember_RetirementPlanMember_FairValueInputsLevel1Member_usd" unitRef="usd" contextRef="c544_AsOf31Dec2015_InternationalBlendMember_RetirementPlanMember_FairValueInputsLevel1Member" xs:nil="true"/>
  <us-gaap:DefinedBenefitPlanFairValueOfPlanAssets id="_DefinedBenefitPlanFairValueOfPlanAssets-c545_AsOf31Dec2015_InternationalBlendMember_RetirementPlanMember_FairValueInputsLevel2Member_usd" unitRef="usd" contextRef="c545_AsOf31Dec2015_InternationalBlendMember_RetirementPlanMember_FairValueInputsLevel2Member" decimals="-3">2079000</us-gaap:DefinedBenefitPlanFairValueOfPlanAssets>
  <us-gaap:DefinedBenefitPlanFairValueOfPlanAssets id="_DefinedBenefitPlanFairValueOfPlanAssets-c546_AsOf31Dec2015_InternationalBlendMember_RetirementPlanMember_FairValueInputsLevel3Member_usd" unitRef="usd" contextRef="c546_AsOf31Dec2015_InternationalBlendMember_RetirementPlanMember_FairValueInputsLevel3Member" xs:nil="true"/>
  <us-gaap:DefinedBenefitPlanFairValueOfPlanAssets id="_DefinedBenefitPlanFairValueOfPlanAssets-c547_AsOf31Dec2015_PIMCOBondFundMember_RetirementPlanMember_usd" unitRef="usd" contextRef="c547_AsOf31Dec2015_PIMCOBondFundMember_RetirementPlanMember" decimals="-3">5671000</us-gaap:DefinedBenefitPlanFairValueOfPlanAssets>
  <us-gaap:DefinedBenefitPlanFairValueOfPlanAssets id="_DefinedBenefitPlanFairValueOfPlanAssets-c548_AsOf31Dec2015_PIMCOBondFundMember_RetirementPlanMember_FairValueInputsLevel1Member_usd" unitRef="usd" contextRef="c548_AsOf31Dec2015_PIMCOBondFundMember_RetirementPlanMember_FairValueInputsLevel1Member" xs:nil="true"/>
  <us-gaap:DefinedBenefitPlanFairValueOfPlanAssets id="_DefinedBenefitPlanFairValueOfPlanAssets-c549_AsOf31Dec2015_PIMCOBondFundMember_RetirementPlanMember_FairValueInputsLevel2Member_usd" unitRef="usd" contextRef="c549_AsOf31Dec2015_PIMCOBondFundMember_RetirementPlanMember_FairValueInputsLevel2Member" decimals="-3">5671000</us-gaap:DefinedBenefitPlanFairValueOfPlanAssets>
  <us-gaap:DefinedBenefitPlanFairValueOfPlanAssets id="_DefinedBenefitPlanFairValueOfPlanAssets-c550_AsOf31Dec2015_PIMCOBondFundMember_RetirementPlanMember_FairValueInputsLevel3Member_usd" unitRef="usd" contextRef="c550_AsOf31Dec2015_PIMCOBondFundMember_RetirementPlanMember_FairValueInputsLevel3Member" xs:nil="true"/>
  <us-gaap:DefinedBenefitPlanFairValueOfPlanAssets id="_DefinedBenefitPlanFairValueOfPlanAssets-c551_AsOf31Dec2015_PrudentialShortTermMember_RetirementPlanMember_usd" unitRef="usd" contextRef="c551_AsOf31Dec2015_PrudentialShortTermMember_RetirementPlanMember" decimals="-3">347000</us-gaap:DefinedBenefitPlanFairValueOfPlanAssets>
  <us-gaap:DefinedBenefitPlanFairValueOfPlanAssets id="_DefinedBenefitPlanFairValueOfPlanAssets-c552_AsOf31Dec2015_PrudentialShortTermMember_RetirementPlanMember_FairValueInputsLevel1Member_usd" unitRef="usd" contextRef="c552_AsOf31Dec2015_PrudentialShortTermMember_RetirementPlanMember_FairValueInputsLevel1Member" xs:nil="true"/>
  <us-gaap:DefinedBenefitPlanFairValueOfPlanAssets id="_DefinedBenefitPlanFairValueOfPlanAssets-c553_AsOf31Dec2015_PrudentialShortTermMember_RetirementPlanMember_FairValueInputsLevel2Member_usd" unitRef="usd" contextRef="c553_AsOf31Dec2015_PrudentialShortTermMember_RetirementPlanMember_FairValueInputsLevel2Member" decimals="-3">347000</us-gaap:DefinedBenefitPlanFairValueOfPlanAssets>
  <us-gaap:DefinedBenefitPlanFairValueOfPlanAssets id="_DefinedBenefitPlanFairValueOfPlanAssets-c554_AsOf31Dec2015_PrudentialShortTermMember_RetirementPlanMember_FairValueInputsLevel3Member_usd" unitRef="usd" contextRef="c554_AsOf31Dec2015_PrudentialShortTermMember_RetirementPlanMember_FairValueInputsLevel3Member" xs:nil="true"/>
  <us-gaap:DefinedBenefitPlanFairValueOfPlanAssets unitRef="usd" contextRef="c555_AsOf31Dec2015_RetirementPlanMember_FairValueInputsLevel2Member" decimals="-3">19924000</us-gaap:DefinedBenefitPlanFairValueOfPlanAssets>
  <us-gaap:DefinedBenefitPlanFairValueOfPlanAssets id="_DefinedBenefitPlanFairValueOfPlanAssets-c556_AsOf31Dec2014_USLargeCapGrowthMember_RetirementPlanMember_usd" unitRef="usd" contextRef="c556_AsOf31Dec2014_USLargeCapGrowthMember_RetirementPlanMember" decimals="-3">4832000</us-gaap:DefinedBenefitPlanFairValueOfPlanAssets>
  <us-gaap:DefinedBenefitPlanFairValueOfPlanAssets id="_DefinedBenefitPlanFairValueOfPlanAssets-c557_AsOf31Dec2014_USLargeCapGrowthMember_RetirementPlanMember_FairValueInputsLevel1Member_usd" unitRef="usd" contextRef="c557_AsOf31Dec2014_USLargeCapGrowthMember_RetirementPlanMember_FairValueInputsLevel1Member" xs:nil="true"/>
  <us-gaap:DefinedBenefitPlanFairValueOfPlanAssets id="_DefinedBenefitPlanFairValueOfPlanAssets-c558_AsOf31Dec2014_USLargeCapGrowthMember_RetirementPlanMember_FairValueInputsLevel2Member_usd" unitRef="usd" contextRef="c558_AsOf31Dec2014_USLargeCapGrowthMember_RetirementPlanMember_FairValueInputsLevel2Member" decimals="-3">4832000</us-gaap:DefinedBenefitPlanFairValueOfPlanAssets>
  <us-gaap:DefinedBenefitPlanFairValueOfPlanAssets id="_DefinedBenefitPlanFairValueOfPlanAssets-c559_AsOf31Dec2014_USLargeCapGrowthMember_RetirementPlanMember_FairValueInputsLevel3Member_usd" unitRef="usd" contextRef="c559_AsOf31Dec2014_USLargeCapGrowthMember_RetirementPlanMember_FairValueInputsLevel3Member" xs:nil="true"/>
  <us-gaap:DefinedBenefitPlanFairValueOfPlanAssets id="_DefinedBenefitPlanFairValueOfPlanAssets-c560_AsOf31Dec2014_USLargeCapValueMember_RetirementPlanMember_usd" unitRef="usd" contextRef="c560_AsOf31Dec2014_USLargeCapValueMember_RetirementPlanMember" decimals="-3">4939000</us-gaap:DefinedBenefitPlanFairValueOfPlanAssets>
  <us-gaap:DefinedBenefitPlanFairValueOfPlanAssets id="_DefinedBenefitPlanFairValueOfPlanAssets-c561_AsOf31Dec2014_USLargeCapValueMember_RetirementPlanMember_FairValueInputsLevel1Member_usd" unitRef="usd" contextRef="c561_AsOf31Dec2014_USLargeCapValueMember_RetirementPlanMember_FairValueInputsLevel1Member" xs:nil="true"/>
  <us-gaap:DefinedBenefitPlanFairValueOfPlanAssets id="_DefinedBenefitPlanFairValueOfPlanAssets-c562_AsOf31Dec2014_USLargeCapValueMember_RetirementPlanMember_FairValueInputsLevel2Member_usd" unitRef="usd" contextRef="c562_AsOf31Dec2014_USLargeCapValueMember_RetirementPlanMember_FairValueInputsLevel2Member" decimals="-3">4939000</us-gaap:DefinedBenefitPlanFairValueOfPlanAssets>
  <us-gaap:DefinedBenefitPlanFairValueOfPlanAssets id="_DefinedBenefitPlanFairValueOfPlanAssets-c563_AsOf31Dec2014_USLargeCapValueMember_RetirementPlanMember_FairValueInputsLevel3Member_usd" unitRef="usd" contextRef="c563_AsOf31Dec2014_USLargeCapValueMember_RetirementPlanMember_FairValueInputsLevel3Member" xs:nil="true"/>
  <us-gaap:DefinedBenefitPlanFairValueOfPlanAssets id="_DefinedBenefitPlanFairValueOfPlanAssets-c564_AsOf31Dec2014_USSmallCapBlendMember_RetirementPlanMember_usd" unitRef="usd" contextRef="c564_AsOf31Dec2014_USSmallCapBlendMember_RetirementPlanMember" decimals="-3">2163000</us-gaap:DefinedBenefitPlanFairValueOfPlanAssets>
  <us-gaap:DefinedBenefitPlanFairValueOfPlanAssets id="_DefinedBenefitPlanFairValueOfPlanAssets-c565_AsOf31Dec2014_USSmallCapBlendMember_RetirementPlanMember_FairValueInputsLevel1Member_usd" unitRef="usd" contextRef="c565_AsOf31Dec2014_USSmallCapBlendMember_RetirementPlanMember_FairValueInputsLevel1Member" xs:nil="true"/>
  <us-gaap:DefinedBenefitPlanFairValueOfPlanAssets id="_DefinedBenefitPlanFairValueOfPlanAssets-c566_AsOf31Dec2014_USSmallCapBlendMember_RetirementPlanMember_FairValueInputsLevel2Member_usd" unitRef="usd" contextRef="c566_AsOf31Dec2014_USSmallCapBlendMember_RetirementPlanMember_FairValueInputsLevel2Member" decimals="-3">2163000</us-gaap:DefinedBenefitPlanFairValueOfPlanAssets>
  <us-gaap:DefinedBenefitPlanFairValueOfPlanAssets id="_DefinedBenefitPlanFairValueOfPlanAssets-c567_AsOf31Dec2014_USSmallCapBlendMember_RetirementPlanMember_FairValueInputsLevel3Member_usd" unitRef="usd" contextRef="c567_AsOf31Dec2014_USSmallCapBlendMember_RetirementPlanMember_FairValueInputsLevel3Member" xs:nil="true"/>
  <us-gaap:DefinedBenefitPlanFairValueOfPlanAssets id="_DefinedBenefitPlanFairValueOfPlanAssets-c568_AsOf31Dec2014_InternationalBlendMember_RetirementPlanMember_usd" unitRef="usd" contextRef="c568_AsOf31Dec2014_InternationalBlendMember_RetirementPlanMember" decimals="-3">1966000</us-gaap:DefinedBenefitPlanFairValueOfPlanAssets>
  <us-gaap:DefinedBenefitPlanFairValueOfPlanAssets id="_DefinedBenefitPlanFairValueOfPlanAssets-c569_AsOf31Dec2014_InternationalBlendMember_RetirementPlanMember_FairValueInputsLevel1Member_usd" unitRef="usd" contextRef="c569_AsOf31Dec2014_InternationalBlendMember_RetirementPlanMember_FairValueInputsLevel1Member" xs:nil="true"/>
  <us-gaap:DefinedBenefitPlanFairValueOfPlanAssets id="_DefinedBenefitPlanFairValueOfPlanAssets-c570_AsOf31Dec2014_InternationalBlendMember_RetirementPlanMember_FairValueInputsLevel2Member_usd" unitRef="usd" contextRef="c570_AsOf31Dec2014_InternationalBlendMember_RetirementPlanMember_FairValueInputsLevel2Member" decimals="-3">1966000</us-gaap:DefinedBenefitPlanFairValueOfPlanAssets>
  <us-gaap:DefinedBenefitPlanFairValueOfPlanAssets id="_DefinedBenefitPlanFairValueOfPlanAssets-c571_AsOf31Dec2014_InternationalBlendMember_RetirementPlanMember_FairValueInputsLevel3Member_usd" unitRef="usd" contextRef="c571_AsOf31Dec2014_InternationalBlendMember_RetirementPlanMember_FairValueInputsLevel3Member" xs:nil="true"/>
  <us-gaap:DefinedBenefitPlanFairValueOfPlanAssets id="_DefinedBenefitPlanFairValueOfPlanAssets-c572_AsOf31Dec2014_PIMCOBondFundMember_RetirementPlanMember_usd" unitRef="usd" contextRef="c572_AsOf31Dec2014_PIMCOBondFundMember_RetirementPlanMember" decimals="-3">6274000</us-gaap:DefinedBenefitPlanFairValueOfPlanAssets>
  <us-gaap:DefinedBenefitPlanFairValueOfPlanAssets id="_DefinedBenefitPlanFairValueOfPlanAssets-c573_AsOf31Dec2014_PIMCOBondFundMember_RetirementPlanMember_FairValueInputsLevel1Member_usd" unitRef="usd" contextRef="c573_AsOf31Dec2014_PIMCOBondFundMember_RetirementPlanMember_FairValueInputsLevel1Member" xs:nil="true"/>
  <us-gaap:DefinedBenefitPlanFairValueOfPlanAssets id="_DefinedBenefitPlanFairValueOfPlanAssets-c574_AsOf31Dec2014_PIMCOBondFundMember_RetirementPlanMember_FairValueInputsLevel2Member_usd" unitRef="usd" contextRef="c574_AsOf31Dec2014_PIMCOBondFundMember_RetirementPlanMember_FairValueInputsLevel2Member" decimals="-3">6274000</us-gaap:DefinedBenefitPlanFairValueOfPlanAssets>
  <us-gaap:DefinedBenefitPlanFairValueOfPlanAssets id="_DefinedBenefitPlanFairValueOfPlanAssets-c575_AsOf31Dec2014_PIMCOBondFundMember_RetirementPlanMember_FairValueInputsLevel3Member_usd" unitRef="usd" contextRef="c575_AsOf31Dec2014_PIMCOBondFundMember_RetirementPlanMember_FairValueInputsLevel3Member" xs:nil="true"/>
  <us-gaap:DefinedBenefitPlanFairValueOfPlanAssets id="_DefinedBenefitPlanFairValueOfPlanAssets-c576_AsOf31Dec2014_PrudentialShortTermMember_RetirementPlanMember_usd" unitRef="usd" contextRef="c576_AsOf31Dec2014_PrudentialShortTermMember_RetirementPlanMember" decimals="-3">335000</us-gaap:DefinedBenefitPlanFairValueOfPlanAssets>
  <us-gaap:DefinedBenefitPlanFairValueOfPlanAssets id="_DefinedBenefitPlanFairValueOfPlanAssets-c577_AsOf31Dec2014_PrudentialShortTermMember_RetirementPlanMember_FairValueInputsLevel1Member_usd" unitRef="usd" contextRef="c577_AsOf31Dec2014_PrudentialShortTermMember_RetirementPlanMember_FairValueInputsLevel1Member" xs:nil="true"/>
  <us-gaap:DefinedBenefitPlanFairValueOfPlanAssets id="_DefinedBenefitPlanFairValueOfPlanAssets-c578_AsOf31Dec2014_PrudentialShortTermMember_RetirementPlanMember_FairValueInputsLevel2Member_usd" unitRef="usd" contextRef="c578_AsOf31Dec2014_PrudentialShortTermMember_RetirementPlanMember_FairValueInputsLevel2Member" decimals="-3">335000</us-gaap:DefinedBenefitPlanFairValueOfPlanAssets>
  <us-gaap:DefinedBenefitPlanFairValueOfPlanAssets id="_DefinedBenefitPlanFairValueOfPlanAssets-c579_AsOf31Dec2014_PrudentialShortTermMember_RetirementPlanMember_FairValueInputsLevel3Member_usd" unitRef="usd" contextRef="c579_AsOf31Dec2014_PrudentialShortTermMember_RetirementPlanMember_FairValueInputsLevel3Member" xs:nil="true"/>
  <us-gaap:DefinedBenefitPlanFairValueOfPlanAssets unitRef="usd" contextRef="c580_AsOf31Dec2014_RetirementPlanMember_FairValueInputsLevel2Member" decimals="-3">20509000</us-gaap:DefinedBenefitPlanFairValueOfPlanAssets>
  <us-gaap:ScheduleOfNetFundedStatusTableTextBlock contextRef="c487_From1Jan2015To31Dec2015_PostretirementPlansMember">&lt;table cellpadding=&quot;0&quot; cellspacing=&quot;0&quot; style=&quot;border-collapse: collapse; width: 100%; font: 10pt Times New Roman, Times, Serif&quot;&gt;

      &lt;tr style=&quot;vertical-align: bottom&quot;&gt;
       &lt;td style=&quot;text-align: center&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;padding-bottom: 1pt&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td colspan=&quot;3&quot; style=&quot;text-align: center; border-bottom: Black 1pt solid&quot;&gt;2015&lt;/td&gt;
       &lt;td style=&quot;padding-bottom: 1pt&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td colspan=&quot;3&quot; style=&quot;text-align: center; border-bottom: Black 1pt solid&quot;&gt;2014&lt;/td&gt;
      &lt;/tr&gt;
      &lt;tr style=&quot;vertical-align: bottom&quot;&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;font-style: italic&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td colspan=&quot;7&quot; style=&quot;font-style: italic; text-align: center&quot;&gt;(In thousands)&lt;/td&gt;
      &lt;/tr&gt;
      &lt;tr style=&quot;vertical-align: bottom; background-color: rgb(204,238,255)&quot;&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;Change in benefit obligation:&lt;/td&gt;
       &lt;td&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: right&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: right&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;/tr&gt;
      &lt;tr style=&quot;vertical-align: bottom; background-color: White&quot;&gt;
       &lt;td style=&quot;width: 70%; text-align: left; padding-left: 10pt&quot;&gt;Projected benefit obligation at beginning of year&lt;/td&gt;
       &lt;td style=&quot;width: 1%&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;width: 1%; text-align: left&quot;&gt;$&lt;/td&gt;
       &lt;td style=&quot;width: 12%; text-align: right&quot;&gt;8,073&lt;/td&gt;
       &lt;td style=&quot;width: 1%; text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;width: 1%&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;width: 1%; text-align: left&quot;&gt;$&lt;/td&gt;
       &lt;td style=&quot;width: 12%; text-align: right&quot;&gt;5,586&lt;/td&gt;
       &lt;td style=&quot;width: 1%; text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;/tr&gt;
      &lt;tr style=&quot;vertical-align: bottom; background-color: rgb(204,238,255)&quot;&gt;
       &lt;td style=&quot;text-align: left; padding-left: 10pt&quot;&gt;Service cost&lt;/td&gt;
       &lt;td&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: right&quot;&gt;382&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: right&quot;&gt;358&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;/tr&gt;
      &lt;tr style=&quot;vertical-align: bottom; background-color: White&quot;&gt;
       &lt;td style=&quot;text-align: left; padding-left: 10pt&quot;&gt;Interest cost&lt;/td&gt;
       &lt;td&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: right&quot;&gt;300&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: right&quot;&gt;253&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;/tr&gt;
      &lt;tr style=&quot;vertical-align: bottom; background-color: rgb(204,238,255)&quot;&gt;
       &lt;td style=&quot;text-align: left; padding-left: 10pt&quot;&gt;Actuarial loss (gain)&lt;/td&gt;
       &lt;td&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: right&quot;&gt;(715&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;)&lt;/td&gt;
       &lt;td&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: right&quot;&gt;1,925&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;/tr&gt;
      &lt;tr style=&quot;vertical-align: bottom; background-color: White&quot;&gt;
       &lt;td style=&quot;text-align: left; padding-bottom: 1pt; padding-left: 10pt&quot;&gt;Benefits paid&lt;/td&gt;
       &lt;td style=&quot;padding-bottom: 1pt&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;border-bottom: Black 1pt solid; text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;border-bottom: Black 1pt solid; text-align: right&quot;&gt;(63&lt;/td&gt;
       &lt;td style=&quot;border-bottom: Black 1pt solid; text-align: left&quot;&gt;)&lt;/td&gt;
       &lt;td style=&quot;padding-bottom: 1pt&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;border-bottom: Black 1pt solid; text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;border-bottom: Black 1pt solid; text-align: right&quot;&gt;(49&lt;/td&gt;
       &lt;td style=&quot;border-bottom: Black 1pt solid; text-align: left&quot;&gt;)&lt;/td&gt;
      &lt;/tr&gt;
      &lt;tr style=&quot;vertical-align: bottom; background-color: rgb(204,238,255)&quot;&gt;
       &lt;td style=&quot;text-align: left; padding-bottom: 1pt; padding-left: 20pt&quot;&gt;Projected benefit obligation at end of year&lt;/td&gt;
       &lt;td style=&quot;padding-bottom: 1pt&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;border-bottom: Black 1pt solid; text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;border-bottom: Black 1pt solid; text-align: right&quot;&gt;7,977&lt;/td&gt;
       &lt;td style=&quot;border-bottom: Black 1pt solid; text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;padding-bottom: 1pt&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;border-bottom: Black 1pt solid; text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;border-bottom: Black 1pt solid; text-align: right&quot;&gt;8,073&lt;/td&gt;
       &lt;td style=&quot;border-bottom: Black 1pt solid; text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;/tr&gt;
      &lt;tr style=&quot;vertical-align: bottom; background-color: White&quot;&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: right&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: right&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;/tr&gt;
      &lt;tr style=&quot;vertical-align: bottom; background-color: rgb(204,238,255)&quot;&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;Change in plan assets:&lt;/td&gt;
       &lt;td&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: right&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: right&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;/tr&gt;
      &lt;tr style=&quot;vertical-align: bottom; background-color: White&quot;&gt;
       &lt;td style=&quot;text-align: left; padding-left: 10pt&quot;&gt;Market value of assets at beginning of year&lt;/td&gt;
       &lt;td&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: right&quot;&gt;-&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: right&quot;&gt;-&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;/tr&gt;
      &lt;tr style=&quot;vertical-align: bottom; background-color: rgb(204,238,255)&quot;&gt;
       &lt;td style=&quot;text-align: left; padding-left: 10pt&quot;&gt;Employer contributions&lt;/td&gt;
       &lt;td&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: right&quot;&gt;63&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: right&quot;&gt;49&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;/tr&gt;
      &lt;tr style=&quot;vertical-align: bottom; background-color: White&quot;&gt;
       &lt;td style=&quot;text-align: left; padding-bottom: 1pt; padding-left: 10pt&quot;&gt;Benefits paid&lt;/td&gt;
       &lt;td style=&quot;padding-bottom: 1pt&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;border-bottom: Black 1pt solid; text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;border-bottom: Black 1pt solid; text-align: right&quot;&gt;(63&lt;/td&gt;
       &lt;td style=&quot;border-bottom: Black 1pt solid; text-align: left&quot;&gt;)&lt;/td&gt;
       &lt;td style=&quot;padding-bottom: 1pt&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;border-bottom: Black 1pt solid; text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;border-bottom: Black 1pt solid; text-align: right&quot;&gt;(49&lt;/td&gt;
       &lt;td style=&quot;border-bottom: Black 1pt solid; text-align: left&quot;&gt;)&lt;/td&gt;
      &lt;/tr&gt;
      &lt;tr style=&quot;vertical-align: bottom; background-color: rgb(204,238,255)&quot;&gt;
       &lt;td style=&quot;text-align: left; padding-bottom: 1pt; padding-left: 20pt&quot;&gt;Market value of plan assets at end of year&lt;/td&gt;
       &lt;td style=&quot;padding-bottom: 1pt&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;border-bottom: Black 1pt solid; text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;border-bottom: Black 1pt solid; text-align: right&quot;&gt;-&lt;/td&gt;
       &lt;td style=&quot;border-bottom: Black 1pt solid; text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;padding-bottom: 1pt&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;border-bottom: Black 1pt solid; text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;border-bottom: Black 1pt solid; text-align: right&quot;&gt;-&lt;/td&gt;
       &lt;td style=&quot;border-bottom: Black 1pt solid; text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;/tr&gt;
      &lt;tr style=&quot;vertical-align: bottom; background-color: White&quot;&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: right&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: right&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;/tr&gt;
      &lt;tr style=&quot;vertical-align: bottom; background-color: rgb(204,238,255)&quot;&gt;
       &lt;td style=&quot;text-align: left; padding-bottom: 2.25pt&quot;&gt;Accrued pension cost included in other liabilities&lt;/td&gt;
       &lt;td style=&quot;padding-bottom: 2.25pt&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;border-bottom: Black 2.25pt double; text-align: left&quot;&gt;$&lt;/td&gt;
       &lt;td style=&quot;border-bottom: Black 2.25pt double; text-align: right&quot;&gt;(7,977&lt;/td&gt;
       &lt;td style=&quot;border-bottom: Black 2.25pt double; text-align: left&quot;&gt;)&lt;/td&gt;
       &lt;td style=&quot;padding-bottom: 2.25pt&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;border-bottom: Black 2.25pt double; text-align: left&quot;&gt;$&lt;/td&gt;
       &lt;td style=&quot;border-bottom: Black 2.25pt double; text-align: right&quot;&gt;(8,073&lt;/td&gt;
       &lt;td style=&quot;border-bottom: Black 2.25pt double; text-align: left&quot;&gt;)&lt;/td&gt;
      &lt;/tr&gt;

    &lt;/table&gt;</us-gaap:ScheduleOfNetFundedStatusTableTextBlock>
  <us-gaap:DefinedBenefitPlanBenefitObligation unitRef="usd" contextRef="c490_AsOf31Dec2014_PostretirementPlansMember" decimals="-3">8073000</us-gaap:DefinedBenefitPlanBenefitObligation>
  <us-gaap:DefinedBenefitPlanBenefitObligation unitRef="usd" contextRef="c581_AsOf31Dec2013_PostretirementPlansMember" decimals="-3">5586000</us-gaap:DefinedBenefitPlanBenefitObligation>
  <us-gaap:DefinedBenefitPlanServiceCost unitRef="usd" contextRef="c487_From1Jan2015To31Dec2015_PostretirementPlansMember" decimals="-3">382000</us-gaap:DefinedBenefitPlanServiceCost>
  <us-gaap:DefinedBenefitPlanServiceCost unitRef="usd" contextRef="c582_From1Jan2014To31Dec2014_PostretirementPlansMember" decimals="-3">358000</us-gaap:DefinedBenefitPlanServiceCost>
  <us-gaap:DefinedBenefitPlanInterestCost unitRef="usd" contextRef="c487_From1Jan2015To31Dec2015_PostretirementPlansMember" decimals="-3">300000</us-gaap:DefinedBenefitPlanInterestCost>
  <us-gaap:DefinedBenefitPlanInterestCost unitRef="usd" contextRef="c582_From1Jan2014To31Dec2014_PostretirementPlansMember" decimals="-3">253000</us-gaap:DefinedBenefitPlanInterestCost>
  <us-gaap:DefinedBenefitPlanActuarialGainLoss unitRef="usd" contextRef="c487_From1Jan2015To31Dec2015_PostretirementPlansMember" decimals="-3">-715000</us-gaap:DefinedBenefitPlanActuarialGainLoss>
  <us-gaap:DefinedBenefitPlanActuarialGainLoss unitRef="usd" contextRef="c582_From1Jan2014To31Dec2014_PostretirementPlansMember" decimals="-3">1925000</us-gaap:DefinedBenefitPlanActuarialGainLoss>
  <us-gaap:DefinedBenefitPlanBenefitsPaid unitRef="usd" contextRef="c487_From1Jan2015To31Dec2015_PostretirementPlansMember" decimals="-3">63000</us-gaap:DefinedBenefitPlanBenefitsPaid>
  <us-gaap:DefinedBenefitPlanBenefitsPaid unitRef="usd" contextRef="c582_From1Jan2014To31Dec2014_PostretirementPlansMember" decimals="-3">49000</us-gaap:DefinedBenefitPlanBenefitsPaid>
  <us-gaap:DefinedBenefitPlanBenefitObligation unitRef="usd" contextRef="c489_AsOf31Dec2015_PostretirementPlansMember" decimals="-3">7977000</us-gaap:DefinedBenefitPlanBenefitObligation>
  <us-gaap:DefinedBenefitPlanContributionsByEmployer unitRef="usd" contextRef="c487_From1Jan2015To31Dec2015_PostretirementPlansMember" decimals="-3">63000</us-gaap:DefinedBenefitPlanContributionsByEmployer>
  <us-gaap:DefinedBenefitPlanContributionsByEmployer unitRef="usd" contextRef="c582_From1Jan2014To31Dec2014_PostretirementPlansMember" decimals="-3">49000</us-gaap:DefinedBenefitPlanContributionsByEmployer>
  <us-gaap:PensionAndOtherPostretirementDefinedBenefitPlansLiabilitiesCurrentAndNoncurrent unitRef="usd" contextRef="c489_AsOf31Dec2015_PostretirementPlansMember" decimals="-3">7977000</us-gaap:PensionAndOtherPostretirementDefinedBenefitPlansLiabilitiesCurrentAndNoncurrent>
  <us-gaap:PensionAndOtherPostretirementDefinedBenefitPlansLiabilitiesCurrentAndNoncurrent unitRef="usd" contextRef="c490_AsOf31Dec2014_PostretirementPlansMember" decimals="-3">8073000</us-gaap:PensionAndOtherPostretirementDefinedBenefitPlansLiabilitiesCurrentAndNoncurrent>
  <us-gaap:ScheduleOfAssumptionsUsedTableTextBlock contextRef="c2_From1Jan2015To31Dec2015">&lt;table cellpadding=&quot;0&quot; cellspacing=&quot;0&quot; style=&quot;border-collapse: collapse; width: 100%; font: 10pt Times New Roman, Times, Serif&quot;&gt;

      &lt;tr style=&quot;vertical-align: bottom&quot;&gt;
       &lt;td style=&quot;text-align: center&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;padding-bottom: 1pt&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td colspan=&quot;3&quot; style=&quot;text-align: center; border-bottom: Black 1pt solid&quot;&gt;2015&lt;/td&gt;
       &lt;td style=&quot;padding-bottom: 1pt&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td colspan=&quot;3&quot; style=&quot;text-align: center; border-bottom: Black 1pt solid&quot;&gt;2014&lt;/td&gt;
      &lt;/tr&gt;
      &lt;tr style=&quot;vertical-align: bottom; background-color: rgb(204,238,255)&quot;&gt;
       &lt;td style=&quot;width: 70%; text-align: left&quot;&gt;Rate of return on plan assets&lt;/td&gt;
       &lt;td style=&quot;width: 1%&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;width: 1%; text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;width: 12%; text-align: right&quot;&gt;n/a&lt;/td&gt;
       &lt;td style=&quot;width: 1%; text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;width: 1%&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;width: 1%; text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;width: 12%; text-align: right&quot;&gt;n/a&lt;/td&gt;
       &lt;td style=&quot;width: 1%; text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;/tr&gt;
      &lt;tr style=&quot;vertical-align: bottom; background-color: White&quot;&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;Discount rate&lt;/td&gt;
       &lt;td&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: right&quot;&gt;4.06&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;%&lt;/td&gt;
       &lt;td&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: right&quot;&gt;3.76&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;%&lt;/td&gt;
      &lt;/tr&gt;
      &lt;tr style=&quot;vertical-align: bottom; background-color: rgb(204,238,255)&quot;&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;Rate of increase in health care costs&lt;/td&gt;
       &lt;td&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: right&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: right&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;/tr&gt;
      &lt;tr style=&quot;vertical-align: bottom; background-color: White&quot;&gt;
       &lt;td style=&quot;text-align: left; padding-left: 10pt&quot;&gt;Initial&lt;/td&gt;
       &lt;td&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: right&quot;&gt;7.00&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;%&lt;/td&gt;
       &lt;td&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: right&quot;&gt;8.00&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;%&lt;/td&gt;
      &lt;/tr&gt;
      &lt;tr style=&quot;vertical-align: bottom; background-color: rgb(204,238,255)&quot;&gt;
       &lt;td style=&quot;text-align: left; padding-left: 10pt&quot;&gt;Ultimate (year 2018)&lt;/td&gt;
       &lt;td&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: right&quot;&gt;5.00&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;%&lt;/td&gt;
       &lt;td&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: right&quot;&gt;5.00&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;%&lt;/td&gt;
      &lt;/tr&gt;
      &lt;tr style=&quot;vertical-align: bottom; background-color: White&quot;&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;Annual rate of salary increase for life insurance&lt;/td&gt;
       &lt;td&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: right&quot;&gt;n/a&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: right&quot;&gt;n/a&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;/tr&gt;

    &lt;/table&gt;</us-gaap:ScheduleOfAssumptionsUsedTableTextBlock>
  <ffic:DefinedBenefitPlanAssumptionsUsedCalculatingBenefitObligationExpectedLongTermReturnOnAssets unitRef="pure" contextRef="c489_AsOf31Dec2015_PostretirementPlansMember" xs:nil="true"/>
  <ffic:DefinedBenefitPlanAssumptionsUsedCalculatingBenefitObligationExpectedLongTermReturnOnAssets unitRef="pure" contextRef="c490_AsOf31Dec2014_PostretirementPlansMember" xs:nil="true"/>
  <us-gaap:DefinedBenefitPlanAssumptionsUsedCalculatingBenefitObligationDiscountRate unitRef="pure" contextRef="c489_AsOf31Dec2015_PostretirementPlansMember" decimals="4">0.0406</us-gaap:DefinedBenefitPlanAssumptionsUsedCalculatingBenefitObligationDiscountRate>
  <us-gaap:DefinedBenefitPlanAssumptionsUsedCalculatingBenefitObligationDiscountRate unitRef="pure" contextRef="c490_AsOf31Dec2014_PostretirementPlansMember" decimals="4">0.0376</us-gaap:DefinedBenefitPlanAssumptionsUsedCalculatingBenefitObligationDiscountRate>
  <us-gaap:DefinedBenefitPlanHealthCareCostTrendRateAssumedForNextFiscalYear unitRef="pure" contextRef="c583_From1Jan2015To31Dec2015_PostretirementPlansMember_InitialMember" decimals="4">0.0700</us-gaap:DefinedBenefitPlanHealthCareCostTrendRateAssumedForNextFiscalYear>
  <us-gaap:DefinedBenefitPlanHealthCareCostTrendRateAssumedForNextFiscalYear unitRef="pure" contextRef="c584_From1Jan2014To31Dec2014_PostretirementPlansMember_InitialMember" decimals="4">0.0800</us-gaap:DefinedBenefitPlanHealthCareCostTrendRateAssumedForNextFiscalYear>
  <us-gaap:DefinedBenefitPlanUltimateHealthCareCostTrendRate unitRef="pure" contextRef="c585_From1Jan2015To31Dec2015_PostretirementPlansMember_UltimateYear2018Member" decimals="4">0.0500</us-gaap:DefinedBenefitPlanUltimateHealthCareCostTrendRate>
  <us-gaap:DefinedBenefitPlanUltimateHealthCareCostTrendRate unitRef="pure" contextRef="c586_From1Jan2014To31Dec2014_PostretirementPlansMember_UltimateYear2018Member" decimals="4">0.0500</us-gaap:DefinedBenefitPlanUltimateHealthCareCostTrendRate>
  <us-gaap:DefinedBenefitPlanAssumptionsUsedCalculatingBenefitObligationRateOfCompensationIncrease unitRef="pure" contextRef="c489_AsOf31Dec2015_PostretirementPlansMember" xs:nil="true"/>
  <us-gaap:DefinedBenefitPlanAssumptionsUsedCalculatingBenefitObligationRateOfCompensationIncrease unitRef="pure" contextRef="c490_AsOf31Dec2014_PostretirementPlansMember" xs:nil="true"/>
  <us-gaap:ScheduleOfNetBenefitCostsTableTextBlock contextRef="c2_From1Jan2015To31Dec2015">&lt;table cellpadding=&quot;0&quot; cellspacing=&quot;0&quot; style=&quot;border-collapse: collapse; width: 100%; font: 10pt Times New Roman, Times, Serif&quot;&gt;

      &lt;tr style=&quot;vertical-align: bottom&quot;&gt;
       &lt;td style=&quot;text-align: center&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;padding-bottom: 1pt&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td colspan=&quot;3&quot; style=&quot;text-align: center; border-bottom: Black 1pt solid&quot;&gt;2015&lt;/td&gt;
       &lt;td style=&quot;padding-bottom: 1pt&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td colspan=&quot;3&quot; style=&quot;text-align: center; border-bottom: Black 1pt solid&quot;&gt;2014&lt;/td&gt;
       &lt;td style=&quot;padding-bottom: 1pt&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td colspan=&quot;3&quot; style=&quot;text-align: center; border-bottom: Black 1pt solid&quot;&gt;2013&lt;/td&gt;
      &lt;/tr&gt;
      &lt;tr style=&quot;vertical-align: bottom&quot;&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;font-style: italic&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td colspan=&quot;11&quot; style=&quot;font-style: italic; text-align: center&quot;&gt;(In thousands)&lt;/td&gt;
      &lt;/tr&gt;
      &lt;tr style=&quot;vertical-align: bottom; background-color: rgb(204,238,255)&quot;&gt;
       &lt;td style=&quot;width: 61%; text-align: left&quot;&gt;Service cost&lt;/td&gt;
       &lt;td style=&quot;width: 1%&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;width: 1%; text-align: left&quot;&gt;$&lt;/td&gt;
       &lt;td style=&quot;width: 10%; text-align: right&quot;&gt;382&lt;/td&gt;
       &lt;td style=&quot;width: 1%; text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;width: 1%&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;width: 1%; text-align: left&quot;&gt;$&lt;/td&gt;
       &lt;td style=&quot;width: 10%; text-align: right&quot;&gt;358&lt;/td&gt;
       &lt;td style=&quot;width: 1%; text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;width: 1%&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;width: 1%; text-align: left&quot;&gt;$&lt;/td&gt;
       &lt;td style=&quot;width: 10%; text-align: right&quot;&gt;449&lt;/td&gt;
       &lt;td style=&quot;width: 1%; text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;/tr&gt;
      &lt;tr style=&quot;vertical-align: bottom; background-color: White&quot;&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;Interest cost&lt;/td&gt;
       &lt;td&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: right&quot;&gt;300&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: right&quot;&gt;253&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: right&quot;&gt;219&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;/tr&gt;
      &lt;tr style=&quot;vertical-align: bottom; background-color: rgb(204,238,255)&quot;&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;Amortization of unrecognized loss&lt;/td&gt;
       &lt;td&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: right&quot;&gt;119&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: right&quot;&gt;-&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: right&quot;&gt;50&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;/tr&gt;
      &lt;tr style=&quot;vertical-align: bottom; background-color: White&quot;&gt;
       &lt;td style=&quot;text-align: left; padding-bottom: 1pt&quot;&gt;Amortization of past service credit&lt;/td&gt;
       &lt;td style=&quot;padding-bottom: 1pt&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;border-bottom: Black 1pt solid; text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;border-bottom: Black 1pt solid; text-align: right&quot;&gt;(85&lt;/td&gt;
       &lt;td style=&quot;border-bottom: Black 1pt solid; text-align: left&quot;&gt;)&lt;/td&gt;
       &lt;td style=&quot;padding-bottom: 1pt&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;border-bottom: Black 1pt solid; text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;border-bottom: Black 1pt solid; text-align: right&quot;&gt;(85&lt;/td&gt;
       &lt;td style=&quot;border-bottom: Black 1pt solid; text-align: left&quot;&gt;)&lt;/td&gt;
       &lt;td style=&quot;padding-bottom: 1pt&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;border-bottom: Black 1pt solid; text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;border-bottom: Black 1pt solid; text-align: right&quot;&gt;(85&lt;/td&gt;
       &lt;td style=&quot;border-bottom: Black 1pt solid; text-align: left&quot;&gt;)&lt;/td&gt;
      &lt;/tr&gt;
      &lt;tr style=&quot;vertical-align: bottom; background-color: rgb(204,238,255)&quot;&gt;
       &lt;td style=&quot;text-align: left; padding-bottom: 1pt; padding-left: 10pt&quot;&gt;Net postretirement benefit expense&lt;/td&gt;
       &lt;td style=&quot;padding-bottom: 1pt&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;border-bottom: Black 1pt solid; text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;border-bottom: Black 1pt solid; text-align: right&quot;&gt;716&lt;/td&gt;
       &lt;td style=&quot;border-bottom: Black 1pt solid; text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;padding-bottom: 1pt&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;border-bottom: Black 1pt solid; text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;border-bottom: Black 1pt solid; text-align: right&quot;&gt;526&lt;/td&gt;
       &lt;td style=&quot;border-bottom: Black 1pt solid; text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;padding-bottom: 1pt&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;border-bottom: Black 1pt solid; text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;border-bottom: Black 1pt solid; text-align: right&quot;&gt;633&lt;/td&gt;
       &lt;td style=&quot;border-bottom: Black 1pt solid; text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;/tr&gt;
      &lt;tr style=&quot;vertical-align: bottom; background-color: White&quot;&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: right&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: right&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: right&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;/tr&gt;
      &lt;tr style=&quot;vertical-align: bottom; background-color: rgb(204,238,255)&quot;&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;Current year actuarial (gain) loss&lt;/td&gt;
       &lt;td&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: right&quot;&gt;(715&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;)&lt;/td&gt;
       &lt;td&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: right&quot;&gt;1,925&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: right&quot;&gt;(943&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;)&lt;/td&gt;
      &lt;/tr&gt;
      &lt;tr style=&quot;vertical-align: bottom; background-color: White&quot;&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;Amortization of actuarial loss&lt;/td&gt;
       &lt;td&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: right&quot;&gt;(119&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;)&lt;/td&gt;
       &lt;td&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: right&quot;&gt;-&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: right&quot;&gt;(50&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;)&lt;/td&gt;
      &lt;/tr&gt;
      &lt;tr style=&quot;vertical-align: bottom; background-color: rgb(204,238,255)&quot;&gt;
       &lt;td style=&quot;text-align: left; padding-bottom: 1pt&quot;&gt;Amortization of prior service credit&lt;/td&gt;
       &lt;td style=&quot;padding-bottom: 1pt&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;border-bottom: Black 1pt solid; text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;border-bottom: Black 1pt solid; text-align: right&quot;&gt;85&lt;/td&gt;
       &lt;td style=&quot;border-bottom: Black 1pt solid; text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;padding-bottom: 1pt&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;border-bottom: Black 1pt solid; text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;border-bottom: Black 1pt solid; text-align: right&quot;&gt;85&lt;/td&gt;
       &lt;td style=&quot;border-bottom: Black 1pt solid; text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;padding-bottom: 1pt&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;border-bottom: Black 1pt solid; text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;border-bottom: Black 1pt solid; text-align: right&quot;&gt;85&lt;/td&gt;
       &lt;td style=&quot;border-bottom: Black 1pt solid; text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;/tr&gt;
      &lt;tr style=&quot;vertical-align: bottom; background-color: White&quot;&gt;
       &lt;td style=&quot;text-align: left; padding-bottom: 1pt; padding-left: 10pt&quot;&gt;Total recognized in other comprehensive income&lt;/td&gt;
       &lt;td style=&quot;padding-bottom: 1pt&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;border-bottom: Black 1pt solid; text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;border-bottom: Black 1pt solid; text-align: right&quot;&gt;(749&lt;/td&gt;
       &lt;td style=&quot;border-bottom: Black 1pt solid; text-align: left&quot;&gt;)&lt;/td&gt;
       &lt;td style=&quot;padding-bottom: 1pt&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;border-bottom: Black 1pt solid; text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;border-bottom: Black 1pt solid; text-align: right&quot;&gt;2,010&lt;/td&gt;
       &lt;td style=&quot;border-bottom: Black 1pt solid; text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;padding-bottom: 1pt&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;border-bottom: Black 1pt solid; text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;border-bottom: Black 1pt solid; text-align: right&quot;&gt;(908&lt;/td&gt;
       &lt;td style=&quot;border-bottom: Black 1pt solid; text-align: left&quot;&gt;)&lt;/td&gt;
      &lt;/tr&gt;
      &lt;tr style=&quot;vertical-align: bottom; background-color: rgb(204,238,255)&quot;&gt;
       &lt;td style=&quot;text-align: left; padding-bottom: 2.25pt; padding-left: 0pt&quot;&gt;Total recognized in net postretirement expense and other comprehensive income&lt;/td&gt;
       &lt;td style=&quot;padding-bottom: 2.25pt&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;border-bottom: Black 2.25pt double; text-align: left&quot;&gt;$&lt;/td&gt;
       &lt;td style=&quot;border-bottom: Black 2.25pt double; text-align: right&quot;&gt;(33&lt;/td&gt;
       &lt;td style=&quot;border-bottom: Black 2.25pt double; text-align: left&quot;&gt;)&lt;/td&gt;
       &lt;td style=&quot;padding-bottom: 2.25pt&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;border-bottom: Black 2.25pt double; text-align: left&quot;&gt;$&lt;/td&gt;
       &lt;td style=&quot;border-bottom: Black 2.25pt double; text-align: right&quot;&gt;2,536&lt;/td&gt;
       &lt;td style=&quot;border-bottom: Black 2.25pt double; text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;padding-bottom: 2.25pt&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;border-bottom: Black 2.25pt double; text-align: left&quot;&gt;$&lt;/td&gt;
       &lt;td style=&quot;border-bottom: Black 2.25pt double; text-align: right&quot;&gt;(275&lt;/td&gt;
       &lt;td style=&quot;border-bottom: Black 2.25pt double; text-align: left&quot;&gt;)&lt;/td&gt;
      &lt;/tr&gt;

    &lt;/table&gt;</us-gaap:ScheduleOfNetBenefitCostsTableTextBlock>
  <us-gaap:DefinedBenefitPlanServiceCost unitRef="usd" contextRef="c587_From1Jan2013To31Dec2013_PostretirementPlansMember" decimals="-3">449000</us-gaap:DefinedBenefitPlanServiceCost>
  <us-gaap:DefinedBenefitPlanInterestCost unitRef="usd" contextRef="c587_From1Jan2013To31Dec2013_PostretirementPlansMember" decimals="-3">219000</us-gaap:DefinedBenefitPlanInterestCost>
  <us-gaap:DefinedBenefitPlanAmortizationOfGainsLosses unitRef="usd" contextRef="c487_From1Jan2015To31Dec2015_PostretirementPlansMember" decimals="-3">119000</us-gaap:DefinedBenefitPlanAmortizationOfGainsLosses>
  <us-gaap:DefinedBenefitPlanAmortizationOfGainsLosses unitRef="usd" contextRef="c587_From1Jan2013To31Dec2013_PostretirementPlansMember" decimals="-3">50000</us-gaap:DefinedBenefitPlanAmortizationOfGainsLosses>
  <us-gaap:DefinedBenefitPlanAmortizationOfPriorServiceCostCredit unitRef="usd" contextRef="c487_From1Jan2015To31Dec2015_PostretirementPlansMember" decimals="-3">-85000</us-gaap:DefinedBenefitPlanAmortizationOfPriorServiceCostCredit>
  <us-gaap:DefinedBenefitPlanAmortizationOfPriorServiceCostCredit unitRef="usd" contextRef="c582_From1Jan2014To31Dec2014_PostretirementPlansMember" decimals="-3">-85000</us-gaap:DefinedBenefitPlanAmortizationOfPriorServiceCostCredit>
  <us-gaap:DefinedBenefitPlanAmortizationOfPriorServiceCostCredit unitRef="usd" contextRef="c587_From1Jan2013To31Dec2013_PostretirementPlansMember" decimals="-3">-85000</us-gaap:DefinedBenefitPlanAmortizationOfPriorServiceCostCredit>
  <us-gaap:DefinedBenefitPlanNetPeriodicBenefitCost unitRef="usd" contextRef="c487_From1Jan2015To31Dec2015_PostretirementPlansMember" decimals="-3">716000</us-gaap:DefinedBenefitPlanNetPeriodicBenefitCost>
  <us-gaap:DefinedBenefitPlanNetPeriodicBenefitCost unitRef="usd" contextRef="c582_From1Jan2014To31Dec2014_PostretirementPlansMember" decimals="-3">526000</us-gaap:DefinedBenefitPlanNetPeriodicBenefitCost>
  <us-gaap:DefinedBenefitPlanNetPeriodicBenefitCost unitRef="usd" contextRef="c587_From1Jan2013To31Dec2013_PostretirementPlansMember" decimals="-3">633000</us-gaap:DefinedBenefitPlanNetPeriodicBenefitCost>
  <us-gaap:OtherComprehensiveIncomeLossPensionAndOtherPostretirementBenefitPlansNetUnamortizedGainLossArisingDuringPeriodBeforeTax unitRef="usd" contextRef="c487_From1Jan2015To31Dec2015_PostretirementPlansMember" decimals="-3">715000</us-gaap:OtherComprehensiveIncomeLossPensionAndOtherPostretirementBenefitPlansNetUnamortizedGainLossArisingDuringPeriodBeforeTax>
  <us-gaap:OtherComprehensiveIncomeLossPensionAndOtherPostretirementBenefitPlansNetUnamortizedGainLossArisingDuringPeriodBeforeTax unitRef="usd" contextRef="c582_From1Jan2014To31Dec2014_PostretirementPlansMember" decimals="-3">-1925000</us-gaap:OtherComprehensiveIncomeLossPensionAndOtherPostretirementBenefitPlansNetUnamortizedGainLossArisingDuringPeriodBeforeTax>
  <us-gaap:OtherComprehensiveIncomeLossPensionAndOtherPostretirementBenefitPlansNetUnamortizedGainLossArisingDuringPeriodBeforeTax unitRef="usd" contextRef="c587_From1Jan2013To31Dec2013_PostretirementPlansMember" decimals="-3">943000</us-gaap:OtherComprehensiveIncomeLossPensionAndOtherPostretirementBenefitPlansNetUnamortizedGainLossArisingDuringPeriodBeforeTax>
  <us-gaap:OtherComprehensiveIncomeLossReclassificationAdjustmentFromAOCIPensionAndOtherPostretirementBenefitPlansForNetGainLossBeforeTax unitRef="usd" contextRef="c487_From1Jan2015To31Dec2015_PostretirementPlansMember" decimals="-3">119000</us-gaap:OtherComprehensiveIncomeLossReclassificationAdjustmentFromAOCIPensionAndOtherPostretirementBenefitPlansForNetGainLossBeforeTax>
  <us-gaap:OtherComprehensiveIncomeLossReclassificationAdjustmentFromAOCIPensionAndOtherPostretirementBenefitPlansForNetGainLossBeforeTax unitRef="usd" contextRef="c587_From1Jan2013To31Dec2013_PostretirementPlansMember" decimals="-3">50000</us-gaap:OtherComprehensiveIncomeLossReclassificationAdjustmentFromAOCIPensionAndOtherPostretirementBenefitPlansForNetGainLossBeforeTax>
  <us-gaap:OtherComprehensiveIncomeLossAmortizationAdjustmentFromAOCIPensionAndOtherPostretirementBenefitPlansForNetPriorServiceCostCreditBeforeTax unitRef="usd" contextRef="c487_From1Jan2015To31Dec2015_PostretirementPlansMember" decimals="-3">85000</us-gaap:OtherComprehensiveIncomeLossAmortizationAdjustmentFromAOCIPensionAndOtherPostretirementBenefitPlansForNetPriorServiceCostCreditBeforeTax>
  <us-gaap:OtherComprehensiveIncomeLossAmortizationAdjustmentFromAOCIPensionAndOtherPostretirementBenefitPlansForNetPriorServiceCostCreditBeforeTax unitRef="usd" contextRef="c582_From1Jan2014To31Dec2014_PostretirementPlansMember" decimals="-3">85000</us-gaap:OtherComprehensiveIncomeLossAmortizationAdjustmentFromAOCIPensionAndOtherPostretirementBenefitPlansForNetPriorServiceCostCreditBeforeTax>
  <us-gaap:OtherComprehensiveIncomeLossAmortizationAdjustmentFromAOCIPensionAndOtherPostretirementBenefitPlansForNetPriorServiceCostCreditBeforeTax unitRef="usd" contextRef="c587_From1Jan2013To31Dec2013_PostretirementPlansMember" decimals="-3">85000</us-gaap:OtherComprehensiveIncomeLossAmortizationAdjustmentFromAOCIPensionAndOtherPostretirementBenefitPlansForNetPriorServiceCostCreditBeforeTax>
  <us-gaap:DefinedBenefitPlanAmountsRecognizedInOtherComprehensiveIncomeLossNetGainLossBeforeTax unitRef="usd" contextRef="c487_From1Jan2015To31Dec2015_PostretirementPlansMember" decimals="-3">749000</us-gaap:DefinedBenefitPlanAmountsRecognizedInOtherComprehensiveIncomeLossNetGainLossBeforeTax>
  <us-gaap:DefinedBenefitPlanAmountsRecognizedInOtherComprehensiveIncomeLossNetGainLossBeforeTax unitRef="usd" contextRef="c582_From1Jan2014To31Dec2014_PostretirementPlansMember" decimals="-3">-2010000</us-gaap:DefinedBenefitPlanAmountsRecognizedInOtherComprehensiveIncomeLossNetGainLossBeforeTax>
  <us-gaap:DefinedBenefitPlanAmountsRecognizedInOtherComprehensiveIncomeLossNetGainLossBeforeTax unitRef="usd" contextRef="c587_From1Jan2013To31Dec2013_PostretirementPlansMember" decimals="-3">908000</us-gaap:DefinedBenefitPlanAmountsRecognizedInOtherComprehensiveIncomeLossNetGainLossBeforeTax>
  <us-gaap:AmountRecognizedInNetPeriodicBenefitCostAndOtherComprehensiveIncomeLossBeforeTax unitRef="usd" contextRef="c487_From1Jan2015To31Dec2015_PostretirementPlansMember" decimals="-3">-33000</us-gaap:AmountRecognizedInNetPeriodicBenefitCostAndOtherComprehensiveIncomeLossBeforeTax>
  <us-gaap:AmountRecognizedInNetPeriodicBenefitCostAndOtherComprehensiveIncomeLossBeforeTax unitRef="usd" contextRef="c582_From1Jan2014To31Dec2014_PostretirementPlansMember" decimals="-3">2536000</us-gaap:AmountRecognizedInNetPeriodicBenefitCostAndOtherComprehensiveIncomeLossBeforeTax>
  <us-gaap:AmountRecognizedInNetPeriodicBenefitCostAndOtherComprehensiveIncomeLossBeforeTax unitRef="usd" contextRef="c587_From1Jan2013To31Dec2013_PostretirementPlansMember" decimals="-3">-275000</us-gaap:AmountRecognizedInNetPeriodicBenefitCostAndOtherComprehensiveIncomeLossBeforeTax>
  <us-gaap:ScheduleOfAssumptionsUsedTableTextBlock contextRef="c487_From1Jan2015To31Dec2015_PostretirementPlansMember">&lt;table cellpadding=&quot;0&quot; cellspacing=&quot;0&quot; style=&quot;border-collapse: collapse; width: 100%; font: 10pt Times New Roman, Times, Serif&quot;&gt;

      &lt;tr style=&quot;vertical-align: bottom&quot;&gt;
       &lt;td style=&quot;text-align: center&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;padding-bottom: 1pt&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td colspan=&quot;3&quot; style=&quot;text-align: center; border-bottom: Black 1pt solid&quot;&gt;2015&lt;/td&gt;
       &lt;td style=&quot;padding-bottom: 1pt&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td colspan=&quot;3&quot; style=&quot;text-align: center; border-bottom: Black 1pt solid&quot;&gt;2014&lt;/td&gt;
       &lt;td style=&quot;padding-bottom: 1pt&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td colspan=&quot;3&quot; style=&quot;text-align: center; border-bottom: Black 1pt solid&quot;&gt;2013&lt;/td&gt;
      &lt;/tr&gt;
      &lt;tr style=&quot;vertical-align: bottom; background-color: rgb(204,238,255)&quot;&gt;
       &lt;td style=&quot;width: 61%; text-align: left&quot;&gt;Rate of return on plan assets&lt;/td&gt;
       &lt;td style=&quot;width: 1%&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;width: 1%; text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;width: 10%; text-align: right&quot;&gt;n/a&lt;/td&gt;
       &lt;td style=&quot;width: 1%; text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;width: 1%&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;width: 1%; text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;width: 10%; text-align: right&quot;&gt;n/a&lt;/td&gt;
       &lt;td style=&quot;width: 1%; text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;width: 1%&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;width: 1%; text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;width: 10%; text-align: right&quot;&gt;n/a&lt;/td&gt;
       &lt;td style=&quot;width: 1%; text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;/tr&gt;
      &lt;tr style=&quot;vertical-align: bottom; background-color: White&quot;&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;Discount rate&lt;/td&gt;
       &lt;td&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: right&quot;&gt;3.76&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;%&lt;/td&gt;
       &lt;td&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: right&quot;&gt;4.60&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;%&lt;/td&gt;
       &lt;td&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: right&quot;&gt;3.75&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;%&lt;/td&gt;
      &lt;/tr&gt;
      &lt;tr style=&quot;vertical-align: bottom; background-color: rgb(204,238,255)&quot;&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;Rate of increase in health care costs&lt;/td&gt;
       &lt;td&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: right&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: right&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: right&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;/tr&gt;
      &lt;tr style=&quot;vertical-align: bottom; background-color: White&quot;&gt;
       &lt;td style=&quot;text-align: left; padding-left: 10pt&quot;&gt;Initial&lt;/td&gt;
       &lt;td&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: right&quot;&gt;8.00&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;%&lt;/td&gt;
       &lt;td&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: right&quot;&gt;9.00&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;%&lt;/td&gt;
       &lt;td&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: right&quot;&gt;10.00&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;%&lt;/td&gt;
      &lt;/tr&gt;
      &lt;tr style=&quot;vertical-align: bottom; background-color: rgb(204,238,255)&quot;&gt;
       &lt;td style=&quot;text-align: left; padding-left: 10pt&quot;&gt;Ultimate (year 2018)&lt;/td&gt;
       &lt;td&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: right&quot;&gt;5.00&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;%&lt;/td&gt;
       &lt;td&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: right&quot;&gt;5.00&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;%&lt;/td&gt;
       &lt;td&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: right&quot;&gt;5.00&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;%&lt;/td&gt;
      &lt;/tr&gt;
      &lt;tr style=&quot;vertical-align: bottom; background-color: White&quot;&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;Annual rate of salary increase for life insurance&lt;/td&gt;
       &lt;td&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: right&quot;&gt;n/a&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: right&quot;&gt;n/a&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: right&quot;&gt;n/a&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;/tr&gt;

    &lt;/table&gt;</us-gaap:ScheduleOfAssumptionsUsedTableTextBlock>
  <us-gaap:DefinedBenefitPlanAssumptionsUsedCalculatingNetPeriodicBenefitCostExpectedLongTermReturnOnAssets unitRef="pure" contextRef="c2_From1Jan2015To31Dec2015" xs:nil="true"/>
  <us-gaap:DefinedBenefitPlanAssumptionsUsedCalculatingNetPeriodicBenefitCostExpectedLongTermReturnOnAssets unitRef="pure" contextRef="c3_From1Jan2014To31Dec2014" xs:nil="true"/>
  <us-gaap:DefinedBenefitPlanAssumptionsUsedCalculatingNetPeriodicBenefitCostExpectedLongTermReturnOnAssets unitRef="pure" contextRef="c4_From1Jan2013To31Dec2013" xs:nil="true"/>
  <us-gaap:DefinedBenefitPlanAssumptionsUsedCalculatingNetPeriodicBenefitCostDiscountRate unitRef="pure" contextRef="c2_From1Jan2015To31Dec2015" decimals="4">0.0376</us-gaap:DefinedBenefitPlanAssumptionsUsedCalculatingNetPeriodicBenefitCostDiscountRate>
  <us-gaap:DefinedBenefitPlanAssumptionsUsedCalculatingNetPeriodicBenefitCostDiscountRate unitRef="pure" contextRef="c3_From1Jan2014To31Dec2014" decimals="4">0.0460</us-gaap:DefinedBenefitPlanAssumptionsUsedCalculatingNetPeriodicBenefitCostDiscountRate>
  <us-gaap:DefinedBenefitPlanAssumptionsUsedCalculatingNetPeriodicBenefitCostDiscountRate unitRef="pure" contextRef="c4_From1Jan2013To31Dec2013" decimals="4">0.0375</us-gaap:DefinedBenefitPlanAssumptionsUsedCalculatingNetPeriodicBenefitCostDiscountRate>
  <us-gaap:DefinedBenefitPlanHealthCareCostTrendRateAssumedForNextFiscalYear unitRef="pure" contextRef="c2_From1Jan2015To31Dec2015" decimals="4">0.0800</us-gaap:DefinedBenefitPlanHealthCareCostTrendRateAssumedForNextFiscalYear>
  <us-gaap:DefinedBenefitPlanHealthCareCostTrendRateAssumedForNextFiscalYear unitRef="pure" contextRef="c3_From1Jan2014To31Dec2014" decimals="4">0.0900</us-gaap:DefinedBenefitPlanHealthCareCostTrendRateAssumedForNextFiscalYear>
  <us-gaap:DefinedBenefitPlanHealthCareCostTrendRateAssumedForNextFiscalYear unitRef="pure" contextRef="c4_From1Jan2013To31Dec2013" decimals="4">0.1000</us-gaap:DefinedBenefitPlanHealthCareCostTrendRateAssumedForNextFiscalYear>
  <us-gaap:DefinedBenefitPlanUltimateHealthCareCostTrendRate unitRef="pure" contextRef="c2_From1Jan2015To31Dec2015" decimals="4">0.0500</us-gaap:DefinedBenefitPlanUltimateHealthCareCostTrendRate>
  <us-gaap:DefinedBenefitPlanUltimateHealthCareCostTrendRate unitRef="pure" contextRef="c3_From1Jan2014To31Dec2014" decimals="4">0.0500</us-gaap:DefinedBenefitPlanUltimateHealthCareCostTrendRate>
  <us-gaap:DefinedBenefitPlanUltimateHealthCareCostTrendRate unitRef="pure" contextRef="c4_From1Jan2013To31Dec2013" decimals="4">0.0500</us-gaap:DefinedBenefitPlanUltimateHealthCareCostTrendRate>
  <us-gaap:DefinedBenefitPlanAssumptionsUsedCalculatingNetPeriodicBenefitCostRateOfCompensationIncrease unitRef="pure" contextRef="c2_From1Jan2015To31Dec2015" xs:nil="true"/>
  <us-gaap:DefinedBenefitPlanAssumptionsUsedCalculatingNetPeriodicBenefitCostRateOfCompensationIncrease unitRef="pure" contextRef="c3_From1Jan2014To31Dec2014" xs:nil="true"/>
  <us-gaap:DefinedBenefitPlanAssumptionsUsedCalculatingNetPeriodicBenefitCostRateOfCompensationIncrease unitRef="pure" contextRef="c4_From1Jan2013To31Dec2013" xs:nil="true"/>
  <us-gaap:ScheduleOfEffectOfOnePercentagePointChangeInAssumedHealthCareCostTrendRatesTableTextBlock contextRef="c2_From1Jan2015To31Dec2015">&lt;table cellpadding=&quot;0&quot; cellspacing=&quot;0&quot; style=&quot;border-collapse: collapse; width: 100%; font: 10pt Times New Roman, Times, Serif&quot;&gt;

      &lt;tr style=&quot;vertical-align: bottom&quot;&gt;
       &lt;td&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;padding-bottom: 1pt&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td colspan=&quot;3&quot; style=&quot;text-align: center; border-bottom: Black 1pt solid&quot;&gt;Increase&lt;/td&gt;
       &lt;td style=&quot;padding-bottom: 1pt&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td colspan=&quot;3&quot; style=&quot;text-align: center; border-bottom: Black 1pt solid&quot;&gt;Decrease&lt;/td&gt;
      &lt;/tr&gt;
      &lt;tr style=&quot;vertical-align: bottom&quot;&gt;
       &lt;td&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;font-style: italic&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td colspan=&quot;7&quot; style=&quot;font-style: italic; text-align: center&quot;&gt;(In thousands)&lt;/td&gt;
      &lt;/tr&gt;
      &lt;tr style=&quot;vertical-align: bottom; background-color: rgb(204,238,255)&quot;&gt;
       &lt;td style=&quot;width: 70%; text-align: left&quot;&gt;Effect on postretirement benefit obligation&lt;/td&gt;
       &lt;td style=&quot;width: 1%&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;width: 1%; text-align: left&quot;&gt;$&lt;/td&gt;
       &lt;td style=&quot;width: 12%; text-align: right&quot;&gt;1,634&lt;/td&gt;
       &lt;td style=&quot;width: 1%; text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;width: 1%&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;width: 1%; text-align: left&quot;&gt;$&lt;/td&gt;
       &lt;td style=&quot;width: 12%; text-align: right&quot;&gt;(1,240&lt;/td&gt;
       &lt;td style=&quot;width: 1%; text-align: left&quot;&gt;)&lt;/td&gt;
      &lt;/tr&gt;
      &lt;tr style=&quot;vertical-align: bottom; background-color: White&quot;&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;Effect on total service and interest cost&lt;/td&gt;
       &lt;td&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: right&quot;&gt;177&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: right&quot;&gt;(131&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;)&lt;/td&gt;
      &lt;/tr&gt;

    &lt;/table&gt;</us-gaap:ScheduleOfEffectOfOnePercentagePointChangeInAssumedHealthCareCostTrendRatesTableTextBlock>
  <us-gaap:DefinedBenefitPlanEffectOfOnePercentagePointIncreaseOnAccumulatedPostretirementBenefitObligation unitRef="usd" contextRef="c2_From1Jan2015To31Dec2015" decimals="-3">1634000</us-gaap:DefinedBenefitPlanEffectOfOnePercentagePointIncreaseOnAccumulatedPostretirementBenefitObligation>
  <us-gaap:DefinedBenefitPlanEffectOfOnePercentagePointDecreaseOnAccumulatedPostretirementBenefitObligation1 unitRef="usd" contextRef="c2_From1Jan2015To31Dec2015" decimals="-3">1240000</us-gaap:DefinedBenefitPlanEffectOfOnePercentagePointDecreaseOnAccumulatedPostretirementBenefitObligation1>
  <us-gaap:DefinedBenefitPlanEffectOfOnePercentagePointIncreaseOnServiceAndInterestCostComponents unitRef="usd" contextRef="c2_From1Jan2015To31Dec2015" decimals="-3">177000</us-gaap:DefinedBenefitPlanEffectOfOnePercentagePointIncreaseOnServiceAndInterestCostComponents>
  <us-gaap:DefinedBenefitPlanEffectOfOnePercentagePointDecreaseOnServiceAndInterestCostComponents1 unitRef="usd" contextRef="c2_From1Jan2015To31Dec2015" decimals="-3">131000</us-gaap:DefinedBenefitPlanEffectOfOnePercentagePointDecreaseOnServiceAndInterestCostComponents1>
  <us-gaap:ScheduleOfExpectedBenefitPaymentsTableTextBlock contextRef="c487_From1Jan2015To31Dec2015_PostretirementPlansMember">&lt;table cellpadding=&quot;0&quot; cellspacing=&quot;0&quot; style=&quot;border-collapse: collapse; width: 100%; font: 10pt Times New Roman, Times, Serif&quot;&gt;

      &lt;tr style=&quot;vertical-align: bottom&quot;&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;For the years ending December 31:&lt;/td&gt;
       &lt;td style=&quot;padding-bottom: 1pt&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td colspan=&quot;3&quot; style=&quot;text-align: center; border-bottom: Black 1pt solid&quot;&gt;Future Benefit &lt;br /&gt; Payments&lt;/td&gt;
      &lt;/tr&gt;
      &lt;tr style=&quot;vertical-align: bottom&quot;&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;font-style: italic&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td colspan=&quot;3&quot; style=&quot;font-style: italic; text-align: center&quot;&gt;(In thousands)&lt;/td&gt;
      &lt;/tr&gt;
      &lt;tr style=&quot;vertical-align: bottom; background-color: rgb(204,238,255)&quot;&gt;
       &lt;td style=&quot;width: 85%; text-align: left&quot;&gt;2016&lt;/td&gt;
       &lt;td style=&quot;width: 1%&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;width: 1%; text-align: left&quot;&gt;$&lt;/td&gt;
       &lt;td style=&quot;width: 12%; text-align: right&quot;&gt;189&lt;/td&gt;
       &lt;td style=&quot;width: 1%; text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;/tr&gt;
      &lt;tr style=&quot;vertical-align: bottom; background-color: White&quot;&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;2017&lt;/td&gt;
       &lt;td&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: right&quot;&gt;229&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;/tr&gt;
      &lt;tr style=&quot;vertical-align: bottom; background-color: rgb(204,238,255)&quot;&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;2018&lt;/td&gt;
       &lt;td&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: right&quot;&gt;255&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;/tr&gt;
      &lt;tr style=&quot;vertical-align: bottom; background-color: White&quot;&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;2019&lt;/td&gt;
       &lt;td&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: right&quot;&gt;280&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;/tr&gt;
      &lt;tr style=&quot;vertical-align: bottom; background-color: rgb(204,238,255)&quot;&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;2020&lt;/td&gt;
       &lt;td&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: right&quot;&gt;263&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;/tr&gt;
      &lt;tr style=&quot;vertical-align: bottom; background-color: White&quot;&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;2021 &amp;#x2013; 2025&lt;/td&gt;
       &lt;td&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: right&quot;&gt;1,524&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;/tr&gt;

    &lt;/table&gt;</us-gaap:ScheduleOfExpectedBenefitPaymentsTableTextBlock>
  <us-gaap:DefinedBenefitPlanExpectedFutureBenefitPaymentsYearTwo unitRef="usd" contextRef="c489_AsOf31Dec2015_PostretirementPlansMember" decimals="-3">229000</us-gaap:DefinedBenefitPlanExpectedFutureBenefitPaymentsYearTwo>
  <us-gaap:DefinedBenefitPlanExpectedFutureBenefitPaymentsYearThree unitRef="usd" contextRef="c489_AsOf31Dec2015_PostretirementPlansMember" decimals="-3">255000</us-gaap:DefinedBenefitPlanExpectedFutureBenefitPaymentsYearThree>
  <us-gaap:DefinedBenefitPlanExpectedFutureBenefitPaymentsYearFour unitRef="usd" contextRef="c489_AsOf31Dec2015_PostretirementPlansMember" decimals="-3">280000</us-gaap:DefinedBenefitPlanExpectedFutureBenefitPaymentsYearFour>
  <us-gaap:DefinedBenefitPlanExpectedFutureBenefitPaymentsYearFive unitRef="usd" contextRef="c489_AsOf31Dec2015_PostretirementPlansMember" decimals="-3">263000</us-gaap:DefinedBenefitPlanExpectedFutureBenefitPaymentsYearFive>
  <us-gaap:DefinedBenefitPlanExpectedFutureBenefitPaymentsFiveFiscalYearsThereafter unitRef="usd" contextRef="c489_AsOf31Dec2015_PostretirementPlansMember" decimals="-3">1524000</us-gaap:DefinedBenefitPlanExpectedFutureBenefitPaymentsFiveFiscalYearsThereafter>
  <ffic:ScheduleOfEmployeeBenefitTrustSharesTableTextBlock contextRef="c2_From1Jan2015To31Dec2015">&lt;table cellpadding=&quot;0&quot; cellspacing=&quot;0&quot; style=&quot;border-collapse: collapse; width: 100%; font: 10pt Times New Roman, Times, Serif&quot;&gt;

      &lt;tr style=&quot;vertical-align: bottom&quot;&gt;
       &lt;td style=&quot;text-align: center&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;padding-bottom: 1pt&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td colspan=&quot;3&quot; style=&quot;text-align: center; border-bottom: Black 1pt solid&quot;&gt;2015&lt;/td&gt;
       &lt;td style=&quot;padding-bottom: 1pt&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td colspan=&quot;3&quot; style=&quot;text-align: center; border-bottom: Black 1pt solid&quot;&gt;2014&lt;/td&gt;
      &lt;/tr&gt;
      &lt;tr style=&quot;vertical-align: bottom&quot;&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;font-style: italic&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td colspan=&quot;3&quot; style=&quot;font-style: italic&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;font-style: italic&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td colspan=&quot;3&quot; style=&quot;font-style: italic&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;/tr&gt;
      &lt;tr style=&quot;vertical-align: bottom; background-color: rgb(204,238,255)&quot;&gt;
       &lt;td style=&quot;width: 70%; text-align: left&quot;&gt;Shares owned by Employee Benefit Trust, beginning balance&lt;/td&gt;
       &lt;td style=&quot;width: 1%&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;width: 1%; text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;width: 12%; text-align: right&quot;&gt;800,950&lt;/td&gt;
       &lt;td style=&quot;width: 1%; text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;width: 1%&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;width: 1%; text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;width: 12%; text-align: right&quot;&gt;913,792&lt;/td&gt;
       &lt;td style=&quot;width: 1%; text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;/tr&gt;
      &lt;tr style=&quot;vertical-align: bottom; background-color: White&quot;&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;Shares purchased&lt;/td&gt;
       &lt;td&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: right&quot;&gt;22,102&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: right&quot;&gt;23,717&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;/tr&gt;
      &lt;tr style=&quot;vertical-align: bottom; background-color: rgb(204,238,255)&quot;&gt;
       &lt;td style=&quot;text-align: left; padding-bottom: 1pt&quot;&gt;Shares released and allocated&lt;/td&gt;
       &lt;td style=&quot;padding-bottom: 1pt&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;border-bottom: Black 1pt solid; text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;border-bottom: Black 1pt solid; text-align: right&quot;&gt;(147,616&lt;/td&gt;
       &lt;td style=&quot;border-bottom: Black 1pt solid; text-align: left&quot;&gt;)&lt;/td&gt;
       &lt;td style=&quot;padding-bottom: 1pt&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;border-bottom: Black 1pt solid; text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;border-bottom: Black 1pt solid; text-align: right&quot;&gt;(136,559&lt;/td&gt;
       &lt;td style=&quot;border-bottom: Black 1pt solid; text-align: left&quot;&gt;)&lt;/td&gt;
      &lt;/tr&gt;
      &lt;tr style=&quot;vertical-align: bottom; background-color: White&quot;&gt;
       &lt;td style=&quot;text-align: left; padding-bottom: 2.25pt&quot;&gt;Shares owned by Employee Benefit Trust, ending balance&lt;/td&gt;
       &lt;td style=&quot;padding-bottom: 2.25pt&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;border-bottom: Black 2.25pt double; text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;border-bottom: Black 2.25pt double; text-align: right&quot;&gt;675,436&lt;/td&gt;
       &lt;td style=&quot;border-bottom: Black 2.25pt double; text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;padding-bottom: 2.25pt&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;border-bottom: Black 2.25pt double; text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;border-bottom: Black 2.25pt double; text-align: right&quot;&gt;800,950&lt;/td&gt;
       &lt;td style=&quot;border-bottom: Black 2.25pt double; text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;/tr&gt;
      &lt;tr style=&quot;vertical-align: bottom; background-color: rgb(204,238,255)&quot;&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: right&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: right&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;/tr&gt;
      &lt;tr style=&quot;vertical-align: bottom; background-color: White&quot;&gt;
       &lt;td style=&quot;text-align: left; padding-bottom: 2.25pt&quot;&gt;Market value of unallocated shares.&lt;/td&gt;
       &lt;td style=&quot;padding-bottom: 2.25pt&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;border-bottom: Black 2.25pt double; text-align: left&quot;&gt;$&lt;/td&gt;
       &lt;td style=&quot;border-bottom: Black 2.25pt double; text-align: right&quot;&gt;14,616,435&lt;/td&gt;
       &lt;td style=&quot;border-bottom: Black 2.25pt double; text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;padding-bottom: 2.25pt&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;border-bottom: Black 2.25pt double; text-align: left&quot;&gt;$&lt;/td&gt;
       &lt;td style=&quot;border-bottom: Black 2.25pt double; text-align: right&quot;&gt;16,235,257&lt;/td&gt;
       &lt;td style=&quot;border-bottom: Black 2.25pt double; text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;/tr&gt;

    &lt;/table&gt;</ffic:ScheduleOfEmployeeBenefitTrustSharesTableTextBlock>
  <us-gaap:CommonStockSharesHeldInEmployeeTrustShares unitRef="shares" contextRef="c1_AsOf31Dec2014" decimals="INF">800950</us-gaap:CommonStockSharesHeldInEmployeeTrustShares>
  <us-gaap:CommonStockSharesHeldInEmployeeTrustShares unitRef="shares" contextRef="c46_AsOf31Dec2013" decimals="INF">913792</us-gaap:CommonStockSharesHeldInEmployeeTrustShares>
  <ffic:CommonStockSharesPurchasedByEmployeeTrust unitRef="shares" contextRef="c2_From1Jan2015To31Dec2015" decimals="INF">22102</ffic:CommonStockSharesPurchasedByEmployeeTrust>
  <ffic:CommonStockSharesPurchasedByEmployeeTrust unitRef="shares" contextRef="c3_From1Jan2014To31Dec2014" decimals="INF">23717</ffic:CommonStockSharesPurchasedByEmployeeTrust>
  <ffic:CommonStockSharesReleasedAndAllocatedByTheEmployeeTrust unitRef="shares" contextRef="c2_From1Jan2015To31Dec2015" decimals="INF">-147616</ffic:CommonStockSharesReleasedAndAllocatedByTheEmployeeTrust>
  <ffic:CommonStockSharesReleasedAndAllocatedByTheEmployeeTrust unitRef="shares" contextRef="c3_From1Jan2014To31Dec2014" decimals="INF">-136559</ffic:CommonStockSharesReleasedAndAllocatedByTheEmployeeTrust>
  <us-gaap:CommonStockSharesHeldInEmployeeTrustShares unitRef="shares" contextRef="c0_AsOf31Dec2015" decimals="INF">675436</us-gaap:CommonStockSharesHeldInEmployeeTrustShares>
  <us-gaap:CommonStockIssuedEmployeeTrustDeferred unitRef="usd" contextRef="c0_AsOf31Dec2015" decimals="0">14616435</us-gaap:CommonStockIssuedEmployeeTrustDeferred>
  <us-gaap:CommonStockIssuedEmployeeTrustDeferred unitRef="usd" contextRef="c1_AsOf31Dec2014" decimals="0">16235257</us-gaap:CommonStockIssuedEmployeeTrustDeferred>
  <us-gaap:ScheduleOfNetFundedStatusTableTextBlock contextRef="c506_From1Jan2015To31Dec2015_DirectorsPlanMember">&lt;table cellpadding=&quot;0&quot; cellspacing=&quot;0&quot; style=&quot;border-collapse: collapse; width: 100%; font: 10pt Times New Roman, Times, Serif&quot;&gt;

      &lt;tr style=&quot;vertical-align: bottom&quot;&gt;
       &lt;td style=&quot;text-align: center&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;padding-bottom: 1pt&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td colspan=&quot;3&quot; style=&quot;text-align: center; border-bottom: Black 1pt solid&quot;&gt;2015&lt;/td&gt;
       &lt;td style=&quot;padding-bottom: 1pt&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td colspan=&quot;3&quot; style=&quot;text-align: center; border-bottom: Black 1pt solid&quot;&gt;2014&lt;/td&gt;
      &lt;/tr&gt;
      &lt;tr style=&quot;vertical-align: bottom&quot;&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;font-style: italic&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td colspan=&quot;7&quot; style=&quot;font-style: italic; text-align: center&quot;&gt;(In thousands)&lt;/td&gt;
      &lt;/tr&gt;
      &lt;tr style=&quot;vertical-align: bottom; background-color: rgb(204,238,255)&quot;&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;Change in benefit obligation:&lt;/td&gt;
       &lt;td&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: right&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: right&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;/tr&gt;
      &lt;tr style=&quot;vertical-align: bottom; background-color: White&quot;&gt;
       &lt;td style=&quot;width: 70%; text-align: left; padding-left: 10pt&quot;&gt;Projected benefit obligation at beginning of year&lt;/td&gt;
       &lt;td style=&quot;width: 1%&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;width: 1%; text-align: left&quot;&gt;$&lt;/td&gt;
       &lt;td style=&quot;width: 12%; text-align: right&quot;&gt;2,663&lt;/td&gt;
       &lt;td style=&quot;width: 1%; text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;width: 1%&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;width: 1%; text-align: left&quot;&gt;$&lt;/td&gt;
       &lt;td style=&quot;width: 12%; text-align: right&quot;&gt;2,666&lt;/td&gt;
       &lt;td style=&quot;width: 1%; text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;/tr&gt;
      &lt;tr style=&quot;vertical-align: bottom; background-color: rgb(204,238,255)&quot;&gt;
       &lt;td style=&quot;text-align: left; padding-left: 10pt&quot;&gt;Service cost&lt;/td&gt;
       &lt;td&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: right&quot;&gt;45&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: right&quot;&gt;54&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;/tr&gt;
      &lt;tr style=&quot;vertical-align: bottom; background-color: White&quot;&gt;
       &lt;td style=&quot;text-align: left; padding-left: 10pt&quot;&gt;Interest cost&lt;/td&gt;
       &lt;td&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: right&quot;&gt;95&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: right&quot;&gt;116&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;/tr&gt;
      &lt;tr style=&quot;vertical-align: bottom; background-color: rgb(204,238,255)&quot;&gt;
       &lt;td style=&quot;text-align: left; padding-left: 10pt&quot;&gt;Actuarial gain&lt;/td&gt;
       &lt;td&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: right&quot;&gt;(129&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;)&lt;/td&gt;
       &lt;td&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: right&quot;&gt;(53&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;)&lt;/td&gt;
      &lt;/tr&gt;
      &lt;tr style=&quot;vertical-align: bottom; background-color: White&quot;&gt;
       &lt;td style=&quot;text-align: left; padding-bottom: 1pt; padding-left: 10pt&quot;&gt;Benefits paid&lt;/td&gt;
       &lt;td style=&quot;padding-bottom: 1pt&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;border-bottom: Black 1pt solid; text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;border-bottom: Black 1pt solid; text-align: right&quot;&gt;(144&lt;/td&gt;
       &lt;td style=&quot;border-bottom: Black 1pt solid; text-align: left&quot;&gt;)&lt;/td&gt;
       &lt;td style=&quot;padding-bottom: 1pt&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;border-bottom: Black 1pt solid; text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;border-bottom: Black 1pt solid; text-align: right&quot;&gt;(120&lt;/td&gt;
       &lt;td style=&quot;border-bottom: Black 1pt solid; text-align: left&quot;&gt;)&lt;/td&gt;
      &lt;/tr&gt;
      &lt;tr style=&quot;vertical-align: bottom; background-color: rgb(204,238,255)&quot;&gt;
       &lt;td style=&quot;text-align: left; padding-bottom: 1pt; padding-left: 20pt&quot;&gt;Projected benefit obligation at end of year&lt;/td&gt;
       &lt;td style=&quot;padding-bottom: 1pt&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;border-bottom: Black 1pt solid; text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;border-bottom: Black 1pt solid; text-align: right&quot;&gt;2,530&lt;/td&gt;
       &lt;td style=&quot;border-bottom: Black 1pt solid; text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;padding-bottom: 1pt&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;border-bottom: Black 1pt solid; text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;border-bottom: Black 1pt solid; text-align: right&quot;&gt;2,663&lt;/td&gt;
       &lt;td style=&quot;border-bottom: Black 1pt solid; text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;/tr&gt;
      &lt;tr style=&quot;vertical-align: bottom; background-color: White&quot;&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: right&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: right&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;/tr&gt;
      &lt;tr style=&quot;vertical-align: bottom; background-color: rgb(204,238,255)&quot;&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;Change in plan assets:&lt;/td&gt;
       &lt;td&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: right&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: right&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;/tr&gt;
      &lt;tr style=&quot;vertical-align: bottom; background-color: White&quot;&gt;
       &lt;td style=&quot;text-align: left; padding-left: 10pt&quot;&gt;Market value of assets at beginning of year&lt;/td&gt;
       &lt;td&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: right&quot;&gt;-&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: right&quot;&gt;-&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;/tr&gt;
      &lt;tr style=&quot;vertical-align: bottom; background-color: rgb(204,238,255)&quot;&gt;
       &lt;td style=&quot;text-align: left; padding-left: 10pt&quot;&gt;Employer contributions&lt;/td&gt;
       &lt;td&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: right&quot;&gt;144&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: right&quot;&gt;120&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;/tr&gt;
      &lt;tr style=&quot;vertical-align: bottom; background-color: White&quot;&gt;
       &lt;td style=&quot;text-align: left; padding-bottom: 1pt; padding-left: 10pt&quot;&gt;Benefits paid&lt;/td&gt;
       &lt;td style=&quot;padding-bottom: 1pt&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;border-bottom: Black 1pt solid; text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;border-bottom: Black 1pt solid; text-align: right&quot;&gt;(144&lt;/td&gt;
       &lt;td style=&quot;border-bottom: Black 1pt solid; text-align: left&quot;&gt;)&lt;/td&gt;
       &lt;td style=&quot;padding-bottom: 1pt&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;border-bottom: Black 1pt solid; text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;border-bottom: Black 1pt solid; text-align: right&quot;&gt;(120&lt;/td&gt;
       &lt;td style=&quot;border-bottom: Black 1pt solid; text-align: left&quot;&gt;)&lt;/td&gt;
      &lt;/tr&gt;
      &lt;tr style=&quot;vertical-align: bottom; background-color: rgb(204,238,255)&quot;&gt;
       &lt;td style=&quot;text-align: left; padding-bottom: 1pt; padding-left: 20pt&quot;&gt;Market value of plan assets at end of year&lt;/td&gt;
       &lt;td style=&quot;padding-bottom: 1pt&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;border-bottom: Black 1pt solid; text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;border-bottom: Black 1pt solid; text-align: right&quot;&gt;-&lt;/td&gt;
       &lt;td style=&quot;border-bottom: Black 1pt solid; text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;padding-bottom: 1pt&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;border-bottom: Black 1pt solid; text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;border-bottom: Black 1pt solid; text-align: right&quot;&gt;-&lt;/td&gt;
       &lt;td style=&quot;border-bottom: Black 1pt solid; text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;/tr&gt;
      &lt;tr style=&quot;vertical-align: bottom; background-color: White&quot;&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: right&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: right&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;/tr&gt;
      &lt;tr style=&quot;vertical-align: bottom; background-color: rgb(204,238,255)&quot;&gt;
       &lt;td style=&quot;text-align: left; padding-bottom: 2.25pt&quot;&gt;Accrued pension cost included in other liabilities&lt;/td&gt;
       &lt;td style=&quot;padding-bottom: 2.25pt&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;border-bottom: Black 2.25pt double; text-align: left&quot;&gt;$&lt;/td&gt;
       &lt;td style=&quot;border-bottom: Black 2.25pt double; text-align: right&quot;&gt;(2,530&lt;/td&gt;
       &lt;td style=&quot;border-bottom: Black 2.25pt double; text-align: left&quot;&gt;)&lt;/td&gt;
       &lt;td style=&quot;padding-bottom: 2.25pt&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;border-bottom: Black 2.25pt double; text-align: left&quot;&gt;$&lt;/td&gt;
       &lt;td style=&quot;border-bottom: Black 2.25pt double; text-align: right&quot;&gt;(2,663&lt;/td&gt;
       &lt;td style=&quot;border-bottom: Black 2.25pt double; text-align: left&quot;&gt;)&lt;/td&gt;
      &lt;/tr&gt;

    &lt;/table&gt;</us-gaap:ScheduleOfNetFundedStatusTableTextBlock>
  <us-gaap:DefinedBenefitPlanBenefitObligation unitRef="usd" contextRef="c519_AsOf31Dec2014_DirectorsPlanMember" decimals="-3">2663000</us-gaap:DefinedBenefitPlanBenefitObligation>
  <us-gaap:DefinedBenefitPlanBenefitObligation unitRef="usd" contextRef="c520_AsOf31Dec2013_DirectorsPlanMember" decimals="-3">2666000</us-gaap:DefinedBenefitPlanBenefitObligation>
  <us-gaap:DefinedBenefitPlanServiceCost unitRef="usd" contextRef="c506_From1Jan2015To31Dec2015_DirectorsPlanMember" decimals="-3">45000</us-gaap:DefinedBenefitPlanServiceCost>
  <us-gaap:DefinedBenefitPlanServiceCost unitRef="usd" contextRef="c588_From1Jan2014To31Dec2014_DirectorsPlanMember" decimals="-3">54000</us-gaap:DefinedBenefitPlanServiceCost>
  <us-gaap:DefinedBenefitPlanInterestCost unitRef="usd" contextRef="c506_From1Jan2015To31Dec2015_DirectorsPlanMember" decimals="-3">95000</us-gaap:DefinedBenefitPlanInterestCost>
  <us-gaap:DefinedBenefitPlanInterestCost unitRef="usd" contextRef="c588_From1Jan2014To31Dec2014_DirectorsPlanMember" decimals="-3">116000</us-gaap:DefinedBenefitPlanInterestCost>
  <us-gaap:DefinedBenefitPlanActuarialGainLoss unitRef="usd" contextRef="c506_From1Jan2015To31Dec2015_DirectorsPlanMember" decimals="-3">-129000</us-gaap:DefinedBenefitPlanActuarialGainLoss>
  <us-gaap:DefinedBenefitPlanActuarialGainLoss unitRef="usd" contextRef="c588_From1Jan2014To31Dec2014_DirectorsPlanMember" decimals="-3">-53000</us-gaap:DefinedBenefitPlanActuarialGainLoss>
  <us-gaap:DefinedBenefitPlanBenefitsPaid unitRef="usd" contextRef="c506_From1Jan2015To31Dec2015_DirectorsPlanMember" decimals="-3">144000</us-gaap:DefinedBenefitPlanBenefitsPaid>
  <us-gaap:DefinedBenefitPlanBenefitsPaid unitRef="usd" contextRef="c588_From1Jan2014To31Dec2014_DirectorsPlanMember" decimals="-3">120000</us-gaap:DefinedBenefitPlanBenefitsPaid>
  <us-gaap:DefinedBenefitPlanBenefitObligation unitRef="usd" contextRef="c518_AsOf31Dec2015_DirectorsPlanMember" decimals="-3">2530000</us-gaap:DefinedBenefitPlanBenefitObligation>
  <us-gaap:DefinedBenefitPlanContributionsByEmployer unitRef="usd" contextRef="c506_From1Jan2015To31Dec2015_DirectorsPlanMember" decimals="-3">144000</us-gaap:DefinedBenefitPlanContributionsByEmployer>
  <us-gaap:DefinedBenefitPlanContributionsByEmployer unitRef="usd" contextRef="c588_From1Jan2014To31Dec2014_DirectorsPlanMember" decimals="-3">120000</us-gaap:DefinedBenefitPlanContributionsByEmployer>
  <us-gaap:PensionAndOtherPostretirementDefinedBenefitPlansLiabilitiesCurrentAndNoncurrent unitRef="usd" contextRef="c518_AsOf31Dec2015_DirectorsPlanMember" decimals="-3">2530000</us-gaap:PensionAndOtherPostretirementDefinedBenefitPlansLiabilitiesCurrentAndNoncurrent>
  <us-gaap:PensionAndOtherPostretirementDefinedBenefitPlansLiabilitiesCurrentAndNoncurrent unitRef="usd" contextRef="c519_AsOf31Dec2014_DirectorsPlanMember" decimals="-3">2663000</us-gaap:PensionAndOtherPostretirementDefinedBenefitPlansLiabilitiesCurrentAndNoncurrent>
  <us-gaap:ScheduleOfNetBenefitCostsTableTextBlock contextRef="c506_From1Jan2015To31Dec2015_DirectorsPlanMember">&lt;table cellpadding=&quot;0&quot; cellspacing=&quot;0&quot; style=&quot;border-collapse: collapse; width: 100%; font: 10pt Times New Roman, Times, Serif&quot;&gt;

      &lt;tr style=&quot;vertical-align: bottom&quot;&gt;
       &lt;td style=&quot;text-align: center&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;padding-bottom: 1pt&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td colspan=&quot;3&quot; style=&quot;text-align: center; border-bottom: Black 1pt solid&quot;&gt;2015&lt;/td&gt;
       &lt;td style=&quot;padding-bottom: 1pt&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td colspan=&quot;3&quot; style=&quot;text-align: center; border-bottom: Black 1pt solid&quot;&gt;2014&lt;/td&gt;
       &lt;td style=&quot;padding-bottom: 1pt&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td colspan=&quot;3&quot; style=&quot;text-align: center; border-bottom: Black 1pt solid&quot;&gt;2013&lt;/td&gt;
      &lt;/tr&gt;
      &lt;tr style=&quot;vertical-align: bottom&quot;&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;font-style: italic&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td colspan=&quot;11&quot; style=&quot;font-style: italic; text-align: center&quot;&gt;(In thousands)&lt;/td&gt;
      &lt;/tr&gt;
      &lt;tr style=&quot;vertical-align: bottom; background-color: rgb(204,238,255)&quot;&gt;
       &lt;td style=&quot;width: 61%; text-align: left&quot;&gt;Service cost&lt;/td&gt;
       &lt;td style=&quot;width: 1%&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;width: 1%; text-align: left&quot;&gt;$&lt;/td&gt;
       &lt;td style=&quot;width: 10%; text-align: right&quot;&gt;45&lt;/td&gt;
       &lt;td style=&quot;width: 1%; text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;width: 1%&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;width: 1%; text-align: left&quot;&gt;$&lt;/td&gt;
       &lt;td style=&quot;width: 10%; text-align: right&quot;&gt;54&lt;/td&gt;
       &lt;td style=&quot;width: 1%; text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;width: 1%&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;width: 1%; text-align: left&quot;&gt;$&lt;/td&gt;
       &lt;td style=&quot;width: 10%; text-align: right&quot;&gt;82&lt;/td&gt;
       &lt;td style=&quot;width: 1%; text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;/tr&gt;
      &lt;tr style=&quot;vertical-align: bottom; background-color: White&quot;&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;Interest cost&lt;/td&gt;
       &lt;td&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: right&quot;&gt;95&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: right&quot;&gt;116&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: right&quot;&gt;98&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;/tr&gt;
      &lt;tr style=&quot;vertical-align: bottom; background-color: rgb(204,238,255)&quot;&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;Amortization of unrecognized gain&lt;/td&gt;
       &lt;td&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: right&quot;&gt;(56&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;)&lt;/td&gt;
       &lt;td&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: right&quot;&gt;(60&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;)&lt;/td&gt;
       &lt;td&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: right&quot;&gt;(36&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;)&lt;/td&gt;
      &lt;/tr&gt;
      &lt;tr style=&quot;vertical-align: bottom; background-color: White&quot;&gt;
       &lt;td style=&quot;text-align: left; padding-bottom: 1pt&quot;&gt;Amortization of past service liability&lt;/td&gt;
       &lt;td style=&quot;padding-bottom: 1pt&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;border-bottom: Black 1pt solid; text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;border-bottom: Black 1pt solid; text-align: right&quot;&gt;40&lt;/td&gt;
       &lt;td style=&quot;border-bottom: Black 1pt solid; text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;padding-bottom: 1pt&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;border-bottom: Black 1pt solid; text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;border-bottom: Black 1pt solid; text-align: right&quot;&gt;40&lt;/td&gt;
       &lt;td style=&quot;border-bottom: Black 1pt solid; text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;padding-bottom: 1pt&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;border-bottom: Black 1pt solid; text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;border-bottom: Black 1pt solid; text-align: right&quot;&gt;40&lt;/td&gt;
       &lt;td style=&quot;border-bottom: Black 1pt solid; text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;/tr&gt;
      &lt;tr style=&quot;vertical-align: bottom; background-color: rgb(204,238,255)&quot;&gt;
       &lt;td style=&quot;text-align: left; padding-bottom: 1pt; padding-left: 10pt&quot;&gt;Net pension expense&lt;/td&gt;
       &lt;td style=&quot;padding-bottom: 1pt&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;border-bottom: Black 1pt solid; text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;border-bottom: Black 1pt solid; text-align: right&quot;&gt;124&lt;/td&gt;
       &lt;td style=&quot;border-bottom: Black 1pt solid; text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;padding-bottom: 1pt&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;border-bottom: Black 1pt solid; text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;border-bottom: Black 1pt solid; text-align: right&quot;&gt;150&lt;/td&gt;
       &lt;td style=&quot;border-bottom: Black 1pt solid; text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;padding-bottom: 1pt&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;border-bottom: Black 1pt solid; text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;border-bottom: Black 1pt solid; text-align: right&quot;&gt;184&lt;/td&gt;
       &lt;td style=&quot;border-bottom: Black 1pt solid; text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;/tr&gt;
      &lt;tr style=&quot;vertical-align: bottom; background-color: White&quot;&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: right&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: right&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: right&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;/tr&gt;
      &lt;tr style=&quot;vertical-align: bottom; background-color: rgb(204,238,255)&quot;&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;Current actuarial gain&lt;/td&gt;
       &lt;td&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: right&quot;&gt;(130&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;)&lt;/td&gt;
       &lt;td&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: right&quot;&gt;(52&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;)&lt;/td&gt;
       &lt;td&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: right&quot;&gt;(122&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;)&lt;/td&gt;
      &lt;/tr&gt;
      &lt;tr style=&quot;vertical-align: bottom; background-color: White&quot;&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;Amortization of actuarial gain&lt;/td&gt;
       &lt;td&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: right&quot;&gt;56&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: right&quot;&gt;60&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: right&quot;&gt;36&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;/tr&gt;
      &lt;tr style=&quot;vertical-align: bottom; background-color: rgb(204,238,255)&quot;&gt;
       &lt;td style=&quot;text-align: left; padding-bottom: 1pt&quot;&gt;Amortization of prior service cost&lt;/td&gt;
       &lt;td style=&quot;padding-bottom: 1pt&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;border-bottom: Black 1pt solid; text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;border-bottom: Black 1pt solid; text-align: right&quot;&gt;(40&lt;/td&gt;
       &lt;td style=&quot;border-bottom: Black 1pt solid; text-align: left&quot;&gt;)&lt;/td&gt;
       &lt;td style=&quot;padding-bottom: 1pt&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;border-bottom: Black 1pt solid; text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;border-bottom: Black 1pt solid; text-align: right&quot;&gt;(40&lt;/td&gt;
       &lt;td style=&quot;border-bottom: Black 1pt solid; text-align: left&quot;&gt;)&lt;/td&gt;
       &lt;td style=&quot;padding-bottom: 1pt&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;border-bottom: Black 1pt solid; text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;border-bottom: Black 1pt solid; text-align: right&quot;&gt;(40&lt;/td&gt;
       &lt;td style=&quot;border-bottom: Black 1pt solid; text-align: left&quot;&gt;)&lt;/td&gt;
      &lt;/tr&gt;
      &lt;tr style=&quot;vertical-align: bottom; background-color: White&quot;&gt;
       &lt;td style=&quot;text-align: left; padding-bottom: 1pt; padding-left: 10pt&quot;&gt;Total recognized in other comprehensive income&lt;/td&gt;
       &lt;td style=&quot;padding-bottom: 1pt&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;border-bottom: Black 1pt solid; text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;border-bottom: Black 1pt solid; text-align: right&quot;&gt;(114&lt;/td&gt;
       &lt;td style=&quot;border-bottom: Black 1pt solid; text-align: left&quot;&gt;)&lt;/td&gt;
       &lt;td style=&quot;padding-bottom: 1pt&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;border-bottom: Black 1pt solid; text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;border-bottom: Black 1pt solid; text-align: right&quot;&gt;(32&lt;/td&gt;
       &lt;td style=&quot;border-bottom: Black 1pt solid; text-align: left&quot;&gt;)&lt;/td&gt;
       &lt;td style=&quot;padding-bottom: 1pt&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;border-bottom: Black 1pt solid; text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;border-bottom: Black 1pt solid; text-align: right&quot;&gt;(126&lt;/td&gt;
       &lt;td style=&quot;border-bottom: Black 1pt solid; text-align: left&quot;&gt;)&lt;/td&gt;
      &lt;/tr&gt;
      &lt;tr style=&quot;vertical-align: bottom; background-color: rgb(204,238,255)&quot;&gt;
       &lt;td style=&quot;text-align: left; padding-bottom: 2.25pt; padding-left: 0pt&quot;&gt;Total recognized in net pension expense and other comprehensive income&lt;/td&gt;
       &lt;td style=&quot;padding-bottom: 2.25pt&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;border-bottom: Black 2.25pt double; text-align: left&quot;&gt;$&lt;/td&gt;
       &lt;td style=&quot;border-bottom: Black 2.25pt double; text-align: right&quot;&gt;10&lt;/td&gt;
       &lt;td style=&quot;border-bottom: Black 2.25pt double; text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;padding-bottom: 2.25pt&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;border-bottom: Black 2.25pt double; text-align: left&quot;&gt;$&lt;/td&gt;
       &lt;td style=&quot;border-bottom: Black 2.25pt double; text-align: right&quot;&gt;118&lt;/td&gt;
       &lt;td style=&quot;border-bottom: Black 2.25pt double; text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;padding-bottom: 2.25pt&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;border-bottom: Black 2.25pt double; text-align: left&quot;&gt;$&lt;/td&gt;
       &lt;td style=&quot;border-bottom: Black 2.25pt double; text-align: right&quot;&gt;58&lt;/td&gt;
       &lt;td style=&quot;border-bottom: Black 2.25pt double; text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;/tr&gt;

    &lt;/table&gt;</us-gaap:ScheduleOfNetBenefitCostsTableTextBlock>
  <us-gaap:DefinedBenefitPlanServiceCost unitRef="usd" contextRef="c589_From1Jan2013To31Dec2013_DirectorsPlanMember" decimals="-3">82000</us-gaap:DefinedBenefitPlanServiceCost>
  <us-gaap:DefinedBenefitPlanInterestCost unitRef="usd" contextRef="c589_From1Jan2013To31Dec2013_DirectorsPlanMember" decimals="-3">98000</us-gaap:DefinedBenefitPlanInterestCost>
  <us-gaap:DefinedBenefitPlanAmortizationOfGainsLosses unitRef="usd" contextRef="c506_From1Jan2015To31Dec2015_DirectorsPlanMember" decimals="-3">-56000</us-gaap:DefinedBenefitPlanAmortizationOfGainsLosses>
  <us-gaap:DefinedBenefitPlanAmortizationOfGainsLosses unitRef="usd" contextRef="c588_From1Jan2014To31Dec2014_DirectorsPlanMember" decimals="-3">-60000</us-gaap:DefinedBenefitPlanAmortizationOfGainsLosses>
  <us-gaap:DefinedBenefitPlanAmortizationOfGainsLosses unitRef="usd" contextRef="c589_From1Jan2013To31Dec2013_DirectorsPlanMember" decimals="-3">-36000</us-gaap:DefinedBenefitPlanAmortizationOfGainsLosses>
  <us-gaap:DefinedBenefitPlanAmortizationOfPriorServiceCostCredit unitRef="usd" contextRef="c506_From1Jan2015To31Dec2015_DirectorsPlanMember" decimals="-3">40000</us-gaap:DefinedBenefitPlanAmortizationOfPriorServiceCostCredit>
  <us-gaap:DefinedBenefitPlanAmortizationOfPriorServiceCostCredit unitRef="usd" contextRef="c588_From1Jan2014To31Dec2014_DirectorsPlanMember" decimals="-3">40000</us-gaap:DefinedBenefitPlanAmortizationOfPriorServiceCostCredit>
  <us-gaap:DefinedBenefitPlanAmortizationOfPriorServiceCostCredit unitRef="usd" contextRef="c589_From1Jan2013To31Dec2013_DirectorsPlanMember" decimals="-3">40000</us-gaap:DefinedBenefitPlanAmortizationOfPriorServiceCostCredit>
  <us-gaap:DefinedBenefitPlanNetPeriodicBenefitCost unitRef="usd" contextRef="c506_From1Jan2015To31Dec2015_DirectorsPlanMember" decimals="-3">124000</us-gaap:DefinedBenefitPlanNetPeriodicBenefitCost>
  <us-gaap:DefinedBenefitPlanNetPeriodicBenefitCost unitRef="usd" contextRef="c588_From1Jan2014To31Dec2014_DirectorsPlanMember" decimals="-3">150000</us-gaap:DefinedBenefitPlanNetPeriodicBenefitCost>
  <us-gaap:DefinedBenefitPlanNetPeriodicBenefitCost unitRef="usd" contextRef="c589_From1Jan2013To31Dec2013_DirectorsPlanMember" decimals="-3">184000</us-gaap:DefinedBenefitPlanNetPeriodicBenefitCost>
  <us-gaap:OtherComprehensiveIncomeLossPensionAndOtherPostretirementBenefitPlansNetUnamortizedGainLossArisingDuringPeriodBeforeTax unitRef="usd" contextRef="c506_From1Jan2015To31Dec2015_DirectorsPlanMember" decimals="-3">130000</us-gaap:OtherComprehensiveIncomeLossPensionAndOtherPostretirementBenefitPlansNetUnamortizedGainLossArisingDuringPeriodBeforeTax>
  <us-gaap:OtherComprehensiveIncomeLossPensionAndOtherPostretirementBenefitPlansNetUnamortizedGainLossArisingDuringPeriodBeforeTax unitRef="usd" contextRef="c588_From1Jan2014To31Dec2014_DirectorsPlanMember" decimals="-3">52000</us-gaap:OtherComprehensiveIncomeLossPensionAndOtherPostretirementBenefitPlansNetUnamortizedGainLossArisingDuringPeriodBeforeTax>
  <us-gaap:OtherComprehensiveIncomeLossPensionAndOtherPostretirementBenefitPlansNetUnamortizedGainLossArisingDuringPeriodBeforeTax unitRef="usd" contextRef="c589_From1Jan2013To31Dec2013_DirectorsPlanMember" decimals="-3">122000</us-gaap:OtherComprehensiveIncomeLossPensionAndOtherPostretirementBenefitPlansNetUnamortizedGainLossArisingDuringPeriodBeforeTax>
  <us-gaap:OtherComprehensiveIncomeLossReclassificationAdjustmentFromAOCIPensionAndOtherPostretirementBenefitPlansForNetGainLossBeforeTax unitRef="usd" contextRef="c506_From1Jan2015To31Dec2015_DirectorsPlanMember" decimals="-3">56000</us-gaap:OtherComprehensiveIncomeLossReclassificationAdjustmentFromAOCIPensionAndOtherPostretirementBenefitPlansForNetGainLossBeforeTax>
  <us-gaap:OtherComprehensiveIncomeLossReclassificationAdjustmentFromAOCIPensionAndOtherPostretirementBenefitPlansForNetGainLossBeforeTax unitRef="usd" contextRef="c588_From1Jan2014To31Dec2014_DirectorsPlanMember" decimals="-3">60000</us-gaap:OtherComprehensiveIncomeLossReclassificationAdjustmentFromAOCIPensionAndOtherPostretirementBenefitPlansForNetGainLossBeforeTax>
  <us-gaap:OtherComprehensiveIncomeLossReclassificationAdjustmentFromAOCIPensionAndOtherPostretirementBenefitPlansForNetGainLossBeforeTax unitRef="usd" contextRef="c589_From1Jan2013To31Dec2013_DirectorsPlanMember" decimals="-3">36000</us-gaap:OtherComprehensiveIncomeLossReclassificationAdjustmentFromAOCIPensionAndOtherPostretirementBenefitPlansForNetGainLossBeforeTax>
  <us-gaap:OtherComprehensiveIncomeDefinedBenefitPlanNetPriorServiceCostCreditArisingDuringPeriodBeforeTax unitRef="usd" contextRef="c506_From1Jan2015To31Dec2015_DirectorsPlanMember" decimals="-3">-40000</us-gaap:OtherComprehensiveIncomeDefinedBenefitPlanNetPriorServiceCostCreditArisingDuringPeriodBeforeTax>
  <us-gaap:OtherComprehensiveIncomeDefinedBenefitPlanNetPriorServiceCostCreditArisingDuringPeriodBeforeTax unitRef="usd" contextRef="c588_From1Jan2014To31Dec2014_DirectorsPlanMember" decimals="-3">-40000</us-gaap:OtherComprehensiveIncomeDefinedBenefitPlanNetPriorServiceCostCreditArisingDuringPeriodBeforeTax>
  <us-gaap:OtherComprehensiveIncomeDefinedBenefitPlanNetPriorServiceCostCreditArisingDuringPeriodBeforeTax unitRef="usd" contextRef="c589_From1Jan2013To31Dec2013_DirectorsPlanMember" decimals="-3">-40000</us-gaap:OtherComprehensiveIncomeDefinedBenefitPlanNetPriorServiceCostCreditArisingDuringPeriodBeforeTax>
  <us-gaap:DefinedBenefitPlanAmountsRecognizedInOtherComprehensiveIncomeLossNetGainLossBeforeTax unitRef="usd" contextRef="c506_From1Jan2015To31Dec2015_DirectorsPlanMember" decimals="-3">114000</us-gaap:DefinedBenefitPlanAmountsRecognizedInOtherComprehensiveIncomeLossNetGainLossBeforeTax>
  <us-gaap:DefinedBenefitPlanAmountsRecognizedInOtherComprehensiveIncomeLossNetGainLossBeforeTax unitRef="usd" contextRef="c588_From1Jan2014To31Dec2014_DirectorsPlanMember" decimals="-3">32000</us-gaap:DefinedBenefitPlanAmountsRecognizedInOtherComprehensiveIncomeLossNetGainLossBeforeTax>
  <us-gaap:DefinedBenefitPlanAmountsRecognizedInOtherComprehensiveIncomeLossNetGainLossBeforeTax unitRef="usd" contextRef="c589_From1Jan2013To31Dec2013_DirectorsPlanMember" decimals="-3">126000</us-gaap:DefinedBenefitPlanAmountsRecognizedInOtherComprehensiveIncomeLossNetGainLossBeforeTax>
  <us-gaap:AmountRecognizedInNetPeriodicBenefitCostAndOtherComprehensiveIncomeLossBeforeTax unitRef="usd" contextRef="c506_From1Jan2015To31Dec2015_DirectorsPlanMember" decimals="-3">10000</us-gaap:AmountRecognizedInNetPeriodicBenefitCostAndOtherComprehensiveIncomeLossBeforeTax>
  <us-gaap:AmountRecognizedInNetPeriodicBenefitCostAndOtherComprehensiveIncomeLossBeforeTax unitRef="usd" contextRef="c588_From1Jan2014To31Dec2014_DirectorsPlanMember" decimals="-3">118000</us-gaap:AmountRecognizedInNetPeriodicBenefitCostAndOtherComprehensiveIncomeLossBeforeTax>
  <us-gaap:AmountRecognizedInNetPeriodicBenefitCostAndOtherComprehensiveIncomeLossBeforeTax unitRef="usd" contextRef="c589_From1Jan2013To31Dec2013_DirectorsPlanMember" decimals="-3">58000</us-gaap:AmountRecognizedInNetPeriodicBenefitCostAndOtherComprehensiveIncomeLossBeforeTax>
  <us-gaap:ScheduleOfAssumptionsUsedTableTextBlock contextRef="c590_From1Jan2015To31Dec2015_AssumptionsUsedToDetermineBenefitObligationsAndPeriodicPensionExpenseForTheDirectorsPlanMember">&lt;table cellpadding=&quot;0&quot; cellspacing=&quot;0&quot; style=&quot;border-collapse: collapse; width: 100%; font: 10pt Times New Roman, Times, Serif&quot;&gt;

      &lt;tr style=&quot;vertical-align: bottom&quot;&gt;
       &lt;td style=&quot;text-align: center&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;padding-bottom: 1pt&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td colspan=&quot;3&quot; style=&quot;text-align: center; border-bottom: Black 1pt solid&quot;&gt;2015&lt;/td&gt;
       &lt;td style=&quot;padding-bottom: 1pt&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td colspan=&quot;3&quot; style=&quot;text-align: center; border-bottom: Black 1pt solid&quot;&gt;2014&lt;/td&gt;
       &lt;td style=&quot;padding-bottom: 1pt&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td colspan=&quot;3&quot; style=&quot;text-align: center; border-bottom: Black 1pt solid&quot;&gt;2013&lt;/td&gt;
      &lt;/tr&gt;
      &lt;tr style=&quot;vertical-align: bottom; background-color: rgb(204,238,255)&quot;&gt;
       &lt;td style=&quot;width: 61%; text-align: left&quot;&gt;Weighted average discount rate for the benefit obligation&lt;/td&gt;
       &lt;td style=&quot;width: 1%&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;width: 1%; text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;width: 10%; text-align: right&quot;&gt;4.06&lt;/td&gt;
       &lt;td style=&quot;width: 1%; text-align: left&quot;&gt;%&lt;/td&gt;
       &lt;td style=&quot;width: 1%&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;width: 1%; text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;width: 10%; text-align: right&quot;&gt;3.76&lt;/td&gt;
       &lt;td style=&quot;width: 1%; text-align: left&quot;&gt;%&lt;/td&gt;
       &lt;td style=&quot;width: 1%&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;width: 1%; text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;width: 10%; text-align: right&quot;&gt;4.60&lt;/td&gt;
       &lt;td style=&quot;width: 1%; text-align: left&quot;&gt;%&lt;/td&gt;
      &lt;/tr&gt;
      &lt;tr style=&quot;vertical-align: bottom; background-color: White&quot;&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;Weighted average discount rate for periodic pension benefit expense&lt;/td&gt;
       &lt;td&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: right&quot;&gt;3.76&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;%&lt;/td&gt;
       &lt;td&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: right&quot;&gt;4.60&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;%&lt;/td&gt;
       &lt;td&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: right&quot;&gt;3.75&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;%&lt;/td&gt;
      &lt;/tr&gt;
      &lt;tr style=&quot;vertical-align: bottom; background-color: rgb(204,238,255)&quot;&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;Rate of increase in future compensation levels&lt;/td&gt;
       &lt;td&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: right&quot;&gt;n/a&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: right&quot;&gt;n/a&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: right&quot;&gt;n/a&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;/tr&gt;

    &lt;/table&gt;</us-gaap:ScheduleOfAssumptionsUsedTableTextBlock>
  <us-gaap:DefinedBenefitPlanAssumptionsUsedCalculatingBenefitObligationDiscountRate unitRef="pure" contextRef="c518_AsOf31Dec2015_DirectorsPlanMember" decimals="4">0.0406</us-gaap:DefinedBenefitPlanAssumptionsUsedCalculatingBenefitObligationDiscountRate>
  <us-gaap:DefinedBenefitPlanAssumptionsUsedCalculatingBenefitObligationDiscountRate unitRef="pure" contextRef="c519_AsOf31Dec2014_DirectorsPlanMember" decimals="4">0.0376</us-gaap:DefinedBenefitPlanAssumptionsUsedCalculatingBenefitObligationDiscountRate>
  <us-gaap:DefinedBenefitPlanAssumptionsUsedCalculatingBenefitObligationDiscountRate unitRef="pure" contextRef="c520_AsOf31Dec2013_DirectorsPlanMember" decimals="4">0.0460</us-gaap:DefinedBenefitPlanAssumptionsUsedCalculatingBenefitObligationDiscountRate>
  <us-gaap:DefinedBenefitPlanAssumptionsUsedCalculatingNetPeriodicBenefitCostDiscountRate unitRef="pure" contextRef="c506_From1Jan2015To31Dec2015_DirectorsPlanMember" decimals="4">0.0376</us-gaap:DefinedBenefitPlanAssumptionsUsedCalculatingNetPeriodicBenefitCostDiscountRate>
  <us-gaap:DefinedBenefitPlanAssumptionsUsedCalculatingNetPeriodicBenefitCostDiscountRate unitRef="pure" contextRef="c588_From1Jan2014To31Dec2014_DirectorsPlanMember" decimals="4">0.0460</us-gaap:DefinedBenefitPlanAssumptionsUsedCalculatingNetPeriodicBenefitCostDiscountRate>
  <us-gaap:DefinedBenefitPlanAssumptionsUsedCalculatingNetPeriodicBenefitCostDiscountRate unitRef="pure" contextRef="c589_From1Jan2013To31Dec2013_DirectorsPlanMember" decimals="4">0.0375</us-gaap:DefinedBenefitPlanAssumptionsUsedCalculatingNetPeriodicBenefitCostDiscountRate>
  <us-gaap:DefinedBenefitPlanAssumptionsUsedCalculatingNetPeriodicBenefitCostRateOfCompensationIncrease unitRef="pure" contextRef="c506_From1Jan2015To31Dec2015_DirectorsPlanMember" xs:nil="true"/>
  <us-gaap:DefinedBenefitPlanAssumptionsUsedCalculatingNetPeriodicBenefitCostRateOfCompensationIncrease unitRef="pure" contextRef="c588_From1Jan2014To31Dec2014_DirectorsPlanMember" xs:nil="true"/>
  <us-gaap:DefinedBenefitPlanAssumptionsUsedCalculatingNetPeriodicBenefitCostRateOfCompensationIncrease unitRef="pure" contextRef="c589_From1Jan2013To31Dec2013_DirectorsPlanMember" xs:nil="true"/>
  <us-gaap:ScheduleOfExpectedBenefitPaymentsTableTextBlock contextRef="c506_From1Jan2015To31Dec2015_DirectorsPlanMember">&lt;table cellpadding=&quot;0&quot; cellspacing=&quot;0&quot; style=&quot;border-collapse: collapse; width: 100%; font: 10pt Times New Roman, Times, Serif&quot;&gt;

      &lt;tr style=&quot;vertical-align: bottom&quot;&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;For the years ending December 31:&lt;/td&gt;
       &lt;td style=&quot;padding-bottom: 1pt&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td colspan=&quot;3&quot; style=&quot;text-align: center; border-bottom: Black 1pt solid&quot;&gt;Future Benefit &lt;br /&gt; Payments&lt;/td&gt;
      &lt;/tr&gt;
      &lt;tr style=&quot;vertical-align: bottom&quot;&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;font-style: italic&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td colspan=&quot;3&quot; style=&quot;font-style: italic; text-align: center&quot;&gt;(In thousands)&lt;/td&gt;
      &lt;/tr&gt;
      &lt;tr style=&quot;vertical-align: bottom; background-color: rgb(204,238,255)&quot;&gt;
       &lt;td style=&quot;width: 85%; text-align: left&quot;&gt;2016&lt;/td&gt;
       &lt;td style=&quot;width: 1%&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;width: 1%; text-align: left&quot;&gt;$&lt;/td&gt;
       &lt;td style=&quot;width: 12%; text-align: right&quot;&gt;288&lt;/td&gt;
       &lt;td style=&quot;width: 1%; text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;/tr&gt;
      &lt;tr style=&quot;vertical-align: bottom; background-color: White&quot;&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;2017&lt;/td&gt;
       &lt;td&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: right&quot;&gt;288&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;/tr&gt;
      &lt;tr style=&quot;vertical-align: bottom; background-color: rgb(204,238,255)&quot;&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;2018&lt;/td&gt;
       &lt;td&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: right&quot;&gt;272&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;/tr&gt;
      &lt;tr style=&quot;vertical-align: bottom; background-color: White&quot;&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;2019&lt;/td&gt;
       &lt;td&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: right&quot;&gt;288&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;/tr&gt;
      &lt;tr style=&quot;vertical-align: bottom; background-color: rgb(204,238,255)&quot;&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;2020&lt;/td&gt;
       &lt;td&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: right&quot;&gt;288&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;/tr&gt;
      &lt;tr style=&quot;vertical-align: bottom; background-color: White&quot;&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;2021 &amp;#x2013; 2025&lt;/td&gt;
       &lt;td&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: right&quot;&gt;1,244&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;/tr&gt;

    &lt;/table&gt;</us-gaap:ScheduleOfExpectedBenefitPaymentsTableTextBlock>
  <us-gaap:DefinedBenefitPlanExpectedFutureBenefitPaymentsNextTwelveMonths unitRef="usd" contextRef="c518_AsOf31Dec2015_DirectorsPlanMember" decimals="-3">288000</us-gaap:DefinedBenefitPlanExpectedFutureBenefitPaymentsNextTwelveMonths>
  <us-gaap:DefinedBenefitPlanExpectedFutureBenefitPaymentsYearThree unitRef="usd" contextRef="c518_AsOf31Dec2015_DirectorsPlanMember" decimals="-3">288000</us-gaap:DefinedBenefitPlanExpectedFutureBenefitPaymentsYearThree>
  <us-gaap:DefinedBenefitPlanExpectedFutureBenefitPaymentsYearFour unitRef="usd" contextRef="c518_AsOf31Dec2015_DirectorsPlanMember" decimals="-3">272000</us-gaap:DefinedBenefitPlanExpectedFutureBenefitPaymentsYearFour>
  <us-gaap:DefinedBenefitPlanExpectedFutureBenefitPaymentsYearFive unitRef="usd" contextRef="c518_AsOf31Dec2015_DirectorsPlanMember" decimals="-3">288000</us-gaap:DefinedBenefitPlanExpectedFutureBenefitPaymentsYearFive>
  <us-gaap:DefinedBenefitPlanExpectedFutureBenefitPaymentsYearTwo unitRef="usd" contextRef="c518_AsOf31Dec2015_DirectorsPlanMember" decimals="-3">288000</us-gaap:DefinedBenefitPlanExpectedFutureBenefitPaymentsYearTwo>
  <us-gaap:DefinedBenefitPlanExpectedFutureBenefitPaymentsFiveFiscalYearsThereafter unitRef="usd" contextRef="c518_AsOf31Dec2015_DirectorsPlanMember" decimals="-3">1244000</us-gaap:DefinedBenefitPlanExpectedFutureBenefitPaymentsFiveFiscalYearsThereafter>
  <us-gaap:StockholdersEquityNoteDisclosureTextBlock contextRef="c2_From1Jan2015To31Dec2015">&lt;p style=&quot;font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify&quot;&gt;&lt;b&gt;13. Stockholders&amp;#x2019; Equity&lt;/b&gt;&lt;/p&gt;&lt;br/&gt;&lt;p style=&quot;font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify&quot;&gt;&lt;b&gt;Dividend Restrictions on the Bank:&lt;/b&gt;&lt;/p&gt;&lt;br/&gt;&lt;p style=&quot;font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify&quot;&gt;In connection with the Bank&amp;#x2019;s conversion from mutual to stock form in November 1995, a special liquidation account was established at the time of conversion, in accordance with the requirements of its primary regulator, which was equal to its capital as of June 30, 1995. The liquidation account is reduced as and to the extent that eligible account holders have reduced their qualifying deposits. Subsequent increases in deposits do not restore an eligible account holder&amp;#x2019;s interest in the liquidation account. In the event of a complete liquidation of the Bank, each eligible account holder will be entitled to receive a distribution from the liquidation account in an amount proportionate to the current adjusted qualifying balances for accounts then held. As of December 31, 2015, the Bank&amp;#x2019;s liquidation account was $0.8 million, and was presented within retained earnings.&lt;/p&gt;&lt;br/&gt;&lt;p style=&quot;font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify&quot;&gt;In addition to the restriction described above, New York State and Federal banking regulations place certain restrictions on dividends paid by the Bank to the Holding Company. The total amount of dividends which may be paid at any date is generally limited to the net income of the Bank for the current year and prior two years, less any dividends previously paid from those earnings. As of December 31, 2015, the Bank had $67.4 million in retained earnings available to distribute to the Holding Company in the form of cash dividends.&lt;/p&gt;&lt;br/&gt;&lt;p style=&quot;font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify&quot;&gt;In addition, dividends paid by the Bank to the Holding Company would be prohibited if the effect thereof would cause the Bank&amp;#x2019;s capital to be reduced below applicable minimum capital requirements.&lt;/p&gt;&lt;br/&gt;&lt;p style=&quot;font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify&quot;&gt;As a bank holding company, the Holding Company is subject to similar dividend restrictions.&lt;/p&gt;&lt;br/&gt;&lt;p style=&quot;font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify&quot;&gt;&lt;b&gt;Stockholder Rights Plan:&lt;/b&gt;&lt;/p&gt;&lt;br/&gt;&lt;p style=&quot;font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 0in&quot;&gt;The Holding Company has adopted a Shareholder Rights Plan under which each stockholder has one right to purchase from the Holding Company, for each share of common stock owned, one one-hundredth of a share of Series A junior participating preferred stock at a price of $65. The rights will become exercisable only if a person or group acquires 15% or more of the Holding Company&amp;#x2019;s common stock or commences a tender or exchange offer which, if consummated, would result in that person or group owning at least 15% of the Common Stock (the &amp;#x201c;acquiring person or group&amp;#x201d;). In such case, all stockholders other than the acquiring person or group will be entitled to purchase, by paying the $65 exercise price, Common Stock (or a common stock equivalent) with a value of twice the exercise price. In addition, at any time after such event, and prior to the acquisition by any person or group of 50% or more of the Common Stock, the Board of Directors may, at its option, require each outstanding right (other than rights held by the acquiring person or group) to be exchanged for one share of Common Stock (or one common stock equivalent). If a person or group becomes an acquiring person and the Holding Company is acquired in a merger or other business combination or sells more than 50% of its assets or earning power, each right will entitle all other holders to purchase, by payment of $65 exercise price, common stock of the acquiring company with a value of twice the exercise price. The Shareholder Rights Plan expires on September 30, 2016.&lt;/p&gt;&lt;br/&gt;&lt;p style=&quot;font: 10pt Times New Roman, Times, Serif; margin: 0pt 0.25in 0pt 0; text-align: justify&quot;&gt;&lt;b&gt;Treasury Stock Transactions:&lt;/b&gt;&lt;/p&gt;&lt;br/&gt;&lt;p style=&quot;font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify&quot;&gt;The Holding Company repurchased 735,599 common shares at an average cost of $19.51 and 914,671 common shares at an average cost of $19.29 during the years ended December 31, 2015 and 2014, respectively. At December 31, 2015, 899,600 shares remain to be repurchased under the current stock repurchase program. Stock will be purchased under the current stock repurchase program from time to time, in the open market or through private transactions, subject to market conditions and at the discretion of the management of the Company. There is no expiration or maximum dollar amount under this authorization.&lt;/p&gt;&lt;br/&gt;&lt;p style=&quot;font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify&quot;&gt;&lt;b&gt;Accumulated Other Comprehensive Income (Loss):&lt;/b&gt;&lt;/p&gt;&lt;br/&gt;&lt;p style=&quot;font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify&quot;&gt;The following are changes in accumulated other comprehensive income (loss) by component, net of tax, for the years ended December 31, 2015, 2014 and 2013:&lt;/p&gt;&lt;br/&gt;&lt;table cellpadding=&quot;0&quot; cellspacing=&quot;0&quot; style=&quot;border-collapse: collapse; width: 100%; font: 10pt Times New Roman, Times, Serif&quot;&gt;

      &lt;tr style=&quot;vertical-align: bottom&quot;&gt;
       &lt;td colspan=&quot;1&quot; style=&quot;text-align: left; padding-left: 30pt&quot;&gt;&lt;u&gt;December 31, 2015&lt;/u&gt;&lt;/td&gt;
       &lt;td style=&quot;padding-bottom: 1pt&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td colspan=&quot;3&quot; style=&quot;text-align: center; border-bottom: Black 1pt solid&quot;&gt;Unrealized Gains &lt;br /&gt; and (Losses) on &lt;br /&gt; Available for Sale &lt;br /&gt; Securities&lt;/td&gt;
       &lt;td style=&quot;padding-bottom: 1pt&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td colspan=&quot;3&quot; style=&quot;text-align: center; border-bottom: Black 1pt solid&quot;&gt;Defined Benefit &lt;br /&gt; Pension Items&lt;/td&gt;
       &lt;td style=&quot;padding-bottom: 1pt&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td colspan=&quot;3&quot; style=&quot;text-align: center; border-bottom: Black 1pt solid&quot;&gt;Total&lt;/td&gt;
      &lt;/tr&gt;
      &lt;tr style=&quot;vertical-align: bottom&quot;&gt;
       &lt;td&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;font-style: italic&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td colspan=&quot;11&quot; style=&quot;font-style: italic; text-align: center&quot;&gt;(In thousands)&lt;/td&gt;
      &lt;/tr&gt;
      &lt;tr style=&quot;vertical-align: bottom; background-color: rgb(204,238,255)&quot;&gt;
       &lt;td style=&quot;width: 61%; text-align: left; padding-bottom: 1pt&quot;&gt;Beginning balance, net of tax&lt;/td&gt;
       &lt;td style=&quot;width: 1%; padding-bottom: 1pt&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;width: 1%; border-bottom: Black 1pt solid; text-align: left&quot;&gt;$&lt;/td&gt;
       &lt;td style=&quot;width: 10%; border-bottom: Black 1pt solid; text-align: right&quot;&gt;3,392&lt;/td&gt;
       &lt;td style=&quot;width: 1%; border-bottom: Black 1pt solid; text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;width: 1%; padding-bottom: 1pt&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;width: 1%; border-bottom: Black 1pt solid; text-align: left&quot;&gt;$&lt;/td&gt;
       &lt;td style=&quot;width: 10%; border-bottom: Black 1pt solid; text-align: right&quot;&gt;(6,299&lt;/td&gt;
       &lt;td style=&quot;width: 1%; border-bottom: Black 1pt solid; text-align: left&quot;&gt;)&lt;/td&gt;
       &lt;td style=&quot;width: 1%; padding-bottom: 1pt&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;width: 1%; border-bottom: Black 1pt solid; text-align: left&quot;&gt;$&lt;/td&gt;
       &lt;td style=&quot;width: 10%; border-bottom: Black 1pt solid; text-align: right&quot;&gt;(2,907&lt;/td&gt;
       &lt;td style=&quot;width: 1%; border-bottom: Black 1pt solid; text-align: left&quot;&gt;)&lt;/td&gt;
      &lt;/tr&gt;
      &lt;tr style=&quot;vertical-align: bottom; background-color: White&quot;&gt;
       &lt;td style=&quot;text-align: left; padding-left: 10pt&quot;&gt;Other comprehensive income (loss) before reclassifications, net of tax&lt;/td&gt;
       &lt;td&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: right&quot;&gt;(3,818&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;)&lt;/td&gt;
       &lt;td&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: right&quot;&gt;615&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: right&quot;&gt;(3,203&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;)&lt;/td&gt;
      &lt;/tr&gt;
      &lt;tr style=&quot;vertical-align: bottom; background-color: rgb(204,238,255)&quot;&gt;
       &lt;td&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: right&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: right&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: right&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;/tr&gt;
      &lt;tr style=&quot;vertical-align: bottom; background-color: White&quot;&gt;
       &lt;td style=&quot;text-align: left; padding-bottom: 1pt; padding-left: 10pt&quot;&gt;Amounts reclassified from accumulated other comprehensive income (loss), net of tax&lt;/td&gt;
       &lt;td style=&quot;padding-bottom: 1pt&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;border-bottom: Black 1pt solid; text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;border-bottom: Black 1pt solid; text-align: right&quot;&gt;(95&lt;/td&gt;
       &lt;td style=&quot;border-bottom: Black 1pt solid; text-align: left&quot;&gt;)&lt;/td&gt;
       &lt;td style=&quot;padding-bottom: 1pt&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;border-bottom: Black 1pt solid; text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;border-bottom: Black 1pt solid; text-align: right&quot;&gt;643&lt;/td&gt;
       &lt;td style=&quot;border-bottom: Black 1pt solid; text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;padding-bottom: 1pt&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;border-bottom: Black 1pt solid; text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;border-bottom: Black 1pt solid; text-align: right&quot;&gt;548&lt;/td&gt;
       &lt;td style=&quot;border-bottom: Black 1pt solid; text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;/tr&gt;
      &lt;tr style=&quot;vertical-align: bottom; background-color: rgb(204,238,255)&quot;&gt;
       &lt;td&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: right&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: right&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: right&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;/tr&gt;
      &lt;tr style=&quot;vertical-align: bottom; background-color: White&quot;&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;Net current period other comprehensive income (loss), net of tax&lt;/td&gt;
       &lt;td&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: right&quot;&gt;(3,913&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;)&lt;/td&gt;
       &lt;td&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: right&quot;&gt;1,258&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: right&quot;&gt;(2,655&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;)&lt;/td&gt;
      &lt;/tr&gt;
      &lt;tr style=&quot;vertical-align: bottom; background-color: rgb(204,238,255)&quot;&gt;
       &lt;td style=&quot;padding-bottom: 1pt&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;padding-bottom: 1pt&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;border-bottom: Black 1pt solid; text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;border-bottom: Black 1pt solid; text-align: right&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;border-bottom: Black 1pt solid; text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;padding-bottom: 1pt&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;border-bottom: Black 1pt solid; text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;border-bottom: Black 1pt solid; text-align: right&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;border-bottom: Black 1pt solid; text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;padding-bottom: 1pt&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;border-bottom: Black 1pt solid; text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;border-bottom: Black 1pt solid; text-align: right&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;border-bottom: Black 1pt solid; text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;/tr&gt;
      &lt;tr style=&quot;vertical-align: bottom; background-color: White&quot;&gt;
       &lt;td style=&quot;padding-bottom: 2.25pt&quot;&gt;Ending balance, net of tax&lt;/td&gt;
       &lt;td style=&quot;padding-bottom: 2.25pt&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;border-bottom: Black 2.25pt double; text-align: left&quot;&gt;$&lt;/td&gt;
       &lt;td style=&quot;border-bottom: Black 2.25pt double; text-align: right&quot;&gt;(521&lt;/td&gt;
       &lt;td style=&quot;border-bottom: Black 2.25pt double; text-align: left&quot;&gt;)&lt;/td&gt;
       &lt;td style=&quot;padding-bottom: 2.25pt&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;border-bottom: Black 2.25pt double; text-align: left&quot;&gt;$&lt;/td&gt;
       &lt;td style=&quot;border-bottom: Black 2.25pt double; text-align: right&quot;&gt;(5,041&lt;/td&gt;
       &lt;td style=&quot;border-bottom: Black 2.25pt double; text-align: left&quot;&gt;)&lt;/td&gt;
       &lt;td style=&quot;padding-bottom: 2.25pt&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;border-bottom: Black 2.25pt double; text-align: left&quot;&gt;$&lt;/td&gt;
       &lt;td style=&quot;border-bottom: Black 2.25pt double; text-align: right&quot;&gt;(5,562&lt;/td&gt;
       &lt;td style=&quot;border-bottom: Black 2.25pt double; text-align: left&quot;&gt;)&lt;/td&gt;
      &lt;/tr&gt;

    &lt;/table&gt;&lt;br/&gt;&lt;table cellpadding=&quot;0&quot; cellspacing=&quot;0&quot; style=&quot;border-collapse: collapse; width: 100%; font: 10pt Times New Roman, Times, Serif&quot;&gt;

      &lt;tr style=&quot;vertical-align: bottom&quot;&gt;
       &lt;td colspan=&quot;1&quot; style=&quot;text-align: left; padding-left: 30pt&quot;&gt;&lt;u&gt;December 31, 2014&lt;/u&gt;&lt;/td&gt;
       &lt;td style=&quot;padding-bottom: 1pt&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td colspan=&quot;3&quot; style=&quot;text-align: center; border-bottom: Black 1pt solid&quot;&gt;Unrealized Gains &lt;br /&gt; and (Losses) on &lt;br /&gt; Available for Sale &lt;br /&gt; Securities&lt;/td&gt;
       &lt;td style=&quot;padding-bottom: 1pt&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td colspan=&quot;3&quot; style=&quot;text-align: center; border-bottom: Black 1pt solid&quot;&gt;Defined Benefit &lt;br /&gt; Pension Items&lt;/td&gt;
       &lt;td style=&quot;padding-bottom: 1pt&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td colspan=&quot;3&quot; style=&quot;text-align: center; border-bottom: Black 1pt solid&quot;&gt;Total&lt;/td&gt;
      &lt;/tr&gt;
      &lt;tr style=&quot;vertical-align: bottom&quot;&gt;
       &lt;td&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;font-style: italic&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td colspan=&quot;11&quot; style=&quot;font-style: italic; text-align: center&quot;&gt;(In thousands)&lt;/td&gt;
      &lt;/tr&gt;
      &lt;tr style=&quot;vertical-align: bottom; background-color: rgb(204,238,255)&quot;&gt;
       &lt;td style=&quot;width: 61%; text-align: left; padding-bottom: 1pt&quot;&gt;Beginning balance, net of tax&lt;/td&gt;
       &lt;td style=&quot;width: 1%; padding-bottom: 1pt&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;width: 1%; border-bottom: Black 1pt solid; text-align: left&quot;&gt;$&lt;/td&gt;
       &lt;td style=&quot;width: 10%; border-bottom: Black 1pt solid; text-align: right&quot;&gt;(8,522&lt;/td&gt;
       &lt;td style=&quot;width: 1%; border-bottom: Black 1pt solid; text-align: left&quot;&gt;)&lt;/td&gt;
       &lt;td style=&quot;width: 1%; padding-bottom: 1pt&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;width: 1%; border-bottom: Black 1pt solid; text-align: left&quot;&gt;$&lt;/td&gt;
       &lt;td style=&quot;width: 10%; border-bottom: Black 1pt solid; text-align: right&quot;&gt;(2,853&lt;/td&gt;
       &lt;td style=&quot;width: 1%; border-bottom: Black 1pt solid; text-align: left&quot;&gt;)&lt;/td&gt;
       &lt;td style=&quot;width: 1%; padding-bottom: 1pt&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;width: 1%; border-bottom: Black 1pt solid; text-align: left&quot;&gt;$&lt;/td&gt;
       &lt;td style=&quot;width: 10%; border-bottom: Black 1pt solid; text-align: right&quot;&gt;(11,375&lt;/td&gt;
       &lt;td style=&quot;width: 1%; border-bottom: Black 1pt solid; text-align: left&quot;&gt;)&lt;/td&gt;
      &lt;/tr&gt;
      &lt;tr style=&quot;vertical-align: bottom; background-color: White&quot;&gt;
       &lt;td style=&quot;text-align: left; padding-left: 10pt&quot;&gt;Other comprehensive income (loss) before reclassifications, net of tax&lt;/td&gt;
       &lt;td&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: right&quot;&gt;13,548&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: right&quot;&gt;(3,790&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;)&lt;/td&gt;
       &lt;td&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: right&quot;&gt;9,758&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;/tr&gt;
      &lt;tr style=&quot;vertical-align: bottom; background-color: rgb(204,238,255)&quot;&gt;
       &lt;td&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: right&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: right&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: right&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;/tr&gt;
      &lt;tr style=&quot;vertical-align: bottom; background-color: White&quot;&gt;
       &lt;td style=&quot;text-align: left; padding-bottom: 1pt; padding-left: 10pt&quot;&gt;Amounts reclassified from accumulated other comprehensive income (loss), net of tax&lt;/td&gt;
       &lt;td style=&quot;padding-bottom: 1pt&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;border-bottom: Black 1pt solid; text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;border-bottom: Black 1pt solid; text-align: right&quot;&gt;(1,634&lt;/td&gt;
       &lt;td style=&quot;border-bottom: Black 1pt solid; text-align: left&quot;&gt;)&lt;/td&gt;
       &lt;td style=&quot;padding-bottom: 1pt&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;border-bottom: Black 1pt solid; text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;border-bottom: Black 1pt solid; text-align: right&quot;&gt;344&lt;/td&gt;
       &lt;td style=&quot;border-bottom: Black 1pt solid; text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;padding-bottom: 1pt&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;border-bottom: Black 1pt solid; text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;border-bottom: Black 1pt solid; text-align: right&quot;&gt;(1,290&lt;/td&gt;
       &lt;td style=&quot;border-bottom: Black 1pt solid; text-align: left&quot;&gt;)&lt;/td&gt;
      &lt;/tr&gt;
      &lt;tr style=&quot;vertical-align: bottom; background-color: rgb(204,238,255)&quot;&gt;
       &lt;td&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: right&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: right&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: right&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;/tr&gt;
      &lt;tr style=&quot;vertical-align: bottom; background-color: White&quot;&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;Net current period other comprehensive income (loss), net of tax&lt;/td&gt;
       &lt;td&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: right&quot;&gt;11,914&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: right&quot;&gt;(3,446&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;)&lt;/td&gt;
       &lt;td&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: right&quot;&gt;8,468&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;/tr&gt;
      &lt;tr style=&quot;vertical-align: bottom; background-color: rgb(204,238,255)&quot;&gt;
       &lt;td style=&quot;padding-bottom: 1pt&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;padding-bottom: 1pt&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;border-bottom: Black 1pt solid; text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;border-bottom: Black 1pt solid; text-align: right&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;border-bottom: Black 1pt solid; text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;padding-bottom: 1pt&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;border-bottom: Black 1pt solid; text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;border-bottom: Black 1pt solid; text-align: right&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;border-bottom: Black 1pt solid; text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;padding-bottom: 1pt&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;border-bottom: Black 1pt solid; text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;border-bottom: Black 1pt solid; text-align: right&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;border-bottom: Black 1pt solid; text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;/tr&gt;
      &lt;tr style=&quot;vertical-align: bottom; background-color: White&quot;&gt;
       &lt;td style=&quot;padding-bottom: 2.25pt&quot;&gt;Ending balance, net of tax&lt;/td&gt;
       &lt;td style=&quot;padding-bottom: 2.25pt&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;border-bottom: Black 2.25pt double; text-align: left&quot;&gt;$&lt;/td&gt;
       &lt;td style=&quot;border-bottom: Black 2.25pt double; text-align: right&quot;&gt;3,392&lt;/td&gt;
       &lt;td style=&quot;border-bottom: Black 2.25pt double; text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;padding-bottom: 2.25pt&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;border-bottom: Black 2.25pt double; text-align: left&quot;&gt;$&lt;/td&gt;
       &lt;td style=&quot;border-bottom: Black 2.25pt double; text-align: right&quot;&gt;(6,299&lt;/td&gt;
       &lt;td style=&quot;border-bottom: Black 2.25pt double; text-align: left&quot;&gt;)&lt;/td&gt;
       &lt;td style=&quot;padding-bottom: 2.25pt&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;border-bottom: Black 2.25pt double; text-align: left&quot;&gt;$&lt;/td&gt;
       &lt;td style=&quot;border-bottom: Black 2.25pt double; text-align: right&quot;&gt;(2,907&lt;/td&gt;
       &lt;td style=&quot;border-bottom: Black 2.25pt double; text-align: left&quot;&gt;)&lt;/td&gt;
      &lt;/tr&gt;

    &lt;/table&gt;&lt;br/&gt;&lt;table cellpadding=&quot;0&quot; cellspacing=&quot;0&quot; style=&quot;border-collapse: collapse; width: 100%; font: 10pt Times New Roman, Times, Serif&quot;&gt;

      &lt;tr style=&quot;vertical-align: bottom&quot;&gt;
       &lt;td colspan=&quot;1&quot; style=&quot;text-align: left; padding-left: 30pt&quot;&gt;&lt;u&gt;December 31, 2013&lt;/u&gt;&lt;/td&gt;
       &lt;td style=&quot;padding-bottom: 1pt&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td colspan=&quot;3&quot; style=&quot;text-align: center; border-bottom: Black 1pt solid&quot;&gt;Unrealized Gains &lt;br /&gt; and (Losses) on &lt;br /&gt; Available for Sale &lt;br /&gt; Securities&lt;/td&gt;
       &lt;td style=&quot;padding-bottom: 1pt&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td colspan=&quot;3&quot; style=&quot;text-align: center; border-bottom: Black 1pt solid&quot;&gt;Defined Benefit &lt;br /&gt; Pension Items&lt;/td&gt;
       &lt;td style=&quot;padding-bottom: 1pt&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td colspan=&quot;3&quot; style=&quot;text-align: center; border-bottom: Black 1pt solid&quot;&gt;Total&lt;/td&gt;
      &lt;/tr&gt;
      &lt;tr style=&quot;vertical-align: bottom&quot;&gt;
       &lt;td&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;font-style: italic&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td colspan=&quot;11&quot; style=&quot;font-style: italic; text-align: center&quot;&gt;(In thousands)&lt;/td&gt;
      &lt;/tr&gt;
      &lt;tr style=&quot;vertical-align: bottom; background-color: rgb(204,238,255)&quot;&gt;
       &lt;td style=&quot;width: 61%; text-align: left; padding-bottom: 1pt&quot;&gt;Beginning balance, net of tax&lt;/td&gt;
       &lt;td style=&quot;width: 1%; padding-bottom: 1pt&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;width: 1%; border-bottom: Black 1pt solid; text-align: left&quot;&gt;$&lt;/td&gt;
       &lt;td style=&quot;width: 10%; border-bottom: Black 1pt solid; text-align: right&quot;&gt;18,921&lt;/td&gt;
       &lt;td style=&quot;width: 1%; border-bottom: Black 1pt solid; text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;width: 1%; padding-bottom: 1pt&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;width: 1%; border-bottom: Black 1pt solid; text-align: left&quot;&gt;$&lt;/td&gt;
       &lt;td style=&quot;width: 10%; border-bottom: Black 1pt solid; text-align: right&quot;&gt;(6,784&lt;/td&gt;
       &lt;td style=&quot;width: 1%; border-bottom: Black 1pt solid; text-align: left&quot;&gt;)&lt;/td&gt;
       &lt;td style=&quot;width: 1%; padding-bottom: 1pt&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;width: 1%; border-bottom: Black 1pt solid; text-align: left&quot;&gt;$&lt;/td&gt;
       &lt;td style=&quot;width: 10%; border-bottom: Black 1pt solid; text-align: right&quot;&gt;12,137&lt;/td&gt;
       &lt;td style=&quot;width: 1%; border-bottom: Black 1pt solid; text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;/tr&gt;
      &lt;tr style=&quot;vertical-align: bottom; background-color: White&quot;&gt;
       &lt;td style=&quot;text-align: left; padding-left: 10pt&quot;&gt;Other comprehensive income before reclassifications, net of tax&lt;/td&gt;
       &lt;td&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: right&quot;&gt;(26,541&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;)&lt;/td&gt;
       &lt;td&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: right&quot;&gt;3,261&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: right&quot;&gt;(23,280&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;)&lt;/td&gt;
      &lt;/tr&gt;
      &lt;tr style=&quot;vertical-align: bottom; background-color: rgb(204,238,255)&quot;&gt;
       &lt;td&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: right&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: right&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: right&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;/tr&gt;
      &lt;tr style=&quot;vertical-align: bottom; background-color: White&quot;&gt;
       &lt;td style=&quot;text-align: left; padding-bottom: 1pt; padding-left: 10pt&quot;&gt;Amounts reclassified from accumulated other comprehensive income, net of tax&lt;/td&gt;
       &lt;td style=&quot;padding-bottom: 1pt&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;border-bottom: Black 1pt solid; text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;border-bottom: Black 1pt solid; text-align: right&quot;&gt;(902&lt;/td&gt;
       &lt;td style=&quot;border-bottom: Black 1pt solid; text-align: left&quot;&gt;)&lt;/td&gt;
       &lt;td style=&quot;padding-bottom: 1pt&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;border-bottom: Black 1pt solid; text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;border-bottom: Black 1pt solid; text-align: right&quot;&gt;670&lt;/td&gt;
       &lt;td style=&quot;border-bottom: Black 1pt solid; text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;padding-bottom: 1pt&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;border-bottom: Black 1pt solid; text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;border-bottom: Black 1pt solid; text-align: right&quot;&gt;(232&lt;/td&gt;
       &lt;td style=&quot;border-bottom: Black 1pt solid; text-align: left&quot;&gt;)&lt;/td&gt;
      &lt;/tr&gt;
      &lt;tr style=&quot;vertical-align: bottom; background-color: rgb(204,238,255)&quot;&gt;
       &lt;td&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: right&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: right&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: right&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;/tr&gt;
      &lt;tr style=&quot;vertical-align: bottom; background-color: White&quot;&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;Net current period other comprehensive income, net of tax&lt;/td&gt;
       &lt;td&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: right&quot;&gt;(27,443&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;)&lt;/td&gt;
       &lt;td&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: right&quot;&gt;3,931&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: right&quot;&gt;(23,512&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;)&lt;/td&gt;
      &lt;/tr&gt;
      &lt;tr style=&quot;vertical-align: bottom; background-color: rgb(204,238,255)&quot;&gt;
       &lt;td style=&quot;padding-bottom: 1pt&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;padding-bottom: 1pt&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;border-bottom: Black 1pt solid; text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;border-bottom: Black 1pt solid; text-align: right&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;border-bottom: Black 1pt solid; text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;padding-bottom: 1pt&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;border-bottom: Black 1pt solid; text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;border-bottom: Black 1pt solid; text-align: right&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;border-bottom: Black 1pt solid; text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;padding-bottom: 1pt&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;border-bottom: Black 1pt solid; text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;border-bottom: Black 1pt solid; text-align: right&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;border-bottom: Black 1pt solid; text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;/tr&gt;
      &lt;tr style=&quot;vertical-align: bottom; background-color: White&quot;&gt;
       &lt;td style=&quot;padding-bottom: 2.25pt&quot;&gt;Ending balance, net of tax&lt;/td&gt;
       &lt;td style=&quot;padding-bottom: 2.25pt&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;border-bottom: Black 2.25pt double; text-align: left&quot;&gt;$&lt;/td&gt;
       &lt;td style=&quot;border-bottom: Black 2.25pt double; text-align: right&quot;&gt;(8,522&lt;/td&gt;
       &lt;td style=&quot;border-bottom: Black 2.25pt double; text-align: left&quot;&gt;)&lt;/td&gt;
       &lt;td style=&quot;padding-bottom: 2.25pt&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;border-bottom: Black 2.25pt double; text-align: left&quot;&gt;$&lt;/td&gt;
       &lt;td style=&quot;border-bottom: Black 2.25pt double; text-align: right&quot;&gt;(2,853&lt;/td&gt;
       &lt;td style=&quot;border-bottom: Black 2.25pt double; text-align: left&quot;&gt;)&lt;/td&gt;
       &lt;td style=&quot;padding-bottom: 2.25pt&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;border-bottom: Black 2.25pt double; text-align: left&quot;&gt;$&lt;/td&gt;
       &lt;td style=&quot;border-bottom: Black 2.25pt double; text-align: right&quot;&gt;(11,375&lt;/td&gt;
       &lt;td style=&quot;border-bottom: Black 2.25pt double; text-align: left&quot;&gt;)&lt;/td&gt;
      &lt;/tr&gt;

    &lt;/table&gt;&lt;br/&gt;&lt;p style=&quot;font: 10pt Times New Roman, Times, Serif; margin: 0pt 0&quot;&gt;The following table sets forth significant amounts reclassified out of accumulated other comprehensive income by component for the year ended December 31, 2015:&lt;/p&gt;&lt;br/&gt;&lt;table cellpadding=&quot;0&quot; cellspacing=&quot;0&quot; style=&quot;border-collapse: collapse; width: 100%; font: 10pt Times New Roman, Times, Serif&quot;&gt;

      &lt;tr style=&quot;vertical-align: bottom&quot;&gt;
       &lt;td style=&quot;text-align: center; border-bottom: Black 1pt solid&quot;&gt;Details about Accumulated Other&lt;br /&gt; Comprehensive Income Components&lt;/td&gt;
       &lt;td style=&quot;padding-bottom: 1pt&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td colspan=&quot;3&quot; style=&quot;text-align: center; border-bottom: Black 1pt solid&quot;&gt;Amounts Reclassified from &lt;br /&gt; Accumulated Other &lt;br /&gt; Comprehensive Income&lt;/td&gt;
       &lt;td style=&quot;padding-bottom: 1pt&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: center; border-bottom: Black 1pt solid&quot;&gt;Affected Line Item in the Statement&lt;br /&gt; Where Net Income is Presented&lt;/td&gt;
      &lt;/tr&gt;
      &lt;tr style=&quot;vertical-align: bottom&quot;&gt;
       &lt;td colspan=&quot;7&quot; style=&quot;font-style: italic; text-align: center&quot;&gt;(Dollars in thousands)&lt;/td&gt;
      &lt;/tr&gt;
      &lt;tr style=&quot;vertical-align: bottom; background-color: rgb(204,238,255)&quot;&gt;
       &lt;td style=&quot;width: 40%; text-align: left&quot;&gt;Unrealized gains (losses) on available for sale securities:&lt;/td&gt;
       &lt;td style=&quot;width: 1%&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;width: 1%; text-align: left&quot;&gt;$&lt;/td&gt;
       &lt;td style=&quot;width: 16%; text-align: right&quot;&gt;167&lt;/td&gt;
       &lt;td nowrap=&quot;nowrap&quot; style=&quot;width: 1%; text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;width: 1%&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;width: 40%; text-align: left&quot;&gt;&amp;nbsp;Net gain on sale of securities&lt;/td&gt;
      &lt;/tr&gt;
      &lt;tr style=&quot;vertical-align: bottom; background-color: White&quot;&gt;
       &lt;td style=&quot;padding-bottom: 1pt&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;padding-bottom: 1pt&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;border-bottom: Black 1pt solid; text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;border-bottom: Black 1pt solid; text-align: right&quot;&gt;(72&lt;/td&gt;
       &lt;td nowrap=&quot;nowrap&quot; style=&quot;border-bottom: Black 1pt solid; text-align: left&quot;&gt;)&lt;/td&gt;
       &lt;td style=&quot;padding-bottom: 1pt&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: left; padding-bottom: 1pt&quot;&gt;&amp;nbsp;Tax expense&lt;/td&gt;
      &lt;/tr&gt;
      &lt;tr style=&quot;vertical-align: bottom; background-color: rgb(204,238,255)&quot;&gt;
       &lt;td style=&quot;padding-bottom: 2.25pt&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;padding-bottom: 2.25pt&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;border-bottom: Black 2.25pt double; text-align: left&quot;&gt;$&lt;/td&gt;
       &lt;td style=&quot;border-bottom: Black 2.25pt double; text-align: right&quot;&gt;95&lt;/td&gt;
       &lt;td nowrap=&quot;nowrap&quot; style=&quot;border-bottom: Black 2.25pt double; text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;padding-bottom: 2.25pt&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;padding-bottom: 2.25pt&quot;&gt;&amp;nbsp;Net of tax&lt;/td&gt;
      &lt;/tr&gt;
      &lt;tr style=&quot;vertical-align: bottom; background-color: White&quot;&gt;
       &lt;td&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: right&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td nowrap=&quot;nowrap&quot; style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: right&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;/tr&gt;
      &lt;tr style=&quot;vertical-align: bottom; background-color: rgb(204,238,255)&quot;&gt;
       &lt;td&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: right&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td nowrap=&quot;nowrap&quot; style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: right&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;/tr&gt;
      &lt;tr style=&quot;vertical-align: bottom; background-color: White&quot;&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;Amortization of defined benefit pension items:&lt;/td&gt;
       &lt;td&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: right&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td nowrap=&quot;nowrap&quot; style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: right&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;/tr&gt;
      &lt;tr style=&quot;vertical-align: bottom; background-color: rgb(204,238,255)&quot;&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;Actuarial losses&lt;/td&gt;
       &lt;td&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;$&lt;/td&gt;
       &lt;td style=&quot;text-align: right&quot;&gt;(1,178&lt;/td&gt;
       &lt;td nowrap=&quot;nowrap&quot; style=&quot;text-align: left&quot;&gt;)(1)&lt;/td&gt;
       &lt;td&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;Other operating expense&lt;/td&gt;
      &lt;/tr&gt;
      &lt;tr style=&quot;vertical-align: bottom; background-color: White&quot;&gt;
       &lt;td style=&quot;text-align: left; padding-bottom: 1pt&quot;&gt;Prior service credits&lt;/td&gt;
       &lt;td style=&quot;padding-bottom: 1pt&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;border-bottom: Black 1pt solid; text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;border-bottom: Black 1pt solid; text-align: right&quot;&gt;46&lt;/td&gt;
       &lt;td nowrap=&quot;nowrap&quot; style=&quot;border-bottom: Black 1pt solid; text-align: left&quot;&gt;(1)&lt;/td&gt;
       &lt;td style=&quot;padding-bottom: 1pt&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: left; padding-bottom: 1pt&quot;&gt;&amp;nbsp;Other operating expense&lt;/td&gt;
      &lt;/tr&gt;
      &lt;tr style=&quot;vertical-align: bottom; background-color: rgb(204,238,255)&quot;&gt;
       &lt;td&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: right&quot;&gt;(1,132&lt;/td&gt;
       &lt;td nowrap=&quot;nowrap&quot; style=&quot;text-align: left&quot;&gt;)&lt;/td&gt;
       &lt;td&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;Total before tax&lt;/td&gt;
      &lt;/tr&gt;
      &lt;tr style=&quot;vertical-align: bottom; background-color: White&quot;&gt;
       &lt;td style=&quot;padding-bottom: 1pt&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;padding-bottom: 1pt&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;border-bottom: Black 1pt solid; text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;border-bottom: Black 1pt solid; text-align: right&quot;&gt;489&lt;/td&gt;
       &lt;td nowrap=&quot;nowrap&quot; style=&quot;border-bottom: Black 1pt solid; text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;padding-bottom: 1pt&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: left; padding-bottom: 1pt&quot;&gt;&amp;nbsp;Tax benefit&lt;/td&gt;
      &lt;/tr&gt;
      &lt;tr style=&quot;vertical-align: bottom; background-color: rgb(204,238,255)&quot;&gt;
       &lt;td style=&quot;padding-bottom: 2.25pt&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;padding-bottom: 2.25pt&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;border-bottom: Black 2.25pt double; text-align: left&quot;&gt;$&lt;/td&gt;
       &lt;td style=&quot;border-bottom: Black 2.25pt double; text-align: right&quot;&gt;(643&lt;/td&gt;
       &lt;td nowrap=&quot;nowrap&quot; style=&quot;border-bottom: Black 2.25pt double; text-align: left&quot;&gt;)&lt;/td&gt;
       &lt;td style=&quot;padding-bottom: 2.25pt&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;padding-bottom: 2.25pt&quot;&gt;&amp;nbsp;Net of tax&lt;/td&gt;
      &lt;/tr&gt;

    &lt;/table&gt;&lt;br/&gt;&lt;table cellpadding=&quot;0&quot; cellspacing=&quot;0&quot; style=&quot;font: 10pt Times New Roman, Times, Serif; margin-top: 0; margin-bottom: 6pt&quot;&gt;

     &lt;tr style=&quot;vertical-align: top; text-align: justify&quot;&gt;
      &lt;td style=&quot;width: 55pt; text-align: center&quot;&gt;(1)&lt;/td&gt;
      &lt;td style=&quot;width: 5pt&quot;&gt;&lt;/td&gt;
      &lt;td style=&quot;text-align: justify&quot;&gt;These accumulated other comprehensive income components are included in the computation of net periodic pension cost (see Note 12 of the Notes to Consolidated Financial Statements &amp;#x201c;Pension and Other Postretirement Benefit Plans&amp;#x201d;).&lt;/td&gt;
     &lt;/tr&gt;

   &lt;/table&gt;&lt;br/&gt;&lt;p style=&quot;font: 10pt Times New Roman, Times, Serif; margin: 0pt 0&quot;&gt;The following table sets forth significant amounts reclassified out of accumulated other comprehensive income by component for the year ended December 31, 2014:&lt;/p&gt;&lt;br/&gt;&lt;table cellpadding=&quot;0&quot; cellspacing=&quot;0&quot; style=&quot;border-collapse: collapse; width: 100%; font: 10pt Times New Roman, Times, Serif&quot;&gt;

      &lt;tr style=&quot;vertical-align: bottom&quot;&gt;
       &lt;td style=&quot;text-align: center; border-bottom: Black 1pt solid&quot;&gt;Details about Accumulated Other&lt;br /&gt; Comprehensive Income Components&lt;/td&gt;
       &lt;td style=&quot;padding-bottom: 1pt&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td colspan=&quot;3&quot; style=&quot;text-align: center; border-bottom: Black 1pt solid&quot;&gt;Amounts Reclassified &lt;br /&gt; from Accumulated Other&lt;br /&gt; Comprehensive Income&lt;/td&gt;
       &lt;td style=&quot;padding-bottom: 1pt&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: center; border-bottom: Black 1pt solid&quot;&gt;Affected Line Item in the Statement&lt;br /&gt; Where Net Income is Presented&lt;/td&gt;
      &lt;/tr&gt;
      &lt;tr style=&quot;vertical-align: bottom&quot;&gt;
       &lt;td colspan=&quot;7&quot; style=&quot;font-style: italic; text-align: center&quot;&gt;(Dollars in thousands)&lt;/td&gt;
      &lt;/tr&gt;
      &lt;tr style=&quot;vertical-align: bottom; background-color: White&quot;&gt;
       &lt;td style=&quot;width: 40%; text-align: left&quot;&gt;Unrealized gains (losses) on available for sale securities:&lt;/td&gt;
       &lt;td style=&quot;width: 1%&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;width: 1%; text-align: left&quot;&gt;$&lt;/td&gt;
       &lt;td style=&quot;width: 16%; text-align: right&quot;&gt;2,875&lt;/td&gt;
       &lt;td nowrap=&quot;nowrap&quot; style=&quot;width: 1%; text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;width: 1%&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;width: 40%; text-align: left&quot;&gt;&amp;nbsp;Net gain on sale of securities&lt;/td&gt;
      &lt;/tr&gt;
      &lt;tr style=&quot;vertical-align: bottom; background-color: rgb(204,238,255)&quot;&gt;
       &lt;td style=&quot;padding-bottom: 1pt&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;padding-bottom: 1pt&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;border-bottom: Black 1pt solid; text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;border-bottom: Black 1pt solid; text-align: right&quot;&gt;(1,241&lt;/td&gt;
       &lt;td nowrap=&quot;nowrap&quot; style=&quot;border-bottom: Black 1pt solid; text-align: left&quot;&gt;)&lt;/td&gt;
       &lt;td style=&quot;padding-bottom: 1pt&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: left; padding-bottom: 1pt&quot;&gt;&amp;nbsp;Tax expense&lt;/td&gt;
      &lt;/tr&gt;
      &lt;tr style=&quot;vertical-align: bottom; background-color: White&quot;&gt;
       &lt;td style=&quot;padding-bottom: 2.25pt&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;padding-bottom: 2.25pt&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;border-bottom: Black 2.25pt double; text-align: left&quot;&gt;$&lt;/td&gt;
       &lt;td style=&quot;border-bottom: Black 2.25pt double; text-align: right&quot;&gt;1,634&lt;/td&gt;
       &lt;td nowrap=&quot;nowrap&quot; style=&quot;border-bottom: Black 2.25pt double; text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;padding-bottom: 2.25pt&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;padding-bottom: 2.25pt&quot;&gt;&amp;nbsp;Net of tax&lt;/td&gt;
      &lt;/tr&gt;
      &lt;tr style=&quot;vertical-align: bottom; background-color: rgb(204,238,255)&quot;&gt;
       &lt;td&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: right&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td nowrap=&quot;nowrap&quot; style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: right&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;/tr&gt;
      &lt;tr style=&quot;vertical-align: bottom; background-color: White&quot;&gt;
       &lt;td&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: right&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td nowrap=&quot;nowrap&quot; style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: right&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;/tr&gt;
      &lt;tr style=&quot;vertical-align: bottom; background-color: rgb(204,238,255)&quot;&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;Amortization of defined benefit pension items:&lt;/td&gt;
       &lt;td&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: right&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td nowrap=&quot;nowrap&quot; style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: right&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;/tr&gt;
      &lt;tr style=&quot;vertical-align: bottom; background-color: White&quot;&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;Actuarial losses&lt;/td&gt;
       &lt;td&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;$&lt;/td&gt;
       &lt;td style=&quot;text-align: right&quot;&gt;(700&lt;/td&gt;
       &lt;td nowrap=&quot;nowrap&quot; style=&quot;text-align: left&quot;&gt;)(1)&lt;/td&gt;
       &lt;td&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;Other operating expense&lt;/td&gt;
      &lt;/tr&gt;
      &lt;tr style=&quot;vertical-align: bottom; background-color: rgb(204,238,255)&quot;&gt;
       &lt;td style=&quot;text-align: left; padding-bottom: 1pt&quot;&gt;Prior service credits&lt;/td&gt;
       &lt;td style=&quot;padding-bottom: 1pt&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;border-bottom: Black 1pt solid; text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;border-bottom: Black 1pt solid; text-align: right&quot;&gt;45&lt;/td&gt;
       &lt;td nowrap=&quot;nowrap&quot; style=&quot;border-bottom: Black 1pt solid; text-align: left&quot;&gt;(1)&lt;/td&gt;
       &lt;td style=&quot;padding-bottom: 1pt&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: left; padding-bottom: 1pt&quot;&gt;&amp;nbsp;Other operating expense&lt;/td&gt;
      &lt;/tr&gt;
      &lt;tr style=&quot;vertical-align: bottom; background-color: White&quot;&gt;
       &lt;td&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: right&quot;&gt;(655&lt;/td&gt;
       &lt;td nowrap=&quot;nowrap&quot; style=&quot;text-align: left&quot;&gt;)&lt;/td&gt;
       &lt;td&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;Total before tax&lt;/td&gt;
      &lt;/tr&gt;
      &lt;tr style=&quot;vertical-align: bottom; background-color: rgb(204,238,255)&quot;&gt;
       &lt;td style=&quot;padding-bottom: 1pt&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;padding-bottom: 1pt&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;border-bottom: Black 1pt solid; text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;border-bottom: Black 1pt solid; text-align: right&quot;&gt;311&lt;/td&gt;
       &lt;td nowrap=&quot;nowrap&quot; style=&quot;border-bottom: Black 1pt solid; text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;padding-bottom: 1pt&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: left; padding-bottom: 1pt&quot;&gt;&amp;nbsp;Tax benefit&lt;/td&gt;
      &lt;/tr&gt;
      &lt;tr style=&quot;vertical-align: bottom; background-color: White&quot;&gt;
       &lt;td style=&quot;padding-bottom: 2.25pt&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;padding-bottom: 2.25pt&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;border-bottom: Black 2.25pt double; text-align: left&quot;&gt;$&lt;/td&gt;
       &lt;td style=&quot;border-bottom: Black 2.25pt double; text-align: right&quot;&gt;(344&lt;/td&gt;
       &lt;td nowrap=&quot;nowrap&quot; style=&quot;border-bottom: Black 2.25pt double; text-align: left&quot;&gt;)&lt;/td&gt;
       &lt;td style=&quot;padding-bottom: 2.25pt&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;padding-bottom: 2.25pt&quot;&gt;&amp;nbsp;Net of tax&lt;/td&gt;
      &lt;/tr&gt;

    &lt;/table&gt;&lt;br/&gt;&lt;table cellpadding=&quot;0&quot; cellspacing=&quot;0&quot; style=&quot;font: 10pt Times New Roman, Times, Serif; margin-top: 0; margin-bottom: 6pt&quot;&gt;

     &lt;tr style=&quot;vertical-align: top; text-align: justify&quot;&gt;
      &lt;td style=&quot;width: 55pt; text-align: center&quot;&gt;(1)&lt;/td&gt;
      &lt;td style=&quot;width: 5pt&quot;&gt;&lt;/td&gt;
      &lt;td style=&quot;text-align: justify&quot;&gt;These accumulated other comprehensive income components are included in the computation of net periodic pension cost (see Note 12 of the Notes to Consolidated Financial Statements &amp;#x201c;Pension and Other Postretirement Benefit Plans&amp;#x201d;).&lt;/td&gt;
     &lt;/tr&gt;

   &lt;/table&gt;&lt;br/&gt;&lt;p style=&quot;font: 10pt Times New Roman, Times, Serif; margin: 0pt 0&quot;&gt;The following table sets forth significant amounts reclassified out of accumulated other comprehensive income by component for the year ended December 31, 2013:&lt;/p&gt;&lt;br/&gt;&lt;table cellpadding=&quot;0&quot; cellspacing=&quot;0&quot; style=&quot;border-collapse: collapse; width: 100%; font: 10pt Times New Roman, Times, Serif&quot;&gt;

      &lt;tr style=&quot;vertical-align: bottom&quot;&gt;
       &lt;td style=&quot;text-align: center; border-bottom: Black 1pt solid&quot;&gt;Details about Accumulated Other&lt;br /&gt; Comprehensive Income Components&lt;/td&gt;
       &lt;td style=&quot;padding-bottom: 1pt&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td colspan=&quot;3&quot; style=&quot;text-align: center; border-bottom: Black 1pt solid&quot;&gt;Amounts Reclassified from &lt;br /&gt; Accumulated Other&lt;br /&gt; Comprehensive Income&lt;/td&gt;
       &lt;td style=&quot;padding-bottom: 1pt&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: center; border-bottom: Black 1pt solid&quot;&gt;Affected Line Item in the Statement&lt;br /&gt; Where Net Income is Presented&lt;/td&gt;
      &lt;/tr&gt;
      &lt;tr style=&quot;vertical-align: bottom&quot;&gt;
       &lt;td colspan=&quot;7&quot; style=&quot;font-style: italic; text-align: center&quot;&gt;(Dollars in thousands)&lt;/td&gt;
      &lt;/tr&gt;
      &lt;tr style=&quot;vertical-align: bottom; background-color: rgb(204,238,255)&quot;&gt;
       &lt;td style=&quot;width: 40%; text-align: left&quot;&gt;Unrealized gains (losses) on available for sale securities:&lt;/td&gt;
       &lt;td style=&quot;width: 1%&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;width: 1%; text-align: left&quot;&gt;$&lt;/td&gt;
       &lt;td style=&quot;width: 16%; text-align: right&quot;&gt;3,021&lt;/td&gt;
       &lt;td nowrap=&quot;nowrap&quot; style=&quot;width: 1%; text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;width: 1%&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;width: 40%; text-align: left&quot;&gt;&amp;nbsp;Net gain on sale of securities&lt;/td&gt;
      &lt;/tr&gt;
      &lt;tr style=&quot;vertical-align: bottom; background-color: White&quot;&gt;
       &lt;td style=&quot;padding-bottom: 1pt&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;padding-bottom: 1pt&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;border-bottom: Black 1pt solid; text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;border-bottom: Black 1pt solid; text-align: right&quot;&gt;(1,321&lt;/td&gt;
       &lt;td nowrap=&quot;nowrap&quot; style=&quot;border-bottom: Black 1pt solid; text-align: left&quot;&gt;)&lt;/td&gt;
       &lt;td style=&quot;padding-bottom: 1pt&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: left; padding-bottom: 1pt&quot;&gt;&amp;nbsp;Tax expense&lt;/td&gt;
      &lt;/tr&gt;
      &lt;tr style=&quot;vertical-align: bottom; background-color: rgb(204,238,255)&quot;&gt;
       &lt;td style=&quot;padding-bottom: 2.25pt&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;padding-bottom: 2.25pt&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;border-bottom: Black 2.25pt double; text-align: left&quot;&gt;$&lt;/td&gt;
       &lt;td style=&quot;border-bottom: Black 2.25pt double; text-align: right&quot;&gt;1,700&lt;/td&gt;
       &lt;td nowrap=&quot;nowrap&quot; style=&quot;border-bottom: Black 2.25pt double; text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;padding-bottom: 2.25pt&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;padding-bottom: 2.25pt&quot;&gt;&amp;nbsp;Net of tax&lt;/td&gt;
      &lt;/tr&gt;
      &lt;tr style=&quot;vertical-align: bottom; background-color: White&quot;&gt;
       &lt;td&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: right&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td nowrap=&quot;nowrap&quot; style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: right&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;/tr&gt;
      &lt;tr style=&quot;vertical-align: bottom; background-color: rgb(204,238,255)&quot;&gt;
       &lt;td&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: right&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td nowrap=&quot;nowrap&quot; style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: right&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;/tr&gt;
      &lt;tr style=&quot;vertical-align: bottom; background-color: White&quot;&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;OTTI charges&lt;/td&gt;
       &lt;td&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;$&lt;/td&gt;
       &lt;td style=&quot;text-align: right&quot;&gt;(1,419&lt;/td&gt;
       &lt;td nowrap=&quot;nowrap&quot; style=&quot;text-align: left&quot;&gt;)&lt;/td&gt;
       &lt;td&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;OTTI charge&lt;/td&gt;
      &lt;/tr&gt;
      &lt;tr style=&quot;vertical-align: bottom; background-color: rgb(204,238,255)&quot;&gt;
       &lt;td style=&quot;padding-bottom: 1pt&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;padding-bottom: 1pt&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;border-bottom: Black 1pt solid; text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;border-bottom: Black 1pt solid; text-align: right&quot;&gt;621&lt;/td&gt;
       &lt;td nowrap=&quot;nowrap&quot; style=&quot;border-bottom: Black 1pt solid; text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;padding-bottom: 1pt&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: left; padding-bottom: 1pt&quot;&gt;&amp;nbsp;Tax benefit&lt;/td&gt;
      &lt;/tr&gt;
      &lt;tr style=&quot;vertical-align: bottom; background-color: White&quot;&gt;
       &lt;td style=&quot;padding-bottom: 2.25pt&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;padding-bottom: 2.25pt&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;border-bottom: Black 2.25pt double; text-align: left&quot;&gt;$&lt;/td&gt;
       &lt;td style=&quot;border-bottom: Black 2.25pt double; text-align: right&quot;&gt;(798&lt;/td&gt;
       &lt;td nowrap=&quot;nowrap&quot; style=&quot;border-bottom: Black 2.25pt double; text-align: left&quot;&gt;)&lt;/td&gt;
       &lt;td style=&quot;padding-bottom: 2.25pt&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;padding-bottom: 2.25pt&quot;&gt;&amp;nbsp;Net of tax&lt;/td&gt;
      &lt;/tr&gt;
      &lt;tr style=&quot;vertical-align: bottom; background-color: rgb(204,238,255)&quot;&gt;
       &lt;td&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: right&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td nowrap=&quot;nowrap&quot; style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: right&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;/tr&gt;
      &lt;tr style=&quot;vertical-align: bottom; background-color: White&quot;&gt;
       &lt;td&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: right&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td nowrap=&quot;nowrap&quot; style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: right&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;/tr&gt;
      &lt;tr style=&quot;vertical-align: bottom; background-color: rgb(204,238,255)&quot;&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;Amortization of defined benefit pension items:&lt;/td&gt;
       &lt;td&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: right&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td nowrap=&quot;nowrap&quot; style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: right&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;/tr&gt;
      &lt;tr style=&quot;vertical-align: bottom; background-color: White&quot;&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;Actuarial losses&lt;/td&gt;
       &lt;td&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;$&lt;/td&gt;
       &lt;td style=&quot;text-align: right&quot;&gt;(1,237&lt;/td&gt;
       &lt;td nowrap=&quot;nowrap&quot; style=&quot;text-align: left&quot;&gt;)(1)&lt;/td&gt;
       &lt;td&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;Other operating expense&lt;/td&gt;
      &lt;/tr&gt;
      &lt;tr style=&quot;vertical-align: bottom; background-color: rgb(204,238,255)&quot;&gt;
       &lt;td style=&quot;text-align: left; padding-bottom: 1pt&quot;&gt;Prior service credits&lt;/td&gt;
       &lt;td style=&quot;padding-bottom: 1pt&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;border-bottom: Black 1pt solid; text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;border-bottom: Black 1pt solid; text-align: right&quot;&gt;46&lt;/td&gt;
       &lt;td nowrap=&quot;nowrap&quot; style=&quot;border-bottom: Black 1pt solid; text-align: left&quot;&gt;(1)&lt;/td&gt;
       &lt;td style=&quot;padding-bottom: 1pt&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: left; padding-bottom: 1pt&quot;&gt;&amp;nbsp;Other operating expense&lt;/td&gt;
      &lt;/tr&gt;
      &lt;tr style=&quot;vertical-align: bottom; background-color: White&quot;&gt;
       &lt;td&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: right&quot;&gt;(1,191&lt;/td&gt;
       &lt;td nowrap=&quot;nowrap&quot; style=&quot;text-align: left&quot;&gt;)&lt;/td&gt;
       &lt;td&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;Total before tax&lt;/td&gt;
      &lt;/tr&gt;
      &lt;tr style=&quot;vertical-align: bottom; background-color: rgb(204,238,255)&quot;&gt;
       &lt;td style=&quot;padding-bottom: 1pt&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;padding-bottom: 1pt&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;border-bottom: Black 1pt solid; text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;border-bottom: Black 1pt solid; text-align: right&quot;&gt;521&lt;/td&gt;
       &lt;td nowrap=&quot;nowrap&quot; style=&quot;border-bottom: Black 1pt solid; text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;padding-bottom: 1pt&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: left; padding-bottom: 1pt&quot;&gt;&amp;nbsp;Tax benefit&lt;/td&gt;
      &lt;/tr&gt;
      &lt;tr style=&quot;vertical-align: bottom; background-color: White&quot;&gt;
       &lt;td style=&quot;padding-bottom: 2.25pt&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;padding-bottom: 2.25pt&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;border-bottom: Black 2.25pt double; text-align: left&quot;&gt;$&lt;/td&gt;
       &lt;td style=&quot;border-bottom: Black 2.25pt double; text-align: right&quot;&gt;(670&lt;/td&gt;
       &lt;td nowrap=&quot;nowrap&quot; style=&quot;border-bottom: Black 2.25pt double; text-align: left&quot;&gt;)&lt;/td&gt;
       &lt;td style=&quot;padding-bottom: 2.25pt&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;padding-bottom: 2.25pt&quot;&gt;&amp;nbsp;Net of tax&lt;/td&gt;
      &lt;/tr&gt;

    &lt;/table&gt;&lt;br/&gt;&lt;table cellpadding=&quot;0&quot; cellspacing=&quot;0&quot; style=&quot;font: 10pt Times New Roman, Times, Serif; margin-top: 0; margin-bottom: 6pt&quot;&gt;

     &lt;tr style=&quot;vertical-align: top; text-align: justify&quot;&gt;
      &lt;td style=&quot;width: 55pt; text-align: center&quot;&gt;(1)&lt;/td&gt;
      &lt;td style=&quot;width: 5pt&quot;&gt;&lt;/td&gt;
      &lt;td style=&quot;text-align: justify&quot;&gt;These accumulated other comprehensive income components are included in the computation of net periodic pension cost (see Note 12 of the Notes to Consolidated Financial Statements &amp;#x201c;Pension and Other Postretirement Benefit Plans&amp;#x201d;).&lt;/td&gt;
     &lt;/tr&gt;

   &lt;/table&gt;&lt;br/&gt;</us-gaap:StockholdersEquityNoteDisclosureTextBlock>
  <ffic:LiquidationAccountConversionFromMutualToStockForm unitRef="usd" contextRef="c591_AsOf31Dec2015_SavingsBankMember" decimals="-5">800000</ffic:LiquidationAccountConversionFromMutualToStockForm>
  <us-gaap:RetainedEarningsUnappropriated unitRef="usd" contextRef="c592_AsOf31Dec2015_AvailableToDistributeToTheHoldingCompanyAsCashDividendsMember" decimals="-5">67400000</us-gaap:RetainedEarningsUnappropriated>
  <ffic:NumberOfRightsToPurchaseSeriesAJuniorParticipatingPreferredStockPerCommonStockOwned unitRef="pure" contextRef="c593_From1Jan2015To31Dec2015_ShareholderRightsPlanMember" decimals="0">1</ffic:NumberOfRightsToPurchaseSeriesAJuniorParticipatingPreferredStockPerCommonStockOwned>
  <ffic:PurchasePriceOfSeriesAJuniorParticipatingPreferredStockPerRightToPurchase unitRef="usd" contextRef="c593_From1Jan2015To31Dec2015_ShareholderRightsPlanMember" decimals="0">65</ffic:PurchasePriceOfSeriesAJuniorParticipatingPreferredStockPerRightToPurchase>
  <ffic:PercentageOwnershipOfHoldingCompanysCommonStockAtWhichRightsBecomeExercisable unitRef="pure" contextRef="c593_From1Jan2015To31Dec2015_ShareholderRightsPlanMember" decimals="2">0.15</ffic:PercentageOwnershipOfHoldingCompanysCommonStockAtWhichRightsBecomeExercisable>
  <ffic:PercentageOfCommonStockPriorToAcquisition unitRef="pure" contextRef="c593_From1Jan2015To31Dec2015_ShareholderRightsPlanMember" decimals="2">0.50</ffic:PercentageOfCommonStockPriorToAcquisition>
  <us-gaap:ClassOfWarrantOrRightNumberOfSecuritiesCalledByWarrantsOrRights unitRef="shares" contextRef="c594_AsOf31Dec2015_ShareholderRightsPlanMember_CommonStockMember" decimals="INF">1</us-gaap:ClassOfWarrantOrRightNumberOfSecuritiesCalledByWarrantsOrRights>
  <us-gaap:ClassOfWarrantOrRightNumberOfSecuritiesCalledByWarrantsOrRights unitRef="shares" contextRef="c595_AsOf31Dec2015_ShareholderRightsPlanMember_CommnStockEquivalentMember" decimals="INF">1</us-gaap:ClassOfWarrantOrRightNumberOfSecuritiesCalledByWarrantsOrRights>
  <ffic:PerentageOfAssetsOrEarningPowerSold unitRef="pure" contextRef="c596_From1Jan2014To31Dec2014_ShareholderRightsPlanMember" decimals="2">0.50</ffic:PerentageOfAssetsOrEarningPowerSold>
  <us-gaap:TreasuryStockSharesAcquired unitRef="shares" contextRef="c2_From1Jan2015To31Dec2015" decimals="INF">735599</us-gaap:TreasuryStockSharesAcquired>
  <us-gaap:TreasuryStockAcquiredAverageCostPerShare unitRef="usdPershares" contextRef="c2_From1Jan2015To31Dec2015" decimals="2">19.51</us-gaap:TreasuryStockAcquiredAverageCostPerShare>
  <us-gaap:TreasuryStockSharesAcquired unitRef="shares" contextRef="c3_From1Jan2014To31Dec2014" decimals="INF">914671</us-gaap:TreasuryStockSharesAcquired>
  <us-gaap:TreasuryStockAcquiredAverageCostPerShare unitRef="usdPershares" contextRef="c3_From1Jan2014To31Dec2014" decimals="2">19.29</us-gaap:TreasuryStockAcquiredAverageCostPerShare>
  <us-gaap:StockRepurchaseProgramRemainingAuthorizedRepurchaseAmount1 unitRef="usd" contextRef="c0_AsOf31Dec2015" decimals="0">899600</us-gaap:StockRepurchaseProgramRemainingAuthorizedRepurchaseAmount1>
  <us-gaap:ScheduleOfAccumulatedOtherComprehensiveIncomeLossTableTextBlock contextRef="c2_From1Jan2015To31Dec2015">&lt;table cellpadding=&quot;0&quot; cellspacing=&quot;0&quot; style=&quot;border-collapse: collapse; width: 100%; font: 10pt Times New Roman, Times, Serif&quot;&gt;

      &lt;tr style=&quot;vertical-align: bottom&quot;&gt;
       &lt;td colspan=&quot;1&quot; style=&quot;text-align: left; padding-left: 30pt&quot;&gt;&lt;u&gt;December 31, 2015&lt;/u&gt;&lt;/td&gt;
       &lt;td style=&quot;padding-bottom: 1pt&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td colspan=&quot;3&quot; style=&quot;text-align: center; border-bottom: Black 1pt solid&quot;&gt;Unrealized Gains &lt;br /&gt; and (Losses) on &lt;br /&gt; Available for Sale &lt;br /&gt; Securities&lt;/td&gt;
       &lt;td style=&quot;padding-bottom: 1pt&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td colspan=&quot;3&quot; style=&quot;text-align: center; border-bottom: Black 1pt solid&quot;&gt;Defined Benefit &lt;br /&gt; Pension Items&lt;/td&gt;
       &lt;td style=&quot;padding-bottom: 1pt&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td colspan=&quot;3&quot; style=&quot;text-align: center; border-bottom: Black 1pt solid&quot;&gt;Total&lt;/td&gt;
      &lt;/tr&gt;
      &lt;tr style=&quot;vertical-align: bottom&quot;&gt;
       &lt;td&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;font-style: italic&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td colspan=&quot;11&quot; style=&quot;font-style: italic; text-align: center&quot;&gt;(In thousands)&lt;/td&gt;
      &lt;/tr&gt;
      &lt;tr style=&quot;vertical-align: bottom; background-color: rgb(204,238,255)&quot;&gt;
       &lt;td style=&quot;width: 61%; text-align: left; padding-bottom: 1pt&quot;&gt;Beginning balance, net of tax&lt;/td&gt;
       &lt;td style=&quot;width: 1%; padding-bottom: 1pt&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;width: 1%; border-bottom: Black 1pt solid; text-align: left&quot;&gt;$&lt;/td&gt;
       &lt;td style=&quot;width: 10%; border-bottom: Black 1pt solid; text-align: right&quot;&gt;3,392&lt;/td&gt;
       &lt;td style=&quot;width: 1%; border-bottom: Black 1pt solid; text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;width: 1%; padding-bottom: 1pt&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;width: 1%; border-bottom: Black 1pt solid; text-align: left&quot;&gt;$&lt;/td&gt;
       &lt;td style=&quot;width: 10%; border-bottom: Black 1pt solid; text-align: right&quot;&gt;(6,299&lt;/td&gt;
       &lt;td style=&quot;width: 1%; border-bottom: Black 1pt solid; text-align: left&quot;&gt;)&lt;/td&gt;
       &lt;td style=&quot;width: 1%; padding-bottom: 1pt&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;width: 1%; border-bottom: Black 1pt solid; text-align: left&quot;&gt;$&lt;/td&gt;
       &lt;td style=&quot;width: 10%; border-bottom: Black 1pt solid; text-align: right&quot;&gt;(2,907&lt;/td&gt;
       &lt;td style=&quot;width: 1%; border-bottom: Black 1pt solid; text-align: left&quot;&gt;)&lt;/td&gt;
      &lt;/tr&gt;
      &lt;tr style=&quot;vertical-align: bottom; background-color: White&quot;&gt;
       &lt;td style=&quot;text-align: left; padding-left: 10pt&quot;&gt;Other comprehensive income (loss) before reclassifications, net of tax&lt;/td&gt;
       &lt;td&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: right&quot;&gt;(3,818&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;)&lt;/td&gt;
       &lt;td&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: right&quot;&gt;615&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: right&quot;&gt;(3,203&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;)&lt;/td&gt;
      &lt;/tr&gt;
      &lt;tr style=&quot;vertical-align: bottom; background-color: rgb(204,238,255)&quot;&gt;
       &lt;td&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: right&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: right&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: right&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;/tr&gt;
      &lt;tr style=&quot;vertical-align: bottom; background-color: White&quot;&gt;
       &lt;td style=&quot;text-align: left; padding-bottom: 1pt; padding-left: 10pt&quot;&gt;Amounts reclassified from accumulated other comprehensive income (loss), net of tax&lt;/td&gt;
       &lt;td style=&quot;padding-bottom: 1pt&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;border-bottom: Black 1pt solid; text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;border-bottom: Black 1pt solid; text-align: right&quot;&gt;(95&lt;/td&gt;
       &lt;td style=&quot;border-bottom: Black 1pt solid; text-align: left&quot;&gt;)&lt;/td&gt;
       &lt;td style=&quot;padding-bottom: 1pt&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;border-bottom: Black 1pt solid; text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;border-bottom: Black 1pt solid; text-align: right&quot;&gt;643&lt;/td&gt;
       &lt;td style=&quot;border-bottom: Black 1pt solid; text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;padding-bottom: 1pt&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;border-bottom: Black 1pt solid; text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;border-bottom: Black 1pt solid; text-align: right&quot;&gt;548&lt;/td&gt;
       &lt;td style=&quot;border-bottom: Black 1pt solid; text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;/tr&gt;
      &lt;tr style=&quot;vertical-align: bottom; background-color: rgb(204,238,255)&quot;&gt;
       &lt;td&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: right&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: right&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: right&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;/tr&gt;
      &lt;tr style=&quot;vertical-align: bottom; background-color: White&quot;&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;Net current period other comprehensive income (loss), net of tax&lt;/td&gt;
       &lt;td&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: right&quot;&gt;(3,913&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;)&lt;/td&gt;
       &lt;td&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: right&quot;&gt;1,258&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: right&quot;&gt;(2,655&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;)&lt;/td&gt;
      &lt;/tr&gt;
      &lt;tr style=&quot;vertical-align: bottom; background-color: rgb(204,238,255)&quot;&gt;
       &lt;td style=&quot;padding-bottom: 1pt&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;padding-bottom: 1pt&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;border-bottom: Black 1pt solid; text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;border-bottom: Black 1pt solid; text-align: right&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;border-bottom: Black 1pt solid; text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;padding-bottom: 1pt&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;border-bottom: Black 1pt solid; text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;border-bottom: Black 1pt solid; text-align: right&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;border-bottom: Black 1pt solid; text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;padding-bottom: 1pt&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;border-bottom: Black 1pt solid; text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;border-bottom: Black 1pt solid; text-align: right&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;border-bottom: Black 1pt solid; text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;/tr&gt;
      &lt;tr style=&quot;vertical-align: bottom; background-color: White&quot;&gt;
       &lt;td style=&quot;padding-bottom: 2.25pt&quot;&gt;Ending balance, net of tax&lt;/td&gt;
       &lt;td style=&quot;padding-bottom: 2.25pt&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;border-bottom: Black 2.25pt double; text-align: left&quot;&gt;$&lt;/td&gt;
       &lt;td style=&quot;border-bottom: Black 2.25pt double; text-align: right&quot;&gt;(521&lt;/td&gt;
       &lt;td style=&quot;border-bottom: Black 2.25pt double; text-align: left&quot;&gt;)&lt;/td&gt;
       &lt;td style=&quot;padding-bottom: 2.25pt&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;border-bottom: Black 2.25pt double; text-align: left&quot;&gt;$&lt;/td&gt;
       &lt;td style=&quot;border-bottom: Black 2.25pt double; text-align: right&quot;&gt;(5,041&lt;/td&gt;
       &lt;td style=&quot;border-bottom: Black 2.25pt double; text-align: left&quot;&gt;)&lt;/td&gt;
       &lt;td style=&quot;padding-bottom: 2.25pt&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;border-bottom: Black 2.25pt double; text-align: left&quot;&gt;$&lt;/td&gt;
       &lt;td style=&quot;border-bottom: Black 2.25pt double; text-align: right&quot;&gt;(5,562&lt;/td&gt;
       &lt;td style=&quot;border-bottom: Black 2.25pt double; text-align: left&quot;&gt;)&lt;/td&gt;
      &lt;/tr&gt;

    &lt;/table&gt;&lt;table cellpadding=&quot;0&quot; cellspacing=&quot;0&quot; style=&quot;border-collapse: collapse; width: 100%; font: 10pt Times New Roman, Times, Serif&quot;&gt;

      &lt;tr style=&quot;vertical-align: bottom&quot;&gt;
       &lt;td colspan=&quot;1&quot; style=&quot;text-align: left; padding-left: 30pt&quot;&gt;&lt;u&gt;December 31, 2014&lt;/u&gt;&lt;/td&gt;
       &lt;td style=&quot;padding-bottom: 1pt&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td colspan=&quot;3&quot; style=&quot;text-align: center; border-bottom: Black 1pt solid&quot;&gt;Unrealized Gains &lt;br /&gt; and (Losses) on &lt;br /&gt; Available for Sale &lt;br /&gt; Securities&lt;/td&gt;
       &lt;td style=&quot;padding-bottom: 1pt&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td colspan=&quot;3&quot; style=&quot;text-align: center; border-bottom: Black 1pt solid&quot;&gt;Defined Benefit &lt;br /&gt; Pension Items&lt;/td&gt;
       &lt;td style=&quot;padding-bottom: 1pt&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td colspan=&quot;3&quot; style=&quot;text-align: center; border-bottom: Black 1pt solid&quot;&gt;Total&lt;/td&gt;
      &lt;/tr&gt;
      &lt;tr style=&quot;vertical-align: bottom&quot;&gt;
       &lt;td&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;font-style: italic&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td colspan=&quot;11&quot; style=&quot;font-style: italic; text-align: center&quot;&gt;(In thousands)&lt;/td&gt;
      &lt;/tr&gt;
      &lt;tr style=&quot;vertical-align: bottom; background-color: rgb(204,238,255)&quot;&gt;
       &lt;td style=&quot;width: 61%; text-align: left; padding-bottom: 1pt&quot;&gt;Beginning balance, net of tax&lt;/td&gt;
       &lt;td style=&quot;width: 1%; padding-bottom: 1pt&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;width: 1%; border-bottom: Black 1pt solid; text-align: left&quot;&gt;$&lt;/td&gt;
       &lt;td style=&quot;width: 10%; border-bottom: Black 1pt solid; text-align: right&quot;&gt;(8,522&lt;/td&gt;
       &lt;td style=&quot;width: 1%; border-bottom: Black 1pt solid; text-align: left&quot;&gt;)&lt;/td&gt;
       &lt;td style=&quot;width: 1%; padding-bottom: 1pt&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;width: 1%; border-bottom: Black 1pt solid; text-align: left&quot;&gt;$&lt;/td&gt;
       &lt;td style=&quot;width: 10%; border-bottom: Black 1pt solid; text-align: right&quot;&gt;(2,853&lt;/td&gt;
       &lt;td style=&quot;width: 1%; border-bottom: Black 1pt solid; text-align: left&quot;&gt;)&lt;/td&gt;
       &lt;td style=&quot;width: 1%; padding-bottom: 1pt&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;width: 1%; border-bottom: Black 1pt solid; text-align: left&quot;&gt;$&lt;/td&gt;
       &lt;td style=&quot;width: 10%; border-bottom: Black 1pt solid; text-align: right&quot;&gt;(11,375&lt;/td&gt;
       &lt;td style=&quot;width: 1%; border-bottom: Black 1pt solid; text-align: left&quot;&gt;)&lt;/td&gt;
      &lt;/tr&gt;
      &lt;tr style=&quot;vertical-align: bottom; background-color: White&quot;&gt;
       &lt;td style=&quot;text-align: left; padding-left: 10pt&quot;&gt;Other comprehensive income (loss) before reclassifications, net of tax&lt;/td&gt;
       &lt;td&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: right&quot;&gt;13,548&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: right&quot;&gt;(3,790&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;)&lt;/td&gt;
       &lt;td&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: right&quot;&gt;9,758&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;/tr&gt;
      &lt;tr style=&quot;vertical-align: bottom; background-color: rgb(204,238,255)&quot;&gt;
       &lt;td&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: right&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: right&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: right&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;/tr&gt;
      &lt;tr style=&quot;vertical-align: bottom; background-color: White&quot;&gt;
       &lt;td style=&quot;text-align: left; padding-bottom: 1pt; padding-left: 10pt&quot;&gt;Amounts reclassified from accumulated other comprehensive income (loss), net of tax&lt;/td&gt;
       &lt;td style=&quot;padding-bottom: 1pt&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;border-bottom: Black 1pt solid; text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;border-bottom: Black 1pt solid; text-align: right&quot;&gt;(1,634&lt;/td&gt;
       &lt;td style=&quot;border-bottom: Black 1pt solid; text-align: left&quot;&gt;)&lt;/td&gt;
       &lt;td style=&quot;padding-bottom: 1pt&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;border-bottom: Black 1pt solid; text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;border-bottom: Black 1pt solid; text-align: right&quot;&gt;344&lt;/td&gt;
       &lt;td style=&quot;border-bottom: Black 1pt solid; text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;padding-bottom: 1pt&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;border-bottom: Black 1pt solid; text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;border-bottom: Black 1pt solid; text-align: right&quot;&gt;(1,290&lt;/td&gt;
       &lt;td style=&quot;border-bottom: Black 1pt solid; text-align: left&quot;&gt;)&lt;/td&gt;
      &lt;/tr&gt;
      &lt;tr style=&quot;vertical-align: bottom; background-color: rgb(204,238,255)&quot;&gt;
       &lt;td&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: right&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: right&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: right&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;/tr&gt;
      &lt;tr style=&quot;vertical-align: bottom; background-color: White&quot;&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;Net current period other comprehensive income (loss), net of tax&lt;/td&gt;
       &lt;td&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: right&quot;&gt;11,914&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: right&quot;&gt;(3,446&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;)&lt;/td&gt;
       &lt;td&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: right&quot;&gt;8,468&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;/tr&gt;
      &lt;tr style=&quot;vertical-align: bottom; background-color: rgb(204,238,255)&quot;&gt;
       &lt;td style=&quot;padding-bottom: 1pt&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;padding-bottom: 1pt&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;border-bottom: Black 1pt solid; text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;border-bottom: Black 1pt solid; text-align: right&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;border-bottom: Black 1pt solid; text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;padding-bottom: 1pt&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;border-bottom: Black 1pt solid; text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;border-bottom: Black 1pt solid; text-align: right&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;border-bottom: Black 1pt solid; text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;padding-bottom: 1pt&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;border-bottom: Black 1pt solid; text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;border-bottom: Black 1pt solid; text-align: right&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;border-bottom: Black 1pt solid; text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;/tr&gt;
      &lt;tr style=&quot;vertical-align: bottom; background-color: White&quot;&gt;
       &lt;td style=&quot;padding-bottom: 2.25pt&quot;&gt;Ending balance, net of tax&lt;/td&gt;
       &lt;td style=&quot;padding-bottom: 2.25pt&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;border-bottom: Black 2.25pt double; text-align: left&quot;&gt;$&lt;/td&gt;
       &lt;td style=&quot;border-bottom: Black 2.25pt double; text-align: right&quot;&gt;3,392&lt;/td&gt;
       &lt;td style=&quot;border-bottom: Black 2.25pt double; text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;padding-bottom: 2.25pt&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;border-bottom: Black 2.25pt double; text-align: left&quot;&gt;$&lt;/td&gt;
       &lt;td style=&quot;border-bottom: Black 2.25pt double; text-align: right&quot;&gt;(6,299&lt;/td&gt;
       &lt;td style=&quot;border-bottom: Black 2.25pt double; text-align: left&quot;&gt;)&lt;/td&gt;
       &lt;td style=&quot;padding-bottom: 2.25pt&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;border-bottom: Black 2.25pt double; text-align: left&quot;&gt;$&lt;/td&gt;
       &lt;td style=&quot;border-bottom: Black 2.25pt double; text-align: right&quot;&gt;(2,907&lt;/td&gt;
       &lt;td style=&quot;border-bottom: Black 2.25pt double; text-align: left&quot;&gt;)&lt;/td&gt;
      &lt;/tr&gt;

    &lt;/table&gt;&lt;table cellpadding=&quot;0&quot; cellspacing=&quot;0&quot; style=&quot;border-collapse: collapse; width: 100%; font: 10pt Times New Roman, Times, Serif&quot;&gt;

      &lt;tr style=&quot;vertical-align: bottom&quot;&gt;
       &lt;td colspan=&quot;1&quot; style=&quot;text-align: left; padding-left: 30pt&quot;&gt;&lt;u&gt;December 31, 2013&lt;/u&gt;&lt;/td&gt;
       &lt;td style=&quot;padding-bottom: 1pt&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td colspan=&quot;3&quot; style=&quot;text-align: center; border-bottom: Black 1pt solid&quot;&gt;Unrealized Gains &lt;br /&gt; and (Losses) on &lt;br /&gt; Available for Sale &lt;br /&gt; Securities&lt;/td&gt;
       &lt;td style=&quot;padding-bottom: 1pt&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td colspan=&quot;3&quot; style=&quot;text-align: center; border-bottom: Black 1pt solid&quot;&gt;Defined Benefit &lt;br /&gt; Pension Items&lt;/td&gt;
       &lt;td style=&quot;padding-bottom: 1pt&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td colspan=&quot;3&quot; style=&quot;text-align: center; border-bottom: Black 1pt solid&quot;&gt;Total&lt;/td&gt;
      &lt;/tr&gt;
      &lt;tr style=&quot;vertical-align: bottom&quot;&gt;
       &lt;td&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;font-style: italic&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td colspan=&quot;11&quot; style=&quot;font-style: italic; text-align: center&quot;&gt;(In thousands)&lt;/td&gt;
      &lt;/tr&gt;
      &lt;tr style=&quot;vertical-align: bottom; background-color: rgb(204,238,255)&quot;&gt;
       &lt;td style=&quot;width: 61%; text-align: left; padding-bottom: 1pt&quot;&gt;Beginning balance, net of tax&lt;/td&gt;
       &lt;td style=&quot;width: 1%; padding-bottom: 1pt&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;width: 1%; border-bottom: Black 1pt solid; text-align: left&quot;&gt;$&lt;/td&gt;
       &lt;td style=&quot;width: 10%; border-bottom: Black 1pt solid; text-align: right&quot;&gt;18,921&lt;/td&gt;
       &lt;td style=&quot;width: 1%; border-bottom: Black 1pt solid; text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;width: 1%; padding-bottom: 1pt&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;width: 1%; border-bottom: Black 1pt solid; text-align: left&quot;&gt;$&lt;/td&gt;
       &lt;td style=&quot;width: 10%; border-bottom: Black 1pt solid; text-align: right&quot;&gt;(6,784&lt;/td&gt;
       &lt;td style=&quot;width: 1%; border-bottom: Black 1pt solid; text-align: left&quot;&gt;)&lt;/td&gt;
       &lt;td style=&quot;width: 1%; padding-bottom: 1pt&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;width: 1%; border-bottom: Black 1pt solid; text-align: left&quot;&gt;$&lt;/td&gt;
       &lt;td style=&quot;width: 10%; border-bottom: Black 1pt solid; text-align: right&quot;&gt;12,137&lt;/td&gt;
       &lt;td style=&quot;width: 1%; border-bottom: Black 1pt solid; text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;/tr&gt;
      &lt;tr style=&quot;vertical-align: bottom; background-color: White&quot;&gt;
       &lt;td style=&quot;text-align: left; padding-left: 10pt&quot;&gt;Other comprehensive income before reclassifications, net of tax&lt;/td&gt;
       &lt;td&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: right&quot;&gt;(26,541&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;)&lt;/td&gt;
       &lt;td&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: right&quot;&gt;3,261&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: right&quot;&gt;(23,280&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;)&lt;/td&gt;
      &lt;/tr&gt;
      &lt;tr style=&quot;vertical-align: bottom; background-color: rgb(204,238,255)&quot;&gt;
       &lt;td&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: right&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: right&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: right&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;/tr&gt;
      &lt;tr style=&quot;vertical-align: bottom; background-color: White&quot;&gt;
       &lt;td style=&quot;text-align: left; padding-bottom: 1pt; padding-left: 10pt&quot;&gt;Amounts reclassified from accumulated other comprehensive income, net of tax&lt;/td&gt;
       &lt;td style=&quot;padding-bottom: 1pt&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;border-bottom: Black 1pt solid; text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;border-bottom: Black 1pt solid; text-align: right&quot;&gt;(902&lt;/td&gt;
       &lt;td style=&quot;border-bottom: Black 1pt solid; text-align: left&quot;&gt;)&lt;/td&gt;
       &lt;td style=&quot;padding-bottom: 1pt&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;border-bottom: Black 1pt solid; text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;border-bottom: Black 1pt solid; text-align: right&quot;&gt;670&lt;/td&gt;
       &lt;td style=&quot;border-bottom: Black 1pt solid; text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;padding-bottom: 1pt&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;border-bottom: Black 1pt solid; text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;border-bottom: Black 1pt solid; text-align: right&quot;&gt;(232&lt;/td&gt;
       &lt;td style=&quot;border-bottom: Black 1pt solid; text-align: left&quot;&gt;)&lt;/td&gt;
      &lt;/tr&gt;
      &lt;tr style=&quot;vertical-align: bottom; background-color: rgb(204,238,255)&quot;&gt;
       &lt;td&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: right&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: right&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: right&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;/tr&gt;
      &lt;tr style=&quot;vertical-align: bottom; background-color: White&quot;&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;Net current period other comprehensive income, net of tax&lt;/td&gt;
       &lt;td&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: right&quot;&gt;(27,443&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;)&lt;/td&gt;
       &lt;td&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: right&quot;&gt;3,931&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: right&quot;&gt;(23,512&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;)&lt;/td&gt;
      &lt;/tr&gt;
      &lt;tr style=&quot;vertical-align: bottom; background-color: rgb(204,238,255)&quot;&gt;
       &lt;td style=&quot;padding-bottom: 1pt&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;padding-bottom: 1pt&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;border-bottom: Black 1pt solid; text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;border-bottom: Black 1pt solid; text-align: right&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;border-bottom: Black 1pt solid; text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;padding-bottom: 1pt&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;border-bottom: Black 1pt solid; text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;border-bottom: Black 1pt solid; text-align: right&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;border-bottom: Black 1pt solid; text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;padding-bottom: 1pt&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;border-bottom: Black 1pt solid; text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;border-bottom: Black 1pt solid; text-align: right&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;border-bottom: Black 1pt solid; text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;/tr&gt;
      &lt;tr style=&quot;vertical-align: bottom; background-color: White&quot;&gt;
       &lt;td style=&quot;padding-bottom: 2.25pt&quot;&gt;Ending balance, net of tax&lt;/td&gt;
       &lt;td style=&quot;padding-bottom: 2.25pt&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;border-bottom: Black 2.25pt double; text-align: left&quot;&gt;$&lt;/td&gt;
       &lt;td style=&quot;border-bottom: Black 2.25pt double; text-align: right&quot;&gt;(8,522&lt;/td&gt;
       &lt;td style=&quot;border-bottom: Black 2.25pt double; text-align: left&quot;&gt;)&lt;/td&gt;
       &lt;td style=&quot;padding-bottom: 2.25pt&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;border-bottom: Black 2.25pt double; text-align: left&quot;&gt;$&lt;/td&gt;
       &lt;td style=&quot;border-bottom: Black 2.25pt double; text-align: right&quot;&gt;(2,853&lt;/td&gt;
       &lt;td style=&quot;border-bottom: Black 2.25pt double; text-align: left&quot;&gt;)&lt;/td&gt;
       &lt;td style=&quot;padding-bottom: 2.25pt&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;border-bottom: Black 2.25pt double; text-align: left&quot;&gt;$&lt;/td&gt;
       &lt;td style=&quot;border-bottom: Black 2.25pt double; text-align: right&quot;&gt;(11,375&lt;/td&gt;
       &lt;td style=&quot;border-bottom: Black 2.25pt double; text-align: left&quot;&gt;)&lt;/td&gt;
      &lt;/tr&gt;

    &lt;/table&gt;</us-gaap:ScheduleOfAccumulatedOtherComprehensiveIncomeLossTableTextBlock>
  <us-gaap:AccumulatedOtherComprehensiveIncomeLossNetOfTax unitRef="usd" contextRef="c597_AsOf31Dec2014_AccumulatedNetUnrealizedInvestmentGainLossMember" decimals="-3">3392000</us-gaap:AccumulatedOtherComprehensiveIncomeLossNetOfTax>
  <us-gaap:AccumulatedOtherComprehensiveIncomeLossNetOfTax unitRef="usd" contextRef="c598_AsOf31Dec2014_AccumulatedDefinedBenefitPlansAdjustmentMember" decimals="-3">-6299000</us-gaap:AccumulatedOtherComprehensiveIncomeLossNetOfTax>
  <us-gaap:OtherComprehensiveIncomeLossBeforeReclassificationsNetOfTax unitRef="usd" contextRef="c599_From1Jan2015To31Dec2015_AccumulatedNetUnrealizedInvestmentGainLossMember" decimals="-3">-3818000</us-gaap:OtherComprehensiveIncomeLossBeforeReclassificationsNetOfTax>
  <us-gaap:OtherComprehensiveIncomeLossBeforeReclassificationsNetOfTax unitRef="usd" contextRef="c600_From1Jan2015To31Dec2015_AccumulatedDefinedBenefitPlansAdjustmentMember" decimals="-3">615000</us-gaap:OtherComprehensiveIncomeLossBeforeReclassificationsNetOfTax>
  <us-gaap:OtherComprehensiveIncomeLossBeforeReclassificationsNetOfTax unitRef="usd" contextRef="c2_From1Jan2015To31Dec2015" decimals="-3">-3203000</us-gaap:OtherComprehensiveIncomeLossBeforeReclassificationsNetOfTax>
  <us-gaap:ReclassificationFromAccumulatedOtherComprehensiveIncomeCurrentPeriodNetOfTax unitRef="usd" contextRef="c599_From1Jan2015To31Dec2015_AccumulatedNetUnrealizedInvestmentGainLossMember" decimals="-3">95000</us-gaap:ReclassificationFromAccumulatedOtherComprehensiveIncomeCurrentPeriodNetOfTax>
  <us-gaap:ReclassificationFromAccumulatedOtherComprehensiveIncomeCurrentPeriodNetOfTax unitRef="usd" contextRef="c600_From1Jan2015To31Dec2015_AccumulatedDefinedBenefitPlansAdjustmentMember" decimals="-3">-643000</us-gaap:ReclassificationFromAccumulatedOtherComprehensiveIncomeCurrentPeriodNetOfTax>
  <us-gaap:ReclassificationFromAccumulatedOtherComprehensiveIncomeCurrentPeriodNetOfTax unitRef="usd" contextRef="c2_From1Jan2015To31Dec2015" decimals="-3">-548000</us-gaap:ReclassificationFromAccumulatedOtherComprehensiveIncomeCurrentPeriodNetOfTax>
  <us-gaap:OtherComprehensiveIncomeLossNetOfTax unitRef="usd" contextRef="c599_From1Jan2015To31Dec2015_AccumulatedNetUnrealizedInvestmentGainLossMember" decimals="-3">-3913000</us-gaap:OtherComprehensiveIncomeLossNetOfTax>
  <us-gaap:OtherComprehensiveIncomeLossNetOfTax unitRef="usd" contextRef="c600_From1Jan2015To31Dec2015_AccumulatedDefinedBenefitPlansAdjustmentMember" decimals="-3">1258000</us-gaap:OtherComprehensiveIncomeLossNetOfTax>
  <us-gaap:AccumulatedOtherComprehensiveIncomeLossNetOfTax unitRef="usd" contextRef="c601_AsOf31Dec2015_AccumulatedNetUnrealizedInvestmentGainLossMember" decimals="-3">-521000</us-gaap:AccumulatedOtherComprehensiveIncomeLossNetOfTax>
  <us-gaap:AccumulatedOtherComprehensiveIncomeLossNetOfTax unitRef="usd" contextRef="c602_AsOf31Dec2015_AccumulatedDefinedBenefitPlansAdjustmentMember" decimals="-3">-5041000</us-gaap:AccumulatedOtherComprehensiveIncomeLossNetOfTax>
  <us-gaap:AccumulatedOtherComprehensiveIncomeLossNetOfTax unitRef="usd" contextRef="c603_AsOf31Dec2013_AccumulatedNetUnrealizedInvestmentGainLossMember" decimals="-3">-8522000</us-gaap:AccumulatedOtherComprehensiveIncomeLossNetOfTax>
  <us-gaap:AccumulatedOtherComprehensiveIncomeLossNetOfTax unitRef="usd" contextRef="c604_AsOf31Dec2013_AccumulatedDefinedBenefitPlansAdjustmentMember" decimals="-3">-2853000</us-gaap:AccumulatedOtherComprehensiveIncomeLossNetOfTax>
  <us-gaap:AccumulatedOtherComprehensiveIncomeLossNetOfTax unitRef="usd" contextRef="c46_AsOf31Dec2013" decimals="-3">-11375000</us-gaap:AccumulatedOtherComprehensiveIncomeLossNetOfTax>
  <us-gaap:OtherComprehensiveIncomeLossBeforeReclassificationsNetOfTax unitRef="usd" contextRef="c605_From1Jan2014To31Dec2014_AccumulatedNetUnrealizedInvestmentGainLossMember" decimals="-3">13548000</us-gaap:OtherComprehensiveIncomeLossBeforeReclassificationsNetOfTax>
  <us-gaap:OtherComprehensiveIncomeLossBeforeReclassificationsNetOfTax unitRef="usd" contextRef="c606_From1Jan2014To31Dec2014_AccumulatedDefinedBenefitPlansAdjustmentMember" decimals="-3">-3790000</us-gaap:OtherComprehensiveIncomeLossBeforeReclassificationsNetOfTax>
  <us-gaap:OtherComprehensiveIncomeLossBeforeReclassificationsNetOfTax unitRef="usd" contextRef="c3_From1Jan2014To31Dec2014" decimals="-3">9758000</us-gaap:OtherComprehensiveIncomeLossBeforeReclassificationsNetOfTax>
  <us-gaap:ReclassificationFromAccumulatedOtherComprehensiveIncomeCurrentPeriodNetOfTax unitRef="usd" contextRef="c605_From1Jan2014To31Dec2014_AccumulatedNetUnrealizedInvestmentGainLossMember" decimals="-3">1634000</us-gaap:ReclassificationFromAccumulatedOtherComprehensiveIncomeCurrentPeriodNetOfTax>
  <us-gaap:ReclassificationFromAccumulatedOtherComprehensiveIncomeCurrentPeriodNetOfTax unitRef="usd" contextRef="c606_From1Jan2014To31Dec2014_AccumulatedDefinedBenefitPlansAdjustmentMember" decimals="-3">-344000</us-gaap:ReclassificationFromAccumulatedOtherComprehensiveIncomeCurrentPeriodNetOfTax>
  <us-gaap:ReclassificationFromAccumulatedOtherComprehensiveIncomeCurrentPeriodNetOfTax unitRef="usd" contextRef="c3_From1Jan2014To31Dec2014" decimals="-3">1290000</us-gaap:ReclassificationFromAccumulatedOtherComprehensiveIncomeCurrentPeriodNetOfTax>
  <us-gaap:OtherComprehensiveIncomeLossNetOfTax unitRef="usd" contextRef="c605_From1Jan2014To31Dec2014_AccumulatedNetUnrealizedInvestmentGainLossMember" decimals="-3">11914000</us-gaap:OtherComprehensiveIncomeLossNetOfTax>
  <us-gaap:OtherComprehensiveIncomeLossNetOfTax unitRef="usd" contextRef="c606_From1Jan2014To31Dec2014_AccumulatedDefinedBenefitPlansAdjustmentMember" decimals="-3">-3446000</us-gaap:OtherComprehensiveIncomeLossNetOfTax>
  <us-gaap:AccumulatedOtherComprehensiveIncomeLossNetOfTax unitRef="usd" contextRef="c607_AsOf31Dec2012_AccumulatedNetUnrealizedInvestmentGainLossMember" decimals="-3">18921000</us-gaap:AccumulatedOtherComprehensiveIncomeLossNetOfTax>
  <us-gaap:AccumulatedOtherComprehensiveIncomeLossNetOfTax unitRef="usd" contextRef="c608_AsOf31Dec2012_AccumulatedDefinedBenefitPlansAdjustmentMember" decimals="-3">-6784000</us-gaap:AccumulatedOtherComprehensiveIncomeLossNetOfTax>
  <us-gaap:AccumulatedOtherComprehensiveIncomeLossNetOfTax unitRef="usd" contextRef="c47_AsOf31Dec2012" decimals="-3">12137000</us-gaap:AccumulatedOtherComprehensiveIncomeLossNetOfTax>
  <us-gaap:OtherComprehensiveIncomeLossBeforeReclassificationsNetOfTax unitRef="usd" contextRef="c609_From1Jan2013To31Dec2013_AccumulatedNetUnrealizedInvestmentGainLossMember" decimals="-3">-26541000</us-gaap:OtherComprehensiveIncomeLossBeforeReclassificationsNetOfTax>
  <us-gaap:OtherComprehensiveIncomeLossBeforeReclassificationsNetOfTax unitRef="usd" contextRef="c610_From1Jan2013To31Dec2013_AccumulatedDefinedBenefitPlansAdjustmentMember" decimals="-3">3261000</us-gaap:OtherComprehensiveIncomeLossBeforeReclassificationsNetOfTax>
  <us-gaap:OtherComprehensiveIncomeLossBeforeReclassificationsNetOfTax unitRef="usd" contextRef="c4_From1Jan2013To31Dec2013" decimals="-3">-23280000</us-gaap:OtherComprehensiveIncomeLossBeforeReclassificationsNetOfTax>
  <us-gaap:ReclassificationFromAccumulatedOtherComprehensiveIncomeCurrentPeriodNetOfTax unitRef="usd" contextRef="c609_From1Jan2013To31Dec2013_AccumulatedNetUnrealizedInvestmentGainLossMember" decimals="-3">902000</us-gaap:ReclassificationFromAccumulatedOtherComprehensiveIncomeCurrentPeriodNetOfTax>
  <us-gaap:ReclassificationFromAccumulatedOtherComprehensiveIncomeCurrentPeriodNetOfTax unitRef="usd" contextRef="c610_From1Jan2013To31Dec2013_AccumulatedDefinedBenefitPlansAdjustmentMember" decimals="-3">-670000</us-gaap:ReclassificationFromAccumulatedOtherComprehensiveIncomeCurrentPeriodNetOfTax>
  <us-gaap:ReclassificationFromAccumulatedOtherComprehensiveIncomeCurrentPeriodNetOfTax unitRef="usd" contextRef="c4_From1Jan2013To31Dec2013" decimals="-3">232000</us-gaap:ReclassificationFromAccumulatedOtherComprehensiveIncomeCurrentPeriodNetOfTax>
  <us-gaap:OtherComprehensiveIncomeLossNetOfTax unitRef="usd" contextRef="c609_From1Jan2013To31Dec2013_AccumulatedNetUnrealizedInvestmentGainLossMember" decimals="-3">-27443000</us-gaap:OtherComprehensiveIncomeLossNetOfTax>
  <us-gaap:OtherComprehensiveIncomeLossNetOfTax unitRef="usd" contextRef="c610_From1Jan2013To31Dec2013_AccumulatedDefinedBenefitPlansAdjustmentMember" decimals="-3">3931000</us-gaap:OtherComprehensiveIncomeLossNetOfTax>
  <us-gaap:ReclassificationOutOfAccumulatedOtherComprehensiveIncomeTableTextBlock contextRef="c2_From1Jan2015To31Dec2015">&lt;table cellpadding=&quot;0&quot; cellspacing=&quot;0&quot; style=&quot;border-collapse: collapse; width: 100%; font: 10pt Times New Roman, Times, Serif&quot;&gt;

      &lt;tr style=&quot;vertical-align: bottom&quot;&gt;
       &lt;td style=&quot;text-align: center; border-bottom: Black 1pt solid&quot;&gt;Details about Accumulated Other&lt;br /&gt; Comprehensive Income Components&lt;/td&gt;
       &lt;td style=&quot;padding-bottom: 1pt&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td colspan=&quot;3&quot; style=&quot;text-align: center; border-bottom: Black 1pt solid&quot;&gt;Amounts Reclassified from &lt;br /&gt; Accumulated Other &lt;br /&gt; Comprehensive Income&lt;/td&gt;
       &lt;td style=&quot;padding-bottom: 1pt&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: center; border-bottom: Black 1pt solid&quot;&gt;Affected Line Item in the Statement&lt;br /&gt; Where Net Income is Presented&lt;/td&gt;
      &lt;/tr&gt;
      &lt;tr style=&quot;vertical-align: bottom&quot;&gt;
       &lt;td colspan=&quot;7&quot; style=&quot;font-style: italic; text-align: center&quot;&gt;(Dollars in thousands)&lt;/td&gt;
      &lt;/tr&gt;
      &lt;tr style=&quot;vertical-align: bottom; background-color: rgb(204,238,255)&quot;&gt;
       &lt;td style=&quot;width: 40%; text-align: left&quot;&gt;Unrealized gains (losses) on available for sale securities:&lt;/td&gt;
       &lt;td style=&quot;width: 1%&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;width: 1%; text-align: left&quot;&gt;$&lt;/td&gt;
       &lt;td style=&quot;width: 16%; text-align: right&quot;&gt;167&lt;/td&gt;
       &lt;td nowrap=&quot;nowrap&quot; style=&quot;width: 1%; text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;width: 1%&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;width: 40%; text-align: left&quot;&gt;&amp;nbsp;Net gain on sale of securities&lt;/td&gt;
      &lt;/tr&gt;
      &lt;tr style=&quot;vertical-align: bottom; background-color: White&quot;&gt;
       &lt;td style=&quot;padding-bottom: 1pt&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;padding-bottom: 1pt&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;border-bottom: Black 1pt solid; text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;border-bottom: Black 1pt solid; text-align: right&quot;&gt;(72&lt;/td&gt;
       &lt;td nowrap=&quot;nowrap&quot; style=&quot;border-bottom: Black 1pt solid; text-align: left&quot;&gt;)&lt;/td&gt;
       &lt;td style=&quot;padding-bottom: 1pt&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: left; padding-bottom: 1pt&quot;&gt;&amp;nbsp;Tax expense&lt;/td&gt;
      &lt;/tr&gt;
      &lt;tr style=&quot;vertical-align: bottom; background-color: rgb(204,238,255)&quot;&gt;
       &lt;td style=&quot;padding-bottom: 2.25pt&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;padding-bottom: 2.25pt&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;border-bottom: Black 2.25pt double; text-align: left&quot;&gt;$&lt;/td&gt;
       &lt;td style=&quot;border-bottom: Black 2.25pt double; text-align: right&quot;&gt;95&lt;/td&gt;
       &lt;td nowrap=&quot;nowrap&quot; style=&quot;border-bottom: Black 2.25pt double; text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;padding-bottom: 2.25pt&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;padding-bottom: 2.25pt&quot;&gt;&amp;nbsp;Net of tax&lt;/td&gt;
      &lt;/tr&gt;
      &lt;tr style=&quot;vertical-align: bottom; background-color: White&quot;&gt;
       &lt;td&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: right&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td nowrap=&quot;nowrap&quot; style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: right&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;/tr&gt;
      &lt;tr style=&quot;vertical-align: bottom; background-color: rgb(204,238,255)&quot;&gt;
       &lt;td&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: right&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td nowrap=&quot;nowrap&quot; style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: right&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;/tr&gt;
      &lt;tr style=&quot;vertical-align: bottom; background-color: White&quot;&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;Amortization of defined benefit pension items:&lt;/td&gt;
       &lt;td&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: right&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td nowrap=&quot;nowrap&quot; style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: right&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;/tr&gt;
      &lt;tr style=&quot;vertical-align: bottom; background-color: rgb(204,238,255)&quot;&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;Actuarial losses&lt;/td&gt;
       &lt;td&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;$&lt;/td&gt;
       &lt;td style=&quot;text-align: right&quot;&gt;(1,178&lt;/td&gt;
       &lt;td nowrap=&quot;nowrap&quot; style=&quot;text-align: left&quot;&gt;)(1)&lt;/td&gt;
       &lt;td&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;Other operating expense&lt;/td&gt;
      &lt;/tr&gt;
      &lt;tr style=&quot;vertical-align: bottom; background-color: White&quot;&gt;
       &lt;td style=&quot;text-align: left; padding-bottom: 1pt&quot;&gt;Prior service credits&lt;/td&gt;
       &lt;td style=&quot;padding-bottom: 1pt&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;border-bottom: Black 1pt solid; text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;border-bottom: Black 1pt solid; text-align: right&quot;&gt;46&lt;/td&gt;
       &lt;td nowrap=&quot;nowrap&quot; style=&quot;border-bottom: Black 1pt solid; text-align: left&quot;&gt;(1)&lt;/td&gt;
       &lt;td style=&quot;padding-bottom: 1pt&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: left; padding-bottom: 1pt&quot;&gt;&amp;nbsp;Other operating expense&lt;/td&gt;
      &lt;/tr&gt;
      &lt;tr style=&quot;vertical-align: bottom; background-color: rgb(204,238,255)&quot;&gt;
       &lt;td&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: right&quot;&gt;(1,132&lt;/td&gt;
       &lt;td nowrap=&quot;nowrap&quot; style=&quot;text-align: left&quot;&gt;)&lt;/td&gt;
       &lt;td&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;Total before tax&lt;/td&gt;
      &lt;/tr&gt;
      &lt;tr style=&quot;vertical-align: bottom; background-color: White&quot;&gt;
       &lt;td style=&quot;padding-bottom: 1pt&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;padding-bottom: 1pt&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;border-bottom: Black 1pt solid; text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;border-bottom: Black 1pt solid; text-align: right&quot;&gt;489&lt;/td&gt;
       &lt;td nowrap=&quot;nowrap&quot; style=&quot;border-bottom: Black 1pt solid; text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;padding-bottom: 1pt&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: left; padding-bottom: 1pt&quot;&gt;&amp;nbsp;Tax benefit&lt;/td&gt;
      &lt;/tr&gt;
      &lt;tr style=&quot;vertical-align: bottom; background-color: rgb(204,238,255)&quot;&gt;
       &lt;td style=&quot;padding-bottom: 2.25pt&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;padding-bottom: 2.25pt&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;border-bottom: Black 2.25pt double; text-align: left&quot;&gt;$&lt;/td&gt;
       &lt;td style=&quot;border-bottom: Black 2.25pt double; text-align: right&quot;&gt;(643&lt;/td&gt;
       &lt;td nowrap=&quot;nowrap&quot; style=&quot;border-bottom: Black 2.25pt double; text-align: left&quot;&gt;)&lt;/td&gt;
       &lt;td style=&quot;padding-bottom: 2.25pt&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;padding-bottom: 2.25pt&quot;&gt;&amp;nbsp;Net of tax&lt;/td&gt;
      &lt;/tr&gt;

    &lt;/table&gt;&lt;table cellpadding=&quot;0&quot; cellspacing=&quot;0&quot; style=&quot;border-collapse: collapse; width: 100%; font: 10pt Times New Roman, Times, Serif&quot;&gt;

      &lt;tr style=&quot;vertical-align: bottom&quot;&gt;
       &lt;td style=&quot;text-align: center; border-bottom: Black 1pt solid&quot;&gt;Details about Accumulated Other&lt;br /&gt; Comprehensive Income Components&lt;/td&gt;
       &lt;td style=&quot;padding-bottom: 1pt&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td colspan=&quot;3&quot; style=&quot;text-align: center; border-bottom: Black 1pt solid&quot;&gt;Amounts Reclassified &lt;br /&gt; from Accumulated Other&lt;br /&gt; Comprehensive Income&lt;/td&gt;
       &lt;td style=&quot;padding-bottom: 1pt&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: center; border-bottom: Black 1pt solid&quot;&gt;Affected Line Item in the Statement&lt;br /&gt; Where Net Income is Presented&lt;/td&gt;
      &lt;/tr&gt;
      &lt;tr style=&quot;vertical-align: bottom&quot;&gt;
       &lt;td colspan=&quot;7&quot; style=&quot;font-style: italic; text-align: center&quot;&gt;(Dollars in thousands)&lt;/td&gt;
      &lt;/tr&gt;
      &lt;tr style=&quot;vertical-align: bottom; background-color: White&quot;&gt;
       &lt;td style=&quot;width: 40%; text-align: left&quot;&gt;Unrealized gains (losses) on available for sale securities:&lt;/td&gt;
       &lt;td style=&quot;width: 1%&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;width: 1%; text-align: left&quot;&gt;$&lt;/td&gt;
       &lt;td style=&quot;width: 16%; text-align: right&quot;&gt;2,875&lt;/td&gt;
       &lt;td nowrap=&quot;nowrap&quot; style=&quot;width: 1%; text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;width: 1%&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;width: 40%; text-align: left&quot;&gt;&amp;nbsp;Net gain on sale of securities&lt;/td&gt;
      &lt;/tr&gt;
      &lt;tr style=&quot;vertical-align: bottom; background-color: rgb(204,238,255)&quot;&gt;
       &lt;td style=&quot;padding-bottom: 1pt&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;padding-bottom: 1pt&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;border-bottom: Black 1pt solid; text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;border-bottom: Black 1pt solid; text-align: right&quot;&gt;(1,241&lt;/td&gt;
       &lt;td nowrap=&quot;nowrap&quot; style=&quot;border-bottom: Black 1pt solid; text-align: left&quot;&gt;)&lt;/td&gt;
       &lt;td style=&quot;padding-bottom: 1pt&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: left; padding-bottom: 1pt&quot;&gt;&amp;nbsp;Tax expense&lt;/td&gt;
      &lt;/tr&gt;
      &lt;tr style=&quot;vertical-align: bottom; background-color: White&quot;&gt;
       &lt;td style=&quot;padding-bottom: 2.25pt&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;padding-bottom: 2.25pt&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;border-bottom: Black 2.25pt double; text-align: left&quot;&gt;$&lt;/td&gt;
       &lt;td style=&quot;border-bottom: Black 2.25pt double; text-align: right&quot;&gt;1,634&lt;/td&gt;
       &lt;td nowrap=&quot;nowrap&quot; style=&quot;border-bottom: Black 2.25pt double; text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;padding-bottom: 2.25pt&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;padding-bottom: 2.25pt&quot;&gt;&amp;nbsp;Net of tax&lt;/td&gt;
      &lt;/tr&gt;
      &lt;tr style=&quot;vertical-align: bottom; background-color: rgb(204,238,255)&quot;&gt;
       &lt;td&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: right&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td nowrap=&quot;nowrap&quot; style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: right&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;/tr&gt;
      &lt;tr style=&quot;vertical-align: bottom; background-color: White&quot;&gt;
       &lt;td&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: right&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td nowrap=&quot;nowrap&quot; style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: right&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;/tr&gt;
      &lt;tr style=&quot;vertical-align: bottom; background-color: rgb(204,238,255)&quot;&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;Amortization of defined benefit pension items:&lt;/td&gt;
       &lt;td&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: right&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td nowrap=&quot;nowrap&quot; style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: right&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;/tr&gt;
      &lt;tr style=&quot;vertical-align: bottom; background-color: White&quot;&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;Actuarial losses&lt;/td&gt;
       &lt;td&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;$&lt;/td&gt;
       &lt;td style=&quot;text-align: right&quot;&gt;(700&lt;/td&gt;
       &lt;td nowrap=&quot;nowrap&quot; style=&quot;text-align: left&quot;&gt;)(1)&lt;/td&gt;
       &lt;td&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;Other operating expense&lt;/td&gt;
      &lt;/tr&gt;
      &lt;tr style=&quot;vertical-align: bottom; background-color: rgb(204,238,255)&quot;&gt;
       &lt;td style=&quot;text-align: left; padding-bottom: 1pt&quot;&gt;Prior service credits&lt;/td&gt;
       &lt;td style=&quot;padding-bottom: 1pt&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;border-bottom: Black 1pt solid; text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;border-bottom: Black 1pt solid; text-align: right&quot;&gt;45&lt;/td&gt;
       &lt;td nowrap=&quot;nowrap&quot; style=&quot;border-bottom: Black 1pt solid; text-align: left&quot;&gt;(1)&lt;/td&gt;
       &lt;td style=&quot;padding-bottom: 1pt&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: left; padding-bottom: 1pt&quot;&gt;&amp;nbsp;Other operating expense&lt;/td&gt;
      &lt;/tr&gt;
      &lt;tr style=&quot;vertical-align: bottom; background-color: White&quot;&gt;
       &lt;td&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: right&quot;&gt;(655&lt;/td&gt;
       &lt;td nowrap=&quot;nowrap&quot; style=&quot;text-align: left&quot;&gt;)&lt;/td&gt;
       &lt;td&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;Total before tax&lt;/td&gt;
      &lt;/tr&gt;
      &lt;tr style=&quot;vertical-align: bottom; background-color: rgb(204,238,255)&quot;&gt;
       &lt;td style=&quot;padding-bottom: 1pt&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;padding-bottom: 1pt&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;border-bottom: Black 1pt solid; text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;border-bottom: Black 1pt solid; text-align: right&quot;&gt;311&lt;/td&gt;
       &lt;td nowrap=&quot;nowrap&quot; style=&quot;border-bottom: Black 1pt solid; text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;padding-bottom: 1pt&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: left; padding-bottom: 1pt&quot;&gt;&amp;nbsp;Tax benefit&lt;/td&gt;
      &lt;/tr&gt;
      &lt;tr style=&quot;vertical-align: bottom; background-color: White&quot;&gt;
       &lt;td style=&quot;padding-bottom: 2.25pt&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;padding-bottom: 2.25pt&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;border-bottom: Black 2.25pt double; text-align: left&quot;&gt;$&lt;/td&gt;
       &lt;td style=&quot;border-bottom: Black 2.25pt double; text-align: right&quot;&gt;(344&lt;/td&gt;
       &lt;td nowrap=&quot;nowrap&quot; style=&quot;border-bottom: Black 2.25pt double; text-align: left&quot;&gt;)&lt;/td&gt;
       &lt;td style=&quot;padding-bottom: 2.25pt&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;padding-bottom: 2.25pt&quot;&gt;&amp;nbsp;Net of tax&lt;/td&gt;
      &lt;/tr&gt;

    &lt;/table&gt;&lt;table cellpadding=&quot;0&quot; cellspacing=&quot;0&quot; style=&quot;border-collapse: collapse; width: 100%; font: 10pt Times New Roman, Times, Serif&quot;&gt;

      &lt;tr style=&quot;vertical-align: bottom&quot;&gt;
       &lt;td style=&quot;text-align: center; border-bottom: Black 1pt solid&quot;&gt;Details about Accumulated Other&lt;br /&gt; Comprehensive Income Components&lt;/td&gt;
       &lt;td style=&quot;padding-bottom: 1pt&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td colspan=&quot;3&quot; style=&quot;text-align: center; border-bottom: Black 1pt solid&quot;&gt;Amounts Reclassified from &lt;br /&gt; Accumulated Other&lt;br /&gt; Comprehensive Income&lt;/td&gt;
       &lt;td style=&quot;padding-bottom: 1pt&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: center; border-bottom: Black 1pt solid&quot;&gt;Affected Line Item in the Statement&lt;br /&gt; Where Net Income is Presented&lt;/td&gt;
      &lt;/tr&gt;
      &lt;tr style=&quot;vertical-align: bottom&quot;&gt;
       &lt;td colspan=&quot;7&quot; style=&quot;font-style: italic; text-align: center&quot;&gt;(Dollars in thousands)&lt;/td&gt;
      &lt;/tr&gt;
      &lt;tr style=&quot;vertical-align: bottom; background-color: rgb(204,238,255)&quot;&gt;
       &lt;td style=&quot;width: 40%; text-align: left&quot;&gt;Unrealized gains (losses) on available for sale securities:&lt;/td&gt;
       &lt;td style=&quot;width: 1%&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;width: 1%; text-align: left&quot;&gt;$&lt;/td&gt;
       &lt;td style=&quot;width: 16%; text-align: right&quot;&gt;3,021&lt;/td&gt;
       &lt;td nowrap=&quot;nowrap&quot; style=&quot;width: 1%; text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;width: 1%&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;width: 40%; text-align: left&quot;&gt;&amp;nbsp;Net gain on sale of securities&lt;/td&gt;
      &lt;/tr&gt;
      &lt;tr style=&quot;vertical-align: bottom; background-color: White&quot;&gt;
       &lt;td style=&quot;padding-bottom: 1pt&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;padding-bottom: 1pt&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;border-bottom: Black 1pt solid; text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;border-bottom: Black 1pt solid; text-align: right&quot;&gt;(1,321&lt;/td&gt;
       &lt;td nowrap=&quot;nowrap&quot; style=&quot;border-bottom: Black 1pt solid; text-align: left&quot;&gt;)&lt;/td&gt;
       &lt;td style=&quot;padding-bottom: 1pt&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: left; padding-bottom: 1pt&quot;&gt;&amp;nbsp;Tax expense&lt;/td&gt;
      &lt;/tr&gt;
      &lt;tr style=&quot;vertical-align: bottom; background-color: rgb(204,238,255)&quot;&gt;
       &lt;td style=&quot;padding-bottom: 2.25pt&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;padding-bottom: 2.25pt&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;border-bottom: Black 2.25pt double; text-align: left&quot;&gt;$&lt;/td&gt;
       &lt;td style=&quot;border-bottom: Black 2.25pt double; text-align: right&quot;&gt;1,700&lt;/td&gt;
       &lt;td nowrap=&quot;nowrap&quot; style=&quot;border-bottom: Black 2.25pt double; text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;padding-bottom: 2.25pt&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;padding-bottom: 2.25pt&quot;&gt;&amp;nbsp;Net of tax&lt;/td&gt;
      &lt;/tr&gt;
      &lt;tr style=&quot;vertical-align: bottom; background-color: White&quot;&gt;
       &lt;td&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: right&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td nowrap=&quot;nowrap&quot; style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: right&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;/tr&gt;
      &lt;tr style=&quot;vertical-align: bottom; background-color: rgb(204,238,255)&quot;&gt;
       &lt;td&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: right&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td nowrap=&quot;nowrap&quot; style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: right&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;/tr&gt;
      &lt;tr style=&quot;vertical-align: bottom; background-color: White&quot;&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;OTTI charges&lt;/td&gt;
       &lt;td&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;$&lt;/td&gt;
       &lt;td style=&quot;text-align: right&quot;&gt;(1,419&lt;/td&gt;
       &lt;td nowrap=&quot;nowrap&quot; style=&quot;text-align: left&quot;&gt;)&lt;/td&gt;
       &lt;td&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;OTTI charge&lt;/td&gt;
      &lt;/tr&gt;
      &lt;tr style=&quot;vertical-align: bottom; background-color: rgb(204,238,255)&quot;&gt;
       &lt;td style=&quot;padding-bottom: 1pt&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;padding-bottom: 1pt&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;border-bottom: Black 1pt solid; text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;border-bottom: Black 1pt solid; text-align: right&quot;&gt;621&lt;/td&gt;
       &lt;td nowrap=&quot;nowrap&quot; style=&quot;border-bottom: Black 1pt solid; text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;padding-bottom: 1pt&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: left; padding-bottom: 1pt&quot;&gt;&amp;nbsp;Tax benefit&lt;/td&gt;
      &lt;/tr&gt;
      &lt;tr style=&quot;vertical-align: bottom; background-color: White&quot;&gt;
       &lt;td style=&quot;padding-bottom: 2.25pt&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;padding-bottom: 2.25pt&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;border-bottom: Black 2.25pt double; text-align: left&quot;&gt;$&lt;/td&gt;
       &lt;td style=&quot;border-bottom: Black 2.25pt double; text-align: right&quot;&gt;(798&lt;/td&gt;
       &lt;td nowrap=&quot;nowrap&quot; style=&quot;border-bottom: Black 2.25pt double; text-align: left&quot;&gt;)&lt;/td&gt;
       &lt;td style=&quot;padding-bottom: 2.25pt&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;padding-bottom: 2.25pt&quot;&gt;&amp;nbsp;Net of tax&lt;/td&gt;
      &lt;/tr&gt;
      &lt;tr style=&quot;vertical-align: bottom; background-color: rgb(204,238,255)&quot;&gt;
       &lt;td&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: right&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td nowrap=&quot;nowrap&quot; style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: right&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;/tr&gt;
      &lt;tr style=&quot;vertical-align: bottom; background-color: White&quot;&gt;
       &lt;td&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: right&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td nowrap=&quot;nowrap&quot; style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: right&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;/tr&gt;
      &lt;tr style=&quot;vertical-align: bottom; background-color: rgb(204,238,255)&quot;&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;Amortization of defined benefit pension items:&lt;/td&gt;
       &lt;td&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: right&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td nowrap=&quot;nowrap&quot; style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: right&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;/tr&gt;
      &lt;tr style=&quot;vertical-align: bottom; background-color: White&quot;&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;Actuarial losses&lt;/td&gt;
       &lt;td&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;$&lt;/td&gt;
       &lt;td style=&quot;text-align: right&quot;&gt;(1,237&lt;/td&gt;
       &lt;td nowrap=&quot;nowrap&quot; style=&quot;text-align: left&quot;&gt;)(1)&lt;/td&gt;
       &lt;td&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;Other operating expense&lt;/td&gt;
      &lt;/tr&gt;
      &lt;tr style=&quot;vertical-align: bottom; background-color: rgb(204,238,255)&quot;&gt;
       &lt;td style=&quot;text-align: left; padding-bottom: 1pt&quot;&gt;Prior service credits&lt;/td&gt;
       &lt;td style=&quot;padding-bottom: 1pt&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;border-bottom: Black 1pt solid; text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;border-bottom: Black 1pt solid; text-align: right&quot;&gt;46&lt;/td&gt;
       &lt;td nowrap=&quot;nowrap&quot; style=&quot;border-bottom: Black 1pt solid; text-align: left&quot;&gt;(1)&lt;/td&gt;
       &lt;td style=&quot;padding-bottom: 1pt&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: left; padding-bottom: 1pt&quot;&gt;&amp;nbsp;Other operating expense&lt;/td&gt;
      &lt;/tr&gt;
      &lt;tr style=&quot;vertical-align: bottom; background-color: White&quot;&gt;
       &lt;td&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: right&quot;&gt;(1,191&lt;/td&gt;
       &lt;td nowrap=&quot;nowrap&quot; style=&quot;text-align: left&quot;&gt;)&lt;/td&gt;
       &lt;td&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;Total before tax&lt;/td&gt;
      &lt;/tr&gt;
      &lt;tr style=&quot;vertical-align: bottom; background-color: rgb(204,238,255)&quot;&gt;
       &lt;td style=&quot;padding-bottom: 1pt&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;padding-bottom: 1pt&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;border-bottom: Black 1pt solid; text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;border-bottom: Black 1pt solid; text-align: right&quot;&gt;521&lt;/td&gt;
       &lt;td nowrap=&quot;nowrap&quot; style=&quot;border-bottom: Black 1pt solid; text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;padding-bottom: 1pt&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: left; padding-bottom: 1pt&quot;&gt;&amp;nbsp;Tax benefit&lt;/td&gt;
      &lt;/tr&gt;
      &lt;tr style=&quot;vertical-align: bottom; background-color: White&quot;&gt;
       &lt;td style=&quot;padding-bottom: 2.25pt&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;padding-bottom: 2.25pt&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;border-bottom: Black 2.25pt double; text-align: left&quot;&gt;$&lt;/td&gt;
       &lt;td style=&quot;border-bottom: Black 2.25pt double; text-align: right&quot;&gt;(670&lt;/td&gt;
       &lt;td nowrap=&quot;nowrap&quot; style=&quot;border-bottom: Black 2.25pt double; text-align: left&quot;&gt;)&lt;/td&gt;
       &lt;td style=&quot;padding-bottom: 2.25pt&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;padding-bottom: 2.25pt&quot;&gt;&amp;nbsp;Net of tax&lt;/td&gt;
      &lt;/tr&gt;

    &lt;/table&gt;</us-gaap:ReclassificationOutOfAccumulatedOtherComprehensiveIncomeTableTextBlock>
  <us-gaap:GainLossOnInvestmentsExcludingOtherThanTemporaryImpairments unitRef="usd" contextRef="c611_From1Jan2015To31Dec2015_ReclassificationOutOfAccumulatedOtherComprehensiveIncomeMember_AccumulatedNetUnrealizedInvestmentGainLossMember" decimals="-3">167000</us-gaap:GainLossOnInvestmentsExcludingOtherThanTemporaryImpairments>
  <us-gaap:IncomeTaxExpenseBenefit unitRef="usd" contextRef="c611_From1Jan2015To31Dec2015_ReclassificationOutOfAccumulatedOtherComprehensiveIncomeMember_AccumulatedNetUnrealizedInvestmentGainLossMember" decimals="-3">-72000</us-gaap:IncomeTaxExpenseBenefit>
  <us-gaap:NetIncomeLoss unitRef="usd" contextRef="c611_From1Jan2015To31Dec2015_ReclassificationOutOfAccumulatedOtherComprehensiveIncomeMember_AccumulatedNetUnrealizedInvestmentGainLossMember" decimals="-3">95000</us-gaap:NetIncomeLoss>
  <us-gaap:OtherCostAndExpenseOperating id="_OtherCostAndExpenseOperating-c612_From1Jan2015To31Dec2015_ActuarialLossesMember_ReclassificationOutOfAccumulatedOtherComprehensiveIncomeMember_AccumulatedDefinedBenefitPlansAdjustmentMember_usd" unitRef="usd" contextRef="c612_From1Jan2015To31Dec2015_ActuarialLossesMember_ReclassificationOutOfAccumulatedOtherComprehensiveIncomeMember_AccumulatedDefinedBenefitPlansAdjustmentMember" decimals="-3">-1178000</us-gaap:OtherCostAndExpenseOperating>
  <us-gaap:OtherCostAndExpenseOperating id="_OtherCostAndExpenseOperating-c613_From1Jan2015To31Dec2015_PriorServiceCreditsMember_ReclassificationOutOfAccumulatedOtherComprehensiveIncomeMember_AccumulatedDefinedBenefitPlansAdjustmentMember_usd" unitRef="usd" contextRef="c613_From1Jan2015To31Dec2015_PriorServiceCreditsMember_ReclassificationOutOfAccumulatedOtherComprehensiveIncomeMember_AccumulatedDefinedBenefitPlansAdjustmentMember" decimals="-3">46000</us-gaap:OtherCostAndExpenseOperating>
  <us-gaap:IncomeLossFromContinuingOperationsBeforeIncomeTaxesExtraordinaryItemsNoncontrollingInterest unitRef="usd" contextRef="c614_From1Jan2015To31Dec2015_ReclassificationOutOfAccumulatedOtherComprehensiveIncomeMember_AccumulatedDefinedBenefitPlansAdjustmentMember" decimals="-3">-1132000</us-gaap:IncomeLossFromContinuingOperationsBeforeIncomeTaxesExtraordinaryItemsNoncontrollingInterest>
  <us-gaap:IncomeTaxExpenseBenefit unitRef="usd" contextRef="c614_From1Jan2015To31Dec2015_ReclassificationOutOfAccumulatedOtherComprehensiveIncomeMember_AccumulatedDefinedBenefitPlansAdjustmentMember" decimals="-3">489000</us-gaap:IncomeTaxExpenseBenefit>
  <us-gaap:NetIncomeLoss unitRef="usd" contextRef="c614_From1Jan2015To31Dec2015_ReclassificationOutOfAccumulatedOtherComprehensiveIncomeMember_AccumulatedDefinedBenefitPlansAdjustmentMember" decimals="-3">-643000</us-gaap:NetIncomeLoss>
  <us-gaap:GainLossOnInvestmentsExcludingOtherThanTemporaryImpairments unitRef="usd" contextRef="c615_From1Jan2014To31Dec2014_ReclassificationOutOfAccumulatedOtherComprehensiveIncomeMember_AccumulatedNetUnrealizedInvestmentGainLossMember" decimals="-3">2875000</us-gaap:GainLossOnInvestmentsExcludingOtherThanTemporaryImpairments>
  <us-gaap:IncomeTaxExpenseBenefit unitRef="usd" contextRef="c615_From1Jan2014To31Dec2014_ReclassificationOutOfAccumulatedOtherComprehensiveIncomeMember_AccumulatedNetUnrealizedInvestmentGainLossMember" decimals="-3">-1241000</us-gaap:IncomeTaxExpenseBenefit>
  <us-gaap:NetIncomeLoss unitRef="usd" contextRef="c615_From1Jan2014To31Dec2014_ReclassificationOutOfAccumulatedOtherComprehensiveIncomeMember_AccumulatedNetUnrealizedInvestmentGainLossMember" decimals="-3">1634000</us-gaap:NetIncomeLoss>
  <us-gaap:OtherCostAndExpenseOperating id="_OtherCostAndExpenseOperating-c616_From1Jan2014To31Dec2014_ActuarialLossesMember_ReclassificationOutOfAccumulatedOtherComprehensiveIncomeMember_AccumulatedDefinedBenefitPlansAdjustmentMember_usd" unitRef="usd" contextRef="c616_From1Jan2014To31Dec2014_ActuarialLossesMember_ReclassificationOutOfAccumulatedOtherComprehensiveIncomeMember_AccumulatedDefinedBenefitPlansAdjustmentMember" decimals="-3">-700000</us-gaap:OtherCostAndExpenseOperating>
  <us-gaap:OtherCostAndExpenseOperating id="_OtherCostAndExpenseOperating-c617_From1Jan2014To31Dec2014_PriorServiceCreditsMember_ReclassificationOutOfAccumulatedOtherComprehensiveIncomeMember_AccumulatedDefinedBenefitPlansAdjustmentMember_usd" unitRef="usd" contextRef="c617_From1Jan2014To31Dec2014_PriorServiceCreditsMember_ReclassificationOutOfAccumulatedOtherComprehensiveIncomeMember_AccumulatedDefinedBenefitPlansAdjustmentMember" decimals="-3">45000</us-gaap:OtherCostAndExpenseOperating>
  <us-gaap:IncomeLossFromContinuingOperationsBeforeIncomeTaxesExtraordinaryItemsNoncontrollingInterest unitRef="usd" contextRef="c618_From1Jan2014To31Dec2014_ReclassificationOutOfAccumulatedOtherComprehensiveIncomeMember_AccumulatedDefinedBenefitPlansAdjustmentMember" decimals="-3">-655000</us-gaap:IncomeLossFromContinuingOperationsBeforeIncomeTaxesExtraordinaryItemsNoncontrollingInterest>
  <us-gaap:IncomeTaxExpenseBenefit unitRef="usd" contextRef="c618_From1Jan2014To31Dec2014_ReclassificationOutOfAccumulatedOtherComprehensiveIncomeMember_AccumulatedDefinedBenefitPlansAdjustmentMember" decimals="-3">311000</us-gaap:IncomeTaxExpenseBenefit>
  <us-gaap:NetIncomeLoss unitRef="usd" contextRef="c618_From1Jan2014To31Dec2014_ReclassificationOutOfAccumulatedOtherComprehensiveIncomeMember_AccumulatedDefinedBenefitPlansAdjustmentMember" decimals="-3">-344000</us-gaap:NetIncomeLoss>
  <us-gaap:GainLossOnInvestmentsExcludingOtherThanTemporaryImpairments unitRef="usd" contextRef="c619_From1Jan2013To31Dec2013_ReclassificationOutOfAccumulatedOtherComprehensiveIncomeMember_AccumulatedNetUnrealizedInvestmentGainLossMember" decimals="-3">3021000</us-gaap:GainLossOnInvestmentsExcludingOtherThanTemporaryImpairments>
  <us-gaap:IncomeTaxExpenseBenefit unitRef="usd" contextRef="c619_From1Jan2013To31Dec2013_ReclassificationOutOfAccumulatedOtherComprehensiveIncomeMember_AccumulatedNetUnrealizedInvestmentGainLossMember" decimals="-3">-1321000</us-gaap:IncomeTaxExpenseBenefit>
  <us-gaap:NetIncomeLoss unitRef="usd" contextRef="c619_From1Jan2013To31Dec2013_ReclassificationOutOfAccumulatedOtherComprehensiveIncomeMember_AccumulatedNetUnrealizedInvestmentGainLossMember" decimals="-3">1700000</us-gaap:NetIncomeLoss>
  <us-gaap:OtherThanTemporaryImpairmentLossesInvestmentsPortionRecognizedInEarningsNet unitRef="usd" contextRef="c620_From1Jan2013To31Dec2013_ReclassificationOutOfAccumulatedOtherComprehensiveIncomeMember_AccumulatedOtherThanTemporaryImpairmentMember" decimals="-3">-1419000</us-gaap:OtherThanTemporaryImpairmentLossesInvestmentsPortionRecognizedInEarningsNet>
  <us-gaap:IncomeTaxExpenseBenefit unitRef="usd" contextRef="c620_From1Jan2013To31Dec2013_ReclassificationOutOfAccumulatedOtherComprehensiveIncomeMember_AccumulatedOtherThanTemporaryImpairmentMember" decimals="-3">621000</us-gaap:IncomeTaxExpenseBenefit>
  <us-gaap:NetIncomeLoss unitRef="usd" contextRef="c620_From1Jan2013To31Dec2013_ReclassificationOutOfAccumulatedOtherComprehensiveIncomeMember_AccumulatedOtherThanTemporaryImpairmentMember" decimals="-3">-798000</us-gaap:NetIncomeLoss>
  <us-gaap:OtherCostAndExpenseOperating id="_OtherCostAndExpenseOperating-c621_From1Jan2013To31Dec2013_ActuarialLossesMember_ReclassificationOutOfAccumulatedOtherComprehensiveIncomeMember_AccumulatedDefinedBenefitPlansAdjustmentMember_usd" unitRef="usd" contextRef="c621_From1Jan2013To31Dec2013_ActuarialLossesMember_ReclassificationOutOfAccumulatedOtherComprehensiveIncomeMember_AccumulatedDefinedBenefitPlansAdjustmentMember" decimals="-3">-1237000</us-gaap:OtherCostAndExpenseOperating>
  <us-gaap:OtherCostAndExpenseOperating id="_OtherCostAndExpenseOperating-c622_From1Jan2013To31Dec2013_PriorServiceCreditsMember_ReclassificationOutOfAccumulatedOtherComprehensiveIncomeMember_AccumulatedDefinedBenefitPlansAdjustmentMember_usd" unitRef="usd" contextRef="c622_From1Jan2013To31Dec2013_PriorServiceCreditsMember_ReclassificationOutOfAccumulatedOtherComprehensiveIncomeMember_AccumulatedDefinedBenefitPlansAdjustmentMember" decimals="-3">46000</us-gaap:OtherCostAndExpenseOperating>
  <us-gaap:IncomeLossFromContinuingOperationsBeforeIncomeTaxesExtraordinaryItemsNoncontrollingInterest unitRef="usd" contextRef="c623_From1Jan2013To31Dec2013_ReclassificationOutOfAccumulatedOtherComprehensiveIncomeMember_AccumulatedDefinedBenefitPlansAdjustmentMember" decimals="-3">-1191000</us-gaap:IncomeLossFromContinuingOperationsBeforeIncomeTaxesExtraordinaryItemsNoncontrollingInterest>
  <us-gaap:IncomeTaxExpenseBenefit unitRef="usd" contextRef="c623_From1Jan2013To31Dec2013_ReclassificationOutOfAccumulatedOtherComprehensiveIncomeMember_AccumulatedDefinedBenefitPlansAdjustmentMember" decimals="-3">521000</us-gaap:IncomeTaxExpenseBenefit>
  <us-gaap:NetIncomeLoss unitRef="usd" contextRef="c623_From1Jan2013To31Dec2013_ReclassificationOutOfAccumulatedOtherComprehensiveIncomeMember_AccumulatedDefinedBenefitPlansAdjustmentMember" decimals="-3">-670000</us-gaap:NetIncomeLoss>
  <us-gaap:RegulatoryCapitalRequirementsUnderBankingRegulationsTextBlock contextRef="c2_From1Jan2015To31Dec2015">&lt;p style=&quot;font: 10pt Times New Roman, Times, Serif; margin: 0pt 0.25in 0pt 0; text-align: justify&quot;&gt;&lt;b&gt;14. Regulatory Capital&lt;/b&gt;&lt;/p&gt;&lt;br/&gt;&lt;p style=&quot;font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify&quot;&gt;The federal banking agencies have substantially amended the regulatory risk-based capital rules applicable to the Bank. The amendments implemented the &amp;#x201c;Basel III&amp;#x201d; regulatory capital reforms and changes required by the Dodd-Frank Act. The new rules apply regulatory capital requirements to the Bank. The amended rules included new minimum risk-based capital and leverage ratios, which became effective in January 2015, with certain requirements to be phased in beginning in 2016, and refined the definition of what constitutes &amp;#x201c;capital&amp;#x201d; for purposes of calculating those ratios.&lt;/p&gt;&lt;br/&gt;&lt;p style=&quot;font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify&quot;&gt;The new minimum capital level requirements applicable to the Bank include: (i) a new common equity Tier 1 risk-based capital ratio of 4.5%; (ii) a Tier 1 risk-based capital ratio of 6% (increased from 4%); (iii) a total risk-based capital ratio of 8% (unchanged from current rules); and (iv) a Tier 1 leverage ratio of 4% for all institutions. The amended rules also establish a &amp;#x201c;capital conservation buffer&amp;#x201d; of 2.5% above the new regulatory minimum capital ratios, and would result in the following minimum ratios: (i) a common equity Tier 1 risk-based capital ratio of 7.0%; (ii) a Tier 1 risk-based capital ratio of 8.5%; and (iii) a total risk-based capital ratio of 10.5%. The new capital conservation buffer requirement will be phased in beginning in January 2016 at 0.625% of risk-weighted assets and will increase each year until fully implemented in January 2019. An institution will be subject to limitations on paying dividends, engaging in share repurchases, and paying discretionary bonuses if its capital level falls below the buffer amount. These limitations will establish a maximum percentage of eligible retained income that could be utilized for such actions.&lt;/p&gt;&lt;br/&gt;&lt;p style=&quot;font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify&quot;&gt;As of December 31, 2015, the Bank continues to be categorized as &amp;#x201c;well-capitalized&amp;#x201d; under the prompt corrective action regulations and continues to exceed all regulatory capital requirements.&lt;/p&gt;&lt;br/&gt;&lt;p style=&quot;font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify&quot;&gt;Set forth below is a summary of the Bank&amp;#x2019;s compliance with banking regulatory capital standards.&lt;/p&gt;&lt;br/&gt;&lt;table cellpadding=&quot;0&quot; cellspacing=&quot;0&quot; style=&quot;border-collapse: collapse; width: 100%; font: 10pt Times New Roman, Times, Serif&quot;&gt;

      &lt;tr style=&quot;vertical-align: bottom&quot;&gt;
       &lt;td style=&quot;text-align: center&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;padding-bottom: 1pt&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td colspan=&quot;7&quot; style=&quot;text-align: center; border-bottom: Black 1pt solid&quot;&gt;December 31, 2015&lt;/td&gt;
       &lt;td style=&quot;padding-bottom: 1pt&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td colspan=&quot;7&quot; style=&quot;text-align: center; border-bottom: Black 1pt solid&quot;&gt;December 31, 2014&lt;/td&gt;
      &lt;/tr&gt;
      &lt;tr style=&quot;vertical-align: bottom&quot;&gt;
       &lt;td style=&quot;text-align: center&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;padding-bottom: 1pt&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td colspan=&quot;3&quot; style=&quot;text-align: center; border-bottom: Black 1pt solid&quot;&gt;Amount&lt;/td&gt;
       &lt;td style=&quot;border-bottom: Black 1pt solid; text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td colspan=&quot;3&quot; style=&quot;text-align: center; border-bottom: Black 1pt solid&quot;&gt;Percent of&lt;br /&gt; Assets&lt;/td&gt;
       &lt;td style=&quot;padding-bottom: 1pt&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td colspan=&quot;3&quot; style=&quot;text-align: center; border-bottom: Black 1pt solid&quot;&gt;Amount&lt;/td&gt;
       &lt;td style=&quot;border-bottom: Black 1pt solid; text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td colspan=&quot;3&quot; style=&quot;text-align: center; border-bottom: Black 1pt solid&quot;&gt;Percent of&lt;br /&gt; Assets&lt;/td&gt;
      &lt;/tr&gt;
      &lt;tr style=&quot;vertical-align: bottom&quot;&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;font-style: italic&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td colspan=&quot;15&quot; style=&quot;font-style: italic; text-align: center&quot;&gt;(Dollars in thousands)&lt;/td&gt;
      &lt;/tr&gt;
      &lt;tr style=&quot;vertical-align: bottom&quot;&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td colspan=&quot;3&quot; style=&quot;text-align: right&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td colspan=&quot;3&quot; style=&quot;text-align: right&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td colspan=&quot;3&quot; style=&quot;text-align: right&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td colspan=&quot;3&quot; style=&quot;text-align: right&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;/tr&gt;
      &lt;tr style=&quot;vertical-align: bottom; background-color: rgb(204,238,255)&quot;&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;Tier I (leverage) capital:&lt;/td&gt;
       &lt;td&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: right&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: right&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: right&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: right&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;/tr&gt;
      &lt;tr style=&quot;vertical-align: bottom; background-color: White&quot;&gt;
       &lt;td style=&quot;width: 56%; text-align: left; padding-left: 10pt&quot;&gt;Capital level&lt;/td&gt;
       &lt;td style=&quot;width: 1%&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;width: 1%; text-align: left&quot;&gt;$&lt;/td&gt;
       &lt;td style=&quot;width: 8%; text-align: right&quot;&gt;494,690&lt;/td&gt;
       &lt;td style=&quot;width: 1%; text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;width: 1%&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;width: 1%; text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;width: 8%; text-align: right&quot;&gt;8.89&lt;/td&gt;
       &lt;td style=&quot;width: 1%; text-align: left&quot;&gt;%&lt;/td&gt;
       &lt;td style=&quot;width: 1%&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;width: 1%; text-align: left&quot;&gt;$&lt;/td&gt;
       &lt;td style=&quot;width: 8%; text-align: right&quot;&gt;472,251&lt;/td&gt;
       &lt;td style=&quot;width: 1%; text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;width: 1%&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;width: 1%; text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;width: 8%; text-align: right&quot;&gt;9.63&lt;/td&gt;
       &lt;td style=&quot;width: 1%; text-align: left&quot;&gt;%&lt;/td&gt;
      &lt;/tr&gt;
      &lt;tr style=&quot;vertical-align: bottom; background-color: rgb(204,238,255)&quot;&gt;
       &lt;td style=&quot;text-align: left; padding-left: 10pt&quot;&gt;Requirement to be well capitalized&lt;/td&gt;
       &lt;td&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: right&quot;&gt;278,175&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: right&quot;&gt;5.00&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: right&quot;&gt;245,254&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: right&quot;&gt;5.00&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;/tr&gt;
      &lt;tr style=&quot;vertical-align: bottom; background-color: White&quot;&gt;
       &lt;td style=&quot;text-align: left; padding-left: 10pt&quot;&gt;Excess&lt;/td&gt;
       &lt;td&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: right&quot;&gt;216,515&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: right&quot;&gt;3.89&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: right&quot;&gt;226,997&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: right&quot;&gt;4.63&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;/tr&gt;
      &lt;tr style=&quot;vertical-align: bottom; background-color: rgb(204,238,255)&quot;&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: right&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: right&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: right&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: right&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;/tr&gt;
      &lt;tr style=&quot;vertical-align: bottom; background-color: White&quot;&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;Common Equity Tier I risk-based capital:&lt;/td&gt;
       &lt;td&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: right&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: right&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: right&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: right&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;/tr&gt;
      &lt;tr style=&quot;vertical-align: bottom; background-color: rgb(204,238,255)&quot;&gt;
       &lt;td style=&quot;text-align: left; padding-left: 10pt&quot;&gt;Capital level&lt;/td&gt;
       &lt;td&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;$&lt;/td&gt;
       &lt;td style=&quot;text-align: right&quot;&gt;494,690&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: right&quot;&gt;12.62&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;%&lt;/td&gt;
       &lt;td&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: right&quot;&gt;&amp;nbsp;n/a&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: right&quot;&gt;&amp;nbsp;n/a&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;/tr&gt;
      &lt;tr style=&quot;vertical-align: bottom; background-color: White&quot;&gt;
       &lt;td style=&quot;text-align: left; padding-left: 10pt&quot;&gt;Requirement to be well capitalized&lt;/td&gt;
       &lt;td&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: right&quot;&gt;254,768&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: right&quot;&gt;6.50&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: right&quot;&gt;&amp;nbsp;n/a&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: right&quot;&gt;&amp;nbsp;n/a&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;/tr&gt;
      &lt;tr style=&quot;vertical-align: bottom; background-color: rgb(204,238,255)&quot;&gt;
       &lt;td style=&quot;text-align: left; padding-left: 10pt&quot;&gt;Excess&lt;/td&gt;
       &lt;td&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: right&quot;&gt;239,922&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: right&quot;&gt;6.12&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: right&quot;&gt;&amp;nbsp;n/a&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: right&quot;&gt;&amp;nbsp;n/a&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;/tr&gt;
      &lt;tr style=&quot;vertical-align: bottom; background-color: White&quot;&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: right&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: right&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: right&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: right&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;/tr&gt;
      &lt;tr style=&quot;vertical-align: bottom; background-color: rgb(204,238,255)&quot;&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;Tier I risk-based capital:&lt;/td&gt;
       &lt;td&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: right&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: right&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: right&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: right&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;/tr&gt;
      &lt;tr style=&quot;vertical-align: bottom; background-color: White&quot;&gt;
       &lt;td style=&quot;text-align: left; padding-left: 10pt&quot;&gt;Capital level&lt;/td&gt;
       &lt;td&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;$&lt;/td&gt;
       &lt;td style=&quot;text-align: right&quot;&gt;494,690&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: right&quot;&gt;12.62&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;%&lt;/td&gt;
       &lt;td&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;$&lt;/td&gt;
       &lt;td style=&quot;text-align: right&quot;&gt;472,251&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: right&quot;&gt;13.87&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;%&lt;/td&gt;
      &lt;/tr&gt;
      &lt;tr style=&quot;vertical-align: bottom; background-color: rgb(204,238,255)&quot;&gt;
       &lt;td style=&quot;text-align: left; padding-left: 10pt&quot;&gt;Requirement to be well capitalized&lt;/td&gt;
       &lt;td&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: right&quot;&gt;313,560&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: right&quot;&gt;8.00&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: right&quot;&gt;204,354&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: right&quot;&gt;6.00&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;/tr&gt;
      &lt;tr style=&quot;vertical-align: bottom; background-color: White&quot;&gt;
       &lt;td style=&quot;text-align: left; padding-left: 10pt&quot;&gt;Excess&lt;/td&gt;
       &lt;td&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: right&quot;&gt;181,130&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: right&quot;&gt;4.62&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: right&quot;&gt;267,897&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: right&quot;&gt;7.87&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;/tr&gt;
      &lt;tr style=&quot;vertical-align: bottom; background-color: rgb(204,238,255)&quot;&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: right&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: right&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: right&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: right&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;/tr&gt;
      &lt;tr style=&quot;vertical-align: bottom; background-color: White&quot;&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;Total risk-based capital:&lt;/td&gt;
       &lt;td&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: right&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: right&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: right&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: right&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;/tr&gt;
      &lt;tr style=&quot;vertical-align: bottom; background-color: rgb(204,238,255)&quot;&gt;
       &lt;td style=&quot;text-align: left; padding-left: 10pt&quot;&gt;Capital level&lt;/td&gt;
       &lt;td&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;$&lt;/td&gt;
       &lt;td style=&quot;text-align: right&quot;&gt;516,226&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: right&quot;&gt;13.17&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;%&lt;/td&gt;
       &lt;td&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;$&lt;/td&gt;
       &lt;td style=&quot;text-align: right&quot;&gt;497,347&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: right&quot;&gt;14.60&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;%&lt;/td&gt;
      &lt;/tr&gt;
      &lt;tr style=&quot;vertical-align: bottom; background-color: White&quot;&gt;
       &lt;td style=&quot;text-align: left; padding-left: 10pt&quot;&gt;Requirement to be well capitalized&lt;/td&gt;
       &lt;td&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: right&quot;&gt;391,950&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: right&quot;&gt;10.00&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: right&quot;&gt;340,589&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: right&quot;&gt;10.00&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;/tr&gt;
      &lt;tr style=&quot;vertical-align: bottom; background-color: rgb(204,238,255)&quot;&gt;
       &lt;td style=&quot;text-align: left; padding-left: 10pt&quot;&gt;Excess&lt;/td&gt;
       &lt;td&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: right&quot;&gt;124,276&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: right&quot;&gt;3.17&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: right&quot;&gt;156,758&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: right&quot;&gt;4.60&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;/tr&gt;

    &lt;/table&gt;&lt;br/&gt;&lt;p style=&quot;font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify&quot;&gt;The Holding Company is subject to the same regulatory capital requirements as the Bank. &lt;font style=&quot;font-family: Times New Roman, Times, Serif&quot;&gt;As of December 31, 2015, the Holding Company continues to be categorized as &amp;#x201c;well-capitalized&amp;#x201d; under the prompt corrective action regulations and continues to exceed all regulatory capital requirements. &lt;/font&gt;&lt;/p&gt;&lt;br/&gt;&lt;p style=&quot;font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify&quot;&gt;Set forth below is a summary of the Holding Company&amp;#x2019;s compliance with banking regulatory capital standards.&lt;/p&gt;&lt;br/&gt;&lt;table cellpadding=&quot;0&quot; cellspacing=&quot;0&quot; style=&quot;border-collapse: collapse; width: 100%; font: 10pt Times New Roman, Times, Serif&quot;&gt;

      &lt;tr style=&quot;vertical-align: bottom&quot;&gt;
       &lt;td style=&quot;text-align: center&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;padding-bottom: 1pt&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td colspan=&quot;7&quot; style=&quot;text-align: center; border-bottom: Black 1pt solid&quot;&gt;December 31, 2015&lt;/td&gt;
       &lt;td style=&quot;padding-bottom: 1pt&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td colspan=&quot;7&quot; style=&quot;text-align: center; border-bottom: Black 1pt solid&quot;&gt;December 31, 2014&lt;/td&gt;
      &lt;/tr&gt;
      &lt;tr style=&quot;vertical-align: bottom&quot;&gt;
       &lt;td style=&quot;text-align: center&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;padding-bottom: 1pt&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td colspan=&quot;3&quot; style=&quot;text-align: center; border-bottom: Black 1pt solid&quot;&gt;Amount&lt;/td&gt;
       &lt;td style=&quot;border-bottom: Black 1pt solid; text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td colspan=&quot;3&quot; style=&quot;text-align: center; border-bottom: Black 1pt solid&quot;&gt;Percent of&lt;br /&gt; Assets&lt;/td&gt;
       &lt;td style=&quot;padding-bottom: 1pt&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td colspan=&quot;3&quot; style=&quot;text-align: center; border-bottom: Black 1pt solid&quot;&gt;Amount&lt;/td&gt;
       &lt;td style=&quot;border-bottom: Black 1pt solid; text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td colspan=&quot;3&quot; style=&quot;text-align: center; border-bottom: Black 1pt solid&quot;&gt;Percent of&lt;br /&gt; Assets&lt;/td&gt;
      &lt;/tr&gt;
      &lt;tr style=&quot;vertical-align: bottom&quot;&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;font-style: italic&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td colspan=&quot;15&quot; style=&quot;font-style: italic; text-align: center&quot;&gt;(Dollars in thousands)&lt;/td&gt;
      &lt;/tr&gt;
      &lt;tr style=&quot;vertical-align: bottom&quot;&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td colspan=&quot;3&quot; style=&quot;text-align: right&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td colspan=&quot;3&quot; style=&quot;text-align: right&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td colspan=&quot;3&quot; style=&quot;text-align: right&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td colspan=&quot;3&quot; style=&quot;text-align: right&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;/tr&gt;
      &lt;tr style=&quot;vertical-align: bottom; background-color: rgb(204,238,255)&quot;&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;Tier I (leverage) capital:&lt;/td&gt;
       &lt;td&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: right&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: right&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: right&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: right&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;/tr&gt;
      &lt;tr style=&quot;vertical-align: bottom; background-color: White&quot;&gt;
       &lt;td style=&quot;width: 56%; text-align: left; padding-left: 10pt&quot;&gt;Capital level&lt;/td&gt;
       &lt;td style=&quot;width: 1%&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;width: 1%; text-align: left&quot;&gt;$&lt;/td&gt;
       &lt;td style=&quot;width: 8%; text-align: right&quot;&gt;490,919&lt;/td&gt;
       &lt;td style=&quot;width: 1%; text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;width: 1%&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;width: 1%; text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;width: 8%; text-align: right&quot;&gt;8.84&lt;/td&gt;
       &lt;td style=&quot;width: 1%; text-align: left&quot;&gt;%&lt;/td&gt;
       &lt;td style=&quot;width: 1%&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;width: 1%; text-align: left&quot;&gt;$&lt;/td&gt;
       &lt;td style=&quot;width: 8%; text-align: right&quot;&gt;471,233&lt;/td&gt;
       &lt;td style=&quot;width: 1%; text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;width: 1%&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;width: 1%; text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;width: 8%; text-align: right&quot;&gt;9.62&lt;/td&gt;
       &lt;td style=&quot;width: 1%; text-align: left&quot;&gt;%&lt;/td&gt;
      &lt;/tr&gt;
      &lt;tr style=&quot;vertical-align: bottom; background-color: rgb(204,238,255)&quot;&gt;
       &lt;td style=&quot;text-align: left; padding-left: 10pt&quot;&gt;Requirement to be well capitalized&lt;/td&gt;
       &lt;td&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: right&quot;&gt;277,611&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: right&quot;&gt;5.00&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: right&quot;&gt;244,960&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: right&quot;&gt;5.00&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;/tr&gt;
      &lt;tr style=&quot;vertical-align: bottom; background-color: White&quot;&gt;
       &lt;td style=&quot;text-align: left; padding-left: 10pt&quot;&gt;Excess&lt;/td&gt;
       &lt;td&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: right&quot;&gt;213,308&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: right&quot;&gt;3.84&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: right&quot;&gt;226,273&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: right&quot;&gt;4.62&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;/tr&gt;
      &lt;tr style=&quot;vertical-align: bottom; background-color: rgb(204,238,255)&quot;&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: right&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: right&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: right&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: right&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;/tr&gt;
      &lt;tr style=&quot;vertical-align: bottom; background-color: White&quot;&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;Common Equity Tier I risk-based capital:&lt;/td&gt;
       &lt;td&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: right&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: right&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: right&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: right&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;/tr&gt;
      &lt;tr style=&quot;vertical-align: bottom; background-color: rgb(204,238,255)&quot;&gt;
       &lt;td style=&quot;text-align: left; padding-left: 10pt&quot;&gt;Capital level&lt;/td&gt;
       &lt;td&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;$&lt;/td&gt;
       &lt;td style=&quot;text-align: right&quot;&gt;462,883&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: right&quot;&gt;11.83&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;%&lt;/td&gt;
       &lt;td&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: right&quot;&gt;&amp;nbsp;n/a&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: right&quot;&gt;&amp;nbsp;n/a&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;/tr&gt;
      &lt;tr style=&quot;vertical-align: bottom; background-color: White&quot;&gt;
       &lt;td style=&quot;text-align: left; padding-left: 10pt&quot;&gt;Requirement to be well capitalized&lt;/td&gt;
       &lt;td&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: right&quot;&gt;254,335&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: right&quot;&gt;6.50&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: right&quot;&gt;&amp;nbsp;n/a&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: right&quot;&gt;&amp;nbsp;n/a&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;/tr&gt;
      &lt;tr style=&quot;vertical-align: bottom; background-color: rgb(204,238,255)&quot;&gt;
       &lt;td style=&quot;text-align: left; padding-left: 10pt&quot;&gt;Excess&lt;/td&gt;
       &lt;td&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: right&quot;&gt;208,548&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: right&quot;&gt;5.33&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: right&quot;&gt;&amp;nbsp;n/a&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: right&quot;&gt;&amp;nbsp;n/a&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;/tr&gt;
      &lt;tr style=&quot;vertical-align: bottom; background-color: White&quot;&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: right&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: right&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: right&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: right&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;/tr&gt;
      &lt;tr style=&quot;vertical-align: bottom; background-color: rgb(204,238,255)&quot;&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;Tier I risk-based capital:&lt;/td&gt;
       &lt;td&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: right&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: right&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: right&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: right&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;/tr&gt;
      &lt;tr style=&quot;vertical-align: bottom; background-color: White&quot;&gt;
       &lt;td style=&quot;text-align: left; padding-left: 10pt&quot;&gt;Capital level&lt;/td&gt;
       &lt;td&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;$&lt;/td&gt;
       &lt;td style=&quot;text-align: right&quot;&gt;490,919&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: right&quot;&gt;12.55&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;%&lt;/td&gt;
       &lt;td&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;$&lt;/td&gt;
       &lt;td style=&quot;text-align: right&quot;&gt;471,233&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: right&quot;&gt;13.87&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;%&lt;/td&gt;
      &lt;/tr&gt;
      &lt;tr style=&quot;vertical-align: bottom; background-color: rgb(204,238,255)&quot;&gt;
       &lt;td style=&quot;text-align: left; padding-left: 10pt&quot;&gt;Requirement to be well capitalized&lt;/td&gt;
       &lt;td&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: right&quot;&gt;313,028&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: right&quot;&gt;8.00&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: right&quot;&gt;203,878&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: right&quot;&gt;6.00&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;/tr&gt;
      &lt;tr style=&quot;vertical-align: bottom; background-color: White&quot;&gt;
       &lt;td style=&quot;text-align: left; padding-left: 10pt&quot;&gt;Excess&lt;/td&gt;
       &lt;td&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: right&quot;&gt;177,891&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: right&quot;&gt;4.55&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: right&quot;&gt;267,355&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: right&quot;&gt;7.87&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;/tr&gt;
      &lt;tr style=&quot;vertical-align: bottom; background-color: rgb(204,238,255)&quot;&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: right&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: right&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: right&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: right&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;/tr&gt;
      &lt;tr style=&quot;vertical-align: bottom; background-color: White&quot;&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;Total risk-based capital:&lt;/td&gt;
       &lt;td&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: right&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: right&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: right&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: right&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;/tr&gt;
      &lt;tr style=&quot;vertical-align: bottom; background-color: rgb(204,238,255)&quot;&gt;
       &lt;td style=&quot;text-align: left; padding-left: 10pt&quot;&gt;Capital level&lt;/td&gt;
       &lt;td&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;$&lt;/td&gt;
       &lt;td style=&quot;text-align: right&quot;&gt;512,454&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: right&quot;&gt;13.10&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;%&lt;/td&gt;
       &lt;td&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;$&lt;/td&gt;
       &lt;td style=&quot;text-align: right&quot;&gt;496,329&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: right&quot;&gt;14.61&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;%&lt;/td&gt;
      &lt;/tr&gt;
      &lt;tr style=&quot;vertical-align: bottom; background-color: White&quot;&gt;
       &lt;td style=&quot;text-align: left; padding-left: 10pt&quot;&gt;Requirement to be well capitalized&lt;/td&gt;
       &lt;td&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: right&quot;&gt;391,285&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: right&quot;&gt;10.00&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: right&quot;&gt;339,797&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: right&quot;&gt;10.00&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;/tr&gt;
      &lt;tr style=&quot;vertical-align: bottom; background-color: rgb(204,238,255)&quot;&gt;
       &lt;td style=&quot;text-align: left; padding-left: 10pt&quot;&gt;Excess&lt;/td&gt;
       &lt;td&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: right&quot;&gt;121,169&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: right&quot;&gt;3.10&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: right&quot;&gt;156,532&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: right&quot;&gt;4.61&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;/tr&gt;

    &lt;/table&gt;&lt;br/&gt;</us-gaap:RegulatoryCapitalRequirementsUnderBankingRegulationsTextBlock>
  <ffic:CommonEquityTierOneRiskBasedCapitalRequiredForCapitalAdequacyToRiskWeightedAssets unitRef="pure" contextRef="c591_AsOf31Dec2015_SavingsBankMember" decimals="3">0.045</ffic:CommonEquityTierOneRiskBasedCapitalRequiredForCapitalAdequacyToRiskWeightedAssets>
  <us-gaap:TierOneRiskBasedCapitalRequiredForCapitalAdequacyToRiskWeightedAssets unitRef="pure" contextRef="c591_AsOf31Dec2015_SavingsBankMember" decimals="2">0.06</us-gaap:TierOneRiskBasedCapitalRequiredForCapitalAdequacyToRiskWeightedAssets>
  <us-gaap:TierOneRiskBasedCapitalRequiredForCapitalAdequacyToRiskWeightedAssets unitRef="pure" contextRef="c624_AsOf31Dec2014_SavingsBankMember" decimals="2">0.04</us-gaap:TierOneRiskBasedCapitalRequiredForCapitalAdequacyToRiskWeightedAssets>
  <us-gaap:CapitalRequiredForCapitalAdequacyToRiskWeightedAssets unitRef="pure" contextRef="c591_AsOf31Dec2015_SavingsBankMember" decimals="2">0.08</us-gaap:CapitalRequiredForCapitalAdequacyToRiskWeightedAssets>
  <us-gaap:TierOneLeverageCapitalRequiredForCapitalAdequacyToAverageAssets unitRef="pure" contextRef="c591_AsOf31Dec2015_SavingsBankMember" decimals="2">0.04</us-gaap:TierOneLeverageCapitalRequiredForCapitalAdequacyToAverageAssets>
  <ffic:CapitalConservationBufferRequiredForCapitalAdequacy unitRef="pure" contextRef="c625_AsOf1Jan2019_ScenarioForecastMember_SavingsBankMember" decimals="3">0.025</ffic:CapitalConservationBufferRequiredForCapitalAdequacy>
  <ffic:CommonEquityTierOneRiskBasedCapitalRequiredForCapitalAdequacyToRiskWeightedAssets unitRef="pure" contextRef="c625_AsOf1Jan2019_ScenarioForecastMember_SavingsBankMember" decimals="3">0.070</ffic:CommonEquityTierOneRiskBasedCapitalRequiredForCapitalAdequacyToRiskWeightedAssets>
  <us-gaap:TierOneRiskBasedCapitalRequiredForCapitalAdequacyToRiskWeightedAssets unitRef="pure" contextRef="c625_AsOf1Jan2019_ScenarioForecastMember_SavingsBankMember" decimals="3">0.085</us-gaap:TierOneRiskBasedCapitalRequiredForCapitalAdequacyToRiskWeightedAssets>
  <us-gaap:CapitalRequiredForCapitalAdequacyToRiskWeightedAssets unitRef="pure" contextRef="c625_AsOf1Jan2019_ScenarioForecastMember_SavingsBankMember" decimals="3">0.105</us-gaap:CapitalRequiredForCapitalAdequacyToRiskWeightedAssets>
  <ffic:CapitalConservationBufferRequiredForCapitalAdequacy unitRef="pure" contextRef="c626_AsOf1Jan2016_ScenarioForecastMember_SavingsBankMember" decimals="5">0.00625</ffic:CapitalConservationBufferRequiredForCapitalAdequacy>
  <us-gaap:ScheduleOfComplianceWithRegulatoryCapitalRequirementsUnderBankingRegulationsTextBlock contextRef="c2_From1Jan2015To31Dec2015">&lt;table cellpadding=&quot;0&quot; cellspacing=&quot;0&quot; style=&quot;border-collapse: collapse; width: 100%; font: 10pt Times New Roman, Times, Serif&quot;&gt;

      &lt;tr style=&quot;vertical-align: bottom&quot;&gt;
       &lt;td style=&quot;text-align: center&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;padding-bottom: 1pt&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td colspan=&quot;7&quot; style=&quot;text-align: center; border-bottom: Black 1pt solid&quot;&gt;December 31, 2015&lt;/td&gt;
       &lt;td style=&quot;padding-bottom: 1pt&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td colspan=&quot;7&quot; style=&quot;text-align: center; border-bottom: Black 1pt solid&quot;&gt;December 31, 2014&lt;/td&gt;
      &lt;/tr&gt;
      &lt;tr style=&quot;vertical-align: bottom&quot;&gt;
       &lt;td style=&quot;text-align: center&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;padding-bottom: 1pt&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td colspan=&quot;3&quot; style=&quot;text-align: center; border-bottom: Black 1pt solid&quot;&gt;Amount&lt;/td&gt;
       &lt;td style=&quot;border-bottom: Black 1pt solid; text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td colspan=&quot;3&quot; style=&quot;text-align: center; border-bottom: Black 1pt solid&quot;&gt;Percent of&lt;br /&gt; Assets&lt;/td&gt;
       &lt;td style=&quot;padding-bottom: 1pt&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td colspan=&quot;3&quot; style=&quot;text-align: center; border-bottom: Black 1pt solid&quot;&gt;Amount&lt;/td&gt;
       &lt;td style=&quot;border-bottom: Black 1pt solid; text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td colspan=&quot;3&quot; style=&quot;text-align: center; border-bottom: Black 1pt solid&quot;&gt;Percent of&lt;br /&gt; Assets&lt;/td&gt;
      &lt;/tr&gt;
      &lt;tr style=&quot;vertical-align: bottom&quot;&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;font-style: italic&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td colspan=&quot;15&quot; style=&quot;font-style: italic; text-align: center&quot;&gt;(Dollars in thousands)&lt;/td&gt;
      &lt;/tr&gt;
      &lt;tr style=&quot;vertical-align: bottom&quot;&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td colspan=&quot;3&quot; style=&quot;text-align: right&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td colspan=&quot;3&quot; style=&quot;text-align: right&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td colspan=&quot;3&quot; style=&quot;text-align: right&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td colspan=&quot;3&quot; style=&quot;text-align: right&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;/tr&gt;
      &lt;tr style=&quot;vertical-align: bottom; background-color: rgb(204,238,255)&quot;&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;Tier I (leverage) capital:&lt;/td&gt;
       &lt;td&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: right&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: right&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: right&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: right&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;/tr&gt;
      &lt;tr style=&quot;vertical-align: bottom; background-color: White&quot;&gt;
       &lt;td style=&quot;width: 56%; text-align: left; padding-left: 10pt&quot;&gt;Capital level&lt;/td&gt;
       &lt;td style=&quot;width: 1%&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;width: 1%; text-align: left&quot;&gt;$&lt;/td&gt;
       &lt;td style=&quot;width: 8%; text-align: right&quot;&gt;494,690&lt;/td&gt;
       &lt;td style=&quot;width: 1%; text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;width: 1%&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;width: 1%; text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;width: 8%; text-align: right&quot;&gt;8.89&lt;/td&gt;
       &lt;td style=&quot;width: 1%; text-align: left&quot;&gt;%&lt;/td&gt;
       &lt;td style=&quot;width: 1%&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;width: 1%; text-align: left&quot;&gt;$&lt;/td&gt;
       &lt;td style=&quot;width: 8%; text-align: right&quot;&gt;472,251&lt;/td&gt;
       &lt;td style=&quot;width: 1%; text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;width: 1%&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;width: 1%; text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;width: 8%; text-align: right&quot;&gt;9.63&lt;/td&gt;
       &lt;td style=&quot;width: 1%; text-align: left&quot;&gt;%&lt;/td&gt;
      &lt;/tr&gt;
      &lt;tr style=&quot;vertical-align: bottom; background-color: rgb(204,238,255)&quot;&gt;
       &lt;td style=&quot;text-align: left; padding-left: 10pt&quot;&gt;Requirement to be well capitalized&lt;/td&gt;
       &lt;td&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: right&quot;&gt;278,175&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: right&quot;&gt;5.00&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: right&quot;&gt;245,254&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: right&quot;&gt;5.00&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;/tr&gt;
      &lt;tr style=&quot;vertical-align: bottom; background-color: White&quot;&gt;
       &lt;td style=&quot;text-align: left; padding-left: 10pt&quot;&gt;Excess&lt;/td&gt;
       &lt;td&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: right&quot;&gt;216,515&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: right&quot;&gt;3.89&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: right&quot;&gt;226,997&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: right&quot;&gt;4.63&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;/tr&gt;
      &lt;tr style=&quot;vertical-align: bottom; background-color: rgb(204,238,255)&quot;&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: right&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: right&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: right&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: right&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;/tr&gt;
      &lt;tr style=&quot;vertical-align: bottom; background-color: White&quot;&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;Common Equity Tier I risk-based capital:&lt;/td&gt;
       &lt;td&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: right&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: right&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: right&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: right&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;/tr&gt;
      &lt;tr style=&quot;vertical-align: bottom; background-color: rgb(204,238,255)&quot;&gt;
       &lt;td style=&quot;text-align: left; padding-left: 10pt&quot;&gt;Capital level&lt;/td&gt;
       &lt;td&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;$&lt;/td&gt;
       &lt;td style=&quot;text-align: right&quot;&gt;494,690&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: right&quot;&gt;12.62&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;%&lt;/td&gt;
       &lt;td&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: right&quot;&gt;&amp;nbsp;n/a&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: right&quot;&gt;&amp;nbsp;n/a&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;/tr&gt;
      &lt;tr style=&quot;vertical-align: bottom; background-color: White&quot;&gt;
       &lt;td style=&quot;text-align: left; padding-left: 10pt&quot;&gt;Requirement to be well capitalized&lt;/td&gt;
       &lt;td&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: right&quot;&gt;254,768&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: right&quot;&gt;6.50&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: right&quot;&gt;&amp;nbsp;n/a&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: right&quot;&gt;&amp;nbsp;n/a&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;/tr&gt;
      &lt;tr style=&quot;vertical-align: bottom; background-color: rgb(204,238,255)&quot;&gt;
       &lt;td style=&quot;text-align: left; padding-left: 10pt&quot;&gt;Excess&lt;/td&gt;
       &lt;td&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: right&quot;&gt;239,922&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: right&quot;&gt;6.12&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: right&quot;&gt;&amp;nbsp;n/a&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: right&quot;&gt;&amp;nbsp;n/a&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;/tr&gt;
      &lt;tr style=&quot;vertical-align: bottom; background-color: White&quot;&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: right&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: right&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: right&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: right&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;/tr&gt;
      &lt;tr style=&quot;vertical-align: bottom; background-color: rgb(204,238,255)&quot;&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;Tier I risk-based capital:&lt;/td&gt;
       &lt;td&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: right&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: right&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: right&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: right&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;/tr&gt;
      &lt;tr style=&quot;vertical-align: bottom; background-color: White&quot;&gt;
       &lt;td style=&quot;text-align: left; padding-left: 10pt&quot;&gt;Capital level&lt;/td&gt;
       &lt;td&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;$&lt;/td&gt;
       &lt;td style=&quot;text-align: right&quot;&gt;494,690&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: right&quot;&gt;12.62&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;%&lt;/td&gt;
       &lt;td&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;$&lt;/td&gt;
       &lt;td style=&quot;text-align: right&quot;&gt;472,251&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: right&quot;&gt;13.87&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;%&lt;/td&gt;
      &lt;/tr&gt;
      &lt;tr style=&quot;vertical-align: bottom; background-color: rgb(204,238,255)&quot;&gt;
       &lt;td style=&quot;text-align: left; padding-left: 10pt&quot;&gt;Requirement to be well capitalized&lt;/td&gt;
       &lt;td&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: right&quot;&gt;313,560&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: right&quot;&gt;8.00&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: right&quot;&gt;204,354&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: right&quot;&gt;6.00&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;/tr&gt;
      &lt;tr style=&quot;vertical-align: bottom; background-color: White&quot;&gt;
       &lt;td style=&quot;text-align: left; padding-left: 10pt&quot;&gt;Excess&lt;/td&gt;
       &lt;td&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: right&quot;&gt;181,130&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: right&quot;&gt;4.62&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: right&quot;&gt;267,897&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: right&quot;&gt;7.87&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;/tr&gt;
      &lt;tr style=&quot;vertical-align: bottom; background-color: rgb(204,238,255)&quot;&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: right&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: right&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: right&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: right&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;/tr&gt;
      &lt;tr style=&quot;vertical-align: bottom; background-color: White&quot;&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;Total risk-based capital:&lt;/td&gt;
       &lt;td&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: right&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: right&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: right&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: right&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;/tr&gt;
      &lt;tr style=&quot;vertical-align: bottom; background-color: rgb(204,238,255)&quot;&gt;
       &lt;td style=&quot;text-align: left; padding-left: 10pt&quot;&gt;Capital level&lt;/td&gt;
       &lt;td&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;$&lt;/td&gt;
       &lt;td style=&quot;text-align: right&quot;&gt;516,226&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: right&quot;&gt;13.17&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;%&lt;/td&gt;
       &lt;td&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;$&lt;/td&gt;
       &lt;td style=&quot;text-align: right&quot;&gt;497,347&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: right&quot;&gt;14.60&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;%&lt;/td&gt;
      &lt;/tr&gt;
      &lt;tr style=&quot;vertical-align: bottom; background-color: White&quot;&gt;
       &lt;td style=&quot;text-align: left; padding-left: 10pt&quot;&gt;Requirement to be well capitalized&lt;/td&gt;
       &lt;td&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: right&quot;&gt;391,950&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: right&quot;&gt;10.00&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: right&quot;&gt;340,589&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: right&quot;&gt;10.00&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;/tr&gt;
      &lt;tr style=&quot;vertical-align: bottom; background-color: rgb(204,238,255)&quot;&gt;
       &lt;td style=&quot;text-align: left; padding-left: 10pt&quot;&gt;Excess&lt;/td&gt;
       &lt;td&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: right&quot;&gt;124,276&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: right&quot;&gt;3.17&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: right&quot;&gt;156,758&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: right&quot;&gt;4.60&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;/tr&gt;

    &lt;/table&gt;&lt;table cellpadding=&quot;0&quot; cellspacing=&quot;0&quot; style=&quot;border-collapse: collapse; width: 100%; font: 10pt Times New Roman, Times, Serif&quot;&gt;

      &lt;tr style=&quot;vertical-align: bottom&quot;&gt;
       &lt;td style=&quot;text-align: center&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;padding-bottom: 1pt&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td colspan=&quot;7&quot; style=&quot;text-align: center; border-bottom: Black 1pt solid&quot;&gt;December 31, 2015&lt;/td&gt;
       &lt;td style=&quot;padding-bottom: 1pt&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td colspan=&quot;7&quot; style=&quot;text-align: center; border-bottom: Black 1pt solid&quot;&gt;December 31, 2014&lt;/td&gt;
      &lt;/tr&gt;
      &lt;tr style=&quot;vertical-align: bottom&quot;&gt;
       &lt;td style=&quot;text-align: center&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;padding-bottom: 1pt&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td colspan=&quot;3&quot; style=&quot;text-align: center; border-bottom: Black 1pt solid&quot;&gt;Amount&lt;/td&gt;
       &lt;td style=&quot;border-bottom: Black 1pt solid; text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td colspan=&quot;3&quot; style=&quot;text-align: center; border-bottom: Black 1pt solid&quot;&gt;Percent of&lt;br /&gt; Assets&lt;/td&gt;
       &lt;td style=&quot;padding-bottom: 1pt&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td colspan=&quot;3&quot; style=&quot;text-align: center; border-bottom: Black 1pt solid&quot;&gt;Amount&lt;/td&gt;
       &lt;td style=&quot;border-bottom: Black 1pt solid; text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td colspan=&quot;3&quot; style=&quot;text-align: center; border-bottom: Black 1pt solid&quot;&gt;Percent of&lt;br /&gt; Assets&lt;/td&gt;
      &lt;/tr&gt;
      &lt;tr style=&quot;vertical-align: bottom&quot;&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;font-style: italic&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td colspan=&quot;15&quot; style=&quot;font-style: italic; text-align: center&quot;&gt;(Dollars in thousands)&lt;/td&gt;
      &lt;/tr&gt;
      &lt;tr style=&quot;vertical-align: bottom&quot;&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td colspan=&quot;3&quot; style=&quot;text-align: right&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td colspan=&quot;3&quot; style=&quot;text-align: right&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td colspan=&quot;3&quot; style=&quot;text-align: right&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td colspan=&quot;3&quot; style=&quot;text-align: right&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;/tr&gt;
      &lt;tr style=&quot;vertical-align: bottom; background-color: rgb(204,238,255)&quot;&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;Tier I (leverage) capital:&lt;/td&gt;
       &lt;td&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: right&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: right&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: right&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: right&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;/tr&gt;
      &lt;tr style=&quot;vertical-align: bottom; background-color: White&quot;&gt;
       &lt;td style=&quot;width: 56%; text-align: left; padding-left: 10pt&quot;&gt;Capital level&lt;/td&gt;
       &lt;td style=&quot;width: 1%&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;width: 1%; text-align: left&quot;&gt;$&lt;/td&gt;
       &lt;td style=&quot;width: 8%; text-align: right&quot;&gt;490,919&lt;/td&gt;
       &lt;td style=&quot;width: 1%; text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;width: 1%&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;width: 1%; text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;width: 8%; text-align: right&quot;&gt;8.84&lt;/td&gt;
       &lt;td style=&quot;width: 1%; text-align: left&quot;&gt;%&lt;/td&gt;
       &lt;td style=&quot;width: 1%&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;width: 1%; text-align: left&quot;&gt;$&lt;/td&gt;
       &lt;td style=&quot;width: 8%; text-align: right&quot;&gt;471,233&lt;/td&gt;
       &lt;td style=&quot;width: 1%; text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;width: 1%&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;width: 1%; text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;width: 8%; text-align: right&quot;&gt;9.62&lt;/td&gt;
       &lt;td style=&quot;width: 1%; text-align: left&quot;&gt;%&lt;/td&gt;
      &lt;/tr&gt;
      &lt;tr style=&quot;vertical-align: bottom; background-color: rgb(204,238,255)&quot;&gt;
       &lt;td style=&quot;text-align: left; padding-left: 10pt&quot;&gt;Requirement to be well capitalized&lt;/td&gt;
       &lt;td&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: right&quot;&gt;277,611&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: right&quot;&gt;5.00&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: right&quot;&gt;244,960&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: right&quot;&gt;5.00&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;/tr&gt;
      &lt;tr style=&quot;vertical-align: bottom; background-color: White&quot;&gt;
       &lt;td style=&quot;text-align: left; padding-left: 10pt&quot;&gt;Excess&lt;/td&gt;
       &lt;td&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: right&quot;&gt;213,308&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: right&quot;&gt;3.84&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: right&quot;&gt;226,273&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: right&quot;&gt;4.62&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;/tr&gt;
      &lt;tr style=&quot;vertical-align: bottom; background-color: rgb(204,238,255)&quot;&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: right&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: right&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: right&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: right&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;/tr&gt;
      &lt;tr style=&quot;vertical-align: bottom; background-color: White&quot;&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;Common Equity Tier I risk-based capital:&lt;/td&gt;
       &lt;td&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: right&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: right&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: right&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: right&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;/tr&gt;
      &lt;tr style=&quot;vertical-align: bottom; background-color: rgb(204,238,255)&quot;&gt;
       &lt;td style=&quot;text-align: left; padding-left: 10pt&quot;&gt;Capital level&lt;/td&gt;
       &lt;td&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;$&lt;/td&gt;
       &lt;td style=&quot;text-align: right&quot;&gt;462,883&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: right&quot;&gt;11.83&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;%&lt;/td&gt;
       &lt;td&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: right&quot;&gt;&amp;nbsp;n/a&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: right&quot;&gt;&amp;nbsp;n/a&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;/tr&gt;
      &lt;tr style=&quot;vertical-align: bottom; background-color: White&quot;&gt;
       &lt;td style=&quot;text-align: left; padding-left: 10pt&quot;&gt;Requirement to be well capitalized&lt;/td&gt;
       &lt;td&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: right&quot;&gt;254,335&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: right&quot;&gt;6.50&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: right&quot;&gt;&amp;nbsp;n/a&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: right&quot;&gt;&amp;nbsp;n/a&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;/tr&gt;
      &lt;tr style=&quot;vertical-align: bottom; background-color: rgb(204,238,255)&quot;&gt;
       &lt;td style=&quot;text-align: left; padding-left: 10pt&quot;&gt;Excess&lt;/td&gt;
       &lt;td&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: right&quot;&gt;208,548&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: right&quot;&gt;5.33&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: right&quot;&gt;&amp;nbsp;n/a&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: right&quot;&gt;&amp;nbsp;n/a&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;/tr&gt;
      &lt;tr style=&quot;vertical-align: bottom; background-color: White&quot;&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: right&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: right&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: right&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: right&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;/tr&gt;
      &lt;tr style=&quot;vertical-align: bottom; background-color: rgb(204,238,255)&quot;&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;Tier I risk-based capital:&lt;/td&gt;
       &lt;td&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: right&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: right&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: right&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: right&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;/tr&gt;
      &lt;tr style=&quot;vertical-align: bottom; background-color: White&quot;&gt;
       &lt;td style=&quot;text-align: left; padding-left: 10pt&quot;&gt;Capital level&lt;/td&gt;
       &lt;td&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;$&lt;/td&gt;
       &lt;td style=&quot;text-align: right&quot;&gt;490,919&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: right&quot;&gt;12.55&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;%&lt;/td&gt;
       &lt;td&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;$&lt;/td&gt;
       &lt;td style=&quot;text-align: right&quot;&gt;471,233&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: right&quot;&gt;13.87&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;%&lt;/td&gt;
      &lt;/tr&gt;
      &lt;tr style=&quot;vertical-align: bottom; background-color: rgb(204,238,255)&quot;&gt;
       &lt;td style=&quot;text-align: left; padding-left: 10pt&quot;&gt;Requirement to be well capitalized&lt;/td&gt;
       &lt;td&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: right&quot;&gt;313,028&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: right&quot;&gt;8.00&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: right&quot;&gt;203,878&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: right&quot;&gt;6.00&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;/tr&gt;
      &lt;tr style=&quot;vertical-align: bottom; background-color: White&quot;&gt;
       &lt;td style=&quot;text-align: left; padding-left: 10pt&quot;&gt;Excess&lt;/td&gt;
       &lt;td&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: right&quot;&gt;177,891&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: right&quot;&gt;4.55&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: right&quot;&gt;267,355&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: right&quot;&gt;7.87&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;/tr&gt;
      &lt;tr style=&quot;vertical-align: bottom; background-color: rgb(204,238,255)&quot;&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: right&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: right&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: right&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: right&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;/tr&gt;
      &lt;tr style=&quot;vertical-align: bottom; background-color: White&quot;&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;Total risk-based capital:&lt;/td&gt;
       &lt;td&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: right&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: right&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: right&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: right&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;/tr&gt;
      &lt;tr style=&quot;vertical-align: bottom; background-color: rgb(204,238,255)&quot;&gt;
       &lt;td style=&quot;text-align: left; padding-left: 10pt&quot;&gt;Capital level&lt;/td&gt;
       &lt;td&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;$&lt;/td&gt;
       &lt;td style=&quot;text-align: right&quot;&gt;512,454&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: right&quot;&gt;13.10&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;%&lt;/td&gt;
       &lt;td&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;$&lt;/td&gt;
       &lt;td style=&quot;text-align: right&quot;&gt;496,329&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: right&quot;&gt;14.61&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;%&lt;/td&gt;
      &lt;/tr&gt;
      &lt;tr style=&quot;vertical-align: bottom; background-color: White&quot;&gt;
       &lt;td style=&quot;text-align: left; padding-left: 10pt&quot;&gt;Requirement to be well capitalized&lt;/td&gt;
       &lt;td&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: right&quot;&gt;391,285&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: right&quot;&gt;10.00&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: right&quot;&gt;339,797&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: right&quot;&gt;10.00&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;/tr&gt;
      &lt;tr style=&quot;vertical-align: bottom; background-color: rgb(204,238,255)&quot;&gt;
       &lt;td style=&quot;text-align: left; padding-left: 10pt&quot;&gt;Excess&lt;/td&gt;
       &lt;td&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: right&quot;&gt;121,169&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: right&quot;&gt;3.10&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: right&quot;&gt;156,532&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: right&quot;&gt;4.61&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;/tr&gt;

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  <us-gaap:CommitmentsAndContingenciesDisclosureTextBlock contextRef="c2_From1Jan2015To31Dec2015">&lt;p style=&quot;font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify&quot;&gt;&lt;b&gt;15. Commitments and Contingencies&lt;/b&gt;&lt;/p&gt;&lt;br/&gt;&lt;p style=&quot;font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify&quot;&gt;&lt;b&gt;Commitments:&lt;/b&gt;&lt;/p&gt;&lt;br/&gt;&lt;p style=&quot;font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify&quot;&gt;The Company is a party to financial instruments with off-balance-sheet risk in the normal course of business to meet the financing needs of its customers. These financial instruments include commitments to extend credit and lines of credit. The instruments involve, to varying degrees, elements of credit and market risks in excess of the amount recognized in the consolidated financial statements.&lt;/p&gt;&lt;br/&gt;&lt;p style=&quot;font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify&quot;&gt;The Company&amp;#x2019;s exposure to credit loss in the event of nonperformance by the counterparty to the financial instrument for loan commitments and lines of credit is represented by the contractual amounts of these instruments.&lt;/p&gt;&lt;br/&gt;&lt;p style=&quot;font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify&quot;&gt;Commitments to extend credit (principally real estate mortgage loans) and lines of credit (principally business lines of credit and home equity lines of credit) amounted to $96.2 million and $232.5 million, respectively, at December 31, 2015. Included in these commitments were $50.1 million of fixed-rate commitments at a weighted average rate of 4.18% and $278.7 million of adjustable-rate commitments with a weighted average rate of 3.46%, as of December 31, 2015. Since generally all of the loan commitments are expected to be drawn upon, the total loan commitments approximate future cash requirements, whereas the amounts of lines of credit may not be indicative of the Company&amp;#x2019;s future cash requirements. The loan commitments generally expire in 90 days, while construction loan lines of credit mature within eighteen months and home equity lines of credit mature within ten years. The Company uses the same credit policies in making commitments and conditional obligations as it does for on-balance-sheet instruments.&lt;/p&gt;&lt;br/&gt;&lt;p style=&quot;font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify&quot;&gt;Commitments to extend credit are legally binding agreements to lend to a customer as long as there is no violation of any condition established in the contract. Commitments generally have fixed expiration dates and require payment of a fee. The Company evaluates each customer&amp;#x2019;s creditworthiness on a case-by-case basis. Collateral held consists primarily of real estate.&lt;/p&gt;&lt;br/&gt;&lt;p style=&quot;font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify&quot;&gt;The Bank collateralized a portion of its deposits with letters of credit issued by FHLB-NY. At December 31, 2015, there were $494.0 million of letters of credit outstanding. The letters of credit are collateralized by mortgage loans pledged by the Bank.&lt;/p&gt;&lt;br/&gt;&lt;p style=&quot;font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify&quot;&gt;The Trusts issued capital securities with a par value of $61.9 million in June and July 2007. The Holding Company has guaranteed the payment of the Trusts&amp;#x2019; obligations under these capital securities.&lt;/p&gt;&lt;br/&gt;&lt;p style=&quot;font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify&quot;&gt;The Company&amp;#x2019;s minimum annual rental payments for Bank facilities due under non-cancelable leases are as follows:&lt;/p&gt;&lt;br/&gt;&lt;table cellpadding=&quot;0&quot; cellspacing=&quot;0&quot; style=&quot;border-collapse: collapse; width: 100%; font: 10pt Times New Roman, Times, Serif&quot;&gt;

      &lt;tr style=&quot;vertical-align: bottom&quot;&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;padding-bottom: 1pt&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td colspan=&quot;3&quot; style=&quot;border-bottom: Black 1pt solid; text-align: center&quot;&gt;Minimum Rental&lt;/td&gt;
      &lt;/tr&gt;
      &lt;tr style=&quot;vertical-align: bottom&quot;&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;font-style: italic&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td colspan=&quot;3&quot; style=&quot;font-style: italic; text-align: center&quot;&gt;(In thousands)&lt;/td&gt;
      &lt;/tr&gt;
      &lt;tr style=&quot;vertical-align: bottom; background-color: rgb(204,238,255)&quot;&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;Years ended December 31:&lt;/td&gt;
       &lt;td&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: right&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;/tr&gt;
      &lt;tr style=&quot;vertical-align: bottom; background-color: White&quot;&gt;
       &lt;td style=&quot;width: 85%; text-align: left; padding-left: 10pt&quot;&gt;2016&lt;/td&gt;
       &lt;td style=&quot;width: 1%&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;width: 1%; text-align: left&quot;&gt;$&lt;/td&gt;
       &lt;td style=&quot;width: 12%; text-align: right&quot;&gt;4,516&lt;/td&gt;
       &lt;td style=&quot;width: 1%; text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;/tr&gt;
      &lt;tr style=&quot;vertical-align: bottom; background-color: rgb(204,238,255)&quot;&gt;
       &lt;td style=&quot;text-align: left; padding-left: 10pt&quot;&gt;2017&lt;/td&gt;
       &lt;td&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: right&quot;&gt;4,383&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;/tr&gt;
      &lt;tr style=&quot;vertical-align: bottom; background-color: White&quot;&gt;
       &lt;td style=&quot;text-align: left; padding-left: 10pt&quot;&gt;2018&lt;/td&gt;
       &lt;td&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: right&quot;&gt;4,448&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;/tr&gt;
      &lt;tr style=&quot;vertical-align: bottom; background-color: rgb(204,238,255)&quot;&gt;
       &lt;td style=&quot;text-align: left; padding-left: 10pt&quot;&gt;2019&lt;/td&gt;
       &lt;td&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: right&quot;&gt;5,332&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;/tr&gt;
      &lt;tr style=&quot;vertical-align: bottom; background-color: White&quot;&gt;
       &lt;td style=&quot;text-align: left; padding-left: 10pt&quot;&gt;2020&lt;/td&gt;
       &lt;td&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: right&quot;&gt;5,357&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;/tr&gt;
      &lt;tr style=&quot;vertical-align: bottom; background-color: rgb(204,238,255)&quot;&gt;
       &lt;td style=&quot;padding-bottom: 1pt; text-align: left; padding-left: 10pt&quot;&gt;Thereafter&lt;/td&gt;
       &lt;td style=&quot;padding-bottom: 1pt&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;border-bottom: Black 1pt solid; text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;border-bottom: Black 1pt solid; text-align: right&quot;&gt;25,502&lt;/td&gt;
       &lt;td style=&quot;border-bottom: Black 1pt solid; text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;/tr&gt;
      &lt;tr style=&quot;vertical-align: bottom; background-color: White&quot;&gt;
       &lt;td style=&quot;text-align: left; padding-bottom: 2.25pt; padding-left: 20pt&quot;&gt;Total minimum payments required&lt;/td&gt;
       &lt;td style=&quot;padding-bottom: 2.25pt&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;border-bottom: Black 2.25pt double; text-align: left&quot;&gt;$&lt;/td&gt;
       &lt;td style=&quot;border-bottom: Black 2.25pt double; text-align: right&quot;&gt;49,538&lt;/td&gt;
       &lt;td style=&quot;border-bottom: Black 2.25pt double; text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;/tr&gt;

    &lt;/table&gt;&lt;br/&gt;&lt;p style=&quot;font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify&quot;&gt;The leases have escalation clauses for operating expenses and real estate taxes. The Company&amp;#x2019;s non-cancelable operating lease agreements expire through 2031. Rent expense under these leases for the years ended December 31, 2015, 2014 and 2013 was approximately $5.8 million, $3.8 million and $3.7 million, respectively.&lt;/p&gt;&lt;br/&gt;&lt;p style=&quot;font: 10pt Times New Roman, Times, Serif; margin: 0pt 0.25in 0pt 0; text-align: justify&quot;&gt;&lt;b&gt;Contingencies:&lt;/b&gt;&lt;/p&gt;&lt;br/&gt;&lt;p style=&quot;font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify&quot;&gt;The Company is a defendant in various lawsuits. Management of the Company, after consultation with outside legal counsel, believes that the resolution of these various matters will not result in any material adverse effect on the Company&amp;#x2019;s consolidated financial condition, results of operations or cash flows.&lt;/p&gt;&lt;br/&gt;</us-gaap:CommitmentsAndContingenciesDisclosureTextBlock>
  <ffic:LoansAndLeasesReceivableCommitmentsCredit unitRef="usd" contextRef="c631_AsOf31Dec2015_MortgagesMember" decimals="-5">96200000</ffic:LoansAndLeasesReceivableCommitmentsCredit>
  <ffic:LoansAndLeasesReceivableCommitmentsCredit unitRef="usd" contextRef="c632_AsOf31Dec2015_HomeEquityMember" decimals="-5">232500000</ffic:LoansAndLeasesReceivableCommitmentsCredit>
  <us-gaap:LoansAndLeasesReceivableCommitmentsFixedRates unitRef="usd" contextRef="c2_From1Jan2015To31Dec2015" decimals="-5">50100000</us-gaap:LoansAndLeasesReceivableCommitmentsFixedRates>
  <ffic:LoansAndLeasesReceivableCommitmentsWeightedAverageRateOfInterest unitRef="pure" contextRef="c2_From1Jan2015To31Dec2015" decimals="4">0.0418</ffic:LoansAndLeasesReceivableCommitmentsWeightedAverageRateOfInterest>
  <us-gaap:LoansAndLeasesReceivableCommitmentsVariableRates unitRef="usd" contextRef="c2_From1Jan2015To31Dec2015" decimals="-5">278700000</us-gaap:LoansAndLeasesReceivableCommitmentsVariableRates>
  <ffic:LoansAndLeasesReceivableCommitmentsVariableRatesWeightedAverageRate unitRef="pure" contextRef="c2_From1Jan2015To31Dec2015" decimals="4">0.0346</ffic:LoansAndLeasesReceivableCommitmentsVariableRatesWeightedAverageRate>
  <ffic:LoanCommitmentsExpiration contextRef="c2_From1Jan2015To31Dec2015">P90D</ffic:LoanCommitmentsExpiration>
  <ffic:LineOfCreditMaturityMax contextRef="c2_From1Jan2015To31Dec2015">P18M</ffic:LineOfCreditMaturityMax>
  <ffic:LineOfCreditMaturityMax contextRef="c633_From1Jan2015To31Dec2015_HomeEquityMember">P10Y</ffic:LineOfCreditMaturityMax>
  <us-gaap:DepositLiabilitiesCollateralIssuedFinancialInstruments unitRef="usd" contextRef="c634_AsOf31Dec2015_LetterOfCreditPledgedAsCollateralMember" decimals="-5">494000000</us-gaap:DepositLiabilitiesCollateralIssuedFinancialInstruments>
  <us-gaap:ProceedsFromIssuanceOfDebt unitRef="usd" contextRef="c635_From1Jun2007To31Jul2007_CapitalSecuritiesMember_FlushingFinancialsTrustsMember" decimals="-5">61900000</us-gaap:ProceedsFromIssuanceOfDebt>
  <us-gaap:LeaseAndRentalExpense unitRef="usd" contextRef="c2_From1Jan2015To31Dec2015" decimals="-5">5800000</us-gaap:LeaseAndRentalExpense>
  <us-gaap:LeaseAndRentalExpense unitRef="usd" contextRef="c3_From1Jan2014To31Dec2014" decimals="-5">3800000</us-gaap:LeaseAndRentalExpense>
  <us-gaap:LeaseAndRentalExpense unitRef="usd" contextRef="c4_From1Jan2013To31Dec2013" decimals="-5">3700000</us-gaap:LeaseAndRentalExpense>
  <us-gaap:OperatingLeasesOfLesseeDisclosureTextBlock contextRef="c2_From1Jan2015To31Dec2015">&lt;table cellpadding=&quot;0&quot; cellspacing=&quot;0&quot; style=&quot;border-collapse: collapse; width: 100%; font: 10pt Times New Roman, Times, Serif&quot;&gt;

      &lt;tr style=&quot;vertical-align: bottom&quot;&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;padding-bottom: 1pt&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td colspan=&quot;3&quot; style=&quot;border-bottom: Black 1pt solid; text-align: center&quot;&gt;Minimum Rental&lt;/td&gt;
      &lt;/tr&gt;
      &lt;tr style=&quot;vertical-align: bottom&quot;&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;font-style: italic&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td colspan=&quot;3&quot; style=&quot;font-style: italic; text-align: center&quot;&gt;(In thousands)&lt;/td&gt;
      &lt;/tr&gt;
      &lt;tr style=&quot;vertical-align: bottom; background-color: rgb(204,238,255)&quot;&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;Years ended December 31:&lt;/td&gt;
       &lt;td&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: right&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;/tr&gt;
      &lt;tr style=&quot;vertical-align: bottom; background-color: White&quot;&gt;
       &lt;td style=&quot;width: 85%; text-align: left; padding-left: 10pt&quot;&gt;2016&lt;/td&gt;
       &lt;td style=&quot;width: 1%&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;width: 1%; text-align: left&quot;&gt;$&lt;/td&gt;
       &lt;td style=&quot;width: 12%; text-align: right&quot;&gt;4,516&lt;/td&gt;
       &lt;td style=&quot;width: 1%; text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;/tr&gt;
      &lt;tr style=&quot;vertical-align: bottom; background-color: rgb(204,238,255)&quot;&gt;
       &lt;td style=&quot;text-align: left; padding-left: 10pt&quot;&gt;2017&lt;/td&gt;
       &lt;td&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: right&quot;&gt;4,383&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;/tr&gt;
      &lt;tr style=&quot;vertical-align: bottom; background-color: White&quot;&gt;
       &lt;td style=&quot;text-align: left; padding-left: 10pt&quot;&gt;2018&lt;/td&gt;
       &lt;td&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: right&quot;&gt;4,448&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;/tr&gt;
      &lt;tr style=&quot;vertical-align: bottom; background-color: rgb(204,238,255)&quot;&gt;
       &lt;td style=&quot;text-align: left; padding-left: 10pt&quot;&gt;2019&lt;/td&gt;
       &lt;td&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: right&quot;&gt;5,332&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;/tr&gt;
      &lt;tr style=&quot;vertical-align: bottom; background-color: White&quot;&gt;
       &lt;td style=&quot;text-align: left; padding-left: 10pt&quot;&gt;2020&lt;/td&gt;
       &lt;td&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: right&quot;&gt;5,357&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;/tr&gt;
      &lt;tr style=&quot;vertical-align: bottom; background-color: rgb(204,238,255)&quot;&gt;
       &lt;td style=&quot;padding-bottom: 1pt; text-align: left; padding-left: 10pt&quot;&gt;Thereafter&lt;/td&gt;
       &lt;td style=&quot;padding-bottom: 1pt&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;border-bottom: Black 1pt solid; text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;border-bottom: Black 1pt solid; text-align: right&quot;&gt;25,502&lt;/td&gt;
       &lt;td style=&quot;border-bottom: Black 1pt solid; text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;/tr&gt;
      &lt;tr style=&quot;vertical-align: bottom; background-color: White&quot;&gt;
       &lt;td style=&quot;text-align: left; padding-bottom: 2.25pt; padding-left: 20pt&quot;&gt;Total minimum payments required&lt;/td&gt;
       &lt;td style=&quot;padding-bottom: 2.25pt&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;border-bottom: Black 2.25pt double; text-align: left&quot;&gt;$&lt;/td&gt;
       &lt;td style=&quot;border-bottom: Black 2.25pt double; text-align: right&quot;&gt;49,538&lt;/td&gt;
       &lt;td style=&quot;border-bottom: Black 2.25pt double; text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;/tr&gt;

    &lt;/table&gt;</us-gaap:OperatingLeasesOfLesseeDisclosureTextBlock>
  <us-gaap:OperatingLeasesFutureMinimumPaymentsDueCurrent unitRef="usd" contextRef="c0_AsOf31Dec2015" decimals="-3">4516000</us-gaap:OperatingLeasesFutureMinimumPaymentsDueCurrent>
  <us-gaap:OperatingLeasesFutureMinimumPaymentsDueInTwoYears unitRef="usd" contextRef="c0_AsOf31Dec2015" decimals="-3">4383000</us-gaap:OperatingLeasesFutureMinimumPaymentsDueInTwoYears>
  <us-gaap:OperatingLeasesFutureMinimumPaymentsDueInThreeYears unitRef="usd" contextRef="c0_AsOf31Dec2015" decimals="-3">4448000</us-gaap:OperatingLeasesFutureMinimumPaymentsDueInThreeYears>
  <us-gaap:OperatingLeasesFutureMinimumPaymentsDueInFourYears unitRef="usd" contextRef="c0_AsOf31Dec2015" decimals="-3">5332000</us-gaap:OperatingLeasesFutureMinimumPaymentsDueInFourYears>
  <us-gaap:OperatingLeasesFutureMinimumPaymentsDueInFiveYears unitRef="usd" contextRef="c0_AsOf31Dec2015" decimals="-3">5357000</us-gaap:OperatingLeasesFutureMinimumPaymentsDueInFiveYears>
  <us-gaap:OperatingLeasesFutureMinimumPaymentsDueThereafter unitRef="usd" contextRef="c0_AsOf31Dec2015" decimals="-3">25502000</us-gaap:OperatingLeasesFutureMinimumPaymentsDueThereafter>
  <us-gaap:OperatingLeasesFutureMinimumPaymentsDue unitRef="usd" contextRef="c0_AsOf31Dec2015" decimals="-3">49538000</us-gaap:OperatingLeasesFutureMinimumPaymentsDue>
  <us-gaap:ConcentrationRiskDisclosureTextBlock contextRef="c2_From1Jan2015To31Dec2015">&lt;p style=&quot;font: 10pt Times New Roman, Times, Serif; margin: 0pt 0.25in 0pt 0; text-align: justify&quot;&gt;&lt;b&gt;16. Concentration of Credit Risk&lt;/b&gt;&lt;/p&gt;&lt;br/&gt;&lt;p style=&quot;font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify&quot;&gt;The Company&amp;#x2019;s lending is concentrated in the New York City metropolitan area. The Company evaluates each customer&amp;#x2019;s creditworthiness on a case-by-case basis under the Company&amp;#x2019;s established underwriting policies. The collateral obtained by the Company generally consists of first liens on one-to-four family residential, multi-family residential, and commercial real estate. At December 31, 2015, the largest amount the Bank could lend to one borrower was approximately $74.2&amp;nbsp;million, and at that date, the Bank&amp;#x2019;s largest aggregate amount of loans to one borrower was $65.5 million, all of which were performing according to their terms.&lt;/p&gt;&lt;br/&gt;</us-gaap:ConcentrationRiskDisclosureTextBlock>
  <ffic:LendingLimitToSingleBorrower unitRef="usd" contextRef="c0_AsOf31Dec2015" decimals="-5">74200000</ffic:LendingLimitToSingleBorrower>
  <ffic:LargestAggregateAmountOfLoansToSingleBorrower unitRef="usd" contextRef="c0_AsOf31Dec2015" decimals="-5">65500000</ffic:LargestAggregateAmountOfLoansToSingleBorrower>
  <us-gaap:RelatedPartyTransactionsDisclosureTextBlock contextRef="c2_From1Jan2015To31Dec2015">&lt;p style=&quot;font: 10pt Times New Roman, Times, Serif; margin: 0pt 0.25in 0pt 0; text-align: justify&quot;&gt;&lt;b&gt;17. Related Party Transactions&lt;/b&gt;&lt;/p&gt;&lt;br/&gt;&lt;p style=&quot;font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify&quot;&gt;At December 31, 2015, one loan for $18,000 was outstanding to an executive officer of the Company and one loan for $356,000 was outstanding to a relative of a Director of the Company. These loans were made in the ordinary course of business and were fully approved in accordance with all of the Company&amp;#x2019;s credit underwriting standards and were made at market rates of interest and other normal terms but with reduced origination fees. No such loans were made during 2015 and 2014. The Company believes that such loans do not involve more than the normal risk of collectability or present other unfavorable features.&lt;/p&gt;&lt;br/&gt;</us-gaap:RelatedPartyTransactionsDisclosureTextBlock>
  <ffic:NumberOfRelatedPartyLoans unitRef="pure" contextRef="c636_From1Jan2015To31Dec2015_ExecutiveOfficerMember" decimals="0">1</ffic:NumberOfRelatedPartyLoans>
  <us-gaap:DueToRelatedPartiesCurrentAndNoncurrent unitRef="usd" contextRef="c637_AsOf31Dec2015_ExecutiveOfficerMember" decimals="0">18000</us-gaap:DueToRelatedPartiesCurrentAndNoncurrent>
  <ffic:NumberOfRelatedPartyLoans unitRef="pure" contextRef="c638_From1Jan2015To31Dec2015_DirectorMember" decimals="0">1</ffic:NumberOfRelatedPartyLoans>
  <us-gaap:DueToRelatedPartiesCurrentAndNoncurrent unitRef="usd" contextRef="c639_AsOf31Dec2015_DirectorMember" decimals="0">356000</us-gaap:DueToRelatedPartiesCurrentAndNoncurrent>
  <us-gaap:RelatedPartyTransactionAmountsOfTransaction unitRef="usd" contextRef="c2_From1Jan2015To31Dec2015" decimals="0">0</us-gaap:RelatedPartyTransactionAmountsOfTransaction>
  <us-gaap:RelatedPartyTransactionAmountsOfTransaction unitRef="usd" contextRef="c3_From1Jan2014To31Dec2014" decimals="0">0</us-gaap:RelatedPartyTransactionAmountsOfTransaction>
  <us-gaap:FairValueDisclosuresTextBlock contextRef="c2_From1Jan2015To31Dec2015">&lt;p style=&quot;font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify&quot;&gt;&lt;b&gt;18. Fair Value of Financial Instruments&lt;/b&gt;&lt;/p&gt;&lt;br/&gt;&lt;p style=&quot;font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify&quot;&gt;The Company carries certain financial assets and financial liabilities at fair value in accordance with GAAP which defines fair value as the price that would be received to sell an asset or paid to transfer a liability in an orderly transaction between market participants at the measurement date, establishes a framework for measuring fair value and expands disclosures about fair value measurements. GAAP permits entities to choose to measure many financial instruments and certain other items at fair value. At December 31, 2015, the Company carried financial assets and financial liabilities under the fair value option with fair values of $30.7 million and $29.0 million, respectively. At December 31, 2014, the Company carried financial assets and financial liabilities under the fair value option with fair values of $32.6 million and $28.8 million, respectively. The Company elected to measure at fair value, securities with a cost of $5.0 million that were purchased during the year ended December 31, 2014. During the year ended December 31, 2014, the Company sold financial assets carried under the fair value option totaling $6.2 million. The Company did not purchase or sell any financial assets or liabilities under the fair value option during the year ended December 31, 2015.&lt;/p&gt;&lt;br/&gt;&lt;p style=&quot;font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify&quot;&gt;Management selected the fair value option for certain investment securities, and certain borrowed funds as the yield, at the time of election, on the financial assets was below-market, while the rate on the financial liabilities was above-market rate. Management also considered the average duration of these instruments, which, for investment securities, was longer than the average for the portfolio of securities, and, for borrowings, primarily represented the longer-term borrowings of the Company. Choosing these instruments for the fair value option adjusted the carrying value of these financial assets and financial liabilities to their current fair value, and more closely aligned the financial performance of the Company with the economic value of these financial instruments. Management believed that electing the fair value option for these financial assets and financial liabilities allows them to better react to changes in interest rates. At the time of election, Management did not elect the fair value option for investment securities and borrowings with shorter duration, adjustable rates, and yields that approximated the then current market rate, as management believed that these financial assets and financial liabilities approximated their economic value.&lt;/p&gt;&lt;br/&gt;&lt;p style=&quot;font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify&quot;&gt;The following table presents the financial assets and financial liabilities reported at fair value under the fair value option at December 31, 2015 and 2014, and the changes in fair value included in the Consolidated Statement of Income &amp;#x2013; Net gain (loss) from fair value adjustments, for the years ended December 31, 2015, 2014 and 2013:&lt;/p&gt;&lt;br/&gt;&lt;table cellpadding=&quot;0&quot; cellspacing=&quot;0&quot; style=&quot;border-collapse: collapse; width: 100%; font: 10pt Times New Roman, Times, Serif&quot;&gt;

      &lt;tr style=&quot;vertical-align: bottom&quot;&gt;
       &lt;td&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td colspan=&quot;3&quot; style=&quot;text-align: center&quot;&gt;Fair Value&lt;/td&gt;
       &lt;td&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td colspan=&quot;3&quot; style=&quot;text-align: center&quot;&gt;Fair Value&lt;/td&gt;
       &lt;td&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td colspan=&quot;11&quot; style=&quot;text-align: center&quot;&gt;Changes in Fair Values For Items Measured at Fair Value&lt;/td&gt;
      &lt;/tr&gt;
      &lt;tr style=&quot;vertical-align: bottom&quot;&gt;
       &lt;td&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;padding-bottom: 1pt&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td colspan=&quot;3&quot; style=&quot;text-align: center&quot;&gt;Measurements&lt;/td&gt;
       &lt;td style=&quot;padding-bottom: 1pt&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td colspan=&quot;3&quot; style=&quot;text-align: center&quot;&gt;Measurements&lt;/td&gt;
       &lt;td style=&quot;padding-bottom: 1pt&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td colspan=&quot;11&quot; style=&quot;text-align: center; border-bottom: Black 1pt solid&quot;&gt;Pursuant to Election of the Fair Value Option&lt;/td&gt;
      &lt;/tr&gt;
      &lt;tr style=&quot;vertical-align: bottom&quot;&gt;
       &lt;td&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;padding-bottom: 1pt&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td colspan=&quot;3&quot; style=&quot;text-align: center&quot;&gt;at December 31,&lt;/td&gt;
       &lt;td style=&quot;padding-bottom: 1pt&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td colspan=&quot;3&quot; style=&quot;text-align: center&quot;&gt;at December 31,&lt;/td&gt;
       &lt;td style=&quot;padding-bottom: 1pt&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td colspan=&quot;11&quot; style=&quot;text-align: center; border-bottom: Black 1pt solid&quot;&gt;For the year ended December 31,&lt;/td&gt;
      &lt;/tr&gt;
      &lt;tr style=&quot;vertical-align: bottom&quot;&gt;
       &lt;td style=&quot;border-bottom: Black 1pt solid&quot;&gt;Description&lt;/td&gt;
       &lt;td style=&quot;padding-bottom: 1pt; border-bottom: Black 1pt solid&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td colspan=&quot;3&quot; style=&quot;text-align: center; border-bottom: Black 1pt solid&quot;&gt;2015&lt;/td&gt;
       &lt;td style=&quot;padding-bottom: 1pt; border-bottom: Black 1pt solid&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td colspan=&quot;3&quot; style=&quot;text-align: center; border-bottom: Black 1pt solid&quot;&gt;2014&lt;/td&gt;
       &lt;td style=&quot;padding-bottom: 1pt; border-bottom: Black 1pt solid&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td colspan=&quot;3&quot; style=&quot;text-align: center; border-bottom: Black 1pt solid&quot;&gt;2015&lt;/td&gt;
       &lt;td style=&quot;padding-bottom: 1pt; border-bottom: Black 1pt solid&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td colspan=&quot;3&quot; style=&quot;text-align: center; border-bottom: Black 1pt solid&quot;&gt;2014&lt;/td&gt;
       &lt;td style=&quot;padding-bottom: 1pt; border-bottom: Black 1pt solid&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td colspan=&quot;3&quot; style=&quot;text-align: center; border-bottom: Black 1pt solid&quot;&gt;2013&lt;/td&gt;
      &lt;/tr&gt;
      &lt;tr style=&quot;vertical-align: bottom&quot;&gt;
       &lt;td style=&quot;font-style: italic; text-align: left&quot;&gt;(Dollars in thousands)&lt;/td&gt;
       &lt;td style=&quot;font-style: italic&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td colspan=&quot;3&quot; style=&quot;font-style: italic&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;font-style: italic&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td colspan=&quot;3&quot; style=&quot;font-style: italic&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;font-style: italic&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td colspan=&quot;3&quot; style=&quot;font-style: italic&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;font-style: italic&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td colspan=&quot;3&quot; style=&quot;font-style: italic&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;font-style: italic&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td colspan=&quot;3&quot; style=&quot;font-style: italic&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;/tr&gt;
      &lt;tr style=&quot;vertical-align: bottom; background-color: rgb(204,238,255)&quot;&gt;
       &lt;td style=&quot;width: 50%; text-align: left&quot;&gt;Mortgage-backed securities&lt;/td&gt;
       &lt;td style=&quot;width: 1%&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;width: 1%; text-align: left&quot;&gt;$&lt;/td&gt;
       &lt;td style=&quot;width: 7%; text-align: right&quot;&gt;2,527&lt;/td&gt;
       &lt;td style=&quot;width: 1%; text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;width: 1%&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;width: 1%; text-align: left&quot;&gt;$&lt;/td&gt;
       &lt;td style=&quot;width: 7%; text-align: right&quot;&gt;4,678&lt;/td&gt;
       &lt;td style=&quot;width: 1%; text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;width: 1%&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;width: 1%; text-align: left&quot;&gt;$&lt;/td&gt;
       &lt;td style=&quot;width: 7%; text-align: right&quot;&gt;(59&lt;/td&gt;
       &lt;td style=&quot;width: 1%; text-align: left&quot;&gt;)&lt;/td&gt;
       &lt;td style=&quot;width: 1%&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;width: 1%; text-align: left&quot;&gt;$&lt;/td&gt;
       &lt;td style=&quot;width: 7%; text-align: right&quot;&gt;75&lt;/td&gt;
       &lt;td style=&quot;width: 1%; text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;width: 1%&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;width: 1%; text-align: left&quot;&gt;$&lt;/td&gt;
       &lt;td style=&quot;width: 7%; text-align: right&quot;&gt;(725&lt;/td&gt;
       &lt;td style=&quot;width: 1%; text-align: left&quot;&gt;)&lt;/td&gt;
      &lt;/tr&gt;
      &lt;tr style=&quot;vertical-align: bottom; background-color: White&quot;&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;Other securities&lt;/td&gt;
       &lt;td&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: right&quot;&gt;28,205&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: right&quot;&gt;27,915&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: right&quot;&gt;53&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: right&quot;&gt;598&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: right&quot;&gt;241&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;/tr&gt;
      &lt;tr style=&quot;vertical-align: bottom; background-color: rgb(204,238,255)&quot;&gt;
       &lt;td style=&quot;text-align: left; padding-bottom: 1pt&quot;&gt;Borrowed funds&lt;/td&gt;
       &lt;td style=&quot;padding-bottom: 1pt&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: right&quot;&gt;29,018&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;padding-bottom: 1pt&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: right&quot;&gt;28,771&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;padding-bottom: 1pt&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;border-bottom: Black 1pt solid; text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;border-bottom: Black 1pt solid; text-align: right&quot;&gt;(238&lt;/td&gt;
       &lt;td style=&quot;border-bottom: Black 1pt solid; text-align: left&quot;&gt;)&lt;/td&gt;
       &lt;td style=&quot;padding-bottom: 1pt&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;border-bottom: Black 1pt solid; text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;border-bottom: Black 1pt solid; text-align: right&quot;&gt;802&lt;/td&gt;
       &lt;td style=&quot;border-bottom: Black 1pt solid; text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;padding-bottom: 1pt&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;border-bottom: Black 1pt solid; text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;border-bottom: Black 1pt solid; text-align: right&quot;&gt;(5,651&lt;/td&gt;
       &lt;td style=&quot;border-bottom: Black 1pt solid; text-align: left&quot;&gt;)&lt;/td&gt;
      &lt;/tr&gt;
      &lt;tr style=&quot;vertical-align: bottom; background-color: White&quot;&gt;
       &lt;td style=&quot;font-weight: normal; font-style: normal; text-align: left; padding-bottom: 2.25pt&quot;&gt;Net gain (loss) from fair value adjustments &lt;font style=&quot;font-family: Times New Roman, Times, Serif; font-size: 10pt; font-weight: normal; font-style: normal&quot;&gt;&lt;sup&gt;(1)&lt;/sup&gt;&lt;/font&gt;&lt;/td&gt;
       &lt;td style=&quot;padding-bottom: 2.25pt&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: right&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;padding-bottom: 2.25pt&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: right&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;padding-bottom: 2.25pt&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;border-bottom: Black 2.25pt double; text-align: left&quot;&gt;$&lt;/td&gt;
       &lt;td style=&quot;border-bottom: Black 2.25pt double; text-align: right&quot;&gt;(244&lt;/td&gt;
       &lt;td style=&quot;border-bottom: Black 2.25pt double; text-align: left&quot;&gt;)&lt;/td&gt;
       &lt;td style=&quot;padding-bottom: 2.25pt&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;border-bottom: Black 2.25pt double; text-align: left&quot;&gt;$&lt;/td&gt;
       &lt;td style=&quot;border-bottom: Black 2.25pt double; text-align: right&quot;&gt;1,475&lt;/td&gt;
       &lt;td style=&quot;border-bottom: Black 2.25pt double; text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;padding-bottom: 2.25pt&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;border-bottom: Black 2.25pt double; text-align: left&quot;&gt;$&lt;/td&gt;
       &lt;td style=&quot;border-bottom: Black 2.25pt double; text-align: right&quot;&gt;(6,135&lt;/td&gt;
       &lt;td style=&quot;border-bottom: Black 2.25pt double; text-align: left&quot;&gt;)&lt;/td&gt;
      &lt;/tr&gt;

    &lt;/table&gt;&lt;br/&gt;&lt;table cellpadding=&quot;0&quot; cellspacing=&quot;0&quot; width=&quot;100%&quot; style=&quot;font: 10pt Times New Roman, Times, Serif; margin-top: 0pt; margin-bottom: 0pt&quot;&gt;

     &lt;tr style=&quot;vertical-align: top&quot;&gt;
      &lt;td style=&quot;width: 0.25in&quot;&gt;&lt;/td&gt;
      &lt;td style=&quot;width: 0.25in&quot;&gt;(1)&lt;/td&gt;
      &lt;td style=&quot;text-align: justify&quot;&gt;The net gain (loss) from fair value adjustments presented in the above table does not include net gains and (losses) of ($1.6) million, ($4.0) million and $3.6 million from the change in fair value of derivative instruments during the years ended December 31, 2015, 2014 and 2013, respectively.&lt;/td&gt;
     &lt;/tr&gt;

   &lt;/table&gt;&lt;br/&gt;&lt;p style=&quot;font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify&quot;&gt;Included in the fair value of the financial assets and financial liabilities selected for the fair value option is the accrued interest receivable or payable for the related instrument. The Company reports as interest income or interest expense in the Consolidated Statement of Income, the interest receivable or payable on the financial instruments selected for the fair value option at their respective contractual rates.&lt;/p&gt;&lt;br/&gt;&lt;p style=&quot;font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify&quot;&gt;The borrowed funds have a contractual principal amount of $61.9 million at December 31, 2015 and 2014. The fair value of borrowed funds includes accrued interest payable of $0.1 million at December 31, 2015 and 2014.&lt;/p&gt;&lt;br/&gt;&lt;p style=&quot;font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify&quot;&gt;The Company generally holds its earning assets, other than securities available for sale, to maturity and settles its liabilities at maturity. However, fair value estimates are made at a specific point in time and are based on relevant market information. These estimates do not reflect any premium or discount that could result from offering for sale at one time the Company&amp;#x2019;s entire holdings of a particular instrument. Accordingly, as assumptions change, such as interest rates and prepayments, fair value estimates change and these amounts may not necessarily be realized in an immediate sale.&lt;/p&gt;&lt;br/&gt;&lt;p style=&quot;font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify&quot;&gt;Disclosure of fair value does not require fair value information for items that do not meet the definition of a financial instrument or certain other financial instruments specifically excluded from its requirements. These items include core deposit intangibles and other customer relationships, premises and equipment, leases, income taxes and equity.&lt;/p&gt;&lt;br/&gt;&lt;p style=&quot;font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify&quot;&gt;Further, fair value disclosure does not attempt to value future income or business. These items may be material and accordingly, the fair value information presented does not purport to represent, nor should it be construed to represent, the underlying &amp;#x201c;market&amp;#x201d; or franchise value of the Company.&lt;/p&gt;&lt;br/&gt;&lt;p style=&quot;font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify&quot;&gt;Financial assets and financial liabilities reported at fair value are required to be measured based on either: (1) quoted prices in active markets for identical financial instruments (Level 1); (2) significant other observable inputs (Level 2); or (3) significant unobservable inputs (Level 3).&lt;/p&gt;&lt;br/&gt;&lt;p style=&quot;font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify&quot;&gt;A description of the methods and significant assumptions utilized in estimating the fair value of the Company&amp;#x2019;s assets and liabilities that are carried at fair value on a recurring basis are as follows:&lt;/p&gt;&lt;br/&gt;&lt;p style=&quot;font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify&quot;&gt;Level 1 &amp;#x2013; where quoted market prices are available in an active market. The Company did not value any of its assets or liabilities that are carried at fair value on a recurring basis as Level 1 at December 31, 2015 and 2014.&lt;/p&gt;&lt;br/&gt;&lt;p style=&quot;font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify&quot;&gt;Level 2 &amp;#x2013; when quoted market prices are not available, fair value is estimated using quoted market prices for similar financial instruments and adjusted for differences between the quoted instrument and the instrument being valued. Fair value can also be estimated by using pricing models, or discounted cash flows. Pricing models primarily use market-based or independently sourced market parameters as inputs, including, but not limited to, yield curves, interest rates, equity or debt prices and credit spreads. In addition to observable market information, models also incorporate maturity and cash flow assumptions. At December 31, 2015 and 2014, Level 2 included mortgage related securities, corporate debt and interest rate swaps.&lt;/p&gt;&lt;br/&gt;&lt;p style=&quot;font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify&quot;&gt;Level 3 &amp;#x2013; when there is limited activity or less transparency around inputs to the valuation, financial instruments are classified as Level 3. At December 31, 2015 and 2014, Level 3 included trust preferred securities owned by and junior subordinated debentures issued by the Company. Additionally, at December 31, 2014, Level 3 included certain municipal securities.&lt;/p&gt;&lt;br/&gt;&lt;p style=&quot;font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify&quot;&gt;The methods described above may produce fair values that may not be indicative of net realizable value or reflective of future fair values. While the Company believes its valuation methods are appropriate and consistent with those of other market participants, the use of different methodologies, assumptions and models to determine fair value of certain financial instruments could produce different estimates of fair value at the reporting date.&lt;/p&gt;&lt;br/&gt;&lt;p style=&quot;font: 10pt Times New Roman, Times, Serif; margin: 0pt 0&quot;&gt;The following table sets forth the Company&apos;s assets and liabilities that are carried at fair value on a recurring basis, and the method that was used to determine their fair value, at December 31:&lt;/p&gt;&lt;br/&gt;&lt;table cellpadding=&quot;0&quot; cellspacing=&quot;0&quot; style=&quot;border-collapse: collapse; width: 100%; font: 10pt Times New Roman, Times, Serif&quot;&gt;

      &lt;tr style=&quot;vertical-align: bottom&quot;&gt;
       &lt;td&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;padding-bottom: 1pt&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td colspan=&quot;7&quot; style=&quot;text-align: center; border-bottom: Black 1pt solid&quot;&gt;Quoted Prices &lt;br /&gt; in Active Markets &lt;br /&gt; for Identical Assets &lt;br /&gt; (Level 1)&lt;/td&gt;
       &lt;td style=&quot;padding-bottom: 1pt&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td colspan=&quot;7&quot; style=&quot;text-align: center; border-bottom: Black 1pt solid&quot;&gt;Significant Other &lt;br /&gt; Observable Inputs &lt;br /&gt; (Level 2)&lt;/td&gt;
       &lt;td style=&quot;padding-bottom: 1pt&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td colspan=&quot;7&quot; style=&quot;text-align: center; border-bottom: Black 1pt solid&quot;&gt;Significant Other &lt;br /&gt; Unobservable Inputs &lt;br /&gt; (Level 3)&lt;/td&gt;
       &lt;td style=&quot;padding-bottom: 1pt&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td colspan=&quot;7&quot; style=&quot;text-align: center; border-bottom: Black 1pt solid&quot;&gt;Total carried at fair value &lt;br /&gt; on a recurring basis&lt;/td&gt;
      &lt;/tr&gt;
      &lt;tr style=&quot;vertical-align: bottom&quot;&gt;
       &lt;td&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;padding-bottom: 1pt&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td colspan=&quot;3&quot; style=&quot;text-align: center; border-bottom: Black 1pt solid&quot;&gt;2015&lt;/td&gt;
       &lt;td style=&quot;padding-bottom: 1pt; border-bottom: Black 1pt solid&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td colspan=&quot;3&quot; style=&quot;text-align: center; border-bottom: Black 1pt solid&quot;&gt;2014&lt;/td&gt;
       &lt;td style=&quot;padding-bottom: 1pt&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td colspan=&quot;3&quot; style=&quot;text-align: center; border-bottom: Black 1pt solid&quot;&gt;2015&lt;/td&gt;
       &lt;td style=&quot;padding-bottom: 1pt; border-bottom: Black 1pt solid&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td colspan=&quot;3&quot; style=&quot;text-align: center; border-bottom: Black 1pt solid&quot;&gt;2014&lt;/td&gt;
       &lt;td style=&quot;padding-bottom: 1pt&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td colspan=&quot;3&quot; style=&quot;text-align: center; border-bottom: Black 1pt solid&quot;&gt;2015&lt;/td&gt;
       &lt;td style=&quot;padding-bottom: 1pt; border-bottom: Black 1pt solid&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td colspan=&quot;3&quot; style=&quot;text-align: center; border-bottom: Black 1pt solid&quot;&gt;2014&lt;/td&gt;
       &lt;td style=&quot;padding-bottom: 1pt&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td colspan=&quot;3&quot; style=&quot;text-align: center; border-bottom: Black 1pt solid&quot;&gt;2015&lt;/td&gt;
       &lt;td style=&quot;padding-bottom: 1pt; border-bottom: Black 1pt solid&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td colspan=&quot;3&quot; style=&quot;text-align: center; border-bottom: Black 1pt solid&quot;&gt;2014&lt;/td&gt;
      &lt;/tr&gt;
      &lt;tr style=&quot;vertical-align: bottom&quot;&gt;
       &lt;td&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;font-style: italic&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td colspan=&quot;3&quot; style=&quot;font-style: italic&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;font-style: italic&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td colspan=&quot;3&quot; style=&quot;font-style: italic&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;font-style: italic&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td colspan=&quot;3&quot; style=&quot;font-style: italic&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;font-style: italic&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td colspan=&quot;3&quot; style=&quot;font-style: italic&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;font-style: italic&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td colspan=&quot;3&quot; style=&quot;font-style: italic&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;font-style: italic&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td colspan=&quot;3&quot; style=&quot;font-style: italic&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;font-style: italic&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td colspan=&quot;3&quot; style=&quot;font-style: italic&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;font-style: italic&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td colspan=&quot;3&quot; style=&quot;font-style: italic&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;/tr&gt;
      &lt;tr style=&quot;vertical-align: bottom; background-color: rgb(204,238,255)&quot;&gt;
       &lt;td colspan=&quot;1&quot;&gt;Assets:&lt;/td&gt;
       &lt;td&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td colspan=&quot;3&quot; style=&quot;text-align: right&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td colspan=&quot;3&quot; style=&quot;text-align: right&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td colspan=&quot;3&quot; style=&quot;text-align: center&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td colspan=&quot;3&quot; style=&quot;text-align: right&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td colspan=&quot;3&quot; style=&quot;text-align: center&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td colspan=&quot;3&quot; style=&quot;text-align: right&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td colspan=&quot;3&quot; style=&quot;text-align: center&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td colspan=&quot;3&quot; style=&quot;text-align: center&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;/tr&gt;
      &lt;tr style=&quot;vertical-align: bottom; background-color: White&quot;&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;Securities available for sale&lt;/td&gt;
       &lt;td&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: right&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: right&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: right&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: right&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: right&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: right&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: right&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: right&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;/tr&gt;
      &lt;tr style=&quot;vertical-align: bottom; background-color: rgb(204,238,255)&quot;&gt;
       &lt;td style=&quot;width: 20%; padding-left: 10pt&quot;&gt;Mortgage-backed Securities&lt;/td&gt;
       &lt;td style=&quot;width: 1%&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;width: 1%; text-align: left&quot;&gt;$&lt;/td&gt;
       &lt;td style=&quot;width: 7%; text-align: right&quot;&gt;-&lt;/td&gt;
       &lt;td style=&quot;width: 1%; text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;width: 1%&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;width: 1%; text-align: left&quot;&gt;$&lt;/td&gt;
       &lt;td style=&quot;width: 7%; text-align: right&quot;&gt;-&lt;/td&gt;
       &lt;td style=&quot;width: 1%; text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;width: 1%&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;width: 1%; text-align: left&quot;&gt;$&lt;/td&gt;
       &lt;td style=&quot;width: 7%; text-align: right&quot;&gt;668,740&lt;/td&gt;
       &lt;td style=&quot;width: 1%; text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;width: 1%&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;width: 1%; text-align: left&quot;&gt;$&lt;/td&gt;
       &lt;td style=&quot;width: 7%; text-align: right&quot;&gt;704,933&lt;/td&gt;
       &lt;td style=&quot;width: 1%; text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;width: 1%&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;width: 1%; text-align: left&quot;&gt;$&lt;/td&gt;
       &lt;td style=&quot;width: 7%; text-align: right&quot;&gt;-&lt;/td&gt;
       &lt;td style=&quot;width: 1%; text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;width: 1%&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;width: 1%; text-align: left&quot;&gt;$&lt;/td&gt;
       &lt;td style=&quot;width: 7%; text-align: right&quot;&gt;-&lt;/td&gt;
       &lt;td style=&quot;width: 1%; text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;width: 1%&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;width: 1%; text-align: left&quot;&gt;$&lt;/td&gt;
       &lt;td style=&quot;width: 7%; text-align: right&quot;&gt;668,740&lt;/td&gt;
       &lt;td style=&quot;width: 1%; text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;width: 1%&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;width: 1%; text-align: left&quot;&gt;$&lt;/td&gt;
       &lt;td style=&quot;width: 7%; text-align: right&quot;&gt;704,933&lt;/td&gt;
       &lt;td style=&quot;width: 1%; text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;/tr&gt;
      &lt;tr style=&quot;vertical-align: bottom; background-color: White&quot;&gt;
       &lt;td style=&quot;text-align: left; padding-left: 10pt&quot;&gt;Other securities&lt;/td&gt;
       &lt;td&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: right&quot;&gt;-&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: right&quot;&gt;-&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: right&quot;&gt;317,445&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: right&quot;&gt;245,768&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: right&quot;&gt;7,212&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: right&quot;&gt;22,609&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: right&quot;&gt;324,657&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: right&quot;&gt;268,377&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;/tr&gt;
      &lt;tr style=&quot;vertical-align: bottom; background-color: rgb(204,238,255)&quot;&gt;
       &lt;td style=&quot;text-align: left; padding-left: 10pt&quot;&gt;Interest rate swaps&lt;/td&gt;
       &lt;td&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: right&quot;&gt;-&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: right&quot;&gt;-&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: right&quot;&gt;48&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: right&quot;&gt;84&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: right&quot;&gt;-&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: right&quot;&gt;-&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: right&quot;&gt;48&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: right&quot;&gt;84&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;/tr&gt;
      &lt;tr style=&quot;vertical-align: bottom; background-color: White&quot;&gt;
       &lt;td style=&quot;padding-bottom: 1pt&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;padding-bottom: 1pt&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;border-bottom: Black 1pt solid; text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;border-bottom: Black 1pt solid; text-align: right&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;border-bottom: Black 1pt solid; text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;padding-bottom: 1pt; border-bottom: Black 1pt solid&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;border-bottom: Black 1pt solid; text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;border-bottom: Black 1pt solid; text-align: right&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;border-bottom: Black 1pt solid; text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;padding-bottom: 1pt&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;border-bottom: Black 1pt solid; text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;border-bottom: Black 1pt solid; text-align: right&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;border-bottom: Black 1pt solid; text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;padding-bottom: 1pt; border-bottom: Black 1pt solid&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;border-bottom: Black 1pt solid; text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;border-bottom: Black 1pt solid; text-align: right&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;border-bottom: Black 1pt solid; text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;padding-bottom: 1pt&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;border-bottom: Black 1pt solid; text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;border-bottom: Black 1pt solid; text-align: right&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;border-bottom: Black 1pt solid; text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;padding-bottom: 1pt; border-bottom: Black 1pt solid&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;border-bottom: Black 1pt solid; text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;border-bottom: Black 1pt solid; text-align: right&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;border-bottom: Black 1pt solid; text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;padding-bottom: 1pt&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;border-bottom: Black 1pt solid; text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;border-bottom: Black 1pt solid; text-align: right&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;border-bottom: Black 1pt solid; text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;padding-bottom: 1pt; border-bottom: Black 1pt solid&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;border-bottom: Black 1pt solid; text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;border-bottom: Black 1pt solid; text-align: right&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;border-bottom: Black 1pt solid; text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;/tr&gt;
      &lt;tr style=&quot;vertical-align: bottom; background-color: rgb(204,238,255)&quot;&gt;
       &lt;td style=&quot;text-align: left; padding-bottom: 2.25pt; padding-left: 10pt&quot;&gt;Total assets&lt;/td&gt;
       &lt;td style=&quot;padding-bottom: 2.25pt&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;border-bottom: Black 2.25pt double; text-align: left&quot;&gt;$&lt;/td&gt;
       &lt;td style=&quot;border-bottom: Black 2.25pt double; text-align: right&quot;&gt;-&lt;/td&gt;
       &lt;td style=&quot;border-bottom: Black 2.25pt double; text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;border-bottom: Black 2.25pt double; text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;border-bottom: Black 2.25pt double; text-align: left&quot;&gt;$&lt;/td&gt;
       &lt;td style=&quot;border-bottom: Black 2.25pt double; text-align: right&quot;&gt;-&lt;/td&gt;
       &lt;td style=&quot;border-bottom: Black 2.25pt double; text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;padding-bottom: 2.25pt&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;border-bottom: Black 2.25pt double; text-align: left&quot;&gt;$&lt;/td&gt;
       &lt;td style=&quot;border-bottom: Black 2.25pt double; text-align: right&quot;&gt;986,233&lt;/td&gt;
       &lt;td style=&quot;border-bottom: Black 2.25pt double; text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;border-bottom: Black 2.25pt double; text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;border-bottom: Black 2.25pt double; text-align: left&quot;&gt;$&lt;/td&gt;
       &lt;td style=&quot;border-bottom: Black 2.25pt double; text-align: right&quot;&gt;950,785&lt;/td&gt;
       &lt;td style=&quot;border-bottom: Black 2.25pt double; text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;padding-bottom: 2.25pt&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;border-bottom: Black 2.25pt double; text-align: left&quot;&gt;$&lt;/td&gt;
       &lt;td style=&quot;border-bottom: Black 2.25pt double; text-align: right&quot;&gt;7,212&lt;/td&gt;
       &lt;td style=&quot;border-bottom: Black 2.25pt double; text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;border-bottom: Black 2.25pt double; text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;border-bottom: Black 2.25pt double; text-align: left&quot;&gt;$&lt;/td&gt;
       &lt;td style=&quot;border-bottom: Black 2.25pt double; text-align: right&quot;&gt;22,609&lt;/td&gt;
       &lt;td style=&quot;border-bottom: Black 2.25pt double; text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;padding-bottom: 2.25pt&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;border-bottom: Black 2.25pt double; text-align: left&quot;&gt;$&lt;/td&gt;
       &lt;td style=&quot;border-bottom: Black 2.25pt double; text-align: right&quot;&gt;993,445&lt;/td&gt;
       &lt;td style=&quot;border-bottom: Black 2.25pt double; text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;border-bottom: Black 2.25pt double; text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;border-bottom: Black 2.25pt double; text-align: left&quot;&gt;$&lt;/td&gt;
       &lt;td style=&quot;border-bottom: Black 2.25pt double; text-align: right&quot;&gt;973,394&lt;/td&gt;
       &lt;td style=&quot;border-bottom: Black 2.25pt double; text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;/tr&gt;
      &lt;tr style=&quot;vertical-align: bottom; background-color: White&quot;&gt;
       &lt;td&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: right&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: right&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: right&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: right&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: right&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: right&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: right&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: right&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;/tr&gt;
      &lt;tr style=&quot;vertical-align: bottom; background-color: rgb(204,238,255)&quot;&gt;
       &lt;td&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: right&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: right&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: right&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: right&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: right&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: right&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: right&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: right&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;/tr&gt;
      &lt;tr style=&quot;vertical-align: bottom; background-color: White&quot;&gt;
       &lt;td style=&quot;padding-left: 10pt&quot;&gt;Liabilities:&lt;/td&gt;
       &lt;td&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: right&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: right&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: right&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: right&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: right&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: right&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: right&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: right&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;/tr&gt;
      &lt;tr style=&quot;vertical-align: bottom; background-color: rgb(204,238,255)&quot;&gt;
       &lt;td style=&quot;padding-left: 10pt&quot;&gt;Borrowings&lt;/td&gt;
       &lt;td&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;$&lt;/td&gt;
       &lt;td style=&quot;text-align: right&quot;&gt;-&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;$&lt;/td&gt;
       &lt;td style=&quot;text-align: right&quot;&gt;-&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;$&lt;/td&gt;
       &lt;td style=&quot;text-align: right&quot;&gt;-&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;$&lt;/td&gt;
       &lt;td style=&quot;text-align: right&quot;&gt;-&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;$&lt;/td&gt;
       &lt;td style=&quot;text-align: right&quot;&gt;29,018&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;$&lt;/td&gt;
       &lt;td style=&quot;text-align: right&quot;&gt;28,771&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;$&lt;/td&gt;
       &lt;td style=&quot;text-align: right&quot;&gt;29,018&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;$&lt;/td&gt;
       &lt;td style=&quot;text-align: right&quot;&gt;28,771&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;/tr&gt;
      &lt;tr style=&quot;vertical-align: bottom; background-color: White&quot;&gt;
       &lt;td style=&quot;text-align: left; padding-left: 10pt&quot;&gt;Interest rate swaps&lt;/td&gt;
       &lt;td&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: right&quot;&gt;-&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: right&quot;&gt;-&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: right&quot;&gt;4,314&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: right&quot;&gt;2,649&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: right&quot;&gt;-&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: right&quot;&gt;-&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: right&quot;&gt;4,314&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: right&quot;&gt;2,649&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;/tr&gt;
      &lt;tr style=&quot;vertical-align: bottom; background-color: rgb(204,238,255)&quot;&gt;
       &lt;td style=&quot;padding-bottom: 1pt&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;padding-bottom: 1pt&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;border-bottom: Black 1pt solid; text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;border-bottom: Black 1pt solid; text-align: right&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;border-bottom: Black 1pt solid; text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;padding-bottom: 1pt; border-bottom: Black 1pt solid&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;border-bottom: Black 1pt solid; text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;border-bottom: Black 1pt solid; text-align: right&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;border-bottom: Black 1pt solid; text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;padding-bottom: 1pt&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;border-bottom: Black 1pt solid; text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;border-bottom: Black 1pt solid; text-align: right&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;border-bottom: Black 1pt solid; text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;padding-bottom: 1pt; border-bottom: Black 1pt solid&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;border-bottom: Black 1pt solid; text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;border-bottom: Black 1pt solid; text-align: right&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;border-bottom: Black 1pt solid; text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;padding-bottom: 1pt&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;border-bottom: Black 1pt solid; text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;border-bottom: Black 1pt solid; text-align: right&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;border-bottom: Black 1pt solid; text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;padding-bottom: 1pt; border-bottom: Black 1pt solid&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;border-bottom: Black 1pt solid; text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;border-bottom: Black 1pt solid; text-align: right&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;border-bottom: Black 1pt solid; text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;padding-bottom: 1pt&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;border-bottom: Black 1pt solid; text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;border-bottom: Black 1pt solid; text-align: right&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;border-bottom: Black 1pt solid; text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;padding-bottom: 1pt; border-bottom: Black 1pt solid&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;border-bottom: Black 1pt solid; text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;border-bottom: Black 1pt solid; text-align: right&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;border-bottom: Black 1pt solid; text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;/tr&gt;
      &lt;tr style=&quot;vertical-align: bottom; background-color: White&quot;&gt;
       &lt;td style=&quot;text-align: left; padding-bottom: 2.25pt; padding-left: 10pt&quot;&gt;Total liabilities&lt;/td&gt;
       &lt;td style=&quot;padding-bottom: 2.25pt&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;border-bottom: Black 2.25pt double; text-align: left&quot;&gt;$&lt;/td&gt;
       &lt;td style=&quot;border-bottom: Black 2.25pt double; text-align: right&quot;&gt;-&lt;/td&gt;
       &lt;td style=&quot;border-bottom: Black 2.25pt double; text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;border-bottom: Black 2.25pt double; text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;border-bottom: Black 2.25pt double; text-align: left&quot;&gt;$&lt;/td&gt;
       &lt;td style=&quot;border-bottom: Black 2.25pt double; text-align: right&quot;&gt;-&lt;/td&gt;
       &lt;td style=&quot;border-bottom: Black 2.25pt double; text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;padding-bottom: 2.25pt&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;border-bottom: Black 2.25pt double; text-align: left&quot;&gt;$&lt;/td&gt;
       &lt;td style=&quot;border-bottom: Black 2.25pt double; text-align: right&quot;&gt;4,314&lt;/td&gt;
       &lt;td style=&quot;border-bottom: Black 2.25pt double; text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;border-bottom: Black 2.25pt double; text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;border-bottom: Black 2.25pt double; text-align: left&quot;&gt;$&lt;/td&gt;
       &lt;td style=&quot;border-bottom: Black 2.25pt double; text-align: right&quot;&gt;2,649&lt;/td&gt;
       &lt;td style=&quot;border-bottom: Black 2.25pt double; text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;padding-bottom: 2.25pt&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;border-bottom: Black 2.25pt double; text-align: left&quot;&gt;$&lt;/td&gt;
       &lt;td style=&quot;border-bottom: Black 2.25pt double; text-align: right&quot;&gt;29,018&lt;/td&gt;
       &lt;td style=&quot;border-bottom: Black 2.25pt double; text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;border-bottom: Black 2.25pt double; text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;border-bottom: Black 2.25pt double; text-align: left&quot;&gt;$&lt;/td&gt;
       &lt;td style=&quot;border-bottom: Black 2.25pt double; text-align: right&quot;&gt;28,771&lt;/td&gt;
       &lt;td style=&quot;border-bottom: Black 2.25pt double; text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;padding-bottom: 2.25pt&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;border-bottom: Black 2.25pt double; text-align: left&quot;&gt;$&lt;/td&gt;
       &lt;td style=&quot;border-bottom: Black 2.25pt double; text-align: right&quot;&gt;33,332&lt;/td&gt;
       &lt;td style=&quot;border-bottom: Black 2.25pt double; text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;border-bottom: Black 2.25pt double; text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;border-bottom: Black 2.25pt double; text-align: left&quot;&gt;$&lt;/td&gt;
       &lt;td style=&quot;border-bottom: Black 2.25pt double; text-align: right&quot;&gt;31,420&lt;/td&gt;
       &lt;td style=&quot;border-bottom: Black 2.25pt double; text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;/tr&gt;

    &lt;/table&gt;&lt;br/&gt;&lt;p style=&quot;font: 10pt Times New Roman, Times, Serif; margin: 0pt 0&quot;&gt;The following tables set forth the Company&apos;s assets and liabilities that are carried at fair value on a recurring basis, classified within Level 3 of the valuation hierarchy for the periods indicated:&lt;/p&gt;&lt;br/&gt;&lt;table cellpadding=&quot;0&quot; cellspacing=&quot;0&quot; style=&quot;border-collapse: collapse; width: 100%; font: 10pt Times New Roman, Times, Serif&quot;&gt;

      &lt;tr style=&quot;vertical-align: bottom&quot;&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;padding-bottom: 1pt&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td colspan=&quot;11&quot; style=&quot;text-align: center; border-bottom: Black 1pt solid&quot;&gt;For the year ended December 31, 2015&lt;/td&gt;
      &lt;/tr&gt;
      &lt;tr style=&quot;vertical-align: bottom&quot;&gt;
       &lt;td style=&quot;text-align: center&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;padding-bottom: 1pt&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td colspan=&quot;3&quot; style=&quot;text-align: center; border-bottom: Black 1pt solid&quot;&gt;Municipals&lt;/td&gt;
       &lt;td style=&quot;padding-bottom: 1pt&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td colspan=&quot;3&quot; style=&quot;text-align: center; border-bottom: Black 1pt solid&quot;&gt;Trust preferred&lt;br /&gt; securities&lt;/td&gt;
       &lt;td style=&quot;padding-bottom: 1pt&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td colspan=&quot;3&quot; style=&quot;text-align: center; border-bottom: Black 1pt solid&quot;&gt;Junior subordinated&lt;br /&gt; debentures&lt;/td&gt;
      &lt;/tr&gt;
      &lt;tr style=&quot;vertical-align: bottom&quot;&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;font-style: italic&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td colspan=&quot;11&quot; style=&quot;font-style: italic; text-align: center&quot;&gt;(In thousands)&lt;/td&gt;
      &lt;/tr&gt;
      &lt;tr style=&quot;vertical-align: bottom&quot;&gt;
       &lt;td style=&quot;text-align: center&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td colspan=&quot;3&quot; style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td colspan=&quot;3&quot; style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td colspan=&quot;3&quot; style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;/tr&gt;
      &lt;tr style=&quot;vertical-align: bottom; background-color: rgb(204,238,255)&quot;&gt;
       &lt;td style=&quot;width: 61%; text-align: left&quot;&gt;Beginning balance&lt;/td&gt;
       &lt;td style=&quot;width: 1%&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;width: 1%; text-align: left&quot;&gt;$&lt;/td&gt;
       &lt;td style=&quot;width: 10%; text-align: right&quot;&gt;15,519&lt;/td&gt;
       &lt;td style=&quot;width: 1%; text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;width: 1%&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;width: 1%; text-align: left&quot;&gt;$&lt;/td&gt;
       &lt;td style=&quot;width: 10%; text-align: right&quot;&gt;7,090&lt;/td&gt;
       &lt;td style=&quot;width: 1%; text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;width: 1%&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;width: 1%; text-align: left&quot;&gt;$&lt;/td&gt;
       &lt;td style=&quot;width: 10%; text-align: right&quot;&gt;28,771&lt;/td&gt;
       &lt;td style=&quot;width: 1%; text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;/tr&gt;
      &lt;tr style=&quot;vertical-align: bottom; background-color: White&quot;&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;Transfers to held-to-maturity&lt;/td&gt;
       &lt;td&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: right&quot;&gt;(4,510&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;)&lt;/td&gt;
       &lt;td&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: right&quot;&gt;-&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: right&quot;&gt;-&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;/tr&gt;
      &lt;tr style=&quot;vertical-align: bottom; background-color: rgb(204,238,255)&quot;&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;Purchases&lt;/td&gt;
       &lt;td&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: right&quot;&gt;1,000&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: right&quot;&gt;-&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: right&quot;&gt;-&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;/tr&gt;
      &lt;tr style=&quot;vertical-align: bottom; background-color: White&quot;&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;Principal repayments&lt;/td&gt;
       &lt;td&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: right&quot;&gt;(8,009&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;)&lt;/td&gt;
       &lt;td&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: right&quot;&gt;-&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: right&quot;&gt;-&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;/tr&gt;
      &lt;tr style=&quot;vertical-align: bottom; background-color: rgb(204,238,255)&quot;&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;Maturities&lt;/td&gt;
       &lt;td&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: right&quot;&gt;(4,000&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;)&lt;/td&gt;
       &lt;td&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: right&quot;&gt;-&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: right&quot;&gt;-&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;/tr&gt;
      &lt;tr style=&quot;vertical-align: bottom; background-color: White&quot;&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;Sales&lt;/td&gt;
       &lt;td&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: right&quot;&gt;-&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: right&quot;&gt;-&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: right&quot;&gt;-&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;/tr&gt;
      &lt;tr style=&quot;vertical-align: bottom; background-color: rgb(204,238,255)&quot;&gt;
       &lt;td style=&quot;font-weight: normal; font-style: normal; text-align: left; padding-left: 0pt&quot;&gt;Net gain from fair value adjustment of financial assets&lt;font style=&quot;font-family: Times New Roman, Times, Serif; font-size: 10pt; font-weight: normal; font-style: normal&quot;&gt;&lt;sup&gt; (1)&lt;/sup&gt;&lt;/font&gt;&lt;/td&gt;
       &lt;td&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: right&quot;&gt;-&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: right&quot;&gt;117&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: right&quot;&gt;-&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;/tr&gt;
      &lt;tr style=&quot;vertical-align: bottom; background-color: White&quot;&gt;
       &lt;td style=&quot;font-weight: normal; font-style: normal; text-align: left; padding-left: 0pt&quot;&gt;Net loss from fair value adjustment of financial liabilities&lt;font style=&quot;font-family: Times New Roman, Times, Serif; font-size: 10pt; font-weight: normal; font-style: normal&quot;&gt;&lt;sup&gt; (1)&lt;/sup&gt;&lt;/font&gt;&lt;/td&gt;
       &lt;td&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: right&quot;&gt;-&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: right&quot;&gt;-&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: right&quot;&gt;238&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;/tr&gt;
      &lt;tr style=&quot;vertical-align: bottom; background-color: rgb(204,238,255)&quot;&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;Increase in accrued interest payable&lt;/td&gt;
       &lt;td&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: right&quot;&gt;-&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: right&quot;&gt;-&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: right&quot;&gt;9&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;/tr&gt;
      &lt;tr style=&quot;vertical-align: bottom; background-color: White&quot;&gt;
       &lt;td style=&quot;text-align: left; padding-bottom: 1pt; padding-left: 0pt&quot;&gt;Change in unrealized gains included in other comprehensive income&lt;/td&gt;
       &lt;td style=&quot;padding-bottom: 1pt&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;border-bottom: Black 1pt solid; text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;border-bottom: Black 1pt solid; text-align: right&quot;&gt;-&lt;/td&gt;
       &lt;td style=&quot;border-bottom: Black 1pt solid; text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;padding-bottom: 1pt&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;border-bottom: Black 1pt solid; text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;border-bottom: Black 1pt solid; text-align: right&quot;&gt;5&lt;/td&gt;
       &lt;td style=&quot;border-bottom: Black 1pt solid; text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;padding-bottom: 1pt&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;border-bottom: Black 1pt solid; text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;border-bottom: Black 1pt solid; text-align: right&quot;&gt;-&lt;/td&gt;
       &lt;td style=&quot;border-bottom: Black 1pt solid; text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;/tr&gt;
      &lt;tr style=&quot;vertical-align: bottom; background-color: rgb(204,238,255)&quot;&gt;
       &lt;td style=&quot;text-align: left; padding-bottom: 2.25pt&quot;&gt;Ending balance&lt;/td&gt;
       &lt;td style=&quot;padding-bottom: 2.25pt&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;border-bottom: Black 2.25pt double; text-align: left&quot;&gt;$&lt;/td&gt;
       &lt;td style=&quot;border-bottom: Black 2.25pt double; text-align: right&quot;&gt;-&lt;/td&gt;
       &lt;td style=&quot;border-bottom: Black 2.25pt double; text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;padding-bottom: 2.25pt&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;border-bottom: Black 2.25pt double; text-align: left&quot;&gt;$&lt;/td&gt;
       &lt;td style=&quot;border-bottom: Black 2.25pt double; text-align: right&quot;&gt;7,212&lt;/td&gt;
       &lt;td style=&quot;border-bottom: Black 2.25pt double; text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;padding-bottom: 2.25pt&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;border-bottom: Black 2.25pt double; text-align: left&quot;&gt;$&lt;/td&gt;
       &lt;td style=&quot;border-bottom: Black 2.25pt double; text-align: right&quot;&gt;29,018&lt;/td&gt;
       &lt;td style=&quot;border-bottom: Black 2.25pt double; text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;/tr&gt;
      &lt;tr style=&quot;vertical-align: bottom; background-color: White&quot;&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: right&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: right&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: right&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;/tr&gt;
      &lt;tr style=&quot;vertical-align: bottom; background-color: rgb(204,238,255)&quot;&gt;
       &lt;td style=&quot;text-align: left; padding-bottom: 2.25pt&quot;&gt;Changes in unrealized held at period end&lt;/td&gt;
       &lt;td style=&quot;padding-bottom: 2.25pt&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;border-bottom: Black 2.25pt double; text-align: left&quot;&gt;$&lt;/td&gt;
       &lt;td style=&quot;border-bottom: Black 2.25pt double; text-align: right&quot;&gt;-&lt;/td&gt;
       &lt;td style=&quot;border-bottom: Black 2.25pt double; text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;padding-bottom: 2.25pt&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;border-bottom: Black 2.25pt double; text-align: left&quot;&gt;$&lt;/td&gt;
       &lt;td style=&quot;border-bottom: Black 2.25pt double; text-align: right&quot;&gt;5&lt;/td&gt;
       &lt;td style=&quot;border-bottom: Black 2.25pt double; text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;padding-bottom: 2.25pt&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;border-bottom: Black 2.25pt double; text-align: left&quot;&gt;$&lt;/td&gt;
       &lt;td style=&quot;border-bottom: Black 2.25pt double; text-align: right&quot;&gt;-&lt;/td&gt;
       &lt;td style=&quot;border-bottom: Black 2.25pt double; text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;/tr&gt;

    &lt;/table&gt;&lt;br/&gt;&lt;table cellpadding=&quot;0&quot; cellspacing=&quot;0&quot; style=&quot;border-collapse: collapse; width: 100%; font: 10pt Times New Roman, Times, Serif&quot;&gt;

      &lt;tr style=&quot;vertical-align: bottom&quot;&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;padding-bottom: 1pt&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td colspan=&quot;11&quot; style=&quot;text-align: center; border-bottom: Black 1pt solid&quot;&gt;For the year ended December 31, 2014&lt;/td&gt;
      &lt;/tr&gt;
      &lt;tr style=&quot;vertical-align: bottom&quot;&gt;
       &lt;td style=&quot;text-align: center&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;padding-bottom: 1pt&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td colspan=&quot;3&quot; style=&quot;text-align: center; border-bottom: Black 1pt solid&quot;&gt;Municipals&lt;/td&gt;
       &lt;td style=&quot;padding-bottom: 1pt&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td colspan=&quot;3&quot; style=&quot;text-align: center; border-bottom: Black 1pt solid&quot;&gt;Trust preferred&lt;br /&gt; securities&lt;/td&gt;
       &lt;td style=&quot;padding-bottom: 1pt&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td colspan=&quot;3&quot; style=&quot;text-align: center; border-bottom: Black 1pt solid&quot;&gt;Junior subordinated&lt;br /&gt; debentures&lt;/td&gt;
      &lt;/tr&gt;
      &lt;tr style=&quot;vertical-align: bottom&quot;&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;font-style: italic&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td colspan=&quot;11&quot; style=&quot;font-style: italic; text-align: center&quot;&gt;(In thousands)&lt;/td&gt;
      &lt;/tr&gt;
      &lt;tr style=&quot;vertical-align: bottom&quot;&gt;
       &lt;td style=&quot;text-align: center&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td colspan=&quot;3&quot; style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td colspan=&quot;3&quot; style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td colspan=&quot;3&quot; style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;/tr&gt;
      &lt;tr style=&quot;vertical-align: bottom; background-color: rgb(204,238,255)&quot;&gt;
       &lt;td style=&quot;width: 61%; text-align: left&quot;&gt;Beginning balance&lt;/td&gt;
       &lt;td style=&quot;width: 1%&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;width: 1%; text-align: left&quot;&gt;$&lt;/td&gt;
       &lt;td style=&quot;width: 10%; text-align: right&quot;&gt;9,223&lt;/td&gt;
       &lt;td style=&quot;width: 1%; text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;width: 1%&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;width: 1%; text-align: left&quot;&gt;$&lt;/td&gt;
       &lt;td style=&quot;width: 10%; text-align: right&quot;&gt;14,935&lt;/td&gt;
       &lt;td style=&quot;width: 1%; text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;width: 1%&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;width: 1%; text-align: left&quot;&gt;$&lt;/td&gt;
       &lt;td style=&quot;width: 10%; text-align: right&quot;&gt;29,570&lt;/td&gt;
       &lt;td style=&quot;width: 1%; text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;/tr&gt;
      &lt;tr style=&quot;vertical-align: bottom; background-color: White&quot;&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;Purchases&lt;/td&gt;
       &lt;td&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: right&quot;&gt;7,595&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: right&quot;&gt;-&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: right&quot;&gt;-&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;/tr&gt;
      &lt;tr style=&quot;vertical-align: bottom; background-color: rgb(204,238,255)&quot;&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;Principal repayments&lt;/td&gt;
       &lt;td&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: right&quot;&gt;(214&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;)&lt;/td&gt;
       &lt;td&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: right&quot;&gt;-&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: right&quot;&gt;-&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;/tr&gt;
      &lt;tr style=&quot;vertical-align: bottom; background-color: White&quot;&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;Maturities&lt;/td&gt;
       &lt;td&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: right&quot;&gt;(1,085&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;)&lt;/td&gt;
       &lt;td&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: right&quot;&gt;-&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: right&quot;&gt;-&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;/tr&gt;
      &lt;tr style=&quot;vertical-align: bottom; background-color: rgb(204,238,255)&quot;&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;Sales&lt;/td&gt;
       &lt;td&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: right&quot;&gt;-&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: right&quot;&gt;(11,133&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;)&lt;/td&gt;
       &lt;td&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: right&quot;&gt;-&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;/tr&gt;
      &lt;tr style=&quot;vertical-align: bottom; background-color: White&quot;&gt;
       &lt;td style=&quot;font-weight: normal; font-style: normal; text-align: left; padding-left: 0pt&quot;&gt;Net gain from fair value adjustment of financial assets &lt;font style=&quot;font-family: Times New Roman, Times, Serif; font-size: 10pt; font-weight: normal; font-style: normal&quot;&gt;&lt;sup&gt;(1)&lt;/sup&gt;&lt;/font&gt;&lt;/td&gt;
       &lt;td&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: right&quot;&gt;-&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: right&quot;&gt;71&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: right&quot;&gt;-&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;/tr&gt;
      &lt;tr style=&quot;vertical-align: bottom; background-color: rgb(204,238,255)&quot;&gt;
       &lt;td style=&quot;font-weight: normal; font-style: normal; text-align: left; padding-left: 0pt&quot;&gt;Net gain from fair value adjustment of financial liabilities &lt;font style=&quot;font-family: Times New Roman, Times, Serif; font-size: 10pt; font-weight: normal; font-style: normal&quot;&gt;&lt;sup&gt;(1)&lt;/sup&gt;&lt;/font&gt;&lt;/td&gt;
       &lt;td&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: right&quot;&gt;-&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: right&quot;&gt;-&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: right&quot;&gt;(801&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;)&lt;/td&gt;
      &lt;/tr&gt;
      &lt;tr style=&quot;vertical-align: bottom; background-color: White&quot;&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;Increase in accrued interest payable&lt;/td&gt;
       &lt;td&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: right&quot;&gt;-&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: right&quot;&gt;-&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: right&quot;&gt;2&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;/tr&gt;
      &lt;tr style=&quot;vertical-align: bottom; background-color: rgb(204,238,255)&quot;&gt;
       &lt;td style=&quot;text-align: left; padding-bottom: 1pt; padding-left: 0pt&quot;&gt;Change in unrealized gains included in other comprehensive income&lt;/td&gt;
       &lt;td style=&quot;padding-bottom: 1pt&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;border-bottom: Black 1pt solid; text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;border-bottom: Black 1pt solid; text-align: right&quot;&gt;-&lt;/td&gt;
       &lt;td style=&quot;border-bottom: Black 1pt solid; text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;padding-bottom: 1pt&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;border-bottom: Black 1pt solid; text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;border-bottom: Black 1pt solid; text-align: right&quot;&gt;3,217&lt;/td&gt;
       &lt;td style=&quot;border-bottom: Black 1pt solid; text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;padding-bottom: 1pt&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;border-bottom: Black 1pt solid; text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;border-bottom: Black 1pt solid; text-align: right&quot;&gt;-&lt;/td&gt;
       &lt;td style=&quot;border-bottom: Black 1pt solid; text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;/tr&gt;
      &lt;tr style=&quot;vertical-align: bottom; background-color: White&quot;&gt;
       &lt;td style=&quot;text-align: left; padding-bottom: 2.25pt&quot;&gt;Ending balance&lt;/td&gt;
       &lt;td style=&quot;padding-bottom: 2.25pt&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;border-bottom: Black 2.25pt double; text-align: left&quot;&gt;$&lt;/td&gt;
       &lt;td style=&quot;border-bottom: Black 2.25pt double; text-align: right&quot;&gt;15,519&lt;/td&gt;
       &lt;td style=&quot;border-bottom: Black 2.25pt double; text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;padding-bottom: 2.25pt&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;border-bottom: Black 2.25pt double; text-align: left&quot;&gt;$&lt;/td&gt;
       &lt;td style=&quot;border-bottom: Black 2.25pt double; text-align: right&quot;&gt;7,090&lt;/td&gt;
       &lt;td style=&quot;border-bottom: Black 2.25pt double; text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;padding-bottom: 2.25pt&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;border-bottom: Black 2.25pt double; text-align: left&quot;&gt;$&lt;/td&gt;
       &lt;td style=&quot;border-bottom: Black 2.25pt double; text-align: right&quot;&gt;28,771&lt;/td&gt;
       &lt;td style=&quot;border-bottom: Black 2.25pt double; text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;/tr&gt;
      &lt;tr style=&quot;vertical-align: bottom; background-color: rgb(204,238,255)&quot;&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: right&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: right&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: right&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;/tr&gt;
      &lt;tr style=&quot;vertical-align: bottom; background-color: White&quot;&gt;
       &lt;td style=&quot;text-align: left; padding-bottom: 2.25pt&quot;&gt;Changes in unrealized held at period end&lt;/td&gt;
       &lt;td style=&quot;padding-bottom: 2.25pt&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;border-bottom: Black 2.25pt double; text-align: left&quot;&gt;$&lt;/td&gt;
       &lt;td style=&quot;border-bottom: Black 2.25pt double; text-align: right&quot;&gt;-&lt;/td&gt;
       &lt;td style=&quot;border-bottom: Black 2.25pt double; text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;padding-bottom: 2.25pt&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;border-bottom: Black 2.25pt double; text-align: left&quot;&gt;$&lt;/td&gt;
       &lt;td style=&quot;border-bottom: Black 2.25pt double; text-align: right&quot;&gt;3,217&lt;/td&gt;
       &lt;td style=&quot;border-bottom: Black 2.25pt double; text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;padding-bottom: 2.25pt&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;border-bottom: Black 2.25pt double; text-align: left&quot;&gt;$&lt;/td&gt;
       &lt;td style=&quot;border-bottom: Black 2.25pt double; text-align: right&quot;&gt;-&lt;/td&gt;
       &lt;td style=&quot;border-bottom: Black 2.25pt double; text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;/tr&gt;

    &lt;/table&gt;&lt;br/&gt;&lt;table cellpadding=&quot;0&quot; cellspacing=&quot;0&quot; width=&quot;100%&quot; style=&quot;font: 10pt Times New Roman, Times, Serif; margin-top: 0pt; margin-bottom: 0pt&quot;&gt;

     &lt;tr style=&quot;vertical-align: top&quot;&gt;
      &lt;td style=&quot;width: 0.25in&quot;&gt;&lt;/td&gt;
      &lt;td style=&quot;width: 0.25in&quot;&gt;(1)&lt;/td&gt;
      &lt;td&gt;These totals in the tables above are presented in the Consolidated Statement of Income under net gains (losses) from fair value adjustments.&lt;/td&gt;
     &lt;/tr&gt;

   &lt;/table&gt;&lt;br/&gt;&lt;p style=&quot;font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify&quot;&gt;During the years ended December 31, 2015 and 2014, there were no transfers between Levels 1, 2 and 3.&lt;/p&gt;&lt;br/&gt;&lt;p style=&quot;font: 10pt Times New Roman, Times, Serif; margin: 0pt 0&quot;&gt;The following table presents the quantitative information about recurring Level 3 fair value measurements of financial instruments as of December 31, 2015:&lt;/p&gt;&lt;br/&gt;&lt;table cellpadding=&quot;0&quot; cellspacing=&quot;0&quot; style=&quot;border-collapse: collapse; width: 100%; font: 10pt Times New Roman, Times, Serif&quot;&gt;

      &lt;tr style=&quot;vertical-align: bottom&quot;&gt;
       &lt;td style=&quot;font-weight: bold; text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;font-weight: bold; padding-bottom: 1pt&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td colspan=&quot;3&quot; style=&quot;font-weight: bold; text-align: center; border-bottom: Black 1pt solid&quot;&gt;Fair Value&lt;/td&gt;
       &lt;td style=&quot;font-weight: bold; padding-bottom: 1pt; border-bottom: Black 1pt solid&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;font-weight: bold; text-align: center; border-bottom: Black 1pt solid&quot;&gt;Valuation Technique&lt;/td&gt;
       &lt;td style=&quot;font-weight: bold; padding-bottom: 1pt; border-bottom: Black 1pt solid&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;font-weight: bold; text-align: center; border-bottom: Black 1pt solid&quot;&gt;Unobservable Input&lt;/td&gt;
       &lt;td style=&quot;font-weight: bold; padding-bottom: 1pt; border-bottom: Black 1pt solid&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td colspan=&quot;5&quot; style=&quot;font-weight: bold; text-align: center; border-bottom: Black 1pt solid&quot;&gt;Range&lt;/td&gt;
       &lt;td style=&quot;font-weight: bold; padding-bottom: 1pt; border-bottom: Black 1pt solid&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td colspan=&quot;3&quot; style=&quot;font-weight: bold; text-align: center; border-bottom: Black 1pt solid&quot;&gt;Weighted Average&lt;/td&gt;
      &lt;/tr&gt;
      &lt;tr style=&quot;vertical-align: bottom&quot;&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;font-style: italic&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td colspan=&quot;17&quot; style=&quot;font-style: italic; text-align: center&quot;&gt;(Dollars in thousands)&lt;/td&gt;
      &lt;/tr&gt;
      &lt;tr style=&quot;vertical-align: bottom; background-color: rgb(204,238,255)&quot;&gt;
       &lt;td style=&quot;font-weight: bold&quot;&gt;Assets:&lt;/td&gt;
       &lt;td&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: right&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: center&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: center&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: center&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: center&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: center&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: right&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;/tr&gt;
      &lt;tr style=&quot;vertical-align: bottom; background-color: White&quot;&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: right&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: center&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: center&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: center&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: center&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: center&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: right&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;/tr&gt;
      &lt;tr style=&quot;vertical-align: bottom; background-color: rgb(204,238,255)&quot;&gt;
       &lt;td style=&quot;width: 30%; text-align: left&quot;&gt;Trust preferred securities&lt;/td&gt;
       &lt;td style=&quot;width: 1%&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;width: 1%; text-align: left&quot;&gt;$&lt;/td&gt;
       &lt;td style=&quot;width: 10%; text-align: right&quot;&gt;7,212&lt;/td&gt;
       &lt;td style=&quot;width: 1%; text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;width: 1%&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;width: 15%; text-align: left&quot;&gt;Discounted cash flows&lt;/td&gt;
       &lt;td style=&quot;width: 1%&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;width: 15%; text-align: center&quot;&gt;Discount rate&lt;/td&gt;
       &lt;td style=&quot;width: 1%&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;width: 1%; text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;width: 3%; text-align: center&quot;&gt;7.0%&lt;/td&gt;
       &lt;td style=&quot;width: 3%; text-align: center&quot;&gt;- &lt;/td&gt;
       &lt;td style=&quot;width: 3%; text-align: center&quot;&gt;7.07%&lt;/td&gt;
       &lt;td style=&quot;width: 1%; text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;width: 1%&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;width: 1%; text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;width: 10%; text-align: right&quot;&gt;7.1&lt;/td&gt;
       &lt;td style=&quot;width: 1%; text-align: left&quot;&gt;%&lt;/td&gt;
      &lt;/tr&gt;
      &lt;tr style=&quot;vertical-align: bottom; background-color: White&quot;&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: right&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: right&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: right&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: center&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: center&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: center&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: right&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;/tr&gt;
      &lt;tr style=&quot;vertical-align: bottom; background-color: rgb(204,238,255)&quot;&gt;
       &lt;td style=&quot;font-weight: bold&quot;&gt;Liabilities:&lt;/td&gt;
       &lt;td&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: right&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: right&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: right&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: center&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: center&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: center&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: right&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;/tr&gt;
      &lt;tr style=&quot;vertical-align: bottom; background-color: White&quot;&gt;
       &lt;td style=&quot;font-weight: bold&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: right&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: right&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: right&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: center&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: center&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: center&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: right&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;/tr&gt;
      &lt;tr style=&quot;vertical-align: bottom; background-color: rgb(204,238,255)&quot;&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;Junior subordinated debentures&lt;/td&gt;
       &lt;td&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;$&lt;/td&gt;
       &lt;td style=&quot;text-align: right&quot;&gt;29,018&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;Discounted cash flows&lt;/td&gt;
       &lt;td&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: center&quot;&gt;Discount rate&lt;/td&gt;
       &lt;td&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: center&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: center&quot;&gt;7.0%&lt;/td&gt;
       &lt;td style=&quot;text-align: center&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: right&quot;&gt;7.0&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;%&lt;/td&gt;
      &lt;/tr&gt;

    &lt;/table&gt;&lt;br/&gt;&lt;p style=&quot;font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify&quot;&gt;The significant unobservable inputs used in the fair value measurement of the Company&amp;#x2019;s trust preferred securities and junior subordinated debentures valued under Level 3 are the effective yields used in the cash flow models. Significant increases or decreases in the effective yield in isolation would result in a significantly lower or higher fair value measurement.&lt;/p&gt;&lt;br/&gt;&lt;p style=&quot;font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify&quot;&gt;The following table presents the quantitative information about recurring Level 3 fair value of financial instruments and the fair value measurements as of December 31, 2014:&lt;/p&gt;&lt;br/&gt;&lt;table cellpadding=&quot;0&quot; cellspacing=&quot;0&quot; style=&quot;border-collapse: collapse; width: 100%; font: 10pt Times New Roman, Times, Serif&quot;&gt;

      &lt;tr style=&quot;vertical-align: bottom&quot;&gt;
       &lt;td style=&quot;font-weight: bold; text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;font-weight: bold; padding-bottom: 1pt&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td colspan=&quot;3&quot; style=&quot;font-weight: bold; text-align: center; border-bottom: Black 1pt solid&quot;&gt;Fair Value&lt;/td&gt;
       &lt;td style=&quot;font-weight: bold; padding-bottom: 1pt; border-bottom: Black 1pt solid&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;font-weight: bold; text-align: center; border-bottom: Black 1pt solid&quot;&gt;Valuation Technique&lt;/td&gt;
       &lt;td style=&quot;font-weight: bold; padding-bottom: 1pt; border-bottom: Black 1pt solid&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;font-weight: bold; text-align: center; border-bottom: Black 1pt solid&quot;&gt;Unobservable Input&lt;/td&gt;
       &lt;td style=&quot;font-weight: bold; padding-bottom: 1pt; border-bottom: Black 1pt solid&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td colspan=&quot;5&quot; style=&quot;font-weight: bold; text-align: center; border-bottom: Black 1pt solid&quot;&gt;Range&lt;/td&gt;
       &lt;td style=&quot;font-weight: bold; padding-bottom: 1pt; border-bottom: Black 1pt solid&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td colspan=&quot;3&quot; style=&quot;font-weight: bold; text-align: center; border-bottom: Black 1pt solid&quot;&gt;Weighted Average&lt;/td&gt;
      &lt;/tr&gt;
      &lt;tr style=&quot;vertical-align: bottom&quot;&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;font-style: italic&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td colspan=&quot;17&quot; style=&quot;font-style: italic; text-align: center&quot;&gt;(Dollars in thousands)&lt;/td&gt;
       &lt;td&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td colspan=&quot;3&quot; style=&quot;text-align: right&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;/tr&gt;
      &lt;tr style=&quot;vertical-align: bottom; background-color: rgb(204,238,255)&quot;&gt;
       &lt;td style=&quot;font-weight: bold&quot;&gt;Assets:&lt;/td&gt;
       &lt;td&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: right&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: center&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: center&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: center&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: center&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: center&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: right&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;/tr&gt;
      &lt;tr style=&quot;vertical-align: bottom; background-color: White&quot;&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: right&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: center&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: center&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: center&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: center&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: center&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: right&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;/tr&gt;
      &lt;tr style=&quot;vertical-align: bottom; background-color: rgb(204,238,255)&quot;&gt;
       &lt;td style=&quot;width: 30%; text-align: left&quot;&gt;Municipals&lt;/td&gt;
       &lt;td style=&quot;width: 1%&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;width: 1%; text-align: left&quot;&gt;$&lt;/td&gt;
       &lt;td style=&quot;width: 10%; text-align: right&quot;&gt;15,519&lt;/td&gt;
       &lt;td style=&quot;width: 1%; text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;width: 1%&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;width: 15%; text-align: left&quot;&gt;Discounted cash flows&lt;/td&gt;
       &lt;td style=&quot;width: 1%&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;width: 15%; text-align: center&quot;&gt;Discount rate&lt;/td&gt;
       &lt;td style=&quot;width: 1%&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;width: 1%; text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;width: 3%; text-align: center&quot;&gt;0.2%&lt;/td&gt;
       &lt;td style=&quot;width: 3%; text-align: center&quot;&gt;- &lt;/td&gt;
       &lt;td style=&quot;width: 3%; text-align: center&quot;&gt;4.0%&lt;/td&gt;
       &lt;td style=&quot;width: 1%; text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;width: 1%&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;width: 1%; text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;width: 10%; text-align: right&quot;&gt;2.3&lt;/td&gt;
       &lt;td style=&quot;width: 1%; text-align: left&quot;&gt;%&lt;/td&gt;
      &lt;/tr&gt;
      &lt;tr style=&quot;vertical-align: bottom; background-color: White&quot;&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: right&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: right&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: center&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: center&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: center&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: right&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;/tr&gt;
      &lt;tr style=&quot;vertical-align: bottom; background-color: rgb(204,238,255)&quot;&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;Trust Preferred Securities&lt;/td&gt;
       &lt;td&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;$&lt;/td&gt;
       &lt;td style=&quot;text-align: right&quot;&gt;7,090&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;Discounted cash flows&lt;/td&gt;
       &lt;td&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: center&quot;&gt;Discount rate&lt;/td&gt;
       &lt;td&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: center&quot;&gt;7.0%&lt;/td&gt;
       &lt;td style=&quot;text-align: center&quot;&gt;- &lt;/td&gt;
       &lt;td style=&quot;text-align: center&quot;&gt;7.25%&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: right&quot;&gt;7.2&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;%&lt;/td&gt;
      &lt;/tr&gt;
      &lt;tr style=&quot;vertical-align: bottom; background-color: White&quot;&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: right&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: right&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: right&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: center&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: center&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: center&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: right&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;/tr&gt;
      &lt;tr style=&quot;vertical-align: bottom; background-color: rgb(204,238,255)&quot;&gt;
       &lt;td style=&quot;font-weight: bold&quot;&gt;Liabilities:&lt;/td&gt;
       &lt;td&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: right&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: right&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: right&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: center&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: center&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: center&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: right&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;/tr&gt;
      &lt;tr style=&quot;vertical-align: bottom; background-color: White&quot;&gt;
       &lt;td style=&quot;font-weight: bold&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: right&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: right&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: right&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: center&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: center&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: center&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: right&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;/tr&gt;
      &lt;tr style=&quot;vertical-align: bottom; background-color: rgb(204,238,255)&quot;&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;Junior subordinated debentures&lt;/td&gt;
       &lt;td&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;$&lt;/td&gt;
       &lt;td style=&quot;text-align: right&quot;&gt;28,771&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;Discounted cash flows&lt;/td&gt;
       &lt;td&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: center&quot;&gt;Discount rate&lt;/td&gt;
       &lt;td&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: center&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: center&quot;&gt;7.0%&lt;/td&gt;
       &lt;td style=&quot;text-align: center&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: right&quot;&gt;7.0&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;%&lt;/td&gt;
      &lt;/tr&gt;

    &lt;/table&gt;&lt;br/&gt;&lt;p style=&quot;margin: 0pt 0&quot;&gt;The significant unobservable inputs used in the fair value measurement of the Company&amp;#x2019;s municipal securities, trust preferred securities and junior subordinated debentures valued under Level 3 are the effective yields used in the cash flow models. Significant increases or decreases in the effective yield in isolation would result in a significantly lower or higher fair value measurement.&lt;/p&gt;&lt;br/&gt;&lt;p style=&quot;font: 10pt Times New Roman, Times, Serif; margin: 0pt 0&quot;&gt;The following table sets forth the Company&apos;s assets and liabilities that are carried at fair value on a non-recurring basis, and the method that was used to determine their fair value, at December 31:&lt;/p&gt;&lt;br/&gt;&lt;table cellpadding=&quot;0&quot; cellspacing=&quot;0&quot; style=&quot;border-collapse: collapse; width: 100%; font: 10pt Times New Roman, Times, Serif&quot;&gt;

      &lt;tr style=&quot;vertical-align: bottom&quot;&gt;
       &lt;td&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;padding-bottom: 1pt&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td colspan=&quot;7&quot; style=&quot;text-align: center; border-bottom: Black 1pt solid&quot;&gt;Quoted Prices &lt;br /&gt; in Active Markets &lt;br /&gt; for Identical Assets &lt;br /&gt; (Level 1)&lt;/td&gt;
       &lt;td style=&quot;padding-bottom: 1pt&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td colspan=&quot;7&quot; style=&quot;text-align: center; border-bottom: Black 1pt solid&quot;&gt;Significant Other &lt;br /&gt; Observable Inputs &lt;br /&gt; (Level 2)&lt;/td&gt;
       &lt;td style=&quot;padding-bottom: 1pt&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td colspan=&quot;7&quot; style=&quot;text-align: center; border-bottom: Black 1pt solid&quot;&gt;Significant Other &lt;br /&gt; Unobservable Inputs &lt;br /&gt; (Level 3)&lt;/td&gt;
       &lt;td style=&quot;padding-bottom: 1pt&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td colspan=&quot;7&quot; style=&quot;text-align: center; border-bottom: Black 1pt solid&quot;&gt;Total carried at fair value &lt;br /&gt; on a non-recurring basis&lt;/td&gt;
      &lt;/tr&gt;
      &lt;tr style=&quot;vertical-align: bottom&quot;&gt;
       &lt;td&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;padding-bottom: 1pt&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td colspan=&quot;3&quot; style=&quot;text-align: center; border-bottom: Black 1pt solid&quot;&gt;2015&lt;/td&gt;
       &lt;td style=&quot;border-bottom: Black 1pt solid; text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td colspan=&quot;3&quot; style=&quot;text-align: center; border-bottom: Black 1pt solid&quot;&gt;2014&lt;/td&gt;
       &lt;td style=&quot;padding-bottom: 1pt&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td colspan=&quot;3&quot; style=&quot;text-align: center; border-bottom: Black 1pt solid&quot;&gt;2015&lt;/td&gt;
       &lt;td style=&quot;border-bottom: Black 1pt solid; text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td colspan=&quot;3&quot; style=&quot;text-align: center; border-bottom: Black 1pt solid&quot;&gt;2014&lt;/td&gt;
       &lt;td style=&quot;padding-bottom: 1pt&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td colspan=&quot;3&quot; style=&quot;text-align: center; border-bottom: Black 1pt solid&quot;&gt;2015&lt;/td&gt;
       &lt;td style=&quot;border-bottom: Black 1pt solid; text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td colspan=&quot;3&quot; style=&quot;text-align: center; border-bottom: Black 1pt solid&quot;&gt;2014&lt;/td&gt;
       &lt;td style=&quot;padding-bottom: 1pt&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td colspan=&quot;3&quot; style=&quot;text-align: center; border-bottom: Black 1pt solid&quot;&gt;2015&lt;/td&gt;
       &lt;td style=&quot;border-bottom: Black 1pt solid; text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td colspan=&quot;3&quot; style=&quot;text-align: center; border-bottom: Black 1pt solid&quot;&gt;2014&lt;/td&gt;
      &lt;/tr&gt;
      &lt;tr style=&quot;vertical-align: bottom&quot;&gt;
       &lt;td&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;font-style: italic&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td colspan=&quot;3&quot; style=&quot;font-style: italic&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;font-style: italic&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td colspan=&quot;3&quot; style=&quot;font-style: italic&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;font-style: italic&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td colspan=&quot;3&quot; style=&quot;font-style: italic&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;font-style: italic&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td colspan=&quot;3&quot; style=&quot;font-style: italic&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;font-style: italic&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td colspan=&quot;3&quot; style=&quot;font-style: italic&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;font-style: italic&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td colspan=&quot;3&quot; style=&quot;font-style: italic&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;font-style: italic&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td colspan=&quot;3&quot; style=&quot;font-style: italic&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;font-style: italic&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td colspan=&quot;3&quot; style=&quot;font-style: italic&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;/tr&gt;
      &lt;tr style=&quot;vertical-align: bottom; background-color: rgb(204,238,255)&quot;&gt;
       &lt;td&gt;Assets:&lt;/td&gt;
       &lt;td&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: right&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: right&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: right&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: right&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: right&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: right&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: right&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: right&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;/tr&gt;
      &lt;tr style=&quot;vertical-align: bottom; background-color: White&quot;&gt;
       &lt;td style=&quot;width: 20%; text-align: left; padding-left: 10pt&quot;&gt;Impaired loans&lt;/td&gt;
       &lt;td style=&quot;width: 1%&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;width: 1%; text-align: left&quot;&gt;$&lt;/td&gt;
       &lt;td style=&quot;width: 7%; text-align: right&quot;&gt;-&lt;/td&gt;
       &lt;td style=&quot;width: 1%; text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;width: 1%&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;width: 1%; text-align: left&quot;&gt;$&lt;/td&gt;
       &lt;td style=&quot;width: 7%; text-align: right&quot;&gt;-&lt;/td&gt;
       &lt;td style=&quot;width: 1%; text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;width: 1%&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;width: 1%; text-align: left&quot;&gt;$&lt;/td&gt;
       &lt;td style=&quot;width: 7%; text-align: right&quot;&gt;-&lt;/td&gt;
       &lt;td style=&quot;width: 1%; text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;width: 1%&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;width: 1%; text-align: left&quot;&gt;$&lt;/td&gt;
       &lt;td style=&quot;width: 7%; text-align: right&quot;&gt;-&lt;/td&gt;
       &lt;td style=&quot;width: 1%; text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;width: 1%&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;width: 1%; text-align: left&quot;&gt;$&lt;/td&gt;
       &lt;td style=&quot;width: 7%; text-align: right&quot;&gt;15,360&lt;/td&gt;
       &lt;td style=&quot;width: 1%; text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;width: 1%&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;width: 1%; text-align: left&quot;&gt;$&lt;/td&gt;
       &lt;td style=&quot;width: 7%; text-align: right&quot;&gt;22,174&lt;/td&gt;
       &lt;td style=&quot;width: 1%; text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;width: 1%&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;width: 1%; text-align: left&quot;&gt;$&lt;/td&gt;
       &lt;td style=&quot;width: 7%; text-align: right&quot;&gt;15,360&lt;/td&gt;
       &lt;td style=&quot;width: 1%; text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;width: 1%&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;width: 1%; text-align: left&quot;&gt;$&lt;/td&gt;
       &lt;td style=&quot;width: 7%; text-align: right&quot;&gt;22,174&lt;/td&gt;
       &lt;td style=&quot;width: 1%; text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;/tr&gt;
      &lt;tr style=&quot;vertical-align: bottom; background-color: rgb(204,238,255)&quot;&gt;
       &lt;td style=&quot;text-align: left; padding-left: 10pt&quot;&gt;Other real estate owned&lt;/td&gt;
       &lt;td&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: right&quot;&gt;-&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: right&quot;&gt;-&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: right&quot;&gt;-&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: right&quot;&gt;-&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: right&quot;&gt;4,932&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: right&quot;&gt;6,326&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: right&quot;&gt;4,932&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: right&quot;&gt;6,326&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;/tr&gt;
      &lt;tr style=&quot;vertical-align: bottom; background-color: White&quot;&gt;
       &lt;td style=&quot;padding-bottom: 1pt&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;padding-bottom: 1pt&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;border-bottom: Black 1pt solid; text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;border-bottom: Black 1pt solid; text-align: right&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;border-bottom: Black 1pt solid; text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;border-bottom: Black 1pt solid; text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;border-bottom: Black 1pt solid; text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;border-bottom: Black 1pt solid; text-align: right&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;border-bottom: Black 1pt solid; text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;padding-bottom: 1pt&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;border-bottom: Black 1pt solid; text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;border-bottom: Black 1pt solid; text-align: right&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;border-bottom: Black 1pt solid; text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;border-bottom: Black 1pt solid; text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;border-bottom: Black 1pt solid; text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;border-bottom: Black 1pt solid; text-align: right&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;border-bottom: Black 1pt solid; text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;padding-bottom: 1pt&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;border-bottom: Black 1pt solid; text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;border-bottom: Black 1pt solid; text-align: right&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;border-bottom: Black 1pt solid; text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;border-bottom: Black 1pt solid; text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;border-bottom: Black 1pt solid; text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;border-bottom: Black 1pt solid; text-align: right&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;border-bottom: Black 1pt solid; text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;padding-bottom: 1pt&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;border-bottom: Black 1pt solid; text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;border-bottom: Black 1pt solid; text-align: right&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;border-bottom: Black 1pt solid; text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;border-bottom: Black 1pt solid; text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;border-bottom: Black 1pt solid; text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;border-bottom: Black 1pt solid; text-align: right&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;border-bottom: Black 1pt solid; text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;/tr&gt;
      &lt;tr style=&quot;vertical-align: bottom; background-color: rgb(204,238,255)&quot;&gt;
       &lt;td style=&quot;text-align: left; padding-bottom: 2.25pt; padding-left: 10pt&quot;&gt;Total assets&lt;/td&gt;
       &lt;td style=&quot;padding-bottom: 2.25pt&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;border-bottom: Black 2.25pt double; text-align: left&quot;&gt;$&lt;/td&gt;
       &lt;td style=&quot;border-bottom: Black 2.25pt double; text-align: right&quot;&gt;-&lt;/td&gt;
       &lt;td style=&quot;border-bottom: Black 2.25pt double; text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;border-bottom: Black 2.25pt double; text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;border-bottom: Black 2.25pt double; text-align: left&quot;&gt;$&lt;/td&gt;
       &lt;td style=&quot;border-bottom: Black 2.25pt double; text-align: right&quot;&gt;-&lt;/td&gt;
       &lt;td style=&quot;border-bottom: Black 2.25pt double; text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;padding-bottom: 2.25pt&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;border-bottom: Black 2.25pt double; text-align: left&quot;&gt;$&lt;/td&gt;
       &lt;td style=&quot;border-bottom: Black 2.25pt double; text-align: right&quot;&gt;-&lt;/td&gt;
       &lt;td style=&quot;border-bottom: Black 2.25pt double; text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;border-bottom: Black 2.25pt double; text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;border-bottom: Black 2.25pt double; text-align: left&quot;&gt;$&lt;/td&gt;
       &lt;td style=&quot;border-bottom: Black 2.25pt double; text-align: right&quot;&gt;-&lt;/td&gt;
       &lt;td style=&quot;border-bottom: Black 2.25pt double; text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;padding-bottom: 2.25pt&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;border-bottom: Black 2.25pt double; text-align: left&quot;&gt;$&lt;/td&gt;
       &lt;td style=&quot;border-bottom: Black 2.25pt double; text-align: right&quot;&gt;20,292&lt;/td&gt;
       &lt;td style=&quot;border-bottom: Black 2.25pt double; text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;border-bottom: Black 2.25pt double; text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;border-bottom: Black 2.25pt double; text-align: left&quot;&gt;$&lt;/td&gt;
       &lt;td style=&quot;border-bottom: Black 2.25pt double; text-align: right&quot;&gt;28,500&lt;/td&gt;
       &lt;td style=&quot;border-bottom: Black 2.25pt double; text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;padding-bottom: 2.25pt&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;border-bottom: Black 2.25pt double; text-align: left&quot;&gt;$&lt;/td&gt;
       &lt;td style=&quot;border-bottom: Black 2.25pt double; text-align: right&quot;&gt;20,292&lt;/td&gt;
       &lt;td style=&quot;border-bottom: Black 2.25pt double; text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;border-bottom: Black 2.25pt double; text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;border-bottom: Black 2.25pt double; text-align: left&quot;&gt;$&lt;/td&gt;
       &lt;td style=&quot;border-bottom: Black 2.25pt double; text-align: right&quot;&gt;28,500&lt;/td&gt;
       &lt;td style=&quot;border-bottom: Black 2.25pt double; text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;/tr&gt;

    &lt;/table&gt;&lt;br/&gt;&lt;p style=&quot;font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify&quot;&gt;The following table presents the quantitative information about non-recurring Level 3 fair value measurements of financial instruments as of December 31, 2015:&lt;/p&gt;&lt;br/&gt;&lt;table cellpadding=&quot;0&quot; cellspacing=&quot;0&quot; style=&quot;border-collapse: collapse; width: 100%; font: 10pt Times New Roman, Times, Serif&quot;&gt;

      &lt;tr style=&quot;vertical-align: bottom&quot;&gt;
       &lt;td style=&quot;font-weight: bold; text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;font-weight: bold; padding-bottom: 1pt&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td colspan=&quot;3&quot; style=&quot;font-weight: bold; text-align: center; border-bottom: Black 1pt solid&quot;&gt;Fair Value&lt;/td&gt;
       &lt;td style=&quot;font-weight: bold; padding-bottom: 1pt; border-bottom: Black 1pt solid&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;font-weight: bold; text-align: center; border-bottom: Black 1pt solid&quot;&gt;Valuation Technique&lt;/td&gt;
       &lt;td style=&quot;font-weight: bold; padding-bottom: 1pt; border-bottom: Black 1pt solid&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;font-weight: bold; text-align: center; border-bottom: Black 1pt solid&quot;&gt;Unobservable Input&lt;/td&gt;
       &lt;td style=&quot;font-weight: bold; padding-bottom: 1pt; border-bottom: Black 1pt solid&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td colspan=&quot;5&quot; style=&quot;font-weight: bold; text-align: center; border-bottom: Black 1pt solid&quot;&gt;Range&lt;/td&gt;
       &lt;td style=&quot;font-weight: bold; padding-bottom: 1pt; border-bottom: Black 1pt solid&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td colspan=&quot;3&quot; style=&quot;font-weight: bold; text-align: center; border-bottom: Black 1pt solid&quot;&gt;Weighted Average&lt;/td&gt;
      &lt;/tr&gt;
      &lt;tr style=&quot;vertical-align: bottom&quot;&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;font-style: italic&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td colspan=&quot;13&quot; style=&quot;font-style: italic; text-align: center&quot;&gt;(Dollars in thousands)&lt;/td&gt;
       &lt;td&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td colspan=&quot;3&quot; style=&quot;text-align: center&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;/tr&gt;
      &lt;tr style=&quot;vertical-align: bottom; background-color: rgb(204,238,255)&quot;&gt;
       &lt;td style=&quot;font-weight: bold&quot;&gt;Assets:&lt;/td&gt;
       &lt;td&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: right&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: center&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: center&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: center&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: center&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: center&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: right&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;/tr&gt;
      &lt;tr style=&quot;vertical-align: bottom; background-color: White&quot;&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: right&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: center&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: center&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: center&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: center&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: right&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;/tr&gt;
      &lt;tr style=&quot;vertical-align: bottom; background-color: rgb(204,238,255)&quot;&gt;
       &lt;td style=&quot;width: 27%; text-align: left&quot;&gt;Impaired loans&lt;/td&gt;
       &lt;td style=&quot;width: 1%&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;width: 1%; text-align: left&quot;&gt;$&lt;/td&gt;
       &lt;td style=&quot;width: 7%; text-align: right&quot;&gt;3,878&lt;/td&gt;
       &lt;td style=&quot;width: 1%; text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;width: 1%&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;width: 18%; text-align: left&quot;&gt;Income approach&lt;/td&gt;
       &lt;td style=&quot;width: 1%&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;width: 18%; text-align: center&quot;&gt;Capitalization rate&lt;/td&gt;
       &lt;td style=&quot;width: 1%&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;width: 1%; text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;width: 4%; text-align: center&quot;&gt;7.3% &lt;/td&gt;
       &lt;td style=&quot;width: 4%; text-align: center&quot;&gt;to &lt;/td&gt;
       &lt;td style=&quot;width: 4%; text-align: center&quot;&gt;8.5%&lt;/td&gt;
       &lt;td style=&quot;width: 1%; text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;width: 1%&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;width: 1%; text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;width: 7%; text-align: right&quot;&gt;7.7&lt;/td&gt;
       &lt;td style=&quot;width: 1%; text-align: left&quot;&gt;%&lt;/td&gt;
      &lt;/tr&gt;
      &lt;tr style=&quot;vertical-align: bottom; background-color: White&quot;&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: right&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: center&quot;&gt;Loss severity discount&lt;/td&gt;
       &lt;td&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: center&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: center&quot;&gt;15.0%&lt;/td&gt;
       &lt;td style=&quot;text-align: center&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: right&quot;&gt;15.0&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;%&lt;/td&gt;
      &lt;/tr&gt;
      &lt;tr style=&quot;vertical-align: bottom; background-color: rgb(204,238,255)&quot;&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: right&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: center&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: center&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: center&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: center&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: right&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;/tr&gt;
      &lt;tr style=&quot;vertical-align: bottom; background-color: White&quot;&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;Impaired loans&lt;/td&gt;
       &lt;td&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;$&lt;/td&gt;
       &lt;td style=&quot;text-align: right&quot;&gt;5,555&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;Sales approach&lt;/td&gt;
       &lt;td&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: center&quot;&gt;Adjustment to sales comparison value to reconcile differences between comparable sales&lt;/td&gt;
       &lt;td&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: center&quot;&gt;-50.0% &lt;/td&gt;
       &lt;td style=&quot;text-align: center&quot;&gt;to &lt;/td&gt;
       &lt;td style=&quot;text-align: center&quot;&gt;40.0%&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: right&quot;&gt;-2.2&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;%&lt;/td&gt;
      &lt;/tr&gt;
      &lt;tr style=&quot;vertical-align: bottom; background-color: rgb(204,238,255)&quot;&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: right&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: center&quot;&gt;Loss severity discount&lt;/td&gt;
       &lt;td&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: center&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: center&quot;&gt;15.0%&lt;/td&gt;
       &lt;td style=&quot;text-align: center&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: right&quot;&gt;15.0&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;%&lt;/td&gt;
      &lt;/tr&gt;
      &lt;tr style=&quot;vertical-align: bottom; background-color: White&quot;&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: right&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: right&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: right&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: center&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: center&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: center&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: right&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;/tr&gt;
      &lt;tr style=&quot;vertical-align: bottom; background-color: rgb(204,238,255)&quot;&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: right&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: right&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: right&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: center&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: center&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: center&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: right&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;/tr&gt;
      &lt;tr style=&quot;vertical-align: bottom; background-color: White&quot;&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;Impaired loans&lt;/td&gt;
       &lt;td&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;$&lt;/td&gt;
       &lt;td style=&quot;text-align: right&quot;&gt;5,927&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;Blended income and sales approach&lt;/td&gt;
       &lt;td&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: center&quot;&gt;Adjustment to sales comparison value to reconcile differences between comparable sales&lt;/td&gt;
       &lt;td&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: center&quot;&gt;-50.0% &lt;/td&gt;
       &lt;td style=&quot;text-align: center&quot;&gt;to &lt;/td&gt;
       &lt;td style=&quot;text-align: center&quot;&gt;25.0%&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: right&quot;&gt;-2.2&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;%&lt;/td&gt;
      &lt;/tr&gt;
      &lt;tr style=&quot;vertical-align: bottom; background-color: rgb(204,238,255)&quot;&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: right&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: center&quot;&gt;Capitalization rate&lt;/td&gt;
       &lt;td&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: center&quot;&gt;5.3% &lt;/td&gt;
       &lt;td style=&quot;text-align: center&quot;&gt;to &lt;/td&gt;
       &lt;td style=&quot;text-align: center&quot;&gt;9.0%&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: right&quot;&gt;7.0&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;%&lt;/td&gt;
      &lt;/tr&gt;
      &lt;tr style=&quot;vertical-align: bottom; background-color: White&quot;&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: right&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: center&quot;&gt;Loss severity discount&lt;/td&gt;
       &lt;td&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: center&quot;&gt;5.2% &lt;/td&gt;
       &lt;td style=&quot;text-align: center&quot;&gt;to &lt;/td&gt;
       &lt;td style=&quot;text-align: center&quot;&gt;15.0%&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: right&quot;&gt;13.7&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;%&lt;/td&gt;
      &lt;/tr&gt;
      &lt;tr style=&quot;vertical-align: bottom; background-color: rgb(204,238,255)&quot;&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: right&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: right&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: right&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: center&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: center&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: center&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: right&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;/tr&gt;
      &lt;tr style=&quot;vertical-align: bottom; background-color: White&quot;&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: right&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: right&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: right&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: center&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: center&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: center&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: right&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;/tr&gt;
      &lt;tr style=&quot;vertical-align: bottom; background-color: rgb(204,238,255)&quot;&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;Other real estate owned&lt;/td&gt;
       &lt;td&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;$&lt;/td&gt;
       &lt;td style=&quot;text-align: right&quot;&gt;3,750&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;Income approach&lt;/td&gt;
       &lt;td&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: center&quot;&gt;Capitalization rate&lt;/td&gt;
       &lt;td&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: center&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: center&quot;&gt;9.0%&lt;/td&gt;
       &lt;td style=&quot;text-align: center&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: right&quot;&gt;9.0&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;%&lt;/td&gt;
      &lt;/tr&gt;
      &lt;tr style=&quot;vertical-align: bottom; background-color: White&quot;&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: right&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: center&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: center&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: center&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: center&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: right&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;/tr&gt;
      &lt;tr style=&quot;vertical-align: bottom; background-color: rgb(204,238,255)&quot;&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: right&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: center&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: center&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: center&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: center&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: right&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;/tr&gt;
      &lt;tr style=&quot;vertical-align: bottom; background-color: White&quot;&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;Other real estate owned&lt;/td&gt;
       &lt;td&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;$&lt;/td&gt;
       &lt;td style=&quot;text-align: right&quot;&gt;366&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;Sales approach&lt;/td&gt;
       &lt;td&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: center&quot;&gt;Adjustment to sales comparison value to reconcile differences between comparable sales&lt;/td&gt;
       &lt;td&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: center&quot;&gt;-5.0% &lt;/td&gt;
       &lt;td style=&quot;text-align: center&quot;&gt;to &lt;/td&gt;
       &lt;td style=&quot;text-align: center&quot;&gt;25.0%&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: right&quot;&gt;12.0&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;%&lt;/td&gt;
      &lt;/tr&gt;
      &lt;tr style=&quot;vertical-align: bottom; background-color: rgb(204,238,255)&quot;&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: right&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: center&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: center&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: center&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: center&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: right&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;/tr&gt;
      &lt;tr style=&quot;vertical-align: bottom; background-color: White&quot;&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: right&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: right&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: right&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: center&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: center&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: center&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: right&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;/tr&gt;
      &lt;tr style=&quot;vertical-align: bottom; background-color: rgb(204,238,255)&quot;&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;Other real estate owned&lt;/td&gt;
       &lt;td&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;$&lt;/td&gt;
       &lt;td style=&quot;text-align: right&quot;&gt;816&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;Blended income and sales approach&lt;/td&gt;
       &lt;td&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: center&quot;&gt;Adjustment to sales comparison value to reconcile differences between comparable sales&lt;/td&gt;
       &lt;td&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: center&quot;&gt;-10.0% &lt;/td&gt;
       &lt;td style=&quot;text-align: center&quot;&gt;to &lt;/td&gt;
       &lt;td style=&quot;text-align: center&quot;&gt;15.0%&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: right&quot;&gt;2.5&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;%&lt;/td&gt;
      &lt;/tr&gt;
      &lt;tr style=&quot;vertical-align: bottom; background-color: White&quot;&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: right&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: center&quot;&gt;Capitalization rate&lt;/td&gt;
       &lt;td&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: center&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: center&quot;&gt;8.6%&lt;/td&gt;
       &lt;td style=&quot;text-align: center&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: right&quot;&gt;8.6&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;%&lt;/td&gt;
      &lt;/tr&gt;

    &lt;/table&gt;&lt;br/&gt;&lt;p style=&quot;font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify&quot;&gt;The following table presents the quantitative information about non-recurring Level 3 fair value of financial instruments and the fair value measurements as of December 31, 2014:&lt;/p&gt;&lt;br/&gt;&lt;table cellpadding=&quot;0&quot; cellspacing=&quot;0&quot; style=&quot;border-collapse: collapse; width: 100%; font: 10pt Times New Roman, Times, Serif&quot;&gt;

      &lt;tr style=&quot;vertical-align: bottom&quot;&gt;
       &lt;td style=&quot;font-weight: bold; text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;font-weight: bold; padding-bottom: 1pt&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td colspan=&quot;3&quot; style=&quot;font-weight: bold; text-align: center; border-bottom: Black 1pt solid&quot;&gt;Fair Value&lt;/td&gt;
       &lt;td style=&quot;font-weight: bold; padding-bottom: 1pt; border-bottom: Black 1pt solid&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;font-weight: bold; text-align: center; border-bottom: Black 1pt solid&quot;&gt;Valuation Technique&lt;/td&gt;
       &lt;td style=&quot;font-weight: bold; padding-bottom: 1pt; border-bottom: Black 1pt solid&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;font-weight: bold; text-align: center; border-bottom: Black 1pt solid&quot;&gt;Unobservable Input&lt;/td&gt;
       &lt;td style=&quot;font-weight: bold; padding-bottom: 1pt; border-bottom: Black 1pt solid&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td colspan=&quot;5&quot; style=&quot;font-weight: bold; text-align: center; border-bottom: Black 1pt solid&quot;&gt;Range&lt;/td&gt;
       &lt;td style=&quot;font-weight: bold; padding-bottom: 1pt; border-bottom: Black 1pt solid&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td colspan=&quot;3&quot; style=&quot;font-weight: bold; text-align: center; border-bottom: Black 1pt solid&quot;&gt;Weighted Average&lt;/td&gt;
      &lt;/tr&gt;
      &lt;tr style=&quot;vertical-align: bottom&quot;&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;font-style: italic&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td colspan=&quot;13&quot; style=&quot;font-style: italic; text-align: center&quot;&gt;(Dollars in thousands)&lt;/td&gt;
       &lt;td&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td colspan=&quot;3&quot; style=&quot;text-align: center&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;/tr&gt;
      &lt;tr style=&quot;vertical-align: bottom; background-color: rgb(204,238,255)&quot;&gt;
       &lt;td style=&quot;font-weight: bold&quot;&gt;Assets:&lt;/td&gt;
       &lt;td&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: right&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: center&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: center&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: center&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: center&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: center&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: right&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;/tr&gt;
      &lt;tr style=&quot;vertical-align: bottom; background-color: White&quot;&gt;
       &lt;td style=&quot;font-weight: bold&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: right&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: center&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: center&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: center&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: center&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: center&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: right&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;/tr&gt;
      &lt;tr style=&quot;vertical-align: bottom; background-color: rgb(204,238,255)&quot;&gt;
       &lt;td style=&quot;width: 27%; text-align: left&quot;&gt;Impaired loans&lt;/td&gt;
       &lt;td style=&quot;width: 1%&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;width: 1%; text-align: left&quot;&gt;$&lt;/td&gt;
       &lt;td style=&quot;width: 7%; text-align: right&quot;&gt;6,981&lt;/td&gt;
       &lt;td style=&quot;width: 1%; text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;width: 1%&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;width: 18%; text-align: left&quot;&gt;Income&amp;nbsp;&amp;nbsp;approach&lt;/td&gt;
       &lt;td style=&quot;width: 1%&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;width: 18%; text-align: center&quot;&gt;Capitalization rate&lt;/td&gt;
       &lt;td style=&quot;width: 1%&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;width: 1%; text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;width: 4%; text-align: center&quot;&gt;7.3% &lt;/td&gt;
       &lt;td style=&quot;width: 4%; text-align: center&quot;&gt;to &lt;/td&gt;
       &lt;td style=&quot;width: 4%; text-align: center&quot;&gt;8.5%&lt;/td&gt;
       &lt;td style=&quot;width: 1%; text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;width: 1%&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;width: 1%; text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;width: 7%; text-align: right&quot;&gt;7.8&lt;/td&gt;
       &lt;td style=&quot;width: 1%; text-align: left&quot;&gt;%&lt;/td&gt;
      &lt;/tr&gt;
      &lt;tr style=&quot;vertical-align: bottom; background-color: White&quot;&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: right&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: center&quot;&gt;Loss severity discount&lt;/td&gt;
       &lt;td&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: center&quot;&gt;0.5% &lt;/td&gt;
       &lt;td style=&quot;text-align: center&quot;&gt;to &lt;/td&gt;
       &lt;td style=&quot;text-align: center&quot;&gt;81.7%&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: right&quot;&gt;21.3&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;%&lt;/td&gt;
      &lt;/tr&gt;
      &lt;tr style=&quot;vertical-align: bottom; background-color: rgb(204,238,255)&quot;&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: right&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: center&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: center&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: center&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: center&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: right&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;/tr&gt;
      &lt;tr style=&quot;vertical-align: bottom; background-color: White&quot;&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;Impaired loans&lt;/td&gt;
       &lt;td&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;$&lt;/td&gt;
       &lt;td style=&quot;text-align: right&quot;&gt;6,935&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;Sales approach&lt;/td&gt;
       &lt;td&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: center&quot;&gt;Adjustment to sales comparison value to reconcile differences between comparable sales&lt;/td&gt;
       &lt;td&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: center&quot;&gt;-41.5% &lt;/td&gt;
       &lt;td style=&quot;text-align: center&quot;&gt;to &lt;/td&gt;
       &lt;td style=&quot;text-align: center&quot;&gt;40.0%&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: right&quot;&gt;-2.2&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;%&lt;/td&gt;
      &lt;/tr&gt;
      &lt;tr style=&quot;vertical-align: bottom; background-color: rgb(204,238,255)&quot;&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: right&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: center&quot;&gt;Loss severity discount&lt;/td&gt;
       &lt;td&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: center&quot;&gt;1.8% &lt;/td&gt;
       &lt;td style=&quot;text-align: center&quot;&gt;to &lt;/td&gt;
       &lt;td style=&quot;text-align: center&quot;&gt;89.4%&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: right&quot;&gt;20.0&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;%&lt;/td&gt;
      &lt;/tr&gt;
      &lt;tr style=&quot;vertical-align: bottom; background-color: White&quot;&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: right&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: right&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: right&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: center&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: center&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: center&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: right&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;/tr&gt;
      &lt;tr style=&quot;vertical-align: bottom; background-color: rgb(204,238,255)&quot;&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: right&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: right&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: right&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: center&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: center&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: center&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: right&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;/tr&gt;
      &lt;tr style=&quot;vertical-align: bottom; background-color: White&quot;&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;Impaired loans&lt;/td&gt;
       &lt;td&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;$&lt;/td&gt;
       &lt;td style=&quot;text-align: right&quot;&gt;8,258&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;Blended income and sales approach&lt;/td&gt;
       &lt;td&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: center&quot;&gt;Adjustment to sales comparison value to reconcile differences between comparable sales&lt;/td&gt;
       &lt;td&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: center&quot;&gt;-55.0% &lt;/td&gt;
       &lt;td style=&quot;text-align: center&quot;&gt;to &lt;/td&gt;
       &lt;td style=&quot;text-align: center&quot;&gt;25.0%&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: right&quot;&gt;-6.1&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;%&lt;/td&gt;
      &lt;/tr&gt;
      &lt;tr style=&quot;vertical-align: bottom; background-color: rgb(204,238,255)&quot;&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: right&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: center&quot;&gt;Capitalization rate&lt;/td&gt;
       &lt;td&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: center&quot;&gt;5.8% &lt;/td&gt;
       &lt;td style=&quot;text-align: center&quot;&gt;to &lt;/td&gt;
       &lt;td style=&quot;text-align: center&quot;&gt;11.0%&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: right&quot;&gt;8.0&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;%&lt;/td&gt;
      &lt;/tr&gt;
      &lt;tr style=&quot;vertical-align: bottom; background-color: White&quot;&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: right&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: center&quot;&gt;Loss severity discount&lt;/td&gt;
       &lt;td&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: center&quot;&gt;0.9% &lt;/td&gt;
       &lt;td style=&quot;text-align: center&quot;&gt;to &lt;/td&gt;
       &lt;td style=&quot;text-align: center&quot;&gt;74.4%&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: right&quot;&gt;30.0&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;%&lt;/td&gt;
      &lt;/tr&gt;
      &lt;tr style=&quot;vertical-align: bottom; background-color: rgb(204,238,255)&quot;&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: right&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: right&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: right&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: center&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: center&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: center&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: right&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;/tr&gt;
      &lt;tr style=&quot;vertical-align: bottom; background-color: White&quot;&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: right&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: right&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: right&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: center&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: center&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: center&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: right&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;/tr&gt;
      &lt;tr style=&quot;vertical-align: bottom; background-color: rgb(204,238,255)&quot;&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;Other real estate owned&lt;/td&gt;
       &lt;td&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;$&lt;/td&gt;
       &lt;td style=&quot;text-align: right&quot;&gt;4,768&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;Income&amp;nbsp;&amp;nbsp;approach&lt;/td&gt;
       &lt;td&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: center&quot;&gt;Capitalization rate&lt;/td&gt;
       &lt;td&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: center&quot;&gt;9.0% &lt;/td&gt;
       &lt;td style=&quot;text-align: center&quot;&gt;to &lt;/td&gt;
       &lt;td style=&quot;text-align: center&quot;&gt;12.0%&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: right&quot;&gt;9.1&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;%&lt;/td&gt;
      &lt;/tr&gt;
      &lt;tr style=&quot;vertical-align: bottom; background-color: White&quot;&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: right&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: center&quot;&gt;Loss severity discount&lt;/td&gt;
       &lt;td&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: center&quot;&gt;0.9% &lt;/td&gt;
       &lt;td style=&quot;text-align: center&quot;&gt;to &lt;/td&gt;
       &lt;td style=&quot;text-align: center&quot;&gt;4.9%&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: right&quot;&gt;1.0&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;%&lt;/td&gt;
      &lt;/tr&gt;
      &lt;tr style=&quot;vertical-align: bottom; background-color: rgb(204,238,255)&quot;&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: right&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: center&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: center&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: center&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: center&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: right&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;/tr&gt;
      &lt;tr style=&quot;vertical-align: bottom; background-color: White&quot;&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;Other real estate owned&lt;/td&gt;
       &lt;td&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;$&lt;/td&gt;
       &lt;td style=&quot;text-align: right&quot;&gt;587&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;Sales approach&lt;/td&gt;
       &lt;td&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: center&quot;&gt;Adjustment to sales comparison value to reconcile differences between comparable sales&lt;/td&gt;
       &lt;td&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: center&quot;&gt;-11.9% &lt;/td&gt;
       &lt;td style=&quot;text-align: center&quot;&gt;to &lt;/td&gt;
       &lt;td style=&quot;text-align: center&quot;&gt;15.0%&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: right&quot;&gt;-3.5&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;%&lt;/td&gt;
      &lt;/tr&gt;
      &lt;tr style=&quot;vertical-align: bottom; background-color: rgb(204,238,255)&quot;&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: right&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: center&quot;&gt;Loss severity discount&lt;/td&gt;
       &lt;td&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: center&quot;&gt;0.0% &lt;/td&gt;
       &lt;td style=&quot;text-align: center&quot;&gt;to &lt;/td&gt;
       &lt;td style=&quot;text-align: center&quot;&gt;36.9%&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: right&quot;&gt;9.6&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;%&lt;/td&gt;
      &lt;/tr&gt;
      &lt;tr style=&quot;vertical-align: bottom; background-color: White&quot;&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: right&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: right&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: right&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: center&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: center&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: center&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: right&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;/tr&gt;
      &lt;tr style=&quot;vertical-align: bottom; background-color: rgb(204,238,255)&quot;&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: right&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: right&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: right&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: center&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: center&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: center&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: right&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;/tr&gt;
      &lt;tr style=&quot;vertical-align: bottom; background-color: White&quot;&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;Other real estate owned&lt;/td&gt;
       &lt;td&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;$&lt;/td&gt;
       &lt;td style=&quot;text-align: right&quot;&gt;971&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;Blended income and sales approach&lt;/td&gt;
       &lt;td&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: center&quot;&gt;Adjustment to sales comparison value to reconcile differences between comparable sales&lt;/td&gt;
       &lt;td&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: center&quot;&gt;-25.0% &lt;/td&gt;
       &lt;td style=&quot;text-align: center&quot;&gt;to &lt;/td&gt;
       &lt;td style=&quot;text-align: center&quot;&gt;0.0%&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: right&quot;&gt;-8.9&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;%&lt;/td&gt;
      &lt;/tr&gt;
      &lt;tr style=&quot;vertical-align: bottom; background-color: rgb(204,238,255)&quot;&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: right&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: center&quot;&gt;Capitalization rate&lt;/td&gt;
       &lt;td&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: center&quot;&gt;7.5% &lt;/td&gt;
       &lt;td style=&quot;text-align: center&quot;&gt;to &lt;/td&gt;
       &lt;td style=&quot;text-align: center&quot;&gt;8.0%&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: right&quot;&gt;7.7&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;%&lt;/td&gt;
      &lt;/tr&gt;
      &lt;tr style=&quot;vertical-align: bottom; background-color: White&quot;&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: right&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: center&quot;&gt;Loss severity discount&lt;/td&gt;
       &lt;td&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: center&quot;&gt;0.0% &lt;/td&gt;
       &lt;td style=&quot;text-align: center&quot;&gt;to &lt;/td&gt;
       &lt;td style=&quot;text-align: center&quot;&gt;6.2%&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: right&quot;&gt;3.0&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;%&lt;/td&gt;
      &lt;/tr&gt;

    &lt;/table&gt;&lt;br/&gt;&lt;p style=&quot;font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify&quot;&gt;The Company did not have any liabilities that were carried at fair value on a non-recurring basis at December 31, 2015 and 2014.&lt;/p&gt;&lt;br/&gt;&lt;p style=&quot;font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify&quot;&gt;The fair value of each material class of financial instruments at December 31, 2015 and 2014 and the related methods and assumptions used to estimate fair value are as follows:&lt;/p&gt;&lt;br/&gt;&lt;p style=&quot;font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify&quot;&gt;&lt;b&gt;Cash and Due from Banks, Overnight Interest-Earning Deposits and Federal Funds Sold:&lt;/b&gt;&lt;/p&gt;&lt;br/&gt;&lt;p style=&quot;font: 10pt Times New Roman, Times, Serif; margin: 0pt 0&quot;&gt;The fair values of financial instruments that are short-term or reprice frequently and have little or no risk are considered to have a fair value that approximates carrying value.&lt;/p&gt;&lt;br/&gt;&lt;p style=&quot;font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify&quot;&gt;&lt;b&gt;FHLB-NY stock:&lt;/b&gt;&lt;/p&gt;&lt;br/&gt;&lt;p style=&quot;font: 10pt Times New Roman, Times, Serif; margin: 0pt 0&quot;&gt;The fair value is based upon the par value of the stock which equals its carrying value.&lt;/p&gt;&lt;br/&gt;&lt;p style=&quot;font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify&quot;&gt;&lt;b&gt;Securities:&lt;/b&gt;&lt;/p&gt;&lt;br/&gt;&lt;p style=&quot;font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify&quot;&gt;The fair values of securities are contained in Note 6 of Notes to Consolidated Financial Statements. Fair value is based upon quoted market prices, where available. If a quoted market price is not available, fair value is estimated using quoted market prices for similar securities and adjusted for differences between the quoted instrument and the instrument being valued. When there is limited activity or less transparency around inputs to the valuation, securities are valued using discounted cash flows.&lt;/p&gt;&lt;br/&gt;&lt;p style=&quot;font: 10pt Times New Roman, Times, Serif; margin: 0pt 0.25in 0pt 0; text-align: justify&quot;&gt;&lt;b&gt;Loans:&lt;/b&gt;&lt;/p&gt;&lt;br/&gt;&lt;p style=&quot;font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify&quot;&gt;The fair value of loans is estimated by discounting the expected future cash flows using the current rates at which similar loans would be made to borrowers with similar credit ratings and remaining maturities.&lt;/p&gt;&lt;br/&gt;&lt;p style=&quot;font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify&quot;&gt;For non-accruing loans, fair value is generally estimated by discounting management&amp;#x2019;s estimate of future cash flows with a discount rate commensurate with the risk associated with such assets or for collateral dependent loans 85% of the appraised or internally estimated value of the property.&lt;/p&gt;&lt;br/&gt;&lt;p style=&quot;font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify&quot;&gt;&lt;b&gt;Other Real Estate Owned:&lt;/b&gt;&lt;/p&gt;&lt;br/&gt;&lt;p style=&quot;font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify&quot;&gt;OREO are carried at fair value less selling costs. The fair value is based on appraised value through a current appraisal, or sometimes through an internal review, additionally adjusted by the estimated costs to sell the property.&lt;/p&gt;&lt;br/&gt;&lt;p style=&quot;font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify&quot;&gt;&lt;b&gt;Accrued Interest Receivable:&lt;/b&gt;&lt;/p&gt;&lt;br/&gt;&lt;p style=&quot;font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify&quot;&gt;The carrying amount is a reasonable estimate of fair value due to its short-term nature.&lt;/p&gt;&lt;br/&gt;&lt;p style=&quot;font: 10pt Times New Roman, Times, Serif; margin: 0pt 0.25in 0pt 0; text-align: justify&quot;&gt;&lt;b&gt;Due to Depositors:&lt;/b&gt;&lt;/p&gt;&lt;br/&gt;&lt;p style=&quot;font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify&quot;&gt;The fair values of demand, passbook savings, NOW, money market deposits and escrow deposits are, by definition, equal to the amount payable on demand at the reporting dates (i.e. their carrying value). The fair value of certificates of deposits are estimated by discounting the expected future cash flows using the rates currently offered for deposits of similar remaining maturities.&lt;/p&gt;&lt;br/&gt;&lt;p style=&quot;font: 10pt Times New Roman, Times, Serif; margin: 0pt 0.25in 0pt 0; text-align: justify&quot;&gt;&lt;b&gt;Borrowings:&lt;/b&gt;&lt;/p&gt;&lt;br/&gt;&lt;p style=&quot;font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify&quot;&gt;The fair value of borrowings is estimated by discounting the contractual cash flows using interest rates in effect for borrowings with similar maturities and collateral requirements or using a market-standard model.&lt;/p&gt;&lt;br/&gt;&lt;p style=&quot;font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify&quot;&gt;&lt;b&gt;Accrued Interest Payable:&lt;/b&gt;&lt;/p&gt;&lt;br/&gt;&lt;p style=&quot;font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify&quot;&gt;The carrying amount is a reasonable estimate of fair value due to its short-term nature.&lt;/p&gt;&lt;br/&gt;&lt;p style=&quot;font: 10pt Times New Roman, Times, Serif; margin: 0pt 0.25in 0pt 0; text-align: justify&quot;&gt;&lt;b&gt;Interest Rate Swaps:&lt;/b&gt;&lt;/p&gt;&lt;br/&gt;&lt;p style=&quot;font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify&quot;&gt;The fair value of interest rate swaps is based upon broker quotes.&lt;/p&gt;&lt;br/&gt;&lt;p style=&quot;font: 10pt Times New Roman, Times, Serif; margin: 0pt 0.25in 0pt 0; text-align: justify&quot;&gt;&lt;b&gt;Other Financial Instruments:&lt;/b&gt;&lt;/p&gt;&lt;br/&gt;&lt;p style=&quot;font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify&quot;&gt;The fair values of commitments to sell, lend or borrow are estimated using the fees currently charged or paid to enter into similar agreements, taking into account the remaining terms of the agreements and the present creditworthiness of the counterparties or on the estimated cost to terminate them or otherwise settle with the counterparties at the reporting date. For fixed-rate loan commitments to sell, lend or borrow, fair values also consider the difference between current levels of interest rates and committed rates (where applicable).&lt;/p&gt;&lt;br/&gt;&lt;p style=&quot;font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify&quot;&gt;At December 31, 2015 and 2014, the fair values of the above financial instruments approximate the recorded amounts of the related fees and were not considered to be material.&lt;/p&gt;&lt;br/&gt;&lt;p style=&quot;font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify&quot;&gt;The following table sets forth the carrying amounts and fair values of selected financial instruments based on the assumptions described above used by the Company in estimating fair value at December 31, 2015:&lt;/p&gt;&lt;br/&gt;&lt;table cellpadding=&quot;0&quot; cellspacing=&quot;0&quot; style=&quot;border-collapse: collapse; width: 100%; font: 10pt Times New Roman, Times, Serif&quot;&gt;

      &lt;tr style=&quot;vertical-align: bottom&quot;&gt;
       &lt;td&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;padding-bottom: 1pt&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td colspan=&quot;19&quot; style=&quot;text-align: center; border-bottom: Black 1pt solid&quot;&gt;December 31, 2015&lt;/td&gt;
      &lt;/tr&gt;
      &lt;tr style=&quot;vertical-align: bottom&quot;&gt;
       &lt;td&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;padding-bottom: 1pt&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td colspan=&quot;3&quot; style=&quot;text-align: center; border-bottom: Black 1pt solid&quot;&gt;Carrying&lt;br /&gt; Amount&lt;/td&gt;
       &lt;td style=&quot;padding-bottom: 1pt&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td colspan=&quot;3&quot; style=&quot;text-align: center; border-bottom: Black 1pt solid&quot;&gt;Fair&lt;br /&gt; Value&lt;/td&gt;
       &lt;td style=&quot;padding-bottom: 1pt&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td colspan=&quot;3&quot; style=&quot;text-align: center; border-bottom: Black 1pt solid&quot;&gt;Level 1&lt;/td&gt;
       &lt;td style=&quot;padding-bottom: 1pt&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td colspan=&quot;3&quot; style=&quot;text-align: center; border-bottom: Black 1pt solid&quot;&gt;Level 2&lt;/td&gt;
       &lt;td style=&quot;padding-bottom: 1pt&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td colspan=&quot;3&quot; style=&quot;text-align: center; border-bottom: Black 1pt solid&quot;&gt;Level 3&lt;/td&gt;
      &lt;/tr&gt;
      &lt;tr style=&quot;vertical-align: bottom&quot;&gt;
       &lt;td&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;font-style: italic&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td colspan=&quot;19&quot; style=&quot;font-style: italic; text-align: center&quot;&gt;(in thousands)&lt;/td&gt;
      &lt;/tr&gt;
      &lt;tr style=&quot;vertical-align: bottom; background-color: rgb(204,238,255)&quot;&gt;
       &lt;td&gt;Assets:&lt;/td&gt;
       &lt;td&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: right&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: right&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: right&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: right&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: right&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;/tr&gt;
      &lt;tr style=&quot;vertical-align: bottom; background-color: White&quot;&gt;
       &lt;td&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: right&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: right&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: right&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: right&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: right&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;/tr&gt;
      &lt;tr style=&quot;vertical-align: bottom; background-color: rgb(204,238,255)&quot;&gt;
       &lt;td style=&quot;width: 50%; text-align: left; padding-left: 10pt&quot;&gt;Cash and due from banks&lt;/td&gt;
       &lt;td style=&quot;width: 1%&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;width: 1%; text-align: left&quot;&gt;$&lt;/td&gt;
       &lt;td style=&quot;width: 7%; text-align: right&quot;&gt;42,363&lt;/td&gt;
       &lt;td style=&quot;width: 1%; text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;width: 1%&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;width: 1%; text-align: left&quot;&gt;$&lt;/td&gt;
       &lt;td style=&quot;width: 7%; text-align: right&quot;&gt;42,363&lt;/td&gt;
       &lt;td style=&quot;width: 1%; text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;width: 1%&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;width: 1%; text-align: left&quot;&gt;$&lt;/td&gt;
       &lt;td style=&quot;width: 7%; text-align: right&quot;&gt;42,363&lt;/td&gt;
       &lt;td style=&quot;width: 1%; text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;width: 1%&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;width: 1%; text-align: left&quot;&gt;$&lt;/td&gt;
       &lt;td style=&quot;width: 7%; text-align: right&quot;&gt;-&lt;/td&gt;
       &lt;td style=&quot;width: 1%; text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;width: 1%&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;width: 1%; text-align: left&quot;&gt;$&lt;/td&gt;
       &lt;td style=&quot;width: 7%; text-align: right&quot;&gt;-&lt;/td&gt;
       &lt;td style=&quot;width: 1%; text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;/tr&gt;
      &lt;tr style=&quot;vertical-align: bottom; background-color: White&quot;&gt;
       &lt;td style=&quot;text-align: left; padding-left: 0pt&quot;&gt;Securities held-to-maturity&lt;/td&gt;
       &lt;td&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: right&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: right&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: right&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: right&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: right&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;/tr&gt;
      &lt;tr style=&quot;vertical-align: bottom; background-color: rgb(204,238,255)&quot;&gt;
       &lt;td style=&quot;text-align: left; padding-left: 10pt&quot;&gt;Other securities&lt;/td&gt;
       &lt;td&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: right&quot;&gt;6,180&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: right&quot;&gt;6,180&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: right&quot;&gt;-&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: right&quot;&gt;-&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: right&quot;&gt;6,180&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;/tr&gt;
      &lt;tr style=&quot;vertical-align: bottom; background-color: White&quot;&gt;
       &lt;td style=&quot;text-align: left; padding-left: 0pt&quot;&gt;Securities available for sale&lt;/td&gt;
       &lt;td&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: right&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: right&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: right&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: right&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: right&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;/tr&gt;
      &lt;tr style=&quot;vertical-align: bottom; background-color: rgb(204,238,255)&quot;&gt;
       &lt;td style=&quot;padding-left: 10pt&quot;&gt;Mortgage-backed securities&lt;/td&gt;
       &lt;td&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: right&quot;&gt;668,740&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: right&quot;&gt;668,740&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: right&quot;&gt;-&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: right&quot;&gt;668,740&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: right&quot;&gt;-&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;/tr&gt;
      &lt;tr style=&quot;vertical-align: bottom; background-color: White&quot;&gt;
       &lt;td style=&quot;text-align: left; padding-left: 10pt&quot;&gt;Other securities&lt;/td&gt;
       &lt;td&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: right&quot;&gt;324,657&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: right&quot;&gt;324,657&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: right&quot;&gt;-&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: right&quot;&gt;317,445&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: right&quot;&gt;7,212&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;/tr&gt;
      &lt;tr style=&quot;vertical-align: bottom; background-color: rgb(204,238,255)&quot;&gt;
       &lt;td style=&quot;padding-left: 10pt&quot;&gt;Loans&lt;/td&gt;
       &lt;td&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: right&quot;&gt;4,387,979&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: right&quot;&gt;4,434,079&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: right&quot;&gt;-&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: right&quot;&gt;-&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: right&quot;&gt;4,434,079&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;/tr&gt;
      &lt;tr style=&quot;vertical-align: bottom; background-color: White&quot;&gt;
       &lt;td style=&quot;text-align: left; padding-left: 10pt&quot;&gt;FHLB-NY stock&lt;/td&gt;
       &lt;td&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: right&quot;&gt;56,066&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: right&quot;&gt;56,066&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: right&quot;&gt;-&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: right&quot;&gt;56,066&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: right&quot;&gt;-&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;/tr&gt;
      &lt;tr style=&quot;vertical-align: bottom; background-color: rgb(204,238,255)&quot;&gt;
       &lt;td style=&quot;text-align: left; padding-left: 10pt&quot;&gt;Interest rate swaps&lt;/td&gt;
       &lt;td&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: right&quot;&gt;48&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: right&quot;&gt;48&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: right&quot;&gt;-&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: right&quot;&gt;48&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: right&quot;&gt;-&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;/tr&gt;
      &lt;tr style=&quot;vertical-align: bottom; background-color: White&quot;&gt;
       &lt;td style=&quot;padding-bottom: 1pt&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;padding-bottom: 1pt&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;border-bottom: Black 1pt solid; text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;border-bottom: Black 1pt solid; text-align: right&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;border-bottom: Black 1pt solid; text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;padding-bottom: 1pt&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;border-bottom: Black 1pt solid; text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;border-bottom: Black 1pt solid; text-align: right&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;border-bottom: Black 1pt solid; text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;padding-bottom: 1pt&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;border-bottom: Black 1pt solid; text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;border-bottom: Black 1pt solid; text-align: right&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;border-bottom: Black 1pt solid; text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;padding-bottom: 1pt&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;border-bottom: Black 1pt solid; text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;border-bottom: Black 1pt solid; text-align: right&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;border-bottom: Black 1pt solid; text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;padding-bottom: 1pt&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;border-bottom: Black 1pt solid; text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;border-bottom: Black 1pt solid; text-align: right&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;border-bottom: Black 1pt solid; text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;/tr&gt;
      &lt;tr style=&quot;vertical-align: bottom; background-color: rgb(204,238,255)&quot;&gt;
       &lt;td style=&quot;text-align: left; padding-bottom: 2.25pt; padding-left: 10pt&quot;&gt;Total assets&lt;/td&gt;
       &lt;td style=&quot;padding-bottom: 2.25pt&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;border-bottom: Black 2.25pt double; text-align: left&quot;&gt;$&lt;/td&gt;
       &lt;td style=&quot;border-bottom: Black 2.25pt double; text-align: right&quot;&gt;5,486,033&lt;/td&gt;
       &lt;td style=&quot;border-bottom: Black 2.25pt double; text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;padding-bottom: 2.25pt&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;border-bottom: Black 2.25pt double; text-align: left&quot;&gt;$&lt;/td&gt;
       &lt;td style=&quot;border-bottom: Black 2.25pt double; text-align: right&quot;&gt;5,532,133&lt;/td&gt;
       &lt;td style=&quot;border-bottom: Black 2.25pt double; text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;padding-bottom: 2.25pt&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;border-bottom: Black 2.25pt double; text-align: left&quot;&gt;$&lt;/td&gt;
       &lt;td style=&quot;border-bottom: Black 2.25pt double; text-align: right&quot;&gt;42,363&lt;/td&gt;
       &lt;td style=&quot;border-bottom: Black 2.25pt double; text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;padding-bottom: 2.25pt&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;border-bottom: Black 2.25pt double; text-align: left&quot;&gt;$&lt;/td&gt;
       &lt;td style=&quot;border-bottom: Black 2.25pt double; text-align: right&quot;&gt;1,042,299&lt;/td&gt;
       &lt;td style=&quot;border-bottom: Black 2.25pt double; text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;padding-bottom: 2.25pt&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;border-bottom: Black 2.25pt double; text-align: left&quot;&gt;$&lt;/td&gt;
       &lt;td style=&quot;border-bottom: Black 2.25pt double; text-align: right&quot;&gt;4,447,471&lt;/td&gt;
       &lt;td style=&quot;border-bottom: Black 2.25pt double; text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;/tr&gt;
      &lt;tr style=&quot;vertical-align: bottom; background-color: White&quot;&gt;
       &lt;td&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: right&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: right&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: right&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: right&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: right&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;/tr&gt;
      &lt;tr style=&quot;vertical-align: bottom; background-color: rgb(204,238,255)&quot;&gt;
       &lt;td&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: right&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: right&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: right&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: right&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: right&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;/tr&gt;
      &lt;tr style=&quot;vertical-align: bottom; background-color: White&quot;&gt;
       &lt;td&gt;Liabilities:&lt;/td&gt;
       &lt;td&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: right&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: right&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: right&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: right&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: right&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;/tr&gt;
      &lt;tr style=&quot;vertical-align: bottom; background-color: rgb(204,238,255)&quot;&gt;
       &lt;td style=&quot;padding-left: 10pt&quot;&gt;Deposits&lt;/td&gt;
       &lt;td&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;$&lt;/td&gt;
       &lt;td style=&quot;text-align: right&quot;&gt;3,892,547&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;$&lt;/td&gt;
       &lt;td style=&quot;text-align: right&quot;&gt;3,902,888&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;$&lt;/td&gt;
       &lt;td style=&quot;text-align: right&quot;&gt;2,489,245&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;$&lt;/td&gt;
       &lt;td style=&quot;text-align: right&quot;&gt;1,413,643&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;$&lt;/td&gt;
       &lt;td style=&quot;text-align: right&quot;&gt;-&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;/tr&gt;
      &lt;tr style=&quot;vertical-align: bottom; background-color: White&quot;&gt;
       &lt;td style=&quot;padding-left: 10pt&quot;&gt;Borrowings&lt;/td&gt;
       &lt;td&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: right&quot;&gt;1,271,676&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: right&quot;&gt;1,279,946&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: right&quot;&gt;-&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: right&quot;&gt;1,250,928&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: right&quot;&gt;29,018&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;/tr&gt;
      &lt;tr style=&quot;vertical-align: bottom; background-color: rgb(204,238,255)&quot;&gt;
       &lt;td style=&quot;text-align: left; padding-left: 10pt&quot;&gt;Interest rate swaps&lt;/td&gt;
       &lt;td&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: right&quot;&gt;4,314&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: right&quot;&gt;4,314&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: right&quot;&gt;-&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: right&quot;&gt;4,314&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: right&quot;&gt;-&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;/tr&gt;
      &lt;tr style=&quot;vertical-align: bottom; background-color: White&quot;&gt;
       &lt;td style=&quot;padding-bottom: 1pt&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;padding-bottom: 1pt&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;border-bottom: Black 1pt solid; text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;border-bottom: Black 1pt solid; text-align: right&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;border-bottom: Black 1pt solid; text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;padding-bottom: 1pt&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;border-bottom: Black 1pt solid; text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;border-bottom: Black 1pt solid; text-align: right&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;border-bottom: Black 1pt solid; text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;padding-bottom: 1pt&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;border-bottom: Black 1pt solid; text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;border-bottom: Black 1pt solid; text-align: right&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;border-bottom: Black 1pt solid; text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;padding-bottom: 1pt&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;border-bottom: Black 1pt solid; text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;border-bottom: Black 1pt solid; text-align: right&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;border-bottom: Black 1pt solid; text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;padding-bottom: 1pt&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;border-bottom: Black 1pt solid; text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;border-bottom: Black 1pt solid; text-align: right&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;border-bottom: Black 1pt solid; text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;/tr&gt;
      &lt;tr style=&quot;vertical-align: bottom; background-color: rgb(204,238,255)&quot;&gt;
       &lt;td style=&quot;text-align: left; padding-bottom: 2.25pt; padding-left: 10pt&quot;&gt;Total liabilities&lt;/td&gt;
       &lt;td style=&quot;padding-bottom: 2.25pt&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;border-bottom: Black 2.25pt double; text-align: left&quot;&gt;$&lt;/td&gt;
       &lt;td style=&quot;border-bottom: Black 2.25pt double; text-align: right&quot;&gt;5,168,537&lt;/td&gt;
       &lt;td style=&quot;border-bottom: Black 2.25pt double; text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;padding-bottom: 2.25pt&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;border-bottom: Black 2.25pt double; text-align: left&quot;&gt;$&lt;/td&gt;
       &lt;td style=&quot;border-bottom: Black 2.25pt double; text-align: right&quot;&gt;5,187,148&lt;/td&gt;
       &lt;td style=&quot;border-bottom: Black 2.25pt double; text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;padding-bottom: 2.25pt&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;border-bottom: Black 2.25pt double; text-align: left&quot;&gt;$&lt;/td&gt;
       &lt;td style=&quot;border-bottom: Black 2.25pt double; text-align: right&quot;&gt;2,489,245&lt;/td&gt;
       &lt;td style=&quot;border-bottom: Black 2.25pt double; text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;padding-bottom: 2.25pt&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;border-bottom: Black 2.25pt double; text-align: left&quot;&gt;$&lt;/td&gt;
       &lt;td style=&quot;border-bottom: Black 2.25pt double; text-align: right&quot;&gt;2,668,885&lt;/td&gt;
       &lt;td style=&quot;border-bottom: Black 2.25pt double; text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;padding-bottom: 2.25pt&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;border-bottom: Black 2.25pt double; text-align: left&quot;&gt;$&lt;/td&gt;
       &lt;td style=&quot;border-bottom: Black 2.25pt double; text-align: right&quot;&gt;29,018&lt;/td&gt;
       &lt;td style=&quot;border-bottom: Black 2.25pt double; text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;/tr&gt;

    &lt;/table&gt;&lt;br/&gt;&lt;p style=&quot;font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify&quot;&gt;The following table sets forth the carrying amounts and fair values of selected financial instruments based on the assumptions described above used by the Company in estimating fair value at December 31, 2014:&lt;/p&gt;&lt;br/&gt;&lt;table cellpadding=&quot;0&quot; cellspacing=&quot;0&quot; style=&quot;border-collapse: collapse; width: 100%; font: 10pt Times New Roman, Times, Serif&quot;&gt;

      &lt;tr style=&quot;vertical-align: bottom&quot;&gt;
       &lt;td&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;padding-bottom: 1pt&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td colspan=&quot;19&quot; style=&quot;text-align: center; border-bottom: Black 1pt solid&quot;&gt;December 31, 2014&lt;/td&gt;
      &lt;/tr&gt;
      &lt;tr style=&quot;vertical-align: bottom&quot;&gt;
       &lt;td&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;padding-bottom: 1pt&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td colspan=&quot;3&quot; style=&quot;text-align: center; border-bottom: Black 1pt solid&quot;&gt;Carrying&lt;br /&gt; Amount&lt;/td&gt;
       &lt;td style=&quot;padding-bottom: 1pt&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td colspan=&quot;3&quot; style=&quot;text-align: center; border-bottom: Black 1pt solid&quot;&gt;Fair&lt;br /&gt; Value&lt;/td&gt;
       &lt;td style=&quot;padding-bottom: 1pt&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td colspan=&quot;3&quot; style=&quot;text-align: center; border-bottom: Black 1pt solid&quot;&gt;Level 1&lt;/td&gt;
       &lt;td style=&quot;padding-bottom: 1pt&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td colspan=&quot;3&quot; style=&quot;text-align: center; border-bottom: Black 1pt solid&quot;&gt;Level 2&lt;/td&gt;
       &lt;td style=&quot;padding-bottom: 1pt&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td colspan=&quot;3&quot; style=&quot;text-align: center; border-bottom: Black 1pt solid&quot;&gt;Level 3&lt;/td&gt;
      &lt;/tr&gt;
      &lt;tr style=&quot;vertical-align: bottom&quot;&gt;
       &lt;td&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;font-style: italic&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td colspan=&quot;19&quot; style=&quot;font-style: italic; text-align: center&quot;&gt;(in thousands)&lt;/td&gt;
      &lt;/tr&gt;
      &lt;tr style=&quot;vertical-align: bottom; background-color: rgb(204,238,255)&quot;&gt;
       &lt;td&gt;Assets:&lt;/td&gt;
       &lt;td&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: right&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: right&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: right&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: right&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: right&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;/tr&gt;
      &lt;tr style=&quot;vertical-align: bottom; background-color: White&quot;&gt;
       &lt;td&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: right&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: right&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: right&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: right&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: right&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;/tr&gt;
      &lt;tr style=&quot;vertical-align: bottom; background-color: rgb(204,238,255)&quot;&gt;
       &lt;td style=&quot;width: 50%; text-align: left; padding-left: 10pt&quot;&gt;Cash and due from banks&lt;/td&gt;
       &lt;td style=&quot;width: 1%&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;width: 1%; text-align: left&quot;&gt;$&lt;/td&gt;
       &lt;td style=&quot;width: 7%; text-align: right&quot;&gt;34,265&lt;/td&gt;
       &lt;td style=&quot;width: 1%; text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;width: 1%&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;width: 1%; text-align: left&quot;&gt;$&lt;/td&gt;
       &lt;td style=&quot;width: 7%; text-align: right&quot;&gt;34,265&lt;/td&gt;
       &lt;td style=&quot;width: 1%; text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;width: 1%&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;width: 1%; text-align: left&quot;&gt;$&lt;/td&gt;
       &lt;td style=&quot;width: 7%; text-align: right&quot;&gt;34,265&lt;/td&gt;
       &lt;td style=&quot;width: 1%; text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;width: 1%&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;width: 1%; text-align: left&quot;&gt;$&lt;/td&gt;
       &lt;td style=&quot;width: 7%; text-align: right&quot;&gt;-&lt;/td&gt;
       &lt;td style=&quot;width: 1%; text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;width: 1%&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;width: 1%; text-align: left&quot;&gt;$&lt;/td&gt;
       &lt;td style=&quot;width: 7%; text-align: right&quot;&gt;-&lt;/td&gt;
       &lt;td style=&quot;width: 1%; text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;/tr&gt;
      &lt;tr style=&quot;vertical-align: bottom; background-color: White&quot;&gt;
       &lt;td style=&quot;padding-left: 10pt&quot;&gt;Mortgage-backed Securities&lt;/td&gt;
       &lt;td&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: right&quot;&gt;704,933&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: right&quot;&gt;704,933&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: right&quot;&gt;-&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: right&quot;&gt;704,933&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: right&quot;&gt;-&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;/tr&gt;
      &lt;tr style=&quot;vertical-align: bottom; background-color: rgb(204,238,255)&quot;&gt;
       &lt;td style=&quot;text-align: left; padding-left: 10pt&quot;&gt;Other securities&lt;/td&gt;
       &lt;td&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: right&quot;&gt;268,377&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: right&quot;&gt;268,377&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: right&quot;&gt;-&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: right&quot;&gt;245,768&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: right&quot;&gt;22,609&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;/tr&gt;
      &lt;tr style=&quot;vertical-align: bottom; background-color: White&quot;&gt;
       &lt;td style=&quot;padding-left: 10pt&quot;&gt;Loans&lt;/td&gt;
       &lt;td&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: right&quot;&gt;3,810,373&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: right&quot;&gt;3,871,087&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: right&quot;&gt;-&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: right&quot;&gt;-&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: right&quot;&gt;3,871,087&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;/tr&gt;
      &lt;tr style=&quot;vertical-align: bottom; background-color: rgb(204,238,255)&quot;&gt;
       &lt;td style=&quot;text-align: left; padding-left: 10pt&quot;&gt;FHLB-NY stock&lt;/td&gt;
       &lt;td&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: right&quot;&gt;46,924&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: right&quot;&gt;46,924&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: right&quot;&gt;-&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: right&quot;&gt;46,924&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: right&quot;&gt;-&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;/tr&gt;
      &lt;tr style=&quot;vertical-align: bottom; background-color: White&quot;&gt;
       &lt;td style=&quot;text-align: left; padding-left: 10pt&quot;&gt;Interest rate swaps&lt;/td&gt;
       &lt;td&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: right&quot;&gt;84&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: right&quot;&gt;84&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: right&quot;&gt;-&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: right&quot;&gt;84&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: right&quot;&gt;-&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;/tr&gt;
      &lt;tr style=&quot;vertical-align: bottom; background-color: rgb(204,238,255)&quot;&gt;
       &lt;td style=&quot;padding-bottom: 1pt&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;padding-bottom: 1pt&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;border-bottom: Black 1pt solid; text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;border-bottom: Black 1pt solid; text-align: right&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;border-bottom: Black 1pt solid; text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;padding-bottom: 1pt&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;border-bottom: Black 1pt solid; text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;border-bottom: Black 1pt solid; text-align: right&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;border-bottom: Black 1pt solid; text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;padding-bottom: 1pt&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;border-bottom: Black 1pt solid; text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;border-bottom: Black 1pt solid; text-align: right&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;border-bottom: Black 1pt solid; text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;padding-bottom: 1pt&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;border-bottom: Black 1pt solid; text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;border-bottom: Black 1pt solid; text-align: right&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;border-bottom: Black 1pt solid; text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;padding-bottom: 1pt&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;border-bottom: Black 1pt solid; text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;border-bottom: Black 1pt solid; text-align: right&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;border-bottom: Black 1pt solid; text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;/tr&gt;
      &lt;tr style=&quot;vertical-align: bottom; background-color: White&quot;&gt;
       &lt;td style=&quot;text-align: left; padding-bottom: 2.25pt; padding-left: 10pt&quot;&gt;Total assets&lt;/td&gt;
       &lt;td style=&quot;padding-bottom: 2.25pt&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;border-bottom: Black 2.25pt double; text-align: left&quot;&gt;$&lt;/td&gt;
       &lt;td style=&quot;border-bottom: Black 2.25pt double; text-align: right&quot;&gt;4,864,956&lt;/td&gt;
       &lt;td style=&quot;border-bottom: Black 2.25pt double; text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;padding-bottom: 2.25pt&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;border-bottom: Black 2.25pt double; text-align: left&quot;&gt;$&lt;/td&gt;
       &lt;td style=&quot;border-bottom: Black 2.25pt double; text-align: right&quot;&gt;4,925,670&lt;/td&gt;
       &lt;td style=&quot;border-bottom: Black 2.25pt double; text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;padding-bottom: 2.25pt&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;border-bottom: Black 2.25pt double; text-align: left&quot;&gt;$&lt;/td&gt;
       &lt;td style=&quot;border-bottom: Black 2.25pt double; text-align: right&quot;&gt;34,265&lt;/td&gt;
       &lt;td style=&quot;border-bottom: Black 2.25pt double; text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;padding-bottom: 2.25pt&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;border-bottom: Black 2.25pt double; text-align: left&quot;&gt;$&lt;/td&gt;
       &lt;td style=&quot;border-bottom: Black 2.25pt double; text-align: right&quot;&gt;997,709&lt;/td&gt;
       &lt;td style=&quot;border-bottom: Black 2.25pt double; text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;padding-bottom: 2.25pt&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;border-bottom: Black 2.25pt double; text-align: left&quot;&gt;$&lt;/td&gt;
       &lt;td style=&quot;border-bottom: Black 2.25pt double; text-align: right&quot;&gt;3,893,696&lt;/td&gt;
       &lt;td style=&quot;border-bottom: Black 2.25pt double; text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;/tr&gt;
      &lt;tr style=&quot;vertical-align: bottom; background-color: rgb(204,238,255)&quot;&gt;
       &lt;td&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: right&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: right&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: right&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: right&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: right&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;/tr&gt;
      &lt;tr style=&quot;vertical-align: bottom; background-color: White&quot;&gt;
       &lt;td&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: right&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: right&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: right&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: right&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: right&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;/tr&gt;
      &lt;tr style=&quot;vertical-align: bottom; background-color: rgb(204,238,255)&quot;&gt;
       &lt;td&gt;Liabilities:&lt;/td&gt;
       &lt;td&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: right&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: right&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: right&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: right&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: right&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;/tr&gt;
      &lt;tr style=&quot;vertical-align: bottom; background-color: White&quot;&gt;
       &lt;td style=&quot;padding-left: 10pt&quot;&gt;Deposits&lt;/td&gt;
       &lt;td&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;$&lt;/td&gt;
       &lt;td style=&quot;text-align: right&quot;&gt;3,508,598&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;$&lt;/td&gt;
       &lt;td style=&quot;text-align: right&quot;&gt;3,524,123&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;$&lt;/td&gt;
       &lt;td style=&quot;text-align: right&quot;&gt;2,202,775&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;$&lt;/td&gt;
       &lt;td style=&quot;text-align: right&quot;&gt;1,321,348&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;$&lt;/td&gt;
       &lt;td style=&quot;text-align: right&quot;&gt;-&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;/tr&gt;
      &lt;tr style=&quot;vertical-align: bottom; background-color: rgb(204,238,255)&quot;&gt;
       &lt;td style=&quot;padding-left: 10pt&quot;&gt;Borrowings&lt;/td&gt;
       &lt;td&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: right&quot;&gt;1,056,492&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: right&quot;&gt;1,070,428&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: right&quot;&gt;-&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: right&quot;&gt;1,041,657&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: right&quot;&gt;28,771&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;/tr&gt;
      &lt;tr style=&quot;vertical-align: bottom; background-color: White&quot;&gt;
       &lt;td style=&quot;text-align: left; padding-left: 10pt&quot;&gt;Interest rate swaps&lt;/td&gt;
       &lt;td&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: right&quot;&gt;2,649&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: right&quot;&gt;2,649&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: right&quot;&gt;-&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: right&quot;&gt;2,649&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: right&quot;&gt;-&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;/tr&gt;
      &lt;tr style=&quot;vertical-align: bottom; background-color: rgb(204,238,255)&quot;&gt;
       &lt;td style=&quot;padding-bottom: 1pt&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;padding-bottom: 1pt&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;border-bottom: Black 1pt solid; text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;border-bottom: Black 1pt solid; text-align: right&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;border-bottom: Black 1pt solid; text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;padding-bottom: 1pt&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;border-bottom: Black 1pt solid; text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;border-bottom: Black 1pt solid; text-align: right&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;border-bottom: Black 1pt solid; text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;padding-bottom: 1pt&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;border-bottom: Black 1pt solid; text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;border-bottom: Black 1pt solid; text-align: right&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;border-bottom: Black 1pt solid; text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;padding-bottom: 1pt&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;border-bottom: Black 1pt solid; text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;border-bottom: Black 1pt solid; text-align: right&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;border-bottom: Black 1pt solid; text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;padding-bottom: 1pt&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;border-bottom: Black 1pt solid; text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;border-bottom: Black 1pt solid; text-align: right&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;border-bottom: Black 1pt solid; text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;/tr&gt;
      &lt;tr style=&quot;vertical-align: bottom; background-color: White&quot;&gt;
       &lt;td style=&quot;text-align: left; padding-bottom: 2.25pt; padding-left: 10pt&quot;&gt;Total liabilities&lt;/td&gt;
       &lt;td style=&quot;padding-bottom: 2.25pt&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;border-bottom: Black 2.25pt double; text-align: left&quot;&gt;$&lt;/td&gt;
       &lt;td style=&quot;border-bottom: Black 2.25pt double; text-align: right&quot;&gt;4,567,739&lt;/td&gt;
       &lt;td style=&quot;border-bottom: Black 2.25pt double; text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;padding-bottom: 2.25pt&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;border-bottom: Black 2.25pt double; text-align: left&quot;&gt;$&lt;/td&gt;
       &lt;td style=&quot;border-bottom: Black 2.25pt double; text-align: right&quot;&gt;4,597,200&lt;/td&gt;
       &lt;td style=&quot;border-bottom: Black 2.25pt double; text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;padding-bottom: 2.25pt&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;border-bottom: Black 2.25pt double; text-align: left&quot;&gt;$&lt;/td&gt;
       &lt;td style=&quot;border-bottom: Black 2.25pt double; text-align: right&quot;&gt;2,202,775&lt;/td&gt;
       &lt;td style=&quot;border-bottom: Black 2.25pt double; text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;padding-bottom: 2.25pt&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;border-bottom: Black 2.25pt double; text-align: left&quot;&gt;$&lt;/td&gt;
       &lt;td style=&quot;border-bottom: Black 2.25pt double; text-align: right&quot;&gt;2,365,654&lt;/td&gt;
       &lt;td style=&quot;border-bottom: Black 2.25pt double; text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;padding-bottom: 2.25pt&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;border-bottom: Black 2.25pt double; text-align: left&quot;&gt;$&lt;/td&gt;
       &lt;td style=&quot;border-bottom: Black 2.25pt double; text-align: right&quot;&gt;28,771&lt;/td&gt;
       &lt;td style=&quot;border-bottom: Black 2.25pt double; text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;/tr&gt;

    &lt;/table&gt;&lt;br/&gt;</us-gaap:FairValueDisclosuresTextBlock>
  <ffic:FinancialAssetsAtFairValueOption unitRef="usd" contextRef="c0_AsOf31Dec2015" decimals="-5">30700000</ffic:FinancialAssetsAtFairValueOption>
  <ffic:FinancialLiabilitiesAtFairValueOption unitRef="usd" contextRef="c0_AsOf31Dec2015" decimals="-5">29000000</ffic:FinancialLiabilitiesAtFairValueOption>
  <ffic:FinancialAssetsAtFairValueOption unitRef="usd" contextRef="c1_AsOf31Dec2014" decimals="-5">32600000</ffic:FinancialAssetsAtFairValueOption>
  <ffic:FinancialLiabilitiesAtFairValueOption unitRef="usd" contextRef="c1_AsOf31Dec2014" decimals="-5">28800000</ffic:FinancialLiabilitiesAtFairValueOption>
  <ffic:FinancialAssetsFairValueOptionElectionDuringPeriod unitRef="usd" contextRef="c3_From1Jan2014To31Dec2014" decimals="-5">5000000</ffic:FinancialAssetsFairValueOptionElectionDuringPeriod>
  <ffic:ProceedsFromSaleOfFinancialAssets unitRef="usd" contextRef="c3_From1Jan2014To31Dec2014" decimals="-5">6200000</ffic:ProceedsFromSaleOfFinancialAssets>
  <us-gaap:FairValueOptionChangesInFairValueGainLoss1 unitRef="usd" contextRef="c640_From1Jan2015To31Dec2015_InterestRateSwapsMember" decimals="-5">-1600000</us-gaap:FairValueOptionChangesInFairValueGainLoss1>
  <us-gaap:FairValueOptionChangesInFairValueGainLoss1 unitRef="usd" contextRef="c641_From1Jan2014To31Dec2014_InterestRateSwapsMember" decimals="-5">-4000000</us-gaap:FairValueOptionChangesInFairValueGainLoss1>
  <us-gaap:FairValueOptionChangesInFairValueGainLoss1 unitRef="usd" contextRef="c642_From1Jan2013To31Dec2013_InterestRateSwapsMember" decimals="-5">3600000</us-gaap:FairValueOptionChangesInFairValueGainLoss1>
  <ffic:FinancialLiabilitiesAtFairValueOptionContractualPrincipal unitRef="usd" contextRef="c0_AsOf31Dec2015" decimals="-5">61900000</ffic:FinancialLiabilitiesAtFairValueOptionContractualPrincipal>
  <ffic:FinancialLiabilitiesAtFairValueOptionContractualPrincipal unitRef="usd" contextRef="c1_AsOf31Dec2014" decimals="-5">61900000</ffic:FinancialLiabilitiesAtFairValueOptionContractualPrincipal>
  <ffic:FinancialLiabilitiesAtFairValueOptionAccruedInterestPayable unitRef="usd" contextRef="c0_AsOf31Dec2015" decimals="-5">100000</ffic:FinancialLiabilitiesAtFairValueOptionAccruedInterestPayable>
  <ffic:FinancialLiabilitiesAtFairValueOptionAccruedInterestPayable unitRef="usd" contextRef="c1_AsOf31Dec2014" decimals="-5">100000</ffic:FinancialLiabilitiesAtFairValueOptionAccruedInterestPayable>
  <us-gaap:FairValueInputsDiscountRate unitRef="pure" contextRef="c643_From1Jan2015To31Dec2015_NonaccruingCollateralDependentLoansPercentOfTheAppraisedOrInternallyEstimatedValueOfThePropertyMember" decimals="2">0.85</us-gaap:FairValueInputsDiscountRate>
  <us-gaap:FairValueOptionQuantitativeDisclosuresTextBlock contextRef="c2_From1Jan2015To31Dec2015">&lt;table cellpadding=&quot;0&quot; cellspacing=&quot;0&quot; style=&quot;border-collapse: collapse; width: 100%; font: 10pt Times New Roman, Times, Serif&quot;&gt;

      &lt;tr style=&quot;vertical-align: bottom&quot;&gt;
       &lt;td&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td colspan=&quot;3&quot; style=&quot;text-align: center&quot;&gt;Fair Value&lt;/td&gt;
       &lt;td&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td colspan=&quot;3&quot; style=&quot;text-align: center&quot;&gt;Fair Value&lt;/td&gt;
       &lt;td&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td colspan=&quot;11&quot; style=&quot;text-align: center&quot;&gt;Changes in Fair Values For Items Measured at Fair Value&lt;/td&gt;
      &lt;/tr&gt;
      &lt;tr style=&quot;vertical-align: bottom&quot;&gt;
       &lt;td&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;padding-bottom: 1pt&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td colspan=&quot;3&quot; style=&quot;text-align: center&quot;&gt;Measurements&lt;/td&gt;
       &lt;td style=&quot;padding-bottom: 1pt&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td colspan=&quot;3&quot; style=&quot;text-align: center&quot;&gt;Measurements&lt;/td&gt;
       &lt;td style=&quot;padding-bottom: 1pt&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td colspan=&quot;11&quot; style=&quot;text-align: center; border-bottom: Black 1pt solid&quot;&gt;Pursuant to Election of the Fair Value Option&lt;/td&gt;
      &lt;/tr&gt;
      &lt;tr style=&quot;vertical-align: bottom&quot;&gt;
       &lt;td&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;padding-bottom: 1pt&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td colspan=&quot;3&quot; style=&quot;text-align: center&quot;&gt;at December 31,&lt;/td&gt;
       &lt;td style=&quot;padding-bottom: 1pt&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td colspan=&quot;3&quot; style=&quot;text-align: center&quot;&gt;at December 31,&lt;/td&gt;
       &lt;td style=&quot;padding-bottom: 1pt&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td colspan=&quot;11&quot; style=&quot;text-align: center; border-bottom: Black 1pt solid&quot;&gt;For the year ended December 31,&lt;/td&gt;
      &lt;/tr&gt;
      &lt;tr style=&quot;vertical-align: bottom&quot;&gt;
       &lt;td style=&quot;border-bottom: Black 1pt solid&quot;&gt;Description&lt;/td&gt;
       &lt;td style=&quot;padding-bottom: 1pt; border-bottom: Black 1pt solid&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td colspan=&quot;3&quot; style=&quot;text-align: center; border-bottom: Black 1pt solid&quot;&gt;2015&lt;/td&gt;
       &lt;td style=&quot;padding-bottom: 1pt; border-bottom: Black 1pt solid&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td colspan=&quot;3&quot; style=&quot;text-align: center; border-bottom: Black 1pt solid&quot;&gt;2014&lt;/td&gt;
       &lt;td style=&quot;padding-bottom: 1pt; border-bottom: Black 1pt solid&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td colspan=&quot;3&quot; style=&quot;text-align: center; border-bottom: Black 1pt solid&quot;&gt;2015&lt;/td&gt;
       &lt;td style=&quot;padding-bottom: 1pt; border-bottom: Black 1pt solid&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td colspan=&quot;3&quot; style=&quot;text-align: center; border-bottom: Black 1pt solid&quot;&gt;2014&lt;/td&gt;
       &lt;td style=&quot;padding-bottom: 1pt; border-bottom: Black 1pt solid&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td colspan=&quot;3&quot; style=&quot;text-align: center; border-bottom: Black 1pt solid&quot;&gt;2013&lt;/td&gt;
      &lt;/tr&gt;
      &lt;tr style=&quot;vertical-align: bottom&quot;&gt;
       &lt;td style=&quot;font-style: italic; text-align: left&quot;&gt;(Dollars in thousands)&lt;/td&gt;
       &lt;td style=&quot;font-style: italic&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td colspan=&quot;3&quot; style=&quot;font-style: italic&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;font-style: italic&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td colspan=&quot;3&quot; style=&quot;font-style: italic&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;font-style: italic&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td colspan=&quot;3&quot; style=&quot;font-style: italic&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;font-style: italic&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td colspan=&quot;3&quot; style=&quot;font-style: italic&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;font-style: italic&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td colspan=&quot;3&quot; style=&quot;font-style: italic&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;/tr&gt;
      &lt;tr style=&quot;vertical-align: bottom; background-color: rgb(204,238,255)&quot;&gt;
       &lt;td style=&quot;width: 50%; text-align: left&quot;&gt;Mortgage-backed securities&lt;/td&gt;
       &lt;td style=&quot;width: 1%&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;width: 1%; text-align: left&quot;&gt;$&lt;/td&gt;
       &lt;td style=&quot;width: 7%; text-align: right&quot;&gt;2,527&lt;/td&gt;
       &lt;td style=&quot;width: 1%; text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;width: 1%&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;width: 1%; text-align: left&quot;&gt;$&lt;/td&gt;
       &lt;td style=&quot;width: 7%; text-align: right&quot;&gt;4,678&lt;/td&gt;
       &lt;td style=&quot;width: 1%; text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;width: 1%&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;width: 1%; text-align: left&quot;&gt;$&lt;/td&gt;
       &lt;td style=&quot;width: 7%; text-align: right&quot;&gt;(59&lt;/td&gt;
       &lt;td style=&quot;width: 1%; text-align: left&quot;&gt;)&lt;/td&gt;
       &lt;td style=&quot;width: 1%&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;width: 1%; text-align: left&quot;&gt;$&lt;/td&gt;
       &lt;td style=&quot;width: 7%; text-align: right&quot;&gt;75&lt;/td&gt;
       &lt;td style=&quot;width: 1%; text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;width: 1%&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;width: 1%; text-align: left&quot;&gt;$&lt;/td&gt;
       &lt;td style=&quot;width: 7%; text-align: right&quot;&gt;(725&lt;/td&gt;
       &lt;td style=&quot;width: 1%; text-align: left&quot;&gt;)&lt;/td&gt;
      &lt;/tr&gt;
      &lt;tr style=&quot;vertical-align: bottom; background-color: White&quot;&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;Other securities&lt;/td&gt;
       &lt;td&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: right&quot;&gt;28,205&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: right&quot;&gt;27,915&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: right&quot;&gt;53&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: right&quot;&gt;598&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: right&quot;&gt;241&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;/tr&gt;
      &lt;tr style=&quot;vertical-align: bottom; background-color: rgb(204,238,255)&quot;&gt;
       &lt;td style=&quot;text-align: left; padding-bottom: 1pt&quot;&gt;Borrowed funds&lt;/td&gt;
       &lt;td style=&quot;padding-bottom: 1pt&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: right&quot;&gt;29,018&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;padding-bottom: 1pt&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: right&quot;&gt;28,771&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;padding-bottom: 1pt&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;border-bottom: Black 1pt solid; text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;border-bottom: Black 1pt solid; text-align: right&quot;&gt;(238&lt;/td&gt;
       &lt;td style=&quot;border-bottom: Black 1pt solid; text-align: left&quot;&gt;)&lt;/td&gt;
       &lt;td style=&quot;padding-bottom: 1pt&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;border-bottom: Black 1pt solid; text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;border-bottom: Black 1pt solid; text-align: right&quot;&gt;802&lt;/td&gt;
       &lt;td style=&quot;border-bottom: Black 1pt solid; text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;padding-bottom: 1pt&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;border-bottom: Black 1pt solid; text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;border-bottom: Black 1pt solid; text-align: right&quot;&gt;(5,651&lt;/td&gt;
       &lt;td style=&quot;border-bottom: Black 1pt solid; text-align: left&quot;&gt;)&lt;/td&gt;
      &lt;/tr&gt;
      &lt;tr style=&quot;vertical-align: bottom; background-color: White&quot;&gt;
       &lt;td style=&quot;font-weight: normal; font-style: normal; text-align: left; padding-bottom: 2.25pt&quot;&gt;Net gain (loss) from fair value adjustments &lt;font style=&quot;font-family: Times New Roman, Times, Serif; font-size: 10pt; font-weight: normal; font-style: normal&quot;&gt;&lt;sup&gt;(1)&lt;/sup&gt;&lt;/font&gt;&lt;/td&gt;
       &lt;td style=&quot;padding-bottom: 2.25pt&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: right&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;padding-bottom: 2.25pt&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: right&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;padding-bottom: 2.25pt&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;border-bottom: Black 2.25pt double; text-align: left&quot;&gt;$&lt;/td&gt;
       &lt;td style=&quot;border-bottom: Black 2.25pt double; text-align: right&quot;&gt;(244&lt;/td&gt;
       &lt;td style=&quot;border-bottom: Black 2.25pt double; text-align: left&quot;&gt;)&lt;/td&gt;
       &lt;td style=&quot;padding-bottom: 2.25pt&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;border-bottom: Black 2.25pt double; text-align: left&quot;&gt;$&lt;/td&gt;
       &lt;td style=&quot;border-bottom: Black 2.25pt double; text-align: right&quot;&gt;1,475&lt;/td&gt;
       &lt;td style=&quot;border-bottom: Black 2.25pt double; text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;padding-bottom: 2.25pt&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;border-bottom: Black 2.25pt double; text-align: left&quot;&gt;$&lt;/td&gt;
       &lt;td style=&quot;border-bottom: Black 2.25pt double; text-align: right&quot;&gt;(6,135&lt;/td&gt;
       &lt;td style=&quot;border-bottom: Black 2.25pt double; text-align: left&quot;&gt;)&lt;/td&gt;
      &lt;/tr&gt;

    &lt;/table&gt;</us-gaap:FairValueOptionQuantitativeDisclosuresTextBlock>
  <ffic:FinancialAssetsAtFairValueOption unitRef="usd" contextRef="c644_AsOf31Dec2015_MortgageBackedSecuritiesMember" decimals="-3">2527000</ffic:FinancialAssetsAtFairValueOption>
  <ffic:FinancialAssetsAtFairValueOption unitRef="usd" contextRef="c645_AsOf31Dec2014_MortgageBackedSecuritiesMember" decimals="-3">4678000</ffic:FinancialAssetsAtFairValueOption>
  <us-gaap:FairValueOptionChangesInFairValueGainLoss1 unitRef="usd" contextRef="c646_From1Jan2015To31Dec2015_MortgageBackedSecuritiesMember" decimals="-3">-59000</us-gaap:FairValueOptionChangesInFairValueGainLoss1>
  <us-gaap:FairValueOptionChangesInFairValueGainLoss1 unitRef="usd" contextRef="c647_From1Jan2014To31Dec2014_MortgageBackedSecuritiesMember" decimals="-3">75000</us-gaap:FairValueOptionChangesInFairValueGainLoss1>
  <us-gaap:FairValueOptionChangesInFairValueGainLoss1 unitRef="usd" contextRef="c648_From1Jan2013To31Dec2013_MortgageBackedSecuritiesMember" decimals="-3">-725000</us-gaap:FairValueOptionChangesInFairValueGainLoss1>
  <ffic:FinancialAssetsAtFairValueOption unitRef="usd" contextRef="c649_AsOf31Dec2015_OtherSecuritiesMember" decimals="-3">28205000</ffic:FinancialAssetsAtFairValueOption>
  <ffic:FinancialAssetsAtFairValueOption unitRef="usd" contextRef="c650_AsOf31Dec2014_OtherSecuritiesMember" decimals="-3">27915000</ffic:FinancialAssetsAtFairValueOption>
  <us-gaap:FairValueOptionChangesInFairValueGainLoss1 unitRef="usd" contextRef="c651_From1Jan2015To31Dec2015_OtherSecuritiesMember" decimals="-3">53000</us-gaap:FairValueOptionChangesInFairValueGainLoss1>
  <us-gaap:FairValueOptionChangesInFairValueGainLoss1 unitRef="usd" contextRef="c652_From1Jan2014To31Dec2014_OtherSecuritiesMember" decimals="-3">598000</us-gaap:FairValueOptionChangesInFairValueGainLoss1>
  <us-gaap:FairValueOptionChangesInFairValueGainLoss1 unitRef="usd" contextRef="c653_From1Jan2013To31Dec2013_OtherSecuritiesMember" decimals="-3">241000</us-gaap:FairValueOptionChangesInFairValueGainLoss1>
  <ffic:FinancialAssetsAtFairValueOption unitRef="usd" contextRef="c654_AsOf31Dec2015_BorrowedFundsMember" decimals="-3">29018000</ffic:FinancialAssetsAtFairValueOption>
  <ffic:FinancialAssetsAtFairValueOption unitRef="usd" contextRef="c655_AsOf31Dec2014_BorrowedFundsMember" decimals="-3">28771000</ffic:FinancialAssetsAtFairValueOption>
  <us-gaap:FairValueOptionChangesInFairValueGainLoss1 unitRef="usd" contextRef="c656_From1Jan2015To31Dec2015_BorrowedFundsMember" decimals="-3">-238000</us-gaap:FairValueOptionChangesInFairValueGainLoss1>
  <us-gaap:FairValueOptionChangesInFairValueGainLoss1 unitRef="usd" contextRef="c657_From1Jan2014To31Dec2014_BorrowedFundsMember" decimals="-3">802000</us-gaap:FairValueOptionChangesInFairValueGainLoss1>
  <us-gaap:FairValueOptionChangesInFairValueGainLoss1 unitRef="usd" contextRef="c658_From1Jan2013To31Dec2013_BorrowedFundsMember" decimals="-3">-5651000</us-gaap:FairValueOptionChangesInFairValueGainLoss1>
  <us-gaap:FairValueOptionChangesInFairValueGainLoss1 id="_FairValueOptionChangesInFairValueGainLoss1-c659_From1Jan2015To31Dec2015_FinancialAssetsAndLiabilitiesExcludingInterestRateCapsSwapsMember_usd" unitRef="usd" contextRef="c659_From1Jan2015To31Dec2015_FinancialAssetsAndLiabilitiesExcludingInterestRateCapsSwapsMember" decimals="-3">-244000</us-gaap:FairValueOptionChangesInFairValueGainLoss1>
  <us-gaap:FairValueOptionChangesInFairValueGainLoss1 id="_FairValueOptionChangesInFairValueGainLoss1-c660_From1Jan2014To31Dec2014_FinancialAssetsAndLiabilitiesExcludingInterestRateCapsSwapsMember_usd" unitRef="usd" contextRef="c660_From1Jan2014To31Dec2014_FinancialAssetsAndLiabilitiesExcludingInterestRateCapsSwapsMember" decimals="-3">1475000</us-gaap:FairValueOptionChangesInFairValueGainLoss1>
  <us-gaap:FairValueOptionChangesInFairValueGainLoss1 id="_FairValueOptionChangesInFairValueGainLoss1-c661_From1Jan2013To31Dec2013_FinancialAssetsAndLiabilitiesExcludingInterestRateCapsSwapsMember_usd" unitRef="usd" contextRef="c661_From1Jan2013To31Dec2013_FinancialAssetsAndLiabilitiesExcludingInterestRateCapsSwapsMember" decimals="-3">-6135000</us-gaap:FairValueOptionChangesInFairValueGainLoss1>
  <us-gaap:ScheduleOfFairValueAssetsAndLiabilitiesMeasuredOnRecurringBasisTableTextBlock contextRef="c2_From1Jan2015To31Dec2015">&lt;table cellpadding=&quot;0&quot; cellspacing=&quot;0&quot; style=&quot;border-collapse: collapse; width: 100%; font: 10pt Times New Roman, Times, Serif&quot;&gt;

      &lt;tr style=&quot;vertical-align: bottom&quot;&gt;
       &lt;td&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;padding-bottom: 1pt&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td colspan=&quot;7&quot; style=&quot;text-align: center; border-bottom: Black 1pt solid&quot;&gt;Quoted Prices &lt;br /&gt; in Active Markets &lt;br /&gt; for Identical Assets &lt;br /&gt; (Level 1)&lt;/td&gt;
       &lt;td style=&quot;padding-bottom: 1pt&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td colspan=&quot;7&quot; style=&quot;text-align: center; border-bottom: Black 1pt solid&quot;&gt;Significant Other &lt;br /&gt; Observable Inputs &lt;br /&gt; (Level 2)&lt;/td&gt;
       &lt;td style=&quot;padding-bottom: 1pt&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td colspan=&quot;7&quot; style=&quot;text-align: center; border-bottom: Black 1pt solid&quot;&gt;Significant Other &lt;br /&gt; Unobservable Inputs &lt;br /&gt; (Level 3)&lt;/td&gt;
       &lt;td style=&quot;padding-bottom: 1pt&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td colspan=&quot;7&quot; style=&quot;text-align: center; border-bottom: Black 1pt solid&quot;&gt;Total carried at fair value &lt;br /&gt; on a recurring basis&lt;/td&gt;
      &lt;/tr&gt;
      &lt;tr style=&quot;vertical-align: bottom&quot;&gt;
       &lt;td&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;padding-bottom: 1pt&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td colspan=&quot;3&quot; style=&quot;text-align: center; border-bottom: Black 1pt solid&quot;&gt;2015&lt;/td&gt;
       &lt;td style=&quot;padding-bottom: 1pt; border-bottom: Black 1pt solid&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td colspan=&quot;3&quot; style=&quot;text-align: center; border-bottom: Black 1pt solid&quot;&gt;2014&lt;/td&gt;
       &lt;td style=&quot;padding-bottom: 1pt&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td colspan=&quot;3&quot; style=&quot;text-align: center; border-bottom: Black 1pt solid&quot;&gt;2015&lt;/td&gt;
       &lt;td style=&quot;padding-bottom: 1pt; border-bottom: Black 1pt solid&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td colspan=&quot;3&quot; style=&quot;text-align: center; border-bottom: Black 1pt solid&quot;&gt;2014&lt;/td&gt;
       &lt;td style=&quot;padding-bottom: 1pt&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td colspan=&quot;3&quot; style=&quot;text-align: center; border-bottom: Black 1pt solid&quot;&gt;2015&lt;/td&gt;
       &lt;td style=&quot;padding-bottom: 1pt; border-bottom: Black 1pt solid&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td colspan=&quot;3&quot; style=&quot;text-align: center; border-bottom: Black 1pt solid&quot;&gt;2014&lt;/td&gt;
       &lt;td style=&quot;padding-bottom: 1pt&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td colspan=&quot;3&quot; style=&quot;text-align: center; border-bottom: Black 1pt solid&quot;&gt;2015&lt;/td&gt;
       &lt;td style=&quot;padding-bottom: 1pt; border-bottom: Black 1pt solid&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td colspan=&quot;3&quot; style=&quot;text-align: center; border-bottom: Black 1pt solid&quot;&gt;2014&lt;/td&gt;
      &lt;/tr&gt;
      &lt;tr style=&quot;vertical-align: bottom&quot;&gt;
       &lt;td&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;font-style: italic&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td colspan=&quot;3&quot; style=&quot;font-style: italic&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;font-style: italic&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td colspan=&quot;3&quot; style=&quot;font-style: italic&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;font-style: italic&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td colspan=&quot;3&quot; style=&quot;font-style: italic&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;font-style: italic&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td colspan=&quot;3&quot; style=&quot;font-style: italic&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;font-style: italic&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td colspan=&quot;3&quot; style=&quot;font-style: italic&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;font-style: italic&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td colspan=&quot;3&quot; style=&quot;font-style: italic&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;font-style: italic&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td colspan=&quot;3&quot; style=&quot;font-style: italic&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;font-style: italic&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td colspan=&quot;3&quot; style=&quot;font-style: italic&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;/tr&gt;
      &lt;tr style=&quot;vertical-align: bottom; background-color: rgb(204,238,255)&quot;&gt;
       &lt;td colspan=&quot;1&quot;&gt;Assets:&lt;/td&gt;
       &lt;td&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td colspan=&quot;3&quot; style=&quot;text-align: right&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td colspan=&quot;3&quot; style=&quot;text-align: right&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td colspan=&quot;3&quot; style=&quot;text-align: center&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td colspan=&quot;3&quot; style=&quot;text-align: right&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td colspan=&quot;3&quot; style=&quot;text-align: center&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td colspan=&quot;3&quot; style=&quot;text-align: right&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td colspan=&quot;3&quot; style=&quot;text-align: center&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td colspan=&quot;3&quot; style=&quot;text-align: center&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;/tr&gt;
      &lt;tr style=&quot;vertical-align: bottom; background-color: White&quot;&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;Securities available for sale&lt;/td&gt;
       &lt;td&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: right&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: right&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: right&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: right&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: right&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: right&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: right&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: right&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;/tr&gt;
      &lt;tr style=&quot;vertical-align: bottom; background-color: rgb(204,238,255)&quot;&gt;
       &lt;td style=&quot;width: 20%; padding-left: 10pt&quot;&gt;Mortgage-backed Securities&lt;/td&gt;
       &lt;td style=&quot;width: 1%&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;width: 1%; text-align: left&quot;&gt;$&lt;/td&gt;
       &lt;td style=&quot;width: 7%; text-align: right&quot;&gt;-&lt;/td&gt;
       &lt;td style=&quot;width: 1%; text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;width: 1%&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;width: 1%; text-align: left&quot;&gt;$&lt;/td&gt;
       &lt;td style=&quot;width: 7%; text-align: right&quot;&gt;-&lt;/td&gt;
       &lt;td style=&quot;width: 1%; text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;width: 1%&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;width: 1%; text-align: left&quot;&gt;$&lt;/td&gt;
       &lt;td style=&quot;width: 7%; text-align: right&quot;&gt;668,740&lt;/td&gt;
       &lt;td style=&quot;width: 1%; text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;width: 1%&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;width: 1%; text-align: left&quot;&gt;$&lt;/td&gt;
       &lt;td style=&quot;width: 7%; text-align: right&quot;&gt;704,933&lt;/td&gt;
       &lt;td style=&quot;width: 1%; text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;width: 1%&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;width: 1%; text-align: left&quot;&gt;$&lt;/td&gt;
       &lt;td style=&quot;width: 7%; text-align: right&quot;&gt;-&lt;/td&gt;
       &lt;td style=&quot;width: 1%; text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;width: 1%&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;width: 1%; text-align: left&quot;&gt;$&lt;/td&gt;
       &lt;td style=&quot;width: 7%; text-align: right&quot;&gt;-&lt;/td&gt;
       &lt;td style=&quot;width: 1%; text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;width: 1%&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;width: 1%; text-align: left&quot;&gt;$&lt;/td&gt;
       &lt;td style=&quot;width: 7%; text-align: right&quot;&gt;668,740&lt;/td&gt;
       &lt;td style=&quot;width: 1%; text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;width: 1%&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;width: 1%; text-align: left&quot;&gt;$&lt;/td&gt;
       &lt;td style=&quot;width: 7%; text-align: right&quot;&gt;704,933&lt;/td&gt;
       &lt;td style=&quot;width: 1%; text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;/tr&gt;
      &lt;tr style=&quot;vertical-align: bottom; background-color: White&quot;&gt;
       &lt;td style=&quot;text-align: left; padding-left: 10pt&quot;&gt;Other securities&lt;/td&gt;
       &lt;td&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: right&quot;&gt;-&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: right&quot;&gt;-&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: right&quot;&gt;317,445&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: right&quot;&gt;245,768&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: right&quot;&gt;7,212&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: right&quot;&gt;22,609&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: right&quot;&gt;324,657&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: right&quot;&gt;268,377&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;/tr&gt;
      &lt;tr style=&quot;vertical-align: bottom; background-color: rgb(204,238,255)&quot;&gt;
       &lt;td style=&quot;text-align: left; padding-left: 10pt&quot;&gt;Interest rate swaps&lt;/td&gt;
       &lt;td&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: right&quot;&gt;-&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: right&quot;&gt;-&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: right&quot;&gt;48&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: right&quot;&gt;84&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: right&quot;&gt;-&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: right&quot;&gt;-&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: right&quot;&gt;48&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: right&quot;&gt;84&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;/tr&gt;
      &lt;tr style=&quot;vertical-align: bottom; background-color: White&quot;&gt;
       &lt;td style=&quot;padding-bottom: 1pt&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;padding-bottom: 1pt&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;border-bottom: Black 1pt solid; text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;border-bottom: Black 1pt solid; text-align: right&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;border-bottom: Black 1pt solid; text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;padding-bottom: 1pt; border-bottom: Black 1pt solid&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;border-bottom: Black 1pt solid; text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;border-bottom: Black 1pt solid; text-align: right&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;border-bottom: Black 1pt solid; text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;padding-bottom: 1pt&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;border-bottom: Black 1pt solid; text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;border-bottom: Black 1pt solid; text-align: right&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;border-bottom: Black 1pt solid; text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;padding-bottom: 1pt; border-bottom: Black 1pt solid&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;border-bottom: Black 1pt solid; text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;border-bottom: Black 1pt solid; text-align: right&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;border-bottom: Black 1pt solid; text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;padding-bottom: 1pt&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;border-bottom: Black 1pt solid; text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;border-bottom: Black 1pt solid; text-align: right&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;border-bottom: Black 1pt solid; text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;padding-bottom: 1pt; border-bottom: Black 1pt solid&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;border-bottom: Black 1pt solid; text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;border-bottom: Black 1pt solid; text-align: right&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;border-bottom: Black 1pt solid; text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;padding-bottom: 1pt&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;border-bottom: Black 1pt solid; text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;border-bottom: Black 1pt solid; text-align: right&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;border-bottom: Black 1pt solid; text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;padding-bottom: 1pt; border-bottom: Black 1pt solid&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;border-bottom: Black 1pt solid; text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;border-bottom: Black 1pt solid; text-align: right&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;border-bottom: Black 1pt solid; text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;/tr&gt;
      &lt;tr style=&quot;vertical-align: bottom; background-color: rgb(204,238,255)&quot;&gt;
       &lt;td style=&quot;text-align: left; padding-bottom: 2.25pt; padding-left: 10pt&quot;&gt;Total assets&lt;/td&gt;
       &lt;td style=&quot;padding-bottom: 2.25pt&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;border-bottom: Black 2.25pt double; text-align: left&quot;&gt;$&lt;/td&gt;
       &lt;td style=&quot;border-bottom: Black 2.25pt double; text-align: right&quot;&gt;-&lt;/td&gt;
       &lt;td style=&quot;border-bottom: Black 2.25pt double; text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;border-bottom: Black 2.25pt double; text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;border-bottom: Black 2.25pt double; text-align: left&quot;&gt;$&lt;/td&gt;
       &lt;td style=&quot;border-bottom: Black 2.25pt double; text-align: right&quot;&gt;-&lt;/td&gt;
       &lt;td style=&quot;border-bottom: Black 2.25pt double; text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;padding-bottom: 2.25pt&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;border-bottom: Black 2.25pt double; text-align: left&quot;&gt;$&lt;/td&gt;
       &lt;td style=&quot;border-bottom: Black 2.25pt double; text-align: right&quot;&gt;986,233&lt;/td&gt;
       &lt;td style=&quot;border-bottom: Black 2.25pt double; text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;border-bottom: Black 2.25pt double; text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;border-bottom: Black 2.25pt double; text-align: left&quot;&gt;$&lt;/td&gt;
       &lt;td style=&quot;border-bottom: Black 2.25pt double; text-align: right&quot;&gt;950,785&lt;/td&gt;
       &lt;td style=&quot;border-bottom: Black 2.25pt double; text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;padding-bottom: 2.25pt&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;border-bottom: Black 2.25pt double; text-align: left&quot;&gt;$&lt;/td&gt;
       &lt;td style=&quot;border-bottom: Black 2.25pt double; text-align: right&quot;&gt;7,212&lt;/td&gt;
       &lt;td style=&quot;border-bottom: Black 2.25pt double; text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;border-bottom: Black 2.25pt double; text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;border-bottom: Black 2.25pt double; text-align: left&quot;&gt;$&lt;/td&gt;
       &lt;td style=&quot;border-bottom: Black 2.25pt double; text-align: right&quot;&gt;22,609&lt;/td&gt;
       &lt;td style=&quot;border-bottom: Black 2.25pt double; text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;padding-bottom: 2.25pt&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;border-bottom: Black 2.25pt double; text-align: left&quot;&gt;$&lt;/td&gt;
       &lt;td style=&quot;border-bottom: Black 2.25pt double; text-align: right&quot;&gt;993,445&lt;/td&gt;
       &lt;td style=&quot;border-bottom: Black 2.25pt double; text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;border-bottom: Black 2.25pt double; text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;border-bottom: Black 2.25pt double; text-align: left&quot;&gt;$&lt;/td&gt;
       &lt;td style=&quot;border-bottom: Black 2.25pt double; text-align: right&quot;&gt;973,394&lt;/td&gt;
       &lt;td style=&quot;border-bottom: Black 2.25pt double; text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;/tr&gt;
      &lt;tr style=&quot;vertical-align: bottom; background-color: White&quot;&gt;
       &lt;td&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: right&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: right&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: right&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: right&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: right&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: right&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: right&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: right&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;/tr&gt;
      &lt;tr style=&quot;vertical-align: bottom; background-color: rgb(204,238,255)&quot;&gt;
       &lt;td&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: right&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: right&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: right&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: right&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: right&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: right&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: right&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: right&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;/tr&gt;
      &lt;tr style=&quot;vertical-align: bottom; background-color: White&quot;&gt;
       &lt;td style=&quot;padding-left: 10pt&quot;&gt;Liabilities:&lt;/td&gt;
       &lt;td&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: right&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: right&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: right&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: right&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: right&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: right&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: right&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: right&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;/tr&gt;
      &lt;tr style=&quot;vertical-align: bottom; background-color: rgb(204,238,255)&quot;&gt;
       &lt;td style=&quot;padding-left: 10pt&quot;&gt;Borrowings&lt;/td&gt;
       &lt;td&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;$&lt;/td&gt;
       &lt;td style=&quot;text-align: right&quot;&gt;-&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;$&lt;/td&gt;
       &lt;td style=&quot;text-align: right&quot;&gt;-&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;$&lt;/td&gt;
       &lt;td style=&quot;text-align: right&quot;&gt;-&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;$&lt;/td&gt;
       &lt;td style=&quot;text-align: right&quot;&gt;-&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;$&lt;/td&gt;
       &lt;td style=&quot;text-align: right&quot;&gt;29,018&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;$&lt;/td&gt;
       &lt;td style=&quot;text-align: right&quot;&gt;28,771&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;$&lt;/td&gt;
       &lt;td style=&quot;text-align: right&quot;&gt;29,018&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;$&lt;/td&gt;
       &lt;td style=&quot;text-align: right&quot;&gt;28,771&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;/tr&gt;
      &lt;tr style=&quot;vertical-align: bottom; background-color: White&quot;&gt;
       &lt;td style=&quot;text-align: left; padding-left: 10pt&quot;&gt;Interest rate swaps&lt;/td&gt;
       &lt;td&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: right&quot;&gt;-&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: right&quot;&gt;-&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: right&quot;&gt;4,314&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: right&quot;&gt;2,649&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: right&quot;&gt;-&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: right&quot;&gt;-&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: right&quot;&gt;4,314&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: right&quot;&gt;2,649&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;/tr&gt;
      &lt;tr style=&quot;vertical-align: bottom; background-color: rgb(204,238,255)&quot;&gt;
       &lt;td style=&quot;padding-bottom: 1pt&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;padding-bottom: 1pt&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;border-bottom: Black 1pt solid; text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;border-bottom: Black 1pt solid; text-align: right&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;border-bottom: Black 1pt solid; text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;padding-bottom: 1pt; border-bottom: Black 1pt solid&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;border-bottom: Black 1pt solid; text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;border-bottom: Black 1pt solid; text-align: right&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;border-bottom: Black 1pt solid; text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;padding-bottom: 1pt&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;border-bottom: Black 1pt solid; text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;border-bottom: Black 1pt solid; text-align: right&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;border-bottom: Black 1pt solid; text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;padding-bottom: 1pt; border-bottom: Black 1pt solid&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;border-bottom: Black 1pt solid; text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;border-bottom: Black 1pt solid; text-align: right&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;border-bottom: Black 1pt solid; text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;padding-bottom: 1pt&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;border-bottom: Black 1pt solid; text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;border-bottom: Black 1pt solid; text-align: right&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;border-bottom: Black 1pt solid; text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;padding-bottom: 1pt; border-bottom: Black 1pt solid&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;border-bottom: Black 1pt solid; text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;border-bottom: Black 1pt solid; text-align: right&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;border-bottom: Black 1pt solid; text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;padding-bottom: 1pt&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;border-bottom: Black 1pt solid; text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;border-bottom: Black 1pt solid; text-align: right&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;border-bottom: Black 1pt solid; text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;padding-bottom: 1pt; border-bottom: Black 1pt solid&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;border-bottom: Black 1pt solid; text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;border-bottom: Black 1pt solid; text-align: right&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;border-bottom: Black 1pt solid; text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;/tr&gt;
      &lt;tr style=&quot;vertical-align: bottom; background-color: White&quot;&gt;
       &lt;td style=&quot;text-align: left; padding-bottom: 2.25pt; padding-left: 10pt&quot;&gt;Total liabilities&lt;/td&gt;
       &lt;td style=&quot;padding-bottom: 2.25pt&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;border-bottom: Black 2.25pt double; text-align: left&quot;&gt;$&lt;/td&gt;
       &lt;td style=&quot;border-bottom: Black 2.25pt double; text-align: right&quot;&gt;-&lt;/td&gt;
       &lt;td style=&quot;border-bottom: Black 2.25pt double; text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;border-bottom: Black 2.25pt double; text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;border-bottom: Black 2.25pt double; text-align: left&quot;&gt;$&lt;/td&gt;
       &lt;td style=&quot;border-bottom: Black 2.25pt double; text-align: right&quot;&gt;-&lt;/td&gt;
       &lt;td style=&quot;border-bottom: Black 2.25pt double; text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;padding-bottom: 2.25pt&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;border-bottom: Black 2.25pt double; text-align: left&quot;&gt;$&lt;/td&gt;
       &lt;td style=&quot;border-bottom: Black 2.25pt double; text-align: right&quot;&gt;4,314&lt;/td&gt;
       &lt;td style=&quot;border-bottom: Black 2.25pt double; text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;border-bottom: Black 2.25pt double; text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;border-bottom: Black 2.25pt double; text-align: left&quot;&gt;$&lt;/td&gt;
       &lt;td style=&quot;border-bottom: Black 2.25pt double; text-align: right&quot;&gt;2,649&lt;/td&gt;
       &lt;td style=&quot;border-bottom: Black 2.25pt double; text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;padding-bottom: 2.25pt&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;border-bottom: Black 2.25pt double; text-align: left&quot;&gt;$&lt;/td&gt;
       &lt;td style=&quot;border-bottom: Black 2.25pt double; text-align: right&quot;&gt;29,018&lt;/td&gt;
       &lt;td style=&quot;border-bottom: Black 2.25pt double; text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;border-bottom: Black 2.25pt double; text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;border-bottom: Black 2.25pt double; text-align: left&quot;&gt;$&lt;/td&gt;
       &lt;td style=&quot;border-bottom: Black 2.25pt double; text-align: right&quot;&gt;28,771&lt;/td&gt;
       &lt;td style=&quot;border-bottom: Black 2.25pt double; text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;padding-bottom: 2.25pt&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;border-bottom: Black 2.25pt double; text-align: left&quot;&gt;$&lt;/td&gt;
       &lt;td style=&quot;border-bottom: Black 2.25pt double; text-align: right&quot;&gt;33,332&lt;/td&gt;
       &lt;td style=&quot;border-bottom: Black 2.25pt double; text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;border-bottom: Black 2.25pt double; text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;border-bottom: Black 2.25pt double; text-align: left&quot;&gt;$&lt;/td&gt;
       &lt;td style=&quot;border-bottom: Black 2.25pt double; text-align: right&quot;&gt;31,420&lt;/td&gt;
       &lt;td style=&quot;border-bottom: Black 2.25pt double; text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;/tr&gt;

    &lt;/table&gt;</us-gaap:ScheduleOfFairValueAssetsAndLiabilitiesMeasuredOnRecurringBasisTableTextBlock>
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  <us-gaap:LiabilitiesFairValueDisclosureRecurring unitRef="usd" contextRef="c695_AsOf31Dec2014_BorrowingsMember" decimals="-3">28771000</us-gaap:LiabilitiesFairValueDisclosureRecurring>
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  <us-gaap:LiabilitiesFairValueDisclosureRecurring unitRef="usd" contextRef="c675_AsOf31Dec2014_InterestRateSwapsMember_FairValueInputsLevel1Member" decimals="-3">0</us-gaap:LiabilitiesFairValueDisclosureRecurring>
  <us-gaap:LiabilitiesFairValueDisclosureRecurring unitRef="usd" contextRef="c676_AsOf31Dec2015_InterestRateSwapsMember_FairValueInputsLevel2Member" decimals="-3">4314000</us-gaap:LiabilitiesFairValueDisclosureRecurring>
  <us-gaap:LiabilitiesFairValueDisclosureRecurring unitRef="usd" contextRef="c677_AsOf31Dec2014_InterestRateSwapsMember_FairValueInputsLevel2Member" decimals="-3">2649000</us-gaap:LiabilitiesFairValueDisclosureRecurring>
  <us-gaap:LiabilitiesFairValueDisclosureRecurring unitRef="usd" contextRef="c678_AsOf31Dec2015_InterestRateSwapsMember_FairValueInputsLevel3Member" decimals="-3">0</us-gaap:LiabilitiesFairValueDisclosureRecurring>
  <us-gaap:LiabilitiesFairValueDisclosureRecurring unitRef="usd" contextRef="c679_AsOf31Dec2014_InterestRateSwapsMember_FairValueInputsLevel3Member" decimals="-3">0</us-gaap:LiabilitiesFairValueDisclosureRecurring>
  <us-gaap:LiabilitiesFairValueDisclosureRecurring unitRef="usd" contextRef="c680_AsOf31Dec2015_InterestRateSwapsMember" decimals="-3">4314000</us-gaap:LiabilitiesFairValueDisclosureRecurring>
  <us-gaap:LiabilitiesFairValueDisclosureRecurring unitRef="usd" contextRef="c681_AsOf31Dec2014_InterestRateSwapsMember" decimals="-3">2649000</us-gaap:LiabilitiesFairValueDisclosureRecurring>
  <us-gaap:LiabilitiesFairValueDisclosureRecurring unitRef="usd" contextRef="c682_AsOf31Dec2015_FairValueInputsLevel1Member" decimals="-3">0</us-gaap:LiabilitiesFairValueDisclosureRecurring>
  <us-gaap:LiabilitiesFairValueDisclosureRecurring unitRef="usd" contextRef="c683_AsOf31Dec2014_FairValueInputsLevel1Member" decimals="-3">0</us-gaap:LiabilitiesFairValueDisclosureRecurring>
  <us-gaap:LiabilitiesFairValueDisclosureRecurring unitRef="usd" contextRef="c684_AsOf31Dec2015_FairValueInputsLevel2Member" decimals="-3">4314000</us-gaap:LiabilitiesFairValueDisclosureRecurring>
  <us-gaap:LiabilitiesFairValueDisclosureRecurring unitRef="usd" contextRef="c685_AsOf31Dec2014_FairValueInputsLevel2Member" decimals="-3">2649000</us-gaap:LiabilitiesFairValueDisclosureRecurring>
  <us-gaap:LiabilitiesFairValueDisclosureRecurring unitRef="usd" contextRef="c686_AsOf31Dec2015_FairValueInputsLevel3Member" decimals="-3">29018000</us-gaap:LiabilitiesFairValueDisclosureRecurring>
  <us-gaap:LiabilitiesFairValueDisclosureRecurring unitRef="usd" contextRef="c687_AsOf31Dec2014_FairValueInputsLevel3Member" decimals="-3">28771000</us-gaap:LiabilitiesFairValueDisclosureRecurring>
  <us-gaap:LiabilitiesFairValueDisclosureRecurring unitRef="usd" contextRef="c0_AsOf31Dec2015" decimals="-3">33332000</us-gaap:LiabilitiesFairValueDisclosureRecurring>
  <us-gaap:LiabilitiesFairValueDisclosureRecurring unitRef="usd" contextRef="c1_AsOf31Dec2014" decimals="-3">31420000</us-gaap:LiabilitiesFairValueDisclosureRecurring>
  <us-gaap:FairValueAssetsMeasuredOnRecurringBasisUnobservableInputReconciliationTextBlock contextRef="c2_From1Jan2015To31Dec2015">&lt;table cellpadding=&quot;0&quot; cellspacing=&quot;0&quot; style=&quot;border-collapse: collapse; width: 100%; font: 10pt Times New Roman, Times, Serif&quot;&gt;

      &lt;tr style=&quot;vertical-align: bottom&quot;&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;padding-bottom: 1pt&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td colspan=&quot;11&quot; style=&quot;text-align: center; border-bottom: Black 1pt solid&quot;&gt;For the year ended December 31, 2015&lt;/td&gt;
      &lt;/tr&gt;
      &lt;tr style=&quot;vertical-align: bottom&quot;&gt;
       &lt;td style=&quot;text-align: center&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;padding-bottom: 1pt&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td colspan=&quot;3&quot; style=&quot;text-align: center; border-bottom: Black 1pt solid&quot;&gt;Municipals&lt;/td&gt;
       &lt;td style=&quot;padding-bottom: 1pt&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td colspan=&quot;3&quot; style=&quot;text-align: center; border-bottom: Black 1pt solid&quot;&gt;Trust preferred&lt;br /&gt; securities&lt;/td&gt;
       &lt;td style=&quot;padding-bottom: 1pt&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td colspan=&quot;3&quot; style=&quot;text-align: center; border-bottom: Black 1pt solid&quot;&gt;Junior subordinated&lt;br /&gt; debentures&lt;/td&gt;
      &lt;/tr&gt;
      &lt;tr style=&quot;vertical-align: bottom&quot;&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;font-style: italic&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td colspan=&quot;11&quot; style=&quot;font-style: italic; text-align: center&quot;&gt;(In thousands)&lt;/td&gt;
      &lt;/tr&gt;
      &lt;tr style=&quot;vertical-align: bottom&quot;&gt;
       &lt;td style=&quot;text-align: center&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td colspan=&quot;3&quot; style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td colspan=&quot;3&quot; style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td colspan=&quot;3&quot; style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;/tr&gt;
      &lt;tr style=&quot;vertical-align: bottom; background-color: rgb(204,238,255)&quot;&gt;
       &lt;td style=&quot;width: 61%; text-align: left&quot;&gt;Beginning balance&lt;/td&gt;
       &lt;td style=&quot;width: 1%&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;width: 1%; text-align: left&quot;&gt;$&lt;/td&gt;
       &lt;td style=&quot;width: 10%; text-align: right&quot;&gt;15,519&lt;/td&gt;
       &lt;td style=&quot;width: 1%; text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;width: 1%&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;width: 1%; text-align: left&quot;&gt;$&lt;/td&gt;
       &lt;td style=&quot;width: 10%; text-align: right&quot;&gt;7,090&lt;/td&gt;
       &lt;td style=&quot;width: 1%; text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;width: 1%&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;width: 1%; text-align: left&quot;&gt;$&lt;/td&gt;
       &lt;td style=&quot;width: 10%; text-align: right&quot;&gt;28,771&lt;/td&gt;
       &lt;td style=&quot;width: 1%; text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;/tr&gt;
      &lt;tr style=&quot;vertical-align: bottom; background-color: White&quot;&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;Transfers to held-to-maturity&lt;/td&gt;
       &lt;td&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: right&quot;&gt;(4,510&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;)&lt;/td&gt;
       &lt;td&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: right&quot;&gt;-&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: right&quot;&gt;-&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;/tr&gt;
      &lt;tr style=&quot;vertical-align: bottom; background-color: rgb(204,238,255)&quot;&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;Purchases&lt;/td&gt;
       &lt;td&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: right&quot;&gt;1,000&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: right&quot;&gt;-&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: right&quot;&gt;-&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;/tr&gt;
      &lt;tr style=&quot;vertical-align: bottom; background-color: White&quot;&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;Principal repayments&lt;/td&gt;
       &lt;td&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: right&quot;&gt;(8,009&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;)&lt;/td&gt;
       &lt;td&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: right&quot;&gt;-&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: right&quot;&gt;-&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;/tr&gt;
      &lt;tr style=&quot;vertical-align: bottom; background-color: rgb(204,238,255)&quot;&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;Maturities&lt;/td&gt;
       &lt;td&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: right&quot;&gt;(4,000&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;)&lt;/td&gt;
       &lt;td&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: right&quot;&gt;-&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: right&quot;&gt;-&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;/tr&gt;
      &lt;tr style=&quot;vertical-align: bottom; background-color: White&quot;&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;Sales&lt;/td&gt;
       &lt;td&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: right&quot;&gt;-&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: right&quot;&gt;-&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: right&quot;&gt;-&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;/tr&gt;
      &lt;tr style=&quot;vertical-align: bottom; background-color: rgb(204,238,255)&quot;&gt;
       &lt;td style=&quot;font-weight: normal; font-style: normal; text-align: left; padding-left: 0pt&quot;&gt;Net gain from fair value adjustment of financial assets&lt;font style=&quot;font-family: Times New Roman, Times, Serif; font-size: 10pt; font-weight: normal; font-style: normal&quot;&gt;&lt;sup&gt; (1)&lt;/sup&gt;&lt;/font&gt;&lt;/td&gt;
       &lt;td&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: right&quot;&gt;-&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: right&quot;&gt;117&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: right&quot;&gt;-&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;/tr&gt;
      &lt;tr style=&quot;vertical-align: bottom; background-color: White&quot;&gt;
       &lt;td style=&quot;font-weight: normal; font-style: normal; text-align: left; padding-left: 0pt&quot;&gt;Net loss from fair value adjustment of financial liabilities&lt;font style=&quot;font-family: Times New Roman, Times, Serif; font-size: 10pt; font-weight: normal; font-style: normal&quot;&gt;&lt;sup&gt; (1)&lt;/sup&gt;&lt;/font&gt;&lt;/td&gt;
       &lt;td&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: right&quot;&gt;-&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: right&quot;&gt;-&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: right&quot;&gt;238&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;/tr&gt;
      &lt;tr style=&quot;vertical-align: bottom; background-color: rgb(204,238,255)&quot;&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;Increase in accrued interest payable&lt;/td&gt;
       &lt;td&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: right&quot;&gt;-&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: right&quot;&gt;-&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: right&quot;&gt;9&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;/tr&gt;
      &lt;tr style=&quot;vertical-align: bottom; background-color: White&quot;&gt;
       &lt;td style=&quot;text-align: left; padding-bottom: 1pt; padding-left: 0pt&quot;&gt;Change in unrealized gains included in other comprehensive income&lt;/td&gt;
       &lt;td style=&quot;padding-bottom: 1pt&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;border-bottom: Black 1pt solid; text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;border-bottom: Black 1pt solid; text-align: right&quot;&gt;-&lt;/td&gt;
       &lt;td style=&quot;border-bottom: Black 1pt solid; text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;padding-bottom: 1pt&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;border-bottom: Black 1pt solid; text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;border-bottom: Black 1pt solid; text-align: right&quot;&gt;5&lt;/td&gt;
       &lt;td style=&quot;border-bottom: Black 1pt solid; text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;padding-bottom: 1pt&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;border-bottom: Black 1pt solid; text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;border-bottom: Black 1pt solid; text-align: right&quot;&gt;-&lt;/td&gt;
       &lt;td style=&quot;border-bottom: Black 1pt solid; text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;/tr&gt;
      &lt;tr style=&quot;vertical-align: bottom; background-color: rgb(204,238,255)&quot;&gt;
       &lt;td style=&quot;text-align: left; padding-bottom: 2.25pt&quot;&gt;Ending balance&lt;/td&gt;
       &lt;td style=&quot;padding-bottom: 2.25pt&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;border-bottom: Black 2.25pt double; text-align: left&quot;&gt;$&lt;/td&gt;
       &lt;td style=&quot;border-bottom: Black 2.25pt double; text-align: right&quot;&gt;-&lt;/td&gt;
       &lt;td style=&quot;border-bottom: Black 2.25pt double; text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;padding-bottom: 2.25pt&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;border-bottom: Black 2.25pt double; text-align: left&quot;&gt;$&lt;/td&gt;
       &lt;td style=&quot;border-bottom: Black 2.25pt double; text-align: right&quot;&gt;7,212&lt;/td&gt;
       &lt;td style=&quot;border-bottom: Black 2.25pt double; text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;padding-bottom: 2.25pt&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;border-bottom: Black 2.25pt double; text-align: left&quot;&gt;$&lt;/td&gt;
       &lt;td style=&quot;border-bottom: Black 2.25pt double; text-align: right&quot;&gt;29,018&lt;/td&gt;
       &lt;td style=&quot;border-bottom: Black 2.25pt double; text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;/tr&gt;
      &lt;tr style=&quot;vertical-align: bottom; background-color: White&quot;&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: right&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: right&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: right&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;/tr&gt;
      &lt;tr style=&quot;vertical-align: bottom; background-color: rgb(204,238,255)&quot;&gt;
       &lt;td style=&quot;text-align: left; padding-bottom: 2.25pt&quot;&gt;Changes in unrealized held at period end&lt;/td&gt;
       &lt;td style=&quot;padding-bottom: 2.25pt&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;border-bottom: Black 2.25pt double; text-align: left&quot;&gt;$&lt;/td&gt;
       &lt;td style=&quot;border-bottom: Black 2.25pt double; text-align: right&quot;&gt;-&lt;/td&gt;
       &lt;td style=&quot;border-bottom: Black 2.25pt double; text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;padding-bottom: 2.25pt&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;border-bottom: Black 2.25pt double; text-align: left&quot;&gt;$&lt;/td&gt;
       &lt;td style=&quot;border-bottom: Black 2.25pt double; text-align: right&quot;&gt;5&lt;/td&gt;
       &lt;td style=&quot;border-bottom: Black 2.25pt double; text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;padding-bottom: 2.25pt&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;border-bottom: Black 2.25pt double; text-align: left&quot;&gt;$&lt;/td&gt;
       &lt;td style=&quot;border-bottom: Black 2.25pt double; text-align: right&quot;&gt;-&lt;/td&gt;
       &lt;td style=&quot;border-bottom: Black 2.25pt double; text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;/tr&gt;

    &lt;/table&gt;&lt;table cellpadding=&quot;0&quot; cellspacing=&quot;0&quot; style=&quot;border-collapse: collapse; width: 100%; font: 10pt Times New Roman, Times, Serif&quot;&gt;

      &lt;tr style=&quot;vertical-align: bottom&quot;&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;padding-bottom: 1pt&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td colspan=&quot;11&quot; style=&quot;text-align: center; border-bottom: Black 1pt solid&quot;&gt;For the year ended December 31, 2014&lt;/td&gt;
      &lt;/tr&gt;
      &lt;tr style=&quot;vertical-align: bottom&quot;&gt;
       &lt;td style=&quot;text-align: center&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;padding-bottom: 1pt&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td colspan=&quot;3&quot; style=&quot;text-align: center; border-bottom: Black 1pt solid&quot;&gt;Municipals&lt;/td&gt;
       &lt;td style=&quot;padding-bottom: 1pt&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td colspan=&quot;3&quot; style=&quot;text-align: center; border-bottom: Black 1pt solid&quot;&gt;Trust preferred&lt;br /&gt; securities&lt;/td&gt;
       &lt;td style=&quot;padding-bottom: 1pt&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td colspan=&quot;3&quot; style=&quot;text-align: center; border-bottom: Black 1pt solid&quot;&gt;Junior subordinated&lt;br /&gt; debentures&lt;/td&gt;
      &lt;/tr&gt;
      &lt;tr style=&quot;vertical-align: bottom&quot;&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;font-style: italic&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td colspan=&quot;11&quot; style=&quot;font-style: italic; text-align: center&quot;&gt;(In thousands)&lt;/td&gt;
      &lt;/tr&gt;
      &lt;tr style=&quot;vertical-align: bottom&quot;&gt;
       &lt;td style=&quot;text-align: center&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td colspan=&quot;3&quot; style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td colspan=&quot;3&quot; style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td colspan=&quot;3&quot; style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;/tr&gt;
      &lt;tr style=&quot;vertical-align: bottom; background-color: rgb(204,238,255)&quot;&gt;
       &lt;td style=&quot;width: 61%; text-align: left&quot;&gt;Beginning balance&lt;/td&gt;
       &lt;td style=&quot;width: 1%&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;width: 1%; text-align: left&quot;&gt;$&lt;/td&gt;
       &lt;td style=&quot;width: 10%; text-align: right&quot;&gt;9,223&lt;/td&gt;
       &lt;td style=&quot;width: 1%; text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;width: 1%&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;width: 1%; text-align: left&quot;&gt;$&lt;/td&gt;
       &lt;td style=&quot;width: 10%; text-align: right&quot;&gt;14,935&lt;/td&gt;
       &lt;td style=&quot;width: 1%; text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;width: 1%&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;width: 1%; text-align: left&quot;&gt;$&lt;/td&gt;
       &lt;td style=&quot;width: 10%; text-align: right&quot;&gt;29,570&lt;/td&gt;
       &lt;td style=&quot;width: 1%; text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;/tr&gt;
      &lt;tr style=&quot;vertical-align: bottom; background-color: White&quot;&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;Purchases&lt;/td&gt;
       &lt;td&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: right&quot;&gt;7,595&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: right&quot;&gt;-&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: right&quot;&gt;-&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;/tr&gt;
      &lt;tr style=&quot;vertical-align: bottom; background-color: rgb(204,238,255)&quot;&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;Principal repayments&lt;/td&gt;
       &lt;td&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: right&quot;&gt;(214&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;)&lt;/td&gt;
       &lt;td&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: right&quot;&gt;-&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: right&quot;&gt;-&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;/tr&gt;
      &lt;tr style=&quot;vertical-align: bottom; background-color: White&quot;&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;Maturities&lt;/td&gt;
       &lt;td&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: right&quot;&gt;(1,085&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;)&lt;/td&gt;
       &lt;td&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: right&quot;&gt;-&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: right&quot;&gt;-&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;/tr&gt;
      &lt;tr style=&quot;vertical-align: bottom; background-color: rgb(204,238,255)&quot;&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;Sales&lt;/td&gt;
       &lt;td&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: right&quot;&gt;-&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: right&quot;&gt;(11,133&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;)&lt;/td&gt;
       &lt;td&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: right&quot;&gt;-&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;/tr&gt;
      &lt;tr style=&quot;vertical-align: bottom; background-color: White&quot;&gt;
       &lt;td style=&quot;font-weight: normal; font-style: normal; text-align: left; padding-left: 0pt&quot;&gt;Net gain from fair value adjustment of financial assets &lt;font style=&quot;font-family: Times New Roman, Times, Serif; font-size: 10pt; font-weight: normal; font-style: normal&quot;&gt;&lt;sup&gt;(1)&lt;/sup&gt;&lt;/font&gt;&lt;/td&gt;
       &lt;td&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: right&quot;&gt;-&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: right&quot;&gt;71&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: right&quot;&gt;-&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;/tr&gt;
      &lt;tr style=&quot;vertical-align: bottom; background-color: rgb(204,238,255)&quot;&gt;
       &lt;td style=&quot;font-weight: normal; font-style: normal; text-align: left; padding-left: 0pt&quot;&gt;Net gain from fair value adjustment of financial liabilities &lt;font style=&quot;font-family: Times New Roman, Times, Serif; font-size: 10pt; font-weight: normal; font-style: normal&quot;&gt;&lt;sup&gt;(1)&lt;/sup&gt;&lt;/font&gt;&lt;/td&gt;
       &lt;td&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: right&quot;&gt;-&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: right&quot;&gt;-&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: right&quot;&gt;(801&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;)&lt;/td&gt;
      &lt;/tr&gt;
      &lt;tr style=&quot;vertical-align: bottom; background-color: White&quot;&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;Increase in accrued interest payable&lt;/td&gt;
       &lt;td&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: right&quot;&gt;-&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: right&quot;&gt;-&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: right&quot;&gt;2&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;/tr&gt;
      &lt;tr style=&quot;vertical-align: bottom; background-color: rgb(204,238,255)&quot;&gt;
       &lt;td style=&quot;text-align: left; padding-bottom: 1pt; padding-left: 0pt&quot;&gt;Change in unrealized gains included in other comprehensive income&lt;/td&gt;
       &lt;td style=&quot;padding-bottom: 1pt&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;border-bottom: Black 1pt solid; text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;border-bottom: Black 1pt solid; text-align: right&quot;&gt;-&lt;/td&gt;
       &lt;td style=&quot;border-bottom: Black 1pt solid; text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;padding-bottom: 1pt&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;border-bottom: Black 1pt solid; text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;border-bottom: Black 1pt solid; text-align: right&quot;&gt;3,217&lt;/td&gt;
       &lt;td style=&quot;border-bottom: Black 1pt solid; text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;padding-bottom: 1pt&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;border-bottom: Black 1pt solid; text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;border-bottom: Black 1pt solid; text-align: right&quot;&gt;-&lt;/td&gt;
       &lt;td style=&quot;border-bottom: Black 1pt solid; text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;/tr&gt;
      &lt;tr style=&quot;vertical-align: bottom; background-color: White&quot;&gt;
       &lt;td style=&quot;text-align: left; padding-bottom: 2.25pt&quot;&gt;Ending balance&lt;/td&gt;
       &lt;td style=&quot;padding-bottom: 2.25pt&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;border-bottom: Black 2.25pt double; text-align: left&quot;&gt;$&lt;/td&gt;
       &lt;td style=&quot;border-bottom: Black 2.25pt double; text-align: right&quot;&gt;15,519&lt;/td&gt;
       &lt;td style=&quot;border-bottom: Black 2.25pt double; text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;padding-bottom: 2.25pt&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;border-bottom: Black 2.25pt double; text-align: left&quot;&gt;$&lt;/td&gt;
       &lt;td style=&quot;border-bottom: Black 2.25pt double; text-align: right&quot;&gt;7,090&lt;/td&gt;
       &lt;td style=&quot;border-bottom: Black 2.25pt double; text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;padding-bottom: 2.25pt&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;border-bottom: Black 2.25pt double; text-align: left&quot;&gt;$&lt;/td&gt;
       &lt;td style=&quot;border-bottom: Black 2.25pt double; text-align: right&quot;&gt;28,771&lt;/td&gt;
       &lt;td style=&quot;border-bottom: Black 2.25pt double; text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;/tr&gt;
      &lt;tr style=&quot;vertical-align: bottom; background-color: rgb(204,238,255)&quot;&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: right&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: right&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: right&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;/tr&gt;
      &lt;tr style=&quot;vertical-align: bottom; background-color: White&quot;&gt;
       &lt;td style=&quot;text-align: left; padding-bottom: 2.25pt&quot;&gt;Changes in unrealized held at period end&lt;/td&gt;
       &lt;td style=&quot;padding-bottom: 2.25pt&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;border-bottom: Black 2.25pt double; text-align: left&quot;&gt;$&lt;/td&gt;
       &lt;td style=&quot;border-bottom: Black 2.25pt double; text-align: right&quot;&gt;-&lt;/td&gt;
       &lt;td style=&quot;border-bottom: Black 2.25pt double; text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;padding-bottom: 2.25pt&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;border-bottom: Black 2.25pt double; text-align: left&quot;&gt;$&lt;/td&gt;
       &lt;td style=&quot;border-bottom: Black 2.25pt double; text-align: right&quot;&gt;3,217&lt;/td&gt;
       &lt;td style=&quot;border-bottom: Black 2.25pt double; text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;padding-bottom: 2.25pt&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;border-bottom: Black 2.25pt double; text-align: left&quot;&gt;$&lt;/td&gt;
       &lt;td style=&quot;border-bottom: Black 2.25pt double; text-align: right&quot;&gt;-&lt;/td&gt;
       &lt;td style=&quot;border-bottom: Black 2.25pt double; text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;/tr&gt;

    &lt;/table&gt;</us-gaap:FairValueAssetsMeasuredOnRecurringBasisUnobservableInputReconciliationTextBlock>
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  <us-gaap:FairValueMeasurementWithUnobservableInputsReconciliationRecurringBasisAssetValue unitRef="usd" contextRef="c697_AsOf31Dec2014_FairValueInputsLevel3Member_TrustPreferredSecuritiesMember" decimals="-3">7090000</us-gaap:FairValueMeasurementWithUnobservableInputsReconciliationRecurringBasisAssetValue>
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  <us-gaap:IncreaseDecreaseInInterestPayableNet unitRef="usd" contextRef="c701_From1Jan2015To31Dec2015_FairValueInputsLevel3Member_JuniorSubordinatedDebenturesMember" decimals="-3">9000</us-gaap:IncreaseDecreaseInInterestPayableNet>
  <us-gaap:FairValueMeasurementWithUnobservableInputsReconciliationRecurringBasisAssetGainLossIncludedInOtherComprehensiveIncomeLoss unitRef="usd" contextRef="c700_From1Jan2015To31Dec2015_FairValueInputsLevel3Member_TrustPreferredSecuritiesMember" decimals="-3">5000</us-gaap:FairValueMeasurementWithUnobservableInputsReconciliationRecurringBasisAssetGainLossIncludedInOtherComprehensiveIncomeLoss>
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  <us-gaap:FairValueMeasurementWithUnobservableInputsReconciliationRecurringBasisAssetValue unitRef="usd" contextRef="c703_AsOf31Dec2015_FairValueInputsLevel3Member_JuniorSubordinatedDebenturesMember" decimals="-3">29018000</us-gaap:FairValueMeasurementWithUnobservableInputsReconciliationRecurringBasisAssetValue>
  <us-gaap:FairValueAssetsMeasuredOnRecurringBasisChangeInUnrealizedGainLoss unitRef="usd" contextRef="c700_From1Jan2015To31Dec2015_FairValueInputsLevel3Member_TrustPreferredSecuritiesMember" decimals="-3">5000</us-gaap:FairValueAssetsMeasuredOnRecurringBasisChangeInUnrealizedGainLoss>
  <us-gaap:FairValueMeasurementWithUnobservableInputsReconciliationRecurringBasisAssetValue unitRef="usd" contextRef="c704_AsOf31Dec2013_FairValueInputsLevel3Member_MunicipalDebtSecuritiesMember" decimals="-3">9223000</us-gaap:FairValueMeasurementWithUnobservableInputsReconciliationRecurringBasisAssetValue>
  <us-gaap:FairValueMeasurementWithUnobservableInputsReconciliationRecurringBasisAssetValue unitRef="usd" contextRef="c705_AsOf31Dec2013_FairValueInputsLevel3Member_TrustPreferredSecuritiesMember" decimals="-3">14935000</us-gaap:FairValueMeasurementWithUnobservableInputsReconciliationRecurringBasisAssetValue>
  <us-gaap:FairValueMeasurementWithUnobservableInputsReconciliationRecurringBasisAssetValue unitRef="usd" contextRef="c706_AsOf31Dec2013_FairValueInputsLevel3Member_JuniorSubordinatedDebenturesMember" decimals="-3">29570000</us-gaap:FairValueMeasurementWithUnobservableInputsReconciliationRecurringBasisAssetValue>
  <us-gaap:FairValueMeasurementWithUnobservableInputsReconciliationRecurringBasisAssetPurchases unitRef="usd" contextRef="c707_From1Jan2014To31Dec2014_FairValueInputsLevel3Member_MunicipalDebtSecuritiesMember" decimals="-3">7595000</us-gaap:FairValueMeasurementWithUnobservableInputsReconciliationRecurringBasisAssetPurchases>
  <ffic:FairValueMeasurementWithUnobservableInputsReconciliationRecurringBasisAssetPrincipalRepayment unitRef="usd" contextRef="c707_From1Jan2014To31Dec2014_FairValueInputsLevel3Member_MunicipalDebtSecuritiesMember" decimals="-3">214000</ffic:FairValueMeasurementWithUnobservableInputsReconciliationRecurringBasisAssetPrincipalRepayment>
  <us-gaap:FairValueMeasurementWithUnobservableInputsReconciliationRecurringBasisAssetSettlements unitRef="usd" contextRef="c707_From1Jan2014To31Dec2014_FairValueInputsLevel3Member_MunicipalDebtSecuritiesMember" decimals="-3">1085000</us-gaap:FairValueMeasurementWithUnobservableInputsReconciliationRecurringBasisAssetSettlements>
  <us-gaap:FairValueMeasurementWithUnobservableInputsReconciliationRecurringBasisAssetSales unitRef="usd" contextRef="c708_From1Jan2014To31Dec2014_FairValueInputsLevel3Member_TrustPreferredSecuritiesMember" decimals="-3">11133000</us-gaap:FairValueMeasurementWithUnobservableInputsReconciliationRecurringBasisAssetSales>
  <us-gaap:FairValueMeasurementWithUnobservableInputsReconciliationRecurringBasisAssetGainLossIncludedInEarnings1 id="_FairValueMeasurementWithUnobservableInputsReconciliationRecurringBasisAssetGainLossIncludedInEarnings1-c708_From1Jan2014To31Dec2014_FairValueInputsLevel3Member_TrustPreferredSecuritiesMember_usd" unitRef="usd" contextRef="c708_From1Jan2014To31Dec2014_FairValueInputsLevel3Member_TrustPreferredSecuritiesMember" decimals="-3">71000</us-gaap:FairValueMeasurementWithUnobservableInputsReconciliationRecurringBasisAssetGainLossIncludedInEarnings1>
  <us-gaap:FairValueMeasurementWithUnobservableInputsReconciliationRecurringBasisLiabilityGainLossIncludedInEarnings id="_FairValueMeasurementWithUnobservableInputsReconciliationRecurringBasisLiabilityGainLossIncludedInEarnings-c709_From1Jan2014To31Dec2014_FairValueInputsLevel3Member_JuniorSubordinatedDebenturesMember_usd" unitRef="usd" contextRef="c709_From1Jan2014To31Dec2014_FairValueInputsLevel3Member_JuniorSubordinatedDebenturesMember" decimals="-3">801000</us-gaap:FairValueMeasurementWithUnobservableInputsReconciliationRecurringBasisLiabilityGainLossIncludedInEarnings>
  <us-gaap:IncreaseDecreaseInInterestPayableNet unitRef="usd" contextRef="c709_From1Jan2014To31Dec2014_FairValueInputsLevel3Member_JuniorSubordinatedDebenturesMember" decimals="-3">2000</us-gaap:IncreaseDecreaseInInterestPayableNet>
  <us-gaap:FairValueMeasurementWithUnobservableInputsReconciliationRecurringBasisAssetGainLossIncludedInOtherComprehensiveIncomeLoss unitRef="usd" contextRef="c708_From1Jan2014To31Dec2014_FairValueInputsLevel3Member_TrustPreferredSecuritiesMember" decimals="-3">3217000</us-gaap:FairValueMeasurementWithUnobservableInputsReconciliationRecurringBasisAssetGainLossIncludedInOtherComprehensiveIncomeLoss>
  <us-gaap:FairValueAssetsMeasuredOnRecurringBasisChangeInUnrealizedGainLoss unitRef="usd" contextRef="c708_From1Jan2014To31Dec2014_FairValueInputsLevel3Member_TrustPreferredSecuritiesMember" decimals="-3">3217000</us-gaap:FairValueAssetsMeasuredOnRecurringBasisChangeInUnrealizedGainLoss>
  <us-gaap:FairValueInputsAssetsQuantitativeInformationTableTextBlock contextRef="c710_From1Jan2015To31Dec2015_FairValueMeasurementsRecurringMember">&lt;table cellpadding=&quot;0&quot; cellspacing=&quot;0&quot; style=&quot;border-collapse: collapse; width: 100%; font: 10pt Times New Roman, Times, Serif&quot;&gt;

      &lt;tr style=&quot;vertical-align: bottom&quot;&gt;
       &lt;td style=&quot;font-weight: bold; text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;font-weight: bold; padding-bottom: 1pt&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td colspan=&quot;3&quot; style=&quot;font-weight: bold; text-align: center; border-bottom: Black 1pt solid&quot;&gt;Fair Value&lt;/td&gt;
       &lt;td style=&quot;font-weight: bold; padding-bottom: 1pt; border-bottom: Black 1pt solid&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;font-weight: bold; text-align: center; border-bottom: Black 1pt solid&quot;&gt;Valuation Technique&lt;/td&gt;
       &lt;td style=&quot;font-weight: bold; padding-bottom: 1pt; border-bottom: Black 1pt solid&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;font-weight: bold; text-align: center; border-bottom: Black 1pt solid&quot;&gt;Unobservable Input&lt;/td&gt;
       &lt;td style=&quot;font-weight: bold; padding-bottom: 1pt; border-bottom: Black 1pt solid&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td colspan=&quot;5&quot; style=&quot;font-weight: bold; text-align: center; border-bottom: Black 1pt solid&quot;&gt;Range&lt;/td&gt;
       &lt;td style=&quot;font-weight: bold; padding-bottom: 1pt; border-bottom: Black 1pt solid&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td colspan=&quot;3&quot; style=&quot;font-weight: bold; text-align: center; border-bottom: Black 1pt solid&quot;&gt;Weighted Average&lt;/td&gt;
      &lt;/tr&gt;
      &lt;tr style=&quot;vertical-align: bottom&quot;&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;font-style: italic&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td colspan=&quot;17&quot; style=&quot;font-style: italic; text-align: center&quot;&gt;(Dollars in thousands)&lt;/td&gt;
      &lt;/tr&gt;
      &lt;tr style=&quot;vertical-align: bottom; background-color: rgb(204,238,255)&quot;&gt;
       &lt;td style=&quot;font-weight: bold&quot;&gt;Assets:&lt;/td&gt;
       &lt;td&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: right&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: center&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: center&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: center&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: center&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: center&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: right&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;/tr&gt;
      &lt;tr style=&quot;vertical-align: bottom; background-color: White&quot;&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: right&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: center&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: center&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: center&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: center&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: center&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: right&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;/tr&gt;
      &lt;tr style=&quot;vertical-align: bottom; background-color: rgb(204,238,255)&quot;&gt;
       &lt;td style=&quot;width: 30%; text-align: left&quot;&gt;Trust preferred securities&lt;/td&gt;
       &lt;td style=&quot;width: 1%&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;width: 1%; text-align: left&quot;&gt;$&lt;/td&gt;
       &lt;td style=&quot;width: 10%; text-align: right&quot;&gt;7,212&lt;/td&gt;
       &lt;td style=&quot;width: 1%; text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;width: 1%&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;width: 15%; text-align: left&quot;&gt;Discounted cash flows&lt;/td&gt;
       &lt;td style=&quot;width: 1%&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;width: 15%; text-align: center&quot;&gt;Discount rate&lt;/td&gt;
       &lt;td style=&quot;width: 1%&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;width: 1%; text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;width: 3%; text-align: center&quot;&gt;7.0%&lt;/td&gt;
       &lt;td style=&quot;width: 3%; text-align: center&quot;&gt;- &lt;/td&gt;
       &lt;td style=&quot;width: 3%; text-align: center&quot;&gt;7.07%&lt;/td&gt;
       &lt;td style=&quot;width: 1%; text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;width: 1%&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;width: 1%; text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;width: 10%; text-align: right&quot;&gt;7.1&lt;/td&gt;
       &lt;td style=&quot;width: 1%; text-align: left&quot;&gt;%&lt;/td&gt;
      &lt;/tr&gt;
      &lt;tr style=&quot;vertical-align: bottom; background-color: White&quot;&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: right&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: right&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: right&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: center&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: center&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: center&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: right&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;/tr&gt;
      &lt;tr style=&quot;vertical-align: bottom; background-color: rgb(204,238,255)&quot;&gt;
       &lt;td style=&quot;font-weight: bold&quot;&gt;Liabilities:&lt;/td&gt;
       &lt;td&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: right&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: right&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: right&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: center&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: center&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: center&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: right&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;/tr&gt;
      &lt;tr style=&quot;vertical-align: bottom; background-color: White&quot;&gt;
       &lt;td style=&quot;font-weight: bold&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: right&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: right&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: right&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: center&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: center&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: center&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: right&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;/tr&gt;
      &lt;tr style=&quot;vertical-align: bottom; background-color: rgb(204,238,255)&quot;&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;Junior subordinated debentures&lt;/td&gt;
       &lt;td&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;$&lt;/td&gt;
       &lt;td style=&quot;text-align: right&quot;&gt;29,018&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;Discounted cash flows&lt;/td&gt;
       &lt;td&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: center&quot;&gt;Discount rate&lt;/td&gt;
       &lt;td&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: center&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: center&quot;&gt;7.0%&lt;/td&gt;
       &lt;td style=&quot;text-align: center&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: right&quot;&gt;7.0&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;%&lt;/td&gt;
      &lt;/tr&gt;

    &lt;/table&gt;&lt;table cellpadding=&quot;0&quot; cellspacing=&quot;0&quot; style=&quot;border-collapse: collapse; width: 100%; font: 10pt Times New Roman, Times, Serif&quot;&gt;

      &lt;tr style=&quot;vertical-align: bottom&quot;&gt;
       &lt;td style=&quot;font-weight: bold; text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;font-weight: bold; padding-bottom: 1pt&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td colspan=&quot;3&quot; style=&quot;font-weight: bold; text-align: center; border-bottom: Black 1pt solid&quot;&gt;Fair Value&lt;/td&gt;
       &lt;td style=&quot;font-weight: bold; padding-bottom: 1pt; border-bottom: Black 1pt solid&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;font-weight: bold; text-align: center; border-bottom: Black 1pt solid&quot;&gt;Valuation Technique&lt;/td&gt;
       &lt;td style=&quot;font-weight: bold; padding-bottom: 1pt; border-bottom: Black 1pt solid&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;font-weight: bold; text-align: center; border-bottom: Black 1pt solid&quot;&gt;Unobservable Input&lt;/td&gt;
       &lt;td style=&quot;font-weight: bold; padding-bottom: 1pt; border-bottom: Black 1pt solid&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td colspan=&quot;5&quot; style=&quot;font-weight: bold; text-align: center; border-bottom: Black 1pt solid&quot;&gt;Range&lt;/td&gt;
       &lt;td style=&quot;font-weight: bold; padding-bottom: 1pt; border-bottom: Black 1pt solid&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td colspan=&quot;3&quot; style=&quot;font-weight: bold; text-align: center; border-bottom: Black 1pt solid&quot;&gt;Weighted Average&lt;/td&gt;
      &lt;/tr&gt;
      &lt;tr style=&quot;vertical-align: bottom&quot;&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;font-style: italic&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td colspan=&quot;17&quot; style=&quot;font-style: italic; text-align: center&quot;&gt;(Dollars in thousands)&lt;/td&gt;
       &lt;td&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td colspan=&quot;3&quot; style=&quot;text-align: right&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;/tr&gt;
      &lt;tr style=&quot;vertical-align: bottom; background-color: rgb(204,238,255)&quot;&gt;
       &lt;td style=&quot;font-weight: bold&quot;&gt;Assets:&lt;/td&gt;
       &lt;td&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: right&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: center&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: center&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: center&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: center&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: center&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: right&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;/tr&gt;
      &lt;tr style=&quot;vertical-align: bottom; background-color: White&quot;&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: right&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: center&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: center&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: center&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: center&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: center&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: right&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;/tr&gt;
      &lt;tr style=&quot;vertical-align: bottom; background-color: rgb(204,238,255)&quot;&gt;
       &lt;td style=&quot;width: 30%; text-align: left&quot;&gt;Municipals&lt;/td&gt;
       &lt;td style=&quot;width: 1%&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;width: 1%; text-align: left&quot;&gt;$&lt;/td&gt;
       &lt;td style=&quot;width: 10%; text-align: right&quot;&gt;15,519&lt;/td&gt;
       &lt;td style=&quot;width: 1%; text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;width: 1%&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;width: 15%; text-align: left&quot;&gt;Discounted cash flows&lt;/td&gt;
       &lt;td style=&quot;width: 1%&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;width: 15%; text-align: center&quot;&gt;Discount rate&lt;/td&gt;
       &lt;td style=&quot;width: 1%&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;width: 1%; text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;width: 3%; text-align: center&quot;&gt;0.2%&lt;/td&gt;
       &lt;td style=&quot;width: 3%; text-align: center&quot;&gt;- &lt;/td&gt;
       &lt;td style=&quot;width: 3%; text-align: center&quot;&gt;4.0%&lt;/td&gt;
       &lt;td style=&quot;width: 1%; text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;width: 1%&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;width: 1%; text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;width: 10%; text-align: right&quot;&gt;2.3&lt;/td&gt;
       &lt;td style=&quot;width: 1%; text-align: left&quot;&gt;%&lt;/td&gt;
      &lt;/tr&gt;
      &lt;tr style=&quot;vertical-align: bottom; background-color: White&quot;&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: right&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: right&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: center&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: center&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: center&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: right&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;/tr&gt;
      &lt;tr style=&quot;vertical-align: bottom; background-color: rgb(204,238,255)&quot;&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;Trust Preferred Securities&lt;/td&gt;
       &lt;td&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;$&lt;/td&gt;
       &lt;td style=&quot;text-align: right&quot;&gt;7,090&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;Discounted cash flows&lt;/td&gt;
       &lt;td&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: center&quot;&gt;Discount rate&lt;/td&gt;
       &lt;td&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: center&quot;&gt;7.0%&lt;/td&gt;
       &lt;td style=&quot;text-align: center&quot;&gt;- &lt;/td&gt;
       &lt;td style=&quot;text-align: center&quot;&gt;7.25%&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: right&quot;&gt;7.2&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;%&lt;/td&gt;
      &lt;/tr&gt;
      &lt;tr style=&quot;vertical-align: bottom; background-color: White&quot;&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: right&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: right&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: right&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: center&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: center&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: center&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: right&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;/tr&gt;
      &lt;tr style=&quot;vertical-align: bottom; background-color: rgb(204,238,255)&quot;&gt;
       &lt;td style=&quot;font-weight: bold&quot;&gt;Liabilities:&lt;/td&gt;
       &lt;td&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: right&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: right&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: right&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: center&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: center&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: center&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: right&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;/tr&gt;
      &lt;tr style=&quot;vertical-align: bottom; background-color: White&quot;&gt;
       &lt;td style=&quot;font-weight: bold&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: right&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: right&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: right&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: center&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: center&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: center&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: right&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;/tr&gt;
      &lt;tr style=&quot;vertical-align: bottom; background-color: rgb(204,238,255)&quot;&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;Junior subordinated debentures&lt;/td&gt;
       &lt;td&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;$&lt;/td&gt;
       &lt;td style=&quot;text-align: right&quot;&gt;28,771&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;Discounted cash flows&lt;/td&gt;
       &lt;td&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: center&quot;&gt;Discount rate&lt;/td&gt;
       &lt;td&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: center&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: center&quot;&gt;7.0%&lt;/td&gt;
       &lt;td style=&quot;text-align: center&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: right&quot;&gt;7.0&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;%&lt;/td&gt;
      &lt;/tr&gt;

    &lt;/table&gt;</us-gaap:FairValueInputsAssetsQuantitativeInformationTableTextBlock>
  <us-gaap:FairValueMeasurementWithUnobservableInputsReconciliationRecurringBasisAssetValue unitRef="usd" contextRef="c711_AsOf31Dec2015_MunicipalDebtSecuritiesMember" decimals="-3">7212000</us-gaap:FairValueMeasurementWithUnobservableInputsReconciliationRecurringBasisAssetValue>
  <us-gaap:FairValueMeasurementsValuationTechniques contextRef="c712_From1Jan2015To31Dec2015_MunicipalDebtSecuritiesMember">Discounted cash flows</us-gaap:FairValueMeasurementsValuationTechniques>
  <ffic:UnobservableInput contextRef="c712_From1Jan2015To31Dec2015_MunicipalDebtSecuritiesMember">Discount rate</ffic:UnobservableInput>
  <ffic:InterestRateUnobservableInput unitRef="pure" contextRef="c713_From1Jan2015To31Dec2015_MunicipalDebtSecuritiesMember_MinimumMember" decimals="3">0.070</ffic:InterestRateUnobservableInput>
  <ffic:InterestRateUnobservableInput unitRef="pure" contextRef="c714_From1Jan2015To31Dec2015_MunicipalDebtSecuritiesMember_MaximumMember" decimals="4">0.0707</ffic:InterestRateUnobservableInput>
  <ffic:InterestRateUnobservableInput unitRef="pure" contextRef="c715_From1Jan2015To31Dec2015_MunicipalDebtSecuritiesMember_WeightedAverageMember" decimals="3">0.071</ffic:InterestRateUnobservableInput>
  <us-gaap:FairValueMeasurementWithUnobservableInputsReconciliationRecurringBasisAssetValue unitRef="usd" contextRef="c716_AsOf31Dec2015_JuniorSubordinatedDebenturesMember" decimals="-3">29018000</us-gaap:FairValueMeasurementWithUnobservableInputsReconciliationRecurringBasisAssetValue>
  <us-gaap:FairValueMeasurementsValuationTechniques contextRef="c717_From1Jan2015To31Dec2015_JuniorSubordinatedDebenturesMember">Discounted cash flows</us-gaap:FairValueMeasurementsValuationTechniques>
  <ffic:UnobservableInput contextRef="c717_From1Jan2015To31Dec2015_JuniorSubordinatedDebenturesMember">Discount rate</ffic:UnobservableInput>
  <ffic:InterestRateUnobservableInput unitRef="pure" contextRef="c717_From1Jan2015To31Dec2015_JuniorSubordinatedDebenturesMember" decimals="3">0.070</ffic:InterestRateUnobservableInput>
  <ffic:InterestRateUnobservableInput unitRef="pure" contextRef="c718_From1Jan2015To31Dec2015_JuniorSubordinatedDebenturesMember_WeightedAverageMember" decimals="3">0.070</ffic:InterestRateUnobservableInput>
  <us-gaap:FairValueMeasurementWithUnobservableInputsReconciliationRecurringBasisAssetValue unitRef="usd" contextRef="c719_AsOf31Dec2014_MunicipalDebtSecuritiesMember" decimals="-3">15519000</us-gaap:FairValueMeasurementWithUnobservableInputsReconciliationRecurringBasisAssetValue>
  <us-gaap:FairValueMeasurementsValuationTechniques contextRef="c720_From1Jan2014To31Dec2014_MunicipalDebtSecuritiesMember">Discounted cash flows</us-gaap:FairValueMeasurementsValuationTechniques>
  <ffic:UnobservableInput contextRef="c720_From1Jan2014To31Dec2014_MunicipalDebtSecuritiesMember">Discount rate</ffic:UnobservableInput>
  <ffic:InterestRateUnobservableInput unitRef="pure" contextRef="c721_From1Jan2014To31Dec2014_MunicipalDebtSecuritiesMember_MinimumMember" decimals="3">0.002</ffic:InterestRateUnobservableInput>
  <ffic:InterestRateUnobservableInput unitRef="pure" contextRef="c722_From1Jan2014To31Dec2014_MunicipalDebtSecuritiesMember_MaximumMember" decimals="3">0.040</ffic:InterestRateUnobservableInput>
  <ffic:InterestRateUnobservableInput unitRef="pure" contextRef="c723_From1Jan2014To31Dec2014_MunicipalDebtSecuritiesMember_WeightedAverageMember" decimals="3">0.023</ffic:InterestRateUnobservableInput>
  <us-gaap:FairValueMeasurementWithUnobservableInputsReconciliationRecurringBasisAssetValue unitRef="usd" contextRef="c724_AsOf31Dec2014_TrustPreferredSecuritiesMember" decimals="-3">7090000</us-gaap:FairValueMeasurementWithUnobservableInputsReconciliationRecurringBasisAssetValue>
  <us-gaap:FairValueMeasurementsValuationTechniques contextRef="c725_From1Jan2014To31Dec2014_TrustPreferredSecuritiesMember">Discounted cash flows</us-gaap:FairValueMeasurementsValuationTechniques>
  <ffic:UnobservableInput contextRef="c725_From1Jan2014To31Dec2014_TrustPreferredSecuritiesMember">Discount rate</ffic:UnobservableInput>
  <ffic:InterestRateUnobservableInput unitRef="pure" contextRef="c726_From1Jan2014To31Dec2014_TrustPreferredSecuritiesMember_MinimumMember" decimals="3">0.070</ffic:InterestRateUnobservableInput>
  <ffic:InterestRateUnobservableInput unitRef="pure" contextRef="c727_From1Jan2014To31Dec2014_TrustPreferredSecuritiesMember_MaximumMember" decimals="4">0.0725</ffic:InterestRateUnobservableInput>
  <ffic:InterestRateUnobservableInput unitRef="pure" contextRef="c728_From1Jan2014To31Dec2014_TrustPreferredSecuritiesMember_WeightedAverageMember" decimals="3">0.072</ffic:InterestRateUnobservableInput>
  <us-gaap:FairValueMeasurementWithUnobservableInputsReconciliationRecurringBasisAssetValue unitRef="usd" contextRef="c729_AsOf31Dec2014_JuniorSubordinatedDebenturesMember" decimals="-3">28771000</us-gaap:FairValueMeasurementWithUnobservableInputsReconciliationRecurringBasisAssetValue>
  <us-gaap:FairValueMeasurementsValuationTechniques contextRef="c730_From1Jan2014To31Dec2014_JuniorSubordinatedDebenturesMember">Discounted cash flows</us-gaap:FairValueMeasurementsValuationTechniques>
  <ffic:UnobservableInput contextRef="c730_From1Jan2014To31Dec2014_JuniorSubordinatedDebenturesMember">Discount rate</ffic:UnobservableInput>
  <ffic:InterestRateUnobservableInput unitRef="pure" contextRef="c730_From1Jan2014To31Dec2014_JuniorSubordinatedDebenturesMember" decimals="3">0.070</ffic:InterestRateUnobservableInput>
  <ffic:InterestRateUnobservableInput unitRef="pure" contextRef="c731_From1Jan2014To31Dec2014_JuniorSubordinatedDebenturesMember_WeightedAverageMember" decimals="3">0.070</ffic:InterestRateUnobservableInput>
  <us-gaap:FairValueAssetsMeasuredOnNonrecurringBasisTextBlock contextRef="c2_From1Jan2015To31Dec2015">&lt;table cellpadding=&quot;0&quot; cellspacing=&quot;0&quot; style=&quot;border-collapse: collapse; width: 100%; font: 10pt Times New Roman, Times, Serif&quot;&gt;

      &lt;tr style=&quot;vertical-align: bottom&quot;&gt;
       &lt;td&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;padding-bottom: 1pt&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td colspan=&quot;7&quot; style=&quot;text-align: center; border-bottom: Black 1pt solid&quot;&gt;Quoted Prices &lt;br /&gt; in Active Markets &lt;br /&gt; for Identical Assets &lt;br /&gt; (Level 1)&lt;/td&gt;
       &lt;td style=&quot;padding-bottom: 1pt&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td colspan=&quot;7&quot; style=&quot;text-align: center; border-bottom: Black 1pt solid&quot;&gt;Significant Other &lt;br /&gt; Observable Inputs &lt;br /&gt; (Level 2)&lt;/td&gt;
       &lt;td style=&quot;padding-bottom: 1pt&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td colspan=&quot;7&quot; style=&quot;text-align: center; border-bottom: Black 1pt solid&quot;&gt;Significant Other &lt;br /&gt; Unobservable Inputs &lt;br /&gt; (Level 3)&lt;/td&gt;
       &lt;td style=&quot;padding-bottom: 1pt&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td colspan=&quot;7&quot; style=&quot;text-align: center; border-bottom: Black 1pt solid&quot;&gt;Total carried at fair value &lt;br /&gt; on a non-recurring basis&lt;/td&gt;
      &lt;/tr&gt;
      &lt;tr style=&quot;vertical-align: bottom&quot;&gt;
       &lt;td&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;padding-bottom: 1pt&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td colspan=&quot;3&quot; style=&quot;text-align: center; border-bottom: Black 1pt solid&quot;&gt;2015&lt;/td&gt;
       &lt;td style=&quot;border-bottom: Black 1pt solid; text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td colspan=&quot;3&quot; style=&quot;text-align: center; border-bottom: Black 1pt solid&quot;&gt;2014&lt;/td&gt;
       &lt;td style=&quot;padding-bottom: 1pt&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td colspan=&quot;3&quot; style=&quot;text-align: center; border-bottom: Black 1pt solid&quot;&gt;2015&lt;/td&gt;
       &lt;td style=&quot;border-bottom: Black 1pt solid; text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td colspan=&quot;3&quot; style=&quot;text-align: center; border-bottom: Black 1pt solid&quot;&gt;2014&lt;/td&gt;
       &lt;td style=&quot;padding-bottom: 1pt&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td colspan=&quot;3&quot; style=&quot;text-align: center; border-bottom: Black 1pt solid&quot;&gt;2015&lt;/td&gt;
       &lt;td style=&quot;border-bottom: Black 1pt solid; text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td colspan=&quot;3&quot; style=&quot;text-align: center; border-bottom: Black 1pt solid&quot;&gt;2014&lt;/td&gt;
       &lt;td style=&quot;padding-bottom: 1pt&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td colspan=&quot;3&quot; style=&quot;text-align: center; border-bottom: Black 1pt solid&quot;&gt;2015&lt;/td&gt;
       &lt;td style=&quot;border-bottom: Black 1pt solid; text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td colspan=&quot;3&quot; style=&quot;text-align: center; border-bottom: Black 1pt solid&quot;&gt;2014&lt;/td&gt;
      &lt;/tr&gt;
      &lt;tr style=&quot;vertical-align: bottom&quot;&gt;
       &lt;td&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;font-style: italic&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td colspan=&quot;3&quot; style=&quot;font-style: italic&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;font-style: italic&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td colspan=&quot;3&quot; style=&quot;font-style: italic&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;font-style: italic&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td colspan=&quot;3&quot; style=&quot;font-style: italic&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;font-style: italic&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td colspan=&quot;3&quot; style=&quot;font-style: italic&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;font-style: italic&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td colspan=&quot;3&quot; style=&quot;font-style: italic&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;font-style: italic&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td colspan=&quot;3&quot; style=&quot;font-style: italic&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;font-style: italic&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td colspan=&quot;3&quot; style=&quot;font-style: italic&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;font-style: italic&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td colspan=&quot;3&quot; style=&quot;font-style: italic&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;/tr&gt;
      &lt;tr style=&quot;vertical-align: bottom; background-color: rgb(204,238,255)&quot;&gt;
       &lt;td&gt;Assets:&lt;/td&gt;
       &lt;td&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: right&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: right&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: right&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: right&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: right&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: right&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: right&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: right&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;/tr&gt;
      &lt;tr style=&quot;vertical-align: bottom; background-color: White&quot;&gt;
       &lt;td style=&quot;width: 20%; text-align: left; padding-left: 10pt&quot;&gt;Impaired loans&lt;/td&gt;
       &lt;td style=&quot;width: 1%&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;width: 1%; text-align: left&quot;&gt;$&lt;/td&gt;
       &lt;td style=&quot;width: 7%; text-align: right&quot;&gt;-&lt;/td&gt;
       &lt;td style=&quot;width: 1%; text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;width: 1%&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;width: 1%; text-align: left&quot;&gt;$&lt;/td&gt;
       &lt;td style=&quot;width: 7%; text-align: right&quot;&gt;-&lt;/td&gt;
       &lt;td style=&quot;width: 1%; text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;width: 1%&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;width: 1%; text-align: left&quot;&gt;$&lt;/td&gt;
       &lt;td style=&quot;width: 7%; text-align: right&quot;&gt;-&lt;/td&gt;
       &lt;td style=&quot;width: 1%; text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;width: 1%&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;width: 1%; text-align: left&quot;&gt;$&lt;/td&gt;
       &lt;td style=&quot;width: 7%; text-align: right&quot;&gt;-&lt;/td&gt;
       &lt;td style=&quot;width: 1%; text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;width: 1%&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;width: 1%; text-align: left&quot;&gt;$&lt;/td&gt;
       &lt;td style=&quot;width: 7%; text-align: right&quot;&gt;15,360&lt;/td&gt;
       &lt;td style=&quot;width: 1%; text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;width: 1%&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;width: 1%; text-align: left&quot;&gt;$&lt;/td&gt;
       &lt;td style=&quot;width: 7%; text-align: right&quot;&gt;22,174&lt;/td&gt;
       &lt;td style=&quot;width: 1%; text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;width: 1%&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;width: 1%; text-align: left&quot;&gt;$&lt;/td&gt;
       &lt;td style=&quot;width: 7%; text-align: right&quot;&gt;15,360&lt;/td&gt;
       &lt;td style=&quot;width: 1%; text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;width: 1%&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;width: 1%; text-align: left&quot;&gt;$&lt;/td&gt;
       &lt;td style=&quot;width: 7%; text-align: right&quot;&gt;22,174&lt;/td&gt;
       &lt;td style=&quot;width: 1%; text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;/tr&gt;
      &lt;tr style=&quot;vertical-align: bottom; background-color: rgb(204,238,255)&quot;&gt;
       &lt;td style=&quot;text-align: left; padding-left: 10pt&quot;&gt;Other real estate owned&lt;/td&gt;
       &lt;td&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: right&quot;&gt;-&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: right&quot;&gt;-&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: right&quot;&gt;-&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: right&quot;&gt;-&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: right&quot;&gt;4,932&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: right&quot;&gt;6,326&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: right&quot;&gt;4,932&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: right&quot;&gt;6,326&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;/tr&gt;
      &lt;tr style=&quot;vertical-align: bottom; background-color: White&quot;&gt;
       &lt;td style=&quot;padding-bottom: 1pt&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;padding-bottom: 1pt&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;border-bottom: Black 1pt solid; text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;border-bottom: Black 1pt solid; text-align: right&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;border-bottom: Black 1pt solid; text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;border-bottom: Black 1pt solid; text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;border-bottom: Black 1pt solid; text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;border-bottom: Black 1pt solid; text-align: right&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;border-bottom: Black 1pt solid; text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;padding-bottom: 1pt&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;border-bottom: Black 1pt solid; text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;border-bottom: Black 1pt solid; text-align: right&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;border-bottom: Black 1pt solid; text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;border-bottom: Black 1pt solid; text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;border-bottom: Black 1pt solid; text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;border-bottom: Black 1pt solid; text-align: right&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;border-bottom: Black 1pt solid; text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;padding-bottom: 1pt&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;border-bottom: Black 1pt solid; text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;border-bottom: Black 1pt solid; text-align: right&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;border-bottom: Black 1pt solid; text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;border-bottom: Black 1pt solid; text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;border-bottom: Black 1pt solid; text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;border-bottom: Black 1pt solid; text-align: right&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;border-bottom: Black 1pt solid; text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;padding-bottom: 1pt&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;border-bottom: Black 1pt solid; text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;border-bottom: Black 1pt solid; text-align: right&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;border-bottom: Black 1pt solid; text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;border-bottom: Black 1pt solid; text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;border-bottom: Black 1pt solid; text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;border-bottom: Black 1pt solid; text-align: right&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;border-bottom: Black 1pt solid; text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;/tr&gt;
      &lt;tr style=&quot;vertical-align: bottom; background-color: rgb(204,238,255)&quot;&gt;
       &lt;td style=&quot;text-align: left; padding-bottom: 2.25pt; padding-left: 10pt&quot;&gt;Total assets&lt;/td&gt;
       &lt;td style=&quot;padding-bottom: 2.25pt&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;border-bottom: Black 2.25pt double; text-align: left&quot;&gt;$&lt;/td&gt;
       &lt;td style=&quot;border-bottom: Black 2.25pt double; text-align: right&quot;&gt;-&lt;/td&gt;
       &lt;td style=&quot;border-bottom: Black 2.25pt double; text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;border-bottom: Black 2.25pt double; text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;border-bottom: Black 2.25pt double; text-align: left&quot;&gt;$&lt;/td&gt;
       &lt;td style=&quot;border-bottom: Black 2.25pt double; text-align: right&quot;&gt;-&lt;/td&gt;
       &lt;td style=&quot;border-bottom: Black 2.25pt double; text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;padding-bottom: 2.25pt&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;border-bottom: Black 2.25pt double; text-align: left&quot;&gt;$&lt;/td&gt;
       &lt;td style=&quot;border-bottom: Black 2.25pt double; text-align: right&quot;&gt;-&lt;/td&gt;
       &lt;td style=&quot;border-bottom: Black 2.25pt double; text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;border-bottom: Black 2.25pt double; text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;border-bottom: Black 2.25pt double; text-align: left&quot;&gt;$&lt;/td&gt;
       &lt;td style=&quot;border-bottom: Black 2.25pt double; text-align: right&quot;&gt;-&lt;/td&gt;
       &lt;td style=&quot;border-bottom: Black 2.25pt double; text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;padding-bottom: 2.25pt&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;border-bottom: Black 2.25pt double; text-align: left&quot;&gt;$&lt;/td&gt;
       &lt;td style=&quot;border-bottom: Black 2.25pt double; text-align: right&quot;&gt;20,292&lt;/td&gt;
       &lt;td style=&quot;border-bottom: Black 2.25pt double; text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;border-bottom: Black 2.25pt double; text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;border-bottom: Black 2.25pt double; text-align: left&quot;&gt;$&lt;/td&gt;
       &lt;td style=&quot;border-bottom: Black 2.25pt double; text-align: right&quot;&gt;28,500&lt;/td&gt;
       &lt;td style=&quot;border-bottom: Black 2.25pt double; text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;padding-bottom: 2.25pt&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;border-bottom: Black 2.25pt double; text-align: left&quot;&gt;$&lt;/td&gt;
       &lt;td style=&quot;border-bottom: Black 2.25pt double; text-align: right&quot;&gt;20,292&lt;/td&gt;
       &lt;td style=&quot;border-bottom: Black 2.25pt double; text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;border-bottom: Black 2.25pt double; text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;border-bottom: Black 2.25pt double; text-align: left&quot;&gt;$&lt;/td&gt;
       &lt;td style=&quot;border-bottom: Black 2.25pt double; text-align: right&quot;&gt;28,500&lt;/td&gt;
       &lt;td style=&quot;border-bottom: Black 2.25pt double; text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;/tr&gt;

    &lt;/table&gt;</us-gaap:FairValueAssetsMeasuredOnNonrecurringBasisTextBlock>
  <us-gaap:AssetsFairValueDisclosureNonrecurring unitRef="usd" contextRef="c732_AsOf31Dec2015_ImpairedLoansMember_FairValueInputsLevel3Member" decimals="-3">15360000</us-gaap:AssetsFairValueDisclosureNonrecurring>
  <us-gaap:AssetsFairValueDisclosureNonrecurring unitRef="usd" contextRef="c733_AsOf31Dec2014_ImpairedLoansMember_FairValueInputsLevel3Member" decimals="-3">22174000</us-gaap:AssetsFairValueDisclosureNonrecurring>
  <us-gaap:AssetsFairValueDisclosureNonrecurring unitRef="usd" contextRef="c734_AsOf31Dec2015_ImpairedLoansMember" decimals="-3">15360000</us-gaap:AssetsFairValueDisclosureNonrecurring>
  <us-gaap:AssetsFairValueDisclosureNonrecurring unitRef="usd" contextRef="c735_AsOf31Dec2014_ImpairedLoansMember" decimals="-3">22174000</us-gaap:AssetsFairValueDisclosureNonrecurring>
  <us-gaap:AssetsFairValueDisclosureNonrecurring unitRef="usd" contextRef="c736_AsOf31Dec2015_OtherRealEstateOwnedMember_FairValueInputsLevel3Member" decimals="-3">4932000</us-gaap:AssetsFairValueDisclosureNonrecurring>
  <us-gaap:AssetsFairValueDisclosureNonrecurring unitRef="usd" contextRef="c737_AsOf31Dec2014_OtherRealEstateOwnedMember_FairValueInputsLevel3Member" decimals="-3">6326000</us-gaap:AssetsFairValueDisclosureNonrecurring>
  <us-gaap:AssetsFairValueDisclosureNonrecurring unitRef="usd" contextRef="c738_AsOf31Dec2015_OtherRealEstateOwnedMember" decimals="-3">4932000</us-gaap:AssetsFairValueDisclosureNonrecurring>
  <us-gaap:AssetsFairValueDisclosureNonrecurring unitRef="usd" contextRef="c739_AsOf31Dec2014_OtherRealEstateOwnedMember" decimals="-3">6326000</us-gaap:AssetsFairValueDisclosureNonrecurring>
  <us-gaap:AssetsFairValueDisclosureNonrecurring unitRef="usd" contextRef="c686_AsOf31Dec2015_FairValueInputsLevel3Member" decimals="-3">20292000</us-gaap:AssetsFairValueDisclosureNonrecurring>
  <us-gaap:AssetsFairValueDisclosureNonrecurring unitRef="usd" contextRef="c687_AsOf31Dec2014_FairValueInputsLevel3Member" decimals="-3">28500000</us-gaap:AssetsFairValueDisclosureNonrecurring>
  <us-gaap:AssetsFairValueDisclosureNonrecurring unitRef="usd" contextRef="c0_AsOf31Dec2015" decimals="-3">20292000</us-gaap:AssetsFairValueDisclosureNonrecurring>
  <us-gaap:AssetsFairValueDisclosureNonrecurring unitRef="usd" contextRef="c1_AsOf31Dec2014" decimals="-3">28500000</us-gaap:AssetsFairValueDisclosureNonrecurring>
  <us-gaap:FairValueInputsAssetsQuantitativeInformationTableTextBlock contextRef="c740_From1Jan2015To31Dec2015_FairValueMeasurementsNonrecurringMember">&lt;table cellpadding=&quot;0&quot; cellspacing=&quot;0&quot; style=&quot;border-collapse: collapse; width: 100%; font: 10pt Times New Roman, Times, Serif&quot;&gt;

      &lt;tr style=&quot;vertical-align: bottom&quot;&gt;
       &lt;td style=&quot;font-weight: bold; text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;font-weight: bold; padding-bottom: 1pt&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td colspan=&quot;3&quot; style=&quot;font-weight: bold; text-align: center; border-bottom: Black 1pt solid&quot;&gt;Fair Value&lt;/td&gt;
       &lt;td style=&quot;font-weight: bold; padding-bottom: 1pt; border-bottom: Black 1pt solid&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;font-weight: bold; text-align: center; border-bottom: Black 1pt solid&quot;&gt;Valuation Technique&lt;/td&gt;
       &lt;td style=&quot;font-weight: bold; padding-bottom: 1pt; border-bottom: Black 1pt solid&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;font-weight: bold; text-align: center; border-bottom: Black 1pt solid&quot;&gt;Unobservable Input&lt;/td&gt;
       &lt;td style=&quot;font-weight: bold; padding-bottom: 1pt; border-bottom: Black 1pt solid&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td colspan=&quot;5&quot; style=&quot;font-weight: bold; text-align: center; border-bottom: Black 1pt solid&quot;&gt;Range&lt;/td&gt;
       &lt;td style=&quot;font-weight: bold; padding-bottom: 1pt; border-bottom: Black 1pt solid&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td colspan=&quot;3&quot; style=&quot;font-weight: bold; text-align: center; border-bottom: Black 1pt solid&quot;&gt;Weighted Average&lt;/td&gt;
      &lt;/tr&gt;
      &lt;tr style=&quot;vertical-align: bottom&quot;&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;font-style: italic&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td colspan=&quot;13&quot; style=&quot;font-style: italic; text-align: center&quot;&gt;(Dollars in thousands)&lt;/td&gt;
       &lt;td&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td colspan=&quot;3&quot; style=&quot;text-align: center&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;/tr&gt;
      &lt;tr style=&quot;vertical-align: bottom; background-color: rgb(204,238,255)&quot;&gt;
       &lt;td style=&quot;font-weight: bold&quot;&gt;Assets:&lt;/td&gt;
       &lt;td&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: right&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: center&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: center&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: center&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: center&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: center&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: right&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;/tr&gt;
      &lt;tr style=&quot;vertical-align: bottom; background-color: White&quot;&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: right&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: center&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: center&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: center&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: center&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: right&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;/tr&gt;
      &lt;tr style=&quot;vertical-align: bottom; background-color: rgb(204,238,255)&quot;&gt;
       &lt;td style=&quot;width: 27%; text-align: left&quot;&gt;Impaired loans&lt;/td&gt;
       &lt;td style=&quot;width: 1%&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;width: 1%; text-align: left&quot;&gt;$&lt;/td&gt;
       &lt;td style=&quot;width: 7%; text-align: right&quot;&gt;3,878&lt;/td&gt;
       &lt;td style=&quot;width: 1%; text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;width: 1%&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;width: 18%; text-align: left&quot;&gt;Income approach&lt;/td&gt;
       &lt;td style=&quot;width: 1%&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;width: 18%; text-align: center&quot;&gt;Capitalization rate&lt;/td&gt;
       &lt;td style=&quot;width: 1%&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;width: 1%; text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;width: 4%; text-align: center&quot;&gt;7.3% &lt;/td&gt;
       &lt;td style=&quot;width: 4%; text-align: center&quot;&gt;to &lt;/td&gt;
       &lt;td style=&quot;width: 4%; text-align: center&quot;&gt;8.5%&lt;/td&gt;
       &lt;td style=&quot;width: 1%; text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;width: 1%&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;width: 1%; text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;width: 7%; text-align: right&quot;&gt;7.7&lt;/td&gt;
       &lt;td style=&quot;width: 1%; text-align: left&quot;&gt;%&lt;/td&gt;
      &lt;/tr&gt;
      &lt;tr style=&quot;vertical-align: bottom; background-color: White&quot;&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: right&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: center&quot;&gt;Loss severity discount&lt;/td&gt;
       &lt;td&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: center&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: center&quot;&gt;15.0%&lt;/td&gt;
       &lt;td style=&quot;text-align: center&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: right&quot;&gt;15.0&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;%&lt;/td&gt;
      &lt;/tr&gt;
      &lt;tr style=&quot;vertical-align: bottom; background-color: rgb(204,238,255)&quot;&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: right&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: center&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: center&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: center&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: center&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: right&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;/tr&gt;
      &lt;tr style=&quot;vertical-align: bottom; background-color: White&quot;&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;Impaired loans&lt;/td&gt;
       &lt;td&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;$&lt;/td&gt;
       &lt;td style=&quot;text-align: right&quot;&gt;5,555&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;Sales approach&lt;/td&gt;
       &lt;td&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: center&quot;&gt;Adjustment to sales comparison value to reconcile differences between comparable sales&lt;/td&gt;
       &lt;td&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: center&quot;&gt;-50.0% &lt;/td&gt;
       &lt;td style=&quot;text-align: center&quot;&gt;to &lt;/td&gt;
       &lt;td style=&quot;text-align: center&quot;&gt;40.0%&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: right&quot;&gt;-2.2&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;%&lt;/td&gt;
      &lt;/tr&gt;
      &lt;tr style=&quot;vertical-align: bottom; background-color: rgb(204,238,255)&quot;&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: right&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: center&quot;&gt;Loss severity discount&lt;/td&gt;
       &lt;td&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: center&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: center&quot;&gt;15.0%&lt;/td&gt;
       &lt;td style=&quot;text-align: center&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: right&quot;&gt;15.0&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;%&lt;/td&gt;
      &lt;/tr&gt;
      &lt;tr style=&quot;vertical-align: bottom; background-color: White&quot;&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: right&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: right&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: right&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: center&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: center&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: center&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: right&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;/tr&gt;
      &lt;tr style=&quot;vertical-align: bottom; background-color: rgb(204,238,255)&quot;&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: right&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: right&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: right&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: center&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: center&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: center&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: right&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;/tr&gt;
      &lt;tr style=&quot;vertical-align: bottom; background-color: White&quot;&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;Impaired loans&lt;/td&gt;
       &lt;td&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;$&lt;/td&gt;
       &lt;td style=&quot;text-align: right&quot;&gt;5,927&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;Blended income and sales approach&lt;/td&gt;
       &lt;td&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: center&quot;&gt;Adjustment to sales comparison value to reconcile differences between comparable sales&lt;/td&gt;
       &lt;td&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: center&quot;&gt;-50.0% &lt;/td&gt;
       &lt;td style=&quot;text-align: center&quot;&gt;to &lt;/td&gt;
       &lt;td style=&quot;text-align: center&quot;&gt;25.0%&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: right&quot;&gt;-2.2&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;%&lt;/td&gt;
      &lt;/tr&gt;
      &lt;tr style=&quot;vertical-align: bottom; background-color: rgb(204,238,255)&quot;&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: right&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: center&quot;&gt;Capitalization rate&lt;/td&gt;
       &lt;td&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: center&quot;&gt;5.3% &lt;/td&gt;
       &lt;td style=&quot;text-align: center&quot;&gt;to &lt;/td&gt;
       &lt;td style=&quot;text-align: center&quot;&gt;9.0%&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: right&quot;&gt;7.0&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;%&lt;/td&gt;
      &lt;/tr&gt;
      &lt;tr style=&quot;vertical-align: bottom; background-color: White&quot;&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: right&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: center&quot;&gt;Loss severity discount&lt;/td&gt;
       &lt;td&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: center&quot;&gt;5.2% &lt;/td&gt;
       &lt;td style=&quot;text-align: center&quot;&gt;to &lt;/td&gt;
       &lt;td style=&quot;text-align: center&quot;&gt;15.0%&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: right&quot;&gt;13.7&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;%&lt;/td&gt;
      &lt;/tr&gt;
      &lt;tr style=&quot;vertical-align: bottom; background-color: rgb(204,238,255)&quot;&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: right&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: right&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: right&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: center&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: center&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: center&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: right&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;/tr&gt;
      &lt;tr style=&quot;vertical-align: bottom; background-color: White&quot;&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: right&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: right&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: right&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: center&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: center&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: center&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: right&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;/tr&gt;
      &lt;tr style=&quot;vertical-align: bottom; background-color: rgb(204,238,255)&quot;&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;Other real estate owned&lt;/td&gt;
       &lt;td&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;$&lt;/td&gt;
       &lt;td style=&quot;text-align: right&quot;&gt;3,750&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;Income approach&lt;/td&gt;
       &lt;td&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: center&quot;&gt;Capitalization rate&lt;/td&gt;
       &lt;td&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: center&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: center&quot;&gt;9.0%&lt;/td&gt;
       &lt;td style=&quot;text-align: center&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: right&quot;&gt;9.0&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;%&lt;/td&gt;
      &lt;/tr&gt;
      &lt;tr style=&quot;vertical-align: bottom; background-color: White&quot;&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: right&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: center&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: center&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: center&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: center&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: right&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;/tr&gt;
      &lt;tr style=&quot;vertical-align: bottom; background-color: rgb(204,238,255)&quot;&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: right&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: center&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: center&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: center&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: center&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: right&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;/tr&gt;
      &lt;tr style=&quot;vertical-align: bottom; background-color: White&quot;&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;Other real estate owned&lt;/td&gt;
       &lt;td&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;$&lt;/td&gt;
       &lt;td style=&quot;text-align: right&quot;&gt;366&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;Sales approach&lt;/td&gt;
       &lt;td&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: center&quot;&gt;Adjustment to sales comparison value to reconcile differences between comparable sales&lt;/td&gt;
       &lt;td&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: center&quot;&gt;-5.0% &lt;/td&gt;
       &lt;td style=&quot;text-align: center&quot;&gt;to &lt;/td&gt;
       &lt;td style=&quot;text-align: center&quot;&gt;25.0%&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: right&quot;&gt;12.0&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;%&lt;/td&gt;
      &lt;/tr&gt;
      &lt;tr style=&quot;vertical-align: bottom; background-color: rgb(204,238,255)&quot;&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: right&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: center&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: center&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: center&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: center&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: right&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;/tr&gt;
      &lt;tr style=&quot;vertical-align: bottom; background-color: White&quot;&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: right&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: right&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: right&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: center&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: center&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: center&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: right&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;/tr&gt;
      &lt;tr style=&quot;vertical-align: bottom; background-color: rgb(204,238,255)&quot;&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;Other real estate owned&lt;/td&gt;
       &lt;td&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;$&lt;/td&gt;
       &lt;td style=&quot;text-align: right&quot;&gt;816&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;Blended income and sales approach&lt;/td&gt;
       &lt;td&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: center&quot;&gt;Adjustment to sales comparison value to reconcile differences between comparable sales&lt;/td&gt;
       &lt;td&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: center&quot;&gt;-10.0% &lt;/td&gt;
       &lt;td style=&quot;text-align: center&quot;&gt;to &lt;/td&gt;
       &lt;td style=&quot;text-align: center&quot;&gt;15.0%&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: right&quot;&gt;2.5&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;%&lt;/td&gt;
      &lt;/tr&gt;
      &lt;tr style=&quot;vertical-align: bottom; background-color: White&quot;&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: right&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: center&quot;&gt;Capitalization rate&lt;/td&gt;
       &lt;td&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: center&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: center&quot;&gt;8.6%&lt;/td&gt;
       &lt;td style=&quot;text-align: center&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: right&quot;&gt;8.6&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;%&lt;/td&gt;
      &lt;/tr&gt;

    &lt;/table&gt;&lt;table cellpadding=&quot;0&quot; cellspacing=&quot;0&quot; style=&quot;border-collapse: collapse; width: 100%; font: 10pt Times New Roman, Times, Serif&quot;&gt;

      &lt;tr style=&quot;vertical-align: bottom&quot;&gt;
       &lt;td style=&quot;font-weight: bold; text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;font-weight: bold; padding-bottom: 1pt&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td colspan=&quot;3&quot; style=&quot;font-weight: bold; text-align: center; border-bottom: Black 1pt solid&quot;&gt;Fair Value&lt;/td&gt;
       &lt;td style=&quot;font-weight: bold; padding-bottom: 1pt; border-bottom: Black 1pt solid&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;font-weight: bold; text-align: center; border-bottom: Black 1pt solid&quot;&gt;Valuation Technique&lt;/td&gt;
       &lt;td style=&quot;font-weight: bold; padding-bottom: 1pt; border-bottom: Black 1pt solid&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;font-weight: bold; text-align: center; border-bottom: Black 1pt solid&quot;&gt;Unobservable Input&lt;/td&gt;
       &lt;td style=&quot;font-weight: bold; padding-bottom: 1pt; border-bottom: Black 1pt solid&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td colspan=&quot;5&quot; style=&quot;font-weight: bold; text-align: center; border-bottom: Black 1pt solid&quot;&gt;Range&lt;/td&gt;
       &lt;td style=&quot;font-weight: bold; padding-bottom: 1pt; border-bottom: Black 1pt solid&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td colspan=&quot;3&quot; style=&quot;font-weight: bold; text-align: center; border-bottom: Black 1pt solid&quot;&gt;Weighted Average&lt;/td&gt;
      &lt;/tr&gt;
      &lt;tr style=&quot;vertical-align: bottom&quot;&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;font-style: italic&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td colspan=&quot;13&quot; style=&quot;font-style: italic; text-align: center&quot;&gt;(Dollars in thousands)&lt;/td&gt;
       &lt;td&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td colspan=&quot;3&quot; style=&quot;text-align: center&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;/tr&gt;
      &lt;tr style=&quot;vertical-align: bottom; background-color: rgb(204,238,255)&quot;&gt;
       &lt;td style=&quot;font-weight: bold&quot;&gt;Assets:&lt;/td&gt;
       &lt;td&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: right&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: center&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: center&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: center&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: center&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: center&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: right&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;/tr&gt;
      &lt;tr style=&quot;vertical-align: bottom; background-color: White&quot;&gt;
       &lt;td style=&quot;font-weight: bold&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: right&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: center&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: center&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: center&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: center&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: center&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: right&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;/tr&gt;
      &lt;tr style=&quot;vertical-align: bottom; background-color: rgb(204,238,255)&quot;&gt;
       &lt;td style=&quot;width: 27%; text-align: left&quot;&gt;Impaired loans&lt;/td&gt;
       &lt;td style=&quot;width: 1%&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;width: 1%; text-align: left&quot;&gt;$&lt;/td&gt;
       &lt;td style=&quot;width: 7%; text-align: right&quot;&gt;6,981&lt;/td&gt;
       &lt;td style=&quot;width: 1%; text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;width: 1%&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;width: 18%; text-align: left&quot;&gt;Income&amp;nbsp;&amp;nbsp;approach&lt;/td&gt;
       &lt;td style=&quot;width: 1%&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;width: 18%; text-align: center&quot;&gt;Capitalization rate&lt;/td&gt;
       &lt;td style=&quot;width: 1%&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;width: 1%; text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;width: 4%; text-align: center&quot;&gt;7.3% &lt;/td&gt;
       &lt;td style=&quot;width: 4%; text-align: center&quot;&gt;to &lt;/td&gt;
       &lt;td style=&quot;width: 4%; text-align: center&quot;&gt;8.5%&lt;/td&gt;
       &lt;td style=&quot;width: 1%; text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;width: 1%&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;width: 1%; text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;width: 7%; text-align: right&quot;&gt;7.8&lt;/td&gt;
       &lt;td style=&quot;width: 1%; text-align: left&quot;&gt;%&lt;/td&gt;
      &lt;/tr&gt;
      &lt;tr style=&quot;vertical-align: bottom; background-color: White&quot;&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: right&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: center&quot;&gt;Loss severity discount&lt;/td&gt;
       &lt;td&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: center&quot;&gt;0.5% &lt;/td&gt;
       &lt;td style=&quot;text-align: center&quot;&gt;to &lt;/td&gt;
       &lt;td style=&quot;text-align: center&quot;&gt;81.7%&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: right&quot;&gt;21.3&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;%&lt;/td&gt;
      &lt;/tr&gt;
      &lt;tr style=&quot;vertical-align: bottom; background-color: rgb(204,238,255)&quot;&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: right&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: center&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: center&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: center&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: center&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: right&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;/tr&gt;
      &lt;tr style=&quot;vertical-align: bottom; background-color: White&quot;&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;Impaired loans&lt;/td&gt;
       &lt;td&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;$&lt;/td&gt;
       &lt;td style=&quot;text-align: right&quot;&gt;6,935&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;Sales approach&lt;/td&gt;
       &lt;td&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: center&quot;&gt;Adjustment to sales comparison value to reconcile differences between comparable sales&lt;/td&gt;
       &lt;td&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: center&quot;&gt;-41.5% &lt;/td&gt;
       &lt;td style=&quot;text-align: center&quot;&gt;to &lt;/td&gt;
       &lt;td style=&quot;text-align: center&quot;&gt;40.0%&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: right&quot;&gt;-2.2&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;%&lt;/td&gt;
      &lt;/tr&gt;
      &lt;tr style=&quot;vertical-align: bottom; background-color: rgb(204,238,255)&quot;&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: right&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: center&quot;&gt;Loss severity discount&lt;/td&gt;
       &lt;td&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: center&quot;&gt;1.8% &lt;/td&gt;
       &lt;td style=&quot;text-align: center&quot;&gt;to &lt;/td&gt;
       &lt;td style=&quot;text-align: center&quot;&gt;89.4%&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: right&quot;&gt;20.0&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;%&lt;/td&gt;
      &lt;/tr&gt;
      &lt;tr style=&quot;vertical-align: bottom; background-color: White&quot;&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: right&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: right&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: right&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: center&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: center&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: center&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: right&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;/tr&gt;
      &lt;tr style=&quot;vertical-align: bottom; background-color: rgb(204,238,255)&quot;&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: right&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: right&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: right&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: center&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: center&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: center&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: right&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;/tr&gt;
      &lt;tr style=&quot;vertical-align: bottom; background-color: White&quot;&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;Impaired loans&lt;/td&gt;
       &lt;td&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;$&lt;/td&gt;
       &lt;td style=&quot;text-align: right&quot;&gt;8,258&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;Blended income and sales approach&lt;/td&gt;
       &lt;td&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: center&quot;&gt;Adjustment to sales comparison value to reconcile differences between comparable sales&lt;/td&gt;
       &lt;td&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: center&quot;&gt;-55.0% &lt;/td&gt;
       &lt;td style=&quot;text-align: center&quot;&gt;to &lt;/td&gt;
       &lt;td style=&quot;text-align: center&quot;&gt;25.0%&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: right&quot;&gt;-6.1&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;%&lt;/td&gt;
      &lt;/tr&gt;
      &lt;tr style=&quot;vertical-align: bottom; background-color: rgb(204,238,255)&quot;&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: right&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: center&quot;&gt;Capitalization rate&lt;/td&gt;
       &lt;td&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: center&quot;&gt;5.8% &lt;/td&gt;
       &lt;td style=&quot;text-align: center&quot;&gt;to &lt;/td&gt;
       &lt;td style=&quot;text-align: center&quot;&gt;11.0%&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: right&quot;&gt;8.0&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;%&lt;/td&gt;
      &lt;/tr&gt;
      &lt;tr style=&quot;vertical-align: bottom; background-color: White&quot;&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: right&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: center&quot;&gt;Loss severity discount&lt;/td&gt;
       &lt;td&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: center&quot;&gt;0.9% &lt;/td&gt;
       &lt;td style=&quot;text-align: center&quot;&gt;to &lt;/td&gt;
       &lt;td style=&quot;text-align: center&quot;&gt;74.4%&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: right&quot;&gt;30.0&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;%&lt;/td&gt;
      &lt;/tr&gt;
      &lt;tr style=&quot;vertical-align: bottom; background-color: rgb(204,238,255)&quot;&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: right&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: right&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: right&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: center&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: center&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: center&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: right&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;/tr&gt;
      &lt;tr style=&quot;vertical-align: bottom; background-color: White&quot;&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: right&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: right&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: right&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: center&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: center&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: center&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: right&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;/tr&gt;
      &lt;tr style=&quot;vertical-align: bottom; background-color: rgb(204,238,255)&quot;&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;Other real estate owned&lt;/td&gt;
       &lt;td&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;$&lt;/td&gt;
       &lt;td style=&quot;text-align: right&quot;&gt;4,768&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;Income&amp;nbsp;&amp;nbsp;approach&lt;/td&gt;
       &lt;td&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: center&quot;&gt;Capitalization rate&lt;/td&gt;
       &lt;td&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: center&quot;&gt;9.0% &lt;/td&gt;
       &lt;td style=&quot;text-align: center&quot;&gt;to &lt;/td&gt;
       &lt;td style=&quot;text-align: center&quot;&gt;12.0%&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: right&quot;&gt;9.1&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;%&lt;/td&gt;
      &lt;/tr&gt;
      &lt;tr style=&quot;vertical-align: bottom; background-color: White&quot;&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: right&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: center&quot;&gt;Loss severity discount&lt;/td&gt;
       &lt;td&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: center&quot;&gt;0.9% &lt;/td&gt;
       &lt;td style=&quot;text-align: center&quot;&gt;to &lt;/td&gt;
       &lt;td style=&quot;text-align: center&quot;&gt;4.9%&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: right&quot;&gt;1.0&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;%&lt;/td&gt;
      &lt;/tr&gt;
      &lt;tr style=&quot;vertical-align: bottom; background-color: rgb(204,238,255)&quot;&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: right&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: center&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: center&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: center&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: center&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: right&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;/tr&gt;
      &lt;tr style=&quot;vertical-align: bottom; background-color: White&quot;&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;Other real estate owned&lt;/td&gt;
       &lt;td&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;$&lt;/td&gt;
       &lt;td style=&quot;text-align: right&quot;&gt;587&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;Sales approach&lt;/td&gt;
       &lt;td&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: center&quot;&gt;Adjustment to sales comparison value to reconcile differences between comparable sales&lt;/td&gt;
       &lt;td&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: center&quot;&gt;-11.9% &lt;/td&gt;
       &lt;td style=&quot;text-align: center&quot;&gt;to &lt;/td&gt;
       &lt;td style=&quot;text-align: center&quot;&gt;15.0%&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: right&quot;&gt;-3.5&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;%&lt;/td&gt;
      &lt;/tr&gt;
      &lt;tr style=&quot;vertical-align: bottom; background-color: rgb(204,238,255)&quot;&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: right&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: center&quot;&gt;Loss severity discount&lt;/td&gt;
       &lt;td&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: center&quot;&gt;0.0% &lt;/td&gt;
       &lt;td style=&quot;text-align: center&quot;&gt;to &lt;/td&gt;
       &lt;td style=&quot;text-align: center&quot;&gt;36.9%&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: right&quot;&gt;9.6&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;%&lt;/td&gt;
      &lt;/tr&gt;
      &lt;tr style=&quot;vertical-align: bottom; background-color: White&quot;&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: right&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: right&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: right&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: center&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: center&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: center&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: right&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;/tr&gt;
      &lt;tr style=&quot;vertical-align: bottom; background-color: rgb(204,238,255)&quot;&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: right&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: right&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: right&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: center&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: center&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: center&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: right&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;/tr&gt;
      &lt;tr style=&quot;vertical-align: bottom; background-color: White&quot;&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;Other real estate owned&lt;/td&gt;
       &lt;td&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;$&lt;/td&gt;
       &lt;td style=&quot;text-align: right&quot;&gt;971&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;Blended income and sales approach&lt;/td&gt;
       &lt;td&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: center&quot;&gt;Adjustment to sales comparison value to reconcile differences between comparable sales&lt;/td&gt;
       &lt;td&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: center&quot;&gt;-25.0% &lt;/td&gt;
       &lt;td style=&quot;text-align: center&quot;&gt;to &lt;/td&gt;
       &lt;td style=&quot;text-align: center&quot;&gt;0.0%&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: right&quot;&gt;-8.9&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;%&lt;/td&gt;
      &lt;/tr&gt;
      &lt;tr style=&quot;vertical-align: bottom; background-color: rgb(204,238,255)&quot;&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: right&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: center&quot;&gt;Capitalization rate&lt;/td&gt;
       &lt;td&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: center&quot;&gt;7.5% &lt;/td&gt;
       &lt;td style=&quot;text-align: center&quot;&gt;to &lt;/td&gt;
       &lt;td style=&quot;text-align: center&quot;&gt;8.0%&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: right&quot;&gt;7.7&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;%&lt;/td&gt;
      &lt;/tr&gt;
      &lt;tr style=&quot;vertical-align: bottom; background-color: White&quot;&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: right&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: center&quot;&gt;Loss severity discount&lt;/td&gt;
       &lt;td&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: center&quot;&gt;0.0% &lt;/td&gt;
       &lt;td style=&quot;text-align: center&quot;&gt;to &lt;/td&gt;
       &lt;td style=&quot;text-align: center&quot;&gt;6.2%&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: right&quot;&gt;3.0&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;%&lt;/td&gt;
      &lt;/tr&gt;

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  <us-gaap:FairValueInputsCapRate unitRef="pure" contextRef="c785_From1Jan2014To31Dec2014_OtherRealEstateOwnedMember_MinimumMember_IncomeApproachValuationTechniqueMember" decimals="3">0.090</us-gaap:FairValueInputsCapRate>
  <us-gaap:FairValueInputsCapRate unitRef="pure" contextRef="c786_From1Jan2014To31Dec2014_OtherRealEstateOwnedMember_IncomeApproachValuationTechniqueMember" xs:nil="true"/>
  <us-gaap:FairValueInputsCapRate unitRef="pure" contextRef="c787_From1Jan2014To31Dec2014_OtherRealEstateOwnedMember_MaximumMember_IncomeApproachValuationTechniqueMember" decimals="3">0.120</us-gaap:FairValueInputsCapRate>
  <us-gaap:FairValueInputsCapRate unitRef="pure" contextRef="c788_From1Jan2014To31Dec2014_OtherRealEstateOwnedMember_WeightedAverageMember_IncomeApproachValuationTechniqueMember" decimals="3">0.091</us-gaap:FairValueInputsCapRate>
  <us-gaap:FairValueInputsLossSeverity unitRef="pure" contextRef="c785_From1Jan2014To31Dec2014_OtherRealEstateOwnedMember_MinimumMember_IncomeApproachValuationTechniqueMember" decimals="3">0.009</us-gaap:FairValueInputsLossSeverity>
  <us-gaap:FairValueInputsLossSeverity unitRef="pure" contextRef="c786_From1Jan2014To31Dec2014_OtherRealEstateOwnedMember_IncomeApproachValuationTechniqueMember" xs:nil="true"/>
  <us-gaap:FairValueInputsLossSeverity unitRef="pure" contextRef="c787_From1Jan2014To31Dec2014_OtherRealEstateOwnedMember_MaximumMember_IncomeApproachValuationTechniqueMember" decimals="3">0.049</us-gaap:FairValueInputsLossSeverity>
  <us-gaap:FairValueInputsLossSeverity unitRef="pure" contextRef="c788_From1Jan2014To31Dec2014_OtherRealEstateOwnedMember_WeightedAverageMember_IncomeApproachValuationTechniqueMember" decimals="3">0.010</us-gaap:FairValueInputsLossSeverity>
  <us-gaap:AssetsFairValueDisclosureNonrecurring unitRef="usd" contextRef="c789_AsOf31Dec2014_OtherRealEstateOwnedMember_SalesApproachValuationTechniqueMember" decimals="-3">587000</us-gaap:AssetsFairValueDisclosureNonrecurring>
  <us-gaap:FairValueInputsComparabilityAdjustments unitRef="pure" contextRef="c790_From1Jan2014To31Dec2014_OtherRealEstateOwnedMember_MinimumMember_SalesApproachValuationTechniqueMember" decimals="3">-0.119</us-gaap:FairValueInputsComparabilityAdjustments>
  <us-gaap:FairValueInputsComparabilityAdjustments unitRef="pure" contextRef="c791_From1Jan2014To31Dec2014_OtherRealEstateOwnedMember_SalesApproachValuationTechniqueMember" xs:nil="true"/>
  <us-gaap:FairValueInputsComparabilityAdjustments unitRef="pure" contextRef="c792_From1Jan2014To31Dec2014_OtherRealEstateOwnedMember_MaximumMember_SalesApproachValuationTechniqueMember" decimals="3">0.150</us-gaap:FairValueInputsComparabilityAdjustments>
  <us-gaap:FairValueInputsComparabilityAdjustments unitRef="pure" contextRef="c793_From1Jan2014To31Dec2014_OtherRealEstateOwnedMember_WeightedAverageMember_SalesApproachValuationTechniqueMember" decimals="3">-0.035</us-gaap:FairValueInputsComparabilityAdjustments>
  <us-gaap:FairValueInputsLossSeverity unitRef="pure" contextRef="c790_From1Jan2014To31Dec2014_OtherRealEstateOwnedMember_MinimumMember_SalesApproachValuationTechniqueMember" decimals="3">0.000</us-gaap:FairValueInputsLossSeverity>
  <us-gaap:FairValueInputsLossSeverity unitRef="pure" contextRef="c791_From1Jan2014To31Dec2014_OtherRealEstateOwnedMember_SalesApproachValuationTechniqueMember" xs:nil="true"/>
  <us-gaap:FairValueInputsLossSeverity unitRef="pure" contextRef="c792_From1Jan2014To31Dec2014_OtherRealEstateOwnedMember_MaximumMember_SalesApproachValuationTechniqueMember" decimals="3">0.369</us-gaap:FairValueInputsLossSeverity>
  <us-gaap:FairValueInputsLossSeverity unitRef="pure" contextRef="c793_From1Jan2014To31Dec2014_OtherRealEstateOwnedMember_WeightedAverageMember_SalesApproachValuationTechniqueMember" decimals="3">0.096</us-gaap:FairValueInputsLossSeverity>
  <us-gaap:AssetsFairValueDisclosureNonrecurring unitRef="usd" contextRef="c794_AsOf31Dec2014_OtherRealEstateOwnedMember_BlendedIncomeAndSalesApproachMember" decimals="-3">971000</us-gaap:AssetsFairValueDisclosureNonrecurring>
  <us-gaap:FairValueInputsComparabilityAdjustments unitRef="pure" contextRef="c795_From1Jan2014To31Dec2014_OtherRealEstateOwnedMember_MinimumMember_BlendedIncomeAndSalesApproachMember" decimals="3">-0.250</us-gaap:FairValueInputsComparabilityAdjustments>
  <us-gaap:FairValueInputsComparabilityAdjustments unitRef="pure" contextRef="c796_From1Jan2014To31Dec2014_OtherRealEstateOwnedMember_BlendedIncomeAndSalesApproachMember" xs:nil="true"/>
  <us-gaap:FairValueInputsComparabilityAdjustments unitRef="pure" contextRef="c797_From1Jan2014To31Dec2014_OtherRealEstateOwnedMember_MaximumMember_BlendedIncomeAndSalesApproachMember" decimals="3">0.000</us-gaap:FairValueInputsComparabilityAdjustments>
  <us-gaap:FairValueInputsComparabilityAdjustments unitRef="pure" contextRef="c798_From1Jan2014To31Dec2014_OtherRealEstateOwnedMember_WeightedAverageMember_BlendedIncomeAndSalesApproachMember" decimals="3">-0.089</us-gaap:FairValueInputsComparabilityAdjustments>
  <us-gaap:FairValueInputsCapRate unitRef="pure" contextRef="c795_From1Jan2014To31Dec2014_OtherRealEstateOwnedMember_MinimumMember_BlendedIncomeAndSalesApproachMember" decimals="3">0.075</us-gaap:FairValueInputsCapRate>
  <us-gaap:FairValueInputsCapRate unitRef="pure" contextRef="c796_From1Jan2014To31Dec2014_OtherRealEstateOwnedMember_BlendedIncomeAndSalesApproachMember" xs:nil="true"/>
  <us-gaap:FairValueInputsCapRate unitRef="pure" contextRef="c797_From1Jan2014To31Dec2014_OtherRealEstateOwnedMember_MaximumMember_BlendedIncomeAndSalesApproachMember" decimals="3">0.080</us-gaap:FairValueInputsCapRate>
  <us-gaap:FairValueInputsCapRate unitRef="pure" contextRef="c798_From1Jan2014To31Dec2014_OtherRealEstateOwnedMember_WeightedAverageMember_BlendedIncomeAndSalesApproachMember" decimals="3">0.077</us-gaap:FairValueInputsCapRate>
  <us-gaap:FairValueInputsLossSeverity unitRef="pure" contextRef="c795_From1Jan2014To31Dec2014_OtherRealEstateOwnedMember_MinimumMember_BlendedIncomeAndSalesApproachMember" decimals="3">0.000</us-gaap:FairValueInputsLossSeverity>
  <us-gaap:FairValueInputsLossSeverity unitRef="pure" contextRef="c796_From1Jan2014To31Dec2014_OtherRealEstateOwnedMember_BlendedIncomeAndSalesApproachMember" xs:nil="true"/>
  <us-gaap:FairValueInputsLossSeverity unitRef="pure" contextRef="c797_From1Jan2014To31Dec2014_OtherRealEstateOwnedMember_MaximumMember_BlendedIncomeAndSalesApproachMember" decimals="3">0.062</us-gaap:FairValueInputsLossSeverity>
  <us-gaap:FairValueInputsLossSeverity unitRef="pure" contextRef="c798_From1Jan2014To31Dec2014_OtherRealEstateOwnedMember_WeightedAverageMember_BlendedIncomeAndSalesApproachMember" decimals="3">0.030</us-gaap:FairValueInputsLossSeverity>
  <us-gaap:FairValueByBalanceSheetGroupingTextBlock contextRef="c2_From1Jan2015To31Dec2015">&lt;table cellpadding=&quot;0&quot; cellspacing=&quot;0&quot; style=&quot;border-collapse: collapse; width: 100%; font: 10pt Times New Roman, Times, Serif&quot;&gt;

      &lt;tr style=&quot;vertical-align: bottom&quot;&gt;
       &lt;td&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;padding-bottom: 1pt&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td colspan=&quot;19&quot; style=&quot;text-align: center; border-bottom: Black 1pt solid&quot;&gt;December 31, 2015&lt;/td&gt;
      &lt;/tr&gt;
      &lt;tr style=&quot;vertical-align: bottom&quot;&gt;
       &lt;td&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;padding-bottom: 1pt&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td colspan=&quot;3&quot; style=&quot;text-align: center; border-bottom: Black 1pt solid&quot;&gt;Carrying&lt;br /&gt; Amount&lt;/td&gt;
       &lt;td style=&quot;padding-bottom: 1pt&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td colspan=&quot;3&quot; style=&quot;text-align: center; border-bottom: Black 1pt solid&quot;&gt;Fair&lt;br /&gt; Value&lt;/td&gt;
       &lt;td style=&quot;padding-bottom: 1pt&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td colspan=&quot;3&quot; style=&quot;text-align: center; border-bottom: Black 1pt solid&quot;&gt;Level 1&lt;/td&gt;
       &lt;td style=&quot;padding-bottom: 1pt&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td colspan=&quot;3&quot; style=&quot;text-align: center; border-bottom: Black 1pt solid&quot;&gt;Level 2&lt;/td&gt;
       &lt;td style=&quot;padding-bottom: 1pt&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td colspan=&quot;3&quot; style=&quot;text-align: center; border-bottom: Black 1pt solid&quot;&gt;Level 3&lt;/td&gt;
      &lt;/tr&gt;
      &lt;tr style=&quot;vertical-align: bottom&quot;&gt;
       &lt;td&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;font-style: italic&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td colspan=&quot;19&quot; style=&quot;font-style: italic; text-align: center&quot;&gt;(in thousands)&lt;/td&gt;
      &lt;/tr&gt;
      &lt;tr style=&quot;vertical-align: bottom; background-color: rgb(204,238,255)&quot;&gt;
       &lt;td&gt;Assets:&lt;/td&gt;
       &lt;td&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: right&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: right&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: right&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: right&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: right&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;/tr&gt;
      &lt;tr style=&quot;vertical-align: bottom; background-color: White&quot;&gt;
       &lt;td&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: right&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: right&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: right&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: right&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: right&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;/tr&gt;
      &lt;tr style=&quot;vertical-align: bottom; background-color: rgb(204,238,255)&quot;&gt;
       &lt;td style=&quot;width: 50%; text-align: left; padding-left: 10pt&quot;&gt;Cash and due from banks&lt;/td&gt;
       &lt;td style=&quot;width: 1%&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;width: 1%; text-align: left&quot;&gt;$&lt;/td&gt;
       &lt;td style=&quot;width: 7%; text-align: right&quot;&gt;42,363&lt;/td&gt;
       &lt;td style=&quot;width: 1%; text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;width: 1%&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;width: 1%; text-align: left&quot;&gt;$&lt;/td&gt;
       &lt;td style=&quot;width: 7%; text-align: right&quot;&gt;42,363&lt;/td&gt;
       &lt;td style=&quot;width: 1%; text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;width: 1%&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;width: 1%; text-align: left&quot;&gt;$&lt;/td&gt;
       &lt;td style=&quot;width: 7%; text-align: right&quot;&gt;42,363&lt;/td&gt;
       &lt;td style=&quot;width: 1%; text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;width: 1%&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;width: 1%; text-align: left&quot;&gt;$&lt;/td&gt;
       &lt;td style=&quot;width: 7%; text-align: right&quot;&gt;-&lt;/td&gt;
       &lt;td style=&quot;width: 1%; text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;width: 1%&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;width: 1%; text-align: left&quot;&gt;$&lt;/td&gt;
       &lt;td style=&quot;width: 7%; text-align: right&quot;&gt;-&lt;/td&gt;
       &lt;td style=&quot;width: 1%; text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;/tr&gt;
      &lt;tr style=&quot;vertical-align: bottom; background-color: White&quot;&gt;
       &lt;td style=&quot;text-align: left; padding-left: 0pt&quot;&gt;Securities held-to-maturity&lt;/td&gt;
       &lt;td&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: right&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: right&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: right&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: right&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: right&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;/tr&gt;
      &lt;tr style=&quot;vertical-align: bottom; background-color: rgb(204,238,255)&quot;&gt;
       &lt;td style=&quot;text-align: left; padding-left: 10pt&quot;&gt;Other securities&lt;/td&gt;
       &lt;td&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: right&quot;&gt;6,180&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: right&quot;&gt;6,180&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: right&quot;&gt;-&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: right&quot;&gt;-&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: right&quot;&gt;6,180&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;/tr&gt;
      &lt;tr style=&quot;vertical-align: bottom; background-color: White&quot;&gt;
       &lt;td style=&quot;text-align: left; padding-left: 0pt&quot;&gt;Securities available for sale&lt;/td&gt;
       &lt;td&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: right&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: right&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: right&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: right&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: right&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;/tr&gt;
      &lt;tr style=&quot;vertical-align: bottom; background-color: rgb(204,238,255)&quot;&gt;
       &lt;td style=&quot;padding-left: 10pt&quot;&gt;Mortgage-backed securities&lt;/td&gt;
       &lt;td&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: right&quot;&gt;668,740&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: right&quot;&gt;668,740&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: right&quot;&gt;-&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: right&quot;&gt;668,740&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: right&quot;&gt;-&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;/tr&gt;
      &lt;tr style=&quot;vertical-align: bottom; background-color: White&quot;&gt;
       &lt;td style=&quot;text-align: left; padding-left: 10pt&quot;&gt;Other securities&lt;/td&gt;
       &lt;td&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: right&quot;&gt;324,657&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: right&quot;&gt;324,657&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: right&quot;&gt;-&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: right&quot;&gt;317,445&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: right&quot;&gt;7,212&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;/tr&gt;
      &lt;tr style=&quot;vertical-align: bottom; background-color: rgb(204,238,255)&quot;&gt;
       &lt;td style=&quot;padding-left: 10pt&quot;&gt;Loans&lt;/td&gt;
       &lt;td&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: right&quot;&gt;4,387,979&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: right&quot;&gt;4,434,079&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: right&quot;&gt;-&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: right&quot;&gt;-&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: right&quot;&gt;4,434,079&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;/tr&gt;
      &lt;tr style=&quot;vertical-align: bottom; background-color: White&quot;&gt;
       &lt;td style=&quot;text-align: left; padding-left: 10pt&quot;&gt;FHLB-NY stock&lt;/td&gt;
       &lt;td&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: right&quot;&gt;56,066&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: right&quot;&gt;56,066&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: right&quot;&gt;-&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: right&quot;&gt;56,066&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: right&quot;&gt;-&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;/tr&gt;
      &lt;tr style=&quot;vertical-align: bottom; background-color: rgb(204,238,255)&quot;&gt;
       &lt;td style=&quot;text-align: left; padding-left: 10pt&quot;&gt;Interest rate swaps&lt;/td&gt;
       &lt;td&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: right&quot;&gt;48&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: right&quot;&gt;48&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: right&quot;&gt;-&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: right&quot;&gt;48&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: right&quot;&gt;-&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;/tr&gt;
      &lt;tr style=&quot;vertical-align: bottom; background-color: White&quot;&gt;
       &lt;td style=&quot;padding-bottom: 1pt&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;padding-bottom: 1pt&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;border-bottom: Black 1pt solid; text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;border-bottom: Black 1pt solid; text-align: right&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;border-bottom: Black 1pt solid; text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;padding-bottom: 1pt&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;border-bottom: Black 1pt solid; text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;border-bottom: Black 1pt solid; text-align: right&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;border-bottom: Black 1pt solid; text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;padding-bottom: 1pt&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;border-bottom: Black 1pt solid; text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;border-bottom: Black 1pt solid; text-align: right&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;border-bottom: Black 1pt solid; text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;padding-bottom: 1pt&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;border-bottom: Black 1pt solid; text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;border-bottom: Black 1pt solid; text-align: right&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;border-bottom: Black 1pt solid; text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;padding-bottom: 1pt&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;border-bottom: Black 1pt solid; text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;border-bottom: Black 1pt solid; text-align: right&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;border-bottom: Black 1pt solid; text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;/tr&gt;
      &lt;tr style=&quot;vertical-align: bottom; background-color: rgb(204,238,255)&quot;&gt;
       &lt;td style=&quot;text-align: left; padding-bottom: 2.25pt; padding-left: 10pt&quot;&gt;Total assets&lt;/td&gt;
       &lt;td style=&quot;padding-bottom: 2.25pt&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;border-bottom: Black 2.25pt double; text-align: left&quot;&gt;$&lt;/td&gt;
       &lt;td style=&quot;border-bottom: Black 2.25pt double; text-align: right&quot;&gt;5,486,033&lt;/td&gt;
       &lt;td style=&quot;border-bottom: Black 2.25pt double; text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;padding-bottom: 2.25pt&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;border-bottom: Black 2.25pt double; text-align: left&quot;&gt;$&lt;/td&gt;
       &lt;td style=&quot;border-bottom: Black 2.25pt double; text-align: right&quot;&gt;5,532,133&lt;/td&gt;
       &lt;td style=&quot;border-bottom: Black 2.25pt double; text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;padding-bottom: 2.25pt&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;border-bottom: Black 2.25pt double; text-align: left&quot;&gt;$&lt;/td&gt;
       &lt;td style=&quot;border-bottom: Black 2.25pt double; text-align: right&quot;&gt;42,363&lt;/td&gt;
       &lt;td style=&quot;border-bottom: Black 2.25pt double; text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;padding-bottom: 2.25pt&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;border-bottom: Black 2.25pt double; text-align: left&quot;&gt;$&lt;/td&gt;
       &lt;td style=&quot;border-bottom: Black 2.25pt double; text-align: right&quot;&gt;1,042,299&lt;/td&gt;
       &lt;td style=&quot;border-bottom: Black 2.25pt double; text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;padding-bottom: 2.25pt&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;border-bottom: Black 2.25pt double; text-align: left&quot;&gt;$&lt;/td&gt;
       &lt;td style=&quot;border-bottom: Black 2.25pt double; text-align: right&quot;&gt;4,447,471&lt;/td&gt;
       &lt;td style=&quot;border-bottom: Black 2.25pt double; text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;/tr&gt;
      &lt;tr style=&quot;vertical-align: bottom; background-color: White&quot;&gt;
       &lt;td&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: right&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: right&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: right&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: right&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: right&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;/tr&gt;
      &lt;tr style=&quot;vertical-align: bottom; background-color: rgb(204,238,255)&quot;&gt;
       &lt;td&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: right&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: right&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: right&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: right&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: right&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;/tr&gt;
      &lt;tr style=&quot;vertical-align: bottom; background-color: White&quot;&gt;
       &lt;td&gt;Liabilities:&lt;/td&gt;
       &lt;td&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: right&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: right&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: right&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: right&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: right&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;/tr&gt;
      &lt;tr style=&quot;vertical-align: bottom; background-color: rgb(204,238,255)&quot;&gt;
       &lt;td style=&quot;padding-left: 10pt&quot;&gt;Deposits&lt;/td&gt;
       &lt;td&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;$&lt;/td&gt;
       &lt;td style=&quot;text-align: right&quot;&gt;3,892,547&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;$&lt;/td&gt;
       &lt;td style=&quot;text-align: right&quot;&gt;3,902,888&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;$&lt;/td&gt;
       &lt;td style=&quot;text-align: right&quot;&gt;2,489,245&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;$&lt;/td&gt;
       &lt;td style=&quot;text-align: right&quot;&gt;1,413,643&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;$&lt;/td&gt;
       &lt;td style=&quot;text-align: right&quot;&gt;-&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;/tr&gt;
      &lt;tr style=&quot;vertical-align: bottom; background-color: White&quot;&gt;
       &lt;td style=&quot;padding-left: 10pt&quot;&gt;Borrowings&lt;/td&gt;
       &lt;td&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: right&quot;&gt;1,271,676&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: right&quot;&gt;1,279,946&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: right&quot;&gt;-&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: right&quot;&gt;1,250,928&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: right&quot;&gt;29,018&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;/tr&gt;
      &lt;tr style=&quot;vertical-align: bottom; background-color: rgb(204,238,255)&quot;&gt;
       &lt;td style=&quot;text-align: left; padding-left: 10pt&quot;&gt;Interest rate swaps&lt;/td&gt;
       &lt;td&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: right&quot;&gt;4,314&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: right&quot;&gt;4,314&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: right&quot;&gt;-&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: right&quot;&gt;4,314&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: right&quot;&gt;-&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;/tr&gt;
      &lt;tr style=&quot;vertical-align: bottom; background-color: White&quot;&gt;
       &lt;td style=&quot;padding-bottom: 1pt&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;padding-bottom: 1pt&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;border-bottom: Black 1pt solid; text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;border-bottom: Black 1pt solid; text-align: right&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;border-bottom: Black 1pt solid; text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;padding-bottom: 1pt&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;border-bottom: Black 1pt solid; text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;border-bottom: Black 1pt solid; text-align: right&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;border-bottom: Black 1pt solid; text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;padding-bottom: 1pt&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;border-bottom: Black 1pt solid; text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;border-bottom: Black 1pt solid; text-align: right&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;border-bottom: Black 1pt solid; text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;padding-bottom: 1pt&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;border-bottom: Black 1pt solid; text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;border-bottom: Black 1pt solid; text-align: right&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;border-bottom: Black 1pt solid; text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;padding-bottom: 1pt&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;border-bottom: Black 1pt solid; text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;border-bottom: Black 1pt solid; text-align: right&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;border-bottom: Black 1pt solid; text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;/tr&gt;
      &lt;tr style=&quot;vertical-align: bottom; background-color: rgb(204,238,255)&quot;&gt;
       &lt;td style=&quot;text-align: left; padding-bottom: 2.25pt; padding-left: 10pt&quot;&gt;Total liabilities&lt;/td&gt;
       &lt;td style=&quot;padding-bottom: 2.25pt&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;border-bottom: Black 2.25pt double; text-align: left&quot;&gt;$&lt;/td&gt;
       &lt;td style=&quot;border-bottom: Black 2.25pt double; text-align: right&quot;&gt;5,168,537&lt;/td&gt;
       &lt;td style=&quot;border-bottom: Black 2.25pt double; text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;padding-bottom: 2.25pt&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;border-bottom: Black 2.25pt double; text-align: left&quot;&gt;$&lt;/td&gt;
       &lt;td style=&quot;border-bottom: Black 2.25pt double; text-align: right&quot;&gt;5,187,148&lt;/td&gt;
       &lt;td style=&quot;border-bottom: Black 2.25pt double; text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;padding-bottom: 2.25pt&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;border-bottom: Black 2.25pt double; text-align: left&quot;&gt;$&lt;/td&gt;
       &lt;td style=&quot;border-bottom: Black 2.25pt double; text-align: right&quot;&gt;2,489,245&lt;/td&gt;
       &lt;td style=&quot;border-bottom: Black 2.25pt double; text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;padding-bottom: 2.25pt&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;border-bottom: Black 2.25pt double; text-align: left&quot;&gt;$&lt;/td&gt;
       &lt;td style=&quot;border-bottom: Black 2.25pt double; text-align: right&quot;&gt;2,668,885&lt;/td&gt;
       &lt;td style=&quot;border-bottom: Black 2.25pt double; text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;padding-bottom: 2.25pt&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;border-bottom: Black 2.25pt double; text-align: left&quot;&gt;$&lt;/td&gt;
       &lt;td style=&quot;border-bottom: Black 2.25pt double; text-align: right&quot;&gt;29,018&lt;/td&gt;
       &lt;td style=&quot;border-bottom: Black 2.25pt double; text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;/tr&gt;

    &lt;/table&gt;&lt;table cellpadding=&quot;0&quot; cellspacing=&quot;0&quot; style=&quot;border-collapse: collapse; width: 100%; font: 10pt Times New Roman, Times, Serif&quot;&gt;

      &lt;tr style=&quot;vertical-align: bottom&quot;&gt;
       &lt;td&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;padding-bottom: 1pt&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td colspan=&quot;19&quot; style=&quot;text-align: center; border-bottom: Black 1pt solid&quot;&gt;December 31, 2014&lt;/td&gt;
      &lt;/tr&gt;
      &lt;tr style=&quot;vertical-align: bottom&quot;&gt;
       &lt;td&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;padding-bottom: 1pt&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td colspan=&quot;3&quot; style=&quot;text-align: center; border-bottom: Black 1pt solid&quot;&gt;Carrying&lt;br /&gt; Amount&lt;/td&gt;
       &lt;td style=&quot;padding-bottom: 1pt&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td colspan=&quot;3&quot; style=&quot;text-align: center; border-bottom: Black 1pt solid&quot;&gt;Fair&lt;br /&gt; Value&lt;/td&gt;
       &lt;td style=&quot;padding-bottom: 1pt&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td colspan=&quot;3&quot; style=&quot;text-align: center; border-bottom: Black 1pt solid&quot;&gt;Level 1&lt;/td&gt;
       &lt;td style=&quot;padding-bottom: 1pt&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td colspan=&quot;3&quot; style=&quot;text-align: center; border-bottom: Black 1pt solid&quot;&gt;Level 2&lt;/td&gt;
       &lt;td style=&quot;padding-bottom: 1pt&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td colspan=&quot;3&quot; style=&quot;text-align: center; border-bottom: Black 1pt solid&quot;&gt;Level 3&lt;/td&gt;
      &lt;/tr&gt;
      &lt;tr style=&quot;vertical-align: bottom&quot;&gt;
       &lt;td&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;font-style: italic&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td colspan=&quot;19&quot; style=&quot;font-style: italic; text-align: center&quot;&gt;(in thousands)&lt;/td&gt;
      &lt;/tr&gt;
      &lt;tr style=&quot;vertical-align: bottom; background-color: rgb(204,238,255)&quot;&gt;
       &lt;td&gt;Assets:&lt;/td&gt;
       &lt;td&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: right&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: right&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: right&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: right&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: right&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;/tr&gt;
      &lt;tr style=&quot;vertical-align: bottom; background-color: White&quot;&gt;
       &lt;td&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: right&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: right&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: right&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: right&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: right&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;/tr&gt;
      &lt;tr style=&quot;vertical-align: bottom; background-color: rgb(204,238,255)&quot;&gt;
       &lt;td style=&quot;width: 50%; text-align: left; padding-left: 10pt&quot;&gt;Cash and due from banks&lt;/td&gt;
       &lt;td style=&quot;width: 1%&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;width: 1%; text-align: left&quot;&gt;$&lt;/td&gt;
       &lt;td style=&quot;width: 7%; text-align: right&quot;&gt;34,265&lt;/td&gt;
       &lt;td style=&quot;width: 1%; text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;width: 1%&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;width: 1%; text-align: left&quot;&gt;$&lt;/td&gt;
       &lt;td style=&quot;width: 7%; text-align: right&quot;&gt;34,265&lt;/td&gt;
       &lt;td style=&quot;width: 1%; text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;width: 1%&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;width: 1%; text-align: left&quot;&gt;$&lt;/td&gt;
       &lt;td style=&quot;width: 7%; text-align: right&quot;&gt;34,265&lt;/td&gt;
       &lt;td style=&quot;width: 1%; text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;width: 1%&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;width: 1%; text-align: left&quot;&gt;$&lt;/td&gt;
       &lt;td style=&quot;width: 7%; text-align: right&quot;&gt;-&lt;/td&gt;
       &lt;td style=&quot;width: 1%; text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;width: 1%&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;width: 1%; text-align: left&quot;&gt;$&lt;/td&gt;
       &lt;td style=&quot;width: 7%; text-align: right&quot;&gt;-&lt;/td&gt;
       &lt;td style=&quot;width: 1%; text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;/tr&gt;
      &lt;tr style=&quot;vertical-align: bottom; background-color: White&quot;&gt;
       &lt;td style=&quot;padding-left: 10pt&quot;&gt;Mortgage-backed Securities&lt;/td&gt;
       &lt;td&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: right&quot;&gt;704,933&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: right&quot;&gt;704,933&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: right&quot;&gt;-&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: right&quot;&gt;704,933&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: right&quot;&gt;-&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;/tr&gt;
      &lt;tr style=&quot;vertical-align: bottom; background-color: rgb(204,238,255)&quot;&gt;
       &lt;td style=&quot;text-align: left; padding-left: 10pt&quot;&gt;Other securities&lt;/td&gt;
       &lt;td&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: right&quot;&gt;268,377&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: right&quot;&gt;268,377&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: right&quot;&gt;-&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: right&quot;&gt;245,768&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: right&quot;&gt;22,609&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;/tr&gt;
      &lt;tr style=&quot;vertical-align: bottom; background-color: White&quot;&gt;
       &lt;td style=&quot;padding-left: 10pt&quot;&gt;Loans&lt;/td&gt;
       &lt;td&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: right&quot;&gt;3,810,373&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: right&quot;&gt;3,871,087&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: right&quot;&gt;-&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: right&quot;&gt;-&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: right&quot;&gt;3,871,087&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;/tr&gt;
      &lt;tr style=&quot;vertical-align: bottom; background-color: rgb(204,238,255)&quot;&gt;
       &lt;td style=&quot;text-align: left; padding-left: 10pt&quot;&gt;FHLB-NY stock&lt;/td&gt;
       &lt;td&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: right&quot;&gt;46,924&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: right&quot;&gt;46,924&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: right&quot;&gt;-&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: right&quot;&gt;46,924&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: right&quot;&gt;-&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;/tr&gt;
      &lt;tr style=&quot;vertical-align: bottom; background-color: White&quot;&gt;
       &lt;td style=&quot;text-align: left; padding-left: 10pt&quot;&gt;Interest rate swaps&lt;/td&gt;
       &lt;td&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: right&quot;&gt;84&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: right&quot;&gt;84&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: right&quot;&gt;-&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: right&quot;&gt;84&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: right&quot;&gt;-&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;/tr&gt;
      &lt;tr style=&quot;vertical-align: bottom; background-color: rgb(204,238,255)&quot;&gt;
       &lt;td style=&quot;padding-bottom: 1pt&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;padding-bottom: 1pt&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;border-bottom: Black 1pt solid; text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;border-bottom: Black 1pt solid; text-align: right&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;border-bottom: Black 1pt solid; text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;padding-bottom: 1pt&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;border-bottom: Black 1pt solid; text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;border-bottom: Black 1pt solid; text-align: right&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;border-bottom: Black 1pt solid; text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;padding-bottom: 1pt&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;border-bottom: Black 1pt solid; text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;border-bottom: Black 1pt solid; text-align: right&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;border-bottom: Black 1pt solid; text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;padding-bottom: 1pt&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;border-bottom: Black 1pt solid; text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;border-bottom: Black 1pt solid; text-align: right&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;border-bottom: Black 1pt solid; text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;padding-bottom: 1pt&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;border-bottom: Black 1pt solid; text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;border-bottom: Black 1pt solid; text-align: right&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;border-bottom: Black 1pt solid; text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;/tr&gt;
      &lt;tr style=&quot;vertical-align: bottom; background-color: White&quot;&gt;
       &lt;td style=&quot;text-align: left; padding-bottom: 2.25pt; padding-left: 10pt&quot;&gt;Total assets&lt;/td&gt;
       &lt;td style=&quot;padding-bottom: 2.25pt&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;border-bottom: Black 2.25pt double; text-align: left&quot;&gt;$&lt;/td&gt;
       &lt;td style=&quot;border-bottom: Black 2.25pt double; text-align: right&quot;&gt;4,864,956&lt;/td&gt;
       &lt;td style=&quot;border-bottom: Black 2.25pt double; text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;padding-bottom: 2.25pt&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;border-bottom: Black 2.25pt double; text-align: left&quot;&gt;$&lt;/td&gt;
       &lt;td style=&quot;border-bottom: Black 2.25pt double; text-align: right&quot;&gt;4,925,670&lt;/td&gt;
       &lt;td style=&quot;border-bottom: Black 2.25pt double; text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;padding-bottom: 2.25pt&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;border-bottom: Black 2.25pt double; text-align: left&quot;&gt;$&lt;/td&gt;
       &lt;td style=&quot;border-bottom: Black 2.25pt double; text-align: right&quot;&gt;34,265&lt;/td&gt;
       &lt;td style=&quot;border-bottom: Black 2.25pt double; text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;padding-bottom: 2.25pt&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;border-bottom: Black 2.25pt double; text-align: left&quot;&gt;$&lt;/td&gt;
       &lt;td style=&quot;border-bottom: Black 2.25pt double; text-align: right&quot;&gt;997,709&lt;/td&gt;
       &lt;td style=&quot;border-bottom: Black 2.25pt double; text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;padding-bottom: 2.25pt&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;border-bottom: Black 2.25pt double; text-align: left&quot;&gt;$&lt;/td&gt;
       &lt;td style=&quot;border-bottom: Black 2.25pt double; text-align: right&quot;&gt;3,893,696&lt;/td&gt;
       &lt;td style=&quot;border-bottom: Black 2.25pt double; text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;/tr&gt;
      &lt;tr style=&quot;vertical-align: bottom; background-color: rgb(204,238,255)&quot;&gt;
       &lt;td&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: right&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: right&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: right&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: right&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: right&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;/tr&gt;
      &lt;tr style=&quot;vertical-align: bottom; background-color: White&quot;&gt;
       &lt;td&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: right&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: right&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: right&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: right&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: right&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;/tr&gt;
      &lt;tr style=&quot;vertical-align: bottom; background-color: rgb(204,238,255)&quot;&gt;
       &lt;td&gt;Liabilities:&lt;/td&gt;
       &lt;td&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: right&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: right&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: right&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: right&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: right&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;/tr&gt;
      &lt;tr style=&quot;vertical-align: bottom; background-color: White&quot;&gt;
       &lt;td style=&quot;padding-left: 10pt&quot;&gt;Deposits&lt;/td&gt;
       &lt;td&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;$&lt;/td&gt;
       &lt;td style=&quot;text-align: right&quot;&gt;3,508,598&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;$&lt;/td&gt;
       &lt;td style=&quot;text-align: right&quot;&gt;3,524,123&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;$&lt;/td&gt;
       &lt;td style=&quot;text-align: right&quot;&gt;2,202,775&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;$&lt;/td&gt;
       &lt;td style=&quot;text-align: right&quot;&gt;1,321,348&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;$&lt;/td&gt;
       &lt;td style=&quot;text-align: right&quot;&gt;-&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;/tr&gt;
      &lt;tr style=&quot;vertical-align: bottom; background-color: rgb(204,238,255)&quot;&gt;
       &lt;td style=&quot;padding-left: 10pt&quot;&gt;Borrowings&lt;/td&gt;
       &lt;td&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: right&quot;&gt;1,056,492&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: right&quot;&gt;1,070,428&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: right&quot;&gt;-&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: right&quot;&gt;1,041,657&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: right&quot;&gt;28,771&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;/tr&gt;
      &lt;tr style=&quot;vertical-align: bottom; background-color: White&quot;&gt;
       &lt;td style=&quot;text-align: left; padding-left: 10pt&quot;&gt;Interest rate swaps&lt;/td&gt;
       &lt;td&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: right&quot;&gt;2,649&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: right&quot;&gt;2,649&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: right&quot;&gt;-&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: right&quot;&gt;2,649&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: right&quot;&gt;-&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;/tr&gt;
      &lt;tr style=&quot;vertical-align: bottom; background-color: rgb(204,238,255)&quot;&gt;
       &lt;td style=&quot;padding-bottom: 1pt&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;padding-bottom: 1pt&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;border-bottom: Black 1pt solid; text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;border-bottom: Black 1pt solid; text-align: right&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;border-bottom: Black 1pt solid; text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;padding-bottom: 1pt&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;border-bottom: Black 1pt solid; text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;border-bottom: Black 1pt solid; text-align: right&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;border-bottom: Black 1pt solid; text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;padding-bottom: 1pt&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;border-bottom: Black 1pt solid; text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;border-bottom: Black 1pt solid; text-align: right&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;border-bottom: Black 1pt solid; text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;padding-bottom: 1pt&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;border-bottom: Black 1pt solid; text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;border-bottom: Black 1pt solid; text-align: right&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;border-bottom: Black 1pt solid; text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;padding-bottom: 1pt&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;border-bottom: Black 1pt solid; text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;border-bottom: Black 1pt solid; text-align: right&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;border-bottom: Black 1pt solid; text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;/tr&gt;
      &lt;tr style=&quot;vertical-align: bottom; background-color: White&quot;&gt;
       &lt;td style=&quot;text-align: left; padding-bottom: 2.25pt; padding-left: 10pt&quot;&gt;Total liabilities&lt;/td&gt;
       &lt;td style=&quot;padding-bottom: 2.25pt&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;border-bottom: Black 2.25pt double; text-align: left&quot;&gt;$&lt;/td&gt;
       &lt;td style=&quot;border-bottom: Black 2.25pt double; text-align: right&quot;&gt;4,567,739&lt;/td&gt;
       &lt;td style=&quot;border-bottom: Black 2.25pt double; text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;padding-bottom: 2.25pt&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;border-bottom: Black 2.25pt double; text-align: left&quot;&gt;$&lt;/td&gt;
       &lt;td style=&quot;border-bottom: Black 2.25pt double; text-align: right&quot;&gt;4,597,200&lt;/td&gt;
       &lt;td style=&quot;border-bottom: Black 2.25pt double; text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;padding-bottom: 2.25pt&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;border-bottom: Black 2.25pt double; text-align: left&quot;&gt;$&lt;/td&gt;
       &lt;td style=&quot;border-bottom: Black 2.25pt double; text-align: right&quot;&gt;2,202,775&lt;/td&gt;
       &lt;td style=&quot;border-bottom: Black 2.25pt double; text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;padding-bottom: 2.25pt&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;border-bottom: Black 2.25pt double; text-align: left&quot;&gt;$&lt;/td&gt;
       &lt;td style=&quot;border-bottom: Black 2.25pt double; text-align: right&quot;&gt;2,365,654&lt;/td&gt;
       &lt;td style=&quot;border-bottom: Black 2.25pt double; text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;padding-bottom: 2.25pt&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;border-bottom: Black 2.25pt double; text-align: left&quot;&gt;$&lt;/td&gt;
       &lt;td style=&quot;border-bottom: Black 2.25pt double; text-align: right&quot;&gt;28,771&lt;/td&gt;
       &lt;td style=&quot;border-bottom: Black 2.25pt double; text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;/tr&gt;

    &lt;/table&gt;</us-gaap:FairValueByBalanceSheetGroupingTextBlock>
  <us-gaap:Assets unitRef="usd" contextRef="c799_AsOf31Dec2015_CashAndDueFromBanksMember" decimals="-3">42363000</us-gaap:Assets>
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  <us-gaap:Assets unitRef="usd" contextRef="c810_AsOf31Dec2015_FHLBNYStockMember" decimals="-3">56066000</us-gaap:Assets>
  <us-gaap:AssetsFairValueDisclosure unitRef="usd" contextRef="c810_AsOf31Dec2015_FHLBNYStockMember" decimals="-3">56066000</us-gaap:AssetsFairValueDisclosure>
  <us-gaap:AssetsFairValueDisclosure unitRef="usd" contextRef="c811_AsOf31Dec2015_FHLBNYStockMember_FairValueInputsLevel2Member" decimals="-3">56066000</us-gaap:AssetsFairValueDisclosure>
  <us-gaap:Assets unitRef="usd" contextRef="c812_AsOf31Dec2015_InterestRateSwapsMember" decimals="-3">48000</us-gaap:Assets>
  <us-gaap:AssetsFairValueDisclosure unitRef="usd" contextRef="c812_AsOf31Dec2015_InterestRateSwapsMember" decimals="-3">48000</us-gaap:AssetsFairValueDisclosure>
  <us-gaap:AssetsFairValueDisclosure unitRef="usd" contextRef="c813_AsOf31Dec2015_InterestRateSwapsMember_FairValueInputsLevel2Member" decimals="-3">48000</us-gaap:AssetsFairValueDisclosure>
  <us-gaap:Assets unitRef="usd" contextRef="c814_AsOf31Dec2015_TotalAssetsFinancialInstrumentsMember" decimals="-3">5486033000</us-gaap:Assets>
  <us-gaap:AssetsFairValueDisclosure unitRef="usd" contextRef="c814_AsOf31Dec2015_TotalAssetsFinancialInstrumentsMember" decimals="-3">5532133000</us-gaap:AssetsFairValueDisclosure>
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  <us-gaap:DerivativeInstrumentsAndHedgingActivitiesDisclosureTextBlock contextRef="c2_From1Jan2015To31Dec2015">&lt;p style=&quot;font: 10pt Times New Roman, Times, Serif; margin: 0pt 0&quot;&gt;&lt;b&gt;19. Derivative Financial Instruments&lt;/b&gt;&lt;/p&gt;&lt;br/&gt;&lt;p style=&quot;font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify&quot;&gt;At December 31, 2015 and 2014, the Company&amp;#x2019;s derivative financial instruments consisted of interest rate swaps. The Company&amp;#x2019;s interest rate swaps are used for two purposes. The first purpose is to mitigate the Company&amp;#x2019;s exposure to rising interest rates on a portion ($18.0 million) of its floating rate junior subordinated debentures that have a contractual value of $61.9 million. The second purpose is to mitigate the Company&amp;#x2019;s exposure to rising interest rates on certain fixed rate loans totaling $146.9 million and $32.8 million at December 31, 2015 and 2014, respectively.&lt;/p&gt;&lt;br/&gt;&lt;p style=&quot;font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify&quot;&gt;At December 31, 2015 and 2014 interest rate swaps with a combined notional amount of $36.3 million, were not designated as hedges. Interest rate swaps with a combined notional amount of $128.5 million and $14.5 million were designated as fair value hedges at December 31, 2015 and 2014, respectively. Changes in the fair value of the interest rate swaps not designated as hedges are reflected in &amp;#x201c;Net gain/loss from fair value adjustments&amp;#x201d; in the Consolidated Statements of Income. During 2015 and 2014, the Company did not record any hedge ineffectiveness.&lt;/p&gt;&lt;br/&gt;&lt;p style=&quot;font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify&quot;&gt;The following tables set forth information regarding the Company&amp;#x2019;s derivative financial instruments:&lt;/p&gt;&lt;br/&gt;&lt;table cellpadding=&quot;0&quot; cellspacing=&quot;0&quot; style=&quot;border-collapse: collapse; width: 100%; font: 10pt Times New Roman, Times, Serif&quot;&gt;

      &lt;tr style=&quot;vertical-align: bottom&quot;&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;padding-bottom: 1pt&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td colspan=&quot;7&quot; style=&quot;text-align: center; border-bottom: Black 1pt solid&quot;&gt;At or for the year ended December 31, 2015&lt;/td&gt;
      &lt;/tr&gt;
      &lt;tr style=&quot;vertical-align: bottom&quot;&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;padding-bottom: 1pt&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td colspan=&quot;3&quot; style=&quot;text-align: center; border-bottom: Black 1pt solid&quot;&gt;Notional&lt;br /&gt; Amount&lt;/td&gt;
       &lt;td style=&quot;font-weight: normal; font-style: normal; padding-bottom: 1pt&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td colspan=&quot;3&quot; style=&quot;font-weight: normal; font-style: normal; text-align: center; border-bottom: Black 1pt solid&quot;&gt;Net Carrying&lt;br /&gt; Value&lt;font style=&quot;font-family: Times New Roman, Times, Serif; font-size: 10pt; font-weight: normal; font-style: normal&quot;&gt;&lt;sup&gt; (1)&lt;/sup&gt;&lt;/font&gt;&lt;/td&gt;
      &lt;/tr&gt;
      &lt;tr style=&quot;vertical-align: bottom&quot;&gt;
       &lt;td style=&quot;text-align: center&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;font-style: italic&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td colspan=&quot;7&quot; style=&quot;font-style: italic; text-align: center&quot;&gt;(In thousands)&lt;/td&gt;
      &lt;/tr&gt;
      &lt;tr style=&quot;vertical-align: bottom&quot;&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td colspan=&quot;3&quot; style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td colspan=&quot;3&quot; style=&quot;text-align: right&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;/tr&gt;
      &lt;tr style=&quot;vertical-align: bottom; background-color: rgb(204,238,255)&quot;&gt;
       &lt;td style=&quot;width: 70%; text-align: left&quot;&gt;Interest rate swaps (non-hedge)&lt;/td&gt;
       &lt;td style=&quot;width: 1%&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;width: 1%; text-align: left&quot;&gt;$&lt;/td&gt;
       &lt;td style=&quot;width: 12%; text-align: right&quot;&gt;36,321&lt;/td&gt;
       &lt;td style=&quot;width: 1%; text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;width: 1%&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;width: 1%; text-align: left&quot;&gt;$&lt;/td&gt;
       &lt;td style=&quot;width: 12%; text-align: right&quot;&gt;(2,799&lt;/td&gt;
       &lt;td style=&quot;width: 1%; text-align: left&quot;&gt;)&lt;/td&gt;
      &lt;/tr&gt;
      &lt;tr style=&quot;vertical-align: bottom; background-color: White&quot;&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;Interest rate swaps (hedge)&lt;/td&gt;
       &lt;td&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: right&quot;&gt;28,588&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: right&quot;&gt;48&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;/tr&gt;
      &lt;tr style=&quot;vertical-align: bottom; background-color: rgb(204,238,255)&quot;&gt;
       &lt;td style=&quot;text-align: left; padding-bottom: 1pt&quot;&gt;Interest rate swaps (hedge)&lt;/td&gt;
       &lt;td style=&quot;padding-bottom: 1pt&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;border-bottom: Black 1pt solid; text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;border-bottom: Black 1pt solid; text-align: right&quot;&gt;99,955&lt;/td&gt;
       &lt;td style=&quot;border-bottom: Black 1pt solid; text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;padding-bottom: 1pt&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;border-bottom: Black 1pt solid; text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;border-bottom: Black 1pt solid; text-align: right&quot;&gt;(1,515&lt;/td&gt;
       &lt;td style=&quot;border-bottom: Black 1pt solid; text-align: left&quot;&gt;)&lt;/td&gt;
      &lt;/tr&gt;
      &lt;tr style=&quot;vertical-align: bottom; background-color: White&quot;&gt;
       &lt;td style=&quot;text-align: left; padding-bottom: 2.25pt; padding-left: 10pt&quot;&gt;Total derivatives&lt;/td&gt;
       &lt;td style=&quot;padding-bottom: 2.25pt&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;border-bottom: Black 2.25pt double; text-align: left&quot;&gt;$&lt;/td&gt;
       &lt;td style=&quot;border-bottom: Black 2.25pt double; text-align: right&quot;&gt;164,864&lt;/td&gt;
       &lt;td style=&quot;border-bottom: Black 2.25pt double; text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;padding-bottom: 2.25pt&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;border-bottom: Black 2.25pt double; text-align: left&quot;&gt;$&lt;/td&gt;
       &lt;td style=&quot;border-bottom: Black 2.25pt double; text-align: right&quot;&gt;(4,266&lt;/td&gt;
       &lt;td style=&quot;border-bottom: Black 2.25pt double; text-align: left&quot;&gt;)&lt;/td&gt;
      &lt;/tr&gt;

    &lt;/table&gt;&lt;br/&gt;&lt;table cellpadding=&quot;0&quot; cellspacing=&quot;0&quot; style=&quot;border-collapse: collapse; width: 100%; font: 10pt Times New Roman, Times, Serif&quot;&gt;

      &lt;tr style=&quot;vertical-align: bottom&quot;&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;padding-bottom: 1pt&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td colspan=&quot;7&quot; style=&quot;text-align: center; border-bottom: Black 1pt solid&quot;&gt;At or for the year ended December 31, 2014&lt;/td&gt;
      &lt;/tr&gt;
      &lt;tr style=&quot;vertical-align: bottom&quot;&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;padding-bottom: 1pt&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td colspan=&quot;3&quot; style=&quot;text-align: center; border-bottom: Black 1pt solid&quot;&gt;Notional&lt;br /&gt; Amount&lt;/td&gt;
       &lt;td style=&quot;font-weight: normal; font-style: normal; padding-bottom: 1pt&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td colspan=&quot;3&quot; style=&quot;font-weight: normal; font-style: normal; text-align: center; border-bottom: Black 1pt solid&quot;&gt;Net Carrying&lt;br /&gt; Value&lt;font style=&quot;font-family: Times New Roman, Times, Serif; font-size: 10pt; font-weight: normal; font-style: normal&quot;&gt;&lt;sup&gt; (1)&lt;/sup&gt;&lt;/font&gt;&lt;/td&gt;
      &lt;/tr&gt;
      &lt;tr style=&quot;vertical-align: bottom&quot;&gt;
       &lt;td style=&quot;text-align: center&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;font-style: italic&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td colspan=&quot;7&quot; style=&quot;font-style: italic; text-align: center&quot;&gt;(In thousands)&lt;/td&gt;
      &lt;/tr&gt;
      &lt;tr style=&quot;vertical-align: bottom&quot;&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td colspan=&quot;3&quot; style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td colspan=&quot;3&quot; style=&quot;text-align: right&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;/tr&gt;
      &lt;tr style=&quot;vertical-align: bottom; background-color: rgb(204,238,255)&quot;&gt;
       &lt;td style=&quot;width: 70%; text-align: left&quot;&gt;Interest rate swaps (non-hedge)&lt;/td&gt;
       &lt;td style=&quot;width: 1%&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;width: 1%; text-align: left&quot;&gt;$&lt;/td&gt;
       &lt;td style=&quot;width: 12%; text-align: right&quot;&gt;36,321&lt;/td&gt;
       &lt;td style=&quot;width: 1%; text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;width: 1%&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;width: 1%; text-align: left&quot;&gt;$&lt;/td&gt;
       &lt;td style=&quot;width: 12%; text-align: right&quot;&gt;(2,239&lt;/td&gt;
       &lt;td style=&quot;width: 1%; text-align: left&quot;&gt;)&lt;/td&gt;
      &lt;/tr&gt;
      &lt;tr style=&quot;vertical-align: bottom; background-color: White&quot;&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;Interest rate swaps (hedge)&lt;/td&gt;
       &lt;td&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: right&quot;&gt;4,131&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: right&quot;&gt;84&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;/tr&gt;
      &lt;tr style=&quot;vertical-align: bottom; background-color: rgb(204,238,255)&quot;&gt;
       &lt;td style=&quot;text-align: left; padding-bottom: 1pt&quot;&gt;Interest rate swaps (hedge)&lt;/td&gt;
       &lt;td style=&quot;padding-bottom: 1pt&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;border-bottom: Black 1pt solid; text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;border-bottom: Black 1pt solid; text-align: right&quot;&gt;10,340&lt;/td&gt;
       &lt;td style=&quot;border-bottom: Black 1pt solid; text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;padding-bottom: 1pt&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;border-bottom: Black 1pt solid; text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;border-bottom: Black 1pt solid; text-align: right&quot;&gt;(410&lt;/td&gt;
       &lt;td style=&quot;border-bottom: Black 1pt solid; text-align: left&quot;&gt;)&lt;/td&gt;
      &lt;/tr&gt;
      &lt;tr style=&quot;vertical-align: bottom; background-color: White&quot;&gt;
       &lt;td style=&quot;text-align: left; padding-bottom: 2.25pt; padding-left: 10pt&quot;&gt;Total derivatives&lt;/td&gt;
       &lt;td style=&quot;padding-bottom: 2.25pt&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;border-bottom: Black 2.25pt double; text-align: left&quot;&gt;$&lt;/td&gt;
       &lt;td style=&quot;border-bottom: Black 2.25pt double; text-align: right&quot;&gt;50,792&lt;/td&gt;
       &lt;td style=&quot;border-bottom: Black 2.25pt double; text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;padding-bottom: 2.25pt&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;border-bottom: Black 2.25pt double; text-align: left&quot;&gt;$&lt;/td&gt;
       &lt;td style=&quot;border-bottom: Black 2.25pt double; text-align: right&quot;&gt;(2,565&lt;/td&gt;
       &lt;td style=&quot;border-bottom: Black 2.25pt double; text-align: left&quot;&gt;)&lt;/td&gt;
      &lt;/tr&gt;

    &lt;/table&gt;&lt;br/&gt;&lt;table cellspacing=&quot;0&quot; cellpadding=&quot;0&quot; style=&quot;font: 10pt Times New Roman, Times, Serif; width: 100%; border-collapse: collapse&quot;&gt;

     &lt;tr style=&quot;vertical-align: top&quot;&gt;
      &lt;td style=&quot;width: 4%&quot;&gt;&lt;font style=&quot;font-size: 10pt&quot;&gt;(1)&lt;/font&gt;&lt;/td&gt;
      &lt;td style=&quot;text-align: justify&quot;&gt; Derivatives in a net positive position are recorded as &amp;#x201c;Other assets&amp;#x201d; and derivatives in a net negative position are recorded as &amp;#x201c;Other liabilities&amp;#x201d; in the Consolidated Statements of Financial Condition. There were no unrealized losses on derivative financial instruments at December 31, 2015 and 2014.&lt;/td&gt;
     &lt;/tr&gt;

   &lt;/table&gt;&lt;br/&gt;&lt;p style=&quot;font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify&quot;&gt;The following table sets forth the effect of derivative instruments on the Consolidated Statements of Income for the periods indicated:&lt;/p&gt;&lt;br/&gt;&lt;table cellpadding=&quot;0&quot; cellspacing=&quot;0&quot; style=&quot;border-collapse: collapse; width: 100%; font: 10pt Times New Roman, Times, Serif&quot;&gt;

      &lt;tr style=&quot;vertical-align: bottom&quot;&gt;
       &lt;td&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;padding-bottom: 1pt&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td colspan=&quot;11&quot; style=&quot;text-align: center; border-bottom: Black 1pt solid&quot;&gt;For the year ended&lt;br /&gt; December 31,&lt;/td&gt;
      &lt;/tr&gt;
      &lt;tr style=&quot;vertical-align: bottom&quot;&gt;
       &lt;td style=&quot;font-style: italic; text-align: left; border-bottom: Black 1pt solid&quot;&gt;(In thousands)&lt;/td&gt;
       &lt;td style=&quot;padding-bottom: 1pt; border-bottom: Black 1pt solid&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td colspan=&quot;3&quot; style=&quot;text-align: center; border-bottom: Black 1pt solid&quot;&gt;2015&lt;/td&gt;
       &lt;td style=&quot;padding-bottom: 1pt; border-bottom: Black 1pt solid&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td colspan=&quot;3&quot; style=&quot;text-align: center; border-bottom: Black 1pt solid&quot;&gt;2014&lt;/td&gt;
       &lt;td style=&quot;padding-bottom: 1pt; border-bottom: Black 1pt solid&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td colspan=&quot;3&quot; style=&quot;text-align: center; border-bottom: Black 1pt solid&quot;&gt;2013&lt;/td&gt;
      &lt;/tr&gt;
      &lt;tr style=&quot;vertical-align: bottom&quot;&gt;
       &lt;td&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td colspan=&quot;3&quot; style=&quot;text-align: right&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td colspan=&quot;3&quot; style=&quot;text-align: right&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td colspan=&quot;3&quot; style=&quot;text-align: right&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;/tr&gt;
      &lt;tr style=&quot;vertical-align: bottom; background-color: rgb(204,238,255)&quot;&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;Financial Derivatives:&lt;/td&gt;
       &lt;td&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: right&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: right&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: right&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;/tr&gt;
      &lt;tr style=&quot;vertical-align: bottom; background-color: White&quot;&gt;
       &lt;td style=&quot;width: 61%; text-align: left; padding-left: 10pt&quot;&gt;Interest rate caps (non-hedge)&lt;/td&gt;
       &lt;td style=&quot;width: 1%&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;width: 1%; text-align: left&quot;&gt;$&lt;/td&gt;
       &lt;td style=&quot;width: 10%; text-align: right&quot;&gt;-&lt;/td&gt;
       &lt;td style=&quot;width: 1%; text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;width: 1%&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;width: 1%; text-align: left&quot;&gt;$&lt;/td&gt;
       &lt;td style=&quot;width: 10%; text-align: right&quot;&gt;-&lt;/td&gt;
       &lt;td style=&quot;width: 1%; text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;width: 1%&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;width: 1%; text-align: left&quot;&gt;$&lt;/td&gt;
       &lt;td style=&quot;width: 10%; text-align: right&quot;&gt;(18&lt;/td&gt;
       &lt;td style=&quot;width: 1%; text-align: left&quot;&gt;)&lt;/td&gt;
      &lt;/tr&gt;
      &lt;tr style=&quot;vertical-align: bottom; background-color: rgb(204,238,255)&quot;&gt;
       &lt;td style=&quot;text-align: left; padding-left: 10pt&quot;&gt;Interest rate swaps (non-hedge)&lt;/td&gt;
       &lt;td&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: right&quot;&gt;(561&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;)&lt;/td&gt;
       &lt;td&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: right&quot;&gt;(3,919&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;)&lt;/td&gt;
       &lt;td&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: right&quot;&gt;3,603&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;/tr&gt;
      &lt;tr style=&quot;vertical-align: bottom; background-color: White&quot;&gt;
       &lt;td style=&quot;text-align: left; padding-bottom: 1pt; padding-left: 10pt&quot;&gt;Interest rate swaps (hedge)&lt;/td&gt;
       &lt;td style=&quot;padding-bottom: 1pt&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;border-bottom: Black 1pt solid; text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;border-bottom: Black 1pt solid; text-align: right&quot;&gt;(1,036&lt;/td&gt;
       &lt;td style=&quot;border-bottom: Black 1pt solid; text-align: left&quot;&gt;)&lt;/td&gt;
       &lt;td style=&quot;border-bottom: Black 1pt solid; text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;border-bottom: Black 1pt solid; text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;border-bottom: Black 1pt solid; text-align: right&quot;&gt;(124&lt;/td&gt;
       &lt;td style=&quot;border-bottom: Black 1pt solid; text-align: left&quot;&gt;)&lt;/td&gt;
       &lt;td style=&quot;border-bottom: Black 1pt solid; text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;border-bottom: Black 1pt solid; text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;border-bottom: Black 1pt solid; text-align: right&quot;&gt;29&lt;/td&gt;
       &lt;td style=&quot;border-bottom: Black 1pt solid; text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;/tr&gt;
      &lt;tr style=&quot;vertical-align: bottom; background-color: rgb(204,238,255)&quot;&gt;
       &lt;td style=&quot;font-weight: normal; font-style: normal; text-align: left; padding-bottom: 2.25pt; padding-left: 20pt&quot;&gt;Net Gain (loss) &lt;font style=&quot;font-family: Times New Roman, Times, Serif; font-size: 10pt; font-weight: normal; font-style: normal&quot;&gt;&lt;sup&gt;(1)&lt;/sup&gt;&lt;/font&gt;&lt;/td&gt;
       &lt;td style=&quot;padding-bottom: 2.25pt&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;border-bottom: Black 2.25pt double; text-align: left&quot;&gt;$&lt;/td&gt;
       &lt;td style=&quot;border-bottom: Black 2.25pt double; text-align: right&quot;&gt;(1,597&lt;/td&gt;
       &lt;td style=&quot;border-bottom: Black 2.25pt double; text-align: left&quot;&gt;)&lt;/td&gt;
       &lt;td style=&quot;border-bottom: Black 2.25pt double; text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;border-bottom: Black 2.25pt double; text-align: left&quot;&gt;$&lt;/td&gt;
       &lt;td style=&quot;border-bottom: Black 2.25pt double; text-align: right&quot;&gt;(4,043&lt;/td&gt;
       &lt;td style=&quot;border-bottom: Black 2.25pt double; text-align: left&quot;&gt;)&lt;/td&gt;
       &lt;td style=&quot;border-bottom: Black 2.25pt double; text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;border-bottom: Black 2.25pt double; text-align: left&quot;&gt;$&lt;/td&gt;
       &lt;td style=&quot;border-bottom: Black 2.25pt double; text-align: right&quot;&gt;3,614&lt;/td&gt;
       &lt;td style=&quot;border-bottom: Black 2.25pt double; text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;/tr&gt;

    &lt;/table&gt;&lt;br/&gt;&lt;table cellspacing=&quot;0&quot; cellpadding=&quot;0&quot; style=&quot;font: 10pt Times New Roman, Times, Serif; width: 100%; border-collapse: collapse&quot;&gt;

     &lt;tr style=&quot;vertical-align: top&quot;&gt;
      &lt;td style=&quot;width: 4%&quot;&gt;&lt;font style=&quot;font-size: 10pt&quot;&gt;(1)&lt;/font&gt;&lt;/td&gt;
      &lt;td&gt;&lt;font style=&quot;font-size: 10pt&quot;&gt;Net gains (losses) are recorded as &amp;#x201c;Net gain (losses) from fair value adjustments&amp;#x201d; in the Consolidated Statements of Income. &lt;/font&gt;&lt;/td&gt;
     &lt;/tr&gt;

   &lt;/table&gt;&lt;br/&gt;&lt;p style=&quot;font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify&quot;&gt;The Company&amp;#x2019;s interest rate swaps are subject to master netting arrangements and are all with the same counterparty. The Company has not made a policy election to offset its derivative positions.&lt;/p&gt;&lt;br/&gt;&lt;p style=&quot;font: 10pt Times New Roman, Times, Serif; margin: 0pt 0&quot;&gt;The following tables present the effect of the master netting arrangements on the presentation of the derivative assets in the Consolidated Statements of Condition as of the dates indicated:&lt;/p&gt;&lt;br/&gt;&lt;table cellpadding=&quot;0&quot; cellspacing=&quot;0&quot; style=&quot;border-collapse: collapse; width: 100%; font: 10pt Times New Roman, Times, Serif&quot;&gt;

      &lt;tr style=&quot;vertical-align: bottom&quot;&gt;
       &lt;td nowrap=&quot;nowrap&quot; style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td nowrap=&quot;nowrap&quot; style=&quot;padding-bottom: 1pt&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td colspan=&quot;23&quot; nowrap=&quot;nowrap&quot; style=&quot;text-align: center; border-bottom: Black 1pt solid&quot;&gt;December 31, 2015&lt;/td&gt;
      &lt;/tr&gt;
      &lt;tr style=&quot;vertical-align: bottom&quot;&gt;
       &lt;td nowrap=&quot;nowrap&quot; style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td nowrap=&quot;nowrap&quot; style=&quot;padding-bottom: 1pt&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td colspan=&quot;3&quot; nowrap=&quot;nowrap&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td nowrap=&quot;nowrap&quot; style=&quot;padding-bottom: 1pt&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td colspan=&quot;3&quot; nowrap=&quot;nowrap&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td nowrap=&quot;nowrap&quot; style=&quot;padding-bottom: 1pt&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td colspan=&quot;3&quot; nowrap=&quot;nowrap&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td nowrap=&quot;nowrap&quot; style=&quot;padding-bottom: 1pt&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td colspan=&quot;7&quot; nowrap=&quot;nowrap&quot; style=&quot;text-align: center; border-bottom: Black 1pt solid&quot;&gt;Gross Amounts Not Offset in the &lt;br /&gt; Consolidated Statement of &lt;br /&gt; Condition&lt;/td&gt;
       &lt;td nowrap=&quot;nowrap&quot; style=&quot;padding-bottom: 1pt&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td colspan=&quot;3&quot; nowrap=&quot;nowrap&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;/tr&gt;
      &lt;tr style=&quot;background-color: White&quot;&gt;
       &lt;td nowrap=&quot;nowrap&quot; style=&quot;font-style: italic; text-align: left; padding-bottom: 1pt; vertical-align: bottom; border-bottom: Black 1pt solid&quot;&gt;(In thousands)&lt;/td&gt;
       &lt;td nowrap=&quot;nowrap&quot; style=&quot;padding-bottom: 1pt; text-align: center; vertical-align: bottom; border-bottom: Black 1pt solid&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td colspan=&quot;3&quot; nowrap=&quot;nowrap&quot; style=&quot;border-bottom: Black 1pt solid; text-align: center; vertical-align: bottom&quot;&gt;Gross Amount of &lt;br /&gt; Recognized Assets&lt;/td&gt;
       &lt;td nowrap=&quot;nowrap&quot; style=&quot;padding-bottom: 1pt; text-align: center; vertical-align: bottom; border-bottom: Black 1pt solid&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td colspan=&quot;3&quot; nowrap=&quot;nowrap&quot; style=&quot;border-bottom: Black 1pt solid; text-align: center; vertical-align: bottom&quot;&gt;Gross Amount Offset in &lt;br /&gt; the Statement of&lt;br /&gt; Condition&lt;/td&gt;
       &lt;td nowrap=&quot;nowrap&quot; style=&quot;padding-bottom: 1pt; text-align: center; vertical-align: bottom; border-bottom: Black 1pt solid&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td colspan=&quot;3&quot; nowrap=&quot;nowrap&quot; style=&quot;border-bottom: Black 1pt solid; text-align: center; vertical-align: bottom&quot;&gt;Net Amount of Assets &lt;br /&gt; Presented in the Statement of &lt;br /&gt; Condition&lt;/td&gt;
       &lt;td nowrap=&quot;nowrap&quot; style=&quot;padding-bottom: 1pt; text-align: center; vertical-align: bottom; border-bottom: Black 1pt solid&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td colspan=&quot;3&quot; nowrap=&quot;nowrap&quot; style=&quot;border-bottom: Black 1pt solid; text-align: center; vertical-align: bottom&quot;&gt;Financial &lt;br /&gt; Instruments&lt;/td&gt;
       &lt;td nowrap=&quot;nowrap&quot; style=&quot;padding-bottom: 1pt; text-align: center; vertical-align: bottom; border-bottom: Black 1pt solid&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td colspan=&quot;3&quot; nowrap=&quot;nowrap&quot; style=&quot;border-bottom: Black 1pt solid; text-align: center; vertical-align: bottom&quot;&gt;Cash Collateral &lt;br /&gt; Received&lt;/td&gt;
       &lt;td nowrap=&quot;nowrap&quot; style=&quot;padding-bottom: 1pt; text-align: center; vertical-align: bottom; border-bottom: Black 1pt solid&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td colspan=&quot;3&quot; nowrap=&quot;nowrap&quot; style=&quot;border-bottom: Black 1pt solid; text-align: center; vertical-align: bottom&quot;&gt;Net Amount&lt;/td&gt;
      &lt;/tr&gt;
      &lt;tr style=&quot;vertical-align: bottom; background-color: White&quot;&gt;
       &lt;td style=&quot;text-align: left; width: 40%&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;width: 1%&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: left; width: 1%&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: right; width: 7%&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: left; width: 1%&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;width: 1%&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: left; width: 1%&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: right; width: 7%&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: left; width: 1%&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;width: 1%&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: left; width: 1%&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: right; width: 7%&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: left; width: 1%&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;width: 1%&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: left; width: 1%&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: right; width: 7%&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: left; width: 1%&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;width: 1%&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: left; width: 1%&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: right; width: 7%&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: left; width: 1%&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;width: 1%&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: left; width: 1%&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: right; width: 7%&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: left; width: 1%&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;/tr&gt;
      &lt;tr style=&quot;vertical-align: bottom; background-color: rgb(204,238,255)&quot;&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;Interest rate swaps&lt;/td&gt;
       &lt;td&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;$&lt;/td&gt;
       &lt;td style=&quot;text-align: right&quot;&gt;48&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;$&lt;/td&gt;
       &lt;td style=&quot;text-align: right&quot;&gt;-&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;$&lt;/td&gt;
       &lt;td style=&quot;text-align: right&quot;&gt;48&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;$&lt;/td&gt;
       &lt;td style=&quot;text-align: right&quot;&gt;48&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;$&lt;/td&gt;
       &lt;td style=&quot;text-align: right&quot;&gt;-&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;$&lt;/td&gt;
       &lt;td style=&quot;text-align: right&quot;&gt;-&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;/tr&gt;

    &lt;/table&gt;&lt;br/&gt;&lt;table cellpadding=&quot;0&quot; cellspacing=&quot;0&quot; style=&quot;border-collapse: collapse; width: 100%; font: 10pt Times New Roman, Times, Serif&quot;&gt;

      &lt;tr style=&quot;vertical-align: bottom&quot;&gt;
       &lt;td nowrap=&quot;nowrap&quot; style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td nowrap=&quot;nowrap&quot; style=&quot;padding-bottom: 1pt&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td colspan=&quot;23&quot; nowrap=&quot;nowrap&quot; style=&quot;text-align: center; border-bottom: Black 1pt solid&quot;&gt;December 31, 2014&lt;/td&gt;
      &lt;/tr&gt;
      &lt;tr style=&quot;vertical-align: bottom&quot;&gt;
       &lt;td nowrap=&quot;nowrap&quot; style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td nowrap=&quot;nowrap&quot; style=&quot;padding-bottom: 1pt&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td colspan=&quot;3&quot; nowrap=&quot;nowrap&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td nowrap=&quot;nowrap&quot; style=&quot;padding-bottom: 1pt&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td colspan=&quot;3&quot; nowrap=&quot;nowrap&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td nowrap=&quot;nowrap&quot; style=&quot;padding-bottom: 1pt&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td colspan=&quot;3&quot; nowrap=&quot;nowrap&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td nowrap=&quot;nowrap&quot; style=&quot;padding-bottom: 1pt&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td colspan=&quot;7&quot; nowrap=&quot;nowrap&quot; style=&quot;text-align: center; border-bottom: Black 1pt solid&quot;&gt;Gross Amounts Not Offset in the &lt;br /&gt; Consolidated Statement of Condition&lt;/td&gt;
       &lt;td nowrap=&quot;nowrap&quot; style=&quot;padding-bottom: 1pt&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td colspan=&quot;3&quot; nowrap=&quot;nowrap&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;/tr&gt;
      &lt;tr style=&quot;background-color: White&quot;&gt;
       &lt;td nowrap=&quot;nowrap&quot; style=&quot;font-style: italic; text-align: left; padding-bottom: 1pt; vertical-align: bottom; border-bottom: Black 1pt solid&quot;&gt;(In thousands)&lt;/td&gt;
       &lt;td nowrap=&quot;nowrap&quot; style=&quot;padding-bottom: 1pt; text-align: center; vertical-align: bottom; border-bottom: Black 1pt solid&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td colspan=&quot;3&quot; nowrap=&quot;nowrap&quot; style=&quot;border-bottom: Black 1pt solid; text-align: center; vertical-align: bottom&quot;&gt;Gross Amount of &lt;br /&gt; Recognized Assets&lt;/td&gt;
       &lt;td nowrap=&quot;nowrap&quot; style=&quot;padding-bottom: 1pt; text-align: center; vertical-align: bottom; border-bottom: Black 1pt solid&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td colspan=&quot;3&quot; nowrap=&quot;nowrap&quot; style=&quot;border-bottom: Black 1pt solid; text-align: center; vertical-align: bottom&quot;&gt;Gross Amount Offset in &lt;br /&gt; the Statement of&lt;br /&gt; Condition&lt;/td&gt;
       &lt;td nowrap=&quot;nowrap&quot; style=&quot;padding-bottom: 1pt; text-align: center; vertical-align: bottom; border-bottom: Black 1pt solid&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td colspan=&quot;3&quot; nowrap=&quot;nowrap&quot; style=&quot;border-bottom: Black 1pt solid; text-align: center; vertical-align: bottom&quot;&gt;Net Amount of Assets&lt;br /&gt; Presented in the Statement of &lt;br /&gt; Condition&lt;/td&gt;
       &lt;td nowrap=&quot;nowrap&quot; style=&quot;padding-bottom: 1pt; text-align: center; vertical-align: bottom; border-bottom: Black 1pt solid&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td colspan=&quot;3&quot; nowrap=&quot;nowrap&quot; style=&quot;border-bottom: Black 1pt solid; text-align: center; vertical-align: bottom&quot;&gt;Financial &lt;br /&gt; Instruments&lt;/td&gt;
       &lt;td nowrap=&quot;nowrap&quot; style=&quot;padding-bottom: 1pt; text-align: center; vertical-align: bottom; border-bottom: Black 1pt solid&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td colspan=&quot;3&quot; nowrap=&quot;nowrap&quot; style=&quot;border-bottom: Black 1pt solid; text-align: center; vertical-align: bottom&quot;&gt;Cash Collateral &lt;br /&gt; Received&lt;/td&gt;
       &lt;td nowrap=&quot;nowrap&quot; style=&quot;padding-bottom: 1pt; text-align: center; vertical-align: bottom; border-bottom: Black 1pt solid&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td colspan=&quot;3&quot; nowrap=&quot;nowrap&quot; style=&quot;border-bottom: Black 1pt solid; text-align: center; vertical-align: bottom&quot;&gt;Net Amount&lt;/td&gt;
      &lt;/tr&gt;
      &lt;tr style=&quot;vertical-align: bottom; background-color: White&quot;&gt;
       &lt;td style=&quot;text-align: left; width: 40%&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;width: 1%&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: left; width: 1%&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: right; width: 7%&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: left; width: 1%&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;width: 1%&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: left; width: 1%&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: right; width: 7%&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: left; width: 1%&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;width: 1%&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: left; width: 1%&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: right; width: 7%&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: left; width: 1%&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;width: 1%&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: left; width: 1%&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: right; width: 7%&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: left; width: 1%&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;width: 1%&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: left; width: 1%&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: right; width: 7%&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: left; width: 1%&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;width: 1%&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: left; width: 1%&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: right; width: 7%&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: left; width: 1%&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;/tr&gt;
      &lt;tr style=&quot;vertical-align: bottom; background-color: rgb(204,238,255)&quot;&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;Interest rate swaps&lt;/td&gt;
       &lt;td&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;$&lt;/td&gt;
       &lt;td style=&quot;text-align: right&quot;&gt;84&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;$&lt;/td&gt;
       &lt;td style=&quot;text-align: right&quot;&gt;-&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;$&lt;/td&gt;
       &lt;td style=&quot;text-align: right&quot;&gt;84&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;$&lt;/td&gt;
       &lt;td style=&quot;text-align: right&quot;&gt;84&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;$&lt;/td&gt;
       &lt;td style=&quot;text-align: right&quot;&gt;-&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;$&lt;/td&gt;
       &lt;td style=&quot;text-align: right&quot;&gt;-&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;/tr&gt;

    &lt;/table&gt;&lt;br/&gt;&lt;p style=&quot;font: 10pt Times New Roman, Times, Serif; margin: 0pt 0&quot;&gt;The following tables present the effect the master netting arrangements had on the presentation of the derivative liabilities in the Consolidated Statements of Condition as of the dates indicated:&lt;/p&gt;&lt;br/&gt;&lt;table cellpadding=&quot;0&quot; cellspacing=&quot;0&quot; style=&quot;border-collapse: collapse; width: 100%; font: 10pt Times New Roman, Times, Serif&quot;&gt;

      &lt;tr style=&quot;vertical-align: bottom&quot;&gt;
       &lt;td nowrap=&quot;nowrap&quot; style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td nowrap=&quot;nowrap&quot; style=&quot;padding-bottom: 1pt&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td colspan=&quot;23&quot; nowrap=&quot;nowrap&quot; style=&quot;text-align: center; border-bottom: Black 1pt solid&quot;&gt;December 31, 2015&lt;/td&gt;
      &lt;/tr&gt;
      &lt;tr style=&quot;vertical-align: bottom&quot;&gt;
       &lt;td nowrap=&quot;nowrap&quot; style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td nowrap=&quot;nowrap&quot; style=&quot;padding-bottom: 1pt&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td colspan=&quot;3&quot; nowrap=&quot;nowrap&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td nowrap=&quot;nowrap&quot; style=&quot;padding-bottom: 1pt&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td colspan=&quot;3&quot; nowrap=&quot;nowrap&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td nowrap=&quot;nowrap&quot; style=&quot;padding-bottom: 1pt&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td colspan=&quot;3&quot; nowrap=&quot;nowrap&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td nowrap=&quot;nowrap&quot; style=&quot;padding-bottom: 1pt&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td colspan=&quot;7&quot; nowrap=&quot;nowrap&quot; style=&quot;text-align: center; border-bottom: Black 1pt solid&quot;&gt;Gross Amounts Not Offset in the &lt;br /&gt; Consolidated Statement of Condition&lt;/td&gt;
       &lt;td nowrap=&quot;nowrap&quot; style=&quot;padding-bottom: 1pt&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td colspan=&quot;3&quot; nowrap=&quot;nowrap&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;/tr&gt;
      &lt;tr style=&quot;background-color: White&quot;&gt;
       &lt;td nowrap=&quot;nowrap&quot; style=&quot;font-style: italic; text-align: left; padding-bottom: 1pt; vertical-align: bottom; border-bottom: Black 1pt solid&quot;&gt;(In thousands)&lt;/td&gt;
       &lt;td nowrap=&quot;nowrap&quot; style=&quot;padding-bottom: 1pt; text-align: center; vertical-align: bottom; border-bottom: Black 1pt solid&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td colspan=&quot;3&quot; nowrap=&quot;nowrap&quot; style=&quot;border-bottom: Black 1pt solid; text-align: center; vertical-align: bottom&quot;&gt;Gross Amount of &lt;br /&gt; Recognized &lt;br /&gt; Liabilities&lt;/td&gt;
       &lt;td nowrap=&quot;nowrap&quot; style=&quot;padding-bottom: 1pt; text-align: center; vertical-align: bottom; border-bottom: Black 1pt solid&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td colspan=&quot;3&quot; nowrap=&quot;nowrap&quot; style=&quot;border-bottom: Black 1pt solid; text-align: center; vertical-align: bottom&quot;&gt;Gross Amount Offset in&lt;br /&gt; the Statement of &lt;br /&gt; Condition&lt;/td&gt;
       &lt;td nowrap=&quot;nowrap&quot; style=&quot;padding-bottom: 1pt; text-align: center; vertical-align: bottom; border-bottom: Black 1pt solid&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td colspan=&quot;3&quot; nowrap=&quot;nowrap&quot; style=&quot;border-bottom: Black 1pt solid; text-align: center; vertical-align: bottom&quot;&gt;Net Amount of Liabilities &lt;br /&gt; Presented in the Statement of &lt;br /&gt; Condition&lt;/td&gt;
       &lt;td nowrap=&quot;nowrap&quot; style=&quot;padding-bottom: 1pt; text-align: center; vertical-align: bottom; border-bottom: Black 1pt solid&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td colspan=&quot;3&quot; nowrap=&quot;nowrap&quot; style=&quot;border-bottom: Black 1pt solid; text-align: center; vertical-align: bottom&quot;&gt;Financial &lt;br /&gt; Instruments&lt;/td&gt;
       &lt;td nowrap=&quot;nowrap&quot; style=&quot;padding-bottom: 1pt; text-align: center; vertical-align: bottom; border-bottom: Black 1pt solid&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td colspan=&quot;3&quot; nowrap=&quot;nowrap&quot; style=&quot;border-bottom: Black 1pt solid; text-align: center; vertical-align: bottom&quot;&gt;Cash Collateral &lt;br /&gt; Pledged&lt;/td&gt;
       &lt;td nowrap=&quot;nowrap&quot; style=&quot;padding-bottom: 1pt; text-align: center; vertical-align: bottom; border-bottom: Black 1pt solid&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td colspan=&quot;3&quot; nowrap=&quot;nowrap&quot; style=&quot;border-bottom: Black 1pt solid; text-align: center; vertical-align: bottom&quot;&gt;Net Amount&lt;/td&gt;
      &lt;/tr&gt;
      &lt;tr style=&quot;vertical-align: bottom; background-color: White&quot;&gt;
       &lt;td style=&quot;text-align: left; width: 40%&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;width: 1%&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: left; width: 1%&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: right; width: 7%&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: left; width: 1%&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;width: 1%&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: left; width: 1%&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: right; width: 7%&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: left; width: 1%&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;width: 1%&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: left; width: 1%&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: right; width: 7%&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: left; width: 1%&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;width: 1%&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: left; width: 1%&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: right; width: 7%&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: left; width: 1%&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;width: 1%&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: left; width: 1%&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: right; width: 7%&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: left; width: 1%&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;width: 1%&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: left; width: 1%&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: right; width: 7%&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: left; width: 1%&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;/tr&gt;
      &lt;tr style=&quot;vertical-align: bottom; background-color: rgb(204,238,255)&quot;&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;Interest rate swaps&lt;/td&gt;
       &lt;td&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;$&lt;/td&gt;
       &lt;td style=&quot;text-align: right&quot;&gt;4,314&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;$&lt;/td&gt;
       &lt;td style=&quot;text-align: right&quot;&gt;-&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;$&lt;/td&gt;
       &lt;td style=&quot;text-align: right&quot;&gt;4,314&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;$&lt;/td&gt;
       &lt;td style=&quot;text-align: right&quot;&gt;48&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;$&lt;/td&gt;
       &lt;td style=&quot;text-align: right&quot;&gt;4,266&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;$&lt;/td&gt;
       &lt;td style=&quot;text-align: right&quot;&gt;-&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;/tr&gt;

    &lt;/table&gt;&lt;br/&gt;&lt;table cellpadding=&quot;0&quot; cellspacing=&quot;0&quot; style=&quot;border-collapse: collapse; width: 100%; font: 10pt Times New Roman, Times, Serif&quot;&gt;

      &lt;tr style=&quot;vertical-align: bottom&quot;&gt;
       &lt;td nowrap=&quot;nowrap&quot; style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td nowrap=&quot;nowrap&quot; style=&quot;padding-bottom: 1pt&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td colspan=&quot;23&quot; nowrap=&quot;nowrap&quot; style=&quot;text-align: center; border-bottom: Black 1pt solid&quot;&gt;December 31, 2014&lt;/td&gt;
      &lt;/tr&gt;
      &lt;tr style=&quot;vertical-align: bottom&quot;&gt;
       &lt;td nowrap=&quot;nowrap&quot; style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td nowrap=&quot;nowrap&quot; style=&quot;padding-bottom: 1pt&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td colspan=&quot;3&quot; nowrap=&quot;nowrap&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td nowrap=&quot;nowrap&quot; style=&quot;padding-bottom: 1pt&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td colspan=&quot;3&quot; nowrap=&quot;nowrap&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td nowrap=&quot;nowrap&quot; style=&quot;padding-bottom: 1pt&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td colspan=&quot;3&quot; nowrap=&quot;nowrap&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td nowrap=&quot;nowrap&quot; style=&quot;padding-bottom: 1pt&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td colspan=&quot;7&quot; nowrap=&quot;nowrap&quot; style=&quot;text-align: center; border-bottom: Black 1pt solid&quot;&gt;Gross Amounts Not Offset in the &lt;br /&gt; Consolidated Statement of Condition&lt;/td&gt;
       &lt;td nowrap=&quot;nowrap&quot; style=&quot;padding-bottom: 1pt&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td colspan=&quot;3&quot; nowrap=&quot;nowrap&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;/tr&gt;
      &lt;tr style=&quot;background-color: White&quot;&gt;
       &lt;td nowrap=&quot;nowrap&quot; style=&quot;font-style: italic; text-align: left; padding-bottom: 1pt; vertical-align: bottom; border-bottom: Black 1pt solid&quot;&gt;(In thousands)&lt;/td&gt;
       &lt;td nowrap=&quot;nowrap&quot; style=&quot;padding-bottom: 1pt; text-align: center; vertical-align: bottom; border-bottom: Black 1pt solid&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td colspan=&quot;3&quot; nowrap=&quot;nowrap&quot; style=&quot;border-bottom: Black 1pt solid; text-align: center; vertical-align: bottom&quot;&gt;Gross Amount of&lt;br /&gt; Recognized &lt;br /&gt; Liabilities&lt;/td&gt;
       &lt;td nowrap=&quot;nowrap&quot; style=&quot;padding-bottom: 1pt; text-align: center; vertical-align: bottom; border-bottom: Black 1pt solid&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td colspan=&quot;3&quot; nowrap=&quot;nowrap&quot; style=&quot;border-bottom: Black 1pt solid; text-align: center; vertical-align: bottom&quot;&gt;Gross Amount Offset in&lt;br /&gt; the Statement of&lt;br /&gt; Condition&lt;/td&gt;
       &lt;td nowrap=&quot;nowrap&quot; style=&quot;padding-bottom: 1pt; text-align: center; vertical-align: bottom; border-bottom: Black 1pt solid&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td colspan=&quot;3&quot; nowrap=&quot;nowrap&quot; style=&quot;border-bottom: Black 1pt solid; text-align: center; vertical-align: bottom&quot;&gt;Net Amount of Liabilities &lt;br /&gt; Presented in the Statement &lt;br /&gt; of Condition&lt;/td&gt;
       &lt;td nowrap=&quot;nowrap&quot; style=&quot;padding-bottom: 1pt; text-align: center; vertical-align: bottom; border-bottom: Black 1pt solid&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td colspan=&quot;3&quot; nowrap=&quot;nowrap&quot; style=&quot;border-bottom: Black 1pt solid; text-align: center; vertical-align: bottom&quot;&gt;Financial &lt;br /&gt; Instruments&lt;/td&gt;
       &lt;td nowrap=&quot;nowrap&quot; style=&quot;padding-bottom: 1pt; text-align: center; vertical-align: bottom; border-bottom: Black 1pt solid&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td colspan=&quot;3&quot; nowrap=&quot;nowrap&quot; style=&quot;border-bottom: Black 1pt solid; text-align: center; vertical-align: bottom&quot;&gt;Cash Collateral&lt;br /&gt; Pledged&lt;/td&gt;
       &lt;td nowrap=&quot;nowrap&quot; style=&quot;padding-bottom: 1pt; text-align: center; vertical-align: bottom; border-bottom: Black 1pt solid&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td colspan=&quot;3&quot; nowrap=&quot;nowrap&quot; style=&quot;border-bottom: Black 1pt solid; text-align: center; vertical-align: bottom&quot;&gt;Net Amount&lt;/td&gt;
      &lt;/tr&gt;
      &lt;tr style=&quot;vertical-align: bottom; background-color: White&quot;&gt;
       &lt;td style=&quot;text-align: left; width: 40%&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;width: 1%&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: left; width: 1%&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: right; width: 7%&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: left; width: 1%&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;width: 1%&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: left; width: 1%&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: right; width: 7%&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: left; width: 1%&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;width: 1%&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: left; width: 1%&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: right; width: 7%&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: left; width: 1%&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;width: 1%&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: left; width: 1%&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: right; width: 7%&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: left; width: 1%&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;width: 1%&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: left; width: 1%&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: right; width: 7%&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: left; width: 1%&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;width: 1%&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: left; width: 1%&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: right; width: 7%&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: left; width: 1%&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;/tr&gt;
      &lt;tr style=&quot;vertical-align: bottom; background-color: rgb(204,238,255)&quot;&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;Interest rate swaps&lt;/td&gt;
       &lt;td&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;$&lt;/td&gt;
       &lt;td style=&quot;text-align: right&quot;&gt;2,649&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;$&lt;/td&gt;
       &lt;td style=&quot;text-align: right&quot;&gt;-&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;$&lt;/td&gt;
       &lt;td style=&quot;text-align: right&quot;&gt;2,649&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;$&lt;/td&gt;
       &lt;td style=&quot;text-align: right&quot;&gt;84&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;$&lt;/td&gt;
       &lt;td style=&quot;text-align: right&quot;&gt;2,565&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;$&lt;/td&gt;
       &lt;td style=&quot;text-align: right&quot;&gt;-&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;/tr&gt;

    &lt;/table&gt;&lt;br/&gt;</us-gaap:DerivativeInstrumentsAndHedgingActivitiesDisclosureTextBlock>
  <us-gaap:DerivativeAmountOfHedgedItem unitRef="usd" contextRef="c859_AsOf31Dec2015_FloatingRateJuniorSubordinatedDebenturesMember" decimals="-5">18000000</us-gaap:DerivativeAmountOfHedgedItem>
  <us-gaap:JuniorSubordinatedNotes unitRef="usd" contextRef="c859_AsOf31Dec2015_FloatingRateJuniorSubordinatedDebenturesMember" decimals="-5">61900000</us-gaap:JuniorSubordinatedNotes>
  <us-gaap:DerivativeAmountOfHedgedItem unitRef="usd" contextRef="c860_AsOf31Dec2014_FloatingRateJuniorSubordinatedDebenturesMember" decimals="-5">18000000</us-gaap:DerivativeAmountOfHedgedItem>
  <us-gaap:JuniorSubordinatedNotes unitRef="usd" contextRef="c860_AsOf31Dec2014_FloatingRateJuniorSubordinatedDebenturesMember" decimals="-5">61900000</us-gaap:JuniorSubordinatedNotes>
  <us-gaap:DerivativeAssetNotionalAmount unitRef="usd" contextRef="c861_AsOf31Dec2015_InterestRateSwapMember" decimals="-5">146900000</us-gaap:DerivativeAssetNotionalAmount>
  <us-gaap:DerivativeAssetNotionalAmount unitRef="usd" contextRef="c862_AsOf31Dec2014_InterestRateSwapMember" decimals="-5">32800000</us-gaap:DerivativeAssetNotionalAmount>
  <us-gaap:DerivativeAssetNotionalAmount unitRef="usd" contextRef="c863_AsOf31Dec2015_NondesignatedMember" decimals="-5">36300000</us-gaap:DerivativeAssetNotionalAmount>
  <us-gaap:DerivativeAssetNotionalAmount unitRef="usd" contextRef="c864_AsOf31Dec2015_DesignatedAsHedgingInstrumentMember" decimals="-5">128500000</us-gaap:DerivativeAssetNotionalAmount>
  <us-gaap:DerivativeAssetNotionalAmount unitRef="usd" contextRef="c865_AsOf31Dec2014_DesignatedAsHedgingInstrumentMember" decimals="-5">14500000</us-gaap:DerivativeAssetNotionalAmount>
  <us-gaap:UnrealizedGainLossOnDerivatives unitRef="usd" contextRef="c2_From1Jan2015To31Dec2015" decimals="-6">0</us-gaap:UnrealizedGainLossOnDerivatives>
  <us-gaap:UnrealizedGainLossOnDerivatives unitRef="usd" contextRef="c3_From1Jan2014To31Dec2014" decimals="-6">0</us-gaap:UnrealizedGainLossOnDerivatives>
  <us-gaap:ScheduleOfDerivativeInstrumentsTextBlock contextRef="c2_From1Jan2015To31Dec2015">&lt;table cellpadding=&quot;0&quot; cellspacing=&quot;0&quot; style=&quot;border-collapse: collapse; width: 100%; font: 10pt Times New Roman, Times, Serif&quot;&gt;

      &lt;tr style=&quot;vertical-align: bottom&quot;&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;padding-bottom: 1pt&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td colspan=&quot;7&quot; style=&quot;text-align: center; border-bottom: Black 1pt solid&quot;&gt;At or for the year ended December 31, 2015&lt;/td&gt;
      &lt;/tr&gt;
      &lt;tr style=&quot;vertical-align: bottom&quot;&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;padding-bottom: 1pt&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td colspan=&quot;3&quot; style=&quot;text-align: center; border-bottom: Black 1pt solid&quot;&gt;Notional&lt;br /&gt; Amount&lt;/td&gt;
       &lt;td style=&quot;font-weight: normal; font-style: normal; padding-bottom: 1pt&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td colspan=&quot;3&quot; style=&quot;font-weight: normal; font-style: normal; text-align: center; border-bottom: Black 1pt solid&quot;&gt;Net Carrying&lt;br /&gt; Value&lt;font style=&quot;font-family: Times New Roman, Times, Serif; font-size: 10pt; font-weight: normal; font-style: normal&quot;&gt;&lt;sup&gt; (1)&lt;/sup&gt;&lt;/font&gt;&lt;/td&gt;
      &lt;/tr&gt;
      &lt;tr style=&quot;vertical-align: bottom&quot;&gt;
       &lt;td style=&quot;text-align: center&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;font-style: italic&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td colspan=&quot;7&quot; style=&quot;font-style: italic; text-align: center&quot;&gt;(In thousands)&lt;/td&gt;
      &lt;/tr&gt;
      &lt;tr style=&quot;vertical-align: bottom&quot;&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td colspan=&quot;3&quot; style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td colspan=&quot;3&quot; style=&quot;text-align: right&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;/tr&gt;
      &lt;tr style=&quot;vertical-align: bottom; background-color: rgb(204,238,255)&quot;&gt;
       &lt;td style=&quot;width: 70%; text-align: left&quot;&gt;Interest rate swaps (non-hedge)&lt;/td&gt;
       &lt;td style=&quot;width: 1%&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;width: 1%; text-align: left&quot;&gt;$&lt;/td&gt;
       &lt;td style=&quot;width: 12%; text-align: right&quot;&gt;36,321&lt;/td&gt;
       &lt;td style=&quot;width: 1%; text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;width: 1%&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;width: 1%; text-align: left&quot;&gt;$&lt;/td&gt;
       &lt;td style=&quot;width: 12%; text-align: right&quot;&gt;(2,799&lt;/td&gt;
       &lt;td style=&quot;width: 1%; text-align: left&quot;&gt;)&lt;/td&gt;
      &lt;/tr&gt;
      &lt;tr style=&quot;vertical-align: bottom; background-color: White&quot;&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;Interest rate swaps (hedge)&lt;/td&gt;
       &lt;td&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: right&quot;&gt;28,588&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: right&quot;&gt;48&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;/tr&gt;
      &lt;tr style=&quot;vertical-align: bottom; background-color: rgb(204,238,255)&quot;&gt;
       &lt;td style=&quot;text-align: left; padding-bottom: 1pt&quot;&gt;Interest rate swaps (hedge)&lt;/td&gt;
       &lt;td style=&quot;padding-bottom: 1pt&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;border-bottom: Black 1pt solid; text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;border-bottom: Black 1pt solid; text-align: right&quot;&gt;99,955&lt;/td&gt;
       &lt;td style=&quot;border-bottom: Black 1pt solid; text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;padding-bottom: 1pt&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;border-bottom: Black 1pt solid; text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;border-bottom: Black 1pt solid; text-align: right&quot;&gt;(1,515&lt;/td&gt;
       &lt;td style=&quot;border-bottom: Black 1pt solid; text-align: left&quot;&gt;)&lt;/td&gt;
      &lt;/tr&gt;
      &lt;tr style=&quot;vertical-align: bottom; background-color: White&quot;&gt;
       &lt;td style=&quot;text-align: left; padding-bottom: 2.25pt; padding-left: 10pt&quot;&gt;Total derivatives&lt;/td&gt;
       &lt;td style=&quot;padding-bottom: 2.25pt&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;border-bottom: Black 2.25pt double; text-align: left&quot;&gt;$&lt;/td&gt;
       &lt;td style=&quot;border-bottom: Black 2.25pt double; text-align: right&quot;&gt;164,864&lt;/td&gt;
       &lt;td style=&quot;border-bottom: Black 2.25pt double; text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;padding-bottom: 2.25pt&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;border-bottom: Black 2.25pt double; text-align: left&quot;&gt;$&lt;/td&gt;
       &lt;td style=&quot;border-bottom: Black 2.25pt double; text-align: right&quot;&gt;(4,266&lt;/td&gt;
       &lt;td style=&quot;border-bottom: Black 2.25pt double; text-align: left&quot;&gt;)&lt;/td&gt;
      &lt;/tr&gt;

    &lt;/table&gt;&lt;table cellpadding=&quot;0&quot; cellspacing=&quot;0&quot; style=&quot;border-collapse: collapse; width: 100%; font: 10pt Times New Roman, Times, Serif&quot;&gt;

      &lt;tr style=&quot;vertical-align: bottom&quot;&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;padding-bottom: 1pt&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td colspan=&quot;7&quot; style=&quot;text-align: center; border-bottom: Black 1pt solid&quot;&gt;At or for the year ended December 31, 2014&lt;/td&gt;
      &lt;/tr&gt;
      &lt;tr style=&quot;vertical-align: bottom&quot;&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;padding-bottom: 1pt&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td colspan=&quot;3&quot; style=&quot;text-align: center; border-bottom: Black 1pt solid&quot;&gt;Notional&lt;br /&gt; Amount&lt;/td&gt;
       &lt;td style=&quot;font-weight: normal; font-style: normal; padding-bottom: 1pt&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td colspan=&quot;3&quot; style=&quot;font-weight: normal; font-style: normal; text-align: center; border-bottom: Black 1pt solid&quot;&gt;Net Carrying&lt;br /&gt; Value&lt;font style=&quot;font-family: Times New Roman, Times, Serif; font-size: 10pt; font-weight: normal; font-style: normal&quot;&gt;&lt;sup&gt; (1)&lt;/sup&gt;&lt;/font&gt;&lt;/td&gt;
      &lt;/tr&gt;
      &lt;tr style=&quot;vertical-align: bottom&quot;&gt;
       &lt;td style=&quot;text-align: center&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;font-style: italic&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td colspan=&quot;7&quot; style=&quot;font-style: italic; text-align: center&quot;&gt;(In thousands)&lt;/td&gt;
      &lt;/tr&gt;
      &lt;tr style=&quot;vertical-align: bottom&quot;&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td colspan=&quot;3&quot; style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td colspan=&quot;3&quot; style=&quot;text-align: right&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;/tr&gt;
      &lt;tr style=&quot;vertical-align: bottom; background-color: rgb(204,238,255)&quot;&gt;
       &lt;td style=&quot;width: 70%; text-align: left&quot;&gt;Interest rate swaps (non-hedge)&lt;/td&gt;
       &lt;td style=&quot;width: 1%&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;width: 1%; text-align: left&quot;&gt;$&lt;/td&gt;
       &lt;td style=&quot;width: 12%; text-align: right&quot;&gt;36,321&lt;/td&gt;
       &lt;td style=&quot;width: 1%; text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;width: 1%&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;width: 1%; text-align: left&quot;&gt;$&lt;/td&gt;
       &lt;td style=&quot;width: 12%; text-align: right&quot;&gt;(2,239&lt;/td&gt;
       &lt;td style=&quot;width: 1%; text-align: left&quot;&gt;)&lt;/td&gt;
      &lt;/tr&gt;
      &lt;tr style=&quot;vertical-align: bottom; background-color: White&quot;&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;Interest rate swaps (hedge)&lt;/td&gt;
       &lt;td&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: right&quot;&gt;4,131&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: right&quot;&gt;84&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;/tr&gt;
      &lt;tr style=&quot;vertical-align: bottom; background-color: rgb(204,238,255)&quot;&gt;
       &lt;td style=&quot;text-align: left; padding-bottom: 1pt&quot;&gt;Interest rate swaps (hedge)&lt;/td&gt;
       &lt;td style=&quot;padding-bottom: 1pt&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;border-bottom: Black 1pt solid; text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;border-bottom: Black 1pt solid; text-align: right&quot;&gt;10,340&lt;/td&gt;
       &lt;td style=&quot;border-bottom: Black 1pt solid; text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;padding-bottom: 1pt&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;border-bottom: Black 1pt solid; text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;border-bottom: Black 1pt solid; text-align: right&quot;&gt;(410&lt;/td&gt;
       &lt;td style=&quot;border-bottom: Black 1pt solid; text-align: left&quot;&gt;)&lt;/td&gt;
      &lt;/tr&gt;
      &lt;tr style=&quot;vertical-align: bottom; background-color: White&quot;&gt;
       &lt;td style=&quot;text-align: left; padding-bottom: 2.25pt; padding-left: 10pt&quot;&gt;Total derivatives&lt;/td&gt;
       &lt;td style=&quot;padding-bottom: 2.25pt&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;border-bottom: Black 2.25pt double; text-align: left&quot;&gt;$&lt;/td&gt;
       &lt;td style=&quot;border-bottom: Black 2.25pt double; text-align: right&quot;&gt;50,792&lt;/td&gt;
       &lt;td style=&quot;border-bottom: Black 2.25pt double; text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;padding-bottom: 2.25pt&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;border-bottom: Black 2.25pt double; text-align: left&quot;&gt;$&lt;/td&gt;
       &lt;td style=&quot;border-bottom: Black 2.25pt double; text-align: right&quot;&gt;(2,565&lt;/td&gt;
       &lt;td style=&quot;border-bottom: Black 2.25pt double; text-align: left&quot;&gt;)&lt;/td&gt;
      &lt;/tr&gt;

    &lt;/table&gt;</us-gaap:ScheduleOfDerivativeInstrumentsTextBlock>
  <us-gaap:DerivativeAssetNotionalAmount unitRef="usd" contextRef="c866_AsOf31Dec2015_InterestRateSwapMember_NondesignatedMember" decimals="-3">36321000</us-gaap:DerivativeAssetNotionalAmount>
  <us-gaap:InterestRateDerivativesAtFairValueNet id="_InterestRateDerivativesAtFairValueNet-c866_AsOf31Dec2015_InterestRateSwapMember_NondesignatedMember_usd" unitRef="usd" contextRef="c866_AsOf31Dec2015_InterestRateSwapMember_NondesignatedMember" decimals="-3">-2799000</us-gaap:InterestRateDerivativesAtFairValueNet>
  <us-gaap:DerivativeAssetNotionalAmount unitRef="usd" contextRef="c867_AsOf31Dec2014_InterestRateSwapMember_NondesignatedMember" decimals="-3">36321000</us-gaap:DerivativeAssetNotionalAmount>
  <us-gaap:InterestRateDerivativesAtFairValueNet id="_InterestRateDerivativesAtFairValueNet-c867_AsOf31Dec2014_InterestRateSwapMember_NondesignatedMember_usd" unitRef="usd" contextRef="c867_AsOf31Dec2014_InterestRateSwapMember_NondesignatedMember" decimals="-3">-2239000</us-gaap:InterestRateDerivativesAtFairValueNet>
  <us-gaap:DerivativeAssetNotionalAmount unitRef="usd" contextRef="c868_AsOf31Dec2015_InterestRateSwaps1Member_DesignatedAsHedgingInstrumentMember" decimals="-3">28588000</us-gaap:DerivativeAssetNotionalAmount>
  <us-gaap:InterestRateDerivativesAtFairValueNet id="_InterestRateDerivativesAtFairValueNet-c868_AsOf31Dec2015_InterestRateSwaps1Member_DesignatedAsHedgingInstrumentMember_usd" unitRef="usd" contextRef="c868_AsOf31Dec2015_InterestRateSwaps1Member_DesignatedAsHedgingInstrumentMember" decimals="-3">48000</us-gaap:InterestRateDerivativesAtFairValueNet>
  <us-gaap:DerivativeAssetNotionalAmount unitRef="usd" contextRef="c869_AsOf31Dec2014_InterestRateSwaps1Member_DesignatedAsHedgingInstrumentMember" decimals="-3">4131000</us-gaap:DerivativeAssetNotionalAmount>
  <us-gaap:InterestRateDerivativesAtFairValueNet id="_InterestRateDerivativesAtFairValueNet-c869_AsOf31Dec2014_InterestRateSwaps1Member_DesignatedAsHedgingInstrumentMember_usd" unitRef="usd" contextRef="c869_AsOf31Dec2014_InterestRateSwaps1Member_DesignatedAsHedgingInstrumentMember" decimals="-3">84000</us-gaap:InterestRateDerivativesAtFairValueNet>
  <us-gaap:DerivativeAssetNotionalAmount unitRef="usd" contextRef="c870_AsOf31Dec2015_InterestRateSwaps2Member_DesignatedAsHedgingInstrumentMember" decimals="-3">99955000</us-gaap:DerivativeAssetNotionalAmount>
  <us-gaap:InterestRateDerivativesAtFairValueNet id="_InterestRateDerivativesAtFairValueNet-c870_AsOf31Dec2015_InterestRateSwaps2Member_DesignatedAsHedgingInstrumentMember_usd" unitRef="usd" contextRef="c870_AsOf31Dec2015_InterestRateSwaps2Member_DesignatedAsHedgingInstrumentMember" decimals="-3">-1515000</us-gaap:InterestRateDerivativesAtFairValueNet>
  <us-gaap:DerivativeAssetNotionalAmount unitRef="usd" contextRef="c871_AsOf31Dec2014_InterestRateSwaps2Member_DesignatedAsHedgingInstrumentMember" decimals="-3">10340000</us-gaap:DerivativeAssetNotionalAmount>
  <us-gaap:InterestRateDerivativesAtFairValueNet id="_InterestRateDerivativesAtFairValueNet-c871_AsOf31Dec2014_InterestRateSwaps2Member_DesignatedAsHedgingInstrumentMember_usd" unitRef="usd" contextRef="c871_AsOf31Dec2014_InterestRateSwaps2Member_DesignatedAsHedgingInstrumentMember" decimals="-3">-410000</us-gaap:InterestRateDerivativesAtFairValueNet>
  <us-gaap:DerivativeAssetNotionalAmount unitRef="usd" contextRef="c0_AsOf31Dec2015" decimals="-3">164864000</us-gaap:DerivativeAssetNotionalAmount>
  <us-gaap:InterestRateDerivativesAtFairValueNet id="_InterestRateDerivativesAtFairValueNet-c0_AsOf31Dec2015_usd" unitRef="usd" contextRef="c0_AsOf31Dec2015" decimals="-3">-4266000</us-gaap:InterestRateDerivativesAtFairValueNet>
  <us-gaap:DerivativeAssetNotionalAmount unitRef="usd" contextRef="c1_AsOf31Dec2014" decimals="-3">50792000</us-gaap:DerivativeAssetNotionalAmount>
  <us-gaap:InterestRateDerivativesAtFairValueNet id="_InterestRateDerivativesAtFairValueNet-c1_AsOf31Dec2014_usd" unitRef="usd" contextRef="c1_AsOf31Dec2014" decimals="-3">-2565000</us-gaap:InterestRateDerivativesAtFairValueNet>
  <us-gaap:ScheduleOfDerivativeInstrumentsGainLossInStatementOfFinancialPerformanceTextBlock contextRef="c2_From1Jan2015To31Dec2015">&lt;table cellpadding=&quot;0&quot; cellspacing=&quot;0&quot; style=&quot;border-collapse: collapse; width: 100%; font: 10pt Times New Roman, Times, Serif&quot;&gt;

      &lt;tr style=&quot;vertical-align: bottom&quot;&gt;
       &lt;td&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;padding-bottom: 1pt&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td colspan=&quot;11&quot; style=&quot;text-align: center; border-bottom: Black 1pt solid&quot;&gt;For the year ended&lt;br /&gt; December 31,&lt;/td&gt;
      &lt;/tr&gt;
      &lt;tr style=&quot;vertical-align: bottom&quot;&gt;
       &lt;td style=&quot;font-style: italic; text-align: left; border-bottom: Black 1pt solid&quot;&gt;(In thousands)&lt;/td&gt;
       &lt;td style=&quot;padding-bottom: 1pt; border-bottom: Black 1pt solid&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td colspan=&quot;3&quot; style=&quot;text-align: center; border-bottom: Black 1pt solid&quot;&gt;2015&lt;/td&gt;
       &lt;td style=&quot;padding-bottom: 1pt; border-bottom: Black 1pt solid&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td colspan=&quot;3&quot; style=&quot;text-align: center; border-bottom: Black 1pt solid&quot;&gt;2014&lt;/td&gt;
       &lt;td style=&quot;padding-bottom: 1pt; border-bottom: Black 1pt solid&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td colspan=&quot;3&quot; style=&quot;text-align: center; border-bottom: Black 1pt solid&quot;&gt;2013&lt;/td&gt;
      &lt;/tr&gt;
      &lt;tr style=&quot;vertical-align: bottom&quot;&gt;
       &lt;td&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td colspan=&quot;3&quot; style=&quot;text-align: right&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td colspan=&quot;3&quot; style=&quot;text-align: right&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td colspan=&quot;3&quot; style=&quot;text-align: right&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;/tr&gt;
      &lt;tr style=&quot;vertical-align: bottom; background-color: rgb(204,238,255)&quot;&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;Financial Derivatives:&lt;/td&gt;
       &lt;td&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: right&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: right&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: right&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;/tr&gt;
      &lt;tr style=&quot;vertical-align: bottom; background-color: White&quot;&gt;
       &lt;td style=&quot;width: 61%; text-align: left; padding-left: 10pt&quot;&gt;Interest rate caps (non-hedge)&lt;/td&gt;
       &lt;td style=&quot;width: 1%&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;width: 1%; text-align: left&quot;&gt;$&lt;/td&gt;
       &lt;td style=&quot;width: 10%; text-align: right&quot;&gt;-&lt;/td&gt;
       &lt;td style=&quot;width: 1%; text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;width: 1%&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;width: 1%; text-align: left&quot;&gt;$&lt;/td&gt;
       &lt;td style=&quot;width: 10%; text-align: right&quot;&gt;-&lt;/td&gt;
       &lt;td style=&quot;width: 1%; text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;width: 1%&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;width: 1%; text-align: left&quot;&gt;$&lt;/td&gt;
       &lt;td style=&quot;width: 10%; text-align: right&quot;&gt;(18&lt;/td&gt;
       &lt;td style=&quot;width: 1%; text-align: left&quot;&gt;)&lt;/td&gt;
      &lt;/tr&gt;
      &lt;tr style=&quot;vertical-align: bottom; background-color: rgb(204,238,255)&quot;&gt;
       &lt;td style=&quot;text-align: left; padding-left: 10pt&quot;&gt;Interest rate swaps (non-hedge)&lt;/td&gt;
       &lt;td&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: right&quot;&gt;(561&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;)&lt;/td&gt;
       &lt;td&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: right&quot;&gt;(3,919&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;)&lt;/td&gt;
       &lt;td&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: right&quot;&gt;3,603&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;/tr&gt;
      &lt;tr style=&quot;vertical-align: bottom; background-color: White&quot;&gt;
       &lt;td style=&quot;text-align: left; padding-bottom: 1pt; padding-left: 10pt&quot;&gt;Interest rate swaps (hedge)&lt;/td&gt;
       &lt;td style=&quot;padding-bottom: 1pt&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;border-bottom: Black 1pt solid; text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;border-bottom: Black 1pt solid; text-align: right&quot;&gt;(1,036&lt;/td&gt;
       &lt;td style=&quot;border-bottom: Black 1pt solid; text-align: left&quot;&gt;)&lt;/td&gt;
       &lt;td style=&quot;border-bottom: Black 1pt solid; text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;border-bottom: Black 1pt solid; text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;border-bottom: Black 1pt solid; text-align: right&quot;&gt;(124&lt;/td&gt;
       &lt;td style=&quot;border-bottom: Black 1pt solid; text-align: left&quot;&gt;)&lt;/td&gt;
       &lt;td style=&quot;border-bottom: Black 1pt solid; text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;border-bottom: Black 1pt solid; text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;border-bottom: Black 1pt solid; text-align: right&quot;&gt;29&lt;/td&gt;
       &lt;td style=&quot;border-bottom: Black 1pt solid; text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;/tr&gt;
      &lt;tr style=&quot;vertical-align: bottom; background-color: rgb(204,238,255)&quot;&gt;
       &lt;td style=&quot;font-weight: normal; font-style: normal; text-align: left; padding-bottom: 2.25pt; padding-left: 20pt&quot;&gt;Net Gain (loss) &lt;font style=&quot;font-family: Times New Roman, Times, Serif; font-size: 10pt; font-weight: normal; font-style: normal&quot;&gt;&lt;sup&gt;(1)&lt;/sup&gt;&lt;/font&gt;&lt;/td&gt;
       &lt;td style=&quot;padding-bottom: 2.25pt&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;border-bottom: Black 2.25pt double; text-align: left&quot;&gt;$&lt;/td&gt;
       &lt;td style=&quot;border-bottom: Black 2.25pt double; text-align: right&quot;&gt;(1,597&lt;/td&gt;
       &lt;td style=&quot;border-bottom: Black 2.25pt double; text-align: left&quot;&gt;)&lt;/td&gt;
       &lt;td style=&quot;border-bottom: Black 2.25pt double; text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;border-bottom: Black 2.25pt double; text-align: left&quot;&gt;$&lt;/td&gt;
       &lt;td style=&quot;border-bottom: Black 2.25pt double; text-align: right&quot;&gt;(4,043&lt;/td&gt;
       &lt;td style=&quot;border-bottom: Black 2.25pt double; text-align: left&quot;&gt;)&lt;/td&gt;
       &lt;td style=&quot;border-bottom: Black 2.25pt double; text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;border-bottom: Black 2.25pt double; text-align: left&quot;&gt;$&lt;/td&gt;
       &lt;td style=&quot;border-bottom: Black 2.25pt double; text-align: right&quot;&gt;3,614&lt;/td&gt;
       &lt;td style=&quot;border-bottom: Black 2.25pt double; text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;/tr&gt;

    &lt;/table&gt;</us-gaap:ScheduleOfDerivativeInstrumentsGainLossInStatementOfFinancialPerformanceTextBlock>
  <us-gaap:DerivativeGainLossOnDerivativeNet unitRef="usd" contextRef="c872_From1Jan2013To31Dec2013_InterestRateCapMember_NondesignatedMember" decimals="-3">-18000</us-gaap:DerivativeGainLossOnDerivativeNet>
  <us-gaap:DerivativeGainLossOnDerivativeNet unitRef="usd" contextRef="c873_From1Jan2015To31Dec2015_InterestRateSwapMember_NondesignatedMember" decimals="-3">-561000</us-gaap:DerivativeGainLossOnDerivativeNet>
  <us-gaap:DerivativeGainLossOnDerivativeNet unitRef="usd" contextRef="c874_From1Jan2014To31Dec2014_InterestRateSwapMember_NondesignatedMember" decimals="-3">-3919000</us-gaap:DerivativeGainLossOnDerivativeNet>
  <us-gaap:DerivativeGainLossOnDerivativeNet unitRef="usd" contextRef="c875_From1Jan2013To31Dec2013_InterestRateSwapMember_NondesignatedMember" decimals="-3">3603000</us-gaap:DerivativeGainLossOnDerivativeNet>
  <us-gaap:DerivativeGainLossOnDerivativeNet unitRef="usd" contextRef="c876_From1Jan2015To31Dec2015_InterestRateSwapMember_DesignatedAsHedgingInstrumentMember" decimals="-3">-1036000</us-gaap:DerivativeGainLossOnDerivativeNet>
  <us-gaap:DerivativeGainLossOnDerivativeNet unitRef="usd" contextRef="c877_From1Jan2014To31Dec2014_InterestRateSwapMember_DesignatedAsHedgingInstrumentMember" decimals="-3">-124000</us-gaap:DerivativeGainLossOnDerivativeNet>
  <us-gaap:DerivativeGainLossOnDerivativeNet unitRef="usd" contextRef="c878_From1Jan2013To31Dec2013_InterestRateSwapMember_DesignatedAsHedgingInstrumentMember" decimals="-3">29000</us-gaap:DerivativeGainLossOnDerivativeNet>
  <us-gaap:DerivativeGainLossOnDerivativeNet id="_DerivativeGainLossOnDerivativeNet-c2_From1Jan2015To31Dec2015_usd" unitRef="usd" contextRef="c2_From1Jan2015To31Dec2015" decimals="-3">-1597000</us-gaap:DerivativeGainLossOnDerivativeNet>
  <us-gaap:DerivativeGainLossOnDerivativeNet id="_DerivativeGainLossOnDerivativeNet-c3_From1Jan2014To31Dec2014_usd" unitRef="usd" contextRef="c3_From1Jan2014To31Dec2014" decimals="-3">-4043000</us-gaap:DerivativeGainLossOnDerivativeNet>
  <us-gaap:DerivativeGainLossOnDerivativeNet id="_DerivativeGainLossOnDerivativeNet-c4_From1Jan2013To31Dec2013_usd" unitRef="usd" contextRef="c4_From1Jan2013To31Dec2013" decimals="-3">3614000</us-gaap:DerivativeGainLossOnDerivativeNet>
  <us-gaap:ScheduleOfDerivativeInstrumentsInStatementOfFinancialPositionFairValueTextBlock contextRef="c2_From1Jan2015To31Dec2015">&lt;table cellpadding=&quot;0&quot; cellspacing=&quot;0&quot; style=&quot;border-collapse: collapse; width: 100%; font: 10pt Times New Roman, Times, Serif&quot;&gt;

      &lt;tr style=&quot;vertical-align: bottom&quot;&gt;
       &lt;td nowrap=&quot;nowrap&quot; style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td nowrap=&quot;nowrap&quot; style=&quot;padding-bottom: 1pt&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td colspan=&quot;23&quot; nowrap=&quot;nowrap&quot; style=&quot;text-align: center; border-bottom: Black 1pt solid&quot;&gt;December 31, 2015&lt;/td&gt;
      &lt;/tr&gt;
      &lt;tr style=&quot;vertical-align: bottom&quot;&gt;
       &lt;td nowrap=&quot;nowrap&quot; style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td nowrap=&quot;nowrap&quot; style=&quot;padding-bottom: 1pt&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td colspan=&quot;3&quot; nowrap=&quot;nowrap&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td nowrap=&quot;nowrap&quot; style=&quot;padding-bottom: 1pt&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td colspan=&quot;3&quot; nowrap=&quot;nowrap&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td nowrap=&quot;nowrap&quot; style=&quot;padding-bottom: 1pt&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td colspan=&quot;3&quot; nowrap=&quot;nowrap&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td nowrap=&quot;nowrap&quot; style=&quot;padding-bottom: 1pt&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td colspan=&quot;7&quot; nowrap=&quot;nowrap&quot; style=&quot;text-align: center; border-bottom: Black 1pt solid&quot;&gt;Gross Amounts Not Offset in the &lt;br /&gt; Consolidated Statement of &lt;br /&gt; Condition&lt;/td&gt;
       &lt;td nowrap=&quot;nowrap&quot; style=&quot;padding-bottom: 1pt&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td colspan=&quot;3&quot; nowrap=&quot;nowrap&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;/tr&gt;
      &lt;tr style=&quot;background-color: White&quot;&gt;
       &lt;td nowrap=&quot;nowrap&quot; style=&quot;font-style: italic; text-align: left; padding-bottom: 1pt; vertical-align: bottom; border-bottom: Black 1pt solid&quot;&gt;(In thousands)&lt;/td&gt;
       &lt;td nowrap=&quot;nowrap&quot; style=&quot;padding-bottom: 1pt; text-align: center; vertical-align: bottom; border-bottom: Black 1pt solid&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td colspan=&quot;3&quot; nowrap=&quot;nowrap&quot; style=&quot;border-bottom: Black 1pt solid; text-align: center; vertical-align: bottom&quot;&gt;Gross Amount of &lt;br /&gt; Recognized Assets&lt;/td&gt;
       &lt;td nowrap=&quot;nowrap&quot; style=&quot;padding-bottom: 1pt; text-align: center; vertical-align: bottom; border-bottom: Black 1pt solid&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td colspan=&quot;3&quot; nowrap=&quot;nowrap&quot; style=&quot;border-bottom: Black 1pt solid; text-align: center; vertical-align: bottom&quot;&gt;Gross Amount Offset in &lt;br /&gt; the Statement of&lt;br /&gt; Condition&lt;/td&gt;
       &lt;td nowrap=&quot;nowrap&quot; style=&quot;padding-bottom: 1pt; text-align: center; vertical-align: bottom; border-bottom: Black 1pt solid&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td colspan=&quot;3&quot; nowrap=&quot;nowrap&quot; style=&quot;border-bottom: Black 1pt solid; text-align: center; vertical-align: bottom&quot;&gt;Net Amount of Assets &lt;br /&gt; Presented in the Statement of &lt;br /&gt; Condition&lt;/td&gt;
       &lt;td nowrap=&quot;nowrap&quot; style=&quot;padding-bottom: 1pt; text-align: center; vertical-align: bottom; border-bottom: Black 1pt solid&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td colspan=&quot;3&quot; nowrap=&quot;nowrap&quot; style=&quot;border-bottom: Black 1pt solid; text-align: center; vertical-align: bottom&quot;&gt;Financial &lt;br /&gt; Instruments&lt;/td&gt;
       &lt;td nowrap=&quot;nowrap&quot; style=&quot;padding-bottom: 1pt; text-align: center; vertical-align: bottom; border-bottom: Black 1pt solid&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td colspan=&quot;3&quot; nowrap=&quot;nowrap&quot; style=&quot;border-bottom: Black 1pt solid; text-align: center; vertical-align: bottom&quot;&gt;Cash Collateral &lt;br /&gt; Received&lt;/td&gt;
       &lt;td nowrap=&quot;nowrap&quot; style=&quot;padding-bottom: 1pt; text-align: center; vertical-align: bottom; border-bottom: Black 1pt solid&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td colspan=&quot;3&quot; nowrap=&quot;nowrap&quot; style=&quot;border-bottom: Black 1pt solid; text-align: center; vertical-align: bottom&quot;&gt;Net Amount&lt;/td&gt;
      &lt;/tr&gt;
      &lt;tr style=&quot;vertical-align: bottom; background-color: White&quot;&gt;
       &lt;td style=&quot;text-align: left; width: 40%&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;width: 1%&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: left; width: 1%&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: right; width: 7%&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: left; width: 1%&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;width: 1%&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: left; width: 1%&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: right; width: 7%&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: left; width: 1%&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;width: 1%&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: left; width: 1%&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: right; width: 7%&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: left; width: 1%&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;width: 1%&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: left; width: 1%&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: right; width: 7%&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: left; width: 1%&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;width: 1%&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: left; width: 1%&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: right; width: 7%&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: left; width: 1%&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;width: 1%&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: left; width: 1%&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: right; width: 7%&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: left; width: 1%&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;/tr&gt;
      &lt;tr style=&quot;vertical-align: bottom; background-color: rgb(204,238,255)&quot;&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;Interest rate swaps&lt;/td&gt;
       &lt;td&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;$&lt;/td&gt;
       &lt;td style=&quot;text-align: right&quot;&gt;48&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;$&lt;/td&gt;
       &lt;td style=&quot;text-align: right&quot;&gt;-&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;$&lt;/td&gt;
       &lt;td style=&quot;text-align: right&quot;&gt;48&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;$&lt;/td&gt;
       &lt;td style=&quot;text-align: right&quot;&gt;48&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;$&lt;/td&gt;
       &lt;td style=&quot;text-align: right&quot;&gt;-&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;$&lt;/td&gt;
       &lt;td style=&quot;text-align: right&quot;&gt;-&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;/tr&gt;

    &lt;/table&gt;&lt;table cellpadding=&quot;0&quot; cellspacing=&quot;0&quot; style=&quot;border-collapse: collapse; width: 100%; font: 10pt Times New Roman, Times, Serif&quot;&gt;

      &lt;tr style=&quot;vertical-align: bottom&quot;&gt;
       &lt;td nowrap=&quot;nowrap&quot; style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td nowrap=&quot;nowrap&quot; style=&quot;padding-bottom: 1pt&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td colspan=&quot;23&quot; nowrap=&quot;nowrap&quot; style=&quot;text-align: center; border-bottom: Black 1pt solid&quot;&gt;December 31, 2014&lt;/td&gt;
      &lt;/tr&gt;
      &lt;tr style=&quot;vertical-align: bottom&quot;&gt;
       &lt;td nowrap=&quot;nowrap&quot; style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td nowrap=&quot;nowrap&quot; style=&quot;padding-bottom: 1pt&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td colspan=&quot;3&quot; nowrap=&quot;nowrap&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td nowrap=&quot;nowrap&quot; style=&quot;padding-bottom: 1pt&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td colspan=&quot;3&quot; nowrap=&quot;nowrap&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td nowrap=&quot;nowrap&quot; style=&quot;padding-bottom: 1pt&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td colspan=&quot;3&quot; nowrap=&quot;nowrap&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td nowrap=&quot;nowrap&quot; style=&quot;padding-bottom: 1pt&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td colspan=&quot;7&quot; nowrap=&quot;nowrap&quot; style=&quot;text-align: center; border-bottom: Black 1pt solid&quot;&gt;Gross Amounts Not Offset in the &lt;br /&gt; Consolidated Statement of Condition&lt;/td&gt;
       &lt;td nowrap=&quot;nowrap&quot; style=&quot;padding-bottom: 1pt&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td colspan=&quot;3&quot; nowrap=&quot;nowrap&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;/tr&gt;
      &lt;tr style=&quot;background-color: White&quot;&gt;
       &lt;td nowrap=&quot;nowrap&quot; style=&quot;font-style: italic; text-align: left; padding-bottom: 1pt; vertical-align: bottom; border-bottom: Black 1pt solid&quot;&gt;(In thousands)&lt;/td&gt;
       &lt;td nowrap=&quot;nowrap&quot; style=&quot;padding-bottom: 1pt; text-align: center; vertical-align: bottom; border-bottom: Black 1pt solid&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td colspan=&quot;3&quot; nowrap=&quot;nowrap&quot; style=&quot;border-bottom: Black 1pt solid; text-align: center; vertical-align: bottom&quot;&gt;Gross Amount of &lt;br /&gt; Recognized Assets&lt;/td&gt;
       &lt;td nowrap=&quot;nowrap&quot; style=&quot;padding-bottom: 1pt; text-align: center; vertical-align: bottom; border-bottom: Black 1pt solid&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td colspan=&quot;3&quot; nowrap=&quot;nowrap&quot; style=&quot;border-bottom: Black 1pt solid; text-align: center; vertical-align: bottom&quot;&gt;Gross Amount Offset in &lt;br /&gt; the Statement of&lt;br /&gt; Condition&lt;/td&gt;
       &lt;td nowrap=&quot;nowrap&quot; style=&quot;padding-bottom: 1pt; text-align: center; vertical-align: bottom; border-bottom: Black 1pt solid&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td colspan=&quot;3&quot; nowrap=&quot;nowrap&quot; style=&quot;border-bottom: Black 1pt solid; text-align: center; vertical-align: bottom&quot;&gt;Net Amount of Assets&lt;br /&gt; Presented in the Statement of &lt;br /&gt; Condition&lt;/td&gt;
       &lt;td nowrap=&quot;nowrap&quot; style=&quot;padding-bottom: 1pt; text-align: center; vertical-align: bottom; border-bottom: Black 1pt solid&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td colspan=&quot;3&quot; nowrap=&quot;nowrap&quot; style=&quot;border-bottom: Black 1pt solid; text-align: center; vertical-align: bottom&quot;&gt;Financial &lt;br /&gt; Instruments&lt;/td&gt;
       &lt;td nowrap=&quot;nowrap&quot; style=&quot;padding-bottom: 1pt; text-align: center; vertical-align: bottom; border-bottom: Black 1pt solid&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td colspan=&quot;3&quot; nowrap=&quot;nowrap&quot; style=&quot;border-bottom: Black 1pt solid; text-align: center; vertical-align: bottom&quot;&gt;Cash Collateral &lt;br /&gt; Received&lt;/td&gt;
       &lt;td nowrap=&quot;nowrap&quot; style=&quot;padding-bottom: 1pt; text-align: center; vertical-align: bottom; border-bottom: Black 1pt solid&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td colspan=&quot;3&quot; nowrap=&quot;nowrap&quot; style=&quot;border-bottom: Black 1pt solid; text-align: center; vertical-align: bottom&quot;&gt;Net Amount&lt;/td&gt;
      &lt;/tr&gt;
      &lt;tr style=&quot;vertical-align: bottom; background-color: White&quot;&gt;
       &lt;td style=&quot;text-align: left; width: 40%&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;width: 1%&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: left; width: 1%&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: right; width: 7%&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: left; width: 1%&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;width: 1%&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: left; width: 1%&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: right; width: 7%&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: left; width: 1%&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;width: 1%&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: left; width: 1%&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: right; width: 7%&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: left; width: 1%&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;width: 1%&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: left; width: 1%&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: right; width: 7%&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: left; width: 1%&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;width: 1%&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: left; width: 1%&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: right; width: 7%&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: left; width: 1%&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;width: 1%&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: left; width: 1%&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: right; width: 7%&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: left; width: 1%&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;/tr&gt;
      &lt;tr style=&quot;vertical-align: bottom; background-color: rgb(204,238,255)&quot;&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;Interest rate swaps&lt;/td&gt;
       &lt;td&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;$&lt;/td&gt;
       &lt;td style=&quot;text-align: right&quot;&gt;84&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;$&lt;/td&gt;
       &lt;td style=&quot;text-align: right&quot;&gt;-&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;$&lt;/td&gt;
       &lt;td style=&quot;text-align: right&quot;&gt;84&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;$&lt;/td&gt;
       &lt;td style=&quot;text-align: right&quot;&gt;84&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;$&lt;/td&gt;
       &lt;td style=&quot;text-align: right&quot;&gt;-&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;$&lt;/td&gt;
       &lt;td style=&quot;text-align: right&quot;&gt;-&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;/tr&gt;

    &lt;/table&gt;&lt;table cellpadding=&quot;0&quot; cellspacing=&quot;0&quot; style=&quot;border-collapse: collapse; width: 100%; font: 10pt Times New Roman, Times, Serif&quot;&gt;

      &lt;tr style=&quot;vertical-align: bottom&quot;&gt;
       &lt;td nowrap=&quot;nowrap&quot; style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td nowrap=&quot;nowrap&quot; style=&quot;padding-bottom: 1pt&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td colspan=&quot;23&quot; nowrap=&quot;nowrap&quot; style=&quot;text-align: center; border-bottom: Black 1pt solid&quot;&gt;December 31, 2015&lt;/td&gt;
      &lt;/tr&gt;
      &lt;tr style=&quot;vertical-align: bottom&quot;&gt;
       &lt;td nowrap=&quot;nowrap&quot; style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td nowrap=&quot;nowrap&quot; style=&quot;padding-bottom: 1pt&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td colspan=&quot;3&quot; nowrap=&quot;nowrap&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td nowrap=&quot;nowrap&quot; style=&quot;padding-bottom: 1pt&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td colspan=&quot;3&quot; nowrap=&quot;nowrap&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td nowrap=&quot;nowrap&quot; style=&quot;padding-bottom: 1pt&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td colspan=&quot;3&quot; nowrap=&quot;nowrap&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td nowrap=&quot;nowrap&quot; style=&quot;padding-bottom: 1pt&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td colspan=&quot;7&quot; nowrap=&quot;nowrap&quot; style=&quot;text-align: center; border-bottom: Black 1pt solid&quot;&gt;Gross Amounts Not Offset in the &lt;br /&gt; Consolidated Statement of Condition&lt;/td&gt;
       &lt;td nowrap=&quot;nowrap&quot; style=&quot;padding-bottom: 1pt&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td colspan=&quot;3&quot; nowrap=&quot;nowrap&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;/tr&gt;
      &lt;tr style=&quot;background-color: White&quot;&gt;
       &lt;td nowrap=&quot;nowrap&quot; style=&quot;font-style: italic; text-align: left; padding-bottom: 1pt; vertical-align: bottom; border-bottom: Black 1pt solid&quot;&gt;(In thousands)&lt;/td&gt;
       &lt;td nowrap=&quot;nowrap&quot; style=&quot;padding-bottom: 1pt; text-align: center; vertical-align: bottom; border-bottom: Black 1pt solid&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td colspan=&quot;3&quot; nowrap=&quot;nowrap&quot; style=&quot;border-bottom: Black 1pt solid; text-align: center; vertical-align: bottom&quot;&gt;Gross Amount of &lt;br /&gt; Recognized &lt;br /&gt; Liabilities&lt;/td&gt;
       &lt;td nowrap=&quot;nowrap&quot; style=&quot;padding-bottom: 1pt; text-align: center; vertical-align: bottom; border-bottom: Black 1pt solid&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td colspan=&quot;3&quot; nowrap=&quot;nowrap&quot; style=&quot;border-bottom: Black 1pt solid; text-align: center; vertical-align: bottom&quot;&gt;Gross Amount Offset in&lt;br /&gt; the Statement of &lt;br /&gt; Condition&lt;/td&gt;
       &lt;td nowrap=&quot;nowrap&quot; style=&quot;padding-bottom: 1pt; text-align: center; vertical-align: bottom; border-bottom: Black 1pt solid&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td colspan=&quot;3&quot; nowrap=&quot;nowrap&quot; style=&quot;border-bottom: Black 1pt solid; text-align: center; vertical-align: bottom&quot;&gt;Net Amount of Liabilities &lt;br /&gt; Presented in the Statement of &lt;br /&gt; Condition&lt;/td&gt;
       &lt;td nowrap=&quot;nowrap&quot; style=&quot;padding-bottom: 1pt; text-align: center; vertical-align: bottom; border-bottom: Black 1pt solid&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td colspan=&quot;3&quot; nowrap=&quot;nowrap&quot; style=&quot;border-bottom: Black 1pt solid; text-align: center; vertical-align: bottom&quot;&gt;Financial &lt;br /&gt; Instruments&lt;/td&gt;
       &lt;td nowrap=&quot;nowrap&quot; style=&quot;padding-bottom: 1pt; text-align: center; vertical-align: bottom; border-bottom: Black 1pt solid&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td colspan=&quot;3&quot; nowrap=&quot;nowrap&quot; style=&quot;border-bottom: Black 1pt solid; text-align: center; vertical-align: bottom&quot;&gt;Cash Collateral &lt;br /&gt; Pledged&lt;/td&gt;
       &lt;td nowrap=&quot;nowrap&quot; style=&quot;padding-bottom: 1pt; text-align: center; vertical-align: bottom; border-bottom: Black 1pt solid&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td colspan=&quot;3&quot; nowrap=&quot;nowrap&quot; style=&quot;border-bottom: Black 1pt solid; text-align: center; vertical-align: bottom&quot;&gt;Net Amount&lt;/td&gt;
      &lt;/tr&gt;
      &lt;tr style=&quot;vertical-align: bottom; background-color: White&quot;&gt;
       &lt;td style=&quot;text-align: left; width: 40%&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;width: 1%&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: left; width: 1%&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: right; width: 7%&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: left; width: 1%&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;width: 1%&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: left; width: 1%&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: right; width: 7%&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: left; width: 1%&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;width: 1%&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: left; width: 1%&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: right; width: 7%&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: left; width: 1%&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;width: 1%&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: left; width: 1%&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: right; width: 7%&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: left; width: 1%&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;width: 1%&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: left; width: 1%&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: right; width: 7%&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: left; width: 1%&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;width: 1%&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: left; width: 1%&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: right; width: 7%&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: left; width: 1%&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;/tr&gt;
      &lt;tr style=&quot;vertical-align: bottom; background-color: rgb(204,238,255)&quot;&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;Interest rate swaps&lt;/td&gt;
       &lt;td&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;$&lt;/td&gt;
       &lt;td style=&quot;text-align: right&quot;&gt;4,314&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;$&lt;/td&gt;
       &lt;td style=&quot;text-align: right&quot;&gt;-&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;$&lt;/td&gt;
       &lt;td style=&quot;text-align: right&quot;&gt;4,314&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;$&lt;/td&gt;
       &lt;td style=&quot;text-align: right&quot;&gt;48&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;$&lt;/td&gt;
       &lt;td style=&quot;text-align: right&quot;&gt;4,266&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;$&lt;/td&gt;
       &lt;td style=&quot;text-align: right&quot;&gt;-&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;/tr&gt;

    &lt;/table&gt;&lt;table cellpadding=&quot;0&quot; cellspacing=&quot;0&quot; style=&quot;border-collapse: collapse; width: 100%; font: 10pt Times New Roman, Times, Serif&quot;&gt;

      &lt;tr style=&quot;vertical-align: bottom&quot;&gt;
       &lt;td nowrap=&quot;nowrap&quot; style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td nowrap=&quot;nowrap&quot; style=&quot;padding-bottom: 1pt&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td colspan=&quot;23&quot; nowrap=&quot;nowrap&quot; style=&quot;text-align: center; border-bottom: Black 1pt solid&quot;&gt;December 31, 2014&lt;/td&gt;
      &lt;/tr&gt;
      &lt;tr style=&quot;vertical-align: bottom&quot;&gt;
       &lt;td nowrap=&quot;nowrap&quot; style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td nowrap=&quot;nowrap&quot; style=&quot;padding-bottom: 1pt&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td colspan=&quot;3&quot; nowrap=&quot;nowrap&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td nowrap=&quot;nowrap&quot; style=&quot;padding-bottom: 1pt&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td colspan=&quot;3&quot; nowrap=&quot;nowrap&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td nowrap=&quot;nowrap&quot; style=&quot;padding-bottom: 1pt&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td colspan=&quot;3&quot; nowrap=&quot;nowrap&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td nowrap=&quot;nowrap&quot; style=&quot;padding-bottom: 1pt&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td colspan=&quot;7&quot; nowrap=&quot;nowrap&quot; style=&quot;text-align: center; border-bottom: Black 1pt solid&quot;&gt;Gross Amounts Not Offset in the &lt;br /&gt; Consolidated Statement of Condition&lt;/td&gt;
       &lt;td nowrap=&quot;nowrap&quot; style=&quot;padding-bottom: 1pt&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td colspan=&quot;3&quot; nowrap=&quot;nowrap&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;/tr&gt;
      &lt;tr style=&quot;background-color: White&quot;&gt;
       &lt;td nowrap=&quot;nowrap&quot; style=&quot;font-style: italic; text-align: left; padding-bottom: 1pt; vertical-align: bottom; border-bottom: Black 1pt solid&quot;&gt;(In thousands)&lt;/td&gt;
       &lt;td nowrap=&quot;nowrap&quot; style=&quot;padding-bottom: 1pt; text-align: center; vertical-align: bottom; border-bottom: Black 1pt solid&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td colspan=&quot;3&quot; nowrap=&quot;nowrap&quot; style=&quot;border-bottom: Black 1pt solid; text-align: center; vertical-align: bottom&quot;&gt;Gross Amount of&lt;br /&gt; Recognized &lt;br /&gt; Liabilities&lt;/td&gt;
       &lt;td nowrap=&quot;nowrap&quot; style=&quot;padding-bottom: 1pt; text-align: center; vertical-align: bottom; border-bottom: Black 1pt solid&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td colspan=&quot;3&quot; nowrap=&quot;nowrap&quot; style=&quot;border-bottom: Black 1pt solid; text-align: center; vertical-align: bottom&quot;&gt;Gross Amount Offset in&lt;br /&gt; the Statement of&lt;br /&gt; Condition&lt;/td&gt;
       &lt;td nowrap=&quot;nowrap&quot; style=&quot;padding-bottom: 1pt; text-align: center; vertical-align: bottom; border-bottom: Black 1pt solid&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td colspan=&quot;3&quot; nowrap=&quot;nowrap&quot; style=&quot;border-bottom: Black 1pt solid; text-align: center; vertical-align: bottom&quot;&gt;Net Amount of Liabilities &lt;br /&gt; Presented in the Statement &lt;br /&gt; of Condition&lt;/td&gt;
       &lt;td nowrap=&quot;nowrap&quot; style=&quot;padding-bottom: 1pt; text-align: center; vertical-align: bottom; border-bottom: Black 1pt solid&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td colspan=&quot;3&quot; nowrap=&quot;nowrap&quot; style=&quot;border-bottom: Black 1pt solid; text-align: center; vertical-align: bottom&quot;&gt;Financial &lt;br /&gt; Instruments&lt;/td&gt;
       &lt;td nowrap=&quot;nowrap&quot; style=&quot;padding-bottom: 1pt; text-align: center; vertical-align: bottom; border-bottom: Black 1pt solid&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td colspan=&quot;3&quot; nowrap=&quot;nowrap&quot; style=&quot;border-bottom: Black 1pt solid; text-align: center; vertical-align: bottom&quot;&gt;Cash Collateral&lt;br /&gt; Pledged&lt;/td&gt;
       &lt;td nowrap=&quot;nowrap&quot; style=&quot;padding-bottom: 1pt; text-align: center; vertical-align: bottom; border-bottom: Black 1pt solid&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td colspan=&quot;3&quot; nowrap=&quot;nowrap&quot; style=&quot;border-bottom: Black 1pt solid; text-align: center; vertical-align: bottom&quot;&gt;Net Amount&lt;/td&gt;
      &lt;/tr&gt;
      &lt;tr style=&quot;vertical-align: bottom; background-color: White&quot;&gt;
       &lt;td style=&quot;text-align: left; width: 40%&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;width: 1%&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: left; width: 1%&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: right; width: 7%&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: left; width: 1%&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;width: 1%&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: left; width: 1%&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: right; width: 7%&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: left; width: 1%&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;width: 1%&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: left; width: 1%&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: right; width: 7%&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: left; width: 1%&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;width: 1%&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: left; width: 1%&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: right; width: 7%&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: left; width: 1%&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;width: 1%&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: left; width: 1%&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: right; width: 7%&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: left; width: 1%&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;width: 1%&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: left; width: 1%&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: right; width: 7%&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: left; width: 1%&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;/tr&gt;
      &lt;tr style=&quot;vertical-align: bottom; background-color: rgb(204,238,255)&quot;&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;Interest rate swaps&lt;/td&gt;
       &lt;td&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;$&lt;/td&gt;
       &lt;td style=&quot;text-align: right&quot;&gt;2,649&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;$&lt;/td&gt;
       &lt;td style=&quot;text-align: right&quot;&gt;-&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;$&lt;/td&gt;
       &lt;td style=&quot;text-align: right&quot;&gt;2,649&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;$&lt;/td&gt;
       &lt;td style=&quot;text-align: right&quot;&gt;84&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;$&lt;/td&gt;
       &lt;td style=&quot;text-align: right&quot;&gt;2,565&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;$&lt;/td&gt;
       &lt;td style=&quot;text-align: right&quot;&gt;-&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;/tr&gt;

    &lt;/table&gt;</us-gaap:ScheduleOfDerivativeInstrumentsInStatementOfFinancialPositionFairValueTextBlock>
  <us-gaap:DerivativeFairValueOfDerivativeAsset unitRef="usd" contextRef="c879_AsOf31Dec2015_InterestRateSwapMember" decimals="-3">48000</us-gaap:DerivativeFairValueOfDerivativeAsset>
  <us-gaap:DerivativeAssetFairValueGrossLiability unitRef="usd" contextRef="c879_AsOf31Dec2015_InterestRateSwapMember" decimals="-3">0</us-gaap:DerivativeAssetFairValueGrossLiability>
  <us-gaap:DerivativeFairValueOfDerivativeAssetAmountNotOffsetAgainstCollateral unitRef="usd" contextRef="c879_AsOf31Dec2015_InterestRateSwapMember" decimals="-3">48000</us-gaap:DerivativeFairValueOfDerivativeAssetAmountNotOffsetAgainstCollateral>
  <us-gaap:DerivativeCollateralObligationToReturnSecurities unitRef="usd" contextRef="c879_AsOf31Dec2015_InterestRateSwapMember" decimals="-3">48000</us-gaap:DerivativeCollateralObligationToReturnSecurities>
  <us-gaap:DerivativeCollateralObligationToReturnCash unitRef="usd" contextRef="c879_AsOf31Dec2015_InterestRateSwapMember" decimals="-3">0</us-gaap:DerivativeCollateralObligationToReturnCash>
  <us-gaap:DerivativeAssets unitRef="usd" contextRef="c879_AsOf31Dec2015_InterestRateSwapMember" decimals="-3">0</us-gaap:DerivativeAssets>
  <us-gaap:DerivativeFairValueOfDerivativeLiability unitRef="usd" contextRef="c879_AsOf31Dec2015_InterestRateSwapMember" decimals="-3">4314000</us-gaap:DerivativeFairValueOfDerivativeLiability>
  <us-gaap:DerivativeLiabilityFairValueGrossAsset unitRef="usd" contextRef="c879_AsOf31Dec2015_InterestRateSwapMember" decimals="-3">0</us-gaap:DerivativeLiabilityFairValueGrossAsset>
  <us-gaap:DerivativeFairValueOfDerivativeLiabilityAmountNotOffsetAgainstCollateral unitRef="usd" contextRef="c879_AsOf31Dec2015_InterestRateSwapMember" decimals="-3">4314000</us-gaap:DerivativeFairValueOfDerivativeLiabilityAmountNotOffsetAgainstCollateral>
  <us-gaap:DerivativeCollateralRightToReclaimSecurities unitRef="usd" contextRef="c879_AsOf31Dec2015_InterestRateSwapMember" decimals="-3">48000</us-gaap:DerivativeCollateralRightToReclaimSecurities>
  <us-gaap:DerivativeCollateralRightToReclaimCash unitRef="usd" contextRef="c879_AsOf31Dec2015_InterestRateSwapMember" decimals="-3">4266000</us-gaap:DerivativeCollateralRightToReclaimCash>
  <us-gaap:DerivativeLiabilities unitRef="usd" contextRef="c879_AsOf31Dec2015_InterestRateSwapMember" decimals="-3">0</us-gaap:DerivativeLiabilities>
  <us-gaap:DerivativeFairValueOfDerivativeAsset unitRef="usd" contextRef="c880_AsOf31Dec2014_InterestRateSwapMember" decimals="-3">84000</us-gaap:DerivativeFairValueOfDerivativeAsset>
  <us-gaap:DerivativeAssetFairValueGrossLiability unitRef="usd" contextRef="c880_AsOf31Dec2014_InterestRateSwapMember" decimals="-3">0</us-gaap:DerivativeAssetFairValueGrossLiability>
  <us-gaap:DerivativeFairValueOfDerivativeAssetAmountNotOffsetAgainstCollateral unitRef="usd" contextRef="c880_AsOf31Dec2014_InterestRateSwapMember" decimals="-3">84000</us-gaap:DerivativeFairValueOfDerivativeAssetAmountNotOffsetAgainstCollateral>
  <us-gaap:DerivativeCollateralObligationToReturnSecurities unitRef="usd" contextRef="c880_AsOf31Dec2014_InterestRateSwapMember" decimals="-3">84000</us-gaap:DerivativeCollateralObligationToReturnSecurities>
  <us-gaap:DerivativeCollateralObligationToReturnCash unitRef="usd" contextRef="c880_AsOf31Dec2014_InterestRateSwapMember" decimals="-3">0</us-gaap:DerivativeCollateralObligationToReturnCash>
  <us-gaap:DerivativeAssets unitRef="usd" contextRef="c880_AsOf31Dec2014_InterestRateSwapMember" decimals="-3">0</us-gaap:DerivativeAssets>
  <us-gaap:DerivativeFairValueOfDerivativeLiability unitRef="usd" contextRef="c880_AsOf31Dec2014_InterestRateSwapMember" decimals="-3">2649000</us-gaap:DerivativeFairValueOfDerivativeLiability>
  <us-gaap:DerivativeLiabilityFairValueGrossAsset unitRef="usd" contextRef="c880_AsOf31Dec2014_InterestRateSwapMember" decimals="-3">0</us-gaap:DerivativeLiabilityFairValueGrossAsset>
  <us-gaap:DerivativeFairValueOfDerivativeLiabilityAmountNotOffsetAgainstCollateral unitRef="usd" contextRef="c880_AsOf31Dec2014_InterestRateSwapMember" decimals="-3">2649000</us-gaap:DerivativeFairValueOfDerivativeLiabilityAmountNotOffsetAgainstCollateral>
  <us-gaap:DerivativeCollateralRightToReclaimSecurities unitRef="usd" contextRef="c880_AsOf31Dec2014_InterestRateSwapMember" decimals="-3">84000</us-gaap:DerivativeCollateralRightToReclaimSecurities>
  <us-gaap:DerivativeCollateralRightToReclaimCash unitRef="usd" contextRef="c880_AsOf31Dec2014_InterestRateSwapMember" decimals="-3">2565000</us-gaap:DerivativeCollateralRightToReclaimCash>
  <us-gaap:DerivativeLiabilities unitRef="usd" contextRef="c880_AsOf31Dec2014_InterestRateSwapMember" decimals="-3">0</us-gaap:DerivativeLiabilities>
  <us-gaap:NewAccountingPronouncementsAndChangesInAccountingPrinciplesTextBlock contextRef="c2_From1Jan2015To31Dec2015">&lt;p style=&quot;font: 10pt Times New Roman, Times, Serif; margin: 0pt 0.25in 0pt 0; text-align: justify&quot;&gt;&lt;b&gt;20. New Authoritative Accounting Pronouncements&lt;/b&gt;&lt;/p&gt;&lt;br/&gt;&lt;p style=&quot;font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify&quot;&gt;&lt;font style=&quot;font-size: 10pt; color: windowtext&quot;&gt;In&amp;nbsp;January&amp;nbsp;2016, the Financial Accounting Standards Board (&amp;#x201c;FASB&amp;#x201d;) issued Accounting Standards Update (&amp;#x201c;ASU&amp;#x201d;) No. 2016-01 &amp;#x201c;Financial Instruments&amp;#x201d;&lt;/font&gt;&lt;font style=&quot;font-family: Times New Roman, Times, Serif&quot;&gt; &lt;/font&gt;&lt;font style=&quot;font-size: 10pt; color: windowtext&quot;&gt;which requires an entity to: (i) measure equity investments at fair value through net income, with certain exceptions; (ii) present in other comprehensive income the changes in instrument-specific credit risk for financial liabilities measured using the fair value option; (iii) present financial assets and financial liabilities by measurement category and form of financial asset; (iv) calculate the fair value of financial instruments for disclosure purposes based on an exit price and; (v) assess a valuation allowance on deferred tax assets related to unrealized losses of available for sale debt securities in combination with other deferred tax assets. The ASU provides an election to subsequently measure certain nonmarketable equity investments at cost less any impairment and adjusted for certain observable price changes. The ASU also requires a qualitative impairment assessment of such equity investments and amends certain fair value disclosure requirements. &lt;/font&gt;&lt;font style=&quot;font-size: 10pt; color: #2D2D2D&quot;&gt;The amendments are effective for public business entities for fiscal years, and interim periods within those fiscal years, beginning after December 15, 2017. Early adoption is not permitted for the changes that affect the Company. &lt;/font&gt;&lt;font style=&quot;font-size: 10pt&quot;&gt;We are currently evaluating the impact of adopting this new guidance on our consolidated results of operations and financial condition.&lt;font style=&quot;color: windowtext&quot;&gt; &lt;/font&gt;&lt;/font&gt;&lt;/p&gt;&lt;br/&gt;&lt;p style=&quot;font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify&quot;&gt;&lt;font style=&quot;color: windowtext&quot;&gt;In February 2016, the FASB issued ASU No. 2016-02, &amp;#x201c;Leases&amp;#x201d;. From the lessee&apos;s perspective, the new standard establishes a right-of-use (ROU) model that requires a lessee to record a ROU asset and a lease liability on the balance sheet for all leases with terms longer than 12 months. Leases will be classified as either finance or operating, with classification affecting the pattern of expense recognition in the income statement for a lessee. From the lessor&apos;s perspective, the new standard requires a lessor to classify leases as either sales-type, finance or operating. A lease will be treated as a sale if it transfers all of the risks and rewards, as well as control of the underlying asset, to the lessee. If risks and rewards are conveyed without the transfer of control, the lease is treated as a financing. If the lessor doesn&amp;#x2019;t convey risks and rewards or control, an operating lease results. The new standard is effective for fiscal years beginning after December 15, 2018, including interim periods within those fiscal years. A modified retrospective transition approach is required for lessees for capital and operating leases existing at, or entered into after, the beginning of the earliest comparative period presented in the financial statements, with certain practical expedients available. A modified retrospective transition approach is required for lessors for sales-type, direct financing, and operating leases existing at, or entered into after, the beginning of the earliest comparative period presented in the financial statements, with certain practical expedients available. &lt;/font&gt;We are currently evaluating the impact of adopting this new guidance on our consolidated results of operations and financial condition.&lt;font style=&quot;color: windowtext&quot;&gt; &lt;/font&gt;&lt;/p&gt;&lt;br/&gt;&lt;p style=&quot;font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify&quot;&gt;In May 2014, the FASB issued ASU 2014-09, &amp;#x201c;Revenue from Contracts with Customers&amp;#x201d;. This ASU establishes a comprehensive revenue recognition standard for virtually all industries under U.S. GAAP, including those that previously followed industry-specific guidance such as real estate, construction and software industries. The revenue standard&amp;#x2019;s core principle is built on the contract between a vendor and a customer for the provision of goods and services. It attempts to depict the exchange of rights and obligations between the parties in the pattern of revenue recognition based on the consideration to which the vendor is entitled. The guidance in this ASU for public companies is effective for the annual periods beginning after December 15, 2016, including interim periods therein. In August 2015, the FASB approved a one-year delay of the effective date of this standard. The deferral would require public entities to apply the standard for annual reporting periods beginning after December 15, 2017. Public companies would be permitted to elect to early adopt for annual reporting periods beginning after December 15, 2016. The Company will be evaluating the provisions of ASU 2014-09 and will be closely monitoring developments and additional guidance to determine the potential impact the new standard will have on our financial position or results of operation.&lt;/p&gt;&lt;br/&gt;</us-gaap:NewAccountingPronouncementsAndChangesInAccountingPrinciplesTextBlock>
  <us-gaap:QuarterlyFinancialInformationTextBlock contextRef="c2_From1Jan2015To31Dec2015">&lt;p style=&quot;font: 10pt Times New Roman, Times, Serif; margin: 0pt 0.25in 0pt 0; text-align: justify&quot;&gt;&lt;b&gt;21. Quarterly Financial Data &lt;/b&gt;(unaudited)&lt;/p&gt;&lt;br/&gt;&lt;p style=&quot;font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify&quot;&gt;Selected unaudited quarterly financial data for the fiscal years ended December 31, 2015 and 2014 is presented below:&lt;/p&gt;&lt;br/&gt;&lt;table cellpadding=&quot;0&quot; cellspacing=&quot;0&quot; style=&quot;border-collapse: collapse; width: 100%; font: 10pt Times New Roman, Times, Serif&quot;&gt;

      &lt;tr style=&quot;vertical-align: bottom&quot;&gt;
       &lt;td style=&quot;text-align: center&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;padding-bottom: 1pt&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td colspan=&quot;15&quot; style=&quot;text-align: center; border-bottom: Black 1pt solid&quot;&gt;2015&lt;/td&gt;
       &lt;td style=&quot;padding-bottom: 1pt&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td colspan=&quot;15&quot; style=&quot;text-align: center; border-bottom: Black 1pt solid&quot;&gt;2014&lt;/td&gt;
      &lt;/tr&gt;
      &lt;tr style=&quot;vertical-align: bottom&quot;&gt;
       &lt;td style=&quot;text-align: center&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;padding-bottom: 1pt&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td colspan=&quot;3&quot; style=&quot;text-align: center; border-bottom: Black 1pt solid&quot;&gt;4th&lt;/td&gt;
       &lt;td style=&quot;padding-bottom: 1pt; border-bottom: Black 1pt solid&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td colspan=&quot;3&quot; style=&quot;text-align: center; border-bottom: Black 1pt solid&quot;&gt;3rd&lt;/td&gt;
       &lt;td style=&quot;padding-bottom: 1pt; border-bottom: Black 1pt solid&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td colspan=&quot;3&quot; style=&quot;text-align: center; border-bottom: Black 1pt solid&quot;&gt;2nd&lt;/td&gt;
       &lt;td style=&quot;padding-bottom: 1pt; border-bottom: Black 1pt solid&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td colspan=&quot;3&quot; style=&quot;text-align: center; border-bottom: Black 1pt solid&quot;&gt;1st&lt;/td&gt;
       &lt;td style=&quot;padding-bottom: 1pt&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td colspan=&quot;3&quot; style=&quot;text-align: center; border-bottom: Black 1pt solid&quot;&gt;4th&lt;/td&gt;
       &lt;td style=&quot;padding-bottom: 1pt; border-bottom: Black 1pt solid&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td colspan=&quot;3&quot; style=&quot;text-align: center; border-bottom: Black 1pt solid&quot;&gt;3rd&lt;/td&gt;
       &lt;td style=&quot;padding-bottom: 1pt; border-bottom: Black 1pt solid&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td colspan=&quot;3&quot; style=&quot;text-align: center; border-bottom: Black 1pt solid&quot;&gt;2nd&lt;/td&gt;
       &lt;td style=&quot;padding-bottom: 1pt; border-bottom: Black 1pt solid&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td colspan=&quot;3&quot; style=&quot;text-align: center; border-bottom: Black 1pt solid&quot;&gt;1st&lt;/td&gt;
      &lt;/tr&gt;
      &lt;tr style=&quot;vertical-align: bottom&quot;&gt;
       &lt;td style=&quot;text-align: center&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;font-style: italic&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td colspan=&quot;31&quot; style=&quot;font-style: italic; text-align: center&quot;&gt;(In thousands, except per share data)&lt;/td&gt;
      &lt;/tr&gt;
      &lt;tr style=&quot;vertical-align: bottom; background-color: rgb(204,238,255)&quot;&gt;
       &lt;td style=&quot;font-weight: bold; text-align: left&quot;&gt;Quarterly operating data:&lt;/td&gt;
       &lt;td&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: right&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: right&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: right&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: right&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: right&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: right&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: right&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: right&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;/tr&gt;
      &lt;tr style=&quot;vertical-align: bottom; background-color: White&quot;&gt;
       &lt;td style=&quot;width: 20%; text-align: left&quot;&gt;Interest income&lt;/td&gt;
       &lt;td style=&quot;width: 1%&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;width: 1%; text-align: left&quot;&gt;$&lt;/td&gt;
       &lt;td style=&quot;width: 7%; text-align: right&quot;&gt;52,468&lt;/td&gt;
       &lt;td style=&quot;width: 1%; text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;width: 1%&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;width: 1%; text-align: left&quot;&gt;$&lt;/td&gt;
       &lt;td style=&quot;width: 7%; text-align: right&quot;&gt;51,913&lt;/td&gt;
       &lt;td style=&quot;width: 1%; text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;width: 1%&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;width: 1%; text-align: left&quot;&gt;$&lt;/td&gt;
       &lt;td style=&quot;width: 7%; text-align: right&quot;&gt;50,222&lt;/td&gt;
       &lt;td style=&quot;width: 1%; text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;width: 1%&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;width: 1%; text-align: left&quot;&gt;$&lt;/td&gt;
       &lt;td style=&quot;width: 7%; text-align: right&quot;&gt;49,543&lt;/td&gt;
       &lt;td style=&quot;width: 1%; text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;width: 1%&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;width: 1%; text-align: left&quot;&gt;$&lt;/td&gt;
       &lt;td style=&quot;width: 7%; text-align: right&quot;&gt;49,171&lt;/td&gt;
       &lt;td style=&quot;width: 1%; text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;width: 1%&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;width: 1%; text-align: left&quot;&gt;$&lt;/td&gt;
       &lt;td style=&quot;width: 7%; text-align: right&quot;&gt;49,177&lt;/td&gt;
       &lt;td style=&quot;width: 1%; text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;width: 1%&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;width: 1%; text-align: left&quot;&gt;$&lt;/td&gt;
       &lt;td style=&quot;width: 7%; text-align: right&quot;&gt;49,569&lt;/td&gt;
       &lt;td style=&quot;width: 1%; text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;width: 1%&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;width: 1%; text-align: left&quot;&gt;$&lt;/td&gt;
       &lt;td style=&quot;width: 7%; text-align: right&quot;&gt;49,211&lt;/td&gt;
       &lt;td style=&quot;width: 1%; text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;/tr&gt;
      &lt;tr style=&quot;vertical-align: bottom; background-color: rgb(204,238,255)&quot;&gt;
       &lt;td style=&quot;text-align: left; padding-bottom: 1pt&quot;&gt;Interest expense&lt;/td&gt;
       &lt;td style=&quot;padding-bottom: 1pt&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;border-bottom: Black 1pt solid; text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;border-bottom: Black 1pt solid; text-align: right&quot;&gt;13,052&lt;/td&gt;
       &lt;td style=&quot;border-bottom: Black 1pt solid; text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;padding-bottom: 1pt; border-bottom: Black 1pt solid&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;border-bottom: Black 1pt solid; text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;border-bottom: Black 1pt solid; text-align: right&quot;&gt;12,603&lt;/td&gt;
       &lt;td style=&quot;border-bottom: Black 1pt solid; text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;padding-bottom: 1pt; border-bottom: Black 1pt solid&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;border-bottom: Black 1pt solid; text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;border-bottom: Black 1pt solid; text-align: right&quot;&gt;12,082&lt;/td&gt;
       &lt;td style=&quot;border-bottom: Black 1pt solid; text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;padding-bottom: 1pt; border-bottom: Black 1pt solid&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;border-bottom: Black 1pt solid; text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;border-bottom: Black 1pt solid; text-align: right&quot;&gt;11,989&lt;/td&gt;
       &lt;td style=&quot;border-bottom: Black 1pt solid; text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;padding-bottom: 1pt&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;border-bottom: Black 1pt solid; text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;border-bottom: Black 1pt solid; text-align: right&quot;&gt;12,057&lt;/td&gt;
       &lt;td style=&quot;border-bottom: Black 1pt solid; text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;padding-bottom: 1pt; border-bottom: Black 1pt solid&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;border-bottom: Black 1pt solid; text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;border-bottom: Black 1pt solid; text-align: right&quot;&gt;17,220&lt;/td&gt;
       &lt;td style=&quot;border-bottom: Black 1pt solid; text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;padding-bottom: 1pt; border-bottom: Black 1pt solid&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;border-bottom: Black 1pt solid; text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;border-bottom: Black 1pt solid; text-align: right&quot;&gt;12,740&lt;/td&gt;
       &lt;td style=&quot;border-bottom: Black 1pt solid; text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;padding-bottom: 1pt; border-bottom: Black 1pt solid&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;border-bottom: Black 1pt solid; text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;border-bottom: Black 1pt solid; text-align: right&quot;&gt;12,724&lt;/td&gt;
       &lt;td style=&quot;border-bottom: Black 1pt solid; text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;/tr&gt;
      &lt;tr style=&quot;vertical-align: bottom; background-color: White&quot;&gt;
       &lt;td style=&quot;text-align: left; padding-left: 10pt&quot;&gt;Net interest income&lt;/td&gt;
       &lt;td&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: right&quot;&gt;39,416&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: right&quot;&gt;39,310&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: right&quot;&gt;38,140&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: right&quot;&gt;37,554&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: right&quot;&gt;37,114&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: right&quot;&gt;31,957&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: right&quot;&gt;36,829&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: right&quot;&gt;36,487&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;/tr&gt;
      &lt;tr style=&quot;vertical-align: bottom; background-color: rgb(204,238,255)&quot;&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;Provision (benefit) for loan losses&lt;/td&gt;
       &lt;td&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: right&quot;&gt;664&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: right&quot;&gt;(370&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;)&lt;/td&gt;
       &lt;td&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: right&quot;&gt;(516&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;)&lt;/td&gt;
       &lt;td&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: right&quot;&gt;(734&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;)&lt;/td&gt;
       &lt;td&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: right&quot;&gt;(3,192&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;)&lt;/td&gt;
       &lt;td&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: right&quot;&gt;(618&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;)&lt;/td&gt;
       &lt;td&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: right&quot;&gt;(1,092&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;)&lt;/td&gt;
       &lt;td&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: right&quot;&gt;(1,119&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;)&lt;/td&gt;
      &lt;/tr&gt;
      &lt;tr style=&quot;vertical-align: bottom; background-color: White&quot;&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;Other operating income&lt;/td&gt;
       &lt;td&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: right&quot;&gt;2,145&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: right&quot;&gt;1,697&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: right&quot;&gt;9,947&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: right&quot;&gt;1,930&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: right&quot;&gt;(576&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;)&lt;/td&gt;
       &lt;td&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: right&quot;&gt;7,123&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: right&quot;&gt;1,986&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: right&quot;&gt;1,710&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;/tr&gt;
      &lt;tr style=&quot;vertical-align: bottom; background-color: rgb(204,238,255)&quot;&gt;
       &lt;td style=&quot;text-align: left; padding-bottom: 1pt&quot;&gt;Other operating expense&lt;/td&gt;
       &lt;td style=&quot;padding-bottom: 1pt&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;border-bottom: Black 1pt solid; text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;border-bottom: Black 1pt solid; text-align: right&quot;&gt;23,824&lt;/td&gt;
       &lt;td style=&quot;border-bottom: Black 1pt solid; text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;padding-bottom: 1pt; border-bottom: Black 1pt solid&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;border-bottom: Black 1pt solid; text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;border-bottom: Black 1pt solid; text-align: right&quot;&gt;23,708&lt;/td&gt;
       &lt;td style=&quot;border-bottom: Black 1pt solid; text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;padding-bottom: 1pt; border-bottom: Black 1pt solid&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;border-bottom: Black 1pt solid; text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;border-bottom: Black 1pt solid; text-align: right&quot;&gt;24,248&lt;/td&gt;
       &lt;td style=&quot;border-bottom: Black 1pt solid; text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;padding-bottom: 1pt; border-bottom: Black 1pt solid&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;border-bottom: Black 1pt solid; text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;border-bottom: Black 1pt solid; text-align: right&quot;&gt;25,939&lt;/td&gt;
       &lt;td style=&quot;border-bottom: Black 1pt solid; text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;padding-bottom: 1pt&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;border-bottom: Black 1pt solid; text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;border-bottom: Black 1pt solid; text-align: right&quot;&gt;21,685&lt;/td&gt;
       &lt;td style=&quot;border-bottom: Black 1pt solid; text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;padding-bottom: 1pt; border-bottom: Black 1pt solid&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;border-bottom: Black 1pt solid; text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;border-bottom: Black 1pt solid; text-align: right&quot;&gt;21,437&lt;/td&gt;
       &lt;td style=&quot;border-bottom: Black 1pt solid; text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;padding-bottom: 1pt; border-bottom: Black 1pt solid&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;border-bottom: Black 1pt solid; text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;border-bottom: Black 1pt solid; text-align: right&quot;&gt;20,624&lt;/td&gt;
       &lt;td style=&quot;border-bottom: Black 1pt solid; text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;padding-bottom: 1pt; border-bottom: Black 1pt solid&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;border-bottom: Black 1pt solid; text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;border-bottom: Black 1pt solid; text-align: right&quot;&gt;22,093&lt;/td&gt;
       &lt;td style=&quot;border-bottom: Black 1pt solid; text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;/tr&gt;
      &lt;tr style=&quot;vertical-align: bottom; background-color: White&quot;&gt;
       &lt;td style=&quot;text-align: left; padding-left: 10pt&quot;&gt;Income before income tax expense&lt;/td&gt;
       &lt;td&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: right&quot;&gt;17,073&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: right&quot;&gt;17,669&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: right&quot;&gt;24,355&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: right&quot;&gt;14,279&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: right&quot;&gt;18,045&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: right&quot;&gt;18,261&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: right&quot;&gt;19,283&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: right&quot;&gt;17,223&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;/tr&gt;
      &lt;tr style=&quot;vertical-align: bottom; background-color: rgb(204,238,255)&quot;&gt;
       &lt;td style=&quot;text-align: left; padding-bottom: 1pt&quot;&gt;Income tax expense&lt;/td&gt;
       &lt;td style=&quot;padding-bottom: 1pt&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;border-bottom: Black 1pt solid; text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;border-bottom: Black 1pt solid; text-align: right&quot;&gt;5,439&lt;/td&gt;
       &lt;td style=&quot;border-bottom: Black 1pt solid; text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;padding-bottom: 1pt; border-bottom: Black 1pt solid&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;border-bottom: Black 1pt solid; text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;border-bottom: Black 1pt solid; text-align: right&quot;&gt;6,661&lt;/td&gt;
       &lt;td style=&quot;border-bottom: Black 1pt solid; text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;padding-bottom: 1pt; border-bottom: Black 1pt solid&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;border-bottom: Black 1pt solid; text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;border-bottom: Black 1pt solid; text-align: right&quot;&gt;9,521&lt;/td&gt;
       &lt;td style=&quot;border-bottom: Black 1pt solid; text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;padding-bottom: 1pt; border-bottom: Black 1pt solid&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;border-bottom: Black 1pt solid; text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;border-bottom: Black 1pt solid; text-align: right&quot;&gt;5,546&lt;/td&gt;
       &lt;td style=&quot;border-bottom: Black 1pt solid; text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;padding-bottom: 1pt&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;border-bottom: Black 1pt solid; text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;border-bottom: Black 1pt solid; text-align: right&quot;&gt;6,988&lt;/td&gt;
       &lt;td style=&quot;border-bottom: Black 1pt solid; text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;padding-bottom: 1pt; border-bottom: Black 1pt solid&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;border-bottom: Black 1pt solid; text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;border-bottom: Black 1pt solid; text-align: right&quot;&gt;7,060&lt;/td&gt;
       &lt;td style=&quot;border-bottom: Black 1pt solid; text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;padding-bottom: 1pt; border-bottom: Black 1pt solid&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;border-bottom: Black 1pt solid; text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;border-bottom: Black 1pt solid; text-align: right&quot;&gt;7,598&lt;/td&gt;
       &lt;td style=&quot;border-bottom: Black 1pt solid; text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;padding-bottom: 1pt; border-bottom: Black 1pt solid&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;border-bottom: Black 1pt solid; text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;border-bottom: Black 1pt solid; text-align: right&quot;&gt;6,927&lt;/td&gt;
       &lt;td style=&quot;border-bottom: Black 1pt solid; text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;/tr&gt;
      &lt;tr style=&quot;vertical-align: bottom; background-color: White&quot;&gt;
       &lt;td style=&quot;text-align: left; padding-bottom: 2.25pt; padding-left: 10pt&quot;&gt;Net income&lt;/td&gt;
       &lt;td style=&quot;padding-bottom: 1pt&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;border-bottom: Black 2.5pt double; text-align: left&quot;&gt;$&lt;/td&gt;
       &lt;td style=&quot;border-bottom: Black 2.5pt double; text-align: right&quot;&gt;11,634&lt;/td&gt;
       &lt;td style=&quot;border-bottom: Black 2.5pt double; text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;padding-bottom: 2.25pt; border-bottom: Black 2.5pt double&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;border-bottom: Black 2.5pt double; text-align: left&quot;&gt;$&lt;/td&gt;
       &lt;td style=&quot;border-bottom: Black 2.5pt double; text-align: right&quot;&gt;11,008&lt;/td&gt;
       &lt;td style=&quot;border-bottom: Black 2.5pt double; text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;padding-bottom: 2.25pt; border-bottom: Black 2.5pt double&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;border-bottom: Black 2.5pt double; text-align: left&quot;&gt;$&lt;/td&gt;
       &lt;td style=&quot;border-bottom: Black 2.5pt double; text-align: right&quot;&gt;14,834&lt;/td&gt;
       &lt;td style=&quot;border-bottom: Black 2.5pt double; text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;padding-bottom: 2.25pt; border-bottom: Black 2.5pt double&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;border-bottom: Black 2.5pt double; text-align: left&quot;&gt;$&lt;/td&gt;
       &lt;td style=&quot;border-bottom: Black 2.5pt double; text-align: right&quot;&gt;8,733&lt;/td&gt;
       &lt;td style=&quot;border-bottom: Black 2.5pt double; text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;padding-bottom: 1pt&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;border-bottom: Black 2.5pt double; text-align: left&quot;&gt;$&lt;/td&gt;
       &lt;td style=&quot;border-bottom: Black 2.5pt double; text-align: right&quot;&gt;11,057&lt;/td&gt;
       &lt;td style=&quot;border-bottom: Black 2.5pt double; text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;padding-bottom: 2.25pt; border-bottom: Black 2.5pt double&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;border-bottom: Black 2.5pt double; text-align: left&quot;&gt;$&lt;/td&gt;
       &lt;td style=&quot;border-bottom: Black 2.5pt double; text-align: right&quot;&gt;11,201&lt;/td&gt;
       &lt;td style=&quot;border-bottom: Black 2.5pt double; text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;padding-bottom: 2.25pt; border-bottom: Black 2.5pt double&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;border-bottom: Black 2.5pt double; text-align: left&quot;&gt;$&lt;/td&gt;
       &lt;td style=&quot;border-bottom: Black 2.5pt double; text-align: right&quot;&gt;11,685&lt;/td&gt;
       &lt;td style=&quot;border-bottom: Black 2.5pt double; text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;padding-bottom: 2.25pt; border-bottom: Black 2.5pt double&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;border-bottom: Black 2.5pt double; text-align: left&quot;&gt;$&lt;/td&gt;
       &lt;td style=&quot;border-bottom: Black 2.5pt double; text-align: right&quot;&gt;10,296&lt;/td&gt;
       &lt;td style=&quot;border-bottom: Black 2.5pt double; text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;/tr&gt;
      &lt;tr style=&quot;vertical-align: bottom; background-color: rgb(204,238,255)&quot;&gt;
       &lt;td&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: right&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: right&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: right&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: right&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: right&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: right&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: right&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: right&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;/tr&gt;
      &lt;tr style=&quot;vertical-align: bottom; background-color: White&quot;&gt;
       &lt;td&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: right&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: right&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: right&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: right&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: right&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: right&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: right&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: right&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;/tr&gt;
      &lt;tr style=&quot;vertical-align: bottom; background-color: rgb(204,238,255)&quot;&gt;
       &lt;td&gt;Basic earnings per common share&lt;/td&gt;
       &lt;td&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;$&lt;/td&gt;
       &lt;td style=&quot;text-align: right&quot;&gt;0.40&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;$&lt;/td&gt;
       &lt;td style=&quot;text-align: right&quot;&gt;0.38&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;$&lt;/td&gt;
       &lt;td style=&quot;text-align: right&quot;&gt;0.51&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;$&lt;/td&gt;
       &lt;td style=&quot;text-align: right&quot;&gt;0.30&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;$&lt;/td&gt;
       &lt;td style=&quot;text-align: right&quot;&gt;0.38&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;$&lt;/td&gt;
       &lt;td style=&quot;text-align: right&quot;&gt;0.38&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;$&lt;/td&gt;
       &lt;td style=&quot;text-align: right&quot;&gt;0.39&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;$&lt;/td&gt;
       &lt;td style=&quot;text-align: right&quot;&gt;0.34&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;/tr&gt;
      &lt;tr style=&quot;vertical-align: bottom; background-color: White&quot;&gt;
       &lt;td&gt;Diluted earnings per common share&lt;/td&gt;
       &lt;td&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;$&lt;/td&gt;
       &lt;td style=&quot;text-align: right&quot;&gt;0.40&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;$&lt;/td&gt;
       &lt;td style=&quot;text-align: right&quot;&gt;0.38&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;$&lt;/td&gt;
       &lt;td style=&quot;text-align: right&quot;&gt;0.51&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;$&lt;/td&gt;
       &lt;td style=&quot;text-align: right&quot;&gt;0.30&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;$&lt;/td&gt;
       &lt;td style=&quot;text-align: right&quot;&gt;0.38&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;$&lt;/td&gt;
       &lt;td style=&quot;text-align: right&quot;&gt;0.38&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;$&lt;/td&gt;
       &lt;td style=&quot;text-align: right&quot;&gt;0.39&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;$&lt;/td&gt;
       &lt;td style=&quot;text-align: right&quot;&gt;0.34&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;/tr&gt;
      &lt;tr style=&quot;vertical-align: bottom; background-color: rgb(204,238,255)&quot;&gt;
       &lt;td&gt;Dividends per common share&lt;/td&gt;
       &lt;td&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;$&lt;/td&gt;
       &lt;td style=&quot;text-align: right&quot;&gt;0.16&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;$&lt;/td&gt;
       &lt;td style=&quot;text-align: right&quot;&gt;0.16&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;$&lt;/td&gt;
       &lt;td style=&quot;text-align: right&quot;&gt;0.16&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;$&lt;/td&gt;
       &lt;td style=&quot;text-align: right&quot;&gt;0.16&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;$&lt;/td&gt;
       &lt;td style=&quot;text-align: right&quot;&gt;0.15&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;$&lt;/td&gt;
       &lt;td style=&quot;text-align: right&quot;&gt;0.15&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;$&lt;/td&gt;
       &lt;td style=&quot;text-align: right&quot;&gt;0.15&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;$&lt;/td&gt;
       &lt;td style=&quot;text-align: right&quot;&gt;0.15&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;/tr&gt;
      &lt;tr style=&quot;vertical-align: bottom; background-color: White&quot;&gt;
       &lt;td&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: right&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: right&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: right&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: right&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: right&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: right&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: right&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: right&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;/tr&gt;
      &lt;tr style=&quot;vertical-align: bottom; background-color: rgb(204,238,255)&quot;&gt;
       &lt;td nowrap=&quot;nowrap&quot; style=&quot;font-weight: bold&quot;&gt;Average common shares outstanding for:&lt;/td&gt;
       &lt;td&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: right&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: right&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: right&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: right&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: right&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: right&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: right&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: right&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;/tr&gt;
      &lt;tr style=&quot;vertical-align: bottom; background-color: White&quot;&gt;
       &lt;td&gt;Basic earnings per share&lt;/td&gt;
       &lt;td&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: right&quot;&gt;28,862&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: right&quot;&gt;28,927&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: right&quot;&gt;29,246&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: right&quot;&gt;29,397&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: right&quot;&gt;29,343&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: right&quot;&gt;29,772&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: right&quot;&gt;30,059&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: right&quot;&gt;29,984&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;/tr&gt;
      &lt;tr style=&quot;vertical-align: bottom; background-color: rgb(204,238,255)&quot;&gt;
       &lt;td&gt;Diluted earnings per share&lt;/td&gt;
       &lt;td&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: right&quot;&gt;28,879&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: right&quot;&gt;28,946&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: right&quot;&gt;29,268&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: right&quot;&gt;29,419&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: right&quot;&gt;29,366&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: right&quot;&gt;29,796&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: right&quot;&gt;30,090&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: right&quot;&gt;30,022&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;/tr&gt;

    &lt;/table&gt;&lt;br/&gt;</us-gaap:QuarterlyFinancialInformationTextBlock>
  <us-gaap:ScheduleOfQuarterlyFinancialInformationTableTextBlock contextRef="c2_From1Jan2015To31Dec2015">&lt;table cellpadding=&quot;0&quot; cellspacing=&quot;0&quot; style=&quot;border-collapse: collapse; width: 100%; font: 10pt Times New Roman, Times, Serif&quot;&gt;

      &lt;tr style=&quot;vertical-align: bottom&quot;&gt;
       &lt;td style=&quot;text-align: center&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;padding-bottom: 1pt&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td colspan=&quot;15&quot; style=&quot;text-align: center; border-bottom: Black 1pt solid&quot;&gt;2015&lt;/td&gt;
       &lt;td style=&quot;padding-bottom: 1pt&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td colspan=&quot;15&quot; style=&quot;text-align: center; border-bottom: Black 1pt solid&quot;&gt;2014&lt;/td&gt;
      &lt;/tr&gt;
      &lt;tr style=&quot;vertical-align: bottom&quot;&gt;
       &lt;td style=&quot;text-align: center&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;padding-bottom: 1pt&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td colspan=&quot;3&quot; style=&quot;text-align: center; border-bottom: Black 1pt solid&quot;&gt;4th&lt;/td&gt;
       &lt;td style=&quot;padding-bottom: 1pt; border-bottom: Black 1pt solid&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td colspan=&quot;3&quot; style=&quot;text-align: center; border-bottom: Black 1pt solid&quot;&gt;3rd&lt;/td&gt;
       &lt;td style=&quot;padding-bottom: 1pt; border-bottom: Black 1pt solid&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td colspan=&quot;3&quot; style=&quot;text-align: center; border-bottom: Black 1pt solid&quot;&gt;2nd&lt;/td&gt;
       &lt;td style=&quot;padding-bottom: 1pt; border-bottom: Black 1pt solid&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td colspan=&quot;3&quot; style=&quot;text-align: center; border-bottom: Black 1pt solid&quot;&gt;1st&lt;/td&gt;
       &lt;td style=&quot;padding-bottom: 1pt&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td colspan=&quot;3&quot; style=&quot;text-align: center; border-bottom: Black 1pt solid&quot;&gt;4th&lt;/td&gt;
       &lt;td style=&quot;padding-bottom: 1pt; border-bottom: Black 1pt solid&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td colspan=&quot;3&quot; style=&quot;text-align: center; border-bottom: Black 1pt solid&quot;&gt;3rd&lt;/td&gt;
       &lt;td style=&quot;padding-bottom: 1pt; border-bottom: Black 1pt solid&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td colspan=&quot;3&quot; style=&quot;text-align: center; border-bottom: Black 1pt solid&quot;&gt;2nd&lt;/td&gt;
       &lt;td style=&quot;padding-bottom: 1pt; border-bottom: Black 1pt solid&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td colspan=&quot;3&quot; style=&quot;text-align: center; border-bottom: Black 1pt solid&quot;&gt;1st&lt;/td&gt;
      &lt;/tr&gt;
      &lt;tr style=&quot;vertical-align: bottom&quot;&gt;
       &lt;td style=&quot;text-align: center&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;font-style: italic&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td colspan=&quot;31&quot; style=&quot;font-style: italic; text-align: center&quot;&gt;(In thousands, except per share data)&lt;/td&gt;
      &lt;/tr&gt;
      &lt;tr style=&quot;vertical-align: bottom; background-color: rgb(204,238,255)&quot;&gt;
       &lt;td style=&quot;font-weight: bold; text-align: left&quot;&gt;Quarterly operating data:&lt;/td&gt;
       &lt;td&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: right&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: right&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: right&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: right&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: right&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: right&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: right&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: right&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;/tr&gt;
      &lt;tr style=&quot;vertical-align: bottom; background-color: White&quot;&gt;
       &lt;td style=&quot;width: 20%; text-align: left&quot;&gt;Interest income&lt;/td&gt;
       &lt;td style=&quot;width: 1%&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;width: 1%; text-align: left&quot;&gt;$&lt;/td&gt;
       &lt;td style=&quot;width: 7%; text-align: right&quot;&gt;52,468&lt;/td&gt;
       &lt;td style=&quot;width: 1%; text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;width: 1%&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;width: 1%; text-align: left&quot;&gt;$&lt;/td&gt;
       &lt;td style=&quot;width: 7%; text-align: right&quot;&gt;51,913&lt;/td&gt;
       &lt;td style=&quot;width: 1%; text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;width: 1%&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;width: 1%; text-align: left&quot;&gt;$&lt;/td&gt;
       &lt;td style=&quot;width: 7%; text-align: right&quot;&gt;50,222&lt;/td&gt;
       &lt;td style=&quot;width: 1%; text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;width: 1%&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;width: 1%; text-align: left&quot;&gt;$&lt;/td&gt;
       &lt;td style=&quot;width: 7%; text-align: right&quot;&gt;49,543&lt;/td&gt;
       &lt;td style=&quot;width: 1%; text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;width: 1%&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;width: 1%; text-align: left&quot;&gt;$&lt;/td&gt;
       &lt;td style=&quot;width: 7%; text-align: right&quot;&gt;49,171&lt;/td&gt;
       &lt;td style=&quot;width: 1%; text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;width: 1%&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;width: 1%; text-align: left&quot;&gt;$&lt;/td&gt;
       &lt;td style=&quot;width: 7%; text-align: right&quot;&gt;49,177&lt;/td&gt;
       &lt;td style=&quot;width: 1%; text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;width: 1%&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;width: 1%; text-align: left&quot;&gt;$&lt;/td&gt;
       &lt;td style=&quot;width: 7%; text-align: right&quot;&gt;49,569&lt;/td&gt;
       &lt;td style=&quot;width: 1%; text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;width: 1%&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;width: 1%; text-align: left&quot;&gt;$&lt;/td&gt;
       &lt;td style=&quot;width: 7%; text-align: right&quot;&gt;49,211&lt;/td&gt;
       &lt;td style=&quot;width: 1%; text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;/tr&gt;
      &lt;tr style=&quot;vertical-align: bottom; background-color: rgb(204,238,255)&quot;&gt;
       &lt;td style=&quot;text-align: left; padding-bottom: 1pt&quot;&gt;Interest expense&lt;/td&gt;
       &lt;td style=&quot;padding-bottom: 1pt&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;border-bottom: Black 1pt solid; text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;border-bottom: Black 1pt solid; text-align: right&quot;&gt;13,052&lt;/td&gt;
       &lt;td style=&quot;border-bottom: Black 1pt solid; text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;padding-bottom: 1pt; border-bottom: Black 1pt solid&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;border-bottom: Black 1pt solid; text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;border-bottom: Black 1pt solid; text-align: right&quot;&gt;12,603&lt;/td&gt;
       &lt;td style=&quot;border-bottom: Black 1pt solid; text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;padding-bottom: 1pt; border-bottom: Black 1pt solid&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;border-bottom: Black 1pt solid; text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;border-bottom: Black 1pt solid; text-align: right&quot;&gt;12,082&lt;/td&gt;
       &lt;td style=&quot;border-bottom: Black 1pt solid; text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;padding-bottom: 1pt; border-bottom: Black 1pt solid&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;border-bottom: Black 1pt solid; text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;border-bottom: Black 1pt solid; text-align: right&quot;&gt;11,989&lt;/td&gt;
       &lt;td style=&quot;border-bottom: Black 1pt solid; text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;padding-bottom: 1pt&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;border-bottom: Black 1pt solid; text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;border-bottom: Black 1pt solid; text-align: right&quot;&gt;12,057&lt;/td&gt;
       &lt;td style=&quot;border-bottom: Black 1pt solid; text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;padding-bottom: 1pt; border-bottom: Black 1pt solid&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;border-bottom: Black 1pt solid; text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;border-bottom: Black 1pt solid; text-align: right&quot;&gt;17,220&lt;/td&gt;
       &lt;td style=&quot;border-bottom: Black 1pt solid; text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;padding-bottom: 1pt; border-bottom: Black 1pt solid&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;border-bottom: Black 1pt solid; text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;border-bottom: Black 1pt solid; text-align: right&quot;&gt;12,740&lt;/td&gt;
       &lt;td style=&quot;border-bottom: Black 1pt solid; text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;padding-bottom: 1pt; border-bottom: Black 1pt solid&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;border-bottom: Black 1pt solid; text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;border-bottom: Black 1pt solid; text-align: right&quot;&gt;12,724&lt;/td&gt;
       &lt;td style=&quot;border-bottom: Black 1pt solid; text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;/tr&gt;
      &lt;tr style=&quot;vertical-align: bottom; background-color: White&quot;&gt;
       &lt;td style=&quot;text-align: left; padding-left: 10pt&quot;&gt;Net interest income&lt;/td&gt;
       &lt;td&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: right&quot;&gt;39,416&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: right&quot;&gt;39,310&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: right&quot;&gt;38,140&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: right&quot;&gt;37,554&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: right&quot;&gt;37,114&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: right&quot;&gt;31,957&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: right&quot;&gt;36,829&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: right&quot;&gt;36,487&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;/tr&gt;
      &lt;tr style=&quot;vertical-align: bottom; background-color: rgb(204,238,255)&quot;&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;Provision (benefit) for loan losses&lt;/td&gt;
       &lt;td&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: right&quot;&gt;664&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: right&quot;&gt;(370&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;)&lt;/td&gt;
       &lt;td&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: right&quot;&gt;(516&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;)&lt;/td&gt;
       &lt;td&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: right&quot;&gt;(734&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;)&lt;/td&gt;
       &lt;td&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: right&quot;&gt;(3,192&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;)&lt;/td&gt;
       &lt;td&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: right&quot;&gt;(618&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;)&lt;/td&gt;
       &lt;td&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: right&quot;&gt;(1,092&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;)&lt;/td&gt;
       &lt;td&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: right&quot;&gt;(1,119&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;)&lt;/td&gt;
      &lt;/tr&gt;
      &lt;tr style=&quot;vertical-align: bottom; background-color: White&quot;&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;Other operating income&lt;/td&gt;
       &lt;td&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: right&quot;&gt;2,145&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: right&quot;&gt;1,697&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: right&quot;&gt;9,947&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: right&quot;&gt;1,930&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: right&quot;&gt;(576&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;)&lt;/td&gt;
       &lt;td&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: right&quot;&gt;7,123&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: right&quot;&gt;1,986&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: right&quot;&gt;1,710&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;/tr&gt;
      &lt;tr style=&quot;vertical-align: bottom; background-color: rgb(204,238,255)&quot;&gt;
       &lt;td style=&quot;text-align: left; padding-bottom: 1pt&quot;&gt;Other operating expense&lt;/td&gt;
       &lt;td style=&quot;padding-bottom: 1pt&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;border-bottom: Black 1pt solid; text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;border-bottom: Black 1pt solid; text-align: right&quot;&gt;23,824&lt;/td&gt;
       &lt;td style=&quot;border-bottom: Black 1pt solid; text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;padding-bottom: 1pt; border-bottom: Black 1pt solid&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;border-bottom: Black 1pt solid; text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;border-bottom: Black 1pt solid; text-align: right&quot;&gt;23,708&lt;/td&gt;
       &lt;td style=&quot;border-bottom: Black 1pt solid; text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;padding-bottom: 1pt; border-bottom: Black 1pt solid&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;border-bottom: Black 1pt solid; text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;border-bottom: Black 1pt solid; text-align: right&quot;&gt;24,248&lt;/td&gt;
       &lt;td style=&quot;border-bottom: Black 1pt solid; text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;padding-bottom: 1pt; border-bottom: Black 1pt solid&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;border-bottom: Black 1pt solid; text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;border-bottom: Black 1pt solid; text-align: right&quot;&gt;25,939&lt;/td&gt;
       &lt;td style=&quot;border-bottom: Black 1pt solid; text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;padding-bottom: 1pt&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;border-bottom: Black 1pt solid; text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;border-bottom: Black 1pt solid; text-align: right&quot;&gt;21,685&lt;/td&gt;
       &lt;td style=&quot;border-bottom: Black 1pt solid; text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;padding-bottom: 1pt; border-bottom: Black 1pt solid&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;border-bottom: Black 1pt solid; text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;border-bottom: Black 1pt solid; text-align: right&quot;&gt;21,437&lt;/td&gt;
       &lt;td style=&quot;border-bottom: Black 1pt solid; text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;padding-bottom: 1pt; border-bottom: Black 1pt solid&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;border-bottom: Black 1pt solid; text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;border-bottom: Black 1pt solid; text-align: right&quot;&gt;20,624&lt;/td&gt;
       &lt;td style=&quot;border-bottom: Black 1pt solid; text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;padding-bottom: 1pt; border-bottom: Black 1pt solid&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;border-bottom: Black 1pt solid; text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;border-bottom: Black 1pt solid; text-align: right&quot;&gt;22,093&lt;/td&gt;
       &lt;td style=&quot;border-bottom: Black 1pt solid; text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;/tr&gt;
      &lt;tr style=&quot;vertical-align: bottom; background-color: White&quot;&gt;
       &lt;td style=&quot;text-align: left; padding-left: 10pt&quot;&gt;Income before income tax expense&lt;/td&gt;
       &lt;td&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: right&quot;&gt;17,073&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: right&quot;&gt;17,669&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: right&quot;&gt;24,355&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: right&quot;&gt;14,279&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: right&quot;&gt;18,045&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: right&quot;&gt;18,261&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: right&quot;&gt;19,283&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: right&quot;&gt;17,223&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;/tr&gt;
      &lt;tr style=&quot;vertical-align: bottom; background-color: rgb(204,238,255)&quot;&gt;
       &lt;td style=&quot;text-align: left; padding-bottom: 1pt&quot;&gt;Income tax expense&lt;/td&gt;
       &lt;td style=&quot;padding-bottom: 1pt&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;border-bottom: Black 1pt solid; text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;border-bottom: Black 1pt solid; text-align: right&quot;&gt;5,439&lt;/td&gt;
       &lt;td style=&quot;border-bottom: Black 1pt solid; text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;padding-bottom: 1pt; border-bottom: Black 1pt solid&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;border-bottom: Black 1pt solid; text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;border-bottom: Black 1pt solid; text-align: right&quot;&gt;6,661&lt;/td&gt;
       &lt;td style=&quot;border-bottom: Black 1pt solid; text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;padding-bottom: 1pt; border-bottom: Black 1pt solid&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;border-bottom: Black 1pt solid; text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;border-bottom: Black 1pt solid; text-align: right&quot;&gt;9,521&lt;/td&gt;
       &lt;td style=&quot;border-bottom: Black 1pt solid; text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;padding-bottom: 1pt; border-bottom: Black 1pt solid&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;border-bottom: Black 1pt solid; text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;border-bottom: Black 1pt solid; text-align: right&quot;&gt;5,546&lt;/td&gt;
       &lt;td style=&quot;border-bottom: Black 1pt solid; text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;padding-bottom: 1pt&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;border-bottom: Black 1pt solid; text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;border-bottom: Black 1pt solid; text-align: right&quot;&gt;6,988&lt;/td&gt;
       &lt;td style=&quot;border-bottom: Black 1pt solid; text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;padding-bottom: 1pt; border-bottom: Black 1pt solid&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;border-bottom: Black 1pt solid; text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;border-bottom: Black 1pt solid; text-align: right&quot;&gt;7,060&lt;/td&gt;
       &lt;td style=&quot;border-bottom: Black 1pt solid; text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;padding-bottom: 1pt; border-bottom: Black 1pt solid&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;border-bottom: Black 1pt solid; text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;border-bottom: Black 1pt solid; text-align: right&quot;&gt;7,598&lt;/td&gt;
       &lt;td style=&quot;border-bottom: Black 1pt solid; text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;padding-bottom: 1pt; border-bottom: Black 1pt solid&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;border-bottom: Black 1pt solid; text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;border-bottom: Black 1pt solid; text-align: right&quot;&gt;6,927&lt;/td&gt;
       &lt;td style=&quot;border-bottom: Black 1pt solid; text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;/tr&gt;
      &lt;tr style=&quot;vertical-align: bottom; background-color: White&quot;&gt;
       &lt;td style=&quot;text-align: left; padding-bottom: 2.25pt; padding-left: 10pt&quot;&gt;Net income&lt;/td&gt;
       &lt;td style=&quot;padding-bottom: 1pt&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;border-bottom: Black 2.5pt double; text-align: left&quot;&gt;$&lt;/td&gt;
       &lt;td style=&quot;border-bottom: Black 2.5pt double; text-align: right&quot;&gt;11,634&lt;/td&gt;
       &lt;td style=&quot;border-bottom: Black 2.5pt double; text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;padding-bottom: 2.25pt; border-bottom: Black 2.5pt double&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;border-bottom: Black 2.5pt double; text-align: left&quot;&gt;$&lt;/td&gt;
       &lt;td style=&quot;border-bottom: Black 2.5pt double; text-align: right&quot;&gt;11,008&lt;/td&gt;
       &lt;td style=&quot;border-bottom: Black 2.5pt double; text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;padding-bottom: 2.25pt; border-bottom: Black 2.5pt double&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;border-bottom: Black 2.5pt double; text-align: left&quot;&gt;$&lt;/td&gt;
       &lt;td style=&quot;border-bottom: Black 2.5pt double; text-align: right&quot;&gt;14,834&lt;/td&gt;
       &lt;td style=&quot;border-bottom: Black 2.5pt double; text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;padding-bottom: 2.25pt; border-bottom: Black 2.5pt double&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;border-bottom: Black 2.5pt double; text-align: left&quot;&gt;$&lt;/td&gt;
       &lt;td style=&quot;border-bottom: Black 2.5pt double; text-align: right&quot;&gt;8,733&lt;/td&gt;
       &lt;td style=&quot;border-bottom: Black 2.5pt double; text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;padding-bottom: 1pt&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;border-bottom: Black 2.5pt double; text-align: left&quot;&gt;$&lt;/td&gt;
       &lt;td style=&quot;border-bottom: Black 2.5pt double; text-align: right&quot;&gt;11,057&lt;/td&gt;
       &lt;td style=&quot;border-bottom: Black 2.5pt double; text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;padding-bottom: 2.25pt; border-bottom: Black 2.5pt double&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;border-bottom: Black 2.5pt double; text-align: left&quot;&gt;$&lt;/td&gt;
       &lt;td style=&quot;border-bottom: Black 2.5pt double; text-align: right&quot;&gt;11,201&lt;/td&gt;
       &lt;td style=&quot;border-bottom: Black 2.5pt double; text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;padding-bottom: 2.25pt; border-bottom: Black 2.5pt double&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;border-bottom: Black 2.5pt double; text-align: left&quot;&gt;$&lt;/td&gt;
       &lt;td style=&quot;border-bottom: Black 2.5pt double; text-align: right&quot;&gt;11,685&lt;/td&gt;
       &lt;td style=&quot;border-bottom: Black 2.5pt double; text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;padding-bottom: 2.25pt; border-bottom: Black 2.5pt double&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;border-bottom: Black 2.5pt double; text-align: left&quot;&gt;$&lt;/td&gt;
       &lt;td style=&quot;border-bottom: Black 2.5pt double; text-align: right&quot;&gt;10,296&lt;/td&gt;
       &lt;td style=&quot;border-bottom: Black 2.5pt double; text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;/tr&gt;
      &lt;tr style=&quot;vertical-align: bottom; background-color: rgb(204,238,255)&quot;&gt;
       &lt;td&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: right&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: right&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: right&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: right&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: right&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: right&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: right&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: right&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;/tr&gt;
      &lt;tr style=&quot;vertical-align: bottom; background-color: White&quot;&gt;
       &lt;td&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: right&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: right&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: right&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: right&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: right&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: right&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: right&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: right&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;/tr&gt;
      &lt;tr style=&quot;vertical-align: bottom; background-color: rgb(204,238,255)&quot;&gt;
       &lt;td&gt;Basic earnings per common share&lt;/td&gt;
       &lt;td&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;$&lt;/td&gt;
       &lt;td style=&quot;text-align: right&quot;&gt;0.40&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;$&lt;/td&gt;
       &lt;td style=&quot;text-align: right&quot;&gt;0.38&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;$&lt;/td&gt;
       &lt;td style=&quot;text-align: right&quot;&gt;0.51&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;$&lt;/td&gt;
       &lt;td style=&quot;text-align: right&quot;&gt;0.30&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;$&lt;/td&gt;
       &lt;td style=&quot;text-align: right&quot;&gt;0.38&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;$&lt;/td&gt;
       &lt;td style=&quot;text-align: right&quot;&gt;0.38&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;$&lt;/td&gt;
       &lt;td style=&quot;text-align: right&quot;&gt;0.39&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;$&lt;/td&gt;
       &lt;td style=&quot;text-align: right&quot;&gt;0.34&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;/tr&gt;
      &lt;tr style=&quot;vertical-align: bottom; background-color: White&quot;&gt;
       &lt;td&gt;Diluted earnings per common share&lt;/td&gt;
       &lt;td&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;$&lt;/td&gt;
       &lt;td style=&quot;text-align: right&quot;&gt;0.40&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;$&lt;/td&gt;
       &lt;td style=&quot;text-align: right&quot;&gt;0.38&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;$&lt;/td&gt;
       &lt;td style=&quot;text-align: right&quot;&gt;0.51&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;$&lt;/td&gt;
       &lt;td style=&quot;text-align: right&quot;&gt;0.30&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;$&lt;/td&gt;
       &lt;td style=&quot;text-align: right&quot;&gt;0.38&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;$&lt;/td&gt;
       &lt;td style=&quot;text-align: right&quot;&gt;0.38&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;$&lt;/td&gt;
       &lt;td style=&quot;text-align: right&quot;&gt;0.39&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;$&lt;/td&gt;
       &lt;td style=&quot;text-align: right&quot;&gt;0.34&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;/tr&gt;
      &lt;tr style=&quot;vertical-align: bottom; background-color: rgb(204,238,255)&quot;&gt;
       &lt;td&gt;Dividends per common share&lt;/td&gt;
       &lt;td&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;$&lt;/td&gt;
       &lt;td style=&quot;text-align: right&quot;&gt;0.16&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;$&lt;/td&gt;
       &lt;td style=&quot;text-align: right&quot;&gt;0.16&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;$&lt;/td&gt;
       &lt;td style=&quot;text-align: right&quot;&gt;0.16&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;$&lt;/td&gt;
       &lt;td style=&quot;text-align: right&quot;&gt;0.16&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;$&lt;/td&gt;
       &lt;td style=&quot;text-align: right&quot;&gt;0.15&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;$&lt;/td&gt;
       &lt;td style=&quot;text-align: right&quot;&gt;0.15&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;$&lt;/td&gt;
       &lt;td style=&quot;text-align: right&quot;&gt;0.15&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;$&lt;/td&gt;
       &lt;td style=&quot;text-align: right&quot;&gt;0.15&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;/tr&gt;
      &lt;tr style=&quot;vertical-align: bottom; background-color: White&quot;&gt;
       &lt;td&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: right&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: right&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: right&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: right&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: right&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: right&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: right&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: right&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;/tr&gt;
      &lt;tr style=&quot;vertical-align: bottom; background-color: rgb(204,238,255)&quot;&gt;
       &lt;td nowrap=&quot;nowrap&quot; style=&quot;font-weight: bold&quot;&gt;Average common shares outstanding for:&lt;/td&gt;
       &lt;td&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: right&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: right&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: right&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: right&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: right&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: right&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: right&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: right&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;/tr&gt;
      &lt;tr style=&quot;vertical-align: bottom; background-color: White&quot;&gt;
       &lt;td&gt;Basic earnings per share&lt;/td&gt;
       &lt;td&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: right&quot;&gt;28,862&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: right&quot;&gt;28,927&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: right&quot;&gt;29,246&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: right&quot;&gt;29,397&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: right&quot;&gt;29,343&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: right&quot;&gt;29,772&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: right&quot;&gt;30,059&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: right&quot;&gt;29,984&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;/tr&gt;
      &lt;tr style=&quot;vertical-align: bottom; background-color: rgb(204,238,255)&quot;&gt;
       &lt;td&gt;Diluted earnings per share&lt;/td&gt;
       &lt;td&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: right&quot;&gt;28,879&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: right&quot;&gt;28,946&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: right&quot;&gt;29,268&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: right&quot;&gt;29,419&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: right&quot;&gt;29,366&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: right&quot;&gt;29,796&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: right&quot;&gt;30,090&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: right&quot;&gt;30,022&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;/tr&gt;

    &lt;/table&gt;</us-gaap:ScheduleOfQuarterlyFinancialInformationTableTextBlock>
  <us-gaap:InterestAndDividendIncomeOperating unitRef="usd" contextRef="c881_From1Oct2015To31Dec2015" decimals="-3">52468000</us-gaap:InterestAndDividendIncomeOperating>
  <us-gaap:InterestAndDividendIncomeOperating unitRef="usd" contextRef="c882_From1Jul2015To30Sep2015" decimals="-3">51913000</us-gaap:InterestAndDividendIncomeOperating>
  <us-gaap:InterestAndDividendIncomeOperating unitRef="usd" contextRef="c883_From1Apr2015To30Jun2015" decimals="-3">50222000</us-gaap:InterestAndDividendIncomeOperating>
  <us-gaap:InterestAndDividendIncomeOperating unitRef="usd" contextRef="c884_From1Jan2015To31Mar2015" decimals="-3">49543000</us-gaap:InterestAndDividendIncomeOperating>
  <us-gaap:InterestAndDividendIncomeOperating unitRef="usd" contextRef="c885_From1Oct2014To31Dec2014" decimals="-3">49171000</us-gaap:InterestAndDividendIncomeOperating>
  <us-gaap:InterestAndDividendIncomeOperating unitRef="usd" contextRef="c886_From1Jul2014To30Sep2014" decimals="-3">49177000</us-gaap:InterestAndDividendIncomeOperating>
  <us-gaap:InterestAndDividendIncomeOperating unitRef="usd" contextRef="c887_From1Apr2014To30Jun2014" decimals="-3">49569000</us-gaap:InterestAndDividendIncomeOperating>
  <us-gaap:InterestAndDividendIncomeOperating unitRef="usd" contextRef="c888_From1Jan2014To31Mar2014" decimals="-3">49211000</us-gaap:InterestAndDividendIncomeOperating>
  <us-gaap:InterestExpense unitRef="usd" contextRef="c881_From1Oct2015To31Dec2015" decimals="-3">13052000</us-gaap:InterestExpense>
  <us-gaap:InterestExpense unitRef="usd" contextRef="c882_From1Jul2015To30Sep2015" decimals="-3">12603000</us-gaap:InterestExpense>
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  <us-gaap:CondensedFinancialStatementsTextBlock contextRef="c2_From1Jan2015To31Dec2015">&lt;p style=&quot;font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify&quot;&gt;&lt;b&gt;22. Parent Company Only Financial Information&lt;/b&gt;&lt;/p&gt;&lt;br/&gt;&lt;p style=&quot;font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify&quot;&gt;Earnings of the Bank are recognized by the Holding Company using the equity method of accounting. Accordingly, earnings of the Bank are recorded as increases in the Holding Company&amp;#x2019;s investment, any dividends would reduce the Holding Company&amp;#x2019;s investment in the Bank, and any changes in the Bank&amp;#x2019;s unrealized gain or loss on securities available for sale, net of taxes, would increase or decrease, respectively, the Holding Company&amp;#x2019;s investment in the Bank.&lt;/p&gt;&lt;br/&gt;&lt;p style=&quot;font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify&quot;&gt;The condensed financial statements for the Holding Company are presented below:&lt;/p&gt;&lt;br/&gt;&lt;table cellpadding=&quot;0&quot; cellspacing=&quot;0&quot; style=&quot;border-collapse: collapse; width: 100%; font: 10pt Times New Roman, Times, Serif&quot;&gt;

      &lt;tr style=&quot;vertical-align: bottom&quot;&gt;
       &lt;td colspan=&quot;1&quot; style=&quot;font-weight: bold; text-align: left&quot;&gt;Condensed Statements of Financial Condition&lt;/td&gt;
       &lt;td style=&quot;padding-bottom: 1pt&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td colspan=&quot;3&quot; style=&quot;text-align: center; border-bottom: Black 1pt solid&quot;&gt;December 31,&lt;br /&gt; 2015&lt;/td&gt;
       &lt;td style=&quot;padding-bottom: 1pt&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td colspan=&quot;3&quot; style=&quot;text-align: center; border-bottom: Black 1pt solid&quot;&gt;December 31,&lt;br /&gt; 2014&lt;/td&gt;
      &lt;/tr&gt;
      &lt;tr style=&quot;vertical-align: bottom&quot;&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;font-style: italic&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td colspan=&quot;7&quot; style=&quot;font-style: italic; text-align: center&quot;&gt;(Dollars in thousands)&lt;/td&gt;
      &lt;/tr&gt;
      &lt;tr style=&quot;vertical-align: bottom; background-color: rgb(204,238,255)&quot;&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;Assets:&lt;/td&gt;
       &lt;td&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: right&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: right&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;/tr&gt;
      &lt;tr style=&quot;vertical-align: bottom; background-color: White&quot;&gt;
       &lt;td style=&quot;width: 70%; text-align: left; padding-left: 10pt&quot;&gt;Cash and due from banks&lt;/td&gt;
       &lt;td style=&quot;width: 1%&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;width: 1%; text-align: left&quot;&gt;$&lt;/td&gt;
       &lt;td style=&quot;width: 12%; text-align: right&quot;&gt;5,654&lt;/td&gt;
       &lt;td style=&quot;width: 1%; text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;width: 1%&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;width: 1%; text-align: left&quot;&gt;$&lt;/td&gt;
       &lt;td style=&quot;width: 12%; text-align: right&quot;&gt;7,749&lt;/td&gt;
       &lt;td style=&quot;width: 1%; text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;/tr&gt;
      &lt;tr style=&quot;vertical-align: bottom; background-color: rgb(204,238,255)&quot;&gt;
       &lt;td style=&quot;text-align: left; padding-left: 10pt&quot;&gt;Securities available for sale:&lt;/td&gt;
       &lt;td&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: right&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: right&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;/tr&gt;
      &lt;tr style=&quot;vertical-align: bottom; background-color: White&quot;&gt;
       &lt;td style=&quot;text-align: left; padding-left: 20pt&quot;&gt;Other securities ($872 and $864 at fair value pursuant to the fair value option at December 31, 2015 and 2014, respectively)&lt;/td&gt;
       &lt;td&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: right&quot;&gt;1,170&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: right&quot;&gt;1,156&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;/tr&gt;
      &lt;tr style=&quot;vertical-align: bottom; background-color: rgb(204,238,255)&quot;&gt;
       &lt;td style=&quot;text-align: left; padding-left: 10pt&quot;&gt;Interest receivable&lt;/td&gt;
       &lt;td&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: right&quot;&gt;4&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: right&quot;&gt;4&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;/tr&gt;
      &lt;tr style=&quot;vertical-align: bottom; background-color: White&quot;&gt;
       &lt;td style=&quot;text-align: left; padding-left: 10pt&quot;&gt;Investment in subsidiaries&lt;/td&gt;
       &lt;td&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: right&quot;&gt;502,798&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: right&quot;&gt;482,996&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;/tr&gt;
      &lt;tr style=&quot;vertical-align: bottom; background-color: rgb(204,238,255)&quot;&gt;
       &lt;td style=&quot;text-align: left; padding-left: 10pt&quot;&gt;Goodwill&lt;/td&gt;
       &lt;td&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: right&quot;&gt;2,185&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: right&quot;&gt;2,185&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;/tr&gt;
      &lt;tr style=&quot;vertical-align: bottom; background-color: White&quot;&gt;
       &lt;td style=&quot;text-align: left; padding-bottom: 1pt; padding-left: 10pt&quot;&gt;Other assets&lt;/td&gt;
       &lt;td style=&quot;padding-bottom: 1pt&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;border-bottom: Black 1pt solid; text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;border-bottom: Black 1pt solid; text-align: right&quot;&gt;4,251&lt;/td&gt;
       &lt;td style=&quot;border-bottom: Black 1pt solid; text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;padding-bottom: 1pt&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;border-bottom: Black 1pt solid; text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;border-bottom: Black 1pt solid; text-align: right&quot;&gt;4,402&lt;/td&gt;
       &lt;td style=&quot;border-bottom: Black 1pt solid; text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;/tr&gt;
      &lt;tr style=&quot;vertical-align: bottom; background-color: rgb(204,238,255)&quot;&gt;
       &lt;td style=&quot;text-align: left; padding-bottom: 2.25pt; padding-left: 20pt&quot;&gt;Total assets&lt;/td&gt;
       &lt;td style=&quot;padding-bottom: 2.25pt&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;border-bottom: Black 2.25pt double; text-align: left&quot;&gt;$&lt;/td&gt;
       &lt;td style=&quot;border-bottom: Black 2.25pt double; text-align: right&quot;&gt;516,062&lt;/td&gt;
       &lt;td style=&quot;border-bottom: Black 2.25pt double; text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;padding-bottom: 2.25pt&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;border-bottom: Black 2.25pt double; text-align: left&quot;&gt;$&lt;/td&gt;
       &lt;td style=&quot;border-bottom: Black 2.25pt double; text-align: right&quot;&gt;498,492&lt;/td&gt;
       &lt;td style=&quot;border-bottom: Black 2.25pt double; text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;/tr&gt;
      &lt;tr style=&quot;vertical-align: bottom; background-color: White&quot;&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: right&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: right&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;/tr&gt;
      &lt;tr style=&quot;vertical-align: bottom; background-color: rgb(204,238,255)&quot;&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;Liabilities:&lt;/td&gt;
       &lt;td&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: right&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: right&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;/tr&gt;
      &lt;tr style=&quot;vertical-align: bottom; background-color: White&quot;&gt;
       &lt;td style=&quot;text-align: left; padding-left: 10pt&quot;&gt;Borrowings (at fair value pursuant to the fair value option at December 31, 2015 and 2014)&lt;/td&gt;
       &lt;td&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;$&lt;/td&gt;
       &lt;td style=&quot;text-align: right&quot;&gt;29,018&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;$&lt;/td&gt;
       &lt;td style=&quot;text-align: right&quot;&gt;28,770&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;/tr&gt;
      &lt;tr style=&quot;vertical-align: bottom; background-color: rgb(204,238,255)&quot;&gt;
       &lt;td style=&quot;text-align: left; padding-bottom: 1pt; padding-left: 10pt&quot;&gt;Other liabilities&lt;/td&gt;
       &lt;td style=&quot;padding-bottom: 1pt&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;border-bottom: Black 1pt solid; text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;border-bottom: Black 1pt solid; text-align: right&quot;&gt;13,977&lt;/td&gt;
       &lt;td style=&quot;border-bottom: Black 1pt solid; text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;padding-bottom: 1pt&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;border-bottom: Black 1pt solid; text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;border-bottom: Black 1pt solid; text-align: right&quot;&gt;13,475&lt;/td&gt;
       &lt;td style=&quot;border-bottom: Black 1pt solid; text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;/tr&gt;
      &lt;tr style=&quot;vertical-align: bottom; background-color: White&quot;&gt;
       &lt;td style=&quot;text-align: left; padding-bottom: 1pt; padding-left: 20pt&quot;&gt;Total liabilities&lt;/td&gt;
       &lt;td style=&quot;padding-bottom: 1pt&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;border-bottom: Black 1pt solid; text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;border-bottom: Black 1pt solid; text-align: right&quot;&gt;42,995&lt;/td&gt;
       &lt;td style=&quot;border-bottom: Black 1pt solid; text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;padding-bottom: 1pt&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;border-bottom: Black 1pt solid; text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;border-bottom: Black 1pt solid; text-align: right&quot;&gt;42,245&lt;/td&gt;
       &lt;td style=&quot;border-bottom: Black 1pt solid; text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;/tr&gt;
      &lt;tr style=&quot;vertical-align: bottom; background-color: rgb(204,238,255)&quot;&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: right&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: right&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;/tr&gt;
      &lt;tr style=&quot;vertical-align: bottom; background-color: White&quot;&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;Stockholders&apos; Equity:&lt;/td&gt;
       &lt;td&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: right&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: right&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;/tr&gt;
      &lt;tr style=&quot;vertical-align: bottom; background-color: rgb(204,238,255)&quot;&gt;
       &lt;td style=&quot;text-align: left; padding-left: 10pt&quot;&gt;Preferred stock&lt;/td&gt;
       &lt;td&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: right&quot;&gt;-&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: right&quot;&gt;-&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;/tr&gt;
      &lt;tr style=&quot;vertical-align: bottom; background-color: White&quot;&gt;
       &lt;td style=&quot;text-align: left; padding-left: 10pt&quot;&gt;Common stock&lt;/td&gt;
       &lt;td&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: right&quot;&gt;315&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: right&quot;&gt;315&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;/tr&gt;
      &lt;tr style=&quot;vertical-align: bottom; background-color: rgb(204,238,255)&quot;&gt;
       &lt;td style=&quot;text-align: left; padding-left: 10pt&quot;&gt;Additional paid-in capital&lt;/td&gt;
       &lt;td&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: right&quot;&gt;210,652&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: right&quot;&gt;206,437&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;/tr&gt;
      &lt;tr style=&quot;vertical-align: bottom; background-color: White&quot;&gt;
       &lt;td style=&quot;text-align: left; padding-left: 10pt&quot;&gt;Treasury stock, at average cost (2,700,037 shares and 2,126,772 at December 31, 2015 and 2014, respectively)&lt;/td&gt;
       &lt;td&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: right&quot;&gt;(48,868&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;)&lt;/td&gt;
       &lt;td&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: right&quot;&gt;(37,221&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;)&lt;/td&gt;
      &lt;/tr&gt;
      &lt;tr style=&quot;vertical-align: bottom; background-color: rgb(204,238,255)&quot;&gt;
       &lt;td style=&quot;text-align: left; padding-left: 10pt&quot;&gt;Retained earnings&lt;/td&gt;
       &lt;td&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: right&quot;&gt;316,530&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: right&quot;&gt;289,623&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;/tr&gt;
      &lt;tr style=&quot;vertical-align: bottom; background-color: White&quot;&gt;
       &lt;td style=&quot;text-align: left; padding-bottom: 1pt; padding-left: 10pt&quot;&gt;Accumulated other comprehensive loss, net of taxes&lt;/td&gt;
       &lt;td style=&quot;padding-bottom: 1pt&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;border-bottom: Black 1pt solid; text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;border-bottom: Black 1pt solid; text-align: right&quot;&gt;(5,562&lt;/td&gt;
       &lt;td style=&quot;border-bottom: Black 1pt solid; text-align: left&quot;&gt;)&lt;/td&gt;
       &lt;td style=&quot;padding-bottom: 1pt&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;border-bottom: Black 1pt solid; text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;border-bottom: Black 1pt solid; text-align: right&quot;&gt;(2,907&lt;/td&gt;
       &lt;td style=&quot;border-bottom: Black 1pt solid; text-align: left&quot;&gt;)&lt;/td&gt;
      &lt;/tr&gt;
      &lt;tr style=&quot;vertical-align: bottom; background-color: rgb(204,238,255)&quot;&gt;
       &lt;td style=&quot;text-align: left; padding-bottom: 1pt; padding-left: 20pt&quot;&gt;Total equity&lt;/td&gt;
       &lt;td style=&quot;padding-bottom: 1pt&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;border-bottom: Black 1pt solid; text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;border-bottom: Black 1pt solid; text-align: right&quot;&gt;473,067&lt;/td&gt;
       &lt;td style=&quot;border-bottom: Black 1pt solid; text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;padding-bottom: 1pt&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;border-bottom: Black 1pt solid; text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;border-bottom: Black 1pt solid; text-align: right&quot;&gt;456,247&lt;/td&gt;
       &lt;td style=&quot;border-bottom: Black 1pt solid; text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;/tr&gt;
      &lt;tr style=&quot;vertical-align: bottom; background-color: White&quot;&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: right&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: right&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;/tr&gt;
      &lt;tr style=&quot;vertical-align: bottom; background-color: rgb(204,238,255)&quot;&gt;
       &lt;td style=&quot;text-align: left; padding-bottom: 2.25pt; padding-left: 20pt&quot;&gt;Total liabilities and equity&lt;/td&gt;
       &lt;td style=&quot;padding-bottom: 2.25pt&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;border-bottom: Black 2.25pt double; text-align: left&quot;&gt;$&lt;/td&gt;
       &lt;td style=&quot;border-bottom: Black 2.25pt double; text-align: right&quot;&gt;516,062&lt;/td&gt;
       &lt;td style=&quot;border-bottom: Black 2.25pt double; text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;padding-bottom: 2.25pt&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;border-bottom: Black 2.25pt double; text-align: left&quot;&gt;$&lt;/td&gt;
       &lt;td style=&quot;border-bottom: Black 2.25pt double; text-align: right&quot;&gt;498,492&lt;/td&gt;
       &lt;td style=&quot;border-bottom: Black 2.25pt double; text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;/tr&gt;

    &lt;/table&gt;&lt;br/&gt;&lt;table cellpadding=&quot;0&quot; cellspacing=&quot;0&quot; style=&quot;border-collapse: collapse; width: 100%; font: 10pt Times New Roman, Times, Serif&quot;&gt;

      &lt;tr style=&quot;vertical-align: bottom&quot;&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;padding-bottom: 1pt&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td colspan=&quot;11&quot; style=&quot;text-align: center; border-bottom: Black 1pt solid&quot;&gt;For the years ended December 31,&lt;/td&gt;
      &lt;/tr&gt;
      &lt;tr style=&quot;vertical-align: bottom&quot;&gt;
       &lt;td colspan=&quot;1&quot; style=&quot;font-weight: bold; text-align: left&quot;&gt;Condensed Statements of Income&lt;/td&gt;
       &lt;td style=&quot;padding-bottom: 1pt&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td colspan=&quot;3&quot; style=&quot;text-align: center; border-bottom: Black 1pt solid&quot;&gt;2015&lt;/td&gt;
       &lt;td style=&quot;padding-bottom: 1pt&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td colspan=&quot;3&quot; style=&quot;text-align: center; border-bottom: Black 1pt solid&quot;&gt;2014&lt;/td&gt;
       &lt;td style=&quot;padding-bottom: 1pt&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td colspan=&quot;3&quot; style=&quot;text-align: center; border-bottom: Black 1pt solid&quot;&gt;2013&lt;/td&gt;
      &lt;/tr&gt;
      &lt;tr style=&quot;vertical-align: bottom&quot;&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;font-style: italic&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td colspan=&quot;11&quot; style=&quot;font-style: italic; text-align: center&quot;&gt;(In thousands)&lt;/td&gt;
      &lt;/tr&gt;
      &lt;tr style=&quot;vertical-align: bottom; background-color: rgb(204,238,255)&quot;&gt;
       &lt;td style=&quot;width: 61%; text-align: left&quot;&gt;Dividends from the Bank&lt;/td&gt;
       &lt;td style=&quot;width: 1%&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;width: 1%; text-align: left&quot;&gt;$&lt;/td&gt;
       &lt;td style=&quot;width: 10%; text-align: right&quot;&gt;26,000&lt;/td&gt;
       &lt;td style=&quot;width: 1%; text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;width: 1%&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;width: 1%; text-align: left&quot;&gt;$&lt;/td&gt;
       &lt;td style=&quot;width: 10%; text-align: right&quot;&gt;20,000&lt;/td&gt;
       &lt;td style=&quot;width: 1%; text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;width: 1%&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;width: 1%; text-align: left&quot;&gt;$&lt;/td&gt;
       &lt;td style=&quot;width: 10%; text-align: right&quot;&gt;20,000&lt;/td&gt;
       &lt;td style=&quot;width: 1%; text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;/tr&gt;
      &lt;tr style=&quot;vertical-align: bottom; background-color: White&quot;&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;Interest income&lt;/td&gt;
       &lt;td&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: right&quot;&gt;242&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: right&quot;&gt;512&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: right&quot;&gt;590&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;/tr&gt;
      &lt;tr style=&quot;vertical-align: bottom; background-color: rgb(204,238,255)&quot;&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;Interest expense&lt;/td&gt;
       &lt;td&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: right&quot;&gt;(1,075&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;)&lt;/td&gt;
       &lt;td&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: right&quot;&gt;(1,039&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;)&lt;/td&gt;
       &lt;td&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: right&quot;&gt;(1,066&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;)&lt;/td&gt;
      &lt;/tr&gt;
      &lt;tr style=&quot;vertical-align: bottom; background-color: White&quot;&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;Gain on sale of securities&lt;/td&gt;
       &lt;td&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: right&quot;&gt;-&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: right&quot;&gt;-&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: right&quot;&gt;17&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;/tr&gt;
      &lt;tr style=&quot;vertical-align: bottom; background-color: rgb(204,238,255)&quot;&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;Net gain (loss) from fair value adjustments&lt;/td&gt;
       &lt;td&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: right&quot;&gt;(231&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;)&lt;/td&gt;
       &lt;td&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: right&quot;&gt;779&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: right&quot;&gt;(5,475&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;)&lt;/td&gt;
      &lt;/tr&gt;
      &lt;tr style=&quot;vertical-align: bottom; background-color: White&quot;&gt;
       &lt;td style=&quot;text-align: left; padding-bottom: 1pt&quot;&gt;Other operating expenses&lt;/td&gt;
       &lt;td style=&quot;padding-bottom: 1pt&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;border-bottom: Black 1pt solid; text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;border-bottom: Black 1pt solid; text-align: right&quot;&gt;(1,298&lt;/td&gt;
       &lt;td style=&quot;border-bottom: Black 1pt solid; text-align: left&quot;&gt;)&lt;/td&gt;
       &lt;td style=&quot;padding-bottom: 1pt&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;border-bottom: Black 1pt solid; text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;border-bottom: Black 1pt solid; text-align: right&quot;&gt;(786&lt;/td&gt;
       &lt;td style=&quot;border-bottom: Black 1pt solid; text-align: left&quot;&gt;)&lt;/td&gt;
       &lt;td style=&quot;padding-bottom: 1pt&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;border-bottom: Black 1pt solid; text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;border-bottom: Black 1pt solid; text-align: right&quot;&gt;(621&lt;/td&gt;
       &lt;td style=&quot;border-bottom: Black 1pt solid; text-align: left&quot;&gt;)&lt;/td&gt;
      &lt;/tr&gt;
      &lt;tr style=&quot;vertical-align: bottom; background-color: rgb(204,238,255)&quot;&gt;
       &lt;td style=&quot;text-align: left; padding-left: 10pt&quot;&gt;Income before taxes and equity in undistributed earnings of subsidiary&lt;/td&gt;
       &lt;td&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: right&quot;&gt;23,638&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: right&quot;&gt;19,466&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: right&quot;&gt;13,445&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;/tr&gt;
      &lt;tr style=&quot;vertical-align: bottom; background-color: White&quot;&gt;
       &lt;td style=&quot;text-align: left; padding-bottom: 1pt&quot;&gt;Income tax benefit&lt;/td&gt;
       &lt;td style=&quot;padding-bottom: 1pt&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;border-bottom: Black 1pt solid; text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;border-bottom: Black 1pt solid; text-align: right&quot;&gt;687&lt;/td&gt;
       &lt;td style=&quot;border-bottom: Black 1pt solid; text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;padding-bottom: 1pt&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;border-bottom: Black 1pt solid; text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;border-bottom: Black 1pt solid; text-align: right&quot;&gt;668&lt;/td&gt;
       &lt;td style=&quot;border-bottom: Black 1pt solid; text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;padding-bottom: 1pt&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;border-bottom: Black 1pt solid; text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;border-bottom: Black 1pt solid; text-align: right&quot;&gt;2,857&lt;/td&gt;
       &lt;td style=&quot;border-bottom: Black 1pt solid; text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;/tr&gt;
      &lt;tr style=&quot;vertical-align: bottom; background-color: rgb(204,238,255)&quot;&gt;
       &lt;td style=&quot;text-align: left; padding-left: 10pt&quot;&gt;Income before equity in undistributed earnings of subsidiary&lt;/td&gt;
       &lt;td&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: right&quot;&gt;24,325&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: right&quot;&gt;20,134&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: right&quot;&gt;16,302&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;/tr&gt;
      &lt;tr style=&quot;vertical-align: bottom; background-color: White&quot;&gt;
       &lt;td style=&quot;text-align: left; padding-bottom: 1pt&quot;&gt;Equity in undistributed earnings of the Bank&lt;/td&gt;
       &lt;td style=&quot;padding-bottom: 1pt&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;border-bottom: Black 1pt solid; text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;border-bottom: Black 1pt solid; text-align: right&quot;&gt;21,884&lt;/td&gt;
       &lt;td style=&quot;border-bottom: Black 1pt solid; text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;padding-bottom: 1pt&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;border-bottom: Black 1pt solid; text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;border-bottom: Black 1pt solid; text-align: right&quot;&gt;24,105&lt;/td&gt;
       &lt;td style=&quot;border-bottom: Black 1pt solid; text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;padding-bottom: 1pt&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;border-bottom: Black 1pt solid; text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;border-bottom: Black 1pt solid; text-align: right&quot;&gt;21,450&lt;/td&gt;
       &lt;td style=&quot;border-bottom: Black 1pt solid; text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;/tr&gt;
      &lt;tr style=&quot;vertical-align: bottom; background-color: rgb(204,238,255)&quot;&gt;
       &lt;td style=&quot;font-weight: bold; text-align: left; padding-left: 10pt&quot;&gt;Net income&lt;/td&gt;
       &lt;td&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: right&quot;&gt;46,209&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: right&quot;&gt;44,239&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: right&quot;&gt;37,752&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;/tr&gt;
      &lt;tr style=&quot;vertical-align: bottom; background-color: White&quot;&gt;
       &lt;td style=&quot;text-align: left; padding-bottom: 1pt&quot;&gt;Other comprehensive (loss) income, net of tax&lt;/td&gt;
       &lt;td style=&quot;padding-bottom: 1pt&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;border-bottom: Black 1pt solid; text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;border-bottom: Black 1pt solid; text-align: right&quot;&gt;(2,655&lt;/td&gt;
       &lt;td style=&quot;border-bottom: Black 1pt solid; text-align: left&quot;&gt;)&lt;/td&gt;
       &lt;td style=&quot;padding-bottom: 1pt&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;border-bottom: Black 1pt solid; text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;border-bottom: Black 1pt solid; text-align: right&quot;&gt;8,468&lt;/td&gt;
       &lt;td style=&quot;border-bottom: Black 1pt solid; text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;padding-bottom: 1pt&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;border-bottom: Black 1pt solid; text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;border-bottom: Black 1pt solid; text-align: right&quot;&gt;(23,512&lt;/td&gt;
       &lt;td style=&quot;border-bottom: Black 1pt solid; text-align: left&quot;&gt;)&lt;/td&gt;
      &lt;/tr&gt;
      &lt;tr style=&quot;vertical-align: bottom; background-color: rgb(204,238,255)&quot;&gt;
       &lt;td style=&quot;font-weight: bold; text-align: left; padding-bottom: 2.25pt; padding-left: 10pt&quot;&gt;Comprehensive income&lt;/td&gt;
       &lt;td style=&quot;padding-bottom: 2.25pt&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;border-bottom: Black 2.25pt double; text-align: left&quot;&gt;$&lt;/td&gt;
       &lt;td style=&quot;border-bottom: Black 2.25pt double; text-align: right&quot;&gt;43,554&lt;/td&gt;
       &lt;td style=&quot;border-bottom: Black 2.25pt double; text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;padding-bottom: 2.25pt&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;border-bottom: Black 2.25pt double; text-align: left&quot;&gt;$&lt;/td&gt;
       &lt;td style=&quot;border-bottom: Black 2.25pt double; text-align: right&quot;&gt;52,707&lt;/td&gt;
       &lt;td style=&quot;border-bottom: Black 2.25pt double; text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;padding-bottom: 2.25pt&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;border-bottom: Black 2.25pt double; text-align: left&quot;&gt;$&lt;/td&gt;
       &lt;td style=&quot;border-bottom: Black 2.25pt double; text-align: right&quot;&gt;14,240&lt;/td&gt;
       &lt;td style=&quot;border-bottom: Black 2.25pt double; text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;/tr&gt;

    &lt;/table&gt;&lt;br/&gt;&lt;table cellpadding=&quot;0&quot; cellspacing=&quot;0&quot; style=&quot;border-collapse: collapse; width: 100%; font: 10pt Times New Roman, Times, Serif&quot;&gt;

      &lt;tr style=&quot;vertical-align: bottom&quot;&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;padding-bottom: 1pt&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td colspan=&quot;11&quot; style=&quot;text-align: center; border-bottom: Black 1pt solid&quot;&gt;For the years ended December 31,&lt;/td&gt;
      &lt;/tr&gt;
      &lt;tr style=&quot;vertical-align: bottom&quot;&gt;
       &lt;td colspan=&quot;1&quot; style=&quot;font-weight: bold; text-align: left&quot;&gt;Condensed Statements of Cash Flows&lt;/td&gt;
       &lt;td style=&quot;padding-bottom: 1pt&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td colspan=&quot;3&quot; style=&quot;text-align: center; border-bottom: Black 1pt solid&quot;&gt;2015&lt;/td&gt;
       &lt;td style=&quot;padding-bottom: 1pt&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td colspan=&quot;3&quot; style=&quot;text-align: center; border-bottom: Black 1pt solid&quot;&gt;2014&lt;/td&gt;
       &lt;td style=&quot;padding-bottom: 1pt&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td colspan=&quot;3&quot; style=&quot;text-align: center; border-bottom: Black 1pt solid&quot;&gt;2013&lt;/td&gt;
      &lt;/tr&gt;
      &lt;tr style=&quot;vertical-align: bottom&quot;&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;font-style: italic&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td colspan=&quot;11&quot; style=&quot;font-style: italic; text-align: center&quot;&gt;(In thousands)&lt;/td&gt;
      &lt;/tr&gt;
      &lt;tr style=&quot;vertical-align: bottom; background-color: rgb(204,238,255)&quot;&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;Operating activities:&lt;/td&gt;
       &lt;td&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: right&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: right&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: right&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;/tr&gt;
      &lt;tr style=&quot;vertical-align: bottom; background-color: White&quot;&gt;
       &lt;td style=&quot;width: 61%; text-align: left; padding-left: 10pt&quot;&gt;Net income&lt;/td&gt;
       &lt;td style=&quot;width: 1%&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;width: 1%; text-align: left&quot;&gt;$&lt;/td&gt;
       &lt;td style=&quot;width: 10%; text-align: right&quot;&gt;46,209&lt;/td&gt;
       &lt;td style=&quot;width: 1%; text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;width: 1%&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;width: 1%; text-align: left&quot;&gt;$&lt;/td&gt;
       &lt;td style=&quot;width: 10%; text-align: right&quot;&gt;44,239&lt;/td&gt;
       &lt;td style=&quot;width: 1%; text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;width: 1%&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;width: 1%; text-align: left&quot;&gt;$&lt;/td&gt;
       &lt;td style=&quot;width: 10%; text-align: right&quot;&gt;37,752&lt;/td&gt;
       &lt;td style=&quot;width: 1%; text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;/tr&gt;
      &lt;tr style=&quot;vertical-align: bottom; background-color: rgb(204,238,255)&quot;&gt;
       &lt;td style=&quot;text-align: left; padding-left: 10pt&quot;&gt;Adjustments to reconcile net income to net cash provided by operating activities:&lt;/td&gt;
       &lt;td&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: right&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: right&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: right&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;/tr&gt;
      &lt;tr style=&quot;vertical-align: bottom; background-color: White&quot;&gt;
       &lt;td style=&quot;text-align: left; padding-left: 20pt&quot;&gt;Equity in undistributed earnings of the Bank&lt;/td&gt;
       &lt;td&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: right&quot;&gt;(21,884&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;)&lt;/td&gt;
       &lt;td&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: right&quot;&gt;(24,105&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;)&lt;/td&gt;
       &lt;td&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: right&quot;&gt;(21,450&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;)&lt;/td&gt;
      &lt;/tr&gt;
      &lt;tr style=&quot;vertical-align: bottom; background-color: rgb(204,238,255)&quot;&gt;
       &lt;td style=&quot;text-align: left; padding-left: 20pt&quot;&gt;Net gain on sale of securities&lt;/td&gt;
       &lt;td&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: right&quot;&gt;-&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: right&quot;&gt;-&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: right&quot;&gt;(17&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;)&lt;/td&gt;
      &lt;/tr&gt;
      &lt;tr style=&quot;vertical-align: bottom; background-color: White&quot;&gt;
       &lt;td style=&quot;text-align: left; padding-left: 20pt&quot;&gt;Deferred income tax (benefit) provision&lt;/td&gt;
       &lt;td&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: right&quot;&gt;575&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: right&quot;&gt;17&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: right&quot;&gt;(2,348&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;)&lt;/td&gt;
      &lt;/tr&gt;
      &lt;tr style=&quot;vertical-align: bottom; background-color: rgb(204,238,255)&quot;&gt;
       &lt;td style=&quot;text-align: left; padding-left: 20pt&quot;&gt;Fair value adjustments for financial assets and financial liabilities&lt;/td&gt;
       &lt;td&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: right&quot;&gt;231&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: right&quot;&gt;(779&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;)&lt;/td&gt;
       &lt;td&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: right&quot;&gt;5,475&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;/tr&gt;
      &lt;tr style=&quot;vertical-align: bottom; background-color: White&quot;&gt;
       &lt;td style=&quot;text-align: left; padding-left: 20pt&quot;&gt;Stock based compensation expense&lt;/td&gt;
       &lt;td&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: right&quot;&gt;4,676&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: right&quot;&gt;4,246&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: right&quot;&gt;3,068&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;/tr&gt;
      &lt;tr style=&quot;vertical-align: bottom; background-color: rgb(204,238,255)&quot;&gt;
       &lt;td style=&quot;text-align: left; padding-bottom: 1pt; padding-left: 10pt&quot;&gt;Net change in operating assets and liabilities&lt;/td&gt;
       &lt;td style=&quot;padding-bottom: 1pt&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;border-bottom: Black 1pt solid; text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;border-bottom: Black 1pt solid; text-align: right&quot;&gt;2,174&lt;/td&gt;
       &lt;td style=&quot;border-bottom: Black 1pt solid; text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;padding-bottom: 1pt&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;border-bottom: Black 1pt solid; text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;border-bottom: Black 1pt solid; text-align: right&quot;&gt;2,088&lt;/td&gt;
       &lt;td style=&quot;border-bottom: Black 1pt solid; text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;padding-bottom: 1pt&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;border-bottom: Black 1pt solid; text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;border-bottom: Black 1pt solid; text-align: right&quot;&gt;1,746&lt;/td&gt;
       &lt;td style=&quot;border-bottom: Black 1pt solid; text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;/tr&gt;
      &lt;tr style=&quot;vertical-align: bottom; background-color: White&quot;&gt;
       &lt;td style=&quot;text-align: left; padding-bottom: 1pt; padding-left: 20pt&quot;&gt;Net cash provided by operating activities&lt;/td&gt;
       &lt;td style=&quot;padding-bottom: 1pt&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;border-bottom: Black 1pt solid; text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;border-bottom: Black 1pt solid; text-align: right&quot;&gt;31,981&lt;/td&gt;
       &lt;td style=&quot;border-bottom: Black 1pt solid; text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;padding-bottom: 1pt&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;border-bottom: Black 1pt solid; text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;border-bottom: Black 1pt solid; text-align: right&quot;&gt;25,706&lt;/td&gt;
       &lt;td style=&quot;border-bottom: Black 1pt solid; text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;padding-bottom: 1pt&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;border-bottom: Black 1pt solid; text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;border-bottom: Black 1pt solid; text-align: right&quot;&gt;24,226&lt;/td&gt;
       &lt;td style=&quot;border-bottom: Black 1pt solid; text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;/tr&gt;
      &lt;tr style=&quot;vertical-align: bottom; background-color: rgb(204,238,255)&quot;&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: right&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: right&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: right&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;/tr&gt;
      &lt;tr style=&quot;vertical-align: bottom; background-color: White&quot;&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;Investing activities:&lt;/td&gt;
       &lt;td&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: right&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: right&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: right&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;/tr&gt;
      &lt;tr style=&quot;vertical-align: bottom; background-color: rgb(204,238,255)&quot;&gt;
       &lt;td style=&quot;text-align: left; padding-left: 10pt&quot;&gt;Purchases of securities available for sale&lt;/td&gt;
       &lt;td&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: right&quot;&gt;-&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: right&quot;&gt;(22&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;)&lt;/td&gt;
       &lt;td&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: right&quot;&gt;(23&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;)&lt;/td&gt;
      &lt;/tr&gt;
      &lt;tr style=&quot;vertical-align: bottom; background-color: White&quot;&gt;
       &lt;td style=&quot;text-align: left; padding-bottom: 1pt; padding-left: 10pt&quot;&gt;Proceeds from sales and calls of securities available for sale&lt;/td&gt;
       &lt;td style=&quot;padding-bottom: 1pt&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;border-bottom: Black 1pt solid; text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;border-bottom: Black 1pt solid; text-align: right&quot;&gt;-&lt;/td&gt;
       &lt;td style=&quot;border-bottom: Black 1pt solid; text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;padding-bottom: 1pt&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;border-bottom: Black 1pt solid; text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;border-bottom: Black 1pt solid; text-align: right&quot;&gt;1,699&lt;/td&gt;
       &lt;td style=&quot;border-bottom: Black 1pt solid; text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;padding-bottom: 1pt&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;border-bottom: Black 1pt solid; text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;border-bottom: Black 1pt solid; text-align: right&quot;&gt;517&lt;/td&gt;
       &lt;td style=&quot;border-bottom: Black 1pt solid; text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;/tr&gt;
      &lt;tr style=&quot;vertical-align: bottom; background-color: rgb(204,238,255)&quot;&gt;
       &lt;td style=&quot;text-align: left; padding-bottom: 1pt; padding-left: 20pt&quot;&gt;Net cash provided by investing activities&lt;/td&gt;
       &lt;td style=&quot;padding-bottom: 1pt&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;border-bottom: Black 1pt solid; text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;border-bottom: Black 1pt solid; text-align: right&quot;&gt;-&lt;/td&gt;
       &lt;td style=&quot;border-bottom: Black 1pt solid; text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;padding-bottom: 1pt&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;border-bottom: Black 1pt solid; text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;border-bottom: Black 1pt solid; text-align: right&quot;&gt;1,677&lt;/td&gt;
       &lt;td style=&quot;border-bottom: Black 1pt solid; text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;padding-bottom: 1pt&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;border-bottom: Black 1pt solid; text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;border-bottom: Black 1pt solid; text-align: right&quot;&gt;494&lt;/td&gt;
       &lt;td style=&quot;border-bottom: Black 1pt solid; text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;/tr&gt;
      &lt;tr style=&quot;vertical-align: bottom; background-color: White&quot;&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: right&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: right&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: right&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;/tr&gt;
      &lt;tr style=&quot;vertical-align: bottom; background-color: rgb(204,238,255)&quot;&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;Financing activities:&lt;/td&gt;
       &lt;td&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: right&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: right&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: right&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;/tr&gt;
      &lt;tr style=&quot;vertical-align: bottom; background-color: White&quot;&gt;
       &lt;td style=&quot;text-align: left; padding-left: 10pt&quot;&gt;Purchase of treasury stock&lt;/td&gt;
       &lt;td&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: right&quot;&gt;(15,605&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;)&lt;/td&gt;
       &lt;td&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: right&quot;&gt;(18,872&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;)&lt;/td&gt;
       &lt;td&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: right&quot;&gt;(14,151&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;)&lt;/td&gt;
      &lt;/tr&gt;
      &lt;tr style=&quot;vertical-align: bottom; background-color: rgb(204,238,255)&quot;&gt;
       &lt;td style=&quot;text-align: left; padding-left: 10pt&quot;&gt;Cash dividends paid&lt;/td&gt;
       &lt;td&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: right&quot;&gt;(18,616&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;)&lt;/td&gt;
       &lt;td&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: right&quot;&gt;(17,852&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;)&lt;/td&gt;
       &lt;td&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: right&quot;&gt;(15,618&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;)&lt;/td&gt;
      &lt;/tr&gt;
      &lt;tr style=&quot;vertical-align: bottom; background-color: White&quot;&gt;
       &lt;td style=&quot;text-align: left; padding-bottom: 1pt; padding-left: 10pt&quot;&gt;Stock options exercised&lt;/td&gt;
       &lt;td style=&quot;padding-bottom: 1pt&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;border-bottom: Black 1pt solid; text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;border-bottom: Black 1pt solid; text-align: right&quot;&gt;145&lt;/td&gt;
       &lt;td style=&quot;border-bottom: Black 1pt solid; text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;padding-bottom: 1pt&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;border-bottom: Black 1pt solid; text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;border-bottom: Black 1pt solid; text-align: right&quot;&gt;565&lt;/td&gt;
       &lt;td style=&quot;border-bottom: Black 1pt solid; text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;padding-bottom: 1pt&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;border-bottom: Black 1pt solid; text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;border-bottom: Black 1pt solid; text-align: right&quot;&gt;533&lt;/td&gt;
       &lt;td style=&quot;border-bottom: Black 1pt solid; text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;/tr&gt;
      &lt;tr style=&quot;vertical-align: bottom; background-color: rgb(204,238,255)&quot;&gt;
       &lt;td style=&quot;text-align: left; padding-bottom: 1pt; padding-left: 20pt&quot;&gt;Net cash used in&amp;nbsp;&amp;nbsp;financing activities&lt;/td&gt;
       &lt;td style=&quot;padding-bottom: 1pt&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;border-bottom: Black 1pt solid; text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;border-bottom: Black 1pt solid; text-align: right&quot;&gt;(34,076&lt;/td&gt;
       &lt;td style=&quot;border-bottom: Black 1pt solid; text-align: left&quot;&gt;)&lt;/td&gt;
       &lt;td style=&quot;padding-bottom: 1pt&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;border-bottom: Black 1pt solid; text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;border-bottom: Black 1pt solid; text-align: right&quot;&gt;(36,159&lt;/td&gt;
       &lt;td style=&quot;border-bottom: Black 1pt solid; text-align: left&quot;&gt;)&lt;/td&gt;
       &lt;td style=&quot;padding-bottom: 1pt&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;border-bottom: Black 1pt solid; text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;border-bottom: Black 1pt solid; text-align: right&quot;&gt;(29,236&lt;/td&gt;
       &lt;td style=&quot;border-bottom: Black 1pt solid; text-align: left&quot;&gt;)&lt;/td&gt;
      &lt;/tr&gt;
      &lt;tr style=&quot;vertical-align: bottom; background-color: White&quot;&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: right&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: right&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: right&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;/tr&gt;
      &lt;tr style=&quot;vertical-align: bottom; background-color: rgb(204,238,255)&quot;&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;Net decrease in cash and cash equivalents&lt;/td&gt;
       &lt;td&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: right&quot;&gt;(2,095&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;)&lt;/td&gt;
       &lt;td&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: right&quot;&gt;(8,776&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;)&lt;/td&gt;
       &lt;td&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: right&quot;&gt;(4,516&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;)&lt;/td&gt;
      &lt;/tr&gt;
      &lt;tr style=&quot;vertical-align: bottom; background-color: White&quot;&gt;
       &lt;td style=&quot;text-align: left; padding-bottom: 1pt&quot;&gt;Cash and cash equivalents, beginning of year&lt;/td&gt;
       &lt;td style=&quot;padding-bottom: 1pt&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;border-bottom: Black 1pt solid; text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;border-bottom: Black 1pt solid; text-align: right&quot;&gt;7,749&lt;/td&gt;
       &lt;td style=&quot;border-bottom: Black 1pt solid; text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;padding-bottom: 1pt&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;border-bottom: Black 1pt solid; text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;border-bottom: Black 1pt solid; text-align: right&quot;&gt;16,525&lt;/td&gt;
       &lt;td style=&quot;border-bottom: Black 1pt solid; text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;padding-bottom: 1pt&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;border-bottom: Black 1pt solid; text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;border-bottom: Black 1pt solid; text-align: right&quot;&gt;21,041&lt;/td&gt;
       &lt;td style=&quot;border-bottom: Black 1pt solid; text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;/tr&gt;
      &lt;tr style=&quot;vertical-align: bottom; background-color: rgb(204,238,255)&quot;&gt;
       &lt;td style=&quot;text-align: left; padding-bottom: 2.25pt&quot;&gt;Cash and cash equivalents, end of year&lt;/td&gt;
       &lt;td style=&quot;padding-bottom: 2.25pt&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;border-bottom: Black 2.25pt double; text-align: left&quot;&gt;$&lt;/td&gt;
       &lt;td style=&quot;border-bottom: Black 2.25pt double; text-align: right&quot;&gt;5,654&lt;/td&gt;
       &lt;td style=&quot;border-bottom: Black 2.25pt double; text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;padding-bottom: 2.25pt&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;border-bottom: Black 2.25pt double; text-align: left&quot;&gt;$&lt;/td&gt;
       &lt;td style=&quot;border-bottom: Black 2.25pt double; text-align: right&quot;&gt;7,749&lt;/td&gt;
       &lt;td style=&quot;border-bottom: Black 2.25pt double; text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;padding-bottom: 2.25pt&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;border-bottom: Black 2.25pt double; text-align: left&quot;&gt;$&lt;/td&gt;
       &lt;td style=&quot;border-bottom: Black 2.25pt double; text-align: right&quot;&gt;16,525&lt;/td&gt;
       &lt;td style=&quot;border-bottom: Black 2.25pt double; text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;/tr&gt;

    &lt;/table&gt;&lt;br/&gt;</us-gaap:CondensedFinancialStatementsTextBlock>
  <us-gaap:ScheduleOfCondensedBalanceSheetTableTextBlock contextRef="c2_From1Jan2015To31Dec2015">&lt;table cellpadding=&quot;0&quot; cellspacing=&quot;0&quot; style=&quot;border-collapse: collapse; width: 100%; font: 10pt Times New Roman, Times, Serif&quot;&gt;

      &lt;tr style=&quot;vertical-align: bottom&quot;&gt;
       &lt;td colspan=&quot;1&quot; style=&quot;font-weight: bold; text-align: left&quot;&gt;Condensed Statements of Financial Condition&lt;/td&gt;
       &lt;td style=&quot;padding-bottom: 1pt&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td colspan=&quot;3&quot; style=&quot;text-align: center; border-bottom: Black 1pt solid&quot;&gt;December 31,&lt;br /&gt; 2015&lt;/td&gt;
       &lt;td style=&quot;padding-bottom: 1pt&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td colspan=&quot;3&quot; style=&quot;text-align: center; border-bottom: Black 1pt solid&quot;&gt;December 31,&lt;br /&gt; 2014&lt;/td&gt;
      &lt;/tr&gt;
      &lt;tr style=&quot;vertical-align: bottom&quot;&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;font-style: italic&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td colspan=&quot;7&quot; style=&quot;font-style: italic; text-align: center&quot;&gt;(Dollars in thousands)&lt;/td&gt;
      &lt;/tr&gt;
      &lt;tr style=&quot;vertical-align: bottom; background-color: rgb(204,238,255)&quot;&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;Assets:&lt;/td&gt;
       &lt;td&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: right&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: right&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;/tr&gt;
      &lt;tr style=&quot;vertical-align: bottom; background-color: White&quot;&gt;
       &lt;td style=&quot;width: 70%; text-align: left; padding-left: 10pt&quot;&gt;Cash and due from banks&lt;/td&gt;
       &lt;td style=&quot;width: 1%&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;width: 1%; text-align: left&quot;&gt;$&lt;/td&gt;
       &lt;td style=&quot;width: 12%; text-align: right&quot;&gt;5,654&lt;/td&gt;
       &lt;td style=&quot;width: 1%; text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;width: 1%&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;width: 1%; text-align: left&quot;&gt;$&lt;/td&gt;
       &lt;td style=&quot;width: 12%; text-align: right&quot;&gt;7,749&lt;/td&gt;
       &lt;td style=&quot;width: 1%; text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;/tr&gt;
      &lt;tr style=&quot;vertical-align: bottom; background-color: rgb(204,238,255)&quot;&gt;
       &lt;td style=&quot;text-align: left; padding-left: 10pt&quot;&gt;Securities available for sale:&lt;/td&gt;
       &lt;td&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: right&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: right&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;/tr&gt;
      &lt;tr style=&quot;vertical-align: bottom; background-color: White&quot;&gt;
       &lt;td style=&quot;text-align: left; padding-left: 20pt&quot;&gt;Other securities ($872 and $864 at fair value pursuant to the fair value option at December 31, 2015 and 2014, respectively)&lt;/td&gt;
       &lt;td&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: right&quot;&gt;1,170&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: right&quot;&gt;1,156&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;/tr&gt;
      &lt;tr style=&quot;vertical-align: bottom; background-color: rgb(204,238,255)&quot;&gt;
       &lt;td style=&quot;text-align: left; padding-left: 10pt&quot;&gt;Interest receivable&lt;/td&gt;
       &lt;td&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: right&quot;&gt;4&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: right&quot;&gt;4&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;/tr&gt;
      &lt;tr style=&quot;vertical-align: bottom; background-color: White&quot;&gt;
       &lt;td style=&quot;text-align: left; padding-left: 10pt&quot;&gt;Investment in subsidiaries&lt;/td&gt;
       &lt;td&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: right&quot;&gt;502,798&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: right&quot;&gt;482,996&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;/tr&gt;
      &lt;tr style=&quot;vertical-align: bottom; background-color: rgb(204,238,255)&quot;&gt;
       &lt;td style=&quot;text-align: left; padding-left: 10pt&quot;&gt;Goodwill&lt;/td&gt;
       &lt;td&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: right&quot;&gt;2,185&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: right&quot;&gt;2,185&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;/tr&gt;
      &lt;tr style=&quot;vertical-align: bottom; background-color: White&quot;&gt;
       &lt;td style=&quot;text-align: left; padding-bottom: 1pt; padding-left: 10pt&quot;&gt;Other assets&lt;/td&gt;
       &lt;td style=&quot;padding-bottom: 1pt&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;border-bottom: Black 1pt solid; text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;border-bottom: Black 1pt solid; text-align: right&quot;&gt;4,251&lt;/td&gt;
       &lt;td style=&quot;border-bottom: Black 1pt solid; text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;padding-bottom: 1pt&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;border-bottom: Black 1pt solid; text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;border-bottom: Black 1pt solid; text-align: right&quot;&gt;4,402&lt;/td&gt;
       &lt;td style=&quot;border-bottom: Black 1pt solid; text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;/tr&gt;
      &lt;tr style=&quot;vertical-align: bottom; background-color: rgb(204,238,255)&quot;&gt;
       &lt;td style=&quot;text-align: left; padding-bottom: 2.25pt; padding-left: 20pt&quot;&gt;Total assets&lt;/td&gt;
       &lt;td style=&quot;padding-bottom: 2.25pt&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;border-bottom: Black 2.25pt double; text-align: left&quot;&gt;$&lt;/td&gt;
       &lt;td style=&quot;border-bottom: Black 2.25pt double; text-align: right&quot;&gt;516,062&lt;/td&gt;
       &lt;td style=&quot;border-bottom: Black 2.25pt double; text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;padding-bottom: 2.25pt&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;border-bottom: Black 2.25pt double; text-align: left&quot;&gt;$&lt;/td&gt;
       &lt;td style=&quot;border-bottom: Black 2.25pt double; text-align: right&quot;&gt;498,492&lt;/td&gt;
       &lt;td style=&quot;border-bottom: Black 2.25pt double; text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;/tr&gt;
      &lt;tr style=&quot;vertical-align: bottom; background-color: White&quot;&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: right&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: right&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;/tr&gt;
      &lt;tr style=&quot;vertical-align: bottom; background-color: rgb(204,238,255)&quot;&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;Liabilities:&lt;/td&gt;
       &lt;td&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: right&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: right&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;/tr&gt;
      &lt;tr style=&quot;vertical-align: bottom; background-color: White&quot;&gt;
       &lt;td style=&quot;text-align: left; padding-left: 10pt&quot;&gt;Borrowings (at fair value pursuant to the fair value option at December 31, 2015 and 2014)&lt;/td&gt;
       &lt;td&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;$&lt;/td&gt;
       &lt;td style=&quot;text-align: right&quot;&gt;29,018&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;$&lt;/td&gt;
       &lt;td style=&quot;text-align: right&quot;&gt;28,770&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;/tr&gt;
      &lt;tr style=&quot;vertical-align: bottom; background-color: rgb(204,238,255)&quot;&gt;
       &lt;td style=&quot;text-align: left; padding-bottom: 1pt; padding-left: 10pt&quot;&gt;Other liabilities&lt;/td&gt;
       &lt;td style=&quot;padding-bottom: 1pt&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;border-bottom: Black 1pt solid; text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;border-bottom: Black 1pt solid; text-align: right&quot;&gt;13,977&lt;/td&gt;
       &lt;td style=&quot;border-bottom: Black 1pt solid; text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;padding-bottom: 1pt&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;border-bottom: Black 1pt solid; text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;border-bottom: Black 1pt solid; text-align: right&quot;&gt;13,475&lt;/td&gt;
       &lt;td style=&quot;border-bottom: Black 1pt solid; text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;/tr&gt;
      &lt;tr style=&quot;vertical-align: bottom; background-color: White&quot;&gt;
       &lt;td style=&quot;text-align: left; padding-bottom: 1pt; padding-left: 20pt&quot;&gt;Total liabilities&lt;/td&gt;
       &lt;td style=&quot;padding-bottom: 1pt&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;border-bottom: Black 1pt solid; text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;border-bottom: Black 1pt solid; text-align: right&quot;&gt;42,995&lt;/td&gt;
       &lt;td style=&quot;border-bottom: Black 1pt solid; text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;padding-bottom: 1pt&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;border-bottom: Black 1pt solid; text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;border-bottom: Black 1pt solid; text-align: right&quot;&gt;42,245&lt;/td&gt;
       &lt;td style=&quot;border-bottom: Black 1pt solid; text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;/tr&gt;
      &lt;tr style=&quot;vertical-align: bottom; background-color: rgb(204,238,255)&quot;&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: right&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: right&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;/tr&gt;
      &lt;tr style=&quot;vertical-align: bottom; background-color: White&quot;&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;Stockholders&apos; Equity:&lt;/td&gt;
       &lt;td&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: right&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: right&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;/tr&gt;
      &lt;tr style=&quot;vertical-align: bottom; background-color: rgb(204,238,255)&quot;&gt;
       &lt;td style=&quot;text-align: left; padding-left: 10pt&quot;&gt;Preferred stock&lt;/td&gt;
       &lt;td&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: right&quot;&gt;-&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: right&quot;&gt;-&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;/tr&gt;
      &lt;tr style=&quot;vertical-align: bottom; background-color: White&quot;&gt;
       &lt;td style=&quot;text-align: left; padding-left: 10pt&quot;&gt;Common stock&lt;/td&gt;
       &lt;td&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: right&quot;&gt;315&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: right&quot;&gt;315&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;/tr&gt;
      &lt;tr style=&quot;vertical-align: bottom; background-color: rgb(204,238,255)&quot;&gt;
       &lt;td style=&quot;text-align: left; padding-left: 10pt&quot;&gt;Additional paid-in capital&lt;/td&gt;
       &lt;td&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: right&quot;&gt;210,652&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: right&quot;&gt;206,437&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;/tr&gt;
      &lt;tr style=&quot;vertical-align: bottom; background-color: White&quot;&gt;
       &lt;td style=&quot;text-align: left; padding-left: 10pt&quot;&gt;Treasury stock, at average cost (2,700,037 shares and 2,126,772 at December 31, 2015 and 2014, respectively)&lt;/td&gt;
       &lt;td&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: right&quot;&gt;(48,868&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;)&lt;/td&gt;
       &lt;td&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: right&quot;&gt;(37,221&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;)&lt;/td&gt;
      &lt;/tr&gt;
      &lt;tr style=&quot;vertical-align: bottom; background-color: rgb(204,238,255)&quot;&gt;
       &lt;td style=&quot;text-align: left; padding-left: 10pt&quot;&gt;Retained earnings&lt;/td&gt;
       &lt;td&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: right&quot;&gt;316,530&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: right&quot;&gt;289,623&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;/tr&gt;
      &lt;tr style=&quot;vertical-align: bottom; background-color: White&quot;&gt;
       &lt;td style=&quot;text-align: left; padding-bottom: 1pt; padding-left: 10pt&quot;&gt;Accumulated other comprehensive loss, net of taxes&lt;/td&gt;
       &lt;td style=&quot;padding-bottom: 1pt&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;border-bottom: Black 1pt solid; text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;border-bottom: Black 1pt solid; text-align: right&quot;&gt;(5,562&lt;/td&gt;
       &lt;td style=&quot;border-bottom: Black 1pt solid; text-align: left&quot;&gt;)&lt;/td&gt;
       &lt;td style=&quot;padding-bottom: 1pt&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;border-bottom: Black 1pt solid; text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;border-bottom: Black 1pt solid; text-align: right&quot;&gt;(2,907&lt;/td&gt;
       &lt;td style=&quot;border-bottom: Black 1pt solid; text-align: left&quot;&gt;)&lt;/td&gt;
      &lt;/tr&gt;
      &lt;tr style=&quot;vertical-align: bottom; background-color: rgb(204,238,255)&quot;&gt;
       &lt;td style=&quot;text-align: left; padding-bottom: 1pt; padding-left: 20pt&quot;&gt;Total equity&lt;/td&gt;
       &lt;td style=&quot;padding-bottom: 1pt&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;border-bottom: Black 1pt solid; text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;border-bottom: Black 1pt solid; text-align: right&quot;&gt;473,067&lt;/td&gt;
       &lt;td style=&quot;border-bottom: Black 1pt solid; text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;padding-bottom: 1pt&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;border-bottom: Black 1pt solid; text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;border-bottom: Black 1pt solid; text-align: right&quot;&gt;456,247&lt;/td&gt;
       &lt;td style=&quot;border-bottom: Black 1pt solid; text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;/tr&gt;
      &lt;tr style=&quot;vertical-align: bottom; background-color: White&quot;&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: right&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: right&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;/tr&gt;
      &lt;tr style=&quot;vertical-align: bottom; background-color: rgb(204,238,255)&quot;&gt;
       &lt;td style=&quot;text-align: left; padding-bottom: 2.25pt; padding-left: 20pt&quot;&gt;Total liabilities and equity&lt;/td&gt;
       &lt;td style=&quot;padding-bottom: 2.25pt&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;border-bottom: Black 2.25pt double; text-align: left&quot;&gt;$&lt;/td&gt;
       &lt;td style=&quot;border-bottom: Black 2.25pt double; text-align: right&quot;&gt;516,062&lt;/td&gt;
       &lt;td style=&quot;border-bottom: Black 2.25pt double; text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;padding-bottom: 2.25pt&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;border-bottom: Black 2.25pt double; text-align: left&quot;&gt;$&lt;/td&gt;
       &lt;td style=&quot;border-bottom: Black 2.25pt double; text-align: right&quot;&gt;498,492&lt;/td&gt;
       &lt;td style=&quot;border-bottom: Black 2.25pt double; text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;/tr&gt;

    &lt;/table&gt;</us-gaap:ScheduleOfCondensedBalanceSheetTableTextBlock>
  <us-gaap:CashAndDueFromBanks unitRef="usd" contextRef="c629_AsOf31Dec2015_HoldingCompanyMember" decimals="-3">5654000</us-gaap:CashAndDueFromBanks>
  <us-gaap:CashAndDueFromBanks unitRef="usd" contextRef="c630_AsOf31Dec2014_HoldingCompanyMember" decimals="-3">7749000</us-gaap:CashAndDueFromBanks>
  <ffic:AvailableForSaleSecuritiesOtherFairValueDisclosure unitRef="usd" contextRef="c629_AsOf31Dec2015_HoldingCompanyMember" decimals="-3">1170000</ffic:AvailableForSaleSecuritiesOtherFairValueDisclosure>
  <ffic:AvailableForSaleSecuritiesOtherFairValueDisclosure unitRef="usd" contextRef="c630_AsOf31Dec2014_HoldingCompanyMember" decimals="-3">1156000</ffic:AvailableForSaleSecuritiesOtherFairValueDisclosure>
  <us-gaap:InterestReceivable unitRef="usd" contextRef="c629_AsOf31Dec2015_HoldingCompanyMember" decimals="-3">4000</us-gaap:InterestReceivable>
  <us-gaap:InterestReceivable unitRef="usd" contextRef="c630_AsOf31Dec2014_HoldingCompanyMember" decimals="-3">4000</us-gaap:InterestReceivable>
  <us-gaap:EquityMethodInvestments unitRef="usd" contextRef="c629_AsOf31Dec2015_HoldingCompanyMember" decimals="-3">502798000</us-gaap:EquityMethodInvestments>
  <us-gaap:EquityMethodInvestments unitRef="usd" contextRef="c630_AsOf31Dec2014_HoldingCompanyMember" decimals="-3">482996000</us-gaap:EquityMethodInvestments>
  <us-gaap:Goodwill unitRef="usd" contextRef="c629_AsOf31Dec2015_HoldingCompanyMember" decimals="-3">2185000</us-gaap:Goodwill>
  <us-gaap:Goodwill unitRef="usd" contextRef="c630_AsOf31Dec2014_HoldingCompanyMember" decimals="-3">2185000</us-gaap:Goodwill>
  <us-gaap:OtherAssets unitRef="usd" contextRef="c629_AsOf31Dec2015_HoldingCompanyMember" decimals="-3">4251000</us-gaap:OtherAssets>
  <us-gaap:OtherAssets unitRef="usd" contextRef="c630_AsOf31Dec2014_HoldingCompanyMember" decimals="-3">4402000</us-gaap:OtherAssets>
  <us-gaap:Assets unitRef="usd" contextRef="c629_AsOf31Dec2015_HoldingCompanyMember" decimals="-3">516062000</us-gaap:Assets>
  <us-gaap:Assets unitRef="usd" contextRef="c630_AsOf31Dec2014_HoldingCompanyMember" decimals="-3">498492000</us-gaap:Assets>
  <ffic:BorrowedFundsFairValueOption unitRef="usd" contextRef="c629_AsOf31Dec2015_HoldingCompanyMember" decimals="-3">29018000</ffic:BorrowedFundsFairValueOption>
  <ffic:BorrowedFundsFairValueOption unitRef="usd" contextRef="c630_AsOf31Dec2014_HoldingCompanyMember" decimals="-3">28770000</ffic:BorrowedFundsFairValueOption>
  <us-gaap:OtherLiabilities unitRef="usd" contextRef="c629_AsOf31Dec2015_HoldingCompanyMember" decimals="-3">13977000</us-gaap:OtherLiabilities>
  <us-gaap:OtherLiabilities unitRef="usd" contextRef="c630_AsOf31Dec2014_HoldingCompanyMember" decimals="-3">13475000</us-gaap:OtherLiabilities>
  <us-gaap:Liabilities unitRef="usd" contextRef="c629_AsOf31Dec2015_HoldingCompanyMember" decimals="-3">42995000</us-gaap:Liabilities>
  <us-gaap:Liabilities unitRef="usd" contextRef="c630_AsOf31Dec2014_HoldingCompanyMember" decimals="-3">42245000</us-gaap:Liabilities>
  <us-gaap:CommonStockValue unitRef="usd" contextRef="c629_AsOf31Dec2015_HoldingCompanyMember" decimals="-3">315000</us-gaap:CommonStockValue>
  <us-gaap:CommonStockValue unitRef="usd" contextRef="c630_AsOf31Dec2014_HoldingCompanyMember" decimals="-3">315000</us-gaap:CommonStockValue>
  <us-gaap:AdditionalPaidInCapital unitRef="usd" contextRef="c629_AsOf31Dec2015_HoldingCompanyMember" decimals="-3">210652000</us-gaap:AdditionalPaidInCapital>
  <us-gaap:AdditionalPaidInCapital unitRef="usd" contextRef="c630_AsOf31Dec2014_HoldingCompanyMember" decimals="-3">206437000</us-gaap:AdditionalPaidInCapital>
  <us-gaap:TreasuryStockValue unitRef="usd" contextRef="c629_AsOf31Dec2015_HoldingCompanyMember" decimals="-3">-48868000</us-gaap:TreasuryStockValue>
  <us-gaap:TreasuryStockValue unitRef="usd" contextRef="c630_AsOf31Dec2014_HoldingCompanyMember" decimals="-3">-37221000</us-gaap:TreasuryStockValue>
  <us-gaap:RetainedEarningsAccumulatedDeficit unitRef="usd" contextRef="c629_AsOf31Dec2015_HoldingCompanyMember" decimals="-3">316530000</us-gaap:RetainedEarningsAccumulatedDeficit>
  <us-gaap:RetainedEarningsAccumulatedDeficit unitRef="usd" contextRef="c630_AsOf31Dec2014_HoldingCompanyMember" decimals="-3">289623000</us-gaap:RetainedEarningsAccumulatedDeficit>
  <us-gaap:AccumulatedOtherComprehensiveIncomeLossNetOfTax unitRef="usd" contextRef="c629_AsOf31Dec2015_HoldingCompanyMember" decimals="-3">-5562000</us-gaap:AccumulatedOtherComprehensiveIncomeLossNetOfTax>
  <us-gaap:AccumulatedOtherComprehensiveIncomeLossNetOfTax unitRef="usd" contextRef="c630_AsOf31Dec2014_HoldingCompanyMember" decimals="-3">-2907000</us-gaap:AccumulatedOtherComprehensiveIncomeLossNetOfTax>
  <us-gaap:StockholdersEquity unitRef="usd" contextRef="c629_AsOf31Dec2015_HoldingCompanyMember" decimals="-3">473067000</us-gaap:StockholdersEquity>
  <us-gaap:StockholdersEquity unitRef="usd" contextRef="c630_AsOf31Dec2014_HoldingCompanyMember" decimals="-3">456247000</us-gaap:StockholdersEquity>
  <us-gaap:LiabilitiesAndStockholdersEquity unitRef="usd" contextRef="c629_AsOf31Dec2015_HoldingCompanyMember" decimals="-3">516062000</us-gaap:LiabilitiesAndStockholdersEquity>
  <us-gaap:LiabilitiesAndStockholdersEquity unitRef="usd" contextRef="c630_AsOf31Dec2014_HoldingCompanyMember" decimals="-3">498492000</us-gaap:LiabilitiesAndStockholdersEquity>
  <ffic:AvailableForSaleSecuritiesOtherFairValueOption unitRef="usd" contextRef="c629_AsOf31Dec2015_HoldingCompanyMember" decimals="-3">872000</ffic:AvailableForSaleSecuritiesOtherFairValueOption>
  <ffic:AvailableForSaleSecuritiesOtherFairValueOption unitRef="usd" contextRef="c630_AsOf31Dec2014_HoldingCompanyMember" decimals="-3">864000</ffic:AvailableForSaleSecuritiesOtherFairValueOption>
  <us-gaap:TreasuryStockShares unitRef="shares" contextRef="c629_AsOf31Dec2015_HoldingCompanyMember" decimals="INF">2700037</us-gaap:TreasuryStockShares>
  <us-gaap:TreasuryStockShares unitRef="shares" contextRef="c630_AsOf31Dec2014_HoldingCompanyMember" decimals="INF">2126772</us-gaap:TreasuryStockShares>
  <us-gaap:ScheduleOfCondensedIncomeStatementTableTextBlock contextRef="c2_From1Jan2015To31Dec2015">&lt;table cellpadding=&quot;0&quot; cellspacing=&quot;0&quot; style=&quot;border-collapse: collapse; width: 100%; font: 10pt Times New Roman, Times, Serif&quot;&gt;

      &lt;tr style=&quot;vertical-align: bottom&quot;&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;padding-bottom: 1pt&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td colspan=&quot;11&quot; style=&quot;text-align: center; border-bottom: Black 1pt solid&quot;&gt;For the years ended December 31,&lt;/td&gt;
      &lt;/tr&gt;
      &lt;tr style=&quot;vertical-align: bottom&quot;&gt;
       &lt;td colspan=&quot;1&quot; style=&quot;font-weight: bold; text-align: left&quot;&gt;Condensed Statements of Income&lt;/td&gt;
       &lt;td style=&quot;padding-bottom: 1pt&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td colspan=&quot;3&quot; style=&quot;text-align: center; border-bottom: Black 1pt solid&quot;&gt;2015&lt;/td&gt;
       &lt;td style=&quot;padding-bottom: 1pt&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td colspan=&quot;3&quot; style=&quot;text-align: center; border-bottom: Black 1pt solid&quot;&gt;2014&lt;/td&gt;
       &lt;td style=&quot;padding-bottom: 1pt&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td colspan=&quot;3&quot; style=&quot;text-align: center; border-bottom: Black 1pt solid&quot;&gt;2013&lt;/td&gt;
      &lt;/tr&gt;
      &lt;tr style=&quot;vertical-align: bottom&quot;&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;font-style: italic&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td colspan=&quot;11&quot; style=&quot;font-style: italic; text-align: center&quot;&gt;(In thousands)&lt;/td&gt;
      &lt;/tr&gt;
      &lt;tr style=&quot;vertical-align: bottom; background-color: rgb(204,238,255)&quot;&gt;
       &lt;td style=&quot;width: 61%; text-align: left&quot;&gt;Dividends from the Bank&lt;/td&gt;
       &lt;td style=&quot;width: 1%&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;width: 1%; text-align: left&quot;&gt;$&lt;/td&gt;
       &lt;td style=&quot;width: 10%; text-align: right&quot;&gt;26,000&lt;/td&gt;
       &lt;td style=&quot;width: 1%; text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;width: 1%&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;width: 1%; text-align: left&quot;&gt;$&lt;/td&gt;
       &lt;td style=&quot;width: 10%; text-align: right&quot;&gt;20,000&lt;/td&gt;
       &lt;td style=&quot;width: 1%; text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;width: 1%&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;width: 1%; text-align: left&quot;&gt;$&lt;/td&gt;
       &lt;td style=&quot;width: 10%; text-align: right&quot;&gt;20,000&lt;/td&gt;
       &lt;td style=&quot;width: 1%; text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;/tr&gt;
      &lt;tr style=&quot;vertical-align: bottom; background-color: White&quot;&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;Interest income&lt;/td&gt;
       &lt;td&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: right&quot;&gt;242&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: right&quot;&gt;512&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: right&quot;&gt;590&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;/tr&gt;
      &lt;tr style=&quot;vertical-align: bottom; background-color: rgb(204,238,255)&quot;&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;Interest expense&lt;/td&gt;
       &lt;td&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: right&quot;&gt;(1,075&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;)&lt;/td&gt;
       &lt;td&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: right&quot;&gt;(1,039&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;)&lt;/td&gt;
       &lt;td&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: right&quot;&gt;(1,066&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;)&lt;/td&gt;
      &lt;/tr&gt;
      &lt;tr style=&quot;vertical-align: bottom; background-color: White&quot;&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;Gain on sale of securities&lt;/td&gt;
       &lt;td&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: right&quot;&gt;-&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: right&quot;&gt;-&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: right&quot;&gt;17&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;/tr&gt;
      &lt;tr style=&quot;vertical-align: bottom; background-color: rgb(204,238,255)&quot;&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;Net gain (loss) from fair value adjustments&lt;/td&gt;
       &lt;td&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: right&quot;&gt;(231&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;)&lt;/td&gt;
       &lt;td&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: right&quot;&gt;779&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: right&quot;&gt;(5,475&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;)&lt;/td&gt;
      &lt;/tr&gt;
      &lt;tr style=&quot;vertical-align: bottom; background-color: White&quot;&gt;
       &lt;td style=&quot;text-align: left; padding-bottom: 1pt&quot;&gt;Other operating expenses&lt;/td&gt;
       &lt;td style=&quot;padding-bottom: 1pt&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;border-bottom: Black 1pt solid; text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;border-bottom: Black 1pt solid; text-align: right&quot;&gt;(1,298&lt;/td&gt;
       &lt;td style=&quot;border-bottom: Black 1pt solid; text-align: left&quot;&gt;)&lt;/td&gt;
       &lt;td style=&quot;padding-bottom: 1pt&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;border-bottom: Black 1pt solid; text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;border-bottom: Black 1pt solid; text-align: right&quot;&gt;(786&lt;/td&gt;
       &lt;td style=&quot;border-bottom: Black 1pt solid; text-align: left&quot;&gt;)&lt;/td&gt;
       &lt;td style=&quot;padding-bottom: 1pt&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;border-bottom: Black 1pt solid; text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;border-bottom: Black 1pt solid; text-align: right&quot;&gt;(621&lt;/td&gt;
       &lt;td style=&quot;border-bottom: Black 1pt solid; text-align: left&quot;&gt;)&lt;/td&gt;
      &lt;/tr&gt;
      &lt;tr style=&quot;vertical-align: bottom; background-color: rgb(204,238,255)&quot;&gt;
       &lt;td style=&quot;text-align: left; padding-left: 10pt&quot;&gt;Income before taxes and equity in undistributed earnings of subsidiary&lt;/td&gt;
       &lt;td&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: right&quot;&gt;23,638&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: right&quot;&gt;19,466&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: right&quot;&gt;13,445&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;/tr&gt;
      &lt;tr style=&quot;vertical-align: bottom; background-color: White&quot;&gt;
       &lt;td style=&quot;text-align: left; padding-bottom: 1pt&quot;&gt;Income tax benefit&lt;/td&gt;
       &lt;td style=&quot;padding-bottom: 1pt&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;border-bottom: Black 1pt solid; text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;border-bottom: Black 1pt solid; text-align: right&quot;&gt;687&lt;/td&gt;
       &lt;td style=&quot;border-bottom: Black 1pt solid; text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;padding-bottom: 1pt&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;border-bottom: Black 1pt solid; text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;border-bottom: Black 1pt solid; text-align: right&quot;&gt;668&lt;/td&gt;
       &lt;td style=&quot;border-bottom: Black 1pt solid; text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;padding-bottom: 1pt&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;border-bottom: Black 1pt solid; text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;border-bottom: Black 1pt solid; text-align: right&quot;&gt;2,857&lt;/td&gt;
       &lt;td style=&quot;border-bottom: Black 1pt solid; text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;/tr&gt;
      &lt;tr style=&quot;vertical-align: bottom; background-color: rgb(204,238,255)&quot;&gt;
       &lt;td style=&quot;text-align: left; padding-left: 10pt&quot;&gt;Income before equity in undistributed earnings of subsidiary&lt;/td&gt;
       &lt;td&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: right&quot;&gt;24,325&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: right&quot;&gt;20,134&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: right&quot;&gt;16,302&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;/tr&gt;
      &lt;tr style=&quot;vertical-align: bottom; background-color: White&quot;&gt;
       &lt;td style=&quot;text-align: left; padding-bottom: 1pt&quot;&gt;Equity in undistributed earnings of the Bank&lt;/td&gt;
       &lt;td style=&quot;padding-bottom: 1pt&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;border-bottom: Black 1pt solid; text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;border-bottom: Black 1pt solid; text-align: right&quot;&gt;21,884&lt;/td&gt;
       &lt;td style=&quot;border-bottom: Black 1pt solid; text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;padding-bottom: 1pt&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;border-bottom: Black 1pt solid; text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;border-bottom: Black 1pt solid; text-align: right&quot;&gt;24,105&lt;/td&gt;
       &lt;td style=&quot;border-bottom: Black 1pt solid; text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;padding-bottom: 1pt&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;border-bottom: Black 1pt solid; text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;border-bottom: Black 1pt solid; text-align: right&quot;&gt;21,450&lt;/td&gt;
       &lt;td style=&quot;border-bottom: Black 1pt solid; text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;/tr&gt;
      &lt;tr style=&quot;vertical-align: bottom; background-color: rgb(204,238,255)&quot;&gt;
       &lt;td style=&quot;font-weight: bold; text-align: left; padding-left: 10pt&quot;&gt;Net income&lt;/td&gt;
       &lt;td&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: right&quot;&gt;46,209&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: right&quot;&gt;44,239&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: right&quot;&gt;37,752&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;/tr&gt;
      &lt;tr style=&quot;vertical-align: bottom; background-color: White&quot;&gt;
       &lt;td style=&quot;text-align: left; padding-bottom: 1pt&quot;&gt;Other comprehensive (loss) income, net of tax&lt;/td&gt;
       &lt;td style=&quot;padding-bottom: 1pt&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;border-bottom: Black 1pt solid; text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;border-bottom: Black 1pt solid; text-align: right&quot;&gt;(2,655&lt;/td&gt;
       &lt;td style=&quot;border-bottom: Black 1pt solid; text-align: left&quot;&gt;)&lt;/td&gt;
       &lt;td style=&quot;padding-bottom: 1pt&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;border-bottom: Black 1pt solid; text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;border-bottom: Black 1pt solid; text-align: right&quot;&gt;8,468&lt;/td&gt;
       &lt;td style=&quot;border-bottom: Black 1pt solid; text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;padding-bottom: 1pt&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;border-bottom: Black 1pt solid; text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;border-bottom: Black 1pt solid; text-align: right&quot;&gt;(23,512&lt;/td&gt;
       &lt;td style=&quot;border-bottom: Black 1pt solid; text-align: left&quot;&gt;)&lt;/td&gt;
      &lt;/tr&gt;
      &lt;tr style=&quot;vertical-align: bottom; background-color: rgb(204,238,255)&quot;&gt;
       &lt;td style=&quot;font-weight: bold; text-align: left; padding-bottom: 2.25pt; padding-left: 10pt&quot;&gt;Comprehensive income&lt;/td&gt;
       &lt;td style=&quot;padding-bottom: 2.25pt&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;border-bottom: Black 2.25pt double; text-align: left&quot;&gt;$&lt;/td&gt;
       &lt;td style=&quot;border-bottom: Black 2.25pt double; text-align: right&quot;&gt;43,554&lt;/td&gt;
       &lt;td style=&quot;border-bottom: Black 2.25pt double; text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;padding-bottom: 2.25pt&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;border-bottom: Black 2.25pt double; text-align: left&quot;&gt;$&lt;/td&gt;
       &lt;td style=&quot;border-bottom: Black 2.25pt double; text-align: right&quot;&gt;52,707&lt;/td&gt;
       &lt;td style=&quot;border-bottom: Black 2.25pt double; text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;padding-bottom: 2.25pt&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;border-bottom: Black 2.25pt double; text-align: left&quot;&gt;$&lt;/td&gt;
       &lt;td style=&quot;border-bottom: Black 2.25pt double; text-align: right&quot;&gt;14,240&lt;/td&gt;
       &lt;td style=&quot;border-bottom: Black 2.25pt double; text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;/tr&gt;

    &lt;/table&gt;</us-gaap:ScheduleOfCondensedIncomeStatementTableTextBlock>
  <us-gaap:EquityMethodInvestmentDividendsOrDistributions unitRef="usd" contextRef="c889_From1Jan2015To31Dec2015_HoldingCompanyMember" decimals="-3">26000000</us-gaap:EquityMethodInvestmentDividendsOrDistributions>
  <us-gaap:EquityMethodInvestmentDividendsOrDistributions unitRef="usd" contextRef="c890_From1Jan2014To31Dec2014_HoldingCompanyMember" decimals="-3">20000000</us-gaap:EquityMethodInvestmentDividendsOrDistributions>
  <us-gaap:EquityMethodInvestmentDividendsOrDistributions unitRef="usd" contextRef="c891_From1Jan2013To31Dec2013_HoldingCompanyMember" decimals="-3">20000000</us-gaap:EquityMethodInvestmentDividendsOrDistributions>
  <us-gaap:InvestmentIncomeInterest unitRef="usd" contextRef="c889_From1Jan2015To31Dec2015_HoldingCompanyMember" decimals="-3">242000</us-gaap:InvestmentIncomeInterest>
  <us-gaap:InvestmentIncomeInterest unitRef="usd" contextRef="c890_From1Jan2014To31Dec2014_HoldingCompanyMember" decimals="-3">512000</us-gaap:InvestmentIncomeInterest>
  <us-gaap:InvestmentIncomeInterest unitRef="usd" contextRef="c891_From1Jan2013To31Dec2013_HoldingCompanyMember" decimals="-3">590000</us-gaap:InvestmentIncomeInterest>
  <us-gaap:InterestExpense unitRef="usd" contextRef="c889_From1Jan2015To31Dec2015_HoldingCompanyMember" decimals="-3">1075000</us-gaap:InterestExpense>
  <us-gaap:InterestExpense unitRef="usd" contextRef="c890_From1Jan2014To31Dec2014_HoldingCompanyMember" decimals="-3">1039000</us-gaap:InterestExpense>
  <us-gaap:InterestExpense unitRef="usd" contextRef="c891_From1Jan2013To31Dec2013_HoldingCompanyMember" decimals="-3">1066000</us-gaap:InterestExpense>
  <us-gaap:GainLossOnSaleOfSecuritiesNet unitRef="usd" contextRef="c891_From1Jan2013To31Dec2013_HoldingCompanyMember" decimals="-3">17000</us-gaap:GainLossOnSaleOfSecuritiesNet>
  <us-gaap:FairValueOptionChangesInFairValueGainLoss1 unitRef="usd" contextRef="c889_From1Jan2015To31Dec2015_HoldingCompanyMember" decimals="-3">-231000</us-gaap:FairValueOptionChangesInFairValueGainLoss1>
  <us-gaap:FairValueOptionChangesInFairValueGainLoss1 unitRef="usd" contextRef="c890_From1Jan2014To31Dec2014_HoldingCompanyMember" decimals="-3">779000</us-gaap:FairValueOptionChangesInFairValueGainLoss1>
  <us-gaap:FairValueOptionChangesInFairValueGainLoss1 unitRef="usd" contextRef="c891_From1Jan2013To31Dec2013_HoldingCompanyMember" decimals="-3">-5475000</us-gaap:FairValueOptionChangesInFairValueGainLoss1>
  <us-gaap:OtherNoninterestExpense unitRef="usd" contextRef="c889_From1Jan2015To31Dec2015_HoldingCompanyMember" decimals="-3">1298000</us-gaap:OtherNoninterestExpense>
  <us-gaap:OtherNoninterestExpense unitRef="usd" contextRef="c890_From1Jan2014To31Dec2014_HoldingCompanyMember" decimals="-3">786000</us-gaap:OtherNoninterestExpense>
  <us-gaap:OtherNoninterestExpense unitRef="usd" contextRef="c891_From1Jan2013To31Dec2013_HoldingCompanyMember" decimals="-3">621000</us-gaap:OtherNoninterestExpense>
  <us-gaap:IncomeLossFromContinuingOperationsBeforeIncomeTaxesMinorityInterestAndIncomeLossFromEquityMethodInvestments unitRef="usd" contextRef="c889_From1Jan2015To31Dec2015_HoldingCompanyMember" decimals="-3">23638000</us-gaap:IncomeLossFromContinuingOperationsBeforeIncomeTaxesMinorityInterestAndIncomeLossFromEquityMethodInvestments>
  <us-gaap:IncomeLossFromContinuingOperationsBeforeIncomeTaxesMinorityInterestAndIncomeLossFromEquityMethodInvestments unitRef="usd" contextRef="c890_From1Jan2014To31Dec2014_HoldingCompanyMember" decimals="-3">19466000</us-gaap:IncomeLossFromContinuingOperationsBeforeIncomeTaxesMinorityInterestAndIncomeLossFromEquityMethodInvestments>
  <us-gaap:IncomeLossFromContinuingOperationsBeforeIncomeTaxesMinorityInterestAndIncomeLossFromEquityMethodInvestments unitRef="usd" contextRef="c891_From1Jan2013To31Dec2013_HoldingCompanyMember" decimals="-3">13445000</us-gaap:IncomeLossFromContinuingOperationsBeforeIncomeTaxesMinorityInterestAndIncomeLossFromEquityMethodInvestments>
  <us-gaap:IncomeTaxExpenseBenefit unitRef="usd" contextRef="c889_From1Jan2015To31Dec2015_HoldingCompanyMember" decimals="-3">687000</us-gaap:IncomeTaxExpenseBenefit>
  <us-gaap:IncomeTaxExpenseBenefit unitRef="usd" contextRef="c890_From1Jan2014To31Dec2014_HoldingCompanyMember" decimals="-3">668000</us-gaap:IncomeTaxExpenseBenefit>
  <us-gaap:IncomeTaxExpenseBenefit unitRef="usd" contextRef="c891_From1Jan2013To31Dec2013_HoldingCompanyMember" decimals="-3">2857000</us-gaap:IncomeTaxExpenseBenefit>
  <ffic:IncomeBeforeEquityInUndistributedEarningsOfSubsidiary unitRef="usd" contextRef="c889_From1Jan2015To31Dec2015_HoldingCompanyMember" decimals="-3">24325000</ffic:IncomeBeforeEquityInUndistributedEarningsOfSubsidiary>
  <ffic:IncomeBeforeEquityInUndistributedEarningsOfSubsidiary unitRef="usd" contextRef="c890_From1Jan2014To31Dec2014_HoldingCompanyMember" decimals="-3">20134000</ffic:IncomeBeforeEquityInUndistributedEarningsOfSubsidiary>
  <ffic:IncomeBeforeEquityInUndistributedEarningsOfSubsidiary unitRef="usd" contextRef="c891_From1Jan2013To31Dec2013_HoldingCompanyMember" decimals="-3">16302000</ffic:IncomeBeforeEquityInUndistributedEarningsOfSubsidiary>
  <us-gaap:IncomeLossFromEquityMethodInvestments unitRef="usd" contextRef="c889_From1Jan2015To31Dec2015_HoldingCompanyMember" decimals="-3">21884000</us-gaap:IncomeLossFromEquityMethodInvestments>
  <us-gaap:IncomeLossFromEquityMethodInvestments unitRef="usd" contextRef="c890_From1Jan2014To31Dec2014_HoldingCompanyMember" decimals="-3">24105000</us-gaap:IncomeLossFromEquityMethodInvestments>
  <us-gaap:IncomeLossFromEquityMethodInvestments unitRef="usd" contextRef="c891_From1Jan2013To31Dec2013_HoldingCompanyMember" decimals="-3">21450000</us-gaap:IncomeLossFromEquityMethodInvestments>
  <us-gaap:NetIncomeLoss unitRef="usd" contextRef="c889_From1Jan2015To31Dec2015_HoldingCompanyMember" decimals="-3">46209000</us-gaap:NetIncomeLoss>
  <us-gaap:NetIncomeLoss unitRef="usd" contextRef="c890_From1Jan2014To31Dec2014_HoldingCompanyMember" decimals="-3">44239000</us-gaap:NetIncomeLoss>
  <us-gaap:NetIncomeLoss unitRef="usd" contextRef="c891_From1Jan2013To31Dec2013_HoldingCompanyMember" decimals="-3">37752000</us-gaap:NetIncomeLoss>
  <us-gaap:OtherComprehensiveIncomeLossNetOfTax unitRef="usd" contextRef="c889_From1Jan2015To31Dec2015_HoldingCompanyMember" decimals="-3">-2655000</us-gaap:OtherComprehensiveIncomeLossNetOfTax>
  <us-gaap:OtherComprehensiveIncomeLossNetOfTax unitRef="usd" contextRef="c890_From1Jan2014To31Dec2014_HoldingCompanyMember" decimals="-3">8468000</us-gaap:OtherComprehensiveIncomeLossNetOfTax>
  <us-gaap:OtherComprehensiveIncomeLossNetOfTax unitRef="usd" contextRef="c891_From1Jan2013To31Dec2013_HoldingCompanyMember" decimals="-3">-23512000</us-gaap:OtherComprehensiveIncomeLossNetOfTax>
  <us-gaap:ComprehensiveIncomeNetOfTax unitRef="usd" contextRef="c889_From1Jan2015To31Dec2015_HoldingCompanyMember" decimals="-3">43554000</us-gaap:ComprehensiveIncomeNetOfTax>
  <us-gaap:ComprehensiveIncomeNetOfTax unitRef="usd" contextRef="c890_From1Jan2014To31Dec2014_HoldingCompanyMember" decimals="-3">52707000</us-gaap:ComprehensiveIncomeNetOfTax>
  <us-gaap:ComprehensiveIncomeNetOfTax unitRef="usd" contextRef="c891_From1Jan2013To31Dec2013_HoldingCompanyMember" decimals="-3">14240000</us-gaap:ComprehensiveIncomeNetOfTax>
  <us-gaap:ScheduleOfCondensedCashFlowStatementTableTextBlock contextRef="c2_From1Jan2015To31Dec2015">&lt;table cellpadding=&quot;0&quot; cellspacing=&quot;0&quot; style=&quot;border-collapse: collapse; width: 100%; font: 10pt Times New Roman, Times, Serif&quot;&gt;

      &lt;tr style=&quot;vertical-align: bottom&quot;&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;padding-bottom: 1pt&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td colspan=&quot;11&quot; style=&quot;text-align: center; border-bottom: Black 1pt solid&quot;&gt;For the years ended December 31,&lt;/td&gt;
      &lt;/tr&gt;
      &lt;tr style=&quot;vertical-align: bottom&quot;&gt;
       &lt;td colspan=&quot;1&quot; style=&quot;font-weight: bold; text-align: left&quot;&gt;Condensed Statements of Cash Flows&lt;/td&gt;
       &lt;td style=&quot;padding-bottom: 1pt&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td colspan=&quot;3&quot; style=&quot;text-align: center; border-bottom: Black 1pt solid&quot;&gt;2015&lt;/td&gt;
       &lt;td style=&quot;padding-bottom: 1pt&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td colspan=&quot;3&quot; style=&quot;text-align: center; border-bottom: Black 1pt solid&quot;&gt;2014&lt;/td&gt;
       &lt;td style=&quot;padding-bottom: 1pt&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td colspan=&quot;3&quot; style=&quot;text-align: center; border-bottom: Black 1pt solid&quot;&gt;2013&lt;/td&gt;
      &lt;/tr&gt;
      &lt;tr style=&quot;vertical-align: bottom&quot;&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;font-style: italic&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td colspan=&quot;11&quot; style=&quot;font-style: italic; text-align: center&quot;&gt;(In thousands)&lt;/td&gt;
      &lt;/tr&gt;
      &lt;tr style=&quot;vertical-align: bottom; background-color: rgb(204,238,255)&quot;&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;Operating activities:&lt;/td&gt;
       &lt;td&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: right&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: right&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: right&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;/tr&gt;
      &lt;tr style=&quot;vertical-align: bottom; background-color: White&quot;&gt;
       &lt;td style=&quot;width: 61%; text-align: left; padding-left: 10pt&quot;&gt;Net income&lt;/td&gt;
       &lt;td style=&quot;width: 1%&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;width: 1%; text-align: left&quot;&gt;$&lt;/td&gt;
       &lt;td style=&quot;width: 10%; text-align: right&quot;&gt;46,209&lt;/td&gt;
       &lt;td style=&quot;width: 1%; text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;width: 1%&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;width: 1%; text-align: left&quot;&gt;$&lt;/td&gt;
       &lt;td style=&quot;width: 10%; text-align: right&quot;&gt;44,239&lt;/td&gt;
       &lt;td style=&quot;width: 1%; text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;width: 1%&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;width: 1%; text-align: left&quot;&gt;$&lt;/td&gt;
       &lt;td style=&quot;width: 10%; text-align: right&quot;&gt;37,752&lt;/td&gt;
       &lt;td style=&quot;width: 1%; text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;/tr&gt;
      &lt;tr style=&quot;vertical-align: bottom; background-color: rgb(204,238,255)&quot;&gt;
       &lt;td style=&quot;text-align: left; padding-left: 10pt&quot;&gt;Adjustments to reconcile net income to net cash provided by operating activities:&lt;/td&gt;
       &lt;td&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: right&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: right&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: right&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;/tr&gt;
      &lt;tr style=&quot;vertical-align: bottom; background-color: White&quot;&gt;
       &lt;td style=&quot;text-align: left; padding-left: 20pt&quot;&gt;Equity in undistributed earnings of the Bank&lt;/td&gt;
       &lt;td&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: right&quot;&gt;(21,884&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;)&lt;/td&gt;
       &lt;td&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: right&quot;&gt;(24,105&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;)&lt;/td&gt;
       &lt;td&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: right&quot;&gt;(21,450&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;)&lt;/td&gt;
      &lt;/tr&gt;
      &lt;tr style=&quot;vertical-align: bottom; background-color: rgb(204,238,255)&quot;&gt;
       &lt;td style=&quot;text-align: left; padding-left: 20pt&quot;&gt;Net gain on sale of securities&lt;/td&gt;
       &lt;td&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: right&quot;&gt;-&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: right&quot;&gt;-&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: right&quot;&gt;(17&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;)&lt;/td&gt;
      &lt;/tr&gt;
      &lt;tr style=&quot;vertical-align: bottom; background-color: White&quot;&gt;
       &lt;td style=&quot;text-align: left; padding-left: 20pt&quot;&gt;Deferred income tax (benefit) provision&lt;/td&gt;
       &lt;td&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: right&quot;&gt;575&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: right&quot;&gt;17&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: right&quot;&gt;(2,348&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;)&lt;/td&gt;
      &lt;/tr&gt;
      &lt;tr style=&quot;vertical-align: bottom; background-color: rgb(204,238,255)&quot;&gt;
       &lt;td style=&quot;text-align: left; padding-left: 20pt&quot;&gt;Fair value adjustments for financial assets and financial liabilities&lt;/td&gt;
       &lt;td&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: right&quot;&gt;231&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: right&quot;&gt;(779&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;)&lt;/td&gt;
       &lt;td&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: right&quot;&gt;5,475&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;/tr&gt;
      &lt;tr style=&quot;vertical-align: bottom; background-color: White&quot;&gt;
       &lt;td style=&quot;text-align: left; padding-left: 20pt&quot;&gt;Stock based compensation expense&lt;/td&gt;
       &lt;td&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: right&quot;&gt;4,676&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: right&quot;&gt;4,246&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: right&quot;&gt;3,068&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;/tr&gt;
      &lt;tr style=&quot;vertical-align: bottom; background-color: rgb(204,238,255)&quot;&gt;
       &lt;td style=&quot;text-align: left; padding-bottom: 1pt; padding-left: 10pt&quot;&gt;Net change in operating assets and liabilities&lt;/td&gt;
       &lt;td style=&quot;padding-bottom: 1pt&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;border-bottom: Black 1pt solid; text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;border-bottom: Black 1pt solid; text-align: right&quot;&gt;2,174&lt;/td&gt;
       &lt;td style=&quot;border-bottom: Black 1pt solid; text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;padding-bottom: 1pt&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;border-bottom: Black 1pt solid; text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;border-bottom: Black 1pt solid; text-align: right&quot;&gt;2,088&lt;/td&gt;
       &lt;td style=&quot;border-bottom: Black 1pt solid; text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;padding-bottom: 1pt&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;border-bottom: Black 1pt solid; text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;border-bottom: Black 1pt solid; text-align: right&quot;&gt;1,746&lt;/td&gt;
       &lt;td style=&quot;border-bottom: Black 1pt solid; text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;/tr&gt;
      &lt;tr style=&quot;vertical-align: bottom; background-color: White&quot;&gt;
       &lt;td style=&quot;text-align: left; padding-bottom: 1pt; padding-left: 20pt&quot;&gt;Net cash provided by operating activities&lt;/td&gt;
       &lt;td style=&quot;padding-bottom: 1pt&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;border-bottom: Black 1pt solid; text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;border-bottom: Black 1pt solid; text-align: right&quot;&gt;31,981&lt;/td&gt;
       &lt;td style=&quot;border-bottom: Black 1pt solid; text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;padding-bottom: 1pt&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;border-bottom: Black 1pt solid; text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;border-bottom: Black 1pt solid; text-align: right&quot;&gt;25,706&lt;/td&gt;
       &lt;td style=&quot;border-bottom: Black 1pt solid; text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;padding-bottom: 1pt&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;border-bottom: Black 1pt solid; text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;border-bottom: Black 1pt solid; text-align: right&quot;&gt;24,226&lt;/td&gt;
       &lt;td style=&quot;border-bottom: Black 1pt solid; text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;/tr&gt;
      &lt;tr style=&quot;vertical-align: bottom; background-color: rgb(204,238,255)&quot;&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: right&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: right&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: right&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;/tr&gt;
      &lt;tr style=&quot;vertical-align: bottom; background-color: White&quot;&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;Investing activities:&lt;/td&gt;
       &lt;td&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: right&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: right&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: right&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;/tr&gt;
      &lt;tr style=&quot;vertical-align: bottom; background-color: rgb(204,238,255)&quot;&gt;
       &lt;td style=&quot;text-align: left; padding-left: 10pt&quot;&gt;Purchases of securities available for sale&lt;/td&gt;
       &lt;td&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: right&quot;&gt;-&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: right&quot;&gt;(22&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;)&lt;/td&gt;
       &lt;td&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: right&quot;&gt;(23&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;)&lt;/td&gt;
      &lt;/tr&gt;
      &lt;tr style=&quot;vertical-align: bottom; background-color: White&quot;&gt;
       &lt;td style=&quot;text-align: left; padding-bottom: 1pt; padding-left: 10pt&quot;&gt;Proceeds from sales and calls of securities available for sale&lt;/td&gt;
       &lt;td style=&quot;padding-bottom: 1pt&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;border-bottom: Black 1pt solid; text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;border-bottom: Black 1pt solid; text-align: right&quot;&gt;-&lt;/td&gt;
       &lt;td style=&quot;border-bottom: Black 1pt solid; text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;padding-bottom: 1pt&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;border-bottom: Black 1pt solid; text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;border-bottom: Black 1pt solid; text-align: right&quot;&gt;1,699&lt;/td&gt;
       &lt;td style=&quot;border-bottom: Black 1pt solid; text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;padding-bottom: 1pt&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;border-bottom: Black 1pt solid; text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;border-bottom: Black 1pt solid; text-align: right&quot;&gt;517&lt;/td&gt;
       &lt;td style=&quot;border-bottom: Black 1pt solid; text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;/tr&gt;
      &lt;tr style=&quot;vertical-align: bottom; background-color: rgb(204,238,255)&quot;&gt;
       &lt;td style=&quot;text-align: left; padding-bottom: 1pt; padding-left: 20pt&quot;&gt;Net cash provided by investing activities&lt;/td&gt;
       &lt;td style=&quot;padding-bottom: 1pt&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;border-bottom: Black 1pt solid; text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;border-bottom: Black 1pt solid; text-align: right&quot;&gt;-&lt;/td&gt;
       &lt;td style=&quot;border-bottom: Black 1pt solid; text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;padding-bottom: 1pt&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;border-bottom: Black 1pt solid; text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;border-bottom: Black 1pt solid; text-align: right&quot;&gt;1,677&lt;/td&gt;
       &lt;td style=&quot;border-bottom: Black 1pt solid; text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;padding-bottom: 1pt&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;border-bottom: Black 1pt solid; text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;border-bottom: Black 1pt solid; text-align: right&quot;&gt;494&lt;/td&gt;
       &lt;td style=&quot;border-bottom: Black 1pt solid; text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;/tr&gt;
      &lt;tr style=&quot;vertical-align: bottom; background-color: White&quot;&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: right&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: right&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: right&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;/tr&gt;
      &lt;tr style=&quot;vertical-align: bottom; background-color: rgb(204,238,255)&quot;&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;Financing activities:&lt;/td&gt;
       &lt;td&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: right&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: right&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: right&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;/tr&gt;
      &lt;tr style=&quot;vertical-align: bottom; background-color: White&quot;&gt;
       &lt;td style=&quot;text-align: left; padding-left: 10pt&quot;&gt;Purchase of treasury stock&lt;/td&gt;
       &lt;td&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: right&quot;&gt;(15,605&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;)&lt;/td&gt;
       &lt;td&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: right&quot;&gt;(18,872&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;)&lt;/td&gt;
       &lt;td&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: right&quot;&gt;(14,151&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;)&lt;/td&gt;
      &lt;/tr&gt;
      &lt;tr style=&quot;vertical-align: bottom; background-color: rgb(204,238,255)&quot;&gt;
       &lt;td style=&quot;text-align: left; padding-left: 10pt&quot;&gt;Cash dividends paid&lt;/td&gt;
       &lt;td&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: right&quot;&gt;(18,616&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;)&lt;/td&gt;
       &lt;td&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: right&quot;&gt;(17,852&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;)&lt;/td&gt;
       &lt;td&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: right&quot;&gt;(15,618&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;)&lt;/td&gt;
      &lt;/tr&gt;
      &lt;tr style=&quot;vertical-align: bottom; background-color: White&quot;&gt;
       &lt;td style=&quot;text-align: left; padding-bottom: 1pt; padding-left: 10pt&quot;&gt;Stock options exercised&lt;/td&gt;
       &lt;td style=&quot;padding-bottom: 1pt&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;border-bottom: Black 1pt solid; text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;border-bottom: Black 1pt solid; text-align: right&quot;&gt;145&lt;/td&gt;
       &lt;td style=&quot;border-bottom: Black 1pt solid; text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;padding-bottom: 1pt&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;border-bottom: Black 1pt solid; text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;border-bottom: Black 1pt solid; text-align: right&quot;&gt;565&lt;/td&gt;
       &lt;td style=&quot;border-bottom: Black 1pt solid; text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;padding-bottom: 1pt&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;border-bottom: Black 1pt solid; text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;border-bottom: Black 1pt solid; text-align: right&quot;&gt;533&lt;/td&gt;
       &lt;td style=&quot;border-bottom: Black 1pt solid; text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
      &lt;/tr&gt;
      &lt;tr style=&quot;vertical-align: bottom; background-color: rgb(204,238,255)&quot;&gt;
       &lt;td style=&quot;text-align: left; padding-bottom: 1pt; padding-left: 20pt&quot;&gt;Net cash used in&amp;nbsp;&amp;nbsp;financing activities&lt;/td&gt;
       &lt;td style=&quot;padding-bottom: 1pt&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;border-bottom: Black 1pt solid; text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;border-bottom: Black 1pt solid; text-align: right&quot;&gt;(34,076&lt;/td&gt;
       &lt;td style=&quot;border-bottom: Black 1pt solid; text-align: left&quot;&gt;)&lt;/td&gt;
       &lt;td style=&quot;padding-bottom: 1pt&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;border-bottom: Black 1pt solid; text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;border-bottom: Black 1pt solid; text-align: right&quot;&gt;(36,159&lt;/td&gt;
       &lt;td style=&quot;border-bottom: Black 1pt solid; text-align: left&quot;&gt;)&lt;/td&gt;
       &lt;td style=&quot;padding-bottom: 1pt&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;border-bottom: Black 1pt solid; text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;border-bottom: Black 1pt solid; text-align: right&quot;&gt;(29,236&lt;/td&gt;
       &lt;td style=&quot;border-bottom: Black 1pt solid; text-align: left&quot;&gt;)&lt;/td&gt;
      &lt;/tr&gt;
      &lt;tr style=&quot;vertical-align: bottom; background-color: White&quot;&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td&gt;&amp;nbsp;&lt;/td&gt;
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       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
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       &lt;td style=&quot;text-align: left&quot;&gt;Net decrease in cash and cash equivalents&lt;/td&gt;
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       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: right&quot;&gt;(2,095&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;)&lt;/td&gt;
       &lt;td&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: right&quot;&gt;(8,776&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;)&lt;/td&gt;
       &lt;td&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;text-align: right&quot;&gt;(4,516&lt;/td&gt;
       &lt;td style=&quot;text-align: left&quot;&gt;)&lt;/td&gt;
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       &lt;td style=&quot;border-bottom: Black 1pt solid; text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
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       &lt;td style=&quot;border-bottom: Black 1pt solid; text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;border-bottom: Black 1pt solid; text-align: right&quot;&gt;16,525&lt;/td&gt;
       &lt;td style=&quot;border-bottom: Black 1pt solid; text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;padding-bottom: 1pt&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;border-bottom: Black 1pt solid; text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;border-bottom: Black 1pt solid; text-align: right&quot;&gt;21,041&lt;/td&gt;
       &lt;td style=&quot;border-bottom: Black 1pt solid; text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
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       &lt;td style=&quot;text-align: left; padding-bottom: 2.25pt&quot;&gt;Cash and cash equivalents, end of year&lt;/td&gt;
       &lt;td style=&quot;padding-bottom: 2.25pt&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;border-bottom: Black 2.25pt double; text-align: left&quot;&gt;$&lt;/td&gt;
       &lt;td style=&quot;border-bottom: Black 2.25pt double; text-align: right&quot;&gt;5,654&lt;/td&gt;
       &lt;td style=&quot;border-bottom: Black 2.25pt double; text-align: left&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;padding-bottom: 2.25pt&quot;&gt;&amp;nbsp;&lt;/td&gt;
       &lt;td style=&quot;border-bottom: Black 2.25pt double; text-align: left&quot;&gt;$&lt;/td&gt;
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      <link:roleType roleURI="http://flushingbank.com/role/Note15CommitmentsandContingencies" id="ffic_r_Note15CommitmentsandContingencies">
        <link:definition>022 - Disclosure - Note 15 - Commitments and Contingencies</link:definition>
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      <link:roleType roleURI="http://flushingbank.com/role/Note16ConcentrationofCreditRisk" id="ffic_r_Note16ConcentrationofCreditRisk">
        <link:definition>023 - Disclosure - Note 16 - Concentration of Credit Risk</link:definition>
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        <link:definition>024 - Disclosure - Note 17 - Related Party Transactions</link:definition>
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        <link:usedOn>link:definitionLink</link:usedOn>
        <link:usedOn>link:calculationLink</link:usedOn>
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        <link:definition>025 - Disclosure - Note 18 - Fair Value of Financial Instruments</link:definition>
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        <link:usedOn>link:definitionLink</link:usedOn>
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        <link:definition>026 - Disclosure - Note 19 - Derivative Financial Instruments</link:definition>
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        <link:usedOn>link:definitionLink</link:usedOn>
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        <link:definition>027 - Disclosure - Note 20 - New Authoritative Accounting Pronouncements</link:definition>
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        <link:usedOn>link:definitionLink</link:usedOn>
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      <link:roleType roleURI="http://flushingbank.com/role/Note21QuarterlyFinancialDataunaudited" id="ffic_r_Note21QuarterlyFinancialDataunaudited">
        <link:definition>028 - Disclosure - Note 21 - Quarterly Financial Data (unaudited)</link:definition>
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        <link:usedOn>link:definitionLink</link:usedOn>
        <link:usedOn>link:calculationLink</link:usedOn>
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      <link:roleType roleURI="http://flushingbank.com/role/Note22ParentCompanyOnlyFinancialInformation" id="ffic_r_Note22ParentCompanyOnlyFinancialInformation">
        <link:definition>029 - Disclosure - Note 22 - Parent Company Only Financial Information</link:definition>
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        <link:usedOn>link:definitionLink</link:usedOn>
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      </link:roleType>
      <link:roleType roleURI="http://flushingbank.com/role/AccountingPoliciesByPolicy" id="ffic_r_AccountingPoliciesByPolicy">
        <link:definition>030 - Disclosure - Accounting Policies, by Policy (Policies)</link:definition>
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        <link:usedOn>link:definitionLink</link:usedOn>
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      </link:roleType>
      <link:roleType roleURI="http://flushingbank.com/role/Note2SummaryofSignificantAccountingPoliciesTables" id="ffic_r_Note2SummaryofSignificantAccountingPoliciesTables">
        <link:definition>031 - Disclosure - Note 2 - Summary of Significant Accounting Policies (Tables)</link:definition>
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        <link:usedOn>link:definitionLink</link:usedOn>
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      <link:roleType roleURI="http://flushingbank.com/role/Note3LoansandAllowanceforLoanLossesTables" id="ffic_r_Note3LoansandAllowanceforLoanLossesTables">
        <link:definition>032 - Disclosure - Note 3 - Loans and Allowance for Loan Losses (Tables)</link:definition>
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        <link:usedOn>link:definitionLink</link:usedOn>
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        <link:definition>033 - Disclosure - Note 4 - Loans Held for Sale (Tables)</link:definition>
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      </link:roleType>
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        <link:definition>034 - Disclosure - Note 5 - Other Real Estate Owned (Tables)</link:definition>
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        <link:definition>035 - Disclosure - Note 6 - Debt and Equity Securities (Tables)</link:definition>
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        <link:usedOn>link:definitionLink</link:usedOn>
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      <link:roleType roleURI="http://flushingbank.com/role/Note7BankPremisesandEquipmentNetTables" id="ffic_r_Note7BankPremisesandEquipmentNetTables">
        <link:definition>036 - Disclosure - Note 7 - Bank Premises and Equipment, Net (Tables)</link:definition>
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        <link:definition>037 - Disclosure - Note 8 - Deposits (Tables)</link:definition>
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      <link:roleType roleURI="http://flushingbank.com/role/Note9BorrowedFundsandSecuritiesSoldUnderAgreementstoRepurchaseTables" id="ffic_r_Note9BorrowedFundsandSecuritiesSoldUnderAgreementstoRepurchaseTables">
        <link:definition>038 - Disclosure - Note 9 - Borrowed Funds and Securities Sold Under Agreements to Repurchase (Tables)</link:definition>
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        <link:definition>039 - Disclosure - Note 10 - Income Taxes (Tables)</link:definition>
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        <link:definition>040 - Disclosure - Note 11 - Stock-Based Compensation (Tables)</link:definition>
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        <link:definition>041 - Disclosure - Note 12 - Pension and Other Postretirement Benefit Plans (Tables)</link:definition>
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        <link:definition>045 - Disclosure - Note 18 - Fair Value of Financial Instruments (Tables)</link:definition>
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        <link:definition>046 - Disclosure - Note 19 - Derivative Financial Instruments (Tables)</link:definition>
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        <link:definition>048 - Disclosure - Note 22 - Parent Company Only Financial Information (Tables)</link:definition>
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        <link:definition>049 - Disclosure - Note 2 - Summary of Significant Accounting Policies (Details)</link:definition>
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        <link:definition>050 - Disclosure - Note 2 - Summary of Significant Accounting Policies (Details) - Earnings Per Common Share</link:definition>
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        <link:definition>051 - Disclosure - Note 3 - Loans and Allowance for Loan Losses (Details)</link:definition>
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        <link:definition>052 - Disclosure - Note 3 - Loans and Allowance for Loan Losses (Details) - The Composition of Loans is as Follows</link:definition>
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        <link:definition>053 - Disclosure - Note 3 - Loans and Allowance for Loan Losses (Details) - Loans Modified and Classified as TDR</link:definition>
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        <link:definition>054 - Disclosure - Note 3 - Loans and Allowance for Loan Losses (Details) - Troubled Debt Restructurings That Are Performing According to Their Restructured Terms</link:definition>
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        <link:definition>055 - Disclosure - Note 3 - Loans and Allowance for Loan Losses (Details) - Troubled Debt Restructurings That Are Not Performing According to Their Restructured Terms</link:definition>
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        <link:definition>056 - Disclosure - Note 3 - Loans and Allowance for Loan Losses (Details) - Non-performing Loans</link:definition>
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        <link:definition>057 - Disclosure - Note 3 - Loans and Allowance for Loan Losses (Details) - Summary of Interest Foregone on Non-Accrual Loans and Loans Classified as TDR</link:definition>
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        <link:definition>058 - Disclosure - Note 3 - Loans and Allowance for Loan Losses (Details) - Age Analysis of Recorded Investment in Loans</link:definition>
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        <link:definition>059 - Disclosure - Note 3 - Loans and Allowance for Loan Losses (Details) - Activity in the Allowance for Loan Losses</link:definition>
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        <link:definition>060 - Disclosure - Note 3 - Loans and Allowance for Loan Losses (Details) - Impaired Loans</link:definition>
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        <link:definition>061 - Disclosure - Note 3 - Loans and Allowance for Loan Losses (Details) - Loans Designated as Criticized or Classified</link:definition>
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        <link:definition>063 - Disclosure - Note 4 - Loans Held for Sale (Details) - Delinquent and Non-Performing Loans Sold During the Period</link:definition>
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        <link:definition>064 - Disclosure - Note 5 - Other Real Estate Owned (Details)</link:definition>
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        <link:definition>066 - Disclosure - Note 5 - Other Real Estate Owned (Details) - Gross Gains, Gross Losses and Write-Downs of Oreo Reported in the Consolidated Statements of Income</link:definition>
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        <link:definition>068 - Disclosure - Note 6 - Debt and Equity Securities (Details) - Amortized Cost and Fair Value of Securities Available For Sale</link:definition>
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        <link:definition>069 - Disclosure - Note 6 - Debt and Equity Securities (Details) - Securities Available For Sale and Held-to-Maturity by Contractual Maturity</link:definition>
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        <link:definition>070 - Disclosure - Note 6 - Debt and Equity Securities (Details) - Available for Sale Securities With Gross Unrealized Losses and Their Fair Value</link:definition>
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        <link:definition>071 - Disclosure - Note 6 - Debt and Equity Securities (Details) - Credit Loss Component Recognized in Earnings on Debt Securities for Which a Portion of OTTI Was Recognized in AOCI</link:definition>
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        <link:definition>072 - Disclosure - Note 6 - Debt and Equity Securities (Details) - Gross Gains and Gross Losses Realized From the Sale of Securities</link:definition>
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        <link:definition>073 - Disclosure - Note 7 - Bank Premises and Equipment, Net (Details)</link:definition>
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        <link:definition>074 - Disclosure - Note 7 - Bank Premises and Equipment, Net (Details) - Bank Premises and Equipment</link:definition>
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  <xs:element name="OperatingActivitiesAbstract0" type="xbrli:stringItemType" abstract="true" xbrli:periodType="duration" nillable="true" substitutionGroup="xbrli:item" id="ffic_OperatingActivitiesAbstract0"/>
  <xs:element name="AdjustmentsToReconcileNetIncomeToNetCashProvidedByOperatingActivitiesAbstract0" type="xbrli:stringItemType" abstract="true" xbrli:periodType="duration" nillable="true" substitutionGroup="xbrli:item" id="ffic_AdjustmentsToReconcileNetIncomeToNetCashProvidedByOperatingActivitiesAbstract0"/>
  <xs:element name="InvestingActivitiesAbstract0" type="xbrli:stringItemType" abstract="true" xbrli:periodType="duration" nillable="true" substitutionGroup="xbrli:item" id="ffic_InvestingActivitiesAbstract0"/>
  <xs:element name="FinancingActivitiesAbstract0" type="xbrli:stringItemType" abstract="true" xbrli:periodType="duration" nillable="true" substitutionGroup="xbrli:item" id="ffic_FinancingActivitiesAbstract0"/>
  <xs:element name="AvailableForSaleSecuritiesOtherFairValueDisclosure" type="xbrli:monetaryItemType" abstract="false" xbrli:periodType="instant" xbrli:balance="debit" nillable="true" substitutionGroup="xbrli:item" id="ffic_AvailableForSaleSecuritiesOtherFairValueDisclosure"/>
  <xs:element name="MortgagebackedSecuritiesAvailableForSaleFairValueOption" type="xbrli:monetaryItemType" abstract="false" xbrli:periodType="instant" xbrli:balance="debit" nillable="true" substitutionGroup="xbrli:item" id="ffic_MortgagebackedSecuritiesAvailableForSaleFairValueOption"/>
  <xs:element name="AvailableForSaleSecuritiesOtherFairValueOption" type="xbrli:monetaryItemType" abstract="false" xbrli:periodType="instant" xbrli:balance="debit" nillable="true" substitutionGroup="xbrli:item" id="ffic_AvailableForSaleSecuritiesOtherFairValueOption"/>
  <xs:element name="BorrowedFundsFairValueOption" type="xbrli:monetaryItemType" abstract="false" xbrli:periodType="instant" xbrli:balance="credit" nillable="true" substitutionGroup="xbrli:item" id="ffic_BorrowedFundsFairValueOption"/>
  <xs:element name="FederalHomeLoanBankStockDividends" type="xbrli:monetaryItemType" abstract="false" xbrli:periodType="duration" xbrli:balance="credit" nillable="true" substitutionGroup="xbrli:item" id="ffic_FederalHomeLoanBankStockDividends"/>
  <xs:element name="OTTIReclassification" type="xbrli:monetaryItemType" abstract="false" xbrli:periodType="duration" xbrli:balance="credit" nillable="true" substitutionGroup="xbrli:item" id="ffic_OTTIReclassification"/>
  <xs:element name="TreasuryStockRepurchaseDomain" type="nonnum:domainItemType" abstract="false" xbrli:periodType="duration" nillable="true" substitutionGroup="xbrli:item" id="ffic_TreasuryStockRepurchaseDomain"/>
  <xs:element name="ProceedsFromSalesAndCallsOfAvailableForSaleSecurities" type="xbrli:monetaryItemType" abstract="false" xbrli:periodType="duration" xbrli:balance="debit" nillable="true" substitutionGroup="xbrli:item" id="ffic_ProceedsFromSalesAndCallsOfAvailableForSaleSecurities"/>
  <xs:element name="NetIncreaseDecreaseInAdvancePaymentsByBorrowersForTaxesAndInsurance1" type="xbrli:monetaryItemType" abstract="false" xbrli:periodType="duration" xbrli:balance="credit" nillable="true" substitutionGroup="xbrli:item" id="ffic_NetIncreaseDecreaseInAdvancePaymentsByBorrowersForTaxesAndInsurance1"/>
  <xs:element name="IncomeTaxesPaidIfExcessTaxBenefitsExpenseWereNotTaxDeductibleTaxable" type="xbrli:monetaryItemType" abstract="false" xbrli:periodType="duration" xbrli:balance="credit" nillable="true" substitutionGroup="xbrli:item" id="ffic_IncomeTaxesPaidIfExcessTaxBenefitsExpenseWereNotTaxDeductibleTaxable"/>
  <xs:element name="TransferFromAvailableForSaleSecurityToHeldToMaturity" type="xbrli:monetaryItemType" abstract="false" xbrli:periodType="duration" xbrli:balance="debit" nillable="true" substitutionGroup="xbrli:item" id="ffic_TransferFromAvailableForSaleSecurityToHeldToMaturity"/>
  <xs:element name="LoansHeldForSaleTextBlock" type="nonnum:textBlockItemType" abstract="false" xbrli:periodType="duration" nillable="true" substitutionGroup="xbrli:item" id="ffic_LoansHeldForSaleTextBlock"/>
  <xs:element name="BankOwnedLifeInsurancePolicyPolicyTextBlock" type="nonnum:textBlockItemType" abstract="false" xbrli:periodType="duration" nillable="true" substitutionGroup="xbrli:item" id="ffic_BankOwnedLifeInsurancePolicyPolicyTextBlock"/>
  <xs:element name="FederalHomeLoanBankStockPolicyPolicyTextBlock" type="nonnum:textBlockItemType" abstract="false" xbrli:periodType="duration" nillable="true" substitutionGroup="xbrli:item" id="ffic_FederalHomeLoanBankStockPolicyPolicyTextBlock"/>
  <xs:element name="TreasuryStockPolicyTextBlock" type="nonnum:textBlockItemType" abstract="false" xbrli:periodType="duration" nillable="true" substitutionGroup="xbrli:item" id="ffic_TreasuryStockPolicyTextBlock"/>
  <xs:element name="ScheduleOfInterestForegoneOnNonAccrualAndTDRLoansTableTextBlock" type="nonnum:textBlockItemType" abstract="false" xbrli:periodType="duration" nillable="true" substitutionGroup="xbrli:item" id="ffic_ScheduleOfInterestForegoneOnNonAccrualAndTDRLoansTableTextBlock"/>
  <xs:element name="Note3LoansandAllowanceforLoanLossesTablesTable" type="xbrli:stringItemType" abstract="true" xbrli:periodType="duration" nillable="true" substitutionGroup="xbrldt:hypercubeItem" id="ffic_Note3LoansandAllowanceforLoanLossesTablesTable"/>
  <xs:element name="Note3LoansandAllowanceforLoanLossesTablesLineItems" type="xbrli:stringItemType" abstract="true" xbrli:periodType="duration" nillable="true" substitutionGroup="xbrli:item" id="ffic_Note3LoansandAllowanceforLoanLossesTablesLineItems"/>
  <xs:element name="DelinquentAndNonPerformingLoansSoldDuringPeriodTableTextBlock" type="nonnum:textBlockItemType" abstract="false" xbrli:periodType="duration" nillable="true" substitutionGroup="xbrli:item" id="ffic_DelinquentAndNonPerformingLoansSoldDuringPeriodTableTextBlock"/>
  <xs:element name="GrossGainsGrossLossesAndWriteDownsOfOREOTableTextBlock" type="nonnum:textBlockItemType" abstract="false" xbrli:periodType="duration" nillable="true" substitutionGroup="xbrli:item" id="ffic_GrossGainsGrossLossesAndWriteDownsOfOREOTableTextBlock"/>
  <xs:element name="ScheduleOfDepositsAndWeightedAverageRateOnDepositsTableTextBlock" type="nonnum:textBlockItemType" abstract="false" xbrli:periodType="duration" nillable="true" substitutionGroup="xbrli:item" id="ffic_ScheduleOfDepositsAndWeightedAverageRateOnDepositsTableTextBlock"/>
  <xs:element name="ScheduleOfInterestExpenseOnDepositsTableTextBlock" type="nonnum:textBlockItemType" abstract="false" xbrli:periodType="duration" nillable="true" substitutionGroup="xbrli:item" id="ffic_ScheduleOfInterestExpenseOnDepositsTableTextBlock"/>
  <xs:element name="ScheduleOfRemainingMaturitiesOfCertificatesOfDepositAccountsTableTextBlock" type="nonnum:textBlockItemType" abstract="false" xbrli:periodType="duration" nillable="true" substitutionGroup="xbrli:item" id="ffic_ScheduleOfRemainingMaturitiesOfCertificatesOfDepositAccountsTableTextBlock"/>
  <xs:element name="ScheduleOfBorrowingsWhichHaveCallProvisionsTableTextBlock" type="nonnum:textBlockItemType" abstract="false" xbrli:periodType="duration" nillable="true" substitutionGroup="xbrli:item" id="ffic_ScheduleOfBorrowingsWhichHaveCallProvisionsTableTextBlock"/>
  <xs:element name="InformationRelatingToCollateralizedRepurchaseAgreementsTableTextBlock" type="nonnum:textBlockItemType" abstract="false" xbrli:periodType="duration" nillable="true" substitutionGroup="xbrli:item" id="ffic_InformationRelatingToCollateralizedRepurchaseAgreementsTableTextBlock"/>
  <xs:element name="TermsOfSecuritiesIssuedByTrustsTableTextBlock" type="nonnum:textBlockItemType" abstract="false" xbrli:periodType="duration" nillable="true" substitutionGroup="xbrli:item" id="ffic_TermsOfSecuritiesIssuedByTrustsTableTextBlock"/>
  <xs:element name="Note11StockBasedCompensationTablesTable" type="xbrli:stringItemType" abstract="true" xbrli:periodType="duration" nillable="true" substitutionGroup="xbrldt:hypercubeItem" id="ffic_Note11StockBasedCompensationTablesTable"/>
  <xs:element name="Note11StockBasedCompensationTablesLineItems" type="xbrli:stringItemType" abstract="true" xbrli:periodType="duration" nillable="true" substitutionGroup="xbrli:item" id="ffic_Note11StockBasedCompensationTablesLineItems"/>
  <xs:element name="ScheduleOfEmployeeBenefitTrustSharesTableTextBlock" type="nonnum:textBlockItemType" abstract="false" xbrli:periodType="duration" nillable="true" substitutionGroup="xbrli:item" id="ffic_ScheduleOfEmployeeBenefitTrustSharesTableTextBlock"/>
  <xs:element name="Note12PensionandOtherPostretirementBenefitPlansTablesTable" type="xbrli:stringItemType" abstract="true" xbrli:periodType="duration" nillable="true" substitutionGroup="xbrldt:hypercubeItem" id="ffic_Note12PensionandOtherPostretirementBenefitPlansTablesTable"/>
  <xs:element name="Note12PensionandOtherPostretirementBenefitPlansTablesLineItems" type="xbrli:stringItemType" abstract="true" xbrli:periodType="duration" nillable="true" substitutionGroup="xbrli:item" id="ffic_Note12PensionandOtherPostretirementBenefitPlansTablesLineItems"/>
  <xs:element name="Note18FairValueofFinancialInstrumentsTablesTable" type="xbrli:stringItemType" abstract="true" xbrli:periodType="duration" nillable="true" substitutionGroup="xbrldt:hypercubeItem" id="ffic_Note18FairValueofFinancialInstrumentsTablesTable"/>
  <xs:element name="Note18FairValueofFinancialInstrumentsTablesLineItems" type="xbrli:stringItemType" abstract="true" xbrli:periodType="duration" nillable="true" substitutionGroup="xbrli:item" id="ffic_Note18FairValueofFinancialInstrumentsTablesLineItems"/>
  <xs:element name="DividendPayoutRatio" type="num:percentItemType" abstract="false" xbrli:periodType="duration" nillable="true" substitutionGroup="xbrli:item" id="ffic_DividendPayoutRatio"/>
  <xs:element name="Note3LoansandAllowanceforLoanLossesDetailsNonperformingLoansTable" type="xbrli:stringItemType" abstract="true" xbrli:periodType="duration" nillable="true" substitutionGroup="xbrldt:hypercubeItem" id="ffic_Note3LoansandAllowanceforLoanLossesDetailsNonperformingLoansTable"/>
  <xs:element name="Note3LoansandAllowanceforLoanLossesDetailsNonperformingLoansLineItems" type="xbrli:stringItemType" abstract="true" xbrli:periodType="duration" nillable="true" substitutionGroup="xbrli:item" id="ffic_Note3LoansandAllowanceforLoanLossesDetailsNonperformingLoansLineItems"/>
  <xs:element name="TotalNonaccrualLoansAndLoansNinetyDaysOrMorePastDueAndStillAccruing" type="xbrli:monetaryItemType" abstract="false" xbrli:periodType="instant" xbrli:balance="debit" nillable="true" substitutionGroup="xbrli:item" id="ffic_TotalNonaccrualLoansAndLoansNinetyDaysOrMorePastDueAndStillAccruing"/>
  <xs:element name="LoansAndLeasesReceivableImpairedTroubledDebtAndNonAccrualLoansInterestIncome" type="xbrli:monetaryItemType" abstract="false" xbrli:periodType="duration" xbrli:balance="credit" nillable="true" substitutionGroup="xbrli:item" id="ffic_LoansAndLeasesReceivableImpairedTroubledDebtAndNonAccrualLoansInterestIncome"/>
  <xs:element name="LoansAndLeasesReceivableTroubledDebtAndNonAccrualLoansInterestIncomeRecognized" type="xbrli:monetaryItemType" abstract="false" xbrli:periodType="duration" xbrli:balance="credit" nillable="true" substitutionGroup="xbrli:item" id="ffic_LoansAndLeasesReceivableTroubledDebtAndNonAccrualLoansInterestIncomeRecognized"/>
  <xs:element name="LoansAndLeasesReceivableTroubledDebtAndNonAccrualLoansInterestForegone" type="xbrli:monetaryItemType" abstract="false" xbrli:periodType="duration" xbrli:balance="credit" nillable="true" substitutionGroup="xbrli:item" id="ffic_LoansAndLeasesReceivableTroubledDebtAndNonAccrualLoansInterestForegone"/>
  <xs:element name="Note4LoansHeldforSaleDetailsDelinquentandNonPerformingLoansSoldDuringthePeriodTable" type="xbrli:stringItemType" abstract="true" xbrli:periodType="duration" nillable="true" substitutionGroup="xbrldt:hypercubeItem" id="ffic_Note4LoansHeldforSaleDetailsDelinquentandNonPerformingLoansSoldDuringthePeriodTable"/>
  <xs:element name="Note4LoansHeldforSaleDetailsDelinquentandNonPerformingLoansSoldDuringthePeriodLineItems" type="xbrli:stringItemType" abstract="true" xbrli:periodType="duration" nillable="true" substitutionGroup="xbrli:item" id="ffic_Note4LoansHeldforSaleDetailsDelinquentandNonPerformingLoansSoldDuringthePeriodLineItems"/>
  <xs:element name="DelinquentAndNonPerformingLoansSold" type="xbrli:integerItemType" abstract="false" xbrli:periodType="duration" nillable="true" substitutionGroup="xbrli:item" id="ffic_DelinquentAndNonPerformingLoansSold"/>
  <xs:element name="DelinquentAndNonPerformingLoansProceeds" type="xbrli:monetaryItemType" abstract="false" xbrli:periodType="duration" xbrli:balance="debit" nillable="true" substitutionGroup="xbrli:item" id="ffic_DelinquentAndNonPerformingLoansProceeds"/>
  <xs:element name="DelinquentAndNonPerformingLoansNetRecoveriesChargeoffs" type="xbrli:monetaryItemType" abstract="false" xbrli:periodType="duration" xbrli:balance="credit" nillable="true" substitutionGroup="xbrli:item" id="ffic_DelinquentAndNonPerformingLoansNetRecoveriesChargeoffs"/>
  <xs:element name="DelinquentAndNonPerformingLoansNetGainLoss" type="xbrli:monetaryItemType" abstract="false" xbrli:periodType="duration" xbrli:balance="credit" nillable="true" substitutionGroup="xbrli:item" id="ffic_DelinquentAndNonPerformingLoansNetGainLoss"/>
  <xs:element name="GrossGainsOnSalesOfOtherRealEstate" type="xbrli:monetaryItemType" abstract="false" xbrli:periodType="duration" xbrli:balance="credit" nillable="true" substitutionGroup="xbrli:item" id="ffic_GrossGainsOnSalesOfOtherRealEstate"/>
  <xs:element name="GrossLossesOnSalesOfOtherRealEstate" type="xbrli:monetaryItemType" abstract="false" xbrli:periodType="duration" xbrli:balance="debit" nillable="true" substitutionGroup="xbrli:item" id="ffic_GrossLossesOnSalesOfOtherRealEstate"/>
  <xs:element name="Note6DebtandEquitySecuritiesDetailsSecuritiesAvailableForSaleandHeldtoMaturitybyContractualMaturityTable" type="xbrli:stringItemType" abstract="true" xbrli:periodType="duration" nillable="true" substitutionGroup="xbrldt:hypercubeItem" id="ffic_Note6DebtandEquitySecuritiesDetailsSecuritiesAvailableForSaleandHeldtoMaturitybyContractualMaturityTable"/>
  <xs:element name="Note6DebtandEquitySecuritiesDetailsSecuritiesAvailableForSaleandHeldtoMaturitybyContractualMaturityLineItems" type="xbrli:stringItemType" abstract="true" xbrli:periodType="duration" nillable="true" substitutionGroup="xbrli:item" id="ffic_Note6DebtandEquitySecuritiesDetailsSecuritiesAvailableForSaleandHeldtoMaturitybyContractualMaturityLineItems"/>
  <xs:element name="AvailableForSaleSecuritiesOtherAmortizedCost" type="xbrli:monetaryItemType" abstract="false" xbrli:periodType="instant" xbrli:balance="debit" nillable="true" substitutionGroup="xbrli:item" id="ffic_AvailableForSaleSecuritiesOtherAmortizedCost"/>
  <xs:element name="Note6DebtandEquitySecuritiesDetailsAvailableforSaleSecuritiesWithGrossUnrealizedLossesandTheirFairValueTable" type="xbrli:stringItemType" abstract="true" xbrli:periodType="duration" nillable="true" substitutionGroup="xbrldt:hypercubeItem" id="ffic_Note6DebtandEquitySecuritiesDetailsAvailableforSaleSecuritiesWithGrossUnrealizedLossesandTheirFairValueTable"/>
  <xs:element name="Note6DebtandEquitySecuritiesDetailsAvailableforSaleSecuritiesWithGrossUnrealizedLossesandTheirFairValueLineItems" type="xbrli:stringItemType" abstract="true" xbrli:periodType="duration" nillable="true" substitutionGroup="xbrli:item" id="ffic_Note6DebtandEquitySecuritiesDetailsAvailableforSaleSecuritiesWithGrossUnrealizedLossesandTheirFairValueLineItems"/>
  <xs:element name="OtherThanTemporaryImpairmentCreditLossesRecognizedInEarningsReductionsRecognitionOfActualLosses" type="xbrli:monetaryItemType" abstract="false" xbrli:periodType="duration" xbrli:balance="credit" nillable="true" substitutionGroup="xbrli:item" id="ffic_OtherThanTemporaryImpairmentCreditLossesRecognizedInEarningsReductionsRecognitionOfActualLosses"/>
  <xs:element name="WeightedAverageRateDepositCertificatesOfDeposit" type="num:percentItemType" abstract="false" xbrli:periodType="instant" nillable="true" substitutionGroup="xbrli:item" id="ffic_WeightedAverageRateDepositCertificatesOfDeposit"/>
  <xs:element name="WeightedAverageRateDepositSavings" type="num:percentItemType" abstract="false" xbrli:periodType="instant" nillable="true" substitutionGroup="xbrli:item" id="ffic_WeightedAverageRateDepositSavings"/>
  <xs:element name="WeightedAverageRateDepositMoneyMarket" type="num:percentItemType" abstract="false" xbrli:periodType="instant" nillable="true" substitutionGroup="xbrli:item" id="ffic_WeightedAverageRateDepositMoneyMarket"/>
  <xs:element name="WeightedAverageRateDepositNOWAccounts" type="num:percentItemType" abstract="false" xbrli:periodType="instant" nillable="true" substitutionGroup="xbrli:item" id="ffic_WeightedAverageRateDepositNOWAccounts"/>
  <xs:element name="DepositLiabilities" type="xbrli:monetaryItemType" abstract="false" xbrli:periodType="instant" xbrli:balance="credit" nillable="true" substitutionGroup="xbrli:item" id="ffic_DepositLiabilities"/>
  <xs:element name="WeightedAverageRateDepositMortgagorsEscrow" type="num:percentItemType" abstract="false" xbrli:periodType="instant" nillable="true" substitutionGroup="xbrli:item" id="ffic_WeightedAverageRateDepositMortgagorsEscrow"/>
  <xs:element name="InterestExpenseDepositsExcludingMortgagorsEscrowDeposits" type="xbrli:monetaryItemType" abstract="false" xbrli:periodType="duration" xbrli:balance="debit" nillable="true" substitutionGroup="xbrli:item" id="ffic_InterestExpenseDepositsExcludingMortgagorsEscrowDeposits"/>
  <xs:element name="InterestExpenseMortgagorsEscrowDeposits" type="xbrli:monetaryItemType" abstract="false" xbrli:periodType="duration" xbrli:balance="debit" nillable="true" substitutionGroup="xbrli:item" id="ffic_InterestExpenseMortgagorsEscrowDeposits"/>
  <xs:element name="Note8DepositsDetailsRemainingMaturitiesofCertificateofDepositAccountsTable" type="xbrli:stringItemType" abstract="true" xbrli:periodType="duration" nillable="true" substitutionGroup="xbrldt:hypercubeItem" id="ffic_Note8DepositsDetailsRemainingMaturitiesofCertificateofDepositAccountsTable"/>
  <xs:element name="Note8DepositsDetailsRemainingMaturitiesofCertificateofDepositAccountsLineItems" type="xbrli:stringItemType" abstract="true" xbrli:periodType="duration" nillable="true" substitutionGroup="xbrli:item" id="ffic_Note8DepositsDetailsRemainingMaturitiesofCertificateofDepositAccountsLineItems"/>
  <xs:element name="Note9BorrowedFundsandSecuritiesSoldUnderAgreementstoRepurchaseDetailsBorrowedFundsandSecuritiesSoldUnderAgreementstoRepurchaseTable" type="xbrli:stringItemType" abstract="true" xbrli:periodType="duration" nillable="true" substitutionGroup="xbrldt:hypercubeItem" id="ffic_Note9BorrowedFundsandSecuritiesSoldUnderAgreementstoRepurchaseDetailsBorrowedFundsandSecuritiesSoldUnderAgreementstoRepurchaseTable"/>
  <xs:element name="Note9BorrowedFundsandSecuritiesSoldUnderAgreementstoRepurchaseDetailsBorrowedFundsandSecuritiesSoldUnderAgreementstoRepurchaseLineItems" type="xbrli:stringItemType" abstract="true" xbrli:periodType="duration" nillable="true" substitutionGroup="xbrli:item" id="ffic_Note9BorrowedFundsandSecuritiesSoldUnderAgreementstoRepurchaseDetailsBorrowedFundsandSecuritiesSoldUnderAgreementstoRepurchaseLineItems"/>
  <xs:element name="SecuredDebtRepurchaseAgreementsDueWithinOneYearOfBalanceSheetDate" type="xbrli:monetaryItemType" abstract="false" xbrli:periodType="instant" xbrli:balance="credit" nillable="true" substitutionGroup="xbrli:item" id="ffic_SecuredDebtRepurchaseAgreementsDueWithinOneYearOfBalanceSheetDate"/>
  <xs:element name="RepurchaseAgreementsWeightedAverageInterestRateOfAmountsDueWithinOneYearOfBalanceSheetDate" type="num:percentItemType" abstract="false" xbrli:periodType="instant" nillable="true" substitutionGroup="xbrli:item" id="ffic_RepurchaseAgreementsWeightedAverageInterestRateOfAmountsDueWithinOneYearOfBalanceSheetDate"/>
  <xs:element name="SecuredDebtRepurchaseAgreementsDueFromOneToTwoYearsOfBalanceSheetDate" type="xbrli:monetaryItemType" abstract="false" xbrli:periodType="instant" xbrli:balance="credit" nillable="true" substitutionGroup="xbrli:item" id="ffic_SecuredDebtRepurchaseAgreementsDueFromOneToTwoYearsOfBalanceSheetDate"/>
  <xs:element name="RepurchaseAgreementsWeightedAverageInterestRateOneToTwoYearsFromBalanceSheetDate" type="num:percentItemType" abstract="false" xbrli:periodType="instant" nillable="true" substitutionGroup="xbrli:item" id="ffic_RepurchaseAgreementsWeightedAverageInterestRateOneToTwoYearsFromBalanceSheetDate"/>
  <xs:element name="SecuredDebtRepurchaseAgreementsDueFromTwoToThreeYearsOfBalanceSheetDate" type="xbrli:monetaryItemType" abstract="false" xbrli:periodType="instant" xbrli:balance="credit" nillable="true" substitutionGroup="xbrli:item" id="ffic_SecuredDebtRepurchaseAgreementsDueFromTwoToThreeYearsOfBalanceSheetDate"/>
  <xs:element name="RepurchaseAgreementsWeightedAverageInterestRateTwoToThreeYearsFromBalanceSheetDate" type="num:percentItemType" abstract="false" xbrli:periodType="instant" nillable="true" substitutionGroup="xbrli:item" id="ffic_RepurchaseAgreementsWeightedAverageInterestRateTwoToThreeYearsFromBalanceSheetDate"/>
  <xs:element name="RepurchaseAgreementsWeightedAverageInterestRate" type="num:percentItemType" abstract="false" xbrli:periodType="instant" nillable="true" substitutionGroup="xbrli:item" id="ffic_RepurchaseAgreementsWeightedAverageInterestRate"/>
  <xs:element name="WeightedAverageInterestRateJuniorSubordinatedDebentures" type="num:percentItemType" abstract="false" xbrli:periodType="instant" nillable="true" substitutionGroup="xbrli:item" id="ffic_WeightedAverageInterestRateJuniorSubordinatedDebentures"/>
  <xs:element name="TotalRepurchaseAgreementsPlusFHLBAdvancesPlusJuniorSubordinatedDebentures" type="xbrli:monetaryItemType" abstract="false" xbrli:periodType="instant" xbrli:balance="credit" nillable="true" substitutionGroup="xbrli:item" id="ffic_TotalRepurchaseAgreementsPlusFHLBAdvancesPlusJuniorSubordinatedDebentures"/>
  <xs:element name="WeightedAverageInterestRateOfRepurchaseAgreementsFHLBAdvancesJuniorSubordinatedDebentures" type="num:percentItemType" abstract="false" xbrli:periodType="instant" nillable="true" substitutionGroup="xbrli:item" id="ffic_WeightedAverageInterestRateOfRepurchaseAgreementsFHLBAdvancesJuniorSubordinatedDebentures"/>
  <xs:element name="Note9BorrowedFundsandSecuritiesSoldUnderAgreementstoRepurchaseDetailsBorrowingsWhichHaveCallProvisionsTable" type="xbrli:stringItemType" abstract="true" xbrli:periodType="duration" nillable="true" substitutionGroup="xbrldt:hypercubeItem" id="ffic_Note9BorrowedFundsandSecuritiesSoldUnderAgreementstoRepurchaseDetailsBorrowingsWhichHaveCallProvisionsTable"/>
  <xs:element name="Note9BorrowedFundsandSecuritiesSoldUnderAgreementstoRepurchaseDetailsBorrowingsWhichHaveCallProvisionsLineItems" type="xbrli:stringItemType" abstract="true" xbrli:periodType="duration" nillable="true" substitutionGroup="xbrli:item" id="ffic_Note9BorrowedFundsandSecuritiesSoldUnderAgreementstoRepurchaseDetailsBorrowingsWhichHaveCallProvisionsLineItems"/>
  <xs:element name="FederalHomeLoanBankAdvancesBranchOfFHLBBankDueDate1" type="xbrli:dateItemType" abstract="false" xbrli:periodType="duration" nillable="true" substitutionGroup="xbrli:item" id="ffic_FederalHomeLoanBankAdvancesBranchOfFHLBBankDueDate1"/>
  <xs:element name="FederalHomeLoanBankAdvancesBranchOfFHLBBankCallDate" type="xbrli:dateItemType" abstract="false" xbrli:periodType="duration" nillable="true" substitutionGroup="xbrli:item" id="ffic_FederalHomeLoanBankAdvancesBranchOfFHLBBankCallDate"/>
  <xs:element name="FixedInterestRateRepurchaseAgreement" type="num:percentItemType" abstract="false" xbrli:periodType="instant" nillable="true" substitutionGroup="xbrli:item" id="ffic_FixedInterestRateRepurchaseAgreement"/>
  <xs:element name="DebtInstrumentMaturityDate1" type="xbrli:stringItemType" abstract="false" xbrli:periodType="duration" nillable="true" substitutionGroup="xbrli:item" id="ffic_DebtInstrumentMaturityDate1"/>
  <xs:element name="DebtInstrumentCallDateEarliest1" type="xbrli:stringItemType" abstract="false" xbrli:periodType="duration" nillable="true" substitutionGroup="xbrli:item" id="ffic_DebtInstrumentCallDateEarliest1"/>
  <xs:element name="FinancialInstrumentsOwnedAndPledgedAsCollateralAtBookValue" type="xbrli:monetaryItemType" abstract="false" xbrli:periodType="instant" xbrli:balance="debit" nillable="true" substitutionGroup="xbrli:item" id="ffic_FinancialInstrumentsOwnedAndPledgedAsCollateralAtBookValue"/>
  <xs:element name="SecuredDebtRepurchaseAgreementsAverageBalanceDuringYear" type="xbrli:monetaryItemType" abstract="false" xbrli:periodType="duration" xbrli:balance="credit" nillable="true" substitutionGroup="xbrli:item" id="ffic_SecuredDebtRepurchaseAgreementsAverageBalanceDuringYear"/>
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  <xs:element name="AmountOfCollateralDependentImpairedLoansMeasuredForImpairmentByUtilizingThirdPartyAppraisals" type="xbrli:monetaryItemType" abstract="false" xbrli:periodType="instant" xbrli:balance="debit" nillable="true" substitutionGroup="xbrli:item" id="ffic_AmountOfCollateralDependentImpairedLoansMeasuredForImpairmentByUtilizingThirdPartyAppraisals"/>
  <xs:element name="PercentageOfCollateralDependentImpairedLoansMeasuredForImpairmentByUtilizingThirdPartyAppraisals" type="num:percentItemType" abstract="false" xbrli:periodType="instant" nillable="true" substitutionGroup="xbrli:item" id="ffic_PercentageOfCollateralDependentImpairedLoansMeasuredForImpairmentByUtilizingThirdPartyAppraisals"/>
  <xs:element name="AmountOfCollateralDependentImpairedLoansMeasuredForImpairmentUsingInternalEvaluations" type="xbrli:monetaryItemType" abstract="false" xbrli:periodType="instant" xbrli:balance="debit" nillable="true" substitutionGroup="xbrli:item" id="ffic_AmountOfCollateralDependentImpairedLoansMeasuredForImpairmentUsingInternalEvaluations"/>
  <xs:element name="PercentageOfCollateralDependentImpairedLoansMeasuredForImpairmentUsingInternalEvaluations" type="num:percentItemType" abstract="false" xbrli:periodType="instant" nillable="true" substitutionGroup="xbrli:item" id="ffic_PercentageOfCollateralDependentImpairedLoansMeasuredForImpairmentUsingInternalEvaluations"/>
  <xs:element name="Note3LoansandAllowanceforLoanLossesDetailsTable" type="xbrli:stringItemType" abstract="true" xbrli:periodType="duration" nillable="true" substitutionGroup="xbrldt:hypercubeItem" id="ffic_Note3LoansandAllowanceforLoanLossesDetailsTable"/>
  <xs:element name="Note3LoansandAllowanceforLoanLossesDetailsLineItems" type="xbrli:stringItemType" abstract="true" xbrli:periodType="duration" nillable="true" substitutionGroup="xbrli:item" id="ffic_Note3LoansandAllowanceforLoanLossesDetailsLineItems"/>
  <xs:element name="LoanOriginationUnderwritingRequirementsMinimumDebtServiceCoverage" type="num:percentItemType" abstract="false" xbrli:periodType="instant" nillable="true" substitutionGroup="xbrli:item" id="ffic_LoanOriginationUnderwritingRequirementsMinimumDebtServiceCoverage"/>
  <xs:element name="LoanOriginationValueMaximumPercentage" type="num:percentItemType" abstract="false" xbrli:periodType="instant" nillable="true" substitutionGroup="xbrli:item" id="ffic_LoanOriginationValueMaximumPercentage"/>
  <xs:element name="FinancingReceivableReModificationsNumberOfContracts" type="xbrli:integerItemType" abstract="false" xbrli:periodType="duration" nillable="true" substitutionGroup="xbrli:item" id="ffic_FinancingReceivableReModificationsNumberOfContracts"/>
  <xs:element name="FinancingReceivableReModificationsRecordedInvestmentAdditionalAdvancement" type="xbrli:monetaryItemType" abstract="false" xbrli:periodType="duration" xbrli:balance="debit" nillable="true" substitutionGroup="xbrli:item" id="ffic_FinancingReceivableReModificationsRecordedInvestmentAdditionalAdvancement"/>
  <xs:element name="FinancingReceivableModificationNumberOfContractsPaidInFull" type="xbrli:integerItemType" abstract="false" xbrli:periodType="duration" nillable="true" substitutionGroup="xbrli:item" id="ffic_FinancingReceivableModificationNumberOfContractsPaidInFull"/>
  <xs:element name="Note4LoansHeldforSaleDetailsTable" type="xbrli:stringItemType" abstract="true" xbrli:periodType="duration" nillable="true" substitutionGroup="xbrldt:hypercubeItem" id="ffic_Note4LoansHeldforSaleDetailsTable"/>
  <xs:element name="Note4LoansHeldforSaleDetailsLineItems" type="xbrli:stringItemType" abstract="true" xbrli:periodType="duration" nillable="true" substitutionGroup="xbrli:item" id="ffic_Note4LoansHeldforSaleDetailsLineItems"/>
  <xs:element name="NumberOfLoansHeldForSale" type="xbrli:integerItemType" abstract="false" xbrli:periodType="duration" nillable="true" substitutionGroup="xbrli:item" id="ffic_NumberOfLoansHeldForSale"/>
  <xs:element name="Note5OtherRealEstateOwnedDetailsTable" type="xbrli:stringItemType" abstract="true" xbrli:periodType="duration" nillable="true" substitutionGroup="xbrldt:hypercubeItem" id="ffic_Note5OtherRealEstateOwnedDetailsTable"/>
  <xs:element name="Note5OtherRealEstateOwnedDetailsLineItems" type="xbrli:stringItemType" abstract="true" xbrli:periodType="duration" nillable="true" substitutionGroup="xbrli:item" id="ffic_Note5OtherRealEstateOwnedDetailsLineItems"/>
  <xs:element name="CollateralTypeDomain" type="nonnum:domainItemType" abstract="false" xbrli:periodType="duration" nillable="true" substitutionGroup="xbrli:item" id="ffic_CollateralTypeDomain"/>
  <xs:element name="Note6DebtandEquitySecuritiesDetailsTable" type="xbrli:stringItemType" abstract="true" xbrli:periodType="duration" nillable="true" substitutionGroup="xbrldt:hypercubeItem" id="ffic_Note6DebtandEquitySecuritiesDetailsTable"/>
  <xs:element name="Note6DebtandEquitySecuritiesDetailsLineItems" type="xbrli:stringItemType" abstract="true" xbrli:periodType="duration" nillable="true" substitutionGroup="xbrli:item" id="ffic_Note6DebtandEquitySecuritiesDetailsLineItems"/>
  <xs:element name="HeldtomaturitySecuritiesMaturityTerm" type="xbrli:durationItemType" abstract="false" xbrli:periodType="duration" nillable="true" substitutionGroup="xbrli:item" id="ffic_HeldtomaturitySecuritiesMaturityTerm"/>
  <xs:element name="PrivateIssueCollateralizedMortgageObligationsNumber" type="xbrli:integerItemType" abstract="false" xbrli:periodType="instant" nillable="true" substitutionGroup="xbrli:item" id="ffic_PrivateIssueCollateralizedMortgageObligationsNumber"/>
  <xs:element name="MortgageBackedSecuritiesAvailableForSaleAmortizedCost" type="xbrli:monetaryItemType" abstract="false" xbrli:periodType="instant" xbrli:balance="debit" nillable="true" substitutionGroup="xbrli:item" id="ffic_MortgageBackedSecuritiesAvailableForSaleAmortizedCost"/>
  <xs:element name="Note7BankPremisesandEquipmentNetDetailsTable" type="xbrli:stringItemType" abstract="true" xbrli:periodType="duration" nillable="true" substitutionGroup="xbrldt:hypercubeItem" id="ffic_Note7BankPremisesandEquipmentNetDetailsTable"/>
  <xs:element name="Note7BankPremisesandEquipmentNetDetailsLineItems" type="xbrli:stringItemType" abstract="true" xbrli:periodType="duration" nillable="true" substitutionGroup="xbrli:item" id="ffic_Note7BankPremisesandEquipmentNetDetailsLineItems"/>
  <xs:element name="SaleLeasebackTransactionNumberOfPropertySold" type="xbrli:integerItemType" abstract="false" xbrli:periodType="duration" nillable="true" substitutionGroup="xbrli:item" id="ffic_SaleLeasebackTransactionNumberOfPropertySold"/>
  <xs:element name="SaleLeasebackTransactionGainLossNet" type="xbrli:monetaryItemType" abstract="false" xbrli:periodType="duration" xbrli:balance="credit" nillable="true" substitutionGroup="xbrli:item" id="ffic_SaleLeasebackTransactionGainLossNet"/>
  <xs:element name="Note8DepositsDetailsTable" type="xbrli:stringItemType" abstract="true" xbrli:periodType="duration" nillable="true" substitutionGroup="xbrldt:hypercubeItem" id="ffic_Note8DepositsDetailsTable"/>
  <xs:element name="Note8DepositsDetailsLineItems" type="xbrli:stringItemType" abstract="true" xbrli:periodType="duration" nillable="true" substitutionGroup="xbrli:item" id="ffic_Note8DepositsDetailsLineItems"/>
  <xs:element name="TimeDeposits250000OrMore" type="xbrli:monetaryItemType" abstract="false" xbrli:periodType="instant" xbrli:balance="credit" nillable="true" substitutionGroup="xbrli:item" id="ffic_TimeDeposits250000OrMore"/>
  <xs:element name="Note9BorrowedFundsandSecuritiesSoldUnderAgreementstoRepurchaseDetailsTable" type="xbrli:stringItemType" abstract="true" xbrli:periodType="duration" nillable="true" substitutionGroup="xbrldt:hypercubeItem" id="ffic_Note9BorrowedFundsandSecuritiesSoldUnderAgreementstoRepurchaseDetailsTable"/>
  <xs:element name="Note9BorrowedFundsandSecuritiesSoldUnderAgreementstoRepurchaseDetailsLineItems" type="xbrli:stringItemType" abstract="true" xbrli:periodType="duration" nillable="true" substitutionGroup="xbrli:item" id="ffic_Note9BorrowedFundsandSecuritiesSoldUnderAgreementstoRepurchaseDetailsLineItems"/>
  <xs:element name="ExtendedAverageMaturityWithoutPrepaymentPenalty" type="xbrli:durationItemType" abstract="false" xbrli:periodType="duration" nillable="true" substitutionGroup="xbrli:item" id="ffic_ExtendedAverageMaturityWithoutPrepaymentPenalty"/>
  <xs:element name="SecuritiesSoldUnderAgreementsToRepurchasePrepaymentsWeightedAverageInterestRate" type="num:percentItemType" abstract="false" xbrli:periodType="instant" nillable="true" substitutionGroup="xbrli:item" id="ffic_SecuritiesSoldUnderAgreementsToRepurchasePrepaymentsWeightedAverageInterestRate"/>
  <xs:element name="PrepaymentPenaltyOnAdvances" type="xbrli:monetaryItemType" abstract="false" xbrli:periodType="duration" xbrli:balance="debit" nillable="true" substitutionGroup="xbrli:item" id="ffic_PrepaymentPenaltyOnAdvances"/>
  <xs:element name="SecuritiesSoldUnderAgreementsToRepurchaseExcludingPrepaymentsWeightedAverageInterestRate" type="num:percentItemType" abstract="false" xbrli:periodType="instant" nillable="true" substitutionGroup="xbrli:item" id="ffic_SecuritiesSoldUnderAgreementsToRepurchaseExcludingPrepaymentsWeightedAverageInterestRate"/>
  <xs:element name="AdvancesOutstandingCollateralAgreementCollateralizedPercentage" type="num:percentItemType" abstract="false" xbrli:periodType="duration" nillable="true" substitutionGroup="xbrli:item" id="ffic_AdvancesOutstandingCollateralAgreementCollateralizedPercentage"/>
  <xs:element name="Note11StockBasedCompensationDetailsTable" type="xbrli:stringItemType" abstract="true" xbrli:periodType="duration" nillable="true" substitutionGroup="xbrldt:hypercubeItem" id="ffic_Note11StockBasedCompensationDetailsTable"/>
  <xs:element name="Note11StockBasedCompensationDetailsLineItems" type="xbrli:stringItemType" abstract="true" xbrli:periodType="duration" nillable="true" substitutionGroup="xbrli:item" id="ffic_Note11StockBasedCompensationDetailsLineItems"/>
  <xs:element name="Note12PensionandOtherPostretirementBenefitPlansDetailsTable" type="xbrli:stringItemType" abstract="true" xbrli:periodType="duration" nillable="true" substitutionGroup="xbrldt:hypercubeItem" id="ffic_Note12PensionandOtherPostretirementBenefitPlansDetailsTable"/>
  <xs:element name="Note12PensionandOtherPostretirementBenefitPlansDetailsLineItems" type="xbrli:stringItemType" abstract="true" xbrli:periodType="duration" nillable="true" substitutionGroup="xbrli:item" id="ffic_Note12PensionandOtherPostretirementBenefitPlansDetailsLineItems"/>
  <xs:element name="DefinedBenefitPlanBenefitServicePeriod" type="xbrli:durationItemType" abstract="false" xbrli:periodType="duration" nillable="true" substitutionGroup="xbrli:item" id="ffic_DefinedBenefitPlanBenefitServicePeriod"/>
  <xs:element name="NumberOfStocksHeldInPortfolio" type="xbrli:integerItemType" abstract="false" xbrli:periodType="duration" nillable="true" substitutionGroup="xbrli:item" id="ffic_NumberOfStocksHeldInPortfolio"/>
  <xs:element name="PensionPlanAssetsEquitySecuritiesHeldInMutualFundsMinimumMarketCapitalization" type="xbrli:monetaryItemType" abstract="false" xbrli:periodType="duration" nillable="true" substitutionGroup="xbrli:item" id="ffic_PensionPlanAssetsEquitySecuritiesHeldInMutualFundsMinimumMarketCapitalization"/>
  <xs:element name="NumberOfUnfundedPostretirementBenefitPlans" type="xbrli:integerItemType" abstract="false" xbrli:periodType="duration" nillable="true" substitutionGroup="xbrli:item" id="ffic_NumberOfUnfundedPostretirementBenefitPlans"/>
  <xs:element name="FullTimeEmploymentYearsOfService" type="xbrli:durationItemType" abstract="false" xbrli:periodType="duration" nillable="true" substitutionGroup="xbrli:item" id="ffic_FullTimeEmploymentYearsOfService"/>
  <xs:element name="CostSharingArrangementMedicalBenefitsPercentage" type="num:percentItemType" abstract="false" xbrli:periodType="duration" nillable="true" substitutionGroup="xbrli:item" id="ffic_CostSharingArrangementMedicalBenefitsPercentage"/>
  <xs:element name="MedicalPremiumsRequiredPercentageToBePaidBySpousesOfFutureRetirees" type="num:percentItemType" abstract="false" xbrli:periodType="duration" nillable="true" substitutionGroup="xbrli:item" id="ffic_MedicalPremiumsRequiredPercentageToBePaidBySpousesOfFutureRetirees"/>
  <xs:element name="DefinedContributionPlanServicePeriodRequirement" type="xbrli:durationItemType" abstract="false" xbrli:periodType="duration" nillable="true" substitutionGroup="xbrli:item" id="ffic_DefinedContributionPlanServicePeriodRequirement"/>
  <xs:element name="DefinedContributionPlanAnnualEmployerMatchingOfEmployeesContributionPercent" type="num:percentItemType" abstract="false" xbrli:periodType="duration" nillable="true" substitutionGroup="xbrli:item" id="ffic_DefinedContributionPlanAnnualEmployerMatchingOfEmployeesContributionPercent"/>
  <xs:element name="DefinedContributionPlanVestingPeriod" type="xbrli:durationItemType" abstract="false" xbrli:periodType="duration" nillable="true" substitutionGroup="xbrli:item" id="ffic_DefinedContributionPlanVestingPeriod"/>
  <xs:element name="DefinedContributionPlanEmployersMatchingContributionVestingPercentageUponChangeOfControl" type="num:percentItemType" abstract="false" xbrli:periodType="duration" nillable="true" substitutionGroup="xbrli:item" id="ffic_DefinedContributionPlanEmployersMatchingContributionVestingPercentageUponChangeOfControl"/>
  <xs:element name="AmountBorrowedFromTheCompanyByTheEmployeeBenefitTrust" type="xbrli:monetaryItemType" abstract="false" xbrli:periodType="duration" xbrli:balance="debit" nillable="true" substitutionGroup="xbrli:item" id="ffic_AmountBorrowedFromTheCompanyByTheEmployeeBenefitTrust"/>
  <xs:element name="EmployerContributionsToThe401kAndProfitSharingPlansFundedByTheEmployeeBenefitTrust" type="xbrli:monetaryItemType" abstract="false" xbrli:periodType="duration" xbrli:balance="credit" nillable="true" substitutionGroup="xbrli:item" id="ffic_EmployerContributionsToThe401kAndProfitSharingPlansFundedByTheEmployeeBenefitTrust"/>
  <xs:element name="AnnualRetirementBenefitPaidToTerminatingEligibleDirectors" type="xbrli:monetaryItemType" abstract="false" xbrli:periodType="duration" xbrli:balance="credit" nillable="true" substitutionGroup="xbrli:item" id="ffic_AnnualRetirementBenefitPaidToTerminatingEligibleDirectors"/>
  <xs:element name="DefinedBenefitContributionsMonthsOfBenefitUsedInLumpSumPayment" type="xbrli:durationItemType" abstract="false" xbrli:periodType="duration" nillable="true" substitutionGroup="xbrli:item" id="ffic_DefinedBenefitContributionsMonthsOfBenefitUsedInLumpSumPayment"/>
  <xs:element name="Note13StockholdersEquityDetailsTable" type="xbrli:stringItemType" abstract="true" xbrli:periodType="duration" nillable="true" substitutionGroup="xbrldt:hypercubeItem" id="ffic_Note13StockholdersEquityDetailsTable"/>
  <xs:element name="Note13StockholdersEquityDetailsLineItems" type="xbrli:stringItemType" abstract="true" xbrli:periodType="duration" nillable="true" substitutionGroup="xbrli:item" id="ffic_Note13StockholdersEquityDetailsLineItems"/>
  <xs:element name="LiquidationAccountConversionFromMutualToStockForm" type="xbrli:monetaryItemType" abstract="false" xbrli:periodType="instant" xbrli:balance="credit" nillable="true" substitutionGroup="xbrli:item" id="ffic_LiquidationAccountConversionFromMutualToStockForm"/>
  <xs:element name="NumberOfRightsToPurchaseSeriesAJuniorParticipatingPreferredStockPerCommonStockOwned" type="xbrli:integerItemType" abstract="false" xbrli:periodType="duration" nillable="true" substitutionGroup="xbrli:item" id="ffic_NumberOfRightsToPurchaseSeriesAJuniorParticipatingPreferredStockPerCommonStockOwned"/>
  <xs:element name="PurchasePriceOfSeriesAJuniorParticipatingPreferredStockPerRightToPurchase" type="xbrli:monetaryItemType" abstract="false" xbrli:periodType="duration" nillable="true" substitutionGroup="xbrli:item" id="ffic_PurchasePriceOfSeriesAJuniorParticipatingPreferredStockPerRightToPurchase"/>
  <xs:element name="PercentageOwnershipOfHoldingCompanysCommonStockAtWhichRightsBecomeExercisable" type="num:percentItemType" abstract="false" xbrli:periodType="duration" nillable="true" substitutionGroup="xbrli:item" id="ffic_PercentageOwnershipOfHoldingCompanysCommonStockAtWhichRightsBecomeExercisable"/>
  <xs:element name="PercentageOfCommonStockPriorToAcquisition" type="num:percentItemType" abstract="false" xbrli:periodType="duration" nillable="true" substitutionGroup="xbrli:item" id="ffic_PercentageOfCommonStockPriorToAcquisition"/>
  <xs:element name="PerentageOfAssetsOrEarningPowerSold" type="num:percentItemType" abstract="false" xbrli:periodType="duration" nillable="true" substitutionGroup="xbrli:item" id="ffic_PerentageOfAssetsOrEarningPowerSold"/>
  <xs:element name="Note14RegulatoryCapitalDetailsTable" type="xbrli:stringItemType" abstract="true" xbrli:periodType="duration" nillable="true" substitutionGroup="xbrldt:hypercubeItem" id="ffic_Note14RegulatoryCapitalDetailsTable"/>
  <xs:element name="Note14RegulatoryCapitalDetailsLineItems" type="xbrli:stringItemType" abstract="true" xbrli:periodType="duration" nillable="true" substitutionGroup="xbrli:item" id="ffic_Note14RegulatoryCapitalDetailsLineItems"/>
  <xs:element name="CommonEquityTierOneRiskBasedCapitalRequiredForCapitalAdequacyToRiskWeightedAssets" type="num:percentItemType" abstract="false" xbrli:periodType="instant" nillable="true" substitutionGroup="xbrli:item" id="ffic_CommonEquityTierOneRiskBasedCapitalRequiredForCapitalAdequacyToRiskWeightedAssets"/>
  <xs:element name="CapitalConservationBufferRequiredForCapitalAdequacy" type="num:percentItemType" abstract="false" xbrli:periodType="instant" nillable="true" substitutionGroup="xbrli:item" id="ffic_CapitalConservationBufferRequiredForCapitalAdequacy"/>
  <xs:element name="Note15CommitmentsandContingenciesDetailsTable" type="xbrli:stringItemType" abstract="true" xbrli:periodType="duration" nillable="true" substitutionGroup="xbrldt:hypercubeItem" id="ffic_Note15CommitmentsandContingenciesDetailsTable"/>
  <xs:element name="Note15CommitmentsandContingenciesDetailsLineItems" type="xbrli:stringItemType" abstract="true" xbrli:periodType="duration" nillable="true" substitutionGroup="xbrli:item" id="ffic_Note15CommitmentsandContingenciesDetailsLineItems"/>
  <xs:element name="LoansAndLeasesReceivableCommitmentsCredit" type="xbrli:monetaryItemType" abstract="false" xbrli:periodType="instant" nillable="true" substitutionGroup="xbrli:item" id="ffic_LoansAndLeasesReceivableCommitmentsCredit"/>
  <xs:element name="LoansAndLeasesReceivableCommitmentsWeightedAverageRateOfInterest" type="num:percentItemType" abstract="false" xbrli:periodType="duration" nillable="true" substitutionGroup="xbrli:item" id="ffic_LoansAndLeasesReceivableCommitmentsWeightedAverageRateOfInterest"/>
  <xs:element name="LoansAndLeasesReceivableCommitmentsVariableRatesWeightedAverageRate" type="num:percentItemType" abstract="false" xbrli:periodType="duration" nillable="true" substitutionGroup="xbrli:item" id="ffic_LoansAndLeasesReceivableCommitmentsVariableRatesWeightedAverageRate"/>
  <xs:element name="LoanCommitmentsExpiration" type="xbrli:durationItemType" abstract="false" xbrli:periodType="duration" nillable="true" substitutionGroup="xbrli:item" id="ffic_LoanCommitmentsExpiration"/>
  <xs:element name="LineOfCreditMaturityMax" type="xbrli:durationItemType" abstract="false" xbrli:periodType="duration" nillable="true" substitutionGroup="xbrli:item" id="ffic_LineOfCreditMaturityMax"/>
  <xs:element name="LendingLimitToSingleBorrower" type="xbrli:monetaryItemType" abstract="false" xbrli:periodType="instant" xbrli:balance="credit" nillable="true" substitutionGroup="xbrli:item" id="ffic_LendingLimitToSingleBorrower"/>
  <xs:element name="LargestAggregateAmountOfLoansToSingleBorrower" type="xbrli:monetaryItemType" abstract="false" xbrli:periodType="instant" xbrli:balance="credit" nillable="true" substitutionGroup="xbrli:item" id="ffic_LargestAggregateAmountOfLoansToSingleBorrower"/>
  <xs:element name="Note17RelatedPartyTransactionsDetailsTable" type="xbrli:stringItemType" abstract="true" xbrli:periodType="duration" nillable="true" substitutionGroup="xbrldt:hypercubeItem" id="ffic_Note17RelatedPartyTransactionsDetailsTable"/>
  <xs:element name="Note17RelatedPartyTransactionsDetailsLineItems" type="xbrli:stringItemType" abstract="true" xbrli:periodType="duration" nillable="true" substitutionGroup="xbrli:item" id="ffic_Note17RelatedPartyTransactionsDetailsLineItems"/>
  <xs:element name="NumberOfRelatedPartyLoans" type="xbrli:integerItemType" abstract="false" xbrli:periodType="duration" nillable="true" substitutionGroup="xbrli:item" id="ffic_NumberOfRelatedPartyLoans"/>
  <xs:element name="Note18FairValueofFinancialInstrumentsDetailsTable" type="xbrli:stringItemType" abstract="true" xbrli:periodType="duration" nillable="true" substitutionGroup="xbrldt:hypercubeItem" id="ffic_Note18FairValueofFinancialInstrumentsDetailsTable"/>
  <xs:element name="Note18FairValueofFinancialInstrumentsDetailsLineItems" type="xbrli:stringItemType" abstract="true" xbrli:periodType="duration" nillable="true" substitutionGroup="xbrli:item" id="ffic_Note18FairValueofFinancialInstrumentsDetailsLineItems"/>
  <xs:element name="FinancialLiabilitiesAtFairValueOption" type="xbrli:monetaryItemType" abstract="false" xbrli:periodType="instant" xbrli:balance="credit" nillable="true" substitutionGroup="xbrli:item" id="ffic_FinancialLiabilitiesAtFairValueOption"/>
  <xs:element name="FinancialAssetsFairValueOptionElectionDuringPeriod" type="xbrli:monetaryItemType" abstract="false" xbrli:periodType="duration" xbrli:balance="debit" nillable="true" substitutionGroup="xbrli:item" id="ffic_FinancialAssetsFairValueOptionElectionDuringPeriod"/>
  <xs:element name="ProceedsFromSaleOfFinancialAssets" type="xbrli:monetaryItemType" abstract="false" xbrli:periodType="duration" xbrli:balance="debit" nillable="true" substitutionGroup="xbrli:item" id="ffic_ProceedsFromSaleOfFinancialAssets"/>
  <xs:element name="FinancialLiabilitiesAtFairValueOptionContractualPrincipal" type="xbrli:monetaryItemType" abstract="false" xbrli:periodType="instant" xbrli:balance="credit" nillable="true" substitutionGroup="xbrli:item" id="ffic_FinancialLiabilitiesAtFairValueOptionContractualPrincipal"/>
  <xs:element name="FinancialLiabilitiesAtFairValueOptionAccruedInterestPayable" type="xbrli:monetaryItemType" abstract="false" xbrli:periodType="instant" xbrli:balance="credit" nillable="true" substitutionGroup="xbrli:item" id="ffic_FinancialLiabilitiesAtFairValueOptionAccruedInterestPayable"/>
  <xs:element name="Note19DerivativeFinancialInstrumentsDetailsTable" type="xbrli:stringItemType" abstract="true" xbrli:periodType="duration" nillable="true" substitutionGroup="xbrldt:hypercubeItem" id="ffic_Note19DerivativeFinancialInstrumentsDetailsTable"/>
  <xs:element name="Note19DerivativeFinancialInstrumentsDetailsLineItems" type="xbrli:stringItemType" abstract="true" xbrli:periodType="duration" nillable="true" substitutionGroup="xbrli:item" id="ffic_Note19DerivativeFinancialInstrumentsDetailsLineItems"/>
  <xs:element name="CollateralTypeAxis" type="xbrli:stringItemType" abstract="true" xbrli:periodType="duration" nillable="true" substitutionGroup="xbrldt:dimensionItem" id="ffic_CollateralTypeAxis"/>
  <xs:element name="TreasuryStockRepurchaseAxis" type="xbrli:stringItemType" abstract="true" xbrli:periodType="duration" nillable="true" substitutionGroup="xbrldt:dimensionItem" id="ffic_TreasuryStockRepurchaseAxis"/>
  <xs:element name="ActuarialLossesMember" type="nonnum:domainItemType" abstract="false" xbrli:periodType="duration" nillable="true" substitutionGroup="xbrli:item" id="ffic_ActuarialLossesMember"/>
  <xs:element name="AnnuallyMember" type="nonnum:domainItemType" abstract="false" xbrli:periodType="duration" nillable="true" substitutionGroup="xbrli:item" id="ffic_AnnuallyMember"/>
  <xs:element name="AntidilutiveOptionsExcludedFromComputationOfEarningsPerShareMember" type="nonnum:domainItemType" abstract="false" xbrli:periodType="duration" nillable="true" substitutionGroup="xbrli:item" id="ffic_AntidilutiveOptionsExcludedFromComputationOfEarningsPerShareMember"/>
  <xs:element name="AssumptionsForPeriodicPensionBenefitForTheRetirementPlanMember" type="nonnum:domainItemType" abstract="false" xbrli:periodType="duration" nillable="true" substitutionGroup="xbrli:item" id="ffic_AssumptionsForPeriodicPensionBenefitForTheRetirementPlanMember"/>
  <xs:element name="AssumptionsForTheRetirementPlansBenefitObligationsMember" type="nonnum:domainItemType" abstract="false" xbrli:periodType="duration" nillable="true" substitutionGroup="xbrli:item" id="ffic_AssumptionsForTheRetirementPlansBenefitObligationsMember"/>
  <xs:element name="AssumptionsUsedToDetermineBenefitObligationsAndPeriodicPensionExpenseForTheDirectorsPlanMember" type="nonnum:domainItemType" abstract="false" xbrli:periodType="duration" nillable="true" substitutionGroup="xbrli:item" id="ffic_AssumptionsUsedToDetermineBenefitObligationsAndPeriodicPensionExpenseForTheDirectorsPlanMember"/>
  <xs:element name="AvailableForSaleSecuritiesExcludingMortgageBackedSecuritiesMember" type="nonnum:domainItemType" abstract="false" xbrli:periodType="duration" nillable="true" substitutionGroup="xbrli:item" id="ffic_AvailableForSaleSecuritiesExcludingMortgageBackedSecuritiesMember"/>
  <xs:element name="AvailableToDistributeToTheHoldingCompanyAsCashDividendsMember" type="nonnum:domainItemType" abstract="false" xbrli:periodType="duration" nillable="true" substitutionGroup="xbrli:item" id="ffic_AvailableToDistributeToTheHoldingCompanyAsCashDividendsMember"/>
  <xs:element name="BankPremisesAndEquipmentMember" type="nonnum:domainItemType" abstract="false" xbrli:periodType="duration" nillable="true" substitutionGroup="xbrli:item" id="ffic_BankPremisesAndEquipmentMember"/>
  <xs:element name="BlendedIncomeAndSalesApproachMember" type="nonnum:domainItemType" abstract="false" xbrli:periodType="duration" nillable="true" substitutionGroup="xbrli:item" id="ffic_BlendedIncomeAndSalesApproachMember"/>
  <xs:element name="BorrowedFundsMember" type="nonnum:domainItemType" abstract="false" xbrli:periodType="duration" nillable="true" substitutionGroup="xbrli:item" id="ffic_BorrowedFundsMember"/>
  <xs:element name="BranchBuildingsMember" type="nonnum:domainItemType" abstract="false" xbrli:periodType="duration" nillable="true" substitutionGroup="xbrli:item" id="ffic_BranchBuildingsMember"/>
  <xs:element name="BuildingAndLeaseholdImprovementsMember" type="nonnum:domainItemType" abstract="false" xbrli:periodType="duration" nillable="true" substitutionGroup="xbrli:item" id="ffic_BuildingAndLeaseholdImprovementsMember"/>
  <xs:element name="CapitalSecuritiesMember" type="nonnum:domainItemType" abstract="false" xbrli:periodType="duration" nillable="true" substitutionGroup="xbrli:item" id="ffic_CapitalSecuritiesMember"/>
  <xs:element name="CashAndDueFromBanksMember" type="nonnum:domainItemType" abstract="false" xbrli:periodType="duration" nillable="true" substitutionGroup="xbrli:item" id="ffic_CashAndDueFromBanksMember"/>
  <xs:element name="CoOerativeApartmentsPortfolioSegmentMember" type="nonnum:domainItemType" abstract="false" xbrli:periodType="duration" nillable="true" substitutionGroup="xbrli:item" id="ffic_CoOerativeApartmentsPortfolioSegmentMember"/>
  <xs:element name="CoOperativeApartmentsMember" type="nonnum:domainItemType" abstract="false" xbrli:periodType="duration" nillable="true" substitutionGroup="xbrli:item" id="ffic_CoOperativeApartmentsMember"/>
  <xs:element name="CollateralizedByCommercialRealEstateMember" type="nonnum:domainItemType" abstract="false" xbrli:periodType="duration" nillable="true" substitutionGroup="xbrli:item" id="ffic_CollateralizedByCommercialRealEstateMember"/>
  <xs:element name="CollateralizedDepositsMember" type="nonnum:domainItemType" abstract="false" xbrli:periodType="duration" nillable="true" substitutionGroup="xbrli:item" id="ffic_CollateralizedDepositsMember"/>
  <xs:element name="CommercialBusinessAndOtherMember" type="nonnum:domainItemType" abstract="false" xbrli:periodType="duration" nillable="true" substitutionGroup="xbrli:item" id="ffic_CommercialBusinessAndOtherMember"/>
  <xs:element name="CommercialBusinessAndOtherPortfolioSegmentMember" type="nonnum:domainItemType" abstract="false" xbrli:periodType="duration" nillable="true" substitutionGroup="xbrli:item" id="ffic_CommercialBusinessAndOtherPortfolioSegmentMember"/>
  <xs:element name="CommercialRealEstateLoansMember" type="nonnum:domainItemType" abstract="false" xbrli:periodType="duration" nillable="true" substitutionGroup="xbrli:item" id="ffic_CommercialRealEstateLoansMember"/>
  <xs:element name="CommercialRealEstatePortfolioSegmentAndSBALoansMember" type="nonnum:domainItemType" abstract="false" xbrli:periodType="duration" nillable="true" substitutionGroup="xbrli:item" id="ffic_CommercialRealEstatePortfolioSegmentAndSBALoansMember"/>
  <xs:element name="CommnStockEquivalentMember" type="nonnum:domainItemType" abstract="false" xbrli:periodType="duration" nillable="true" substitutionGroup="xbrli:item" id="ffic_CommnStockEquivalentMember"/>
  <xs:element name="ConstructionMember" type="nonnum:domainItemType" abstract="false" xbrli:periodType="duration" nillable="true" substitutionGroup="xbrli:item" id="ffic_ConstructionMember"/>
  <xs:element name="ConstructionPortfolioSegmentMember" type="nonnum:domainItemType" abstract="false" xbrli:periodType="duration" nillable="true" substitutionGroup="xbrli:item" id="ffic_ConstructionPortfolioSegmentMember"/>
  <xs:element name="DefinedContributionRetirementPlanDCRPMember" type="nonnum:domainItemType" abstract="false" xbrli:periodType="duration" nillable="true" substitutionGroup="xbrli:item" id="ffic_DefinedContributionRetirementPlanDCRPMember"/>
  <xs:element name="DenominationMember" type="nonnum:domainItemType" abstract="false" xbrli:periodType="duration" nillable="true" substitutionGroup="xbrli:item" id="ffic_DenominationMember"/>
  <xs:element name="DirectorsPlanMember" type="nonnum:domainItemType" abstract="false" xbrli:periodType="duration" nillable="true" substitutionGroup="xbrli:item" id="ffic_DirectorsPlanMember"/>
  <xs:element name="EquipmentAndFurnitureMember" type="nonnum:domainItemType" abstract="false" xbrli:periodType="duration" nillable="true" substitutionGroup="xbrli:item" id="ffic_EquipmentAndFurnitureMember"/>
  <xs:element name="FHLBNYAdvance1Member" type="nonnum:domainItemType" abstract="false" xbrli:periodType="duration" nillable="true" substitutionGroup="xbrli:item" id="ffic_FHLBNYAdvance1Member"/>
  <xs:element name="FHLBNYAdvance2Member" type="nonnum:domainItemType" abstract="false" xbrli:periodType="duration" nillable="true" substitutionGroup="xbrli:item" id="ffic_FHLBNYAdvance2Member"/>
  <xs:element name="FHLBNYAdvance3Member" type="nonnum:domainItemType" abstract="false" xbrli:periodType="duration" nillable="true" substitutionGroup="xbrli:item" id="ffic_FHLBNYAdvance3Member"/>
  <xs:element name="FHLBNYAdvance4Member" type="nonnum:domainItemType" abstract="false" xbrli:periodType="duration" nillable="true" substitutionGroup="xbrli:item" id="ffic_FHLBNYAdvance4Member"/>
  <xs:element name="FHLBNYAdvance5Member" type="nonnum:domainItemType" abstract="false" xbrli:periodType="duration" nillable="true" substitutionGroup="xbrli:item" id="ffic_FHLBNYAdvance5Member"/>
  <xs:element name="FHLBNYStockMember" type="nonnum:domainItemType" abstract="false" xbrli:periodType="duration" nillable="true" substitutionGroup="xbrli:item" id="ffic_FHLBNYStockMember"/>
  <xs:element name="FHLMCMember" type="nonnum:domainItemType" abstract="false" xbrli:periodType="duration" nillable="true" substitutionGroup="xbrli:item" id="ffic_FHLMCMember"/>
  <xs:element name="FNMAMember" type="nonnum:domainItemType" abstract="false" xbrli:periodType="duration" nillable="true" substitutionGroup="xbrli:item" id="ffic_FNMAMember"/>
  <xs:element name="FinancialAssetsAndLiabilitiesExcludingInterestRateCapsSwapsMember" type="nonnum:domainItemType" abstract="false" xbrli:periodType="duration" nillable="true" substitutionGroup="xbrli:item" id="ffic_FinancialAssetsAndLiabilitiesExcludingInterestRateCapsSwapsMember"/>
  <xs:element name="FloatingRateJuniorSubordinatedDebenturesMember" type="nonnum:domainItemType" abstract="false" xbrli:periodType="duration" nillable="true" substitutionGroup="xbrli:item" id="ffic_FloatingRateJuniorSubordinatedDebenturesMember"/>
  <xs:element name="FlushingFinancialCapitalTrustIIIMember" type="nonnum:domainItemType" abstract="false" xbrli:periodType="duration" nillable="true" substitutionGroup="xbrli:item" id="ffic_FlushingFinancialCapitalTrustIIIMember"/>
  <xs:element name="FlushingFinancialCapitalTrustIIMember" type="nonnum:domainItemType" abstract="false" xbrli:periodType="duration" nillable="true" substitutionGroup="xbrli:item" id="ffic_FlushingFinancialCapitalTrustIIMember"/>
  <xs:element name="FlushingFinancialCapitalTrustIVMember" type="nonnum:domainItemType" abstract="false" xbrli:periodType="duration" nillable="true" substitutionGroup="xbrli:item" id="ffic_FlushingFinancialCapitalTrustIVMember"/>
  <xs:element name="FlushingFinancialsTrustsMember" type="nonnum:domainItemType" abstract="false" xbrli:periodType="duration" nillable="true" substitutionGroup="xbrli:item" id="ffic_FlushingFinancialsTrustsMember"/>
  <xs:element name="Four01kMember" type="nonnum:domainItemType" abstract="false" xbrli:periodType="duration" nillable="true" substitutionGroup="xbrli:item" id="ffic_Four01kMember"/>
  <xs:element name="FullValueAwardsMember" type="nonnum:domainItemType" abstract="false" xbrli:periodType="duration" nillable="true" substitutionGroup="xbrli:item" id="ffic_FullValueAwardsMember"/>
  <xs:element name="GNMAMember" type="nonnum:domainItemType" abstract="false" xbrli:periodType="duration" nillable="true" substitutionGroup="xbrli:item" id="ffic_GNMAMember"/>
  <xs:element name="GovernmentDepositsMember" type="nonnum:domainItemType" abstract="false" xbrli:periodType="duration" nillable="true" substitutionGroup="xbrli:item" id="ffic_GovernmentDepositsMember"/>
  <xs:element name="GrossLoansMember" type="nonnum:domainItemType" abstract="false" xbrli:periodType="duration" nillable="true" substitutionGroup="xbrli:item" id="ffic_GrossLoansMember"/>
  <xs:element name="HoldingCompanyMember" type="nonnum:domainItemType" abstract="false" xbrli:periodType="duration" nillable="true" substitutionGroup="xbrli:item" id="ffic_HoldingCompanyMember"/>
  <xs:element name="ICSDepositsMember" type="nonnum:domainItemType" abstract="false" xbrli:periodType="duration" nillable="true" substitutionGroup="xbrli:item" id="ffic_ICSDepositsMember"/>
  <xs:element name="ImpairedLoansMember" type="nonnum:domainItemType" abstract="false" xbrli:periodType="duration" nillable="true" substitutionGroup="xbrli:item" id="ffic_ImpairedLoansMember"/>
  <xs:element name="InEventOfTerminationMember" type="nonnum:domainItemType" abstract="false" xbrli:periodType="duration" nillable="true" substitutionGroup="xbrli:item" id="ffic_InEventOfTerminationMember"/>
  <xs:element name="InitialMember" type="nonnum:domainItemType" abstract="false" xbrli:periodType="duration" nillable="true" substitutionGroup="xbrli:item" id="ffic_InitialMember"/>
  <xs:element name="InterestRateSwaps1Member" type="nonnum:domainItemType" abstract="false" xbrli:periodType="duration" nillable="true" substitutionGroup="xbrli:item" id="ffic_InterestRateSwaps1Member"/>
  <xs:element name="InterestRateSwaps2Member" type="nonnum:domainItemType" abstract="false" xbrli:periodType="duration" nillable="true" substitutionGroup="xbrli:item" id="ffic_InterestRateSwaps2Member"/>
  <xs:element name="InterestRateSwapsMember" type="nonnum:domainItemType" abstract="false" xbrli:periodType="duration" nillable="true" substitutionGroup="xbrli:item" id="ffic_InterestRateSwapsMember"/>
  <xs:element name="InternationalBlendMember" type="nonnum:domainItemType" abstract="false" xbrli:periodType="duration" nillable="true" substitutionGroup="xbrli:item" id="ffic_InternationalBlendMember"/>
  <xs:element name="JuniorSubordinatedDebenturesMember" type="nonnum:domainItemType" abstract="false" xbrli:periodType="duration" nillable="true" substitutionGroup="xbrli:item" id="ffic_JuniorSubordinatedDebenturesMember"/>
  <xs:element name="LessThanMember" type="nonnum:domainItemType" abstract="false" xbrli:periodType="duration" nillable="true" substitutionGroup="xbrli:item" id="ffic_LessThanMember"/>
  <xs:element name="LetterOfCreditPledgedAsCollateralMember" type="nonnum:domainItemType" abstract="false" xbrli:periodType="duration" nillable="true" substitutionGroup="xbrli:item" id="ffic_LetterOfCreditPledgedAsCollateralMember"/>
  <xs:element name="LoansBalanceSheetLocationMember" type="nonnum:domainItemType" abstract="false" xbrli:periodType="duration" nillable="true" substitutionGroup="xbrli:item" id="ffic_LoansBalanceSheetLocationMember"/>
  <xs:element name="LossMember" type="nonnum:domainItemType" abstract="false" xbrli:periodType="duration" nillable="true" substitutionGroup="xbrli:item" id="ffic_LossMember"/>
  <xs:element name="MortgageLoansMember" type="nonnum:domainItemType" abstract="false" xbrli:periodType="duration" nillable="true" substitutionGroup="xbrli:item" id="ffic_MortgageLoansMember"/>
  <xs:element name="MultiFamilyResidentialMember" type="nonnum:domainItemType" abstract="false" xbrli:periodType="duration" nillable="true" substitutionGroup="xbrli:item" id="ffic_MultiFamilyResidentialMember"/>
  <xs:element name="MultifamilyResidentialPortfolioSegmentMember" type="nonnum:domainItemType" abstract="false" xbrli:periodType="duration" nillable="true" substitutionGroup="xbrli:item" id="ffic_MultifamilyResidentialPortfolioSegmentMember"/>
  <xs:element name="MultifamilyResidentialPropertyAndCommercialRealEstateAndCommericalBusinessAndOtherLoansMember" type="nonnum:domainItemType" abstract="false" xbrli:periodType="duration" nillable="true" substitutionGroup="xbrli:item" id="ffic_MultifamilyResidentialPropertyAndCommercialRealEstateAndCommericalBusinessAndOtherLoansMember"/>
  <xs:element name="MunicipalDebtSecuritiesMember" type="nonnum:domainItemType" abstract="false" xbrli:periodType="duration" nillable="true" substitutionGroup="xbrli:item" id="ffic_MunicipalDebtSecuritiesMember"/>
  <xs:element name="MunicipalMember" type="nonnum:domainItemType" abstract="false" xbrli:periodType="duration" nillable="true" substitutionGroup="xbrli:item" id="ffic_MunicipalMember"/>
  <xs:element name="MutualFundDebtSecuritiesMember" type="nonnum:domainItemType" abstract="false" xbrli:periodType="duration" nillable="true" substitutionGroup="xbrli:item" id="ffic_MutualFundDebtSecuritiesMember"/>
  <xs:element name="NonFullValueAwardsMember" type="nonnum:domainItemType" abstract="false" xbrli:periodType="duration" nillable="true" substitutionGroup="xbrli:item" id="ffic_NonFullValueAwardsMember"/>
  <xs:element name="NonMortgageLoansMember" type="nonnum:domainItemType" abstract="false" xbrli:periodType="duration" nillable="true" substitutionGroup="xbrli:item" id="ffic_NonMortgageLoansMember"/>
  <xs:element name="NonQualifiedDeferredCompensationPlanMember" type="nonnum:domainItemType" abstract="false" xbrli:periodType="duration" nillable="true" substitutionGroup="xbrli:item" id="ffic_NonQualifiedDeferredCompensationPlanMember"/>
  <xs:element name="NonaccruingCollateralDependentLoansPercentOfTheAppraisedOrInternallyEstimatedValueOfThePropertyMember" type="nonnum:domainItemType" abstract="false" xbrli:periodType="duration" nillable="true" substitutionGroup="xbrli:item" id="ffic_NonaccruingCollateralDependentLoansPercentOfTheAppraisedOrInternallyEstimatedValueOfThePropertyMember"/>
  <xs:element name="NonmortgageReceivablesMember" type="nonnum:domainItemType" abstract="false" xbrli:periodType="duration" nillable="true" substitutionGroup="xbrli:item" id="ffic_NonmortgageReceivablesMember"/>
  <xs:element name="OneToFourFamilyMixedUsePropertyMember" type="nonnum:domainItemType" abstract="false" xbrli:periodType="duration" nillable="true" substitutionGroup="xbrli:item" id="ffic_OneToFourFamilyMixedUsePropertyMember"/>
  <xs:element name="OneToFourFamilyMixedUsePropertyPortfolioSegmentMember" type="nonnum:domainItemType" abstract="false" xbrli:periodType="duration" nillable="true" substitutionGroup="xbrli:item" id="ffic_OneToFourFamilyMixedUsePropertyPortfolioSegmentMember"/>
  <xs:element name="OneToFourFamilyResidentialMember" type="nonnum:domainItemType" abstract="false" xbrli:periodType="duration" nillable="true" substitutionGroup="xbrli:item" id="ffic_OneToFourFamilyResidentialMember"/>
  <xs:element name="OnetoFourFamilyResidentialPortfolioSegmentMember" type="nonnum:domainItemType" abstract="false" xbrli:periodType="duration" nillable="true" substitutionGroup="xbrli:item" id="ffic_OnetoFourFamilyResidentialPortfolioSegmentMember"/>
  <xs:element name="OtherRealEstateOwnedMember" type="nonnum:domainItemType" abstract="false" xbrli:periodType="duration" nillable="true" substitutionGroup="xbrli:item" id="ffic_OtherRealEstateOwnedMember"/>
  <xs:element name="OtherSecuritiesMember" type="nonnum:domainItemType" abstract="false" xbrli:periodType="duration" nillable="true" substitutionGroup="xbrli:item" id="ffic_OtherSecuritiesMember"/>
  <xs:element name="PIMCOBondFundMember" type="nonnum:domainItemType" abstract="false" xbrli:periodType="duration" nillable="true" substitutionGroup="xbrli:item" id="ffic_PIMCOBondFundMember"/>
  <xs:element name="PhantomStockPlanMember" type="nonnum:domainItemType" abstract="false" xbrli:periodType="duration" nillable="true" substitutionGroup="xbrli:item" id="ffic_PhantomStockPlanMember"/>
  <xs:element name="PooledTrustPreferredSecuritiesMember" type="nonnum:domainItemType" abstract="false" xbrli:periodType="duration" nillable="true" substitutionGroup="xbrli:item" id="ffic_PooledTrustPreferredSecuritiesMember"/>
  <xs:element name="PostretirementPlan1Member" type="nonnum:domainItemType" abstract="false" xbrli:periodType="duration" nillable="true" substitutionGroup="xbrli:item" id="ffic_PostretirementPlan1Member"/>
  <xs:element name="PostretirementPlansMember" type="nonnum:domainItemType" abstract="false" xbrli:periodType="duration" nillable="true" substitutionGroup="xbrli:item" id="ffic_PostretirementPlansMember"/>
  <xs:element name="PriorServiceCreditsMember" type="nonnum:domainItemType" abstract="false" xbrli:periodType="duration" nillable="true" substitutionGroup="xbrli:item" id="ffic_PriorServiceCreditsMember"/>
  <xs:element name="PrudentialShortTermMember" type="nonnum:domainItemType" abstract="false" xbrli:periodType="duration" nillable="true" substitutionGroup="xbrli:item" id="ffic_PrudentialShortTermMember"/>
  <xs:element name="PurchaseOfCommonSharesOutstandingMember" type="nonnum:domainItemType" abstract="false" xbrli:periodType="duration" nillable="true" substitutionGroup="xbrli:item" id="ffic_PurchaseOfCommonSharesOutstandingMember"/>
  <xs:element name="REMICAndCMOMember" type="nonnum:domainItemType" abstract="false" xbrli:periodType="duration" nillable="true" substitutionGroup="xbrli:item" id="ffic_REMICAndCMOMember"/>
  <xs:element name="RepurchaseAgreement10Member" type="nonnum:domainItemType" abstract="false" xbrli:periodType="duration" nillable="true" substitutionGroup="xbrli:item" id="ffic_RepurchaseAgreement10Member"/>
  <xs:element name="RepurchaseAgreement11Member" type="nonnum:domainItemType" abstract="false" xbrli:periodType="duration" nillable="true" substitutionGroup="xbrli:item" id="ffic_RepurchaseAgreement11Member"/>
  <xs:element name="RepurchaseAgreement1Member" type="nonnum:domainItemType" abstract="false" xbrli:periodType="duration" nillable="true" substitutionGroup="xbrli:item" id="ffic_RepurchaseAgreement1Member"/>
  <xs:element name="RepurchaseAgreement2Member" type="nonnum:domainItemType" abstract="false" xbrli:periodType="duration" nillable="true" substitutionGroup="xbrli:item" id="ffic_RepurchaseAgreement2Member"/>
  <xs:element name="RepurchaseAgreement3Member" type="nonnum:domainItemType" abstract="false" xbrli:periodType="duration" nillable="true" substitutionGroup="xbrli:item" id="ffic_RepurchaseAgreement3Member"/>
  <xs:element name="RepurchaseAgreement4Member" type="nonnum:domainItemType" abstract="false" xbrli:periodType="duration" nillable="true" substitutionGroup="xbrli:item" id="ffic_RepurchaseAgreement4Member"/>
  <xs:element name="RepurchaseAgreement7Member" type="nonnum:domainItemType" abstract="false" xbrli:periodType="duration" nillable="true" substitutionGroup="xbrli:item" id="ffic_RepurchaseAgreement7Member"/>
  <xs:element name="RestrictedStockAwardsRepurchasedToSatisfyTaxObligationsMember" type="nonnum:domainItemType" abstract="false" xbrli:periodType="duration" nillable="true" substitutionGroup="xbrli:item" id="ffic_RestrictedStockAwardsRepurchasedToSatisfyTaxObligationsMember"/>
  <xs:element name="RetirementPlanMember" type="nonnum:domainItemType" abstract="false" xbrli:periodType="duration" nillable="true" substitutionGroup="xbrli:item" id="ffic_RetirementPlanMember"/>
  <xs:element name="SBALoansMember" type="nonnum:domainItemType" abstract="false" xbrli:periodType="duration" nillable="true" substitutionGroup="xbrli:item" id="ffic_SBALoansMember"/>
  <xs:element name="SalesApproachValuationTechniqueMember" type="nonnum:domainItemType" abstract="false" xbrli:periodType="duration" nillable="true" substitutionGroup="xbrli:item" id="ffic_SalesApproachValuationTechniqueMember"/>
  <xs:element name="SavingsBankMember" type="nonnum:domainItemType" abstract="false" xbrli:periodType="duration" nillable="true" substitutionGroup="xbrli:item" id="ffic_SavingsBankMember"/>
  <xs:element name="SecuritiesHeldToMaturityMember" type="nonnum:domainItemType" abstract="false" xbrli:periodType="duration" nillable="true" substitutionGroup="xbrli:item" id="ffic_SecuritiesHeldToMaturityMember"/>
  <xs:element name="ShareholderRightsPlanMember" type="nonnum:domainItemType" abstract="false" xbrli:periodType="duration" nillable="true" substitutionGroup="xbrli:item" id="ffic_ShareholderRightsPlanMember"/>
  <xs:element name="SharesPurchasedToFundOptionsExercisedMember" type="nonnum:domainItemType" abstract="false" xbrli:periodType="duration" nillable="true" substitutionGroup="xbrli:item" id="ffic_SharesPurchasedToFundOptionsExercisedMember"/>
  <xs:element name="SingleIssuerTrustPreferredSecurityMember" type="nonnum:domainItemType" abstract="false" xbrli:periodType="duration" nillable="true" substitutionGroup="xbrli:item" id="ffic_SingleIssuerTrustPreferredSecurityMember"/>
  <xs:element name="SmallBusinessAdministrationMember" type="nonnum:domainItemType" abstract="false" xbrli:periodType="duration" nillable="true" substitutionGroup="xbrli:item" id="ffic_SmallBusinessAdministrationMember"/>
  <xs:element name="SmallBusinessAdministrationPortfolioSegmentMember" type="nonnum:domainItemType" abstract="false" xbrli:periodType="duration" nillable="true" substitutionGroup="xbrli:item" id="ffic_SmallBusinessAdministrationPortfolioSegmentMember"/>
  <xs:element name="TaxMedallionPortflioSegmentMember" type="nonnum:domainItemType" abstract="false" xbrli:periodType="duration" nillable="true" substitutionGroup="xbrli:item" id="ffic_TaxMedallionPortflioSegmentMember"/>
  <xs:element name="TaxiMedallionMember" type="nonnum:domainItemType" abstract="false" xbrli:periodType="duration" nillable="true" substitutionGroup="xbrli:item" id="ffic_TaxiMedallionMember"/>
  <xs:element name="TotalAssetsFinancialInstrumentsMember" type="nonnum:domainItemType" abstract="false" xbrli:periodType="duration" nillable="true" substitutionGroup="xbrli:item" id="ffic_TotalAssetsFinancialInstrumentsMember"/>
  <xs:element name="TotalLiabilitiesFinancialInstrumentsMember" type="nonnum:domainItemType" abstract="false" xbrli:periodType="duration" nillable="true" substitutionGroup="xbrli:item" id="ffic_TotalLiabilitiesFinancialInstrumentsMember"/>
  <xs:element name="TrustPreferredSecuritiesMember" type="nonnum:domainItemType" abstract="false" xbrli:periodType="duration" nillable="true" substitutionGroup="xbrli:item" id="ffic_TrustPreferredSecuritiesMember"/>
  <xs:element name="TwentyFourteenOmnibusIncentivePlanMember" type="nonnum:domainItemType" abstract="false" xbrli:periodType="duration" nillable="true" substitutionGroup="xbrli:item" id="ffic_TwentyFourteenOmnibusIncentivePlanMember"/>
  <xs:element name="USLargeCapGrowthMember" type="nonnum:domainItemType" abstract="false" xbrli:periodType="duration" nillable="true" substitutionGroup="xbrli:item" id="ffic_USLargeCapGrowthMember"/>
  <xs:element name="USLargeCapValueMember" type="nonnum:domainItemType" abstract="false" xbrli:periodType="duration" nillable="true" substitutionGroup="xbrli:item" id="ffic_USLargeCapValueMember"/>
  <xs:element name="USSmallCapBlendMember" type="nonnum:domainItemType" abstract="false" xbrli:periodType="duration" nillable="true" substitutionGroup="xbrli:item" id="ffic_USSmallCapBlendMember"/>
  <xs:element name="UltimateYear2018Member" type="nonnum:domainItemType" abstract="false" xbrli:periodType="duration" nillable="true" substitutionGroup="xbrli:item" id="ffic_UltimateYear2018Member"/>
  <xs:element name="UnsecuredLineOfCreditMember" type="nonnum:domainItemType" abstract="false" xbrli:periodType="duration" nillable="true" substitutionGroup="xbrli:item" id="ffic_UnsecuredLineOfCreditMember"/>
  <xs:element name="VestedUponChangeInControlMember" type="nonnum:domainItemType" abstract="false" xbrli:periodType="duration" nillable="true" substitutionGroup="xbrli:item" id="ffic_VestedUponChangeInControlMember"/>
  <xs:element name="DocumentAndEntityInformationAbstract" type="xbrli:stringItemType" abstract="true" xbrli:periodType="duration" nillable="true" substitutionGroup="xbrli:item" id="ffic_DocumentAndEntityInformationAbstract"/>
</xs:schema>
</XBRL>
</TEXT>
</DOCUMENT>
<DOCUMENT>
<TYPE>EX-101.CAL
<SEQUENCE>15
<FILENAME>ffic-20151231_cal.xml
<DESCRIPTION>XBRL CALCULATION FILE
<TEXT>
<XBRL>
<?xml version="1.0" encoding="US-ASCII"?>
<!-- Generated by iC(tm) - CompSci Interactive Converter - http://www.compsciresources.com -->
<!-- Created: Mon Mar 14 19:10:39 UTC 2016 -->
<linkbase xmlns="http://www.xbrl.org/2003/linkbase" xmlns:xlink="http://www.w3.org/1999/xlink" xmlns:xsi="http://www.w3.org/2001/XMLSchema-instance" xsi:schemaLocation="http://www.xbrl.org/2003/linkbase http://www.xbrl.org/2003/xbrl-linkbase-2003-12-31.xsd">
  <roleRef xlink:type="simple" xlink:href="ffic-20151231.xsd#ffic_r_ConsolidatedBalanceSheet" roleURI="http://flushingbank.com/role/ConsolidatedBalanceSheet"/>
  <roleRef xlink:type="simple" xlink:href="ffic-20151231.xsd#ffic_r_ConsolidatedIncomeStatement" roleURI="http://flushingbank.com/role/ConsolidatedIncomeStatement"/>
  <roleRef xlink:type="simple" xlink:href="ffic-20151231.xsd#ffic_r_ConsolidatedComprehensiveIncome" roleURI="http://flushingbank.com/role/ConsolidatedComprehensiveIncome"/>
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<DOCUMENT>
<TYPE>EX-101.DEF
<SEQUENCE>16
<FILENAME>ffic-20151231_def.xml
<DESCRIPTION>XBRL DEFINITION FILE
<TEXT>
<XBRL>
<?xml version="1.0" encoding="US-ASCII"?>
<!-- Generated by iC(tm) - CompSci Interactive Converter - http://www.compsciresources.com -->
<!-- Created: Mon Mar 14 19:10:39 UTC 2016 -->
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  <roleRef xlink:type="simple" xlink:href="http://www.xbrl.org/lrr/role/negated-2009-12-16.xsd#negatedLabel" roleURI="http://www.xbrl.org/2009/role/negatedLabel"/>
  <roleRef xlink:type="simple" xlink:href="http://www.xbrl.org/lrr/role/negated-2009-12-16.xsd#negatedTerseLabel" roleURI="http://www.xbrl.org/2009/role/negatedTerseLabel"/>
  <roleRef xlink:type="simple" xlink:href="http://www.xbrl.org/lrr/role/net-2009-12-16.xsd#netLabel" roleURI="http://www.xbrl.org/2009/role/netLabel"/>
  <labelLink xlink:type="extended" xlink:role="http://www.xbrl.org/2003/role/link">
    <loc xlink:type="locator" xlink:label="us-gaap_StatementOfFinancialPositionAbstract" xlink:href="http://xbrl.fasb.org/us-gaap/2015/elts/us-gaap-2015-01-31.xsd#us-gaap_StatementOfFinancialPositionAbstract"/>
    <label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="us-gaap_StatementOfFinancialPositionAbstract_lbl" xml:lang="en-US">Statement of Financial Position [Abstract]</label>
    <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="us-gaap_StatementOfFinancialPositionAbstract" xlink:to="us-gaap_StatementOfFinancialPositionAbstract_lbl"/>
    <loc xlink:type="locator" xlink:label="us-gaap_CashAndDueFromBanks" xlink:href="http://xbrl.fasb.org/us-gaap/2015/elts/us-gaap-2015-01-31.xsd#us-gaap_CashAndDueFromBanks"/>
    <label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="us-gaap_CashAndDueFromBanks_lbl" xml:lang="en-US">Cash and due from banks</label>
    <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="us-gaap_CashAndDueFromBanks" xlink:to="us-gaap_CashAndDueFromBanks_lbl"/>
    <loc xlink:type="locator" xlink:label="us-gaap_HeldToMaturitySecurities" xlink:href="http://xbrl.fasb.org/us-gaap/2015/elts/us-gaap-2015-01-31.xsd#us-gaap_HeldToMaturitySecurities"/>
    <label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="us-gaap_HeldToMaturitySecurities_lbl" xml:lang="en-US">Other securities (none pledged; fair value of $6,180 at December 31, 2015)</label>
    <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="us-gaap_HeldToMaturitySecurities" xlink:to="us-gaap_HeldToMaturitySecurities_lbl"/>
    <label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:label="us-gaap_HeldToMaturitySecurities_lbl0" xml:lang="en-US">Amortized Cost</label>
    <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="us-gaap_HeldToMaturitySecurities" xlink:to="us-gaap_HeldToMaturitySecurities_lbl0"/>
    <label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/totalLabel" xlink:label="us-gaap_HeldToMaturitySecurities_lbl1" xml:lang="en-US">Total securities held-to-maturity</label>
    <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="us-gaap_HeldToMaturitySecurities" xlink:to="us-gaap_HeldToMaturitySecurities_lbl1"/>
    <label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/verboseLabel" xlink:label="us-gaap_HeldToMaturitySecurities_lbl2" xml:lang="en-US">Held-to-maturity Securities</label>
    <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="us-gaap_HeldToMaturitySecurities" xlink:to="us-gaap_HeldToMaturitySecurities_lbl2"/>
    <loc xlink:type="locator" xlink:label="us-gaap_HeldToMaturitySecuritiesFairValue" xlink:href="http://xbrl.fasb.org/us-gaap/2015/elts/us-gaap-2015-01-31.xsd#us-gaap_HeldToMaturitySecuritiesFairValue"/>
    <label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="us-gaap_HeldToMaturitySecuritiesFairValue_lbl" xml:lang="en-US">Other securities (none pledged), fair value (in Dollars)</label>
    <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="us-gaap_HeldToMaturitySecuritiesFairValue" xlink:to="us-gaap_HeldToMaturitySecuritiesFairValue_lbl"/>
    <label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:label="us-gaap_HeldToMaturitySecuritiesFairValue_lbl0" xml:lang="en-US">Fair Value</label>
    <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="us-gaap_HeldToMaturitySecuritiesFairValue" xlink:to="us-gaap_HeldToMaturitySecuritiesFairValue_lbl0"/>
    <label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/totalLabel" xlink:label="us-gaap_HeldToMaturitySecuritiesFairValue_lbl1" xml:lang="en-US">Total securities held-to-maturity</label>
    <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="us-gaap_HeldToMaturitySecuritiesFairValue" xlink:to="us-gaap_HeldToMaturitySecuritiesFairValue_lbl1"/>
    <loc xlink:type="locator" xlink:label="us-gaap_MortgageBackedSecuritiesAvailableForSaleFairValueDisclosure" xlink:href="http://xbrl.fasb.org/us-gaap/2015/elts/us-gaap-2015-01-31.xsd#us-gaap_MortgageBackedSecuritiesAvailableForSaleFairValueDisclosure"/>
    <label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="us-gaap_MortgageBackedSecuritiesAvailableForSaleFairValueDisclosure_lbl" xml:lang="en-US">Mortgage-backed securities (including assets pledged of $496,121 and $464,626 at December 31, 2015 and 2014, respectively; $2,527 and $4,678 at fair value pursuant to the fair value option at December 31, 2015 and 2014, respectively)</label>
    <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="us-gaap_MortgageBackedSecuritiesAvailableForSaleFairValueDisclosure" xlink:to="us-gaap_MortgageBackedSecuritiesAvailableForSaleFairValueDisclosure_lbl"/>
    <loc xlink:type="locator" xlink:label="ffic_MortgagebackedSecuritiesAvailableForSaleFairValueOption" xlink:href="ffic-20151231.xsd#ffic_MortgagebackedSecuritiesAvailableForSaleFairValueOption"/>
    <label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="ffic_MortgagebackedSecuritiesAvailableForSaleFairValueOption_lbl" xml:lang="en-US">Mortgage-backed securities, fair value option (in Dollars)</label>
    <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="ffic_MortgagebackedSecuritiesAvailableForSaleFairValueOption" xlink:to="ffic_MortgagebackedSecuritiesAvailableForSaleFairValueOption_lbl"/>
    <loc xlink:type="locator" xlink:label="us-gaap_PledgedAssetsSeparatelyReportedMortgageRelatedSecuritiesAvailableForSaleOrHeldForInvestment" xlink:href="http://xbrl.fasb.org/us-gaap/2015/elts/us-gaap-2015-01-31.xsd#us-gaap_PledgedAssetsSeparatelyReportedMortgageRelatedSecuritiesAvailableForSaleOrHeldForInvestment"/>
    <label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="us-gaap_PledgedAssetsSeparatelyReportedMortgageRelatedSecuritiesAvailableForSaleOrHeldForInvestment_lbl" xml:lang="en-US">Mortgage-backed securities, assets pledged (in Dollars)</label>
    <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="us-gaap_PledgedAssetsSeparatelyReportedMortgageRelatedSecuritiesAvailableForSaleOrHeldForInvestment" xlink:to="us-gaap_PledgedAssetsSeparatelyReportedMortgageRelatedSecuritiesAvailableForSaleOrHeldForInvestment_lbl"/>
    <loc xlink:type="locator" xlink:label="ffic_AvailableForSaleSecuritiesOtherFairValueDisclosure" xlink:href="ffic-20151231.xsd#ffic_AvailableForSaleSecuritiesOtherFairValueDisclosure"/>
    <label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/verboseLabel" xlink:label="ffic_AvailableForSaleSecuritiesOtherFairValueDisclosure_lbl" xml:lang="en-US">Other securities (including assets pledged of none and $57,562 at December 31, 2015 and 2014, respectively ; $28,205 and $27,915 at fair value pursuant to the fair value option at December 31, 2015 and 2014, respectively)</label>
    <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="ffic_AvailableForSaleSecuritiesOtherFairValueDisclosure" xlink:to="ffic_AvailableForSaleSecuritiesOtherFairValueDisclosure_lbl"/>
    <label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:label="ffic_AvailableForSaleSecuritiesOtherFairValueDisclosure_lbl0" xml:lang="en-US">Total other securities</label>
    <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="ffic_AvailableForSaleSecuritiesOtherFairValueDisclosure" xlink:to="ffic_AvailableForSaleSecuritiesOtherFairValueDisclosure_lbl0"/>
    <label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="ffic_AvailableForSaleSecuritiesOtherFairValueDisclosure_lbl1" xml:lang="en-US">Other securities ($872 and $864 at fair value pursuant to the fair value option at December 31, 2015 and 2014, respectively)</label>
    <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="ffic_AvailableForSaleSecuritiesOtherFairValueDisclosure" xlink:to="ffic_AvailableForSaleSecuritiesOtherFairValueDisclosure_lbl1"/>
    <loc xlink:type="locator" xlink:label="ffic_AvailableForSaleSecuritiesOtherFairValueOption" xlink:href="ffic-20151231.xsd#ffic_AvailableForSaleSecuritiesOtherFairValueOption"/>
    <label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="ffic_AvailableForSaleSecuritiesOtherFairValueOption_lbl" xml:lang="en-US">Other securities, fair value option (in Dollars)</label>
    <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="ffic_AvailableForSaleSecuritiesOtherFairValueOption" xlink:to="ffic_AvailableForSaleSecuritiesOtherFairValueOption_lbl"/>
    <label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:label="ffic_AvailableForSaleSecuritiesOtherFairValueOption_lbl0" xml:lang="en-US">Other securities, at fair value pursuant to fair value option</label>
    <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="ffic_AvailableForSaleSecuritiesOtherFairValueOption" xlink:to="ffic_AvailableForSaleSecuritiesOtherFairValueOption_lbl0"/>
    <loc xlink:type="locator" xlink:label="us-gaap_PledgedFinancialInstrumentsNotSeparatelyReportedOtherDebtSecuritiesAvailableForSaleOrHeldForInvestment" xlink:href="http://xbrl.fasb.org/us-gaap/2015/elts/us-gaap-2015-01-31.xsd#us-gaap_PledgedFinancialInstrumentsNotSeparatelyReportedOtherDebtSecuritiesAvailableForSaleOrHeldForInvestment"/>
    <label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="us-gaap_PledgedFinancialInstrumentsNotSeparatelyReportedOtherDebtSecuritiesAvailableForSaleOrHeldForInvestment_lbl" xml:lang="en-US">Other securities, assets pledged (in Dollars)</label>
    <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="us-gaap_PledgedFinancialInstrumentsNotSeparatelyReportedOtherDebtSecuritiesAvailableForSaleOrHeldForInvestment" xlink:to="us-gaap_PledgedFinancialInstrumentsNotSeparatelyReportedOtherDebtSecuritiesAvailableForSaleOrHeldForInvestment_lbl"/>
    <loc xlink:type="locator" xlink:label="us-gaap_LoansAndLeasesReceivableGrossCarryingAmount" xlink:href="http://xbrl.fasb.org/us-gaap/2015/elts/us-gaap-2015-01-31.xsd#us-gaap_LoansAndLeasesReceivableGrossCarryingAmount"/>
    <label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="us-gaap_LoansAndLeasesReceivableGrossCarryingAmount_lbl" xml:lang="en-US">Loans, net of fees and costs</label>
    <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="us-gaap_LoansAndLeasesReceivableGrossCarryingAmount" xlink:to="us-gaap_LoansAndLeasesReceivableGrossCarryingAmount_lbl"/>
    <label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/verboseLabel" xlink:label="us-gaap_LoansAndLeasesReceivableGrossCarryingAmount_lbl0" xml:lang="en-US">Total loans</label>
    <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="us-gaap_LoansAndLeasesReceivableGrossCarryingAmount" xlink:to="us-gaap_LoansAndLeasesReceivableGrossCarryingAmount_lbl0"/>
    <loc xlink:type="locator" xlink:label="us-gaap_LoansAndLeasesReceivableAllowance" xlink:href="http://xbrl.fasb.org/us-gaap/2015/elts/us-gaap-2015-01-31.xsd#us-gaap_LoansAndLeasesReceivableAllowance"/>
    <label xlink:type="resource" xlink:role="http://www.xbrl.org/2009/role/negatedLabel" xlink:label="us-gaap_LoansAndLeasesReceivableAllowance_lbl" xml:lang="en-US">Less: Allowance for loan losses</label>
    <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="us-gaap_LoansAndLeasesReceivableAllowance" xlink:to="us-gaap_LoansAndLeasesReceivableAllowance_lbl"/>
    <loc xlink:type="locator" xlink:label="us-gaap_LoansAndLeasesReceivableNetReportedAmount" xlink:href="http://xbrl.fasb.org/us-gaap/2015/elts/us-gaap-2015-01-31.xsd#us-gaap_LoansAndLeasesReceivableNetReportedAmount"/>
    <label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/totalLabel" xlink:label="us-gaap_LoansAndLeasesReceivableNetReportedAmount_lbl" xml:lang="en-US">Net loans</label>
    <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="us-gaap_LoansAndLeasesReceivableNetReportedAmount" xlink:to="us-gaap_LoansAndLeasesReceivableNetReportedAmount_lbl"/>
    <loc xlink:type="locator" xlink:label="us-gaap_AccruedInvestmentIncomeReceivable" xlink:href="http://xbrl.fasb.org/us-gaap/2015/elts/us-gaap-2015-01-31.xsd#us-gaap_AccruedInvestmentIncomeReceivable"/>
    <label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="us-gaap_AccruedInvestmentIncomeReceivable_lbl" xml:lang="en-US">Interest and dividends receivable</label>
    <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="us-gaap_AccruedInvestmentIncomeReceivable" xlink:to="us-gaap_AccruedInvestmentIncomeReceivable_lbl"/>
    <loc xlink:type="locator" xlink:label="us-gaap_PropertyPlantAndEquipmentNet" xlink:href="http://xbrl.fasb.org/us-gaap/2015/elts/us-gaap-2015-01-31.xsd#us-gaap_PropertyPlantAndEquipmentNet"/>
    <label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="us-gaap_PropertyPlantAndEquipmentNet_lbl" xml:lang="en-US">Bank premises and equipment, net</label>
    <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="us-gaap_PropertyPlantAndEquipmentNet" xlink:to="us-gaap_PropertyPlantAndEquipmentNet_lbl"/>
    <loc xlink:type="locator" xlink:label="us-gaap_FederalHomeLoanBankStock" xlink:href="http://xbrl.fasb.org/us-gaap/2015/elts/us-gaap-2015-01-31.xsd#us-gaap_FederalHomeLoanBankStock"/>
    <label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="us-gaap_FederalHomeLoanBankStock_lbl" xml:lang="en-US">Federal Home Loan Bank of New York stock, at cost</label>
    <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="us-gaap_FederalHomeLoanBankStock" xlink:to="us-gaap_FederalHomeLoanBankStock_lbl"/>
    <loc xlink:type="locator" xlink:label="us-gaap_BankOwnedLifeInsurance" xlink:href="http://xbrl.fasb.org/us-gaap/2015/elts/us-gaap-2015-01-31.xsd#us-gaap_BankOwnedLifeInsurance"/>
    <label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="us-gaap_BankOwnedLifeInsurance_lbl" xml:lang="en-US">Bank owned life insurance</label>
    <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="us-gaap_BankOwnedLifeInsurance" xlink:to="us-gaap_BankOwnedLifeInsurance_lbl"/>
    <loc xlink:type="locator" xlink:label="us-gaap_Goodwill" xlink:href="http://xbrl.fasb.org/us-gaap/2015/elts/us-gaap-2015-01-31.xsd#us-gaap_Goodwill"/>
    <label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="us-gaap_Goodwill_lbl" xml:lang="en-US">Goodwill</label>
    <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="us-gaap_Goodwill" xlink:to="us-gaap_Goodwill_lbl"/>
    <loc xlink:type="locator" xlink:label="us-gaap_OtherAssets" xlink:href="http://xbrl.fasb.org/us-gaap/2015/elts/us-gaap-2015-01-31.xsd#us-gaap_OtherAssets"/>
    <label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="us-gaap_OtherAssets_lbl" xml:lang="en-US">Other assets</label>
    <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="us-gaap_OtherAssets" xlink:to="us-gaap_OtherAssets_lbl"/>
    <loc xlink:type="locator" xlink:label="us-gaap_Assets" xlink:href="http://xbrl.fasb.org/us-gaap/2015/elts/us-gaap-2015-01-31.xsd#us-gaap_Assets"/>
    <label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/totalLabel" xlink:label="us-gaap_Assets_lbl" xml:lang="en-US">Total assets</label>
    <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="us-gaap_Assets" xlink:to="us-gaap_Assets_lbl"/>
    <label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="us-gaap_Assets_lbl0" xml:lang="en-US">Carrying Amount, Assets</label>
    <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="us-gaap_Assets" xlink:to="us-gaap_Assets_lbl0"/>
    <label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:label="us-gaap_Assets_lbl1" xml:lang="en-US">Total assets</label>
    <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="us-gaap_Assets" xlink:to="us-gaap_Assets_lbl1"/>
    <loc xlink:type="locator" xlink:label="us-gaap_NoninterestBearingDepositLiabilitiesDomestic" xlink:href="http://xbrl.fasb.org/us-gaap/2015/elts/us-gaap-2015-01-31.xsd#us-gaap_NoninterestBearingDepositLiabilitiesDomestic"/>
    <label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="us-gaap_NoninterestBearingDepositLiabilitiesDomestic_lbl" xml:lang="en-US">Non-interest bearing</label>
    <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="us-gaap_NoninterestBearingDepositLiabilitiesDomestic" xlink:to="us-gaap_NoninterestBearingDepositLiabilitiesDomestic_lbl"/>
    <loc xlink:type="locator" xlink:label="us-gaap_InterestBearingDepositLiabilitiesDomestic" xlink:href="http://xbrl.fasb.org/us-gaap/2015/elts/us-gaap-2015-01-31.xsd#us-gaap_InterestBearingDepositLiabilitiesDomestic"/>
    <label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="us-gaap_InterestBearingDepositLiabilitiesDomestic_lbl" xml:lang="en-US">Interest-bearing</label>
    <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="us-gaap_InterestBearingDepositLiabilitiesDomestic" xlink:to="us-gaap_InterestBearingDepositLiabilitiesDomestic_lbl"/>
    <loc xlink:type="locator" xlink:label="us-gaap_AdvancePaymentsByBorrowersForTaxesAndInsurance" xlink:href="http://xbrl.fasb.org/us-gaap/2015/elts/us-gaap-2015-01-31.xsd#us-gaap_AdvancePaymentsByBorrowersForTaxesAndInsurance"/>
    <label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="us-gaap_AdvancePaymentsByBorrowersForTaxesAndInsurance_lbl" xml:lang="en-US">Mortgagors&apos; escrow deposits</label>
    <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="us-gaap_AdvancePaymentsByBorrowersForTaxesAndInsurance" xlink:to="us-gaap_AdvancePaymentsByBorrowersForTaxesAndInsurance_lbl"/>
    <loc xlink:type="locator" xlink:label="us-gaap_DebtAndCapitalLeaseObligations" xlink:href="http://xbrl.fasb.org/us-gaap/2015/elts/us-gaap-2015-01-31.xsd#us-gaap_DebtAndCapitalLeaseObligations"/>
    <label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="us-gaap_DebtAndCapitalLeaseObligations_lbl" xml:lang="en-US">Borrowed funds ($29,018 and $28,771 at fair value pursuant to the fair value option at December 31, 2015 and 2014, respectively)</label>
    <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="us-gaap_DebtAndCapitalLeaseObligations" xlink:to="us-gaap_DebtAndCapitalLeaseObligations_lbl"/>
    <loc xlink:type="locator" xlink:label="ffic_BorrowedFundsFairValueOption" xlink:href="ffic-20151231.xsd#ffic_BorrowedFundsFairValueOption"/>
    <label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="ffic_BorrowedFundsFairValueOption_lbl" xml:lang="en-US">Borrowed funds, fair value option (in Dollars)</label>
    <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="ffic_BorrowedFundsFairValueOption" xlink:to="ffic_BorrowedFundsFairValueOption_lbl"/>
    <label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/verboseLabel" xlink:label="ffic_BorrowedFundsFairValueOption_lbl0" xml:lang="en-US">Borrowings (at fair value pursuant to the fair value option at December 31, 2015 and 2014)</label>
    <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="ffic_BorrowedFundsFairValueOption" xlink:to="ffic_BorrowedFundsFairValueOption_lbl0"/>
    <loc xlink:type="locator" xlink:label="us-gaap_SecuritiesSoldUnderAgreementsToRepurchase" xlink:href="http://xbrl.fasb.org/us-gaap/2015/elts/us-gaap-2015-01-31.xsd#us-gaap_SecuritiesSoldUnderAgreementsToRepurchase"/>
    <label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="us-gaap_SecuritiesSoldUnderAgreementsToRepurchase_lbl" xml:lang="en-US">Securities sold under agreements to repurchase</label>
    <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="us-gaap_SecuritiesSoldUnderAgreementsToRepurchase" xlink:to="us-gaap_SecuritiesSoldUnderAgreementsToRepurchase_lbl"/>
    <loc xlink:type="locator" xlink:label="us-gaap_OtherLiabilities" xlink:href="http://xbrl.fasb.org/us-gaap/2015/elts/us-gaap-2015-01-31.xsd#us-gaap_OtherLiabilities"/>
    <label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="us-gaap_OtherLiabilities_lbl" xml:lang="en-US">Other liabilities</label>
    <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="us-gaap_OtherLiabilities" xlink:to="us-gaap_OtherLiabilities_lbl"/>
    <loc xlink:type="locator" xlink:label="us-gaap_Liabilities" xlink:href="http://xbrl.fasb.org/us-gaap/2015/elts/us-gaap-2015-01-31.xsd#us-gaap_Liabilities"/>
    <label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/totalLabel" xlink:label="us-gaap_Liabilities_lbl" xml:lang="en-US">Total liabilities</label>
    <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="us-gaap_Liabilities" xlink:to="us-gaap_Liabilities_lbl"/>
    <label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:label="us-gaap_Liabilities_lbl0" xml:lang="en-US">Carrying Amount, Liabilities</label>
    <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="us-gaap_Liabilities" xlink:to="us-gaap_Liabilities_lbl0"/>
    <label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="us-gaap_Liabilities_lbl1" xml:lang="en-US">Total liabilities</label>
    <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="us-gaap_Liabilities" xlink:to="us-gaap_Liabilities_lbl1"/>
    <loc xlink:type="locator" xlink:label="us-gaap_PreferredStockValue" xlink:href="http://xbrl.fasb.org/us-gaap/2015/elts/us-gaap-2015-01-31.xsd#us-gaap_PreferredStockValue"/>
    <label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="us-gaap_PreferredStockValue_lbl" xml:lang="en-US">Preferred stock ($0.01 par value; 5,000,000 shares authorized; none issued)</label>
    <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="us-gaap_PreferredStockValue" xlink:to="us-gaap_PreferredStockValue_lbl"/>
    <loc xlink:type="locator" xlink:label="us-gaap_PreferredStockParOrStatedValuePerShare" xlink:href="http://xbrl.fasb.org/us-gaap/2015/elts/us-gaap-2015-01-31.xsd#us-gaap_PreferredStockParOrStatedValuePerShare"/>
    <label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="us-gaap_PreferredStockParOrStatedValuePerShare_lbl" xml:lang="en-US">Preferred stock, par value (in Dollars per share)</label>
    <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="us-gaap_PreferredStockParOrStatedValuePerShare" xlink:to="us-gaap_PreferredStockParOrStatedValuePerShare_lbl"/>
    <loc xlink:type="locator" xlink:label="us-gaap_PreferredStockSharesAuthorized" xlink:href="http://xbrl.fasb.org/us-gaap/2015/elts/us-gaap-2015-01-31.xsd#us-gaap_PreferredStockSharesAuthorized"/>
    <label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="us-gaap_PreferredStockSharesAuthorized_lbl" xml:lang="en-US">Preferred stock, shares authorized</label>
    <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="us-gaap_PreferredStockSharesAuthorized" xlink:to="us-gaap_PreferredStockSharesAuthorized_lbl"/>
    <loc xlink:type="locator" xlink:label="us-gaap_PreferredStockSharesIssued" xlink:href="http://xbrl.fasb.org/us-gaap/2015/elts/us-gaap-2015-01-31.xsd#us-gaap_PreferredStockSharesIssued"/>
    <label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="us-gaap_PreferredStockSharesIssued_lbl" xml:lang="en-US">Preferred stock, shares issued</label>
    <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="us-gaap_PreferredStockSharesIssued" xlink:to="us-gaap_PreferredStockSharesIssued_lbl"/>
    <loc xlink:type="locator" xlink:label="us-gaap_CommonStockValue" xlink:href="http://xbrl.fasb.org/us-gaap/2015/elts/us-gaap-2015-01-31.xsd#us-gaap_CommonStockValue"/>
    <label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="us-gaap_CommonStockValue_lbl" xml:lang="en-US">Common stock ($0.01 par value; 100,000,000 shares authorized; 31,530,595 shares issued at December 31, 2015 and 2014; 28,830,558 shares and 29,403,823 shares outstanding at December 31, 2015 and 2014, respectively)</label>
    <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="us-gaap_CommonStockValue" xlink:to="us-gaap_CommonStockValue_lbl"/>
    <label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:label="us-gaap_CommonStockValue_lbl0" xml:lang="en-US">Common stock</label>
    <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="us-gaap_CommonStockValue" xlink:to="us-gaap_CommonStockValue_lbl0"/>
    <loc xlink:type="locator" xlink:label="us-gaap_CommonStockParOrStatedValuePerShare" xlink:href="http://xbrl.fasb.org/us-gaap/2015/elts/us-gaap-2015-01-31.xsd#us-gaap_CommonStockParOrStatedValuePerShare"/>
    <label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="us-gaap_CommonStockParOrStatedValuePerShare_lbl" xml:lang="en-US">Common stock, par value (in Dollars per share)</label>
    <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="us-gaap_CommonStockParOrStatedValuePerShare" xlink:to="us-gaap_CommonStockParOrStatedValuePerShare_lbl"/>
    <loc xlink:type="locator" xlink:label="us-gaap_CommonStockSharesAuthorized" xlink:href="http://xbrl.fasb.org/us-gaap/2015/elts/us-gaap-2015-01-31.xsd#us-gaap_CommonStockSharesAuthorized"/>
    <label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="us-gaap_CommonStockSharesAuthorized_lbl" xml:lang="en-US">Common stock, shares authorized</label>
    <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="us-gaap_CommonStockSharesAuthorized" xlink:to="us-gaap_CommonStockSharesAuthorized_lbl"/>
    <loc xlink:type="locator" xlink:label="us-gaap_CommonStockSharesIssued" xlink:href="http://xbrl.fasb.org/us-gaap/2015/elts/us-gaap-2015-01-31.xsd#us-gaap_CommonStockSharesIssued"/>
    <label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="us-gaap_CommonStockSharesIssued_lbl" xml:lang="en-US">Common stock, shares issued</label>
    <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="us-gaap_CommonStockSharesIssued" xlink:to="us-gaap_CommonStockSharesIssued_lbl"/>
    <loc xlink:type="locator" xlink:label="us-gaap_CommonStockSharesOutstanding" xlink:href="http://xbrl.fasb.org/us-gaap/2015/elts/us-gaap-2015-01-31.xsd#us-gaap_CommonStockSharesOutstanding"/>
    <label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="us-gaap_CommonStockSharesOutstanding_lbl" xml:lang="en-US">Common stock, shares outstanding</label>
    <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="us-gaap_CommonStockSharesOutstanding" xlink:to="us-gaap_CommonStockSharesOutstanding_lbl"/>
    <loc xlink:type="locator" xlink:label="us-gaap_AdditionalPaidInCapitalCommonStock" xlink:href="http://xbrl.fasb.org/us-gaap/2015/elts/us-gaap-2015-01-31.xsd#us-gaap_AdditionalPaidInCapitalCommonStock"/>
    <label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="us-gaap_AdditionalPaidInCapitalCommonStock_lbl" xml:lang="en-US">Additional paid-in capital</label>
    <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="us-gaap_AdditionalPaidInCapitalCommonStock" xlink:to="us-gaap_AdditionalPaidInCapitalCommonStock_lbl"/>
    <loc xlink:type="locator" xlink:label="us-gaap_TreasuryStockValue" xlink:href="http://xbrl.fasb.org/us-gaap/2015/elts/us-gaap-2015-01-31.xsd#us-gaap_TreasuryStockValue"/>
    <label xlink:type="resource" xlink:role="http://www.xbrl.org/2009/role/negatedLabel" xlink:label="us-gaap_TreasuryStockValue_lbl" xml:lang="en-US">Treasury stock, at average cost (2,700,037 shares and 2,126,772 at December 31, 2015 and 2014, respectively)</label>
    <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="us-gaap_TreasuryStockValue" xlink:to="us-gaap_TreasuryStockValue_lbl"/>
    <label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="us-gaap_TreasuryStockValue_lbl0" xml:lang="en-US">Treasury stock, at average cost (2,700,037 shares and 2,126,772 at December 31, 2015 and 2014, respectively)</label>
    <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="us-gaap_TreasuryStockValue" xlink:to="us-gaap_TreasuryStockValue_lbl0"/>
    <loc xlink:type="locator" xlink:label="us-gaap_TreasuryStockShares" xlink:href="http://xbrl.fasb.org/us-gaap/2015/elts/us-gaap-2015-01-31.xsd#us-gaap_TreasuryStockShares"/>
    <label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:label="us-gaap_TreasuryStockShares_lbl" xml:lang="en-US">Treasury stock, shares</label>
    <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="us-gaap_TreasuryStockShares" xlink:to="us-gaap_TreasuryStockShares_lbl"/>
    <label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="us-gaap_TreasuryStockShares_lbl0" xml:lang="en-US">Treasury stock, shares</label>
    <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="us-gaap_TreasuryStockShares" xlink:to="us-gaap_TreasuryStockShares_lbl0"/>
    <loc xlink:type="locator" xlink:label="us-gaap_RetainedEarningsAccumulatedDeficit" xlink:href="http://xbrl.fasb.org/us-gaap/2015/elts/us-gaap-2015-01-31.xsd#us-gaap_RetainedEarningsAccumulatedDeficit"/>
    <label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="us-gaap_RetainedEarningsAccumulatedDeficit_lbl" xml:lang="en-US">Retained earnings</label>
    <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="us-gaap_RetainedEarningsAccumulatedDeficit" xlink:to="us-gaap_RetainedEarningsAccumulatedDeficit_lbl"/>
    <loc xlink:type="locator" xlink:label="us-gaap_AccumulatedOtherComprehensiveIncomeLossNetOfTax" xlink:href="http://xbrl.fasb.org/us-gaap/2015/elts/us-gaap-2015-01-31.xsd#us-gaap_AccumulatedOtherComprehensiveIncomeLossNetOfTax"/>
    <label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="us-gaap_AccumulatedOtherComprehensiveIncomeLossNetOfTax_lbl" xml:lang="en-US">Accumulated other comprehensive loss, net of taxes</label>
    <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="us-gaap_AccumulatedOtherComprehensiveIncomeLossNetOfTax" xlink:to="us-gaap_AccumulatedOtherComprehensiveIncomeLossNetOfTax_lbl"/>
    <label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/periodStartLabel" xlink:label="us-gaap_AccumulatedOtherComprehensiveIncomeLossNetOfTax_lbl0" xml:lang="en-US">Beginning balance, net of tax</label>
    <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="us-gaap_AccumulatedOtherComprehensiveIncomeLossNetOfTax" xlink:to="us-gaap_AccumulatedOtherComprehensiveIncomeLossNetOfTax_lbl0"/>
    <label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/periodEndLabel" xlink:label="us-gaap_AccumulatedOtherComprehensiveIncomeLossNetOfTax_lbl1" xml:lang="en-US">Ending balance, net of tax</label>
    <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="us-gaap_AccumulatedOtherComprehensiveIncomeLossNetOfTax" xlink:to="us-gaap_AccumulatedOtherComprehensiveIncomeLossNetOfTax_lbl1"/>
    <label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:label="us-gaap_AccumulatedOtherComprehensiveIncomeLossNetOfTax_lbl2" xml:lang="en-US">Accumulated other comprehensive loss, net of taxes</label>
    <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="us-gaap_AccumulatedOtherComprehensiveIncomeLossNetOfTax" xlink:to="us-gaap_AccumulatedOtherComprehensiveIncomeLossNetOfTax_lbl2"/>
    <loc xlink:type="locator" xlink:label="us-gaap_StockholdersEquity" xlink:href="http://xbrl.fasb.org/us-gaap/2015/elts/us-gaap-2015-01-31.xsd#us-gaap_StockholdersEquity"/>
    <label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/totalLabel" xlink:label="us-gaap_StockholdersEquity_lbl" xml:lang="en-US">Total stockholders&apos; equity</label>
    <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="us-gaap_StockholdersEquity" xlink:to="us-gaap_StockholdersEquity_lbl"/>
    <label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/periodStartLabel" xlink:label="us-gaap_StockholdersEquity_lbl0" xml:lang="en-US">Balance</label>
    <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="us-gaap_StockholdersEquity" xlink:to="us-gaap_StockholdersEquity_lbl0"/>
    <label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/periodEndLabel" xlink:label="us-gaap_StockholdersEquity_lbl1" xml:lang="en-US">Balance</label>
    <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="us-gaap_StockholdersEquity" xlink:to="us-gaap_StockholdersEquity_lbl1"/>
    <label xlink:type="resource" xlink:role="http://www.xbrl.org/2009/role/netLabel" xlink:label="us-gaap_StockholdersEquity_lbl2" xml:lang="en-US">Total equity</label>
    <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="us-gaap_StockholdersEquity" xlink:to="us-gaap_StockholdersEquity_lbl2"/>
    <loc xlink:type="locator" xlink:label="us-gaap_LiabilitiesAndStockholdersEquity" xlink:href="http://xbrl.fasb.org/us-gaap/2015/elts/us-gaap-2015-01-31.xsd#us-gaap_LiabilitiesAndStockholdersEquity"/>
    <label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/totalLabel" xlink:label="us-gaap_LiabilitiesAndStockholdersEquity_lbl" xml:lang="en-US">Total liabilities and stockholders&apos; equity</label>
    <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="us-gaap_LiabilitiesAndStockholdersEquity" xlink:to="us-gaap_LiabilitiesAndStockholdersEquity_lbl"/>
    <label xlink:type="resource" xlink:role="http://www.xbrl.org/2009/role/netLabel" xlink:label="us-gaap_LiabilitiesAndStockholdersEquity_lbl0" xml:lang="en-US">Total liabilities and equity</label>
    <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="us-gaap_LiabilitiesAndStockholdersEquity" xlink:to="us-gaap_LiabilitiesAndStockholdersEquity_lbl0"/>
    <loc xlink:type="locator" xlink:label="us-gaap_IncomeStatementAbstract" xlink:href="http://xbrl.fasb.org/us-gaap/2015/elts/us-gaap-2015-01-31.xsd#us-gaap_IncomeStatementAbstract"/>
    <label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="us-gaap_IncomeStatementAbstract_lbl" xml:lang="en-US">Income Statement [Abstract]</label>
    <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="us-gaap_IncomeStatementAbstract" xlink:to="us-gaap_IncomeStatementAbstract_lbl"/>
    <loc xlink:type="locator" xlink:label="us-gaap_InterestAndFeeIncomeLoansAndLeases" xlink:href="http://xbrl.fasb.org/us-gaap/2015/elts/us-gaap-2015-01-31.xsd#us-gaap_InterestAndFeeIncomeLoansAndLeases"/>
    <label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="us-gaap_InterestAndFeeIncomeLoansAndLeases_lbl" xml:lang="en-US">Interest and fees on loans</label>
    <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="us-gaap_InterestAndFeeIncomeLoansAndLeases" xlink:to="us-gaap_InterestAndFeeIncomeLoansAndLeases_lbl"/>
    <loc xlink:type="locator" xlink:label="us-gaap_InvestmentIncomeInterest" xlink:href="http://xbrl.fasb.org/us-gaap/2015/elts/us-gaap-2015-01-31.xsd#us-gaap_InvestmentIncomeInterest"/>
    <label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="us-gaap_InvestmentIncomeInterest_lbl" xml:lang="en-US">Interest</label>
    <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="us-gaap_InvestmentIncomeInterest" xlink:to="us-gaap_InvestmentIncomeInterest_lbl"/>
    <label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:label="us-gaap_InvestmentIncomeInterest_lbl0" xml:lang="en-US">Interest income</label>
    <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="us-gaap_InvestmentIncomeInterest" xlink:to="us-gaap_InvestmentIncomeInterest_lbl0"/>
    <loc xlink:type="locator" xlink:label="us-gaap_InvestmentIncomeDividend" xlink:href="http://xbrl.fasb.org/us-gaap/2015/elts/us-gaap-2015-01-31.xsd#us-gaap_InvestmentIncomeDividend"/>
    <label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="us-gaap_InvestmentIncomeDividend_lbl" xml:lang="en-US">Dividends</label>
    <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="us-gaap_InvestmentIncomeDividend" xlink:to="us-gaap_InvestmentIncomeDividend_lbl"/>
    <loc xlink:type="locator" xlink:label="us-gaap_OtherInterestAndDividendIncome" xlink:href="http://xbrl.fasb.org/us-gaap/2015/elts/us-gaap-2015-01-31.xsd#us-gaap_OtherInterestAndDividendIncome"/>
    <label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="us-gaap_OtherInterestAndDividendIncome_lbl" xml:lang="en-US">Other interest income</label>
    <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="us-gaap_OtherInterestAndDividendIncome" xlink:to="us-gaap_OtherInterestAndDividendIncome_lbl"/>
    <loc xlink:type="locator" xlink:label="us-gaap_InterestAndDividendIncomeOperating" xlink:href="http://xbrl.fasb.org/us-gaap/2015/elts/us-gaap-2015-01-31.xsd#us-gaap_InterestAndDividendIncomeOperating"/>
    <label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/totalLabel" xlink:label="us-gaap_InterestAndDividendIncomeOperating_lbl" xml:lang="en-US">Total interest and dividend income</label>
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    <label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="us-gaap_InterestExpenseOther_lbl" xml:lang="en-US">Other interest expense</label>
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    <label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/totalLabel" xlink:label="us-gaap_InterestExpense_lbl" xml:lang="en-US">Total interest expense</label>
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    <label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="us-gaap_InterestExpense_lbl0" xml:lang="en-US">Interest expense</label>
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    <loc xlink:type="locator" xlink:label="us-gaap_InterestIncomeExpenseNet" xlink:href="http://xbrl.fasb.org/us-gaap/2015/elts/us-gaap-2015-01-31.xsd#us-gaap_InterestIncomeExpenseNet"/>
    <label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/totalLabel" xlink:label="us-gaap_InterestIncomeExpenseNet_lbl" xml:lang="en-US">Net interest income</label>
    <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="us-gaap_InterestIncomeExpenseNet" xlink:to="us-gaap_InterestIncomeExpenseNet_lbl"/>
    <label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="us-gaap_InterestIncomeExpenseNet_lbl0" xml:lang="en-US">Net interest income</label>
    <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="us-gaap_InterestIncomeExpenseNet" xlink:to="us-gaap_InterestIncomeExpenseNet_lbl0"/>
    <loc xlink:type="locator" xlink:label="us-gaap_ProvisionForLoanLossesExpensed" xlink:href="http://xbrl.fasb.org/us-gaap/2015/elts/us-gaap-2015-01-31.xsd#us-gaap_ProvisionForLoanLossesExpensed"/>
    <label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="us-gaap_ProvisionForLoanLossesExpensed_lbl" xml:lang="en-US">Provision (benefit) for loan losses</label>
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    <loc xlink:type="locator" xlink:label="us-gaap_InterestIncomeExpenseAfterProvisionForLoanLoss" xlink:href="http://xbrl.fasb.org/us-gaap/2015/elts/us-gaap-2015-01-31.xsd#us-gaap_InterestIncomeExpenseAfterProvisionForLoanLoss"/>
    <label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/totalLabel" xlink:label="us-gaap_InterestIncomeExpenseAfterProvisionForLoanLoss_lbl" xml:lang="en-US">Net interest income after (benefit) provision for loan losses</label>
    <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="us-gaap_InterestIncomeExpenseAfterProvisionForLoanLoss" xlink:to="us-gaap_InterestIncomeExpenseAfterProvisionForLoanLoss_lbl"/>
    <loc xlink:type="locator" xlink:label="us-gaap_OtherThanTemporaryImpairmentLossesInvestmentsAvailableforsaleSecurities" xlink:href="http://xbrl.fasb.org/us-gaap/2015/elts/us-gaap-2015-01-31.xsd#us-gaap_OtherThanTemporaryImpairmentLossesInvestmentsAvailableforsaleSecurities"/>
    <label xlink:type="resource" xlink:role="http://www.xbrl.org/2009/role/negatedLabel" xlink:label="us-gaap_OtherThanTemporaryImpairmentLossesInvestmentsAvailableforsaleSecurities_lbl" xml:lang="en-US">Other-than-temporary impairment (&quot;OTTI&quot;) charge</label>
    <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="us-gaap_OtherThanTemporaryImpairmentLossesInvestmentsAvailableforsaleSecurities" xlink:to="us-gaap_OtherThanTemporaryImpairmentLossesInvestmentsAvailableforsaleSecurities_lbl"/>
    <label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="us-gaap_OtherThanTemporaryImpairmentLossesInvestmentsAvailableforsaleSecurities_lbl0" xml:lang="en-US">Other than Temporary Impairment Losses, Investments, Available-for-sale Securities</label>
    <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="us-gaap_OtherThanTemporaryImpairmentLossesInvestmentsAvailableforsaleSecurities" xlink:to="us-gaap_OtherThanTemporaryImpairmentLossesInvestmentsAvailableforsaleSecurities_lbl0"/>
    <loc xlink:type="locator" xlink:label="us-gaap_OtherThanTemporaryImpairmentLossesInvestmentsPortionInOtherComprehensiveIncomeLossBeforeTaxPortionAttributableToParentAvailableforsaleSecurities" xlink:href="http://xbrl.fasb.org/us-gaap/2015/elts/us-gaap-2015-01-31.xsd#us-gaap_OtherThanTemporaryImpairmentLossesInvestmentsPortionInOtherComprehensiveIncomeLossBeforeTaxPortionAttributableToParentAvailableforsaleSecurities"/>
    <label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="us-gaap_OtherThanTemporaryImpairmentLossesInvestmentsPortionInOtherComprehensiveIncomeLossBeforeTaxPortionAttributableToParentAvailableforsaleSecurities_lbl" xml:lang="en-US">Other Comprehensive Income, before taxes</label>
    <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="us-gaap_OtherThanTemporaryImpairmentLossesInvestmentsPortionInOtherComprehensiveIncomeLossBeforeTaxPortionAttributableToParentAvailableforsaleSecurities" xlink:to="us-gaap_OtherThanTemporaryImpairmentLossesInvestmentsPortionInOtherComprehensiveIncomeLossBeforeTaxPortionAttributableToParentAvailableforsaleSecurities_lbl"/>
    <loc xlink:type="locator" xlink:label="us-gaap_OtherThanTemporaryImpairmentLossesInvestmentsPortionRecognizedInEarningsNetAvailableforsaleSecurities" xlink:href="http://xbrl.fasb.org/us-gaap/2015/elts/us-gaap-2015-01-31.xsd#us-gaap_OtherThanTemporaryImpairmentLossesInvestmentsPortionRecognizedInEarningsNetAvailableforsaleSecurities"/>
    <label xlink:type="resource" xlink:role="http://www.xbrl.org/2009/role/negatedLabel" xlink:label="us-gaap_OtherThanTemporaryImpairmentLossesInvestmentsPortionRecognizedInEarningsNetAvailableforsaleSecurities_lbl" xml:lang="en-US">Net OTTI charge recognized in earnings</label>
    <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="us-gaap_OtherThanTemporaryImpairmentLossesInvestmentsPortionRecognizedInEarningsNetAvailableforsaleSecurities" xlink:to="us-gaap_OtherThanTemporaryImpairmentLossesInvestmentsPortionRecognizedInEarningsNetAvailableforsaleSecurities_lbl"/>
    <label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="us-gaap_OtherThanTemporaryImpairmentLossesInvestmentsPortionRecognizedInEarningsNetAvailableforsaleSecurities_lbl0" xml:lang="en-US">OTTI charges due to credit loss recorded in earnings</label>
    <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="us-gaap_OtherThanTemporaryImpairmentLossesInvestmentsPortionRecognizedInEarningsNetAvailableforsaleSecurities" xlink:to="us-gaap_OtherThanTemporaryImpairmentLossesInvestmentsPortionRecognizedInEarningsNetAvailableforsaleSecurities_lbl0"/>
    <loc xlink:type="locator" xlink:label="us-gaap_FeesAndCommissionsDepositorAccounts" xlink:href="http://xbrl.fasb.org/us-gaap/2015/elts/us-gaap-2015-01-31.xsd#us-gaap_FeesAndCommissionsDepositorAccounts"/>
    <label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="us-gaap_FeesAndCommissionsDepositorAccounts_lbl" xml:lang="en-US">Banking services fee income</label>
    <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="us-gaap_FeesAndCommissionsDepositorAccounts" xlink:to="us-gaap_FeesAndCommissionsDepositorAccounts_lbl"/>
    <loc xlink:type="locator" xlink:label="us-gaap_GainLossOnSaleOfOtherInvestments" xlink:href="http://xbrl.fasb.org/us-gaap/2015/elts/us-gaap-2015-01-31.xsd#us-gaap_GainLossOnSaleOfOtherInvestments"/>
    <label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="us-gaap_GainLossOnSaleOfOtherInvestments_lbl" xml:lang="en-US">Net loss on sale of loans held for sale</label>
    <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="us-gaap_GainLossOnSaleOfOtherInvestments" xlink:to="us-gaap_GainLossOnSaleOfOtherInvestments_lbl"/>
    <label xlink:type="resource" xlink:role="http://www.xbrl.org/2009/role/negatedTerseLabel" xlink:label="us-gaap_GainLossOnSaleOfOtherInvestments_lbl0" xml:lang="en-US">Net loss on sales of loans held for sale</label>
    <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="us-gaap_GainLossOnSaleOfOtherInvestments" xlink:to="us-gaap_GainLossOnSaleOfOtherInvestments_lbl0"/>
    <loc xlink:type="locator" xlink:label="us-gaap_GainLossOnSalesOfLoansNet" xlink:href="http://xbrl.fasb.org/us-gaap/2015/elts/us-gaap-2015-01-31.xsd#us-gaap_GainLossOnSalesOfLoansNet"/>
    <label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="us-gaap_GainLossOnSalesOfLoansNet_lbl" xml:lang="en-US">Net gain on sale of loans</label>
    <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="us-gaap_GainLossOnSalesOfLoansNet" xlink:to="us-gaap_GainLossOnSalesOfLoansNet_lbl"/>
    <label xlink:type="resource" xlink:role="http://www.xbrl.org/2009/role/negatedTerseLabel" xlink:label="us-gaap_GainLossOnSalesOfLoansNet_lbl0" xml:lang="en-US">Net gain on sales of loans (including delinquent loans)</label>
    <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="us-gaap_GainLossOnSalesOfLoansNet" xlink:to="us-gaap_GainLossOnSalesOfLoansNet_lbl0"/>
    <loc xlink:type="locator" xlink:label="us-gaap_GainLossOnSaleOfSecuritiesNet" xlink:href="http://xbrl.fasb.org/us-gaap/2015/elts/us-gaap-2015-01-31.xsd#us-gaap_GainLossOnSaleOfSecuritiesNet"/>
    <label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="us-gaap_GainLossOnSaleOfSecuritiesNet_lbl" xml:lang="en-US">Net gain on sale of securities</label>
    <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="us-gaap_GainLossOnSaleOfSecuritiesNet" xlink:to="us-gaap_GainLossOnSaleOfSecuritiesNet_lbl"/>
    <label xlink:type="resource" xlink:role="http://www.xbrl.org/2009/role/negatedTerseLabel" xlink:label="us-gaap_GainLossOnSaleOfSecuritiesNet_lbl0" xml:lang="en-US">Net gain on sales of securities</label>
    <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="us-gaap_GainLossOnSaleOfSecuritiesNet" xlink:to="us-gaap_GainLossOnSaleOfSecuritiesNet_lbl0"/>
    <label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:label="us-gaap_GainLossOnSaleOfSecuritiesNet_lbl1" xml:lang="en-US">Gain on sale of securities</label>
    <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="us-gaap_GainLossOnSaleOfSecuritiesNet" xlink:to="us-gaap_GainLossOnSaleOfSecuritiesNet_lbl1"/>
    <label xlink:type="resource" xlink:role="http://www.xbrl.org/2009/role/negatedLabel" xlink:label="us-gaap_GainLossOnSaleOfSecuritiesNet_lbl2" xml:lang="en-US">Net gain on sale of securities</label>
    <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="us-gaap_GainLossOnSaleOfSecuritiesNet" xlink:to="us-gaap_GainLossOnSaleOfSecuritiesNet_lbl2"/>
    <loc xlink:type="locator" xlink:label="us-gaap_GainLossOnSaleOfPropertyPlantEquipment" xlink:href="http://xbrl.fasb.org/us-gaap/2015/elts/us-gaap-2015-01-31.xsd#us-gaap_GainLossOnSaleOfPropertyPlantEquipment"/>
    <label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="us-gaap_GainLossOnSaleOfPropertyPlantEquipment_lbl" xml:lang="en-US">Net gain on sale of buildings</label>
    <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="us-gaap_GainLossOnSaleOfPropertyPlantEquipment" xlink:to="us-gaap_GainLossOnSaleOfPropertyPlantEquipment_lbl"/>
    <label xlink:type="resource" xlink:role="http://www.xbrl.org/2009/role/negatedTerseLabel" xlink:label="us-gaap_GainLossOnSaleOfPropertyPlantEquipment_lbl0" xml:lang="en-US">Net gain on sales of buildings</label>
    <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="us-gaap_GainLossOnSaleOfPropertyPlantEquipment" xlink:to="us-gaap_GainLossOnSaleOfPropertyPlantEquipment_lbl0"/>
    <loc xlink:type="locator" xlink:label="us-gaap_FairValueOptionChangesInFairValueGainLoss1" xlink:href="http://xbrl.fasb.org/us-gaap/2015/elts/us-gaap-2015-01-31.xsd#us-gaap_FairValueOptionChangesInFairValueGainLoss1"/>
    <label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="us-gaap_FairValueOptionChangesInFairValueGainLoss1_lbl" xml:lang="en-US">Net loss from fair value adjustments</label>
    <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="us-gaap_FairValueOptionChangesInFairValueGainLoss1" xlink:to="us-gaap_FairValueOptionChangesInFairValueGainLoss1_lbl"/>
    <label xlink:type="resource" xlink:role="http://www.xbrl.org/2009/role/negatedTerseLabel" xlink:label="us-gaap_FairValueOptionChangesInFairValueGainLoss1_lbl0" xml:lang="en-US">Fair value adjustment for financial assets and financial liabilities</label>
    <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="us-gaap_FairValueOptionChangesInFairValueGainLoss1" xlink:to="us-gaap_FairValueOptionChangesInFairValueGainLoss1_lbl0"/>
    <label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/verboseLabel" xlink:label="us-gaap_FairValueOptionChangesInFairValueGainLoss1_lbl1" xml:lang="en-US">Net gain (loss) from fair value adjustments</label>
    <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="us-gaap_FairValueOptionChangesInFairValueGainLoss1" xlink:to="us-gaap_FairValueOptionChangesInFairValueGainLoss1_lbl1"/>
    <label xlink:type="resource" xlink:role="http://www.xbrl.org/2009/role/netLabel" xlink:label="us-gaap_FairValueOptionChangesInFairValueGainLoss1_lbl2" xml:lang="en-US">Net gain (loss) from fair value adjustments</label>
    <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="us-gaap_FairValueOptionChangesInFairValueGainLoss1" xlink:to="us-gaap_FairValueOptionChangesInFairValueGainLoss1_lbl2"/>
    <label xlink:type="resource" xlink:role="http://www.xbrl.org/2009/role/negatedLabel" xlink:label="us-gaap_FairValueOptionChangesInFairValueGainLoss1_lbl3" xml:lang="en-US">Fair value adjustments for financial assets and financial liabilities</label>
    <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="us-gaap_FairValueOptionChangesInFairValueGainLoss1" xlink:to="us-gaap_FairValueOptionChangesInFairValueGainLoss1_lbl3"/>
    <label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:label="us-gaap_FairValueOptionChangesInFairValueGainLoss1_lbl4" xml:lang="en-US">Fair Value, Option, Changes in Fair Value, Gain (Loss)</label>
    <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="us-gaap_FairValueOptionChangesInFairValueGainLoss1" xlink:to="us-gaap_FairValueOptionChangesInFairValueGainLoss1_lbl4"/>
    <loc xlink:type="locator" xlink:label="ffic_FederalHomeLoanBankStockDividends" xlink:href="ffic-20151231.xsd#ffic_FederalHomeLoanBankStockDividends"/>
    <label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="ffic_FederalHomeLoanBankStockDividends_lbl" xml:lang="en-US">Federal Home Loan Bank of New York stock dividends</label>
    <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="ffic_FederalHomeLoanBankStockDividends" xlink:to="ffic_FederalHomeLoanBankStockDividends_lbl"/>
    <loc xlink:type="locator" xlink:label="us-gaap_BankOwnedLifeInsuranceIncome" xlink:href="http://xbrl.fasb.org/us-gaap/2015/elts/us-gaap-2015-01-31.xsd#us-gaap_BankOwnedLifeInsuranceIncome"/>
    <label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/verboseLabel" xlink:label="us-gaap_BankOwnedLifeInsuranceIncome_lbl" xml:lang="en-US">Bank owned life insurance</label>
    <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="us-gaap_BankOwnedLifeInsuranceIncome" xlink:to="us-gaap_BankOwnedLifeInsuranceIncome_lbl"/>
    <label xlink:type="resource" xlink:role="http://www.xbrl.org/2009/role/negatedLabel" xlink:label="us-gaap_BankOwnedLifeInsuranceIncome_lbl0" xml:lang="en-US">Income from bank owned life insurance</label>
    <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="us-gaap_BankOwnedLifeInsuranceIncome" xlink:to="us-gaap_BankOwnedLifeInsuranceIncome_lbl0"/>
    <loc xlink:type="locator" xlink:label="us-gaap_NoninterestIncomeOtherOperatingIncome" xlink:href="http://xbrl.fasb.org/us-gaap/2015/elts/us-gaap-2015-01-31.xsd#us-gaap_NoninterestIncomeOtherOperatingIncome"/>
    <label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="us-gaap_NoninterestIncomeOtherOperatingIncome_lbl" xml:lang="en-US">Other income</label>
    <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="us-gaap_NoninterestIncomeOtherOperatingIncome" xlink:to="us-gaap_NoninterestIncomeOtherOperatingIncome_lbl"/>
    <loc xlink:type="locator" xlink:label="us-gaap_NoninterestIncome" xlink:href="http://xbrl.fasb.org/us-gaap/2015/elts/us-gaap-2015-01-31.xsd#us-gaap_NoninterestIncome"/>
    <label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/totalLabel" xlink:label="us-gaap_NoninterestIncome_lbl" xml:lang="en-US">Total non-interest income</label>
    <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="us-gaap_NoninterestIncome" xlink:to="us-gaap_NoninterestIncome_lbl"/>
    <label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:label="us-gaap_NoninterestIncome_lbl0" xml:lang="en-US">Other operating income</label>
    <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="us-gaap_NoninterestIncome" xlink:to="us-gaap_NoninterestIncome_lbl0"/>
    <loc xlink:type="locator" xlink:label="us-gaap_LaborAndRelatedExpense" xlink:href="http://xbrl.fasb.org/us-gaap/2015/elts/us-gaap-2015-01-31.xsd#us-gaap_LaborAndRelatedExpense"/>
    <label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="us-gaap_LaborAndRelatedExpense_lbl" xml:lang="en-US">Salaries and employee benefits</label>
    <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="us-gaap_LaborAndRelatedExpense" xlink:to="us-gaap_LaborAndRelatedExpense_lbl"/>
    <loc xlink:type="locator" xlink:label="us-gaap_OccupancyNet" xlink:href="http://xbrl.fasb.org/us-gaap/2015/elts/us-gaap-2015-01-31.xsd#us-gaap_OccupancyNet"/>
    <label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="us-gaap_OccupancyNet_lbl" xml:lang="en-US">Occupancy and equipment</label>
    <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="us-gaap_OccupancyNet" xlink:to="us-gaap_OccupancyNet_lbl"/>
    <loc xlink:type="locator" xlink:label="us-gaap_ProfessionalFees" xlink:href="http://xbrl.fasb.org/us-gaap/2015/elts/us-gaap-2015-01-31.xsd#us-gaap_ProfessionalFees"/>
    <label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="us-gaap_ProfessionalFees_lbl" xml:lang="en-US">Professional services</label>
    <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="us-gaap_ProfessionalFees" xlink:to="us-gaap_ProfessionalFees_lbl"/>
    <loc xlink:type="locator" xlink:label="us-gaap_FederalDepositInsuranceCorporationPremiumExpense" xlink:href="http://xbrl.fasb.org/us-gaap/2015/elts/us-gaap-2015-01-31.xsd#us-gaap_FederalDepositInsuranceCorporationPremiumExpense"/>
    <label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="us-gaap_FederalDepositInsuranceCorporationPremiumExpense_lbl" xml:lang="en-US">FDIC deposit insurance</label>
    <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="us-gaap_FederalDepositInsuranceCorporationPremiumExpense" xlink:to="us-gaap_FederalDepositInsuranceCorporationPremiumExpense_lbl"/>
    <loc xlink:type="locator" xlink:label="us-gaap_InformationTechnologyAndDataProcessing" xlink:href="http://xbrl.fasb.org/us-gaap/2015/elts/us-gaap-2015-01-31.xsd#us-gaap_InformationTechnologyAndDataProcessing"/>
    <label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="us-gaap_InformationTechnologyAndDataProcessing_lbl" xml:lang="en-US">Data processing</label>
    <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="us-gaap_InformationTechnologyAndDataProcessing" xlink:to="us-gaap_InformationTechnologyAndDataProcessing_lbl"/>
    <loc xlink:type="locator" xlink:label="us-gaap_DepreciationAndAmortization" xlink:href="http://xbrl.fasb.org/us-gaap/2015/elts/us-gaap-2015-01-31.xsd#us-gaap_DepreciationAndAmortization"/>
    <label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="us-gaap_DepreciationAndAmortization_lbl" xml:lang="en-US">Depreciation and amortization of premises and equipment</label>
    <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="us-gaap_DepreciationAndAmortization" xlink:to="us-gaap_DepreciationAndAmortization_lbl"/>
    <loc xlink:type="locator" xlink:label="us-gaap_ForeclosedRealEstateExpense" xlink:href="http://xbrl.fasb.org/us-gaap/2015/elts/us-gaap-2015-01-31.xsd#us-gaap_ForeclosedRealEstateExpense"/>
    <label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="us-gaap_ForeclosedRealEstateExpense_lbl" xml:lang="en-US">Other real estate owned / foreclosure expense</label>
    <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="us-gaap_ForeclosedRealEstateExpense" xlink:to="us-gaap_ForeclosedRealEstateExpense_lbl"/>
    <loc xlink:type="locator" xlink:label="us-gaap_OtherNoninterestExpense" xlink:href="http://xbrl.fasb.org/us-gaap/2015/elts/us-gaap-2015-01-31.xsd#us-gaap_OtherNoninterestExpense"/>
    <label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="us-gaap_OtherNoninterestExpense_lbl" xml:lang="en-US">Other operating expenses</label>
    <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="us-gaap_OtherNoninterestExpense" xlink:to="us-gaap_OtherNoninterestExpense_lbl"/>
    <label xlink:type="resource" xlink:role="http://www.xbrl.org/2009/role/negatedLabel" xlink:label="us-gaap_OtherNoninterestExpense_lbl0" xml:lang="en-US">Other operating expenses</label>
    <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="us-gaap_OtherNoninterestExpense" xlink:to="us-gaap_OtherNoninterestExpense_lbl0"/>
    <loc xlink:type="locator" xlink:label="us-gaap_NoninterestExpense" xlink:href="http://xbrl.fasb.org/us-gaap/2015/elts/us-gaap-2015-01-31.xsd#us-gaap_NoninterestExpense"/>
    <label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/totalLabel" xlink:label="us-gaap_NoninterestExpense_lbl" xml:lang="en-US">Total non-interest expense</label>
    <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="us-gaap_NoninterestExpense" xlink:to="us-gaap_NoninterestExpense_lbl"/>
    <label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="us-gaap_NoninterestExpense_lbl0" xml:lang="en-US">Other operating expense</label>
    <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="us-gaap_NoninterestExpense" xlink:to="us-gaap_NoninterestExpense_lbl0"/>
    <loc xlink:type="locator" xlink:label="us-gaap_IncomeLossFromContinuingOperationsBeforeIncomeTaxesExtraordinaryItemsNoncontrollingInterest" xlink:href="http://xbrl.fasb.org/us-gaap/2015/elts/us-gaap-2015-01-31.xsd#us-gaap_IncomeLossFromContinuingOperationsBeforeIncomeTaxesExtraordinaryItemsNoncontrollingInterest"/>
    <label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/totalLabel" xlink:label="us-gaap_IncomeLossFromContinuingOperationsBeforeIncomeTaxesExtraordinaryItemsNoncontrollingInterest_lbl" xml:lang="en-US">Income before income taxes</label>
    <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="us-gaap_IncomeLossFromContinuingOperationsBeforeIncomeTaxesExtraordinaryItemsNoncontrollingInterest" xlink:to="us-gaap_IncomeLossFromContinuingOperationsBeforeIncomeTaxesExtraordinaryItemsNoncontrollingInterest_lbl"/>
    <label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:label="us-gaap_IncomeLossFromContinuingOperationsBeforeIncomeTaxesExtraordinaryItemsNoncontrollingInterest_lbl0" xml:lang="en-US">Total before tax</label>
    <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="us-gaap_IncomeLossFromContinuingOperationsBeforeIncomeTaxesExtraordinaryItemsNoncontrollingInterest" xlink:to="us-gaap_IncomeLossFromContinuingOperationsBeforeIncomeTaxesExtraordinaryItemsNoncontrollingInterest_lbl0"/>
    <label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="us-gaap_IncomeLossFromContinuingOperationsBeforeIncomeTaxesExtraordinaryItemsNoncontrollingInterest_lbl1" xml:lang="en-US">Income before income tax expense</label>
    <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="us-gaap_IncomeLossFromContinuingOperationsBeforeIncomeTaxesExtraordinaryItemsNoncontrollingInterest" xlink:to="us-gaap_IncomeLossFromContinuingOperationsBeforeIncomeTaxesExtraordinaryItemsNoncontrollingInterest_lbl1"/>
    <loc xlink:type="locator" xlink:label="us-gaap_FederalIncomeTaxExpenseBenefitContinuingOperations" xlink:href="http://xbrl.fasb.org/us-gaap/2015/elts/us-gaap-2015-01-31.xsd#us-gaap_FederalIncomeTaxExpenseBenefitContinuingOperations"/>
    <label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="us-gaap_FederalIncomeTaxExpenseBenefitContinuingOperations_lbl" xml:lang="en-US">Federal</label>
    <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="us-gaap_FederalIncomeTaxExpenseBenefitContinuingOperations" xlink:to="us-gaap_FederalIncomeTaxExpenseBenefitContinuingOperations_lbl"/>
    <label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/totalLabel" xlink:label="us-gaap_FederalIncomeTaxExpenseBenefitContinuingOperations_lbl0" xml:lang="en-US">Total federal tax provision</label>
    <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="us-gaap_FederalIncomeTaxExpenseBenefitContinuingOperations" xlink:to="us-gaap_FederalIncomeTaxExpenseBenefitContinuingOperations_lbl0"/>
    <loc xlink:type="locator" xlink:label="us-gaap_StateAndLocalIncomeTaxExpenseBenefitContinuingOperations" xlink:href="http://xbrl.fasb.org/us-gaap/2015/elts/us-gaap-2015-01-31.xsd#us-gaap_StateAndLocalIncomeTaxExpenseBenefitContinuingOperations"/>
    <label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="us-gaap_StateAndLocalIncomeTaxExpenseBenefitContinuingOperations_lbl" xml:lang="en-US">State and local</label>
    <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="us-gaap_StateAndLocalIncomeTaxExpenseBenefitContinuingOperations" xlink:to="us-gaap_StateAndLocalIncomeTaxExpenseBenefitContinuingOperations_lbl"/>
    <label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/totalLabel" xlink:label="us-gaap_StateAndLocalIncomeTaxExpenseBenefitContinuingOperations_lbl0" xml:lang="en-US">Total state and local tax provision</label>
    <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="us-gaap_StateAndLocalIncomeTaxExpenseBenefitContinuingOperations" xlink:to="us-gaap_StateAndLocalIncomeTaxExpenseBenefitContinuingOperations_lbl0"/>
    <loc xlink:type="locator" xlink:label="us-gaap_IncomeTaxExpenseBenefit" xlink:href="http://xbrl.fasb.org/us-gaap/2015/elts/us-gaap-2015-01-31.xsd#us-gaap_IncomeTaxExpenseBenefit"/>
    <label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/totalLabel" xlink:label="us-gaap_IncomeTaxExpenseBenefit_lbl" xml:lang="en-US">Total provision for income taxes</label>
    <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="us-gaap_IncomeTaxExpenseBenefit" xlink:to="us-gaap_IncomeTaxExpenseBenefit_lbl"/>
    <label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="us-gaap_IncomeTaxExpenseBenefit_lbl0" xml:lang="en-US">Total income tax provision</label>
    <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="us-gaap_IncomeTaxExpenseBenefit" xlink:to="us-gaap_IncomeTaxExpenseBenefit_lbl0"/>
    <label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:label="us-gaap_IncomeTaxExpenseBenefit_lbl1" xml:lang="en-US">Taxes at effective rate</label>
    <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="us-gaap_IncomeTaxExpenseBenefit" xlink:to="us-gaap_IncomeTaxExpenseBenefit_lbl1"/>
    <label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/verboseLabel" xlink:label="us-gaap_IncomeTaxExpenseBenefit_lbl2" xml:lang="en-US">Income tax expense</label>
    <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="us-gaap_IncomeTaxExpenseBenefit" xlink:to="us-gaap_IncomeTaxExpenseBenefit_lbl2"/>
    <label xlink:type="resource" xlink:role="http://www.xbrl.org/2009/role/netLabel" xlink:label="us-gaap_IncomeTaxExpenseBenefit_lbl3" xml:lang="en-US">Income tax benefit</label>
    <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="us-gaap_IncomeTaxExpenseBenefit" xlink:to="us-gaap_IncomeTaxExpenseBenefit_lbl3"/>
    <loc xlink:type="locator" xlink:label="us-gaap_NetIncomeLoss" xlink:href="http://xbrl.fasb.org/us-gaap/2015/elts/us-gaap-2015-01-31.xsd#us-gaap_NetIncomeLoss"/>
    <label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/totalLabel" xlink:label="us-gaap_NetIncomeLoss_lbl" xml:lang="en-US">Net income</label>
    <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="us-gaap_NetIncomeLoss" xlink:to="us-gaap_NetIncomeLoss_lbl"/>
    <label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="us-gaap_NetIncomeLoss_lbl0" xml:lang="en-US">Net income</label>
    <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="us-gaap_NetIncomeLoss" xlink:to="us-gaap_NetIncomeLoss_lbl0"/>
    <label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:label="us-gaap_NetIncomeLoss_lbl1" xml:lang="en-US">Net income, as reported (in Dollars)</label>
    <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="us-gaap_NetIncomeLoss" xlink:to="us-gaap_NetIncomeLoss_lbl1"/>
    <label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/verboseLabel" xlink:label="us-gaap_NetIncomeLoss_lbl2" xml:lang="en-US">Net of tax</label>
    <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="us-gaap_NetIncomeLoss" xlink:to="us-gaap_NetIncomeLoss_lbl2"/>
    <loc xlink:type="locator" xlink:label="us-gaap_EarningsPerShareBasic" xlink:href="http://xbrl.fasb.org/us-gaap/2015/elts/us-gaap-2015-01-31.xsd#us-gaap_EarningsPerShareBasic"/>
    <label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="us-gaap_EarningsPerShareBasic_lbl" xml:lang="en-US">Basic earnings per common share (in Dollars per share)</label>
    <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="us-gaap_EarningsPerShareBasic" xlink:to="us-gaap_EarningsPerShareBasic_lbl"/>
    <loc xlink:type="locator" xlink:label="us-gaap_EarningsPerShareDiluted" xlink:href="http://xbrl.fasb.org/us-gaap/2015/elts/us-gaap-2015-01-31.xsd#us-gaap_EarningsPerShareDiluted"/>
    <label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="us-gaap_EarningsPerShareDiluted_lbl" xml:lang="en-US">Diluted earnings per common share (in Dollars per share)</label>
    <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="us-gaap_EarningsPerShareDiluted" xlink:to="us-gaap_EarningsPerShareDiluted_lbl"/>
    <loc xlink:type="locator" xlink:label="us-gaap_StatementOfIncomeAndComprehensiveIncomeAbstract" xlink:href="http://xbrl.fasb.org/us-gaap/2015/elts/us-gaap-2015-01-31.xsd#us-gaap_StatementOfIncomeAndComprehensiveIncomeAbstract"/>
    <label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="us-gaap_StatementOfIncomeAndComprehensiveIncomeAbstract_lbl" xml:lang="en-US">Statement of Comprehensive Income [Abstract]</label>
    <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="us-gaap_StatementOfIncomeAndComprehensiveIncomeAbstract" xlink:to="us-gaap_StatementOfIncomeAndComprehensiveIncomeAbstract_lbl"/>
    <loc xlink:type="locator" xlink:label="us-gaap_OtherComprehensiveIncomeDefinedBenefitPlansNetUnamortizedGainLossArisingDuringPeriodNetOfTax" xlink:href="http://xbrl.fasb.org/us-gaap/2015/elts/us-gaap-2015-01-31.xsd#us-gaap_OtherComprehensiveIncomeDefinedBenefitPlansNetUnamortizedGainLossArisingDuringPeriodNetOfTax"/>
    <label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:label="us-gaap_OtherComprehensiveIncomeDefinedBenefitPlansNetUnamortizedGainLossArisingDuringPeriodNetOfTax_lbl" xml:lang="en-US">Unrecognized actuarial gains (losses)</label>
    <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="us-gaap_OtherComprehensiveIncomeDefinedBenefitPlansNetUnamortizedGainLossArisingDuringPeriodNetOfTax" xlink:to="us-gaap_OtherComprehensiveIncomeDefinedBenefitPlansNetUnamortizedGainLossArisingDuringPeriodNetOfTax_lbl"/>
    <label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="us-gaap_OtherComprehensiveIncomeDefinedBenefitPlansNetUnamortizedGainLossArisingDuringPeriodNetOfTax_lbl0" xml:lang="en-US">Unrecognized actuarial gains (losses), net of taxes of ($465), $2,880 and ($2,527) for the years ended December 31, 2015, 2014 and 2013, respectively</label>
    <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="us-gaap_OtherComprehensiveIncomeDefinedBenefitPlansNetUnamortizedGainLossArisingDuringPeriodNetOfTax" xlink:to="us-gaap_OtherComprehensiveIncomeDefinedBenefitPlansNetUnamortizedGainLossArisingDuringPeriodNetOfTax_lbl0"/>
    <loc xlink:type="locator" xlink:label="us-gaap_OtherComprehensiveIncomeLossReclassificationAdjustmentFromAOCIPensionAndOtherPostretirementBenefitPlansForNetGainLossNetOfTax" xlink:href="http://xbrl.fasb.org/us-gaap/2015/elts/us-gaap-2015-01-31.xsd#us-gaap_OtherComprehensiveIncomeLossReclassificationAdjustmentFromAOCIPensionAndOtherPostretirementBenefitPlansForNetGainLossNetOfTax"/>
    <label xlink:type="resource" xlink:role="http://www.xbrl.org/2009/role/negatedLabel" xlink:label="us-gaap_OtherComprehensiveIncomeLossReclassificationAdjustmentFromAOCIPensionAndOtherPostretirementBenefitPlansForNetGainLossNetOfTax_lbl" xml:lang="en-US">Amortization of actuarial losses</label>
    <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="us-gaap_OtherComprehensiveIncomeLossReclassificationAdjustmentFromAOCIPensionAndOtherPostretirementBenefitPlansForNetGainLossNetOfTax" xlink:to="us-gaap_OtherComprehensiveIncomeLossReclassificationAdjustmentFromAOCIPensionAndOtherPostretirementBenefitPlansForNetGainLossNetOfTax_lbl"/>
    <label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="us-gaap_OtherComprehensiveIncomeLossReclassificationAdjustmentFromAOCIPensionAndOtherPostretirementBenefitPlansForNetGainLossNetOfTax_lbl0" xml:lang="en-US">Amortization of net actuarial losses, net of taxes of ($509), ($330) and ($541) for the years ended December 31, 2015, 2014 and 2013, respectively</label>
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    <loc xlink:type="locator" xlink:label="us-gaap_OtherComprehensiveIncomeLossAmortizationAdjustmentFromAOCIPensionAndOtherPostretirementBenefitPlansForNetPriorServiceCostCreditBeforeTax" xlink:href="http://xbrl.fasb.org/us-gaap/2015/elts/us-gaap-2015-01-31.xsd#us-gaap_OtherComprehensiveIncomeLossAmortizationAdjustmentFromAOCIPensionAndOtherPostretirementBenefitPlansForNetPriorServiceCostCreditBeforeTax"/>
    <label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:label="us-gaap_OtherComprehensiveIncomeLossAmortizationAdjustmentFromAOCIPensionAndOtherPostretirementBenefitPlansForNetPriorServiceCostCreditBeforeTax_lbl" xml:lang="en-US">Amortization of prior service credits</label>
    <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="us-gaap_OtherComprehensiveIncomeLossAmortizationAdjustmentFromAOCIPensionAndOtherPostretirementBenefitPlansForNetPriorServiceCostCreditBeforeTax" xlink:to="us-gaap_OtherComprehensiveIncomeLossAmortizationAdjustmentFromAOCIPensionAndOtherPostretirementBenefitPlansForNetPriorServiceCostCreditBeforeTax_lbl"/>
    <label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="us-gaap_OtherComprehensiveIncomeLossAmortizationAdjustmentFromAOCIPensionAndOtherPostretirementBenefitPlansForNetPriorServiceCostCreditBeforeTax_lbl0" xml:lang="en-US">Amortization of prior service credit</label>
    <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="us-gaap_OtherComprehensiveIncomeLossAmortizationAdjustmentFromAOCIPensionAndOtherPostretirementBenefitPlansForNetPriorServiceCostCreditBeforeTax" xlink:to="us-gaap_OtherComprehensiveIncomeLossAmortizationAdjustmentFromAOCIPensionAndOtherPostretirementBenefitPlansForNetPriorServiceCostCreditBeforeTax_lbl0"/>
    <loc xlink:type="locator" xlink:label="ffic_OTTIReclassification" xlink:href="ffic-20151231.xsd#ffic_OTTIReclassification"/>
    <label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="ffic_OTTIReclassification_lbl" xml:lang="en-US">OTTI charges included in income</label>
    <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="ffic_OTTIReclassification" xlink:to="ffic_OTTIReclassification_lbl"/>
    <loc xlink:type="locator" xlink:label="us-gaap_OtherComprehensiveIncomeLossReclassificationAdjustmentFromAOCIForSaleOfSecuritiesNetOfTax" xlink:href="http://xbrl.fasb.org/us-gaap/2015/elts/us-gaap-2015-01-31.xsd#us-gaap_OtherComprehensiveIncomeLossReclassificationAdjustmentFromAOCIForSaleOfSecuritiesNetOfTax"/>
    <label xlink:type="resource" xlink:role="http://www.xbrl.org/2009/role/negatedLabel" xlink:label="us-gaap_OtherComprehensiveIncomeLossReclassificationAdjustmentFromAOCIForSaleOfSecuritiesNetOfTax_lbl" xml:lang="en-US">Reclassification adjustment for net gains included in income</label>
    <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="us-gaap_OtherComprehensiveIncomeLossReclassificationAdjustmentFromAOCIForSaleOfSecuritiesNetOfTax" xlink:to="us-gaap_OtherComprehensiveIncomeLossReclassificationAdjustmentFromAOCIForSaleOfSecuritiesNetOfTax_lbl"/>
    <label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="us-gaap_OtherComprehensiveIncomeLossReclassificationAdjustmentFromAOCIForSaleOfSecuritiesNetOfTax_lbl0" xml:lang="en-US">Reclassification adjustment for net gains included in net income, net of taxes of approximately $72, $1,241 and $700 for the years ended December 31, 2015, 2014 and 2013, respectively</label>
    <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="us-gaap_OtherComprehensiveIncomeLossReclassificationAdjustmentFromAOCIForSaleOfSecuritiesNetOfTax" xlink:to="us-gaap_OtherComprehensiveIncomeLossReclassificationAdjustmentFromAOCIForSaleOfSecuritiesNetOfTax_lbl0"/>
    <loc xlink:type="locator" xlink:label="us-gaap_OtherComprehensiveIncomeUnrealizedHoldingGainLossOnSecuritiesArisingDuringPeriodNetOfTax" xlink:href="http://xbrl.fasb.org/us-gaap/2015/elts/us-gaap-2015-01-31.xsd#us-gaap_OtherComprehensiveIncomeUnrealizedHoldingGainLossOnSecuritiesArisingDuringPeriodNetOfTax"/>
    <label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/verboseLabel" xlink:label="us-gaap_OtherComprehensiveIncomeUnrealizedHoldingGainLossOnSecuritiesArisingDuringPeriodNetOfTax_lbl" xml:lang="en-US">Net unrealized (losses) gains on securities</label>
    <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="us-gaap_OtherComprehensiveIncomeUnrealizedHoldingGainLossOnSecuritiesArisingDuringPeriodNetOfTax" xlink:to="us-gaap_OtherComprehensiveIncomeUnrealizedHoldingGainLossOnSecuritiesArisingDuringPeriodNetOfTax_lbl"/>
    <label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="us-gaap_OtherComprehensiveIncomeUnrealizedHoldingGainLossOnSecuritiesArisingDuringPeriodNetOfTax_lbl0" xml:lang="en-US">Change in net unrealized (losses) gains on securities available for sale, net oftaxes of approximately $2,911, ($10,441) and $20,609 for the years ended December 31, 2015, 2014 and 2013, respectively</label>
    <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="us-gaap_OtherComprehensiveIncomeUnrealizedHoldingGainLossOnSecuritiesArisingDuringPeriodNetOfTax" xlink:to="us-gaap_OtherComprehensiveIncomeUnrealizedHoldingGainLossOnSecuritiesArisingDuringPeriodNetOfTax_lbl0"/>
    <loc xlink:type="locator" xlink:label="us-gaap_OtherComprehensiveIncomeLossNetOfTax" xlink:href="http://xbrl.fasb.org/us-gaap/2015/elts/us-gaap-2015-01-31.xsd#us-gaap_OtherComprehensiveIncomeLossNetOfTax"/>
    <label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/totalLabel" xlink:label="us-gaap_OtherComprehensiveIncomeLossNetOfTax_lbl" xml:lang="en-US">Total other comprehensive income (loss), net of tax</label>
    <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="us-gaap_OtherComprehensiveIncomeLossNetOfTax" xlink:to="us-gaap_OtherComprehensiveIncomeLossNetOfTax_lbl"/>
    <label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="us-gaap_OtherComprehensiveIncomeLossNetOfTax_lbl0" xml:lang="en-US">Other comprehensive (loss) income, net of tax</label>
    <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="us-gaap_OtherComprehensiveIncomeLossNetOfTax" xlink:to="us-gaap_OtherComprehensiveIncomeLossNetOfTax_lbl0"/>
    <label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:label="us-gaap_OtherComprehensiveIncomeLossNetOfTax_lbl1" xml:lang="en-US">Net current period other comprehensive income (loss), net of tax</label>
    <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="us-gaap_OtherComprehensiveIncomeLossNetOfTax" xlink:to="us-gaap_OtherComprehensiveIncomeLossNetOfTax_lbl1"/>
    <loc xlink:type="locator" xlink:label="us-gaap_ComprehensiveIncomeNetOfTax" xlink:href="http://xbrl.fasb.org/us-gaap/2015/elts/us-gaap-2015-01-31.xsd#us-gaap_ComprehensiveIncomeNetOfTax"/>
    <label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/totalLabel" xlink:label="us-gaap_ComprehensiveIncomeNetOfTax_lbl" xml:lang="en-US">Comprehensive income</label>
    <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="us-gaap_ComprehensiveIncomeNetOfTax" xlink:to="us-gaap_ComprehensiveIncomeNetOfTax_lbl"/>
    <label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="us-gaap_ComprehensiveIncomeNetOfTax_lbl0" xml:lang="en-US">Comprehensive income</label>
    <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="us-gaap_ComprehensiveIncomeNetOfTax" xlink:to="us-gaap_ComprehensiveIncomeNetOfTax_lbl0"/>
    <loc xlink:type="locator" xlink:label="us-gaap_StatementOfCashFlowsAbstract" xlink:href="http://xbrl.fasb.org/us-gaap/2015/elts/us-gaap-2015-01-31.xsd#us-gaap_StatementOfCashFlowsAbstract"/>
    <label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="us-gaap_StatementOfCashFlowsAbstract_lbl" xml:lang="en-US">Statement of Cash Flows [Abstract]</label>
    <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="us-gaap_StatementOfCashFlowsAbstract" xlink:to="us-gaap_StatementOfCashFlowsAbstract_lbl"/>
    <loc xlink:type="locator" xlink:label="us-gaap_StatementEquityComponentsAxis" xlink:href="http://xbrl.fasb.org/us-gaap/2015/elts/us-gaap-2015-01-31.xsd#us-gaap_StatementEquityComponentsAxis"/>
    <label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="us-gaap_StatementEquityComponentsAxis_lbl" xml:lang="en-US">Equity Components [Axis]</label>
    <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="us-gaap_StatementEquityComponentsAxis" xlink:to="us-gaap_StatementEquityComponentsAxis_lbl"/>
    <loc xlink:type="locator" xlink:label="us-gaap_CommonStockMember" xlink:href="http://xbrl.fasb.org/us-gaap/2015/elts/us-gaap-2015-01-31.xsd#us-gaap_CommonStockMember"/>
    <label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="us-gaap_CommonStockMember_lbl" xml:lang="en-US">Common Stock [Member]</label>
    <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="us-gaap_CommonStockMember" xlink:to="us-gaap_CommonStockMember_lbl"/>
    <loc xlink:type="locator" xlink:label="us-gaap_AdditionalPaidInCapitalMember" xlink:href="http://xbrl.fasb.org/us-gaap/2015/elts/us-gaap-2015-01-31.xsd#us-gaap_AdditionalPaidInCapitalMember"/>
    <label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="us-gaap_AdditionalPaidInCapitalMember_lbl" xml:lang="en-US">Additional Paid-in Capital [Member]</label>
    <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="us-gaap_AdditionalPaidInCapitalMember" xlink:to="us-gaap_AdditionalPaidInCapitalMember_lbl"/>
    <loc xlink:type="locator" xlink:label="us-gaap_StockIssuedDuringPeriodValueShareBasedCompensation" xlink:href="http://xbrl.fasb.org/us-gaap/2015/elts/us-gaap-2015-01-31.xsd#us-gaap_StockIssuedDuringPeriodValueShareBasedCompensation"/>
    <label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="us-gaap_StockIssuedDuringPeriodValueShareBasedCompensation_lbl" xml:lang="en-US">Award of common shares released from Employee Benefit Trust (147,616, 136,559 and 143,941 common shares for the years ended December 31, 2015, 2014 and 2013, respectively)</label>
    <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="us-gaap_StockIssuedDuringPeriodValueShareBasedCompensation" xlink:to="us-gaap_StockIssuedDuringPeriodValueShareBasedCompensation_lbl"/>
    <loc xlink:type="locator" xlink:label="us-gaap_StockIssuedDuringPeriodSharesShareBasedCompensation" xlink:href="http://xbrl.fasb.org/us-gaap/2015/elts/us-gaap-2015-01-31.xsd#us-gaap_StockIssuedDuringPeriodSharesShareBasedCompensation"/>
    <label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="us-gaap_StockIssuedDuringPeriodSharesShareBasedCompensation_lbl" xml:lang="en-US">Award of common shares released from Employee Benefit Trust</label>
    <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="us-gaap_StockIssuedDuringPeriodSharesShareBasedCompensation" xlink:to="us-gaap_StockIssuedDuringPeriodSharesShareBasedCompensation_lbl"/>
    <loc xlink:type="locator" xlink:label="us-gaap_StockIssuedDuringPeriodValueRestrictedStockAwardGross" xlink:href="http://xbrl.fasb.org/us-gaap/2015/elts/us-gaap-2015-01-31.xsd#us-gaap_StockIssuedDuringPeriodValueRestrictedStockAwardGross"/>
    <label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="us-gaap_StockIssuedDuringPeriodValueRestrictedStockAwardGross_lbl" xml:lang="en-US">Value of shares issued upon vesting of restricted stock unit awards</label>
    <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="us-gaap_StockIssuedDuringPeriodValueRestrictedStockAwardGross" xlink:to="us-gaap_StockIssuedDuringPeriodValueRestrictedStockAwardGross_lbl"/>
    <loc xlink:type="locator" xlink:label="us-gaap_StockIssuedDuringPeriodSharesRestrictedStockAwardGross" xlink:href="http://xbrl.fasb.org/us-gaap/2015/elts/us-gaap-2015-01-31.xsd#us-gaap_StockIssuedDuringPeriodSharesRestrictedStockAwardGross"/>
    <label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="us-gaap_StockIssuedDuringPeriodSharesRestrictedStockAwardGross_lbl" xml:lang="en-US">Shares issued upon vesting of restricted stock unit awards</label>
    <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="us-gaap_StockIssuedDuringPeriodSharesRestrictedStockAwardGross" xlink:to="us-gaap_StockIssuedDuringPeriodSharesRestrictedStockAwardGross_lbl"/>
    <loc xlink:type="locator" xlink:label="us-gaap_StockIssuedDuringPeriodValueStockOptionsExercised" xlink:href="http://xbrl.fasb.org/us-gaap/2015/elts/us-gaap-2015-01-31.xsd#us-gaap_StockIssuedDuringPeriodValueStockOptionsExercised"/>
    <label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="us-gaap_StockIssuedDuringPeriodValueStockOptionsExercised_lbl" xml:lang="en-US">Value of stock options exercised</label>
    <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="us-gaap_StockIssuedDuringPeriodValueStockOptionsExercised" xlink:to="us-gaap_StockIssuedDuringPeriodValueStockOptionsExercised_lbl"/>
    <label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:label="us-gaap_StockIssuedDuringPeriodValueStockOptionsExercised_lbl0" xml:lang="en-US">Fair value of shares received upon exercise of stock options</label>
    <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="us-gaap_StockIssuedDuringPeriodValueStockOptionsExercised" xlink:to="us-gaap_StockIssuedDuringPeriodValueStockOptionsExercised_lbl0"/>
    <loc xlink:type="locator" xlink:label="us-gaap_StockIssuedDuringPeriodSharesStockOptionsExercised" xlink:href="http://xbrl.fasb.org/us-gaap/2015/elts/us-gaap-2015-01-31.xsd#us-gaap_StockIssuedDuringPeriodSharesStockOptionsExercised"/>
    <label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="us-gaap_StockIssuedDuringPeriodSharesStockOptionsExercised_lbl" xml:lang="en-US">Issuance upon exercise of stock options</label>
    <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="us-gaap_StockIssuedDuringPeriodSharesStockOptionsExercised" xlink:to="us-gaap_StockIssuedDuringPeriodSharesStockOptionsExercised_lbl"/>
    <label xlink:type="resource" xlink:role="http://www.xbrl.org/2009/role/negatedLabel" xlink:label="us-gaap_StockIssuedDuringPeriodSharesStockOptionsExercised_lbl0" xml:lang="en-US">Exercised</label>
    <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="us-gaap_StockIssuedDuringPeriodSharesStockOptionsExercised" xlink:to="us-gaap_StockIssuedDuringPeriodSharesStockOptionsExercised_lbl0"/>
    <loc xlink:type="locator" xlink:label="us-gaap_AdjustmentsToAdditionalPaidInCapitalSharebasedCompensationAndExerciseOfStockOptions" xlink:href="http://xbrl.fasb.org/us-gaap/2015/elts/us-gaap-2015-01-31.xsd#us-gaap_AdjustmentsToAdditionalPaidInCapitalSharebasedCompensationAndExerciseOfStockOptions"/>
    <label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="us-gaap_AdjustmentsToAdditionalPaidInCapitalSharebasedCompensationAndExerciseOfStockOptions_lbl" xml:lang="en-US">Stock-based compensation activity, net</label>
    <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="us-gaap_AdjustmentsToAdditionalPaidInCapitalSharebasedCompensationAndExerciseOfStockOptions" xlink:to="us-gaap_AdjustmentsToAdditionalPaidInCapitalSharebasedCompensationAndExerciseOfStockOptions_lbl"/>
    <loc xlink:type="locator" xlink:label="us-gaap_AdjustmentToAdditionalPaidInCapitalIncomeTaxEffectFromShareBasedCompensationNet" xlink:href="http://xbrl.fasb.org/us-gaap/2015/elts/us-gaap-2015-01-31.xsd#us-gaap_AdjustmentToAdditionalPaidInCapitalIncomeTaxEffectFromShareBasedCompensationNet"/>
    <label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="us-gaap_AdjustmentToAdditionalPaidInCapitalIncomeTaxEffectFromShareBasedCompensationNet_lbl" xml:lang="en-US">Stock-based income tax benefit</label>
    <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="us-gaap_AdjustmentToAdditionalPaidInCapitalIncomeTaxEffectFromShareBasedCompensationNet" xlink:to="us-gaap_AdjustmentToAdditionalPaidInCapitalIncomeTaxEffectFromShareBasedCompensationNet_lbl"/>
    <loc xlink:type="locator" xlink:label="us-gaap_TreasuryStockMember" xlink:href="http://xbrl.fasb.org/us-gaap/2015/elts/us-gaap-2015-01-31.xsd#us-gaap_TreasuryStockMember"/>
    <label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="us-gaap_TreasuryStockMember_lbl" xml:lang="en-US">Treasury Stock [Member]</label>
    <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="us-gaap_TreasuryStockMember" xlink:to="us-gaap_TreasuryStockMember_lbl"/>
    <loc xlink:type="locator" xlink:label="ffic_TreasuryStockRepurchaseAxis" xlink:href="ffic-20151231.xsd#ffic_TreasuryStockRepurchaseAxis"/>
    <label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:label="ffic_TreasuryStockRepurchaseAxis_lbl" xml:lang="en-US">Treasury Stock Repurchase [Axis]</label>
    <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="ffic_TreasuryStockRepurchaseAxis" xlink:to="ffic_TreasuryStockRepurchaseAxis_lbl"/>
    <loc xlink:type="locator" xlink:label="ffic_PurchaseOfCommonSharesOutstandingMember" xlink:href="ffic-20151231.xsd#ffic_PurchaseOfCommonSharesOutstandingMember"/>
    <label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:label="ffic_PurchaseOfCommonSharesOutstandingMember_lbl" xml:lang="en-US">Purchase of Common Shares Outstanding [Member]</label>
    <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="ffic_PurchaseOfCommonSharesOutstandingMember" xlink:to="ffic_PurchaseOfCommonSharesOutstandingMember_lbl"/>
    <loc xlink:type="locator" xlink:label="us-gaap_TreasuryStockValueAcquiredCostMethod" xlink:href="http://xbrl.fasb.org/us-gaap/2015/elts/us-gaap-2015-01-31.xsd#us-gaap_TreasuryStockValueAcquiredCostMethod"/>
    <label xlink:type="resource" xlink:role="http://www.xbrl.org/2009/role/negatedLabel" xlink:label="us-gaap_TreasuryStockValueAcquiredCostMethod_lbl" xml:lang="en-US">Value of shares purchased for the Treasury</label>
    <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="us-gaap_TreasuryStockValueAcquiredCostMethod" xlink:to="us-gaap_TreasuryStockValueAcquiredCostMethod_lbl"/>
    <loc xlink:type="locator" xlink:label="us-gaap_TreasuryStockSharesAcquired" xlink:href="http://xbrl.fasb.org/us-gaap/2015/elts/us-gaap-2015-01-31.xsd#us-gaap_TreasuryStockSharesAcquired"/>
    <label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:label="us-gaap_TreasuryStockSharesAcquired_lbl" xml:lang="en-US">Purchases of common shares</label>
    <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="us-gaap_TreasuryStockSharesAcquired" xlink:to="us-gaap_TreasuryStockSharesAcquired_lbl"/>
    <label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="us-gaap_TreasuryStockSharesAcquired_lbl0" xml:lang="en-US">Repurchase of shares to satisfy tax obligations</label>
    <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="us-gaap_TreasuryStockSharesAcquired" xlink:to="us-gaap_TreasuryStockSharesAcquired_lbl0"/>
    <label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/verboseLabel" xlink:label="us-gaap_TreasuryStockSharesAcquired_lbl1" xml:lang="en-US">Treasury Stock, Shares, Acquired</label>
    <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="us-gaap_TreasuryStockSharesAcquired" xlink:to="us-gaap_TreasuryStockSharesAcquired_lbl1"/>
    <loc xlink:type="locator" xlink:label="ffic_RestrictedStockAwardsRepurchasedToSatisfyTaxObligationsMember" xlink:href="ffic-20151231.xsd#ffic_RestrictedStockAwardsRepurchasedToSatisfyTaxObligationsMember"/>
    <label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:label="ffic_RestrictedStockAwardsRepurchasedToSatisfyTaxObligationsMember_lbl" xml:lang="en-US">Restricted Stock Awards Repurchased To Satisfy Tax Obligations [Member]</label>
    <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="ffic_RestrictedStockAwardsRepurchasedToSatisfyTaxObligationsMember" xlink:to="ffic_RestrictedStockAwardsRepurchasedToSatisfyTaxObligationsMember_lbl"/>
    <loc xlink:type="locator" xlink:label="ffic_SharesPurchasedToFundOptionsExercisedMember" xlink:href="ffic-20151231.xsd#ffic_SharesPurchasedToFundOptionsExercisedMember"/>
    <label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:label="ffic_SharesPurchasedToFundOptionsExercisedMember_lbl" xml:lang="en-US">Shares Purchased to Fund Options Exercised [Member]</label>
    <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="ffic_SharesPurchasedToFundOptionsExercisedMember" xlink:to="ffic_SharesPurchasedToFundOptionsExercisedMember_lbl"/>
    <loc xlink:type="locator" xlink:label="us-gaap_RetainedEarningsMember" xlink:href="http://xbrl.fasb.org/us-gaap/2015/elts/us-gaap-2015-01-31.xsd#us-gaap_RetainedEarningsMember"/>
    <label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="us-gaap_RetainedEarningsMember_lbl" xml:lang="en-US">Retained Earnings [Member]</label>
    <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="us-gaap_RetainedEarningsMember" xlink:to="us-gaap_RetainedEarningsMember_lbl"/>
    <loc xlink:type="locator" xlink:label="us-gaap_DividendsCommonStockCash" xlink:href="http://xbrl.fasb.org/us-gaap/2015/elts/us-gaap-2015-01-31.xsd#us-gaap_DividendsCommonStockCash"/>
    <label xlink:type="resource" xlink:role="http://www.xbrl.org/2009/role/negatedLabel" xlink:label="us-gaap_DividendsCommonStockCash_lbl" xml:lang="en-US">Cash dividends declared and paid on common shares ($0.64, $0.60 and $0.52 per share for the years ended December 31, 2015, 2014 and 2013, respectively)</label>
    <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="us-gaap_DividendsCommonStockCash" xlink:to="us-gaap_DividendsCommonStockCash_lbl"/>
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    <loc xlink:type="locator" xlink:label="us-gaap_ProceedsFromSaleOfPropertyPlantAndEquipment" xlink:href="http://xbrl.fasb.org/us-gaap/2015/elts/us-gaap-2015-01-31.xsd#us-gaap_ProceedsFromSaleOfPropertyPlantAndEquipment"/>
    <label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="us-gaap_ProceedsFromSaleOfPropertyPlantAndEquipment_lbl" xml:lang="en-US">Proceeds from sale of buildings</label>
    <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="us-gaap_ProceedsFromSaleOfPropertyPlantAndEquipment" xlink:to="us-gaap_ProceedsFromSaleOfPropertyPlantAndEquipment_lbl"/>
    <loc xlink:type="locator" xlink:label="us-gaap_PaymentsForProceedsFromLoansAndLeases" xlink:href="http://xbrl.fasb.org/us-gaap/2015/elts/us-gaap-2015-01-31.xsd#us-gaap_PaymentsForProceedsFromLoansAndLeases"/>
    <label xlink:type="resource" xlink:role="http://www.xbrl.org/2009/role/negatedLabel" xlink:label="us-gaap_PaymentsForProceedsFromLoansAndLeases_lbl" xml:lang="en-US">Net originations of loans</label>
    <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="us-gaap_PaymentsForProceedsFromLoansAndLeases" xlink:to="us-gaap_PaymentsForProceedsFromLoansAndLeases_lbl"/>
    <loc xlink:type="locator" xlink:label="us-gaap_PaymentsToAcquireLoansHeldForInvestment" xlink:href="http://xbrl.fasb.org/us-gaap/2015/elts/us-gaap-2015-01-31.xsd#us-gaap_PaymentsToAcquireLoansHeldForInvestment"/>
    <label xlink:type="resource" xlink:role="http://www.xbrl.org/2009/role/negatedLabel" xlink:label="us-gaap_PaymentsToAcquireLoansHeldForInvestment_lbl" xml:lang="en-US">Purchases of loans</label>
    <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="us-gaap_PaymentsToAcquireLoansHeldForInvestment" xlink:to="us-gaap_PaymentsToAcquireLoansHeldForInvestment_lbl"/>
    <loc xlink:type="locator" xlink:label="us-gaap_ProceedsFromSaleOfLoansHeldForInvestment" xlink:href="http://xbrl.fasb.org/us-gaap/2015/elts/us-gaap-2015-01-31.xsd#us-gaap_ProceedsFromSaleOfLoansHeldForInvestment"/>
    <label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="us-gaap_ProceedsFromSaleOfLoansHeldForInvestment_lbl" xml:lang="en-US">Proceeds from sale of loans</label>
    <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="us-gaap_ProceedsFromSaleOfLoansHeldForInvestment" xlink:to="us-gaap_ProceedsFromSaleOfLoansHeldForInvestment_lbl"/>
    <loc xlink:type="locator" xlink:label="us-gaap_ProceedsFromSaleOfWhollyOwnedRealEstateAndRealEstateAcquiredInSettlementOfLoans" xlink:href="http://xbrl.fasb.org/us-gaap/2015/elts/us-gaap-2015-01-31.xsd#us-gaap_ProceedsFromSaleOfWhollyOwnedRealEstateAndRealEstateAcquiredInSettlementOfLoans"/>
    <label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="us-gaap_ProceedsFromSaleOfWhollyOwnedRealEstateAndRealEstateAcquiredInSettlementOfLoans_lbl" xml:lang="en-US">Proceeds from sale of Other Real Estate Owned, net</label>
    <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="us-gaap_ProceedsFromSaleOfWhollyOwnedRealEstateAndRealEstateAcquiredInSettlementOfLoans" xlink:to="us-gaap_ProceedsFromSaleOfWhollyOwnedRealEstateAndRealEstateAcquiredInSettlementOfLoans_lbl"/>
    <loc xlink:type="locator" xlink:label="us-gaap_NetCashProvidedByUsedInInvestingActivities" xlink:href="http://xbrl.fasb.org/us-gaap/2015/elts/us-gaap-2015-01-31.xsd#us-gaap_NetCashProvidedByUsedInInvestingActivities"/>
    <label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/totalLabel" xlink:label="us-gaap_NetCashProvidedByUsedInInvestingActivities_lbl" xml:lang="en-US">Net cash used in investing activities</label>
    <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="us-gaap_NetCashProvidedByUsedInInvestingActivities" xlink:to="us-gaap_NetCashProvidedByUsedInInvestingActivities_lbl"/>
    <label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="us-gaap_NetCashProvidedByUsedInInvestingActivities_lbl0" xml:lang="en-US">Net cash provided by investing activities</label>
    <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="us-gaap_NetCashProvidedByUsedInInvestingActivities" xlink:to="us-gaap_NetCashProvidedByUsedInInvestingActivities_lbl0"/>
    <loc xlink:type="locator" xlink:label="us-gaap_NetChangeNoninterestBearingDepositsDomestic" xlink:href="http://xbrl.fasb.org/us-gaap/2015/elts/us-gaap-2015-01-31.xsd#us-gaap_NetChangeNoninterestBearingDepositsDomestic"/>
    <label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="us-gaap_NetChangeNoninterestBearingDepositsDomestic_lbl" xml:lang="en-US">Net increase in non interest-bearing deposits</label>
    <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="us-gaap_NetChangeNoninterestBearingDepositsDomestic" xlink:to="us-gaap_NetChangeNoninterestBearingDepositsDomestic_lbl"/>
    <loc xlink:type="locator" xlink:label="us-gaap_NetChangeInterestBearingDepositsDomestic" xlink:href="http://xbrl.fasb.org/us-gaap/2015/elts/us-gaap-2015-01-31.xsd#us-gaap_NetChangeInterestBearingDepositsDomestic"/>
    <label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="us-gaap_NetChangeInterestBearingDepositsDomestic_lbl" xml:lang="en-US">Net increase in interest bearing deposits</label>
    <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="us-gaap_NetChangeInterestBearingDepositsDomestic" xlink:to="us-gaap_NetChangeInterestBearingDepositsDomestic_lbl"/>
    <loc xlink:type="locator" xlink:label="ffic_NetIncreaseDecreaseInAdvancePaymentsByBorrowersForTaxesAndInsurance1" xlink:href="ffic-20151231.xsd#ffic_NetIncreaseDecreaseInAdvancePaymentsByBorrowersForTaxesAndInsurance1"/>
    <label xlink:type="resource" xlink:role="http://www.xbrl.org/2009/role/negatedLabel" xlink:label="ffic_NetIncreaseDecreaseInAdvancePaymentsByBorrowersForTaxesAndInsurance1_lbl" xml:lang="en-US">Net increase in mortgagors&apos; escrow deposits</label>
    <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="ffic_NetIncreaseDecreaseInAdvancePaymentsByBorrowersForTaxesAndInsurance1" xlink:to="ffic_NetIncreaseDecreaseInAdvancePaymentsByBorrowersForTaxesAndInsurance1_lbl"/>
    <loc xlink:type="locator" xlink:label="us-gaap_ProceedsFromRepaymentsOfShortTermDebt" xlink:href="http://xbrl.fasb.org/us-gaap/2015/elts/us-gaap-2015-01-31.xsd#us-gaap_ProceedsFromRepaymentsOfShortTermDebt"/>
    <label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="us-gaap_ProceedsFromRepaymentsOfShortTermDebt_lbl" xml:lang="en-US">Net proceeds (repayments) from short-term borrowed funds</label>
    <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="us-gaap_ProceedsFromRepaymentsOfShortTermDebt" xlink:to="us-gaap_ProceedsFromRepaymentsOfShortTermDebt_lbl"/>
    <loc xlink:type="locator" xlink:label="us-gaap_ProceedsFromIssuanceOfLongTermDebt" xlink:href="http://xbrl.fasb.org/us-gaap/2015/elts/us-gaap-2015-01-31.xsd#us-gaap_ProceedsFromIssuanceOfLongTermDebt"/>
    <label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="us-gaap_ProceedsFromIssuanceOfLongTermDebt_lbl" xml:lang="en-US">Proceeds from long-term borrowings</label>
    <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="us-gaap_ProceedsFromIssuanceOfLongTermDebt" xlink:to="us-gaap_ProceedsFromIssuanceOfLongTermDebt_lbl"/>
    <loc xlink:type="locator" xlink:label="us-gaap_RepaymentsOfLongTermDebt" xlink:href="http://xbrl.fasb.org/us-gaap/2015/elts/us-gaap-2015-01-31.xsd#us-gaap_RepaymentsOfLongTermDebt"/>
    <label xlink:type="resource" xlink:role="http://www.xbrl.org/2009/role/negatedLabel" xlink:label="us-gaap_RepaymentsOfLongTermDebt_lbl" xml:lang="en-US">Repayment of long-term borrowings</label>
    <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="us-gaap_RepaymentsOfLongTermDebt" xlink:to="us-gaap_RepaymentsOfLongTermDebt_lbl"/>
    <loc xlink:type="locator" xlink:label="us-gaap_PaymentsForRepurchaseOfCommonStock" xlink:href="http://xbrl.fasb.org/us-gaap/2015/elts/us-gaap-2015-01-31.xsd#us-gaap_PaymentsForRepurchaseOfCommonStock"/>
    <label xlink:type="resource" xlink:role="http://www.xbrl.org/2009/role/negatedLabel" xlink:label="us-gaap_PaymentsForRepurchaseOfCommonStock_lbl" xml:lang="en-US">Purchases of treasury stock</label>
    <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="us-gaap_PaymentsForRepurchaseOfCommonStock" xlink:to="us-gaap_PaymentsForRepurchaseOfCommonStock_lbl"/>
    <label xlink:type="resource" xlink:role="http://www.xbrl.org/2009/role/negatedTerseLabel" xlink:label="us-gaap_PaymentsForRepurchaseOfCommonStock_lbl0" xml:lang="en-US">Purchase of treasury stock</label>
    <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="us-gaap_PaymentsForRepurchaseOfCommonStock" xlink:to="us-gaap_PaymentsForRepurchaseOfCommonStock_lbl0"/>
    <loc xlink:type="locator" xlink:label="us-gaap_ExcessTaxBenefitFromShareBasedCompensationFinancingActivities" xlink:href="http://xbrl.fasb.org/us-gaap/2015/elts/us-gaap-2015-01-31.xsd#us-gaap_ExcessTaxBenefitFromShareBasedCompensationFinancingActivities"/>
    <label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:label="us-gaap_ExcessTaxBenefitFromShareBasedCompensationFinancingActivities_lbl" xml:lang="en-US">Excess tax benefits from stock-based payment arrangements</label>
    <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="us-gaap_ExcessTaxBenefitFromShareBasedCompensationFinancingActivities" xlink:to="us-gaap_ExcessTaxBenefitFromShareBasedCompensationFinancingActivities_lbl"/>
    <loc xlink:type="locator" xlink:label="us-gaap_ProceedsFromStockOptionsExercised" xlink:href="http://xbrl.fasb.org/us-gaap/2015/elts/us-gaap-2015-01-31.xsd#us-gaap_ProceedsFromStockOptionsExercised"/>
    <label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="us-gaap_ProceedsFromStockOptionsExercised_lbl" xml:lang="en-US">Proceeds from issuance of common stock upon exercise of stock options</label>
    <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="us-gaap_ProceedsFromStockOptionsExercised" xlink:to="us-gaap_ProceedsFromStockOptionsExercised_lbl"/>
    <label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:label="us-gaap_ProceedsFromStockOptionsExercised_lbl0" xml:lang="en-US">Proceeds from stock options exercised</label>
    <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="us-gaap_ProceedsFromStockOptionsExercised" xlink:to="us-gaap_ProceedsFromStockOptionsExercised_lbl0"/>
    <label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/verboseLabel" xlink:label="us-gaap_ProceedsFromStockOptionsExercised_lbl1" xml:lang="en-US">Stock options exercised</label>
    <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="us-gaap_ProceedsFromStockOptionsExercised" xlink:to="us-gaap_ProceedsFromStockOptionsExercised_lbl1"/>
    <loc xlink:type="locator" xlink:label="us-gaap_PaymentsOfDividends" xlink:href="http://xbrl.fasb.org/us-gaap/2015/elts/us-gaap-2015-01-31.xsd#us-gaap_PaymentsOfDividends"/>
    <label xlink:type="resource" xlink:role="http://www.xbrl.org/2009/role/negatedLabel" xlink:label="us-gaap_PaymentsOfDividends_lbl" xml:lang="en-US">Cash dividends paid</label>
    <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="us-gaap_PaymentsOfDividends" xlink:to="us-gaap_PaymentsOfDividends_lbl"/>
    <loc xlink:type="locator" xlink:label="us-gaap_NetCashProvidedByUsedInFinancingActivities" xlink:href="http://xbrl.fasb.org/us-gaap/2015/elts/us-gaap-2015-01-31.xsd#us-gaap_NetCashProvidedByUsedInFinancingActivities"/>
    <label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/totalLabel" xlink:label="us-gaap_NetCashProvidedByUsedInFinancingActivities_lbl" xml:lang="en-US">Net cash provided by financing activities</label>
    <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="us-gaap_NetCashProvidedByUsedInFinancingActivities" xlink:to="us-gaap_NetCashProvidedByUsedInFinancingActivities_lbl"/>
    <label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="us-gaap_NetCashProvidedByUsedInFinancingActivities_lbl0" xml:lang="en-US">Net cash used in financing activities</label>
    <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="us-gaap_NetCashProvidedByUsedInFinancingActivities" xlink:to="us-gaap_NetCashProvidedByUsedInFinancingActivities_lbl0"/>
    <loc xlink:type="locator" xlink:label="us-gaap_CashAndCashEquivalentsPeriodIncreaseDecrease" xlink:href="http://xbrl.fasb.org/us-gaap/2015/elts/us-gaap-2015-01-31.xsd#us-gaap_CashAndCashEquivalentsPeriodIncreaseDecrease"/>
    <label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/totalLabel" xlink:label="us-gaap_CashAndCashEquivalentsPeriodIncreaseDecrease_lbl" xml:lang="en-US">Net (decrease) increase in cash and cash equivalents</label>
    <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="us-gaap_CashAndCashEquivalentsPeriodIncreaseDecrease" xlink:to="us-gaap_CashAndCashEquivalentsPeriodIncreaseDecrease_lbl"/>
    <label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="us-gaap_CashAndCashEquivalentsPeriodIncreaseDecrease_lbl0" xml:lang="en-US">Net decrease in cash and cash equivalents</label>
    <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="us-gaap_CashAndCashEquivalentsPeriodIncreaseDecrease" xlink:to="us-gaap_CashAndCashEquivalentsPeriodIncreaseDecrease_lbl0"/>
    <loc xlink:type="locator" xlink:label="us-gaap_CashAndCashEquivalentsAtCarryingValue" xlink:href="http://xbrl.fasb.org/us-gaap/2015/elts/us-gaap-2015-01-31.xsd#us-gaap_CashAndCashEquivalentsAtCarryingValue"/>
    <label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/periodStartLabel" xlink:label="us-gaap_CashAndCashEquivalentsAtCarryingValue_lbl" xml:lang="en-US">Cash and cash equivalents, beginning of year</label>
    <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="us-gaap_CashAndCashEquivalentsAtCarryingValue" xlink:to="us-gaap_CashAndCashEquivalentsAtCarryingValue_lbl"/>
    <label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/periodEndLabel" xlink:label="us-gaap_CashAndCashEquivalentsAtCarryingValue_lbl0" xml:lang="en-US">Cash and cash equivalents, end of year</label>
    <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="us-gaap_CashAndCashEquivalentsAtCarryingValue" xlink:to="us-gaap_CashAndCashEquivalentsAtCarryingValue_lbl0"/>
    <label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="us-gaap_CashAndCashEquivalentsAtCarryingValue_lbl1" xml:lang="en-US">Cash and Cash Equivalents, at Carrying Value</label>
    <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="us-gaap_CashAndCashEquivalentsAtCarryingValue" xlink:to="us-gaap_CashAndCashEquivalentsAtCarryingValue_lbl1"/>
    <loc xlink:type="locator" xlink:label="us-gaap_InterestPaid" xlink:href="http://xbrl.fasb.org/us-gaap/2015/elts/us-gaap-2015-01-31.xsd#us-gaap_InterestPaid"/>
    <label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="us-gaap_InterestPaid_lbl" xml:lang="en-US">Interest paid</label>
    <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="us-gaap_InterestPaid" xlink:to="us-gaap_InterestPaid_lbl"/>
    <loc xlink:type="locator" xlink:label="us-gaap_IncomeTaxesPaid" xlink:href="http://xbrl.fasb.org/us-gaap/2015/elts/us-gaap-2015-01-31.xsd#us-gaap_IncomeTaxesPaid"/>
    <label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="us-gaap_IncomeTaxesPaid_lbl" xml:lang="en-US">Income taxes paid</label>
    <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="us-gaap_IncomeTaxesPaid" xlink:to="us-gaap_IncomeTaxesPaid_lbl"/>
    <loc xlink:type="locator" xlink:label="ffic_IncomeTaxesPaidIfExcessTaxBenefitsExpenseWereNotTaxDeductibleTaxable" xlink:href="ffic-20151231.xsd#ffic_IncomeTaxesPaidIfExcessTaxBenefitsExpenseWereNotTaxDeductibleTaxable"/>
    <label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="ffic_IncomeTaxesPaidIfExcessTaxBenefitsExpenseWereNotTaxDeductibleTaxable_lbl" xml:lang="en-US">Taxes paid if excess tax benefits on stock-based compensation were not tax deductible</label>
    <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="ffic_IncomeTaxesPaidIfExcessTaxBenefitsExpenseWereNotTaxDeductibleTaxable" xlink:to="ffic_IncomeTaxesPaidIfExcessTaxBenefitsExpenseWereNotTaxDeductibleTaxable_lbl"/>
    <loc xlink:type="locator" xlink:label="ffic_TransferFromAvailableForSaleSecurityToHeldToMaturity" xlink:href="ffic-20151231.xsd#ffic_TransferFromAvailableForSaleSecurityToHeldToMaturity"/>
    <label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="ffic_TransferFromAvailableForSaleSecurityToHeldToMaturity_lbl" xml:lang="en-US">Securities transferred from available for sale to held-to-maturity</label>
    <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="ffic_TransferFromAvailableForSaleSecurityToHeldToMaturity" xlink:to="ffic_TransferFromAvailableForSaleSecurityToHeldToMaturity_lbl"/>
    <label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:label="ffic_TransferFromAvailableForSaleSecurityToHeldToMaturity_lbl0" xml:lang="en-US"></label>
    <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="ffic_TransferFromAvailableForSaleSecurityToHeldToMaturity" xlink:to="ffic_TransferFromAvailableForSaleSecurityToHeldToMaturity_lbl0"/>
    <loc xlink:type="locator" xlink:label="us-gaap_TransferToOtherRealEstate" xlink:href="http://xbrl.fasb.org/us-gaap/2015/elts/us-gaap-2015-01-31.xsd#us-gaap_TransferToOtherRealEstate"/>
    <label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="us-gaap_TransferToOtherRealEstate_lbl" xml:lang="en-US">Loans transferred to Other Real Estate Owned</label>
    <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="us-gaap_TransferToOtherRealEstate" xlink:to="us-gaap_TransferToOtherRealEstate_lbl"/>
    <loc xlink:type="locator" xlink:label="us-gaap_MortgageLoanRelatedToPropertySales1" xlink:href="http://xbrl.fasb.org/us-gaap/2015/elts/us-gaap-2015-01-31.xsd#us-gaap_MortgageLoanRelatedToPropertySales1"/>
    <label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="us-gaap_MortgageLoanRelatedToPropertySales1_lbl" xml:lang="en-US">Loans provided for the sale of Other Real Estate Owned</label>
    <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="us-gaap_MortgageLoanRelatedToPropertySales1" xlink:to="us-gaap_MortgageLoanRelatedToPropertySales1_lbl"/>
    <loc xlink:type="locator" xlink:label="us-gaap_TransferOfPortfolioLoansAndLeasesToHeldForSale1" xlink:href="http://xbrl.fasb.org/us-gaap/2015/elts/us-gaap-2015-01-31.xsd#us-gaap_TransferOfPortfolioLoansAndLeasesToHeldForSale1"/>
    <label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="us-gaap_TransferOfPortfolioLoansAndLeasesToHeldForSale1_lbl" xml:lang="en-US">Loans held for investment transferred to loans held for sale</label>
    <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="us-gaap_TransferOfPortfolioLoansAndLeasesToHeldForSale1" xlink:to="us-gaap_TransferOfPortfolioLoansAndLeasesToHeldForSale1_lbl"/>
    <loc xlink:type="locator" xlink:label="us-gaap_TransferOfLoansHeldForSaleToPortfolioLoans1" xlink:href="http://xbrl.fasb.org/us-gaap/2015/elts/us-gaap-2015-01-31.xsd#us-gaap_TransferOfLoansHeldForSaleToPortfolioLoans1"/>
    <label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="us-gaap_TransferOfLoansHeldForSaleToPortfolioLoans1_lbl" xml:lang="en-US">Loans held for sale transferred to loans held for investment</label>
    <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="us-gaap_TransferOfLoansHeldForSaleToPortfolioLoans1" xlink:to="us-gaap_TransferOfLoansHeldForSaleToPortfolioLoans1_lbl"/>
    <loc xlink:type="locator" xlink:label="us-gaap_DisclosureTextBlockAbstract" xlink:href="http://xbrl.fasb.org/us-gaap/2015/elts/us-gaap-2015-01-31.xsd#us-gaap_DisclosureTextBlockAbstract"/>
    <label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="us-gaap_DisclosureTextBlockAbstract_lbl" xml:lang="en-US">Disclosure Text Block [Abstract]</label>
    <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="us-gaap_DisclosureTextBlockAbstract" xlink:to="us-gaap_DisclosureTextBlockAbstract_lbl"/>
    <loc xlink:type="locator" xlink:label="us-gaap_AccountingPoliciesAbstract" xlink:href="http://xbrl.fasb.org/us-gaap/2015/elts/us-gaap-2015-01-31.xsd#us-gaap_AccountingPoliciesAbstract"/>
    <label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="us-gaap_AccountingPoliciesAbstract_lbl" xml:lang="en-US">Accounting Policies [Abstract]</label>
    <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="us-gaap_AccountingPoliciesAbstract" xlink:to="us-gaap_AccountingPoliciesAbstract_lbl"/>
    <loc xlink:type="locator" xlink:label="ffic_EarningsPerCommonShareAbstract" xlink:href="ffic-20151231.xsd#ffic_EarningsPerCommonShareAbstract"/>
    <label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="ffic_EarningsPerCommonShareAbstract_lbl" xml:lang="en-US">Earnings Per Common Share [Abstract]</label>
    <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="ffic_EarningsPerCommonShareAbstract" xlink:to="ffic_EarningsPerCommonShareAbstract_lbl"/>
    <loc xlink:type="locator" xlink:label="us-gaap_WeightedAverageNumberOfSharesOutstandingBasic" xlink:href="http://xbrl.fasb.org/us-gaap/2015/elts/us-gaap-2015-01-31.xsd#us-gaap_WeightedAverageNumberOfSharesOutstandingBasic"/>
    <label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="us-gaap_WeightedAverageNumberOfSharesOutstandingBasic_lbl" xml:lang="en-US">Weighted average common shares outstanding</label>
    <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="us-gaap_WeightedAverageNumberOfSharesOutstandingBasic" xlink:to="us-gaap_WeightedAverageNumberOfSharesOutstandingBasic_lbl"/>
    <label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:label="us-gaap_WeightedAverageNumberOfSharesOutstandingBasic_lbl0" xml:lang="en-US">Basic earnings per share (in Shares)</label>
    <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="us-gaap_WeightedAverageNumberOfSharesOutstandingBasic" xlink:to="us-gaap_WeightedAverageNumberOfSharesOutstandingBasic_lbl0"/>
    <loc xlink:type="locator" xlink:label="us-gaap_WeightedAverageNumberDilutedSharesOutstandingAdjustment" xlink:href="http://xbrl.fasb.org/us-gaap/2015/elts/us-gaap-2015-01-31.xsd#us-gaap_WeightedAverageNumberDilutedSharesOutstandingAdjustment"/>
    <label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="us-gaap_WeightedAverageNumberDilutedSharesOutstandingAdjustment_lbl" xml:lang="en-US">Weighted average common stock equivalents</label>
    <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="us-gaap_WeightedAverageNumberDilutedSharesOutstandingAdjustment" xlink:to="us-gaap_WeightedAverageNumberDilutedSharesOutstandingAdjustment_lbl"/>
    <loc xlink:type="locator" xlink:label="us-gaap_WeightedAverageNumberOfDilutedSharesOutstanding" xlink:href="http://xbrl.fasb.org/us-gaap/2015/elts/us-gaap-2015-01-31.xsd#us-gaap_WeightedAverageNumberOfDilutedSharesOutstanding"/>
    <label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:label="us-gaap_WeightedAverageNumberOfDilutedSharesOutstanding_lbl" xml:lang="en-US">Total weighted average common shares outstanding and common stock equivalents</label>
    <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="us-gaap_WeightedAverageNumberOfDilutedSharesOutstanding" xlink:to="us-gaap_WeightedAverageNumberOfDilutedSharesOutstanding_lbl"/>
    <label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="us-gaap_WeightedAverageNumberOfDilutedSharesOutstanding_lbl0" xml:lang="en-US">Diluted earnings per share (in Shares)</label>
    <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="us-gaap_WeightedAverageNumberOfDilutedSharesOutstanding" xlink:to="us-gaap_WeightedAverageNumberOfDilutedSharesOutstanding_lbl0"/>
    <loc xlink:type="locator" xlink:label="ffic_DividendPayoutRatio" xlink:href="ffic-20151231.xsd#ffic_DividendPayoutRatio"/>
    <label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="ffic_DividendPayoutRatio_lbl" xml:lang="en-US">Dividend Payout ratio</label>
    <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="ffic_DividendPayoutRatio" xlink:to="ffic_DividendPayoutRatio_lbl"/>
    <loc xlink:type="locator" xlink:label="us-gaap_ReceivablesAbstract" xlink:href="http://xbrl.fasb.org/us-gaap/2015/elts/us-gaap-2015-01-31.xsd#us-gaap_ReceivablesAbstract"/>
    <label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="us-gaap_ReceivablesAbstract_lbl" xml:lang="en-US">Receivables [Abstract]</label>
    <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="us-gaap_ReceivablesAbstract" xlink:to="us-gaap_ReceivablesAbstract_lbl"/>
    <loc xlink:type="locator" xlink:label="ffic_TheCompositionOfLoansIsAsFollowsAbstract" xlink:href="ffic-20151231.xsd#ffic_TheCompositionOfLoansIsAsFollowsAbstract"/>
    <label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="ffic_TheCompositionOfLoansIsAsFollowsAbstract_lbl" xml:lang="en-US">The Composition of Loans is as Follows [Abstract]</label>
    <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="ffic_TheCompositionOfLoansIsAsFollowsAbstract" xlink:to="ffic_TheCompositionOfLoansIsAsFollowsAbstract_lbl"/>
    <loc xlink:type="locator" xlink:label="us-gaap_AccountsNotesLoansAndFinancingReceivableByReceivableTypeAxis" xlink:href="http://xbrl.fasb.org/us-gaap/2015/elts/us-gaap-2015-01-31.xsd#us-gaap_AccountsNotesLoansAndFinancingReceivableByReceivableTypeAxis"/>
    <label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="us-gaap_AccountsNotesLoansAndFinancingReceivableByReceivableTypeAxis_lbl" xml:lang="en-US">Receivable Type [Axis]</label>
    <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="us-gaap_AccountsNotesLoansAndFinancingReceivableByReceivableTypeAxis" xlink:to="us-gaap_AccountsNotesLoansAndFinancingReceivableByReceivableTypeAxis_lbl"/>
    <loc xlink:type="locator" xlink:label="ffic_MultiFamilyResidentialMember" xlink:href="ffic-20151231.xsd#ffic_MultiFamilyResidentialMember"/>
    <label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:label="ffic_MultiFamilyResidentialMember_lbl" xml:lang="en-US">Multi-Family Residential [Member]</label>
    <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="ffic_MultiFamilyResidentialMember" xlink:to="ffic_MultiFamilyResidentialMember_lbl"/>
    <loc xlink:type="locator" xlink:label="us-gaap_LoansAndLeasesReceivableNetOfDeferredIncome" xlink:href="http://xbrl.fasb.org/us-gaap/2015/elts/us-gaap-2015-01-31.xsd#us-gaap_LoansAndLeasesReceivableNetOfDeferredIncome"/>
    <label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:label="us-gaap_LoansAndLeasesReceivableNetOfDeferredIncome_lbl" xml:lang="en-US">Loans</label>
    <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="us-gaap_LoansAndLeasesReceivableNetOfDeferredIncome" xlink:to="us-gaap_LoansAndLeasesReceivableNetOfDeferredIncome_lbl"/>
    <label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="us-gaap_LoansAndLeasesReceivableNetOfDeferredIncome_lbl0" xml:lang="en-US">Total Loans</label>
    <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="us-gaap_LoansAndLeasesReceivableNetOfDeferredIncome" xlink:to="us-gaap_LoansAndLeasesReceivableNetOfDeferredIncome_lbl0"/>
    <label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/verboseLabel" xlink:label="us-gaap_LoansAndLeasesReceivableNetOfDeferredIncome_lbl1" xml:lang="en-US">Ending Balance</label>
    <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="us-gaap_LoansAndLeasesReceivableNetOfDeferredIncome" xlink:to="us-gaap_LoansAndLeasesReceivableNetOfDeferredIncome_lbl1"/>
    <loc xlink:type="locator" xlink:label="ffic_CommercialRealEstateLoansMember" xlink:href="ffic-20151231.xsd#ffic_CommercialRealEstateLoansMember"/>
    <label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:label="ffic_CommercialRealEstateLoansMember_lbl" xml:lang="en-US">Commercial Real Estate Loans [Member]</label>
    <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="ffic_CommercialRealEstateLoansMember" xlink:to="ffic_CommercialRealEstateLoansMember_lbl"/>
    <loc xlink:type="locator" xlink:label="ffic_OneToFourFamilyMixedUsePropertyMember" xlink:href="ffic-20151231.xsd#ffic_OneToFourFamilyMixedUsePropertyMember"/>
    <label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:label="ffic_OneToFourFamilyMixedUsePropertyMember_lbl" xml:lang="en-US">One-To-Four Family - Mixed-Use Property [Member]</label>
    <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="ffic_OneToFourFamilyMixedUsePropertyMember" xlink:to="ffic_OneToFourFamilyMixedUsePropertyMember_lbl"/>
    <loc xlink:type="locator" xlink:label="ffic_OneToFourFamilyResidentialMember" xlink:href="ffic-20151231.xsd#ffic_OneToFourFamilyResidentialMember"/>
    <label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:label="ffic_OneToFourFamilyResidentialMember_lbl" xml:lang="en-US">One-To-Four Family - Residential [Member]</label>
    <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="ffic_OneToFourFamilyResidentialMember" xlink:to="ffic_OneToFourFamilyResidentialMember_lbl"/>
    <loc xlink:type="locator" xlink:label="ffic_CoOperativeApartmentsMember" xlink:href="ffic-20151231.xsd#ffic_CoOperativeApartmentsMember"/>
    <label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:label="ffic_CoOperativeApartmentsMember_lbl" xml:lang="en-US">Co-Operative Apartments [Member]</label>
    <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="ffic_CoOperativeApartmentsMember" xlink:to="ffic_CoOperativeApartmentsMember_lbl"/>
    <loc xlink:type="locator" xlink:label="ffic_ConstructionMember" xlink:href="ffic-20151231.xsd#ffic_ConstructionMember"/>
    <label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:label="ffic_ConstructionMember_lbl" xml:lang="en-US">Construction [Member]</label>
    <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="ffic_ConstructionMember" xlink:to="ffic_ConstructionMember_lbl"/>
    <loc xlink:type="locator" xlink:label="ffic_SmallBusinessAdministrationMember" xlink:href="ffic-20151231.xsd#ffic_SmallBusinessAdministrationMember"/>
    <label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:label="ffic_SmallBusinessAdministrationMember_lbl" xml:lang="en-US">Small Business Administration [Member]</label>
    <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="ffic_SmallBusinessAdministrationMember" xlink:to="ffic_SmallBusinessAdministrationMember_lbl"/>
    <loc xlink:type="locator" xlink:label="ffic_TaxiMedallionMember" xlink:href="ffic-20151231.xsd#ffic_TaxiMedallionMember"/>
    <label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:label="ffic_TaxiMedallionMember_lbl" xml:lang="en-US">Taxi Medallion [Member]</label>
    <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="ffic_TaxiMedallionMember" xlink:to="ffic_TaxiMedallionMember_lbl"/>
    <loc xlink:type="locator" xlink:label="ffic_CommercialBusinessAndOtherMember" xlink:href="ffic-20151231.xsd#ffic_CommercialBusinessAndOtherMember"/>
    <label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:label="ffic_CommercialBusinessAndOtherMember_lbl" xml:lang="en-US">Commercial Business And Other [Member]</label>
    <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="ffic_CommercialBusinessAndOtherMember" xlink:to="ffic_CommercialBusinessAndOtherMember_lbl"/>
    <loc xlink:type="locator" xlink:label="us-gaap_LoansAndLeasesReceivableDeferredIncome" xlink:href="http://xbrl.fasb.org/us-gaap/2015/elts/us-gaap-2015-01-31.xsd#us-gaap_LoansAndLeasesReceivableDeferredIncome"/>
    <label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="us-gaap_LoansAndLeasesReceivableDeferredIncome_lbl" xml:lang="en-US">Net unamortized premiums and unearned loan fees</label>
    <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="us-gaap_LoansAndLeasesReceivableDeferredIncome" xlink:to="us-gaap_LoansAndLeasesReceivableDeferredIncome_lbl"/>
    <loc xlink:type="locator" xlink:label="ffic_LoansModifiedAndClassifiedAsTdrAbstract" xlink:href="ffic-20151231.xsd#ffic_LoansModifiedAndClassifiedAsTdrAbstract"/>
    <label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="ffic_LoansModifiedAndClassifiedAsTdrAbstract_lbl" xml:lang="en-US">Loans Modified and Classified as TDR [Abstract]</label>
    <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="ffic_LoansModifiedAndClassifiedAsTdrAbstract" xlink:to="ffic_LoansModifiedAndClassifiedAsTdrAbstract_lbl"/>
    <loc xlink:type="locator" xlink:label="us-gaap_FinancingReceivablePortfolioSegmentAxis" xlink:href="http://xbrl.fasb.org/us-gaap/2015/elts/us-gaap-2015-01-31.xsd#us-gaap_FinancingReceivablePortfolioSegmentAxis"/>
    <label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="us-gaap_FinancingReceivablePortfolioSegmentAxis_lbl" xml:lang="en-US">Financing Receivable Portfolio Segment [Axis]</label>
    <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="us-gaap_FinancingReceivablePortfolioSegmentAxis" xlink:to="us-gaap_FinancingReceivablePortfolioSegmentAxis_lbl"/>
    <loc xlink:type="locator" xlink:label="ffic_SmallBusinessAdministrationPortfolioSegmentMember" xlink:href="ffic-20151231.xsd#ffic_SmallBusinessAdministrationPortfolioSegmentMember"/>
    <label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:label="ffic_SmallBusinessAdministrationPortfolioSegmentMember_lbl" xml:lang="en-US">Small Business Administration Portfolio Segment [Member]</label>
    <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="ffic_SmallBusinessAdministrationPortfolioSegmentMember" xlink:to="ffic_SmallBusinessAdministrationPortfolioSegmentMember_lbl"/>
    <loc xlink:type="locator" xlink:label="us-gaap_LoanRestructuringModificationAxis" xlink:href="http://xbrl.fasb.org/us-gaap/2015/elts/us-gaap-2015-01-31.xsd#us-gaap_LoanRestructuringModificationAxis"/>
    <label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="us-gaap_LoanRestructuringModificationAxis_lbl" xml:lang="en-US">Loan Restructuring Modification [Axis]</label>
    <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="us-gaap_LoanRestructuringModificationAxis" xlink:to="us-gaap_LoanRestructuringModificationAxis_lbl"/>
    <loc xlink:type="locator" xlink:label="us-gaap_InterestRateBelowMarketReductionMember" xlink:href="http://xbrl.fasb.org/us-gaap/2015/elts/us-gaap-2015-01-31.xsd#us-gaap_InterestRateBelowMarketReductionMember"/>
    <label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="us-gaap_InterestRateBelowMarketReductionMember_lbl" xml:lang="en-US">Interest Rate Below Market Reduction [Member]</label>
    <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="us-gaap_InterestRateBelowMarketReductionMember" xlink:to="us-gaap_InterestRateBelowMarketReductionMember_lbl"/>
    <loc xlink:type="locator" xlink:label="us-gaap_FinancingReceivableModificationsNumberOfContracts2" xlink:href="http://xbrl.fasb.org/us-gaap/2015/elts/us-gaap-2015-01-31.xsd#us-gaap_FinancingReceivableModificationsNumberOfContracts2"/>
    <label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="us-gaap_FinancingReceivableModificationsNumberOfContracts2_lbl" xml:lang="en-US">Number</label>
    <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="us-gaap_FinancingReceivableModificationsNumberOfContracts2" xlink:to="us-gaap_FinancingReceivableModificationsNumberOfContracts2_lbl"/>
    <label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:label="us-gaap_FinancingReceivableModificationsNumberOfContracts2_lbl0" xml:lang="en-US">Number of contracts</label>
    <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="us-gaap_FinancingReceivableModificationsNumberOfContracts2" xlink:to="us-gaap_FinancingReceivableModificationsNumberOfContracts2_lbl0"/>
    <label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/verboseLabel" xlink:label="us-gaap_FinancingReceivableModificationsNumberOfContracts2_lbl1" xml:lang="en-US">Financing Receivable, Modifications, Number of Contracts</label>
    <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="us-gaap_FinancingReceivableModificationsNumberOfContracts2" xlink:to="us-gaap_FinancingReceivableModificationsNumberOfContracts2_lbl1"/>
    <loc xlink:type="locator" xlink:label="us-gaap_FinancingReceivableModificationsPostModificationRecordedInvestment2" xlink:href="http://xbrl.fasb.org/us-gaap/2015/elts/us-gaap-2015-01-31.xsd#us-gaap_FinancingReceivableModificationsPostModificationRecordedInvestment2"/>
    <label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="us-gaap_FinancingReceivableModificationsPostModificationRecordedInvestment2_lbl" xml:lang="en-US">Balance</label>
    <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="us-gaap_FinancingReceivableModificationsPostModificationRecordedInvestment2" xlink:to="us-gaap_FinancingReceivableModificationsPostModificationRecordedInvestment2_lbl"/>
    <loc xlink:type="locator" xlink:label="ffic_MultifamilyResidentialPortfolioSegmentMember" xlink:href="ffic-20151231.xsd#ffic_MultifamilyResidentialPortfolioSegmentMember"/>
    <label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:label="ffic_MultifamilyResidentialPortfolioSegmentMember_lbl" xml:lang="en-US">Multi-family Residential Portfolio Segment [Member]</label>
    <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="ffic_MultifamilyResidentialPortfolioSegmentMember" xlink:to="ffic_MultifamilyResidentialPortfolioSegmentMember_lbl"/>
    <loc xlink:type="locator" xlink:label="us-gaap_CommercialRealEstatePortfolioSegmentMember" xlink:href="http://xbrl.fasb.org/us-gaap/2015/elts/us-gaap-2015-01-31.xsd#us-gaap_CommercialRealEstatePortfolioSegmentMember"/>
    <label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="us-gaap_CommercialRealEstatePortfolioSegmentMember_lbl" xml:lang="en-US">Commercial Real Estate Portfolio Segment [Member]</label>
    <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="us-gaap_CommercialRealEstatePortfolioSegmentMember" xlink:to="us-gaap_CommercialRealEstatePortfolioSegmentMember_lbl"/>
    <loc xlink:type="locator" xlink:label="ffic_OneToFourFamilyMixedUsePropertyPortfolioSegmentMember" xlink:href="ffic-20151231.xsd#ffic_OneToFourFamilyMixedUsePropertyPortfolioSegmentMember"/>
    <label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:label="ffic_OneToFourFamilyMixedUsePropertyPortfolioSegmentMember_lbl" xml:lang="en-US">One-to-Four Family - Mixed-Use Property Portfolio Segment [Member]</label>
    <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="ffic_OneToFourFamilyMixedUsePropertyPortfolioSegmentMember" xlink:to="ffic_OneToFourFamilyMixedUsePropertyPortfolioSegmentMember_lbl"/>
    <loc xlink:type="locator" xlink:label="ffic_CommercialBusinessAndOtherPortfolioSegmentMember" xlink:href="ffic-20151231.xsd#ffic_CommercialBusinessAndOtherPortfolioSegmentMember"/>
    <label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:label="ffic_CommercialBusinessAndOtherPortfolioSegmentMember_lbl" xml:lang="en-US">Commercial Business and Other Portfolio Segment [Member]</label>
    <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="ffic_CommercialBusinessAndOtherPortfolioSegmentMember" xlink:to="ffic_CommercialBusinessAndOtherPortfolioSegmentMember_lbl"/>
    <loc xlink:type="locator" xlink:label="us-gaap_FinancialInstrumentPerformanceStatusAxis" xlink:href="http://xbrl.fasb.org/us-gaap/2015/elts/us-gaap-2015-01-31.xsd#us-gaap_FinancialInstrumentPerformanceStatusAxis"/>
    <label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="us-gaap_FinancialInstrumentPerformanceStatusAxis_lbl" xml:lang="en-US">Financial Instrument Performance Status [Axis]</label>
    <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="us-gaap_FinancialInstrumentPerformanceStatusAxis" xlink:to="us-gaap_FinancialInstrumentPerformanceStatusAxis_lbl"/>
    <loc xlink:type="locator" xlink:label="us-gaap_PerformingFinancingReceivableMember" xlink:href="http://xbrl.fasb.org/us-gaap/2015/elts/us-gaap-2015-01-31.xsd#us-gaap_PerformingFinancingReceivableMember"/>
    <label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="us-gaap_PerformingFinancingReceivableMember_lbl" xml:lang="en-US">Performing Financial Instruments [Member]</label>
    <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="us-gaap_PerformingFinancingReceivableMember" xlink:to="us-gaap_PerformingFinancingReceivableMember_lbl"/>
    <loc xlink:type="locator" xlink:label="ffic_TroubledDebtRestructuringsThatArePerformingAccordingToTheirRestructuredTermsAbstract" xlink:href="ffic-20151231.xsd#ffic_TroubledDebtRestructuringsThatArePerformingAccordingToTheirRestructuredTermsAbstract"/>
    <label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="ffic_TroubledDebtRestructuringsThatArePerformingAccordingToTheirRestructuredTermsAbstract_lbl" xml:lang="en-US">Troubled Debt Restructurings That Are Performing According to Their Restructured Terms [Abstract]</label>
    <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="ffic_TroubledDebtRestructuringsThatArePerformingAccordingToTheirRestructuredTermsAbstract" xlink:to="ffic_TroubledDebtRestructuringsThatArePerformingAccordingToTheirRestructuredTermsAbstract_lbl"/>
    <loc xlink:type="locator" xlink:label="us-gaap_FinancingReceivableModificationsRecordedInvestment" xlink:href="http://xbrl.fasb.org/us-gaap/2015/elts/us-gaap-2015-01-31.xsd#us-gaap_FinancingReceivableModificationsRecordedInvestment"/>
    <label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:label="us-gaap_FinancingReceivableModificationsRecordedInvestment_lbl" xml:lang="en-US">Recorded investment</label>
    <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="us-gaap_FinancingReceivableModificationsRecordedInvestment" xlink:to="us-gaap_FinancingReceivableModificationsRecordedInvestment_lbl"/>
    <label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="us-gaap_FinancingReceivableModificationsRecordedInvestment_lbl0" xml:lang="en-US">Financing Receivable, Modifications, Recorded Investment (in Dollars)</label>
    <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="us-gaap_FinancingReceivableModificationsRecordedInvestment" xlink:to="us-gaap_FinancingReceivableModificationsRecordedInvestment_lbl0"/>
    <loc xlink:type="locator" xlink:label="ffic_OnetoFourFamilyResidentialPortfolioSegmentMember" xlink:href="ffic-20151231.xsd#ffic_OnetoFourFamilyResidentialPortfolioSegmentMember"/>
    <label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:label="ffic_OnetoFourFamilyResidentialPortfolioSegmentMember_lbl" xml:lang="en-US">One-to-Four Family Residential Portfolio Segment [Member]</label>
    <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="ffic_OnetoFourFamilyResidentialPortfolioSegmentMember" xlink:to="ffic_OnetoFourFamilyResidentialPortfolioSegmentMember_lbl"/>
    <loc xlink:type="locator" xlink:label="us-gaap_NonperformingFinancingReceivableMember" xlink:href="http://xbrl.fasb.org/us-gaap/2015/elts/us-gaap-2015-01-31.xsd#us-gaap_NonperformingFinancingReceivableMember"/>
    <label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="us-gaap_NonperformingFinancingReceivableMember_lbl" xml:lang="en-US">Nonperforming Financial Instruments [Member]</label>
    <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="us-gaap_NonperformingFinancingReceivableMember" xlink:to="us-gaap_NonperformingFinancingReceivableMember_lbl"/>
    <loc xlink:type="locator" xlink:label="ffic_TroubledDebtRestructuringsThatAreNotPerformingAccordingToTheirRestructuredTermsAbstract" xlink:href="ffic-20151231.xsd#ffic_TroubledDebtRestructuringsThatAreNotPerformingAccordingToTheirRestructuredTermsAbstract"/>
    <label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="ffic_TroubledDebtRestructuringsThatAreNotPerformingAccordingToTheirRestructuredTermsAbstract_lbl" xml:lang="en-US">Troubled Debt Restructurings That Are Not Performing According to Their Restructured Terms [Abstract]</label>
    <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="ffic_TroubledDebtRestructuringsThatAreNotPerformingAccordingToTheirRestructuredTermsAbstract" xlink:to="ffic_TroubledDebtRestructuringsThatAreNotPerformingAccordingToTheirRestructuredTermsAbstract_lbl"/>
    <loc xlink:type="locator" xlink:label="us-gaap_FinancingReceivableModificationsSubsequentDefaultNumberOfContracts1" xlink:href="http://xbrl.fasb.org/us-gaap/2015/elts/us-gaap-2015-01-31.xsd#us-gaap_FinancingReceivableModificationsSubsequentDefaultNumberOfContracts1"/>
    <label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="us-gaap_FinancingReceivableModificationsSubsequentDefaultNumberOfContracts1_lbl" xml:lang="en-US">Number of contracts</label>
    <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="us-gaap_FinancingReceivableModificationsSubsequentDefaultNumberOfContracts1" xlink:to="us-gaap_FinancingReceivableModificationsSubsequentDefaultNumberOfContracts1_lbl"/>
    <loc xlink:type="locator" xlink:label="us-gaap_FinancingReceivableModificationsSubsequentDefaultRecordedInvestment1" xlink:href="http://xbrl.fasb.org/us-gaap/2015/elts/us-gaap-2015-01-31.xsd#us-gaap_FinancingReceivableModificationsSubsequentDefaultRecordedInvestment1"/>
    <label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="us-gaap_FinancingReceivableModificationsSubsequentDefaultRecordedInvestment1_lbl" xml:lang="en-US">Recorded investment</label>
    <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="us-gaap_FinancingReceivableModificationsSubsequentDefaultRecordedInvestment1" xlink:to="us-gaap_FinancingReceivableModificationsSubsequentDefaultRecordedInvestment1_lbl"/>
    <loc xlink:type="locator" xlink:label="ffic_NonPerformingLoansAbstract" xlink:href="ffic-20151231.xsd#ffic_NonPerformingLoansAbstract"/>
    <label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="ffic_NonPerformingLoansAbstract_lbl" xml:lang="en-US">Non-performing Loans [Abstract]</label>
    <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="ffic_NonPerformingLoansAbstract" xlink:to="ffic_NonPerformingLoansAbstract_lbl"/>
    <loc xlink:type="locator" xlink:label="us-gaap_FinancingReceivableRecordedInvestment90DaysPastDueAndStillAccruing" xlink:href="http://xbrl.fasb.org/us-gaap/2015/elts/us-gaap-2015-01-31.xsd#us-gaap_FinancingReceivableRecordedInvestment90DaysPastDueAndStillAccruing"/>
    <label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="us-gaap_FinancingReceivableRecordedInvestment90DaysPastDueAndStillAccruing_lbl" xml:lang="en-US">Loans ninety days or more past due and still accruing</label>
    <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="us-gaap_FinancingReceivableRecordedInvestment90DaysPastDueAndStillAccruing" xlink:to="us-gaap_FinancingReceivableRecordedInvestment90DaysPastDueAndStillAccruing_lbl"/>
    <loc xlink:type="locator" xlink:label="ffic_ConstructionPortfolioSegmentMember" xlink:href="ffic-20151231.xsd#ffic_ConstructionPortfolioSegmentMember"/>
    <label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:label="ffic_ConstructionPortfolioSegmentMember_lbl" xml:lang="en-US">Construction Portfolio Segment [Member]</label>
    <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="ffic_ConstructionPortfolioSegmentMember" xlink:to="ffic_ConstructionPortfolioSegmentMember_lbl"/>
    <loc xlink:type="locator" xlink:label="us-gaap_MortgageReceivablesMember" xlink:href="http://xbrl.fasb.org/us-gaap/2015/elts/us-gaap-2015-01-31.xsd#us-gaap_MortgageReceivablesMember"/>
    <label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="us-gaap_MortgageReceivablesMember_lbl" xml:lang="en-US">Mortgage Receivable [Member]</label>
    <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="us-gaap_MortgageReceivablesMember" xlink:to="us-gaap_MortgageReceivablesMember_lbl"/>
    <loc xlink:type="locator" xlink:label="us-gaap_FinancingReceivableRecordedInvestmentNonaccrualStatus" xlink:href="http://xbrl.fasb.org/us-gaap/2015/elts/us-gaap-2015-01-31.xsd#us-gaap_FinancingReceivableRecordedInvestmentNonaccrualStatus"/>
    <label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="us-gaap_FinancingReceivableRecordedInvestmentNonaccrualStatus_lbl" xml:lang="en-US">Non-accrual loans</label>
    <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="us-gaap_FinancingReceivableRecordedInvestmentNonaccrualStatus" xlink:to="us-gaap_FinancingReceivableRecordedInvestmentNonaccrualStatus_lbl"/>
    <loc xlink:type="locator" xlink:label="ffic_NonmortgageReceivablesMember" xlink:href="ffic-20151231.xsd#ffic_NonmortgageReceivablesMember"/>
    <label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:label="ffic_NonmortgageReceivablesMember_lbl" xml:lang="en-US">Non-mortgage Receivables [Member]</label>
    <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="ffic_NonmortgageReceivablesMember" xlink:to="ffic_NonmortgageReceivablesMember_lbl"/>
    <loc xlink:type="locator" xlink:label="ffic_TotalNonaccrualLoansAndLoansNinetyDaysOrMorePastDueAndStillAccruing" xlink:href="ffic-20151231.xsd#ffic_TotalNonaccrualLoansAndLoansNinetyDaysOrMorePastDueAndStillAccruing"/>
    <label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="ffic_TotalNonaccrualLoansAndLoansNinetyDaysOrMorePastDueAndStillAccruing_lbl" xml:lang="en-US">Total non-accrual loans and ninety days or more past due and still accruing</label>
    <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="ffic_TotalNonaccrualLoansAndLoansNinetyDaysOrMorePastDueAndStillAccruing" xlink:to="ffic_TotalNonaccrualLoansAndLoansNinetyDaysOrMorePastDueAndStillAccruing_lbl"/>
    <loc xlink:type="locator" xlink:label="ffic_SummaryOfInterestForegoneOnNonAccrualLoansAndLoansClassifiedAsTdrAbstract" xlink:href="ffic-20151231.xsd#ffic_SummaryOfInterestForegoneOnNonAccrualLoansAndLoansClassifiedAsTdrAbstract"/>
    <label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="ffic_SummaryOfInterestForegoneOnNonAccrualLoansAndLoansClassifiedAsTdrAbstract_lbl" xml:lang="en-US">Summary of Interest Foregone on Non-Accrual Loans and Loans Classified as TDR [Abstract]</label>
    <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="ffic_SummaryOfInterestForegoneOnNonAccrualLoansAndLoansClassifiedAsTdrAbstract" xlink:to="ffic_SummaryOfInterestForegoneOnNonAccrualLoansAndLoansClassifiedAsTdrAbstract_lbl"/>
    <loc xlink:type="locator" xlink:label="ffic_LoansAndLeasesReceivableImpairedTroubledDebtAndNonAccrualLoansInterestIncome" xlink:href="ffic-20151231.xsd#ffic_LoansAndLeasesReceivableImpairedTroubledDebtAndNonAccrualLoansInterestIncome"/>
    <label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/totalLabel" xlink:label="ffic_LoansAndLeasesReceivableImpairedTroubledDebtAndNonAccrualLoansInterestIncome_lbl" xml:lang="en-US">Interest income that would have been recognized had the loans performed in accordance with their original terms</label>
    <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="ffic_LoansAndLeasesReceivableImpairedTroubledDebtAndNonAccrualLoansInterestIncome" xlink:to="ffic_LoansAndLeasesReceivableImpairedTroubledDebtAndNonAccrualLoansInterestIncome_lbl"/>
    <loc xlink:type="locator" xlink:label="ffic_LoansAndLeasesReceivableTroubledDebtAndNonAccrualLoansInterestIncomeRecognized" xlink:href="ffic-20151231.xsd#ffic_LoansAndLeasesReceivableTroubledDebtAndNonAccrualLoansInterestIncomeRecognized"/>
    <label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="ffic_LoansAndLeasesReceivableTroubledDebtAndNonAccrualLoansInterestIncomeRecognized_lbl" xml:lang="en-US">Less: Interest income included in the results of operations</label>
    <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="ffic_LoansAndLeasesReceivableTroubledDebtAndNonAccrualLoansInterestIncomeRecognized" xlink:to="ffic_LoansAndLeasesReceivableTroubledDebtAndNonAccrualLoansInterestIncomeRecognized_lbl"/>
    <loc xlink:type="locator" xlink:label="ffic_LoansAndLeasesReceivableTroubledDebtAndNonAccrualLoansInterestForegone" xlink:href="ffic-20151231.xsd#ffic_LoansAndLeasesReceivableTroubledDebtAndNonAccrualLoansInterestForegone"/>
    <label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="ffic_LoansAndLeasesReceivableTroubledDebtAndNonAccrualLoansInterestForegone_lbl" xml:lang="en-US">Total foregone interest</label>
    <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="ffic_LoansAndLeasesReceivableTroubledDebtAndNonAccrualLoansInterestForegone" xlink:to="ffic_LoansAndLeasesReceivableTroubledDebtAndNonAccrualLoansInterestForegone_lbl"/>
    <loc xlink:type="locator" xlink:label="ffic_AgeAnalysisOfRecordedInvestmentInLoansAbstract" xlink:href="ffic-20151231.xsd#ffic_AgeAnalysisOfRecordedInvestmentInLoansAbstract"/>
    <label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="ffic_AgeAnalysisOfRecordedInvestmentInLoansAbstract_lbl" xml:lang="en-US">Age Analysis of Recorded Investment in Loans [Abstract]</label>
    <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="ffic_AgeAnalysisOfRecordedInvestmentInLoansAbstract" xlink:to="ffic_AgeAnalysisOfRecordedInvestmentInLoansAbstract_lbl"/>
    <loc xlink:type="locator" xlink:label="us-gaap_FinancingReceivableRecordedInvestmentPastDue" xlink:href="http://xbrl.fasb.org/us-gaap/2015/elts/us-gaap-2015-01-31.xsd#us-gaap_FinancingReceivableRecordedInvestmentPastDue"/>
    <label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="us-gaap_FinancingReceivableRecordedInvestmentPastDue_lbl" xml:lang="en-US">Past Due</label>
    <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="us-gaap_FinancingReceivableRecordedInvestmentPastDue" xlink:to="us-gaap_FinancingReceivableRecordedInvestmentPastDue_lbl"/>
    <loc xlink:type="locator" xlink:label="us-gaap_FinancingReceivableRecordedInvestmentCurrent" xlink:href="http://xbrl.fasb.org/us-gaap/2015/elts/us-gaap-2015-01-31.xsd#us-gaap_FinancingReceivableRecordedInvestmentCurrent"/>
    <label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="us-gaap_FinancingReceivableRecordedInvestmentCurrent_lbl" xml:lang="en-US">Current</label>
    <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="us-gaap_FinancingReceivableRecordedInvestmentCurrent" xlink:to="us-gaap_FinancingReceivableRecordedInvestmentCurrent_lbl"/>
    <loc xlink:type="locator" xlink:label="ffic_CoOerativeApartmentsPortfolioSegmentMember" xlink:href="ffic-20151231.xsd#ffic_CoOerativeApartmentsPortfolioSegmentMember"/>
    <label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:label="ffic_CoOerativeApartmentsPortfolioSegmentMember_lbl" xml:lang="en-US">Co-oerative Apartments Portfolio Segment [Member]</label>
    <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="ffic_CoOerativeApartmentsPortfolioSegmentMember" xlink:to="ffic_CoOerativeApartmentsPortfolioSegmentMember_lbl"/>
    <loc xlink:type="locator" xlink:label="ffic_TaxMedallionPortflioSegmentMember" xlink:href="ffic-20151231.xsd#ffic_TaxMedallionPortflioSegmentMember"/>
    <label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:label="ffic_TaxMedallionPortflioSegmentMember_lbl" xml:lang="en-US">Tax Medallion Portflio Segment [Member]</label>
    <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="ffic_TaxMedallionPortflioSegmentMember" xlink:to="ffic_TaxMedallionPortflioSegmentMember_lbl"/>
    <loc xlink:type="locator" xlink:label="us-gaap_FinancingReceivablesPeriodPastDueAxis" xlink:href="http://xbrl.fasb.org/us-gaap/2015/elts/us-gaap-2015-01-31.xsd#us-gaap_FinancingReceivablesPeriodPastDueAxis"/>
    <label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="us-gaap_FinancingReceivablesPeriodPastDueAxis_lbl" xml:lang="en-US">Financing Receivables, Period Past Due [Axis]</label>
    <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="us-gaap_FinancingReceivablesPeriodPastDueAxis" xlink:to="us-gaap_FinancingReceivablesPeriodPastDueAxis_lbl"/>
    <loc xlink:type="locator" xlink:label="us-gaap_FinancingReceivables30To59DaysPastDueMember" xlink:href="http://xbrl.fasb.org/us-gaap/2015/elts/us-gaap-2015-01-31.xsd#us-gaap_FinancingReceivables30To59DaysPastDueMember"/>
    <label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="us-gaap_FinancingReceivables30To59DaysPastDueMember_lbl" xml:lang="en-US">Financing Receivables, 30 to 59 Days Past Due [Member]</label>
    <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="us-gaap_FinancingReceivables30To59DaysPastDueMember" xlink:to="us-gaap_FinancingReceivables30To59DaysPastDueMember_lbl"/>
    <loc xlink:type="locator" xlink:label="us-gaap_FinancingReceivables60To89DaysPastDueMember" xlink:href="http://xbrl.fasb.org/us-gaap/2015/elts/us-gaap-2015-01-31.xsd#us-gaap_FinancingReceivables60To89DaysPastDueMember"/>
    <label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="us-gaap_FinancingReceivables60To89DaysPastDueMember_lbl" xml:lang="en-US">Financing Receivables, 60 to 89 Days Past Due [Member]</label>
    <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="us-gaap_FinancingReceivables60To89DaysPastDueMember" xlink:to="us-gaap_FinancingReceivables60To89DaysPastDueMember_lbl"/>
    <loc xlink:type="locator" xlink:label="us-gaap_FinancingReceivablesEqualToGreaterThan90DaysPastDueMember" xlink:href="http://xbrl.fasb.org/us-gaap/2015/elts/us-gaap-2015-01-31.xsd#us-gaap_FinancingReceivablesEqualToGreaterThan90DaysPastDueMember"/>
    <label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="us-gaap_FinancingReceivablesEqualToGreaterThan90DaysPastDueMember_lbl" xml:lang="en-US">Financing Receivables, Equal to Greater than 90 Days Past Due [Member]</label>
    <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="us-gaap_FinancingReceivablesEqualToGreaterThan90DaysPastDueMember" xlink:to="us-gaap_FinancingReceivablesEqualToGreaterThan90DaysPastDueMember_lbl"/>
    <loc xlink:type="locator" xlink:label="ffic_ActivityInTheAllowanceForLoanLossesAbstract" xlink:href="ffic-20151231.xsd#ffic_ActivityInTheAllowanceForLoanLossesAbstract"/>
    <label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="ffic_ActivityInTheAllowanceForLoanLossesAbstract_lbl" xml:lang="en-US">Activity in the Allowance for Loan Losses [Abstract]</label>
    <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="ffic_ActivityInTheAllowanceForLoanLossesAbstract" xlink:to="ffic_ActivityInTheAllowanceForLoanLossesAbstract_lbl"/>
    <loc xlink:type="locator" xlink:label="us-gaap_FinancingReceivableAllowanceForCreditLosses" xlink:href="http://xbrl.fasb.org/us-gaap/2015/elts/us-gaap-2015-01-31.xsd#us-gaap_FinancingReceivableAllowanceForCreditLosses"/>
    <label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/periodStartLabel" xlink:label="us-gaap_FinancingReceivableAllowanceForCreditLosses_lbl" xml:lang="en-US">Allowance for credit losses - balance</label>
    <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="us-gaap_FinancingReceivableAllowanceForCreditLosses" xlink:to="us-gaap_FinancingReceivableAllowanceForCreditLosses_lbl"/>
    <label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/periodEndLabel" xlink:label="us-gaap_FinancingReceivableAllowanceForCreditLosses_lbl0" xml:lang="en-US">Allowance for credit losses - balance</label>
    <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="us-gaap_FinancingReceivableAllowanceForCreditLosses" xlink:to="us-gaap_FinancingReceivableAllowanceForCreditLosses_lbl0"/>
    <loc xlink:type="locator" xlink:label="us-gaap_FinancingReceivableAllowanceForCreditLossesWriteOffs" xlink:href="http://xbrl.fasb.org/us-gaap/2015/elts/us-gaap-2015-01-31.xsd#us-gaap_FinancingReceivableAllowanceForCreditLossesWriteOffs"/>
    <label xlink:type="resource" xlink:role="http://www.xbrl.org/2009/role/negatedLabel" xlink:label="us-gaap_FinancingReceivableAllowanceForCreditLossesWriteOffs_lbl" xml:lang="en-US">Charge-off&apos;s</label>
    <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="us-gaap_FinancingReceivableAllowanceForCreditLossesWriteOffs" xlink:to="us-gaap_FinancingReceivableAllowanceForCreditLossesWriteOffs_lbl"/>
    <loc xlink:type="locator" xlink:label="us-gaap_FinancingReceivableAllowanceForCreditLossesRecovery" xlink:href="http://xbrl.fasb.org/us-gaap/2015/elts/us-gaap-2015-01-31.xsd#us-gaap_FinancingReceivableAllowanceForCreditLossesRecovery"/>
    <label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="us-gaap_FinancingReceivableAllowanceForCreditLossesRecovery_lbl" xml:lang="en-US">Recoveries</label>
    <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="us-gaap_FinancingReceivableAllowanceForCreditLossesRecovery" xlink:to="us-gaap_FinancingReceivableAllowanceForCreditLossesRecovery_lbl"/>
    <loc xlink:type="locator" xlink:label="us-gaap_ProvisionForLoanLeaseAndOtherLosses" xlink:href="http://xbrl.fasb.org/us-gaap/2015/elts/us-gaap-2015-01-31.xsd#us-gaap_ProvisionForLoanLeaseAndOtherLosses"/>
    <label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="us-gaap_ProvisionForLoanLeaseAndOtherLosses_lbl" xml:lang="en-US">Provision</label>
    <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="us-gaap_ProvisionForLoanLeaseAndOtherLosses" xlink:to="us-gaap_ProvisionForLoanLeaseAndOtherLosses_lbl"/>
    <loc xlink:type="locator" xlink:label="us-gaap_FinancingReceivableAllowanceForCreditLossesIndividuallyEvaluatedForImpairment1" xlink:href="http://xbrl.fasb.org/us-gaap/2015/elts/us-gaap-2015-01-31.xsd#us-gaap_FinancingReceivableAllowanceForCreditLossesIndividuallyEvaluatedForImpairment1"/>
    <label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="us-gaap_FinancingReceivableAllowanceForCreditLossesIndividuallyEvaluatedForImpairment1_lbl" xml:lang="en-US">Ending balance: individually evaluated for impairment</label>
    <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="us-gaap_FinancingReceivableAllowanceForCreditLossesIndividuallyEvaluatedForImpairment1" xlink:to="us-gaap_FinancingReceivableAllowanceForCreditLossesIndividuallyEvaluatedForImpairment1_lbl"/>
    <loc xlink:type="locator" xlink:label="us-gaap_FinancingReceivableAllowanceForCreditLossesCollectivelyEvaluatedForImpairment" xlink:href="http://xbrl.fasb.org/us-gaap/2015/elts/us-gaap-2015-01-31.xsd#us-gaap_FinancingReceivableAllowanceForCreditLossesCollectivelyEvaluatedForImpairment"/>
    <label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="us-gaap_FinancingReceivableAllowanceForCreditLossesCollectivelyEvaluatedForImpairment_lbl" xml:lang="en-US">Ending balance: collectively evaluated for impairment</label>
    <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="us-gaap_FinancingReceivableAllowanceForCreditLossesCollectivelyEvaluatedForImpairment" xlink:to="us-gaap_FinancingReceivableAllowanceForCreditLossesCollectivelyEvaluatedForImpairment_lbl"/>
    <loc xlink:type="locator" xlink:label="ffic_ImpairedLoansAbstract" xlink:href="ffic-20151231.xsd#ffic_ImpairedLoansAbstract"/>
    <label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="ffic_ImpairedLoansAbstract_lbl" xml:lang="en-US">Impaired Loans [Abstract]</label>
    <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="ffic_ImpairedLoansAbstract" xlink:to="ffic_ImpairedLoansAbstract_lbl"/>
    <loc xlink:type="locator" xlink:label="us-gaap_ImpairedFinancingReceivableWithNoRelatedAllowanceRecordedInvestment" xlink:href="http://xbrl.fasb.org/us-gaap/2015/elts/us-gaap-2015-01-31.xsd#us-gaap_ImpairedFinancingReceivableWithNoRelatedAllowanceRecordedInvestment"/>
    <label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="us-gaap_ImpairedFinancingReceivableWithNoRelatedAllowanceRecordedInvestment_lbl" xml:lang="en-US">Recorded Investment, With no related allowance recorded</label>
    <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="us-gaap_ImpairedFinancingReceivableWithNoRelatedAllowanceRecordedInvestment" xlink:to="us-gaap_ImpairedFinancingReceivableWithNoRelatedAllowanceRecordedInvestment_lbl"/>
    <loc xlink:type="locator" xlink:label="us-gaap_ImpairedFinancingReceivableWithNoRelatedAllowanceUnpaidPrincipalBalance" xlink:href="http://xbrl.fasb.org/us-gaap/2015/elts/us-gaap-2015-01-31.xsd#us-gaap_ImpairedFinancingReceivableWithNoRelatedAllowanceUnpaidPrincipalBalance"/>
    <label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="us-gaap_ImpairedFinancingReceivableWithNoRelatedAllowanceUnpaidPrincipalBalance_lbl" xml:lang="en-US">Unpaid Principal Balance, With no related allowance recorded</label>
    <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="us-gaap_ImpairedFinancingReceivableWithNoRelatedAllowanceUnpaidPrincipalBalance" xlink:to="us-gaap_ImpairedFinancingReceivableWithNoRelatedAllowanceUnpaidPrincipalBalance_lbl"/>
    <loc xlink:type="locator" xlink:label="us-gaap_ImpairedFinancingReceivableWithNoRelatedAllowanceAverageRecordedInvestment" xlink:href="http://xbrl.fasb.org/us-gaap/2015/elts/us-gaap-2015-01-31.xsd#us-gaap_ImpairedFinancingReceivableWithNoRelatedAllowanceAverageRecordedInvestment"/>
    <label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="us-gaap_ImpairedFinancingReceivableWithNoRelatedAllowanceAverageRecordedInvestment_lbl" xml:lang="en-US">Average Recorded Investment, With no related allowance recorded</label>
    <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="us-gaap_ImpairedFinancingReceivableWithNoRelatedAllowanceAverageRecordedInvestment" xlink:to="us-gaap_ImpairedFinancingReceivableWithNoRelatedAllowanceAverageRecordedInvestment_lbl"/>
    <loc xlink:type="locator" xlink:label="us-gaap_ImpairedFinancingReceivableWithNoRelatedAllowanceInterestIncomeCashBasisMethod" xlink:href="http://xbrl.fasb.org/us-gaap/2015/elts/us-gaap-2015-01-31.xsd#us-gaap_ImpairedFinancingReceivableWithNoRelatedAllowanceInterestIncomeCashBasisMethod"/>
    <label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="us-gaap_ImpairedFinancingReceivableWithNoRelatedAllowanceInterestIncomeCashBasisMethod_lbl" xml:lang="en-US">Interest Income Recognized, With no related allowance recorded</label>
    <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="us-gaap_ImpairedFinancingReceivableWithNoRelatedAllowanceInterestIncomeCashBasisMethod" xlink:to="us-gaap_ImpairedFinancingReceivableWithNoRelatedAllowanceInterestIncomeCashBasisMethod_lbl"/>
    <loc xlink:type="locator" xlink:label="ffic_NonMortgageLoansMember" xlink:href="ffic-20151231.xsd#ffic_NonMortgageLoansMember"/>
    <label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:label="ffic_NonMortgageLoansMember_lbl" xml:lang="en-US">Non-Mortgage Loans [Member]</label>
    <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="ffic_NonMortgageLoansMember" xlink:to="ffic_NonMortgageLoansMember_lbl"/>
    <loc xlink:type="locator" xlink:label="us-gaap_ImpairedFinancingReceivableWithRelatedAllowanceRecordedInvestment" xlink:href="http://xbrl.fasb.org/us-gaap/2015/elts/us-gaap-2015-01-31.xsd#us-gaap_ImpairedFinancingReceivableWithRelatedAllowanceRecordedInvestment"/>
    <label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="us-gaap_ImpairedFinancingReceivableWithRelatedAllowanceRecordedInvestment_lbl" xml:lang="en-US">Recorded Investment, With an allowance recorded</label>
    <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="us-gaap_ImpairedFinancingReceivableWithRelatedAllowanceRecordedInvestment" xlink:to="us-gaap_ImpairedFinancingReceivableWithRelatedAllowanceRecordedInvestment_lbl"/>
    <loc xlink:type="locator" xlink:label="us-gaap_ImpairedFinancingReceivableWithRelatedAllowanceUnpaidPrincipalBalance" xlink:href="http://xbrl.fasb.org/us-gaap/2015/elts/us-gaap-2015-01-31.xsd#us-gaap_ImpairedFinancingReceivableWithRelatedAllowanceUnpaidPrincipalBalance"/>
    <label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="us-gaap_ImpairedFinancingReceivableWithRelatedAllowanceUnpaidPrincipalBalance_lbl" xml:lang="en-US">Unpaid Principal Balance, With an allowance recorded</label>
    <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="us-gaap_ImpairedFinancingReceivableWithRelatedAllowanceUnpaidPrincipalBalance" xlink:to="us-gaap_ImpairedFinancingReceivableWithRelatedAllowanceUnpaidPrincipalBalance_lbl"/>
    <loc xlink:type="locator" xlink:label="us-gaap_ImpairedFinancingReceivableRelatedAllowance" xlink:href="http://xbrl.fasb.org/us-gaap/2015/elts/us-gaap-2015-01-31.xsd#us-gaap_ImpairedFinancingReceivableRelatedAllowance"/>
    <label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="us-gaap_ImpairedFinancingReceivableRelatedAllowance_lbl" xml:lang="en-US">Related Allowance, With an allowance recorded</label>
    <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="us-gaap_ImpairedFinancingReceivableRelatedAllowance" xlink:to="us-gaap_ImpairedFinancingReceivableRelatedAllowance_lbl"/>
    <label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:label="us-gaap_ImpairedFinancingReceivableRelatedAllowance_lbl0" xml:lang="en-US">Related Allowance, Total Impaired Loans</label>
    <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="us-gaap_ImpairedFinancingReceivableRelatedAllowance" xlink:to="us-gaap_ImpairedFinancingReceivableRelatedAllowance_lbl0"/>
    <loc xlink:type="locator" xlink:label="us-gaap_ImpairedFinancingReceivableWithRelatedAllowanceAverageRecordedInvestment" xlink:href="http://xbrl.fasb.org/us-gaap/2015/elts/us-gaap-2015-01-31.xsd#us-gaap_ImpairedFinancingReceivableWithRelatedAllowanceAverageRecordedInvestment"/>
    <label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="us-gaap_ImpairedFinancingReceivableWithRelatedAllowanceAverageRecordedInvestment_lbl" xml:lang="en-US">Average Recorded Investment, With an allowance recorded</label>
    <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="us-gaap_ImpairedFinancingReceivableWithRelatedAllowanceAverageRecordedInvestment" xlink:to="us-gaap_ImpairedFinancingReceivableWithRelatedAllowanceAverageRecordedInvestment_lbl"/>
    <loc xlink:type="locator" xlink:label="us-gaap_ImpairedFinancingReceivableWithRelatedAllowanceInterestIncomeCashBasisMethod" xlink:href="http://xbrl.fasb.org/us-gaap/2015/elts/us-gaap-2015-01-31.xsd#us-gaap_ImpairedFinancingReceivableWithRelatedAllowanceInterestIncomeCashBasisMethod"/>
    <label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="us-gaap_ImpairedFinancingReceivableWithRelatedAllowanceInterestIncomeCashBasisMethod_lbl" xml:lang="en-US">Interest Income Recognized, With an allowance recorded</label>
    <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="us-gaap_ImpairedFinancingReceivableWithRelatedAllowanceInterestIncomeCashBasisMethod" xlink:to="us-gaap_ImpairedFinancingReceivableWithRelatedAllowanceInterestIncomeCashBasisMethod_lbl"/>
    <loc xlink:type="locator" xlink:label="ffic_MortgageLoansMember" xlink:href="ffic-20151231.xsd#ffic_MortgageLoansMember"/>
    <label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:label="ffic_MortgageLoansMember_lbl" xml:lang="en-US">Mortgage Loans [Member]</label>
    <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="ffic_MortgageLoansMember" xlink:to="ffic_MortgageLoansMember_lbl"/>
    <loc xlink:type="locator" xlink:label="us-gaap_ImpairedFinancingReceivableRecordedInvestment" xlink:href="http://xbrl.fasb.org/us-gaap/2015/elts/us-gaap-2015-01-31.xsd#us-gaap_ImpairedFinancingReceivableRecordedInvestment"/>
    <label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="us-gaap_ImpairedFinancingReceivableRecordedInvestment_lbl" xml:lang="en-US">Recorded Investment, Total Impaired Loans</label>
    <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="us-gaap_ImpairedFinancingReceivableRecordedInvestment" xlink:to="us-gaap_ImpairedFinancingReceivableRecordedInvestment_lbl"/>
    <label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:label="us-gaap_ImpairedFinancingReceivableRecordedInvestment_lbl0" xml:lang="en-US">Loans designated as criticized or classified</label>
    <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="us-gaap_ImpairedFinancingReceivableRecordedInvestment" xlink:to="us-gaap_ImpairedFinancingReceivableRecordedInvestment_lbl0"/>
    <loc xlink:type="locator" xlink:label="us-gaap_ImpairedFinancingReceivableUnpaidPrincipalBalance" xlink:href="http://xbrl.fasb.org/us-gaap/2015/elts/us-gaap-2015-01-31.xsd#us-gaap_ImpairedFinancingReceivableUnpaidPrincipalBalance"/>
    <label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="us-gaap_ImpairedFinancingReceivableUnpaidPrincipalBalance_lbl" xml:lang="en-US">Unpaid Principal Balance, Total Impaired Loans</label>
    <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="us-gaap_ImpairedFinancingReceivableUnpaidPrincipalBalance" xlink:to="us-gaap_ImpairedFinancingReceivableUnpaidPrincipalBalance_lbl"/>
    <loc xlink:type="locator" xlink:label="us-gaap_ImpairedFinancingReceivableAverageRecordedInvestment" xlink:href="http://xbrl.fasb.org/us-gaap/2015/elts/us-gaap-2015-01-31.xsd#us-gaap_ImpairedFinancingReceivableAverageRecordedInvestment"/>
    <label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="us-gaap_ImpairedFinancingReceivableAverageRecordedInvestment_lbl" xml:lang="en-US">Average Recorded Investment, Total Impaired Loans</label>
    <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="us-gaap_ImpairedFinancingReceivableAverageRecordedInvestment" xlink:to="us-gaap_ImpairedFinancingReceivableAverageRecordedInvestment_lbl"/>
    <loc xlink:type="locator" xlink:label="us-gaap_ImpairedFinancingReceivableInterestIncomeCashBasisMethod" xlink:href="http://xbrl.fasb.org/us-gaap/2015/elts/us-gaap-2015-01-31.xsd#us-gaap_ImpairedFinancingReceivableInterestIncomeCashBasisMethod"/>
    <label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="us-gaap_ImpairedFinancingReceivableInterestIncomeCashBasisMethod_lbl" xml:lang="en-US">Interest Income Recognized, Total Impaired Loans</label>
    <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="us-gaap_ImpairedFinancingReceivableInterestIncomeCashBasisMethod" xlink:to="us-gaap_ImpairedFinancingReceivableInterestIncomeCashBasisMethod_lbl"/>
    <loc xlink:type="locator" xlink:label="ffic_LoansDesignatedAsCriticizedOrClassifiedAbstract" xlink:href="ffic-20151231.xsd#ffic_LoansDesignatedAsCriticizedOrClassifiedAbstract"/>
    <label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="ffic_LoansDesignatedAsCriticizedOrClassifiedAbstract_lbl" xml:lang="en-US">Loans Designated as Criticized or Classified [Abstract]</label>
    <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="ffic_LoansDesignatedAsCriticizedOrClassifiedAbstract" xlink:to="ffic_LoansDesignatedAsCriticizedOrClassifiedAbstract_lbl"/>
    <loc xlink:type="locator" xlink:label="us-gaap_InternalCreditAssessmentAxis" xlink:href="http://xbrl.fasb.org/us-gaap/2015/elts/us-gaap-2015-01-31.xsd#us-gaap_InternalCreditAssessmentAxis"/>
    <label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="us-gaap_InternalCreditAssessmentAxis_lbl" xml:lang="en-US">Internal Credit Assessment [Axis]</label>
    <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="us-gaap_InternalCreditAssessmentAxis" xlink:to="us-gaap_InternalCreditAssessmentAxis_lbl"/>
    <loc xlink:type="locator" xlink:label="us-gaap_SpecialMentionMember" xlink:href="http://xbrl.fasb.org/us-gaap/2015/elts/us-gaap-2015-01-31.xsd#us-gaap_SpecialMentionMember"/>
    <label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="us-gaap_SpecialMentionMember_lbl" xml:lang="en-US">Special Mention [Member]</label>
    <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="us-gaap_SpecialMentionMember" xlink:to="us-gaap_SpecialMentionMember_lbl"/>
    <loc xlink:type="locator" xlink:label="us-gaap_SubstandardMember" xlink:href="http://xbrl.fasb.org/us-gaap/2015/elts/us-gaap-2015-01-31.xsd#us-gaap_SubstandardMember"/>
    <label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="us-gaap_SubstandardMember_lbl" xml:lang="en-US">Substandard [Member]</label>
    <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="us-gaap_SubstandardMember" xlink:to="us-gaap_SubstandardMember_lbl"/>
    <loc xlink:type="locator" xlink:label="us-gaap_DoubtfulMember" xlink:href="http://xbrl.fasb.org/us-gaap/2015/elts/us-gaap-2015-01-31.xsd#us-gaap_DoubtfulMember"/>
    <label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="us-gaap_DoubtfulMember_lbl" xml:lang="en-US">Doubtful [Member]</label>
    <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="us-gaap_DoubtfulMember" xlink:to="us-gaap_DoubtfulMember_lbl"/>
    <loc xlink:type="locator" xlink:label="ffic_LossMember" xlink:href="ffic-20151231.xsd#ffic_LossMember"/>
    <label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:label="ffic_LossMember_lbl" xml:lang="en-US">Loss [Member]</label>
    <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="ffic_LossMember" xlink:to="ffic_LossMember_lbl"/>
    <loc xlink:type="locator" xlink:label="ffic_LoansHeldForSaleAbstract" xlink:href="ffic-20151231.xsd#ffic_LoansHeldForSaleAbstract"/>
    <label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="ffic_LoansHeldForSaleAbstract_lbl" xml:lang="en-US">Loans Held For Sale [Abstract]</label>
    <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="ffic_LoansHeldForSaleAbstract" xlink:to="ffic_LoansHeldForSaleAbstract_lbl"/>
    <loc xlink:type="locator" xlink:label="ffic_DelinquentAndNonPerformingLoansSoldDuringThePeriodAbstract" xlink:href="ffic-20151231.xsd#ffic_DelinquentAndNonPerformingLoansSoldDuringThePeriodAbstract"/>
    <label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="ffic_DelinquentAndNonPerformingLoansSoldDuringThePeriodAbstract_lbl" xml:lang="en-US">Delinquent and Non-Performing Loans Sold During the Period [Abstract]</label>
    <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="ffic_DelinquentAndNonPerformingLoansSoldDuringThePeriodAbstract" xlink:to="ffic_DelinquentAndNonPerformingLoansSoldDuringThePeriodAbstract_lbl"/>
    <loc xlink:type="locator" xlink:label="ffic_DelinquentAndNonPerformingLoansSold" xlink:href="ffic-20151231.xsd#ffic_DelinquentAndNonPerformingLoansSold"/>
    <label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="ffic_DelinquentAndNonPerformingLoansSold_lbl" xml:lang="en-US">Loans sold</label>
    <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="ffic_DelinquentAndNonPerformingLoansSold" xlink:to="ffic_DelinquentAndNonPerformingLoansSold_lbl"/>
    <loc xlink:type="locator" xlink:label="ffic_DelinquentAndNonPerformingLoansProceeds" xlink:href="ffic-20151231.xsd#ffic_DelinquentAndNonPerformingLoansProceeds"/>
    <label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="ffic_DelinquentAndNonPerformingLoansProceeds_lbl" xml:lang="en-US">Proceeds</label>
    <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="ffic_DelinquentAndNonPerformingLoansProceeds" xlink:to="ffic_DelinquentAndNonPerformingLoansProceeds_lbl"/>
    <loc xlink:type="locator" xlink:label="ffic_DelinquentAndNonPerformingLoansNetRecoveriesChargeoffs" xlink:href="ffic-20151231.xsd#ffic_DelinquentAndNonPerformingLoansNetRecoveriesChargeoffs"/>
    <label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="ffic_DelinquentAndNonPerformingLoansNetRecoveriesChargeoffs_lbl" xml:lang="en-US">Net (charge-offs) recoveries</label>
    <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="ffic_DelinquentAndNonPerformingLoansNetRecoveriesChargeoffs" xlink:to="ffic_DelinquentAndNonPerformingLoansNetRecoveriesChargeoffs_lbl"/>
    <loc xlink:type="locator" xlink:label="ffic_DelinquentAndNonPerformingLoansNetGainLoss" xlink:href="ffic-20151231.xsd#ffic_DelinquentAndNonPerformingLoansNetGainLoss"/>
    <label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="ffic_DelinquentAndNonPerformingLoansNetGainLoss_lbl" xml:lang="en-US">Net gain (loss)</label>
    <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="ffic_DelinquentAndNonPerformingLoansNetGainLoss" xlink:to="ffic_DelinquentAndNonPerformingLoansNetGainLoss_lbl"/>
    <loc xlink:type="locator" xlink:label="ffic_ActivityInOreoAbstract" xlink:href="ffic-20151231.xsd#ffic_ActivityInOreoAbstract"/>
    <label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="ffic_ActivityInOreoAbstract_lbl" xml:lang="en-US">Activity in OREO [Abstract]</label>
    <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="ffic_ActivityInOreoAbstract" xlink:to="ffic_ActivityInOreoAbstract_lbl"/>
    <loc xlink:type="locator" xlink:label="us-gaap_OtherRealEstate" xlink:href="http://xbrl.fasb.org/us-gaap/2015/elts/us-gaap-2015-01-31.xsd#us-gaap_OtherRealEstate"/>
    <label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/periodStartLabel" xlink:label="us-gaap_OtherRealEstate_lbl" xml:lang="en-US">Balance at beginning of year</label>
    <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="us-gaap_OtherRealEstate" xlink:to="us-gaap_OtherRealEstate_lbl"/>
    <label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/periodEndLabel" xlink:label="us-gaap_OtherRealEstate_lbl0" xml:lang="en-US">Balance at end of year</label>
    <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="us-gaap_OtherRealEstate" xlink:to="us-gaap_OtherRealEstate_lbl0"/>
    <loc xlink:type="locator" xlink:label="us-gaap_OtherRealEstateAdditions" xlink:href="http://xbrl.fasb.org/us-gaap/2015/elts/us-gaap-2015-01-31.xsd#us-gaap_OtherRealEstateAdditions"/>
    <label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="us-gaap_OtherRealEstateAdditions_lbl" xml:lang="en-US">Acquisitions</label>
    <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="us-gaap_OtherRealEstateAdditions" xlink:to="us-gaap_OtherRealEstateAdditions_lbl"/>
    <loc xlink:type="locator" xlink:label="us-gaap_OtherRealEstateValuationAdjustments" xlink:href="http://xbrl.fasb.org/us-gaap/2015/elts/us-gaap-2015-01-31.xsd#us-gaap_OtherRealEstateValuationAdjustments"/>
    <label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="us-gaap_OtherRealEstateValuationAdjustments_lbl" xml:lang="en-US">Reductions to carrying value</label>
    <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="us-gaap_OtherRealEstateValuationAdjustments" xlink:to="us-gaap_OtherRealEstateValuationAdjustments_lbl"/>
    <label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:label="us-gaap_OtherRealEstateValuationAdjustments_lbl0" xml:lang="en-US">Write-down of carrying value</label>
    <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="us-gaap_OtherRealEstateValuationAdjustments" xlink:to="us-gaap_OtherRealEstateValuationAdjustments_lbl0"/>
    <loc xlink:type="locator" xlink:label="us-gaap_OtherRealEstateDisposals" xlink:href="http://xbrl.fasb.org/us-gaap/2015/elts/us-gaap-2015-01-31.xsd#us-gaap_OtherRealEstateDisposals"/>
    <label xlink:type="resource" xlink:role="http://www.xbrl.org/2009/role/negatedLabel" xlink:label="us-gaap_OtherRealEstateDisposals_lbl" xml:lang="en-US">Sales</label>
    <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="us-gaap_OtherRealEstateDisposals" xlink:to="us-gaap_OtherRealEstateDisposals_lbl"/>
    <loc xlink:type="locator" xlink:label="ffic_GrossGainsGrossLossesAndWriteDownsOfOreoReportedInTheConsolidatedStatementsOfIncomeAbstract" xlink:href="ffic-20151231.xsd#ffic_GrossGainsGrossLossesAndWriteDownsOfOreoReportedInTheConsolidatedStatementsOfIncomeAbstract"/>
    <label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="ffic_GrossGainsGrossLossesAndWriteDownsOfOreoReportedInTheConsolidatedStatementsOfIncomeAbstract_lbl" xml:lang="en-US">Gross Gains, Gross Losses and Write-Downs of Oreo Reported in the Consolidated Statements of Income [Abstract]</label>
    <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="ffic_GrossGainsGrossLossesAndWriteDownsOfOreoReportedInTheConsolidatedStatementsOfIncomeAbstract" xlink:to="ffic_GrossGainsGrossLossesAndWriteDownsOfOreoReportedInTheConsolidatedStatementsOfIncomeAbstract_lbl"/>
    <loc xlink:type="locator" xlink:label="ffic_GrossGainsOnSalesOfOtherRealEstate" xlink:href="ffic-20151231.xsd#ffic_GrossGainsOnSalesOfOtherRealEstate"/>
    <label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="ffic_GrossGainsOnSalesOfOtherRealEstate_lbl" xml:lang="en-US">Gross gains</label>
    <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="ffic_GrossGainsOnSalesOfOtherRealEstate" xlink:to="ffic_GrossGainsOnSalesOfOtherRealEstate_lbl"/>
    <loc xlink:type="locator" xlink:label="ffic_GrossLossesOnSalesOfOtherRealEstate" xlink:href="ffic-20151231.xsd#ffic_GrossLossesOnSalesOfOtherRealEstate"/>
    <label xlink:type="resource" xlink:role="http://www.xbrl.org/2009/role/negatedLabel" xlink:label="ffic_GrossLossesOnSalesOfOtherRealEstate_lbl" xml:lang="en-US">Gross losses</label>
    <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="ffic_GrossLossesOnSalesOfOtherRealEstate" xlink:to="ffic_GrossLossesOnSalesOfOtherRealEstate_lbl"/>
    <loc xlink:type="locator" xlink:label="us-gaap_GainsLossesOnSalesOfOtherRealEstate" xlink:href="http://xbrl.fasb.org/us-gaap/2015/elts/us-gaap-2015-01-31.xsd#us-gaap_GainsLossesOnSalesOfOtherRealEstate"/>
    <label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/totalLabel" xlink:label="us-gaap_GainsLossesOnSalesOfOtherRealEstate_lbl" xml:lang="en-US">Total</label>
    <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="us-gaap_GainsLossesOnSalesOfOtherRealEstate" xlink:to="us-gaap_GainsLossesOnSalesOfOtherRealEstate_lbl"/>
    <loc xlink:type="locator" xlink:label="us-gaap_InvestmentsDebtAndEquitySecuritiesAbstract" xlink:href="http://xbrl.fasb.org/us-gaap/2015/elts/us-gaap-2015-01-31.xsd#us-gaap_InvestmentsDebtAndEquitySecuritiesAbstract"/>
    <label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="us-gaap_InvestmentsDebtAndEquitySecuritiesAbstract_lbl" xml:lang="en-US">Investments, Debt and Equity Securities [Abstract]</label>
    <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="us-gaap_InvestmentsDebtAndEquitySecuritiesAbstract" xlink:to="us-gaap_InvestmentsDebtAndEquitySecuritiesAbstract_lbl"/>
    <loc xlink:type="locator" xlink:label="ffic_AmortizedCostAndFairValueOfSecuritiesAvailableForSaleAbstract" xlink:href="ffic-20151231.xsd#ffic_AmortizedCostAndFairValueOfSecuritiesAvailableForSaleAbstract"/>
    <label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="ffic_AmortizedCostAndFairValueOfSecuritiesAvailableForSaleAbstract_lbl" xml:lang="en-US">Amortized Cost and Fair Value of Securities Available For Sale [Abstract]</label>
    <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="ffic_AmortizedCostAndFairValueOfSecuritiesAvailableForSaleAbstract" xlink:to="ffic_AmortizedCostAndFairValueOfSecuritiesAvailableForSaleAbstract_lbl"/>
    <loc xlink:type="locator" xlink:label="us-gaap_MajorTypesOfDebtAndEquitySecuritiesAxis" xlink:href="http://xbrl.fasb.org/us-gaap/2015/elts/us-gaap-2015-01-31.xsd#us-gaap_MajorTypesOfDebtAndEquitySecuritiesAxis"/>
    <label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="us-gaap_MajorTypesOfDebtAndEquitySecuritiesAxis_lbl" xml:lang="en-US">Major Types of Debt and Equity Securities [Axis]</label>
    <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="us-gaap_MajorTypesOfDebtAndEquitySecuritiesAxis" xlink:to="us-gaap_MajorTypesOfDebtAndEquitySecuritiesAxis_lbl"/>
    <loc xlink:type="locator" xlink:label="ffic_MunicipalDebtSecuritiesMember" xlink:href="ffic-20151231.xsd#ffic_MunicipalDebtSecuritiesMember"/>
    <label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:label="ffic_MunicipalDebtSecuritiesMember_lbl" xml:lang="en-US">Municipal Debt Securities [Member]</label>
    <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="ffic_MunicipalDebtSecuritiesMember" xlink:to="ffic_MunicipalDebtSecuritiesMember_lbl"/>
    <loc xlink:type="locator" xlink:label="us-gaap_CorporateDebtSecuritiesMember" xlink:href="http://xbrl.fasb.org/us-gaap/2015/elts/us-gaap-2015-01-31.xsd#us-gaap_CorporateDebtSecuritiesMember"/>
    <label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="us-gaap_CorporateDebtSecuritiesMember_lbl" xml:lang="en-US">Corporate Debt Securities [Member]</label>
    <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="us-gaap_CorporateDebtSecuritiesMember" xlink:to="us-gaap_CorporateDebtSecuritiesMember_lbl"/>
    <loc xlink:type="locator" xlink:label="us-gaap_AvailableForSaleSecuritiesAmortizedCost" xlink:href="http://xbrl.fasb.org/us-gaap/2015/elts/us-gaap-2015-01-31.xsd#us-gaap_AvailableForSaleSecuritiesAmortizedCost"/>
    <label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="us-gaap_AvailableForSaleSecuritiesAmortizedCost_lbl" xml:lang="en-US">Amortized Cost</label>
    <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="us-gaap_AvailableForSaleSecuritiesAmortizedCost" xlink:to="us-gaap_AvailableForSaleSecuritiesAmortizedCost_lbl"/>
    <loc xlink:type="locator" xlink:label="us-gaap_AvailableForSaleSecurities" xlink:href="http://xbrl.fasb.org/us-gaap/2015/elts/us-gaap-2015-01-31.xsd#us-gaap_AvailableForSaleSecurities"/>
    <label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:label="us-gaap_AvailableForSaleSecurities_lbl" xml:lang="en-US">Fair Value</label>
    <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="us-gaap_AvailableForSaleSecurities" xlink:to="us-gaap_AvailableForSaleSecurities_lbl"/>
    <loc xlink:type="locator" xlink:label="us-gaap_AvailableForSaleSecuritiesAccumulatedGrossUnrealizedGainBeforeTax" xlink:href="http://xbrl.fasb.org/us-gaap/2015/elts/us-gaap-2015-01-31.xsd#us-gaap_AvailableForSaleSecuritiesAccumulatedGrossUnrealizedGainBeforeTax"/>
    <label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/verboseLabel" xlink:label="us-gaap_AvailableForSaleSecuritiesAccumulatedGrossUnrealizedGainBeforeTax_lbl" xml:lang="en-US">Gross Unrealized Gains</label>
    <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="us-gaap_AvailableForSaleSecuritiesAccumulatedGrossUnrealizedGainBeforeTax" xlink:to="us-gaap_AvailableForSaleSecuritiesAccumulatedGrossUnrealizedGainBeforeTax_lbl"/>
    <loc xlink:type="locator" xlink:label="us-gaap_AvailableForSaleSecuritiesAccumulatedGrossUnrealizedLossBeforeTax" xlink:href="http://xbrl.fasb.org/us-gaap/2015/elts/us-gaap-2015-01-31.xsd#us-gaap_AvailableForSaleSecuritiesAccumulatedGrossUnrealizedLossBeforeTax"/>
    <label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="us-gaap_AvailableForSaleSecuritiesAccumulatedGrossUnrealizedLossBeforeTax_lbl" xml:lang="en-US">Gross Unrealized Losses</label>
    <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="us-gaap_AvailableForSaleSecuritiesAccumulatedGrossUnrealizedLossBeforeTax" xlink:to="us-gaap_AvailableForSaleSecuritiesAccumulatedGrossUnrealizedLossBeforeTax_lbl"/>
    <loc xlink:type="locator" xlink:label="ffic_MutualFundDebtSecuritiesMember" xlink:href="ffic-20151231.xsd#ffic_MutualFundDebtSecuritiesMember"/>
    <label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:label="ffic_MutualFundDebtSecuritiesMember_lbl" xml:lang="en-US">Mutual Fund Debt Securities [Member]</label>
    <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="ffic_MutualFundDebtSecuritiesMember" xlink:to="ffic_MutualFundDebtSecuritiesMember_lbl"/>
    <loc xlink:type="locator" xlink:label="us-gaap_CollateralizedDebtObligationsMember" xlink:href="http://xbrl.fasb.org/us-gaap/2015/elts/us-gaap-2015-01-31.xsd#us-gaap_CollateralizedDebtObligationsMember"/>
    <label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="us-gaap_CollateralizedDebtObligationsMember_lbl" xml:lang="en-US">Collateralized Debt Obligations [Member]</label>
    <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="us-gaap_CollateralizedDebtObligationsMember" xlink:to="us-gaap_CollateralizedDebtObligationsMember_lbl"/>
    <loc xlink:type="locator" xlink:label="us-gaap_OtherDebtSecuritiesMember" xlink:href="http://xbrl.fasb.org/us-gaap/2015/elts/us-gaap-2015-01-31.xsd#us-gaap_OtherDebtSecuritiesMember"/>
    <label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="us-gaap_OtherDebtSecuritiesMember_lbl" xml:lang="en-US">Other Debt Obligations [Member]</label>
    <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="us-gaap_OtherDebtSecuritiesMember" xlink:to="us-gaap_OtherDebtSecuritiesMember_lbl"/>
    <loc xlink:type="locator" xlink:label="ffic_AvailableForSaleSecuritiesExcludingMortgageBackedSecuritiesMember" xlink:href="ffic-20151231.xsd#ffic_AvailableForSaleSecuritiesExcludingMortgageBackedSecuritiesMember"/>
    <label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:label="ffic_AvailableForSaleSecuritiesExcludingMortgageBackedSecuritiesMember_lbl" xml:lang="en-US">Available For Sale Securities, Excluding Mortgage-Backed Securities [Member]</label>
    <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="ffic_AvailableForSaleSecuritiesExcludingMortgageBackedSecuritiesMember" xlink:to="ffic_AvailableForSaleSecuritiesExcludingMortgageBackedSecuritiesMember_lbl"/>
    <loc xlink:type="locator" xlink:label="ffic_REMICAndCMOMember" xlink:href="ffic-20151231.xsd#ffic_REMICAndCMOMember"/>
    <label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:label="ffic_REMICAndCMOMember_lbl" xml:lang="en-US">REMIC and CMO [Member]</label>
    <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="ffic_REMICAndCMOMember" xlink:to="ffic_REMICAndCMOMember_lbl"/>
    <loc xlink:type="locator" xlink:label="ffic_GNMAMember" xlink:href="ffic-20151231.xsd#ffic_GNMAMember"/>
    <label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:label="ffic_GNMAMember_lbl" xml:lang="en-US">GNMA [Member]</label>
    <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="ffic_GNMAMember" xlink:to="ffic_GNMAMember_lbl"/>
    <loc xlink:type="locator" xlink:label="ffic_FNMAMember" xlink:href="ffic-20151231.xsd#ffic_FNMAMember"/>
    <label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:label="ffic_FNMAMember_lbl" xml:lang="en-US">FNMA [Member]</label>
    <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="ffic_FNMAMember" xlink:to="ffic_FNMAMember_lbl"/>
    <loc xlink:type="locator" xlink:label="ffic_FHLMCMember" xlink:href="ffic-20151231.xsd#ffic_FHLMCMember"/>
    <label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:label="ffic_FHLMCMember_lbl" xml:lang="en-US">FHLMC [Member]</label>
    <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="ffic_FHLMCMember" xlink:to="ffic_FHLMCMember_lbl"/>
    <loc xlink:type="locator" xlink:label="us-gaap_CommercialMortgageBackedSecuritiesMember" xlink:href="http://xbrl.fasb.org/us-gaap/2015/elts/us-gaap-2015-01-31.xsd#us-gaap_CommercialMortgageBackedSecuritiesMember"/>
    <label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="us-gaap_CommercialMortgageBackedSecuritiesMember_lbl" xml:lang="en-US">Commercial Mortgage Backed Securities [Member]</label>
    <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="us-gaap_CommercialMortgageBackedSecuritiesMember" xlink:to="us-gaap_CommercialMortgageBackedSecuritiesMember_lbl"/>
    <loc xlink:type="locator" xlink:label="ffic_SecuritiesAvailableForSaleAndHeldToMaturityByContractualMaturityAbstract" xlink:href="ffic-20151231.xsd#ffic_SecuritiesAvailableForSaleAndHeldToMaturityByContractualMaturityAbstract"/>
    <label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="ffic_SecuritiesAvailableForSaleAndHeldToMaturityByContractualMaturityAbstract_lbl" xml:lang="en-US">Securities Available For Sale and Held-to-Maturity by Contractual Maturity [Abstract]</label>
    <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="ffic_SecuritiesAvailableForSaleAndHeldToMaturityByContractualMaturityAbstract" xlink:to="ffic_SecuritiesAvailableForSaleAndHeldToMaturityByContractualMaturityAbstract_lbl"/>
    <loc xlink:type="locator" xlink:label="us-gaap_HeldToMaturitySecuritiesDebtMaturitiesWithinOneYearNetCarryingAmount" xlink:href="http://xbrl.fasb.org/us-gaap/2015/elts/us-gaap-2015-01-31.xsd#us-gaap_HeldToMaturitySecuritiesDebtMaturitiesWithinOneYearNetCarryingAmount"/>
    <label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:label="us-gaap_HeldToMaturitySecuritiesDebtMaturitiesWithinOneYearNetCarryingAmount_lbl" xml:lang="en-US">Due in one year or less</label>
    <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="us-gaap_HeldToMaturitySecuritiesDebtMaturitiesWithinOneYearNetCarryingAmount" xlink:to="us-gaap_HeldToMaturitySecuritiesDebtMaturitiesWithinOneYearNetCarryingAmount_lbl"/>
    <loc xlink:type="locator" xlink:label="us-gaap_HeldToMaturitySecuritiesDebtMaturitiesWithinOneYearFairValue" xlink:href="http://xbrl.fasb.org/us-gaap/2015/elts/us-gaap-2015-01-31.xsd#us-gaap_HeldToMaturitySecuritiesDebtMaturitiesWithinOneYearFairValue"/>
    <label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:label="us-gaap_HeldToMaturitySecuritiesDebtMaturitiesWithinOneYearFairValue_lbl" xml:lang="en-US">Due in one year or less</label>
    <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="us-gaap_HeldToMaturitySecuritiesDebtMaturitiesWithinOneYearFairValue" xlink:to="us-gaap_HeldToMaturitySecuritiesDebtMaturitiesWithinOneYearFairValue_lbl"/>
    <loc xlink:type="locator" xlink:label="us-gaap_HeldToMaturitySecuritiesDebtMaturitiesAfterOneThroughFiveYearsNetCarryingAmount" xlink:href="http://xbrl.fasb.org/us-gaap/2015/elts/us-gaap-2015-01-31.xsd#us-gaap_HeldToMaturitySecuritiesDebtMaturitiesAfterOneThroughFiveYearsNetCarryingAmount"/>
    <label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="us-gaap_HeldToMaturitySecuritiesDebtMaturitiesAfterOneThroughFiveYearsNetCarryingAmount_lbl" xml:lang="en-US">Due after one year through five years</label>
    <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="us-gaap_HeldToMaturitySecuritiesDebtMaturitiesAfterOneThroughFiveYearsNetCarryingAmount" xlink:to="us-gaap_HeldToMaturitySecuritiesDebtMaturitiesAfterOneThroughFiveYearsNetCarryingAmount_lbl"/>
    <loc xlink:type="locator" xlink:label="us-gaap_HeldToMaturitySecuritiesDebtMaturitiesAfterOneThroughFiveYearsFairValue" xlink:href="http://xbrl.fasb.org/us-gaap/2015/elts/us-gaap-2015-01-31.xsd#us-gaap_HeldToMaturitySecuritiesDebtMaturitiesAfterOneThroughFiveYearsFairValue"/>
    <label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:label="us-gaap_HeldToMaturitySecuritiesDebtMaturitiesAfterOneThroughFiveYearsFairValue_lbl" xml:lang="en-US">Due after one year through five years</label>
    <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="us-gaap_HeldToMaturitySecuritiesDebtMaturitiesAfterOneThroughFiveYearsFairValue" xlink:to="us-gaap_HeldToMaturitySecuritiesDebtMaturitiesAfterOneThroughFiveYearsFairValue_lbl"/>
    <loc xlink:type="locator" xlink:label="us-gaap_AvailableForSaleSecuritiesDebtMaturitiesWithinOneYearAmortizedCost" xlink:href="http://xbrl.fasb.org/us-gaap/2015/elts/us-gaap-2015-01-31.xsd#us-gaap_AvailableForSaleSecuritiesDebtMaturitiesWithinOneYearAmortizedCost"/>
    <label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="us-gaap_AvailableForSaleSecuritiesDebtMaturitiesWithinOneYearAmortizedCost_lbl" xml:lang="en-US">Due in one year or less</label>
    <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="us-gaap_AvailableForSaleSecuritiesDebtMaturitiesWithinOneYearAmortizedCost" xlink:to="us-gaap_AvailableForSaleSecuritiesDebtMaturitiesWithinOneYearAmortizedCost_lbl"/>
    <loc xlink:type="locator" xlink:label="us-gaap_AvailableForSaleSecuritiesDebtMaturitiesWithinOneYearFairValue" xlink:href="http://xbrl.fasb.org/us-gaap/2015/elts/us-gaap-2015-01-31.xsd#us-gaap_AvailableForSaleSecuritiesDebtMaturitiesWithinOneYearFairValue"/>
    <label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:label="us-gaap_AvailableForSaleSecuritiesDebtMaturitiesWithinOneYearFairValue_lbl" xml:lang="en-US">Due in one year or less</label>
    <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="us-gaap_AvailableForSaleSecuritiesDebtMaturitiesWithinOneYearFairValue" xlink:to="us-gaap_AvailableForSaleSecuritiesDebtMaturitiesWithinOneYearFairValue_lbl"/>
    <loc xlink:type="locator" xlink:label="us-gaap_AvailableForSaleSecuritiesDebtMaturitiesAfterFiveThroughTenYearsAmortizedCost" xlink:href="http://xbrl.fasb.org/us-gaap/2015/elts/us-gaap-2015-01-31.xsd#us-gaap_AvailableForSaleSecuritiesDebtMaturitiesAfterFiveThroughTenYearsAmortizedCost"/>
    <label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="us-gaap_AvailableForSaleSecuritiesDebtMaturitiesAfterFiveThroughTenYearsAmortizedCost_lbl" xml:lang="en-US">Due after five years through ten years</label>
    <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="us-gaap_AvailableForSaleSecuritiesDebtMaturitiesAfterFiveThroughTenYearsAmortizedCost" xlink:to="us-gaap_AvailableForSaleSecuritiesDebtMaturitiesAfterFiveThroughTenYearsAmortizedCost_lbl"/>
    <loc xlink:type="locator" xlink:label="us-gaap_AvailableForSaleSecuritiesDebtMaturitiesAfterFiveThroughTenYearsFairValue" xlink:href="http://xbrl.fasb.org/us-gaap/2015/elts/us-gaap-2015-01-31.xsd#us-gaap_AvailableForSaleSecuritiesDebtMaturitiesAfterFiveThroughTenYearsFairValue"/>
    <label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:label="us-gaap_AvailableForSaleSecuritiesDebtMaturitiesAfterFiveThroughTenYearsFairValue_lbl" xml:lang="en-US">Due after five years through ten years</label>
    <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="us-gaap_AvailableForSaleSecuritiesDebtMaturitiesAfterFiveThroughTenYearsFairValue" xlink:to="us-gaap_AvailableForSaleSecuritiesDebtMaturitiesAfterFiveThroughTenYearsFairValue_lbl"/>
    <loc xlink:type="locator" xlink:label="us-gaap_AvailableForSaleSecuritiesDebtMaturitiesAfterTenYearsAmortizedCost" xlink:href="http://xbrl.fasb.org/us-gaap/2015/elts/us-gaap-2015-01-31.xsd#us-gaap_AvailableForSaleSecuritiesDebtMaturitiesAfterTenYearsAmortizedCost"/>
    <label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="us-gaap_AvailableForSaleSecuritiesDebtMaturitiesAfterTenYearsAmortizedCost_lbl" xml:lang="en-US">Due after ten years</label>
    <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="us-gaap_AvailableForSaleSecuritiesDebtMaturitiesAfterTenYearsAmortizedCost" xlink:to="us-gaap_AvailableForSaleSecuritiesDebtMaturitiesAfterTenYearsAmortizedCost_lbl"/>
    <loc xlink:type="locator" xlink:label="us-gaap_AvailableForSaleSecuritiesDebtMaturitiesAfterTenYearsFairValue" xlink:href="http://xbrl.fasb.org/us-gaap/2015/elts/us-gaap-2015-01-31.xsd#us-gaap_AvailableForSaleSecuritiesDebtMaturitiesAfterTenYearsFairValue"/>
    <label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:label="us-gaap_AvailableForSaleSecuritiesDebtMaturitiesAfterTenYearsFairValue_lbl" xml:lang="en-US">Due after ten years</label>
    <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="us-gaap_AvailableForSaleSecuritiesDebtMaturitiesAfterTenYearsFairValue" xlink:to="us-gaap_AvailableForSaleSecuritiesDebtMaturitiesAfterTenYearsFairValue_lbl"/>
    <loc xlink:type="locator" xlink:label="ffic_AvailableForSaleSecuritiesOtherAmortizedCost" xlink:href="ffic-20151231.xsd#ffic_AvailableForSaleSecuritiesOtherAmortizedCost"/>
    <label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:label="ffic_AvailableForSaleSecuritiesOtherAmortizedCost_lbl" xml:lang="en-US">Total other securities</label>
    <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="ffic_AvailableForSaleSecuritiesOtherAmortizedCost" xlink:to="ffic_AvailableForSaleSecuritiesOtherAmortizedCost_lbl"/>
    <loc xlink:type="locator" xlink:label="ffic_AvailableForSaleSecuritiesWithGrossUnrealizedLossesAndTheirFairValueAbstract" xlink:href="ffic-20151231.xsd#ffic_AvailableForSaleSecuritiesWithGrossUnrealizedLossesAndTheirFairValueAbstract"/>
    <label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="ffic_AvailableForSaleSecuritiesWithGrossUnrealizedLossesAndTheirFairValueAbstract_lbl" xml:lang="en-US">Available for Sale Securities With Gross Unrealized Losses and Their Fair Value [Abstract]</label>
    <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="ffic_AvailableForSaleSecuritiesWithGrossUnrealizedLossesAndTheirFairValueAbstract" xlink:to="ffic_AvailableForSaleSecuritiesWithGrossUnrealizedLossesAndTheirFairValueAbstract_lbl"/>
    <loc xlink:type="locator" xlink:label="us-gaap_AvailableForSaleSecuritiesContinuousUnrealizedLossPositionTwelveMonthsOrLongerFairValue" xlink:href="http://xbrl.fasb.org/us-gaap/2015/elts/us-gaap-2015-01-31.xsd#us-gaap_AvailableForSaleSecuritiesContinuousUnrealizedLossPositionTwelveMonthsOrLongerFairValue"/>
    <label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="us-gaap_AvailableForSaleSecuritiesContinuousUnrealizedLossPositionTwelveMonthsOrLongerFairValue_lbl" xml:lang="en-US">12 Months or More - Fair Value</label>
    <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="us-gaap_AvailableForSaleSecuritiesContinuousUnrealizedLossPositionTwelveMonthsOrLongerFairValue" xlink:to="us-gaap_AvailableForSaleSecuritiesContinuousUnrealizedLossPositionTwelveMonthsOrLongerFairValue_lbl"/>
    <loc xlink:type="locator" xlink:label="us-gaap_AvailableForSaleSecuritiesContinuousUnrealizedLossPosition12MonthsOrLongerAggregateLosses" xlink:href="http://xbrl.fasb.org/us-gaap/2015/elts/us-gaap-2015-01-31.xsd#us-gaap_AvailableForSaleSecuritiesContinuousUnrealizedLossPosition12MonthsOrLongerAggregateLosses"/>
    <label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="us-gaap_AvailableForSaleSecuritiesContinuousUnrealizedLossPosition12MonthsOrLongerAggregateLosses_lbl" xml:lang="en-US">12 Months or More - Unrealized Losses</label>
    <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="us-gaap_AvailableForSaleSecuritiesContinuousUnrealizedLossPosition12MonthsOrLongerAggregateLosses" xlink:to="us-gaap_AvailableForSaleSecuritiesContinuousUnrealizedLossPosition12MonthsOrLongerAggregateLosses_lbl"/>
    <loc xlink:type="locator" xlink:label="us-gaap_MortgageBackedSecuritiesMember" xlink:href="http://xbrl.fasb.org/us-gaap/2015/elts/us-gaap-2015-01-31.xsd#us-gaap_MortgageBackedSecuritiesMember"/>
    <label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="us-gaap_MortgageBackedSecuritiesMember_lbl" xml:lang="en-US">Collateralized Mortgage Backed Securities [Member]</label>
    <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="us-gaap_MortgageBackedSecuritiesMember" xlink:to="us-gaap_MortgageBackedSecuritiesMember_lbl"/>
    <loc xlink:type="locator" xlink:label="ffic_MunicipalMember" xlink:href="ffic-20151231.xsd#ffic_MunicipalMember"/>
    <label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:label="ffic_MunicipalMember_lbl" xml:lang="en-US">Municipal [Member]</label>
    <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="ffic_MunicipalMember" xlink:to="ffic_MunicipalMember_lbl"/>
    <loc xlink:type="locator" xlink:label="ffic_CreditLossComponentRecognizedInEarningsOnDebtSecuritiesForWhichAPortionOfOttiWasRecognizedInAociAbstract" xlink:href="ffic-20151231.xsd#ffic_CreditLossComponentRecognizedInEarningsOnDebtSecuritiesForWhichAPortionOfOttiWasRecognizedInAociAbstract"/>
    <label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="ffic_CreditLossComponentRecognizedInEarningsOnDebtSecuritiesForWhichAPortionOfOttiWasRecognizedInAociAbstract_lbl" xml:lang="en-US">Credit Loss Component Recognized in Earnings on Debt Securities for Which a Portion of OTTI Was Recognized in AOCI [Abstract]</label>
    <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="ffic_CreditLossComponentRecognizedInEarningsOnDebtSecuritiesForWhichAPortionOfOttiWasRecognizedInAociAbstract" xlink:to="ffic_CreditLossComponentRecognizedInEarningsOnDebtSecuritiesForWhichAPortionOfOttiWasRecognizedInAociAbstract_lbl"/>
    <loc xlink:type="locator" xlink:label="us-gaap_OtherThanTemporaryImpairmentCreditLossesRecognizedInEarningsCreditLossesOnDebtSecuritiesHeld" xlink:href="http://xbrl.fasb.org/us-gaap/2015/elts/us-gaap-2015-01-31.xsd#us-gaap_OtherThanTemporaryImpairmentCreditLossesRecognizedInEarningsCreditLossesOnDebtSecuritiesHeld"/>
    <label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/periodStartLabel" xlink:label="us-gaap_OtherThanTemporaryImpairmentCreditLossesRecognizedInEarningsCreditLossesOnDebtSecuritiesHeld_lbl" xml:lang="en-US">Beginning balance</label>
    <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="us-gaap_OtherThanTemporaryImpairmentCreditLossesRecognizedInEarningsCreditLossesOnDebtSecuritiesHeld" xlink:to="us-gaap_OtherThanTemporaryImpairmentCreditLossesRecognizedInEarningsCreditLossesOnDebtSecuritiesHeld_lbl"/>
    <label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/periodEndLabel" xlink:label="us-gaap_OtherThanTemporaryImpairmentCreditLossesRecognizedInEarningsCreditLossesOnDebtSecuritiesHeld_lbl0" xml:lang="en-US">Ending balance</label>
    <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="us-gaap_OtherThanTemporaryImpairmentCreditLossesRecognizedInEarningsCreditLossesOnDebtSecuritiesHeld" xlink:to="us-gaap_OtherThanTemporaryImpairmentCreditLossesRecognizedInEarningsCreditLossesOnDebtSecuritiesHeld_lbl0"/>
    <loc xlink:type="locator" xlink:label="ffic_OtherThanTemporaryImpairmentCreditLossesRecognizedInEarningsReductionsRecognitionOfActualLosses" xlink:href="ffic-20151231.xsd#ffic_OtherThanTemporaryImpairmentCreditLossesRecognizedInEarningsReductionsRecognitionOfActualLosses"/>
    <label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="ffic_OtherThanTemporaryImpairmentCreditLossesRecognizedInEarningsReductionsRecognitionOfActualLosses_lbl" xml:lang="en-US">Recognition of actual losses</label>
    <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="ffic_OtherThanTemporaryImpairmentCreditLossesRecognizedInEarningsReductionsRecognitionOfActualLosses" xlink:to="ffic_OtherThanTemporaryImpairmentCreditLossesRecognizedInEarningsReductionsRecognitionOfActualLosses_lbl"/>
    <loc xlink:type="locator" xlink:label="us-gaap_OtherThanTemporaryImpairmentCreditLossesRecognizedInEarningsReductionsSecuritiesSold" xlink:href="http://xbrl.fasb.org/us-gaap/2015/elts/us-gaap-2015-01-31.xsd#us-gaap_OtherThanTemporaryImpairmentCreditLossesRecognizedInEarningsReductionsSecuritiesSold"/>
    <label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:label="us-gaap_OtherThanTemporaryImpairmentCreditLossesRecognizedInEarningsReductionsSecuritiesSold_lbl" xml:lang="en-US">Securities sold during the period</label>
    <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="us-gaap_OtherThanTemporaryImpairmentCreditLossesRecognizedInEarningsReductionsSecuritiesSold" xlink:to="us-gaap_OtherThanTemporaryImpairmentCreditLossesRecognizedInEarningsReductionsSecuritiesSold_lbl"/>
    <loc xlink:type="locator" xlink:label="ffic_GrossGainsAndGrossLossesRealizedFromTheSaleOfSecuritiesAbstract" xlink:href="ffic-20151231.xsd#ffic_GrossGainsAndGrossLossesRealizedFromTheSaleOfSecuritiesAbstract"/>
    <label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="ffic_GrossGainsAndGrossLossesRealizedFromTheSaleOfSecuritiesAbstract_lbl" xml:lang="en-US">Gross Gains and Gross Losses Realized From the Sale of Securities [Abstract]</label>
    <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="ffic_GrossGainsAndGrossLossesRealizedFromTheSaleOfSecuritiesAbstract" xlink:to="ffic_GrossGainsAndGrossLossesRealizedFromTheSaleOfSecuritiesAbstract_lbl"/>
    <loc xlink:type="locator" xlink:label="us-gaap_AvailableForSaleSecuritiesGrossRealizedGains" xlink:href="http://xbrl.fasb.org/us-gaap/2015/elts/us-gaap-2015-01-31.xsd#us-gaap_AvailableForSaleSecuritiesGrossRealizedGains"/>
    <label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="us-gaap_AvailableForSaleSecuritiesGrossRealizedGains_lbl" xml:lang="en-US">Gross gains from the sale of securities</label>
    <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="us-gaap_AvailableForSaleSecuritiesGrossRealizedGains" xlink:to="us-gaap_AvailableForSaleSecuritiesGrossRealizedGains_lbl"/>
    <loc xlink:type="locator" xlink:label="us-gaap_AvailableforsaleSecuritiesGrossRealizedLossesExcludingOtherThanTemporaryImpairments" xlink:href="http://xbrl.fasb.org/us-gaap/2015/elts/us-gaap-2015-01-31.xsd#us-gaap_AvailableforsaleSecuritiesGrossRealizedLossesExcludingOtherThanTemporaryImpairments"/>
    <label xlink:type="resource" xlink:role="http://www.xbrl.org/2009/role/negatedLabel" xlink:label="us-gaap_AvailableforsaleSecuritiesGrossRealizedLossesExcludingOtherThanTemporaryImpairments_lbl" xml:lang="en-US">Gross losses from the sale of securities</label>
    <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="us-gaap_AvailableforsaleSecuritiesGrossRealizedLossesExcludingOtherThanTemporaryImpairments" xlink:to="us-gaap_AvailableforsaleSecuritiesGrossRealizedLossesExcludingOtherThanTemporaryImpairments_lbl"/>
    <loc xlink:type="locator" xlink:label="us-gaap_AvailableforsaleSecuritiesGrossRealizedGainLossExcludingOtherThanTemporaryImpairments" xlink:href="http://xbrl.fasb.org/us-gaap/2015/elts/us-gaap-2015-01-31.xsd#us-gaap_AvailableforsaleSecuritiesGrossRealizedGainLossExcludingOtherThanTemporaryImpairments"/>
    <label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/totalLabel" xlink:label="us-gaap_AvailableforsaleSecuritiesGrossRealizedGainLossExcludingOtherThanTemporaryImpairments_lbl" xml:lang="en-US">Net gains from the sale of securities</label>
    <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="us-gaap_AvailableforsaleSecuritiesGrossRealizedGainLossExcludingOtherThanTemporaryImpairments" xlink:to="us-gaap_AvailableforsaleSecuritiesGrossRealizedGainLossExcludingOtherThanTemporaryImpairments_lbl"/>
    <loc xlink:type="locator" xlink:label="us-gaap_PropertyPlantAndEquipmentAbstract" xlink:href="http://xbrl.fasb.org/us-gaap/2015/elts/us-gaap-2015-01-31.xsd#us-gaap_PropertyPlantAndEquipmentAbstract"/>
    <label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="us-gaap_PropertyPlantAndEquipmentAbstract_lbl" xml:lang="en-US">Property, Plant and Equipment [Abstract]</label>
    <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="us-gaap_PropertyPlantAndEquipmentAbstract" xlink:to="us-gaap_PropertyPlantAndEquipmentAbstract_lbl"/>
    <loc xlink:type="locator" xlink:label="ffic_BankPremisesAndEquipmentAbstract" xlink:href="ffic-20151231.xsd#ffic_BankPremisesAndEquipmentAbstract"/>
    <label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="ffic_BankPremisesAndEquipmentAbstract_lbl" xml:lang="en-US">Bank Premises and Equipment [Abstract]</label>
    <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="ffic_BankPremisesAndEquipmentAbstract" xlink:to="ffic_BankPremisesAndEquipmentAbstract_lbl"/>
    <loc xlink:type="locator" xlink:label="us-gaap_PropertyPlantAndEquipmentByTypeAxis" xlink:href="http://xbrl.fasb.org/us-gaap/2015/elts/us-gaap-2015-01-31.xsd#us-gaap_PropertyPlantAndEquipmentByTypeAxis"/>
    <label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="us-gaap_PropertyPlantAndEquipmentByTypeAxis_lbl" xml:lang="en-US">Property, Plant and Equipment, Type [Axis]</label>
    <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="us-gaap_PropertyPlantAndEquipmentByTypeAxis" xlink:to="us-gaap_PropertyPlantAndEquipmentByTypeAxis_lbl"/>
    <loc xlink:type="locator" xlink:label="us-gaap_LandMember" xlink:href="http://xbrl.fasb.org/us-gaap/2015/elts/us-gaap-2015-01-31.xsd#us-gaap_LandMember"/>
    <label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="us-gaap_LandMember_lbl" xml:lang="en-US">Land [Member]</label>
    <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="us-gaap_LandMember" xlink:to="us-gaap_LandMember_lbl"/>
    <loc xlink:type="locator" xlink:label="us-gaap_PropertyPlantAndEquipmentGross" xlink:href="http://xbrl.fasb.org/us-gaap/2015/elts/us-gaap-2015-01-31.xsd#us-gaap_PropertyPlantAndEquipmentGross"/>
    <label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="us-gaap_PropertyPlantAndEquipmentGross_lbl" xml:lang="en-US">Bank premises and equipment, gross</label>
    <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="us-gaap_PropertyPlantAndEquipmentGross" xlink:to="us-gaap_PropertyPlantAndEquipmentGross_lbl"/>
    <loc xlink:type="locator" xlink:label="ffic_BuildingAndLeaseholdImprovementsMember" xlink:href="ffic-20151231.xsd#ffic_BuildingAndLeaseholdImprovementsMember"/>
    <label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:label="ffic_BuildingAndLeaseholdImprovementsMember_lbl" xml:lang="en-US">Building and Leasehold Improvements [Member]</label>
    <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="ffic_BuildingAndLeaseholdImprovementsMember" xlink:to="ffic_BuildingAndLeaseholdImprovementsMember_lbl"/>
    <loc xlink:type="locator" xlink:label="ffic_EquipmentAndFurnitureMember" xlink:href="ffic-20151231.xsd#ffic_EquipmentAndFurnitureMember"/>
    <label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:label="ffic_EquipmentAndFurnitureMember_lbl" xml:lang="en-US">Equipment and Furniture [Member]</label>
    <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="ffic_EquipmentAndFurnitureMember" xlink:to="ffic_EquipmentAndFurnitureMember_lbl"/>
    <loc xlink:type="locator" xlink:label="us-gaap_AccumulatedDepreciationDepletionAndAmortizationPropertyPlantAndEquipment" xlink:href="http://xbrl.fasb.org/us-gaap/2015/elts/us-gaap-2015-01-31.xsd#us-gaap_AccumulatedDepreciationDepletionAndAmortizationPropertyPlantAndEquipment"/>
    <label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="us-gaap_AccumulatedDepreciationDepletionAndAmortizationPropertyPlantAndEquipment_lbl" xml:lang="en-US">Less: Accumulated depreciation and amortization</label>
    <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="us-gaap_AccumulatedDepreciationDepletionAndAmortizationPropertyPlantAndEquipment" xlink:to="us-gaap_AccumulatedDepreciationDepletionAndAmortizationPropertyPlantAndEquipment_lbl"/>
    <loc xlink:type="locator" xlink:label="ffic_TotalDepositsAndTheWeightedAverageRateOnDepositsAbstract" xlink:href="ffic-20151231.xsd#ffic_TotalDepositsAndTheWeightedAverageRateOnDepositsAbstract"/>
    <label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="ffic_TotalDepositsAndTheWeightedAverageRateOnDepositsAbstract_lbl" xml:lang="en-US">Total Deposits and the Weighted Average Rate on Deposits [Abstract]</label>
    <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="ffic_TotalDepositsAndTheWeightedAverageRateOnDepositsAbstract" xlink:to="ffic_TotalDepositsAndTheWeightedAverageRateOnDepositsAbstract_lbl"/>
    <loc xlink:type="locator" xlink:label="us-gaap_TimeDeposits" xlink:href="http://xbrl.fasb.org/us-gaap/2015/elts/us-gaap-2015-01-31.xsd#us-gaap_TimeDeposits"/>
    <label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="us-gaap_TimeDeposits_lbl" xml:lang="en-US">Certificate of deposit accounts</label>
    <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="us-gaap_TimeDeposits" xlink:to="us-gaap_TimeDeposits_lbl"/>
    <label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/totalLabel" xlink:label="us-gaap_TimeDeposits_lbl0" xml:lang="en-US">Total certificate of deposit accounts</label>
    <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="us-gaap_TimeDeposits" xlink:to="us-gaap_TimeDeposits_lbl0"/>
    <loc xlink:type="locator" xlink:label="ffic_WeightedAverageRateDepositCertificatesOfDeposit" xlink:href="ffic-20151231.xsd#ffic_WeightedAverageRateDepositCertificatesOfDeposit"/>
    <label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:label="ffic_WeightedAverageRateDepositCertificatesOfDeposit_lbl" xml:lang="en-US">Certificate of deposit accounts</label>
    <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="ffic_WeightedAverageRateDepositCertificatesOfDeposit" xlink:to="ffic_WeightedAverageRateDepositCertificatesOfDeposit_lbl"/>
    <loc xlink:type="locator" xlink:label="us-gaap_DepositsSavingsDeposits" xlink:href="http://xbrl.fasb.org/us-gaap/2015/elts/us-gaap-2015-01-31.xsd#us-gaap_DepositsSavingsDeposits"/>
    <label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="us-gaap_DepositsSavingsDeposits_lbl" xml:lang="en-US">Savings accounts</label>
    <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="us-gaap_DepositsSavingsDeposits" xlink:to="us-gaap_DepositsSavingsDeposits_lbl"/>
    <loc xlink:type="locator" xlink:label="ffic_WeightedAverageRateDepositSavings" xlink:href="ffic-20151231.xsd#ffic_WeightedAverageRateDepositSavings"/>
    <label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:label="ffic_WeightedAverageRateDepositSavings_lbl" xml:lang="en-US">Savings accounts</label>
    <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="ffic_WeightedAverageRateDepositSavings" xlink:to="ffic_WeightedAverageRateDepositSavings_lbl"/>
    <loc xlink:type="locator" xlink:label="us-gaap_DepositsMoneyMarketDeposits" xlink:href="http://xbrl.fasb.org/us-gaap/2015/elts/us-gaap-2015-01-31.xsd#us-gaap_DepositsMoneyMarketDeposits"/>
    <label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="us-gaap_DepositsMoneyMarketDeposits_lbl" xml:lang="en-US">Money market accounts</label>
    <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="us-gaap_DepositsMoneyMarketDeposits" xlink:to="us-gaap_DepositsMoneyMarketDeposits_lbl"/>
    <loc xlink:type="locator" xlink:label="ffic_WeightedAverageRateDepositMoneyMarket" xlink:href="ffic-20151231.xsd#ffic_WeightedAverageRateDepositMoneyMarket"/>
    <label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:label="ffic_WeightedAverageRateDepositMoneyMarket_lbl" xml:lang="en-US">Money market accounts</label>
    <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="ffic_WeightedAverageRateDepositMoneyMarket" xlink:to="ffic_WeightedAverageRateDepositMoneyMarket_lbl"/>
    <loc xlink:type="locator" xlink:label="us-gaap_DepositsNegotiableOrderOfWithdrawalNOW" xlink:href="http://xbrl.fasb.org/us-gaap/2015/elts/us-gaap-2015-01-31.xsd#us-gaap_DepositsNegotiableOrderOfWithdrawalNOW"/>
    <label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="us-gaap_DepositsNegotiableOrderOfWithdrawalNOW_lbl" xml:lang="en-US">NOW accounts</label>
    <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="us-gaap_DepositsNegotiableOrderOfWithdrawalNOW" xlink:to="us-gaap_DepositsNegotiableOrderOfWithdrawalNOW_lbl"/>
    <loc xlink:type="locator" xlink:label="ffic_WeightedAverageRateDepositNOWAccounts" xlink:href="ffic-20151231.xsd#ffic_WeightedAverageRateDepositNOWAccounts"/>
    <label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:label="ffic_WeightedAverageRateDepositNOWAccounts_lbl" xml:lang="en-US">NOW accounts</label>
    <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="ffic_WeightedAverageRateDepositNOWAccounts" xlink:to="ffic_WeightedAverageRateDepositNOWAccounts_lbl"/>
    <loc xlink:type="locator" xlink:label="us-gaap_InterestBearingDepositLiabilities" xlink:href="http://xbrl.fasb.org/us-gaap/2015/elts/us-gaap-2015-01-31.xsd#us-gaap_InterestBearingDepositLiabilities"/>
    <label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="us-gaap_InterestBearingDepositLiabilities_lbl" xml:lang="en-US">Total interest-bearing deposits</label>
    <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="us-gaap_InterestBearingDepositLiabilities" xlink:to="us-gaap_InterestBearingDepositLiabilities_lbl"/>
    <loc xlink:type="locator" xlink:label="us-gaap_NoninterestBearingDepositLiabilities" xlink:href="http://xbrl.fasb.org/us-gaap/2015/elts/us-gaap-2015-01-31.xsd#us-gaap_NoninterestBearingDepositLiabilities"/>
    <label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="us-gaap_NoninterestBearingDepositLiabilities_lbl" xml:lang="en-US">Non-interest bearing demand deposits</label>
    <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="us-gaap_NoninterestBearingDepositLiabilities" xlink:to="us-gaap_NoninterestBearingDepositLiabilities_lbl"/>
    <loc xlink:type="locator" xlink:label="ffic_DepositLiabilities" xlink:href="ffic-20151231.xsd#ffic_DepositLiabilities"/>
    <label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="ffic_DepositLiabilities_lbl" xml:lang="en-US">Total due to depositors</label>
    <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="ffic_DepositLiabilities" xlink:to="ffic_DepositLiabilities_lbl"/>
    <loc xlink:type="locator" xlink:label="ffic_WeightedAverageRateDepositMortgagorsEscrow" xlink:href="ffic-20151231.xsd#ffic_WeightedAverageRateDepositMortgagorsEscrow"/>
    <label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:label="ffic_WeightedAverageRateDepositMortgagorsEscrow_lbl" xml:lang="en-US">Mortgagors&apos; escrow deposits</label>
    <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="ffic_WeightedAverageRateDepositMortgagorsEscrow" xlink:to="ffic_WeightedAverageRateDepositMortgagorsEscrow_lbl"/>
    <loc xlink:type="locator" xlink:label="us-gaap_Deposits" xlink:href="http://xbrl.fasb.org/us-gaap/2015/elts/us-gaap-2015-01-31.xsd#us-gaap_Deposits"/>
    <label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="us-gaap_Deposits_lbl" xml:lang="en-US">Total deposits</label>
    <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="us-gaap_Deposits" xlink:to="us-gaap_Deposits_lbl"/>
    <label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:label="us-gaap_Deposits_lbl0" xml:lang="en-US">Deposits</label>
    <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="us-gaap_Deposits" xlink:to="us-gaap_Deposits_lbl0"/>
    <loc xlink:type="locator" xlink:label="ffic_InterestExpenseOnDepositsAbstract" xlink:href="ffic-20151231.xsd#ffic_InterestExpenseOnDepositsAbstract"/>
    <label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="ffic_InterestExpenseOnDepositsAbstract_lbl" xml:lang="en-US">Interest Expense on Deposits [Abstract]</label>
    <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="ffic_InterestExpenseOnDepositsAbstract" xlink:to="ffic_InterestExpenseOnDepositsAbstract_lbl"/>
    <loc xlink:type="locator" xlink:label="us-gaap_InterestExpenseTimeDeposits" xlink:href="http://xbrl.fasb.org/us-gaap/2015/elts/us-gaap-2015-01-31.xsd#us-gaap_InterestExpenseTimeDeposits"/>
    <label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:label="us-gaap_InterestExpenseTimeDeposits_lbl" xml:lang="en-US">Certificate of deposit accounts</label>
    <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="us-gaap_InterestExpenseTimeDeposits" xlink:to="us-gaap_InterestExpenseTimeDeposits_lbl"/>
    <loc xlink:type="locator" xlink:label="us-gaap_InterestExpenseSavingsDeposits" xlink:href="http://xbrl.fasb.org/us-gaap/2015/elts/us-gaap-2015-01-31.xsd#us-gaap_InterestExpenseSavingsDeposits"/>
    <label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:label="us-gaap_InterestExpenseSavingsDeposits_lbl" xml:lang="en-US">Savings accounts</label>
    <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="us-gaap_InterestExpenseSavingsDeposits" xlink:to="us-gaap_InterestExpenseSavingsDeposits_lbl"/>
    <loc xlink:type="locator" xlink:label="us-gaap_InterestExpenseMoneyMarketDeposits" xlink:href="http://xbrl.fasb.org/us-gaap/2015/elts/us-gaap-2015-01-31.xsd#us-gaap_InterestExpenseMoneyMarketDeposits"/>
    <label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:label="us-gaap_InterestExpenseMoneyMarketDeposits_lbl" xml:lang="en-US">Money market accounts</label>
    <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="us-gaap_InterestExpenseMoneyMarketDeposits" xlink:to="us-gaap_InterestExpenseMoneyMarketDeposits_lbl"/>
    <loc xlink:type="locator" xlink:label="us-gaap_InterestExpenseNegotiableOrderOfWithdrawalNOWDeposits" xlink:href="http://xbrl.fasb.org/us-gaap/2015/elts/us-gaap-2015-01-31.xsd#us-gaap_InterestExpenseNegotiableOrderOfWithdrawalNOWDeposits"/>
    <label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:label="us-gaap_InterestExpenseNegotiableOrderOfWithdrawalNOWDeposits_lbl" xml:lang="en-US">NOW accounts</label>
    <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="us-gaap_InterestExpenseNegotiableOrderOfWithdrawalNOWDeposits" xlink:to="us-gaap_InterestExpenseNegotiableOrderOfWithdrawalNOWDeposits_lbl"/>
    <loc xlink:type="locator" xlink:label="ffic_InterestExpenseDepositsExcludingMortgagorsEscrowDeposits" xlink:href="ffic-20151231.xsd#ffic_InterestExpenseDepositsExcludingMortgagorsEscrowDeposits"/>
    <label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:label="ffic_InterestExpenseDepositsExcludingMortgagorsEscrowDeposits_lbl" xml:lang="en-US">Total due to depositors</label>
    <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="ffic_InterestExpenseDepositsExcludingMortgagorsEscrowDeposits" xlink:to="ffic_InterestExpenseDepositsExcludingMortgagorsEscrowDeposits_lbl"/>
    <loc xlink:type="locator" xlink:label="ffic_InterestExpenseMortgagorsEscrowDeposits" xlink:href="ffic-20151231.xsd#ffic_InterestExpenseMortgagorsEscrowDeposits"/>
    <label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:label="ffic_InterestExpenseMortgagorsEscrowDeposits_lbl" xml:lang="en-US">Mortgagors&apos; escrow deposits</label>
    <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="ffic_InterestExpenseMortgagorsEscrowDeposits" xlink:to="ffic_InterestExpenseMortgagorsEscrowDeposits_lbl"/>
    <loc xlink:type="locator" xlink:label="ffic_RemainingMaturitiesOfCertificateOfDepositAccountsAbstract" xlink:href="ffic-20151231.xsd#ffic_RemainingMaturitiesOfCertificateOfDepositAccountsAbstract"/>
    <label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="ffic_RemainingMaturitiesOfCertificateOfDepositAccountsAbstract_lbl" xml:lang="en-US">Remaining Maturities of Certificate of Deposit Accounts [Abstract]</label>
    <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="ffic_RemainingMaturitiesOfCertificateOfDepositAccountsAbstract" xlink:to="ffic_RemainingMaturitiesOfCertificateOfDepositAccountsAbstract_lbl"/>
    <loc xlink:type="locator" xlink:label="us-gaap_CashAndCashEquivalentsAxis" xlink:href="http://xbrl.fasb.org/us-gaap/2015/elts/us-gaap-2015-01-31.xsd#us-gaap_CashAndCashEquivalentsAxis"/>
    <label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="us-gaap_CashAndCashEquivalentsAxis_lbl" xml:lang="en-US">Cash and Cash Equivalents [Axis]</label>
    <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="us-gaap_CashAndCashEquivalentsAxis" xlink:to="us-gaap_CashAndCashEquivalentsAxis_lbl"/>
    <loc xlink:type="locator" xlink:label="us-gaap_CertificatesOfDepositMember" xlink:href="http://xbrl.fasb.org/us-gaap/2015/elts/us-gaap-2015-01-31.xsd#us-gaap_CertificatesOfDepositMember"/>
    <label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="us-gaap_CertificatesOfDepositMember_lbl" xml:lang="en-US">Certificates of Deposit [Member]</label>
    <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="us-gaap_CertificatesOfDepositMember" xlink:to="us-gaap_CertificatesOfDepositMember_lbl"/>
    <loc xlink:type="locator" xlink:label="us-gaap_TimeDepositMaturitiesYearOne" xlink:href="http://xbrl.fasb.org/us-gaap/2015/elts/us-gaap-2015-01-31.xsd#us-gaap_TimeDepositMaturitiesYearOne"/>
    <label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="us-gaap_TimeDepositMaturitiesYearOne_lbl" xml:lang="en-US">Within 12 months</label>
    <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="us-gaap_TimeDepositMaturitiesYearOne" xlink:to="us-gaap_TimeDepositMaturitiesYearOne_lbl"/>
    <loc xlink:type="locator" xlink:label="us-gaap_TimeDepositMaturitiesYearTwo" xlink:href="http://xbrl.fasb.org/us-gaap/2015/elts/us-gaap-2015-01-31.xsd#us-gaap_TimeDepositMaturitiesYearTwo"/>
    <label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="us-gaap_TimeDepositMaturitiesYearTwo_lbl" xml:lang="en-US">More than 12 months to 24 months</label>
    <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="us-gaap_TimeDepositMaturitiesYearTwo" xlink:to="us-gaap_TimeDepositMaturitiesYearTwo_lbl"/>
    <loc xlink:type="locator" xlink:label="us-gaap_TimeDepositMaturitiesYearThree" xlink:href="http://xbrl.fasb.org/us-gaap/2015/elts/us-gaap-2015-01-31.xsd#us-gaap_TimeDepositMaturitiesYearThree"/>
    <label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="us-gaap_TimeDepositMaturitiesYearThree_lbl" xml:lang="en-US">More than 24 months to 36 months</label>
    <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="us-gaap_TimeDepositMaturitiesYearThree" xlink:to="us-gaap_TimeDepositMaturitiesYearThree_lbl"/>
    <loc xlink:type="locator" xlink:label="us-gaap_TimeDepositMaturitiesYearFour" xlink:href="http://xbrl.fasb.org/us-gaap/2015/elts/us-gaap-2015-01-31.xsd#us-gaap_TimeDepositMaturitiesYearFour"/>
    <label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="us-gaap_TimeDepositMaturitiesYearFour_lbl" xml:lang="en-US">More than 36 months to 48 months</label>
    <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="us-gaap_TimeDepositMaturitiesYearFour" xlink:to="us-gaap_TimeDepositMaturitiesYearFour_lbl"/>
    <loc xlink:type="locator" xlink:label="us-gaap_TimeDepositMaturitiesYearFive" xlink:href="http://xbrl.fasb.org/us-gaap/2015/elts/us-gaap-2015-01-31.xsd#us-gaap_TimeDepositMaturitiesYearFive"/>
    <label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="us-gaap_TimeDepositMaturitiesYearFive_lbl" xml:lang="en-US">More than 48 months to 60 months</label>
    <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="us-gaap_TimeDepositMaturitiesYearFive" xlink:to="us-gaap_TimeDepositMaturitiesYearFive_lbl"/>
    <loc xlink:type="locator" xlink:label="us-gaap_TimeDepositMaturitiesAfterYearFive" xlink:href="http://xbrl.fasb.org/us-gaap/2015/elts/us-gaap-2015-01-31.xsd#us-gaap_TimeDepositMaturitiesAfterYearFive"/>
    <label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="us-gaap_TimeDepositMaturitiesAfterYearFive_lbl" xml:lang="en-US">More than 60 months</label>
    <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="us-gaap_TimeDepositMaturitiesAfterYearFive" xlink:to="us-gaap_TimeDepositMaturitiesAfterYearFive_lbl"/>
    <loc xlink:type="locator" xlink:label="ffic_BorrowedFundsAndSecuritiesSoldUnderAgreementsToRepurchaseAbstract" xlink:href="ffic-20151231.xsd#ffic_BorrowedFundsAndSecuritiesSoldUnderAgreementsToRepurchaseAbstract"/>
    <label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="ffic_BorrowedFundsAndSecuritiesSoldUnderAgreementsToRepurchaseAbstract_lbl" xml:lang="en-US">Borrowed Funds and Securities Sold Under Agreements to Repurchase [Abstract]</label>
    <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="ffic_BorrowedFundsAndSecuritiesSoldUnderAgreementsToRepurchaseAbstract" xlink:to="ffic_BorrowedFundsAndSecuritiesSoldUnderAgreementsToRepurchaseAbstract_lbl"/>
    <loc xlink:type="locator" xlink:label="ffic_SecuredDebtRepurchaseAgreementsDueWithinOneYearOfBalanceSheetDate" xlink:href="ffic-20151231.xsd#ffic_SecuredDebtRepurchaseAgreementsDueWithinOneYearOfBalanceSheetDate"/>
    <label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:label="ffic_SecuredDebtRepurchaseAgreementsDueWithinOneYearOfBalanceSheetDate_lbl" xml:lang="en-US">Due in 2016</label>
    <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="ffic_SecuredDebtRepurchaseAgreementsDueWithinOneYearOfBalanceSheetDate" xlink:to="ffic_SecuredDebtRepurchaseAgreementsDueWithinOneYearOfBalanceSheetDate_lbl"/>
    <loc xlink:type="locator" xlink:label="ffic_RepurchaseAgreementsWeightedAverageInterestRateOfAmountsDueWithinOneYearOfBalanceSheetDate" xlink:href="ffic-20151231.xsd#ffic_RepurchaseAgreementsWeightedAverageInterestRateOfAmountsDueWithinOneYearOfBalanceSheetDate"/>
    <label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:label="ffic_RepurchaseAgreementsWeightedAverageInterestRateOfAmountsDueWithinOneYearOfBalanceSheetDate_lbl" xml:lang="en-US">Due in 2016</label>
    <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="ffic_RepurchaseAgreementsWeightedAverageInterestRateOfAmountsDueWithinOneYearOfBalanceSheetDate" xlink:to="ffic_RepurchaseAgreementsWeightedAverageInterestRateOfAmountsDueWithinOneYearOfBalanceSheetDate_lbl"/>
    <loc xlink:type="locator" xlink:label="ffic_SecuredDebtRepurchaseAgreementsDueFromOneToTwoYearsOfBalanceSheetDate" xlink:href="ffic-20151231.xsd#ffic_SecuredDebtRepurchaseAgreementsDueFromOneToTwoYearsOfBalanceSheetDate"/>
    <label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:label="ffic_SecuredDebtRepurchaseAgreementsDueFromOneToTwoYearsOfBalanceSheetDate_lbl" xml:lang="en-US">Due in 2017</label>
    <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="ffic_SecuredDebtRepurchaseAgreementsDueFromOneToTwoYearsOfBalanceSheetDate" xlink:to="ffic_SecuredDebtRepurchaseAgreementsDueFromOneToTwoYearsOfBalanceSheetDate_lbl"/>
    <loc xlink:type="locator" xlink:label="ffic_RepurchaseAgreementsWeightedAverageInterestRateOneToTwoYearsFromBalanceSheetDate" xlink:href="ffic-20151231.xsd#ffic_RepurchaseAgreementsWeightedAverageInterestRateOneToTwoYearsFromBalanceSheetDate"/>
    <label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:label="ffic_RepurchaseAgreementsWeightedAverageInterestRateOneToTwoYearsFromBalanceSheetDate_lbl" xml:lang="en-US">Due in 2017</label>
    <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="ffic_RepurchaseAgreementsWeightedAverageInterestRateOneToTwoYearsFromBalanceSheetDate" xlink:to="ffic_RepurchaseAgreementsWeightedAverageInterestRateOneToTwoYearsFromBalanceSheetDate_lbl"/>
    <loc xlink:type="locator" xlink:label="ffic_SecuredDebtRepurchaseAgreementsDueFromTwoToThreeYearsOfBalanceSheetDate" xlink:href="ffic-20151231.xsd#ffic_SecuredDebtRepurchaseAgreementsDueFromTwoToThreeYearsOfBalanceSheetDate"/>
    <label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:label="ffic_SecuredDebtRepurchaseAgreementsDueFromTwoToThreeYearsOfBalanceSheetDate_lbl" xml:lang="en-US">Due in 2020</label>
    <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="ffic_SecuredDebtRepurchaseAgreementsDueFromTwoToThreeYearsOfBalanceSheetDate" xlink:to="ffic_SecuredDebtRepurchaseAgreementsDueFromTwoToThreeYearsOfBalanceSheetDate_lbl"/>
    <loc xlink:type="locator" xlink:label="ffic_RepurchaseAgreementsWeightedAverageInterestRateTwoToThreeYearsFromBalanceSheetDate" xlink:href="ffic-20151231.xsd#ffic_RepurchaseAgreementsWeightedAverageInterestRateTwoToThreeYearsFromBalanceSheetDate"/>
    <label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:label="ffic_RepurchaseAgreementsWeightedAverageInterestRateTwoToThreeYearsFromBalanceSheetDate_lbl" xml:lang="en-US">Due in 2020</label>
    <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="ffic_RepurchaseAgreementsWeightedAverageInterestRateTwoToThreeYearsFromBalanceSheetDate" xlink:to="ffic_RepurchaseAgreementsWeightedAverageInterestRateTwoToThreeYearsFromBalanceSheetDate_lbl"/>
    <loc xlink:type="locator" xlink:label="us-gaap_SecuredDebtRepurchaseAgreements" xlink:href="http://xbrl.fasb.org/us-gaap/2015/elts/us-gaap-2015-01-31.xsd#us-gaap_SecuredDebtRepurchaseAgreements"/>
    <label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="us-gaap_SecuredDebtRepurchaseAgreements_lbl" xml:lang="en-US">Total repurchase agreements - fixed rate</label>
    <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="us-gaap_SecuredDebtRepurchaseAgreements" xlink:to="us-gaap_SecuredDebtRepurchaseAgreements_lbl"/>
    <label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:label="us-gaap_SecuredDebtRepurchaseAgreements_lbl0" xml:lang="en-US">Amount, Repurchase agreements - fixed rate</label>
    <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="us-gaap_SecuredDebtRepurchaseAgreements" xlink:to="us-gaap_SecuredDebtRepurchaseAgreements_lbl0"/>
    <loc xlink:type="locator" xlink:label="ffic_RepurchaseAgreementsWeightedAverageInterestRate" xlink:href="ffic-20151231.xsd#ffic_RepurchaseAgreementsWeightedAverageInterestRate"/>
    <label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:label="ffic_RepurchaseAgreementsWeightedAverageInterestRate_lbl" xml:lang="en-US">Total repurchase agreements - fixed rate</label>
    <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="ffic_RepurchaseAgreementsWeightedAverageInterestRate" xlink:to="ffic_RepurchaseAgreementsWeightedAverageInterestRate_lbl"/>
    <loc xlink:type="locator" xlink:label="us-gaap_FederalHomeLoanBankAdvancesBranchOfFHLBBankAxis" xlink:href="http://xbrl.fasb.org/us-gaap/2015/elts/us-gaap-2015-01-31.xsd#us-gaap_FederalHomeLoanBankAdvancesBranchOfFHLBBankAxis"/>
    <label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="us-gaap_FederalHomeLoanBankAdvancesBranchOfFHLBBankAxis_lbl" xml:lang="en-US">Federal Home Loan Bank Branch [Axis]</label>
    <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="us-gaap_FederalHomeLoanBankAdvancesBranchOfFHLBBankAxis" xlink:to="us-gaap_FederalHomeLoanBankAdvancesBranchOfFHLBBankAxis_lbl"/>
    <loc xlink:type="locator" xlink:label="us-gaap_FederalHomeLoanBankOfNewYorkMember" xlink:href="http://xbrl.fasb.org/us-gaap/2015/elts/us-gaap-2015-01-31.xsd#us-gaap_FederalHomeLoanBankOfNewYorkMember"/>
    <label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="us-gaap_FederalHomeLoanBankOfNewYorkMember_lbl" xml:lang="en-US">Federal Home Loan Bank of New York [Member]</label>
    <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="us-gaap_FederalHomeLoanBankOfNewYorkMember" xlink:to="us-gaap_FederalHomeLoanBankOfNewYorkMember_lbl"/>
    <loc xlink:type="locator" xlink:label="us-gaap_FederalHomeLoanBankAdvancesMaturitiesSummaryDueWithinOneYearOfBalanceSheetDate" xlink:href="http://xbrl.fasb.org/us-gaap/2015/elts/us-gaap-2015-01-31.xsd#us-gaap_FederalHomeLoanBankAdvancesMaturitiesSummaryDueWithinOneYearOfBalanceSheetDate"/>
    <label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:label="us-gaap_FederalHomeLoanBankAdvancesMaturitiesSummaryDueWithinOneYearOfBalanceSheetDate_lbl" xml:lang="en-US">Due in 2015</label>
    <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="us-gaap_FederalHomeLoanBankAdvancesMaturitiesSummaryDueWithinOneYearOfBalanceSheetDate" xlink:to="us-gaap_FederalHomeLoanBankAdvancesMaturitiesSummaryDueWithinOneYearOfBalanceSheetDate_lbl"/>
    <label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="us-gaap_FederalHomeLoanBankAdvancesMaturitiesSummaryDueWithinOneYearOfBalanceSheetDate_lbl0" xml:lang="en-US">Due in 2016</label>
    <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="us-gaap_FederalHomeLoanBankAdvancesMaturitiesSummaryDueWithinOneYearOfBalanceSheetDate" xlink:to="us-gaap_FederalHomeLoanBankAdvancesMaturitiesSummaryDueWithinOneYearOfBalanceSheetDate_lbl0"/>
    <loc xlink:type="locator" xlink:label="us-gaap_FederalHomeLoanBankAdvancesMaturitiesSummaryAverageInterestRateOfAmountsDueWithinOneYearOfBalanceSheetDate" xlink:href="http://xbrl.fasb.org/us-gaap/2015/elts/us-gaap-2015-01-31.xsd#us-gaap_FederalHomeLoanBankAdvancesMaturitiesSummaryAverageInterestRateOfAmountsDueWithinOneYearOfBalanceSheetDate"/>
    <label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/verboseLabel" xlink:label="us-gaap_FederalHomeLoanBankAdvancesMaturitiesSummaryAverageInterestRateOfAmountsDueWithinOneYearOfBalanceSheetDate_lbl" xml:lang="en-US">Due in 2016</label>
    <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="us-gaap_FederalHomeLoanBankAdvancesMaturitiesSummaryAverageInterestRateOfAmountsDueWithinOneYearOfBalanceSheetDate" xlink:to="us-gaap_FederalHomeLoanBankAdvancesMaturitiesSummaryAverageInterestRateOfAmountsDueWithinOneYearOfBalanceSheetDate_lbl"/>
    <label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="us-gaap_FederalHomeLoanBankAdvancesMaturitiesSummaryAverageInterestRateOfAmountsDueWithinOneYearOfBalanceSheetDate_lbl0" xml:lang="en-US">Due in 2015</label>
    <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="us-gaap_FederalHomeLoanBankAdvancesMaturitiesSummaryAverageInterestRateOfAmountsDueWithinOneYearOfBalanceSheetDate" xlink:to="us-gaap_FederalHomeLoanBankAdvancesMaturitiesSummaryAverageInterestRateOfAmountsDueWithinOneYearOfBalanceSheetDate_lbl0"/>
    <loc xlink:type="locator" xlink:label="us-gaap_FederalHomeLoanBankAdvancesMaturitiesSummaryDueFromOneToTwoYearsOfBalanceSheetDate" xlink:href="http://xbrl.fasb.org/us-gaap/2015/elts/us-gaap-2015-01-31.xsd#us-gaap_FederalHomeLoanBankAdvancesMaturitiesSummaryDueFromOneToTwoYearsOfBalanceSheetDate"/>
    <label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:label="us-gaap_FederalHomeLoanBankAdvancesMaturitiesSummaryDueFromOneToTwoYearsOfBalanceSheetDate_lbl" xml:lang="en-US">Due in 2016</label>
    <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="us-gaap_FederalHomeLoanBankAdvancesMaturitiesSummaryDueFromOneToTwoYearsOfBalanceSheetDate" xlink:to="us-gaap_FederalHomeLoanBankAdvancesMaturitiesSummaryDueFromOneToTwoYearsOfBalanceSheetDate_lbl"/>
    <label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="us-gaap_FederalHomeLoanBankAdvancesMaturitiesSummaryDueFromOneToTwoYearsOfBalanceSheetDate_lbl0" xml:lang="en-US">Due in 2017</label>
    <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="us-gaap_FederalHomeLoanBankAdvancesMaturitiesSummaryDueFromOneToTwoYearsOfBalanceSheetDate" xlink:to="us-gaap_FederalHomeLoanBankAdvancesMaturitiesSummaryDueFromOneToTwoYearsOfBalanceSheetDate_lbl0"/>
    <loc xlink:type="locator" xlink:label="us-gaap_FederalHomeLoanBankAdvancesMaturitiesSummaryAverageInterestRateOneToTwoYearsFromBalanceSheetDate" xlink:href="http://xbrl.fasb.org/us-gaap/2015/elts/us-gaap-2015-01-31.xsd#us-gaap_FederalHomeLoanBankAdvancesMaturitiesSummaryAverageInterestRateOneToTwoYearsFromBalanceSheetDate"/>
    <label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/verboseLabel" xlink:label="us-gaap_FederalHomeLoanBankAdvancesMaturitiesSummaryAverageInterestRateOneToTwoYearsFromBalanceSheetDate_lbl" xml:lang="en-US">Due in 2017</label>
    <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="us-gaap_FederalHomeLoanBankAdvancesMaturitiesSummaryAverageInterestRateOneToTwoYearsFromBalanceSheetDate" xlink:to="us-gaap_FederalHomeLoanBankAdvancesMaturitiesSummaryAverageInterestRateOneToTwoYearsFromBalanceSheetDate_lbl"/>
    <label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:label="us-gaap_FederalHomeLoanBankAdvancesMaturitiesSummaryAverageInterestRateOneToTwoYearsFromBalanceSheetDate_lbl0" xml:lang="en-US">Due in 2016</label>
    <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="us-gaap_FederalHomeLoanBankAdvancesMaturitiesSummaryAverageInterestRateOneToTwoYearsFromBalanceSheetDate" xlink:to="us-gaap_FederalHomeLoanBankAdvancesMaturitiesSummaryAverageInterestRateOneToTwoYearsFromBalanceSheetDate_lbl0"/>
    <loc xlink:type="locator" xlink:label="us-gaap_FederalHomeLoanBankAdvancesMaturitiesSummaryDueFromTwoToThreeYearsOfBalanceSheetDate" xlink:href="http://xbrl.fasb.org/us-gaap/2015/elts/us-gaap-2015-01-31.xsd#us-gaap_FederalHomeLoanBankAdvancesMaturitiesSummaryDueFromTwoToThreeYearsOfBalanceSheetDate"/>
    <label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:label="us-gaap_FederalHomeLoanBankAdvancesMaturitiesSummaryDueFromTwoToThreeYearsOfBalanceSheetDate_lbl" xml:lang="en-US">Due in 2017</label>
    <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="us-gaap_FederalHomeLoanBankAdvancesMaturitiesSummaryDueFromTwoToThreeYearsOfBalanceSheetDate" xlink:to="us-gaap_FederalHomeLoanBankAdvancesMaturitiesSummaryDueFromTwoToThreeYearsOfBalanceSheetDate_lbl"/>
    <label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="us-gaap_FederalHomeLoanBankAdvancesMaturitiesSummaryDueFromTwoToThreeYearsOfBalanceSheetDate_lbl0" xml:lang="en-US">Due in 2018</label>
    <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="us-gaap_FederalHomeLoanBankAdvancesMaturitiesSummaryDueFromTwoToThreeYearsOfBalanceSheetDate" xlink:to="us-gaap_FederalHomeLoanBankAdvancesMaturitiesSummaryDueFromTwoToThreeYearsOfBalanceSheetDate_lbl0"/>
    <loc xlink:type="locator" xlink:label="us-gaap_FederalHomeLoanBankAdvancesMaturitiesSummaryAverageInterestRateTwoToThreeYearsFromBalanceSheetDate" xlink:href="http://xbrl.fasb.org/us-gaap/2015/elts/us-gaap-2015-01-31.xsd#us-gaap_FederalHomeLoanBankAdvancesMaturitiesSummaryAverageInterestRateTwoToThreeYearsFromBalanceSheetDate"/>
    <label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/verboseLabel" xlink:label="us-gaap_FederalHomeLoanBankAdvancesMaturitiesSummaryAverageInterestRateTwoToThreeYearsFromBalanceSheetDate_lbl" xml:lang="en-US">Due in 2018</label>
    <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="us-gaap_FederalHomeLoanBankAdvancesMaturitiesSummaryAverageInterestRateTwoToThreeYearsFromBalanceSheetDate" xlink:to="us-gaap_FederalHomeLoanBankAdvancesMaturitiesSummaryAverageInterestRateTwoToThreeYearsFromBalanceSheetDate_lbl"/>
    <label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:label="us-gaap_FederalHomeLoanBankAdvancesMaturitiesSummaryAverageInterestRateTwoToThreeYearsFromBalanceSheetDate_lbl0" xml:lang="en-US">Due in 2017</label>
    <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="us-gaap_FederalHomeLoanBankAdvancesMaturitiesSummaryAverageInterestRateTwoToThreeYearsFromBalanceSheetDate" xlink:to="us-gaap_FederalHomeLoanBankAdvancesMaturitiesSummaryAverageInterestRateTwoToThreeYearsFromBalanceSheetDate_lbl0"/>
    <loc xlink:type="locator" xlink:label="us-gaap_FederalHomeLoanBankAdvancesMaturitiesSummaryDueFromThreeToFourYearsOfBalanceSheetDate" xlink:href="http://xbrl.fasb.org/us-gaap/2015/elts/us-gaap-2015-01-31.xsd#us-gaap_FederalHomeLoanBankAdvancesMaturitiesSummaryDueFromThreeToFourYearsOfBalanceSheetDate"/>
    <label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:label="us-gaap_FederalHomeLoanBankAdvancesMaturitiesSummaryDueFromThreeToFourYearsOfBalanceSheetDate_lbl" xml:lang="en-US">Due in 2018</label>
    <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="us-gaap_FederalHomeLoanBankAdvancesMaturitiesSummaryDueFromThreeToFourYearsOfBalanceSheetDate" xlink:to="us-gaap_FederalHomeLoanBankAdvancesMaturitiesSummaryDueFromThreeToFourYearsOfBalanceSheetDate_lbl"/>
    <label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="us-gaap_FederalHomeLoanBankAdvancesMaturitiesSummaryDueFromThreeToFourYearsOfBalanceSheetDate_lbl0" xml:lang="en-US">Due in 2019</label>
    <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="us-gaap_FederalHomeLoanBankAdvancesMaturitiesSummaryDueFromThreeToFourYearsOfBalanceSheetDate" xlink:to="us-gaap_FederalHomeLoanBankAdvancesMaturitiesSummaryDueFromThreeToFourYearsOfBalanceSheetDate_lbl0"/>
    <loc xlink:type="locator" xlink:label="us-gaap_FederalHomeLoanBankAdvancesMaturitiesSummaryAverageInterestRateThreeToFourYearsFromBalanceSheetDate" xlink:href="http://xbrl.fasb.org/us-gaap/2015/elts/us-gaap-2015-01-31.xsd#us-gaap_FederalHomeLoanBankAdvancesMaturitiesSummaryAverageInterestRateThreeToFourYearsFromBalanceSheetDate"/>
    <label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/verboseLabel" xlink:label="us-gaap_FederalHomeLoanBankAdvancesMaturitiesSummaryAverageInterestRateThreeToFourYearsFromBalanceSheetDate_lbl" xml:lang="en-US">Due in 2019</label>
    <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="us-gaap_FederalHomeLoanBankAdvancesMaturitiesSummaryAverageInterestRateThreeToFourYearsFromBalanceSheetDate" xlink:to="us-gaap_FederalHomeLoanBankAdvancesMaturitiesSummaryAverageInterestRateThreeToFourYearsFromBalanceSheetDate_lbl"/>
    <label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:label="us-gaap_FederalHomeLoanBankAdvancesMaturitiesSummaryAverageInterestRateThreeToFourYearsFromBalanceSheetDate_lbl0" xml:lang="en-US">Due in 2018</label>
    <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="us-gaap_FederalHomeLoanBankAdvancesMaturitiesSummaryAverageInterestRateThreeToFourYearsFromBalanceSheetDate" xlink:to="us-gaap_FederalHomeLoanBankAdvancesMaturitiesSummaryAverageInterestRateThreeToFourYearsFromBalanceSheetDate_lbl0"/>
    <loc xlink:type="locator" xlink:label="us-gaap_FederalHomeLoanBankAdvancesMaturitiesSummaryDueFromFourToFiveYearsOfBalanceSheetDate" xlink:href="http://xbrl.fasb.org/us-gaap/2015/elts/us-gaap-2015-01-31.xsd#us-gaap_FederalHomeLoanBankAdvancesMaturitiesSummaryDueFromFourToFiveYearsOfBalanceSheetDate"/>
    <label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:label="us-gaap_FederalHomeLoanBankAdvancesMaturitiesSummaryDueFromFourToFiveYearsOfBalanceSheetDate_lbl" xml:lang="en-US">Due in 2019</label>
    <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="us-gaap_FederalHomeLoanBankAdvancesMaturitiesSummaryDueFromFourToFiveYearsOfBalanceSheetDate" xlink:to="us-gaap_FederalHomeLoanBankAdvancesMaturitiesSummaryDueFromFourToFiveYearsOfBalanceSheetDate_lbl"/>
    <label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="us-gaap_FederalHomeLoanBankAdvancesMaturitiesSummaryDueFromFourToFiveYearsOfBalanceSheetDate_lbl0" xml:lang="en-US">Due in 2020</label>
    <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="us-gaap_FederalHomeLoanBankAdvancesMaturitiesSummaryDueFromFourToFiveYearsOfBalanceSheetDate" xlink:to="us-gaap_FederalHomeLoanBankAdvancesMaturitiesSummaryDueFromFourToFiveYearsOfBalanceSheetDate_lbl0"/>
    <loc xlink:type="locator" xlink:label="us-gaap_FederalHomeLoanBankAdvancesMaturitiesSummaryAverageInterestRateFourToFiveYearsFromBalanceSheetDate" xlink:href="http://xbrl.fasb.org/us-gaap/2015/elts/us-gaap-2015-01-31.xsd#us-gaap_FederalHomeLoanBankAdvancesMaturitiesSummaryAverageInterestRateFourToFiveYearsFromBalanceSheetDate"/>
    <label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/verboseLabel" xlink:label="us-gaap_FederalHomeLoanBankAdvancesMaturitiesSummaryAverageInterestRateFourToFiveYearsFromBalanceSheetDate_lbl" xml:lang="en-US">Due in 2020</label>
    <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="us-gaap_FederalHomeLoanBankAdvancesMaturitiesSummaryAverageInterestRateFourToFiveYearsFromBalanceSheetDate" xlink:to="us-gaap_FederalHomeLoanBankAdvancesMaturitiesSummaryAverageInterestRateFourToFiveYearsFromBalanceSheetDate_lbl"/>
    <label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:label="us-gaap_FederalHomeLoanBankAdvancesMaturitiesSummaryAverageInterestRateFourToFiveYearsFromBalanceSheetDate_lbl0" xml:lang="en-US">Due in 2019</label>
    <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="us-gaap_FederalHomeLoanBankAdvancesMaturitiesSummaryAverageInterestRateFourToFiveYearsFromBalanceSheetDate" xlink:to="us-gaap_FederalHomeLoanBankAdvancesMaturitiesSummaryAverageInterestRateFourToFiveYearsFromBalanceSheetDate_lbl0"/>
    <loc xlink:type="locator" xlink:label="us-gaap_AdvancesFromFederalHomeLoanBanks" xlink:href="http://xbrl.fasb.org/us-gaap/2015/elts/us-gaap-2015-01-31.xsd#us-gaap_AdvancesFromFederalHomeLoanBanks"/>
    <label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="us-gaap_AdvancesFromFederalHomeLoanBanks_lbl" xml:lang="en-US">Total FHLB-NY advances - fixed rate</label>
    <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="us-gaap_AdvancesFromFederalHomeLoanBanks" xlink:to="us-gaap_AdvancesFromFederalHomeLoanBanks_lbl"/>
    <label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:label="us-gaap_AdvancesFromFederalHomeLoanBanks_lbl0" xml:lang="en-US">Advances from Federal Home Loan Banks</label>
    <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="us-gaap_AdvancesFromFederalHomeLoanBanks" xlink:to="us-gaap_AdvancesFromFederalHomeLoanBanks_lbl0"/>
    <loc xlink:type="locator" xlink:label="us-gaap_FederalHomeLoanBankAdvancesBranchOfFHLBBankWeightedAverageInterestRate" xlink:href="http://xbrl.fasb.org/us-gaap/2015/elts/us-gaap-2015-01-31.xsd#us-gaap_FederalHomeLoanBankAdvancesBranchOfFHLBBankWeightedAverageInterestRate"/>
    <label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/verboseLabel" xlink:label="us-gaap_FederalHomeLoanBankAdvancesBranchOfFHLBBankWeightedAverageInterestRate_lbl" xml:lang="en-US">Total FHLB-NY advances - fixed rate</label>
    <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="us-gaap_FederalHomeLoanBankAdvancesBranchOfFHLBBankWeightedAverageInterestRate" xlink:to="us-gaap_FederalHomeLoanBankAdvancesBranchOfFHLBBankWeightedAverageInterestRate_lbl"/>
    <loc xlink:type="locator" xlink:label="us-gaap_OtherBorrowings" xlink:href="http://xbrl.fasb.org/us-gaap/2015/elts/us-gaap-2015-01-31.xsd#us-gaap_OtherBorrowings"/>
    <label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:label="us-gaap_OtherBorrowings_lbl" xml:lang="en-US">Due in 2016</label>
    <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="us-gaap_OtherBorrowings" xlink:to="us-gaap_OtherBorrowings_lbl"/>
    <loc xlink:type="locator" xlink:label="us-gaap_JuniorSubordinatedNotes" xlink:href="http://xbrl.fasb.org/us-gaap/2015/elts/us-gaap-2015-01-31.xsd#us-gaap_JuniorSubordinatedNotes"/>
    <label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:label="us-gaap_JuniorSubordinatedNotes_lbl" xml:lang="en-US">Due in 2037</label>
    <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="us-gaap_JuniorSubordinatedNotes" xlink:to="us-gaap_JuniorSubordinatedNotes_lbl"/>
    <label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="us-gaap_JuniorSubordinatedNotes_lbl0" xml:lang="en-US">Junior Subordinated Notes</label>
    <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="us-gaap_JuniorSubordinatedNotes" xlink:to="us-gaap_JuniorSubordinatedNotes_lbl0"/>
    <loc xlink:type="locator" xlink:label="ffic_WeightedAverageInterestRateJuniorSubordinatedDebentures" xlink:href="ffic-20151231.xsd#ffic_WeightedAverageInterestRateJuniorSubordinatedDebentures"/>
    <label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:label="ffic_WeightedAverageInterestRateJuniorSubordinatedDebentures_lbl" xml:lang="en-US">Due in 2037</label>
    <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="ffic_WeightedAverageInterestRateJuniorSubordinatedDebentures" xlink:to="ffic_WeightedAverageInterestRateJuniorSubordinatedDebentures_lbl"/>
    <loc xlink:type="locator" xlink:label="ffic_TotalRepurchaseAgreementsPlusFHLBAdvancesPlusJuniorSubordinatedDebentures" xlink:href="ffic-20151231.xsd#ffic_TotalRepurchaseAgreementsPlusFHLBAdvancesPlusJuniorSubordinatedDebentures"/>
    <label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:label="ffic_TotalRepurchaseAgreementsPlusFHLBAdvancesPlusJuniorSubordinatedDebentures_lbl" xml:lang="en-US">Total borrowings</label>
    <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="ffic_TotalRepurchaseAgreementsPlusFHLBAdvancesPlusJuniorSubordinatedDebentures" xlink:to="ffic_TotalRepurchaseAgreementsPlusFHLBAdvancesPlusJuniorSubordinatedDebentures_lbl"/>
    <loc xlink:type="locator" xlink:label="ffic_WeightedAverageInterestRateOfRepurchaseAgreementsFHLBAdvancesJuniorSubordinatedDebentures" xlink:href="ffic-20151231.xsd#ffic_WeightedAverageInterestRateOfRepurchaseAgreementsFHLBAdvancesJuniorSubordinatedDebentures"/>
    <label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:label="ffic_WeightedAverageInterestRateOfRepurchaseAgreementsFHLBAdvancesJuniorSubordinatedDebentures_lbl" xml:lang="en-US">Total borrowings</label>
    <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="ffic_WeightedAverageInterestRateOfRepurchaseAgreementsFHLBAdvancesJuniorSubordinatedDebentures" xlink:to="ffic_WeightedAverageInterestRateOfRepurchaseAgreementsFHLBAdvancesJuniorSubordinatedDebentures_lbl"/>
    <loc xlink:type="locator" xlink:label="ffic_BorrowingsWhichHaveCallProvisionsAbstract" xlink:href="ffic-20151231.xsd#ffic_BorrowingsWhichHaveCallProvisionsAbstract"/>
    <label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="ffic_BorrowingsWhichHaveCallProvisionsAbstract_lbl" xml:lang="en-US">Borrowings Which Have Call Provisions [Abstract]</label>
    <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="ffic_BorrowingsWhichHaveCallProvisionsAbstract" xlink:to="ffic_BorrowingsWhichHaveCallProvisionsAbstract_lbl"/>
    <loc xlink:type="locator" xlink:label="ffic_FHLBNYAdvance1Member" xlink:href="ffic-20151231.xsd#ffic_FHLBNYAdvance1Member"/>
    <label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:label="ffic_FHLBNYAdvance1Member_lbl" xml:lang="en-US">FHLB - NY advance 1 [Member]</label>
    <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="ffic_FHLBNYAdvance1Member" xlink:to="ffic_FHLBNYAdvance1Member_lbl"/>
    <loc xlink:type="locator" xlink:label="us-gaap_FederalHomeLoanBankAdvancesBranchOfFHLBBankAmountOfAdvancesByBranch" xlink:href="http://xbrl.fasb.org/us-gaap/2015/elts/us-gaap-2015-01-31.xsd#us-gaap_FederalHomeLoanBankAdvancesBranchOfFHLBBankAmountOfAdvancesByBranch"/>
    <label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/verboseLabel" xlink:label="us-gaap_FederalHomeLoanBankAdvancesBranchOfFHLBBankAmountOfAdvancesByBranch_lbl" xml:lang="en-US">Amount, FHLB-NY advances - fixed rate</label>
    <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="us-gaap_FederalHomeLoanBankAdvancesBranchOfFHLBBankAmountOfAdvancesByBranch" xlink:to="us-gaap_FederalHomeLoanBankAdvancesBranchOfFHLBBankAmountOfAdvancesByBranch_lbl"/>
    <loc xlink:type="locator" xlink:label="us-gaap_FederalHomeLoanBankAdvancesBranchOfFHLBBankInterestRate" xlink:href="http://xbrl.fasb.org/us-gaap/2015/elts/us-gaap-2015-01-31.xsd#us-gaap_FederalHomeLoanBankAdvancesBranchOfFHLBBankInterestRate"/>
    <label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="us-gaap_FederalHomeLoanBankAdvancesBranchOfFHLBBankInterestRate_lbl" xml:lang="en-US">Rate, FHLB-NY advances - fixed rate</label>
    <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="us-gaap_FederalHomeLoanBankAdvancesBranchOfFHLBBankInterestRate" xlink:to="us-gaap_FederalHomeLoanBankAdvancesBranchOfFHLBBankInterestRate_lbl"/>
    <label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:label="us-gaap_FederalHomeLoanBankAdvancesBranchOfFHLBBankInterestRate_lbl0" xml:lang="en-US">Federal Home Loan Bank, Advances, Branch of FHLB Bank, Interest Rate</label>
    <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="us-gaap_FederalHomeLoanBankAdvancesBranchOfFHLBBankInterestRate" xlink:to="us-gaap_FederalHomeLoanBankAdvancesBranchOfFHLBBankInterestRate_lbl0"/>
    <loc xlink:type="locator" xlink:label="ffic_FederalHomeLoanBankAdvancesBranchOfFHLBBankDueDate1" xlink:href="ffic-20151231.xsd#ffic_FederalHomeLoanBankAdvancesBranchOfFHLBBankDueDate1"/>
    <label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="ffic_FederalHomeLoanBankAdvancesBranchOfFHLBBankDueDate1_lbl" xml:lang="en-US">Maturity Date, FHLB-NY advances - fixed rate</label>
    <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="ffic_FederalHomeLoanBankAdvancesBranchOfFHLBBankDueDate1" xlink:to="ffic_FederalHomeLoanBankAdvancesBranchOfFHLBBankDueDate1_lbl"/>
    <loc xlink:type="locator" xlink:label="ffic_FederalHomeLoanBankAdvancesBranchOfFHLBBankCallDate" xlink:href="ffic-20151231.xsd#ffic_FederalHomeLoanBankAdvancesBranchOfFHLBBankCallDate"/>
    <label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="ffic_FederalHomeLoanBankAdvancesBranchOfFHLBBankCallDate_lbl" xml:lang="en-US">Call Date, FHLB-NY advances - fixed rate</label>
    <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="ffic_FederalHomeLoanBankAdvancesBranchOfFHLBBankCallDate" xlink:to="ffic_FederalHomeLoanBankAdvancesBranchOfFHLBBankCallDate_lbl"/>
    <loc xlink:type="locator" xlink:label="ffic_FHLBNYAdvance2Member" xlink:href="ffic-20151231.xsd#ffic_FHLBNYAdvance2Member"/>
    <label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:label="ffic_FHLBNYAdvance2Member_lbl" xml:lang="en-US">FHLB - NY advance 2 [Member]</label>
    <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="ffic_FHLBNYAdvance2Member" xlink:to="ffic_FHLBNYAdvance2Member_lbl"/>
    <loc xlink:type="locator" xlink:label="ffic_FHLBNYAdvance3Member" xlink:href="ffic-20151231.xsd#ffic_FHLBNYAdvance3Member"/>
    <label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:label="ffic_FHLBNYAdvance3Member_lbl" xml:lang="en-US">FHLB - NY advance 3 [Member]</label>
    <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="ffic_FHLBNYAdvance3Member" xlink:to="ffic_FHLBNYAdvance3Member_lbl"/>
    <loc xlink:type="locator" xlink:label="ffic_FHLBNYAdvance4Member" xlink:href="ffic-20151231.xsd#ffic_FHLBNYAdvance4Member"/>
    <label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:label="ffic_FHLBNYAdvance4Member_lbl" xml:lang="en-US">FHLB - NY advance 4 [Member]</label>
    <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="ffic_FHLBNYAdvance4Member" xlink:to="ffic_FHLBNYAdvance4Member_lbl"/>
    <loc xlink:type="locator" xlink:label="ffic_FHLBNYAdvance5Member" xlink:href="ffic-20151231.xsd#ffic_FHLBNYAdvance5Member"/>
    <label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:label="ffic_FHLBNYAdvance5Member_lbl" xml:lang="en-US">FHLB - NY advance 5 [Member]</label>
    <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="ffic_FHLBNYAdvance5Member" xlink:to="ffic_FHLBNYAdvance5Member_lbl"/>
    <loc xlink:type="locator" xlink:label="us-gaap_AssetsSoldUnderAgreementsToRepurchaseAxis" xlink:href="http://xbrl.fasb.org/us-gaap/2015/elts/us-gaap-2015-01-31.xsd#us-gaap_AssetsSoldUnderAgreementsToRepurchaseAxis"/>
    <label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="us-gaap_AssetsSoldUnderAgreementsToRepurchaseAxis_lbl" xml:lang="en-US">Securities or Other Assets Sold under Agreements to Repurchase [Axis]</label>
    <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="us-gaap_AssetsSoldUnderAgreementsToRepurchaseAxis" xlink:to="us-gaap_AssetsSoldUnderAgreementsToRepurchaseAxis_lbl"/>
    <loc xlink:type="locator" xlink:label="ffic_RepurchaseAgreement11Member" xlink:href="ffic-20151231.xsd#ffic_RepurchaseAgreement11Member"/>
    <label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:label="ffic_RepurchaseAgreement11Member_lbl" xml:lang="en-US">Repurchase Agreement 11 [Member]</label>
    <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="ffic_RepurchaseAgreement11Member" xlink:to="ffic_RepurchaseAgreement11Member_lbl"/>
    <loc xlink:type="locator" xlink:label="ffic_FixedInterestRateRepurchaseAgreement" xlink:href="ffic-20151231.xsd#ffic_FixedInterestRateRepurchaseAgreement"/>
    <label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="ffic_FixedInterestRateRepurchaseAgreement_lbl" xml:lang="en-US">Rate, Repurchase agreements - fixed rate</label>
    <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="ffic_FixedInterestRateRepurchaseAgreement" xlink:to="ffic_FixedInterestRateRepurchaseAgreement_lbl"/>
    <loc xlink:type="locator" xlink:label="ffic_DebtInstrumentMaturityDate1" xlink:href="ffic-20151231.xsd#ffic_DebtInstrumentMaturityDate1"/>
    <label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:label="ffic_DebtInstrumentMaturityDate1_lbl" xml:lang="en-US">Maturity Date, Repurchase agreements - fixed rate</label>
    <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="ffic_DebtInstrumentMaturityDate1" xlink:to="ffic_DebtInstrumentMaturityDate1_lbl"/>
    <loc xlink:type="locator" xlink:label="ffic_DebtInstrumentCallDateEarliest1" xlink:href="ffic-20151231.xsd#ffic_DebtInstrumentCallDateEarliest1"/>
    <label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:label="ffic_DebtInstrumentCallDateEarliest1_lbl" xml:lang="en-US">Call Date, Repurchase agreements - fixed rate</label>
    <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="ffic_DebtInstrumentCallDateEarliest1" xlink:to="ffic_DebtInstrumentCallDateEarliest1_lbl"/>
    <loc xlink:type="locator" xlink:label="ffic_RepurchaseAgreement1Member" xlink:href="ffic-20151231.xsd#ffic_RepurchaseAgreement1Member"/>
    <label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:label="ffic_RepurchaseAgreement1Member_lbl" xml:lang="en-US">Repurchase Agreement 1 [Member]</label>
    <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="ffic_RepurchaseAgreement1Member" xlink:to="ffic_RepurchaseAgreement1Member_lbl"/>
    <loc xlink:type="locator" xlink:label="ffic_RepurchaseAgreement10Member" xlink:href="ffic-20151231.xsd#ffic_RepurchaseAgreement10Member"/>
    <label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:label="ffic_RepurchaseAgreement10Member_lbl" xml:lang="en-US">Repurchase Agreement 10 [Member]</label>
    <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="ffic_RepurchaseAgreement10Member" xlink:to="ffic_RepurchaseAgreement10Member_lbl"/>
    <loc xlink:type="locator" xlink:label="ffic_RepurchaseAgreement3Member" xlink:href="ffic-20151231.xsd#ffic_RepurchaseAgreement3Member"/>
    <label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:label="ffic_RepurchaseAgreement3Member_lbl" xml:lang="en-US">Repurchase Agreement 3 [Member]</label>
    <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="ffic_RepurchaseAgreement3Member" xlink:to="ffic_RepurchaseAgreement3Member_lbl"/>
    <loc xlink:type="locator" xlink:label="ffic_RepurchaseAgreement4Member" xlink:href="ffic-20151231.xsd#ffic_RepurchaseAgreement4Member"/>
    <label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:label="ffic_RepurchaseAgreement4Member_lbl" xml:lang="en-US">Repurchase Agreement 4 [Member]</label>
    <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="ffic_RepurchaseAgreement4Member" xlink:to="ffic_RepurchaseAgreement4Member_lbl"/>
    <loc xlink:type="locator" xlink:label="ffic_RepurchaseAgreement2Member" xlink:href="ffic-20151231.xsd#ffic_RepurchaseAgreement2Member"/>
    <label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:label="ffic_RepurchaseAgreement2Member_lbl" xml:lang="en-US">Repurchase Agreement 2 [Member]</label>
    <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="ffic_RepurchaseAgreement2Member" xlink:to="ffic_RepurchaseAgreement2Member_lbl"/>
    <loc xlink:type="locator" xlink:label="ffic_RepurchaseAgreement7Member" xlink:href="ffic-20151231.xsd#ffic_RepurchaseAgreement7Member"/>
    <label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:label="ffic_RepurchaseAgreement7Member_lbl" xml:lang="en-US">Repurchase Agreement 7 [Member]</label>
    <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="ffic_RepurchaseAgreement7Member" xlink:to="ffic_RepurchaseAgreement7Member_lbl"/>
    <loc xlink:type="locator" xlink:label="ffic_InformationRelatingToAllRepurchaseAgreementsWhichAreCollateralizedByMortgageBackedSecuritiesAbstract" xlink:href="ffic-20151231.xsd#ffic_InformationRelatingToAllRepurchaseAgreementsWhichAreCollateralizedByMortgageBackedSecuritiesAbstract"/>
    <label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="ffic_InformationRelatingToAllRepurchaseAgreementsWhichAreCollateralizedByMortgageBackedSecuritiesAbstract_lbl" xml:lang="en-US">Information Relating to All Repurchase Agreements Which Are Collateralized by Mortgage-Backed Securities [Abstract]</label>
    <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="ffic_InformationRelatingToAllRepurchaseAgreementsWhichAreCollateralizedByMortgageBackedSecuritiesAbstract" xlink:to="ffic_InformationRelatingToAllRepurchaseAgreementsWhichAreCollateralizedByMortgageBackedSecuritiesAbstract_lbl"/>
    <loc xlink:type="locator" xlink:label="ffic_FinancialInstrumentsOwnedAndPledgedAsCollateralAtBookValue" xlink:href="ffic-20151231.xsd#ffic_FinancialInstrumentsOwnedAndPledgedAsCollateralAtBookValue"/>
    <label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="ffic_FinancialInstrumentsOwnedAndPledgedAsCollateralAtBookValue_lbl" xml:lang="en-US">Book value of collateral</label>
    <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="ffic_FinancialInstrumentsOwnedAndPledgedAsCollateralAtBookValue" xlink:to="ffic_FinancialInstrumentsOwnedAndPledgedAsCollateralAtBookValue_lbl"/>
    <loc xlink:type="locator" xlink:label="us-gaap_FinancialInstrumentsOwnedAndPledgedAsCollateralAtFairValue" xlink:href="http://xbrl.fasb.org/us-gaap/2015/elts/us-gaap-2015-01-31.xsd#us-gaap_FinancialInstrumentsOwnedAndPledgedAsCollateralAtFairValue"/>
    <label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="us-gaap_FinancialInstrumentsOwnedAndPledgedAsCollateralAtFairValue_lbl" xml:lang="en-US">Estimated fair value of collateral</label>
    <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="us-gaap_FinancialInstrumentsOwnedAndPledgedAsCollateralAtFairValue" xlink:to="us-gaap_FinancialInstrumentsOwnedAndPledgedAsCollateralAtFairValue_lbl"/>
    <loc xlink:type="locator" xlink:label="ffic_SecuredDebtRepurchaseAgreementsAverageBalanceDuringYear" xlink:href="ffic-20151231.xsd#ffic_SecuredDebtRepurchaseAgreementsAverageBalanceDuringYear"/>
    <label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="ffic_SecuredDebtRepurchaseAgreementsAverageBalanceDuringYear_lbl" xml:lang="en-US">Average balance of outstanding agreements during the year</label>
    <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="ffic_SecuredDebtRepurchaseAgreementsAverageBalanceDuringYear" xlink:to="ffic_SecuredDebtRepurchaseAgreementsAverageBalanceDuringYear_lbl"/>
    <loc xlink:type="locator" xlink:label="ffic_MaximumBalanceOfOutstandingRepurchaseAgreementsAtAMonthEndDuringTheYearinShares" xlink:href="ffic-20151231.xsd#ffic_MaximumBalanceOfOutstandingRepurchaseAgreementsAtAMonthEndDuringTheYearinShares"/>
    <label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="ffic_MaximumBalanceOfOutstandingRepurchaseAgreementsAtAMonthEndDuringTheYearinShares_lbl" xml:lang="en-US">Maximum balance of outstanding agreements at a month end during the year</label>
    <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="ffic_MaximumBalanceOfOutstandingRepurchaseAgreementsAtAMonthEndDuringTheYearinShares" xlink:to="ffic_MaximumBalanceOfOutstandingRepurchaseAgreementsAtAMonthEndDuringTheYearinShares_lbl"/>
    <loc xlink:type="locator" xlink:label="ffic_AverageInterestRateOutstandingRepurchaseAgreements" xlink:href="ffic-20151231.xsd#ffic_AverageInterestRateOutstandingRepurchaseAgreements"/>
    <label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:label="ffic_AverageInterestRateOutstandingRepurchaseAgreements_lbl" xml:lang="en-US">Average interest rate of outstanding agreements during the year (1)</label>
    <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="ffic_AverageInterestRateOutstandingRepurchaseAgreements" xlink:to="ffic_AverageInterestRateOutstandingRepurchaseAgreements_lbl"/>
    <loc xlink:type="locator" xlink:label="ffic_TermsOfTheSecuritiesIssuedByTheTrustsAbstract" xlink:href="ffic-20151231.xsd#ffic_TermsOfTheSecuritiesIssuedByTheTrustsAbstract"/>
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    <loc xlink:type="locator" xlink:label="us-gaap_IncomeTaxReconciliationStateAndLocalIncomeTaxes" xlink:href="http://xbrl.fasb.org/us-gaap/2015/elts/us-gaap-2015-01-31.xsd#us-gaap_IncomeTaxReconciliationStateAndLocalIncomeTaxes"/>
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    <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="us-gaap_IncomeTaxReconciliationStateAndLocalIncomeTaxes" xlink:to="us-gaap_IncomeTaxReconciliationStateAndLocalIncomeTaxes_lbl"/>
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    <loc xlink:type="locator" xlink:label="us-gaap_DeferredTaxAssetsPropertyPlantAndEquipment" xlink:href="http://xbrl.fasb.org/us-gaap/2015/elts/us-gaap-2015-01-31.xsd#us-gaap_DeferredTaxAssetsPropertyPlantAndEquipment"/>
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    <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="us-gaap_DeferredTaxAssetsGross" xlink:to="us-gaap_DeferredTaxAssetsGross_lbl"/>
    <loc xlink:type="locator" xlink:label="ffic_DeferredTaxLiabilitiesValuationDifferencesResultingFromAcquiredAssetsAndLiabilities" xlink:href="ffic-20151231.xsd#ffic_DeferredTaxLiabilitiesValuationDifferencesResultingFromAcquiredAssetsAndLiabilities"/>
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    <loc xlink:type="locator" xlink:label="ffic_DeferredTaxLiabilitiesFairValueAdjustmentOnFinancialAssetsCarriedAtFairValue" xlink:href="ffic-20151231.xsd#ffic_DeferredTaxLiabilitiesFairValueAdjustmentOnFinancialAssetsCarriedAtFairValue"/>
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    <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="ffic_DeferredTaxLiabilitiesFairValueAdjustmentOnFinancialAssetsCarriedAtFairValue" xlink:to="ffic_DeferredTaxLiabilitiesFairValueAdjustmentOnFinancialAssetsCarriedAtFairValue_lbl"/>
    <loc xlink:type="locator" xlink:label="ffic_DeferredTaxLiabilitiesFairValueAdjustmentOnFinancialLiabilitiesCarriedAtFairValue" xlink:href="ffic-20151231.xsd#ffic_DeferredTaxLiabilitiesFairValueAdjustmentOnFinancialLiabilitiesCarriedAtFairValue"/>
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    <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="ffic_DeferredTaxLiabilitiesFairValueAdjustmentOnFinancialLiabilitiesCarriedAtFairValue" xlink:to="ffic_DeferredTaxLiabilitiesFairValueAdjustmentOnFinancialLiabilitiesCarriedAtFairValue_lbl"/>
    <loc xlink:type="locator" xlink:label="us-gaap_DeferredTaxLiabilitiesOtherComprehensiveIncome" xlink:href="http://xbrl.fasb.org/us-gaap/2015/elts/us-gaap-2015-01-31.xsd#us-gaap_DeferredTaxLiabilitiesOtherComprehensiveIncome"/>
    <label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="us-gaap_DeferredTaxLiabilitiesOtherComprehensiveIncome_lbl" xml:lang="en-US">Unrealized gains on securities available for sale</label>
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    <loc xlink:type="locator" xlink:label="us-gaap_DeferredTaxLiabilitiesOther" xlink:href="http://xbrl.fasb.org/us-gaap/2015/elts/us-gaap-2015-01-31.xsd#us-gaap_DeferredTaxLiabilitiesOther"/>
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    <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="us-gaap_DeferredTaxLiabilitiesOther" xlink:to="us-gaap_DeferredTaxLiabilitiesOther_lbl"/>
    <loc xlink:type="locator" xlink:label="us-gaap_DeferredIncomeTaxLiabilities" xlink:href="http://xbrl.fasb.org/us-gaap/2015/elts/us-gaap-2015-01-31.xsd#us-gaap_DeferredIncomeTaxLiabilities"/>
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    <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="us-gaap_DeferredIncomeTaxLiabilities" xlink:to="us-gaap_DeferredIncomeTaxLiabilities_lbl"/>
    <label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="us-gaap_DeferredIncomeTaxLiabilities_lbl0" xml:lang="en-US">Deferred Tax Liabilities, Gross</label>
    <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="us-gaap_DeferredIncomeTaxLiabilities" xlink:to="us-gaap_DeferredIncomeTaxLiabilities_lbl0"/>
    <loc xlink:type="locator" xlink:label="us-gaap_DeferredTaxAssetsLiabilitiesNet" xlink:href="http://xbrl.fasb.org/us-gaap/2015/elts/us-gaap-2015-01-31.xsd#us-gaap_DeferredTaxAssetsLiabilitiesNet"/>
    <label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/totalLabel" xlink:label="us-gaap_DeferredTaxAssetsLiabilitiesNet_lbl" xml:lang="en-US">Net deferred tax asset included in other assets</label>
    <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="us-gaap_DeferredTaxAssetsLiabilitiesNet" xlink:to="us-gaap_DeferredTaxAssetsLiabilitiesNet_lbl"/>
    <loc xlink:type="locator" xlink:label="us-gaap_DisclosureOfCompensationRelatedCostsSharebasedPaymentsAbstract" xlink:href="http://xbrl.fasb.org/us-gaap/2015/elts/us-gaap-2015-01-31.xsd#us-gaap_DisclosureOfCompensationRelatedCostsSharebasedPaymentsAbstract"/>
    <label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="us-gaap_DisclosureOfCompensationRelatedCostsSharebasedPaymentsAbstract_lbl" xml:lang="en-US">Disclosure of Compensation Related Costs, Share-based Payments [Abstract]</label>
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    <loc xlink:type="locator" xlink:label="ffic_FullValueAwardsAbstract" xlink:href="ffic-20151231.xsd#ffic_FullValueAwardsAbstract"/>
    <label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="ffic_FullValueAwardsAbstract_lbl" xml:lang="en-US">Full Value Awards [Abstract]</label>
    <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="ffic_FullValueAwardsAbstract" xlink:to="ffic_FullValueAwardsAbstract_lbl"/>
    <loc xlink:type="locator" xlink:label="us-gaap_ShareBasedCompensationArrangementByShareBasedPaymentAwardEquityInstrumentsOtherThanOptionsNonvestedNumber" xlink:href="http://xbrl.fasb.org/us-gaap/2015/elts/us-gaap-2015-01-31.xsd#us-gaap_ShareBasedCompensationArrangementByShareBasedPaymentAwardEquityInstrumentsOtherThanOptionsNonvestedNumber"/>
    <label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/periodStartLabel" xlink:label="us-gaap_ShareBasedCompensationArrangementByShareBasedPaymentAwardEquityInstrumentsOtherThanOptionsNonvestedNumber_lbl" xml:lang="en-US">Shares</label>
    <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="us-gaap_ShareBasedCompensationArrangementByShareBasedPaymentAwardEquityInstrumentsOtherThanOptionsNonvestedNumber" xlink:to="us-gaap_ShareBasedCompensationArrangementByShareBasedPaymentAwardEquityInstrumentsOtherThanOptionsNonvestedNumber_lbl"/>
    <label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/periodEndLabel" xlink:label="us-gaap_ShareBasedCompensationArrangementByShareBasedPaymentAwardEquityInstrumentsOtherThanOptionsNonvestedNumber_lbl0" xml:lang="en-US">Shares</label>
    <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="us-gaap_ShareBasedCompensationArrangementByShareBasedPaymentAwardEquityInstrumentsOtherThanOptionsNonvestedNumber" xlink:to="us-gaap_ShareBasedCompensationArrangementByShareBasedPaymentAwardEquityInstrumentsOtherThanOptionsNonvestedNumber_lbl0"/>
    <loc xlink:type="locator" xlink:label="us-gaap_ShareBasedCompensationArrangementByShareBasedPaymentAwardEquityInstrumentsOtherThanOptionsNonvestedWeightedAverageGrantDateFairValue" xlink:href="http://xbrl.fasb.org/us-gaap/2015/elts/us-gaap-2015-01-31.xsd#us-gaap_ShareBasedCompensationArrangementByShareBasedPaymentAwardEquityInstrumentsOtherThanOptionsNonvestedWeightedAverageGrantDateFairValue"/>
    <label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/periodStartLabel" xlink:label="us-gaap_ShareBasedCompensationArrangementByShareBasedPaymentAwardEquityInstrumentsOtherThanOptionsNonvestedWeightedAverageGrantDateFairValue_lbl" xml:lang="en-US">Weighted-Average Grant-Date Fair Value</label>
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    <label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/periodEndLabel" xlink:label="us-gaap_ShareBasedCompensationArrangementByShareBasedPaymentAwardEquityInstrumentsOtherThanOptionsNonvestedWeightedAverageGrantDateFairValue_lbl0" xml:lang="en-US">Weighted-Average Grant-Date Fair Value</label>
    <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="us-gaap_ShareBasedCompensationArrangementByShareBasedPaymentAwardEquityInstrumentsOtherThanOptionsNonvestedWeightedAverageGrantDateFairValue" xlink:to="us-gaap_ShareBasedCompensationArrangementByShareBasedPaymentAwardEquityInstrumentsOtherThanOptionsNonvestedWeightedAverageGrantDateFairValue_lbl0"/>
    <loc xlink:type="locator" xlink:label="us-gaap_ShareBasedCompensationArrangementByShareBasedPaymentAwardEquityInstrumentsOtherThanOptionsGrantsInPeriod" xlink:href="http://xbrl.fasb.org/us-gaap/2015/elts/us-gaap-2015-01-31.xsd#us-gaap_ShareBasedCompensationArrangementByShareBasedPaymentAwardEquityInstrumentsOtherThanOptionsGrantsInPeriod"/>
    <label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="us-gaap_ShareBasedCompensationArrangementByShareBasedPaymentAwardEquityInstrumentsOtherThanOptionsGrantsInPeriod_lbl" xml:lang="en-US">Granted</label>
    <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="us-gaap_ShareBasedCompensationArrangementByShareBasedPaymentAwardEquityInstrumentsOtherThanOptionsGrantsInPeriod" xlink:to="us-gaap_ShareBasedCompensationArrangementByShareBasedPaymentAwardEquityInstrumentsOtherThanOptionsGrantsInPeriod_lbl"/>
    <label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:label="us-gaap_ShareBasedCompensationArrangementByShareBasedPaymentAwardEquityInstrumentsOtherThanOptionsGrantsInPeriod_lbl0" xml:lang="en-US">Share-based Compensation Arrangement by Share-based Payment Award, Equity Instruments Other than Options, Grants in Period (in Shares)</label>
    <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="us-gaap_ShareBasedCompensationArrangementByShareBasedPaymentAwardEquityInstrumentsOtherThanOptionsGrantsInPeriod" xlink:to="us-gaap_ShareBasedCompensationArrangementByShareBasedPaymentAwardEquityInstrumentsOtherThanOptionsGrantsInPeriod_lbl0"/>
    <loc xlink:type="locator" xlink:label="us-gaap_ShareBasedCompensationArrangementByShareBasedPaymentAwardEquityInstrumentsOtherThanOptionsGrantsInPeriodWeightedAverageGrantDateFairValue" xlink:href="http://xbrl.fasb.org/us-gaap/2015/elts/us-gaap-2015-01-31.xsd#us-gaap_ShareBasedCompensationArrangementByShareBasedPaymentAwardEquityInstrumentsOtherThanOptionsGrantsInPeriodWeightedAverageGrantDateFairValue"/>
    <label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:label="us-gaap_ShareBasedCompensationArrangementByShareBasedPaymentAwardEquityInstrumentsOtherThanOptionsGrantsInPeriodWeightedAverageGrantDateFairValue_lbl" xml:lang="en-US">Granted</label>
    <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="us-gaap_ShareBasedCompensationArrangementByShareBasedPaymentAwardEquityInstrumentsOtherThanOptionsGrantsInPeriodWeightedAverageGrantDateFairValue" xlink:to="us-gaap_ShareBasedCompensationArrangementByShareBasedPaymentAwardEquityInstrumentsOtherThanOptionsGrantsInPeriodWeightedAverageGrantDateFairValue_lbl"/>
    <loc xlink:type="locator" xlink:label="us-gaap_ShareBasedCompensationArrangementByShareBasedPaymentAwardEquityInstrumentsOtherThanOptionsVestedInPeriod" xlink:href="http://xbrl.fasb.org/us-gaap/2015/elts/us-gaap-2015-01-31.xsd#us-gaap_ShareBasedCompensationArrangementByShareBasedPaymentAwardEquityInstrumentsOtherThanOptionsVestedInPeriod"/>
    <label xlink:type="resource" xlink:role="http://www.xbrl.org/2009/role/negatedLabel" xlink:label="us-gaap_ShareBasedCompensationArrangementByShareBasedPaymentAwardEquityInstrumentsOtherThanOptionsVestedInPeriod_lbl" xml:lang="en-US">Vested</label>
    <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="us-gaap_ShareBasedCompensationArrangementByShareBasedPaymentAwardEquityInstrumentsOtherThanOptionsVestedInPeriod" xlink:to="us-gaap_ShareBasedCompensationArrangementByShareBasedPaymentAwardEquityInstrumentsOtherThanOptionsVestedInPeriod_lbl"/>
    <loc xlink:type="locator" xlink:label="us-gaap_ShareBasedCompensationArrangementByShareBasedPaymentAwardEquityInstrumentsOtherThanOptionsVestedInPeriodWeightedAverageGrantDateFairValue" xlink:href="http://xbrl.fasb.org/us-gaap/2015/elts/us-gaap-2015-01-31.xsd#us-gaap_ShareBasedCompensationArrangementByShareBasedPaymentAwardEquityInstrumentsOtherThanOptionsVestedInPeriodWeightedAverageGrantDateFairValue"/>
    <label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:label="us-gaap_ShareBasedCompensationArrangementByShareBasedPaymentAwardEquityInstrumentsOtherThanOptionsVestedInPeriodWeightedAverageGrantDateFairValue_lbl" xml:lang="en-US">Vested</label>
    <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="us-gaap_ShareBasedCompensationArrangementByShareBasedPaymentAwardEquityInstrumentsOtherThanOptionsVestedInPeriodWeightedAverageGrantDateFairValue" xlink:to="us-gaap_ShareBasedCompensationArrangementByShareBasedPaymentAwardEquityInstrumentsOtherThanOptionsVestedInPeriodWeightedAverageGrantDateFairValue_lbl"/>
    <loc xlink:type="locator" xlink:label="us-gaap_ShareBasedCompensationArrangementByShareBasedPaymentAwardEquityInstrumentsOtherThanOptionsForfeitedInPeriod" xlink:href="http://xbrl.fasb.org/us-gaap/2015/elts/us-gaap-2015-01-31.xsd#us-gaap_ShareBasedCompensationArrangementByShareBasedPaymentAwardEquityInstrumentsOtherThanOptionsForfeitedInPeriod"/>
    <label xlink:type="resource" xlink:role="http://www.xbrl.org/2009/role/negatedLabel" xlink:label="us-gaap_ShareBasedCompensationArrangementByShareBasedPaymentAwardEquityInstrumentsOtherThanOptionsForfeitedInPeriod_lbl" xml:lang="en-US">Forfeited</label>
    <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="us-gaap_ShareBasedCompensationArrangementByShareBasedPaymentAwardEquityInstrumentsOtherThanOptionsForfeitedInPeriod" xlink:to="us-gaap_ShareBasedCompensationArrangementByShareBasedPaymentAwardEquityInstrumentsOtherThanOptionsForfeitedInPeriod_lbl"/>
    <loc xlink:type="locator" xlink:label="us-gaap_ShareBasedCompensationArrangementByShareBasedPaymentAwardEquityInstrumentsOtherThanOptionsForfeituresWeightedAverageGrantDateFairValue" xlink:href="http://xbrl.fasb.org/us-gaap/2015/elts/us-gaap-2015-01-31.xsd#us-gaap_ShareBasedCompensationArrangementByShareBasedPaymentAwardEquityInstrumentsOtherThanOptionsForfeituresWeightedAverageGrantDateFairValue"/>
    <label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:label="us-gaap_ShareBasedCompensationArrangementByShareBasedPaymentAwardEquityInstrumentsOtherThanOptionsForfeituresWeightedAverageGrantDateFairValue_lbl" xml:lang="en-US">Forfeited</label>
    <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="us-gaap_ShareBasedCompensationArrangementByShareBasedPaymentAwardEquityInstrumentsOtherThanOptionsForfeituresWeightedAverageGrantDateFairValue" xlink:to="us-gaap_ShareBasedCompensationArrangementByShareBasedPaymentAwardEquityInstrumentsOtherThanOptionsForfeituresWeightedAverageGrantDateFairValue_lbl"/>
    <loc xlink:type="locator" xlink:label="ffic_ShareBasedCompensationArrangementByShareBasedPaymentAwardEquityInstrumentsOtherThanOptionsVestedButUnissuedNumber" xlink:href="ffic-20151231.xsd#ffic_ShareBasedCompensationArrangementByShareBasedPaymentAwardEquityInstrumentsOtherThanOptionsVestedButUnissuedNumber"/>
    <label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="ffic_ShareBasedCompensationArrangementByShareBasedPaymentAwardEquityInstrumentsOtherThanOptionsVestedButUnissuedNumber_lbl" xml:lang="en-US">Vested but unissued at December 31, 2015</label>
    <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="ffic_ShareBasedCompensationArrangementByShareBasedPaymentAwardEquityInstrumentsOtherThanOptionsVestedButUnissuedNumber" xlink:to="ffic_ShareBasedCompensationArrangementByShareBasedPaymentAwardEquityInstrumentsOtherThanOptionsVestedButUnissuedNumber_lbl"/>
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    <loc xlink:type="locator" xlink:label="us-gaap_AwardTypeAxis" xlink:href="http://xbrl.fasb.org/us-gaap/2015/elts/us-gaap-2015-01-31.xsd#us-gaap_AwardTypeAxis"/>
    <label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="us-gaap_AwardTypeAxis_lbl" xml:lang="en-US">Award Type [Axis]</label>
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    <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="ffic_NonFullValueAwardsMember" xlink:to="ffic_NonFullValueAwardsMember_lbl"/>
    <loc xlink:type="locator" xlink:label="ffic_NonFullValueAwardsAllOfWhichHaveBeenGrantedAsStockOptionsAbstract" xlink:href="ffic-20151231.xsd#ffic_NonFullValueAwardsAllOfWhichHaveBeenGrantedAsStockOptionsAbstract"/>
    <label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="ffic_NonFullValueAwardsAllOfWhichHaveBeenGrantedAsStockOptionsAbstract_lbl" xml:lang="en-US">Non-Full Value Awards, all of Which Have Been Granted as Stock Options [Abstract]</label>
    <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="ffic_NonFullValueAwardsAllOfWhichHaveBeenGrantedAsStockOptionsAbstract" xlink:to="ffic_NonFullValueAwardsAllOfWhichHaveBeenGrantedAsStockOptionsAbstract_lbl"/>
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    <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="us-gaap_ShareBasedCompensationArrangementByShareBasedPaymentAwardOptionsOutstandingNumber" xlink:to="us-gaap_ShareBasedCompensationArrangementByShareBasedPaymentAwardOptionsOutstandingNumber_lbl"/>
    <label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/periodEndLabel" xlink:label="us-gaap_ShareBasedCompensationArrangementByShareBasedPaymentAwardOptionsOutstandingNumber_lbl0" xml:lang="en-US">Shares</label>
    <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="us-gaap_ShareBasedCompensationArrangementByShareBasedPaymentAwardOptionsOutstandingNumber" xlink:to="us-gaap_ShareBasedCompensationArrangementByShareBasedPaymentAwardOptionsOutstandingNumber_lbl0"/>
    <loc xlink:type="locator" xlink:label="us-gaap_ShareBasedCompensationArrangementByShareBasedPaymentAwardOptionsOutstandingWeightedAverageExercisePrice" xlink:href="http://xbrl.fasb.org/us-gaap/2015/elts/us-gaap-2015-01-31.xsd#us-gaap_ShareBasedCompensationArrangementByShareBasedPaymentAwardOptionsOutstandingWeightedAverageExercisePrice"/>
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    <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="us-gaap_ShareBasedCompensationArrangementByShareBasedPaymentAwardOptionsOutstandingWeightedAverageExercisePrice" xlink:to="us-gaap_ShareBasedCompensationArrangementByShareBasedPaymentAwardOptionsOutstandingWeightedAverageExercisePrice_lbl"/>
    <label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/periodEndLabel" xlink:label="us-gaap_ShareBasedCompensationArrangementByShareBasedPaymentAwardOptionsOutstandingWeightedAverageExercisePrice_lbl0" xml:lang="en-US">Weighted-Average Exercise Price</label>
    <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="us-gaap_ShareBasedCompensationArrangementByShareBasedPaymentAwardOptionsOutstandingWeightedAverageExercisePrice" xlink:to="us-gaap_ShareBasedCompensationArrangementByShareBasedPaymentAwardOptionsOutstandingWeightedAverageExercisePrice_lbl0"/>
    <loc xlink:type="locator" xlink:label="us-gaap_ShareBasedCompensationArrangementsByShareBasedPaymentAwardOptionsExercisesInPeriodWeightedAverageExercisePrice" xlink:href="http://xbrl.fasb.org/us-gaap/2015/elts/us-gaap-2015-01-31.xsd#us-gaap_ShareBasedCompensationArrangementsByShareBasedPaymentAwardOptionsExercisesInPeriodWeightedAverageExercisePrice"/>
    <label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="us-gaap_ShareBasedCompensationArrangementsByShareBasedPaymentAwardOptionsExercisesInPeriodWeightedAverageExercisePrice_lbl" xml:lang="en-US">Exercised</label>
    <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="us-gaap_ShareBasedCompensationArrangementsByShareBasedPaymentAwardOptionsExercisesInPeriodWeightedAverageExercisePrice" xlink:to="us-gaap_ShareBasedCompensationArrangementsByShareBasedPaymentAwardOptionsExercisesInPeriodWeightedAverageExercisePrice_lbl"/>
    <loc xlink:type="locator" xlink:label="us-gaap_SharebasedCompensationArrangementBySharebasedPaymentAwardOptionsOutstandingWeightedAverageRemainingContractualTerm2" xlink:href="http://xbrl.fasb.org/us-gaap/2015/elts/us-gaap-2015-01-31.xsd#us-gaap_SharebasedCompensationArrangementBySharebasedPaymentAwardOptionsOutstandingWeightedAverageRemainingContractualTerm2"/>
    <label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="us-gaap_SharebasedCompensationArrangementBySharebasedPaymentAwardOptionsOutstandingWeightedAverageRemainingContractualTerm2_lbl" xml:lang="en-US">Weighted-Average Remaining Contractual Term</label>
    <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="us-gaap_SharebasedCompensationArrangementBySharebasedPaymentAwardOptionsOutstandingWeightedAverageRemainingContractualTerm2" xlink:to="us-gaap_SharebasedCompensationArrangementBySharebasedPaymentAwardOptionsOutstandingWeightedAverageRemainingContractualTerm2_lbl"/>
    <loc xlink:type="locator" xlink:label="us-gaap_ShareBasedCompensationArrangementByShareBasedPaymentAwardOptionsOutstandingIntrinsicValue" xlink:href="http://xbrl.fasb.org/us-gaap/2015/elts/us-gaap-2015-01-31.xsd#us-gaap_ShareBasedCompensationArrangementByShareBasedPaymentAwardOptionsOutstandingIntrinsicValue"/>
    <label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:label="us-gaap_ShareBasedCompensationArrangementByShareBasedPaymentAwardOptionsOutstandingIntrinsicValue_lbl" xml:lang="en-US">Aggregate Intrinsic Value $(000)</label>
    <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="us-gaap_ShareBasedCompensationArrangementByShareBasedPaymentAwardOptionsOutstandingIntrinsicValue" xlink:to="us-gaap_ShareBasedCompensationArrangementByShareBasedPaymentAwardOptionsOutstandingIntrinsicValue_lbl"/>
    <loc xlink:type="locator" xlink:label="us-gaap_ShareBasedCompensationArrangementByShareBasedPaymentAwardOptionsExercisableNumber" xlink:href="http://xbrl.fasb.org/us-gaap/2015/elts/us-gaap-2015-01-31.xsd#us-gaap_ShareBasedCompensationArrangementByShareBasedPaymentAwardOptionsExercisableNumber"/>
    <label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="us-gaap_ShareBasedCompensationArrangementByShareBasedPaymentAwardOptionsExercisableNumber_lbl" xml:lang="en-US">Exercisable shares at December 31, 2015</label>
    <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="us-gaap_ShareBasedCompensationArrangementByShareBasedPaymentAwardOptionsExercisableNumber" xlink:to="us-gaap_ShareBasedCompensationArrangementByShareBasedPaymentAwardOptionsExercisableNumber_lbl"/>
    <loc xlink:type="locator" xlink:label="us-gaap_ShareBasedCompensationArrangementByShareBasedPaymentAwardOptionsExercisableWeightedAverageExercisePrice" xlink:href="http://xbrl.fasb.org/us-gaap/2015/elts/us-gaap-2015-01-31.xsd#us-gaap_ShareBasedCompensationArrangementByShareBasedPaymentAwardOptionsExercisableWeightedAverageExercisePrice"/>
    <label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:label="us-gaap_ShareBasedCompensationArrangementByShareBasedPaymentAwardOptionsExercisableWeightedAverageExercisePrice_lbl" xml:lang="en-US">Exercisable shares at December 31, 2015</label>
    <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="us-gaap_ShareBasedCompensationArrangementByShareBasedPaymentAwardOptionsExercisableWeightedAverageExercisePrice" xlink:to="us-gaap_ShareBasedCompensationArrangementByShareBasedPaymentAwardOptionsExercisableWeightedAverageExercisePrice_lbl"/>
    <loc xlink:type="locator" xlink:label="us-gaap_SharebasedCompensationArrangementBySharebasedPaymentAwardOptionsExercisableWeightedAverageRemainingContractualTerm1" xlink:href="http://xbrl.fasb.org/us-gaap/2015/elts/us-gaap-2015-01-31.xsd#us-gaap_SharebasedCompensationArrangementBySharebasedPaymentAwardOptionsExercisableWeightedAverageRemainingContractualTerm1"/>
    <label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:label="us-gaap_SharebasedCompensationArrangementBySharebasedPaymentAwardOptionsExercisableWeightedAverageRemainingContractualTerm1_lbl" xml:lang="en-US">Exercisable shares at December 31, 2015</label>
    <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="us-gaap_SharebasedCompensationArrangementBySharebasedPaymentAwardOptionsExercisableWeightedAverageRemainingContractualTerm1" xlink:to="us-gaap_SharebasedCompensationArrangementBySharebasedPaymentAwardOptionsExercisableWeightedAverageRemainingContractualTerm1_lbl"/>
    <loc xlink:type="locator" xlink:label="us-gaap_SharebasedCompensationArrangementBySharebasedPaymentAwardOptionsExercisableIntrinsicValue1" xlink:href="http://xbrl.fasb.org/us-gaap/2015/elts/us-gaap-2015-01-31.xsd#us-gaap_SharebasedCompensationArrangementBySharebasedPaymentAwardOptionsExercisableIntrinsicValue1"/>
    <label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:label="us-gaap_SharebasedCompensationArrangementBySharebasedPaymentAwardOptionsExercisableIntrinsicValue1_lbl" xml:lang="en-US">Exercisable shares at December 31, 2015</label>
    <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="us-gaap_SharebasedCompensationArrangementBySharebasedPaymentAwardOptionsExercisableIntrinsicValue1" xlink:to="us-gaap_SharebasedCompensationArrangementBySharebasedPaymentAwardOptionsExercisableIntrinsicValue1_lbl"/>
    <loc xlink:type="locator" xlink:label="ffic_StockOptionsExercisedAbstract" xlink:href="ffic-20151231.xsd#ffic_StockOptionsExercisedAbstract"/>
    <label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="ffic_StockOptionsExercisedAbstract_lbl" xml:lang="en-US">Stock Options Exercised [Abstract]</label>
    <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="ffic_StockOptionsExercisedAbstract" xlink:to="ffic_StockOptionsExercisedAbstract_lbl"/>
    <loc xlink:type="locator" xlink:label="us-gaap_EmployeeServiceShareBasedCompensationTaxBenefitRealizedFromExerciseOfStockOptions" xlink:href="http://xbrl.fasb.org/us-gaap/2015/elts/us-gaap-2015-01-31.xsd#us-gaap_EmployeeServiceShareBasedCompensationTaxBenefitRealizedFromExerciseOfStockOptions"/>
    <label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="us-gaap_EmployeeServiceShareBasedCompensationTaxBenefitRealizedFromExerciseOfStockOptions_lbl" xml:lang="en-US">Tax benefit related to stock options exercised</label>
    <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="us-gaap_EmployeeServiceShareBasedCompensationTaxBenefitRealizedFromExerciseOfStockOptions" xlink:to="us-gaap_EmployeeServiceShareBasedCompensationTaxBenefitRealizedFromExerciseOfStockOptions_lbl"/>
    <loc xlink:type="locator" xlink:label="us-gaap_ShareBasedCompensationArrangementByShareBasedPaymentAwardOptionsExercisesInPeriodTotalIntrinsicValue" xlink:href="http://xbrl.fasb.org/us-gaap/2015/elts/us-gaap-2015-01-31.xsd#us-gaap_ShareBasedCompensationArrangementByShareBasedPaymentAwardOptionsExercisesInPeriodTotalIntrinsicValue"/>
    <label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="us-gaap_ShareBasedCompensationArrangementByShareBasedPaymentAwardOptionsExercisesInPeriodTotalIntrinsicValue_lbl" xml:lang="en-US">Intrinsic value of stock options exercised</label>
    <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="us-gaap_ShareBasedCompensationArrangementByShareBasedPaymentAwardOptionsExercisesInPeriodTotalIntrinsicValue" xlink:to="us-gaap_ShareBasedCompensationArrangementByShareBasedPaymentAwardOptionsExercisesInPeriodTotalIntrinsicValue_lbl"/>
    <loc xlink:type="locator" xlink:label="us-gaap_ShareBasedCompensationArrangementByShareBasedPaymentAwardOptionsGrantsInPeriodWeightedAverageGrantDateFairValue" xlink:href="http://xbrl.fasb.org/us-gaap/2015/elts/us-gaap-2015-01-31.xsd#us-gaap_ShareBasedCompensationArrangementByShareBasedPaymentAwardOptionsGrantsInPeriodWeightedAverageGrantDateFairValue"/>
    <label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="us-gaap_ShareBasedCompensationArrangementByShareBasedPaymentAwardOptionsGrantsInPeriodWeightedAverageGrantDateFairValue_lbl" xml:lang="en-US">Weighted average fair value on grant date (in Dollars per share)</label>
    <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="us-gaap_ShareBasedCompensationArrangementByShareBasedPaymentAwardOptionsGrantsInPeriodWeightedAverageGrantDateFairValue" xlink:to="us-gaap_ShareBasedCompensationArrangementByShareBasedPaymentAwardOptionsGrantsInPeriodWeightedAverageGrantDateFairValue_lbl"/>
    <loc xlink:type="locator" xlink:label="us-gaap_PhantomShareUnitsPSUsMember" xlink:href="http://xbrl.fasb.org/us-gaap/2015/elts/us-gaap-2015-01-31.xsd#us-gaap_PhantomShareUnitsPSUsMember"/>
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    <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="us-gaap_PhantomShareUnitsPSUsMember" xlink:to="us-gaap_PhantomShareUnitsPSUsMember_lbl"/>
    <loc xlink:type="locator" xlink:label="ffic_PhantomStockPlanAbstract" xlink:href="ffic-20151231.xsd#ffic_PhantomStockPlanAbstract"/>
    <label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="ffic_PhantomStockPlanAbstract_lbl" xml:lang="en-US">Phantom Stock Plan [Abstract]</label>
    <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="ffic_PhantomStockPlanAbstract" xlink:to="ffic_PhantomStockPlanAbstract_lbl"/>
    <loc xlink:type="locator" xlink:label="us-gaap_ShareBasedCompensationArrangementByShareBasedPaymentAwardNonOptionEquityInstrumentsOutstandingNumber" xlink:href="http://xbrl.fasb.org/us-gaap/2015/elts/us-gaap-2015-01-31.xsd#us-gaap_ShareBasedCompensationArrangementByShareBasedPaymentAwardNonOptionEquityInstrumentsOutstandingNumber"/>
    <label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/periodStartLabel" xlink:label="us-gaap_ShareBasedCompensationArrangementByShareBasedPaymentAwardNonOptionEquityInstrumentsOutstandingNumber_lbl" xml:lang="en-US">Shares</label>
    <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="us-gaap_ShareBasedCompensationArrangementByShareBasedPaymentAwardNonOptionEquityInstrumentsOutstandingNumber" xlink:to="us-gaap_ShareBasedCompensationArrangementByShareBasedPaymentAwardNonOptionEquityInstrumentsOutstandingNumber_lbl"/>
    <label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/periodEndLabel" xlink:label="us-gaap_ShareBasedCompensationArrangementByShareBasedPaymentAwardNonOptionEquityInstrumentsOutstandingNumber_lbl0" xml:lang="en-US">Shares</label>
    <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="us-gaap_ShareBasedCompensationArrangementByShareBasedPaymentAwardNonOptionEquityInstrumentsOutstandingNumber" xlink:to="us-gaap_ShareBasedCompensationArrangementByShareBasedPaymentAwardNonOptionEquityInstrumentsOutstandingNumber_lbl0"/>
    <loc xlink:type="locator" xlink:label="ffic_ShareBasedCompensationArrangementByShareBasedPaymentAwardNonOptionEquityInstrumentsOutstandingFairValuePerShare" xlink:href="ffic-20151231.xsd#ffic_ShareBasedCompensationArrangementByShareBasedPaymentAwardNonOptionEquityInstrumentsOutstandingFairValuePerShare"/>
    <label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/periodStartLabel" xlink:label="ffic_ShareBasedCompensationArrangementByShareBasedPaymentAwardNonOptionEquityInstrumentsOutstandingFairValuePerShare_lbl" xml:lang="en-US">Fair Value</label>
    <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="ffic_ShareBasedCompensationArrangementByShareBasedPaymentAwardNonOptionEquityInstrumentsOutstandingFairValuePerShare" xlink:to="ffic_ShareBasedCompensationArrangementByShareBasedPaymentAwardNonOptionEquityInstrumentsOutstandingFairValuePerShare_lbl"/>
    <label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/periodEndLabel" xlink:label="ffic_ShareBasedCompensationArrangementByShareBasedPaymentAwardNonOptionEquityInstrumentsOutstandingFairValuePerShare_lbl0" xml:lang="en-US">Fair Value</label>
    <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="ffic_ShareBasedCompensationArrangementByShareBasedPaymentAwardNonOptionEquityInstrumentsOutstandingFairValuePerShare" xlink:to="ffic_ShareBasedCompensationArrangementByShareBasedPaymentAwardNonOptionEquityInstrumentsOutstandingFairValuePerShare_lbl0"/>
    <loc xlink:type="locator" xlink:label="us-gaap_ShareBasedCompensationArrangementByShareBasedPaymentAwardNonOptionEquityInstrumentsGranted" xlink:href="http://xbrl.fasb.org/us-gaap/2015/elts/us-gaap-2015-01-31.xsd#us-gaap_ShareBasedCompensationArrangementByShareBasedPaymentAwardNonOptionEquityInstrumentsGranted"/>
    <label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:label="us-gaap_ShareBasedCompensationArrangementByShareBasedPaymentAwardNonOptionEquityInstrumentsGranted_lbl" xml:lang="en-US">Granted</label>
    <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="us-gaap_ShareBasedCompensationArrangementByShareBasedPaymentAwardNonOptionEquityInstrumentsGranted" xlink:to="us-gaap_ShareBasedCompensationArrangementByShareBasedPaymentAwardNonOptionEquityInstrumentsGranted_lbl"/>
    <label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="us-gaap_ShareBasedCompensationArrangementByShareBasedPaymentAwardNonOptionEquityInstrumentsGranted_lbl0" xml:lang="en-US">Share-based Compensation Arrangement by Share-based Payment Award, Non-Option Equity Instruments, Granted (in Shares)</label>
    <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="us-gaap_ShareBasedCompensationArrangementByShareBasedPaymentAwardNonOptionEquityInstrumentsGranted" xlink:to="us-gaap_ShareBasedCompensationArrangementByShareBasedPaymentAwardNonOptionEquityInstrumentsGranted_lbl0"/>
    <loc xlink:type="locator" xlink:label="ffic_ShareBasedCompensationArrangementByShareBasedPaymentAwardNonOptionEquityInstrumentsGrantedFairValue" xlink:href="ffic-20151231.xsd#ffic_ShareBasedCompensationArrangementByShareBasedPaymentAwardNonOptionEquityInstrumentsGrantedFairValue"/>
    <label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:label="ffic_ShareBasedCompensationArrangementByShareBasedPaymentAwardNonOptionEquityInstrumentsGrantedFairValue_lbl" xml:lang="en-US">Granted</label>
    <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="ffic_ShareBasedCompensationArrangementByShareBasedPaymentAwardNonOptionEquityInstrumentsGrantedFairValue" xlink:to="ffic_ShareBasedCompensationArrangementByShareBasedPaymentAwardNonOptionEquityInstrumentsGrantedFairValue_lbl"/>
    <loc xlink:type="locator" xlink:label="us-gaap_ShareBasedCompensationArrangementByShareBasedPaymentAwardNonOptionEquityInstrumentsForfeitures" xlink:href="http://xbrl.fasb.org/us-gaap/2015/elts/us-gaap-2015-01-31.xsd#us-gaap_ShareBasedCompensationArrangementByShareBasedPaymentAwardNonOptionEquityInstrumentsForfeitures"/>
    <label xlink:type="resource" xlink:role="http://www.xbrl.org/2009/role/negatedLabel" xlink:label="us-gaap_ShareBasedCompensationArrangementByShareBasedPaymentAwardNonOptionEquityInstrumentsForfeitures_lbl" xml:lang="en-US">Forfeited</label>
    <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="us-gaap_ShareBasedCompensationArrangementByShareBasedPaymentAwardNonOptionEquityInstrumentsForfeitures" xlink:to="us-gaap_ShareBasedCompensationArrangementByShareBasedPaymentAwardNonOptionEquityInstrumentsForfeitures_lbl"/>
    <loc xlink:type="locator" xlink:label="ffic_ShareBasedCompensationArrangementByShareBasedPaymentAwardNonOptionEquityInstrumentsForfeituresFairValue" xlink:href="ffic-20151231.xsd#ffic_ShareBasedCompensationArrangementByShareBasedPaymentAwardNonOptionEquityInstrumentsForfeituresFairValue"/>
    <label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:label="ffic_ShareBasedCompensationArrangementByShareBasedPaymentAwardNonOptionEquityInstrumentsForfeituresFairValue_lbl" xml:lang="en-US">Forfeited</label>
    <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="ffic_ShareBasedCompensationArrangementByShareBasedPaymentAwardNonOptionEquityInstrumentsForfeituresFairValue" xlink:to="ffic_ShareBasedCompensationArrangementByShareBasedPaymentAwardNonOptionEquityInstrumentsForfeituresFairValue_lbl"/>
    <loc xlink:type="locator" xlink:label="us-gaap_ShareBasedCompensationArrangementByShareBasedPaymentAwardNonOptionEquityInstrumentsOther" xlink:href="http://xbrl.fasb.org/us-gaap/2015/elts/us-gaap-2015-01-31.xsd#us-gaap_ShareBasedCompensationArrangementByShareBasedPaymentAwardNonOptionEquityInstrumentsOther"/>
    <label xlink:type="resource" xlink:role="http://www.xbrl.org/2009/role/negatedLabel" xlink:label="us-gaap_ShareBasedCompensationArrangementByShareBasedPaymentAwardNonOptionEquityInstrumentsOther_lbl" xml:lang="en-US">Distributions</label>
    <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="us-gaap_ShareBasedCompensationArrangementByShareBasedPaymentAwardNonOptionEquityInstrumentsOther" xlink:to="us-gaap_ShareBasedCompensationArrangementByShareBasedPaymentAwardNonOptionEquityInstrumentsOther_lbl"/>
    <loc xlink:type="locator" xlink:label="ffic_ShareBasedCompensationArrangementByShareBasedPaymentAwardNonOptionEquityInstrumentsDistributedFairValue" xlink:href="ffic-20151231.xsd#ffic_ShareBasedCompensationArrangementByShareBasedPaymentAwardNonOptionEquityInstrumentsDistributedFairValue"/>
    <label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="ffic_ShareBasedCompensationArrangementByShareBasedPaymentAwardNonOptionEquityInstrumentsDistributedFairValue_lbl" xml:lang="en-US">Distributions</label>
    <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="ffic_ShareBasedCompensationArrangementByShareBasedPaymentAwardNonOptionEquityInstrumentsDistributedFairValue" xlink:to="ffic_ShareBasedCompensationArrangementByShareBasedPaymentAwardNonOptionEquityInstrumentsDistributedFairValue_lbl"/>
    <loc xlink:type="locator" xlink:label="ffic_ShareBasedCompensationArrangementByShareBasedPaymentAwardNonOptionEquityInstrumentsVestedNumber" xlink:href="ffic-20151231.xsd#ffic_ShareBasedCompensationArrangementByShareBasedPaymentAwardNonOptionEquityInstrumentsVestedNumber"/>
    <label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="ffic_ShareBasedCompensationArrangementByShareBasedPaymentAwardNonOptionEquityInstrumentsVestedNumber_lbl" xml:lang="en-US">Vested at December 31, 2015</label>
    <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="ffic_ShareBasedCompensationArrangementByShareBasedPaymentAwardNonOptionEquityInstrumentsVestedNumber" xlink:to="ffic_ShareBasedCompensationArrangementByShareBasedPaymentAwardNonOptionEquityInstrumentsVestedNumber_lbl"/>
    <loc xlink:type="locator" xlink:label="ffic_ShareBasedCompensationArrangementByShareBasedPaymentAwardNonOptionEquityInstrumentsVestedFairValue" xlink:href="ffic-20151231.xsd#ffic_ShareBasedCompensationArrangementByShareBasedPaymentAwardNonOptionEquityInstrumentsVestedFairValue"/>
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    <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="ffic_ShareBasedCompensationArrangementByShareBasedPaymentAwardNonOptionEquityInstrumentsVestedFairValue" xlink:to="ffic_ShareBasedCompensationArrangementByShareBasedPaymentAwardNonOptionEquityInstrumentsVestedFairValue_lbl"/>
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    <label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="us-gaap_PlanNameAxis_lbl" xml:lang="en-US">Plan Name [Axis]</label>
    <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="us-gaap_PlanNameAxis" xlink:to="us-gaap_PlanNameAxis_lbl"/>
    <loc xlink:type="locator" xlink:label="ffic_PhantomStockPlanMember" xlink:href="ffic-20151231.xsd#ffic_PhantomStockPlanMember"/>
    <label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:label="ffic_PhantomStockPlanMember_lbl" xml:lang="en-US">Phantom Stock Plan [Member]</label>
    <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="ffic_PhantomStockPlanMember" xlink:to="ffic_PhantomStockPlanMember_lbl"/>
    <loc xlink:type="locator" xlink:label="us-gaap_CompensationAndRetirementDisclosureAbstract" xlink:href="http://xbrl.fasb.org/us-gaap/2015/elts/us-gaap-2015-01-31.xsd#us-gaap_CompensationAndRetirementDisclosureAbstract"/>
    <label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="us-gaap_CompensationAndRetirementDisclosureAbstract_lbl" xml:lang="en-US">Compensation and Retirement Disclosure [Abstract]</label>
    <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="us-gaap_CompensationAndRetirementDisclosureAbstract" xlink:to="us-gaap_CompensationAndRetirementDisclosureAbstract_lbl"/>
    <loc xlink:type="locator" xlink:label="ffic_AmountsRecognizedInAccumulatedOtherComprehensiveIncomeOnAPreTaxBasisAbstract" xlink:href="ffic-20151231.xsd#ffic_AmountsRecognizedInAccumulatedOtherComprehensiveIncomeOnAPreTaxBasisAbstract"/>
    <label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="ffic_AmountsRecognizedInAccumulatedOtherComprehensiveIncomeOnAPreTaxBasisAbstract_lbl" xml:lang="en-US">Amounts Recognized in Accumulated Other Comprehensive Income, on a Pre-Tax Basis [Abstract]</label>
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    <loc xlink:type="locator" xlink:label="us-gaap_DefinedBenefitPlansDisclosuresDefinedBenefitPlansAxis" xlink:href="http://xbrl.fasb.org/us-gaap/2015/elts/us-gaap-2015-01-31.xsd#us-gaap_DefinedBenefitPlansDisclosuresDefinedBenefitPlansAxis"/>
    <label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="us-gaap_DefinedBenefitPlansDisclosuresDefinedBenefitPlansAxis_lbl" xml:lang="en-US">Defined Benefit Plans and Other Postretirement Benefit Plans [Axis]</label>
    <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="us-gaap_DefinedBenefitPlansDisclosuresDefinedBenefitPlansAxis" xlink:to="us-gaap_DefinedBenefitPlansDisclosuresDefinedBenefitPlansAxis_lbl"/>
    <loc xlink:type="locator" xlink:label="ffic_RetirementPlanMember" xlink:href="ffic-20151231.xsd#ffic_RetirementPlanMember"/>
    <label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:label="ffic_RetirementPlanMember_lbl" xml:lang="en-US">Retirement Plan [Member]</label>
    <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="ffic_RetirementPlanMember" xlink:to="ffic_RetirementPlanMember_lbl"/>
    <loc xlink:type="locator" xlink:label="us-gaap_DefinedBenefitPlanAccumulatedOtherComprehensiveIncomeNetGainsLossesBeforeTax" xlink:href="http://xbrl.fasb.org/us-gaap/2015/elts/us-gaap-2015-01-31.xsd#us-gaap_DefinedBenefitPlanAccumulatedOtherComprehensiveIncomeNetGainsLossesBeforeTax"/>
    <label xlink:type="resource" xlink:role="http://www.xbrl.org/2009/role/negatedLabel" xlink:label="us-gaap_DefinedBenefitPlanAccumulatedOtherComprehensiveIncomeNetGainsLossesBeforeTax_lbl" xml:lang="en-US">Net Actuarial loss (gain)</label>
    <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="us-gaap_DefinedBenefitPlanAccumulatedOtherComprehensiveIncomeNetGainsLossesBeforeTax" xlink:to="us-gaap_DefinedBenefitPlanAccumulatedOtherComprehensiveIncomeNetGainsLossesBeforeTax_lbl"/>
    <loc xlink:type="locator" xlink:label="us-gaap_DefinedBenefitPlanAccumulatedOtherComprehensiveIncomeBeforeTax" xlink:href="http://xbrl.fasb.org/us-gaap/2015/elts/us-gaap-2015-01-31.xsd#us-gaap_DefinedBenefitPlanAccumulatedOtherComprehensiveIncomeBeforeTax"/>
    <label xlink:type="resource" xlink:role="http://www.xbrl.org/2009/role/negatedLabel" xlink:label="us-gaap_DefinedBenefitPlanAccumulatedOtherComprehensiveIncomeBeforeTax_lbl" xml:lang="en-US">Total</label>
    <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="us-gaap_DefinedBenefitPlanAccumulatedOtherComprehensiveIncomeBeforeTax" xlink:to="us-gaap_DefinedBenefitPlanAccumulatedOtherComprehensiveIncomeBeforeTax_lbl"/>
    <loc xlink:type="locator" xlink:label="us-gaap_OtherPostretirementBenefitPlansDefinedBenefitMember" xlink:href="http://xbrl.fasb.org/us-gaap/2015/elts/us-gaap-2015-01-31.xsd#us-gaap_OtherPostretirementBenefitPlansDefinedBenefitMember"/>
    <label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="us-gaap_OtherPostretirementBenefitPlansDefinedBenefitMember_lbl" xml:lang="en-US">Other Postretirement Benefit Plan [Member]</label>
    <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="us-gaap_OtherPostretirementBenefitPlansDefinedBenefitMember" xlink:to="us-gaap_OtherPostretirementBenefitPlansDefinedBenefitMember_lbl"/>
    <loc xlink:type="locator" xlink:label="us-gaap_DefinedBenefitPlanAccumulatedOtherComprehensiveIncomeNetPriorServiceCostCreditBeforeTax" xlink:href="http://xbrl.fasb.org/us-gaap/2015/elts/us-gaap-2015-01-31.xsd#us-gaap_DefinedBenefitPlanAccumulatedOtherComprehensiveIncomeNetPriorServiceCostCreditBeforeTax"/>
    <label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:label="us-gaap_DefinedBenefitPlanAccumulatedOtherComprehensiveIncomeNetPriorServiceCostCreditBeforeTax_lbl" xml:lang="en-US">Prior Service cost (credit)</label>
    <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="us-gaap_DefinedBenefitPlanAccumulatedOtherComprehensiveIncomeNetPriorServiceCostCreditBeforeTax" xlink:to="us-gaap_DefinedBenefitPlanAccumulatedOtherComprehensiveIncomeNetPriorServiceCostCreditBeforeTax_lbl"/>
    <loc xlink:type="locator" xlink:label="ffic_DirectorsPlanMember" xlink:href="ffic-20151231.xsd#ffic_DirectorsPlanMember"/>
    <label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:label="ffic_DirectorsPlanMember_lbl" xml:lang="en-US">Directors&apos; Plan [Member]</label>
    <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="ffic_DirectorsPlanMember" xlink:to="ffic_DirectorsPlanMember_lbl"/>
    <loc xlink:type="locator" xlink:label="ffic_AmountsInAccumulatedOtherComprehensiveIncomeToBeRecognizedAsComponentsOfNetPeriodicExpenseForThesePlansIn2013Abstract" xlink:href="ffic-20151231.xsd#ffic_AmountsInAccumulatedOtherComprehensiveIncomeToBeRecognizedAsComponentsOfNetPeriodicExpenseForThesePlansIn2013Abstract"/>
    <label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="ffic_AmountsInAccumulatedOtherComprehensiveIncomeToBeRecognizedAsComponentsOfNetPeriodicExpenseForThesePlansIn2013Abstract_lbl" xml:lang="en-US">Amounts in Accumulated Other Comprehensive Income to be Recognized as Components of Net Periodic Expense for These Plans in 2013 [Abstract]</label>
    <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="ffic_AmountsInAccumulatedOtherComprehensiveIncomeToBeRecognizedAsComponentsOfNetPeriodicExpenseForThesePlansIn2013Abstract" xlink:to="ffic_AmountsInAccumulatedOtherComprehensiveIncomeToBeRecognizedAsComponentsOfNetPeriodicExpenseForThesePlansIn2013Abstract_lbl"/>
    <loc xlink:type="locator" xlink:label="us-gaap_DefinedBenefitPlanFutureAmortizationOfGainLoss" xlink:href="http://xbrl.fasb.org/us-gaap/2015/elts/us-gaap-2015-01-31.xsd#us-gaap_DefinedBenefitPlanFutureAmortizationOfGainLoss"/>
    <label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:label="us-gaap_DefinedBenefitPlanFutureAmortizationOfGainLoss_lbl" xml:lang="en-US">Net Actuarial loss (gain)</label>
    <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="us-gaap_DefinedBenefitPlanFutureAmortizationOfGainLoss" xlink:to="us-gaap_DefinedBenefitPlanFutureAmortizationOfGainLoss_lbl"/>
    <loc xlink:type="locator" xlink:label="us-gaap_DefinedBenefitPlanAccumulatedOtherComprehensiveIncomeNetTransitionAssetsObligationsAfterTax" xlink:href="http://xbrl.fasb.org/us-gaap/2015/elts/us-gaap-2015-01-31.xsd#us-gaap_DefinedBenefitPlanAccumulatedOtherComprehensiveIncomeNetTransitionAssetsObligationsAfterTax"/>
    <label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:label="us-gaap_DefinedBenefitPlanAccumulatedOtherComprehensiveIncomeNetTransitionAssetsObligationsAfterTax_lbl" xml:lang="en-US">Total</label>
    <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="us-gaap_DefinedBenefitPlanAccumulatedOtherComprehensiveIncomeNetTransitionAssetsObligationsAfterTax" xlink:to="us-gaap_DefinedBenefitPlanAccumulatedOtherComprehensiveIncomeNetTransitionAssetsObligationsAfterTax_lbl"/>
    <loc xlink:type="locator" xlink:label="us-gaap_DefinedBenefitPlanFutureAmortizationOfPriorServiceCostCredit" xlink:href="http://xbrl.fasb.org/us-gaap/2015/elts/us-gaap-2015-01-31.xsd#us-gaap_DefinedBenefitPlanFutureAmortizationOfPriorServiceCostCredit"/>
    <label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:label="us-gaap_DefinedBenefitPlanFutureAmortizationOfPriorServiceCostCredit_lbl" xml:lang="en-US">Prior Service cost (credit)</label>
    <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="us-gaap_DefinedBenefitPlanFutureAmortizationOfPriorServiceCostCredit" xlink:to="us-gaap_DefinedBenefitPlanFutureAmortizationOfPriorServiceCostCredit_lbl"/>
    <loc xlink:type="locator" xlink:label="ffic_ForTheRetirementPlanTheChangeInBenefitObligationAndAssetsAbstract" xlink:href="ffic-20151231.xsd#ffic_ForTheRetirementPlanTheChangeInBenefitObligationAndAssetsAbstract"/>
    <label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="ffic_ForTheRetirementPlanTheChangeInBenefitObligationAndAssetsAbstract_lbl" xml:lang="en-US">For the Retirement Plan, the Change in Benefit Obligation and Assets [Abstract]</label>
    <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="ffic_ForTheRetirementPlanTheChangeInBenefitObligationAndAssetsAbstract" xlink:to="ffic_ForTheRetirementPlanTheChangeInBenefitObligationAndAssetsAbstract_lbl"/>
    <loc xlink:type="locator" xlink:label="us-gaap_DefinedBenefitPlanBenefitObligation" xlink:href="http://xbrl.fasb.org/us-gaap/2015/elts/us-gaap-2015-01-31.xsd#us-gaap_DefinedBenefitPlanBenefitObligation"/>
    <label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/periodStartLabel" xlink:label="us-gaap_DefinedBenefitPlanBenefitObligation_lbl" xml:lang="en-US">Projected benefit obligation, balance</label>
    <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="us-gaap_DefinedBenefitPlanBenefitObligation" xlink:to="us-gaap_DefinedBenefitPlanBenefitObligation_lbl"/>
    <label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/periodEndLabel" xlink:label="us-gaap_DefinedBenefitPlanBenefitObligation_lbl0" xml:lang="en-US">Projected benefit obligation, balance</label>
    <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="us-gaap_DefinedBenefitPlanBenefitObligation" xlink:to="us-gaap_DefinedBenefitPlanBenefitObligation_lbl0"/>
    <label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="us-gaap_DefinedBenefitPlanBenefitObligation_lbl1" xml:lang="en-US">Defined Benefit Plan, Benefit Obligation</label>
    <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="us-gaap_DefinedBenefitPlanBenefitObligation" xlink:to="us-gaap_DefinedBenefitPlanBenefitObligation_lbl1"/>
    <loc xlink:type="locator" xlink:label="us-gaap_DefinedBenefitPlanInterestCost" xlink:href="http://xbrl.fasb.org/us-gaap/2015/elts/us-gaap-2015-01-31.xsd#us-gaap_DefinedBenefitPlanInterestCost"/>
    <label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="us-gaap_DefinedBenefitPlanInterestCost_lbl" xml:lang="en-US">Interest cost</label>
    <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="us-gaap_DefinedBenefitPlanInterestCost" xlink:to="us-gaap_DefinedBenefitPlanInterestCost_lbl"/>
    <loc xlink:type="locator" xlink:label="us-gaap_DefinedBenefitPlanActuarialGainLoss" xlink:href="http://xbrl.fasb.org/us-gaap/2015/elts/us-gaap-2015-01-31.xsd#us-gaap_DefinedBenefitPlanActuarialGainLoss"/>
    <label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="us-gaap_DefinedBenefitPlanActuarialGainLoss_lbl" xml:lang="en-US">Actuarial (gain) loss</label>
    <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="us-gaap_DefinedBenefitPlanActuarialGainLoss" xlink:to="us-gaap_DefinedBenefitPlanActuarialGainLoss_lbl"/>
    <label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:label="us-gaap_DefinedBenefitPlanActuarialGainLoss_lbl0" xml:lang="en-US">Actuarial loss (gain)</label>
    <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="us-gaap_DefinedBenefitPlanActuarialGainLoss" xlink:to="us-gaap_DefinedBenefitPlanActuarialGainLoss_lbl0"/>
    <label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/verboseLabel" xlink:label="us-gaap_DefinedBenefitPlanActuarialGainLoss_lbl1" xml:lang="en-US">Actuarial gain</label>
    <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="us-gaap_DefinedBenefitPlanActuarialGainLoss" xlink:to="us-gaap_DefinedBenefitPlanActuarialGainLoss_lbl1"/>
    <loc xlink:type="locator" xlink:label="us-gaap_DefinedBenefitPlanBenefitsPaid" xlink:href="http://xbrl.fasb.org/us-gaap/2015/elts/us-gaap-2015-01-31.xsd#us-gaap_DefinedBenefitPlanBenefitsPaid"/>
    <label xlink:type="resource" xlink:role="http://www.xbrl.org/2009/role/negatedLabel" xlink:label="us-gaap_DefinedBenefitPlanBenefitsPaid_lbl" xml:lang="en-US">Benefits paid</label>
    <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="us-gaap_DefinedBenefitPlanBenefitsPaid" xlink:to="us-gaap_DefinedBenefitPlanBenefitsPaid_lbl"/>
    <loc xlink:type="locator" xlink:label="us-gaap_DefinedBenefitPlanFairValueOfPlanAssets" xlink:href="http://xbrl.fasb.org/us-gaap/2015/elts/us-gaap-2015-01-31.xsd#us-gaap_DefinedBenefitPlanFairValueOfPlanAssets"/>
    <label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/periodStartLabel" xlink:label="us-gaap_DefinedBenefitPlanFairValueOfPlanAssets_lbl" xml:lang="en-US">Market value of assets, balance</label>
    <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="us-gaap_DefinedBenefitPlanFairValueOfPlanAssets" xlink:to="us-gaap_DefinedBenefitPlanFairValueOfPlanAssets_lbl"/>
    <label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/periodEndLabel" xlink:label="us-gaap_DefinedBenefitPlanFairValueOfPlanAssets_lbl0" xml:lang="en-US">Market value of assets, balance</label>
    <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="us-gaap_DefinedBenefitPlanFairValueOfPlanAssets" xlink:to="us-gaap_DefinedBenefitPlanFairValueOfPlanAssets_lbl0"/>
    <label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="us-gaap_DefinedBenefitPlanFairValueOfPlanAssets_lbl1" xml:lang="en-US">Plan Invesments</label>
    <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="us-gaap_DefinedBenefitPlanFairValueOfPlanAssets" xlink:to="us-gaap_DefinedBenefitPlanFairValueOfPlanAssets_lbl1"/>
    <loc xlink:type="locator" xlink:label="us-gaap_DefinedBenefitPlanActualReturnOnPlanAssets" xlink:href="http://xbrl.fasb.org/us-gaap/2015/elts/us-gaap-2015-01-31.xsd#us-gaap_DefinedBenefitPlanActualReturnOnPlanAssets"/>
    <label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="us-gaap_DefinedBenefitPlanActualReturnOnPlanAssets_lbl" xml:lang="en-US">Actual return on plan assets</label>
    <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="us-gaap_DefinedBenefitPlanActualReturnOnPlanAssets" xlink:to="us-gaap_DefinedBenefitPlanActualReturnOnPlanAssets_lbl"/>
    <loc xlink:type="locator" xlink:label="us-gaap_PensionAndOtherPostretirementDefinedBenefitPlansLiabilitiesCurrentAndNoncurrent" xlink:href="http://xbrl.fasb.org/us-gaap/2015/elts/us-gaap-2015-01-31.xsd#us-gaap_PensionAndOtherPostretirementDefinedBenefitPlansLiabilitiesCurrentAndNoncurrent"/>
    <label xlink:type="resource" xlink:role="http://www.xbrl.org/2009/role/negatedLabel" xlink:label="us-gaap_PensionAndOtherPostretirementDefinedBenefitPlansLiabilitiesCurrentAndNoncurrent_lbl" xml:lang="en-US">Accrued pension liability included in other liabilities</label>
    <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="us-gaap_PensionAndOtherPostretirementDefinedBenefitPlansLiabilitiesCurrentAndNoncurrent" xlink:to="us-gaap_PensionAndOtherPostretirementDefinedBenefitPlansLiabilitiesCurrentAndNoncurrent_lbl"/>
    <label xlink:type="resource" xlink:role="http://www.xbrl.org/2009/role/negatedTerseLabel" xlink:label="us-gaap_PensionAndOtherPostretirementDefinedBenefitPlansLiabilitiesCurrentAndNoncurrent_lbl0" xml:lang="en-US">Accrued pension cost included in other liabilities</label>
    <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="us-gaap_PensionAndOtherPostretirementDefinedBenefitPlansLiabilitiesCurrentAndNoncurrent" xlink:to="us-gaap_PensionAndOtherPostretirementDefinedBenefitPlansLiabilitiesCurrentAndNoncurrent_lbl0"/>
    <loc xlink:type="locator" xlink:label="ffic_AssumptionsForTheRetirementPlansBenefitObligationsMember" xlink:href="ffic-20151231.xsd#ffic_AssumptionsForTheRetirementPlansBenefitObligationsMember"/>
    <label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:label="ffic_AssumptionsForTheRetirementPlansBenefitObligationsMember_lbl" xml:lang="en-US">Assumptions for the Retirement Plan&apos;s Benefit Obligations [Member]</label>
    <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="ffic_AssumptionsForTheRetirementPlansBenefitObligationsMember" xlink:to="ffic_AssumptionsForTheRetirementPlansBenefitObligationsMember_lbl"/>
    <loc xlink:type="locator" xlink:label="ffic_AssumptionsUsedToDetermineTheRetirementPlanSBenefitObligationsAbstract" xlink:href="ffic-20151231.xsd#ffic_AssumptionsUsedToDetermineTheRetirementPlanSBenefitObligationsAbstract"/>
    <label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="ffic_AssumptionsUsedToDetermineTheRetirementPlanSBenefitObligationsAbstract_lbl" xml:lang="en-US">Assumptions Used to Determine the Retirement Plan&#8217;s Benefit Obligations [Abstract]</label>
    <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="ffic_AssumptionsUsedToDetermineTheRetirementPlanSBenefitObligationsAbstract" xlink:to="ffic_AssumptionsUsedToDetermineTheRetirementPlanSBenefitObligationsAbstract_lbl"/>
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    <loc xlink:type="locator" xlink:label="us-gaap_DefinedBenefitPlanExpectedReturnOnPlanAssets" xlink:href="http://xbrl.fasb.org/us-gaap/2015/elts/us-gaap-2015-01-31.xsd#us-gaap_DefinedBenefitPlanExpectedReturnOnPlanAssets"/>
    <label xlink:type="resource" xlink:role="http://www.xbrl.org/2009/role/negatedLabel" xlink:label="us-gaap_DefinedBenefitPlanExpectedReturnOnPlanAssets_lbl" xml:lang="en-US">Expected return on plan assets</label>
    <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="us-gaap_DefinedBenefitPlanExpectedReturnOnPlanAssets" xlink:to="us-gaap_DefinedBenefitPlanExpectedReturnOnPlanAssets_lbl"/>
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    <label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/verboseLabel" xlink:label="us-gaap_DefinedBenefitPlanNetPeriodicBenefitCost_lbl" xml:lang="en-US">Net pension expense (benefit)</label>
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    <label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:label="us-gaap_DefinedBenefitPlanNetPeriodicBenefitCost_lbl1" xml:lang="en-US">Net pension expense</label>
    <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="us-gaap_DefinedBenefitPlanNetPeriodicBenefitCost" xlink:to="us-gaap_DefinedBenefitPlanNetPeriodicBenefitCost_lbl1"/>
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    <label xlink:type="resource" xlink:role="http://www.xbrl.org/2009/role/negatedTerseLabel" xlink:label="us-gaap_OtherComprehensiveIncomeLossPensionAndOtherPostretirementBenefitPlansNetUnamortizedGainLossArisingDuringPeriodBeforeTax_lbl" xml:lang="en-US">Current year actuarial (gain) loss</label>
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    <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="us-gaap_OtherComprehensiveIncomeLossReclassificationAdjustmentFromAOCIPensionAndOtherPostretirementBenefitPlansForNetGainLossBeforeTax" xlink:to="us-gaap_OtherComprehensiveIncomeLossReclassificationAdjustmentFromAOCIPensionAndOtherPostretirementBenefitPlansForNetGainLossBeforeTax_lbl0"/>
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    <loc xlink:type="locator" xlink:label="us-gaap_DefinedBenefitPlanAmountsRecognizedInOtherComprehensiveIncomeLossNetGainLossBeforeTax" xlink:href="http://xbrl.fasb.org/us-gaap/2015/elts/us-gaap-2015-01-31.xsd#us-gaap_DefinedBenefitPlanAmountsRecognizedInOtherComprehensiveIncomeLossNetGainLossBeforeTax"/>
    <label xlink:type="resource" xlink:role="http://www.xbrl.org/2009/role/negatedLabel" xlink:label="us-gaap_DefinedBenefitPlanAmountsRecognizedInOtherComprehensiveIncomeLossNetGainLossBeforeTax_lbl" xml:lang="en-US">Total recognized in other comprehensive income</label>
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    <loc xlink:type="locator" xlink:label="us-gaap_AmountRecognizedInNetPeriodicBenefitCostAndOtherComprehensiveIncomeLossBeforeTax" xlink:href="http://xbrl.fasb.org/us-gaap/2015/elts/us-gaap-2015-01-31.xsd#us-gaap_AmountRecognizedInNetPeriodicBenefitCostAndOtherComprehensiveIncomeLossBeforeTax"/>
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    <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="us-gaap_AmountRecognizedInNetPeriodicBenefitCostAndOtherComprehensiveIncomeLossBeforeTax" xlink:to="us-gaap_AmountRecognizedInNetPeriodicBenefitCostAndOtherComprehensiveIncomeLossBeforeTax_lbl1"/>
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    <label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="us-gaap_DefinedBenefitPlanAssumptionsUsedCalculatingNetPeriodicBenefitCostExpectedLongTermReturnOnAssets_lbl0" xml:lang="en-US">Rate of return on plan assets</label>
    <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="us-gaap_DefinedBenefitPlanAssumptionsUsedCalculatingNetPeriodicBenefitCostExpectedLongTermReturnOnAssets" xlink:to="us-gaap_DefinedBenefitPlanAssumptionsUsedCalculatingNetPeriodicBenefitCostExpectedLongTermReturnOnAssets_lbl0"/>
    <label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/verboseLabel" xlink:label="us-gaap_DefinedBenefitPlanAssumptionsUsedCalculatingNetPeriodicBenefitCostExpectedLongTermReturnOnAssets_lbl1" xml:lang="en-US">Defined Benefit Plan, Assumptions Used Calculating Net Periodic Benefit Cost, Expected Long-term Return on Assets</label>
    <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="us-gaap_DefinedBenefitPlanAssumptionsUsedCalculatingNetPeriodicBenefitCostExpectedLongTermReturnOnAssets" xlink:to="us-gaap_DefinedBenefitPlanAssumptionsUsedCalculatingNetPeriodicBenefitCostExpectedLongTermReturnOnAssets_lbl1"/>
    <loc xlink:type="locator" xlink:label="ffic_TheFollowingBenefitPaymentsWhichReflectExpectedFutureServiceAreExpectedToBePaidByTheRetirementPlanAbstract" xlink:href="ffic-20151231.xsd#ffic_TheFollowingBenefitPaymentsWhichReflectExpectedFutureServiceAreExpectedToBePaidByTheRetirementPlanAbstract"/>
    <label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="ffic_TheFollowingBenefitPaymentsWhichReflectExpectedFutureServiceAreExpectedToBePaidByTheRetirementPlanAbstract_lbl" xml:lang="en-US">The Following Benefit Payments, Which Reflect Expected Future Service, Are Expected to be Paid by the Retirement Plan [Abstract]</label>
    <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="ffic_TheFollowingBenefitPaymentsWhichReflectExpectedFutureServiceAreExpectedToBePaidByTheRetirementPlanAbstract" xlink:to="ffic_TheFollowingBenefitPaymentsWhichReflectExpectedFutureServiceAreExpectedToBePaidByTheRetirementPlanAbstract_lbl"/>
    <loc xlink:type="locator" xlink:label="us-gaap_DefinedBenefitPlanExpectedFutureBenefitPaymentsNextTwelveMonths" xlink:href="http://xbrl.fasb.org/us-gaap/2015/elts/us-gaap-2015-01-31.xsd#us-gaap_DefinedBenefitPlanExpectedFutureBenefitPaymentsNextTwelveMonths"/>
    <label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:label="us-gaap_DefinedBenefitPlanExpectedFutureBenefitPaymentsNextTwelveMonths_lbl" xml:lang="en-US">2016</label>
    <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="us-gaap_DefinedBenefitPlanExpectedFutureBenefitPaymentsNextTwelveMonths" xlink:to="us-gaap_DefinedBenefitPlanExpectedFutureBenefitPaymentsNextTwelveMonths_lbl"/>
    <label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="us-gaap_DefinedBenefitPlanExpectedFutureBenefitPaymentsNextTwelveMonths_lbl0" xml:lang="en-US">Defined Benefit Plan, Expected Future Benefit Payments, Next Twelve Months</label>
    <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="us-gaap_DefinedBenefitPlanExpectedFutureBenefitPaymentsNextTwelveMonths" xlink:to="us-gaap_DefinedBenefitPlanExpectedFutureBenefitPaymentsNextTwelveMonths_lbl0"/>
    <loc xlink:type="locator" xlink:label="us-gaap_DefinedBenefitPlanExpectedFutureBenefitPaymentsYearTwo" xlink:href="http://xbrl.fasb.org/us-gaap/2015/elts/us-gaap-2015-01-31.xsd#us-gaap_DefinedBenefitPlanExpectedFutureBenefitPaymentsYearTwo"/>
    <label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/verboseLabel" xlink:label="us-gaap_DefinedBenefitPlanExpectedFutureBenefitPaymentsYearTwo_lbl" xml:lang="en-US">2017</label>
    <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="us-gaap_DefinedBenefitPlanExpectedFutureBenefitPaymentsYearTwo" xlink:to="us-gaap_DefinedBenefitPlanExpectedFutureBenefitPaymentsYearTwo_lbl"/>
    <label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:label="us-gaap_DefinedBenefitPlanExpectedFutureBenefitPaymentsYearTwo_lbl0" xml:lang="en-US">2020</label>
    <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="us-gaap_DefinedBenefitPlanExpectedFutureBenefitPaymentsYearTwo" xlink:to="us-gaap_DefinedBenefitPlanExpectedFutureBenefitPaymentsYearTwo_lbl0"/>
    <loc xlink:type="locator" xlink:label="us-gaap_DefinedBenefitPlanExpectedFutureBenefitPaymentsYearThree" xlink:href="http://xbrl.fasb.org/us-gaap/2015/elts/us-gaap-2015-01-31.xsd#us-gaap_DefinedBenefitPlanExpectedFutureBenefitPaymentsYearThree"/>
    <label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/verboseLabel" xlink:label="us-gaap_DefinedBenefitPlanExpectedFutureBenefitPaymentsYearThree_lbl" xml:lang="en-US">2018</label>
    <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="us-gaap_DefinedBenefitPlanExpectedFutureBenefitPaymentsYearThree" xlink:to="us-gaap_DefinedBenefitPlanExpectedFutureBenefitPaymentsYearThree_lbl"/>
    <label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:label="us-gaap_DefinedBenefitPlanExpectedFutureBenefitPaymentsYearThree_lbl0" xml:lang="en-US">2017</label>
    <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="us-gaap_DefinedBenefitPlanExpectedFutureBenefitPaymentsYearThree" xlink:to="us-gaap_DefinedBenefitPlanExpectedFutureBenefitPaymentsYearThree_lbl0"/>
    <loc xlink:type="locator" xlink:label="us-gaap_DefinedBenefitPlanExpectedFutureBenefitPaymentsYearFour" xlink:href="http://xbrl.fasb.org/us-gaap/2015/elts/us-gaap-2015-01-31.xsd#us-gaap_DefinedBenefitPlanExpectedFutureBenefitPaymentsYearFour"/>
    <label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/verboseLabel" xlink:label="us-gaap_DefinedBenefitPlanExpectedFutureBenefitPaymentsYearFour_lbl" xml:lang="en-US">2019</label>
    <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="us-gaap_DefinedBenefitPlanExpectedFutureBenefitPaymentsYearFour" xlink:to="us-gaap_DefinedBenefitPlanExpectedFutureBenefitPaymentsYearFour_lbl"/>
    <label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:label="us-gaap_DefinedBenefitPlanExpectedFutureBenefitPaymentsYearFour_lbl0" xml:lang="en-US">2018</label>
    <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="us-gaap_DefinedBenefitPlanExpectedFutureBenefitPaymentsYearFour" xlink:to="us-gaap_DefinedBenefitPlanExpectedFutureBenefitPaymentsYearFour_lbl0"/>
    <loc xlink:type="locator" xlink:label="us-gaap_DefinedBenefitPlanExpectedFutureBenefitPaymentsYearFive" xlink:href="http://xbrl.fasb.org/us-gaap/2015/elts/us-gaap-2015-01-31.xsd#us-gaap_DefinedBenefitPlanExpectedFutureBenefitPaymentsYearFive"/>
    <label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/verboseLabel" xlink:label="us-gaap_DefinedBenefitPlanExpectedFutureBenefitPaymentsYearFive_lbl" xml:lang="en-US">2020</label>
    <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="us-gaap_DefinedBenefitPlanExpectedFutureBenefitPaymentsYearFive" xlink:to="us-gaap_DefinedBenefitPlanExpectedFutureBenefitPaymentsYearFive_lbl"/>
    <label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:label="us-gaap_DefinedBenefitPlanExpectedFutureBenefitPaymentsYearFive_lbl0" xml:lang="en-US">2019</label>
    <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="us-gaap_DefinedBenefitPlanExpectedFutureBenefitPaymentsYearFive" xlink:to="us-gaap_DefinedBenefitPlanExpectedFutureBenefitPaymentsYearFive_lbl0"/>
    <loc xlink:type="locator" xlink:label="us-gaap_DefinedBenefitPlanExpectedFutureBenefitPaymentsFiveFiscalYearsThereafter" xlink:href="http://xbrl.fasb.org/us-gaap/2015/elts/us-gaap-2015-01-31.xsd#us-gaap_DefinedBenefitPlanExpectedFutureBenefitPaymentsFiveFiscalYearsThereafter"/>
    <label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="us-gaap_DefinedBenefitPlanExpectedFutureBenefitPaymentsFiveFiscalYearsThereafter_lbl" xml:lang="en-US">2021 &#8211; 2025</label>
    <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="us-gaap_DefinedBenefitPlanExpectedFutureBenefitPaymentsFiveFiscalYearsThereafter" xlink:to="us-gaap_DefinedBenefitPlanExpectedFutureBenefitPaymentsFiveFiscalYearsThereafter_lbl"/>
    <label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:label="us-gaap_DefinedBenefitPlanExpectedFutureBenefitPaymentsFiveFiscalYearsThereafter_lbl0" xml:lang="en-US">2021 &#8211; 2025</label>
    <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="us-gaap_DefinedBenefitPlanExpectedFutureBenefitPaymentsFiveFiscalYearsThereafter" xlink:to="us-gaap_DefinedBenefitPlanExpectedFutureBenefitPaymentsFiveFiscalYearsThereafter_lbl0"/>
    <loc xlink:type="locator" xlink:label="ffic_TheRetirementPlanSWeightedAverageAssetAllocationsAbstract" xlink:href="ffic-20151231.xsd#ffic_TheRetirementPlanSWeightedAverageAssetAllocationsAbstract"/>
    <label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="ffic_TheRetirementPlanSWeightedAverageAssetAllocationsAbstract_lbl" xml:lang="en-US">The Retirement Plan&#8217;s Weighted Average Asset Allocations [Abstract]</label>
    <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="ffic_TheRetirementPlanSWeightedAverageAssetAllocationsAbstract" xlink:to="ffic_TheRetirementPlanSWeightedAverageAssetAllocationsAbstract_lbl"/>
    <loc xlink:type="locator" xlink:label="us-gaap_EquitySecuritiesMember" xlink:href="http://xbrl.fasb.org/us-gaap/2015/elts/us-gaap-2015-01-31.xsd#us-gaap_EquitySecuritiesMember"/>
    <label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="us-gaap_EquitySecuritiesMember_lbl" xml:lang="en-US">Equity Securities [Member]</label>
    <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="us-gaap_EquitySecuritiesMember" xlink:to="us-gaap_EquitySecuritiesMember_lbl"/>
    <loc xlink:type="locator" xlink:label="us-gaap_DefinedBenefitPlanWeightedAverageAssetAllocations" xlink:href="http://xbrl.fasb.org/us-gaap/2015/elts/us-gaap-2015-01-31.xsd#us-gaap_DefinedBenefitPlanWeightedAverageAssetAllocations"/>
    <label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="us-gaap_DefinedBenefitPlanWeightedAverageAssetAllocations_lbl" xml:lang="en-US">Weighted average asset allocation</label>
    <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="us-gaap_DefinedBenefitPlanWeightedAverageAssetAllocations" xlink:to="us-gaap_DefinedBenefitPlanWeightedAverageAssetAllocations_lbl"/>
    <loc xlink:type="locator" xlink:label="us-gaap_DebtSecuritiesMember" xlink:href="http://xbrl.fasb.org/us-gaap/2015/elts/us-gaap-2015-01-31.xsd#us-gaap_DebtSecuritiesMember"/>
    <label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="us-gaap_DebtSecuritiesMember_lbl" xml:lang="en-US">Debt Securities [Member]</label>
    <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="us-gaap_DebtSecuritiesMember" xlink:to="us-gaap_DebtSecuritiesMember_lbl"/>
    <loc xlink:type="locator" xlink:label="ffic_EmployeePensionPlanSAssetsThatAreCarriedAtFairValueAndTheMethodUsedToDetermineFairValueAbstract" xlink:href="ffic-20151231.xsd#ffic_EmployeePensionPlanSAssetsThatAreCarriedAtFairValueAndTheMethodUsedToDetermineFairValueAbstract"/>
    <label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="ffic_EmployeePensionPlanSAssetsThatAreCarriedAtFairValueAndTheMethodUsedToDetermineFairValueAbstract_lbl" xml:lang="en-US">Employee Pension Plan&#8217;s Assets that are Carried at Fair Value, and the Method Used to Determine Fair Value [Abstract]</label>
    <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="ffic_EmployeePensionPlanSAssetsThatAreCarriedAtFairValueAndTheMethodUsedToDetermineFairValueAbstract" xlink:to="ffic_EmployeePensionPlanSAssetsThatAreCarriedAtFairValueAndTheMethodUsedToDetermineFairValueAbstract_lbl"/>
    <loc xlink:type="locator" xlink:label="us-gaap_DefinedBenefitPlanByPlanAssetCategoriesAxis" xlink:href="http://xbrl.fasb.org/us-gaap/2015/elts/us-gaap-2015-01-31.xsd#us-gaap_DefinedBenefitPlanByPlanAssetCategoriesAxis"/>
    <label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="us-gaap_DefinedBenefitPlanByPlanAssetCategoriesAxis_lbl" xml:lang="en-US">Defined Benefit Plan, Asset Categories [Axis]</label>
    <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="us-gaap_DefinedBenefitPlanByPlanAssetCategoriesAxis" xlink:to="us-gaap_DefinedBenefitPlanByPlanAssetCategoriesAxis_lbl"/>
    <loc xlink:type="locator" xlink:label="ffic_USLargeCapGrowthMember" xlink:href="ffic-20151231.xsd#ffic_USLargeCapGrowthMember"/>
    <label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:label="ffic_USLargeCapGrowthMember_lbl" xml:lang="en-US">U.S. Large-Cap Growth [Member]</label>
    <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="ffic_USLargeCapGrowthMember" xlink:to="ffic_USLargeCapGrowthMember_lbl"/>
    <loc xlink:type="locator" xlink:label="ffic_USLargeCapValueMember" xlink:href="ffic-20151231.xsd#ffic_USLargeCapValueMember"/>
    <label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:label="ffic_USLargeCapValueMember_lbl" xml:lang="en-US">U.S. Large-Cap Value [Member]</label>
    <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="ffic_USLargeCapValueMember" xlink:to="ffic_USLargeCapValueMember_lbl"/>
    <loc xlink:type="locator" xlink:label="ffic_USSmallCapBlendMember" xlink:href="ffic-20151231.xsd#ffic_USSmallCapBlendMember"/>
    <label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:label="ffic_USSmallCapBlendMember_lbl" xml:lang="en-US">U.S. Small-Cap Blend [Member]</label>
    <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="ffic_USSmallCapBlendMember" xlink:to="ffic_USSmallCapBlendMember_lbl"/>
    <loc xlink:type="locator" xlink:label="ffic_InternationalBlendMember" xlink:href="ffic-20151231.xsd#ffic_InternationalBlendMember"/>
    <label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:label="ffic_InternationalBlendMember_lbl" xml:lang="en-US">International blend [Member]</label>
    <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="ffic_InternationalBlendMember" xlink:to="ffic_InternationalBlendMember_lbl"/>
    <loc xlink:type="locator" xlink:label="ffic_PIMCOBondFundMember" xlink:href="ffic-20151231.xsd#ffic_PIMCOBondFundMember"/>
    <label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:label="ffic_PIMCOBondFundMember_lbl" xml:lang="en-US">PIMCO Bond Fund [Member]</label>
    <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="ffic_PIMCOBondFundMember" xlink:to="ffic_PIMCOBondFundMember_lbl"/>
    <loc xlink:type="locator" xlink:label="ffic_PrudentialShortTermMember" xlink:href="ffic-20151231.xsd#ffic_PrudentialShortTermMember"/>
    <label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:label="ffic_PrudentialShortTermMember_lbl" xml:lang="en-US">Prudential Short-term [Member]</label>
    <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="ffic_PrudentialShortTermMember" xlink:to="ffic_PrudentialShortTermMember_lbl"/>
    <loc xlink:type="locator" xlink:label="us-gaap_FairValueByFairValueHierarchyLevelAxis" xlink:href="http://xbrl.fasb.org/us-gaap/2015/elts/us-gaap-2015-01-31.xsd#us-gaap_FairValueByFairValueHierarchyLevelAxis"/>
    <label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="us-gaap_FairValueByFairValueHierarchyLevelAxis_lbl" xml:lang="en-US">Fair Value, Hierarchy [Axis]</label>
    <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="us-gaap_FairValueByFairValueHierarchyLevelAxis" xlink:to="us-gaap_FairValueByFairValueHierarchyLevelAxis_lbl"/>
    <loc xlink:type="locator" xlink:label="us-gaap_FairValueInputsLevel1Member" xlink:href="http://xbrl.fasb.org/us-gaap/2015/elts/us-gaap-2015-01-31.xsd#us-gaap_FairValueInputsLevel1Member"/>
    <label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="us-gaap_FairValueInputsLevel1Member_lbl" xml:lang="en-US">Fair Value, Inputs, Level 1 [Member]</label>
    <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="us-gaap_FairValueInputsLevel1Member" xlink:to="us-gaap_FairValueInputsLevel1Member_lbl"/>
    <loc xlink:type="locator" xlink:label="us-gaap_FairValueInputsLevel2Member" xlink:href="http://xbrl.fasb.org/us-gaap/2015/elts/us-gaap-2015-01-31.xsd#us-gaap_FairValueInputsLevel2Member"/>
    <label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="us-gaap_FairValueInputsLevel2Member_lbl" xml:lang="en-US">Fair Value, Inputs, Level 2 [Member]</label>
    <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="us-gaap_FairValueInputsLevel2Member" xlink:to="us-gaap_FairValueInputsLevel2Member_lbl"/>
    <loc xlink:type="locator" xlink:label="us-gaap_FairValueInputsLevel3Member" xlink:href="http://xbrl.fasb.org/us-gaap/2015/elts/us-gaap-2015-01-31.xsd#us-gaap_FairValueInputsLevel3Member"/>
    <label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="us-gaap_FairValueInputsLevel3Member_lbl" xml:lang="en-US">Fair Value, Inputs, Level 3 [Member]</label>
    <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="us-gaap_FairValueInputsLevel3Member" xlink:to="us-gaap_FairValueInputsLevel3Member_lbl"/>
    <loc xlink:type="locator" xlink:label="ffic_PostretirementPlansMember" xlink:href="ffic-20151231.xsd#ffic_PostretirementPlansMember"/>
    <label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:label="ffic_PostretirementPlansMember_lbl" xml:lang="en-US">Postretirement Plans [Member]</label>
    <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="ffic_PostretirementPlansMember" xlink:to="ffic_PostretirementPlansMember_lbl"/>
    <loc xlink:type="locator" xlink:label="ffic_ForThePostretirementPlansTheChangeInBenefitObligationAndAssetsAbstract" xlink:href="ffic-20151231.xsd#ffic_ForThePostretirementPlansTheChangeInBenefitObligationAndAssetsAbstract"/>
    <label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="ffic_ForThePostretirementPlansTheChangeInBenefitObligationAndAssetsAbstract_lbl" xml:lang="en-US">For the Postretirement Plans, the Change in Benefit Obligation and Assets [Abstract]</label>
    <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="ffic_ForThePostretirementPlansTheChangeInBenefitObligationAndAssetsAbstract" xlink:to="ffic_ForThePostretirementPlansTheChangeInBenefitObligationAndAssetsAbstract_lbl"/>
    <loc xlink:type="locator" xlink:label="us-gaap_DefinedBenefitPlanServiceCost" xlink:href="http://xbrl.fasb.org/us-gaap/2015/elts/us-gaap-2015-01-31.xsd#us-gaap_DefinedBenefitPlanServiceCost"/>
    <label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="us-gaap_DefinedBenefitPlanServiceCost_lbl" xml:lang="en-US">Service cost</label>
    <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="us-gaap_DefinedBenefitPlanServiceCost" xlink:to="us-gaap_DefinedBenefitPlanServiceCost_lbl"/>
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    <label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="ffic_TheFollowingBenefitPaymentsUnderThePostretirementPlanWhichReflectExpectedFutureServiceAreExpectedToBePaidAbstract_lbl" xml:lang="en-US">The Following Benefit Payments under the Postretirement Plan, Which Reflect Expected Future Service, Are Expected to be Paid [Abstract]</label>
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    <loc xlink:type="locator" xlink:label="ffic_EmployeeBenefitTrustEbtSharesAbstract" xlink:href="ffic-20151231.xsd#ffic_EmployeeBenefitTrustEbtSharesAbstract"/>
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    <loc xlink:type="locator" xlink:label="us-gaap_StockholdersEquityNoteAbstract" xlink:href="http://xbrl.fasb.org/us-gaap/2015/elts/us-gaap-2015-01-31.xsd#us-gaap_StockholdersEquityNoteAbstract"/>
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    <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="ffic_ComponentsOfAccumulatedOtherComprehensiveLossAndChangesDuringTheYearAbstract" xlink:to="ffic_ComponentsOfAccumulatedOtherComprehensiveLossAndChangesDuringTheYearAbstract_lbl"/>
    <loc xlink:type="locator" xlink:label="us-gaap_AccumulatedNetUnrealizedInvestmentGainLossMember" xlink:href="http://xbrl.fasb.org/us-gaap/2015/elts/us-gaap-2015-01-31.xsd#us-gaap_AccumulatedNetUnrealizedInvestmentGainLossMember"/>
    <label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="us-gaap_AccumulatedNetUnrealizedInvestmentGainLossMember_lbl" xml:lang="en-US">Accumulated Net Investment Gain (Loss) Attributable to Parent [Member]</label>
    <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="us-gaap_AccumulatedNetUnrealizedInvestmentGainLossMember" xlink:to="us-gaap_AccumulatedNetUnrealizedInvestmentGainLossMember_lbl"/>
    <loc xlink:type="locator" xlink:label="us-gaap_AccumulatedDefinedBenefitPlansAdjustmentMember" xlink:href="http://xbrl.fasb.org/us-gaap/2015/elts/us-gaap-2015-01-31.xsd#us-gaap_AccumulatedDefinedBenefitPlansAdjustmentMember"/>
    <label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="us-gaap_AccumulatedDefinedBenefitPlansAdjustmentMember_lbl" xml:lang="en-US">Accumulated Defined Benefit Plans Adjustment Attributable to Parent [Member]</label>
    <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="us-gaap_AccumulatedDefinedBenefitPlansAdjustmentMember" xlink:to="us-gaap_AccumulatedDefinedBenefitPlansAdjustmentMember_lbl"/>
    <loc xlink:type="locator" xlink:label="ffic_AmountsReclassifiedOutOfAccumulatedOtherComprehensiveIncomeAbstract" xlink:href="ffic-20151231.xsd#ffic_AmountsReclassifiedOutOfAccumulatedOtherComprehensiveIncomeAbstract"/>
    <label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="ffic_AmountsReclassifiedOutOfAccumulatedOtherComprehensiveIncomeAbstract_lbl" xml:lang="en-US">Amounts Reclassified Out of Accumulated Other Comprehensive Income [Abstract]</label>
    <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="ffic_AmountsReclassifiedOutOfAccumulatedOtherComprehensiveIncomeAbstract" xlink:to="ffic_AmountsReclassifiedOutOfAccumulatedOtherComprehensiveIncomeAbstract_lbl"/>
    <loc xlink:type="locator" xlink:label="us-gaap_GainLossOnInvestmentsExcludingOtherThanTemporaryImpairments" xlink:href="http://xbrl.fasb.org/us-gaap/2015/elts/us-gaap-2015-01-31.xsd#us-gaap_GainLossOnInvestmentsExcludingOtherThanTemporaryImpairments"/>
    <label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="us-gaap_GainLossOnInvestmentsExcludingOtherThanTemporaryImpairments_lbl" xml:lang="en-US">Unrealized gains (losses) on available for sale securities</label>
    <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="us-gaap_GainLossOnInvestmentsExcludingOtherThanTemporaryImpairments" xlink:to="us-gaap_GainLossOnInvestmentsExcludingOtherThanTemporaryImpairments_lbl"/>
    <loc xlink:type="locator" xlink:label="us-gaap_NatureOfExpenseAxis" xlink:href="http://xbrl.fasb.org/us-gaap/2015/elts/us-gaap-2015-01-31.xsd#us-gaap_NatureOfExpenseAxis"/>
    <label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="us-gaap_NatureOfExpenseAxis_lbl" xml:lang="en-US">Nature of Expense [Axis]</label>
    <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="us-gaap_NatureOfExpenseAxis" xlink:to="us-gaap_NatureOfExpenseAxis_lbl"/>
    <loc xlink:type="locator" xlink:label="ffic_ActuarialLossesMember" xlink:href="ffic-20151231.xsd#ffic_ActuarialLossesMember"/>
    <label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:label="ffic_ActuarialLossesMember_lbl" xml:lang="en-US">Actuarial Losses [Member]</label>
    <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="ffic_ActuarialLossesMember" xlink:to="ffic_ActuarialLossesMember_lbl"/>
    <loc xlink:type="locator" xlink:label="us-gaap_OtherCostAndExpenseOperating" xlink:href="http://xbrl.fasb.org/us-gaap/2015/elts/us-gaap-2015-01-31.xsd#us-gaap_OtherCostAndExpenseOperating"/>
    <label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="us-gaap_OtherCostAndExpenseOperating_lbl" xml:lang="en-US">Other expense</label>
    <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="us-gaap_OtherCostAndExpenseOperating" xlink:to="us-gaap_OtherCostAndExpenseOperating_lbl"/>
    <loc xlink:type="locator" xlink:label="ffic_PriorServiceCreditsMember" xlink:href="ffic-20151231.xsd#ffic_PriorServiceCreditsMember"/>
    <label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:label="ffic_PriorServiceCreditsMember_lbl" xml:lang="en-US">Prior Service Credits [Member]</label>
    <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="ffic_PriorServiceCreditsMember" xlink:to="ffic_PriorServiceCreditsMember_lbl"/>
    <loc xlink:type="locator" xlink:label="us-gaap_AccumulatedOtherThanTemporaryImpairmentMember" xlink:href="http://xbrl.fasb.org/us-gaap/2015/elts/us-gaap-2015-01-31.xsd#us-gaap_AccumulatedOtherThanTemporaryImpairmentMember"/>
    <label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="us-gaap_AccumulatedOtherThanTemporaryImpairmentMember_lbl" xml:lang="en-US">Accumulated Other-than-Temporary Impairment Attributable to Parent [Member]</label>
    <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="us-gaap_AccumulatedOtherThanTemporaryImpairmentMember" xlink:to="us-gaap_AccumulatedOtherThanTemporaryImpairmentMember_lbl"/>
    <loc xlink:type="locator" xlink:label="us-gaap_ReclassificationOutOfAccumulatedOtherComprehensiveIncomeAxis" xlink:href="http://xbrl.fasb.org/us-gaap/2015/elts/us-gaap-2015-01-31.xsd#us-gaap_ReclassificationOutOfAccumulatedOtherComprehensiveIncomeAxis"/>
    <label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="us-gaap_ReclassificationOutOfAccumulatedOtherComprehensiveIncomeAxis_lbl" xml:lang="en-US">Reclassification out of Accumulated Other Comprehensive Income [Axis]</label>
    <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="us-gaap_ReclassificationOutOfAccumulatedOtherComprehensiveIncomeAxis" xlink:to="us-gaap_ReclassificationOutOfAccumulatedOtherComprehensiveIncomeAxis_lbl"/>
    <loc xlink:type="locator" xlink:label="us-gaap_ReclassificationOutOfAccumulatedOtherComprehensiveIncomeMember" xlink:href="http://xbrl.fasb.org/us-gaap/2015/elts/us-gaap-2015-01-31.xsd#us-gaap_ReclassificationOutOfAccumulatedOtherComprehensiveIncomeMember"/>
    <label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="us-gaap_ReclassificationOutOfAccumulatedOtherComprehensiveIncomeMember_lbl" xml:lang="en-US">Reclassification out of Accumulated Other Comprehensive Income [Member]</label>
    <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="us-gaap_ReclassificationOutOfAccumulatedOtherComprehensiveIncomeMember" xlink:to="us-gaap_ReclassificationOutOfAccumulatedOtherComprehensiveIncomeMember_lbl"/>
    <loc xlink:type="locator" xlink:label="ffic_SummaryOfTheBankSComplianceWithBankingRegulatoryCapitalStandardsAbstract" xlink:href="ffic-20151231.xsd#ffic_SummaryOfTheBankSComplianceWithBankingRegulatoryCapitalStandardsAbstract"/>
    <label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="ffic_SummaryOfTheBankSComplianceWithBankingRegulatoryCapitalStandardsAbstract_lbl" xml:lang="en-US">Summary of the Bank&#8217;s Compliance with Banking Regulatory Capital Standards: [Abstract]</label>
    <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="ffic_SummaryOfTheBankSComplianceWithBankingRegulatoryCapitalStandardsAbstract" xlink:to="ffic_SummaryOfTheBankSComplianceWithBankingRegulatoryCapitalStandardsAbstract_lbl"/>
    <loc xlink:type="locator" xlink:label="us-gaap_TierOneLeverageCapital" xlink:href="http://xbrl.fasb.org/us-gaap/2015/elts/us-gaap-2015-01-31.xsd#us-gaap_TierOneLeverageCapital"/>
    <label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:label="us-gaap_TierOneLeverageCapital_lbl" xml:lang="en-US">Capital level</label>
    <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="us-gaap_TierOneLeverageCapital" xlink:to="us-gaap_TierOneLeverageCapital_lbl"/>
    <loc xlink:type="locator" xlink:label="us-gaap_TierOneLeverageCapitalToAverageAssets" xlink:href="http://xbrl.fasb.org/us-gaap/2015/elts/us-gaap-2015-01-31.xsd#us-gaap_TierOneLeverageCapitalToAverageAssets"/>
    <label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:label="us-gaap_TierOneLeverageCapitalToAverageAssets_lbl" xml:lang="en-US">Capital level</label>
    <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="us-gaap_TierOneLeverageCapitalToAverageAssets" xlink:to="us-gaap_TierOneLeverageCapitalToAverageAssets_lbl"/>
    <loc xlink:type="locator" xlink:label="us-gaap_TierOneLeverageCapitalRequiredToBeWellCapitalized" xlink:href="http://xbrl.fasb.org/us-gaap/2015/elts/us-gaap-2015-01-31.xsd#us-gaap_TierOneLeverageCapitalRequiredToBeWellCapitalized"/>
    <label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:label="us-gaap_TierOneLeverageCapitalRequiredToBeWellCapitalized_lbl" xml:lang="en-US">Requirement to be well capitalized</label>
    <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="us-gaap_TierOneLeverageCapitalRequiredToBeWellCapitalized" xlink:to="us-gaap_TierOneLeverageCapitalRequiredToBeWellCapitalized_lbl"/>
    <loc xlink:type="locator" xlink:label="us-gaap_TierOneLeverageCapitalRequiredToBeWellCapitalizedToAverageAssets" xlink:href="http://xbrl.fasb.org/us-gaap/2015/elts/us-gaap-2015-01-31.xsd#us-gaap_TierOneLeverageCapitalRequiredToBeWellCapitalizedToAverageAssets"/>
    <label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:label="us-gaap_TierOneLeverageCapitalRequiredToBeWellCapitalizedToAverageAssets_lbl" xml:lang="en-US">Requirement to be well capitalized</label>
    <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="us-gaap_TierOneLeverageCapitalRequiredToBeWellCapitalizedToAverageAssets" xlink:to="us-gaap_TierOneLeverageCapitalRequiredToBeWellCapitalizedToAverageAssets_lbl"/>
    <loc xlink:type="locator" xlink:label="us-gaap_ExcessTierOneLeverageCapital" xlink:href="http://xbrl.fasb.org/us-gaap/2015/elts/us-gaap-2015-01-31.xsd#us-gaap_ExcessTierOneLeverageCapital"/>
    <label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:label="us-gaap_ExcessTierOneLeverageCapital_lbl" xml:lang="en-US">Excess</label>
    <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="us-gaap_ExcessTierOneLeverageCapital" xlink:to="us-gaap_ExcessTierOneLeverageCapital_lbl"/>
    <loc xlink:type="locator" xlink:label="us-gaap_ExcessTierOneLeverageCapitalToAverageAssets" xlink:href="http://xbrl.fasb.org/us-gaap/2015/elts/us-gaap-2015-01-31.xsd#us-gaap_ExcessTierOneLeverageCapitalToAverageAssets"/>
    <label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:label="us-gaap_ExcessTierOneLeverageCapitalToAverageAssets_lbl" xml:lang="en-US">Excess</label>
    <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="us-gaap_ExcessTierOneLeverageCapitalToAverageAssets" xlink:to="us-gaap_ExcessTierOneLeverageCapitalToAverageAssets_lbl"/>
    <loc xlink:type="locator" xlink:label="ffic_CommonEquityTierIRiskBasedCapital" xlink:href="ffic-20151231.xsd#ffic_CommonEquityTierIRiskBasedCapital"/>
    <label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:label="ffic_CommonEquityTierIRiskBasedCapital_lbl" xml:lang="en-US">Capital level</label>
    <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="ffic_CommonEquityTierIRiskBasedCapital" xlink:to="ffic_CommonEquityTierIRiskBasedCapital_lbl"/>
    <loc xlink:type="locator" xlink:label="ffic_CommonEquityTierIRiskBasedCapitalRatio" xlink:href="ffic-20151231.xsd#ffic_CommonEquityTierIRiskBasedCapitalRatio"/>
    <label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:label="ffic_CommonEquityTierIRiskBasedCapitalRatio_lbl" xml:lang="en-US">Capital level</label>
    <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="ffic_CommonEquityTierIRiskBasedCapitalRatio" xlink:to="ffic_CommonEquityTierIRiskBasedCapitalRatio_lbl"/>
    <loc xlink:type="locator" xlink:label="ffic_CommonEquityTierIRiskBasedCapitalRequirementToBeWellCapitalized" xlink:href="ffic-20151231.xsd#ffic_CommonEquityTierIRiskBasedCapitalRequirementToBeWellCapitalized"/>
    <label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:label="ffic_CommonEquityTierIRiskBasedCapitalRequirementToBeWellCapitalized_lbl" xml:lang="en-US">Requirement to be well capitalized</label>
    <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="ffic_CommonEquityTierIRiskBasedCapitalRequirementToBeWellCapitalized" xlink:to="ffic_CommonEquityTierIRiskBasedCapitalRequirementToBeWellCapitalized_lbl"/>
    <loc xlink:type="locator" xlink:label="ffic_CommonEquityTierIRiskBasedCapitalRequirementToBeWellCapitalizedRatio" xlink:href="ffic-20151231.xsd#ffic_CommonEquityTierIRiskBasedCapitalRequirementToBeWellCapitalizedRatio"/>
    <label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:label="ffic_CommonEquityTierIRiskBasedCapitalRequirementToBeWellCapitalizedRatio_lbl" xml:lang="en-US">Requirement to be well capitalized</label>
    <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="ffic_CommonEquityTierIRiskBasedCapitalRequirementToBeWellCapitalizedRatio" xlink:to="ffic_CommonEquityTierIRiskBasedCapitalRequirementToBeWellCapitalizedRatio_lbl"/>
    <loc xlink:type="locator" xlink:label="ffic_CommonEquityTierIRiskBasedCapitalExcess" xlink:href="ffic-20151231.xsd#ffic_CommonEquityTierIRiskBasedCapitalExcess"/>
    <label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:label="ffic_CommonEquityTierIRiskBasedCapitalExcess_lbl" xml:lang="en-US">Excess</label>
    <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="ffic_CommonEquityTierIRiskBasedCapitalExcess" xlink:to="ffic_CommonEquityTierIRiskBasedCapitalExcess_lbl"/>
    <loc xlink:type="locator" xlink:label="ffic_CommonEquityTierIRiskBasedCapitalExcessRatio" xlink:href="ffic-20151231.xsd#ffic_CommonEquityTierIRiskBasedCapitalExcessRatio"/>
    <label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:label="ffic_CommonEquityTierIRiskBasedCapitalExcessRatio_lbl" xml:lang="en-US">Excess</label>
    <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="ffic_CommonEquityTierIRiskBasedCapitalExcessRatio" xlink:to="ffic_CommonEquityTierIRiskBasedCapitalExcessRatio_lbl"/>
    <loc xlink:type="locator" xlink:label="us-gaap_TierOneRiskBasedCapital" xlink:href="http://xbrl.fasb.org/us-gaap/2015/elts/us-gaap-2015-01-31.xsd#us-gaap_TierOneRiskBasedCapital"/>
    <label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:label="us-gaap_TierOneRiskBasedCapital_lbl" xml:lang="en-US">Capital level</label>
    <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="us-gaap_TierOneRiskBasedCapital" xlink:to="us-gaap_TierOneRiskBasedCapital_lbl"/>
    <loc xlink:type="locator" xlink:label="us-gaap_TierOneRiskBasedCapitalToRiskWeightedAssets" xlink:href="http://xbrl.fasb.org/us-gaap/2015/elts/us-gaap-2015-01-31.xsd#us-gaap_TierOneRiskBasedCapitalToRiskWeightedAssets"/>
    <label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:label="us-gaap_TierOneRiskBasedCapitalToRiskWeightedAssets_lbl" xml:lang="en-US">Capital level</label>
    <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="us-gaap_TierOneRiskBasedCapitalToRiskWeightedAssets" xlink:to="us-gaap_TierOneRiskBasedCapitalToRiskWeightedAssets_lbl"/>
    <loc xlink:type="locator" xlink:label="us-gaap_TierOneRiskBasedCapitalRequiredToBeWellCapitalized" xlink:href="http://xbrl.fasb.org/us-gaap/2015/elts/us-gaap-2015-01-31.xsd#us-gaap_TierOneRiskBasedCapitalRequiredToBeWellCapitalized"/>
    <label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:label="us-gaap_TierOneRiskBasedCapitalRequiredToBeWellCapitalized_lbl" xml:lang="en-US">Requirement to be well capitalized</label>
    <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="us-gaap_TierOneRiskBasedCapitalRequiredToBeWellCapitalized" xlink:to="us-gaap_TierOneRiskBasedCapitalRequiredToBeWellCapitalized_lbl"/>
    <loc xlink:type="locator" xlink:label="us-gaap_TierOneRiskBasedCapitalRequiredToBeWellCapitalizedToRiskWeightedAssets" xlink:href="http://xbrl.fasb.org/us-gaap/2015/elts/us-gaap-2015-01-31.xsd#us-gaap_TierOneRiskBasedCapitalRequiredToBeWellCapitalizedToRiskWeightedAssets"/>
    <label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:label="us-gaap_TierOneRiskBasedCapitalRequiredToBeWellCapitalizedToRiskWeightedAssets_lbl" xml:lang="en-US">Requirement to be well capitalized</label>
    <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="us-gaap_TierOneRiskBasedCapitalRequiredToBeWellCapitalizedToRiskWeightedAssets" xlink:to="us-gaap_TierOneRiskBasedCapitalRequiredToBeWellCapitalizedToRiskWeightedAssets_lbl"/>
    <loc xlink:type="locator" xlink:label="us-gaap_ExcessTierOneRiskBasedCapital" xlink:href="http://xbrl.fasb.org/us-gaap/2015/elts/us-gaap-2015-01-31.xsd#us-gaap_ExcessTierOneRiskBasedCapital"/>
    <label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:label="us-gaap_ExcessTierOneRiskBasedCapital_lbl" xml:lang="en-US">Excess</label>
    <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="us-gaap_ExcessTierOneRiskBasedCapital" xlink:to="us-gaap_ExcessTierOneRiskBasedCapital_lbl"/>
    <loc xlink:type="locator" xlink:label="us-gaap_ExcessTierOneRiskBasedCapitalToRiskWeightedAssets" xlink:href="http://xbrl.fasb.org/us-gaap/2015/elts/us-gaap-2015-01-31.xsd#us-gaap_ExcessTierOneRiskBasedCapitalToRiskWeightedAssets"/>
    <label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:label="us-gaap_ExcessTierOneRiskBasedCapitalToRiskWeightedAssets_lbl" xml:lang="en-US">Excess</label>
    <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="us-gaap_ExcessTierOneRiskBasedCapitalToRiskWeightedAssets" xlink:to="us-gaap_ExcessTierOneRiskBasedCapitalToRiskWeightedAssets_lbl"/>
    <loc xlink:type="locator" xlink:label="us-gaap_Capital" xlink:href="http://xbrl.fasb.org/us-gaap/2015/elts/us-gaap-2015-01-31.xsd#us-gaap_Capital"/>
    <label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:label="us-gaap_Capital_lbl" xml:lang="en-US">Capital level</label>
    <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="us-gaap_Capital" xlink:to="us-gaap_Capital_lbl"/>
    <loc xlink:type="locator" xlink:label="us-gaap_CapitalToRiskWeightedAssets" xlink:href="http://xbrl.fasb.org/us-gaap/2015/elts/us-gaap-2015-01-31.xsd#us-gaap_CapitalToRiskWeightedAssets"/>
    <label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:label="us-gaap_CapitalToRiskWeightedAssets_lbl" xml:lang="en-US">Capital level</label>
    <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="us-gaap_CapitalToRiskWeightedAssets" xlink:to="us-gaap_CapitalToRiskWeightedAssets_lbl"/>
    <loc xlink:type="locator" xlink:label="us-gaap_CapitalRequiredToBeWellCapitalized" xlink:href="http://xbrl.fasb.org/us-gaap/2015/elts/us-gaap-2015-01-31.xsd#us-gaap_CapitalRequiredToBeWellCapitalized"/>
    <label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:label="us-gaap_CapitalRequiredToBeWellCapitalized_lbl" xml:lang="en-US">Requirement to be well capitalized</label>
    <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="us-gaap_CapitalRequiredToBeWellCapitalized" xlink:to="us-gaap_CapitalRequiredToBeWellCapitalized_lbl"/>
    <loc xlink:type="locator" xlink:label="us-gaap_CapitalRequiredToBeWellCapitalizedToRiskWeightedAssets" xlink:href="http://xbrl.fasb.org/us-gaap/2015/elts/us-gaap-2015-01-31.xsd#us-gaap_CapitalRequiredToBeWellCapitalizedToRiskWeightedAssets"/>
    <label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:label="us-gaap_CapitalRequiredToBeWellCapitalizedToRiskWeightedAssets_lbl" xml:lang="en-US">Requirement to be well capitalized</label>
    <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="us-gaap_CapitalRequiredToBeWellCapitalizedToRiskWeightedAssets" xlink:to="us-gaap_CapitalRequiredToBeWellCapitalizedToRiskWeightedAssets_lbl"/>
    <loc xlink:type="locator" xlink:label="us-gaap_ExcessCapital" xlink:href="http://xbrl.fasb.org/us-gaap/2015/elts/us-gaap-2015-01-31.xsd#us-gaap_ExcessCapital"/>
    <label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:label="us-gaap_ExcessCapital_lbl" xml:lang="en-US">Excess</label>
    <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="us-gaap_ExcessCapital" xlink:to="us-gaap_ExcessCapital_lbl"/>
    <loc xlink:type="locator" xlink:label="us-gaap_ExcessCapitalToRiskWeightedAssets" xlink:href="http://xbrl.fasb.org/us-gaap/2015/elts/us-gaap-2015-01-31.xsd#us-gaap_ExcessCapitalToRiskWeightedAssets"/>
    <label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:label="us-gaap_ExcessCapitalToRiskWeightedAssets_lbl" xml:lang="en-US">Excess</label>
    <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="us-gaap_ExcessCapitalToRiskWeightedAssets" xlink:to="us-gaap_ExcessCapitalToRiskWeightedAssets_lbl"/>
    <loc xlink:type="locator" xlink:label="us-gaap_StatementBusinessSegmentsAxis" xlink:href="http://xbrl.fasb.org/us-gaap/2015/elts/us-gaap-2015-01-31.xsd#us-gaap_StatementBusinessSegmentsAxis"/>
    <label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="us-gaap_StatementBusinessSegmentsAxis_lbl" xml:lang="en-US">Segments [Axis]</label>
    <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="us-gaap_StatementBusinessSegmentsAxis" xlink:to="us-gaap_StatementBusinessSegmentsAxis_lbl"/>
    <loc xlink:type="locator" xlink:label="ffic_SavingsBankMember" xlink:href="ffic-20151231.xsd#ffic_SavingsBankMember"/>
    <label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:label="ffic_SavingsBankMember_lbl" xml:lang="en-US">Savings Bank [Member]</label>
    <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="ffic_SavingsBankMember" xlink:to="ffic_SavingsBankMember_lbl"/>
    <loc xlink:type="locator" xlink:label="ffic_HoldingCompanyMember" xlink:href="ffic-20151231.xsd#ffic_HoldingCompanyMember"/>
    <label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:label="ffic_HoldingCompanyMember_lbl" xml:lang="en-US">Holding Company [Member]</label>
    <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="ffic_HoldingCompanyMember" xlink:to="ffic_HoldingCompanyMember_lbl"/>
    <loc xlink:type="locator" xlink:label="us-gaap_CommitmentsAndContingenciesDisclosureAbstract" xlink:href="http://xbrl.fasb.org/us-gaap/2015/elts/us-gaap-2015-01-31.xsd#us-gaap_CommitmentsAndContingenciesDisclosureAbstract"/>
    <label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="us-gaap_CommitmentsAndContingenciesDisclosureAbstract_lbl" xml:lang="en-US">Commitments and Contingencies Disclosure [Abstract]</label>
    <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="us-gaap_CommitmentsAndContingenciesDisclosureAbstract" xlink:to="us-gaap_CommitmentsAndContingenciesDisclosureAbstract_lbl"/>
    <loc xlink:type="locator" xlink:label="ffic_TheCompanySMinimumAnnualRentalPaymentsForBankPremisesDueUnderNonCancelableLeasesAbstract" xlink:href="ffic-20151231.xsd#ffic_TheCompanySMinimumAnnualRentalPaymentsForBankPremisesDueUnderNonCancelableLeasesAbstract"/>
    <label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="ffic_TheCompanySMinimumAnnualRentalPaymentsForBankPremisesDueUnderNonCancelableLeasesAbstract_lbl" xml:lang="en-US">The Company&#8217;s Minimum Annual Rental Payments for Bank Premises Due Under Non-Cancelable Leases: [Abstract]</label>
    <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="ffic_TheCompanySMinimumAnnualRentalPaymentsForBankPremisesDueUnderNonCancelableLeasesAbstract" xlink:to="ffic_TheCompanySMinimumAnnualRentalPaymentsForBankPremisesDueUnderNonCancelableLeasesAbstract_lbl"/>
    <loc xlink:type="locator" xlink:label="us-gaap_OperatingLeasesFutureMinimumPaymentsDueCurrent" xlink:href="http://xbrl.fasb.org/us-gaap/2015/elts/us-gaap-2015-01-31.xsd#us-gaap_OperatingLeasesFutureMinimumPaymentsDueCurrent"/>
    <label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="us-gaap_OperatingLeasesFutureMinimumPaymentsDueCurrent_lbl" xml:lang="en-US">2016</label>
    <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="us-gaap_OperatingLeasesFutureMinimumPaymentsDueCurrent" xlink:to="us-gaap_OperatingLeasesFutureMinimumPaymentsDueCurrent_lbl"/>
    <loc xlink:type="locator" xlink:label="us-gaap_OperatingLeasesFutureMinimumPaymentsDueInTwoYears" xlink:href="http://xbrl.fasb.org/us-gaap/2015/elts/us-gaap-2015-01-31.xsd#us-gaap_OperatingLeasesFutureMinimumPaymentsDueInTwoYears"/>
    <label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="us-gaap_OperatingLeasesFutureMinimumPaymentsDueInTwoYears_lbl" xml:lang="en-US">2017</label>
    <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="us-gaap_OperatingLeasesFutureMinimumPaymentsDueInTwoYears" xlink:to="us-gaap_OperatingLeasesFutureMinimumPaymentsDueInTwoYears_lbl"/>
    <loc xlink:type="locator" xlink:label="us-gaap_OperatingLeasesFutureMinimumPaymentsDueInThreeYears" xlink:href="http://xbrl.fasb.org/us-gaap/2015/elts/us-gaap-2015-01-31.xsd#us-gaap_OperatingLeasesFutureMinimumPaymentsDueInThreeYears"/>
    <label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="us-gaap_OperatingLeasesFutureMinimumPaymentsDueInThreeYears_lbl" xml:lang="en-US">2018</label>
    <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="us-gaap_OperatingLeasesFutureMinimumPaymentsDueInThreeYears" xlink:to="us-gaap_OperatingLeasesFutureMinimumPaymentsDueInThreeYears_lbl"/>
    <loc xlink:type="locator" xlink:label="us-gaap_OperatingLeasesFutureMinimumPaymentsDueInFourYears" xlink:href="http://xbrl.fasb.org/us-gaap/2015/elts/us-gaap-2015-01-31.xsd#us-gaap_OperatingLeasesFutureMinimumPaymentsDueInFourYears"/>
    <label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="us-gaap_OperatingLeasesFutureMinimumPaymentsDueInFourYears_lbl" xml:lang="en-US">2019</label>
    <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="us-gaap_OperatingLeasesFutureMinimumPaymentsDueInFourYears" xlink:to="us-gaap_OperatingLeasesFutureMinimumPaymentsDueInFourYears_lbl"/>
    <loc xlink:type="locator" xlink:label="us-gaap_OperatingLeasesFutureMinimumPaymentsDueInFiveYears" xlink:href="http://xbrl.fasb.org/us-gaap/2015/elts/us-gaap-2015-01-31.xsd#us-gaap_OperatingLeasesFutureMinimumPaymentsDueInFiveYears"/>
    <label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="us-gaap_OperatingLeasesFutureMinimumPaymentsDueInFiveYears_lbl" xml:lang="en-US">2020</label>
    <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="us-gaap_OperatingLeasesFutureMinimumPaymentsDueInFiveYears" xlink:to="us-gaap_OperatingLeasesFutureMinimumPaymentsDueInFiveYears_lbl"/>
    <loc xlink:type="locator" xlink:label="us-gaap_OperatingLeasesFutureMinimumPaymentsDueThereafter" xlink:href="http://xbrl.fasb.org/us-gaap/2015/elts/us-gaap-2015-01-31.xsd#us-gaap_OperatingLeasesFutureMinimumPaymentsDueThereafter"/>
    <label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="us-gaap_OperatingLeasesFutureMinimumPaymentsDueThereafter_lbl" xml:lang="en-US">Thereafter</label>
    <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="us-gaap_OperatingLeasesFutureMinimumPaymentsDueThereafter" xlink:to="us-gaap_OperatingLeasesFutureMinimumPaymentsDueThereafter_lbl"/>
    <loc xlink:type="locator" xlink:label="us-gaap_OperatingLeasesFutureMinimumPaymentsDue" xlink:href="http://xbrl.fasb.org/us-gaap/2015/elts/us-gaap-2015-01-31.xsd#us-gaap_OperatingLeasesFutureMinimumPaymentsDue"/>
    <label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/totalLabel" xlink:label="us-gaap_OperatingLeasesFutureMinimumPaymentsDue_lbl" xml:lang="en-US">Total minimum payments required</label>
    <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="us-gaap_OperatingLeasesFutureMinimumPaymentsDue" xlink:to="us-gaap_OperatingLeasesFutureMinimumPaymentsDue_lbl"/>
    <loc xlink:type="locator" xlink:label="us-gaap_RisksAndUncertaintiesAbstract" xlink:href="http://xbrl.fasb.org/us-gaap/2015/elts/us-gaap-2015-01-31.xsd#us-gaap_RisksAndUncertaintiesAbstract"/>
    <label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="us-gaap_RisksAndUncertaintiesAbstract_lbl" xml:lang="en-US">Risks and Uncertainties [Abstract]</label>
    <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="us-gaap_RisksAndUncertaintiesAbstract" xlink:to="us-gaap_RisksAndUncertaintiesAbstract_lbl"/>
    <loc xlink:type="locator" xlink:label="us-gaap_RelatedPartyTransactionsAbstract" xlink:href="http://xbrl.fasb.org/us-gaap/2015/elts/us-gaap-2015-01-31.xsd#us-gaap_RelatedPartyTransactionsAbstract"/>
    <label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="us-gaap_RelatedPartyTransactionsAbstract_lbl" xml:lang="en-US">Related Party Transactions [Abstract]</label>
    <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="us-gaap_RelatedPartyTransactionsAbstract" xlink:to="us-gaap_RelatedPartyTransactionsAbstract_lbl"/>
    <loc xlink:type="locator" xlink:label="us-gaap_FairValueDisclosuresAbstract" xlink:href="http://xbrl.fasb.org/us-gaap/2015/elts/us-gaap-2015-01-31.xsd#us-gaap_FairValueDisclosuresAbstract"/>
    <label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="us-gaap_FairValueDisclosuresAbstract_lbl" xml:lang="en-US">Fair Value Disclosures [Abstract]</label>
    <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="us-gaap_FairValueDisclosuresAbstract" xlink:to="us-gaap_FairValueDisclosuresAbstract_lbl"/>
    <loc xlink:type="locator" xlink:label="ffic_FinancialAssetsAndLiabilitiesReportedUnderTheFairValueOptionAbstract" xlink:href="ffic-20151231.xsd#ffic_FinancialAssetsAndLiabilitiesReportedUnderTheFairValueOptionAbstract"/>
    <label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="ffic_FinancialAssetsAndLiabilitiesReportedUnderTheFairValueOptionAbstract_lbl" xml:lang="en-US">Financial Assets and Liabilities Reported Under the Fair Value Option [Abstract]</label>
    <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="ffic_FinancialAssetsAndLiabilitiesReportedUnderTheFairValueOptionAbstract" xlink:to="ffic_FinancialAssetsAndLiabilitiesReportedUnderTheFairValueOptionAbstract_lbl"/>
    <loc xlink:type="locator" xlink:label="us-gaap_EligibleItemOrGroupForFairValueOptionAxis" xlink:href="http://xbrl.fasb.org/us-gaap/2015/elts/us-gaap-2015-01-31.xsd#us-gaap_EligibleItemOrGroupForFairValueOptionAxis"/>
    <label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="us-gaap_EligibleItemOrGroupForFairValueOptionAxis_lbl" xml:lang="en-US">Eligible Item or Group for Fair Value Option [Axis]</label>
    <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="us-gaap_EligibleItemOrGroupForFairValueOptionAxis" xlink:to="us-gaap_EligibleItemOrGroupForFairValueOptionAxis_lbl"/>
    <loc xlink:type="locator" xlink:label="ffic_FinancialAssetsAtFairValueOption" xlink:href="ffic-20151231.xsd#ffic_FinancialAssetsAtFairValueOption"/>
    <label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:label="ffic_FinancialAssetsAtFairValueOption_lbl" xml:lang="en-US">Fair Value Measurements</label>
    <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="ffic_FinancialAssetsAtFairValueOption" xlink:to="ffic_FinancialAssetsAtFairValueOption_lbl"/>
    <label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="ffic_FinancialAssetsAtFairValueOption_lbl0" xml:lang="en-US">Financial Assets at Fair Value Option</label>
    <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="ffic_FinancialAssetsAtFairValueOption" xlink:to="ffic_FinancialAssetsAtFairValueOption_lbl0"/>
    <loc xlink:type="locator" xlink:label="ffic_OtherSecuritiesMember" xlink:href="ffic-20151231.xsd#ffic_OtherSecuritiesMember"/>
    <label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:label="ffic_OtherSecuritiesMember_lbl" xml:lang="en-US">Other Securities [Member]</label>
    <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="ffic_OtherSecuritiesMember" xlink:to="ffic_OtherSecuritiesMember_lbl"/>
    <loc xlink:type="locator" xlink:label="ffic_BorrowedFundsMember" xlink:href="ffic-20151231.xsd#ffic_BorrowedFundsMember"/>
    <label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:label="ffic_BorrowedFundsMember_lbl" xml:lang="en-US">Borrowed Funds [Member]</label>
    <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="ffic_BorrowedFundsMember" xlink:to="ffic_BorrowedFundsMember_lbl"/>
    <loc xlink:type="locator" xlink:label="ffic_FinancialAssetsAndLiabilitiesExcludingInterestRateCapsSwapsMember" xlink:href="ffic-20151231.xsd#ffic_FinancialAssetsAndLiabilitiesExcludingInterestRateCapsSwapsMember"/>
    <label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:label="ffic_FinancialAssetsAndLiabilitiesExcludingInterestRateCapsSwapsMember_lbl" xml:lang="en-US">Financial Assets And Liabilities, Excluding Interest Rate Caps / Swaps [Member]</label>
    <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="ffic_FinancialAssetsAndLiabilitiesExcludingInterestRateCapsSwapsMember" xlink:to="ffic_FinancialAssetsAndLiabilitiesExcludingInterestRateCapsSwapsMember_lbl"/>
    <loc xlink:type="locator" xlink:label="ffic_AssetsAndLiabilitiesCarriedAtFairValueOnARecurringBasisAndTheMethodUsedToDetermineTheirFairValueAbstract" xlink:href="ffic-20151231.xsd#ffic_AssetsAndLiabilitiesCarriedAtFairValueOnARecurringBasisAndTheMethodUsedToDetermineTheirFairValueAbstract"/>
    <label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="ffic_AssetsAndLiabilitiesCarriedAtFairValueOnARecurringBasisAndTheMethodUsedToDetermineTheirFairValueAbstract_lbl" xml:lang="en-US">Assets and Liabilities Carried at Fair Value on a Recurring Basis, and the Method Used to Determine Their Fair Value [Abstract]</label>
    <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="ffic_AssetsAndLiabilitiesCarriedAtFairValueOnARecurringBasisAndTheMethodUsedToDetermineTheirFairValueAbstract" xlink:to="ffic_AssetsAndLiabilitiesCarriedAtFairValueOnARecurringBasisAndTheMethodUsedToDetermineTheirFairValueAbstract_lbl"/>
    <loc xlink:type="locator" xlink:label="us-gaap_AssetsFairValueDisclosureRecurring" xlink:href="http://xbrl.fasb.org/us-gaap/2015/elts/us-gaap-2015-01-31.xsd#us-gaap_AssetsFairValueDisclosureRecurring"/>
    <label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="us-gaap_AssetsFairValueDisclosureRecurring_lbl" xml:lang="en-US">Assets</label>
    <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="us-gaap_AssetsFairValueDisclosureRecurring" xlink:to="us-gaap_AssetsFairValueDisclosureRecurring_lbl"/>
    <loc xlink:type="locator" xlink:label="ffic_InterestRateSwapsMember" xlink:href="ffic-20151231.xsd#ffic_InterestRateSwapsMember"/>
    <label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:label="ffic_InterestRateSwapsMember_lbl" xml:lang="en-US">Interest Rate Swaps [Member]</label>
    <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="ffic_InterestRateSwapsMember" xlink:to="ffic_InterestRateSwapsMember_lbl"/>
    <loc xlink:type="locator" xlink:label="us-gaap_BorrowingsMember" xlink:href="http://xbrl.fasb.org/us-gaap/2015/elts/us-gaap-2015-01-31.xsd#us-gaap_BorrowingsMember"/>
    <label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="us-gaap_BorrowingsMember_lbl" xml:lang="en-US">Borrowings [Member]</label>
    <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="us-gaap_BorrowingsMember" xlink:to="us-gaap_BorrowingsMember_lbl"/>
    <loc xlink:type="locator" xlink:label="us-gaap_LiabilitiesFairValueDisclosureRecurring" xlink:href="http://xbrl.fasb.org/us-gaap/2015/elts/us-gaap-2015-01-31.xsd#us-gaap_LiabilitiesFairValueDisclosureRecurring"/>
    <label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="us-gaap_LiabilitiesFairValueDisclosureRecurring_lbl" xml:lang="en-US">Liabilities</label>
    <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="us-gaap_LiabilitiesFairValueDisclosureRecurring" xlink:to="us-gaap_LiabilitiesFairValueDisclosureRecurring_lbl"/>
    <loc xlink:type="locator" xlink:label="ffic_AssetsAndLiabilitiesCarriedAtFairValueOnARecurringBasisClassifiedWithinLevel3OfTheValuationHierarchyAbstract" xlink:href="ffic-20151231.xsd#ffic_AssetsAndLiabilitiesCarriedAtFairValueOnARecurringBasisClassifiedWithinLevel3OfTheValuationHierarchyAbstract"/>
    <label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="ffic_AssetsAndLiabilitiesCarriedAtFairValueOnARecurringBasisClassifiedWithinLevel3OfTheValuationHierarchyAbstract_lbl" xml:lang="en-US">Assets and Liabilities Carried at Fair Value on a Recurring Basis, Classified Within Level 3 of the Valuation Hierarchy [Abstract]</label>
    <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="ffic_AssetsAndLiabilitiesCarriedAtFairValueOnARecurringBasisClassifiedWithinLevel3OfTheValuationHierarchyAbstract" xlink:to="ffic_AssetsAndLiabilitiesCarriedAtFairValueOnARecurringBasisClassifiedWithinLevel3OfTheValuationHierarchyAbstract_lbl"/>
    <loc xlink:type="locator" xlink:label="us-gaap_FairValueMeasurementWithUnobservableInputsReconciliationRecurringBasisAssetValue" xlink:href="http://xbrl.fasb.org/us-gaap/2015/elts/us-gaap-2015-01-31.xsd#us-gaap_FairValueMeasurementWithUnobservableInputsReconciliationRecurringBasisAssetValue"/>
    <label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/periodStartLabel" xlink:label="us-gaap_FairValueMeasurementWithUnobservableInputsReconciliationRecurringBasisAssetValue_lbl" xml:lang="en-US">Beginning balance</label>
    <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="us-gaap_FairValueMeasurementWithUnobservableInputsReconciliationRecurringBasisAssetValue" xlink:to="us-gaap_FairValueMeasurementWithUnobservableInputsReconciliationRecurringBasisAssetValue_lbl"/>
    <label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/periodEndLabel" xlink:label="us-gaap_FairValueMeasurementWithUnobservableInputsReconciliationRecurringBasisAssetValue_lbl0" xml:lang="en-US">Ending balance</label>
    <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="us-gaap_FairValueMeasurementWithUnobservableInputsReconciliationRecurringBasisAssetValue" xlink:to="us-gaap_FairValueMeasurementWithUnobservableInputsReconciliationRecurringBasisAssetValue_lbl0"/>
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    <label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="us-gaap_FinancialInstrumentAxis_lbl" xml:lang="en-US">Financial Instrument [Axis]</label>
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    <label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:label="ffic_TrustPreferredSecuritiesMember_lbl" xml:lang="en-US">Trust Preferred Securities [Member]</label>
    <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="ffic_TrustPreferredSecuritiesMember" xlink:to="ffic_TrustPreferredSecuritiesMember_lbl"/>
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    <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="ffic_JuniorSubordinatedDebenturesMember" xlink:to="ffic_JuniorSubordinatedDebenturesMember_lbl"/>
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    <label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="us-gaap_FairValueByMeasurementFrequencyAxis_lbl" xml:lang="en-US">Measurement Frequency [Axis]</label>
    <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="us-gaap_FairValueByMeasurementFrequencyAxis" xlink:to="us-gaap_FairValueByMeasurementFrequencyAxis_lbl"/>
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    <label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="us-gaap_RangeAxis_lbl" xml:lang="en-US">Range [Axis]</label>
    <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="us-gaap_RangeAxis" xlink:to="us-gaap_RangeAxis_lbl"/>
    <loc xlink:type="locator" xlink:label="us-gaap_MinimumMember" xlink:href="http://xbrl.fasb.org/us-gaap/2015/elts/us-gaap-2015-01-31.xsd#us-gaap_MinimumMember"/>
    <label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="us-gaap_MinimumMember_lbl" xml:lang="en-US">Minimum [Member]</label>
    <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="us-gaap_MinimumMember" xlink:to="us-gaap_MinimumMember_lbl"/>
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    <label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="us-gaap_MaximumMember_lbl" xml:lang="en-US">Maximum [Member]</label>
    <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="us-gaap_MaximumMember" xlink:to="us-gaap_MaximumMember_lbl"/>
    <loc xlink:type="locator" xlink:label="us-gaap_WeightedAverageMember" xlink:href="http://xbrl.fasb.org/us-gaap/2015/elts/us-gaap-2015-01-31.xsd#us-gaap_WeightedAverageMember"/>
    <label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="us-gaap_WeightedAverageMember_lbl" xml:lang="en-US">Weighted Average [Member]</label>
    <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="us-gaap_WeightedAverageMember" xlink:to="us-gaap_WeightedAverageMember_lbl"/>
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    <label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="us-gaap_FairValueByAssetClassAxis_lbl" xml:lang="en-US">Asset Class [Axis]</label>
    <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="us-gaap_FairValueByAssetClassAxis" xlink:to="us-gaap_FairValueByAssetClassAxis_lbl"/>
    <loc xlink:type="locator" xlink:label="ffic_ImpairedLoansMember" xlink:href="ffic-20151231.xsd#ffic_ImpairedLoansMember"/>
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    <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="ffic_ImpairedLoansMember" xlink:to="ffic_ImpairedLoansMember_lbl"/>
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    <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="us-gaap_AssetsFairValueDisclosureNonrecurring" xlink:to="us-gaap_AssetsFairValueDisclosureNonrecurring_lbl"/>
    <label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="us-gaap_AssetsFairValueDisclosureNonrecurring_lbl0" xml:lang="en-US">Fair Value (in Dollars)</label>
    <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="us-gaap_AssetsFairValueDisclosureNonrecurring" xlink:to="us-gaap_AssetsFairValueDisclosureNonrecurring_lbl0"/>
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    <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="us-gaap_AssetsFairValueDisclosureNonrecurring" xlink:to="us-gaap_AssetsFairValueDisclosureNonrecurring_lbl1"/>
    <loc xlink:type="locator" xlink:label="ffic_OtherRealEstateOwnedMember" xlink:href="ffic-20151231.xsd#ffic_OtherRealEstateOwnedMember"/>
    <label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:label="ffic_OtherRealEstateOwnedMember_lbl" xml:lang="en-US">Other Real Estate Owned [Member]</label>
    <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="ffic_OtherRealEstateOwnedMember" xlink:to="ffic_OtherRealEstateOwnedMember_lbl"/>
    <loc xlink:type="locator" xlink:label="us-gaap_FairValueMeasurementsNonrecurringMember" xlink:href="http://xbrl.fasb.org/us-gaap/2015/elts/us-gaap-2015-01-31.xsd#us-gaap_FairValueMeasurementsNonrecurringMember"/>
    <label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="us-gaap_FairValueMeasurementsNonrecurringMember_lbl" xml:lang="en-US">Fair Value, Measurements, Nonrecurring [Member]</label>
    <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="us-gaap_FairValueMeasurementsNonrecurringMember" xlink:to="us-gaap_FairValueMeasurementsNonrecurringMember_lbl"/>
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    <loc xlink:type="locator" xlink:label="us-gaap_ValuationTechniqueAxis" xlink:href="http://xbrl.fasb.org/us-gaap/2015/elts/us-gaap-2015-01-31.xsd#us-gaap_ValuationTechniqueAxis"/>
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    <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="us-gaap_ValuationTechniqueAxis" xlink:to="us-gaap_ValuationTechniqueAxis_lbl"/>
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    <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="us-gaap_FairValueInputsCapRate" xlink:to="us-gaap_FairValueInputsCapRate_lbl"/>
    <loc xlink:type="locator" xlink:label="ffic_SalesApproachValuationTechniqueMember" xlink:href="ffic-20151231.xsd#ffic_SalesApproachValuationTechniqueMember"/>
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    <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="ffic_SalesApproachValuationTechniqueMember" xlink:to="ffic_SalesApproachValuationTechniqueMember_lbl"/>
    <loc xlink:type="locator" xlink:label="us-gaap_FairValueInputsComparabilityAdjustments" xlink:href="http://xbrl.fasb.org/us-gaap/2015/elts/us-gaap-2015-01-31.xsd#us-gaap_FairValueInputsComparabilityAdjustments"/>
    <label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:label="us-gaap_FairValueInputsComparabilityAdjustments_lbl" xml:lang="en-US">Range (Weighted Average)</label>
    <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="us-gaap_FairValueInputsComparabilityAdjustments" xlink:to="us-gaap_FairValueInputsComparabilityAdjustments_lbl"/>
    <loc xlink:type="locator" xlink:label="ffic_BlendedIncomeAndSalesApproachMember" xlink:href="ffic-20151231.xsd#ffic_BlendedIncomeAndSalesApproachMember"/>
    <label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:label="ffic_BlendedIncomeAndSalesApproachMember_lbl" xml:lang="en-US">Blended Income and Sales Approach [Member]</label>
    <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="ffic_BlendedIncomeAndSalesApproachMember" xlink:to="ffic_BlendedIncomeAndSalesApproachMember_lbl"/>
    <loc xlink:type="locator" xlink:label="ffic_CarryingAmountsAndEstimatedFairValuesOfSelectedFinancialInstrumentsAsWellAsAssumptionsUsedInEstimatingFairValueAbstract" xlink:href="ffic-20151231.xsd#ffic_CarryingAmountsAndEstimatedFairValuesOfSelectedFinancialInstrumentsAsWellAsAssumptionsUsedInEstimatingFairValueAbstract"/>
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    <loc xlink:type="locator" xlink:label="ffic_CashAndDueFromBanksMember" xlink:href="ffic-20151231.xsd#ffic_CashAndDueFromBanksMember"/>
    <label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:label="ffic_CashAndDueFromBanksMember_lbl" xml:lang="en-US">Cash and Due From Banks [Member]</label>
    <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="ffic_CashAndDueFromBanksMember" xlink:to="ffic_CashAndDueFromBanksMember_lbl"/>
    <loc xlink:type="locator" xlink:label="us-gaap_AssetsFairValueDisclosure" xlink:href="http://xbrl.fasb.org/us-gaap/2015/elts/us-gaap-2015-01-31.xsd#us-gaap_AssetsFairValueDisclosure"/>
    <label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="us-gaap_AssetsFairValueDisclosure_lbl" xml:lang="en-US">Fair Value, Assets</label>
    <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="us-gaap_AssetsFairValueDisclosure" xlink:to="us-gaap_AssetsFairValueDisclosure_lbl"/>
    <loc xlink:type="locator" xlink:label="ffic_SecuritiesHeldToMaturityMember" xlink:href="ffic-20151231.xsd#ffic_SecuritiesHeldToMaturityMember"/>
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    <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="ffic_SecuritiesHeldToMaturityMember" xlink:to="ffic_SecuritiesHeldToMaturityMember_lbl"/>
    <loc xlink:type="locator" xlink:label="ffic_LoansBalanceSheetLocationMember" xlink:href="ffic-20151231.xsd#ffic_LoansBalanceSheetLocationMember"/>
    <label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:label="ffic_LoansBalanceSheetLocationMember_lbl" xml:lang="en-US">Loans [Member]</label>
    <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="ffic_LoansBalanceSheetLocationMember" xlink:to="ffic_LoansBalanceSheetLocationMember_lbl"/>
    <loc xlink:type="locator" xlink:label="ffic_FHLBNYStockMember" xlink:href="ffic-20151231.xsd#ffic_FHLBNYStockMember"/>
    <label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:label="ffic_FHLBNYStockMember_lbl" xml:lang="en-US">FHLB - NY Stock [Member]</label>
    <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="ffic_FHLBNYStockMember" xlink:to="ffic_FHLBNYStockMember_lbl"/>
    <loc xlink:type="locator" xlink:label="ffic_TotalAssetsFinancialInstrumentsMember" xlink:href="ffic-20151231.xsd#ffic_TotalAssetsFinancialInstrumentsMember"/>
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    <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="ffic_TotalAssetsFinancialInstrumentsMember" xlink:to="ffic_TotalAssetsFinancialInstrumentsMember_lbl"/>
    <loc xlink:type="locator" xlink:label="us-gaap_DepositsMember" xlink:href="http://xbrl.fasb.org/us-gaap/2015/elts/us-gaap-2015-01-31.xsd#us-gaap_DepositsMember"/>
    <label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="us-gaap_DepositsMember_lbl" xml:lang="en-US">Deposits [Member]</label>
    <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="us-gaap_DepositsMember" xlink:to="us-gaap_DepositsMember_lbl"/>
    <loc xlink:type="locator" xlink:label="us-gaap_LiabilitiesFairValueDisclosure" xlink:href="http://xbrl.fasb.org/us-gaap/2015/elts/us-gaap-2015-01-31.xsd#us-gaap_LiabilitiesFairValueDisclosure"/>
    <label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:label="us-gaap_LiabilitiesFairValueDisclosure_lbl" xml:lang="en-US">Fair Value, Liabilities</label>
    <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="us-gaap_LiabilitiesFairValueDisclosure" xlink:to="us-gaap_LiabilitiesFairValueDisclosure_lbl"/>
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    <label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="ffic_SecuritiesAvailableForSaleAtFairValueAbstract_lbl" xml:lang="en-US">Securities available for sale, at fair value:</label>
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    <loc xlink:type="locator" xlink:label="us-gaap_LiabilitiesAbstract" xlink:href="http://xbrl.fasb.org/us-gaap/2015/elts/us-gaap-2015-01-31.xsd#us-gaap_LiabilitiesAbstract"/>
    <label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:label="us-gaap_LiabilitiesAbstract_lbl" xml:lang="en-US">Liabilities</label>
    <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="us-gaap_LiabilitiesAbstract" xlink:to="us-gaap_LiabilitiesAbstract_lbl"/>
    <loc xlink:type="locator" xlink:label="ffic_DueToDepositorsAbstract" xlink:href="ffic-20151231.xsd#ffic_DueToDepositorsAbstract"/>
    <label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="ffic_DueToDepositorsAbstract_lbl" xml:lang="en-US">Due to depositors:</label>
    <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="ffic_DueToDepositorsAbstract" xlink:to="ffic_DueToDepositorsAbstract_lbl"/>
    <loc xlink:type="locator" xlink:label="us-gaap_StockholdersEquityAbstract" xlink:href="http://xbrl.fasb.org/us-gaap/2015/elts/us-gaap-2015-01-31.xsd#us-gaap_StockholdersEquityAbstract"/>
    <label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="us-gaap_StockholdersEquityAbstract_lbl" xml:lang="en-US">Stockholders&apos; Equity</label>
    <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="us-gaap_StockholdersEquityAbstract" xlink:to="us-gaap_StockholdersEquityAbstract_lbl"/>
    <loc xlink:type="locator" xlink:label="ffic_InterestAndDividendIncomeAbstract" xlink:href="ffic-20151231.xsd#ffic_InterestAndDividendIncomeAbstract"/>
    <label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="ffic_InterestAndDividendIncomeAbstract_lbl" xml:lang="en-US">Interest and dividend income</label>
    <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="ffic_InterestAndDividendIncomeAbstract" xlink:to="ffic_InterestAndDividendIncomeAbstract_lbl"/>
    <loc xlink:type="locator" xlink:label="ffic_InterestAndDividendsOnSecuritiesAbstract" xlink:href="ffic-20151231.xsd#ffic_InterestAndDividendsOnSecuritiesAbstract"/>
    <label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="ffic_InterestAndDividendsOnSecuritiesAbstract_lbl" xml:lang="en-US">Interest and dividends on securities:</label>
    <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="ffic_InterestAndDividendsOnSecuritiesAbstract" xlink:to="ffic_InterestAndDividendsOnSecuritiesAbstract_lbl"/>
    <loc xlink:type="locator" xlink:label="us-gaap_InterestExpenseAbstract" xlink:href="http://xbrl.fasb.org/us-gaap/2015/elts/us-gaap-2015-01-31.xsd#us-gaap_InterestExpenseAbstract"/>
    <label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:label="us-gaap_InterestExpenseAbstract_lbl" xml:lang="en-US">Interest expense</label>
    <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="us-gaap_InterestExpenseAbstract" xlink:to="us-gaap_InterestExpenseAbstract_lbl"/>
    <loc xlink:type="locator" xlink:label="ffic_NonInterestIncomeAbstract" xlink:href="ffic-20151231.xsd#ffic_NonInterestIncomeAbstract"/>
    <label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="ffic_NonInterestIncomeAbstract_lbl" xml:lang="en-US">Non-interest income</label>
    <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="ffic_NonInterestIncomeAbstract" xlink:to="ffic_NonInterestIncomeAbstract_lbl"/>
    <loc xlink:type="locator" xlink:label="ffic_LessNonCreditPortionOfOttiChargeRecordedInAbstract" xlink:href="ffic-20151231.xsd#ffic_LessNonCreditPortionOfOttiChargeRecordedInAbstract"/>
    <label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="ffic_LessNonCreditPortionOfOttiChargeRecordedInAbstract_lbl" xml:lang="en-US">Less: Non-credit portion of OTTI charge recorded in</label>
    <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="ffic_LessNonCreditPortionOfOttiChargeRecordedInAbstract" xlink:to="ffic_LessNonCreditPortionOfOttiChargeRecordedInAbstract_lbl"/>
    <loc xlink:type="locator" xlink:label="ffic_NonInterestExpenseAbstract" xlink:href="ffic-20151231.xsd#ffic_NonInterestExpenseAbstract"/>
    <label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="ffic_NonInterestExpenseAbstract_lbl" xml:lang="en-US">Non-interest expense</label>
    <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="ffic_NonInterestExpenseAbstract" xlink:to="ffic_NonInterestExpenseAbstract_lbl"/>
    <loc xlink:type="locator" xlink:label="ffic_ProvisionForIncomeTaxesAbstract" xlink:href="ffic-20151231.xsd#ffic_ProvisionForIncomeTaxesAbstract"/>
    <label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="ffic_ProvisionForIncomeTaxesAbstract_lbl" xml:lang="en-US">Provision for income taxes</label>
    <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="ffic_ProvisionForIncomeTaxesAbstract" xlink:to="ffic_ProvisionForIncomeTaxesAbstract_lbl"/>
    <loc xlink:type="locator" xlink:label="ffic_OtherComprehensiveIncomeLossNetOfTaxAbstract" xlink:href="ffic-20151231.xsd#ffic_OtherComprehensiveIncomeLossNetOfTaxAbstract"/>
    <label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="ffic_OtherComprehensiveIncomeLossNetOfTaxAbstract_lbl" xml:lang="en-US">Other comprehensive income (loss), net of tax:</label>
    <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="ffic_OtherComprehensiveIncomeLossNetOfTaxAbstract" xlink:to="ffic_OtherComprehensiveIncomeLossNetOfTaxAbstract_lbl"/>
    <loc xlink:type="locator" xlink:label="ffic_CommonStockAbstract" xlink:href="ffic-20151231.xsd#ffic_CommonStockAbstract"/>
    <label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="ffic_CommonStockAbstract_lbl" xml:lang="en-US">Common Stock</label>
    <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="ffic_CommonStockAbstract" xlink:to="ffic_CommonStockAbstract_lbl"/>
    <loc xlink:type="locator" xlink:label="us-gaap_AdditionalPaidInCapitalAbstract" xlink:href="http://xbrl.fasb.org/us-gaap/2015/elts/us-gaap-2015-01-31.xsd#us-gaap_AdditionalPaidInCapitalAbstract"/>
    <label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="us-gaap_AdditionalPaidInCapitalAbstract_lbl" xml:lang="en-US">Additional Paid-In Capital</label>
    <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="us-gaap_AdditionalPaidInCapitalAbstract" xlink:to="us-gaap_AdditionalPaidInCapitalAbstract_lbl"/>
    <loc xlink:type="locator" xlink:label="ffic_TreasuryStockAbstract" xlink:href="ffic-20151231.xsd#ffic_TreasuryStockAbstract"/>
    <label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="ffic_TreasuryStockAbstract_lbl" xml:lang="en-US">Treasury Stock</label>
    <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="ffic_TreasuryStockAbstract" xlink:to="ffic_TreasuryStockAbstract_lbl"/>
    <loc xlink:type="locator" xlink:label="ffic_RetainedEarningsAbstract" xlink:href="ffic-20151231.xsd#ffic_RetainedEarningsAbstract"/>
    <label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="ffic_RetainedEarningsAbstract_lbl" xml:lang="en-US">Retained Earnings</label>
    <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="ffic_RetainedEarningsAbstract" xlink:to="ffic_RetainedEarningsAbstract_lbl"/>
    <loc xlink:type="locator" xlink:label="ffic_AccumulatedOtherComprehensiveIncomeLossNetOfTaxesAbstract" xlink:href="ffic-20151231.xsd#ffic_AccumulatedOtherComprehensiveIncomeLossNetOfTaxesAbstract"/>
    <label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="ffic_AccumulatedOtherComprehensiveIncomeLossNetOfTaxesAbstract_lbl" xml:lang="en-US">Accumulated Other Comprehensive Income (Loss), Net of Taxes</label>
    <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="ffic_AccumulatedOtherComprehensiveIncomeLossNetOfTaxesAbstract" xlink:to="ffic_AccumulatedOtherComprehensiveIncomeLossNetOfTaxesAbstract_lbl"/>
    <loc xlink:type="locator" xlink:label="ffic_OperatingActivitiesAbstract" xlink:href="ffic-20151231.xsd#ffic_OperatingActivitiesAbstract"/>
    <label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="ffic_OperatingActivitiesAbstract_lbl" xml:lang="en-US">Operating Activities</label>
    <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="ffic_OperatingActivitiesAbstract" xlink:to="ffic_OperatingActivitiesAbstract_lbl"/>
    <loc xlink:type="locator" xlink:label="ffic_AdjustmentsToReconcileNetIncomeToNetCashProvidedByOperatingActivitiesAbstract" xlink:href="ffic-20151231.xsd#ffic_AdjustmentsToReconcileNetIncomeToNetCashProvidedByOperatingActivitiesAbstract"/>
    <label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="ffic_AdjustmentsToReconcileNetIncomeToNetCashProvidedByOperatingActivitiesAbstract_lbl" xml:lang="en-US">Adjustments to reconcile net income to net cash provided by operating activities:</label>
    <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="ffic_AdjustmentsToReconcileNetIncomeToNetCashProvidedByOperatingActivitiesAbstract" xlink:to="ffic_AdjustmentsToReconcileNetIncomeToNetCashProvidedByOperatingActivitiesAbstract_lbl"/>
    <loc xlink:type="locator" xlink:label="ffic_InvestingActivitiesAbstract" xlink:href="ffic-20151231.xsd#ffic_InvestingActivitiesAbstract"/>
    <label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="ffic_InvestingActivitiesAbstract_lbl" xml:lang="en-US">Investing Activities</label>
    <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="ffic_InvestingActivitiesAbstract" xlink:to="ffic_InvestingActivitiesAbstract_lbl"/>
    <loc xlink:type="locator" xlink:label="ffic_FinancingActivitiesAbstract" xlink:href="ffic-20151231.xsd#ffic_FinancingActivitiesAbstract"/>
    <label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="ffic_FinancingActivitiesAbstract_lbl" xml:lang="en-US">Financing Activities</label>
    <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="ffic_FinancingActivitiesAbstract" xlink:to="ffic_FinancingActivitiesAbstract_lbl"/>
    <loc xlink:type="locator" xlink:label="ffic_SupplementalCashFlowDisclosureAbstract" xlink:href="ffic-20151231.xsd#ffic_SupplementalCashFlowDisclosureAbstract"/>
    <label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="ffic_SupplementalCashFlowDisclosureAbstract_lbl" xml:lang="en-US">Supplemental Cash Flow Disclosure</label>
    <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="ffic_SupplementalCashFlowDisclosureAbstract" xlink:to="ffic_SupplementalCashFlowDisclosureAbstract_lbl"/>
    <loc xlink:type="locator" xlink:label="ffic_NonCashActivitiesAbstract" xlink:href="ffic-20151231.xsd#ffic_NonCashActivitiesAbstract"/>
    <label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="ffic_NonCashActivitiesAbstract_lbl" xml:lang="en-US">Non-cash activities:</label>
    <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="ffic_NonCashActivitiesAbstract" xlink:to="ffic_NonCashActivitiesAbstract_lbl"/>
    <loc xlink:type="locator" xlink:label="us-gaap_NatureOfOperations" xlink:href="http://xbrl.fasb.org/us-gaap/2015/elts/us-gaap-2015-01-31.xsd#us-gaap_NatureOfOperations"/>
    <label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="us-gaap_NatureOfOperations_lbl" xml:lang="en-US">Nature of Operations [Text Block]</label>
    <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="us-gaap_NatureOfOperations" xlink:to="us-gaap_NatureOfOperations_lbl"/>
    <loc xlink:type="locator" xlink:label="us-gaap_SignificantAccountingPoliciesTextBlock" xlink:href="http://xbrl.fasb.org/us-gaap/2015/elts/us-gaap-2015-01-31.xsd#us-gaap_SignificantAccountingPoliciesTextBlock"/>
    <label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="us-gaap_SignificantAccountingPoliciesTextBlock_lbl" xml:lang="en-US">Significant Accounting Policies [Text Block]</label>
    <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="us-gaap_SignificantAccountingPoliciesTextBlock" xlink:to="us-gaap_SignificantAccountingPoliciesTextBlock_lbl"/>
    <loc xlink:type="locator" xlink:label="us-gaap_ScheduleOfEarningsPerShareBasicAndDilutedTableTextBlock" xlink:href="http://xbrl.fasb.org/us-gaap/2015/elts/us-gaap-2015-01-31.xsd#us-gaap_ScheduleOfEarningsPerShareBasicAndDilutedTableTextBlock"/>
    <label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="us-gaap_ScheduleOfEarningsPerShareBasicAndDilutedTableTextBlock_lbl" xml:lang="en-US">Schedule of Earnings Per Share, Basic and Diluted [Table Text Block]</label>
    <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="us-gaap_ScheduleOfEarningsPerShareBasicAndDilutedTableTextBlock" xlink:to="us-gaap_ScheduleOfEarningsPerShareBasicAndDilutedTableTextBlock_lbl"/>
    <loc xlink:type="locator" xlink:label="ffic_DividedByAbstract" xlink:href="ffic-20151231.xsd#ffic_DividedByAbstract"/>
    <label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="ffic_DividedByAbstract_lbl" xml:lang="en-US">Divided by:</label>
    <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="ffic_DividedByAbstract" xlink:to="ffic_DividedByAbstract_lbl"/>
    <loc xlink:type="locator" xlink:label="us-gaap_LoansNotesTradeAndOtherReceivablesDisclosureTextBlock" xlink:href="http://xbrl.fasb.org/us-gaap/2015/elts/us-gaap-2015-01-31.xsd#us-gaap_LoansNotesTradeAndOtherReceivablesDisclosureTextBlock"/>
    <label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="us-gaap_LoansNotesTradeAndOtherReceivablesDisclosureTextBlock_lbl" xml:lang="en-US">Loans, Notes, Trade and Other Receivables Disclosure [Text Block]</label>
    <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="us-gaap_LoansNotesTradeAndOtherReceivablesDisclosureTextBlock" xlink:to="us-gaap_LoansNotesTradeAndOtherReceivablesDisclosureTextBlock_lbl"/>
    <loc xlink:type="locator" xlink:label="us-gaap_ScheduleOfAccountsNotesLoansAndFinancingReceivableTextBlock" xlink:href="http://xbrl.fasb.org/us-gaap/2015/elts/us-gaap-2015-01-31.xsd#us-gaap_ScheduleOfAccountsNotesLoansAndFinancingReceivableTextBlock"/>
    <label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="us-gaap_ScheduleOfAccountsNotesLoansAndFinancingReceivableTextBlock_lbl" xml:lang="en-US">Schedule of Accounts, Notes, Loans and Financing Receivable [Table Text Block]</label>
    <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="us-gaap_ScheduleOfAccountsNotesLoansAndFinancingReceivableTextBlock" xlink:to="us-gaap_ScheduleOfAccountsNotesLoansAndFinancingReceivableTextBlock_lbl"/>
    <loc xlink:type="locator" xlink:label="us-gaap_TroubledDebtRestructuringsOnFinancingReceivablesTableTextBlock" xlink:href="http://xbrl.fasb.org/us-gaap/2015/elts/us-gaap-2015-01-31.xsd#us-gaap_TroubledDebtRestructuringsOnFinancingReceivablesTableTextBlock"/>
    <label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="us-gaap_TroubledDebtRestructuringsOnFinancingReceivablesTableTextBlock_lbl" xml:lang="en-US">Troubled Debt Restructurings on Financing Receivables [Table Text Block]</label>
    <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="us-gaap_TroubledDebtRestructuringsOnFinancingReceivablesTableTextBlock" xlink:to="us-gaap_TroubledDebtRestructuringsOnFinancingReceivablesTableTextBlock_lbl"/>
    <loc xlink:type="locator" xlink:label="us-gaap_ScheduleOfFinancingReceivablesNonAccrualStatusTableTextBlock" xlink:href="http://xbrl.fasb.org/us-gaap/2015/elts/us-gaap-2015-01-31.xsd#us-gaap_ScheduleOfFinancingReceivablesNonAccrualStatusTableTextBlock"/>
    <label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="us-gaap_ScheduleOfFinancingReceivablesNonAccrualStatusTableTextBlock_lbl" xml:lang="en-US">Schedule of Financing Receivables, Non Accrual Status [Table Text Block]</label>
    <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="us-gaap_ScheduleOfFinancingReceivablesNonAccrualStatusTableTextBlock" xlink:to="us-gaap_ScheduleOfFinancingReceivablesNonAccrualStatusTableTextBlock_lbl"/>
    <loc xlink:type="locator" xlink:label="ffic_LoansNinetyDaysOrMorePastDueAndStillAccruingAbstract" xlink:href="ffic-20151231.xsd#ffic_LoansNinetyDaysOrMorePastDueAndStillAccruingAbstract"/>
    <label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="ffic_LoansNinetyDaysOrMorePastDueAndStillAccruingAbstract_lbl" xml:lang="en-US">Loans ninety days or more past due and still accruing:</label>
    <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="ffic_LoansNinetyDaysOrMorePastDueAndStillAccruingAbstract" xlink:to="ffic_LoansNinetyDaysOrMorePastDueAndStillAccruingAbstract_lbl"/>
    <loc xlink:type="locator" xlink:label="ffic_NonAccrualMortgageLoansAbstract" xlink:href="ffic-20151231.xsd#ffic_NonAccrualMortgageLoansAbstract"/>
    <label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="ffic_NonAccrualMortgageLoansAbstract_lbl" xml:lang="en-US">Non-accrual mortgage loans:</label>
    <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="ffic_NonAccrualMortgageLoansAbstract" xlink:to="ffic_NonAccrualMortgageLoansAbstract_lbl"/>
    <loc xlink:type="locator" xlink:label="ffic_NonAccrualNonMortgageLoansAbstract" xlink:href="ffic-20151231.xsd#ffic_NonAccrualNonMortgageLoansAbstract"/>
    <label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="ffic_NonAccrualNonMortgageLoansAbstract_lbl" xml:lang="en-US">Non-accrual non-mortgage loans:</label>
    <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="ffic_NonAccrualNonMortgageLoansAbstract" xlink:to="ffic_NonAccrualNonMortgageLoansAbstract_lbl"/>
    <loc xlink:type="locator" xlink:label="ffic_ScheduleOfInterestForegoneOnNonAccrualAndTDRLoansTableTextBlock" xlink:href="ffic-20151231.xsd#ffic_ScheduleOfInterestForegoneOnNonAccrualAndTDRLoansTableTextBlock"/>
    <label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="ffic_ScheduleOfInterestForegoneOnNonAccrualAndTDRLoansTableTextBlock_lbl" xml:lang="en-US">Schedule of Interest Foregone on Non-Accrual and TDR Loans [Table Text Block]</label>
    <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="ffic_ScheduleOfInterestForegoneOnNonAccrualAndTDRLoansTableTextBlock" xlink:to="ffic_ScheduleOfInterestForegoneOnNonAccrualAndTDRLoansTableTextBlock_lbl"/>
    <loc xlink:type="locator" xlink:label="us-gaap_PastDueFinancingReceivablesTableTextBlock" xlink:href="http://xbrl.fasb.org/us-gaap/2015/elts/us-gaap-2015-01-31.xsd#us-gaap_PastDueFinancingReceivablesTableTextBlock"/>
    <label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="us-gaap_PastDueFinancingReceivablesTableTextBlock_lbl" xml:lang="en-US">Past Due Financing Receivables [Table Text Block]</label>
    <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="us-gaap_PastDueFinancingReceivablesTableTextBlock" xlink:to="us-gaap_PastDueFinancingReceivablesTableTextBlock_lbl"/>
    <loc xlink:type="locator" xlink:label="us-gaap_AllowanceForCreditLossesOnFinancingReceivablesTableTextBlock" xlink:href="http://xbrl.fasb.org/us-gaap/2015/elts/us-gaap-2015-01-31.xsd#us-gaap_AllowanceForCreditLossesOnFinancingReceivablesTableTextBlock"/>
    <label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="us-gaap_AllowanceForCreditLossesOnFinancingReceivablesTableTextBlock_lbl" xml:lang="en-US">Allowance for Credit Losses on Financing Receivables [Table Text Block]</label>
    <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="us-gaap_AllowanceForCreditLossesOnFinancingReceivablesTableTextBlock" xlink:to="us-gaap_AllowanceForCreditLossesOnFinancingReceivablesTableTextBlock_lbl"/>
    <loc xlink:type="locator" xlink:label="ffic_AllowanceForCreditLossesAbstract" xlink:href="ffic-20151231.xsd#ffic_AllowanceForCreditLossesAbstract"/>
    <label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="ffic_AllowanceForCreditLossesAbstract_lbl" xml:lang="en-US">Allowance for credit losses:</label>
    <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="ffic_AllowanceForCreditLossesAbstract" xlink:to="ffic_AllowanceForCreditLossesAbstract_lbl"/>
    <loc xlink:type="locator" xlink:label="ffic_AllowanceForCreditLossesAbstract0" xlink:href="ffic-20151231.xsd#ffic_AllowanceForCreditLossesAbstract0"/>
    <label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:label="ffic_AllowanceForCreditLossesAbstract0_lbl" xml:lang="en-US">Allowance for credit losses:</label>
    <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="ffic_AllowanceForCreditLossesAbstract0" xlink:to="ffic_AllowanceForCreditLossesAbstract0_lbl"/>
    <loc xlink:type="locator" xlink:label="ffic_AllowanceForCreditLossesAbstract00" xlink:href="ffic-20151231.xsd#ffic_AllowanceForCreditLossesAbstract00"/>
    <label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:label="ffic_AllowanceForCreditLossesAbstract00_lbl" xml:lang="en-US">Allowance for credit losses:</label>
    <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="ffic_AllowanceForCreditLossesAbstract00" xlink:to="ffic_AllowanceForCreditLossesAbstract00_lbl"/>
    <loc xlink:type="locator" xlink:label="ffic_FinancingReceivablesAbstract" xlink:href="ffic-20151231.xsd#ffic_FinancingReceivablesAbstract"/>
    <label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="ffic_FinancingReceivablesAbstract_lbl" xml:lang="en-US">Financing Receivables:</label>
    <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="ffic_FinancingReceivablesAbstract" xlink:to="ffic_FinancingReceivablesAbstract_lbl"/>
    <loc xlink:type="locator" xlink:label="us-gaap_FinancingReceivableIndividuallyEvaluatedForImpairment" xlink:href="http://xbrl.fasb.org/us-gaap/2015/elts/us-gaap-2015-01-31.xsd#us-gaap_FinancingReceivableIndividuallyEvaluatedForImpairment"/>
    <label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:label="us-gaap_FinancingReceivableIndividuallyEvaluatedForImpairment_lbl" xml:lang="en-US">Ending balance: individually evaluated for impairment</label>
    <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="us-gaap_FinancingReceivableIndividuallyEvaluatedForImpairment" xlink:to="us-gaap_FinancingReceivableIndividuallyEvaluatedForImpairment_lbl"/>
    <loc xlink:type="locator" xlink:label="us-gaap_FinancingReceivableCollectivelyEvaluatedForImpairment" xlink:href="http://xbrl.fasb.org/us-gaap/2015/elts/us-gaap-2015-01-31.xsd#us-gaap_FinancingReceivableCollectivelyEvaluatedForImpairment"/>
    <label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:label="us-gaap_FinancingReceivableCollectivelyEvaluatedForImpairment_lbl" xml:lang="en-US">Ending balance: collectively evaluated for impairment</label>
    <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="us-gaap_FinancingReceivableCollectivelyEvaluatedForImpairment" xlink:to="us-gaap_FinancingReceivableCollectivelyEvaluatedForImpairment_lbl"/>
    <loc xlink:type="locator" xlink:label="ffic_FinancingReceivablesAbstract0" xlink:href="ffic-20151231.xsd#ffic_FinancingReceivablesAbstract0"/>
    <label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:label="ffic_FinancingReceivablesAbstract0_lbl" xml:lang="en-US">Financing Receivables:</label>
    <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="ffic_FinancingReceivablesAbstract0" xlink:to="ffic_FinancingReceivablesAbstract0_lbl"/>
    <loc xlink:type="locator" xlink:label="us-gaap_ImpairedFinancingReceivablesTableTextBlock" xlink:href="http://xbrl.fasb.org/us-gaap/2015/elts/us-gaap-2015-01-31.xsd#us-gaap_ImpairedFinancingReceivablesTableTextBlock"/>
    <label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="us-gaap_ImpairedFinancingReceivablesTableTextBlock_lbl" xml:lang="en-US">Impaired Financing Receivables [Table Text Block]</label>
    <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="us-gaap_ImpairedFinancingReceivablesTableTextBlock" xlink:to="us-gaap_ImpairedFinancingReceivablesTableTextBlock_lbl"/>
    <loc xlink:type="locator" xlink:label="ffic_WithNoRelatedAllowanceRecordedAbstract" xlink:href="ffic-20151231.xsd#ffic_WithNoRelatedAllowanceRecordedAbstract"/>
    <label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="ffic_WithNoRelatedAllowanceRecordedAbstract_lbl" xml:lang="en-US">With no related allowance recorded:</label>
    <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="ffic_WithNoRelatedAllowanceRecordedAbstract" xlink:to="ffic_WithNoRelatedAllowanceRecordedAbstract_lbl"/>
    <loc xlink:type="locator" xlink:label="ffic_MortgageLoansAbstract" xlink:href="ffic-20151231.xsd#ffic_MortgageLoansAbstract"/>
    <label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="ffic_MortgageLoansAbstract_lbl" xml:lang="en-US">Mortgage loans:</label>
    <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="ffic_MortgageLoansAbstract" xlink:to="ffic_MortgageLoansAbstract_lbl"/>
    <loc xlink:type="locator" xlink:label="ffic_NonMortgageLoansAbstract" xlink:href="ffic-20151231.xsd#ffic_NonMortgageLoansAbstract"/>
    <label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="ffic_NonMortgageLoansAbstract_lbl" xml:lang="en-US">Non-mortgage loans:</label>
    <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="ffic_NonMortgageLoansAbstract" xlink:to="ffic_NonMortgageLoansAbstract_lbl"/>
    <loc xlink:type="locator" xlink:label="ffic_WithAnAllowanceRecordedAbstract" xlink:href="ffic-20151231.xsd#ffic_WithAnAllowanceRecordedAbstract"/>
    <label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="ffic_WithAnAllowanceRecordedAbstract_lbl" xml:lang="en-US">With an allowance recorded:</label>
    <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="ffic_WithAnAllowanceRecordedAbstract" xlink:to="ffic_WithAnAllowanceRecordedAbstract_lbl"/>
    <loc xlink:type="locator" xlink:label="ffic_MortgageLoansAbstract0" xlink:href="ffic-20151231.xsd#ffic_MortgageLoansAbstract0"/>
    <label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:label="ffic_MortgageLoansAbstract0_lbl" xml:lang="en-US">Mortgage loans:</label>
    <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="ffic_MortgageLoansAbstract0" xlink:to="ffic_MortgageLoansAbstract0_lbl"/>
    <loc xlink:type="locator" xlink:label="ffic_NonMortgageLoansAbstract0" xlink:href="ffic-20151231.xsd#ffic_NonMortgageLoansAbstract0"/>
    <label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:label="ffic_NonMortgageLoansAbstract0_lbl" xml:lang="en-US">Non-mortgage loans:</label>
    <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="ffic_NonMortgageLoansAbstract0" xlink:to="ffic_NonMortgageLoansAbstract0_lbl"/>
    <loc xlink:type="locator" xlink:label="ffic_TotalImpairedLoansAbstract" xlink:href="ffic-20151231.xsd#ffic_TotalImpairedLoansAbstract"/>
    <label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="ffic_TotalImpairedLoansAbstract_lbl" xml:lang="en-US">Total Impaired Loans:</label>
    <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="ffic_TotalImpairedLoansAbstract" xlink:to="ffic_TotalImpairedLoansAbstract_lbl"/>
    <loc xlink:type="locator" xlink:label="us-gaap_FinancingReceivableCreditQualityIndicatorsTableTextBlock" xlink:href="http://xbrl.fasb.org/us-gaap/2015/elts/us-gaap-2015-01-31.xsd#us-gaap_FinancingReceivableCreditQualityIndicatorsTableTextBlock"/>
    <label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="us-gaap_FinancingReceivableCreditQualityIndicatorsTableTextBlock_lbl" xml:lang="en-US">Financing Receivable Credit Quality Indicators [Table Text Block]</label>
    <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="us-gaap_FinancingReceivableCreditQualityIndicatorsTableTextBlock" xlink:to="us-gaap_FinancingReceivableCreditQualityIndicatorsTableTextBlock_lbl"/>
    <loc xlink:type="locator" xlink:label="ffic_LoansHeldForSaleTextBlock" xlink:href="ffic-20151231.xsd#ffic_LoansHeldForSaleTextBlock"/>
    <label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="ffic_LoansHeldForSaleTextBlock_lbl" xml:lang="en-US">Loans Held For Sale [Text Block]</label>
    <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="ffic_LoansHeldForSaleTextBlock" xlink:to="ffic_LoansHeldForSaleTextBlock_lbl"/>
    <loc xlink:type="locator" xlink:label="ffic_DelinquentAndNonPerformingLoansSoldDuringPeriodTableTextBlock" xlink:href="ffic-20151231.xsd#ffic_DelinquentAndNonPerformingLoansSoldDuringPeriodTableTextBlock"/>
    <label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="ffic_DelinquentAndNonPerformingLoansSoldDuringPeriodTableTextBlock_lbl" xml:lang="en-US">Delinquent and Non-Performing Loans Sold During Period [Table Text Block]</label>
    <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="ffic_DelinquentAndNonPerformingLoansSoldDuringPeriodTableTextBlock" xlink:to="ffic_DelinquentAndNonPerformingLoansSoldDuringPeriodTableTextBlock_lbl"/>
    <loc xlink:type="locator" xlink:label="us-gaap_RealEstateOwnedTextBlock" xlink:href="http://xbrl.fasb.org/us-gaap/2015/elts/us-gaap-2015-01-31.xsd#us-gaap_RealEstateOwnedTextBlock"/>
    <label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="us-gaap_RealEstateOwnedTextBlock_lbl" xml:lang="en-US">Real Estate Owned [Text Block]</label>
    <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="us-gaap_RealEstateOwnedTextBlock" xlink:to="us-gaap_RealEstateOwnedTextBlock_lbl"/>
    <loc xlink:type="locator" xlink:label="us-gaap_OtherRealEstateRollForwardTableTextBlock" xlink:href="http://xbrl.fasb.org/us-gaap/2015/elts/us-gaap-2015-01-31.xsd#us-gaap_OtherRealEstateRollForwardTableTextBlock"/>
    <label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="us-gaap_OtherRealEstateRollForwardTableTextBlock_lbl" xml:lang="en-US">Other Real Estate, Roll Forward [Table Text Block]</label>
    <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="us-gaap_OtherRealEstateRollForwardTableTextBlock" xlink:to="us-gaap_OtherRealEstateRollForwardTableTextBlock_lbl"/>
    <loc xlink:type="locator" xlink:label="ffic_GrossGainsGrossLossesAndWriteDownsOfOREOTableTextBlock" xlink:href="ffic-20151231.xsd#ffic_GrossGainsGrossLossesAndWriteDownsOfOREOTableTextBlock"/>
    <label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="ffic_GrossGainsGrossLossesAndWriteDownsOfOREOTableTextBlock_lbl" xml:lang="en-US">Gross Gains, Gross Losses, and Write-Downs of OREO [Table Text Block]</label>
    <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="ffic_GrossGainsGrossLossesAndWriteDownsOfOREOTableTextBlock" xlink:to="ffic_GrossGainsGrossLossesAndWriteDownsOfOREOTableTextBlock_lbl"/>
    <loc xlink:type="locator" xlink:label="us-gaap_InvestmentsInDebtAndMarketableEquitySecuritiesAndCertainTradingAssetsDisclosureTextBlock" xlink:href="http://xbrl.fasb.org/us-gaap/2015/elts/us-gaap-2015-01-31.xsd#us-gaap_InvestmentsInDebtAndMarketableEquitySecuritiesAndCertainTradingAssetsDisclosureTextBlock"/>
    <label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="us-gaap_InvestmentsInDebtAndMarketableEquitySecuritiesAndCertainTradingAssetsDisclosureTextBlock_lbl" xml:lang="en-US">Investments in Debt and Marketable Equity Securities (and Certain Trading Assets) Disclosure [Text Block]</label>
    <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="us-gaap_InvestmentsInDebtAndMarketableEquitySecuritiesAndCertainTradingAssetsDisclosureTextBlock" xlink:to="us-gaap_InvestmentsInDebtAndMarketableEquitySecuritiesAndCertainTradingAssetsDisclosureTextBlock_lbl"/>
    <loc xlink:type="locator" xlink:label="us-gaap_TradingSecuritiesAndCertainTradingAssetsTextBlock" xlink:href="http://xbrl.fasb.org/us-gaap/2015/elts/us-gaap-2015-01-31.xsd#us-gaap_TradingSecuritiesAndCertainTradingAssetsTextBlock"/>
    <label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="us-gaap_TradingSecuritiesAndCertainTradingAssetsTextBlock_lbl" xml:lang="en-US">Trading Securities [Table Text Block]</label>
    <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="us-gaap_TradingSecuritiesAndCertainTradingAssetsTextBlock" xlink:to="us-gaap_TradingSecuritiesAndCertainTradingAssetsTextBlock_lbl"/>
    <loc xlink:type="locator" xlink:label="ffic_SecuritesHeldToMaturityAbstract" xlink:href="ffic-20151231.xsd#ffic_SecuritesHeldToMaturityAbstract"/>
    <label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="ffic_SecuritesHeldToMaturityAbstract_lbl" xml:lang="en-US">Securites held-to-maturity:</label>
    <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="ffic_SecuritesHeldToMaturityAbstract" xlink:to="ffic_SecuritesHeldToMaturityAbstract_lbl"/>
    <loc xlink:type="locator" xlink:label="us-gaap_InvestmentsClassifiedByContractualMaturityDateTableTextBlock" xlink:href="http://xbrl.fasb.org/us-gaap/2015/elts/us-gaap-2015-01-31.xsd#us-gaap_InvestmentsClassifiedByContractualMaturityDateTableTextBlock"/>
    <label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="us-gaap_InvestmentsClassifiedByContractualMaturityDateTableTextBlock_lbl" xml:lang="en-US">Investments Classified by Contractual Maturity Date [Table Text Block]</label>
    <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="us-gaap_InvestmentsClassifiedByContractualMaturityDateTableTextBlock" xlink:to="us-gaap_InvestmentsClassifiedByContractualMaturityDateTableTextBlock_lbl"/>
    <loc xlink:type="locator" xlink:label="us-gaap_AvailableForSaleSecuritiesContinuousUnrealizedLossPositionFairValueTableTextBlock" xlink:href="http://xbrl.fasb.org/us-gaap/2015/elts/us-gaap-2015-01-31.xsd#us-gaap_AvailableForSaleSecuritiesContinuousUnrealizedLossPositionFairValueTableTextBlock"/>
    <label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="us-gaap_AvailableForSaleSecuritiesContinuousUnrealizedLossPositionFairValueTableTextBlock_lbl" xml:lang="en-US">Available-for-sale Securities, Continuous Unrealized Loss Position, Fair Value [Table Text Block]</label>
    <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="us-gaap_AvailableForSaleSecuritiesContinuousUnrealizedLossPositionFairValueTableTextBlock" xlink:to="us-gaap_AvailableForSaleSecuritiesContinuousUnrealizedLossPositionFairValueTableTextBlock_lbl"/>
    <loc xlink:type="locator" xlink:label="us-gaap_AvailableForSaleSecuritiesContinuousUnrealizedLossPositionFairValue" xlink:href="http://xbrl.fasb.org/us-gaap/2015/elts/us-gaap-2015-01-31.xsd#us-gaap_AvailableForSaleSecuritiesContinuousUnrealizedLossPositionFairValue"/>
    <label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="us-gaap_AvailableForSaleSecuritiesContinuousUnrealizedLossPositionFairValue_lbl" xml:lang="en-US">Fair Value</label>
    <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="us-gaap_AvailableForSaleSecuritiesContinuousUnrealizedLossPositionFairValue" xlink:to="us-gaap_AvailableForSaleSecuritiesContinuousUnrealizedLossPositionFairValue_lbl"/>
    <loc xlink:type="locator" xlink:label="us-gaap_AvailableForSaleSecuritiesContinuousUnrealizedLossPositionAggregateLosses" xlink:href="http://xbrl.fasb.org/us-gaap/2015/elts/us-gaap-2015-01-31.xsd#us-gaap_AvailableForSaleSecuritiesContinuousUnrealizedLossPositionAggregateLosses"/>
    <label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="us-gaap_AvailableForSaleSecuritiesContinuousUnrealizedLossPositionAggregateLosses_lbl" xml:lang="en-US">Unrealized Losses</label>
    <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="us-gaap_AvailableForSaleSecuritiesContinuousUnrealizedLossPositionAggregateLosses" xlink:to="us-gaap_AvailableForSaleSecuritiesContinuousUnrealizedLossPositionAggregateLosses_lbl"/>
    <loc xlink:type="locator" xlink:label="us-gaap_AvailableForSaleSecuritiesContinuousUnrealizedLossPositionLessThanTwelveMonthsFairValue" xlink:href="http://xbrl.fasb.org/us-gaap/2015/elts/us-gaap-2015-01-31.xsd#us-gaap_AvailableForSaleSecuritiesContinuousUnrealizedLossPositionLessThanTwelveMonthsFairValue"/>
    <label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="us-gaap_AvailableForSaleSecuritiesContinuousUnrealizedLossPositionLessThanTwelveMonthsFairValue_lbl" xml:lang="en-US">Less Than 12 Months - Fair Value</label>
    <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="us-gaap_AvailableForSaleSecuritiesContinuousUnrealizedLossPositionLessThanTwelveMonthsFairValue" xlink:to="us-gaap_AvailableForSaleSecuritiesContinuousUnrealizedLossPositionLessThanTwelveMonthsFairValue_lbl"/>
    <loc xlink:type="locator" xlink:label="us-gaap_AvailableForSaleSecuritiesContinuousUnrealizedLossPositionLessThan12MonthsAggregateLosses" xlink:href="http://xbrl.fasb.org/us-gaap/2015/elts/us-gaap-2015-01-31.xsd#us-gaap_AvailableForSaleSecuritiesContinuousUnrealizedLossPositionLessThan12MonthsAggregateLosses"/>
    <label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="us-gaap_AvailableForSaleSecuritiesContinuousUnrealizedLossPositionLessThan12MonthsAggregateLosses_lbl" xml:lang="en-US">Less Than 12 Months - Unrealized Losses</label>
    <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="us-gaap_AvailableForSaleSecuritiesContinuousUnrealizedLossPositionLessThan12MonthsAggregateLosses" xlink:to="us-gaap_AvailableForSaleSecuritiesContinuousUnrealizedLossPositionLessThan12MonthsAggregateLosses_lbl"/>
    <loc xlink:type="locator" xlink:label="us-gaap_OtherThanTemporaryImpairmentCreditLossesRecognizedInEarningsTableTextBlock" xlink:href="http://xbrl.fasb.org/us-gaap/2015/elts/us-gaap-2015-01-31.xsd#us-gaap_OtherThanTemporaryImpairmentCreditLossesRecognizedInEarningsTableTextBlock"/>
    <label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="us-gaap_OtherThanTemporaryImpairmentCreditLossesRecognizedInEarningsTableTextBlock_lbl" xml:lang="en-US">Other than Temporary Impairment, Credit Losses Recognized in Earnings [Table Text Block]</label>
    <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="us-gaap_OtherThanTemporaryImpairmentCreditLossesRecognizedInEarningsTableTextBlock" xlink:to="us-gaap_OtherThanTemporaryImpairmentCreditLossesRecognizedInEarningsTableTextBlock_lbl"/>
    <loc xlink:type="locator" xlink:label="us-gaap_ScheduleOfRealizedGainLossTableTextBlock" xlink:href="http://xbrl.fasb.org/us-gaap/2015/elts/us-gaap-2015-01-31.xsd#us-gaap_ScheduleOfRealizedGainLossTableTextBlock"/>
    <label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="us-gaap_ScheduleOfRealizedGainLossTableTextBlock_lbl" xml:lang="en-US">Schedule of Realized Gain (Loss) [Table Text Block]</label>
    <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="us-gaap_ScheduleOfRealizedGainLossTableTextBlock" xlink:to="us-gaap_ScheduleOfRealizedGainLossTableTextBlock_lbl"/>
    <loc xlink:type="locator" xlink:label="us-gaap_PropertyPlantAndEquipmentDisclosureTextBlock" xlink:href="http://xbrl.fasb.org/us-gaap/2015/elts/us-gaap-2015-01-31.xsd#us-gaap_PropertyPlantAndEquipmentDisclosureTextBlock"/>
    <label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="us-gaap_PropertyPlantAndEquipmentDisclosureTextBlock_lbl" xml:lang="en-US">Property, Plant and Equipment Disclosure [Text Block]</label>
    <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="us-gaap_PropertyPlantAndEquipmentDisclosureTextBlock" xlink:to="us-gaap_PropertyPlantAndEquipmentDisclosureTextBlock_lbl"/>
    <loc xlink:type="locator" xlink:label="us-gaap_PropertyPlantAndEquipmentTextBlock" xlink:href="http://xbrl.fasb.org/us-gaap/2015/elts/us-gaap-2015-01-31.xsd#us-gaap_PropertyPlantAndEquipmentTextBlock"/>
    <label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="us-gaap_PropertyPlantAndEquipmentTextBlock_lbl" xml:lang="en-US">Property, Plant and Equipment [Table Text Block]</label>
    <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="us-gaap_PropertyPlantAndEquipmentTextBlock" xlink:to="us-gaap_PropertyPlantAndEquipmentTextBlock_lbl"/>
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    <loc xlink:type="locator" xlink:label="ffic_ScheduleOfRemainingMaturitiesOfCertificatesOfDepositAccountsTableTextBlock" xlink:href="ffic-20151231.xsd#ffic_ScheduleOfRemainingMaturitiesOfCertificatesOfDepositAccountsTableTextBlock"/>
    <label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="ffic_ScheduleOfRemainingMaturitiesOfCertificatesOfDepositAccountsTableTextBlock_lbl" xml:lang="en-US">Schedule of Remaining Maturities of Certificates of Deposit Accounts [Table Text Block]</label>
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    <loc xlink:type="locator" xlink:label="us-gaap_RepurchaseAgreementsResaleAgreementsSecuritiesBorrowedAndSecuritiesLoanedDisclosureTextBlock" xlink:href="http://xbrl.fasb.org/us-gaap/2015/elts/us-gaap-2015-01-31.xsd#us-gaap_RepurchaseAgreementsResaleAgreementsSecuritiesBorrowedAndSecuritiesLoanedDisclosureTextBlock"/>
    <label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="us-gaap_RepurchaseAgreementsResaleAgreementsSecuritiesBorrowedAndSecuritiesLoanedDisclosureTextBlock_lbl" xml:lang="en-US">Repurchase Agreements, Resale Agreements, Securities Borrowed, and Securities Loaned Disclosure [Text Block]</label>
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    <loc xlink:type="locator" xlink:label="us-gaap_DebtWeightedAverageInterestRate" xlink:href="http://xbrl.fasb.org/us-gaap/2015/elts/us-gaap-2015-01-31.xsd#us-gaap_DebtWeightedAverageInterestRate"/>
    <label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:label="us-gaap_DebtWeightedAverageInterestRate_lbl" xml:lang="en-US">Due in 2016</label>
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    <loc xlink:type="locator" xlink:label="ffic_JuniorSubordinatedDebenturesAdjustableRateAbstract" xlink:href="ffic-20151231.xsd#ffic_JuniorSubordinatedDebenturesAdjustableRateAbstract"/>
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    <loc xlink:type="locator" xlink:label="ffic_ScheduleOfBorrowingsWhichHaveCallProvisionsTableTextBlock" xlink:href="ffic-20151231.xsd#ffic_ScheduleOfBorrowingsWhichHaveCallProvisionsTableTextBlock"/>
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    <loc xlink:type="locator" xlink:label="ffic_InformationRelatingToCollateralizedRepurchaseAgreementsTableTextBlock" xlink:href="ffic-20151231.xsd#ffic_InformationRelatingToCollateralizedRepurchaseAgreementsTableTextBlock"/>
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    <loc xlink:type="locator" xlink:label="ffic_TermsOfSecuritiesIssuedByTrustsTableTextBlock" xlink:href="ffic-20151231.xsd#ffic_TermsOfSecuritiesIssuedByTrustsTableTextBlock"/>
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    <loc xlink:type="locator" xlink:label="us-gaap_ScheduleOfEffectiveIncomeTaxRateReconciliationTableTextBlock" xlink:href="http://xbrl.fasb.org/us-gaap/2015/elts/us-gaap-2015-01-31.xsd#us-gaap_ScheduleOfEffectiveIncomeTaxRateReconciliationTableTextBlock"/>
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    <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="us-gaap_ScheduleOfNetFundedStatusTableTextBlock" xlink:to="us-gaap_ScheduleOfNetFundedStatusTableTextBlock_lbl"/>
    <loc xlink:type="locator" xlink:label="ffic_ChangeInBenefitObligationAbstract" xlink:href="ffic-20151231.xsd#ffic_ChangeInBenefitObligationAbstract"/>
    <label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="ffic_ChangeInBenefitObligationAbstract_lbl" xml:lang="en-US">Change in benefit obligation:</label>
    <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="ffic_ChangeInBenefitObligationAbstract" xlink:to="ffic_ChangeInBenefitObligationAbstract_lbl"/>
    <loc xlink:type="locator" xlink:label="ffic_ChangeInPlanAssetsAbstract" xlink:href="ffic-20151231.xsd#ffic_ChangeInPlanAssetsAbstract"/>
    <label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="ffic_ChangeInPlanAssetsAbstract_lbl" xml:lang="en-US">Change in plan assets:</label>
    <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="ffic_ChangeInPlanAssetsAbstract" xlink:to="ffic_ChangeInPlanAssetsAbstract_lbl"/>
    <loc xlink:type="locator" xlink:label="us-gaap_ScheduleOfAssumptionsUsedTableTextBlock" xlink:href="http://xbrl.fasb.org/us-gaap/2015/elts/us-gaap-2015-01-31.xsd#us-gaap_ScheduleOfAssumptionsUsedTableTextBlock"/>
    <label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="us-gaap_ScheduleOfAssumptionsUsedTableTextBlock_lbl" xml:lang="en-US">Schedule of Assumptions Used [Table Text Block]</label>
    <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="us-gaap_ScheduleOfAssumptionsUsedTableTextBlock" xlink:to="us-gaap_ScheduleOfAssumptionsUsedTableTextBlock_lbl"/>
    <loc xlink:type="locator" xlink:label="us-gaap_ScheduleOfNetBenefitCostsTableTextBlock" xlink:href="http://xbrl.fasb.org/us-gaap/2015/elts/us-gaap-2015-01-31.xsd#us-gaap_ScheduleOfNetBenefitCostsTableTextBlock"/>
    <label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="us-gaap_ScheduleOfNetBenefitCostsTableTextBlock_lbl" xml:lang="en-US">Schedule of Net Benefit Costs [Table Text Block]</label>
    <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="us-gaap_ScheduleOfNetBenefitCostsTableTextBlock" xlink:to="us-gaap_ScheduleOfNetBenefitCostsTableTextBlock_lbl"/>
    <loc xlink:type="locator" xlink:label="us-gaap_ScheduleOfExpectedBenefitPaymentsTableTextBlock" xlink:href="http://xbrl.fasb.org/us-gaap/2015/elts/us-gaap-2015-01-31.xsd#us-gaap_ScheduleOfExpectedBenefitPaymentsTableTextBlock"/>
    <label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="us-gaap_ScheduleOfExpectedBenefitPaymentsTableTextBlock_lbl" xml:lang="en-US">Schedule of Expected Benefit Payments [Table Text Block]</label>
    <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="us-gaap_ScheduleOfExpectedBenefitPaymentsTableTextBlock" xlink:to="us-gaap_ScheduleOfExpectedBenefitPaymentsTableTextBlock_lbl"/>
    <loc xlink:type="locator" xlink:label="us-gaap_ScheduleOfAllocationOfPlanAssetsTableTextBlock" xlink:href="http://xbrl.fasb.org/us-gaap/2015/elts/us-gaap-2015-01-31.xsd#us-gaap_ScheduleOfAllocationOfPlanAssetsTableTextBlock"/>
    <label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="us-gaap_ScheduleOfAllocationOfPlanAssetsTableTextBlock_lbl" xml:lang="en-US">Schedule of Allocation of Plan Assets [Table Text Block]</label>
    <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="us-gaap_ScheduleOfAllocationOfPlanAssetsTableTextBlock" xlink:to="us-gaap_ScheduleOfAllocationOfPlanAssetsTableTextBlock_lbl"/>
    <loc xlink:type="locator" xlink:label="us-gaap_ScheduleOfChangesInFairValueOfPlanAssetsTableTextBlock" xlink:href="http://xbrl.fasb.org/us-gaap/2015/elts/us-gaap-2015-01-31.xsd#us-gaap_ScheduleOfChangesInFairValueOfPlanAssetsTableTextBlock"/>
    <label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="us-gaap_ScheduleOfChangesInFairValueOfPlanAssetsTableTextBlock_lbl" xml:lang="en-US">Schedule of Changes in Fair Value of Plan Assets [Table Text Block]</label>
    <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="us-gaap_ScheduleOfChangesInFairValueOfPlanAssetsTableTextBlock" xlink:to="us-gaap_ScheduleOfChangesInFairValueOfPlanAssetsTableTextBlock_lbl"/>
    <loc xlink:type="locator" xlink:label="ffic_PooledSeparateAccountsAbstract" xlink:href="ffic-20151231.xsd#ffic_PooledSeparateAccountsAbstract"/>
    <label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="ffic_PooledSeparateAccountsAbstract_lbl" xml:lang="en-US">Pooled Separate Accounts</label>
    <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="ffic_PooledSeparateAccountsAbstract" xlink:to="ffic_PooledSeparateAccountsAbstract_lbl"/>
    <loc xlink:type="locator" xlink:label="ffic_PooledSeparateAccountsAbstract0" xlink:href="ffic-20151231.xsd#ffic_PooledSeparateAccountsAbstract0"/>
    <label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:label="ffic_PooledSeparateAccountsAbstract0_lbl" xml:lang="en-US">Pooled Separate Accounts</label>
    <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="ffic_PooledSeparateAccountsAbstract0" xlink:to="ffic_PooledSeparateAccountsAbstract0_lbl"/>
    <loc xlink:type="locator" xlink:label="ffic_ChangeInBenefitObligationAbstract0" xlink:href="ffic-20151231.xsd#ffic_ChangeInBenefitObligationAbstract0"/>
    <label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:label="ffic_ChangeInBenefitObligationAbstract0_lbl" xml:lang="en-US">Change in benefit obligation:</label>
    <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="ffic_ChangeInBenefitObligationAbstract0" xlink:to="ffic_ChangeInBenefitObligationAbstract0_lbl"/>
    <loc xlink:type="locator" xlink:label="ffic_ChangeInPlanAssetsAbstract0" xlink:href="ffic-20151231.xsd#ffic_ChangeInPlanAssetsAbstract0"/>
    <label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:label="ffic_ChangeInPlanAssetsAbstract0_lbl" xml:lang="en-US">Change in plan assets:</label>
    <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="ffic_ChangeInPlanAssetsAbstract0" xlink:to="ffic_ChangeInPlanAssetsAbstract0_lbl"/>
    <loc xlink:type="locator" xlink:label="ffic_RateOfIncreaseInHealthCareCostsAbstract" xlink:href="ffic-20151231.xsd#ffic_RateOfIncreaseInHealthCareCostsAbstract"/>
    <label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="ffic_RateOfIncreaseInHealthCareCostsAbstract_lbl" xml:lang="en-US">Rate of increase in health care costs</label>
    <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="ffic_RateOfIncreaseInHealthCareCostsAbstract" xlink:to="ffic_RateOfIncreaseInHealthCareCostsAbstract_lbl"/>
    <loc xlink:type="locator" xlink:label="ffic_RateOfIncreaseInHealthCareCostsAbstract0" xlink:href="ffic-20151231.xsd#ffic_RateOfIncreaseInHealthCareCostsAbstract0"/>
    <label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:label="ffic_RateOfIncreaseInHealthCareCostsAbstract0_lbl" xml:lang="en-US">Rate of increase in health care costs</label>
    <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="ffic_RateOfIncreaseInHealthCareCostsAbstract0" xlink:to="ffic_RateOfIncreaseInHealthCareCostsAbstract0_lbl"/>
    <loc xlink:type="locator" xlink:label="us-gaap_ScheduleOfEffectOfOnePercentagePointChangeInAssumedHealthCareCostTrendRatesTableTextBlock" xlink:href="http://xbrl.fasb.org/us-gaap/2015/elts/us-gaap-2015-01-31.xsd#us-gaap_ScheduleOfEffectOfOnePercentagePointChangeInAssumedHealthCareCostTrendRatesTableTextBlock"/>
    <label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="us-gaap_ScheduleOfEffectOfOnePercentagePointChangeInAssumedHealthCareCostTrendRatesTableTextBlock_lbl" xml:lang="en-US">Schedule of Effect of One-Percentage-Point Change in Assumed Health Care Cost Trend Rates [Table Text Block]</label>
    <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="us-gaap_ScheduleOfEffectOfOnePercentagePointChangeInAssumedHealthCareCostTrendRatesTableTextBlock" xlink:to="us-gaap_ScheduleOfEffectOfOnePercentagePointChangeInAssumedHealthCareCostTrendRatesTableTextBlock_lbl"/>
    <loc xlink:type="locator" xlink:label="ffic_ScheduleOfEmployeeBenefitTrustSharesTableTextBlock" xlink:href="ffic-20151231.xsd#ffic_ScheduleOfEmployeeBenefitTrustSharesTableTextBlock"/>
    <label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="ffic_ScheduleOfEmployeeBenefitTrustSharesTableTextBlock_lbl" xml:lang="en-US">Schedule of Employee Benefit Trust Shares [Table Text Block]</label>
    <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="ffic_ScheduleOfEmployeeBenefitTrustSharesTableTextBlock" xlink:to="ffic_ScheduleOfEmployeeBenefitTrustSharesTableTextBlock_lbl"/>
    <loc xlink:type="locator" xlink:label="ffic_ChangeInBenefitObligationAbstract00" xlink:href="ffic-20151231.xsd#ffic_ChangeInBenefitObligationAbstract00"/>
    <label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:label="ffic_ChangeInBenefitObligationAbstract00_lbl" xml:lang="en-US">Change in benefit obligation:</label>
    <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="ffic_ChangeInBenefitObligationAbstract00" xlink:to="ffic_ChangeInBenefitObligationAbstract00_lbl"/>
    <loc xlink:type="locator" xlink:label="ffic_ChangeInPlanAssetsAbstract00" xlink:href="ffic-20151231.xsd#ffic_ChangeInPlanAssetsAbstract00"/>
    <label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:label="ffic_ChangeInPlanAssetsAbstract00_lbl" xml:lang="en-US">Change in plan assets:</label>
    <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="ffic_ChangeInPlanAssetsAbstract00" xlink:to="ffic_ChangeInPlanAssetsAbstract00_lbl"/>
    <loc xlink:type="locator" xlink:label="us-gaap_StockholdersEquityNoteDisclosureTextBlock" xlink:href="http://xbrl.fasb.org/us-gaap/2015/elts/us-gaap-2015-01-31.xsd#us-gaap_StockholdersEquityNoteDisclosureTextBlock"/>
    <label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="us-gaap_StockholdersEquityNoteDisclosureTextBlock_lbl" xml:lang="en-US">Stockholders&apos; Equity Note Disclosure [Text Block]</label>
    <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="us-gaap_StockholdersEquityNoteDisclosureTextBlock" xlink:to="us-gaap_StockholdersEquityNoteDisclosureTextBlock_lbl"/>
    <loc xlink:type="locator" xlink:label="us-gaap_ScheduleOfAccumulatedOtherComprehensiveIncomeLossTableTextBlock" xlink:href="http://xbrl.fasb.org/us-gaap/2015/elts/us-gaap-2015-01-31.xsd#us-gaap_ScheduleOfAccumulatedOtherComprehensiveIncomeLossTableTextBlock"/>
    <label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="us-gaap_ScheduleOfAccumulatedOtherComprehensiveIncomeLossTableTextBlock_lbl" xml:lang="en-US">Schedule of Accumulated Other Comprehensive Income (Loss) [Table Text Block]</label>
    <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="us-gaap_ScheduleOfAccumulatedOtherComprehensiveIncomeLossTableTextBlock" xlink:to="us-gaap_ScheduleOfAccumulatedOtherComprehensiveIncomeLossTableTextBlock_lbl"/>
    <loc xlink:type="locator" xlink:label="us-gaap_OtherComprehensiveIncomeLossBeforeReclassificationsNetOfTax" xlink:href="http://xbrl.fasb.org/us-gaap/2015/elts/us-gaap-2015-01-31.xsd#us-gaap_OtherComprehensiveIncomeLossBeforeReclassificationsNetOfTax"/>
    <label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="us-gaap_OtherComprehensiveIncomeLossBeforeReclassificationsNetOfTax_lbl" xml:lang="en-US">Other comprehensive income (loss) before reclassifications, net of tax</label>
    <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="us-gaap_OtherComprehensiveIncomeLossBeforeReclassificationsNetOfTax" xlink:to="us-gaap_OtherComprehensiveIncomeLossBeforeReclassificationsNetOfTax_lbl"/>
    <loc xlink:type="locator" xlink:label="us-gaap_ReclassificationOutOfAccumulatedOtherComprehensiveIncomeTableTextBlock" xlink:href="http://xbrl.fasb.org/us-gaap/2015/elts/us-gaap-2015-01-31.xsd#us-gaap_ReclassificationOutOfAccumulatedOtherComprehensiveIncomeTableTextBlock"/>
    <label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="us-gaap_ReclassificationOutOfAccumulatedOtherComprehensiveIncomeTableTextBlock_lbl" xml:lang="en-US">Reclassification out of Accumulated Other Comprehensive Income [Table Text Block]</label>
    <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="us-gaap_ReclassificationOutOfAccumulatedOtherComprehensiveIncomeTableTextBlock" xlink:to="us-gaap_ReclassificationOutOfAccumulatedOtherComprehensiveIncomeTableTextBlock_lbl"/>
    <loc xlink:type="locator" xlink:label="ffic_AmortizationOfDefinedBenefitPensionItemsAbstract" xlink:href="ffic-20151231.xsd#ffic_AmortizationOfDefinedBenefitPensionItemsAbstract"/>
    <label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="ffic_AmortizationOfDefinedBenefitPensionItemsAbstract_lbl" xml:lang="en-US">Amortization of defined benefit pension items:</label>
    <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="ffic_AmortizationOfDefinedBenefitPensionItemsAbstract" xlink:to="ffic_AmortizationOfDefinedBenefitPensionItemsAbstract_lbl"/>
    <loc xlink:type="locator" xlink:label="ffic_AmortizationOfDefinedBenefitPensionItemsAbstract0" xlink:href="ffic-20151231.xsd#ffic_AmortizationOfDefinedBenefitPensionItemsAbstract0"/>
    <label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:label="ffic_AmortizationOfDefinedBenefitPensionItemsAbstract0_lbl" xml:lang="en-US">Amortization of defined benefit pension items:</label>
    <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="ffic_AmortizationOfDefinedBenefitPensionItemsAbstract0" xlink:to="ffic_AmortizationOfDefinedBenefitPensionItemsAbstract0_lbl"/>
    <loc xlink:type="locator" xlink:label="ffic_AmortizationOfDefinedBenefitPensionItemsAbstract00" xlink:href="ffic-20151231.xsd#ffic_AmortizationOfDefinedBenefitPensionItemsAbstract00"/>
    <label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:label="ffic_AmortizationOfDefinedBenefitPensionItemsAbstract00_lbl" xml:lang="en-US">Amortization of defined benefit pension items:</label>
    <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="ffic_AmortizationOfDefinedBenefitPensionItemsAbstract00" xlink:to="ffic_AmortizationOfDefinedBenefitPensionItemsAbstract00_lbl"/>
    <loc xlink:type="locator" xlink:label="us-gaap_RegulatoryCapitalRequirementsUnderBankingRegulationsTextBlock" xlink:href="http://xbrl.fasb.org/us-gaap/2015/elts/us-gaap-2015-01-31.xsd#us-gaap_RegulatoryCapitalRequirementsUnderBankingRegulationsTextBlock"/>
    <label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="us-gaap_RegulatoryCapitalRequirementsUnderBankingRegulationsTextBlock_lbl" xml:lang="en-US">Regulatory Capital Requirements under Banking Regulations [Text Block]</label>
    <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="us-gaap_RegulatoryCapitalRequirementsUnderBankingRegulationsTextBlock" xlink:to="us-gaap_RegulatoryCapitalRequirementsUnderBankingRegulationsTextBlock_lbl"/>
    <loc xlink:type="locator" xlink:label="us-gaap_ScheduleOfComplianceWithRegulatoryCapitalRequirementsUnderBankingRegulationsTextBlock" xlink:href="http://xbrl.fasb.org/us-gaap/2015/elts/us-gaap-2015-01-31.xsd#us-gaap_ScheduleOfComplianceWithRegulatoryCapitalRequirementsUnderBankingRegulationsTextBlock"/>
    <label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="us-gaap_ScheduleOfComplianceWithRegulatoryCapitalRequirementsUnderBankingRegulationsTextBlock_lbl" xml:lang="en-US">Schedule of Compliance with Regulatory Capital Requirements under Banking Regulations [Table Text Block]</label>
    <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="us-gaap_ScheduleOfComplianceWithRegulatoryCapitalRequirementsUnderBankingRegulationsTextBlock" xlink:to="us-gaap_ScheduleOfComplianceWithRegulatoryCapitalRequirementsUnderBankingRegulationsTextBlock_lbl"/>
    <loc xlink:type="locator" xlink:label="ffic_TierILeverageCapitalAbstract" xlink:href="ffic-20151231.xsd#ffic_TierILeverageCapitalAbstract"/>
    <label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="ffic_TierILeverageCapitalAbstract_lbl" xml:lang="en-US">Tier I (leverage) capital:</label>
    <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="ffic_TierILeverageCapitalAbstract" xlink:to="ffic_TierILeverageCapitalAbstract_lbl"/>
    <loc xlink:type="locator" xlink:label="ffic_CommonEquityTierIRiskBasedCapitalAbstract" xlink:href="ffic-20151231.xsd#ffic_CommonEquityTierIRiskBasedCapitalAbstract"/>
    <label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="ffic_CommonEquityTierIRiskBasedCapitalAbstract_lbl" xml:lang="en-US">Common Equity Tier I risk-based capital:</label>
    <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="ffic_CommonEquityTierIRiskBasedCapitalAbstract" xlink:to="ffic_CommonEquityTierIRiskBasedCapitalAbstract_lbl"/>
    <loc xlink:type="locator" xlink:label="ffic_TierIRiskBasedCapitalAbstract" xlink:href="ffic-20151231.xsd#ffic_TierIRiskBasedCapitalAbstract"/>
    <label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="ffic_TierIRiskBasedCapitalAbstract_lbl" xml:lang="en-US">Tier I risk-based capital:</label>
    <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="ffic_TierIRiskBasedCapitalAbstract" xlink:to="ffic_TierIRiskBasedCapitalAbstract_lbl"/>
    <loc xlink:type="locator" xlink:label="ffic_TotalRiskBasedCapitalAbstract" xlink:href="ffic-20151231.xsd#ffic_TotalRiskBasedCapitalAbstract"/>
    <label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="ffic_TotalRiskBasedCapitalAbstract_lbl" xml:lang="en-US">Total risk-based capital:</label>
    <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="ffic_TotalRiskBasedCapitalAbstract" xlink:to="ffic_TotalRiskBasedCapitalAbstract_lbl"/>
    <loc xlink:type="locator" xlink:label="us-gaap_CommitmentsAndContingenciesDisclosureTextBlock" xlink:href="http://xbrl.fasb.org/us-gaap/2015/elts/us-gaap-2015-01-31.xsd#us-gaap_CommitmentsAndContingenciesDisclosureTextBlock"/>
    <label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="us-gaap_CommitmentsAndContingenciesDisclosureTextBlock_lbl" xml:lang="en-US">Commitments and Contingencies Disclosure [Text Block]</label>
    <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="us-gaap_CommitmentsAndContingenciesDisclosureTextBlock" xlink:to="us-gaap_CommitmentsAndContingenciesDisclosureTextBlock_lbl"/>
    <loc xlink:type="locator" xlink:label="us-gaap_OperatingLeasesOfLesseeDisclosureTextBlock" xlink:href="http://xbrl.fasb.org/us-gaap/2015/elts/us-gaap-2015-01-31.xsd#us-gaap_OperatingLeasesOfLesseeDisclosureTextBlock"/>
    <label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="us-gaap_OperatingLeasesOfLesseeDisclosureTextBlock_lbl" xml:lang="en-US">Operating Leases of Lessee Disclosure [Table Text Block]</label>
    <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="us-gaap_OperatingLeasesOfLesseeDisclosureTextBlock" xlink:to="us-gaap_OperatingLeasesOfLesseeDisclosureTextBlock_lbl"/>
    <loc xlink:type="locator" xlink:label="us-gaap_ConcentrationRiskDisclosureTextBlock" xlink:href="http://xbrl.fasb.org/us-gaap/2015/elts/us-gaap-2015-01-31.xsd#us-gaap_ConcentrationRiskDisclosureTextBlock"/>
    <label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="us-gaap_ConcentrationRiskDisclosureTextBlock_lbl" xml:lang="en-US">Concentration Risk Disclosure [Text Block]</label>
    <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="us-gaap_ConcentrationRiskDisclosureTextBlock" xlink:to="us-gaap_ConcentrationRiskDisclosureTextBlock_lbl"/>
    <loc xlink:type="locator" xlink:label="us-gaap_RelatedPartyTransactionsDisclosureTextBlock" xlink:href="http://xbrl.fasb.org/us-gaap/2015/elts/us-gaap-2015-01-31.xsd#us-gaap_RelatedPartyTransactionsDisclosureTextBlock"/>
    <label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="us-gaap_RelatedPartyTransactionsDisclosureTextBlock_lbl" xml:lang="en-US">Related Party Transactions Disclosure [Text Block]</label>
    <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="us-gaap_RelatedPartyTransactionsDisclosureTextBlock" xlink:to="us-gaap_RelatedPartyTransactionsDisclosureTextBlock_lbl"/>
    <loc xlink:type="locator" xlink:label="us-gaap_FairValueDisclosuresTextBlock" xlink:href="http://xbrl.fasb.org/us-gaap/2015/elts/us-gaap-2015-01-31.xsd#us-gaap_FairValueDisclosuresTextBlock"/>
    <label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="us-gaap_FairValueDisclosuresTextBlock_lbl" xml:lang="en-US">Fair Value Disclosures [Text Block]</label>
    <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="us-gaap_FairValueDisclosuresTextBlock" xlink:to="us-gaap_FairValueDisclosuresTextBlock_lbl"/>
    <loc xlink:type="locator" xlink:label="us-gaap_FairValueOptionQuantitativeDisclosuresTextBlock" xlink:href="http://xbrl.fasb.org/us-gaap/2015/elts/us-gaap-2015-01-31.xsd#us-gaap_FairValueOptionQuantitativeDisclosuresTextBlock"/>
    <label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="us-gaap_FairValueOptionQuantitativeDisclosuresTextBlock_lbl" xml:lang="en-US">Fair Value, Option, Quantitative Disclosures [Table Text Block]</label>
    <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="us-gaap_FairValueOptionQuantitativeDisclosuresTextBlock" xlink:to="us-gaap_FairValueOptionQuantitativeDisclosuresTextBlock_lbl"/>
    <loc xlink:type="locator" xlink:label="us-gaap_ScheduleOfFairValueAssetsAndLiabilitiesMeasuredOnRecurringBasisTableTextBlock" xlink:href="http://xbrl.fasb.org/us-gaap/2015/elts/us-gaap-2015-01-31.xsd#us-gaap_ScheduleOfFairValueAssetsAndLiabilitiesMeasuredOnRecurringBasisTableTextBlock"/>
    <label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="us-gaap_ScheduleOfFairValueAssetsAndLiabilitiesMeasuredOnRecurringBasisTableTextBlock_lbl" xml:lang="en-US">Schedule of Fair Value, Assets and Liabilities Measured on Recurring Basis [Table Text Block]</label>
    <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="us-gaap_ScheduleOfFairValueAssetsAndLiabilitiesMeasuredOnRecurringBasisTableTextBlock" xlink:to="us-gaap_ScheduleOfFairValueAssetsAndLiabilitiesMeasuredOnRecurringBasisTableTextBlock_lbl"/>
    <loc xlink:type="locator" xlink:label="ffic_AssetsAbstract0" xlink:href="ffic-20151231.xsd#ffic_AssetsAbstract0"/>
    <label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="ffic_AssetsAbstract0_lbl" xml:lang="en-US">Assets:</label>
    <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="ffic_AssetsAbstract0" xlink:to="ffic_AssetsAbstract0_lbl"/>
    <loc xlink:type="locator" xlink:label="ffic_SecuritiesAvailableForSaleAbstract" xlink:href="ffic-20151231.xsd#ffic_SecuritiesAvailableForSaleAbstract"/>
    <label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="ffic_SecuritiesAvailableForSaleAbstract_lbl" xml:lang="en-US">Securities available for sale</label>
    <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="ffic_SecuritiesAvailableForSaleAbstract" xlink:to="ffic_SecuritiesAvailableForSaleAbstract_lbl"/>
    <loc xlink:type="locator" xlink:label="ffic_LiabilitiesAbstract0" xlink:href="ffic-20151231.xsd#ffic_LiabilitiesAbstract0"/>
    <label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="ffic_LiabilitiesAbstract0_lbl" xml:lang="en-US">Liabilities:</label>
    <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="ffic_LiabilitiesAbstract0" xlink:to="ffic_LiabilitiesAbstract0_lbl"/>
    <loc xlink:type="locator" xlink:label="us-gaap_FairValueAssetsMeasuredOnRecurringBasisUnobservableInputReconciliationTextBlock" xlink:href="http://xbrl.fasb.org/us-gaap/2015/elts/us-gaap-2015-01-31.xsd#us-gaap_FairValueAssetsMeasuredOnRecurringBasisUnobservableInputReconciliationTextBlock"/>
    <label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="us-gaap_FairValueAssetsMeasuredOnRecurringBasisUnobservableInputReconciliationTextBlock_lbl" xml:lang="en-US">Fair Value, Assets Measured on Recurring Basis, Unobservable Input Reconciliation [Table Text Block]</label>
    <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="us-gaap_FairValueAssetsMeasuredOnRecurringBasisUnobservableInputReconciliationTextBlock" xlink:to="us-gaap_FairValueAssetsMeasuredOnRecurringBasisUnobservableInputReconciliationTextBlock_lbl"/>
    <loc xlink:type="locator" xlink:label="us-gaap_FairValueMeasurementWithUnobservableInputsReconciliationRecurringBasisAssetPurchases" xlink:href="http://xbrl.fasb.org/us-gaap/2015/elts/us-gaap-2015-01-31.xsd#us-gaap_FairValueMeasurementWithUnobservableInputsReconciliationRecurringBasisAssetPurchases"/>
    <label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="us-gaap_FairValueMeasurementWithUnobservableInputsReconciliationRecurringBasisAssetPurchases_lbl" xml:lang="en-US">Purchases</label>
    <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="us-gaap_FairValueMeasurementWithUnobservableInputsReconciliationRecurringBasisAssetPurchases" xlink:to="us-gaap_FairValueMeasurementWithUnobservableInputsReconciliationRecurringBasisAssetPurchases_lbl"/>
    <loc xlink:type="locator" xlink:label="us-gaap_FairValueMeasurementWithUnobservableInputsReconciliationRecurringBasisAssetGainLossIncludedInEarnings1" xlink:href="http://xbrl.fasb.org/us-gaap/2015/elts/us-gaap-2015-01-31.xsd#us-gaap_FairValueMeasurementWithUnobservableInputsReconciliationRecurringBasisAssetGainLossIncludedInEarnings1"/>
    <label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="us-gaap_FairValueMeasurementWithUnobservableInputsReconciliationRecurringBasisAssetGainLossIncludedInEarnings1_lbl" xml:lang="en-US">Net gain from fair value adjustment of financial assets (1)</label>
    <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="us-gaap_FairValueMeasurementWithUnobservableInputsReconciliationRecurringBasisAssetGainLossIncludedInEarnings1" xlink:to="us-gaap_FairValueMeasurementWithUnobservableInputsReconciliationRecurringBasisAssetGainLossIncludedInEarnings1_lbl"/>
    <loc xlink:type="locator" xlink:label="us-gaap_IncreaseDecreaseInInterestPayableNet" xlink:href="http://xbrl.fasb.org/us-gaap/2015/elts/us-gaap-2015-01-31.xsd#us-gaap_IncreaseDecreaseInInterestPayableNet"/>
    <label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="us-gaap_IncreaseDecreaseInInterestPayableNet_lbl" xml:lang="en-US">Increase in accrued interest payable</label>
    <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="us-gaap_IncreaseDecreaseInInterestPayableNet" xlink:to="us-gaap_IncreaseDecreaseInInterestPayableNet_lbl"/>
    <loc xlink:type="locator" xlink:label="us-gaap_FairValueMeasurementWithUnobservableInputsReconciliationRecurringBasisAssetGainLossIncludedInOtherComprehensiveIncomeLoss" xlink:href="http://xbrl.fasb.org/us-gaap/2015/elts/us-gaap-2015-01-31.xsd#us-gaap_FairValueMeasurementWithUnobservableInputsReconciliationRecurringBasisAssetGainLossIncludedInOtherComprehensiveIncomeLoss"/>
    <label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="us-gaap_FairValueMeasurementWithUnobservableInputsReconciliationRecurringBasisAssetGainLossIncludedInOtherComprehensiveIncomeLoss_lbl" xml:lang="en-US">Change in unrealized gains included in other comprehensive income</label>
    <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="us-gaap_FairValueMeasurementWithUnobservableInputsReconciliationRecurringBasisAssetGainLossIncludedInOtherComprehensiveIncomeLoss" xlink:to="us-gaap_FairValueMeasurementWithUnobservableInputsReconciliationRecurringBasisAssetGainLossIncludedInOtherComprehensiveIncomeLoss_lbl"/>
    <loc xlink:type="locator" xlink:label="us-gaap_FairValueAssetsMeasuredOnRecurringBasisChangeInUnrealizedGainLoss" xlink:href="http://xbrl.fasb.org/us-gaap/2015/elts/us-gaap-2015-01-31.xsd#us-gaap_FairValueAssetsMeasuredOnRecurringBasisChangeInUnrealizedGainLoss"/>
    <label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="us-gaap_FairValueAssetsMeasuredOnRecurringBasisChangeInUnrealizedGainLoss_lbl" xml:lang="en-US">Changes in unrealized held at period end</label>
    <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="us-gaap_FairValueAssetsMeasuredOnRecurringBasisChangeInUnrealizedGainLoss" xlink:to="us-gaap_FairValueAssetsMeasuredOnRecurringBasisChangeInUnrealizedGainLoss_lbl"/>
    <loc xlink:type="locator" xlink:label="us-gaap_FairValueInputsAssetsQuantitativeInformationTableTextBlock" xlink:href="http://xbrl.fasb.org/us-gaap/2015/elts/us-gaap-2015-01-31.xsd#us-gaap_FairValueInputsAssetsQuantitativeInformationTableTextBlock"/>
    <label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="us-gaap_FairValueInputsAssetsQuantitativeInformationTableTextBlock_lbl" xml:lang="en-US">Fair Value Inputs, Assets, Quantitative Information [Table Text Block]</label>
    <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="us-gaap_FairValueInputsAssetsQuantitativeInformationTableTextBlock" xlink:to="us-gaap_FairValueInputsAssetsQuantitativeInformationTableTextBlock_lbl"/>
    <loc xlink:type="locator" xlink:label="ffic_AssetsAbstract00" xlink:href="ffic-20151231.xsd#ffic_AssetsAbstract00"/>
    <label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:label="ffic_AssetsAbstract00_lbl" xml:lang="en-US">Assets:</label>
    <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="ffic_AssetsAbstract00" xlink:to="ffic_AssetsAbstract00_lbl"/>
    <loc xlink:type="locator" xlink:label="us-gaap_FairValueMeasurementsValuationTechniques" xlink:href="http://xbrl.fasb.org/us-gaap/2015/elts/us-gaap-2015-01-31.xsd#us-gaap_FairValueMeasurementsValuationTechniques"/>
    <label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="us-gaap_FairValueMeasurementsValuationTechniques_lbl" xml:lang="en-US">Valuation Technique</label>
    <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="us-gaap_FairValueMeasurementsValuationTechniques" xlink:to="us-gaap_FairValueMeasurementsValuationTechniques_lbl"/>
    <loc xlink:type="locator" xlink:label="ffic_UnobservableInput" xlink:href="ffic-20151231.xsd#ffic_UnobservableInput"/>
    <label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="ffic_UnobservableInput_lbl" xml:lang="en-US">Unobservable Input</label>
    <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="ffic_UnobservableInput" xlink:to="ffic_UnobservableInput_lbl"/>
    <loc xlink:type="locator" xlink:label="ffic_InterestRateUnobservableInput" xlink:href="ffic-20151231.xsd#ffic_InterestRateUnobservableInput"/>
    <label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:label="ffic_InterestRateUnobservableInput_lbl" xml:lang="en-US">Range (Weighted Average)</label>
    <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="ffic_InterestRateUnobservableInput" xlink:to="ffic_InterestRateUnobservableInput_lbl"/>
    <loc xlink:type="locator" xlink:label="ffic_LiabilitiesAbstract00" xlink:href="ffic-20151231.xsd#ffic_LiabilitiesAbstract00"/>
    <label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:label="ffic_LiabilitiesAbstract00_lbl" xml:lang="en-US">Liabilities:</label>
    <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="ffic_LiabilitiesAbstract00" xlink:to="ffic_LiabilitiesAbstract00_lbl"/>
    <loc xlink:type="locator" xlink:label="ffic_AssetsAbstract000" xlink:href="ffic-20151231.xsd#ffic_AssetsAbstract000"/>
    <label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:label="ffic_AssetsAbstract000_lbl" xml:lang="en-US">Assets:</label>
    <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="ffic_AssetsAbstract000" xlink:to="ffic_AssetsAbstract000_lbl"/>
    <loc xlink:type="locator" xlink:label="ffic_LiabilitiesAbstract000" xlink:href="ffic-20151231.xsd#ffic_LiabilitiesAbstract000"/>
    <label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:label="ffic_LiabilitiesAbstract000_lbl" xml:lang="en-US">Liabilities:</label>
    <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="ffic_LiabilitiesAbstract000" xlink:to="ffic_LiabilitiesAbstract000_lbl"/>
    <loc xlink:type="locator" xlink:label="us-gaap_FairValueAssetsMeasuredOnNonrecurringBasisTextBlock" xlink:href="http://xbrl.fasb.org/us-gaap/2015/elts/us-gaap-2015-01-31.xsd#us-gaap_FairValueAssetsMeasuredOnNonrecurringBasisTextBlock"/>
    <label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="us-gaap_FairValueAssetsMeasuredOnNonrecurringBasisTextBlock_lbl" xml:lang="en-US">Fair Value Measurements, Nonrecurring [Table Text Block]</label>
    <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="us-gaap_FairValueAssetsMeasuredOnNonrecurringBasisTextBlock" xlink:to="us-gaap_FairValueAssetsMeasuredOnNonrecurringBasisTextBlock_lbl"/>
    <loc xlink:type="locator" xlink:label="ffic_AssetsAbstract0000" xlink:href="ffic-20151231.xsd#ffic_AssetsAbstract0000"/>
    <label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:label="ffic_AssetsAbstract0000_lbl" xml:lang="en-US">Assets:</label>
    <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="ffic_AssetsAbstract0000" xlink:to="ffic_AssetsAbstract0000_lbl"/>
    <loc xlink:type="locator" xlink:label="ffic_AssetsAbstract00000" xlink:href="ffic-20151231.xsd#ffic_AssetsAbstract00000"/>
    <label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:label="ffic_AssetsAbstract00000_lbl" xml:lang="en-US">Assets:</label>
    <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="ffic_AssetsAbstract00000" xlink:to="ffic_AssetsAbstract00000_lbl"/>
    <loc xlink:type="locator" xlink:label="us-gaap_FairValueInputsLossSeverity" xlink:href="http://xbrl.fasb.org/us-gaap/2015/elts/us-gaap-2015-01-31.xsd#us-gaap_FairValueInputsLossSeverity"/>
    <label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:label="us-gaap_FairValueInputsLossSeverity_lbl" xml:lang="en-US">Range (Weighted Average)</label>
    <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="us-gaap_FairValueInputsLossSeverity" xlink:to="us-gaap_FairValueInputsLossSeverity_lbl"/>
    <loc xlink:type="locator" xlink:label="ffic_AssetsAbstract000000" xlink:href="ffic-20151231.xsd#ffic_AssetsAbstract000000"/>
    <label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:label="ffic_AssetsAbstract000000_lbl" xml:lang="en-US">Assets:</label>
    <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="ffic_AssetsAbstract000000" xlink:to="ffic_AssetsAbstract000000_lbl"/>
    <loc xlink:type="locator" xlink:label="us-gaap_FairValueByBalanceSheetGroupingTextBlock" xlink:href="http://xbrl.fasb.org/us-gaap/2015/elts/us-gaap-2015-01-31.xsd#us-gaap_FairValueByBalanceSheetGroupingTextBlock"/>
    <label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="us-gaap_FairValueByBalanceSheetGroupingTextBlock_lbl" xml:lang="en-US">Fair Value, by Balance Sheet Grouping [Table Text Block]</label>
    <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="us-gaap_FairValueByBalanceSheetGroupingTextBlock" xlink:to="us-gaap_FairValueByBalanceSheetGroupingTextBlock_lbl"/>
    <loc xlink:type="locator" xlink:label="ffic_AssetsAbstract0000000" xlink:href="ffic-20151231.xsd#ffic_AssetsAbstract0000000"/>
    <label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:label="ffic_AssetsAbstract0000000_lbl" xml:lang="en-US">Assets:</label>
    <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="ffic_AssetsAbstract0000000" xlink:to="ffic_AssetsAbstract0000000_lbl"/>
    <loc xlink:type="locator" xlink:label="ffic_SecuritiesHeldToMaturityAbstract0" xlink:href="ffic-20151231.xsd#ffic_SecuritiesHeldToMaturityAbstract0"/>
    <label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="ffic_SecuritiesHeldToMaturityAbstract0_lbl" xml:lang="en-US">Securities held-to-maturity</label>
    <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="ffic_SecuritiesHeldToMaturityAbstract0" xlink:to="ffic_SecuritiesHeldToMaturityAbstract0_lbl"/>
    <loc xlink:type="locator" xlink:label="ffic_SecuritiesAvailableForSaleAbstract0" xlink:href="ffic-20151231.xsd#ffic_SecuritiesAvailableForSaleAbstract0"/>
    <label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:label="ffic_SecuritiesAvailableForSaleAbstract0_lbl" xml:lang="en-US">Securities available for sale</label>
    <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="ffic_SecuritiesAvailableForSaleAbstract0" xlink:to="ffic_SecuritiesAvailableForSaleAbstract0_lbl"/>
    <loc xlink:type="locator" xlink:label="ffic_LiabilitiesAbstract0000" xlink:href="ffic-20151231.xsd#ffic_LiabilitiesAbstract0000"/>
    <label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:label="ffic_LiabilitiesAbstract0000_lbl" xml:lang="en-US">Liabilities:</label>
    <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="ffic_LiabilitiesAbstract0000" xlink:to="ffic_LiabilitiesAbstract0000_lbl"/>
    <loc xlink:type="locator" xlink:label="ffic_AssetsAbstract00000000" xlink:href="ffic-20151231.xsd#ffic_AssetsAbstract00000000"/>
    <label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:label="ffic_AssetsAbstract00000000_lbl" xml:lang="en-US">Assets:</label>
    <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="ffic_AssetsAbstract00000000" xlink:to="ffic_AssetsAbstract00000000_lbl"/>
    <loc xlink:type="locator" xlink:label="ffic_LiabilitiesAbstract00000" xlink:href="ffic-20151231.xsd#ffic_LiabilitiesAbstract00000"/>
    <label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:label="ffic_LiabilitiesAbstract00000_lbl" xml:lang="en-US">Liabilities:</label>
    <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="ffic_LiabilitiesAbstract00000" xlink:to="ffic_LiabilitiesAbstract00000_lbl"/>
    <loc xlink:type="locator" xlink:label="us-gaap_DerivativeInstrumentsAndHedgingActivitiesDisclosureTextBlock" xlink:href="http://xbrl.fasb.org/us-gaap/2015/elts/us-gaap-2015-01-31.xsd#us-gaap_DerivativeInstrumentsAndHedgingActivitiesDisclosureTextBlock"/>
    <label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="us-gaap_DerivativeInstrumentsAndHedgingActivitiesDisclosureTextBlock_lbl" xml:lang="en-US">Derivative Instruments and Hedging Activities Disclosure [Text Block]</label>
    <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="us-gaap_DerivativeInstrumentsAndHedgingActivitiesDisclosureTextBlock" xlink:to="us-gaap_DerivativeInstrumentsAndHedgingActivitiesDisclosureTextBlock_lbl"/>
    <loc xlink:type="locator" xlink:label="us-gaap_ScheduleOfDerivativeInstrumentsTextBlock" xlink:href="http://xbrl.fasb.org/us-gaap/2015/elts/us-gaap-2015-01-31.xsd#us-gaap_ScheduleOfDerivativeInstrumentsTextBlock"/>
    <label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="us-gaap_ScheduleOfDerivativeInstrumentsTextBlock_lbl" xml:lang="en-US">Schedule of Derivative Instruments [Table Text Block]</label>
    <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="us-gaap_ScheduleOfDerivativeInstrumentsTextBlock" xlink:to="us-gaap_ScheduleOfDerivativeInstrumentsTextBlock_lbl"/>
    <loc xlink:type="locator" xlink:label="us-gaap_DerivativeAssetNotionalAmount" xlink:href="http://xbrl.fasb.org/us-gaap/2015/elts/us-gaap-2015-01-31.xsd#us-gaap_DerivativeAssetNotionalAmount"/>
    <label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="us-gaap_DerivativeAssetNotionalAmount_lbl" xml:lang="en-US">Notional Amount</label>
    <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="us-gaap_DerivativeAssetNotionalAmount" xlink:to="us-gaap_DerivativeAssetNotionalAmount_lbl"/>
    <label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:label="us-gaap_DerivativeAssetNotionalAmount_lbl0" xml:lang="en-US">Derivative Asset, Notional Amount</label>
    <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="us-gaap_DerivativeAssetNotionalAmount" xlink:to="us-gaap_DerivativeAssetNotionalAmount_lbl0"/>
    <loc xlink:type="locator" xlink:label="us-gaap_InterestRateDerivativesAtFairValueNet" xlink:href="http://xbrl.fasb.org/us-gaap/2015/elts/us-gaap-2015-01-31.xsd#us-gaap_InterestRateDerivativesAtFairValueNet"/>
    <label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="us-gaap_InterestRateDerivativesAtFairValueNet_lbl" xml:lang="en-US">Net Carrying Value</label>
    <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="us-gaap_InterestRateDerivativesAtFairValueNet" xlink:to="us-gaap_InterestRateDerivativesAtFairValueNet_lbl"/>
    <loc xlink:type="locator" xlink:label="us-gaap_ScheduleOfDerivativeInstrumentsGainLossInStatementOfFinancialPerformanceTextBlock" xlink:href="http://xbrl.fasb.org/us-gaap/2015/elts/us-gaap-2015-01-31.xsd#us-gaap_ScheduleOfDerivativeInstrumentsGainLossInStatementOfFinancialPerformanceTextBlock"/>
    <label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="us-gaap_ScheduleOfDerivativeInstrumentsGainLossInStatementOfFinancialPerformanceTextBlock_lbl" xml:lang="en-US">Derivative Instruments, Gain (Loss) [Table Text Block]</label>
    <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="us-gaap_ScheduleOfDerivativeInstrumentsGainLossInStatementOfFinancialPerformanceTextBlock" xlink:to="us-gaap_ScheduleOfDerivativeInstrumentsGainLossInStatementOfFinancialPerformanceTextBlock_lbl"/>
    <loc xlink:type="locator" xlink:label="ffic_FinancialDerivativesAbstract" xlink:href="ffic-20151231.xsd#ffic_FinancialDerivativesAbstract"/>
    <label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="ffic_FinancialDerivativesAbstract_lbl" xml:lang="en-US">Financial Derivatives:</label>
    <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="ffic_FinancialDerivativesAbstract" xlink:to="ffic_FinancialDerivativesAbstract_lbl"/>
    <loc xlink:type="locator" xlink:label="us-gaap_ScheduleOfDerivativeInstrumentsInStatementOfFinancialPositionFairValueTextBlock" xlink:href="http://xbrl.fasb.org/us-gaap/2015/elts/us-gaap-2015-01-31.xsd#us-gaap_ScheduleOfDerivativeInstrumentsInStatementOfFinancialPositionFairValueTextBlock"/>
    <label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="us-gaap_ScheduleOfDerivativeInstrumentsInStatementOfFinancialPositionFairValueTextBlock_lbl" xml:lang="en-US">Schedule of Derivative Instruments in Statement of Financial Position, Fair Value [Table Text Block]</label>
    <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="us-gaap_ScheduleOfDerivativeInstrumentsInStatementOfFinancialPositionFairValueTextBlock" xlink:to="us-gaap_ScheduleOfDerivativeInstrumentsInStatementOfFinancialPositionFairValueTextBlock_lbl"/>
    <loc xlink:type="locator" xlink:label="us-gaap_DerivativeFairValueOfDerivativeAsset" xlink:href="http://xbrl.fasb.org/us-gaap/2015/elts/us-gaap-2015-01-31.xsd#us-gaap_DerivativeFairValueOfDerivativeAsset"/>
    <label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="us-gaap_DerivativeFairValueOfDerivativeAsset_lbl" xml:lang="en-US">Interest Rate Swaps, Gross Amount of Recognized Assets</label>
    <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="us-gaap_DerivativeFairValueOfDerivativeAsset" xlink:to="us-gaap_DerivativeFairValueOfDerivativeAsset_lbl"/>
    <loc xlink:type="locator" xlink:label="us-gaap_DerivativeAssetFairValueGrossLiability" xlink:href="http://xbrl.fasb.org/us-gaap/2015/elts/us-gaap-2015-01-31.xsd#us-gaap_DerivativeAssetFairValueGrossLiability"/>
    <label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="us-gaap_DerivativeAssetFairValueGrossLiability_lbl" xml:lang="en-US">Interest Rate Swaps, Gross Amount Offset in the Statement of Condition</label>
    <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="us-gaap_DerivativeAssetFairValueGrossLiability" xlink:to="us-gaap_DerivativeAssetFairValueGrossLiability_lbl"/>
    <loc xlink:type="locator" xlink:label="us-gaap_DerivativeFairValueOfDerivativeAssetAmountNotOffsetAgainstCollateral" xlink:href="http://xbrl.fasb.org/us-gaap/2015/elts/us-gaap-2015-01-31.xsd#us-gaap_DerivativeFairValueOfDerivativeAssetAmountNotOffsetAgainstCollateral"/>
    <label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="us-gaap_DerivativeFairValueOfDerivativeAssetAmountNotOffsetAgainstCollateral_lbl" xml:lang="en-US">Interest Rate Swaps, Net Amount of Assets Presented in the Statement of Condition</label>
    <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="us-gaap_DerivativeFairValueOfDerivativeAssetAmountNotOffsetAgainstCollateral" xlink:to="us-gaap_DerivativeFairValueOfDerivativeAssetAmountNotOffsetAgainstCollateral_lbl"/>
    <loc xlink:type="locator" xlink:label="us-gaap_DerivativeCollateralObligationToReturnSecurities" xlink:href="http://xbrl.fasb.org/us-gaap/2015/elts/us-gaap-2015-01-31.xsd#us-gaap_DerivativeCollateralObligationToReturnSecurities"/>
    <label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="us-gaap_DerivativeCollateralObligationToReturnSecurities_lbl" xml:lang="en-US">Interest Rate Swaps, Financial Instruments</label>
    <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="us-gaap_DerivativeCollateralObligationToReturnSecurities" xlink:to="us-gaap_DerivativeCollateralObligationToReturnSecurities_lbl"/>
    <loc xlink:type="locator" xlink:label="us-gaap_DerivativeCollateralObligationToReturnCash" xlink:href="http://xbrl.fasb.org/us-gaap/2015/elts/us-gaap-2015-01-31.xsd#us-gaap_DerivativeCollateralObligationToReturnCash"/>
    <label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="us-gaap_DerivativeCollateralObligationToReturnCash_lbl" xml:lang="en-US">Interest Rate Swaps, Cash Collateral Received</label>
    <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="us-gaap_DerivativeCollateralObligationToReturnCash" xlink:to="us-gaap_DerivativeCollateralObligationToReturnCash_lbl"/>
    <loc xlink:type="locator" xlink:label="us-gaap_DerivativeAssets" xlink:href="http://xbrl.fasb.org/us-gaap/2015/elts/us-gaap-2015-01-31.xsd#us-gaap_DerivativeAssets"/>
    <label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="us-gaap_DerivativeAssets_lbl" xml:lang="en-US">Interest Rate Swaps, Net Amount</label>
    <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="us-gaap_DerivativeAssets" xlink:to="us-gaap_DerivativeAssets_lbl"/>
    <loc xlink:type="locator" xlink:label="us-gaap_DerivativeFairValueOfDerivativeLiability" xlink:href="http://xbrl.fasb.org/us-gaap/2015/elts/us-gaap-2015-01-31.xsd#us-gaap_DerivativeFairValueOfDerivativeLiability"/>
    <label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="us-gaap_DerivativeFairValueOfDerivativeLiability_lbl" xml:lang="en-US">Interest Rate Swaps, Gross Amount of Recognized Liabilities</label>
    <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="us-gaap_DerivativeFairValueOfDerivativeLiability" xlink:to="us-gaap_DerivativeFairValueOfDerivativeLiability_lbl"/>
    <loc xlink:type="locator" xlink:label="us-gaap_DerivativeLiabilityFairValueGrossAsset" xlink:href="http://xbrl.fasb.org/us-gaap/2015/elts/us-gaap-2015-01-31.xsd#us-gaap_DerivativeLiabilityFairValueGrossAsset"/>
    <label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:label="us-gaap_DerivativeLiabilityFairValueGrossAsset_lbl" xml:lang="en-US">Interest Rate Swaps, Gross Amount Offset in the Statement of Condition</label>
    <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="us-gaap_DerivativeLiabilityFairValueGrossAsset" xlink:to="us-gaap_DerivativeLiabilityFairValueGrossAsset_lbl"/>
    <loc xlink:type="locator" xlink:label="us-gaap_DerivativeFairValueOfDerivativeLiabilityAmountNotOffsetAgainstCollateral" xlink:href="http://xbrl.fasb.org/us-gaap/2015/elts/us-gaap-2015-01-31.xsd#us-gaap_DerivativeFairValueOfDerivativeLiabilityAmountNotOffsetAgainstCollateral"/>
    <label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="us-gaap_DerivativeFairValueOfDerivativeLiabilityAmountNotOffsetAgainstCollateral_lbl" xml:lang="en-US">Interest Rate Swaps, Net Amount of Liabilities Presented in the Statement of Condition</label>
    <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="us-gaap_DerivativeFairValueOfDerivativeLiabilityAmountNotOffsetAgainstCollateral" xlink:to="us-gaap_DerivativeFairValueOfDerivativeLiabilityAmountNotOffsetAgainstCollateral_lbl"/>
    <loc xlink:type="locator" xlink:label="us-gaap_DerivativeCollateralRightToReclaimSecurities" xlink:href="http://xbrl.fasb.org/us-gaap/2015/elts/us-gaap-2015-01-31.xsd#us-gaap_DerivativeCollateralRightToReclaimSecurities"/>
    <label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:label="us-gaap_DerivativeCollateralRightToReclaimSecurities_lbl" xml:lang="en-US">Interest Rate Swaps, Financial Instruments</label>
    <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="us-gaap_DerivativeCollateralRightToReclaimSecurities" xlink:to="us-gaap_DerivativeCollateralRightToReclaimSecurities_lbl"/>
    <loc xlink:type="locator" xlink:label="us-gaap_DerivativeCollateralRightToReclaimCash" xlink:href="http://xbrl.fasb.org/us-gaap/2015/elts/us-gaap-2015-01-31.xsd#us-gaap_DerivativeCollateralRightToReclaimCash"/>
    <label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="us-gaap_DerivativeCollateralRightToReclaimCash_lbl" xml:lang="en-US">Interest Rate Swaps, Cash Collateral Pledged</label>
    <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="us-gaap_DerivativeCollateralRightToReclaimCash" xlink:to="us-gaap_DerivativeCollateralRightToReclaimCash_lbl"/>
    <loc xlink:type="locator" xlink:label="us-gaap_DerivativeLiabilities" xlink:href="http://xbrl.fasb.org/us-gaap/2015/elts/us-gaap-2015-01-31.xsd#us-gaap_DerivativeLiabilities"/>
    <label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:label="us-gaap_DerivativeLiabilities_lbl" xml:lang="en-US">Interest Rate Swaps, Net Amount</label>
    <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="us-gaap_DerivativeLiabilities" xlink:to="us-gaap_DerivativeLiabilities_lbl"/>
    <loc xlink:type="locator" xlink:label="us-gaap_NewAccountingPronouncementsAndChangesInAccountingPrinciplesTextBlock" xlink:href="http://xbrl.fasb.org/us-gaap/2015/elts/us-gaap-2015-01-31.xsd#us-gaap_NewAccountingPronouncementsAndChangesInAccountingPrinciplesTextBlock"/>
    <label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="us-gaap_NewAccountingPronouncementsAndChangesInAccountingPrinciplesTextBlock_lbl" xml:lang="en-US">New Accounting Pronouncements and Changes in Accounting Principles [Text Block]</label>
    <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="us-gaap_NewAccountingPronouncementsAndChangesInAccountingPrinciplesTextBlock" xlink:to="us-gaap_NewAccountingPronouncementsAndChangesInAccountingPrinciplesTextBlock_lbl"/>
    <loc xlink:type="locator" xlink:label="us-gaap_QuarterlyFinancialInformationTextBlock" xlink:href="http://xbrl.fasb.org/us-gaap/2015/elts/us-gaap-2015-01-31.xsd#us-gaap_QuarterlyFinancialInformationTextBlock"/>
    <label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="us-gaap_QuarterlyFinancialInformationTextBlock_lbl" xml:lang="en-US">Quarterly Financial Information [Text Block]</label>
    <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="us-gaap_QuarterlyFinancialInformationTextBlock" xlink:to="us-gaap_QuarterlyFinancialInformationTextBlock_lbl"/>
    <loc xlink:type="locator" xlink:label="us-gaap_ScheduleOfQuarterlyFinancialInformationTableTextBlock" xlink:href="http://xbrl.fasb.org/us-gaap/2015/elts/us-gaap-2015-01-31.xsd#us-gaap_ScheduleOfQuarterlyFinancialInformationTableTextBlock"/>
    <label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="us-gaap_ScheduleOfQuarterlyFinancialInformationTableTextBlock_lbl" xml:lang="en-US">Schedule of Quarterly Financial Information [Table Text Block]</label>
    <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="us-gaap_ScheduleOfQuarterlyFinancialInformationTableTextBlock" xlink:to="us-gaap_ScheduleOfQuarterlyFinancialInformationTableTextBlock_lbl"/>
    <loc xlink:type="locator" xlink:label="ffic_QuarterlyOperatingDataAbstract" xlink:href="ffic-20151231.xsd#ffic_QuarterlyOperatingDataAbstract"/>
    <label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="ffic_QuarterlyOperatingDataAbstract_lbl" xml:lang="en-US">Quarterly operating data:</label>
    <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="ffic_QuarterlyOperatingDataAbstract" xlink:to="ffic_QuarterlyOperatingDataAbstract_lbl"/>
    <loc xlink:type="locator" xlink:label="ffic_AverageCommonSharesOutstandingForAbstract" xlink:href="ffic-20151231.xsd#ffic_AverageCommonSharesOutstandingForAbstract"/>
    <label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="ffic_AverageCommonSharesOutstandingForAbstract_lbl" xml:lang="en-US">Average common shares outstanding for:</label>
    <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="ffic_AverageCommonSharesOutstandingForAbstract" xlink:to="ffic_AverageCommonSharesOutstandingForAbstract_lbl"/>
    <loc xlink:type="locator" xlink:label="us-gaap_CondensedFinancialStatementsTextBlock" xlink:href="http://xbrl.fasb.org/us-gaap/2015/elts/us-gaap-2015-01-31.xsd#us-gaap_CondensedFinancialStatementsTextBlock"/>
    <label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="us-gaap_CondensedFinancialStatementsTextBlock_lbl" xml:lang="en-US">Condensed Financial Statements [Text Block]</label>
    <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="us-gaap_CondensedFinancialStatementsTextBlock" xlink:to="us-gaap_CondensedFinancialStatementsTextBlock_lbl"/>
    <loc xlink:type="locator" xlink:label="us-gaap_ScheduleOfCondensedBalanceSheetTableTextBlock" xlink:href="http://xbrl.fasb.org/us-gaap/2015/elts/us-gaap-2015-01-31.xsd#us-gaap_ScheduleOfCondensedBalanceSheetTableTextBlock"/>
    <label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="us-gaap_ScheduleOfCondensedBalanceSheetTableTextBlock_lbl" xml:lang="en-US">Condensed Balance Sheet [Table Text Block]</label>
    <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="us-gaap_ScheduleOfCondensedBalanceSheetTableTextBlock" xlink:to="us-gaap_ScheduleOfCondensedBalanceSheetTableTextBlock_lbl"/>
    <loc xlink:type="locator" xlink:label="ffic_AssetsAbstract000000000" xlink:href="ffic-20151231.xsd#ffic_AssetsAbstract000000000"/>
    <label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:label="ffic_AssetsAbstract000000000_lbl" xml:lang="en-US">Assets:</label>
    <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="ffic_AssetsAbstract000000000" xlink:to="ffic_AssetsAbstract000000000_lbl"/>
    <loc xlink:type="locator" xlink:label="ffic_SecuritiesAvailableForSaleAbstract00" xlink:href="ffic-20151231.xsd#ffic_SecuritiesAvailableForSaleAbstract00"/>
    <label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="ffic_SecuritiesAvailableForSaleAbstract00_lbl" xml:lang="en-US">Securities available for sale:</label>
    <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="ffic_SecuritiesAvailableForSaleAbstract00" xlink:to="ffic_SecuritiesAvailableForSaleAbstract00_lbl"/>
    <loc xlink:type="locator" xlink:label="ffic_LiabilitiesAbstract000000" xlink:href="ffic-20151231.xsd#ffic_LiabilitiesAbstract000000"/>
    <label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:label="ffic_LiabilitiesAbstract000000_lbl" xml:lang="en-US">Liabilities:</label>
    <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="ffic_LiabilitiesAbstract000000" xlink:to="ffic_LiabilitiesAbstract000000_lbl"/>
    <loc xlink:type="locator" xlink:label="ffic_StockholdersEquityAbstract0" xlink:href="ffic-20151231.xsd#ffic_StockholdersEquityAbstract0"/>
    <label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="ffic_StockholdersEquityAbstract0_lbl" xml:lang="en-US">Stockholders&apos; Equity:</label>
    <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="ffic_StockholdersEquityAbstract0" xlink:to="ffic_StockholdersEquityAbstract0_lbl"/>
    <loc xlink:type="locator" xlink:label="us-gaap_ScheduleOfCondensedIncomeStatementTableTextBlock" xlink:href="http://xbrl.fasb.org/us-gaap/2015/elts/us-gaap-2015-01-31.xsd#us-gaap_ScheduleOfCondensedIncomeStatementTableTextBlock"/>
    <label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="us-gaap_ScheduleOfCondensedIncomeStatementTableTextBlock_lbl" xml:lang="en-US">Condensed Income Statement [Table Text Block]</label>
    <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="us-gaap_ScheduleOfCondensedIncomeStatementTableTextBlock" xlink:to="us-gaap_ScheduleOfCondensedIncomeStatementTableTextBlock_lbl"/>
    <loc xlink:type="locator" xlink:label="us-gaap_ScheduleOfCondensedCashFlowStatementTableTextBlock" xlink:href="http://xbrl.fasb.org/us-gaap/2015/elts/us-gaap-2015-01-31.xsd#us-gaap_ScheduleOfCondensedCashFlowStatementTableTextBlock"/>
    <label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="us-gaap_ScheduleOfCondensedCashFlowStatementTableTextBlock_lbl" xml:lang="en-US">Condensed Cash Flow Statement [Table Text Block]</label>
    <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="us-gaap_ScheduleOfCondensedCashFlowStatementTableTextBlock" xlink:to="us-gaap_ScheduleOfCondensedCashFlowStatementTableTextBlock_lbl"/>
    <loc xlink:type="locator" xlink:label="ffic_OperatingActivitiesAbstract0" xlink:href="ffic-20151231.xsd#ffic_OperatingActivitiesAbstract0"/>
    <label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="ffic_OperatingActivitiesAbstract0_lbl" xml:lang="en-US">Operating activities:</label>
    <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="ffic_OperatingActivitiesAbstract0" xlink:to="ffic_OperatingActivitiesAbstract0_lbl"/>
    <loc xlink:type="locator" xlink:label="ffic_AdjustmentsToReconcileNetIncomeToNetCashProvidedByOperatingActivitiesAbstract0" xlink:href="ffic-20151231.xsd#ffic_AdjustmentsToReconcileNetIncomeToNetCashProvidedByOperatingActivitiesAbstract0"/>
    <label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:label="ffic_AdjustmentsToReconcileNetIncomeToNetCashProvidedByOperatingActivitiesAbstract0_lbl" xml:lang="en-US">Adjustments to reconcile net income to net cash provided by operating activities:</label>
    <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="ffic_AdjustmentsToReconcileNetIncomeToNetCashProvidedByOperatingActivitiesAbstract0" xlink:to="ffic_AdjustmentsToReconcileNetIncomeToNetCashProvidedByOperatingActivitiesAbstract0_lbl"/>
    <loc xlink:type="locator" xlink:label="ffic_InvestingActivitiesAbstract0" xlink:href="ffic-20151231.xsd#ffic_InvestingActivitiesAbstract0"/>
    <label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="ffic_InvestingActivitiesAbstract0_lbl" xml:lang="en-US">Investing activities:</label>
    <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="ffic_InvestingActivitiesAbstract0" xlink:to="ffic_InvestingActivitiesAbstract0_lbl"/>
    <loc xlink:type="locator" xlink:label="ffic_FinancingActivitiesAbstract0" xlink:href="ffic-20151231.xsd#ffic_FinancingActivitiesAbstract0"/>
    <label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="ffic_FinancingActivitiesAbstract0_lbl" xml:lang="en-US">Financing activities:</label>
    <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="ffic_FinancingActivitiesAbstract0" xlink:to="ffic_FinancingActivitiesAbstract0_lbl"/>
    <loc xlink:type="locator" xlink:label="us-gaap_ReclassificationFromAccumulatedOtherComprehensiveIncomeCurrentPeriodNetOfTax" xlink:href="http://xbrl.fasb.org/us-gaap/2015/elts/us-gaap-2015-01-31.xsd#us-gaap_ReclassificationFromAccumulatedOtherComprehensiveIncomeCurrentPeriodNetOfTax"/>
    <label xlink:type="resource" xlink:role="http://www.xbrl.org/2009/role/negatedLabel" xlink:label="us-gaap_ReclassificationFromAccumulatedOtherComprehensiveIncomeCurrentPeriodNetOfTax_lbl" xml:lang="en-US">Amounts reclassified from accumulated other comprehensive income (loss), net of tax</label>
    <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="us-gaap_ReclassificationFromAccumulatedOtherComprehensiveIncomeCurrentPeriodNetOfTax" xlink:to="us-gaap_ReclassificationFromAccumulatedOtherComprehensiveIncomeCurrentPeriodNetOfTax_lbl"/>
    <loc xlink:type="locator" xlink:label="us-gaap_FairValueMeasurementWithUnobservableInputsReconciliationRecurringBasisAssetTransfersOutOfLevel3" xlink:href="http://xbrl.fasb.org/us-gaap/2015/elts/us-gaap-2015-01-31.xsd#us-gaap_FairValueMeasurementWithUnobservableInputsReconciliationRecurringBasisAssetTransfersOutOfLevel3"/>
    <label xlink:type="resource" xlink:role="http://www.xbrl.org/2009/role/negatedLabel" xlink:label="us-gaap_FairValueMeasurementWithUnobservableInputsReconciliationRecurringBasisAssetTransfersOutOfLevel3_lbl" xml:lang="en-US">Transfers to held-to-maturity</label>
    <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="us-gaap_FairValueMeasurementWithUnobservableInputsReconciliationRecurringBasisAssetTransfersOutOfLevel3" xlink:to="us-gaap_FairValueMeasurementWithUnobservableInputsReconciliationRecurringBasisAssetTransfersOutOfLevel3_lbl"/>
    <loc xlink:type="locator" xlink:label="ffic_FairValueMeasurementWithUnobservableInputsReconciliationRecurringBasisAssetPrincipalRepayment" xlink:href="ffic-20151231.xsd#ffic_FairValueMeasurementWithUnobservableInputsReconciliationRecurringBasisAssetPrincipalRepayment"/>
    <label xlink:type="resource" xlink:role="http://www.xbrl.org/2009/role/negatedLabel" xlink:label="ffic_FairValueMeasurementWithUnobservableInputsReconciliationRecurringBasisAssetPrincipalRepayment_lbl" xml:lang="en-US">Principal repayments</label>
    <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="ffic_FairValueMeasurementWithUnobservableInputsReconciliationRecurringBasisAssetPrincipalRepayment" xlink:to="ffic_FairValueMeasurementWithUnobservableInputsReconciliationRecurringBasisAssetPrincipalRepayment_lbl"/>
    <loc xlink:type="locator" xlink:label="us-gaap_FairValueMeasurementWithUnobservableInputsReconciliationRecurringBasisAssetSettlements" xlink:href="http://xbrl.fasb.org/us-gaap/2015/elts/us-gaap-2015-01-31.xsd#us-gaap_FairValueMeasurementWithUnobservableInputsReconciliationRecurringBasisAssetSettlements"/>
    <label xlink:type="resource" xlink:role="http://www.xbrl.org/2009/role/negatedLabel" xlink:label="us-gaap_FairValueMeasurementWithUnobservableInputsReconciliationRecurringBasisAssetSettlements_lbl" xml:lang="en-US">Maturities</label>
    <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="us-gaap_FairValueMeasurementWithUnobservableInputsReconciliationRecurringBasisAssetSettlements" xlink:to="us-gaap_FairValueMeasurementWithUnobservableInputsReconciliationRecurringBasisAssetSettlements_lbl"/>
    <loc xlink:type="locator" xlink:label="us-gaap_FairValueMeasurementWithUnobservableInputsReconciliationRecurringBasisLiabilityGainLossIncludedInEarnings" xlink:href="http://xbrl.fasb.org/us-gaap/2015/elts/us-gaap-2015-01-31.xsd#us-gaap_FairValueMeasurementWithUnobservableInputsReconciliationRecurringBasisLiabilityGainLossIncludedInEarnings"/>
    <label xlink:type="resource" xlink:role="http://www.xbrl.org/2009/role/negatedLabel" xlink:label="us-gaap_FairValueMeasurementWithUnobservableInputsReconciliationRecurringBasisLiabilityGainLossIncludedInEarnings_lbl" xml:lang="en-US">Net loss from fair value adjustment of financial liabilities (1)</label>
    <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="us-gaap_FairValueMeasurementWithUnobservableInputsReconciliationRecurringBasisLiabilityGainLossIncludedInEarnings" xlink:to="us-gaap_FairValueMeasurementWithUnobservableInputsReconciliationRecurringBasisLiabilityGainLossIncludedInEarnings_lbl"/>
    <loc xlink:type="locator" xlink:label="us-gaap_FairValueMeasurementWithUnobservableInputsReconciliationRecurringBasisAssetSales" xlink:href="http://xbrl.fasb.org/us-gaap/2015/elts/us-gaap-2015-01-31.xsd#us-gaap_FairValueMeasurementWithUnobservableInputsReconciliationRecurringBasisAssetSales"/>
    <label xlink:type="resource" xlink:role="http://www.xbrl.org/2009/role/negatedLabel" xlink:label="us-gaap_FairValueMeasurementWithUnobservableInputsReconciliationRecurringBasisAssetSales_lbl" xml:lang="en-US">Sales</label>
    <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="us-gaap_FairValueMeasurementWithUnobservableInputsReconciliationRecurringBasisAssetSales" xlink:to="us-gaap_FairValueMeasurementWithUnobservableInputsReconciliationRecurringBasisAssetSales_lbl"/>
    <loc xlink:type="locator" xlink:label="ffic_BankPremisesAndEquipmentMember" xlink:href="ffic-20151231.xsd#ffic_BankPremisesAndEquipmentMember"/>
    <label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:label="ffic_BankPremisesAndEquipmentMember_lbl" xml:lang="en-US">Bank Premises and Equipment [Member]</label>
    <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="ffic_BankPremisesAndEquipmentMember" xlink:to="ffic_BankPremisesAndEquipmentMember_lbl"/>
    <loc xlink:type="locator" xlink:label="us-gaap_EmployeeStockOptionMember" xlink:href="http://xbrl.fasb.org/us-gaap/2015/elts/us-gaap-2015-01-31.xsd#us-gaap_EmployeeStockOptionMember"/>
    <label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="us-gaap_EmployeeStockOptionMember_lbl" xml:lang="en-US">Employee Stock Option [Member]</label>
    <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="us-gaap_EmployeeStockOptionMember" xlink:to="us-gaap_EmployeeStockOptionMember_lbl"/>
    <loc xlink:type="locator" xlink:label="us-gaap_AntidilutiveSecuritiesExcludedFromComputationOfEarningsPerShareByAntidilutiveSecuritiesAxis" xlink:href="http://xbrl.fasb.org/us-gaap/2015/elts/us-gaap-2015-01-31.xsd#us-gaap_AntidilutiveSecuritiesExcludedFromComputationOfEarningsPerShareByAntidilutiveSecuritiesAxis"/>
    <label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="us-gaap_AntidilutiveSecuritiesExcludedFromComputationOfEarningsPerShareByAntidilutiveSecuritiesAxis_lbl" xml:lang="en-US">Antidilutive Securities [Axis]</label>
    <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="us-gaap_AntidilutiveSecuritiesExcludedFromComputationOfEarningsPerShareByAntidilutiveSecuritiesAxis" xlink:to="us-gaap_AntidilutiveSecuritiesExcludedFromComputationOfEarningsPerShareByAntidilutiveSecuritiesAxis_lbl"/>
    <loc xlink:type="locator" xlink:label="us-gaap_ClassOfWarrantOrRightAxis" xlink:href="http://xbrl.fasb.org/us-gaap/2015/elts/us-gaap-2015-01-31.xsd#us-gaap_ClassOfWarrantOrRightAxis"/>
    <label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="us-gaap_ClassOfWarrantOrRightAxis_lbl" xml:lang="en-US">Class of Warrant or Right [Axis]</label>
    <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="us-gaap_ClassOfWarrantOrRightAxis" xlink:to="us-gaap_ClassOfWarrantOrRightAxis_lbl"/>
    <loc xlink:type="locator" xlink:label="ffic_AntidilutiveOptionsExcludedFromComputationOfEarningsPerShareMember" xlink:href="ffic-20151231.xsd#ffic_AntidilutiveOptionsExcludedFromComputationOfEarningsPerShareMember"/>
    <label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:label="ffic_AntidilutiveOptionsExcludedFromComputationOfEarningsPerShareMember_lbl" xml:lang="en-US">Antidilutive Options Excluded from Computation of Earnings Per Share [Member]</label>
    <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="ffic_AntidilutiveOptionsExcludedFromComputationOfEarningsPerShareMember" xlink:to="ffic_AntidilutiveOptionsExcludedFromComputationOfEarningsPerShareMember_lbl"/>
    <loc xlink:type="locator" xlink:label="us-gaap_ConcentrationRiskByBenchmarkAxis" xlink:href="http://xbrl.fasb.org/us-gaap/2015/elts/us-gaap-2015-01-31.xsd#us-gaap_ConcentrationRiskByBenchmarkAxis"/>
    <label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="us-gaap_ConcentrationRiskByBenchmarkAxis_lbl" xml:lang="en-US">Concentration Risk Benchmark [Axis]</label>
    <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="us-gaap_ConcentrationRiskByBenchmarkAxis" xlink:to="us-gaap_ConcentrationRiskByBenchmarkAxis_lbl"/>
    <loc xlink:type="locator" xlink:label="ffic_GrossLoansMember" xlink:href="ffic-20151231.xsd#ffic_GrossLoansMember"/>
    <label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:label="ffic_GrossLoansMember_lbl" xml:lang="en-US">Gross Loans [Member]</label>
    <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="ffic_GrossLoansMember" xlink:to="ffic_GrossLoansMember_lbl"/>
    <loc xlink:type="locator" xlink:label="us-gaap_ConcentrationRiskByTypeAxis" xlink:href="http://xbrl.fasb.org/us-gaap/2015/elts/us-gaap-2015-01-31.xsd#us-gaap_ConcentrationRiskByTypeAxis"/>
    <label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="us-gaap_ConcentrationRiskByTypeAxis_lbl" xml:lang="en-US">Concentration Risk Type [Axis]</label>
    <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="us-gaap_ConcentrationRiskByTypeAxis" xlink:to="us-gaap_ConcentrationRiskByTypeAxis_lbl"/>
    <loc xlink:type="locator" xlink:label="us-gaap_CreditConcentrationRiskMember" xlink:href="http://xbrl.fasb.org/us-gaap/2015/elts/us-gaap-2015-01-31.xsd#us-gaap_CreditConcentrationRiskMember"/>
    <label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="us-gaap_CreditConcentrationRiskMember_lbl" xml:lang="en-US">Credit Concentration Risk [Member]</label>
    <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="us-gaap_CreditConcentrationRiskMember" xlink:to="us-gaap_CreditConcentrationRiskMember_lbl"/>
    <loc xlink:type="locator" xlink:label="ffic_MultifamilyResidentialPropertyAndCommercialRealEstateAndCommericalBusinessAndOtherLoansMember" xlink:href="ffic-20151231.xsd#ffic_MultifamilyResidentialPropertyAndCommercialRealEstateAndCommericalBusinessAndOtherLoansMember"/>
    <label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:label="ffic_MultifamilyResidentialPropertyAndCommercialRealEstateAndCommericalBusinessAndOtherLoansMember_lbl" xml:lang="en-US">Multi-family Residential Property and Commercial Real Estate and Commerical Business and Other Loans [Member]</label>
    <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="ffic_MultifamilyResidentialPropertyAndCommercialRealEstateAndCommericalBusinessAndOtherLoansMember" xlink:to="ffic_MultifamilyResidentialPropertyAndCommercialRealEstateAndCommericalBusinessAndOtherLoansMember_lbl"/>
    <loc xlink:type="locator" xlink:label="ffic_SBALoansMember" xlink:href="ffic-20151231.xsd#ffic_SBALoansMember"/>
    <label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:label="ffic_SBALoansMember_lbl" xml:lang="en-US">SBA Loans [Member]</label>
    <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="ffic_SBALoansMember" xlink:to="ffic_SBALoansMember_lbl"/>
    <loc xlink:type="locator" xlink:label="ffic_CommercialRealEstatePortfolioSegmentAndSBALoansMember" xlink:href="ffic-20151231.xsd#ffic_CommercialRealEstatePortfolioSegmentAndSBALoansMember"/>
    <label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:label="ffic_CommercialRealEstatePortfolioSegmentAndSBALoansMember_lbl" xml:lang="en-US">Commercial Real Estate Portfolio Segment and SBA Loans [Member]</label>
    <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="ffic_CommercialRealEstatePortfolioSegmentAndSBALoansMember" xlink:to="ffic_CommercialRealEstatePortfolioSegmentAndSBALoansMember_lbl"/>
    <loc xlink:type="locator" xlink:label="us-gaap_ConsumerPortfolioSegmentMember" xlink:href="http://xbrl.fasb.org/us-gaap/2015/elts/us-gaap-2015-01-31.xsd#us-gaap_ConsumerPortfolioSegmentMember"/>
    <label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="us-gaap_ConsumerPortfolioSegmentMember_lbl" xml:lang="en-US">Consumer Portfolio Segment [Member]</label>
    <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="us-gaap_ConsumerPortfolioSegmentMember" xlink:to="us-gaap_ConsumerPortfolioSegmentMember_lbl"/>
    <loc xlink:type="locator" xlink:label="us-gaap_ResidentialPortfolioSegmentMember" xlink:href="http://xbrl.fasb.org/us-gaap/2015/elts/us-gaap-2015-01-31.xsd#us-gaap_ResidentialPortfolioSegmentMember"/>
    <label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="us-gaap_ResidentialPortfolioSegmentMember_lbl" xml:lang="en-US">Residential Portfolio Segment [Member]</label>
    <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="us-gaap_ResidentialPortfolioSegmentMember" xlink:to="us-gaap_ResidentialPortfolioSegmentMember_lbl"/>
    <loc xlink:type="locator" xlink:label="us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis" xlink:href="http://xbrl.fasb.org/us-gaap/2015/elts/us-gaap-2015-01-31.xsd#us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis"/>
    <label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_lbl" xml:lang="en-US">Class of Financing Receivable, Type [Axis]</label>
    <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis" xlink:to="us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_lbl"/>
    <loc xlink:type="locator" xlink:label="us-gaap_RealEstateLoanMember" xlink:href="http://xbrl.fasb.org/us-gaap/2015/elts/us-gaap-2015-01-31.xsd#us-gaap_RealEstateLoanMember"/>
    <label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="us-gaap_RealEstateLoanMember_lbl" xml:lang="en-US">Real Estate Loan [Member]</label>
    <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="us-gaap_RealEstateLoanMember" xlink:to="us-gaap_RealEstateLoanMember_lbl"/>
    <loc xlink:type="locator" xlink:label="us-gaap_InvestmentTypeAxis" xlink:href="http://xbrl.fasb.org/us-gaap/2015/elts/us-gaap-2015-01-31.xsd#us-gaap_InvestmentTypeAxis"/>
    <label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="us-gaap_InvestmentTypeAxis_lbl" xml:lang="en-US">Investment Type [Axis]</label>
    <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="us-gaap_InvestmentTypeAxis" xlink:to="us-gaap_InvestmentTypeAxis_lbl"/>
    <loc xlink:type="locator" xlink:label="us-gaap_MunicipalBondsMember" xlink:href="http://xbrl.fasb.org/us-gaap/2015/elts/us-gaap-2015-01-31.xsd#us-gaap_MunicipalBondsMember"/>
    <label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="us-gaap_MunicipalBondsMember_lbl" xml:lang="en-US">Municipal Bonds [Member]</label>
    <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="us-gaap_MunicipalBondsMember" xlink:to="us-gaap_MunicipalBondsMember_lbl"/>
    <loc xlink:type="locator" xlink:label="invest_InvestmentIssuerAxis" xlink:href="http://xbrl.sec.gov/invest/2013/invest-2013-01-31.xsd#invest_InvestmentIssuerAxis"/>
    <label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="invest_InvestmentIssuerAxis_lbl" xml:lang="en-US">Investment Issuer [Axis]</label>
    <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="invest_InvestmentIssuerAxis" xlink:to="invest_InvestmentIssuerAxis_lbl"/>
    <loc xlink:type="locator" xlink:label="ffic_CollateralTypeAxis" xlink:href="ffic-20151231.xsd#ffic_CollateralTypeAxis"/>
    <label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:label="ffic_CollateralTypeAxis_lbl" xml:lang="en-US">Collateral Type [Axis]</label>
    <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="ffic_CollateralTypeAxis" xlink:to="ffic_CollateralTypeAxis_lbl"/>
    <loc xlink:type="locator" xlink:label="ffic_CollateralizedByCommercialRealEstateMember" xlink:href="ffic-20151231.xsd#ffic_CollateralizedByCommercialRealEstateMember"/>
    <label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:label="ffic_CollateralizedByCommercialRealEstateMember_lbl" xml:lang="en-US">Collateralized by Commercial Real Estate [Member]</label>
    <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="ffic_CollateralizedByCommercialRealEstateMember" xlink:to="ffic_CollateralizedByCommercialRealEstateMember_lbl"/>
    <loc xlink:type="locator" xlink:label="us-gaap_CollateralizedMortgageObligationsMember" xlink:href="http://xbrl.fasb.org/us-gaap/2015/elts/us-gaap-2015-01-31.xsd#us-gaap_CollateralizedMortgageObligationsMember"/>
    <label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="us-gaap_CollateralizedMortgageObligationsMember_lbl" xml:lang="en-US">Collateralized Mortgage Obligations [Member]</label>
    <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="us-gaap_CollateralizedMortgageObligationsMember" xlink:to="us-gaap_CollateralizedMortgageObligationsMember_lbl"/>
    <loc xlink:type="locator" xlink:label="ffic_SingleIssuerTrustPreferredSecurityMember" xlink:href="ffic-20151231.xsd#ffic_SingleIssuerTrustPreferredSecurityMember"/>
    <label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:label="ffic_SingleIssuerTrustPreferredSecurityMember_lbl" xml:lang="en-US">Single Issuer Trust Preferred Security [Member]</label>
    <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="ffic_SingleIssuerTrustPreferredSecurityMember" xlink:to="ffic_SingleIssuerTrustPreferredSecurityMember_lbl"/>
    <loc xlink:type="locator" xlink:label="ffic_PooledTrustPreferredSecuritiesMember" xlink:href="ffic-20151231.xsd#ffic_PooledTrustPreferredSecuritiesMember"/>
    <label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:label="ffic_PooledTrustPreferredSecuritiesMember_lbl" xml:lang="en-US">Pooled Trust Preferred Securities [Member]</label>
    <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="ffic_PooledTrustPreferredSecuritiesMember" xlink:to="ffic_PooledTrustPreferredSecuritiesMember_lbl"/>
    <loc xlink:type="locator" xlink:label="us-gaap_BalanceSheetLocationAxis" xlink:href="http://xbrl.fasb.org/us-gaap/2015/elts/us-gaap-2015-01-31.xsd#us-gaap_BalanceSheetLocationAxis"/>
    <label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="us-gaap_BalanceSheetLocationAxis_lbl" xml:lang="en-US">Balance Sheet Location [Axis]</label>
    <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="us-gaap_BalanceSheetLocationAxis" xlink:to="us-gaap_BalanceSheetLocationAxis_lbl"/>
    <loc xlink:type="locator" xlink:label="us-gaap_OtherAssetsMember" xlink:href="http://xbrl.fasb.org/us-gaap/2015/elts/us-gaap-2015-01-31.xsd#us-gaap_OtherAssetsMember"/>
    <label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="us-gaap_OtherAssetsMember_lbl" xml:lang="en-US">Other Assets [Member]</label>
    <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="us-gaap_OtherAssetsMember" xlink:to="us-gaap_OtherAssetsMember_lbl"/>
    <loc xlink:type="locator" xlink:label="us-gaap_DeferredCompensationArrangementWithIndividualPostretirementBenefitsByTypeOfDeferredCompensationAxis" xlink:href="http://xbrl.fasb.org/us-gaap/2015/elts/us-gaap-2015-01-31.xsd#us-gaap_DeferredCompensationArrangementWithIndividualPostretirementBenefitsByTypeOfDeferredCompensationAxis"/>
    <label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="us-gaap_DeferredCompensationArrangementWithIndividualPostretirementBenefitsByTypeOfDeferredCompensationAxis_lbl" xml:lang="en-US">Other Postretirement Benefits, Individual Contracts, Type of Deferred Compensation [Axis]</label>
    <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="us-gaap_DeferredCompensationArrangementWithIndividualPostretirementBenefitsByTypeOfDeferredCompensationAxis" xlink:to="us-gaap_DeferredCompensationArrangementWithIndividualPostretirementBenefitsByTypeOfDeferredCompensationAxis_lbl"/>
    <loc xlink:type="locator" xlink:label="ffic_NonQualifiedDeferredCompensationPlanMember" xlink:href="ffic-20151231.xsd#ffic_NonQualifiedDeferredCompensationPlanMember"/>
    <label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:label="ffic_NonQualifiedDeferredCompensationPlanMember_lbl" xml:lang="en-US">Non-Qualified Deferred Compensation Plan [Member]</label>
    <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="ffic_NonQualifiedDeferredCompensationPlanMember" xlink:to="ffic_NonQualifiedDeferredCompensationPlanMember_lbl"/>
    <loc xlink:type="locator" xlink:label="us-gaap_SaleLeasebackTransactionDescriptionAxis" xlink:href="http://xbrl.fasb.org/us-gaap/2015/elts/us-gaap-2015-01-31.xsd#us-gaap_SaleLeasebackTransactionDescriptionAxis"/>
    <label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="us-gaap_SaleLeasebackTransactionDescriptionAxis_lbl" xml:lang="en-US">Sale Leaseback Transaction, Description [Axis]</label>
    <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="us-gaap_SaleLeasebackTransactionDescriptionAxis" xlink:to="us-gaap_SaleLeasebackTransactionDescriptionAxis_lbl"/>
    <loc xlink:type="locator" xlink:label="ffic_BranchBuildingsMember" xlink:href="ffic-20151231.xsd#ffic_BranchBuildingsMember"/>
    <label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:label="ffic_BranchBuildingsMember_lbl" xml:lang="en-US">Branch Buildings [Member]</label>
    <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="ffic_BranchBuildingsMember" xlink:to="ffic_BranchBuildingsMember_lbl"/>
    <loc xlink:type="locator" xlink:label="ffic_DenominationMember" xlink:href="ffic-20151231.xsd#ffic_DenominationMember"/>
    <label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:label="ffic_DenominationMember_lbl" xml:lang="en-US">Denomination [Member]</label>
    <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="ffic_DenominationMember" xlink:to="ffic_DenominationMember_lbl"/>
    <loc xlink:type="locator" xlink:label="ffic_GovernmentDepositsMember" xlink:href="ffic-20151231.xsd#ffic_GovernmentDepositsMember"/>
    <label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:label="ffic_GovernmentDepositsMember_lbl" xml:lang="en-US">Government Deposits [Member]</label>
    <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="ffic_GovernmentDepositsMember" xlink:to="ffic_GovernmentDepositsMember_lbl"/>
    <loc xlink:type="locator" xlink:label="ffic_ICSDepositsMember" xlink:href="ffic-20151231.xsd#ffic_ICSDepositsMember"/>
    <label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:label="ffic_ICSDepositsMember_lbl" xml:lang="en-US">ICS Deposits [Member]</label>
    <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="ffic_ICSDepositsMember" xlink:to="ffic_ICSDepositsMember_lbl"/>
    <loc xlink:type="locator" xlink:label="ffic_CollateralizedDepositsMember" xlink:href="ffic-20151231.xsd#ffic_CollateralizedDepositsMember"/>
    <label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:label="ffic_CollateralizedDepositsMember_lbl" xml:lang="en-US">Collateralized Deposits [Member]</label>
    <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="ffic_CollateralizedDepositsMember" xlink:to="ffic_CollateralizedDepositsMember_lbl"/>
    <loc xlink:type="locator" xlink:label="us-gaap_SecuritiesPledgedAsCollateralMember" xlink:href="http://xbrl.fasb.org/us-gaap/2015/elts/us-gaap-2015-01-31.xsd#us-gaap_SecuritiesPledgedAsCollateralMember"/>
    <label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="us-gaap_SecuritiesPledgedAsCollateralMember_lbl" xml:lang="en-US">Securities Pledged as Collateral [Member]</label>
    <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="us-gaap_SecuritiesPledgedAsCollateralMember" xlink:to="us-gaap_SecuritiesPledgedAsCollateralMember_lbl"/>
    <loc xlink:type="locator" xlink:label="ffic_LetterOfCreditPledgedAsCollateralMember" xlink:href="ffic-20151231.xsd#ffic_LetterOfCreditPledgedAsCollateralMember"/>
    <label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:label="ffic_LetterOfCreditPledgedAsCollateralMember_lbl" xml:lang="en-US">Letter of Credit Pledged as Collateral [Member]</label>
    <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="ffic_LetterOfCreditPledgedAsCollateralMember" xlink:to="ffic_LetterOfCreditPledgedAsCollateralMember_lbl"/>
    <loc xlink:type="locator" xlink:label="us-gaap_CreditFacilityAxis" xlink:href="http://xbrl.fasb.org/us-gaap/2015/elts/us-gaap-2015-01-31.xsd#us-gaap_CreditFacilityAxis"/>
    <label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="us-gaap_CreditFacilityAxis_lbl" xml:lang="en-US">Credit Facility [Axis]</label>
    <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="us-gaap_CreditFacilityAxis" xlink:to="us-gaap_CreditFacilityAxis_lbl"/>
    <loc xlink:type="locator" xlink:label="ffic_UnsecuredLineOfCreditMember" xlink:href="ffic-20151231.xsd#ffic_UnsecuredLineOfCreditMember"/>
    <label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:label="ffic_UnsecuredLineOfCreditMember_lbl" xml:lang="en-US">Unsecured Line of Credit [Member]</label>
    <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="ffic_UnsecuredLineOfCreditMember" xlink:to="ffic_UnsecuredLineOfCreditMember_lbl"/>
    <loc xlink:type="locator" xlink:label="ffic_FlushingFinancialsTrustsMember" xlink:href="ffic-20151231.xsd#ffic_FlushingFinancialsTrustsMember"/>
    <label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:label="ffic_FlushingFinancialsTrustsMember_lbl" xml:lang="en-US">Flushing Financial&apos;s Capital Trusts [Member]</label>
    <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="ffic_FlushingFinancialsTrustsMember" xlink:to="ffic_FlushingFinancialsTrustsMember_lbl"/>
    <loc xlink:type="locator" xlink:label="us-gaap_RestrictedStockUnitsRSUMember" xlink:href="http://xbrl.fasb.org/us-gaap/2015/elts/us-gaap-2015-01-31.xsd#us-gaap_RestrictedStockUnitsRSUMember"/>
    <label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="us-gaap_RestrictedStockUnitsRSUMember_lbl" xml:lang="en-US">Restricted Stock Units (RSUs) [Member]</label>
    <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="us-gaap_RestrictedStockUnitsRSUMember" xlink:to="us-gaap_RestrictedStockUnitsRSUMember_lbl"/>
    <loc xlink:type="locator" xlink:label="ffic_TwentyFourteenOmnibusIncentivePlanMember" xlink:href="ffic-20151231.xsd#ffic_TwentyFourteenOmnibusIncentivePlanMember"/>
    <label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:label="ffic_TwentyFourteenOmnibusIncentivePlanMember_lbl" xml:lang="en-US">Twenty Fourteen Omnibus Incentive Plan [Member]</label>
    <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="ffic_TwentyFourteenOmnibusIncentivePlanMember" xlink:to="ffic_TwentyFourteenOmnibusIncentivePlanMember_lbl"/>
    <loc xlink:type="locator" xlink:label="ffic_AnnuallyMember" xlink:href="ffic-20151231.xsd#ffic_AnnuallyMember"/>
    <label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:label="ffic_AnnuallyMember_lbl" xml:lang="en-US">Annually [Member]</label>
    <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="ffic_AnnuallyMember" xlink:to="ffic_AnnuallyMember_lbl"/>
    <loc xlink:type="locator" xlink:label="us-gaap_TitleOfIndividualAxis" xlink:href="http://xbrl.fasb.org/us-gaap/2015/elts/us-gaap-2015-01-31.xsd#us-gaap_TitleOfIndividualAxis"/>
    <label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="us-gaap_TitleOfIndividualAxis_lbl" xml:lang="en-US">Title of Individual [Axis]</label>
    <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="us-gaap_TitleOfIndividualAxis" xlink:to="us-gaap_TitleOfIndividualAxis_lbl"/>
    <loc xlink:type="locator" xlink:label="us-gaap_OfficerMember" xlink:href="http://xbrl.fasb.org/us-gaap/2015/elts/us-gaap-2015-01-31.xsd#us-gaap_OfficerMember"/>
    <label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="us-gaap_OfficerMember_lbl" xml:lang="en-US">Officer [Member]</label>
    <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="us-gaap_OfficerMember" xlink:to="us-gaap_OfficerMember_lbl"/>
    <loc xlink:type="locator" xlink:label="ffic_VestedUponChangeInControlMember" xlink:href="ffic-20151231.xsd#ffic_VestedUponChangeInControlMember"/>
    <label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:label="ffic_VestedUponChangeInControlMember_lbl" xml:lang="en-US">Vested Upon Change in Control [Member]</label>
    <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="ffic_VestedUponChangeInControlMember" xlink:to="ffic_VestedUponChangeInControlMember_lbl"/>
    <loc xlink:type="locator" xlink:label="us-gaap_FixedIncomeSecuritiesMember" xlink:href="http://xbrl.fasb.org/us-gaap/2015/elts/us-gaap-2015-01-31.xsd#us-gaap_FixedIncomeSecuritiesMember"/>
    <label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="us-gaap_FixedIncomeSecuritiesMember_lbl" xml:lang="en-US">Fixed Income Securities [Member]</label>
    <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="us-gaap_FixedIncomeSecuritiesMember" xlink:to="us-gaap_FixedIncomeSecuritiesMember_lbl"/>
    <loc xlink:type="locator" xlink:label="ffic_PostretirementPlan1Member" xlink:href="ffic-20151231.xsd#ffic_PostretirementPlan1Member"/>
    <label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:label="ffic_PostretirementPlan1Member_lbl" xml:lang="en-US">Postretirement Plan 1 [Member]</label>
    <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="ffic_PostretirementPlan1Member" xlink:to="ffic_PostretirementPlan1Member_lbl"/>
    <loc xlink:type="locator" xlink:label="ffic_Four01kMember" xlink:href="ffic-20151231.xsd#ffic_Four01kMember"/>
    <label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:label="ffic_Four01kMember_lbl" xml:lang="en-US">401(k) [Member]</label>
    <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="ffic_Four01kMember" xlink:to="ffic_Four01kMember_lbl"/>
    <loc xlink:type="locator" xlink:label="ffic_DefinedContributionRetirementPlanDCRPMember" xlink:href="ffic-20151231.xsd#ffic_DefinedContributionRetirementPlanDCRPMember"/>
    <label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:label="ffic_DefinedContributionRetirementPlanDCRPMember_lbl" xml:lang="en-US">Defined Contribution Retirement Plan (&quot;DCRP&quot;) [Member]</label>
    <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="ffic_DefinedContributionRetirementPlanDCRPMember" xlink:to="ffic_DefinedContributionRetirementPlanDCRPMember_lbl"/>
    <loc xlink:type="locator" xlink:label="us-gaap_RelatedPartyTransactionsByRelatedPartyAxis" xlink:href="http://xbrl.fasb.org/us-gaap/2015/elts/us-gaap-2015-01-31.xsd#us-gaap_RelatedPartyTransactionsByRelatedPartyAxis"/>
    <label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="us-gaap_RelatedPartyTransactionsByRelatedPartyAxis_lbl" xml:lang="en-US">Related Party [Axis]</label>
    <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="us-gaap_RelatedPartyTransactionsByRelatedPartyAxis" xlink:to="us-gaap_RelatedPartyTransactionsByRelatedPartyAxis_lbl"/>
    <loc xlink:type="locator" xlink:label="us-gaap_TrustForBenefitOfEmployeesMember" xlink:href="http://xbrl.fasb.org/us-gaap/2015/elts/us-gaap-2015-01-31.xsd#us-gaap_TrustForBenefitOfEmployeesMember"/>
    <label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="us-gaap_TrustForBenefitOfEmployeesMember_lbl" xml:lang="en-US">Trust for Benefit of Employees [Member]</label>
    <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="us-gaap_TrustForBenefitOfEmployeesMember" xlink:to="us-gaap_TrustForBenefitOfEmployeesMember_lbl"/>
    <loc xlink:type="locator" xlink:label="ffic_InEventOfTerminationMember" xlink:href="ffic-20151231.xsd#ffic_InEventOfTerminationMember"/>
    <label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:label="ffic_InEventOfTerminationMember_lbl" xml:lang="en-US">In Event of Termination [Member]</label>
    <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="ffic_InEventOfTerminationMember" xlink:to="ffic_InEventOfTerminationMember_lbl"/>
    <loc xlink:type="locator" xlink:label="ffic_LessThanMember" xlink:href="ffic-20151231.xsd#ffic_LessThanMember"/>
    <label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:label="ffic_LessThanMember_lbl" xml:lang="en-US">Less Than [Member]</label>
    <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="ffic_LessThanMember" xlink:to="ffic_LessThanMember_lbl"/>
    <loc xlink:type="locator" xlink:label="us-gaap_ShareholdersEquityClassAxis" xlink:href="http://xbrl.fasb.org/us-gaap/2015/elts/us-gaap-2015-01-31.xsd#us-gaap_ShareholdersEquityClassAxis"/>
    <label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="us-gaap_ShareholdersEquityClassAxis_lbl" xml:lang="en-US">Shareholders&apos; Equity Class [Axis]</label>
    <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="us-gaap_ShareholdersEquityClassAxis" xlink:to="us-gaap_ShareholdersEquityClassAxis_lbl"/>
    <loc xlink:type="locator" xlink:label="ffic_AvailableToDistributeToTheHoldingCompanyAsCashDividendsMember" xlink:href="ffic-20151231.xsd#ffic_AvailableToDistributeToTheHoldingCompanyAsCashDividendsMember"/>
    <label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:label="ffic_AvailableToDistributeToTheHoldingCompanyAsCashDividendsMember_lbl" xml:lang="en-US">Available to Distribute to the Holding Company as Cash Dividends [Member]</label>
    <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="ffic_AvailableToDistributeToTheHoldingCompanyAsCashDividendsMember" xlink:to="ffic_AvailableToDistributeToTheHoldingCompanyAsCashDividendsMember_lbl"/>
    <loc xlink:type="locator" xlink:label="ffic_ShareholderRightsPlanMember" xlink:href="ffic-20151231.xsd#ffic_ShareholderRightsPlanMember"/>
    <label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:label="ffic_ShareholderRightsPlanMember_lbl" xml:lang="en-US">Shareholder Rights Plan [Member]</label>
    <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="ffic_ShareholderRightsPlanMember" xlink:to="ffic_ShareholderRightsPlanMember_lbl"/>
    <loc xlink:type="locator" xlink:label="ffic_CommnStockEquivalentMember" xlink:href="ffic-20151231.xsd#ffic_CommnStockEquivalentMember"/>
    <label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:label="ffic_CommnStockEquivalentMember_lbl" xml:lang="en-US">Common Stock Equivalent [Member]</label>
    <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="ffic_CommnStockEquivalentMember" xlink:to="ffic_CommnStockEquivalentMember_lbl"/>
    <loc xlink:type="locator" xlink:label="us-gaap_ScenarioForecastMember" xlink:href="http://xbrl.fasb.org/us-gaap/2015/elts/us-gaap-2015-01-31.xsd#us-gaap_ScenarioForecastMember"/>
    <label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="us-gaap_ScenarioForecastMember_lbl" xml:lang="en-US">Scenario, Forecast [Member]</label>
    <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="us-gaap_ScenarioForecastMember" xlink:to="us-gaap_ScenarioForecastMember_lbl"/>
    <loc xlink:type="locator" xlink:label="us-gaap_ScheduleOfFairValueOfSeparateAccountsByMajorCategoryOfInvestmentAxis" xlink:href="http://xbrl.fasb.org/us-gaap/2015/elts/us-gaap-2015-01-31.xsd#us-gaap_ScheduleOfFairValueOfSeparateAccountsByMajorCategoryOfInvestmentAxis"/>
    <label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="us-gaap_ScheduleOfFairValueOfSeparateAccountsByMajorCategoryOfInvestmentAxis_lbl" xml:lang="en-US">Schedule of Fair Value of Separate Accounts by Major Category of Investment [Axis]</label>
    <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="us-gaap_ScheduleOfFairValueOfSeparateAccountsByMajorCategoryOfInvestmentAxis" xlink:to="us-gaap_ScheduleOfFairValueOfSeparateAccountsByMajorCategoryOfInvestmentAxis_lbl"/>
    <loc xlink:type="locator" xlink:label="us-gaap_MortgagesMember" xlink:href="http://xbrl.fasb.org/us-gaap/2015/elts/us-gaap-2015-01-31.xsd#us-gaap_MortgagesMember"/>
    <label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="us-gaap_MortgagesMember_lbl" xml:lang="en-US">Mortgages [Member]</label>
    <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="us-gaap_MortgagesMember" xlink:to="us-gaap_MortgagesMember_lbl"/>
    <loc xlink:type="locator" xlink:label="us-gaap_HomeEquityMember" xlink:href="http://xbrl.fasb.org/us-gaap/2015/elts/us-gaap-2015-01-31.xsd#us-gaap_HomeEquityMember"/>
    <label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="us-gaap_HomeEquityMember_lbl" xml:lang="en-US">Home Equity Line of Credit [Member]</label>
    <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="us-gaap_HomeEquityMember" xlink:to="us-gaap_HomeEquityMember_lbl"/>
    <loc xlink:type="locator" xlink:label="us-gaap_ExecutiveOfficerMember" xlink:href="http://xbrl.fasb.org/us-gaap/2015/elts/us-gaap-2015-01-31.xsd#us-gaap_ExecutiveOfficerMember"/>
    <label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="us-gaap_ExecutiveOfficerMember_lbl" xml:lang="en-US">Executive Officer [Member]</label>
    <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="us-gaap_ExecutiveOfficerMember" xlink:to="us-gaap_ExecutiveOfficerMember_lbl"/>
    <loc xlink:type="locator" xlink:label="us-gaap_DirectorMember" xlink:href="http://xbrl.fasb.org/us-gaap/2015/elts/us-gaap-2015-01-31.xsd#us-gaap_DirectorMember"/>
    <label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="us-gaap_DirectorMember_lbl" xml:lang="en-US">Director [Member]</label>
    <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="us-gaap_DirectorMember" xlink:to="us-gaap_DirectorMember_lbl"/>
    <loc xlink:type="locator" xlink:label="ffic_NonaccruingCollateralDependentLoansPercentOfTheAppraisedOrInternallyEstimatedValueOfThePropertyMember" xlink:href="ffic-20151231.xsd#ffic_NonaccruingCollateralDependentLoansPercentOfTheAppraisedOrInternallyEstimatedValueOfThePropertyMember"/>
    <label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:label="ffic_NonaccruingCollateralDependentLoansPercentOfTheAppraisedOrInternallyEstimatedValueOfThePropertyMember_lbl" xml:lang="en-US">Nonaccruing Collateral Dependent Loans - Percent Of The Appraised Or Internally Estimated Value Of The Property [Member]</label>
    <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="ffic_NonaccruingCollateralDependentLoansPercentOfTheAppraisedOrInternallyEstimatedValueOfThePropertyMember" xlink:to="ffic_NonaccruingCollateralDependentLoansPercentOfTheAppraisedOrInternallyEstimatedValueOfThePropertyMember_lbl"/>
    <loc xlink:type="locator" xlink:label="us-gaap_DebtInstrumentAxis" xlink:href="http://xbrl.fasb.org/us-gaap/2015/elts/us-gaap-2015-01-31.xsd#us-gaap_DebtInstrumentAxis"/>
    <label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="us-gaap_DebtInstrumentAxis_lbl" xml:lang="en-US">Debt Instrument [Axis]</label>
    <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="us-gaap_DebtInstrumentAxis" xlink:to="us-gaap_DebtInstrumentAxis_lbl"/>
    <loc xlink:type="locator" xlink:label="ffic_FloatingRateJuniorSubordinatedDebenturesMember" xlink:href="ffic-20151231.xsd#ffic_FloatingRateJuniorSubordinatedDebenturesMember"/>
    <label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:label="ffic_FloatingRateJuniorSubordinatedDebenturesMember_lbl" xml:lang="en-US">Floating Rate Junior Subordinated Debentures [Member]</label>
    <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="ffic_FloatingRateJuniorSubordinatedDebenturesMember" xlink:to="ffic_FloatingRateJuniorSubordinatedDebenturesMember_lbl"/>
    <loc xlink:type="locator" xlink:label="us-gaap_InterestBearingDepositsInBanks" xlink:href="http://xbrl.fasb.org/us-gaap/2015/elts/us-gaap-2015-01-31.xsd#us-gaap_InterestBearingDepositsInBanks"/>
    <label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="us-gaap_InterestBearingDepositsInBanks_lbl" xml:lang="en-US">Interest-bearing Deposits in Banks and Other Financial Institutions</label>
    <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="us-gaap_InterestBearingDepositsInBanks" xlink:to="us-gaap_InterestBearingDepositsInBanks_lbl"/>
    <loc xlink:type="locator" xlink:label="us-gaap_CashReserveDepositRequiredAndMade" xlink:href="http://xbrl.fasb.org/us-gaap/2015/elts/us-gaap-2015-01-31.xsd#us-gaap_CashReserveDepositRequiredAndMade"/>
    <label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="us-gaap_CashReserveDepositRequiredAndMade_lbl" xml:lang="en-US">Cash Reserve Deposit Required and Made</label>
    <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="us-gaap_CashReserveDepositRequiredAndMade" xlink:to="us-gaap_CashReserveDepositRequiredAndMade_lbl"/>
    <loc xlink:type="locator" xlink:label="us-gaap_GoodwillImpairmentLoss" xlink:href="http://xbrl.fasb.org/us-gaap/2015/elts/us-gaap-2015-01-31.xsd#us-gaap_GoodwillImpairmentLoss"/>
    <label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="us-gaap_GoodwillImpairmentLoss_lbl" xml:lang="en-US">Goodwill, Impairment Loss</label>
    <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="us-gaap_GoodwillImpairmentLoss" xlink:to="us-gaap_GoodwillImpairmentLoss_lbl"/>
    <loc xlink:type="locator" xlink:label="ffic_NumberOfLoanPortfolios" xlink:href="ffic-20151231.xsd#ffic_NumberOfLoanPortfolios"/>
    <label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="ffic_NumberOfLoanPortfolios_lbl" xml:lang="en-US">Number of Loan Portfolios</label>
    <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="ffic_NumberOfLoanPortfolios" xlink:to="ffic_NumberOfLoanPortfolios_lbl"/>
    <loc xlink:type="locator" xlink:label="ffic_FairValueCollateralDependentLoansPercentageOfAppraisedOrInternallyEstimatedValueOfProperty" xlink:href="ffic-20151231.xsd#ffic_FairValueCollateralDependentLoansPercentageOfAppraisedOrInternallyEstimatedValueOfProperty"/>
    <label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="ffic_FairValueCollateralDependentLoansPercentageOfAppraisedOrInternallyEstimatedValueOfProperty_lbl" xml:lang="en-US">Fair Value, Collateral Dependent Loans, Percentage of Appraised or Internally Estimated Value of Property</label>
    <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="ffic_FairValueCollateralDependentLoansPercentageOfAppraisedOrInternallyEstimatedValueOfProperty" xlink:to="ffic_FairValueCollateralDependentLoansPercentageOfAppraisedOrInternallyEstimatedValueOfProperty_lbl"/>
    <loc xlink:type="locator" xlink:label="ffic_AmountOfCollateralDependentImpairedLoansMeasuredForImpairmentByUtilizingThirdPartyAppraisals" xlink:href="ffic-20151231.xsd#ffic_AmountOfCollateralDependentImpairedLoansMeasuredForImpairmentByUtilizingThirdPartyAppraisals"/>
    <label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="ffic_AmountOfCollateralDependentImpairedLoansMeasuredForImpairmentByUtilizingThirdPartyAppraisals_lbl" xml:lang="en-US">Amount of Collateral Dependent Impaired Loans Measured For Impairment By Utilizing Third Party Appraisals</label>
    <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="ffic_AmountOfCollateralDependentImpairedLoansMeasuredForImpairmentByUtilizingThirdPartyAppraisals" xlink:to="ffic_AmountOfCollateralDependentImpairedLoansMeasuredForImpairmentByUtilizingThirdPartyAppraisals_lbl"/>
    <loc xlink:type="locator" xlink:label="ffic_PercentageOfCollateralDependentImpairedLoansMeasuredForImpairmentByUtilizingThirdPartyAppraisals" xlink:href="ffic-20151231.xsd#ffic_PercentageOfCollateralDependentImpairedLoansMeasuredForImpairmentByUtilizingThirdPartyAppraisals"/>
    <label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="ffic_PercentageOfCollateralDependentImpairedLoansMeasuredForImpairmentByUtilizingThirdPartyAppraisals_lbl" xml:lang="en-US">Percentage of Collateral Dependent Impaired Loans Measured for Impairment by Utilizing Third Party Appraisals</label>
    <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="ffic_PercentageOfCollateralDependentImpairedLoansMeasuredForImpairmentByUtilizingThirdPartyAppraisals" xlink:to="ffic_PercentageOfCollateralDependentImpairedLoansMeasuredForImpairmentByUtilizingThirdPartyAppraisals_lbl"/>
    <loc xlink:type="locator" xlink:label="ffic_AmountOfCollateralDependentImpairedLoansMeasuredForImpairmentUsingInternalEvaluations" xlink:href="ffic-20151231.xsd#ffic_AmountOfCollateralDependentImpairedLoansMeasuredForImpairmentUsingInternalEvaluations"/>
    <label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="ffic_AmountOfCollateralDependentImpairedLoansMeasuredForImpairmentUsingInternalEvaluations_lbl" xml:lang="en-US">Amount of Collateral Dependent Impaired Loans Measured For Impairment Using Internal Evaluations</label>
    <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="ffic_AmountOfCollateralDependentImpairedLoansMeasuredForImpairmentUsingInternalEvaluations" xlink:to="ffic_AmountOfCollateralDependentImpairedLoansMeasuredForImpairmentUsingInternalEvaluations_lbl"/>
    <loc xlink:type="locator" xlink:label="ffic_PercentageOfCollateralDependentImpairedLoansMeasuredForImpairmentUsingInternalEvaluations" xlink:href="ffic-20151231.xsd#ffic_PercentageOfCollateralDependentImpairedLoansMeasuredForImpairmentUsingInternalEvaluations"/>
    <label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="ffic_PercentageOfCollateralDependentImpairedLoansMeasuredForImpairmentUsingInternalEvaluations_lbl" xml:lang="en-US">Percentage of Collateral Dependent Impaired Loans Measured for Impairment Using Internal Evaluations</label>
    <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="ffic_PercentageOfCollateralDependentImpairedLoansMeasuredForImpairmentUsingInternalEvaluations" xlink:to="ffic_PercentageOfCollateralDependentImpairedLoansMeasuredForImpairmentUsingInternalEvaluations_lbl"/>
    <loc xlink:type="locator" xlink:label="us-gaap_LoansReceivableHeldForSaleNetNotPartOfDisposalGroup" xlink:href="http://xbrl.fasb.org/us-gaap/2015/elts/us-gaap-2015-01-31.xsd#us-gaap_LoansReceivableHeldForSaleNetNotPartOfDisposalGroup"/>
    <label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="us-gaap_LoansReceivableHeldForSaleNetNotPartOfDisposalGroup_lbl" xml:lang="en-US">Loans Receivable Held-for-sale, Net, Not Part of Disposal Group</label>
    <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="us-gaap_LoansReceivableHeldForSaleNetNotPartOfDisposalGroup" xlink:to="us-gaap_LoansReceivableHeldForSaleNetNotPartOfDisposalGroup_lbl"/>
    <loc xlink:type="locator" xlink:label="us-gaap_PropertyPlantAndEquipmentUsefulLife" xlink:href="http://xbrl.fasb.org/us-gaap/2015/elts/us-gaap-2015-01-31.xsd#us-gaap_PropertyPlantAndEquipmentUsefulLife"/>
    <label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="us-gaap_PropertyPlantAndEquipmentUsefulLife_lbl" xml:lang="en-US">Property, Plant and Equipment, Useful Life</label>
    <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="us-gaap_PropertyPlantAndEquipmentUsefulLife" xlink:to="us-gaap_PropertyPlantAndEquipmentUsefulLife_lbl"/>
    <loc xlink:type="locator" xlink:label="us-gaap_AdvertisingExpense" xlink:href="http://xbrl.fasb.org/us-gaap/2015/elts/us-gaap-2015-01-31.xsd#us-gaap_AdvertisingExpense"/>
    <label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="us-gaap_AdvertisingExpense_lbl" xml:lang="en-US">Advertising Expense</label>
    <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="us-gaap_AdvertisingExpense" xlink:to="us-gaap_AdvertisingExpense_lbl"/>
    <loc xlink:type="locator" xlink:label="us-gaap_AntidilutiveSecuritiesExcludedFromComputationOfEarningsPerShareAmount" xlink:href="http://xbrl.fasb.org/us-gaap/2015/elts/us-gaap-2015-01-31.xsd#us-gaap_AntidilutiveSecuritiesExcludedFromComputationOfEarningsPerShareAmount"/>
    <label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="us-gaap_AntidilutiveSecuritiesExcludedFromComputationOfEarningsPerShareAmount_lbl" xml:lang="en-US">Antidilutive Securities Excluded from Computation of Earnings Per Share, Amount (in Shares)</label>
    <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="us-gaap_AntidilutiveSecuritiesExcludedFromComputationOfEarningsPerShareAmount" xlink:to="us-gaap_AntidilutiveSecuritiesExcludedFromComputationOfEarningsPerShareAmount_lbl"/>
    <loc xlink:type="locator" xlink:label="us-gaap_ClassOfWarrantOrRightExercisePriceOfWarrantsOrRights1" xlink:href="http://xbrl.fasb.org/us-gaap/2015/elts/us-gaap-2015-01-31.xsd#us-gaap_ClassOfWarrantOrRightExercisePriceOfWarrantsOrRights1"/>
    <label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="us-gaap_ClassOfWarrantOrRightExercisePriceOfWarrantsOrRights1_lbl" xml:lang="en-US">Class of Warrant or Right, Exercise Price of Warrants or Rights (in Dollars per share)</label>
    <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="us-gaap_ClassOfWarrantOrRightExercisePriceOfWarrantsOrRights1" xlink:to="us-gaap_ClassOfWarrantOrRightExercisePriceOfWarrantsOrRights1_lbl"/>
    <loc xlink:type="locator" xlink:label="us-gaap_ConcentrationRiskPercentage1" xlink:href="http://xbrl.fasb.org/us-gaap/2015/elts/us-gaap-2015-01-31.xsd#us-gaap_ConcentrationRiskPercentage1"/>
    <label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="us-gaap_ConcentrationRiskPercentage1_lbl" xml:lang="en-US">Concentration Risk, Percentage</label>
    <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="us-gaap_ConcentrationRiskPercentage1" xlink:to="us-gaap_ConcentrationRiskPercentage1_lbl"/>
    <loc xlink:type="locator" xlink:label="ffic_LoanOriginationUnderwritingRequirementsMinimumDebtServiceCoverage" xlink:href="ffic-20151231.xsd#ffic_LoanOriginationUnderwritingRequirementsMinimumDebtServiceCoverage"/>
    <label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="ffic_LoanOriginationUnderwritingRequirementsMinimumDebtServiceCoverage_lbl" xml:lang="en-US">Loan Origination, Underwriting Requirements, Minimum Debt Service Coverage</label>
    <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="ffic_LoanOriginationUnderwritingRequirementsMinimumDebtServiceCoverage" xlink:to="ffic_LoanOriginationUnderwritingRequirementsMinimumDebtServiceCoverage_lbl"/>
    <loc xlink:type="locator" xlink:label="ffic_LoanOriginationValueMaximumPercentage" xlink:href="ffic-20151231.xsd#ffic_LoanOriginationValueMaximumPercentage"/>
    <label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="ffic_LoanOriginationValueMaximumPercentage_lbl" xml:lang="en-US">Loan Origination, Value, Maximum Percentage</label>
    <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="ffic_LoanOriginationValueMaximumPercentage" xlink:to="ffic_LoanOriginationValueMaximumPercentage_lbl"/>
    <loc xlink:type="locator" xlink:label="ffic_FinancingReceivableReModificationsNumberOfContracts" xlink:href="ffic-20151231.xsd#ffic_FinancingReceivableReModificationsNumberOfContracts"/>
    <label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="ffic_FinancingReceivableReModificationsNumberOfContracts_lbl" xml:lang="en-US">Financing Receivable, Re-modifications, Number of Contracts</label>
    <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="ffic_FinancingReceivableReModificationsNumberOfContracts" xlink:to="ffic_FinancingReceivableReModificationsNumberOfContracts_lbl"/>
    <loc xlink:type="locator" xlink:label="ffic_FinancingReceivableReModificationsRecordedInvestmentAdditionalAdvancement" xlink:href="ffic-20151231.xsd#ffic_FinancingReceivableReModificationsRecordedInvestmentAdditionalAdvancement"/>
    <label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="ffic_FinancingReceivableReModificationsRecordedInvestmentAdditionalAdvancement_lbl" xml:lang="en-US">Financing Receivable, Re-modifications, Recorded Investment, Additional Advancement (in Dollars)</label>
    <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="ffic_FinancingReceivableReModificationsRecordedInvestmentAdditionalAdvancement" xlink:to="ffic_FinancingReceivableReModificationsRecordedInvestmentAdditionalAdvancement_lbl"/>
    <loc xlink:type="locator" xlink:label="ffic_FinancingReceivableModificationNumberOfContractsPaidInFull" xlink:href="ffic-20151231.xsd#ffic_FinancingReceivableModificationNumberOfContractsPaidInFull"/>
    <label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="ffic_FinancingReceivableModificationNumberOfContractsPaidInFull_lbl" xml:lang="en-US">Financing Receivable Modification Number of Contracts Paid in Full</label>
    <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="ffic_FinancingReceivableModificationNumberOfContractsPaidInFull" xlink:to="ffic_FinancingReceivableModificationNumberOfContractsPaidInFull_lbl"/>
    <loc xlink:type="locator" xlink:label="ffic_NumberOfLoansHeldForSale" xlink:href="ffic-20151231.xsd#ffic_NumberOfLoansHeldForSale"/>
    <label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="ffic_NumberOfLoansHeldForSale_lbl" xml:lang="en-US">Number of Loans Held for Sale</label>
    <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="ffic_NumberOfLoansHeldForSale" xlink:to="ffic_NumberOfLoansHeldForSale_lbl"/>
    <loc xlink:type="locator" xlink:label="us-gaap_ProceedsFromSaleOfLoansHeldForSale" xlink:href="http://xbrl.fasb.org/us-gaap/2015/elts/us-gaap-2015-01-31.xsd#us-gaap_ProceedsFromSaleOfLoansHeldForSale"/>
    <label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="us-gaap_ProceedsFromSaleOfLoansHeldForSale_lbl" xml:lang="en-US">Proceeds from Sale of Loans Held-for-sale</label>
    <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="us-gaap_ProceedsFromSaleOfLoansHeldForSale" xlink:to="us-gaap_ProceedsFromSaleOfLoansHeldForSale_lbl"/>
    <loc xlink:type="locator" xlink:label="us-gaap_GainLossOnSaleOfLoansAndLeases" xlink:href="http://xbrl.fasb.org/us-gaap/2015/elts/us-gaap-2015-01-31.xsd#us-gaap_GainLossOnSaleOfLoansAndLeases"/>
    <label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="us-gaap_GainLossOnSaleOfLoansAndLeases_lbl" xml:lang="en-US">Gain (Loss) on Sale of Loans and Leases</label>
    <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="us-gaap_GainLossOnSaleOfLoansAndLeases" xlink:to="us-gaap_GainLossOnSaleOfLoansAndLeases_lbl"/>
    <loc xlink:type="locator" xlink:label="us-gaap_SecuritiesReceivedAsCollateralAmountForeclosed" xlink:href="http://xbrl.fasb.org/us-gaap/2015/elts/us-gaap-2015-01-31.xsd#us-gaap_SecuritiesReceivedAsCollateralAmountForeclosed"/>
    <label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="us-gaap_SecuritiesReceivedAsCollateralAmountForeclosed_lbl" xml:lang="en-US">Securities Received as Collateral, Amount Foreclosed</label>
    <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="us-gaap_SecuritiesReceivedAsCollateralAmountForeclosed" xlink:to="us-gaap_SecuritiesReceivedAsCollateralAmountForeclosed_lbl"/>
    <loc xlink:type="locator" xlink:label="us-gaap_ForeclosedAssets" xlink:href="http://xbrl.fasb.org/us-gaap/2015/elts/us-gaap-2015-01-31.xsd#us-gaap_ForeclosedAssets"/>
    <label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="us-gaap_ForeclosedAssets_lbl" xml:lang="en-US">Repossessed Assets</label>
    <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="us-gaap_ForeclosedAssets" xlink:to="us-gaap_ForeclosedAssets_lbl"/>
    <loc xlink:type="locator" xlink:label="us-gaap_MortgageLoansInProcessOfForeclosureAmount" xlink:href="http://xbrl.fasb.org/us-gaap/2015/elts/us-gaap-2015-01-31.xsd#us-gaap_MortgageLoansInProcessOfForeclosureAmount"/>
    <label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="us-gaap_MortgageLoansInProcessOfForeclosureAmount_lbl" xml:lang="en-US">Mortgage Loans in Process of Foreclosure, Amount</label>
    <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="us-gaap_MortgageLoansInProcessOfForeclosureAmount" xlink:to="us-gaap_MortgageLoansInProcessOfForeclosureAmount_lbl"/>
    <loc xlink:type="locator" xlink:label="us-gaap_TradingSecurities" xlink:href="http://xbrl.fasb.org/us-gaap/2015/elts/us-gaap-2015-01-31.xsd#us-gaap_TradingSecurities"/>
    <label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="us-gaap_TradingSecurities_lbl" xml:lang="en-US">Trading Securities</label>
    <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="us-gaap_TradingSecurities" xlink:to="us-gaap_TradingSecurities_lbl"/>
    <loc xlink:type="locator" xlink:label="ffic_HeldtomaturitySecuritiesMaturityTerm" xlink:href="ffic-20151231.xsd#ffic_HeldtomaturitySecuritiesMaturityTerm"/>
    <label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="ffic_HeldtomaturitySecuritiesMaturityTerm_lbl" xml:lang="en-US">Held-to-maturity Securities, Maturity Term</label>
    <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="ffic_HeldtomaturitySecuritiesMaturityTerm" xlink:to="ffic_HeldtomaturitySecuritiesMaturityTerm_lbl"/>
    <loc xlink:type="locator" xlink:label="ffic_PrivateIssueCollateralizedMortgageObligationsNumber" xlink:href="ffic-20151231.xsd#ffic_PrivateIssueCollateralizedMortgageObligationsNumber"/>
    <label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="ffic_PrivateIssueCollateralizedMortgageObligationsNumber_lbl" xml:lang="en-US">Private Issue Collateralized Mortgage Obligations, Number</label>
    <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="ffic_PrivateIssueCollateralizedMortgageObligationsNumber" xlink:to="ffic_PrivateIssueCollateralizedMortgageObligationsNumber_lbl"/>
    <loc xlink:type="locator" xlink:label="ffic_MortgageBackedSecuritiesAvailableForSaleAmortizedCost" xlink:href="ffic-20151231.xsd#ffic_MortgageBackedSecuritiesAvailableForSaleAmortizedCost"/>
    <label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="ffic_MortgageBackedSecuritiesAvailableForSaleAmortizedCost_lbl" xml:lang="en-US">Mortgage Backed Securities Available for Sale, Amortized Cost</label>
    <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="ffic_MortgageBackedSecuritiesAvailableForSaleAmortizedCost" xlink:to="ffic_MortgageBackedSecuritiesAvailableForSaleAmortizedCost_lbl"/>
    <loc xlink:type="locator" xlink:label="us-gaap_AvailableforsaleSecuritiesInUnrealizedLossPositionsQualitativeDisclosureNumberOfPositions1" xlink:href="http://xbrl.fasb.org/us-gaap/2015/elts/us-gaap-2015-01-31.xsd#us-gaap_AvailableforsaleSecuritiesInUnrealizedLossPositionsQualitativeDisclosureNumberOfPositions1"/>
    <label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="us-gaap_AvailableforsaleSecuritiesInUnrealizedLossPositionsQualitativeDisclosureNumberOfPositions1_lbl" xml:lang="en-US">Available-for-sale, Securities in Unrealized Loss Positions, Qualitative Disclosure, Number of Positions</label>
    <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="us-gaap_AvailableforsaleSecuritiesInUnrealizedLossPositionsQualitativeDisclosureNumberOfPositions1" xlink:to="us-gaap_AvailableforsaleSecuritiesInUnrealizedLossPositionsQualitativeDisclosureNumberOfPositions1_lbl"/>
    <loc xlink:type="locator" xlink:label="us-gaap_ProceedsFromSaleOfAvailableForSaleSecurities" xlink:href="http://xbrl.fasb.org/us-gaap/2015/elts/us-gaap-2015-01-31.xsd#us-gaap_ProceedsFromSaleOfAvailableForSaleSecurities"/>
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    <loc xlink:type="locator" xlink:label="ffic_SaleLeasebackTransactionNumberOfPropertySold" xlink:href="ffic-20151231.xsd#ffic_SaleLeasebackTransactionNumberOfPropertySold"/>
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    <label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="us-gaap_LineOfCredit_lbl" xml:lang="en-US">Long-term Line of Credit</label>
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    <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="us-gaap_DeferredTaxAssetsNet" xlink:to="us-gaap_DeferredTaxAssetsNet_lbl"/>
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    <loc xlink:type="locator" xlink:label="us-gaap_AllocatedShareBasedCompensationExpense" xlink:href="http://xbrl.fasb.org/us-gaap/2015/elts/us-gaap-2015-01-31.xsd#us-gaap_AllocatedShareBasedCompensationExpense"/>
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    <loc xlink:type="locator" xlink:label="us-gaap_EmployeeServiceShareBasedCompensationTaxBenefitFromCompensationExpense" xlink:href="http://xbrl.fasb.org/us-gaap/2015/elts/us-gaap-2015-01-31.xsd#us-gaap_EmployeeServiceShareBasedCompensationTaxBenefitFromCompensationExpense"/>
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    <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="us-gaap_EmployeeServiceShareBasedCompensationTaxBenefitFromCompensationExpense" xlink:to="us-gaap_EmployeeServiceShareBasedCompensationTaxBenefitFromCompensationExpense_lbl"/>
    <loc xlink:type="locator" xlink:label="us-gaap_ShareBasedCompensationArrangementByShareBasedPaymentAwardOptionsGrantsInPeriodGross" xlink:href="http://xbrl.fasb.org/us-gaap/2015/elts/us-gaap-2015-01-31.xsd#us-gaap_ShareBasedCompensationArrangementByShareBasedPaymentAwardOptionsGrantsInPeriodGross"/>
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    <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="us-gaap_ShareBasedCompensationArrangementByShareBasedPaymentAwardOptionsGrantsInPeriodGross" xlink:to="us-gaap_ShareBasedCompensationArrangementByShareBasedPaymentAwardOptionsGrantsInPeriodGross_lbl"/>
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    <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="us-gaap_EmployeeServiceShareBasedCompensationNonvestedAwardsTotalCompensationCostNotYetRecognizedPeriodForRecognition1" xlink:to="us-gaap_EmployeeServiceShareBasedCompensationNonvestedAwardsTotalCompensationCostNotYetRecognizedPeriodForRecognition1_lbl"/>
    <loc xlink:type="locator" xlink:label="us-gaap_ShareBasedCompensationArrangementByShareBasedPaymentAwardEquityInstrumentsOtherThanOptionsVestedInPeriodTotalFairValue" xlink:href="http://xbrl.fasb.org/us-gaap/2015/elts/us-gaap-2015-01-31.xsd#us-gaap_ShareBasedCompensationArrangementByShareBasedPaymentAwardEquityInstrumentsOtherThanOptionsVestedInPeriodTotalFairValue"/>
    <label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="us-gaap_ShareBasedCompensationArrangementByShareBasedPaymentAwardEquityInstrumentsOtherThanOptionsVestedInPeriodTotalFairValue_lbl" xml:lang="en-US">Share-based Compensation Arrangement by Share-based Payment Award, Equity Instruments Other than Options, Vested in Period, Fair Value</label>
    <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="us-gaap_ShareBasedCompensationArrangementByShareBasedPaymentAwardEquityInstrumentsOtherThanOptionsVestedInPeriodTotalFairValue" xlink:to="us-gaap_ShareBasedCompensationArrangementByShareBasedPaymentAwardEquityInstrumentsOtherThanOptionsVestedInPeriodTotalFairValue_lbl"/>
    <loc xlink:type="locator" xlink:label="us-gaap_ShareBasedCompensationArrangementByShareBasedPaymentAwardAwardRequisiteServicePeriod1" xlink:href="http://xbrl.fasb.org/us-gaap/2015/elts/us-gaap-2015-01-31.xsd#us-gaap_ShareBasedCompensationArrangementByShareBasedPaymentAwardAwardRequisiteServicePeriod1"/>
    <label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="us-gaap_ShareBasedCompensationArrangementByShareBasedPaymentAwardAwardRequisiteServicePeriod1_lbl" xml:lang="en-US">Share-based Compensation Arrangement by Share-based Payment Award, Award Requisite Service Period</label>
    <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="us-gaap_ShareBasedCompensationArrangementByShareBasedPaymentAwardAwardRequisiteServicePeriod1" xlink:to="us-gaap_ShareBasedCompensationArrangementByShareBasedPaymentAwardAwardRequisiteServicePeriod1_lbl"/>
    <loc xlink:type="locator" xlink:label="us-gaap_SharebasedCompensationArrangementBySharebasedPaymentAwardAwardVestingRightsPercentage" xlink:href="http://xbrl.fasb.org/us-gaap/2015/elts/us-gaap-2015-01-31.xsd#us-gaap_SharebasedCompensationArrangementBySharebasedPaymentAwardAwardVestingRightsPercentage"/>
    <label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="us-gaap_SharebasedCompensationArrangementBySharebasedPaymentAwardAwardVestingRightsPercentage_lbl" xml:lang="en-US">Share-based Compensation Arrangement by Share-based Payment Award, Award Vesting Rights, Percentage</label>
    <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="us-gaap_SharebasedCompensationArrangementBySharebasedPaymentAwardAwardVestingRightsPercentage" xlink:to="us-gaap_SharebasedCompensationArrangementBySharebasedPaymentAwardAwardVestingRightsPercentage_lbl"/>
    <loc xlink:type="locator" xlink:label="ffic_DefinedBenefitPlanBenefitServicePeriod" xlink:href="ffic-20151231.xsd#ffic_DefinedBenefitPlanBenefitServicePeriod"/>
    <label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="ffic_DefinedBenefitPlanBenefitServicePeriod_lbl" xml:lang="en-US">Defined Benefit Plan, Benefit Service Period</label>
    <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="ffic_DefinedBenefitPlanBenefitServicePeriod" xlink:to="ffic_DefinedBenefitPlanBenefitServicePeriod_lbl"/>
    <loc xlink:type="locator" xlink:label="us-gaap_DefinedBenefitPlanTargetPlanAssetAllocations" xlink:href="http://xbrl.fasb.org/us-gaap/2015/elts/us-gaap-2015-01-31.xsd#us-gaap_DefinedBenefitPlanTargetPlanAssetAllocations"/>
    <label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="us-gaap_DefinedBenefitPlanTargetPlanAssetAllocations_lbl" xml:lang="en-US">Defined Benefit Plan, Target Plan Asset Allocations</label>
    <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="us-gaap_DefinedBenefitPlanTargetPlanAssetAllocations" xlink:to="us-gaap_DefinedBenefitPlanTargetPlanAssetAllocations_lbl"/>
    <loc xlink:type="locator" xlink:label="ffic_NumberOfStocksHeldInPortfolio" xlink:href="ffic-20151231.xsd#ffic_NumberOfStocksHeldInPortfolio"/>
    <label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="ffic_NumberOfStocksHeldInPortfolio_lbl" xml:lang="en-US">Number of Stocks Held in Portfolio</label>
    <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="ffic_NumberOfStocksHeldInPortfolio" xlink:to="ffic_NumberOfStocksHeldInPortfolio_lbl"/>
    <loc xlink:type="locator" xlink:label="ffic_PensionPlanAssetsEquitySecuritiesHeldInMutualFundsMinimumMarketCapitalization" xlink:href="ffic-20151231.xsd#ffic_PensionPlanAssetsEquitySecuritiesHeldInMutualFundsMinimumMarketCapitalization"/>
    <label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="ffic_PensionPlanAssetsEquitySecuritiesHeldInMutualFundsMinimumMarketCapitalization_lbl" xml:lang="en-US">Pension Plan Assets, Equity Securities Held in Mutual Funds, Minimum Market Capitalization</label>
    <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="ffic_PensionPlanAssetsEquitySecuritiesHeldInMutualFundsMinimumMarketCapitalization" xlink:to="ffic_PensionPlanAssetsEquitySecuritiesHeldInMutualFundsMinimumMarketCapitalization_lbl"/>
    <loc xlink:type="locator" xlink:label="ffic_NumberOfUnfundedPostretirementBenefitPlans" xlink:href="ffic-20151231.xsd#ffic_NumberOfUnfundedPostretirementBenefitPlans"/>
    <label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="ffic_NumberOfUnfundedPostretirementBenefitPlans_lbl" xml:lang="en-US">Number of Unfunded Postretirement Benefit Plans</label>
    <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="ffic_NumberOfUnfundedPostretirementBenefitPlans" xlink:to="ffic_NumberOfUnfundedPostretirementBenefitPlans_lbl"/>
    <loc xlink:type="locator" xlink:label="ffic_FullTimeEmploymentYearsOfService" xlink:href="ffic-20151231.xsd#ffic_FullTimeEmploymentYearsOfService"/>
    <label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="ffic_FullTimeEmploymentYearsOfService_lbl" xml:lang="en-US">Full Time Employment Years of Service</label>
    <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="ffic_FullTimeEmploymentYearsOfService" xlink:to="ffic_FullTimeEmploymentYearsOfService_lbl"/>
    <loc xlink:type="locator" xlink:label="ffic_CostSharingArrangementMedicalBenefitsPercentage" xlink:href="ffic-20151231.xsd#ffic_CostSharingArrangementMedicalBenefitsPercentage"/>
    <label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="ffic_CostSharingArrangementMedicalBenefitsPercentage_lbl" xml:lang="en-US">Cost Sharing Arrangement, Medical Benefits, Percentage</label>
    <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="ffic_CostSharingArrangementMedicalBenefitsPercentage" xlink:to="ffic_CostSharingArrangementMedicalBenefitsPercentage_lbl"/>
    <loc xlink:type="locator" xlink:label="ffic_MedicalPremiumsRequiredPercentageToBePaidBySpousesOfFutureRetirees" xlink:href="ffic-20151231.xsd#ffic_MedicalPremiumsRequiredPercentageToBePaidBySpousesOfFutureRetirees"/>
    <label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="ffic_MedicalPremiumsRequiredPercentageToBePaidBySpousesOfFutureRetirees_lbl" xml:lang="en-US">Medical Premiums, Required Percentage to be Paid by Spouses of Future Retirees</label>
    <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="ffic_MedicalPremiumsRequiredPercentageToBePaidBySpousesOfFutureRetirees" xlink:to="ffic_MedicalPremiumsRequiredPercentageToBePaidBySpousesOfFutureRetirees_lbl"/>
    <loc xlink:type="locator" xlink:label="ffic_DefinedContributionPlanServicePeriodRequirement" xlink:href="ffic-20151231.xsd#ffic_DefinedContributionPlanServicePeriodRequirement"/>
    <label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="ffic_DefinedContributionPlanServicePeriodRequirement_lbl" xml:lang="en-US">Defined Contribution Plan Service Period Requirement</label>
    <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="ffic_DefinedContributionPlanServicePeriodRequirement" xlink:to="ffic_DefinedContributionPlanServicePeriodRequirement_lbl"/>
    <loc xlink:type="locator" xlink:label="ffic_DefinedContributionPlanAnnualEmployerMatchingOfEmployeesContributionPercent" xlink:href="ffic-20151231.xsd#ffic_DefinedContributionPlanAnnualEmployerMatchingOfEmployeesContributionPercent"/>
    <label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="ffic_DefinedContributionPlanAnnualEmployerMatchingOfEmployeesContributionPercent_lbl" xml:lang="en-US">Defined Contribution Plan Annual Employer Matching of Employee&apos;s Contribution Percent</label>
    <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="ffic_DefinedContributionPlanAnnualEmployerMatchingOfEmployeesContributionPercent" xlink:to="ffic_DefinedContributionPlanAnnualEmployerMatchingOfEmployeesContributionPercent_lbl"/>
    <loc xlink:type="locator" xlink:label="us-gaap_DefinedContributionPlanMaximumAnnualContributionsPerEmployeePercent" xlink:href="http://xbrl.fasb.org/us-gaap/2015/elts/us-gaap-2015-01-31.xsd#us-gaap_DefinedContributionPlanMaximumAnnualContributionsPerEmployeePercent"/>
    <label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="us-gaap_DefinedContributionPlanMaximumAnnualContributionsPerEmployeePercent_lbl" xml:lang="en-US">Defined Contribution Plan, Maximum Annual Contributions Per Employee, Percent</label>
    <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="us-gaap_DefinedContributionPlanMaximumAnnualContributionsPerEmployeePercent" xlink:to="us-gaap_DefinedContributionPlanMaximumAnnualContributionsPerEmployeePercent_lbl"/>
    <loc xlink:type="locator" xlink:label="us-gaap_DefinedContributionPlanEmployersMatchingContributionAnnualVestingPercentage" xlink:href="http://xbrl.fasb.org/us-gaap/2015/elts/us-gaap-2015-01-31.xsd#us-gaap_DefinedContributionPlanEmployersMatchingContributionAnnualVestingPercentage"/>
    <label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="us-gaap_DefinedContributionPlanEmployersMatchingContributionAnnualVestingPercentage_lbl" xml:lang="en-US">Defined Contribution Plan, Employers Matching Contribution, Annual Vesting Percentage</label>
    <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="us-gaap_DefinedContributionPlanEmployersMatchingContributionAnnualVestingPercentage" xlink:to="us-gaap_DefinedContributionPlanEmployersMatchingContributionAnnualVestingPercentage_lbl"/>
    <loc xlink:type="locator" xlink:label="ffic_DefinedContributionPlanVestingPeriod" xlink:href="ffic-20151231.xsd#ffic_DefinedContributionPlanVestingPeriod"/>
    <label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="ffic_DefinedContributionPlanVestingPeriod_lbl" xml:lang="en-US">Defined Contribution Plan, Vesting Period</label>
    <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="ffic_DefinedContributionPlanVestingPeriod" xlink:to="ffic_DefinedContributionPlanVestingPeriod_lbl"/>
    <loc xlink:type="locator" xlink:label="ffic_DefinedContributionPlanEmployersMatchingContributionVestingPercentageUponChangeOfControl" xlink:href="ffic-20151231.xsd#ffic_DefinedContributionPlanEmployersMatchingContributionVestingPercentageUponChangeOfControl"/>
    <label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="ffic_DefinedContributionPlanEmployersMatchingContributionVestingPercentageUponChangeOfControl_lbl" xml:lang="en-US">Defined Contribution Plan, Employers Matching Contribution, Vesting Percentage Upon Change of Control</label>
    <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="ffic_DefinedContributionPlanEmployersMatchingContributionVestingPercentageUponChangeOfControl" xlink:to="ffic_DefinedContributionPlanEmployersMatchingContributionVestingPercentageUponChangeOfControl_lbl"/>
    <loc xlink:type="locator" xlink:label="us-gaap_DefinedContributionPlanCostRecognized" xlink:href="http://xbrl.fasb.org/us-gaap/2015/elts/us-gaap-2015-01-31.xsd#us-gaap_DefinedContributionPlanCostRecognized"/>
    <label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="us-gaap_DefinedContributionPlanCostRecognized_lbl" xml:lang="en-US">Defined Contribution Plan, Cost Recognized</label>
    <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="us-gaap_DefinedContributionPlanCostRecognized" xlink:to="us-gaap_DefinedContributionPlanCostRecognized_lbl"/>
    <loc xlink:type="locator" xlink:label="ffic_AmountBorrowedFromTheCompanyByTheEmployeeBenefitTrust" xlink:href="ffic-20151231.xsd#ffic_AmountBorrowedFromTheCompanyByTheEmployeeBenefitTrust"/>
    <label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="ffic_AmountBorrowedFromTheCompanyByTheEmployeeBenefitTrust_lbl" xml:lang="en-US">Amount Borrowed From the Company by the Employee Benefit Trust</label>
    <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="ffic_AmountBorrowedFromTheCompanyByTheEmployeeBenefitTrust" xlink:to="ffic_AmountBorrowedFromTheCompanyByTheEmployeeBenefitTrust_lbl"/>
    <loc xlink:type="locator" xlink:label="us-gaap_StockIssuedDuringPeriodValueEmployeeBenefitPlan" xlink:href="http://xbrl.fasb.org/us-gaap/2015/elts/us-gaap-2015-01-31.xsd#us-gaap_StockIssuedDuringPeriodValueEmployeeBenefitPlan"/>
    <label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="us-gaap_StockIssuedDuringPeriodValueEmployeeBenefitPlan_lbl" xml:lang="en-US">Stock Issued During Period, Value, Employee Benefit Plan</label>
    <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="us-gaap_StockIssuedDuringPeriodValueEmployeeBenefitPlan" xlink:to="us-gaap_StockIssuedDuringPeriodValueEmployeeBenefitPlan_lbl"/>
    <loc xlink:type="locator" xlink:label="us-gaap_StockIssuedDuringPeriodSharesEmployeeBenefitPlan" xlink:href="http://xbrl.fasb.org/us-gaap/2015/elts/us-gaap-2015-01-31.xsd#us-gaap_StockIssuedDuringPeriodSharesEmployeeBenefitPlan"/>
    <label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="us-gaap_StockIssuedDuringPeriodSharesEmployeeBenefitPlan_lbl" xml:lang="en-US">Stock Issued During Period, Shares, Employee Benefit Plan (in Shares)</label>
    <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="us-gaap_StockIssuedDuringPeriodSharesEmployeeBenefitPlan" xlink:to="us-gaap_StockIssuedDuringPeriodSharesEmployeeBenefitPlan_lbl"/>
    <loc xlink:type="locator" xlink:label="ffic_EmployerContributionsToThe401kAndProfitSharingPlansFundedByTheEmployeeBenefitTrust" xlink:href="ffic-20151231.xsd#ffic_EmployerContributionsToThe401kAndProfitSharingPlansFundedByTheEmployeeBenefitTrust"/>
    <label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="ffic_EmployerContributionsToThe401kAndProfitSharingPlansFundedByTheEmployeeBenefitTrust_lbl" xml:lang="en-US">Employer Contributions to the 401(k) and Profit Sharing Plans Funded By the Employee Benefit Trust</label>
    <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="ffic_EmployerContributionsToThe401kAndProfitSharingPlansFundedByTheEmployeeBenefitTrust" xlink:to="ffic_EmployerContributionsToThe401kAndProfitSharingPlansFundedByTheEmployeeBenefitTrust_lbl"/>
    <loc xlink:type="locator" xlink:label="ffic_AnnualRetirementBenefitPaidToTerminatingEligibleDirectors" xlink:href="ffic-20151231.xsd#ffic_AnnualRetirementBenefitPaidToTerminatingEligibleDirectors"/>
    <label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="ffic_AnnualRetirementBenefitPaidToTerminatingEligibleDirectors_lbl" xml:lang="en-US">Annual Retirement Benefit Paid to Terminating Eligible Directors</label>
    <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="ffic_AnnualRetirementBenefitPaidToTerminatingEligibleDirectors" xlink:to="ffic_AnnualRetirementBenefitPaidToTerminatingEligibleDirectors_lbl"/>
    <loc xlink:type="locator" xlink:label="ffic_DefinedBenefitContributionsMonthsOfBenefitUsedInLumpSumPayment" xlink:href="ffic-20151231.xsd#ffic_DefinedBenefitContributionsMonthsOfBenefitUsedInLumpSumPayment"/>
    <label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="ffic_DefinedBenefitContributionsMonthsOfBenefitUsedInLumpSumPayment_lbl" xml:lang="en-US">Defined Benefit Contributions, Months of Benefit Used in Lump Sum Payment</label>
    <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="ffic_DefinedBenefitContributionsMonthsOfBenefitUsedInLumpSumPayment" xlink:to="ffic_DefinedBenefitContributionsMonthsOfBenefitUsedInLumpSumPayment_lbl"/>
    <loc xlink:type="locator" xlink:label="us-gaap_DefinedBenefitPlansEstimatedFutureEmployerContributionsInNextFiscalYear" xlink:href="http://xbrl.fasb.org/us-gaap/2015/elts/us-gaap-2015-01-31.xsd#us-gaap_DefinedBenefitPlansEstimatedFutureEmployerContributionsInNextFiscalYear"/>
    <label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="us-gaap_DefinedBenefitPlansEstimatedFutureEmployerContributionsInNextFiscalYear_lbl" xml:lang="en-US">Defined Benefit Plans, Estimated Future Employer Contributions in Next Fiscal Year</label>
    <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="us-gaap_DefinedBenefitPlansEstimatedFutureEmployerContributionsInNextFiscalYear" xlink:to="us-gaap_DefinedBenefitPlansEstimatedFutureEmployerContributionsInNextFiscalYear_lbl"/>
    <loc xlink:type="locator" xlink:label="ffic_LiquidationAccountConversionFromMutualToStockForm" xlink:href="ffic-20151231.xsd#ffic_LiquidationAccountConversionFromMutualToStockForm"/>
    <label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="ffic_LiquidationAccountConversionFromMutualToStockForm_lbl" xml:lang="en-US">Liquidation Account, Conversion From Mutual to Stock Form</label>
    <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="ffic_LiquidationAccountConversionFromMutualToStockForm" xlink:to="ffic_LiquidationAccountConversionFromMutualToStockForm_lbl"/>
    <loc xlink:type="locator" xlink:label="us-gaap_RetainedEarningsUnappropriated" xlink:href="http://xbrl.fasb.org/us-gaap/2015/elts/us-gaap-2015-01-31.xsd#us-gaap_RetainedEarningsUnappropriated"/>
    <label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="us-gaap_RetainedEarningsUnappropriated_lbl" xml:lang="en-US">Retained Earnings, Unappropriated</label>
    <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="us-gaap_RetainedEarningsUnappropriated" xlink:to="us-gaap_RetainedEarningsUnappropriated_lbl"/>
    <loc xlink:type="locator" xlink:label="ffic_NumberOfRightsToPurchaseSeriesAJuniorParticipatingPreferredStockPerCommonStockOwned" xlink:href="ffic-20151231.xsd#ffic_NumberOfRightsToPurchaseSeriesAJuniorParticipatingPreferredStockPerCommonStockOwned"/>
    <label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="ffic_NumberOfRightsToPurchaseSeriesAJuniorParticipatingPreferredStockPerCommonStockOwned_lbl" xml:lang="en-US">Number of Rights to Purchase Series A Junior Participating Preferred Stock Per Common Stock Owned</label>
    <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="ffic_NumberOfRightsToPurchaseSeriesAJuniorParticipatingPreferredStockPerCommonStockOwned" xlink:to="ffic_NumberOfRightsToPurchaseSeriesAJuniorParticipatingPreferredStockPerCommonStockOwned_lbl"/>
    <loc xlink:type="locator" xlink:label="ffic_PurchasePriceOfSeriesAJuniorParticipatingPreferredStockPerRightToPurchase" xlink:href="ffic-20151231.xsd#ffic_PurchasePriceOfSeriesAJuniorParticipatingPreferredStockPerRightToPurchase"/>
    <label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="ffic_PurchasePriceOfSeriesAJuniorParticipatingPreferredStockPerRightToPurchase_lbl" xml:lang="en-US">Purchase Price of Series A Junior Participating Preferred Stock, Per Right To Purchase</label>
    <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="ffic_PurchasePriceOfSeriesAJuniorParticipatingPreferredStockPerRightToPurchase" xlink:to="ffic_PurchasePriceOfSeriesAJuniorParticipatingPreferredStockPerRightToPurchase_lbl"/>
    <loc xlink:type="locator" xlink:label="ffic_PercentageOwnershipOfHoldingCompanysCommonStockAtWhichRightsBecomeExercisable" xlink:href="ffic-20151231.xsd#ffic_PercentageOwnershipOfHoldingCompanysCommonStockAtWhichRightsBecomeExercisable"/>
    <label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="ffic_PercentageOwnershipOfHoldingCompanysCommonStockAtWhichRightsBecomeExercisable_lbl" xml:lang="en-US">Percentage Ownership of Holding Company&apos;s Common Stock At Which Rights Become Exercisable</label>
    <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="ffic_PercentageOwnershipOfHoldingCompanysCommonStockAtWhichRightsBecomeExercisable" xlink:to="ffic_PercentageOwnershipOfHoldingCompanysCommonStockAtWhichRightsBecomeExercisable_lbl"/>
    <loc xlink:type="locator" xlink:label="ffic_PercentageOfCommonStockPriorToAcquisition" xlink:href="ffic-20151231.xsd#ffic_PercentageOfCommonStockPriorToAcquisition"/>
    <label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="ffic_PercentageOfCommonStockPriorToAcquisition_lbl" xml:lang="en-US">Percentage of Common Stock Prior to Acquisition</label>
    <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="ffic_PercentageOfCommonStockPriorToAcquisition" xlink:to="ffic_PercentageOfCommonStockPriorToAcquisition_lbl"/>
    <loc xlink:type="locator" xlink:label="us-gaap_ClassOfWarrantOrRightNumberOfSecuritiesCalledByWarrantsOrRights" xlink:href="http://xbrl.fasb.org/us-gaap/2015/elts/us-gaap-2015-01-31.xsd#us-gaap_ClassOfWarrantOrRightNumberOfSecuritiesCalledByWarrantsOrRights"/>
    <label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="us-gaap_ClassOfWarrantOrRightNumberOfSecuritiesCalledByWarrantsOrRights_lbl" xml:lang="en-US">Class of Warrant or Right, Number of Securities Called by Warrants or Rights</label>
    <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="us-gaap_ClassOfWarrantOrRightNumberOfSecuritiesCalledByWarrantsOrRights" xlink:to="us-gaap_ClassOfWarrantOrRightNumberOfSecuritiesCalledByWarrantsOrRights_lbl"/>
    <loc xlink:type="locator" xlink:label="ffic_PerentageOfAssetsOrEarningPowerSold" xlink:href="ffic-20151231.xsd#ffic_PerentageOfAssetsOrEarningPowerSold"/>
    <label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="ffic_PerentageOfAssetsOrEarningPowerSold_lbl" xml:lang="en-US">Percentage of Assets or Earning Power Sold</label>
    <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="ffic_PerentageOfAssetsOrEarningPowerSold" xlink:to="ffic_PerentageOfAssetsOrEarningPowerSold_lbl"/>
    <loc xlink:type="locator" xlink:label="us-gaap_TreasuryStockAcquiredAverageCostPerShare" xlink:href="http://xbrl.fasb.org/us-gaap/2015/elts/us-gaap-2015-01-31.xsd#us-gaap_TreasuryStockAcquiredAverageCostPerShare"/>
    <label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="us-gaap_TreasuryStockAcquiredAverageCostPerShare_lbl" xml:lang="en-US">Treasury Stock Acquired, Average Cost Per Share</label>
    <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="us-gaap_TreasuryStockAcquiredAverageCostPerShare" xlink:to="us-gaap_TreasuryStockAcquiredAverageCostPerShare_lbl"/>
    <loc xlink:type="locator" xlink:label="us-gaap_StockRepurchaseProgramRemainingAuthorizedRepurchaseAmount1" xlink:href="http://xbrl.fasb.org/us-gaap/2015/elts/us-gaap-2015-01-31.xsd#us-gaap_StockRepurchaseProgramRemainingAuthorizedRepurchaseAmount1"/>
    <label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="us-gaap_StockRepurchaseProgramRemainingAuthorizedRepurchaseAmount1_lbl" xml:lang="en-US">Stock Repurchase Program, Remaining Authorized Repurchase Amount</label>
    <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="us-gaap_StockRepurchaseProgramRemainingAuthorizedRepurchaseAmount1" xlink:to="us-gaap_StockRepurchaseProgramRemainingAuthorizedRepurchaseAmount1_lbl"/>
    <loc xlink:type="locator" xlink:label="ffic_CommonEquityTierOneRiskBasedCapitalRequiredForCapitalAdequacyToRiskWeightedAssets" xlink:href="ffic-20151231.xsd#ffic_CommonEquityTierOneRiskBasedCapitalRequiredForCapitalAdequacyToRiskWeightedAssets"/>
    <label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="ffic_CommonEquityTierOneRiskBasedCapitalRequiredForCapitalAdequacyToRiskWeightedAssets_lbl" xml:lang="en-US">Common Equity Tier One Risk Based Capital Required for Capital Adequacy to Risk Weighted Assets</label>
    <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="ffic_CommonEquityTierOneRiskBasedCapitalRequiredForCapitalAdequacyToRiskWeightedAssets" xlink:to="ffic_CommonEquityTierOneRiskBasedCapitalRequiredForCapitalAdequacyToRiskWeightedAssets_lbl"/>
    <loc xlink:type="locator" xlink:label="us-gaap_TierOneRiskBasedCapitalRequiredForCapitalAdequacyToRiskWeightedAssets" xlink:href="http://xbrl.fasb.org/us-gaap/2015/elts/us-gaap-2015-01-31.xsd#us-gaap_TierOneRiskBasedCapitalRequiredForCapitalAdequacyToRiskWeightedAssets"/>
    <label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="us-gaap_TierOneRiskBasedCapitalRequiredForCapitalAdequacyToRiskWeightedAssets_lbl" xml:lang="en-US">Tier One Risk Based Capital Required for Capital Adequacy to Risk Weighted Assets</label>
    <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="us-gaap_TierOneRiskBasedCapitalRequiredForCapitalAdequacyToRiskWeightedAssets" xlink:to="us-gaap_TierOneRiskBasedCapitalRequiredForCapitalAdequacyToRiskWeightedAssets_lbl"/>
    <loc xlink:type="locator" xlink:label="us-gaap_CapitalRequiredForCapitalAdequacyToRiskWeightedAssets" xlink:href="http://xbrl.fasb.org/us-gaap/2015/elts/us-gaap-2015-01-31.xsd#us-gaap_CapitalRequiredForCapitalAdequacyToRiskWeightedAssets"/>
    <label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="us-gaap_CapitalRequiredForCapitalAdequacyToRiskWeightedAssets_lbl" xml:lang="en-US">Capital Required for Capital Adequacy to Risk Weighted Assets</label>
    <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="us-gaap_CapitalRequiredForCapitalAdequacyToRiskWeightedAssets" xlink:to="us-gaap_CapitalRequiredForCapitalAdequacyToRiskWeightedAssets_lbl"/>
    <loc xlink:type="locator" xlink:label="us-gaap_TierOneLeverageCapitalRequiredForCapitalAdequacyToAverageAssets" xlink:href="http://xbrl.fasb.org/us-gaap/2015/elts/us-gaap-2015-01-31.xsd#us-gaap_TierOneLeverageCapitalRequiredForCapitalAdequacyToAverageAssets"/>
    <label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="us-gaap_TierOneLeverageCapitalRequiredForCapitalAdequacyToAverageAssets_lbl" xml:lang="en-US">Tier One Leverage Capital Required for Capital Adequacy to Average Assets</label>
    <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="us-gaap_TierOneLeverageCapitalRequiredForCapitalAdequacyToAverageAssets" xlink:to="us-gaap_TierOneLeverageCapitalRequiredForCapitalAdequacyToAverageAssets_lbl"/>
    <loc xlink:type="locator" xlink:label="ffic_CapitalConservationBufferRequiredForCapitalAdequacy" xlink:href="ffic-20151231.xsd#ffic_CapitalConservationBufferRequiredForCapitalAdequacy"/>
    <label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="ffic_CapitalConservationBufferRequiredForCapitalAdequacy_lbl" xml:lang="en-US">Capital Conservation Buffer Required for Capital Adequacy</label>
    <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="ffic_CapitalConservationBufferRequiredForCapitalAdequacy" xlink:to="ffic_CapitalConservationBufferRequiredForCapitalAdequacy_lbl"/>
    <loc xlink:type="locator" xlink:label="ffic_LoansAndLeasesReceivableCommitmentsCredit" xlink:href="ffic-20151231.xsd#ffic_LoansAndLeasesReceivableCommitmentsCredit"/>
    <label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="ffic_LoansAndLeasesReceivableCommitmentsCredit_lbl" xml:lang="en-US">Loans and Leases Receivable, Commitments, Credit</label>
    <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="ffic_LoansAndLeasesReceivableCommitmentsCredit" xlink:to="ffic_LoansAndLeasesReceivableCommitmentsCredit_lbl"/>
    <loc xlink:type="locator" xlink:label="us-gaap_LoansAndLeasesReceivableCommitmentsFixedRates" xlink:href="http://xbrl.fasb.org/us-gaap/2015/elts/us-gaap-2015-01-31.xsd#us-gaap_LoansAndLeasesReceivableCommitmentsFixedRates"/>
    <label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="us-gaap_LoansAndLeasesReceivableCommitmentsFixedRates_lbl" xml:lang="en-US">Loans and Leases Receivable, Commitments, Fixed Rates</label>
    <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="us-gaap_LoansAndLeasesReceivableCommitmentsFixedRates" xlink:to="us-gaap_LoansAndLeasesReceivableCommitmentsFixedRates_lbl"/>
    <loc xlink:type="locator" xlink:label="ffic_LoansAndLeasesReceivableCommitmentsWeightedAverageRateOfInterest" xlink:href="ffic-20151231.xsd#ffic_LoansAndLeasesReceivableCommitmentsWeightedAverageRateOfInterest"/>
    <label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="ffic_LoansAndLeasesReceivableCommitmentsWeightedAverageRateOfInterest_lbl" xml:lang="en-US">Loans and Leases Receivable, Commitments, Weighted Average Fixed Rate of Interest</label>
    <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="ffic_LoansAndLeasesReceivableCommitmentsWeightedAverageRateOfInterest" xlink:to="ffic_LoansAndLeasesReceivableCommitmentsWeightedAverageRateOfInterest_lbl"/>
    <loc xlink:type="locator" xlink:label="us-gaap_LoansAndLeasesReceivableCommitmentsVariableRates" xlink:href="http://xbrl.fasb.org/us-gaap/2015/elts/us-gaap-2015-01-31.xsd#us-gaap_LoansAndLeasesReceivableCommitmentsVariableRates"/>
    <label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="us-gaap_LoansAndLeasesReceivableCommitmentsVariableRates_lbl" xml:lang="en-US">Loans and Leases Receivable, Commitments, Variable Rates</label>
    <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="us-gaap_LoansAndLeasesReceivableCommitmentsVariableRates" xlink:to="us-gaap_LoansAndLeasesReceivableCommitmentsVariableRates_lbl"/>
    <loc xlink:type="locator" xlink:label="ffic_LoansAndLeasesReceivableCommitmentsVariableRatesWeightedAverageRate" xlink:href="ffic-20151231.xsd#ffic_LoansAndLeasesReceivableCommitmentsVariableRatesWeightedAverageRate"/>
    <label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="ffic_LoansAndLeasesReceivableCommitmentsVariableRatesWeightedAverageRate_lbl" xml:lang="en-US">Loans and Leases Receivable, Commitments, Variable Rates, Weighted Average Rate</label>
    <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="ffic_LoansAndLeasesReceivableCommitmentsVariableRatesWeightedAverageRate" xlink:to="ffic_LoansAndLeasesReceivableCommitmentsVariableRatesWeightedAverageRate_lbl"/>
    <loc xlink:type="locator" xlink:label="ffic_LoanCommitmentsExpiration" xlink:href="ffic-20151231.xsd#ffic_LoanCommitmentsExpiration"/>
    <label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="ffic_LoanCommitmentsExpiration_lbl" xml:lang="en-US">Loan Commitments Expiration</label>
    <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="ffic_LoanCommitmentsExpiration" xlink:to="ffic_LoanCommitmentsExpiration_lbl"/>
    <loc xlink:type="locator" xlink:label="ffic_LineOfCreditMaturityMax" xlink:href="ffic-20151231.xsd#ffic_LineOfCreditMaturityMax"/>
    <label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="ffic_LineOfCreditMaturityMax_lbl" xml:lang="en-US">Line of Credit, Maturity, Max</label>
    <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="ffic_LineOfCreditMaturityMax" xlink:to="ffic_LineOfCreditMaturityMax_lbl"/>
    <loc xlink:type="locator" xlink:label="us-gaap_LeaseAndRentalExpense" xlink:href="http://xbrl.fasb.org/us-gaap/2015/elts/us-gaap-2015-01-31.xsd#us-gaap_LeaseAndRentalExpense"/>
    <label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="us-gaap_LeaseAndRentalExpense_lbl" xml:lang="en-US">Operating Leases, Rent Expense</label>
    <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="us-gaap_LeaseAndRentalExpense" xlink:to="us-gaap_LeaseAndRentalExpense_lbl"/>
    <loc xlink:type="locator" xlink:label="ffic_LendingLimitToSingleBorrower" xlink:href="ffic-20151231.xsd#ffic_LendingLimitToSingleBorrower"/>
    <label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="ffic_LendingLimitToSingleBorrower_lbl" xml:lang="en-US">Lending Limit to Single Borrower</label>
    <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="ffic_LendingLimitToSingleBorrower" xlink:to="ffic_LendingLimitToSingleBorrower_lbl"/>
    <loc xlink:type="locator" xlink:label="ffic_LargestAggregateAmountOfLoansToSingleBorrower" xlink:href="ffic-20151231.xsd#ffic_LargestAggregateAmountOfLoansToSingleBorrower"/>
    <label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="ffic_LargestAggregateAmountOfLoansToSingleBorrower_lbl" xml:lang="en-US">Largest Aggregate Amount of Loans to Single Borrower</label>
    <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="ffic_LargestAggregateAmountOfLoansToSingleBorrower" xlink:to="ffic_LargestAggregateAmountOfLoansToSingleBorrower_lbl"/>
    <loc xlink:type="locator" xlink:label="ffic_NumberOfRelatedPartyLoans" xlink:href="ffic-20151231.xsd#ffic_NumberOfRelatedPartyLoans"/>
    <label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="ffic_NumberOfRelatedPartyLoans_lbl" xml:lang="en-US">Number of Related Party Loans</label>
    <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="ffic_NumberOfRelatedPartyLoans" xlink:to="ffic_NumberOfRelatedPartyLoans_lbl"/>
    <loc xlink:type="locator" xlink:label="us-gaap_DueToRelatedPartiesCurrentAndNoncurrent" xlink:href="http://xbrl.fasb.org/us-gaap/2015/elts/us-gaap-2015-01-31.xsd#us-gaap_DueToRelatedPartiesCurrentAndNoncurrent"/>
    <label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="us-gaap_DueToRelatedPartiesCurrentAndNoncurrent_lbl" xml:lang="en-US">Due to Related Parties</label>
    <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="us-gaap_DueToRelatedPartiesCurrentAndNoncurrent" xlink:to="us-gaap_DueToRelatedPartiesCurrentAndNoncurrent_lbl"/>
    <loc xlink:type="locator" xlink:label="us-gaap_RelatedPartyTransactionAmountsOfTransaction" xlink:href="http://xbrl.fasb.org/us-gaap/2015/elts/us-gaap-2015-01-31.xsd#us-gaap_RelatedPartyTransactionAmountsOfTransaction"/>
    <label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="us-gaap_RelatedPartyTransactionAmountsOfTransaction_lbl" xml:lang="en-US">Related Party Transaction, Amounts of Transaction</label>
    <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="us-gaap_RelatedPartyTransactionAmountsOfTransaction" xlink:to="us-gaap_RelatedPartyTransactionAmountsOfTransaction_lbl"/>
    <loc xlink:type="locator" xlink:label="ffic_FinancialLiabilitiesAtFairValueOption" xlink:href="ffic-20151231.xsd#ffic_FinancialLiabilitiesAtFairValueOption"/>
    <label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="ffic_FinancialLiabilitiesAtFairValueOption_lbl" xml:lang="en-US">Financial Liabilities at Fair Value Option</label>
    <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="ffic_FinancialLiabilitiesAtFairValueOption" xlink:to="ffic_FinancialLiabilitiesAtFairValueOption_lbl"/>
    <loc xlink:type="locator" xlink:label="ffic_FinancialAssetsFairValueOptionElectionDuringPeriod" xlink:href="ffic-20151231.xsd#ffic_FinancialAssetsFairValueOptionElectionDuringPeriod"/>
    <label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="ffic_FinancialAssetsFairValueOptionElectionDuringPeriod_lbl" xml:lang="en-US">Financial Assets, Fair Value Option Election During Period</label>
    <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="ffic_FinancialAssetsFairValueOptionElectionDuringPeriod" xlink:to="ffic_FinancialAssetsFairValueOptionElectionDuringPeriod_lbl"/>
    <loc xlink:type="locator" xlink:label="ffic_ProceedsFromSaleOfFinancialAssets" xlink:href="ffic-20151231.xsd#ffic_ProceedsFromSaleOfFinancialAssets"/>
    <label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="ffic_ProceedsFromSaleOfFinancialAssets_lbl" xml:lang="en-US">Proceeds From Sale of Financial Assets</label>
    <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="ffic_ProceedsFromSaleOfFinancialAssets" xlink:to="ffic_ProceedsFromSaleOfFinancialAssets_lbl"/>
    <loc xlink:type="locator" xlink:label="ffic_FinancialLiabilitiesAtFairValueOptionContractualPrincipal" xlink:href="ffic-20151231.xsd#ffic_FinancialLiabilitiesAtFairValueOptionContractualPrincipal"/>
    <label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="ffic_FinancialLiabilitiesAtFairValueOptionContractualPrincipal_lbl" xml:lang="en-US">Financial Liabilities at Fair Value Option, Contractual Principal</label>
    <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="ffic_FinancialLiabilitiesAtFairValueOptionContractualPrincipal" xlink:to="ffic_FinancialLiabilitiesAtFairValueOptionContractualPrincipal_lbl"/>
    <loc xlink:type="locator" xlink:label="ffic_FinancialLiabilitiesAtFairValueOptionAccruedInterestPayable" xlink:href="ffic-20151231.xsd#ffic_FinancialLiabilitiesAtFairValueOptionAccruedInterestPayable"/>
    <label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="ffic_FinancialLiabilitiesAtFairValueOptionAccruedInterestPayable_lbl" xml:lang="en-US">Financial Liabilities at Fair Value Option, Accrued Interest Payable</label>
    <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="ffic_FinancialLiabilitiesAtFairValueOptionAccruedInterestPayable" xlink:to="ffic_FinancialLiabilitiesAtFairValueOptionAccruedInterestPayable_lbl"/>
    <loc xlink:type="locator" xlink:label="us-gaap_FairValueInputsDiscountRate" xlink:href="http://xbrl.fasb.org/us-gaap/2015/elts/us-gaap-2015-01-31.xsd#us-gaap_FairValueInputsDiscountRate"/>
    <label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="us-gaap_FairValueInputsDiscountRate_lbl" xml:lang="en-US">Fair Value Inputs, Discount Rate</label>
    <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="us-gaap_FairValueInputsDiscountRate" xlink:to="us-gaap_FairValueInputsDiscountRate_lbl"/>
    <loc xlink:type="locator" xlink:label="us-gaap_DerivativeAmountOfHedgedItem" xlink:href="http://xbrl.fasb.org/us-gaap/2015/elts/us-gaap-2015-01-31.xsd#us-gaap_DerivativeAmountOfHedgedItem"/>
    <label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="us-gaap_DerivativeAmountOfHedgedItem_lbl" xml:lang="en-US">Derivative, Amount of Hedged Item</label>
    <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="us-gaap_DerivativeAmountOfHedgedItem" xlink:to="us-gaap_DerivativeAmountOfHedgedItem_lbl"/>
    <loc xlink:type="locator" xlink:label="us-gaap_UnrealizedGainLossOnDerivatives" xlink:href="http://xbrl.fasb.org/us-gaap/2015/elts/us-gaap-2015-01-31.xsd#us-gaap_UnrealizedGainLossOnDerivatives"/>
    <label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="us-gaap_UnrealizedGainLossOnDerivatives_lbl" xml:lang="en-US">Unrealized Gain (Loss) on Derivatives</label>
    <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="us-gaap_UnrealizedGainLossOnDerivatives" xlink:to="us-gaap_UnrealizedGainLossOnDerivatives_lbl"/>
    <loc xlink:type="locator" xlink:label="us-gaap_ConsolidationPolicyTextBlock" xlink:href="http://xbrl.fasb.org/us-gaap/2015/elts/us-gaap-2015-01-31.xsd#us-gaap_ConsolidationPolicyTextBlock"/>
    <label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="us-gaap_ConsolidationPolicyTextBlock_lbl" xml:lang="en-US">Consolidation, Policy [Policy Text Block]</label>
    <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="us-gaap_ConsolidationPolicyTextBlock" xlink:to="us-gaap_ConsolidationPolicyTextBlock_lbl"/>
    <loc xlink:type="locator" xlink:label="us-gaap_UseOfEstimates" xlink:href="http://xbrl.fasb.org/us-gaap/2015/elts/us-gaap-2015-01-31.xsd#us-gaap_UseOfEstimates"/>
    <label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="us-gaap_UseOfEstimates_lbl" xml:lang="en-US">Use of Estimates, Policy [Policy Text Block]</label>
    <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="us-gaap_UseOfEstimates" xlink:to="us-gaap_UseOfEstimates_lbl"/>
    <loc xlink:type="locator" xlink:label="us-gaap_CashAndCashEquivalentsPolicyTextBlock" xlink:href="http://xbrl.fasb.org/us-gaap/2015/elts/us-gaap-2015-01-31.xsd#us-gaap_CashAndCashEquivalentsPolicyTextBlock"/>
    <label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="us-gaap_CashAndCashEquivalentsPolicyTextBlock_lbl" xml:lang="en-US">Cash and Cash Equivalents, Policy [Policy Text Block]</label>
    <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="us-gaap_CashAndCashEquivalentsPolicyTextBlock" xlink:to="us-gaap_CashAndCashEquivalentsPolicyTextBlock_lbl"/>
    <loc xlink:type="locator" xlink:label="us-gaap_MarketableSecuritiesAvailableForSaleSecuritiesPolicy" xlink:href="http://xbrl.fasb.org/us-gaap/2015/elts/us-gaap-2015-01-31.xsd#us-gaap_MarketableSecuritiesAvailableForSaleSecuritiesPolicy"/>
    <label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="us-gaap_MarketableSecuritiesAvailableForSaleSecuritiesPolicy_lbl" xml:lang="en-US">Marketable Securities, Available-for-sale Securities, Policy [Policy Text Block]</label>
    <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="us-gaap_MarketableSecuritiesAvailableForSaleSecuritiesPolicy" xlink:to="us-gaap_MarketableSecuritiesAvailableForSaleSecuritiesPolicy_lbl"/>
    <loc xlink:type="locator" xlink:label="us-gaap_GoodwillAndIntangibleAssetsGoodwillPolicy" xlink:href="http://xbrl.fasb.org/us-gaap/2015/elts/us-gaap-2015-01-31.xsd#us-gaap_GoodwillAndIntangibleAssetsGoodwillPolicy"/>
    <label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="us-gaap_GoodwillAndIntangibleAssetsGoodwillPolicy_lbl" xml:lang="en-US">Goodwill and Intangible Assets, Goodwill, Policy [Policy Text Block]</label>
    <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="us-gaap_GoodwillAndIntangibleAssetsGoodwillPolicy" xlink:to="us-gaap_GoodwillAndIntangibleAssetsGoodwillPolicy_lbl"/>
    <loc xlink:type="locator" xlink:label="us-gaap_FinanceLoansAndLeasesReceivablePolicy" xlink:href="http://xbrl.fasb.org/us-gaap/2015/elts/us-gaap-2015-01-31.xsd#us-gaap_FinanceLoansAndLeasesReceivablePolicy"/>
    <label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="us-gaap_FinanceLoansAndLeasesReceivablePolicy_lbl" xml:lang="en-US">Finance, Loans and Leases Receivable, Policy [Policy Text Block]</label>
    <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="us-gaap_FinanceLoansAndLeasesReceivablePolicy" xlink:to="us-gaap_FinanceLoansAndLeasesReceivablePolicy_lbl"/>
    <loc xlink:type="locator" xlink:label="us-gaap_LoansAndLeasesReceivableAllowanceForLoanLossesPolicy" xlink:href="http://xbrl.fasb.org/us-gaap/2015/elts/us-gaap-2015-01-31.xsd#us-gaap_LoansAndLeasesReceivableAllowanceForLoanLossesPolicy"/>
    <label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="us-gaap_LoansAndLeasesReceivableAllowanceForLoanLossesPolicy_lbl" xml:lang="en-US">Loans and Leases Receivable, Allowance for Loan Losses Policy [Policy Text Block]</label>
    <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="us-gaap_LoansAndLeasesReceivableAllowanceForLoanLossesPolicy" xlink:to="us-gaap_LoansAndLeasesReceivableAllowanceForLoanLossesPolicy_lbl"/>
    <loc xlink:type="locator" xlink:label="us-gaap_FinanceLoanAndLeaseReceivablesHeldForSalePolicy" xlink:href="http://xbrl.fasb.org/us-gaap/2015/elts/us-gaap-2015-01-31.xsd#us-gaap_FinanceLoanAndLeaseReceivablesHeldForSalePolicy"/>
    <label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="us-gaap_FinanceLoanAndLeaseReceivablesHeldForSalePolicy_lbl" xml:lang="en-US">Finance, Loan and Lease Receivables, Held-for-sale, Policy [Policy Text Block]</label>
    <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="us-gaap_FinanceLoanAndLeaseReceivablesHeldForSalePolicy" xlink:to="us-gaap_FinanceLoanAndLeaseReceivablesHeldForSalePolicy_lbl"/>
    <loc xlink:type="locator" xlink:label="ffic_BankOwnedLifeInsurancePolicyPolicyTextBlock" xlink:href="ffic-20151231.xsd#ffic_BankOwnedLifeInsurancePolicyPolicyTextBlock"/>
    <label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="ffic_BankOwnedLifeInsurancePolicyPolicyTextBlock_lbl" xml:lang="en-US">Bank Owned Life Insurance, Policy [Policy Text Block]</label>
    <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="ffic_BankOwnedLifeInsurancePolicyPolicyTextBlock" xlink:to="ffic_BankOwnedLifeInsurancePolicyPolicyTextBlock_lbl"/>
    <loc xlink:type="locator" xlink:label="us-gaap_RealEstatePolicyTextBlock" xlink:href="http://xbrl.fasb.org/us-gaap/2015/elts/us-gaap-2015-01-31.xsd#us-gaap_RealEstatePolicyTextBlock"/>
    <label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="us-gaap_RealEstatePolicyTextBlock_lbl" xml:lang="en-US">Real Estate, Policy [Policy Text Block]</label>
    <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="us-gaap_RealEstatePolicyTextBlock" xlink:to="us-gaap_RealEstatePolicyTextBlock_lbl"/>
    <loc xlink:type="locator" xlink:label="us-gaap_PropertyPlantAndEquipmentPolicyTextBlock" xlink:href="http://xbrl.fasb.org/us-gaap/2015/elts/us-gaap-2015-01-31.xsd#us-gaap_PropertyPlantAndEquipmentPolicyTextBlock"/>
    <label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="us-gaap_PropertyPlantAndEquipmentPolicyTextBlock_lbl" xml:lang="en-US">Property, Plant and Equipment, Policy [Policy Text Block]</label>
    <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="us-gaap_PropertyPlantAndEquipmentPolicyTextBlock" xlink:to="us-gaap_PropertyPlantAndEquipmentPolicyTextBlock_lbl"/>
    <loc xlink:type="locator" xlink:label="ffic_FederalHomeLoanBankStockPolicyPolicyTextBlock" xlink:href="ffic-20151231.xsd#ffic_FederalHomeLoanBankStockPolicyPolicyTextBlock"/>
    <label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="ffic_FederalHomeLoanBankStockPolicyPolicyTextBlock_lbl" xml:lang="en-US">Federal Home Loan Bank Stock, Policy [Policy Text Block]</label>
    <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="ffic_FederalHomeLoanBankStockPolicyPolicyTextBlock" xlink:to="ffic_FederalHomeLoanBankStockPolicyPolicyTextBlock_lbl"/>
    <loc xlink:type="locator" xlink:label="us-gaap_RepurchaseAndResaleAgreementsPolicy" xlink:href="http://xbrl.fasb.org/us-gaap/2015/elts/us-gaap-2015-01-31.xsd#us-gaap_RepurchaseAndResaleAgreementsPolicy"/>
    <label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="us-gaap_RepurchaseAndResaleAgreementsPolicy_lbl" xml:lang="en-US">Repurchase and Resale Agreements Policy [Policy Text Block]</label>
    <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="us-gaap_RepurchaseAndResaleAgreementsPolicy" xlink:to="us-gaap_RepurchaseAndResaleAgreementsPolicy_lbl"/>
    <loc xlink:type="locator" xlink:label="us-gaap_IncomeTaxPolicyTextBlock" xlink:href="http://xbrl.fasb.org/us-gaap/2015/elts/us-gaap-2015-01-31.xsd#us-gaap_IncomeTaxPolicyTextBlock"/>
    <label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="us-gaap_IncomeTaxPolicyTextBlock_lbl" xml:lang="en-US">Income Tax, Policy [Policy Text Block]</label>
    <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="us-gaap_IncomeTaxPolicyTextBlock" xlink:to="us-gaap_IncomeTaxPolicyTextBlock_lbl"/>
    <loc xlink:type="locator" xlink:label="us-gaap_ShareBasedCompensationOptionAndIncentivePlansPolicy" xlink:href="http://xbrl.fasb.org/us-gaap/2015/elts/us-gaap-2015-01-31.xsd#us-gaap_ShareBasedCompensationOptionAndIncentivePlansPolicy"/>
    <label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="us-gaap_ShareBasedCompensationOptionAndIncentivePlansPolicy_lbl" xml:lang="en-US">Share-based Compensation, Option and Incentive Plans Policy [Policy Text Block]</label>
    <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="us-gaap_ShareBasedCompensationOptionAndIncentivePlansPolicy" xlink:to="us-gaap_ShareBasedCompensationOptionAndIncentivePlansPolicy_lbl"/>
    <loc xlink:type="locator" xlink:label="us-gaap_PensionAndOtherPostretirementPlansPolicy" xlink:href="http://xbrl.fasb.org/us-gaap/2015/elts/us-gaap-2015-01-31.xsd#us-gaap_PensionAndOtherPostretirementPlansPolicy"/>
    <label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="us-gaap_PensionAndOtherPostretirementPlansPolicy_lbl" xml:lang="en-US">Pension and Other Postretirement Plans, Policy [Policy Text Block]</label>
    <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="us-gaap_PensionAndOtherPostretirementPlansPolicy" xlink:to="us-gaap_PensionAndOtherPostretirementPlansPolicy_lbl"/>
    <loc xlink:type="locator" xlink:label="ffic_TreasuryStockPolicyTextBlock" xlink:href="ffic-20151231.xsd#ffic_TreasuryStockPolicyTextBlock"/>
    <label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="ffic_TreasuryStockPolicyTextBlock_lbl" xml:lang="en-US">Treasury Stock [Policy Text Block]</label>
    <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="ffic_TreasuryStockPolicyTextBlock" xlink:to="ffic_TreasuryStockPolicyTextBlock_lbl"/>
    <loc xlink:type="locator" xlink:label="us-gaap_DerivativesPolicyTextBlock" xlink:href="http://xbrl.fasb.org/us-gaap/2015/elts/us-gaap-2015-01-31.xsd#us-gaap_DerivativesPolicyTextBlock"/>
    <label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="us-gaap_DerivativesPolicyTextBlock_lbl" xml:lang="en-US">Derivatives, Policy [Policy Text Block]</label>
    <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="us-gaap_DerivativesPolicyTextBlock" xlink:to="us-gaap_DerivativesPolicyTextBlock_lbl"/>
    <loc xlink:type="locator" xlink:label="us-gaap_ComprehensiveIncomePolicyPolicyTextBlock" xlink:href="http://xbrl.fasb.org/us-gaap/2015/elts/us-gaap-2015-01-31.xsd#us-gaap_ComprehensiveIncomePolicyPolicyTextBlock"/>
    <label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="us-gaap_ComprehensiveIncomePolicyPolicyTextBlock_lbl" xml:lang="en-US">Comprehensive Income, Policy [Policy Text Block]</label>
    <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="us-gaap_ComprehensiveIncomePolicyPolicyTextBlock" xlink:to="us-gaap_ComprehensiveIncomePolicyPolicyTextBlock_lbl"/>
    <loc xlink:type="locator" xlink:label="us-gaap_SegmentReportingPolicyPolicyTextBlock" xlink:href="http://xbrl.fasb.org/us-gaap/2015/elts/us-gaap-2015-01-31.xsd#us-gaap_SegmentReportingPolicyPolicyTextBlock"/>
    <label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="us-gaap_SegmentReportingPolicyPolicyTextBlock_lbl" xml:lang="en-US">Segment Reporting, Policy [Policy Text Block]</label>
    <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="us-gaap_SegmentReportingPolicyPolicyTextBlock" xlink:to="us-gaap_SegmentReportingPolicyPolicyTextBlock_lbl"/>
    <loc xlink:type="locator" xlink:label="us-gaap_AdvertisingCostsPolicyTextBlock" xlink:href="http://xbrl.fasb.org/us-gaap/2015/elts/us-gaap-2015-01-31.xsd#us-gaap_AdvertisingCostsPolicyTextBlock"/>
    <label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="us-gaap_AdvertisingCostsPolicyTextBlock_lbl" xml:lang="en-US">Advertising Costs, Policy [Policy Text Block]</label>
    <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="us-gaap_AdvertisingCostsPolicyTextBlock" xlink:to="us-gaap_AdvertisingCostsPolicyTextBlock_lbl"/>
    <loc xlink:type="locator" xlink:label="us-gaap_EarningsPerSharePolicyTextBlock" xlink:href="http://xbrl.fasb.org/us-gaap/2015/elts/us-gaap-2015-01-31.xsd#us-gaap_EarningsPerSharePolicyTextBlock"/>
    <label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="us-gaap_EarningsPerSharePolicyTextBlock_lbl" xml:lang="en-US">Earnings Per Share, Policy [Policy Text Block]</label>
    <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="us-gaap_EarningsPerSharePolicyTextBlock" xlink:to="us-gaap_EarningsPerSharePolicyTextBlock_lbl"/>
    <loc xlink:type="locator" xlink:label="ffic_TreasuryStockRepurchaseDomain" xlink:href="ffic-20151231.xsd#ffic_TreasuryStockRepurchaseDomain"/>
    <label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="ffic_TreasuryStockRepurchaseDomain_lbl" xml:lang="en-US">TreasuryStockRepurchase [Domain]</label>
    <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="ffic_TreasuryStockRepurchaseDomain" xlink:to="ffic_TreasuryStockRepurchaseDomain_lbl"/>
    <loc xlink:type="locator" xlink:label="us-gaap_EquityComponentDomain" xlink:href="http://xbrl.fasb.org/us-gaap/2015/elts/us-gaap-2015-01-31.xsd#us-gaap_EquityComponentDomain"/>
    <label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="us-gaap_EquityComponentDomain_lbl" xml:lang="en-US">Equity Component [Domain]</label>
    <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="us-gaap_EquityComponentDomain" xlink:to="us-gaap_EquityComponentDomain_lbl"/>
    <loc xlink:type="locator" xlink:label="us-gaap_FinancialInstrumentPerformanceStatusDomain" xlink:href="http://xbrl.fasb.org/us-gaap/2015/elts/us-gaap-2015-01-31.xsd#us-gaap_FinancialInstrumentPerformanceStatusDomain"/>
    <label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="us-gaap_FinancialInstrumentPerformanceStatusDomain_lbl" xml:lang="en-US">Financial Instrument Performance Status [Domain]</label>
    <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="us-gaap_FinancialInstrumentPerformanceStatusDomain" xlink:to="us-gaap_FinancialInstrumentPerformanceStatusDomain_lbl"/>
    <loc xlink:type="locator" xlink:label="ffic_Note3LoansandAllowanceforLoanLossesTablesTable" xlink:href="ffic-20151231.xsd#ffic_Note3LoansandAllowanceforLoanLossesTablesTable"/>
    <label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="ffic_Note3LoansandAllowanceforLoanLossesTablesTable_lbl" xml:lang="en-US">Note 3 - Loans and Allowance for Loan Losses (Tables) [Table]</label>
    <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="ffic_Note3LoansandAllowanceforLoanLossesTablesTable" xlink:to="ffic_Note3LoansandAllowanceforLoanLossesTablesTable_lbl"/>
    <loc xlink:type="locator" xlink:label="ffic_Note3LoansandAllowanceforLoanLossesTablesLineItems" xlink:href="ffic-20151231.xsd#ffic_Note3LoansandAllowanceforLoanLossesTablesLineItems"/>
    <label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="ffic_Note3LoansandAllowanceforLoanLossesTablesLineItems_lbl" xml:lang="en-US">Note 3 - Loans and Allowance for Loan Losses (Tables) [Line Items]</label>
    <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="ffic_Note3LoansandAllowanceforLoanLossesTablesLineItems" xlink:to="ffic_Note3LoansandAllowanceforLoanLossesTablesLineItems_lbl"/>
    <loc xlink:type="locator" xlink:label="us-gaap_ShareBasedCompensationArrangementsByShareBasedPaymentAwardAwardTypeAndPlanNameDomain" xlink:href="http://xbrl.fasb.org/us-gaap/2015/elts/us-gaap-2015-01-31.xsd#us-gaap_ShareBasedCompensationArrangementsByShareBasedPaymentAwardAwardTypeAndPlanNameDomain"/>
    <label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="us-gaap_ShareBasedCompensationArrangementsByShareBasedPaymentAwardAwardTypeAndPlanNameDomain_lbl" xml:lang="en-US">Equity Award [Domain]</label>
    <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="us-gaap_ShareBasedCompensationArrangementsByShareBasedPaymentAwardAwardTypeAndPlanNameDomain" xlink:to="us-gaap_ShareBasedCompensationArrangementsByShareBasedPaymentAwardAwardTypeAndPlanNameDomain_lbl"/>
    <loc xlink:type="locator" xlink:label="ffic_Note11StockBasedCompensationTablesTable" xlink:href="ffic-20151231.xsd#ffic_Note11StockBasedCompensationTablesTable"/>
    <label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="ffic_Note11StockBasedCompensationTablesTable_lbl" xml:lang="en-US">Note 11 - Stock-Based Compensation (Tables) [Table]</label>
    <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="ffic_Note11StockBasedCompensationTablesTable" xlink:to="ffic_Note11StockBasedCompensationTablesTable_lbl"/>
    <loc xlink:type="locator" xlink:label="ffic_Note11StockBasedCompensationTablesLineItems" xlink:href="ffic-20151231.xsd#ffic_Note11StockBasedCompensationTablesLineItems"/>
    <label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="ffic_Note11StockBasedCompensationTablesLineItems_lbl" xml:lang="en-US">Note 11 - Stock-Based Compensation (Tables) [Line Items]</label>
    <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="ffic_Note11StockBasedCompensationTablesLineItems" xlink:to="ffic_Note11StockBasedCompensationTablesLineItems_lbl"/>
    <loc xlink:type="locator" xlink:label="us-gaap_DefinedBenefitPlansDomain" xlink:href="http://xbrl.fasb.org/us-gaap/2015/elts/us-gaap-2015-01-31.xsd#us-gaap_DefinedBenefitPlansDomain"/>
    <label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="us-gaap_DefinedBenefitPlansDomain_lbl" xml:lang="en-US">Defined Benefit Plan and Other Postretirement Benefit Plan [Domain]</label>
    <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="us-gaap_DefinedBenefitPlansDomain" xlink:to="us-gaap_DefinedBenefitPlansDomain_lbl"/>
    <loc xlink:type="locator" xlink:label="ffic_Note12PensionandOtherPostretirementBenefitPlansTablesTable" xlink:href="ffic-20151231.xsd#ffic_Note12PensionandOtherPostretirementBenefitPlansTablesTable"/>
    <label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="ffic_Note12PensionandOtherPostretirementBenefitPlansTablesTable_lbl" xml:lang="en-US">Note 12 - Pension and Other Postretirement Benefit Plans (Tables) [Table]</label>
    <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="ffic_Note12PensionandOtherPostretirementBenefitPlansTablesTable" xlink:to="ffic_Note12PensionandOtherPostretirementBenefitPlansTablesTable_lbl"/>
    <loc xlink:type="locator" xlink:label="ffic_Note12PensionandOtherPostretirementBenefitPlansTablesLineItems" xlink:href="ffic-20151231.xsd#ffic_Note12PensionandOtherPostretirementBenefitPlansTablesLineItems"/>
    <label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="ffic_Note12PensionandOtherPostretirementBenefitPlansTablesLineItems_lbl" xml:lang="en-US">Note 12 - Pension and Other Postretirement Benefit Plans (Tables) [Line Items]</label>
    <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="ffic_Note12PensionandOtherPostretirementBenefitPlansTablesLineItems" xlink:to="ffic_Note12PensionandOtherPostretirementBenefitPlansTablesLineItems_lbl"/>
    <loc xlink:type="locator" xlink:label="us-gaap_FairValueMeasurementFrequencyDomain" xlink:href="http://xbrl.fasb.org/us-gaap/2015/elts/us-gaap-2015-01-31.xsd#us-gaap_FairValueMeasurementFrequencyDomain"/>
    <label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="us-gaap_FairValueMeasurementFrequencyDomain_lbl" xml:lang="en-US">Fair Value, Measurement Frequency [Domain]</label>
    <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="us-gaap_FairValueMeasurementFrequencyDomain" xlink:to="us-gaap_FairValueMeasurementFrequencyDomain_lbl"/>
    <loc xlink:type="locator" xlink:label="ffic_Note18FairValueofFinancialInstrumentsTablesTable" xlink:href="ffic-20151231.xsd#ffic_Note18FairValueofFinancialInstrumentsTablesTable"/>
    <label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="ffic_Note18FairValueofFinancialInstrumentsTablesTable_lbl" xml:lang="en-US">Note 18 - Fair Value of Financial Instruments (Tables) [Table]</label>
    <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="ffic_Note18FairValueofFinancialInstrumentsTablesTable" xlink:to="ffic_Note18FairValueofFinancialInstrumentsTablesTable_lbl"/>
    <loc xlink:type="locator" xlink:label="ffic_Note18FairValueofFinancialInstrumentsTablesLineItems" xlink:href="ffic-20151231.xsd#ffic_Note18FairValueofFinancialInstrumentsTablesLineItems"/>
    <label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="ffic_Note18FairValueofFinancialInstrumentsTablesLineItems_lbl" xml:lang="en-US">Note 18 - Fair Value of Financial Instruments (Tables) [Line Items]</label>
    <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="ffic_Note18FairValueofFinancialInstrumentsTablesLineItems" xlink:to="ffic_Note18FairValueofFinancialInstrumentsTablesLineItems_lbl"/>
    <loc xlink:type="locator" xlink:label="us-gaap_ReceivableTypeDomain" xlink:href="http://xbrl.fasb.org/us-gaap/2015/elts/us-gaap-2015-01-31.xsd#us-gaap_ReceivableTypeDomain"/>
    <label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="us-gaap_ReceivableTypeDomain_lbl" xml:lang="en-US">Receivable [Domain]</label>
    <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="us-gaap_ReceivableTypeDomain" xlink:to="us-gaap_ReceivableTypeDomain_lbl"/>
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    <label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="us-gaap_ScheduleOfFinancingReceivablesPastDueTable_lbl" xml:lang="en-US">Schedule of Financing Receivables Past Due [Table]</label>
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    <label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="us-gaap_FinancingReceivableRecordedInvestmentPastDueLineItems_lbl" xml:lang="en-US">Financing Receivable, Recorded Investment, Past Due [Line Items]</label>
    <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="us-gaap_FinancingReceivableRecordedInvestmentPastDueLineItems" xlink:to="us-gaap_FinancingReceivableRecordedInvestmentPastDueLineItems_lbl"/>
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    <label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="us-gaap_ScheduleOfFinancingReceivableAllowanceForCreditLossesTable_lbl" xml:lang="en-US">Schedule of Financing Receivable, Allowance for Credit Losses [Table]</label>
    <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="us-gaap_ScheduleOfFinancingReceivableAllowanceForCreditLossesTable" xlink:to="us-gaap_ScheduleOfFinancingReceivableAllowanceForCreditLossesTable_lbl"/>
    <loc xlink:type="locator" xlink:label="us-gaap_FinancingReceivableAllowanceForCreditLossesLineItems" xlink:href="http://xbrl.fasb.org/us-gaap/2015/elts/us-gaap-2015-01-31.xsd#us-gaap_FinancingReceivableAllowanceForCreditLossesLineItems"/>
    <label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="us-gaap_FinancingReceivableAllowanceForCreditLossesLineItems_lbl" xml:lang="en-US">Financing Receivable, Allowance for Credit Losses [Line Items]</label>
    <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="us-gaap_FinancingReceivableAllowanceForCreditLossesLineItems" xlink:to="us-gaap_FinancingReceivableAllowanceForCreditLossesLineItems_lbl"/>
    <loc xlink:type="locator" xlink:label="us-gaap_ScheduleOfImpairedFinancingReceivableTable" xlink:href="http://xbrl.fasb.org/us-gaap/2015/elts/us-gaap-2015-01-31.xsd#us-gaap_ScheduleOfImpairedFinancingReceivableTable"/>
    <label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="us-gaap_ScheduleOfImpairedFinancingReceivableTable_lbl" xml:lang="en-US">Schedule of Impaired Financing Receivable [Table]</label>
    <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="us-gaap_ScheduleOfImpairedFinancingReceivableTable" xlink:to="us-gaap_ScheduleOfImpairedFinancingReceivableTable_lbl"/>
    <loc xlink:type="locator" xlink:label="us-gaap_FinancingReceivableImpairedLineItems" xlink:href="http://xbrl.fasb.org/us-gaap/2015/elts/us-gaap-2015-01-31.xsd#us-gaap_FinancingReceivableImpairedLineItems"/>
    <label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="us-gaap_FinancingReceivableImpairedLineItems_lbl" xml:lang="en-US">Financing Receivable, Impaired [Line Items]</label>
    <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="us-gaap_FinancingReceivableImpairedLineItems" xlink:to="us-gaap_FinancingReceivableImpairedLineItems_lbl"/>
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    <label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="us-gaap_FinancingReceivableRecordedInvestmentLineItems_lbl" xml:lang="en-US">Financing Receivable, Recorded Investment [Line Items]</label>
    <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="us-gaap_FinancingReceivableRecordedInvestmentLineItems" xlink:to="us-gaap_FinancingReceivableRecordedInvestmentLineItems_lbl"/>
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    <label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="ffic_Note4LoansHeldforSaleDetailsDelinquentandNonPerformingLoansSoldDuringthePeriodTable_lbl" xml:lang="en-US">Note 4 - Loans Held for Sale (Details) - Delinquent and Non-Performing Loans Sold During the Period [Table]</label>
    <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="ffic_Note4LoansHeldforSaleDetailsDelinquentandNonPerformingLoansSoldDuringthePeriodTable" xlink:to="ffic_Note4LoansHeldforSaleDetailsDelinquentandNonPerformingLoansSoldDuringthePeriodTable_lbl"/>
    <loc xlink:type="locator" xlink:label="ffic_Note4LoansHeldforSaleDetailsDelinquentandNonPerformingLoansSoldDuringthePeriodLineItems" xlink:href="ffic-20151231.xsd#ffic_Note4LoansHeldforSaleDetailsDelinquentandNonPerformingLoansSoldDuringthePeriodLineItems"/>
    <label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="ffic_Note4LoansHeldforSaleDetailsDelinquentandNonPerformingLoansSoldDuringthePeriodLineItems_lbl" xml:lang="en-US">Note 4 - Loans Held for Sale (Details) - Delinquent and Non-Performing Loans Sold During the Period [Line Items]</label>
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    <label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="us-gaap_ScheduleOfTradingSecuritiesAndOtherTradingAssetsTable_lbl" xml:lang="en-US">Trading Securities [Table]</label>
    <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="us-gaap_ScheduleOfTradingSecuritiesAndOtherTradingAssetsTable" xlink:to="us-gaap_ScheduleOfTradingSecuritiesAndOtherTradingAssetsTable_lbl"/>
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    <loc xlink:type="locator" xlink:label="ffic_Note6DebtandEquitySecuritiesDetailsAvailableforSaleSecuritiesWithGrossUnrealizedLossesandTheirFairValueLineItems" xlink:href="ffic-20151231.xsd#ffic_Note6DebtandEquitySecuritiesDetailsAvailableforSaleSecuritiesWithGrossUnrealizedLossesandTheirFairValueLineItems"/>
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    <label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="us-gaap_RestrictedCashAndCashEquivalentsCashAndCashEquivalentsMember_lbl" xml:lang="en-US">Cash and Cash Equivalents [Domain]</label>
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    <label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="ffic_Note8DepositsDetailsRemainingMaturitiesofCertificateofDepositAccountsTable_lbl" xml:lang="en-US">Note 8 - Deposits (Details) - Remaining Maturities of Certificate of Deposit Accounts [Table]</label>
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    <loc xlink:type="locator" xlink:label="ffic_Note8DepositsDetailsRemainingMaturitiesofCertificateofDepositAccountsLineItems" xlink:href="ffic-20151231.xsd#ffic_Note8DepositsDetailsRemainingMaturitiesofCertificateofDepositAccountsLineItems"/>
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    <loc xlink:type="locator" xlink:label="ffic_Note9BorrowedFundsandSecuritiesSoldUnderAgreementstoRepurchaseDetailsBorrowedFundsandSecuritiesSoldUnderAgreementstoRepurchaseTable" xlink:href="ffic-20151231.xsd#ffic_Note9BorrowedFundsandSecuritiesSoldUnderAgreementstoRepurchaseDetailsBorrowedFundsandSecuritiesSoldUnderAgreementstoRepurchaseTable"/>
    <label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="ffic_Note9BorrowedFundsandSecuritiesSoldUnderAgreementstoRepurchaseDetailsBorrowedFundsandSecuritiesSoldUnderAgreementstoRepurchaseTable_lbl" xml:lang="en-US">Note 9 - Borrowed Funds and Securities Sold Under Agreements to Repurchase (Details) - Borrowed Funds and Securities Sold Under Agreements to Repurchase [Table]</label>
    <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="ffic_Note9BorrowedFundsandSecuritiesSoldUnderAgreementstoRepurchaseDetailsBorrowedFundsandSecuritiesSoldUnderAgreementstoRepurchaseTable" xlink:to="ffic_Note9BorrowedFundsandSecuritiesSoldUnderAgreementstoRepurchaseDetailsBorrowedFundsandSecuritiesSoldUnderAgreementstoRepurchaseTable_lbl"/>
    <loc xlink:type="locator" xlink:label="ffic_Note9BorrowedFundsandSecuritiesSoldUnderAgreementstoRepurchaseDetailsBorrowedFundsandSecuritiesSoldUnderAgreementstoRepurchaseLineItems" xlink:href="ffic-20151231.xsd#ffic_Note9BorrowedFundsandSecuritiesSoldUnderAgreementstoRepurchaseDetailsBorrowedFundsandSecuritiesSoldUnderAgreementstoRepurchaseLineItems"/>
    <label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="ffic_Note9BorrowedFundsandSecuritiesSoldUnderAgreementstoRepurchaseDetailsBorrowedFundsandSecuritiesSoldUnderAgreementstoRepurchaseLineItems_lbl" xml:lang="en-US">Note 9 - Borrowed Funds and Securities Sold Under Agreements to Repurchase (Details) - Borrowed Funds and Securities Sold Under Agreements to Repurchase [Line Items]</label>
    <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="ffic_Note9BorrowedFundsandSecuritiesSoldUnderAgreementstoRepurchaseDetailsBorrowedFundsandSecuritiesSoldUnderAgreementstoRepurchaseLineItems" xlink:to="ffic_Note9BorrowedFundsandSecuritiesSoldUnderAgreementstoRepurchaseDetailsBorrowedFundsandSecuritiesSoldUnderAgreementstoRepurchaseLineItems_lbl"/>
    <loc xlink:type="locator" xlink:label="us-gaap_AssetsSoldUnderAgreementsToRepurchaseTypeDomain" xlink:href="http://xbrl.fasb.org/us-gaap/2015/elts/us-gaap-2015-01-31.xsd#us-gaap_AssetsSoldUnderAgreementsToRepurchaseTypeDomain"/>
    <label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="us-gaap_AssetsSoldUnderAgreementsToRepurchaseTypeDomain_lbl" xml:lang="en-US">Assets Sold under Agreements to Repurchase, Type [Domain]</label>
    <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="us-gaap_AssetsSoldUnderAgreementsToRepurchaseTypeDomain" xlink:to="us-gaap_AssetsSoldUnderAgreementsToRepurchaseTypeDomain_lbl"/>
    <loc xlink:type="locator" xlink:label="ffic_Note9BorrowedFundsandSecuritiesSoldUnderAgreementstoRepurchaseDetailsBorrowingsWhichHaveCallProvisionsTable" xlink:href="ffic-20151231.xsd#ffic_Note9BorrowedFundsandSecuritiesSoldUnderAgreementstoRepurchaseDetailsBorrowingsWhichHaveCallProvisionsTable"/>
    <label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="ffic_Note9BorrowedFundsandSecuritiesSoldUnderAgreementstoRepurchaseDetailsBorrowingsWhichHaveCallProvisionsTable_lbl" xml:lang="en-US">Note 9 - Borrowed Funds and Securities Sold Under Agreements to Repurchase (Details) - Borrowings Which Have Call Provisions [Table]</label>
    <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="ffic_Note9BorrowedFundsandSecuritiesSoldUnderAgreementstoRepurchaseDetailsBorrowingsWhichHaveCallProvisionsTable" xlink:to="ffic_Note9BorrowedFundsandSecuritiesSoldUnderAgreementstoRepurchaseDetailsBorrowingsWhichHaveCallProvisionsTable_lbl"/>
    <loc xlink:type="locator" xlink:label="ffic_Note9BorrowedFundsandSecuritiesSoldUnderAgreementstoRepurchaseDetailsBorrowingsWhichHaveCallProvisionsLineItems" xlink:href="ffic-20151231.xsd#ffic_Note9BorrowedFundsandSecuritiesSoldUnderAgreementstoRepurchaseDetailsBorrowingsWhichHaveCallProvisionsLineItems"/>
    <label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="ffic_Note9BorrowedFundsandSecuritiesSoldUnderAgreementstoRepurchaseDetailsBorrowingsWhichHaveCallProvisionsLineItems_lbl" xml:lang="en-US">Note 9 - Borrowed Funds and Securities Sold Under Agreements to Repurchase (Details) - Borrowings Which Have Call Provisions [Line Items]</label>
    <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="ffic_Note9BorrowedFundsandSecuritiesSoldUnderAgreementstoRepurchaseDetailsBorrowingsWhichHaveCallProvisionsLineItems" xlink:to="ffic_Note9BorrowedFundsandSecuritiesSoldUnderAgreementstoRepurchaseDetailsBorrowingsWhichHaveCallProvisionsLineItems_lbl"/>
    <loc xlink:type="locator" xlink:label="us-gaap_MajorTypesOfDebtSecuritiesDomain" xlink:href="http://xbrl.fasb.org/us-gaap/2015/elts/us-gaap-2015-01-31.xsd#us-gaap_MajorTypesOfDebtSecuritiesDomain"/>
    <label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="us-gaap_MajorTypesOfDebtSecuritiesDomain_lbl" xml:lang="en-US">Major Types of Debt Securities [Domain]</label>
    <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="us-gaap_MajorTypesOfDebtSecuritiesDomain" xlink:to="us-gaap_MajorTypesOfDebtSecuritiesDomain_lbl"/>
    <loc xlink:type="locator" xlink:label="dei_EntityDomain" xlink:href="http://xbrl.sec.gov/dei/2014/dei-2014-01-31.xsd#dei_EntityDomain"/>
    <label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="dei_EntityDomain_lbl" xml:lang="en-US">Entity [Domain]</label>
    <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="dei_EntityDomain" xlink:to="dei_EntityDomain_lbl"/>
    <loc xlink:type="locator" xlink:label="ffic_Note9BorrowedFundsandSecuritiesSoldUnderAgreementstoRepurchaseDetailsTermsoftheSecuritiesIssuedbytheTrustsTable" xlink:href="ffic-20151231.xsd#ffic_Note9BorrowedFundsandSecuritiesSoldUnderAgreementstoRepurchaseDetailsTermsoftheSecuritiesIssuedbytheTrustsTable"/>
    <label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="ffic_Note9BorrowedFundsandSecuritiesSoldUnderAgreementstoRepurchaseDetailsTermsoftheSecuritiesIssuedbytheTrustsTable_lbl" xml:lang="en-US">Note 9 - Borrowed Funds and Securities Sold Under Agreements to Repurchase (Details) - Terms of the Securities Issued by the Trusts [Table]</label>
    <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="ffic_Note9BorrowedFundsandSecuritiesSoldUnderAgreementstoRepurchaseDetailsTermsoftheSecuritiesIssuedbytheTrustsTable" xlink:to="ffic_Note9BorrowedFundsandSecuritiesSoldUnderAgreementstoRepurchaseDetailsTermsoftheSecuritiesIssuedbytheTrustsTable_lbl"/>
    <loc xlink:type="locator" xlink:label="ffic_Note9BorrowedFundsandSecuritiesSoldUnderAgreementstoRepurchaseDetailsTermsoftheSecuritiesIssuedbytheTrustsLineItems" xlink:href="ffic-20151231.xsd#ffic_Note9BorrowedFundsandSecuritiesSoldUnderAgreementstoRepurchaseDetailsTermsoftheSecuritiesIssuedbytheTrustsLineItems"/>
    <label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="ffic_Note9BorrowedFundsandSecuritiesSoldUnderAgreementstoRepurchaseDetailsTermsoftheSecuritiesIssuedbytheTrustsLineItems_lbl" xml:lang="en-US">Note 9 - Borrowed Funds and Securities Sold Under Agreements to Repurchase (Details) - Terms of the Securities Issued by the Trusts [Line Items]</label>
    <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="ffic_Note9BorrowedFundsandSecuritiesSoldUnderAgreementstoRepurchaseDetailsTermsoftheSecuritiesIssuedbytheTrustsLineItems" xlink:to="ffic_Note9BorrowedFundsandSecuritiesSoldUnderAgreementstoRepurchaseDetailsTermsoftheSecuritiesIssuedbytheTrustsLineItems_lbl"/>
    <loc xlink:type="locator" xlink:label="us-gaap_PlanNameDomain" xlink:href="http://xbrl.fasb.org/us-gaap/2015/elts/us-gaap-2015-01-31.xsd#us-gaap_PlanNameDomain"/>
    <label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="us-gaap_PlanNameDomain_lbl" xml:lang="en-US">Plan Name [Domain]</label>
    <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="us-gaap_PlanNameDomain" xlink:to="us-gaap_PlanNameDomain_lbl"/>
    <loc xlink:type="locator" xlink:label="ffic_Note11StockBasedCompensationDetailsPhantomStockPlanTable" xlink:href="ffic-20151231.xsd#ffic_Note11StockBasedCompensationDetailsPhantomStockPlanTable"/>
    <label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="ffic_Note11StockBasedCompensationDetailsPhantomStockPlanTable_lbl" xml:lang="en-US">Note 11 - Stock-Based Compensation (Details) - Phantom Stock Plan [Table]</label>
    <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="ffic_Note11StockBasedCompensationDetailsPhantomStockPlanTable" xlink:to="ffic_Note11StockBasedCompensationDetailsPhantomStockPlanTable_lbl"/>
    <loc xlink:type="locator" xlink:label="ffic_Note11StockBasedCompensationDetailsPhantomStockPlanLineItems" xlink:href="ffic-20151231.xsd#ffic_Note11StockBasedCompensationDetailsPhantomStockPlanLineItems"/>
    <label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="ffic_Note11StockBasedCompensationDetailsPhantomStockPlanLineItems_lbl" xml:lang="en-US">Note 11 - Stock-Based Compensation (Details) - Phantom Stock Plan [Line Items]</label>
    <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="ffic_Note11StockBasedCompensationDetailsPhantomStockPlanLineItems" xlink:to="ffic_Note11StockBasedCompensationDetailsPhantomStockPlanLineItems_lbl"/>
    <loc xlink:type="locator" xlink:label="ffic_Note12PensionandOtherPostretirementBenefitPlansDetailsAmountsRecognizedinAccumulatedOtherComprehensiveIncomeonaPreTaxBasisTable" xlink:href="ffic-20151231.xsd#ffic_Note12PensionandOtherPostretirementBenefitPlansDetailsAmountsRecognizedinAccumulatedOtherComprehensiveIncomeonaPreTaxBasisTable"/>
    <label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="ffic_Note12PensionandOtherPostretirementBenefitPlansDetailsAmountsRecognizedinAccumulatedOtherComprehensiveIncomeonaPreTaxBasisTable_lbl" xml:lang="en-US">Note 12 - Pension and Other Postretirement Benefit Plans (Details) - Amounts Recognized in Accumulated Other Comprehensive Income, on a Pre-Tax Basis [Table]</label>
    <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="ffic_Note12PensionandOtherPostretirementBenefitPlansDetailsAmountsRecognizedinAccumulatedOtherComprehensiveIncomeonaPreTaxBasisTable" xlink:to="ffic_Note12PensionandOtherPostretirementBenefitPlansDetailsAmountsRecognizedinAccumulatedOtherComprehensiveIncomeonaPreTaxBasisTable_lbl"/>
    <loc xlink:type="locator" xlink:label="ffic_Note12PensionandOtherPostretirementBenefitPlansDetailsAmountsRecognizedinAccumulatedOtherComprehensiveIncomeonaPreTaxBasisLineItems" xlink:href="ffic-20151231.xsd#ffic_Note12PensionandOtherPostretirementBenefitPlansDetailsAmountsRecognizedinAccumulatedOtherComprehensiveIncomeonaPreTaxBasisLineItems"/>
    <label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="ffic_Note12PensionandOtherPostretirementBenefitPlansDetailsAmountsRecognizedinAccumulatedOtherComprehensiveIncomeonaPreTaxBasisLineItems_lbl" xml:lang="en-US">Note 12 - Pension and Other Postretirement Benefit Plans (Details) - Amounts Recognized in Accumulated Other Comprehensive Income, on a Pre-Tax Basis [Line Items]</label>
    <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="ffic_Note12PensionandOtherPostretirementBenefitPlansDetailsAmountsRecognizedinAccumulatedOtherComprehensiveIncomeonaPreTaxBasisLineItems" xlink:to="ffic_Note12PensionandOtherPostretirementBenefitPlansDetailsAmountsRecognizedinAccumulatedOtherComprehensiveIncomeonaPreTaxBasisLineItems_lbl"/>
    <loc xlink:type="locator" xlink:label="ffic_Note12PensionandOtherPostretirementBenefitPlansDetailsAmountsinAccumulatedOtherComprehensiveIncometobeRecognizedasComponentsofNetPeriodicExpenseforThesePlansin2013Table" xlink:href="ffic-20151231.xsd#ffic_Note12PensionandOtherPostretirementBenefitPlansDetailsAmountsinAccumulatedOtherComprehensiveIncometobeRecognizedasComponentsofNetPeriodicExpenseforThesePlansin2013Table"/>
    <label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="ffic_Note12PensionandOtherPostretirementBenefitPlansDetailsAmountsinAccumulatedOtherComprehensiveIncometobeRecognizedasComponentsofNetPeriodicExpenseforThesePlansin2013Table_lbl" xml:lang="en-US">Note 12 - Pension and Other Postretirement Benefit Plans (Details) - Amounts in Accumulated Other Comprehensive Income to be Recognized as Components of Net Periodic Expense for These Plans in 2013 [Table]</label>
    <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="ffic_Note12PensionandOtherPostretirementBenefitPlansDetailsAmountsinAccumulatedOtherComprehensiveIncometobeRecognizedasComponentsofNetPeriodicExpenseforThesePlansin2013Table" xlink:to="ffic_Note12PensionandOtherPostretirementBenefitPlansDetailsAmountsinAccumulatedOtherComprehensiveIncometobeRecognizedasComponentsofNetPeriodicExpenseforThesePlansin2013Table_lbl"/>
    <loc xlink:type="locator" xlink:label="ffic_Note12PensionandOtherPostretirementBenefitPlansDetailsAmountsinAccumulatedOtherComprehensiveIncometobeRecognizedasComponentsofNetPeriodicExpenseforThesePlansin2013LineItems" xlink:href="ffic-20151231.xsd#ffic_Note12PensionandOtherPostretirementBenefitPlansDetailsAmountsinAccumulatedOtherComprehensiveIncometobeRecognizedasComponentsofNetPeriodicExpenseforThesePlansin2013LineItems"/>
    <label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="ffic_Note12PensionandOtherPostretirementBenefitPlansDetailsAmountsinAccumulatedOtherComprehensiveIncometobeRecognizedasComponentsofNetPeriodicExpenseforThesePlansin2013LineItems_lbl" xml:lang="en-US">Note 12 - Pension and Other Postretirement Benefit Plans (Details) - Amounts in Accumulated Other Comprehensive Income to be Recognized as Components of Net Periodic Expense for These Plans in 2013 [Line Items]</label>
    <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="ffic_Note12PensionandOtherPostretirementBenefitPlansDetailsAmountsinAccumulatedOtherComprehensiveIncometobeRecognizedasComponentsofNetPeriodicExpenseforThesePlansin2013LineItems" xlink:to="ffic_Note12PensionandOtherPostretirementBenefitPlansDetailsAmountsinAccumulatedOtherComprehensiveIncometobeRecognizedasComponentsofNetPeriodicExpenseforThesePlansin2013LineItems_lbl"/>
    <loc xlink:type="locator" xlink:label="ffic_Note12PensionandOtherPostretirementBenefitPlansDetailsFortheRetirementPlantheChangeinBenefitObligationandAssetsTable" xlink:href="ffic-20151231.xsd#ffic_Note12PensionandOtherPostretirementBenefitPlansDetailsFortheRetirementPlantheChangeinBenefitObligationandAssetsTable"/>
    <label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="ffic_Note12PensionandOtherPostretirementBenefitPlansDetailsFortheRetirementPlantheChangeinBenefitObligationandAssetsTable_lbl" xml:lang="en-US">Note 12 - Pension and Other Postretirement Benefit Plans (Details) - For the Retirement Plan, the Change in Benefit Obligation and Assets [Table]</label>
    <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="ffic_Note12PensionandOtherPostretirementBenefitPlansDetailsFortheRetirementPlantheChangeinBenefitObligationandAssetsTable" xlink:to="ffic_Note12PensionandOtherPostretirementBenefitPlansDetailsFortheRetirementPlantheChangeinBenefitObligationandAssetsTable_lbl"/>
    <loc xlink:type="locator" xlink:label="ffic_Note12PensionandOtherPostretirementBenefitPlansDetailsFortheRetirementPlantheChangeinBenefitObligationandAssetsLineItems" xlink:href="ffic-20151231.xsd#ffic_Note12PensionandOtherPostretirementBenefitPlansDetailsFortheRetirementPlantheChangeinBenefitObligationandAssetsLineItems"/>
    <label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="ffic_Note12PensionandOtherPostretirementBenefitPlansDetailsFortheRetirementPlantheChangeinBenefitObligationandAssetsLineItems_lbl" xml:lang="en-US">Note 12 - Pension and Other Postretirement Benefit Plans (Details) - For the Retirement Plan, the Change in Benefit Obligation and Assets [Line Items]</label>
    <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="ffic_Note12PensionandOtherPostretirementBenefitPlansDetailsFortheRetirementPlantheChangeinBenefitObligationandAssetsLineItems" xlink:to="ffic_Note12PensionandOtherPostretirementBenefitPlansDetailsFortheRetirementPlantheChangeinBenefitObligationandAssetsLineItems_lbl"/>
    <loc xlink:type="locator" xlink:label="ffic_Note12PensionandOtherPostretirementBenefitPlansDetailsAssumptionsUsedtoDeterminetheRetirementPlansBenefitObligationsTable" xlink:href="ffic-20151231.xsd#ffic_Note12PensionandOtherPostretirementBenefitPlansDetailsAssumptionsUsedtoDeterminetheRetirementPlansBenefitObligationsTable"/>
    <label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="ffic_Note12PensionandOtherPostretirementBenefitPlansDetailsAssumptionsUsedtoDeterminetheRetirementPlansBenefitObligationsTable_lbl" xml:lang="en-US">Note 12 - Pension and Other Postretirement Benefit Plans (Details) - Assumptions Used to Determine the Retirement Plan&#8217;s Benefit Obligations [Table]</label>
    <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="ffic_Note12PensionandOtherPostretirementBenefitPlansDetailsAssumptionsUsedtoDeterminetheRetirementPlansBenefitObligationsTable" xlink:to="ffic_Note12PensionandOtherPostretirementBenefitPlansDetailsAssumptionsUsedtoDeterminetheRetirementPlansBenefitObligationsTable_lbl"/>
    <loc xlink:type="locator" xlink:label="ffic_Note12PensionandOtherPostretirementBenefitPlansDetailsAssumptionsUsedtoDeterminetheRetirementPlansBenefitObligationsLineItems" xlink:href="ffic-20151231.xsd#ffic_Note12PensionandOtherPostretirementBenefitPlansDetailsAssumptionsUsedtoDeterminetheRetirementPlansBenefitObligationsLineItems"/>
    <label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="ffic_Note12PensionandOtherPostretirementBenefitPlansDetailsAssumptionsUsedtoDeterminetheRetirementPlansBenefitObligationsLineItems_lbl" xml:lang="en-US">Note 12 - Pension and Other Postretirement Benefit Plans (Details) - Assumptions Used to Determine the Retirement Plan&#8217;s Benefit Obligations [Line Items]</label>
    <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="ffic_Note12PensionandOtherPostretirementBenefitPlansDetailsAssumptionsUsedtoDeterminetheRetirementPlansBenefitObligationsLineItems" xlink:to="ffic_Note12PensionandOtherPostretirementBenefitPlansDetailsAssumptionsUsedtoDeterminetheRetirementPlansBenefitObligationsLineItems_lbl"/>
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    <label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="us-gaap_FairValueAssetsMeasuredOnRecurringBasisUnobservableInputReconciliationByAssetClassDomain_lbl" xml:lang="en-US">Asset Class [Domain]</label>
    <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="us-gaap_FairValueAssetsMeasuredOnRecurringBasisUnobservableInputReconciliationByAssetClassDomain" xlink:to="us-gaap_FairValueAssetsMeasuredOnRecurringBasisUnobservableInputReconciliationByAssetClassDomain_lbl"/>
    <loc xlink:type="locator" xlink:label="ffic_Note18FairValueofFinancialInstrumentsDetailsAssetsandLiabilitiesCarriedatFairValueonaNonRecurringBasisandtheMethodUsedtoDetermineTheirFairValueTable" xlink:href="ffic-20151231.xsd#ffic_Note18FairValueofFinancialInstrumentsDetailsAssetsandLiabilitiesCarriedatFairValueonaNonRecurringBasisandtheMethodUsedtoDetermineTheirFairValueTable"/>
    <label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="ffic_Note18FairValueofFinancialInstrumentsDetailsAssetsandLiabilitiesCarriedatFairValueonaNonRecurringBasisandtheMethodUsedtoDetermineTheirFairValueTable_lbl" xml:lang="en-US">Note 18 - Fair Value of Financial Instruments (Details) - Assets and Liabilities Carried at Fair Value on a Non-Recurring Basis, and the Method Used to Determine Their Fair Value [Table]</label>
    <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="ffic_Note18FairValueofFinancialInstrumentsDetailsAssetsandLiabilitiesCarriedatFairValueonaNonRecurringBasisandtheMethodUsedtoDetermineTheirFairValueTable" xlink:to="ffic_Note18FairValueofFinancialInstrumentsDetailsAssetsandLiabilitiesCarriedatFairValueonaNonRecurringBasisandtheMethodUsedtoDetermineTheirFairValueTable_lbl"/>
    <loc xlink:type="locator" xlink:label="ffic_Note18FairValueofFinancialInstrumentsDetailsAssetsandLiabilitiesCarriedatFairValueonaNonRecurringBasisandtheMethodUsedtoDetermineTheirFairValueLineItems" xlink:href="ffic-20151231.xsd#ffic_Note18FairValueofFinancialInstrumentsDetailsAssetsandLiabilitiesCarriedatFairValueonaNonRecurringBasisandtheMethodUsedtoDetermineTheirFairValueLineItems"/>
    <label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="ffic_Note18FairValueofFinancialInstrumentsDetailsAssetsandLiabilitiesCarriedatFairValueonaNonRecurringBasisandtheMethodUsedtoDetermineTheirFairValueLineItems_lbl" xml:lang="en-US">Note 18 - Fair Value of Financial Instruments (Details) - Assets and Liabilities Carried at Fair Value on a Non-Recurring Basis, and the Method Used to Determine Their Fair Value [Line Items]</label>
    <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="ffic_Note18FairValueofFinancialInstrumentsDetailsAssetsandLiabilitiesCarriedatFairValueonaNonRecurringBasisandtheMethodUsedtoDetermineTheirFairValueLineItems" xlink:to="ffic_Note18FairValueofFinancialInstrumentsDetailsAssetsandLiabilitiesCarriedatFairValueonaNonRecurringBasisandtheMethodUsedtoDetermineTheirFairValueLineItems_lbl"/>
    <loc xlink:type="locator" xlink:label="us-gaap_ValuationTechniqueDomain" xlink:href="http://xbrl.fasb.org/us-gaap/2015/elts/us-gaap-2015-01-31.xsd#us-gaap_ValuationTechniqueDomain"/>
    <label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="us-gaap_ValuationTechniqueDomain_lbl" xml:lang="en-US">Valuation Technique [Domain]</label>
    <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="us-gaap_ValuationTechniqueDomain" xlink:to="us-gaap_ValuationTechniqueDomain_lbl"/>
    <loc xlink:type="locator" xlink:label="us-gaap_FairValueLiabilitiesMeasuredOnRecurringBasisUnobservableInputReconciliationByLiabilityClassDomain" xlink:href="http://xbrl.fasb.org/us-gaap/2015/elts/us-gaap-2015-01-31.xsd#us-gaap_FairValueLiabilitiesMeasuredOnRecurringBasisUnobservableInputReconciliationByLiabilityClassDomain"/>
    <label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="us-gaap_FairValueLiabilitiesMeasuredOnRecurringBasisUnobservableInputReconciliationByLiabilityClassDomain_lbl" xml:lang="en-US">Fair Value by Liability Class [Domain]</label>
    <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="us-gaap_FairValueLiabilitiesMeasuredOnRecurringBasisUnobservableInputReconciliationByLiabilityClassDomain" xlink:to="us-gaap_FairValueLiabilitiesMeasuredOnRecurringBasisUnobservableInputReconciliationByLiabilityClassDomain_lbl"/>
    <loc xlink:type="locator" xlink:label="us-gaap_FairValueByBalanceSheetGroupingTable" xlink:href="http://xbrl.fasb.org/us-gaap/2015/elts/us-gaap-2015-01-31.xsd#us-gaap_FairValueByBalanceSheetGroupingTable"/>
    <label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="us-gaap_FairValueByBalanceSheetGroupingTable_lbl" xml:lang="en-US">Fair Value, by Balance Sheet Grouping [Table]</label>
    <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="us-gaap_FairValueByBalanceSheetGroupingTable" xlink:to="us-gaap_FairValueByBalanceSheetGroupingTable_lbl"/>
    <loc xlink:type="locator" xlink:label="us-gaap_FairValueBalanceSheetGroupingFinancialStatementCaptionsLineItems" xlink:href="http://xbrl.fasb.org/us-gaap/2015/elts/us-gaap-2015-01-31.xsd#us-gaap_FairValueBalanceSheetGroupingFinancialStatementCaptionsLineItems"/>
    <label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="us-gaap_FairValueBalanceSheetGroupingFinancialStatementCaptionsLineItems_lbl" xml:lang="en-US">Fair Value, Balance Sheet Grouping, Financial Statement Captions [Line Items]</label>
    <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="us-gaap_FairValueBalanceSheetGroupingFinancialStatementCaptionsLineItems" xlink:to="us-gaap_FairValueBalanceSheetGroupingFinancialStatementCaptionsLineItems_lbl"/>
    <loc xlink:type="locator" xlink:label="us-gaap_DerivativeNameDomain" xlink:href="http://xbrl.fasb.org/us-gaap/2015/elts/us-gaap-2015-01-31.xsd#us-gaap_DerivativeNameDomain"/>
    <label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="us-gaap_DerivativeNameDomain_lbl" xml:lang="en-US">Derivative, Name [Domain]</label>
    <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="us-gaap_DerivativeNameDomain" xlink:to="us-gaap_DerivativeNameDomain_lbl"/>
    <loc xlink:type="locator" xlink:label="us-gaap_HedgingDesignationDomain" xlink:href="http://xbrl.fasb.org/us-gaap/2015/elts/us-gaap-2015-01-31.xsd#us-gaap_HedgingDesignationDomain"/>
    <label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="us-gaap_HedgingDesignationDomain_lbl" xml:lang="en-US">Hedging Designation [Domain]</label>
    <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="us-gaap_HedgingDesignationDomain" xlink:to="us-gaap_HedgingDesignationDomain_lbl"/>
    <loc xlink:type="locator" xlink:label="us-gaap_DerivativeTable" xlink:href="http://xbrl.fasb.org/us-gaap/2015/elts/us-gaap-2015-01-31.xsd#us-gaap_DerivativeTable"/>
    <label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="us-gaap_DerivativeTable_lbl" xml:lang="en-US">Derivative [Table]</label>
    <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="us-gaap_DerivativeTable" xlink:to="us-gaap_DerivativeTable_lbl"/>
    <loc xlink:type="locator" xlink:label="us-gaap_DerivativeLineItems" xlink:href="http://xbrl.fasb.org/us-gaap/2015/elts/us-gaap-2015-01-31.xsd#us-gaap_DerivativeLineItems"/>
    <label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="us-gaap_DerivativeLineItems_lbl" xml:lang="en-US">Derivative [Line Items]</label>
    <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="us-gaap_DerivativeLineItems" xlink:to="us-gaap_DerivativeLineItems_lbl"/>
    <loc xlink:type="locator" xlink:label="us-gaap_DerivativeInstrumentsGainLossByHedgingRelationshipByIncomeStatementLocationByDerivativeInstrumentRiskTable" xlink:href="http://xbrl.fasb.org/us-gaap/2015/elts/us-gaap-2015-01-31.xsd#us-gaap_DerivativeInstrumentsGainLossByHedgingRelationshipByIncomeStatementLocationByDerivativeInstrumentRiskTable"/>
    <label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="us-gaap_DerivativeInstrumentsGainLossByHedgingRelationshipByIncomeStatementLocationByDerivativeInstrumentRiskTable_lbl" xml:lang="en-US">Derivative Instruments, Gain (Loss) [Table]</label>
    <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="us-gaap_DerivativeInstrumentsGainLossByHedgingRelationshipByIncomeStatementLocationByDerivativeInstrumentRiskTable" xlink:to="us-gaap_DerivativeInstrumentsGainLossByHedgingRelationshipByIncomeStatementLocationByDerivativeInstrumentRiskTable_lbl"/>
    <loc xlink:type="locator" xlink:label="us-gaap_DerivativeInstrumentsGainLossLineItems" xlink:href="http://xbrl.fasb.org/us-gaap/2015/elts/us-gaap-2015-01-31.xsd#us-gaap_DerivativeInstrumentsGainLossLineItems"/>
    <label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="us-gaap_DerivativeInstrumentsGainLossLineItems_lbl" xml:lang="en-US">Derivative Instruments, Gain (Loss) [Line Items]</label>
    <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="us-gaap_DerivativeInstrumentsGainLossLineItems" xlink:to="us-gaap_DerivativeInstrumentsGainLossLineItems_lbl"/>
    <loc xlink:type="locator" xlink:label="us-gaap_DerivativeContractTypeDomain" xlink:href="http://xbrl.fasb.org/us-gaap/2015/elts/us-gaap-2015-01-31.xsd#us-gaap_DerivativeContractTypeDomain"/>
    <label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="us-gaap_DerivativeContractTypeDomain_lbl" xml:lang="en-US">Derivative Contract [Domain]</label>
    <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="us-gaap_DerivativeContractTypeDomain" xlink:to="us-gaap_DerivativeContractTypeDomain_lbl"/>
    <loc xlink:type="locator" xlink:label="us-gaap_FairValuesDerivativesBalanceSheetLocationByDerivativeContractTypeByHedgingDesignationTable" xlink:href="http://xbrl.fasb.org/us-gaap/2015/elts/us-gaap-2015-01-31.xsd#us-gaap_FairValuesDerivativesBalanceSheetLocationByDerivativeContractTypeByHedgingDesignationTable"/>
    <label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="us-gaap_FairValuesDerivativesBalanceSheetLocationByDerivativeContractTypeByHedgingDesignationTable_lbl" xml:lang="en-US">Fair Values Derivatives, Balance Sheet Location, by Derivative Contract Type [Table]</label>
    <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="us-gaap_FairValuesDerivativesBalanceSheetLocationByDerivativeContractTypeByHedgingDesignationTable" xlink:to="us-gaap_FairValuesDerivativesBalanceSheetLocationByDerivativeContractTypeByHedgingDesignationTable_lbl"/>
    <loc xlink:type="locator" xlink:label="us-gaap_DerivativesFairValueLineItems" xlink:href="http://xbrl.fasb.org/us-gaap/2015/elts/us-gaap-2015-01-31.xsd#us-gaap_DerivativesFairValueLineItems"/>
    <label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="us-gaap_DerivativesFairValueLineItems_lbl" xml:lang="en-US">Derivatives, Fair Value [Line Items]</label>
    <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="us-gaap_DerivativesFairValueLineItems" xlink:to="us-gaap_DerivativesFairValueLineItems_lbl"/>
    <loc xlink:type="locator" xlink:label="us-gaap_CondensedBalanceSheetStatementTable" xlink:href="http://xbrl.fasb.org/us-gaap/2015/elts/us-gaap-2015-01-31.xsd#us-gaap_CondensedBalanceSheetStatementTable"/>
    <label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="us-gaap_CondensedBalanceSheetStatementTable_lbl" xml:lang="en-US">Condensed Balance Sheet Statement [Table]</label>
    <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="us-gaap_CondensedBalanceSheetStatementTable" xlink:to="us-gaap_CondensedBalanceSheetStatementTable_lbl"/>
    <loc xlink:type="locator" xlink:label="us-gaap_CondensedBalanceSheetStatementsCaptionsLineItems" xlink:href="http://xbrl.fasb.org/us-gaap/2015/elts/us-gaap-2015-01-31.xsd#us-gaap_CondensedBalanceSheetStatementsCaptionsLineItems"/>
    <label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="us-gaap_CondensedBalanceSheetStatementsCaptionsLineItems_lbl" xml:lang="en-US">Condensed Balance Sheet Statements, Captions [Line Items]</label>
    <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="us-gaap_CondensedBalanceSheetStatementsCaptionsLineItems" xlink:to="us-gaap_CondensedBalanceSheetStatementsCaptionsLineItems_lbl"/>
    <loc xlink:type="locator" xlink:label="us-gaap_CondensedIncomeStatementTable" xlink:href="http://xbrl.fasb.org/us-gaap/2015/elts/us-gaap-2015-01-31.xsd#us-gaap_CondensedIncomeStatementTable"/>
    <label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="us-gaap_CondensedIncomeStatementTable_lbl" xml:lang="en-US">Condensed Income Statement [Table]</label>
    <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="us-gaap_CondensedIncomeStatementTable" xlink:to="us-gaap_CondensedIncomeStatementTable_lbl"/>
    <loc xlink:type="locator" xlink:label="us-gaap_CondensedIncomeStatementsCaptionsLineItems" xlink:href="http://xbrl.fasb.org/us-gaap/2015/elts/us-gaap-2015-01-31.xsd#us-gaap_CondensedIncomeStatementsCaptionsLineItems"/>
    <label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="us-gaap_CondensedIncomeStatementsCaptionsLineItems_lbl" xml:lang="en-US">Condensed Income Statements, Captions [Line Items]</label>
    <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="us-gaap_CondensedIncomeStatementsCaptionsLineItems" xlink:to="us-gaap_CondensedIncomeStatementsCaptionsLineItems_lbl"/>
    <loc xlink:type="locator" xlink:label="us-gaap_CondensedCashFlowStatementTable" xlink:href="http://xbrl.fasb.org/us-gaap/2015/elts/us-gaap-2015-01-31.xsd#us-gaap_CondensedCashFlowStatementTable"/>
    <label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="us-gaap_CondensedCashFlowStatementTable_lbl" xml:lang="en-US">Condensed Cash Flow Statement [Table]</label>
    <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="us-gaap_CondensedCashFlowStatementTable" xlink:to="us-gaap_CondensedCashFlowStatementTable_lbl"/>
    <loc xlink:type="locator" xlink:label="us-gaap_CondensedCashFlowStatementsCaptionsLineItems" xlink:href="http://xbrl.fasb.org/us-gaap/2015/elts/us-gaap-2015-01-31.xsd#us-gaap_CondensedCashFlowStatementsCaptionsLineItems"/>
    <label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="us-gaap_CondensedCashFlowStatementsCaptionsLineItems_lbl" xml:lang="en-US">Condensed Cash Flow Statements, Captions [Line Items]</label>
    <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="us-gaap_CondensedCashFlowStatementsCaptionsLineItems" xlink:to="us-gaap_CondensedCashFlowStatementsCaptionsLineItems_lbl"/>
    <loc xlink:type="locator" xlink:label="us-gaap_ClassOfWarrantOrRightDomain" xlink:href="http://xbrl.fasb.org/us-gaap/2015/elts/us-gaap-2015-01-31.xsd#us-gaap_ClassOfWarrantOrRightDomain"/>
    <label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="us-gaap_ClassOfWarrantOrRightDomain_lbl" xml:lang="en-US">Class of Warrant or Right [Domain]</label>
    <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="us-gaap_ClassOfWarrantOrRightDomain" xlink:to="us-gaap_ClassOfWarrantOrRightDomain_lbl"/>
    <loc xlink:type="locator" xlink:label="us-gaap_AntidilutiveSecuritiesNameDomain" xlink:href="http://xbrl.fasb.org/us-gaap/2015/elts/us-gaap-2015-01-31.xsd#us-gaap_AntidilutiveSecuritiesNameDomain"/>
    <label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="us-gaap_AntidilutiveSecuritiesNameDomain_lbl" xml:lang="en-US">Antidilutive Securities, Name [Domain]</label>
    <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="us-gaap_AntidilutiveSecuritiesNameDomain" xlink:to="us-gaap_AntidilutiveSecuritiesNameDomain_lbl"/>
    <loc xlink:type="locator" xlink:label="ffic_Note2SummaryofSignificantAccountingPoliciesDetailsTable" xlink:href="ffic-20151231.xsd#ffic_Note2SummaryofSignificantAccountingPoliciesDetailsTable"/>
    <label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="ffic_Note2SummaryofSignificantAccountingPoliciesDetailsTable_lbl" xml:lang="en-US">Note 2 - Summary of Significant Accounting Policies (Details) [Table]</label>
    <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="ffic_Note2SummaryofSignificantAccountingPoliciesDetailsTable" xlink:to="ffic_Note2SummaryofSignificantAccountingPoliciesDetailsTable_lbl"/>
    <loc xlink:type="locator" xlink:label="ffic_Note2SummaryofSignificantAccountingPoliciesDetailsLineItems" xlink:href="ffic-20151231.xsd#ffic_Note2SummaryofSignificantAccountingPoliciesDetailsLineItems"/>
    <label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="ffic_Note2SummaryofSignificantAccountingPoliciesDetailsLineItems_lbl" xml:lang="en-US">Note 2 - Summary of Significant Accounting Policies (Details) [Line Items]</label>
    <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="ffic_Note2SummaryofSignificantAccountingPoliciesDetailsLineItems" xlink:to="ffic_Note2SummaryofSignificantAccountingPoliciesDetailsLineItems_lbl"/>
    <loc xlink:type="locator" xlink:label="us-gaap_ConcentrationRiskBenchmarkDomain" xlink:href="http://xbrl.fasb.org/us-gaap/2015/elts/us-gaap-2015-01-31.xsd#us-gaap_ConcentrationRiskBenchmarkDomain"/>
    <label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="us-gaap_ConcentrationRiskBenchmarkDomain_lbl" xml:lang="en-US">Concentration Risk Benchmark [Domain]</label>
    <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="us-gaap_ConcentrationRiskBenchmarkDomain" xlink:to="us-gaap_ConcentrationRiskBenchmarkDomain_lbl"/>
    <loc xlink:type="locator" xlink:label="us-gaap_ConcentrationRiskTypeDomain" xlink:href="http://xbrl.fasb.org/us-gaap/2015/elts/us-gaap-2015-01-31.xsd#us-gaap_ConcentrationRiskTypeDomain"/>
    <label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="us-gaap_ConcentrationRiskTypeDomain_lbl" xml:lang="en-US">Concentration Risk Type [Domain]</label>
    <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="us-gaap_ConcentrationRiskTypeDomain" xlink:to="us-gaap_ConcentrationRiskTypeDomain_lbl"/>
    <loc xlink:type="locator" xlink:label="ffic_Note3LoansandAllowanceforLoanLossesDetailsTable" xlink:href="ffic-20151231.xsd#ffic_Note3LoansandAllowanceforLoanLossesDetailsTable"/>
    <label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="ffic_Note3LoansandAllowanceforLoanLossesDetailsTable_lbl" xml:lang="en-US">Note 3 - Loans and Allowance for Loan Losses (Details) [Table]</label>
    <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="ffic_Note3LoansandAllowanceforLoanLossesDetailsTable" xlink:to="ffic_Note3LoansandAllowanceforLoanLossesDetailsTable_lbl"/>
    <loc xlink:type="locator" xlink:label="ffic_Note3LoansandAllowanceforLoanLossesDetailsLineItems" xlink:href="ffic-20151231.xsd#ffic_Note3LoansandAllowanceforLoanLossesDetailsLineItems"/>
    <label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="ffic_Note3LoansandAllowanceforLoanLossesDetailsLineItems_lbl" xml:lang="en-US">Note 3 - Loans and Allowance for Loan Losses (Details) [Line Items]</label>
    <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="ffic_Note3LoansandAllowanceforLoanLossesDetailsLineItems" xlink:to="ffic_Note3LoansandAllowanceforLoanLossesDetailsLineItems_lbl"/>
    <loc xlink:type="locator" xlink:label="ffic_Note4LoansHeldforSaleDetailsTable" xlink:href="ffic-20151231.xsd#ffic_Note4LoansHeldforSaleDetailsTable"/>
    <label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="ffic_Note4LoansHeldforSaleDetailsTable_lbl" xml:lang="en-US">Note 4 - Loans Held for Sale (Details) [Table]</label>
    <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="ffic_Note4LoansHeldforSaleDetailsTable" xlink:to="ffic_Note4LoansHeldforSaleDetailsTable_lbl"/>
    <loc xlink:type="locator" xlink:label="ffic_Note4LoansHeldforSaleDetailsLineItems" xlink:href="ffic-20151231.xsd#ffic_Note4LoansHeldforSaleDetailsLineItems"/>
    <label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="ffic_Note4LoansHeldforSaleDetailsLineItems_lbl" xml:lang="en-US">Note 4 - Loans Held for Sale (Details) [Line Items]</label>
    <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="ffic_Note4LoansHeldforSaleDetailsLineItems" xlink:to="ffic_Note4LoansHeldforSaleDetailsLineItems_lbl"/>
    <loc xlink:type="locator" xlink:label="us-gaap_FinancingReceivableRecordedInvestmentClassOfFinancingReceivableDomain" xlink:href="http://xbrl.fasb.org/us-gaap/2015/elts/us-gaap-2015-01-31.xsd#us-gaap_FinancingReceivableRecordedInvestmentClassOfFinancingReceivableDomain"/>
    <label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="us-gaap_FinancingReceivableRecordedInvestmentClassOfFinancingReceivableDomain_lbl" xml:lang="en-US">Class of Financing Receivable, Type [Domain]</label>
    <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="us-gaap_FinancingReceivableRecordedInvestmentClassOfFinancingReceivableDomain" xlink:to="us-gaap_FinancingReceivableRecordedInvestmentClassOfFinancingReceivableDomain_lbl"/>
    <loc xlink:type="locator" xlink:label="ffic_Note5OtherRealEstateOwnedDetailsTable" xlink:href="ffic-20151231.xsd#ffic_Note5OtherRealEstateOwnedDetailsTable"/>
    <label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="ffic_Note5OtherRealEstateOwnedDetailsTable_lbl" xml:lang="en-US">Note 5 - Other Real Estate Owned (Details) [Table]</label>
    <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="ffic_Note5OtherRealEstateOwnedDetailsTable" xlink:to="ffic_Note5OtherRealEstateOwnedDetailsTable_lbl"/>
    <loc xlink:type="locator" xlink:label="ffic_Note5OtherRealEstateOwnedDetailsLineItems" xlink:href="ffic-20151231.xsd#ffic_Note5OtherRealEstateOwnedDetailsLineItems"/>
    <label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="ffic_Note5OtherRealEstateOwnedDetailsLineItems_lbl" xml:lang="en-US">Note 5 - Other Real Estate Owned (Details) [Line Items]</label>
    <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="ffic_Note5OtherRealEstateOwnedDetailsLineItems" xlink:to="ffic_Note5OtherRealEstateOwnedDetailsLineItems_lbl"/>
    <loc xlink:type="locator" xlink:label="us-gaap_OtherPostretirementBenefitsIndividualContractsTypeOfDeferredCompensationDomain" xlink:href="http://xbrl.fasb.org/us-gaap/2015/elts/us-gaap-2015-01-31.xsd#us-gaap_OtherPostretirementBenefitsIndividualContractsTypeOfDeferredCompensationDomain"/>
    <label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="us-gaap_OtherPostretirementBenefitsIndividualContractsTypeOfDeferredCompensationDomain_lbl" xml:lang="en-US">Other Postretirement Benefits, Individual Contracts, Type of Deferred Compensation [Domain]</label>
    <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="us-gaap_OtherPostretirementBenefitsIndividualContractsTypeOfDeferredCompensationDomain" xlink:to="us-gaap_OtherPostretirementBenefitsIndividualContractsTypeOfDeferredCompensationDomain_lbl"/>
    <loc xlink:type="locator" xlink:label="us-gaap_BalanceSheetLocationDomain" xlink:href="http://xbrl.fasb.org/us-gaap/2015/elts/us-gaap-2015-01-31.xsd#us-gaap_BalanceSheetLocationDomain"/>
    <label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="us-gaap_BalanceSheetLocationDomain_lbl" xml:lang="en-US">Balance Sheet Location [Domain]</label>
    <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="us-gaap_BalanceSheetLocationDomain" xlink:to="us-gaap_BalanceSheetLocationDomain_lbl"/>
    <loc xlink:type="locator" xlink:label="us-gaap_InvestmentTypeCategorizationMember" xlink:href="http://xbrl.fasb.org/us-gaap/2015/elts/us-gaap-2015-01-31.xsd#us-gaap_InvestmentTypeCategorizationMember"/>
    <label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="us-gaap_InvestmentTypeCategorizationMember_lbl" xml:lang="en-US">Investments [Domain]</label>
    <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="us-gaap_InvestmentTypeCategorizationMember" xlink:to="us-gaap_InvestmentTypeCategorizationMember_lbl"/>
    <loc xlink:type="locator" xlink:label="invest_InvestmentIssuerDomain" xlink:href="http://xbrl.sec.gov/invest/2013/invest-2013-01-31.xsd#invest_InvestmentIssuerDomain"/>
    <label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="invest_InvestmentIssuerDomain_lbl" xml:lang="en-US">Investment Issuer [Domain]</label>
    <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="invest_InvestmentIssuerDomain" xlink:to="invest_InvestmentIssuerDomain_lbl"/>
    <loc xlink:type="locator" xlink:label="ffic_CollateralTypeDomain" xlink:href="ffic-20151231.xsd#ffic_CollateralTypeDomain"/>
    <label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="ffic_CollateralTypeDomain_lbl" xml:lang="en-US">CollateralType [Domain]</label>
    <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="ffic_CollateralTypeDomain" xlink:to="ffic_CollateralTypeDomain_lbl"/>
    <loc xlink:type="locator" xlink:label="ffic_Note6DebtandEquitySecuritiesDetailsTable" xlink:href="ffic-20151231.xsd#ffic_Note6DebtandEquitySecuritiesDetailsTable"/>
    <label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="ffic_Note6DebtandEquitySecuritiesDetailsTable_lbl" xml:lang="en-US">Note 6 - Debt and Equity Securities (Details) [Table]</label>
    <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="ffic_Note6DebtandEquitySecuritiesDetailsTable" xlink:to="ffic_Note6DebtandEquitySecuritiesDetailsTable_lbl"/>
    <loc xlink:type="locator" xlink:label="ffic_Note6DebtandEquitySecuritiesDetailsLineItems" xlink:href="ffic-20151231.xsd#ffic_Note6DebtandEquitySecuritiesDetailsLineItems"/>
    <label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="ffic_Note6DebtandEquitySecuritiesDetailsLineItems_lbl" xml:lang="en-US">Note 6 - Debt and Equity Securities (Details) [Line Items]</label>
    <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="ffic_Note6DebtandEquitySecuritiesDetailsLineItems" xlink:to="ffic_Note6DebtandEquitySecuritiesDetailsLineItems_lbl"/>
    <loc xlink:type="locator" xlink:label="us-gaap_SaleLeasebackTransactionNameDomain" xlink:href="http://xbrl.fasb.org/us-gaap/2015/elts/us-gaap-2015-01-31.xsd#us-gaap_SaleLeasebackTransactionNameDomain"/>
    <label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="us-gaap_SaleLeasebackTransactionNameDomain_lbl" xml:lang="en-US">Sale Leaseback Transaction, Name [Domain]</label>
    <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="us-gaap_SaleLeasebackTransactionNameDomain" xlink:to="us-gaap_SaleLeasebackTransactionNameDomain_lbl"/>
    <loc xlink:type="locator" xlink:label="ffic_Note7BankPremisesandEquipmentNetDetailsTable" xlink:href="ffic-20151231.xsd#ffic_Note7BankPremisesandEquipmentNetDetailsTable"/>
    <label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="ffic_Note7BankPremisesandEquipmentNetDetailsTable_lbl" xml:lang="en-US">Note 7 - Bank Premises and Equipment, Net (Details) [Table]</label>
    <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="ffic_Note7BankPremisesandEquipmentNetDetailsTable" xlink:to="ffic_Note7BankPremisesandEquipmentNetDetailsTable_lbl"/>
    <loc xlink:type="locator" xlink:label="ffic_Note7BankPremisesandEquipmentNetDetailsLineItems" xlink:href="ffic-20151231.xsd#ffic_Note7BankPremisesandEquipmentNetDetailsLineItems"/>
    <label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="ffic_Note7BankPremisesandEquipmentNetDetailsLineItems_lbl" xml:lang="en-US">Note 7 - Bank Premises and Equipment, Net (Details) [Line Items]</label>
    <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="ffic_Note7BankPremisesandEquipmentNetDetailsLineItems" xlink:to="ffic_Note7BankPremisesandEquipmentNetDetailsLineItems_lbl"/>
    <loc xlink:type="locator" xlink:label="ffic_Note8DepositsDetailsTable" xlink:href="ffic-20151231.xsd#ffic_Note8DepositsDetailsTable"/>
    <label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="ffic_Note8DepositsDetailsTable_lbl" xml:lang="en-US">Note 8 - Deposits (Details) [Table]</label>
    <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="ffic_Note8DepositsDetailsTable" xlink:to="ffic_Note8DepositsDetailsTable_lbl"/>
    <loc xlink:type="locator" xlink:label="ffic_Note8DepositsDetailsLineItems" xlink:href="ffic-20151231.xsd#ffic_Note8DepositsDetailsLineItems"/>
    <label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="ffic_Note8DepositsDetailsLineItems_lbl" xml:lang="en-US">Note 8 - Deposits (Details) [Line Items]</label>
    <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="ffic_Note8DepositsDetailsLineItems" xlink:to="ffic_Note8DepositsDetailsLineItems_lbl"/>
    <loc xlink:type="locator" xlink:label="us-gaap_CreditFacilityDomain" xlink:href="http://xbrl.fasb.org/us-gaap/2015/elts/us-gaap-2015-01-31.xsd#us-gaap_CreditFacilityDomain"/>
    <label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="us-gaap_CreditFacilityDomain_lbl" xml:lang="en-US">Credit Facility [Domain]</label>
    <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="us-gaap_CreditFacilityDomain" xlink:to="us-gaap_CreditFacilityDomain_lbl"/>
    <loc xlink:type="locator" xlink:label="ffic_Note9BorrowedFundsandSecuritiesSoldUnderAgreementstoRepurchaseDetailsTable" xlink:href="ffic-20151231.xsd#ffic_Note9BorrowedFundsandSecuritiesSoldUnderAgreementstoRepurchaseDetailsTable"/>
    <label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="ffic_Note9BorrowedFundsandSecuritiesSoldUnderAgreementstoRepurchaseDetailsTable_lbl" xml:lang="en-US">Note 9 - Borrowed Funds and Securities Sold Under Agreements to Repurchase (Details) [Table]</label>
    <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="ffic_Note9BorrowedFundsandSecuritiesSoldUnderAgreementstoRepurchaseDetailsTable" xlink:to="ffic_Note9BorrowedFundsandSecuritiesSoldUnderAgreementstoRepurchaseDetailsTable_lbl"/>
    <loc xlink:type="locator" xlink:label="ffic_Note9BorrowedFundsandSecuritiesSoldUnderAgreementstoRepurchaseDetailsLineItems" xlink:href="ffic-20151231.xsd#ffic_Note9BorrowedFundsandSecuritiesSoldUnderAgreementstoRepurchaseDetailsLineItems"/>
    <label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="ffic_Note9BorrowedFundsandSecuritiesSoldUnderAgreementstoRepurchaseDetailsLineItems_lbl" xml:lang="en-US">Note 9 - Borrowed Funds and Securities Sold Under Agreements to Repurchase (Details) [Line Items]</label>
    <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="ffic_Note9BorrowedFundsandSecuritiesSoldUnderAgreementstoRepurchaseDetailsLineItems" xlink:to="ffic_Note9BorrowedFundsandSecuritiesSoldUnderAgreementstoRepurchaseDetailsLineItems_lbl"/>
    <loc xlink:type="locator" xlink:label="us-gaap_TitleOfIndividualWithRelationshipToEntityDomain" xlink:href="http://xbrl.fasb.org/us-gaap/2015/elts/us-gaap-2015-01-31.xsd#us-gaap_TitleOfIndividualWithRelationshipToEntityDomain"/>
    <label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="us-gaap_TitleOfIndividualWithRelationshipToEntityDomain_lbl" xml:lang="en-US">Relationship to Entity [Domain]</label>
    <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="us-gaap_TitleOfIndividualWithRelationshipToEntityDomain" xlink:to="us-gaap_TitleOfIndividualWithRelationshipToEntityDomain_lbl"/>
    <loc xlink:type="locator" xlink:label="ffic_Note11StockBasedCompensationDetailsTable" xlink:href="ffic-20151231.xsd#ffic_Note11StockBasedCompensationDetailsTable"/>
    <label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="ffic_Note11StockBasedCompensationDetailsTable_lbl" xml:lang="en-US">Note 11 - Stock-Based Compensation (Details) [Table]</label>
    <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="ffic_Note11StockBasedCompensationDetailsTable" xlink:to="ffic_Note11StockBasedCompensationDetailsTable_lbl"/>
    <loc xlink:type="locator" xlink:label="ffic_Note11StockBasedCompensationDetailsLineItems" xlink:href="ffic-20151231.xsd#ffic_Note11StockBasedCompensationDetailsLineItems"/>
    <label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="ffic_Note11StockBasedCompensationDetailsLineItems_lbl" xml:lang="en-US">Note 11 - Stock-Based Compensation (Details) [Line Items]</label>
    <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="ffic_Note11StockBasedCompensationDetailsLineItems" xlink:to="ffic_Note11StockBasedCompensationDetailsLineItems_lbl"/>
    <loc xlink:type="locator" xlink:label="us-gaap_RelatedPartyDomain" xlink:href="http://xbrl.fasb.org/us-gaap/2015/elts/us-gaap-2015-01-31.xsd#us-gaap_RelatedPartyDomain"/>
    <label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="us-gaap_RelatedPartyDomain_lbl" xml:lang="en-US">Related Party [Domain]</label>
    <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="us-gaap_RelatedPartyDomain" xlink:to="us-gaap_RelatedPartyDomain_lbl"/>
    <loc xlink:type="locator" xlink:label="ffic_Note12PensionandOtherPostretirementBenefitPlansDetailsTable" xlink:href="ffic-20151231.xsd#ffic_Note12PensionandOtherPostretirementBenefitPlansDetailsTable"/>
    <label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="ffic_Note12PensionandOtherPostretirementBenefitPlansDetailsTable_lbl" xml:lang="en-US">Note 12 - Pension and Other Postretirement Benefit Plans (Details) [Table]</label>
    <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="ffic_Note12PensionandOtherPostretirementBenefitPlansDetailsTable" xlink:to="ffic_Note12PensionandOtherPostretirementBenefitPlansDetailsTable_lbl"/>
    <loc xlink:type="locator" xlink:label="ffic_Note12PensionandOtherPostretirementBenefitPlansDetailsLineItems" xlink:href="ffic-20151231.xsd#ffic_Note12PensionandOtherPostretirementBenefitPlansDetailsLineItems"/>
    <label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="ffic_Note12PensionandOtherPostretirementBenefitPlansDetailsLineItems_lbl" xml:lang="en-US">Note 12 - Pension and Other Postretirement Benefit Plans (Details) [Line Items]</label>
    <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="ffic_Note12PensionandOtherPostretirementBenefitPlansDetailsLineItems" xlink:to="ffic_Note12PensionandOtherPostretirementBenefitPlansDetailsLineItems_lbl"/>
    <loc xlink:type="locator" xlink:label="us-gaap_FairValueByShareholdersEquityClassDomain" xlink:href="http://xbrl.fasb.org/us-gaap/2015/elts/us-gaap-2015-01-31.xsd#us-gaap_FairValueByShareholdersEquityClassDomain"/>
    <label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="us-gaap_FairValueByShareholdersEquityClassDomain_lbl" xml:lang="en-US">Fair Value by Shareholders&apos; Equity Class [Domain]</label>
    <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="us-gaap_FairValueByShareholdersEquityClassDomain" xlink:to="us-gaap_FairValueByShareholdersEquityClassDomain_lbl"/>
    <loc xlink:type="locator" xlink:label="ffic_Note13StockholdersEquityDetailsTable" xlink:href="ffic-20151231.xsd#ffic_Note13StockholdersEquityDetailsTable"/>
    <label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="ffic_Note13StockholdersEquityDetailsTable_lbl" xml:lang="en-US">Note 13 - Stockholders&apos; Equity (Details) [Table]</label>
    <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="ffic_Note13StockholdersEquityDetailsTable" xlink:to="ffic_Note13StockholdersEquityDetailsTable_lbl"/>
    <loc xlink:type="locator" xlink:label="ffic_Note13StockholdersEquityDetailsLineItems" xlink:href="ffic-20151231.xsd#ffic_Note13StockholdersEquityDetailsLineItems"/>
    <label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="ffic_Note13StockholdersEquityDetailsLineItems_lbl" xml:lang="en-US">Note 13 - Stockholders&apos; Equity (Details) [Line Items]</label>
    <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="ffic_Note13StockholdersEquityDetailsLineItems" xlink:to="ffic_Note13StockholdersEquityDetailsLineItems_lbl"/>
    <loc xlink:type="locator" xlink:label="ffic_Note14RegulatoryCapitalDetailsTable" xlink:href="ffic-20151231.xsd#ffic_Note14RegulatoryCapitalDetailsTable"/>
    <label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="ffic_Note14RegulatoryCapitalDetailsTable_lbl" xml:lang="en-US">Note 14 - Regulatory Capital (Details) [Table]</label>
    <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="ffic_Note14RegulatoryCapitalDetailsTable" xlink:to="ffic_Note14RegulatoryCapitalDetailsTable_lbl"/>
    <loc xlink:type="locator" xlink:label="ffic_Note14RegulatoryCapitalDetailsLineItems" xlink:href="ffic-20151231.xsd#ffic_Note14RegulatoryCapitalDetailsLineItems"/>
    <label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="ffic_Note14RegulatoryCapitalDetailsLineItems_lbl" xml:lang="en-US">Note 14 - Regulatory Capital (Details) [Line Items]</label>
    <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="ffic_Note14RegulatoryCapitalDetailsLineItems" xlink:to="ffic_Note14RegulatoryCapitalDetailsLineItems_lbl"/>
    <loc xlink:type="locator" xlink:label="us-gaap_ScheduleOfFairValueOfSeparateAccountsByMajorCategoryOfInvestmentCategoryDomain" xlink:href="http://xbrl.fasb.org/us-gaap/2015/elts/us-gaap-2015-01-31.xsd#us-gaap_ScheduleOfFairValueOfSeparateAccountsByMajorCategoryOfInvestmentCategoryDomain"/>
    <label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="us-gaap_ScheduleOfFairValueOfSeparateAccountsByMajorCategoryOfInvestmentCategoryDomain_lbl" xml:lang="en-US">Schedule of Fair Value of Separate Accounts by Major Category of Investment, Category [Domain]</label>
    <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="us-gaap_ScheduleOfFairValueOfSeparateAccountsByMajorCategoryOfInvestmentCategoryDomain" xlink:to="us-gaap_ScheduleOfFairValueOfSeparateAccountsByMajorCategoryOfInvestmentCategoryDomain_lbl"/>
    <loc xlink:type="locator" xlink:label="ffic_Note15CommitmentsandContingenciesDetailsTable" xlink:href="ffic-20151231.xsd#ffic_Note15CommitmentsandContingenciesDetailsTable"/>
    <label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="ffic_Note15CommitmentsandContingenciesDetailsTable_lbl" xml:lang="en-US">Note 15 - Commitments and Contingencies (Details) [Table]</label>
    <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="ffic_Note15CommitmentsandContingenciesDetailsTable" xlink:to="ffic_Note15CommitmentsandContingenciesDetailsTable_lbl"/>
    <loc xlink:type="locator" xlink:label="ffic_Note15CommitmentsandContingenciesDetailsLineItems" xlink:href="ffic-20151231.xsd#ffic_Note15CommitmentsandContingenciesDetailsLineItems"/>
    <label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="ffic_Note15CommitmentsandContingenciesDetailsLineItems_lbl" xml:lang="en-US">Note 15 - Commitments and Contingencies (Details) [Line Items]</label>
    <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="ffic_Note15CommitmentsandContingenciesDetailsLineItems" xlink:to="ffic_Note15CommitmentsandContingenciesDetailsLineItems_lbl"/>
    <loc xlink:type="locator" xlink:label="ffic_Note17RelatedPartyTransactionsDetailsTable" xlink:href="ffic-20151231.xsd#ffic_Note17RelatedPartyTransactionsDetailsTable"/>
    <label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="ffic_Note17RelatedPartyTransactionsDetailsTable_lbl" xml:lang="en-US">Note 17 - Related Party Transactions (Details) [Table]</label>
    <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="ffic_Note17RelatedPartyTransactionsDetailsTable" xlink:to="ffic_Note17RelatedPartyTransactionsDetailsTable_lbl"/>
    <loc xlink:type="locator" xlink:label="ffic_Note17RelatedPartyTransactionsDetailsLineItems" xlink:href="ffic-20151231.xsd#ffic_Note17RelatedPartyTransactionsDetailsLineItems"/>
    <label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="ffic_Note17RelatedPartyTransactionsDetailsLineItems_lbl" xml:lang="en-US">Note 17 - Related Party Transactions (Details) [Line Items]</label>
    <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="ffic_Note17RelatedPartyTransactionsDetailsLineItems" xlink:to="ffic_Note17RelatedPartyTransactionsDetailsLineItems_lbl"/>
    <loc xlink:type="locator" xlink:label="ffic_Note18FairValueofFinancialInstrumentsDetailsTable" xlink:href="ffic-20151231.xsd#ffic_Note18FairValueofFinancialInstrumentsDetailsTable"/>
    <label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="ffic_Note18FairValueofFinancialInstrumentsDetailsTable_lbl" xml:lang="en-US">Note 18 - Fair Value of Financial Instruments (Details) [Table]</label>
    <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="ffic_Note18FairValueofFinancialInstrumentsDetailsTable" xlink:to="ffic_Note18FairValueofFinancialInstrumentsDetailsTable_lbl"/>
    <loc xlink:type="locator" xlink:label="ffic_Note18FairValueofFinancialInstrumentsDetailsLineItems" xlink:href="ffic-20151231.xsd#ffic_Note18FairValueofFinancialInstrumentsDetailsLineItems"/>
    <label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="ffic_Note18FairValueofFinancialInstrumentsDetailsLineItems_lbl" xml:lang="en-US">Note 18 - Fair Value of Financial Instruments (Details) [Line Items]</label>
    <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="ffic_Note18FairValueofFinancialInstrumentsDetailsLineItems" xlink:to="ffic_Note18FairValueofFinancialInstrumentsDetailsLineItems_lbl"/>
    <loc xlink:type="locator" xlink:label="us-gaap_DebtInstrumentNameDomain" xlink:href="http://xbrl.fasb.org/us-gaap/2015/elts/us-gaap-2015-01-31.xsd#us-gaap_DebtInstrumentNameDomain"/>
    <label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="us-gaap_DebtInstrumentNameDomain_lbl" xml:lang="en-US">Debt Instrument, Name [Domain]</label>
    <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="us-gaap_DebtInstrumentNameDomain" xlink:to="us-gaap_DebtInstrumentNameDomain_lbl"/>
    <loc xlink:type="locator" xlink:label="ffic_Note19DerivativeFinancialInstrumentsDetailsTable" xlink:href="ffic-20151231.xsd#ffic_Note19DerivativeFinancialInstrumentsDetailsTable"/>
    <label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="ffic_Note19DerivativeFinancialInstrumentsDetailsTable_lbl" xml:lang="en-US">Note 19 - Derivative Financial Instruments (Details) [Table]</label>
    <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="ffic_Note19DerivativeFinancialInstrumentsDetailsTable" xlink:to="ffic_Note19DerivativeFinancialInstrumentsDetailsTable_lbl"/>
    <loc xlink:type="locator" xlink:label="ffic_Note19DerivativeFinancialInstrumentsDetailsLineItems" xlink:href="ffic-20151231.xsd#ffic_Note19DerivativeFinancialInstrumentsDetailsLineItems"/>
    <label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="ffic_Note19DerivativeFinancialInstrumentsDetailsLineItems_lbl" xml:lang="en-US">Note 19 - Derivative Financial Instruments (Details) [Line Items]</label>
    <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="ffic_Note19DerivativeFinancialInstrumentsDetailsLineItems" xlink:to="ffic_Note19DerivativeFinancialInstrumentsDetailsLineItems_lbl"/>
    <label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:label="ffic_AdvancesOutstandingCollateralAgreementCollateralizedPercentage_lbl0" xml:lang="en-US">Represents the percentage of advances outstanding which must be collateralized pursuant to the collateral agreement.</label>
    <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="ffic_AdvancesOutstandingCollateralAgreementCollateralizedPercentage" xlink:to="ffic_AdvancesOutstandingCollateralAgreementCollateralizedPercentage_lbl0"/>
    <label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:label="ffic_AmountBorrowedFromTheCompanyByTheEmployeeBenefitTrust_lbl0" xml:lang="en-US">Amount borrowed from the company by the Employee Benefit Trust.</label>
    <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="ffic_AmountBorrowedFromTheCompanyByTheEmployeeBenefitTrust" xlink:to="ffic_AmountBorrowedFromTheCompanyByTheEmployeeBenefitTrust_lbl0"/>
    <label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:label="ffic_AmountOfCollateralDependentImpairedLoansMeasuredForImpairmentByUtilizingThirdPartyAppraisals_lbl0" xml:lang="en-US">Amount of collateral dependent impaired loans measured for impairment by utilizing third party appraisals.</label>
    <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="ffic_AmountOfCollateralDependentImpairedLoansMeasuredForImpairmentByUtilizingThirdPartyAppraisals" xlink:to="ffic_AmountOfCollateralDependentImpairedLoansMeasuredForImpairmentByUtilizingThirdPartyAppraisals_lbl0"/>
    <label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:label="ffic_AmountOfCollateralDependentImpairedLoansMeasuredForImpairmentUsingInternalEvaluations_lbl0" xml:lang="en-US">Amount of collateral dependent impaired loans measured for impairment using internal evaluations.</label>
    <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="ffic_AmountOfCollateralDependentImpairedLoansMeasuredForImpairmentUsingInternalEvaluations" xlink:to="ffic_AmountOfCollateralDependentImpairedLoansMeasuredForImpairmentUsingInternalEvaluations_lbl0"/>
    <label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:label="ffic_AnnualRetirementBenefitPaidToTerminatingEligibleDirectors_lbl0" xml:lang="en-US">Annual retirement benefit paid to terminating eligible directors.</label>
    <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="ffic_AnnualRetirementBenefitPaidToTerminatingEligibleDirectors" xlink:to="ffic_AnnualRetirementBenefitPaidToTerminatingEligibleDirectors_lbl0"/>
    <label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:label="ffic_AvailableForSaleSecuritiesOtherAmortizedCost_lbl0" xml:lang="en-US">Available For Sale Securities, Other, Amortized Cost</label>
    <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="ffic_AvailableForSaleSecuritiesOtherAmortizedCost" xlink:to="ffic_AvailableForSaleSecuritiesOtherAmortizedCost_lbl0"/>
    <label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:label="ffic_AvailableForSaleSecuritiesOtherFairValueDisclosure_lbl2" xml:lang="en-US">This element represents the portion of the balance sheet assertion valued at fair value by the entity. Additionally, this element may be used in connection with the fair value disclosures required in the footnote disclosures to the financial statements. The element may be used in both the balance sheet and disclosure in the same submission. This item represents Available-for-sale Securities which consist of all investments in certain debt and equity securities, except for mortgage-backed securities, neither classified as trading or held-to-maturity securities. A debt security represents a creditor relationship with an enterprise. Debt securities include, among other items, US Treasury securities, US government securities, municipal securities, corporate bonds, convertible debt, commercial paper, and all securitized debt instruments. An equity security represents an ownership interest in an enterprise or the right to acquire or dispose of an ownership interest in an enterprise at fixed or determinable prices. Equity securities include, among other things, common stock, certain preferred stock, warrant rights, call options, and put options, but do not include convertible debt. An entity may opt to provide the reader with additional narrative text to better understand the nature of investments in debt and equity securities which are categorized as Available-for-sale.</label>
    <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="ffic_AvailableForSaleSecuritiesOtherFairValueDisclosure" xlink:to="ffic_AvailableForSaleSecuritiesOtherFairValueDisclosure_lbl2"/>
    <label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:label="ffic_AvailableForSaleSecuritiesOtherFairValueOption_lbl1" xml:lang="en-US">This element represents the portion of the balance sheet assertion valued at fair value pursuant to the fair value option by the entity. Additionally, this element may be used in connection with the fair value option disclosures required in the footnote disclosures to the financial statements. The element may be used in both the balance sheet and disclosure in the same submission. This item represents Available-for-sale Securities which consist of all investments in certain debt and equity securities, except for mortgage-backed securities, neither classified as trading or held-to-maturity securities. A debt security represents a creditor relationship with an enterprise. Debt securities include, among other items, US Treasury securities, US government securities, municipal securities, corporate bonds, convertible debt, commercial paper, and all securitized debt instruments. An equity security represents an ownership interest in an enterprise or the right to acquire or dispose of an ownership interest in an enterprise at fixed or determinable prices. Equity securities include, among other things, common stock, certain preferred stock, warrant rights, call options, and put options, but do not include convertible debt. An entity may opt to provide the reader with additional narrative text to better understand the nature of investments in debt and equity securities which are categorized as Available-for-sale.</label>
    <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="ffic_AvailableForSaleSecuritiesOtherFairValueOption" xlink:to="ffic_AvailableForSaleSecuritiesOtherFairValueOption_lbl1"/>
    <label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:label="ffic_AverageInterestRateOutstandingRepurchaseAgreements_lbl0" xml:lang="en-US">Average interest rate of outstanding agreements during the year.</label>
    <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="ffic_AverageInterestRateOutstandingRepurchaseAgreements" xlink:to="ffic_AverageInterestRateOutstandingRepurchaseAgreements_lbl0"/>
    <label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:label="ffic_BankOwnedLifeInsurancePolicyPolicyTextBlock_lbl0" xml:lang="en-US">Disclosure regarding Bank Owned Life Insurance.</label>
    <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="ffic_BankOwnedLifeInsurancePolicyPolicyTextBlock" xlink:to="ffic_BankOwnedLifeInsurancePolicyPolicyTextBlock_lbl0"/>
    <label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:label="ffic_BorrowedFundsFairValueOption_lbl1" xml:lang="en-US">This element represents the portion of the balance sheet assertion valued at fair value pursuant to the fair value option by the entity. Additionally, this element may be used in connection with the fair value option disclosures required in the footnote disclosures to the financial statements. The element may be used in both the balance sheet and disclosure in the same submission. This item represents the sum of the carrying values as of the balance sheet date of all debt, including all short-term borrowings, long-term debt, collateralized financings, and capital lease obligations.</label>
    <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="ffic_BorrowedFundsFairValueOption" xlink:to="ffic_BorrowedFundsFairValueOption_lbl1"/>
    <label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:label="ffic_CapitalConservationBufferRequiredForCapitalAdequacy_lbl0" xml:lang="en-US">The minimum capital conservation buffer, above the regulatory minimum capital ratios, required for capital adequacy.</label>
    <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="ffic_CapitalConservationBufferRequiredForCapitalAdequacy" xlink:to="ffic_CapitalConservationBufferRequiredForCapitalAdequacy_lbl0"/>
    <label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:label="ffic_CommonEquityTierIRiskBasedCapital_lbl0" xml:lang="en-US">Common Equity Tier I risk-based capital as defined in the regulations.</label>
    <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="ffic_CommonEquityTierIRiskBasedCapital" xlink:to="ffic_CommonEquityTierIRiskBasedCapital_lbl0"/>
    <label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:label="ffic_CommonEquityTierIRiskBasedCapitalExcess_lbl0" xml:lang="en-US">The amount by which the company&apos;s Common Equity Tier I risk-based capital exceeds the minimum required for capital adequacy purposes.</label>
    <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="ffic_CommonEquityTierIRiskBasedCapitalExcess" xlink:to="ffic_CommonEquityTierIRiskBasedCapitalExcess_lbl0"/>
    <label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:label="ffic_CommonEquityTierIRiskBasedCapitalExcessRatio_lbl0" xml:lang="en-US">Common Equity Tier I risk-based capital excess ratio as defined by regulations.</label>
    <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="ffic_CommonEquityTierIRiskBasedCapitalExcessRatio" xlink:to="ffic_CommonEquityTierIRiskBasedCapitalExcessRatio_lbl0"/>
    <label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:label="ffic_CommonEquityTierIRiskBasedCapitalRatio_lbl0" xml:lang="en-US">Common Equity Tier I risk-based capital ratio as defined by regulations.</label>
    <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="ffic_CommonEquityTierIRiskBasedCapitalRatio" xlink:to="ffic_CommonEquityTierIRiskBasedCapitalRatio_lbl0"/>
    <label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:label="ffic_CommonEquityTierIRiskBasedCapitalRequirementToBeWellCapitalized_lbl0" xml:lang="en-US">The amount of Common Equity Tier I risk-based capital required to be categorized as well capitalized under the regulatory framework for prompt corrective action.</label>
    <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="ffic_CommonEquityTierIRiskBasedCapitalRequirementToBeWellCapitalized" xlink:to="ffic_CommonEquityTierIRiskBasedCapitalRequirementToBeWellCapitalized_lbl0"/>
    <label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:label="ffic_CommonEquityTierIRiskBasedCapitalRequirementToBeWellCapitalizedRatio_lbl0" xml:lang="en-US">Common Equity Tier I risk-based capital ratio to be well capitalized as defined by regulations.</label>
    <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="ffic_CommonEquityTierIRiskBasedCapitalRequirementToBeWellCapitalizedRatio" xlink:to="ffic_CommonEquityTierIRiskBasedCapitalRequirementToBeWellCapitalizedRatio_lbl0"/>
    <label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:label="ffic_CommonEquityTierOneRiskBasedCapitalRequiredForCapitalAdequacyToRiskWeightedAssets_lbl0" xml:lang="en-US">The minimum common equity Tier One Capital Ratio (common equity tier one capital divided by risk-weighted assets) required for capital adequacy purposes under the regulatory framework for prompt corrective action.</label>
    <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="ffic_CommonEquityTierOneRiskBasedCapitalRequiredForCapitalAdequacyToRiskWeightedAssets" xlink:to="ffic_CommonEquityTierOneRiskBasedCapitalRequiredForCapitalAdequacyToRiskWeightedAssets_lbl0"/>
    <label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:label="ffic_CommonStockSharesPurchasedByEmployeeTrust_lbl0" xml:lang="en-US">Number of shares purchased during the period by the Employee Trust.</label>
    <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="ffic_CommonStockSharesPurchasedByEmployeeTrust" xlink:to="ffic_CommonStockSharesPurchasedByEmployeeTrust_lbl0"/>
    <label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:label="ffic_CommonStockSharesReleasedAndAllocatedByTheEmployeeTrust_lbl0" xml:lang="en-US">Common stock released and allocated by the Employee Trust.</label>
    <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="ffic_CommonStockSharesReleasedAndAllocatedByTheEmployeeTrust" xlink:to="ffic_CommonStockSharesReleasedAndAllocatedByTheEmployeeTrust_lbl0"/>
    <label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:label="ffic_CostSharingArrangementMedicalBenefitsPercentage_lbl0" xml:lang="en-US">Percentage of the cost sharing arrangement relating to medical benefits under a postretirement plan.</label>
    <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="ffic_CostSharingArrangementMedicalBenefitsPercentage" xlink:to="ffic_CostSharingArrangementMedicalBenefitsPercentage_lbl0"/>
    <label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:label="ffic_DebtInstrumentCallDateEarliest1_lbl0" xml:lang="en-US">Earliest date before maturity when the issuer can call the outstanding debt instrument for repayment or conversion to equity.</label>
    <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="ffic_DebtInstrumentCallDateEarliest1" xlink:to="ffic_DebtInstrumentCallDateEarliest1_lbl0"/>
    <label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:label="ffic_DebtInstrumentFirstResetDate_lbl0" xml:lang="en-US">First reset date for the interest rate on the debt instrument.</label>
    <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="ffic_DebtInstrumentFirstResetDate" xlink:to="ffic_DebtInstrumentFirstResetDate_lbl0"/>
    <label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:label="ffic_DebtInstrumentMaturityDate1_lbl0" xml:lang="en-US">Date when the debt instrument is scheduled to be fully repaid</label>
    <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="ffic_DebtInstrumentMaturityDate1" xlink:to="ffic_DebtInstrumentMaturityDate1_lbl0"/>
    <label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:label="ffic_DeferredTaxLiabilitiesFairValueAdjustmentOnFinancialAssetsCarriedAtFairValue_lbl0" xml:lang="en-US">The amount of deferred tax liability attributable to the fair value adjustment on financial assets carried at fair value.</label>
    <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="ffic_DeferredTaxLiabilitiesFairValueAdjustmentOnFinancialAssetsCarriedAtFairValue" xlink:to="ffic_DeferredTaxLiabilitiesFairValueAdjustmentOnFinancialAssetsCarriedAtFairValue_lbl0"/>
    <label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:label="ffic_DeferredTaxLiabilitiesFairValueAdjustmentOnFinancialLiabilitiesCarriedAtFairValue_lbl0" xml:lang="en-US">The amount of deferred tax liability attributable to the fair value adjustment on financial liabilities carried at fair value.</label>
    <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="ffic_DeferredTaxLiabilitiesFairValueAdjustmentOnFinancialLiabilitiesCarriedAtFairValue" xlink:to="ffic_DeferredTaxLiabilitiesFairValueAdjustmentOnFinancialLiabilitiesCarriedAtFairValue_lbl0"/>
    <label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:label="ffic_DeferredTaxLiabilitiesValuationDifferencesResultingFromAcquiredAssetsAndLiabilities_lbl0" xml:lang="en-US">Amount of deferred tax liability attributable to valuation differences resulting from acquired assets and liabilities</label>
    <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="ffic_DeferredTaxLiabilitiesValuationDifferencesResultingFromAcquiredAssetsAndLiabilities" xlink:to="ffic_DeferredTaxLiabilitiesValuationDifferencesResultingFromAcquiredAssetsAndLiabilities_lbl0"/>
    <label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:label="ffic_DefinedBenefitContributionsMonthsOfBenefitUsedInLumpSumPayment_lbl0" xml:lang="en-US">Defined benefit contributions, months of benefit used in lump sum payment.</label>
    <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="ffic_DefinedBenefitContributionsMonthsOfBenefitUsedInLumpSumPayment" xlink:to="ffic_DefinedBenefitContributionsMonthsOfBenefitUsedInLumpSumPayment_lbl0"/>
    <label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:label="ffic_DefinedBenefitPlanAssumptionsUsedCalculatingBenefitObligationExpectedLongTermReturnOnAssets_lbl1" xml:lang="en-US">An assumption as to the rate of return on plan assets reflecting the average rate of earnings expected on the funds invested or to be invested to provide for the benefits included in the benefit obligation.</label>
    <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="ffic_DefinedBenefitPlanAssumptionsUsedCalculatingBenefitObligationExpectedLongTermReturnOnAssets" xlink:to="ffic_DefinedBenefitPlanAssumptionsUsedCalculatingBenefitObligationExpectedLongTermReturnOnAssets_lbl1"/>
    <label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:label="ffic_DefinedBenefitPlanBenefitServicePeriod_lbl0" xml:lang="en-US">Represents defined Benefit plan benefit services period.</label>
    <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="ffic_DefinedBenefitPlanBenefitServicePeriod" xlink:to="ffic_DefinedBenefitPlanBenefitServicePeriod_lbl0"/>
    <label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:label="ffic_DefinedContributionPlanAnnualEmployerMatchingOfEmployeesContributionPercent_lbl0" xml:lang="en-US">Percentage of employees&apos; annual contributions for which the employer contributes a matching contribution to a defined contribution plan, up to a specified limit.</label>
    <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="ffic_DefinedContributionPlanAnnualEmployerMatchingOfEmployeesContributionPercent" xlink:to="ffic_DefinedContributionPlanAnnualEmployerMatchingOfEmployeesContributionPercent_lbl0"/>
    <label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:label="ffic_DefinedContributionPlanEmployersMatchingContributionVestingPercentageUponChangeOfControl_lbl0" xml:lang="en-US">Percentage of employer&apos;s matching contributions to a defined contribution plan that vests due to a change of control (as defined in the applicable plan).</label>
    <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="ffic_DefinedContributionPlanEmployersMatchingContributionVestingPercentageUponChangeOfControl" xlink:to="ffic_DefinedContributionPlanEmployersMatchingContributionVestingPercentageUponChangeOfControl_lbl0"/>
    <label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:label="ffic_DefinedContributionPlanServicePeriodRequirement_lbl0" xml:lang="en-US">Service period required to participate in the Defined Contribution Plan.</label>
    <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="ffic_DefinedContributionPlanServicePeriodRequirement" xlink:to="ffic_DefinedContributionPlanServicePeriodRequirement_lbl0"/>
    <label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:label="ffic_DefinedContributionPlanVestingPeriod_lbl0" xml:lang="en-US">Represents defined contribution plan vesting period.</label>
    <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="ffic_DefinedContributionPlanVestingPeriod" xlink:to="ffic_DefinedContributionPlanVestingPeriod_lbl0"/>
    <label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:label="ffic_DelinquentAndNonPerformingLoansNetGainLoss_lbl0" xml:lang="en-US">Net gain (loss) on delinquent and non-performing loans during the period.</label>
    <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="ffic_DelinquentAndNonPerformingLoansNetGainLoss" xlink:to="ffic_DelinquentAndNonPerformingLoansNetGainLoss_lbl0"/>
    <label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:label="ffic_DelinquentAndNonPerformingLoansNetRecoveriesChargeoffs_lbl0" xml:lang="en-US">Amount of net recoveries (charge-offs) during the period on delinquent and non-performing loans during the period.</label>
    <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="ffic_DelinquentAndNonPerformingLoansNetRecoveriesChargeoffs" xlink:to="ffic_DelinquentAndNonPerformingLoansNetRecoveriesChargeoffs_lbl0"/>
    <label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:label="ffic_DelinquentAndNonPerformingLoansProceeds_lbl0" xml:lang="en-US">Proceeds from the sales of delinquent and non-performing loans sold during the period.</label>
    <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="ffic_DelinquentAndNonPerformingLoansProceeds" xlink:to="ffic_DelinquentAndNonPerformingLoansProceeds_lbl0"/>
    <label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:label="ffic_DelinquentAndNonPerformingLoansSold_lbl0" xml:lang="en-US">Delinquent and non-performing loans sold during the period.</label>
    <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="ffic_DelinquentAndNonPerformingLoansSold" xlink:to="ffic_DelinquentAndNonPerformingLoansSold_lbl0"/>
    <label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:label="ffic_DelinquentAndNonPerformingLoansSoldDuringPeriodTableTextBlock_lbl0" xml:lang="en-US">Tabular disclosure of delinquent and non-performing loans sold during the period.</label>
    <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="ffic_DelinquentAndNonPerformingLoansSoldDuringPeriodTableTextBlock" xlink:to="ffic_DelinquentAndNonPerformingLoansSoldDuringPeriodTableTextBlock_lbl0"/>
    <label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:label="ffic_DepositLiabilities_lbl0" xml:lang="en-US">The aggregate amount of all domestic and foreign noninterest-bearing and interest-bearing deposits liabilities held by the entity.</label>
    <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="ffic_DepositLiabilities" xlink:to="ffic_DepositLiabilities_lbl0"/>
    <label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:label="ffic_DividendPayoutRatio_lbl0" xml:lang="en-US">Dividend payout ratio.</label>
    <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="ffic_DividendPayoutRatio" xlink:to="ffic_DividendPayoutRatio_lbl0"/>
    <label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:label="ffic_EmployerContributionsToThe401kAndProfitSharingPlansFundedByTheEmployeeBenefitTrust_lbl0" xml:lang="en-US">Employer contributions to the 401(k) and profit sharing plans funded by the Employee Benefit Trust.</label>
    <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="ffic_EmployerContributionsToThe401kAndProfitSharingPlansFundedByTheEmployeeBenefitTrust" xlink:to="ffic_EmployerContributionsToThe401kAndProfitSharingPlansFundedByTheEmployeeBenefitTrust_lbl0"/>
    <label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:label="ffic_ExtendedAverageMaturityWithoutPrepaymentPenalty_lbl0" xml:lang="en-US">The extended maturity on advances as a result of modification without incurring a prepayment penalty.</label>
    <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="ffic_ExtendedAverageMaturityWithoutPrepaymentPenalty" xlink:to="ffic_ExtendedAverageMaturityWithoutPrepaymentPenalty_lbl0"/>
    <label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:label="ffic_FairValueCollateralDependentLoansPercentageOfAppraisedOrInternallyEstimatedValueOfProperty_lbl0" xml:lang="en-US">The company considers fair value of collateral dependent loans to be this percentage of the appraised or internally estimated value of the property.</label>
    <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="ffic_FairValueCollateralDependentLoansPercentageOfAppraisedOrInternallyEstimatedValueOfProperty" xlink:to="ffic_FairValueCollateralDependentLoansPercentageOfAppraisedOrInternallyEstimatedValueOfProperty_lbl0"/>
    <label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:label="ffic_FairValueMeasurementWithUnobservableInputsReconciliationRecurringBasisAssetPrincipalRepayment_lbl0" xml:lang="en-US">Amount of principal repayment of financial instrument classified as an asset measured using unobservable inputs that reflect the entity&apos;s own assumption about the assumptions market participants would use in pricing.</label>
    <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="ffic_FairValueMeasurementWithUnobservableInputsReconciliationRecurringBasisAssetPrincipalRepayment" xlink:to="ffic_FairValueMeasurementWithUnobservableInputsReconciliationRecurringBasisAssetPrincipalRepayment_lbl0"/>
    <label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:label="ffic_FederalHomeLoanBankAdvancesBranchOfFHLBBankCallDate_lbl0" xml:lang="en-US">Discloses the year of the call date for the advances from the Federal Home Loan Bank, by branch, as of the Balance Sheet date, in CCYY-MM-DD format.</label>
    <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="ffic_FederalHomeLoanBankAdvancesBranchOfFHLBBankCallDate" xlink:to="ffic_FederalHomeLoanBankAdvancesBranchOfFHLBBankCallDate_lbl0"/>
    <label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:label="ffic_FederalHomeLoanBankAdvancesBranchOfFHLBBankDueDate1_lbl0" xml:lang="en-US">Discloses the year of maturity, when only one maturity date applies for the advances from the Federal Home Loan Bank, by branch, as of the Balance Sheet date in CCYY-MM-DD format.</label>
    <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="ffic_FederalHomeLoanBankAdvancesBranchOfFHLBBankDueDate1" xlink:to="ffic_FederalHomeLoanBankAdvancesBranchOfFHLBBankDueDate1_lbl0"/>
    <label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:label="ffic_FederalHomeLoanBankStockDividends_lbl0" xml:lang="en-US">Dividend income received on Federal Home Loan Bank Stock held by the entity.</label>
    <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="ffic_FederalHomeLoanBankStockDividends" xlink:to="ffic_FederalHomeLoanBankStockDividends_lbl0"/>
    <label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:label="ffic_FederalHomeLoanBankStockPolicyPolicyTextBlock_lbl0" xml:lang="en-US">Disclosure about the policy relating to Federal Home Loan Bank Stock.</label>
    <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="ffic_FederalHomeLoanBankStockPolicyPolicyTextBlock" xlink:to="ffic_FederalHomeLoanBankStockPolicyPolicyTextBlock_lbl0"/>
    <label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:label="ffic_FinancialAssetsAtFairValueOption_lbl1" xml:lang="en-US">Represents financial assets at fair value option..</label>
    <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="ffic_FinancialAssetsAtFairValueOption" xlink:to="ffic_FinancialAssetsAtFairValueOption_lbl1"/>
    <label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:label="ffic_FinancialAssetsFairValueOptionElectionDuringPeriod_lbl0" xml:lang="en-US">Represents financial assets, fair value option election during period.</label>
    <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="ffic_FinancialAssetsFairValueOptionElectionDuringPeriod" xlink:to="ffic_FinancialAssetsFairValueOptionElectionDuringPeriod_lbl0"/>
    <label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:label="ffic_FinancialInstrumentsOwnedAndPledgedAsCollateralAtBookValue_lbl0" xml:lang="en-US">The book value as of the balance sheet date of financial instruments and other positions owned by the entity and pledged to counterparties as collateral, including: (1) mortgages, mortgage-backed and asset backed securities; (2) US government and agency obligations; (3) state and municipal government obligations; (4) other sovereign government debt; (5) corporate obligations; (6) corporate equities; (7) principal investments; (8) derivative contracts; and (9) physical commodities.</label>
    <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="ffic_FinancialInstrumentsOwnedAndPledgedAsCollateralAtBookValue" xlink:to="ffic_FinancialInstrumentsOwnedAndPledgedAsCollateralAtBookValue_lbl0"/>
    <label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:label="ffic_FinancialLiabilitiesAtFairValueOption_lbl0" xml:lang="en-US">Represents financial liabilities at fair value option.</label>
    <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="ffic_FinancialLiabilitiesAtFairValueOption" xlink:to="ffic_FinancialLiabilitiesAtFairValueOption_lbl0"/>
    <label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:label="ffic_FinancialLiabilitiesAtFairValueOptionAccruedInterestPayable_lbl0" xml:lang="en-US">Represents financial liabilities at fair value option, accrued interest payable.</label>
    <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="ffic_FinancialLiabilitiesAtFairValueOptionAccruedInterestPayable" xlink:to="ffic_FinancialLiabilitiesAtFairValueOptionAccruedInterestPayable_lbl0"/>
    <label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:label="ffic_FinancialLiabilitiesAtFairValueOptionContractualPrincipal_lbl0" xml:lang="en-US">Represents financial liabilities at fair value option, contractual principal.</label>
    <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="ffic_FinancialLiabilitiesAtFairValueOptionContractualPrincipal" xlink:to="ffic_FinancialLiabilitiesAtFairValueOptionContractualPrincipal_lbl0"/>
    <label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:label="ffic_FinancingReceivableModificationNumberOfContractsPaidInFull_lbl0" xml:lang="en-US">Represents the number of contracts paid in full.</label>
    <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="ffic_FinancingReceivableModificationNumberOfContractsPaidInFull" xlink:to="ffic_FinancingReceivableModificationNumberOfContractsPaidInFull_lbl0"/>
    <label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:label="ffic_FinancingReceivableReModificationsNumberOfContracts_lbl0" xml:lang="en-US">Number of financing receivables that have been re-modified by troubled debt restructurings.</label>
    <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="ffic_FinancingReceivableReModificationsNumberOfContracts" xlink:to="ffic_FinancingReceivableReModificationsNumberOfContracts_lbl0"/>
    <label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:label="ffic_FinancingReceivableReModificationsRecordedInvestmentAdditionalAdvancement_lbl0" xml:lang="en-US">Advancement of an additional amount of investment in financing receivables re-modified by troubled debt restructurings.</label>
    <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="ffic_FinancingReceivableReModificationsRecordedInvestmentAdditionalAdvancement" xlink:to="ffic_FinancingReceivableReModificationsRecordedInvestmentAdditionalAdvancement_lbl0"/>
    <label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:label="ffic_FixedInterestRateRepurchaseAgreement_lbl0" xml:lang="en-US">Fixed interest rate on the repurchase agreement.</label>
    <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="ffic_FixedInterestRateRepurchaseAgreement" xlink:to="ffic_FixedInterestRateRepurchaseAgreement_lbl0"/>
    <label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:label="ffic_FullTimeEmploymentYearsOfService_lbl0" xml:lang="en-US">Represents full time employment years of service.</label>
    <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="ffic_FullTimeEmploymentYearsOfService" xlink:to="ffic_FullTimeEmploymentYearsOfService_lbl0"/>
    <label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:label="ffic_GrossGainsGrossLossesAndWriteDownsOfOREOTableTextBlock_lbl0" xml:lang="en-US">Represents gross gain, gross losses and write downs of OREO.</label>
    <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="ffic_GrossGainsGrossLossesAndWriteDownsOfOREOTableTextBlock" xlink:to="ffic_GrossGainsGrossLossesAndWriteDownsOfOREOTableTextBlock_lbl0"/>
    <label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:label="ffic_GrossGainsOnSalesOfOtherRealEstate_lbl0" xml:lang="en-US">Represents gross gains on sales of other real estate.</label>
    <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="ffic_GrossGainsOnSalesOfOtherRealEstate" xlink:to="ffic_GrossGainsOnSalesOfOtherRealEstate_lbl0"/>
    <label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:label="ffic_GrossLossesOnSalesOfOtherRealEstate_lbl0" xml:lang="en-US">Represents gross losses on sales of other real estate.</label>
    <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="ffic_GrossLossesOnSalesOfOtherRealEstate" xlink:to="ffic_GrossLossesOnSalesOfOtherRealEstate_lbl0"/>
    <label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:label="ffic_HeldtomaturitySecuritiesMaturityTerm_lbl0" xml:lang="en-US">Maturity term for held-to-maturity securities.</label>
    <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="ffic_HeldtomaturitySecuritiesMaturityTerm" xlink:to="ffic_HeldtomaturitySecuritiesMaturityTerm_lbl0"/>
    <label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:label="ffic_IncomeBeforeEquityInUndistributedEarningsOfSubsidiary_lbl0" xml:lang="en-US">Income before equity in undistributed earnings of subsidiary.</label>
    <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="ffic_IncomeBeforeEquityInUndistributedEarningsOfSubsidiary" xlink:to="ffic_IncomeBeforeEquityInUndistributedEarningsOfSubsidiary_lbl0"/>
    <label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:label="ffic_IncomeTaxesPaidIfExcessTaxBenefitsExpenseWereNotTaxDeductibleTaxable_lbl0" xml:lang="en-US">The amount of cash that would have been paid during the current period to federal, state, and local authorities as taxes on income, if the tax effect of excess tax benefits (expense) related to temporary and permanent book-to-tax differences resulting from compensation cost (from non-qualified share-based compensation) were not tax deductible (taxable).</label>
    <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="ffic_IncomeTaxesPaidIfExcessTaxBenefitsExpenseWereNotTaxDeductibleTaxable" xlink:to="ffic_IncomeTaxesPaidIfExcessTaxBenefitsExpenseWereNotTaxDeductibleTaxable_lbl0"/>
    <label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:label="ffic_InformationRelatingToCollateralizedRepurchaseAgreementsTableTextBlock_lbl0" xml:lang="en-US">Tabular disclosure of information relating to collateralized repurchase agreements.</label>
    <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="ffic_InformationRelatingToCollateralizedRepurchaseAgreementsTableTextBlock" xlink:to="ffic_InformationRelatingToCollateralizedRepurchaseAgreementsTableTextBlock_lbl0"/>
    <label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:label="ffic_InterestExpenseDepositsExcludingMortgagorsEscrowDeposits_lbl0" xml:lang="en-US">Aggregate amount of interest expense on all deposits, excluding mortgagors&apos; escrow deposits.</label>
    <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="ffic_InterestExpenseDepositsExcludingMortgagorsEscrowDeposits" xlink:to="ffic_InterestExpenseDepositsExcludingMortgagorsEscrowDeposits_lbl0"/>
    <label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:label="ffic_InterestExpenseMortgagorsEscrowDeposits_lbl0" xml:lang="en-US">The aggregate interest expense incurred on mortgagors&apos; escrow deposits.</label>
    <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="ffic_InterestExpenseMortgagorsEscrowDeposits" xlink:to="ffic_InterestExpenseMortgagorsEscrowDeposits_lbl0"/>
    <label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:label="ffic_InterestRateUnobservableInput_lbl0" xml:lang="en-US">Interest rate of the unobservable input to the valuation technique.</label>
    <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="ffic_InterestRateUnobservableInput" xlink:to="ffic_InterestRateUnobservableInput_lbl0"/>
    <label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:label="ffic_LargestAggregateAmountOfLoansToSingleBorrower_lbl0" xml:lang="en-US">Largest aggregate amount of loans to a single borrower.</label>
    <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="ffic_LargestAggregateAmountOfLoansToSingleBorrower" xlink:to="ffic_LargestAggregateAmountOfLoansToSingleBorrower_lbl0"/>
    <label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:label="ffic_LendingLimitToSingleBorrower_lbl0" xml:lang="en-US">Represents lending limit to a single borrower.</label>
    <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="ffic_LendingLimitToSingleBorrower" xlink:to="ffic_LendingLimitToSingleBorrower_lbl0"/>
    <label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:label="ffic_LineOfCreditMaturityMax_lbl0" xml:lang="en-US">Maximum length of time until the line of credit matures.</label>
    <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="ffic_LineOfCreditMaturityMax" xlink:to="ffic_LineOfCreditMaturityMax_lbl0"/>
    <label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:label="ffic_LiquidationAccountConversionFromMutualToStockForm_lbl0" xml:lang="en-US">Amount held in the liquidation account due to the conversion from mutual to stock form.</label>
    <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="ffic_LiquidationAccountConversionFromMutualToStockForm" xlink:to="ffic_LiquidationAccountConversionFromMutualToStockForm_lbl0"/>
    <label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:label="ffic_LoanCommitmentsExpiration_lbl0" xml:lang="en-US">Loan commitments expiration period.</label>
    <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="ffic_LoanCommitmentsExpiration" xlink:to="ffic_LoanCommitmentsExpiration_lbl0"/>
    <label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:label="ffic_LoanOriginationUnderwritingRequirementsMinimumDebtServiceCoverage_lbl0" xml:lang="en-US">The minimum debt service coverage percentage required to meet the company&apos;s underwriting requirements for loan origination.</label>
    <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="ffic_LoanOriginationUnderwritingRequirementsMinimumDebtServiceCoverage" xlink:to="ffic_LoanOriginationUnderwritingRequirementsMinimumDebtServiceCoverage_lbl0"/>
    <label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:label="ffic_LoanOriginationValueMaximumPercentage_lbl0" xml:lang="en-US">The maximum percentage of appraised value or purchase price of property of which the company will originate loans.</label>
    <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="ffic_LoanOriginationValueMaximumPercentage" xlink:to="ffic_LoanOriginationValueMaximumPercentage_lbl0"/>
    <label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:label="ffic_LoansAndLeasesReceivableCommitmentsCredit_lbl0" xml:lang="en-US">Reflects the amount of cash required to fully fund agreements to provide credit to borrowers.</label>
    <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="ffic_LoansAndLeasesReceivableCommitmentsCredit" xlink:to="ffic_LoansAndLeasesReceivableCommitmentsCredit_lbl0"/>
    <label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:label="ffic_LoansAndLeasesReceivableCommitmentsVariableRatesWeightedAverageRate_lbl0" xml:lang="en-US">Reflects the weighted average interest rate on commitments to advance to borrowers and lessees at interest rates that increase or decrease depending on certain facts or circumstances.</label>
    <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="ffic_LoansAndLeasesReceivableCommitmentsVariableRatesWeightedAverageRate" xlink:to="ffic_LoansAndLeasesReceivableCommitmentsVariableRatesWeightedAverageRate_lbl0"/>
    <label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:label="ffic_LoansAndLeasesReceivableCommitmentsWeightedAverageRateOfInterest_lbl0" xml:lang="en-US">Reflects the weighted average interest rate associated with agreements to provide advances to borrowers and lessees at stated interest rates.</label>
    <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="ffic_LoansAndLeasesReceivableCommitmentsWeightedAverageRateOfInterest" xlink:to="ffic_LoansAndLeasesReceivableCommitmentsWeightedAverageRateOfInterest_lbl0"/>
    <label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:label="ffic_LoansAndLeasesReceivableImpairedTroubledDebtAndNonAccrualLoansInterestIncome_lbl0" xml:lang="en-US">The gross interest income that would have been recorded in the period on troubled debt restructurings and nonaccrual loans, if the loans had been current in accordance with their original terms and had been outstanding throughout the period or since origination, if held for part of the period.</label>
    <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="ffic_LoansAndLeasesReceivableImpairedTroubledDebtAndNonAccrualLoansInterestIncome" xlink:to="ffic_LoansAndLeasesReceivableImpairedTroubledDebtAndNonAccrualLoansInterestIncome_lbl0"/>
    <label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:label="ffic_LoansAndLeasesReceivableTroubledDebtAndNonAccrualLoansInterestForegone_lbl0" xml:lang="en-US">Interest income, relating to troubled debt and non-accrual loans, that would have been recognized had the loans performed in accordance with their original terms less the amount of interest income recognized in the results of operations.  This amount represents the total foregone interest.</label>
    <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="ffic_LoansAndLeasesReceivableTroubledDebtAndNonAccrualLoansInterestForegone" xlink:to="ffic_LoansAndLeasesReceivableTroubledDebtAndNonAccrualLoansInterestForegone_lbl0"/>
    <label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:label="ffic_LoansAndLeasesReceivableTroubledDebtAndNonAccrualLoansInterestIncomeRecognized_lbl0" xml:lang="en-US">Interest income from troubled debt and non-accrual loans which was recognized in the results of operations.</label>
    <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="ffic_LoansAndLeasesReceivableTroubledDebtAndNonAccrualLoansInterestIncomeRecognized" xlink:to="ffic_LoansAndLeasesReceivableTroubledDebtAndNonAccrualLoansInterestIncomeRecognized_lbl0"/>
    <label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:label="ffic_LoansHeldForSaleTextBlock_lbl0" xml:lang="en-US">Represents the disclosure of loans held for sale.</label>
    <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="ffic_LoansHeldForSaleTextBlock" xlink:to="ffic_LoansHeldForSaleTextBlock_lbl0"/>
    <label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:label="ffic_MaximumBalanceOfOutstandingRepurchaseAgreementsAtAMonthEndDuringTheYearinShares_lbl0" xml:lang="en-US">Maximum balance of outstanding agreements at a month end during the year.</label>
    <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="ffic_MaximumBalanceOfOutstandingRepurchaseAgreementsAtAMonthEndDuringTheYearinShares" xlink:to="ffic_MaximumBalanceOfOutstandingRepurchaseAgreementsAtAMonthEndDuringTheYearinShares_lbl0"/>
    <label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:label="ffic_MedicalPremiumsRequiredPercentageToBePaidBySpousesOfFutureRetirees_lbl0" xml:lang="en-US">Required percentage of medical premiums to be paid by spouses of future retirees.</label>
    <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="ffic_MedicalPremiumsRequiredPercentageToBePaidBySpousesOfFutureRetirees" xlink:to="ffic_MedicalPremiumsRequiredPercentageToBePaidBySpousesOfFutureRetirees_lbl0"/>
    <label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:label="ffic_MortgageBackedSecuritiesAvailableForSaleAmortizedCost_lbl0" xml:lang="en-US">Represents mortgage backed securities available for sale, amortized cost.</label>
    <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="ffic_MortgageBackedSecuritiesAvailableForSaleAmortizedCost" xlink:to="ffic_MortgageBackedSecuritiesAvailableForSaleAmortizedCost_lbl0"/>
    <label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:label="ffic_MortgagebackedSecuritiesAvailableForSaleFairValueOption_lbl0" xml:lang="en-US">This element represents the portion of the balance sheet assertion valued at fair value pursuant to the fair value option by the entity. Additionally, this element may be used in connection with the fair value option disclosures required in the footnote disclosures to the financial statements. The element may be used in both the balance sheet and disclosure in the same submission. This item represents securitized, pay-through debt securities collateralized by real estate mortgage loans (mortgages) as of the balance sheet date which have been categorized as available-for-sale.</label>
    <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="ffic_MortgagebackedSecuritiesAvailableForSaleFairValueOption" xlink:to="ffic_MortgagebackedSecuritiesAvailableForSaleFairValueOption_lbl0"/>
    <label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:label="ffic_NetIncreaseDecreaseInAdvancePaymentsByBorrowersForTaxesAndInsurance1_lbl0" xml:lang="en-US">The net increase/(decrease) in accumulated prepayments received by financial institutions from borrowers for taxes (for example, property taxes) and insurance (for example, property and catastrophe) which will periodically be remitted to the appropriate tax authority or insurer (or insurance agency) on behalf of the borrower.</label>
    <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="ffic_NetIncreaseDecreaseInAdvancePaymentsByBorrowersForTaxesAndInsurance1" xlink:to="ffic_NetIncreaseDecreaseInAdvancePaymentsByBorrowersForTaxesAndInsurance1_lbl0"/>
    <label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:label="ffic_NumberOfLoanPortfolios_lbl0" xml:lang="en-US">Represents number of loan portfolios.</label>
    <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="ffic_NumberOfLoanPortfolios" xlink:to="ffic_NumberOfLoanPortfolios_lbl0"/>
    <label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:label="ffic_NumberOfLoansHeldForSale_lbl0" xml:lang="en-US">The number of loans an entity has held for sale.</label>
    <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="ffic_NumberOfLoansHeldForSale" xlink:to="ffic_NumberOfLoansHeldForSale_lbl0"/>
    <label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:label="ffic_NumberOfRelatedPartyLoans_lbl0" xml:lang="en-US">Represents number of related party loans.</label>
    <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="ffic_NumberOfRelatedPartyLoans" xlink:to="ffic_NumberOfRelatedPartyLoans_lbl0"/>
    <label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:label="ffic_NumberOfRightsToPurchaseSeriesAJuniorParticipatingPreferredStockPerCommonStockOwned_lbl0" xml:lang="en-US">Number of rights each share of common stock owned allows the holder to use to purchase Series A junior participating preferred stock.</label>
    <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="ffic_NumberOfRightsToPurchaseSeriesAJuniorParticipatingPreferredStockPerCommonStockOwned" xlink:to="ffic_NumberOfRightsToPurchaseSeriesAJuniorParticipatingPreferredStockPerCommonStockOwned_lbl0"/>
    <label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:label="ffic_NumberOfStocksHeldInPortfolio_lbl0" xml:lang="en-US">Represents number of stocks held in a specified portfolio.</label>
    <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="ffic_NumberOfStocksHeldInPortfolio" xlink:to="ffic_NumberOfStocksHeldInPortfolio_lbl0"/>
    <label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:label="ffic_NumberOfUnfundedPostretirementBenefitPlans_lbl0" xml:lang="en-US">Represents the number of unfunded postretirement benefit plans.</label>
    <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="ffic_NumberOfUnfundedPostretirementBenefitPlans" xlink:to="ffic_NumberOfUnfundedPostretirementBenefitPlans_lbl0"/>
    <label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:label="ffic_OTTIReclassification_lbl0" xml:lang="en-US">OTTI charges that are included in income.</label>
    <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="ffic_OTTIReclassification" xlink:to="ffic_OTTIReclassification_lbl0"/>
    <label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:label="ffic_OtherThanTemporaryImpairmentCreditLossesRecognizedInEarningsReductionsRecognitionOfActualLosses_lbl0" xml:lang="en-US">Other Than Temporary Impairment Credit Losses Recognized In Earnings, Reductions, Recognition Of Actual Losses</label>
    <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="ffic_OtherThanTemporaryImpairmentCreditLossesRecognizedInEarningsReductionsRecognitionOfActualLosses" xlink:to="ffic_OtherThanTemporaryImpairmentCreditLossesRecognizedInEarningsReductionsRecognitionOfActualLosses_lbl0"/>
    <label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:label="ffic_PensionPlanAssetsEquitySecuritiesHeldInMutualFundsMinimumMarketCapitalization_lbl0" xml:lang="en-US">Represents the minimum market capitalization of equity securities held in a particular mutual fund for pension plan assets.</label>
    <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="ffic_PensionPlanAssetsEquitySecuritiesHeldInMutualFundsMinimumMarketCapitalization" xlink:to="ffic_PensionPlanAssetsEquitySecuritiesHeldInMutualFundsMinimumMarketCapitalization_lbl0"/>
    <label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:label="ffic_PercentageOfCollateralDependentImpairedLoansMeasuredForImpairmentByUtilizingThirdPartyAppraisals_lbl0" xml:lang="en-US">Represents percentage of collateral dependent impaired loans measured for impairment by utilizing third party appraisals.</label>
    <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="ffic_PercentageOfCollateralDependentImpairedLoansMeasuredForImpairmentByUtilizingThirdPartyAppraisals" xlink:to="ffic_PercentageOfCollateralDependentImpairedLoansMeasuredForImpairmentByUtilizingThirdPartyAppraisals_lbl0"/>
    <label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:label="ffic_PercentageOfCollateralDependentImpairedLoansMeasuredForImpairmentUsingInternalEvaluations_lbl0" xml:lang="en-US">Represents percentage of collateral dependent impaired loans measured for impairment using internal evaluations.</label>
    <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="ffic_PercentageOfCollateralDependentImpairedLoansMeasuredForImpairmentUsingInternalEvaluations" xlink:to="ffic_PercentageOfCollateralDependentImpairedLoansMeasuredForImpairmentUsingInternalEvaluations_lbl0"/>
    <label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:label="ffic_PercentageOfCommonStockPriorToAcquisition_lbl0" xml:lang="en-US">Common stock percentage prior to the acquisition of any person or group.</label>
    <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="ffic_PercentageOfCommonStockPriorToAcquisition" xlink:to="ffic_PercentageOfCommonStockPriorToAcquisition_lbl0"/>
    <label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:label="ffic_PercentageOwnershipOfHoldingCompanysCommonStockAtWhichRightsBecomeExercisable_lbl0" xml:lang="en-US">Represents the level of percent ownership by a person or group which must be met before the rights to purchase the Series A junior participating preferred stock will become exercisable.</label>
    <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="ffic_PercentageOwnershipOfHoldingCompanysCommonStockAtWhichRightsBecomeExercisable" xlink:to="ffic_PercentageOwnershipOfHoldingCompanysCommonStockAtWhichRightsBecomeExercisable_lbl0"/>
    <label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:label="ffic_PerentageOfAssetsOrEarningPowerSold_lbl0" xml:lang="en-US">The percentage of assets or earning power sold.</label>
    <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="ffic_PerentageOfAssetsOrEarningPowerSold" xlink:to="ffic_PerentageOfAssetsOrEarningPowerSold_lbl0"/>
    <label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:label="ffic_PrepaymentPenaltyOnAdvances_lbl0" xml:lang="en-US">The prepayment penalty on securities sold under agreements to repurchase.</label>
    <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="ffic_PrepaymentPenaltyOnAdvances" xlink:to="ffic_PrepaymentPenaltyOnAdvances_lbl0"/>
    <label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:label="ffic_PrivateIssueCollateralizedMortgageObligationsNumber_lbl0" xml:lang="en-US">Represents private issue collateralized mortgage obligations, number.</label>
    <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="ffic_PrivateIssueCollateralizedMortgageObligationsNumber" xlink:to="ffic_PrivateIssueCollateralizedMortgageObligationsNumber_lbl0"/>
    <label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:label="ffic_ProceedsFromSaleOfFinancialAssets_lbl0" xml:lang="en-US">Proceeds received during current period for sale of financial assets.</label>
    <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="ffic_ProceedsFromSaleOfFinancialAssets" xlink:to="ffic_ProceedsFromSaleOfFinancialAssets_lbl0"/>
    <label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:label="ffic_ProceedsFromSalesAndCallsOfAvailableForSaleSecurities_lbl0" xml:lang="en-US">The cash inflow associated with sales and calls (requests of early payments) of debt and equity securities classified as available-for-sale securities.</label>
    <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="ffic_ProceedsFromSalesAndCallsOfAvailableForSaleSecurities" xlink:to="ffic_ProceedsFromSalesAndCallsOfAvailableForSaleSecurities_lbl0"/>
    <label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:label="ffic_PurchasePriceOfSeriesAJuniorParticipatingPreferredStockPerRightToPurchase_lbl0" xml:lang="en-US">Represents the price per right to purchase a Series A junior participating preferred stock.  One right represents the ability to own 1/100 of a share of the Series A junior participating preferred stock.</label>
    <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="ffic_PurchasePriceOfSeriesAJuniorParticipatingPreferredStockPerRightToPurchase" xlink:to="ffic_PurchasePriceOfSeriesAJuniorParticipatingPreferredStockPerRightToPurchase_lbl0"/>
    <label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:label="ffic_RepurchaseAgreementsWeightedAverageInterestRate_lbl0" xml:lang="en-US">Weighted average interest rate applicable to the repurchase agreement as of the Balance Sheet date.</label>
    <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="ffic_RepurchaseAgreementsWeightedAverageInterestRate" xlink:to="ffic_RepurchaseAgreementsWeightedAverageInterestRate_lbl0"/>
    <label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:label="ffic_RepurchaseAgreementsWeightedAverageInterestRateOfAmountsDueWithinOneYearOfBalanceSheetDate_lbl0" xml:lang="en-US">The weighted average interest rate applicable to the secured debt repurchase agreements which are due within one year of the Balance Sheet date.</label>
    <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="ffic_RepurchaseAgreementsWeightedAverageInterestRateOfAmountsDueWithinOneYearOfBalanceSheetDate" xlink:to="ffic_RepurchaseAgreementsWeightedAverageInterestRateOfAmountsDueWithinOneYearOfBalanceSheetDate_lbl0"/>
    <label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:label="ffic_RepurchaseAgreementsWeightedAverageInterestRateOneToTwoYearsFromBalanceSheetDate_lbl0" xml:lang="en-US">The weighted average interest rate applicable to the secured debt repurchase agreements which are due from one to two years of the Balance Sheet date.</label>
    <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="ffic_RepurchaseAgreementsWeightedAverageInterestRateOneToTwoYearsFromBalanceSheetDate" xlink:to="ffic_RepurchaseAgreementsWeightedAverageInterestRateOneToTwoYearsFromBalanceSheetDate_lbl0"/>
    <label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:label="ffic_RepurchaseAgreementsWeightedAverageInterestRateTwoToThreeYearsFromBalanceSheetDate_lbl0" xml:lang="en-US">The weighted average interest rate applicable to the secured debt repurchase agreements which are due from two to three years of the Balance Sheet date.</label>
    <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="ffic_RepurchaseAgreementsWeightedAverageInterestRateTwoToThreeYearsFromBalanceSheetDate" xlink:to="ffic_RepurchaseAgreementsWeightedAverageInterestRateTwoToThreeYearsFromBalanceSheetDate_lbl0"/>
    <label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:label="ffic_SaleLeasebackTransactionGainLossNet_lbl0" xml:lang="en-US">Amount of net gain (loss) on a sale leaseback transaction.</label>
    <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="ffic_SaleLeasebackTransactionGainLossNet" xlink:to="ffic_SaleLeasebackTransactionGainLossNet_lbl0"/>
    <label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:label="ffic_SaleLeasebackTransactionNumberOfPropertySold_lbl0" xml:lang="en-US">Number of property sold in a sale leaseback transaction.</label>
    <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="ffic_SaleLeasebackTransactionNumberOfPropertySold" xlink:to="ffic_SaleLeasebackTransactionNumberOfPropertySold_lbl0"/>
    <label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:label="ffic_ScheduleOfBorrowingsWhichHaveCallProvisionsTableTextBlock_lbl0" xml:lang="en-US">Tabular disclosure of borrowings which have call provisions.</label>
    <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="ffic_ScheduleOfBorrowingsWhichHaveCallProvisionsTableTextBlock" xlink:to="ffic_ScheduleOfBorrowingsWhichHaveCallProvisionsTableTextBlock_lbl0"/>
    <label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:label="ffic_ScheduleOfDepositsAndWeightedAverageRateOnDepositsTableTextBlock_lbl0" xml:lang="en-US">Tabular disclosure of the total deposits and the weighted average rate on deposits.</label>
    <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="ffic_ScheduleOfDepositsAndWeightedAverageRateOnDepositsTableTextBlock" xlink:to="ffic_ScheduleOfDepositsAndWeightedAverageRateOnDepositsTableTextBlock_lbl0"/>
    <label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:label="ffic_ScheduleOfEmployeeBenefitTrustSharesTableTextBlock_lbl0" xml:lang="en-US">Tabular disclosure of the Employee Benefit Trust (EBT) shares.</label>
    <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="ffic_ScheduleOfEmployeeBenefitTrustSharesTableTextBlock" xlink:to="ffic_ScheduleOfEmployeeBenefitTrustSharesTableTextBlock_lbl0"/>
    <label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:label="ffic_ScheduleOfInterestExpenseOnDepositsTableTextBlock_lbl0" xml:lang="en-US">Tabular disclosure of the interest expense on deposits.</label>
    <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="ffic_ScheduleOfInterestExpenseOnDepositsTableTextBlock" xlink:to="ffic_ScheduleOfInterestExpenseOnDepositsTableTextBlock_lbl0"/>
    <label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:label="ffic_ScheduleOfInterestForegoneOnNonAccrualAndTDRLoansTableTextBlock_lbl0" xml:lang="en-US">Tabular disclosure of the interest foregone on non-accrual loans and loans classified as TDR.</label>
    <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="ffic_ScheduleOfInterestForegoneOnNonAccrualAndTDRLoansTableTextBlock" xlink:to="ffic_ScheduleOfInterestForegoneOnNonAccrualAndTDRLoansTableTextBlock_lbl0"/>
    <label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:label="ffic_ScheduleOfRemainingMaturitiesOfCertificatesOfDepositAccountsTableTextBlock_lbl0" xml:lang="en-US">Tabular disclosure of the scheduled remaining maturities of certificate of deposit accounts.</label>
    <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="ffic_ScheduleOfRemainingMaturitiesOfCertificatesOfDepositAccountsTableTextBlock" xlink:to="ffic_ScheduleOfRemainingMaturitiesOfCertificatesOfDepositAccountsTableTextBlock_lbl0"/>
    <label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:label="ffic_SecuredDebtRepurchaseAgreementsAverageBalanceDuringYear_lbl0" xml:lang="en-US">Average balance of outstanding repurchase agreements during the year.</label>
    <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="ffic_SecuredDebtRepurchaseAgreementsAverageBalanceDuringYear" xlink:to="ffic_SecuredDebtRepurchaseAgreementsAverageBalanceDuringYear_lbl0"/>
    <label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:label="ffic_SecuredDebtRepurchaseAgreementsDueFromOneToTwoYearsOfBalanceSheetDate_lbl0" xml:lang="en-US">Amount of advances from secured debt repurchase agreements maturing in the second fiscal year following the latest fiscal year. Excludes interim and annual periods when interim periods are reported on a rolling approach, from latest balance sheet date.</label>
    <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="ffic_SecuredDebtRepurchaseAgreementsDueFromOneToTwoYearsOfBalanceSheetDate" xlink:to="ffic_SecuredDebtRepurchaseAgreementsDueFromOneToTwoYearsOfBalanceSheetDate_lbl0"/>
    <label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:label="ffic_SecuredDebtRepurchaseAgreementsDueFromTwoToThreeYearsOfBalanceSheetDate_lbl0" xml:lang="en-US">Amount of advances from secured debt repurchase agreements maturing in the third fiscal year following the latest fiscal year. Excludes interim and annual periods when interim periods are reported on a rolling approach, from latest balance sheet date.</label>
    <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="ffic_SecuredDebtRepurchaseAgreementsDueFromTwoToThreeYearsOfBalanceSheetDate" xlink:to="ffic_SecuredDebtRepurchaseAgreementsDueFromTwoToThreeYearsOfBalanceSheetDate_lbl0"/>
    <label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:label="ffic_SecuredDebtRepurchaseAgreementsDueWithinOneYearOfBalanceSheetDate_lbl0" xml:lang="en-US">Amount of advances from secured debt repurchase agreements maturing in the next fiscal year following the latest fiscal year. Excludes interim and annual periods when interim periods are reported on a rolling approach, from latest balance sheet date.</label>
    <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="ffic_SecuredDebtRepurchaseAgreementsDueWithinOneYearOfBalanceSheetDate" xlink:to="ffic_SecuredDebtRepurchaseAgreementsDueWithinOneYearOfBalanceSheetDate_lbl0"/>
    <label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:label="ffic_SecuritiesSoldUnderAgreementsToRepurchaseExcludingPrepaymentsWeightedAverageInterestRate_lbl0" xml:lang="en-US">The weighted average interest rate on securities sold under agreements to repurchase, excluding prepayments.</label>
    <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="ffic_SecuritiesSoldUnderAgreementsToRepurchaseExcludingPrepaymentsWeightedAverageInterestRate" xlink:to="ffic_SecuritiesSoldUnderAgreementsToRepurchaseExcludingPrepaymentsWeightedAverageInterestRate_lbl0"/>
    <label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:label="ffic_SecuritiesSoldUnderAgreementsToRepurchasePrepaymentsWeightedAverageInterestRate_lbl0" xml:lang="en-US">The weighted average interest rate on prepayments of securities sold under agreements to repurchase.</label>
    <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="ffic_SecuritiesSoldUnderAgreementsToRepurchasePrepaymentsWeightedAverageInterestRate" xlink:to="ffic_SecuritiesSoldUnderAgreementsToRepurchasePrepaymentsWeightedAverageInterestRate_lbl0"/>
    <label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:label="ffic_ShareBasedCompensationArrangementByShareBasedPaymentAwardEquityInstrumentsOtherThanOptionsVestedButUnissuedNumber_lbl0" xml:lang="en-US">Represents share-based compensation arrangement by share based payment award, equity instruments other than options, vested but unissued, number.</label>
    <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="ffic_ShareBasedCompensationArrangementByShareBasedPaymentAwardEquityInstrumentsOtherThanOptionsVestedButUnissuedNumber" xlink:to="ffic_ShareBasedCompensationArrangementByShareBasedPaymentAwardEquityInstrumentsOtherThanOptionsVestedButUnissuedNumber_lbl0"/>
    <label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:label="ffic_ShareBasedCompensationArrangementByShareBasedPaymentAwardEquityInstrumentsOtherThanOptionsVestedButUnissuedWeightedAverageGrantDateFairValue_lbl0" xml:lang="en-US">Represents share-based compensation arrangement by share based payment award, equity instruments other than options, vested but unissued, weighted average grant date fair value.</label>
    <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="ffic_ShareBasedCompensationArrangementByShareBasedPaymentAwardEquityInstrumentsOtherThanOptionsVestedButUnissuedWeightedAverageGrantDateFairValue" xlink:to="ffic_ShareBasedCompensationArrangementByShareBasedPaymentAwardEquityInstrumentsOtherThanOptionsVestedButUnissuedWeightedAverageGrantDateFairValue_lbl0"/>
    <label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:label="ffic_ShareBasedCompensationArrangementByShareBasedPaymentAwardNonOptionEquityInstrumentsDistributedFairValue_lbl0" xml:lang="en-US">Represents share based compensation arrangement by share based payment award, non option equity instruments distributed, fair value.</label>
    <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="ffic_ShareBasedCompensationArrangementByShareBasedPaymentAwardNonOptionEquityInstrumentsDistributedFairValue" xlink:to="ffic_ShareBasedCompensationArrangementByShareBasedPaymentAwardNonOptionEquityInstrumentsDistributedFairValue_lbl0"/>
    <label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:label="ffic_ShareBasedCompensationArrangementByShareBasedPaymentAwardNonOptionEquityInstrumentsForfeituresFairValue_lbl0" xml:lang="en-US">Represents share-based compensation arrangement by share based payment award non option equity instruments forfeitures fair value.</label>
    <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="ffic_ShareBasedCompensationArrangementByShareBasedPaymentAwardNonOptionEquityInstrumentsForfeituresFairValue" xlink:to="ffic_ShareBasedCompensationArrangementByShareBasedPaymentAwardNonOptionEquityInstrumentsForfeituresFairValue_lbl0"/>
    <label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:label="ffic_ShareBasedCompensationArrangementByShareBasedPaymentAwardNonOptionEquityInstrumentsGrantedFairValue_lbl0" xml:lang="en-US">Represents share-based compensation arrangement by share-based payment award, non-option equity instruments, granted, fair value.</label>
    <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="ffic_ShareBasedCompensationArrangementByShareBasedPaymentAwardNonOptionEquityInstrumentsGrantedFairValue" xlink:to="ffic_ShareBasedCompensationArrangementByShareBasedPaymentAwardNonOptionEquityInstrumentsGrantedFairValue_lbl0"/>
    <label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:label="ffic_ShareBasedCompensationArrangementByShareBasedPaymentAwardNonOptionEquityInstrumentsOutstandingFairValuePerShare_lbl1" xml:lang="en-US">Represents share-based compensation arrangement by share-based payment award, non option equity instruments outstanding, fair value per share</label>
    <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="ffic_ShareBasedCompensationArrangementByShareBasedPaymentAwardNonOptionEquityInstrumentsOutstandingFairValuePerShare" xlink:to="ffic_ShareBasedCompensationArrangementByShareBasedPaymentAwardNonOptionEquityInstrumentsOutstandingFairValuePerShare_lbl1"/>
    <label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:label="ffic_ShareBasedCompensationArrangementByShareBasedPaymentAwardNonOptionEquityInstrumentsVestedFairValue_lbl0" xml:lang="en-US">Represents share-based compensation arrangement by share-based payment award, non option equity instruments vested, fair value.</label>
    <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="ffic_ShareBasedCompensationArrangementByShareBasedPaymentAwardNonOptionEquityInstrumentsVestedFairValue" xlink:to="ffic_ShareBasedCompensationArrangementByShareBasedPaymentAwardNonOptionEquityInstrumentsVestedFairValue_lbl0"/>
    <label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:label="ffic_ShareBasedCompensationArrangementByShareBasedPaymentAwardNonOptionEquityInstrumentsVestedNumber_lbl0" xml:lang="en-US">Represents share-based compensation arrangement by share-based payment award, non option equity instruments, vested, number.</label>
    <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="ffic_ShareBasedCompensationArrangementByShareBasedPaymentAwardNonOptionEquityInstrumentsVestedNumber" xlink:to="ffic_ShareBasedCompensationArrangementByShareBasedPaymentAwardNonOptionEquityInstrumentsVestedNumber_lbl0"/>
    <label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:label="ffic_TermsOfSecuritiesIssuedByTrustsTableTextBlock_lbl0" xml:lang="en-US">Tabular disclosure of the terms of securities issued by trusts.</label>
    <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="ffic_TermsOfSecuritiesIssuedByTrustsTableTextBlock" xlink:to="ffic_TermsOfSecuritiesIssuedByTrustsTableTextBlock_lbl0"/>
    <label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:label="ffic_TimeDeposits250000OrMore_lbl0" xml:lang="en-US">The aggregate amount of domestic and foreign time deposit liabilities (including certificates of deposits, individual retirement accounts and open accounts) in denominations of $250,000 or more.</label>
    <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="ffic_TimeDeposits250000OrMore" xlink:to="ffic_TimeDeposits250000OrMore_lbl0"/>
    <label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:label="ffic_TotalNonaccrualLoansAndLoansNinetyDaysOrMorePastDueAndStillAccruing_lbl0" xml:lang="en-US">Total non-accrual loans and loans ninety days or more past due and still accruing</label>
    <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="ffic_TotalNonaccrualLoansAndLoansNinetyDaysOrMorePastDueAndStillAccruing" xlink:to="ffic_TotalNonaccrualLoansAndLoansNinetyDaysOrMorePastDueAndStillAccruing_lbl0"/>
    <label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:label="ffic_TotalRepurchaseAgreementsPlusFHLBAdvancesPlusJuniorSubordinatedDebentures_lbl0" xml:lang="en-US">Total amount of borrowings comprised of repurchase agreements, FHLB advances, and junior subordinated debentures.</label>
    <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="ffic_TotalRepurchaseAgreementsPlusFHLBAdvancesPlusJuniorSubordinatedDebentures" xlink:to="ffic_TotalRepurchaseAgreementsPlusFHLBAdvancesPlusJuniorSubordinatedDebentures_lbl0"/>
    <label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:label="ffic_TransferFromAvailableForSaleSecurityToHeldToMaturity_lbl1" xml:lang="en-US">Amount transferred from the available-for-sale securities to held-to-maturity securities.</label>
    <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="ffic_TransferFromAvailableForSaleSecurityToHeldToMaturity" xlink:to="ffic_TransferFromAvailableForSaleSecurityToHeldToMaturity_lbl1"/>
    <label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:label="ffic_TreasuryStockPolicyTextBlock_lbl0" xml:lang="en-US">Represents treasury stock policy.</label>
    <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="ffic_TreasuryStockPolicyTextBlock" xlink:to="ffic_TreasuryStockPolicyTextBlock_lbl0"/>
    <label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:label="ffic_UnobservableInput_lbl0" xml:lang="en-US">Unobservable input of the valuation technique.</label>
    <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="ffic_UnobservableInput" xlink:to="ffic_UnobservableInput_lbl0"/>
    <label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:label="ffic_WeightedAverageInterestRateJuniorSubordinatedDebentures_lbl0" xml:lang="en-US">Weighted average interest rate of junior subordinated debentures.</label>
    <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="ffic_WeightedAverageInterestRateJuniorSubordinatedDebentures" xlink:to="ffic_WeightedAverageInterestRateJuniorSubordinatedDebentures_lbl0"/>
    <label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:label="ffic_WeightedAverageInterestRateOfRepurchaseAgreementsFHLBAdvancesJuniorSubordinatedDebentures_lbl0" xml:lang="en-US">Weighted average interest rate of total borrowings comprised of repurchase agreements, FHLB advances, and junior subordinated debentures.</label>
    <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="ffic_WeightedAverageInterestRateOfRepurchaseAgreementsFHLBAdvancesJuniorSubordinatedDebentures" xlink:to="ffic_WeightedAverageInterestRateOfRepurchaseAgreementsFHLBAdvancesJuniorSubordinatedDebentures_lbl0"/>
    <label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:label="ffic_WeightedAverageRateDepositCertificatesOfDeposit_lbl0" xml:lang="en-US">Weighted average interest rate for certificates of deposit liabilities.</label>
    <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="ffic_WeightedAverageRateDepositCertificatesOfDeposit" xlink:to="ffic_WeightedAverageRateDepositCertificatesOfDeposit_lbl0"/>
    <label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:label="ffic_WeightedAverageRateDepositMoneyMarket_lbl0" xml:lang="en-US">The weighted average interest rate for money market demand account deposit liabilities.</label>
    <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="ffic_WeightedAverageRateDepositMoneyMarket" xlink:to="ffic_WeightedAverageRateDepositMoneyMarket_lbl0"/>
    <label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:label="ffic_WeightedAverageRateDepositMortgagorsEscrow_lbl0" xml:lang="en-US">Weighted average interest rate for mortgagors&apos; escrow deposits.</label>
    <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="ffic_WeightedAverageRateDepositMortgagorsEscrow" xlink:to="ffic_WeightedAverageRateDepositMortgagorsEscrow_lbl0"/>
    <label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:label="ffic_WeightedAverageRateDepositNOWAccounts_lbl0" xml:lang="en-US">The weighted average interest rate for NOW demand deposit liabilities.</label>
    <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="ffic_WeightedAverageRateDepositNOWAccounts" xlink:to="ffic_WeightedAverageRateDepositNOWAccounts_lbl0"/>
    <label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:label="ffic_WeightedAverageRateDepositSavings_lbl0" xml:lang="en-US">Weighted average interest rate for savings deposit liabilities.</label>
    <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="ffic_WeightedAverageRateDepositSavings" xlink:to="ffic_WeightedAverageRateDepositSavings_lbl0"/>
    <label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="ffic_CollateralTypeAxis_lbl0" xml:lang="en-US">Collateral Type [Axis]</label>
    <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="ffic_CollateralTypeAxis" xlink:to="ffic_CollateralTypeAxis_lbl0"/>
    <label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="ffic_TreasuryStockRepurchaseAxis_lbl0" xml:lang="en-US">Treasury Stock Repurchase [Axis]</label>
    <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="ffic_TreasuryStockRepurchaseAxis" xlink:to="ffic_TreasuryStockRepurchaseAxis_lbl0"/>
    <label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:label="ffic_TreasuryStockRepurchaseAxis_lbl1" xml:lang="en-US">Treasury Stock Repurchase</label>
    <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="ffic_TreasuryStockRepurchaseAxis" xlink:to="ffic_TreasuryStockRepurchaseAxis_lbl1"/>
    <label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="ffic_ActuarialLossesMember_lbl0" xml:lang="en-US">Actuarial Losses [Member]</label>
    <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="ffic_ActuarialLossesMember" xlink:to="ffic_ActuarialLossesMember_lbl0"/>
    <label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="ffic_AnnuallyMember_lbl0" xml:lang="en-US">Annually [Member]</label>
    <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="ffic_AnnuallyMember" xlink:to="ffic_AnnuallyMember_lbl0"/>
    <label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:label="ffic_AnnuallyMember_lbl1" xml:lang="en-US">Information related to the annual vesting percentage for share based compensation.</label>
    <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="ffic_AnnuallyMember" xlink:to="ffic_AnnuallyMember_lbl1"/>
    <label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="ffic_AntidilutiveOptionsExcludedFromComputationOfEarningsPerShareMember_lbl0" xml:lang="en-US">Antidilutive Options Excluded From Computation Of Earnings Per Share [Member]</label>
    <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="ffic_AntidilutiveOptionsExcludedFromComputationOfEarningsPerShareMember" xlink:to="ffic_AntidilutiveOptionsExcludedFromComputationOfEarningsPerShareMember_lbl0"/>
    <label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:label="ffic_AntidilutiveOptionsExcludedFromComputationOfEarningsPerShareMember_lbl1" xml:lang="en-US">Represents antidilutive options excluded from computation of earnings per share.</label>
    <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="ffic_AntidilutiveOptionsExcludedFromComputationOfEarningsPerShareMember" xlink:to="ffic_AntidilutiveOptionsExcludedFromComputationOfEarningsPerShareMember_lbl1"/>
    <label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="ffic_AssumptionsForPeriodicPensionBenefitForTheRetirementPlanMember_lbl0" xml:lang="en-US">Assumptions For Periodic Pension Benefit For The Retirement Plan [Member]</label>
    <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="ffic_AssumptionsForPeriodicPensionBenefitForTheRetirementPlanMember" xlink:to="ffic_AssumptionsForPeriodicPensionBenefitForTheRetirementPlanMember_lbl0"/>
    <label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:label="ffic_AssumptionsForPeriodicPensionBenefitForTheRetirementPlanMember_lbl1" xml:lang="en-US">Represents assumptions for periodic pension benefit for the retirement plan.</label>
    <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="ffic_AssumptionsForPeriodicPensionBenefitForTheRetirementPlanMember" xlink:to="ffic_AssumptionsForPeriodicPensionBenefitForTheRetirementPlanMember_lbl1"/>
    <label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="ffic_AssumptionsForTheRetirementPlansBenefitObligationsMember_lbl0" xml:lang="en-US">Assumptions For The Retirement Plans Benefit Obligations [Member]</label>
    <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="ffic_AssumptionsForTheRetirementPlansBenefitObligationsMember" xlink:to="ffic_AssumptionsForTheRetirementPlansBenefitObligationsMember_lbl0"/>
    <label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:label="ffic_AssumptionsForTheRetirementPlansBenefitObligationsMember_lbl1" xml:lang="en-US">Represents assumptions for the retirement plan&apos;s benefit obligations.</label>
    <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="ffic_AssumptionsForTheRetirementPlansBenefitObligationsMember" xlink:to="ffic_AssumptionsForTheRetirementPlansBenefitObligationsMember_lbl1"/>
    <label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="ffic_AssumptionsUsedToDetermineBenefitObligationsAndPeriodicPensionExpenseForTheDirectorsPlanMember_lbl0" xml:lang="en-US">Assumptions Used To Determine Benefit Obligations And Periodic Pension Expense For The Directors Plan [Member]</label>
    <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="ffic_AssumptionsUsedToDetermineBenefitObligationsAndPeriodicPensionExpenseForTheDirectorsPlanMember" xlink:to="ffic_AssumptionsUsedToDetermineBenefitObligationsAndPeriodicPensionExpenseForTheDirectorsPlanMember_lbl0"/>
    <label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:label="ffic_AssumptionsUsedToDetermineBenefitObligationsAndPeriodicPensionExpenseForTheDirectorsPlanMember_lbl1" xml:lang="en-US">Represents assumptions used to determine benefit obligations and periodic pension expense for the directors&apos; plan.</label>
    <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="ffic_AssumptionsUsedToDetermineBenefitObligationsAndPeriodicPensionExpenseForTheDirectorsPlanMember" xlink:to="ffic_AssumptionsUsedToDetermineBenefitObligationsAndPeriodicPensionExpenseForTheDirectorsPlanMember_lbl1"/>
    <label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="ffic_AvailableForSaleSecuritiesExcludingMortgageBackedSecuritiesMember_lbl0" xml:lang="en-US">Available For Sale Securities Excluding Mortgage Backed Securities [Member]</label>
    <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="ffic_AvailableForSaleSecuritiesExcludingMortgageBackedSecuritiesMember" xlink:to="ffic_AvailableForSaleSecuritiesExcludingMortgageBackedSecuritiesMember_lbl0"/>
    <label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:label="ffic_AvailableForSaleSecuritiesExcludingMortgageBackedSecuritiesMember_lbl1" xml:lang="en-US">Represents available for sale securities, excluding mortgage-backed securities.</label>
    <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="ffic_AvailableForSaleSecuritiesExcludingMortgageBackedSecuritiesMember" xlink:to="ffic_AvailableForSaleSecuritiesExcludingMortgageBackedSecuritiesMember_lbl1"/>
    <label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="ffic_AvailableToDistributeToTheHoldingCompanyAsCashDividendsMember_lbl0" xml:lang="en-US">Available To Distribute To The Holding Company As Cash Dividends [Member]</label>
    <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="ffic_AvailableToDistributeToTheHoldingCompanyAsCashDividendsMember" xlink:to="ffic_AvailableToDistributeToTheHoldingCompanyAsCashDividendsMember_lbl0"/>
    <label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:label="ffic_AvailableToDistributeToTheHoldingCompanyAsCashDividendsMember_lbl1" xml:lang="en-US">Represents available to distribute to the holding company as cash dividends.</label>
    <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="ffic_AvailableToDistributeToTheHoldingCompanyAsCashDividendsMember" xlink:to="ffic_AvailableToDistributeToTheHoldingCompanyAsCashDividendsMember_lbl1"/>
    <label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="ffic_BankPremisesAndEquipmentMember_lbl0" xml:lang="en-US">Bank Premises And Equipment [Member]</label>
    <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="ffic_BankPremisesAndEquipmentMember" xlink:to="ffic_BankPremisesAndEquipmentMember_lbl0"/>
    <label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:label="ffic_BankPremisesAndEquipmentMember_lbl1" xml:lang="en-US">Represents bank premises and equipment.</label>
    <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="ffic_BankPremisesAndEquipmentMember" xlink:to="ffic_BankPremisesAndEquipmentMember_lbl1"/>
    <label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="ffic_BlendedIncomeAndSalesApproachMember_lbl0" xml:lang="en-US">Blended Income And Sales Approach [Member]</label>
    <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="ffic_BlendedIncomeAndSalesApproachMember" xlink:to="ffic_BlendedIncomeAndSalesApproachMember_lbl0"/>
    <label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:label="ffic_BlendedIncomeAndSalesApproachMember_lbl1" xml:lang="en-US">Blended Income and Sales approach valuation technique used to measure fair value.</label>
    <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="ffic_BlendedIncomeAndSalesApproachMember" xlink:to="ffic_BlendedIncomeAndSalesApproachMember_lbl1"/>
    <label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="ffic_BorrowedFundsMember_lbl0" xml:lang="en-US">Borrowed Funds [Member]</label>
    <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="ffic_BorrowedFundsMember" xlink:to="ffic_BorrowedFundsMember_lbl0"/>
    <label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:label="ffic_BorrowedFundsMember_lbl1" xml:lang="en-US">Represents borrowed funds.</label>
    <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="ffic_BorrowedFundsMember" xlink:to="ffic_BorrowedFundsMember_lbl1"/>
    <label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="ffic_BranchBuildingsMember_lbl0" xml:lang="en-US">Branch Buildings [Member]</label>
    <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="ffic_BranchBuildingsMember" xlink:to="ffic_BranchBuildingsMember_lbl0"/>
    <label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:label="ffic_BranchBuildingsMember_lbl1" xml:lang="en-US">Information pertaining to branch buildings.</label>
    <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="ffic_BranchBuildingsMember" xlink:to="ffic_BranchBuildingsMember_lbl1"/>
    <label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="ffic_BuildingAndLeaseholdImprovementsMember_lbl0" xml:lang="en-US">Building And Leasehold Improvements [Member]</label>
    <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="ffic_BuildingAndLeaseholdImprovementsMember" xlink:to="ffic_BuildingAndLeaseholdImprovementsMember_lbl0"/>
    <label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:label="ffic_BuildingAndLeaseholdImprovementsMember_lbl1" xml:lang="en-US">Information pertaining to building and leasehold improvements.</label>
    <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="ffic_BuildingAndLeaseholdImprovementsMember" xlink:to="ffic_BuildingAndLeaseholdImprovementsMember_lbl1"/>
    <label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="ffic_CapitalSecuritiesMember_lbl0" xml:lang="en-US">Capital Securities [Member]</label>
    <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="ffic_CapitalSecuritiesMember" xlink:to="ffic_CapitalSecuritiesMember_lbl0"/>
    <label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:label="ffic_CapitalSecuritiesMember_lbl1" xml:lang="en-US">Represents capital securities.</label>
    <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="ffic_CapitalSecuritiesMember" xlink:to="ffic_CapitalSecuritiesMember_lbl1"/>
    <label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="ffic_CashAndDueFromBanksMember_lbl0" xml:lang="en-US">Cash And Due From Banks [Member]</label>
    <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="ffic_CashAndDueFromBanksMember" xlink:to="ffic_CashAndDueFromBanksMember_lbl0"/>
    <label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:label="ffic_CashAndDueFromBanksMember_lbl1" xml:lang="en-US">Represents cash and due from bank.</label>
    <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="ffic_CashAndDueFromBanksMember" xlink:to="ffic_CashAndDueFromBanksMember_lbl1"/>
    <label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="ffic_CoOerativeApartmentsPortfolioSegmentMember_lbl0" xml:lang="en-US">Co Oerative Apartments Portfolio Segment [Member]</label>
    <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="ffic_CoOerativeApartmentsPortfolioSegmentMember" xlink:to="ffic_CoOerativeApartmentsPortfolioSegmentMember_lbl0"/>
    <label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:label="ffic_CoOerativeApartmentsPortfolioSegmentMember_lbl1" xml:lang="en-US">Information pertaining to the co-operative apartments portfolio segment.</label>
    <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="ffic_CoOerativeApartmentsPortfolioSegmentMember" xlink:to="ffic_CoOerativeApartmentsPortfolioSegmentMember_lbl1"/>
    <label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="ffic_CoOperativeApartmentsMember_lbl0" xml:lang="en-US">Co Operative Apartments [Member]</label>
    <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="ffic_CoOperativeApartmentsMember" xlink:to="ffic_CoOperativeApartmentsMember_lbl0"/>
    <label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:label="ffic_CoOperativeApartmentsMember_lbl1" xml:lang="en-US">Represents Co-Operative Apartments.</label>
    <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="ffic_CoOperativeApartmentsMember" xlink:to="ffic_CoOperativeApartmentsMember_lbl1"/>
    <label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="ffic_CollateralizedByCommercialRealEstateMember_lbl0" xml:lang="en-US">Collateralized By Commercial Real Estate [Member]</label>
    <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="ffic_CollateralizedByCommercialRealEstateMember" xlink:to="ffic_CollateralizedByCommercialRealEstateMember_lbl0"/>
    <label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:label="ffic_CollateralizedByCommercialRealEstateMember_lbl1" xml:lang="en-US">Represents collateralized by commercial real estate.</label>
    <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="ffic_CollateralizedByCommercialRealEstateMember" xlink:to="ffic_CollateralizedByCommercialRealEstateMember_lbl1"/>
    <label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="ffic_CollateralizedDepositsMember_lbl0" xml:lang="en-US">Collateralized Deposits [Member]</label>
    <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="ffic_CollateralizedDepositsMember" xlink:to="ffic_CollateralizedDepositsMember_lbl0"/>
    <label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:label="ffic_CollateralizedDepositsMember_lbl1" xml:lang="en-US">Represents collateralized deposits.</label>
    <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="ffic_CollateralizedDepositsMember" xlink:to="ffic_CollateralizedDepositsMember_lbl1"/>
    <label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="ffic_CommercialBusinessAndOtherMember_lbl0" xml:lang="en-US">Commercial Business And Other [Member]</label>
    <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="ffic_CommercialBusinessAndOtherMember" xlink:to="ffic_CommercialBusinessAndOtherMember_lbl0"/>
    <label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:label="ffic_CommercialBusinessAndOtherMember_lbl1" xml:lang="en-US">Commercial Business And Other</label>
    <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="ffic_CommercialBusinessAndOtherMember" xlink:to="ffic_CommercialBusinessAndOtherMember_lbl1"/>
    <label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="ffic_CommercialBusinessAndOtherPortfolioSegmentMember_lbl0" xml:lang="en-US">Commercial Business And Other Portfolio Segment [Member]</label>
    <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="ffic_CommercialBusinessAndOtherPortfolioSegmentMember" xlink:to="ffic_CommercialBusinessAndOtherPortfolioSegmentMember_lbl0"/>
    <label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:label="ffic_CommercialBusinessAndOtherPortfolioSegmentMember_lbl1" xml:lang="en-US">Portfolio segment of the company&apos;s total financing receivables related to commercial  and other receivables.</label>
    <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="ffic_CommercialBusinessAndOtherPortfolioSegmentMember" xlink:to="ffic_CommercialBusinessAndOtherPortfolioSegmentMember_lbl1"/>
    <label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="ffic_CommercialRealEstateLoansMember_lbl0" xml:lang="en-US">Commercial Real Estate Loans [Member]</label>
    <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="ffic_CommercialRealEstateLoansMember" xlink:to="ffic_CommercialRealEstateLoansMember_lbl0"/>
    <label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:label="ffic_CommercialRealEstateLoansMember_lbl1" xml:lang="en-US">Represents commercial real estate loans.</label>
    <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="ffic_CommercialRealEstateLoansMember" xlink:to="ffic_CommercialRealEstateLoansMember_lbl1"/>
    <label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="ffic_CommercialRealEstatePortfolioSegmentAndSBALoansMember_lbl0" xml:lang="en-US">Commercial Real Estate Portfolio Segment And SBA Loans [Member]</label>
    <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="ffic_CommercialRealEstatePortfolioSegmentAndSBALoansMember" xlink:to="ffic_CommercialRealEstatePortfolioSegmentAndSBALoansMember_lbl0"/>
    <label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:label="ffic_CommercialRealEstatePortfolioSegmentAndSBALoansMember_lbl1" xml:lang="en-US">Information pertaining to commercial real estate portfolio segment and small business administration (SBA) loans.</label>
    <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="ffic_CommercialRealEstatePortfolioSegmentAndSBALoansMember" xlink:to="ffic_CommercialRealEstatePortfolioSegmentAndSBALoansMember_lbl1"/>
    <label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="ffic_CommnStockEquivalentMember_lbl0" xml:lang="en-US">Commn Stock Equivalent [Member]</label>
    <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="ffic_CommnStockEquivalentMember" xlink:to="ffic_CommnStockEquivalentMember_lbl0"/>
    <label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:label="ffic_CommnStockEquivalentMember_lbl1" xml:lang="en-US">Represents common stock equivalent.</label>
    <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="ffic_CommnStockEquivalentMember" xlink:to="ffic_CommnStockEquivalentMember_lbl1"/>
    <label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="ffic_ConstructionMember_lbl0" xml:lang="en-US">Construction [Member]</label>
    <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="ffic_ConstructionMember" xlink:to="ffic_ConstructionMember_lbl0"/>
    <label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:label="ffic_ConstructionMember_lbl1" xml:lang="en-US">Represents construction</label>
    <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="ffic_ConstructionMember" xlink:to="ffic_ConstructionMember_lbl1"/>
    <label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="ffic_ConstructionPortfolioSegmentMember_lbl0" xml:lang="en-US">Construction Portfolio Segment [Member]</label>
    <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="ffic_ConstructionPortfolioSegmentMember" xlink:to="ffic_ConstructionPortfolioSegmentMember_lbl0"/>
    <label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:label="ffic_ConstructionPortfolioSegmentMember_lbl1" xml:lang="en-US">Portfolio segment of the company&apos;s total financing receivables related to construction receivables.</label>
    <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="ffic_ConstructionPortfolioSegmentMember" xlink:to="ffic_ConstructionPortfolioSegmentMember_lbl1"/>
    <label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="ffic_DefinedContributionRetirementPlanDCRPMember_lbl0" xml:lang="en-US">Defined Contribution Retirement Plan DCRP [Member]</label>
    <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="ffic_DefinedContributionRetirementPlanDCRPMember" xlink:to="ffic_DefinedContributionRetirementPlanDCRPMember_lbl0"/>
    <label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:label="ffic_DefinedContributionRetirementPlanDCRPMember_lbl1" xml:lang="en-US">Represents Defined Contribution Retirement Plan (&quot;DCRP&quot;).</label>
    <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="ffic_DefinedContributionRetirementPlanDCRPMember" xlink:to="ffic_DefinedContributionRetirementPlanDCRPMember_lbl1"/>
    <label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="ffic_DenominationMember_lbl0" xml:lang="en-US">Denomination [Member]</label>
    <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="ffic_DenominationMember" xlink:to="ffic_DenominationMember_lbl0"/>
    <label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:label="ffic_DenominationMember_lbl1" xml:lang="en-US">Represents denomination.</label>
    <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="ffic_DenominationMember" xlink:to="ffic_DenominationMember_lbl1"/>
    <label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="ffic_DirectorsPlanMember_lbl0" xml:lang="en-US">Directors Plan [Member]</label>
    <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="ffic_DirectorsPlanMember" xlink:to="ffic_DirectorsPlanMember_lbl0"/>
    <label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:label="ffic_DirectorsPlanMember_lbl1" xml:lang="en-US">Represents Directors&apos; Plan.</label>
    <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="ffic_DirectorsPlanMember" xlink:to="ffic_DirectorsPlanMember_lbl1"/>
    <label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="ffic_EquipmentAndFurnitureMember_lbl0" xml:lang="en-US">Equipment And Furniture [Member]</label>
    <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="ffic_EquipmentAndFurnitureMember" xlink:to="ffic_EquipmentAndFurnitureMember_lbl0"/>
    <label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:label="ffic_EquipmentAndFurnitureMember_lbl1" xml:lang="en-US">Information pertaining to equipment and furniture.</label>
    <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="ffic_EquipmentAndFurnitureMember" xlink:to="ffic_EquipmentAndFurnitureMember_lbl1"/>
    <label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="ffic_FHLBNYAdvance1Member_lbl0" xml:lang="en-US">FHLBNY Advance 1 [Member]</label>
    <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="ffic_FHLBNYAdvance1Member" xlink:to="ffic_FHLBNYAdvance1Member_lbl0"/>
    <label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:label="ffic_FHLBNYAdvance1Member_lbl1" xml:lang="en-US">Represents FHLB - NY advance.</label>
    <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="ffic_FHLBNYAdvance1Member" xlink:to="ffic_FHLBNYAdvance1Member_lbl1"/>
    <label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="ffic_FHLBNYAdvance2Member_lbl0" xml:lang="en-US">FHLBNY Advance 2 [Member]</label>
    <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="ffic_FHLBNYAdvance2Member" xlink:to="ffic_FHLBNYAdvance2Member_lbl0"/>
    <label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:label="ffic_FHLBNYAdvance2Member_lbl1" xml:lang="en-US">Represents FHLB - NY advance.</label>
    <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="ffic_FHLBNYAdvance2Member" xlink:to="ffic_FHLBNYAdvance2Member_lbl1"/>
    <label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="ffic_FHLBNYAdvance3Member_lbl0" xml:lang="en-US">FHLBNY Advance 3 [Member]</label>
    <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="ffic_FHLBNYAdvance3Member" xlink:to="ffic_FHLBNYAdvance3Member_lbl0"/>
    <label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:label="ffic_FHLBNYAdvance3Member_lbl1" xml:lang="en-US">Represents FHLB - NY advance.</label>
    <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="ffic_FHLBNYAdvance3Member" xlink:to="ffic_FHLBNYAdvance3Member_lbl1"/>
    <label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="ffic_FHLBNYAdvance4Member_lbl0" xml:lang="en-US">FHLBNY Advance 4 [Member]</label>
    <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="ffic_FHLBNYAdvance4Member" xlink:to="ffic_FHLBNYAdvance4Member_lbl0"/>
    <label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:label="ffic_FHLBNYAdvance4Member_lbl1" xml:lang="en-US">Represents FHLB - NY advance.</label>
    <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="ffic_FHLBNYAdvance4Member" xlink:to="ffic_FHLBNYAdvance4Member_lbl1"/>
    <label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="ffic_FHLBNYAdvance5Member_lbl0" xml:lang="en-US">FHLBNY Advance 5 [Member]</label>
    <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="ffic_FHLBNYAdvance5Member" xlink:to="ffic_FHLBNYAdvance5Member_lbl0"/>
    <label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:label="ffic_FHLBNYAdvance5Member_lbl1" xml:lang="en-US">Represents FHLB - NY advance.</label>
    <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="ffic_FHLBNYAdvance5Member" xlink:to="ffic_FHLBNYAdvance5Member_lbl1"/>
    <label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="ffic_FHLBNYStockMember_lbl0" xml:lang="en-US">FHLBNY Stock [Member]</label>
    <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="ffic_FHLBNYStockMember" xlink:to="ffic_FHLBNYStockMember_lbl0"/>
    <label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:label="ffic_FHLBNYStockMember_lbl1" xml:lang="en-US">Represents FHLB - NY stock.</label>
    <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="ffic_FHLBNYStockMember" xlink:to="ffic_FHLBNYStockMember_lbl1"/>
    <label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="ffic_FHLMCMember_lbl0" xml:lang="en-US">FHLMC [Member]</label>
    <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="ffic_FHLMCMember" xlink:to="ffic_FHLMCMember_lbl0"/>
    <label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:label="ffic_FHLMCMember_lbl1" xml:lang="en-US">Represents FHLMC.</label>
    <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="ffic_FHLMCMember" xlink:to="ffic_FHLMCMember_lbl1"/>
    <label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="ffic_FNMAMember_lbl0" xml:lang="en-US">FNMA [Member]</label>
    <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="ffic_FNMAMember" xlink:to="ffic_FNMAMember_lbl0"/>
    <label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:label="ffic_FNMAMember_lbl1" xml:lang="en-US">Represents FNMA.</label>
    <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="ffic_FNMAMember" xlink:to="ffic_FNMAMember_lbl1"/>
    <label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="ffic_FinancialAssetsAndLiabilitiesExcludingInterestRateCapsSwapsMember_lbl0" xml:lang="en-US">Financial Assets And Liabilities Excluding Interest Rate Caps Swaps [Member]</label>
    <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="ffic_FinancialAssetsAndLiabilitiesExcludingInterestRateCapsSwapsMember" xlink:to="ffic_FinancialAssetsAndLiabilitiesExcludingInterestRateCapsSwapsMember_lbl0"/>
    <label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:label="ffic_FinancialAssetsAndLiabilitiesExcludingInterestRateCapsSwapsMember_lbl1" xml:lang="en-US">Financial Assets And Liabilities, Excluding Interest Rate Caps / Swaps Member</label>
    <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="ffic_FinancialAssetsAndLiabilitiesExcludingInterestRateCapsSwapsMember" xlink:to="ffic_FinancialAssetsAndLiabilitiesExcludingInterestRateCapsSwapsMember_lbl1"/>
    <label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="ffic_FloatingRateJuniorSubordinatedDebenturesMember_lbl0" xml:lang="en-US">Floating Rate Junior Subordinated Debentures [Member]</label>
    <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="ffic_FloatingRateJuniorSubordinatedDebenturesMember" xlink:to="ffic_FloatingRateJuniorSubordinatedDebenturesMember_lbl0"/>
    <label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:label="ffic_FloatingRateJuniorSubordinatedDebenturesMember_lbl1" xml:lang="en-US">Represents floating rate junior subordinated debentures.</label>
    <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="ffic_FloatingRateJuniorSubordinatedDebenturesMember" xlink:to="ffic_FloatingRateJuniorSubordinatedDebenturesMember_lbl1"/>
    <label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="ffic_FlushingFinancialCapitalTrustIIIMember_lbl0" xml:lang="en-US">Flushing Financial Capital Trust III [Member]</label>
    <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="ffic_FlushingFinancialCapitalTrustIIIMember" xlink:to="ffic_FlushingFinancialCapitalTrustIIIMember_lbl0"/>
    <label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:label="ffic_FlushingFinancialCapitalTrustIIIMember_lbl1" xml:lang="en-US">Represents Flushing Financial Capital Trust III.</label>
    <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="ffic_FlushingFinancialCapitalTrustIIIMember" xlink:to="ffic_FlushingFinancialCapitalTrustIIIMember_lbl1"/>
    <label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="ffic_FlushingFinancialCapitalTrustIIMember_lbl0" xml:lang="en-US">Flushing Financial Capital Trust II [Member]</label>
    <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="ffic_FlushingFinancialCapitalTrustIIMember" xlink:to="ffic_FlushingFinancialCapitalTrustIIMember_lbl0"/>
    <label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:label="ffic_FlushingFinancialCapitalTrustIIMember_lbl1" xml:lang="en-US">Represents Flushing Financial Capital Trust II.</label>
    <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="ffic_FlushingFinancialCapitalTrustIIMember" xlink:to="ffic_FlushingFinancialCapitalTrustIIMember_lbl1"/>
    <label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="ffic_FlushingFinancialCapitalTrustIVMember_lbl0" xml:lang="en-US">Flushing Financial Capital Trust IV [Member]</label>
    <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="ffic_FlushingFinancialCapitalTrustIVMember" xlink:to="ffic_FlushingFinancialCapitalTrustIVMember_lbl0"/>
    <label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:label="ffic_FlushingFinancialCapitalTrustIVMember_lbl1" xml:lang="en-US">Represents Flushing Financial Capital Trust IV.</label>
    <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="ffic_FlushingFinancialCapitalTrustIVMember" xlink:to="ffic_FlushingFinancialCapitalTrustIVMember_lbl1"/>
    <label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="ffic_FlushingFinancialsTrustsMember_lbl0" xml:lang="en-US">Flushing Financials Trusts [Member]</label>
    <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="ffic_FlushingFinancialsTrustsMember" xlink:to="ffic_FlushingFinancialsTrustsMember_lbl0"/>
    <label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:label="ffic_FlushingFinancialsTrustsMember_lbl1" xml:lang="en-US">Represents Flushing Financial&apos;s Capital Trusts.</label>
    <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="ffic_FlushingFinancialsTrustsMember" xlink:to="ffic_FlushingFinancialsTrustsMember_lbl1"/>
    <label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="ffic_Four01kMember_lbl0" xml:lang="en-US">Four 01k [Member]</label>
    <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="ffic_Four01kMember" xlink:to="ffic_Four01kMember_lbl0"/>
    <label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:label="ffic_Four01kMember_lbl1" xml:lang="en-US">Represents 401(k).</label>
    <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="ffic_Four01kMember" xlink:to="ffic_Four01kMember_lbl1"/>
    <loc xlink:type="locator" xlink:label="ffic_FullValueAwardsMember" xlink:href="ffic-20151231.xsd#ffic_FullValueAwardsMember"/>
    <label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="ffic_FullValueAwardsMember_lbl" xml:lang="en-US">Full Value Awards [Member]</label>
    <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="ffic_FullValueAwardsMember" xlink:to="ffic_FullValueAwardsMember_lbl"/>
    <label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:label="ffic_FullValueAwardsMember_lbl0" xml:lang="en-US">Represents  Full Value Awards.</label>
    <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="ffic_FullValueAwardsMember" xlink:to="ffic_FullValueAwardsMember_lbl0"/>
    <label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="ffic_GNMAMember_lbl0" xml:lang="en-US">GNMA [Member]</label>
    <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="ffic_GNMAMember" xlink:to="ffic_GNMAMember_lbl0"/>
    <label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:label="ffic_GNMAMember_lbl1" xml:lang="en-US">Represents GNMA.</label>
    <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="ffic_GNMAMember" xlink:to="ffic_GNMAMember_lbl1"/>
    <label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="ffic_GovernmentDepositsMember_lbl0" xml:lang="en-US">Government Deposits [Member]</label>
    <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="ffic_GovernmentDepositsMember" xlink:to="ffic_GovernmentDepositsMember_lbl0"/>
    <label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:label="ffic_GovernmentDepositsMember_lbl1" xml:lang="en-US">Represents government deposits.</label>
    <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="ffic_GovernmentDepositsMember" xlink:to="ffic_GovernmentDepositsMember_lbl1"/>
    <label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="ffic_GrossLoansMember_lbl0" xml:lang="en-US">Gross Loans [Member]</label>
    <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="ffic_GrossLoansMember" xlink:to="ffic_GrossLoansMember_lbl0"/>
    <label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:label="ffic_GrossLoansMember_lbl1" xml:lang="en-US">Gross loans as a concentration risk benchmark.</label>
    <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="ffic_GrossLoansMember" xlink:to="ffic_GrossLoansMember_lbl1"/>
    <label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="ffic_HoldingCompanyMember_lbl0" xml:lang="en-US">Holding Company [Member]</label>
    <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="ffic_HoldingCompanyMember" xlink:to="ffic_HoldingCompanyMember_lbl0"/>
    <label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:label="ffic_HoldingCompanyMember_lbl1" xml:lang="en-US">Represents holding company.</label>
    <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="ffic_HoldingCompanyMember" xlink:to="ffic_HoldingCompanyMember_lbl1"/>
    <label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="ffic_ICSDepositsMember_lbl0" xml:lang="en-US">ICS Deposits [Member]</label>
    <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="ffic_ICSDepositsMember" xlink:to="ffic_ICSDepositsMember_lbl0"/>
    <label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:label="ffic_ICSDepositsMember_lbl1" xml:lang="en-US">Represents ICS deposits.</label>
    <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="ffic_ICSDepositsMember" xlink:to="ffic_ICSDepositsMember_lbl1"/>
    <label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="ffic_ImpairedLoansMember_lbl0" xml:lang="en-US">Impaired Loans [Member]</label>
    <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="ffic_ImpairedLoansMember" xlink:to="ffic_ImpairedLoansMember_lbl0"/>
    <label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:label="ffic_ImpairedLoansMember_lbl1" xml:lang="en-US">Represents impaired loans.</label>
    <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="ffic_ImpairedLoansMember" xlink:to="ffic_ImpairedLoansMember_lbl1"/>
    <label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="ffic_InEventOfTerminationMember_lbl0" xml:lang="en-US">In Event Of Termination [Member]</label>
    <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="ffic_InEventOfTerminationMember" xlink:to="ffic_InEventOfTerminationMember_lbl0"/>
    <label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:label="ffic_InEventOfTerminationMember_lbl1" xml:lang="en-US">Represents in event of termination.</label>
    <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="ffic_InEventOfTerminationMember" xlink:to="ffic_InEventOfTerminationMember_lbl1"/>
    <label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="ffic_InitialMember_lbl0" xml:lang="en-US">Initial [Member]</label>
    <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="ffic_InitialMember" xlink:to="ffic_InitialMember_lbl0"/>
    <label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:label="ffic_InitialMember_lbl1" xml:lang="en-US">Represents initial.</label>
    <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="ffic_InitialMember" xlink:to="ffic_InitialMember_lbl1"/>
    <label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="ffic_InterestRateSwaps1Member_lbl0" xml:lang="en-US">Interest Rate Swaps 1 [Member]</label>
    <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="ffic_InterestRateSwaps1Member" xlink:to="ffic_InterestRateSwaps1Member_lbl0"/>
    <label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:label="ffic_InterestRateSwaps1Member_lbl1" xml:lang="en-US">Forward based contracts in which two parties agree to swap periodic payments that are fixed at the outset of the swap contract with variable payments based on a market interest rate (index rate) over a specified period.</label>
    <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="ffic_InterestRateSwaps1Member" xlink:to="ffic_InterestRateSwaps1Member_lbl1"/>
    <label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="ffic_InterestRateSwaps2Member_lbl0" xml:lang="en-US">Interest Rate Swaps 2 [Member]</label>
    <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="ffic_InterestRateSwaps2Member" xlink:to="ffic_InterestRateSwaps2Member_lbl0"/>
    <label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:label="ffic_InterestRateSwaps2Member_lbl1" xml:lang="en-US">Forward based contracts in which two parties agree to swap periodic payments that are fixed at the outset of the swap contract with variable payments based on a market interest rate (index rate) over a specified period.</label>
    <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="ffic_InterestRateSwaps2Member" xlink:to="ffic_InterestRateSwaps2Member_lbl1"/>
    <label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="ffic_InterestRateSwapsMember_lbl0" xml:lang="en-US">Interest Rate Swaps [Member]</label>
    <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="ffic_InterestRateSwapsMember" xlink:to="ffic_InterestRateSwapsMember_lbl0"/>
    <label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:label="ffic_InterestRateSwapsMember_lbl1" xml:lang="en-US">Represents interest rate swaps.</label>
    <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="ffic_InterestRateSwapsMember" xlink:to="ffic_InterestRateSwapsMember_lbl1"/>
    <label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="ffic_InternationalBlendMember_lbl0" xml:lang="en-US">International Blend [Member]</label>
    <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="ffic_InternationalBlendMember" xlink:to="ffic_InternationalBlendMember_lbl0"/>
    <label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:label="ffic_InternationalBlendMember_lbl1" xml:lang="en-US">Represents international blend.</label>
    <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="ffic_InternationalBlendMember" xlink:to="ffic_InternationalBlendMember_lbl1"/>
    <label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="ffic_JuniorSubordinatedDebenturesMember_lbl0" xml:lang="en-US">Junior Subordinated Debentures [Member]</label>
    <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="ffic_JuniorSubordinatedDebenturesMember" xlink:to="ffic_JuniorSubordinatedDebenturesMember_lbl0"/>
    <label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:label="ffic_JuniorSubordinatedDebenturesMember_lbl1" xml:lang="en-US">Represents Junior Subordinated Debentures.</label>
    <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="ffic_JuniorSubordinatedDebenturesMember" xlink:to="ffic_JuniorSubordinatedDebenturesMember_lbl1"/>
    <label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="ffic_LessThanMember_lbl0" xml:lang="en-US">Less Than [Member]</label>
    <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="ffic_LessThanMember" xlink:to="ffic_LessThanMember_lbl0"/>
    <label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:label="ffic_LessThanMember_lbl1" xml:lang="en-US">Represents less than.</label>
    <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="ffic_LessThanMember" xlink:to="ffic_LessThanMember_lbl1"/>
    <label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="ffic_LetterOfCreditPledgedAsCollateralMember_lbl0" xml:lang="en-US">Letter Of Credit Pledged As Collateral [Member]</label>
    <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="ffic_LetterOfCreditPledgedAsCollateralMember" xlink:to="ffic_LetterOfCreditPledgedAsCollateralMember_lbl0"/>
    <label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="ffic_LoansBalanceSheetLocationMember_lbl0" xml:lang="en-US">Loans Balance Sheet Location [Member]</label>
    <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="ffic_LoansBalanceSheetLocationMember" xlink:to="ffic_LoansBalanceSheetLocationMember_lbl0"/>
    <label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:label="ffic_LoansBalanceSheetLocationMember_lbl1" xml:lang="en-US">Represents loans.</label>
    <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="ffic_LoansBalanceSheetLocationMember" xlink:to="ffic_LoansBalanceSheetLocationMember_lbl1"/>
    <label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="ffic_LossMember_lbl0" xml:lang="en-US">Loss [Member]</label>
    <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="ffic_LossMember" xlink:to="ffic_LossMember_lbl0"/>
    <label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:label="ffic_LossMember_lbl1" xml:lang="en-US">Represents loss.</label>
    <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="ffic_LossMember" xlink:to="ffic_LossMember_lbl1"/>
    <label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="ffic_MortgageLoansMember_lbl0" xml:lang="en-US">Mortgage Loans [Member]</label>
    <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="ffic_MortgageLoansMember" xlink:to="ffic_MortgageLoansMember_lbl0"/>
    <label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:label="ffic_MortgageLoansMember_lbl1" xml:lang="en-US">Represents Mortgage Loans.</label>
    <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="ffic_MortgageLoansMember" xlink:to="ffic_MortgageLoansMember_lbl1"/>
    <label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="ffic_MultiFamilyResidentialMember_lbl0" xml:lang="en-US">Multi Family Residential [Member]</label>
    <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="ffic_MultiFamilyResidentialMember" xlink:to="ffic_MultiFamilyResidentialMember_lbl0"/>
    <label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:label="ffic_MultiFamilyResidentialMember_lbl1" xml:lang="en-US">Represents Multi-Family Residential.</label>
    <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="ffic_MultiFamilyResidentialMember" xlink:to="ffic_MultiFamilyResidentialMember_lbl1"/>
    <label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="ffic_MultifamilyResidentialPortfolioSegmentMember_lbl0" xml:lang="en-US">Multifamily Residential Portfolio Segment [Member]</label>
    <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="ffic_MultifamilyResidentialPortfolioSegmentMember" xlink:to="ffic_MultifamilyResidentialPortfolioSegmentMember_lbl0"/>
    <label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:label="ffic_MultifamilyResidentialPortfolioSegmentMember_lbl1" xml:lang="en-US">Portfolio segment of the company&apos;s total financing receivables related to multi-family residential receivables.</label>
    <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="ffic_MultifamilyResidentialPortfolioSegmentMember" xlink:to="ffic_MultifamilyResidentialPortfolioSegmentMember_lbl1"/>
    <label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="ffic_MultifamilyResidentialPropertyAndCommercialRealEstateAndCommericalBusinessAndOtherLoansMember_lbl0" xml:lang="en-US">Multifamily Residential Property And Commercial Real Estate And Commerical Business And Other Loans [Member]</label>
    <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="ffic_MultifamilyResidentialPropertyAndCommercialRealEstateAndCommericalBusinessAndOtherLoansMember" xlink:to="ffic_MultifamilyResidentialPropertyAndCommercialRealEstateAndCommericalBusinessAndOtherLoansMember_lbl0"/>
    <label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:label="ffic_MultifamilyResidentialPropertyAndCommercialRealEstateAndCommericalBusinessAndOtherLoansMember_lbl1" xml:lang="en-US">The loan portfolio comprised of multi-family residential, commercial real estate and commercial business and other loans.</label>
    <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="ffic_MultifamilyResidentialPropertyAndCommercialRealEstateAndCommericalBusinessAndOtherLoansMember" xlink:to="ffic_MultifamilyResidentialPropertyAndCommercialRealEstateAndCommericalBusinessAndOtherLoansMember_lbl1"/>
    <label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="ffic_MunicipalDebtSecuritiesMember_lbl0" xml:lang="en-US">Municipal Debt Securities [Member]</label>
    <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="ffic_MunicipalDebtSecuritiesMember" xlink:to="ffic_MunicipalDebtSecuritiesMember_lbl0"/>
    <label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:label="ffic_MunicipalDebtSecuritiesMember_lbl1" xml:lang="en-US">Represents municipal securities.</label>
    <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="ffic_MunicipalDebtSecuritiesMember" xlink:to="ffic_MunicipalDebtSecuritiesMember_lbl1"/>
    <label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="ffic_MunicipalMember_lbl0" xml:lang="en-US">Municipal [Member]</label>
    <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="ffic_MunicipalMember" xlink:to="ffic_MunicipalMember_lbl0"/>
    <label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:label="ffic_MunicipalMember_lbl1" xml:lang="en-US">Represents municipal.</label>
    <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="ffic_MunicipalMember" xlink:to="ffic_MunicipalMember_lbl1"/>
    <label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="ffic_MutualFundDebtSecuritiesMember_lbl0" xml:lang="en-US">Mutual Fund Debt Securities [Member]</label>
    <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="ffic_MutualFundDebtSecuritiesMember" xlink:to="ffic_MutualFundDebtSecuritiesMember_lbl0"/>
    <label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:label="ffic_MutualFundDebtSecuritiesMember_lbl1" xml:lang="en-US">Represents mutual funds debt securities.</label>
    <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="ffic_MutualFundDebtSecuritiesMember" xlink:to="ffic_MutualFundDebtSecuritiesMember_lbl1"/>
    <label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="ffic_NonFullValueAwardsMember_lbl0" xml:lang="en-US">Non Full Value Awards [Member]</label>
    <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="ffic_NonFullValueAwardsMember" xlink:to="ffic_NonFullValueAwardsMember_lbl0"/>
    <label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:label="ffic_NonFullValueAwardsMember_lbl1" xml:lang="en-US">Represents Non-Full Value Awards.</label>
    <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="ffic_NonFullValueAwardsMember" xlink:to="ffic_NonFullValueAwardsMember_lbl1"/>
    <label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="ffic_NonMortgageLoansMember_lbl0" xml:lang="en-US">Non Mortgage Loans [Member]</label>
    <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="ffic_NonMortgageLoansMember" xlink:to="ffic_NonMortgageLoansMember_lbl0"/>
    <label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:label="ffic_NonMortgageLoansMember_lbl1" xml:lang="en-US">Represents Non-Mortgage Loans.</label>
    <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="ffic_NonMortgageLoansMember" xlink:to="ffic_NonMortgageLoansMember_lbl1"/>
    <label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="ffic_NonQualifiedDeferredCompensationPlanMember_lbl0" xml:lang="en-US">Non Qualified Deferred Compensation Plan [Member]</label>
    <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="ffic_NonQualifiedDeferredCompensationPlanMember" xlink:to="ffic_NonQualifiedDeferredCompensationPlanMember_lbl0"/>
    <label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:label="ffic_NonQualifiedDeferredCompensationPlanMember_lbl1" xml:lang="en-US">Represents Non-Qualified Deferred Compensation Plan.</label>
    <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="ffic_NonQualifiedDeferredCompensationPlanMember" xlink:to="ffic_NonQualifiedDeferredCompensationPlanMember_lbl1"/>
    <label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="ffic_NonaccruingCollateralDependentLoansPercentOfTheAppraisedOrInternallyEstimatedValueOfThePropertyMember_lbl0" xml:lang="en-US">Nonaccruing Collateral Dependent Loans Percent Of The Appraised Or Internally Estimated Value Of The Property [Member]</label>
    <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="ffic_NonaccruingCollateralDependentLoansPercentOfTheAppraisedOrInternallyEstimatedValueOfThePropertyMember" xlink:to="ffic_NonaccruingCollateralDependentLoansPercentOfTheAppraisedOrInternallyEstimatedValueOfThePropertyMember_lbl0"/>
    <label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:label="ffic_NonaccruingCollateralDependentLoansPercentOfTheAppraisedOrInternallyEstimatedValueOfThePropertyMember_lbl1" xml:lang="en-US">Represents nonaccruing collateral dependent loans - percent of the appraised or internally estimated value of the property.</label>
    <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="ffic_NonaccruingCollateralDependentLoansPercentOfTheAppraisedOrInternallyEstimatedValueOfThePropertyMember" xlink:to="ffic_NonaccruingCollateralDependentLoansPercentOfTheAppraisedOrInternallyEstimatedValueOfThePropertyMember_lbl1"/>
    <label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="ffic_NonmortgageReceivablesMember_lbl0" xml:lang="en-US">Nonmortgage Receivables [Member]</label>
    <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="ffic_NonmortgageReceivablesMember" xlink:to="ffic_NonmortgageReceivablesMember_lbl0"/>
    <label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:label="ffic_NonmortgageReceivablesMember_lbl1" xml:lang="en-US">Represents non mortgage loans.</label>
    <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="ffic_NonmortgageReceivablesMember" xlink:to="ffic_NonmortgageReceivablesMember_lbl1"/>
    <label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="ffic_OneToFourFamilyMixedUsePropertyMember_lbl0" xml:lang="en-US">One To Four Family Mixed Use Property [Member]</label>
    <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="ffic_OneToFourFamilyMixedUsePropertyMember" xlink:to="ffic_OneToFourFamilyMixedUsePropertyMember_lbl0"/>
    <label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:label="ffic_OneToFourFamilyMixedUsePropertyMember_lbl1" xml:lang="en-US">Represents One-To-Four Family - Mixed-Use Property.</label>
    <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="ffic_OneToFourFamilyMixedUsePropertyMember" xlink:to="ffic_OneToFourFamilyMixedUsePropertyMember_lbl1"/>
    <label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="ffic_OneToFourFamilyMixedUsePropertyPortfolioSegmentMember_lbl0" xml:lang="en-US">One To Four Family Mixed Use Property Portfolio Segment [Member]</label>
    <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="ffic_OneToFourFamilyMixedUsePropertyPortfolioSegmentMember" xlink:to="ffic_OneToFourFamilyMixedUsePropertyPortfolioSegmentMember_lbl0"/>
    <label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:label="ffic_OneToFourFamilyMixedUsePropertyPortfolioSegmentMember_lbl1" xml:lang="en-US">Portfolio segment of the company&apos;s total financing receivables related to one-to-four family - mixed-use property receivables.</label>
    <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="ffic_OneToFourFamilyMixedUsePropertyPortfolioSegmentMember" xlink:to="ffic_OneToFourFamilyMixedUsePropertyPortfolioSegmentMember_lbl1"/>
    <label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="ffic_OneToFourFamilyResidentialMember_lbl0" xml:lang="en-US">One To Four Family Residential [Member]</label>
    <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="ffic_OneToFourFamilyResidentialMember" xlink:to="ffic_OneToFourFamilyResidentialMember_lbl0"/>
    <label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:label="ffic_OneToFourFamilyResidentialMember_lbl1" xml:lang="en-US">Represents One-To-Four Family - Residential.</label>
    <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="ffic_OneToFourFamilyResidentialMember" xlink:to="ffic_OneToFourFamilyResidentialMember_lbl1"/>
    <label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="ffic_OnetoFourFamilyResidentialPortfolioSegmentMember_lbl0" xml:lang="en-US">Oneto Four Family Residential Portfolio Segment [Member]</label>
    <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="ffic_OnetoFourFamilyResidentialPortfolioSegmentMember" xlink:to="ffic_OnetoFourFamilyResidentialPortfolioSegmentMember_lbl0"/>
    <label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:label="ffic_OnetoFourFamilyResidentialPortfolioSegmentMember_lbl1" xml:lang="en-US">Portfolio segment of the company&apos;s total financing receivables related to one-to-four family - residential receivables.</label>
    <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="ffic_OnetoFourFamilyResidentialPortfolioSegmentMember" xlink:to="ffic_OnetoFourFamilyResidentialPortfolioSegmentMember_lbl1"/>
    <label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="ffic_OtherRealEstateOwnedMember_lbl0" xml:lang="en-US">Other Real Estate Owned [Member]</label>
    <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="ffic_OtherRealEstateOwnedMember" xlink:to="ffic_OtherRealEstateOwnedMember_lbl0"/>
    <label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:label="ffic_OtherRealEstateOwnedMember_lbl1" xml:lang="en-US">Represents OREO.</label>
    <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="ffic_OtherRealEstateOwnedMember" xlink:to="ffic_OtherRealEstateOwnedMember_lbl1"/>
    <label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="ffic_OtherSecuritiesMember_lbl0" xml:lang="en-US">Other Securities [Member]</label>
    <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="ffic_OtherSecuritiesMember" xlink:to="ffic_OtherSecuritiesMember_lbl0"/>
    <label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:label="ffic_OtherSecuritiesMember_lbl1" xml:lang="en-US">Represents other securities.</label>
    <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="ffic_OtherSecuritiesMember" xlink:to="ffic_OtherSecuritiesMember_lbl1"/>
    <label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="ffic_PIMCOBondFundMember_lbl0" xml:lang="en-US">PIMCO Bond Fund [Member]</label>
    <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="ffic_PIMCOBondFundMember" xlink:to="ffic_PIMCOBondFundMember_lbl0"/>
    <label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:label="ffic_PIMCOBondFundMember_lbl1" xml:lang="en-US">Represents PIMCO Bond Fund.</label>
    <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="ffic_PIMCOBondFundMember" xlink:to="ffic_PIMCOBondFundMember_lbl1"/>
    <label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="ffic_PhantomStockPlanMember_lbl0" xml:lang="en-US">Phantom Stock Plan [Member]</label>
    <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="ffic_PhantomStockPlanMember" xlink:to="ffic_PhantomStockPlanMember_lbl0"/>
    <label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:label="ffic_PhantomStockPlanMember_lbl1" xml:lang="en-US">Information related to the Phantom Stock Plan.</label>
    <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="ffic_PhantomStockPlanMember" xlink:to="ffic_PhantomStockPlanMember_lbl1"/>
    <label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="ffic_PooledTrustPreferredSecuritiesMember_lbl0" xml:lang="en-US">Pooled Trust Preferred Securities [Member]</label>
    <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="ffic_PooledTrustPreferredSecuritiesMember" xlink:to="ffic_PooledTrustPreferredSecuritiesMember_lbl0"/>
    <label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:label="ffic_PooledTrustPreferredSecuritiesMember_lbl1" xml:lang="en-US">Represents Pooled Trust Preferred Securities.</label>
    <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="ffic_PooledTrustPreferredSecuritiesMember" xlink:to="ffic_PooledTrustPreferredSecuritiesMember_lbl1"/>
    <label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="ffic_PostretirementPlan1Member_lbl0" xml:lang="en-US">Postretirement Plan 1 [Member]</label>
    <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="ffic_PostretirementPlan1Member" xlink:to="ffic_PostretirementPlan1Member_lbl0"/>
    <label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:label="ffic_PostretirementPlan1Member_lbl1" xml:lang="en-US">Represents Postretirement Plan.</label>
    <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="ffic_PostretirementPlan1Member" xlink:to="ffic_PostretirementPlan1Member_lbl1"/>
    <label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="ffic_PostretirementPlansMember_lbl0" xml:lang="en-US">Postretirement Plans [Member]</label>
    <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="ffic_PostretirementPlansMember" xlink:to="ffic_PostretirementPlansMember_lbl0"/>
    <label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:label="ffic_PostretirementPlansMember_lbl1" xml:lang="en-US">Represents Postretirement Plans.</label>
    <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="ffic_PostretirementPlansMember" xlink:to="ffic_PostretirementPlansMember_lbl1"/>
    <label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="ffic_PriorServiceCreditsMember_lbl0" xml:lang="en-US">Prior Service Credits [Member]</label>
    <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="ffic_PriorServiceCreditsMember" xlink:to="ffic_PriorServiceCreditsMember_lbl0"/>
    <label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:label="ffic_PriorServiceCreditsMember_lbl1" xml:lang="en-US">Represents prior service credits.</label>
    <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="ffic_PriorServiceCreditsMember" xlink:to="ffic_PriorServiceCreditsMember_lbl1"/>
    <label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="ffic_PrudentialShortTermMember_lbl0" xml:lang="en-US">Prudential Short Term [Member]</label>
    <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="ffic_PrudentialShortTermMember" xlink:to="ffic_PrudentialShortTermMember_lbl0"/>
    <label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:label="ffic_PrudentialShortTermMember_lbl1" xml:lang="en-US">Represents Prudential Short-term.</label>
    <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="ffic_PrudentialShortTermMember" xlink:to="ffic_PrudentialShortTermMember_lbl1"/>
    <label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="ffic_PurchaseOfCommonSharesOutstandingMember_lbl0" xml:lang="en-US">Purchase Of Common Shares Outstanding [Member]</label>
    <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="ffic_PurchaseOfCommonSharesOutstandingMember" xlink:to="ffic_PurchaseOfCommonSharesOutstandingMember_lbl0"/>
    <label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:label="ffic_PurchaseOfCommonSharesOutstandingMember_lbl1" xml:lang="en-US">Represents purchase of common shares outstanding.</label>
    <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="ffic_PurchaseOfCommonSharesOutstandingMember" xlink:to="ffic_PurchaseOfCommonSharesOutstandingMember_lbl1"/>
    <label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="ffic_REMICAndCMOMember_lbl0" xml:lang="en-US">REMIC And CMO [Member]</label>
    <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="ffic_REMICAndCMOMember" xlink:to="ffic_REMICAndCMOMember_lbl0"/>
    <label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:label="ffic_REMICAndCMOMember_lbl1" xml:lang="en-US">Represents REMIC and CMO.</label>
    <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="ffic_REMICAndCMOMember" xlink:to="ffic_REMICAndCMOMember_lbl1"/>
    <label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="ffic_RepurchaseAgreement10Member_lbl0" xml:lang="en-US">Repurchase Agreement 10 [Member]</label>
    <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="ffic_RepurchaseAgreement10Member" xlink:to="ffic_RepurchaseAgreement10Member_lbl0"/>
    <label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:label="ffic_RepurchaseAgreement10Member_lbl1" xml:lang="en-US">Represents Repurchase Agreement.</label>
    <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="ffic_RepurchaseAgreement10Member" xlink:to="ffic_RepurchaseAgreement10Member_lbl1"/>
    <label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="ffic_RepurchaseAgreement11Member_lbl0" xml:lang="en-US">Repurchase Agreement 11 [Member]</label>
    <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="ffic_RepurchaseAgreement11Member" xlink:to="ffic_RepurchaseAgreement11Member_lbl0"/>
    <label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:label="ffic_RepurchaseAgreement11Member_lbl1" xml:lang="en-US">Represents Repurchase Agreement.</label>
    <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="ffic_RepurchaseAgreement11Member" xlink:to="ffic_RepurchaseAgreement11Member_lbl1"/>
    <label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="ffic_RepurchaseAgreement1Member_lbl0" xml:lang="en-US">Repurchase Agreement 1 [Member]</label>
    <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="ffic_RepurchaseAgreement1Member" xlink:to="ffic_RepurchaseAgreement1Member_lbl0"/>
    <label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:label="ffic_RepurchaseAgreement1Member_lbl1" xml:lang="en-US">Represents Repurchase Agreement.</label>
    <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="ffic_RepurchaseAgreement1Member" xlink:to="ffic_RepurchaseAgreement1Member_lbl1"/>
    <label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="ffic_RepurchaseAgreement2Member_lbl0" xml:lang="en-US">Repurchase Agreement 2 [Member]</label>
    <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="ffic_RepurchaseAgreement2Member" xlink:to="ffic_RepurchaseAgreement2Member_lbl0"/>
    <label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:label="ffic_RepurchaseAgreement2Member_lbl1" xml:lang="en-US">Represents Repurchase Agreement.</label>
    <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="ffic_RepurchaseAgreement2Member" xlink:to="ffic_RepurchaseAgreement2Member_lbl1"/>
    <label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="ffic_RepurchaseAgreement3Member_lbl0" xml:lang="en-US">Repurchase Agreement 3 [Member]</label>
    <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="ffic_RepurchaseAgreement3Member" xlink:to="ffic_RepurchaseAgreement3Member_lbl0"/>
    <label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:label="ffic_RepurchaseAgreement3Member_lbl1" xml:lang="en-US">Represents Repurchase Agreement.</label>
    <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="ffic_RepurchaseAgreement3Member" xlink:to="ffic_RepurchaseAgreement3Member_lbl1"/>
    <label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="ffic_RepurchaseAgreement4Member_lbl0" xml:lang="en-US">Repurchase Agreement 4 [Member]</label>
    <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="ffic_RepurchaseAgreement4Member" xlink:to="ffic_RepurchaseAgreement4Member_lbl0"/>
    <label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:label="ffic_RepurchaseAgreement4Member_lbl1" xml:lang="en-US">Represents Repurchase Agreement.</label>
    <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="ffic_RepurchaseAgreement4Member" xlink:to="ffic_RepurchaseAgreement4Member_lbl1"/>
    <label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="ffic_RepurchaseAgreement7Member_lbl0" xml:lang="en-US">Repurchase Agreement 7 [Member]</label>
    <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="ffic_RepurchaseAgreement7Member" xlink:to="ffic_RepurchaseAgreement7Member_lbl0"/>
    <label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:label="ffic_RepurchaseAgreement7Member_lbl1" xml:lang="en-US">Represents Repurchase Agreement.</label>
    <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="ffic_RepurchaseAgreement7Member" xlink:to="ffic_RepurchaseAgreement7Member_lbl1"/>
    <label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="ffic_RestrictedStockAwardsRepurchasedToSatisfyTaxObligationsMember_lbl0" xml:lang="en-US">Restricted Stock Awards Repurchased To Satisfy Tax Obligations [Member]</label>
    <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="ffic_RestrictedStockAwardsRepurchasedToSatisfyTaxObligationsMember" xlink:to="ffic_RestrictedStockAwardsRepurchasedToSatisfyTaxObligationsMember_lbl0"/>
    <label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:label="ffic_RestrictedStockAwardsRepurchasedToSatisfyTaxObligationsMember_lbl1" xml:lang="en-US">Represents restricted stock awards repurchased to satisfy tax obligations.</label>
    <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="ffic_RestrictedStockAwardsRepurchasedToSatisfyTaxObligationsMember" xlink:to="ffic_RestrictedStockAwardsRepurchasedToSatisfyTaxObligationsMember_lbl1"/>
    <label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="ffic_RetirementPlanMember_lbl0" xml:lang="en-US">Retirement Plan [Member]</label>
    <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="ffic_RetirementPlanMember" xlink:to="ffic_RetirementPlanMember_lbl0"/>
    <label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:label="ffic_RetirementPlanMember_lbl1" xml:lang="en-US">Represents Retirement Plan.</label>
    <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="ffic_RetirementPlanMember" xlink:to="ffic_RetirementPlanMember_lbl1"/>
    <label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="ffic_SBALoansMember_lbl0" xml:lang="en-US">SBA Loans [Member]</label>
    <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="ffic_SBALoansMember" xlink:to="ffic_SBALoansMember_lbl0"/>
    <label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:label="ffic_SBALoansMember_lbl1" xml:lang="en-US">Information pertaining to small business administration (SBA) loans.</label>
    <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="ffic_SBALoansMember" xlink:to="ffic_SBALoansMember_lbl1"/>
    <label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="ffic_SalesApproachValuationTechniqueMember_lbl0" xml:lang="en-US">Sales Approach Valuation Technique [Member]</label>
    <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="ffic_SalesApproachValuationTechniqueMember" xlink:to="ffic_SalesApproachValuationTechniqueMember_lbl0"/>
    <label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:label="ffic_SalesApproachValuationTechniqueMember_lbl1" xml:lang="en-US">Sales approach valuation technique used to measure fair value.</label>
    <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="ffic_SalesApproachValuationTechniqueMember" xlink:to="ffic_SalesApproachValuationTechniqueMember_lbl1"/>
    <label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="ffic_SavingsBankMember_lbl0" xml:lang="en-US">Savings Bank [Member]</label>
    <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="ffic_SavingsBankMember" xlink:to="ffic_SavingsBankMember_lbl0"/>
    <label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:label="ffic_SavingsBankMember_lbl1" xml:lang="en-US">Represents Savings Bank.</label>
    <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="ffic_SavingsBankMember" xlink:to="ffic_SavingsBankMember_lbl1"/>
    <label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="ffic_SecuritiesHeldToMaturityMember_lbl0" xml:lang="en-US">Securities Held To Maturity [Member]</label>
    <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="ffic_SecuritiesHeldToMaturityMember" xlink:to="ffic_SecuritiesHeldToMaturityMember_lbl0"/>
    <label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:label="ffic_SecuritiesHeldToMaturityMember_lbl1" xml:lang="en-US">Investments in debt securities classified as held-to-maturity.</label>
    <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="ffic_SecuritiesHeldToMaturityMember" xlink:to="ffic_SecuritiesHeldToMaturityMember_lbl1"/>
    <label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="ffic_ShareholderRightsPlanMember_lbl0" xml:lang="en-US">Shareholder Rights Plan [Member]</label>
    <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="ffic_ShareholderRightsPlanMember" xlink:to="ffic_ShareholderRightsPlanMember_lbl0"/>
    <label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:label="ffic_ShareholderRightsPlanMember_lbl1" xml:lang="en-US">Represents Shareholder Rights Plan.</label>
    <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="ffic_ShareholderRightsPlanMember" xlink:to="ffic_ShareholderRightsPlanMember_lbl1"/>
    <label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="ffic_SharesPurchasedToFundOptionsExercisedMember_lbl0" xml:lang="en-US">Shares Purchased To Fund Options Exercised [Member]</label>
    <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="ffic_SharesPurchasedToFundOptionsExercisedMember" xlink:to="ffic_SharesPurchasedToFundOptionsExercisedMember_lbl0"/>
    <label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:label="ffic_SharesPurchasedToFundOptionsExercisedMember_lbl1" xml:lang="en-US">Represents shares purchased to fund options exercised.</label>
    <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="ffic_SharesPurchasedToFundOptionsExercisedMember" xlink:to="ffic_SharesPurchasedToFundOptionsExercisedMember_lbl1"/>
    <label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="ffic_SingleIssuerTrustPreferredSecurityMember_lbl0" xml:lang="en-US">Single Issuer Trust Preferred Security [Member]</label>
    <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="ffic_SingleIssuerTrustPreferredSecurityMember" xlink:to="ffic_SingleIssuerTrustPreferredSecurityMember_lbl0"/>
    <label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:label="ffic_SingleIssuerTrustPreferredSecurityMember_lbl1" xml:lang="en-US">Represents Single Issuer Trust Preferred Security.</label>
    <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="ffic_SingleIssuerTrustPreferredSecurityMember" xlink:to="ffic_SingleIssuerTrustPreferredSecurityMember_lbl1"/>
    <label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="ffic_SmallBusinessAdministrationMember_lbl0" xml:lang="en-US">Small Business Administration [Member]</label>
    <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="ffic_SmallBusinessAdministrationMember" xlink:to="ffic_SmallBusinessAdministrationMember_lbl0"/>
    <label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:label="ffic_SmallBusinessAdministrationMember_lbl1" xml:lang="en-US">Represents Small Business Administration.</label>
    <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="ffic_SmallBusinessAdministrationMember" xlink:to="ffic_SmallBusinessAdministrationMember_lbl1"/>
    <label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="ffic_SmallBusinessAdministrationPortfolioSegmentMember_lbl0" xml:lang="en-US">Small Business Administration Portfolio Segment [Member]</label>
    <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="ffic_SmallBusinessAdministrationPortfolioSegmentMember" xlink:to="ffic_SmallBusinessAdministrationPortfolioSegmentMember_lbl0"/>
    <label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:label="ffic_SmallBusinessAdministrationPortfolioSegmentMember_lbl1" xml:lang="en-US">Portfolio segment of the company&apos;s total financing receivables related to small business administration receivables</label>
    <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="ffic_SmallBusinessAdministrationPortfolioSegmentMember" xlink:to="ffic_SmallBusinessAdministrationPortfolioSegmentMember_lbl1"/>
    <label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="ffic_TaxMedallionPortflioSegmentMember_lbl0" xml:lang="en-US">Tax Medallion Portflio Segment [Member]</label>
    <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="ffic_TaxMedallionPortflioSegmentMember" xlink:to="ffic_TaxMedallionPortflioSegmentMember_lbl0"/>
    <label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:label="ffic_TaxMedallionPortflioSegmentMember_lbl1" xml:lang="en-US">Information pertaining to tax medallion portfolio segment.</label>
    <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="ffic_TaxMedallionPortflioSegmentMember" xlink:to="ffic_TaxMedallionPortflioSegmentMember_lbl1"/>
    <label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="ffic_TaxiMedallionMember_lbl0" xml:lang="en-US">Taxi Medallion [Member]</label>
    <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="ffic_TaxiMedallionMember" xlink:to="ffic_TaxiMedallionMember_lbl0"/>
    <label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:label="ffic_TaxiMedallionMember_lbl1" xml:lang="en-US">Represents Taxi Medallion.</label>
    <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="ffic_TaxiMedallionMember" xlink:to="ffic_TaxiMedallionMember_lbl1"/>
    <label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="ffic_TotalAssetsFinancialInstrumentsMember_lbl0" xml:lang="en-US">Total Assets Financial Instruments [Member]</label>
    <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="ffic_TotalAssetsFinancialInstrumentsMember" xlink:to="ffic_TotalAssetsFinancialInstrumentsMember_lbl0"/>
    <label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:label="ffic_TotalAssetsFinancialInstrumentsMember_lbl1" xml:lang="en-US">Represents Total Assets - Financial Instruments.</label>
    <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="ffic_TotalAssetsFinancialInstrumentsMember" xlink:to="ffic_TotalAssetsFinancialInstrumentsMember_lbl1"/>
    <label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="ffic_TotalLiabilitiesFinancialInstrumentsMember_lbl0" xml:lang="en-US">Total Liabilities Financial Instruments [Member]</label>
    <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="ffic_TotalLiabilitiesFinancialInstrumentsMember" xlink:to="ffic_TotalLiabilitiesFinancialInstrumentsMember_lbl0"/>
    <label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:label="ffic_TotalLiabilitiesFinancialInstrumentsMember_lbl1" xml:lang="en-US">Represents Total Liabilities - Financial Instruments.</label>
    <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="ffic_TotalLiabilitiesFinancialInstrumentsMember" xlink:to="ffic_TotalLiabilitiesFinancialInstrumentsMember_lbl1"/>
    <label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="ffic_TrustPreferredSecuritiesMember_lbl0" xml:lang="en-US">Trust Preferred Securities [Member]</label>
    <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="ffic_TrustPreferredSecuritiesMember" xlink:to="ffic_TrustPreferredSecuritiesMember_lbl0"/>
    <label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:label="ffic_TrustPreferredSecuritiesMember_lbl1" xml:lang="en-US">Represents Trust Preferred Securities.</label>
    <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="ffic_TrustPreferredSecuritiesMember" xlink:to="ffic_TrustPreferredSecuritiesMember_lbl1"/>
    <label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="ffic_TwentyFourteenOmnibusIncentivePlanMember_lbl0" xml:lang="en-US">Twenty Fourteen Omnibus Incentive Plan [Member]</label>
    <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="ffic_TwentyFourteenOmnibusIncentivePlanMember" xlink:to="ffic_TwentyFourteenOmnibusIncentivePlanMember_lbl0"/>
    <label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:label="ffic_TwentyFourteenOmnibusIncentivePlanMember_lbl1" xml:lang="en-US">Name of stock-based compensation plan.</label>
    <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="ffic_TwentyFourteenOmnibusIncentivePlanMember" xlink:to="ffic_TwentyFourteenOmnibusIncentivePlanMember_lbl1"/>
    <label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="ffic_USLargeCapGrowthMember_lbl0" xml:lang="en-US">US Large Cap Growth [Member]</label>
    <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="ffic_USLargeCapGrowthMember" xlink:to="ffic_USLargeCapGrowthMember_lbl0"/>
    <label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:label="ffic_USLargeCapGrowthMember_lbl1" xml:lang="en-US">Represents U.S. Large-Cap Growth.</label>
    <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="ffic_USLargeCapGrowthMember" xlink:to="ffic_USLargeCapGrowthMember_lbl1"/>
    <label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="ffic_USLargeCapValueMember_lbl0" xml:lang="en-US">US Large Cap Value [Member]</label>
    <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="ffic_USLargeCapValueMember" xlink:to="ffic_USLargeCapValueMember_lbl0"/>
    <label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:label="ffic_USLargeCapValueMember_lbl1" xml:lang="en-US">Represents U.S. Large-Cap Value.</label>
    <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="ffic_USLargeCapValueMember" xlink:to="ffic_USLargeCapValueMember_lbl1"/>
    <label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="ffic_USSmallCapBlendMember_lbl0" xml:lang="en-US">US Small Cap Blend [Member]</label>
    <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="ffic_USSmallCapBlendMember" xlink:to="ffic_USSmallCapBlendMember_lbl0"/>
    <label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:label="ffic_USSmallCapBlendMember_lbl1" xml:lang="en-US">Represents U.S. Small-Cap Blend.</label>
    <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="ffic_USSmallCapBlendMember" xlink:to="ffic_USSmallCapBlendMember_lbl1"/>
    <label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="ffic_UltimateYear2018Member_lbl0" xml:lang="en-US">Ultimate Year 2018 [Member]</label>
    <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="ffic_UltimateYear2018Member" xlink:to="ffic_UltimateYear2018Member_lbl0"/>
    <label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:label="ffic_UltimateYear2018Member_lbl1" xml:lang="en-US">Represents Ultimate year, 2018.</label>
    <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="ffic_UltimateYear2018Member" xlink:to="ffic_UltimateYear2018Member_lbl1"/>
    <label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="ffic_UnsecuredLineOfCreditMember_lbl0" xml:lang="en-US">Unsecured Line Of Credit [Member]</label>
    <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="ffic_UnsecuredLineOfCreditMember" xlink:to="ffic_UnsecuredLineOfCreditMember_lbl0"/>
    <label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:label="ffic_UnsecuredLineOfCreditMember_lbl1" xml:lang="en-US">Line of credit not collateralized by pledge of, mortgage of or other lien on the entity&apos;s assets.</label>
    <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="ffic_UnsecuredLineOfCreditMember" xlink:to="ffic_UnsecuredLineOfCreditMember_lbl1"/>
    <label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="ffic_VestedUponChangeInControlMember_lbl0" xml:lang="en-US">Vested Upon Change In Control [Member]</label>
    <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="ffic_VestedUponChangeInControlMember" xlink:to="ffic_VestedUponChangeInControlMember_lbl0"/>
    <label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:label="ffic_VestedUponChangeInControlMember_lbl1" xml:lang="en-US">Represents vested upon change in control.</label>
    <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="ffic_VestedUponChangeInControlMember" xlink:to="ffic_VestedUponChangeInControlMember_lbl1"/>
    <loc xlink:type="locator" xlink:label="ffic_DocumentAndEntityInformationAbstract" xlink:href="ffic-20151231.xsd#ffic_DocumentAndEntityInformationAbstract"/>
    <label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="ffic_DocumentAndEntityInformationAbstract_lbl" xml:lang="en-US">Document and Entity Information [Abstract]</label>
    <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="ffic_DocumentAndEntityInformationAbstract" xlink:to="ffic_DocumentAndEntityInformationAbstract_lbl"/>
    <label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="ffic_ShareBasedCompensationArrangementByShareBasedPaymentAwardEquityInstrumentsOtherThanOptionsVestedButUnissuedWeightedAverageGrantDateFairValue_lbl1" xml:lang="en-US">ShareBasedCompensationArrangementByShareBasedPaymentAwardEquityInstrumentsOtherThanOptionsVestedButUnissuedWeightedAverageGrantDateFairValue</label>
    <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="ffic_ShareBasedCompensationArrangementByShareBasedPaymentAwardEquityInstrumentsOtherThanOptionsVestedButUnissuedWeightedAverageGrantDateFairValue" xlink:to="ffic_ShareBasedCompensationArrangementByShareBasedPaymentAwardEquityInstrumentsOtherThanOptionsVestedButUnissuedWeightedAverageGrantDateFairValue_lbl1"/>
    <label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="ffic_AssetsAbstract0000_lbl0" xml:lang="en-US">AssetsAbstract0000</label>
    <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="ffic_AssetsAbstract0000" xlink:to="ffic_AssetsAbstract0000_lbl0"/>
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    <label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="us-gaap_SharebasedCompensationArrangementBySharebasedPaymentAwardOptionsExercisableWeightedAverageRemainingContractualTerm1_lbl0" xml:lang="en-US">Share-based Compensation Arrangement by Share-based Payment Award, Options, Exercisable, Weighted Average Remaining Contractual Term</label>
    <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="us-gaap_SharebasedCompensationArrangementBySharebasedPaymentAwardOptionsExercisableWeightedAverageRemainingContractualTerm1" xlink:to="us-gaap_SharebasedCompensationArrangementBySharebasedPaymentAwardOptionsExercisableWeightedAverageRemainingContractualTerm1_lbl0"/>
    <label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="us-gaap_FederalHomeLoanBankAdvancesBranchOfFHLBBankWeightedAverageInterestRate_lbl0" xml:lang="en-US">Federal Home Loan Bank, Advances, Branch of FHLB Bank, Weighted Average Interest Rate</label>
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    <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="us-gaap_EffectiveIncomeTaxRateReconciliationStateAndLocalIncomeTaxes" xlink:to="us-gaap_EffectiveIncomeTaxRateReconciliationStateAndLocalIncomeTaxes_lbl0"/>
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    <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="us-gaap_DefinedBenefitPlanFutureAmortizationOfGainLoss" xlink:to="us-gaap_DefinedBenefitPlanFutureAmortizationOfGainLoss_lbl0"/>
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    <loc xlink:type="locator" xlink:label="dei_CurrentFiscalYearEndDate" xlink:href="http://xbrl.sec.gov/dei/2014/dei-2014-01-31.xsd#dei_CurrentFiscalYearEndDate"/>
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    <label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="us-gaap_BankOwnedLifeInsuranceIncome_lbl1" xml:lang="en-US">Bank Owned Life Insurance Income</label>
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    <label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="us-gaap_FinancingReceivableCollectivelyEvaluatedForImpairment_lbl0" xml:lang="en-US">Financing Receivable, Collectively Evaluated for Impairment</label>
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<DOCUMENT>
<TYPE>EX-101.PRE
<SEQUENCE>18
<FILENAME>ffic-20151231_pre.xml
<DESCRIPTION>XBRL PRESENTATION FILE
<TEXT>
<XBRL>
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<body>
<span style="display: none;">v3.3.1.900</span><table class="report" border="0" cellspacing="2" id="idp6859443472">
<tr>
<th class="tl" colspan="1" rowspan="2"><div style="width: 200px;"><strong>Document And Entity Information - USD ($)<br></strong></div></th>
<th class="th" colspan="1">12 Months Ended</th>
<th class="th" colspan="1"></th>
<th class="th" colspan="1"></th>
</tr>
<tr>
<th class="th"><div>Dec. 31, 2015</div></th>
<th class="th"><div>Feb. 29, 2016</div></th>
<th class="th"><div>Jun. 30, 2015</div></th>
</tr>
<tr class="re">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_ffic_DocumentAndEntityInformationAbstract', window );"><strong>Document and Entity Information [Abstract]</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_dei_EntityRegistrantName', window );">Entity Registrant Name</a></td>
<td class="text">Flushing Financial Corporation<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_dei_TradingSymbol', window );">Trading Symbol</a></td>
<td class="text">ffic<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_dei_DocumentType', window );">Document Type</a></td>
<td class="text">10-K<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_dei_CurrentFiscalYearEndDate', window );">Current Fiscal Year End Date</a></td>
<td class="text">--12-31<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_dei_EntityCommonStockSharesOutstanding', window );">Entity Common Stock, Shares Outstanding</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="nump">28,984,725<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_dei_EntityPublicFloat', window );">Entity Public Float</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="nump">$ 576,620,000<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_dei_AmendmentFlag', window );">Amendment Flag</a></td>
<td class="text">false<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_dei_EntityCentralIndexKey', window );">Entity Central Index Key</a></td>
<td class="text">0000923139<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_dei_EntityCurrentReportingStatus', window );">Entity Current Reporting Status</a></td>
<td class="text">Yes<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_dei_EntityVoluntaryFilers', window );">Entity Voluntary Filers</a></td>
<td class="text">No<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_dei_EntityFilerCategory', window );">Entity Filer Category</a></td>
<td class="text">Accelerated Filer<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_dei_EntityWellKnownSeasonedIssuer', window );">Entity Well-known Seasoned Issuer</a></td>
<td class="text">No<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_dei_DocumentPeriodEndDate', window );">Document Period End Date</a></td>
<td class="text">Dec. 31,  2015<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_dei_DocumentFiscalYearFocus', window );">Document Fiscal Year Focus</a></td>
<td class="text">2015<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_dei_DocumentFiscalPeriodFocus', window );">Document Fiscal Period Focus</a></td>
<td class="text">FY<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
</table>
<div style="display: none;">
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_dei_AmendmentFlag">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>If the value is true, then the document is an amendment to previously-filed/accepted document.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>No definition available.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">dei_AmendmentFlag</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>dei_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:booleanItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_dei_CurrentFiscalYearEndDate">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>End date of current fiscal year in the format --MM-DD.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>No definition available.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">dei_CurrentFiscalYearEndDate</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>dei_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:gMonthDayItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_dei_DocumentFiscalPeriodFocus">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>This is focus fiscal period of the document report. For a first quarter 2006 quarterly report, which may also provide financial information from prior periods, the first fiscal quarter should be given as the fiscal period focus. Values: FY, Q1, Q2, Q3, Q4, H1, H2, M9, T1, T2, T3, M8, CY.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>No definition available.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">dei_DocumentFiscalPeriodFocus</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>dei_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>dei:fiscalPeriodItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_dei_DocumentFiscalYearFocus">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>This is focus fiscal year of the document report in CCYY format. For a 2006 annual report, which may also provide financial information from prior periods, fiscal 2006 should be given as the fiscal year focus. Example: 2006.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>No definition available.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">dei_DocumentFiscalYearFocus</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>dei_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:gYearItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_dei_DocumentPeriodEndDate">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>The end date of the period reflected on the cover page if a periodic report. For all other reports and registration statements containing historical data, it is the date up through which that historical data is presented.  If there is no historical data in the report, use the filing date. The format of the date is CCYY-MM-DD.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>No definition available.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">dei_DocumentPeriodEndDate</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>dei_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:dateItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_dei_DocumentType">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>The type of document being provided (such as 10-K, 10-Q, 485BPOS, etc). The document type is limited to the same value as the supporting SEC submission type, or the word "Other".</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>No definition available.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">dei_DocumentType</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>dei_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>dei:submissionTypeItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_dei_EntityCentralIndexKey">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>A unique 10-digit SEC-issued value to identify entities that have filed disclosures with the SEC. It is commonly abbreviated as CIK.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher SEC<br> -Name Regulation 12B<br> -Number 240<br> -Section 12b<br> -Subsection 1<br></p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">dei_EntityCentralIndexKey</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>dei_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>dei:centralIndexKeyItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_dei_EntityCommonStockSharesOutstanding">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>Indicate number of shares or other units outstanding of each of registrant's classes of capital or common stock or other ownership interests, if and as stated on cover of related periodic report. Where multiple classes or units exist define each class/interest by adding class of stock items such as Common Class A [Member], Common Class B [Member] or Partnership Interest [Member] onto the Instrument [Domain] of the Entity Listings, Instrument.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>No definition available.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">dei_EntityCommonStockSharesOutstanding</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>dei_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:sharesItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>instant</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_dei_EntityCurrentReportingStatus">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>Indicate "Yes" or "No" whether registrants (1) have filed all reports required to be filed by Section 13 or 15(d) of the Securities Exchange Act of 1934 during the preceding 12 months (or for such shorter period that registrants were required to file such reports), and (2) have been subject to such filing requirements for the past 90 days. This information should be based on the registrant's current or most recent filing containing the related disclosure.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>No definition available.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">dei_EntityCurrentReportingStatus</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>dei_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>dei:yesNoItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_dei_EntityFilerCategory">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>Indicate whether the registrant is one of the following: (1) Large Accelerated Filer, (2) Accelerated Filer, (3) Non-accelerated Filer, (4) Smaller Reporting Company (Non-accelerated) or (5) Smaller Reporting Accelerated Filer. Definitions of these categories are stated in Rule 12b-2 of the Exchange Act. This information should be based on the registrant's current or most recent filing containing the related disclosure.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>No definition available.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">dei_EntityFilerCategory</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>dei_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>dei:filerCategoryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_dei_EntityPublicFloat">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>State aggregate market value of voting and non-voting common equity held by non-affiliates computed by reference to price at which the common equity was last sold, or average bid and asked price of such common equity, as of the last business day of registrant's most recently completed second fiscal quarter. The public float should be reported on the cover page of the registrants form 10K.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>No definition available.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">dei_EntityPublicFloat</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>dei_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>credit</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>instant</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_dei_EntityRegistrantName">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>The exact name of the entity filing the report as specified in its charter, which is required by forms filed with the SEC.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher SEC<br> -Name Regulation 12B<br> -Number 240<br> -Section 12b<br> -Subsection 1<br></p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">dei_EntityRegistrantName</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>dei_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:normalizedStringItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_dei_EntityVoluntaryFilers">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>Indicate "Yes" or "No" if the registrant is not required to file reports pursuant to Section 13 or Section 15(d) of the Act.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>No definition available.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">dei_EntityVoluntaryFilers</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>dei_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>dei:yesNoItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_dei_EntityWellKnownSeasonedIssuer">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>Indicate "Yes" or "No" if the registrant is a well-known seasoned issuer, as defined in Rule 405 of the Securities Act. Is used on Form Type: 10-K, 10-Q, 8-K, 20-F, 6-K, 10-K/A, 10-Q/A, 20-F/A, 6-K/A, N-CSR, N-Q, N-1A.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>No definition available.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">dei_EntityWellKnownSeasonedIssuer</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>dei_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>dei:yesNoItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_dei_TradingSymbol">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>Trading symbol of an instrument as listed on an exchange.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>No definition available.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">dei_TradingSymbol</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>dei_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:normalizedStringItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_ffic_DocumentAndEntityInformationAbstract">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- References</a><div><p>No definition available.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">ffic_DocumentAndEntityInformationAbstract</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>ffic_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:stringItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
</div>
</body>
</html>
</TEXT>
</DOCUMENT>
<DOCUMENT>
<TYPE>XML
<SEQUENCE>21
<FILENAME>R2.htm
<DESCRIPTION>IDEA: XBRL DOCUMENT
<TEXT>
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<head>
<title></title>
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<span style="display: none;">v3.3.1.900</span><table class="report" border="0" cellspacing="2" id="idp6859367456">
<tr>
<th class="tl" colspan="1" rowspan="1"><div style="width: 200px;"><strong>Consolidated Statements of Financial Condition - USD ($)<br></strong></div></th>
<th class="th"><div>Dec. 31, 2015</div></th>
<th class="th"><div>Dec. 31, 2014</div></th>
</tr>
<tr class="re">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_AssetsAbstract', window );"><strong>Assets</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_CashAndDueFromBanks', window );">Cash and due from banks</a></td>
<td class="nump">$ 42,363,000<span></span>
</td>
<td class="nump">$ 34,265,000<span></span>
</td>
</tr>
<tr class="re">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_ffic_SecuritiesHeldToMaturityAbstract', window );"><strong>Securities held-to-maturity:</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_HeldToMaturitySecurities', window );">Other securities (none pledged; fair value of $6,180 at December 31, 2015)</a></td>
<td class="nump">6,180,000<span></span>
</td>
<td class="nump">0<span></span>
</td>
</tr>
<tr class="re">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_ffic_SecuritiesAvailableForSaleAtFairValueAbstract', window );"><strong>Securities available for sale, at fair value:</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_MortgageBackedSecuritiesAvailableForSaleFairValueDisclosure', window );">Mortgage-backed securities (including assets pledged of $496,121 and $464,626 at December 31, 2015 and 2014, respectively; $2,527 and $4,678 at fair value pursuant to the fair value option at December 31, 2015 and 2014, respectively)</a></td>
<td class="nump">668,740,000<span></span>
</td>
<td class="nump">704,933,000<span></span>
</td>
</tr>
<tr class="re">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_ffic_AvailableForSaleSecuritiesOtherFairValueDisclosure', window );">Other securities (including assets pledged of none and $57,562 at December 31, 2015 and 2014, respectively ; $28,205 and $27,915 at fair value pursuant to the fair value option at December 31, 2015 and 2014, respectively)</a></td>
<td class="nump">324,657,000<span></span>
</td>
<td class="nump">268,377,000<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_LoansAndLeasesReceivableGrossCarryingAmount', window );">Loans, net of fees and costs</a></td>
<td class="nump">4,387,979,000<span></span>
</td>
<td class="nump">3,810,373,000<span></span>
</td>
</tr>
<tr class="re">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_LoansAndLeasesReceivableAllowance', window );">Less: Allowance for loan losses</a></td>
<td class="num">(21,535,000)<span></span>
</td>
<td class="num">(25,096,000)<span></span>
</td>
</tr>
<tr class="rou">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_LoansAndLeasesReceivableNetReportedAmount', window );">Net loans</a></td>
<td class="nump">4,366,444,000<span></span>
</td>
<td class="nump">3,785,277,000<span></span>
</td>
</tr>
<tr class="re">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_AccruedInvestmentIncomeReceivable', window );">Interest and dividends receivable</a></td>
<td class="nump">18,937,000<span></span>
</td>
<td class="nump">17,251,000<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_PropertyPlantAndEquipmentNet', window );">Bank premises and equipment, net</a></td>
<td class="nump">25,622,000<span></span>
</td>
<td class="nump">21,868,000<span></span>
</td>
</tr>
<tr class="re">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_FederalHomeLoanBankStock', window );">Federal Home Loan Bank of New York stock, at cost</a></td>
<td class="nump">56,066,000<span></span>
</td>
<td class="nump">46,924,000<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_BankOwnedLifeInsurance', window );">Bank owned life insurance</a></td>
<td class="nump">115,536,000<span></span>
</td>
<td class="nump">112,656,000<span></span>
</td>
</tr>
<tr class="re">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_Goodwill', window );">Goodwill</a></td>
<td class="nump">16,127,000<span></span>
</td>
<td class="nump">16,127,000<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_OtherAssets', window );">Other assets</a></td>
<td class="nump">63,962,000<span></span>
</td>
<td class="nump">69,335,000<span></span>
</td>
</tr>
<tr class="reu">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_Assets', window );">Total assets</a></td>
<td class="nump">5,704,634,000<span></span>
</td>
<td class="nump">5,077,013,000<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_ffic_DueToDepositorsAbstract', window );"><strong>Due to depositors:</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_NoninterestBearingDepositLiabilitiesDomestic', window );">Non-interest bearing</a></td>
<td class="nump">269,469,000<span></span>
</td>
<td class="nump">255,834,000<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_InterestBearingDepositLiabilitiesDomestic', window );">Interest-bearing</a></td>
<td class="nump">3,586,234,000<span></span>
</td>
<td class="nump">3,217,085,000<span></span>
</td>
</tr>
<tr class="re">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_AdvancePaymentsByBorrowersForTaxesAndInsurance', window );">Mortgagors' escrow deposits</a></td>
<td class="nump">36,844,000<span></span>
</td>
<td class="nump">35,679,000<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_DebtAndCapitalLeaseObligations', window );">Borrowed funds ($29,018 and $28,771 at fair value pursuant to the fair value option at December 31, 2015 and 2014, respectively)</a></td>
<td class="nump">1,155,676,000<span></span>
</td>
<td class="nump">940,492,000<span></span>
</td>
</tr>
<tr class="re">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_SecuritiesSoldUnderAgreementsToRepurchase', window );">Securities sold under agreements to repurchase</a></td>
<td class="nump">116,000,000<span></span>
</td>
<td class="nump">116,000,000<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_OtherLiabilities', window );">Other liabilities</a></td>
<td class="nump">67,344,000<span></span>
</td>
<td class="nump">55,676,000<span></span>
</td>
</tr>
<tr class="reu">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_Liabilities', window );">Total liabilities</a></td>
<td class="nump">$ 5,231,567,000<span></span>
</td>
<td class="nump">$ 4,620,766,000<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_StockholdersEquityAbstract', window );"><strong>Stockholders' Equity</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_PreferredStockValue', window );">Preferred stock ($0.01 par value; 5,000,000 shares authorized; none issued)</a></td>
<td class="text"> <span></span>
</td>
<td class="text"> <span></span>
</td>
</tr>
<tr class="ro">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_CommonStockValue', window );">Common stock ($0.01 par value; 100,000,000 shares authorized; 31,530,595 shares issued at December 31, 2015 and 2014; 28,830,558 shares and 29,403,823 shares outstanding at December 31, 2015 and 2014, respectively)</a></td>
<td class="nump">$ 315,000<span></span>
</td>
<td class="nump">$ 315,000<span></span>
</td>
</tr>
<tr class="re">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_AdditionalPaidInCapitalCommonStock', window );">Additional paid-in capital</a></td>
<td class="nump">210,652,000<span></span>
</td>
<td class="nump">206,437,000<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_TreasuryStockValue', window );">Treasury stock, at average cost (2,700,037 shares and 2,126,772 at December 31, 2015 and 2014, respectively)</a></td>
<td class="num">(48,868,000)<span></span>
</td>
<td class="num">(37,221,000)<span></span>
</td>
</tr>
<tr class="re">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_RetainedEarningsAccumulatedDeficit', window );">Retained earnings</a></td>
<td class="nump">316,530,000<span></span>
</td>
<td class="nump">289,623,000<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_AccumulatedOtherComprehensiveIncomeLossNetOfTax', window );">Accumulated other comprehensive loss, net of taxes</a></td>
<td class="num">(5,562,000)<span></span>
</td>
<td class="num">(2,907,000)<span></span>
</td>
</tr>
<tr class="reu">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_StockholdersEquity', window );">Total stockholders' equity</a></td>
<td class="nump">473,067,000<span></span>
</td>
<td class="nump">456,247,000<span></span>
</td>
</tr>
<tr class="rou">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_LiabilitiesAndStockholdersEquity', window );">Total liabilities and stockholders' equity</a></td>
<td class="nump">$ 5,704,634,000<span></span>
</td>
<td class="nump">$ 5,077,013,000<span></span>
</td>
</tr>
</table>
<div style="display: none;">
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_ffic_AvailableForSaleSecuritiesOtherFairValueDisclosure">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>This element represents the portion of the balance sheet assertion valued at fair value by the entity. Additionally, this element may be used in connection with the fair value disclosures required in the footnote disclosures to the financial statements. The element may be used in both the balance sheet and disclosure in the same submission. This item represents Available-for-sale Securities which consist of all investments in certain debt and equity securities, except for mortgage-backed securities, neither classified as trading or held-to-maturity securities. A debt security represents a creditor relationship with an enterprise. Debt securities include, among other items, US Treasury securities, US government securities, municipal securities, corporate bonds, convertible debt, commercial paper, and all securitized debt instruments. An equity security represents an ownership interest in an enterprise or the right to acquire or dispose of an ownership interest in an enterprise at fixed or determinable prices. Equity securities include, among other things, common stock, certain preferred stock, warrant rights, call options, and put options, but do not include convertible debt. An entity may opt to provide the reader with additional narrative text to better understand the nature of investments in debt and equity securities which are categorized as Available-for-sale.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>No definition available.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">ffic_AvailableForSaleSecuritiesOtherFairValueDisclosure</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>ffic_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>debit</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>instant</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_ffic_DueToDepositorsAbstract">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- References</a><div><p>No definition available.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">ffic_DueToDepositorsAbstract</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>ffic_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:stringItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_ffic_SecuritiesAvailableForSaleAtFairValueAbstract">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- References</a><div><p>No definition available.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">ffic_SecuritiesAvailableForSaleAtFairValueAbstract</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>ffic_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:stringItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_ffic_SecuritiesHeldToMaturityAbstract">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- References</a><div><p>No definition available.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">ffic_SecuritiesHeldToMaturityAbstract</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>ffic_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:stringItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_AccruedInvestmentIncomeReceivable">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>Interest, dividends, rents, ancillary and other revenues earned but not yet received by the entity on its investments.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 210<br> -SubTopic 10<br> -Section S99<br> -Paragraph 1<br> -Subparagraph (SX 210.5-02.3)<br> -URI http://asc.fasb.org/extlink&amp;oid=6877327&amp;loc=d3e13212-122682<br><br>Reference 2: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher SEC<br> -Name Regulation S-X (SX)<br> -Number 210<br> -Section 03<br> -Paragraph 4<br> -Article 7<br></p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_AccruedInvestmentIncomeReceivable</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>us-gaap_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>debit</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>instant</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_AccumulatedOtherComprehensiveIncomeLossNetOfTax">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>Accumulated change in equity from transactions and other events and circumstances from non-owner sources, net of tax effect, at period end. Excludes Net Income (Loss), and accumulated changes in equity from transactions resulting from investments by owners and distributions to owners. Includes foreign currency translation items, certain pension adjustments, unrealized gains and losses on certain investments in debt and equity securities, other than temporary impairment (OTTI) losses related to factors other than credit losses on available-for-sale and held-to-maturity debt securities that an entity does not intend to sell and it is not more likely than not that the entity will be required to sell before recovery of the amortized cost basis, as well as changes in the fair value of derivatives related to the effective portion of a designated cash flow hedge.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 220<br> -SubTopic 10<br> -Section 45<br> -Paragraph 11<br> -URI http://asc.fasb.org/extlink&amp;oid=36458714&amp;loc=d3e637-108580<br><br>Reference 2: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 220<br> -SubTopic 10<br> -Section 45<br> -Paragraph 14<br> -URI http://asc.fasb.org/extlink&amp;oid=36458714&amp;loc=d3e681-108580<br><br>Reference 3: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 220<br> -SubTopic 10<br> -Section 45<br> -Paragraph 14A<br> -URI http://asc.fasb.org/extlink&amp;oid=36458714&amp;loc=SL7669686-108580<br><br>Reference 4: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher SEC<br> -Name Regulation S-X (SX)<br> -Number 210<br> -Section 02<br> -Paragraph 31<br> -Article 5<br><br>Reference 5: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher SEC<br> -Name Regulation S-X (SX)<br> -Number 210<br> -Section 04<br> -Article 3<br></p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_AccumulatedOtherComprehensiveIncomeLossNetOfTax</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>us-gaap_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>credit</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>instant</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_AdditionalPaidInCapitalCommonStock">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>Value received from shareholders in common stock-related transactions that are in excess of par value or stated value and amounts received from other stock-related transactions. Includes only common stock transactions (excludes preferred stock transactions). May be called contributed capital, capital in excess of par, capital surplus, or paid-in capital.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 210<br> -SubTopic 10<br> -Section S99<br> -Paragraph 1<br> -Subparagraph (SX 210.5-02.30(a)(1))<br> -URI http://asc.fasb.org/extlink&amp;oid=6877327&amp;loc=d3e13212-122682<br><br>Reference 2: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher SEC<br> -Name Regulation S-X (SX)<br> -Number 210<br> -Section 02<br> -Paragraph 31<br> -Article 5<br></p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_AdditionalPaidInCapitalCommonStock</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>us-gaap_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>credit</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>instant</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_AdvancePaymentsByBorrowersForTaxesAndInsurance">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>Carrying amount of accumulated prepayments received by financial institutions from borrowers for taxes (for example, property taxes) and insurance (for example, property and catastrophe) which will periodically be remitted to the appropriate governmental agency or vendor on behalf of the borrower.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 942<br> -SubTopic 210<br> -Section S99<br> -Paragraph 1<br> -Subparagraph (SX 210.9-03.15(5))<br> -URI http://asc.fasb.org/extlink&amp;oid=6876686&amp;loc=d3e534808-122878<br></p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_AdvancePaymentsByBorrowersForTaxesAndInsurance</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>us-gaap_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>credit</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>instant</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_Assets">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>Sum of the carrying amounts as of the balance sheet date of all assets that are recognized. Assets are probable future economic benefits obtained or controlled by an entity as a result of past transactions or events.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 210<br> -SubTopic 10<br> -Section S99<br> -Paragraph 1<br> -Subparagraph (SX 210.5-02.18)<br> -URI http://asc.fasb.org/extlink&amp;oid=6877327&amp;loc=d3e13212-122682<br><br>Reference 2: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 210<br> -SubTopic 10<br> -Section S99<br> -Paragraph 1<br> -URI http://asc.fasb.org/extlink&amp;oid=6877327&amp;loc=d3e13212-122682<br><br>Reference 3: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher SEC<br> -Name Regulation S-X (SX)<br> -Number 210<br> -Section 03<br> -Paragraph 12<br> -Article 7<br></p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_Assets</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>us-gaap_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>debit</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>instant</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_AssetsAbstract">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- References</a><div><p>No definition available.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_AssetsAbstract</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>us-gaap_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:stringItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_BankOwnedLifeInsurance">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>The carrying amount of a life insurance policy on an officer, executive or employee for which the reporting entity (a bank) is entitled to proceeds from the policy upon death of the insured or surrender of the insurance policy.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 942<br> -SubTopic 210<br> -Section S99<br> -Paragraph 1<br> -Subparagraph (SX 210.9-03.10)<br> -URI http://asc.fasb.org/extlink&amp;oid=6876686&amp;loc=d3e534808-122878<br></p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_BankOwnedLifeInsurance</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>us-gaap_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>debit</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>instant</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_CashAndDueFromBanks">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>For banks and other depository institutions: Includes cash on hand (currency and coin), cash items in process of collection, noninterest bearing deposits due from other financial institutions (including corporate credit unions), and noninterest bearing balances with the Federal Reserve Banks, Federal Home Loan Banks and central banks.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Glossary Cash<br> -URI http://asc.fasb.org/extlink&amp;oid=6506951<br><br>Reference 2: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Glossary Cash Equivalents<br> -URI http://asc.fasb.org/extlink&amp;oid=6507016<br><br>Reference 3: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 942<br> -SubTopic 210<br> -Section S99<br> -Paragraph 1<br> -Subparagraph (SX 210.9-03.1)<br> -URI http://asc.fasb.org/extlink&amp;oid=6876686&amp;loc=d3e534808-122878<br><br>Reference 4: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher SEC<br> -Name Regulation S-X (SX)<br> -Number 210<br> -Section 03<br> -Paragraph 1, 2, 3<br> -Article 9<br></p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_CashAndDueFromBanks</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>us-gaap_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>debit</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>instant</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_CommonStockValue">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>Aggregate par or stated value of issued nonredeemable common stock (or common stock redeemable solely at the option of the issuer). This item includes treasury stock repurchased by the entity. Note: elements for number of nonredeemable common shares, par value and other disclosure concepts are in another section within stockholders' equity.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 210<br> -SubTopic 10<br> -Section S99<br> -Paragraph 1<br> -Subparagraph (SX 210.5-02.29)<br> -URI http://asc.fasb.org/extlink&amp;oid=6877327&amp;loc=d3e13212-122682<br><br>Reference 2: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher SEC<br> -Name Regulation S-X (SX)<br> -Number 210<br> -Section 02<br> -Paragraph 30<br> -Article 5<br></p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_CommonStockValue</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>us-gaap_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>credit</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>instant</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_DebtAndCapitalLeaseObligations">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>Sum of the carrying values as of the balance sheet date of all debt, including all short-term borrowings, long-term debt, and capital lease obligations.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 942<br> -SubTopic 210<br> -Section S99<br> -Paragraph 1<br> -Subparagraph (SX 210.9-03.13,16)<br> -URI http://asc.fasb.org/extlink&amp;oid=6876686&amp;loc=d3e534808-122878<br><br>Reference 2: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 944<br> -SubTopic 210<br> -Section S99<br> -Paragraph 1<br> -Subparagraph (SX 210.7-03.16)<br> -URI http://asc.fasb.org/extlink&amp;oid=6879938&amp;loc=d3e572229-122910<br></p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_DebtAndCapitalLeaseObligations</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>us-gaap_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>credit</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>instant</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_FederalHomeLoanBankStock">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>Federal Home Loan Bank (FHLB) stock represents an equity interest in a FHLB. It does not have a readily determinable fair value because its ownership is restricted and it lacks a market (liquidity).</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 942<br> -SubTopic 325<br> -Section 45<br> -Paragraph 1<br> -URI http://asc.fasb.org/extlink&amp;oid=6478792&amp;loc=d3e63345-112809<br></p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_FederalHomeLoanBankStock</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>us-gaap_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>debit</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>instant</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_Goodwill">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>Amount after accumulated impairment loss of an asset representing future economic benefits arising from other assets acquired in a business combination that are not individually identified and separately recognized.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 350<br> -SubTopic 20<br> -Section 50<br> -Paragraph 1<br> -URI http://asc.fasb.org/extlink&amp;oid=35741047&amp;loc=d3e13816-109267<br><br>Reference 2: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 350<br> -SubTopic 20<br> -Section 45<br> -Paragraph 1<br> -URI http://asc.fasb.org/extlink&amp;oid=6388280&amp;loc=d3e13770-109266<br></p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_Goodwill</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>us-gaap_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>debit</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>instant</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_HeldToMaturitySecurities">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>Amount after other than temporary impairment (OTTI) accretion, of investments in debt securities classified as held-to-maturity.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 320<br> -SubTopic 10<br> -Section 50<br> -Paragraph 5<br> -Subparagraph (a)<br> -URI http://asc.fasb.org/extlink&amp;oid=27724398&amp;loc=d3e27232-111563<br><br>Reference 2: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 320<br> -SubTopic 10<br> -Section 25<br> -Paragraph 1<br> -Subparagraph (c)<br> -URI http://asc.fasb.org/extlink&amp;oid=51813488&amp;loc=d3e22054-111558<br><br>Reference 3: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 320<br> -SubTopic 10<br> -Section 50<br> -Paragraph 5<br> -Subparagraph (f)<br> -URI http://asc.fasb.org/extlink&amp;oid=27724398&amp;loc=d3e27232-111563<br><br>Reference 4: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 944<br> -SubTopic 210<br> -Section S99<br> -Paragraph 1<br> -Subparagraph (SX 210.7-03.1)<br> -URI http://asc.fasb.org/extlink&amp;oid=6879938&amp;loc=d3e572229-122910<br><br>Reference 5: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 942<br> -SubTopic 210<br> -Section S99<br> -Paragraph 1<br> -Subparagraph (SX 210.9-03.6)<br> -URI http://asc.fasb.org/extlink&amp;oid=6876686&amp;loc=d3e534808-122878<br></p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_HeldToMaturitySecurities</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>us-gaap_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>debit</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>instant</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_InterestBearingDepositLiabilitiesDomestic">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>Total amount of interest-bearing domestic deposit liabilities, which may include brokered, retail, demand, checking, notice of withdrawal, money market and other interest-bearing deposits.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 942<br> -SubTopic 210<br> -Section S99<br> -Paragraph 1<br> -Subparagraph (SX 210.9-03.12)<br> -URI http://asc.fasb.org/extlink&amp;oid=6876686&amp;loc=d3e534808-122878<br></p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_InterestBearingDepositLiabilitiesDomestic</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>us-gaap_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>credit</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>instant</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_Liabilities">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>Sum of the carrying amounts as of the balance sheet date of all liabilities that are recognized. Liabilities are probable future sacrifices of economic benefits arising from present obligations of an entity to transfer assets or provide services to other entities in the future.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 210<br> -SubTopic 10<br> -Section S99<br> -Paragraph 1<br> -Subparagraph (SX 210.5-02.19-26)<br> -URI http://asc.fasb.org/extlink&amp;oid=6877327&amp;loc=d3e13212-122682<br></p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_Liabilities</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>us-gaap_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>credit</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>instant</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_LiabilitiesAndStockholdersEquity">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>Amount of liabilities and equity items, including the portion of equity attributable to noncontrolling interests, if any.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 210<br> -SubTopic 10<br> -Section S99<br> -Paragraph 1<br> -Subparagraph (SX 210.5-02.32)<br> -URI http://asc.fasb.org/extlink&amp;oid=6877327&amp;loc=d3e13212-122682<br><br>Reference 2: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher SEC<br> -Name Regulation S-X (SX)<br> -Number 210<br> -Section 03<br> -Paragraph 25<br> -Article 7<br></p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_LiabilitiesAndStockholdersEquity</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>us-gaap_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>credit</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>instant</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_LoansAndLeasesReceivableAllowance">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>Amount of allowance to cover probable credit losses on loans and leases. Includes carryover of or adjustments to the allowance for loan losses in connection with business combinations. Excludes allowance for loans and leases covered under loss sharing agreements.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 310<br> -SubTopic 10<br> -Section 50<br> -Paragraph 11B<br> -Subparagraph (g)<br> -URI http://asc.fasb.org/extlink&amp;oid=49124121&amp;loc=SL6953423-111524<br><br>Reference 2: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 310<br> -SubTopic 10<br> -Section 50<br> -Paragraph 11B<br> -Subparagraph (c)(1)<br> -URI http://asc.fasb.org/extlink&amp;oid=49124121&amp;loc=SL6953423-111524<br><br>Reference 3: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 942<br> -SubTopic 210<br> -Section S99<br> -Paragraph 1<br> -Subparagraph (SX 210.9-03.7(d))<br> -URI http://asc.fasb.org/extlink&amp;oid=6876686&amp;loc=d3e534808-122878<br><br>Reference 4: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 310<br> -SubTopic 30<br> -Section 50<br> -Paragraph 2<br> -Subparagraph (b)(1)(ii)<br> -URI http://asc.fasb.org/extlink&amp;oid=6379141&amp;loc=d3e15032-111544<br><br>Reference 5: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher SEC<br> -Name Staff Accounting Bulletin (SAB)<br> -Number Topic 6<br> -Section L<br> -Subsection 1<br></p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_LoansAndLeasesReceivableAllowance</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>us-gaap_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>credit</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>instant</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_LoansAndLeasesReceivableGrossCarryingAmount">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>Amount before allowance of loans and leases held in portfolio, including but not limited to, commercial and consumer loans. Includes deferred interest and fees, undisbursed portion of loan balance, unamortized costs and premiums and discounts from face amounts. Excludes loans and leases covered under loss sharing agreements.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 310<br> -SubTopic 10<br> -Section 45<br> -Paragraph 2<br> -URI http://asc.fasb.org/extlink&amp;oid=28367877&amp;loc=d3e4428-111522<br></p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_LoansAndLeasesReceivableGrossCarryingAmount</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>us-gaap_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>debit</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>instant</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_LoansAndLeasesReceivableNetReportedAmount">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>Amount after allowance and deduction of deferred interest and fees, unamortized costs and premiums and discounts from face amounts, of loans and leases held in portfolio, including but not limited to, commercial and consumer loans. Excludes loans and leases covered under loss sharing agreements and loans held for sale.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 310<br> -SubTopic 10<br> -Section 45<br> -Paragraph 2<br> -URI http://asc.fasb.org/extlink&amp;oid=28367877&amp;loc=d3e4428-111522<br><br>Reference 2: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 942<br> -SubTopic 210<br> -Section S99<br> -Paragraph 1<br> -Subparagraph (SX 210.9-03.7)<br> -URI http://asc.fasb.org/extlink&amp;oid=6876686&amp;loc=d3e534808-122878<br></p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_LoansAndLeasesReceivableNetReportedAmount</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>us-gaap_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>debit</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>instant</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_MortgageBackedSecuritiesAvailableForSaleFairValueDisclosure">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>Fair value of securitized, pay-through debt securities collateralized by real estate mortgage loans classified as available-for-sale.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Glossary Mortgage-Backed Securities<br> -URI http://asc.fasb.org/extlink&amp;oid=6517959<br></p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_MortgageBackedSecuritiesAvailableForSaleFairValueDisclosure</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>us-gaap_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>debit</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>instant</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_NoninterestBearingDepositLiabilitiesDomestic">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>Amount of domestic noninterest-bearing deposits held by the entity, which may include demand deposits, checking, brokered and retail deposits.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 942<br> -SubTopic 210<br> -Section S99<br> -Paragraph 1<br> -Subparagraph (SX 210.9-03.12)<br> -URI http://asc.fasb.org/extlink&amp;oid=6876686&amp;loc=d3e534808-122878<br></p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_NoninterestBearingDepositLiabilitiesDomestic</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>us-gaap_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>credit</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>instant</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_OtherAssets">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>The aggregate carrying amounts, as of the balance sheet date, of assets not separately disclosed in the balance sheet.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 210<br> -SubTopic 10<br> -Section S99<br> -Paragraph 1<br> -Subparagraph (SX 210.5-02.17)<br> -URI http://asc.fasb.org/extlink&amp;oid=6877327&amp;loc=d3e13212-122682<br><br>Reference 2: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher SEC<br> -Name Regulation S-X (SX)<br> -Number 210<br> -Section 03<br> -Paragraph 10<br> -Article 7<br></p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_OtherAssets</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>us-gaap_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>debit</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>instant</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_OtherLiabilities">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>The aggregate carrying amount, as of the balance sheet date, of liabilities not separately disclosed in the balance sheet.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 942<br> -SubTopic 210<br> -Section S99<br> -Paragraph 1<br> -Subparagraph (SX 210.9-03.15)<br> -URI http://asc.fasb.org/extlink&amp;oid=6876686&amp;loc=d3e534808-122878<br></p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_OtherLiabilities</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>us-gaap_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>credit</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>instant</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_PreferredStockValue">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>Aggregate par or stated value of issued nonredeemable preferred stock (or preferred stock redeemable solely at the option of the issuer). This item includes treasury stock repurchased by the entity. Note: elements for number of nonredeemable preferred shares, par value and other disclosure concepts are in another section within stockholders' equity.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 505<br> -SubTopic 10<br> -Section S99<br> -Paragraph 1<br> -Subparagraph (SX 210.3-04)<br> -URI http://asc.fasb.org/extlink&amp;oid=27012166&amp;loc=d3e187085-122770<br><br>Reference 2: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 210<br> -SubTopic 10<br> -Section S99<br> -Paragraph 1<br> -Subparagraph (SX 210.5-02.28)<br> -URI http://asc.fasb.org/extlink&amp;oid=6877327&amp;loc=d3e13212-122682<br><br>Reference 3: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher SEC<br> -Name Regulation S-X (SX)<br> -Number 210<br> -Section 02<br> -Paragraph 29<br> -Article 5<br></p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_PreferredStockValue</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>us-gaap_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>credit</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>instant</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_PropertyPlantAndEquipmentNet">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>Amount after accumulated depreciation, depletion and amortization of physical assets used in the normal conduct of business to produce goods and services and not intended for resale. Examples include, but are not limited to, land, buildings, machinery and equipment, office equipment, and furniture and fixtures.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 210<br> -SubTopic 10<br> -Section S99<br> -Paragraph 1<br> -Subparagraph (SX 210.5-02.13)<br> -URI http://asc.fasb.org/extlink&amp;oid=6877327&amp;loc=d3e13212-122682<br><br>Reference 2: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 360<br> -SubTopic 10<br> -Section 50<br> -Paragraph 1<br> -URI http://asc.fasb.org/extlink&amp;oid=6391035&amp;loc=d3e2868-110229<br><br>Reference 3: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher SEC<br> -Name Regulation S-X (SX)<br> -Number 210<br> -Section 02<br> -Paragraph 13<br> -Subparagraph a<br> -Article 5<br><br>Reference 4: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher SEC<br> -Name Regulation S-X (SX)<br> -Number 210<br> -Section 03<br> -Paragraph 8<br> -Article 7<br></p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_PropertyPlantAndEquipmentNet</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>us-gaap_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>debit</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>instant</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_RetainedEarningsAccumulatedDeficit">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>The cumulative amount of the reporting entity's undistributed earnings or deficit.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 210<br> -SubTopic 10<br> -Section S99<br> -Paragraph 1<br> -Subparagraph (SX 210.5-02.31(a)(3))<br> -URI http://asc.fasb.org/extlink&amp;oid=6877327&amp;loc=d3e13212-122682<br><br>Reference 2: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher SEC<br> -Name Regulation S-X (SX)<br> -Number 210<br> -Section 04<br> -Article 3<br></p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_RetainedEarningsAccumulatedDeficit</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>us-gaap_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>credit</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>instant</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_SecuritiesSoldUnderAgreementsToRepurchase">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>Amount, after the effects of master netting arrangements, of funds outstanding borrowed in the form of a security repurchase agreement between the entity and another party for the sale and repurchase of identical or substantially the same securities at a date certain for a specified price. Includes liabilities not subject to a master netting arrangement and not elected to be offset.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 210<br> -SubTopic 20<br> -Section 50<br> -Paragraph 3<br> -Subparagraph (c)<br> -URI http://asc.fasb.org/extlink&amp;oid=51824906&amp;loc=SL20225862-175312<br><br>Reference 2: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 235<br> -SubTopic 10<br> -Section S99<br> -Paragraph 1<br> -Subparagraph (SX 210.4-08.(m)(1)(a)(i))<br> -URI http://asc.fasb.org/extlink&amp;oid=26873400&amp;loc=d3e23780-122690<br><br>Reference 3: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 942<br> -SubTopic 210<br> -Section S99<br> -Paragraph 1<br> -Subparagraph (SX 210.9-03.13(1))<br> -URI http://asc.fasb.org/extlink&amp;oid=6876686&amp;loc=d3e534808-122878<br><br>Reference 4: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 210<br> -SubTopic 20<br> -Section 55<br> -Paragraph 10<br> -URI http://asc.fasb.org/extlink&amp;oid=51825145&amp;loc=SL20226008-175313<br><br>Reference 5: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 210<br> -SubTopic 20<br> -Section 45<br> -Paragraph 11<br> -URI http://asc.fasb.org/extlink&amp;oid=49176635&amp;loc=d3e9760-107771<br><br>Reference 6: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Glossary Repurchase Agreement Accounted for as a Collateralized Borrowing<br> -URI http://asc.fasb.org/extlink&amp;oid=49203159<br></p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_SecuritiesSoldUnderAgreementsToRepurchase</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>us-gaap_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>credit</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>instant</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_StockholdersEquity">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>Total of all stockholders' equity (deficit) items, net of receivables from officers, directors, owners, and affiliates of the entity which are attributable to the parent. The amount of the economic entity's stockholders' equity attributable to the parent excludes the amount of stockholders' equity which is allocable to that ownership interest in subsidiary equity which is not attributable to the parent (noncontrolling interest, minority interest). This excludes temporary equity and is sometimes called permanent equity.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 310<br> -SubTopic 10<br> -Section S99<br> -Paragraph 2<br> -Subparagraph (SAB TOPIC 4.E)<br> -URI http://asc.fasb.org/extlink&amp;oid=27010918&amp;loc=d3e74512-122707<br><br>Reference 2: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 210<br> -SubTopic 10<br> -Section S99<br> -Paragraph 1<br> -Subparagraph (SX 210.5-02.29-31)<br> -URI http://asc.fasb.org/extlink&amp;oid=6877327&amp;loc=d3e13212-122682<br><br>Reference 3: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher SEC<br> -Name Staff Accounting Bulletin (SAB)<br> -Number Topic 4<br> -Section E<br></p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_StockholdersEquity</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>us-gaap_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>credit</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>instant</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_StockholdersEquityAbstract">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- References</a><div><p>No definition available.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_StockholdersEquityAbstract</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>us-gaap_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:stringItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_TreasuryStockValue">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>The amount allocated to treasury stock. Treasury stock is common and preferred shares of an entity that were issued, repurchased by the entity, and are held in its treasury.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 505<br> -SubTopic 30<br> -Section 50<br> -Paragraph 4<br> -URI http://asc.fasb.org/extlink&amp;oid=6405834&amp;loc=d3e23315-112656<br></p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_TreasuryStockValue</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>us-gaap_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>debit</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>instant</td>
</tr>
</table></div>
</div></td></tr>
</table>
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<head>
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<span style="display: none;">v3.3.1.900</span><table class="report" border="0" cellspacing="2" id="idp6855321168">
<tr>
<th class="tl" colspan="1" rowspan="1"><div style="width: 200px;"><strong>Consolidated Statements of Financial Condition (Parentheticals) - USD ($)<br> $ in Thousands</strong></div></th>
<th class="th"><div>Dec. 31, 2015</div></th>
<th class="th"><div>Dec. 31, 2014</div></th>
</tr>
<tr class="re">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_HeldToMaturitySecuritiesFairValue', window );">Other securities (none pledged), fair value (in Dollars)</a></td>
<td class="nump">$ 6,180<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_ffic_MortgagebackedSecuritiesAvailableForSaleFairValueOption', window );">Mortgage-backed securities, fair value option (in Dollars)</a></td>
<td class="nump">2,527<span></span>
</td>
<td class="nump">$ 4,678<span></span>
</td>
</tr>
<tr class="re">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_PledgedAssetsSeparatelyReportedMortgageRelatedSecuritiesAvailableForSaleOrHeldForInvestment', window );">Mortgage-backed securities, assets pledged (in Dollars)</a></td>
<td class="nump">496,121<span></span>
</td>
<td class="nump">464,626<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_ffic_AvailableForSaleSecuritiesOtherFairValueOption', window );">Other securities, fair value option (in Dollars)</a></td>
<td class="nump">28,205<span></span>
</td>
<td class="nump">27,915<span></span>
</td>
</tr>
<tr class="re">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_PledgedFinancialInstrumentsNotSeparatelyReportedOtherDebtSecuritiesAvailableForSaleOrHeldForInvestment', window );">Other securities, assets pledged (in Dollars)</a></td>
<td class="nump">0<span></span>
</td>
<td class="nump">57,562<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_ffic_BorrowedFundsFairValueOption', window );">Borrowed funds, fair value option (in Dollars)</a></td>
<td class="nump">$ 29,018<span></span>
</td>
<td class="nump">$ 28,771<span></span>
</td>
</tr>
<tr class="re">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_PreferredStockParOrStatedValuePerShare', window );">Preferred stock, par value (in Dollars per share)</a></td>
<td class="nump">$ 0.01<span></span>
</td>
<td class="nump">$ 0.01<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_PreferredStockSharesAuthorized', window );">Preferred stock, shares authorized</a></td>
<td class="nump">5,000,000<span></span>
</td>
<td class="nump">5,000,000<span></span>
</td>
</tr>
<tr class="re">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_PreferredStockSharesIssued', window );">Preferred stock, shares issued</a></td>
<td class="nump">0<span></span>
</td>
<td class="nump">0<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_CommonStockParOrStatedValuePerShare', window );">Common stock, par value (in Dollars per share)</a></td>
<td class="nump">$ 0.01<span></span>
</td>
<td class="nump">$ 0.01<span></span>
</td>
</tr>
<tr class="re">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_CommonStockSharesAuthorized', window );">Common stock, shares authorized</a></td>
<td class="nump">100,000,000<span></span>
</td>
<td class="nump">100,000,000<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_CommonStockSharesIssued', window );">Common stock, shares issued</a></td>
<td class="nump">31,530,595<span></span>
</td>
<td class="nump">31,530,595<span></span>
</td>
</tr>
<tr class="re">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_CommonStockSharesOutstanding', window );">Common stock, shares outstanding</a></td>
<td class="nump">28,830,558<span></span>
</td>
<td class="nump">29,403,823<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_TreasuryStockShares', window );">Treasury stock, shares</a></td>
<td class="nump">2,700,037<span></span>
</td>
<td class="nump">2,126,772<span></span>
</td>
</tr>
</table>
<div style="display: none;">
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_ffic_AvailableForSaleSecuritiesOtherFairValueOption">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>This element represents the portion of the balance sheet assertion valued at fair value pursuant to the fair value option by the entity. Additionally, this element may be used in connection with the fair value option disclosures required in the footnote disclosures to the financial statements. The element may be used in both the balance sheet and disclosure in the same submission. This item represents Available-for-sale Securities which consist of all investments in certain debt and equity securities, except for mortgage-backed securities, neither classified as trading or held-to-maturity securities. A debt security represents a creditor relationship with an enterprise. Debt securities include, among other items, US Treasury securities, US government securities, municipal securities, corporate bonds, convertible debt, commercial paper, and all securitized debt instruments. An equity security represents an ownership interest in an enterprise or the right to acquire or dispose of an ownership interest in an enterprise at fixed or determinable prices. Equity securities include, among other things, common stock, certain preferred stock, warrant rights, call options, and put options, but do not include convertible debt. An entity may opt to provide the reader with additional narrative text to better understand the nature of investments in debt and equity securities which are categorized as Available-for-sale.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>No definition available.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">ffic_AvailableForSaleSecuritiesOtherFairValueOption</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>ffic_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>debit</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>instant</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_ffic_BorrowedFundsFairValueOption">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>This element represents the portion of the balance sheet assertion valued at fair value pursuant to the fair value option by the entity. Additionally, this element may be used in connection with the fair value option disclosures required in the footnote disclosures to the financial statements. The element may be used in both the balance sheet and disclosure in the same submission. This item represents the sum of the carrying values as of the balance sheet date of all debt, including all short-term borrowings, long-term debt, collateralized financings, and capital lease obligations.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>No definition available.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">ffic_BorrowedFundsFairValueOption</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>ffic_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>credit</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>instant</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_ffic_MortgagebackedSecuritiesAvailableForSaleFairValueOption">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>This element represents the portion of the balance sheet assertion valued at fair value pursuant to the fair value option by the entity. Additionally, this element may be used in connection with the fair value option disclosures required in the footnote disclosures to the financial statements. The element may be used in both the balance sheet and disclosure in the same submission. This item represents securitized, pay-through debt securities collateralized by real estate mortgage loans (mortgages) as of the balance sheet date which have been categorized as available-for-sale.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>No definition available.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">ffic_MortgagebackedSecuritiesAvailableForSaleFairValueOption</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>ffic_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>debit</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>instant</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_CommonStockParOrStatedValuePerShare">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>Face amount or stated value per share of common stock.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 210<br> -SubTopic 10<br> -Section S99<br> -Paragraph 1<br> -Subparagraph (SX 210.5-02.29)<br> -URI http://asc.fasb.org/extlink&amp;oid=6877327&amp;loc=d3e13212-122682<br><br>Reference 2: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher SEC<br> -Name Regulation S-X (SX)<br> -Number 210<br> -Section 02<br> -Paragraph 30<br> -Article 5<br></p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_CommonStockParOrStatedValuePerShare</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>us-gaap_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>num:perShareItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>instant</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_CommonStockSharesAuthorized">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>The maximum number of common shares permitted to be issued by an entity's charter and bylaws.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 210<br> -SubTopic 10<br> -Section S99<br> -Paragraph 1<br> -Subparagraph (SX 210.5-02.29)<br> -URI http://asc.fasb.org/extlink&amp;oid=6877327&amp;loc=d3e13212-122682<br><br>Reference 2: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher SEC<br> -Name Regulation S-X (SX)<br> -Number 210<br> -Section 02<br> -Paragraph 30<br> -Article 5<br></p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_CommonStockSharesAuthorized</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>us-gaap_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:sharesItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>instant</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_CommonStockSharesIssued">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>Total number of common shares of an entity that have been sold or granted to shareholders (includes common shares that were issued, repurchased and remain in the treasury). These shares represent capital invested by the firm's shareholders and owners, and may be all or only a portion of the number of shares authorized. Shares issued include shares outstanding and shares held in the treasury.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 210<br> -SubTopic 10<br> -Section S99<br> -Paragraph 1<br> -Subparagraph (SX 210.5-02.29)<br> -URI http://asc.fasb.org/extlink&amp;oid=6877327&amp;loc=d3e13212-122682<br><br>Reference 2: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher SEC<br> -Name Regulation S-X (SX)<br> -Number 210<br> -Section 02<br> -Paragraph 30<br> -Article 5<br></p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_CommonStockSharesIssued</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>us-gaap_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:sharesItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>instant</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_CommonStockSharesOutstanding">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>Number of shares of common stock outstanding. Common stock represent the ownership interest in a corporation.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 505<br> -SubTopic 10<br> -Section 50<br> -Paragraph 2<br> -URI http://asc.fasb.org/extlink&amp;oid=6928386&amp;loc=d3e21463-112644<br><br>Reference 2: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 210<br> -SubTopic 10<br> -Section S99<br> -Paragraph 1<br> -Subparagraph (SX 210.5-02.29)<br> -URI http://asc.fasb.org/extlink&amp;oid=6877327&amp;loc=d3e13212-122682<br><br>Reference 3: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 505<br> -SubTopic 10<br> -Section S99<br> -Paragraph 1<br> -Subparagraph (SX 210.3-04)<br> -URI http://asc.fasb.org/extlink&amp;oid=27012166&amp;loc=d3e187085-122770<br><br>Reference 4: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher SEC<br> -Name Regulation S-X (SX)<br> -Number 210<br> -Section 02<br> -Paragraph 30<br> -Article 5<br></p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_CommonStockSharesOutstanding</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>us-gaap_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:sharesItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>instant</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_HeldToMaturitySecuritiesFairValue">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>Fair value of investments in debt securities classified as held-to-maturity.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 320<br> -SubTopic 10<br> -Section 50<br> -Paragraph 5<br> -Subparagraph (aa)<br> -URI http://asc.fasb.org/extlink&amp;oid=27724398&amp;loc=d3e27232-111563<br><br>Reference 2: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 320<br> -SubTopic 10<br> -Section 50<br> -Paragraph 5<br> -Subparagraph (f)<br> -URI http://asc.fasb.org/extlink&amp;oid=27724398&amp;loc=d3e27232-111563<br><br>Reference 3: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 320<br> -SubTopic 10<br> -Section 50<br> -Paragraph 5<br> -Subparagraph (a)<br> -URI http://asc.fasb.org/extlink&amp;oid=27724398&amp;loc=d3e27232-111563<br></p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_HeldToMaturitySecuritiesFairValue</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>us-gaap_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>debit</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>instant</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_PledgedAssetsSeparatelyReportedMortgageRelatedSecuritiesAvailableForSaleOrHeldForInvestment">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>The fair value, as of the date of each statement of financial position presented, of mortgage-related securities, classified as available for sale or held for investment, which are owned but transferred to serve as collateral for the payment of the related debt obligation, primarily a secured borrowing or repurchase agreement, and that are reclassified and separately reported in the statement of financial position because the transferee has the right by contract or custom to sell or re-pledge them.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 860<br> -SubTopic 30<br> -Section 45<br> -Paragraph 1<br> -URI http://asc.fasb.org/extlink&amp;oid=6467456&amp;loc=d3e113888-111728<br></p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_PledgedAssetsSeparatelyReportedMortgageRelatedSecuritiesAvailableForSaleOrHeldForInvestment</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>us-gaap_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>debit</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>instant</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_PledgedFinancialInstrumentsNotSeparatelyReportedOtherDebtSecuritiesAvailableForSaleOrHeldForInvestment">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>The carrying amount as of the date of the latest financial statement presented of other securities classified as available for sale or held for investment which are owned but transferred to another party to serve as collateral to partially or fully secure a debt obligation, repurchase agreement or other current or potential obligation, and for which the transferee does not have the right by contract or custom to sell or re-pledge them to an unrelated party.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 860<br> -SubTopic 30<br> -Section 50<br> -Paragraph 1A<br> -Subparagraph (b)(1)(i)<br> -URI http://asc.fasb.org/extlink&amp;oid=55761124&amp;loc=SL6224234-111729<br></p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_PledgedFinancialInstrumentsNotSeparatelyReportedOtherDebtSecuritiesAvailableForSaleOrHeldForInvestment</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>us-gaap_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>debit</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>instant</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_PreferredStockParOrStatedValuePerShare">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>Face amount or stated value per share of preferred stock nonredeemable or redeemable solely at the option of the issuer.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 210<br> -SubTopic 10<br> -Section S99<br> -Paragraph 1<br> -Subparagraph (SX 210.5-02.28)<br> -URI http://asc.fasb.org/extlink&amp;oid=6877327&amp;loc=d3e13212-122682<br><br>Reference 2: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher SEC<br> -Name Regulation S-X (SX)<br> -Number 210<br> -Section 02<br> -Paragraph 29<br> -Article 5<br></p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_PreferredStockParOrStatedValuePerShare</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>us-gaap_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>num:perShareItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>instant</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_PreferredStockSharesAuthorized">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>The maximum number of nonredeemable preferred shares (or preferred stock redeemable solely at the option of the issuer) permitted to be issued by an entity's charter and bylaws.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 210<br> -SubTopic 10<br> -Section S99<br> -Paragraph 1<br> -Subparagraph (SX 210.5-02.28)<br> -URI http://asc.fasb.org/extlink&amp;oid=6877327&amp;loc=d3e13212-122682<br><br>Reference 2: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher SEC<br> -Name Regulation S-X (SX)<br> -Number 210<br> -Section 02<br> -Paragraph 29<br> -Article 5<br></p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_PreferredStockSharesAuthorized</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>us-gaap_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:sharesItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>instant</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_PreferredStockSharesIssued">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>Total number of nonredeemable preferred shares (or preferred stock redeemable solely at the option of the issuer) issued to shareholders (includes related preferred shares that were issued, repurchased, and remain in the treasury). May be all or portion of the number of preferred shares authorized. Excludes preferred shares that are classified as debt.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 210<br> -SubTopic 10<br> -Section S99<br> -Paragraph 1<br> -Subparagraph (SX 210.5-02.28)<br> -URI http://asc.fasb.org/extlink&amp;oid=6877327&amp;loc=d3e13212-122682<br><br>Reference 2: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher SEC<br> -Name Regulation S-X (SX)<br> -Number 210<br> -Section 02<br> -Paragraph 29<br> -Article 5<br></p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_PreferredStockSharesIssued</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>us-gaap_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:sharesItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>instant</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_TreasuryStockShares">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>Number of common and preferred shares that were previously issued and that were repurchased by the issuing entity and held in treasury on the financial statement date. This stock has no voting rights and receives no dividends.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 210<br> -SubTopic 10<br> -Section S99<br> -Paragraph 1<br> -Subparagraph (SX 210.5-02.28,29)<br> -URI http://asc.fasb.org/extlink&amp;oid=6877327&amp;loc=d3e13212-122682<br><br>Reference 2: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher SEC<br> -Name Regulation S-X (SX)<br> -Number 210<br> -Section 02<br> -Paragraph 29, 30<br> -Article 5<br></p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_TreasuryStockShares</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>us-gaap_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:sharesItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>instant</td>
</tr>
</table></div>
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<span style="display: none;">v3.3.1.900</span><table class="report" border="0" cellspacing="2" id="idp6861852496">
<tr>
<th class="tl" colspan="1" rowspan="2"><div style="width: 200px;"><strong>Consolidated Statements of Income - USD ($)<br> $ in Thousands</strong></div></th>
<th class="th" colspan="3">12 Months Ended</th>
</tr>
<tr>
<th class="th"><div>Dec. 31, 2015</div></th>
<th class="th"><div>Dec. 31, 2014</div></th>
<th class="th"><div>Dec. 31, 2013</div></th>
</tr>
<tr class="re">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_ffic_InterestAndDividendIncomeAbstract', window );"><strong>Interest and dividend income</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_InterestAndFeeIncomeLoansAndLeases', window );">Interest and fees on loans</a></td>
<td class="nump">$ 178,720<span></span>
</td>
<td class="nump">$ 170,327<span></span>
</td>
<td class="nump">$ 171,309<span></span>
</td>
</tr>
<tr class="re">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_ffic_InterestAndDividendsOnSecuritiesAbstract', window );"><strong>Interest and dividends on securities:</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_InvestmentIncomeInterest', window );">Interest</a></td>
<td class="nump">24,827<span></span>
</td>
<td class="nump">25,969<span></span>
</td>
<td class="nump">28,310<span></span>
</td>
</tr>
<tr class="re">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_InvestmentIncomeDividend', window );">Dividends</a></td>
<td class="nump">473<span></span>
</td>
<td class="nump">753<span></span>
</td>
<td class="nump">828<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_OtherInterestAndDividendIncome', window );">Other interest income</a></td>
<td class="nump">126<span></span>
</td>
<td class="nump">79<span></span>
</td>
<td class="nump">79<span></span>
</td>
</tr>
<tr class="reu">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_InterestAndDividendIncomeOperating', window );">Total interest and dividend income</a></td>
<td class="nump">204,146<span></span>
</td>
<td class="nump">197,128<span></span>
</td>
<td class="nump">200,526<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_InterestExpenseAbstract', window );"><strong>Interest expense</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_InterestExpenseDeposits', window );">Deposits</a></td>
<td class="nump">30,336<span></span>
</td>
<td class="nump">30,044<span></span>
</td>
<td class="nump">32,037<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_InterestExpenseOther', window );">Other interest expense</a></td>
<td class="nump">19,390<span></span>
</td>
<td class="nump">24,697<span></span>
</td>
<td class="nump">22,826<span></span>
</td>
</tr>
<tr class="reu">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_InterestExpense', window );">Total interest expense</a></td>
<td class="nump">49,726<span></span>
</td>
<td class="nump">54,741<span></span>
</td>
<td class="nump">54,863<span></span>
</td>
</tr>
<tr class="rou">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_InterestIncomeExpenseNet', window );">Net interest income</a></td>
<td class="nump">154,420<span></span>
</td>
<td class="nump">142,387<span></span>
</td>
<td class="nump">145,663<span></span>
</td>
</tr>
<tr class="re">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_ProvisionForLoanLossesExpensed', window );">Provision (benefit) for loan losses</a></td>
<td class="num">(956)<span></span>
</td>
<td class="num">(6,021)<span></span>
</td>
<td class="nump">13,935<span></span>
</td>
</tr>
<tr class="rou">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_InterestIncomeExpenseAfterProvisionForLoanLoss', window );">Net interest income after (benefit) provision for loan losses</a></td>
<td class="nump">155,376<span></span>
</td>
<td class="nump">148,408<span></span>
</td>
<td class="nump">131,728<span></span>
</td>
</tr>
<tr class="re">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_ffic_NonInterestIncomeAbstract', window );"><strong>Non-interest income</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_OtherThanTemporaryImpairmentLossesInvestmentsAvailableforsaleSecurities', window );">Other-than-temporary impairment ("OTTI") charge</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="num">(1,419)<span></span>
</td>
</tr>
<tr class="re">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_ffic_LessNonCreditPortionOfOttiChargeRecordedInAbstract', window );"><strong>Less: Non-credit portion of OTTI charge recorded in</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_OtherThanTemporaryImpairmentLossesInvestmentsPortionInOtherComprehensiveIncomeLossBeforeTaxPortionAttributableToParentAvailableforsaleSecurities', window );">Other Comprehensive Income, before taxes</a></td>
<td class="nump">0<span></span>
</td>
<td class="nump">0<span></span>
</td>
<td class="nump">0<span></span>
</td>
</tr>
<tr class="re">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_OtherThanTemporaryImpairmentLossesInvestmentsPortionRecognizedInEarningsNetAvailableforsaleSecurities', window );">Net OTTI charge recognized in earnings</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="num">(1,419)<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_FeesAndCommissionsDepositorAccounts', window );">Banking services fee income</a></td>
<td class="nump">3,805<span></span>
</td>
<td class="nump">3,394<span></span>
</td>
<td class="nump">3,687<span></span>
</td>
</tr>
<tr class="re">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_GainLossOnSaleOfOtherInvestments', window );">Net loss on sale of loans held for sale</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="num">(108)<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_GainLossOnSalesOfLoansNet', window );">Net gain on sale of loans</a></td>
<td class="nump">422<span></span>
</td>
<td class="nump">67<span></span>
</td>
<td class="nump">284<span></span>
</td>
</tr>
<tr class="re">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_GainLossOnSaleOfSecuritiesNet', window );">Net gain on sale of securities</a></td>
<td class="nump">167<span></span>
</td>
<td class="nump">2,875<span></span>
</td>
<td class="nump">3,021<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_GainLossOnSaleOfPropertyPlantEquipment', window );">Net gain on sale of buildings</a></td>
<td class="nump">6,537<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_FairValueOptionChangesInFairValueGainLoss1', window );">Net loss from fair value adjustments</a></td>
<td class="num">(1,841)<span></span>
</td>
<td class="num">(2,568)<span></span>
</td>
<td class="num">(2,521)<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_ffic_FederalHomeLoanBankStockDividends', window );">Federal Home Loan Bank of New York stock dividends</a></td>
<td class="nump">1,969<span></span>
</td>
<td class="nump">1,898<span></span>
</td>
<td class="nump">1,663<span></span>
</td>
</tr>
<tr class="re">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_BankOwnedLifeInsuranceIncome', window );">Bank owned life insurance</a></td>
<td class="nump">2,880<span></span>
</td>
<td class="nump">3,050<span></span>
</td>
<td class="nump">3,363<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_NoninterestIncomeOtherOperatingIncome', window );">Other income</a></td>
<td class="nump">1,780<span></span>
</td>
<td class="nump">1,527<span></span>
</td>
<td class="nump">1,586<span></span>
</td>
</tr>
<tr class="reu">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_NoninterestIncome', window );">Total non-interest income</a></td>
<td class="nump">15,719<span></span>
</td>
<td class="nump">10,243<span></span>
</td>
<td class="nump">9,556<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_ffic_NonInterestExpenseAbstract', window );"><strong>Non-interest expense</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_LaborAndRelatedExpense', window );">Salaries and employee benefits</a></td>
<td class="nump">53,093<span></span>
</td>
<td class="nump">48,998<span></span>
</td>
<td class="nump">44,397<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_OccupancyNet', window );">Occupancy and equipment</a></td>
<td class="nump">10,206<span></span>
</td>
<td class="nump">7,998<span></span>
</td>
<td class="nump">7,646<span></span>
</td>
</tr>
<tr class="re">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_ProfessionalFees', window );">Professional services</a></td>
<td class="nump">7,074<span></span>
</td>
<td class="nump">5,982<span></span>
</td>
<td class="nump">5,210<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_FederalDepositInsuranceCorporationPremiumExpense', window );">FDIC deposit insurance</a></td>
<td class="nump">3,236<span></span>
</td>
<td class="nump">2,707<span></span>
</td>
<td class="nump">3,206<span></span>
</td>
</tr>
<tr class="re">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_InformationTechnologyAndDataProcessing', window );">Data processing</a></td>
<td class="nump">4,471<span></span>
</td>
<td class="nump">4,194<span></span>
</td>
<td class="nump">4,238<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_DepreciationAndAmortization', window );">Depreciation and amortization of premises and equipment</a></td>
<td class="nump">3,579<span></span>
</td>
<td class="nump">2,813<span></span>
</td>
<td class="nump">2,953<span></span>
</td>
</tr>
<tr class="re">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_ForeclosedRealEstateExpense', window );">Other real estate owned / foreclosure expense</a></td>
<td class="nump">942<span></span>
</td>
<td class="nump">1,338<span></span>
</td>
<td class="nump">2,292<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_OtherNoninterestExpense', window );">Other operating expenses</a></td>
<td class="nump">15,118<span></span>
</td>
<td class="nump">11,809<span></span>
</td>
<td class="nump">10,634<span></span>
</td>
</tr>
<tr class="reu">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_NoninterestExpense', window );">Total non-interest expense</a></td>
<td class="nump">97,719<span></span>
</td>
<td class="nump">85,839<span></span>
</td>
<td class="nump">80,576<span></span>
</td>
</tr>
<tr class="rou">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_IncomeLossFromContinuingOperationsBeforeIncomeTaxesExtraordinaryItemsNoncontrollingInterest', window );">Income before income taxes</a></td>
<td class="nump">73,376<span></span>
</td>
<td class="nump">72,812<span></span>
</td>
<td class="nump">60,708<span></span>
</td>
</tr>
<tr class="re">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_ffic_ProvisionForIncomeTaxesAbstract', window );"><strong>Provision for income taxes</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_FederalIncomeTaxExpenseBenefitContinuingOperations', window );">Federal</a></td>
<td class="nump">21,843<span></span>
</td>
<td class="nump">20,912<span></span>
</td>
<td class="nump">17,344<span></span>
</td>
</tr>
<tr class="re">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_StateAndLocalIncomeTaxExpenseBenefitContinuingOperations', window );">State and local</a></td>
<td class="nump">5,324<span></span>
</td>
<td class="nump">7,661<span></span>
</td>
<td class="nump">5,612<span></span>
</td>
</tr>
<tr class="rou">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_IncomeTaxExpenseBenefit', window );">Total provision for income taxes</a></td>
<td class="nump">27,167<span></span>
</td>
<td class="nump">28,573<span></span>
</td>
<td class="nump">22,956<span></span>
</td>
</tr>
<tr class="reu">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_NetIncomeLoss', window );">Net income</a></td>
<td class="nump">$ 46,209<span></span>
</td>
<td class="nump">$ 44,239<span></span>
</td>
<td class="nump">$ 37,752<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_EarningsPerShareBasic', window );">Basic earnings per common share (in Dollars per share)</a></td>
<td class="nump">$ 1.59<span></span>
</td>
<td class="nump">$ 1.49<span></span>
</td>
<td class="nump">$ 1.26<span></span>
</td>
</tr>
<tr class="re">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_EarningsPerShareDiluted', window );">Diluted earnings per common share (in Dollars per share)</a></td>
<td class="nump">$ 1.59<span></span>
</td>
<td class="nump">$ 1.48<span></span>
</td>
<td class="nump">$ 1.26<span></span>
</td>
</tr>
</table>
<div style="display: none;">
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_ffic_FederalHomeLoanBankStockDividends">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>Dividend income received on Federal Home Loan Bank Stock held by the entity.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>No definition available.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">ffic_FederalHomeLoanBankStockDividends</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>ffic_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>credit</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_ffic_InterestAndDividendIncomeAbstract">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- References</a><div><p>No definition available.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">ffic_InterestAndDividendIncomeAbstract</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>ffic_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:stringItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_ffic_InterestAndDividendsOnSecuritiesAbstract">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- References</a><div><p>No definition available.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">ffic_InterestAndDividendsOnSecuritiesAbstract</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>ffic_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:stringItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_ffic_LessNonCreditPortionOfOttiChargeRecordedInAbstract">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- References</a><div><p>No definition available.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">ffic_LessNonCreditPortionOfOttiChargeRecordedInAbstract</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>ffic_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:stringItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_ffic_NonInterestExpenseAbstract">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- References</a><div><p>No definition available.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">ffic_NonInterestExpenseAbstract</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>ffic_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:stringItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_ffic_NonInterestIncomeAbstract">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- References</a><div><p>No definition available.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">ffic_NonInterestIncomeAbstract</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>ffic_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:stringItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_ffic_ProvisionForIncomeTaxesAbstract">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- References</a><div><p>No definition available.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">ffic_ProvisionForIncomeTaxesAbstract</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>ffic_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:stringItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_BankOwnedLifeInsuranceIncome">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>Earnings on or other increases in the value of the cash surrender value of bank owned life insurance policies.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 942<br> -SubTopic 225<br> -Section S99<br> -Paragraph 1<br> -Subparagraph (SX 210.9-04.13)<br> -URI http://asc.fasb.org/extlink&amp;oid=6879574&amp;loc=d3e536633-122882<br></p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_BankOwnedLifeInsuranceIncome</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>us-gaap_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>credit</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_DepreciationAndAmortization">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>The current period expense charged against earnings on long-lived, physical assets not used in production, and which are not intended for resale, to allocate or recognize the cost of such assets over their useful lives; or to record the reduction in book value of an intangible asset over the benefit period of such asset; or to reflect consumption during the period of an asset that is not used in production.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 360<br> -SubTopic 10<br> -Section 50<br> -Paragraph 1<br> -Subparagraph (a)<br> -URI http://asc.fasb.org/extlink&amp;oid=6391035&amp;loc=d3e2868-110229<br><br>Reference 2: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 230<br> -SubTopic 10<br> -Section 45<br> -Paragraph 28<br> -Subparagraph (b)<br> -URI http://asc.fasb.org/extlink&amp;oid=56944662&amp;loc=d3e3602-108585<br></p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_DepreciationAndAmortization</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>us-gaap_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>debit</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_EarningsPerShareBasic">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>The amount of net income (loss) for the period per each share of common stock or unit outstanding during the reporting period.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 260<br> -SubTopic 10<br> -Section 50<br> -Paragraph 1<br> -URI http://asc.fasb.org/extlink&amp;oid=6371337&amp;loc=d3e3550-109257<br><br>Reference 2: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 225<br> -SubTopic 10<br> -Section S99<br> -Paragraph 2<br> -Subparagraph (SX 210.5-03.21)<br> -URI http://asc.fasb.org/extlink&amp;oid=26872669&amp;loc=d3e20235-122688<br><br>Reference 3: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 260<br> -SubTopic 10<br> -Section 55<br> -Paragraph 52<br> -URI http://asc.fasb.org/extlink&amp;oid=32703322&amp;loc=d3e4984-109258<br><br>Reference 4: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 260<br> -SubTopic 10<br> -Section 45<br> -Paragraph 2<br> -URI http://asc.fasb.org/extlink&amp;oid=7655603&amp;loc=d3e1252-109256<br><br>Reference 5: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 944<br> -SubTopic 225<br> -Section S99<br> -Paragraph 1<br> -Subparagraph (SX 210.7-04.19)<br> -URI http://asc.fasb.org/extlink&amp;oid=6879464&amp;loc=d3e573970-122913<br><br>Reference 6: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 942<br> -SubTopic 225<br> -Section S99<br> -Paragraph 1<br> -Subparagraph (SX 210.9-04.23)<br> -URI http://asc.fasb.org/extlink&amp;oid=6879574&amp;loc=d3e536633-122882<br><br>Reference 7: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher SEC<br> -Name Regulation S-X (SX)<br> -Number 210<br> -Section 04<br> -Paragraph 18<br> -Article 7<br><br>Reference 8: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher SEC<br> -Name Regulation S-X (SX)<br> -Number 210<br> -Section 03<br> -Paragraph 20<br> -Article 5<br><br>Reference 9: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher SEC<br> -Name Regulation S-X (SX)<br> -Number 210<br> -Section 04<br> -Paragraph 21<br> -Article 9<br></p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_EarningsPerShareBasic</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>us-gaap_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>num:perShareItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_EarningsPerShareDiluted">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>The amount of net income (loss) for the period available to each share of common stock or common unit outstanding during the reporting period and to each share or unit that would have been outstanding assuming the issuance of common shares or units for all dilutive potential common shares or units outstanding during the reporting period.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 225<br> -SubTopic 10<br> -Section S99<br> -Paragraph 2<br> -Subparagraph (SX 210.5-03.21)<br> -URI http://asc.fasb.org/extlink&amp;oid=26872669&amp;loc=d3e20235-122688<br><br>Reference 2: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 260<br> -SubTopic 10<br> -Section 45<br> -Paragraph 2<br> -URI http://asc.fasb.org/extlink&amp;oid=7655603&amp;loc=d3e1252-109256<br><br>Reference 3: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher SEC<br> -Name Regulation S-X (SX)<br> -Number 210<br> -Section 04<br> -Paragraph 18<br> -Article 7<br><br>Reference 4: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher SEC<br> -Name Regulation S-X (SX)<br> -Number 210<br> -Section 03<br> -Paragraph 20<br> -Article 5<br><br>Reference 5: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher SEC<br> -Name Regulation S-X (SX)<br> -Number 210<br> -Section 04<br> -Paragraph 21<br> -Article 9<br></p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_EarningsPerShareDiluted</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>us-gaap_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>num:perShareItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_FairValueOptionChangesInFairValueGainLoss1">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>For each line item in the statement of financial position, the amounts of gains and losses from fair value changes included in earnings.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 825<br> -SubTopic 10<br> -Section 50<br> -Paragraph 30<br> -Subparagraph (a)<br> -URI http://asc.fasb.org/extlink&amp;oid=6957238&amp;loc=d3e14172-108612<br></p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_FairValueOptionChangesInFairValueGainLoss1</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>us-gaap_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>credit</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_FederalDepositInsuranceCorporationPremiumExpense">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>Amount of expense for Federal Deposit Insurance Corporation (FDIC) insurance.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 942<br> -SubTopic 225<br> -Section S99<br> -Paragraph 1<br> -Subparagraph (SX 210.9-04.14)<br> -URI http://asc.fasb.org/extlink&amp;oid=6879574&amp;loc=d3e536633-122882<br></p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_FederalDepositInsuranceCorporationPremiumExpense</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>us-gaap_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>debit</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_FederalIncomeTaxExpenseBenefitContinuingOperations">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>Amount of current and deferred federal income tax expense (benefit) attributable to income (loss) from continuing operations.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 740<br> -SubTopic 10<br> -Section 50<br> -Paragraph 10<br> -URI http://asc.fasb.org/extlink&amp;oid=6907707&amp;loc=d3e32672-109319<br><br>Reference 2: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Glossary Income Tax Expense (or Benefit)<br> -URI http://asc.fasb.org/extlink&amp;oid=6515339<br><br>Reference 3: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 235<br> -SubTopic 10<br> -Section S99<br> -Paragraph 1<br> -Subparagraph (SX 210.4-08.(h)(1))<br> -URI http://asc.fasb.org/extlink&amp;oid=26873400&amp;loc=d3e23780-122690<br></p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_FederalIncomeTaxExpenseBenefitContinuingOperations</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>us-gaap_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>debit</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_FeesAndCommissionsDepositorAccounts">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>Includes amounts charged depositors for: (1) maintenance of their accounts (maintenance charges); (2) failure to maintain specified minimum balances on account; (3) exceeding the number of checks or transactions allowed to be processed in a given period; (4) checks drawn on no minimum balance deposit accounts; (5) withdrawals from nontransaction deposit accounts; (6) closing savings accounts before a specified minimum period of time has elapsed; (7) accounts which have remained inactive for extended periods of time or which have become dormant; (8) use of automated teller machines or remote service units; (9) checks drawn against insufficient funds that the bank assesses regardless of whether it decides to pay, return or hold the check; (10) issuing stop payment orders; (11) certifying checks; and (12) accumulating or disbursing funds deposited in IRAs or Keogh Plan accounts when not handled by the bank's trust department. This item does not include penalties assessed on the early withdrawal of time deposits.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 942<br> -SubTopic 225<br> -Section S99<br> -Paragraph 1<br> -Subparagraph (SX 210.9-04.13 (d))<br> -URI http://asc.fasb.org/extlink&amp;oid=6879574&amp;loc=d3e536633-122882<br></p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_FeesAndCommissionsDepositorAccounts</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>us-gaap_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>credit</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_ForeclosedRealEstateExpense">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>Amount of expense recognized during the period for the foreclosure on real estate assets.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>No definition available.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_ForeclosedRealEstateExpense</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>us-gaap_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>debit</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_GainLossOnSaleOfOtherInvestments">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>The difference between the book value and the sale price of other nonspecific investments. This element is used when other, more specific, elements are not appropriate. This element refers to the gain (loss) included in earnings.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 230<br> -SubTopic 10<br> -Section 45<br> -Paragraph 28<br> -Subparagraph (b)<br> -URI http://asc.fasb.org/extlink&amp;oid=56944662&amp;loc=d3e3602-108585<br></p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_GainLossOnSaleOfOtherInvestments</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>us-gaap_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>credit</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_GainLossOnSaleOfPropertyPlantEquipment">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>Amount of gain (loss) on sale or disposal of property, plant and equipment assets, including oil and gas property and timber property.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 230<br> -SubTopic 10<br> -Section 45<br> -Paragraph 28<br> -Subparagraph (b)<br> -URI http://asc.fasb.org/extlink&amp;oid=56944662&amp;loc=d3e3602-108585<br></p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_GainLossOnSaleOfPropertyPlantEquipment</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>us-gaap_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>credit</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_GainLossOnSaleOfSecuritiesNet">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>The net gain (loss) realized from the sale, exchange, redemption, or retirement of securities, not separately or otherwise categorized as trading, available-for-sale, or held-to-maturity.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 942<br> -SubTopic 225<br> -Section S99<br> -Paragraph 1<br> -Subparagraph (SX 210.9-04.13(h))<br> -URI http://asc.fasb.org/extlink&amp;oid=6879574&amp;loc=d3e536633-122882<br><br>Reference 2: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 944<br> -SubTopic 225<br> -Section S99<br> -Paragraph 1<br> -Subparagraph (SX 210.7-04.3)<br> -URI http://asc.fasb.org/extlink&amp;oid=6879464&amp;loc=d3e573970-122913<br></p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_GainLossOnSaleOfSecuritiesNet</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>us-gaap_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>credit</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_GainLossOnSalesOfLoansNet">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>The net gain (loss) resulting from a sale of loans, including adjustments to record loans classified as held-for-sale at the lower-of-cost-or-market and fair value adjustments to loan held for investment purposes.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 944<br> -SubTopic 225<br> -Section S99<br> -Paragraph 1<br> -Subparagraph (SX 210.7-04.3(a))<br> -URI http://asc.fasb.org/extlink&amp;oid=6879464&amp;loc=d3e573970-122913<br><br>Reference 2: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 942<br> -SubTopic 225<br> -Section S99<br> -Paragraph 1<br> -Subparagraph (SX 210.9-04.13(h))<br> -URI http://asc.fasb.org/extlink&amp;oid=6879574&amp;loc=d3e536633-122882<br><br>Reference 3: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 230<br> -SubTopic 10<br> -Section 45<br> -Paragraph 28<br> -Subparagraph (b)<br> -URI http://asc.fasb.org/extlink&amp;oid=56944662&amp;loc=d3e3602-108585<br></p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_GainLossOnSalesOfLoansNet</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>us-gaap_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>credit</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_IncomeLossFromContinuingOperationsBeforeIncomeTaxesExtraordinaryItemsNoncontrollingInterest">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>This element represents the income or loss from continuing operations attributable to the economic entity which may also be defined as revenue less expenses from ongoing operations, after income or loss from equity method investments, but before income taxes, extraordinary items, and noncontrolling interest.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 940<br> -SubTopic 20<br> -Section 25<br> -Paragraph 1<br> -URI http://asc.fasb.org/extlink&amp;oid=51673353&amp;loc=d3e41242-110953<br><br>Reference 2: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 235<br> -SubTopic 10<br> -Section S99<br> -Paragraph 1<br> -URI http://asc.fasb.org/extlink&amp;oid=26873400&amp;loc=d3e23780-122690<br><br>Reference 3: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher SEC<br> -Name Regulation S-X (SX)<br> -Number 210<br> -Section 03<br> -Paragraph 10<br> -Article 5<br></p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_IncomeLossFromContinuingOperationsBeforeIncomeTaxesExtraordinaryItemsNoncontrollingInterest</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>us-gaap_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>credit</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_IncomeTaxExpenseBenefit">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>Amount of current income tax expense (benefit) and deferred income tax expense (benefit) pertaining to continuing operations.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 740<br> -SubTopic 10<br> -Section 50<br> -Paragraph 9<br> -Subparagraph (a),(b)<br> -URI http://asc.fasb.org/extlink&amp;oid=6907707&amp;loc=d3e32639-109319<br><br>Reference 2: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 235<br> -SubTopic 10<br> -Section S99<br> -Paragraph 1<br> -Subparagraph (SX 210.4-08.(h))<br> -URI http://asc.fasb.org/extlink&amp;oid=26873400&amp;loc=d3e23780-122690<br><br>Reference 3: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Glossary Income Tax Expense (or Benefit)<br> -URI http://asc.fasb.org/extlink&amp;oid=6515339<br></p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_IncomeTaxExpenseBenefit</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>us-gaap_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>debit</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_InformationTechnologyAndDataProcessing">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>The amount of expenses incurred in the period for information technology and data processing products and services.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 225<br> -SubTopic 10<br> -Section S99<br> -Paragraph 2<br> -Subparagraph (SX 210.5-03.6)<br> -URI http://asc.fasb.org/extlink&amp;oid=26872669&amp;loc=d3e20235-122688<br></p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_InformationTechnologyAndDataProcessing</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>us-gaap_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>debit</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_InterestAndDividendIncomeOperating">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>Represents the total of interest and dividend income, including any amortization and accretion (as applicable) of discounts and premiums, earned from (1) loans and leases whether held-for-sale or held-in-portfolio; (2) investment securities; (3) federal funds sold; (4) securities purchased under agreements to resell; (5) investments in banker's acceptances, commercial paper, or certificates of deposit; (6) dividend income; or (7) other investments not otherwise specified herein.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 942<br> -SubTopic 225<br> -Section S99<br> -Paragraph 1<br> -Subparagraph (SX 210.9-04.1-5)<br> -URI http://asc.fasb.org/extlink&amp;oid=6879574&amp;loc=d3e536633-122882<br></p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_InterestAndDividendIncomeOperating</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>us-gaap_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>credit</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_InterestAndFeeIncomeLoansAndLeases">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>The aggregate interest and fee income generated by: (1) loans the Entity has positive intent and ability to hold for the foreseeable future, or until maturity or payoff, including commercial and consumer loans, whether domestic or foreign, which may consist of: (a) industrial and agricultural; (b) real estate; and (c) real estate construction loans; (d) trade financing; (e) lease financing; (f) home equity lines-of-credit; (g) automobile and other vehicle loans; and (h) credit card and other revolving-type loans and (2) loans and leases held-for-sale which may include mortgage loans, direct financing, and sales-type leases.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 942<br> -SubTopic 225<br> -Section S99<br> -Paragraph 1<br> -Subparagraph (SX 210.9-04.1)<br> -URI http://asc.fasb.org/extlink&amp;oid=6879574&amp;loc=d3e536633-122882<br></p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_InterestAndFeeIncomeLoansAndLeases</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>us-gaap_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>credit</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_InterestExpense">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>Amount of the cost of borrowed funds accounted for as interest expense.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 835<br> -SubTopic 20<br> -Section 50<br> -Paragraph 1<br> -URI http://asc.fasb.org/extlink&amp;oid=6450988&amp;loc=d3e26243-108391<br><br>Reference 2: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 942<br> -SubTopic 225<br> -Section S99<br> -Paragraph 1<br> -Subparagraph (SX 210.9-04.9)<br> -URI http://asc.fasb.org/extlink&amp;oid=6879574&amp;loc=d3e536633-122882<br></p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_InterestExpense</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>us-gaap_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>debit</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_InterestExpenseAbstract">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- References</a><div><p>No definition available.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_InterestExpenseAbstract</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>us-gaap_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:stringItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_InterestExpenseDeposits">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>Aggregate amount of interest expense on all deposits.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 942<br> -SubTopic 225<br> -Section S99<br> -Paragraph 1<br> -Subparagraph (SX 210.9-04.6)<br> -URI http://asc.fasb.org/extlink&amp;oid=6879574&amp;loc=d3e536633-122882<br></p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_InterestExpenseDeposits</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>us-gaap_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>debit</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_InterestExpenseOther">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>Interest expense on all other items not previously classified. For example, includes dividends associated with redeemable preferred stock of a subsidiary that is treated as a liability in the parent's consolidated balance sheet.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 815<br> -SubTopic 10<br> -Section 50<br> -Paragraph 4D<br> -URI http://asc.fasb.org/extlink&amp;oid=56946850&amp;loc=SL5624177-113959<br><br>Reference 2: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 942<br> -SubTopic 225<br> -Section S99<br> -Paragraph 1<br> -Subparagraph -4<br> -URI http://asc.fasb.org/extlink&amp;oid=6879574&amp;loc=d3e536633-122882<br></p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_InterestExpenseOther</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>us-gaap_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>debit</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_InterestIncomeExpenseAfterProvisionForLoanLoss">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>Amount of interest income or expense, including any amortization and accretion (as applicable) of discounts and premiums, including consideration of the provisions for loan, lease, credit, and other related losses.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 942<br> -SubTopic 225<br> -Section S99<br> -Paragraph 1<br> -Subparagraph (SX 210.9-04.12)<br> -URI http://asc.fasb.org/extlink&amp;oid=6879574&amp;loc=d3e536633-122882<br></p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_InterestIncomeExpenseAfterProvisionForLoanLoss</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>us-gaap_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>credit</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_InterestIncomeExpenseNet">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>The net amount of operating interest income (expense).</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 942<br> -SubTopic 225<br> -Section S99<br> -Paragraph 1<br> -Subparagraph (SX 210.9-04.10)<br> -URI http://asc.fasb.org/extlink&amp;oid=6879574&amp;loc=d3e536633-122882<br></p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_InterestIncomeExpenseNet</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>us-gaap_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>credit</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_InvestmentIncomeDividend">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>Amount of dividend income on nonoperating securities.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 225<br> -SubTopic 10<br> -Section S99<br> -Paragraph 2<br> -Subparagraph (SX 210.5-03.7(a))<br> -URI http://asc.fasb.org/extlink&amp;oid=26872669&amp;loc=d3e20235-122688<br></p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_InvestmentIncomeDividend</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>us-gaap_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>credit</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_InvestmentIncomeInterest">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>Amount before accretion (amortization) of purchase discount (premium) of interest income on nonoperating securities.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 225<br> -SubTopic 10<br> -Section S99<br> -Paragraph 2<br> -Subparagraph (SX 210.5-03.7(b))<br> -URI http://asc.fasb.org/extlink&amp;oid=26872669&amp;loc=d3e20235-122688<br></p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_InvestmentIncomeInterest</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>us-gaap_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>credit</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_LaborAndRelatedExpense">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>The aggregate amount of expenditures for salaries, wages, profit sharing and incentive compensation, and other employee benefits, including equity-based compensation, and pension and other postretirement benefit expense.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 225<br> -SubTopic 10<br> -Section S99<br> -Paragraph 2<br> -Subparagraph (SX 210.5-03.4)<br> -URI http://asc.fasb.org/extlink&amp;oid=26872669&amp;loc=d3e20235-122688<br></p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_LaborAndRelatedExpense</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>us-gaap_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>debit</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_NetIncomeLoss">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>The portion of profit or loss for the period, net of income taxes, which is attributable to the parent.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Glossary Net Income<br> -URI http://asc.fasb.org/extlink&amp;oid=51831255<br><br>Reference 2: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 230<br> -SubTopic 10<br> -Section 45<br> -Paragraph 28<br> -URI http://asc.fasb.org/extlink&amp;oid=56944662&amp;loc=d3e3602-108585<br><br>Reference 3: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 944<br> -SubTopic 225<br> -Section S99<br> -Paragraph 1<br> -Subparagraph (SX 210.7-04.19)<br> -URI http://asc.fasb.org/extlink&amp;oid=6879464&amp;loc=d3e573970-122913<br><br>Reference 4: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 260<br> -SubTopic 10<br> -Section 50<br> -Paragraph 1<br> -URI http://asc.fasb.org/extlink&amp;oid=6371337&amp;loc=d3e3550-109257<br><br>Reference 5: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 225<br> -SubTopic 10<br> -Section S99<br> -Paragraph 2<br> -Subparagraph (SX 210.5-03.18)<br> -URI http://asc.fasb.org/extlink&amp;oid=26872669&amp;loc=d3e20235-122688<br><br>Reference 6: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 944<br> -SubTopic 225<br> -Section S99<br> -Paragraph 1<br> -Subparagraph (SX 210.7-04.22)<br> -URI http://asc.fasb.org/extlink&amp;oid=6879464&amp;loc=d3e573970-122913<br><br>Reference 7: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Glossary Other Comprehensive Income<br> -URI http://asc.fasb.org/extlink&amp;oid=51831270<br><br>Reference 8: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher SEC<br> -Name Regulation S-X (SX)<br> -Number 210<br> -Section 03<br> -Paragraph 19<br> -Article 5<br><br>Reference 9: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher SEC<br> -Name Regulation S-X (SX)<br> -Number 210<br> -Section 04<br> -Paragraph 20<br> -Article 9<br></p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_NetIncomeLoss</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>us-gaap_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>credit</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_NoninterestExpense">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>Total aggregate amount of all noninterest expense.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 942<br> -SubTopic 225<br> -Section S99<br> -Paragraph 1<br> -Subparagraph (SX 210.9-04.14)<br> -URI http://asc.fasb.org/extlink&amp;oid=6879574&amp;loc=d3e536633-122882<br></p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_NoninterestExpense</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>us-gaap_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>debit</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_NoninterestIncome">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>The total amount of noninterest income which may be derived from: (1) fees and commissions; (2) premiums earned; (3) insurance policy charges; (4) the sale or disposal of assets; and (5) other sources not otherwise specified.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 942<br> -SubTopic 225<br> -Section S99<br> -Paragraph 1<br> -Subparagraph (SX 210.9-04.13)<br> -URI http://asc.fasb.org/extlink&amp;oid=6879574&amp;loc=d3e536633-122882<br></p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_NoninterestIncome</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>us-gaap_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>credit</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_NoninterestIncomeOtherOperatingIncome">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>Represents other forms of revenue earned, excluding interest, which is not otherwise specified in the taxonomy.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 944<br> -SubTopic 225<br> -Section S99<br> -Paragraph 1<br> -Subparagraph (SX 210.7-04.4)<br> -URI http://asc.fasb.org/extlink&amp;oid=6879464&amp;loc=d3e573970-122913<br><br>Reference 2: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher SEC<br> -Name Regulation S-X (SX)<br> -Number 210<br> -Section 04<br> -Paragraph 13<br> -Article 9<br></p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_NoninterestIncomeOtherOperatingIncome</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>us-gaap_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>credit</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_OccupancyNet">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>Amount of net occupancy expense that may include items, such as depreciation of facilities and equipment, lease expenses, property taxes and property and casualty insurance expense.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 942<br> -SubTopic 225<br> -Section S99<br> -Paragraph 1<br> -Subparagraph (SX 210.9-04.14(b))<br> -URI http://asc.fasb.org/extlink&amp;oid=6879574&amp;loc=d3e536633-122882<br><br>Reference 2: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 225<br> -SubTopic 10<br> -Section S99<br> -Paragraph 2<br> -Subparagraph (SX 210.5-03.6)<br> -URI http://asc.fasb.org/extlink&amp;oid=26872669&amp;loc=d3e20235-122688<br><br>Reference 3: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 840<br> -SubTopic 30<br> -Section 50<br> -Paragraph 1<br> -URI http://asc.fasb.org/extlink&amp;oid=6455398&amp;loc=d3e45280-112737<br></p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_OccupancyNet</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>us-gaap_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>debit</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_OtherInterestAndDividendIncome">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>Includes all other interest income, net of discount accretion and premium amortization, and dividend income. It may include dividend income from equity securities that do not have readily determinable fair values that are reportable in Other Assets, and interest income on interest-only strips receivable (not in the form of a security) that are included in Other Assets.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 942<br> -SubTopic 225<br> -Section S99<br> -Paragraph 1<br> -Subparagraph (SX 210.9-04.4)<br> -URI http://asc.fasb.org/extlink&amp;oid=6879574&amp;loc=d3e536633-122882<br></p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_OtherInterestAndDividendIncome</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>us-gaap_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>credit</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_OtherNoninterestExpense">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>Other noninterest expenses that are not separately presented in any other noninterest expense category.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 942<br> -SubTopic 225<br> -Section S99<br> -Paragraph 1<br> -Subparagraph (SX 210.9-04.14)<br> -URI http://asc.fasb.org/extlink&amp;oid=6879574&amp;loc=d3e536633-122882<br></p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_OtherNoninterestExpense</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>us-gaap_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>debit</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_OtherThanTemporaryImpairmentLossesInvestmentsAvailableforsaleSecurities">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>The amount by which the fair value of an investment in debt and equity securities categorized as Available-for-sale is less than the amortized cost basis or carrying amount of that investment at the balance sheet date and the decline in fair value is deemed to be other than temporary, before considering whether or not such amount is recognized in earnings or other comprehensive income.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 320<br> -SubTopic 10<br> -Section 50<br> -Paragraph 2<br> -URI http://asc.fasb.org/extlink&amp;oid=27724398&amp;loc=d3e27161-111563<br></p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_OtherThanTemporaryImpairmentLossesInvestmentsAvailableforsaleSecurities</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>us-gaap_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>debit</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_OtherThanTemporaryImpairmentLossesInvestmentsPortionInOtherComprehensiveIncomeLossBeforeTaxPortionAttributableToParentAvailableforsaleSecurities">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>Amount before tax of other than temporary impairment (OTTI) on investment in available-for-sale debt security, recognized in other comprehensive loss, attributable to parent entity.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 320<br> -SubTopic 10<br> -Section 50<br> -Paragraph 2<br> -URI http://asc.fasb.org/extlink&amp;oid=27724398&amp;loc=d3e27161-111563<br><br>Reference 2: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 220<br> -SubTopic 10<br> -Section 45<br> -Paragraph 10A<br> -Subparagraph (g)<br> -URI http://asc.fasb.org/extlink&amp;oid=36458714&amp;loc=SL7669646-108580<br><br>Reference 3: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 320<br> -SubTopic 10<br> -Section 35<br> -Paragraph 35<br> -URI http://asc.fasb.org/extlink&amp;oid=27723805&amp;loc=d3e25362-111560<br></p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_OtherThanTemporaryImpairmentLossesInvestmentsPortionInOtherComprehensiveIncomeLossBeforeTaxPortionAttributableToParentAvailableforsaleSecurities</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>us-gaap_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>debit</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_OtherThanTemporaryImpairmentLossesInvestmentsPortionRecognizedInEarningsNetAvailableforsaleSecurities">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>The amount of other than temporary impairment losses on investments in debt and equity securities categorized as Available-for-sale which have been recognized in earnings during the period. Such impairment losses consist of other than temporary impairments (OTTI) on equity securities, credit losses on investments in debt securities, and when the entity intends to sell an impaired debt security or it is more likely than not that the entity will be required to sell the impaired debt security before recovery of its amortized cost basis.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 320<br> -SubTopic 10<br> -Section 50<br> -Paragraph 2<br> -URI http://asc.fasb.org/extlink&amp;oid=27724398&amp;loc=d3e27161-111563<br></p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_OtherThanTemporaryImpairmentLossesInvestmentsPortionRecognizedInEarningsNetAvailableforsaleSecurities</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>us-gaap_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>debit</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_ProfessionalFees">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>A fee charged for services from professionals such as doctors, lawyers and accountants. The term is often expanded to include other professions, for example, pharmacists charging to maintain a medicinal profile of a client or customer.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 946<br> -SubTopic 225<br> -Section S99<br> -Paragraph 1<br> -Subparagraph (SX 210.6-07.2(a),(b),(c),(d))<br> -URI http://asc.fasb.org/extlink&amp;oid=6488393&amp;loc=d3e606610-122999<br><br>Reference 2: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 946<br> -SubTopic 225<br> -Section 45<br> -Paragraph 3<br> -Subparagraph (k)<br> -URI http://asc.fasb.org/extlink&amp;oid=6488370&amp;loc=d3e13550-115849<br></p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_ProfessionalFees</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>us-gaap_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>debit</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_ProvisionForLoanLossesExpensed">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>Amount of expense related to loss from loan transactions.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 942<br> -SubTopic 225<br> -Section S99<br> -Paragraph 1<br> -Subparagraph (SX 210.9-04.11)<br> -URI http://asc.fasb.org/extlink&amp;oid=6879574&amp;loc=d3e536633-122882<br></p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_ProvisionForLoanLossesExpensed</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>us-gaap_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>debit</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_StateAndLocalIncomeTaxExpenseBenefitContinuingOperations">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>Amount of state and local current and deferred income tax expense (benefit) attributable to continuing operations.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 235<br> -SubTopic 10<br> -Section S99<br> -Paragraph 1<br> -Subparagraph (SX 210.4-08.(h)(1))<br> -URI http://asc.fasb.org/extlink&amp;oid=26873400&amp;loc=d3e23780-122690<br><br>Reference 2: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 740<br> -SubTopic 10<br> -Section S99<br> -Paragraph 1<br> -Subparagraph (SAB TOPIC 6.I.7)<br> -URI http://asc.fasb.org/extlink&amp;oid=34349781&amp;loc=d3e330036-122817<br><br>Reference 3: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 740<br> -SubTopic 10<br> -Section 50<br> -Paragraph 9<br> -Subparagraph (a)-(b)<br> -URI http://asc.fasb.org/extlink&amp;oid=6907707&amp;loc=d3e32639-109319<br></p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_StateAndLocalIncomeTaxExpenseBenefitContinuingOperations</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>us-gaap_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>debit</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
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<span style="display: none;">v3.3.1.900</span><table class="report" border="0" cellspacing="2" id="idp6838908192">
<tr>
<th class="tl" colspan="1" rowspan="2"><div style="width: 200px;"><strong>Consolidated Statements of Comprehensive Income<br> $ in Thousands</strong></div></th>
<th class="th" colspan="1">12 Months Ended</th>
</tr>
<tr><th class="th">
<div>Dec. 31, 2013 </div>
<div>USD ($)</div>
</th></tr>
<tr class="re">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_NetIncomeLoss', window );">Net income</a></td>
<td class="nump">$ 37,752<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_ffic_OtherComprehensiveIncomeLossNetOfTaxAbstract', window );"><strong>Other comprehensive income (loss), net of tax:</strong></a></td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_OtherComprehensiveIncomeDefinedBenefitPlansNetUnamortizedGainLossArisingDuringPeriodNetOfTax', window );">Unrecognized actuarial gains (losses)</a></td>
<td class="nump">3,261<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_OtherComprehensiveIncomeLossReclassificationAdjustmentFromAOCIPensionAndOtherPostretirementBenefitPlansForNetGainLossNetOfTax', window );">Amortization of actuarial losses</a></td>
<td class="nump">696<span></span>
</td>
</tr>
<tr class="re">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_OtherComprehensiveIncomeLossAmortizationAdjustmentFromAOCIPensionAndOtherPostretirementBenefitPlansForNetPriorServiceCostCreditBeforeTax', window );">Amortization of prior service credits</a></td>
<td class="num">(26)<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_ffic_OTTIReclassification', window );">OTTI charges included in income</a></td>
<td class="nump">798<span></span>
</td>
</tr>
<tr class="re">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_OtherComprehensiveIncomeLossReclassificationAdjustmentFromAOCIForSaleOfSecuritiesNetOfTax', window );">Reclassification adjustment for net gains included in income</a></td>
<td class="num">(1,700)<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_OtherComprehensiveIncomeUnrealizedHoldingGainLossOnSecuritiesArisingDuringPeriodNetOfTax', window );">Net unrealized (losses) gains on securities</a></td>
<td class="num">(26,541)<span></span>
</td>
</tr>
<tr class="reu">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_OtherComprehensiveIncomeLossNetOfTax', window );">Total other comprehensive income (loss), net of tax</a></td>
<td class="num">(23,512)<span></span>
</td>
</tr>
<tr class="rou">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_ComprehensiveIncomeNetOfTax', window );">Comprehensive income</a></td>
<td class="nump">$ 14,240<span></span>
</td>
</tr>
</table>
<div style="display: none;">
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_ffic_OTTIReclassification">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>OTTI charges that are included in income.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>No definition available.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">ffic_OTTIReclassification</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>ffic_</td>
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<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>credit</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_ffic_OtherComprehensiveIncomeLossNetOfTaxAbstract">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- References</a><div><p>No definition available.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">ffic_OtherComprehensiveIncomeLossNetOfTaxAbstract</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>ffic_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:stringItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_ComprehensiveIncomeNetOfTax">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>Amount after tax of increase (decrease) in equity from transactions and other events and circumstances from net income and other comprehensive income, attributable to parent entity. Excludes changes in equity resulting from investments by owners and distributions to owners.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Glossary Other Comprehensive Income<br> -URI http://asc.fasb.org/extlink&amp;oid=51831270<br><br>Reference 2: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Glossary Comprehensive Income<br> -URI http://asc.fasb.org/extlink&amp;oid=51831223<br><br>Reference 3: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 220<br> -SubTopic 10<br> -Section 45<br> -Paragraph 5<br> -URI http://asc.fasb.org/extlink&amp;oid=36458714&amp;loc=d3e557-108580<br><br>Reference 4: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Glossary Net Income<br> -URI http://asc.fasb.org/extlink&amp;oid=51831255<br></p></div>
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<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>The portion of profit or loss for the period, net of income taxes, which is attributable to the parent.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Glossary Net Income<br> -URI http://asc.fasb.org/extlink&amp;oid=51831255<br><br>Reference 2: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 230<br> -SubTopic 10<br> -Section 45<br> -Paragraph 28<br> -URI http://asc.fasb.org/extlink&amp;oid=56944662&amp;loc=d3e3602-108585<br><br>Reference 3: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 944<br> -SubTopic 225<br> -Section S99<br> -Paragraph 1<br> -Subparagraph (SX 210.7-04.19)<br> -URI http://asc.fasb.org/extlink&amp;oid=6879464&amp;loc=d3e573970-122913<br><br>Reference 4: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 260<br> -SubTopic 10<br> -Section 50<br> -Paragraph 1<br> -URI http://asc.fasb.org/extlink&amp;oid=6371337&amp;loc=d3e3550-109257<br><br>Reference 5: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 225<br> -SubTopic 10<br> -Section S99<br> -Paragraph 2<br> -Subparagraph (SX 210.5-03.18)<br> -URI http://asc.fasb.org/extlink&amp;oid=26872669&amp;loc=d3e20235-122688<br><br>Reference 6: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 944<br> -SubTopic 225<br> -Section S99<br> -Paragraph 1<br> -Subparagraph (SX 210.7-04.22)<br> -URI http://asc.fasb.org/extlink&amp;oid=6879464&amp;loc=d3e573970-122913<br><br>Reference 7: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Glossary Other Comprehensive Income<br> -URI http://asc.fasb.org/extlink&amp;oid=51831270<br><br>Reference 8: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher SEC<br> -Name Regulation S-X (SX)<br> -Number 210<br> -Section 03<br> -Paragraph 19<br> -Article 5<br><br>Reference 9: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher SEC<br> -Name Regulation S-X (SX)<br> -Number 210<br> -Section 04<br> -Paragraph 20<br> -Article 9<br></p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
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<td style="white-space:nowrap;">us-gaap_NetIncomeLoss</td>
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<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>Amount after tax of (increase) decrease in the value of the projected benefit obligation related to a change in an actuarial assumption and increase (decrease) in the value of the plan assets resulting from experience different from that assumed, that has not been recognized in net periodic benefit (cost) credit.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 220<br> -SubTopic 10<br> -Section 45<br> -Paragraph 10A<br> -Subparagraph (i)<br> -URI http://asc.fasb.org/extlink&amp;oid=36458714&amp;loc=SL7669646-108580<br><br>Reference 2: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 220<br> -SubTopic 10<br> -Section 45<br> -Paragraph 11<br> -URI http://asc.fasb.org/extlink&amp;oid=36458714&amp;loc=d3e637-108580<br><br>Reference 3: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 715<br> -SubTopic 20<br> -Section 50<br> -Paragraph 1<br> -Subparagraph (j)<br> -URI http://asc.fasb.org/extlink&amp;oid=58740216&amp;loc=d3e1928-114920<br></p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_OtherComprehensiveIncomeDefinedBenefitPlansNetUnamortizedGainLossArisingDuringPeriodNetOfTax</td>
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<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_OtherComprehensiveIncomeLossAmortizationAdjustmentFromAOCIPensionAndOtherPostretirementBenefitPlansForNetPriorServiceCostCreditBeforeTax">
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<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>Amount before tax of reclassification adjustment from accumulated other comprehensive (income) loss for prior service cost (credit) related to pension and other postretirement benefit plans.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 715<br> -SubTopic 20<br> -Section 50<br> -Paragraph 1<br> -Subparagraph (j)<br> -URI http://asc.fasb.org/extlink&amp;oid=58740216&amp;loc=d3e1928-114920<br><br>Reference 2: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 220<br> -SubTopic 10<br> -Section 45<br> -Paragraph 10A<br> -Subparagraph (j)<br> -URI http://asc.fasb.org/extlink&amp;oid=36458714&amp;loc=SL7669646-108580<br><br>Reference 3: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 715<br> -SubTopic 20<br> -Section 50<br> -Paragraph 1<br> -Subparagraph (i)<br> -URI http://asc.fasb.org/extlink&amp;oid=58740216&amp;loc=d3e1928-114920<br><br>Reference 4: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 220<br> -SubTopic 10<br> -Section 45<br> -Paragraph 11<br> -URI http://asc.fasb.org/extlink&amp;oid=36458714&amp;loc=d3e637-108580<br></p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_OtherComprehensiveIncomeLossAmortizationAdjustmentFromAOCIPensionAndOtherPostretirementBenefitPlansForNetPriorServiceCostCreditBeforeTax</td>
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<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_OtherComprehensiveIncomeLossNetOfTax">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>Amount after tax and reclassification adjustments of other comprehensive income (loss).</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 505<br> -SubTopic 10<br> -Section 50<br> -Paragraph 2<br> -URI http://asc.fasb.org/extlink&amp;oid=6928386&amp;loc=d3e21463-112644<br><br>Reference 2: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 220<br> -SubTopic 10<br> -Section 45<br> -Paragraph 1A<br> -URI http://asc.fasb.org/extlink&amp;oid=36458714&amp;loc=SL7669619-108580<br><br>Reference 3: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 220<br> -SubTopic 10<br> -Section 45<br> -Paragraph 1B<br> -URI http://asc.fasb.org/extlink&amp;oid=36458714&amp;loc=SL7669625-108580<br><br>Reference 4: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 220<br> -SubTopic 10<br> -Section 55<br> -Paragraph 15<br> -URI http://asc.fasb.org/extlink&amp;oid=51821188&amp;loc=d3e1436-108581<br></p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_OtherComprehensiveIncomeLossNetOfTax</td>
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<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>Amount after tax of reclassification adjustment from accumulated other comprehensive income for unrealized gain (loss) realized upon the sale of available-for-sale securities.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 320<br> -SubTopic 10<br> -Section 50<br> -Paragraph 9<br> -Subparagraph (d)<br> -URI http://asc.fasb.org/extlink&amp;oid=27724398&amp;loc=d3e27357-111563<br><br>Reference 2: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 220<br> -SubTopic 10<br> -Section 45<br> -Paragraph 11<br> -URI http://asc.fasb.org/extlink&amp;oid=36458714&amp;loc=d3e637-108580<br><br>Reference 3: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 220<br> -SubTopic 10<br> -Section 45<br> -Paragraph 15<br> -URI http://asc.fasb.org/extlink&amp;oid=36458714&amp;loc=d3e689-108580<br></p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_OtherComprehensiveIncomeLossReclassificationAdjustmentFromAOCIForSaleOfSecuritiesNetOfTax</td>
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<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>Amount after tax of reclassification adjustment from accumulated other comprehensive income (loss) for actuarial gain (loss) related to pension and other postretirement benefit plans.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 715<br> -SubTopic 20<br> -Section 50<br> -Paragraph 1<br> -Subparagraph (j)<br> -URI http://asc.fasb.org/extlink&amp;oid=58740216&amp;loc=d3e1928-114920<br><br>Reference 2: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 220<br> -SubTopic 10<br> -Section 45<br> -Paragraph 15<br> -URI http://asc.fasb.org/extlink&amp;oid=36458714&amp;loc=d3e689-108580<br><br>Reference 3: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 220<br> -SubTopic 10<br> -Section 45<br> -Paragraph 11<br> -URI http://asc.fasb.org/extlink&amp;oid=36458714&amp;loc=d3e637-108580<br><br>Reference 4: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 715<br> -SubTopic 20<br> -Section 50<br> -Paragraph 1<br> -Subparagraph (i)<br> -URI http://asc.fasb.org/extlink&amp;oid=58740216&amp;loc=d3e1928-114920<br></p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_OtherComprehensiveIncomeLossReclassificationAdjustmentFromAOCIPensionAndOtherPostretirementBenefitPlansForNetGainLossNetOfTax</td>
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<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>Amount after tax, before reclassification adjustments, of unrealized holding gain (loss) on available-for-sale securities.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 220<br> -SubTopic 10<br> -Section 45<br> -Paragraph 10A<br> -Subparagraph (e)<br> -URI http://asc.fasb.org/extlink&amp;oid=36458714&amp;loc=SL7669646-108580<br><br>Reference 2: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 220<br> -SubTopic 10<br> -Section 45<br> -Paragraph 11<br> -URI http://asc.fasb.org/extlink&amp;oid=36458714&amp;loc=d3e637-108580<br></p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_OtherComprehensiveIncomeUnrealizedHoldingGainLossOnSecuritiesArisingDuringPeriodNetOfTax</td>
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<span style="display: none;">v3.3.1.900</span><table class="report" border="0" cellspacing="2" id="idp6863574976">
<tr>
<th class="tl" colspan="1" rowspan="1"><div style="width: 200px;"><strong>Consolidated Statements of Changes in Stockholders&#8217; Equity - USD ($)<br> $ in Thousands</strong></div></th>
<th class="th">
<div>Purchase of Common Shares Outstanding [Member] </div>
<div>Treasury Stock [Member]</div>
</th>
<th class="th">
<div>Restricted Stock Awards Repurchased To Satisfy Tax Obligations [Member] </div>
<div>Treasury Stock [Member]</div>
</th>
<th class="th">
<div>Shares Purchased to Fund Options Exercised [Member] </div>
<div>Treasury Stock [Member]</div>
</th>
<th class="th"><div>Common Stock [Member]</div></th>
<th class="th"><div>Additional Paid-in Capital [Member]</div></th>
<th class="th"><div>Treasury Stock [Member]</div></th>
<th class="th"><div>Retained Earnings [Member]</div></th>
<th class="th"><div>AOCI Attributable to Parent [Member]</div></th>
<th class="th"><div>Total</div></th>
</tr>
<tr class="rc">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_StockholdersEquity', window );">Balance at Dec. 31, 2012</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="nump">$ 315<span></span>
</td>
<td class="nump">$ 198,314<span></span>
</td>
<td class="num">$ (10,257)<span></span>
</td>
<td class="nump">$ 241,856<span></span>
</td>
<td class="nump">$ 12,137<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_ffic_CommonStockAbstract', window );"><strong>Common Stock</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_OtherComprehensiveIncomeLossAmortizationAdjustmentFromAOCIPensionAndOtherPostretirementBenefitPlansForNetPriorServiceCostCreditNetOfTax', window );">Amortization of prior service credits, net of taxes of $20, $19 and $20 for the years ended December 31, 2015, 2014 and 2013, respectively</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="num">(26)<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_OtherComprehensiveIncomeLossReclassificationAdjustmentFromAOCIPensionAndOtherPostretirementBenefitPlansForNetGainLossNetOfTax', window );">Amortization of net actuarial losses, net of taxes of ($509), ($330) and ($541) for the years ended December 31, 2015, 2014 and 2013, respectively</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="nump">696<span></span>
</td>
<td class="num">$ (696)<span></span>
</td>
</tr>
<tr class="re">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_OtherComprehensiveIncomeDefinedBenefitPlansNetUnamortizedGainLossArisingDuringPeriodNetOfTax', window );">Unrecognized actuarial gains (losses), net of taxes of ($465), $2,880 and ($2,527) for the years ended December 31, 2015, 2014 and 2013, respectively</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="nump">3,261<span></span>
</td>
<td class="nump">3,261<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_OtherComprehensiveIncomeUnrealizedHoldingGainLossOnSecuritiesArisingDuringPeriodNetOfTax', window );">Change in net unrealized (losses) gains on securities available for sale, net oftaxes of approximately $2,911, ($10,441) and $20,609 for the years ended December 31, 2015, 2014 and 2013, respectively</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="num">(26,541)<span></span>
</td>
<td class="num">(26,541)<span></span>
</td>
</tr>
<tr class="re">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_OtherComprehensiveIncomeLossReclassificationAdjustmentFromAOCIForSaleOfSecuritiesNetOfTax', window );">Reclassification adjustment for net gains included in net income, net of taxes of approximately $72, $1,241 and $700 for the years ended December 31, 2015, 2014 and 2013, respectively</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="num">(902)<span></span>
</td>
<td class="nump">1,700<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_NetIncomeLoss', window );">Net income</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="nump">37,752<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="nump">37,752<span></span>
</td>
</tr>
<tr class="re">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_StockIssuedDuringPeriodValueShareBasedCompensation', window );">Award of common shares released from Employee Benefit Trust (147,616, 136,559 and 143,941 common shares for the years ended December 31, 2015, 2014 and 2013, respectively)</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="nump">1,652<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_StockIssuedDuringPeriodValueRestrictedStockAwardGross', window );">Value of shares issued upon vesting of restricted stock unit awards</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="nump">161<span></span>
</td>
<td class="nump">2,406<span></span>
</td>
<td class="num">(119)<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_DividendsCommonStockCash', window );">Cash dividends declared and paid on common shares ($0.64, $0.60 and $0.52 per share for the years ended December 31, 2015, 2014 and 2013, respectively)</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="num">(15,618)<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_StockIssuedDuringPeriodValueStockOptionsExercised', window );">Value of stock options exercised</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="nump">1,451<span></span>
</td>
<td class="nump">6,763<span></span>
</td>
<td class="num">(128)<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="nump">6,814<span></span>
</td>
</tr>
<tr class="re">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_AdjustmentsToAdditionalPaidInCapitalSharebasedCompensationAndExerciseOfStockOptions', window );">Stock-based compensation activity, net</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="num">(119)<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_AdjustmentToAdditionalPaidInCapitalIncomeTaxEffectFromShareBasedCompensationNet', window );">Stock-based income tax benefit</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="nump">443<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="rc">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_StockholdersEquity', window );">Balance at Dec. 31, 2013</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="nump">315<span></span>
</td>
<td class="nump">201,902<span></span>
</td>
<td class="num">(22,053)<span></span>
</td>
<td class="nump">263,743<span></span>
</td>
<td class="num">(11,375)<span></span>
</td>
<td class="nump">432,532<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_ffic_TreasuryStockAbstract', window );"><strong>Treasury Stock</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_TreasuryStockValueAcquiredCostMethod', window );">Value of shares purchased for the Treasury</a></td>
<td class="num">$ (13,152)<span></span>
</td>
<td class="num">$ (999)<span></span>
</td>
<td class="num">$ (6,814)<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_OtherComprehensiveIncomeLossAmortizationAdjustmentFromAOCIPensionAndOtherPostretirementBenefitPlansForNetPriorServiceCostCreditNetOfTax', window );">Amortization of prior service credits, net of taxes of $20, $19 and $20 for the years ended December 31, 2015, 2014 and 2013, respectively</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="num">(26)<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_OtherComprehensiveIncomeLossReclassificationAdjustmentFromAOCIPensionAndOtherPostretirementBenefitPlansForNetGainLossNetOfTax', window );">Amortization of net actuarial losses, net of taxes of ($509), ($330) and ($541) for the years ended December 31, 2015, 2014 and 2013, respectively</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="nump">370<span></span>
</td>
<td class="num">(370)<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_OtherComprehensiveIncomeDefinedBenefitPlansNetUnamortizedGainLossArisingDuringPeriodNetOfTax', window );">Unrecognized actuarial gains (losses), net of taxes of ($465), $2,880 and ($2,527) for the years ended December 31, 2015, 2014 and 2013, respectively</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="num">(3,790)<span></span>
</td>
<td class="num">(3,790)<span></span>
</td>
</tr>
<tr class="re">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_OtherComprehensiveIncomeUnrealizedHoldingGainLossOnSecuritiesArisingDuringPeriodNetOfTax', window );">Change in net unrealized (losses) gains on securities available for sale, net oftaxes of approximately $2,911, ($10,441) and $20,609 for the years ended December 31, 2015, 2014 and 2013, respectively</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="nump">13,548<span></span>
</td>
<td class="nump">13,548<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_OtherComprehensiveIncomeLossReclassificationAdjustmentFromAOCIForSaleOfSecuritiesNetOfTax', window );">Reclassification adjustment for net gains included in net income, net of taxes of approximately $72, $1,241 and $700 for the years ended December 31, 2015, 2014 and 2013, respectively</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="num">(1,634)<span></span>
</td>
<td class="nump">1,634<span></span>
</td>
</tr>
<tr class="re">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_NetIncomeLoss', window );">Net income</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="nump">44,239<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="nump">44,239<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_StockIssuedDuringPeriodValueShareBasedCompensation', window );">Award of common shares released from Employee Benefit Trust (147,616, 136,559 and 143,941 common shares for the years ended December 31, 2015, 2014 and 2013, respectively)</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="nump">2,075<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_StockIssuedDuringPeriodValueRestrictedStockAwardGross', window );">Value of shares issued upon vesting of restricted stock unit awards</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="nump">30<span></span>
</td>
<td class="nump">3,205<span></span>
</td>
<td class="num">(430)<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_DividendsCommonStockCash', window );">Cash dividends declared and paid on common shares ($0.64, $0.60 and $0.52 per share for the years ended December 31, 2015, 2014 and 2013, respectively)</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="num">(17,852)<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_StockIssuedDuringPeriodValueStockOptionsExercised', window );">Value of stock options exercised</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="nump">455<span></span>
</td>
<td class="nump">2,461<span></span>
</td>
<td class="num">(77)<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="nump">1,962<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_AdjustmentsToAdditionalPaidInCapitalSharebasedCompensationAndExerciseOfStockOptions', window );">Stock-based compensation activity, net</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="nump">1,129<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_AdjustmentToAdditionalPaidInCapitalIncomeTaxEffectFromShareBasedCompensationNet', window );">Stock-based income tax benefit</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="nump">846<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="rc">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_StockholdersEquity', window );">Balance at Dec. 31, 2014</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="nump">315<span></span>
</td>
<td class="nump">206,437<span></span>
</td>
<td class="num">(37,221)<span></span>
</td>
<td class="nump">289,623<span></span>
</td>
<td class="num">(2,907)<span></span>
</td>
<td class="nump">456,247<span></span>
</td>
</tr>
<tr class="re">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_ffic_TreasuryStockAbstract', window );"><strong>Treasury Stock</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_TreasuryStockValueAcquiredCostMethod', window );">Value of shares purchased for the Treasury</a></td>
<td class="num">(17,644)<span></span>
</td>
<td class="num">(1,228)<span></span>
</td>
<td class="num">(1,962)<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_OtherComprehensiveIncomeLossAmortizationAdjustmentFromAOCIPensionAndOtherPostretirementBenefitPlansForNetPriorServiceCostCreditNetOfTax', window );">Amortization of prior service credits, net of taxes of $20, $19 and $20 for the years ended December 31, 2015, 2014 and 2013, respectively</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="num">(26)<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_OtherComprehensiveIncomeLossReclassificationAdjustmentFromAOCIPensionAndOtherPostretirementBenefitPlansForNetGainLossNetOfTax', window );">Amortization of net actuarial losses, net of taxes of ($509), ($330) and ($541) for the years ended December 31, 2015, 2014 and 2013, respectively</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="nump">669<span></span>
</td>
<td class="num">(669)<span></span>
</td>
</tr>
<tr class="re">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_OtherComprehensiveIncomeDefinedBenefitPlansNetUnamortizedGainLossArisingDuringPeriodNetOfTax', window );">Unrecognized actuarial gains (losses), net of taxes of ($465), $2,880 and ($2,527) for the years ended December 31, 2015, 2014 and 2013, respectively</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="nump">615<span></span>
</td>
<td class="nump">615<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_OtherComprehensiveIncomeUnrealizedHoldingGainLossOnSecuritiesArisingDuringPeriodNetOfTax', window );">Change in net unrealized (losses) gains on securities available for sale, net oftaxes of approximately $2,911, ($10,441) and $20,609 for the years ended December 31, 2015, 2014 and 2013, respectively</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="num">(3,818)<span></span>
</td>
<td class="num">(3,818)<span></span>
</td>
</tr>
<tr class="re">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_OtherComprehensiveIncomeLossReclassificationAdjustmentFromAOCIForSaleOfSecuritiesNetOfTax', window );">Reclassification adjustment for net gains included in net income, net of taxes of approximately $72, $1,241 and $700 for the years ended December 31, 2015, 2014 and 2013, respectively</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="num">(95)<span></span>
</td>
<td class="nump">95<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_NetIncomeLoss', window );">Net income</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="nump">46,209<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="nump">46,209<span></span>
</td>
</tr>
<tr class="re">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_StockIssuedDuringPeriodValueShareBasedCompensation', window );">Award of common shares released from Employee Benefit Trust (147,616, 136,559 and 143,941 common shares for the years ended December 31, 2015, 2014 and 2013, respectively)</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="nump">2,092<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_StockIssuedDuringPeriodValueRestrictedStockAwardGross', window );">Value of shares issued upon vesting of restricted stock unit awards</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="nump">160<span></span>
</td>
<td class="nump">3,580<span></span>
</td>
<td class="num">(504)<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_DividendsCommonStockCash', window );">Cash dividends declared and paid on common shares ($0.64, $0.60 and $0.52 per share for the years ended December 31, 2015, 2014 and 2013, respectively)</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="num">(18,616)<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_StockIssuedDuringPeriodValueStockOptionsExercised', window );">Value of stock options exercised</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="nump">54<span></span>
</td>
<td class="nump">825<span></span>
</td>
<td class="num">(182)<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="nump">447<span></span>
</td>
</tr>
<tr class="re">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_AdjustmentsToAdditionalPaidInCapitalSharebasedCompensationAndExerciseOfStockOptions', window );">Stock-based compensation activity, net</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="nump">1,335<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_AdjustmentToAdditionalPaidInCapitalIncomeTaxEffectFromShareBasedCompensationNet', window );">Stock-based income tax benefit</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="nump">574<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="rc">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_StockholdersEquity', window );">Balance at Dec. 31, 2015</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="nump">$ 315<span></span>
</td>
<td class="nump">$ 210,652<span></span>
</td>
<td class="num">$ (48,868)<span></span>
</td>
<td class="nump">$ 316,530<span></span>
</td>
<td class="num">$ (5,562)<span></span>
</td>
<td class="nump">$ 473,067<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_ffic_TreasuryStockAbstract', window );"><strong>Treasury Stock</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_TreasuryStockValueAcquiredCostMethod', window );">Value of shares purchased for the Treasury</a></td>
<td class="num">$ (14,351)<span></span>
</td>
<td class="num">$ (1,254)<span></span>
</td>
<td class="num">$ (447)<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
</table>
<div style="display: none;">
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_ffic_CommonStockAbstract">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- References</a><div><p>No definition available.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">ffic_CommonStockAbstract</td>
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</div></td></tr>
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<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- References</a><div><p>No definition available.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">ffic_TreasuryStockAbstract</td>
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<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_AdjustmentToAdditionalPaidInCapitalIncomeTaxEffectFromShareBasedCompensationNet">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>Amount of increase (decrease) in additional paid in capital (APIC) resulting from a tax benefit (deficiency) associated with an share-based compensation plan other than an employee stock ownership plan (ESOP).</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>No definition available.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_AdjustmentToAdditionalPaidInCapitalIncomeTaxEffectFromShareBasedCompensationNet</td>
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<td><strong> Data Type:</strong></td>
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<tr>
<td><strong> Balance Type:</strong></td>
<td>credit</td>
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<td><strong> Period Type:</strong></td>
<td>duration</td>
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</div></td></tr>
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<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_AdjustmentsToAdditionalPaidInCapitalSharebasedCompensationAndExerciseOfStockOptions">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>Changes in additional paid in capital related to exercise of share-based payments awards (such as stock options) and the amount of recognized equity-based compensation during the period (such as nonvested shares).</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>No definition available.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
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<td><strong> Data Type:</strong></td>
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<td><strong> Balance Type:</strong></td>
<td>credit</td>
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<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
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<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_DividendsCommonStockCash">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>Amount of paid and unpaid common stock dividends declared with the form of settlement in cash.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 505<br> -SubTopic 10<br> -Section S99<br> -Paragraph 1<br> -Subparagraph (SX 210.3-04)<br> -URI http://asc.fasb.org/extlink&amp;oid=27012166&amp;loc=d3e187085-122770<br></p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
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<tr>
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<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>The portion of profit or loss for the period, net of income taxes, which is attributable to the parent.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Glossary Net Income<br> -URI http://asc.fasb.org/extlink&amp;oid=51831255<br><br>Reference 2: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 230<br> -SubTopic 10<br> -Section 45<br> -Paragraph 28<br> -URI http://asc.fasb.org/extlink&amp;oid=56944662&amp;loc=d3e3602-108585<br><br>Reference 3: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 944<br> -SubTopic 225<br> -Section S99<br> -Paragraph 1<br> -Subparagraph (SX 210.7-04.19)<br> -URI http://asc.fasb.org/extlink&amp;oid=6879464&amp;loc=d3e573970-122913<br><br>Reference 4: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 260<br> -SubTopic 10<br> -Section 50<br> -Paragraph 1<br> -URI http://asc.fasb.org/extlink&amp;oid=6371337&amp;loc=d3e3550-109257<br><br>Reference 5: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 225<br> -SubTopic 10<br> -Section S99<br> -Paragraph 2<br> -Subparagraph (SX 210.5-03.18)<br> -URI http://asc.fasb.org/extlink&amp;oid=26872669&amp;loc=d3e20235-122688<br><br>Reference 6: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 944<br> -SubTopic 225<br> -Section S99<br> -Paragraph 1<br> -Subparagraph (SX 210.7-04.22)<br> -URI http://asc.fasb.org/extlink&amp;oid=6879464&amp;loc=d3e573970-122913<br><br>Reference 7: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Glossary Other Comprehensive Income<br> -URI http://asc.fasb.org/extlink&amp;oid=51831270<br><br>Reference 8: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher SEC<br> -Name Regulation S-X (SX)<br> -Number 210<br> -Section 03<br> -Paragraph 19<br> -Article 5<br><br>Reference 9: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher SEC<br> -Name Regulation S-X (SX)<br> -Number 210<br> -Section 04<br> -Paragraph 20<br> -Article 9<br></p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
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<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_OtherComprehensiveIncomeDefinedBenefitPlansNetUnamortizedGainLossArisingDuringPeriodNetOfTax">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>Amount after tax of (increase) decrease in the value of the projected benefit obligation related to a change in an actuarial assumption and increase (decrease) in the value of the plan assets resulting from experience different from that assumed, that has not been recognized in net periodic benefit (cost) credit.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 220<br> -SubTopic 10<br> -Section 45<br> -Paragraph 10A<br> -Subparagraph (i)<br> -URI http://asc.fasb.org/extlink&amp;oid=36458714&amp;loc=SL7669646-108580<br><br>Reference 2: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 220<br> -SubTopic 10<br> -Section 45<br> -Paragraph 11<br> -URI http://asc.fasb.org/extlink&amp;oid=36458714&amp;loc=d3e637-108580<br><br>Reference 3: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 715<br> -SubTopic 20<br> -Section 50<br> -Paragraph 1<br> -Subparagraph (j)<br> -URI http://asc.fasb.org/extlink&amp;oid=58740216&amp;loc=d3e1928-114920<br></p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_OtherComprehensiveIncomeDefinedBenefitPlansNetUnamortizedGainLossArisingDuringPeriodNetOfTax</td>
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<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>Amount after tax of reclassification adjustment from accumulated other comprehensive (income) loss for prior service cost (credit) related to pension and other postretirement benefit plans.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 715<br> -SubTopic 20<br> -Section 50<br> -Paragraph 1<br> -Subparagraph (j)<br> -URI http://asc.fasb.org/extlink&amp;oid=58740216&amp;loc=d3e1928-114920<br><br>Reference 2: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 715<br> -SubTopic 20<br> -Section 50<br> -Paragraph 1<br> -Subparagraph (i)<br> -URI http://asc.fasb.org/extlink&amp;oid=58740216&amp;loc=d3e1928-114920<br><br>Reference 3: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 220<br> -SubTopic 10<br> -Section 45<br> -Paragraph 10A<br> -Subparagraph (j)<br> -URI http://asc.fasb.org/extlink&amp;oid=36458714&amp;loc=SL7669646-108580<br><br>Reference 4: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 220<br> -SubTopic 10<br> -Section 45<br> -Paragraph 11<br> -URI http://asc.fasb.org/extlink&amp;oid=36458714&amp;loc=d3e637-108580<br></p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_OtherComprehensiveIncomeLossAmortizationAdjustmentFromAOCIPensionAndOtherPostretirementBenefitPlansForNetPriorServiceCostCreditNetOfTax</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
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<td><strong> Balance Type:</strong></td>
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</div></td></tr>
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<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_OtherComprehensiveIncomeLossReclassificationAdjustmentFromAOCIForSaleOfSecuritiesNetOfTax">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>Amount after tax of reclassification adjustment from accumulated other comprehensive income for unrealized gain (loss) realized upon the sale of available-for-sale securities.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 320<br> -SubTopic 10<br> -Section 50<br> -Paragraph 9<br> -Subparagraph (d)<br> -URI http://asc.fasb.org/extlink&amp;oid=27724398&amp;loc=d3e27357-111563<br><br>Reference 2: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 220<br> -SubTopic 10<br> -Section 45<br> -Paragraph 11<br> -URI http://asc.fasb.org/extlink&amp;oid=36458714&amp;loc=d3e637-108580<br><br>Reference 3: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 220<br> -SubTopic 10<br> -Section 45<br> -Paragraph 15<br> -URI http://asc.fasb.org/extlink&amp;oid=36458714&amp;loc=d3e689-108580<br></p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_OtherComprehensiveIncomeLossReclassificationAdjustmentFromAOCIForSaleOfSecuritiesNetOfTax</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
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<td><strong> Data Type:</strong></td>
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<td><strong> Balance Type:</strong></td>
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</table></div>
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<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>Amount after tax of reclassification adjustment from accumulated other comprehensive income (loss) for actuarial gain (loss) related to pension and other postretirement benefit plans.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 715<br> -SubTopic 20<br> -Section 50<br> -Paragraph 1<br> -Subparagraph (j)<br> -URI http://asc.fasb.org/extlink&amp;oid=58740216&amp;loc=d3e1928-114920<br><br>Reference 2: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 220<br> -SubTopic 10<br> -Section 45<br> -Paragraph 15<br> -URI http://asc.fasb.org/extlink&amp;oid=36458714&amp;loc=d3e689-108580<br><br>Reference 3: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 220<br> -SubTopic 10<br> -Section 45<br> -Paragraph 11<br> -URI http://asc.fasb.org/extlink&amp;oid=36458714&amp;loc=d3e637-108580<br><br>Reference 4: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 715<br> -SubTopic 20<br> -Section 50<br> -Paragraph 1<br> -Subparagraph (i)<br> -URI http://asc.fasb.org/extlink&amp;oid=58740216&amp;loc=d3e1928-114920<br></p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_OtherComprehensiveIncomeLossReclassificationAdjustmentFromAOCIPensionAndOtherPostretirementBenefitPlansForNetGainLossNetOfTax</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
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<td><strong> Data Type:</strong></td>
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<td><strong> Balance Type:</strong></td>
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<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>Amount after tax, before reclassification adjustments, of unrealized holding gain (loss) on available-for-sale securities.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 220<br> -SubTopic 10<br> -Section 45<br> -Paragraph 10A<br> -Subparagraph (e)<br> -URI http://asc.fasb.org/extlink&amp;oid=36458714&amp;loc=SL7669646-108580<br><br>Reference 2: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 220<br> -SubTopic 10<br> -Section 45<br> -Paragraph 11<br> -URI http://asc.fasb.org/extlink&amp;oid=36458714&amp;loc=d3e637-108580<br></p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_OtherComprehensiveIncomeUnrealizedHoldingGainLossOnSecuritiesArisingDuringPeriodNetOfTax</td>
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<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
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<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>Aggregate value of stock related to Restricted Stock Awards issued during the period.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 505<br> -SubTopic 10<br> -Section 50<br> -Paragraph 2<br> -URI http://asc.fasb.org/extlink&amp;oid=6928386&amp;loc=d3e21463-112644<br><br>Reference 2: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 505<br> -SubTopic 10<br> -Section S99<br> -Paragraph 1<br> -Subparagraph (SX 210.3-04)<br> -URI http://asc.fasb.org/extlink&amp;oid=27012166&amp;loc=d3e187085-122770<br><br>Reference 3: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher SEC<br> -Name Regulation S-X (SX)<br> -Number 210<br> -Section 02<br> -Paragraph 29, 30, 31<br> -Article 5<br></p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_StockIssuedDuringPeriodValueRestrictedStockAwardGross</td>
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<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
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<td><strong> Data Type:</strong></td>
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</tr>
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<td><strong> Balance Type:</strong></td>
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<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>Value of stock (or other type of equity) issued during the period as a result of any equity-based compensation plan other than an employee stock ownership plan (ESOP), net of stock value of such awards forfeited. Stock issued could result from the issuance of restricted stock, the exercise of stock options, stock issued under employee stock purchase plans, and/or other employee benefit plans.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 718<br> -SubTopic 10<br> -Section 50<br> -Paragraph 1<br> -Subparagraph (c)<br> -URI http://asc.fasb.org/extlink&amp;oid=6415400&amp;loc=d3e5047-113901<br><br>Reference 2: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 718<br> -SubTopic 10<br> -Section 50<br> -Paragraph 2<br> -Subparagraph (d)(1)<br> -URI http://asc.fasb.org/extlink&amp;oid=6415400&amp;loc=d3e5070-113901<br><br>Reference 3: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 505<br> -SubTopic 10<br> -Section S99<br> -Paragraph 1<br> -Subparagraph (SX 210.3-04)<br> -URI http://asc.fasb.org/extlink&amp;oid=27012166&amp;loc=d3e187085-122770<br><br>Reference 4: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher SEC<br> -Name Regulation S-X (SX)<br> -Number 210<br> -Section 02<br> -Paragraph 29, 30, 31<br> -Article 5<br></p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_StockIssuedDuringPeriodValueShareBasedCompensation</td>
</tr>
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<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
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</div></td></tr>
</table>
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<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>Value of stock issued as a result of the exercise of stock options.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 505<br> -SubTopic 10<br> -Section 50<br> -Paragraph 2<br> -URI http://asc.fasb.org/extlink&amp;oid=6928386&amp;loc=d3e21463-112644<br><br>Reference 2: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 210<br> -SubTopic 10<br> -Section S99<br> -Paragraph 1<br> -Subparagraph (SX 210.5-02.29-31)<br> -URI http://asc.fasb.org/extlink&amp;oid=6877327&amp;loc=d3e13212-122682<br><br>Reference 3: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 505<br> -SubTopic 10<br> -Section S99<br> -Paragraph 1<br> -Subparagraph (SX 210.3-04)<br> -URI http://asc.fasb.org/extlink&amp;oid=27012166&amp;loc=d3e187085-122770<br></p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_StockIssuedDuringPeriodValueStockOptionsExercised</td>
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<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>Total of all stockholders' equity (deficit) items, net of receivables from officers, directors, owners, and affiliates of the entity which are attributable to the parent. The amount of the economic entity's stockholders' equity attributable to the parent excludes the amount of stockholders' equity which is allocable to that ownership interest in subsidiary equity which is not attributable to the parent (noncontrolling interest, minority interest). This excludes temporary equity and is sometimes called permanent equity.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 310<br> -SubTopic 10<br> -Section S99<br> -Paragraph 2<br> -Subparagraph (SAB TOPIC 4.E)<br> -URI http://asc.fasb.org/extlink&amp;oid=27010918&amp;loc=d3e74512-122707<br><br>Reference 2: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 210<br> -SubTopic 10<br> -Section S99<br> -Paragraph 1<br> -Subparagraph (SX 210.5-02.29-31)<br> -URI http://asc.fasb.org/extlink&amp;oid=6877327&amp;loc=d3e13212-122682<br><br>Reference 3: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher SEC<br> -Name Staff Accounting Bulletin (SAB)<br> -Number Topic 4<br> -Section E<br></p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_StockholdersEquity</td>
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<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>Equity impact of the cost of common and preferred stock that were repurchased during the period. Recorded using the cost method.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 505<br> -SubTopic 10<br> -Section 50<br> -Paragraph 2<br> -URI http://asc.fasb.org/extlink&amp;oid=6928386&amp;loc=d3e21463-112644<br><br>Reference 2: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 505<br> -SubTopic 30<br> -Section 45<br> -Paragraph 1<br> -URI http://asc.fasb.org/extlink&amp;oid=6405813&amp;loc=d3e23239-112655<br><br>Reference 3: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 505<br> -SubTopic 10<br> -Section S99<br> -Paragraph 1<br> -Subparagraph (SX 210.3-04)<br> -URI http://asc.fasb.org/extlink&amp;oid=27012166&amp;loc=d3e187085-122770<br></p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_TreasuryStockValueAcquiredCostMethod</td>
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<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
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<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Details</a><div><table border="0" cellpadding="0" cellspacing="0">
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<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
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<th class="tl" colspan="1" rowspan="2"><div style="width: 200px;"><strong>Consolidated Statements of Changes in Stockholders&#8217; Equity (Parentheticals) - USD ($)<br> $ in Thousands</strong></div></th>
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</tr>
<tr>
<th class="th"><div>Dec. 31, 2015</div></th>
<th class="th"><div>Dec. 31, 2014</div></th>
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<td class="text">&#160;<span></span>
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<td class="nump">914,671<span></span>
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<td class="nump">914,671<span></span>
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<td class="text">&#160;<span></span>
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<td class="text">&#160;<span></span>
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<td class="text">&#160;<span></span>
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<td class="nump">136,559<span></span>
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<td class="nump">143,941<span></span>
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<td class="nump">7,300<span></span>
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<td class="nump">138,575<span></span>
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<td class="nump">463,245<span></span>
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<td class="text">&#160;<span></span>
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<td class="nump">180,997<span></span>
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<td class="nump">150,115<span></span>
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<td class="nump">463,245<span></span>
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<td class="text">&#160;<span></span>
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<td class="nump">195,166<span></span>
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<td class="nump">60,883<span></span>
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</tr>
<tr class="re">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_StockIssuedDuringPeriodSharesStockOptionsExercised', window );">Issuance upon exercise of stock options</a></td>
<td class="nump">24,460<span></span>
</td>
<td class="nump">11,540<span></span>
</td>
<td class="nump">65,470<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_CommonStockDividendsPerShareCashPaid', window );">Cash dividends declared and paid on shares (in Dollars per share)</a></td>
<td class="nump">$ 640<span></span>
</td>
<td class="nump">$ 600<span></span>
</td>
<td class="nump">$ 520<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_StatementEquityComponentsAxis=us-gaap_AccumulatedOtherComprehensiveIncomeMember', window );">AOCI Attributable to Parent [Member]</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_OtherComprehensiveIncomeLossAmortizationAdjustmentFromAOCIPensionAndOtherPostretirementBenefitPlansForNetPriorServiceCostCreditTax', window );">Amortization of prior service credits, net of taxes (in Dollars)</a></td>
<td class="nump">$ 20<span></span>
</td>
<td class="nump">$ 19<span></span>
</td>
<td class="nump">$ 20<span></span>
</td>
</tr>
<tr class="re">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_OtherComprehensiveIncomeLossReclassificationAdjustmentFromAOCIPensionAndOtherPostretirementBenefitPlansForNetGainLossTax', window );">Amortization of net actuarial losses, taxes (in Dollars)</a></td>
<td class="num">(509)<span></span>
</td>
<td class="num">(330)<span></span>
</td>
<td class="num">(541)<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_OtherComprehensiveIncomeDefinedBenefitPlansNetUnamortizedGainLossArisingDuringPeriodTax', window );">Unrecognized actuarial (losses) gains, taxes (in Dollars)</a></td>
<td class="num">(465)<span></span>
</td>
<td class="nump">2,880<span></span>
</td>
<td class="num">(2,527)<span></span>
</td>
</tr>
<tr class="re">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_OtherComprehensiveIncomeUnrealizedHoldingGainLossOnSecuritiesArisingDuringPeriodTax', window );">Change in net unrealized gains on securities available for sale, taxes (in Dollars)</a></td>
<td class="nump">2,911<span></span>
</td>
<td class="num">(10,441)<span></span>
</td>
<td class="nump">20,609<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_OtherComprehensiveIncomeLossReclassificationAdjustmentFromAOCIForSaleOfSecuritiesTax', window );">Reclassification adjustment for net gains included in net income, net of taxes (in Dollars)</a></td>
<td class="nump">$ 72<span></span>
</td>
<td class="nump">$ 1,241<span></span>
</td>
<td class="nump">$ 700<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_ffic_TreasuryStockRepurchaseAxis=ffic_PurchaseOfCommonSharesOutstandingMember', window );">Purchase of Common Shares Outstanding [Member] | Treasury Stock [Member]</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_TreasuryStockSharesAcquired', window );">Purchases of common shares</a></td>
<td class="nump">735,599<span></span>
</td>
<td class="nump">914,671<span></span>
</td>
<td class="nump">836,092<span></span>
</td>
</tr>
<tr class="re">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_TreasuryStockSharesAcquired', window );">Repurchase of shares to satisfy tax obligations</a></td>
<td class="nump">735,599<span></span>
</td>
<td class="nump">914,671<span></span>
</td>
<td class="nump">836,092<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_ffic_TreasuryStockRepurchaseAxis=ffic_RestrictedStockAwardsRepurchasedToSatisfyTaxObligationsMember', window );">Restricted Stock Awards Repurchased To Satisfy Tax Obligations [Member] | Treasury Stock [Member]</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_TreasuryStockSharesAcquired', window );">Purchases of common shares</a></td>
<td class="nump">65,666<span></span>
</td>
<td class="nump">59,821<span></span>
</td>
<td class="nump">61,710<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_TreasuryStockSharesAcquired', window );">Repurchase of shares to satisfy tax obligations</a></td>
<td class="nump">65,666<span></span>
</td>
<td class="nump">59,821<span></span>
</td>
<td class="nump">61,710<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_ffic_TreasuryStockRepurchaseAxis=ffic_SharesPurchasedToFundOptionsExercisedMember', window );">Shares Purchased to Fund Options Exercised [Member] | Treasury Stock [Member]</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_TreasuryStockSharesAcquired', window );">Purchases of common shares</a></td>
<td class="nump">22,095<span></span>
</td>
<td class="nump">97,518<span></span>
</td>
<td class="nump">366,517<span></span>
</td>
</tr>
<tr class="re">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_TreasuryStockSharesAcquired', window );">Repurchase of shares to satisfy tax obligations</a></td>
<td class="nump">22,095<span></span>
</td>
<td class="nump">97,518<span></span>
</td>
<td class="nump">366,517<span></span>
</td>
</tr>
</table>
<div style="display: none;">
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_CommonStockDividendsPerShareCashPaid">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>Aggregate dividends paid during the period for each share of common stock outstanding.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 505<br> -SubTopic 10<br> -Section S99<br> -Paragraph 1<br> -Subparagraph (SX 210.3-04)<br> -URI http://asc.fasb.org/extlink&amp;oid=27012166&amp;loc=d3e187085-122770<br></p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_CommonStockDividendsPerShareCashPaid</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>us-gaap_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>num:perShareItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_OtherComprehensiveIncomeDefinedBenefitPlansNetUnamortizedGainLossArisingDuringPeriodTax">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>Amount of tax expense (benefit) related to (increase) decrease in the value of the projected benefit obligation related to a change in an actuarial assumption and increase (decrease) in the value of the plan assets resulting from experience different from that assumed, that has not been recognized in net periodic benefit (cost) credit.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 220<br> -SubTopic 10<br> -Section 45<br> -Paragraph 12<br> -URI http://asc.fasb.org/extlink&amp;oid=36458714&amp;loc=d3e640-108580<br><br>Reference 2: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 220<br> -SubTopic 10<br> -Section 45<br> -Paragraph 10A<br> -Subparagraph (i-k)<br> -URI http://asc.fasb.org/extlink&amp;oid=36458714&amp;loc=SL7669646-108580<br></p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_OtherComprehensiveIncomeDefinedBenefitPlansNetUnamortizedGainLossArisingDuringPeriodTax</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>us-gaap_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>debit</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_OtherComprehensiveIncomeLossAmortizationAdjustmentFromAOCIPensionAndOtherPostretirementBenefitPlansForNetPriorServiceCostCreditTax">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>Amount of tax (expense) benefit of reclassification adjustment from accumulated other comprehensive (income) loss for prior service cost (credit) related to pension and other postretirement benefit plans.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 220<br> -SubTopic 10<br> -Section 45<br> -Paragraph 15<br> -URI http://asc.fasb.org/extlink&amp;oid=36458714&amp;loc=d3e689-108580<br><br>Reference 2: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 220<br> -SubTopic 10<br> -Section 45<br> -Paragraph 12<br> -URI http://asc.fasb.org/extlink&amp;oid=36458714&amp;loc=d3e640-108580<br></p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_OtherComprehensiveIncomeLossAmortizationAdjustmentFromAOCIPensionAndOtherPostretirementBenefitPlansForNetPriorServiceCostCreditTax</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>us-gaap_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>debit</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_OtherComprehensiveIncomeLossReclassificationAdjustmentFromAOCIForSaleOfSecuritiesTax">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>Amount of tax expense (benefit) of reclassification adjustment from accumulated other comprehensive income for unrealized gain (loss) realized upon the sale of available-for-sale securities.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 320<br> -SubTopic 10<br> -Section 50<br> -Paragraph 9<br> -Subparagraph (d)<br> -URI http://asc.fasb.org/extlink&amp;oid=27724398&amp;loc=d3e27357-111563<br><br>Reference 2: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 220<br> -SubTopic 10<br> -Section 45<br> -Paragraph 12<br> -URI http://asc.fasb.org/extlink&amp;oid=36458714&amp;loc=d3e640-108580<br></p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_OtherComprehensiveIncomeLossReclassificationAdjustmentFromAOCIForSaleOfSecuritiesTax</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>us-gaap_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>credit</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_OtherComprehensiveIncomeLossReclassificationAdjustmentFromAOCIPensionAndOtherPostretirementBenefitPlansForNetGainLossTax">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>Amount of tax expense (benefit) of reclassification adjustment from accumulated other comprehensive income (loss) for actuarial gain (loss) related to pension and other postretirement benefit plans.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 220<br> -SubTopic 10<br> -Section 45<br> -Paragraph 15<br> -URI http://asc.fasb.org/extlink&amp;oid=36458714&amp;loc=d3e689-108580<br><br>Reference 2: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 220<br> -SubTopic 10<br> -Section 45<br> -Paragraph 12<br> -URI http://asc.fasb.org/extlink&amp;oid=36458714&amp;loc=d3e640-108580<br></p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_OtherComprehensiveIncomeLossReclassificationAdjustmentFromAOCIPensionAndOtherPostretirementBenefitPlansForNetGainLossTax</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>us-gaap_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>credit</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_OtherComprehensiveIncomeUnrealizedHoldingGainLossOnSecuritiesArisingDuringPeriodTax">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>Amount of tax expense (benefit) before reclassification adjustments of unrealized holding gain (loss) on available-for-sale securities.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 220<br> -SubTopic 10<br> -Section 45<br> -Paragraph 12<br> -URI http://asc.fasb.org/extlink&amp;oid=36458714&amp;loc=d3e640-108580<br><br>Reference 2: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 220<br> -SubTopic 10<br> -Section 45<br> -Paragraph 10A<br> -Subparagraph (e,f)<br> -URI http://asc.fasb.org/extlink&amp;oid=36458714&amp;loc=SL7669646-108580<br></p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_OtherComprehensiveIncomeUnrealizedHoldingGainLossOnSecuritiesArisingDuringPeriodTax</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>us-gaap_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>debit</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_StockIssuedDuringPeriodSharesRestrictedStockAwardGross">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>Total number of shares issued during the period, including shares forfeited, as a result of Restricted Stock Awards.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 505<br> -SubTopic 10<br> -Section 50<br> -Paragraph 2<br> -URI http://asc.fasb.org/extlink&amp;oid=6928386&amp;loc=d3e21463-112644<br><br>Reference 2: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 505<br> -SubTopic 10<br> -Section S99<br> -Paragraph 1<br> -Subparagraph (SX 210.3-04)<br> -URI http://asc.fasb.org/extlink&amp;oid=27012166&amp;loc=d3e187085-122770<br></p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_StockIssuedDuringPeriodSharesRestrictedStockAwardGross</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>us-gaap_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:sharesItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_StockIssuedDuringPeriodSharesShareBasedCompensation">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>Number of shares (or other type of equity) issued during the period as a result of any equity-based compensation plan other than an employee stock ownership plan (ESOP), net of any shares forfeited. Shares issued could result from the issuance of restricted stock, the exercise of stock options, stock issued under employee stock purchase plans, and/or other employee benefit plans.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 505<br> -SubTopic 10<br> -Section 50<br> -Paragraph 2<br> -URI http://asc.fasb.org/extlink&amp;oid=6928386&amp;loc=d3e21463-112644<br><br>Reference 2: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 505<br> -SubTopic 10<br> -Section S99<br> -Paragraph 1<br> -Subparagraph (SX 210.3-04)<br> -URI http://asc.fasb.org/extlink&amp;oid=27012166&amp;loc=d3e187085-122770<br><br>Reference 3: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher SEC<br> -Name Regulation S-X (SX)<br> -Number 210<br> -Section 02<br> -Paragraph 29, 30<br> -Article 5<br></p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_StockIssuedDuringPeriodSharesShareBasedCompensation</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>us-gaap_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:sharesItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
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<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>Number of share options (or share units) exercised during the current period.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 505<br> -SubTopic 10<br> -Section 50<br> -Paragraph 2<br> -URI http://asc.fasb.org/extlink&amp;oid=6928386&amp;loc=d3e21463-112644<br><br>Reference 2: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 505<br> -SubTopic 10<br> -Section S99<br> -Paragraph 1<br> -Subparagraph (SX 210.3-04)<br> -URI http://asc.fasb.org/extlink&amp;oid=27012166&amp;loc=d3e187085-122770<br><br>Reference 3: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 718<br> -SubTopic 10<br> -Section 50<br> -Paragraph 2<br> -Subparagraph (c)(1)(iv)(2)<br> -URI http://asc.fasb.org/extlink&amp;oid=6415400&amp;loc=d3e5070-113901<br><br>Reference 4: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 210<br> -SubTopic 10<br> -Section S99<br> -Paragraph 1<br> -Subparagraph (SX 210.5-02.28,29)<br> -URI http://asc.fasb.org/extlink&amp;oid=6877327&amp;loc=d3e13212-122682<br><br>Reference 5: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher SEC<br> -Name Regulation S-X (SX)<br> -Number 210<br> -Section 02<br> -Paragraph 29, 30<br> -Article 5<br></p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_StockIssuedDuringPeriodSharesStockOptionsExercised</td>
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<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>us-gaap_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:sharesItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
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</table></div>
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<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>Number of shares that have been repurchased during the period and are being held in treasury.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 505<br> -SubTopic 10<br> -Section 50<br> -Paragraph 2<br> -URI http://asc.fasb.org/extlink&amp;oid=6928386&amp;loc=d3e21463-112644<br><br>Reference 2: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher SEC<br> -Name Regulation S-X (SX)<br> -Number 210<br> -Section 02<br> -Paragraph 29, 30<br> -Article 5<br><br>Reference 3: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher SEC<br> -Name Regulation S-X (SX)<br> -Number 210<br> -Section 04<br> -Article 3<br></p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_TreasuryStockSharesAcquired</td>
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<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
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<td><strong> Data Type:</strong></td>
<td>xbrli:sharesItemType</td>
</tr>
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<td><strong> Balance Type:</strong></td>
<td>na</td>
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<td><strong> Period Type:</strong></td>
<td>duration</td>
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<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_StatementEquityComponentsAxis=us-gaap_AdditionalPaidInCapitalMember">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
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<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Details</a><div><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_StatementEquityComponentsAxis=us-gaap_AdditionalPaidInCapitalMember</td>
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<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
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<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
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<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Details</a><div><table border="0" cellpadding="0" cellspacing="0">
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<td><strong> Name:</strong></td>
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<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
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<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Details</a><div><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_StatementEquityComponentsAxis=us-gaap_RetainedEarningsMember</td>
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<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
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<td><strong> Data Type:</strong></td>
<td>na</td>
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<td><strong> Balance Type:</strong></td>
<td></td>
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<td><strong> Period Type:</strong></td>
<td></td>
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<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_StatementEquityComponentsAxis=us-gaap_AccumulatedOtherComprehensiveIncomeMember">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Details</a><div><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_StatementEquityComponentsAxis=us-gaap_AccumulatedOtherComprehensiveIncomeMember</td>
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<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
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<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_ffic_TreasuryStockRepurchaseAxis=ffic_PurchaseOfCommonSharesOutstandingMember">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Details</a><div><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">ffic_TreasuryStockRepurchaseAxis=ffic_PurchaseOfCommonSharesOutstandingMember</td>
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<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td></td>
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<td><strong> Data Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td></td>
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<tr>
<td><strong> Period Type:</strong></td>
<td></td>
</tr>
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<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_ffic_TreasuryStockRepurchaseAxis=ffic_RestrictedStockAwardsRepurchasedToSatisfyTaxObligationsMember">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Details</a><div><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">ffic_TreasuryStockRepurchaseAxis=ffic_RestrictedStockAwardsRepurchasedToSatisfyTaxObligationsMember</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>na</td>
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<tr>
<td><strong> Balance Type:</strong></td>
<td></td>
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<tr>
<td><strong> Period Type:</strong></td>
<td></td>
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<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_ffic_TreasuryStockRepurchaseAxis=ffic_SharesPurchasedToFundOptionsExercisedMember">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Details</a><div><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">ffic_TreasuryStockRepurchaseAxis=ffic_SharesPurchasedToFundOptionsExercisedMember</td>
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<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td></td>
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<td><strong> Data Type:</strong></td>
<td>na</td>
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<span style="display: none;">v3.3.1.900</span><table class="report" border="0" cellspacing="2" id="idp6859432544">
<tr>
<th class="tl" colspan="1" rowspan="2"><div style="width: 200px;"><strong>Consolidated Statements of Cash Flows - USD ($)<br> $ in Thousands</strong></div></th>
<th class="th" colspan="3">12 Months Ended</th>
</tr>
<tr>
<th class="th"><div>Dec. 31, 2015</div></th>
<th class="th"><div>Dec. 31, 2014</div></th>
<th class="th"><div>Dec. 31, 2013</div></th>
</tr>
<tr class="re">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_ffic_OperatingActivitiesAbstract', window );"><strong>Operating Activities</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_NetIncomeLoss', window );">Net income</a></td>
<td class="nump">$ 46,209<span></span>
</td>
<td class="nump">$ 44,239<span></span>
</td>
<td class="nump">$ 37,752<span></span>
</td>
</tr>
<tr class="re">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_ffic_AdjustmentsToReconcileNetIncomeToNetCashProvidedByOperatingActivitiesAbstract', window );"><strong>Adjustments to reconcile net income to net cash provided by operating activities:</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_ProvisionForLoanLossesExpensed', window );">Provision (benefit) for loan losses</a></td>
<td class="num">(956)<span></span>
</td>
<td class="num">(6,021)<span></span>
</td>
<td class="nump">13,935<span></span>
</td>
</tr>
<tr class="re">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_DepreciationAndAmortization', window );">Depreciation and amortization of premises and equipment</a></td>
<td class="nump">3,579<span></span>
</td>
<td class="nump">2,813<span></span>
</td>
<td class="nump">2,953<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_GainLossOnSaleOfOtherInvestments', window );">Net loss on sales of loans held for sale</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="nump">108<span></span>
</td>
</tr>
<tr class="re">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_GainLossOnSalesOfLoansNet', window );">Net gain on sales of loans (including delinquent loans)</a></td>
<td class="num">(422)<span></span>
</td>
<td class="num">(67)<span></span>
</td>
<td class="num">(284)<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_GainLossOnSaleOfSecuritiesNet', window );">Net gain on sales of securities</a></td>
<td class="num">(167)<span></span>
</td>
<td class="num">(2,875)<span></span>
</td>
<td class="num">(3,021)<span></span>
</td>
</tr>
<tr class="re">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_GainLossOnSaleOfPropertyPlantEquipment', window );">Net gain on sales of buildings</a></td>
<td class="num">(6,537)<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_OtherThanTemporaryImpairmentLossesInvestmentsPortionRecognizedInEarningsNet', window );">Other-than-temporary impairment charge on securities</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="nump">1,419<span></span>
</td>
</tr>
<tr class="re">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_AccretionAmortizationOfDiscountsAndPremiumsInvestments', window );">Amortization of premium, net of accretion of discount</a></td>
<td class="nump">8,986<span></span>
</td>
<td class="nump">7,292<span></span>
</td>
<td class="nump">7,588<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_FairValueOptionChangesInFairValueGainLoss1', window );">Fair value adjustment for financial assets and financial liabilities</a></td>
<td class="nump">1,841<span></span>
</td>
<td class="nump">2,568<span></span>
</td>
<td class="nump">2,521<span></span>
</td>
</tr>
<tr class="re">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_BankOwnedLifeInsuranceIncome', window );">Income from bank owned life insurance</a></td>
<td class="num">(2,880)<span></span>
</td>
<td class="num">(3,050)<span></span>
</td>
<td class="num">(3,363)<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_ShareBasedCompensation', window );">Stock based compensation expense</a></td>
<td class="nump">4,845<span></span>
</td>
<td class="nump">4,263<span></span>
</td>
<td class="nump">3,412<span></span>
</td>
</tr>
<tr class="re">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_IncreaseDecreaseInDeferredCompensation', window );">Deferred compensation</a></td>
<td class="num">(3,561)<span></span>
</td>
<td class="num">(2,514)<span></span>
</td>
<td class="num">(790)<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_AmortizationOfIntangibleAssets', window );">Amortization of core deposit intangibles</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="nump">468<span></span>
</td>
</tr>
<tr class="re">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_ExcessTaxBenefitFromShareBasedCompensationOperatingActivities', window );">Excess tax benefits from stock-based payment arrangements</a></td>
<td class="num">(574)<span></span>
</td>
<td class="num">(846)<span></span>
</td>
<td class="num">(443)<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_DeferredIncomeTaxExpenseBenefit', window );">Deferred income tax provision (benefit)</a></td>
<td class="num">(5,210)<span></span>
</td>
<td class="nump">4,154<span></span>
</td>
<td class="num">(682)<span></span>
</td>
</tr>
<tr class="re">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_IncreaseDecreaseInPrepaidExpense', window );">Net decrease in prepaid FDIC assessment</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="nump">3,287<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_IncreaseDecreaseInOtherOperatingAssets', window );">(Increase) decrease in other assets</a></td>
<td class="num">(5,284)<span></span>
</td>
<td class="nump">8,110<span></span>
</td>
<td class="num">(1,410)<span></span>
</td>
</tr>
<tr class="re">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_IncreaseDecreaseInOtherOperatingLiabilities', window );">Increase (decrease) in other liabilities</a></td>
<td class="nump">4,861<span></span>
</td>
<td class="num">(690)<span></span>
</td>
<td class="nump">10,985<span></span>
</td>
</tr>
<tr class="rou">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_NetCashProvidedByUsedInOperatingActivitiesContinuingOperations', window );">Net cash provided by operating activities</a></td>
<td class="nump">44,730<span></span>
</td>
<td class="nump">57,376<span></span>
</td>
<td class="nump">74,435<span></span>
</td>
</tr>
<tr class="re">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_ffic_InvestingActivitiesAbstract', window );"><strong>Investing Activities</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_PaymentsToAcquirePropertyPlantAndEquipment', window );">Purchases of premises and equipment</a></td>
<td class="num">(11,089)<span></span>
</td>
<td class="num">(4,325)<span></span>
</td>
<td class="num">(809)<span></span>
</td>
</tr>
<tr class="re">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_PaymentsForProceedsFromFederalHomeLoanBankStock', window );">Net purchases of Federal Home Loan Bank-NY shares</a></td>
<td class="num">(9,142)<span></span>
</td>
<td class="num">(899)<span></span>
</td>
<td class="num">(3,688)<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_PaymentsToAcquireHeldToMaturitySecurities', window );">Purchases of securities held-to-maturity</a></td>
<td class="num">(5,100)<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_ProceedsFromMaturitiesPrepaymentsAndCallsOfHeldToMaturitySecurities', window );">Proceeds from maturities of securities held-to-maturity</a></td>
<td class="nump">3,430<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_PaymentsToAcquireAvailableForSaleSecurities', window );">Purchases of securities available for sale</a></td>
<td class="num">(313,822)<span></span>
</td>
<td class="num">(162,830)<span></span>
</td>
<td class="num">(458,596)<span></span>
</td>
</tr>
<tr class="re">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_ffic_ProceedsFromSalesAndCallsOfAvailableForSaleSecurities', window );">Proceeds from sales and calls of securities available for sale</a></td>
<td class="nump">163,158<span></span>
</td>
<td class="nump">115,294<span></span>
</td>
<td class="nump">194,009<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_ProceedsFromMaturitiesPrepaymentsAndCallsOfAvailableForSaleSecurities', window );">Proceeds from maturities and prepayments of securities available for sale</a></td>
<td class="nump">114,097<span></span>
</td>
<td class="nump">112,137<span></span>
</td>
<td class="nump">149,387<span></span>
</td>
</tr>
<tr class="re">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_ProceedsFromSaleOfPropertyPlantAndEquipment', window );">Proceeds from sale of buildings</a></td>
<td class="nump">20,209<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_PaymentsForProceedsFromLoansAndLeases', window );">Net originations of loans</a></td>
<td class="num">(301,766)<span></span>
</td>
<td class="num">(248,073)<span></span>
</td>
<td class="num">(236,582)<span></span>
</td>
</tr>
<tr class="re">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_PaymentsToAcquireLoansHeldForInvestment', window );">Purchases of loans</a></td>
<td class="num">(278,928)<span></span>
</td>
<td class="num">(169,860)<span></span>
</td>
<td class="num">(10,189)<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_ProceedsFromSaleOfLoansHeldForInvestment', window );">Proceeds from sale of loans</a></td>
<td class="nump">16,252<span></span>
</td>
<td class="nump">15,857<span></span>
</td>
<td class="nump">35,681<span></span>
</td>
</tr>
<tr class="re">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_ProceedsFromSaleOfWhollyOwnedRealEstateAndRealEstateAcquiredInSettlementOfLoans', window );">Proceeds from sale of Other Real Estate Owned, net</a></td>
<td class="nump">2,185<span></span>
</td>
<td class="nump">3,123<span></span>
</td>
<td class="nump">4,763<span></span>
</td>
</tr>
<tr class="rou">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_NetCashProvidedByUsedInInvestingActivities', window );">Net cash used in investing activities</a></td>
<td class="num">(600,516)<span></span>
</td>
<td class="num">(339,576)<span></span>
</td>
<td class="num">(326,024)<span></span>
</td>
</tr>
<tr class="re">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_ffic_FinancingActivitiesAbstract', window );"><strong>Financing Activities</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_NetChangeNoninterestBearingDepositsDomestic', window );">Net increase in non interest-bearing deposits</a></td>
<td class="nump">13,635<span></span>
</td>
<td class="nump">58,491<span></span>
</td>
<td class="nump">41,554<span></span>
</td>
</tr>
<tr class="re">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_NetChangeInterestBearingDepositsDomestic', window );">Net increase in interest bearing deposits</a></td>
<td class="nump">368,137<span></span>
</td>
<td class="nump">213,502<span></span>
</td>
<td class="nump">174,715<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_ffic_NetIncreaseDecreaseInAdvancePaymentsByBorrowersForTaxesAndInsurance1', window );">Net increase in mortgagors' escrow deposits</a></td>
<td class="nump">1,165<span></span>
</td>
<td class="nump">2,881<span></span>
</td>
<td class="nump">238<span></span>
</td>
</tr>
<tr class="re">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_ProceedsFromRepaymentsOfShortTermDebt', window );">Net proceeds (repayments) from short-term borrowed funds</a></td>
<td class="nump">30,000<span></span>
</td>
<td class="nump">30,500<span></span>
</td>
<td class="num">(102,500)<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_ProceedsFromIssuanceOfLongTermDebt', window );">Proceeds from long-term borrowings</a></td>
<td class="nump">310,000<span></span>
</td>
<td class="nump">180,000<span></span>
</td>
<td class="nump">269,346<span></span>
</td>
</tr>
<tr class="re">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_RepaymentsOfLongTermDebt', window );">Repayment of long-term borrowings</a></td>
<td class="num">(125,551)<span></span>
</td>
<td class="num">(167,081)<span></span>
</td>
<td class="num">(109,911)<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_PaymentsForRepurchaseOfCommonStock', window );">Purchases of treasury stock</a></td>
<td class="num">(15,605)<span></span>
</td>
<td class="num">(18,872)<span></span>
</td>
<td class="num">(14,151)<span></span>
</td>
</tr>
<tr class="re">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_ExcessTaxBenefitFromShareBasedCompensationFinancingActivities', window );">Excess tax benefits from stock-based payment arrangements</a></td>
<td class="nump">574<span></span>
</td>
<td class="nump">846<span></span>
</td>
<td class="nump">443<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_ProceedsFromStockOptionsExercised', window );">Proceeds from issuance of common stock upon exercise of stock options</a></td>
<td class="nump">145<span></span>
</td>
<td class="nump">565<span></span>
</td>
<td class="nump">533<span></span>
</td>
</tr>
<tr class="re">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_PaymentsOfDividends', window );">Cash dividends paid</a></td>
<td class="num">(18,616)<span></span>
</td>
<td class="num">(17,852)<span></span>
</td>
<td class="num">(15,618)<span></span>
</td>
</tr>
<tr class="rou">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_NetCashProvidedByUsedInFinancingActivities', window );">Net cash provided by financing activities</a></td>
<td class="nump">563,884<span></span>
</td>
<td class="nump">282,980<span></span>
</td>
<td class="nump">244,649<span></span>
</td>
</tr>
<tr class="reu">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_CashAndCashEquivalentsPeriodIncreaseDecrease', window );">Net (decrease) increase in cash and cash equivalents</a></td>
<td class="nump">8,098<span></span>
</td>
<td class="nump">780<span></span>
</td>
<td class="num">(6,940)<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_CashAndCashEquivalentsAtCarryingValue', window );">Cash and cash equivalents, beginning of year</a></td>
<td class="nump">34,265<span></span>
</td>
<td class="nump">33,485<span></span>
</td>
<td class="nump">40,425<span></span>
</td>
</tr>
<tr class="re">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_CashAndCashEquivalentsAtCarryingValue', window );">Cash and cash equivalents, end of year</a></td>
<td class="nump">42,363<span></span>
</td>
<td class="nump">34,265<span></span>
</td>
<td class="nump">33,485<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_ffic_SupplementalCashFlowDisclosureAbstract', window );"><strong>Supplemental Cash Flow Disclosure</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_InterestPaid', window );">Interest paid</a></td>
<td class="nump">48,467<span></span>
</td>
<td class="nump">53,965<span></span>
</td>
<td class="nump">53,602<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_IncomeTaxesPaid', window );">Income taxes paid</a></td>
<td class="nump">32,574<span></span>
</td>
<td class="nump">24,943<span></span>
</td>
<td class="nump">21,389<span></span>
</td>
</tr>
<tr class="re">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_ffic_IncomeTaxesPaidIfExcessTaxBenefitsExpenseWereNotTaxDeductibleTaxable', window );">Taxes paid if excess tax benefits on stock-based compensation were not tax deductible</a></td>
<td class="nump">33,148<span></span>
</td>
<td class="nump">25,789<span></span>
</td>
<td class="nump">21,832<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_ffic_NonCashActivitiesAbstract', window );"><strong>Non-cash activities:</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_ffic_TransferFromAvailableForSaleSecurityToHeldToMaturity', window );">Securities transferred from available for sale to held-to-maturity</a></td>
<td class="nump">4,510<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_TransferToOtherRealEstate', window );">Loans transferred to Other Real Estate Owned</a></td>
<td class="nump">1,667<span></span>
</td>
<td class="nump">7,112<span></span>
</td>
<td class="nump">5,369<span></span>
</td>
</tr>
<tr class="re">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_MortgageLoanRelatedToPropertySales1', window );">Loans provided for the sale of Other Real Estate Owned</a></td>
<td class="nump">280<span></span>
</td>
<td class="nump">712<span></span>
</td>
<td class="nump">3,011<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_TransferOfPortfolioLoansAndLeasesToHeldForSale1', window );">Loans held for investment transferred to loans held for sale</a></td>
<td class="nump">$ 300<span></span>
</td>
<td class="nump">$ 1,150<span></span>
</td>
<td class="nump">13,008<span></span>
</td>
</tr>
<tr class="re">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_TransferOfLoansHeldForSaleToPortfolioLoans1', window );">Loans held for sale transferred to loans held for investment</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="nump">$ 2,214<span></span>
</td>
</tr>
</table>
<div style="display: none;">
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_ffic_AdjustmentsToReconcileNetIncomeToNetCashProvidedByOperatingActivitiesAbstract">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- References</a><div><p>No definition available.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">ffic_AdjustmentsToReconcileNetIncomeToNetCashProvidedByOperatingActivitiesAbstract</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>ffic_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:stringItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_ffic_FinancingActivitiesAbstract">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- References</a><div><p>No definition available.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">ffic_FinancingActivitiesAbstract</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>ffic_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:stringItemType</td>
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<td><strong> Balance Type:</strong></td>
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<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_ffic_IncomeTaxesPaidIfExcessTaxBenefitsExpenseWereNotTaxDeductibleTaxable">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>The amount of cash that would have been paid during the current period to federal, state, and local authorities as taxes on income, if the tax effect of excess tax benefits (expense) related to temporary and permanent book-to-tax differences resulting from compensation cost (from non-qualified share-based compensation) were not tax deductible (taxable).</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>No definition available.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">ffic_IncomeTaxesPaidIfExcessTaxBenefitsExpenseWereNotTaxDeductibleTaxable</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>ffic_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
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<tr>
<td><strong> Balance Type:</strong></td>
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<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_ffic_InvestingActivitiesAbstract">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- References</a><div><p>No definition available.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">ffic_InvestingActivitiesAbstract</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>ffic_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:stringItemType</td>
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<tr>
<td><strong> Balance Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_ffic_NetIncreaseDecreaseInAdvancePaymentsByBorrowersForTaxesAndInsurance1">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>The net increase/(decrease) in accumulated prepayments received by financial institutions from borrowers for taxes (for example, property taxes) and insurance (for example, property and catastrophe) which will periodically be remitted to the appropriate tax authority or insurer (or insurance agency) on behalf of the borrower.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>No definition available.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">ffic_NetIncreaseDecreaseInAdvancePaymentsByBorrowersForTaxesAndInsurance1</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>ffic_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>credit</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_ffic_NonCashActivitiesAbstract">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- References</a><div><p>No definition available.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">ffic_NonCashActivitiesAbstract</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>ffic_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:stringItemType</td>
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<tr>
<td><strong> Balance Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_ffic_OperatingActivitiesAbstract">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- References</a><div><p>No definition available.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">ffic_OperatingActivitiesAbstract</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>ffic_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:stringItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_ffic_ProceedsFromSalesAndCallsOfAvailableForSaleSecurities">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>The cash inflow associated with sales and calls (requests of early payments) of debt and equity securities classified as available-for-sale securities.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>No definition available.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">ffic_ProceedsFromSalesAndCallsOfAvailableForSaleSecurities</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>ffic_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>debit</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_ffic_SupplementalCashFlowDisclosureAbstract">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- References</a><div><p>No definition available.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">ffic_SupplementalCashFlowDisclosureAbstract</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>ffic_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:stringItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_ffic_TransferFromAvailableForSaleSecurityToHeldToMaturity">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>Amount transferred from the available-for-sale securities to held-to-maturity securities.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>No definition available.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">ffic_TransferFromAvailableForSaleSecurityToHeldToMaturity</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>ffic_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>debit</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_AccretionAmortizationOfDiscountsAndPremiumsInvestments">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>The sum of the periodic adjustments of the differences between securities' face values and purchase prices that are charged against earnings. This is called accretion if the security was purchased at a discount and amortization if it was purchased at premium. As a noncash item, this element is an adjustment to net income when calculating cash provided by or used in operations using the indirect method.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 230<br> -SubTopic 10<br> -Section 45<br> -Paragraph 28<br> -URI http://asc.fasb.org/extlink&amp;oid=56944662&amp;loc=d3e3602-108585<br></p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_AccretionAmortizationOfDiscountsAndPremiumsInvestments</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>us-gaap_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>credit</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_AmortizationOfIntangibleAssets">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>The aggregate expense charged against earnings to allocate the cost of intangible assets (nonphysical assets not used in production) in a systematic and rational manner to the periods expected to benefit from such assets. As a noncash expense, this element is added back to net income when calculating cash provided by or used in operations using the indirect method.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 350<br> -SubTopic 30<br> -Section 45<br> -Paragraph 2<br> -URI http://asc.fasb.org/extlink&amp;oid=6388964&amp;loc=d3e16225-109274<br><br>Reference 2: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 230<br> -SubTopic 10<br> -Section 45<br> -Paragraph 28<br> -Subparagraph (b)<br> -URI http://asc.fasb.org/extlink&amp;oid=56944662&amp;loc=d3e3602-108585<br><br>Reference 3: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 350<br> -SubTopic 30<br> -Section 50<br> -Paragraph 2<br> -Subparagraph (a)(2)<br> -URI http://asc.fasb.org/extlink&amp;oid=26713463&amp;loc=d3e16323-109275<br></p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_AmortizationOfIntangibleAssets</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>us-gaap_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>debit</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_BankOwnedLifeInsuranceIncome">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>Earnings on or other increases in the value of the cash surrender value of bank owned life insurance policies.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 942<br> -SubTopic 225<br> -Section S99<br> -Paragraph 1<br> -Subparagraph (SX 210.9-04.13)<br> -URI http://asc.fasb.org/extlink&amp;oid=6879574&amp;loc=d3e536633-122882<br></p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_BankOwnedLifeInsuranceIncome</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>us-gaap_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>credit</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_CashAndCashEquivalentsAtCarryingValue">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>Amount of currency on hand as well as demand deposits with banks or financial institutions. Includes other kinds of accounts that have the general characteristics of demand deposits. Also includes short-term, highly liquid investments that are both readily convertible to known amounts of cash and so near their maturity that they present insignificant risk of changes in value because of changes in interest rates. Excludes cash and cash equivalents within disposal group and discontinued operation.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Glossary Cash<br> -URI http://asc.fasb.org/extlink&amp;oid=6506951<br><br>Reference 2: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 210<br> -SubTopic 10<br> -Section 45<br> -Paragraph 1<br> -Subparagraph (a)<br> -URI http://asc.fasb.org/extlink&amp;oid=28358313&amp;loc=d3e6676-107765<br><br>Reference 3: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 230<br> -SubTopic 10<br> -Section 45<br> -Paragraph 4<br> -URI http://asc.fasb.org/extlink&amp;oid=56944662&amp;loc=d3e3044-108585<br><br>Reference 4: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Glossary Cash Equivalents<br> -URI http://asc.fasb.org/extlink&amp;oid=6507016<br><br>Reference 5: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 210<br> -SubTopic 10<br> -Section S99<br> -Paragraph 1<br> -Subparagraph (SX 210.5-02.1)<br> -URI http://asc.fasb.org/extlink&amp;oid=6877327&amp;loc=d3e13212-122682<br></p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_CashAndCashEquivalentsAtCarryingValue</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>us-gaap_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>debit</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>instant</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_CashAndCashEquivalentsPeriodIncreaseDecrease">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>Amount of increase (decrease) in cash and cash equivalents. Cash and cash equivalents are the amount of currency on hand as well as demand deposits with banks or financial institutions. Includes other kinds of accounts that have the general characteristics of demand deposits. Also includes short-term, highly liquid investments that are both readily convertible to known amounts of cash and so near their maturity that they present insignificant risk of changes in value because of changes in interest rates. Includes effect from exchange rate changes.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 230<br> -SubTopic 10<br> -Section 45<br> -Paragraph 24<br> -URI http://asc.fasb.org/extlink&amp;oid=56944662&amp;loc=d3e3521-108585<br><br>Reference 2: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 830<br> -SubTopic 230<br> -Section 45<br> -Paragraph 1<br> -URI http://asc.fasb.org/extlink&amp;oid=49171198&amp;loc=d3e33268-110906<br></p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_CashAndCashEquivalentsPeriodIncreaseDecrease</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>us-gaap_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>debit</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_DeferredIncomeTaxExpenseBenefit">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>Amount of deferred income tax expense (benefit) pertaining to income (loss) from continuing operations.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 230<br> -SubTopic 10<br> -Section 45<br> -Paragraph 28<br> -Subparagraph (b)<br> -URI http://asc.fasb.org/extlink&amp;oid=56944662&amp;loc=d3e3602-108585<br><br>Reference 2: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Glossary Deferred Tax Expense (or Benefit)<br> -URI http://asc.fasb.org/extlink&amp;oid=6510177<br><br>Reference 3: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 740<br> -SubTopic 10<br> -Section 50<br> -Paragraph 9<br> -Subparagraph (b)<br> -URI http://asc.fasb.org/extlink&amp;oid=6907707&amp;loc=d3e32639-109319<br><br>Reference 4: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 235<br> -SubTopic 10<br> -Section S99<br> -Paragraph 1<br> -Subparagraph (SX 210.4-08.(h))<br> -URI http://asc.fasb.org/extlink&amp;oid=26873400&amp;loc=d3e23780-122690<br><br>Reference 5: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 740<br> -SubTopic 10<br> -Section S99<br> -Paragraph 1<br> -Subparagraph (SAB TOPIC 6.I.7)<br> -URI http://asc.fasb.org/extlink&amp;oid=34349781&amp;loc=d3e330036-122817<br><br>Reference 6: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher SEC<br> -Name Staff Accounting Bulletin (SAB)<br> -Number Topic 6<br> -Section I<br> -Subsection 7<br></p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_DeferredIncomeTaxExpenseBenefit</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>us-gaap_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>debit</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_DepreciationAndAmortization">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>The current period expense charged against earnings on long-lived, physical assets not used in production, and which are not intended for resale, to allocate or recognize the cost of such assets over their useful lives; or to record the reduction in book value of an intangible asset over the benefit period of such asset; or to reflect consumption during the period of an asset that is not used in production.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 360<br> -SubTopic 10<br> -Section 50<br> -Paragraph 1<br> -Subparagraph (a)<br> -URI http://asc.fasb.org/extlink&amp;oid=6391035&amp;loc=d3e2868-110229<br><br>Reference 2: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 230<br> -SubTopic 10<br> -Section 45<br> -Paragraph 28<br> -Subparagraph (b)<br> -URI http://asc.fasb.org/extlink&amp;oid=56944662&amp;loc=d3e3602-108585<br></p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_DepreciationAndAmortization</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>us-gaap_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>debit</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_ExcessTaxBenefitFromShareBasedCompensationFinancingActivities">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>Amount of cash inflow from realized tax benefit related to deductible compensation cost reported on the entity's tax return for equity instruments in excess of the compensation cost for those instruments recognized for financial reporting purposes.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 718<br> -SubTopic 20<br> -Section 55<br> -Paragraph 24<br> -URI http://asc.fasb.org/extlink&amp;oid=32706628&amp;loc=d3e11374-113907<br></p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_ExcessTaxBenefitFromShareBasedCompensationFinancingActivities</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>us-gaap_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>debit</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_ExcessTaxBenefitFromShareBasedCompensationOperatingActivities">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>Amount of cash outflow for realized tax benefit related to deductible compensation cost reported on the entity's tax return for equity instruments in excess of the compensation cost for those instruments recognized for financial reporting purposes.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 718<br> -SubTopic 20<br> -Section 55<br> -Paragraph 24<br> -URI http://asc.fasb.org/extlink&amp;oid=32706628&amp;loc=d3e11374-113907<br></p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_ExcessTaxBenefitFromShareBasedCompensationOperatingActivities</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>us-gaap_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>credit</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_FairValueOptionChangesInFairValueGainLoss1">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>For each line item in the statement of financial position, the amounts of gains and losses from fair value changes included in earnings.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 825<br> -SubTopic 10<br> -Section 50<br> -Paragraph 30<br> -Subparagraph (a)<br> -URI http://asc.fasb.org/extlink&amp;oid=6957238&amp;loc=d3e14172-108612<br></p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_FairValueOptionChangesInFairValueGainLoss1</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>us-gaap_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>credit</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_GainLossOnSaleOfOtherInvestments">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>The difference between the book value and the sale price of other nonspecific investments. This element is used when other, more specific, elements are not appropriate. This element refers to the gain (loss) included in earnings.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 230<br> -SubTopic 10<br> -Section 45<br> -Paragraph 28<br> -Subparagraph (b)<br> -URI http://asc.fasb.org/extlink&amp;oid=56944662&amp;loc=d3e3602-108585<br></p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_GainLossOnSaleOfOtherInvestments</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>us-gaap_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>credit</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_GainLossOnSaleOfPropertyPlantEquipment">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>Amount of gain (loss) on sale or disposal of property, plant and equipment assets, including oil and gas property and timber property.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 230<br> -SubTopic 10<br> -Section 45<br> -Paragraph 28<br> -Subparagraph (b)<br> -URI http://asc.fasb.org/extlink&amp;oid=56944662&amp;loc=d3e3602-108585<br></p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_GainLossOnSaleOfPropertyPlantEquipment</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>us-gaap_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>credit</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_GainLossOnSaleOfSecuritiesNet">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>The net gain (loss) realized from the sale, exchange, redemption, or retirement of securities, not separately or otherwise categorized as trading, available-for-sale, or held-to-maturity.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 942<br> -SubTopic 225<br> -Section S99<br> -Paragraph 1<br> -Subparagraph (SX 210.9-04.13(h))<br> -URI http://asc.fasb.org/extlink&amp;oid=6879574&amp;loc=d3e536633-122882<br><br>Reference 2: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 944<br> -SubTopic 225<br> -Section S99<br> -Paragraph 1<br> -Subparagraph (SX 210.7-04.3)<br> -URI http://asc.fasb.org/extlink&amp;oid=6879464&amp;loc=d3e573970-122913<br></p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_GainLossOnSaleOfSecuritiesNet</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>us-gaap_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>credit</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_GainLossOnSalesOfLoansNet">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>The net gain (loss) resulting from a sale of loans, including adjustments to record loans classified as held-for-sale at the lower-of-cost-or-market and fair value adjustments to loan held for investment purposes.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 944<br> -SubTopic 225<br> -Section S99<br> -Paragraph 1<br> -Subparagraph (SX 210.7-04.3(a))<br> -URI http://asc.fasb.org/extlink&amp;oid=6879464&amp;loc=d3e573970-122913<br><br>Reference 2: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 942<br> -SubTopic 225<br> -Section S99<br> -Paragraph 1<br> -Subparagraph (SX 210.9-04.13(h))<br> -URI http://asc.fasb.org/extlink&amp;oid=6879574&amp;loc=d3e536633-122882<br><br>Reference 3: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 230<br> -SubTopic 10<br> -Section 45<br> -Paragraph 28<br> -Subparagraph (b)<br> -URI http://asc.fasb.org/extlink&amp;oid=56944662&amp;loc=d3e3602-108585<br></p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_GainLossOnSalesOfLoansNet</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>us-gaap_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>credit</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_IncomeTaxesPaid">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>The amount of cash paid during the current period to foreign, federal, state, and local authorities as taxes on income.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 230<br> -SubTopic 10<br> -Section 50<br> -Paragraph 2<br> -URI http://asc.fasb.org/extlink&amp;oid=6367179&amp;loc=d3e4297-108586<br><br>Reference 2: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 230<br> -SubTopic 10<br> -Section 45<br> -Paragraph 25<br> -Subparagraph (f)<br> -URI http://asc.fasb.org/extlink&amp;oid=56944662&amp;loc=d3e3536-108585<br></p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_IncomeTaxesPaid</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>us-gaap_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>credit</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_IncreaseDecreaseInDeferredCompensation">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>The increase (decrease) during the reporting period in the obligation created by employee agreements whereby earned compensation will be paid in the future.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 230<br> -SubTopic 10<br> -Section 45<br> -Paragraph 28<br> -Subparagraph (a)<br> -URI http://asc.fasb.org/extlink&amp;oid=56944662&amp;loc=d3e3602-108585<br></p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_IncreaseDecreaseInDeferredCompensation</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>us-gaap_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>debit</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_IncreaseDecreaseInOtherOperatingAssets">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>The increase (decrease) during the reporting period in other assets used in operating activities not separately disclosed in the statement of cash flows. May include changes in other current assets, other noncurrent assets, or a combination of other current and noncurrent assets.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 230<br> -SubTopic 10<br> -Section 45<br> -Paragraph 28<br> -Subparagraph (a)<br> -URI http://asc.fasb.org/extlink&amp;oid=56944662&amp;loc=d3e3602-108585<br></p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_IncreaseDecreaseInOtherOperatingAssets</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>us-gaap_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>credit</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_IncreaseDecreaseInOtherOperatingLiabilities">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>The increase (decrease) during the reporting period in other liabilities used in operating activities not separately disclosed in the statement of cash flows. May include changes in other current liabilities, other noncurrent liabilities, or a combination of other current and noncurrent liabilities.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 230<br> -SubTopic 10<br> -Section 45<br> -Paragraph 28<br> -Subparagraph (a)<br> -URI http://asc.fasb.org/extlink&amp;oid=56944662&amp;loc=d3e3602-108585<br></p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_IncreaseDecreaseInOtherOperatingLiabilities</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>us-gaap_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>debit</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_IncreaseDecreaseInPrepaidExpense">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>The increase (decrease) during the reporting period in the amount of outstanding money paid in advance for goods or services that bring economic benefits for future periods.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 230<br> -SubTopic 10<br> -Section 45<br> -Paragraph 28<br> -Subparagraph (a)<br> -URI http://asc.fasb.org/extlink&amp;oid=56944662&amp;loc=d3e3602-108585<br></p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_IncreaseDecreaseInPrepaidExpense</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>us-gaap_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>credit</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_InterestPaid">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>The amount of cash paid for interest during the period.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 230<br> -SubTopic 10<br> -Section 50<br> -Paragraph 2<br> -URI http://asc.fasb.org/extlink&amp;oid=6367179&amp;loc=d3e4297-108586<br><br>Reference 2: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 230<br> -SubTopic 10<br> -Section 45<br> -Paragraph 25<br> -Subparagraph (e)<br> -URI http://asc.fasb.org/extlink&amp;oid=56944662&amp;loc=d3e3536-108585<br></p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_InterestPaid</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>us-gaap_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>credit</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_MortgageLoanRelatedToPropertySales1">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>Mortgage loan related to property sales in noncash investing and financing activities.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 230<br> -SubTopic 10<br> -Section 50<br> -Paragraph 3<br> -URI http://asc.fasb.org/extlink&amp;oid=6367179&amp;loc=d3e4304-108586<br><br>Reference 2: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 230<br> -SubTopic 10<br> -Section 50<br> -Paragraph 5<br> -URI http://asc.fasb.org/extlink&amp;oid=6367179&amp;loc=d3e4332-108586<br><br>Reference 3: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 230<br> -SubTopic 10<br> -Section 50<br> -Paragraph 4<br> -URI http://asc.fasb.org/extlink&amp;oid=6367179&amp;loc=d3e4313-108586<br></p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_MortgageLoanRelatedToPropertySales1</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>us-gaap_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>credit</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_NetCashProvidedByUsedInFinancingActivities">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>Amount of cash inflow (outflow) from financing activities, including discontinued operations. Financing activity cash flows include obtaining resources from owners and providing them with a return on, and a return of, their investment; borrowing money and repaying amounts borrowed, or settling the obligation; and obtaining and paying for other resources obtained from creditors on long-term credit.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 230<br> -SubTopic 10<br> -Section 45<br> -Paragraph 24<br> -URI http://asc.fasb.org/extlink&amp;oid=56944662&amp;loc=d3e3521-108585<br><br>Reference 2: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 230<br> -SubTopic 10<br> -Section 45<br> -Paragraph 26<br> -URI http://asc.fasb.org/extlink&amp;oid=56944662&amp;loc=d3e3574-108585<br></p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_NetCashProvidedByUsedInFinancingActivities</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>us-gaap_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>debit</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_NetCashProvidedByUsedInInvestingActivities">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>Amount of cash inflow (outflow) from investing activities, including discontinued operations. Investing activity cash flows include making and collecting loans and acquiring and disposing of debt or equity instruments and property, plant, and equipment and other productive assets.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 230<br> -SubTopic 10<br> -Section 45<br> -Paragraph 24<br> -URI http://asc.fasb.org/extlink&amp;oid=56944662&amp;loc=d3e3521-108585<br><br>Reference 2: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 230<br> -SubTopic 10<br> -Section 45<br> -Paragraph 26<br> -URI http://asc.fasb.org/extlink&amp;oid=56944662&amp;loc=d3e3574-108585<br></p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_NetCashProvidedByUsedInInvestingActivities</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>us-gaap_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>debit</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_NetCashProvidedByUsedInOperatingActivitiesContinuingOperations">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>Amount of cash inflow (outflow) from operating activities, excluding discontinued operations. Operating activity cash flows include transactions, adjustments, and changes in value not defined as investing or financing activities.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 230<br> -SubTopic 10<br> -Section 45<br> -Paragraph 24<br> -URI http://asc.fasb.org/extlink&amp;oid=56944662&amp;loc=d3e3521-108585<br><br>Reference 2: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 230<br> -SubTopic 10<br> -Section 45<br> -Paragraph 28<br> -URI http://asc.fasb.org/extlink&amp;oid=56944662&amp;loc=d3e3602-108585<br><br>Reference 3: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 230<br> -SubTopic 10<br> -Section 45<br> -Paragraph 25<br> -URI http://asc.fasb.org/extlink&amp;oid=56944662&amp;loc=d3e3536-108585<br></p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_NetCashProvidedByUsedInOperatingActivitiesContinuingOperations</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>us-gaap_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_NetChangeInterestBearingDepositsDomestic">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>The increase (decrease) in interest-bearing deposits domestic.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 230<br> -SubTopic 10<br> -Section 45<br> -Paragraph 8<br> -URI http://asc.fasb.org/extlink&amp;oid=56944662&amp;loc=d3e3095-108585<br></p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_NetChangeInterestBearingDepositsDomestic</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>us-gaap_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>debit</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_NetChangeNoninterestBearingDepositsDomestic">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>The increase (decrease) in domestic noninterest bearing deposits.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 230<br> -SubTopic 10<br> -Section 45<br> -Paragraph 8<br> -URI http://asc.fasb.org/extlink&amp;oid=56944662&amp;loc=d3e3095-108585<br></p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_NetChangeNoninterestBearingDepositsDomestic</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>us-gaap_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>debit</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_NetIncomeLoss">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>The portion of profit or loss for the period, net of income taxes, which is attributable to the parent.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Glossary Net Income<br> -URI http://asc.fasb.org/extlink&amp;oid=51831255<br><br>Reference 2: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 230<br> -SubTopic 10<br> -Section 45<br> -Paragraph 28<br> -URI http://asc.fasb.org/extlink&amp;oid=56944662&amp;loc=d3e3602-108585<br><br>Reference 3: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 944<br> -SubTopic 225<br> -Section S99<br> -Paragraph 1<br> -Subparagraph (SX 210.7-04.19)<br> -URI http://asc.fasb.org/extlink&amp;oid=6879464&amp;loc=d3e573970-122913<br><br>Reference 4: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 260<br> -SubTopic 10<br> -Section 50<br> -Paragraph 1<br> -URI http://asc.fasb.org/extlink&amp;oid=6371337&amp;loc=d3e3550-109257<br><br>Reference 5: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 225<br> -SubTopic 10<br> -Section S99<br> -Paragraph 2<br> -Subparagraph (SX 210.5-03.18)<br> -URI http://asc.fasb.org/extlink&amp;oid=26872669&amp;loc=d3e20235-122688<br><br>Reference 6: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 944<br> -SubTopic 225<br> -Section S99<br> -Paragraph 1<br> -Subparagraph (SX 210.7-04.22)<br> -URI http://asc.fasb.org/extlink&amp;oid=6879464&amp;loc=d3e573970-122913<br><br>Reference 7: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Glossary Other Comprehensive Income<br> -URI http://asc.fasb.org/extlink&amp;oid=51831270<br><br>Reference 8: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher SEC<br> -Name Regulation S-X (SX)<br> -Number 210<br> -Section 03<br> -Paragraph 19<br> -Article 5<br><br>Reference 9: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher SEC<br> -Name Regulation S-X (SX)<br> -Number 210<br> -Section 04<br> -Paragraph 20<br> -Article 9<br></p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_NetIncomeLoss</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>us-gaap_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>credit</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_OtherThanTemporaryImpairmentLossesInvestmentsPortionRecognizedInEarningsNet">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>The amount of other than temporary impairment (OTTI) losses on equity securities, OTTI related to credit losses on debt securities, and OTTI losses on debt securities when the entity intends to sell the securities or it is more likely than not that the entity will be required to sell the securities before recovery of its amortized cost basis. Additionally, this item includes OTTI losses recognized during the period on investments accounted for under the cost method of accounting.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 320<br> -SubTopic 10<br> -Section 50<br> -Paragraph 8B<br> -URI http://asc.fasb.org/extlink&amp;oid=27724398&amp;loc=SL6284393-111563<br></p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_OtherThanTemporaryImpairmentLossesInvestmentsPortionRecognizedInEarningsNet</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>us-gaap_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>debit</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_PaymentsForProceedsFromFederalHomeLoanBankStock">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>Amount of cash outflow (inflow) from acquisition (sale) of Federal Home Loan Bank (FHLBank) stock.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 230<br> -SubTopic 10<br> -Section 45<br> -Paragraph 13<br> -URI http://asc.fasb.org/extlink&amp;oid=56944662&amp;loc=d3e3213-108585<br></p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_PaymentsForProceedsFromFederalHomeLoanBankStock</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>us-gaap_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>credit</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_PaymentsForProceedsFromLoansAndLeases">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>The net cash outflow or inflow for the increase (decrease) in the beginning and end of period of loan and lease balances which are not originated or purchased specifically for resale. Includes cash payments and proceeds associated with (a) loans held-for-investment, (b) leases held-for-investment, and (c) both.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 230<br> -SubTopic 10<br> -Section 45<br> -Paragraph 13<br> -URI http://asc.fasb.org/extlink&amp;oid=56944662&amp;loc=d3e3213-108585<br></p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_PaymentsForProceedsFromLoansAndLeases</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>us-gaap_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>credit</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_PaymentsForRepurchaseOfCommonStock">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>The cash outflow to reacquire common stock during the period.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 230<br> -SubTopic 10<br> -Section 45<br> -Paragraph 15<br> -Subparagraph (a)<br> -URI http://asc.fasb.org/extlink&amp;oid=56944662&amp;loc=d3e3291-108585<br><br>Reference 2: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Glossary Financing Activities<br> -URI http://asc.fasb.org/extlink&amp;oid=6513228<br></p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_PaymentsForRepurchaseOfCommonStock</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>us-gaap_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>credit</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_PaymentsOfDividends">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>Cash outflow in the form of capital distributions and dividends to common shareholders, preferred shareholders and noncontrolling interests.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Glossary Financing Activities<br> -URI http://asc.fasb.org/extlink&amp;oid=6513228<br><br>Reference 2: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 230<br> -SubTopic 10<br> -Section 45<br> -Paragraph 15<br> -Subparagraph (a)<br> -URI http://asc.fasb.org/extlink&amp;oid=56944662&amp;loc=d3e3291-108585<br></p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_PaymentsOfDividends</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>us-gaap_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>credit</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_PaymentsToAcquireAvailableForSaleSecurities">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>The cash outflow to acquire debt and equity securities not classified as either held-to-maturity securities or trading securities which would be classified as available-for-sale securities and reported at fair value, with unrealized gains and losses excluded from earnings and reported in a separate component of shareholders' equity.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Glossary Investing Activities<br> -URI http://asc.fasb.org/extlink&amp;oid=6516133<br><br>Reference 2: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 230<br> -SubTopic 10<br> -Section 45<br> -Paragraph 13<br> -Subparagraph (a),(b)<br> -URI http://asc.fasb.org/extlink&amp;oid=56944662&amp;loc=d3e3213-108585<br><br>Reference 3: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 320<br> -SubTopic 10<br> -Section 45<br> -Paragraph 11<br> -URI http://asc.fasb.org/extlink&amp;oid=49167202&amp;loc=d3e26853-111562<br></p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_PaymentsToAcquireAvailableForSaleSecurities</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>us-gaap_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>credit</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_PaymentsToAcquireHeldToMaturitySecurities">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>Amount of cash outflow through purchase of long-term held-to-maturity securities.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 320<br> -SubTopic 10<br> -Section 45<br> -Paragraph 11<br> -URI http://asc.fasb.org/extlink&amp;oid=49167202&amp;loc=d3e26853-111562<br><br>Reference 2: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 230<br> -SubTopic 10<br> -Section 45<br> -Paragraph 13<br> -Subparagraph (a)<br> -URI http://asc.fasb.org/extlink&amp;oid=56944662&amp;loc=d3e3213-108585<br><br>Reference 3: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Glossary Investing Activities<br> -URI http://asc.fasb.org/extlink&amp;oid=6516133<br></p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_PaymentsToAcquireHeldToMaturitySecurities</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>us-gaap_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>credit</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_PaymentsToAcquireLoansHeldForInvestment">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>The cash outflow associated with purchasing loans held for investment purposes during the period.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 230<br> -SubTopic 10<br> -Section 45<br> -Paragraph 13<br> -Subparagraph (a)<br> -URI http://asc.fasb.org/extlink&amp;oid=56944662&amp;loc=d3e3213-108585<br></p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_PaymentsToAcquireLoansHeldForInvestment</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>us-gaap_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>credit</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_PaymentsToAcquirePropertyPlantAndEquipment">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>The cash outflow associated with the acquisition of long-lived, physical assets that are used in the normal conduct of business to produce goods and services and not intended for resale; includes cash outflows to pay for construction of self-constructed assets.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Glossary Investing Activities<br> -URI http://asc.fasb.org/extlink&amp;oid=6516133<br><br>Reference 2: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 230<br> -SubTopic 10<br> -Section 45<br> -Paragraph 13<br> -Subparagraph (c)<br> -URI http://asc.fasb.org/extlink&amp;oid=56944662&amp;loc=d3e3213-108585<br></p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_PaymentsToAcquirePropertyPlantAndEquipment</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>us-gaap_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>credit</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_ProceedsFromIssuanceOfLongTermDebt">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>The cash inflow from a debt initially having maturity due after one year or beyond the operating cycle, if longer.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 230<br> -SubTopic 10<br> -Section 45<br> -Paragraph 14<br> -Subparagraph (b)<br> -URI http://asc.fasb.org/extlink&amp;oid=56944662&amp;loc=d3e3255-108585<br><br>Reference 2: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Glossary Financing Activities<br> -URI http://asc.fasb.org/extlink&amp;oid=6513228<br></p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_ProceedsFromIssuanceOfLongTermDebt</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>us-gaap_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>debit</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_ProceedsFromMaturitiesPrepaymentsAndCallsOfAvailableForSaleSecurities">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>The cash inflow associated with maturities (principal being due), prepayments and calls (requests of early payments) on securities not classified as either held-to-maturity securities or trading securities which are classified as available-for-sale securities.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 230<br> -SubTopic 10<br> -Section 45<br> -Paragraph 12<br> -Subparagraph (a),(b)<br> -URI http://asc.fasb.org/extlink&amp;oid=56944662&amp;loc=d3e3179-108585<br><br>Reference 2: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 320<br> -SubTopic 10<br> -Section 45<br> -Paragraph 11<br> -URI http://asc.fasb.org/extlink&amp;oid=49167202&amp;loc=d3e26853-111562<br><br>Reference 3: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Glossary Investing Activities<br> -URI http://asc.fasb.org/extlink&amp;oid=6516133<br></p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_ProceedsFromMaturitiesPrepaymentsAndCallsOfAvailableForSaleSecurities</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>us-gaap_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>debit</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_ProceedsFromMaturitiesPrepaymentsAndCallsOfHeldToMaturitySecurities">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>The cash inflow associated with the maturity, prepayments and calls (requests for early payments) of debt securities designated as held-to-maturity.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 320<br> -SubTopic 10<br> -Section 45<br> -Paragraph 11<br> -URI http://asc.fasb.org/extlink&amp;oid=49167202&amp;loc=d3e26853-111562<br><br>Reference 2: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Glossary Investing Activities<br> -URI http://asc.fasb.org/extlink&amp;oid=6516133<br><br>Reference 3: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 230<br> -SubTopic 10<br> -Section 45<br> -Paragraph 12<br> -Subparagraph (a)<br> -URI http://asc.fasb.org/extlink&amp;oid=56944662&amp;loc=d3e3179-108585<br></p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_ProceedsFromMaturitiesPrepaymentsAndCallsOfHeldToMaturitySecurities</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>us-gaap_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>debit</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_ProceedsFromRepaymentsOfShortTermDebt">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>The net cash inflow or outflow for borrowing having initial term of repayment within one year or the normal operating cycle, if longer.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 230<br> -SubTopic 10<br> -Section 45<br> -Paragraph 9<br> -Subparagraph (c)<br> -URI http://asc.fasb.org/extlink&amp;oid=56944662&amp;loc=d3e3098-108585<br><br>Reference 2: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Glossary Financing Activities<br> -URI http://asc.fasb.org/extlink&amp;oid=6513228<br></p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_ProceedsFromRepaymentsOfShortTermDebt</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>us-gaap_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>debit</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_ProceedsFromSaleOfLoansHeldForInvestment">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>The cash inflow from Sales of Loans Held For Investment.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 230<br> -SubTopic 10<br> -Section 45<br> -Paragraph 12<br> -Subparagraph (a)<br> -URI http://asc.fasb.org/extlink&amp;oid=56944662&amp;loc=d3e3179-108585<br></p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_ProceedsFromSaleOfLoansHeldForInvestment</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>us-gaap_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>debit</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_ProceedsFromSaleOfPropertyPlantAndEquipment">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>The cash inflow from the sale of long-lived, physical assets that are used in the normal conduct of business to produce goods and services and not intended for resale.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 230<br> -SubTopic 10<br> -Section 45<br> -Paragraph 12<br> -Subparagraph (c)<br> -URI http://asc.fasb.org/extlink&amp;oid=56944662&amp;loc=d3e3179-108585<br><br>Reference 2: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Glossary Investing Activities<br> -URI http://asc.fasb.org/extlink&amp;oid=6516133<br></p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_ProceedsFromSaleOfPropertyPlantAndEquipment</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>us-gaap_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>debit</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_ProceedsFromSaleOfWhollyOwnedRealEstateAndRealEstateAcquiredInSettlementOfLoans">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>The cash inflow from proceeds From Sales of Wholly Owned Real Estate and Real Estate Acquired in Settlement of Loans.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 230<br> -SubTopic 10<br> -Section 45<br> -Paragraph 12<br> -URI http://asc.fasb.org/extlink&amp;oid=56944662&amp;loc=d3e3179-108585<br></p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_ProceedsFromSaleOfWhollyOwnedRealEstateAndRealEstateAcquiredInSettlementOfLoans</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>us-gaap_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>debit</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_ProceedsFromStockOptionsExercised">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>The cash inflow associated with the amount received from holders exercising their stock options. This item inherently excludes any excess tax benefit, which the entity may have realized and reported separately.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 718<br> -SubTopic 10<br> -Section 50<br> -Paragraph 2<br> -Subparagraph (j)<br> -URI http://asc.fasb.org/extlink&amp;oid=6415400&amp;loc=d3e5070-113901<br><br>Reference 2: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 230<br> -SubTopic 10<br> -Section 45<br> -Paragraph 14<br> -Subparagraph (a)<br> -URI http://asc.fasb.org/extlink&amp;oid=56944662&amp;loc=d3e3255-108585<br><br>Reference 3: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Glossary Financing Activities<br> -URI http://asc.fasb.org/extlink&amp;oid=6513228<br></p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_ProceedsFromStockOptionsExercised</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>us-gaap_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>debit</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_ProvisionForLoanLossesExpensed">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>Amount of expense related to loss from loan transactions.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 942<br> -SubTopic 225<br> -Section S99<br> -Paragraph 1<br> -Subparagraph (SX 210.9-04.11)<br> -URI http://asc.fasb.org/extlink&amp;oid=6879574&amp;loc=d3e536633-122882<br></p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_ProvisionForLoanLossesExpensed</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>us-gaap_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>debit</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_RepaymentsOfLongTermDebt">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>The cash outflow for debt initially having maturity due after one year or beyond the normal operating cycle, if longer.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 230<br> -SubTopic 10<br> -Section 45<br> -Paragraph 15<br> -Subparagraph (b)<br> -URI http://asc.fasb.org/extlink&amp;oid=56944662&amp;loc=d3e3291-108585<br><br>Reference 2: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Glossary Financing Activities<br> -URI http://asc.fasb.org/extlink&amp;oid=6513228<br></p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_RepaymentsOfLongTermDebt</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>us-gaap_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>credit</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_ShareBasedCompensation">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>The aggregate amount of noncash, equity-based employee remuneration. This may include the value of stock or unit options, amortization of restricted stock or units, and adjustment for officers' compensation. As noncash, this element is an add back when calculating net cash generated by operating activities using the indirect method.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 230<br> -SubTopic 10<br> -Section 45<br> -Paragraph 28<br> -Subparagraph (a)<br> -URI http://asc.fasb.org/extlink&amp;oid=56944662&amp;loc=d3e3602-108585<br></p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_ShareBasedCompensation</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>us-gaap_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>debit</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_TransferOfLoansHeldForSaleToPortfolioLoans1">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>Value of loans held-for-sale transferred to loans held in the entity's portfolio in noncash transactions.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 230<br> -SubTopic 10<br> -Section 50<br> -Paragraph 4<br> -URI http://asc.fasb.org/extlink&amp;oid=6367179&amp;loc=d3e4313-108586<br><br>Reference 2: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 230<br> -SubTopic 10<br> -Section 50<br> -Paragraph 3<br> -URI http://asc.fasb.org/extlink&amp;oid=6367179&amp;loc=d3e4304-108586<br><br>Reference 3: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 230<br> -SubTopic 10<br> -Section 50<br> -Paragraph 5<br> -URI http://asc.fasb.org/extlink&amp;oid=6367179&amp;loc=d3e4332-108586<br></p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_TransferOfLoansHeldForSaleToPortfolioLoans1</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>us-gaap_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>credit</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_TransferOfPortfolioLoansAndLeasesToHeldForSale1">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>Value of loans and leases held in the entity's portfolio transferred to loans and leases held-for-sale in noncash transactions.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 230<br> -SubTopic 10<br> -Section 50<br> -Paragraph 3<br> -URI http://asc.fasb.org/extlink&amp;oid=6367179&amp;loc=d3e4304-108586<br><br>Reference 2: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 230<br> -SubTopic 10<br> -Section 50<br> -Paragraph 5<br> -URI http://asc.fasb.org/extlink&amp;oid=6367179&amp;loc=d3e4332-108586<br><br>Reference 3: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 230<br> -SubTopic 10<br> -Section 50<br> -Paragraph 4<br> -URI http://asc.fasb.org/extlink&amp;oid=6367179&amp;loc=d3e4313-108586<br></p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_TransferOfPortfolioLoansAndLeasesToHeldForSale1</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>us-gaap_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>credit</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_TransferToOtherRealEstate">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>Value transferred from mortgage loans to real estate owned (REO) in noncash transactions.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 230<br> -SubTopic 10<br> -Section 50<br> -Paragraph 5<br> -URI http://asc.fasb.org/extlink&amp;oid=6367179&amp;loc=d3e4332-108586<br><br>Reference 2: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 230<br> -SubTopic 10<br> -Section 50<br> -Paragraph 3<br> -URI http://asc.fasb.org/extlink&amp;oid=6367179&amp;loc=d3e4304-108586<br><br>Reference 3: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 230<br> -SubTopic 10<br> -Section 50<br> -Paragraph 4<br> -URI http://asc.fasb.org/extlink&amp;oid=6367179&amp;loc=d3e4313-108586<br></p></div>
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<span style="display: none;">v3.3.1.900</span><table class="report" border="0" cellspacing="2" id="idp6851424048">
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<th class="tl" colspan="1" rowspan="2"><div style="width: 200px;"><strong>Note 1 - Nature of Operations<br></strong></div></th>
<th class="th" colspan="1">12 Months Ended</th>
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<tr><th class="th"><div>Dec. 31, 2015</div></th></tr>
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<td class="text"><p style="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0"><b>1. Nature of Operations</b></p><br/><p style="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify">Flushing Financial Corporation (the &#x201c;Holding Company&#x201d;), a Delaware business corporation, is the bank holding company of its wholly-owned subsidiary Flushing Bank (the &#x201c;Bank&#x201d;). The Holding Company and its direct and indirect wholly-owned subsidiaries, including the Bank, Flushing Preferred Funding Corporation, Flushing Service Corporation, and FSB Properties Inc., are collectively herein referred to as the &#x201c;Company.&#x201d;</p><br/><p style="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify"><font style="font-size: 10pt">The Company&#x2019;s principal business is attracting retail deposits from the general public and investing those deposits</font> <font style="font-size: 10pt">together with funds generated from ongoing operations and borrowings, primarily in (1) originations and purchases of multi-family residential properties, commercial business loans, commercial real estate mortgage loans and, to a lesser extent, one-to-four family (focusing on mixed-use properties, which are properties that contain both residential dwelling units and commercial units); (2) construction loans, primarily for residential properties; (3) Small Business Administration (&#x201c;SBA&#x201d;) loans and other small business loans; (4) mortgage loan surrogates such as mortgage-backed securities; and (5) U.S. government securities, corporate fixed-income securities and other marketable securities. The Bank also originates certain other consumer loans including overdraft lines of credit. The Bank primarily conducts its business through nineteen full-service banking offices, nine of which are located in Queens County, three in Nassau County, five in Kings County (Brooklyn), and two in New York County (Manhattan), New York. The Bank also operates &#x201c;iGObanking.com&reg;&#x201d;, an internet branch, offering checking, savings, money market and certificates of deposit accounts.</font></p><br/><span></span>
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<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>The entire disclosure for the nature of an entity's business, major products or services, principal markets including location, and the relative importance of its operations in each business and the basis for the determination, including but not limited to, assets, revenues, or earnings. For an entity that has not commenced principal operations, disclosures about the risks and uncertainties related to the activities in which the entity is currently engaged and an understanding of what those activities are being directed toward.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 275<br> -SubTopic 10<br> -Section 50<br> -Paragraph 2<br> -URI http://asc.fasb.org/extlink&amp;oid=51801978&amp;loc=d3e6003-108592<br><br>Reference 2: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 275<br> -SubTopic 10<br> -Section 50<br> -Paragraph 2A<br> -URI http://asc.fasb.org/extlink&amp;oid=51801978&amp;loc=SL51803626-108592<br></p></div>
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<span style="display: none;">v3.3.1.900</span><table class="report" border="0" cellspacing="2" id="idp6655382336">
<tr>
<th class="tl" colspan="1" rowspan="2"><div style="width: 200px;"><strong>Note 2 - Summary of Significant Accounting Policies<br></strong></div></th>
<th class="th" colspan="1">12 Months Ended</th>
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<tr><th class="th"><div>Dec. 31, 2015</div></th></tr>
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<td class="text"><p style="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify"><b>2. Summary of Significant Accounting Policies</b></p><br/><p style="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify">The accounting and reporting policies of the Company follow generally accepted accounting principles in the United States of America (&#x201c;GAAP&#x201d;) and general practices within the banking industry. The policies which materially affect the determination of the Company&#x2019;s financial position, results of operations and cash flows are summarized below.</p><br/><p style="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify"><b>Principles of Consolidation:</b></p><br/><p style="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify">The accompanying consolidated financial statements include the accounts of the Holding Company and the following direct and indirect wholly-owned subsidiaries of the Holding Company: the Bank, Flushing Preferred Funding Corporation (&#x201c;FPFC&#x201d;), Flushing Service Corporation (&#x201c;FSC&#x201d;), and FSB Properties Inc. (&#x201c;Properties&#x201d;). FPFC is a real estate investment trust formed to hold a portion of the Bank&#x2019;s mortgage loans to facilitate access to capital markets. FSC was formed to market insurance products and mutual funds. Properties is currently used to hold title to real estate owned acquired via foreclosure. Amounts held in a rabbi trust for certain non-qualified deferred compensation plans are included in the consolidated financial statements. All intercompany transactions and accounts are eliminated in consolidation. The Holding Company currently has three unconsolidated subsidiaries in the form of wholly-owned statutory business trusts, which were formed to issue guaranteed capital debentures (&#x201c;capital securities&#x201d;). See Note 9, &#x201c;Borrowed Funds and Securities Sold Under Agreements to Repurchase,&#x201d; for additional information regarding these trusts.</p><br/><p style="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify"><b>Use of Estimates:</b></p><br/><p style="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify">The preparation of financial statements in conformity with GAAP requires management to make estimates and assumptions that affect the reported amounts of assets and liabilities, and disclosure of contingent assets and liabilities at the date of the financial statements, and reported amounts of revenue and expenses during the reporting period. Estimates that are particularly susceptible to change in the near term are used in connection with the determination of the allowance for loan losses, the evaluation of goodwill for impairment, the review of the need for a valuation allowance of the Company&#x2019;s deferred tax assets, the fair value of financial instruments including the evaluation of other-than-temporary impairment (&#x201c;OTTI&#x201d;) on securities. Actual results could differ from these estimates.</p><br/><p style="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify"><b>Cash and Cash Equivalents:</b></p><br/><p style="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify">For the purpose of reporting cash flows, the Company defines cash and due from banks, overnight interest-earning deposits and federal funds sold with original maturities of 90 days or less as cash and cash equivalents. At December 31, 2015 and 2014, the Company&#x2019;s cash and cash equivalents totaled $42.4 million and $34.3 million, respectively. Included in cash and cash equivalents at those dates were $32.8 million and $23.0 million in interest-earning deposits in other financial institutions, primarily due from the Federal Reserve Bank of New York and the Federal Home Loan Bank of New York (&#x201c;FHLB-NY&#x201d;). The Bank is required to maintain cash reserves equal to a percentage of certain deposits. The reserve requirement is included in cash and cash equivalents and totaled $9.9 million and $7.5 million at December 31, 2015 and 2014, respectively.</p><br/><p style="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify"><b>Debt and Equity Securities:</b></p><br/><p style="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify">Securities are classified as held-to-maturity when management intends to hold the securities until maturity. Securities are classified as available for sale when management intends to hold the securities for an indefinite period of time or when the securities may be utilized for tactical asset/liability purposes and may be sold from time to time to effectively manage interest rate exposure and resultant prepayment risk and liquidity needs. Premiums and discounts are amortized or accreted, respectively, using the level-yield method. Realized gains and losses on the sales of securities are determined using the specific identification method. Unrealized gains and losses (other than unrealized losses considered other-than-temporary which are recognized in the Consolidated Statements of Income) on securities available for sale are excluded from earnings and reported as part of accumulated other comprehensive income, net of taxes. In estimating other-than-temporary impairment losses, management considers (1) the length of time and the extent to which the fair value has been less than amortized cost, (2) the current interest rate environment, (3) the financial condition and near-term prospects of the issuer, if applicable, and (4) the intent and ability of the Company to retain its investment in the issuer for a period of time sufficient to allow for any anticipated recovery in fair value. Other-than-temporary impairment losses for debt securities are measured using a discounted cash flow model. Other-than-temporary impairment losses for equity securities are measured using quoted market prices, when available, or, when market quotes are not available due to an illiquid market, we use an impairment model from a third party or quotes from investment brokers. See Note 6, &#x201c;Debt and Equity Securities,&#x201d; for additional information regarding other-than-temporary impairment for debt and equity securities.</p><br/><p style="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify"><b>Goodwill:</b></p><br/><p style="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify">Goodwill is presumed to have an indefinite life and is tested annually, or when certain conditions are met, for impairment. If the fair value of the reporting unit is greater than the goodwill amount, no further evaluation is required. If the fair value of the reporting unit is less than the goodwill amount, further evaluation would be required to compare the fair value of the reporting unit to the goodwill amount and determine if impairment is required.</p><br/><p style="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify">In performing the goodwill impairment testing, the Company has identified a single reporting unit. The Company performed the qualitative assessment in assessing the carrying value of goodwill as of December 31, 2015, and determined that there was no goodwill impairment. At December 31, 2015, the carrying amount of goodwill totaled $16.1 million. The identification of additional reporting units, the use of other valuation techniques and/or changes to input assumptions used in the analysis could result in materially different evaluations of goodwill impairment.</p><br/><p style="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify"><b>Loans:</b></p><br/><p style="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify">Loans are reported at their principal outstanding balance net of any unearned income, charge-offs, deferred loan fees and costs on originated loans and unamortized premiums or discounts on purchased loans. Interest on loans is recognized on the accrual basis. The accrual of income on loans is generally discontinued when certain factors, such as contractual delinquency of 90 days or more, indicate reasonable doubt as to the timely collectability of such income. Uncollected interest previously recognized on non-accrual loans is reversed from interest income at the time the loan is placed on non-accrual status. A non-accrual loan can be returned to accrual status when contractual delinquency returns to less than 90 days delinquent. Subsequent cash payments received on non-accrual loans that do not bring the loan to less than 90 days delinquent are recorded on a cash basis. Subsequent cash payments can also be applied first as a reduction of principal until all principal is recovered and then subsequently to interest, if in management&#x2019;s opinion, it is evident that recovery of all principal due is unlikely to occur. Loan fees and certain loan origination costs are deferred. Net loan origination costs and premiums or discounts on loans are amortized into interest income over the contractual life of the loans using the level-yield method. Prepayment penalties received on loans which pay in full prior to their scheduled maturity are included in interest income in the period they are collected.</p><br/><p style="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify">The Bank may purchase loans to supplement originations. Loan purchases are evaluated at the time of purchase to determine the appropriate accounting treatment. Performing loans purchased at a premium/discount are recorded at the purchase price with the premium/discount, amortized/accredited into interest income over the life of the loan. All loans purchased during the years ended December 31, 2015 and 2014 were performing loans at the time of purchase and therefore were not considered impaired when purchased.</p><br/><p style="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify"><b>Allowance for Loan Losses:</b></p><br/><p style="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify">The Company maintains an allowance for loan losses at an amount which in management&#x2019;s judgment, is adequate to absorb probable estimated losses inherent in the loan portfolio. Management&#x2019;s judgment in determining the adequacy of the allowance for loan losses is based on evaluation of the collectability of loans. This evaluation is inherently subjective, as it requires estimates that are susceptible to significant revisions as more information becomes available.</p><br/><p style="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify">The allowance for loan losses is established through a provision for loan losses based on management&#x2019;s evaluation of the risk inherent in the various components of the loan portfolio and other factors, including historical loan loss experience (which is updated quarterly), current economic conditions, delinquency and non-accrual trends, classified loan levels, risk in the portfolio and volumes and trends in loan types, recent trends in charge-offs, changes in underwriting standards, experience, ability and depth of the Company&#x2019;s lenders, collection policies and experience, internal loan review function and other external factors. Additionally, the Company segregated the loans into two portfolios based on the loans year of origination. One portfolio was reviewed for loans originated after December 31, 2009 and a second portfolio for loans originated prior to January 1, 2010. Our decision to segregate the portfolio based upon origination dates was based on changes made in our underwriting standards during 2009. By the end of 2009, all loans were being underwritten based on revised and tightened underwriting standards. Loans originated prior to 2010 have a higher delinquency rate and loss history. Each of the years in the portfolio for loans originated prior to 2010 has a similar delinquency rate. The determination of the amount of the allowance for loan losses includes estimates that are susceptible to significant changes due to changes in appraisal values of collateral, national and local economic conditions and other factors. We review our loan portfolio by separate categories with similar risk and collateral characteristics. Impaired loans are segregated and reviewed separately. All non-accrual loans are classified impaired. <font style="font-family: Times New Roman, Times, Serif">The Company&#x2019;s Board of Directors reviews and approves management&#x2019;s evaluation of the adequacy of the allowance for loan losses on a quarterly basis.</font></p><br/><p style="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify">The allowance for loan losses is established through charges to earnings in the form of a provision for loan losses. Increases and decreases in the allowance for loan losses other than charge-offs and recoveries are included in the provision for loan losses. When a loan or a portion of a loan is determined to be uncollectible, the portion deemed uncollectible is charged against the allowance for loan losses, and subsequent recoveries, if any, are credited to the allowance for loan losses.</p><br/><p style="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify">The Company recognizes a loan as non-performing when the borrower has demonstrated the inability to bring the loan current, or due to other circumstances which, in management&#x2019;s opinion, indicate the borrower will be unable to bring the loan current within a reasonable time. All loans classified as non-performing, which includes all loans past due 90 days or more, are classified as non-accrual unless there is, in our opinion, compelling evidence the borrower will bring the loan current in the immediate future. Appraisals are obtained and/or updated internal evaluations are prepared as soon as practical, but before the loan becomes 90 days delinquent. The loan balances of collateral dependent impaired loans are compared to the property&#x2019;s updated fair value. The Company considers fair value of collateral dependent loans to be 85% of the appraised or internally estimated value of the property, except for taxi medallion loans. The fair value of the underlying collateral of taxi medallion loans is the most recent reported arm&#x2019;s length transaction. The balance which exceeds fair value is generally charged-off. Management reviews the allowance for loan losses on a quarterly basis, and records as a provision or benefit the amount deemed appropriate, after considering items such as, current year charge-offs, charge-off trends, new loan production, current balance by particular loan categories, and delinquent loans by particular loan categories.</p><br/><p style="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify">A loan is considered impaired when, based upon current information, the Company believes it is probable that it will be unable to collect all amounts due, both principal and interest, in accordance with the original terms of the loan. Impaired loans are measured based on the present value of the expected future cash flows discounted at the loan&#x2019;s effective interest rate or at the loan&#x2019;s observable market price or, as a practical expedient, the fair value of the collateral if the loan is collateral dependent. Interest income on impaired loans is recorded on the cash basis. The Company&#x2019;s management considers all non-accrual loans impaired.</p><br/><p style="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify">The Company reviews each impaired loan on an individual basis to determine if either a charge-off or a valuation allowance needs to be allocated to the loan. The Company does not charge-off or allocate a valuation allowance to loans for which management has concluded the current value of the underlying collateral will allow for recovery of the loan balance either through the sale of the loan or by foreclosure and sale of the property.</p><br/><p style="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify">The Company evaluates the underlying collateral through a third party appraisal, or when a third party appraisal is not available, the Company will use an internal evaluation. The internal evaluations are prepared using an income approach or a sales approach. The income approach is used for income producing properties and uses current revenues less operating expenses to determine the net cash flow of the property. Once the net cash flow is determined, the value of the property is calculated using an appropriate capitalization rate for the property. The sales approach uses comparable sales prices in the market. When an internal evaluation is used, we place greater reliance on the income approach to value the collateral.</p><br/><p style="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify">In preparing internal evaluations of property values, the Company seeks to obtain current data on the subject property from various sources, including: (1) the borrower; (2) copies of existing leases; (3) local real estate brokers and appraisers; (4) public records (such as real estate taxes and water and sewer charges); (5) comparable sales and rental data in the market; (6) an inspection of the property and (7) interviews with tenants. These internal evaluations primarily focus on the income approach and comparable sales data to value the property.</p><br/><p style="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify">As of December 31, 2015, we utilized recent third party appraisals of the collateral to measure impairment for $26.8 million, or 76.1%, of collateral dependent impaired loans, and used internal evaluations of the property&#x2019;s value for $8.4 million, or 23.9%, of collateral dependent impaired loans.</p><br/><p style="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify">The Company may restructure a loan to enable a borrower experiencing financial difficulties to continue making payments when it is deemed to be in the Company&#x2019;s best long-term interest. This restructure may include reducing the interest rate or amount of the monthly payment for a specified period of time, after which the interest rate and repayment terms revert to the original terms of the loan. We classify these loans as Troubled Debt Restructured (&#x201c;TDR&#x201d;).</p><br/><p style="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify">These restructurings have not included a reduction of principal balance. The Company believes that restructuring these loans in this manner will allow certain borrowers to become and remain current on their loans. All loans classified as TDR are considered impaired, however TDR loans which have been current for six consecutive months at the time they are restructured as TDR remain on accrual status and are not included as part of non-performing loans. Loans which were delinquent at the time they are restructured as a TDR are placed on non-accrual status and reported as non-performing loans until they have made timely payments for six consecutive months. Loans that are restructured as TDR but are not performing in accordance with the restructured terms are placed on non-accrual status and reported as non-performing loans.</p><br/><p style="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify">The allocation of a portion of the allowance for loan losses for a performing TDR loan is based upon the present value of the future expected cash flows discounted at the loan&#x2019;s original effective rate, or for a non-performing TDR which is collateral dependent, the fair value of the collateral. At December 31, 2015, there were no commitments to lend additional funds to borrowers whose loans were modified to a TDR. The modification of loans to a TDR did not have a significant effect on our operating results, nor did it require a significant allocation of the allowance for loan losses.</p><br/><p style="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify"><b>Loans Held for Sale:</b></p><br/><p style="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify">Loans held for sale are carried at the lower of cost or estimated fair value. At December 31, 2015 and 2014, there were no loans classified as held for sale.</p><br/><p style="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify"><b>Bank Owned Life Insurance:</b></p><br/><p style="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify">Bank owned life insurance (&#x201c;BOLI&#x201d;) represents life insurance on the lives of certain employees who have provided positive consent allowing the Bank to be the beneficiary of such policies. BOLI is carried in the Consolidated Statements of Financial Condition at its cash surrender value. Increases in the cash value of the policies, as well as proceeds received, are recorded in other non-interest income, and are not subject to income taxes.</p><br/><p style="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify"><b>Other Real Estate Owned:</b></p><br/><p style="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify">Other real estate owned (&#x201c;OREO&#x201d;) consists of property acquired through foreclosure. These properties are carried at fair value. The fair value is based on appraised value through a current appraisal, or at times through an internal review, additionally adjusted by the estimated costs to sell the property. This determination is made on an individual asset basis. If the fair value of a property is less than the carrying amount, the difference is recognized as a valuation allowance. Further decreases to the estimated value will be charged directly to expense.</p><br/><p style="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify"><b>Bank Premises and Equipment:</b></p><br/><p style="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify">Bank premises and equipment are stated at cost, less depreciation accumulated on a straight-line basis over the estimated useful lives of the related assets (3 to 40 years). Leasehold improvements are amortized on a straight-line basis over the term of the related leases or the lives of the assets, whichever is shorter. Maintenance, repairs and minor improvements are charged to non-interest expense in the period incurred.</p><br/><p style="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify"><b>Federal Home Loan Bank Stock:</b></p><br/><p style="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify">The FHLB-NY has assigned to the Bank a mandated membership stock purchase, based on its asset size. In addition, for all borrowing activity, the Bank is required to purchase shares of FHLB-NY non-marketable capital stock at par. Such shares are redeemed by FHLB-NY at par with reductions in the Bank&#x2019;s borrowing levels. The Bank carries its investment in FHLB-NY stock at historical cost. The Company periodically reviews its FHLB-NY stock to determine if impairment exists. At December 31, 2015, the Company considered among other things the earnings performance, credit rating and asset quality of the FHLB-NY. Based on this review, the Company did not consider the value of our investment in FHLB-NY stock to be impaired at December 31, 2015.</p><br/><p style="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify"><b>Securities Sold Under Agreements to Repurchase:</b></p><br/><p style="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify">Securities sold under agreements to repurchase are accounted for as collateralized financing and are carried at amounts at which the securities will be subsequently reacquired as specified in the respective agreements. Interest incurred under these agreements is included in other interest expense.</p><br/><p style="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify"><b>Income Taxes:</b></p><br/><p style="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify">Deferred income tax assets and liabilities are determined using the asset and liability (or balance sheet) method. Under this method, the net deferred tax asset or liability is determined based on the tax effects of the temporary differences between book and tax bases of the various balance sheet assets and liabilities. A deferred tax liability is recognized on all taxable temporary differences and a deferred tax asset is recognized on all deductible temporary differences and operating losses and tax credit carry-forwards. A valuation allowance is recognized to reduce the potential deferred tax asset if it is &#x201c;more likely than not&#x201d; that all or some portion of that potential deferred tax asset will not be realized. The Company must also take into account changes in tax laws or rates when valuing the deferred income tax amounts it carries on its Consolidated Statements of Financial Condition.</p><br/><p style="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify"><b>Stock Compensation Plans:</b></p><br/><p style="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify">The Company accounts for its stock based compensation using a fair-value-based measurement method for share-based payment transactions with employees and directors. The Company measures the cost of employee and directors services received in exchange for an award of an equity instrument based on the grant date fair value of the award. That cost is recognized over the period during which the employee and directors are required to provide services in exchange for the award. The requisite service period is usually the vesting period.</p><br/><p style="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify"><b>Benefit Plans:</b></p><br/><p style="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify">The Company sponsors a qualified pension, 401(k), and profit sharing plan for its employees. The Company also sponsors postretirement health care and life insurance benefits plans for its employees, a non-qualified deferred compensation plan for officers who have achieved the level of at least senior vice president, and a non-qualified pension plan for its outside directors.</p><br/><p style="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify">The Company recognizes the funded status of a benefit plan &#x2013; measured as the difference between plan assets at fair value and the benefit obligation &#x2013; in the Consolidated Statements of Financial Condition, with the unrecognized credits and charges recognized, net of taxes, as a component of accumulated other comprehensive 1oss. These credits or charges arose as a result of gains or losses and prior service costs or credits that arose during prior periods but were not recognized as components of net periodic benefit cost.</p><br/><p style="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify"><b>Treasury Stock:</b></p><br/><p style="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify">The Company records treasury stock at cost. Treasury stock is reissued at average cost.</p><br/><p style="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify"><b>Derivatives:</b></p><br/><p style="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify">Derivatives are required to be recorded on the Consolidated Statements of Financial Condition at fair value. The Company records derivatives on a gross basis in &#x201c;Other assets&#x201d; and &#x201c;Other liabilities&#x201d; in the Consolidated Statements of Financial Condition. The accounting for changes in value of a derivative depends on whether or not the transaction has been designated and qualifies for hedge accounting. Derivatives that are not designated as hedges are reported and measured at fair value through earnings.</p><br/><p style="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify">To qualify for hedge accounting, a derivative must be highly effective at reducing the risk associated with the exposure being hedged. In addition, for a derivative to be designated as a hedge, the risk management objective and strategy must be documented. Hedge documentation must identify the derivative hedging instrument, the asset or liability or forecasted transaction and type of risk to be hedged, and how the effectiveness of the derivative is assessed <font style="font-family: Times New Roman, Times, Serif">prospectively and retrospectively. The extent to which a derivative has been, and is expected to continue to be, effective at offsetting changes in the fair value of the hedged item must be assessed and documented at least quarterly. Any hedge ineffectiveness (i.e., the amount by which the gain or loss on the designated derivative instrument does not exactly offset the change in the hedged item attributable to the hedged risk) must be reported in current-period earnings. If it is determined that a derivative is not highly effective at hedging the designated exposure, hedge accounting is discontinued.</font></p><br/><p style="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0"><b>Comprehensive Income</b></p><br/><p style="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify">Comprehensive income consists of net income and other comprehensive income (loss).&nbsp;Other comprehensive income (loss) includes changes in unrealized gains and losses on securities available for sale arising during the period, adjustments to net periodic pension costs and reclassification adjustments for realized gains and losses on securities available for sale and OTTI charges included in net income.</p><br/><p style="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify"><b>Segment Reporting:</b></p><br/><p style="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify">Management views the Company as operating as a single unit, a community bank. Therefore, segment information is not provided.</p><br/><p style="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify"><b>Advertising Expense:</b></p><br/><p style="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify">Costs associated with advertising are expensed as incurred. The Company recorded advertising expenses of $2.1 million, $1.8 million and $1.9 million for the years ended December 31, 2015, 2014 and 2013, respectively.</p><br/><p style="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify"><b>Earnings per Common Share:</b></p><br/><p style="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify">Basic earnings per common share is computed by dividing net income available to common shareholders by the total weighted average number of common shares outstanding, which includes unvested participating securities. Unvested share-based payment awards that contain non-forfeitable rights to dividends or dividend equivalents (whether paid or unpaid) are participating securities and as such are included in the calculation of earnings per share. The Company&#x2019;s unvested restricted stock and restricted stock unit awards are considered participating securities. Therefore, weighted average common shares outstanding used for computing basic earnings per common share includes common shares outstanding plus unvested restricted stock and restricted stock unit awards. The computation of diluted earnings per share includes the additional dilutive effect of stock options outstanding and other common stock equivalents during the period. Common stock equivalents that are anti-dilutive are not included in the computation of diluted earnings per common share. The numerator for calculating basic and diluted earnings per common share is net income available to common shareholders. The shares held in the Company&#x2019;s Employee Benefit Trust are not included in shares outstanding for purposes of calculating earnings per common share.</p><br/><p style="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0.25in 0pt 0; text-align: justify">Earnings per common share have been computed based on the following, for the years ended December 31:</p><br/><table cellpadding="0" cellspacing="0" style="border-collapse: collapse; width: 100%; font: 10pt Times New Roman, Times, Serif">

      <tr style="vertical-align: bottom">
       <td style="text-align: left">&nbsp;</td>
       <td style="padding-bottom: 1pt">&nbsp;</td>
       <td colspan="3" style="text-align: center; border-bottom: Black 1pt solid">2015</td>
       <td style="padding-bottom: 1pt">&nbsp;</td>
       <td colspan="3" style="text-align: center; border-bottom: Black 1pt solid">2014</td>
       <td style="padding-bottom: 1pt">&nbsp;</td>
       <td colspan="3" style="text-align: center; border-bottom: Black 1pt solid">2013</td>
      </tr>
      <tr style="vertical-align: bottom">
       <td style="text-align: left">&nbsp;</td>
       <td style="font-style: italic">&nbsp;</td>
       <td colspan="11" style="font-style: italic; text-align: center">(In thousands, except per share data)</td>
      </tr>
      <tr style="vertical-align: bottom; background-color: rgb(204,238,255)">
       <td style="width: 61%; text-align: left; padding-bottom: 2.25pt">Net income, as reported</td>
       <td style="width: 1%; padding-bottom: 2.25pt">&nbsp;</td>
       <td style="width: 1%; border-bottom: Black 2.25pt double; text-align: left">$</td>
       <td style="width: 10%; border-bottom: Black 2.25pt double; text-align: right">46,209</td>
       <td style="width: 1%; border-bottom: Black 2.25pt double; text-align: left">&nbsp;</td>
       <td style="width: 1%; padding-bottom: 2.25pt">&nbsp;</td>
       <td style="width: 1%; border-bottom: Black 2.25pt double; text-align: left">$</td>
       <td style="width: 10%; border-bottom: Black 2.25pt double; text-align: right">44,239</td>
       <td style="width: 1%; border-bottom: Black 2.25pt double; text-align: left">&nbsp;</td>
       <td style="width: 1%; padding-bottom: 2.25pt">&nbsp;</td>
       <td style="width: 1%; border-bottom: Black 2.25pt double; text-align: left">$</td>
       <td style="width: 10%; border-bottom: Black 2.25pt double; text-align: right">37,752</td>
       <td style="width: 1%; border-bottom: Black 2.25pt double; text-align: left">&nbsp;</td>
      </tr>
      <tr style="vertical-align: bottom; background-color: White">
       <td style="text-align: left">Divided by:</td>
       <td>&nbsp;</td>
       <td style="text-align: left">&nbsp;</td>
       <td style="text-align: right">&nbsp;</td>
       <td style="text-align: left">&nbsp;</td>
       <td>&nbsp;</td>
       <td style="text-align: left">&nbsp;</td>
       <td style="text-align: right">&nbsp;</td>
       <td style="text-align: left">&nbsp;</td>
       <td>&nbsp;</td>
       <td style="text-align: left">&nbsp;</td>
       <td style="text-align: right">&nbsp;</td>
       <td style="text-align: left">&nbsp;</td>
      </tr>
      <tr style="vertical-align: bottom; background-color: rgb(204,238,255)">
       <td style="text-align: left; padding-left: 10pt">Weighted average common shares outstanding</td>
       <td>&nbsp;</td>
       <td style="text-align: left">&nbsp;</td>
       <td style="text-align: right">29,106</td>
       <td style="text-align: left">&nbsp;</td>
       <td>&nbsp;</td>
       <td style="text-align: left">&nbsp;</td>
       <td style="text-align: right">29,788</td>
       <td style="text-align: left">&nbsp;</td>
       <td>&nbsp;</td>
       <td style="text-align: left">&nbsp;</td>
       <td style="text-align: right">30,047</td>
       <td style="text-align: left">&nbsp;</td>
      </tr>
      <tr style="vertical-align: bottom; background-color: White">
       <td style="text-align: left; padding-bottom: 1pt; padding-left: 10pt">Weighted average common stock equivalents</td>
       <td style="padding-bottom: 1pt">&nbsp;</td>
       <td style="border-bottom: Black 1pt solid; text-align: left">&nbsp;</td>
       <td style="border-bottom: Black 1pt solid; text-align: right">20</td>
       <td style="border-bottom: Black 1pt solid; text-align: left">&nbsp;</td>
       <td style="padding-bottom: 1pt">&nbsp;</td>
       <td style="border-bottom: Black 1pt solid; text-align: left">&nbsp;</td>
       <td style="border-bottom: Black 1pt solid; text-align: right">29</td>
       <td style="border-bottom: Black 1pt solid; text-align: left">&nbsp;</td>
       <td style="padding-bottom: 1pt">&nbsp;</td>
       <td style="border-bottom: Black 1pt solid; text-align: left">&nbsp;</td>
       <td style="border-bottom: Black 1pt solid; text-align: right">26</td>
       <td style="border-bottom: Black 1pt solid; text-align: left">&nbsp;</td>
      </tr>
      <tr style="vertical-align: bottom; background-color: rgb(204,238,255)">
       <td style="text-align: left; padding-bottom: 2.25pt; padding-left: 20pt; text-indent: -10pt">Total weighted average common shares outstanding and common stock equivalents</td>
       <td style="padding-bottom: 2.25pt">&nbsp;</td>
       <td style="border-bottom: Black 2.25pt double; text-align: left">&nbsp;</td>
       <td style="border-bottom: Black 2.25pt double; text-align: right">29,126</td>
       <td style="border-bottom: Black 2.25pt double; text-align: left">&nbsp;</td>
       <td style="padding-bottom: 2.25pt">&nbsp;</td>
       <td style="border-bottom: Black 2.25pt double; text-align: left">&nbsp;</td>
       <td style="border-bottom: Black 2.25pt double; text-align: right">29,817</td>
       <td style="border-bottom: Black 2.25pt double; text-align: left">&nbsp;</td>
       <td style="padding-bottom: 2.25pt">&nbsp;</td>
       <td style="border-bottom: Black 2.25pt double; text-align: left">&nbsp;</td>
       <td style="border-bottom: Black 2.25pt double; text-align: right">30,073</td>
       <td style="border-bottom: Black 2.25pt double; text-align: left">&nbsp;</td>
      </tr>
      <tr style="vertical-align: bottom; background-color: White">
       <td style="text-align: left">&nbsp;</td>
       <td>&nbsp;</td>
       <td style="text-align: left">&nbsp;</td>
       <td style="text-align: right">&nbsp;</td>
       <td style="text-align: left">&nbsp;</td>
       <td>&nbsp;</td>
       <td style="text-align: left">&nbsp;</td>
       <td style="text-align: right">&nbsp;</td>
       <td style="text-align: left">&nbsp;</td>
       <td>&nbsp;</td>
       <td style="text-align: left">&nbsp;</td>
       <td style="text-align: right">&nbsp;</td>
       <td style="text-align: left">&nbsp;</td>
      </tr>
      <tr style="vertical-align: bottom; background-color: rgb(204,238,255)">
       <td style="text-align: left">Basic earnings per common share</td>
       <td>&nbsp;</td>
       <td style="text-align: left">$</td>
       <td style="text-align: right">1.59</td>
       <td style="text-align: left">&nbsp;</td>
       <td>&nbsp;</td>
       <td style="text-align: left">$</td>
       <td style="text-align: right">1.49</td>
       <td style="text-align: left">&nbsp;</td>
       <td>&nbsp;</td>
       <td style="text-align: left">$</td>
       <td style="text-align: right">1.26</td>
       <td style="text-align: left">&nbsp;</td>
      </tr>
      <tr style="vertical-align: bottom; background-color: White">
       <td style="text-align: left">Diluted earnings per common share</td>
       <td>&nbsp;</td>
       <td style="text-align: left">$</td>
       <td style="text-align: right">1.59</td>
       <td style="text-align: left">&nbsp;</td>
       <td>&nbsp;</td>
       <td style="text-align: left">$</td>
       <td style="text-align: right">1.48</td>
       <td style="text-align: left">&nbsp;</td>
       <td>&nbsp;</td>
       <td style="text-align: left">$</td>
       <td style="text-align: right">1.26</td>
       <td style="text-align: left">&nbsp;</td>
      </tr>
      <tr style="vertical-align: bottom; background-color: rgb(204,238,255)">
       <td style="text-align: left">Dividend Payout ratio</td>
       <td>&nbsp;</td>
       <td style="text-align: left">&nbsp;</td>
       <td style="text-align: right">40.3</td>
       <td style="text-align: left">%</td>
       <td>&nbsp;</td>
       <td style="text-align: left">&nbsp;</td>
       <td style="text-align: right">40.3</td>
       <td style="text-align: left">%</td>
       <td>&nbsp;</td>
       <td style="text-align: left">&nbsp;</td>
       <td style="text-align: right">41.3</td>
       <td style="text-align: left">%</td>
      </tr>

    </table><br/><p style="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify">There were no options that were anti-dilutive for the years ended December 31, 2015 and 2014. Options to purchase 151,900 shares, at an average exercise price of $18.55 are anti-dilutive and were not included in the computation of diluted earnings per common share for the year ended December 31, 2013.</p><br/><span></span>
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<span style="display: none;">v3.3.1.900</span><table class="report" border="0" cellspacing="2" id="idp6637080416">
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<th class="tl" colspan="1" rowspan="2"><div style="width: 200px;"><strong>Note 3 - Loans and Allowance for Loan Losses<br></strong></div></th>
<th class="th" colspan="1">12 Months Ended</th>
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<tr><th class="th"><div>Dec. 31, 2015</div></th></tr>
<tr class="re">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_ReceivablesAbstract', window );"><strong>Receivables [Abstract]</strong></a></td>
<td class="text">&#160;<span></span>
</td>
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<tr class="ro">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_LoansNotesTradeAndOtherReceivablesDisclosureTextBlock', window );">Loans, Notes, Trade and Other Receivables Disclosure [Text Block]</a></td>
<td class="text"><p style="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0"><b>3. Loans and Allowance for Loan Losses</b></p><br/><p style="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">The composition of loans is as follows at December 31:</p><br/><table cellpadding="0" cellspacing="0" style="border-collapse: collapse; width: 100%; font: 10pt Times New Roman, Times, Serif">

     <tr style="vertical-align: bottom">
      <td style="text-align: left">&nbsp;</td>
      <td style="padding-bottom: 1pt">&nbsp;</td>
      <td colspan="3" style="text-align: center; border-bottom: Black 1pt solid">2015</td>
      <td style="padding-bottom: 1pt">&nbsp;</td>
      <td colspan="3" style="text-align: center; border-bottom: Black 1pt solid">2014</td>
     </tr>
     <tr style="vertical-align: bottom">
      <td style="text-align: left">&nbsp;</td>
      <td style="font-style: italic">&nbsp;</td>
      <td colspan="7" style="font-style: italic; text-align: center">(In thousands)</td>
     </tr>
     <tr style="vertical-align: bottom; background-color: rgb(204,238,255)">
      <td style="width: 70%; text-align: left">Multi-family residential</td>
      <td style="width: 1%">&nbsp;</td>
      <td style="width: 1%; text-align: left">$</td>
      <td style="width: 12%; text-align: right">2,055,228</td>
      <td style="width: 1%; text-align: left">&nbsp;</td>
      <td style="width: 1%">&nbsp;</td>
      <td style="width: 1%; text-align: left">$</td>
      <td style="width: 12%; text-align: right">1,923,460</td>
      <td style="width: 1%; text-align: left">&nbsp;</td>
     </tr>
     <tr style="vertical-align: bottom; background-color: White">
      <td style="text-align: left">Commercial real estate</td>
      <td>&nbsp;</td>
      <td style="text-align: left">&nbsp;</td>
      <td style="text-align: right">1,001,236</td>
      <td style="text-align: left">&nbsp;</td>
      <td>&nbsp;</td>
      <td style="text-align: left">&nbsp;</td>
      <td style="text-align: right">621,569</td>
      <td style="text-align: left">&nbsp;</td>
     </tr>
     <tr style="vertical-align: bottom; background-color: rgb(204,238,255)">
      <td style="font-weight: normal; font-style: normal; text-align: left">One-to-four family <font style="font-family: Times New Roman, Times, Serif; font-size: 10pt; font-weight: normal; font-style: normal">&#x2015; mixed-use property</font></td>
      <td>&nbsp;</td>
      <td style="text-align: left">&nbsp;</td>
      <td style="text-align: right">573,043</td>
      <td style="text-align: left">&nbsp;</td>
      <td>&nbsp;</td>
      <td style="text-align: left">&nbsp;</td>
      <td style="text-align: right">573,779</td>
      <td style="text-align: left">&nbsp;</td>
     </tr>
     <tr style="vertical-align: bottom; background-color: White">
      <td style="font-weight: normal; font-style: normal; text-align: left">One-to-four family <font style="font-family: Times New Roman, Times, Serif; font-size: 10pt; font-weight: normal; font-style: normal">&#x2015; residential</font></td>
      <td>&nbsp;</td>
      <td style="text-align: left">&nbsp;</td>
      <td style="text-align: right">187,838</td>
      <td style="text-align: left">&nbsp;</td>
      <td>&nbsp;</td>
      <td style="text-align: left">&nbsp;</td>
      <td style="text-align: right">187,572</td>
      <td style="text-align: left">&nbsp;</td>
     </tr>
     <tr style="vertical-align: bottom; background-color: rgb(204,238,255)">
      <td style="text-align: left">Co-operative apartments</td>
      <td>&nbsp;</td>
      <td style="text-align: left">&nbsp;</td>
      <td style="text-align: right">8,285</td>
      <td style="text-align: left">&nbsp;</td>
      <td>&nbsp;</td>
      <td style="text-align: left">&nbsp;</td>
      <td style="text-align: right">9,835</td>
      <td style="text-align: left">&nbsp;</td>
     </tr>
     <tr style="vertical-align: bottom; background-color: White">
      <td style="text-align: left">Construction</td>
      <td>&nbsp;</td>
      <td style="text-align: left">&nbsp;</td>
      <td style="text-align: right">7,284</td>
      <td style="text-align: left">&nbsp;</td>
      <td>&nbsp;</td>
      <td style="text-align: left">&nbsp;</td>
      <td style="text-align: right">5,286</td>
      <td style="text-align: left">&nbsp;</td>
     </tr>
     <tr style="vertical-align: bottom; background-color: rgb(204,238,255)">
      <td style="text-align: left">Small Business Administration</td>
      <td>&nbsp;</td>
      <td style="text-align: left">&nbsp;</td>
      <td style="text-align: right">12,194</td>
      <td style="text-align: left">&nbsp;</td>
      <td>&nbsp;</td>
      <td style="text-align: left">&nbsp;</td>
      <td style="text-align: right">7,134</td>
      <td style="text-align: left">&nbsp;</td>
     </tr>
     <tr style="vertical-align: bottom; background-color: White">
      <td style="text-align: left">Taxi medallion</td>
      <td>&nbsp;</td>
      <td style="text-align: left">&nbsp;</td>
      <td style="text-align: right">20,881</td>
      <td style="text-align: left">&nbsp;</td>
      <td>&nbsp;</td>
      <td style="text-align: left">&nbsp;</td>
      <td style="text-align: right">22,519</td>
      <td style="text-align: left">&nbsp;</td>
     </tr>
     <tr style="vertical-align: bottom; background-color: rgb(204,238,255)">
      <td style="text-align: left; padding-bottom: 1pt">Commercial business and other</td>
      <td style="padding-bottom: 1pt">&nbsp;</td>
      <td style="border-bottom: Black 1pt solid; text-align: left">&nbsp;</td>
      <td style="border-bottom: Black 1pt solid; text-align: right">506,622</td>
      <td style="border-bottom: Black 1pt solid; text-align: left">&nbsp;</td>
      <td style="padding-bottom: 1pt">&nbsp;</td>
      <td style="border-bottom: Black 1pt solid; text-align: left">&nbsp;</td>
      <td style="border-bottom: Black 1pt solid; text-align: right">447,500</td>
      <td style="border-bottom: Black 1pt solid; text-align: left">&nbsp;</td>
     </tr>
     <tr style="vertical-align: bottom; background-color: White">
      <td style="text-align: left; padding-left: 10pt">Gross loans</td>
      <td>&nbsp;</td>
      <td style="text-align: left">&nbsp;</td>
      <td style="text-align: right">4,372,611</td>
      <td style="text-align: left">&nbsp;</td>
      <td>&nbsp;</td>
      <td style="text-align: left">&nbsp;</td>
      <td style="text-align: right">3,798,654</td>
      <td style="text-align: left">&nbsp;</td>
     </tr>
     <tr style="vertical-align: bottom; background-color: rgb(204,238,255)">
      <td style="text-align: left; padding-bottom: 1pt">Net unamortized premiums and unearned loan fees</td>
      <td style="padding-bottom: 1pt">&nbsp;</td>
      <td style="border-bottom: Black 1pt solid; text-align: left">&nbsp;</td>
      <td style="border-bottom: Black 1pt solid; text-align: right">15,368</td>
      <td style="border-bottom: Black 1pt solid; text-align: left">&nbsp;</td>
      <td style="padding-bottom: 1pt">&nbsp;</td>
      <td style="border-bottom: Black 1pt solid; text-align: left">&nbsp;</td>
      <td style="border-bottom: Black 1pt solid; text-align: right">11,719</td>
      <td style="border-bottom: Black 1pt solid; text-align: left">&nbsp;</td>
     </tr>
     <tr style="vertical-align: bottom; background-color: White">
      <td style="text-align: left; padding-bottom: 2.25pt; padding-left: 10pt">Total loans</td>
      <td style="padding-bottom: 2.25pt">&nbsp;</td>
      <td style="border-bottom: Black 2.25pt double; text-align: left">$</td>
      <td style="border-bottom: Black 2.25pt double; text-align: right">4,387,979</td>
      <td style="border-bottom: Black 2.25pt double; text-align: left">&nbsp;</td>
      <td style="padding-bottom: 2.25pt">&nbsp;</td>
      <td style="border-bottom: Black 2.25pt double; text-align: left">$</td>
      <td style="border-bottom: Black 2.25pt double; text-align: right">3,810,373</td>
      <td style="border-bottom: Black 2.25pt double; text-align: left">&nbsp;</td>
     </tr>

   </table><br/><p style="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify">The majority of our loan portfolio is invested in multi-family residential, commercial real estate and commercial business and other loans, which totaled 81.5% of our gross loans at December 31, 2015. Our concentration in these types of loans increases the overall level of credit risk inherent in our loan portfolio. The greater risk associated with these types of loans could require us to increase our provisions for loan losses and to maintain an allowance for loan losses as a percentage of total loans in excess of the allowance currently maintained.</p><br/><p style="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify">Loans secured by multi-family residential property and commercial real estate generally involve a greater degree of risk than residential mortgage loans and generally carry larger loan balances. The increased credit risk is the result of several factors, including the concentration of principal in a smaller number of loans and borrowers, the effects of general economic conditions on income producing properties and the increased difficulty in evaluating and monitoring these types of loans. Furthermore, the repayments of loans secured by these types of properties are typically dependent upon the successful operation of the related property, which is usually owned by a legal entity with the property being the entity&#x2019;s only asset. If the cash flow from the property is reduced, the borrower&#x2019;s ability to repay the loan may be impaired. If the borrower defaults, our only remedy may be to foreclose on the property, for which the market value may be less than the balance due on the related mortgage loan.</p><br/><p style="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify">Loans secured by commercial business and other loans involve a greater degree of risk for the same reasons as for multi-family residential and commercial real estate loans with the added risk that many of the loans are not secured by improved properties.</p><br/><p style="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify">To minimize the risks involved in the origination of multi-family residential, commercial real estate and commercial business and other loans, the Bank adheres to strict underwriting standards, which include reviewing the expected net operating income generated by the real estate collateral securing the loan, the age and condition of the collateral, the financial resources and income level of the borrower and the borrower&#x2019;s experience in owning or managing similar properties. We typically require debt service coverage of at least 125% of the monthly loan payment. We generally originate these loans up to only 75% of the appraised value or the purchase price of the property, whichever is less. Any loan with a final loan-to-value ratio in excess of 75% must be approved by the Bank Board of Directors or the Loan Committee as an exception to policy. We generally rely on the income generated by the property as the primary means by which the loan is repaid. However, personal guarantees may be obtained for additional security from these borrowers. Additionally, for commercial business and other loans which are not secured by improved properties, the Bank will secure these loans with business assets, including accounts receivables, inventory and real estate and generally require personal guarantees.</p><br/><p style="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify">The following table shows loans modified and classified as TDR during the year ended December 31, 2015:</p><br/><table cellpadding="0" cellspacing="0" style="border-collapse: collapse; width: 100%; font: 10pt Times New Roman, Times, Serif">

     <tr style="vertical-align: bottom">
      <td>&nbsp;</td>
      <td style="padding-bottom: 1pt">&nbsp;</td>
      <td colspan="9" style="text-align: center; border-bottom: Black 1pt solid">For the year ended<br /> December 31, 2015</td>
     </tr>
     <tr style="vertical-align: bottom">
      <td style="font-style: italic; border-bottom: Black 1pt solid">(Dollars in thousands)</td>
      <td style="padding-bottom: 1pt; border-bottom: Black 1pt solid">&nbsp;</td>
      <td colspan="3" style="text-align: center; border-bottom: Black 1pt solid">Number</td>
      <td style="padding-bottom: 1pt; border-bottom: Black 1pt solid">&nbsp;</td>
      <td colspan="3" style="text-align: center; border-bottom: Black 1pt solid">Balance</td>
      <td style="padding-bottom: 1pt; border-bottom: Black 1pt solid">&nbsp;</td>
      <td style="text-align: center; border-bottom: Black 1pt solid">Modification description</td>
     </tr>
     <tr style="vertical-align: bottom; background-color: White">
      <td style="width: 43%; font-weight: bold">&nbsp;</td>
      <td style="width: 1%">&nbsp;</td>
      <td style="width: 1%; text-align: left">&nbsp;</td>
      <td style="width: 10%; text-align: right">&nbsp;</td>
      <td style="width: 1%; text-align: left">&nbsp;</td>
      <td style="width: 1%">&nbsp;</td>
      <td style="width: 1%; text-align: left">&nbsp;</td>
      <td style="width: 10%; text-align: right">&nbsp;</td>
      <td style="width: 1%; text-align: left">&nbsp;</td>
      <td style="width: 1%">&nbsp;</td>
      <td style="width: 30%">&nbsp;</td>
     </tr>
     <tr style="vertical-align: bottom; background-color: rgb(204,238,255)">
      <td style="text-align: left; padding-bottom: 1pt">Small Business Administration</td>
      <td style="padding-bottom: 1pt">&nbsp;</td>
      <td style="border-bottom: Black 1pt solid; text-align: left">&nbsp;</td>
      <td style="border-bottom: Black 1pt solid; text-align: right">1</td>
      <td style="border-bottom: Black 1pt solid; text-align: left">&nbsp;</td>
      <td style="border-bottom: Black 1pt solid; text-align: left">&nbsp;</td>
      <td style="border-bottom: Black 1pt solid; text-align: left">$</td>
      <td style="border-bottom: Black 1pt solid; text-align: right">41</td>
      <td style="border-bottom: Black 1pt solid; text-align: left">&nbsp;</td>
      <td style="padding-bottom: 1pt">&nbsp;</td>
      <td style="text-align: left; padding-bottom: 1pt">Received a below market interest rate and the loan amortization was extended</td>
     </tr>
     <tr style="vertical-align: bottom; background-color: White">
      <td style="padding-bottom: 2.25pt; padding-left: 10pt">Total</td>
      <td style="padding-bottom: 2.25pt">&nbsp;</td>
      <td style="border-bottom: Black 2.25pt double; text-align: left">&nbsp;</td>
      <td style="border-bottom: Black 2.25pt double; text-align: right">1</td>
      <td style="border-bottom: Black 2.25pt double; text-align: left">&nbsp;</td>
      <td style="border-bottom: Black 2.25pt double; text-align: left">&nbsp;</td>
      <td style="border-bottom: Black 2.25pt double; text-align: left">$</td>
      <td style="border-bottom: Black 2.25pt double; text-align: right">41</td>
      <td style="border-bottom: Black 2.25pt double; text-align: left">&nbsp;</td>
      <td style="padding-bottom: 2.25pt">&nbsp;</td>
      <td style="text-align: right; padding-bottom: 2.25pt">&nbsp;</td>
     </tr>

   </table><br/><p style="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify">The recorded investment of the loan modified and classified to a TDR, presented in the table above, was unchanged as there was no principal forgiven in this modification. During the year ended December 31, 2015, one commercial existing TDR was re-modified by extending the term and advancing an additional $28,000.</p><br/><p style="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify">There were no loans modified and classified as TDR during the year ended December 31, 2014.</p><br/><p style="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify">The following table shows loans modified and classified as TDR during the year ended December 31, 2013:</p><br/><table cellpadding="0" cellspacing="0" style="border-collapse: collapse; width: 100%; font: 10pt Times New Roman, Times, Serif">

     <tr style="vertical-align: bottom">
      <td>&nbsp;</td>
      <td style="padding-bottom: 1pt">&nbsp;</td>
      <td colspan="9" style="text-align: center; border-bottom: Black 1pt solid">For the year ended<br /> December 31, 2013</td>
     </tr>
     <tr style="vertical-align: bottom">
      <td style="font-style: italic; border-bottom: Black 1pt solid">(Dollars in thousands)</td>
      <td style="padding-bottom: 1pt; border-bottom: Black 1pt solid">&nbsp;</td>
      <td colspan="3" style="text-align: center; border-bottom: Black 1pt solid">Number</td>
      <td style="padding-bottom: 1pt; border-bottom: Black 1pt solid">&nbsp;</td>
      <td colspan="3" style="text-align: center; border-bottom: Black 1pt solid">Balance</td>
      <td style="padding-bottom: 1pt; border-bottom: Black 1pt solid">&nbsp;</td>
      <td style="text-align: center; border-bottom: Black 1pt solid">Modification description</td>
     </tr>
     <tr style="vertical-align: bottom; background-color: White">
      <td style="font-weight: bold">&nbsp;</td>
      <td>&nbsp;</td>
      <td style="text-align: left">&nbsp;</td>
      <td style="text-align: right">&nbsp;</td>
      <td style="text-align: left">&nbsp;</td>
      <td>&nbsp;</td>
      <td style="text-align: left">&nbsp;</td>
      <td style="text-align: right">&nbsp;</td>
      <td style="text-align: left">&nbsp;</td>
      <td>&nbsp;</td>
      <td style="text-align: left">&nbsp;</td>
     </tr>
     <tr style="vertical-align: bottom; background-color: rgb(204,238,255)">
      <td style="width: 43%; text-align: left">Multi-family residential</td>
      <td style="width: 1%">&nbsp;</td>
      <td style="width: 1%; text-align: left">&nbsp;</td>
      <td style="width: 10%; text-align: right">2</td>
      <td style="width: 1%; text-align: left">&nbsp;</td>
      <td style="width: 1%">&nbsp;</td>
      <td style="width: 1%; text-align: left">$</td>
      <td style="width: 10%; text-align: right">698</td>
      <td style="width: 1%; text-align: left">&nbsp;</td>
      <td style="width: 1%">&nbsp;</td>
      <td style="width: 30%; text-align: left">&nbsp;Received a below market interest rate and the loan amortization was extended</td>
     </tr>
     <tr style="vertical-align: bottom; background-color: White">
      <td style="text-align: left">Commercial real estate</td>
      <td>&nbsp;</td>
      <td style="text-align: left">&nbsp;</td>
      <td style="text-align: right">1</td>
      <td style="text-align: left">&nbsp;</td>
      <td>&nbsp;</td>
      <td style="text-align: left">&nbsp;</td>
      <td style="text-align: right">273</td>
      <td style="text-align: left">&nbsp;</td>
      <td>&nbsp;</td>
      <td style="text-align: left">&nbsp;Received a below market interest rate and the loan amortization was extended</td>
     </tr>
     <tr style="vertical-align: bottom; background-color: rgb(204,238,255)">
      <td style="text-align: left">One-to-four family - mixed-use property</td>
      <td>&nbsp;</td>
      <td style="text-align: left">&nbsp;</td>
      <td style="text-align: right">1</td>
      <td style="text-align: left">&nbsp;</td>
      <td>&nbsp;</td>
      <td style="text-align: left">&nbsp;</td>
      <td style="text-align: right">390</td>
      <td style="text-align: left">&nbsp;</td>
      <td>&nbsp;</td>
      <td style="text-align: left">&nbsp;Received a below market interest rate and the loan amortization was extended</td>
     </tr>
     <tr style="vertical-align: bottom; background-color: White">
      <td style="text-align: left; padding-bottom: 1pt">Commercial business and other</td>
      <td style="padding-bottom: 1pt">&nbsp;</td>
      <td style="border-bottom: Black 1pt solid; text-align: left">&nbsp;</td>
      <td style="border-bottom: Black 1pt solid; text-align: right">2</td>
      <td style="border-bottom: Black 1pt solid; text-align: left">&nbsp;</td>
      <td style="border-bottom: Black 1pt solid; text-align: left">&nbsp;</td>
      <td style="border-bottom: Black 1pt solid; text-align: left">&nbsp;</td>
      <td style="border-bottom: Black 1pt solid; text-align: right">687</td>
      <td style="border-bottom: Black 1pt solid; text-align: left">&nbsp;</td>
      <td style="padding-bottom: 1pt">&nbsp;</td>
      <td style="text-align: left; padding-bottom: 1pt">&nbsp;Received a below market interest rate and the loan amortization was extended</td>
     </tr>
     <tr style="vertical-align: bottom; background-color: rgb(204,238,255)">
      <td style="padding-bottom: 2.25pt">Total</td>
      <td style="padding-bottom: 2.25pt">&nbsp;</td>
      <td style="border-bottom: Black 2.25pt double; text-align: left">&nbsp;</td>
      <td style="border-bottom: Black 2.25pt double; text-align: right">6</td>
      <td style="border-bottom: Black 2.25pt double; text-align: left">&nbsp;</td>
      <td style="border-bottom: Black 2.25pt double; text-align: left">&nbsp;</td>
      <td style="border-bottom: Black 2.25pt double; text-align: left">$</td>
      <td style="border-bottom: Black 2.25pt double; text-align: right">2,048</td>
      <td style="border-bottom: Black 2.25pt double; text-align: left">&nbsp;</td>
      <td style="padding-bottom: 2.25pt">&nbsp;</td>
      <td style="text-align: left; padding-bottom: 2.25pt">&nbsp;</td>
     </tr>

   </table><br/><p style="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify">The following table shows our recorded investment for loans classified as TDR that are performing according to their restructured terms at the periods indicated:</p><br/><table cellpadding="0" cellspacing="0" style="border-collapse: collapse; width: 100%; font: 10pt Times New Roman, Times, Serif">

     <tr style="vertical-align: bottom">
      <td>&nbsp;</td>
      <td style="padding-bottom: 1pt">&nbsp;</td>
      <td colspan="7" style="text-align: center; border-bottom: Black 1pt solid">December 31, 2015</td>
      <td style="padding-bottom: 1pt">&nbsp;</td>
      <td colspan="7" style="text-align: center; border-bottom: Black 1pt solid">December 31, 2014</td>
     </tr>
     <tr style="vertical-align: bottom">
      <td colspan="1" style="font-style: italic; border-bottom: Black 1pt solid">(Dollars in thousands)</td>
      <td style="border-bottom: Black 1pt solid; text-align: left">&nbsp;</td>
      <td colspan="3" style="text-align: center; border-bottom: Black 1pt solid">Number<br /> of contracts</td>
      <td style="padding-bottom: 1pt">&nbsp;</td>
      <td colspan="3" style="text-align: center; border-bottom: Black 1pt solid">Recorded<br /> investment</td>
      <td style="padding-bottom: 1pt">&nbsp;</td>
      <td colspan="3" style="text-align: center; border-bottom: Black 1pt solid">Number<br /> of contracts</td>
      <td style="padding-bottom: 1pt">&nbsp;</td>
      <td colspan="3" style="text-align: center; border-bottom: Black 1pt solid">Recorded<br /> investment</td>
     </tr>
     <tr style="vertical-align: bottom">
      <td style="font-weight: bold">&nbsp;</td>
      <td style="font-weight: bold">&nbsp;</td>
      <td colspan="3" style="font-weight: bold; text-align: right">&nbsp;</td>
      <td>&nbsp;</td>
      <td colspan="3" style="text-align: center">&nbsp;</td>
      <td style="font-weight: bold">&nbsp;</td>
      <td colspan="3" style="font-weight: bold">&nbsp;</td>
      <td>&nbsp;</td>
      <td colspan="3" style="text-align: center">&nbsp;</td>
     </tr>
     <tr style="vertical-align: bottom; background-color: rgb(204,238,255)">
      <td style="width: 56%; text-align: left">Multi-family residential</td>
      <td style="width: 1%">&nbsp;</td>
      <td style="width: 1%; text-align: left">&nbsp;</td>
      <td style="width: 8%; text-align: right">9</td>
      <td style="width: 1%; text-align: left">&nbsp;</td>
      <td style="width: 1%">&nbsp;</td>
      <td style="width: 1%; text-align: left">$</td>
      <td style="width: 8%; text-align: right">2,626</td>
      <td style="width: 1%; text-align: left">&nbsp;</td>
      <td style="width: 1%">&nbsp;</td>
      <td style="width: 1%; text-align: left">&nbsp;</td>
      <td style="width: 8%; text-align: right">10</td>
      <td style="width: 1%; text-align: left">&nbsp;</td>
      <td style="width: 1%">&nbsp;</td>
      <td style="width: 1%; text-align: left">$</td>
      <td style="width: 8%; text-align: right">3,034</td>
      <td style="width: 1%; text-align: left">&nbsp;</td>
     </tr>
     <tr style="vertical-align: bottom; background-color: White">
      <td style="text-align: left">Commercial real estate</td>
      <td>&nbsp;</td>
      <td style="text-align: left">&nbsp;</td>
      <td style="text-align: right">3</td>
      <td style="text-align: left">&nbsp;</td>
      <td>&nbsp;</td>
      <td style="text-align: left">&nbsp;</td>
      <td style="text-align: right">2,371</td>
      <td style="text-align: left">&nbsp;</td>
      <td>&nbsp;</td>
      <td style="text-align: left">&nbsp;</td>
      <td style="text-align: right">3</td>
      <td style="text-align: left">&nbsp;</td>
      <td>&nbsp;</td>
      <td style="text-align: left">&nbsp;</td>
      <td style="text-align: right">2,373</td>
      <td style="text-align: left">&nbsp;</td>
     </tr>
     <tr style="vertical-align: bottom; background-color: rgb(204,238,255)">
      <td style="text-align: left">One-to-four family - mixed-use property</td>
      <td>&nbsp;</td>
      <td style="text-align: left">&nbsp;</td>
      <td style="text-align: right">6</td>
      <td style="text-align: left">&nbsp;</td>
      <td>&nbsp;</td>
      <td style="text-align: left">&nbsp;</td>
      <td style="text-align: right">2,052</td>
      <td style="text-align: left">&nbsp;</td>
      <td>&nbsp;</td>
      <td style="text-align: left">&nbsp;</td>
      <td style="text-align: right">7</td>
      <td style="text-align: left">&nbsp;</td>
      <td>&nbsp;</td>
      <td style="text-align: left">&nbsp;</td>
      <td style="text-align: right">2,381</td>
      <td style="text-align: left">&nbsp;</td>
     </tr>
     <tr style="vertical-align: bottom; background-color: White">
      <td style="text-align: left">One-to-four family - residential</td>
      <td>&nbsp;</td>
      <td style="text-align: left">&nbsp;</td>
      <td style="text-align: right">1</td>
      <td style="text-align: left">&nbsp;</td>
      <td>&nbsp;</td>
      <td style="text-align: left">&nbsp;</td>
      <td style="text-align: right">343</td>
      <td style="text-align: left">&nbsp;</td>
      <td>&nbsp;</td>
      <td style="text-align: left">&nbsp;</td>
      <td style="text-align: right">1</td>
      <td style="text-align: left">&nbsp;</td>
      <td>&nbsp;</td>
      <td style="text-align: left">&nbsp;</td>
      <td style="text-align: right">354</td>
      <td style="text-align: left">&nbsp;</td>
     </tr>
     <tr style="vertical-align: bottom; background-color: rgb(204,238,255)">
      <td style="text-align: left">Small business administration</td>
      <td>&nbsp;</td>
      <td style="text-align: left">&nbsp;</td>
      <td style="text-align: right">1</td>
      <td style="text-align: left">&nbsp;</td>
      <td>&nbsp;</td>
      <td style="text-align: left">&nbsp;</td>
      <td style="text-align: right">34</td>
      <td style="text-align: left">&nbsp;</td>
      <td>&nbsp;</td>
      <td style="text-align: left">&nbsp;</td>
      <td style="text-align: right">-</td>
      <td style="text-align: left">&nbsp;</td>
      <td>&nbsp;</td>
      <td style="text-align: left">&nbsp;</td>
      <td style="text-align: right">-</td>
      <td style="text-align: left">&nbsp;</td>
     </tr>
     <tr style="vertical-align: bottom; background-color: White">
      <td style="text-align: left">Commercial business and other</td>
      <td>&nbsp;</td>
      <td style="text-align: left">&nbsp;</td>
      <td style="text-align: right">4</td>
      <td style="text-align: left">&nbsp;</td>
      <td>&nbsp;</td>
      <td style="text-align: left">&nbsp;</td>
      <td style="text-align: right">2,083</td>
      <td style="text-align: left">&nbsp;</td>
      <td>&nbsp;</td>
      <td style="text-align: left">&nbsp;</td>
      <td style="text-align: right">4</td>
      <td style="text-align: left">&nbsp;</td>
      <td>&nbsp;</td>
      <td style="text-align: left">&nbsp;</td>
      <td style="text-align: right">2,249</td>
      <td style="text-align: left">&nbsp;</td>
     </tr>
     <tr style="vertical-align: bottom; background-color: rgb(204,238,255)">
      <td style="padding-bottom: 1pt">&nbsp;</td>
      <td style="padding-bottom: 1pt">&nbsp;</td>
      <td style="border-bottom: Black 1pt solid; text-align: left">&nbsp;</td>
      <td style="border-bottom: Black 1pt solid; text-align: right">&nbsp;</td>
      <td style="border-bottom: Black 1pt solid; text-align: left">&nbsp;</td>
      <td style="padding-bottom: 1pt">&nbsp;</td>
      <td style="border-bottom: Black 1pt solid; text-align: left">&nbsp;</td>
      <td style="border-bottom: Black 1pt solid; text-align: right">&nbsp;</td>
      <td style="border-bottom: Black 1pt solid; text-align: left">&nbsp;</td>
      <td style="padding-bottom: 1pt">&nbsp;</td>
      <td style="border-bottom: Black 1pt solid; text-align: left">&nbsp;</td>
      <td style="border-bottom: Black 1pt solid; text-align: right">&nbsp;</td>
      <td style="border-bottom: Black 1pt solid; text-align: left">&nbsp;</td>
      <td style="padding-bottom: 1pt">&nbsp;</td>
      <td style="border-bottom: Black 1pt solid; text-align: left">&nbsp;</td>
      <td style="border-bottom: Black 1pt solid; text-align: right">&nbsp;</td>
      <td style="border-bottom: Black 1pt solid; text-align: left">&nbsp;</td>
     </tr>
     <tr style="vertical-align: bottom; background-color: White">
      <td style="text-align: left; padding-bottom: 2.25pt; padding-left: 10pt">Total performing troubled debt restructured</td>
      <td style="padding-bottom: 2.25pt">&nbsp;</td>
      <td style="border-bottom: Black 2.25pt double; text-align: left">&nbsp;</td>
      <td style="border-bottom: Black 2.25pt double; text-align: right">24</td>
      <td style="border-bottom: Black 2.25pt double; text-align: left">&nbsp;</td>
      <td style="padding-bottom: 2.25pt">&nbsp;</td>
      <td style="border-bottom: Black 2.25pt double; text-align: left">$</td>
      <td style="border-bottom: Black 2.25pt double; text-align: right">9,509</td>
      <td style="border-bottom: Black 2.25pt double; text-align: left">&nbsp;</td>
      <td style="padding-bottom: 2.25pt">&nbsp;</td>
      <td style="border-bottom: Black 2.25pt double; text-align: left">&nbsp;</td>
      <td style="border-bottom: Black 2.25pt double; text-align: right">25</td>
      <td style="border-bottom: Black 2.25pt double; text-align: left">&nbsp;</td>
      <td style="padding-bottom: 2.25pt">&nbsp;</td>
      <td style="border-bottom: Black 2.25pt double; text-align: left">$</td>
      <td style="border-bottom: Black 2.25pt double; text-align: right">10,391</td>
      <td style="border-bottom: Black 2.25pt double; text-align: left">&nbsp;</td>
     </tr>

   </table><br/><p style="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify">During the year ended December 31, 2015, one TDR loan totaling $0.4 million was transferred to non-performing status, resulting in this loan being included in non-performing loans. During the year ended December 31, 2014, three TDR loans totaling $2.7 million were transferred to non-performing status, resulting in these loans being included in non-performing loans. Subsequent to being transferred to non-performing loans, two of these loans were paid in full during the year ended December 31, 2014. During the year ended December 31, 2013, no TDR loans were transferred to non-performing status.</p><br/><p style="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">The following table shows our recorded investment for loans classified as TDR that are not performing according to their restructured terms at the periods indicated:</p><br/><table cellpadding="0" cellspacing="0" style="border-collapse: collapse; width: 100%; font: 10pt Times New Roman, Times, Serif">

     <tr style="vertical-align: bottom">
      <td>&nbsp;</td>
      <td style="padding-bottom: 1pt">&nbsp;</td>
      <td colspan="7" style="text-align: center; border-bottom: Black 1pt solid">December 31, 2015</td>
      <td style="padding-bottom: 1pt">&nbsp;</td>
      <td colspan="7" style="text-align: center; border-bottom: Black 1pt solid">December 31, 2014</td>
     </tr>
     <tr style="vertical-align: bottom">
      <td colspan="1" style="font-style: italic; border-bottom: Black 1pt solid">(Dollars in thousands)</td>
      <td style="border-bottom: Black 1pt solid; text-align: left">&nbsp;</td>
      <td colspan="3" style="text-align: center; border-bottom: Black 1pt solid">Number<br /> of contracts</td>
      <td style="padding-bottom: 1pt">&nbsp;</td>
      <td colspan="3" style="text-align: center; border-bottom: Black 1pt solid">Recorded<br /> investment</td>
      <td style="padding-bottom: 1pt">&nbsp;</td>
      <td colspan="3" style="text-align: center; border-bottom: Black 1pt solid">Number<br /> of contracts</td>
      <td style="padding-bottom: 1pt">&nbsp;</td>
      <td colspan="3" style="text-align: center; border-bottom: Black 1pt solid">Recorded<br /> investment</td>
     </tr>
     <tr style="vertical-align: bottom">
      <td style="font-weight: bold">&nbsp;</td>
      <td style="font-weight: bold">&nbsp;</td>
      <td colspan="3" style="font-weight: bold; text-align: right">&nbsp;</td>
      <td>&nbsp;</td>
      <td colspan="3" style="text-align: center">&nbsp;</td>
      <td style="font-weight: bold">&nbsp;</td>
      <td colspan="3" style="font-weight: bold">&nbsp;</td>
      <td>&nbsp;</td>
      <td colspan="3" style="text-align: center">&nbsp;</td>
     </tr>
     <tr style="vertical-align: bottom; background-color: rgb(204,238,255)">
      <td style="width: 56%; text-align: left">Multi-family residential</td>
      <td style="width: 1%">&nbsp;</td>
      <td style="width: 1%; text-align: left">&nbsp;</td>
      <td style="width: 8%; text-align: right">1</td>
      <td style="width: 1%; text-align: left">&nbsp;</td>
      <td style="width: 1%">&nbsp;</td>
      <td style="width: 1%; text-align: left">$</td>
      <td style="width: 8%; text-align: right">391</td>
      <td style="width: 1%; text-align: left">&nbsp;</td>
      <td style="width: 1%">&nbsp;</td>
      <td style="width: 1%; text-align: left">&nbsp;</td>
      <td style="width: 8%; text-align: right">-</td>
      <td style="width: 1%; text-align: left">&nbsp;</td>
      <td style="width: 1%">&nbsp;</td>
      <td style="width: 1%; text-align: left">$</td>
      <td style="width: 8%; text-align: right">-</td>
      <td style="width: 1%; text-align: left">&nbsp;</td>
     </tr>
     <tr style="vertical-align: bottom; background-color: White">
      <td style="text-align: left">Commercial real estate</td>
      <td>&nbsp;</td>
      <td style="text-align: left">&nbsp;</td>
      <td style="text-align: right">-</td>
      <td style="text-align: left">&nbsp;</td>
      <td>&nbsp;</td>
      <td style="text-align: left">&nbsp;</td>
      <td style="text-align: right">-</td>
      <td style="text-align: left">&nbsp;</td>
      <td>&nbsp;</td>
      <td style="text-align: left">&nbsp;</td>
      <td style="text-align: right">1</td>
      <td style="text-align: left">&nbsp;</td>
      <td>&nbsp;</td>
      <td style="text-align: left">&nbsp;</td>
      <td style="text-align: right">2,252</td>
      <td style="text-align: left">&nbsp;</td>
     </tr>
     <tr style="vertical-align: bottom; background-color: rgb(204,238,255)">
      <td style="text-align: left">One-to-four family - mixed-use property</td>
      <td>&nbsp;</td>
      <td style="text-align: left">&nbsp;</td>
      <td style="text-align: right">-</td>
      <td style="text-align: left">&nbsp;</td>
      <td>&nbsp;</td>
      <td style="text-align: left">&nbsp;</td>
      <td style="text-align: right">-</td>
      <td style="text-align: left">&nbsp;</td>
      <td>&nbsp;</td>
      <td style="text-align: left">&nbsp;</td>
      <td style="text-align: right">1</td>
      <td style="text-align: left">&nbsp;</td>
      <td>&nbsp;</td>
      <td style="text-align: left">&nbsp;</td>
      <td style="text-align: right">187</td>
      <td style="text-align: left">&nbsp;</td>
     </tr>
     <tr style="vertical-align: bottom; background-color: White">
      <td style="padding-bottom: 1pt">&nbsp;</td>
      <td style="padding-bottom: 1pt">&nbsp;</td>
      <td style="text-align: left; padding-bottom: 1pt; border-bottom: Black 1pt solid">&nbsp;</td>
      <td style="text-align: right; border-bottom: Black 1pt solid">&nbsp;</td>
      <td style="text-align: left; padding-bottom: 1pt; border-bottom: Black 1pt solid">&nbsp;</td>
      <td style="padding-bottom: 1pt">&nbsp;</td>
      <td style="text-align: left; border-bottom: Black 1pt solid">&nbsp;</td>
      <td style="text-align: right; border-bottom: Black 1pt solid">&nbsp;</td>
      <td style="text-align: left; padding-bottom: 1pt; border-bottom: Black 1pt solid">&nbsp;</td>
      <td style="padding-bottom: 1pt">&nbsp;</td>
      <td style="text-align: left; padding-bottom: 1pt; border-bottom: Black 1pt solid">&nbsp;</td>
      <td style="text-align: right; border-bottom: Black 1pt solid">&nbsp;</td>
      <td style="text-align: left; padding-bottom: 1pt; border-bottom: Black 1pt solid">&nbsp;</td>
      <td style="padding-bottom: 1pt">&nbsp;</td>
      <td style="text-align: left; border-bottom: Black 1pt solid">&nbsp;</td>
      <td style="text-align: right; border-bottom: Black 1pt solid">&nbsp;</td>
      <td style="text-align: left; padding-bottom: 1pt">&nbsp;</td>
     </tr>
     <tr style="vertical-align: bottom; background-color: White">
      <td style="text-align: left; padding-bottom: 2.25pt; padding-left: 10pt">Total troubled debt restructurings that subsequently defaulted</td>
      <td style="padding-bottom: 2.25pt">&nbsp;</td>
      <td style="border-bottom: Black 2.25pt double; text-align: left">&nbsp;</td>
      <td style="border-bottom: Black 2.25pt double; text-align: right">1</td>
      <td style="border-bottom: Black 2.25pt double; text-align: left">&nbsp;</td>
      <td style="padding-bottom: 2.25pt">&nbsp;</td>
      <td style="border-bottom: Black 2.25pt double; text-align: left">$</td>
      <td style="border-bottom: Black 2.25pt double; text-align: right">391</td>
      <td style="border-bottom: Black 2.25pt double; text-align: left">&nbsp;</td>
      <td style="padding-bottom: 2.25pt">&nbsp;</td>
      <td style="border-bottom: Black 2.25pt double; text-align: left">&nbsp;</td>
      <td style="border-bottom: Black 2.25pt double; text-align: right">2</td>
      <td style="border-bottom: Black 2.25pt double; text-align: left">&nbsp;</td>
      <td style="padding-bottom: 2.25pt">&nbsp;</td>
      <td style="border-bottom: Black 2.25pt double; text-align: left">$</td>
      <td style="border-bottom: Black 2.25pt double; text-align: right">2,439</td>
      <td style="border-bottom: Black 2.25pt double; text-align: left">&nbsp;</td>
     </tr>

   </table><br/><p style="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 0in">The following table shows our non-performing loans at the periods indicated:</p><br/><table cellpadding="0" cellspacing="0" style="border-collapse: collapse; width: 100%; font: 10pt Times New Roman, Times, Serif">

     <tr style="vertical-align: bottom">
      <td>&nbsp;</td>
      <td style="padding-bottom: 1pt">&nbsp;</td>
      <td colspan="7" style="text-align: center; border-bottom: Black 1pt solid">At December 31,</td>
     </tr>
     <tr style="vertical-align: bottom">
      <td colspan="1" style="font-style: italic; text-align: left; border-bottom: Black 1pt solid">(In thousands)</td>
      <td style="padding-bottom: 1pt; border-bottom: Black 1pt solid">&nbsp;</td>
      <td colspan="3" style="text-align: center; border-bottom: Black 1pt solid">2015</td>
      <td style="padding-bottom: 1pt; border-bottom: Black 1pt solid">&nbsp;</td>
      <td colspan="3" style="text-align: center; border-bottom: Black 1pt solid">2014</td>
     </tr>
     <tr style="vertical-align: bottom">
      <td>&nbsp;</td>
      <td>&nbsp;</td>
      <td colspan="3" style="text-align: right">&nbsp;</td>
      <td>&nbsp;</td>
      <td colspan="3" style="text-align: right">&nbsp;</td>
     </tr>
     <tr style="vertical-align: bottom; background-color: rgb(204,238,255)">
      <td style="font-weight: bold; text-align: left; padding-left: 0pt">Loans ninety days or more past due and still accruing:</td>
      <td>&nbsp;</td>
      <td style="text-align: left">&nbsp;</td>
      <td style="text-align: right">&nbsp;</td>
      <td style="text-align: left">&nbsp;</td>
      <td>&nbsp;</td>
      <td style="text-align: left">&nbsp;</td>
      <td style="text-align: right">&nbsp;</td>
      <td style="text-align: left">&nbsp;</td>
     </tr>
     <tr style="vertical-align: bottom; background-color: White">
      <td style="width: 70%; text-align: left">Multi-family residential</td>
      <td style="width: 1%">&nbsp;</td>
      <td style="width: 1%; text-align: left">$</td>
      <td style="width: 12%; text-align: right">233</td>
      <td style="width: 1%; text-align: left">&nbsp;</td>
      <td style="width: 1%">&nbsp;</td>
      <td style="width: 1%; text-align: left">$</td>
      <td style="width: 12%; text-align: right">676</td>
      <td style="width: 1%; text-align: left">&nbsp;</td>
     </tr>
     <tr style="vertical-align: bottom; background-color: rgb(204,238,255)">
      <td style="text-align: left">Commercial real estate</td>
      <td>&nbsp;</td>
      <td style="text-align: left">&nbsp;</td>
      <td style="text-align: right">1,183</td>
      <td style="text-align: left">&nbsp;</td>
      <td>&nbsp;</td>
      <td style="text-align: left">&nbsp;</td>
      <td style="text-align: right">820</td>
      <td style="text-align: left">&nbsp;</td>
     </tr>
     <tr style="vertical-align: bottom; background-color: White">
      <td style="text-align: left">One-to-four family mixed-use property</td>
      <td>&nbsp;</td>
      <td style="text-align: left">&nbsp;</td>
      <td style="text-align: right">611</td>
      <td style="text-align: left">&nbsp;</td>
      <td>&nbsp;</td>
      <td style="text-align: left">&nbsp;</td>
      <td style="text-align: right">405</td>
      <td style="text-align: left">&nbsp;</td>
     </tr>
     <tr style="vertical-align: bottom; background-color: rgb(204,238,255)">
      <td style="text-align: left">One-to-four family residential</td>
      <td>&nbsp;</td>
      <td style="text-align: left">&nbsp;</td>
      <td style="text-align: right">13</td>
      <td style="text-align: left">&nbsp;</td>
      <td>&nbsp;</td>
      <td style="text-align: left">&nbsp;</td>
      <td style="text-align: right">14</td>
      <td style="text-align: left">&nbsp;</td>
     </tr>
     <tr style="vertical-align: bottom; background-color: White">
      <td>Construction</td>
      <td>&nbsp;</td>
      <td style="text-align: left">&nbsp;</td>
      <td style="text-align: right">1,000</td>
      <td style="text-align: left">&nbsp;</td>
      <td>&nbsp;</td>
      <td style="text-align: left">&nbsp;</td>
      <td style="text-align: right">-</td>
      <td style="text-align: left">&nbsp;</td>
     </tr>
     <tr style="vertical-align: bottom; background-color: rgb(204,238,255)">
      <td style="text-align: left; padding-bottom: 1pt">Commercial business and other</td>
      <td style="padding-bottom: 1pt">&nbsp;</td>
      <td style="border-bottom: Black 1pt solid; text-align: left">&nbsp;</td>
      <td style="border-bottom: Black 1pt solid; text-align: right">220</td>
      <td style="border-bottom: Black 1pt solid; text-align: left">&nbsp;</td>
      <td style="padding-bottom: 1pt">&nbsp;</td>
      <td style="border-bottom: Black 1pt solid; text-align: left">&nbsp;</td>
      <td style="border-bottom: Black 1pt solid; text-align: right">386</td>
      <td style="border-bottom: Black 1pt solid; text-align: left">&nbsp;</td>
     </tr>
     <tr style="vertical-align: bottom; background-color: White">
      <td style="padding-bottom: 1pt; padding-left: 10pt">Total</td>
      <td style="padding-bottom: 1pt">&nbsp;</td>
      <td style="border-bottom: Black 1pt solid; text-align: left">&nbsp;</td>
      <td style="border-bottom: Black 1pt solid; text-align: right">3,260</td>
      <td style="border-bottom: Black 1pt solid; text-align: left">&nbsp;</td>
      <td style="padding-bottom: 1pt">&nbsp;</td>
      <td style="border-bottom: Black 1pt solid; text-align: left">&nbsp;</td>
      <td style="border-bottom: Black 1pt solid; text-align: right">2,301</td>
      <td style="border-bottom: Black 1pt solid; text-align: left">&nbsp;</td>
     </tr>
     <tr style="vertical-align: bottom; background-color: rgb(204,238,255)">
      <td>&nbsp;</td>
      <td>&nbsp;</td>
      <td style="text-align: left">&nbsp;</td>
      <td style="text-align: right">&nbsp;</td>
      <td style="text-align: left">&nbsp;</td>
      <td>&nbsp;</td>
      <td style="text-align: left">&nbsp;</td>
      <td style="text-align: right">&nbsp;</td>
      <td style="text-align: left">&nbsp;</td>
     </tr>
     <tr style="vertical-align: bottom; background-color: White">
      <td style="font-weight: bold; text-align: left">Non-accrual mortgage loans:</td>
      <td>&nbsp;</td>
      <td style="text-align: left">&nbsp;</td>
      <td style="text-align: right">&nbsp;</td>
      <td style="text-align: left">&nbsp;</td>
      <td>&nbsp;</td>
      <td style="text-align: left">&nbsp;</td>
      <td style="text-align: right">&nbsp;</td>
      <td style="text-align: left">&nbsp;</td>
     </tr>
     <tr style="vertical-align: bottom; background-color: rgb(204,238,255)">
      <td style="text-align: left">Multi-family residential</td>
      <td>&nbsp;</td>
      <td style="text-align: left">&nbsp;</td>
      <td style="text-align: right">3,561</td>
      <td style="text-align: left">&nbsp;</td>
      <td>&nbsp;</td>
      <td style="text-align: left">&nbsp;</td>
      <td style="text-align: right">6,878</td>
      <td style="text-align: left">&nbsp;</td>
     </tr>
     <tr style="vertical-align: bottom; background-color: White">
      <td style="text-align: left">Commercial real estate</td>
      <td>&nbsp;</td>
      <td style="text-align: left">&nbsp;</td>
      <td style="text-align: right">2,398</td>
      <td style="text-align: left">&nbsp;</td>
      <td>&nbsp;</td>
      <td style="text-align: left">&nbsp;</td>
      <td style="text-align: right">5,689</td>
      <td style="text-align: left">&nbsp;</td>
     </tr>
     <tr style="vertical-align: bottom; background-color: rgb(204,238,255)">
      <td style="text-align: left">One-to-four family mixed-use property</td>
      <td>&nbsp;</td>
      <td style="text-align: left">&nbsp;</td>
      <td style="text-align: right">5,952</td>
      <td style="text-align: left">&nbsp;</td>
      <td>&nbsp;</td>
      <td style="text-align: left">&nbsp;</td>
      <td style="text-align: right">6,936</td>
      <td style="text-align: left">&nbsp;</td>
     </tr>
     <tr style="vertical-align: bottom; background-color: White">
      <td style="text-align: left; padding-bottom: 1pt">One-to-four family residential</td>
      <td style="padding-bottom: 1pt">&nbsp;</td>
      <td style="border-bottom: Black 1pt solid; text-align: left">&nbsp;</td>
      <td style="border-bottom: Black 1pt solid; text-align: right">10,120</td>
      <td style="border-bottom: Black 1pt solid; text-align: left">&nbsp;</td>
      <td style="padding-bottom: 1pt">&nbsp;</td>
      <td style="border-bottom: Black 1pt solid; text-align: left">&nbsp;</td>
      <td style="border-bottom: Black 1pt solid; text-align: right">11,244</td>
      <td style="border-bottom: Black 1pt solid; text-align: left">&nbsp;</td>
     </tr>
     <tr style="vertical-align: bottom; background-color: rgb(204,238,255)">
      <td style="padding-bottom: 1pt; padding-left: 10pt">Total</td>
      <td style="padding-bottom: 1pt">&nbsp;</td>
      <td style="border-bottom: Black 1pt solid; text-align: left">&nbsp;</td>
      <td style="border-bottom: Black 1pt solid; text-align: right">22,031</td>
      <td style="border-bottom: Black 1pt solid; text-align: left">&nbsp;</td>
      <td style="padding-bottom: 1pt">&nbsp;</td>
      <td style="border-bottom: Black 1pt solid; text-align: left">&nbsp;</td>
      <td style="border-bottom: Black 1pt solid; text-align: right">30,747</td>
      <td style="border-bottom: Black 1pt solid; text-align: left">&nbsp;</td>
     </tr>
     <tr style="vertical-align: bottom; background-color: White">
      <td>&nbsp;</td>
      <td>&nbsp;</td>
      <td style="text-align: left">&nbsp;</td>
      <td style="text-align: right">&nbsp;</td>
      <td style="text-align: left">&nbsp;</td>
      <td>&nbsp;</td>
      <td style="text-align: left">&nbsp;</td>
      <td style="text-align: right">&nbsp;</td>
      <td style="text-align: left">&nbsp;</td>
     </tr>
     <tr style="vertical-align: bottom; background-color: rgb(204,238,255)">
      <td style="font-weight: bold; text-align: left">Non-accrual non-mortgage loans:</td>
      <td>&nbsp;</td>
      <td style="text-align: left">&nbsp;</td>
      <td style="text-align: right">&nbsp;</td>
      <td style="text-align: left">&nbsp;</td>
      <td>&nbsp;</td>
      <td style="text-align: left">&nbsp;</td>
      <td style="text-align: right">&nbsp;</td>
      <td style="text-align: left">&nbsp;</td>
     </tr>
     <tr style="vertical-align: bottom; background-color: White">
      <td style="text-align: left">Small business administration</td>
      <td>&nbsp;</td>
      <td style="text-align: left">&nbsp;</td>
      <td style="text-align: right">218</td>
      <td style="text-align: left">&nbsp;</td>
      <td>&nbsp;</td>
      <td style="text-align: left">&nbsp;</td>
      <td style="text-align: right">-</td>
      <td style="text-align: left">&nbsp;</td>
     </tr>
     <tr style="vertical-align: bottom; background-color: rgb(204,238,255)">
      <td style="text-align: left; padding-bottom: 1pt">Commercial business and other</td>
      <td style="padding-bottom: 1pt">&nbsp;</td>
      <td style="border-bottom: Black 1pt solid; text-align: left">&nbsp;</td>
      <td style="border-bottom: Black 1pt solid; text-align: right">568</td>
      <td style="border-bottom: Black 1pt solid; text-align: left">&nbsp;</td>
      <td style="padding-bottom: 1pt">&nbsp;</td>
      <td style="border-bottom: Black 1pt solid; text-align: left">&nbsp;</td>
      <td style="border-bottom: Black 1pt solid; text-align: right">1,143</td>
      <td style="border-bottom: Black 1pt solid; text-align: left">&nbsp;</td>
     </tr>
     <tr style="vertical-align: bottom; background-color: White">
      <td style="padding-bottom: 1pt; padding-left: 10pt">Total</td>
      <td style="padding-bottom: 1pt">&nbsp;</td>
      <td style="border-bottom: Black 1pt solid; text-align: left">&nbsp;</td>
      <td style="border-bottom: Black 1pt solid; text-align: right">786</td>
      <td style="border-bottom: Black 1pt solid; text-align: left">&nbsp;</td>
      <td style="padding-bottom: 1pt">&nbsp;</td>
      <td style="border-bottom: Black 1pt solid; text-align: left">&nbsp;</td>
      <td style="border-bottom: Black 1pt solid; text-align: right">1,143</td>
      <td style="border-bottom: Black 1pt solid; text-align: left">&nbsp;</td>
     </tr>
     <tr style="vertical-align: bottom; background-color: rgb(204,238,255)">
      <td>&nbsp;</td>
      <td>&nbsp;</td>
      <td style="text-align: left">&nbsp;</td>
      <td style="text-align: right">&nbsp;</td>
      <td style="text-align: left">&nbsp;</td>
      <td>&nbsp;</td>
      <td style="text-align: left">&nbsp;</td>
      <td style="text-align: right">&nbsp;</td>
      <td style="text-align: left">&nbsp;</td>
     </tr>
     <tr style="vertical-align: bottom; background-color: White">
      <td style="font-weight: bold; text-align: left; padding-bottom: 1pt; padding-left: 20pt">Total non-accrual loans</td>
      <td style="padding-bottom: 1pt">&nbsp;</td>
      <td style="border-bottom: Black 1pt solid; text-align: left">&nbsp;</td>
      <td style="border-bottom: Black 1pt solid; text-align: right">22,817</td>
      <td style="border-bottom: Black 1pt solid; text-align: left">&nbsp;</td>
      <td style="padding-bottom: 1pt">&nbsp;</td>
      <td style="border-bottom: Black 1pt solid; text-align: left">&nbsp;</td>
      <td style="border-bottom: Black 1pt solid; text-align: right">31,890</td>
      <td style="border-bottom: Black 1pt solid; text-align: left">&nbsp;</td>
     </tr>
     <tr style="vertical-align: bottom; background-color: rgb(204,238,255)">
      <td>&nbsp;</td>
      <td>&nbsp;</td>
      <td style="text-align: left">&nbsp;</td>
      <td style="text-align: right">&nbsp;</td>
      <td style="text-align: left">&nbsp;</td>
      <td>&nbsp;</td>
      <td style="text-align: left">&nbsp;</td>
      <td style="text-align: right">&nbsp;</td>
      <td style="text-align: left">&nbsp;</td>
     </tr>
     <tr style="vertical-align: bottom; background-color: White">
      <td>&nbsp;</td>
      <td>&nbsp;</td>
      <td style="text-align: left">&nbsp;</td>
      <td style="text-align: right">&nbsp;</td>
      <td style="text-align: left">&nbsp;</td>
      <td>&nbsp;</td>
      <td style="text-align: left">&nbsp;</td>
      <td style="text-align: right">&nbsp;</td>
      <td style="text-align: left">&nbsp;</td>
     </tr>
     <tr style="vertical-align: bottom; background-color: rgb(204,238,255)">
      <td style="font-weight: bold; text-align: left; padding-bottom: 2.25pt; padding-left: 20pt">Total non-accrual loans and ninety days or more past due and still accruing</td>
      <td style="padding-bottom: 2.25pt">&nbsp;</td>
      <td style="border-bottom: Black 2.25pt double; text-align: left">$</td>
      <td style="border-bottom: Black 2.25pt double; text-align: right">26,077</td>
      <td style="border-bottom: Black 2.25pt double; text-align: left">&nbsp;</td>
      <td style="padding-bottom: 2.25pt">&nbsp;</td>
      <td style="border-bottom: Black 2.25pt double; text-align: left">$</td>
      <td style="border-bottom: Black 2.25pt double; text-align: right">34,191</td>
      <td style="border-bottom: Black 2.25pt double; text-align: left">&nbsp;</td>
     </tr>

   </table><br/><p style="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: left">The following is a summary of interest foregone on non-accrual loans and loans classified as TDR for the years ended December 31:</p><br/><table cellpadding="0" cellspacing="0" style="border-collapse: collapse; width: 100%; font: 10pt Times New Roman, Times, Serif">

     <tr style="vertical-align: bottom">
      <td style="text-align: left">&nbsp;</td>
      <td style="padding-bottom: 1pt">&nbsp;</td>
      <td colspan="3" style="text-align: center; border-bottom: Black 1pt solid">2015</td>
      <td style="padding-bottom: 1pt">&nbsp;</td>
      <td colspan="3" style="text-align: center; border-bottom: Black 1pt solid">2014</td>
      <td style="padding-bottom: 1pt">&nbsp;</td>
      <td colspan="3" style="text-align: center; border-bottom: Black 1pt solid">2013</td>
     </tr>
     <tr style="vertical-align: bottom">
      <td style="text-align: left">&nbsp;</td>
      <td style="font-style: italic">&nbsp;</td>
      <td colspan="11" style="font-style: italic; text-align: center">(In thousands)</td>
     </tr>
     <tr style="vertical-align: bottom; background-color: rgb(204,238,255)">
      <td style="width: 61%; text-align: left; padding-left: 0pt">Interest income that would have been recognized had the loans performed in accordance with their original terms</td>
      <td style="width: 1%">&nbsp;</td>
      <td style="width: 1%; text-align: left">$</td>
      <td style="width: 10%; text-align: right">2,387</td>
      <td style="width: 1%; text-align: left">&nbsp;</td>
      <td style="width: 1%">&nbsp;</td>
      <td style="width: 1%; text-align: left">$</td>
      <td style="width: 10%; text-align: right">2,919</td>
      <td style="width: 1%; text-align: left">&nbsp;</td>
      <td style="width: 1%">&nbsp;</td>
      <td style="width: 1%; text-align: left">$</td>
      <td style="width: 10%; text-align: right">4,656</td>
      <td style="width: 1%; text-align: left">&nbsp;</td>
     </tr>
     <tr style="vertical-align: bottom; background-color: White">
      <td style="text-align: left; padding-bottom: 1pt">Less:&nbsp;&nbsp;Interest income included in the results of operations</td>
      <td style="padding-bottom: 1pt">&nbsp;</td>
      <td style="border-bottom: Black 1pt solid; text-align: left">&nbsp;</td>
      <td style="border-bottom: Black 1pt solid; text-align: right">702</td>
      <td style="border-bottom: Black 1pt solid; text-align: left">&nbsp;</td>
      <td style="padding-bottom: 1pt">&nbsp;</td>
      <td style="border-bottom: Black 1pt solid; text-align: left">&nbsp;</td>
      <td style="border-bottom: Black 1pt solid; text-align: right">796</td>
      <td style="border-bottom: Black 1pt solid; text-align: left">&nbsp;</td>
      <td style="padding-bottom: 1pt">&nbsp;</td>
      <td style="border-bottom: Black 1pt solid; text-align: left">&nbsp;</td>
      <td style="border-bottom: Black 1pt solid; text-align: right">1,213</td>
      <td style="border-bottom: Black 1pt solid; text-align: left">&nbsp;</td>
     </tr>
     <tr style="vertical-align: bottom; background-color: rgb(204,238,255)">
      <td style="text-align: left; padding-bottom: 2.25pt; padding-left: 10pt">Total foregone interest</td>
      <td style="padding-bottom: 2.25pt">&nbsp;</td>
      <td style="border-bottom: Black 2.25pt double; text-align: left">$</td>
      <td style="border-bottom: Black 2.25pt double; text-align: right">1,685</td>
      <td style="border-bottom: Black 2.25pt double; text-align: left">&nbsp;</td>
      <td style="padding-bottom: 2.25pt">&nbsp;</td>
      <td style="border-bottom: Black 2.25pt double; text-align: left">$</td>
      <td style="border-bottom: Black 2.25pt double; text-align: right">2,123</td>
      <td style="border-bottom: Black 2.25pt double; text-align: left">&nbsp;</td>
      <td style="padding-bottom: 2.25pt">&nbsp;</td>
      <td style="border-bottom: Black 2.25pt double; text-align: left">$</td>
      <td style="border-bottom: Black 2.25pt double; text-align: right">3,443</td>
      <td style="border-bottom: Black 2.25pt double; text-align: left">&nbsp;</td>
     </tr>

   </table><br/><p style="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 0in">The following table shows an age analysis of our recorded investment in loans at December 31, 2015:</p><br/><table cellpadding="0" cellspacing="0" style="border-collapse: collapse; width: 100%; font: 10pt Times New Roman, Times, Serif">

     <tr style="vertical-align: bottom">
      <td style="font-style: italic; border-bottom: Black 1pt solid">(in thousands)</td>
      <td style="padding-bottom: 1pt; border-bottom: Black 1pt solid">&nbsp;</td>
      <td colspan="3" style="text-align: center; border-bottom: Black 1pt solid">30 - 59 Days<br /> Past Due</td>
      <td style="padding-bottom: 1pt; border-bottom: Black 1pt solid">&nbsp;</td>
      <td colspan="3" style="text-align: center; border-bottom: Black 1pt solid">60 - 89 Days<br /> Past Due</td>
      <td style="padding-bottom: 1pt; border-bottom: Black 1pt solid">&nbsp;</td>
      <td colspan="3" style="text-align: center; border-bottom: Black 1pt solid">Greater <br /> than<br /> 90 Days</td>
      <td style="padding-bottom: 1pt; border-bottom: Black 1pt solid">&nbsp;</td>
      <td colspan="3" style="text-align: center; border-bottom: Black 1pt solid">Total Past<br /> Due</td>
      <td style="padding-bottom: 1pt; border-bottom: Black 1pt solid">&nbsp;</td>
      <td colspan="3" style="text-align: center; border-bottom: Black 1pt solid">Current</td>
      <td style="padding-bottom: 1pt; border-bottom: Black 1pt solid">&nbsp;</td>
      <td colspan="3" style="text-align: center; border-bottom: Black 1pt solid">Total Loans</td>
     </tr>
     <tr style="vertical-align: bottom">
      <td>&nbsp;</td>
      <td style="font-style: italic">&nbsp;</td>
      <td colspan="15" style="font-style: italic; text-align: center">&nbsp;</td>
      <td>&nbsp;</td>
      <td colspan="3">&nbsp;</td>
      <td>&nbsp;</td>
      <td colspan="3">&nbsp;</td>
     </tr>
     <tr style="vertical-align: bottom">
      <td style="font-weight: bold">&nbsp;</td>
      <td>&nbsp;</td>
      <td colspan="3" style="text-align: center">&nbsp;</td>
      <td>&nbsp;</td>
      <td colspan="3" style="text-align: center">&nbsp;</td>
      <td>&nbsp;</td>
      <td colspan="3">&nbsp;</td>
      <td>&nbsp;</td>
      <td colspan="3">&nbsp;</td>
      <td>&nbsp;</td>
      <td colspan="3">&nbsp;</td>
      <td>&nbsp;</td>
      <td colspan="3">&nbsp;</td>
     </tr>
     <tr style="vertical-align: bottom; background-color: rgb(204,238,255)">
      <td style="width: 40%; text-align: left">Multi-family residential</td>
      <td style="width: 1%">&nbsp;</td>
      <td style="width: 1%; text-align: left">$</td>
      <td style="width: 7%; text-align: right">9,421</td>
      <td style="width: 1%; text-align: left">&nbsp;</td>
      <td style="width: 1%">&nbsp;</td>
      <td style="width: 1%; text-align: left">$</td>
      <td style="width: 7%; text-align: right">804</td>
      <td style="width: 1%; text-align: left">&nbsp;</td>
      <td style="width: 1%">&nbsp;</td>
      <td style="width: 1%; text-align: left">$</td>
      <td style="width: 7%; text-align: right">3,794</td>
      <td style="width: 1%; text-align: left">&nbsp;</td>
      <td style="width: 1%">&nbsp;</td>
      <td style="width: 1%; text-align: left">$</td>
      <td style="width: 7%; text-align: right">14,019</td>
      <td style="width: 1%; text-align: left">&nbsp;</td>
      <td style="width: 1%">&nbsp;</td>
      <td style="width: 1%; text-align: left">$</td>
      <td style="width: 7%; text-align: right">2,041,209</td>
      <td style="width: 1%; text-align: left">&nbsp;</td>
      <td style="width: 1%">&nbsp;</td>
      <td style="width: 1%; text-align: left">$</td>
      <td style="width: 7%; text-align: right">2,055,228</td>
      <td style="width: 1%; text-align: left">&nbsp;</td>
     </tr>
     <tr style="vertical-align: bottom; background-color: White">
      <td style="text-align: left">Commercial real estate</td>
      <td>&nbsp;</td>
      <td style="text-align: left">&nbsp;</td>
      <td style="text-align: right">2,820</td>
      <td style="text-align: left">&nbsp;</td>
      <td>&nbsp;</td>
      <td style="text-align: left">&nbsp;</td>
      <td style="text-align: right">153</td>
      <td style="text-align: left">&nbsp;</td>
      <td>&nbsp;</td>
      <td style="text-align: left">&nbsp;</td>
      <td style="text-align: right">3,580</td>
      <td style="text-align: left">&nbsp;</td>
      <td>&nbsp;</td>
      <td style="text-align: left">&nbsp;</td>
      <td style="text-align: right">6,553</td>
      <td style="text-align: left">&nbsp;</td>
      <td>&nbsp;</td>
      <td style="text-align: left">&nbsp;</td>
      <td style="text-align: right">994,683</td>
      <td style="text-align: left">&nbsp;</td>
      <td>&nbsp;</td>
      <td style="text-align: left">&nbsp;</td>
      <td style="text-align: right">1,001,236</td>
      <td style="text-align: left">&nbsp;</td>
     </tr>
     <tr style="vertical-align: bottom; background-color: rgb(204,238,255)">
      <td style="text-align: left">One-to-four family - mixed-use property</td>
      <td>&nbsp;</td>
      <td style="text-align: left">&nbsp;</td>
      <td style="text-align: right">8,630</td>
      <td style="text-align: left">&nbsp;</td>
      <td>&nbsp;</td>
      <td style="text-align: left">&nbsp;</td>
      <td style="text-align: right">1,258</td>
      <td style="text-align: left">&nbsp;</td>
      <td>&nbsp;</td>
      <td style="text-align: left">&nbsp;</td>
      <td style="text-align: right">6,563</td>
      <td style="text-align: left">&nbsp;</td>
      <td>&nbsp;</td>
      <td style="text-align: left">&nbsp;</td>
      <td style="text-align: right">16,451</td>
      <td style="text-align: left">&nbsp;</td>
      <td>&nbsp;</td>
      <td style="text-align: left">&nbsp;</td>
      <td style="text-align: right">556,592</td>
      <td style="text-align: left">&nbsp;</td>
      <td>&nbsp;</td>
      <td style="text-align: left">&nbsp;</td>
      <td style="text-align: right">573,043</td>
      <td style="text-align: left">&nbsp;</td>
     </tr>
     <tr style="vertical-align: bottom; background-color: White">
      <td style="text-align: left">One-to-four family - residential</td>
      <td>&nbsp;</td>
      <td style="text-align: left">&nbsp;</td>
      <td style="text-align: right">4,261</td>
      <td style="text-align: left">&nbsp;</td>
      <td>&nbsp;</td>
      <td style="text-align: left">&nbsp;</td>
      <td style="text-align: right">154</td>
      <td style="text-align: left">&nbsp;</td>
      <td>&nbsp;</td>
      <td style="text-align: left">&nbsp;</td>
      <td style="text-align: right">10,134</td>
      <td style="text-align: left">&nbsp;</td>
      <td>&nbsp;</td>
      <td style="text-align: left">&nbsp;</td>
      <td style="text-align: right">14,549</td>
      <td style="text-align: left">&nbsp;</td>
      <td>&nbsp;</td>
      <td style="text-align: left">&nbsp;</td>
      <td style="text-align: right">173,289</td>
      <td style="text-align: left">&nbsp;</td>
      <td>&nbsp;</td>
      <td style="text-align: left">&nbsp;</td>
      <td style="text-align: right">187,838</td>
      <td style="text-align: left">&nbsp;</td>
     </tr>
     <tr style="vertical-align: bottom; background-color: rgb(204,238,255)">
      <td style="text-align: left">Co-operative apartments</td>
      <td>&nbsp;</td>
      <td style="text-align: left">&nbsp;</td>
      <td style="text-align: right">-</td>
      <td style="text-align: left">&nbsp;</td>
      <td>&nbsp;</td>
      <td style="text-align: left">&nbsp;</td>
      <td style="text-align: right">-</td>
      <td style="text-align: left">&nbsp;</td>
      <td>&nbsp;</td>
      <td style="text-align: left">&nbsp;</td>
      <td style="text-align: right">-</td>
      <td style="text-align: left">&nbsp;</td>
      <td>&nbsp;</td>
      <td style="text-align: left">&nbsp;</td>
      <td style="text-align: right">-</td>
      <td style="text-align: left">&nbsp;</td>
      <td>&nbsp;</td>
      <td style="text-align: left">&nbsp;</td>
      <td style="text-align: right">8,285</td>
      <td style="text-align: left">&nbsp;</td>
      <td>&nbsp;</td>
      <td style="text-align: left">&nbsp;</td>
      <td style="text-align: right">8,285</td>
      <td style="text-align: left">&nbsp;</td>
     </tr>
     <tr style="vertical-align: bottom; background-color: White">
      <td style="text-align: left">Construction loans</td>
      <td>&nbsp;</td>
      <td style="text-align: left">&nbsp;</td>
      <td style="text-align: right">-</td>
      <td style="text-align: left">&nbsp;</td>
      <td>&nbsp;</td>
      <td style="text-align: left">&nbsp;</td>
      <td style="text-align: right">-</td>
      <td style="text-align: left">&nbsp;</td>
      <td>&nbsp;</td>
      <td style="text-align: left">&nbsp;</td>
      <td style="text-align: right">1,000</td>
      <td style="text-align: left">&nbsp;</td>
      <td>&nbsp;</td>
      <td style="text-align: left">&nbsp;</td>
      <td style="text-align: right">1,000</td>
      <td style="text-align: left">&nbsp;</td>
      <td>&nbsp;</td>
      <td style="text-align: left">&nbsp;</td>
      <td style="text-align: right">6,284</td>
      <td style="text-align: left">&nbsp;</td>
      <td>&nbsp;</td>
      <td style="text-align: left">&nbsp;</td>
      <td style="text-align: right">7,284</td>
      <td style="text-align: left">&nbsp;</td>
     </tr>
     <tr style="vertical-align: bottom; background-color: rgb(204,238,255)">
      <td style="text-align: left">Small Business Administration</td>
      <td>&nbsp;</td>
      <td style="text-align: left">&nbsp;</td>
      <td style="text-align: right">42</td>
      <td style="text-align: left">&nbsp;</td>
      <td>&nbsp;</td>
      <td style="text-align: left">&nbsp;</td>
      <td style="text-align: right">-</td>
      <td style="text-align: left">&nbsp;</td>
      <td>&nbsp;</td>
      <td style="text-align: left">&nbsp;</td>
      <td style="text-align: right">218</td>
      <td style="text-align: left">&nbsp;</td>
      <td>&nbsp;</td>
      <td style="text-align: left">&nbsp;</td>
      <td style="text-align: right">260</td>
      <td style="text-align: left">&nbsp;</td>
      <td>&nbsp;</td>
      <td style="text-align: left">&nbsp;</td>
      <td style="text-align: right">11,934</td>
      <td style="text-align: left">&nbsp;</td>
      <td>&nbsp;</td>
      <td style="text-align: left">&nbsp;</td>
      <td style="text-align: right">12,194</td>
      <td style="text-align: left">&nbsp;</td>
     </tr>
     <tr style="vertical-align: bottom; background-color: White">
      <td style="text-align: left">Taxi medallion</td>
      <td>&nbsp;</td>
      <td style="text-align: left">&nbsp;</td>
      <td style="text-align: right">-</td>
      <td style="text-align: left">&nbsp;</td>
      <td>&nbsp;</td>
      <td style="text-align: left">&nbsp;</td>
      <td style="text-align: right">-</td>
      <td style="text-align: left">&nbsp;</td>
      <td>&nbsp;</td>
      <td style="text-align: left">&nbsp;</td>
      <td style="text-align: right">-</td>
      <td style="text-align: left">&nbsp;</td>
      <td>&nbsp;</td>
      <td style="text-align: left">&nbsp;</td>
      <td style="text-align: right">-</td>
      <td style="text-align: left">&nbsp;</td>
      <td>&nbsp;</td>
      <td style="text-align: left">&nbsp;</td>
      <td style="text-align: right">20,881</td>
      <td style="text-align: left">&nbsp;</td>
      <td>&nbsp;</td>
      <td style="text-align: left">&nbsp;</td>
      <td style="text-align: right">20,881</td>
      <td style="text-align: left">&nbsp;</td>
     </tr>
     <tr style="vertical-align: bottom; background-color: rgb(204,238,255)">
      <td style="text-align: left; padding-bottom: 1pt">Commercial business and other</td>
      <td style="padding-bottom: 1pt">&nbsp;</td>
      <td style="border-bottom: Black 1pt solid; text-align: left">&nbsp;</td>
      <td style="border-bottom: Black 1pt solid; text-align: right">-</td>
      <td style="border-bottom: Black 1pt solid; text-align: left">&nbsp;</td>
      <td style="padding-bottom: 1pt; border-bottom: Black 1pt solid">&nbsp;</td>
      <td style="border-bottom: Black 1pt solid; text-align: left">&nbsp;</td>
      <td style="border-bottom: Black 1pt solid; text-align: right">2</td>
      <td style="border-bottom: Black 1pt solid; text-align: left">&nbsp;</td>
      <td style="padding-bottom: 1pt; border-bottom: Black 1pt solid">&nbsp;</td>
      <td style="border-bottom: Black 1pt solid; text-align: left">&nbsp;</td>
      <td style="border-bottom: Black 1pt solid; text-align: right">228</td>
      <td style="border-bottom: Black 1pt solid; text-align: left">&nbsp;</td>
      <td style="padding-bottom: 1pt; border-bottom: Black 1pt solid">&nbsp;</td>
      <td style="border-bottom: Black 1pt solid; text-align: left">&nbsp;</td>
      <td style="border-bottom: Black 1pt solid; text-align: right">230</td>
      <td style="border-bottom: Black 1pt solid; text-align: left">&nbsp;</td>
      <td style="padding-bottom: 1pt; border-bottom: Black 1pt solid">&nbsp;</td>
      <td style="border-bottom: Black 1pt solid; text-align: left">&nbsp;</td>
      <td style="border-bottom: Black 1pt solid; text-align: right">506,392</td>
      <td style="border-bottom: Black 1pt solid; text-align: left">&nbsp;</td>
      <td style="padding-bottom: 1pt; border-bottom: Black 1pt solid">&nbsp;</td>
      <td style="border-bottom: Black 1pt solid; text-align: left">&nbsp;</td>
      <td style="border-bottom: Black 1pt solid; text-align: right">506,622</td>
      <td style="border-bottom: Black 1pt solid; text-align: left">&nbsp;</td>
     </tr>
     <tr style="vertical-align: bottom; background-color: White">
      <td style="padding-bottom: 2.25pt; padding-left: 10pt">Total</td>
      <td style="padding-bottom: 2.25pt">&nbsp;</td>
      <td style="border-bottom: Black 2.5pt double; text-align: left">$</td>
      <td style="border-bottom: Black 2.5pt double; text-align: right">25,174</td>
      <td style="border-bottom: Black 2.5pt double; text-align: left">&nbsp;</td>
      <td style="padding-bottom: 2.25pt; border-bottom: Black 2.5pt double">&nbsp;</td>
      <td style="border-bottom: Black 2.5pt double; text-align: left">$</td>
      <td style="border-bottom: Black 2.5pt double; text-align: right">2,371</td>
      <td style="border-bottom: Black 2.5pt double; text-align: left">&nbsp;</td>
      <td style="padding-bottom: 2.25pt; border-bottom: Black 2.5pt double">&nbsp;</td>
      <td style="border-bottom: Black 2.5pt double; text-align: left">$</td>
      <td style="border-bottom: Black 2.5pt double; text-align: right">25,517</td>
      <td style="border-bottom: Black 2.5pt double; text-align: left">&nbsp;</td>
      <td style="padding-bottom: 2.25pt; border-bottom: Black 2.5pt double">&nbsp;</td>
      <td style="border-bottom: Black 2.5pt double; text-align: left">$</td>
      <td style="border-bottom: Black 2.5pt double; text-align: right">53,062</td>
      <td style="border-bottom: Black 2.5pt double; text-align: left">&nbsp;</td>
      <td style="padding-bottom: 2.25pt; border-bottom: Black 2.5pt double">&nbsp;</td>
      <td style="border-bottom: Black 2.5pt double; text-align: left">$</td>
      <td style="border-bottom: Black 2.5pt double; text-align: right">4,319,549</td>
      <td style="border-bottom: Black 2.5pt double; text-align: left">&nbsp;</td>
      <td style="padding-bottom: 2.25pt; border-bottom: Black 2.5pt double">&nbsp;</td>
      <td style="border-bottom: Black 2.5pt double; text-align: left">$</td>
      <td style="border-bottom: Black 2.5pt double; text-align: right">4,372,611</td>
      <td style="border-bottom: Black 2.5pt double; text-align: left">&nbsp;</td>
     </tr>

   </table><br/><p style="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 0in">The following table shows an age analysis of our recorded investment in loans at December 31, 2014:</p><br/><table cellpadding="0" cellspacing="0" style="border-collapse: collapse; width: 100%; font: 10pt Times New Roman, Times, Serif">

     <tr style="vertical-align: bottom">
      <td style="font-style: italic; border-bottom: Black 1pt solid">(in thousands)</td>
      <td style="padding-bottom: 1pt; border-bottom: Black 1pt solid">&nbsp;</td>
      <td colspan="3" style="text-align: center; border-bottom: Black 1pt solid">30 - 59 Days<br /> Past Due</td>
      <td style="padding-bottom: 1pt; border-bottom: Black 1pt solid">&nbsp;</td>
      <td colspan="3" style="text-align: center; border-bottom: Black 1pt solid">60 - 89 Days<br /> Past Due</td>
      <td style="padding-bottom: 1pt; border-bottom: Black 1pt solid">&nbsp;</td>
      <td colspan="3" style="text-align: center; border-bottom: Black 1pt solid">Greater <br /> than<br /> 90 Days</td>
      <td style="padding-bottom: 1pt; border-bottom: Black 1pt solid">&nbsp;</td>
      <td colspan="3" style="text-align: center; border-bottom: Black 1pt solid">Total Past<br /> Due</td>
      <td style="padding-bottom: 1pt; border-bottom: Black 1pt solid">&nbsp;</td>
      <td colspan="3" style="text-align: center; border-bottom: Black 1pt solid">Current</td>
      <td style="padding-bottom: 1pt; border-bottom: Black 1pt solid">&nbsp;</td>
      <td colspan="3" style="text-align: center; border-bottom: Black 1pt solid">Total Loans</td>
     </tr>
     <tr style="vertical-align: bottom">
      <td>&nbsp;</td>
      <td style="font-style: italic">&nbsp;</td>
      <td colspan="15" style="font-style: italic; text-align: center">&nbsp;</td>
      <td>&nbsp;</td>
      <td colspan="3">&nbsp;</td>
      <td>&nbsp;</td>
      <td colspan="3">&nbsp;</td>
     </tr>
     <tr style="vertical-align: bottom">
      <td style="font-weight: bold">&nbsp;</td>
      <td>&nbsp;</td>
      <td colspan="3" style="text-align: center">&nbsp;</td>
      <td>&nbsp;</td>
      <td colspan="3" style="text-align: center">&nbsp;</td>
      <td>&nbsp;</td>
      <td colspan="3">&nbsp;</td>
      <td>&nbsp;</td>
      <td colspan="3">&nbsp;</td>
      <td>&nbsp;</td>
      <td colspan="3">&nbsp;</td>
      <td>&nbsp;</td>
      <td colspan="3">&nbsp;</td>
     </tr>
     <tr style="vertical-align: bottom; background-color: rgb(204,238,255)">
      <td style="width: 40%; text-align: left">Multi-family residential</td>
      <td style="width: 1%">&nbsp;</td>
      <td style="width: 1%; text-align: left">$</td>
      <td style="width: 7%; text-align: right">7,721</td>
      <td style="width: 1%; text-align: left">&nbsp;</td>
      <td style="width: 1%">&nbsp;</td>
      <td style="width: 1%; text-align: left">$</td>
      <td style="width: 7%; text-align: right">1,729</td>
      <td style="width: 1%; text-align: left">&nbsp;</td>
      <td style="width: 1%">&nbsp;</td>
      <td style="width: 1%; text-align: left">$</td>
      <td style="width: 7%; text-align: right">7,554</td>
      <td style="width: 1%; text-align: left">&nbsp;</td>
      <td style="width: 1%">&nbsp;</td>
      <td style="width: 1%; text-align: left">$</td>
      <td style="width: 7%; text-align: right">17,004</td>
      <td style="width: 1%; text-align: left">&nbsp;</td>
      <td style="width: 1%">&nbsp;</td>
      <td style="width: 1%; text-align: left">$</td>
      <td style="width: 7%; text-align: right">1,906,456</td>
      <td style="width: 1%; text-align: left">&nbsp;</td>
      <td style="width: 1%">&nbsp;</td>
      <td style="width: 1%; text-align: left">$</td>
      <td style="width: 7%; text-align: right">1,923,460</td>
      <td style="width: 1%; text-align: left">&nbsp;</td>
     </tr>
     <tr style="vertical-align: bottom; background-color: White">
      <td style="text-align: left">Commercial real estate</td>
      <td>&nbsp;</td>
      <td style="text-align: left">&nbsp;</td>
      <td style="text-align: right">1,612</td>
      <td style="text-align: left">&nbsp;</td>
      <td>&nbsp;</td>
      <td style="text-align: left">&nbsp;</td>
      <td style="text-align: right">1,903</td>
      <td style="text-align: left">&nbsp;</td>
      <td>&nbsp;</td>
      <td style="text-align: left">&nbsp;</td>
      <td style="text-align: right">6,510</td>
      <td style="text-align: left">&nbsp;</td>
      <td>&nbsp;</td>
      <td style="text-align: left">&nbsp;</td>
      <td style="text-align: right">10,025</td>
      <td style="text-align: left">&nbsp;</td>
      <td>&nbsp;</td>
      <td style="text-align: left">&nbsp;</td>
      <td style="text-align: right">611,544</td>
      <td style="text-align: left">&nbsp;</td>
      <td>&nbsp;</td>
      <td style="text-align: left">&nbsp;</td>
      <td style="text-align: right">621,569</td>
      <td style="text-align: left">&nbsp;</td>
     </tr>
     <tr style="vertical-align: bottom; background-color: rgb(204,238,255)">
      <td style="text-align: left">One-to-four family - mixed-use property</td>
      <td>&nbsp;</td>
      <td style="text-align: left">&nbsp;</td>
      <td style="text-align: right">10,408</td>
      <td style="text-align: left">&nbsp;</td>
      <td>&nbsp;</td>
      <td style="text-align: left">&nbsp;</td>
      <td style="text-align: right">1,154</td>
      <td style="text-align: left">&nbsp;</td>
      <td>&nbsp;</td>
      <td style="text-align: left">&nbsp;</td>
      <td style="text-align: right">7,341</td>
      <td style="text-align: left">&nbsp;</td>
      <td>&nbsp;</td>
      <td style="text-align: left">&nbsp;</td>
      <td style="text-align: right">18,903</td>
      <td style="text-align: left">&nbsp;</td>
      <td>&nbsp;</td>
      <td style="text-align: left">&nbsp;</td>
      <td style="text-align: right">554,876</td>
      <td style="text-align: left">&nbsp;</td>
      <td>&nbsp;</td>
      <td style="text-align: left">&nbsp;</td>
      <td style="text-align: right">573,779</td>
      <td style="text-align: left">&nbsp;</td>
     </tr>
     <tr style="vertical-align: bottom; background-color: White">
      <td style="text-align: left">One-to-four family - residential</td>
      <td>&nbsp;</td>
      <td style="text-align: left">&nbsp;</td>
      <td style="text-align: right">1,751</td>
      <td style="text-align: left">&nbsp;</td>
      <td>&nbsp;</td>
      <td style="text-align: left">&nbsp;</td>
      <td style="text-align: right">2,244</td>
      <td style="text-align: left">&nbsp;</td>
      <td>&nbsp;</td>
      <td style="text-align: left">&nbsp;</td>
      <td style="text-align: right">11,051</td>
      <td style="text-align: left">&nbsp;</td>
      <td>&nbsp;</td>
      <td style="text-align: left">&nbsp;</td>
      <td style="text-align: right">15,046</td>
      <td style="text-align: left">&nbsp;</td>
      <td>&nbsp;</td>
      <td style="text-align: left">&nbsp;</td>
      <td style="text-align: right">172,526</td>
      <td style="text-align: left">&nbsp;</td>
      <td>&nbsp;</td>
      <td style="text-align: left">&nbsp;</td>
      <td style="text-align: right">187,572</td>
      <td style="text-align: left">&nbsp;</td>
     </tr>
     <tr style="vertical-align: bottom; background-color: rgb(204,238,255)">
      <td style="text-align: left">Co-operative apartments</td>
      <td>&nbsp;</td>
      <td style="text-align: left">&nbsp;</td>
      <td style="text-align: right">-</td>
      <td style="text-align: left">&nbsp;</td>
      <td>&nbsp;</td>
      <td style="text-align: left">&nbsp;</td>
      <td style="text-align: right">-</td>
      <td style="text-align: left">&nbsp;</td>
      <td>&nbsp;</td>
      <td style="text-align: left">&nbsp;</td>
      <td style="text-align: right">-</td>
      <td style="text-align: left">&nbsp;</td>
      <td>&nbsp;</td>
      <td style="text-align: left">&nbsp;</td>
      <td style="text-align: right">-</td>
      <td style="text-align: left">&nbsp;</td>
      <td>&nbsp;</td>
      <td style="text-align: left">&nbsp;</td>
      <td style="text-align: right">9,835</td>
      <td style="text-align: left">&nbsp;</td>
      <td>&nbsp;</td>
      <td style="text-align: left">&nbsp;</td>
      <td style="text-align: right">9,835</td>
      <td style="text-align: left">&nbsp;</td>
     </tr>
     <tr style="vertical-align: bottom; background-color: White">
      <td style="text-align: left">Construction loans</td>
      <td>&nbsp;</td>
      <td style="text-align: left">&nbsp;</td>
      <td style="text-align: right">3,000</td>
      <td style="text-align: left">&nbsp;</td>
      <td>&nbsp;</td>
      <td style="text-align: left">&nbsp;</td>
      <td style="text-align: right">-</td>
      <td style="text-align: left">&nbsp;</td>
      <td>&nbsp;</td>
      <td style="text-align: left">&nbsp;</td>
      <td style="text-align: right">-</td>
      <td style="text-align: left">&nbsp;</td>
      <td>&nbsp;</td>
      <td style="text-align: left">&nbsp;</td>
      <td style="text-align: right">3,000</td>
      <td style="text-align: left">&nbsp;</td>
      <td>&nbsp;</td>
      <td style="text-align: left">&nbsp;</td>
      <td style="text-align: right">2,286</td>
      <td style="text-align: left">&nbsp;</td>
      <td>&nbsp;</td>
      <td style="text-align: left">&nbsp;</td>
      <td style="text-align: right">5,286</td>
      <td style="text-align: left">&nbsp;</td>
     </tr>
     <tr style="vertical-align: bottom; background-color: rgb(204,238,255)">
      <td style="text-align: left">Small Business Administration</td>
      <td>&nbsp;</td>
      <td style="text-align: left">&nbsp;</td>
      <td style="text-align: right">90</td>
      <td style="text-align: left">&nbsp;</td>
      <td>&nbsp;</td>
      <td style="text-align: left">&nbsp;</td>
      <td style="text-align: right">-</td>
      <td style="text-align: left">&nbsp;</td>
      <td>&nbsp;</td>
      <td style="text-align: left">&nbsp;</td>
      <td style="text-align: right">-</td>
      <td style="text-align: left">&nbsp;</td>
      <td>&nbsp;</td>
      <td style="text-align: left">&nbsp;</td>
      <td style="text-align: right">90</td>
      <td style="text-align: left">&nbsp;</td>
      <td>&nbsp;</td>
      <td style="text-align: left">&nbsp;</td>
      <td style="text-align: right">7,044</td>
      <td style="text-align: left">&nbsp;</td>
      <td>&nbsp;</td>
      <td style="text-align: left">&nbsp;</td>
      <td style="text-align: right">7,134</td>
      <td style="text-align: left">&nbsp;</td>
     </tr>
     <tr style="vertical-align: bottom; background-color: White">
      <td style="text-align: left">Taxi medallion</td>
      <td>&nbsp;</td>
      <td style="text-align: left">&nbsp;</td>
      <td style="text-align: right">-</td>
      <td style="text-align: left">&nbsp;</td>
      <td>&nbsp;</td>
      <td style="text-align: left">&nbsp;</td>
      <td style="text-align: right">-</td>
      <td style="text-align: left">&nbsp;</td>
      <td>&nbsp;</td>
      <td style="text-align: left">&nbsp;</td>
      <td style="text-align: right">-</td>
      <td style="text-align: left">&nbsp;</td>
      <td>&nbsp;</td>
      <td style="text-align: left">&nbsp;</td>
      <td style="text-align: right">-</td>
      <td style="text-align: left">&nbsp;</td>
      <td>&nbsp;</td>
      <td style="text-align: left">&nbsp;</td>
      <td style="text-align: right">22,519</td>
      <td style="text-align: left">&nbsp;</td>
      <td>&nbsp;</td>
      <td style="text-align: left">&nbsp;</td>
      <td style="text-align: right">22,519</td>
      <td style="text-align: left">&nbsp;</td>
     </tr>
     <tr style="vertical-align: bottom; background-color: rgb(204,238,255)">
      <td style="text-align: left; padding-bottom: 1pt">Commercial business and other</td>
      <td style="padding-bottom: 1pt">&nbsp;</td>
      <td style="border-bottom: Black 1pt solid; text-align: left">&nbsp;</td>
      <td style="border-bottom: Black 1pt solid; text-align: right">6</td>
      <td style="border-bottom: Black 1pt solid; text-align: left">&nbsp;</td>
      <td style="padding-bottom: 1pt; border-bottom: Black 1pt solid">&nbsp;</td>
      <td style="border-bottom: Black 1pt solid; text-align: left">&nbsp;</td>
      <td style="border-bottom: Black 1pt solid; text-align: right">1,585</td>
      <td style="border-bottom: Black 1pt solid; text-align: left">&nbsp;</td>
      <td style="padding-bottom: 1pt; border-bottom: Black 1pt solid">&nbsp;</td>
      <td style="border-bottom: Black 1pt solid; text-align: left">&nbsp;</td>
      <td style="border-bottom: Black 1pt solid; text-align: right">740</td>
      <td style="border-bottom: Black 1pt solid; text-align: left">&nbsp;</td>
      <td style="padding-bottom: 1pt; border-bottom: Black 1pt solid">&nbsp;</td>
      <td style="border-bottom: Black 1pt solid; text-align: left">&nbsp;</td>
      <td style="border-bottom: Black 1pt solid; text-align: right">2,331</td>
      <td style="border-bottom: Black 1pt solid; text-align: left">&nbsp;</td>
      <td style="padding-bottom: 1pt; border-bottom: Black 1pt solid">&nbsp;</td>
      <td style="border-bottom: Black 1pt solid; text-align: left">&nbsp;</td>
      <td style="border-bottom: Black 1pt solid; text-align: right">445,169</td>
      <td style="border-bottom: Black 1pt solid; text-align: left">&nbsp;</td>
      <td style="padding-bottom: 1pt; border-bottom: Black 1pt solid">&nbsp;</td>
      <td style="border-bottom: Black 1pt solid; text-align: left">&nbsp;</td>
      <td style="border-bottom: Black 1pt solid; text-align: right">447,500</td>
      <td style="border-bottom: Black 1pt solid; text-align: left">&nbsp;</td>
     </tr>
     <tr style="vertical-align: bottom; background-color: White">
      <td style="padding-bottom: 2.25pt; padding-left: 10pt">Total</td>
      <td style="padding-bottom: 2.25pt">&nbsp;</td>
      <td style="border-bottom: Black 2.5pt double; text-align: left">$</td>
      <td style="border-bottom: Black 2.5pt double; text-align: right">24,588</td>
      <td style="border-bottom: Black 2.5pt double; text-align: left">&nbsp;</td>
      <td style="padding-bottom: 2.25pt; border-bottom: Black 2.5pt double">&nbsp;</td>
      <td style="border-bottom: Black 2.5pt double; text-align: left">$</td>
      <td style="border-bottom: Black 2.5pt double; text-align: right">8,615</td>
      <td style="border-bottom: Black 2.5pt double; text-align: left">&nbsp;</td>
      <td style="padding-bottom: 2.25pt; border-bottom: Black 2.5pt double">&nbsp;</td>
      <td style="border-bottom: Black 2.5pt double; text-align: left">$</td>
      <td style="border-bottom: Black 2.5pt double; text-align: right">33,196</td>
      <td style="border-bottom: Black 2.5pt double; text-align: left">&nbsp;</td>
      <td style="padding-bottom: 2.25pt; border-bottom: Black 2.5pt double">&nbsp;</td>
      <td style="border-bottom: Black 2.5pt double; text-align: left">$</td>
      <td style="border-bottom: Black 2.5pt double; text-align: right">66,399</td>
      <td style="border-bottom: Black 2.5pt double; text-align: left">&nbsp;</td>
      <td style="padding-bottom: 2.25pt; border-bottom: Black 2.5pt double">&nbsp;</td>
      <td style="border-bottom: Black 2.5pt double; text-align: left">$</td>
      <td style="border-bottom: Black 2.5pt double; text-align: right">3,732,255</td>
      <td style="border-bottom: Black 2.5pt double; text-align: left">&nbsp;</td>
      <td style="padding-bottom: 2.25pt; border-bottom: Black 2.5pt double">&nbsp;</td>
      <td style="border-bottom: Black 2.5pt double; text-align: left">$</td>
      <td style="border-bottom: Black 2.5pt double; text-align: right">3,798,654</td>
      <td style="border-bottom: Black 2.5pt double; text-align: left">&nbsp;</td>
     </tr>

   </table><br/><p style="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 0in">The following table shows the activity in the allowance for loan losses for the year ended December 31, 2015:</p><br/><table cellpadding="0" cellspacing="0" style="border-collapse: collapse; width: 100%; font: 10pt Times New Roman, Times, Serif">

     <tr style="vertical-align: bottom">
      <td nowrap="nowrap" style="text-align: left; border-bottom: Black 1pt solid">(in thousands)</td>
      <td nowrap="nowrap" style="padding-bottom: 1pt; border-bottom: Black 1pt solid">&nbsp;</td>
      <td colspan="3" nowrap="nowrap" style="text-align: center; border-bottom: Black 1pt solid">Multi-family <br /> residential</td>
      <td nowrap="nowrap" style="padding-bottom: 1pt; border-bottom: Black 1pt solid">&nbsp;</td>
      <td colspan="3" nowrap="nowrap" style="text-align: center; border-bottom: Black 1pt solid">Commercial <br /> real estate</td>
      <td nowrap="nowrap" style="padding-bottom: 1pt; border-bottom: Black 1pt solid">&nbsp;</td>
      <td colspan="3" nowrap="nowrap" style="text-align: center; border-bottom: Black 1pt solid">One-to-four <br /> family - <br /> mixed-use <br /> property</td>
      <td nowrap="nowrap" style="padding-bottom: 1pt; border-bottom: Black 1pt solid">&nbsp;</td>
      <td colspan="3" nowrap="nowrap" style="text-align: center; border-bottom: Black 1pt solid">One-to-four <br /> family - <br /> residential</td>
      <td nowrap="nowrap" style="padding-bottom: 1pt; border-bottom: Black 1pt solid">&nbsp;</td>
      <td colspan="3" nowrap="nowrap" style="text-align: center; border-bottom: Black 1pt solid">Co-operative <br /> apartments</td>
      <td nowrap="nowrap" style="padding-bottom: 1pt; border-bottom: Black 1pt solid">&nbsp;</td>
      <td colspan="3" nowrap="nowrap" style="text-align: center; border-bottom: Black 1pt solid">Construction <br /> loans</td>
      <td nowrap="nowrap" style="padding-bottom: 1pt; border-bottom: Black 1pt solid">&nbsp;</td>
      <td colspan="3" nowrap="nowrap" style="text-align: center; border-bottom: Black 1pt solid">Small Business <br /> Administration</td>
      <td nowrap="nowrap" style="padding-bottom: 1pt; border-bottom: Black 1pt solid">&nbsp;</td>
      <td colspan="3" nowrap="nowrap" style="text-align: center; border-bottom: Black 1pt solid">Taxi <br /> medallion</td>
      <td nowrap="nowrap" style="padding-bottom: 1pt; border-bottom: Black 1pt solid">&nbsp;</td>
      <td colspan="3" nowrap="nowrap" style="text-align: center; border-bottom: Black 1pt solid">Commercial <br /> business and <br /> other</td>
      <td nowrap="nowrap" style="padding-bottom: 1pt; border-bottom: Black 1pt solid">&nbsp;</td>
      <td colspan="3" nowrap="nowrap" style="text-align: center; border-bottom: Black 1pt solid">Total</td>
     </tr>
     <tr style="vertical-align: bottom">
      <td>&nbsp;</td>
      <td>&nbsp;</td>
      <td colspan="3" style="text-align: right">&nbsp;</td>
      <td>&nbsp;</td>
      <td colspan="3" style="text-align: right">&nbsp;</td>
      <td>&nbsp;</td>
      <td colspan="3" style="text-align: right">&nbsp;</td>
      <td>&nbsp;</td>
      <td colspan="3" style="text-align: right">&nbsp;</td>
      <td>&nbsp;</td>
      <td colspan="3" style="text-align: right">&nbsp;</td>
      <td>&nbsp;</td>
      <td colspan="3" style="text-align: right">&nbsp;</td>
      <td>&nbsp;</td>
      <td colspan="3" style="text-align: right">&nbsp;</td>
      <td>&nbsp;</td>
      <td colspan="3" style="text-align: right">&nbsp;</td>
      <td>&nbsp;</td>
      <td colspan="3" style="text-align: right">&nbsp;</td>
      <td>&nbsp;</td>
      <td colspan="3">&nbsp;</td>
     </tr>
     <tr style="vertical-align: bottom; background-color: rgb(204,238,255)">
      <td style="font-weight: bold; text-align: left">Allowance for credit losses:</td>
      <td>&nbsp;</td>
      <td style="text-align: left">&nbsp;</td>
      <td style="text-align: right">&nbsp;</td>
      <td style="text-align: left">&nbsp;</td>
      <td>&nbsp;</td>
      <td style="text-align: left">&nbsp;</td>
      <td style="text-align: right">&nbsp;</td>
      <td style="text-align: left">&nbsp;</td>
      <td>&nbsp;</td>
      <td style="text-align: left">&nbsp;</td>
      <td style="text-align: right">&nbsp;</td>
      <td style="text-align: left">&nbsp;</td>
      <td>&nbsp;</td>
      <td style="text-align: left">&nbsp;</td>
      <td style="text-align: right">&nbsp;</td>
      <td style="text-align: left">&nbsp;</td>
      <td>&nbsp;</td>
      <td style="text-align: left">&nbsp;</td>
      <td style="text-align: right">&nbsp;</td>
      <td style="text-align: left">&nbsp;</td>
      <td>&nbsp;</td>
      <td style="text-align: left">&nbsp;</td>
      <td style="text-align: right">&nbsp;</td>
      <td style="text-align: left">&nbsp;</td>
      <td>&nbsp;</td>
      <td style="text-align: left">&nbsp;</td>
      <td style="text-align: right">&nbsp;</td>
      <td style="text-align: left">&nbsp;</td>
      <td>&nbsp;</td>
      <td style="text-align: left">&nbsp;</td>
      <td style="text-align: right">&nbsp;</td>
      <td style="text-align: left">&nbsp;</td>
      <td>&nbsp;</td>
      <td style="text-align: left">&nbsp;</td>
      <td style="text-align: right">&nbsp;</td>
      <td style="text-align: left">&nbsp;</td>
      <td>&nbsp;</td>
      <td style="text-align: left">&nbsp;</td>
      <td style="text-align: right">&nbsp;</td>
      <td style="text-align: left">&nbsp;</td>
     </tr>
     <tr style="vertical-align: bottom; background-color: White">
      <td style="width: 20%; text-align: left">Beginning balance</td>
      <td style="width: 1%">&nbsp;</td>
      <td style="width: 1%; text-align: left">$</td>
      <td style="width: 5%; text-align: right">8,827</td>
      <td style="width: 1%; text-align: left">&nbsp;</td>
      <td style="width: 1%">&nbsp;</td>
      <td style="width: 1%; text-align: left">$</td>
      <td style="width: 5%; text-align: right">4,202</td>
      <td style="width: 1%; text-align: left">&nbsp;</td>
      <td style="width: 1%">&nbsp;</td>
      <td style="width: 1%; text-align: left">$</td>
      <td style="width: 5%; text-align: right">5,840</td>
      <td style="width: 1%; text-align: left">&nbsp;</td>
      <td style="width: 1%">&nbsp;</td>
      <td style="width: 1%; text-align: left">$</td>
      <td style="width: 5%; text-align: right">1,690</td>
      <td style="width: 1%; text-align: left">&nbsp;</td>
      <td style="width: 1%">&nbsp;</td>
      <td style="width: 1%; text-align: left">$</td>
      <td style="width: 5%; text-align: right">-</td>
      <td style="width: 1%; text-align: left">&nbsp;</td>
      <td style="width: 1%">&nbsp;</td>
      <td style="width: 1%; text-align: left">$</td>
      <td style="width: 5%; text-align: right">42</td>
      <td style="width: 1%; text-align: left">&nbsp;</td>
      <td style="width: 1%">&nbsp;</td>
      <td style="width: 1%; text-align: left">$</td>
      <td style="width: 5%; text-align: right">279</td>
      <td style="width: 1%; text-align: left">&nbsp;</td>
      <td style="width: 1%">&nbsp;</td>
      <td style="width: 1%; text-align: left">$</td>
      <td style="width: 5%; text-align: right">11</td>
      <td style="width: 1%; text-align: left">&nbsp;</td>
      <td style="width: 1%">&nbsp;</td>
      <td style="width: 1%; text-align: left">$</td>
      <td style="width: 5%; text-align: right">4,205</td>
      <td style="width: 1%; text-align: left">&nbsp;</td>
      <td style="width: 1%">&nbsp;</td>
      <td style="width: 1%; text-align: left">$</td>
      <td style="width: 5%; text-align: right">25,096</td>
      <td style="width: 1%; text-align: left">&nbsp;</td>
     </tr>
     <tr style="vertical-align: bottom; background-color: rgb(204,238,255)">
      <td style="text-align: left; padding-left: 10pt">Charge-off's</td>
      <td>&nbsp;</td>
      <td style="text-align: left">&nbsp;</td>
      <td style="text-align: right">(474</td>
      <td style="text-align: left">)</td>
      <td>&nbsp;</td>
      <td style="text-align: left">&nbsp;</td>
      <td style="text-align: right">(32</td>
      <td style="text-align: left">)</td>
      <td>&nbsp;</td>
      <td style="text-align: left">&nbsp;</td>
      <td style="text-align: right">(592</td>
      <td style="text-align: left">)</td>
      <td>&nbsp;</td>
      <td style="text-align: left">&nbsp;</td>
      <td style="text-align: right">(342</td>
      <td style="text-align: left">)</td>
      <td>&nbsp;</td>
      <td style="text-align: left">&nbsp;</td>
      <td style="text-align: right">-</td>
      <td style="text-align: left">&nbsp;</td>
      <td>&nbsp;</td>
      <td style="text-align: left">&nbsp;</td>
      <td style="text-align: right">-</td>
      <td style="text-align: left">&nbsp;</td>
      <td>&nbsp;</td>
      <td style="text-align: left">&nbsp;</td>
      <td style="text-align: right">(34</td>
      <td style="text-align: left">)</td>
      <td>&nbsp;</td>
      <td style="text-align: left">&nbsp;</td>
      <td style="text-align: right">-</td>
      <td style="text-align: left">&nbsp;</td>
      <td>&nbsp;</td>
      <td style="text-align: left">&nbsp;</td>
      <td style="text-align: right">(2,371</td>
      <td style="text-align: left">)</td>
      <td>&nbsp;</td>
      <td style="text-align: left">&nbsp;</td>
      <td style="text-align: right">(3,845</td>
      <td style="text-align: left">)</td>
     </tr>
     <tr style="vertical-align: bottom; background-color: White">
      <td style="text-align: left; padding-left: 10pt">Recoveries</td>
      <td>&nbsp;</td>
      <td style="text-align: left">&nbsp;</td>
      <td style="text-align: right">269</td>
      <td style="text-align: left">&nbsp;</td>
      <td>&nbsp;</td>
      <td style="text-align: left">&nbsp;</td>
      <td style="text-align: right">168</td>
      <td style="text-align: left">&nbsp;</td>
      <td>&nbsp;</td>
      <td style="text-align: left">&nbsp;</td>
      <td style="text-align: right">76</td>
      <td style="text-align: left">&nbsp;</td>
      <td>&nbsp;</td>
      <td style="text-align: left">&nbsp;</td>
      <td style="text-align: right">375</td>
      <td style="text-align: left">&nbsp;</td>
      <td>&nbsp;</td>
      <td style="text-align: left">&nbsp;</td>
      <td style="text-align: right">-</td>
      <td style="text-align: left">&nbsp;</td>
      <td>&nbsp;</td>
      <td style="text-align: left">&nbsp;</td>
      <td style="text-align: right">-</td>
      <td style="text-align: left">&nbsp;</td>
      <td>&nbsp;</td>
      <td style="text-align: left">&nbsp;</td>
      <td style="text-align: right">40</td>
      <td style="text-align: left">&nbsp;</td>
      <td>&nbsp;</td>
      <td style="text-align: left">&nbsp;</td>
      <td style="text-align: right">-</td>
      <td style="text-align: left">&nbsp;</td>
      <td>&nbsp;</td>
      <td style="text-align: left">&nbsp;</td>
      <td style="text-align: right">312</td>
      <td style="text-align: left">&nbsp;</td>
      <td>&nbsp;</td>
      <td style="text-align: left">&nbsp;</td>
      <td style="text-align: right">1,240</td>
      <td style="text-align: left">&nbsp;</td>
     </tr>
     <tr style="vertical-align: bottom; background-color: rgb(204,238,255)">
      <td style="text-align: left; padding-bottom: 1pt; padding-left: 10pt">Provision (benefit)</td>
      <td>&nbsp;</td>
      <td style="border-bottom: Black 1pt solid; text-align: left">&nbsp;</td>
      <td style="border-bottom: Black 1pt solid; text-align: right">(1,904</td>
      <td style="border-bottom: Black 1pt solid; text-align: left">)</td>
      <td style="padding-bottom: 1pt; border-bottom: Black 1pt solid">&nbsp;</td>
      <td style="border-bottom: Black 1pt solid; text-align: left">&nbsp;</td>
      <td style="border-bottom: Black 1pt solid; text-align: right">(99</td>
      <td style="border-bottom: Black 1pt solid; text-align: left">)</td>
      <td style="padding-bottom: 1pt; border-bottom: Black 1pt solid">&nbsp;</td>
      <td style="border-bottom: Black 1pt solid; text-align: left">&nbsp;</td>
      <td style="border-bottom: Black 1pt solid; text-align: right">(1,097</td>
      <td style="border-bottom: Black 1pt solid; text-align: left">)</td>
      <td style="padding-bottom: 1pt; border-bottom: Black 1pt solid">&nbsp;</td>
      <td style="border-bottom: Black 1pt solid; text-align: left">&nbsp;</td>
      <td style="border-bottom: Black 1pt solid; text-align: right">(496</td>
      <td style="border-bottom: Black 1pt solid; text-align: left">)</td>
      <td style="padding-bottom: 1pt; border-bottom: Black 1pt solid">&nbsp;</td>
      <td style="border-bottom: Black 1pt solid; text-align: left">&nbsp;</td>
      <td style="border-bottom: Black 1pt solid; text-align: right">-</td>
      <td style="border-bottom: Black 1pt solid; text-align: left">&nbsp;</td>
      <td style="padding-bottom: 1pt; border-bottom: Black 1pt solid">&nbsp;</td>
      <td style="border-bottom: Black 1pt solid; text-align: left">&nbsp;</td>
      <td style="border-bottom: Black 1pt solid; text-align: right">8</td>
      <td style="border-bottom: Black 1pt solid; text-align: left">&nbsp;</td>
      <td style="padding-bottom: 1pt; border-bottom: Black 1pt solid">&nbsp;</td>
      <td style="border-bottom: Black 1pt solid; text-align: left">&nbsp;</td>
      <td style="border-bottom: Black 1pt solid; text-align: right">(23</td>
      <td style="border-bottom: Black 1pt solid; text-align: left">)</td>
      <td style="padding-bottom: 1pt; border-bottom: Black 1pt solid">&nbsp;</td>
      <td style="border-bottom: Black 1pt solid; text-align: left">&nbsp;</td>
      <td style="border-bottom: Black 1pt solid; text-align: right">332</td>
      <td style="border-bottom: Black 1pt solid; text-align: left">&nbsp;</td>
      <td style="padding-bottom: 1pt; border-bottom: Black 1pt solid">&nbsp;</td>
      <td style="border-bottom: Black 1pt solid; text-align: left">&nbsp;</td>
      <td style="border-bottom: Black 1pt solid; text-align: right">2,323</td>
      <td style="border-bottom: Black 1pt solid; text-align: left">&nbsp;</td>
      <td style="padding-bottom: 1pt; border-bottom: Black 1pt solid">&nbsp;</td>
      <td style="border-bottom: Black 1pt solid; text-align: left">&nbsp;</td>
      <td style="border-bottom: Black 1pt solid; text-align: right">(956</td>
      <td style="border-bottom: Black 1pt solid; text-align: left">)</td>
     </tr>
     <tr style="vertical-align: bottom; background-color: White">
      <td style="text-align: left; padding-bottom: 2.25pt">Ending balance</td>
      <td>&nbsp;</td>
      <td style="border-bottom: Black 2.5pt double; text-align: left">$</td>
      <td style="border-bottom: Black 2.5pt double; text-align: right">6,718</td>
      <td style="border-bottom: Black 2.5pt double; text-align: left">&nbsp;</td>
      <td style="padding-bottom: 2.25pt; border-bottom: Black 2.5pt double">&nbsp;</td>
      <td style="border-bottom: Black 2.5pt double; text-align: left">$</td>
      <td style="border-bottom: Black 2.5pt double; text-align: right">4,239</td>
      <td style="border-bottom: Black 2.5pt double; text-align: left">&nbsp;</td>
      <td style="padding-bottom: 2.25pt; border-bottom: Black 2.5pt double">&nbsp;</td>
      <td style="border-bottom: Black 2.5pt double; text-align: left">$</td>
      <td style="border-bottom: Black 2.5pt double; text-align: right">4,227</td>
      <td style="border-bottom: Black 2.5pt double; text-align: left">&nbsp;</td>
      <td style="padding-bottom: 2.25pt; border-bottom: Black 2.5pt double">&nbsp;</td>
      <td style="border-bottom: Black 2.5pt double; text-align: left">$</td>
      <td style="border-bottom: Black 2.5pt double; text-align: right">1,227</td>
      <td style="border-bottom: Black 2.5pt double; text-align: left">&nbsp;</td>
      <td style="padding-bottom: 2.25pt; border-bottom: Black 2.5pt double">&nbsp;</td>
      <td style="border-bottom: Black 2.5pt double; text-align: left">$</td>
      <td style="border-bottom: Black 2.5pt double; text-align: right">-</td>
      <td style="border-bottom: Black 2.5pt double; text-align: left">&nbsp;</td>
      <td style="padding-bottom: 2.25pt; border-bottom: Black 2.5pt double">&nbsp;</td>
      <td style="border-bottom: Black 2.5pt double; text-align: left">$</td>
      <td style="border-bottom: Black 2.5pt double; text-align: right">50</td>
      <td style="border-bottom: Black 2.5pt double; text-align: left">&nbsp;</td>
      <td style="padding-bottom: 2.25pt; border-bottom: Black 2.5pt double">&nbsp;</td>
      <td style="border-bottom: Black 2.5pt double; text-align: left">$</td>
      <td style="border-bottom: Black 2.5pt double; text-align: right">262</td>
      <td style="border-bottom: Black 2.5pt double; text-align: left">&nbsp;</td>
      <td style="padding-bottom: 2.25pt; border-bottom: Black 2.5pt double">&nbsp;</td>
      <td style="border-bottom: Black 2.5pt double; text-align: left">$</td>
      <td style="border-bottom: Black 2.5pt double; text-align: right">343</td>
      <td style="border-bottom: Black 2.5pt double; text-align: left">&nbsp;</td>
      <td style="padding-bottom: 2.25pt; border-bottom: Black 2.5pt double">&nbsp;</td>
      <td style="border-bottom: Black 2.5pt double; text-align: left">$</td>
      <td style="border-bottom: Black 2.5pt double; text-align: right">4,469</td>
      <td style="border-bottom: Black 2.5pt double; text-align: left">&nbsp;</td>
      <td style="padding-bottom: 2.25pt; border-bottom: Black 2.5pt double">&nbsp;</td>
      <td style="border-bottom: Black 2.5pt double; text-align: left">$</td>
      <td style="border-bottom: Black 2.5pt double; text-align: right">21,535</td>
      <td style="border-bottom: Black 2.5pt double; text-align: left">&nbsp;</td>
     </tr>
     <tr style="vertical-align: bottom; background-color: rgb(204,238,255)">
      <td nowrap="nowrap" style="text-align: left; padding-bottom: 2.25pt">Ending balance: individually evaluated for impairment</td>
      <td>&nbsp;</td>
      <td style="border-bottom: Black 2.5pt double; text-align: left">$</td>
      <td style="border-bottom: Black 2.5pt double; text-align: right">252</td>
      <td style="border-bottom: Black 2.5pt double; text-align: left">&nbsp;</td>
      <td style="padding-bottom: 2.25pt; border-bottom: Black 2.5pt double">&nbsp;</td>
      <td style="border-bottom: Black 2.5pt double; text-align: left">$</td>
      <td style="border-bottom: Black 2.5pt double; text-align: right">180</td>
      <td style="border-bottom: Black 2.5pt double; text-align: left">&nbsp;</td>
      <td style="padding-bottom: 2.25pt; border-bottom: Black 2.5pt double">&nbsp;</td>
      <td style="border-bottom: Black 2.5pt double; text-align: left">$</td>
      <td style="border-bottom: Black 2.5pt double; text-align: right">502</td>
      <td style="border-bottom: Black 2.5pt double; text-align: left">&nbsp;</td>
      <td style="padding-bottom: 2.25pt; border-bottom: Black 2.5pt double">&nbsp;</td>
      <td style="border-bottom: Black 2.5pt double; text-align: left">$</td>
      <td style="border-bottom: Black 2.5pt double; text-align: right">51</td>
      <td style="border-bottom: Black 2.5pt double; text-align: left">&nbsp;</td>
      <td style="padding-bottom: 2.25pt; border-bottom: Black 2.5pt double">&nbsp;</td>
      <td style="border-bottom: Black 2.5pt double; text-align: left">$</td>
      <td style="border-bottom: Black 2.5pt double; text-align: right">-</td>
      <td style="border-bottom: Black 2.5pt double; text-align: left">&nbsp;</td>
      <td style="padding-bottom: 2.25pt; border-bottom: Black 2.5pt double">&nbsp;</td>
      <td style="border-bottom: Black 2.5pt double; text-align: left">$</td>
      <td style="border-bottom: Black 2.5pt double; text-align: right">-</td>
      <td style="border-bottom: Black 2.5pt double; text-align: left">&nbsp;</td>
      <td style="padding-bottom: 2.25pt; border-bottom: Black 2.5pt double">&nbsp;</td>
      <td style="border-bottom: Black 2.5pt double; text-align: left">$</td>
      <td style="border-bottom: Black 2.5pt double; text-align: right">-</td>
      <td style="border-bottom: Black 2.5pt double; text-align: left">&nbsp;</td>
      <td style="padding-bottom: 2.25pt; border-bottom: Black 2.5pt double">&nbsp;</td>
      <td style="border-bottom: Black 2.5pt double; text-align: left">$</td>
      <td style="border-bottom: Black 2.5pt double; text-align: right">333</td>
      <td style="border-bottom: Black 2.5pt double; text-align: left">&nbsp;</td>
      <td style="padding-bottom: 2.25pt; border-bottom: Black 2.5pt double">&nbsp;</td>
      <td style="border-bottom: Black 2.5pt double; text-align: left">$</td>
      <td style="border-bottom: Black 2.5pt double; text-align: right">112</td>
      <td style="border-bottom: Black 2.5pt double; text-align: left">&nbsp;</td>
      <td style="padding-bottom: 2.25pt; border-bottom: Black 2.5pt double">&nbsp;</td>
      <td style="border-bottom: Black 2.5pt double; text-align: left">$</td>
      <td style="border-bottom: Black 2.5pt double; text-align: right">1,430</td>
      <td style="border-bottom: Black 2.5pt double; text-align: left">&nbsp;</td>
     </tr>
     <tr style="vertical-align: bottom; background-color: White">
      <td nowrap="nowrap" style="text-align: left; padding-bottom: 2.25pt">Ending balance: collectively evaluated for impairment</td>
      <td>&nbsp;</td>
      <td style="border-bottom: Black 2.5pt double; text-align: left">$</td>
      <td style="border-bottom: Black 2.5pt double; text-align: right">6,466</td>
      <td style="border-bottom: Black 2.5pt double; text-align: left">&nbsp;</td>
      <td style="padding-bottom: 2.25pt; border-bottom: Black 2.5pt double">&nbsp;</td>
      <td style="border-bottom: Black 2.5pt double; text-align: left">$</td>
      <td style="border-bottom: Black 2.5pt double; text-align: right">4,059</td>
      <td style="border-bottom: Black 2.5pt double; text-align: left">&nbsp;</td>
      <td style="padding-bottom: 2.25pt; border-bottom: Black 2.5pt double">&nbsp;</td>
      <td style="border-bottom: Black 2.5pt double; text-align: left">$</td>
      <td style="border-bottom: Black 2.5pt double; text-align: right">3,725</td>
      <td style="border-bottom: Black 2.5pt double; text-align: left">&nbsp;</td>
      <td style="padding-bottom: 2.25pt; border-bottom: Black 2.5pt double">&nbsp;</td>
      <td style="border-bottom: Black 2.5pt double; text-align: left">$</td>
      <td style="border-bottom: Black 2.5pt double; text-align: right">1,176</td>
      <td style="border-bottom: Black 2.5pt double; text-align: left">&nbsp;</td>
      <td style="padding-bottom: 2.25pt; border-bottom: Black 2.5pt double">&nbsp;</td>
      <td style="border-bottom: Black 2.5pt double; text-align: left">$</td>
      <td style="border-bottom: Black 2.5pt double; text-align: right">-</td>
      <td style="border-bottom: Black 2.5pt double; text-align: left">&nbsp;</td>
      <td style="padding-bottom: 2.25pt; border-bottom: Black 2.5pt double">&nbsp;</td>
      <td style="border-bottom: Black 2.5pt double; text-align: left">$</td>
      <td style="border-bottom: Black 2.5pt double; text-align: right">50</td>
      <td style="border-bottom: Black 2.5pt double; text-align: left">&nbsp;</td>
      <td style="padding-bottom: 2.25pt; border-bottom: Black 2.5pt double">&nbsp;</td>
      <td style="border-bottom: Black 2.5pt double; text-align: left">$</td>
      <td style="border-bottom: Black 2.5pt double; text-align: right">262</td>
      <td style="border-bottom: Black 2.5pt double; text-align: left">&nbsp;</td>
      <td style="padding-bottom: 2.25pt; border-bottom: Black 2.5pt double">&nbsp;</td>
      <td style="border-bottom: Black 2.5pt double; text-align: left">$</td>
      <td style="border-bottom: Black 2.5pt double; text-align: right">10</td>
      <td style="border-bottom: Black 2.5pt double; text-align: left">&nbsp;</td>
      <td style="padding-bottom: 2.25pt; border-bottom: Black 2.5pt double">&nbsp;</td>
      <td style="border-bottom: Black 2.5pt double; text-align: left">$</td>
      <td style="border-bottom: Black 2.5pt double; text-align: right">4,357</td>
      <td style="border-bottom: Black 2.5pt double; text-align: left">&nbsp;</td>
      <td style="padding-bottom: 2.25pt; border-bottom: Black 2.5pt double">&nbsp;</td>
      <td style="border-bottom: Black 2.5pt double; text-align: left">$</td>
      <td style="border-bottom: Black 2.5pt double; text-align: right">20,105</td>
      <td style="border-bottom: Black 2.5pt double; text-align: left">&nbsp;</td>
     </tr>

   </table><br/><p style="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 0in">The following table shows the activity in the allowance for loan losses for the year ended December 31, 2014:</p><br/><table cellpadding="0" cellspacing="0" style="border-collapse: collapse; width: 100%; font: 10pt Times New Roman, Times, Serif">

     <tr style="vertical-align: bottom">
      <td nowrap="nowrap" style="text-align: left; border-bottom: Black 1pt solid">(in thousands)</td>
      <td nowrap="nowrap" style="padding-bottom: 1pt; border-bottom: Black 1pt solid">&nbsp;</td>
      <td colspan="3" nowrap="nowrap" style="text-align: center; border-bottom: Black 1pt solid">Multi-family <br /> residential</td>
      <td nowrap="nowrap" style="padding-bottom: 1pt; border-bottom: Black 1pt solid">&nbsp;</td>
      <td colspan="3" nowrap="nowrap" style="text-align: center; border-bottom: Black 1pt solid">Commercial <br /> real estate</td>
      <td nowrap="nowrap" style="padding-bottom: 1pt; border-bottom: Black 1pt solid">&nbsp;</td>
      <td colspan="3" nowrap="nowrap" style="text-align: center; border-bottom: Black 1pt solid">One-to-four <br /> family - <br /> mixed-use <br /> property</td>
      <td nowrap="nowrap" style="padding-bottom: 1pt; border-bottom: Black 1pt solid">&nbsp;</td>
      <td colspan="3" nowrap="nowrap" style="text-align: center; border-bottom: Black 1pt solid">One-to-four <br /> family - <br /> residential</td>
      <td nowrap="nowrap" style="padding-bottom: 1pt; border-bottom: Black 1pt solid">&nbsp;</td>
      <td colspan="3" nowrap="nowrap" style="text-align: center; border-bottom: Black 1pt solid">Co-operative <br /> apartments</td>
      <td nowrap="nowrap" style="padding-bottom: 1pt; border-bottom: Black 1pt solid">&nbsp;</td>
      <td colspan="3" nowrap="nowrap" style="text-align: center; border-bottom: Black 1pt solid">Construction <br /> loans</td>
      <td nowrap="nowrap" style="padding-bottom: 1pt; border-bottom: Black 1pt solid">&nbsp;</td>
      <td colspan="3" nowrap="nowrap" style="text-align: center; border-bottom: Black 1pt solid">Small Business <br /> Administration</td>
      <td nowrap="nowrap" style="padding-bottom: 1pt; border-bottom: Black 1pt solid">&nbsp;</td>
      <td colspan="3" nowrap="nowrap" style="text-align: center; border-bottom: Black 1pt solid">Taxi <br /> medallion</td>
      <td nowrap="nowrap" style="padding-bottom: 1pt; border-bottom: Black 1pt solid">&nbsp;</td>
      <td colspan="3" nowrap="nowrap" style="text-align: center; border-bottom: Black 1pt solid">Commercial <br /> business and <br /> other</td>
      <td nowrap="nowrap" style="padding-bottom: 1pt; border-bottom: Black 1pt solid">&nbsp;</td>
      <td colspan="3" nowrap="nowrap" style="text-align: center; border-bottom: Black 1pt solid">Total</td>
     </tr>
     <tr style="vertical-align: bottom">
      <td>&nbsp;</td>
      <td>&nbsp;</td>
      <td colspan="3" style="text-align: right">&nbsp;</td>
      <td>&nbsp;</td>
      <td colspan="3" style="text-align: right">&nbsp;</td>
      <td>&nbsp;</td>
      <td colspan="3" style="text-align: right">&nbsp;</td>
      <td>&nbsp;</td>
      <td colspan="3" style="text-align: right">&nbsp;</td>
      <td>&nbsp;</td>
      <td colspan="3" style="text-align: right">&nbsp;</td>
      <td>&nbsp;</td>
      <td colspan="3" style="text-align: right">&nbsp;</td>
      <td>&nbsp;</td>
      <td colspan="3" style="text-align: right">&nbsp;</td>
      <td>&nbsp;</td>
      <td colspan="3" style="text-align: right">&nbsp;</td>
      <td>&nbsp;</td>
      <td colspan="3" style="text-align: right">&nbsp;</td>
      <td>&nbsp;</td>
      <td colspan="3">&nbsp;</td>
     </tr>
     <tr style="vertical-align: bottom; background-color: rgb(204,238,255)">
      <td style="font-weight: bold; text-align: left">Allowance for credit losses:</td>
      <td>&nbsp;</td>
      <td style="text-align: left">&nbsp;</td>
      <td style="text-align: right">&nbsp;</td>
      <td style="text-align: left">&nbsp;</td>
      <td>&nbsp;</td>
      <td style="text-align: left">&nbsp;</td>
      <td style="text-align: right">&nbsp;</td>
      <td style="text-align: left">&nbsp;</td>
      <td>&nbsp;</td>
      <td style="text-align: left">&nbsp;</td>
      <td style="text-align: right">&nbsp;</td>
      <td style="text-align: left">&nbsp;</td>
      <td>&nbsp;</td>
      <td style="text-align: left">&nbsp;</td>
      <td style="text-align: right">&nbsp;</td>
      <td style="text-align: left">&nbsp;</td>
      <td>&nbsp;</td>
      <td style="text-align: left">&nbsp;</td>
      <td style="text-align: right">&nbsp;</td>
      <td style="text-align: left">&nbsp;</td>
      <td>&nbsp;</td>
      <td style="text-align: left">&nbsp;</td>
      <td style="text-align: right">&nbsp;</td>
      <td style="text-align: left">&nbsp;</td>
      <td>&nbsp;</td>
      <td style="text-align: left">&nbsp;</td>
      <td style="text-align: right">&nbsp;</td>
      <td style="text-align: left">&nbsp;</td>
      <td>&nbsp;</td>
      <td style="text-align: left">&nbsp;</td>
      <td style="text-align: right">&nbsp;</td>
      <td style="text-align: left">&nbsp;</td>
      <td>&nbsp;</td>
      <td style="text-align: left">&nbsp;</td>
      <td style="text-align: right">&nbsp;</td>
      <td style="text-align: left">&nbsp;</td>
      <td>&nbsp;</td>
      <td style="text-align: left">&nbsp;</td>
      <td style="text-align: right">&nbsp;</td>
      <td style="text-align: left">&nbsp;</td>
     </tr>
     <tr style="vertical-align: bottom; background-color: White">
      <td style="width: 20%; text-align: left">Beginning balance</td>
      <td style="width: 1%">&nbsp;</td>
      <td style="width: 1%; text-align: left">$</td>
      <td style="width: 5%; text-align: right">12,084</td>
      <td style="width: 1%; text-align: left">&nbsp;</td>
      <td style="width: 1%">&nbsp;</td>
      <td style="width: 1%; text-align: left">$</td>
      <td style="width: 5%; text-align: right">4,959</td>
      <td style="width: 1%; text-align: left">&nbsp;</td>
      <td style="width: 1%">&nbsp;</td>
      <td style="width: 1%; text-align: left">$</td>
      <td style="width: 5%; text-align: right">6,328</td>
      <td style="width: 1%; text-align: left">&nbsp;</td>
      <td style="width: 1%">&nbsp;</td>
      <td style="width: 1%; text-align: left">$</td>
      <td style="width: 5%; text-align: right">2,079</td>
      <td style="width: 1%; text-align: left">&nbsp;</td>
      <td style="width: 1%">&nbsp;</td>
      <td style="width: 1%; text-align: left">$</td>
      <td style="width: 5%; text-align: right">104</td>
      <td style="width: 1%; text-align: left">&nbsp;</td>
      <td style="width: 1%">&nbsp;</td>
      <td style="width: 1%; text-align: left">$</td>
      <td style="width: 5%; text-align: right">444</td>
      <td style="width: 1%; text-align: left">&nbsp;</td>
      <td style="width: 1%">&nbsp;</td>
      <td style="width: 1%; text-align: left">$</td>
      <td style="width: 5%; text-align: right">458</td>
      <td style="width: 1%; text-align: left">&nbsp;</td>
      <td style="width: 1%">&nbsp;</td>
      <td style="width: 1%; text-align: left">$</td>
      <td style="width: 5%; text-align: right">-</td>
      <td style="width: 1%; text-align: left">&nbsp;</td>
      <td style="width: 1%">&nbsp;</td>
      <td style="width: 1%; text-align: left">$</td>
      <td style="width: 5%; text-align: right">5,320</td>
      <td style="width: 1%; text-align: left">&nbsp;</td>
      <td style="width: 1%">&nbsp;</td>
      <td style="width: 1%; text-align: left">$</td>
      <td style="width: 5%; text-align: right">31,776</td>
      <td style="width: 1%; text-align: left">&nbsp;</td>
     </tr>
     <tr style="vertical-align: bottom; background-color: rgb(204,238,255)">
      <td style="text-align: left; padding-left: 10pt">Charge-off's</td>
      <td>&nbsp;</td>
      <td style="text-align: left">&nbsp;</td>
      <td style="text-align: right">(1,161</td>
      <td style="text-align: left">)</td>
      <td>&nbsp;</td>
      <td style="text-align: left">&nbsp;</td>
      <td style="text-align: right">(325</td>
      <td style="text-align: left">)</td>
      <td>&nbsp;</td>
      <td style="text-align: left">&nbsp;</td>
      <td style="text-align: right">(423</td>
      <td style="text-align: left">)</td>
      <td>&nbsp;</td>
      <td style="text-align: left">&nbsp;</td>
      <td style="text-align: right">(103</td>
      <td style="text-align: left">)</td>
      <td>&nbsp;</td>
      <td style="text-align: left">&nbsp;</td>
      <td style="text-align: right">-</td>
      <td style="text-align: left">&nbsp;</td>
      <td>&nbsp;</td>
      <td style="text-align: left">&nbsp;</td>
      <td style="text-align: right">-</td>
      <td style="text-align: left">&nbsp;</td>
      <td>&nbsp;</td>
      <td style="text-align: left">&nbsp;</td>
      <td style="text-align: right">(49</td>
      <td style="text-align: left">)</td>
      <td>&nbsp;</td>
      <td style="text-align: left">&nbsp;</td>
      <td style="text-align: right">-</td>
      <td style="text-align: left">&nbsp;</td>
      <td>&nbsp;</td>
      <td style="text-align: left">&nbsp;</td>
      <td style="text-align: right">(381</td>
      <td style="text-align: left">)</td>
      <td>&nbsp;</td>
      <td style="text-align: left">&nbsp;</td>
      <td style="text-align: right">(2,442</td>
      <td style="text-align: left">)</td>
     </tr>
     <tr style="vertical-align: bottom; background-color: White">
      <td style="text-align: left; padding-left: 10pt">Recoveries</td>
      <td>&nbsp;</td>
      <td style="text-align: left">&nbsp;</td>
      <td style="text-align: right">150</td>
      <td style="text-align: left">&nbsp;</td>
      <td>&nbsp;</td>
      <td style="text-align: left">&nbsp;</td>
      <td style="text-align: right">481</td>
      <td style="text-align: left">&nbsp;</td>
      <td>&nbsp;</td>
      <td style="text-align: left">&nbsp;</td>
      <td style="text-align: right">608</td>
      <td style="text-align: left">&nbsp;</td>
      <td>&nbsp;</td>
      <td style="text-align: left">&nbsp;</td>
      <td style="text-align: right">269</td>
      <td style="text-align: left">&nbsp;</td>
      <td>&nbsp;</td>
      <td style="text-align: left">&nbsp;</td>
      <td style="text-align: right">7</td>
      <td style="text-align: left">&nbsp;</td>
      <td>&nbsp;</td>
      <td style="text-align: left">&nbsp;</td>
      <td style="text-align: right">-</td>
      <td style="text-align: left">&nbsp;</td>
      <td>&nbsp;</td>
      <td style="text-align: left">&nbsp;</td>
      <td style="text-align: right">92</td>
      <td style="text-align: left">&nbsp;</td>
      <td>&nbsp;</td>
      <td style="text-align: left">&nbsp;</td>
      <td style="text-align: right">-</td>
      <td style="text-align: left">&nbsp;</td>
      <td>&nbsp;</td>
      <td style="text-align: left">&nbsp;</td>
      <td style="text-align: right">176</td>
      <td style="text-align: left">&nbsp;</td>
      <td>&nbsp;</td>
      <td style="text-align: left">&nbsp;</td>
      <td style="text-align: right">1,783</td>
      <td style="text-align: left">&nbsp;</td>
     </tr>
     <tr style="vertical-align: bottom; background-color: rgb(204,238,255)">
      <td style="text-align: left; padding-bottom: 1pt; padding-left: 10pt">Provision (benefit)</td>
      <td>&nbsp;</td>
      <td style="border-bottom: Black 1pt solid; text-align: left">&nbsp;</td>
      <td style="border-bottom: Black 1pt solid; text-align: right">(2,246</td>
      <td style="border-bottom: Black 1pt solid; text-align: left">)</td>
      <td style="padding-bottom: 1pt; border-bottom: Black 1pt solid">&nbsp;</td>
      <td style="border-bottom: Black 1pt solid; text-align: left">&nbsp;</td>
      <td style="border-bottom: Black 1pt solid; text-align: right">(913</td>
      <td style="border-bottom: Black 1pt solid; text-align: left">)</td>
      <td style="padding-bottom: 1pt; border-bottom: Black 1pt solid">&nbsp;</td>
      <td style="border-bottom: Black 1pt solid; text-align: left">&nbsp;</td>
      <td style="border-bottom: Black 1pt solid; text-align: right">(673</td>
      <td style="border-bottom: Black 1pt solid; text-align: left">)</td>
      <td style="padding-bottom: 1pt; border-bottom: Black 1pt solid">&nbsp;</td>
      <td style="border-bottom: Black 1pt solid; text-align: left">&nbsp;</td>
      <td style="border-bottom: Black 1pt solid; text-align: right">(555</td>
      <td style="border-bottom: Black 1pt solid; text-align: left">)</td>
      <td style="padding-bottom: 1pt; border-bottom: Black 1pt solid">&nbsp;</td>
      <td style="border-bottom: Black 1pt solid; text-align: left">&nbsp;</td>
      <td style="border-bottom: Black 1pt solid; text-align: right">(111</td>
      <td style="border-bottom: Black 1pt solid; text-align: left">)</td>
      <td style="padding-bottom: 1pt; border-bottom: Black 1pt solid">&nbsp;</td>
      <td style="border-bottom: Black 1pt solid; text-align: left">&nbsp;</td>
      <td style="border-bottom: Black 1pt solid; text-align: right">(402</td>
      <td style="border-bottom: Black 1pt solid; text-align: left">)</td>
      <td style="padding-bottom: 1pt; border-bottom: Black 1pt solid">&nbsp;</td>
      <td style="border-bottom: Black 1pt solid; text-align: left">&nbsp;</td>
      <td style="border-bottom: Black 1pt solid; text-align: right">(222</td>
      <td style="border-bottom: Black 1pt solid; text-align: left">)</td>
      <td style="padding-bottom: 1pt; border-bottom: Black 1pt solid">&nbsp;</td>
      <td style="border-bottom: Black 1pt solid; text-align: left">&nbsp;</td>
      <td style="border-bottom: Black 1pt solid; text-align: right">11</td>
      <td style="border-bottom: Black 1pt solid; text-align: left">&nbsp;</td>
      <td style="padding-bottom: 1pt; border-bottom: Black 1pt solid">&nbsp;</td>
      <td style="border-bottom: Black 1pt solid; text-align: left">&nbsp;</td>
      <td style="border-bottom: Black 1pt solid; text-align: right">(910</td>
      <td style="border-bottom: Black 1pt solid; text-align: left">)</td>
      <td style="padding-bottom: 1pt; border-bottom: Black 1pt solid">&nbsp;</td>
      <td style="border-bottom: Black 1pt solid; text-align: left">&nbsp;</td>
      <td style="border-bottom: Black 1pt solid; text-align: right">(6,021</td>
      <td style="border-bottom: Black 1pt solid; text-align: left">)</td>
     </tr>
     <tr style="vertical-align: bottom; background-color: White">
      <td style="text-align: left; padding-bottom: 2.25pt">Ending balance</td>
      <td>&nbsp;</td>
      <td style="border-bottom: Black 2.5pt double; text-align: left">$</td>
      <td style="border-bottom: Black 2.5pt double; text-align: right">8,827</td>
      <td style="border-bottom: Black 2.5pt double; text-align: left">&nbsp;</td>
      <td style="padding-bottom: 2.25pt; border-bottom: Black 2.5pt double">&nbsp;</td>
      <td style="border-bottom: Black 2.5pt double; text-align: left">$</td>
      <td style="border-bottom: Black 2.5pt double; text-align: right">4,202</td>
      <td style="border-bottom: Black 2.5pt double; text-align: left">&nbsp;</td>
      <td style="padding-bottom: 2.25pt; border-bottom: Black 2.5pt double">&nbsp;</td>
      <td style="border-bottom: Black 2.5pt double; text-align: left">$</td>
      <td style="border-bottom: Black 2.5pt double; text-align: right">5,840</td>
      <td style="border-bottom: Black 2.5pt double; text-align: left">&nbsp;</td>
      <td style="padding-bottom: 2.25pt; border-bottom: Black 2.5pt double">&nbsp;</td>
      <td style="border-bottom: Black 2.5pt double; text-align: left">$</td>
      <td style="border-bottom: Black 2.5pt double; text-align: right">1,690</td>
      <td style="border-bottom: Black 2.5pt double; text-align: left">&nbsp;</td>
      <td style="padding-bottom: 2.25pt; border-bottom: Black 2.5pt double">&nbsp;</td>
      <td style="border-bottom: Black 2.5pt double; text-align: left">$</td>
      <td style="border-bottom: Black 2.5pt double; text-align: right">-</td>
      <td style="border-bottom: Black 2.5pt double; text-align: left">&nbsp;</td>
      <td style="padding-bottom: 2.25pt; border-bottom: Black 2.5pt double">&nbsp;</td>
      <td style="border-bottom: Black 2.5pt double; text-align: left">$</td>
      <td style="border-bottom: Black 2.5pt double; text-align: right">42</td>
      <td style="border-bottom: Black 2.5pt double; text-align: left">&nbsp;</td>
      <td style="padding-bottom: 2.25pt; border-bottom: Black 2.5pt double">&nbsp;</td>
      <td style="border-bottom: Black 2.5pt double; text-align: left">$</td>
      <td style="border-bottom: Black 2.5pt double; text-align: right">279</td>
      <td style="border-bottom: Black 2.5pt double; text-align: left">&nbsp;</td>
      <td style="padding-bottom: 2.25pt; border-bottom: Black 2.5pt double">&nbsp;</td>
      <td style="border-bottom: Black 2.5pt double; text-align: left">$</td>
      <td style="border-bottom: Black 2.5pt double; text-align: right">11</td>
      <td style="border-bottom: Black 2.5pt double; text-align: left">&nbsp;</td>
      <td style="padding-bottom: 2.25pt; border-bottom: Black 2.5pt double">&nbsp;</td>
      <td style="border-bottom: Black 2.5pt double; text-align: left">$</td>
      <td style="border-bottom: Black 2.5pt double; text-align: right">4,205</td>
      <td style="border-bottom: Black 2.5pt double; text-align: left">&nbsp;</td>
      <td style="padding-bottom: 2.25pt; border-bottom: Black 2.5pt double">&nbsp;</td>
      <td style="border-bottom: Black 2.5pt double; text-align: left">$</td>
      <td style="border-bottom: Black 2.5pt double; text-align: right">25,096</td>
      <td style="border-bottom: Black 2.5pt double; text-align: left">&nbsp;</td>
     </tr>
     <tr style="vertical-align: bottom; background-color: rgb(204,238,255)">
      <td nowrap="nowrap" style="text-align: left; padding-bottom: 2.25pt">Ending balance: individually evaluated for impairment</td>
      <td>&nbsp;</td>
      <td style="border-bottom: Black 2.5pt double; text-align: left">$</td>
      <td style="border-bottom: Black 2.5pt double; text-align: right">286</td>
      <td style="border-bottom: Black 2.5pt double; text-align: left">&nbsp;</td>
      <td style="padding-bottom: 2.25pt; border-bottom: Black 2.5pt double">&nbsp;</td>
      <td style="border-bottom: Black 2.5pt double; text-align: left">$</td>
      <td style="border-bottom: Black 2.5pt double; text-align: right">21</td>
      <td style="border-bottom: Black 2.5pt double; text-align: left">&nbsp;</td>
      <td style="padding-bottom: 2.25pt; border-bottom: Black 2.5pt double">&nbsp;</td>
      <td style="border-bottom: Black 2.5pt double; text-align: left">$</td>
      <td style="border-bottom: Black 2.5pt double; text-align: right">579</td>
      <td style="border-bottom: Black 2.5pt double; text-align: left">&nbsp;</td>
      <td style="padding-bottom: 2.25pt; border-bottom: Black 2.5pt double">&nbsp;</td>
      <td style="border-bottom: Black 2.5pt double; text-align: left">$</td>
      <td style="border-bottom: Black 2.5pt double; text-align: right">54</td>
      <td style="border-bottom: Black 2.5pt double; text-align: left">&nbsp;</td>
      <td style="padding-bottom: 2.25pt; border-bottom: Black 2.5pt double">&nbsp;</td>
      <td style="border-bottom: Black 2.5pt double; text-align: left">$</td>
      <td style="border-bottom: Black 2.5pt double; text-align: right">-</td>
      <td style="border-bottom: Black 2.5pt double; text-align: left">&nbsp;</td>
      <td style="padding-bottom: 2.25pt; border-bottom: Black 2.5pt double">&nbsp;</td>
      <td style="border-bottom: Black 2.5pt double; text-align: left">$</td>
      <td style="border-bottom: Black 2.5pt double; text-align: right">-</td>
      <td style="border-bottom: Black 2.5pt double; text-align: left">&nbsp;</td>
      <td style="padding-bottom: 2.25pt; border-bottom: Black 2.5pt double">&nbsp;</td>
      <td style="border-bottom: Black 2.5pt double; text-align: left">$</td>
      <td style="border-bottom: Black 2.5pt double; text-align: right">-</td>
      <td style="border-bottom: Black 2.5pt double; text-align: left">&nbsp;</td>
      <td style="padding-bottom: 2.25pt; border-bottom: Black 2.5pt double">&nbsp;</td>
      <td style="border-bottom: Black 2.5pt double; text-align: left">$</td>
      <td style="border-bottom: Black 2.5pt double; text-align: right">-</td>
      <td style="border-bottom: Black 2.5pt double; text-align: left">&nbsp;</td>
      <td style="padding-bottom: 2.25pt; border-bottom: Black 2.5pt double">&nbsp;</td>
      <td style="border-bottom: Black 2.5pt double; text-align: left">$</td>
      <td style="border-bottom: Black 2.5pt double; text-align: right">154</td>
      <td style="border-bottom: Black 2.5pt double; text-align: left">&nbsp;</td>
      <td style="padding-bottom: 2.25pt; border-bottom: Black 2.5pt double">&nbsp;</td>
      <td style="border-bottom: Black 2.5pt double; text-align: left">$</td>
      <td style="border-bottom: Black 2.5pt double; text-align: right">1,094</td>
      <td style="border-bottom: Black 2.5pt double; text-align: left">&nbsp;</td>
     </tr>
     <tr style="vertical-align: bottom; background-color: White">
      <td nowrap="nowrap" style="text-align: left; padding-bottom: 2.25pt">Ending balance: collectively evaluated for impairment</td>
      <td>&nbsp;</td>
      <td style="border-bottom: Black 2.5pt double; text-align: left">$</td>
      <td style="border-bottom: Black 2.5pt double; text-align: right">8,541</td>
      <td style="border-bottom: Black 2.5pt double; text-align: left">&nbsp;</td>
      <td style="padding-bottom: 2.25pt; border-bottom: Black 2.5pt double">&nbsp;</td>
      <td style="border-bottom: Black 2.5pt double; text-align: left">$</td>
      <td style="border-bottom: Black 2.5pt double; text-align: right">4,181</td>
      <td style="border-bottom: Black 2.5pt double; text-align: left">&nbsp;</td>
      <td style="padding-bottom: 2.25pt; border-bottom: Black 2.5pt double">&nbsp;</td>
      <td style="border-bottom: Black 2.5pt double; text-align: left">$</td>
      <td style="border-bottom: Black 2.5pt double; text-align: right">5,261</td>
      <td style="border-bottom: Black 2.5pt double; text-align: left">&nbsp;</td>
      <td style="padding-bottom: 2.25pt; border-bottom: Black 2.5pt double">&nbsp;</td>
      <td style="border-bottom: Black 2.5pt double; text-align: left">$</td>
      <td style="border-bottom: Black 2.5pt double; text-align: right">1,636</td>
      <td style="border-bottom: Black 2.5pt double; text-align: left">&nbsp;</td>
      <td style="padding-bottom: 2.25pt; border-bottom: Black 2.5pt double">&nbsp;</td>
      <td style="border-bottom: Black 2.5pt double; text-align: left">$</td>
      <td style="border-bottom: Black 2.5pt double; text-align: right">-</td>
      <td style="border-bottom: Black 2.5pt double; text-align: left">&nbsp;</td>
      <td style="padding-bottom: 2.25pt; border-bottom: Black 2.5pt double">&nbsp;</td>
      <td style="border-bottom: Black 2.5pt double; text-align: left">$</td>
      <td style="border-bottom: Black 2.5pt double; text-align: right">42</td>
      <td style="border-bottom: Black 2.5pt double; text-align: left">&nbsp;</td>
      <td style="padding-bottom: 2.25pt; border-bottom: Black 2.5pt double">&nbsp;</td>
      <td style="border-bottom: Black 2.5pt double; text-align: left">$</td>
      <td style="border-bottom: Black 2.5pt double; text-align: right">279</td>
      <td style="border-bottom: Black 2.5pt double; text-align: left">&nbsp;</td>
      <td style="padding-bottom: 2.25pt; border-bottom: Black 2.5pt double">&nbsp;</td>
      <td style="border-bottom: Black 2.5pt double; text-align: left">$</td>
      <td style="border-bottom: Black 2.5pt double; text-align: right">11</td>
      <td style="border-bottom: Black 2.5pt double; text-align: left">&nbsp;</td>
      <td style="padding-bottom: 2.25pt; border-bottom: Black 2.5pt double">&nbsp;</td>
      <td style="border-bottom: Black 2.5pt double; text-align: left">$</td>
      <td style="border-bottom: Black 2.5pt double; text-align: right">4,051</td>
      <td style="border-bottom: Black 2.5pt double; text-align: left">&nbsp;</td>
      <td style="padding-bottom: 2.25pt; border-bottom: Black 2.5pt double">&nbsp;</td>
      <td style="border-bottom: Black 2.5pt double; text-align: left">$</td>
      <td style="border-bottom: Black 2.5pt double; text-align: right">24,002</td>
      <td style="border-bottom: Black 2.5pt double; text-align: left">&nbsp;</td>
     </tr>

   </table><br/><p style="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 0in">The following table shows the activity in the allowance for loan losses for the year ended December 31, 2013:</p><br/><table cellpadding="0" cellspacing="0" style="border-collapse: collapse; width: 100%; font: 10pt Times New Roman, Times, Serif">

     <tr style="vertical-align: bottom">
      <td nowrap="nowrap" style="text-align: left; border-bottom: Black 1pt solid">(in thousands)</td>
      <td nowrap="nowrap" style="padding-bottom: 1pt; border-bottom: Black 1pt solid">&nbsp;</td>
      <td colspan="3" nowrap="nowrap" style="text-align: center; border-bottom: Black 1pt solid">Multi-family <br /> residential</td>
      <td nowrap="nowrap" style="padding-bottom: 1pt; border-bottom: Black 1pt solid">&nbsp;</td>
      <td colspan="3" nowrap="nowrap" style="text-align: center; border-bottom: Black 1pt solid">Commercial <br /> real estate</td>
      <td nowrap="nowrap" style="padding-bottom: 1pt; border-bottom: Black 1pt solid">&nbsp;</td>
      <td colspan="3" nowrap="nowrap" style="text-align: center; border-bottom: Black 1pt solid">One-to-four <br /> family - <br /> mixed-use <br /> property</td>
      <td nowrap="nowrap" style="padding-bottom: 1pt; border-bottom: Black 1pt solid">&nbsp;</td>
      <td colspan="3" nowrap="nowrap" style="text-align: center; border-bottom: Black 1pt solid">One-to-four <br /> family - <br /> residential</td>
      <td nowrap="nowrap" style="padding-bottom: 1pt; border-bottom: Black 1pt solid">&nbsp;</td>
      <td colspan="3" nowrap="nowrap" style="text-align: center; border-bottom: Black 1pt solid">Co-operative <br /> apartments</td>
      <td nowrap="nowrap" style="padding-bottom: 1pt; border-bottom: Black 1pt solid">&nbsp;</td>
      <td colspan="3" nowrap="nowrap" style="text-align: center; border-bottom: Black 1pt solid">Construction <br /> loans</td>
      <td nowrap="nowrap" style="padding-bottom: 1pt; border-bottom: Black 1pt solid">&nbsp;</td>
      <td colspan="3" nowrap="nowrap" style="text-align: center; border-bottom: Black 1pt solid">Small Business <br /> Administration</td>
      <td nowrap="nowrap" style="padding-bottom: 1pt; border-bottom: Black 1pt solid">&nbsp;</td>
      <td colspan="3" nowrap="nowrap" style="text-align: center; border-bottom: Black 1pt solid">Taxi <br /> medallion</td>
      <td nowrap="nowrap" style="padding-bottom: 1pt; border-bottom: Black 1pt solid">&nbsp;</td>
      <td colspan="3" nowrap="nowrap" style="text-align: center; border-bottom: Black 1pt solid">Commercial <br /> business and <br /> other</td>
      <td nowrap="nowrap" style="padding-bottom: 1pt; border-bottom: Black 1pt solid">&nbsp;</td>
      <td colspan="3" nowrap="nowrap" style="text-align: center; border-bottom: Black 1pt solid">Total</td>
     </tr>
     <tr style="vertical-align: bottom">
      <td>&nbsp;</td>
      <td>&nbsp;</td>
      <td colspan="3" style="text-align: right">&nbsp;</td>
      <td>&nbsp;</td>
      <td colspan="3" style="text-align: right">&nbsp;</td>
      <td>&nbsp;</td>
      <td colspan="3" style="text-align: right">&nbsp;</td>
      <td>&nbsp;</td>
      <td colspan="3" style="text-align: right">&nbsp;</td>
      <td>&nbsp;</td>
      <td colspan="3" style="text-align: right">&nbsp;</td>
      <td>&nbsp;</td>
      <td colspan="3" style="text-align: right">&nbsp;</td>
      <td>&nbsp;</td>
      <td colspan="3" style="text-align: right">&nbsp;</td>
      <td>&nbsp;</td>
      <td colspan="3" style="text-align: right">&nbsp;</td>
      <td>&nbsp;</td>
      <td colspan="3" style="text-align: right">&nbsp;</td>
      <td>&nbsp;</td>
      <td colspan="3">&nbsp;</td>
     </tr>
     <tr style="vertical-align: bottom; background-color: rgb(204,238,255)">
      <td style="font-weight: bold; text-align: left">Allowance for credit losses:</td>
      <td>&nbsp;</td>
      <td style="text-align: left">&nbsp;</td>
      <td style="text-align: right">&nbsp;</td>
      <td style="text-align: left">&nbsp;</td>
      <td>&nbsp;</td>
      <td style="text-align: left">&nbsp;</td>
      <td style="text-align: right">&nbsp;</td>
      <td style="text-align: left">&nbsp;</td>
      <td>&nbsp;</td>
      <td style="text-align: left">&nbsp;</td>
      <td style="text-align: right">&nbsp;</td>
      <td style="text-align: left">&nbsp;</td>
      <td>&nbsp;</td>
      <td style="text-align: left">&nbsp;</td>
      <td style="text-align: right">&nbsp;</td>
      <td style="text-align: left">&nbsp;</td>
      <td>&nbsp;</td>
      <td style="text-align: left">&nbsp;</td>
      <td style="text-align: right">&nbsp;</td>
      <td style="text-align: left">&nbsp;</td>
      <td>&nbsp;</td>
      <td style="text-align: left">&nbsp;</td>
      <td style="text-align: right">&nbsp;</td>
      <td style="text-align: left">&nbsp;</td>
      <td>&nbsp;</td>
      <td style="text-align: left">&nbsp;</td>
      <td style="text-align: right">&nbsp;</td>
      <td style="text-align: left">&nbsp;</td>
      <td>&nbsp;</td>
      <td style="text-align: left">&nbsp;</td>
      <td style="text-align: right">&nbsp;</td>
      <td style="text-align: left">&nbsp;</td>
      <td>&nbsp;</td>
      <td style="text-align: left">&nbsp;</td>
      <td style="text-align: right">&nbsp;</td>
      <td style="text-align: left">&nbsp;</td>
      <td>&nbsp;</td>
      <td style="text-align: left">&nbsp;</td>
      <td style="text-align: right">&nbsp;</td>
      <td style="text-align: left">&nbsp;</td>
     </tr>
     <tr style="vertical-align: bottom; background-color: White">
      <td style="width: 20%; text-align: left">Beginning balance</td>
      <td style="width: 1%">&nbsp;</td>
      <td style="width: 1%; text-align: left">$</td>
      <td style="width: 5%; text-align: right">13,001</td>
      <td style="width: 1%; text-align: left">&nbsp;</td>
      <td style="width: 1%">&nbsp;</td>
      <td style="width: 1%; text-align: left">$</td>
      <td style="width: 5%; text-align: right">5,705</td>
      <td style="width: 1%; text-align: left">&nbsp;</td>
      <td style="width: 1%">&nbsp;</td>
      <td style="width: 1%; text-align: left">$</td>
      <td style="width: 5%; text-align: right">5,960</td>
      <td style="width: 1%; text-align: left">&nbsp;</td>
      <td style="width: 1%">&nbsp;</td>
      <td style="width: 1%; text-align: left">$</td>
      <td style="width: 5%; text-align: right">1,999</td>
      <td style="width: 1%; text-align: left">&nbsp;</td>
      <td style="width: 1%">&nbsp;</td>
      <td style="width: 1%; text-align: left">$</td>
      <td style="width: 5%; text-align: right">46</td>
      <td style="width: 1%; text-align: left">&nbsp;</td>
      <td style="width: 1%">&nbsp;</td>
      <td style="width: 1%; text-align: left">$</td>
      <td style="width: 5%; text-align: right">66</td>
      <td style="width: 1%; text-align: left">&nbsp;</td>
      <td style="width: 1%">&nbsp;</td>
      <td style="width: 1%; text-align: left">$</td>
      <td style="width: 5%; text-align: right">505</td>
      <td style="width: 1%; text-align: left">&nbsp;</td>
      <td style="width: 1%">&nbsp;</td>
      <td style="width: 1%; text-align: left">$</td>
      <td style="width: 5%; text-align: right">7</td>
      <td style="width: 1%; text-align: left">&nbsp;</td>
      <td style="width: 1%">&nbsp;</td>
      <td style="width: 1%; text-align: left">$</td>
      <td style="width: 5%; text-align: right">3,815</td>
      <td style="width: 1%; text-align: left">&nbsp;</td>
      <td style="width: 1%">&nbsp;</td>
      <td style="width: 1%; text-align: left">$</td>
      <td style="width: 5%; text-align: right">31,104</td>
      <td style="width: 1%; text-align: left">&nbsp;</td>
     </tr>
     <tr style="vertical-align: bottom; background-color: rgb(204,238,255)">
      <td style="text-align: left; padding-left: 10pt">Charge-off's</td>
      <td>&nbsp;</td>
      <td style="text-align: left">&nbsp;</td>
      <td style="text-align: right">(3,585</td>
      <td style="text-align: left">)</td>
      <td>&nbsp;</td>
      <td style="text-align: left">&nbsp;</td>
      <td style="text-align: right">(1,051</td>
      <td style="text-align: left">)</td>
      <td>&nbsp;</td>
      <td style="text-align: left">&nbsp;</td>
      <td style="text-align: right">(4,206</td>
      <td style="text-align: left">)</td>
      <td>&nbsp;</td>
      <td style="text-align: left">&nbsp;</td>
      <td style="text-align: right">(701</td>
      <td style="text-align: left">)</td>
      <td>&nbsp;</td>
      <td style="text-align: left">&nbsp;</td>
      <td style="text-align: right">(108</td>
      <td style="text-align: left">)</td>
      <td>&nbsp;</td>
      <td style="text-align: left">&nbsp;</td>
      <td style="text-align: right">(2,678</td>
      <td style="text-align: left">)</td>
      <td>&nbsp;</td>
      <td style="text-align: left">&nbsp;</td>
      <td style="text-align: right">(457</td>
      <td style="text-align: left">)</td>
      <td>&nbsp;</td>
      <td style="text-align: left">&nbsp;</td>
      <td style="text-align: right">-</td>
      <td style="text-align: left">&nbsp;</td>
      <td>&nbsp;</td>
      <td style="text-align: left">&nbsp;</td>
      <td style="text-align: right">(2,057</td>
      <td style="text-align: left">)</td>
      <td>&nbsp;</td>
      <td style="text-align: left">&nbsp;</td>
      <td style="text-align: right">(14,843</td>
      <td style="text-align: left">)</td>
     </tr>
     <tr style="vertical-align: bottom; background-color: White">
      <td style="text-align: left; padding-left: 10pt">Recoveries</td>
      <td>&nbsp;</td>
      <td style="text-align: left">&nbsp;</td>
      <td style="text-align: right">541</td>
      <td style="text-align: left">&nbsp;</td>
      <td>&nbsp;</td>
      <td style="text-align: left">&nbsp;</td>
      <td style="text-align: right">324</td>
      <td style="text-align: left">&nbsp;</td>
      <td>&nbsp;</td>
      <td style="text-align: left">&nbsp;</td>
      <td style="text-align: right">266</td>
      <td style="text-align: left">&nbsp;</td>
      <td>&nbsp;</td>
      <td style="text-align: left">&nbsp;</td>
      <td style="text-align: right">272</td>
      <td style="text-align: left">&nbsp;</td>
      <td>&nbsp;</td>
      <td style="text-align: left">&nbsp;</td>
      <td style="text-align: right">4</td>
      <td style="text-align: left">&nbsp;</td>
      <td>&nbsp;</td>
      <td style="text-align: left">&nbsp;</td>
      <td style="text-align: right">-</td>
      <td style="text-align: left">&nbsp;</td>
      <td>&nbsp;</td>
      <td style="text-align: left">&nbsp;</td>
      <td style="text-align: right">87</td>
      <td style="text-align: left">&nbsp;</td>
      <td>&nbsp;</td>
      <td style="text-align: left">&nbsp;</td>
      <td style="text-align: right">-</td>
      <td style="text-align: left">&nbsp;</td>
      <td>&nbsp;</td>
      <td style="text-align: left">&nbsp;</td>
      <td style="text-align: right">86</td>
      <td style="text-align: left">&nbsp;</td>
      <td>&nbsp;</td>
      <td style="text-align: left">&nbsp;</td>
      <td style="text-align: right">1,580</td>
      <td style="text-align: left">&nbsp;</td>
     </tr>
     <tr style="vertical-align: bottom; background-color: rgb(204,238,255)">
      <td style="text-align: left; padding-bottom: 1pt; padding-left: 10pt">Provision (benefit)</td>
      <td>&nbsp;</td>
      <td style="border-bottom: Black 1pt solid; text-align: left">&nbsp;</td>
      <td style="border-bottom: Black 1pt solid; text-align: right">2,127</td>
      <td style="border-bottom: Black 1pt solid; text-align: left">&nbsp;</td>
      <td style="padding-bottom: 1pt; border-bottom: Black 1pt solid">&nbsp;</td>
      <td style="border-bottom: Black 1pt solid; text-align: left">&nbsp;</td>
      <td style="border-bottom: Black 1pt solid; text-align: right">(19</td>
      <td style="border-bottom: Black 1pt solid; text-align: left">)</td>
      <td style="padding-bottom: 1pt; border-bottom: Black 1pt solid">&nbsp;</td>
      <td style="border-bottom: Black 1pt solid; text-align: left">&nbsp;</td>
      <td style="border-bottom: Black 1pt solid; text-align: right">4,308</td>
      <td style="border-bottom: Black 1pt solid; text-align: left">&nbsp;</td>
      <td style="padding-bottom: 1pt; border-bottom: Black 1pt solid">&nbsp;</td>
      <td style="border-bottom: Black 1pt solid; text-align: left">&nbsp;</td>
      <td style="border-bottom: Black 1pt solid; text-align: right">509</td>
      <td style="border-bottom: Black 1pt solid; text-align: left">&nbsp;</td>
      <td style="padding-bottom: 1pt; border-bottom: Black 1pt solid">&nbsp;</td>
      <td style="border-bottom: Black 1pt solid; text-align: left">&nbsp;</td>
      <td style="border-bottom: Black 1pt solid; text-align: right">162</td>
      <td style="border-bottom: Black 1pt solid; text-align: left">&nbsp;</td>
      <td style="padding-bottom: 1pt; border-bottom: Black 1pt solid">&nbsp;</td>
      <td style="border-bottom: Black 1pt solid; text-align: left">&nbsp;</td>
      <td style="border-bottom: Black 1pt solid; text-align: right">3,056</td>
      <td style="border-bottom: Black 1pt solid; text-align: left">&nbsp;</td>
      <td style="padding-bottom: 1pt; border-bottom: Black 1pt solid">&nbsp;</td>
      <td style="border-bottom: Black 1pt solid; text-align: left">&nbsp;</td>
      <td style="border-bottom: Black 1pt solid; text-align: right">323</td>
      <td style="border-bottom: Black 1pt solid; text-align: left">&nbsp;</td>
      <td style="padding-bottom: 1pt; border-bottom: Black 1pt solid">&nbsp;</td>
      <td style="border-bottom: Black 1pt solid; text-align: left">&nbsp;</td>
      <td style="border-bottom: Black 1pt solid; text-align: right">(7</td>
      <td style="border-bottom: Black 1pt solid; text-align: left">)</td>
      <td style="padding-bottom: 1pt; border-bottom: Black 1pt solid">&nbsp;</td>
      <td style="border-bottom: Black 1pt solid; text-align: left">&nbsp;</td>
      <td style="border-bottom: Black 1pt solid; text-align: right">3,476</td>
      <td style="border-bottom: Black 1pt solid; text-align: left">&nbsp;</td>
      <td style="padding-bottom: 1pt; border-bottom: Black 1pt solid">&nbsp;</td>
      <td style="border-bottom: Black 1pt solid; text-align: left">&nbsp;</td>
      <td style="border-bottom: Black 1pt solid; text-align: right">13,935</td>
      <td style="border-bottom: Black 1pt solid; text-align: left">&nbsp;</td>
     </tr>
     <tr style="vertical-align: bottom; background-color: White">
      <td style="text-align: left; padding-bottom: 2.25pt">Ending balance</td>
      <td>&nbsp;</td>
      <td style="border-bottom: Black 2.5pt double; text-align: left">$</td>
      <td style="border-bottom: Black 2.5pt double; text-align: right">12,084</td>
      <td style="border-bottom: Black 2.5pt double; text-align: left">&nbsp;</td>
      <td style="padding-bottom: 2.25pt; border-bottom: Black 2.5pt double">&nbsp;</td>
      <td style="border-bottom: Black 2.5pt double; text-align: left">$</td>
      <td style="border-bottom: Black 2.5pt double; text-align: right">4,959</td>
      <td style="border-bottom: Black 2.5pt double; text-align: left">&nbsp;</td>
      <td style="padding-bottom: 2.25pt; border-bottom: Black 2.5pt double">&nbsp;</td>
      <td style="border-bottom: Black 2.5pt double; text-align: left">$</td>
      <td style="border-bottom: Black 2.5pt double; text-align: right">6,328</td>
      <td style="border-bottom: Black 2.5pt double; text-align: left">&nbsp;</td>
      <td style="padding-bottom: 2.25pt; border-bottom: Black 2.5pt double">&nbsp;</td>
      <td style="border-bottom: Black 2.5pt double; text-align: left">$</td>
      <td style="border-bottom: Black 2.5pt double; text-align: right">2,079</td>
      <td style="border-bottom: Black 2.5pt double; text-align: left">&nbsp;</td>
      <td style="padding-bottom: 2.25pt; border-bottom: Black 2.5pt double">&nbsp;</td>
      <td style="border-bottom: Black 2.5pt double; text-align: left">$</td>
      <td style="border-bottom: Black 2.5pt double; text-align: right">104</td>
      <td style="border-bottom: Black 2.5pt double; text-align: left">&nbsp;</td>
      <td style="padding-bottom: 2.25pt; border-bottom: Black 2.5pt double">&nbsp;</td>
      <td style="border-bottom: Black 2.5pt double; text-align: left">$</td>
      <td style="border-bottom: Black 2.5pt double; text-align: right">444</td>
      <td style="border-bottom: Black 2.5pt double; text-align: left">&nbsp;</td>
      <td style="padding-bottom: 2.25pt; border-bottom: Black 2.5pt double">&nbsp;</td>
      <td style="border-bottom: Black 2.5pt double; text-align: left">$</td>
      <td style="border-bottom: Black 2.5pt double; text-align: right">458</td>
      <td style="border-bottom: Black 2.5pt double; text-align: left">&nbsp;</td>
      <td style="padding-bottom: 2.25pt; border-bottom: Black 2.5pt double">&nbsp;</td>
      <td style="border-bottom: Black 2.5pt double; text-align: left">$</td>
      <td style="border-bottom: Black 2.5pt double; text-align: right">-</td>
      <td style="border-bottom: Black 2.5pt double; text-align: left">&nbsp;</td>
      <td style="padding-bottom: 2.25pt; border-bottom: Black 2.5pt double">&nbsp;</td>
      <td style="border-bottom: Black 2.5pt double; text-align: left">$</td>
      <td style="border-bottom: Black 2.5pt double; text-align: right">5,320</td>
      <td style="border-bottom: Black 2.5pt double; text-align: left">&nbsp;</td>
      <td style="padding-bottom: 2.25pt; border-bottom: Black 2.5pt double">&nbsp;</td>
      <td style="border-bottom: Black 2.5pt double; text-align: left">$</td>
      <td style="border-bottom: Black 2.5pt double; text-align: right">31,776</td>
      <td style="border-bottom: Black 2.5pt double; text-align: left">&nbsp;</td>
     </tr>
     <tr style="vertical-align: bottom; background-color: rgb(204,238,255)">
      <td nowrap="nowrap" style="text-align: left; padding-bottom: 2.25pt">Ending balance: individually evaluated for impairment</td>
      <td>&nbsp;</td>
      <td style="border-bottom: Black 2.5pt double; text-align: left">$</td>
      <td style="border-bottom: Black 2.5pt double; text-align: right">312</td>
      <td style="border-bottom: Black 2.5pt double; text-align: left">&nbsp;</td>
      <td style="padding-bottom: 2.25pt; border-bottom: Black 2.5pt double">&nbsp;</td>
      <td style="border-bottom: Black 2.5pt double; text-align: left">$</td>
      <td style="border-bottom: Black 2.5pt double; text-align: right">164</td>
      <td style="border-bottom: Black 2.5pt double; text-align: left">&nbsp;</td>
      <td style="padding-bottom: 2.25pt; border-bottom: Black 2.5pt double">&nbsp;</td>
      <td style="border-bottom: Black 2.5pt double; text-align: left">$</td>
      <td style="border-bottom: Black 2.5pt double; text-align: right">875</td>
      <td style="border-bottom: Black 2.5pt double; text-align: left">&nbsp;</td>
      <td style="padding-bottom: 2.25pt; border-bottom: Black 2.5pt double">&nbsp;</td>
      <td style="border-bottom: Black 2.5pt double; text-align: left">$</td>
      <td style="border-bottom: Black 2.5pt double; text-align: right">58</td>
      <td style="border-bottom: Black 2.5pt double; text-align: left">&nbsp;</td>
      <td style="padding-bottom: 2.25pt; border-bottom: Black 2.5pt double">&nbsp;</td>
      <td style="border-bottom: Black 2.5pt double; text-align: left">$</td>
      <td style="border-bottom: Black 2.5pt double; text-align: right">-</td>
      <td style="border-bottom: Black 2.5pt double; text-align: left">&nbsp;</td>
      <td style="padding-bottom: 2.25pt; border-bottom: Black 2.5pt double">&nbsp;</td>
      <td style="border-bottom: Black 2.5pt double; text-align: left">$</td>
      <td style="border-bottom: Black 2.5pt double; text-align: right">17</td>
      <td style="border-bottom: Black 2.5pt double; text-align: left">&nbsp;</td>
      <td style="padding-bottom: 2.25pt; border-bottom: Black 2.5pt double">&nbsp;</td>
      <td style="border-bottom: Black 2.5pt double; text-align: left">$</td>
      <td style="border-bottom: Black 2.5pt double; text-align: right">-</td>
      <td style="border-bottom: Black 2.5pt double; text-align: left">&nbsp;</td>
      <td style="padding-bottom: 2.25pt; border-bottom: Black 2.5pt double">&nbsp;</td>
      <td style="border-bottom: Black 2.5pt double; text-align: left">$</td>
      <td style="border-bottom: Black 2.5pt double; text-align: right">-</td>
      <td style="border-bottom: Black 2.5pt double; text-align: left">&nbsp;</td>
      <td style="padding-bottom: 2.25pt; border-bottom: Black 2.5pt double">&nbsp;</td>
      <td style="border-bottom: Black 2.5pt double; text-align: left">$</td>
      <td style="border-bottom: Black 2.5pt double; text-align: right">222</td>
      <td style="border-bottom: Black 2.5pt double; text-align: left">&nbsp;</td>
      <td style="padding-bottom: 2.25pt; border-bottom: Black 2.5pt double">&nbsp;</td>
      <td style="border-bottom: Black 2.5pt double; text-align: left">$</td>
      <td style="border-bottom: Black 2.5pt double; text-align: right">1,648</td>
      <td style="border-bottom: Black 2.5pt double; text-align: left">&nbsp;</td>
     </tr>
     <tr style="vertical-align: bottom; background-color: White">
      <td style="text-align: left; padding-bottom: 2.25pt">Ending balance: collectively evaluated for impairment</td>
      <td>&nbsp;</td>
      <td style="border-bottom: Black 2.5pt double; text-align: left">$</td>
      <td style="border-bottom: Black 2.5pt double; text-align: right">11,772</td>
      <td style="border-bottom: Black 2.5pt double; text-align: left">&nbsp;</td>
      <td style="padding-bottom: 2.25pt; border-bottom: Black 2.5pt double">&nbsp;</td>
      <td style="border-bottom: Black 2.5pt double; text-align: left">$</td>
      <td style="border-bottom: Black 2.5pt double; text-align: right">4,795</td>
      <td style="border-bottom: Black 2.5pt double; text-align: left">&nbsp;</td>
      <td style="padding-bottom: 2.25pt; border-bottom: Black 2.5pt double">&nbsp;</td>
      <td style="border-bottom: Black 2.5pt double; text-align: left">$</td>
      <td style="border-bottom: Black 2.5pt double; text-align: right">5,453</td>
      <td style="border-bottom: Black 2.5pt double; text-align: left">&nbsp;</td>
      <td style="padding-bottom: 2.25pt; border-bottom: Black 2.5pt double">&nbsp;</td>
      <td style="border-bottom: Black 2.5pt double; text-align: left">$</td>
      <td style="border-bottom: Black 2.5pt double; text-align: right">2,021</td>
      <td style="border-bottom: Black 2.5pt double; text-align: left">&nbsp;</td>
      <td style="padding-bottom: 2.25pt; border-bottom: Black 2.5pt double">&nbsp;</td>
      <td style="border-bottom: Black 2.5pt double; text-align: left">$</td>
      <td style="border-bottom: Black 2.5pt double; text-align: right">104</td>
      <td style="border-bottom: Black 2.5pt double; text-align: left">&nbsp;</td>
      <td style="padding-bottom: 2.25pt; border-bottom: Black 2.5pt double">&nbsp;</td>
      <td style="border-bottom: Black 2.5pt double; text-align: left">$</td>
      <td style="border-bottom: Black 2.5pt double; text-align: right">427</td>
      <td style="border-bottom: Black 2.5pt double; text-align: left">&nbsp;</td>
      <td style="padding-bottom: 2.25pt; border-bottom: Black 2.5pt double">&nbsp;</td>
      <td style="border-bottom: Black 2.5pt double; text-align: left">$</td>
      <td style="border-bottom: Black 2.5pt double; text-align: right">458</td>
      <td style="border-bottom: Black 2.5pt double; text-align: left">&nbsp;</td>
      <td style="padding-bottom: 2.25pt; border-bottom: Black 2.5pt double">&nbsp;</td>
      <td style="border-bottom: Black 2.5pt double; text-align: left">$</td>
      <td style="border-bottom: Black 2.5pt double; text-align: right">-</td>
      <td style="border-bottom: Black 2.5pt double; text-align: left">&nbsp;</td>
      <td style="padding-bottom: 2.25pt; border-bottom: Black 2.5pt double">&nbsp;</td>
      <td style="border-bottom: Black 2.5pt double; text-align: left">$</td>
      <td style="border-bottom: Black 2.5pt double; text-align: right">5,098</td>
      <td style="border-bottom: Black 2.5pt double; text-align: left">&nbsp;</td>
      <td style="padding-bottom: 2.25pt; border-bottom: Black 2.5pt double">&nbsp;</td>
      <td style="border-bottom: Black 2.5pt double; text-align: left">$</td>
      <td style="border-bottom: Black 2.5pt double; text-align: right">30,128</td>
      <td style="border-bottom: Black 2.5pt double; text-align: left">&nbsp;</td>
     </tr>

   </table><br/><p style="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 0in">The following table shows the manner in which loans were evaluated for impairment at the periods indicated:</p><br/><table cellpadding="0" cellspacing="0" style="border-collapse: collapse; width: 100%; font: 10pt Times New Roman, Times, Serif">

     <tr style="vertical-align: bottom">
      <td colspan="41" style="text-align: center; border-bottom: Black 1pt solid">At December 31, 2015</td>
     </tr>
     <tr style="vertical-align: bottom">
      <td nowrap="nowrap" style="font-style: italic; border-bottom: Black 1pt solid">(in thousands)</td>
      <td nowrap="nowrap" style="padding-bottom: 1pt; border-bottom: Black 1pt solid">&nbsp;</td>
      <td colspan="3" nowrap="nowrap" style="text-align: center; border-bottom: Black 1pt solid">Multi-family <br /> residential</td>
      <td nowrap="nowrap" style="padding-bottom: 1pt; border-bottom: Black 1pt solid">&nbsp;</td>
      <td colspan="3" nowrap="nowrap" style="text-align: center; border-bottom: Black 1pt solid">Commercial <br /> real estate</td>
      <td nowrap="nowrap" style="padding-bottom: 1pt; border-bottom: Black 1pt solid">&nbsp;</td>
      <td colspan="3" nowrap="nowrap" style="text-align: center; border-bottom: Black 1pt solid">One-to-four<br /> family - <br /> mixed-use <br /> property</td>
      <td nowrap="nowrap" style="padding-bottom: 1pt; border-bottom: Black 1pt solid">&nbsp;</td>
      <td colspan="3" nowrap="nowrap" style="text-align: center; border-bottom: Black 1pt solid">One-to-four <br /> family- <br /> residential</td>
      <td nowrap="nowrap" style="padding-bottom: 1pt; border-bottom: Black 1pt solid">&nbsp;</td>
      <td colspan="3" nowrap="nowrap" style="text-align: center; border-bottom: Black 1pt solid">Co-operative <br /> apartments</td>
      <td nowrap="nowrap" style="padding-bottom: 1pt; border-bottom: Black 1pt solid">&nbsp;</td>
      <td colspan="3" nowrap="nowrap" style="text-align: center; border-bottom: Black 1pt solid">Construction <br /> loans</td>
      <td nowrap="nowrap" style="padding-bottom: 1pt; border-bottom: Black 1pt solid">&nbsp;</td>
      <td colspan="3" nowrap="nowrap" style="text-align: center; border-bottom: Black 1pt solid">Small Business <br /> Administration</td>
      <td nowrap="nowrap" style="padding-bottom: 1pt; border-bottom: Black 1pt solid">&nbsp;</td>
      <td colspan="3" nowrap="nowrap" style="text-align: center; border-bottom: Black 1pt solid">Taxi <br /> Medallion</td>
      <td nowrap="nowrap" style="padding-bottom: 1pt; border-bottom: Black 1pt solid">&nbsp;</td>
      <td colspan="3" nowrap="nowrap" style="text-align: center; border-bottom: Black 1pt solid">Commercial <br /> business and <br /> other</td>
      <td nowrap="nowrap" style="padding-bottom: 1pt; border-bottom: Black 1pt solid">&nbsp;</td>
      <td colspan="3" nowrap="nowrap" style="text-align: center; border-bottom: Black 1pt solid">Total</td>
     </tr>
     <tr style="vertical-align: bottom">
      <td>&nbsp;</td>
      <td style="font-style: italic">&nbsp;</td>
      <td colspan="3" style="font-style: italic; text-align: center">&nbsp;</td>
      <td style="font-style: italic">&nbsp;</td>
      <td colspan="3" style="font-style: italic; text-align: center">&nbsp;</td>
      <td style="font-style: italic">&nbsp;</td>
      <td colspan="3" style="font-style: italic; text-align: center">&nbsp;</td>
      <td style="font-style: italic">&nbsp;</td>
      <td colspan="3" style="font-style: italic; text-align: center">&nbsp;</td>
      <td style="font-style: italic">&nbsp;</td>
      <td colspan="3" style="font-style: italic; text-align: center">&nbsp;</td>
      <td style="font-style: italic">&nbsp;</td>
      <td colspan="3" style="font-style: italic; text-align: center">&nbsp;</td>
      <td style="font-style: italic">&nbsp;</td>
      <td colspan="3" style="font-style: italic; text-align: center">&nbsp;</td>
      <td style="font-style: italic">&nbsp;</td>
      <td colspan="3" style="font-style: italic; text-align: center">&nbsp;</td>
      <td style="font-style: italic">&nbsp;</td>
      <td colspan="3" style="font-style: italic; text-align: center">&nbsp;</td>
      <td style="font-style: italic">&nbsp;</td>
      <td colspan="3" style="font-style: italic; text-align: center">&nbsp;</td>
     </tr>
     <tr style="vertical-align: bottom; background-color: rgb(204,238,255)">
      <td style="font-weight: bold; text-align: left">Financing Receivables:</td>
      <td>&nbsp;</td>
      <td style="text-align: left">&nbsp;</td>
      <td style="text-align: right">&nbsp;</td>
      <td style="text-align: left">&nbsp;</td>
      <td>&nbsp;</td>
      <td style="text-align: left">&nbsp;</td>
      <td style="text-align: right">&nbsp;</td>
      <td style="text-align: left">&nbsp;</td>
      <td>&nbsp;</td>
      <td style="text-align: left">&nbsp;</td>
      <td style="text-align: right">&nbsp;</td>
      <td style="text-align: left">&nbsp;</td>
      <td>&nbsp;</td>
      <td style="text-align: left">&nbsp;</td>
      <td style="text-align: right">&nbsp;</td>
      <td style="text-align: left">&nbsp;</td>
      <td>&nbsp;</td>
      <td style="text-align: left">&nbsp;</td>
      <td style="text-align: right">&nbsp;</td>
      <td style="text-align: left">&nbsp;</td>
      <td>&nbsp;</td>
      <td style="text-align: left">&nbsp;</td>
      <td style="text-align: right">&nbsp;</td>
      <td style="text-align: left">&nbsp;</td>
      <td>&nbsp;</td>
      <td style="text-align: left">&nbsp;</td>
      <td style="text-align: right">&nbsp;</td>
      <td style="text-align: left">&nbsp;</td>
      <td>&nbsp;</td>
      <td style="text-align: left">&nbsp;</td>
      <td style="text-align: right">&nbsp;</td>
      <td style="text-align: left">&nbsp;</td>
      <td>&nbsp;</td>
      <td style="text-align: left">&nbsp;</td>
      <td style="text-align: right">&nbsp;</td>
      <td style="text-align: left">&nbsp;</td>
      <td>&nbsp;</td>
      <td style="text-align: left">&nbsp;</td>
      <td style="text-align: right">&nbsp;</td>
      <td style="text-align: left">&nbsp;</td>
     </tr>
     <tr style="vertical-align: bottom; background-color: White">
      <td style="width: 20%; padding-bottom: 2.25pt">Ending Balance</td>
      <td style="width: 1%; padding-bottom: 2.25pt">&nbsp;</td>
      <td style="width: 1%; border-bottom: Black 2.5pt double; text-align: left">$</td>
      <td style="width: 5%; border-bottom: Black 2.5pt double; text-align: right">2,055,228</td>
      <td style="width: 1%; border-bottom: Black 2.5pt double; text-align: left">&nbsp;</td>
      <td style="width: 1%; padding-bottom: 2.25pt; border-bottom: Black 2.5pt double">&nbsp;</td>
      <td style="width: 1%; border-bottom: Black 2.5pt double; text-align: left">$</td>
      <td style="width: 5%; border-bottom: Black 2.5pt double; text-align: right">1,001,236</td>
      <td style="width: 1%; border-bottom: Black 2.5pt double; text-align: left">&nbsp;</td>
      <td style="width: 1%; padding-bottom: 2.25pt; border-bottom: Black 2.5pt double">&nbsp;</td>
      <td style="width: 1%; border-bottom: Black 2.5pt double; text-align: left">$</td>
      <td style="width: 5%; border-bottom: Black 2.5pt double; text-align: right">573,043</td>
      <td style="width: 1%; border-bottom: Black 2.5pt double; text-align: left">&nbsp;</td>
      <td style="width: 1%; padding-bottom: 2.25pt; border-bottom: Black 2.5pt double">&nbsp;</td>
      <td style="width: 1%; border-bottom: Black 2.5pt double; text-align: left">$</td>
      <td style="width: 5%; border-bottom: Black 2.5pt double; text-align: right">187,838</td>
      <td style="width: 1%; border-bottom: Black 2.5pt double; text-align: left">&nbsp;</td>
      <td style="width: 1%; padding-bottom: 2.25pt; border-bottom: Black 2.5pt double">&nbsp;</td>
      <td style="width: 1%; border-bottom: Black 2.5pt double; text-align: left">$</td>
      <td style="width: 5%; border-bottom: Black 2.5pt double; text-align: right">8,285</td>
      <td style="width: 1%; border-bottom: Black 2.5pt double; text-align: left">&nbsp;</td>
      <td style="width: 1%; padding-bottom: 2.25pt; border-bottom: Black 2.5pt double">&nbsp;</td>
      <td style="width: 1%; border-bottom: Black 2.5pt double; text-align: left">$</td>
      <td style="width: 5%; border-bottom: Black 2.5pt double; text-align: right">7,284</td>
      <td style="width: 1%; border-bottom: Black 2.5pt double; text-align: left">&nbsp;</td>
      <td style="width: 1%; padding-bottom: 2.25pt; border-bottom: Black 2.5pt double">&nbsp;</td>
      <td style="width: 1%; border-bottom: Black 2.5pt double; text-align: left">$</td>
      <td style="width: 5%; border-bottom: Black 2.5pt double; text-align: right">12,194</td>
      <td style="width: 1%; border-bottom: Black 2.5pt double; text-align: left">&nbsp;</td>
      <td style="width: 1%; padding-bottom: 2.25pt; border-bottom: Black 2.5pt double">&nbsp;</td>
      <td style="width: 1%; border-bottom: Black 2.5pt double; text-align: left">$</td>
      <td style="width: 5%; border-bottom: Black 2.5pt double; text-align: right">20,881</td>
      <td style="width: 1%; border-bottom: Black 2.5pt double; text-align: left">&nbsp;</td>
      <td style="width: 1%; padding-bottom: 2.25pt; border-bottom: Black 2.5pt double">&nbsp;</td>
      <td style="width: 1%; border-bottom: Black 2.5pt double; text-align: left">$</td>
      <td style="width: 5%; border-bottom: Black 2.5pt double; text-align: right">506,622</td>
      <td style="width: 1%; border-bottom: Black 2.5pt double; text-align: left">&nbsp;</td>
      <td style="width: 1%; padding-bottom: 2.25pt; border-bottom: Black 2.5pt double">&nbsp;</td>
      <td style="width: 1%; border-bottom: Black 2.5pt double; text-align: left">$</td>
      <td style="width: 5%; border-bottom: Black 2.5pt double; text-align: right">4,372,611</td>
      <td style="width: 1%; border-bottom: Black 2.5pt double; text-align: left">&nbsp;</td>
     </tr>
     <tr style="vertical-align: bottom; background-color: rgb(204,238,255)">
      <td style="text-align: left; padding-bottom: 2.25pt">Ending balance: individually evaluated for impairment</td>
      <td style="padding-bottom: 2.25pt">&nbsp;</td>
      <td style="border-bottom: Black 2.5pt double; text-align: left">$</td>
      <td style="border-bottom: Black 2.5pt double; text-align: right">8,047</td>
      <td style="border-bottom: Black 2.5pt double; text-align: left">&nbsp;</td>
      <td style="padding-bottom: 2.25pt; border-bottom: Black 2.5pt double">&nbsp;</td>
      <td style="border-bottom: Black 2.5pt double; text-align: left">$</td>
      <td style="border-bottom: Black 2.5pt double; text-align: right">6,183</td>
      <td style="border-bottom: Black 2.5pt double; text-align: left">&nbsp;</td>
      <td style="padding-bottom: 2.25pt; border-bottom: Black 2.5pt double">&nbsp;</td>
      <td style="border-bottom: Black 2.5pt double; text-align: left">$</td>
      <td style="border-bottom: Black 2.5pt double; text-align: right">12,828</td>
      <td style="border-bottom: Black 2.5pt double; text-align: left">&nbsp;</td>
      <td style="padding-bottom: 2.25pt; border-bottom: Black 2.5pt double">&nbsp;</td>
      <td style="border-bottom: Black 2.5pt double; text-align: left">$</td>
      <td style="border-bottom: Black 2.5pt double; text-align: right">12,598</td>
      <td style="border-bottom: Black 2.5pt double; text-align: left">&nbsp;</td>
      <td style="padding-bottom: 2.25pt; border-bottom: Black 2.5pt double">&nbsp;</td>
      <td style="border-bottom: Black 2.5pt double; text-align: left">$</td>
      <td style="border-bottom: Black 2.5pt double; text-align: right">-</td>
      <td style="border-bottom: Black 2.5pt double; text-align: left">&nbsp;</td>
      <td style="padding-bottom: 2.25pt; border-bottom: Black 2.5pt double">&nbsp;</td>
      <td style="border-bottom: Black 2.5pt double; text-align: left">$</td>
      <td style="border-bottom: Black 2.5pt double; text-align: right">1,000</td>
      <td style="border-bottom: Black 2.5pt double; text-align: left">&nbsp;</td>
      <td style="padding-bottom: 2.25pt; border-bottom: Black 2.5pt double">&nbsp;</td>
      <td style="border-bottom: Black 2.5pt double; text-align: left">$</td>
      <td style="border-bottom: Black 2.5pt double; text-align: right">310</td>
      <td style="border-bottom: Black 2.5pt double; text-align: left">&nbsp;</td>
      <td style="padding-bottom: 2.25pt; border-bottom: Black 2.5pt double">&nbsp;</td>
      <td style="border-bottom: Black 2.5pt double; text-align: left">$</td>
      <td style="border-bottom: Black 2.5pt double; text-align: right">2,118</td>
      <td style="border-bottom: Black 2.5pt double; text-align: left">&nbsp;</td>
      <td style="padding-bottom: 2.25pt; border-bottom: Black 2.5pt double">&nbsp;</td>
      <td style="border-bottom: Black 2.5pt double; text-align: left">$</td>
      <td style="border-bottom: Black 2.5pt double; text-align: right">4,716</td>
      <td style="border-bottom: Black 2.5pt double; text-align: left">&nbsp;</td>
      <td style="padding-bottom: 2.25pt; border-bottom: Black 2.5pt double">&nbsp;</td>
      <td style="border-bottom: Black 2.5pt double; text-align: left">$</td>
      <td style="border-bottom: Black 2.5pt double; text-align: right">47,800</td>
      <td style="border-bottom: Black 2.5pt double; text-align: left">&nbsp;</td>
     </tr>
     <tr style="vertical-align: bottom; background-color: White">
      <td style="text-align: left; padding-bottom: 2.25pt">Ending balance: collectively evaluated for impairment</td>
      <td style="padding-bottom: 2.25pt">&nbsp;</td>
      <td style="border-bottom: Black 2.5pt double; text-align: left">$</td>
      <td style="border-bottom: Black 2.5pt double; text-align: right">2,047,181</td>
      <td style="border-bottom: Black 2.5pt double; text-align: left">&nbsp;</td>
      <td style="padding-bottom: 2.25pt; border-bottom: Black 2.5pt double">&nbsp;</td>
      <td style="border-bottom: Black 2.5pt double; text-align: left">$</td>
      <td style="border-bottom: Black 2.5pt double; text-align: right">995,053</td>
      <td style="border-bottom: Black 2.5pt double; text-align: left">&nbsp;</td>
      <td style="padding-bottom: 2.25pt; border-bottom: Black 2.5pt double">&nbsp;</td>
      <td style="border-bottom: Black 2.5pt double; text-align: left">$</td>
      <td style="border-bottom: Black 2.5pt double; text-align: right">560,215</td>
      <td style="border-bottom: Black 2.5pt double; text-align: left">&nbsp;</td>
      <td style="padding-bottom: 2.25pt; border-bottom: Black 2.5pt double">&nbsp;</td>
      <td style="border-bottom: Black 2.5pt double; text-align: left">$</td>
      <td style="border-bottom: Black 2.5pt double; text-align: right">175,240</td>
      <td style="border-bottom: Black 2.5pt double; text-align: left">&nbsp;</td>
      <td style="padding-bottom: 2.25pt; border-bottom: Black 2.5pt double">&nbsp;</td>
      <td style="border-bottom: Black 2.5pt double; text-align: left">$</td>
      <td style="border-bottom: Black 2.5pt double; text-align: right">8,285</td>
      <td style="border-bottom: Black 2.5pt double; text-align: left">&nbsp;</td>
      <td style="padding-bottom: 2.25pt; border-bottom: Black 2.5pt double">&nbsp;</td>
      <td style="border-bottom: Black 2.5pt double; text-align: left">$</td>
      <td style="border-bottom: Black 2.5pt double; text-align: right">6,284</td>
      <td style="border-bottom: Black 2.5pt double; text-align: left">&nbsp;</td>
      <td style="padding-bottom: 2.25pt; border-bottom: Black 2.5pt double">&nbsp;</td>
      <td style="border-bottom: Black 2.5pt double; text-align: left">$</td>
      <td style="border-bottom: Black 2.5pt double; text-align: right">11,884</td>
      <td style="border-bottom: Black 2.5pt double; text-align: left">&nbsp;</td>
      <td style="padding-bottom: 2.25pt; border-bottom: Black 2.5pt double">&nbsp;</td>
      <td style="border-bottom: Black 2.5pt double; text-align: left">$</td>
      <td style="border-bottom: Black 2.5pt double; text-align: right">18,763</td>
      <td style="border-bottom: Black 2.5pt double; text-align: left">&nbsp;</td>
      <td style="padding-bottom: 2.25pt; border-bottom: Black 2.5pt double">&nbsp;</td>
      <td style="border-bottom: Black 2.5pt double; text-align: left">$</td>
      <td style="border-bottom: Black 2.5pt double; text-align: right">501,906</td>
      <td style="border-bottom: Black 2.5pt double; text-align: left">&nbsp;</td>
      <td style="padding-bottom: 2.25pt; border-bottom: Black 2.5pt double">&nbsp;</td>
      <td style="border-bottom: Black 2.5pt double; text-align: left">$</td>
      <td style="border-bottom: Black 2.5pt double; text-align: right">4,324,811</td>
      <td style="border-bottom: Black 2.5pt double; text-align: left">&nbsp;</td>
     </tr>

   </table><br/><table cellpadding="0" cellspacing="0" style="border-collapse: collapse; width: 100%; font: 10pt Times New Roman, Times, Serif">

     <tr style="vertical-align: bottom">
      <td colspan="41" style="text-align: center; border-bottom: Black 1pt solid">At December 31, 2014</td>
     </tr>
     <tr style="vertical-align: bottom">
      <td nowrap="nowrap" style="font-style: italic; border-bottom: Black 1pt solid">(in thousands)</td>
      <td nowrap="nowrap" style="padding-bottom: 1pt; border-bottom: Black 1pt solid">&nbsp;</td>
      <td colspan="3" nowrap="nowrap" style="text-align: center; border-bottom: Black 1pt solid">Multi-family <br /> residential</td>
      <td nowrap="nowrap" style="padding-bottom: 1pt; border-bottom: Black 1pt solid">&nbsp;</td>
      <td colspan="3" nowrap="nowrap" style="text-align: center; border-bottom: Black 1pt solid">Commercial <br /> real estate</td>
      <td nowrap="nowrap" style="padding-bottom: 1pt; border-bottom: Black 1pt solid">&nbsp;</td>
      <td colspan="3" nowrap="nowrap" style="text-align: center; border-bottom: Black 1pt solid">One-to-four<br /> family - <br /> mixed-use <br /> property</td>
      <td nowrap="nowrap" style="padding-bottom: 1pt; border-bottom: Black 1pt solid">&nbsp;</td>
      <td colspan="3" nowrap="nowrap" style="text-align: center; border-bottom: Black 1pt solid">One-to-four <br /> family- <br /> residential</td>
      <td nowrap="nowrap" style="padding-bottom: 1pt; border-bottom: Black 1pt solid">&nbsp;</td>
      <td colspan="3" nowrap="nowrap" style="text-align: center; border-bottom: Black 1pt solid">Co-operative <br /> apartments</td>
      <td nowrap="nowrap" style="padding-bottom: 1pt; border-bottom: Black 1pt solid">&nbsp;</td>
      <td colspan="3" nowrap="nowrap" style="text-align: center; border-bottom: Black 1pt solid">Construction <br /> loans</td>
      <td nowrap="nowrap" style="padding-bottom: 1pt; border-bottom: Black 1pt solid">&nbsp;</td>
      <td colspan="3" nowrap="nowrap" style="text-align: center; border-bottom: Black 1pt solid">Small Business <br /> Administration</td>
      <td nowrap="nowrap" style="padding-bottom: 1pt; border-bottom: Black 1pt solid">&nbsp;</td>
      <td colspan="3" nowrap="nowrap" style="text-align: center; border-bottom: Black 1pt solid">Taxi <br /> Medallion</td>
      <td nowrap="nowrap" style="padding-bottom: 1pt; border-bottom: Black 1pt solid">&nbsp;</td>
      <td colspan="3" nowrap="nowrap" style="text-align: center; border-bottom: Black 1pt solid">Commercial <br /> business and <br /> other</td>
      <td nowrap="nowrap" style="padding-bottom: 1pt; border-bottom: Black 1pt solid">&nbsp;</td>
      <td colspan="3" nowrap="nowrap" style="text-align: center; border-bottom: Black 1pt solid">Total</td>
     </tr>
     <tr style="vertical-align: bottom">
      <td>&nbsp;</td>
      <td style="font-style: italic">&nbsp;</td>
      <td colspan="3" style="font-style: italic; text-align: center">&nbsp;</td>
      <td style="font-style: italic">&nbsp;</td>
      <td colspan="3" style="font-style: italic; text-align: center">&nbsp;</td>
      <td style="font-style: italic">&nbsp;</td>
      <td colspan="3" style="font-style: italic; text-align: center">&nbsp;</td>
      <td style="font-style: italic">&nbsp;</td>
      <td colspan="3" style="font-style: italic; text-align: center">&nbsp;</td>
      <td style="font-style: italic">&nbsp;</td>
      <td colspan="3" style="font-style: italic; text-align: center">&nbsp;</td>
      <td style="font-style: italic">&nbsp;</td>
      <td colspan="3" style="font-style: italic; text-align: center">&nbsp;</td>
      <td style="font-style: italic">&nbsp;</td>
      <td colspan="3" style="font-style: italic; text-align: center">&nbsp;</td>
      <td style="font-style: italic">&nbsp;</td>
      <td colspan="3" style="font-style: italic; text-align: center">&nbsp;</td>
      <td style="font-style: italic">&nbsp;</td>
      <td colspan="3" style="font-style: italic; text-align: center">&nbsp;</td>
      <td style="font-style: italic">&nbsp;</td>
      <td colspan="3" style="font-style: italic; text-align: center">&nbsp;</td>
     </tr>
     <tr style="vertical-align: bottom; background-color: rgb(204,238,255)">
      <td style="font-weight: bold; text-align: left">Financing Receivables:</td>
      <td>&nbsp;</td>
      <td style="text-align: left">&nbsp;</td>
      <td style="text-align: right">&nbsp;</td>
      <td style="text-align: left">&nbsp;</td>
      <td>&nbsp;</td>
      <td style="text-align: left">&nbsp;</td>
      <td style="text-align: right">&nbsp;</td>
      <td style="text-align: left">&nbsp;</td>
      <td>&nbsp;</td>
      <td style="text-align: left">&nbsp;</td>
      <td style="text-align: right">&nbsp;</td>
      <td style="text-align: left">&nbsp;</td>
      <td>&nbsp;</td>
      <td style="text-align: left">&nbsp;</td>
      <td style="text-align: right">&nbsp;</td>
      <td style="text-align: left">&nbsp;</td>
      <td>&nbsp;</td>
      <td style="text-align: left">&nbsp;</td>
      <td style="text-align: right">&nbsp;</td>
      <td style="text-align: left">&nbsp;</td>
      <td>&nbsp;</td>
      <td style="text-align: left">&nbsp;</td>
      <td style="text-align: right">&nbsp;</td>
      <td style="text-align: left">&nbsp;</td>
      <td>&nbsp;</td>
      <td style="text-align: left">&nbsp;</td>
      <td style="text-align: right">&nbsp;</td>
      <td style="text-align: left">&nbsp;</td>
      <td>&nbsp;</td>
      <td style="text-align: left">&nbsp;</td>
      <td style="text-align: right">&nbsp;</td>
      <td style="text-align: left">&nbsp;</td>
      <td>&nbsp;</td>
      <td style="text-align: left">&nbsp;</td>
      <td style="text-align: right">&nbsp;</td>
      <td style="text-align: left">&nbsp;</td>
      <td>&nbsp;</td>
      <td style="text-align: left">&nbsp;</td>
      <td style="text-align: right">&nbsp;</td>
      <td style="text-align: left">&nbsp;</td>
     </tr>
     <tr style="vertical-align: bottom; background-color: White">
      <td style="width: 20%; padding-bottom: 2.25pt">Ending Balance</td>
      <td style="width: 1%; padding-bottom: 2.25pt">&nbsp;</td>
      <td style="width: 1%; border-bottom: Black 2.5pt double; text-align: left">$</td>
      <td style="width: 5%; border-bottom: Black 2.5pt double; text-align: right">1,923,460</td>
      <td style="width: 1%; border-bottom: Black 2.5pt double; text-align: left">&nbsp;</td>
      <td style="width: 1%; padding-bottom: 2.25pt; border-bottom: Black 2.5pt double">&nbsp;</td>
      <td style="width: 1%; border-bottom: Black 2.5pt double; text-align: left">$</td>
      <td style="width: 5%; border-bottom: Black 2.5pt double; text-align: right">621,569</td>
      <td style="width: 1%; border-bottom: Black 2.5pt double; text-align: left">&nbsp;</td>
      <td style="width: 1%; padding-bottom: 2.25pt; border-bottom: Black 2.5pt double">&nbsp;</td>
      <td style="width: 1%; border-bottom: Black 2.5pt double; text-align: left">$</td>
      <td style="width: 5%; border-bottom: Black 2.5pt double; text-align: right">573,779</td>
      <td style="width: 1%; border-bottom: Black 2.5pt double; text-align: left">&nbsp;</td>
      <td style="width: 1%; padding-bottom: 2.25pt; border-bottom: Black 2.5pt double">&nbsp;</td>
      <td style="width: 1%; border-bottom: Black 2.5pt double; text-align: left">$</td>
      <td style="width: 5%; border-bottom: Black 2.5pt double; text-align: right">187,572</td>
      <td style="width: 1%; border-bottom: Black 2.5pt double; text-align: left">&nbsp;</td>
      <td style="width: 1%; padding-bottom: 2.25pt; border-bottom: Black 2.5pt double">&nbsp;</td>
      <td style="width: 1%; border-bottom: Black 2.5pt double; text-align: left">$</td>
      <td style="width: 5%; border-bottom: Black 2.5pt double; text-align: right">9,835</td>
      <td style="width: 1%; border-bottom: Black 2.5pt double; text-align: left">&nbsp;</td>
      <td style="width: 1%; padding-bottom: 2.25pt; border-bottom: Black 2.5pt double">&nbsp;</td>
      <td style="width: 1%; border-bottom: Black 2.5pt double; text-align: left">$</td>
      <td style="width: 5%; border-bottom: Black 2.5pt double; text-align: right">5,286</td>
      <td style="width: 1%; border-bottom: Black 2.5pt double; text-align: left">&nbsp;</td>
      <td style="width: 1%; padding-bottom: 2.25pt; border-bottom: Black 2.5pt double">&nbsp;</td>
      <td style="width: 1%; border-bottom: Black 2.5pt double; text-align: left">$</td>
      <td style="width: 5%; border-bottom: Black 2.5pt double; text-align: right">7,134</td>
      <td style="width: 1%; border-bottom: Black 2.5pt double; text-align: left">&nbsp;</td>
      <td style="width: 1%; padding-bottom: 2.25pt; border-bottom: Black 2.5pt double">&nbsp;</td>
      <td style="width: 1%; border-bottom: Black 2.5pt double; text-align: left">$</td>
      <td style="width: 5%; border-bottom: Black 2.5pt double; text-align: right">22,519</td>
      <td style="width: 1%; border-bottom: Black 2.5pt double; text-align: left">&nbsp;</td>
      <td style="width: 1%; padding-bottom: 2.25pt; border-bottom: Black 2.5pt double">&nbsp;</td>
      <td style="width: 1%; border-bottom: Black 2.5pt double; text-align: left">$</td>
      <td style="width: 5%; border-bottom: Black 2.5pt double; text-align: right">447,500</td>
      <td style="width: 1%; border-bottom: Black 2.5pt double; text-align: left">&nbsp;</td>
      <td style="width: 1%; padding-bottom: 2.25pt; border-bottom: Black 2.5pt double">&nbsp;</td>
      <td style="width: 1%; border-bottom: Black 2.5pt double; text-align: left">$</td>
      <td style="width: 5%; border-bottom: Black 2.5pt double; text-align: right">3,798,654</td>
      <td style="width: 1%; border-bottom: Black 2.5pt double; text-align: left">&nbsp;</td>
     </tr>
     <tr style="vertical-align: bottom; background-color: rgb(204,238,255)">
      <td style="text-align: left; padding-bottom: 2.25pt">Ending balance: individually evaluated for impairment</td>
      <td style="padding-bottom: 2.25pt">&nbsp;</td>
      <td style="border-bottom: Black 2.5pt double; text-align: left">$</td>
      <td style="border-bottom: Black 2.5pt double; text-align: right">13,260</td>
      <td style="border-bottom: Black 2.5pt double; text-align: left">&nbsp;</td>
      <td style="padding-bottom: 2.25pt; border-bottom: Black 2.5pt double">&nbsp;</td>
      <td style="border-bottom: Black 2.5pt double; text-align: left">$</td>
      <td style="border-bottom: Black 2.5pt double; text-align: right">9,473</td>
      <td style="border-bottom: Black 2.5pt double; text-align: left">&nbsp;</td>
      <td style="padding-bottom: 2.25pt; border-bottom: Black 2.5pt double">&nbsp;</td>
      <td style="border-bottom: Black 2.5pt double; text-align: left">$</td>
      <td style="border-bottom: Black 2.5pt double; text-align: right">15,120</td>
      <td style="border-bottom: Black 2.5pt double; text-align: left">&nbsp;</td>
      <td style="padding-bottom: 2.25pt; border-bottom: Black 2.5pt double">&nbsp;</td>
      <td style="border-bottom: Black 2.5pt double; text-align: left">$</td>
      <td style="border-bottom: Black 2.5pt double; text-align: right">13,170</td>
      <td style="border-bottom: Black 2.5pt double; text-align: left">&nbsp;</td>
      <td style="padding-bottom: 2.25pt; border-bottom: Black 2.5pt double">&nbsp;</td>
      <td style="border-bottom: Black 2.5pt double; text-align: left">$</td>
      <td style="border-bottom: Black 2.5pt double; text-align: right">-</td>
      <td style="border-bottom: Black 2.5pt double; text-align: left">&nbsp;</td>
      <td style="padding-bottom: 2.25pt; border-bottom: Black 2.5pt double">&nbsp;</td>
      <td style="border-bottom: Black 2.5pt double; text-align: left">$</td>
      <td style="border-bottom: Black 2.5pt double; text-align: right">-</td>
      <td style="border-bottom: Black 2.5pt double; text-align: left">&nbsp;</td>
      <td style="padding-bottom: 2.25pt; border-bottom: Black 2.5pt double">&nbsp;</td>
      <td style="border-bottom: Black 2.5pt double; text-align: left">$</td>
      <td style="border-bottom: Black 2.5pt double; text-align: right">-</td>
      <td style="border-bottom: Black 2.5pt double; text-align: left">&nbsp;</td>
      <td style="padding-bottom: 2.25pt; border-bottom: Black 2.5pt double">&nbsp;</td>
      <td style="border-bottom: Black 2.5pt double; text-align: left">$</td>
      <td style="border-bottom: Black 2.5pt double; text-align: right">-</td>
      <td style="border-bottom: Black 2.5pt double; text-align: left">&nbsp;</td>
      <td style="padding-bottom: 2.25pt; border-bottom: Black 2.5pt double">&nbsp;</td>
      <td style="border-bottom: Black 2.5pt double; text-align: left">$</td>
      <td style="border-bottom: Black 2.5pt double; text-align: right">5,492</td>
      <td style="border-bottom: Black 2.5pt double; text-align: left">&nbsp;</td>
      <td style="padding-bottom: 2.25pt; border-bottom: Black 2.5pt double">&nbsp;</td>
      <td style="border-bottom: Black 2.5pt double; text-align: left">$</td>
      <td style="border-bottom: Black 2.5pt double; text-align: right">56,515</td>
      <td style="border-bottom: Black 2.5pt double; text-align: left">&nbsp;</td>
     </tr>
     <tr style="vertical-align: bottom; background-color: White">
      <td style="text-align: left; padding-bottom: 2.25pt">Ending balance: collectively evaluated for impairment</td>
      <td style="padding-bottom: 2.25pt">&nbsp;</td>
      <td style="border-bottom: Black 2.5pt double; text-align: left">$</td>
      <td style="border-bottom: Black 2.5pt double; text-align: right">1,910,200</td>
      <td style="border-bottom: Black 2.5pt double; text-align: left">&nbsp;</td>
      <td style="padding-bottom: 2.25pt; border-bottom: Black 2.5pt double">&nbsp;</td>
      <td style="border-bottom: Black 2.5pt double; text-align: left">$</td>
      <td style="border-bottom: Black 2.5pt double; text-align: right">612,096</td>
      <td style="border-bottom: Black 2.5pt double; text-align: left">&nbsp;</td>
      <td style="padding-bottom: 2.25pt; border-bottom: Black 2.5pt double">&nbsp;</td>
      <td style="border-bottom: Black 2.5pt double; text-align: left">$</td>
      <td style="border-bottom: Black 2.5pt double; text-align: right">558,659</td>
      <td style="border-bottom: Black 2.5pt double; text-align: left">&nbsp;</td>
      <td style="padding-bottom: 2.25pt; border-bottom: Black 2.5pt double">&nbsp;</td>
      <td style="border-bottom: Black 2.5pt double; text-align: left">$</td>
      <td style="border-bottom: Black 2.5pt double; text-align: right">174,402</td>
      <td style="border-bottom: Black 2.5pt double; text-align: left">&nbsp;</td>
      <td style="padding-bottom: 2.25pt; border-bottom: Black 2.5pt double">&nbsp;</td>
      <td style="border-bottom: Black 2.5pt double; text-align: left">$</td>
      <td style="border-bottom: Black 2.5pt double; text-align: right">9,835</td>
      <td style="border-bottom: Black 2.5pt double; text-align: left">&nbsp;</td>
      <td style="padding-bottom: 2.25pt; border-bottom: Black 2.5pt double">&nbsp;</td>
      <td style="border-bottom: Black 2.5pt double; text-align: left">$</td>
      <td style="border-bottom: Black 2.5pt double; text-align: right">5,286</td>
      <td style="border-bottom: Black 2.5pt double; text-align: left">&nbsp;</td>
      <td style="padding-bottom: 2.25pt; border-bottom: Black 2.5pt double">&nbsp;</td>
      <td style="border-bottom: Black 2.5pt double; text-align: left">$</td>
      <td style="border-bottom: Black 2.5pt double; text-align: right">7,134</td>
      <td style="border-bottom: Black 2.5pt double; text-align: left">&nbsp;</td>
      <td style="padding-bottom: 2.25pt; border-bottom: Black 2.5pt double">&nbsp;</td>
      <td style="border-bottom: Black 2.5pt double; text-align: left">$</td>
      <td style="border-bottom: Black 2.5pt double; text-align: right">22,519</td>
      <td style="border-bottom: Black 2.5pt double; text-align: left">&nbsp;</td>
      <td style="padding-bottom: 2.25pt; border-bottom: Black 2.5pt double">&nbsp;</td>
      <td style="border-bottom: Black 2.5pt double; text-align: left">$</td>
      <td style="border-bottom: Black 2.5pt double; text-align: right">442,008</td>
      <td style="border-bottom: Black 2.5pt double; text-align: left">&nbsp;</td>
      <td style="padding-bottom: 2.25pt; border-bottom: Black 2.5pt double">&nbsp;</td>
      <td style="border-bottom: Black 2.5pt double; text-align: left">$</td>
      <td style="border-bottom: Black 2.5pt double; text-align: right">3,742,139</td>
      <td style="border-bottom: Black 2.5pt double; text-align: left">&nbsp;</td>
     </tr>

   </table><br/><p style="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 0in">The following table shows our recorded investment, unpaid principal balance and allocated allowance for loan losses for loans that were considered impaired at December 31, 2015 and 2014:</p><br/><table cellpadding="0" cellspacing="0" style="border-collapse: collapse; width: 100%; font: 10pt Times New Roman, Times, Serif">

     <tr style="vertical-align: bottom">
      <td>&nbsp;</td>
      <td style="padding-bottom: 1pt">&nbsp;</td>
      <td colspan="11" style="text-align: center; border-bottom: Black 1pt solid">December 31, 2015</td>
      <td style="padding-bottom: 1pt">&nbsp;</td>
      <td colspan="11" style="text-align: center; border-bottom: Black 1pt solid">December 31, 2014</td>
     </tr>
     <tr style="vertical-align: bottom">
      <td style="font-style: italic; text-align: left">&nbsp;</td>
      <td style="padding-bottom: 1pt">&nbsp;</td>
      <td colspan="3" style="text-align: center; border-bottom: Black 1pt solid">Recorded<br /> Investment</td>
      <td style="border-bottom: Black 1pt solid; text-align: left">&nbsp;</td>
      <td colspan="3" style="text-align: center; border-bottom: Black 1pt solid">Unpaid <br /> Principal <br /> Balance</td>
      <td style="border-bottom: Black 1pt solid; text-align: left">&nbsp;</td>
      <td colspan="3" style="text-align: center; border-bottom: Black 1pt solid">Related <br /> Allowance</td>
      <td style="padding-bottom: 1pt">&nbsp;</td>
      <td colspan="3" style="text-align: center; border-bottom: Black 1pt solid">Recorded<br /> Investment</td>
      <td style="border-bottom: Black 1pt solid; text-align: left">&nbsp;</td>
      <td colspan="3" style="text-align: center; border-bottom: Black 1pt solid">Unpaid <br /> Principal <br /> Balance</td>
      <td style="border-bottom: Black 1pt solid; text-align: left">&nbsp;</td>
      <td colspan="3" style="text-align: center; border-bottom: Black 1pt solid">Related<br /> Allowance</td>
     </tr>
     <tr style="vertical-align: bottom">
      <td>&nbsp;</td>
      <td>&nbsp;</td>
      <td colspan="3" style="text-align: right">&nbsp;</td>
      <td>&nbsp;</td>
      <td colspan="3" style="text-align: right">&nbsp;</td>
      <td>&nbsp;</td>
      <td colspan="3">&nbsp;</td>
      <td>&nbsp;</td>
      <td colspan="3" style="text-align: right">&nbsp;</td>
      <td>&nbsp;</td>
      <td colspan="3" style="text-align: right">&nbsp;</td>
      <td>&nbsp;</td>
      <td colspan="3">&nbsp;</td>
     </tr>
     <tr style="vertical-align: bottom">
      <td style="font-weight: bold">&nbsp;</td>
      <td style="font-style: italic">&nbsp;</td>
      <td colspan="23" style="font-style: italic; text-align: center">(In thousands)</td>
     </tr>
     <tr style="vertical-align: bottom; background-color: rgb(204,238,255)">
      <td colspan="1">With no related allowance recorded:</td>
      <td>&nbsp;</td>
      <td colspan="3" style="text-align: right">&nbsp;</td>
      <td>&nbsp;</td>
      <td colspan="3" style="text-align: right">&nbsp;</td>
      <td>&nbsp;</td>
      <td colspan="3">&nbsp;</td>
      <td>&nbsp;</td>
      <td colspan="3" style="text-align: right">&nbsp;</td>
      <td>&nbsp;</td>
      <td colspan="3" style="text-align: right">&nbsp;</td>
      <td>&nbsp;</td>
      <td colspan="3">&nbsp;</td>
     </tr>
     <tr style="vertical-align: bottom; background-color: White">
      <td style="text-align: left; padding-left: 10pt">Mortgage loans:</td>
      <td>&nbsp;</td>
      <td style="text-align: left">&nbsp;</td>
      <td style="text-align: right">&nbsp;</td>
      <td style="text-align: left">&nbsp;</td>
      <td>&nbsp;</td>
      <td style="text-align: left">&nbsp;</td>
      <td style="text-align: right">&nbsp;</td>
      <td style="text-align: left">&nbsp;</td>
      <td>&nbsp;</td>
      <td style="text-align: left">&nbsp;</td>
      <td style="text-align: right">&nbsp;</td>
      <td style="text-align: left">&nbsp;</td>
      <td>&nbsp;</td>
      <td style="text-align: left">&nbsp;</td>
      <td style="text-align: right">&nbsp;</td>
      <td style="text-align: left">&nbsp;</td>
      <td>&nbsp;</td>
      <td style="text-align: left">&nbsp;</td>
      <td style="text-align: right">&nbsp;</td>
      <td style="text-align: left">&nbsp;</td>
      <td>&nbsp;</td>
      <td style="text-align: left">&nbsp;</td>
      <td style="text-align: right">&nbsp;</td>
      <td style="text-align: left">&nbsp;</td>
     </tr>
     <tr style="vertical-align: bottom; background-color: rgb(204,238,255)">
      <td style="width: 34%; text-align: left; padding-left: 20pt">Multi-family residential</td>
      <td style="width: 1%">&nbsp;</td>
      <td style="width: 1%; text-align: left">$</td>
      <td style="width: 8%; text-align: right">5,742</td>
      <td style="width: 1%; text-align: left">&nbsp;</td>
      <td style="width: 1%">&nbsp;</td>
      <td style="width: 1%; text-align: left">$</td>
      <td style="width: 8%; text-align: right">6,410</td>
      <td style="width: 1%; text-align: left">&nbsp;</td>
      <td style="width: 1%">&nbsp;</td>
      <td style="width: 1%; text-align: left">$</td>
      <td style="width: 8%; text-align: right">-</td>
      <td style="width: 1%; text-align: left">&nbsp;</td>
      <td style="width: 1%">&nbsp;</td>
      <td style="width: 1%; text-align: left">$</td>
      <td style="width: 8%; text-align: right">10,481</td>
      <td style="width: 1%; text-align: left">&nbsp;</td>
      <td style="width: 1%">&nbsp;</td>
      <td style="width: 1%; text-align: left">$</td>
      <td style="width: 8%; text-align: right">11,551</td>
      <td style="width: 1%; text-align: left">&nbsp;</td>
      <td style="width: 1%">&nbsp;</td>
      <td style="width: 1%; text-align: left">$</td>
      <td style="width: 8%; text-align: right">-</td>
      <td style="width: 1%; text-align: left">&nbsp;</td>
     </tr>
     <tr style="vertical-align: bottom; background-color: White">
      <td style="text-align: left; padding-left: 20pt">Commercial real estate</td>
      <td>&nbsp;</td>
      <td style="text-align: left">&nbsp;</td>
      <td style="text-align: right">3,812</td>
      <td style="text-align: left">&nbsp;</td>
      <td>&nbsp;</td>
      <td style="text-align: left">&nbsp;</td>
      <td style="text-align: right">3,869</td>
      <td style="text-align: left">&nbsp;</td>
      <td>&nbsp;</td>
      <td style="text-align: left">&nbsp;</td>
      <td style="text-align: right">-</td>
      <td style="text-align: left">&nbsp;</td>
      <td>&nbsp;</td>
      <td style="text-align: left">&nbsp;</td>
      <td style="text-align: right">7,100</td>
      <td style="text-align: left">&nbsp;</td>
      <td>&nbsp;</td>
      <td style="text-align: left">&nbsp;</td>
      <td style="text-align: right">7,221</td>
      <td style="text-align: left">&nbsp;</td>
      <td>&nbsp;</td>
      <td style="text-align: left">&nbsp;</td>
      <td style="text-align: right">-</td>
      <td style="text-align: left">&nbsp;</td>
     </tr>
     <tr style="vertical-align: bottom; background-color: rgb(204,238,255)">
      <td style="text-align: left; padding-left: 20pt">One-to-four family mixed-use property</td>
      <td>&nbsp;</td>
      <td style="text-align: left">&nbsp;</td>
      <td style="text-align: right">10,082</td>
      <td style="text-align: left">&nbsp;</td>
      <td>&nbsp;</td>
      <td style="text-align: left">&nbsp;</td>
      <td style="text-align: right">11,335</td>
      <td style="text-align: left">&nbsp;</td>
      <td>&nbsp;</td>
      <td style="text-align: left">&nbsp;</td>
      <td style="text-align: right">-</td>
      <td style="text-align: left">&nbsp;</td>
      <td>&nbsp;</td>
      <td style="text-align: left">&nbsp;</td>
      <td style="text-align: right">12,027</td>
      <td style="text-align: left">&nbsp;</td>
      <td>&nbsp;</td>
      <td style="text-align: left">&nbsp;</td>
      <td style="text-align: right">13,381</td>
      <td style="text-align: left">&nbsp;</td>
      <td>&nbsp;</td>
      <td style="text-align: left">&nbsp;</td>
      <td style="text-align: right">-</td>
      <td style="text-align: left">&nbsp;</td>
     </tr>
     <tr style="vertical-align: bottom; background-color: White">
      <td style="text-align: left; padding-left: 20pt">One-to-four family residential</td>
      <td>&nbsp;</td>
      <td style="text-align: left">&nbsp;</td>
      <td style="text-align: right">12,255</td>
      <td style="text-align: left">&nbsp;</td>
      <td>&nbsp;</td>
      <td style="text-align: left">&nbsp;</td>
      <td style="text-align: right">14,345</td>
      <td style="text-align: left">&nbsp;</td>
      <td>&nbsp;</td>
      <td style="text-align: left">&nbsp;</td>
      <td style="text-align: right">-</td>
      <td style="text-align: left">&nbsp;</td>
      <td>&nbsp;</td>
      <td style="text-align: left">&nbsp;</td>
      <td style="text-align: right">12,816</td>
      <td style="text-align: left">&nbsp;</td>
      <td>&nbsp;</td>
      <td style="text-align: left">&nbsp;</td>
      <td style="text-align: right">15,709</td>
      <td style="text-align: left">&nbsp;</td>
      <td>&nbsp;</td>
      <td style="text-align: left">&nbsp;</td>
      <td style="text-align: right">-</td>
      <td style="text-align: left">&nbsp;</td>
     </tr>
     <tr style="vertical-align: bottom; background-color: rgb(204,238,255)">
      <td style="text-align: left; padding-left: 20pt">Co-operative apartments</td>
      <td>&nbsp;</td>
      <td style="text-align: left">&nbsp;</td>
      <td style="text-align: right">-</td>
      <td style="text-align: left">&nbsp;</td>
      <td>&nbsp;</td>
      <td style="text-align: left">&nbsp;</td>
      <td style="text-align: right">-</td>
      <td style="text-align: left">&nbsp;</td>
      <td>&nbsp;</td>
      <td style="text-align: left">&nbsp;</td>
      <td style="text-align: right">-</td>
      <td style="text-align: left">&nbsp;</td>
      <td>&nbsp;</td>
      <td style="text-align: left">&nbsp;</td>
      <td style="text-align: right">-</td>
      <td style="text-align: left">&nbsp;</td>
      <td>&nbsp;</td>
      <td style="text-align: left">&nbsp;</td>
      <td style="text-align: right">-</td>
      <td style="text-align: left">&nbsp;</td>
      <td>&nbsp;</td>
      <td style="text-align: left">&nbsp;</td>
      <td style="text-align: right">-</td>
      <td style="text-align: left">&nbsp;</td>
     </tr>
     <tr style="vertical-align: bottom; background-color: White">
      <td style="padding-left: 20pt">Construction</td>
      <td>&nbsp;</td>
      <td style="text-align: left">&nbsp;</td>
      <td style="text-align: right">1,000</td>
      <td style="text-align: left">&nbsp;</td>
      <td>&nbsp;</td>
      <td style="text-align: left">&nbsp;</td>
      <td style="text-align: right">1,000</td>
      <td style="text-align: left">&nbsp;</td>
      <td>&nbsp;</td>
      <td style="text-align: left">&nbsp;</td>
      <td style="text-align: right">-</td>
      <td style="text-align: left">&nbsp;</td>
      <td>&nbsp;</td>
      <td style="text-align: left">&nbsp;</td>
      <td style="text-align: right">-</td>
      <td style="text-align: left">&nbsp;</td>
      <td>&nbsp;</td>
      <td style="text-align: left">&nbsp;</td>
      <td style="text-align: right">-</td>
      <td style="text-align: left">&nbsp;</td>
      <td>&nbsp;</td>
      <td style="text-align: left">&nbsp;</td>
      <td style="text-align: right">-</td>
      <td style="text-align: left">&nbsp;</td>
     </tr>
     <tr style="vertical-align: bottom; background-color: rgb(204,238,255)">
      <td style="text-align: left; padding-left: 10pt">Non-mortgage loans:</td>
      <td>&nbsp;</td>
      <td style="text-align: left">&nbsp;</td>
      <td style="text-align: right">&nbsp;</td>
      <td style="text-align: left">&nbsp;</td>
      <td>&nbsp;</td>
      <td style="text-align: left">&nbsp;</td>
      <td style="text-align: right">&nbsp;</td>
      <td style="text-align: left">&nbsp;</td>
      <td>&nbsp;</td>
      <td style="text-align: left">&nbsp;</td>
      <td style="text-align: right">&nbsp;</td>
      <td style="text-align: left">&nbsp;</td>
      <td>&nbsp;</td>
      <td style="text-align: left">&nbsp;</td>
      <td style="text-align: right">&nbsp;</td>
      <td style="text-align: left">&nbsp;</td>
      <td>&nbsp;</td>
      <td style="text-align: left">&nbsp;</td>
      <td style="text-align: right">&nbsp;</td>
      <td style="text-align: left">&nbsp;</td>
      <td>&nbsp;</td>
      <td style="text-align: left">&nbsp;</td>
      <td style="text-align: right">&nbsp;</td>
      <td style="text-align: left">&nbsp;</td>
     </tr>
     <tr style="vertical-align: bottom; background-color: White">
      <td style="text-align: left; padding-left: 20pt">Small Business Administration</td>
      <td>&nbsp;</td>
      <td style="text-align: left">&nbsp;</td>
      <td style="text-align: right">276</td>
      <td style="text-align: left">&nbsp;</td>
      <td>&nbsp;</td>
      <td style="text-align: left">&nbsp;</td>
      <td style="text-align: right">276</td>
      <td style="text-align: left">&nbsp;</td>
      <td>&nbsp;</td>
      <td style="text-align: left">&nbsp;</td>
      <td style="text-align: right">-</td>
      <td style="text-align: left">&nbsp;</td>
      <td>&nbsp;</td>
      <td style="text-align: left">&nbsp;</td>
      <td style="text-align: right">-</td>
      <td style="text-align: left">&nbsp;</td>
      <td>&nbsp;</td>
      <td style="text-align: left">&nbsp;</td>
      <td style="text-align: right">-</td>
      <td style="text-align: left">&nbsp;</td>
      <td>&nbsp;</td>
      <td style="text-align: left">&nbsp;</td>
      <td style="text-align: right">-</td>
      <td style="text-align: left">&nbsp;</td>
     </tr>
     <tr style="vertical-align: bottom; background-color: rgb(204,238,255)">
      <td style="text-align: left; padding-left: 20pt">Taxi Medallion</td>
      <td>&nbsp;</td>
      <td style="text-align: left">&nbsp;</td>
      <td style="text-align: right">-</td>
      <td style="text-align: left">&nbsp;</td>
      <td>&nbsp;</td>
      <td style="text-align: left">&nbsp;</td>
      <td style="text-align: right">-</td>
      <td style="text-align: left">&nbsp;</td>
      <td>&nbsp;</td>
      <td style="text-align: left">&nbsp;</td>
      <td style="text-align: right">-</td>
      <td style="text-align: left">&nbsp;</td>
      <td>&nbsp;</td>
      <td style="text-align: left">&nbsp;</td>
      <td style="text-align: right">-</td>
      <td style="text-align: left">&nbsp;</td>
      <td>&nbsp;</td>
      <td style="text-align: left">&nbsp;</td>
      <td style="text-align: right">-</td>
      <td style="text-align: left">&nbsp;</td>
      <td>&nbsp;</td>
      <td style="text-align: left">&nbsp;</td>
      <td style="text-align: right">-</td>
      <td style="text-align: left">&nbsp;</td>
     </tr>
     <tr style="vertical-align: bottom; background-color: White">
      <td style="text-align: left; padding-left: 20pt">Commercial Business and other</td>
      <td>&nbsp;</td>
      <td style="text-align: left">&nbsp;</td>
      <td style="text-align: right">2,682</td>
      <td style="text-align: left">&nbsp;</td>
      <td>&nbsp;</td>
      <td style="text-align: left">&nbsp;</td>
      <td style="text-align: right">5,347</td>
      <td style="text-align: left">&nbsp;</td>
      <td>&nbsp;</td>
      <td style="text-align: left">&nbsp;</td>
      <td style="text-align: right">-</td>
      <td style="text-align: left">&nbsp;</td>
      <td>&nbsp;</td>
      <td style="text-align: left">&nbsp;</td>
      <td style="text-align: right">2,779</td>
      <td style="text-align: left">&nbsp;</td>
      <td>&nbsp;</td>
      <td style="text-align: left">&nbsp;</td>
      <td style="text-align: right">3,149</td>
      <td style="text-align: left">&nbsp;</td>
      <td>&nbsp;</td>
      <td style="text-align: left">&nbsp;</td>
      <td style="text-align: right">-</td>
      <td style="text-align: left">&nbsp;</td>
     </tr>
     <tr style="vertical-align: bottom; background-color: rgb(204,238,255)">
      <td style="padding-bottom: 1pt">&nbsp;</td>
      <td style="padding-bottom: 1pt">&nbsp;</td>
      <td style="border-bottom: Black 1pt solid; text-align: left">&nbsp;</td>
      <td style="border-bottom: Black 1pt solid; text-align: right">&nbsp;</td>
      <td style="border-bottom: Black 1pt solid; text-align: left">&nbsp;</td>
      <td style="border-bottom: Black 1pt solid; text-align: left">&nbsp;</td>
      <td style="border-bottom: Black 1pt solid; text-align: left">&nbsp;</td>
      <td style="border-bottom: Black 1pt solid; text-align: right">&nbsp;</td>
      <td style="border-bottom: Black 1pt solid; text-align: left">&nbsp;</td>
      <td style="border-bottom: Black 1pt solid; text-align: left">&nbsp;</td>
      <td style="border-bottom: Black 1pt solid; text-align: left">&nbsp;</td>
      <td style="border-bottom: Black 1pt solid; text-align: right">&nbsp;</td>
      <td style="border-bottom: Black 1pt solid; text-align: left">&nbsp;</td>
      <td style="padding-bottom: 1pt">&nbsp;</td>
      <td style="border-bottom: Black 1pt solid; text-align: left">&nbsp;</td>
      <td style="border-bottom: Black 1pt solid; text-align: right">&nbsp;</td>
      <td style="border-bottom: Black 1pt solid; text-align: left">&nbsp;</td>
      <td style="border-bottom: Black 1pt solid; text-align: left">&nbsp;</td>
      <td style="border-bottom: Black 1pt solid; text-align: left">&nbsp;</td>
      <td style="border-bottom: Black 1pt solid; text-align: right">&nbsp;</td>
      <td style="border-bottom: Black 1pt solid; text-align: left">&nbsp;</td>
      <td style="border-bottom: Black 1pt solid; text-align: left">&nbsp;</td>
      <td style="border-bottom: Black 1pt solid; text-align: left">&nbsp;</td>
      <td style="border-bottom: Black 1pt solid; text-align: right">&nbsp;</td>
      <td style="border-bottom: Black 1pt solid; text-align: left">&nbsp;</td>
     </tr>
     <tr style="vertical-align: bottom; background-color: White">
      <td style="text-align: left; padding-bottom: 1pt; padding-left: 30pt">Total loans with no related allowance recorded</td>
      <td style="padding-bottom: 1pt">&nbsp;</td>
      <td style="border-bottom: Black 1pt solid; text-align: left">&nbsp;</td>
      <td style="border-bottom: Black 1pt solid; text-align: right">35,849</td>
      <td style="border-bottom: Black 1pt solid; text-align: left">&nbsp;</td>
      <td style="border-bottom: Black 1pt solid; text-align: left">&nbsp;</td>
      <td style="border-bottom: Black 1pt solid; text-align: left">&nbsp;</td>
      <td style="border-bottom: Black 1pt solid; text-align: right">42,582</td>
      <td style="border-bottom: Black 1pt solid; text-align: left">&nbsp;</td>
      <td style="border-bottom: Black 1pt solid; text-align: left">&nbsp;</td>
      <td style="border-bottom: Black 1pt solid; text-align: left">&nbsp;</td>
      <td style="border-bottom: Black 1pt solid; text-align: right">-</td>
      <td style="border-bottom: Black 1pt solid; text-align: left">&nbsp;</td>
      <td style="padding-bottom: 1pt">&nbsp;</td>
      <td style="border-bottom: Black 1pt solid; text-align: left">&nbsp;</td>
      <td style="border-bottom: Black 1pt solid; text-align: right">45,203</td>
      <td style="border-bottom: Black 1pt solid; text-align: left">&nbsp;</td>
      <td style="border-bottom: Black 1pt solid; text-align: left">&nbsp;</td>
      <td style="border-bottom: Black 1pt solid; text-align: left">&nbsp;</td>
      <td style="border-bottom: Black 1pt solid; text-align: right">51,011</td>
      <td style="border-bottom: Black 1pt solid; text-align: left">&nbsp;</td>
      <td style="border-bottom: Black 1pt solid; text-align: left">&nbsp;</td>
      <td style="border-bottom: Black 1pt solid; text-align: left">&nbsp;</td>
      <td style="border-bottom: Black 1pt solid; text-align: right">-</td>
      <td style="border-bottom: Black 1pt solid; text-align: left">&nbsp;</td>
     </tr>
     <tr style="vertical-align: bottom; background-color: rgb(204,238,255)">
      <td>&nbsp;</td>
      <td>&nbsp;</td>
      <td style="text-align: left">&nbsp;</td>
      <td style="text-align: right">&nbsp;</td>
      <td style="text-align: left">&nbsp;</td>
      <td>&nbsp;</td>
      <td style="text-align: left">&nbsp;</td>
      <td style="text-align: right">&nbsp;</td>
      <td style="text-align: left">&nbsp;</td>
      <td>&nbsp;</td>
      <td style="text-align: left">&nbsp;</td>
      <td style="text-align: right">&nbsp;</td>
      <td style="text-align: left">&nbsp;</td>
      <td>&nbsp;</td>
      <td style="text-align: left">&nbsp;</td>
      <td style="text-align: right">&nbsp;</td>
      <td style="text-align: left">&nbsp;</td>
      <td>&nbsp;</td>
      <td style="text-align: left">&nbsp;</td>
      <td style="text-align: right">&nbsp;</td>
      <td style="text-align: left">&nbsp;</td>
      <td>&nbsp;</td>
      <td style="text-align: left">&nbsp;</td>
      <td style="text-align: right">&nbsp;</td>
      <td style="text-align: left">&nbsp;</td>
     </tr>
     <tr style="vertical-align: bottom; background-color: White">
      <td style="text-align: left">With an allowance recorded:</td>
      <td>&nbsp;</td>
      <td style="text-align: left">&nbsp;</td>
      <td style="text-align: right">&nbsp;</td>
      <td style="text-align: left">&nbsp;</td>
      <td>&nbsp;</td>
      <td style="text-align: left">&nbsp;</td>
      <td style="text-align: right">&nbsp;</td>
      <td style="text-align: left">&nbsp;</td>
      <td>&nbsp;</td>
      <td style="text-align: left">&nbsp;</td>
      <td style="text-align: right">&nbsp;</td>
      <td style="text-align: left">&nbsp;</td>
      <td>&nbsp;</td>
      <td style="text-align: left">&nbsp;</td>
      <td style="text-align: right">&nbsp;</td>
      <td style="text-align: left">&nbsp;</td>
      <td>&nbsp;</td>
      <td style="text-align: left">&nbsp;</td>
      <td style="text-align: right">&nbsp;</td>
      <td style="text-align: left">&nbsp;</td>
      <td>&nbsp;</td>
      <td style="text-align: left">&nbsp;</td>
      <td style="text-align: right">&nbsp;</td>
      <td style="text-align: left">&nbsp;</td>
     </tr>
     <tr style="vertical-align: bottom; background-color: rgb(204,238,255)">
      <td style="text-align: left; padding-left: 10pt">Mortgage loans:</td>
      <td>&nbsp;</td>
      <td style="text-align: left">&nbsp;</td>
      <td style="text-align: right">&nbsp;</td>
      <td style="text-align: left">&nbsp;</td>
      <td>&nbsp;</td>
      <td style="text-align: left">&nbsp;</td>
      <td style="text-align: right">&nbsp;</td>
      <td style="text-align: left">&nbsp;</td>
      <td>&nbsp;</td>
      <td style="text-align: left">&nbsp;</td>
      <td style="text-align: right">&nbsp;</td>
      <td style="text-align: left">&nbsp;</td>
      <td>&nbsp;</td>
      <td style="text-align: left">&nbsp;</td>
      <td style="text-align: right">&nbsp;</td>
      <td style="text-align: left">&nbsp;</td>
      <td>&nbsp;</td>
      <td style="text-align: left">&nbsp;</td>
      <td style="text-align: right">&nbsp;</td>
      <td style="text-align: left">&nbsp;</td>
      <td>&nbsp;</td>
      <td style="text-align: left">&nbsp;</td>
      <td style="text-align: right">&nbsp;</td>
      <td style="text-align: left">&nbsp;</td>
     </tr>
     <tr style="vertical-align: bottom; background-color: White">
      <td style="text-align: left; padding-left: 20pt">Multi-family residential</td>
      <td>&nbsp;</td>
      <td style="text-align: left">&nbsp;</td>
      <td style="text-align: right">2,305</td>
      <td style="text-align: left">&nbsp;</td>
      <td>&nbsp;</td>
      <td style="text-align: left">&nbsp;</td>
      <td style="text-align: right">2,305</td>
      <td style="text-align: left">&nbsp;</td>
      <td>&nbsp;</td>
      <td style="text-align: left">&nbsp;</td>
      <td style="text-align: right">252</td>
      <td style="text-align: left">&nbsp;</td>
      <td>&nbsp;</td>
      <td style="text-align: left">&nbsp;</td>
      <td style="text-align: right">2,779</td>
      <td style="text-align: left">&nbsp;</td>
      <td>&nbsp;</td>
      <td style="text-align: left">&nbsp;</td>
      <td style="text-align: right">2,779</td>
      <td style="text-align: left">&nbsp;</td>
      <td>&nbsp;</td>
      <td style="text-align: left">&nbsp;</td>
      <td style="text-align: right">286</td>
      <td style="text-align: left">&nbsp;</td>
     </tr>
     <tr style="vertical-align: bottom; background-color: rgb(204,238,255)">
      <td style="text-align: left; padding-left: 20pt">Commercial real estate</td>
      <td>&nbsp;</td>
      <td style="text-align: left">&nbsp;</td>
      <td style="text-align: right">2,371</td>
      <td style="text-align: left">&nbsp;</td>
      <td>&nbsp;</td>
      <td style="text-align: left">&nbsp;</td>
      <td style="text-align: right">2,371</td>
      <td style="text-align: left">&nbsp;</td>
      <td>&nbsp;</td>
      <td style="text-align: left">&nbsp;</td>
      <td style="text-align: right">180</td>
      <td style="text-align: left">&nbsp;</td>
      <td>&nbsp;</td>
      <td style="text-align: left">&nbsp;</td>
      <td style="text-align: right">2,373</td>
      <td style="text-align: left">&nbsp;</td>
      <td>&nbsp;</td>
      <td style="text-align: left">&nbsp;</td>
      <td style="text-align: right">2,373</td>
      <td style="text-align: left">&nbsp;</td>
      <td>&nbsp;</td>
      <td style="text-align: left">&nbsp;</td>
      <td style="text-align: right">21</td>
      <td style="text-align: left">&nbsp;</td>
     </tr>
     <tr style="vertical-align: bottom; background-color: White">
      <td style="text-align: left; padding-left: 20pt">One-to-four family mixed-use property</td>
      <td>&nbsp;</td>
      <td style="text-align: left">&nbsp;</td>
      <td style="text-align: right">2,746</td>
      <td style="text-align: left">&nbsp;</td>
      <td>&nbsp;</td>
      <td style="text-align: left">&nbsp;</td>
      <td style="text-align: right">2,746</td>
      <td style="text-align: left">&nbsp;</td>
      <td>&nbsp;</td>
      <td style="text-align: left">&nbsp;</td>
      <td style="text-align: right">502</td>
      <td style="text-align: left">&nbsp;</td>
      <td>&nbsp;</td>
      <td style="text-align: left">&nbsp;</td>
      <td style="text-align: right">3,093</td>
      <td style="text-align: left">&nbsp;</td>
      <td>&nbsp;</td>
      <td style="text-align: left">&nbsp;</td>
      <td style="text-align: right">3,093</td>
      <td style="text-align: left">&nbsp;</td>
      <td>&nbsp;</td>
      <td style="text-align: left">&nbsp;</td>
      <td style="text-align: right">579</td>
      <td style="text-align: left">&nbsp;</td>
     </tr>
     <tr style="vertical-align: bottom; background-color: rgb(204,238,255)">
      <td style="text-align: left; padding-left: 20pt">One-to-four family residential</td>
      <td>&nbsp;</td>
      <td style="text-align: left">&nbsp;</td>
      <td style="text-align: right">343</td>
      <td style="text-align: left">&nbsp;</td>
      <td>&nbsp;</td>
      <td style="text-align: left">&nbsp;</td>
      <td style="text-align: right">343</td>
      <td style="text-align: left">&nbsp;</td>
      <td>&nbsp;</td>
      <td style="text-align: left">&nbsp;</td>
      <td style="text-align: right">51</td>
      <td style="text-align: left">&nbsp;</td>
      <td>&nbsp;</td>
      <td style="text-align: left">&nbsp;</td>
      <td style="text-align: right">354</td>
      <td style="text-align: left">&nbsp;</td>
      <td>&nbsp;</td>
      <td style="text-align: left">&nbsp;</td>
      <td style="text-align: right">354</td>
      <td style="text-align: left">&nbsp;</td>
      <td>&nbsp;</td>
      <td style="text-align: left">&nbsp;</td>
      <td style="text-align: right">54</td>
      <td style="text-align: left">&nbsp;</td>
     </tr>
     <tr style="vertical-align: bottom; background-color: White">
      <td style="text-align: left; padding-left: 20pt">Co-operative apartments</td>
      <td>&nbsp;</td>
      <td style="text-align: left">&nbsp;</td>
      <td style="text-align: right">-</td>
      <td style="text-align: left">&nbsp;</td>
      <td>&nbsp;</td>
      <td style="text-align: left">&nbsp;</td>
      <td style="text-align: right">-</td>
      <td style="text-align: left">&nbsp;</td>
      <td>&nbsp;</td>
      <td style="text-align: left">&nbsp;</td>
      <td style="text-align: right">-</td>
      <td style="text-align: left">&nbsp;</td>
      <td>&nbsp;</td>
      <td style="text-align: left">&nbsp;</td>
      <td style="text-align: right">-</td>
      <td style="text-align: left">&nbsp;</td>
      <td>&nbsp;</td>
      <td style="text-align: left">&nbsp;</td>
      <td style="text-align: right">-</td>
      <td style="text-align: left">&nbsp;</td>
      <td>&nbsp;</td>
      <td style="text-align: left">&nbsp;</td>
      <td style="text-align: right">-</td>
      <td style="text-align: left">&nbsp;</td>
     </tr>
     <tr style="vertical-align: bottom; background-color: rgb(204,238,255)">
      <td style="padding-left: 20pt">Construction</td>
      <td>&nbsp;</td>
      <td style="text-align: left">&nbsp;</td>
      <td style="text-align: right">-</td>
      <td style="text-align: left">&nbsp;</td>
      <td>&nbsp;</td>
      <td style="text-align: left">&nbsp;</td>
      <td style="text-align: right">-</td>
      <td style="text-align: left">&nbsp;</td>
      <td>&nbsp;</td>
      <td style="text-align: left">&nbsp;</td>
      <td style="text-align: right">-</td>
      <td style="text-align: left">&nbsp;</td>
      <td>&nbsp;</td>
      <td style="text-align: left">&nbsp;</td>
      <td style="text-align: right">-</td>
      <td style="text-align: left">&nbsp;</td>
      <td>&nbsp;</td>
      <td style="text-align: left">&nbsp;</td>
      <td style="text-align: right">-</td>
      <td style="text-align: left">&nbsp;</td>
      <td>&nbsp;</td>
      <td style="text-align: left">&nbsp;</td>
      <td style="text-align: right">-</td>
      <td style="text-align: left">&nbsp;</td>
     </tr>
     <tr style="vertical-align: bottom; background-color: White">
      <td style="text-align: left; padding-left: 10pt">Non-mortgage loans:</td>
      <td>&nbsp;</td>
      <td style="text-align: left">&nbsp;</td>
      <td style="text-align: right">&nbsp;</td>
      <td style="text-align: left">&nbsp;</td>
      <td>&nbsp;</td>
      <td style="text-align: left">&nbsp;</td>
      <td style="text-align: right">&nbsp;</td>
      <td style="text-align: left">&nbsp;</td>
      <td>&nbsp;</td>
      <td style="text-align: left">&nbsp;</td>
      <td style="text-align: right">&nbsp;</td>
      <td style="text-align: left">&nbsp;</td>
      <td>&nbsp;</td>
      <td style="text-align: left">&nbsp;</td>
      <td style="text-align: right">&nbsp;</td>
      <td style="text-align: left">&nbsp;</td>
      <td>&nbsp;</td>
      <td style="text-align: left">&nbsp;</td>
      <td style="text-align: right">&nbsp;</td>
      <td style="text-align: left">&nbsp;</td>
      <td>&nbsp;</td>
      <td style="text-align: left">&nbsp;</td>
      <td style="text-align: right">&nbsp;</td>
      <td style="text-align: left">&nbsp;</td>
     </tr>
     <tr style="vertical-align: bottom; background-color: rgb(204,238,255)">
      <td style="text-align: left; padding-left: 20pt">Small Business Administration</td>
      <td>&nbsp;</td>
      <td style="text-align: left">&nbsp;</td>
      <td style="text-align: right">34</td>
      <td style="text-align: left">&nbsp;</td>
      <td>&nbsp;</td>
      <td style="text-align: left">&nbsp;</td>
      <td style="text-align: right">34</td>
      <td style="text-align: left">&nbsp;</td>
      <td>&nbsp;</td>
      <td style="text-align: left">&nbsp;</td>
      <td style="text-align: right">-</td>
      <td style="text-align: left">&nbsp;</td>
      <td>&nbsp;</td>
      <td style="text-align: left">&nbsp;</td>
      <td style="text-align: right">-</td>
      <td style="text-align: left">&nbsp;</td>
      <td>&nbsp;</td>
      <td style="text-align: left">&nbsp;</td>
      <td style="text-align: right">-</td>
      <td style="text-align: left">&nbsp;</td>
      <td>&nbsp;</td>
      <td style="text-align: left">&nbsp;</td>
      <td style="text-align: right">-</td>
      <td style="text-align: left">&nbsp;</td>
     </tr>
     <tr style="vertical-align: bottom; background-color: White">
      <td style="text-align: left; padding-left: 20pt">Taxi Medallion</td>
      <td>&nbsp;</td>
      <td style="text-align: left">&nbsp;</td>
      <td style="text-align: right">2,118</td>
      <td style="text-align: left">&nbsp;</td>
      <td>&nbsp;</td>
      <td style="text-align: left">&nbsp;</td>
      <td style="text-align: right">2,118</td>
      <td style="text-align: left">&nbsp;</td>
      <td>&nbsp;</td>
      <td style="text-align: left">&nbsp;</td>
      <td style="text-align: right">333</td>
      <td style="text-align: left">&nbsp;</td>
      <td>&nbsp;</td>
      <td style="text-align: left">&nbsp;</td>
      <td style="text-align: right">-</td>
      <td style="text-align: left">&nbsp;</td>
      <td>&nbsp;</td>
      <td style="text-align: left">&nbsp;</td>
      <td style="text-align: right">-</td>
      <td style="text-align: left">&nbsp;</td>
      <td>&nbsp;</td>
      <td style="text-align: left">&nbsp;</td>
      <td style="text-align: right">-</td>
      <td style="text-align: left">&nbsp;</td>
     </tr>
     <tr style="vertical-align: bottom; background-color: rgb(204,238,255)">
      <td style="text-align: left; padding-left: 20pt">Commercial Business and other</td>
      <td>&nbsp;</td>
      <td style="text-align: left">&nbsp;</td>
      <td style="text-align: right">2,034</td>
      <td style="text-align: left">&nbsp;</td>
      <td>&nbsp;</td>
      <td style="text-align: left">&nbsp;</td>
      <td style="text-align: right">2,034</td>
      <td style="text-align: left">&nbsp;</td>
      <td>&nbsp;</td>
      <td style="text-align: left">&nbsp;</td>
      <td style="text-align: right">112</td>
      <td style="text-align: left">&nbsp;</td>
      <td>&nbsp;</td>
      <td style="text-align: left">&nbsp;</td>
      <td style="text-align: right">2,713</td>
      <td style="text-align: left">&nbsp;</td>
      <td>&nbsp;</td>
      <td style="text-align: left">&nbsp;</td>
      <td style="text-align: right">2,713</td>
      <td style="text-align: left">&nbsp;</td>
      <td>&nbsp;</td>
      <td style="text-align: left">&nbsp;</td>
      <td style="text-align: right">154</td>
      <td style="text-align: left">&nbsp;</td>
     </tr>
     <tr style="vertical-align: bottom; background-color: White">
      <td style="padding-bottom: 1pt">&nbsp;</td>
      <td style="padding-bottom: 1pt">&nbsp;</td>
      <td style="border-bottom: Black 1pt solid; text-align: left">&nbsp;</td>
      <td style="border-bottom: Black 1pt solid; text-align: right">&nbsp;</td>
      <td style="border-bottom: Black 1pt solid; text-align: left">&nbsp;</td>
      <td style="border-bottom: Black 1pt solid; text-align: left">&nbsp;</td>
      <td style="border-bottom: Black 1pt solid; text-align: left">&nbsp;</td>
      <td style="border-bottom: Black 1pt solid; text-align: right">&nbsp;</td>
      <td style="border-bottom: Black 1pt solid; text-align: left">&nbsp;</td>
      <td style="border-bottom: Black 1pt solid; text-align: left">&nbsp;</td>
      <td style="border-bottom: Black 1pt solid; text-align: left">&nbsp;</td>
      <td style="border-bottom: Black 1pt solid; text-align: right">&nbsp;</td>
      <td style="border-bottom: Black 1pt solid; text-align: left">&nbsp;</td>
      <td style="padding-bottom: 1pt">&nbsp;</td>
      <td style="border-bottom: Black 1pt solid; text-align: left">&nbsp;</td>
      <td style="border-bottom: Black 1pt solid; text-align: right">&nbsp;</td>
      <td style="border-bottom: Black 1pt solid; text-align: left">&nbsp;</td>
      <td style="border-bottom: Black 1pt solid; text-align: left">&nbsp;</td>
      <td style="border-bottom: Black 1pt solid; text-align: left">&nbsp;</td>
      <td style="border-bottom: Black 1pt solid; text-align: right">&nbsp;</td>
      <td style="border-bottom: Black 1pt solid; text-align: left">&nbsp;</td>
      <td style="border-bottom: Black 1pt solid; text-align: left">&nbsp;</td>
      <td style="border-bottom: Black 1pt solid; text-align: left">&nbsp;</td>
      <td style="border-bottom: Black 1pt solid; text-align: right">&nbsp;</td>
      <td style="border-bottom: Black 1pt solid; text-align: left">&nbsp;</td>
     </tr>
     <tr style="vertical-align: bottom; background-color: rgb(204,238,255)">
      <td style="text-align: left; padding-bottom: 1pt; padding-left: 30pt">Total loans with an allowance recorded</td>
      <td style="padding-bottom: 1pt">&nbsp;</td>
      <td style="border-bottom: Black 1pt solid; text-align: left">&nbsp;</td>
      <td style="border-bottom: Black 1pt solid; text-align: right">11,951</td>
      <td style="border-bottom: Black 1pt solid; text-align: left">&nbsp;</td>
      <td style="border-bottom: Black 1pt solid; text-align: left">&nbsp;</td>
      <td style="border-bottom: Black 1pt solid; text-align: left">&nbsp;</td>
      <td style="border-bottom: Black 1pt solid; text-align: right">11,951</td>
      <td style="border-bottom: Black 1pt solid; text-align: left">&nbsp;</td>
      <td style="border-bottom: Black 1pt solid; text-align: left">&nbsp;</td>
      <td style="border-bottom: Black 1pt solid; text-align: left">&nbsp;</td>
      <td style="border-bottom: Black 1pt solid; text-align: right">1,430</td>
      <td style="border-bottom: Black 1pt solid; text-align: left">&nbsp;</td>
      <td style="padding-bottom: 1pt">&nbsp;</td>
      <td style="border-bottom: Black 1pt solid; text-align: left">&nbsp;</td>
      <td style="border-bottom: Black 1pt solid; text-align: right">11,312</td>
      <td style="border-bottom: Black 1pt solid; text-align: left">&nbsp;</td>
      <td style="border-bottom: Black 1pt solid; text-align: left">&nbsp;</td>
      <td style="border-bottom: Black 1pt solid; text-align: left">&nbsp;</td>
      <td style="border-bottom: Black 1pt solid; text-align: right">11,312</td>
      <td style="border-bottom: Black 1pt solid; text-align: left">&nbsp;</td>
      <td style="border-bottom: Black 1pt solid; text-align: left">&nbsp;</td>
      <td style="border-bottom: Black 1pt solid; text-align: left">&nbsp;</td>
      <td style="border-bottom: Black 1pt solid; text-align: right">1,094</td>
      <td style="border-bottom: Black 1pt solid; text-align: left">&nbsp;</td>
     </tr>
     <tr style="vertical-align: bottom; background-color: White">
      <td>&nbsp;</td>
      <td>&nbsp;</td>
      <td style="text-align: left">&nbsp;</td>
      <td style="text-align: right">&nbsp;</td>
      <td style="text-align: left">&nbsp;</td>
      <td>&nbsp;</td>
      <td style="text-align: left">&nbsp;</td>
      <td style="text-align: right">&nbsp;</td>
      <td style="text-align: left">&nbsp;</td>
      <td>&nbsp;</td>
      <td style="text-align: left">&nbsp;</td>
      <td style="text-align: right">&nbsp;</td>
      <td style="text-align: left">&nbsp;</td>
      <td>&nbsp;</td>
      <td style="text-align: left">&nbsp;</td>
      <td style="text-align: right">&nbsp;</td>
      <td style="text-align: left">&nbsp;</td>
      <td>&nbsp;</td>
      <td style="text-align: left">&nbsp;</td>
      <td style="text-align: right">&nbsp;</td>
      <td style="text-align: left">&nbsp;</td>
      <td>&nbsp;</td>
      <td style="text-align: left">&nbsp;</td>
      <td style="text-align: right">&nbsp;</td>
      <td style="text-align: left">&nbsp;</td>
     </tr>
     <tr style="vertical-align: bottom; background-color: rgb(204,238,255)">
      <td style="text-align: left">Total Impaired Loans:</td>
      <td>&nbsp;</td>
      <td style="text-align: left">&nbsp;</td>
      <td style="text-align: right">&nbsp;</td>
      <td style="text-align: left">&nbsp;</td>
      <td>&nbsp;</td>
      <td style="text-align: left">&nbsp;</td>
      <td style="text-align: right">&nbsp;</td>
      <td style="text-align: left">&nbsp;</td>
      <td>&nbsp;</td>
      <td style="text-align: left">&nbsp;</td>
      <td style="text-align: right">&nbsp;</td>
      <td style="text-align: left">&nbsp;</td>
      <td>&nbsp;</td>
      <td style="text-align: left">&nbsp;</td>
      <td style="text-align: right">&nbsp;</td>
      <td style="text-align: left">&nbsp;</td>
      <td>&nbsp;</td>
      <td style="text-align: left">&nbsp;</td>
      <td style="text-align: right">&nbsp;</td>
      <td style="text-align: left">&nbsp;</td>
      <td>&nbsp;</td>
      <td style="text-align: left">&nbsp;</td>
      <td style="text-align: right">&nbsp;</td>
      <td style="text-align: left">&nbsp;</td>
     </tr>
     <tr style="vertical-align: bottom; background-color: White">
      <td style="text-align: left; padding-bottom: 2.25pt; padding-left: 30pt">Total mortgage loans</td>
      <td style="padding-bottom: 2.25pt">&nbsp;</td>
      <td style="border-bottom: Black 2.25pt double; text-align: left">$</td>
      <td style="border-bottom: Black 2.25pt double; text-align: right">40,656</td>
      <td style="border-bottom: Black 2.25pt double; text-align: left">&nbsp;</td>
      <td style="border-bottom: Black 2.25pt double; text-align: left">&nbsp;</td>
      <td style="border-bottom: Black 2.25pt double; text-align: left">$</td>
      <td style="border-bottom: Black 2.25pt double; text-align: right">44,724</td>
      <td style="border-bottom: Black 2.25pt double; text-align: left">&nbsp;</td>
      <td style="border-bottom: Black 2.25pt double; text-align: left">&nbsp;</td>
      <td style="border-bottom: Black 2.25pt double; text-align: left">$</td>
      <td style="border-bottom: Black 2.25pt double; text-align: right">985</td>
      <td style="border-bottom: Black 2.25pt double; text-align: left">&nbsp;</td>
      <td style="padding-bottom: 2.25pt">&nbsp;</td>
      <td style="border-bottom: Black 2.25pt double; text-align: left">$</td>
      <td style="border-bottom: Black 2.25pt double; text-align: right">51,023</td>
      <td style="border-bottom: Black 2.25pt double; text-align: left">&nbsp;</td>
      <td style="border-bottom: Black 2.25pt double; text-align: left">&nbsp;</td>
      <td style="border-bottom: Black 2.25pt double; text-align: left">$</td>
      <td style="border-bottom: Black 2.25pt double; text-align: right">56,461</td>
      <td style="border-bottom: Black 2.25pt double; text-align: left">&nbsp;</td>
      <td style="border-bottom: Black 2.25pt double; text-align: left">&nbsp;</td>
      <td style="border-bottom: Black 2.25pt double; text-align: left">$</td>
      <td style="border-bottom: Black 2.25pt double; text-align: right">940</td>
      <td style="border-bottom: Black 2.25pt double; text-align: left">&nbsp;</td>
     </tr>
     <tr style="vertical-align: bottom; background-color: rgb(204,238,255)">
      <td>&nbsp;</td>
      <td>&nbsp;</td>
      <td style="text-align: left">&nbsp;</td>
      <td style="text-align: right">&nbsp;</td>
      <td style="text-align: left">&nbsp;</td>
      <td>&nbsp;</td>
      <td style="text-align: left">&nbsp;</td>
      <td style="text-align: right">&nbsp;</td>
      <td style="text-align: left">&nbsp;</td>
      <td>&nbsp;</td>
      <td style="text-align: left">&nbsp;</td>
      <td style="text-align: right">&nbsp;</td>
      <td style="text-align: left">&nbsp;</td>
      <td>&nbsp;</td>
      <td style="text-align: left">&nbsp;</td>
      <td style="text-align: right">&nbsp;</td>
      <td style="text-align: left">&nbsp;</td>
      <td>&nbsp;</td>
      <td style="text-align: left">&nbsp;</td>
      <td style="text-align: right">&nbsp;</td>
      <td style="text-align: left">&nbsp;</td>
      <td>&nbsp;</td>
      <td style="text-align: left">&nbsp;</td>
      <td style="text-align: right">&nbsp;</td>
      <td style="text-align: left">&nbsp;</td>
     </tr>
     <tr style="vertical-align: bottom; background-color: White">
      <td style="text-align: left; padding-bottom: 2.25pt; padding-left: 30pt">Total non-mortgage loans</td>
      <td style="padding-bottom: 2.25pt">&nbsp;</td>
      <td style="border-bottom: Black 2.25pt double; text-align: left">$</td>
      <td style="border-bottom: Black 2.25pt double; text-align: right">7,144</td>
      <td style="border-bottom: Black 2.25pt double; text-align: left">&nbsp;</td>
      <td style="border-bottom: Black 2.25pt double; text-align: left">&nbsp;</td>
      <td style="border-bottom: Black 2.25pt double; text-align: left">$</td>
      <td style="border-bottom: Black 2.25pt double; text-align: right">9,809</td>
      <td style="border-bottom: Black 2.25pt double; text-align: left">&nbsp;</td>
      <td style="border-bottom: Black 2.25pt double; text-align: left">&nbsp;</td>
      <td style="border-bottom: Black 2.25pt double; text-align: left">$</td>
      <td style="border-bottom: Black 2.25pt double; text-align: right">445</td>
      <td style="border-bottom: Black 2.25pt double; text-align: left">&nbsp;</td>
      <td style="padding-bottom: 2.25pt">&nbsp;</td>
      <td style="border-bottom: Black 2.25pt double; text-align: left">$</td>
      <td style="border-bottom: Black 2.25pt double; text-align: right">5,492</td>
      <td style="border-bottom: Black 2.25pt double; text-align: left">&nbsp;</td>
      <td style="border-bottom: Black 2.25pt double; text-align: left">&nbsp;</td>
      <td style="border-bottom: Black 2.25pt double; text-align: left">$</td>
      <td style="border-bottom: Black 2.25pt double; text-align: right">5,862</td>
      <td style="border-bottom: Black 2.25pt double; text-align: left">&nbsp;</td>
      <td style="border-bottom: Black 2.25pt double; text-align: left">&nbsp;</td>
      <td style="border-bottom: Black 2.25pt double; text-align: left">$</td>
      <td style="border-bottom: Black 2.25pt double; text-align: right">154</td>
      <td style="border-bottom: Black 2.25pt double; text-align: left">&nbsp;</td>
     </tr>

   </table><br/><p style="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 0in">The following table shows our average recorded investment and interest income recognized for loans that were considered impaired for the three years ended December 31, 2015:</p><br/><table cellpadding="0" cellspacing="0" style="border-collapse: collapse; width: 100%; font: 10pt Times New Roman, Times, Serif">

     <tr style="vertical-align: bottom">
      <td>&nbsp;</td>
      <td style="padding-bottom: 1pt">&nbsp;</td>
      <td colspan="7" style="text-align: center; border-bottom: Black 1pt solid">December 31, 2015</td>
      <td style="padding-bottom: 1pt">&nbsp;</td>
      <td colspan="7" style="text-align: center; border-bottom: Black 1pt solid">December 31, 2014</td>
      <td style="padding-bottom: 1pt">&nbsp;</td>
      <td colspan="7" style="text-align: center; border-bottom: Black 1pt solid">December 31, 2013</td>
     </tr>
     <tr style="vertical-align: bottom">
      <td style="font-style: italic; text-align: left">&nbsp;</td>
      <td style="padding-bottom: 1pt">&nbsp;</td>
      <td colspan="3" style="text-align: center; border-bottom: Black 1pt solid">Average <br /> Recorded <br /> Investment</td>
      <td style="padding-bottom: 1pt; border-bottom: Black 1pt solid">&nbsp;</td>
      <td colspan="3" style="text-align: center; border-bottom: Black 1pt solid">Interest <br /> Income <br /> Recognized</td>
      <td style="padding-bottom: 1pt">&nbsp;</td>
      <td colspan="3" style="text-align: center; border-bottom: Black 1pt solid">Average <br /> Recorded <br /> Investment</td>
      <td style="padding-bottom: 1pt; border-bottom: Black 1pt solid">&nbsp;</td>
      <td colspan="3" style="text-align: center; border-bottom: Black 1pt solid">Interest <br /> Income <br /> Recognized</td>
      <td style="padding-bottom: 1pt">&nbsp;</td>
      <td colspan="3" style="text-align: center; border-bottom: Black 1pt solid">Average <br /> Recorded <br /> Investment</td>
      <td style="padding-bottom: 1pt; border-bottom: Black 1pt solid">&nbsp;</td>
      <td colspan="3" style="text-align: center; border-bottom: Black 1pt solid">Interest <br /> Income <br /> Recognized</td>
     </tr>
     <tr style="vertical-align: bottom">
      <td>&nbsp;</td>
      <td>&nbsp;</td>
      <td colspan="3">&nbsp;</td>
      <td>&nbsp;</td>
      <td colspan="3">&nbsp;</td>
      <td>&nbsp;</td>
      <td colspan="3">&nbsp;</td>
      <td>&nbsp;</td>
      <td colspan="3">&nbsp;</td>
      <td>&nbsp;</td>
      <td colspan="3">&nbsp;</td>
      <td>&nbsp;</td>
      <td colspan="3">&nbsp;</td>
     </tr>
     <tr style="vertical-align: bottom">
      <td style="font-weight: bold">&nbsp;</td>
      <td style="font-style: italic">&nbsp;</td>
      <td colspan="23" style="font-style: italic; text-align: center">(In thousands)</td>
     </tr>
     <tr style="vertical-align: bottom; background-color: rgb(204,238,255)">
      <td colspan="1">With no related allowance recorded:</td>
      <td>&nbsp;</td>
      <td colspan="3">&nbsp;</td>
      <td>&nbsp;</td>
      <td colspan="3">&nbsp;</td>
      <td>&nbsp;</td>
      <td colspan="3">&nbsp;</td>
      <td>&nbsp;</td>
      <td colspan="3">&nbsp;</td>
      <td>&nbsp;</td>
      <td colspan="3">&nbsp;</td>
      <td>&nbsp;</td>
      <td colspan="3">&nbsp;</td>
     </tr>
     <tr style="vertical-align: bottom; background-color: White">
      <td style="text-align: left; padding-left: 10pt">Mortgage loans:</td>
      <td>&nbsp;</td>
      <td style="text-align: left">&nbsp;</td>
      <td style="text-align: right">&nbsp;</td>
      <td style="text-align: left">&nbsp;</td>
      <td>&nbsp;</td>
      <td style="text-align: left">&nbsp;</td>
      <td style="text-align: right">&nbsp;</td>
      <td style="text-align: left">&nbsp;</td>
      <td>&nbsp;</td>
      <td style="text-align: left">&nbsp;</td>
      <td style="text-align: right">&nbsp;</td>
      <td style="text-align: left">&nbsp;</td>
      <td>&nbsp;</td>
      <td style="text-align: left">&nbsp;</td>
      <td style="text-align: right">&nbsp;</td>
      <td style="text-align: left">&nbsp;</td>
      <td>&nbsp;</td>
      <td style="text-align: left">&nbsp;</td>
      <td style="text-align: right">&nbsp;</td>
      <td style="text-align: left">&nbsp;</td>
      <td>&nbsp;</td>
      <td style="text-align: left">&nbsp;</td>
      <td style="text-align: right">&nbsp;</td>
      <td style="text-align: left">&nbsp;</td>
     </tr>
     <tr style="vertical-align: bottom; background-color: rgb(204,238,255)">
      <td style="width: 34%; text-align: left; padding-left: 20pt">Multi-family residential</td>
      <td style="width: 1%">&nbsp;</td>
      <td style="width: 1%; text-align: left">$</td>
      <td style="width: 8%; text-align: right">8,285</td>
      <td style="width: 1%; text-align: left">&nbsp;</td>
      <td style="width: 1%">&nbsp;</td>
      <td style="width: 1%; text-align: left">$</td>
      <td style="width: 8%; text-align: right">92</td>
      <td style="width: 1%; text-align: left">&nbsp;</td>
      <td style="width: 1%">&nbsp;</td>
      <td style="width: 1%; text-align: left">$</td>
      <td style="width: 8%; text-align: right">14,168</td>
      <td style="width: 1%; text-align: left">&nbsp;</td>
      <td style="width: 1%">&nbsp;</td>
      <td style="width: 1%; text-align: left">$</td>
      <td style="width: 8%; text-align: right">194</td>
      <td style="width: 1%; text-align: left">&nbsp;</td>
      <td style="width: 1%">&nbsp;</td>
      <td style="width: 1%; text-align: left">$</td>
      <td style="width: 8%; text-align: right">22,091</td>
      <td style="width: 1%; text-align: left">&nbsp;</td>
      <td style="width: 1%">&nbsp;</td>
      <td style="width: 1%; text-align: left">$</td>
      <td style="width: 8%; text-align: right">402</td>
      <td style="width: 1%; text-align: left">&nbsp;</td>
     </tr>
     <tr style="vertical-align: bottom; background-color: White">
      <td style="text-align: left; padding-left: 20pt">Commercial real estate</td>
      <td>&nbsp;</td>
      <td style="text-align: left">&nbsp;</td>
      <td style="text-align: right">4,926</td>
      <td style="text-align: left">&nbsp;</td>
      <td>&nbsp;</td>
      <td style="text-align: left">&nbsp;</td>
      <td style="text-align: right">7</td>
      <td style="text-align: left">&nbsp;</td>
      <td>&nbsp;</td>
      <td style="text-align: left">&nbsp;</td>
      <td style="text-align: right">11,329</td>
      <td style="text-align: left">&nbsp;</td>
      <td>&nbsp;</td>
      <td style="text-align: left">&nbsp;</td>
      <td style="text-align: right">51</td>
      <td style="text-align: left">&nbsp;</td>
      <td>&nbsp;</td>
      <td style="text-align: left">&nbsp;</td>
      <td style="text-align: right">19,846</td>
      <td style="text-align: left">&nbsp;</td>
      <td>&nbsp;</td>
      <td style="text-align: left">&nbsp;</td>
      <td style="text-align: right">266</td>
      <td style="text-align: left">&nbsp;</td>
     </tr>
     <tr style="vertical-align: bottom; background-color: rgb(204,238,255)">
      <td style="text-align: left; padding-left: 20pt">One-to-four family mixed-use property</td>
      <td>&nbsp;</td>
      <td style="text-align: left">&nbsp;</td>
      <td style="text-align: right">10,295</td>
      <td style="text-align: left">&nbsp;</td>
      <td>&nbsp;</td>
      <td style="text-align: left">&nbsp;</td>
      <td style="text-align: right">244</td>
      <td style="text-align: left">&nbsp;</td>
      <td>&nbsp;</td>
      <td style="text-align: left">&nbsp;</td>
      <td style="text-align: right">12,852</td>
      <td style="text-align: left">&nbsp;</td>
      <td>&nbsp;</td>
      <td style="text-align: left">&nbsp;</td>
      <td style="text-align: right">321</td>
      <td style="text-align: left">&nbsp;</td>
      <td>&nbsp;</td>
      <td style="text-align: left">&nbsp;</td>
      <td style="text-align: right">13,916</td>
      <td style="text-align: left">&nbsp;</td>
      <td>&nbsp;</td>
      <td style="text-align: left">&nbsp;</td>
      <td style="text-align: right">319</td>
      <td style="text-align: left">&nbsp;</td>
     </tr>
     <tr style="vertical-align: bottom; background-color: White">
      <td style="text-align: left; padding-left: 20pt">One-to-four family residential</td>
      <td>&nbsp;</td>
      <td style="text-align: left">&nbsp;</td>
      <td style="text-align: right">12,985</td>
      <td style="text-align: left">&nbsp;</td>
      <td>&nbsp;</td>
      <td style="text-align: left">&nbsp;</td>
      <td style="text-align: right">138</td>
      <td style="text-align: left">&nbsp;</td>
      <td>&nbsp;</td>
      <td style="text-align: left">&nbsp;</td>
      <td style="text-align: right">13,015</td>
      <td style="text-align: left">&nbsp;</td>
      <td>&nbsp;</td>
      <td style="text-align: left">&nbsp;</td>
      <td style="text-align: right">103</td>
      <td style="text-align: left">&nbsp;</td>
      <td>&nbsp;</td>
      <td style="text-align: left">&nbsp;</td>
      <td style="text-align: right">14,529</td>
      <td style="text-align: left">&nbsp;</td>
      <td>&nbsp;</td>
      <td style="text-align: left">&nbsp;</td>
      <td style="text-align: right">125</td>
      <td style="text-align: left">&nbsp;</td>
     </tr>
     <tr style="vertical-align: bottom; background-color: rgb(204,238,255)">
      <td style="text-align: left; padding-left: 20pt">Co-operative apartments</td>
      <td>&nbsp;</td>
      <td style="text-align: left">&nbsp;</td>
      <td style="text-align: right">153</td>
      <td style="text-align: left">&nbsp;</td>
      <td>&nbsp;</td>
      <td style="text-align: left">&nbsp;</td>
      <td style="text-align: right">-</td>
      <td style="text-align: left">&nbsp;</td>
      <td>&nbsp;</td>
      <td style="text-align: left">&nbsp;</td>
      <td style="text-align: right">-</td>
      <td style="text-align: left">&nbsp;</td>
      <td>&nbsp;</td>
      <td style="text-align: left">&nbsp;</td>
      <td style="text-align: right">-</td>
      <td style="text-align: left">&nbsp;</td>
      <td>&nbsp;</td>
      <td style="text-align: left">&nbsp;</td>
      <td style="text-align: right">189</td>
      <td style="text-align: left">&nbsp;</td>
      <td>&nbsp;</td>
      <td style="text-align: left">&nbsp;</td>
      <td style="text-align: right">-</td>
      <td style="text-align: left">&nbsp;</td>
     </tr>
     <tr style="vertical-align: bottom; background-color: White">
      <td style="padding-left: 20pt">Construction</td>
      <td>&nbsp;</td>
      <td style="text-align: left">&nbsp;</td>
      <td style="text-align: right">250</td>
      <td style="text-align: left">&nbsp;</td>
      <td>&nbsp;</td>
      <td style="text-align: left">&nbsp;</td>
      <td style="text-align: right">-</td>
      <td style="text-align: left">&nbsp;</td>
      <td>&nbsp;</td>
      <td style="text-align: left">&nbsp;</td>
      <td style="text-align: right">285</td>
      <td style="text-align: left">&nbsp;</td>
      <td>&nbsp;</td>
      <td style="text-align: left">&nbsp;</td>
      <td style="text-align: right">-</td>
      <td style="text-align: left">&nbsp;</td>
      <td>&nbsp;</td>
      <td style="text-align: left">&nbsp;</td>
      <td style="text-align: right">4,014</td>
      <td style="text-align: left">&nbsp;</td>
      <td>&nbsp;</td>
      <td style="text-align: left">&nbsp;</td>
      <td style="text-align: right">-</td>
      <td style="text-align: left">&nbsp;</td>
     </tr>
     <tr style="vertical-align: bottom; background-color: rgb(204,238,255)">
      <td style="text-align: left; padding-left: 10pt">Non-mortgage loans:</td>
      <td>&nbsp;</td>
      <td style="text-align: left">&nbsp;</td>
      <td style="text-align: right">&nbsp;</td>
      <td style="text-align: left">&nbsp;</td>
      <td>&nbsp;</td>
      <td style="text-align: left">&nbsp;</td>
      <td style="text-align: right">&nbsp;</td>
      <td style="text-align: left">&nbsp;</td>
      <td>&nbsp;</td>
      <td style="text-align: left">&nbsp;</td>
      <td style="text-align: right">&nbsp;</td>
      <td style="text-align: left">&nbsp;</td>
      <td>&nbsp;</td>
      <td style="text-align: left">&nbsp;</td>
      <td style="text-align: right">&nbsp;</td>
      <td style="text-align: left">&nbsp;</td>
      <td>&nbsp;</td>
      <td style="text-align: left">&nbsp;</td>
      <td style="text-align: right">&nbsp;</td>
      <td style="text-align: left">&nbsp;</td>
      <td>&nbsp;</td>
      <td style="text-align: left">&nbsp;</td>
      <td style="text-align: right">&nbsp;</td>
      <td style="text-align: left">&nbsp;</td>
     </tr>
     <tr style="vertical-align: bottom; background-color: White">
      <td style="text-align: left; padding-left: 20pt">Small Business Administration</td>
      <td>&nbsp;</td>
      <td style="text-align: left">&nbsp;</td>
      <td style="text-align: right">299</td>
      <td style="text-align: left">&nbsp;</td>
      <td>&nbsp;</td>
      <td style="text-align: left">&nbsp;</td>
      <td style="text-align: right">1</td>
      <td style="text-align: left">&nbsp;</td>
      <td>&nbsp;</td>
      <td style="text-align: left">&nbsp;</td>
      <td style="text-align: right">-</td>
      <td style="text-align: left">&nbsp;</td>
      <td>&nbsp;</td>
      <td style="text-align: left">&nbsp;</td>
      <td style="text-align: right">-</td>
      <td style="text-align: left">&nbsp;</td>
      <td>&nbsp;</td>
      <td style="text-align: left">&nbsp;</td>
      <td style="text-align: right">247</td>
      <td style="text-align: left">&nbsp;</td>
      <td>&nbsp;</td>
      <td style="text-align: left">&nbsp;</td>
      <td style="text-align: right">-</td>
      <td style="text-align: left">&nbsp;</td>
     </tr>
     <tr style="vertical-align: bottom; background-color: rgb(204,238,255)">
      <td style="text-align: left; padding-left: 20pt">Taxi Medallion</td>
      <td>&nbsp;</td>
      <td style="text-align: left">&nbsp;</td>
      <td style="text-align: right">-</td>
      <td style="text-align: left">&nbsp;</td>
      <td>&nbsp;</td>
      <td style="text-align: left">&nbsp;</td>
      <td style="text-align: right">-</td>
      <td style="text-align: left">&nbsp;</td>
      <td>&nbsp;</td>
      <td style="text-align: left">&nbsp;</td>
      <td style="text-align: right">-</td>
      <td style="text-align: left">&nbsp;</td>
      <td>&nbsp;</td>
      <td style="text-align: left">&nbsp;</td>
      <td style="text-align: right">-</td>
      <td style="text-align: left">&nbsp;</td>
      <td>&nbsp;</td>
      <td style="text-align: left">&nbsp;</td>
      <td style="text-align: right">-</td>
      <td style="text-align: left">&nbsp;</td>
      <td>&nbsp;</td>
      <td style="text-align: left">&nbsp;</td>
      <td style="text-align: right">-</td>
      <td style="text-align: left">&nbsp;</td>
     </tr>
     <tr style="vertical-align: bottom; background-color: White">
      <td style="text-align: left; padding-left: 20pt">Commercial Business and other</td>
      <td>&nbsp;</td>
      <td style="text-align: left">&nbsp;</td>
      <td style="text-align: right">3,912</td>
      <td style="text-align: left">&nbsp;</td>
      <td>&nbsp;</td>
      <td style="text-align: left">&nbsp;</td>
      <td style="text-align: right">253</td>
      <td style="text-align: left">&nbsp;</td>
      <td>&nbsp;</td>
      <td style="text-align: left">&nbsp;</td>
      <td style="text-align: right">3,428</td>
      <td style="text-align: left">&nbsp;</td>
      <td>&nbsp;</td>
      <td style="text-align: left">&nbsp;</td>
      <td style="text-align: right">137</td>
      <td style="text-align: left">&nbsp;</td>
      <td>&nbsp;</td>
      <td style="text-align: left">&nbsp;</td>
      <td style="text-align: right">5,309</td>
      <td style="text-align: left">&nbsp;</td>
      <td>&nbsp;</td>
      <td style="text-align: left">&nbsp;</td>
      <td style="text-align: right">268</td>
      <td style="text-align: left">&nbsp;</td>
     </tr>
     <tr style="vertical-align: bottom; background-color: rgb(204,238,255)">
      <td style="padding-bottom: 1pt">&nbsp;</td>
      <td style="padding-bottom: 1pt">&nbsp;</td>
      <td style="border-bottom: Black 1pt solid; text-align: left">&nbsp;</td>
      <td style="border-bottom: Black 1pt solid; text-align: right">&nbsp;</td>
      <td style="border-bottom: Black 1pt solid; text-align: left">&nbsp;</td>
      <td style="padding-bottom: 1pt; border-bottom: Black 1pt solid">&nbsp;</td>
      <td style="border-bottom: Black 1pt solid; text-align: left">&nbsp;</td>
      <td style="border-bottom: Black 1pt solid; text-align: right">&nbsp;</td>
      <td style="border-bottom: Black 1pt solid; text-align: left">&nbsp;</td>
      <td style="padding-bottom: 1pt">&nbsp;</td>
      <td style="border-bottom: Black 1pt solid; text-align: left">&nbsp;</td>
      <td style="border-bottom: Black 1pt solid; text-align: right">&nbsp;</td>
      <td style="border-bottom: Black 1pt solid; text-align: left">&nbsp;</td>
      <td style="padding-bottom: 1pt; border-bottom: Black 1pt solid">&nbsp;</td>
      <td style="border-bottom: Black 1pt solid; text-align: left">&nbsp;</td>
      <td style="border-bottom: Black 1pt solid; text-align: right">&nbsp;</td>
      <td style="border-bottom: Black 1pt solid; text-align: left">&nbsp;</td>
      <td style="padding-bottom: 1pt">&nbsp;</td>
      <td style="border-bottom: Black 1pt solid; text-align: left">&nbsp;</td>
      <td style="border-bottom: Black 1pt solid; text-align: right">&nbsp;</td>
      <td style="border-bottom: Black 1pt solid; text-align: left">&nbsp;</td>
      <td style="padding-bottom: 1pt; border-bottom: Black 1pt solid">&nbsp;</td>
      <td style="border-bottom: Black 1pt solid; text-align: left">&nbsp;</td>
      <td style="border-bottom: Black 1pt solid; text-align: right">&nbsp;</td>
      <td style="border-bottom: Black 1pt solid; text-align: left">&nbsp;</td>
     </tr>
     <tr style="vertical-align: bottom; background-color: White">
      <td style="text-align: left; padding-bottom: 1pt; padding-left: 30pt">Total loans with no related allowance recorded</td>
      <td style="padding-bottom: 1pt">&nbsp;</td>
      <td style="border-bottom: Black 1pt solid; text-align: left">&nbsp;</td>
      <td style="border-bottom: Black 1pt solid; text-align: right">41,105</td>
      <td style="border-bottom: Black 1pt solid; text-align: left">&nbsp;</td>
      <td style="padding-bottom: 1pt; border-bottom: Black 1pt solid">&nbsp;</td>
      <td style="border-bottom: Black 1pt solid; text-align: left">&nbsp;</td>
      <td style="border-bottom: Black 1pt solid; text-align: right">735</td>
      <td style="border-bottom: Black 1pt solid; text-align: left">&nbsp;</td>
      <td style="padding-bottom: 1pt">&nbsp;</td>
      <td style="border-bottom: Black 1pt solid; text-align: left">&nbsp;</td>
      <td style="border-bottom: Black 1pt solid; text-align: right">55,077</td>
      <td style="border-bottom: Black 1pt solid; text-align: left">&nbsp;</td>
      <td style="padding-bottom: 1pt; border-bottom: Black 1pt solid">&nbsp;</td>
      <td style="border-bottom: Black 1pt solid; text-align: left">&nbsp;</td>
      <td style="border-bottom: Black 1pt solid; text-align: right">806</td>
      <td style="border-bottom: Black 1pt solid; text-align: left">&nbsp;</td>
      <td style="padding-bottom: 1pt">&nbsp;</td>
      <td style="border-bottom: Black 1pt solid; text-align: left">&nbsp;</td>
      <td style="border-bottom: Black 1pt solid; text-align: right">80,141</td>
      <td style="border-bottom: Black 1pt solid; text-align: left">&nbsp;</td>
      <td style="padding-bottom: 1pt; border-bottom: Black 1pt solid">&nbsp;</td>
      <td style="border-bottom: Black 1pt solid; text-align: left">&nbsp;</td>
      <td style="border-bottom: Black 1pt solid; text-align: right">1,380</td>
      <td style="border-bottom: Black 1pt solid; text-align: left">&nbsp;</td>
     </tr>
     <tr style="vertical-align: bottom; background-color: rgb(204,238,255)">
      <td>&nbsp;</td>
      <td>&nbsp;</td>
      <td style="text-align: left">&nbsp;</td>
      <td style="text-align: right">&nbsp;</td>
      <td style="text-align: left">&nbsp;</td>
      <td>&nbsp;</td>
      <td style="text-align: left">&nbsp;</td>
      <td style="text-align: right">&nbsp;</td>
      <td style="text-align: left">&nbsp;</td>
      <td>&nbsp;</td>
      <td style="text-align: left">&nbsp;</td>
      <td style="text-align: right">&nbsp;</td>
      <td style="text-align: left">&nbsp;</td>
      <td>&nbsp;</td>
      <td style="text-align: left">&nbsp;</td>
      <td style="text-align: right">&nbsp;</td>
      <td style="text-align: left">&nbsp;</td>
      <td>&nbsp;</td>
      <td style="text-align: left">&nbsp;</td>
      <td style="text-align: right">&nbsp;</td>
      <td style="text-align: left">&nbsp;</td>
      <td>&nbsp;</td>
      <td style="text-align: left">&nbsp;</td>
      <td style="text-align: right">&nbsp;</td>
      <td style="text-align: left">&nbsp;</td>
     </tr>
     <tr style="vertical-align: bottom; background-color: White">
      <td style="text-align: left">With an allowance recorded:</td>
      <td>&nbsp;</td>
      <td style="text-align: left">&nbsp;</td>
      <td style="text-align: right">&nbsp;</td>
      <td style="text-align: left">&nbsp;</td>
      <td>&nbsp;</td>
      <td style="text-align: left">&nbsp;</td>
      <td style="text-align: right">&nbsp;</td>
      <td style="text-align: left">&nbsp;</td>
      <td>&nbsp;</td>
      <td style="text-align: left">&nbsp;</td>
      <td style="text-align: right">&nbsp;</td>
      <td style="text-align: left">&nbsp;</td>
      <td>&nbsp;</td>
      <td style="text-align: left">&nbsp;</td>
      <td style="text-align: right">&nbsp;</td>
      <td style="text-align: left">&nbsp;</td>
      <td>&nbsp;</td>
      <td style="text-align: left">&nbsp;</td>
      <td style="text-align: right">&nbsp;</td>
      <td style="text-align: left">&nbsp;</td>
      <td>&nbsp;</td>
      <td style="text-align: left">&nbsp;</td>
      <td style="text-align: right">&nbsp;</td>
      <td style="text-align: left">&nbsp;</td>
     </tr>
     <tr style="vertical-align: bottom; background-color: rgb(204,238,255)">
      <td style="text-align: left; padding-left: 10pt">Mortgage loans:</td>
      <td>&nbsp;</td>
      <td style="text-align: left">&nbsp;</td>
      <td style="text-align: right">&nbsp;</td>
      <td style="text-align: left">&nbsp;</td>
      <td>&nbsp;</td>
      <td style="text-align: left">&nbsp;</td>
      <td style="text-align: right">&nbsp;</td>
      <td style="text-align: left">&nbsp;</td>
      <td>&nbsp;</td>
      <td style="text-align: left">&nbsp;</td>
      <td style="text-align: right">&nbsp;</td>
      <td style="text-align: left">&nbsp;</td>
      <td>&nbsp;</td>
      <td style="text-align: left">&nbsp;</td>
      <td style="text-align: right">&nbsp;</td>
      <td style="text-align: left">&nbsp;</td>
      <td>&nbsp;</td>
      <td style="text-align: left">&nbsp;</td>
      <td style="text-align: right">&nbsp;</td>
      <td style="text-align: left">&nbsp;</td>
      <td>&nbsp;</td>
      <td style="text-align: left">&nbsp;</td>
      <td style="text-align: right">&nbsp;</td>
      <td style="text-align: left">&nbsp;</td>
     </tr>
     <tr style="vertical-align: bottom; background-color: White">
      <td style="text-align: left; padding-left: 20pt">Multi-family residential</td>
      <td>&nbsp;</td>
      <td style="text-align: left">&nbsp;</td>
      <td style="text-align: right">2,343</td>
      <td style="text-align: left">&nbsp;</td>
      <td>&nbsp;</td>
      <td style="text-align: left">&nbsp;</td>
      <td style="text-align: right">117</td>
      <td style="text-align: left">&nbsp;</td>
      <td>&nbsp;</td>
      <td style="text-align: left">&nbsp;</td>
      <td style="text-align: right">2,936</td>
      <td style="text-align: left">&nbsp;</td>
      <td>&nbsp;</td>
      <td style="text-align: left">&nbsp;</td>
      <td style="text-align: right">149</td>
      <td style="text-align: left">&nbsp;</td>
      <td>&nbsp;</td>
      <td style="text-align: left">&nbsp;</td>
      <td style="text-align: right">2,892</td>
      <td style="text-align: left">&nbsp;</td>
      <td>&nbsp;</td>
      <td style="text-align: left">&nbsp;</td>
      <td style="text-align: right">170</td>
      <td style="text-align: left">&nbsp;</td>
     </tr>
     <tr style="vertical-align: bottom; background-color: rgb(204,238,255)">
      <td style="text-align: left; padding-left: 20pt">Commercial real estate</td>
      <td>&nbsp;</td>
      <td style="text-align: left">&nbsp;</td>
      <td style="text-align: right">997</td>
      <td style="text-align: left">&nbsp;</td>
      <td>&nbsp;</td>
      <td style="text-align: left">&nbsp;</td>
      <td style="text-align: right">167</td>
      <td style="text-align: left">&nbsp;</td>
      <td>&nbsp;</td>
      <td style="text-align: left">&nbsp;</td>
      <td style="text-align: right">3,242</td>
      <td style="text-align: left">&nbsp;</td>
      <td>&nbsp;</td>
      <td style="text-align: left">&nbsp;</td>
      <td style="text-align: right">167</td>
      <td style="text-align: left">&nbsp;</td>
      <td>&nbsp;</td>
      <td style="text-align: left">&nbsp;</td>
      <td style="text-align: right">6,388</td>
      <td style="text-align: left">&nbsp;</td>
      <td>&nbsp;</td>
      <td style="text-align: left">&nbsp;</td>
      <td style="text-align: right">194</td>
      <td style="text-align: left">&nbsp;</td>
     </tr>
     <tr style="vertical-align: bottom; background-color: White">
      <td style="text-align: left; padding-left: 20pt">One-to-four family mixed-use property</td>
      <td>&nbsp;</td>
      <td style="text-align: left">&nbsp;</td>
      <td style="text-align: right">2,983</td>
      <td style="text-align: left">&nbsp;</td>
      <td>&nbsp;</td>
      <td style="text-align: left">&nbsp;</td>
      <td style="text-align: right">151</td>
      <td style="text-align: left">&nbsp;</td>
      <td>&nbsp;</td>
      <td style="text-align: left">&nbsp;</td>
      <td style="text-align: right">3,249</td>
      <td style="text-align: left">&nbsp;</td>
      <td>&nbsp;</td>
      <td style="text-align: left">&nbsp;</td>
      <td style="text-align: right">170</td>
      <td style="text-align: left">&nbsp;</td>
      <td>&nbsp;</td>
      <td style="text-align: left">&nbsp;</td>
      <td style="text-align: right">4,041</td>
      <td style="text-align: left">&nbsp;</td>
      <td>&nbsp;</td>
      <td style="text-align: left">&nbsp;</td>
      <td style="text-align: right">228</td>
      <td style="text-align: left">&nbsp;</td>
     </tr>
     <tr style="vertical-align: bottom; background-color: rgb(204,238,255)">
      <td style="text-align: left; padding-left: 20pt">One-to-four family residential</td>
      <td>&nbsp;</td>
      <td style="text-align: left">&nbsp;</td>
      <td style="text-align: right">347</td>
      <td style="text-align: left">&nbsp;</td>
      <td>&nbsp;</td>
      <td style="text-align: left">&nbsp;</td>
      <td style="text-align: right">14</td>
      <td style="text-align: left">&nbsp;</td>
      <td>&nbsp;</td>
      <td style="text-align: left">&nbsp;</td>
      <td style="text-align: right">358</td>
      <td style="text-align: left">&nbsp;</td>
      <td>&nbsp;</td>
      <td style="text-align: left">&nbsp;</td>
      <td style="text-align: right">14</td>
      <td style="text-align: left">&nbsp;</td>
      <td>&nbsp;</td>
      <td style="text-align: left">&nbsp;</td>
      <td style="text-align: right">368</td>
      <td style="text-align: left">&nbsp;</td>
      <td>&nbsp;</td>
      <td style="text-align: left">&nbsp;</td>
      <td style="text-align: right">15</td>
      <td style="text-align: left">&nbsp;</td>
     </tr>
     <tr style="vertical-align: bottom; background-color: White">
      <td style="text-align: left; padding-left: 20pt">Co-operative apartments</td>
      <td>&nbsp;</td>
      <td style="text-align: left">&nbsp;</td>
      <td style="text-align: right">-</td>
      <td style="text-align: left">&nbsp;</td>
      <td>&nbsp;</td>
      <td style="text-align: left">&nbsp;</td>
      <td style="text-align: right">-</td>
      <td style="text-align: left">&nbsp;</td>
      <td>&nbsp;</td>
      <td style="text-align: left">&nbsp;</td>
      <td style="text-align: right">-</td>
      <td style="text-align: left">&nbsp;</td>
      <td>&nbsp;</td>
      <td style="text-align: left">&nbsp;</td>
      <td style="text-align: right">-</td>
      <td style="text-align: left">&nbsp;</td>
      <td>&nbsp;</td>
      <td style="text-align: left">&nbsp;</td>
      <td style="text-align: right">-</td>
      <td style="text-align: left">&nbsp;</td>
      <td>&nbsp;</td>
      <td style="text-align: left">&nbsp;</td>
      <td style="text-align: right">-</td>
      <td style="text-align: left">&nbsp;</td>
     </tr>
     <tr style="vertical-align: bottom; background-color: rgb(204,238,255)">
      <td style="padding-left: 20pt">Construction</td>
      <td>&nbsp;</td>
      <td style="text-align: left">&nbsp;</td>
      <td style="text-align: right">-</td>
      <td style="text-align: left">&nbsp;</td>
      <td>&nbsp;</td>
      <td style="text-align: left">&nbsp;</td>
      <td style="text-align: right">-</td>
      <td style="text-align: left">&nbsp;</td>
      <td>&nbsp;</td>
      <td style="text-align: left">&nbsp;</td>
      <td style="text-align: right">187</td>
      <td style="text-align: left">&nbsp;</td>
      <td>&nbsp;</td>
      <td style="text-align: left">&nbsp;</td>
      <td style="text-align: right">-</td>
      <td style="text-align: left">&nbsp;</td>
      <td>&nbsp;</td>
      <td style="text-align: left">&nbsp;</td>
      <td style="text-align: right">1,929</td>
      <td style="text-align: left">&nbsp;</td>
      <td>&nbsp;</td>
      <td style="text-align: left">&nbsp;</td>
      <td style="text-align: right">18</td>
      <td style="text-align: left">&nbsp;</td>
     </tr>
     <tr style="vertical-align: bottom; background-color: White">
      <td style="text-align: left; padding-left: 10pt">Non-mortgage loans:</td>
      <td>&nbsp;</td>
      <td style="text-align: left">&nbsp;</td>
      <td style="text-align: right">&nbsp;</td>
      <td style="text-align: left">&nbsp;</td>
      <td>&nbsp;</td>
      <td style="text-align: left">&nbsp;</td>
      <td style="text-align: right">&nbsp;</td>
      <td style="text-align: left">&nbsp;</td>
      <td>&nbsp;</td>
      <td style="text-align: left">&nbsp;</td>
      <td style="text-align: right">&nbsp;</td>
      <td style="text-align: left">&nbsp;</td>
      <td>&nbsp;</td>
      <td style="text-align: left">&nbsp;</td>
      <td style="text-align: right">&nbsp;</td>
      <td style="text-align: left">&nbsp;</td>
      <td>&nbsp;</td>
      <td style="text-align: left">&nbsp;</td>
      <td style="text-align: right">&nbsp;</td>
      <td style="text-align: left">&nbsp;</td>
      <td>&nbsp;</td>
      <td style="text-align: left">&nbsp;</td>
      <td style="text-align: right">&nbsp;</td>
      <td style="text-align: left">&nbsp;</td>
     </tr>
     <tr style="vertical-align: bottom; background-color: rgb(204,238,255)">
      <td style="text-align: left; padding-left: 20pt">Small Business Administration</td>
      <td>&nbsp;</td>
      <td style="text-align: left">&nbsp;</td>
      <td style="text-align: right">38</td>
      <td style="text-align: left">&nbsp;</td>
      <td>&nbsp;</td>
      <td style="text-align: left">&nbsp;</td>
      <td style="text-align: right">2</td>
      <td style="text-align: left">&nbsp;</td>
      <td>&nbsp;</td>
      <td style="text-align: left">&nbsp;</td>
      <td style="text-align: right">-</td>
      <td style="text-align: left">&nbsp;</td>
      <td>&nbsp;</td>
      <td style="text-align: left">&nbsp;</td>
      <td style="text-align: right">-</td>
      <td style="text-align: left">&nbsp;</td>
      <td>&nbsp;</td>
      <td style="text-align: left">&nbsp;</td>
      <td style="text-align: right">-</td>
      <td style="text-align: left">&nbsp;</td>
      <td>&nbsp;</td>
      <td style="text-align: left">&nbsp;</td>
      <td style="text-align: right">-</td>
      <td style="text-align: left">&nbsp;</td>
     </tr>
     <tr style="vertical-align: bottom; background-color: White">
      <td style="text-align: left; padding-left: 20pt">Taxi Medallion</td>
      <td>&nbsp;</td>
      <td style="text-align: left">&nbsp;</td>
      <td style="text-align: right">1,062</td>
      <td style="text-align: left">&nbsp;</td>
      <td>&nbsp;</td>
      <td style="text-align: left">&nbsp;</td>
      <td style="text-align: right">66</td>
      <td style="text-align: left">&nbsp;</td>
      <td>&nbsp;</td>
      <td style="text-align: left">&nbsp;</td>
      <td style="text-align: right">-</td>
      <td style="text-align: left">&nbsp;</td>
      <td>&nbsp;</td>
      <td style="text-align: left">&nbsp;</td>
      <td style="text-align: right">-</td>
      <td style="text-align: left">&nbsp;</td>
      <td>&nbsp;</td>
      <td style="text-align: left">&nbsp;</td>
      <td style="text-align: right">-</td>
      <td style="text-align: left">&nbsp;</td>
      <td>&nbsp;</td>
      <td style="text-align: left">&nbsp;</td>
      <td style="text-align: right">-</td>
      <td style="text-align: left">&nbsp;</td>
     </tr>
     <tr style="vertical-align: bottom; background-color: rgb(204,238,255)">
      <td style="text-align: left; padding-left: 20pt">Commercial Business and other</td>
      <td>&nbsp;</td>
      <td style="text-align: left">&nbsp;</td>
      <td style="text-align: right">2,692</td>
      <td style="text-align: left">&nbsp;</td>
      <td>&nbsp;</td>
      <td style="text-align: left">&nbsp;</td>
      <td style="text-align: right">102</td>
      <td style="text-align: left">&nbsp;</td>
      <td>&nbsp;</td>
      <td style="text-align: left">&nbsp;</td>
      <td style="text-align: right">3,149</td>
      <td style="text-align: left">&nbsp;</td>
      <td>&nbsp;</td>
      <td style="text-align: left">&nbsp;</td>
      <td style="text-align: right">115</td>
      <td style="text-align: left">&nbsp;</td>
      <td>&nbsp;</td>
      <td style="text-align: left">&nbsp;</td>
      <td style="text-align: right">4,354</td>
      <td style="text-align: left">&nbsp;</td>
      <td>&nbsp;</td>
      <td style="text-align: left">&nbsp;</td>
      <td style="text-align: right">239</td>
      <td style="text-align: left">&nbsp;</td>
     </tr>
     <tr style="vertical-align: bottom; background-color: White">
      <td style="padding-bottom: 1pt">&nbsp;</td>
      <td style="padding-bottom: 1pt">&nbsp;</td>
      <td style="border-bottom: Black 1pt solid; text-align: left">&nbsp;</td>
      <td style="border-bottom: Black 1pt solid; text-align: right">&nbsp;</td>
      <td style="border-bottom: Black 1pt solid; text-align: left">&nbsp;</td>
      <td style="padding-bottom: 1pt; border-bottom: Black 1pt solid">&nbsp;</td>
      <td style="border-bottom: Black 1pt solid; text-align: left">&nbsp;</td>
      <td style="border-bottom: Black 1pt solid; text-align: right">&nbsp;</td>
      <td style="border-bottom: Black 1pt solid; text-align: left">&nbsp;</td>
      <td style="padding-bottom: 1pt">&nbsp;</td>
      <td style="border-bottom: Black 1pt solid; text-align: left">&nbsp;</td>
      <td style="border-bottom: Black 1pt solid; text-align: right">&nbsp;</td>
      <td style="border-bottom: Black 1pt solid; text-align: left">&nbsp;</td>
      <td style="padding-bottom: 1pt; border-bottom: Black 1pt solid">&nbsp;</td>
      <td style="border-bottom: Black 1pt solid; text-align: left">&nbsp;</td>
      <td style="border-bottom: Black 1pt solid; text-align: right">&nbsp;</td>
      <td style="border-bottom: Black 1pt solid; text-align: left">&nbsp;</td>
      <td style="padding-bottom: 1pt">&nbsp;</td>
      <td style="border-bottom: Black 1pt solid; text-align: left">&nbsp;</td>
      <td style="border-bottom: Black 1pt solid; text-align: right">&nbsp;</td>
      <td style="border-bottom: Black 1pt solid; text-align: left">&nbsp;</td>
      <td style="padding-bottom: 1pt; border-bottom: Black 1pt solid">&nbsp;</td>
      <td style="border-bottom: Black 1pt solid; text-align: left">&nbsp;</td>
      <td style="border-bottom: Black 1pt solid; text-align: right">&nbsp;</td>
      <td style="border-bottom: Black 1pt solid; text-align: left">&nbsp;</td>
     </tr>
     <tr style="vertical-align: bottom; background-color: rgb(204,238,255)">
      <td style="text-align: left; padding-bottom: 1pt; padding-left: 30pt">Total loans with an allowance recorded</td>
      <td style="padding-bottom: 1pt">&nbsp;</td>
      <td style="border-bottom: Black 1pt solid; text-align: left">&nbsp;</td>
      <td style="border-bottom: Black 1pt solid; text-align: right">10,462</td>
      <td style="border-bottom: Black 1pt solid; text-align: left">&nbsp;</td>
      <td style="padding-bottom: 1pt; border-bottom: Black 1pt solid">&nbsp;</td>
      <td style="border-bottom: Black 1pt solid; text-align: left">&nbsp;</td>
      <td style="border-bottom: Black 1pt solid; text-align: right">619</td>
      <td style="border-bottom: Black 1pt solid; text-align: left">&nbsp;</td>
      <td style="padding-bottom: 1pt">&nbsp;</td>
      <td style="border-bottom: Black 1pt solid; text-align: left">&nbsp;</td>
      <td style="border-bottom: Black 1pt solid; text-align: right">13,121</td>
      <td style="border-bottom: Black 1pt solid; text-align: left">&nbsp;</td>
      <td style="padding-bottom: 1pt; border-bottom: Black 1pt solid">&nbsp;</td>
      <td style="border-bottom: Black 1pt solid; text-align: left">&nbsp;</td>
      <td style="border-bottom: Black 1pt solid; text-align: right">615</td>
      <td style="border-bottom: Black 1pt solid; text-align: left">&nbsp;</td>
      <td style="padding-bottom: 1pt">&nbsp;</td>
      <td style="border-bottom: Black 1pt solid; text-align: left">&nbsp;</td>
      <td style="border-bottom: Black 1pt solid; text-align: right">19,972</td>
      <td style="border-bottom: Black 1pt solid; text-align: left">&nbsp;</td>
      <td style="padding-bottom: 1pt; border-bottom: Black 1pt solid">&nbsp;</td>
      <td style="border-bottom: Black 1pt solid; text-align: left">&nbsp;</td>
      <td style="border-bottom: Black 1pt solid; text-align: right">864</td>
      <td style="border-bottom: Black 1pt solid; text-align: left">&nbsp;</td>
     </tr>
     <tr style="vertical-align: bottom; background-color: White">
      <td>&nbsp;</td>
      <td>&nbsp;</td>
      <td style="text-align: left">&nbsp;</td>
      <td style="text-align: right">&nbsp;</td>
      <td style="text-align: left">&nbsp;</td>
      <td>&nbsp;</td>
      <td style="text-align: left">&nbsp;</td>
      <td style="text-align: right">&nbsp;</td>
      <td style="text-align: left">&nbsp;</td>
      <td>&nbsp;</td>
      <td style="text-align: left">&nbsp;</td>
      <td style="text-align: right">&nbsp;</td>
      <td style="text-align: left">&nbsp;</td>
      <td>&nbsp;</td>
      <td style="text-align: left">&nbsp;</td>
      <td style="text-align: right">&nbsp;</td>
      <td style="text-align: left">&nbsp;</td>
      <td>&nbsp;</td>
      <td style="text-align: left">&nbsp;</td>
      <td style="text-align: right">&nbsp;</td>
      <td style="text-align: left">&nbsp;</td>
      <td>&nbsp;</td>
      <td style="text-align: left">&nbsp;</td>
      <td style="text-align: right">&nbsp;</td>
      <td style="text-align: left">&nbsp;</td>
     </tr>
     <tr style="vertical-align: bottom; background-color: rgb(204,238,255)">
      <td style="text-align: left">Total Impaired Loans:</td>
      <td>&nbsp;</td>
      <td style="text-align: left">&nbsp;</td>
      <td style="text-align: right">&nbsp;</td>
      <td style="text-align: left">&nbsp;</td>
      <td>&nbsp;</td>
      <td style="text-align: left">&nbsp;</td>
      <td style="text-align: right">&nbsp;</td>
      <td style="text-align: left">&nbsp;</td>
      <td>&nbsp;</td>
      <td style="text-align: left">&nbsp;</td>
      <td style="text-align: right">&nbsp;</td>
      <td style="text-align: left">&nbsp;</td>
      <td>&nbsp;</td>
      <td style="text-align: left">&nbsp;</td>
      <td style="text-align: right">&nbsp;</td>
      <td style="text-align: left">&nbsp;</td>
      <td>&nbsp;</td>
      <td style="text-align: left">&nbsp;</td>
      <td style="text-align: right">&nbsp;</td>
      <td style="text-align: left">&nbsp;</td>
      <td>&nbsp;</td>
      <td style="text-align: left">&nbsp;</td>
      <td style="text-align: right">&nbsp;</td>
      <td style="text-align: left">&nbsp;</td>
     </tr>
     <tr style="vertical-align: bottom; background-color: White">
      <td style="text-align: left; padding-bottom: 2.25pt; padding-left: 30pt">Total mortgage loans</td>
      <td style="padding-bottom: 2.25pt">&nbsp;</td>
      <td style="border-bottom: Black 2.25pt double; text-align: left">$</td>
      <td style="border-bottom: Black 2.25pt double; text-align: right">43,564</td>
      <td style="border-bottom: Black 2.25pt double; text-align: left">&nbsp;</td>
      <td style="border-bottom: Black 2.25pt double; text-align: left">&nbsp;</td>
      <td style="border-bottom: Black 2.25pt double; text-align: left">$</td>
      <td style="border-bottom: Black 2.25pt double; text-align: right">930</td>
      <td style="border-bottom: Black 2.25pt double; text-align: left">&nbsp;</td>
      <td style="padding-bottom: 2.25pt">&nbsp;</td>
      <td style="border-bottom: Black 2.25pt double; text-align: left">$</td>
      <td style="border-bottom: Black 2.25pt double; text-align: right">61,621</td>
      <td style="border-bottom: Black 2.25pt double; text-align: left">&nbsp;</td>
      <td style="border-bottom: Black 2.25pt double; text-align: left">&nbsp;</td>
      <td style="border-bottom: Black 2.25pt double; text-align: left">$</td>
      <td style="border-bottom: Black 2.25pt double; text-align: right">1,169</td>
      <td style="border-bottom: Black 2.25pt double; text-align: left">&nbsp;</td>
      <td style="padding-bottom: 2.25pt">&nbsp;</td>
      <td style="border-bottom: Black 2.25pt double; text-align: left">$</td>
      <td style="border-bottom: Black 2.25pt double; text-align: right">90,203</td>
      <td style="border-bottom: Black 2.25pt double; text-align: left">&nbsp;</td>
      <td style="border-bottom: Black 2.25pt double; text-align: left">&nbsp;</td>
      <td style="border-bottom: Black 2.25pt double; text-align: left">$</td>
      <td style="border-bottom: Black 2.25pt double; text-align: right">1,737</td>
      <td style="border-bottom: Black 2.25pt double; text-align: left">&nbsp;</td>
     </tr>
     <tr style="vertical-align: bottom; background-color: rgb(204,238,255)">
      <td>&nbsp;</td>
      <td>&nbsp;</td>
      <td style="text-align: left">&nbsp;</td>
      <td style="text-align: right">&nbsp;</td>
      <td style="text-align: left">&nbsp;</td>
      <td>&nbsp;</td>
      <td style="text-align: left">&nbsp;</td>
      <td style="text-align: right">&nbsp;</td>
      <td style="text-align: left">&nbsp;</td>
      <td>&nbsp;</td>
      <td style="text-align: left">&nbsp;</td>
      <td style="text-align: right">&nbsp;</td>
      <td style="text-align: left">&nbsp;</td>
      <td>&nbsp;</td>
      <td style="text-align: left">&nbsp;</td>
      <td style="text-align: right">&nbsp;</td>
      <td style="text-align: left">&nbsp;</td>
      <td>&nbsp;</td>
      <td style="text-align: left">&nbsp;</td>
      <td style="text-align: right">&nbsp;</td>
      <td style="text-align: left">&nbsp;</td>
      <td>&nbsp;</td>
      <td style="text-align: left">&nbsp;</td>
      <td style="text-align: right">&nbsp;</td>
      <td style="text-align: left">&nbsp;</td>
     </tr>
     <tr style="vertical-align: bottom; background-color: White">
      <td style="text-align: left; padding-bottom: 2.25pt; padding-left: 30pt">Total non-mortgage loans</td>
      <td style="padding-bottom: 2.25pt">&nbsp;</td>
      <td style="border-bottom: Black 2.25pt double; text-align: left">$</td>
      <td style="border-bottom: Black 2.25pt double; text-align: right">8,003</td>
      <td style="border-bottom: Black 2.25pt double; text-align: left">&nbsp;</td>
      <td style="border-bottom: Black 2.25pt double; text-align: left">&nbsp;</td>
      <td style="border-bottom: Black 2.25pt double; text-align: left">$</td>
      <td style="border-bottom: Black 2.25pt double; text-align: right">424</td>
      <td style="border-bottom: Black 2.25pt double; text-align: left">&nbsp;</td>
      <td style="padding-bottom: 2.25pt">&nbsp;</td>
      <td style="border-bottom: Black 2.25pt double; text-align: left">$</td>
      <td style="border-bottom: Black 2.25pt double; text-align: right">6,577</td>
      <td style="border-bottom: Black 2.25pt double; text-align: left">&nbsp;</td>
      <td style="border-bottom: Black 2.25pt double; text-align: left">&nbsp;</td>
      <td style="border-bottom: Black 2.25pt double; text-align: left">$</td>
      <td style="border-bottom: Black 2.25pt double; text-align: right">252</td>
      <td style="border-bottom: Black 2.25pt double; text-align: left">&nbsp;</td>
      <td style="padding-bottom: 2.25pt">&nbsp;</td>
      <td style="border-bottom: Black 2.25pt double; text-align: left">$</td>
      <td style="border-bottom: Black 2.25pt double; text-align: right">9,910</td>
      <td style="border-bottom: Black 2.25pt double; text-align: left">&nbsp;</td>
      <td style="border-bottom: Black 2.25pt double; text-align: left">&nbsp;</td>
      <td style="border-bottom: Black 2.25pt double; text-align: left">$</td>
      <td style="border-bottom: Black 2.25pt double; text-align: right">507</td>
      <td style="border-bottom: Black 2.25pt double; text-align: left">&nbsp;</td>
     </tr>

   </table><br/><p style="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 0in">In accordance with our policy and the current regulatory guidelines, we designate loans as &#x201c;Special Mention,&#x201d; which are considered &#x201c;Criticized Loans,&#x201d; and &#x201c;Substandard,&#x201d; &#x201c;Doubtful,&#x201d; or &#x201c;Loss,&#x201d; which are considered &#x201c;Classified Loans&#x201d;. If a loan does not fall within one of the previous mentioned categories then the loan would be considered &#x201c;Pass.&#x201d; These loan designations are updated quarterly. We designate a loan as Substandard when a well-defined weakness is identified that jeopardizes the orderly liquidation of the debt. We designate a loan Doubtful when it displays the inherent weakness of a Substandard loan with the added provision that collection of the debt in full, on the basis of existing facts, is highly improbable. We designate a loan as Loss if it is deemed the debtor is incapable of repayment. The Company does not hold any loans designated as loss, as loans that are designated as Loss are charged to the Allowance for Loan Losses. Loans that are non-accrual are designated as Substandard, Doubtful or Loss. We designate a loan as Special Mention if the asset does not warrant classification within one of the other classifications, but does contain a potential weakness that deserves closer attention.</p><br/><p style="text-align: left; font: 10pt Times New Roman, Times, Serif; margin-top: 0pt; margin-bottom: 0pt">The following table sets forth the recorded investment in loans designated as Criticized or Classified at December 31, 2015:</p><br/><table cellpadding="0" cellspacing="0" style="border-collapse: collapse; width: 100%; font: 10pt Times New Roman, Times, Serif">

     <tr style="vertical-align: bottom">
      <td colspan="1" style="font-style: italic; border-bottom: Black 1pt solid">(In thousands)</td>
      <td style="padding-bottom: 1pt; border-bottom: Black 1pt solid">&nbsp;</td>
      <td colspan="3" style="text-align: center; border-bottom: Black 1pt solid">Special Mention</td>
      <td style="padding-bottom: 1pt; border-bottom: Black 1pt solid">&nbsp;</td>
      <td colspan="3" style="text-align: center; border-bottom: Black 1pt solid">Substandard</td>
      <td style="padding-bottom: 1pt; border-bottom: Black 1pt solid">&nbsp;</td>
      <td colspan="3" style="text-align: center; border-bottom: Black 1pt solid">Doubtful</td>
      <td style="padding-bottom: 1pt; border-bottom: Black 1pt solid">&nbsp;</td>
      <td colspan="3" style="text-align: center; border-bottom: Black 1pt solid">Loss</td>
      <td style="padding-bottom: 1pt; border-bottom: Black 1pt solid">&nbsp;</td>
      <td colspan="3" style="text-align: center; border-bottom: Black 1pt solid">Total</td>
     </tr>
     <tr style="vertical-align: bottom">
      <td style="font-style: italic">&nbsp;</td>
      <td>&nbsp;</td>
      <td colspan="3" style="text-align: center">&nbsp;</td>
      <td>&nbsp;</td>
      <td colspan="3" style="text-align: center">&nbsp;</td>
      <td>&nbsp;</td>
      <td colspan="3" style="text-align: center">&nbsp;</td>
      <td>&nbsp;</td>
      <td colspan="3" style="text-align: center">&nbsp;</td>
      <td>&nbsp;</td>
      <td colspan="3" style="text-align: center">&nbsp;</td>
     </tr>
     <tr style="vertical-align: bottom; background-color: rgb(204,238,255)">
      <td style="width: 45%; text-align: left">Multi-family residential</td>
      <td style="width: 1%">&nbsp;</td>
      <td style="width: 1%; text-align: left">$</td>
      <td style="width: 8%; text-align: right">4,361</td>
      <td style="width: 1%; text-align: left">&nbsp;</td>
      <td style="width: 1%">&nbsp;</td>
      <td style="width: 1%; text-align: left">$</td>
      <td style="width: 8%; text-align: right">5,421</td>
      <td style="width: 1%; text-align: left">&nbsp;</td>
      <td style="width: 1%">&nbsp;</td>
      <td style="width: 1%; text-align: left">$</td>
      <td style="width: 8%; text-align: right">-</td>
      <td style="width: 1%; text-align: left">&nbsp;</td>
      <td style="width: 1%">&nbsp;</td>
      <td style="width: 1%; text-align: left">$</td>
      <td style="width: 8%; text-align: right">-</td>
      <td style="width: 1%; text-align: left">&nbsp;</td>
      <td style="width: 1%">&nbsp;</td>
      <td style="width: 1%; text-align: left">$</td>
      <td style="width: 8%; text-align: right">9,782</td>
      <td style="width: 1%; text-align: left">&nbsp;</td>
     </tr>
     <tr style="vertical-align: bottom; background-color: White">
      <td style="text-align: left">Commercial real estate</td>
      <td>&nbsp;</td>
      <td style="text-align: left">&nbsp;</td>
      <td style="text-align: right">1,821</td>
      <td style="text-align: left">&nbsp;</td>
      <td>&nbsp;</td>
      <td style="text-align: left">&nbsp;</td>
      <td style="text-align: right">3,812</td>
      <td style="text-align: left">&nbsp;</td>
      <td>&nbsp;</td>
      <td style="text-align: left">&nbsp;</td>
      <td style="text-align: right">-</td>
      <td style="text-align: left">&nbsp;</td>
      <td>&nbsp;</td>
      <td style="text-align: left">&nbsp;</td>
      <td style="text-align: right">-</td>
      <td style="text-align: left">&nbsp;</td>
      <td>&nbsp;</td>
      <td style="text-align: left">&nbsp;</td>
      <td style="text-align: right">5,633</td>
      <td style="text-align: left">&nbsp;</td>
     </tr>
     <tr style="vertical-align: bottom; background-color: rgb(204,238,255)">
      <td style="text-align: left">One-to-four family - mixed-use property</td>
      <td>&nbsp;</td>
      <td style="text-align: left">&nbsp;</td>
      <td style="text-align: right">3,087</td>
      <td style="text-align: left">&nbsp;</td>
      <td>&nbsp;</td>
      <td style="text-align: left">&nbsp;</td>
      <td style="text-align: right">10,990</td>
      <td style="text-align: left">&nbsp;</td>
      <td>&nbsp;</td>
      <td style="text-align: left">&nbsp;</td>
      <td style="text-align: right">-</td>
      <td style="text-align: left">&nbsp;</td>
      <td>&nbsp;</td>
      <td style="text-align: left">&nbsp;</td>
      <td style="text-align: right">-</td>
      <td style="text-align: left">&nbsp;</td>
      <td>&nbsp;</td>
      <td style="text-align: left">&nbsp;</td>
      <td style="text-align: right">14,077</td>
      <td style="text-align: left">&nbsp;</td>
     </tr>
     <tr style="vertical-align: bottom; background-color: White">
      <td style="text-align: left">One-to-four family - residential</td>
      <td>&nbsp;</td>
      <td style="text-align: left">&nbsp;</td>
      <td style="text-align: right">1,437</td>
      <td style="text-align: left">&nbsp;</td>
      <td>&nbsp;</td>
      <td style="text-align: left">&nbsp;</td>
      <td style="text-align: right">12,255</td>
      <td style="text-align: left">&nbsp;</td>
      <td>&nbsp;</td>
      <td style="text-align: left">&nbsp;</td>
      <td style="text-align: right">-</td>
      <td style="text-align: left">&nbsp;</td>
      <td>&nbsp;</td>
      <td style="text-align: left">&nbsp;</td>
      <td style="text-align: right">-</td>
      <td style="text-align: left">&nbsp;</td>
      <td>&nbsp;</td>
      <td style="text-align: left">&nbsp;</td>
      <td style="text-align: right">13,692</td>
      <td style="text-align: left">&nbsp;</td>
     </tr>
     <tr style="vertical-align: bottom; background-color: rgb(204,238,255)">
      <td style="text-align: left">Co-operative apartments</td>
      <td>&nbsp;</td>
      <td style="text-align: left">&nbsp;</td>
      <td style="text-align: right">-</td>
      <td style="text-align: left">&nbsp;</td>
      <td>&nbsp;</td>
      <td style="text-align: left">&nbsp;</td>
      <td style="text-align: right">-</td>
      <td style="text-align: left">&nbsp;</td>
      <td>&nbsp;</td>
      <td style="text-align: left">&nbsp;</td>
      <td style="text-align: right">-</td>
      <td style="text-align: left">&nbsp;</td>
      <td>&nbsp;</td>
      <td style="text-align: left">&nbsp;</td>
      <td style="text-align: right">-</td>
      <td style="text-align: left">&nbsp;</td>
      <td>&nbsp;</td>
      <td style="text-align: left">&nbsp;</td>
      <td style="text-align: right">-</td>
      <td style="text-align: left">&nbsp;</td>
     </tr>
     <tr style="vertical-align: bottom; background-color: White">
      <td style="text-align: left">Construction loans</td>
      <td>&nbsp;</td>
      <td style="text-align: left">&nbsp;</td>
      <td style="text-align: right">-</td>
      <td style="text-align: left">&nbsp;</td>
      <td>&nbsp;</td>
      <td style="text-align: left">&nbsp;</td>
      <td style="text-align: right">1,000</td>
      <td style="text-align: left">&nbsp;</td>
      <td>&nbsp;</td>
      <td style="text-align: left">&nbsp;</td>
      <td style="text-align: right">-</td>
      <td style="text-align: left">&nbsp;</td>
      <td>&nbsp;</td>
      <td style="text-align: left">&nbsp;</td>
      <td style="text-align: right">-</td>
      <td style="text-align: left">&nbsp;</td>
      <td>&nbsp;</td>
      <td style="text-align: left">&nbsp;</td>
      <td style="text-align: right">1,000</td>
      <td style="text-align: left">&nbsp;</td>
     </tr>
     <tr style="vertical-align: bottom; background-color: rgb(204,238,255)">
      <td style="text-align: left">Small Business Administration</td>
      <td>&nbsp;</td>
      <td style="text-align: left">&nbsp;</td>
      <td style="text-align: right">229</td>
      <td style="text-align: left">&nbsp;</td>
      <td>&nbsp;</td>
      <td style="text-align: left">&nbsp;</td>
      <td style="text-align: right">224</td>
      <td style="text-align: left">&nbsp;</td>
      <td>&nbsp;</td>
      <td style="text-align: left">&nbsp;</td>
      <td style="text-align: right">-</td>
      <td style="text-align: left">&nbsp;</td>
      <td>&nbsp;</td>
      <td style="text-align: left">&nbsp;</td>
      <td style="text-align: right">-</td>
      <td style="text-align: left">&nbsp;</td>
      <td>&nbsp;</td>
      <td style="text-align: left">&nbsp;</td>
      <td style="text-align: right">453</td>
      <td style="text-align: left">&nbsp;</td>
     </tr>
     <tr style="vertical-align: bottom; background-color: White">
      <td style="text-align: left">Taxi Medallion</td>
      <td>&nbsp;</td>
      <td style="text-align: left">&nbsp;</td>
      <td style="text-align: right">-</td>
      <td style="text-align: left">&nbsp;</td>
      <td>&nbsp;</td>
      <td style="text-align: left">&nbsp;</td>
      <td style="text-align: right">2,118</td>
      <td style="text-align: left">&nbsp;</td>
      <td>&nbsp;</td>
      <td style="text-align: left">&nbsp;</td>
      <td style="text-align: right">-</td>
      <td style="text-align: left">&nbsp;</td>
      <td>&nbsp;</td>
      <td style="text-align: left">&nbsp;</td>
      <td style="text-align: right">-</td>
      <td style="text-align: left">&nbsp;</td>
      <td>&nbsp;</td>
      <td style="text-align: left">&nbsp;</td>
      <td style="text-align: right">2,118</td>
      <td style="text-align: left">&nbsp;</td>
     </tr>
     <tr style="vertical-align: bottom; background-color: rgb(204,238,255)">
      <td style="text-align: left; padding-bottom: 1pt">Commercial business and other</td>
      <td style="padding-bottom: 1pt">&nbsp;</td>
      <td style="border-bottom: Black 1pt solid; text-align: left">&nbsp;</td>
      <td style="border-bottom: Black 1pt solid; text-align: right">-</td>
      <td style="border-bottom: Black 1pt solid; text-align: left">&nbsp;</td>
      <td style="padding-bottom: 1pt">&nbsp;</td>
      <td style="border-bottom: Black 1pt solid; text-align: left">&nbsp;</td>
      <td style="border-bottom: Black 1pt solid; text-align: right">3,123</td>
      <td style="border-bottom: Black 1pt solid; text-align: left">&nbsp;</td>
      <td style="padding-bottom: 1pt">&nbsp;</td>
      <td style="border-bottom: Black 1pt solid; text-align: left">&nbsp;</td>
      <td style="border-bottom: Black 1pt solid; text-align: right">-</td>
      <td style="border-bottom: Black 1pt solid; text-align: left">&nbsp;</td>
      <td style="padding-bottom: 1pt">&nbsp;</td>
      <td style="border-bottom: Black 1pt solid; text-align: left">&nbsp;</td>
      <td style="border-bottom: Black 1pt solid; text-align: right">-</td>
      <td style="border-bottom: Black 1pt solid; text-align: left">&nbsp;</td>
      <td style="padding-bottom: 1pt">&nbsp;</td>
      <td style="border-bottom: Black 1pt solid; text-align: left">&nbsp;</td>
      <td style="border-bottom: Black 1pt solid; text-align: right">3,123</td>
      <td style="border-bottom: Black 1pt solid; text-align: left">&nbsp;</td>
     </tr>
     <tr style="vertical-align: bottom; background-color: White">
      <td style="text-align: left; padding-bottom: 2.25pt; padding-left: 10pt">Total loans</td>
      <td style="padding-bottom: 2.25pt">&nbsp;</td>
      <td style="border-bottom: Black 2.25pt double; text-align: left">$</td>
      <td style="border-bottom: Black 2.25pt double; text-align: right">10,935</td>
      <td style="border-bottom: Black 2.25pt double; text-align: left">&nbsp;</td>
      <td style="padding-bottom: 2.25pt">&nbsp;</td>
      <td style="border-bottom: Black 2.25pt double; text-align: left">$</td>
      <td style="border-bottom: Black 2.25pt double; text-align: right">38,943</td>
      <td style="border-bottom: Black 2.25pt double; text-align: left">&nbsp;</td>
      <td style="padding-bottom: 2.25pt">&nbsp;</td>
      <td style="border-bottom: Black 2.25pt double; text-align: left">$</td>
      <td style="border-bottom: Black 2.25pt double; text-align: right">-</td>
      <td style="border-bottom: Black 2.25pt double; text-align: left">&nbsp;</td>
      <td style="padding-bottom: 2.25pt">&nbsp;</td>
      <td style="border-bottom: Black 2.25pt double; text-align: left">$</td>
      <td style="border-bottom: Black 2.25pt double; text-align: right">-</td>
      <td style="border-bottom: Black 2.25pt double; text-align: left">&nbsp;</td>
      <td style="padding-bottom: 2.25pt">&nbsp;</td>
      <td style="border-bottom: Black 2.25pt double; text-align: left">$</td>
      <td style="border-bottom: Black 2.25pt double; text-align: right">49,878</td>
      <td style="border-bottom: Black 2.25pt double; text-align: left">&nbsp;</td>
     </tr>

   </table><br/><p style="text-align: left; font: 10pt Times New Roman, Times, Serif; margin-top: 0pt; margin-bottom: 0pt">The following table sets forth the recorded investment in loans designated as Criticized or Classified at December 31, 2014:</p><br/><table cellpadding="0" cellspacing="0" style="border-collapse: collapse; width: 100%; font: 10pt Times New Roman, Times, Serif">

     <tr style="vertical-align: bottom">
      <td colspan="1" style="font-style: italic; border-bottom: Black 1pt solid">(In thousands)</td>
      <td style="padding-bottom: 1pt; border-bottom: Black 1pt solid">&nbsp;</td>
      <td colspan="3" style="text-align: center; border-bottom: Black 1pt solid">Special Mention</td>
      <td style="padding-bottom: 1pt; border-bottom: Black 1pt solid">&nbsp;</td>
      <td colspan="3" style="text-align: center; border-bottom: Black 1pt solid">Substandard</td>
      <td style="padding-bottom: 1pt; border-bottom: Black 1pt solid">&nbsp;</td>
      <td colspan="3" style="text-align: center; border-bottom: Black 1pt solid">Doubtful</td>
      <td style="padding-bottom: 1pt; border-bottom: Black 1pt solid">&nbsp;</td>
      <td colspan="3" style="text-align: center; border-bottom: Black 1pt solid">Loss</td>
      <td style="padding-bottom: 1pt; border-bottom: Black 1pt solid">&nbsp;</td>
      <td colspan="3" style="text-align: center; border-bottom: Black 1pt solid">Total</td>
     </tr>
     <tr style="vertical-align: bottom">
      <td style="font-style: italic">&nbsp;</td>
      <td>&nbsp;</td>
      <td colspan="3" style="text-align: center">&nbsp;</td>
      <td>&nbsp;</td>
      <td colspan="3" style="text-align: center">&nbsp;</td>
      <td>&nbsp;</td>
      <td colspan="3" style="text-align: center">&nbsp;</td>
      <td>&nbsp;</td>
      <td colspan="3" style="text-align: center">&nbsp;</td>
      <td>&nbsp;</td>
      <td colspan="3" style="text-align: center">&nbsp;</td>
     </tr>
     <tr style="vertical-align: bottom; background-color: rgb(204,238,255)">
      <td style="width: 45%; text-align: left">Multi-family residential</td>
      <td style="width: 1%">&nbsp;</td>
      <td style="width: 1%; text-align: left">$</td>
      <td style="width: 8%; text-align: right">6,494</td>
      <td style="width: 1%; text-align: left">&nbsp;</td>
      <td style="width: 1%">&nbsp;</td>
      <td style="width: 1%; text-align: left">$</td>
      <td style="width: 8%; text-align: right">10,226</td>
      <td style="width: 1%; text-align: left">&nbsp;</td>
      <td style="width: 1%">&nbsp;</td>
      <td style="width: 1%; text-align: left">$</td>
      <td style="width: 8%; text-align: right">-</td>
      <td style="width: 1%; text-align: left">&nbsp;</td>
      <td style="width: 1%">&nbsp;</td>
      <td style="width: 1%; text-align: left">$</td>
      <td style="width: 8%; text-align: right">-</td>
      <td style="width: 1%; text-align: left">&nbsp;</td>
      <td style="width: 1%">&nbsp;</td>
      <td style="width: 1%; text-align: left">$</td>
      <td style="width: 8%; text-align: right">16,720</td>
      <td style="width: 1%; text-align: left">&nbsp;</td>
     </tr>
     <tr style="vertical-align: bottom; background-color: White">
      <td style="text-align: left">Commercial real estate</td>
      <td>&nbsp;</td>
      <td style="text-align: left">&nbsp;</td>
      <td style="text-align: right">5,453</td>
      <td style="text-align: left">&nbsp;</td>
      <td>&nbsp;</td>
      <td style="text-align: left">&nbsp;</td>
      <td style="text-align: right">7,100</td>
      <td style="text-align: left">&nbsp;</td>
      <td>&nbsp;</td>
      <td style="text-align: left">&nbsp;</td>
      <td style="text-align: right">-</td>
      <td style="text-align: left">&nbsp;</td>
      <td>&nbsp;</td>
      <td style="text-align: left">&nbsp;</td>
      <td style="text-align: right">-</td>
      <td style="text-align: left">&nbsp;</td>
      <td>&nbsp;</td>
      <td style="text-align: left">&nbsp;</td>
      <td style="text-align: right">12,553</td>
      <td style="text-align: left">&nbsp;</td>
     </tr>
     <tr style="vertical-align: bottom; background-color: rgb(204,238,255)">
      <td style="text-align: left">One-to-four family - mixed-use property</td>
      <td>&nbsp;</td>
      <td style="text-align: left">&nbsp;</td>
      <td style="text-align: right">5,254</td>
      <td style="text-align: left">&nbsp;</td>
      <td>&nbsp;</td>
      <td style="text-align: left">&nbsp;</td>
      <td style="text-align: right">12,499</td>
      <td style="text-align: left">&nbsp;</td>
      <td>&nbsp;</td>
      <td style="text-align: left">&nbsp;</td>
      <td style="text-align: right">-</td>
      <td style="text-align: left">&nbsp;</td>
      <td>&nbsp;</td>
      <td style="text-align: left">&nbsp;</td>
      <td style="text-align: right">-</td>
      <td style="text-align: left">&nbsp;</td>
      <td>&nbsp;</td>
      <td style="text-align: left">&nbsp;</td>
      <td style="text-align: right">17,753</td>
      <td style="text-align: left">&nbsp;</td>
     </tr>
     <tr style="vertical-align: bottom; background-color: White">
      <td style="text-align: left">One-to-four family - residential</td>
      <td>&nbsp;</td>
      <td style="text-align: left">&nbsp;</td>
      <td style="text-align: right">2,352</td>
      <td style="text-align: left">&nbsp;</td>
      <td>&nbsp;</td>
      <td style="text-align: left">&nbsp;</td>
      <td style="text-align: right">13,056</td>
      <td style="text-align: left">&nbsp;</td>
      <td>&nbsp;</td>
      <td style="text-align: left">&nbsp;</td>
      <td style="text-align: right">-</td>
      <td style="text-align: left">&nbsp;</td>
      <td>&nbsp;</td>
      <td style="text-align: left">&nbsp;</td>
      <td style="text-align: right">-</td>
      <td style="text-align: left">&nbsp;</td>
      <td>&nbsp;</td>
      <td style="text-align: left">&nbsp;</td>
      <td style="text-align: right">15,408</td>
      <td style="text-align: left">&nbsp;</td>
     </tr>
     <tr style="vertical-align: bottom; background-color: rgb(204,238,255)">
      <td style="text-align: left">Co-operative apartments</td>
      <td>&nbsp;</td>
      <td style="text-align: left">&nbsp;</td>
      <td style="text-align: right">623</td>
      <td style="text-align: left">&nbsp;</td>
      <td>&nbsp;</td>
      <td style="text-align: left">&nbsp;</td>
      <td style="text-align: right">-</td>
      <td style="text-align: left">&nbsp;</td>
      <td>&nbsp;</td>
      <td style="text-align: left">&nbsp;</td>
      <td style="text-align: right">-</td>
      <td style="text-align: left">&nbsp;</td>
      <td>&nbsp;</td>
      <td style="text-align: left">&nbsp;</td>
      <td style="text-align: right">-</td>
      <td style="text-align: left">&nbsp;</td>
      <td>&nbsp;</td>
      <td style="text-align: left">&nbsp;</td>
      <td style="text-align: right">623</td>
      <td style="text-align: left">&nbsp;</td>
     </tr>
     <tr style="vertical-align: bottom; background-color: White">
      <td style="text-align: left">Construction loans</td>
      <td>&nbsp;</td>
      <td style="text-align: left">&nbsp;</td>
      <td style="text-align: right">-</td>
      <td style="text-align: left">&nbsp;</td>
      <td>&nbsp;</td>
      <td style="text-align: left">&nbsp;</td>
      <td style="text-align: right">-</td>
      <td style="text-align: left">&nbsp;</td>
      <td>&nbsp;</td>
      <td style="text-align: left">&nbsp;</td>
      <td style="text-align: right">-</td>
      <td style="text-align: left">&nbsp;</td>
      <td>&nbsp;</td>
      <td style="text-align: left">&nbsp;</td>
      <td style="text-align: right">-</td>
      <td style="text-align: left">&nbsp;</td>
      <td>&nbsp;</td>
      <td style="text-align: left">&nbsp;</td>
      <td style="text-align: right">-</td>
      <td style="text-align: left">&nbsp;</td>
     </tr>
     <tr style="vertical-align: bottom; background-color: rgb(204,238,255)">
      <td style="text-align: left">Small Business Administration</td>
      <td>&nbsp;</td>
      <td style="text-align: left">&nbsp;</td>
      <td style="text-align: right">479</td>
      <td style="text-align: left">&nbsp;</td>
      <td>&nbsp;</td>
      <td style="text-align: left">&nbsp;</td>
      <td style="text-align: right">-</td>
      <td style="text-align: left">&nbsp;</td>
      <td>&nbsp;</td>
      <td style="text-align: left">&nbsp;</td>
      <td style="text-align: right">-</td>
      <td style="text-align: left">&nbsp;</td>
      <td>&nbsp;</td>
      <td style="text-align: left">&nbsp;</td>
      <td style="text-align: right">-</td>
      <td style="text-align: left">&nbsp;</td>
      <td>&nbsp;</td>
      <td style="text-align: left">&nbsp;</td>
      <td style="text-align: right">479</td>
      <td style="text-align: left">&nbsp;</td>
     </tr>
     <tr style="vertical-align: bottom; background-color: White">
      <td style="text-align: left; padding-bottom: 1pt">Commercial business and other</td>
      <td style="padding-bottom: 1pt">&nbsp;</td>
      <td style="border-bottom: Black 1pt solid; text-align: left">&nbsp;</td>
      <td style="border-bottom: Black 1pt solid; text-align: right">2,841</td>
      <td style="border-bottom: Black 1pt solid; text-align: left">&nbsp;</td>
      <td style="padding-bottom: 1pt">&nbsp;</td>
      <td style="border-bottom: Black 1pt solid; text-align: left">&nbsp;</td>
      <td style="border-bottom: Black 1pt solid; text-align: right">3,779</td>
      <td style="border-bottom: Black 1pt solid; text-align: left">&nbsp;</td>
      <td style="padding-bottom: 1pt">&nbsp;</td>
      <td style="border-bottom: Black 1pt solid; text-align: left">&nbsp;</td>
      <td style="border-bottom: Black 1pt solid; text-align: right">-</td>
      <td style="border-bottom: Black 1pt solid; text-align: left">&nbsp;</td>
      <td style="padding-bottom: 1pt">&nbsp;</td>
      <td style="border-bottom: Black 1pt solid; text-align: left">&nbsp;</td>
      <td style="border-bottom: Black 1pt solid; text-align: right">-</td>
      <td style="border-bottom: Black 1pt solid; text-align: left">&nbsp;</td>
      <td style="padding-bottom: 1pt">&nbsp;</td>
      <td style="border-bottom: Black 1pt solid; text-align: left">&nbsp;</td>
      <td style="border-bottom: Black 1pt solid; text-align: right">6,620</td>
      <td style="border-bottom: Black 1pt solid; text-align: left">&nbsp;</td>
     </tr>
     <tr style="vertical-align: bottom; background-color: rgb(204,238,255)">
      <td style="text-align: left; padding-bottom: 2.25pt; padding-left: 10pt">Total loans</td>
      <td style="padding-bottom: 2.25pt">&nbsp;</td>
      <td style="border-bottom: Black 2.25pt double; text-align: left">$</td>
      <td style="border-bottom: Black 2.25pt double; text-align: right">23,496</td>
      <td style="border-bottom: Black 2.25pt double; text-align: left">&nbsp;</td>
      <td style="padding-bottom: 2.25pt">&nbsp;</td>
      <td style="border-bottom: Black 2.25pt double; text-align: left">$</td>
      <td style="border-bottom: Black 2.25pt double; text-align: right">46,660</td>
      <td style="border-bottom: Black 2.25pt double; text-align: left">&nbsp;</td>
      <td style="padding-bottom: 2.25pt">&nbsp;</td>
      <td style="border-bottom: Black 2.25pt double; text-align: left">$</td>
      <td style="border-bottom: Black 2.25pt double; text-align: right">-</td>
      <td style="border-bottom: Black 2.25pt double; text-align: left">&nbsp;</td>
      <td style="padding-bottom: 2.25pt">&nbsp;</td>
      <td style="border-bottom: Black 2.25pt double; text-align: left">$</td>
      <td style="border-bottom: Black 2.25pt double; text-align: right">-</td>
      <td style="border-bottom: Black 2.25pt double; text-align: left">&nbsp;</td>
      <td style="padding-bottom: 2.25pt">&nbsp;</td>
      <td style="border-bottom: Black 2.25pt double; text-align: left">$</td>
      <td style="border-bottom: Black 2.25pt double; text-align: right">70,156</td>
      <td style="border-bottom: Black 2.25pt double; text-align: left">&nbsp;</td>
     </tr>

   </table><br/><span></span>
</td>
</tr>
</table>
<div style="display: none;">
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<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>The entire disclosure for claims held for amounts due a entity, excluding financing receivables. Examples include, but are not limited to, trade accounts receivables, notes receivables, loans receivables. Includes disclosure for allowance for credit losses.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 310<br> -SubTopic 10<br> -Section 50<br> -Paragraph 3<br> -URI http://asc.fasb.org/extlink&amp;oid=49124121&amp;loc=d3e5066-111524<br><br>Reference 2: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 210<br> -SubTopic 10<br> -Section S99<br> -Paragraph 1<br> -Subparagraph (SX 210.5-02.3,4)<br> -URI http://asc.fasb.org/extlink&amp;oid=6877327&amp;loc=d3e13212-122682<br><br>Reference 3: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 310<br> -SubTopic 10<br> -Section 50<br> -Paragraph 11<br> -URI http://asc.fasb.org/extlink&amp;oid=49124121&amp;loc=d3e5162-111524<br><br>Reference 4: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 235<br> -SubTopic 10<br> -Section S99<br> -Paragraph 1<br> -Subparagraph (SX 210.4-08.(k))<br> -URI http://asc.fasb.org/extlink&amp;oid=26873400&amp;loc=d3e23780-122690<br><br>Reference 5: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 310<br> -SubTopic 10<br> -Section 50<br> -Paragraph 4<br> -URI http://asc.fasb.org/extlink&amp;oid=49124121&amp;loc=d3e5074-111524<br><br>Reference 6: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher SEC<br> -Name Regulation S-X (SX)<br> -Number 210<br> -Section 03<br> -Paragraph 7<br> -Article 9<br></p></div>
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<span style="display: none;">v3.3.1.900</span><table class="report" border="0" cellspacing="2" id="idp6818952032">
<tr>
<th class="tl" colspan="1" rowspan="2"><div style="width: 200px;"><strong>Note 4 - Loans Held for Sale<br></strong></div></th>
<th class="th" colspan="1">12 Months Ended</th>
</tr>
<tr><th class="th"><div>Dec. 31, 2015</div></th></tr>
<tr class="re">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_ffic_LoansHeldForSaleAbstract', window );"><strong>Loans Held For Sale [Abstract]</strong></a></td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_ffic_LoansHeldForSaleTextBlock', window );">Loans Held For Sale [Text Block]</a></td>
<td class="text"><p style="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0"><b>4. Loans held for sale</b></p><br/><p style="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify">The Company has implemented a strategy of selling certain delinquent and non-performing loans. Once the Company has decided to sell a loan, the sale usually will close in a short period of time, generally within the same quarter. Loans designated held for sale are reclassified from loans held for investment to loans held for sale. Terms of sale generally include cash due upon the closing of the sale, no contingencies or recourse to the Company and servicing is released to the buyer.</p><br/><p style="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify">The following tables show delinquent and non-performing loans sold during the period indicated:</p><br/><table cellpadding="0" cellspacing="0" style="border-collapse: collapse; width: 100%; font: 10pt Times New Roman, Times, Serif">

      <tr style="vertical-align: bottom">
       <td>&nbsp;</td>
       <td style="padding-bottom: 1pt">&nbsp;</td>
       <td colspan="15" style="text-align: center; border-bottom: Black 1pt solid">For the year ended December 31, 2015</td>
      </tr>
      <tr style="vertical-align: bottom">
       <td>&nbsp;</td>
       <td>&nbsp;</td>
       <td colspan="3" style="text-align: center">&nbsp;</td>
       <td>&nbsp;</td>
       <td colspan="3" style="text-align: center">&nbsp;</td>
       <td>&nbsp;</td>
       <td colspan="3" style="text-align: center">&nbsp;</td>
       <td>&nbsp;</td>
       <td colspan="3" style="text-align: center">&nbsp;</td>
      </tr>
      <tr style="vertical-align: bottom">
       <td style="font-style: italic; border-bottom: Black 1pt solid">(Dollars in thousands)</td>
       <td style="padding-bottom: 1pt; border-bottom: Black 1pt solid">&nbsp;</td>
       <td colspan="3" style="text-align: center; border-bottom: Black 1pt solid">Loans sold</td>
       <td style="padding-bottom: 1pt; border-bottom: Black 1pt solid">&nbsp;</td>
       <td colspan="3" style="text-align: center; border-bottom: Black 1pt solid">Proceeds</td>
       <td style="padding-bottom: 1pt; border-bottom: Black 1pt solid">&nbsp;</td>
       <td colspan="3" style="text-align: center; border-bottom: Black 1pt solid">Net recoveries</td>
       <td style="padding-bottom: 1pt; border-bottom: Black 1pt solid">&nbsp;</td>
       <td colspan="3" style="text-align: center; border-bottom: Black 1pt solid">Net gain (loss)</td>
      </tr>
      <tr style="vertical-align: bottom; background-color: rgb(204,238,255)">
       <td style="font-weight: bold">&nbsp;</td>
       <td style="font-weight: bold">&nbsp;</td>
       <td style="font-weight: bold; text-align: left">&nbsp;</td>
       <td style="font-weight: bold; text-align: right">&nbsp;</td>
       <td style="font-weight: bold; text-align: left">&nbsp;</td>
       <td>&nbsp;</td>
       <td style="text-align: left">&nbsp;</td>
       <td style="text-align: right">&nbsp;</td>
       <td style="text-align: left">&nbsp;</td>
       <td style="font-weight: bold">&nbsp;</td>
       <td style="font-weight: bold; text-align: left">&nbsp;</td>
       <td style="font-weight: bold; text-align: right">&nbsp;</td>
       <td style="font-weight: bold; text-align: left">&nbsp;</td>
       <td>&nbsp;</td>
       <td style="text-align: left">&nbsp;</td>
       <td style="text-align: right">&nbsp;</td>
       <td style="text-align: left">&nbsp;</td>
      </tr>
      <tr style="vertical-align: bottom; background-color: White">
       <td style="width: 56%; text-align: left">Multi-family residential</td>
       <td style="width: 1%">&nbsp;</td>
       <td style="width: 1%; text-align: left">&nbsp;</td>
       <td style="width: 8%; text-align: right">9</td>
       <td style="width: 1%; text-align: left">&nbsp;</td>
       <td style="width: 1%">&nbsp;</td>
       <td style="width: 1%; text-align: left">$</td>
       <td style="width: 8%; text-align: right">3,540</td>
       <td style="width: 1%; text-align: left">&nbsp;</td>
       <td style="width: 1%">&nbsp;</td>
       <td style="width: 1%; text-align: left">$</td>
       <td style="width: 8%; text-align: right">134</td>
       <td style="width: 1%; text-align: left">&nbsp;</td>
       <td style="width: 1%">&nbsp;</td>
       <td style="width: 1%; text-align: left">$</td>
       <td style="width: 8%; text-align: right">(1</td>
       <td style="width: 1%; text-align: left">)</td>
      </tr>
      <tr style="vertical-align: bottom; background-color: rgb(204,238,255)">
       <td style="text-align: left">Commercial real estate</td>
       <td>&nbsp;</td>
       <td style="text-align: left">&nbsp;</td>
       <td style="text-align: right">4</td>
       <td style="text-align: left">&nbsp;</td>
       <td>&nbsp;</td>
       <td style="text-align: left">&nbsp;</td>
       <td style="text-align: right">2,615</td>
       <td style="text-align: left">&nbsp;</td>
       <td>&nbsp;</td>
       <td style="text-align: left">&nbsp;</td>
       <td style="text-align: right">-</td>
       <td style="text-align: left">&nbsp;</td>
       <td>&nbsp;</td>
       <td style="text-align: left">&nbsp;</td>
       <td style="text-align: right">13</td>
       <td style="text-align: left">&nbsp;</td>
      </tr>
      <tr style="vertical-align: bottom; background-color: White">
       <td style="text-align: left">One-to-four family - mixed-use property</td>
       <td>&nbsp;</td>
       <td style="text-align: left">&nbsp;</td>
       <td style="text-align: right">10</td>
       <td style="text-align: left">&nbsp;</td>
       <td>&nbsp;</td>
       <td style="text-align: left">&nbsp;</td>
       <td style="text-align: right">2,831</td>
       <td style="text-align: left">&nbsp;</td>
       <td>&nbsp;</td>
       <td style="text-align: left">&nbsp;</td>
       <td style="text-align: right">-</td>
       <td style="text-align: left">&nbsp;</td>
       <td>&nbsp;</td>
       <td style="text-align: left">&nbsp;</td>
       <td style="text-align: right">57</td>
       <td style="text-align: left">&nbsp;</td>
      </tr>
      <tr style="vertical-align: bottom; background-color: rgb(204,238,255)">
       <td style="padding-bottom: 1pt">&nbsp;</td>
       <td style="padding-bottom: 1pt">&nbsp;</td>
       <td style="border-bottom: Black 1pt solid; text-align: left">&nbsp;</td>
       <td style="border-bottom: Black 1pt solid; text-align: right">&nbsp;</td>
       <td style="border-bottom: Black 1pt solid; text-align: left">&nbsp;</td>
       <td style="padding-bottom: 1pt">&nbsp;</td>
       <td style="border-bottom: Black 1pt solid; text-align: left">&nbsp;</td>
       <td style="border-bottom: Black 1pt solid; text-align: right">&nbsp;</td>
       <td style="border-bottom: Black 1pt solid; text-align: left">&nbsp;</td>
       <td style="padding-bottom: 1pt">&nbsp;</td>
       <td style="border-bottom: Black 1pt solid; text-align: left">&nbsp;</td>
       <td style="border-bottom: Black 1pt solid; text-align: right">&nbsp;</td>
       <td style="border-bottom: Black 1pt solid; text-align: left">&nbsp;</td>
       <td style="padding-bottom: 1pt">&nbsp;</td>
       <td style="border-bottom: Black 1pt solid; text-align: left">&nbsp;</td>
       <td style="border-bottom: Black 1pt solid; text-align: right">&nbsp;</td>
       <td style="border-bottom: Black 1pt solid; text-align: left">&nbsp;</td>
      </tr>
      <tr style="vertical-align: bottom; background-color: White">
       <td style="padding-bottom: 2.25pt; padding-left: 20pt">Total</td>
       <td style="padding-bottom: 2.25pt">&nbsp;</td>
       <td style="border-bottom: Black 2.25pt double; text-align: left">&nbsp;</td>
       <td style="border-bottom: Black 2.25pt double; text-align: right">23</td>
       <td style="border-bottom: Black 2.25pt double; text-align: left">&nbsp;</td>
       <td style="padding-bottom: 2.25pt">&nbsp;</td>
       <td style="border-bottom: Black 2.25pt double; text-align: left">$</td>
       <td style="border-bottom: Black 2.25pt double; text-align: right">8,986</td>
       <td style="border-bottom: Black 2.25pt double; text-align: left">&nbsp;</td>
       <td style="padding-bottom: 2.25pt">&nbsp;</td>
       <td style="border-bottom: Black 2.25pt double; text-align: left">$</td>
       <td style="border-bottom: Black 2.25pt double; text-align: right">134</td>
       <td style="border-bottom: Black 2.25pt double; text-align: left">&nbsp;</td>
       <td style="padding-bottom: 2.25pt">&nbsp;</td>
       <td style="border-bottom: Black 2.25pt double; text-align: left">$</td>
       <td style="border-bottom: Black 2.25pt double; text-align: right">69</td>
       <td style="border-bottom: Black 2.25pt double; text-align: left">&nbsp;</td>
      </tr>

    </table><br/><p style="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">The above table does not include the sale of one performing commercial real estate loan for proceeds of $3.1 million and the sale of five performing small business administration loans for proceeds totaling $4.2 million during the year ended December 31, 2015. These loans were sold for a combined net gain on sale of $0.3 million.</p><br/><table cellpadding="0" cellspacing="0" style="border-collapse: collapse; width: 100%; font: 10pt Times New Roman, Times, Serif">

      <tr style="vertical-align: bottom">
       <td>&nbsp;</td>
       <td style="padding-bottom: 1pt">&nbsp;</td>
       <td colspan="15" style="text-align: center; border-bottom: Black 1pt solid">For the year ended December 31, 2014</td>
      </tr>
      <tr style="vertical-align: bottom">
       <td style="font-style: italic; border-bottom: Black 1pt solid">(Dollars in thousands)</td>
       <td style="padding-bottom: 1pt; border-bottom: Black 1pt solid">&nbsp;</td>
       <td colspan="3" style="text-align: center; border-bottom: Black 1pt solid">Loans sold</td>
       <td style="padding-bottom: 1pt; border-bottom: Black 1pt solid">&nbsp;</td>
       <td colspan="3" style="text-align: center; border-bottom: Black 1pt solid">Proceeds</td>
       <td style="padding-bottom: 1pt; border-bottom: Black 1pt solid">&nbsp;</td>
       <td colspan="3" style="text-align: center; border-bottom: Black 1pt solid">Net (charge-offs)<br /> recoveries</td>
       <td style="padding-bottom: 1pt; border-bottom: Black 1pt solid">&nbsp;</td>
       <td colspan="3" style="text-align: center; border-bottom: Black 1pt solid">Net gain</td>
      </tr>
      <tr style="vertical-align: bottom">
       <td style="font-weight: bold">&nbsp;</td>
       <td style="font-weight: bold">&nbsp;</td>
       <td colspan="3" style="font-weight: bold; text-align: right">&nbsp;</td>
       <td>&nbsp;</td>
       <td colspan="3" style="text-align: center">&nbsp;</td>
       <td style="font-weight: bold">&nbsp;</td>
       <td colspan="3" style="font-weight: bold">&nbsp;</td>
       <td>&nbsp;</td>
       <td colspan="3" style="text-align: center">&nbsp;</td>
      </tr>
      <tr style="vertical-align: bottom; background-color: rgb(204,238,255)">
       <td style="width: 56%; text-align: left">Multi-family residential</td>
       <td style="width: 1%">&nbsp;</td>
       <td style="width: 1%; text-align: left">&nbsp;</td>
       <td style="width: 8%; text-align: right">12</td>
       <td style="width: 1%; text-align: left">&nbsp;</td>
       <td style="width: 1%">&nbsp;</td>
       <td style="width: 1%; text-align: left">$</td>
       <td style="width: 8%; text-align: right">5,759</td>
       <td style="width: 1%; text-align: left">&nbsp;</td>
       <td style="width: 1%">&nbsp;</td>
       <td style="width: 1%; text-align: left">$</td>
       <td style="width: 8%; text-align: right">(80</td>
       <td style="width: 1%; text-align: left">)</td>
       <td style="width: 1%">&nbsp;</td>
       <td style="width: 1%; text-align: left">$</td>
       <td style="width: 8%; text-align: right">9</td>
       <td style="width: 1%; text-align: left">&nbsp;</td>
      </tr>
      <tr style="vertical-align: bottom; background-color: White">
       <td style="text-align: left">Commercial real estate</td>
       <td>&nbsp;</td>
       <td style="text-align: left">&nbsp;</td>
       <td style="text-align: right">6</td>
       <td style="text-align: left">&nbsp;</td>
       <td>&nbsp;</td>
       <td style="text-align: left">&nbsp;</td>
       <td style="text-align: right">4,635</td>
       <td style="text-align: left">&nbsp;</td>
       <td>&nbsp;</td>
       <td style="text-align: left">&nbsp;</td>
       <td style="text-align: right">295</td>
       <td style="text-align: left">&nbsp;</td>
       <td>&nbsp;</td>
       <td style="text-align: left">&nbsp;</td>
       <td style="text-align: right">8</td>
       <td style="text-align: left">&nbsp;</td>
      </tr>
      <tr style="vertical-align: bottom; background-color: rgb(204,238,255)">
       <td style="text-align: left">One-to-four family - mixed-use property</td>
       <td>&nbsp;</td>
       <td style="text-align: left">&nbsp;</td>
       <td style="text-align: right">14</td>
       <td style="text-align: left">&nbsp;</td>
       <td>&nbsp;</td>
       <td style="text-align: left">&nbsp;</td>
       <td style="text-align: right">5,399</td>
       <td style="text-align: left">&nbsp;</td>
       <td>&nbsp;</td>
       <td style="text-align: left">&nbsp;</td>
       <td style="text-align: right">122</td>
       <td style="text-align: left">&nbsp;</td>
       <td>&nbsp;</td>
       <td style="text-align: left">&nbsp;</td>
       <td style="text-align: right">50</td>
       <td style="text-align: left">&nbsp;</td>
      </tr>
      <tr style="vertical-align: bottom; background-color: White">
       <td style="text-align: left">Commercial business and other</td>
       <td>&nbsp;</td>
       <td style="text-align: left">&nbsp;</td>
       <td style="text-align: right">2</td>
       <td style="text-align: left">&nbsp;</td>
       <td>&nbsp;</td>
       <td style="text-align: left">&nbsp;</td>
       <td style="text-align: right">64</td>
       <td style="text-align: left">&nbsp;</td>
       <td>&nbsp;</td>
       <td style="text-align: left">&nbsp;</td>
       <td style="text-align: right">20</td>
       <td style="text-align: left">&nbsp;</td>
       <td>&nbsp;</td>
       <td style="text-align: left">&nbsp;</td>
       <td style="text-align: right">-</td>
       <td style="text-align: left">&nbsp;</td>
      </tr>
      <tr style="vertical-align: bottom; background-color: rgb(204,238,255)">
       <td style="padding-bottom: 1pt">&nbsp;</td>
       <td style="padding-bottom: 1pt">&nbsp;</td>
       <td style="border-bottom: Black 1pt solid; text-align: left">&nbsp;</td>
       <td style="border-bottom: Black 1pt solid; text-align: right">&nbsp;</td>
       <td style="border-bottom: Black 1pt solid; text-align: left">&nbsp;</td>
       <td style="padding-bottom: 1pt">&nbsp;</td>
       <td style="border-bottom: Black 1pt solid; text-align: left">&nbsp;</td>
       <td style="border-bottom: Black 1pt solid; text-align: right">&nbsp;</td>
       <td style="border-bottom: Black 1pt solid; text-align: left">&nbsp;</td>
       <td style="padding-bottom: 1pt">&nbsp;</td>
       <td style="border-bottom: Black 1pt solid; text-align: left">&nbsp;</td>
       <td style="border-bottom: Black 1pt solid; text-align: right">&nbsp;</td>
       <td style="border-bottom: Black 1pt solid; text-align: left">&nbsp;</td>
       <td style="padding-bottom: 1pt">&nbsp;</td>
       <td style="border-bottom: Black 1pt solid; text-align: left">&nbsp;</td>
       <td style="border-bottom: Black 1pt solid; text-align: right">&nbsp;</td>
       <td style="border-bottom: Black 1pt solid; text-align: left">&nbsp;</td>
      </tr>
      <tr style="vertical-align: bottom; background-color: White">
       <td style="padding-bottom: 2.25pt; padding-left: 20pt">Total</td>
       <td style="padding-bottom: 2.25pt">&nbsp;</td>
       <td style="border-bottom: Black 2.25pt double; text-align: left">&nbsp;</td>
       <td style="border-bottom: Black 2.25pt double; text-align: right">34</td>
       <td style="border-bottom: Black 2.25pt double; text-align: left">&nbsp;</td>
       <td style="padding-bottom: 2.25pt">&nbsp;</td>
       <td style="border-bottom: Black 2.25pt double; text-align: left">$</td>
       <td style="border-bottom: Black 2.25pt double; text-align: right">15,857</td>
       <td style="border-bottom: Black 2.25pt double; text-align: left">&nbsp;</td>
       <td style="padding-bottom: 2.25pt">&nbsp;</td>
       <td style="border-bottom: Black 2.25pt double; text-align: left">$</td>
       <td style="border-bottom: Black 2.25pt double; text-align: right">357</td>
       <td style="border-bottom: Black 2.25pt double; text-align: left">&nbsp;</td>
       <td style="padding-bottom: 2.25pt">&nbsp;</td>
       <td style="border-bottom: Black 2.25pt double; text-align: left">$</td>
       <td style="border-bottom: Black 2.25pt double; text-align: right">67</td>
       <td style="border-bottom: Black 2.25pt double; text-align: left">&nbsp;</td>
      </tr>

    </table><br/><table cellpadding="0" cellspacing="0" style="border-collapse: collapse; width: 100%; font: 10pt Times New Roman, Times, Serif">

      <tr style="vertical-align: bottom">
       <td>&nbsp;</td>
       <td style="padding-bottom: 1pt">&nbsp;</td>
       <td colspan="15" style="text-align: center; border-bottom: Black 1pt solid">For the year ended December 31, 2013</td>
      </tr>
      <tr style="vertical-align: bottom">
       <td style="font-style: italic; border-bottom: Black 1pt solid">(Dollars in thousands)</td>
       <td style="padding-bottom: 1pt; border-bottom: Black 1pt solid">&nbsp;</td>
       <td colspan="3" style="text-align: center; border-bottom: Black 1pt solid">Loans sold</td>
       <td style="padding-bottom: 1pt; border-bottom: Black 1pt solid">&nbsp;</td>
       <td colspan="3" style="text-align: center; border-bottom: Black 1pt solid">Proceeds</td>
       <td style="padding-bottom: 1pt; border-bottom: Black 1pt solid">&nbsp;</td>
       <td colspan="3" style="text-align: center; border-bottom: Black 1pt solid">Net charge-offs</td>
       <td style="padding-bottom: 1pt; border-bottom: Black 1pt solid">&nbsp;</td>
       <td colspan="3" style="text-align: center; border-bottom: Black 1pt solid">Net gain (loss)</td>
      </tr>
      <tr style="vertical-align: bottom">
       <td style="font-weight: bold">&nbsp;</td>
       <td style="font-weight: bold">&nbsp;</td>
       <td colspan="3" style="font-weight: bold; text-align: right">&nbsp;</td>
       <td>&nbsp;</td>
       <td colspan="3" style="text-align: center">&nbsp;</td>
       <td style="font-weight: bold">&nbsp;</td>
       <td colspan="3" style="font-weight: bold">&nbsp;</td>
       <td>&nbsp;</td>
       <td colspan="3" style="text-align: center">&nbsp;</td>
      </tr>
      <tr style="vertical-align: bottom; background-color: rgb(204,238,255)">
       <td style="width: 56%; text-align: left">Multi-family residential</td>
       <td style="width: 1%">&nbsp;</td>
       <td style="width: 1%; text-align: left">&nbsp;</td>
       <td style="width: 8%; text-align: right">21</td>
       <td style="width: 1%; text-align: left">&nbsp;</td>
       <td style="width: 1%">&nbsp;</td>
       <td style="width: 1%; text-align: left">$</td>
       <td style="width: 8%; text-align: right">11,420</td>
       <td style="width: 1%; text-align: left">&nbsp;</td>
       <td style="width: 1%">&nbsp;</td>
       <td style="width: 1%; text-align: left">$</td>
       <td style="width: 8%; text-align: right">(1,024</td>
       <td style="width: 1%; text-align: left">)</td>
       <td style="width: 1%">&nbsp;</td>
       <td style="width: 1%; text-align: left">$</td>
       <td style="width: 8%; text-align: right">99</td>
       <td style="width: 1%; text-align: left">&nbsp;</td>
      </tr>
      <tr style="vertical-align: bottom; background-color: White">
       <td style="text-align: left">Commercial real estate</td>
       <td>&nbsp;</td>
       <td style="text-align: left">&nbsp;</td>
       <td style="text-align: right">9</td>
       <td style="text-align: left">&nbsp;</td>
       <td>&nbsp;</td>
       <td style="text-align: left">&nbsp;</td>
       <td style="text-align: right">5,488</td>
       <td style="text-align: left">&nbsp;</td>
       <td>&nbsp;</td>
       <td style="text-align: left">&nbsp;</td>
       <td style="text-align: right">(703</td>
       <td style="text-align: left">)</td>
       <td>&nbsp;</td>
       <td style="text-align: left">&nbsp;</td>
       <td style="text-align: right">6</td>
       <td style="text-align: left">&nbsp;</td>
      </tr>
      <tr style="vertical-align: bottom; background-color: rgb(204,238,255)">
       <td style="text-align: left">One-to-four family - mixed-use property</td>
       <td>&nbsp;</td>
       <td style="text-align: left">&nbsp;</td>
       <td style="text-align: right">39</td>
       <td style="text-align: left">&nbsp;</td>
       <td>&nbsp;</td>
       <td style="text-align: left">&nbsp;</td>
       <td style="text-align: right">11,427</td>
       <td style="text-align: left">&nbsp;</td>
       <td>&nbsp;</td>
       <td style="text-align: left">&nbsp;</td>
       <td style="text-align: right">(2,791</td>
       <td style="text-align: left">)</td>
       <td>&nbsp;</td>
       <td style="text-align: left">&nbsp;</td>
       <td style="text-align: right">(52</td>
       <td style="text-align: left">)</td>
      </tr>
      <tr style="vertical-align: bottom; background-color: White">
       <td>Construction</td>
       <td>&nbsp;</td>
       <td style="text-align: left">&nbsp;</td>
       <td style="text-align: right">2</td>
       <td style="text-align: left">&nbsp;</td>
       <td>&nbsp;</td>
       <td style="text-align: left">&nbsp;</td>
       <td style="text-align: right">5,066</td>
       <td style="text-align: left">&nbsp;</td>
       <td>&nbsp;</td>
       <td style="text-align: left">&nbsp;</td>
       <td style="text-align: right">(164</td>
       <td style="text-align: left">)</td>
       <td>&nbsp;</td>
       <td style="text-align: left">&nbsp;</td>
       <td style="text-align: right">-</td>
       <td style="text-align: left">&nbsp;</td>
      </tr>
      <tr style="vertical-align: bottom; background-color: rgb(204,238,255)">
       <td style="text-align: left">Commercial business and other</td>
       <td>&nbsp;</td>
       <td style="text-align: left">&nbsp;</td>
       <td style="text-align: right">1</td>
       <td style="text-align: left">&nbsp;</td>
       <td>&nbsp;</td>
       <td style="text-align: left">&nbsp;</td>
       <td style="text-align: right">-</td>
       <td style="text-align: left">&nbsp;</td>
       <td>&nbsp;</td>
       <td style="text-align: left">&nbsp;</td>
       <td style="text-align: right">(21</td>
       <td style="text-align: left">)</td>
       <td>&nbsp;</td>
       <td style="text-align: left">&nbsp;</td>
       <td style="text-align: right">-</td>
       <td style="text-align: left">&nbsp;</td>
      </tr>
      <tr style="vertical-align: bottom; background-color: White">
       <td style="padding-bottom: 1pt">&nbsp;</td>
       <td style="padding-bottom: 1pt">&nbsp;</td>
       <td style="border-bottom: Black 1pt solid; text-align: left">&nbsp;</td>
       <td style="border-bottom: Black 1pt solid; text-align: right">&nbsp;</td>
       <td style="border-bottom: Black 1pt solid; text-align: left">&nbsp;</td>
       <td style="padding-bottom: 1pt">&nbsp;</td>
       <td style="border-bottom: Black 1pt solid; text-align: left">&nbsp;</td>
       <td style="border-bottom: Black 1pt solid; text-align: right">&nbsp;</td>
       <td style="border-bottom: Black 1pt solid; text-align: left">&nbsp;</td>
       <td style="padding-bottom: 1pt">&nbsp;</td>
       <td style="border-bottom: Black 1pt solid; text-align: left">&nbsp;</td>
       <td style="border-bottom: Black 1pt solid; text-align: right">&nbsp;</td>
       <td style="border-bottom: Black 1pt solid; text-align: left">&nbsp;</td>
       <td style="padding-bottom: 1pt">&nbsp;</td>
       <td style="border-bottom: Black 1pt solid; text-align: left">&nbsp;</td>
       <td style="border-bottom: Black 1pt solid; text-align: right">&nbsp;</td>
       <td style="border-bottom: Black 1pt solid; text-align: left">&nbsp;</td>
      </tr>
      <tr style="vertical-align: bottom; background-color: rgb(204,238,255)">
       <td style="padding-bottom: 2.25pt; padding-left: 10pt">Total</td>
       <td style="padding-bottom: 2.25pt">&nbsp;</td>
       <td style="border-bottom: Black 2.25pt double; text-align: left">&nbsp;</td>
       <td style="border-bottom: Black 2.25pt double; text-align: right">72</td>
       <td style="border-bottom: Black 2.25pt double; text-align: left">&nbsp;</td>
       <td style="padding-bottom: 2.25pt">&nbsp;</td>
       <td style="border-bottom: Black 2.25pt double; text-align: left">$</td>
       <td style="border-bottom: Black 2.25pt double; text-align: right">33,401</td>
       <td style="border-bottom: Black 2.25pt double; text-align: left">&nbsp;</td>
       <td style="padding-bottom: 2.25pt">&nbsp;</td>
       <td style="border-bottom: Black 2.25pt double; text-align: left">$</td>
       <td style="border-bottom: Black 2.25pt double; text-align: right">(4,703</td>
       <td style="border-bottom: Black 2.25pt double; text-align: left">)</td>
       <td style="padding-bottom: 2.25pt">&nbsp;</td>
       <td style="border-bottom: Black 2.25pt double; text-align: left">$</td>
       <td style="border-bottom: Black 2.25pt double; text-align: right">53</td>
       <td style="border-bottom: Black 2.25pt double; text-align: left">&nbsp;</td>
      </tr>

    </table><br/><p style="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">The above table does not include one performing commercial real estate loan for $2.4 million which was sold for a net gain of $0.2 million during the year ended December 31, 2013.</p><br/><span></span>
</td>
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<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
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<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>Represents the disclosure of loans held for sale.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>No definition available.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
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</DOCUMENT>
<DOCUMENT>
<TYPE>XML
<SEQUENCE>32
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<DESCRIPTION>IDEA: XBRL DOCUMENT
<TEXT>
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<span style="display: none;">v3.3.1.900</span><table class="report" border="0" cellspacing="2" id="idp6851320352">
<tr>
<th class="tl" colspan="1" rowspan="2"><div style="width: 200px;"><strong>Note 5 - Other Real Estate Owned<br></strong></div></th>
<th class="th" colspan="1">12 Months Ended</th>
</tr>
<tr><th class="th"><div>Dec. 31, 2015</div></th></tr>
<tr class="re">
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<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_RealEstateOwnedTextBlock', window );">Real Estate Owned [Text Block]</a></td>
<td class="text"><p style="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0"><b>5. Other Real Estate Owned</b></p><br/><p style="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify">The following table shows the activity in OREO during the periods indicated:</p><br/><table cellpadding="0" cellspacing="0" style="border-collapse: collapse; width: 100%; font: 10pt Times New Roman, Times, Serif">

      <tr style="vertical-align: bottom">
       <td>&nbsp;</td>
       <td style="padding-bottom: 1pt">&nbsp;</td>
       <td colspan="11" style="text-align: center; border-bottom: Black 1pt solid">For the years ended December 31,</td>
      </tr>
      <tr style="vertical-align: bottom">
       <td>&nbsp;</td>
       <td style="padding-bottom: 1pt">&nbsp;</td>
       <td colspan="3" style="text-align: center; border-bottom: Black 1pt solid">2015</td>
       <td style="padding-bottom: 1pt">&nbsp;</td>
       <td colspan="3" style="text-align: center; border-bottom: Black 1pt solid">2014</td>
       <td style="padding-bottom: 1pt">&nbsp;</td>
       <td colspan="3" style="text-align: center; border-bottom: Black 1pt solid">2013</td>
      </tr>
      <tr style="vertical-align: bottom">
       <td>&nbsp;</td>
       <td style="font-style: italic">&nbsp;</td>
       <td colspan="11" style="font-style: italic; text-align: center">(In thousands)</td>
      </tr>
      <tr style="vertical-align: bottom">
       <td>&nbsp;</td>
       <td>&nbsp;</td>
       <td colspan="3">&nbsp;</td>
       <td>&nbsp;</td>
       <td colspan="3">&nbsp;</td>
       <td>&nbsp;</td>
       <td colspan="3">&nbsp;</td>
      </tr>
      <tr style="vertical-align: bottom; background-color: rgb(204,238,255)">
       <td style="width: 61%; text-align: left">Balance at beginning of year</td>
       <td style="width: 1%">&nbsp;</td>
       <td style="width: 1%; text-align: left">$</td>
       <td style="width: 10%; text-align: right">6,326</td>
       <td style="width: 1%; text-align: left">&nbsp;</td>
       <td style="width: 1%">&nbsp;</td>
       <td style="width: 1%; text-align: left">$</td>
       <td style="width: 10%; text-align: right">2,985</td>
       <td style="width: 1%; text-align: left">&nbsp;</td>
       <td style="width: 1%">&nbsp;</td>
       <td style="width: 1%; text-align: left">$</td>
       <td style="width: 10%; text-align: right">5,278</td>
       <td style="width: 1%; text-align: left">&nbsp;</td>
      </tr>
      <tr style="vertical-align: bottom; background-color: White">
       <td>Acquisitions</td>
       <td>&nbsp;</td>
       <td style="text-align: left">&nbsp;</td>
       <td style="text-align: right">1,667</td>
       <td style="text-align: left">&nbsp;</td>
       <td>&nbsp;</td>
       <td style="text-align: left">&nbsp;</td>
       <td style="text-align: right">7,112</td>
       <td style="text-align: left">&nbsp;</td>
       <td>&nbsp;</td>
       <td style="text-align: left">&nbsp;</td>
       <td style="text-align: right">5,369</td>
       <td style="text-align: left">&nbsp;</td>
      </tr>
      <tr style="vertical-align: bottom; background-color: rgb(204,238,255)">
       <td style="text-align: left">Reductions to carrying value</td>
       <td>&nbsp;</td>
       <td style="text-align: left">&nbsp;</td>
       <td style="text-align: right">(896</td>
       <td style="text-align: left">)</td>
       <td>&nbsp;</td>
       <td style="text-align: left">&nbsp;</td>
       <td style="text-align: right">(5</td>
       <td style="text-align: left">)</td>
       <td>&nbsp;</td>
       <td style="text-align: left">&nbsp;</td>
       <td style="text-align: right">(243</td>
       <td style="text-align: left">)</td>
      </tr>
      <tr style="vertical-align: bottom; background-color: White">
       <td>Sales</td>
       <td>&nbsp;</td>
       <td style="text-align: left">&nbsp;</td>
       <td style="text-align: right">(2,165</td>
       <td style="text-align: left">)</td>
       <td>&nbsp;</td>
       <td style="text-align: left">&nbsp;</td>
       <td style="text-align: right">(3,766</td>
       <td style="text-align: left">)</td>
       <td>&nbsp;</td>
       <td style="text-align: left">&nbsp;</td>
       <td style="text-align: right">(7,419</td>
       <td style="text-align: left">)</td>
      </tr>
      <tr style="vertical-align: bottom; background-color: rgb(204,238,255)">
       <td style="padding-bottom: 1pt">&nbsp;</td>
       <td style="padding-bottom: 1pt">&nbsp;</td>
       <td style="border-bottom: Black 1pt solid; text-align: left">&nbsp;</td>
       <td style="border-bottom: Black 1pt solid; text-align: right">&nbsp;</td>
       <td style="border-bottom: Black 1pt solid; text-align: left">&nbsp;</td>
       <td style="padding-bottom: 1pt">&nbsp;</td>
       <td style="border-bottom: Black 1pt solid; text-align: left">&nbsp;</td>
       <td style="border-bottom: Black 1pt solid; text-align: right">&nbsp;</td>
       <td style="border-bottom: Black 1pt solid; text-align: left">&nbsp;</td>
       <td style="padding-bottom: 1pt">&nbsp;</td>
       <td style="border-bottom: Black 1pt solid; text-align: left">&nbsp;</td>
       <td style="border-bottom: Black 1pt solid; text-align: right">&nbsp;</td>
       <td style="border-bottom: Black 1pt solid; text-align: left">&nbsp;</td>
      </tr>
      <tr style="vertical-align: bottom; background-color: White">
       <td style="text-align: left; padding-bottom: 2.25pt">Balance at end of year</td>
       <td style="padding-bottom: 2.25pt">&nbsp;</td>
       <td style="border-bottom: Black 2.25pt double; text-align: left">$</td>
       <td style="border-bottom: Black 2.25pt double; text-align: right">4,932</td>
       <td style="border-bottom: Black 2.25pt double; text-align: left">&nbsp;</td>
       <td style="padding-bottom: 2.25pt">&nbsp;</td>
       <td style="border-bottom: Black 2.25pt double; text-align: left">$</td>
       <td style="border-bottom: Black 2.25pt double; text-align: right">6,326</td>
       <td style="border-bottom: Black 2.25pt double; text-align: left">&nbsp;</td>
       <td style="padding-bottom: 2.25pt">&nbsp;</td>
       <td style="border-bottom: Black 2.25pt double; text-align: left">$</td>
       <td style="border-bottom: Black 2.25pt double; text-align: right">2,985</td>
       <td style="border-bottom: Black 2.25pt double; text-align: left">&nbsp;</td>
      </tr>

    </table><br/><p style="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify">OREO is included in &#x201c;Other assets&#x201d; within our Consolidated Statements of Financial Condition.</p><br/><p style="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify">The following table shows the gross gains, gross losses and write-downs of OREO reported in the Consolidated Statements of Income in &#x201c;Other operating expense&#x201d; during the periods presented:</p><br/><table cellpadding="0" cellspacing="0" style="border-collapse: collapse; width: 100%; font: 10pt Times New Roman, Times, Serif">

      <tr style="vertical-align: bottom">
       <td>&nbsp;</td>
       <td style="padding-bottom: 1pt">&nbsp;</td>
       <td colspan="11" style="text-align: center; border-bottom: Black 1pt solid">For the years ended December 31,</td>
      </tr>
      <tr style="vertical-align: bottom">
       <td>&nbsp;</td>
       <td style="padding-bottom: 1pt">&nbsp;</td>
       <td colspan="3" style="text-align: center; border-bottom: Black 1pt solid">2015</td>
       <td style="padding-bottom: 1pt">&nbsp;</td>
       <td colspan="3" style="text-align: center; border-bottom: Black 1pt solid">2014</td>
       <td style="padding-bottom: 1pt">&nbsp;</td>
       <td colspan="3" style="text-align: center; border-bottom: Black 1pt solid">2013</td>
      </tr>
      <tr style="vertical-align: bottom">
       <td>&nbsp;</td>
       <td style="font-style: italic">&nbsp;</td>
       <td colspan="11" style="font-style: italic; text-align: center">(In thousands)</td>
      </tr>
      <tr style="vertical-align: bottom">
       <td>&nbsp;</td>
       <td>&nbsp;</td>
       <td colspan="3">&nbsp;</td>
       <td>&nbsp;</td>
       <td colspan="3">&nbsp;</td>
       <td>&nbsp;</td>
       <td colspan="3">&nbsp;</td>
      </tr>
      <tr style="vertical-align: bottom; background-color: rgb(204,238,255)">
       <td style="width: 61%; text-align: left">Gross gains</td>
       <td style="width: 1%">&nbsp;</td>
       <td style="width: 1%; text-align: left">$</td>
       <td style="width: 10%; text-align: right">306</td>
       <td style="width: 1%; text-align: left">&nbsp;</td>
       <td style="width: 1%">&nbsp;</td>
       <td style="width: 1%; text-align: left">$</td>
       <td style="width: 10%; text-align: right">178</td>
       <td style="width: 1%; text-align: left">&nbsp;</td>
       <td style="width: 1%">&nbsp;</td>
       <td style="width: 1%; text-align: left">$</td>
       <td style="width: 10%; text-align: right">443</td>
       <td style="width: 1%; text-align: left">&nbsp;</td>
      </tr>
      <tr style="vertical-align: bottom; background-color: White">
       <td style="text-align: left">Gross losses</td>
       <td>&nbsp;</td>
       <td style="text-align: left">&nbsp;</td>
       <td style="text-align: right">(6</td>
       <td style="text-align: left">)</td>
       <td>&nbsp;</td>
       <td style="text-align: left">&nbsp;</td>
       <td style="text-align: right">(109</td>
       <td style="text-align: left">)</td>
       <td>&nbsp;</td>
       <td style="text-align: left">&nbsp;</td>
       <td style="text-align: right">(89</td>
       <td style="text-align: left">)</td>
      </tr>
      <tr style="vertical-align: bottom; background-color: rgb(204,238,255)">
       <td>Write-down of carrying value</td>
       <td>&nbsp;</td>
       <td style="text-align: left">&nbsp;</td>
       <td style="text-align: right">(896</td>
       <td style="text-align: left">)</td>
       <td>&nbsp;</td>
       <td style="text-align: left">&nbsp;</td>
       <td style="text-align: right">(5</td>
       <td style="text-align: left">)</td>
       <td>&nbsp;</td>
       <td style="text-align: left">&nbsp;</td>
       <td style="text-align: right">(243</td>
       <td style="text-align: left">)</td>
      </tr>
      <tr style="vertical-align: bottom; background-color: White">
       <td style="padding-bottom: 1pt">&nbsp;</td>
       <td style="padding-bottom: 1pt">&nbsp;</td>
       <td style="border-bottom: Black 1pt solid; text-align: left">&nbsp;</td>
       <td style="border-bottom: Black 1pt solid; text-align: right">&nbsp;</td>
       <td style="border-bottom: Black 1pt solid; text-align: left">&nbsp;</td>
       <td style="padding-bottom: 1pt">&nbsp;</td>
       <td style="border-bottom: Black 1pt solid; text-align: left">&nbsp;</td>
       <td style="border-bottom: Black 1pt solid; text-align: right">&nbsp;</td>
       <td style="border-bottom: Black 1pt solid; text-align: left">&nbsp;</td>
       <td style="padding-bottom: 1pt">&nbsp;</td>
       <td style="border-bottom: Black 1pt solid; text-align: left">&nbsp;</td>
       <td style="border-bottom: Black 1pt solid; text-align: right">&nbsp;</td>
       <td style="border-bottom: Black 1pt solid; text-align: left">&nbsp;</td>
      </tr>
      <tr style="vertical-align: bottom; background-color: rgb(204,238,255)">
       <td style="padding-bottom: 2.25pt; padding-left: 20pt">Total</td>
       <td style="padding-bottom: 2.25pt">&nbsp;</td>
       <td style="border-bottom: Black 2.25pt double; text-align: left">$</td>
       <td style="border-bottom: Black 2.25pt double; text-align: right">(596</td>
       <td style="border-bottom: Black 2.25pt double; text-align: left">)</td>
       <td style="padding-bottom: 2.25pt">&nbsp;</td>
       <td style="border-bottom: Black 2.25pt double; text-align: left">$</td>
       <td style="border-bottom: Black 2.25pt double; text-align: right">64</td>
       <td style="border-bottom: Black 2.25pt double; text-align: left">&nbsp;</td>
       <td style="padding-bottom: 2.25pt">&nbsp;</td>
       <td style="border-bottom: Black 2.25pt double; text-align: left">$</td>
       <td style="border-bottom: Black 2.25pt double; text-align: right">111</td>
       <td style="border-bottom: Black 2.25pt double; text-align: left">&nbsp;</td>
      </tr>

    </table><br/><p style="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify">We may obtain physical possession of residential real estate collateralizing a consumer mortgage loan via foreclosure on an in-substance repossession. During the year ended December 31, 2015, we did not foreclose on any consumer mortgages through in-substance repossession. At December 31, 2015, we held one foreclosed residential real estate totaling $0.1 million. At December 31, 2014, we held foreclosed residential real estate totaling $1.3 million. Included within net loans as of December 31, 2015 was a recorded investment of $15.2 million of consumer mortgage loans secured by residential real estate properties for which formal foreclosure proceedings were in process according to local requirements of the applicable jurisdiction.</p><br/><span></span>
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<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>The entire disclosure for real estate owned (as defined). Generally, the largest component of real estate owned by lenders is assets taken in settlement of troubled loans through surrender or foreclosure. Real estate investments, real estate loans that qualify as investments in real estate, and premises that are no longer used in operations may also be included in real estate owned.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 310<br> -SubTopic 40<br> -Section 40<br> -Paragraph 4<br> -URI http://asc.fasb.org/extlink&amp;oid=56956306&amp;loc=d3e18551-111553<br><br>Reference 2: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 310<br> -SubTopic 40<br> -Section 40<br> -Paragraph 3<br> -URI http://asc.fasb.org/extlink&amp;oid=56956306&amp;loc=d3e18511-111553<br><br>Reference 3: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 310<br> -SubTopic 10<br> -Section 45<br> -Paragraph 3<br> -URI http://asc.fasb.org/extlink&amp;oid=28367877&amp;loc=d3e4437-111522<br><br>Reference 4: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 360<br> -SubTopic 10<br> -Section 35<br> -Paragraph 17<br> -URI http://asc.fasb.org/extlink&amp;oid=29634951&amp;loc=d3e1424-110224<br><br>Reference 5: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 942<br> -SubTopic 210<br> -Section S99<br> -Paragraph 1<br> -Subparagraph (SX 210.9-03.10(4))<br> -URI http://asc.fasb.org/extlink&amp;oid=6876686&amp;loc=d3e534808-122878<br><br>Reference 6: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 360<br> -SubTopic 10<br> -Section 35<br> -Paragraph 43<br> -URI http://asc.fasb.org/extlink&amp;oid=29634951&amp;loc=d3e1739-110224<br><br>Reference 7: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher SEC<br> -Name Regulation S-X (SX)<br> -Number 210<br> -Section 03<br> -Paragraph 11<br> -Article 9<br><br>Reference 8: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher SEC<br> -Name Regulation S-X (SX)<br> -Number 210<br> -Section 28<br> -Article 12<br><br>Reference 9: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher SEC<br> -Name Regulation S-X (SX)<br> -Number 210<br> -Section 04<br> -Paragraph c<br> -Subparagraph Schedule III<br> -Article 5<br></p></div>
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<span style="display: none;">v3.3.1.900</span><table class="report" border="0" cellspacing="2" id="idp6838811760">
<tr>
<th class="tl" colspan="1" rowspan="2"><div style="width: 200px;"><strong>Note 6 - Debt and Equity Securities<br></strong></div></th>
<th class="th" colspan="1">12 Months Ended</th>
</tr>
<tr><th class="th"><div>Dec. 31, 2015</div></th></tr>
<tr class="re">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_InvestmentsDebtAndEquitySecuritiesAbstract', window );"><strong>Investments, Debt and Equity Securities [Abstract]</strong></a></td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_InvestmentsInDebtAndMarketableEquitySecuritiesAndCertainTradingAssetsDisclosureTextBlock', window );">Investments in Debt and Marketable Equity Securities (and Certain Trading Assets) Disclosure [Text Block]</a></td>
<td class="text"><p style="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0"><b>6. Debt and Equity Securities</b></p><br/><p style="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify">The Company&#x2019;s investments in equity securities that have readily determinable fair values and all investments in debt securities are classified in one of the following three categories and accounted for accordingly: (1) trading securities, (2) securities available for sale and (3) securities held-to-maturity.</p><br/><p style="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify">The Company did not hold any trading securities at December 31, 2015 and 2014 or securities held-to-maturity at December 31, 2014. Securities available for sale are recorded at fair value. Securities held-to-maturity are recorded at amortized cost.</p><br/><p style="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify">The following table summarizes the Company&#x2019;s portfolio of securities held-to-maturity at December 31, 2015:</p><br/><table cellpadding="0" cellspacing="0" style="border-collapse: collapse; width: 100%; font: 10pt Times New Roman, Times, Serif">

      <tr style="vertical-align: bottom">
       <td style="text-align: left">&nbsp;</td>
       <td style="padding-bottom: 1pt">&nbsp;</td>
       <td colspan="3" style="text-align: center; border-bottom: Black 1pt solid">Amortized<br /> Cost</td>
       <td style="padding-bottom: 1pt">&nbsp;</td>
       <td colspan="3" style="text-align: center; border-bottom: Black 1pt solid">Fair Value</td>
       <td style="padding-bottom: 1pt">&nbsp;</td>
       <td colspan="3" style="text-align: center; border-bottom: Black 1pt solid">Gross <br /> Unrealized<br /> Gains</td>
       <td style="padding-bottom: 1pt">&nbsp;</td>
       <td colspan="3" style="text-align: center; border-bottom: Black 1pt solid">Gross<br /> Unrealized<br /> Losses</td>
      </tr>
      <tr style="vertical-align: bottom">
       <td style="text-align: left">&nbsp;</td>
       <td style="font-style: italic">&nbsp;</td>
       <td colspan="15" style="font-style: italic; text-align: center">(In thousands)</td>
      </tr>
      <tr style="vertical-align: bottom; background-color: rgb(204,238,255)">
       <td style="font-weight: bold; text-align: left">Securites held-to-maturity:</td>
       <td style="font-style: italic">&nbsp;</td>
       <td style="font-style: italic; text-align: left">&nbsp;</td>
       <td style="font-style: italic; text-align: right">&nbsp;</td>
       <td style="font-style: italic; text-align: left">&nbsp;</td>
       <td style="font-style: italic">&nbsp;</td>
       <td style="font-style: italic; text-align: left">&nbsp;</td>
       <td style="font-style: italic; text-align: right">&nbsp;</td>
       <td style="font-style: italic; text-align: left">&nbsp;</td>
       <td style="font-style: italic">&nbsp;</td>
       <td style="font-style: italic; text-align: left">&nbsp;</td>
       <td style="font-style: italic; text-align: right">&nbsp;</td>
       <td style="font-style: italic; text-align: left">&nbsp;</td>
       <td style="font-style: italic">&nbsp;</td>
       <td style="font-style: italic; text-align: left">&nbsp;</td>
       <td style="font-style: italic; text-align: right">&nbsp;</td>
       <td style="font-style: italic; text-align: left">&nbsp;</td>
      </tr>
      <tr style="vertical-align: bottom; background-color: White">
       <td style="width: 48%; text-align: left">Municipals</td>
       <td style="width: 1%">&nbsp;</td>
       <td style="width: 1%; text-align: left">$</td>
       <td style="width: 10%; text-align: right">6,180</td>
       <td style="width: 1%; text-align: left">&nbsp;</td>
       <td style="width: 1%">&nbsp;</td>
       <td style="width: 1%; text-align: left">$</td>
       <td style="width: 10%; text-align: right">6,180</td>
       <td style="width: 1%; text-align: left">&nbsp;</td>
       <td style="width: 1%">&nbsp;</td>
       <td style="width: 1%; text-align: left">$</td>
       <td style="width: 10%; text-align: right">-</td>
       <td style="width: 1%; text-align: left">&nbsp;</td>
       <td style="width: 1%">&nbsp;</td>
       <td style="width: 1%; text-align: left">$</td>
       <td style="width: 10%; text-align: right">-</td>
       <td style="width: 1%; text-align: left">&nbsp;</td>
      </tr>
      <tr style="vertical-align: bottom; background-color: rgb(204,238,255)">
       <td style="text-align: left; padding-bottom: 1pt">&nbsp;</td>
       <td style="padding-bottom: 1pt">&nbsp;</td>
       <td style="border-bottom: Black 1pt solid; text-align: left">&nbsp;</td>
       <td style="border-bottom: Black 1pt solid; text-align: right">&nbsp;</td>
       <td style="border-bottom: Black 1pt solid; text-align: left">&nbsp;</td>
       <td style="padding-bottom: 1pt">&nbsp;</td>
       <td style="border-bottom: Black 1pt solid; text-align: left">&nbsp;</td>
       <td style="border-bottom: Black 1pt solid; text-align: right">&nbsp;</td>
       <td style="border-bottom: Black 1pt solid; text-align: left">&nbsp;</td>
       <td style="padding-bottom: 1pt">&nbsp;</td>
       <td style="border-bottom: Black 1pt solid; text-align: left">&nbsp;</td>
       <td style="border-bottom: Black 1pt solid; text-align: right">&nbsp;</td>
       <td style="border-bottom: Black 1pt solid; text-align: left">&nbsp;</td>
       <td style="padding-bottom: 1pt">&nbsp;</td>
       <td style="border-bottom: Black 1pt solid; text-align: left">&nbsp;</td>
       <td style="border-bottom: Black 1pt solid; text-align: right">&nbsp;</td>
       <td style="border-bottom: Black 1pt solid; text-align: left">&nbsp;</td>
      </tr>
      <tr style="vertical-align: bottom; background-color: White">
       <td style="text-align: left; padding-bottom: 2.25pt; padding-left: 20pt">Total</td>
       <td style="padding-bottom: 2.25pt">&nbsp;</td>
       <td style="border-bottom: Black 2.25pt double; text-align: left">$</td>
       <td style="border-bottom: Black 2.25pt double; text-align: right">6,180</td>
       <td style="border-bottom: Black 2.25pt double; text-align: left">&nbsp;</td>
       <td style="padding-bottom: 2.25pt">&nbsp;</td>
       <td style="border-bottom: Black 2.25pt double; text-align: left">$</td>
       <td style="border-bottom: Black 2.25pt double; text-align: right">6,180</td>
       <td style="border-bottom: Black 2.25pt double; text-align: left">&nbsp;</td>
       <td style="padding-bottom: 2.25pt">&nbsp;</td>
       <td style="border-bottom: Black 2.25pt double; text-align: left">$</td>
       <td style="border-bottom: Black 2.25pt double; text-align: right">-</td>
       <td style="border-bottom: Black 2.25pt double; text-align: left">&nbsp;</td>
       <td style="padding-bottom: 2.25pt">&nbsp;</td>
       <td style="border-bottom: Black 2.25pt double; text-align: left">$</td>
       <td style="border-bottom: Black 2.25pt double; text-align: right">-</td>
       <td style="border-bottom: Black 2.25pt double; text-align: left">&nbsp;</td>
      </tr>

    </table><br/><p style="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify">During the year ended December 31, 2015, the Company transferred municipal bonds with an amortized cost and fair value of $4.5 million from available for sale to held-to-maturity. The transferred securities had a weighted average term to maturity of approximately seven months at the time of transfer.</p><br/><p style="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify">The following table summarizes the Company&#x2019;s portfolio of securities available for sale at December 31, 2015:</p><br/><table cellpadding="0" cellspacing="0" style="border-collapse: collapse; width: 100%; font: 10pt Times New Roman, Times, Serif">

      <tr style="vertical-align: bottom">
       <td style="text-align: left">&nbsp;</td>
       <td style="padding-bottom: 1pt">&nbsp;</td>
       <td colspan="3" style="text-align: center; border-bottom: Black 1pt solid">Amortized<br /> Cost</td>
       <td style="padding-bottom: 1pt">&nbsp;</td>
       <td colspan="3" style="text-align: center; border-bottom: Black 1pt solid">Fair Value</td>
       <td style="padding-bottom: 1pt">&nbsp;</td>
       <td colspan="3" style="text-align: center; border-bottom: Black 1pt solid">Gross <br /> Unrealized<br /> Gains</td>
       <td style="padding-bottom: 1pt">&nbsp;</td>
       <td colspan="3" style="text-align: center; border-bottom: Black 1pt solid">Gross <br /> Unrealized<br /> Losses</td>
      </tr>
      <tr style="vertical-align: bottom">
       <td style="text-align: left">&nbsp;</td>
       <td style="font-style: italic">&nbsp;</td>
       <td colspan="15" style="font-style: italic; text-align: center">(In thousands)</td>
      </tr>
      <tr style="vertical-align: bottom; background-color: rgb(204,238,255)">
       <td style="width: 48%; text-align: left">Corporate</td>
       <td style="width: 1%">&nbsp;</td>
       <td style="width: 1%; text-align: left">$</td>
       <td style="width: 10%; text-align: right">115,976</td>
       <td style="width: 1%; text-align: left">&nbsp;</td>
       <td style="width: 1%">&nbsp;</td>
       <td style="width: 1%; text-align: left">$</td>
       <td style="width: 10%; text-align: right">111,674</td>
       <td style="width: 1%; text-align: left">&nbsp;</td>
       <td style="width: 1%">&nbsp;</td>
       <td style="width: 1%; text-align: left">$</td>
       <td style="width: 10%; text-align: right">134</td>
       <td style="width: 1%; text-align: left">&nbsp;</td>
       <td style="width: 1%">&nbsp;</td>
       <td style="width: 1%; text-align: left">$</td>
       <td style="width: 10%; text-align: right">4,436</td>
       <td style="width: 1%; text-align: left">&nbsp;</td>
      </tr>
      <tr style="vertical-align: bottom; background-color: White">
       <td style="text-align: left">Municipals</td>
       <td>&nbsp;</td>
       <td style="text-align: left">&nbsp;</td>
       <td style="text-align: right">127,696</td>
       <td style="text-align: left">&nbsp;</td>
       <td>&nbsp;</td>
       <td style="text-align: left">&nbsp;</td>
       <td style="text-align: right">131,583</td>
       <td style="text-align: left">&nbsp;</td>
       <td>&nbsp;</td>
       <td style="text-align: left">&nbsp;</td>
       <td style="text-align: right">3,887</td>
       <td style="text-align: left">&nbsp;</td>
       <td>&nbsp;</td>
       <td style="text-align: left">&nbsp;</td>
       <td style="text-align: right">-</td>
       <td style="text-align: left">&nbsp;</td>
      </tr>
      <tr style="vertical-align: bottom; background-color: rgb(204,238,255)">
       <td style="text-align: left">Mutual funds</td>
       <td>&nbsp;</td>
       <td style="text-align: left">&nbsp;</td>
       <td style="text-align: right">21,290</td>
       <td style="text-align: left">&nbsp;</td>
       <td>&nbsp;</td>
       <td style="text-align: left">&nbsp;</td>
       <td style="text-align: right">21,290</td>
       <td style="text-align: left">&nbsp;</td>
       <td>&nbsp;</td>
       <td style="text-align: left">&nbsp;</td>
       <td style="text-align: right">-</td>
       <td style="text-align: left">&nbsp;</td>
       <td>&nbsp;</td>
       <td style="text-align: left">&nbsp;</td>
       <td style="text-align: right">-</td>
       <td style="text-align: left">&nbsp;</td>
      </tr>
      <tr style="vertical-align: bottom; background-color: White">
       <td style="text-align: left">Collateralized loan obligations</td>
       <td>&nbsp;</td>
       <td style="text-align: left">&nbsp;</td>
       <td style="text-align: right">53,225</td>
       <td style="text-align: left">&nbsp;</td>
       <td>&nbsp;</td>
       <td style="text-align: left">&nbsp;</td>
       <td style="text-align: right">52,898</td>
       <td style="text-align: left">&nbsp;</td>
       <td>&nbsp;</td>
       <td style="text-align: left">&nbsp;</td>
       <td style="text-align: right">-</td>
       <td style="text-align: left">&nbsp;</td>
       <td>&nbsp;</td>
       <td style="text-align: left">&nbsp;</td>
       <td style="text-align: right">327</td>
       <td style="text-align: left">&nbsp;</td>
      </tr>
      <tr style="vertical-align: bottom; background-color: rgb(204,238,255)">
       <td style="text-align: left; padding-bottom: 1pt">Other</td>
       <td style="padding-bottom: 1pt">&nbsp;</td>
       <td style="border-bottom: Black 1pt solid; text-align: left">&nbsp;</td>
       <td style="border-bottom: Black 1pt solid; text-align: right">7,214</td>
       <td style="border-bottom: Black 1pt solid; text-align: left">&nbsp;</td>
       <td style="padding-bottom: 1pt">&nbsp;</td>
       <td style="border-bottom: Black 1pt solid; text-align: left">&nbsp;</td>
       <td style="border-bottom: Black 1pt solid; text-align: right">7,212</td>
       <td style="border-bottom: Black 1pt solid; text-align: left">&nbsp;</td>
       <td style="padding-bottom: 1pt">&nbsp;</td>
       <td style="border-bottom: Black 1pt solid; text-align: left">&nbsp;</td>
       <td style="border-bottom: Black 1pt solid; text-align: right">-</td>
       <td style="border-bottom: Black 1pt solid; text-align: left">&nbsp;</td>
       <td style="padding-bottom: 1pt">&nbsp;</td>
       <td style="border-bottom: Black 1pt solid; text-align: left">&nbsp;</td>
       <td style="border-bottom: Black 1pt solid; text-align: right">2</td>
       <td style="border-bottom: Black 1pt solid; text-align: left">&nbsp;</td>
      </tr>
      <tr style="vertical-align: bottom; background-color: White">
       <td style="text-align: left; padding-bottom: 1pt; padding-left: 10pt">Total other securities</td>
       <td style="padding-bottom: 1pt">&nbsp;</td>
       <td style="border-bottom: Black 1pt solid; text-align: left">&nbsp;</td>
       <td style="border-bottom: Black 1pt solid; text-align: right">325,401</td>
       <td style="border-bottom: Black 1pt solid; text-align: left">&nbsp;</td>
       <td style="padding-bottom: 1pt">&nbsp;</td>
       <td style="border-bottom: Black 1pt solid; text-align: left">&nbsp;</td>
       <td style="border-bottom: Black 1pt solid; text-align: right">324,657</td>
       <td style="border-bottom: Black 1pt solid; text-align: left">&nbsp;</td>
       <td style="padding-bottom: 1pt">&nbsp;</td>
       <td style="border-bottom: Black 1pt solid; text-align: left">&nbsp;</td>
       <td style="border-bottom: Black 1pt solid; text-align: right">4,021</td>
       <td style="border-bottom: Black 1pt solid; text-align: left">&nbsp;</td>
       <td style="padding-bottom: 1pt">&nbsp;</td>
       <td style="border-bottom: Black 1pt solid; text-align: left">&nbsp;</td>
       <td style="border-bottom: Black 1pt solid; text-align: right">4,765</td>
       <td style="border-bottom: Black 1pt solid; text-align: left">&nbsp;</td>
      </tr>
      <tr style="vertical-align: bottom; background-color: rgb(204,238,255)">
       <td style="text-align: left">REMIC and CMO</td>
       <td>&nbsp;</td>
       <td style="text-align: left">&nbsp;</td>
       <td style="text-align: right">469,987</td>
       <td style="text-align: left">&nbsp;</td>
       <td>&nbsp;</td>
       <td style="text-align: left">&nbsp;</td>
       <td style="text-align: right">469,936</td>
       <td style="text-align: left">&nbsp;</td>
       <td>&nbsp;</td>
       <td style="text-align: left">&nbsp;</td>
       <td style="text-align: right">3,096</td>
       <td style="text-align: left">&nbsp;</td>
       <td>&nbsp;</td>
       <td style="text-align: left">&nbsp;</td>
       <td style="text-align: right">3,147</td>
       <td style="text-align: left">&nbsp;</td>
      </tr>
      <tr style="vertical-align: bottom; background-color: White">
       <td style="text-align: left">GNMA</td>
       <td>&nbsp;</td>
       <td style="text-align: left">&nbsp;</td>
       <td style="text-align: right">11,635</td>
       <td style="text-align: left">&nbsp;</td>
       <td>&nbsp;</td>
       <td style="text-align: left">&nbsp;</td>
       <td style="text-align: right">11,798</td>
       <td style="text-align: left">&nbsp;</td>
       <td>&nbsp;</td>
       <td style="text-align: left">&nbsp;</td>
       <td style="text-align: right">302</td>
       <td style="text-align: left">&nbsp;</td>
       <td>&nbsp;</td>
       <td style="text-align: left">&nbsp;</td>
       <td style="text-align: right">139</td>
       <td style="text-align: left">&nbsp;</td>
      </tr>
      <tr style="vertical-align: bottom; background-color: rgb(204,238,255)">
       <td style="text-align: left">FNMA</td>
       <td>&nbsp;</td>
       <td style="text-align: left">&nbsp;</td>
       <td style="text-align: right">170,327</td>
       <td style="text-align: left">&nbsp;</td>
       <td>&nbsp;</td>
       <td style="text-align: left">&nbsp;</td>
       <td style="text-align: right">170,057</td>
       <td style="text-align: left">&nbsp;</td>
       <td>&nbsp;</td>
       <td style="text-align: left">&nbsp;</td>
       <td style="text-align: right">1,492</td>
       <td style="text-align: left">&nbsp;</td>
       <td>&nbsp;</td>
       <td style="text-align: left">&nbsp;</td>
       <td style="text-align: right">1,762</td>
       <td style="text-align: left">&nbsp;</td>
      </tr>
      <tr style="vertical-align: bottom; background-color: White">
       <td style="text-align: left; padding-bottom: 1pt">FHLMC</td>
       <td style="padding-bottom: 1pt">&nbsp;</td>
       <td style="border-bottom: Black 1pt solid; text-align: left">&nbsp;</td>
       <td style="border-bottom: Black 1pt solid; text-align: right">16,961</td>
       <td style="border-bottom: Black 1pt solid; text-align: left">&nbsp;</td>
       <td style="padding-bottom: 1pt">&nbsp;</td>
       <td style="border-bottom: Black 1pt solid; text-align: left">&nbsp;</td>
       <td style="border-bottom: Black 1pt solid; text-align: right">16,949</td>
       <td style="border-bottom: Black 1pt solid; text-align: left">&nbsp;</td>
       <td style="padding-bottom: 1pt">&nbsp;</td>
       <td style="border-bottom: Black 1pt solid; text-align: left">&nbsp;</td>
       <td style="border-bottom: Black 1pt solid; text-align: right">87</td>
       <td style="border-bottom: Black 1pt solid; text-align: left">&nbsp;</td>
       <td style="padding-bottom: 1pt">&nbsp;</td>
       <td style="border-bottom: Black 1pt solid; text-align: left">&nbsp;</td>
       <td style="border-bottom: Black 1pt solid; text-align: right">99</td>
       <td style="border-bottom: Black 1pt solid; text-align: left">&nbsp;</td>
      </tr>
      <tr style="vertical-align: bottom; background-color: rgb(204,238,255)">
       <td style="text-align: left; padding-bottom: 1pt; padding-left: 10pt">Total mortgage-backed securities</td>
       <td style="padding-bottom: 1pt">&nbsp;</td>
       <td style="border-bottom: Black 1pt solid; text-align: left">&nbsp;</td>
       <td style="border-bottom: Black 1pt solid; text-align: right">668,910</td>
       <td style="border-bottom: Black 1pt solid; text-align: left">&nbsp;</td>
       <td style="padding-bottom: 1pt">&nbsp;</td>
       <td style="border-bottom: Black 1pt solid; text-align: left">&nbsp;</td>
       <td style="border-bottom: Black 1pt solid; text-align: right">668,740</td>
       <td style="border-bottom: Black 1pt solid; text-align: left">&nbsp;</td>
       <td style="padding-bottom: 1pt">&nbsp;</td>
       <td style="border-bottom: Black 1pt solid; text-align: left">&nbsp;</td>
       <td style="border-bottom: Black 1pt solid; text-align: right">4,977</td>
       <td style="border-bottom: Black 1pt solid; text-align: left">&nbsp;</td>
       <td style="padding-bottom: 1pt">&nbsp;</td>
       <td style="border-bottom: Black 1pt solid; text-align: left">&nbsp;</td>
       <td style="border-bottom: Black 1pt solid; text-align: right">5,147</td>
       <td style="border-bottom: Black 1pt solid; text-align: left">&nbsp;</td>
      </tr>
      <tr style="vertical-align: bottom; background-color: White">
       <td style="text-align: left; padding-bottom: 2.25pt; padding-left: 10pt">Total securities available for sale</td>
       <td style="padding-bottom: 2.25pt">&nbsp;</td>
       <td style="border-bottom: Black 2.25pt double; text-align: left">$</td>
       <td style="border-bottom: Black 2.25pt double; text-align: right">994,311</td>
       <td style="border-bottom: Black 2.25pt double; text-align: left">&nbsp;</td>
       <td style="padding-bottom: 2.25pt">&nbsp;</td>
       <td style="border-bottom: Black 2.25pt double; text-align: left">$</td>
       <td style="border-bottom: Black 2.25pt double; text-align: right">993,397</td>
       <td style="border-bottom: Black 2.25pt double; text-align: left">&nbsp;</td>
       <td style="padding-bottom: 2.25pt">&nbsp;</td>
       <td style="border-bottom: Black 2.25pt double; text-align: left">$</td>
       <td style="border-bottom: Black 2.25pt double; text-align: right">8,998</td>
       <td style="border-bottom: Black 2.25pt double; text-align: left">&nbsp;</td>
       <td style="padding-bottom: 2.25pt">&nbsp;</td>
       <td style="border-bottom: Black 2.25pt double; text-align: left">$</td>
       <td style="border-bottom: Black 2.25pt double; text-align: right">9,912</td>
       <td style="border-bottom: Black 2.25pt double; text-align: left">&nbsp;</td>
      </tr>

    </table><br/><p style="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify">Mortgage-backed securities shown in the table above includes one private issue collateralized mortgage obligations (&#x201c;CMO&#x201d;) that is collateralized by commercial real estate mortgages with an amortized cost and market value of $7.7 million at December 31, 2015.</p><br/><p style="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify">The following table summarizes the Company&#x2019;s portfolio of securities available for sale at December 31, 2014:</p><br/><table cellpadding="0" cellspacing="0" style="border-collapse: collapse; width: 100%; font: 10pt Times New Roman, Times, Serif">

      <tr style="vertical-align: bottom">
       <td style="text-align: left">&nbsp;</td>
       <td style="padding-bottom: 1pt">&nbsp;</td>
       <td colspan="3" style="text-align: center; border-bottom: Black 1pt solid">Amortized<br /> Cost</td>
       <td style="padding-bottom: 1pt">&nbsp;</td>
       <td colspan="3" style="text-align: center; border-bottom: Black 1pt solid">Fair Value</td>
       <td style="padding-bottom: 1pt">&nbsp;</td>
       <td colspan="3" style="text-align: center; border-bottom: Black 1pt solid">Gross <br /> Unrealized<br /> Gains</td>
       <td style="padding-bottom: 1pt">&nbsp;</td>
       <td colspan="3" style="text-align: center; border-bottom: Black 1pt solid">Gross <br /> Unrealized<br /> Losses</td>
      </tr>
      <tr style="vertical-align: bottom">
       <td style="text-align: left">&nbsp;</td>
       <td style="font-style: italic">&nbsp;</td>
       <td colspan="11" style="font-style: italic; text-align: center">(In thousands)</td>
      </tr>
      <tr style="vertical-align: bottom; background-color: rgb(204,238,255)">
       <td style="width: 48%; text-align: left">Corporate</td>
       <td style="width: 1%">&nbsp;</td>
       <td style="width: 1%; text-align: left">$</td>
       <td style="width: 10%; text-align: right">90,719</td>
       <td style="width: 1%; text-align: left">&nbsp;</td>
       <td style="width: 1%">&nbsp;</td>
       <td style="width: 1%; text-align: left">$</td>
       <td style="width: 10%; text-align: right">91,273</td>
       <td style="width: 1%; text-align: left">&nbsp;</td>
       <td style="width: 1%">&nbsp;</td>
       <td style="width: 1%; text-align: left">$</td>
       <td style="width: 10%; text-align: right">1,268</td>
       <td style="width: 1%; text-align: left">&nbsp;</td>
       <td style="width: 1%">&nbsp;</td>
       <td style="width: 1%; text-align: left">$</td>
       <td style="width: 10%; text-align: right">714</td>
       <td style="width: 1%; text-align: left">&nbsp;</td>
      </tr>
      <tr style="vertical-align: bottom; background-color: White">
       <td style="text-align: left">Municipals</td>
       <td>&nbsp;</td>
       <td style="text-align: left">&nbsp;</td>
       <td style="text-align: right">145,864</td>
       <td style="text-align: left">&nbsp;</td>
       <td>&nbsp;</td>
       <td style="text-align: left">&nbsp;</td>
       <td style="text-align: right">148,896</td>
       <td style="text-align: left">&nbsp;</td>
       <td>&nbsp;</td>
       <td style="text-align: left">&nbsp;</td>
       <td style="text-align: right">3,093</td>
       <td style="text-align: left">&nbsp;</td>
       <td>&nbsp;</td>
       <td style="text-align: left">&nbsp;</td>
       <td style="text-align: right">61</td>
       <td style="text-align: left">&nbsp;</td>
      </tr>
      <tr style="vertical-align: bottom; background-color: rgb(204,238,255)">
       <td style="text-align: left">Mutual funds</td>
       <td>&nbsp;</td>
       <td style="text-align: left">&nbsp;</td>
       <td style="text-align: right">21,118</td>
       <td style="text-align: left">&nbsp;</td>
       <td>&nbsp;</td>
       <td style="text-align: left">&nbsp;</td>
       <td style="text-align: right">21,118</td>
       <td style="text-align: left">&nbsp;</td>
       <td>&nbsp;</td>
       <td style="text-align: left">&nbsp;</td>
       <td style="text-align: right">-</td>
       <td style="text-align: left">&nbsp;</td>
       <td>&nbsp;</td>
       <td style="text-align: left">&nbsp;</td>
       <td style="text-align: right">-</td>
       <td style="text-align: left">&nbsp;</td>
      </tr>
      <tr style="vertical-align: bottom; background-color: White">
       <td style="text-align: left; padding-bottom: 1pt">Other</td>
       <td style="padding-bottom: 1pt">&nbsp;</td>
       <td style="border-bottom: Black 1pt solid; text-align: left">&nbsp;</td>
       <td style="border-bottom: Black 1pt solid; text-align: right">7,098</td>
       <td style="border-bottom: Black 1pt solid; text-align: left">&nbsp;</td>
       <td style="padding-bottom: 1pt">&nbsp;</td>
       <td style="border-bottom: Black 1pt solid; text-align: left">&nbsp;</td>
       <td style="border-bottom: Black 1pt solid; text-align: right">7,090</td>
       <td style="border-bottom: Black 1pt solid; text-align: left">&nbsp;</td>
       <td style="padding-bottom: 1pt">&nbsp;</td>
       <td style="border-bottom: Black 1pt solid; text-align: left">&nbsp;</td>
       <td style="border-bottom: Black 1pt solid; text-align: right">-</td>
       <td style="border-bottom: Black 1pt solid; text-align: left">&nbsp;</td>
       <td style="padding-bottom: 1pt">&nbsp;</td>
       <td style="border-bottom: Black 1pt solid; text-align: left">&nbsp;</td>
       <td style="border-bottom: Black 1pt solid; text-align: right">8</td>
       <td style="border-bottom: Black 1pt solid; text-align: left">&nbsp;</td>
      </tr>
      <tr style="vertical-align: bottom; background-color: rgb(204,238,255)">
       <td style="text-align: left; padding-bottom: 1pt; padding-left: 10pt">Total other securities</td>
       <td style="padding-bottom: 1pt">&nbsp;</td>
       <td style="border-bottom: Black 1pt solid; text-align: left">&nbsp;</td>
       <td style="border-bottom: Black 1pt solid; text-align: right">264,799</td>
       <td style="border-bottom: Black 1pt solid; text-align: left">&nbsp;</td>
       <td style="padding-bottom: 1pt">&nbsp;</td>
       <td style="border-bottom: Black 1pt solid; text-align: left">&nbsp;</td>
       <td style="border-bottom: Black 1pt solid; text-align: right">268,377</td>
       <td style="border-bottom: Black 1pt solid; text-align: left">&nbsp;</td>
       <td style="padding-bottom: 1pt">&nbsp;</td>
       <td style="border-bottom: Black 1pt solid; text-align: left">&nbsp;</td>
       <td style="border-bottom: Black 1pt solid; text-align: right">4,361</td>
       <td style="border-bottom: Black 1pt solid; text-align: left">&nbsp;</td>
       <td style="padding-bottom: 1pt">&nbsp;</td>
       <td style="border-bottom: Black 1pt solid; text-align: left">&nbsp;</td>
       <td style="border-bottom: Black 1pt solid; text-align: right">783</td>
       <td style="border-bottom: Black 1pt solid; text-align: left">&nbsp;</td>
      </tr>
      <tr style="vertical-align: bottom; background-color: White">
       <td style="text-align: left">REMIC and CMO</td>
       <td>&nbsp;</td>
       <td style="text-align: left">&nbsp;</td>
       <td style="text-align: right">504,207</td>
       <td style="text-align: left">&nbsp;</td>
       <td>&nbsp;</td>
       <td style="text-align: left">&nbsp;</td>
       <td style="text-align: right">505,768</td>
       <td style="text-align: left">&nbsp;</td>
       <td>&nbsp;</td>
       <td style="text-align: left">&nbsp;</td>
       <td style="text-align: right">6,188</td>
       <td style="text-align: left">&nbsp;</td>
       <td>&nbsp;</td>
       <td style="text-align: left">&nbsp;</td>
       <td style="text-align: right">4,627</td>
       <td style="text-align: left">&nbsp;</td>
      </tr>
      <tr style="vertical-align: bottom; background-color: rgb(204,238,255)">
       <td style="text-align: left">GNMA</td>
       <td>&nbsp;</td>
       <td style="text-align: left">&nbsp;</td>
       <td style="text-align: right">13,862</td>
       <td style="text-align: left">&nbsp;</td>
       <td>&nbsp;</td>
       <td style="text-align: left">&nbsp;</td>
       <td style="text-align: right">14,159</td>
       <td style="text-align: left">&nbsp;</td>
       <td>&nbsp;</td>
       <td style="text-align: left">&nbsp;</td>
       <td style="text-align: right">421</td>
       <td style="text-align: left">&nbsp;</td>
       <td>&nbsp;</td>
       <td style="text-align: left">&nbsp;</td>
       <td style="text-align: right">124</td>
       <td style="text-align: left">&nbsp;</td>
      </tr>
      <tr style="vertical-align: bottom; background-color: White">
       <td style="text-align: left">FNMA</td>
       <td>&nbsp;</td>
       <td style="text-align: left">&nbsp;</td>
       <td style="text-align: right">169,956</td>
       <td style="text-align: left">&nbsp;</td>
       <td>&nbsp;</td>
       <td style="text-align: left">&nbsp;</td>
       <td style="text-align: right">170,367</td>
       <td style="text-align: left">&nbsp;</td>
       <td>&nbsp;</td>
       <td style="text-align: left">&nbsp;</td>
       <td style="text-align: right">2,128</td>
       <td style="text-align: left">&nbsp;</td>
       <td>&nbsp;</td>
       <td style="text-align: left">&nbsp;</td>
       <td style="text-align: right">1,717</td>
       <td style="text-align: left">&nbsp;</td>
      </tr>
      <tr style="vertical-align: bottom; background-color: rgb(204,238,255)">
       <td style="text-align: left; padding-bottom: 1pt">FHLMC</td>
       <td style="padding-bottom: 1pt">&nbsp;</td>
       <td style="border-bottom: Black 1pt solid; text-align: left">&nbsp;</td>
       <td style="border-bottom: Black 1pt solid; text-align: right">14,505</td>
       <td style="border-bottom: Black 1pt solid; text-align: left">&nbsp;</td>
       <td style="padding-bottom: 1pt">&nbsp;</td>
       <td style="border-bottom: Black 1pt solid; text-align: left">&nbsp;</td>
       <td style="border-bottom: Black 1pt solid; text-align: right">14,639</td>
       <td style="border-bottom: Black 1pt solid; text-align: left">&nbsp;</td>
       <td style="padding-bottom: 1pt">&nbsp;</td>
       <td style="border-bottom: Black 1pt solid; text-align: left">&nbsp;</td>
       <td style="border-bottom: Black 1pt solid; text-align: right">142</td>
       <td style="border-bottom: Black 1pt solid; text-align: left">&nbsp;</td>
       <td style="padding-bottom: 1pt">&nbsp;</td>
       <td style="border-bottom: Black 1pt solid; text-align: left">&nbsp;</td>
       <td style="border-bottom: Black 1pt solid; text-align: right">8</td>
       <td style="border-bottom: Black 1pt solid; text-align: left">&nbsp;</td>
      </tr>
      <tr style="vertical-align: bottom; background-color: White">
       <td style="text-align: left; padding-bottom: 1pt; padding-left: 10pt">Total mortgage-backed securities</td>
       <td style="padding-bottom: 1pt">&nbsp;</td>
       <td style="border-bottom: Black 1pt solid; text-align: left">&nbsp;</td>
       <td style="border-bottom: Black 1pt solid; text-align: right">702,530</td>
       <td style="border-bottom: Black 1pt solid; text-align: left">&nbsp;</td>
       <td style="padding-bottom: 1pt">&nbsp;</td>
       <td style="border-bottom: Black 1pt solid; text-align: left">&nbsp;</td>
       <td style="border-bottom: Black 1pt solid; text-align: right">704,933</td>
       <td style="border-bottom: Black 1pt solid; text-align: left">&nbsp;</td>
       <td style="padding-bottom: 1pt">&nbsp;</td>
       <td style="border-bottom: Black 1pt solid; text-align: left">&nbsp;</td>
       <td style="border-bottom: Black 1pt solid; text-align: right">8,879</td>
       <td style="border-bottom: Black 1pt solid; text-align: left">&nbsp;</td>
       <td style="padding-bottom: 1pt">&nbsp;</td>
       <td style="border-bottom: Black 1pt solid; text-align: left">&nbsp;</td>
       <td style="border-bottom: Black 1pt solid; text-align: right">6,476</td>
       <td style="border-bottom: Black 1pt solid; text-align: left">&nbsp;</td>
      </tr>
      <tr style="vertical-align: bottom; background-color: rgb(204,238,255)">
       <td style="text-align: left; padding-bottom: 2.25pt; padding-left: 10pt">Total securities available for sale</td>
       <td style="padding-bottom: 2.25pt">&nbsp;</td>
       <td style="border-bottom: Black 2.25pt double; text-align: left">$</td>
       <td style="border-bottom: Black 2.25pt double; text-align: right">967,329</td>
       <td style="border-bottom: Black 2.25pt double; text-align: left">&nbsp;</td>
       <td style="padding-bottom: 2.25pt">&nbsp;</td>
       <td style="border-bottom: Black 2.25pt double; text-align: left">$</td>
       <td style="border-bottom: Black 2.25pt double; text-align: right">973,310</td>
       <td style="border-bottom: Black 2.25pt double; text-align: left">&nbsp;</td>
       <td style="padding-bottom: 2.25pt">&nbsp;</td>
       <td style="border-bottom: Black 2.25pt double; text-align: left">$</td>
       <td style="border-bottom: Black 2.25pt double; text-align: right">13,240</td>
       <td style="border-bottom: Black 2.25pt double; text-align: left">&nbsp;</td>
       <td style="padding-bottom: 2.25pt">&nbsp;</td>
       <td style="border-bottom: Black 2.25pt double; text-align: left">$</td>
       <td style="border-bottom: Black 2.25pt double; text-align: right">7,259</td>
       <td style="border-bottom: Black 2.25pt double; text-align: left">&nbsp;</td>
      </tr>

    </table><br/><p style="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify">Mortgage-backed securities shown in the table above include three private issue CMO that are collateralized by commercial real estate mortgages with an amortized cost and market value of $12.4 million at December 31, 2014.</p><br/><p style="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify">The following table details the amortized cost and fair value of the Company&#x2019;s securities classified as held-to-maturity at December 31, 2015, by contractual maturity.</p><br/><table cellpadding="0" cellspacing="0" style="border-collapse: collapse; width: 100%; font: 10pt Times New Roman, Times, Serif">

      <tr style="vertical-align: bottom">
       <td>&nbsp;</td>
       <td style="padding-bottom: 1pt">&nbsp;</td>
       <td colspan="3" style="text-align: center; border-bottom: Black 1pt solid">Amortized<br /> Cost</td>
       <td style="padding-bottom: 1pt">&nbsp;</td>
       <td colspan="3" style="text-align: center; border-bottom: Black 1pt solid">Fair Value</td>
      </tr>
      <tr style="vertical-align: bottom">
       <td>&nbsp;</td>
       <td style="font-style: italic">&nbsp;</td>
       <td colspan="7" style="font-style: italic; text-align: center">(In thousands)</td>
      </tr>
      <tr style="vertical-align: bottom">
       <td style="font-weight: bold">&nbsp;</td>
       <td>&nbsp;</td>
       <td colspan="3">&nbsp;</td>
       <td>&nbsp;</td>
       <td colspan="3">&nbsp;</td>
      </tr>
      <tr style="vertical-align: bottom; background-color: rgb(204,238,255)">
       <td style="width: 70%; text-align: left">Due in one year or less</td>
       <td style="width: 1%">&nbsp;</td>
       <td style="width: 1%; text-align: left">$</td>
       <td style="width: 12%; text-align: right">6,140</td>
       <td style="width: 1%; text-align: left">&nbsp;</td>
       <td style="width: 1%">&nbsp;</td>
       <td style="width: 1%; text-align: left">$</td>
       <td style="width: 12%; text-align: right">6,140</td>
       <td style="width: 1%; text-align: left">&nbsp;</td>
      </tr>
      <tr style="vertical-align: bottom; background-color: White">
       <td style="text-align: left">Due after one year through five years</td>
       <td>&nbsp;</td>
       <td style="text-align: left">&nbsp;</td>
       <td style="text-align: right">40</td>
       <td style="text-align: left">&nbsp;</td>
       <td>&nbsp;</td>
       <td style="text-align: left">&nbsp;</td>
       <td style="text-align: right">40</td>
       <td style="text-align: left">&nbsp;</td>
      </tr>
      <tr style="vertical-align: bottom; background-color: rgb(204,238,255)">
       <td style="padding-bottom: 1pt">&nbsp;</td>
       <td style="padding-bottom: 1pt">&nbsp;</td>
       <td style="border-bottom: Black 1pt solid; text-align: left">&nbsp;</td>
       <td style="border-bottom: Black 1pt solid; text-align: right">&nbsp;</td>
       <td style="border-bottom: Black 1pt solid; text-align: left">&nbsp;</td>
       <td style="padding-bottom: 1pt">&nbsp;</td>
       <td style="border-bottom: Black 1pt solid; text-align: left">&nbsp;</td>
       <td style="border-bottom: Black 1pt solid; text-align: right">&nbsp;</td>
       <td style="border-bottom: Black 1pt solid; text-align: left">&nbsp;</td>
      </tr>
      <tr style="vertical-align: bottom; background-color: White">
       <td style="text-align: left; padding-bottom: 2.25pt; padding-left: 10pt">Total securities held-to-maturity</td>
       <td style="padding-bottom: 2.25pt">&nbsp;</td>
       <td style="border-bottom: Black 2.25pt double; text-align: left">$</td>
       <td style="border-bottom: Black 2.25pt double; text-align: right">6,180</td>
       <td style="border-bottom: Black 2.25pt double; text-align: left">&nbsp;</td>
       <td style="padding-bottom: 2.25pt">&nbsp;</td>
       <td style="border-bottom: Black 2.25pt double; text-align: left">$</td>
       <td style="border-bottom: Black 2.25pt double; text-align: right">6,180</td>
       <td style="border-bottom: Black 2.25pt double; text-align: left">&nbsp;</td>
      </tr>

    </table><br/><p style="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify">The amortized cost and fair value of the Company&#x2019;s securities, classified as available for sale at December 31, 2015, by contractual maturity, are shown below. Expected maturities will differ from contractual maturities because borrowers may have the right to call or prepay obligations with or without call or prepayment penalties.</p><br/><table cellpadding="0" cellspacing="0" style="border-collapse: collapse; width: 100%; font: 10pt Times New Roman, Times, Serif">

      <tr style="vertical-align: bottom">
       <td>&nbsp;</td>
       <td style="padding-bottom: 1pt">&nbsp;</td>
       <td colspan="3" style="text-align: center; border-bottom: Black 1pt solid">Amortized<br /> Cost</td>
       <td style="padding-bottom: 1pt">&nbsp;</td>
       <td colspan="3" style="text-align: center; border-bottom: Black 1pt solid">Fair Value</td>
      </tr>
      <tr style="vertical-align: bottom">
       <td>&nbsp;</td>
       <td style="font-style: italic">&nbsp;</td>
       <td colspan="7" style="font-style: italic; text-align: center">(In thousands)</td>
      </tr>
      <tr style="vertical-align: bottom">
       <td>&nbsp;</td>
       <td>&nbsp;</td>
       <td colspan="3">&nbsp;</td>
       <td>&nbsp;</td>
       <td colspan="3">&nbsp;</td>
      </tr>
      <tr style="vertical-align: bottom; background-color: rgb(204,238,255)">
       <td style="width: 70%; text-align: left">Due in one year or less</td>
       <td style="width: 1%">&nbsp;</td>
       <td style="width: 1%; text-align: left">$</td>
       <td style="width: 12%; text-align: right">5,976</td>
       <td style="width: 1%; text-align: left">&nbsp;</td>
       <td style="width: 1%">&nbsp;</td>
       <td style="width: 1%; text-align: left">$</td>
       <td style="width: 12%; text-align: right">6,011</td>
       <td style="width: 1%; text-align: left">&nbsp;</td>
      </tr>
      <tr style="vertical-align: bottom; background-color: White">
       <td style="text-align: left">Due after one year through five years</td>
       <td>&nbsp;</td>
       <td style="text-align: left">&nbsp;</td>
       <td style="text-align: right">-</td>
       <td style="text-align: left">&nbsp;</td>
       <td>&nbsp;</td>
       <td style="text-align: left">&nbsp;</td>
       <td style="text-align: right">-</td>
       <td style="text-align: left">&nbsp;</td>
      </tr>
      <tr style="vertical-align: bottom; background-color: rgb(204,238,255)">
       <td style="text-align: left">Due after five years through ten years</td>
       <td>&nbsp;</td>
       <td style="text-align: left">&nbsp;</td>
       <td style="text-align: right">76,791</td>
       <td style="text-align: left">&nbsp;</td>
       <td>&nbsp;</td>
       <td style="text-align: left">&nbsp;</td>
       <td style="text-align: right">75,406</td>
       <td style="text-align: left">&nbsp;</td>
      </tr>
      <tr style="vertical-align: bottom; background-color: White">
       <td style="text-align: left; padding-bottom: 1pt">Due after ten years</td>
       <td style="padding-bottom: 1pt">&nbsp;</td>
       <td style="border-bottom: Black 1pt solid; text-align: left">&nbsp;</td>
       <td style="border-bottom: Black 1pt solid; text-align: right">221,344</td>
       <td style="border-bottom: Black 1pt solid; text-align: left">&nbsp;</td>
       <td style="padding-bottom: 1pt">&nbsp;</td>
       <td style="border-bottom: Black 1pt solid; text-align: left">&nbsp;</td>
       <td style="border-bottom: Black 1pt solid; text-align: right">221,950</td>
       <td style="border-bottom: Black 1pt solid; text-align: left">&nbsp;</td>
      </tr>
      <tr style="vertical-align: bottom; background-color: rgb(204,238,255)">
       <td>&nbsp;</td>
       <td>&nbsp;</td>
       <td style="text-align: left">&nbsp;</td>
       <td style="text-align: right">&nbsp;</td>
       <td style="text-align: left">&nbsp;</td>
       <td>&nbsp;</td>
       <td style="text-align: left">&nbsp;</td>
       <td style="text-align: right">&nbsp;</td>
       <td style="text-align: left">&nbsp;</td>
      </tr>
      <tr style="vertical-align: bottom; background-color: White">
       <td style="text-align: left; padding-left: 10pt">Total other securities</td>
       <td>&nbsp;</td>
       <td style="text-align: left">&nbsp;</td>
       <td style="text-align: right">304,111</td>
       <td style="text-align: left">&nbsp;</td>
       <td>&nbsp;</td>
       <td style="text-align: left">&nbsp;</td>
       <td style="text-align: right">303,367</td>
       <td style="text-align: left">&nbsp;</td>
      </tr>
      <tr style="vertical-align: bottom; background-color: rgb(204,238,255)">
       <td style="text-align: left">Mutual funds</td>
       <td>&nbsp;</td>
       <td style="text-align: left">&nbsp;</td>
       <td style="text-align: right">21,290</td>
       <td style="text-align: left">&nbsp;</td>
       <td>&nbsp;</td>
       <td style="text-align: left">&nbsp;</td>
       <td style="text-align: right">21,290</td>
       <td style="text-align: left">&nbsp;</td>
      </tr>
      <tr style="vertical-align: bottom; background-color: White">
       <td style="text-align: left; padding-bottom: 1pt">Mortgage-backed securities</td>
       <td style="padding-bottom: 1pt">&nbsp;</td>
       <td style="border-bottom: Black 1pt solid; text-align: left">&nbsp;</td>
       <td style="border-bottom: Black 1pt solid; text-align: right">668,910</td>
       <td style="border-bottom: Black 1pt solid; text-align: left">&nbsp;</td>
       <td style="padding-bottom: 1pt">&nbsp;</td>
       <td style="border-bottom: Black 1pt solid; text-align: left">&nbsp;</td>
       <td style="border-bottom: Black 1pt solid; text-align: right">668,740</td>
       <td style="border-bottom: Black 1pt solid; text-align: left">&nbsp;</td>
      </tr>
      <tr style="vertical-align: bottom; background-color: rgb(204,238,255)">
       <td>&nbsp;</td>
       <td>&nbsp;</td>
       <td style="text-align: left">&nbsp;</td>
       <td style="text-align: right">&nbsp;</td>
       <td style="text-align: left">&nbsp;</td>
       <td>&nbsp;</td>
       <td style="text-align: left">&nbsp;</td>
       <td style="text-align: right">&nbsp;</td>
       <td style="text-align: left">&nbsp;</td>
      </tr>
      <tr style="vertical-align: bottom; background-color: White">
       <td style="text-align: left; padding-bottom: 2.25pt; padding-left: 10pt">Total securities available for sale</td>
       <td style="padding-bottom: 2.25pt">&nbsp;</td>
       <td style="border-bottom: Black 2.25pt double; text-align: left">$</td>
       <td style="border-bottom: Black 2.25pt double; text-align: right">994,311</td>
       <td style="border-bottom: Black 2.25pt double; text-align: left">&nbsp;</td>
       <td style="padding-bottom: 2.25pt">&nbsp;</td>
       <td style="border-bottom: Black 2.25pt double; text-align: left">$</td>
       <td style="border-bottom: Black 2.25pt double; text-align: right">993,397</td>
       <td style="border-bottom: Black 2.25pt double; text-align: left">&nbsp;</td>
      </tr>

    </table><br/><p style="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify">The following table shows the Company&#x2019;s available for sale securities with gross unrealized losses and their fair value, aggregated by category and length of time that individual securities have been in a continuous unrealized loss position, at December 31, 2015.</p><br/><table cellpadding="0" cellspacing="0" style="border-collapse: collapse; width: 100%; font: 10pt Times New Roman, Times, Serif">

      <tr style="vertical-align: bottom">
       <td style="text-align: left">&nbsp;</td>
       <td style="padding-bottom: 1pt">&nbsp;</td>
       <td colspan="7" style="text-align: center; border-bottom: Black 1pt solid">Total</td>
       <td style="padding-bottom: 1pt">&nbsp;</td>
       <td colspan="7" style="text-align: center; border-bottom: Black 1pt solid">Less than 12 months</td>
       <td style="padding-bottom: 1pt">&nbsp;</td>
       <td colspan="7" style="text-align: center; border-bottom: Black 1pt solid">12 months or more</td>
      </tr>
      <tr style="vertical-align: bottom">
       <td style="text-align: center">&nbsp;</td>
       <td style="padding-bottom: 1pt">&nbsp;</td>
       <td colspan="3" style="text-align: center; border-bottom: Black 1pt solid">Fair Value</td>
       <td style="padding-bottom: 1pt">&nbsp;</td>
       <td colspan="3" style="text-align: center; border-bottom: Black 1pt solid">Unrealized<br /> Losses</td>
       <td style="padding-bottom: 1pt">&nbsp;</td>
       <td colspan="3" style="text-align: center; border-bottom: Black 1pt solid">Fair Value</td>
       <td style="padding-bottom: 1pt">&nbsp;</td>
       <td colspan="3" style="text-align: center; border-bottom: Black 1pt solid">Unrealized<br /> Losses</td>
       <td style="padding-bottom: 1pt">&nbsp;</td>
       <td colspan="3" style="text-align: center; border-bottom: Black 1pt solid">Fair Value</td>
       <td style="padding-bottom: 1pt">&nbsp;</td>
       <td colspan="3" style="text-align: center; border-bottom: Black 1pt solid">Unrealized<br /> Losses</td>
      </tr>
      <tr style="vertical-align: bottom">
       <td style="text-align: left">&nbsp;</td>
       <td style="font-style: italic">&nbsp;</td>
       <td colspan="19" style="font-style: italic; text-align: center">(In thousands)</td>
      </tr>
      <tr style="vertical-align: bottom; background-color: rgb(204,238,255)">
       <td style="width: 40%; text-align: left">Corporate</td>
       <td style="width: 1%">&nbsp;</td>
       <td style="width: 1%; text-align: left">$</td>
       <td style="width: 7%; text-align: right">85,563</td>
       <td style="width: 1%; text-align: left">&nbsp;</td>
       <td style="width: 1%">&nbsp;</td>
       <td style="width: 1%; text-align: left">$</td>
       <td style="width: 7%; text-align: right">4,436</td>
       <td style="width: 1%; text-align: left">&nbsp;</td>
       <td style="width: 1%">&nbsp;</td>
       <td style="width: 1%; text-align: left">$</td>
       <td style="width: 7%; text-align: right">76,218</td>
       <td style="width: 1%; text-align: left">&nbsp;</td>
       <td style="width: 1%">&nbsp;</td>
       <td style="width: 1%; text-align: left">$</td>
       <td style="width: 7%; text-align: right">3,782</td>
       <td style="width: 1%; text-align: left">&nbsp;</td>
       <td style="width: 1%">&nbsp;</td>
       <td style="width: 1%; text-align: left">$</td>
       <td style="width: 7%; text-align: right">9,345</td>
       <td style="width: 1%; text-align: left">&nbsp;</td>
       <td style="width: 1%">&nbsp;</td>
       <td style="width: 1%; text-align: left">$</td>
       <td style="width: 7%; text-align: right">654</td>
       <td style="width: 1%; text-align: left">&nbsp;</td>
      </tr>
      <tr style="vertical-align: bottom; background-color: White">
       <td style="text-align: left">Collateralized loan obligations</td>
       <td>&nbsp;</td>
       <td style="text-align: left">&nbsp;</td>
       <td style="text-align: right">52,898</td>
       <td style="text-align: left">&nbsp;</td>
       <td>&nbsp;</td>
       <td style="text-align: left">&nbsp;</td>
       <td style="text-align: right">327</td>
       <td style="text-align: left">&nbsp;</td>
       <td>&nbsp;</td>
       <td style="text-align: left">&nbsp;</td>
       <td style="text-align: right">52,898</td>
       <td style="text-align: left">&nbsp;</td>
       <td>&nbsp;</td>
       <td style="text-align: left">&nbsp;</td>
       <td style="text-align: right">327</td>
       <td style="text-align: left">&nbsp;</td>
       <td>&nbsp;</td>
       <td style="text-align: left">&nbsp;</td>
       <td style="text-align: right">-</td>
       <td style="text-align: left">&nbsp;</td>
       <td>&nbsp;</td>
       <td style="text-align: left">&nbsp;</td>
       <td style="text-align: right">-</td>
       <td style="text-align: left">&nbsp;</td>
      </tr>
      <tr style="vertical-align: bottom; background-color: rgb(204,238,255)">
       <td style="text-align: left; padding-bottom: 1pt">Other</td>
       <td style="padding-bottom: 1pt">&nbsp;</td>
       <td style="border-bottom: Black 1pt solid; text-align: left">&nbsp;</td>
       <td style="border-bottom: Black 1pt solid; text-align: right">298</td>
       <td style="border-bottom: Black 1pt solid; text-align: left">&nbsp;</td>
       <td style="padding-bottom: 1pt">&nbsp;</td>
       <td style="border-bottom: Black 1pt solid; text-align: left">&nbsp;</td>
       <td style="border-bottom: Black 1pt solid; text-align: right">2</td>
       <td style="border-bottom: Black 1pt solid; text-align: left">&nbsp;</td>
       <td style="padding-bottom: 1pt">&nbsp;</td>
       <td style="border-bottom: Black 1pt solid; text-align: left">&nbsp;</td>
       <td style="border-bottom: Black 1pt solid; text-align: right">-</td>
       <td style="border-bottom: Black 1pt solid; text-align: left">&nbsp;</td>
       <td style="padding-bottom: 1pt">&nbsp;</td>
       <td style="border-bottom: Black 1pt solid; text-align: left">&nbsp;</td>
       <td style="border-bottom: Black 1pt solid; text-align: right">-</td>
       <td style="border-bottom: Black 1pt solid; text-align: left">&nbsp;</td>
       <td style="padding-bottom: 1pt">&nbsp;</td>
       <td style="border-bottom: Black 1pt solid; text-align: left">&nbsp;</td>
       <td style="border-bottom: Black 1pt solid; text-align: right">298</td>
       <td style="border-bottom: Black 1pt solid; text-align: left">&nbsp;</td>
       <td style="padding-bottom: 1pt">&nbsp;</td>
       <td style="border-bottom: Black 1pt solid; text-align: left">&nbsp;</td>
       <td style="border-bottom: Black 1pt solid; text-align: right">2</td>
       <td style="border-bottom: Black 1pt solid; text-align: left">&nbsp;</td>
      </tr>
      <tr style="vertical-align: bottom; background-color: White">
       <td style="text-align: left; padding-bottom: 1pt; padding-left: 10pt">Total other securities</td>
       <td style="padding-bottom: 1pt">&nbsp;</td>
       <td style="border-bottom: Black 1pt solid; text-align: left">&nbsp;</td>
       <td style="border-bottom: Black 1pt solid; text-align: right">138,759</td>
       <td style="border-bottom: Black 1pt solid; text-align: left">&nbsp;</td>
       <td style="padding-bottom: 1pt">&nbsp;</td>
       <td style="border-bottom: Black 1pt solid; text-align: left">&nbsp;</td>
       <td style="border-bottom: Black 1pt solid; text-align: right">4,765</td>
       <td style="border-bottom: Black 1pt solid; text-align: left">&nbsp;</td>
       <td style="padding-bottom: 1pt">&nbsp;</td>
       <td style="border-bottom: Black 1pt solid; text-align: left">&nbsp;</td>
       <td style="border-bottom: Black 1pt solid; text-align: right">129,116</td>
       <td style="border-bottom: Black 1pt solid; text-align: left">&nbsp;</td>
       <td style="padding-bottom: 1pt">&nbsp;</td>
       <td style="border-bottom: Black 1pt solid; text-align: left">&nbsp;</td>
       <td style="border-bottom: Black 1pt solid; text-align: right">4,109</td>
       <td style="border-bottom: Black 1pt solid; text-align: left">&nbsp;</td>
       <td style="padding-bottom: 1pt">&nbsp;</td>
       <td style="border-bottom: Black 1pt solid; text-align: left">&nbsp;</td>
       <td style="border-bottom: Black 1pt solid; text-align: right">9,643</td>
       <td style="border-bottom: Black 1pt solid; text-align: left">&nbsp;</td>
       <td style="padding-bottom: 1pt">&nbsp;</td>
       <td style="border-bottom: Black 1pt solid; text-align: left">&nbsp;</td>
       <td style="border-bottom: Black 1pt solid; text-align: right">656</td>
       <td style="border-bottom: Black 1pt solid; text-align: left">&nbsp;</td>
      </tr>
      <tr style="vertical-align: bottom; background-color: rgb(204,238,255)">
       <td style="text-align: left">&nbsp;</td>
       <td>&nbsp;</td>
       <td style="text-align: left">&nbsp;</td>
       <td style="text-align: right">&nbsp;</td>
       <td style="text-align: left">&nbsp;</td>
       <td>&nbsp;</td>
       <td style="text-align: left">&nbsp;</td>
       <td style="text-align: right">&nbsp;</td>
       <td style="text-align: left">&nbsp;</td>
       <td>&nbsp;</td>
       <td style="text-align: left">&nbsp;</td>
       <td style="text-align: right">&nbsp;</td>
       <td style="text-align: left">&nbsp;</td>
       <td>&nbsp;</td>
       <td style="text-align: left">&nbsp;</td>
       <td style="text-align: right">&nbsp;</td>
       <td style="text-align: left">&nbsp;</td>
       <td>&nbsp;</td>
       <td style="text-align: left">&nbsp;</td>
       <td style="text-align: right">&nbsp;</td>
       <td style="text-align: left">&nbsp;</td>
       <td>&nbsp;</td>
       <td style="text-align: left">&nbsp;</td>
       <td style="text-align: right">&nbsp;</td>
       <td style="text-align: left">&nbsp;</td>
      </tr>
      <tr style="vertical-align: bottom; background-color: White">
       <td style="text-align: left">REMIC and CMO</td>
       <td>&nbsp;</td>
       <td style="text-align: left">&nbsp;</td>
       <td style="text-align: right">238,132</td>
       <td style="text-align: left">&nbsp;</td>
       <td>&nbsp;</td>
       <td style="text-align: left">&nbsp;</td>
       <td style="text-align: right">3,147</td>
       <td style="text-align: left">&nbsp;</td>
       <td>&nbsp;</td>
       <td style="text-align: left">&nbsp;</td>
       <td style="text-align: right">182,010</td>
       <td style="text-align: left">&nbsp;</td>
       <td>&nbsp;</td>
       <td style="text-align: left">&nbsp;</td>
       <td style="text-align: right">1,642</td>
       <td style="text-align: left">&nbsp;</td>
       <td>&nbsp;</td>
       <td style="text-align: left">&nbsp;</td>
       <td style="text-align: right">56,122</td>
       <td style="text-align: left">&nbsp;</td>
       <td>&nbsp;</td>
       <td style="text-align: left">&nbsp;</td>
       <td style="text-align: right">1,505</td>
       <td style="text-align: left">&nbsp;</td>
      </tr>
      <tr style="vertical-align: bottom; background-color: rgb(204,238,255)">
       <td style="text-align: left">GNMA</td>
       <td>&nbsp;</td>
       <td style="text-align: left">&nbsp;</td>
       <td style="text-align: right">6,977</td>
       <td style="text-align: left">&nbsp;</td>
       <td>&nbsp;</td>
       <td style="text-align: left">&nbsp;</td>
       <td style="text-align: right">139</td>
       <td style="text-align: left">&nbsp;</td>
       <td>&nbsp;</td>
       <td style="text-align: left">&nbsp;</td>
       <td style="text-align: right">6,977</td>
       <td style="text-align: left">&nbsp;</td>
       <td>&nbsp;</td>
       <td style="text-align: left">&nbsp;</td>
       <td style="text-align: right">139</td>
       <td style="text-align: left">&nbsp;</td>
       <td>&nbsp;</td>
       <td style="text-align: left">&nbsp;</td>
       <td style="text-align: right">-</td>
       <td style="text-align: left">&nbsp;</td>
       <td>&nbsp;</td>
       <td style="text-align: left">&nbsp;</td>
       <td style="text-align: right">-</td>
       <td style="text-align: left">&nbsp;</td>
      </tr>
      <tr style="vertical-align: bottom; background-color: White">
       <td style="text-align: left">FNMA</td>
       <td>&nbsp;</td>
       <td style="text-align: left">&nbsp;</td>
       <td style="text-align: right">102,225</td>
       <td style="text-align: left">&nbsp;</td>
       <td>&nbsp;</td>
       <td style="text-align: left">&nbsp;</td>
       <td style="text-align: right">1,762</td>
       <td style="text-align: left">&nbsp;</td>
       <td>&nbsp;</td>
       <td style="text-align: left">&nbsp;</td>
       <td style="text-align: right">75,769</td>
       <td style="text-align: left">&nbsp;</td>
       <td>&nbsp;</td>
       <td style="text-align: left">&nbsp;</td>
       <td style="text-align: right">1,043</td>
       <td style="text-align: left">&nbsp;</td>
       <td>&nbsp;</td>
       <td style="text-align: left">&nbsp;</td>
       <td style="text-align: right">26,456</td>
       <td style="text-align: left">&nbsp;</td>
       <td>&nbsp;</td>
       <td style="text-align: left">&nbsp;</td>
       <td style="text-align: right">719</td>
       <td style="text-align: left">&nbsp;</td>
      </tr>
      <tr style="vertical-align: bottom; background-color: rgb(204,238,255)">
       <td style="text-align: left; padding-bottom: 1pt">FHLMC</td>
       <td style="padding-bottom: 1pt">&nbsp;</td>
       <td style="border-bottom: Black 1pt solid; text-align: left">&nbsp;</td>
       <td style="border-bottom: Black 1pt solid; text-align: right">14,715</td>
       <td style="border-bottom: Black 1pt solid; text-align: left">&nbsp;</td>
       <td style="padding-bottom: 1pt">&nbsp;</td>
       <td style="border-bottom: Black 1pt solid; text-align: left">&nbsp;</td>
       <td style="border-bottom: Black 1pt solid; text-align: right">99</td>
       <td style="border-bottom: Black 1pt solid; text-align: left">&nbsp;</td>
       <td style="padding-bottom: 1pt">&nbsp;</td>
       <td style="border-bottom: Black 1pt solid; text-align: left">&nbsp;</td>
       <td style="border-bottom: Black 1pt solid; text-align: right">14,715</td>
       <td style="border-bottom: Black 1pt solid; text-align: left">&nbsp;</td>
       <td style="padding-bottom: 1pt">&nbsp;</td>
       <td style="border-bottom: Black 1pt solid; text-align: left">&nbsp;</td>
       <td style="border-bottom: Black 1pt solid; text-align: right">99</td>
       <td style="border-bottom: Black 1pt solid; text-align: left">&nbsp;</td>
       <td style="padding-bottom: 1pt">&nbsp;</td>
       <td style="border-bottom: Black 1pt solid; text-align: left">&nbsp;</td>
       <td style="border-bottom: Black 1pt solid; text-align: right">-</td>
       <td style="border-bottom: Black 1pt solid; text-align: left">&nbsp;</td>
       <td style="padding-bottom: 1pt">&nbsp;</td>
       <td style="border-bottom: Black 1pt solid; text-align: left">&nbsp;</td>
       <td style="border-bottom: Black 1pt solid; text-align: right">-</td>
       <td style="border-bottom: Black 1pt solid; text-align: left">&nbsp;</td>
      </tr>
      <tr style="vertical-align: bottom; background-color: White">
       <td style="text-align: left; padding-bottom: 1pt; padding-left: 10pt">Total mortgage-backed&nbsp;&nbsp;securities</td>
       <td style="padding-bottom: 1pt">&nbsp;</td>
       <td style="border-bottom: Black 1pt solid; text-align: left">&nbsp;</td>
       <td style="border-bottom: Black 1pt solid; text-align: right">362,049</td>
       <td style="border-bottom: Black 1pt solid; text-align: left">&nbsp;</td>
       <td style="padding-bottom: 1pt">&nbsp;</td>
       <td style="border-bottom: Black 1pt solid; text-align: left">&nbsp;</td>
       <td style="border-bottom: Black 1pt solid; text-align: right">5,147</td>
       <td style="border-bottom: Black 1pt solid; text-align: left">&nbsp;</td>
       <td style="padding-bottom: 1pt">&nbsp;</td>
       <td style="border-bottom: Black 1pt solid; text-align: left">&nbsp;</td>
       <td style="border-bottom: Black 1pt solid; text-align: right">279,471</td>
       <td style="border-bottom: Black 1pt solid; text-align: left">&nbsp;</td>
       <td style="padding-bottom: 1pt">&nbsp;</td>
       <td style="border-bottom: Black 1pt solid; text-align: left">&nbsp;</td>
       <td style="border-bottom: Black 1pt solid; text-align: right">2,923</td>
       <td style="border-bottom: Black 1pt solid; text-align: left">&nbsp;</td>
       <td style="padding-bottom: 1pt">&nbsp;</td>
       <td style="border-bottom: Black 1pt solid; text-align: left">&nbsp;</td>
       <td style="border-bottom: Black 1pt solid; text-align: right">82,578</td>
       <td style="border-bottom: Black 1pt solid; text-align: left">&nbsp;</td>
       <td style="padding-bottom: 1pt">&nbsp;</td>
       <td style="border-bottom: Black 1pt solid; text-align: left">&nbsp;</td>
       <td style="border-bottom: Black 1pt solid; text-align: right">2,224</td>
       <td style="border-bottom: Black 1pt solid; text-align: left">&nbsp;</td>
      </tr>
      <tr style="vertical-align: bottom; background-color: rgb(204,238,255)">
       <td style="text-align: left; padding-bottom: 2.25pt; padding-left: 10pt">Total securities available for sale</td>
       <td style="padding-bottom: 2.25pt">&nbsp;</td>
       <td style="border-bottom: Black 2.25pt double; text-align: left">$</td>
       <td style="border-bottom: Black 2.25pt double; text-align: right">500,808</td>
       <td style="border-bottom: Black 2.25pt double; text-align: left">&nbsp;</td>
       <td style="padding-bottom: 2.25pt">&nbsp;</td>
       <td style="border-bottom: Black 2.25pt double; text-align: left">$</td>
       <td style="border-bottom: Black 2.25pt double; text-align: right">9,912</td>
       <td style="border-bottom: Black 2.25pt double; text-align: left">&nbsp;</td>
       <td style="padding-bottom: 2.25pt">&nbsp;</td>
       <td style="border-bottom: Black 2.25pt double; text-align: left">$</td>
       <td style="border-bottom: Black 2.25pt double; text-align: right">408,587</td>
       <td style="border-bottom: Black 2.25pt double; text-align: left">&nbsp;</td>
       <td style="padding-bottom: 2.25pt">&nbsp;</td>
       <td style="border-bottom: Black 2.25pt double; text-align: left">$</td>
       <td style="border-bottom: Black 2.25pt double; text-align: right">7,032</td>
       <td style="border-bottom: Black 2.25pt double; text-align: left">&nbsp;</td>
       <td style="padding-bottom: 2.25pt">&nbsp;</td>
       <td style="border-bottom: Black 2.25pt double; text-align: left">$</td>
       <td style="border-bottom: Black 2.25pt double; text-align: right">92,221</td>
       <td style="border-bottom: Black 2.25pt double; text-align: left">&nbsp;</td>
       <td style="padding-bottom: 2.25pt">&nbsp;</td>
       <td style="border-bottom: Black 2.25pt double; text-align: left">$</td>
       <td style="border-bottom: Black 2.25pt double; text-align: right">2,880</td>
       <td style="border-bottom: Black 2.25pt double; text-align: left">&nbsp;</td>
      </tr>

    </table><br/><p style="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify">The following table shows the Company&#x2019;s available for sale securities with gross unrealized losses and their fair value, aggregated by category and length of time that individual securities have been in a continuous unrealized loss position, at December 31, 2014.</p><br/><table cellpadding="0" cellspacing="0" style="border-collapse: collapse; width: 100%; font: 10pt Times New Roman, Times, Serif">

      <tr style="vertical-align: bottom">
       <td style="text-align: left">&nbsp;</td>
       <td style="padding-bottom: 1pt">&nbsp;</td>
       <td colspan="7" style="text-align: center; border-bottom: Black 1pt solid">Total</td>
       <td style="padding-bottom: 1pt">&nbsp;</td>
       <td colspan="7" style="text-align: center; border-bottom: Black 1pt solid">Less than 12 months</td>
       <td style="padding-bottom: 1pt">&nbsp;</td>
       <td colspan="7" style="text-align: center; border-bottom: Black 1pt solid">12 months or more</td>
      </tr>
      <tr style="vertical-align: bottom">
       <td style="text-align: center">&nbsp;</td>
       <td style="padding-bottom: 1pt">&nbsp;</td>
       <td colspan="3" style="text-align: center; border-bottom: Black 1pt solid">Fair Value</td>
       <td style="padding-bottom: 1pt">&nbsp;</td>
       <td colspan="3" style="text-align: center; border-bottom: Black 1pt solid">Unrealized<br /> Losses</td>
       <td style="padding-bottom: 1pt">&nbsp;</td>
       <td colspan="3" style="text-align: center; border-bottom: Black 1pt solid">Fair Value</td>
       <td style="padding-bottom: 1pt">&nbsp;</td>
       <td colspan="3" style="text-align: center; border-bottom: Black 1pt solid">Unrealized<br /> Losses</td>
       <td style="padding-bottom: 1pt">&nbsp;</td>
       <td colspan="3" style="text-align: center; border-bottom: Black 1pt solid">Fair Value</td>
       <td style="padding-bottom: 1pt">&nbsp;</td>
       <td colspan="3" style="text-align: center; border-bottom: Black 1pt solid">Unrealized<br /> Losses</td>
      </tr>
      <tr style="vertical-align: bottom">
       <td style="text-align: left">&nbsp;</td>
       <td style="font-style: italic">&nbsp;</td>
       <td colspan="19" style="font-style: italic; text-align: center">(In thousands)</td>
      </tr>
      <tr style="vertical-align: bottom; background-color: rgb(204,238,255)">
       <td style="width: 40%; text-align: left">Corporate</td>
       <td style="width: 1%">&nbsp;</td>
       <td style="width: 1%; text-align: left">$</td>
       <td style="width: 7%; text-align: right">39,287</td>
       <td style="width: 1%; text-align: left">&nbsp;</td>
       <td style="width: 1%">&nbsp;</td>
       <td style="width: 1%; text-align: left">$</td>
       <td style="width: 7%; text-align: right">714</td>
       <td style="width: 1%; text-align: left">&nbsp;</td>
       <td style="width: 1%">&nbsp;</td>
       <td style="width: 1%; text-align: left">$</td>
       <td style="width: 7%; text-align: right">9,573</td>
       <td style="width: 1%; text-align: left">&nbsp;</td>
       <td style="width: 1%">&nbsp;</td>
       <td style="width: 1%; text-align: left">$</td>
       <td style="width: 7%; text-align: right">428</td>
       <td style="width: 1%; text-align: left">&nbsp;</td>
       <td style="width: 1%">&nbsp;</td>
       <td style="width: 1%; text-align: left">$</td>
       <td style="width: 7%; text-align: right">29,714</td>
       <td style="width: 1%; text-align: left">&nbsp;</td>
       <td style="width: 1%">&nbsp;</td>
       <td style="width: 1%; text-align: left">$</td>
       <td style="width: 7%; text-align: right">286</td>
       <td style="width: 1%; text-align: left">&nbsp;</td>
      </tr>
      <tr style="vertical-align: bottom; background-color: White">
       <td style="text-align: left">Municipals</td>
       <td>&nbsp;</td>
       <td style="text-align: left">&nbsp;</td>
       <td style="text-align: right">8,810</td>
       <td style="text-align: left">&nbsp;</td>
       <td>&nbsp;</td>
       <td style="text-align: left">&nbsp;</td>
       <td style="text-align: right">61</td>
       <td style="text-align: left">&nbsp;</td>
       <td>&nbsp;</td>
       <td style="text-align: left">&nbsp;</td>
       <td style="text-align: right">3,546</td>
       <td style="text-align: left">&nbsp;</td>
       <td>&nbsp;</td>
       <td style="text-align: left">&nbsp;</td>
       <td style="text-align: right">11</td>
       <td style="text-align: left">&nbsp;</td>
       <td>&nbsp;</td>
       <td style="text-align: left">&nbsp;</td>
       <td style="text-align: right">5,264</td>
       <td style="text-align: left">&nbsp;</td>
       <td>&nbsp;</td>
       <td style="text-align: left">&nbsp;</td>
       <td style="text-align: right">50</td>
       <td style="text-align: left">&nbsp;</td>
      </tr>
      <tr style="vertical-align: bottom; background-color: rgb(204,238,255)">
       <td style="text-align: left; padding-bottom: 1pt">Other</td>
       <td style="padding-bottom: 1pt">&nbsp;</td>
       <td style="border-bottom: Black 1pt solid; text-align: left">&nbsp;</td>
       <td style="border-bottom: Black 1pt solid; text-align: right">292</td>
       <td style="border-bottom: Black 1pt solid; text-align: left">&nbsp;</td>
       <td style="padding-bottom: 1pt">&nbsp;</td>
       <td style="border-bottom: Black 1pt solid; text-align: left">&nbsp;</td>
       <td style="border-bottom: Black 1pt solid; text-align: right">8</td>
       <td style="border-bottom: Black 1pt solid; text-align: left">&nbsp;</td>
       <td style="padding-bottom: 1pt">&nbsp;</td>
       <td style="border-bottom: Black 1pt solid; text-align: left">&nbsp;</td>
       <td style="border-bottom: Black 1pt solid; text-align: right">-</td>
       <td style="border-bottom: Black 1pt solid; text-align: left">&nbsp;</td>
       <td style="padding-bottom: 1pt">&nbsp;</td>
       <td style="border-bottom: Black 1pt solid; text-align: left">&nbsp;</td>
       <td style="border-bottom: Black 1pt solid; text-align: right">-</td>
       <td style="border-bottom: Black 1pt solid; text-align: left">&nbsp;</td>
       <td style="padding-bottom: 1pt">&nbsp;</td>
       <td style="border-bottom: Black 1pt solid; text-align: left">&nbsp;</td>
       <td style="border-bottom: Black 1pt solid; text-align: right">292</td>
       <td style="border-bottom: Black 1pt solid; text-align: left">&nbsp;</td>
       <td style="padding-bottom: 1pt">&nbsp;</td>
       <td style="border-bottom: Black 1pt solid; text-align: left">&nbsp;</td>
       <td style="border-bottom: Black 1pt solid; text-align: right">8</td>
       <td style="border-bottom: Black 1pt solid; text-align: left">&nbsp;</td>
      </tr>
      <tr style="vertical-align: bottom; background-color: White">
       <td style="text-align: left; padding-bottom: 1pt; padding-left: 10pt">Total other securities</td>
       <td style="padding-bottom: 1pt">&nbsp;</td>
       <td style="border-bottom: Black 1pt solid; text-align: left">&nbsp;</td>
       <td style="border-bottom: Black 1pt solid; text-align: right">48,389</td>
       <td style="border-bottom: Black 1pt solid; text-align: left">&nbsp;</td>
       <td style="padding-bottom: 1pt">&nbsp;</td>
       <td style="border-bottom: Black 1pt solid; text-align: left">&nbsp;</td>
       <td style="border-bottom: Black 1pt solid; text-align: right">783</td>
       <td style="border-bottom: Black 1pt solid; text-align: left">&nbsp;</td>
       <td style="padding-bottom: 1pt">&nbsp;</td>
       <td style="border-bottom: Black 1pt solid; text-align: left">&nbsp;</td>
       <td style="border-bottom: Black 1pt solid; text-align: right">13,119</td>
       <td style="border-bottom: Black 1pt solid; text-align: left">&nbsp;</td>
       <td style="padding-bottom: 1pt">&nbsp;</td>
       <td style="border-bottom: Black 1pt solid; text-align: left">&nbsp;</td>
       <td style="border-bottom: Black 1pt solid; text-align: right">439</td>
       <td style="border-bottom: Black 1pt solid; text-align: left">&nbsp;</td>
       <td style="padding-bottom: 1pt">&nbsp;</td>
       <td style="border-bottom: Black 1pt solid; text-align: left">&nbsp;</td>
       <td style="border-bottom: Black 1pt solid; text-align: right">35,270</td>
       <td style="border-bottom: Black 1pt solid; text-align: left">&nbsp;</td>
       <td style="padding-bottom: 1pt">&nbsp;</td>
       <td style="border-bottom: Black 1pt solid; text-align: left">&nbsp;</td>
       <td style="border-bottom: Black 1pt solid; text-align: right">344</td>
       <td style="border-bottom: Black 1pt solid; text-align: left">&nbsp;</td>
      </tr>
      <tr style="vertical-align: bottom; background-color: rgb(204,238,255)">
       <td style="text-align: left">&nbsp;</td>
       <td>&nbsp;</td>
       <td style="text-align: left">&nbsp;</td>
       <td style="text-align: right">&nbsp;</td>
       <td style="text-align: left">&nbsp;</td>
       <td>&nbsp;</td>
       <td style="text-align: left">&nbsp;</td>
       <td style="text-align: right">&nbsp;</td>
       <td style="text-align: left">&nbsp;</td>
       <td>&nbsp;</td>
       <td style="text-align: left">&nbsp;</td>
       <td style="text-align: right">&nbsp;</td>
       <td style="text-align: left">&nbsp;</td>
       <td>&nbsp;</td>
       <td style="text-align: left">&nbsp;</td>
       <td style="text-align: right">&nbsp;</td>
       <td style="text-align: left">&nbsp;</td>
       <td>&nbsp;</td>
       <td style="text-align: left">&nbsp;</td>
       <td style="text-align: right">&nbsp;</td>
       <td style="text-align: left">&nbsp;</td>
       <td>&nbsp;</td>
       <td style="text-align: left">&nbsp;</td>
       <td style="text-align: right">&nbsp;</td>
       <td style="text-align: left">&nbsp;</td>
      </tr>
      <tr style="vertical-align: bottom; background-color: White">
       <td style="text-align: left">REMIC and CMO</td>
       <td>&nbsp;</td>
       <td style="text-align: left">&nbsp;</td>
       <td style="text-align: right">216,190</td>
       <td style="text-align: left">&nbsp;</td>
       <td>&nbsp;</td>
       <td style="text-align: left">&nbsp;</td>
       <td style="text-align: right">4,627</td>
       <td style="text-align: left">&nbsp;</td>
       <td>&nbsp;</td>
       <td style="text-align: left">&nbsp;</td>
       <td style="text-align: right">77,382</td>
       <td style="text-align: left">&nbsp;</td>
       <td>&nbsp;</td>
       <td style="text-align: left">&nbsp;</td>
       <td style="text-align: right">399</td>
       <td style="text-align: left">&nbsp;</td>
       <td>&nbsp;</td>
       <td style="text-align: left">&nbsp;</td>
       <td style="text-align: right">138,808</td>
       <td style="text-align: left">&nbsp;</td>
       <td>&nbsp;</td>
       <td style="text-align: left">&nbsp;</td>
       <td style="text-align: right">4,228</td>
       <td style="text-align: left">&nbsp;</td>
      </tr>
      <tr style="vertical-align: bottom; background-color: rgb(204,238,255)">
       <td style="text-align: left">GNMA</td>
       <td>&nbsp;</td>
       <td style="text-align: left">&nbsp;</td>
       <td style="text-align: right">8,358</td>
       <td style="text-align: left">&nbsp;</td>
       <td>&nbsp;</td>
       <td style="text-align: left">&nbsp;</td>
       <td style="text-align: right">124</td>
       <td style="text-align: left">&nbsp;</td>
       <td>&nbsp;</td>
       <td style="text-align: left">&nbsp;</td>
       <td style="text-align: right">-</td>
       <td style="text-align: left">&nbsp;</td>
       <td>&nbsp;</td>
       <td style="text-align: left">&nbsp;</td>
       <td style="text-align: right">-</td>
       <td style="text-align: left">&nbsp;</td>
       <td>&nbsp;</td>
       <td style="text-align: left">&nbsp;</td>
       <td style="text-align: right">8,358</td>
       <td style="text-align: left">&nbsp;</td>
       <td>&nbsp;</td>
       <td style="text-align: left">&nbsp;</td>
       <td style="text-align: right">124</td>
       <td style="text-align: left">&nbsp;</td>
      </tr>
      <tr style="vertical-align: bottom; background-color: White">
       <td style="text-align: left">FNMA</td>
       <td>&nbsp;</td>
       <td style="text-align: left">&nbsp;</td>
       <td style="text-align: right">95,148</td>
       <td style="text-align: left">&nbsp;</td>
       <td>&nbsp;</td>
       <td style="text-align: left">&nbsp;</td>
       <td style="text-align: right">1,717</td>
       <td style="text-align: left">&nbsp;</td>
       <td>&nbsp;</td>
       <td style="text-align: left">&nbsp;</td>
       <td style="text-align: right">-</td>
       <td style="text-align: left">&nbsp;</td>
       <td>&nbsp;</td>
       <td style="text-align: left">&nbsp;</td>
       <td style="text-align: right">-</td>
       <td style="text-align: left">&nbsp;</td>
       <td>&nbsp;</td>
       <td style="text-align: left">&nbsp;</td>
       <td style="text-align: right">95,148</td>
       <td style="text-align: left">&nbsp;</td>
       <td>&nbsp;</td>
       <td style="text-align: left">&nbsp;</td>
       <td style="text-align: right">1,717</td>
       <td style="text-align: left">&nbsp;</td>
      </tr>
      <tr style="vertical-align: bottom; background-color: rgb(204,238,255)">
       <td style="text-align: left; padding-bottom: 1pt">FHLMC</td>
       <td style="padding-bottom: 1pt">&nbsp;</td>
       <td style="border-bottom: Black 1pt solid; text-align: left">&nbsp;</td>
       <td style="border-bottom: Black 1pt solid; text-align: right">6,773</td>
       <td style="border-bottom: Black 1pt solid; text-align: left">&nbsp;</td>
       <td style="padding-bottom: 1pt">&nbsp;</td>
       <td style="border-bottom: Black 1pt solid; text-align: left">&nbsp;</td>
       <td style="border-bottom: Black 1pt solid; text-align: right">8</td>
       <td style="border-bottom: Black 1pt solid; text-align: left">&nbsp;</td>
       <td style="padding-bottom: 1pt">&nbsp;</td>
       <td style="border-bottom: Black 1pt solid; text-align: left">&nbsp;</td>
       <td style="border-bottom: Black 1pt solid; text-align: right">6,773</td>
       <td style="border-bottom: Black 1pt solid; text-align: left">&nbsp;</td>
       <td style="padding-bottom: 1pt">&nbsp;</td>
       <td style="border-bottom: Black 1pt solid; text-align: left">&nbsp;</td>
       <td style="border-bottom: Black 1pt solid; text-align: right">8</td>
       <td style="border-bottom: Black 1pt solid; text-align: left">&nbsp;</td>
       <td style="padding-bottom: 1pt">&nbsp;</td>
       <td style="border-bottom: Black 1pt solid; text-align: left">&nbsp;</td>
       <td style="border-bottom: Black 1pt solid; text-align: right">-</td>
       <td style="border-bottom: Black 1pt solid; text-align: left">&nbsp;</td>
       <td style="padding-bottom: 1pt">&nbsp;</td>
       <td style="border-bottom: Black 1pt solid; text-align: left">&nbsp;</td>
       <td style="border-bottom: Black 1pt solid; text-align: right">-</td>
       <td style="border-bottom: Black 1pt solid; text-align: left">&nbsp;</td>
      </tr>
      <tr style="vertical-align: bottom; background-color: White">
       <td style="text-align: left; padding-bottom: 1pt; padding-left: 10pt">Total mortgage-backed&nbsp;&nbsp;securities</td>
       <td style="padding-bottom: 1pt">&nbsp;</td>
       <td style="border-bottom: Black 1pt solid; text-align: left">&nbsp;</td>
       <td style="border-bottom: Black 1pt solid; text-align: right">326,469</td>
       <td style="border-bottom: Black 1pt solid; text-align: left">&nbsp;</td>
       <td style="padding-bottom: 1pt">&nbsp;</td>
       <td style="border-bottom: Black 1pt solid; text-align: left">&nbsp;</td>
       <td style="border-bottom: Black 1pt solid; text-align: right">6,476</td>
       <td style="border-bottom: Black 1pt solid; text-align: left">&nbsp;</td>
       <td style="padding-bottom: 1pt">&nbsp;</td>
       <td style="border-bottom: Black 1pt solid; text-align: left">&nbsp;</td>
       <td style="border-bottom: Black 1pt solid; text-align: right">84,155</td>
       <td style="border-bottom: Black 1pt solid; text-align: left">&nbsp;</td>
       <td style="padding-bottom: 1pt">&nbsp;</td>
       <td style="border-bottom: Black 1pt solid; text-align: left">&nbsp;</td>
       <td style="border-bottom: Black 1pt solid; text-align: right">407</td>
       <td style="border-bottom: Black 1pt solid; text-align: left">&nbsp;</td>
       <td style="padding-bottom: 1pt">&nbsp;</td>
       <td style="border-bottom: Black 1pt solid; text-align: left">&nbsp;</td>
       <td style="border-bottom: Black 1pt solid; text-align: right">242,314</td>
       <td style="border-bottom: Black 1pt solid; text-align: left">&nbsp;</td>
       <td style="padding-bottom: 1pt">&nbsp;</td>
       <td style="border-bottom: Black 1pt solid; text-align: left">&nbsp;</td>
       <td style="border-bottom: Black 1pt solid; text-align: right">6,069</td>
       <td style="border-bottom: Black 1pt solid; text-align: left">&nbsp;</td>
      </tr>
      <tr style="vertical-align: bottom; background-color: rgb(204,238,255)">
       <td style="text-align: left; padding-bottom: 2.25pt; padding-left: 10pt">Total securities available for sale</td>
       <td style="padding-bottom: 2.25pt">&nbsp;</td>
       <td style="border-bottom: Black 2.25pt double; text-align: left">$</td>
       <td style="border-bottom: Black 2.25pt double; text-align: right">374,858</td>
       <td style="border-bottom: Black 2.25pt double; text-align: left">&nbsp;</td>
       <td style="padding-bottom: 2.25pt">&nbsp;</td>
       <td style="border-bottom: Black 2.25pt double; text-align: left">$</td>
       <td style="border-bottom: Black 2.25pt double; text-align: right">7,259</td>
       <td style="border-bottom: Black 2.25pt double; text-align: left">&nbsp;</td>
       <td style="padding-bottom: 2.25pt">&nbsp;</td>
       <td style="border-bottom: Black 2.25pt double; text-align: left">$</td>
       <td style="border-bottom: Black 2.25pt double; text-align: right">97,274</td>
       <td style="border-bottom: Black 2.25pt double; text-align: left">&nbsp;</td>
       <td style="padding-bottom: 2.25pt">&nbsp;</td>
       <td style="border-bottom: Black 2.25pt double; text-align: left">$</td>
       <td style="border-bottom: Black 2.25pt double; text-align: right">846</td>
       <td style="border-bottom: Black 2.25pt double; text-align: left">&nbsp;</td>
       <td style="padding-bottom: 2.25pt">&nbsp;</td>
       <td style="border-bottom: Black 2.25pt double; text-align: left">$</td>
       <td style="border-bottom: Black 2.25pt double; text-align: right">277,584</td>
       <td style="border-bottom: Black 2.25pt double; text-align: left">&nbsp;</td>
       <td style="padding-bottom: 2.25pt">&nbsp;</td>
       <td style="border-bottom: Black 2.25pt double; text-align: left">$</td>
       <td style="border-bottom: Black 2.25pt double; text-align: right">6,413</td>
       <td style="border-bottom: Black 2.25pt double; text-align: left">&nbsp;</td>
      </tr>

    </table><br/><p style="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify">OTTI losses on impaired securities must be fully recognized in earnings if an investor has the intent to sell the debt security or if it is more likely than not that the investor will be required to sell the debt security before recovery of its amortized cost. However, even if an investor does not expect to sell a debt security, the investor must evaluate the expected cash flows to be received and determine if a credit loss has occurred. In the event that a credit loss has occurred, only the amount of impairment associated with the credit loss is recognized in earnings in the Consolidated Statements of Income. Amounts relating to factors other than credit losses are recorded in accumulated other comprehensive income (&#x201c;AOCI&#x201d;) within Stockholders&#x2019; Equity.</p><br/><p style="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify">The Company reviewed each investment that had an unrealized loss at December 31, 2015 and 2014. An unrealized loss exists when the current fair value of an investment is less than its amortized cost basis. Unrealized losses on available for sale securities, that are deemed to be temporary, are recorded in AOCI, net of tax.</p><br/><p style="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify"><b>Corporate Securities:</b></p><br/><p style="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify">The unrealized losses in Corporate securities at December 31, 2015 and 2014, consist of losses on 12 and five Corporate securities, respectively. The unrealized losses were caused by movements in interest rates. It is not anticipated that these securities would be settled at a price that is less than the amortized cost of the Company&#x2019;s investment. Each of these securities is performing according to its terms and, in the opinion of management, will continue to perform according to its terms. The Company does not have the intent to sell these securities and it is more likely than not the Company will not be required to sell the securities before recovery of the securities&#x2019; amortized cost basis. This conclusion is based upon considering the Company&#x2019;s cash and working capital requirements and contractual and regulatory obligations, none of which the Company believes would cause the sale of the securities. Therefore, the Company did not consider these investments to be other-than-temporarily impaired at December 31, 2015 and 2014.</p><br/><p style="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify"><b>Collateralized Loan Obligation Securities:</b></p><br/><p style="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify">The unrealized losses in Collateralized Loan Obligation (&#x201c;CLO&#x201d;) securities at December 31, 2015, consist of losses on seven securities. The unrealized losses in CLO securities were caused by movements in interest rates. It is not anticipated that these securities would be settled at a price that is less than the amortized cost of the Company&#x2019;s investment. Each of these securities is performing according to its terms and, in the opinion of management, will continue to perform according to its terms. The Company does not have the intent to sell these securities and it is more likely than not the Company will not be required to sell the securities before recovery of the securities&#x2019; amortized cost basis. This conclusion is based upon considering the Company&#x2019;s cash and working capital requirements and contractual and regulatory obligations, none of which the Company believes would cause the sale of the securities. Therefore, the Company did not consider these investments to be other-than-temporarily impaired at December 31, 2015.</p><br/><p style="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify"><b>Municipal Securities:</b></p><br/><p style="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify">The unrealized losses in Municipal securities at December 31, 2014, consist of losses on three municipal securities. The unrealized losses were caused by movements in interest rates. It is not anticipated that these securities would be settled at a price that is less than the amortized cost of the Company&#x2019;s investment. Each of these securities is performing according to its terms and, in the opinion of management, will continue to perform according to its terms. The Company does not have the intent to sell these securities and it is more likely than not the Company will not be required to sell the securities before recovery of the securities&#x2019; amortized cost basis. This conclusion is based upon considering the Company&#x2019;s cash and working capital requirements and contractual and regulatory obligations, none of which the Company believes would cause the sale of the securities. Therefore, the Company did not consider these investments to be other-than-temporarily impaired at December 31, 2014.</p><br/><p style="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify"><b>Other Securities:</b></p><br/><p style="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify">The unrealized losses in Other securities at December 31, 2015 and 2014, consist of a loss on one single issuer trust preferred security. The unrealized loss on this security was caused by market interest volatility, a significant widening of credit spreads across markets for these securities and illiquidity and uncertainty in the financial markets. This security is currently rated below investment grade. It is not anticipated that this security would be settled at a price that is less than the amortized cost of the Company&#x2019;s investment. This security is performing according to its terms and, in the opinion of management, will continue to perform according to its terms. The Company does not have the intent to sell this security and it is more likely than not the Company will not be required to sell this security before recovery of the security&#x2019;s amortized cost basis. This conclusion is based upon considering the Company&#x2019;s cash and working capital requirements and contractual and regulatory obligations, none of which the Company believes would cause the sale of the security. Therefore, the Company did not consider this investment to be other-than-temporarily impaired at December 31, 2015 and 2014.</p><br/><p style="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify">During the year ended December 31, 2014, three pooled trust preferred securities for which OTTI charges were recorded in previous periods, were sold for proceeds totaling $11.1 million, recording a net loss on sale of $2.3 million.</p><br/><p style="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify"><b>REMIC and CMO:</b></p><br/><p style="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify">The unrealized losses in Real Estate Mortgage Investment Conduit (&#x201c;REMIC&#x201d;) and Collateralized Mortgage Obligation (&#x201c;CMO&#x201d;) securities at December 31, 2015 and 2014 consist of six and seven issues, respectively, from the Federal Home Loan Mortgage Corporation (&#x201c;FHLMC&#x201d;), 12 and 14 issues, respectively, from the Federal National Mortgage Association (&#x201c;FNMA&#x201d;), and 15 and eight issues, respectively, from Government National Mortgage Association (&#x201c;GNMA&#x201d;). Additionally, at December 31, 2014 unrealized losses include one private issue.</p><br/><p style="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify">The unrealized losses on the REMIC and CMO securities issued by FHLMC, FNMA, and GNMA and the private issuer were caused by movements in interest rates. It is not anticipated that these securities would be settled at a price that is less than the amortized cost of the Company&#x2019;s investment. Each of these securities is performing according to its terms, and, in the opinion of management, will continue to perform according to its terms. The Company does not have the intent to sell these securities and it is more likely than not the Company will not be required to sell the securities before recovery of the securities amortized cost basis. This conclusion is based upon considering the Company&#x2019;s cash and working capital requirements, and contractual and regulatory obligations, none of which the Company believes would cause the sale of the securities. Therefore, the Company did not consider these investments to be other-than-temporarily impaired at December 31, 2015 and 2014.</p><br/><p style="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify"><b>GNMA:</b></p><br/><p style="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify">The unrealized losses in GNMA mortgage-backed securities at December 31, 2015 and 2014 consist of a loss on one security. The unrealized loss was caused by movements in interest rates. It is not anticipated that this security would be settled at a price that is less than the amortized cost of the Company&#x2019;s investment. This security is performing according to its terms and, in the opinion of management, will continue to perform according to its terms. The Company does not have the intent to sell this security and it is more likely than not the Company will not be required to sell the security before recovery of the security&#x2019;s amortized cost basis. This conclusion is based upon considering the Company&#x2019;s cash and working capital requirements and contractual and regulatory obligations, none of which the Company believes would cause the sale of the security. Therefore, the Company did not consider this security to be other-than-temporarily impaired at December 31, 2015 and 2014.<b> </b></p><br/><p style="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify"><b>FNMA:</b></p><br/><p style="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify">The unrealized losses in FNMA mortgage-backed securities at December 31, 2015 and 2014 consist of losses on 20 and 13 securities, respectively. The unrealized losses were caused by movements in interest rates. It is not anticipated that these securities would be settled at a price that is less than the amortized cost of the Company&#x2019;s investment. Each of these securities is performing according to its terms and, in the opinion of management, will continue to perform according to its terms. The Company does not have the intent to sell these securities and it is more likely than not the Company will not be required to sell the securities before recovery of the securities&#x2019; amortized cost basis. This conclusion is based upon considering the Company&#x2019;s cash and working capital requirements and contractual and regulatory obligations, none of which the Company believes will cause the sale of the securities. Therefore, the Company did not consider these investments to be other-than-temporarily impaired at December 31, 2015 and 2014.</p><br/><p style="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify"><b>FHMLC:</b></p><br/><p style="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify">The unrealized losses in FHMLC mortgage-backed securities at December 31, 2015 and 2014 consist of losses on three and one securities, respectively. The unrealized losses were caused by movements in interest rates. It is not anticipated that these securities would be settled at a price that is less than the amortized cost of the Company&#x2019;s investment. Each of these securities is performing according to its terms and, in the opinion of management, will continue to perform according to its terms. The Company does not have the intent to sell these securities and it is more likely than not the Company will not be required to sell the securities before recovery of the securities&#x2019; amortized cost basis. This conclusion is based upon considering the Company&#x2019;s cash and working capital requirements and contractual and regulatory obligations, none of which the Company believes will cause the sale of the securities. Therefore, the Company did not consider these investments to be other-than-temporarily impaired at December 31, 2015 and 2014.</p><br/><p style="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify">Credit related impairment for mortgage-backed securities are determined for each security by estimating losses based on the following set of assumptions: (1) delinquency and foreclosure levels; (2) projected losses at various loss severity levels; and (3) credit enhancement and coverage. Based on these reviews, no OTTI charge was recorded during the years ended December 31, 2015 and 2014. The Company recorded credit related OTTI charges totaling $1.4 million on four private issue CMOs during the year ended December 31, 2013.</p><br/><p style="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify">The private issue CMOs which incurred the above credit related OTTI charges were sold during the year ended December 31, 2013 for proceeds of $18.3 million realizing a loss on sale of $1.7 million.</p><br/><p style="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify">The following table represents the activity related to the credit loss component recognized in earnings on debt securities held by the Company for which a portion of OTTI was recognized in AOCI for the periods indicated:</p><br/><table cellpadding="0" cellspacing="0" style="border-collapse: collapse; width: 100%; font: 10pt Times New Roman, Times, Serif">

      <tr style="vertical-align: bottom">
       <td>&nbsp;</td>
       <td style="padding-bottom: 1pt">&nbsp;</td>
       <td colspan="11" style="text-align: center; border-bottom: Black 1pt solid">For the years ended December 31,</td>
      </tr>
      <tr style="vertical-align: bottom">
       <td>&nbsp;</td>
       <td style="padding-bottom: 1pt">&nbsp;</td>
       <td colspan="3" style="text-align: center; border-bottom: Black 1pt solid">2015</td>
       <td style="padding-bottom: 1pt">&nbsp;</td>
       <td colspan="3" style="text-align: center; border-bottom: Black 1pt solid">2014</td>
       <td style="padding-bottom: 1pt">&nbsp;</td>
       <td colspan="3" style="text-align: center; border-bottom: Black 1pt solid">2013</td>
      </tr>
      <tr style="vertical-align: bottom">
       <td>&nbsp;</td>
       <td style="font-style: italic">&nbsp;</td>
       <td colspan="11" style="font-style: italic; text-align: center">(In thousands)</td>
      </tr>
      <tr style="vertical-align: bottom; background-color: rgb(204,238,255)">
       <td style="width: 61%; text-align: left">Beginning balance</td>
       <td style="width: 1%">&nbsp;</td>
       <td style="width: 1%; text-align: left">$</td>
       <td style="width: 10%; text-align: right">-</td>
       <td style="width: 1%; text-align: left">&nbsp;</td>
       <td style="width: 1%">&nbsp;</td>
       <td style="width: 1%; text-align: left">$</td>
       <td style="width: 10%; text-align: right">3,738</td>
       <td style="width: 1%; text-align: left">&nbsp;</td>
       <td style="width: 1%">&nbsp;</td>
       <td style="width: 1%; text-align: left">$</td>
       <td style="width: 10%; text-align: right">6,178</td>
       <td style="width: 1%; text-align: left">&nbsp;</td>
      </tr>
      <tr style="vertical-align: bottom; background-color: White">
       <td>&nbsp;</td>
       <td>&nbsp;</td>
       <td style="text-align: left">&nbsp;</td>
       <td style="text-align: right">&nbsp;</td>
       <td style="text-align: left">&nbsp;</td>
       <td>&nbsp;</td>
       <td style="text-align: left">&nbsp;</td>
       <td style="text-align: right">&nbsp;</td>
       <td style="text-align: left">&nbsp;</td>
       <td>&nbsp;</td>
       <td style="text-align: left">&nbsp;</td>
       <td style="text-align: right">&nbsp;</td>
       <td style="text-align: left">&nbsp;</td>
      </tr>
      <tr style="vertical-align: bottom; background-color: rgb(204,238,255)">
       <td style="text-align: left">Recognition of actual losses</td>
       <td>&nbsp;</td>
       <td style="text-align: left">&nbsp;</td>
       <td style="text-align: right">-</td>
       <td style="text-align: left">&nbsp;</td>
       <td>&nbsp;</td>
       <td style="text-align: left">&nbsp;</td>
       <td style="text-align: right">-</td>
       <td style="text-align: left">&nbsp;</td>
       <td>&nbsp;</td>
       <td style="text-align: left">&nbsp;</td>
       <td style="text-align: right">(842</td>
       <td style="text-align: left">)</td>
      </tr>
      <tr style="vertical-align: bottom; background-color: White">
       <td style="text-align: left">OTTI charges due to credit loss recorded in earnings</td>
       <td>&nbsp;</td>
       <td style="text-align: left">&nbsp;</td>
       <td style="text-align: right">-</td>
       <td style="text-align: left">&nbsp;</td>
       <td>&nbsp;</td>
       <td style="text-align: left">&nbsp;</td>
       <td style="text-align: right">-</td>
       <td style="text-align: left">&nbsp;</td>
       <td>&nbsp;</td>
       <td style="text-align: left">&nbsp;</td>
       <td style="text-align: right">1,419</td>
       <td style="text-align: left">&nbsp;</td>
      </tr>
      <tr style="vertical-align: bottom; background-color: rgb(204,238,255)">
       <td style="text-align: left">Securities sold during the period</td>
       <td>&nbsp;</td>
       <td style="text-align: left">&nbsp;</td>
       <td style="text-align: right">-</td>
       <td style="text-align: left">&nbsp;</td>
       <td>&nbsp;</td>
       <td style="text-align: left">&nbsp;</td>
       <td style="text-align: right">(3,738</td>
       <td style="text-align: left">)</td>
       <td>&nbsp;</td>
       <td style="text-align: left">&nbsp;</td>
       <td style="text-align: right">(3,017</td>
       <td style="text-align: left">)</td>
      </tr>
      <tr style="vertical-align: bottom; background-color: White">
       <td style="text-align: left; padding-bottom: 1pt">&nbsp;</td>
       <td style="padding-bottom: 1pt">&nbsp;</td>
       <td style="border-bottom: Black 1pt solid; text-align: left">&nbsp;</td>
       <td style="border-bottom: Black 1pt solid; text-align: right">&nbsp;</td>
       <td style="border-bottom: Black 1pt solid; text-align: left">&nbsp;</td>
       <td style="padding-bottom: 1pt">&nbsp;</td>
       <td style="border-bottom: Black 1pt solid; text-align: left">&nbsp;</td>
       <td style="border-bottom: Black 1pt solid; text-align: right">&nbsp;</td>
       <td style="border-bottom: Black 1pt solid; text-align: left">&nbsp;</td>
       <td style="padding-bottom: 1pt">&nbsp;</td>
       <td style="border-bottom: Black 1pt solid; text-align: left">&nbsp;</td>
       <td style="border-bottom: Black 1pt solid; text-align: right">&nbsp;</td>
       <td style="border-bottom: Black 1pt solid; text-align: left">&nbsp;</td>
      </tr>
      <tr style="vertical-align: bottom; background-color: rgb(204,238,255)">
       <td style="text-align: left; padding-bottom: 2.25pt">Ending balance</td>
       <td style="padding-bottom: 2.25pt">&nbsp;</td>
       <td style="border-bottom: Black 2.25pt double; text-align: left">$</td>
       <td style="border-bottom: Black 2.25pt double; text-align: right">-</td>
       <td style="border-bottom: Black 2.25pt double; text-align: left">&nbsp;</td>
       <td style="padding-bottom: 2.25pt">&nbsp;</td>
       <td style="border-bottom: Black 2.25pt double; text-align: left">$</td>
       <td style="border-bottom: Black 2.25pt double; text-align: right">-</td>
       <td style="border-bottom: Black 2.25pt double; text-align: left">&nbsp;</td>
       <td style="padding-bottom: 2.25pt">&nbsp;</td>
       <td style="border-bottom: Black 2.25pt double; text-align: left">$</td>
       <td style="border-bottom: Black 2.25pt double; text-align: right">3,738</td>
       <td style="border-bottom: Black 2.25pt double; text-align: left">&nbsp;</td>
      </tr>

    </table><br/><p style="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify">The following table represents the gross gains and gross losses realized from the sale of securities available for sale for the periods indicated:</p><br/><table cellpadding="0" cellspacing="0" style="border-collapse: collapse; width: 100%; font: 10pt Times New Roman, Times, Serif">

      <tr style="vertical-align: bottom">
       <td>&nbsp;</td>
       <td style="padding-bottom: 1pt">&nbsp;</td>
       <td colspan="11" style="text-align: center; border-bottom: Black 1pt solid">For the years ended<br /> December 31,</td>
      </tr>
      <tr style="vertical-align: bottom">
       <td>&nbsp;</td>
       <td style="padding-bottom: 1pt">&nbsp;</td>
       <td colspan="3" style="text-align: center; border-bottom: Black 1pt solid">2015</td>
       <td style="padding-bottom: 1pt">&nbsp;</td>
       <td colspan="3" style="text-align: center; border-bottom: Black 1pt solid">2014</td>
       <td style="padding-bottom: 1pt">&nbsp;</td>
       <td colspan="3" style="text-align: center; border-bottom: Black 1pt solid">2013</td>
      </tr>
      <tr style="vertical-align: bottom">
       <td>&nbsp;</td>
       <td style="font-style: italic">&nbsp;</td>
       <td colspan="11" style="font-style: italic; text-align: center">(In thousands)</td>
      </tr>
      <tr style="vertical-align: bottom; background-color: rgb(204,238,255)">
       <td style="width: 61%; text-align: left">Gross gains from the sale of securities</td>
       <td style="width: 1%">&nbsp;</td>
       <td style="width: 1%; text-align: left">$</td>
       <td style="width: 10%; text-align: right">2,899</td>
       <td style="width: 1%; text-align: left">&nbsp;</td>
       <td style="width: 1%">&nbsp;</td>
       <td style="width: 1%; text-align: left">$</td>
       <td style="width: 10%; text-align: right">5,247</td>
       <td style="width: 1%; text-align: left">&nbsp;</td>
       <td style="width: 1%">&nbsp;</td>
       <td style="width: 1%; text-align: left">$</td>
       <td style="width: 10%; text-align: right">5,222</td>
       <td style="width: 1%; text-align: left">&nbsp;</td>
      </tr>
      <tr style="vertical-align: bottom; background-color: White">
       <td style="text-align: left">Gross losses from the sale of securities</td>
       <td>&nbsp;</td>
       <td style="text-align: left">&nbsp;</td>
       <td style="text-align: right">(2,732</td>
       <td style="text-align: left">)</td>
       <td>&nbsp;</td>
       <td style="text-align: left">&nbsp;</td>
       <td style="text-align: right">(2,372</td>
       <td style="text-align: left">)</td>
       <td>&nbsp;</td>
       <td style="text-align: left">&nbsp;</td>
       <td style="text-align: right">(2,201</td>
       <td style="text-align: left">)</td>
      </tr>
      <tr style="vertical-align: bottom; background-color: rgb(204,238,255)">
       <td style="text-align: left; padding-bottom: 1pt">&nbsp;</td>
       <td style="padding-bottom: 1pt">&nbsp;</td>
       <td style="border-bottom: Black 1pt solid; text-align: left">&nbsp;</td>
       <td style="border-bottom: Black 1pt solid; text-align: right">&nbsp;</td>
       <td style="border-bottom: Black 1pt solid; text-align: left">&nbsp;</td>
       <td style="padding-bottom: 1pt">&nbsp;</td>
       <td style="border-bottom: Black 1pt solid; text-align: left">&nbsp;</td>
       <td style="border-bottom: Black 1pt solid; text-align: right">&nbsp;</td>
       <td style="border-bottom: Black 1pt solid; text-align: left">&nbsp;</td>
       <td style="padding-bottom: 1pt">&nbsp;</td>
       <td style="border-bottom: Black 1pt solid; text-align: left">&nbsp;</td>
       <td style="border-bottom: Black 1pt solid; text-align: right">&nbsp;</td>
       <td style="border-bottom: Black 1pt solid; text-align: left">&nbsp;</td>
      </tr>
      <tr style="vertical-align: bottom; background-color: White">
       <td style="text-align: left; padding-bottom: 2.25pt">Net gains from the sale of securities</td>
       <td style="padding-bottom: 2.25pt">&nbsp;</td>
       <td style="border-bottom: Black 2.25pt double; text-align: left">$</td>
       <td style="border-bottom: Black 2.25pt double; text-align: right">167</td>
       <td style="border-bottom: Black 2.25pt double; text-align: left">&nbsp;</td>
       <td style="padding-bottom: 2.25pt">&nbsp;</td>
       <td style="border-bottom: Black 2.25pt double; text-align: left">$</td>
       <td style="border-bottom: Black 2.25pt double; text-align: right">2,875</td>
       <td style="border-bottom: Black 2.25pt double; text-align: left">&nbsp;</td>
       <td style="padding-bottom: 2.25pt">&nbsp;</td>
       <td style="border-bottom: Black 2.25pt double; text-align: left">$</td>
       <td style="border-bottom: Black 2.25pt double; text-align: right">3,021</td>
       <td style="border-bottom: Black 2.25pt double; text-align: left">&nbsp;</td>
      </tr>

    </table><br/><p style="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify">Included in &#x201c;Other assets&#x201d; within our Consolidated Statements of Financial Condition are amounts held in a rabbi trust for certain non-qualified deferred compensation plans totaling $14.8 million and $14.0 million at December 31, 2015 and 2014, respectively.</p><br/><span></span>
</td>
</tr>
</table>
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<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
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<td style="white-space:nowrap;">us-gaap_InvestmentsDebtAndEquitySecuritiesAbstract</td>
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<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>The entire disclosure for  investments in certain debt and equity securities.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 320<br> -Glossary Debt Security<br> -URI http://asc.fasb.org/extlink&amp;oid=6509901<br><br>Reference 2: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 320<br> -SubTopic 10<br> -Section 50<br> -Paragraph 6<br> -URI http://asc.fasb.org/extlink&amp;oid=27724398&amp;loc=d3e27290-111563<br><br>Reference 3: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 310<br> -SubTopic 30<br> -Section 50<br> -Paragraph 2<br> -URI http://asc.fasb.org/extlink&amp;oid=6379141&amp;loc=d3e15032-111544<br><br>Reference 4: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 320<br> -SubTopic 10<br> -Section 50<br> -Paragraph 5<br> -URI http://asc.fasb.org/extlink&amp;oid=27724398&amp;loc=d3e27232-111563<br><br>Reference 5: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 320<br> -Glossary Equity Security<br> -URI http://asc.fasb.org/extlink&amp;oid=6511694<br><br>Reference 6: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 942<br> -SubTopic 320<br> -Section 50<br> -Paragraph 2<br> -URI http://asc.fasb.org/extlink&amp;oid=6957658&amp;loc=d3e62557-112803<br><br>Reference 7: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 320<br> -SubTopic 10<br> -Section 50<br> -Paragraph 2<br> -URI http://asc.fasb.org/extlink&amp;oid=27724398&amp;loc=d3e27161-111563<br><br>Reference 8: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 320<br> -SubTopic 10<br> -Section 50<br> -Paragraph 9<br> -URI http://asc.fasb.org/extlink&amp;oid=27724398&amp;loc=d3e27357-111563<br><br>Reference 9: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 320<br> -SubTopic 10<br> -Section 50<br> -Paragraph 10<br> -URI http://asc.fasb.org/extlink&amp;oid=27724398&amp;loc=d3e27405-111563<br></p></div>
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<span style="display: none;">v3.3.1.900</span><table class="report" border="0" cellspacing="2" id="idp6835269968">
<tr>
<th class="tl" colspan="1" rowspan="2"><div style="width: 200px;"><strong>Note 7 - Bank Premises and Equipment, Net<br></strong></div></th>
<th class="th" colspan="1">12 Months Ended</th>
</tr>
<tr><th class="th"><div>Dec. 31, 2015</div></th></tr>
<tr class="re">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_PropertyPlantAndEquipmentAbstract', window );"><strong>Property, Plant and Equipment [Abstract]</strong></a></td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_PropertyPlantAndEquipmentDisclosureTextBlock', window );">Property, Plant and Equipment Disclosure [Text Block]</a></td>
<td class="text"><p style="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0"><b>7. Bank Premises and Equipment, Net</b></p><br/><p style="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">Bank premises and equipment are as follows at December 31:</p><br/><table cellpadding="0" cellspacing="0" style="border-collapse: collapse; width: 100%; font: 10pt Times New Roman, Times, Serif">

      <tr style="vertical-align: bottom">
       <td style="text-align: left">&nbsp;</td>
       <td style="padding-bottom: 1pt">&nbsp;</td>
       <td colspan="3" style="text-align: center; border-bottom: Black 1pt solid">2015</td>
       <td style="padding-bottom: 1pt">&nbsp;</td>
       <td colspan="3" style="text-align: center; border-bottom: Black 1pt solid">2014</td>
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      <tr style="vertical-align: bottom">
       <td style="text-align: left">&nbsp;</td>
       <td style="font-style: italic">&nbsp;</td>
       <td colspan="7" style="font-style: italic; text-align: center">(In thousands)</td>
      </tr>
      <tr style="vertical-align: bottom; background-color: rgb(204,238,255)">
       <td style="width: 70%; text-align: left">Land</td>
       <td style="width: 1%">&nbsp;</td>
       <td style="width: 1%; text-align: left">$</td>
       <td style="width: 12%; text-align: right">745</td>
       <td style="width: 1%; text-align: left">&nbsp;</td>
       <td style="width: 1%">&nbsp;</td>
       <td style="width: 1%; text-align: left">$</td>
       <td style="width: 12%; text-align: right">3,551</td>
       <td style="width: 1%; text-align: left">&nbsp;</td>
      </tr>
      <tr style="vertical-align: bottom; background-color: White">
       <td style="text-align: left">Building and leasehold improvements</td>
       <td>&nbsp;</td>
       <td style="text-align: left">&nbsp;</td>
       <td style="text-align: right">29,610</td>
       <td style="text-align: left">&nbsp;</td>
       <td>&nbsp;</td>
       <td style="text-align: left">&nbsp;</td>
       <td style="text-align: right">25,717</td>
       <td style="text-align: left">&nbsp;</td>
      </tr>
      <tr style="vertical-align: bottom; background-color: rgb(204,238,255)">
       <td style="text-align: left; padding-bottom: 1pt">Equipment and furniture</td>
       <td style="padding-bottom: 1pt">&nbsp;</td>
       <td style="border-bottom: Black 1pt solid; text-align: left">&nbsp;</td>
       <td style="border-bottom: Black 1pt solid; text-align: right">19,770</td>
       <td style="border-bottom: Black 1pt solid; text-align: left">&nbsp;</td>
       <td style="padding-bottom: 1pt">&nbsp;</td>
       <td style="border-bottom: Black 1pt solid; text-align: left">&nbsp;</td>
       <td style="border-bottom: Black 1pt solid; text-align: right">19,197</td>
       <td style="border-bottom: Black 1pt solid; text-align: left">&nbsp;</td>
      </tr>
      <tr style="vertical-align: bottom; background-color: White">
       <td style="text-align: left; padding-left: 10pt">Total</td>
       <td>&nbsp;</td>
       <td style="text-align: left">&nbsp;</td>
       <td style="text-align: right">50,125</td>
       <td style="text-align: left">&nbsp;</td>
       <td>&nbsp;</td>
       <td style="text-align: left">&nbsp;</td>
       <td style="text-align: right">48,465</td>
       <td style="text-align: left">&nbsp;</td>
      </tr>
      <tr style="vertical-align: bottom; background-color: rgb(204,238,255)">
       <td style="text-align: left; padding-bottom: 1pt">Less: Accumulated depreciation and amortization</td>
       <td style="padding-bottom: 1pt">&nbsp;</td>
       <td style="border-bottom: Black 1pt solid; text-align: left">&nbsp;</td>
       <td style="border-bottom: Black 1pt solid; text-align: right">24,503</td>
       <td style="border-bottom: Black 1pt solid; text-align: left">&nbsp;</td>
       <td style="padding-bottom: 1pt">&nbsp;</td>
       <td style="border-bottom: Black 1pt solid; text-align: left">&nbsp;</td>
       <td style="border-bottom: Black 1pt solid; text-align: right">26,597</td>
       <td style="border-bottom: Black 1pt solid; text-align: left">&nbsp;</td>
      </tr>
      <tr style="vertical-align: bottom; background-color: White">
       <td style="text-align: left; padding-bottom: 2.25pt; padding-left: 10pt">Bank premises and equipment, net</td>
       <td style="padding-bottom: 2.25pt">&nbsp;</td>
       <td style="border-bottom: Black 2.25pt double; text-align: left">$</td>
       <td style="border-bottom: Black 2.25pt double; text-align: right">25,622</td>
       <td style="border-bottom: Black 2.25pt double; text-align: left">&nbsp;</td>
       <td style="padding-bottom: 2.25pt">&nbsp;</td>
       <td style="border-bottom: Black 2.25pt double; text-align: left">$</td>
       <td style="border-bottom: Black 2.25pt double; text-align: right">21,868</td>
       <td style="border-bottom: Black 2.25pt double; text-align: left">&nbsp;</td>
      </tr>

    </table><br/><p style="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify">During the year ended December 31, 2015, we sold three of our branch buildings in sale-leaseback transactions, realizing a net gain on sale of $12.7 million, of which $6.5 million was recognized in earnings during the year ended December 31, 2015 and $6.2 million will be deferred and amortized over the 10 year term of the branch leases. We have no continuing involvement in the sold buildings other than as an ordinary lessee.</p><br/><span></span>
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<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>The entire disclosure for long-lived, physical assets used in the normal conduct of business and not intended for resale. Includes, but is not limited to, accounting policies and methodology, roll forwards, depreciation, depletion and amortization expense, including composite depreciation, accumulated depreciation, depletion and amortization expense, useful lives and method used, income statement disclosures, assets held for sale and public utility disclosures.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 210<br> -SubTopic 10<br> -Section S99<br> -Paragraph 1<br> -Subparagraph (SX 210.5-02.13-14)<br> -URI http://asc.fasb.org/extlink&amp;oid=6877327&amp;loc=d3e13212-122682<br><br>Reference 2: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 205<br> -SubTopic 20<br> -Section 50<br> -Paragraph 1<br> -URI http://asc.fasb.org/extlink&amp;oid=51717284&amp;loc=d3e1361-107760<br><br>Reference 3: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 360<br> -SubTopic 10<br> -Section 50<br> -Paragraph 2<br> -URI http://asc.fasb.org/extlink&amp;oid=51719941&amp;loc=d3e2921-110230<br><br>Reference 4: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 360<br> -SubTopic 10<br> -Section 50<br> -Paragraph 1<br> -URI http://asc.fasb.org/extlink&amp;oid=6391035&amp;loc=d3e2868-110229<br></p></div>
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<span style="display: none;">v3.3.1.900</span><table class="report" border="0" cellspacing="2" id="idp6838830416">
<tr>
<th class="tl" colspan="1" rowspan="2"><div style="width: 200px;"><strong>Note 8 - Deposits<br></strong></div></th>
<th class="th" colspan="1">12 Months Ended</th>
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<tr><th class="th"><div>Dec. 31, 2015</div></th></tr>
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<td class="text"><p style="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0.25in 0pt 0"><b>8. Deposits</b></p><br/><p style="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify">Total deposits at December 31, 2015 and 2014, and the weighted average rate on deposits at December 31, 2015, are as follows:</p><br/><table cellpadding="0" cellspacing="0" style="border-collapse: collapse; width: 100%; font: 10pt Times New Roman, Times, Serif">

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       <td style="text-align: center">&nbsp;</td>
       <td style="padding-bottom: 1pt">&nbsp;</td>
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       <td style="padding-bottom: 1pt">&nbsp;</td>
       <td colspan="3" style="text-align: center; border-bottom: Black 1pt solid">2014</td>
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      <tr style="vertical-align: bottom">
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       <td style="font-style: italic">&nbsp;</td>
       <td colspan="9" style="font-style: italic; text-align: center">(Dollars in thousands)</td>
      </tr>
      <tr style="vertical-align: bottom; background-color: rgb(204,238,255)">
       <td style="text-align: left">Interest-bearing deposits:</td>
       <td>&nbsp;</td>
       <td style="text-align: left">&nbsp;</td>
       <td style="text-align: right">&nbsp;</td>
       <td style="text-align: left">&nbsp;</td>
       <td>&nbsp;</td>
       <td style="text-align: left">&nbsp;</td>
       <td style="text-align: right">&nbsp;</td>
       <td style="text-align: left">&nbsp;</td>
       <td>&nbsp;</td>
       <td style="text-align: left">&nbsp;</td>
       <td style="text-align: right">&nbsp;</td>
       <td style="text-align: left">&nbsp;</td>
      </tr>
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       <td style="width: 61%; text-align: left; padding-left: 10pt">Certificate of deposit accounts</td>
       <td style="width: 1%">&nbsp;</td>
       <td style="width: 1%; text-align: left">$</td>
       <td style="width: 10%; text-align: right">1,403,302</td>
       <td style="width: 1%; text-align: left">&nbsp;</td>
       <td style="width: 1%">&nbsp;</td>
       <td style="width: 1%; text-align: left">$</td>
       <td style="width: 10%; text-align: right">1,305,823</td>
       <td style="width: 1%; text-align: left">&nbsp;</td>
       <td style="width: 1%">&nbsp;</td>
       <td style="width: 1%; text-align: left">&nbsp;</td>
       <td style="width: 10%; text-align: right">1.41</td>
       <td style="width: 1%; text-align: left">%</td>
      </tr>
      <tr style="vertical-align: bottom; background-color: rgb(204,238,255)">
       <td style="text-align: left; padding-left: 10pt">Savings accounts</td>
       <td>&nbsp;</td>
       <td style="text-align: left">&nbsp;</td>
       <td style="text-align: right">261,748</td>
       <td style="text-align: left">&nbsp;</td>
       <td>&nbsp;</td>
       <td style="text-align: left">&nbsp;</td>
       <td style="text-align: right">261,942</td>
       <td style="text-align: left">&nbsp;</td>
       <td>&nbsp;</td>
       <td style="text-align: left">&nbsp;</td>
       <td style="text-align: right">0.45</td>
       <td style="text-align: left">&nbsp;</td>
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       <td style="text-align: left; padding-left: 10pt">Money market accounts</td>
       <td>&nbsp;</td>
       <td style="text-align: left">&nbsp;</td>
       <td style="text-align: right">472,489</td>
       <td style="text-align: left">&nbsp;</td>
       <td>&nbsp;</td>
       <td style="text-align: left">&nbsp;</td>
       <td style="text-align: right">290,263</td>
       <td style="text-align: left">&nbsp;</td>
       <td>&nbsp;</td>
       <td style="text-align: left">&nbsp;</td>
       <td style="text-align: right">0.46</td>
       <td style="text-align: left">&nbsp;</td>
      </tr>
      <tr style="vertical-align: bottom; background-color: rgb(204,238,255)">
       <td style="text-align: left; padding-bottom: 1pt; padding-left: 10pt">NOW accounts</td>
       <td style="padding-bottom: 1pt">&nbsp;</td>
       <td style="border-bottom: Black 1pt solid; text-align: left">&nbsp;</td>
       <td style="border-bottom: Black 1pt solid; text-align: right">1,448,695</td>
       <td style="border-bottom: Black 1pt solid; text-align: left">&nbsp;</td>
       <td style="padding-bottom: 1pt">&nbsp;</td>
       <td style="border-bottom: Black 1pt solid; text-align: left">&nbsp;</td>
       <td style="border-bottom: Black 1pt solid; text-align: right">1,359,057</td>
       <td style="border-bottom: Black 1pt solid; text-align: left">&nbsp;</td>
       <td style="padding-bottom: 1pt">&nbsp;</td>
       <td style="text-align: left">&nbsp;</td>
       <td style="text-align: right">0.49</td>
       <td style="text-align: left">&nbsp;</td>
      </tr>
      <tr style="vertical-align: bottom; background-color: White">
       <td style="text-align: left; padding-left: 20pt">Total interest-bearing deposits</td>
       <td>&nbsp;</td>
       <td style="text-align: left">&nbsp;</td>
       <td style="text-align: right">3,586,234</td>
       <td style="text-align: left">&nbsp;</td>
       <td>&nbsp;</td>
       <td style="text-align: left">&nbsp;</td>
       <td style="text-align: right">3,217,085</td>
       <td style="text-align: left">&nbsp;</td>
       <td>&nbsp;</td>
       <td style="text-align: left">&nbsp;</td>
       <td style="text-align: right">&nbsp;</td>
       <td style="text-align: left">&nbsp;</td>
      </tr>
      <tr style="vertical-align: bottom; background-color: rgb(204,238,255)">
       <td style="text-align: left; padding-bottom: 1pt">Non-interest bearing demand deposits</td>
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       <td style="border-bottom: Black 1pt solid; text-align: left">&nbsp;</td>
       <td style="border-bottom: Black 1pt solid; text-align: right">269,469</td>
       <td style="border-bottom: Black 1pt solid; text-align: left">&nbsp;</td>
       <td style="padding-bottom: 1pt">&nbsp;</td>
       <td style="border-bottom: Black 1pt solid; text-align: left">&nbsp;</td>
       <td style="border-bottom: Black 1pt solid; text-align: right">255,834</td>
       <td style="border-bottom: Black 1pt solid; text-align: left">&nbsp;</td>
       <td style="padding-bottom: 1pt">&nbsp;</td>
       <td style="text-align: left">&nbsp;</td>
       <td style="text-align: right">&nbsp;</td>
       <td style="text-align: left">&nbsp;</td>
      </tr>
      <tr style="vertical-align: bottom; background-color: White">
       <td style="text-align: left; padding-left: 20pt">Total due to depositors</td>
       <td>&nbsp;</td>
       <td style="text-align: left">&nbsp;</td>
       <td style="text-align: right">3,855,703</td>
       <td style="text-align: left">&nbsp;</td>
       <td>&nbsp;</td>
       <td style="text-align: left">&nbsp;</td>
       <td style="text-align: right">3,472,919</td>
       <td style="text-align: left">&nbsp;</td>
       <td>&nbsp;</td>
       <td style="text-align: left">&nbsp;</td>
       <td style="text-align: right">&nbsp;</td>
       <td style="text-align: left">&nbsp;</td>
      </tr>
      <tr style="vertical-align: bottom; background-color: rgb(204,238,255)">
       <td style="text-align: left; padding-bottom: 1pt">Mortgagors' escrow deposits</td>
       <td style="padding-bottom: 1pt">&nbsp;</td>
       <td style="border-bottom: Black 1pt solid; text-align: left">&nbsp;</td>
       <td style="border-bottom: Black 1pt solid; text-align: right">36,844</td>
       <td style="border-bottom: Black 1pt solid; text-align: left">&nbsp;</td>
       <td style="padding-bottom: 1pt">&nbsp;</td>
       <td style="border-bottom: Black 1pt solid; text-align: left">&nbsp;</td>
       <td style="border-bottom: Black 1pt solid; text-align: right">35,679</td>
       <td style="border-bottom: Black 1pt solid; text-align: left">&nbsp;</td>
       <td style="padding-bottom: 1pt">&nbsp;</td>
       <td style="text-align: left">&nbsp;</td>
       <td style="text-align: right">0.17</td>
       <td style="text-align: left">&nbsp;</td>
      </tr>
      <tr style="vertical-align: bottom; background-color: White">
       <td style="text-align: left; padding-bottom: 2.25pt; padding-left: 20pt">Total deposits</td>
       <td style="padding-bottom: 2.25pt">&nbsp;</td>
       <td style="border-bottom: Black 2.25pt double; text-align: left">$</td>
       <td style="border-bottom: Black 2.25pt double; text-align: right">3,892,547</td>
       <td style="border-bottom: Black 2.25pt double; text-align: left">&nbsp;</td>
       <td style="padding-bottom: 2.25pt">&nbsp;</td>
       <td style="border-bottom: Black 2.25pt double; text-align: left">$</td>
       <td style="border-bottom: Black 2.25pt double; text-align: right">3,508,598</td>
       <td style="border-bottom: Black 2.25pt double; text-align: left">&nbsp;</td>
       <td style="padding-bottom: 2.25pt">&nbsp;</td>
       <td style="text-align: left">&nbsp;</td>
       <td style="text-align: right">&nbsp;</td>
       <td style="text-align: left">&nbsp;</td>
      </tr>

    </table><br/><p style="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify">The aggregate amount of time deposits with denominations of $250,000 or more (excluding brokered deposits issued in $1,000.00 amounts under a master certificate of deposit) was $169.2 million and $109.6 million at December 31, 2015 and 2014, respectively. The aggregate amount of brokered deposits was $982.8 million and $763.9 million at December 31, 2015 and 2014, respectively.</p><br/><p style="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify">Deposits obtained by the government banking division are collateralized by either securities or letters of credit issued by FHLB-NY or are placed in an Insured Cash Sweep service (&#x201c;ICS&#x201d;). The letters of credit are collateralized by mortgage loans pledged by the Bank.</p><br/><p style="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify">At December 31, 2015, government banking division deposits totaled $975.9 million, of which $210.7 million were ICS deposits and $765.2 million were collateralized by $364.7 million in securities and $494.0 million of letters of credit. At December 31, 2014, government banking division deposits totaled $891.9 million, of which $94.0 million were ICS deposits and $797.9 million were collateralized by $379.3 million in securities and $499.1 million of letters of credit.</p><br/><p style="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0.25in 0pt 0; text-align: justify">Interest expense on deposits is summarized as follows for the years ended December 31:</p><br/><table cellpadding="0" cellspacing="0" style="border-collapse: collapse; width: 100%; font: 10pt Times New Roman, Times, Serif">

      <tr style="vertical-align: bottom">
       <td style="text-align: center">&nbsp;</td>
       <td style="padding-bottom: 1pt">&nbsp;</td>
       <td colspan="3" style="text-align: center; border-bottom: Black 1pt solid">2015</td>
       <td style="padding-bottom: 1pt">&nbsp;</td>
       <td colspan="3" style="text-align: center; border-bottom: Black 1pt solid">2014</td>
       <td style="padding-bottom: 1pt">&nbsp;</td>
       <td colspan="3" style="text-align: center; border-bottom: Black 1pt solid">2013</td>
      </tr>
      <tr style="vertical-align: bottom">
       <td style="text-align: left">&nbsp;</td>
       <td style="font-style: italic">&nbsp;</td>
       <td colspan="11" style="font-style: italic; text-align: center">(In thousands)</td>
      </tr>
      <tr style="vertical-align: bottom; background-color: rgb(204,238,255)">
       <td style="width: 61%; text-align: left">Certificate of deposit accounts</td>
       <td style="width: 1%">&nbsp;</td>
       <td style="width: 1%; text-align: left">$</td>
       <td style="width: 10%; text-align: right">20,943</td>
       <td style="width: 1%; text-align: left">&nbsp;</td>
       <td style="width: 1%">&nbsp;</td>
       <td style="width: 1%; text-align: left">$</td>
       <td style="width: 10%; text-align: right">22,420</td>
       <td style="width: 1%; text-align: left">&nbsp;</td>
       <td style="width: 1%">&nbsp;</td>
       <td style="width: 1%; text-align: left">$</td>
       <td style="width: 10%; text-align: right">24,414</td>
       <td style="width: 1%; text-align: left">&nbsp;</td>
      </tr>
      <tr style="vertical-align: bottom; background-color: White">
       <td style="text-align: left">Savings accounts</td>
       <td>&nbsp;</td>
       <td style="text-align: left">&nbsp;</td>
       <td style="text-align: right">1,151</td>
       <td style="text-align: left">&nbsp;</td>
       <td>&nbsp;</td>
       <td style="text-align: left">&nbsp;</td>
       <td style="text-align: right">597</td>
       <td style="text-align: left">&nbsp;</td>
       <td>&nbsp;</td>
       <td style="text-align: left">&nbsp;</td>
       <td style="text-align: right">515</td>
       <td style="text-align: left">&nbsp;</td>
      </tr>
      <tr style="vertical-align: bottom; background-color: rgb(204,238,255)">
       <td style="text-align: left">Money market accounts</td>
       <td>&nbsp;</td>
       <td style="text-align: left">&nbsp;</td>
       <td style="text-align: right">1,551</td>
       <td style="text-align: left">&nbsp;</td>
       <td>&nbsp;</td>
       <td style="text-align: left">&nbsp;</td>
       <td style="text-align: right">667</td>
       <td style="text-align: left">&nbsp;</td>
       <td>&nbsp;</td>
       <td style="text-align: left">&nbsp;</td>
       <td style="text-align: right">294</td>
       <td style="text-align: left">&nbsp;</td>
      </tr>
      <tr style="vertical-align: bottom; background-color: White">
       <td style="text-align: left; padding-bottom: 1pt">NOW accounts</td>
       <td style="padding-bottom: 1pt">&nbsp;</td>
       <td style="border-bottom: Black 1pt solid; text-align: left">&nbsp;</td>
       <td style="border-bottom: Black 1pt solid; text-align: right">6,593</td>
       <td style="border-bottom: Black 1pt solid; text-align: left">&nbsp;</td>
       <td style="padding-bottom: 1pt">&nbsp;</td>
       <td style="border-bottom: Black 1pt solid; text-align: left">&nbsp;</td>
       <td style="border-bottom: Black 1pt solid; text-align: right">6,227</td>
       <td style="border-bottom: Black 1pt solid; text-align: left">&nbsp;</td>
       <td style="padding-bottom: 1pt">&nbsp;</td>
       <td style="border-bottom: Black 1pt solid; text-align: left">&nbsp;</td>
       <td style="border-bottom: Black 1pt solid; text-align: right">6,777</td>
       <td style="border-bottom: Black 1pt solid; text-align: left">&nbsp;</td>
      </tr>
      <tr style="vertical-align: bottom; background-color: rgb(204,238,255)">
       <td style="text-align: left; padding-left: 10pt">Total due to depositors</td>
       <td>&nbsp;</td>
       <td style="text-align: left">&nbsp;</td>
       <td style="text-align: right">30,238</td>
       <td style="text-align: left">&nbsp;</td>
       <td>&nbsp;</td>
       <td style="text-align: left">&nbsp;</td>
       <td style="text-align: right">29,911</td>
       <td style="text-align: left">&nbsp;</td>
       <td>&nbsp;</td>
       <td style="text-align: left">&nbsp;</td>
       <td style="text-align: right">32,000</td>
       <td style="text-align: left">&nbsp;</td>
      </tr>
      <tr style="vertical-align: bottom; background-color: White">
       <td style="text-align: left; padding-bottom: 1pt">Mortgagors' escrow deposits</td>
       <td style="padding-bottom: 1pt">&nbsp;</td>
       <td style="border-bottom: Black 1pt solid; text-align: left">&nbsp;</td>
       <td style="border-bottom: Black 1pt solid; text-align: right">98</td>
       <td style="border-bottom: Black 1pt solid; text-align: left">&nbsp;</td>
       <td style="padding-bottom: 1pt">&nbsp;</td>
       <td style="border-bottom: Black 1pt solid; text-align: left">&nbsp;</td>
       <td style="border-bottom: Black 1pt solid; text-align: right">133</td>
       <td style="border-bottom: Black 1pt solid; text-align: left">&nbsp;</td>
       <td style="padding-bottom: 1pt">&nbsp;</td>
       <td style="border-bottom: Black 1pt solid; text-align: left">&nbsp;</td>
       <td style="border-bottom: Black 1pt solid; text-align: right">37</td>
       <td style="border-bottom: Black 1pt solid; text-align: left">&nbsp;</td>
      </tr>
      <tr style="vertical-align: bottom; background-color: rgb(204,238,255)">
       <td style="text-align: left; padding-bottom: 2.25pt; padding-left: 10pt">Total interest expense on deposits</td>
       <td style="padding-bottom: 2.25pt">&nbsp;</td>
       <td style="border-bottom: Black 2.25pt double; text-align: left">$</td>
       <td style="border-bottom: Black 2.25pt double; text-align: right">30,336</td>
       <td style="border-bottom: Black 2.25pt double; text-align: left">&nbsp;</td>
       <td style="padding-bottom: 2.25pt">&nbsp;</td>
       <td style="border-bottom: Black 2.25pt double; text-align: left">$</td>
       <td style="border-bottom: Black 2.25pt double; text-align: right">30,044</td>
       <td style="border-bottom: Black 2.25pt double; text-align: left">&nbsp;</td>
       <td style="padding-bottom: 2.25pt">&nbsp;</td>
       <td style="border-bottom: Black 2.25pt double; text-align: left">$</td>
       <td style="border-bottom: Black 2.25pt double; text-align: right">32,037</td>
       <td style="border-bottom: Black 2.25pt double; text-align: left">&nbsp;</td>
      </tr>

    </table><br/><p style="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0.25in 0pt 0">Scheduled remaining maturities of certificate of deposit accounts are summarized as follows for the years ended December 31:</p><br/><table cellpadding="0" cellspacing="0" style="border-collapse: collapse; width: 100%; font: 10pt Times New Roman, Times, Serif">

      <tr style="vertical-align: bottom">
       <td style="text-align: center">&nbsp;</td>
       <td style="padding-bottom: 1pt">&nbsp;</td>
       <td colspan="3" style="text-align: center; border-bottom: Black 1pt solid">2015</td>
       <td style="padding-bottom: 1pt">&nbsp;</td>
       <td colspan="3" style="text-align: center; border-bottom: Black 1pt solid">2014</td>
      </tr>
      <tr style="vertical-align: bottom">
       <td style="text-align: left">&nbsp;</td>
       <td style="font-style: italic">&nbsp;</td>
       <td colspan="7" style="font-style: italic; text-align: center">(In thousands)</td>
      </tr>
      <tr style="vertical-align: bottom; background-color: rgb(204,238,255)">
       <td style="width: 70%; text-align: left">Within 12 months</td>
       <td style="width: 1%">&nbsp;</td>
       <td style="width: 1%; text-align: left">$</td>
       <td style="width: 12%; text-align: right">448,229</td>
       <td style="width: 1%; text-align: left">&nbsp;</td>
       <td style="width: 1%">&nbsp;</td>
       <td style="width: 1%; text-align: left">$</td>
       <td style="width: 12%; text-align: right">455,295</td>
       <td style="width: 1%; text-align: left">&nbsp;</td>
      </tr>
      <tr style="vertical-align: bottom; background-color: White">
       <td style="text-align: left">More than 12 months to 24 months</td>
       <td>&nbsp;</td>
       <td style="text-align: left">&nbsp;</td>
       <td style="text-align: right">478,361</td>
       <td style="text-align: left">&nbsp;</td>
       <td>&nbsp;</td>
       <td style="text-align: left">&nbsp;</td>
       <td style="text-align: right">269,840</td>
       <td style="text-align: left">&nbsp;</td>
      </tr>
      <tr style="vertical-align: bottom; background-color: rgb(204,238,255)">
       <td style="text-align: left">More than 24 months to 36 months</td>
       <td>&nbsp;</td>
       <td style="text-align: left">&nbsp;</td>
       <td style="text-align: right">247,349</td>
       <td style="text-align: left">&nbsp;</td>
       <td>&nbsp;</td>
       <td style="text-align: left">&nbsp;</td>
       <td style="text-align: right">229,931</td>
       <td style="text-align: left">&nbsp;</td>
      </tr>
      <tr style="vertical-align: bottom; background-color: White">
       <td style="text-align: left">More than 36 months to 48 months</td>
       <td>&nbsp;</td>
       <td style="text-align: left">&nbsp;</td>
       <td style="text-align: right">167,529</td>
       <td style="text-align: left">&nbsp;</td>
       <td>&nbsp;</td>
       <td style="text-align: left">&nbsp;</td>
       <td style="text-align: right">176,876</td>
       <td style="text-align: left">&nbsp;</td>
      </tr>
      <tr style="vertical-align: bottom; background-color: rgb(204,238,255)">
       <td style="text-align: left">More than 48 months to 60 months</td>
       <td>&nbsp;</td>
       <td style="text-align: left">&nbsp;</td>
       <td style="text-align: right">35,558</td>
       <td style="text-align: left">&nbsp;</td>
       <td>&nbsp;</td>
       <td style="text-align: left">&nbsp;</td>
       <td style="text-align: right">148,424</td>
       <td style="text-align: left">&nbsp;</td>
      </tr>
      <tr style="vertical-align: bottom; background-color: White">
       <td style="text-align: left; padding-bottom: 1pt">More than 60 months</td>
       <td style="padding-bottom: 1pt">&nbsp;</td>
       <td style="border-bottom: Black 1pt solid; text-align: left">&nbsp;</td>
       <td style="border-bottom: Black 1pt solid; text-align: right">26,276</td>
       <td style="border-bottom: Black 1pt solid; text-align: left">&nbsp;</td>
       <td style="padding-bottom: 1pt">&nbsp;</td>
       <td style="border-bottom: Black 1pt solid; text-align: left">&nbsp;</td>
       <td style="border-bottom: Black 1pt solid; text-align: right">25,457</td>
       <td style="border-bottom: Black 1pt solid; text-align: left">&nbsp;</td>
      </tr>
      <tr style="vertical-align: bottom; background-color: rgb(204,238,255)">
       <td style="text-align: left; padding-bottom: 2.25pt; padding-left: 10pt">Total certificate of deposit accounts</td>
       <td style="padding-bottom: 2.25pt">&nbsp;</td>
       <td style="border-bottom: Black 2.25pt double; text-align: left">$</td>
       <td style="border-bottom: Black 2.25pt double; text-align: right">1,403,302</td>
       <td style="border-bottom: Black 2.25pt double; text-align: left">&nbsp;</td>
       <td style="padding-bottom: 2.25pt">&nbsp;</td>
       <td style="border-bottom: Black 2.25pt double; text-align: left">$</td>
       <td style="border-bottom: Black 2.25pt double; text-align: right">1,305,823</td>
       <td style="border-bottom: Black 2.25pt double; text-align: left">&nbsp;</td>
      </tr>

    </table><br/><span></span>
</td>
</tr>
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<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>The entire disclosure for deposit liabilities including data and tables. It may include a description of the entity's deposit liabilities, the aggregate amount of time deposits (including certificates of deposit) in denominations of $100,000 or more at the balance sheet date; the aggregate amount of any demand deposits that have been reclassified as loan balances, such as overdrafts, at the balance sheet date; deposits that are received on terms other than those in the normal course of business, the amount of accrued interest on deposit liabilities; securities, mortgage loans or other financial instruments that serve as collateral for deposits; for time deposits having a remaining term of more than one year, the aggregate amount of maturities for each of the five years following the balance sheet date; and the weighted average interest rate for all deposit liabilities held by the entity.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 942<br> -SubTopic 405<br> -Section 50<br> -Paragraph 1<br> -URI http://asc.fasb.org/extlink&amp;oid=50488274&amp;loc=d3e64164-112818<br><br>Reference 2: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 942<br> -SubTopic 210<br> -Section S99<br> -Paragraph 1<br> -Subparagraph (SX 210.9-03.12)<br> -URI http://asc.fasb.org/extlink&amp;oid=6876686&amp;loc=d3e534808-122878<br></p></div>
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<span style="display: none;">v3.3.1.900</span><table class="report" border="0" cellspacing="2" id="idp6835269968">
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<th class="tl" colspan="1" rowspan="2"><div style="width: 200px;"><strong>Note 9 - Borrowed Funds and Securities Sold Under Agreements to Repurchase<br></strong></div></th>
<th class="th" colspan="1">12 Months Ended</th>
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<tr><th class="th"><div>Dec. 31, 2015</div></th></tr>
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<td class="text"><p style="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify"><b>9. Borrowed Funds and Securities Sold Under Agreements to Repurchase</b></p><br/><p style="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify">Borrowed funds and securities sold under agreements to repurchase are summarized as follows at December 31:</p><br/><table cellpadding="0" cellspacing="0" style="border-collapse: collapse; width: 100%; font: 10pt Times New Roman, Times, Serif">

      <tr style="vertical-align: bottom">
       <td style="text-align: left">&nbsp;</td>
       <td style="padding-bottom: 1pt">&nbsp;</td>
       <td colspan="7" style="text-align: center; border-bottom: Black 1pt solid">2015</td>
       <td style="padding-bottom: 1pt">&nbsp;</td>
       <td colspan="7" style="text-align: center; border-bottom: Black 1pt solid">2014</td>
      </tr>
      <tr style="vertical-align: bottom">
       <td style="text-align: left">&nbsp;</td>
       <td style="padding-bottom: 1pt">&nbsp;</td>
       <td colspan="3" style="text-align: center; border-bottom: Black 1pt solid">Amount</td>
       <td style="border-bottom: Black 1pt solid; text-align: left">&nbsp;</td>
       <td colspan="3" style="text-align: center; border-bottom: Black 1pt solid">Weighted <br /> Average <br /> Rate</td>
       <td style="padding-bottom: 1pt">&nbsp;</td>
       <td colspan="3" style="text-align: center; border-bottom: Black 1pt solid">Amount</td>
       <td style="border-bottom: Black 1pt solid; text-align: left">&nbsp;</td>
       <td colspan="3" style="text-align: center; border-bottom: Black 1pt solid">Weighted <br /> Average <br /> Rate</td>
      </tr>
      <tr style="vertical-align: bottom">
       <td style="text-align: left">&nbsp;</td>
       <td style="font-style: italic">&nbsp;</td>
       <td colspan="15" style="font-style: italic; text-align: center">(Dollars in thousands)</td>
      </tr>
      <tr style="vertical-align: bottom">
       <td style="text-align: left">&nbsp;</td>
       <td>&nbsp;</td>
       <td colspan="3" style="text-align: right">&nbsp;</td>
       <td>&nbsp;</td>
       <td colspan="3" style="text-align: right">&nbsp;</td>
       <td>&nbsp;</td>
       <td colspan="3" style="text-align: right">&nbsp;</td>
       <td>&nbsp;</td>
       <td colspan="3" style="text-align: right">&nbsp;</td>
      </tr>
      <tr style="vertical-align: bottom; background-color: rgb(204,238,255)">
       <td style="text-align: left">Repurchase agreements - fixed rate:</td>
       <td>&nbsp;</td>
       <td style="text-align: left">&nbsp;</td>
       <td style="text-align: right">&nbsp;</td>
       <td style="text-align: left">&nbsp;</td>
       <td>&nbsp;</td>
       <td style="text-align: left">&nbsp;</td>
       <td style="text-align: right">&nbsp;</td>
       <td style="text-align: left">&nbsp;</td>
       <td>&nbsp;</td>
       <td style="text-align: left">&nbsp;</td>
       <td style="text-align: right">&nbsp;</td>
       <td style="text-align: left">&nbsp;</td>
       <td>&nbsp;</td>
       <td style="text-align: left">&nbsp;</td>
       <td style="text-align: right">&nbsp;</td>
       <td style="text-align: left">&nbsp;</td>
      </tr>
      <tr style="vertical-align: bottom; background-color: White">
       <td style="width: 56%; text-align: left; padding-left: 10pt">Due in 2016</td>
       <td style="width: 1%">&nbsp;</td>
       <td style="width: 1%; text-align: left">$</td>
       <td style="width: 8%; text-align: right">38,000</td>
       <td style="width: 1%; text-align: left">&nbsp;</td>
       <td style="width: 1%">&nbsp;</td>
       <td style="width: 1%; text-align: left">&nbsp;</td>
       <td style="width: 8%; text-align: right">1.92</td>
       <td style="width: 1%; text-align: left">%</td>
       <td style="width: 1%">&nbsp;</td>
       <td style="width: 1%; text-align: left">$</td>
       <td style="width: 8%; text-align: right">38,000</td>
       <td style="width: 1%; text-align: left">&nbsp;</td>
       <td style="width: 1%">&nbsp;</td>
       <td style="width: 1%; text-align: left">&nbsp;</td>
       <td style="width: 8%; text-align: right">1.92</td>
       <td style="width: 1%; text-align: left">%</td>
      </tr>
      <tr style="vertical-align: bottom; background-color: rgb(204,238,255)">
       <td style="text-align: left; padding-left: 10pt">Due in 2017</td>
       <td>&nbsp;</td>
       <td style="text-align: left">&nbsp;</td>
       <td style="text-align: right">38,000</td>
       <td style="text-align: left">&nbsp;</td>
       <td>&nbsp;</td>
       <td style="text-align: left">&nbsp;</td>
       <td style="text-align: right">4.16</td>
       <td style="text-align: left">&nbsp;</td>
       <td>&nbsp;</td>
       <td style="text-align: left">&nbsp;</td>
       <td style="text-align: right">38,000</td>
       <td style="text-align: left">&nbsp;</td>
       <td>&nbsp;</td>
       <td style="text-align: left">&nbsp;</td>
       <td style="text-align: right">4.16</td>
       <td style="text-align: left">&nbsp;</td>
      </tr>
      <tr style="vertical-align: bottom; background-color: White">
       <td style="text-align: left; padding-left: 10pt">Due in 2020</td>
       <td>&nbsp;</td>
       <td style="text-align: left">&nbsp;</td>
       <td style="text-align: right">40,000</td>
       <td style="text-align: left">&nbsp;</td>
       <td>&nbsp;</td>
       <td style="text-align: left">&nbsp;</td>
       <td style="text-align: right">3.45</td>
       <td style="text-align: left">&nbsp;</td>
       <td>&nbsp;</td>
       <td style="text-align: left">&nbsp;</td>
       <td style="text-align: right">40,000</td>
       <td style="text-align: left">&nbsp;</td>
       <td>&nbsp;</td>
       <td style="text-align: left">&nbsp;</td>
       <td style="text-align: right">3.45</td>
       <td style="text-align: left">&nbsp;</td>
      </tr>
      <tr style="vertical-align: bottom; background-color: rgb(204,238,255)">
       <td style="text-align: left; padding-bottom: 1pt">&nbsp;</td>
       <td style="padding-bottom: 1pt">&nbsp;</td>
       <td style="border-bottom: Black 1pt solid; text-align: left">&nbsp;</td>
       <td style="border-bottom: Black 1pt solid; text-align: right">&nbsp;</td>
       <td style="border-bottom: Black 1pt solid; text-align: left">&nbsp;</td>
       <td style="border-bottom: Black 1pt solid; text-align: left">&nbsp;</td>
       <td style="border-bottom: Black 1pt solid; text-align: left">&nbsp;</td>
       <td style="border-bottom: Black 1pt solid; text-align: right">&nbsp;</td>
       <td style="border-bottom: Black 1pt solid; text-align: left">&nbsp;</td>
       <td style="padding-bottom: 1pt">&nbsp;</td>
       <td style="border-bottom: Black 1pt solid; text-align: left">&nbsp;</td>
       <td style="border-bottom: Black 1pt solid; text-align: right">&nbsp;</td>
       <td style="border-bottom: Black 1pt solid; text-align: left">&nbsp;</td>
       <td style="border-bottom: Black 1pt solid; text-align: left">&nbsp;</td>
       <td style="border-bottom: Black 1pt solid; text-align: left">&nbsp;</td>
       <td style="border-bottom: Black 1pt solid; text-align: right">&nbsp;</td>
       <td style="border-bottom: Black 1pt solid; text-align: left">&nbsp;</td>
      </tr>
      <tr style="vertical-align: bottom; background-color: White">
       <td style="text-align: left; padding-bottom: 1pt; padding-left: 20pt">Total repurchase agreements - fixed rate</td>
       <td style="padding-bottom: 1pt">&nbsp;</td>
       <td style="border-bottom: Black 1pt solid; text-align: left">&nbsp;</td>
       <td style="border-bottom: Black 1pt solid; text-align: right">116,000</td>
       <td style="border-bottom: Black 1pt solid; text-align: left">&nbsp;</td>
       <td style="border-bottom: Black 1pt solid; text-align: left">&nbsp;</td>
       <td style="border-bottom: Black 1pt solid; text-align: left">&nbsp;</td>
       <td style="border-bottom: Black 1pt solid; text-align: right">3.18</td>
       <td style="border-bottom: Black 1pt solid; text-align: left">&nbsp;</td>
       <td style="padding-bottom: 1pt">&nbsp;</td>
       <td style="border-bottom: Black 1pt solid; text-align: left">&nbsp;</td>
       <td style="border-bottom: Black 1pt solid; text-align: right">116,000</td>
       <td style="border-bottom: Black 1pt solid; text-align: left">&nbsp;</td>
       <td style="border-bottom: Black 1pt solid; text-align: left">&nbsp;</td>
       <td style="border-bottom: Black 1pt solid; text-align: left">&nbsp;</td>
       <td style="border-bottom: Black 1pt solid; text-align: right">3.18</td>
       <td style="border-bottom: Black 1pt solid; text-align: left">&nbsp;</td>
      </tr>
      <tr style="vertical-align: bottom; background-color: rgb(204,238,255)">
       <td style="text-align: left">&nbsp;</td>
       <td>&nbsp;</td>
       <td style="text-align: left">&nbsp;</td>
       <td style="text-align: right">&nbsp;</td>
       <td style="text-align: left">&nbsp;</td>
       <td>&nbsp;</td>
       <td style="text-align: left">&nbsp;</td>
       <td style="text-align: right">&nbsp;</td>
       <td style="text-align: left">&nbsp;</td>
       <td>&nbsp;</td>
       <td style="text-align: left">&nbsp;</td>
       <td style="text-align: right">&nbsp;</td>
       <td style="text-align: left">&nbsp;</td>
       <td>&nbsp;</td>
       <td style="text-align: left">&nbsp;</td>
       <td style="text-align: right">&nbsp;</td>
       <td style="text-align: left">&nbsp;</td>
      </tr>
      <tr style="vertical-align: bottom; background-color: White">
       <td style="text-align: left">FHLB-NY advances - fixed rate:</td>
       <td>&nbsp;</td>
       <td style="text-align: left">&nbsp;</td>
       <td style="text-align: right">&nbsp;</td>
       <td style="text-align: left">&nbsp;</td>
       <td>&nbsp;</td>
       <td style="text-align: left">&nbsp;</td>
       <td style="text-align: right">&nbsp;</td>
       <td style="text-align: left">&nbsp;</td>
       <td>&nbsp;</td>
       <td style="text-align: left">&nbsp;</td>
       <td style="text-align: right">&nbsp;</td>
       <td style="text-align: left">&nbsp;</td>
       <td>&nbsp;</td>
       <td style="text-align: left">&nbsp;</td>
       <td style="text-align: right">&nbsp;</td>
       <td style="text-align: left">&nbsp;</td>
      </tr>
      <tr style="vertical-align: bottom; background-color: rgb(204,238,255)">
       <td style="text-align: left; padding-left: 10pt">Due in 2015</td>
       <td>&nbsp;</td>
       <td style="text-align: left">&nbsp;</td>
       <td style="text-align: right">-</td>
       <td style="text-align: left">&nbsp;</td>
       <td>&nbsp;</td>
       <td style="text-align: left">&nbsp;</td>
       <td style="text-align: right">-</td>
       <td style="text-align: left">&nbsp;</td>
       <td>&nbsp;</td>
       <td style="text-align: left">&nbsp;</td>
       <td style="text-align: right">185,551</td>
       <td style="text-align: left">&nbsp;</td>
       <td>&nbsp;</td>
       <td style="text-align: left">&nbsp;</td>
       <td style="text-align: right">0.80</td>
       <td style="text-align: left">&nbsp;</td>
      </tr>
      <tr style="vertical-align: bottom; background-color: White">
       <td style="text-align: left; padding-left: 10pt">Due in 2016</td>
       <td>&nbsp;</td>
       <td style="text-align: left">&nbsp;</td>
       <td style="text-align: right">386,152</td>
       <td style="text-align: left">&nbsp;</td>
       <td>&nbsp;</td>
       <td style="text-align: left">&nbsp;</td>
       <td style="text-align: right">1.04</td>
       <td style="text-align: left">&nbsp;</td>
       <td>&nbsp;</td>
       <td style="text-align: left">&nbsp;</td>
       <td style="text-align: right">315,847</td>
       <td style="text-align: left">&nbsp;</td>
       <td>&nbsp;</td>
       <td style="text-align: left">&nbsp;</td>
       <td style="text-align: right">1.15</td>
       <td style="text-align: left">&nbsp;</td>
      </tr>
      <tr style="vertical-align: bottom; background-color: rgb(204,238,255)">
       <td style="text-align: left; padding-left: 10pt">Due in 2017</td>
       <td>&nbsp;</td>
       <td style="text-align: left">&nbsp;</td>
       <td style="text-align: right">250,708</td>
       <td style="text-align: left">&nbsp;</td>
       <td>&nbsp;</td>
       <td style="text-align: left">&nbsp;</td>
       <td style="text-align: right">1.29</td>
       <td style="text-align: left">&nbsp;</td>
       <td>&nbsp;</td>
       <td style="text-align: left">&nbsp;</td>
       <td style="text-align: right">305,525</td>
       <td style="text-align: left">&nbsp;</td>
       <td>&nbsp;</td>
       <td style="text-align: left">&nbsp;</td>
       <td style="text-align: right">2.12</td>
       <td style="text-align: left">&nbsp;</td>
      </tr>
      <tr style="vertical-align: bottom; background-color: White">
       <td style="text-align: left; padding-left: 10pt">Due in 2018</td>
       <td>&nbsp;</td>
       <td style="text-align: left">&nbsp;</td>
       <td style="text-align: right">265,088</td>
       <td style="text-align: left">&nbsp;</td>
       <td>&nbsp;</td>
       <td style="text-align: left">&nbsp;</td>
       <td style="text-align: right">1.30</td>
       <td style="text-align: left">&nbsp;</td>
       <td>&nbsp;</td>
       <td style="text-align: left">&nbsp;</td>
       <td style="text-align: right">74,798</td>
       <td style="text-align: left">&nbsp;</td>
       <td>&nbsp;</td>
       <td style="text-align: left">&nbsp;</td>
       <td style="text-align: right">1.29</td>
       <td style="text-align: left">&nbsp;</td>
      </tr>
      <tr style="vertical-align: bottom; background-color: rgb(204,238,255)">
       <td style="text-align: left; padding-left: 10pt">Due in 2019</td>
       <td>&nbsp;</td>
       <td style="text-align: left">&nbsp;</td>
       <td style="text-align: right">94,710</td>
       <td style="text-align: left">&nbsp;</td>
       <td>&nbsp;</td>
       <td style="text-align: left">&nbsp;</td>
       <td style="text-align: right">1.64</td>
       <td style="text-align: left">&nbsp;</td>
       <td>&nbsp;</td>
       <td style="text-align: left">&nbsp;</td>
       <td style="text-align: right">30,000</td>
       <td style="text-align: left">&nbsp;</td>
       <td>&nbsp;</td>
       <td style="text-align: left">&nbsp;</td>
       <td style="text-align: right">1.83</td>
       <td style="text-align: left">&nbsp;</td>
      </tr>
      <tr style="vertical-align: bottom; background-color: White">
       <td style="text-align: left; padding-bottom: 1pt; padding-left: 10pt">Due in 2020</td>
       <td style="padding-bottom: 1pt">&nbsp;</td>
       <td style="border-bottom: Black 1pt solid; text-align: left">&nbsp;</td>
       <td style="border-bottom: Black 1pt solid; text-align: right">110,000</td>
       <td style="border-bottom: Black 1pt solid; text-align: left">&nbsp;</td>
       <td style="border-bottom: Black 1pt solid; text-align: left">&nbsp;</td>
       <td style="border-bottom: Black 1pt solid; text-align: left">&nbsp;</td>
       <td style="border-bottom: Black 1pt solid; text-align: right">2.98</td>
       <td style="border-bottom: Black 1pt solid; text-align: left">&nbsp;</td>
       <td style="padding-bottom: 1pt">&nbsp;</td>
       <td style="border-bottom: Black 1pt solid; text-align: left">&nbsp;</td>
       <td style="border-bottom: Black 1pt solid; text-align: right">-</td>
       <td style="border-bottom: Black 1pt solid; text-align: left">&nbsp;</td>
       <td style="border-bottom: Black 1pt solid; text-align: left">&nbsp;</td>
       <td style="border-bottom: Black 1pt solid; text-align: left">&nbsp;</td>
       <td style="border-bottom: Black 1pt solid; text-align: right">-</td>
       <td style="border-bottom: Black 1pt solid; text-align: left">&nbsp;</td>
      </tr>
      <tr style="vertical-align: bottom; background-color: rgb(204,238,255)">
       <td style="text-align: left; padding-bottom: 1pt; padding-left: 20pt">Total FHLB-NY advances - fixed rate</td>
       <td style="padding-bottom: 1pt">&nbsp;</td>
       <td style="border-bottom: Black 1pt solid; text-align: left">&nbsp;</td>
       <td style="border-bottom: Black 1pt solid; text-align: right">1,106,658</td>
       <td style="border-bottom: Black 1pt solid; text-align: left">&nbsp;</td>
       <td style="border-bottom: Black 1pt solid; text-align: left">&nbsp;</td>
       <td style="border-bottom: Black 1pt solid; text-align: left">&nbsp;</td>
       <td style="border-bottom: Black 1pt solid; text-align: right">1.40</td>
       <td style="border-bottom: Black 1pt solid; text-align: left">&nbsp;</td>
       <td style="padding-bottom: 1pt">&nbsp;</td>
       <td style="border-bottom: Black 1pt solid; text-align: left">&nbsp;</td>
       <td style="border-bottom: Black 1pt solid; text-align: right">911,721</td>
       <td style="border-bottom: Black 1pt solid; text-align: left">&nbsp;</td>
       <td style="border-bottom: Black 1pt solid; text-align: left">&nbsp;</td>
       <td style="border-bottom: Black 1pt solid; text-align: left">&nbsp;</td>
       <td style="border-bottom: Black 1pt solid; text-align: right">1.44</td>
       <td style="border-bottom: Black 1pt solid; text-align: left">&nbsp;</td>
      </tr>
      <tr style="vertical-align: bottom; background-color: White">
       <td style="text-align: left">&nbsp;</td>
       <td>&nbsp;</td>
       <td style="text-align: left">&nbsp;</td>
       <td style="text-align: right">&nbsp;</td>
       <td style="text-align: left">&nbsp;</td>
       <td>&nbsp;</td>
       <td style="text-align: left">&nbsp;</td>
       <td style="text-align: right">&nbsp;</td>
       <td style="text-align: left">&nbsp;</td>
       <td>&nbsp;</td>
       <td style="text-align: left">&nbsp;</td>
       <td style="text-align: right">&nbsp;</td>
       <td style="text-align: left">&nbsp;</td>
       <td>&nbsp;</td>
       <td style="text-align: left">&nbsp;</td>
       <td style="text-align: right">&nbsp;</td>
       <td style="text-align: left">&nbsp;</td>
      </tr>
      <tr style="vertical-align: bottom; background-color: rgb(204,238,255)">
       <td style="text-align: left">Other Borrowings</td>
       <td>&nbsp;</td>
       <td style="text-align: left">&nbsp;</td>
       <td style="text-align: right">&nbsp;</td>
       <td style="text-align: left">&nbsp;</td>
       <td>&nbsp;</td>
       <td style="text-align: left">&nbsp;</td>
       <td style="text-align: right">&nbsp;</td>
       <td style="text-align: left">&nbsp;</td>
       <td>&nbsp;</td>
       <td style="text-align: left">&nbsp;</td>
       <td style="text-align: right">&nbsp;</td>
       <td style="text-align: left">&nbsp;</td>
       <td>&nbsp;</td>
       <td style="text-align: left">&nbsp;</td>
       <td style="text-align: right">&nbsp;</td>
       <td style="text-align: left">&nbsp;</td>
      </tr>
      <tr style="vertical-align: bottom; background-color: White">
       <td style="text-align: left; padding-bottom: 1pt; padding-left: 10pt">Due in 2016</td>
       <td style="padding-bottom: 1pt">&nbsp;</td>
       <td style="border-bottom: Black 1pt solid; text-align: left">&nbsp;</td>
       <td style="border-bottom: Black 1pt solid; text-align: right">20,000</td>
       <td style="border-bottom: Black 1pt solid; text-align: left">&nbsp;</td>
       <td style="border-bottom: Black 1pt solid; text-align: left">&nbsp;</td>
       <td style="border-bottom: Black 1pt solid; text-align: left">&nbsp;</td>
       <td style="border-bottom: Black 1pt solid; text-align: right">0.56</td>
       <td style="border-bottom: Black 1pt solid; text-align: left">&nbsp;</td>
       <td style="padding-bottom: 1pt">&nbsp;</td>
       <td style="border-bottom: Black 1pt solid; text-align: left">&nbsp;</td>
       <td style="border-bottom: Black 1pt solid; text-align: right">-</td>
       <td style="border-bottom: Black 1pt solid; text-align: left">&nbsp;</td>
       <td style="border-bottom: Black 1pt solid; text-align: left">&nbsp;</td>
       <td style="border-bottom: Black 1pt solid; text-align: left">&nbsp;</td>
       <td style="border-bottom: Black 1pt solid; text-align: right">-</td>
       <td style="border-bottom: Black 1pt solid; text-align: left">&nbsp;</td>
      </tr>
      <tr style="vertical-align: bottom; background-color: rgb(204,238,255)">
       <td style="text-align: left">&nbsp;</td>
       <td>&nbsp;</td>
       <td style="text-align: left">&nbsp;</td>
       <td style="text-align: right">&nbsp;</td>
       <td style="text-align: left">&nbsp;</td>
       <td>&nbsp;</td>
       <td style="text-align: left">&nbsp;</td>
       <td style="text-align: right">&nbsp;</td>
       <td style="text-align: left">&nbsp;</td>
       <td>&nbsp;</td>
       <td style="text-align: left">&nbsp;</td>
       <td style="text-align: right">&nbsp;</td>
       <td style="text-align: left">&nbsp;</td>
       <td>&nbsp;</td>
       <td style="text-align: left">&nbsp;</td>
       <td style="text-align: right">&nbsp;</td>
       <td style="text-align: left">&nbsp;</td>
      </tr>
      <tr style="vertical-align: bottom; background-color: White">
       <td style="text-align: left">Junior subordinated debentures - adjustable rate</td>
       <td>&nbsp;</td>
       <td style="text-align: left">&nbsp;</td>
       <td style="text-align: right">&nbsp;</td>
       <td style="text-align: left">&nbsp;</td>
       <td>&nbsp;</td>
       <td style="text-align: left">&nbsp;</td>
       <td style="text-align: right">&nbsp;</td>
       <td style="text-align: left">&nbsp;</td>
       <td>&nbsp;</td>
       <td style="text-align: left">&nbsp;</td>
       <td style="text-align: right">&nbsp;</td>
       <td style="text-align: left">&nbsp;</td>
       <td>&nbsp;</td>
       <td style="text-align: left">&nbsp;</td>
       <td style="text-align: right">&nbsp;</td>
       <td style="text-align: left">&nbsp;</td>
      </tr>
      <tr style="vertical-align: bottom; background-color: rgb(204,238,255)">
       <td style="text-align: left; padding-bottom: 1pt; padding-left: 10pt">Due in 2037</td>
       <td style="padding-bottom: 1pt">&nbsp;</td>
       <td style="border-bottom: Black 1pt solid; text-align: left">&nbsp;</td>
       <td style="border-bottom: Black 1pt solid; text-align: right">29,018</td>
       <td style="border-bottom: Black 1pt solid; text-align: left">&nbsp;</td>
       <td style="border-bottom: Black 1pt solid; text-align: left">&nbsp;</td>
       <td style="border-bottom: Black 1pt solid; text-align: left">&nbsp;</td>
       <td style="border-bottom: Black 1pt solid; text-align: right">5.67</td>
       <td style="border-bottom: Black 1pt solid; text-align: left">&nbsp;</td>
       <td style="padding-bottom: 1pt">&nbsp;</td>
       <td style="border-bottom: Black 1pt solid; text-align: left">&nbsp;</td>
       <td style="border-bottom: Black 1pt solid; text-align: right">28,771</td>
       <td style="border-bottom: Black 1pt solid; text-align: left">&nbsp;</td>
       <td style="border-bottom: Black 1pt solid; text-align: left">&nbsp;</td>
       <td style="border-bottom: Black 1pt solid; text-align: left">&nbsp;</td>
       <td style="border-bottom: Black 1pt solid; text-align: right">5.96</td>
       <td style="border-bottom: Black 1pt solid; text-align: left">&nbsp;</td>
      </tr>
      <tr style="vertical-align: bottom; background-color: White">
       <td style="text-align: left">&nbsp;</td>
       <td>&nbsp;</td>
       <td style="text-align: left">&nbsp;</td>
       <td style="text-align: right">&nbsp;</td>
       <td style="text-align: left">&nbsp;</td>
       <td>&nbsp;</td>
       <td style="text-align: left">&nbsp;</td>
       <td style="text-align: right">&nbsp;</td>
       <td style="text-align: left">&nbsp;</td>
       <td>&nbsp;</td>
       <td style="text-align: left">&nbsp;</td>
       <td style="text-align: right">&nbsp;</td>
       <td style="text-align: left">&nbsp;</td>
       <td>&nbsp;</td>
       <td style="text-align: left">&nbsp;</td>
       <td style="text-align: right">&nbsp;</td>
       <td style="text-align: left">&nbsp;</td>
      </tr>
      <tr style="vertical-align: bottom; background-color: rgb(204,238,255)">
       <td style="text-align: left; padding-bottom: 2.25pt">Total borrowings</td>
       <td style="padding-bottom: 2.25pt">&nbsp;</td>
       <td style="border-bottom: Black 2.25pt double; text-align: left">$</td>
       <td style="border-bottom: Black 2.25pt double; text-align: right">1,271,676</td>
       <td style="border-bottom: Black 2.25pt double; text-align: left">&nbsp;</td>
       <td style="border-bottom: Black 2.25pt double; text-align: left">&nbsp;</td>
       <td style="border-bottom: Black 2.25pt double; text-align: left">&nbsp;</td>
       <td style="border-bottom: Black 2.25pt double; text-align: right">1.65</td>
       <td style="border-bottom: Black 2.25pt double; text-align: left">%</td>
       <td style="padding-bottom: 2.25pt">&nbsp;</td>
       <td style="border-bottom: Black 2.25pt double; text-align: left">$</td>
       <td style="border-bottom: Black 2.25pt double; text-align: right">1,056,492</td>
       <td style="border-bottom: Black 2.25pt double; text-align: left">&nbsp;</td>
       <td style="border-bottom: Black 2.25pt double; text-align: left">&nbsp;</td>
       <td style="border-bottom: Black 2.25pt double; text-align: left">&nbsp;</td>
       <td style="border-bottom: Black 2.25pt double; text-align: right">1.75</td>
       <td style="border-bottom: Black 2.25pt double; text-align: left">%</td>
      </tr>

    </table><br/><p style="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify">During 2015, $<font style="color: windowtext">80.0 million in FHLB-NY fixed rate advances modified from an average cost of 4.41% to an average cost of 3.46%. This modification extended the maturity on the advances by an average of 2.3 years without incurring a prepayment penalty.</font></p><br/><p style="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify">At December 31, 2015, the Bank was able to borrow up to $2,478.8 million from the FHLB-NY in Federal Home Loan Bank advances and letters of credit. As of December 31, 2015, the Bank had $1,601.1 million outstanding in combined balances of FHLB-NY advances and letters of credit. At December 31, 2015, the Bank also has unsecured lines of credit with other commercial banks totaling $60.0 million.</p><br/><p style="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify">Borrowings which have call provisions are summarized as follows at December 31, 2015:</p><br/><table cellpadding="0" cellspacing="0" style="border-collapse: collapse; width: 100%; font: 10pt Times New Roman, Times, Serif">

      <tr style="vertical-align: bottom">
       <td>&nbsp;</td>
       <td style="padding-bottom: 1pt">&nbsp;</td>
       <td colspan="3" style="text-align: center; border-bottom: Black 1pt solid">Amount</td>
       <td style="padding-bottom: 1pt">&nbsp;</td>
       <td colspan="3" style="text-align: center; border-bottom: Black 1pt solid">Rate</td>
       <td style="padding-bottom: 1pt">&nbsp;</td>
       <td colspan="3" style="text-align: center; border-bottom: Black 1pt solid">Maturity Date</td>
       <td style="padding-bottom: 1pt">&nbsp;</td>
       <td colspan="3" style="text-align: center; border-bottom: Black 1pt solid">Call Date</td>
      </tr>
      <tr style="vertical-align: bottom">
       <td>&nbsp;</td>
       <td style="font-style: italic">&nbsp;</td>
       <td colspan="15" style="font-style: italic; text-align: center">(Dollars in thousands)</td>
      </tr>
      <tr style="vertical-align: bottom; background-color: rgb(204,238,255)">
       <td style="width: 56%; text-align: left">FHLB-NY advances - fixed rate</td>
       <td style="width: 1%">&nbsp;</td>
       <td style="width: 1%; text-align: left">$</td>
       <td style="width: 8%; text-align: right">30,000</td>
       <td style="width: 1%; text-align: left">&nbsp;</td>
       <td style="width: 1%">&nbsp;</td>
       <td style="width: 1%; text-align: left">&nbsp;</td>
       <td style="width: 8%; text-align: right">3.60</td>
       <td style="width: 1%; text-align: left">%</td>
       <td style="width: 1%">&nbsp;</td>
       <td style="width: 1%; text-align: left">&nbsp;</td>
       <td style="width: 8%; text-align: right">1/23/2020</td>
       <td style="width: 1%; text-align: left">&nbsp;</td>
       <td style="width: 1%">&nbsp;</td>
       <td style="width: 1%; text-align: left">&nbsp;</td>
       <td style="width: 8%; text-align: right">1/23/2016</td>
       <td style="width: 1%; text-align: left">&nbsp;</td>
      </tr>
      <tr style="vertical-align: bottom; background-color: White">
       <td style="text-align: left">FHLB-NY advances - fixed rate</td>
       <td>&nbsp;</td>
       <td style="text-align: left">&nbsp;</td>
       <td style="text-align: right">20,000</td>
       <td style="text-align: left">&nbsp;</td>
       <td>&nbsp;</td>
       <td style="text-align: left">&nbsp;</td>
       <td style="text-align: right">3.49</td>
       <td style="text-align: left">&nbsp;</td>
       <td>&nbsp;</td>
       <td style="text-align: left">&nbsp;</td>
       <td style="text-align: right">1/23/2020</td>
       <td style="text-align: left">&nbsp;</td>
       <td>&nbsp;</td>
       <td style="text-align: left">&nbsp;</td>
       <td style="text-align: right">1/25/2016</td>
       <td style="text-align: left">&nbsp;</td>
      </tr>
      <tr style="vertical-align: bottom; background-color: rgb(204,238,255)">
       <td style="text-align: left">FHLB-NY advances - fixed rate</td>
       <td>&nbsp;</td>
       <td style="text-align: left">&nbsp;</td>
       <td style="text-align: right">10,000</td>
       <td style="text-align: left">&nbsp;</td>
       <td>&nbsp;</td>
       <td style="text-align: left">&nbsp;</td>
       <td style="text-align: right">3.37</td>
       <td style="text-align: left">&nbsp;</td>
       <td>&nbsp;</td>
       <td style="text-align: left">&nbsp;</td>
       <td style="text-align: right">1/27/2020</td>
       <td style="text-align: left">&nbsp;</td>
       <td>&nbsp;</td>
       <td style="text-align: left">&nbsp;</td>
       <td style="text-align: right">1/26/2016</td>
       <td style="text-align: left">&nbsp;</td>
      </tr>
      <tr style="vertical-align: bottom; background-color: White">
       <td style="text-align: left">FHLB-NY advances - fixed rate</td>
       <td>&nbsp;</td>
       <td style="text-align: left">&nbsp;</td>
       <td style="text-align: right">10,000</td>
       <td style="text-align: left">&nbsp;</td>
       <td>&nbsp;</td>
       <td style="text-align: left">&nbsp;</td>
       <td style="text-align: right">3.28</td>
       <td style="text-align: left">&nbsp;</td>
       <td>&nbsp;</td>
       <td style="text-align: left">&nbsp;</td>
       <td style="text-align: right">1/27/2020</td>
       <td style="text-align: left">&nbsp;</td>
       <td>&nbsp;</td>
       <td style="text-align: left">&nbsp;</td>
       <td style="text-align: right">1/26/2016</td>
       <td style="text-align: left">&nbsp;</td>
      </tr>
      <tr style="vertical-align: bottom; background-color: rgb(204,238,255)">
       <td style="text-align: left">FHLB-NY advances - fixed rate</td>
       <td>&nbsp;</td>
       <td style="text-align: left">&nbsp;</td>
       <td style="text-align: right">10,000</td>
       <td style="text-align: left">&nbsp;</td>
       <td>&nbsp;</td>
       <td style="text-align: left">&nbsp;</td>
       <td style="text-align: right">3.25</td>
       <td style="text-align: left">&nbsp;</td>
       <td>&nbsp;</td>
       <td style="text-align: left">&nbsp;</td>
       <td style="text-align: right">1/28/2020</td>
       <td style="text-align: left">&nbsp;</td>
       <td>&nbsp;</td>
       <td style="text-align: left">&nbsp;</td>
       <td style="text-align: right">1/28/2016</td>
       <td style="text-align: left">&nbsp;</td>
      </tr>
      <tr style="vertical-align: bottom; background-color: White">
       <td style="text-align: left">Repurchase agreements - fixed rate</td>
       <td>&nbsp;</td>
       <td style="text-align: left">&nbsp;</td>
       <td style="text-align: right">20,000</td>
       <td style="text-align: left">&nbsp;</td>
       <td>&nbsp;</td>
       <td style="text-align: left">&nbsp;</td>
       <td style="text-align: right">2.20</td>
       <td style="text-align: left">&nbsp;</td>
       <td>&nbsp;</td>
       <td style="text-align: left">&nbsp;</td>
       <td style="text-align: right">7/12/2016</td>
       <td style="text-align: left">&nbsp;</td>
       <td>&nbsp;</td>
       <td style="text-align: left">&nbsp;</td>
       <td style="text-align: right">1/12/2016</td>
       <td style="text-align: left">&nbsp;</td>
      </tr>
      <tr style="vertical-align: bottom; background-color: rgb(204,238,255)">
       <td style="text-align: left">Repurchase agreements - fixed rate</td>
       <td>&nbsp;</td>
       <td style="text-align: left">&nbsp;</td>
       <td style="text-align: right">18,000</td>
       <td style="text-align: left">&nbsp;</td>
       <td>&nbsp;</td>
       <td style="text-align: left">&nbsp;</td>
       <td style="text-align: right">4.28</td>
       <td style="text-align: left">&nbsp;</td>
       <td>&nbsp;</td>
       <td style="text-align: left">&nbsp;</td>
       <td style="text-align: right">10/18/2017</td>
       <td style="text-align: left">&nbsp;</td>
       <td>&nbsp;</td>
       <td style="text-align: left">&nbsp;</td>
       <td style="text-align: right">1/19/2016</td>
       <td style="text-align: left">&nbsp;</td>
      </tr>
      <tr style="vertical-align: bottom; background-color: White">
       <td style="text-align: left">Repurchase agreements - fixed rate</td>
       <td>&nbsp;</td>
       <td style="text-align: left">&nbsp;</td>
       <td style="text-align: right">18,000</td>
       <td style="text-align: left">&nbsp;</td>
       <td>&nbsp;</td>
       <td style="text-align: left">&nbsp;</td>
       <td style="text-align: right">1.60</td>
       <td style="text-align: left">&nbsp;</td>
       <td>&nbsp;</td>
       <td style="text-align: left">&nbsp;</td>
       <td style="text-align: right">4/19/2016</td>
       <td style="text-align: left">&nbsp;</td>
       <td>&nbsp;</td>
       <td style="text-align: left">&nbsp;</td>
       <td style="text-align: right">1/19/2016</td>
       <td style="text-align: left">&nbsp;</td>
      </tr>
      <tr style="vertical-align: bottom; background-color: rgb(204,238,255)">
       <td style="text-align: left">Repurchase agreements - fixed rate</td>
       <td>&nbsp;</td>
       <td style="text-align: left">&nbsp;</td>
       <td style="text-align: right">10,000</td>
       <td style="text-align: left">&nbsp;</td>
       <td>&nbsp;</td>
       <td style="text-align: left">&nbsp;</td>
       <td style="text-align: right">3.08</td>
       <td style="text-align: left">&nbsp;</td>
       <td>&nbsp;</td>
       <td style="text-align: left">&nbsp;</td>
       <td style="text-align: right">8/1/2020</td>
       <td style="text-align: left">&nbsp;</td>
       <td>&nbsp;</td>
       <td style="text-align: left">&nbsp;</td>
       <td style="text-align: right">2/1/2016</td>
       <td style="text-align: left">&nbsp;</td>
      </tr>
      <tr style="vertical-align: bottom; background-color: White">
       <td style="text-align: left">Repurchase agreements - fixed rate</td>
       <td>&nbsp;</td>
       <td style="text-align: left">&nbsp;</td>
       <td style="text-align: right">10,000</td>
       <td style="text-align: left">&nbsp;</td>
       <td>&nbsp;</td>
       <td style="text-align: left">&nbsp;</td>
       <td style="text-align: right">3.19</td>
       <td style="text-align: left">&nbsp;</td>
       <td>&nbsp;</td>
       <td style="text-align: left">&nbsp;</td>
       <td style="text-align: right">2/1/2020</td>
       <td style="text-align: left">&nbsp;</td>
       <td>&nbsp;</td>
       <td style="text-align: left">&nbsp;</td>
       <td style="text-align: right">2/1/2016</td>
       <td style="text-align: left">&nbsp;</td>
      </tr>
      <tr style="vertical-align: bottom; background-color: rgb(204,238,255)">
       <td style="text-align: left">Repurchase agreements - fixed rate</td>
       <td>&nbsp;</td>
       <td style="text-align: left">&nbsp;</td>
       <td style="text-align: right">20,000</td>
       <td style="text-align: left">&nbsp;</td>
       <td>&nbsp;</td>
       <td style="text-align: left">&nbsp;</td>
       <td style="text-align: right">3.76</td>
       <td style="text-align: left">&nbsp;</td>
       <td>&nbsp;</td>
       <td style="text-align: left">&nbsp;</td>
       <td style="text-align: right">8/1/2020</td>
       <td style="text-align: left">&nbsp;</td>
       <td>&nbsp;</td>
       <td style="text-align: left">&nbsp;</td>
       <td style="text-align: right">2/1/2016</td>
       <td style="text-align: left">&nbsp;</td>
      </tr>
      <tr style="vertical-align: bottom; background-color: White">
       <td style="text-align: left">Repurchase agreements - fixed rate</td>
       <td>&nbsp;</td>
       <td style="text-align: left">&nbsp;</td>
       <td style="text-align: right">20,000</td>
       <td style="text-align: left">&nbsp;</td>
       <td>&nbsp;</td>
       <td style="text-align: left">&nbsp;</td>
       <td style="text-align: right">4.05</td>
       <td style="text-align: left">&nbsp;</td>
       <td>&nbsp;</td>
       <td style="text-align: left">&nbsp;</td>
       <td style="text-align: right">9/19/2017</td>
       <td style="text-align: left">&nbsp;</td>
       <td>&nbsp;</td>
       <td style="text-align: left">&nbsp;</td>
       <td style="text-align: right">3/21/2016</td>
       <td style="text-align: left">&nbsp;</td>
      </tr>

    </table><br/><p style="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify">As part of the Company&#x2019;s strategy to finance investment opportunities and manage its cost of funds, the Company enters into repurchase agreements with broker-dealers and the FHLB-NY. These agreements are recorded as financing transactions and the obligations to repurchase are reflected as a liability in the Consolidated Statements of Financial Condition. The securities underlying the agreements are delivered to the broker-dealers or the FHLB-NY who arrange the transaction. The securities remain registered in the name of the Company and are returned upon the maturity of the agreement. The Company retains the right of substitution of collateral throughout the terms of the agreements. As a condition of the repurchase agreements the Company is required to provide sufficient collateral. If the fair value of the collateral were to fall below the required level, the Company is obligated to pledge additional collateral. All the repurchase agreements are collateralized by mortgage-backed securities.</p><br/><p style="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify">Information relating to these agreements at or for the years ended December 31 is as follows:</p><br/><table cellpadding="0" cellspacing="0" style="border-collapse: collapse; width: 100%; font: 10pt Times New Roman, Times, Serif">

      <tr style="vertical-align: bottom">
       <td style="text-align: center">&nbsp;</td>
       <td style="padding-bottom: 1pt">&nbsp;</td>
       <td colspan="3" style="text-align: center; border-bottom: Black 1pt solid">2015</td>
       <td style="padding-bottom: 1pt">&nbsp;</td>
       <td colspan="3" style="text-align: center; border-bottom: Black 1pt solid">2014</td>
       <td style="padding-bottom: 1pt">&nbsp;</td>
       <td colspan="3" style="text-align: center; border-bottom: Black 1pt solid">2013</td>
      </tr>
      <tr style="vertical-align: bottom">
       <td style="text-align: left">&nbsp;</td>
       <td style="font-style: italic">&nbsp;</td>
       <td colspan="11" style="font-style: italic; text-align: center">(Dollars in thousands)</td>
      </tr>
      <tr style="vertical-align: bottom; background-color: rgb(204,238,255)">
       <td style="width: 61%; text-align: left">Book value of collateral</td>
       <td style="width: 1%">&nbsp;</td>
       <td style="width: 1%; text-align: left">$</td>
       <td style="width: 10%; text-align: right">131,421</td>
       <td style="width: 1%; text-align: left">&nbsp;</td>
       <td style="width: 1%">&nbsp;</td>
       <td style="width: 1%; text-align: left">$</td>
       <td style="width: 10%; text-align: right">142,925</td>
       <td style="width: 1%; text-align: left">&nbsp;</td>
       <td style="width: 1%">&nbsp;</td>
       <td style="width: 1%; text-align: left">$</td>
       <td style="width: 10%; text-align: right">199,447</td>
       <td style="width: 1%; text-align: left">&nbsp;</td>
      </tr>
      <tr style="vertical-align: bottom; background-color: White">
       <td style="text-align: left">Estimated fair value of collateral</td>
       <td>&nbsp;</td>
       <td style="text-align: left">&nbsp;</td>
       <td style="text-align: right">131,421</td>
       <td style="text-align: left">&nbsp;</td>
       <td>&nbsp;</td>
       <td style="text-align: left">&nbsp;</td>
       <td style="text-align: right">142,925</td>
       <td style="text-align: left">&nbsp;</td>
       <td>&nbsp;</td>
       <td style="text-align: left">&nbsp;</td>
       <td style="text-align: right">199,447</td>
       <td style="text-align: left">&nbsp;</td>
      </tr>
      <tr style="vertical-align: bottom; background-color: rgb(204,238,255)">
       <td style="text-align: left">Average balance of outstanding agreements during the year</td>
       <td>&nbsp;</td>
       <td style="text-align: left">&nbsp;</td>
       <td style="text-align: right">116,000</td>
       <td style="text-align: left">&nbsp;</td>
       <td>&nbsp;</td>
       <td style="text-align: left">&nbsp;</td>
       <td style="text-align: right">137,824</td>
       <td style="text-align: left">&nbsp;</td>
       <td>&nbsp;</td>
       <td style="text-align: left">&nbsp;</td>
       <td style="text-align: right">172,944</td>
       <td style="text-align: left">&nbsp;</td>
      </tr>
      <tr style="vertical-align: bottom; background-color: White">
       <td style="text-align: left; padding-left: 0pt">Maximum balance of outstanding agreements at a month end during the year</td>
       <td>&nbsp;</td>
       <td style="text-align: left">&nbsp;</td>
       <td style="text-align: right">116,000</td>
       <td style="text-align: left">&nbsp;</td>
       <td>&nbsp;</td>
       <td style="text-align: left">&nbsp;</td>
       <td style="text-align: right">155,300</td>
       <td style="text-align: left">&nbsp;</td>
       <td>&nbsp;</td>
       <td style="text-align: left">&nbsp;</td>
       <td style="text-align: right">185,300</td>
       <td style="text-align: left">&nbsp;</td>
      </tr>
      <tr style="vertical-align: bottom; background-color: rgb(204,238,255)">
       <td style="font-weight: normal; font-style: normal; text-align: left">Average interest rate of outstanding agreements during the year <font style="font-family: Times New Roman, Times, Serif; font-size: 10pt; font-weight: normal; font-style: normal"><sup>(1)</sup></font></td>
       <td>&nbsp;</td>
       <td style="text-align: left">&nbsp;</td>
       <td style="text-align: right">3.22</td>
       <td style="text-align: left">%</td>
       <td>&nbsp;</td>
       <td style="text-align: left">&nbsp;</td>
       <td style="text-align: right">5.37</td>
       <td style="text-align: left">%</td>
       <td>&nbsp;</td>
       <td style="text-align: left">&nbsp;</td>
       <td style="text-align: right">3.42</td>
       <td style="text-align: left">%</td>
      </tr>

    </table><br/><table cellpadding="0" cellspacing="0" width="100%" style="font: 10pt Times New Roman, Times, Serif; margin-top: 0pt; margin-bottom: 0pt">

     <tr style="vertical-align: top">
      <td style="width: 0.25in"></td>
      <td style="width: 0.25in">1.</td>
      <td style="text-align: justify">During the year ended December 31, 2014, the Company prepaid $30.0 million in FHLB-NY repurchase agreements at an average cost of 4.98% while incurring a prepayment penalty totaling $2.7 million. Excluding the prepayment penalty, the average interest rate of agreements during the year ended December 31, 2014 was 3.40%.</td>
     </tr>

   </table><br/><p style="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify">Pursuant to a blanket collateral agreement with the FHLB-NY, advances are secured by all of the Bank&#x2019;s stock in the FHLB-NY and certain qualifying mortgage loans in an amount at least equal to 110% of the advances outstanding. The Bank may also pledge mortgage-backed and mortgage-related securities, and other securities not otherwise pledged.</p><br/><p style="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify">The Holding Company has three trusts formed under the laws of the State of Delaware for the purpose of issuing capital and common securities, and investing the proceeds thereof in junior subordinated debentures of the Holding Company. Each of these trusts issued $20.6 million of securities which had a fixed-rate for the first five years, after which they reset quarterly based on a spread over 3-month LIBOR. The securities were first callable at par after five years, and pay cumulative dividends. The Holding Company has guaranteed the payment of these trusts&#x2019; obligations under their capital securities. The terms of the junior subordinated debentures are the same as those of the capital securities issued by the trusts. The junior subordinated debentures issued by the Holding Company are carried at fair value in the consolidated financial statements.</p><br/><p style="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify">The table below shows the terms of the securities issued by the trusts.</p><br/><table cellpadding="0" cellspacing="0" style="border-collapse: collapse; width: 100%; font: 10pt Times New Roman, Times, Serif">

      <tr style="vertical-align: bottom">
       <td style="text-align: justify">&nbsp;</td>
       <td style="padding-bottom: 1pt">&nbsp;</td>
       <td colspan="3" style="text-align: center; border-bottom: Black 1pt solid">Flushing Financial <br /> Capital Trust II</td>
       <td style="padding-bottom: 1pt; border-bottom: Black 1pt solid">&nbsp;</td>
       <td colspan="3" style="text-align: center; border-bottom: Black 1pt solid">Flushing Financial <br /> Capital Trust III</td>
       <td style="padding-bottom: 1pt; border-bottom: Black 1pt solid">&nbsp;</td>
       <td colspan="3" style="text-align: center; border-bottom: Black 1pt solid">Flushing Financial <br /> Capital Trust IV</td>
      </tr>
      <tr style="vertical-align: bottom; background-color: rgb(204,238,255)">
       <td style="text-align: justify">Issue Date</td>
       <td>&nbsp;</td>
       <td style="text-align: left">&nbsp;</td>
       <td style="text-align: right"><font style="font-size: 10pt">June 20, 2007</font></td>
       <td style="text-align: left">&nbsp;</td>
       <td>&nbsp;</td>
       <td style="text-align: left">&nbsp;</td>
       <td style="text-align: right"><font style="font-size: 10pt">June 21, 2007</font></td>
       <td style="text-align: left">&nbsp;</td>
       <td>&nbsp;</td>
       <td style="text-align: left">&nbsp;</td>
       <td style="text-align: right"><font style="font-size: 10pt">July 3, 2007</font></td>
       <td style="text-align: left">&nbsp;</td>
      </tr>
      <tr style="vertical-align: bottom; background-color: White">
       <td style="width: 46%; text-align: justify">Initial Rate</td>
       <td style="width: 1%">&nbsp;</td>
       <td style="width: 1%; text-align: left">&nbsp;</td>
       <td style="width: 15%; text-align: right">7.14</td>
       <td style="width: 1%; text-align: left">%</td>
       <td style="width: 1%">&nbsp;</td>
       <td style="width: 1%; text-align: left">&nbsp;</td>
       <td style="width: 15%; text-align: right">6.89</td>
       <td style="width: 1%; text-align: left">%</td>
       <td style="width: 1%">&nbsp;</td>
       <td style="width: 1%; text-align: left">&nbsp;</td>
       <td style="width: 15%; text-align: right">6.85</td>
       <td style="width: 1%; text-align: left">%</td>
      </tr>
      <tr style="vertical-align: bottom; background-color: rgb(204,238,255)">
       <td style="text-align: justify">First Reset Date</td>
       <td>&nbsp;</td>
       <td style="text-align: left">&nbsp;</td>
       <td style="text-align: right"><font style="font-size: 10pt">September 1, 2012</font></td>
       <td style="text-align: left">&nbsp;</td>
       <td>&nbsp;</td>
       <td style="text-align: left">&nbsp;</td>
       <td style="text-align: right"><font style="font-size: 10pt">June 15, 2012</font></td>
       <td style="text-align: left">&nbsp;</td>
       <td>&nbsp;</td>
       <td style="text-align: left">&nbsp;</td>
       <td style="text-align: right"><font style="font-size: 10pt">July 30, 2012</font></td>
       <td style="text-align: left">&nbsp;</td>
      </tr>
      <tr style="vertical-align: bottom; background-color: White">
       <td style="text-align: justify">Spread over 3-month LIBOR</td>
       <td>&nbsp;</td>
       <td style="text-align: left">&nbsp;</td>
       <td style="text-align: right">1.41</td>
       <td style="text-align: left">%</td>
       <td>&nbsp;</td>
       <td style="text-align: left">&nbsp;</td>
       <td style="text-align: right">1.44</td>
       <td style="text-align: left">%</td>
       <td>&nbsp;</td>
       <td style="text-align: left">&nbsp;</td>
       <td style="text-align: right">1.42</td>
       <td style="text-align: left">%</td>
      </tr>
      <tr style="vertical-align: bottom; background-color: rgb(204,238,255)">
       <td style="text-align: justify">Maturity Date</td>
       <td>&nbsp;</td>
       <td style="text-align: left">&nbsp;</td>
       <td style="text-align: right"><font style="font-size: 10pt">September 1, 2037</font></td>
       <td style="text-align: left">&nbsp;</td>
       <td>&nbsp;</td>
       <td style="text-align: left">&nbsp;</td>
       <td style="text-align: right"><font style="font-size: 10pt">September 15, 2037</font></td>
       <td style="text-align: left">&nbsp;</td>
       <td>&nbsp;</td>
       <td style="text-align: left">&nbsp;</td>
       <td style="text-align: right"><font style="font-size: 10pt">July 30, 2037</font></td>
       <td style="text-align: left">&nbsp;</td>
      </tr>

    </table><br/><p style="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify">The consolidated financial statements do not include the securities issued by the trusts, but rather include the junior subordinated debentures of the Holding Company.</p><br/><span></span>
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<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>The entire disclosure for repurchase agreements (also known as repos), resale agreements (also known as reverse repurchase agreements or reverse repos), securities borrowed transactions, and securities loaned transactions.</p></div>
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<span style="display: none;">v3.3.1.900</span><table class="report" border="0" cellspacing="2" id="idp6637356784">
<tr>
<th class="tl" colspan="1" rowspan="2"><div style="width: 200px;"><strong>Note 10 - Income Taxes<br></strong></div></th>
<th class="th" colspan="1">12 Months Ended</th>
</tr>
<tr><th class="th"><div>Dec. 31, 2015</div></th></tr>
<tr class="re">
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<td class="text">&#160;<span></span>
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<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_IncomeTaxDisclosureTextBlock', window );">Income Tax Disclosure [Text Block]</a></td>
<td class="text"><p style="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify"><b>10. Income Taxes</b></p><br/><p style="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify">Flushing Financial Corporation files consolidated Federal and combined New York State and New York City income tax returns with its subsidiaries, with the exception of the trusts, which file separate Federal income tax returns as trusts, and FPFC, which files a separate Federal income tax return as a real estate investment trust. Additionally, the Bank files New Jersey State tax returns. The Company remains subject to examination for its Federal, New York State and New Jersey income tax returns for the years ending on or after December 31, 2012. The Company is undergoing an examination of its New York City income tax returns for 2011, 2012 and 2013.</p><br/><p style="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify">Income tax provisions are summarized as follows for the years ended December 31:</p><br/><table cellpadding="0" cellspacing="0" style="border-collapse: collapse; width: 100%; font: 10pt Times New Roman, Times, Serif">

      <tr style="vertical-align: bottom">
       <td style="text-align: center">&nbsp;</td>
       <td style="padding-bottom: 1pt">&nbsp;</td>
       <td colspan="3" style="text-align: center; border-bottom: Black 1pt solid">2015</td>
       <td style="padding-bottom: 1pt">&nbsp;</td>
       <td colspan="3" style="text-align: center; border-bottom: Black 1pt solid">2014</td>
       <td style="padding-bottom: 1pt">&nbsp;</td>
       <td colspan="3" style="text-align: center; border-bottom: Black 1pt solid">2013</td>
      </tr>
      <tr style="vertical-align: bottom">
       <td style="text-align: left">&nbsp;</td>
       <td style="font-style: italic">&nbsp;</td>
       <td colspan="11" style="font-style: italic; text-align: center">(In thousands)</td>
      </tr>
      <tr style="vertical-align: bottom; background-color: rgb(204,238,255)">
       <td style="text-align: left">Federal:</td>
       <td>&nbsp;</td>
       <td style="text-align: left">&nbsp;</td>
       <td style="text-align: right">&nbsp;</td>
       <td style="text-align: left">&nbsp;</td>
       <td>&nbsp;</td>
       <td style="text-align: left">&nbsp;</td>
       <td style="text-align: right">&nbsp;</td>
       <td style="text-align: left">&nbsp;</td>
       <td>&nbsp;</td>
       <td style="text-align: left">&nbsp;</td>
       <td style="text-align: right">&nbsp;</td>
       <td style="text-align: left">&nbsp;</td>
      </tr>
      <tr style="vertical-align: bottom; background-color: White">
       <td style="width: 61%; text-align: left; padding-left: 10pt">Current</td>
       <td style="width: 1%">&nbsp;</td>
       <td style="width: 1%; text-align: left">$</td>
       <td style="width: 10%; text-align: right">25,319</td>
       <td style="width: 1%; text-align: left">&nbsp;</td>
       <td style="width: 1%">&nbsp;</td>
       <td style="width: 1%; text-align: left">$</td>
       <td style="width: 10%; text-align: right">18,052</td>
       <td style="width: 1%; text-align: left">&nbsp;</td>
       <td style="width: 1%">&nbsp;</td>
       <td style="width: 1%; text-align: left">$</td>
       <td style="width: 10%; text-align: right">17,808</td>
       <td style="width: 1%; text-align: left">&nbsp;</td>
      </tr>
      <tr style="vertical-align: bottom; background-color: rgb(204,238,255)">
       <td style="text-align: left; padding-bottom: 1pt; padding-left: 10pt">Deferred</td>
       <td style="padding-bottom: 1pt">&nbsp;</td>
       <td style="border-bottom: Black 1pt solid; text-align: left">&nbsp;</td>
       <td style="border-bottom: Black 1pt solid; text-align: right">(3,476</td>
       <td style="border-bottom: Black 1pt solid; text-align: left">)</td>
       <td style="padding-bottom: 1pt">&nbsp;</td>
       <td style="border-bottom: Black 1pt solid; text-align: left">&nbsp;</td>
       <td style="border-bottom: Black 1pt solid; text-align: right">2,860</td>
       <td style="border-bottom: Black 1pt solid; text-align: left">&nbsp;</td>
       <td style="padding-bottom: 1pt">&nbsp;</td>
       <td style="border-bottom: Black 1pt solid; text-align: left">&nbsp;</td>
       <td style="border-bottom: Black 1pt solid; text-align: right">(464</td>
       <td style="border-bottom: Black 1pt solid; text-align: left">)</td>
      </tr>
      <tr style="vertical-align: bottom; background-color: White">
       <td style="text-align: left; padding-bottom: 1pt; padding-left: 20pt">Total federal tax provision</td>
       <td style="padding-bottom: 1pt">&nbsp;</td>
       <td style="border-bottom: Black 1pt solid; text-align: left">&nbsp;</td>
       <td style="border-bottom: Black 1pt solid; text-align: right">21,843</td>
       <td style="border-bottom: Black 1pt solid; text-align: left">&nbsp;</td>
       <td style="padding-bottom: 1pt">&nbsp;</td>
       <td style="border-bottom: Black 1pt solid; text-align: left">&nbsp;</td>
       <td style="border-bottom: Black 1pt solid; text-align: right">20,912</td>
       <td style="border-bottom: Black 1pt solid; text-align: left">&nbsp;</td>
       <td style="padding-bottom: 1pt">&nbsp;</td>
       <td style="border-bottom: Black 1pt solid; text-align: left">&nbsp;</td>
       <td style="border-bottom: Black 1pt solid; text-align: right">17,344</td>
       <td style="border-bottom: Black 1pt solid; text-align: left">&nbsp;</td>
      </tr>
      <tr style="vertical-align: bottom; background-color: rgb(204,238,255)">
       <td style="text-align: left">State and Local:</td>
       <td>&nbsp;</td>
       <td style="text-align: left">&nbsp;</td>
       <td style="text-align: right">&nbsp;</td>
       <td style="text-align: left">&nbsp;</td>
       <td>&nbsp;</td>
       <td style="text-align: left">&nbsp;</td>
       <td style="text-align: right">&nbsp;</td>
       <td style="text-align: left">&nbsp;</td>
       <td>&nbsp;</td>
       <td style="text-align: left">&nbsp;</td>
       <td style="text-align: right">&nbsp;</td>
       <td style="text-align: left">&nbsp;</td>
      </tr>
      <tr style="vertical-align: bottom; background-color: White">
       <td style="text-align: left; padding-left: 10pt">Current</td>
       <td>&nbsp;</td>
       <td style="text-align: left">&nbsp;</td>
       <td style="text-align: right">7,059</td>
       <td style="text-align: left">&nbsp;</td>
       <td>&nbsp;</td>
       <td style="text-align: left">&nbsp;</td>
       <td style="text-align: right">6,369</td>
       <td style="text-align: left">&nbsp;</td>
       <td>&nbsp;</td>
       <td style="text-align: left">&nbsp;</td>
       <td style="text-align: right">5,828</td>
       <td style="text-align: left">&nbsp;</td>
      </tr>
      <tr style="vertical-align: bottom; background-color: rgb(204,238,255)">
       <td style="text-align: left; padding-bottom: 1pt; padding-left: 10pt">Deferred</td>
       <td style="padding-bottom: 1pt">&nbsp;</td>
       <td style="border-bottom: Black 1pt solid; text-align: left">&nbsp;</td>
       <td style="border-bottom: Black 1pt solid; text-align: right">(1,735</td>
       <td style="border-bottom: Black 1pt solid; text-align: left">)</td>
       <td style="padding-bottom: 1pt">&nbsp;</td>
       <td style="border-bottom: Black 1pt solid; text-align: left">&nbsp;</td>
       <td style="border-bottom: Black 1pt solid; text-align: right">1,292</td>
       <td style="border-bottom: Black 1pt solid; text-align: left">&nbsp;</td>
       <td style="padding-bottom: 1pt">&nbsp;</td>
       <td style="border-bottom: Black 1pt solid; text-align: left">&nbsp;</td>
       <td style="border-bottom: Black 1pt solid; text-align: right">(216</td>
       <td style="border-bottom: Black 1pt solid; text-align: left">)</td>
      </tr>
      <tr style="vertical-align: bottom; background-color: White">
       <td style="text-align: left; padding-bottom: 1pt; padding-left: 20pt">Total state and local tax provision</td>
       <td style="padding-bottom: 1pt">&nbsp;</td>
       <td style="border-bottom: Black 1pt solid; text-align: left">&nbsp;</td>
       <td style="border-bottom: Black 1pt solid; text-align: right">5,324</td>
       <td style="border-bottom: Black 1pt solid; text-align: left">&nbsp;</td>
       <td style="padding-bottom: 1pt">&nbsp;</td>
       <td style="border-bottom: Black 1pt solid; text-align: left">&nbsp;</td>
       <td style="border-bottom: Black 1pt solid; text-align: right">7,661</td>
       <td style="border-bottom: Black 1pt solid; text-align: left">&nbsp;</td>
       <td style="padding-bottom: 1pt">&nbsp;</td>
       <td style="border-bottom: Black 1pt solid; text-align: left">&nbsp;</td>
       <td style="border-bottom: Black 1pt solid; text-align: right">5,612</td>
       <td style="border-bottom: Black 1pt solid; text-align: left">&nbsp;</td>
      </tr>
      <tr style="vertical-align: bottom; background-color: rgb(204,238,255)">
       <td style="text-align: left; padding-bottom: 2.25pt">Total income tax provision</td>
       <td style="padding-bottom: 2.25pt">&nbsp;</td>
       <td style="border-bottom: Black 2.25pt double; text-align: left">$</td>
       <td style="border-bottom: Black 2.25pt double; text-align: right">27,167</td>
       <td style="border-bottom: Black 2.25pt double; text-align: left">&nbsp;</td>
       <td style="padding-bottom: 2.25pt">&nbsp;</td>
       <td style="border-bottom: Black 2.25pt double; text-align: left">$</td>
       <td style="border-bottom: Black 2.25pt double; text-align: right">28,573</td>
       <td style="border-bottom: Black 2.25pt double; text-align: left">&nbsp;</td>
       <td style="padding-bottom: 2.25pt">&nbsp;</td>
       <td style="border-bottom: Black 2.25pt double; text-align: left">$</td>
       <td style="border-bottom: Black 2.25pt double; text-align: right">22,956</td>
       <td style="border-bottom: Black 2.25pt double; text-align: left">&nbsp;</td>
      </tr>

    </table><br/><p style="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify">The income tax provision in the Consolidated Statements of Income has been provided at effective rates of 37.0%, 39.2% and 37.8% for the years ended December 31, 2015, 2014 and 2013, respectively. The effective rates differ from the statutory federal income tax rate as follows for the years ended December 31:</p><br/><table cellpadding="0" cellspacing="0" style="border-collapse: collapse; width: 100%; font: 10pt Times New Roman, Times, Serif">

      <tr style="vertical-align: bottom">
       <td style="text-align: center">&nbsp;</td>
       <td style="padding-bottom: 1pt">&nbsp;</td>
       <td colspan="7" style="text-align: center; border-bottom: Black 1pt solid">2015</td>
       <td style="padding-bottom: 1pt">&nbsp;</td>
       <td colspan="7" style="text-align: center; border-bottom: Black 1pt solid">2014</td>
       <td style="padding-bottom: 1pt">&nbsp;</td>
       <td colspan="7" style="text-align: center; border-bottom: Black 1pt solid">2013</td>
      </tr>
      <tr style="vertical-align: bottom">
       <td style="text-align: left">&nbsp;</td>
       <td style="font-style: italic">&nbsp;</td>
       <td colspan="23" style="font-style: italic; text-align: center">(Dollars in thousands)</td>
      </tr>
      <tr style="vertical-align: bottom; background-color: rgb(204,238,255)">
       <td style="width: 34%; text-align: left">Taxes at federal statutory rate</td>
       <td style="width: 1%">&nbsp;</td>
       <td style="width: 1%; text-align: left">$</td>
       <td style="width: 8%; text-align: right">25,681</td>
       <td style="width: 1%; text-align: left">&nbsp;</td>
       <td style="width: 1%">&nbsp;</td>
       <td style="width: 1%; text-align: left">&nbsp;</td>
       <td style="width: 8%; text-align: right">35.0</td>
       <td style="width: 1%; text-align: left">%</td>
       <td style="width: 1%">&nbsp;</td>
       <td style="width: 1%; text-align: left">$</td>
       <td style="width: 8%; text-align: right">25,484</td>
       <td style="width: 1%; text-align: left">&nbsp;</td>
       <td style="width: 1%">&nbsp;</td>
       <td style="width: 1%; text-align: left">&nbsp;</td>
       <td style="width: 8%; text-align: right">35.0</td>
       <td style="width: 1%; text-align: left">%</td>
       <td style="width: 1%">&nbsp;</td>
       <td style="width: 1%; text-align: left">$</td>
       <td style="width: 8%; text-align: right">21,248</td>
       <td style="width: 1%; text-align: left">&nbsp;</td>
       <td style="width: 1%">&nbsp;</td>
       <td style="width: 1%; text-align: left">&nbsp;</td>
       <td style="width: 8%; text-align: right">35.0</td>
       <td style="width: 1%; text-align: left">%</td>
      </tr>
      <tr style="vertical-align: bottom; background-color: White">
       <td style="text-align: left">Increase (reduction) in taxes resulting from:</td>
       <td>&nbsp;</td>
       <td style="text-align: left">&nbsp;</td>
       <td style="text-align: right">&nbsp;</td>
       <td style="text-align: left">&nbsp;</td>
       <td>&nbsp;</td>
       <td style="text-align: left">&nbsp;</td>
       <td style="text-align: right">&nbsp;</td>
       <td style="text-align: left">&nbsp;</td>
       <td>&nbsp;</td>
       <td style="text-align: left">&nbsp;</td>
       <td style="text-align: right">&nbsp;</td>
       <td style="text-align: left">&nbsp;</td>
       <td>&nbsp;</td>
       <td style="text-align: left">&nbsp;</td>
       <td style="text-align: right">&nbsp;</td>
       <td style="text-align: left">&nbsp;</td>
       <td>&nbsp;</td>
       <td style="text-align: left">&nbsp;</td>
       <td style="text-align: right">&nbsp;</td>
       <td style="text-align: left">&nbsp;</td>
       <td>&nbsp;</td>
       <td style="text-align: left">&nbsp;</td>
       <td style="text-align: right">&nbsp;</td>
       <td style="text-align: left">&nbsp;</td>
      </tr>
      <tr style="vertical-align: bottom; background-color: rgb(204,238,255)">
       <td style="text-align: left; padding-left: 20pt; text-indent: -10pt">State and local income tax, net of Federal income tax benefit</td>
       <td>&nbsp;</td>
       <td style="text-align: left">&nbsp;</td>
       <td style="text-align: right">3,461</td>
       <td style="text-align: left">&nbsp;</td>
       <td>&nbsp;</td>
       <td style="text-align: left">&nbsp;</td>
       <td style="text-align: right">4.7</td>
       <td style="text-align: left">&nbsp;</td>
       <td>&nbsp;</td>
       <td style="text-align: left">&nbsp;</td>
       <td style="text-align: right">4,980</td>
       <td style="text-align: left">&nbsp;</td>
       <td>&nbsp;</td>
       <td style="text-align: left">&nbsp;</td>
       <td style="text-align: right">6.8</td>
       <td style="text-align: left">&nbsp;</td>
       <td>&nbsp;</td>
       <td style="text-align: left">&nbsp;</td>
       <td style="text-align: right">3,648</td>
       <td style="text-align: left">&nbsp;</td>
       <td>&nbsp;</td>
       <td style="text-align: left">&nbsp;</td>
       <td style="text-align: right">6.0</td>
       <td style="text-align: left">&nbsp;</td>
      </tr>
      <tr style="vertical-align: bottom; background-color: White">
       <td style="text-align: left; padding-bottom: 1pt; padding-left: 10pt">Other</td>
       <td style="padding-bottom: 1pt">&nbsp;</td>
       <td style="border-bottom: Black 1pt solid; text-align: left">&nbsp;</td>
       <td style="border-bottom: Black 1pt solid; text-align: right">(1,975</td>
       <td style="border-bottom: Black 1pt solid; text-align: left">)</td>
       <td style="border-bottom: Black 1pt solid; text-align: left">&nbsp;</td>
       <td style="border-bottom: Black 1pt solid; text-align: left">&nbsp;</td>
       <td style="border-bottom: Black 1pt solid; text-align: right">(2.7</td>
       <td style="border-bottom: Black 1pt solid; text-align: left">)</td>
       <td style="padding-bottom: 1pt">&nbsp;</td>
       <td style="border-bottom: Black 1pt solid; text-align: left">&nbsp;</td>
       <td style="border-bottom: Black 1pt solid; text-align: right">(1,891</td>
       <td style="border-bottom: Black 1pt solid; text-align: left">)</td>
       <td style="border-bottom: Black 1pt solid; text-align: left">&nbsp;</td>
       <td style="border-bottom: Black 1pt solid; text-align: left">&nbsp;</td>
       <td style="border-bottom: Black 1pt solid; text-align: right">(2.6</td>
       <td style="border-bottom: Black 1pt solid; text-align: left">)</td>
       <td style="padding-bottom: 1pt">&nbsp;</td>
       <td style="border-bottom: Black 1pt solid; text-align: left">&nbsp;</td>
       <td style="border-bottom: Black 1pt solid; text-align: right">(1,940</td>
       <td style="border-bottom: Black 1pt solid; text-align: left">)</td>
       <td style="border-bottom: Black 1pt solid; text-align: left">&nbsp;</td>
       <td style="border-bottom: Black 1pt solid; text-align: left">&nbsp;</td>
       <td style="border-bottom: Black 1pt solid; text-align: right">(3.2</td>
       <td style="border-bottom: Black 1pt solid; text-align: left">)</td>
      </tr>
      <tr style="vertical-align: bottom; background-color: rgb(204,238,255)">
       <td style="text-align: left; padding-bottom: 2.25pt; padding-left: 20pt">Taxes at effective rate</td>
       <td style="padding-bottom: 2.25pt">&nbsp;</td>
       <td style="border-bottom: Black 2.25pt double; text-align: left">$</td>
       <td style="border-bottom: Black 2.25pt double; text-align: right">27,167</td>
       <td style="border-bottom: Black 2.25pt double; text-align: left">&nbsp;</td>
       <td style="border-bottom: Black 2.25pt double; text-align: left">&nbsp;</td>
       <td style="border-bottom: Black 2.25pt double; text-align: left">&nbsp;</td>
       <td style="border-bottom: Black 2.25pt double; text-align: right">37.0</td>
       <td style="border-bottom: Black 2.25pt double; text-align: left">%</td>
       <td style="padding-bottom: 2.25pt">&nbsp;</td>
       <td style="border-bottom: Black 2.25pt double; text-align: left">$</td>
       <td style="border-bottom: Black 2.25pt double; text-align: right">28,573</td>
       <td style="border-bottom: Black 2.25pt double; text-align: left">&nbsp;</td>
       <td style="border-bottom: Black 2.25pt double; text-align: left">&nbsp;</td>
       <td style="border-bottom: Black 2.25pt double; text-align: left">&nbsp;</td>
       <td style="border-bottom: Black 2.25pt double; text-align: right">39.2</td>
       <td style="border-bottom: Black 2.25pt double; text-align: left">%</td>
       <td style="padding-bottom: 2.25pt">&nbsp;</td>
       <td style="border-bottom: Black 2.25pt double; text-align: left">$</td>
       <td style="border-bottom: Black 2.25pt double; text-align: right">22,956</td>
       <td style="border-bottom: Black 2.25pt double; text-align: left">&nbsp;</td>
       <td style="border-bottom: Black 2.25pt double; text-align: left">&nbsp;</td>
       <td style="border-bottom: Black 2.25pt double; text-align: left">&nbsp;</td>
       <td style="border-bottom: Black 2.25pt double; text-align: right">37.8</td>
       <td style="border-bottom: Black 2.25pt double; text-align: left">%</td>
      </tr>

    </table><br/><p style="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: left">The components of the net deferred tax assets are as follows at December 31:</p><br/><table cellpadding="0" cellspacing="0" style="border-collapse: collapse; width: 100%; font: 10pt Times New Roman, Times, Serif">

      <tr style="vertical-align: bottom">
       <td style="text-align: center">&nbsp;</td>
       <td style="padding-bottom: 1pt">&nbsp;</td>
       <td colspan="3" style="text-align: center; border-bottom: Black 1pt solid">2015</td>
       <td style="padding-bottom: 1pt">&nbsp;</td>
       <td colspan="3" style="text-align: center; border-bottom: Black 1pt solid">2014</td>
      </tr>
      <tr style="vertical-align: bottom">
       <td style="text-align: left">&nbsp;</td>
       <td style="font-style: italic">&nbsp;</td>
       <td colspan="7" style="font-style: italic; text-align: center">(In thousands)</td>
      </tr>
      <tr style="vertical-align: bottom; background-color: rgb(204,238,255)">
       <td style="text-align: left">Deferred tax asset:</td>
       <td>&nbsp;</td>
       <td style="text-align: left">&nbsp;</td>
       <td style="text-align: right">&nbsp;</td>
       <td style="text-align: left">&nbsp;</td>
       <td>&nbsp;</td>
       <td style="text-align: left">&nbsp;</td>
       <td style="text-align: right">&nbsp;</td>
       <td style="text-align: left">&nbsp;</td>
      </tr>
      <tr style="vertical-align: bottom; background-color: White">
       <td style="width: 70%; text-align: left; padding-left: 10pt">Postretirement benefits</td>
       <td style="width: 1%">&nbsp;</td>
       <td style="width: 1%; text-align: left">$</td>
       <td style="width: 12%; text-align: right">6,798</td>
       <td style="width: 1%; text-align: left">&nbsp;</td>
       <td style="width: 1%">&nbsp;</td>
       <td style="width: 1%; text-align: left">$</td>
       <td style="width: 12%; text-align: right">5,407</td>
       <td style="width: 1%; text-align: left">&nbsp;</td>
      </tr>
      <tr style="vertical-align: bottom; background-color: rgb(204,238,255)">
       <td style="text-align: left; padding-left: 10pt">Allowance for loan losses</td>
       <td>&nbsp;</td>
       <td style="text-align: left">&nbsp;</td>
       <td style="text-align: right">9,437</td>
       <td style="text-align: left">&nbsp;</td>
       <td>&nbsp;</td>
       <td style="text-align: left">&nbsp;</td>
       <td style="text-align: right">11,007</td>
       <td style="text-align: left">&nbsp;</td>
      </tr>
      <tr style="vertical-align: bottom; background-color: White">
       <td style="text-align: left; padding-left: 10pt">Stock based compensation</td>
       <td>&nbsp;</td>
       <td style="text-align: left">&nbsp;</td>
       <td style="text-align: right">3,404</td>
       <td style="text-align: left">&nbsp;</td>
       <td>&nbsp;</td>
       <td style="text-align: left">&nbsp;</td>
       <td style="text-align: right">2,821</td>
       <td style="text-align: left">&nbsp;</td>
      </tr>
      <tr style="vertical-align: bottom; background-color: rgb(204,238,255)">
       <td style="text-align: left; padding-left: 10pt">Depreciation</td>
       <td>&nbsp;</td>
       <td style="text-align: left">&nbsp;</td>
       <td style="text-align: right">1,941</td>
       <td style="text-align: left">&nbsp;</td>
       <td>&nbsp;</td>
       <td style="text-align: left">&nbsp;</td>
       <td style="text-align: right">1,740</td>
       <td style="text-align: left">&nbsp;</td>
      </tr>
      <tr style="vertical-align: bottom; background-color: White">
       <td style="text-align: left; padding-left: 10pt">Unrealized loss on securities available for sale</td>
       <td>&nbsp;</td>
       <td style="text-align: left">&nbsp;</td>
       <td style="text-align: right">395</td>
       <td style="text-align: left">&nbsp;</td>
       <td>&nbsp;</td>
       <td style="text-align: left">&nbsp;</td>
       <td style="text-align: right">-</td>
       <td style="text-align: left">&nbsp;</td>
      </tr>
      <tr style="vertical-align: bottom; background-color: rgb(204,238,255)">
       <td style="text-align: left; padding-left: 10pt">Derivative financial instruments</td>
       <td>&nbsp;</td>
       <td style="text-align: left">&nbsp;</td>
       <td style="text-align: right">1,724</td>
       <td style="text-align: left">&nbsp;</td>
       <td>&nbsp;</td>
       <td style="text-align: left">&nbsp;</td>
       <td style="text-align: right">1,025</td>
       <td style="text-align: left">&nbsp;</td>
      </tr>
      <tr style="vertical-align: bottom; background-color: White">
       <td style="text-align: left; padding-left: 10pt">Adjustment required to recognize funded status of postretirement pension plans</td>
       <td>&nbsp;</td>
       <td style="text-align: left">&nbsp;</td>
       <td style="text-align: right">3,833</td>
       <td style="text-align: left">&nbsp;</td>
       <td>&nbsp;</td>
       <td style="text-align: left">&nbsp;</td>
       <td style="text-align: right">4,787</td>
       <td style="text-align: left">&nbsp;</td>
      </tr>
      <tr style="vertical-align: bottom; background-color: rgb(204,238,255)">
       <td style="text-align: left; padding-left: 10pt">Gain on sale of buildings</td>
       <td>&nbsp;</td>
       <td style="text-align: left">&nbsp;</td>
       <td style="text-align: right">2,531</td>
       <td style="text-align: left">&nbsp;</td>
       <td>&nbsp;</td>
       <td style="text-align: left">&nbsp;</td>
       <td style="text-align: right">-</td>
       <td style="text-align: left">&nbsp;</td>
      </tr>
      <tr style="vertical-align: bottom; background-color: White">
       <td style="text-align: left; padding-bottom: 1pt; padding-left: 10pt">Other</td>
       <td style="padding-bottom: 1pt">&nbsp;</td>
       <td style="border-bottom: Black 1pt solid; text-align: left">&nbsp;</td>
       <td style="border-bottom: Black 1pt solid; text-align: right">2,460</td>
       <td style="border-bottom: Black 1pt solid; text-align: left">&nbsp;</td>
       <td style="padding-bottom: 1pt">&nbsp;</td>
       <td style="border-bottom: Black 1pt solid; text-align: left">&nbsp;</td>
       <td style="border-bottom: Black 1pt solid; text-align: right">3,023</td>
       <td style="border-bottom: Black 1pt solid; text-align: left">&nbsp;</td>
      </tr>
      <tr style="vertical-align: bottom; background-color: rgb(204,238,255)">
       <td style="text-align: left; padding-bottom: 1pt; padding-left: 20pt">Deferred tax asset</td>
       <td style="padding-bottom: 1pt">&nbsp;</td>
       <td style="border-bottom: Black 1pt solid; text-align: left">&nbsp;</td>
       <td style="border-bottom: Black 1pt solid; text-align: right">32,523</td>
       <td style="border-bottom: Black 1pt solid; text-align: left">&nbsp;</td>
       <td style="padding-bottom: 1pt">&nbsp;</td>
       <td style="border-bottom: Black 1pt solid; text-align: left">&nbsp;</td>
       <td style="border-bottom: Black 1pt solid; text-align: right">29,810</td>
       <td style="border-bottom: Black 1pt solid; text-align: left">&nbsp;</td>
      </tr>
      <tr style="vertical-align: bottom; background-color: White">
       <td style="text-align: left">&nbsp;</td>
       <td>&nbsp;</td>
       <td style="text-align: left">&nbsp;</td>
       <td style="text-align: right">&nbsp;</td>
       <td style="text-align: left">&nbsp;</td>
       <td>&nbsp;</td>
       <td style="text-align: left">&nbsp;</td>
       <td style="text-align: right">&nbsp;</td>
       <td style="text-align: left">&nbsp;</td>
      </tr>
      <tr style="vertical-align: bottom; background-color: rgb(204,238,255)">
       <td style="text-align: left">Deferred tax liability:</td>
       <td>&nbsp;</td>
       <td style="text-align: left">&nbsp;</td>
       <td style="text-align: right">&nbsp;</td>
       <td style="text-align: left">&nbsp;</td>
       <td>&nbsp;</td>
       <td style="text-align: left">&nbsp;</td>
       <td style="text-align: right">&nbsp;</td>
       <td style="text-align: left">&nbsp;</td>
      </tr>
      <tr style="vertical-align: bottom; background-color: White">
       <td style="text-align: left; padding-left: 10pt">Valuation differences resulting from acquired assets and liabilities</td>
       <td>&nbsp;</td>
       <td style="text-align: left">&nbsp;</td>
       <td style="text-align: right">-</td>
       <td style="text-align: left">&nbsp;</td>
       <td>&nbsp;</td>
       <td style="text-align: left">&nbsp;</td>
       <td style="text-align: right">2,764</td>
       <td style="text-align: left">&nbsp;</td>
      </tr>
      <tr style="vertical-align: bottom; background-color: rgb(204,238,255)">
       <td style="text-align: left; padding-left: 10pt">Fair value adjustment on financial assets carried at fair value</td>
       <td>&nbsp;</td>
       <td style="text-align: left">&nbsp;</td>
       <td style="text-align: right">187</td>
       <td style="text-align: left">&nbsp;</td>
       <td>&nbsp;</td>
       <td style="text-align: left">&nbsp;</td>
       <td style="text-align: right">132</td>
       <td style="text-align: left">&nbsp;</td>
      </tr>
      <tr style="vertical-align: bottom; background-color: White">
       <td style="text-align: left; padding-left: 10pt">Fair value adjustment on financial liabilities carried at fair value</td>
       <td>&nbsp;</td>
       <td style="text-align: left">&nbsp;</td>
       <td style="text-align: right">14,364</td>
       <td style="text-align: left">&nbsp;</td>
       <td>&nbsp;</td>
       <td style="text-align: left">&nbsp;</td>
       <td style="text-align: right">14,480</td>
       <td style="text-align: left">&nbsp;</td>
      </tr>
      <tr style="vertical-align: bottom; background-color: rgb(204,238,255)">
       <td style="text-align: left; padding-left: 10pt">Unrealized gains on securities available for sale</td>
       <td>&nbsp;</td>
       <td style="text-align: left">&nbsp;</td>
       <td style="text-align: right">-</td>
       <td style="text-align: left">&nbsp;</td>
       <td>&nbsp;</td>
       <td style="text-align: left">&nbsp;</td>
       <td style="text-align: right">2,588</td>
       <td style="text-align: left">&nbsp;</td>
      </tr>
      <tr style="vertical-align: bottom; background-color: White">
       <td style="text-align: left; padding-bottom: 1pt; padding-left: 10pt">Other</td>
       <td style="padding-bottom: 1pt">&nbsp;</td>
       <td style="border-bottom: Black 1pt solid; text-align: left">&nbsp;</td>
       <td style="border-bottom: Black 1pt solid; text-align: right">3,411</td>
       <td style="border-bottom: Black 1pt solid; text-align: left">&nbsp;</td>
       <td style="padding-bottom: 1pt">&nbsp;</td>
       <td style="border-bottom: Black 1pt solid; text-align: left">&nbsp;</td>
       <td style="border-bottom: Black 1pt solid; text-align: right">2,525</td>
       <td style="border-bottom: Black 1pt solid; text-align: left">&nbsp;</td>
      </tr>
      <tr style="vertical-align: bottom; background-color: rgb(204,238,255)">
       <td style="text-align: left; padding-bottom: 1pt; padding-left: 20pt">Deferred tax liability</td>
       <td style="padding-bottom: 1pt">&nbsp;</td>
       <td style="border-bottom: Black 1pt solid; text-align: left">&nbsp;</td>
       <td style="border-bottom: Black 1pt solid; text-align: right">17,962</td>
       <td style="border-bottom: Black 1pt solid; text-align: left">&nbsp;</td>
       <td style="padding-bottom: 1pt">&nbsp;</td>
       <td style="border-bottom: Black 1pt solid; text-align: left">&nbsp;</td>
       <td style="border-bottom: Black 1pt solid; text-align: right">22,489</td>
       <td style="border-bottom: Black 1pt solid; text-align: left">&nbsp;</td>
      </tr>
      <tr style="vertical-align: bottom; background-color: White">
       <td style="text-align: left">&nbsp;</td>
       <td>&nbsp;</td>
       <td style="text-align: left">&nbsp;</td>
       <td style="text-align: right">&nbsp;</td>
       <td style="text-align: left">&nbsp;</td>
       <td>&nbsp;</td>
       <td style="text-align: left">&nbsp;</td>
       <td style="text-align: right">&nbsp;</td>
       <td style="text-align: left">&nbsp;</td>
      </tr>
      <tr style="vertical-align: bottom; background-color: rgb(204,238,255)">
       <td style="text-align: left; padding-bottom: 2.25pt">Net deferred tax asset included in other assets</td>
       <td style="padding-bottom: 2.25pt">&nbsp;</td>
       <td style="border-bottom: Black 2.25pt double; text-align: left">$</td>
       <td style="border-bottom: Black 2.25pt double; text-align: right">14,561</td>
       <td style="border-bottom: Black 2.25pt double; text-align: left">&nbsp;</td>
       <td style="padding-bottom: 2.25pt">&nbsp;</td>
       <td style="border-bottom: Black 2.25pt double; text-align: left">$</td>
       <td style="border-bottom: Black 2.25pt double; text-align: right">7,321</td>
       <td style="border-bottom: Black 2.25pt double; text-align: left">&nbsp;</td>
      </tr>

    </table><br/><p style="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify">The Company has recorded a deferred tax asset of $32.5 million. This represents the anticipated net federal, state and local tax benefits expected to be realized in future years upon the utilization of the underlying tax attributes comprising this balance. The Company has reported taxable income for federal, state, and local tax purposes in each of the past three years. In management&#x2019;s opinion, in view of the Company&#x2019;s previous, current and projected future earnings trend, the probability that some of the Company&#x2019;s $18.0 million deferred tax liability can be used to offset a portion of the deferred tax asset, as well as certain tax planning strategies, it is more likely than not that the deferred tax asset will be fully realized. Accordingly, no valuation allowance was deemed necessary for the deferred tax asset at December 31, 2015 and 2014.</p><br/><p style="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify">The Company does not have uncertain tax positions that are deemed material. The Company&#x2019;s policy is to recognize interest and penalties on income taxes in operating expenses. During the three years ended December 31, 2015, the Company did not recognize any material amounts of interest or penalties on income taxes.</p><br/><span></span>
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<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>The entire disclosure for income taxes. Disclosures may include net deferred tax liability or asset recognized in an enterprise's statement of financial position, net change during the year in the total valuation allowance, approximate tax effect of each type of temporary difference and carryforward that gives rise to a significant portion of deferred tax liabilities and deferred tax assets, utilization of a tax carryback, and tax uncertainties information.</p></div>
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<span style="display: none;">v3.3.1.900</span><table class="report" border="0" cellspacing="2" id="idp6655276704">
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<th class="tl" colspan="1" rowspan="2"><div style="width: 200px;"><strong>Note 11 - Stock-Based Compensation<br></strong></div></th>
<th class="th" colspan="1">12 Months Ended</th>
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<tr><th class="th"><div>Dec. 31, 2015</div></th></tr>
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<tr class="ro">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_DisclosureOfCompensationRelatedCostsShareBasedPaymentsTextBlock', window );">Disclosure of Compensation Related Costs, Share-based Payments [Text Block]</a></td>
<td class="text"><p style="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0.25in 0pt 0; text-align: justify"><b>11. Stock Based Compensation</b></p><br/><p style="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify">For the years ended December 31, 2015, 2014 and 2013 the Company&#x2019;s net income, as reported, includes $4.8 million, $4.3 million and $3.4 million, respectively, of stock-based compensation costs and $1.8 million, $1.7 million and $1.3 million, respectively, of income tax benefits related to the stock-based compensations plans.</p><br/><p style="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify">The Company estimates the fair value of stock options using the Black-Scholes valuation model at the date of grant. Key assumptions used to estimate the fair value of stock options include the exercise price of the award, the expected option term, the expected volatility of the Company&#x2019;s stock price, the risk-free interest rate over the options&#x2019; expected term and the annual dividend yield. The Company uses the fair value of the common stock on the date of award to measure compensation cost for restricted stock unit awards. Compensation cost is recognized over the vesting period of the award using the straight line method. There were no stock options granted for the three years ended December 31, 2015. There were 318,120, 266,895 and 246,045 restricted stock units granted for the years ended December 31, 2015, 2014 and 2013, respectively.</p><br/><p style="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify">The 2014 Omnibus Incentive Plan (&#x201c;2014 Omnibus Plan&#x201d;) became effective on May 20, 2014 after adoption by the Board of Directors and approval by the stockholders. The 2014 Omnibus Plan authorizes the Compensation Committee of the Company&#x2019;s Board of Directors (the &#x201c;Compensation Committee&#x201d;) to grant a variety of equity compensation awards as well as long-term and annual cash incentive awards, all of which can, but need not, be structured so as to comply with Section 162(m) of the Internal Revenue Code of 1986, as amended (the &#x201c;Internal Revenue Code&#x201d;). The 2014 Omnibus Plan authorizes the issuance of 1,100,000 shares. To the extent that an award under the 2014 Omnibus Plan is cancelled, expired, forfeited, settled in cash, settled by issuance of fewer shares than the number underlying the award, or otherwise terminated without delivery of shares to a participant in payment of the exercise price or taxes relating to an award, the shares retained by or returned to the Company will be available for future issuance under the 2014 Omnibus Plan. No further awards may be granted under the Company&#x2019;s 2005 Omnibus Incentive Plan, 1996 Stock Option Incentive Plan, and 1996 Restricted Stock Incentive Plan (&#x201c;Prior Plans&#x201d;). At December 31, 2015, there were 787,180 shares available for delivery in connection with awards under the 2014 Omnibus Plan. To satisfy stock option exercises or fund restricted stock and restricted stock unit awards, shares are issued from treasury stock, if available; otherwise new shares are issued. The exercise price per share of a stock option grant may not be less than the fair market value of the common stock of the Company, as defined in the 2014 Omnibus Plan, on the date of grant and may not be re-priced without the approval of the Company&#x2019;s stockholders. Options, stock appreciation rights, restricted stock, restricted stock units and other stock based awards granted under the 2014 Omnibus Plan are generally subject to a minimum vesting period of three years with stock options having a 10-year maximum contractual term. Other awards do not have a contractual term of expiration. The Compensation Committee is authorized to grant awards that vest upon a participant&#x2019;s retirement. These amounts are included in stock-based compensation expense at the time of the participant&#x2019;s retirement eligibility.</p><br/><p style="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify">The following table summarizes the Company&#x2019;s restricted stock unit (&#x201c;RSU&#x201d;) awards under the 2014 Omnibus Plan and the Prior Plans in the aggregate for the year ended December 31, 2015:</p><br/><table cellpadding="0" cellspacing="0" style="border-collapse: collapse; width: 100%; font: 10pt Times New Roman, Times, Serif">

      <tr style="vertical-align: bottom">
       <td style="border-bottom: Black 1pt solid">&nbsp;</td>
       <td style="padding-bottom: 1pt; border-bottom: Black 1pt solid">&nbsp;</td>
       <td colspan="3" style="text-align: center; border-bottom: Black 1pt solid">Shares</td>
       <td style="padding-bottom: 1pt; border-bottom: Black 1pt solid">&nbsp;</td>
       <td colspan="3" style="text-align: center; border-bottom: Black 1pt solid">Weighted-Average <br /> Grant-Date <br /> Fair Value</td>
      </tr>
      <tr style="vertical-align: bottom">
       <td>&nbsp;</td>
       <td>&nbsp;</td>
       <td colspan="3">&nbsp;</td>
       <td>&nbsp;</td>
       <td colspan="3" style="text-align: right">&nbsp;</td>
      </tr>
      <tr style="vertical-align: bottom; background-color: rgb(204,238,255)">
       <td style="width: 70%">Non-vested at December 31, 2014</td>
       <td style="width: 1%">&nbsp;</td>
       <td style="width: 1%; text-align: left">&nbsp;</td>
       <td style="width: 12%; text-align: right">373,154</td>
       <td style="width: 1%; text-align: left">&nbsp;</td>
       <td style="width: 1%">&nbsp;</td>
       <td style="width: 1%; text-align: left">$</td>
       <td style="width: 12%; text-align: right">16.75</td>
       <td style="width: 1%; text-align: left">&nbsp;</td>
      </tr>
      <tr style="vertical-align: bottom; background-color: White">
       <td style="padding-left: 10pt">Granted</td>
       <td>&nbsp;</td>
       <td style="text-align: left">&nbsp;</td>
       <td style="text-align: right">318,120</td>
       <td style="text-align: left">&nbsp;</td>
       <td>&nbsp;</td>
       <td style="text-align: left">&nbsp;</td>
       <td style="text-align: right">19.10</td>
       <td style="text-align: left">&nbsp;</td>
      </tr>
      <tr style="vertical-align: bottom; background-color: rgb(204,238,255)">
       <td style="padding-left: 10pt">Vested</td>
       <td>&nbsp;</td>
       <td style="text-align: left">&nbsp;</td>
       <td style="text-align: right">(260,700</td>
       <td style="text-align: left">)</td>
       <td>&nbsp;</td>
       <td style="text-align: left">&nbsp;</td>
       <td style="text-align: right">17.36</td>
       <td style="text-align: left">&nbsp;</td>
      </tr>
      <tr style="vertical-align: bottom; background-color: White">
       <td style="padding-bottom: 1pt; padding-left: 10pt">Forfeited</td>
       <td style="padding-bottom: 1pt">&nbsp;</td>
       <td style="border-bottom: Black 1pt solid; text-align: left">&nbsp;</td>
       <td style="border-bottom: Black 1pt solid; text-align: right">(14,665</td>
       <td style="border-bottom: Black 1pt solid; text-align: left">)</td>
       <td style="padding-bottom: 1pt">&nbsp;</td>
       <td style="border-bottom: Black 1pt solid; text-align: left">&nbsp;</td>
       <td style="border-bottom: Black 1pt solid; text-align: right">18.39</td>
       <td style="border-bottom: Black 1pt solid; text-align: left">&nbsp;</td>
      </tr>
      <tr style="vertical-align: bottom; background-color: rgb(204,238,255)">
       <td style="padding-bottom: 2.25pt">Non-vested at December 31, 2015</td>
       <td style="padding-bottom: 2.25pt">&nbsp;</td>
       <td style="border-bottom: Black 2.25pt double; text-align: left">&nbsp;</td>
       <td style="border-bottom: Black 2.25pt double; text-align: right">415,909</td>
       <td style="border-bottom: Black 2.25pt double; text-align: left">&nbsp;</td>
       <td style="padding-bottom: 2.25pt">&nbsp;</td>
       <td style="border-bottom: Black 2.25pt double; text-align: left">$</td>
       <td style="border-bottom: Black 2.25pt double; text-align: right">18.10</td>
       <td style="border-bottom: Black 2.25pt double; text-align: left">&nbsp;</td>
      </tr>
      <tr style="vertical-align: bottom; background-color: White">
       <td>&nbsp;</td>
       <td>&nbsp;</td>
       <td style="text-align: left">&nbsp;</td>
       <td style="text-align: right">&nbsp;</td>
       <td style="text-align: left">&nbsp;</td>
       <td>&nbsp;</td>
       <td style="text-align: left">&nbsp;</td>
       <td style="text-align: right">&nbsp;</td>
       <td style="text-align: left">&nbsp;</td>
      </tr>
      <tr style="vertical-align: bottom; background-color: rgb(204,238,255)">
       <td style="text-align: left; padding-bottom: 2.25pt">Vested but unissued at December 31, 2015</td>
       <td style="padding-bottom: 2.25pt">&nbsp;</td>
       <td style="border-bottom: Black 2.25pt double; text-align: left">&nbsp;</td>
       <td style="border-bottom: Black 2.25pt double; text-align: right">290,226</td>
       <td style="border-bottom: Black 2.25pt double; text-align: left">&nbsp;</td>
       <td style="padding-bottom: 2.25pt">&nbsp;</td>
       <td style="border-bottom: Black 2.25pt double; text-align: left">$</td>
       <td style="border-bottom: Black 2.25pt double; text-align: right">18.08</td>
       <td style="border-bottom: Black 2.25pt double; text-align: left">&nbsp;</td>
      </tr>

    </table><br/><p style="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify">As of December 31, 2015, there was $5.4 million of total unrecognized compensation cost related to RSU awards granted under the 2014 Omnibus Plan and the Prior Plans. That cost is expected to be recognized over a weighted-average period of 3.2 years. The total fair value of awards vested for the years ended December 31, 2015, 2014 and 2013 were $4.9 million, $4.4 million and $2.9 million, respectively. The vested but unissued RSU awards consist of awards made to employees and directors who are eligible for retirement. According to the terms of these awards, which provide for vesting upon retirement, these employees and directors have no risk of forfeiture. These shares will be issued at the original contractual vesting and settlement dates. As of December 31, 2015, there is no remaining unrecognized compensation cost related to stock options granted.</p><br/><p style="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify">The following table summarizes certain information regarding the stock option awards under the 2014 Omnibus Plan and the Prior Plans in the aggregate for the year ended December 31, 2015:</p><br/><table cellpadding="0" cellspacing="0" style="border-collapse: collapse; width: 100%; font: 10pt Times New Roman, Times, Serif">

      <tr style="vertical-align: bottom">
       <td nowrap="nowrap" style="border-bottom: Black 1pt solid">&nbsp;</td>
       <td nowrap="nowrap" style="padding-bottom: 1pt; border-bottom: Black 1pt solid">&nbsp;</td>
       <td colspan="3" nowrap="nowrap" style="text-align: center; border-bottom: Black 1pt solid">Shares</td>
       <td nowrap="nowrap" style="padding-bottom: 1pt; border-bottom: Black 1pt solid">&nbsp;</td>
       <td colspan="3" nowrap="nowrap" style="text-align: center; border-bottom: Black 1pt solid">Weighted-<br /> Average <br /> Exercise <br /> Price</td>
       <td nowrap="nowrap" style="padding-bottom: 1pt; border-bottom: Black 1pt solid">&nbsp;</td>
       <td colspan="3" nowrap="nowrap" style="text-align: center; border-bottom: Black 1pt solid">Weighted-Average <br /> Remaining <br /> Contractual <br /> (years)</td>
       <td nowrap="nowrap" style="padding-bottom: 1pt; border-bottom: Black 1pt solid">&nbsp;</td>
       <td colspan="3" nowrap="nowrap" style="text-align: center; border-bottom: Black 1pt solid">Aggregate <br /> Intrinsic <br /> Value <br /> ($000)*</td>
      </tr>
      <tr style="vertical-align: bottom">
       <td>&nbsp;</td>
       <td>&nbsp;</td>
       <td colspan="3">&nbsp;</td>
       <td>&nbsp;</td>
       <td colspan="3">&nbsp;</td>
       <td>&nbsp;</td>
       <td colspan="3">&nbsp;</td>
       <td>&nbsp;</td>
       <td colspan="3">&nbsp;</td>
      </tr>
      <tr style="vertical-align: bottom; background-color: rgb(204,238,255)">
       <td style="width: 56%">Outstanding at December 31, 2014</td>
       <td style="width: 1%">&nbsp;</td>
       <td style="width: 1%; text-align: left">&nbsp;</td>
       <td style="width: 8%; text-align: right">154,915</td>
       <td style="width: 1%; text-align: left">&nbsp;</td>
       <td style="width: 1%">&nbsp;</td>
       <td style="width: 1%; text-align: left">$</td>
       <td style="width: 8%; text-align: right">15.19</td>
       <td style="width: 1%; text-align: left">&nbsp;</td>
       <td style="width: 1%">&nbsp;</td>
       <td style="width: 1%; text-align: left">&nbsp;</td>
       <td style="width: 8%; text-align: right">&nbsp;</td>
       <td style="width: 1%; text-align: left">&nbsp;</td>
       <td style="width: 1%">&nbsp;</td>
       <td style="width: 1%; text-align: left">&nbsp;</td>
       <td style="width: 8%; text-align: right">&nbsp;</td>
       <td style="width: 1%; text-align: left">&nbsp;</td>
      </tr>
      <tr style="vertical-align: bottom; background-color: White">
       <td style="padding-left: 10pt">Granted</td>
       <td>&nbsp;</td>
       <td style="text-align: left">&nbsp;</td>
       <td style="text-align: right">-</td>
       <td style="text-align: left">&nbsp;</td>
       <td>&nbsp;</td>
       <td style="text-align: left">&nbsp;</td>
       <td style="text-align: right">-</td>
       <td style="text-align: left">&nbsp;</td>
       <td>&nbsp;</td>
       <td style="text-align: left">&nbsp;</td>
       <td style="text-align: right">&nbsp;</td>
       <td style="text-align: left">&nbsp;</td>
       <td>&nbsp;</td>
       <td style="text-align: left">&nbsp;</td>
       <td style="text-align: right">&nbsp;</td>
       <td style="text-align: left">&nbsp;</td>
      </tr>
      <tr style="vertical-align: bottom; background-color: rgb(204,238,255)">
       <td style="padding-left: 10pt">Exercised</td>
       <td>&nbsp;</td>
       <td style="text-align: left">&nbsp;</td>
       <td style="text-align: right">(45,785</td>
       <td style="text-align: left">)</td>
       <td>&nbsp;</td>
       <td style="text-align: left">&nbsp;</td>
       <td style="text-align: right">12.92</td>
       <td style="text-align: left">&nbsp;</td>
       <td>&nbsp;</td>
       <td style="text-align: left">&nbsp;</td>
       <td style="text-align: right">&nbsp;</td>
       <td style="text-align: left">&nbsp;</td>
       <td>&nbsp;</td>
       <td style="text-align: left">&nbsp;</td>
       <td style="text-align: right">&nbsp;</td>
       <td style="text-align: left">&nbsp;</td>
      </tr>
      <tr style="vertical-align: bottom; background-color: White">
       <td style="padding-bottom: 1pt; padding-left: 10pt">Forfeited</td>
       <td style="padding-bottom: 1pt">&nbsp;</td>
       <td style="border-bottom: Black 1pt solid; text-align: left">&nbsp;</td>
       <td style="border-bottom: Black 1pt solid; text-align: right">-</td>
       <td style="border-bottom: Black 1pt solid; text-align: left">&nbsp;</td>
       <td style="padding-bottom: 1pt">&nbsp;</td>
       <td style="border-bottom: Black 1pt solid; text-align: left">&nbsp;</td>
       <td style="border-bottom: Black 1pt solid; text-align: right">-</td>
       <td style="border-bottom: Black 1pt solid; text-align: left">&nbsp;</td>
       <td style="padding-bottom: 1pt">&nbsp;</td>
       <td style="text-align: left">&nbsp;</td>
       <td style="text-align: right">&nbsp;</td>
       <td style="text-align: left">&nbsp;</td>
       <td style="padding-bottom: 1pt">&nbsp;</td>
       <td style="text-align: left">&nbsp;</td>
       <td style="text-align: right">&nbsp;</td>
       <td style="text-align: left">&nbsp;</td>
      </tr>
      <tr style="vertical-align: bottom; background-color: rgb(204,238,255)">
       <td style="padding-bottom: 2.25pt">Outstanding at December 31, 2015</td>
       <td style="padding-bottom: 2.25pt">&nbsp;</td>
       <td style="border-bottom: Black 2.25pt double; text-align: left">&nbsp;</td>
       <td style="border-bottom: Black 2.25pt double; text-align: right">109,130</td>
       <td style="border-bottom: Black 2.25pt double; text-align: left">&nbsp;</td>
       <td style="padding-bottom: 2.25pt">&nbsp;</td>
       <td style="border-bottom: Black 2.25pt double; text-align: left">$</td>
       <td style="border-bottom: Black 2.25pt double; text-align: right">16.14</td>
       <td style="border-bottom: Black 2.25pt double; text-align: left">&nbsp;</td>
       <td style="padding-bottom: 2.25pt">&nbsp;</td>
       <td style="border-bottom: Black 2.25pt double; text-align: left">&nbsp;</td>
       <td style="border-bottom: Black 2.25pt double; text-align: right">2.3</td>
       <td style="border-bottom: Black 2.25pt double; text-align: left">&nbsp;</td>
       <td style="padding-bottom: 2.25pt">&nbsp;</td>
       <td style="border-bottom: Black 2.25pt double; text-align: left">$</td>
       <td style="border-bottom: Black 2.25pt double; text-align: right">600</td>
       <td style="border-bottom: Black 2.25pt double; text-align: left">&nbsp;</td>
      </tr>
      <tr style="vertical-align: bottom; background-color: White">
       <td style="padding-bottom: 2.25pt">Exercisable shares at December 31, 2015</td>
       <td style="padding-bottom: 2.25pt">&nbsp;</td>
       <td style="border-bottom: Black 2.25pt double; text-align: left">&nbsp;</td>
       <td style="border-bottom: Black 2.25pt double; text-align: right">109,130</td>
       <td style="border-bottom: Black 2.25pt double; text-align: left">&nbsp;</td>
       <td style="padding-bottom: 2.25pt">&nbsp;</td>
       <td style="border-bottom: Black 2.25pt double; text-align: left">$</td>
       <td style="border-bottom: Black 2.25pt double; text-align: right">16.14</td>
       <td style="border-bottom: Black 2.25pt double; text-align: left">&nbsp;</td>
       <td style="padding-bottom: 2.25pt">&nbsp;</td>
       <td style="border-bottom: Black 2.25pt double; text-align: left">&nbsp;</td>
       <td style="border-bottom: Black 2.25pt double; text-align: right">2.3</td>
       <td style="border-bottom: Black 2.25pt double; text-align: left">&nbsp;</td>
       <td style="padding-bottom: 2.25pt">&nbsp;</td>
       <td style="border-bottom: Black 2.25pt double; text-align: left">$</td>
       <td style="border-bottom: Black 2.25pt double; text-align: right">600</td>
       <td style="border-bottom: Black 2.25pt double; text-align: left">&nbsp;</td>
      </tr>

    </table><br/><p style="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify">* The intrinsic value of a stock option is the difference between the market value of the underlying stock and the exercise price of the option.</p><br/><p style="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify">Cash proceeds, fair value received, tax benefits, and intrinsic value related to stock options exercised, and the weighted average grant date fair value for options granted, during the years ended December 31, 2015, 2014 and 2013 are provided in the following table:</p><br/><table cellpadding="0" cellspacing="0" style="border-collapse: collapse; width: 100%; font: 10pt Times New Roman, Times, Serif">

      <tr style="vertical-align: bottom">
       <td style="font-style: italic; border-bottom: Black 1pt solid">(In thousands, except grant date fair value)</td>
       <td style="padding-bottom: 1pt; border-bottom: Black 1pt solid">&nbsp;</td>
       <td colspan="3" style="text-align: center; border-bottom: Black 1pt solid">2015</td>
       <td style="padding-bottom: 1pt; border-bottom: Black 1pt solid">&nbsp;</td>
       <td colspan="3" style="text-align: center; border-bottom: Black 1pt solid">2014</td>
       <td style="padding-bottom: 1pt; border-bottom: Black 1pt solid">&nbsp;</td>
       <td colspan="3" style="text-align: center; border-bottom: Black 1pt solid">2013</td>
      </tr>
      <tr style="vertical-align: bottom; background-color: rgb(204,238,255)">
       <td style="width: 61%; text-align: left">Proceeds from stock options exercised</td>
       <td style="width: 1%">&nbsp;</td>
       <td style="width: 1%; text-align: left">$</td>
       <td style="width: 10%; text-align: right">145</td>
       <td style="width: 1%; text-align: left">&nbsp;</td>
       <td style="width: 1%">&nbsp;</td>
       <td style="width: 1%; text-align: left">$</td>
       <td style="width: 10%; text-align: right">565</td>
       <td style="width: 1%; text-align: left">&nbsp;</td>
       <td style="width: 1%">&nbsp;</td>
       <td style="width: 1%; text-align: left">$</td>
       <td style="width: 10%; text-align: right">533</td>
       <td style="width: 1%; text-align: left">&nbsp;</td>
      </tr>
      <tr style="vertical-align: bottom; background-color: White">
       <td>Fair value of shares received upon exercise of stock options</td>
       <td>&nbsp;</td>
       <td style="text-align: left">&nbsp;</td>
       <td style="text-align: right">447</td>
       <td style="text-align: left">&nbsp;</td>
       <td>&nbsp;</td>
       <td style="text-align: left">&nbsp;</td>
       <td style="text-align: right">1,962</td>
       <td style="text-align: left">&nbsp;</td>
       <td>&nbsp;</td>
       <td style="text-align: left">&nbsp;</td>
       <td style="text-align: right">6,814</td>
       <td style="text-align: left">&nbsp;</td>
      </tr>
      <tr style="vertical-align: bottom; background-color: rgb(204,238,255)">
       <td style="text-align: left">Tax benefit related to stock options exercised</td>
       <td>&nbsp;</td>
       <td style="text-align: left">&nbsp;</td>
       <td style="text-align: right">99</td>
       <td style="text-align: left">&nbsp;</td>
       <td>&nbsp;</td>
       <td style="text-align: left">&nbsp;</td>
       <td style="text-align: right">88</td>
       <td style="text-align: left">&nbsp;</td>
       <td>&nbsp;</td>
       <td style="text-align: left">&nbsp;</td>
       <td style="text-align: right">151</td>
       <td style="text-align: left">&nbsp;</td>
      </tr>
      <tr style="vertical-align: bottom; background-color: White">
       <td style="text-align: left">Intrinsic value of stock options exercised</td>
       <td>&nbsp;</td>
       <td style="text-align: left">&nbsp;</td>
       <td style="text-align: right">330</td>
       <td style="text-align: left">&nbsp;</td>
       <td>&nbsp;</td>
       <td style="text-align: left">&nbsp;</td>
       <td style="text-align: right">488</td>
       <td style="text-align: left">&nbsp;</td>
       <td>&nbsp;</td>
       <td style="text-align: left">&nbsp;</td>
       <td style="text-align: right">1,228</td>
       <td style="text-align: left">&nbsp;</td>
      </tr>
      <tr style="vertical-align: bottom; background-color: rgb(204,238,255)">
       <td>&nbsp;</td>
       <td>&nbsp;</td>
       <td style="text-align: left">&nbsp;</td>
       <td style="text-align: right">&nbsp;</td>
       <td style="text-align: left">&nbsp;</td>
       <td>&nbsp;</td>
       <td style="text-align: left">&nbsp;</td>
       <td style="text-align: right">&nbsp;</td>
       <td style="text-align: left">&nbsp;</td>
       <td>&nbsp;</td>
       <td style="text-align: left">&nbsp;</td>
       <td style="text-align: right">&nbsp;</td>
       <td style="text-align: left">&nbsp;</td>
      </tr>
      <tr style="vertical-align: bottom; background-color: White">
       <td>Weighted average fair value on grant date</td>
       <td>&nbsp;</td>
       <td style="text-align: left">&nbsp;</td>
       <td style="text-align: right">&nbsp;n/a&nbsp;</td>
       <td style="text-align: left">&nbsp;</td>
       <td>&nbsp;</td>
       <td style="text-align: left">&nbsp;</td>
       <td style="text-align: right">&nbsp;n/a&nbsp;</td>
       <td style="text-align: left">&nbsp;</td>
       <td>&nbsp;</td>
       <td style="text-align: left">&nbsp;</td>
       <td style="text-align: right">&nbsp;n/a&nbsp;</td>
       <td style="text-align: left">&nbsp;</td>
      </tr>

    </table><br/><p style="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify"><i>Phantom Stock Plan:</i> The Company maintains a non-qualified phantom stock plan as a supplement to its profit sharing plan for officers who have achieved the designated level and completed one year of service. Prior to January 1, 2015, the Plan included officers at a level that are no longer qualified to participate, however those that were eligible remain eligible to participate in the Plan. Awards are made under this plan on certain compensation not eligible for awards made under the profit sharing plan, due to the terms of the profit sharing plan and the Internal Revenue Code. Employees receive awards under this plan proportionate to the amount they would have received under the profit sharing plan, but for limits imposed by the profit sharing plan and the Internal Revenue Code. The awards are made as cash awards, and then converted to common stock equivalents (phantom shares) at the then current fair value of the Company&#x2019;s common stock. Dividends are credited to each employee&#x2019;s account in the form of additional phantom shares each time the Company pays a dividend on its common stock. In the event of a change of control (as defined in this plan), an employee&#x2019;s interest is converted to a fixed dollar amount and deemed to be invested in the same manner as his interest in the Bank&#x2019;s non-qualified deferred compensation plan. Employees vest under this plan 20% per year for the first 5 years of employment and are 100% vested thereafter. Employees also become 100% vested upon a change of control. Employees receive their vested interest in this plan in the form of a cash lump sum payment or installments, as elected by the employee, after termination of employment. The Company adjusts its liability under this plan to the fair value of the shares at the end of each period.</p><br/><p style="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify">The following table summarizes the Company&#x2019;s Phantom Stock Plan at or for the year ended December 31, 2015:</p><br/><table cellpadding="0" cellspacing="0" style="border-collapse: collapse; width: 100%; font: 10pt Times New Roman, Times, Serif">

      <tr style="vertical-align: bottom">
       <td style="border-bottom: Black 1pt solid">Phantom Stock Plan</td>
       <td style="padding-bottom: 1pt; border-bottom: Black 1pt solid">&nbsp;</td>
       <td colspan="3" style="text-align: center; border-bottom: Black 1pt solid">Shares</td>
       <td style="padding-bottom: 1pt; border-bottom: Black 1pt solid">&nbsp;</td>
       <td colspan="3" style="text-align: center; border-bottom: Black 1pt solid">Fair Value</td>
      </tr>
      <tr style="vertical-align: bottom; background-color: White">
       <td>&nbsp;</td>
       <td>&nbsp;</td>
       <td style="text-align: left">&nbsp;</td>
       <td style="text-align: right">&nbsp;</td>
       <td style="text-align: left">&nbsp;</td>
       <td>&nbsp;</td>
       <td style="text-align: left">&nbsp;</td>
       <td style="text-align: right">&nbsp;</td>
       <td style="text-align: left">&nbsp;</td>
      </tr>
      <tr style="vertical-align: bottom; background-color: rgb(204,238,255)">
       <td style="width: 70%">Outstanding at December 31, 2014</td>
       <td style="width: 1%">&nbsp;</td>
       <td style="width: 1%; text-align: left">&nbsp;</td>
       <td style="width: 12%; text-align: right">67,113</td>
       <td style="width: 1%; text-align: left">&nbsp;</td>
       <td style="width: 1%">&nbsp;</td>
       <td style="width: 1%; text-align: left">$</td>
       <td style="width: 12%; text-align: right">20.27</td>
       <td style="width: 1%; text-align: left">&nbsp;</td>
      </tr>
      <tr style="vertical-align: bottom; background-color: White">
       <td style="padding-left: 10pt">Granted</td>
       <td>&nbsp;</td>
       <td style="text-align: left">&nbsp;</td>
       <td style="text-align: right">12,924</td>
       <td style="text-align: left">&nbsp;</td>
       <td>&nbsp;</td>
       <td style="text-align: left">&nbsp;</td>
       <td style="text-align: right">19.44</td>
       <td style="text-align: left">&nbsp;</td>
      </tr>
      <tr style="vertical-align: bottom; background-color: rgb(204,238,255)">
       <td style="padding-left: 10pt">Forfeited</td>
       <td>&nbsp;</td>
       <td style="text-align: left">&nbsp;</td>
       <td style="text-align: right">(3</td>
       <td style="text-align: left">)</td>
       <td>&nbsp;</td>
       <td style="text-align: left">&nbsp;</td>
       <td style="text-align: right">20.78</td>
       <td style="text-align: left">&nbsp;</td>
      </tr>
      <tr style="vertical-align: bottom; background-color: White">
       <td style="padding-bottom: 1pt; padding-left: 10pt">Distributions</td>
       <td style="padding-bottom: 1pt">&nbsp;</td>
       <td style="border-bottom: Black 1pt solid; text-align: left">&nbsp;</td>
       <td style="border-bottom: Black 1pt solid; text-align: right">(594</td>
       <td style="border-bottom: Black 1pt solid; text-align: left">)</td>
       <td style="padding-bottom: 1pt">&nbsp;</td>
       <td style="border-bottom: Black 1pt solid; text-align: left">&nbsp;</td>
       <td style="border-bottom: Black 1pt solid; text-align: right">19.82</td>
       <td style="border-bottom: Black 1pt solid; text-align: left">&nbsp;</td>
      </tr>
      <tr style="vertical-align: bottom; background-color: rgb(204,238,255)">
       <td style="padding-bottom: 2.25pt">Outstanding at December 31, 2015</td>
       <td style="padding-bottom: 2.25pt">&nbsp;</td>
       <td style="border-bottom: Black 2.25pt double; text-align: left">&nbsp;</td>
       <td style="border-bottom: Black 2.25pt double; text-align: right">79,440</td>
       <td style="border-bottom: Black 2.25pt double; text-align: left">&nbsp;</td>
       <td style="padding-bottom: 2.25pt">&nbsp;</td>
       <td style="border-bottom: Black 2.25pt double; text-align: left">$</td>
       <td style="border-bottom: Black 2.25pt double; text-align: right">21.64</td>
       <td style="border-bottom: Black 2.25pt double; text-align: left">&nbsp;</td>
      </tr>
      <tr style="vertical-align: bottom; background-color: White">
       <td style="padding-bottom: 2.25pt">Vested at December 31, 2015</td>
       <td style="padding-bottom: 2.25pt">&nbsp;</td>
       <td style="border-bottom: Black 2.25pt double; text-align: left">&nbsp;</td>
       <td style="border-bottom: Black 2.25pt double; text-align: right">78,857</td>
       <td style="border-bottom: Black 2.25pt double; text-align: left">&nbsp;</td>
       <td style="padding-bottom: 2.25pt">&nbsp;</td>
       <td style="border-bottom: Black 2.25pt double; text-align: left">$</td>
       <td style="border-bottom: Black 2.25pt double; text-align: right">21.64</td>
       <td style="border-bottom: Black 2.25pt double; text-align: left">&nbsp;</td>
      </tr>

    </table><br/><p style="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify">The Company recorded stock-based compensation expense for the phantom stock plan of $169,000, $17,000 and $343,000 for the years ended December 31, 2015, 2014 and 2013, respectively. The total fair value of distributions from the phantom stock plan were $12,000, $35,000 and $9,000 for the years ended December 31, 2015, 2014 and 2013, respectively.</p><br/><span></span>
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<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>The entire disclosure for compensation-related costs for equity-based compensation, which may include disclosure of policies, compensation plan details, allocation of equity compensation, incentive distributions, equity-based arrangements to obtain goods and services, deferred compensation arrangements, employee stock ownership plan details and employee stock purchase plan details.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 718<br> -SubTopic 40<br> -Section 50<br> -Paragraph 1<br> -URI http://asc.fasb.org/extlink&amp;oid=6418621&amp;loc=d3e17540-113929<br><br>Reference 2: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 505<br> -SubTopic 50<br> -Section 50<br> -Paragraph 1<br> -URI http://asc.fasb.org/extlink&amp;oid=51659978&amp;loc=d3e25284-112666<br><br>Reference 3: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 718<br> -SubTopic 10<br> -Section 50<br> -Paragraph 2<br> -URI http://asc.fasb.org/extlink&amp;oid=6415400&amp;loc=d3e5070-113901<br><br>Reference 4: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 718<br> -SubTopic 10<br> -Section 50<br> -Paragraph 1<br> -URI http://asc.fasb.org/extlink&amp;oid=6415400&amp;loc=d3e5047-113901<br><br>Reference 5: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 718<br> -SubTopic 10<br> -Section 50<br> -Paragraph 4<br> -URI http://asc.fasb.org/extlink&amp;oid=6415400&amp;loc=d3e5444-113901<br><br>Reference 6: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher SEC<br> -Name Staff Accounting Bulletin (SAB)<br> -Number Topic 14<br></p></div>
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<th class="tl" colspan="1" rowspan="2"><div style="width: 200px;"><strong>Note 12 - Pension and Other Postretirement Benefit Plans<br></strong></div></th>
<th class="th" colspan="1">12 Months Ended</th>
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<tr><th class="th"><div>Dec. 31, 2015</div></th></tr>
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<td class="text"><p style="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify"><b>12. Pension and Other Postretirement Benefit Plans</b></p><br/><p style="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify">The amounts recognized in accumulated other comprehensive income, on a pre-tax basis, consist of the following, as of December 31:</p><br/><table cellpadding="0" cellspacing="0" style="border-collapse: collapse; width: 100%; font: 10pt Times New Roman, Times, Serif">

      <tr style="vertical-align: bottom">
       <td>&nbsp;</td>
       <td style="padding-bottom: 1pt">&nbsp;</td>
       <td colspan="11" style="text-align: center; border-bottom: Black 1pt solid">Net Actuarial<br /> loss (gain)</td>
       <td style="padding-bottom: 1pt">&nbsp;</td>
       <td colspan="11" style="text-align: center; border-bottom: Black 1pt solid">Prior Service<br /> cost (credit)</td>
       <td style="padding-bottom: 1pt">&nbsp;</td>
       <td colspan="11" style="text-align: center; border-bottom: Black 1pt solid">Total</td>
      </tr>
      <tr style="vertical-align: bottom">
       <td>&nbsp;</td>
       <td style="padding-bottom: 1pt">&nbsp;</td>
       <td colspan="3" style="text-align: center; border-bottom: Black 1pt solid">2015</td>
       <td style="border-bottom: Black 1pt solid; text-align: left">&nbsp;</td>
       <td colspan="3" style="text-align: center; border-bottom: Black 1pt solid">2014</td>
       <td style="border-bottom: Black 1pt solid; text-align: left">&nbsp;</td>
       <td colspan="3" style="text-align: center; border-bottom: Black 1pt solid">2013</td>
       <td style="padding-bottom: 1pt">&nbsp;</td>
       <td colspan="3" style="text-align: center; border-bottom: Black 1pt solid">2015</td>
       <td style="border-bottom: Black 1pt solid; text-align: left">&nbsp;</td>
       <td colspan="3" style="text-align: center; border-bottom: Black 1pt solid">2014</td>
       <td style="border-bottom: Black 1pt solid; text-align: left">&nbsp;</td>
       <td colspan="3" style="text-align: center; border-bottom: Black 1pt solid">2013</td>
       <td style="padding-bottom: 1pt">&nbsp;</td>
       <td colspan="3" style="text-align: center; border-bottom: Black 1pt solid">2015</td>
       <td style="border-bottom: Black 1pt solid; text-align: left">&nbsp;</td>
       <td colspan="3" style="text-align: center; border-bottom: Black 1pt solid">2014</td>
       <td style="border-bottom: Black 1pt solid; text-align: left">&nbsp;</td>
       <td colspan="3" style="text-align: center; border-bottom: Black 1pt solid">2013</td>
      </tr>
      <tr style="vertical-align: bottom">
       <td>&nbsp;</td>
       <td style="font-style: italic">&nbsp;</td>
       <td colspan="36" style="font-style: italic; text-align: center">(In thousands)</td>
      </tr>
      <tr style="vertical-align: bottom; background-color: rgb(204,238,255)">
       <td style="width: 10%; text-align: left">Employee Retirement Plan</td>
       <td style="width: 1%">&nbsp;</td>
       <td style="width: 1%; text-align: left">$</td>
       <td style="width: 7%; text-align: right">8,589</td>
       <td style="width: 1%; text-align: left">&nbsp;</td>
       <td style="width: 1%">&nbsp;</td>
       <td style="width: 1%; text-align: left">$</td>
       <td style="width: 7%; text-align: right">9,938</td>
       <td style="width: 1%; text-align: left">&nbsp;</td>
       <td style="width: 1%">&nbsp;</td>
       <td style="width: 1%; text-align: left">$</td>
       <td style="width: 7%; text-align: right">5,899</td>
       <td style="width: 1%; text-align: left">&nbsp;</td>
       <td style="width: 1%">&nbsp;</td>
       <td style="width: 1%; text-align: left">$</td>
       <td style="width: 7%; text-align: right">-</td>
       <td style="width: 1%; text-align: left">&nbsp;</td>
       <td style="width: 1%">&nbsp;</td>
       <td style="width: 1%; text-align: left">$</td>
       <td style="width: 7%; text-align: right">-</td>
       <td style="width: 1%; text-align: left">&nbsp;</td>
       <td style="width: 1%">&nbsp;</td>
       <td style="width: 1%; text-align: left">$</td>
       <td style="width: 7%; text-align: right">-</td>
       <td style="width: 1%; text-align: left">&nbsp;</td>
       <td style="width: 1%">&nbsp;</td>
       <td style="width: 1%; text-align: left">$</td>
       <td style="width: 7%; text-align: right">8,589</td>
       <td style="width: 1%; text-align: left">&nbsp;</td>
       <td style="width: 1%">&nbsp;</td>
       <td style="width: 1%; text-align: left">$</td>
       <td style="width: 7%; text-align: right">9,938</td>
       <td style="width: 1%; text-align: left">&nbsp;</td>
       <td style="width: 1%">&nbsp;</td>
       <td style="width: 1%; text-align: left">$</td>
       <td style="width: 7%; text-align: right">5,899</td>
       <td style="width: 1%; text-align: left">&nbsp;</td>
      </tr>
      <tr style="vertical-align: bottom; background-color: White">
       <td nowrap="nowrap" style="text-align: left">Other Postretirement Benefit Plans</td>
       <td>&nbsp;</td>
       <td style="text-align: left">&nbsp;</td>
       <td style="text-align: right">1,296</td>
       <td style="text-align: left">&nbsp;</td>
       <td>&nbsp;</td>
       <td style="text-align: left">&nbsp;</td>
       <td style="text-align: right">2,130</td>
       <td style="text-align: left">&nbsp;</td>
       <td>&nbsp;</td>
       <td style="text-align: left">&nbsp;</td>
       <td style="text-align: right">205</td>
       <td style="text-align: left">&nbsp;</td>
       <td>&nbsp;</td>
       <td style="text-align: left">&nbsp;</td>
       <td style="text-align: right">(538</td>
       <td style="text-align: left">)</td>
       <td>&nbsp;</td>
       <td style="text-align: left">&nbsp;</td>
       <td style="text-align: right">(623</td>
       <td style="text-align: left">)</td>
       <td>&nbsp;</td>
       <td style="text-align: left">&nbsp;</td>
       <td style="text-align: right">(708</td>
       <td style="text-align: left">)</td>
       <td>&nbsp;</td>
       <td style="text-align: left">&nbsp;</td>
       <td style="text-align: right">758</td>
       <td style="text-align: left">&nbsp;</td>
       <td>&nbsp;</td>
       <td style="text-align: left">&nbsp;</td>
       <td style="text-align: right">1,507</td>
       <td style="text-align: left">&nbsp;</td>
       <td>&nbsp;</td>
       <td style="text-align: left">&nbsp;</td>
       <td style="text-align: right">(503</td>
       <td style="text-align: left">)</td>
      </tr>
      <tr style="vertical-align: bottom; background-color: rgb(204,238,255)">
       <td style="text-align: left; padding-bottom: 1pt">Outside Directors Plan</td>
       <td style="padding-bottom: 1pt">&nbsp;</td>
       <td style="border-bottom: Black 1pt solid; text-align: left">&nbsp;</td>
       <td style="border-bottom: Black 1pt solid; text-align: right">(562</td>
       <td style="border-bottom: Black 1pt solid; text-align: left">)</td>
       <td style="border-bottom: Black 1pt solid; text-align: left">&nbsp;</td>
       <td style="border-bottom: Black 1pt solid; text-align: left">&nbsp;</td>
       <td style="border-bottom: Black 1pt solid; text-align: right">(488</td>
       <td style="border-bottom: Black 1pt solid; text-align: left">)</td>
       <td style="border-bottom: Black 1pt solid; text-align: left">&nbsp;</td>
       <td style="border-bottom: Black 1pt solid; text-align: left">&nbsp;</td>
       <td style="border-bottom: Black 1pt solid; text-align: right">(496</td>
       <td style="border-bottom: Black 1pt solid; text-align: left">)</td>
       <td style="padding-bottom: 1pt">&nbsp;</td>
       <td style="border-bottom: Black 1pt solid; text-align: left">&nbsp;</td>
       <td style="border-bottom: Black 1pt solid; text-align: right">91</td>
       <td style="border-bottom: Black 1pt solid; text-align: left">&nbsp;</td>
       <td style="border-bottom: Black 1pt solid; text-align: left">&nbsp;</td>
       <td style="border-bottom: Black 1pt solid; text-align: left">&nbsp;</td>
       <td style="border-bottom: Black 1pt solid; text-align: right">131</td>
       <td style="border-bottom: Black 1pt solid; text-align: left">&nbsp;</td>
       <td style="border-bottom: Black 1pt solid; text-align: left">&nbsp;</td>
       <td style="border-bottom: Black 1pt solid; text-align: left">&nbsp;</td>
       <td style="border-bottom: Black 1pt solid; text-align: right">171</td>
       <td style="border-bottom: Black 1pt solid; text-align: left">&nbsp;</td>
       <td style="padding-bottom: 1pt">&nbsp;</td>
       <td style="border-bottom: Black 1pt solid; text-align: left">&nbsp;</td>
       <td style="border-bottom: Black 1pt solid; text-align: right">(471</td>
       <td style="border-bottom: Black 1pt solid; text-align: left">)</td>
       <td style="border-bottom: Black 1pt solid; text-align: left">&nbsp;</td>
       <td style="border-bottom: Black 1pt solid; text-align: left">&nbsp;</td>
       <td style="border-bottom: Black 1pt solid; text-align: right">(357</td>
       <td style="border-bottom: Black 1pt solid; text-align: left">)</td>
       <td style="border-bottom: Black 1pt solid; text-align: left">&nbsp;</td>
       <td style="border-bottom: Black 1pt solid; text-align: left">&nbsp;</td>
       <td style="border-bottom: Black 1pt solid; text-align: right">(325</td>
       <td style="border-bottom: Black 1pt solid; text-align: left">)</td>
      </tr>
      <tr style="vertical-align: bottom; background-color: White">
       <td style="padding-bottom: 2.25pt">Total</td>
       <td style="padding-bottom: 2.25pt">&nbsp;</td>
       <td style="border-bottom: Black 2.25pt double; text-align: left">$</td>
       <td style="border-bottom: Black 2.25pt double; text-align: right">9,323</td>
       <td style="border-bottom: Black 2.25pt double; text-align: left">&nbsp;</td>
       <td style="border-bottom: Black 2.25pt double; text-align: left">&nbsp;</td>
       <td style="border-bottom: Black 2.25pt double; text-align: left">$</td>
       <td style="border-bottom: Black 2.25pt double; text-align: right">11,580</td>
       <td style="border-bottom: Black 2.25pt double; text-align: left">&nbsp;</td>
       <td style="border-bottom: Black 2.25pt double; text-align: left">&nbsp;</td>
       <td style="border-bottom: Black 2.25pt double; text-align: left">$</td>
       <td style="border-bottom: Black 2.25pt double; text-align: right">5,608</td>
       <td style="border-bottom: Black 2.25pt double; text-align: left">&nbsp;</td>
       <td style="padding-bottom: 2.25pt">&nbsp;</td>
       <td style="border-bottom: Black 2.25pt double; text-align: left">$</td>
       <td style="border-bottom: Black 2.25pt double; text-align: right">(447</td>
       <td style="border-bottom: Black 2.25pt double; text-align: left">)</td>
       <td style="border-bottom: Black 2.25pt double; text-align: left">&nbsp;</td>
       <td style="border-bottom: Black 2.25pt double; text-align: left">$</td>
       <td style="border-bottom: Black 2.25pt double; text-align: right">(492</td>
       <td style="border-bottom: Black 2.25pt double; text-align: left">)</td>
       <td style="border-bottom: Black 2.25pt double; text-align: left">&nbsp;</td>
       <td style="border-bottom: Black 2.25pt double; text-align: left">$</td>
       <td style="border-bottom: Black 2.25pt double; text-align: right">(537</td>
       <td style="border-bottom: Black 2.25pt double; text-align: left">)</td>
       <td style="padding-bottom: 2.25pt">&nbsp;</td>
       <td style="border-bottom: Black 2.25pt double; text-align: left">$</td>
       <td style="border-bottom: Black 2.25pt double; text-align: right">8,876</td>
       <td style="border-bottom: Black 2.25pt double; text-align: left">&nbsp;</td>
       <td style="border-bottom: Black 2.25pt double; text-align: left">&nbsp;</td>
       <td style="border-bottom: Black 2.25pt double; text-align: left">$</td>
       <td style="border-bottom: Black 2.25pt double; text-align: right">11,088</td>
       <td style="border-bottom: Black 2.25pt double; text-align: left">&nbsp;</td>
       <td style="border-bottom: Black 2.25pt double; text-align: left">&nbsp;</td>
       <td style="border-bottom: Black 2.25pt double; text-align: left">$</td>
       <td style="border-bottom: Black 2.25pt double; text-align: right">5,071</td>
       <td style="border-bottom: Black 2.25pt double; text-align: left">&nbsp;</td>
      </tr>

    </table><br/><p style="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify">Amounts in accumulated other comprehensive income to be recognized as components of net periodic expense for these plans in 2016 are as follows:</p><br/><table cellpadding="0" cellspacing="0" style="border-collapse: collapse; width: 100%; font: 10pt Times New Roman, Times, Serif">

      <tr style="vertical-align: bottom">
       <td>&nbsp;</td>
       <td style="padding-bottom: 1pt">&nbsp;</td>
       <td colspan="3" style="text-align: center; border-bottom: Black 1pt solid">Net Actuarial<br /> loss (gain)</td>
       <td style="padding-bottom: 1pt">&nbsp;</td>
       <td colspan="3" style="text-align: center; border-bottom: Black 1pt solid">Prior Service<br /> cost (credit)</td>
       <td style="padding-bottom: 1pt">&nbsp;</td>
       <td colspan="3" style="text-align: center; border-bottom: Black 1pt solid">Total</td>
      </tr>
      <tr style="vertical-align: bottom">
       <td>&nbsp;</td>
       <td style="font-style: italic">&nbsp;</td>
       <td colspan="11" style="font-style: italic; text-align: center">(In thousands)</td>
      </tr>
      <tr style="vertical-align: bottom; background-color: rgb(204,238,255)">
       <td style="width: 61%; text-align: left">Employee Retirement Plan</td>
       <td style="width: 1%">&nbsp;</td>
       <td style="width: 1%; text-align: left">$</td>
       <td style="width: 10%; text-align: right">808</td>
       <td style="width: 1%; text-align: left">&nbsp;</td>
       <td style="width: 1%">&nbsp;</td>
       <td style="width: 1%; text-align: left">$</td>
       <td style="width: 10%; text-align: right">-</td>
       <td style="width: 1%; text-align: left">&nbsp;</td>
       <td style="width: 1%">&nbsp;</td>
       <td style="width: 1%; text-align: left">$</td>
       <td style="width: 10%; text-align: right">808</td>
       <td style="width: 1%; text-align: left">&nbsp;</td>
      </tr>
      <tr style="vertical-align: bottom; background-color: White">
       <td style="text-align: left">Other Postretirement Benefit Plans</td>
       <td>&nbsp;</td>
       <td style="text-align: left">&nbsp;</td>
       <td style="text-align: right">47</td>
       <td style="text-align: left">&nbsp;</td>
       <td>&nbsp;</td>
       <td style="text-align: left">&nbsp;</td>
       <td style="text-align: right">(85</td>
       <td style="text-align: left">)</td>
       <td>&nbsp;</td>
       <td style="text-align: left">&nbsp;</td>
       <td style="text-align: right">(38</td>
       <td style="text-align: left">)</td>
      </tr>
      <tr style="vertical-align: bottom; background-color: rgb(204,238,255)">
       <td style="text-align: left; padding-bottom: 1pt">Outside Directors Plan</td>
       <td style="padding-bottom: 1pt">&nbsp;</td>
       <td style="border-bottom: Black 1pt solid; text-align: left">&nbsp;</td>
       <td style="border-bottom: Black 1pt solid; text-align: right">(86</td>
       <td style="border-bottom: Black 1pt solid; text-align: left">)</td>
       <td style="padding-bottom: 1pt">&nbsp;</td>
       <td style="border-bottom: Black 1pt solid; text-align: left">&nbsp;</td>
       <td style="border-bottom: Black 1pt solid; text-align: right">40</td>
       <td style="border-bottom: Black 1pt solid; text-align: left">&nbsp;</td>
       <td style="padding-bottom: 1pt">&nbsp;</td>
       <td style="border-bottom: Black 1pt solid; text-align: left">&nbsp;</td>
       <td style="border-bottom: Black 1pt solid; text-align: right">(46</td>
       <td style="border-bottom: Black 1pt solid; text-align: left">)</td>
      </tr>
      <tr style="vertical-align: bottom; background-color: White">
       <td style="padding-bottom: 2.25pt">Total</td>
       <td style="padding-bottom: 2.25pt">&nbsp;</td>
       <td style="border-bottom: Black 2.25pt double; text-align: left">$</td>
       <td style="border-bottom: Black 2.25pt double; text-align: right">769</td>
       <td style="border-bottom: Black 2.25pt double; text-align: left">&nbsp;</td>
       <td style="padding-bottom: 2.25pt">&nbsp;</td>
       <td style="border-bottom: Black 2.25pt double; text-align: left">$</td>
       <td style="border-bottom: Black 2.25pt double; text-align: right">(45</td>
       <td style="border-bottom: Black 2.25pt double; text-align: left">)</td>
       <td style="padding-bottom: 2.25pt">&nbsp;</td>
       <td style="border-bottom: Black 2.25pt double; text-align: left">$</td>
       <td style="border-bottom: Black 2.25pt double; text-align: right">724</td>
       <td style="border-bottom: Black 2.25pt double; text-align: left">&nbsp;</td>
      </tr>

    </table><br/><p style="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify"><b>Employee Retirement Plan:</b></p><br/><p style="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify">The Bank has a funded noncontributory defined benefit retirement plan covering substantially all of its salaried employees who were hired before September 1, 2005 (the &#x201c;Retirement Plan&#x201d;). The benefits are based on years of service and the employee&#x2019;s compensation during the three consecutive years out of the final ten years of service, which was completed prior to September 30, 2006, the date the Retirement Plan was frozen, that produces the highest average. The Bank&#x2019;s funding policy is to contribute annually the amount recommended by the Retirement Plan&#x2019;s actuary. The Bank&#x2019;s Retirement Plan invests in diversified equity and fixed-income funds, which are independently managed by a third party. The Company did not make a contribution to the Retirement Plan during the years ended December 31, 2015 or 2014. The Company contributed $0.8 million to the Retirement Plan during the year ended December 31, 2013. The Company uses a December 31 measurement date for the Retirement Plan.</p><br/><p style="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">The following table sets forth, for the Retirement Plan, the change in benefit obligation and assets, and for the Company, the amounts recognized in the Consolidated Statements of Financial Condition at December 31:</p><br/><table cellpadding="0" cellspacing="0" style="border-collapse: collapse; width: 100%; font: 10pt Times New Roman, Times, Serif">

      <tr style="vertical-align: bottom">
       <td style="text-align: center">&nbsp;</td>
       <td style="padding-bottom: 1pt">&nbsp;</td>
       <td colspan="3" style="text-align: center; border-bottom: Black 1pt solid">2015</td>
       <td style="padding-bottom: 1pt">&nbsp;</td>
       <td colspan="3" style="text-align: center; border-bottom: Black 1pt solid">2014</td>
      </tr>
      <tr style="vertical-align: bottom">
       <td style="text-align: left">&nbsp;</td>
       <td style="font-style: italic">&nbsp;</td>
       <td colspan="7" style="font-style: italic; text-align: center">(In thousands)</td>
      </tr>
      <tr style="vertical-align: bottom; background-color: rgb(204,238,255)">
       <td style="text-align: left">Change in benefit obligation:</td>
       <td>&nbsp;</td>
       <td style="text-align: left">&nbsp;</td>
       <td style="text-align: right">&nbsp;</td>
       <td style="text-align: left">&nbsp;</td>
       <td>&nbsp;</td>
       <td style="text-align: left">&nbsp;</td>
       <td style="text-align: right">&nbsp;</td>
       <td style="text-align: left">&nbsp;</td>
      </tr>
      <tr style="vertical-align: bottom; background-color: White">
       <td style="width: 70%; text-align: left; padding-left: 10pt">Projected benefit obligation at beginning of year</td>
       <td style="width: 1%">&nbsp;</td>
       <td style="width: 1%; text-align: left">$</td>
       <td style="width: 12%; text-align: right">24,097</td>
       <td style="width: 1%; text-align: left">&nbsp;</td>
       <td style="width: 1%">&nbsp;</td>
       <td style="width: 1%; text-align: left">$</td>
       <td style="width: 12%; text-align: right">19,740</td>
       <td style="width: 1%; text-align: left">&nbsp;</td>
      </tr>
      <tr style="vertical-align: bottom; background-color: rgb(204,238,255)">
       <td style="text-align: left; padding-left: 10pt">Interest cost</td>
       <td>&nbsp;</td>
       <td style="text-align: left">&nbsp;</td>
       <td style="text-align: right">889</td>
       <td style="text-align: left">&nbsp;</td>
       <td>&nbsp;</td>
       <td style="text-align: left">&nbsp;</td>
       <td style="text-align: right">891</td>
       <td style="text-align: left">&nbsp;</td>
      </tr>
      <tr style="vertical-align: bottom; background-color: White">
       <td style="text-align: left; padding-left: 10pt">Actuarial (gain) loss</td>
       <td>&nbsp;</td>
       <td style="text-align: left">&nbsp;</td>
       <td style="text-align: right">(1,208</td>
       <td style="text-align: left">)</td>
       <td>&nbsp;</td>
       <td style="text-align: left">&nbsp;</td>
       <td style="text-align: right">4,446</td>
       <td style="text-align: left">&nbsp;</td>
      </tr>
      <tr style="vertical-align: bottom; background-color: rgb(204,238,255)">
       <td style="text-align: left; padding-bottom: 1pt; padding-left: 10pt">Benefits paid</td>
       <td style="padding-bottom: 1pt">&nbsp;</td>
       <td style="border-bottom: Black 1pt solid; text-align: left">&nbsp;</td>
       <td style="border-bottom: Black 1pt solid; text-align: right">(1,014</td>
       <td style="border-bottom: Black 1pt solid; text-align: left">)</td>
       <td style="padding-bottom: 1pt">&nbsp;</td>
       <td style="border-bottom: Black 1pt solid; text-align: left">&nbsp;</td>
       <td style="border-bottom: Black 1pt solid; text-align: right">(980</td>
       <td style="border-bottom: Black 1pt solid; text-align: left">)</td>
      </tr>
      <tr style="vertical-align: bottom; background-color: White">
       <td style="text-align: left; padding-bottom: 1pt; padding-left: 20pt">Projected benefit obligation at end of year</td>
       <td style="padding-bottom: 1pt">&nbsp;</td>
       <td style="border-bottom: Black 1pt solid; text-align: left">&nbsp;</td>
       <td style="border-bottom: Black 1pt solid; text-align: right">22,764</td>
       <td style="border-bottom: Black 1pt solid; text-align: left">&nbsp;</td>
       <td style="padding-bottom: 1pt">&nbsp;</td>
       <td style="border-bottom: Black 1pt solid; text-align: left">&nbsp;</td>
       <td style="border-bottom: Black 1pt solid; text-align: right">24,097</td>
       <td style="border-bottom: Black 1pt solid; text-align: left">&nbsp;</td>
      </tr>
      <tr style="vertical-align: bottom; background-color: rgb(204,238,255)">
       <td style="text-align: left">&nbsp;</td>
       <td>&nbsp;</td>
       <td style="text-align: left">&nbsp;</td>
       <td style="text-align: right">&nbsp;</td>
       <td style="text-align: left">&nbsp;</td>
       <td>&nbsp;</td>
       <td style="text-align: left">&nbsp;</td>
       <td style="text-align: right">&nbsp;</td>
       <td style="text-align: left">&nbsp;</td>
      </tr>
      <tr style="vertical-align: bottom; background-color: White">
       <td style="text-align: left">Change in plan assets:</td>
       <td>&nbsp;</td>
       <td style="text-align: left">&nbsp;</td>
       <td style="text-align: right">&nbsp;</td>
       <td style="text-align: left">&nbsp;</td>
       <td>&nbsp;</td>
       <td style="text-align: left">&nbsp;</td>
       <td style="text-align: right">&nbsp;</td>
       <td style="text-align: left">&nbsp;</td>
      </tr>
      <tr style="vertical-align: bottom; background-color: rgb(204,238,255)">
       <td style="text-align: left; padding-left: 10pt">Market value of assets at beginning of year</td>
       <td>&nbsp;</td>
       <td style="text-align: left">&nbsp;</td>
       <td style="text-align: right">20,509</td>
       <td style="text-align: left">&nbsp;</td>
       <td>&nbsp;</td>
       <td style="text-align: left">&nbsp;</td>
       <td style="text-align: right">20,496</td>
       <td style="text-align: left">&nbsp;</td>
      </tr>
      <tr style="vertical-align: bottom; background-color: White">
       <td style="text-align: left; padding-left: 10pt">Actual return on plan assets</td>
       <td>&nbsp;</td>
       <td style="text-align: left">&nbsp;</td>
       <td style="text-align: right">429</td>
       <td style="text-align: left">&nbsp;</td>
       <td>&nbsp;</td>
       <td style="text-align: left">&nbsp;</td>
       <td style="text-align: right">993</td>
       <td style="text-align: left">&nbsp;</td>
      </tr>
      <tr style="vertical-align: bottom; background-color: rgb(204,238,255)">
       <td style="text-align: left; padding-bottom: 1pt; padding-left: 10pt">Benefits paid</td>
       <td style="padding-bottom: 1pt">&nbsp;</td>
       <td style="border-bottom: Black 1pt solid; text-align: left">&nbsp;</td>
       <td style="border-bottom: Black 1pt solid; text-align: right">(1,014</td>
       <td style="border-bottom: Black 1pt solid; text-align: left">)</td>
       <td style="padding-bottom: 1pt">&nbsp;</td>
       <td style="border-bottom: Black 1pt solid; text-align: left">&nbsp;</td>
       <td style="border-bottom: Black 1pt solid; text-align: right">(980</td>
       <td style="border-bottom: Black 1pt solid; text-align: left">)</td>
      </tr>
      <tr style="vertical-align: bottom; background-color: White">
       <td style="text-align: left; padding-bottom: 1pt; padding-left: 20pt">Market value of plan assets at end of year</td>
       <td style="padding-bottom: 1pt">&nbsp;</td>
       <td style="border-bottom: Black 1pt solid; text-align: left">&nbsp;</td>
       <td style="border-bottom: Black 1pt solid; text-align: right">19,924</td>
       <td style="border-bottom: Black 1pt solid; text-align: left">&nbsp;</td>
       <td style="padding-bottom: 1pt">&nbsp;</td>
       <td style="border-bottom: Black 1pt solid; text-align: left">&nbsp;</td>
       <td style="border-bottom: Black 1pt solid; text-align: right">20,509</td>
       <td style="border-bottom: Black 1pt solid; text-align: left">&nbsp;</td>
      </tr>
      <tr style="vertical-align: bottom; background-color: rgb(204,238,255)">
       <td style="text-align: left">&nbsp;</td>
       <td>&nbsp;</td>
       <td style="text-align: left">&nbsp;</td>
       <td style="text-align: right">&nbsp;</td>
       <td style="text-align: left">&nbsp;</td>
       <td>&nbsp;</td>
       <td style="text-align: left">&nbsp;</td>
       <td style="text-align: right">&nbsp;</td>
       <td style="text-align: left">&nbsp;</td>
      </tr>
      <tr style="vertical-align: bottom; background-color: White">
       <td style="text-align: left; padding-bottom: 2.25pt">Accrued pension liability included in other liabilities</td>
       <td style="padding-bottom: 2.25pt">&nbsp;</td>
       <td style="border-bottom: Black 2.25pt double; text-align: left">$</td>
       <td style="border-bottom: Black 2.25pt double; text-align: right">(2,840</td>
       <td style="border-bottom: Black 2.25pt double; text-align: left">)</td>
       <td style="padding-bottom: 2.25pt">&nbsp;</td>
       <td style="border-bottom: Black 2.25pt double; text-align: left">$</td>
       <td style="border-bottom: Black 2.25pt double; text-align: right">(3,588</td>
       <td style="border-bottom: Black 2.25pt double; text-align: left">)</td>
      </tr>

    </table><br/><p style="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0.25in 0pt 0; text-align: justify">The accumulated benefit obligation for the Retirement Plan was $22.8 million and $24.1 million at December 31, 2015 and 2014, respectively.</p><br/><p style="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: left"><font style="font-weight: normal">Assumptions used to determine the Retirement Plan&#x2019;s benefit obligations are as follows at December 31:</font></p><br/><table cellpadding="0" cellspacing="0" style="border-collapse: collapse; width: 100%; font: 10pt Times New Roman, Times, Serif">

      <tr style="vertical-align: bottom">
       <td style="text-align: center">&nbsp;</td>
       <td style="padding-bottom: 1pt">&nbsp;</td>
       <td colspan="3" style="text-align: center; border-bottom: Black 1pt solid">2015</td>
       <td style="padding-bottom: 1pt">&nbsp;</td>
       <td colspan="3" style="text-align: center; border-bottom: Black 1pt solid">2014</td>
      </tr>
      <tr style="vertical-align: bottom; background-color: rgb(204,238,255)">
       <td style="width: 70%; text-align: left">Weighted average discount rate</td>
       <td style="width: 1%">&nbsp;</td>
       <td style="width: 1%; text-align: left">&nbsp;</td>
       <td style="width: 12%; text-align: right">4.06</td>
       <td style="width: 1%; text-align: left">%</td>
       <td style="width: 1%">&nbsp;</td>
       <td style="width: 1%; text-align: left">&nbsp;</td>
       <td style="width: 12%; text-align: right">3.76</td>
       <td style="width: 1%; text-align: left">%</td>
      </tr>
      <tr style="vertical-align: bottom; background-color: White">
       <td style="text-align: left">Rate of increase in future compensation levels</td>
       <td>&nbsp;</td>
       <td style="text-align: left">&nbsp;</td>
       <td style="text-align: right">n/a</td>
       <td style="text-align: left">&nbsp;</td>
       <td>&nbsp;</td>
       <td style="text-align: left">&nbsp;</td>
       <td style="text-align: right">n/a</td>
       <td style="text-align: left">&nbsp;</td>
      </tr>
      <tr style="vertical-align: bottom; background-color: rgb(204,238,255)">
       <td style="text-align: left">Expected long-term rate of return on assets</td>
       <td>&nbsp;</td>
       <td style="text-align: left">&nbsp;</td>
       <td style="text-align: right">7.25</td>
       <td style="text-align: left">%</td>
       <td>&nbsp;</td>
       <td style="text-align: left">&nbsp;</td>
       <td style="text-align: right">7.50</td>
       <td style="text-align: left">%</td>
      </tr>

    </table><br/><p style="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">The components of the net pension expense for the Retirement Plan are as follows for the years ended December 31:</p><br/><table cellpadding="0" cellspacing="0" style="border-collapse: collapse; width: 100%; font: 10pt Times New Roman, Times, Serif">

      <tr style="vertical-align: bottom">
       <td style="text-align: center">&nbsp;</td>
       <td style="padding-bottom: 1pt">&nbsp;</td>
       <td colspan="3" style="text-align: center; border-bottom: Black 1pt solid">2015</td>
       <td style="padding-bottom: 1pt">&nbsp;</td>
       <td colspan="3" style="text-align: center; border-bottom: Black 1pt solid">2014</td>
       <td style="padding-bottom: 1pt">&nbsp;</td>
       <td colspan="3" style="text-align: center; border-bottom: Black 1pt solid">2013</td>
      </tr>
      <tr style="vertical-align: bottom">
       <td style="text-align: left">&nbsp;</td>
       <td style="font-style: italic">&nbsp;</td>
       <td colspan="11" style="font-style: italic; text-align: center">(In thousands)</td>
      </tr>
      <tr style="vertical-align: bottom; background-color: rgb(204,238,255)">
       <td style="width: 61%; text-align: left">Interest cost</td>
       <td style="width: 1%">&nbsp;</td>
       <td style="width: 1%; text-align: left">$</td>
       <td style="width: 10%; text-align: right">889</td>
       <td style="width: 1%; text-align: left">&nbsp;</td>
       <td style="width: 1%">&nbsp;</td>
       <td style="width: 1%; text-align: left">$</td>
       <td style="width: 10%; text-align: right">891</td>
       <td style="width: 1%; text-align: left">&nbsp;</td>
       <td style="width: 1%">&nbsp;</td>
       <td style="width: 1%; text-align: left">$</td>
       <td style="width: 10%; text-align: right">827</td>
       <td style="width: 1%; text-align: left">&nbsp;</td>
      </tr>
      <tr style="vertical-align: bottom; background-color: White">
       <td style="text-align: left">Amortization of unrecognized loss</td>
       <td>&nbsp;</td>
       <td style="text-align: left">&nbsp;</td>
       <td style="text-align: right">1,112</td>
       <td style="text-align: left">&nbsp;</td>
       <td>&nbsp;</td>
       <td style="text-align: left">&nbsp;</td>
       <td style="text-align: right">759</td>
       <td style="text-align: left">&nbsp;</td>
       <td>&nbsp;</td>
       <td style="text-align: left">&nbsp;</td>
       <td style="text-align: right">1,222</td>
       <td style="text-align: left">&nbsp;</td>
      </tr>
      <tr style="vertical-align: bottom; background-color: rgb(204,238,255)">
       <td style="text-align: left; padding-bottom: 1pt">Expected return on plan assets</td>
       <td style="padding-bottom: 1pt">&nbsp;</td>
       <td style="border-bottom: Black 1pt solid; text-align: left">&nbsp;</td>
       <td style="border-bottom: Black 1pt solid; text-align: right">(1,400</td>
       <td style="border-bottom: Black 1pt solid; text-align: left">)</td>
       <td style="padding-bottom: 1pt">&nbsp;</td>
       <td style="border-bottom: Black 1pt solid; text-align: left">&nbsp;</td>
       <td style="border-bottom: Black 1pt solid; text-align: right">(1,344</td>
       <td style="border-bottom: Black 1pt solid; text-align: left">)</td>
       <td style="padding-bottom: 1pt">&nbsp;</td>
       <td style="border-bottom: Black 1pt solid; text-align: left">&nbsp;</td>
       <td style="border-bottom: Black 1pt solid; text-align: right">(1,261</td>
       <td style="border-bottom: Black 1pt solid; text-align: left">)</td>
      </tr>
      <tr style="vertical-align: bottom; background-color: White">
       <td style="text-align: left; padding-bottom: 1pt; padding-left: 10pt">Net pension expense (benefit)</td>
       <td style="padding-bottom: 1pt">&nbsp;</td>
       <td style="border-bottom: Black 1pt solid; text-align: left">&nbsp;</td>
       <td style="border-bottom: Black 1pt solid; text-align: right">601</td>
       <td style="border-bottom: Black 1pt solid; text-align: left">&nbsp;</td>
       <td style="padding-bottom: 1pt">&nbsp;</td>
       <td style="border-bottom: Black 1pt solid; text-align: left">&nbsp;</td>
       <td style="border-bottom: Black 1pt solid; text-align: right">306</td>
       <td style="border-bottom: Black 1pt solid; text-align: left">&nbsp;</td>
       <td style="padding-bottom: 1pt">&nbsp;</td>
       <td style="border-bottom: Black 1pt solid; text-align: left">&nbsp;</td>
       <td style="border-bottom: Black 1pt solid; text-align: right">788</td>
       <td style="border-bottom: Black 1pt solid; text-align: left">&nbsp;</td>
      </tr>
      <tr style="vertical-align: bottom; background-color: rgb(204,238,255)">
       <td style="text-align: left">&nbsp;</td>
       <td>&nbsp;</td>
       <td style="text-align: left">&nbsp;</td>
       <td style="text-align: right">&nbsp;</td>
       <td style="text-align: left">&nbsp;</td>
       <td>&nbsp;</td>
       <td style="text-align: left">&nbsp;</td>
       <td style="text-align: right">&nbsp;</td>
       <td style="text-align: left">&nbsp;</td>
       <td>&nbsp;</td>
       <td style="text-align: left">&nbsp;</td>
       <td style="text-align: right">&nbsp;</td>
       <td style="text-align: left">&nbsp;</td>
      </tr>
      <tr style="vertical-align: bottom; background-color: White">
       <td style="text-align: left">Current year actuarial (gain) loss</td>
       <td>&nbsp;</td>
       <td style="text-align: left">&nbsp;</td>
       <td style="text-align: right">(237</td>
       <td style="text-align: left">)</td>
       <td>&nbsp;</td>
       <td style="text-align: left">&nbsp;</td>
       <td style="text-align: right">4,798</td>
       <td style="text-align: left">&nbsp;</td>
       <td>&nbsp;</td>
       <td style="text-align: left">&nbsp;</td>
       <td style="text-align: right">(4,722</td>
       <td style="text-align: left">)</td>
      </tr>
      <tr style="vertical-align: bottom; background-color: rgb(204,238,255)">
       <td style="text-align: left; padding-bottom: 1pt">Amortization of actuarial loss</td>
       <td style="padding-bottom: 1pt">&nbsp;</td>
       <td style="border-bottom: Black 1pt solid; text-align: left">&nbsp;</td>
       <td style="border-bottom: Black 1pt solid; text-align: right">(1,112</td>
       <td style="border-bottom: Black 1pt solid; text-align: left">)</td>
       <td style="padding-bottom: 1pt">&nbsp;</td>
       <td style="border-bottom: Black 1pt solid; text-align: left">&nbsp;</td>
       <td style="border-bottom: Black 1pt solid; text-align: right">(759</td>
       <td style="border-bottom: Black 1pt solid; text-align: left">)</td>
       <td style="padding-bottom: 1pt">&nbsp;</td>
       <td style="border-bottom: Black 1pt solid; text-align: left">&nbsp;</td>
       <td style="border-bottom: Black 1pt solid; text-align: right">(1,222</td>
       <td style="border-bottom: Black 1pt solid; text-align: left">)</td>
      </tr>
      <tr style="vertical-align: bottom; background-color: White">
       <td style="text-align: left; padding-bottom: 1pt; padding-left: 10pt">Total recognized in other comprehensive income</td>
       <td style="padding-bottom: 1pt">&nbsp;</td>
       <td style="border-bottom: Black 1pt solid; text-align: left">&nbsp;</td>
       <td style="border-bottom: Black 1pt solid; text-align: right">(1,349</td>
       <td style="border-bottom: Black 1pt solid; text-align: left">)</td>
       <td style="padding-bottom: 1pt">&nbsp;</td>
       <td style="border-bottom: Black 1pt solid; text-align: left">&nbsp;</td>
       <td style="border-bottom: Black 1pt solid; text-align: right">4,039</td>
       <td style="border-bottom: Black 1pt solid; text-align: left">&nbsp;</td>
       <td style="padding-bottom: 1pt">&nbsp;</td>
       <td style="border-bottom: Black 1pt solid; text-align: left">&nbsp;</td>
       <td style="border-bottom: Black 1pt solid; text-align: right">(5,944</td>
       <td style="border-bottom: Black 1pt solid; text-align: left">)</td>
      </tr>
      <tr style="vertical-align: bottom; background-color: rgb(204,238,255)">
       <td style="text-align: left; padding-bottom: 2.25pt; padding-left: 0pt">Total recognized in net pension cost (benefit) and other comprehensive income</td>
       <td style="padding-bottom: 2.25pt">&nbsp;</td>
       <td style="border-bottom: Black 2.25pt double; text-align: left">$</td>
       <td style="border-bottom: Black 2.25pt double; text-align: right">(748</td>
       <td style="border-bottom: Black 2.25pt double; text-align: left">)</td>
       <td style="padding-bottom: 2.25pt">&nbsp;</td>
       <td style="border-bottom: Black 2.25pt double; text-align: left">$</td>
       <td style="border-bottom: Black 2.25pt double; text-align: right">4,345</td>
       <td style="border-bottom: Black 2.25pt double; text-align: left">&nbsp;</td>
       <td style="padding-bottom: 2.25pt">&nbsp;</td>
       <td style="border-bottom: Black 2.25pt double; text-align: left">$</td>
       <td style="border-bottom: Black 2.25pt double; text-align: right">(5,156</td>
       <td style="border-bottom: Black 2.25pt double; text-align: left">)</td>
      </tr>

    </table><br/><p style="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">Assumptions used to develop periodic pension cost for the Retirement Plan for the years ended December 31:</p><br/><table cellpadding="0" cellspacing="0" style="border-collapse: collapse; width: 100%; font: 10pt Times New Roman, Times, Serif">

      <tr style="vertical-align: bottom">
       <td style="text-align: center">&nbsp;</td>
       <td style="padding-bottom: 1pt">&nbsp;</td>
       <td colspan="3" style="text-align: center; border-bottom: Black 1pt solid">2015</td>
       <td style="border-bottom: Black 1pt solid; text-align: left">&nbsp;</td>
       <td colspan="3" style="text-align: center; border-bottom: Black 1pt solid">2014</td>
       <td style="border-bottom: Black 1pt solid; text-align: left">&nbsp;</td>
       <td colspan="3" style="text-align: center; border-bottom: Black 1pt solid">2013</td>
      </tr>
      <tr style="vertical-align: bottom; background-color: rgb(204,238,255)">
       <td style="width: 61%; text-align: left">Weighted average discount rate</td>
       <td style="width: 1%">&nbsp;</td>
       <td style="width: 1%; text-align: left">&nbsp;</td>
       <td style="width: 10%; text-align: right">3.76</td>
       <td style="width: 1%; text-align: left">%</td>
       <td style="width: 1%">&nbsp;</td>
       <td style="width: 1%; text-align: left">&nbsp;</td>
       <td style="width: 10%; text-align: right">4.60</td>
       <td style="width: 1%; text-align: left">%</td>
       <td style="width: 1%">&nbsp;</td>
       <td style="width: 1%; text-align: left">&nbsp;</td>
       <td style="width: 10%; text-align: right">3.75</td>
       <td style="width: 1%; text-align: left">%</td>
      </tr>
      <tr style="vertical-align: bottom; background-color: White">
       <td style="text-align: left">Rate of increase in future compensation levels</td>
       <td>&nbsp;</td>
       <td style="text-align: left">&nbsp;</td>
       <td style="text-align: right">n/a</td>
       <td style="text-align: left">&nbsp;</td>
       <td>&nbsp;</td>
       <td style="text-align: left">&nbsp;</td>
       <td style="text-align: right">n/a</td>
       <td style="text-align: left">&nbsp;</td>
       <td>&nbsp;</td>
       <td style="text-align: left">&nbsp;</td>
       <td style="text-align: right">n/a</td>
       <td style="text-align: left">&nbsp;</td>
      </tr>
      <tr style="vertical-align: bottom; background-color: rgb(204,238,255)">
       <td style="text-align: left">Expected long-term rate of return on assets</td>
       <td>&nbsp;</td>
       <td style="text-align: left">&nbsp;</td>
       <td style="text-align: right">7.50</td>
       <td style="text-align: left">%</td>
       <td>&nbsp;</td>
       <td style="text-align: left">&nbsp;</td>
       <td style="text-align: right">7.50</td>
       <td style="text-align: left">%</td>
       <td>&nbsp;</td>
       <td style="text-align: left">&nbsp;</td>
       <td style="text-align: right">7.50</td>
       <td style="text-align: left">%</td>
      </tr>

    </table><br/><p style="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify">The following benefit payments, which reflect expected future service, are expected to be paid by the Retirement Plan:</p><br/><table cellpadding="0" cellspacing="0" style="border-collapse: collapse; width: 100%; font: 10pt Times New Roman, Times, Serif">

      <tr style="vertical-align: bottom">
       <td style="text-align: left">For the years ending December 31:</td>
       <td style="padding-bottom: 1pt">&nbsp;</td>
       <td colspan="3" style="text-align: center; border-bottom: Black 1pt solid">Future Benefit <br /> Payments</td>
      </tr>
      <tr style="vertical-align: bottom">
       <td style="text-align: left">&nbsp;</td>
       <td style="font-style: italic">&nbsp;</td>
       <td colspan="3" style="font-style: italic; text-align: center">(In thousands)</td>
      </tr>
      <tr style="vertical-align: bottom; background-color: rgb(204,238,255)">
       <td style="width: 85%; text-align: left">2016</td>
       <td style="width: 1%">&nbsp;</td>
       <td style="width: 1%; text-align: left">$</td>
       <td style="width: 12%; text-align: right">1,172</td>
       <td style="width: 1%; text-align: left">&nbsp;</td>
      </tr>
      <tr style="vertical-align: bottom; background-color: White">
       <td style="text-align: left">2017</td>
       <td>&nbsp;</td>
       <td style="text-align: left">&nbsp;</td>
       <td style="text-align: right">1,184</td>
       <td style="text-align: left">&nbsp;</td>
      </tr>
      <tr style="vertical-align: bottom; background-color: rgb(204,238,255)">
       <td style="text-align: left">2018</td>
       <td>&nbsp;</td>
       <td style="text-align: left">&nbsp;</td>
       <td style="text-align: right">1,177</td>
       <td style="text-align: left">&nbsp;</td>
      </tr>
      <tr style="vertical-align: bottom; background-color: White">
       <td style="text-align: left">2019</td>
       <td>&nbsp;</td>
       <td style="text-align: left">&nbsp;</td>
       <td style="text-align: right">1,192</td>
       <td style="text-align: left">&nbsp;</td>
      </tr>
      <tr style="vertical-align: bottom; background-color: rgb(204,238,255)">
       <td style="text-align: left">2020</td>
       <td>&nbsp;</td>
       <td style="text-align: left">&nbsp;</td>
       <td style="text-align: right">1,193</td>
       <td style="text-align: left">&nbsp;</td>
      </tr>
      <tr style="vertical-align: bottom; background-color: White">
       <td style="text-align: left">2021 &#x2013; 2025</td>
       <td>&nbsp;</td>
       <td style="text-align: left">&nbsp;</td>
       <td style="text-align: right">6,502</td>
       <td style="text-align: left">&nbsp;</td>
      </tr>

    </table><br/><p style="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify">The long-term rate-of-return-on-assets assumption was set based on historical returns earned by equities and fixed income securities, adjusted to reflect expectations of future returns as applied to the plan's target allocation of asset classes. Equities and fixed income securities were assumed to earn real rates of return in the ranges of 8-10% and 3-5%, respectively. When these overall return expectations are applied to the plans target allocation, the result is an expected rate return of approximately 8%.</p><br/><p style="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0.25in 0pt 0; text-align: justify">The Retirement Plan&#x2019;s weighted average asset allocations at December 31, by asset category, were:</p><br/><table cellpadding="0" cellspacing="0" style="border-collapse: collapse; width: 100%; font: 10pt Times New Roman, Times, Serif">

      <tr style="vertical-align: bottom">
       <td>&nbsp;</td>
       <td style="padding-bottom: 1pt">&nbsp;</td>
       <td colspan="3" style="text-align: center; border-bottom: Black 1pt solid">2015</td>
       <td style="padding-bottom: 1pt">&nbsp;</td>
       <td colspan="3" style="text-align: center; border-bottom: Black 1pt solid">2014</td>
      </tr>
      <tr style="vertical-align: bottom; background-color: rgb(204,238,255)">
       <td style="width: 70%; text-align: left">Equity securities</td>
       <td style="width: 1%">&nbsp;</td>
       <td style="width: 1%; text-align: left">&nbsp;</td>
       <td style="width: 12%; text-align: right">70</td>
       <td style="width: 1%; text-align: left">%</td>
       <td style="width: 1%">&nbsp;</td>
       <td style="width: 1%; text-align: left">&nbsp;</td>
       <td style="width: 12%; text-align: right">68</td>
       <td style="width: 1%; text-align: left">%</td>
      </tr>
      <tr style="vertical-align: bottom; background-color: White">
       <td style="text-align: left">Debt securities</td>
       <td>&nbsp;</td>
       <td style="text-align: left">&nbsp;</td>
       <td style="text-align: right">30</td>
       <td style="text-align: left">%</td>
       <td>&nbsp;</td>
       <td style="text-align: left">&nbsp;</td>
       <td style="text-align: right">32</td>
       <td style="text-align: left">%</td>
      </tr>

    </table><br/><p style="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify">Plan assets are invested in a diversified mix of stock and bond investment funds on the pooled account, group annuity platform of Prudential Retirement Services. Each fund has its own investment objectives, investment strategies and risks as detailed in its prospectus.</p><br/><p style="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify">The long-term investment objectives are to maintain plan assets at a level that will sufficiently cover long-term obligations and to generate a return on plan assets that will meet or exceed the rate at which long-term obligations will grow. A combination of equity and fixed income portfolios are used to help achieve these objectives based on a long-term, liability based strategic mix of 60% equities and 40% fixed income. Adjustments to this mix are made periodically based on current capital market conditions and plan funding levels. Performance of the investment fund managers is monitored on an ongoing basis using modern portfolio risk analysis and appropriate index benchmarks.</p><br/><p style="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify">The Bank does not expect to make a contribution to the Retirement Plan in 2016.</p><br/><p style="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify">The fair value of the pooled separate accounts is determined by the investment manager and is based on the value of the underlying assets held at December 31, 2015 and 2014.</p><br/><p style="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">The following tables set forth the Retirement Plan&#x2019;s assets which are all carried at fair value, and the method that was used to determine their fair value, at December 31, 2015 and 2014:</p><br/><table cellpadding="0" cellspacing="0" style="border-collapse: collapse; width: 100%; font: 10pt Times New Roman, Times, Serif">

      <tr style="vertical-align: bottom">
       <td colspan="1" style="font-weight: bold; text-align: center"><u>December 31, 2015</u></td>
       <td style="padding-bottom: 1pt">&nbsp;</td>
       <td colspan="3" style="text-align: center; border-bottom: Black 1pt solid">&nbsp;</td>
       <td style="padding-bottom: 1pt">&nbsp;</td>
       <td colspan="3" style="text-align: center; border-bottom: Black 1pt solid">Quoted Prices <br /> in Active <br /> Markets for <br /> Identical Assets</td>
       <td style="padding-bottom: 1pt">&nbsp;</td>
       <td colspan="3" style="text-align: center; border-bottom: Black 1pt solid">Significant <br /> Other <br /> Observable<br /> Inputs</td>
       <td style="padding-bottom: 1pt">&nbsp;</td>
       <td colspan="3" style="text-align: center; border-bottom: Black 1pt solid">Significant <br /> Other <br /> Unobservable <br /> Inputs</td>
      </tr>
      <tr style="vertical-align: bottom">
       <td>&nbsp;</td>
       <td style="padding-bottom: 1pt">&nbsp;</td>
       <td colspan="3" style="text-align: center; border-bottom: Black 1pt solid">Total</td>
       <td style="padding-bottom: 1pt">&nbsp;</td>
       <td colspan="3" style="text-align: center; border-bottom: Black 1pt solid">Level 1</td>
       <td style="padding-bottom: 1pt">&nbsp;</td>
       <td colspan="3" style="text-align: center; border-bottom: Black 1pt solid">Level 2</td>
       <td style="padding-bottom: 1pt">&nbsp;</td>
       <td colspan="3" style="text-align: center; border-bottom: Black 1pt solid">Level 3</td>
      </tr>
      <tr style="vertical-align: bottom">
       <td>&nbsp;</td>
       <td style="font-style: italic">&nbsp;</td>
       <td colspan="15" style="font-style: italic; text-align: center">(In thousands)</td>
      </tr>
      <tr style="vertical-align: bottom; background-color: rgb(204,238,255)">
       <td style="font-weight: bold; text-align: left">Pooled Separate Accounts</td>
       <td>&nbsp;</td>
       <td style="text-align: left">&nbsp;</td>
       <td style="text-align: right">&nbsp;</td>
       <td style="text-align: left">&nbsp;</td>
       <td>&nbsp;</td>
       <td style="text-align: left">&nbsp;</td>
       <td style="text-align: right">&nbsp;</td>
       <td style="text-align: left">&nbsp;</td>
       <td>&nbsp;</td>
       <td style="text-align: left">&nbsp;</td>
       <td style="text-align: right">&nbsp;</td>
       <td style="text-align: left">&nbsp;</td>
       <td>&nbsp;</td>
       <td style="text-align: left">&nbsp;</td>
       <td style="text-align: right">&nbsp;</td>
       <td style="text-align: left">&nbsp;</td>
      </tr>
      <tr style="vertical-align: bottom; background-color: White">
       <td style="width: 56%; text-align: left; padding-left: 10pt">U.S. large-cap growth (a)</td>
       <td style="width: 1%">&nbsp;</td>
       <td style="width: 1%; text-align: left">$</td>
       <td style="width: 8%; text-align: right">5,114</td>
       <td style="width: 1%; text-align: left">&nbsp;</td>
       <td style="width: 1%">&nbsp;</td>
       <td style="width: 1%; text-align: left">$</td>
       <td style="width: 8%; text-align: right">-</td>
       <td style="width: 1%; text-align: left">&nbsp;</td>
       <td style="width: 1%">&nbsp;</td>
       <td style="width: 1%; text-align: left">$</td>
       <td style="width: 8%; text-align: right">5,114</td>
       <td style="width: 1%; text-align: left">&nbsp;</td>
       <td style="width: 1%">&nbsp;</td>
       <td style="width: 1%; text-align: left">$</td>
       <td style="width: 8%; text-align: right">-</td>
       <td style="width: 1%; text-align: left">&nbsp;</td>
      </tr>
      <tr style="vertical-align: bottom; background-color: rgb(204,238,255)">
       <td style="text-align: left; padding-left: 10pt">U.S. large-cap value (b)</td>
       <td>&nbsp;</td>
       <td style="text-align: left">&nbsp;</td>
       <td style="text-align: right">4,619</td>
       <td style="text-align: left">&nbsp;</td>
       <td>&nbsp;</td>
       <td style="text-align: left">&nbsp;</td>
       <td style="text-align: right">-</td>
       <td style="text-align: left">&nbsp;</td>
       <td>&nbsp;</td>
       <td style="text-align: left">&nbsp;</td>
       <td style="text-align: right">4,619</td>
       <td style="text-align: left">&nbsp;</td>
       <td>&nbsp;</td>
       <td style="text-align: left">&nbsp;</td>
       <td style="text-align: right">-</td>
       <td style="text-align: left">&nbsp;</td>
      </tr>
      <tr style="vertical-align: bottom; background-color: White">
       <td style="text-align: left; padding-left: 10pt">U.S. small-cap blend (c)</td>
       <td>&nbsp;</td>
       <td style="text-align: left">&nbsp;</td>
       <td style="text-align: right">2,094</td>
       <td style="text-align: left">&nbsp;</td>
       <td>&nbsp;</td>
       <td style="text-align: left">&nbsp;</td>
       <td style="text-align: right">-</td>
       <td style="text-align: left">&nbsp;</td>
       <td>&nbsp;</td>
       <td style="text-align: left">&nbsp;</td>
       <td style="text-align: right">2,094</td>
       <td style="text-align: left">&nbsp;</td>
       <td>&nbsp;</td>
       <td style="text-align: left">&nbsp;</td>
       <td style="text-align: right">-</td>
       <td style="text-align: left">&nbsp;</td>
      </tr>
      <tr style="vertical-align: bottom; background-color: rgb(204,238,255)">
       <td style="text-align: left; padding-left: 10pt">International blend (d)</td>
       <td>&nbsp;</td>
       <td style="text-align: left">&nbsp;</td>
       <td style="text-align: right">2,079</td>
       <td style="text-align: left">&nbsp;</td>
       <td>&nbsp;</td>
       <td style="text-align: left">&nbsp;</td>
       <td style="text-align: right">-</td>
       <td style="text-align: left">&nbsp;</td>
       <td>&nbsp;</td>
       <td style="text-align: left">&nbsp;</td>
       <td style="text-align: right">2,079</td>
       <td style="text-align: left">&nbsp;</td>
       <td>&nbsp;</td>
       <td style="text-align: left">&nbsp;</td>
       <td style="text-align: right">-</td>
       <td style="text-align: left">&nbsp;</td>
      </tr>
      <tr style="vertical-align: bottom; background-color: White">
       <td style="text-align: left; padding-left: 10pt">Bond fund (e)</td>
       <td>&nbsp;</td>
       <td style="text-align: left">&nbsp;</td>
       <td style="text-align: right">5,671</td>
       <td style="text-align: left">&nbsp;</td>
       <td>&nbsp;</td>
       <td style="text-align: left">&nbsp;</td>
       <td style="text-align: right">-</td>
       <td style="text-align: left">&nbsp;</td>
       <td>&nbsp;</td>
       <td style="text-align: left">&nbsp;</td>
       <td style="text-align: right">5,671</td>
       <td style="text-align: left">&nbsp;</td>
       <td>&nbsp;</td>
       <td style="text-align: left">&nbsp;</td>
       <td style="text-align: right">-</td>
       <td style="text-align: left">&nbsp;</td>
      </tr>
      <tr style="vertical-align: bottom; background-color: rgb(204,238,255)">
       <td style="text-align: left; padding-left: 10pt">Prudential short term (f)</td>
       <td>&nbsp;</td>
       <td style="text-align: left">&nbsp;</td>
       <td style="text-align: right">347</td>
       <td style="text-align: left">&nbsp;</td>
       <td>&nbsp;</td>
       <td style="text-align: left">&nbsp;</td>
       <td style="text-align: right">-</td>
       <td style="text-align: left">&nbsp;</td>
       <td>&nbsp;</td>
       <td style="text-align: left">&nbsp;</td>
       <td style="text-align: right">347</td>
       <td style="text-align: left">&nbsp;</td>
       <td>&nbsp;</td>
       <td style="text-align: left">&nbsp;</td>
       <td style="text-align: right">-</td>
       <td style="text-align: left">&nbsp;</td>
      </tr>
      <tr style="vertical-align: bottom; background-color: White">
       <td style="padding-bottom: 1pt">&nbsp;</td>
       <td style="padding-bottom: 1pt">&nbsp;</td>
       <td style="border-bottom: Black 1pt solid; text-align: left">&nbsp;</td>
       <td style="border-bottom: Black 1pt solid; text-align: right">&nbsp;</td>
       <td style="border-bottom: Black 1pt solid; text-align: left">&nbsp;</td>
       <td style="padding-bottom: 1pt">&nbsp;</td>
       <td style="border-bottom: Black 1pt solid; text-align: left">&nbsp;</td>
       <td style="border-bottom: Black 1pt solid; text-align: right">&nbsp;</td>
       <td style="border-bottom: Black 1pt solid; text-align: left">&nbsp;</td>
       <td style="padding-bottom: 1pt">&nbsp;</td>
       <td style="border-bottom: Black 1pt solid; text-align: left">&nbsp;</td>
       <td style="border-bottom: Black 1pt solid; text-align: right">&nbsp;</td>
       <td style="border-bottom: Black 1pt solid; text-align: left">&nbsp;</td>
       <td style="padding-bottom: 1pt">&nbsp;</td>
       <td style="border-bottom: Black 1pt solid; text-align: left">&nbsp;</td>
       <td style="border-bottom: Black 1pt solid; text-align: right">&nbsp;</td>
       <td style="border-bottom: Black 1pt solid; text-align: left">&nbsp;</td>
      </tr>
      <tr style="vertical-align: bottom; background-color: rgb(204,238,255)">
       <td style="padding-bottom: 2.25pt; padding-left: 10pt">Total</td>
       <td style="padding-bottom: 2.25pt">&nbsp;</td>
       <td style="border-bottom: Black 2.25pt double; text-align: left">$</td>
       <td style="border-bottom: Black 2.25pt double; text-align: right">19,924</td>
       <td style="border-bottom: Black 2.25pt double; text-align: left">&nbsp;</td>
       <td style="padding-bottom: 2.25pt">&nbsp;</td>
       <td style="border-bottom: Black 2.25pt double; text-align: left">$</td>
       <td style="border-bottom: Black 2.25pt double; text-align: right">-</td>
       <td style="border-bottom: Black 2.25pt double; text-align: left">&nbsp;</td>
       <td style="padding-bottom: 2.25pt">&nbsp;</td>
       <td style="border-bottom: Black 2.25pt double; text-align: left">$</td>
       <td style="border-bottom: Black 2.25pt double; text-align: right">19,924</td>
       <td style="border-bottom: Black 2.25pt double; text-align: left">&nbsp;</td>
       <td style="padding-bottom: 2.25pt">&nbsp;</td>
       <td style="border-bottom: Black 2.25pt double; text-align: left">$</td>
       <td style="border-bottom: Black 2.25pt double; text-align: right">-</td>
       <td style="border-bottom: Black 2.25pt double; text-align: left">&nbsp;</td>
      </tr>

    </table><br/><table cellpadding="0" cellspacing="0" style="border-collapse: collapse; width: 100%; font: 10pt Times New Roman, Times, Serif">

      <tr style="vertical-align: bottom">
       <td colspan="1" style="font-weight: bold; text-align: center"><u>December 31, 2014</u></td>
       <td style="padding-bottom: 1pt">&nbsp;</td>
       <td colspan="3" style="text-align: center; border-bottom: Black 1pt solid">&nbsp;</td>
       <td style="padding-bottom: 1pt">&nbsp;</td>
       <td colspan="3" style="text-align: center; border-bottom: Black 1pt solid">Quoted Prices <br /> in Active <br /> Markets for <br /> Identical Assets</td>
       <td style="padding-bottom: 1pt">&nbsp;</td>
       <td colspan="3" style="text-align: center; border-bottom: Black 1pt solid">Significant <br /> Other <br /> Observable <br /> Inputs</td>
       <td style="padding-bottom: 1pt">&nbsp;</td>
       <td colspan="3" style="text-align: center; border-bottom: Black 1pt solid">Significant <br /> Other <br /> Unobservable <br /> Inputs</td>
      </tr>
      <tr style="vertical-align: bottom">
       <td>&nbsp;</td>
       <td style="padding-bottom: 1pt">&nbsp;</td>
       <td colspan="3" style="text-align: center; border-bottom: Black 1pt solid">Total</td>
       <td style="padding-bottom: 1pt">&nbsp;</td>
       <td colspan="3" style="text-align: center; border-bottom: Black 1pt solid">Level 1</td>
       <td style="padding-bottom: 1pt">&nbsp;</td>
       <td colspan="3" style="text-align: center; border-bottom: Black 1pt solid">Level 2</td>
       <td style="padding-bottom: 1pt">&nbsp;</td>
       <td colspan="3" style="text-align: center; border-bottom: Black 1pt solid">Level 3</td>
      </tr>
      <tr style="vertical-align: bottom">
       <td>&nbsp;</td>
       <td style="font-style: italic">&nbsp;</td>
       <td colspan="15" style="font-style: italic; text-align: center">(In thousands)</td>
      </tr>
      <tr style="vertical-align: bottom; background-color: rgb(204,238,255)">
       <td style="font-weight: bold; text-align: left">Pooled Separate Accounts</td>
       <td>&nbsp;</td>
       <td style="text-align: left">&nbsp;</td>
       <td style="text-align: right">&nbsp;</td>
       <td style="text-align: left">&nbsp;</td>
       <td>&nbsp;</td>
       <td style="text-align: left">&nbsp;</td>
       <td style="text-align: right">&nbsp;</td>
       <td style="text-align: left">&nbsp;</td>
       <td>&nbsp;</td>
       <td style="text-align: left">&nbsp;</td>
       <td style="text-align: right">&nbsp;</td>
       <td style="text-align: left">&nbsp;</td>
       <td>&nbsp;</td>
       <td style="text-align: left">&nbsp;</td>
       <td style="text-align: right">&nbsp;</td>
       <td style="text-align: left">&nbsp;</td>
      </tr>
      <tr style="vertical-align: bottom; background-color: White">
       <td style="width: 56%; text-align: left; padding-left: 10pt">U.S. large-cap growth (a)</td>
       <td style="width: 1%">&nbsp;</td>
       <td style="width: 1%; text-align: left">$</td>
       <td style="width: 8%; text-align: right">4,832</td>
       <td style="width: 1%; text-align: left">&nbsp;</td>
       <td style="width: 1%">&nbsp;</td>
       <td style="width: 1%; text-align: left">$</td>
       <td style="width: 8%; text-align: right">-</td>
       <td style="width: 1%; text-align: left">&nbsp;</td>
       <td style="width: 1%">&nbsp;</td>
       <td style="width: 1%; text-align: left">$</td>
       <td style="width: 8%; text-align: right">4,832</td>
       <td style="width: 1%; text-align: left">&nbsp;</td>
       <td style="width: 1%">&nbsp;</td>
       <td style="width: 1%; text-align: left">$</td>
       <td style="width: 8%; text-align: right">-</td>
       <td style="width: 1%; text-align: left">&nbsp;</td>
      </tr>
      <tr style="vertical-align: bottom; background-color: rgb(204,238,255)">
       <td style="text-align: left; padding-left: 10pt">U.S. large-cap value (b)</td>
       <td>&nbsp;</td>
       <td style="text-align: left">&nbsp;</td>
       <td style="text-align: right">4,939</td>
       <td style="text-align: left">&nbsp;</td>
       <td>&nbsp;</td>
       <td style="text-align: left">&nbsp;</td>
       <td style="text-align: right">-</td>
       <td style="text-align: left">&nbsp;</td>
       <td>&nbsp;</td>
       <td style="text-align: left">&nbsp;</td>
       <td style="text-align: right">4,939</td>
       <td style="text-align: left">&nbsp;</td>
       <td>&nbsp;</td>
       <td style="text-align: left">&nbsp;</td>
       <td style="text-align: right">-</td>
       <td style="text-align: left">&nbsp;</td>
      </tr>
      <tr style="vertical-align: bottom; background-color: White">
       <td style="text-align: left; padding-left: 10pt">U.S. small-cap blend (c)</td>
       <td>&nbsp;</td>
       <td style="text-align: left">&nbsp;</td>
       <td style="text-align: right">2,163</td>
       <td style="text-align: left">&nbsp;</td>
       <td>&nbsp;</td>
       <td style="text-align: left">&nbsp;</td>
       <td style="text-align: right">-</td>
       <td style="text-align: left">&nbsp;</td>
       <td>&nbsp;</td>
       <td style="text-align: left">&nbsp;</td>
       <td style="text-align: right">2,163</td>
       <td style="text-align: left">&nbsp;</td>
       <td>&nbsp;</td>
       <td style="text-align: left">&nbsp;</td>
       <td style="text-align: right">-</td>
       <td style="text-align: left">&nbsp;</td>
      </tr>
      <tr style="vertical-align: bottom; background-color: rgb(204,238,255)">
       <td style="text-align: left; padding-left: 10pt">International blend (d)</td>
       <td>&nbsp;</td>
       <td style="text-align: left">&nbsp;</td>
       <td style="text-align: right">1,966</td>
       <td style="text-align: left">&nbsp;</td>
       <td>&nbsp;</td>
       <td style="text-align: left">&nbsp;</td>
       <td style="text-align: right">-</td>
       <td style="text-align: left">&nbsp;</td>
       <td>&nbsp;</td>
       <td style="text-align: left">&nbsp;</td>
       <td style="text-align: right">1,966</td>
       <td style="text-align: left">&nbsp;</td>
       <td>&nbsp;</td>
       <td style="text-align: left">&nbsp;</td>
       <td style="text-align: right">-</td>
       <td style="text-align: left">&nbsp;</td>
      </tr>
      <tr style="vertical-align: bottom; background-color: White">
       <td style="text-align: left; padding-left: 10pt">Bond fund (e)</td>
       <td>&nbsp;</td>
       <td style="text-align: left">&nbsp;</td>
       <td style="text-align: right">6,274</td>
       <td style="text-align: left">&nbsp;</td>
       <td>&nbsp;</td>
       <td style="text-align: left">&nbsp;</td>
       <td style="text-align: right">-</td>
       <td style="text-align: left">&nbsp;</td>
       <td>&nbsp;</td>
       <td style="text-align: left">&nbsp;</td>
       <td style="text-align: right">6,274</td>
       <td style="text-align: left">&nbsp;</td>
       <td>&nbsp;</td>
       <td style="text-align: left">&nbsp;</td>
       <td style="text-align: right">-</td>
       <td style="text-align: left">&nbsp;</td>
      </tr>
      <tr style="vertical-align: bottom; background-color: rgb(204,238,255)">
       <td style="text-align: left; padding-left: 10pt">Prudential short term (f)</td>
       <td>&nbsp;</td>
       <td style="text-align: left">&nbsp;</td>
       <td style="text-align: right">335</td>
       <td style="text-align: left">&nbsp;</td>
       <td>&nbsp;</td>
       <td style="text-align: left">&nbsp;</td>
       <td style="text-align: right">-</td>
       <td style="text-align: left">&nbsp;</td>
       <td>&nbsp;</td>
       <td style="text-align: left">&nbsp;</td>
       <td style="text-align: right">335</td>
       <td style="text-align: left">&nbsp;</td>
       <td>&nbsp;</td>
       <td style="text-align: left">&nbsp;</td>
       <td style="text-align: right">-</td>
       <td style="text-align: left">&nbsp;</td>
      </tr>
      <tr style="vertical-align: bottom; background-color: White">
       <td style="padding-bottom: 1pt">&nbsp;</td>
       <td style="padding-bottom: 1pt">&nbsp;</td>
       <td style="border-bottom: Black 1pt solid; text-align: left">&nbsp;</td>
       <td style="border-bottom: Black 1pt solid; text-align: right">&nbsp;</td>
       <td style="border-bottom: Black 1pt solid; text-align: left">&nbsp;</td>
       <td style="padding-bottom: 1pt">&nbsp;</td>
       <td style="border-bottom: Black 1pt solid; text-align: left">&nbsp;</td>
       <td style="border-bottom: Black 1pt solid; text-align: right">&nbsp;</td>
       <td style="border-bottom: Black 1pt solid; text-align: left">&nbsp;</td>
       <td style="padding-bottom: 1pt">&nbsp;</td>
       <td style="border-bottom: Black 1pt solid; text-align: left">&nbsp;</td>
       <td style="border-bottom: Black 1pt solid; text-align: right">&nbsp;</td>
       <td style="border-bottom: Black 1pt solid; text-align: left">&nbsp;</td>
       <td style="padding-bottom: 1pt">&nbsp;</td>
       <td style="border-bottom: Black 1pt solid; text-align: left">&nbsp;</td>
       <td style="border-bottom: Black 1pt solid; text-align: right">&nbsp;</td>
       <td style="border-bottom: Black 1pt solid; text-align: left">&nbsp;</td>
      </tr>
      <tr style="vertical-align: bottom; background-color: rgb(204,238,255)">
       <td style="padding-bottom: 2.25pt; padding-left: 10pt">Total</td>
       <td style="padding-bottom: 2.25pt">&nbsp;</td>
       <td style="border-bottom: Black 2.25pt double; text-align: left">$</td>
       <td style="border-bottom: Black 2.25pt double; text-align: right">20,509</td>
       <td style="border-bottom: Black 2.25pt double; text-align: left">&nbsp;</td>
       <td style="padding-bottom: 2.25pt">&nbsp;</td>
       <td style="border-bottom: Black 2.25pt double; text-align: left">$</td>
       <td style="border-bottom: Black 2.25pt double; text-align: right">-</td>
       <td style="border-bottom: Black 2.25pt double; text-align: left">&nbsp;</td>
       <td style="padding-bottom: 2.25pt">&nbsp;</td>
       <td style="border-bottom: Black 2.25pt double; text-align: left">$</td>
       <td style="border-bottom: Black 2.25pt double; text-align: right">20,509</td>
       <td style="border-bottom: Black 2.25pt double; text-align: left">&nbsp;</td>
       <td style="padding-bottom: 2.25pt">&nbsp;</td>
       <td style="border-bottom: Black 2.25pt double; text-align: left">$</td>
       <td style="border-bottom: Black 2.25pt double; text-align: right">-</td>
       <td style="border-bottom: Black 2.25pt double; text-align: left">&nbsp;</td>
      </tr>

    </table><br/><table cellpadding="0" cellspacing="0" width="100%" style="font: 10pt Times New Roman, Times, Serif; margin-top: 0pt; margin-bottom: 0pt">

     <tr style="vertical-align: top">
      <td style="width: 27pt"></td>
      <td style="width: 18pt">a.</td>
      <td style="text-align: justify">Comprised of large-cap stocks seeking to outperform, over the long term, the Russell 1000 Growth Index. The portfolio will typically hold between 55 and 70 stocks.</td>
     </tr>

   </table><br/><table cellpadding="0" cellspacing="0" width="100%" style="font: 10pt Times New Roman, Times, Serif; margin-top: 0pt; margin-bottom: 0pt">

     <tr style="vertical-align: top">
      <td style="width: 27pt"></td>
      <td style="width: 18pt">b.</td>
      <td style="text-align: justify">Comprised of large-cap stocks seeking to outperform the Russell 1000 Value benchmark over the rolling three and five year periods, or a full market cycle, whichever is longer.</td>
     </tr>

   </table><br/><table cellpadding="0" cellspacing="0" width="100%" style="font: 10pt Times New Roman, Times, Serif; margin-top: 0pt; margin-bottom: 0pt">

     <tr style="vertical-align: top">
      <td style="width: 27pt"></td>
      <td style="width: 18pt">c.</td>
      <td style="text-align: justify">Comprised of stocks with market capitalization of between $100 million and the market capitalization of the largest stock in the Russell 2000 index at the time of purchase. The portfolio will typically hold between 40 and 100 stocks.</td>
     </tr>

   </table><br/><table cellpadding="0" cellspacing="0" width="100%" style="font: 10pt Times New Roman, Times, Serif; margin-top: 0pt; margin-bottom: 0pt">

     <tr style="vertical-align: top">
      <td style="width: 27pt"></td>
      <td style="width: 18pt">d.</td>
      <td style="text-align: justify">Comprised of non-U.S. domiciled stocks. The portfolio will typically hold between 80 and 90 stocks.</td>
     </tr>

   </table><br/><table cellpadding="0" cellspacing="0" width="100%" style="font: 10pt Times New Roman, Times, Serif; margin-top: 0pt; margin-bottom: 0pt">

     <tr style="vertical-align: top">
      <td style="width: 27pt"></td>
      <td style="width: 18pt">e.</td>
      <td style="text-align: justify">Comprised of a portfolio of fixed income securities including U.S agency mortgage-backed securities and investment grade bonds.</td>
     </tr>

   </table><br/><table cellpadding="0" cellspacing="0" width="100%" style="font: 10pt Times New Roman, Times, Serif; margin-top: 0pt; margin-bottom: 0pt">

     <tr style="vertical-align: top">
      <td style="width: 27pt"></td>
      <td style="width: 18pt">f.</td>
      <td style="text-align: justify">Comprised of money market instruments with an emphasis on safety and liquidity.</td>
     </tr>

   </table><br/><p style="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify"><b>Other Postretirement Benefit Plans:</b></p><br/><p style="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify">The Company sponsors two unfunded postretirement benefit plans (the &#x201c;Postretirement Plans&#x201d;) that cover all retirees who were full-time permanent employees with at least five years of service, and their spouses. Effective January 1, 2012, the Postretirement Plans are no longer available for new hires. One plan provides medical benefits through a 50% cost sharing arrangement. Effective January 1, 2000, the spouses of future retirees were required to pay 100% of the premiums for their coverage. The other plan provides life insurance benefits and is noncontributory. Effective January 1, 2010, life insurance benefits are not available for future retirees. Under these programs, eligible retirees receive lifetime medical and life insurance coverage for themselves and lifetime medical coverage for their spouses. The Company reserves the right to amend or terminate these plans at its discretion.</p><br/><p style="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify">Comprehensive medical plan benefits equal the lesser of the normal plan benefit or the total amount not paid by Medicare. Life insurance benefits for retirees are based on annual compensation and age at retirement. As of December 31, 2015, the Company has not funded these plans. The Company used a December 31 measurement date for these plans.</p><br/><p style="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify">The following table sets forth, for the Postretirement Plans, the change in benefit obligation and assets, and for the Company, the amounts recognized in the Consolidated Statements of Financial Condition at December 31:</p><br/><table cellpadding="0" cellspacing="0" style="border-collapse: collapse; width: 100%; font: 10pt Times New Roman, Times, Serif">

      <tr style="vertical-align: bottom">
       <td style="text-align: center">&nbsp;</td>
       <td style="padding-bottom: 1pt">&nbsp;</td>
       <td colspan="3" style="text-align: center; border-bottom: Black 1pt solid">2015</td>
       <td style="padding-bottom: 1pt">&nbsp;</td>
       <td colspan="3" style="text-align: center; border-bottom: Black 1pt solid">2014</td>
      </tr>
      <tr style="vertical-align: bottom">
       <td style="text-align: left">&nbsp;</td>
       <td style="font-style: italic">&nbsp;</td>
       <td colspan="7" style="font-style: italic; text-align: center">(In thousands)</td>
      </tr>
      <tr style="vertical-align: bottom; background-color: rgb(204,238,255)">
       <td style="text-align: left">Change in benefit obligation:</td>
       <td>&nbsp;</td>
       <td style="text-align: left">&nbsp;</td>
       <td style="text-align: right">&nbsp;</td>
       <td style="text-align: left">&nbsp;</td>
       <td>&nbsp;</td>
       <td style="text-align: left">&nbsp;</td>
       <td style="text-align: right">&nbsp;</td>
       <td style="text-align: left">&nbsp;</td>
      </tr>
      <tr style="vertical-align: bottom; background-color: White">
       <td style="width: 70%; text-align: left; padding-left: 10pt">Projected benefit obligation at beginning of year</td>
       <td style="width: 1%">&nbsp;</td>
       <td style="width: 1%; text-align: left">$</td>
       <td style="width: 12%; text-align: right">8,073</td>
       <td style="width: 1%; text-align: left">&nbsp;</td>
       <td style="width: 1%">&nbsp;</td>
       <td style="width: 1%; text-align: left">$</td>
       <td style="width: 12%; text-align: right">5,586</td>
       <td style="width: 1%; text-align: left">&nbsp;</td>
      </tr>
      <tr style="vertical-align: bottom; background-color: rgb(204,238,255)">
       <td style="text-align: left; padding-left: 10pt">Service cost</td>
       <td>&nbsp;</td>
       <td style="text-align: left">&nbsp;</td>
       <td style="text-align: right">382</td>
       <td style="text-align: left">&nbsp;</td>
       <td>&nbsp;</td>
       <td style="text-align: left">&nbsp;</td>
       <td style="text-align: right">358</td>
       <td style="text-align: left">&nbsp;</td>
      </tr>
      <tr style="vertical-align: bottom; background-color: White">
       <td style="text-align: left; padding-left: 10pt">Interest cost</td>
       <td>&nbsp;</td>
       <td style="text-align: left">&nbsp;</td>
       <td style="text-align: right">300</td>
       <td style="text-align: left">&nbsp;</td>
       <td>&nbsp;</td>
       <td style="text-align: left">&nbsp;</td>
       <td style="text-align: right">253</td>
       <td style="text-align: left">&nbsp;</td>
      </tr>
      <tr style="vertical-align: bottom; background-color: rgb(204,238,255)">
       <td style="text-align: left; padding-left: 10pt">Actuarial loss (gain)</td>
       <td>&nbsp;</td>
       <td style="text-align: left">&nbsp;</td>
       <td style="text-align: right">(715</td>
       <td style="text-align: left">)</td>
       <td>&nbsp;</td>
       <td style="text-align: left">&nbsp;</td>
       <td style="text-align: right">1,925</td>
       <td style="text-align: left">&nbsp;</td>
      </tr>
      <tr style="vertical-align: bottom; background-color: White">
       <td style="text-align: left; padding-bottom: 1pt; padding-left: 10pt">Benefits paid</td>
       <td style="padding-bottom: 1pt">&nbsp;</td>
       <td style="border-bottom: Black 1pt solid; text-align: left">&nbsp;</td>
       <td style="border-bottom: Black 1pt solid; text-align: right">(63</td>
       <td style="border-bottom: Black 1pt solid; text-align: left">)</td>
       <td style="padding-bottom: 1pt">&nbsp;</td>
       <td style="border-bottom: Black 1pt solid; text-align: left">&nbsp;</td>
       <td style="border-bottom: Black 1pt solid; text-align: right">(49</td>
       <td style="border-bottom: Black 1pt solid; text-align: left">)</td>
      </tr>
      <tr style="vertical-align: bottom; background-color: rgb(204,238,255)">
       <td style="text-align: left; padding-bottom: 1pt; padding-left: 20pt">Projected benefit obligation at end of year</td>
       <td style="padding-bottom: 1pt">&nbsp;</td>
       <td style="border-bottom: Black 1pt solid; text-align: left">&nbsp;</td>
       <td style="border-bottom: Black 1pt solid; text-align: right">7,977</td>
       <td style="border-bottom: Black 1pt solid; text-align: left">&nbsp;</td>
       <td style="padding-bottom: 1pt">&nbsp;</td>
       <td style="border-bottom: Black 1pt solid; text-align: left">&nbsp;</td>
       <td style="border-bottom: Black 1pt solid; text-align: right">8,073</td>
       <td style="border-bottom: Black 1pt solid; text-align: left">&nbsp;</td>
      </tr>
      <tr style="vertical-align: bottom; background-color: White">
       <td style="text-align: left">&nbsp;</td>
       <td>&nbsp;</td>
       <td style="text-align: left">&nbsp;</td>
       <td style="text-align: right">&nbsp;</td>
       <td style="text-align: left">&nbsp;</td>
       <td>&nbsp;</td>
       <td style="text-align: left">&nbsp;</td>
       <td style="text-align: right">&nbsp;</td>
       <td style="text-align: left">&nbsp;</td>
      </tr>
      <tr style="vertical-align: bottom; background-color: rgb(204,238,255)">
       <td style="text-align: left">Change in plan assets:</td>
       <td>&nbsp;</td>
       <td style="text-align: left">&nbsp;</td>
       <td style="text-align: right">&nbsp;</td>
       <td style="text-align: left">&nbsp;</td>
       <td>&nbsp;</td>
       <td style="text-align: left">&nbsp;</td>
       <td style="text-align: right">&nbsp;</td>
       <td style="text-align: left">&nbsp;</td>
      </tr>
      <tr style="vertical-align: bottom; background-color: White">
       <td style="text-align: left; padding-left: 10pt">Market value of assets at beginning of year</td>
       <td>&nbsp;</td>
       <td style="text-align: left">&nbsp;</td>
       <td style="text-align: right">-</td>
       <td style="text-align: left">&nbsp;</td>
       <td>&nbsp;</td>
       <td style="text-align: left">&nbsp;</td>
       <td style="text-align: right">-</td>
       <td style="text-align: left">&nbsp;</td>
      </tr>
      <tr style="vertical-align: bottom; background-color: rgb(204,238,255)">
       <td style="text-align: left; padding-left: 10pt">Employer contributions</td>
       <td>&nbsp;</td>
       <td style="text-align: left">&nbsp;</td>
       <td style="text-align: right">63</td>
       <td style="text-align: left">&nbsp;</td>
       <td>&nbsp;</td>
       <td style="text-align: left">&nbsp;</td>
       <td style="text-align: right">49</td>
       <td style="text-align: left">&nbsp;</td>
      </tr>
      <tr style="vertical-align: bottom; background-color: White">
       <td style="text-align: left; padding-bottom: 1pt; padding-left: 10pt">Benefits paid</td>
       <td style="padding-bottom: 1pt">&nbsp;</td>
       <td style="border-bottom: Black 1pt solid; text-align: left">&nbsp;</td>
       <td style="border-bottom: Black 1pt solid; text-align: right">(63</td>
       <td style="border-bottom: Black 1pt solid; text-align: left">)</td>
       <td style="padding-bottom: 1pt">&nbsp;</td>
       <td style="border-bottom: Black 1pt solid; text-align: left">&nbsp;</td>
       <td style="border-bottom: Black 1pt solid; text-align: right">(49</td>
       <td style="border-bottom: Black 1pt solid; text-align: left">)</td>
      </tr>
      <tr style="vertical-align: bottom; background-color: rgb(204,238,255)">
       <td style="text-align: left; padding-bottom: 1pt; padding-left: 20pt">Market value of plan assets at end of year</td>
       <td style="padding-bottom: 1pt">&nbsp;</td>
       <td style="border-bottom: Black 1pt solid; text-align: left">&nbsp;</td>
       <td style="border-bottom: Black 1pt solid; text-align: right">-</td>
       <td style="border-bottom: Black 1pt solid; text-align: left">&nbsp;</td>
       <td style="padding-bottom: 1pt">&nbsp;</td>
       <td style="border-bottom: Black 1pt solid; text-align: left">&nbsp;</td>
       <td style="border-bottom: Black 1pt solid; text-align: right">-</td>
       <td style="border-bottom: Black 1pt solid; text-align: left">&nbsp;</td>
      </tr>
      <tr style="vertical-align: bottom; background-color: White">
       <td style="text-align: left">&nbsp;</td>
       <td>&nbsp;</td>
       <td style="text-align: left">&nbsp;</td>
       <td style="text-align: right">&nbsp;</td>
       <td style="text-align: left">&nbsp;</td>
       <td>&nbsp;</td>
       <td style="text-align: left">&nbsp;</td>
       <td style="text-align: right">&nbsp;</td>
       <td style="text-align: left">&nbsp;</td>
      </tr>
      <tr style="vertical-align: bottom; background-color: rgb(204,238,255)">
       <td style="text-align: left; padding-bottom: 2.25pt">Accrued pension cost included in other liabilities</td>
       <td style="padding-bottom: 2.25pt">&nbsp;</td>
       <td style="border-bottom: Black 2.25pt double; text-align: left">$</td>
       <td style="border-bottom: Black 2.25pt double; text-align: right">(7,977</td>
       <td style="border-bottom: Black 2.25pt double; text-align: left">)</td>
       <td style="padding-bottom: 2.25pt">&nbsp;</td>
       <td style="border-bottom: Black 2.25pt double; text-align: left">$</td>
       <td style="border-bottom: Black 2.25pt double; text-align: right">(8,073</td>
       <td style="border-bottom: Black 2.25pt double; text-align: left">)</td>
      </tr>

    </table><br/><p style="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify">The accumulated benefit obligation for the Postretirement Plans was $8.0 million and $8.1 million at December 31, 2015 and 2014, respectively.</p><br/><p style="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify">Assumptions used in determining the actuarial present value of the accumulated postretirement benefit obligations at December 31 are as follows:</p><br/><table cellpadding="0" cellspacing="0" style="border-collapse: collapse; width: 100%; font: 10pt Times New Roman, Times, Serif">

      <tr style="vertical-align: bottom">
       <td style="text-align: center">&nbsp;</td>
       <td style="padding-bottom: 1pt">&nbsp;</td>
       <td colspan="3" style="text-align: center; border-bottom: Black 1pt solid">2015</td>
       <td style="padding-bottom: 1pt">&nbsp;</td>
       <td colspan="3" style="text-align: center; border-bottom: Black 1pt solid">2014</td>
      </tr>
      <tr style="vertical-align: bottom; background-color: rgb(204,238,255)">
       <td style="width: 70%; text-align: left">Rate of return on plan assets</td>
       <td style="width: 1%">&nbsp;</td>
       <td style="width: 1%; text-align: left">&nbsp;</td>
       <td style="width: 12%; text-align: right">n/a</td>
       <td style="width: 1%; text-align: left">&nbsp;</td>
       <td style="width: 1%">&nbsp;</td>
       <td style="width: 1%; text-align: left">&nbsp;</td>
       <td style="width: 12%; text-align: right">n/a</td>
       <td style="width: 1%; text-align: left">&nbsp;</td>
      </tr>
      <tr style="vertical-align: bottom; background-color: White">
       <td style="text-align: left">Discount rate</td>
       <td>&nbsp;</td>
       <td style="text-align: left">&nbsp;</td>
       <td style="text-align: right">4.06</td>
       <td style="text-align: left">%</td>
       <td>&nbsp;</td>
       <td style="text-align: left">&nbsp;</td>
       <td style="text-align: right">3.76</td>
       <td style="text-align: left">%</td>
      </tr>
      <tr style="vertical-align: bottom; background-color: rgb(204,238,255)">
       <td style="text-align: left">Rate of increase in health care costs</td>
       <td>&nbsp;</td>
       <td style="text-align: left">&nbsp;</td>
       <td style="text-align: right">&nbsp;</td>
       <td style="text-align: left">&nbsp;</td>
       <td>&nbsp;</td>
       <td style="text-align: left">&nbsp;</td>
       <td style="text-align: right">&nbsp;</td>
       <td style="text-align: left">&nbsp;</td>
      </tr>
      <tr style="vertical-align: bottom; background-color: White">
       <td style="text-align: left; padding-left: 10pt">Initial</td>
       <td>&nbsp;</td>
       <td style="text-align: left">&nbsp;</td>
       <td style="text-align: right">7.00</td>
       <td style="text-align: left">%</td>
       <td>&nbsp;</td>
       <td style="text-align: left">&nbsp;</td>
       <td style="text-align: right">8.00</td>
       <td style="text-align: left">%</td>
      </tr>
      <tr style="vertical-align: bottom; background-color: rgb(204,238,255)">
       <td style="text-align: left; padding-left: 10pt">Ultimate (year 2018)</td>
       <td>&nbsp;</td>
       <td style="text-align: left">&nbsp;</td>
       <td style="text-align: right">5.00</td>
       <td style="text-align: left">%</td>
       <td>&nbsp;</td>
       <td style="text-align: left">&nbsp;</td>
       <td style="text-align: right">5.00</td>
       <td style="text-align: left">%</td>
      </tr>
      <tr style="vertical-align: bottom; background-color: White">
       <td style="text-align: left">Annual rate of salary increase for life insurance</td>
       <td>&nbsp;</td>
       <td style="text-align: left">&nbsp;</td>
       <td style="text-align: right">n/a</td>
       <td style="text-align: left">&nbsp;</td>
       <td>&nbsp;</td>
       <td style="text-align: left">&nbsp;</td>
       <td style="text-align: right">n/a</td>
       <td style="text-align: left">&nbsp;</td>
      </tr>

    </table><br/><p style="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify">The resulting net periodic postretirement expense consisted of the following components for the years ended December 31:</p><br/><table cellpadding="0" cellspacing="0" style="border-collapse: collapse; width: 100%; font: 10pt Times New Roman, Times, Serif">

      <tr style="vertical-align: bottom">
       <td style="text-align: center">&nbsp;</td>
       <td style="padding-bottom: 1pt">&nbsp;</td>
       <td colspan="3" style="text-align: center; border-bottom: Black 1pt solid">2015</td>
       <td style="padding-bottom: 1pt">&nbsp;</td>
       <td colspan="3" style="text-align: center; border-bottom: Black 1pt solid">2014</td>
       <td style="padding-bottom: 1pt">&nbsp;</td>
       <td colspan="3" style="text-align: center; border-bottom: Black 1pt solid">2013</td>
      </tr>
      <tr style="vertical-align: bottom">
       <td style="text-align: left">&nbsp;</td>
       <td style="font-style: italic">&nbsp;</td>
       <td colspan="11" style="font-style: italic; text-align: center">(In thousands)</td>
      </tr>
      <tr style="vertical-align: bottom; background-color: rgb(204,238,255)">
       <td style="width: 61%; text-align: left">Service cost</td>
       <td style="width: 1%">&nbsp;</td>
       <td style="width: 1%; text-align: left">$</td>
       <td style="width: 10%; text-align: right">382</td>
       <td style="width: 1%; text-align: left">&nbsp;</td>
       <td style="width: 1%">&nbsp;</td>
       <td style="width: 1%; text-align: left">$</td>
       <td style="width: 10%; text-align: right">358</td>
       <td style="width: 1%; text-align: left">&nbsp;</td>
       <td style="width: 1%">&nbsp;</td>
       <td style="width: 1%; text-align: left">$</td>
       <td style="width: 10%; text-align: right">449</td>
       <td style="width: 1%; text-align: left">&nbsp;</td>
      </tr>
      <tr style="vertical-align: bottom; background-color: White">
       <td style="text-align: left">Interest cost</td>
       <td>&nbsp;</td>
       <td style="text-align: left">&nbsp;</td>
       <td style="text-align: right">300</td>
       <td style="text-align: left">&nbsp;</td>
       <td>&nbsp;</td>
       <td style="text-align: left">&nbsp;</td>
       <td style="text-align: right">253</td>
       <td style="text-align: left">&nbsp;</td>
       <td>&nbsp;</td>
       <td style="text-align: left">&nbsp;</td>
       <td style="text-align: right">219</td>
       <td style="text-align: left">&nbsp;</td>
      </tr>
      <tr style="vertical-align: bottom; background-color: rgb(204,238,255)">
       <td style="text-align: left">Amortization of unrecognized loss</td>
       <td>&nbsp;</td>
       <td style="text-align: left">&nbsp;</td>
       <td style="text-align: right">119</td>
       <td style="text-align: left">&nbsp;</td>
       <td>&nbsp;</td>
       <td style="text-align: left">&nbsp;</td>
       <td style="text-align: right">-</td>
       <td style="text-align: left">&nbsp;</td>
       <td>&nbsp;</td>
       <td style="text-align: left">&nbsp;</td>
       <td style="text-align: right">50</td>
       <td style="text-align: left">&nbsp;</td>
      </tr>
      <tr style="vertical-align: bottom; background-color: White">
       <td style="text-align: left; padding-bottom: 1pt">Amortization of past service credit</td>
       <td style="padding-bottom: 1pt">&nbsp;</td>
       <td style="border-bottom: Black 1pt solid; text-align: left">&nbsp;</td>
       <td style="border-bottom: Black 1pt solid; text-align: right">(85</td>
       <td style="border-bottom: Black 1pt solid; text-align: left">)</td>
       <td style="padding-bottom: 1pt">&nbsp;</td>
       <td style="border-bottom: Black 1pt solid; text-align: left">&nbsp;</td>
       <td style="border-bottom: Black 1pt solid; text-align: right">(85</td>
       <td style="border-bottom: Black 1pt solid; text-align: left">)</td>
       <td style="padding-bottom: 1pt">&nbsp;</td>
       <td style="border-bottom: Black 1pt solid; text-align: left">&nbsp;</td>
       <td style="border-bottom: Black 1pt solid; text-align: right">(85</td>
       <td style="border-bottom: Black 1pt solid; text-align: left">)</td>
      </tr>
      <tr style="vertical-align: bottom; background-color: rgb(204,238,255)">
       <td style="text-align: left; padding-bottom: 1pt; padding-left: 10pt">Net postretirement benefit expense</td>
       <td style="padding-bottom: 1pt">&nbsp;</td>
       <td style="border-bottom: Black 1pt solid; text-align: left">&nbsp;</td>
       <td style="border-bottom: Black 1pt solid; text-align: right">716</td>
       <td style="border-bottom: Black 1pt solid; text-align: left">&nbsp;</td>
       <td style="padding-bottom: 1pt">&nbsp;</td>
       <td style="border-bottom: Black 1pt solid; text-align: left">&nbsp;</td>
       <td style="border-bottom: Black 1pt solid; text-align: right">526</td>
       <td style="border-bottom: Black 1pt solid; text-align: left">&nbsp;</td>
       <td style="padding-bottom: 1pt">&nbsp;</td>
       <td style="border-bottom: Black 1pt solid; text-align: left">&nbsp;</td>
       <td style="border-bottom: Black 1pt solid; text-align: right">633</td>
       <td style="border-bottom: Black 1pt solid; text-align: left">&nbsp;</td>
      </tr>
      <tr style="vertical-align: bottom; background-color: White">
       <td style="text-align: left">&nbsp;</td>
       <td>&nbsp;</td>
       <td style="text-align: left">&nbsp;</td>
       <td style="text-align: right">&nbsp;</td>
       <td style="text-align: left">&nbsp;</td>
       <td>&nbsp;</td>
       <td style="text-align: left">&nbsp;</td>
       <td style="text-align: right">&nbsp;</td>
       <td style="text-align: left">&nbsp;</td>
       <td>&nbsp;</td>
       <td style="text-align: left">&nbsp;</td>
       <td style="text-align: right">&nbsp;</td>
       <td style="text-align: left">&nbsp;</td>
      </tr>
      <tr style="vertical-align: bottom; background-color: rgb(204,238,255)">
       <td style="text-align: left">Current year actuarial (gain) loss</td>
       <td>&nbsp;</td>
       <td style="text-align: left">&nbsp;</td>
       <td style="text-align: right">(715</td>
       <td style="text-align: left">)</td>
       <td>&nbsp;</td>
       <td style="text-align: left">&nbsp;</td>
       <td style="text-align: right">1,925</td>
       <td style="text-align: left">&nbsp;</td>
       <td>&nbsp;</td>
       <td style="text-align: left">&nbsp;</td>
       <td style="text-align: right">(943</td>
       <td style="text-align: left">)</td>
      </tr>
      <tr style="vertical-align: bottom; background-color: White">
       <td style="text-align: left">Amortization of actuarial loss</td>
       <td>&nbsp;</td>
       <td style="text-align: left">&nbsp;</td>
       <td style="text-align: right">(119</td>
       <td style="text-align: left">)</td>
       <td>&nbsp;</td>
       <td style="text-align: left">&nbsp;</td>
       <td style="text-align: right">-</td>
       <td style="text-align: left">&nbsp;</td>
       <td>&nbsp;</td>
       <td style="text-align: left">&nbsp;</td>
       <td style="text-align: right">(50</td>
       <td style="text-align: left">)</td>
      </tr>
      <tr style="vertical-align: bottom; background-color: rgb(204,238,255)">
       <td style="text-align: left; padding-bottom: 1pt">Amortization of prior service credit</td>
       <td style="padding-bottom: 1pt">&nbsp;</td>
       <td style="border-bottom: Black 1pt solid; text-align: left">&nbsp;</td>
       <td style="border-bottom: Black 1pt solid; text-align: right">85</td>
       <td style="border-bottom: Black 1pt solid; text-align: left">&nbsp;</td>
       <td style="padding-bottom: 1pt">&nbsp;</td>
       <td style="border-bottom: Black 1pt solid; text-align: left">&nbsp;</td>
       <td style="border-bottom: Black 1pt solid; text-align: right">85</td>
       <td style="border-bottom: Black 1pt solid; text-align: left">&nbsp;</td>
       <td style="padding-bottom: 1pt">&nbsp;</td>
       <td style="border-bottom: Black 1pt solid; text-align: left">&nbsp;</td>
       <td style="border-bottom: Black 1pt solid; text-align: right">85</td>
       <td style="border-bottom: Black 1pt solid; text-align: left">&nbsp;</td>
      </tr>
      <tr style="vertical-align: bottom; background-color: White">
       <td style="text-align: left; padding-bottom: 1pt; padding-left: 10pt">Total recognized in other comprehensive income</td>
       <td style="padding-bottom: 1pt">&nbsp;</td>
       <td style="border-bottom: Black 1pt solid; text-align: left">&nbsp;</td>
       <td style="border-bottom: Black 1pt solid; text-align: right">(749</td>
       <td style="border-bottom: Black 1pt solid; text-align: left">)</td>
       <td style="padding-bottom: 1pt">&nbsp;</td>
       <td style="border-bottom: Black 1pt solid; text-align: left">&nbsp;</td>
       <td style="border-bottom: Black 1pt solid; text-align: right">2,010</td>
       <td style="border-bottom: Black 1pt solid; text-align: left">&nbsp;</td>
       <td style="padding-bottom: 1pt">&nbsp;</td>
       <td style="border-bottom: Black 1pt solid; text-align: left">&nbsp;</td>
       <td style="border-bottom: Black 1pt solid; text-align: right">(908</td>
       <td style="border-bottom: Black 1pt solid; text-align: left">)</td>
      </tr>
      <tr style="vertical-align: bottom; background-color: rgb(204,238,255)">
       <td style="text-align: left; padding-bottom: 2.25pt; padding-left: 0pt">Total recognized in net postretirement expense and other comprehensive income</td>
       <td style="padding-bottom: 2.25pt">&nbsp;</td>
       <td style="border-bottom: Black 2.25pt double; text-align: left">$</td>
       <td style="border-bottom: Black 2.25pt double; text-align: right">(33</td>
       <td style="border-bottom: Black 2.25pt double; text-align: left">)</td>
       <td style="padding-bottom: 2.25pt">&nbsp;</td>
       <td style="border-bottom: Black 2.25pt double; text-align: left">$</td>
       <td style="border-bottom: Black 2.25pt double; text-align: right">2,536</td>
       <td style="border-bottom: Black 2.25pt double; text-align: left">&nbsp;</td>
       <td style="padding-bottom: 2.25pt">&nbsp;</td>
       <td style="border-bottom: Black 2.25pt double; text-align: left">$</td>
       <td style="border-bottom: Black 2.25pt double; text-align: right">(275</td>
       <td style="border-bottom: Black 2.25pt double; text-align: left">)</td>
      </tr>

    </table><br/><p style="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">Assumptions used to develop periodic postretirement expense for the Postretirement Plans for the years ended December 31 were:</p><br/><table cellpadding="0" cellspacing="0" style="border-collapse: collapse; width: 100%; font: 10pt Times New Roman, Times, Serif">

      <tr style="vertical-align: bottom">
       <td style="text-align: center">&nbsp;</td>
       <td style="padding-bottom: 1pt">&nbsp;</td>
       <td colspan="3" style="text-align: center; border-bottom: Black 1pt solid">2015</td>
       <td style="padding-bottom: 1pt">&nbsp;</td>
       <td colspan="3" style="text-align: center; border-bottom: Black 1pt solid">2014</td>
       <td style="padding-bottom: 1pt">&nbsp;</td>
       <td colspan="3" style="text-align: center; border-bottom: Black 1pt solid">2013</td>
      </tr>
      <tr style="vertical-align: bottom; background-color: rgb(204,238,255)">
       <td style="width: 61%; text-align: left">Rate of return on plan assets</td>
       <td style="width: 1%">&nbsp;</td>
       <td style="width: 1%; text-align: left">&nbsp;</td>
       <td style="width: 10%; text-align: right">n/a</td>
       <td style="width: 1%; text-align: left">&nbsp;</td>
       <td style="width: 1%">&nbsp;</td>
       <td style="width: 1%; text-align: left">&nbsp;</td>
       <td style="width: 10%; text-align: right">n/a</td>
       <td style="width: 1%; text-align: left">&nbsp;</td>
       <td style="width: 1%">&nbsp;</td>
       <td style="width: 1%; text-align: left">&nbsp;</td>
       <td style="width: 10%; text-align: right">n/a</td>
       <td style="width: 1%; text-align: left">&nbsp;</td>
      </tr>
      <tr style="vertical-align: bottom; background-color: White">
       <td style="text-align: left">Discount rate</td>
       <td>&nbsp;</td>
       <td style="text-align: left">&nbsp;</td>
       <td style="text-align: right">3.76</td>
       <td style="text-align: left">%</td>
       <td>&nbsp;</td>
       <td style="text-align: left">&nbsp;</td>
       <td style="text-align: right">4.60</td>
       <td style="text-align: left">%</td>
       <td>&nbsp;</td>
       <td style="text-align: left">&nbsp;</td>
       <td style="text-align: right">3.75</td>
       <td style="text-align: left">%</td>
      </tr>
      <tr style="vertical-align: bottom; background-color: rgb(204,238,255)">
       <td style="text-align: left">Rate of increase in health care costs</td>
       <td>&nbsp;</td>
       <td style="text-align: left">&nbsp;</td>
       <td style="text-align: right">&nbsp;</td>
       <td style="text-align: left">&nbsp;</td>
       <td>&nbsp;</td>
       <td style="text-align: left">&nbsp;</td>
       <td style="text-align: right">&nbsp;</td>
       <td style="text-align: left">&nbsp;</td>
       <td>&nbsp;</td>
       <td style="text-align: left">&nbsp;</td>
       <td style="text-align: right">&nbsp;</td>
       <td style="text-align: left">&nbsp;</td>
      </tr>
      <tr style="vertical-align: bottom; background-color: White">
       <td style="text-align: left; padding-left: 10pt">Initial</td>
       <td>&nbsp;</td>
       <td style="text-align: left">&nbsp;</td>
       <td style="text-align: right">8.00</td>
       <td style="text-align: left">%</td>
       <td>&nbsp;</td>
       <td style="text-align: left">&nbsp;</td>
       <td style="text-align: right">9.00</td>
       <td style="text-align: left">%</td>
       <td>&nbsp;</td>
       <td style="text-align: left">&nbsp;</td>
       <td style="text-align: right">10.00</td>
       <td style="text-align: left">%</td>
      </tr>
      <tr style="vertical-align: bottom; background-color: rgb(204,238,255)">
       <td style="text-align: left; padding-left: 10pt">Ultimate (year 2018)</td>
       <td>&nbsp;</td>
       <td style="text-align: left">&nbsp;</td>
       <td style="text-align: right">5.00</td>
       <td style="text-align: left">%</td>
       <td>&nbsp;</td>
       <td style="text-align: left">&nbsp;</td>
       <td style="text-align: right">5.00</td>
       <td style="text-align: left">%</td>
       <td>&nbsp;</td>
       <td style="text-align: left">&nbsp;</td>
       <td style="text-align: right">5.00</td>
       <td style="text-align: left">%</td>
      </tr>
      <tr style="vertical-align: bottom; background-color: White">
       <td style="text-align: left">Annual rate of salary increase for life insurance</td>
       <td>&nbsp;</td>
       <td style="text-align: left">&nbsp;</td>
       <td style="text-align: right">n/a</td>
       <td style="text-align: left">&nbsp;</td>
       <td>&nbsp;</td>
       <td style="text-align: left">&nbsp;</td>
       <td style="text-align: right">n/a</td>
       <td style="text-align: left">&nbsp;</td>
       <td>&nbsp;</td>
       <td style="text-align: left">&nbsp;</td>
       <td style="text-align: right">n/a</td>
       <td style="text-align: left">&nbsp;</td>
      </tr>

    </table><br/><p style="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify">The health care cost trend rate assumptions have a significant effect on the amounts reported. A one percentage point change in assumed health care trend rates would have the following effects:</p><br/><table cellpadding="0" cellspacing="0" style="border-collapse: collapse; width: 100%; font: 10pt Times New Roman, Times, Serif">

      <tr style="vertical-align: bottom">
       <td>&nbsp;</td>
       <td style="padding-bottom: 1pt">&nbsp;</td>
       <td colspan="3" style="text-align: center; border-bottom: Black 1pt solid">Increase</td>
       <td style="padding-bottom: 1pt">&nbsp;</td>
       <td colspan="3" style="text-align: center; border-bottom: Black 1pt solid">Decrease</td>
      </tr>
      <tr style="vertical-align: bottom">
       <td>&nbsp;</td>
       <td style="font-style: italic">&nbsp;</td>
       <td colspan="7" style="font-style: italic; text-align: center">(In thousands)</td>
      </tr>
      <tr style="vertical-align: bottom; background-color: rgb(204,238,255)">
       <td style="width: 70%; text-align: left">Effect on postretirement benefit obligation</td>
       <td style="width: 1%">&nbsp;</td>
       <td style="width: 1%; text-align: left">$</td>
       <td style="width: 12%; text-align: right">1,634</td>
       <td style="width: 1%; text-align: left">&nbsp;</td>
       <td style="width: 1%">&nbsp;</td>
       <td style="width: 1%; text-align: left">$</td>
       <td style="width: 12%; text-align: right">(1,240</td>
       <td style="width: 1%; text-align: left">)</td>
      </tr>
      <tr style="vertical-align: bottom; background-color: White">
       <td style="text-align: left">Effect on total service and interest cost</td>
       <td>&nbsp;</td>
       <td style="text-align: left">&nbsp;</td>
       <td style="text-align: right">177</td>
       <td style="text-align: left">&nbsp;</td>
       <td>&nbsp;</td>
       <td style="text-align: left">&nbsp;</td>
       <td style="text-align: right">(131</td>
       <td style="text-align: left">)</td>
      </tr>

    </table><br/><p style="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">The Company expects to pay benefits of $189,000 under its Postretirement Plans in 2016.</p><br/><p style="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify">The following benefit payments under the Postretirement Plan, which reflect expected future service, are expected to be paid:</p><br/><table cellpadding="0" cellspacing="0" style="border-collapse: collapse; width: 100%; font: 10pt Times New Roman, Times, Serif">

      <tr style="vertical-align: bottom">
       <td style="text-align: left">For the years ending December 31:</td>
       <td style="padding-bottom: 1pt">&nbsp;</td>
       <td colspan="3" style="text-align: center; border-bottom: Black 1pt solid">Future Benefit <br /> Payments</td>
      </tr>
      <tr style="vertical-align: bottom">
       <td style="text-align: left">&nbsp;</td>
       <td style="font-style: italic">&nbsp;</td>
       <td colspan="3" style="font-style: italic; text-align: center">(In thousands)</td>
      </tr>
      <tr style="vertical-align: bottom; background-color: rgb(204,238,255)">
       <td style="width: 85%; text-align: left">2016</td>
       <td style="width: 1%">&nbsp;</td>
       <td style="width: 1%; text-align: left">$</td>
       <td style="width: 12%; text-align: right">189</td>
       <td style="width: 1%; text-align: left">&nbsp;</td>
      </tr>
      <tr style="vertical-align: bottom; background-color: White">
       <td style="text-align: left">2017</td>
       <td>&nbsp;</td>
       <td style="text-align: left">&nbsp;</td>
       <td style="text-align: right">229</td>
       <td style="text-align: left">&nbsp;</td>
      </tr>
      <tr style="vertical-align: bottom; background-color: rgb(204,238,255)">
       <td style="text-align: left">2018</td>
       <td>&nbsp;</td>
       <td style="text-align: left">&nbsp;</td>
       <td style="text-align: right">255</td>
       <td style="text-align: left">&nbsp;</td>
      </tr>
      <tr style="vertical-align: bottom; background-color: White">
       <td style="text-align: left">2019</td>
       <td>&nbsp;</td>
       <td style="text-align: left">&nbsp;</td>
       <td style="text-align: right">280</td>
       <td style="text-align: left">&nbsp;</td>
      </tr>
      <tr style="vertical-align: bottom; background-color: rgb(204,238,255)">
       <td style="text-align: left">2020</td>
       <td>&nbsp;</td>
       <td style="text-align: left">&nbsp;</td>
       <td style="text-align: right">263</td>
       <td style="text-align: left">&nbsp;</td>
      </tr>
      <tr style="vertical-align: bottom; background-color: White">
       <td style="text-align: left">2021 &#x2013; 2025</td>
       <td>&nbsp;</td>
       <td style="text-align: left">&nbsp;</td>
       <td style="text-align: right">1,524</td>
       <td style="text-align: left">&nbsp;</td>
      </tr>

    </table><br/><p style="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0.25in 0pt 0; text-align: justify"><b>Defined Contribution Plans:</b></p><br/><p style="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify">The Company maintains a tax qualified 401(k) plan which covers substantially all salaried employees who have completed one year of service. Currently, annual matching contributions under the Bank&#x2019;s 401(k) plan equal 50% of the employee&#x2019;s contributions, up to a maximum of 3% of the employee&#x2019;s compensation. In addition, the 401(k) plan includes the Defined Contribution Retirement Plan (&#x201c;DCRP&#x201d;), under which the Bank contributes an amount equal to 4% of an employee&#x2019;s eligible compensation as defined in the plan, and the Profit Sharing Plan (&#x201c;PSP&#x201d;), under which at the discretion of the Company&#x2019;s Board of Directors a contribution is made. Contributions for the DCRP and PSP are made in the form of Company common stock at or after the end of each year. Annual contributions under these plans are subject to the limits imposed under the Internal Revenue Code. Contributions by the Company into the 401(k) plan vest 20% per year over the employee's first five years of service. Contributions to these plans are 100% vested upon a change of control (as defined in the applicable plan). Compensation expense recorded by the Company for these plans amounted to $3.0 million, $3.1 million and $2.9 million for the years ended December 31, 2015, 2014 and 2013, respectively.</p><br/><p style="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify">The Bank provides a non-qualified deferred compensation plan as an incentive for officers who have achieved the designated level and completed one year of service. Prior to January 1, 2015, the Plan included officers at a level that are no longer qualified to participate, however those that were eligible remain eligible to participate in the Plan. In addition to the amounts deferred by the officers, the Bank matches 50% of their contributions, generally up to a maximum of 5% of the officers&#x2019; salary. Matching contributions under this plan vest 20% per year for five years. The non-qualified deferred compensation plan assets are held in a rabbi trust totaling $10.6 million and $10.0 million at December 31, 2015 and 2014, respectively. Contributions become 100% vested upon a change of control (as defined in the plan). Compensation expense recorded by the Company for this plan amounted to $0.4 million for each of the years ended December 31, 2015, 2014 and 2013.</p><br/><p style="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0.25in 0pt 0; text-align: justify"><b>Employee Benefit Trust:</b></p><br/><p style="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify">An Employee Benefit Trust (&#x201c;EBT&#x201d;) has been established to assist the Company in funding its benefit plan obligations. In connection with the Bank&#x2019;s conversion to a federal stock savings bank in 1995, the EBT borrowed $7.9 million from the Company and used $7,000 of cash received from the Bank to purchase 2,328,750 shares of the common stock of the Company. The loan was repaid from the Company&#x2019;s discretionary contributions to the EBT and dividend payments received on common stock held by the EBT. During the year ended December 31, 2010, the loan was fully repaid. Dividend payments received subsequent to the loan being repaid are used to purchase additional shares of common stock. Shares purchased with the loan proceeds are held in a suspense account for contribution to specified benefit plans. Shares released from the suspense account are used solely for funding matching contributions under the Bank&#x2019;s 401(k) plan, contributions to the 401(k) plan for the DCRP, and contributions to the PSP. For the years ended December 31, 2015, 2014 and 2013, the Company funded $2.8 million, $2.7 million and $2.3 million, respectively, of employer contributions to the 401(k), DCRP and profit sharing plans from the EBT.</p><br/><p style="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify">Upon a change of control (as defined in the EBT), the EBT will terminate and any trust assets remaining after certain benefit plan contributions will be distributed to all full-time employees of the Company with at least one year of service, in proportion to their compensation over the four most recently completed calendar years plus the portion of the current year prior to the termination of the EBT.</p><br/><p style="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify">As shares are released from the suspense account, the Company reports compensation expense equal to the current market price of the shares, and the shares become outstanding for earnings per share computations. The EBT shares are as follows at December 31:</p><br/><table cellpadding="0" cellspacing="0" style="border-collapse: collapse; width: 100%; font: 10pt Times New Roman, Times, Serif">

      <tr style="vertical-align: bottom">
       <td style="text-align: center">&nbsp;</td>
       <td style="padding-bottom: 1pt">&nbsp;</td>
       <td colspan="3" style="text-align: center; border-bottom: Black 1pt solid">2015</td>
       <td style="padding-bottom: 1pt">&nbsp;</td>
       <td colspan="3" style="text-align: center; border-bottom: Black 1pt solid">2014</td>
      </tr>
      <tr style="vertical-align: bottom">
       <td style="text-align: left">&nbsp;</td>
       <td style="font-style: italic">&nbsp;</td>
       <td colspan="3" style="font-style: italic">&nbsp;</td>
       <td style="font-style: italic">&nbsp;</td>
       <td colspan="3" style="font-style: italic">&nbsp;</td>
      </tr>
      <tr style="vertical-align: bottom; background-color: rgb(204,238,255)">
       <td style="width: 70%; text-align: left">Shares owned by Employee Benefit Trust, beginning balance</td>
       <td style="width: 1%">&nbsp;</td>
       <td style="width: 1%; text-align: left">&nbsp;</td>
       <td style="width: 12%; text-align: right">800,950</td>
       <td style="width: 1%; text-align: left">&nbsp;</td>
       <td style="width: 1%">&nbsp;</td>
       <td style="width: 1%; text-align: left">&nbsp;</td>
       <td style="width: 12%; text-align: right">913,792</td>
       <td style="width: 1%; text-align: left">&nbsp;</td>
      </tr>
      <tr style="vertical-align: bottom; background-color: White">
       <td style="text-align: left">Shares purchased</td>
       <td>&nbsp;</td>
       <td style="text-align: left">&nbsp;</td>
       <td style="text-align: right">22,102</td>
       <td style="text-align: left">&nbsp;</td>
       <td>&nbsp;</td>
       <td style="text-align: left">&nbsp;</td>
       <td style="text-align: right">23,717</td>
       <td style="text-align: left">&nbsp;</td>
      </tr>
      <tr style="vertical-align: bottom; background-color: rgb(204,238,255)">
       <td style="text-align: left; padding-bottom: 1pt">Shares released and allocated</td>
       <td style="padding-bottom: 1pt">&nbsp;</td>
       <td style="border-bottom: Black 1pt solid; text-align: left">&nbsp;</td>
       <td style="border-bottom: Black 1pt solid; text-align: right">(147,616</td>
       <td style="border-bottom: Black 1pt solid; text-align: left">)</td>
       <td style="padding-bottom: 1pt">&nbsp;</td>
       <td style="border-bottom: Black 1pt solid; text-align: left">&nbsp;</td>
       <td style="border-bottom: Black 1pt solid; text-align: right">(136,559</td>
       <td style="border-bottom: Black 1pt solid; text-align: left">)</td>
      </tr>
      <tr style="vertical-align: bottom; background-color: White">
       <td style="text-align: left; padding-bottom: 2.25pt">Shares owned by Employee Benefit Trust, ending balance</td>
       <td style="padding-bottom: 2.25pt">&nbsp;</td>
       <td style="border-bottom: Black 2.25pt double; text-align: left">&nbsp;</td>
       <td style="border-bottom: Black 2.25pt double; text-align: right">675,436</td>
       <td style="border-bottom: Black 2.25pt double; text-align: left">&nbsp;</td>
       <td style="padding-bottom: 2.25pt">&nbsp;</td>
       <td style="border-bottom: Black 2.25pt double; text-align: left">&nbsp;</td>
       <td style="border-bottom: Black 2.25pt double; text-align: right">800,950</td>
       <td style="border-bottom: Black 2.25pt double; text-align: left">&nbsp;</td>
      </tr>
      <tr style="vertical-align: bottom; background-color: rgb(204,238,255)">
       <td style="text-align: left">&nbsp;</td>
       <td>&nbsp;</td>
       <td style="text-align: left">&nbsp;</td>
       <td style="text-align: right">&nbsp;</td>
       <td style="text-align: left">&nbsp;</td>
       <td>&nbsp;</td>
       <td style="text-align: left">&nbsp;</td>
       <td style="text-align: right">&nbsp;</td>
       <td style="text-align: left">&nbsp;</td>
      </tr>
      <tr style="vertical-align: bottom; background-color: White">
       <td style="text-align: left; padding-bottom: 2.25pt">Market value of unallocated shares.</td>
       <td style="padding-bottom: 2.25pt">&nbsp;</td>
       <td style="border-bottom: Black 2.25pt double; text-align: left">$</td>
       <td style="border-bottom: Black 2.25pt double; text-align: right">14,616,435</td>
       <td style="border-bottom: Black 2.25pt double; text-align: left">&nbsp;</td>
       <td style="padding-bottom: 2.25pt">&nbsp;</td>
       <td style="border-bottom: Black 2.25pt double; text-align: left">$</td>
       <td style="border-bottom: Black 2.25pt double; text-align: right">16,235,257</td>
       <td style="border-bottom: Black 2.25pt double; text-align: left">&nbsp;</td>
      </tr>

    </table><br/><p style="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0"><b>Outside Director Retirement Plan:</b></p><br/><p style="font: 10pt Times New Roman, Times, Serif; margin: 0pt 4.5pt 0pt 0; text-align: justify"><font style="font-family: Times New Roman, Times, Serif">The Bank has an unfunded noncontributory defined benefit Outside Director Retirement Plan (the &#x201c;Directors&#x2019; Plan&#x201d;), which provides benefits to each non-employee director who became a non-employee director before January 1, 2004, who has at least five years of service as a non-employee director and whose years of service as a non-employee director plus age equals or exceeds 55. Benefits are also payable to a non-employee director who became a non-employee director before January 1, 2004 and whose status as a non-employee director terminates because of death or disability or who is a non-employee director upon a change of control (as defined in the Directors&#x2019; Plan). Any person who became a non-employee director after January 1, 2004 is not eligible to participate in the Directors&#x2019; Plan. Upon termination an eligible director will be paid an annual retirement benefit equal to $48,000. Such benefit will be paid in equal monthly installments for the lesser of the number of months such director served as a non-employee director or 120 months. In the event of a termination of Board service due to a change of control, a non-employee director who has completed at least two years of service as a non-employee director will receive a cash lump sum payment equal to 120 months of benefit, and a non-employee director with less than two years of service will receive a cash lump sum payment equal to a number of months of benefit equal to the number of months of his service as a non-employee director. In the event of the director&#x2019;s death, the surviving spouse will receive the equivalent benefit. No benefits will be payable to a director who is removed for cause. The Holding Company has guaranteed the payment of benefits under the Directors&#x2019; Plan, for this reason the </font>Bank has assets held in a rabbi trust totaling $4.2 million and $3.9 million at December 31, 2015 and 2014, respectively. <font style="font-family: Times New Roman, Times, Serif">Upon adopting the Directors&#x2019; Plan, the Bank elected to immediately recognize the effect of adopting the Directors&#x2019; Plan. Subsequent plan amendments are amortized as a past service liability. The Bank uses a December 31 measurement date for the Directors&#x2019; Plan.</font></p><br/><p style="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify">The following table sets forth, for the Directors&#x2019; Plan, the change in benefit obligation and assets, and for the Company, the amounts recognized in the Consolidated Statements of Financial Condition at December 31:</p><br/><table cellpadding="0" cellspacing="0" style="border-collapse: collapse; width: 100%; font: 10pt Times New Roman, Times, Serif">

      <tr style="vertical-align: bottom">
       <td style="text-align: center">&nbsp;</td>
       <td style="padding-bottom: 1pt">&nbsp;</td>
       <td colspan="3" style="text-align: center; border-bottom: Black 1pt solid">2015</td>
       <td style="padding-bottom: 1pt">&nbsp;</td>
       <td colspan="3" style="text-align: center; border-bottom: Black 1pt solid">2014</td>
      </tr>
      <tr style="vertical-align: bottom">
       <td style="text-align: left">&nbsp;</td>
       <td style="font-style: italic">&nbsp;</td>
       <td colspan="7" style="font-style: italic; text-align: center">(In thousands)</td>
      </tr>
      <tr style="vertical-align: bottom; background-color: rgb(204,238,255)">
       <td style="text-align: left">Change in benefit obligation:</td>
       <td>&nbsp;</td>
       <td style="text-align: left">&nbsp;</td>
       <td style="text-align: right">&nbsp;</td>
       <td style="text-align: left">&nbsp;</td>
       <td>&nbsp;</td>
       <td style="text-align: left">&nbsp;</td>
       <td style="text-align: right">&nbsp;</td>
       <td style="text-align: left">&nbsp;</td>
      </tr>
      <tr style="vertical-align: bottom; background-color: White">
       <td style="width: 70%; text-align: left; padding-left: 10pt">Projected benefit obligation at beginning of year</td>
       <td style="width: 1%">&nbsp;</td>
       <td style="width: 1%; text-align: left">$</td>
       <td style="width: 12%; text-align: right">2,663</td>
       <td style="width: 1%; text-align: left">&nbsp;</td>
       <td style="width: 1%">&nbsp;</td>
       <td style="width: 1%; text-align: left">$</td>
       <td style="width: 12%; text-align: right">2,666</td>
       <td style="width: 1%; text-align: left">&nbsp;</td>
      </tr>
      <tr style="vertical-align: bottom; background-color: rgb(204,238,255)">
       <td style="text-align: left; padding-left: 10pt">Service cost</td>
       <td>&nbsp;</td>
       <td style="text-align: left">&nbsp;</td>
       <td style="text-align: right">45</td>
       <td style="text-align: left">&nbsp;</td>
       <td>&nbsp;</td>
       <td style="text-align: left">&nbsp;</td>
       <td style="text-align: right">54</td>
       <td style="text-align: left">&nbsp;</td>
      </tr>
      <tr style="vertical-align: bottom; background-color: White">
       <td style="text-align: left; padding-left: 10pt">Interest cost</td>
       <td>&nbsp;</td>
       <td style="text-align: left">&nbsp;</td>
       <td style="text-align: right">95</td>
       <td style="text-align: left">&nbsp;</td>
       <td>&nbsp;</td>
       <td style="text-align: left">&nbsp;</td>
       <td style="text-align: right">116</td>
       <td style="text-align: left">&nbsp;</td>
      </tr>
      <tr style="vertical-align: bottom; background-color: rgb(204,238,255)">
       <td style="text-align: left; padding-left: 10pt">Actuarial gain</td>
       <td>&nbsp;</td>
       <td style="text-align: left">&nbsp;</td>
       <td style="text-align: right">(129</td>
       <td style="text-align: left">)</td>
       <td>&nbsp;</td>
       <td style="text-align: left">&nbsp;</td>
       <td style="text-align: right">(53</td>
       <td style="text-align: left">)</td>
      </tr>
      <tr style="vertical-align: bottom; background-color: White">
       <td style="text-align: left; padding-bottom: 1pt; padding-left: 10pt">Benefits paid</td>
       <td style="padding-bottom: 1pt">&nbsp;</td>
       <td style="border-bottom: Black 1pt solid; text-align: left">&nbsp;</td>
       <td style="border-bottom: Black 1pt solid; text-align: right">(144</td>
       <td style="border-bottom: Black 1pt solid; text-align: left">)</td>
       <td style="padding-bottom: 1pt">&nbsp;</td>
       <td style="border-bottom: Black 1pt solid; text-align: left">&nbsp;</td>
       <td style="border-bottom: Black 1pt solid; text-align: right">(120</td>
       <td style="border-bottom: Black 1pt solid; text-align: left">)</td>
      </tr>
      <tr style="vertical-align: bottom; background-color: rgb(204,238,255)">
       <td style="text-align: left; padding-bottom: 1pt; padding-left: 20pt">Projected benefit obligation at end of year</td>
       <td style="padding-bottom: 1pt">&nbsp;</td>
       <td style="border-bottom: Black 1pt solid; text-align: left">&nbsp;</td>
       <td style="border-bottom: Black 1pt solid; text-align: right">2,530</td>
       <td style="border-bottom: Black 1pt solid; text-align: left">&nbsp;</td>
       <td style="padding-bottom: 1pt">&nbsp;</td>
       <td style="border-bottom: Black 1pt solid; text-align: left">&nbsp;</td>
       <td style="border-bottom: Black 1pt solid; text-align: right">2,663</td>
       <td style="border-bottom: Black 1pt solid; text-align: left">&nbsp;</td>
      </tr>
      <tr style="vertical-align: bottom; background-color: White">
       <td style="text-align: left">&nbsp;</td>
       <td>&nbsp;</td>
       <td style="text-align: left">&nbsp;</td>
       <td style="text-align: right">&nbsp;</td>
       <td style="text-align: left">&nbsp;</td>
       <td>&nbsp;</td>
       <td style="text-align: left">&nbsp;</td>
       <td style="text-align: right">&nbsp;</td>
       <td style="text-align: left">&nbsp;</td>
      </tr>
      <tr style="vertical-align: bottom; background-color: rgb(204,238,255)">
       <td style="text-align: left">Change in plan assets:</td>
       <td>&nbsp;</td>
       <td style="text-align: left">&nbsp;</td>
       <td style="text-align: right">&nbsp;</td>
       <td style="text-align: left">&nbsp;</td>
       <td>&nbsp;</td>
       <td style="text-align: left">&nbsp;</td>
       <td style="text-align: right">&nbsp;</td>
       <td style="text-align: left">&nbsp;</td>
      </tr>
      <tr style="vertical-align: bottom; background-color: White">
       <td style="text-align: left; padding-left: 10pt">Market value of assets at beginning of year</td>
       <td>&nbsp;</td>
       <td style="text-align: left">&nbsp;</td>
       <td style="text-align: right">-</td>
       <td style="text-align: left">&nbsp;</td>
       <td>&nbsp;</td>
       <td style="text-align: left">&nbsp;</td>
       <td style="text-align: right">-</td>
       <td style="text-align: left">&nbsp;</td>
      </tr>
      <tr style="vertical-align: bottom; background-color: rgb(204,238,255)">
       <td style="text-align: left; padding-left: 10pt">Employer contributions</td>
       <td>&nbsp;</td>
       <td style="text-align: left">&nbsp;</td>
       <td style="text-align: right">144</td>
       <td style="text-align: left">&nbsp;</td>
       <td>&nbsp;</td>
       <td style="text-align: left">&nbsp;</td>
       <td style="text-align: right">120</td>
       <td style="text-align: left">&nbsp;</td>
      </tr>
      <tr style="vertical-align: bottom; background-color: White">
       <td style="text-align: left; padding-bottom: 1pt; padding-left: 10pt">Benefits paid</td>
       <td style="padding-bottom: 1pt">&nbsp;</td>
       <td style="border-bottom: Black 1pt solid; text-align: left">&nbsp;</td>
       <td style="border-bottom: Black 1pt solid; text-align: right">(144</td>
       <td style="border-bottom: Black 1pt solid; text-align: left">)</td>
       <td style="padding-bottom: 1pt">&nbsp;</td>
       <td style="border-bottom: Black 1pt solid; text-align: left">&nbsp;</td>
       <td style="border-bottom: Black 1pt solid; text-align: right">(120</td>
       <td style="border-bottom: Black 1pt solid; text-align: left">)</td>
      </tr>
      <tr style="vertical-align: bottom; background-color: rgb(204,238,255)">
       <td style="text-align: left; padding-bottom: 1pt; padding-left: 20pt">Market value of plan assets at end of year</td>
       <td style="padding-bottom: 1pt">&nbsp;</td>
       <td style="border-bottom: Black 1pt solid; text-align: left">&nbsp;</td>
       <td style="border-bottom: Black 1pt solid; text-align: right">-</td>
       <td style="border-bottom: Black 1pt solid; text-align: left">&nbsp;</td>
       <td style="padding-bottom: 1pt">&nbsp;</td>
       <td style="border-bottom: Black 1pt solid; text-align: left">&nbsp;</td>
       <td style="border-bottom: Black 1pt solid; text-align: right">-</td>
       <td style="border-bottom: Black 1pt solid; text-align: left">&nbsp;</td>
      </tr>
      <tr style="vertical-align: bottom; background-color: White">
       <td style="text-align: left">&nbsp;</td>
       <td>&nbsp;</td>
       <td style="text-align: left">&nbsp;</td>
       <td style="text-align: right">&nbsp;</td>
       <td style="text-align: left">&nbsp;</td>
       <td>&nbsp;</td>
       <td style="text-align: left">&nbsp;</td>
       <td style="text-align: right">&nbsp;</td>
       <td style="text-align: left">&nbsp;</td>
      </tr>
      <tr style="vertical-align: bottom; background-color: rgb(204,238,255)">
       <td style="text-align: left; padding-bottom: 2.25pt">Accrued pension cost included in other liabilities</td>
       <td style="padding-bottom: 2.25pt">&nbsp;</td>
       <td style="border-bottom: Black 2.25pt double; text-align: left">$</td>
       <td style="border-bottom: Black 2.25pt double; text-align: right">(2,530</td>
       <td style="border-bottom: Black 2.25pt double; text-align: left">)</td>
       <td style="padding-bottom: 2.25pt">&nbsp;</td>
       <td style="border-bottom: Black 2.25pt double; text-align: left">$</td>
       <td style="border-bottom: Black 2.25pt double; text-align: right">(2,663</td>
       <td style="border-bottom: Black 2.25pt double; text-align: left">)</td>
      </tr>

    </table><br/><p style="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify">The accumulated benefit obligation for the Directors&#x2019; Plan was $2.5 million and $2.7 million at December 31, 2015 and 2014, respectively.</p><br/><p style="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify">The components of the net pension expense for the Directors&#x2019; Plan are as follows for the years ended December 31:</p><br/><table cellpadding="0" cellspacing="0" style="border-collapse: collapse; width: 100%; font: 10pt Times New Roman, Times, Serif">

      <tr style="vertical-align: bottom">
       <td style="text-align: center">&nbsp;</td>
       <td style="padding-bottom: 1pt">&nbsp;</td>
       <td colspan="3" style="text-align: center; border-bottom: Black 1pt solid">2015</td>
       <td style="padding-bottom: 1pt">&nbsp;</td>
       <td colspan="3" style="text-align: center; border-bottom: Black 1pt solid">2014</td>
       <td style="padding-bottom: 1pt">&nbsp;</td>
       <td colspan="3" style="text-align: center; border-bottom: Black 1pt solid">2013</td>
      </tr>
      <tr style="vertical-align: bottom">
       <td style="text-align: left">&nbsp;</td>
       <td style="font-style: italic">&nbsp;</td>
       <td colspan="11" style="font-style: italic; text-align: center">(In thousands)</td>
      </tr>
      <tr style="vertical-align: bottom; background-color: rgb(204,238,255)">
       <td style="width: 61%; text-align: left">Service cost</td>
       <td style="width: 1%">&nbsp;</td>
       <td style="width: 1%; text-align: left">$</td>
       <td style="width: 10%; text-align: right">45</td>
       <td style="width: 1%; text-align: left">&nbsp;</td>
       <td style="width: 1%">&nbsp;</td>
       <td style="width: 1%; text-align: left">$</td>
       <td style="width: 10%; text-align: right">54</td>
       <td style="width: 1%; text-align: left">&nbsp;</td>
       <td style="width: 1%">&nbsp;</td>
       <td style="width: 1%; text-align: left">$</td>
       <td style="width: 10%; text-align: right">82</td>
       <td style="width: 1%; text-align: left">&nbsp;</td>
      </tr>
      <tr style="vertical-align: bottom; background-color: White">
       <td style="text-align: left">Interest cost</td>
       <td>&nbsp;</td>
       <td style="text-align: left">&nbsp;</td>
       <td style="text-align: right">95</td>
       <td style="text-align: left">&nbsp;</td>
       <td>&nbsp;</td>
       <td style="text-align: left">&nbsp;</td>
       <td style="text-align: right">116</td>
       <td style="text-align: left">&nbsp;</td>
       <td>&nbsp;</td>
       <td style="text-align: left">&nbsp;</td>
       <td style="text-align: right">98</td>
       <td style="text-align: left">&nbsp;</td>
      </tr>
      <tr style="vertical-align: bottom; background-color: rgb(204,238,255)">
       <td style="text-align: left">Amortization of unrecognized gain</td>
       <td>&nbsp;</td>
       <td style="text-align: left">&nbsp;</td>
       <td style="text-align: right">(56</td>
       <td style="text-align: left">)</td>
       <td>&nbsp;</td>
       <td style="text-align: left">&nbsp;</td>
       <td style="text-align: right">(60</td>
       <td style="text-align: left">)</td>
       <td>&nbsp;</td>
       <td style="text-align: left">&nbsp;</td>
       <td style="text-align: right">(36</td>
       <td style="text-align: left">)</td>
      </tr>
      <tr style="vertical-align: bottom; background-color: White">
       <td style="text-align: left; padding-bottom: 1pt">Amortization of past service liability</td>
       <td style="padding-bottom: 1pt">&nbsp;</td>
       <td style="border-bottom: Black 1pt solid; text-align: left">&nbsp;</td>
       <td style="border-bottom: Black 1pt solid; text-align: right">40</td>
       <td style="border-bottom: Black 1pt solid; text-align: left">&nbsp;</td>
       <td style="padding-bottom: 1pt">&nbsp;</td>
       <td style="border-bottom: Black 1pt solid; text-align: left">&nbsp;</td>
       <td style="border-bottom: Black 1pt solid; text-align: right">40</td>
       <td style="border-bottom: Black 1pt solid; text-align: left">&nbsp;</td>
       <td style="padding-bottom: 1pt">&nbsp;</td>
       <td style="border-bottom: Black 1pt solid; text-align: left">&nbsp;</td>
       <td style="border-bottom: Black 1pt solid; text-align: right">40</td>
       <td style="border-bottom: Black 1pt solid; text-align: left">&nbsp;</td>
      </tr>
      <tr style="vertical-align: bottom; background-color: rgb(204,238,255)">
       <td style="text-align: left; padding-bottom: 1pt; padding-left: 10pt">Net pension expense</td>
       <td style="padding-bottom: 1pt">&nbsp;</td>
       <td style="border-bottom: Black 1pt solid; text-align: left">&nbsp;</td>
       <td style="border-bottom: Black 1pt solid; text-align: right">124</td>
       <td style="border-bottom: Black 1pt solid; text-align: left">&nbsp;</td>
       <td style="padding-bottom: 1pt">&nbsp;</td>
       <td style="border-bottom: Black 1pt solid; text-align: left">&nbsp;</td>
       <td style="border-bottom: Black 1pt solid; text-align: right">150</td>
       <td style="border-bottom: Black 1pt solid; text-align: left">&nbsp;</td>
       <td style="padding-bottom: 1pt">&nbsp;</td>
       <td style="border-bottom: Black 1pt solid; text-align: left">&nbsp;</td>
       <td style="border-bottom: Black 1pt solid; text-align: right">184</td>
       <td style="border-bottom: Black 1pt solid; text-align: left">&nbsp;</td>
      </tr>
      <tr style="vertical-align: bottom; background-color: White">
       <td style="text-align: left">&nbsp;</td>
       <td>&nbsp;</td>
       <td style="text-align: left">&nbsp;</td>
       <td style="text-align: right">&nbsp;</td>
       <td style="text-align: left">&nbsp;</td>
       <td>&nbsp;</td>
       <td style="text-align: left">&nbsp;</td>
       <td style="text-align: right">&nbsp;</td>
       <td style="text-align: left">&nbsp;</td>
       <td>&nbsp;</td>
       <td style="text-align: left">&nbsp;</td>
       <td style="text-align: right">&nbsp;</td>
       <td style="text-align: left">&nbsp;</td>
      </tr>
      <tr style="vertical-align: bottom; background-color: rgb(204,238,255)">
       <td style="text-align: left">Current actuarial gain</td>
       <td>&nbsp;</td>
       <td style="text-align: left">&nbsp;</td>
       <td style="text-align: right">(130</td>
       <td style="text-align: left">)</td>
       <td>&nbsp;</td>
       <td style="text-align: left">&nbsp;</td>
       <td style="text-align: right">(52</td>
       <td style="text-align: left">)</td>
       <td>&nbsp;</td>
       <td style="text-align: left">&nbsp;</td>
       <td style="text-align: right">(122</td>
       <td style="text-align: left">)</td>
      </tr>
      <tr style="vertical-align: bottom; background-color: White">
       <td style="text-align: left">Amortization of actuarial gain</td>
       <td>&nbsp;</td>
       <td style="text-align: left">&nbsp;</td>
       <td style="text-align: right">56</td>
       <td style="text-align: left">&nbsp;</td>
       <td>&nbsp;</td>
       <td style="text-align: left">&nbsp;</td>
       <td style="text-align: right">60</td>
       <td style="text-align: left">&nbsp;</td>
       <td>&nbsp;</td>
       <td style="text-align: left">&nbsp;</td>
       <td style="text-align: right">36</td>
       <td style="text-align: left">&nbsp;</td>
      </tr>
      <tr style="vertical-align: bottom; background-color: rgb(204,238,255)">
       <td style="text-align: left; padding-bottom: 1pt">Amortization of prior service cost</td>
       <td style="padding-bottom: 1pt">&nbsp;</td>
       <td style="border-bottom: Black 1pt solid; text-align: left">&nbsp;</td>
       <td style="border-bottom: Black 1pt solid; text-align: right">(40</td>
       <td style="border-bottom: Black 1pt solid; text-align: left">)</td>
       <td style="padding-bottom: 1pt">&nbsp;</td>
       <td style="border-bottom: Black 1pt solid; text-align: left">&nbsp;</td>
       <td style="border-bottom: Black 1pt solid; text-align: right">(40</td>
       <td style="border-bottom: Black 1pt solid; text-align: left">)</td>
       <td style="padding-bottom: 1pt">&nbsp;</td>
       <td style="border-bottom: Black 1pt solid; text-align: left">&nbsp;</td>
       <td style="border-bottom: Black 1pt solid; text-align: right">(40</td>
       <td style="border-bottom: Black 1pt solid; text-align: left">)</td>
      </tr>
      <tr style="vertical-align: bottom; background-color: White">
       <td style="text-align: left; padding-bottom: 1pt; padding-left: 10pt">Total recognized in other comprehensive income</td>
       <td style="padding-bottom: 1pt">&nbsp;</td>
       <td style="border-bottom: Black 1pt solid; text-align: left">&nbsp;</td>
       <td style="border-bottom: Black 1pt solid; text-align: right">(114</td>
       <td style="border-bottom: Black 1pt solid; text-align: left">)</td>
       <td style="padding-bottom: 1pt">&nbsp;</td>
       <td style="border-bottom: Black 1pt solid; text-align: left">&nbsp;</td>
       <td style="border-bottom: Black 1pt solid; text-align: right">(32</td>
       <td style="border-bottom: Black 1pt solid; text-align: left">)</td>
       <td style="padding-bottom: 1pt">&nbsp;</td>
       <td style="border-bottom: Black 1pt solid; text-align: left">&nbsp;</td>
       <td style="border-bottom: Black 1pt solid; text-align: right">(126</td>
       <td style="border-bottom: Black 1pt solid; text-align: left">)</td>
      </tr>
      <tr style="vertical-align: bottom; background-color: rgb(204,238,255)">
       <td style="text-align: left; padding-bottom: 2.25pt; padding-left: 0pt">Total recognized in net pension expense and other comprehensive income</td>
       <td style="padding-bottom: 2.25pt">&nbsp;</td>
       <td style="border-bottom: Black 2.25pt double; text-align: left">$</td>
       <td style="border-bottom: Black 2.25pt double; text-align: right">10</td>
       <td style="border-bottom: Black 2.25pt double; text-align: left">&nbsp;</td>
       <td style="padding-bottom: 2.25pt">&nbsp;</td>
       <td style="border-bottom: Black 2.25pt double; text-align: left">$</td>
       <td style="border-bottom: Black 2.25pt double; text-align: right">118</td>
       <td style="border-bottom: Black 2.25pt double; text-align: left">&nbsp;</td>
       <td style="padding-bottom: 2.25pt">&nbsp;</td>
       <td style="border-bottom: Black 2.25pt double; text-align: left">$</td>
       <td style="border-bottom: Black 2.25pt double; text-align: right">58</td>
       <td style="border-bottom: Black 2.25pt double; text-align: left">&nbsp;</td>
      </tr>

    </table><br/><p style="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: left"><font style="font-weight: normal">Assumptions used to determine benefit obligations and periodic pension expense for the Directors&#x2019; Plan for the years ended December 31:</font></p><br/><table cellpadding="0" cellspacing="0" style="border-collapse: collapse; width: 100%; font: 10pt Times New Roman, Times, Serif">

      <tr style="vertical-align: bottom">
       <td style="text-align: center">&nbsp;</td>
       <td style="padding-bottom: 1pt">&nbsp;</td>
       <td colspan="3" style="text-align: center; border-bottom: Black 1pt solid">2015</td>
       <td style="padding-bottom: 1pt">&nbsp;</td>
       <td colspan="3" style="text-align: center; border-bottom: Black 1pt solid">2014</td>
       <td style="padding-bottom: 1pt">&nbsp;</td>
       <td colspan="3" style="text-align: center; border-bottom: Black 1pt solid">2013</td>
      </tr>
      <tr style="vertical-align: bottom; background-color: rgb(204,238,255)">
       <td style="width: 61%; text-align: left">Weighted average discount rate for the benefit obligation</td>
       <td style="width: 1%">&nbsp;</td>
       <td style="width: 1%; text-align: left">&nbsp;</td>
       <td style="width: 10%; text-align: right">4.06</td>
       <td style="width: 1%; text-align: left">%</td>
       <td style="width: 1%">&nbsp;</td>
       <td style="width: 1%; text-align: left">&nbsp;</td>
       <td style="width: 10%; text-align: right">3.76</td>
       <td style="width: 1%; text-align: left">%</td>
       <td style="width: 1%">&nbsp;</td>
       <td style="width: 1%; text-align: left">&nbsp;</td>
       <td style="width: 10%; text-align: right">4.60</td>
       <td style="width: 1%; text-align: left">%</td>
      </tr>
      <tr style="vertical-align: bottom; background-color: White">
       <td style="text-align: left">Weighted average discount rate for periodic pension benefit expense</td>
       <td>&nbsp;</td>
       <td style="text-align: left">&nbsp;</td>
       <td style="text-align: right">3.76</td>
       <td style="text-align: left">%</td>
       <td>&nbsp;</td>
       <td style="text-align: left">&nbsp;</td>
       <td style="text-align: right">4.60</td>
       <td style="text-align: left">%</td>
       <td>&nbsp;</td>
       <td style="text-align: left">&nbsp;</td>
       <td style="text-align: right">3.75</td>
       <td style="text-align: left">%</td>
      </tr>
      <tr style="vertical-align: bottom; background-color: rgb(204,238,255)">
       <td style="text-align: left">Rate of increase in future compensation levels</td>
       <td>&nbsp;</td>
       <td style="text-align: left">&nbsp;</td>
       <td style="text-align: right">n/a</td>
       <td style="text-align: left">&nbsp;</td>
       <td>&nbsp;</td>
       <td style="text-align: left">&nbsp;</td>
       <td style="text-align: right">n/a</td>
       <td style="text-align: left">&nbsp;</td>
       <td>&nbsp;</td>
       <td style="text-align: left">&nbsp;</td>
       <td style="text-align: right">n/a</td>
       <td style="text-align: left">&nbsp;</td>
      </tr>

    </table><br/><p style="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify">The following benefit payments under the Directors&#x2019; Plan, which reflect expected future service, are expected to be paid:</p><br/><table cellpadding="0" cellspacing="0" style="border-collapse: collapse; width: 100%; font: 10pt Times New Roman, Times, Serif">

      <tr style="vertical-align: bottom">
       <td style="text-align: left">For the years ending December 31:</td>
       <td style="padding-bottom: 1pt">&nbsp;</td>
       <td colspan="3" style="text-align: center; border-bottom: Black 1pt solid">Future Benefit <br /> Payments</td>
      </tr>
      <tr style="vertical-align: bottom">
       <td style="text-align: left">&nbsp;</td>
       <td style="font-style: italic">&nbsp;</td>
       <td colspan="3" style="font-style: italic; text-align: center">(In thousands)</td>
      </tr>
      <tr style="vertical-align: bottom; background-color: rgb(204,238,255)">
       <td style="width: 85%; text-align: left">2016</td>
       <td style="width: 1%">&nbsp;</td>
       <td style="width: 1%; text-align: left">$</td>
       <td style="width: 12%; text-align: right">288</td>
       <td style="width: 1%; text-align: left">&nbsp;</td>
      </tr>
      <tr style="vertical-align: bottom; background-color: White">
       <td style="text-align: left">2017</td>
       <td>&nbsp;</td>
       <td style="text-align: left">&nbsp;</td>
       <td style="text-align: right">288</td>
       <td style="text-align: left">&nbsp;</td>
      </tr>
      <tr style="vertical-align: bottom; background-color: rgb(204,238,255)">
       <td style="text-align: left">2018</td>
       <td>&nbsp;</td>
       <td style="text-align: left">&nbsp;</td>
       <td style="text-align: right">272</td>
       <td style="text-align: left">&nbsp;</td>
      </tr>
      <tr style="vertical-align: bottom; background-color: White">
       <td style="text-align: left">2019</td>
       <td>&nbsp;</td>
       <td style="text-align: left">&nbsp;</td>
       <td style="text-align: right">288</td>
       <td style="text-align: left">&nbsp;</td>
      </tr>
      <tr style="vertical-align: bottom; background-color: rgb(204,238,255)">
       <td style="text-align: left">2020</td>
       <td>&nbsp;</td>
       <td style="text-align: left">&nbsp;</td>
       <td style="text-align: right">288</td>
       <td style="text-align: left">&nbsp;</td>
      </tr>
      <tr style="vertical-align: bottom; background-color: White">
       <td style="text-align: left">2021 &#x2013; 2025</td>
       <td>&nbsp;</td>
       <td style="text-align: left">&nbsp;</td>
       <td style="text-align: right">1,244</td>
       <td style="text-align: left">&nbsp;</td>
      </tr>

    </table><br/><p style="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">The Company expects to make payments of $288,000 under its Directors&#x2019; Plan in 2016.</p><br/><span></span>
</td>
</tr>
</table>
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<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>The entire disclosure for pension and other postretirement benefits.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 715<br> -SubTopic 80<br> -Section 50<br> -Paragraph 11<br> -URI http://asc.fasb.org/extlink&amp;oid=49170332&amp;loc=SL14450702-114947<br><br>Reference 2: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 715<br> -SubTopic 20<br> -Section 50<br> -Paragraph 2<br> -URI http://asc.fasb.org/extlink&amp;oid=58740216&amp;loc=d3e2410-114920<br><br>Reference 3: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 715<br> -SubTopic 60<br> -Section 50<br> -Paragraph 2<br> -URI http://asc.fasb.org/extlink&amp;oid=6414203&amp;loc=d3e39675-114964<br><br>Reference 4: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 715<br> -SubTopic 70<br> -Section 50<br> -Paragraph 1<br> -URI http://asc.fasb.org/extlink&amp;oid=49170846&amp;loc=d3e28014-114942<br><br>Reference 5: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 715<br> -SubTopic 60<br> -Section 50<br> -Paragraph 1<br> -URI http://asc.fasb.org/extlink&amp;oid=6414199&amp;loc=d3e39622-114963<br></p></div>
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<span style="display: none;">v3.3.1.900</span><table class="report" border="0" cellspacing="2" id="idp6655382336">
<tr>
<th class="tl" colspan="1" rowspan="2"><div style="width: 200px;"><strong>Note 13 - Stockholders' Equity<br></strong></div></th>
<th class="th" colspan="1">12 Months Ended</th>
</tr>
<tr><th class="th"><div>Dec. 31, 2015</div></th></tr>
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<td class="text">&#160;<span></span>
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<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_StockholdersEquityNoteDisclosureTextBlock', window );">Stockholders' Equity Note Disclosure [Text Block]</a></td>
<td class="text"><p style="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify"><b>13. Stockholders&#x2019; Equity</b></p><br/><p style="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify"><b>Dividend Restrictions on the Bank:</b></p><br/><p style="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify">In connection with the Bank&#x2019;s conversion from mutual to stock form in November 1995, a special liquidation account was established at the time of conversion, in accordance with the requirements of its primary regulator, which was equal to its capital as of June 30, 1995. The liquidation account is reduced as and to the extent that eligible account holders have reduced their qualifying deposits. Subsequent increases in deposits do not restore an eligible account holder&#x2019;s interest in the liquidation account. In the event of a complete liquidation of the Bank, each eligible account holder will be entitled to receive a distribution from the liquidation account in an amount proportionate to the current adjusted qualifying balances for accounts then held. As of December 31, 2015, the Bank&#x2019;s liquidation account was $0.8 million, and was presented within retained earnings.</p><br/><p style="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify">In addition to the restriction described above, New York State and Federal banking regulations place certain restrictions on dividends paid by the Bank to the Holding Company. The total amount of dividends which may be paid at any date is generally limited to the net income of the Bank for the current year and prior two years, less any dividends previously paid from those earnings. As of December 31, 2015, the Bank had $67.4 million in retained earnings available to distribute to the Holding Company in the form of cash dividends.</p><br/><p style="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify">In addition, dividends paid by the Bank to the Holding Company would be prohibited if the effect thereof would cause the Bank&#x2019;s capital to be reduced below applicable minimum capital requirements.</p><br/><p style="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify">As a bank holding company, the Holding Company is subject to similar dividend restrictions.</p><br/><p style="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify"><b>Stockholder Rights Plan:</b></p><br/><p style="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 0in">The Holding Company has adopted a Shareholder Rights Plan under which each stockholder has one right to purchase from the Holding Company, for each share of common stock owned, one one-hundredth of a share of Series A junior participating preferred stock at a price of $65. The rights will become exercisable only if a person or group acquires 15% or more of the Holding Company&#x2019;s common stock or commences a tender or exchange offer which, if consummated, would result in that person or group owning at least 15% of the Common Stock (the &#x201c;acquiring person or group&#x201d;). In such case, all stockholders other than the acquiring person or group will be entitled to purchase, by paying the $65 exercise price, Common Stock (or a common stock equivalent) with a value of twice the exercise price. In addition, at any time after such event, and prior to the acquisition by any person or group of 50% or more of the Common Stock, the Board of Directors may, at its option, require each outstanding right (other than rights held by the acquiring person or group) to be exchanged for one share of Common Stock (or one common stock equivalent). If a person or group becomes an acquiring person and the Holding Company is acquired in a merger or other business combination or sells more than 50% of its assets or earning power, each right will entitle all other holders to purchase, by payment of $65 exercise price, common stock of the acquiring company with a value of twice the exercise price. The Shareholder Rights Plan expires on September 30, 2016.</p><br/><p style="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0.25in 0pt 0; text-align: justify"><b>Treasury Stock Transactions:</b></p><br/><p style="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify">The Holding Company repurchased 735,599 common shares at an average cost of $19.51 and 914,671 common shares at an average cost of $19.29 during the years ended December 31, 2015 and 2014, respectively. At December 31, 2015, 899,600 shares remain to be repurchased under the current stock repurchase program. Stock will be purchased under the current stock repurchase program from time to time, in the open market or through private transactions, subject to market conditions and at the discretion of the management of the Company. There is no expiration or maximum dollar amount under this authorization.</p><br/><p style="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify"><b>Accumulated Other Comprehensive Income (Loss):</b></p><br/><p style="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify">The following are changes in accumulated other comprehensive income (loss) by component, net of tax, for the years ended December 31, 2015, 2014 and 2013:</p><br/><table cellpadding="0" cellspacing="0" style="border-collapse: collapse; width: 100%; font: 10pt Times New Roman, Times, Serif">

      <tr style="vertical-align: bottom">
       <td colspan="1" style="text-align: left; padding-left: 30pt"><u>December 31, 2015</u></td>
       <td style="padding-bottom: 1pt">&nbsp;</td>
       <td colspan="3" style="text-align: center; border-bottom: Black 1pt solid">Unrealized Gains <br /> and (Losses) on <br /> Available for Sale <br /> Securities</td>
       <td style="padding-bottom: 1pt">&nbsp;</td>
       <td colspan="3" style="text-align: center; border-bottom: Black 1pt solid">Defined Benefit <br /> Pension Items</td>
       <td style="padding-bottom: 1pt">&nbsp;</td>
       <td colspan="3" style="text-align: center; border-bottom: Black 1pt solid">Total</td>
      </tr>
      <tr style="vertical-align: bottom">
       <td>&nbsp;</td>
       <td style="font-style: italic">&nbsp;</td>
       <td colspan="11" style="font-style: italic; text-align: center">(In thousands)</td>
      </tr>
      <tr style="vertical-align: bottom; background-color: rgb(204,238,255)">
       <td style="width: 61%; text-align: left; padding-bottom: 1pt">Beginning balance, net of tax</td>
       <td style="width: 1%; padding-bottom: 1pt">&nbsp;</td>
       <td style="width: 1%; border-bottom: Black 1pt solid; text-align: left">$</td>
       <td style="width: 10%; border-bottom: Black 1pt solid; text-align: right">3,392</td>
       <td style="width: 1%; border-bottom: Black 1pt solid; text-align: left">&nbsp;</td>
       <td style="width: 1%; padding-bottom: 1pt">&nbsp;</td>
       <td style="width: 1%; border-bottom: Black 1pt solid; text-align: left">$</td>
       <td style="width: 10%; border-bottom: Black 1pt solid; text-align: right">(6,299</td>
       <td style="width: 1%; border-bottom: Black 1pt solid; text-align: left">)</td>
       <td style="width: 1%; padding-bottom: 1pt">&nbsp;</td>
       <td style="width: 1%; border-bottom: Black 1pt solid; text-align: left">$</td>
       <td style="width: 10%; border-bottom: Black 1pt solid; text-align: right">(2,907</td>
       <td style="width: 1%; border-bottom: Black 1pt solid; text-align: left">)</td>
      </tr>
      <tr style="vertical-align: bottom; background-color: White">
       <td style="text-align: left; padding-left: 10pt">Other comprehensive income (loss) before reclassifications, net of tax</td>
       <td>&nbsp;</td>
       <td style="text-align: left">&nbsp;</td>
       <td style="text-align: right">(3,818</td>
       <td style="text-align: left">)</td>
       <td>&nbsp;</td>
       <td style="text-align: left">&nbsp;</td>
       <td style="text-align: right">615</td>
       <td style="text-align: left">&nbsp;</td>
       <td>&nbsp;</td>
       <td style="text-align: left">&nbsp;</td>
       <td style="text-align: right">(3,203</td>
       <td style="text-align: left">)</td>
      </tr>
      <tr style="vertical-align: bottom; background-color: rgb(204,238,255)">
       <td>&nbsp;</td>
       <td>&nbsp;</td>
       <td style="text-align: left">&nbsp;</td>
       <td style="text-align: right">&nbsp;</td>
       <td style="text-align: left">&nbsp;</td>
       <td>&nbsp;</td>
       <td style="text-align: left">&nbsp;</td>
       <td style="text-align: right">&nbsp;</td>
       <td style="text-align: left">&nbsp;</td>
       <td>&nbsp;</td>
       <td style="text-align: left">&nbsp;</td>
       <td style="text-align: right">&nbsp;</td>
       <td style="text-align: left">&nbsp;</td>
      </tr>
      <tr style="vertical-align: bottom; background-color: White">
       <td style="text-align: left; padding-bottom: 1pt; padding-left: 10pt">Amounts reclassified from accumulated other comprehensive income (loss), net of tax</td>
       <td style="padding-bottom: 1pt">&nbsp;</td>
       <td style="border-bottom: Black 1pt solid; text-align: left">&nbsp;</td>
       <td style="border-bottom: Black 1pt solid; text-align: right">(95</td>
       <td style="border-bottom: Black 1pt solid; text-align: left">)</td>
       <td style="padding-bottom: 1pt">&nbsp;</td>
       <td style="border-bottom: Black 1pt solid; text-align: left">&nbsp;</td>
       <td style="border-bottom: Black 1pt solid; text-align: right">643</td>
       <td style="border-bottom: Black 1pt solid; text-align: left">&nbsp;</td>
       <td style="padding-bottom: 1pt">&nbsp;</td>
       <td style="border-bottom: Black 1pt solid; text-align: left">&nbsp;</td>
       <td style="border-bottom: Black 1pt solid; text-align: right">548</td>
       <td style="border-bottom: Black 1pt solid; text-align: left">&nbsp;</td>
      </tr>
      <tr style="vertical-align: bottom; background-color: rgb(204,238,255)">
       <td>&nbsp;</td>
       <td>&nbsp;</td>
       <td style="text-align: left">&nbsp;</td>
       <td style="text-align: right">&nbsp;</td>
       <td style="text-align: left">&nbsp;</td>
       <td>&nbsp;</td>
       <td style="text-align: left">&nbsp;</td>
       <td style="text-align: right">&nbsp;</td>
       <td style="text-align: left">&nbsp;</td>
       <td>&nbsp;</td>
       <td style="text-align: left">&nbsp;</td>
       <td style="text-align: right">&nbsp;</td>
       <td style="text-align: left">&nbsp;</td>
      </tr>
      <tr style="vertical-align: bottom; background-color: White">
       <td style="text-align: left">Net current period other comprehensive income (loss), net of tax</td>
       <td>&nbsp;</td>
       <td style="text-align: left">&nbsp;</td>
       <td style="text-align: right">(3,913</td>
       <td style="text-align: left">)</td>
       <td>&nbsp;</td>
       <td style="text-align: left">&nbsp;</td>
       <td style="text-align: right">1,258</td>
       <td style="text-align: left">&nbsp;</td>
       <td>&nbsp;</td>
       <td style="text-align: left">&nbsp;</td>
       <td style="text-align: right">(2,655</td>
       <td style="text-align: left">)</td>
      </tr>
      <tr style="vertical-align: bottom; background-color: rgb(204,238,255)">
       <td style="padding-bottom: 1pt">&nbsp;</td>
       <td style="padding-bottom: 1pt">&nbsp;</td>
       <td style="border-bottom: Black 1pt solid; text-align: left">&nbsp;</td>
       <td style="border-bottom: Black 1pt solid; text-align: right">&nbsp;</td>
       <td style="border-bottom: Black 1pt solid; text-align: left">&nbsp;</td>
       <td style="padding-bottom: 1pt">&nbsp;</td>
       <td style="border-bottom: Black 1pt solid; text-align: left">&nbsp;</td>
       <td style="border-bottom: Black 1pt solid; text-align: right">&nbsp;</td>
       <td style="border-bottom: Black 1pt solid; text-align: left">&nbsp;</td>
       <td style="padding-bottom: 1pt">&nbsp;</td>
       <td style="border-bottom: Black 1pt solid; text-align: left">&nbsp;</td>
       <td style="border-bottom: Black 1pt solid; text-align: right">&nbsp;</td>
       <td style="border-bottom: Black 1pt solid; text-align: left">&nbsp;</td>
      </tr>
      <tr style="vertical-align: bottom; background-color: White">
       <td style="padding-bottom: 2.25pt">Ending balance, net of tax</td>
       <td style="padding-bottom: 2.25pt">&nbsp;</td>
       <td style="border-bottom: Black 2.25pt double; text-align: left">$</td>
       <td style="border-bottom: Black 2.25pt double; text-align: right">(521</td>
       <td style="border-bottom: Black 2.25pt double; text-align: left">)</td>
       <td style="padding-bottom: 2.25pt">&nbsp;</td>
       <td style="border-bottom: Black 2.25pt double; text-align: left">$</td>
       <td style="border-bottom: Black 2.25pt double; text-align: right">(5,041</td>
       <td style="border-bottom: Black 2.25pt double; text-align: left">)</td>
       <td style="padding-bottom: 2.25pt">&nbsp;</td>
       <td style="border-bottom: Black 2.25pt double; text-align: left">$</td>
       <td style="border-bottom: Black 2.25pt double; text-align: right">(5,562</td>
       <td style="border-bottom: Black 2.25pt double; text-align: left">)</td>
      </tr>

    </table><br/><table cellpadding="0" cellspacing="0" style="border-collapse: collapse; width: 100%; font: 10pt Times New Roman, Times, Serif">

      <tr style="vertical-align: bottom">
       <td colspan="1" style="text-align: left; padding-left: 30pt"><u>December 31, 2014</u></td>
       <td style="padding-bottom: 1pt">&nbsp;</td>
       <td colspan="3" style="text-align: center; border-bottom: Black 1pt solid">Unrealized Gains <br /> and (Losses) on <br /> Available for Sale <br /> Securities</td>
       <td style="padding-bottom: 1pt">&nbsp;</td>
       <td colspan="3" style="text-align: center; border-bottom: Black 1pt solid">Defined Benefit <br /> Pension Items</td>
       <td style="padding-bottom: 1pt">&nbsp;</td>
       <td colspan="3" style="text-align: center; border-bottom: Black 1pt solid">Total</td>
      </tr>
      <tr style="vertical-align: bottom">
       <td>&nbsp;</td>
       <td style="font-style: italic">&nbsp;</td>
       <td colspan="11" style="font-style: italic; text-align: center">(In thousands)</td>
      </tr>
      <tr style="vertical-align: bottom; background-color: rgb(204,238,255)">
       <td style="width: 61%; text-align: left; padding-bottom: 1pt">Beginning balance, net of tax</td>
       <td style="width: 1%; padding-bottom: 1pt">&nbsp;</td>
       <td style="width: 1%; border-bottom: Black 1pt solid; text-align: left">$</td>
       <td style="width: 10%; border-bottom: Black 1pt solid; text-align: right">(8,522</td>
       <td style="width: 1%; border-bottom: Black 1pt solid; text-align: left">)</td>
       <td style="width: 1%; padding-bottom: 1pt">&nbsp;</td>
       <td style="width: 1%; border-bottom: Black 1pt solid; text-align: left">$</td>
       <td style="width: 10%; border-bottom: Black 1pt solid; text-align: right">(2,853</td>
       <td style="width: 1%; border-bottom: Black 1pt solid; text-align: left">)</td>
       <td style="width: 1%; padding-bottom: 1pt">&nbsp;</td>
       <td style="width: 1%; border-bottom: Black 1pt solid; text-align: left">$</td>
       <td style="width: 10%; border-bottom: Black 1pt solid; text-align: right">(11,375</td>
       <td style="width: 1%; border-bottom: Black 1pt solid; text-align: left">)</td>
      </tr>
      <tr style="vertical-align: bottom; background-color: White">
       <td style="text-align: left; padding-left: 10pt">Other comprehensive income (loss) before reclassifications, net of tax</td>
       <td>&nbsp;</td>
       <td style="text-align: left">&nbsp;</td>
       <td style="text-align: right">13,548</td>
       <td style="text-align: left">&nbsp;</td>
       <td>&nbsp;</td>
       <td style="text-align: left">&nbsp;</td>
       <td style="text-align: right">(3,790</td>
       <td style="text-align: left">)</td>
       <td>&nbsp;</td>
       <td style="text-align: left">&nbsp;</td>
       <td style="text-align: right">9,758</td>
       <td style="text-align: left">&nbsp;</td>
      </tr>
      <tr style="vertical-align: bottom; background-color: rgb(204,238,255)">
       <td>&nbsp;</td>
       <td>&nbsp;</td>
       <td style="text-align: left">&nbsp;</td>
       <td style="text-align: right">&nbsp;</td>
       <td style="text-align: left">&nbsp;</td>
       <td>&nbsp;</td>
       <td style="text-align: left">&nbsp;</td>
       <td style="text-align: right">&nbsp;</td>
       <td style="text-align: left">&nbsp;</td>
       <td>&nbsp;</td>
       <td style="text-align: left">&nbsp;</td>
       <td style="text-align: right">&nbsp;</td>
       <td style="text-align: left">&nbsp;</td>
      </tr>
      <tr style="vertical-align: bottom; background-color: White">
       <td style="text-align: left; padding-bottom: 1pt; padding-left: 10pt">Amounts reclassified from accumulated other comprehensive income (loss), net of tax</td>
       <td style="padding-bottom: 1pt">&nbsp;</td>
       <td style="border-bottom: Black 1pt solid; text-align: left">&nbsp;</td>
       <td style="border-bottom: Black 1pt solid; text-align: right">(1,634</td>
       <td style="border-bottom: Black 1pt solid; text-align: left">)</td>
       <td style="padding-bottom: 1pt">&nbsp;</td>
       <td style="border-bottom: Black 1pt solid; text-align: left">&nbsp;</td>
       <td style="border-bottom: Black 1pt solid; text-align: right">344</td>
       <td style="border-bottom: Black 1pt solid; text-align: left">&nbsp;</td>
       <td style="padding-bottom: 1pt">&nbsp;</td>
       <td style="border-bottom: Black 1pt solid; text-align: left">&nbsp;</td>
       <td style="border-bottom: Black 1pt solid; text-align: right">(1,290</td>
       <td style="border-bottom: Black 1pt solid; text-align: left">)</td>
      </tr>
      <tr style="vertical-align: bottom; background-color: rgb(204,238,255)">
       <td>&nbsp;</td>
       <td>&nbsp;</td>
       <td style="text-align: left">&nbsp;</td>
       <td style="text-align: right">&nbsp;</td>
       <td style="text-align: left">&nbsp;</td>
       <td>&nbsp;</td>
       <td style="text-align: left">&nbsp;</td>
       <td style="text-align: right">&nbsp;</td>
       <td style="text-align: left">&nbsp;</td>
       <td>&nbsp;</td>
       <td style="text-align: left">&nbsp;</td>
       <td style="text-align: right">&nbsp;</td>
       <td style="text-align: left">&nbsp;</td>
      </tr>
      <tr style="vertical-align: bottom; background-color: White">
       <td style="text-align: left">Net current period other comprehensive income (loss), net of tax</td>
       <td>&nbsp;</td>
       <td style="text-align: left">&nbsp;</td>
       <td style="text-align: right">11,914</td>
       <td style="text-align: left">&nbsp;</td>
       <td>&nbsp;</td>
       <td style="text-align: left">&nbsp;</td>
       <td style="text-align: right">(3,446</td>
       <td style="text-align: left">)</td>
       <td>&nbsp;</td>
       <td style="text-align: left">&nbsp;</td>
       <td style="text-align: right">8,468</td>
       <td style="text-align: left">&nbsp;</td>
      </tr>
      <tr style="vertical-align: bottom; background-color: rgb(204,238,255)">
       <td style="padding-bottom: 1pt">&nbsp;</td>
       <td style="padding-bottom: 1pt">&nbsp;</td>
       <td style="border-bottom: Black 1pt solid; text-align: left">&nbsp;</td>
       <td style="border-bottom: Black 1pt solid; text-align: right">&nbsp;</td>
       <td style="border-bottom: Black 1pt solid; text-align: left">&nbsp;</td>
       <td style="padding-bottom: 1pt">&nbsp;</td>
       <td style="border-bottom: Black 1pt solid; text-align: left">&nbsp;</td>
       <td style="border-bottom: Black 1pt solid; text-align: right">&nbsp;</td>
       <td style="border-bottom: Black 1pt solid; text-align: left">&nbsp;</td>
       <td style="padding-bottom: 1pt">&nbsp;</td>
       <td style="border-bottom: Black 1pt solid; text-align: left">&nbsp;</td>
       <td style="border-bottom: Black 1pt solid; text-align: right">&nbsp;</td>
       <td style="border-bottom: Black 1pt solid; text-align: left">&nbsp;</td>
      </tr>
      <tr style="vertical-align: bottom; background-color: White">
       <td style="padding-bottom: 2.25pt">Ending balance, net of tax</td>
       <td style="padding-bottom: 2.25pt">&nbsp;</td>
       <td style="border-bottom: Black 2.25pt double; text-align: left">$</td>
       <td style="border-bottom: Black 2.25pt double; text-align: right">3,392</td>
       <td style="border-bottom: Black 2.25pt double; text-align: left">&nbsp;</td>
       <td style="padding-bottom: 2.25pt">&nbsp;</td>
       <td style="border-bottom: Black 2.25pt double; text-align: left">$</td>
       <td style="border-bottom: Black 2.25pt double; text-align: right">(6,299</td>
       <td style="border-bottom: Black 2.25pt double; text-align: left">)</td>
       <td style="padding-bottom: 2.25pt">&nbsp;</td>
       <td style="border-bottom: Black 2.25pt double; text-align: left">$</td>
       <td style="border-bottom: Black 2.25pt double; text-align: right">(2,907</td>
       <td style="border-bottom: Black 2.25pt double; text-align: left">)</td>
      </tr>

    </table><br/><table cellpadding="0" cellspacing="0" style="border-collapse: collapse; width: 100%; font: 10pt Times New Roman, Times, Serif">

      <tr style="vertical-align: bottom">
       <td colspan="1" style="text-align: left; padding-left: 30pt"><u>December 31, 2013</u></td>
       <td style="padding-bottom: 1pt">&nbsp;</td>
       <td colspan="3" style="text-align: center; border-bottom: Black 1pt solid">Unrealized Gains <br /> and (Losses) on <br /> Available for Sale <br /> Securities</td>
       <td style="padding-bottom: 1pt">&nbsp;</td>
       <td colspan="3" style="text-align: center; border-bottom: Black 1pt solid">Defined Benefit <br /> Pension Items</td>
       <td style="padding-bottom: 1pt">&nbsp;</td>
       <td colspan="3" style="text-align: center; border-bottom: Black 1pt solid">Total</td>
      </tr>
      <tr style="vertical-align: bottom">
       <td>&nbsp;</td>
       <td style="font-style: italic">&nbsp;</td>
       <td colspan="11" style="font-style: italic; text-align: center">(In thousands)</td>
      </tr>
      <tr style="vertical-align: bottom; background-color: rgb(204,238,255)">
       <td style="width: 61%; text-align: left; padding-bottom: 1pt">Beginning balance, net of tax</td>
       <td style="width: 1%; padding-bottom: 1pt">&nbsp;</td>
       <td style="width: 1%; border-bottom: Black 1pt solid; text-align: left">$</td>
       <td style="width: 10%; border-bottom: Black 1pt solid; text-align: right">18,921</td>
       <td style="width: 1%; border-bottom: Black 1pt solid; text-align: left">&nbsp;</td>
       <td style="width: 1%; padding-bottom: 1pt">&nbsp;</td>
       <td style="width: 1%; border-bottom: Black 1pt solid; text-align: left">$</td>
       <td style="width: 10%; border-bottom: Black 1pt solid; text-align: right">(6,784</td>
       <td style="width: 1%; border-bottom: Black 1pt solid; text-align: left">)</td>
       <td style="width: 1%; padding-bottom: 1pt">&nbsp;</td>
       <td style="width: 1%; border-bottom: Black 1pt solid; text-align: left">$</td>
       <td style="width: 10%; border-bottom: Black 1pt solid; text-align: right">12,137</td>
       <td style="width: 1%; border-bottom: Black 1pt solid; text-align: left">&nbsp;</td>
      </tr>
      <tr style="vertical-align: bottom; background-color: White">
       <td style="text-align: left; padding-left: 10pt">Other comprehensive income before reclassifications, net of tax</td>
       <td>&nbsp;</td>
       <td style="text-align: left">&nbsp;</td>
       <td style="text-align: right">(26,541</td>
       <td style="text-align: left">)</td>
       <td>&nbsp;</td>
       <td style="text-align: left">&nbsp;</td>
       <td style="text-align: right">3,261</td>
       <td style="text-align: left">&nbsp;</td>
       <td>&nbsp;</td>
       <td style="text-align: left">&nbsp;</td>
       <td style="text-align: right">(23,280</td>
       <td style="text-align: left">)</td>
      </tr>
      <tr style="vertical-align: bottom; background-color: rgb(204,238,255)">
       <td>&nbsp;</td>
       <td>&nbsp;</td>
       <td style="text-align: left">&nbsp;</td>
       <td style="text-align: right">&nbsp;</td>
       <td style="text-align: left">&nbsp;</td>
       <td>&nbsp;</td>
       <td style="text-align: left">&nbsp;</td>
       <td style="text-align: right">&nbsp;</td>
       <td style="text-align: left">&nbsp;</td>
       <td>&nbsp;</td>
       <td style="text-align: left">&nbsp;</td>
       <td style="text-align: right">&nbsp;</td>
       <td style="text-align: left">&nbsp;</td>
      </tr>
      <tr style="vertical-align: bottom; background-color: White">
       <td style="text-align: left; padding-bottom: 1pt; padding-left: 10pt">Amounts reclassified from accumulated other comprehensive income, net of tax</td>
       <td style="padding-bottom: 1pt">&nbsp;</td>
       <td style="border-bottom: Black 1pt solid; text-align: left">&nbsp;</td>
       <td style="border-bottom: Black 1pt solid; text-align: right">(902</td>
       <td style="border-bottom: Black 1pt solid; text-align: left">)</td>
       <td style="padding-bottom: 1pt">&nbsp;</td>
       <td style="border-bottom: Black 1pt solid; text-align: left">&nbsp;</td>
       <td style="border-bottom: Black 1pt solid; text-align: right">670</td>
       <td style="border-bottom: Black 1pt solid; text-align: left">&nbsp;</td>
       <td style="padding-bottom: 1pt">&nbsp;</td>
       <td style="border-bottom: Black 1pt solid; text-align: left">&nbsp;</td>
       <td style="border-bottom: Black 1pt solid; text-align: right">(232</td>
       <td style="border-bottom: Black 1pt solid; text-align: left">)</td>
      </tr>
      <tr style="vertical-align: bottom; background-color: rgb(204,238,255)">
       <td>&nbsp;</td>
       <td>&nbsp;</td>
       <td style="text-align: left">&nbsp;</td>
       <td style="text-align: right">&nbsp;</td>
       <td style="text-align: left">&nbsp;</td>
       <td>&nbsp;</td>
       <td style="text-align: left">&nbsp;</td>
       <td style="text-align: right">&nbsp;</td>
       <td style="text-align: left">&nbsp;</td>
       <td>&nbsp;</td>
       <td style="text-align: left">&nbsp;</td>
       <td style="text-align: right">&nbsp;</td>
       <td style="text-align: left">&nbsp;</td>
      </tr>
      <tr style="vertical-align: bottom; background-color: White">
       <td style="text-align: left">Net current period other comprehensive income, net of tax</td>
       <td>&nbsp;</td>
       <td style="text-align: left">&nbsp;</td>
       <td style="text-align: right">(27,443</td>
       <td style="text-align: left">)</td>
       <td>&nbsp;</td>
       <td style="text-align: left">&nbsp;</td>
       <td style="text-align: right">3,931</td>
       <td style="text-align: left">&nbsp;</td>
       <td>&nbsp;</td>
       <td style="text-align: left">&nbsp;</td>
       <td style="text-align: right">(23,512</td>
       <td style="text-align: left">)</td>
      </tr>
      <tr style="vertical-align: bottom; background-color: rgb(204,238,255)">
       <td style="padding-bottom: 1pt">&nbsp;</td>
       <td style="padding-bottom: 1pt">&nbsp;</td>
       <td style="border-bottom: Black 1pt solid; text-align: left">&nbsp;</td>
       <td style="border-bottom: Black 1pt solid; text-align: right">&nbsp;</td>
       <td style="border-bottom: Black 1pt solid; text-align: left">&nbsp;</td>
       <td style="padding-bottom: 1pt">&nbsp;</td>
       <td style="border-bottom: Black 1pt solid; text-align: left">&nbsp;</td>
       <td style="border-bottom: Black 1pt solid; text-align: right">&nbsp;</td>
       <td style="border-bottom: Black 1pt solid; text-align: left">&nbsp;</td>
       <td style="padding-bottom: 1pt">&nbsp;</td>
       <td style="border-bottom: Black 1pt solid; text-align: left">&nbsp;</td>
       <td style="border-bottom: Black 1pt solid; text-align: right">&nbsp;</td>
       <td style="border-bottom: Black 1pt solid; text-align: left">&nbsp;</td>
      </tr>
      <tr style="vertical-align: bottom; background-color: White">
       <td style="padding-bottom: 2.25pt">Ending balance, net of tax</td>
       <td style="padding-bottom: 2.25pt">&nbsp;</td>
       <td style="border-bottom: Black 2.25pt double; text-align: left">$</td>
       <td style="border-bottom: Black 2.25pt double; text-align: right">(8,522</td>
       <td style="border-bottom: Black 2.25pt double; text-align: left">)</td>
       <td style="padding-bottom: 2.25pt">&nbsp;</td>
       <td style="border-bottom: Black 2.25pt double; text-align: left">$</td>
       <td style="border-bottom: Black 2.25pt double; text-align: right">(2,853</td>
       <td style="border-bottom: Black 2.25pt double; text-align: left">)</td>
       <td style="padding-bottom: 2.25pt">&nbsp;</td>
       <td style="border-bottom: Black 2.25pt double; text-align: left">$</td>
       <td style="border-bottom: Black 2.25pt double; text-align: right">(11,375</td>
       <td style="border-bottom: Black 2.25pt double; text-align: left">)</td>
      </tr>

    </table><br/><p style="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">The following table sets forth significant amounts reclassified out of accumulated other comprehensive income by component for the year ended December 31, 2015:</p><br/><table cellpadding="0" cellspacing="0" style="border-collapse: collapse; width: 100%; font: 10pt Times New Roman, Times, Serif">

      <tr style="vertical-align: bottom">
       <td style="text-align: center; border-bottom: Black 1pt solid">Details about Accumulated Other<br /> Comprehensive Income Components</td>
       <td style="padding-bottom: 1pt">&nbsp;</td>
       <td colspan="3" style="text-align: center; border-bottom: Black 1pt solid">Amounts Reclassified from <br /> Accumulated Other <br /> Comprehensive Income</td>
       <td style="padding-bottom: 1pt">&nbsp;</td>
       <td style="text-align: center; border-bottom: Black 1pt solid">Affected Line Item in the Statement<br /> Where Net Income is Presented</td>
      </tr>
      <tr style="vertical-align: bottom">
       <td colspan="7" style="font-style: italic; text-align: center">(Dollars in thousands)</td>
      </tr>
      <tr style="vertical-align: bottom; background-color: rgb(204,238,255)">
       <td style="width: 40%; text-align: left">Unrealized gains (losses) on available for sale securities:</td>
       <td style="width: 1%">&nbsp;</td>
       <td style="width: 1%; text-align: left">$</td>
       <td style="width: 16%; text-align: right">167</td>
       <td nowrap="nowrap" style="width: 1%; text-align: left">&nbsp;</td>
       <td style="width: 1%">&nbsp;</td>
       <td style="width: 40%; text-align: left">&nbsp;Net gain on sale of securities</td>
      </tr>
      <tr style="vertical-align: bottom; background-color: White">
       <td style="padding-bottom: 1pt">&nbsp;</td>
       <td style="padding-bottom: 1pt">&nbsp;</td>
       <td style="border-bottom: Black 1pt solid; text-align: left">&nbsp;</td>
       <td style="border-bottom: Black 1pt solid; text-align: right">(72</td>
       <td nowrap="nowrap" style="border-bottom: Black 1pt solid; text-align: left">)</td>
       <td style="padding-bottom: 1pt">&nbsp;</td>
       <td style="text-align: left; padding-bottom: 1pt">&nbsp;Tax expense</td>
      </tr>
      <tr style="vertical-align: bottom; background-color: rgb(204,238,255)">
       <td style="padding-bottom: 2.25pt">&nbsp;</td>
       <td style="padding-bottom: 2.25pt">&nbsp;</td>
       <td style="border-bottom: Black 2.25pt double; text-align: left">$</td>
       <td style="border-bottom: Black 2.25pt double; text-align: right">95</td>
       <td nowrap="nowrap" style="border-bottom: Black 2.25pt double; text-align: left">&nbsp;</td>
       <td style="padding-bottom: 2.25pt">&nbsp;</td>
       <td style="padding-bottom: 2.25pt">&nbsp;Net of tax</td>
      </tr>
      <tr style="vertical-align: bottom; background-color: White">
       <td>&nbsp;</td>
       <td>&nbsp;</td>
       <td style="text-align: left">&nbsp;</td>
       <td style="text-align: right">&nbsp;</td>
       <td nowrap="nowrap" style="text-align: left">&nbsp;</td>
       <td>&nbsp;</td>
       <td style="text-align: right">&nbsp;</td>
      </tr>
      <tr style="vertical-align: bottom; background-color: rgb(204,238,255)">
       <td>&nbsp;</td>
       <td>&nbsp;</td>
       <td style="text-align: left">&nbsp;</td>
       <td style="text-align: right">&nbsp;</td>
       <td nowrap="nowrap" style="text-align: left">&nbsp;</td>
       <td>&nbsp;</td>
       <td style="text-align: right">&nbsp;</td>
      </tr>
      <tr style="vertical-align: bottom; background-color: White">
       <td style="text-align: left">Amortization of defined benefit pension items:</td>
       <td>&nbsp;</td>
       <td style="text-align: left">&nbsp;</td>
       <td style="text-align: right">&nbsp;</td>
       <td nowrap="nowrap" style="text-align: left">&nbsp;</td>
       <td>&nbsp;</td>
       <td style="text-align: right">&nbsp;</td>
      </tr>
      <tr style="vertical-align: bottom; background-color: rgb(204,238,255)">
       <td style="text-align: left">Actuarial losses</td>
       <td>&nbsp;</td>
       <td style="text-align: left">$</td>
       <td style="text-align: right">(1,178</td>
       <td nowrap="nowrap" style="text-align: left">)(1)</td>
       <td>&nbsp;</td>
       <td style="text-align: left">&nbsp;Other operating expense</td>
      </tr>
      <tr style="vertical-align: bottom; background-color: White">
       <td style="text-align: left; padding-bottom: 1pt">Prior service credits</td>
       <td style="padding-bottom: 1pt">&nbsp;</td>
       <td style="border-bottom: Black 1pt solid; text-align: left">&nbsp;</td>
       <td style="border-bottom: Black 1pt solid; text-align: right">46</td>
       <td nowrap="nowrap" style="border-bottom: Black 1pt solid; text-align: left">(1)</td>
       <td style="padding-bottom: 1pt">&nbsp;</td>
       <td style="text-align: left; padding-bottom: 1pt">&nbsp;Other operating expense</td>
      </tr>
      <tr style="vertical-align: bottom; background-color: rgb(204,238,255)">
       <td>&nbsp;</td>
       <td>&nbsp;</td>
       <td style="text-align: left">&nbsp;</td>
       <td style="text-align: right">(1,132</td>
       <td nowrap="nowrap" style="text-align: left">)</td>
       <td>&nbsp;</td>
       <td style="text-align: left">Total before tax</td>
      </tr>
      <tr style="vertical-align: bottom; background-color: White">
       <td style="padding-bottom: 1pt">&nbsp;</td>
       <td style="padding-bottom: 1pt">&nbsp;</td>
       <td style="border-bottom: Black 1pt solid; text-align: left">&nbsp;</td>
       <td style="border-bottom: Black 1pt solid; text-align: right">489</td>
       <td nowrap="nowrap" style="border-bottom: Black 1pt solid; text-align: left">&nbsp;</td>
       <td style="padding-bottom: 1pt">&nbsp;</td>
       <td style="text-align: left; padding-bottom: 1pt">&nbsp;Tax benefit</td>
      </tr>
      <tr style="vertical-align: bottom; background-color: rgb(204,238,255)">
       <td style="padding-bottom: 2.25pt">&nbsp;</td>
       <td style="padding-bottom: 2.25pt">&nbsp;</td>
       <td style="border-bottom: Black 2.25pt double; text-align: left">$</td>
       <td style="border-bottom: Black 2.25pt double; text-align: right">(643</td>
       <td nowrap="nowrap" style="border-bottom: Black 2.25pt double; text-align: left">)</td>
       <td style="padding-bottom: 2.25pt">&nbsp;</td>
       <td style="padding-bottom: 2.25pt">&nbsp;Net of tax</td>
      </tr>

    </table><br/><table cellpadding="0" cellspacing="0" style="font: 10pt Times New Roman, Times, Serif; margin-top: 0; margin-bottom: 6pt">

     <tr style="vertical-align: top; text-align: justify">
      <td style="width: 55pt; text-align: center">(1)</td>
      <td style="width: 5pt"></td>
      <td style="text-align: justify">These accumulated other comprehensive income components are included in the computation of net periodic pension cost (see Note 12 of the Notes to Consolidated Financial Statements &#x201c;Pension and Other Postretirement Benefit Plans&#x201d;).</td>
     </tr>

   </table><br/><p style="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">The following table sets forth significant amounts reclassified out of accumulated other comprehensive income by component for the year ended December 31, 2014:</p><br/><table cellpadding="0" cellspacing="0" style="border-collapse: collapse; width: 100%; font: 10pt Times New Roman, Times, Serif">

      <tr style="vertical-align: bottom">
       <td style="text-align: center; border-bottom: Black 1pt solid">Details about Accumulated Other<br /> Comprehensive Income Components</td>
       <td style="padding-bottom: 1pt">&nbsp;</td>
       <td colspan="3" style="text-align: center; border-bottom: Black 1pt solid">Amounts Reclassified <br /> from Accumulated Other<br /> Comprehensive Income</td>
       <td style="padding-bottom: 1pt">&nbsp;</td>
       <td style="text-align: center; border-bottom: Black 1pt solid">Affected Line Item in the Statement<br /> Where Net Income is Presented</td>
      </tr>
      <tr style="vertical-align: bottom">
       <td colspan="7" style="font-style: italic; text-align: center">(Dollars in thousands)</td>
      </tr>
      <tr style="vertical-align: bottom; background-color: White">
       <td style="width: 40%; text-align: left">Unrealized gains (losses) on available for sale securities:</td>
       <td style="width: 1%">&nbsp;</td>
       <td style="width: 1%; text-align: left">$</td>
       <td style="width: 16%; text-align: right">2,875</td>
       <td nowrap="nowrap" style="width: 1%; text-align: left">&nbsp;</td>
       <td style="width: 1%">&nbsp;</td>
       <td style="width: 40%; text-align: left">&nbsp;Net gain on sale of securities</td>
      </tr>
      <tr style="vertical-align: bottom; background-color: rgb(204,238,255)">
       <td style="padding-bottom: 1pt">&nbsp;</td>
       <td style="padding-bottom: 1pt">&nbsp;</td>
       <td style="border-bottom: Black 1pt solid; text-align: left">&nbsp;</td>
       <td style="border-bottom: Black 1pt solid; text-align: right">(1,241</td>
       <td nowrap="nowrap" style="border-bottom: Black 1pt solid; text-align: left">)</td>
       <td style="padding-bottom: 1pt">&nbsp;</td>
       <td style="text-align: left; padding-bottom: 1pt">&nbsp;Tax expense</td>
      </tr>
      <tr style="vertical-align: bottom; background-color: White">
       <td style="padding-bottom: 2.25pt">&nbsp;</td>
       <td style="padding-bottom: 2.25pt">&nbsp;</td>
       <td style="border-bottom: Black 2.25pt double; text-align: left">$</td>
       <td style="border-bottom: Black 2.25pt double; text-align: right">1,634</td>
       <td nowrap="nowrap" style="border-bottom: Black 2.25pt double; text-align: left">&nbsp;</td>
       <td style="padding-bottom: 2.25pt">&nbsp;</td>
       <td style="padding-bottom: 2.25pt">&nbsp;Net of tax</td>
      </tr>
      <tr style="vertical-align: bottom; background-color: rgb(204,238,255)">
       <td>&nbsp;</td>
       <td>&nbsp;</td>
       <td style="text-align: left">&nbsp;</td>
       <td style="text-align: right">&nbsp;</td>
       <td nowrap="nowrap" style="text-align: left">&nbsp;</td>
       <td>&nbsp;</td>
       <td style="text-align: right">&nbsp;</td>
      </tr>
      <tr style="vertical-align: bottom; background-color: White">
       <td>&nbsp;</td>
       <td>&nbsp;</td>
       <td style="text-align: left">&nbsp;</td>
       <td style="text-align: right">&nbsp;</td>
       <td nowrap="nowrap" style="text-align: left">&nbsp;</td>
       <td>&nbsp;</td>
       <td style="text-align: right">&nbsp;</td>
      </tr>
      <tr style="vertical-align: bottom; background-color: rgb(204,238,255)">
       <td style="text-align: left">Amortization of defined benefit pension items:</td>
       <td>&nbsp;</td>
       <td style="text-align: left">&nbsp;</td>
       <td style="text-align: right">&nbsp;</td>
       <td nowrap="nowrap" style="text-align: left">&nbsp;</td>
       <td>&nbsp;</td>
       <td style="text-align: right">&nbsp;</td>
      </tr>
      <tr style="vertical-align: bottom; background-color: White">
       <td style="text-align: left">Actuarial losses</td>
       <td>&nbsp;</td>
       <td style="text-align: left">$</td>
       <td style="text-align: right">(700</td>
       <td nowrap="nowrap" style="text-align: left">)(1)</td>
       <td>&nbsp;</td>
       <td style="text-align: left">&nbsp;Other operating expense</td>
      </tr>
      <tr style="vertical-align: bottom; background-color: rgb(204,238,255)">
       <td style="text-align: left; padding-bottom: 1pt">Prior service credits</td>
       <td style="padding-bottom: 1pt">&nbsp;</td>
       <td style="border-bottom: Black 1pt solid; text-align: left">&nbsp;</td>
       <td style="border-bottom: Black 1pt solid; text-align: right">45</td>
       <td nowrap="nowrap" style="border-bottom: Black 1pt solid; text-align: left">(1)</td>
       <td style="padding-bottom: 1pt">&nbsp;</td>
       <td style="text-align: left; padding-bottom: 1pt">&nbsp;Other operating expense</td>
      </tr>
      <tr style="vertical-align: bottom; background-color: White">
       <td>&nbsp;</td>
       <td>&nbsp;</td>
       <td style="text-align: left">&nbsp;</td>
       <td style="text-align: right">(655</td>
       <td nowrap="nowrap" style="text-align: left">)</td>
       <td>&nbsp;</td>
       <td style="text-align: left">Total before tax</td>
      </tr>
      <tr style="vertical-align: bottom; background-color: rgb(204,238,255)">
       <td style="padding-bottom: 1pt">&nbsp;</td>
       <td style="padding-bottom: 1pt">&nbsp;</td>
       <td style="border-bottom: Black 1pt solid; text-align: left">&nbsp;</td>
       <td style="border-bottom: Black 1pt solid; text-align: right">311</td>
       <td nowrap="nowrap" style="border-bottom: Black 1pt solid; text-align: left">&nbsp;</td>
       <td style="padding-bottom: 1pt">&nbsp;</td>
       <td style="text-align: left; padding-bottom: 1pt">&nbsp;Tax benefit</td>
      </tr>
      <tr style="vertical-align: bottom; background-color: White">
       <td style="padding-bottom: 2.25pt">&nbsp;</td>
       <td style="padding-bottom: 2.25pt">&nbsp;</td>
       <td style="border-bottom: Black 2.25pt double; text-align: left">$</td>
       <td style="border-bottom: Black 2.25pt double; text-align: right">(344</td>
       <td nowrap="nowrap" style="border-bottom: Black 2.25pt double; text-align: left">)</td>
       <td style="padding-bottom: 2.25pt">&nbsp;</td>
       <td style="padding-bottom: 2.25pt">&nbsp;Net of tax</td>
      </tr>

    </table><br/><table cellpadding="0" cellspacing="0" style="font: 10pt Times New Roman, Times, Serif; margin-top: 0; margin-bottom: 6pt">

     <tr style="vertical-align: top; text-align: justify">
      <td style="width: 55pt; text-align: center">(1)</td>
      <td style="width: 5pt"></td>
      <td style="text-align: justify">These accumulated other comprehensive income components are included in the computation of net periodic pension cost (see Note 12 of the Notes to Consolidated Financial Statements &#x201c;Pension and Other Postretirement Benefit Plans&#x201d;).</td>
     </tr>

   </table><br/><p style="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">The following table sets forth significant amounts reclassified out of accumulated other comprehensive income by component for the year ended December 31, 2013:</p><br/><table cellpadding="0" cellspacing="0" style="border-collapse: collapse; width: 100%; font: 10pt Times New Roman, Times, Serif">

      <tr style="vertical-align: bottom">
       <td style="text-align: center; border-bottom: Black 1pt solid">Details about Accumulated Other<br /> Comprehensive Income Components</td>
       <td style="padding-bottom: 1pt">&nbsp;</td>
       <td colspan="3" style="text-align: center; border-bottom: Black 1pt solid">Amounts Reclassified from <br /> Accumulated Other<br /> Comprehensive Income</td>
       <td style="padding-bottom: 1pt">&nbsp;</td>
       <td style="text-align: center; border-bottom: Black 1pt solid">Affected Line Item in the Statement<br /> Where Net Income is Presented</td>
      </tr>
      <tr style="vertical-align: bottom">
       <td colspan="7" style="font-style: italic; text-align: center">(Dollars in thousands)</td>
      </tr>
      <tr style="vertical-align: bottom; background-color: rgb(204,238,255)">
       <td style="width: 40%; text-align: left">Unrealized gains (losses) on available for sale securities:</td>
       <td style="width: 1%">&nbsp;</td>
       <td style="width: 1%; text-align: left">$</td>
       <td style="width: 16%; text-align: right">3,021</td>
       <td nowrap="nowrap" style="width: 1%; text-align: left">&nbsp;</td>
       <td style="width: 1%">&nbsp;</td>
       <td style="width: 40%; text-align: left">&nbsp;Net gain on sale of securities</td>
      </tr>
      <tr style="vertical-align: bottom; background-color: White">
       <td style="padding-bottom: 1pt">&nbsp;</td>
       <td style="padding-bottom: 1pt">&nbsp;</td>
       <td style="border-bottom: Black 1pt solid; text-align: left">&nbsp;</td>
       <td style="border-bottom: Black 1pt solid; text-align: right">(1,321</td>
       <td nowrap="nowrap" style="border-bottom: Black 1pt solid; text-align: left">)</td>
       <td style="padding-bottom: 1pt">&nbsp;</td>
       <td style="text-align: left; padding-bottom: 1pt">&nbsp;Tax expense</td>
      </tr>
      <tr style="vertical-align: bottom; background-color: rgb(204,238,255)">
       <td style="padding-bottom: 2.25pt">&nbsp;</td>
       <td style="padding-bottom: 2.25pt">&nbsp;</td>
       <td style="border-bottom: Black 2.25pt double; text-align: left">$</td>
       <td style="border-bottom: Black 2.25pt double; text-align: right">1,700</td>
       <td nowrap="nowrap" style="border-bottom: Black 2.25pt double; text-align: left">&nbsp;</td>
       <td style="padding-bottom: 2.25pt">&nbsp;</td>
       <td style="padding-bottom: 2.25pt">&nbsp;Net of tax</td>
      </tr>
      <tr style="vertical-align: bottom; background-color: White">
       <td>&nbsp;</td>
       <td>&nbsp;</td>
       <td style="text-align: left">&nbsp;</td>
       <td style="text-align: right">&nbsp;</td>
       <td nowrap="nowrap" style="text-align: left">&nbsp;</td>
       <td>&nbsp;</td>
       <td style="text-align: right">&nbsp;</td>
      </tr>
      <tr style="vertical-align: bottom; background-color: rgb(204,238,255)">
       <td>&nbsp;</td>
       <td>&nbsp;</td>
       <td style="text-align: left">&nbsp;</td>
       <td style="text-align: right">&nbsp;</td>
       <td nowrap="nowrap" style="text-align: left">&nbsp;</td>
       <td>&nbsp;</td>
       <td style="text-align: right">&nbsp;</td>
      </tr>
      <tr style="vertical-align: bottom; background-color: White">
       <td style="text-align: left">OTTI charges</td>
       <td>&nbsp;</td>
       <td style="text-align: left">$</td>
       <td style="text-align: right">(1,419</td>
       <td nowrap="nowrap" style="text-align: left">)</td>
       <td>&nbsp;</td>
       <td style="text-align: left">&nbsp;OTTI charge</td>
      </tr>
      <tr style="vertical-align: bottom; background-color: rgb(204,238,255)">
       <td style="padding-bottom: 1pt">&nbsp;</td>
       <td style="padding-bottom: 1pt">&nbsp;</td>
       <td style="border-bottom: Black 1pt solid; text-align: left">&nbsp;</td>
       <td style="border-bottom: Black 1pt solid; text-align: right">621</td>
       <td nowrap="nowrap" style="border-bottom: Black 1pt solid; text-align: left">&nbsp;</td>
       <td style="padding-bottom: 1pt">&nbsp;</td>
       <td style="text-align: left; padding-bottom: 1pt">&nbsp;Tax benefit</td>
      </tr>
      <tr style="vertical-align: bottom; background-color: White">
       <td style="padding-bottom: 2.25pt">&nbsp;</td>
       <td style="padding-bottom: 2.25pt">&nbsp;</td>
       <td style="border-bottom: Black 2.25pt double; text-align: left">$</td>
       <td style="border-bottom: Black 2.25pt double; text-align: right">(798</td>
       <td nowrap="nowrap" style="border-bottom: Black 2.25pt double; text-align: left">)</td>
       <td style="padding-bottom: 2.25pt">&nbsp;</td>
       <td style="padding-bottom: 2.25pt">&nbsp;Net of tax</td>
      </tr>
      <tr style="vertical-align: bottom; background-color: rgb(204,238,255)">
       <td>&nbsp;</td>
       <td>&nbsp;</td>
       <td style="text-align: left">&nbsp;</td>
       <td style="text-align: right">&nbsp;</td>
       <td nowrap="nowrap" style="text-align: left">&nbsp;</td>
       <td>&nbsp;</td>
       <td style="text-align: right">&nbsp;</td>
      </tr>
      <tr style="vertical-align: bottom; background-color: White">
       <td>&nbsp;</td>
       <td>&nbsp;</td>
       <td style="text-align: left">&nbsp;</td>
       <td style="text-align: right">&nbsp;</td>
       <td nowrap="nowrap" style="text-align: left">&nbsp;</td>
       <td>&nbsp;</td>
       <td style="text-align: right">&nbsp;</td>
      </tr>
      <tr style="vertical-align: bottom; background-color: rgb(204,238,255)">
       <td style="text-align: left">Amortization of defined benefit pension items:</td>
       <td>&nbsp;</td>
       <td style="text-align: left">&nbsp;</td>
       <td style="text-align: right">&nbsp;</td>
       <td nowrap="nowrap" style="text-align: left">&nbsp;</td>
       <td>&nbsp;</td>
       <td style="text-align: right">&nbsp;</td>
      </tr>
      <tr style="vertical-align: bottom; background-color: White">
       <td style="text-align: left">Actuarial losses</td>
       <td>&nbsp;</td>
       <td style="text-align: left">$</td>
       <td style="text-align: right">(1,237</td>
       <td nowrap="nowrap" style="text-align: left">)(1)</td>
       <td>&nbsp;</td>
       <td style="text-align: left">&nbsp;Other operating expense</td>
      </tr>
      <tr style="vertical-align: bottom; background-color: rgb(204,238,255)">
       <td style="text-align: left; padding-bottom: 1pt">Prior service credits</td>
       <td style="padding-bottom: 1pt">&nbsp;</td>
       <td style="border-bottom: Black 1pt solid; text-align: left">&nbsp;</td>
       <td style="border-bottom: Black 1pt solid; text-align: right">46</td>
       <td nowrap="nowrap" style="border-bottom: Black 1pt solid; text-align: left">(1)</td>
       <td style="padding-bottom: 1pt">&nbsp;</td>
       <td style="text-align: left; padding-bottom: 1pt">&nbsp;Other operating expense</td>
      </tr>
      <tr style="vertical-align: bottom; background-color: White">
       <td>&nbsp;</td>
       <td>&nbsp;</td>
       <td style="text-align: left">&nbsp;</td>
       <td style="text-align: right">(1,191</td>
       <td nowrap="nowrap" style="text-align: left">)</td>
       <td>&nbsp;</td>
       <td style="text-align: left">Total before tax</td>
      </tr>
      <tr style="vertical-align: bottom; background-color: rgb(204,238,255)">
       <td style="padding-bottom: 1pt">&nbsp;</td>
       <td style="padding-bottom: 1pt">&nbsp;</td>
       <td style="border-bottom: Black 1pt solid; text-align: left">&nbsp;</td>
       <td style="border-bottom: Black 1pt solid; text-align: right">521</td>
       <td nowrap="nowrap" style="border-bottom: Black 1pt solid; text-align: left">&nbsp;</td>
       <td style="padding-bottom: 1pt">&nbsp;</td>
       <td style="text-align: left; padding-bottom: 1pt">&nbsp;Tax benefit</td>
      </tr>
      <tr style="vertical-align: bottom; background-color: White">
       <td style="padding-bottom: 2.25pt">&nbsp;</td>
       <td style="padding-bottom: 2.25pt">&nbsp;</td>
       <td style="border-bottom: Black 2.25pt double; text-align: left">$</td>
       <td style="border-bottom: Black 2.25pt double; text-align: right">(670</td>
       <td nowrap="nowrap" style="border-bottom: Black 2.25pt double; text-align: left">)</td>
       <td style="padding-bottom: 2.25pt">&nbsp;</td>
       <td style="padding-bottom: 2.25pt">&nbsp;Net of tax</td>
      </tr>

    </table><br/><table cellpadding="0" cellspacing="0" style="font: 10pt Times New Roman, Times, Serif; margin-top: 0; margin-bottom: 6pt">

     <tr style="vertical-align: top; text-align: justify">
      <td style="width: 55pt; text-align: center">(1)</td>
      <td style="width: 5pt"></td>
      <td style="text-align: justify">These accumulated other comprehensive income components are included in the computation of net periodic pension cost (see Note 12 of the Notes to Consolidated Financial Statements &#x201c;Pension and Other Postretirement Benefit Plans&#x201d;).</td>
     </tr>

   </table><br/><span></span>
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<span style="display: none;">v3.3.1.900</span><table class="report" border="0" cellspacing="2" id="idp6648705392">
<tr>
<th class="tl" colspan="1" rowspan="2"><div style="width: 200px;"><strong>Note 14 - Regulatory Capital<br></strong></div></th>
<th class="th" colspan="1">12 Months Ended</th>
</tr>
<tr><th class="th"><div>Dec. 31, 2015</div></th></tr>
<tr class="re">
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<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_RegulatoryCapitalRequirementsUnderBankingRegulationsTextBlock', window );">Regulatory Capital Requirements under Banking Regulations [Text Block]</a></td>
<td class="text"><p style="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0.25in 0pt 0; text-align: justify"><b>14. Regulatory Capital</b></p><br/><p style="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify">The federal banking agencies have substantially amended the regulatory risk-based capital rules applicable to the Bank. The amendments implemented the &#x201c;Basel III&#x201d; regulatory capital reforms and changes required by the Dodd-Frank Act. The new rules apply regulatory capital requirements to the Bank. The amended rules included new minimum risk-based capital and leverage ratios, which became effective in January 2015, with certain requirements to be phased in beginning in 2016, and refined the definition of what constitutes &#x201c;capital&#x201d; for purposes of calculating those ratios.</p><br/><p style="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify">The new minimum capital level requirements applicable to the Bank include: (i) a new common equity Tier 1 risk-based capital ratio of 4.5%; (ii) a Tier 1 risk-based capital ratio of 6% (increased from 4%); (iii) a total risk-based capital ratio of 8% (unchanged from current rules); and (iv) a Tier 1 leverage ratio of 4% for all institutions. The amended rules also establish a &#x201c;capital conservation buffer&#x201d; of 2.5% above the new regulatory minimum capital ratios, and would result in the following minimum ratios: (i) a common equity Tier 1 risk-based capital ratio of 7.0%; (ii) a Tier 1 risk-based capital ratio of 8.5%; and (iii) a total risk-based capital ratio of 10.5%. The new capital conservation buffer requirement will be phased in beginning in January 2016 at 0.625% of risk-weighted assets and will increase each year until fully implemented in January 2019. An institution will be subject to limitations on paying dividends, engaging in share repurchases, and paying discretionary bonuses if its capital level falls below the buffer amount. These limitations will establish a maximum percentage of eligible retained income that could be utilized for such actions.</p><br/><p style="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify">As of December 31, 2015, the Bank continues to be categorized as &#x201c;well-capitalized&#x201d; under the prompt corrective action regulations and continues to exceed all regulatory capital requirements.</p><br/><p style="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify">Set forth below is a summary of the Bank&#x2019;s compliance with banking regulatory capital standards.</p><br/><table cellpadding="0" cellspacing="0" style="border-collapse: collapse; width: 100%; font: 10pt Times New Roman, Times, Serif">

      <tr style="vertical-align: bottom">
       <td style="text-align: center">&nbsp;</td>
       <td style="padding-bottom: 1pt">&nbsp;</td>
       <td colspan="7" style="text-align: center; border-bottom: Black 1pt solid">December 31, 2015</td>
       <td style="padding-bottom: 1pt">&nbsp;</td>
       <td colspan="7" style="text-align: center; border-bottom: Black 1pt solid">December 31, 2014</td>
      </tr>
      <tr style="vertical-align: bottom">
       <td style="text-align: center">&nbsp;</td>
       <td style="padding-bottom: 1pt">&nbsp;</td>
       <td colspan="3" style="text-align: center; border-bottom: Black 1pt solid">Amount</td>
       <td style="border-bottom: Black 1pt solid; text-align: left">&nbsp;</td>
       <td colspan="3" style="text-align: center; border-bottom: Black 1pt solid">Percent of<br /> Assets</td>
       <td style="padding-bottom: 1pt">&nbsp;</td>
       <td colspan="3" style="text-align: center; border-bottom: Black 1pt solid">Amount</td>
       <td style="border-bottom: Black 1pt solid; text-align: left">&nbsp;</td>
       <td colspan="3" style="text-align: center; border-bottom: Black 1pt solid">Percent of<br /> Assets</td>
      </tr>
      <tr style="vertical-align: bottom">
       <td style="text-align: left">&nbsp;</td>
       <td style="font-style: italic">&nbsp;</td>
       <td colspan="15" style="font-style: italic; text-align: center">(Dollars in thousands)</td>
      </tr>
      <tr style="vertical-align: bottom">
       <td style="text-align: left">&nbsp;</td>
       <td>&nbsp;</td>
       <td colspan="3" style="text-align: right">&nbsp;</td>
       <td>&nbsp;</td>
       <td colspan="3" style="text-align: right">&nbsp;</td>
       <td>&nbsp;</td>
       <td colspan="3" style="text-align: right">&nbsp;</td>
       <td>&nbsp;</td>
       <td colspan="3" style="text-align: right">&nbsp;</td>
      </tr>
      <tr style="vertical-align: bottom; background-color: rgb(204,238,255)">
       <td style="text-align: left">Tier I (leverage) capital:</td>
       <td>&nbsp;</td>
       <td style="text-align: left">&nbsp;</td>
       <td style="text-align: right">&nbsp;</td>
       <td style="text-align: left">&nbsp;</td>
       <td>&nbsp;</td>
       <td style="text-align: left">&nbsp;</td>
       <td style="text-align: right">&nbsp;</td>
       <td style="text-align: left">&nbsp;</td>
       <td>&nbsp;</td>
       <td style="text-align: left">&nbsp;</td>
       <td style="text-align: right">&nbsp;</td>
       <td style="text-align: left">&nbsp;</td>
       <td>&nbsp;</td>
       <td style="text-align: left">&nbsp;</td>
       <td style="text-align: right">&nbsp;</td>
       <td style="text-align: left">&nbsp;</td>
      </tr>
      <tr style="vertical-align: bottom; background-color: White">
       <td style="width: 56%; text-align: left; padding-left: 10pt">Capital level</td>
       <td style="width: 1%">&nbsp;</td>
       <td style="width: 1%; text-align: left">$</td>
       <td style="width: 8%; text-align: right">494,690</td>
       <td style="width: 1%; text-align: left">&nbsp;</td>
       <td style="width: 1%">&nbsp;</td>
       <td style="width: 1%; text-align: left">&nbsp;</td>
       <td style="width: 8%; text-align: right">8.89</td>
       <td style="width: 1%; text-align: left">%</td>
       <td style="width: 1%">&nbsp;</td>
       <td style="width: 1%; text-align: left">$</td>
       <td style="width: 8%; text-align: right">472,251</td>
       <td style="width: 1%; text-align: left">&nbsp;</td>
       <td style="width: 1%">&nbsp;</td>
       <td style="width: 1%; text-align: left">&nbsp;</td>
       <td style="width: 8%; text-align: right">9.63</td>
       <td style="width: 1%; text-align: left">%</td>
      </tr>
      <tr style="vertical-align: bottom; background-color: rgb(204,238,255)">
       <td style="text-align: left; padding-left: 10pt">Requirement to be well capitalized</td>
       <td>&nbsp;</td>
       <td style="text-align: left">&nbsp;</td>
       <td style="text-align: right">278,175</td>
       <td style="text-align: left">&nbsp;</td>
       <td>&nbsp;</td>
       <td style="text-align: left">&nbsp;</td>
       <td style="text-align: right">5.00</td>
       <td style="text-align: left">&nbsp;</td>
       <td>&nbsp;</td>
       <td style="text-align: left">&nbsp;</td>
       <td style="text-align: right">245,254</td>
       <td style="text-align: left">&nbsp;</td>
       <td>&nbsp;</td>
       <td style="text-align: left">&nbsp;</td>
       <td style="text-align: right">5.00</td>
       <td style="text-align: left">&nbsp;</td>
      </tr>
      <tr style="vertical-align: bottom; background-color: White">
       <td style="text-align: left; padding-left: 10pt">Excess</td>
       <td>&nbsp;</td>
       <td style="text-align: left">&nbsp;</td>
       <td style="text-align: right">216,515</td>
       <td style="text-align: left">&nbsp;</td>
       <td>&nbsp;</td>
       <td style="text-align: left">&nbsp;</td>
       <td style="text-align: right">3.89</td>
       <td style="text-align: left">&nbsp;</td>
       <td>&nbsp;</td>
       <td style="text-align: left">&nbsp;</td>
       <td style="text-align: right">226,997</td>
       <td style="text-align: left">&nbsp;</td>
       <td>&nbsp;</td>
       <td style="text-align: left">&nbsp;</td>
       <td style="text-align: right">4.63</td>
       <td style="text-align: left">&nbsp;</td>
      </tr>
      <tr style="vertical-align: bottom; background-color: rgb(204,238,255)">
       <td style="text-align: left">&nbsp;</td>
       <td>&nbsp;</td>
       <td style="text-align: left">&nbsp;</td>
       <td style="text-align: right">&nbsp;</td>
       <td style="text-align: left">&nbsp;</td>
       <td>&nbsp;</td>
       <td style="text-align: left">&nbsp;</td>
       <td style="text-align: right">&nbsp;</td>
       <td style="text-align: left">&nbsp;</td>
       <td>&nbsp;</td>
       <td style="text-align: left">&nbsp;</td>
       <td style="text-align: right">&nbsp;</td>
       <td style="text-align: left">&nbsp;</td>
       <td>&nbsp;</td>
       <td style="text-align: left">&nbsp;</td>
       <td style="text-align: right">&nbsp;</td>
       <td style="text-align: left">&nbsp;</td>
      </tr>
      <tr style="vertical-align: bottom; background-color: White">
       <td style="text-align: left">Common Equity Tier I risk-based capital:</td>
       <td>&nbsp;</td>
       <td style="text-align: left">&nbsp;</td>
       <td style="text-align: right">&nbsp;</td>
       <td style="text-align: left">&nbsp;</td>
       <td>&nbsp;</td>
       <td style="text-align: left">&nbsp;</td>
       <td style="text-align: right">&nbsp;</td>
       <td style="text-align: left">&nbsp;</td>
       <td>&nbsp;</td>
       <td style="text-align: left">&nbsp;</td>
       <td style="text-align: right">&nbsp;</td>
       <td style="text-align: left">&nbsp;</td>
       <td>&nbsp;</td>
       <td style="text-align: left">&nbsp;</td>
       <td style="text-align: right">&nbsp;</td>
       <td style="text-align: left">&nbsp;</td>
      </tr>
      <tr style="vertical-align: bottom; background-color: rgb(204,238,255)">
       <td style="text-align: left; padding-left: 10pt">Capital level</td>
       <td>&nbsp;</td>
       <td style="text-align: left">$</td>
       <td style="text-align: right">494,690</td>
       <td style="text-align: left">&nbsp;</td>
       <td>&nbsp;</td>
       <td style="text-align: left">&nbsp;</td>
       <td style="text-align: right">12.62</td>
       <td style="text-align: left">%</td>
       <td>&nbsp;</td>
       <td style="text-align: left">&nbsp;</td>
       <td style="text-align: right">&nbsp;n/a&nbsp;</td>
       <td style="text-align: left">&nbsp;</td>
       <td>&nbsp;</td>
       <td style="text-align: left">&nbsp;</td>
       <td style="text-align: right">&nbsp;n/a&nbsp;</td>
       <td style="text-align: left">&nbsp;</td>
      </tr>
      <tr style="vertical-align: bottom; background-color: White">
       <td style="text-align: left; padding-left: 10pt">Requirement to be well capitalized</td>
       <td>&nbsp;</td>
       <td style="text-align: left">&nbsp;</td>
       <td style="text-align: right">254,768</td>
       <td style="text-align: left">&nbsp;</td>
       <td>&nbsp;</td>
       <td style="text-align: left">&nbsp;</td>
       <td style="text-align: right">6.50</td>
       <td style="text-align: left">&nbsp;</td>
       <td>&nbsp;</td>
       <td style="text-align: left">&nbsp;</td>
       <td style="text-align: right">&nbsp;n/a&nbsp;</td>
       <td style="text-align: left">&nbsp;</td>
       <td>&nbsp;</td>
       <td style="text-align: left">&nbsp;</td>
       <td style="text-align: right">&nbsp;n/a&nbsp;</td>
       <td style="text-align: left">&nbsp;</td>
      </tr>
      <tr style="vertical-align: bottom; background-color: rgb(204,238,255)">
       <td style="text-align: left; padding-left: 10pt">Excess</td>
       <td>&nbsp;</td>
       <td style="text-align: left">&nbsp;</td>
       <td style="text-align: right">239,922</td>
       <td style="text-align: left">&nbsp;</td>
       <td>&nbsp;</td>
       <td style="text-align: left">&nbsp;</td>
       <td style="text-align: right">6.12</td>
       <td style="text-align: left">&nbsp;</td>
       <td>&nbsp;</td>
       <td style="text-align: left">&nbsp;</td>
       <td style="text-align: right">&nbsp;n/a&nbsp;</td>
       <td style="text-align: left">&nbsp;</td>
       <td>&nbsp;</td>
       <td style="text-align: left">&nbsp;</td>
       <td style="text-align: right">&nbsp;n/a&nbsp;</td>
       <td style="text-align: left">&nbsp;</td>
      </tr>
      <tr style="vertical-align: bottom; background-color: White">
       <td style="text-align: left">&nbsp;</td>
       <td>&nbsp;</td>
       <td style="text-align: left">&nbsp;</td>
       <td style="text-align: right">&nbsp;</td>
       <td style="text-align: left">&nbsp;</td>
       <td>&nbsp;</td>
       <td style="text-align: left">&nbsp;</td>
       <td style="text-align: right">&nbsp;</td>
       <td style="text-align: left">&nbsp;</td>
       <td>&nbsp;</td>
       <td style="text-align: left">&nbsp;</td>
       <td style="text-align: right">&nbsp;</td>
       <td style="text-align: left">&nbsp;</td>
       <td>&nbsp;</td>
       <td style="text-align: left">&nbsp;</td>
       <td style="text-align: right">&nbsp;</td>
       <td style="text-align: left">&nbsp;</td>
      </tr>
      <tr style="vertical-align: bottom; background-color: rgb(204,238,255)">
       <td style="text-align: left">Tier I risk-based capital:</td>
       <td>&nbsp;</td>
       <td style="text-align: left">&nbsp;</td>
       <td style="text-align: right">&nbsp;</td>
       <td style="text-align: left">&nbsp;</td>
       <td>&nbsp;</td>
       <td style="text-align: left">&nbsp;</td>
       <td style="text-align: right">&nbsp;</td>
       <td style="text-align: left">&nbsp;</td>
       <td>&nbsp;</td>
       <td style="text-align: left">&nbsp;</td>
       <td style="text-align: right">&nbsp;</td>
       <td style="text-align: left">&nbsp;</td>
       <td>&nbsp;</td>
       <td style="text-align: left">&nbsp;</td>
       <td style="text-align: right">&nbsp;</td>
       <td style="text-align: left">&nbsp;</td>
      </tr>
      <tr style="vertical-align: bottom; background-color: White">
       <td style="text-align: left; padding-left: 10pt">Capital level</td>
       <td>&nbsp;</td>
       <td style="text-align: left">$</td>
       <td style="text-align: right">494,690</td>
       <td style="text-align: left">&nbsp;</td>
       <td>&nbsp;</td>
       <td style="text-align: left">&nbsp;</td>
       <td style="text-align: right">12.62</td>
       <td style="text-align: left">%</td>
       <td>&nbsp;</td>
       <td style="text-align: left">$</td>
       <td style="text-align: right">472,251</td>
       <td style="text-align: left">&nbsp;</td>
       <td>&nbsp;</td>
       <td style="text-align: left">&nbsp;</td>
       <td style="text-align: right">13.87</td>
       <td style="text-align: left">%</td>
      </tr>
      <tr style="vertical-align: bottom; background-color: rgb(204,238,255)">
       <td style="text-align: left; padding-left: 10pt">Requirement to be well capitalized</td>
       <td>&nbsp;</td>
       <td style="text-align: left">&nbsp;</td>
       <td style="text-align: right">313,560</td>
       <td style="text-align: left">&nbsp;</td>
       <td>&nbsp;</td>
       <td style="text-align: left">&nbsp;</td>
       <td style="text-align: right">8.00</td>
       <td style="text-align: left">&nbsp;</td>
       <td>&nbsp;</td>
       <td style="text-align: left">&nbsp;</td>
       <td style="text-align: right">204,354</td>
       <td style="text-align: left">&nbsp;</td>
       <td>&nbsp;</td>
       <td style="text-align: left">&nbsp;</td>
       <td style="text-align: right">6.00</td>
       <td style="text-align: left">&nbsp;</td>
      </tr>
      <tr style="vertical-align: bottom; background-color: White">
       <td style="text-align: left; padding-left: 10pt">Excess</td>
       <td>&nbsp;</td>
       <td style="text-align: left">&nbsp;</td>
       <td style="text-align: right">181,130</td>
       <td style="text-align: left">&nbsp;</td>
       <td>&nbsp;</td>
       <td style="text-align: left">&nbsp;</td>
       <td style="text-align: right">4.62</td>
       <td style="text-align: left">&nbsp;</td>
       <td>&nbsp;</td>
       <td style="text-align: left">&nbsp;</td>
       <td style="text-align: right">267,897</td>
       <td style="text-align: left">&nbsp;</td>
       <td>&nbsp;</td>
       <td style="text-align: left">&nbsp;</td>
       <td style="text-align: right">7.87</td>
       <td style="text-align: left">&nbsp;</td>
      </tr>
      <tr style="vertical-align: bottom; background-color: rgb(204,238,255)">
       <td style="text-align: left">&nbsp;</td>
       <td>&nbsp;</td>
       <td style="text-align: left">&nbsp;</td>
       <td style="text-align: right">&nbsp;</td>
       <td style="text-align: left">&nbsp;</td>
       <td>&nbsp;</td>
       <td style="text-align: left">&nbsp;</td>
       <td style="text-align: right">&nbsp;</td>
       <td style="text-align: left">&nbsp;</td>
       <td>&nbsp;</td>
       <td style="text-align: left">&nbsp;</td>
       <td style="text-align: right">&nbsp;</td>
       <td style="text-align: left">&nbsp;</td>
       <td>&nbsp;</td>
       <td style="text-align: left">&nbsp;</td>
       <td style="text-align: right">&nbsp;</td>
       <td style="text-align: left">&nbsp;</td>
      </tr>
      <tr style="vertical-align: bottom; background-color: White">
       <td style="text-align: left">Total risk-based capital:</td>
       <td>&nbsp;</td>
       <td style="text-align: left">&nbsp;</td>
       <td style="text-align: right">&nbsp;</td>
       <td style="text-align: left">&nbsp;</td>
       <td>&nbsp;</td>
       <td style="text-align: left">&nbsp;</td>
       <td style="text-align: right">&nbsp;</td>
       <td style="text-align: left">&nbsp;</td>
       <td>&nbsp;</td>
       <td style="text-align: left">&nbsp;</td>
       <td style="text-align: right">&nbsp;</td>
       <td style="text-align: left">&nbsp;</td>
       <td>&nbsp;</td>
       <td style="text-align: left">&nbsp;</td>
       <td style="text-align: right">&nbsp;</td>
       <td style="text-align: left">&nbsp;</td>
      </tr>
      <tr style="vertical-align: bottom; background-color: rgb(204,238,255)">
       <td style="text-align: left; padding-left: 10pt">Capital level</td>
       <td>&nbsp;</td>
       <td style="text-align: left">$</td>
       <td style="text-align: right">516,226</td>
       <td style="text-align: left">&nbsp;</td>
       <td>&nbsp;</td>
       <td style="text-align: left">&nbsp;</td>
       <td style="text-align: right">13.17</td>
       <td style="text-align: left">%</td>
       <td>&nbsp;</td>
       <td style="text-align: left">$</td>
       <td style="text-align: right">497,347</td>
       <td style="text-align: left">&nbsp;</td>
       <td>&nbsp;</td>
       <td style="text-align: left">&nbsp;</td>
       <td style="text-align: right">14.60</td>
       <td style="text-align: left">%</td>
      </tr>
      <tr style="vertical-align: bottom; background-color: White">
       <td style="text-align: left; padding-left: 10pt">Requirement to be well capitalized</td>
       <td>&nbsp;</td>
       <td style="text-align: left">&nbsp;</td>
       <td style="text-align: right">391,950</td>
       <td style="text-align: left">&nbsp;</td>
       <td>&nbsp;</td>
       <td style="text-align: left">&nbsp;</td>
       <td style="text-align: right">10.00</td>
       <td style="text-align: left">&nbsp;</td>
       <td>&nbsp;</td>
       <td style="text-align: left">&nbsp;</td>
       <td style="text-align: right">340,589</td>
       <td style="text-align: left">&nbsp;</td>
       <td>&nbsp;</td>
       <td style="text-align: left">&nbsp;</td>
       <td style="text-align: right">10.00</td>
       <td style="text-align: left">&nbsp;</td>
      </tr>
      <tr style="vertical-align: bottom; background-color: rgb(204,238,255)">
       <td style="text-align: left; padding-left: 10pt">Excess</td>
       <td>&nbsp;</td>
       <td style="text-align: left">&nbsp;</td>
       <td style="text-align: right">124,276</td>
       <td style="text-align: left">&nbsp;</td>
       <td>&nbsp;</td>
       <td style="text-align: left">&nbsp;</td>
       <td style="text-align: right">3.17</td>
       <td style="text-align: left">&nbsp;</td>
       <td>&nbsp;</td>
       <td style="text-align: left">&nbsp;</td>
       <td style="text-align: right">156,758</td>
       <td style="text-align: left">&nbsp;</td>
       <td>&nbsp;</td>
       <td style="text-align: left">&nbsp;</td>
       <td style="text-align: right">4.60</td>
       <td style="text-align: left">&nbsp;</td>
      </tr>

    </table><br/><p style="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify">The Holding Company is subject to the same regulatory capital requirements as the Bank. <font style="font-family: Times New Roman, Times, Serif">As of December 31, 2015, the Holding Company continues to be categorized as &#x201c;well-capitalized&#x201d; under the prompt corrective action regulations and continues to exceed all regulatory capital requirements. </font></p><br/><p style="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify">Set forth below is a summary of the Holding Company&#x2019;s compliance with banking regulatory capital standards.</p><br/><table cellpadding="0" cellspacing="0" style="border-collapse: collapse; width: 100%; font: 10pt Times New Roman, Times, Serif">

      <tr style="vertical-align: bottom">
       <td style="text-align: center">&nbsp;</td>
       <td style="padding-bottom: 1pt">&nbsp;</td>
       <td colspan="7" style="text-align: center; border-bottom: Black 1pt solid">December 31, 2015</td>
       <td style="padding-bottom: 1pt">&nbsp;</td>
       <td colspan="7" style="text-align: center; border-bottom: Black 1pt solid">December 31, 2014</td>
      </tr>
      <tr style="vertical-align: bottom">
       <td style="text-align: center">&nbsp;</td>
       <td style="padding-bottom: 1pt">&nbsp;</td>
       <td colspan="3" style="text-align: center; border-bottom: Black 1pt solid">Amount</td>
       <td style="border-bottom: Black 1pt solid; text-align: left">&nbsp;</td>
       <td colspan="3" style="text-align: center; border-bottom: Black 1pt solid">Percent of<br /> Assets</td>
       <td style="padding-bottom: 1pt">&nbsp;</td>
       <td colspan="3" style="text-align: center; border-bottom: Black 1pt solid">Amount</td>
       <td style="border-bottom: Black 1pt solid; text-align: left">&nbsp;</td>
       <td colspan="3" style="text-align: center; border-bottom: Black 1pt solid">Percent of<br /> Assets</td>
      </tr>
      <tr style="vertical-align: bottom">
       <td style="text-align: left">&nbsp;</td>
       <td style="font-style: italic">&nbsp;</td>
       <td colspan="15" style="font-style: italic; text-align: center">(Dollars in thousands)</td>
      </tr>
      <tr style="vertical-align: bottom">
       <td style="text-align: left">&nbsp;</td>
       <td>&nbsp;</td>
       <td colspan="3" style="text-align: right">&nbsp;</td>
       <td>&nbsp;</td>
       <td colspan="3" style="text-align: right">&nbsp;</td>
       <td>&nbsp;</td>
       <td colspan="3" style="text-align: right">&nbsp;</td>
       <td>&nbsp;</td>
       <td colspan="3" style="text-align: right">&nbsp;</td>
      </tr>
      <tr style="vertical-align: bottom; background-color: rgb(204,238,255)">
       <td style="text-align: left">Tier I (leverage) capital:</td>
       <td>&nbsp;</td>
       <td style="text-align: left">&nbsp;</td>
       <td style="text-align: right">&nbsp;</td>
       <td style="text-align: left">&nbsp;</td>
       <td>&nbsp;</td>
       <td style="text-align: left">&nbsp;</td>
       <td style="text-align: right">&nbsp;</td>
       <td style="text-align: left">&nbsp;</td>
       <td>&nbsp;</td>
       <td style="text-align: left">&nbsp;</td>
       <td style="text-align: right">&nbsp;</td>
       <td style="text-align: left">&nbsp;</td>
       <td>&nbsp;</td>
       <td style="text-align: left">&nbsp;</td>
       <td style="text-align: right">&nbsp;</td>
       <td style="text-align: left">&nbsp;</td>
      </tr>
      <tr style="vertical-align: bottom; background-color: White">
       <td style="width: 56%; text-align: left; padding-left: 10pt">Capital level</td>
       <td style="width: 1%">&nbsp;</td>
       <td style="width: 1%; text-align: left">$</td>
       <td style="width: 8%; text-align: right">490,919</td>
       <td style="width: 1%; text-align: left">&nbsp;</td>
       <td style="width: 1%">&nbsp;</td>
       <td style="width: 1%; text-align: left">&nbsp;</td>
       <td style="width: 8%; text-align: right">8.84</td>
       <td style="width: 1%; text-align: left">%</td>
       <td style="width: 1%">&nbsp;</td>
       <td style="width: 1%; text-align: left">$</td>
       <td style="width: 8%; text-align: right">471,233</td>
       <td style="width: 1%; text-align: left">&nbsp;</td>
       <td style="width: 1%">&nbsp;</td>
       <td style="width: 1%; text-align: left">&nbsp;</td>
       <td style="width: 8%; text-align: right">9.62</td>
       <td style="width: 1%; text-align: left">%</td>
      </tr>
      <tr style="vertical-align: bottom; background-color: rgb(204,238,255)">
       <td style="text-align: left; padding-left: 10pt">Requirement to be well capitalized</td>
       <td>&nbsp;</td>
       <td style="text-align: left">&nbsp;</td>
       <td style="text-align: right">277,611</td>
       <td style="text-align: left">&nbsp;</td>
       <td>&nbsp;</td>
       <td style="text-align: left">&nbsp;</td>
       <td style="text-align: right">5.00</td>
       <td style="text-align: left">&nbsp;</td>
       <td>&nbsp;</td>
       <td style="text-align: left">&nbsp;</td>
       <td style="text-align: right">244,960</td>
       <td style="text-align: left">&nbsp;</td>
       <td>&nbsp;</td>
       <td style="text-align: left">&nbsp;</td>
       <td style="text-align: right">5.00</td>
       <td style="text-align: left">&nbsp;</td>
      </tr>
      <tr style="vertical-align: bottom; background-color: White">
       <td style="text-align: left; padding-left: 10pt">Excess</td>
       <td>&nbsp;</td>
       <td style="text-align: left">&nbsp;</td>
       <td style="text-align: right">213,308</td>
       <td style="text-align: left">&nbsp;</td>
       <td>&nbsp;</td>
       <td style="text-align: left">&nbsp;</td>
       <td style="text-align: right">3.84</td>
       <td style="text-align: left">&nbsp;</td>
       <td>&nbsp;</td>
       <td style="text-align: left">&nbsp;</td>
       <td style="text-align: right">226,273</td>
       <td style="text-align: left">&nbsp;</td>
       <td>&nbsp;</td>
       <td style="text-align: left">&nbsp;</td>
       <td style="text-align: right">4.62</td>
       <td style="text-align: left">&nbsp;</td>
      </tr>
      <tr style="vertical-align: bottom; background-color: rgb(204,238,255)">
       <td style="text-align: left">&nbsp;</td>
       <td>&nbsp;</td>
       <td style="text-align: left">&nbsp;</td>
       <td style="text-align: right">&nbsp;</td>
       <td style="text-align: left">&nbsp;</td>
       <td>&nbsp;</td>
       <td style="text-align: left">&nbsp;</td>
       <td style="text-align: right">&nbsp;</td>
       <td style="text-align: left">&nbsp;</td>
       <td>&nbsp;</td>
       <td style="text-align: left">&nbsp;</td>
       <td style="text-align: right">&nbsp;</td>
       <td style="text-align: left">&nbsp;</td>
       <td>&nbsp;</td>
       <td style="text-align: left">&nbsp;</td>
       <td style="text-align: right">&nbsp;</td>
       <td style="text-align: left">&nbsp;</td>
      </tr>
      <tr style="vertical-align: bottom; background-color: White">
       <td style="text-align: left">Common Equity Tier I risk-based capital:</td>
       <td>&nbsp;</td>
       <td style="text-align: left">&nbsp;</td>
       <td style="text-align: right">&nbsp;</td>
       <td style="text-align: left">&nbsp;</td>
       <td>&nbsp;</td>
       <td style="text-align: left">&nbsp;</td>
       <td style="text-align: right">&nbsp;</td>
       <td style="text-align: left">&nbsp;</td>
       <td>&nbsp;</td>
       <td style="text-align: left">&nbsp;</td>
       <td style="text-align: right">&nbsp;</td>
       <td style="text-align: left">&nbsp;</td>
       <td>&nbsp;</td>
       <td style="text-align: left">&nbsp;</td>
       <td style="text-align: right">&nbsp;</td>
       <td style="text-align: left">&nbsp;</td>
      </tr>
      <tr style="vertical-align: bottom; background-color: rgb(204,238,255)">
       <td style="text-align: left; padding-left: 10pt">Capital level</td>
       <td>&nbsp;</td>
       <td style="text-align: left">$</td>
       <td style="text-align: right">462,883</td>
       <td style="text-align: left">&nbsp;</td>
       <td>&nbsp;</td>
       <td style="text-align: left">&nbsp;</td>
       <td style="text-align: right">11.83</td>
       <td style="text-align: left">%</td>
       <td>&nbsp;</td>
       <td style="text-align: left">&nbsp;</td>
       <td style="text-align: right">&nbsp;n/a&nbsp;</td>
       <td style="text-align: left">&nbsp;</td>
       <td>&nbsp;</td>
       <td style="text-align: left">&nbsp;</td>
       <td style="text-align: right">&nbsp;n/a&nbsp;</td>
       <td style="text-align: left">&nbsp;</td>
      </tr>
      <tr style="vertical-align: bottom; background-color: White">
       <td style="text-align: left; padding-left: 10pt">Requirement to be well capitalized</td>
       <td>&nbsp;</td>
       <td style="text-align: left">&nbsp;</td>
       <td style="text-align: right">254,335</td>
       <td style="text-align: left">&nbsp;</td>
       <td>&nbsp;</td>
       <td style="text-align: left">&nbsp;</td>
       <td style="text-align: right">6.50</td>
       <td style="text-align: left">&nbsp;</td>
       <td>&nbsp;</td>
       <td style="text-align: left">&nbsp;</td>
       <td style="text-align: right">&nbsp;n/a&nbsp;</td>
       <td style="text-align: left">&nbsp;</td>
       <td>&nbsp;</td>
       <td style="text-align: left">&nbsp;</td>
       <td style="text-align: right">&nbsp;n/a&nbsp;</td>
       <td style="text-align: left">&nbsp;</td>
      </tr>
      <tr style="vertical-align: bottom; background-color: rgb(204,238,255)">
       <td style="text-align: left; padding-left: 10pt">Excess</td>
       <td>&nbsp;</td>
       <td style="text-align: left">&nbsp;</td>
       <td style="text-align: right">208,548</td>
       <td style="text-align: left">&nbsp;</td>
       <td>&nbsp;</td>
       <td style="text-align: left">&nbsp;</td>
       <td style="text-align: right">5.33</td>
       <td style="text-align: left">&nbsp;</td>
       <td>&nbsp;</td>
       <td style="text-align: left">&nbsp;</td>
       <td style="text-align: right">&nbsp;n/a&nbsp;</td>
       <td style="text-align: left">&nbsp;</td>
       <td>&nbsp;</td>
       <td style="text-align: left">&nbsp;</td>
       <td style="text-align: right">&nbsp;n/a&nbsp;</td>
       <td style="text-align: left">&nbsp;</td>
      </tr>
      <tr style="vertical-align: bottom; background-color: White">
       <td style="text-align: left">&nbsp;</td>
       <td>&nbsp;</td>
       <td style="text-align: left">&nbsp;</td>
       <td style="text-align: right">&nbsp;</td>
       <td style="text-align: left">&nbsp;</td>
       <td>&nbsp;</td>
       <td style="text-align: left">&nbsp;</td>
       <td style="text-align: right">&nbsp;</td>
       <td style="text-align: left">&nbsp;</td>
       <td>&nbsp;</td>
       <td style="text-align: left">&nbsp;</td>
       <td style="text-align: right">&nbsp;</td>
       <td style="text-align: left">&nbsp;</td>
       <td>&nbsp;</td>
       <td style="text-align: left">&nbsp;</td>
       <td style="text-align: right">&nbsp;</td>
       <td style="text-align: left">&nbsp;</td>
      </tr>
      <tr style="vertical-align: bottom; background-color: rgb(204,238,255)">
       <td style="text-align: left">Tier I risk-based capital:</td>
       <td>&nbsp;</td>
       <td style="text-align: left">&nbsp;</td>
       <td style="text-align: right">&nbsp;</td>
       <td style="text-align: left">&nbsp;</td>
       <td>&nbsp;</td>
       <td style="text-align: left">&nbsp;</td>
       <td style="text-align: right">&nbsp;</td>
       <td style="text-align: left">&nbsp;</td>
       <td>&nbsp;</td>
       <td style="text-align: left">&nbsp;</td>
       <td style="text-align: right">&nbsp;</td>
       <td style="text-align: left">&nbsp;</td>
       <td>&nbsp;</td>
       <td style="text-align: left">&nbsp;</td>
       <td style="text-align: right">&nbsp;</td>
       <td style="text-align: left">&nbsp;</td>
      </tr>
      <tr style="vertical-align: bottom; background-color: White">
       <td style="text-align: left; padding-left: 10pt">Capital level</td>
       <td>&nbsp;</td>
       <td style="text-align: left">$</td>
       <td style="text-align: right">490,919</td>
       <td style="text-align: left">&nbsp;</td>
       <td>&nbsp;</td>
       <td style="text-align: left">&nbsp;</td>
       <td style="text-align: right">12.55</td>
       <td style="text-align: left">%</td>
       <td>&nbsp;</td>
       <td style="text-align: left">$</td>
       <td style="text-align: right">471,233</td>
       <td style="text-align: left">&nbsp;</td>
       <td>&nbsp;</td>
       <td style="text-align: left">&nbsp;</td>
       <td style="text-align: right">13.87</td>
       <td style="text-align: left">%</td>
      </tr>
      <tr style="vertical-align: bottom; background-color: rgb(204,238,255)">
       <td style="text-align: left; padding-left: 10pt">Requirement to be well capitalized</td>
       <td>&nbsp;</td>
       <td style="text-align: left">&nbsp;</td>
       <td style="text-align: right">313,028</td>
       <td style="text-align: left">&nbsp;</td>
       <td>&nbsp;</td>
       <td style="text-align: left">&nbsp;</td>
       <td style="text-align: right">8.00</td>
       <td style="text-align: left">&nbsp;</td>
       <td>&nbsp;</td>
       <td style="text-align: left">&nbsp;</td>
       <td style="text-align: right">203,878</td>
       <td style="text-align: left">&nbsp;</td>
       <td>&nbsp;</td>
       <td style="text-align: left">&nbsp;</td>
       <td style="text-align: right">6.00</td>
       <td style="text-align: left">&nbsp;</td>
      </tr>
      <tr style="vertical-align: bottom; background-color: White">
       <td style="text-align: left; padding-left: 10pt">Excess</td>
       <td>&nbsp;</td>
       <td style="text-align: left">&nbsp;</td>
       <td style="text-align: right">177,891</td>
       <td style="text-align: left">&nbsp;</td>
       <td>&nbsp;</td>
       <td style="text-align: left">&nbsp;</td>
       <td style="text-align: right">4.55</td>
       <td style="text-align: left">&nbsp;</td>
       <td>&nbsp;</td>
       <td style="text-align: left">&nbsp;</td>
       <td style="text-align: right">267,355</td>
       <td style="text-align: left">&nbsp;</td>
       <td>&nbsp;</td>
       <td style="text-align: left">&nbsp;</td>
       <td style="text-align: right">7.87</td>
       <td style="text-align: left">&nbsp;</td>
      </tr>
      <tr style="vertical-align: bottom; background-color: rgb(204,238,255)">
       <td style="text-align: left">&nbsp;</td>
       <td>&nbsp;</td>
       <td style="text-align: left">&nbsp;</td>
       <td style="text-align: right">&nbsp;</td>
       <td style="text-align: left">&nbsp;</td>
       <td>&nbsp;</td>
       <td style="text-align: left">&nbsp;</td>
       <td style="text-align: right">&nbsp;</td>
       <td style="text-align: left">&nbsp;</td>
       <td>&nbsp;</td>
       <td style="text-align: left">&nbsp;</td>
       <td style="text-align: right">&nbsp;</td>
       <td style="text-align: left">&nbsp;</td>
       <td>&nbsp;</td>
       <td style="text-align: left">&nbsp;</td>
       <td style="text-align: right">&nbsp;</td>
       <td style="text-align: left">&nbsp;</td>
      </tr>
      <tr style="vertical-align: bottom; background-color: White">
       <td style="text-align: left">Total risk-based capital:</td>
       <td>&nbsp;</td>
       <td style="text-align: left">&nbsp;</td>
       <td style="text-align: right">&nbsp;</td>
       <td style="text-align: left">&nbsp;</td>
       <td>&nbsp;</td>
       <td style="text-align: left">&nbsp;</td>
       <td style="text-align: right">&nbsp;</td>
       <td style="text-align: left">&nbsp;</td>
       <td>&nbsp;</td>
       <td style="text-align: left">&nbsp;</td>
       <td style="text-align: right">&nbsp;</td>
       <td style="text-align: left">&nbsp;</td>
       <td>&nbsp;</td>
       <td style="text-align: left">&nbsp;</td>
       <td style="text-align: right">&nbsp;</td>
       <td style="text-align: left">&nbsp;</td>
      </tr>
      <tr style="vertical-align: bottom; background-color: rgb(204,238,255)">
       <td style="text-align: left; padding-left: 10pt">Capital level</td>
       <td>&nbsp;</td>
       <td style="text-align: left">$</td>
       <td style="text-align: right">512,454</td>
       <td style="text-align: left">&nbsp;</td>
       <td>&nbsp;</td>
       <td style="text-align: left">&nbsp;</td>
       <td style="text-align: right">13.10</td>
       <td style="text-align: left">%</td>
       <td>&nbsp;</td>
       <td style="text-align: left">$</td>
       <td style="text-align: right">496,329</td>
       <td style="text-align: left">&nbsp;</td>
       <td>&nbsp;</td>
       <td style="text-align: left">&nbsp;</td>
       <td style="text-align: right">14.61</td>
       <td style="text-align: left">%</td>
      </tr>
      <tr style="vertical-align: bottom; background-color: White">
       <td style="text-align: left; padding-left: 10pt">Requirement to be well capitalized</td>
       <td>&nbsp;</td>
       <td style="text-align: left">&nbsp;</td>
       <td style="text-align: right">391,285</td>
       <td style="text-align: left">&nbsp;</td>
       <td>&nbsp;</td>
       <td style="text-align: left">&nbsp;</td>
       <td style="text-align: right">10.00</td>
       <td style="text-align: left">&nbsp;</td>
       <td>&nbsp;</td>
       <td style="text-align: left">&nbsp;</td>
       <td style="text-align: right">339,797</td>
       <td style="text-align: left">&nbsp;</td>
       <td>&nbsp;</td>
       <td style="text-align: left">&nbsp;</td>
       <td style="text-align: right">10.00</td>
       <td style="text-align: left">&nbsp;</td>
      </tr>
      <tr style="vertical-align: bottom; background-color: rgb(204,238,255)">
       <td style="text-align: left; padding-left: 10pt">Excess</td>
       <td>&nbsp;</td>
       <td style="text-align: left">&nbsp;</td>
       <td style="text-align: right">121,169</td>
       <td style="text-align: left">&nbsp;</td>
       <td>&nbsp;</td>
       <td style="text-align: left">&nbsp;</td>
       <td style="text-align: right">3.10</td>
       <td style="text-align: left">&nbsp;</td>
       <td>&nbsp;</td>
       <td style="text-align: left">&nbsp;</td>
       <td style="text-align: right">156,532</td>
       <td style="text-align: left">&nbsp;</td>
       <td>&nbsp;</td>
       <td style="text-align: left">&nbsp;</td>
       <td style="text-align: right">4.61</td>
       <td style="text-align: left">&nbsp;</td>
      </tr>

    </table><br/><span></span>
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<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>The entire disclosure for banks, savings institutions, and credit unions, for regulatory capital requirements imposed by the Federal Reserve System (FRB), the Federal Deposit Insurance Corporation (FDIC), the Office of Thrift Supervision (OTS) or for any state imposed capital requirements, as applicable.  The disclosure may include (1) a description of regulatory capital requirements (a) for capital adequacy purposes and (b) established by the prompt corrective action provisions of Section 38 of the Federal Depository Insurance Act; (2) the actual or possible material effects of noncompliance with such requirements; (3) whether the entity is in compliance with the regulatory capital requirements including (a) required and actual ratios and amounts of Tier 1 leverage, Tier 1 risk-based, and total risk-based capital, tangible capital (for savings institutions), and Tier 3 capital for market risk (for certain banks and bank holding companies), (b) factors that may significantly affect capital adequacy; (4) the prompt corrective action category in which the entity was classified as of its most recent notification; (5) whether management believes any conditions or events since notification have changed the entity's category. Also may include additional information that might be disclosed in situations where substantial doubt about the entity's ability to continue as a going concern for a reasonable period of time.</p></div>
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<span style="display: none;">v3.3.1.900</span><table class="report" border="0" cellspacing="2" id="idp6584047376">
<tr>
<th class="tl" colspan="1" rowspan="2"><div style="width: 200px;"><strong>Note 15 - Commitments and Contingencies<br></strong></div></th>
<th class="th" colspan="1">12 Months Ended</th>
</tr>
<tr><th class="th"><div>Dec. 31, 2015</div></th></tr>
<tr class="re">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_CommitmentsAndContingenciesDisclosureAbstract', window );"><strong>Commitments and Contingencies Disclosure [Abstract]</strong></a></td>
<td class="text">&#160;<span></span>
</td>
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<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_CommitmentsAndContingenciesDisclosureTextBlock', window );">Commitments and Contingencies Disclosure [Text Block]</a></td>
<td class="text"><p style="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify"><b>15. Commitments and Contingencies</b></p><br/><p style="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify"><b>Commitments:</b></p><br/><p style="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify">The Company is a party to financial instruments with off-balance-sheet risk in the normal course of business to meet the financing needs of its customers. These financial instruments include commitments to extend credit and lines of credit. The instruments involve, to varying degrees, elements of credit and market risks in excess of the amount recognized in the consolidated financial statements.</p><br/><p style="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify">The Company&#x2019;s exposure to credit loss in the event of nonperformance by the counterparty to the financial instrument for loan commitments and lines of credit is represented by the contractual amounts of these instruments.</p><br/><p style="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify">Commitments to extend credit (principally real estate mortgage loans) and lines of credit (principally business lines of credit and home equity lines of credit) amounted to $96.2 million and $232.5 million, respectively, at December 31, 2015. Included in these commitments were $50.1 million of fixed-rate commitments at a weighted average rate of 4.18% and $278.7 million of adjustable-rate commitments with a weighted average rate of 3.46%, as of December 31, 2015. Since generally all of the loan commitments are expected to be drawn upon, the total loan commitments approximate future cash requirements, whereas the amounts of lines of credit may not be indicative of the Company&#x2019;s future cash requirements. The loan commitments generally expire in 90 days, while construction loan lines of credit mature within eighteen months and home equity lines of credit mature within ten years. The Company uses the same credit policies in making commitments and conditional obligations as it does for on-balance-sheet instruments.</p><br/><p style="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify">Commitments to extend credit are legally binding agreements to lend to a customer as long as there is no violation of any condition established in the contract. Commitments generally have fixed expiration dates and require payment of a fee. The Company evaluates each customer&#x2019;s creditworthiness on a case-by-case basis. Collateral held consists primarily of real estate.</p><br/><p style="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify">The Bank collateralized a portion of its deposits with letters of credit issued by FHLB-NY. At December 31, 2015, there were $494.0 million of letters of credit outstanding. The letters of credit are collateralized by mortgage loans pledged by the Bank.</p><br/><p style="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify">The Trusts issued capital securities with a par value of $61.9 million in June and July 2007. The Holding Company has guaranteed the payment of the Trusts&#x2019; obligations under these capital securities.</p><br/><p style="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify">The Company&#x2019;s minimum annual rental payments for Bank facilities due under non-cancelable leases are as follows:</p><br/><table cellpadding="0" cellspacing="0" style="border-collapse: collapse; width: 100%; font: 10pt Times New Roman, Times, Serif">

      <tr style="vertical-align: bottom">
       <td style="text-align: left">&nbsp;</td>
       <td style="padding-bottom: 1pt">&nbsp;</td>
       <td colspan="3" style="border-bottom: Black 1pt solid; text-align: center">Minimum Rental</td>
      </tr>
      <tr style="vertical-align: bottom">
       <td style="text-align: left">&nbsp;</td>
       <td style="font-style: italic">&nbsp;</td>
       <td colspan="3" style="font-style: italic; text-align: center">(In thousands)</td>
      </tr>
      <tr style="vertical-align: bottom; background-color: rgb(204,238,255)">
       <td style="text-align: left">Years ended December 31:</td>
       <td>&nbsp;</td>
       <td style="text-align: left">&nbsp;</td>
       <td style="text-align: right">&nbsp;</td>
       <td style="text-align: left">&nbsp;</td>
      </tr>
      <tr style="vertical-align: bottom; background-color: White">
       <td style="width: 85%; text-align: left; padding-left: 10pt">2016</td>
       <td style="width: 1%">&nbsp;</td>
       <td style="width: 1%; text-align: left">$</td>
       <td style="width: 12%; text-align: right">4,516</td>
       <td style="width: 1%; text-align: left">&nbsp;</td>
      </tr>
      <tr style="vertical-align: bottom; background-color: rgb(204,238,255)">
       <td style="text-align: left; padding-left: 10pt">2017</td>
       <td>&nbsp;</td>
       <td style="text-align: left">&nbsp;</td>
       <td style="text-align: right">4,383</td>
       <td style="text-align: left">&nbsp;</td>
      </tr>
      <tr style="vertical-align: bottom; background-color: White">
       <td style="text-align: left; padding-left: 10pt">2018</td>
       <td>&nbsp;</td>
       <td style="text-align: left">&nbsp;</td>
       <td style="text-align: right">4,448</td>
       <td style="text-align: left">&nbsp;</td>
      </tr>
      <tr style="vertical-align: bottom; background-color: rgb(204,238,255)">
       <td style="text-align: left; padding-left: 10pt">2019</td>
       <td>&nbsp;</td>
       <td style="text-align: left">&nbsp;</td>
       <td style="text-align: right">5,332</td>
       <td style="text-align: left">&nbsp;</td>
      </tr>
      <tr style="vertical-align: bottom; background-color: White">
       <td style="text-align: left; padding-left: 10pt">2020</td>
       <td>&nbsp;</td>
       <td style="text-align: left">&nbsp;</td>
       <td style="text-align: right">5,357</td>
       <td style="text-align: left">&nbsp;</td>
      </tr>
      <tr style="vertical-align: bottom; background-color: rgb(204,238,255)">
       <td style="padding-bottom: 1pt; text-align: left; padding-left: 10pt">Thereafter</td>
       <td style="padding-bottom: 1pt">&nbsp;</td>
       <td style="border-bottom: Black 1pt solid; text-align: left">&nbsp;</td>
       <td style="border-bottom: Black 1pt solid; text-align: right">25,502</td>
       <td style="border-bottom: Black 1pt solid; text-align: left">&nbsp;</td>
      </tr>
      <tr style="vertical-align: bottom; background-color: White">
       <td style="text-align: left; padding-bottom: 2.25pt; padding-left: 20pt">Total minimum payments required</td>
       <td style="padding-bottom: 2.25pt">&nbsp;</td>
       <td style="border-bottom: Black 2.25pt double; text-align: left">$</td>
       <td style="border-bottom: Black 2.25pt double; text-align: right">49,538</td>
       <td style="border-bottom: Black 2.25pt double; text-align: left">&nbsp;</td>
      </tr>

    </table><br/><p style="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify">The leases have escalation clauses for operating expenses and real estate taxes. The Company&#x2019;s non-cancelable operating lease agreements expire through 2031. Rent expense under these leases for the years ended December 31, 2015, 2014 and 2013 was approximately $5.8 million, $3.8 million and $3.7 million, respectively.</p><br/><p style="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0.25in 0pt 0; text-align: justify"><b>Contingencies:</b></p><br/><p style="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify">The Company is a defendant in various lawsuits. Management of the Company, after consultation with outside legal counsel, believes that the resolution of these various matters will not result in any material adverse effect on the Company&#x2019;s consolidated financial condition, results of operations or cash flows.</p><br/><span></span>
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<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>The entire disclosure for commitments and contingencies.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 825<br> -SubTopic 20<br> -Section 50<br> -Paragraph 1<br> -URI http://asc.fasb.org/extlink&amp;oid=6449706&amp;loc=d3e16207-108621<br><br>Reference 2: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 460<br> -SubTopic 10<br> -Section 50<br> -Paragraph 8<br> -URI http://asc.fasb.org/extlink&amp;oid=51674963&amp;loc=d3e12565-110249<br><br>Reference 3: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 450<br> -SubTopic 20<br> -Section 50<br> -Paragraph 4<br> -URI http://asc.fasb.org/extlink&amp;oid=25496072&amp;loc=d3e14435-108349<br><br>Reference 4: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 210<br> -SubTopic 10<br> -Section S99<br> -Paragraph 1<br> -Subparagraph (SX 210.5-02.25)<br> -URI http://asc.fasb.org/extlink&amp;oid=6877327&amp;loc=d3e13212-122682<br><br>Reference 5: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 440<br> -SubTopic 10<br> -Section 50<br> -Paragraph 2<br> -URI http://asc.fasb.org/extlink&amp;oid=6394976&amp;loc=d3e25287-109308<br></p></div>
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<span style="display: none;">v3.3.1.900</span><table class="report" border="0" cellspacing="2" id="idp6640162304">
<tr>
<th class="tl" colspan="1" rowspan="2"><div style="width: 200px;"><strong>Note 16 - Concentration of Credit Risk<br></strong></div></th>
<th class="th" colspan="1">12 Months Ended</th>
</tr>
<tr><th class="th"><div>Dec. 31, 2015</div></th></tr>
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<td class="text">&#160;<span></span>
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<tr class="ro">
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<td class="text"><p style="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0.25in 0pt 0; text-align: justify"><b>16. Concentration of Credit Risk</b></p><br/><p style="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify">The Company&#x2019;s lending is concentrated in the New York City metropolitan area. The Company evaluates each customer&#x2019;s creditworthiness on a case-by-case basis under the Company&#x2019;s established underwriting policies. The collateral obtained by the Company generally consists of first liens on one-to-four family residential, multi-family residential, and commercial real estate. At December 31, 2015, the largest amount the Bank could lend to one borrower was approximately $74.2&nbsp;million, and at that date, the Bank&#x2019;s largest aggregate amount of loans to one borrower was $65.5 million, all of which were performing according to their terms.</p><br/><span></span>
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<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>The entire disclosure for any concentrations existing at the date of the financial statements that make an entity vulnerable to a reasonably possible, near-term, severe impact. This disclosure informs financial statement users about the general nature of the risk associated with the concentration, and may indicate the percentage of concentration risk as of the balance sheet date.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 275<br> -SubTopic 10<br> -Section 50<br> -Paragraph 16<br> -URI http://asc.fasb.org/extlink&amp;oid=51801978&amp;loc=d3e6327-108592<br><br>Reference 2: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 825<br> -SubTopic 10<br> -Section 50<br> -Paragraph 20<br> -URI http://asc.fasb.org/extlink&amp;oid=49121117&amp;loc=d3e13531-108611<br><br>Reference 3: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 275<br> -SubTopic 10<br> -Section 50<br> -Paragraph 20<br> -URI http://asc.fasb.org/extlink&amp;oid=51801978&amp;loc=d3e6404-108592<br><br>Reference 4: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 275<br> -SubTopic 10<br> -Section 50<br> -Paragraph 21<br> -URI http://asc.fasb.org/extlink&amp;oid=51801978&amp;loc=d3e6442-108592<br><br>Reference 5: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 275<br> -SubTopic 10<br> -Section 50<br> -Paragraph 18<br> -URI http://asc.fasb.org/extlink&amp;oid=51801978&amp;loc=d3e6351-108592<br><br>Reference 6: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 825<br> -SubTopic 10<br> -Section 50<br> -Paragraph 21<br> -URI http://asc.fasb.org/extlink&amp;oid=49121117&amp;loc=d3e13537-108611<br></p></div>
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<span style="display: none;">v3.3.1.900</span><table class="report" border="0" cellspacing="2" id="idp6655382336">
<tr>
<th class="tl" colspan="1" rowspan="2"><div style="width: 200px;"><strong>Note 17 - Related Party Transactions<br></strong></div></th>
<th class="th" colspan="1">12 Months Ended</th>
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<tr><th class="th"><div>Dec. 31, 2015</div></th></tr>
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<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_RelatedPartyTransactionsAbstract', window );"><strong>Related Party Transactions [Abstract]</strong></a></td>
<td class="text">&#160;<span></span>
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<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_RelatedPartyTransactionsDisclosureTextBlock', window );">Related Party Transactions Disclosure [Text Block]</a></td>
<td class="text"><p style="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0.25in 0pt 0; text-align: justify"><b>17. Related Party Transactions</b></p><br/><p style="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify">At December 31, 2015, one loan for $18,000 was outstanding to an executive officer of the Company and one loan for $356,000 was outstanding to a relative of a Director of the Company. These loans were made in the ordinary course of business and were fully approved in accordance with all of the Company&#x2019;s credit underwriting standards and were made at market rates of interest and other normal terms but with reduced origination fees. No such loans were made during 2015 and 2014. The Company believes that such loans do not involve more than the normal risk of collectability or present other unfavorable features.</p><br/><span></span>
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<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>The entire disclosure for related party transactions. Examples of related party transactions include transactions between (a) a parent company and its subsidiary; (b) subsidiaries of a common parent; (c) and entity and its principal owners; and (d) affiliates.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 850<br> -SubTopic 10<br> -Section 50<br> -Paragraph 3<br> -URI http://asc.fasb.org/extlink&amp;oid=6457730&amp;loc=d3e39603-107864<br><br>Reference 2: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 850<br> -SubTopic 10<br> -Section 50<br> -Paragraph 4<br> -URI http://asc.fasb.org/extlink&amp;oid=6457730&amp;loc=d3e39622-107864<br><br>Reference 3: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 850<br> -SubTopic 10<br> -Section 50<br> -Paragraph 1<br> -URI http://asc.fasb.org/extlink&amp;oid=6457730&amp;loc=d3e39549-107864<br><br>Reference 4: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 850<br> -SubTopic 10<br> -Section 50<br> -Paragraph 5<br> -URI http://asc.fasb.org/extlink&amp;oid=6457730&amp;loc=d3e39678-107864<br><br>Reference 5: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 850<br> -SubTopic 10<br> -Section 50<br> -Paragraph 6<br> -URI http://asc.fasb.org/extlink&amp;oid=6457730&amp;loc=d3e39691-107864<br><br>Reference 6: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 235<br> -SubTopic 10<br> -Section S99<br> -Paragraph 1<br> -Subparagraph (SX 210.4-08.(k))<br> -URI http://asc.fasb.org/extlink&amp;oid=26873400&amp;loc=d3e23780-122690<br><br>Reference 7: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher SEC<br> -Name Regulation S-X (SX)<br> -Number 210<br> -Section 04<br> -Paragraph b<br> -Article 3A<br></p></div>
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<span style="display: none;">v3.3.1.900</span><table class="report" border="0" cellspacing="2" id="idp6648373392">
<tr>
<th class="tl" colspan="1" rowspan="2"><div style="width: 200px;"><strong>Note 18 - Fair Value of Financial Instruments<br></strong></div></th>
<th class="th" colspan="1">12 Months Ended</th>
</tr>
<tr><th class="th"><div>Dec. 31, 2015</div></th></tr>
<tr class="re">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_FairValueDisclosuresAbstract', window );"><strong>Fair Value Disclosures [Abstract]</strong></a></td>
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<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_FairValueDisclosuresTextBlock', window );">Fair Value Disclosures [Text Block]</a></td>
<td class="text"><p style="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify"><b>18. Fair Value of Financial Instruments</b></p><br/><p style="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify">The Company carries certain financial assets and financial liabilities at fair value in accordance with GAAP which defines fair value as the price that would be received to sell an asset or paid to transfer a liability in an orderly transaction between market participants at the measurement date, establishes a framework for measuring fair value and expands disclosures about fair value measurements. GAAP permits entities to choose to measure many financial instruments and certain other items at fair value. At December 31, 2015, the Company carried financial assets and financial liabilities under the fair value option with fair values of $30.7 million and $29.0 million, respectively. At December 31, 2014, the Company carried financial assets and financial liabilities under the fair value option with fair values of $32.6 million and $28.8 million, respectively. The Company elected to measure at fair value, securities with a cost of $5.0 million that were purchased during the year ended December 31, 2014. During the year ended December 31, 2014, the Company sold financial assets carried under the fair value option totaling $6.2 million. The Company did not purchase or sell any financial assets or liabilities under the fair value option during the year ended December 31, 2015.</p><br/><p style="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify">Management selected the fair value option for certain investment securities, and certain borrowed funds as the yield, at the time of election, on the financial assets was below-market, while the rate on the financial liabilities was above-market rate. Management also considered the average duration of these instruments, which, for investment securities, was longer than the average for the portfolio of securities, and, for borrowings, primarily represented the longer-term borrowings of the Company. Choosing these instruments for the fair value option adjusted the carrying value of these financial assets and financial liabilities to their current fair value, and more closely aligned the financial performance of the Company with the economic value of these financial instruments. Management believed that electing the fair value option for these financial assets and financial liabilities allows them to better react to changes in interest rates. At the time of election, Management did not elect the fair value option for investment securities and borrowings with shorter duration, adjustable rates, and yields that approximated the then current market rate, as management believed that these financial assets and financial liabilities approximated their economic value.</p><br/><p style="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify">The following table presents the financial assets and financial liabilities reported at fair value under the fair value option at December 31, 2015 and 2014, and the changes in fair value included in the Consolidated Statement of Income &#x2013; Net gain (loss) from fair value adjustments, for the years ended December 31, 2015, 2014 and 2013:</p><br/><table cellpadding="0" cellspacing="0" style="border-collapse: collapse; width: 100%; font: 10pt Times New Roman, Times, Serif">

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       <td style="font-style: italic">&nbsp;</td>
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       <td style="font-style: italic">&nbsp;</td>
       <td colspan="3" style="font-style: italic">&nbsp;</td>
       <td style="font-style: italic">&nbsp;</td>
       <td colspan="3" style="font-style: italic">&nbsp;</td>
       <td style="font-style: italic">&nbsp;</td>
       <td colspan="3" style="font-style: italic">&nbsp;</td>
      </tr>
      <tr style="vertical-align: bottom; background-color: rgb(204,238,255)">
       <td style="width: 50%; text-align: left">Mortgage-backed securities</td>
       <td style="width: 1%">&nbsp;</td>
       <td style="width: 1%; text-align: left">$</td>
       <td style="width: 7%; text-align: right">2,527</td>
       <td style="width: 1%; text-align: left">&nbsp;</td>
       <td style="width: 1%">&nbsp;</td>
       <td style="width: 1%; text-align: left">$</td>
       <td style="width: 7%; text-align: right">4,678</td>
       <td style="width: 1%; text-align: left">&nbsp;</td>
       <td style="width: 1%">&nbsp;</td>
       <td style="width: 1%; text-align: left">$</td>
       <td style="width: 7%; text-align: right">(59</td>
       <td style="width: 1%; text-align: left">)</td>
       <td style="width: 1%">&nbsp;</td>
       <td style="width: 1%; text-align: left">$</td>
       <td style="width: 7%; text-align: right">75</td>
       <td style="width: 1%; text-align: left">&nbsp;</td>
       <td style="width: 1%">&nbsp;</td>
       <td style="width: 1%; text-align: left">$</td>
       <td style="width: 7%; text-align: right">(725</td>
       <td style="width: 1%; text-align: left">)</td>
      </tr>
      <tr style="vertical-align: bottom; background-color: White">
       <td style="text-align: left">Other securities</td>
       <td>&nbsp;</td>
       <td style="text-align: left">&nbsp;</td>
       <td style="text-align: right">28,205</td>
       <td style="text-align: left">&nbsp;</td>
       <td>&nbsp;</td>
       <td style="text-align: left">&nbsp;</td>
       <td style="text-align: right">27,915</td>
       <td style="text-align: left">&nbsp;</td>
       <td>&nbsp;</td>
       <td style="text-align: left">&nbsp;</td>
       <td style="text-align: right">53</td>
       <td style="text-align: left">&nbsp;</td>
       <td>&nbsp;</td>
       <td style="text-align: left">&nbsp;</td>
       <td style="text-align: right">598</td>
       <td style="text-align: left">&nbsp;</td>
       <td>&nbsp;</td>
       <td style="text-align: left">&nbsp;</td>
       <td style="text-align: right">241</td>
       <td style="text-align: left">&nbsp;</td>
      </tr>
      <tr style="vertical-align: bottom; background-color: rgb(204,238,255)">
       <td style="text-align: left; padding-bottom: 1pt">Borrowed funds</td>
       <td style="padding-bottom: 1pt">&nbsp;</td>
       <td style="text-align: left">&nbsp;</td>
       <td style="text-align: right">29,018</td>
       <td style="text-align: left">&nbsp;</td>
       <td style="padding-bottom: 1pt">&nbsp;</td>
       <td style="text-align: left">&nbsp;</td>
       <td style="text-align: right">28,771</td>
       <td style="text-align: left">&nbsp;</td>
       <td style="padding-bottom: 1pt">&nbsp;</td>
       <td style="border-bottom: Black 1pt solid; text-align: left">&nbsp;</td>
       <td style="border-bottom: Black 1pt solid; text-align: right">(238</td>
       <td style="border-bottom: Black 1pt solid; text-align: left">)</td>
       <td style="padding-bottom: 1pt">&nbsp;</td>
       <td style="border-bottom: Black 1pt solid; text-align: left">&nbsp;</td>
       <td style="border-bottom: Black 1pt solid; text-align: right">802</td>
       <td style="border-bottom: Black 1pt solid; text-align: left">&nbsp;</td>
       <td style="padding-bottom: 1pt">&nbsp;</td>
       <td style="border-bottom: Black 1pt solid; text-align: left">&nbsp;</td>
       <td style="border-bottom: Black 1pt solid; text-align: right">(5,651</td>
       <td style="border-bottom: Black 1pt solid; text-align: left">)</td>
      </tr>
      <tr style="vertical-align: bottom; background-color: White">
       <td style="font-weight: normal; font-style: normal; text-align: left; padding-bottom: 2.25pt">Net gain (loss) from fair value adjustments <font style="font-family: Times New Roman, Times, Serif; font-size: 10pt; font-weight: normal; font-style: normal"><sup>(1)</sup></font></td>
       <td style="padding-bottom: 2.25pt">&nbsp;</td>
       <td style="text-align: left">&nbsp;</td>
       <td style="text-align: right">&nbsp;</td>
       <td style="text-align: left">&nbsp;</td>
       <td style="padding-bottom: 2.25pt">&nbsp;</td>
       <td style="text-align: left">&nbsp;</td>
       <td style="text-align: right">&nbsp;</td>
       <td style="text-align: left">&nbsp;</td>
       <td style="padding-bottom: 2.25pt">&nbsp;</td>
       <td style="border-bottom: Black 2.25pt double; text-align: left">$</td>
       <td style="border-bottom: Black 2.25pt double; text-align: right">(244</td>
       <td style="border-bottom: Black 2.25pt double; text-align: left">)</td>
       <td style="padding-bottom: 2.25pt">&nbsp;</td>
       <td style="border-bottom: Black 2.25pt double; text-align: left">$</td>
       <td style="border-bottom: Black 2.25pt double; text-align: right">1,475</td>
       <td style="border-bottom: Black 2.25pt double; text-align: left">&nbsp;</td>
       <td style="padding-bottom: 2.25pt">&nbsp;</td>
       <td style="border-bottom: Black 2.25pt double; text-align: left">$</td>
       <td style="border-bottom: Black 2.25pt double; text-align: right">(6,135</td>
       <td style="border-bottom: Black 2.25pt double; text-align: left">)</td>
      </tr>

    </table><br/><table cellpadding="0" cellspacing="0" width="100%" style="font: 10pt Times New Roman, Times, Serif; margin-top: 0pt; margin-bottom: 0pt">

     <tr style="vertical-align: top">
      <td style="width: 0.25in"></td>
      <td style="width: 0.25in">(1)</td>
      <td style="text-align: justify">The net gain (loss) from fair value adjustments presented in the above table does not include net gains and (losses) of ($1.6) million, ($4.0) million and $3.6 million from the change in fair value of derivative instruments during the years ended December 31, 2015, 2014 and 2013, respectively.</td>
     </tr>

   </table><br/><p style="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify">Included in the fair value of the financial assets and financial liabilities selected for the fair value option is the accrued interest receivable or payable for the related instrument. The Company reports as interest income or interest expense in the Consolidated Statement of Income, the interest receivable or payable on the financial instruments selected for the fair value option at their respective contractual rates.</p><br/><p style="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify">The borrowed funds have a contractual principal amount of $61.9 million at December 31, 2015 and 2014. The fair value of borrowed funds includes accrued interest payable of $0.1 million at December 31, 2015 and 2014.</p><br/><p style="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify">The Company generally holds its earning assets, other than securities available for sale, to maturity and settles its liabilities at maturity. However, fair value estimates are made at a specific point in time and are based on relevant market information. These estimates do not reflect any premium or discount that could result from offering for sale at one time the Company&#x2019;s entire holdings of a particular instrument. Accordingly, as assumptions change, such as interest rates and prepayments, fair value estimates change and these amounts may not necessarily be realized in an immediate sale.</p><br/><p style="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify">Disclosure of fair value does not require fair value information for items that do not meet the definition of a financial instrument or certain other financial instruments specifically excluded from its requirements. These items include core deposit intangibles and other customer relationships, premises and equipment, leases, income taxes and equity.</p><br/><p style="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify">Further, fair value disclosure does not attempt to value future income or business. These items may be material and accordingly, the fair value information presented does not purport to represent, nor should it be construed to represent, the underlying &#x201c;market&#x201d; or franchise value of the Company.</p><br/><p style="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify">Financial assets and financial liabilities reported at fair value are required to be measured based on either: (1) quoted prices in active markets for identical financial instruments (Level 1); (2) significant other observable inputs (Level 2); or (3) significant unobservable inputs (Level 3).</p><br/><p style="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify">A description of the methods and significant assumptions utilized in estimating the fair value of the Company&#x2019;s assets and liabilities that are carried at fair value on a recurring basis are as follows:</p><br/><p style="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify">Level 1 &#x2013; where quoted market prices are available in an active market. The Company did not value any of its assets or liabilities that are carried at fair value on a recurring basis as Level 1 at December 31, 2015 and 2014.</p><br/><p style="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify">Level 2 &#x2013; when quoted market prices are not available, fair value is estimated using quoted market prices for similar financial instruments and adjusted for differences between the quoted instrument and the instrument being valued. Fair value can also be estimated by using pricing models, or discounted cash flows. Pricing models primarily use market-based or independently sourced market parameters as inputs, including, but not limited to, yield curves, interest rates, equity or debt prices and credit spreads. In addition to observable market information, models also incorporate maturity and cash flow assumptions. At December 31, 2015 and 2014, Level 2 included mortgage related securities, corporate debt and interest rate swaps.</p><br/><p style="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify">Level 3 &#x2013; when there is limited activity or less transparency around inputs to the valuation, financial instruments are classified as Level 3. At December 31, 2015 and 2014, Level 3 included trust preferred securities owned by and junior subordinated debentures issued by the Company. Additionally, at December 31, 2014, Level 3 included certain municipal securities.</p><br/><p style="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify">The methods described above may produce fair values that may not be indicative of net realizable value or reflective of future fair values. While the Company believes its valuation methods are appropriate and consistent with those of other market participants, the use of different methodologies, assumptions and models to determine fair value of certain financial instruments could produce different estimates of fair value at the reporting date.</p><br/><p style="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">The following table sets forth the Company's assets and liabilities that are carried at fair value on a recurring basis, and the method that was used to determine their fair value, at December 31:</p><br/><table cellpadding="0" cellspacing="0" style="border-collapse: collapse; width: 100%; font: 10pt Times New Roman, Times, Serif">

      <tr style="vertical-align: bottom">
       <td>&nbsp;</td>
       <td style="padding-bottom: 1pt">&nbsp;</td>
       <td colspan="7" style="text-align: center; border-bottom: Black 1pt solid">Quoted Prices <br /> in Active Markets <br /> for Identical Assets <br /> (Level 1)</td>
       <td style="padding-bottom: 1pt">&nbsp;</td>
       <td colspan="7" style="text-align: center; border-bottom: Black 1pt solid">Significant Other <br /> Observable Inputs <br /> (Level 2)</td>
       <td style="padding-bottom: 1pt">&nbsp;</td>
       <td colspan="7" style="text-align: center; border-bottom: Black 1pt solid">Significant Other <br /> Unobservable Inputs <br /> (Level 3)</td>
       <td style="padding-bottom: 1pt">&nbsp;</td>
       <td colspan="7" style="text-align: center; border-bottom: Black 1pt solid">Total carried at fair value <br /> on a recurring basis</td>
      </tr>
      <tr style="vertical-align: bottom">
       <td>&nbsp;</td>
       <td style="padding-bottom: 1pt">&nbsp;</td>
       <td colspan="3" style="text-align: center; border-bottom: Black 1pt solid">2015</td>
       <td style="padding-bottom: 1pt; border-bottom: Black 1pt solid">&nbsp;</td>
       <td colspan="3" style="text-align: center; border-bottom: Black 1pt solid">2014</td>
       <td style="padding-bottom: 1pt">&nbsp;</td>
       <td colspan="3" style="text-align: center; border-bottom: Black 1pt solid">2015</td>
       <td style="padding-bottom: 1pt; border-bottom: Black 1pt solid">&nbsp;</td>
       <td colspan="3" style="text-align: center; border-bottom: Black 1pt solid">2014</td>
       <td style="padding-bottom: 1pt">&nbsp;</td>
       <td colspan="3" style="text-align: center; border-bottom: Black 1pt solid">2015</td>
       <td style="padding-bottom: 1pt; border-bottom: Black 1pt solid">&nbsp;</td>
       <td colspan="3" style="text-align: center; border-bottom: Black 1pt solid">2014</td>
       <td style="padding-bottom: 1pt">&nbsp;</td>
       <td colspan="3" style="text-align: center; border-bottom: Black 1pt solid">2015</td>
       <td style="padding-bottom: 1pt; border-bottom: Black 1pt solid">&nbsp;</td>
       <td colspan="3" style="text-align: center; border-bottom: Black 1pt solid">2014</td>
      </tr>
      <tr style="vertical-align: bottom">
       <td>&nbsp;</td>
       <td style="font-style: italic">&nbsp;</td>
       <td colspan="3" style="font-style: italic">&nbsp;</td>
       <td style="font-style: italic">&nbsp;</td>
       <td colspan="3" style="font-style: italic">&nbsp;</td>
       <td style="font-style: italic">&nbsp;</td>
       <td colspan="3" style="font-style: italic">&nbsp;</td>
       <td style="font-style: italic">&nbsp;</td>
       <td colspan="3" style="font-style: italic">&nbsp;</td>
       <td style="font-style: italic">&nbsp;</td>
       <td colspan="3" style="font-style: italic">&nbsp;</td>
       <td style="font-style: italic">&nbsp;</td>
       <td colspan="3" style="font-style: italic">&nbsp;</td>
       <td style="font-style: italic">&nbsp;</td>
       <td colspan="3" style="font-style: italic">&nbsp;</td>
       <td style="font-style: italic">&nbsp;</td>
       <td colspan="3" style="font-style: italic">&nbsp;</td>
      </tr>
      <tr style="vertical-align: bottom; background-color: rgb(204,238,255)">
       <td colspan="1">Assets:</td>
       <td>&nbsp;</td>
       <td colspan="3" style="text-align: right">&nbsp;</td>
       <td>&nbsp;</td>
       <td colspan="3" style="text-align: right">&nbsp;</td>
       <td>&nbsp;</td>
       <td colspan="3" style="text-align: center">&nbsp;</td>
       <td>&nbsp;</td>
       <td colspan="3" style="text-align: right">&nbsp;</td>
       <td>&nbsp;</td>
       <td colspan="3" style="text-align: center">&nbsp;</td>
       <td>&nbsp;</td>
       <td colspan="3" style="text-align: right">&nbsp;</td>
       <td>&nbsp;</td>
       <td colspan="3" style="text-align: center">&nbsp;</td>
       <td>&nbsp;</td>
       <td colspan="3" style="text-align: center">&nbsp;</td>
      </tr>
      <tr style="vertical-align: bottom; background-color: White">
       <td style="text-align: left">Securities available for sale</td>
       <td>&nbsp;</td>
       <td style="text-align: left">&nbsp;</td>
       <td style="text-align: right">&nbsp;</td>
       <td style="text-align: left">&nbsp;</td>
       <td>&nbsp;</td>
       <td style="text-align: left">&nbsp;</td>
       <td style="text-align: right">&nbsp;</td>
       <td style="text-align: left">&nbsp;</td>
       <td>&nbsp;</td>
       <td style="text-align: left">&nbsp;</td>
       <td style="text-align: right">&nbsp;</td>
       <td style="text-align: left">&nbsp;</td>
       <td>&nbsp;</td>
       <td style="text-align: left">&nbsp;</td>
       <td style="text-align: right">&nbsp;</td>
       <td style="text-align: left">&nbsp;</td>
       <td>&nbsp;</td>
       <td style="text-align: left">&nbsp;</td>
       <td style="text-align: right">&nbsp;</td>
       <td style="text-align: left">&nbsp;</td>
       <td>&nbsp;</td>
       <td style="text-align: left">&nbsp;</td>
       <td style="text-align: right">&nbsp;</td>
       <td style="text-align: left">&nbsp;</td>
       <td>&nbsp;</td>
       <td style="text-align: left">&nbsp;</td>
       <td style="text-align: right">&nbsp;</td>
       <td style="text-align: left">&nbsp;</td>
       <td>&nbsp;</td>
       <td style="text-align: left">&nbsp;</td>
       <td style="text-align: right">&nbsp;</td>
       <td style="text-align: left">&nbsp;</td>
      </tr>
      <tr style="vertical-align: bottom; background-color: rgb(204,238,255)">
       <td style="width: 20%; padding-left: 10pt">Mortgage-backed Securities</td>
       <td style="width: 1%">&nbsp;</td>
       <td style="width: 1%; text-align: left">$</td>
       <td style="width: 7%; text-align: right">-</td>
       <td style="width: 1%; text-align: left">&nbsp;</td>
       <td style="width: 1%">&nbsp;</td>
       <td style="width: 1%; text-align: left">$</td>
       <td style="width: 7%; text-align: right">-</td>
       <td style="width: 1%; text-align: left">&nbsp;</td>
       <td style="width: 1%">&nbsp;</td>
       <td style="width: 1%; text-align: left">$</td>
       <td style="width: 7%; text-align: right">668,740</td>
       <td style="width: 1%; text-align: left">&nbsp;</td>
       <td style="width: 1%">&nbsp;</td>
       <td style="width: 1%; text-align: left">$</td>
       <td style="width: 7%; text-align: right">704,933</td>
       <td style="width: 1%; text-align: left">&nbsp;</td>
       <td style="width: 1%">&nbsp;</td>
       <td style="width: 1%; text-align: left">$</td>
       <td style="width: 7%; text-align: right">-</td>
       <td style="width: 1%; text-align: left">&nbsp;</td>
       <td style="width: 1%">&nbsp;</td>
       <td style="width: 1%; text-align: left">$</td>
       <td style="width: 7%; text-align: right">-</td>
       <td style="width: 1%; text-align: left">&nbsp;</td>
       <td style="width: 1%">&nbsp;</td>
       <td style="width: 1%; text-align: left">$</td>
       <td style="width: 7%; text-align: right">668,740</td>
       <td style="width: 1%; text-align: left">&nbsp;</td>
       <td style="width: 1%">&nbsp;</td>
       <td style="width: 1%; text-align: left">$</td>
       <td style="width: 7%; text-align: right">704,933</td>
       <td style="width: 1%; text-align: left">&nbsp;</td>
      </tr>
      <tr style="vertical-align: bottom; background-color: White">
       <td style="text-align: left; padding-left: 10pt">Other securities</td>
       <td>&nbsp;</td>
       <td style="text-align: left">&nbsp;</td>
       <td style="text-align: right">-</td>
       <td style="text-align: left">&nbsp;</td>
       <td>&nbsp;</td>
       <td style="text-align: left">&nbsp;</td>
       <td style="text-align: right">-</td>
       <td style="text-align: left">&nbsp;</td>
       <td>&nbsp;</td>
       <td style="text-align: left">&nbsp;</td>
       <td style="text-align: right">317,445</td>
       <td style="text-align: left">&nbsp;</td>
       <td>&nbsp;</td>
       <td style="text-align: left">&nbsp;</td>
       <td style="text-align: right">245,768</td>
       <td style="text-align: left">&nbsp;</td>
       <td>&nbsp;</td>
       <td style="text-align: left">&nbsp;</td>
       <td style="text-align: right">7,212</td>
       <td style="text-align: left">&nbsp;</td>
       <td>&nbsp;</td>
       <td style="text-align: left">&nbsp;</td>
       <td style="text-align: right">22,609</td>
       <td style="text-align: left">&nbsp;</td>
       <td>&nbsp;</td>
       <td style="text-align: left">&nbsp;</td>
       <td style="text-align: right">324,657</td>
       <td style="text-align: left">&nbsp;</td>
       <td>&nbsp;</td>
       <td style="text-align: left">&nbsp;</td>
       <td style="text-align: right">268,377</td>
       <td style="text-align: left">&nbsp;</td>
      </tr>
      <tr style="vertical-align: bottom; background-color: rgb(204,238,255)">
       <td style="text-align: left; padding-left: 10pt">Interest rate swaps</td>
       <td>&nbsp;</td>
       <td style="text-align: left">&nbsp;</td>
       <td style="text-align: right">-</td>
       <td style="text-align: left">&nbsp;</td>
       <td>&nbsp;</td>
       <td style="text-align: left">&nbsp;</td>
       <td style="text-align: right">-</td>
       <td style="text-align: left">&nbsp;</td>
       <td>&nbsp;</td>
       <td style="text-align: left">&nbsp;</td>
       <td style="text-align: right">48</td>
       <td style="text-align: left">&nbsp;</td>
       <td>&nbsp;</td>
       <td style="text-align: left">&nbsp;</td>
       <td style="text-align: right">84</td>
       <td style="text-align: left">&nbsp;</td>
       <td>&nbsp;</td>
       <td style="text-align: left">&nbsp;</td>
       <td style="text-align: right">-</td>
       <td style="text-align: left">&nbsp;</td>
       <td>&nbsp;</td>
       <td style="text-align: left">&nbsp;</td>
       <td style="text-align: right">-</td>
       <td style="text-align: left">&nbsp;</td>
       <td>&nbsp;</td>
       <td style="text-align: left">&nbsp;</td>
       <td style="text-align: right">48</td>
       <td style="text-align: left">&nbsp;</td>
       <td>&nbsp;</td>
       <td style="text-align: left">&nbsp;</td>
       <td style="text-align: right">84</td>
       <td style="text-align: left">&nbsp;</td>
      </tr>
      <tr style="vertical-align: bottom; background-color: White">
       <td style="padding-bottom: 1pt">&nbsp;</td>
       <td style="padding-bottom: 1pt">&nbsp;</td>
       <td style="border-bottom: Black 1pt solid; text-align: left">&nbsp;</td>
       <td style="border-bottom: Black 1pt solid; text-align: right">&nbsp;</td>
       <td style="border-bottom: Black 1pt solid; text-align: left">&nbsp;</td>
       <td style="padding-bottom: 1pt; border-bottom: Black 1pt solid">&nbsp;</td>
       <td style="border-bottom: Black 1pt solid; text-align: left">&nbsp;</td>
       <td style="border-bottom: Black 1pt solid; text-align: right">&nbsp;</td>
       <td style="border-bottom: Black 1pt solid; text-align: left">&nbsp;</td>
       <td style="padding-bottom: 1pt">&nbsp;</td>
       <td style="border-bottom: Black 1pt solid; text-align: left">&nbsp;</td>
       <td style="border-bottom: Black 1pt solid; text-align: right">&nbsp;</td>
       <td style="border-bottom: Black 1pt solid; text-align: left">&nbsp;</td>
       <td style="padding-bottom: 1pt; border-bottom: Black 1pt solid">&nbsp;</td>
       <td style="border-bottom: Black 1pt solid; text-align: left">&nbsp;</td>
       <td style="border-bottom: Black 1pt solid; text-align: right">&nbsp;</td>
       <td style="border-bottom: Black 1pt solid; text-align: left">&nbsp;</td>
       <td style="padding-bottom: 1pt">&nbsp;</td>
       <td style="border-bottom: Black 1pt solid; text-align: left">&nbsp;</td>
       <td style="border-bottom: Black 1pt solid; text-align: right">&nbsp;</td>
       <td style="border-bottom: Black 1pt solid; text-align: left">&nbsp;</td>
       <td style="padding-bottom: 1pt; border-bottom: Black 1pt solid">&nbsp;</td>
       <td style="border-bottom: Black 1pt solid; text-align: left">&nbsp;</td>
       <td style="border-bottom: Black 1pt solid; text-align: right">&nbsp;</td>
       <td style="border-bottom: Black 1pt solid; text-align: left">&nbsp;</td>
       <td style="padding-bottom: 1pt">&nbsp;</td>
       <td style="border-bottom: Black 1pt solid; text-align: left">&nbsp;</td>
       <td style="border-bottom: Black 1pt solid; text-align: right">&nbsp;</td>
       <td style="border-bottom: Black 1pt solid; text-align: left">&nbsp;</td>
       <td style="padding-bottom: 1pt; border-bottom: Black 1pt solid">&nbsp;</td>
       <td style="border-bottom: Black 1pt solid; text-align: left">&nbsp;</td>
       <td style="border-bottom: Black 1pt solid; text-align: right">&nbsp;</td>
       <td style="border-bottom: Black 1pt solid; text-align: left">&nbsp;</td>
      </tr>
      <tr style="vertical-align: bottom; background-color: rgb(204,238,255)">
       <td style="text-align: left; padding-bottom: 2.25pt; padding-left: 10pt">Total assets</td>
       <td style="padding-bottom: 2.25pt">&nbsp;</td>
       <td style="border-bottom: Black 2.25pt double; text-align: left">$</td>
       <td style="border-bottom: Black 2.25pt double; text-align: right">-</td>
       <td style="border-bottom: Black 2.25pt double; text-align: left">&nbsp;</td>
       <td style="border-bottom: Black 2.25pt double; text-align: left">&nbsp;</td>
       <td style="border-bottom: Black 2.25pt double; text-align: left">$</td>
       <td style="border-bottom: Black 2.25pt double; text-align: right">-</td>
       <td style="border-bottom: Black 2.25pt double; text-align: left">&nbsp;</td>
       <td style="padding-bottom: 2.25pt">&nbsp;</td>
       <td style="border-bottom: Black 2.25pt double; text-align: left">$</td>
       <td style="border-bottom: Black 2.25pt double; text-align: right">986,233</td>
       <td style="border-bottom: Black 2.25pt double; text-align: left">&nbsp;</td>
       <td style="border-bottom: Black 2.25pt double; text-align: left">&nbsp;</td>
       <td style="border-bottom: Black 2.25pt double; text-align: left">$</td>
       <td style="border-bottom: Black 2.25pt double; text-align: right">950,785</td>
       <td style="border-bottom: Black 2.25pt double; text-align: left">&nbsp;</td>
       <td style="padding-bottom: 2.25pt">&nbsp;</td>
       <td style="border-bottom: Black 2.25pt double; text-align: left">$</td>
       <td style="border-bottom: Black 2.25pt double; text-align: right">7,212</td>
       <td style="border-bottom: Black 2.25pt double; text-align: left">&nbsp;</td>
       <td style="border-bottom: Black 2.25pt double; text-align: left">&nbsp;</td>
       <td style="border-bottom: Black 2.25pt double; text-align: left">$</td>
       <td style="border-bottom: Black 2.25pt double; text-align: right">22,609</td>
       <td style="border-bottom: Black 2.25pt double; text-align: left">&nbsp;</td>
       <td style="padding-bottom: 2.25pt">&nbsp;</td>
       <td style="border-bottom: Black 2.25pt double; text-align: left">$</td>
       <td style="border-bottom: Black 2.25pt double; text-align: right">993,445</td>
       <td style="border-bottom: Black 2.25pt double; text-align: left">&nbsp;</td>
       <td style="border-bottom: Black 2.25pt double; text-align: left">&nbsp;</td>
       <td style="border-bottom: Black 2.25pt double; text-align: left">$</td>
       <td style="border-bottom: Black 2.25pt double; text-align: right">973,394</td>
       <td style="border-bottom: Black 2.25pt double; text-align: left">&nbsp;</td>
      </tr>
      <tr style="vertical-align: bottom; background-color: White">
       <td>&nbsp;</td>
       <td>&nbsp;</td>
       <td style="text-align: left">&nbsp;</td>
       <td style="text-align: right">&nbsp;</td>
       <td style="text-align: left">&nbsp;</td>
       <td>&nbsp;</td>
       <td style="text-align: left">&nbsp;</td>
       <td style="text-align: right">&nbsp;</td>
       <td style="text-align: left">&nbsp;</td>
       <td>&nbsp;</td>
       <td style="text-align: left">&nbsp;</td>
       <td style="text-align: right">&nbsp;</td>
       <td style="text-align: left">&nbsp;</td>
       <td>&nbsp;</td>
       <td style="text-align: left">&nbsp;</td>
       <td style="text-align: right">&nbsp;</td>
       <td style="text-align: left">&nbsp;</td>
       <td>&nbsp;</td>
       <td style="text-align: left">&nbsp;</td>
       <td style="text-align: right">&nbsp;</td>
       <td style="text-align: left">&nbsp;</td>
       <td>&nbsp;</td>
       <td style="text-align: left">&nbsp;</td>
       <td style="text-align: right">&nbsp;</td>
       <td style="text-align: left">&nbsp;</td>
       <td>&nbsp;</td>
       <td style="text-align: left">&nbsp;</td>
       <td style="text-align: right">&nbsp;</td>
       <td style="text-align: left">&nbsp;</td>
       <td>&nbsp;</td>
       <td style="text-align: left">&nbsp;</td>
       <td style="text-align: right">&nbsp;</td>
       <td style="text-align: left">&nbsp;</td>
      </tr>
      <tr style="vertical-align: bottom; background-color: rgb(204,238,255)">
       <td>&nbsp;</td>
       <td>&nbsp;</td>
       <td style="text-align: left">&nbsp;</td>
       <td style="text-align: right">&nbsp;</td>
       <td style="text-align: left">&nbsp;</td>
       <td>&nbsp;</td>
       <td style="text-align: left">&nbsp;</td>
       <td style="text-align: right">&nbsp;</td>
       <td style="text-align: left">&nbsp;</td>
       <td>&nbsp;</td>
       <td style="text-align: left">&nbsp;</td>
       <td style="text-align: right">&nbsp;</td>
       <td style="text-align: left">&nbsp;</td>
       <td>&nbsp;</td>
       <td style="text-align: left">&nbsp;</td>
       <td style="text-align: right">&nbsp;</td>
       <td style="text-align: left">&nbsp;</td>
       <td>&nbsp;</td>
       <td style="text-align: left">&nbsp;</td>
       <td style="text-align: right">&nbsp;</td>
       <td style="text-align: left">&nbsp;</td>
       <td>&nbsp;</td>
       <td style="text-align: left">&nbsp;</td>
       <td style="text-align: right">&nbsp;</td>
       <td style="text-align: left">&nbsp;</td>
       <td>&nbsp;</td>
       <td style="text-align: left">&nbsp;</td>
       <td style="text-align: right">&nbsp;</td>
       <td style="text-align: left">&nbsp;</td>
       <td>&nbsp;</td>
       <td style="text-align: left">&nbsp;</td>
       <td style="text-align: right">&nbsp;</td>
       <td style="text-align: left">&nbsp;</td>
      </tr>
      <tr style="vertical-align: bottom; background-color: White">
       <td style="padding-left: 10pt">Liabilities:</td>
       <td>&nbsp;</td>
       <td style="text-align: left">&nbsp;</td>
       <td style="text-align: right">&nbsp;</td>
       <td style="text-align: left">&nbsp;</td>
       <td>&nbsp;</td>
       <td style="text-align: left">&nbsp;</td>
       <td style="text-align: right">&nbsp;</td>
       <td style="text-align: left">&nbsp;</td>
       <td>&nbsp;</td>
       <td style="text-align: left">&nbsp;</td>
       <td style="text-align: right">&nbsp;</td>
       <td style="text-align: left">&nbsp;</td>
       <td>&nbsp;</td>
       <td style="text-align: left">&nbsp;</td>
       <td style="text-align: right">&nbsp;</td>
       <td style="text-align: left">&nbsp;</td>
       <td>&nbsp;</td>
       <td style="text-align: left">&nbsp;</td>
       <td style="text-align: right">&nbsp;</td>
       <td style="text-align: left">&nbsp;</td>
       <td>&nbsp;</td>
       <td style="text-align: left">&nbsp;</td>
       <td style="text-align: right">&nbsp;</td>
       <td style="text-align: left">&nbsp;</td>
       <td>&nbsp;</td>
       <td style="text-align: left">&nbsp;</td>
       <td style="text-align: right">&nbsp;</td>
       <td style="text-align: left">&nbsp;</td>
       <td>&nbsp;</td>
       <td style="text-align: left">&nbsp;</td>
       <td style="text-align: right">&nbsp;</td>
       <td style="text-align: left">&nbsp;</td>
      </tr>
      <tr style="vertical-align: bottom; background-color: rgb(204,238,255)">
       <td style="padding-left: 10pt">Borrowings</td>
       <td>&nbsp;</td>
       <td style="text-align: left">$</td>
       <td style="text-align: right">-</td>
       <td style="text-align: left">&nbsp;</td>
       <td>&nbsp;</td>
       <td style="text-align: left">$</td>
       <td style="text-align: right">-</td>
       <td style="text-align: left">&nbsp;</td>
       <td>&nbsp;</td>
       <td style="text-align: left">$</td>
       <td style="text-align: right">-</td>
       <td style="text-align: left">&nbsp;</td>
       <td>&nbsp;</td>
       <td style="text-align: left">$</td>
       <td style="text-align: right">-</td>
       <td style="text-align: left">&nbsp;</td>
       <td>&nbsp;</td>
       <td style="text-align: left">$</td>
       <td style="text-align: right">29,018</td>
       <td style="text-align: left">&nbsp;</td>
       <td>&nbsp;</td>
       <td style="text-align: left">$</td>
       <td style="text-align: right">28,771</td>
       <td style="text-align: left">&nbsp;</td>
       <td>&nbsp;</td>
       <td style="text-align: left">$</td>
       <td style="text-align: right">29,018</td>
       <td style="text-align: left">&nbsp;</td>
       <td>&nbsp;</td>
       <td style="text-align: left">$</td>
       <td style="text-align: right">28,771</td>
       <td style="text-align: left">&nbsp;</td>
      </tr>
      <tr style="vertical-align: bottom; background-color: White">
       <td style="text-align: left; padding-left: 10pt">Interest rate swaps</td>
       <td>&nbsp;</td>
       <td style="text-align: left">&nbsp;</td>
       <td style="text-align: right">-</td>
       <td style="text-align: left">&nbsp;</td>
       <td>&nbsp;</td>
       <td style="text-align: left">&nbsp;</td>
       <td style="text-align: right">-</td>
       <td style="text-align: left">&nbsp;</td>
       <td>&nbsp;</td>
       <td style="text-align: left">&nbsp;</td>
       <td style="text-align: right">4,314</td>
       <td style="text-align: left">&nbsp;</td>
       <td>&nbsp;</td>
       <td style="text-align: left">&nbsp;</td>
       <td style="text-align: right">2,649</td>
       <td style="text-align: left">&nbsp;</td>
       <td>&nbsp;</td>
       <td style="text-align: left">&nbsp;</td>
       <td style="text-align: right">-</td>
       <td style="text-align: left">&nbsp;</td>
       <td>&nbsp;</td>
       <td style="text-align: left">&nbsp;</td>
       <td style="text-align: right">-</td>
       <td style="text-align: left">&nbsp;</td>
       <td>&nbsp;</td>
       <td style="text-align: left">&nbsp;</td>
       <td style="text-align: right">4,314</td>
       <td style="text-align: left">&nbsp;</td>
       <td>&nbsp;</td>
       <td style="text-align: left">&nbsp;</td>
       <td style="text-align: right">2,649</td>
       <td style="text-align: left">&nbsp;</td>
      </tr>
      <tr style="vertical-align: bottom; background-color: rgb(204,238,255)">
       <td style="padding-bottom: 1pt">&nbsp;</td>
       <td style="padding-bottom: 1pt">&nbsp;</td>
       <td style="border-bottom: Black 1pt solid; text-align: left">&nbsp;</td>
       <td style="border-bottom: Black 1pt solid; text-align: right">&nbsp;</td>
       <td style="border-bottom: Black 1pt solid; text-align: left">&nbsp;</td>
       <td style="padding-bottom: 1pt; border-bottom: Black 1pt solid">&nbsp;</td>
       <td style="border-bottom: Black 1pt solid; text-align: left">&nbsp;</td>
       <td style="border-bottom: Black 1pt solid; text-align: right">&nbsp;</td>
       <td style="border-bottom: Black 1pt solid; text-align: left">&nbsp;</td>
       <td style="padding-bottom: 1pt">&nbsp;</td>
       <td style="border-bottom: Black 1pt solid; text-align: left">&nbsp;</td>
       <td style="border-bottom: Black 1pt solid; text-align: right">&nbsp;</td>
       <td style="border-bottom: Black 1pt solid; text-align: left">&nbsp;</td>
       <td style="padding-bottom: 1pt; border-bottom: Black 1pt solid">&nbsp;</td>
       <td style="border-bottom: Black 1pt solid; text-align: left">&nbsp;</td>
       <td style="border-bottom: Black 1pt solid; text-align: right">&nbsp;</td>
       <td style="border-bottom: Black 1pt solid; text-align: left">&nbsp;</td>
       <td style="padding-bottom: 1pt">&nbsp;</td>
       <td style="border-bottom: Black 1pt solid; text-align: left">&nbsp;</td>
       <td style="border-bottom: Black 1pt solid; text-align: right">&nbsp;</td>
       <td style="border-bottom: Black 1pt solid; text-align: left">&nbsp;</td>
       <td style="padding-bottom: 1pt; border-bottom: Black 1pt solid">&nbsp;</td>
       <td style="border-bottom: Black 1pt solid; text-align: left">&nbsp;</td>
       <td style="border-bottom: Black 1pt solid; text-align: right">&nbsp;</td>
       <td style="border-bottom: Black 1pt solid; text-align: left">&nbsp;</td>
       <td style="padding-bottom: 1pt">&nbsp;</td>
       <td style="border-bottom: Black 1pt solid; text-align: left">&nbsp;</td>
       <td style="border-bottom: Black 1pt solid; text-align: right">&nbsp;</td>
       <td style="border-bottom: Black 1pt solid; text-align: left">&nbsp;</td>
       <td style="padding-bottom: 1pt; border-bottom: Black 1pt solid">&nbsp;</td>
       <td style="border-bottom: Black 1pt solid; text-align: left">&nbsp;</td>
       <td style="border-bottom: Black 1pt solid; text-align: right">&nbsp;</td>
       <td style="border-bottom: Black 1pt solid; text-align: left">&nbsp;</td>
      </tr>
      <tr style="vertical-align: bottom; background-color: White">
       <td style="text-align: left; padding-bottom: 2.25pt; padding-left: 10pt">Total liabilities</td>
       <td style="padding-bottom: 2.25pt">&nbsp;</td>
       <td style="border-bottom: Black 2.25pt double; text-align: left">$</td>
       <td style="border-bottom: Black 2.25pt double; text-align: right">-</td>
       <td style="border-bottom: Black 2.25pt double; text-align: left">&nbsp;</td>
       <td style="border-bottom: Black 2.25pt double; text-align: left">&nbsp;</td>
       <td style="border-bottom: Black 2.25pt double; text-align: left">$</td>
       <td style="border-bottom: Black 2.25pt double; text-align: right">-</td>
       <td style="border-bottom: Black 2.25pt double; text-align: left">&nbsp;</td>
       <td style="padding-bottom: 2.25pt">&nbsp;</td>
       <td style="border-bottom: Black 2.25pt double; text-align: left">$</td>
       <td style="border-bottom: Black 2.25pt double; text-align: right">4,314</td>
       <td style="border-bottom: Black 2.25pt double; text-align: left">&nbsp;</td>
       <td style="border-bottom: Black 2.25pt double; text-align: left">&nbsp;</td>
       <td style="border-bottom: Black 2.25pt double; text-align: left">$</td>
       <td style="border-bottom: Black 2.25pt double; text-align: right">2,649</td>
       <td style="border-bottom: Black 2.25pt double; text-align: left">&nbsp;</td>
       <td style="padding-bottom: 2.25pt">&nbsp;</td>
       <td style="border-bottom: Black 2.25pt double; text-align: left">$</td>
       <td style="border-bottom: Black 2.25pt double; text-align: right">29,018</td>
       <td style="border-bottom: Black 2.25pt double; text-align: left">&nbsp;</td>
       <td style="border-bottom: Black 2.25pt double; text-align: left">&nbsp;</td>
       <td style="border-bottom: Black 2.25pt double; text-align: left">$</td>
       <td style="border-bottom: Black 2.25pt double; text-align: right">28,771</td>
       <td style="border-bottom: Black 2.25pt double; text-align: left">&nbsp;</td>
       <td style="padding-bottom: 2.25pt">&nbsp;</td>
       <td style="border-bottom: Black 2.25pt double; text-align: left">$</td>
       <td style="border-bottom: Black 2.25pt double; text-align: right">33,332</td>
       <td style="border-bottom: Black 2.25pt double; text-align: left">&nbsp;</td>
       <td style="border-bottom: Black 2.25pt double; text-align: left">&nbsp;</td>
       <td style="border-bottom: Black 2.25pt double; text-align: left">$</td>
       <td style="border-bottom: Black 2.25pt double; text-align: right">31,420</td>
       <td style="border-bottom: Black 2.25pt double; text-align: left">&nbsp;</td>
      </tr>

    </table><br/><p style="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">The following tables set forth the Company's assets and liabilities that are carried at fair value on a recurring basis, classified within Level 3 of the valuation hierarchy for the periods indicated:</p><br/><table cellpadding="0" cellspacing="0" style="border-collapse: collapse; width: 100%; font: 10pt Times New Roman, Times, Serif">

      <tr style="vertical-align: bottom">
       <td style="text-align: left">&nbsp;</td>
       <td style="padding-bottom: 1pt">&nbsp;</td>
       <td colspan="11" style="text-align: center; border-bottom: Black 1pt solid">For the year ended December 31, 2015</td>
      </tr>
      <tr style="vertical-align: bottom">
       <td style="text-align: center">&nbsp;</td>
       <td style="padding-bottom: 1pt">&nbsp;</td>
       <td colspan="3" style="text-align: center; border-bottom: Black 1pt solid">Municipals</td>
       <td style="padding-bottom: 1pt">&nbsp;</td>
       <td colspan="3" style="text-align: center; border-bottom: Black 1pt solid">Trust preferred<br /> securities</td>
       <td style="padding-bottom: 1pt">&nbsp;</td>
       <td colspan="3" style="text-align: center; border-bottom: Black 1pt solid">Junior subordinated<br /> debentures</td>
      </tr>
      <tr style="vertical-align: bottom">
       <td style="text-align: left">&nbsp;</td>
       <td style="font-style: italic">&nbsp;</td>
       <td colspan="11" style="font-style: italic; text-align: center">(In thousands)</td>
      </tr>
      <tr style="vertical-align: bottom">
       <td style="text-align: center">&nbsp;</td>
       <td>&nbsp;</td>
       <td colspan="3" style="text-align: left">&nbsp;</td>
       <td>&nbsp;</td>
       <td colspan="3" style="text-align: left">&nbsp;</td>
       <td>&nbsp;</td>
       <td colspan="3" style="text-align: left">&nbsp;</td>
      </tr>
      <tr style="vertical-align: bottom; background-color: rgb(204,238,255)">
       <td style="width: 61%; text-align: left">Beginning balance</td>
       <td style="width: 1%">&nbsp;</td>
       <td style="width: 1%; text-align: left">$</td>
       <td style="width: 10%; text-align: right">15,519</td>
       <td style="width: 1%; text-align: left">&nbsp;</td>
       <td style="width: 1%">&nbsp;</td>
       <td style="width: 1%; text-align: left">$</td>
       <td style="width: 10%; text-align: right">7,090</td>
       <td style="width: 1%; text-align: left">&nbsp;</td>
       <td style="width: 1%">&nbsp;</td>
       <td style="width: 1%; text-align: left">$</td>
       <td style="width: 10%; text-align: right">28,771</td>
       <td style="width: 1%; text-align: left">&nbsp;</td>
      </tr>
      <tr style="vertical-align: bottom; background-color: White">
       <td style="text-align: left">Transfers to held-to-maturity</td>
       <td>&nbsp;</td>
       <td style="text-align: left">&nbsp;</td>
       <td style="text-align: right">(4,510</td>
       <td style="text-align: left">)</td>
       <td>&nbsp;</td>
       <td style="text-align: left">&nbsp;</td>
       <td style="text-align: right">-</td>
       <td style="text-align: left">&nbsp;</td>
       <td>&nbsp;</td>
       <td style="text-align: left">&nbsp;</td>
       <td style="text-align: right">-</td>
       <td style="text-align: left">&nbsp;</td>
      </tr>
      <tr style="vertical-align: bottom; background-color: rgb(204,238,255)">
       <td style="text-align: left">Purchases</td>
       <td>&nbsp;</td>
       <td style="text-align: left">&nbsp;</td>
       <td style="text-align: right">1,000</td>
       <td style="text-align: left">&nbsp;</td>
       <td>&nbsp;</td>
       <td style="text-align: left">&nbsp;</td>
       <td style="text-align: right">-</td>
       <td style="text-align: left">&nbsp;</td>
       <td>&nbsp;</td>
       <td style="text-align: left">&nbsp;</td>
       <td style="text-align: right">-</td>
       <td style="text-align: left">&nbsp;</td>
      </tr>
      <tr style="vertical-align: bottom; background-color: White">
       <td style="text-align: left">Principal repayments</td>
       <td>&nbsp;</td>
       <td style="text-align: left">&nbsp;</td>
       <td style="text-align: right">(8,009</td>
       <td style="text-align: left">)</td>
       <td>&nbsp;</td>
       <td style="text-align: left">&nbsp;</td>
       <td style="text-align: right">-</td>
       <td style="text-align: left">&nbsp;</td>
       <td>&nbsp;</td>
       <td style="text-align: left">&nbsp;</td>
       <td style="text-align: right">-</td>
       <td style="text-align: left">&nbsp;</td>
      </tr>
      <tr style="vertical-align: bottom; background-color: rgb(204,238,255)">
       <td style="text-align: left">Maturities</td>
       <td>&nbsp;</td>
       <td style="text-align: left">&nbsp;</td>
       <td style="text-align: right">(4,000</td>
       <td style="text-align: left">)</td>
       <td>&nbsp;</td>
       <td style="text-align: left">&nbsp;</td>
       <td style="text-align: right">-</td>
       <td style="text-align: left">&nbsp;</td>
       <td>&nbsp;</td>
       <td style="text-align: left">&nbsp;</td>
       <td style="text-align: right">-</td>
       <td style="text-align: left">&nbsp;</td>
      </tr>
      <tr style="vertical-align: bottom; background-color: White">
       <td style="text-align: left">Sales</td>
       <td>&nbsp;</td>
       <td style="text-align: left">&nbsp;</td>
       <td style="text-align: right">-</td>
       <td style="text-align: left">&nbsp;</td>
       <td>&nbsp;</td>
       <td style="text-align: left">&nbsp;</td>
       <td style="text-align: right">-</td>
       <td style="text-align: left">&nbsp;</td>
       <td>&nbsp;</td>
       <td style="text-align: left">&nbsp;</td>
       <td style="text-align: right">-</td>
       <td style="text-align: left">&nbsp;</td>
      </tr>
      <tr style="vertical-align: bottom; background-color: rgb(204,238,255)">
       <td style="font-weight: normal; font-style: normal; text-align: left; padding-left: 0pt">Net gain from fair value adjustment of financial assets<font style="font-family: Times New Roman, Times, Serif; font-size: 10pt; font-weight: normal; font-style: normal"><sup> (1)</sup></font></td>
       <td>&nbsp;</td>
       <td style="text-align: left">&nbsp;</td>
       <td style="text-align: right">-</td>
       <td style="text-align: left">&nbsp;</td>
       <td>&nbsp;</td>
       <td style="text-align: left">&nbsp;</td>
       <td style="text-align: right">117</td>
       <td style="text-align: left">&nbsp;</td>
       <td>&nbsp;</td>
       <td style="text-align: left">&nbsp;</td>
       <td style="text-align: right">-</td>
       <td style="text-align: left">&nbsp;</td>
      </tr>
      <tr style="vertical-align: bottom; background-color: White">
       <td style="font-weight: normal; font-style: normal; text-align: left; padding-left: 0pt">Net loss from fair value adjustment of financial liabilities<font style="font-family: Times New Roman, Times, Serif; font-size: 10pt; font-weight: normal; font-style: normal"><sup> (1)</sup></font></td>
       <td>&nbsp;</td>
       <td style="text-align: left">&nbsp;</td>
       <td style="text-align: right">-</td>
       <td style="text-align: left">&nbsp;</td>
       <td>&nbsp;</td>
       <td style="text-align: left">&nbsp;</td>
       <td style="text-align: right">-</td>
       <td style="text-align: left">&nbsp;</td>
       <td>&nbsp;</td>
       <td style="text-align: left">&nbsp;</td>
       <td style="text-align: right">238</td>
       <td style="text-align: left">&nbsp;</td>
      </tr>
      <tr style="vertical-align: bottom; background-color: rgb(204,238,255)">
       <td style="text-align: left">Increase in accrued interest payable</td>
       <td>&nbsp;</td>
       <td style="text-align: left">&nbsp;</td>
       <td style="text-align: right">-</td>
       <td style="text-align: left">&nbsp;</td>
       <td>&nbsp;</td>
       <td style="text-align: left">&nbsp;</td>
       <td style="text-align: right">-</td>
       <td style="text-align: left">&nbsp;</td>
       <td>&nbsp;</td>
       <td style="text-align: left">&nbsp;</td>
       <td style="text-align: right">9</td>
       <td style="text-align: left">&nbsp;</td>
      </tr>
      <tr style="vertical-align: bottom; background-color: White">
       <td style="text-align: left; padding-bottom: 1pt; padding-left: 0pt">Change in unrealized gains included in other comprehensive income</td>
       <td style="padding-bottom: 1pt">&nbsp;</td>
       <td style="border-bottom: Black 1pt solid; text-align: left">&nbsp;</td>
       <td style="border-bottom: Black 1pt solid; text-align: right">-</td>
       <td style="border-bottom: Black 1pt solid; text-align: left">&nbsp;</td>
       <td style="padding-bottom: 1pt">&nbsp;</td>
       <td style="border-bottom: Black 1pt solid; text-align: left">&nbsp;</td>
       <td style="border-bottom: Black 1pt solid; text-align: right">5</td>
       <td style="border-bottom: Black 1pt solid; text-align: left">&nbsp;</td>
       <td style="padding-bottom: 1pt">&nbsp;</td>
       <td style="border-bottom: Black 1pt solid; text-align: left">&nbsp;</td>
       <td style="border-bottom: Black 1pt solid; text-align: right">-</td>
       <td style="border-bottom: Black 1pt solid; text-align: left">&nbsp;</td>
      </tr>
      <tr style="vertical-align: bottom; background-color: rgb(204,238,255)">
       <td style="text-align: left; padding-bottom: 2.25pt">Ending balance</td>
       <td style="padding-bottom: 2.25pt">&nbsp;</td>
       <td style="border-bottom: Black 2.25pt double; text-align: left">$</td>
       <td style="border-bottom: Black 2.25pt double; text-align: right">-</td>
       <td style="border-bottom: Black 2.25pt double; text-align: left">&nbsp;</td>
       <td style="padding-bottom: 2.25pt">&nbsp;</td>
       <td style="border-bottom: Black 2.25pt double; text-align: left">$</td>
       <td style="border-bottom: Black 2.25pt double; text-align: right">7,212</td>
       <td style="border-bottom: Black 2.25pt double; text-align: left">&nbsp;</td>
       <td style="padding-bottom: 2.25pt">&nbsp;</td>
       <td style="border-bottom: Black 2.25pt double; text-align: left">$</td>
       <td style="border-bottom: Black 2.25pt double; text-align: right">29,018</td>
       <td style="border-bottom: Black 2.25pt double; text-align: left">&nbsp;</td>
      </tr>
      <tr style="vertical-align: bottom; background-color: White">
       <td style="text-align: left">&nbsp;</td>
       <td>&nbsp;</td>
       <td style="text-align: left">&nbsp;</td>
       <td style="text-align: right">&nbsp;</td>
       <td style="text-align: left">&nbsp;</td>
       <td>&nbsp;</td>
       <td style="text-align: left">&nbsp;</td>
       <td style="text-align: right">&nbsp;</td>
       <td style="text-align: left">&nbsp;</td>
       <td>&nbsp;</td>
       <td style="text-align: left">&nbsp;</td>
       <td style="text-align: right">&nbsp;</td>
       <td style="text-align: left">&nbsp;</td>
      </tr>
      <tr style="vertical-align: bottom; background-color: rgb(204,238,255)">
       <td style="text-align: left; padding-bottom: 2.25pt">Changes in unrealized held at period end</td>
       <td style="padding-bottom: 2.25pt">&nbsp;</td>
       <td style="border-bottom: Black 2.25pt double; text-align: left">$</td>
       <td style="border-bottom: Black 2.25pt double; text-align: right">-</td>
       <td style="border-bottom: Black 2.25pt double; text-align: left">&nbsp;</td>
       <td style="padding-bottom: 2.25pt">&nbsp;</td>
       <td style="border-bottom: Black 2.25pt double; text-align: left">$</td>
       <td style="border-bottom: Black 2.25pt double; text-align: right">5</td>
       <td style="border-bottom: Black 2.25pt double; text-align: left">&nbsp;</td>
       <td style="padding-bottom: 2.25pt">&nbsp;</td>
       <td style="border-bottom: Black 2.25pt double; text-align: left">$</td>
       <td style="border-bottom: Black 2.25pt double; text-align: right">-</td>
       <td style="border-bottom: Black 2.25pt double; text-align: left">&nbsp;</td>
      </tr>

    </table><br/><table cellpadding="0" cellspacing="0" style="border-collapse: collapse; width: 100%; font: 10pt Times New Roman, Times, Serif">

      <tr style="vertical-align: bottom">
       <td style="text-align: left">&nbsp;</td>
       <td style="padding-bottom: 1pt">&nbsp;</td>
       <td colspan="11" style="text-align: center; border-bottom: Black 1pt solid">For the year ended December 31, 2014</td>
      </tr>
      <tr style="vertical-align: bottom">
       <td style="text-align: center">&nbsp;</td>
       <td style="padding-bottom: 1pt">&nbsp;</td>
       <td colspan="3" style="text-align: center; border-bottom: Black 1pt solid">Municipals</td>
       <td style="padding-bottom: 1pt">&nbsp;</td>
       <td colspan="3" style="text-align: center; border-bottom: Black 1pt solid">Trust preferred<br /> securities</td>
       <td style="padding-bottom: 1pt">&nbsp;</td>
       <td colspan="3" style="text-align: center; border-bottom: Black 1pt solid">Junior subordinated<br /> debentures</td>
      </tr>
      <tr style="vertical-align: bottom">
       <td style="text-align: left">&nbsp;</td>
       <td style="font-style: italic">&nbsp;</td>
       <td colspan="11" style="font-style: italic; text-align: center">(In thousands)</td>
      </tr>
      <tr style="vertical-align: bottom">
       <td style="text-align: center">&nbsp;</td>
       <td>&nbsp;</td>
       <td colspan="3" style="text-align: left">&nbsp;</td>
       <td>&nbsp;</td>
       <td colspan="3" style="text-align: left">&nbsp;</td>
       <td>&nbsp;</td>
       <td colspan="3" style="text-align: left">&nbsp;</td>
      </tr>
      <tr style="vertical-align: bottom; background-color: rgb(204,238,255)">
       <td style="width: 61%; text-align: left">Beginning balance</td>
       <td style="width: 1%">&nbsp;</td>
       <td style="width: 1%; text-align: left">$</td>
       <td style="width: 10%; text-align: right">9,223</td>
       <td style="width: 1%; text-align: left">&nbsp;</td>
       <td style="width: 1%">&nbsp;</td>
       <td style="width: 1%; text-align: left">$</td>
       <td style="width: 10%; text-align: right">14,935</td>
       <td style="width: 1%; text-align: left">&nbsp;</td>
       <td style="width: 1%">&nbsp;</td>
       <td style="width: 1%; text-align: left">$</td>
       <td style="width: 10%; text-align: right">29,570</td>
       <td style="width: 1%; text-align: left">&nbsp;</td>
      </tr>
      <tr style="vertical-align: bottom; background-color: White">
       <td style="text-align: left">Purchases</td>
       <td>&nbsp;</td>
       <td style="text-align: left">&nbsp;</td>
       <td style="text-align: right">7,595</td>
       <td style="text-align: left">&nbsp;</td>
       <td>&nbsp;</td>
       <td style="text-align: left">&nbsp;</td>
       <td style="text-align: right">-</td>
       <td style="text-align: left">&nbsp;</td>
       <td>&nbsp;</td>
       <td style="text-align: left">&nbsp;</td>
       <td style="text-align: right">-</td>
       <td style="text-align: left">&nbsp;</td>
      </tr>
      <tr style="vertical-align: bottom; background-color: rgb(204,238,255)">
       <td style="text-align: left">Principal repayments</td>
       <td>&nbsp;</td>
       <td style="text-align: left">&nbsp;</td>
       <td style="text-align: right">(214</td>
       <td style="text-align: left">)</td>
       <td>&nbsp;</td>
       <td style="text-align: left">&nbsp;</td>
       <td style="text-align: right">-</td>
       <td style="text-align: left">&nbsp;</td>
       <td>&nbsp;</td>
       <td style="text-align: left">&nbsp;</td>
       <td style="text-align: right">-</td>
       <td style="text-align: left">&nbsp;</td>
      </tr>
      <tr style="vertical-align: bottom; background-color: White">
       <td style="text-align: left">Maturities</td>
       <td>&nbsp;</td>
       <td style="text-align: left">&nbsp;</td>
       <td style="text-align: right">(1,085</td>
       <td style="text-align: left">)</td>
       <td>&nbsp;</td>
       <td style="text-align: left">&nbsp;</td>
       <td style="text-align: right">-</td>
       <td style="text-align: left">&nbsp;</td>
       <td>&nbsp;</td>
       <td style="text-align: left">&nbsp;</td>
       <td style="text-align: right">-</td>
       <td style="text-align: left">&nbsp;</td>
      </tr>
      <tr style="vertical-align: bottom; background-color: rgb(204,238,255)">
       <td style="text-align: left">Sales</td>
       <td>&nbsp;</td>
       <td style="text-align: left">&nbsp;</td>
       <td style="text-align: right">-</td>
       <td style="text-align: left">&nbsp;</td>
       <td>&nbsp;</td>
       <td style="text-align: left">&nbsp;</td>
       <td style="text-align: right">(11,133</td>
       <td style="text-align: left">)</td>
       <td>&nbsp;</td>
       <td style="text-align: left">&nbsp;</td>
       <td style="text-align: right">-</td>
       <td style="text-align: left">&nbsp;</td>
      </tr>
      <tr style="vertical-align: bottom; background-color: White">
       <td style="font-weight: normal; font-style: normal; text-align: left; padding-left: 0pt">Net gain from fair value adjustment of financial assets <font style="font-family: Times New Roman, Times, Serif; font-size: 10pt; font-weight: normal; font-style: normal"><sup>(1)</sup></font></td>
       <td>&nbsp;</td>
       <td style="text-align: left">&nbsp;</td>
       <td style="text-align: right">-</td>
       <td style="text-align: left">&nbsp;</td>
       <td>&nbsp;</td>
       <td style="text-align: left">&nbsp;</td>
       <td style="text-align: right">71</td>
       <td style="text-align: left">&nbsp;</td>
       <td>&nbsp;</td>
       <td style="text-align: left">&nbsp;</td>
       <td style="text-align: right">-</td>
       <td style="text-align: left">&nbsp;</td>
      </tr>
      <tr style="vertical-align: bottom; background-color: rgb(204,238,255)">
       <td style="font-weight: normal; font-style: normal; text-align: left; padding-left: 0pt">Net gain from fair value adjustment of financial liabilities <font style="font-family: Times New Roman, Times, Serif; font-size: 10pt; font-weight: normal; font-style: normal"><sup>(1)</sup></font></td>
       <td>&nbsp;</td>
       <td style="text-align: left">&nbsp;</td>
       <td style="text-align: right">-</td>
       <td style="text-align: left">&nbsp;</td>
       <td>&nbsp;</td>
       <td style="text-align: left">&nbsp;</td>
       <td style="text-align: right">-</td>
       <td style="text-align: left">&nbsp;</td>
       <td>&nbsp;</td>
       <td style="text-align: left">&nbsp;</td>
       <td style="text-align: right">(801</td>
       <td style="text-align: left">)</td>
      </tr>
      <tr style="vertical-align: bottom; background-color: White">
       <td style="text-align: left">Increase in accrued interest payable</td>
       <td>&nbsp;</td>
       <td style="text-align: left">&nbsp;</td>
       <td style="text-align: right">-</td>
       <td style="text-align: left">&nbsp;</td>
       <td>&nbsp;</td>
       <td style="text-align: left">&nbsp;</td>
       <td style="text-align: right">-</td>
       <td style="text-align: left">&nbsp;</td>
       <td>&nbsp;</td>
       <td style="text-align: left">&nbsp;</td>
       <td style="text-align: right">2</td>
       <td style="text-align: left">&nbsp;</td>
      </tr>
      <tr style="vertical-align: bottom; background-color: rgb(204,238,255)">
       <td style="text-align: left; padding-bottom: 1pt; padding-left: 0pt">Change in unrealized gains included in other comprehensive income</td>
       <td style="padding-bottom: 1pt">&nbsp;</td>
       <td style="border-bottom: Black 1pt solid; text-align: left">&nbsp;</td>
       <td style="border-bottom: Black 1pt solid; text-align: right">-</td>
       <td style="border-bottom: Black 1pt solid; text-align: left">&nbsp;</td>
       <td style="padding-bottom: 1pt">&nbsp;</td>
       <td style="border-bottom: Black 1pt solid; text-align: left">&nbsp;</td>
       <td style="border-bottom: Black 1pt solid; text-align: right">3,217</td>
       <td style="border-bottom: Black 1pt solid; text-align: left">&nbsp;</td>
       <td style="padding-bottom: 1pt">&nbsp;</td>
       <td style="border-bottom: Black 1pt solid; text-align: left">&nbsp;</td>
       <td style="border-bottom: Black 1pt solid; text-align: right">-</td>
       <td style="border-bottom: Black 1pt solid; text-align: left">&nbsp;</td>
      </tr>
      <tr style="vertical-align: bottom; background-color: White">
       <td style="text-align: left; padding-bottom: 2.25pt">Ending balance</td>
       <td style="padding-bottom: 2.25pt">&nbsp;</td>
       <td style="border-bottom: Black 2.25pt double; text-align: left">$</td>
       <td style="border-bottom: Black 2.25pt double; text-align: right">15,519</td>
       <td style="border-bottom: Black 2.25pt double; text-align: left">&nbsp;</td>
       <td style="padding-bottom: 2.25pt">&nbsp;</td>
       <td style="border-bottom: Black 2.25pt double; text-align: left">$</td>
       <td style="border-bottom: Black 2.25pt double; text-align: right">7,090</td>
       <td style="border-bottom: Black 2.25pt double; text-align: left">&nbsp;</td>
       <td style="padding-bottom: 2.25pt">&nbsp;</td>
       <td style="border-bottom: Black 2.25pt double; text-align: left">$</td>
       <td style="border-bottom: Black 2.25pt double; text-align: right">28,771</td>
       <td style="border-bottom: Black 2.25pt double; text-align: left">&nbsp;</td>
      </tr>
      <tr style="vertical-align: bottom; background-color: rgb(204,238,255)">
       <td style="text-align: left">&nbsp;</td>
       <td>&nbsp;</td>
       <td style="text-align: left">&nbsp;</td>
       <td style="text-align: right">&nbsp;</td>
       <td style="text-align: left">&nbsp;</td>
       <td>&nbsp;</td>
       <td style="text-align: left">&nbsp;</td>
       <td style="text-align: right">&nbsp;</td>
       <td style="text-align: left">&nbsp;</td>
       <td>&nbsp;</td>
       <td style="text-align: left">&nbsp;</td>
       <td style="text-align: right">&nbsp;</td>
       <td style="text-align: left">&nbsp;</td>
      </tr>
      <tr style="vertical-align: bottom; background-color: White">
       <td style="text-align: left; padding-bottom: 2.25pt">Changes in unrealized held at period end</td>
       <td style="padding-bottom: 2.25pt">&nbsp;</td>
       <td style="border-bottom: Black 2.25pt double; text-align: left">$</td>
       <td style="border-bottom: Black 2.25pt double; text-align: right">-</td>
       <td style="border-bottom: Black 2.25pt double; text-align: left">&nbsp;</td>
       <td style="padding-bottom: 2.25pt">&nbsp;</td>
       <td style="border-bottom: Black 2.25pt double; text-align: left">$</td>
       <td style="border-bottom: Black 2.25pt double; text-align: right">3,217</td>
       <td style="border-bottom: Black 2.25pt double; text-align: left">&nbsp;</td>
       <td style="padding-bottom: 2.25pt">&nbsp;</td>
       <td style="border-bottom: Black 2.25pt double; text-align: left">$</td>
       <td style="border-bottom: Black 2.25pt double; text-align: right">-</td>
       <td style="border-bottom: Black 2.25pt double; text-align: left">&nbsp;</td>
      </tr>

    </table><br/><table cellpadding="0" cellspacing="0" width="100%" style="font: 10pt Times New Roman, Times, Serif; margin-top: 0pt; margin-bottom: 0pt">

     <tr style="vertical-align: top">
      <td style="width: 0.25in"></td>
      <td style="width: 0.25in">(1)</td>
      <td>These totals in the tables above are presented in the Consolidated Statement of Income under net gains (losses) from fair value adjustments.</td>
     </tr>

   </table><br/><p style="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify">During the years ended December 31, 2015 and 2014, there were no transfers between Levels 1, 2 and 3.</p><br/><p style="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">The following table presents the quantitative information about recurring Level 3 fair value measurements of financial instruments as of December 31, 2015:</p><br/><table cellpadding="0" cellspacing="0" style="border-collapse: collapse; width: 100%; font: 10pt Times New Roman, Times, Serif">

      <tr style="vertical-align: bottom">
       <td style="font-weight: bold; text-align: left">&nbsp;</td>
       <td style="font-weight: bold; padding-bottom: 1pt">&nbsp;</td>
       <td colspan="3" style="font-weight: bold; text-align: center; border-bottom: Black 1pt solid">Fair Value</td>
       <td style="font-weight: bold; padding-bottom: 1pt; border-bottom: Black 1pt solid">&nbsp;</td>
       <td style="font-weight: bold; text-align: center; border-bottom: Black 1pt solid">Valuation Technique</td>
       <td style="font-weight: bold; padding-bottom: 1pt; border-bottom: Black 1pt solid">&nbsp;</td>
       <td style="font-weight: bold; text-align: center; border-bottom: Black 1pt solid">Unobservable Input</td>
       <td style="font-weight: bold; padding-bottom: 1pt; border-bottom: Black 1pt solid">&nbsp;</td>
       <td colspan="5" style="font-weight: bold; text-align: center; border-bottom: Black 1pt solid">Range</td>
       <td style="font-weight: bold; padding-bottom: 1pt; border-bottom: Black 1pt solid">&nbsp;</td>
       <td colspan="3" style="font-weight: bold; text-align: center; border-bottom: Black 1pt solid">Weighted Average</td>
      </tr>
      <tr style="vertical-align: bottom">
       <td style="text-align: left">&nbsp;</td>
       <td style="font-style: italic">&nbsp;</td>
       <td colspan="17" style="font-style: italic; text-align: center">(Dollars in thousands)</td>
      </tr>
      <tr style="vertical-align: bottom; background-color: rgb(204,238,255)">
       <td style="font-weight: bold">Assets:</td>
       <td>&nbsp;</td>
       <td style="text-align: left">&nbsp;</td>
       <td style="text-align: right">&nbsp;</td>
       <td style="text-align: left">&nbsp;</td>
       <td>&nbsp;</td>
       <td style="text-align: center">&nbsp;</td>
       <td>&nbsp;</td>
       <td style="text-align: center">&nbsp;</td>
       <td>&nbsp;</td>
       <td style="text-align: left">&nbsp;</td>
       <td style="text-align: center">&nbsp;</td>
       <td style="text-align: center">&nbsp;</td>
       <td style="text-align: center">&nbsp;</td>
       <td style="text-align: left">&nbsp;</td>
       <td>&nbsp;</td>
       <td style="text-align: left">&nbsp;</td>
       <td style="text-align: right">&nbsp;</td>
       <td style="text-align: left">&nbsp;</td>
      </tr>
      <tr style="vertical-align: bottom; background-color: White">
       <td style="text-align: left">&nbsp;</td>
       <td>&nbsp;</td>
       <td style="text-align: left">&nbsp;</td>
       <td style="text-align: right">&nbsp;</td>
       <td style="text-align: left">&nbsp;</td>
       <td>&nbsp;</td>
       <td style="text-align: center">&nbsp;</td>
       <td>&nbsp;</td>
       <td style="text-align: center">&nbsp;</td>
       <td>&nbsp;</td>
       <td style="text-align: left">&nbsp;</td>
       <td style="text-align: center">&nbsp;</td>
       <td style="text-align: center">&nbsp;</td>
       <td style="text-align: center">&nbsp;</td>
       <td style="text-align: left">&nbsp;</td>
       <td>&nbsp;</td>
       <td style="text-align: left">&nbsp;</td>
       <td style="text-align: right">&nbsp;</td>
       <td style="text-align: left">&nbsp;</td>
      </tr>
      <tr style="vertical-align: bottom; background-color: rgb(204,238,255)">
       <td style="width: 30%; text-align: left">Trust preferred securities</td>
       <td style="width: 1%">&nbsp;</td>
       <td style="width: 1%; text-align: left">$</td>
       <td style="width: 10%; text-align: right">7,212</td>
       <td style="width: 1%; text-align: left">&nbsp;</td>
       <td style="width: 1%">&nbsp;</td>
       <td style="width: 15%; text-align: left">Discounted cash flows</td>
       <td style="width: 1%">&nbsp;</td>
       <td style="width: 15%; text-align: center">Discount rate</td>
       <td style="width: 1%">&nbsp;</td>
       <td style="width: 1%; text-align: left">&nbsp;</td>
       <td style="width: 3%; text-align: center">7.0%</td>
       <td style="width: 3%; text-align: center">- </td>
       <td style="width: 3%; text-align: center">7.07%</td>
       <td style="width: 1%; text-align: left">&nbsp;</td>
       <td style="width: 1%">&nbsp;</td>
       <td style="width: 1%; text-align: left">&nbsp;</td>
       <td style="width: 10%; text-align: right">7.1</td>
       <td style="width: 1%; text-align: left">%</td>
      </tr>
      <tr style="vertical-align: bottom; background-color: White">
       <td style="text-align: left">&nbsp;</td>
       <td>&nbsp;</td>
       <td style="text-align: left">&nbsp;</td>
       <td style="text-align: right">&nbsp;</td>
       <td style="text-align: left">&nbsp;</td>
       <td>&nbsp;</td>
       <td style="text-align: right">&nbsp;</td>
       <td>&nbsp;</td>
       <td style="text-align: right">&nbsp;</td>
       <td>&nbsp;</td>
       <td style="text-align: left">&nbsp;</td>
       <td style="text-align: center">&nbsp;</td>
       <td style="text-align: center">&nbsp;</td>
       <td style="text-align: center">&nbsp;</td>
       <td style="text-align: left">&nbsp;</td>
       <td>&nbsp;</td>
       <td style="text-align: left">&nbsp;</td>
       <td style="text-align: right">&nbsp;</td>
       <td style="text-align: left">&nbsp;</td>
      </tr>
      <tr style="vertical-align: bottom; background-color: rgb(204,238,255)">
       <td style="font-weight: bold">Liabilities:</td>
       <td>&nbsp;</td>
       <td style="text-align: left">&nbsp;</td>
       <td style="text-align: right">&nbsp;</td>
       <td style="text-align: left">&nbsp;</td>
       <td>&nbsp;</td>
       <td style="text-align: right">&nbsp;</td>
       <td>&nbsp;</td>
       <td style="text-align: right">&nbsp;</td>
       <td>&nbsp;</td>
       <td style="text-align: left">&nbsp;</td>
       <td style="text-align: center">&nbsp;</td>
       <td style="text-align: center">&nbsp;</td>
       <td style="text-align: center">&nbsp;</td>
       <td style="text-align: left">&nbsp;</td>
       <td>&nbsp;</td>
       <td style="text-align: left">&nbsp;</td>
       <td style="text-align: right">&nbsp;</td>
       <td style="text-align: left">&nbsp;</td>
      </tr>
      <tr style="vertical-align: bottom; background-color: White">
       <td style="font-weight: bold">&nbsp;</td>
       <td>&nbsp;</td>
       <td style="text-align: left">&nbsp;</td>
       <td style="text-align: right">&nbsp;</td>
       <td style="text-align: left">&nbsp;</td>
       <td>&nbsp;</td>
       <td style="text-align: right">&nbsp;</td>
       <td>&nbsp;</td>
       <td style="text-align: right">&nbsp;</td>
       <td>&nbsp;</td>
       <td style="text-align: left">&nbsp;</td>
       <td style="text-align: center">&nbsp;</td>
       <td style="text-align: center">&nbsp;</td>
       <td style="text-align: center">&nbsp;</td>
       <td style="text-align: left">&nbsp;</td>
       <td>&nbsp;</td>
       <td style="text-align: left">&nbsp;</td>
       <td style="text-align: right">&nbsp;</td>
       <td style="text-align: left">&nbsp;</td>
      </tr>
      <tr style="vertical-align: bottom; background-color: rgb(204,238,255)">
       <td style="text-align: left">Junior subordinated debentures</td>
       <td>&nbsp;</td>
       <td style="text-align: left">$</td>
       <td style="text-align: right">29,018</td>
       <td style="text-align: left">&nbsp;</td>
       <td>&nbsp;</td>
       <td style="text-align: left">Discounted cash flows</td>
       <td>&nbsp;</td>
       <td style="text-align: center">Discount rate</td>
       <td>&nbsp;</td>
       <td style="text-align: left">&nbsp;</td>
       <td style="text-align: center">&nbsp;</td>
       <td style="text-align: center">7.0%</td>
       <td style="text-align: center">&nbsp;</td>
       <td style="text-align: left">&nbsp;</td>
       <td>&nbsp;</td>
       <td style="text-align: left">&nbsp;</td>
       <td style="text-align: right">7.0</td>
       <td style="text-align: left">%</td>
      </tr>

    </table><br/><p style="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify">The significant unobservable inputs used in the fair value measurement of the Company&#x2019;s trust preferred securities and junior subordinated debentures valued under Level 3 are the effective yields used in the cash flow models. Significant increases or decreases in the effective yield in isolation would result in a significantly lower or higher fair value measurement.</p><br/><p style="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify">The following table presents the quantitative information about recurring Level 3 fair value of financial instruments and the fair value measurements as of December 31, 2014:</p><br/><table cellpadding="0" cellspacing="0" style="border-collapse: collapse; width: 100%; font: 10pt Times New Roman, Times, Serif">

      <tr style="vertical-align: bottom">
       <td style="font-weight: bold; text-align: left">&nbsp;</td>
       <td style="font-weight: bold; padding-bottom: 1pt">&nbsp;</td>
       <td colspan="3" style="font-weight: bold; text-align: center; border-bottom: Black 1pt solid">Fair Value</td>
       <td style="font-weight: bold; padding-bottom: 1pt; border-bottom: Black 1pt solid">&nbsp;</td>
       <td style="font-weight: bold; text-align: center; border-bottom: Black 1pt solid">Valuation Technique</td>
       <td style="font-weight: bold; padding-bottom: 1pt; border-bottom: Black 1pt solid">&nbsp;</td>
       <td style="font-weight: bold; text-align: center; border-bottom: Black 1pt solid">Unobservable Input</td>
       <td style="font-weight: bold; padding-bottom: 1pt; border-bottom: Black 1pt solid">&nbsp;</td>
       <td colspan="5" style="font-weight: bold; text-align: center; border-bottom: Black 1pt solid">Range</td>
       <td style="font-weight: bold; padding-bottom: 1pt; border-bottom: Black 1pt solid">&nbsp;</td>
       <td colspan="3" style="font-weight: bold; text-align: center; border-bottom: Black 1pt solid">Weighted Average</td>
      </tr>
      <tr style="vertical-align: bottom">
       <td style="text-align: left">&nbsp;</td>
       <td style="font-style: italic">&nbsp;</td>
       <td colspan="17" style="font-style: italic; text-align: center">(Dollars in thousands)</td>
       <td>&nbsp;</td>
       <td colspan="3" style="text-align: right">&nbsp;</td>
      </tr>
      <tr style="vertical-align: bottom; background-color: rgb(204,238,255)">
       <td style="font-weight: bold">Assets:</td>
       <td>&nbsp;</td>
       <td style="text-align: left">&nbsp;</td>
       <td style="text-align: right">&nbsp;</td>
       <td style="text-align: left">&nbsp;</td>
       <td>&nbsp;</td>
       <td style="text-align: center">&nbsp;</td>
       <td>&nbsp;</td>
       <td style="text-align: center">&nbsp;</td>
       <td>&nbsp;</td>
       <td style="text-align: left">&nbsp;</td>
       <td style="text-align: center">&nbsp;</td>
       <td style="text-align: center">&nbsp;</td>
       <td style="text-align: center">&nbsp;</td>
       <td style="text-align: left">&nbsp;</td>
       <td>&nbsp;</td>
       <td style="text-align: left">&nbsp;</td>
       <td style="text-align: right">&nbsp;</td>
       <td style="text-align: left">&nbsp;</td>
      </tr>
      <tr style="vertical-align: bottom; background-color: White">
       <td style="text-align: left">&nbsp;</td>
       <td>&nbsp;</td>
       <td style="text-align: left">&nbsp;</td>
       <td style="text-align: right">&nbsp;</td>
       <td style="text-align: left">&nbsp;</td>
       <td>&nbsp;</td>
       <td style="text-align: center">&nbsp;</td>
       <td>&nbsp;</td>
       <td style="text-align: center">&nbsp;</td>
       <td>&nbsp;</td>
       <td style="text-align: left">&nbsp;</td>
       <td style="text-align: center">&nbsp;</td>
       <td style="text-align: center">&nbsp;</td>
       <td style="text-align: center">&nbsp;</td>
       <td style="text-align: left">&nbsp;</td>
       <td>&nbsp;</td>
       <td style="text-align: left">&nbsp;</td>
       <td style="text-align: right">&nbsp;</td>
       <td style="text-align: left">&nbsp;</td>
      </tr>
      <tr style="vertical-align: bottom; background-color: rgb(204,238,255)">
       <td style="width: 30%; text-align: left">Municipals</td>
       <td style="width: 1%">&nbsp;</td>
       <td style="width: 1%; text-align: left">$</td>
       <td style="width: 10%; text-align: right">15,519</td>
       <td style="width: 1%; text-align: left">&nbsp;</td>
       <td style="width: 1%">&nbsp;</td>
       <td style="width: 15%; text-align: left">Discounted cash flows</td>
       <td style="width: 1%">&nbsp;</td>
       <td style="width: 15%; text-align: center">Discount rate</td>
       <td style="width: 1%">&nbsp;</td>
       <td style="width: 1%; text-align: left">&nbsp;</td>
       <td style="width: 3%; text-align: center">0.2%</td>
       <td style="width: 3%; text-align: center">- </td>
       <td style="width: 3%; text-align: center">4.0%</td>
       <td style="width: 1%; text-align: left">&nbsp;</td>
       <td style="width: 1%">&nbsp;</td>
       <td style="width: 1%; text-align: left">&nbsp;</td>
       <td style="width: 10%; text-align: right">2.3</td>
       <td style="width: 1%; text-align: left">%</td>
      </tr>
      <tr style="vertical-align: bottom; background-color: White">
       <td style="text-align: left">&nbsp;</td>
       <td>&nbsp;</td>
       <td style="text-align: left">&nbsp;</td>
       <td style="text-align: right">&nbsp;</td>
       <td style="text-align: left">&nbsp;</td>
       <td>&nbsp;</td>
       <td style="text-align: left">&nbsp;</td>
       <td>&nbsp;</td>
       <td style="text-align: right">&nbsp;</td>
       <td>&nbsp;</td>
       <td style="text-align: left">&nbsp;</td>
       <td style="text-align: center">&nbsp;</td>
       <td style="text-align: center">&nbsp;</td>
       <td style="text-align: center">&nbsp;</td>
       <td style="text-align: left">&nbsp;</td>
       <td>&nbsp;</td>
       <td style="text-align: left">&nbsp;</td>
       <td style="text-align: right">&nbsp;</td>
       <td style="text-align: left">&nbsp;</td>
      </tr>
      <tr style="vertical-align: bottom; background-color: rgb(204,238,255)">
       <td style="text-align: left">Trust Preferred Securities</td>
       <td>&nbsp;</td>
       <td style="text-align: left">$</td>
       <td style="text-align: right">7,090</td>
       <td style="text-align: left">&nbsp;</td>
       <td>&nbsp;</td>
       <td style="text-align: left">Discounted cash flows</td>
       <td>&nbsp;</td>
       <td style="text-align: center">Discount rate</td>
       <td>&nbsp;</td>
       <td style="text-align: left">&nbsp;</td>
       <td style="text-align: center">7.0%</td>
       <td style="text-align: center">- </td>
       <td style="text-align: center">7.25%</td>
       <td style="text-align: left">&nbsp;</td>
       <td>&nbsp;</td>
       <td style="text-align: left">&nbsp;</td>
       <td style="text-align: right">7.2</td>
       <td style="text-align: left">%</td>
      </tr>
      <tr style="vertical-align: bottom; background-color: White">
       <td style="text-align: left">&nbsp;</td>
       <td>&nbsp;</td>
       <td style="text-align: left">&nbsp;</td>
       <td style="text-align: right">&nbsp;</td>
       <td style="text-align: left">&nbsp;</td>
       <td>&nbsp;</td>
       <td style="text-align: right">&nbsp;</td>
       <td>&nbsp;</td>
       <td style="text-align: right">&nbsp;</td>
       <td>&nbsp;</td>
       <td style="text-align: left">&nbsp;</td>
       <td style="text-align: center">&nbsp;</td>
       <td style="text-align: center">&nbsp;</td>
       <td style="text-align: center">&nbsp;</td>
       <td style="text-align: left">&nbsp;</td>
       <td>&nbsp;</td>
       <td style="text-align: left">&nbsp;</td>
       <td style="text-align: right">&nbsp;</td>
       <td style="text-align: left">&nbsp;</td>
      </tr>
      <tr style="vertical-align: bottom; background-color: rgb(204,238,255)">
       <td style="font-weight: bold">Liabilities:</td>
       <td>&nbsp;</td>
       <td style="text-align: left">&nbsp;</td>
       <td style="text-align: right">&nbsp;</td>
       <td style="text-align: left">&nbsp;</td>
       <td>&nbsp;</td>
       <td style="text-align: right">&nbsp;</td>
       <td>&nbsp;</td>
       <td style="text-align: right">&nbsp;</td>
       <td>&nbsp;</td>
       <td style="text-align: left">&nbsp;</td>
       <td style="text-align: center">&nbsp;</td>
       <td style="text-align: center">&nbsp;</td>
       <td style="text-align: center">&nbsp;</td>
       <td style="text-align: left">&nbsp;</td>
       <td>&nbsp;</td>
       <td style="text-align: left">&nbsp;</td>
       <td style="text-align: right">&nbsp;</td>
       <td style="text-align: left">&nbsp;</td>
      </tr>
      <tr style="vertical-align: bottom; background-color: White">
       <td style="font-weight: bold">&nbsp;</td>
       <td>&nbsp;</td>
       <td style="text-align: left">&nbsp;</td>
       <td style="text-align: right">&nbsp;</td>
       <td style="text-align: left">&nbsp;</td>
       <td>&nbsp;</td>
       <td style="text-align: right">&nbsp;</td>
       <td>&nbsp;</td>
       <td style="text-align: right">&nbsp;</td>
       <td>&nbsp;</td>
       <td style="text-align: left">&nbsp;</td>
       <td style="text-align: center">&nbsp;</td>
       <td style="text-align: center">&nbsp;</td>
       <td style="text-align: center">&nbsp;</td>
       <td style="text-align: left">&nbsp;</td>
       <td>&nbsp;</td>
       <td style="text-align: left">&nbsp;</td>
       <td style="text-align: right">&nbsp;</td>
       <td style="text-align: left">&nbsp;</td>
      </tr>
      <tr style="vertical-align: bottom; background-color: rgb(204,238,255)">
       <td style="text-align: left">Junior subordinated debentures</td>
       <td>&nbsp;</td>
       <td style="text-align: left">$</td>
       <td style="text-align: right">28,771</td>
       <td style="text-align: left">&nbsp;</td>
       <td>&nbsp;</td>
       <td style="text-align: left">Discounted cash flows</td>
       <td>&nbsp;</td>
       <td style="text-align: center">Discount rate</td>
       <td>&nbsp;</td>
       <td style="text-align: left">&nbsp;</td>
       <td style="text-align: center">&nbsp;</td>
       <td style="text-align: center">7.0%</td>
       <td style="text-align: center">&nbsp;</td>
       <td style="text-align: left">&nbsp;</td>
       <td>&nbsp;</td>
       <td style="text-align: left">&nbsp;</td>
       <td style="text-align: right">7.0</td>
       <td style="text-align: left">%</td>
      </tr>

    </table><br/><p style="margin: 0pt 0">The significant unobservable inputs used in the fair value measurement of the Company&#x2019;s municipal securities, trust preferred securities and junior subordinated debentures valued under Level 3 are the effective yields used in the cash flow models. Significant increases or decreases in the effective yield in isolation would result in a significantly lower or higher fair value measurement.</p><br/><p style="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">The following table sets forth the Company's assets and liabilities that are carried at fair value on a non-recurring basis, and the method that was used to determine their fair value, at December 31:</p><br/><table cellpadding="0" cellspacing="0" style="border-collapse: collapse; width: 100%; font: 10pt Times New Roman, Times, Serif">

      <tr style="vertical-align: bottom">
       <td>&nbsp;</td>
       <td style="padding-bottom: 1pt">&nbsp;</td>
       <td colspan="7" style="text-align: center; border-bottom: Black 1pt solid">Quoted Prices <br /> in Active Markets <br /> for Identical Assets <br /> (Level 1)</td>
       <td style="padding-bottom: 1pt">&nbsp;</td>
       <td colspan="7" style="text-align: center; border-bottom: Black 1pt solid">Significant Other <br /> Observable Inputs <br /> (Level 2)</td>
       <td style="padding-bottom: 1pt">&nbsp;</td>
       <td colspan="7" style="text-align: center; border-bottom: Black 1pt solid">Significant Other <br /> Unobservable Inputs <br /> (Level 3)</td>
       <td style="padding-bottom: 1pt">&nbsp;</td>
       <td colspan="7" style="text-align: center; border-bottom: Black 1pt solid">Total carried at fair value <br /> on a non-recurring basis</td>
      </tr>
      <tr style="vertical-align: bottom">
       <td>&nbsp;</td>
       <td style="padding-bottom: 1pt">&nbsp;</td>
       <td colspan="3" style="text-align: center; border-bottom: Black 1pt solid">2015</td>
       <td style="border-bottom: Black 1pt solid; text-align: left">&nbsp;</td>
       <td colspan="3" style="text-align: center; border-bottom: Black 1pt solid">2014</td>
       <td style="padding-bottom: 1pt">&nbsp;</td>
       <td colspan="3" style="text-align: center; border-bottom: Black 1pt solid">2015</td>
       <td style="border-bottom: Black 1pt solid; text-align: left">&nbsp;</td>
       <td colspan="3" style="text-align: center; border-bottom: Black 1pt solid">2014</td>
       <td style="padding-bottom: 1pt">&nbsp;</td>
       <td colspan="3" style="text-align: center; border-bottom: Black 1pt solid">2015</td>
       <td style="border-bottom: Black 1pt solid; text-align: left">&nbsp;</td>
       <td colspan="3" style="text-align: center; border-bottom: Black 1pt solid">2014</td>
       <td style="padding-bottom: 1pt">&nbsp;</td>
       <td colspan="3" style="text-align: center; border-bottom: Black 1pt solid">2015</td>
       <td style="border-bottom: Black 1pt solid; text-align: left">&nbsp;</td>
       <td colspan="3" style="text-align: center; border-bottom: Black 1pt solid">2014</td>
      </tr>
      <tr style="vertical-align: bottom">
       <td>&nbsp;</td>
       <td style="font-style: italic">&nbsp;</td>
       <td colspan="3" style="font-style: italic">&nbsp;</td>
       <td style="font-style: italic">&nbsp;</td>
       <td colspan="3" style="font-style: italic">&nbsp;</td>
       <td style="font-style: italic">&nbsp;</td>
       <td colspan="3" style="font-style: italic">&nbsp;</td>
       <td style="font-style: italic">&nbsp;</td>
       <td colspan="3" style="font-style: italic">&nbsp;</td>
       <td style="font-style: italic">&nbsp;</td>
       <td colspan="3" style="font-style: italic">&nbsp;</td>
       <td style="font-style: italic">&nbsp;</td>
       <td colspan="3" style="font-style: italic">&nbsp;</td>
       <td style="font-style: italic">&nbsp;</td>
       <td colspan="3" style="font-style: italic">&nbsp;</td>
       <td style="font-style: italic">&nbsp;</td>
       <td colspan="3" style="font-style: italic">&nbsp;</td>
      </tr>
      <tr style="vertical-align: bottom; background-color: rgb(204,238,255)">
       <td>Assets:</td>
       <td>&nbsp;</td>
       <td style="text-align: left">&nbsp;</td>
       <td style="text-align: right">&nbsp;</td>
       <td style="text-align: left">&nbsp;</td>
       <td>&nbsp;</td>
       <td style="text-align: left">&nbsp;</td>
       <td style="text-align: right">&nbsp;</td>
       <td style="text-align: left">&nbsp;</td>
       <td>&nbsp;</td>
       <td style="text-align: left">&nbsp;</td>
       <td style="text-align: right">&nbsp;</td>
       <td style="text-align: left">&nbsp;</td>
       <td>&nbsp;</td>
       <td style="text-align: left">&nbsp;</td>
       <td style="text-align: right">&nbsp;</td>
       <td style="text-align: left">&nbsp;</td>
       <td>&nbsp;</td>
       <td style="text-align: left">&nbsp;</td>
       <td style="text-align: right">&nbsp;</td>
       <td style="text-align: left">&nbsp;</td>
       <td>&nbsp;</td>
       <td style="text-align: left">&nbsp;</td>
       <td style="text-align: right">&nbsp;</td>
       <td style="text-align: left">&nbsp;</td>
       <td>&nbsp;</td>
       <td style="text-align: left">&nbsp;</td>
       <td style="text-align: right">&nbsp;</td>
       <td style="text-align: left">&nbsp;</td>
       <td>&nbsp;</td>
       <td style="text-align: left">&nbsp;</td>
       <td style="text-align: right">&nbsp;</td>
       <td style="text-align: left">&nbsp;</td>
      </tr>
      <tr style="vertical-align: bottom; background-color: White">
       <td style="width: 20%; text-align: left; padding-left: 10pt">Impaired loans</td>
       <td style="width: 1%">&nbsp;</td>
       <td style="width: 1%; text-align: left">$</td>
       <td style="width: 7%; text-align: right">-</td>
       <td style="width: 1%; text-align: left">&nbsp;</td>
       <td style="width: 1%">&nbsp;</td>
       <td style="width: 1%; text-align: left">$</td>
       <td style="width: 7%; text-align: right">-</td>
       <td style="width: 1%; text-align: left">&nbsp;</td>
       <td style="width: 1%">&nbsp;</td>
       <td style="width: 1%; text-align: left">$</td>
       <td style="width: 7%; text-align: right">-</td>
       <td style="width: 1%; text-align: left">&nbsp;</td>
       <td style="width: 1%">&nbsp;</td>
       <td style="width: 1%; text-align: left">$</td>
       <td style="width: 7%; text-align: right">-</td>
       <td style="width: 1%; text-align: left">&nbsp;</td>
       <td style="width: 1%">&nbsp;</td>
       <td style="width: 1%; text-align: left">$</td>
       <td style="width: 7%; text-align: right">15,360</td>
       <td style="width: 1%; text-align: left">&nbsp;</td>
       <td style="width: 1%">&nbsp;</td>
       <td style="width: 1%; text-align: left">$</td>
       <td style="width: 7%; text-align: right">22,174</td>
       <td style="width: 1%; text-align: left">&nbsp;</td>
       <td style="width: 1%">&nbsp;</td>
       <td style="width: 1%; text-align: left">$</td>
       <td style="width: 7%; text-align: right">15,360</td>
       <td style="width: 1%; text-align: left">&nbsp;</td>
       <td style="width: 1%">&nbsp;</td>
       <td style="width: 1%; text-align: left">$</td>
       <td style="width: 7%; text-align: right">22,174</td>
       <td style="width: 1%; text-align: left">&nbsp;</td>
      </tr>
      <tr style="vertical-align: bottom; background-color: rgb(204,238,255)">
       <td style="text-align: left; padding-left: 10pt">Other real estate owned</td>
       <td>&nbsp;</td>
       <td style="text-align: left">&nbsp;</td>
       <td style="text-align: right">-</td>
       <td style="text-align: left">&nbsp;</td>
       <td>&nbsp;</td>
       <td style="text-align: left">&nbsp;</td>
       <td style="text-align: right">-</td>
       <td style="text-align: left">&nbsp;</td>
       <td>&nbsp;</td>
       <td style="text-align: left">&nbsp;</td>
       <td style="text-align: right">-</td>
       <td style="text-align: left">&nbsp;</td>
       <td>&nbsp;</td>
       <td style="text-align: left">&nbsp;</td>
       <td style="text-align: right">-</td>
       <td style="text-align: left">&nbsp;</td>
       <td>&nbsp;</td>
       <td style="text-align: left">&nbsp;</td>
       <td style="text-align: right">4,932</td>
       <td style="text-align: left">&nbsp;</td>
       <td>&nbsp;</td>
       <td style="text-align: left">&nbsp;</td>
       <td style="text-align: right">6,326</td>
       <td style="text-align: left">&nbsp;</td>
       <td>&nbsp;</td>
       <td style="text-align: left">&nbsp;</td>
       <td style="text-align: right">4,932</td>
       <td style="text-align: left">&nbsp;</td>
       <td>&nbsp;</td>
       <td style="text-align: left">&nbsp;</td>
       <td style="text-align: right">6,326</td>
       <td style="text-align: left">&nbsp;</td>
      </tr>
      <tr style="vertical-align: bottom; background-color: White">
       <td style="padding-bottom: 1pt">&nbsp;</td>
       <td style="padding-bottom: 1pt">&nbsp;</td>
       <td style="border-bottom: Black 1pt solid; text-align: left">&nbsp;</td>
       <td style="border-bottom: Black 1pt solid; text-align: right">&nbsp;</td>
       <td style="border-bottom: Black 1pt solid; text-align: left">&nbsp;</td>
       <td style="border-bottom: Black 1pt solid; text-align: left">&nbsp;</td>
       <td style="border-bottom: Black 1pt solid; text-align: left">&nbsp;</td>
       <td style="border-bottom: Black 1pt solid; text-align: right">&nbsp;</td>
       <td style="border-bottom: Black 1pt solid; text-align: left">&nbsp;</td>
       <td style="padding-bottom: 1pt">&nbsp;</td>
       <td style="border-bottom: Black 1pt solid; text-align: left">&nbsp;</td>
       <td style="border-bottom: Black 1pt solid; text-align: right">&nbsp;</td>
       <td style="border-bottom: Black 1pt solid; text-align: left">&nbsp;</td>
       <td style="border-bottom: Black 1pt solid; text-align: left">&nbsp;</td>
       <td style="border-bottom: Black 1pt solid; text-align: left">&nbsp;</td>
       <td style="border-bottom: Black 1pt solid; text-align: right">&nbsp;</td>
       <td style="border-bottom: Black 1pt solid; text-align: left">&nbsp;</td>
       <td style="padding-bottom: 1pt">&nbsp;</td>
       <td style="border-bottom: Black 1pt solid; text-align: left">&nbsp;</td>
       <td style="border-bottom: Black 1pt solid; text-align: right">&nbsp;</td>
       <td style="border-bottom: Black 1pt solid; text-align: left">&nbsp;</td>
       <td style="border-bottom: Black 1pt solid; text-align: left">&nbsp;</td>
       <td style="border-bottom: Black 1pt solid; text-align: left">&nbsp;</td>
       <td style="border-bottom: Black 1pt solid; text-align: right">&nbsp;</td>
       <td style="border-bottom: Black 1pt solid; text-align: left">&nbsp;</td>
       <td style="padding-bottom: 1pt">&nbsp;</td>
       <td style="border-bottom: Black 1pt solid; text-align: left">&nbsp;</td>
       <td style="border-bottom: Black 1pt solid; text-align: right">&nbsp;</td>
       <td style="border-bottom: Black 1pt solid; text-align: left">&nbsp;</td>
       <td style="border-bottom: Black 1pt solid; text-align: left">&nbsp;</td>
       <td style="border-bottom: Black 1pt solid; text-align: left">&nbsp;</td>
       <td style="border-bottom: Black 1pt solid; text-align: right">&nbsp;</td>
       <td style="border-bottom: Black 1pt solid; text-align: left">&nbsp;</td>
      </tr>
      <tr style="vertical-align: bottom; background-color: rgb(204,238,255)">
       <td style="text-align: left; padding-bottom: 2.25pt; padding-left: 10pt">Total assets</td>
       <td style="padding-bottom: 2.25pt">&nbsp;</td>
       <td style="border-bottom: Black 2.25pt double; text-align: left">$</td>
       <td style="border-bottom: Black 2.25pt double; text-align: right">-</td>
       <td style="border-bottom: Black 2.25pt double; text-align: left">&nbsp;</td>
       <td style="border-bottom: Black 2.25pt double; text-align: left">&nbsp;</td>
       <td style="border-bottom: Black 2.25pt double; text-align: left">$</td>
       <td style="border-bottom: Black 2.25pt double; text-align: right">-</td>
       <td style="border-bottom: Black 2.25pt double; text-align: left">&nbsp;</td>
       <td style="padding-bottom: 2.25pt">&nbsp;</td>
       <td style="border-bottom: Black 2.25pt double; text-align: left">$</td>
       <td style="border-bottom: Black 2.25pt double; text-align: right">-</td>
       <td style="border-bottom: Black 2.25pt double; text-align: left">&nbsp;</td>
       <td style="border-bottom: Black 2.25pt double; text-align: left">&nbsp;</td>
       <td style="border-bottom: Black 2.25pt double; text-align: left">$</td>
       <td style="border-bottom: Black 2.25pt double; text-align: right">-</td>
       <td style="border-bottom: Black 2.25pt double; text-align: left">&nbsp;</td>
       <td style="padding-bottom: 2.25pt">&nbsp;</td>
       <td style="border-bottom: Black 2.25pt double; text-align: left">$</td>
       <td style="border-bottom: Black 2.25pt double; text-align: right">20,292</td>
       <td style="border-bottom: Black 2.25pt double; text-align: left">&nbsp;</td>
       <td style="border-bottom: Black 2.25pt double; text-align: left">&nbsp;</td>
       <td style="border-bottom: Black 2.25pt double; text-align: left">$</td>
       <td style="border-bottom: Black 2.25pt double; text-align: right">28,500</td>
       <td style="border-bottom: Black 2.25pt double; text-align: left">&nbsp;</td>
       <td style="padding-bottom: 2.25pt">&nbsp;</td>
       <td style="border-bottom: Black 2.25pt double; text-align: left">$</td>
       <td style="border-bottom: Black 2.25pt double; text-align: right">20,292</td>
       <td style="border-bottom: Black 2.25pt double; text-align: left">&nbsp;</td>
       <td style="border-bottom: Black 2.25pt double; text-align: left">&nbsp;</td>
       <td style="border-bottom: Black 2.25pt double; text-align: left">$</td>
       <td style="border-bottom: Black 2.25pt double; text-align: right">28,500</td>
       <td style="border-bottom: Black 2.25pt double; text-align: left">&nbsp;</td>
      </tr>

    </table><br/><p style="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify">The following table presents the quantitative information about non-recurring Level 3 fair value measurements of financial instruments as of December 31, 2015:</p><br/><table cellpadding="0" cellspacing="0" style="border-collapse: collapse; width: 100%; font: 10pt Times New Roman, Times, Serif">

      <tr style="vertical-align: bottom">
       <td style="font-weight: bold; text-align: left">&nbsp;</td>
       <td style="font-weight: bold; padding-bottom: 1pt">&nbsp;</td>
       <td colspan="3" style="font-weight: bold; text-align: center; border-bottom: Black 1pt solid">Fair Value</td>
       <td style="font-weight: bold; padding-bottom: 1pt; border-bottom: Black 1pt solid">&nbsp;</td>
       <td style="font-weight: bold; text-align: center; border-bottom: Black 1pt solid">Valuation Technique</td>
       <td style="font-weight: bold; padding-bottom: 1pt; border-bottom: Black 1pt solid">&nbsp;</td>
       <td style="font-weight: bold; text-align: center; border-bottom: Black 1pt solid">Unobservable Input</td>
       <td style="font-weight: bold; padding-bottom: 1pt; border-bottom: Black 1pt solid">&nbsp;</td>
       <td colspan="5" style="font-weight: bold; text-align: center; border-bottom: Black 1pt solid">Range</td>
       <td style="font-weight: bold; padding-bottom: 1pt; border-bottom: Black 1pt solid">&nbsp;</td>
       <td colspan="3" style="font-weight: bold; text-align: center; border-bottom: Black 1pt solid">Weighted Average</td>
      </tr>
      <tr style="vertical-align: bottom">
       <td style="text-align: left">&nbsp;</td>
       <td style="font-style: italic">&nbsp;</td>
       <td colspan="13" style="font-style: italic; text-align: center">(Dollars in thousands)</td>
       <td>&nbsp;</td>
       <td colspan="3" style="text-align: center">&nbsp;</td>
      </tr>
      <tr style="vertical-align: bottom; background-color: rgb(204,238,255)">
       <td style="font-weight: bold">Assets:</td>
       <td>&nbsp;</td>
       <td style="text-align: left">&nbsp;</td>
       <td style="text-align: right">&nbsp;</td>
       <td style="text-align: left">&nbsp;</td>
       <td>&nbsp;</td>
       <td style="text-align: center">&nbsp;</td>
       <td>&nbsp;</td>
       <td style="text-align: center">&nbsp;</td>
       <td>&nbsp;</td>
       <td style="text-align: left">&nbsp;</td>
       <td style="text-align: center">&nbsp;</td>
       <td style="text-align: center">&nbsp;</td>
       <td style="text-align: center">&nbsp;</td>
       <td style="text-align: left">&nbsp;</td>
       <td>&nbsp;</td>
       <td style="text-align: left">&nbsp;</td>
       <td style="text-align: right">&nbsp;</td>
       <td style="text-align: left">&nbsp;</td>
      </tr>
      <tr style="vertical-align: bottom; background-color: White">
       <td style="text-align: left">&nbsp;</td>
       <td>&nbsp;</td>
       <td style="text-align: left">&nbsp;</td>
       <td style="text-align: right">&nbsp;</td>
       <td style="text-align: left">&nbsp;</td>
       <td>&nbsp;</td>
       <td style="text-align: left">&nbsp;</td>
       <td>&nbsp;</td>
       <td style="text-align: center">&nbsp;</td>
       <td>&nbsp;</td>
       <td style="text-align: left">&nbsp;</td>
       <td style="text-align: center">&nbsp;</td>
       <td style="text-align: center">&nbsp;</td>
       <td style="text-align: center">&nbsp;</td>
       <td style="text-align: left">&nbsp;</td>
       <td>&nbsp;</td>
       <td style="text-align: left">&nbsp;</td>
       <td style="text-align: right">&nbsp;</td>
       <td style="text-align: left">&nbsp;</td>
      </tr>
      <tr style="vertical-align: bottom; background-color: rgb(204,238,255)">
       <td style="width: 27%; text-align: left">Impaired loans</td>
       <td style="width: 1%">&nbsp;</td>
       <td style="width: 1%; text-align: left">$</td>
       <td style="width: 7%; text-align: right">3,878</td>
       <td style="width: 1%; text-align: left">&nbsp;</td>
       <td style="width: 1%">&nbsp;</td>
       <td style="width: 18%; text-align: left">Income approach</td>
       <td style="width: 1%">&nbsp;</td>
       <td style="width: 18%; text-align: center">Capitalization rate</td>
       <td style="width: 1%">&nbsp;</td>
       <td style="width: 1%; text-align: left">&nbsp;</td>
       <td style="width: 4%; text-align: center">7.3% </td>
       <td style="width: 4%; text-align: center">to </td>
       <td style="width: 4%; text-align: center">8.5%</td>
       <td style="width: 1%; text-align: left">&nbsp;</td>
       <td style="width: 1%">&nbsp;</td>
       <td style="width: 1%; text-align: left">&nbsp;</td>
       <td style="width: 7%; text-align: right">7.7</td>
       <td style="width: 1%; text-align: left">%</td>
      </tr>
      <tr style="vertical-align: bottom; background-color: White">
       <td style="text-align: left">&nbsp;</td>
       <td>&nbsp;</td>
       <td style="text-align: left">&nbsp;</td>
       <td style="text-align: right">&nbsp;</td>
       <td style="text-align: left">&nbsp;</td>
       <td>&nbsp;</td>
       <td style="text-align: left">&nbsp;</td>
       <td>&nbsp;</td>
       <td style="text-align: center">Loss severity discount</td>
       <td>&nbsp;</td>
       <td style="text-align: left">&nbsp;</td>
       <td style="text-align: center">&nbsp;</td>
       <td style="text-align: center">15.0%</td>
       <td style="text-align: center">&nbsp;</td>
       <td style="text-align: left">&nbsp;</td>
       <td>&nbsp;</td>
       <td style="text-align: left">&nbsp;</td>
       <td style="text-align: right">15.0</td>
       <td style="text-align: left">%</td>
      </tr>
      <tr style="vertical-align: bottom; background-color: rgb(204,238,255)">
       <td style="text-align: left">&nbsp;</td>
       <td>&nbsp;</td>
       <td style="text-align: left">&nbsp;</td>
       <td style="text-align: right">&nbsp;</td>
       <td style="text-align: left">&nbsp;</td>
       <td>&nbsp;</td>
       <td style="text-align: left">&nbsp;</td>
       <td>&nbsp;</td>
       <td style="text-align: center">&nbsp;</td>
       <td>&nbsp;</td>
       <td style="text-align: left">&nbsp;</td>
       <td style="text-align: center">&nbsp;</td>
       <td style="text-align: center">&nbsp;</td>
       <td style="text-align: center">&nbsp;</td>
       <td style="text-align: left">&nbsp;</td>
       <td>&nbsp;</td>
       <td style="text-align: left">&nbsp;</td>
       <td style="text-align: right">&nbsp;</td>
       <td style="text-align: left">&nbsp;</td>
      </tr>
      <tr style="vertical-align: bottom; background-color: White">
       <td style="text-align: left">Impaired loans</td>
       <td>&nbsp;</td>
       <td style="text-align: left">$</td>
       <td style="text-align: right">5,555</td>
       <td style="text-align: left">&nbsp;</td>
       <td>&nbsp;</td>
       <td style="text-align: left">Sales approach</td>
       <td>&nbsp;</td>
       <td style="text-align: center">Adjustment to sales comparison value to reconcile differences between comparable sales</td>
       <td>&nbsp;</td>
       <td style="text-align: left">&nbsp;</td>
       <td style="text-align: center">-50.0% </td>
       <td style="text-align: center">to </td>
       <td style="text-align: center">40.0%</td>
       <td style="text-align: left">&nbsp;</td>
       <td>&nbsp;</td>
       <td style="text-align: left">&nbsp;</td>
       <td style="text-align: right">-2.2</td>
       <td style="text-align: left">%</td>
      </tr>
      <tr style="vertical-align: bottom; background-color: rgb(204,238,255)">
       <td style="text-align: left">&nbsp;</td>
       <td>&nbsp;</td>
       <td style="text-align: left">&nbsp;</td>
       <td style="text-align: right">&nbsp;</td>
       <td style="text-align: left">&nbsp;</td>
       <td>&nbsp;</td>
       <td style="text-align: left">&nbsp;</td>
       <td>&nbsp;</td>
       <td style="text-align: center">Loss severity discount</td>
       <td>&nbsp;</td>
       <td style="text-align: left">&nbsp;</td>
       <td style="text-align: center">&nbsp;</td>
       <td style="text-align: center">15.0%</td>
       <td style="text-align: center">&nbsp;</td>
       <td style="text-align: left">&nbsp;</td>
       <td>&nbsp;</td>
       <td style="text-align: left">&nbsp;</td>
       <td style="text-align: right">15.0</td>
       <td style="text-align: left">%</td>
      </tr>
      <tr style="vertical-align: bottom; background-color: White">
       <td style="text-align: left">&nbsp;</td>
       <td>&nbsp;</td>
       <td style="text-align: left">&nbsp;</td>
       <td style="text-align: right">&nbsp;</td>
       <td style="text-align: left">&nbsp;</td>
       <td>&nbsp;</td>
       <td style="text-align: right">&nbsp;</td>
       <td>&nbsp;</td>
       <td style="text-align: right">&nbsp;</td>
       <td>&nbsp;</td>
       <td style="text-align: left">&nbsp;</td>
       <td style="text-align: center">&nbsp;</td>
       <td style="text-align: center">&nbsp;</td>
       <td style="text-align: center">&nbsp;</td>
       <td style="text-align: left">&nbsp;</td>
       <td>&nbsp;</td>
       <td style="text-align: left">&nbsp;</td>
       <td style="text-align: right">&nbsp;</td>
       <td style="text-align: left">&nbsp;</td>
      </tr>
      <tr style="vertical-align: bottom; background-color: rgb(204,238,255)">
       <td style="text-align: left">&nbsp;</td>
       <td>&nbsp;</td>
       <td style="text-align: left">&nbsp;</td>
       <td style="text-align: right">&nbsp;</td>
       <td style="text-align: left">&nbsp;</td>
       <td>&nbsp;</td>
       <td style="text-align: right">&nbsp;</td>
       <td>&nbsp;</td>
       <td style="text-align: right">&nbsp;</td>
       <td>&nbsp;</td>
       <td style="text-align: left">&nbsp;</td>
       <td style="text-align: center">&nbsp;</td>
       <td style="text-align: center">&nbsp;</td>
       <td style="text-align: center">&nbsp;</td>
       <td style="text-align: left">&nbsp;</td>
       <td>&nbsp;</td>
       <td style="text-align: left">&nbsp;</td>
       <td style="text-align: right">&nbsp;</td>
       <td style="text-align: left">&nbsp;</td>
      </tr>
      <tr style="vertical-align: bottom; background-color: White">
       <td style="text-align: left">Impaired loans</td>
       <td>&nbsp;</td>
       <td style="text-align: left">$</td>
       <td style="text-align: right">5,927</td>
       <td style="text-align: left">&nbsp;</td>
       <td>&nbsp;</td>
       <td style="text-align: left">Blended income and sales approach</td>
       <td>&nbsp;</td>
       <td style="text-align: center">Adjustment to sales comparison value to reconcile differences between comparable sales</td>
       <td>&nbsp;</td>
       <td style="text-align: left">&nbsp;</td>
       <td style="text-align: center">-50.0% </td>
       <td style="text-align: center">to </td>
       <td style="text-align: center">25.0%</td>
       <td style="text-align: left">&nbsp;</td>
       <td>&nbsp;</td>
       <td style="text-align: left">&nbsp;</td>
       <td style="text-align: right">-2.2</td>
       <td style="text-align: left">%</td>
      </tr>
      <tr style="vertical-align: bottom; background-color: rgb(204,238,255)">
       <td style="text-align: left">&nbsp;</td>
       <td>&nbsp;</td>
       <td style="text-align: left">&nbsp;</td>
       <td style="text-align: right">&nbsp;</td>
       <td style="text-align: left">&nbsp;</td>
       <td>&nbsp;</td>
       <td style="text-align: left">&nbsp;</td>
       <td>&nbsp;</td>
       <td style="text-align: center">Capitalization rate</td>
       <td>&nbsp;</td>
       <td style="text-align: left">&nbsp;</td>
       <td style="text-align: center">5.3% </td>
       <td style="text-align: center">to </td>
       <td style="text-align: center">9.0%</td>
       <td style="text-align: left">&nbsp;</td>
       <td>&nbsp;</td>
       <td style="text-align: left">&nbsp;</td>
       <td style="text-align: right">7.0</td>
       <td style="text-align: left">%</td>
      </tr>
      <tr style="vertical-align: bottom; background-color: White">
       <td style="text-align: left">&nbsp;</td>
       <td>&nbsp;</td>
       <td style="text-align: left">&nbsp;</td>
       <td style="text-align: right">&nbsp;</td>
       <td style="text-align: left">&nbsp;</td>
       <td>&nbsp;</td>
       <td style="text-align: left">&nbsp;</td>
       <td>&nbsp;</td>
       <td style="text-align: center">Loss severity discount</td>
       <td>&nbsp;</td>
       <td style="text-align: left">&nbsp;</td>
       <td style="text-align: center">5.2% </td>
       <td style="text-align: center">to </td>
       <td style="text-align: center">15.0%</td>
       <td style="text-align: left">&nbsp;</td>
       <td>&nbsp;</td>
       <td style="text-align: left">&nbsp;</td>
       <td style="text-align: right">13.7</td>
       <td style="text-align: left">%</td>
      </tr>
      <tr style="vertical-align: bottom; background-color: rgb(204,238,255)">
       <td style="text-align: left">&nbsp;</td>
       <td>&nbsp;</td>
       <td style="text-align: left">&nbsp;</td>
       <td style="text-align: right">&nbsp;</td>
       <td style="text-align: left">&nbsp;</td>
       <td>&nbsp;</td>
       <td style="text-align: right">&nbsp;</td>
       <td>&nbsp;</td>
       <td style="text-align: right">&nbsp;</td>
       <td>&nbsp;</td>
       <td style="text-align: left">&nbsp;</td>
       <td style="text-align: center">&nbsp;</td>
       <td style="text-align: center">&nbsp;</td>
       <td style="text-align: center">&nbsp;</td>
       <td style="text-align: left">&nbsp;</td>
       <td>&nbsp;</td>
       <td style="text-align: left">&nbsp;</td>
       <td style="text-align: right">&nbsp;</td>
       <td style="text-align: left">&nbsp;</td>
      </tr>
      <tr style="vertical-align: bottom; background-color: White">
       <td style="text-align: left">&nbsp;</td>
       <td>&nbsp;</td>
       <td style="text-align: left">&nbsp;</td>
       <td style="text-align: right">&nbsp;</td>
       <td style="text-align: left">&nbsp;</td>
       <td>&nbsp;</td>
       <td style="text-align: right">&nbsp;</td>
       <td>&nbsp;</td>
       <td style="text-align: right">&nbsp;</td>
       <td>&nbsp;</td>
       <td style="text-align: left">&nbsp;</td>
       <td style="text-align: center">&nbsp;</td>
       <td style="text-align: center">&nbsp;</td>
       <td style="text-align: center">&nbsp;</td>
       <td style="text-align: left">&nbsp;</td>
       <td>&nbsp;</td>
       <td style="text-align: left">&nbsp;</td>
       <td style="text-align: right">&nbsp;</td>
       <td style="text-align: left">&nbsp;</td>
      </tr>
      <tr style="vertical-align: bottom; background-color: rgb(204,238,255)">
       <td style="text-align: left">Other real estate owned</td>
       <td>&nbsp;</td>
       <td style="text-align: left">$</td>
       <td style="text-align: right">3,750</td>
       <td style="text-align: left">&nbsp;</td>
       <td>&nbsp;</td>
       <td style="text-align: left">Income approach</td>
       <td>&nbsp;</td>
       <td style="text-align: center">Capitalization rate</td>
       <td>&nbsp;</td>
       <td style="text-align: left">&nbsp;</td>
       <td style="text-align: center">&nbsp;</td>
       <td style="text-align: center">9.0%</td>
       <td style="text-align: center">&nbsp;</td>
       <td style="text-align: left">&nbsp;</td>
       <td>&nbsp;</td>
       <td style="text-align: left">&nbsp;</td>
       <td style="text-align: right">9.0</td>
       <td style="text-align: left">%</td>
      </tr>
      <tr style="vertical-align: bottom; background-color: White">
       <td style="text-align: left">&nbsp;</td>
       <td>&nbsp;</td>
       <td style="text-align: left">&nbsp;</td>
       <td style="text-align: right">&nbsp;</td>
       <td style="text-align: left">&nbsp;</td>
       <td>&nbsp;</td>
       <td style="text-align: left">&nbsp;</td>
       <td>&nbsp;</td>
       <td style="text-align: center">&nbsp;</td>
       <td>&nbsp;</td>
       <td style="text-align: left">&nbsp;</td>
       <td style="text-align: center">&nbsp;</td>
       <td style="text-align: center">&nbsp;</td>
       <td style="text-align: center">&nbsp;</td>
       <td style="text-align: left">&nbsp;</td>
       <td>&nbsp;</td>
       <td style="text-align: left">&nbsp;</td>
       <td style="text-align: right">&nbsp;</td>
       <td style="text-align: left">&nbsp;</td>
      </tr>
      <tr style="vertical-align: bottom; background-color: rgb(204,238,255)">
       <td style="text-align: left">&nbsp;</td>
       <td>&nbsp;</td>
       <td style="text-align: left">&nbsp;</td>
       <td style="text-align: right">&nbsp;</td>
       <td style="text-align: left">&nbsp;</td>
       <td>&nbsp;</td>
       <td style="text-align: left">&nbsp;</td>
       <td>&nbsp;</td>
       <td style="text-align: center">&nbsp;</td>
       <td>&nbsp;</td>
       <td style="text-align: left">&nbsp;</td>
       <td style="text-align: center">&nbsp;</td>
       <td style="text-align: center">&nbsp;</td>
       <td style="text-align: center">&nbsp;</td>
       <td style="text-align: left">&nbsp;</td>
       <td>&nbsp;</td>
       <td style="text-align: left">&nbsp;</td>
       <td style="text-align: right">&nbsp;</td>
       <td style="text-align: left">&nbsp;</td>
      </tr>
      <tr style="vertical-align: bottom; background-color: White">
       <td style="text-align: left">Other real estate owned</td>
       <td>&nbsp;</td>
       <td style="text-align: left">$</td>
       <td style="text-align: right">366</td>
       <td style="text-align: left">&nbsp;</td>
       <td>&nbsp;</td>
       <td style="text-align: left">Sales approach</td>
       <td>&nbsp;</td>
       <td style="text-align: center">Adjustment to sales comparison value to reconcile differences between comparable sales</td>
       <td>&nbsp;</td>
       <td style="text-align: left">&nbsp;</td>
       <td style="text-align: center">-5.0% </td>
       <td style="text-align: center">to </td>
       <td style="text-align: center">25.0%</td>
       <td style="text-align: left">&nbsp;</td>
       <td>&nbsp;</td>
       <td style="text-align: left">&nbsp;</td>
       <td style="text-align: right">12.0</td>
       <td style="text-align: left">%</td>
      </tr>
      <tr style="vertical-align: bottom; background-color: rgb(204,238,255)">
       <td style="text-align: left">&nbsp;</td>
       <td>&nbsp;</td>
       <td style="text-align: left">&nbsp;</td>
       <td style="text-align: right">&nbsp;</td>
       <td style="text-align: left">&nbsp;</td>
       <td>&nbsp;</td>
       <td style="text-align: left">&nbsp;</td>
       <td>&nbsp;</td>
       <td style="text-align: center">&nbsp;</td>
       <td>&nbsp;</td>
       <td style="text-align: left">&nbsp;</td>
       <td style="text-align: center">&nbsp;</td>
       <td style="text-align: center">&nbsp;</td>
       <td style="text-align: center">&nbsp;</td>
       <td style="text-align: left">&nbsp;</td>
       <td>&nbsp;</td>
       <td style="text-align: left">&nbsp;</td>
       <td style="text-align: right">&nbsp;</td>
       <td style="text-align: left">&nbsp;</td>
      </tr>
      <tr style="vertical-align: bottom; background-color: White">
       <td style="text-align: left">&nbsp;</td>
       <td>&nbsp;</td>
       <td style="text-align: left">&nbsp;</td>
       <td style="text-align: right">&nbsp;</td>
       <td style="text-align: left">&nbsp;</td>
       <td>&nbsp;</td>
       <td style="text-align: right">&nbsp;</td>
       <td>&nbsp;</td>
       <td style="text-align: right">&nbsp;</td>
       <td>&nbsp;</td>
       <td style="text-align: left">&nbsp;</td>
       <td style="text-align: center">&nbsp;</td>
       <td style="text-align: center">&nbsp;</td>
       <td style="text-align: center">&nbsp;</td>
       <td style="text-align: left">&nbsp;</td>
       <td>&nbsp;</td>
       <td style="text-align: left">&nbsp;</td>
       <td style="text-align: right">&nbsp;</td>
       <td style="text-align: left">&nbsp;</td>
      </tr>
      <tr style="vertical-align: bottom; background-color: rgb(204,238,255)">
       <td style="text-align: left">Other real estate owned</td>
       <td>&nbsp;</td>
       <td style="text-align: left">$</td>
       <td style="text-align: right">816</td>
       <td style="text-align: left">&nbsp;</td>
       <td>&nbsp;</td>
       <td style="text-align: left">Blended income and sales approach</td>
       <td>&nbsp;</td>
       <td style="text-align: center">Adjustment to sales comparison value to reconcile differences between comparable sales</td>
       <td>&nbsp;</td>
       <td style="text-align: left">&nbsp;</td>
       <td style="text-align: center">-10.0% </td>
       <td style="text-align: center">to </td>
       <td style="text-align: center">15.0%</td>
       <td style="text-align: left">&nbsp;</td>
       <td>&nbsp;</td>
       <td style="text-align: left">&nbsp;</td>
       <td style="text-align: right">2.5</td>
       <td style="text-align: left">%</td>
      </tr>
      <tr style="vertical-align: bottom; background-color: White">
       <td style="text-align: left">&nbsp;</td>
       <td>&nbsp;</td>
       <td style="text-align: left">&nbsp;</td>
       <td style="text-align: right">&nbsp;</td>
       <td style="text-align: left">&nbsp;</td>
       <td>&nbsp;</td>
       <td style="text-align: left">&nbsp;</td>
       <td>&nbsp;</td>
       <td style="text-align: center">Capitalization rate</td>
       <td>&nbsp;</td>
       <td style="text-align: left">&nbsp;</td>
       <td style="text-align: center">&nbsp;</td>
       <td style="text-align: center">8.6%</td>
       <td style="text-align: center">&nbsp;</td>
       <td style="text-align: left">&nbsp;</td>
       <td>&nbsp;</td>
       <td style="text-align: left">&nbsp;</td>
       <td style="text-align: right">8.6</td>
       <td style="text-align: left">%</td>
      </tr>

    </table><br/><p style="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify">The following table presents the quantitative information about non-recurring Level 3 fair value of financial instruments and the fair value measurements as of December 31, 2014:</p><br/><table cellpadding="0" cellspacing="0" style="border-collapse: collapse; width: 100%; font: 10pt Times New Roman, Times, Serif">

      <tr style="vertical-align: bottom">
       <td style="font-weight: bold; text-align: left">&nbsp;</td>
       <td style="font-weight: bold; padding-bottom: 1pt">&nbsp;</td>
       <td colspan="3" style="font-weight: bold; text-align: center; border-bottom: Black 1pt solid">Fair Value</td>
       <td style="font-weight: bold; padding-bottom: 1pt; border-bottom: Black 1pt solid">&nbsp;</td>
       <td style="font-weight: bold; text-align: center; border-bottom: Black 1pt solid">Valuation Technique</td>
       <td style="font-weight: bold; padding-bottom: 1pt; border-bottom: Black 1pt solid">&nbsp;</td>
       <td style="font-weight: bold; text-align: center; border-bottom: Black 1pt solid">Unobservable Input</td>
       <td style="font-weight: bold; padding-bottom: 1pt; border-bottom: Black 1pt solid">&nbsp;</td>
       <td colspan="5" style="font-weight: bold; text-align: center; border-bottom: Black 1pt solid">Range</td>
       <td style="font-weight: bold; padding-bottom: 1pt; border-bottom: Black 1pt solid">&nbsp;</td>
       <td colspan="3" style="font-weight: bold; text-align: center; border-bottom: Black 1pt solid">Weighted Average</td>
      </tr>
      <tr style="vertical-align: bottom">
       <td style="text-align: left">&nbsp;</td>
       <td style="font-style: italic">&nbsp;</td>
       <td colspan="13" style="font-style: italic; text-align: center">(Dollars in thousands)</td>
       <td>&nbsp;</td>
       <td colspan="3" style="text-align: center">&nbsp;</td>
      </tr>
      <tr style="vertical-align: bottom; background-color: rgb(204,238,255)">
       <td style="font-weight: bold">Assets:</td>
       <td>&nbsp;</td>
       <td style="text-align: left">&nbsp;</td>
       <td style="text-align: right">&nbsp;</td>
       <td style="text-align: left">&nbsp;</td>
       <td>&nbsp;</td>
       <td style="text-align: center">&nbsp;</td>
       <td>&nbsp;</td>
       <td style="text-align: center">&nbsp;</td>
       <td>&nbsp;</td>
       <td style="text-align: left">&nbsp;</td>
       <td style="text-align: center">&nbsp;</td>
       <td style="text-align: center">&nbsp;</td>
       <td style="text-align: center">&nbsp;</td>
       <td style="text-align: left">&nbsp;</td>
       <td>&nbsp;</td>
       <td style="text-align: left">&nbsp;</td>
       <td style="text-align: right">&nbsp;</td>
       <td style="text-align: left">&nbsp;</td>
      </tr>
      <tr style="vertical-align: bottom; background-color: White">
       <td style="font-weight: bold">&nbsp;</td>
       <td>&nbsp;</td>
       <td style="text-align: left">&nbsp;</td>
       <td style="text-align: right">&nbsp;</td>
       <td style="text-align: left">&nbsp;</td>
       <td>&nbsp;</td>
       <td style="text-align: center">&nbsp;</td>
       <td>&nbsp;</td>
       <td style="text-align: center">&nbsp;</td>
       <td>&nbsp;</td>
       <td style="text-align: left">&nbsp;</td>
       <td style="text-align: center">&nbsp;</td>
       <td style="text-align: center">&nbsp;</td>
       <td style="text-align: center">&nbsp;</td>
       <td style="text-align: left">&nbsp;</td>
       <td>&nbsp;</td>
       <td style="text-align: left">&nbsp;</td>
       <td style="text-align: right">&nbsp;</td>
       <td style="text-align: left">&nbsp;</td>
      </tr>
      <tr style="vertical-align: bottom; background-color: rgb(204,238,255)">
       <td style="width: 27%; text-align: left">Impaired loans</td>
       <td style="width: 1%">&nbsp;</td>
       <td style="width: 1%; text-align: left">$</td>
       <td style="width: 7%; text-align: right">6,981</td>
       <td style="width: 1%; text-align: left">&nbsp;</td>
       <td style="width: 1%">&nbsp;</td>
       <td style="width: 18%; text-align: left">Income&nbsp;&nbsp;approach</td>
       <td style="width: 1%">&nbsp;</td>
       <td style="width: 18%; text-align: center">Capitalization rate</td>
       <td style="width: 1%">&nbsp;</td>
       <td style="width: 1%; text-align: left">&nbsp;</td>
       <td style="width: 4%; text-align: center">7.3% </td>
       <td style="width: 4%; text-align: center">to </td>
       <td style="width: 4%; text-align: center">8.5%</td>
       <td style="width: 1%; text-align: left">&nbsp;</td>
       <td style="width: 1%">&nbsp;</td>
       <td style="width: 1%; text-align: left">&nbsp;</td>
       <td style="width: 7%; text-align: right">7.8</td>
       <td style="width: 1%; text-align: left">%</td>
      </tr>
      <tr style="vertical-align: bottom; background-color: White">
       <td style="text-align: left">&nbsp;</td>
       <td>&nbsp;</td>
       <td style="text-align: left">&nbsp;</td>
       <td style="text-align: right">&nbsp;</td>
       <td style="text-align: left">&nbsp;</td>
       <td>&nbsp;</td>
       <td style="text-align: left">&nbsp;</td>
       <td>&nbsp;</td>
       <td style="text-align: center">Loss severity discount</td>
       <td>&nbsp;</td>
       <td style="text-align: left">&nbsp;</td>
       <td style="text-align: center">0.5% </td>
       <td style="text-align: center">to </td>
       <td style="text-align: center">81.7%</td>
       <td style="text-align: left">&nbsp;</td>
       <td>&nbsp;</td>
       <td style="text-align: left">&nbsp;</td>
       <td style="text-align: right">21.3</td>
       <td style="text-align: left">%</td>
      </tr>
      <tr style="vertical-align: bottom; background-color: rgb(204,238,255)">
       <td style="text-align: left">&nbsp;</td>
       <td>&nbsp;</td>
       <td style="text-align: left">&nbsp;</td>
       <td style="text-align: right">&nbsp;</td>
       <td style="text-align: left">&nbsp;</td>
       <td>&nbsp;</td>
       <td style="text-align: left">&nbsp;</td>
       <td>&nbsp;</td>
       <td style="text-align: center">&nbsp;</td>
       <td>&nbsp;</td>
       <td style="text-align: left">&nbsp;</td>
       <td style="text-align: center">&nbsp;</td>
       <td style="text-align: center">&nbsp;</td>
       <td style="text-align: center">&nbsp;</td>
       <td style="text-align: left">&nbsp;</td>
       <td>&nbsp;</td>
       <td style="text-align: left">&nbsp;</td>
       <td style="text-align: right">&nbsp;</td>
       <td style="text-align: left">&nbsp;</td>
      </tr>
      <tr style="vertical-align: bottom; background-color: White">
       <td style="text-align: left">Impaired loans</td>
       <td>&nbsp;</td>
       <td style="text-align: left">$</td>
       <td style="text-align: right">6,935</td>
       <td style="text-align: left">&nbsp;</td>
       <td>&nbsp;</td>
       <td style="text-align: left">Sales approach</td>
       <td>&nbsp;</td>
       <td style="text-align: center">Adjustment to sales comparison value to reconcile differences between comparable sales</td>
       <td>&nbsp;</td>
       <td style="text-align: left">&nbsp;</td>
       <td style="text-align: center">-41.5% </td>
       <td style="text-align: center">to </td>
       <td style="text-align: center">40.0%</td>
       <td style="text-align: left">&nbsp;</td>
       <td>&nbsp;</td>
       <td style="text-align: left">&nbsp;</td>
       <td style="text-align: right">-2.2</td>
       <td style="text-align: left">%</td>
      </tr>
      <tr style="vertical-align: bottom; background-color: rgb(204,238,255)">
       <td style="text-align: left">&nbsp;</td>
       <td>&nbsp;</td>
       <td style="text-align: left">&nbsp;</td>
       <td style="text-align: right">&nbsp;</td>
       <td style="text-align: left">&nbsp;</td>
       <td>&nbsp;</td>
       <td style="text-align: left">&nbsp;</td>
       <td>&nbsp;</td>
       <td style="text-align: center">Loss severity discount</td>
       <td>&nbsp;</td>
       <td style="text-align: left">&nbsp;</td>
       <td style="text-align: center">1.8% </td>
       <td style="text-align: center">to </td>
       <td style="text-align: center">89.4%</td>
       <td style="text-align: left">&nbsp;</td>
       <td>&nbsp;</td>
       <td style="text-align: left">&nbsp;</td>
       <td style="text-align: right">20.0</td>
       <td style="text-align: left">%</td>
      </tr>
      <tr style="vertical-align: bottom; background-color: White">
       <td style="text-align: left">&nbsp;</td>
       <td>&nbsp;</td>
       <td style="text-align: left">&nbsp;</td>
       <td style="text-align: right">&nbsp;</td>
       <td style="text-align: left">&nbsp;</td>
       <td>&nbsp;</td>
       <td style="text-align: right">&nbsp;</td>
       <td>&nbsp;</td>
       <td style="text-align: right">&nbsp;</td>
       <td>&nbsp;</td>
       <td style="text-align: left">&nbsp;</td>
       <td style="text-align: center">&nbsp;</td>
       <td style="text-align: center">&nbsp;</td>
       <td style="text-align: center">&nbsp;</td>
       <td style="text-align: left">&nbsp;</td>
       <td>&nbsp;</td>
       <td style="text-align: left">&nbsp;</td>
       <td style="text-align: right">&nbsp;</td>
       <td style="text-align: left">&nbsp;</td>
      </tr>
      <tr style="vertical-align: bottom; background-color: rgb(204,238,255)">
       <td style="text-align: left">&nbsp;</td>
       <td>&nbsp;</td>
       <td style="text-align: left">&nbsp;</td>
       <td style="text-align: right">&nbsp;</td>
       <td style="text-align: left">&nbsp;</td>
       <td>&nbsp;</td>
       <td style="text-align: right">&nbsp;</td>
       <td>&nbsp;</td>
       <td style="text-align: right">&nbsp;</td>
       <td>&nbsp;</td>
       <td style="text-align: left">&nbsp;</td>
       <td style="text-align: center">&nbsp;</td>
       <td style="text-align: center">&nbsp;</td>
       <td style="text-align: center">&nbsp;</td>
       <td style="text-align: left">&nbsp;</td>
       <td>&nbsp;</td>
       <td style="text-align: left">&nbsp;</td>
       <td style="text-align: right">&nbsp;</td>
       <td style="text-align: left">&nbsp;</td>
      </tr>
      <tr style="vertical-align: bottom; background-color: White">
       <td style="text-align: left">Impaired loans</td>
       <td>&nbsp;</td>
       <td style="text-align: left">$</td>
       <td style="text-align: right">8,258</td>
       <td style="text-align: left">&nbsp;</td>
       <td>&nbsp;</td>
       <td style="text-align: left">Blended income and sales approach</td>
       <td>&nbsp;</td>
       <td style="text-align: center">Adjustment to sales comparison value to reconcile differences between comparable sales</td>
       <td>&nbsp;</td>
       <td style="text-align: left">&nbsp;</td>
       <td style="text-align: center">-55.0% </td>
       <td style="text-align: center">to </td>
       <td style="text-align: center">25.0%</td>
       <td style="text-align: left">&nbsp;</td>
       <td>&nbsp;</td>
       <td style="text-align: left">&nbsp;</td>
       <td style="text-align: right">-6.1</td>
       <td style="text-align: left">%</td>
      </tr>
      <tr style="vertical-align: bottom; background-color: rgb(204,238,255)">
       <td style="text-align: left">&nbsp;</td>
       <td>&nbsp;</td>
       <td style="text-align: left">&nbsp;</td>
       <td style="text-align: right">&nbsp;</td>
       <td style="text-align: left">&nbsp;</td>
       <td>&nbsp;</td>
       <td style="text-align: left">&nbsp;</td>
       <td>&nbsp;</td>
       <td style="text-align: center">Capitalization rate</td>
       <td>&nbsp;</td>
       <td style="text-align: left">&nbsp;</td>
       <td style="text-align: center">5.8% </td>
       <td style="text-align: center">to </td>
       <td style="text-align: center">11.0%</td>
       <td style="text-align: left">&nbsp;</td>
       <td>&nbsp;</td>
       <td style="text-align: left">&nbsp;</td>
       <td style="text-align: right">8.0</td>
       <td style="text-align: left">%</td>
      </tr>
      <tr style="vertical-align: bottom; background-color: White">
       <td style="text-align: left">&nbsp;</td>
       <td>&nbsp;</td>
       <td style="text-align: left">&nbsp;</td>
       <td style="text-align: right">&nbsp;</td>
       <td style="text-align: left">&nbsp;</td>
       <td>&nbsp;</td>
       <td style="text-align: left">&nbsp;</td>
       <td>&nbsp;</td>
       <td style="text-align: center">Loss severity discount</td>
       <td>&nbsp;</td>
       <td style="text-align: left">&nbsp;</td>
       <td style="text-align: center">0.9% </td>
       <td style="text-align: center">to </td>
       <td style="text-align: center">74.4%</td>
       <td style="text-align: left">&nbsp;</td>
       <td>&nbsp;</td>
       <td style="text-align: left">&nbsp;</td>
       <td style="text-align: right">30.0</td>
       <td style="text-align: left">%</td>
      </tr>
      <tr style="vertical-align: bottom; background-color: rgb(204,238,255)">
       <td style="text-align: left">&nbsp;</td>
       <td>&nbsp;</td>
       <td style="text-align: left">&nbsp;</td>
       <td style="text-align: right">&nbsp;</td>
       <td style="text-align: left">&nbsp;</td>
       <td>&nbsp;</td>
       <td style="text-align: right">&nbsp;</td>
       <td>&nbsp;</td>
       <td style="text-align: right">&nbsp;</td>
       <td>&nbsp;</td>
       <td style="text-align: left">&nbsp;</td>
       <td style="text-align: center">&nbsp;</td>
       <td style="text-align: center">&nbsp;</td>
       <td style="text-align: center">&nbsp;</td>
       <td style="text-align: left">&nbsp;</td>
       <td>&nbsp;</td>
       <td style="text-align: left">&nbsp;</td>
       <td style="text-align: right">&nbsp;</td>
       <td style="text-align: left">&nbsp;</td>
      </tr>
      <tr style="vertical-align: bottom; background-color: White">
       <td style="text-align: left">&nbsp;</td>
       <td>&nbsp;</td>
       <td style="text-align: left">&nbsp;</td>
       <td style="text-align: right">&nbsp;</td>
       <td style="text-align: left">&nbsp;</td>
       <td>&nbsp;</td>
       <td style="text-align: right">&nbsp;</td>
       <td>&nbsp;</td>
       <td style="text-align: right">&nbsp;</td>
       <td>&nbsp;</td>
       <td style="text-align: left">&nbsp;</td>
       <td style="text-align: center">&nbsp;</td>
       <td style="text-align: center">&nbsp;</td>
       <td style="text-align: center">&nbsp;</td>
       <td style="text-align: left">&nbsp;</td>
       <td>&nbsp;</td>
       <td style="text-align: left">&nbsp;</td>
       <td style="text-align: right">&nbsp;</td>
       <td style="text-align: left">&nbsp;</td>
      </tr>
      <tr style="vertical-align: bottom; background-color: rgb(204,238,255)">
       <td style="text-align: left">Other real estate owned</td>
       <td>&nbsp;</td>
       <td style="text-align: left">$</td>
       <td style="text-align: right">4,768</td>
       <td style="text-align: left">&nbsp;</td>
       <td>&nbsp;</td>
       <td style="text-align: left">Income&nbsp;&nbsp;approach</td>
       <td>&nbsp;</td>
       <td style="text-align: center">Capitalization rate</td>
       <td>&nbsp;</td>
       <td style="text-align: left">&nbsp;</td>
       <td style="text-align: center">9.0% </td>
       <td style="text-align: center">to </td>
       <td style="text-align: center">12.0%</td>
       <td style="text-align: left">&nbsp;</td>
       <td>&nbsp;</td>
       <td style="text-align: left">&nbsp;</td>
       <td style="text-align: right">9.1</td>
       <td style="text-align: left">%</td>
      </tr>
      <tr style="vertical-align: bottom; background-color: White">
       <td style="text-align: left">&nbsp;</td>
       <td>&nbsp;</td>
       <td style="text-align: left">&nbsp;</td>
       <td style="text-align: right">&nbsp;</td>
       <td style="text-align: left">&nbsp;</td>
       <td>&nbsp;</td>
       <td style="text-align: left">&nbsp;</td>
       <td>&nbsp;</td>
       <td style="text-align: center">Loss severity discount</td>
       <td>&nbsp;</td>
       <td style="text-align: left">&nbsp;</td>
       <td style="text-align: center">0.9% </td>
       <td style="text-align: center">to </td>
       <td style="text-align: center">4.9%</td>
       <td style="text-align: left">&nbsp;</td>
       <td>&nbsp;</td>
       <td style="text-align: left">&nbsp;</td>
       <td style="text-align: right">1.0</td>
       <td style="text-align: left">%</td>
      </tr>
      <tr style="vertical-align: bottom; background-color: rgb(204,238,255)">
       <td style="text-align: left">&nbsp;</td>
       <td>&nbsp;</td>
       <td style="text-align: left">&nbsp;</td>
       <td style="text-align: right">&nbsp;</td>
       <td style="text-align: left">&nbsp;</td>
       <td>&nbsp;</td>
       <td style="text-align: left">&nbsp;</td>
       <td>&nbsp;</td>
       <td style="text-align: center">&nbsp;</td>
       <td>&nbsp;</td>
       <td style="text-align: left">&nbsp;</td>
       <td style="text-align: center">&nbsp;</td>
       <td style="text-align: center">&nbsp;</td>
       <td style="text-align: center">&nbsp;</td>
       <td style="text-align: left">&nbsp;</td>
       <td>&nbsp;</td>
       <td style="text-align: left">&nbsp;</td>
       <td style="text-align: right">&nbsp;</td>
       <td style="text-align: left">&nbsp;</td>
      </tr>
      <tr style="vertical-align: bottom; background-color: White">
       <td style="text-align: left">Other real estate owned</td>
       <td>&nbsp;</td>
       <td style="text-align: left">$</td>
       <td style="text-align: right">587</td>
       <td style="text-align: left">&nbsp;</td>
       <td>&nbsp;</td>
       <td style="text-align: left">Sales approach</td>
       <td>&nbsp;</td>
       <td style="text-align: center">Adjustment to sales comparison value to reconcile differences between comparable sales</td>
       <td>&nbsp;</td>
       <td style="text-align: left">&nbsp;</td>
       <td style="text-align: center">-11.9% </td>
       <td style="text-align: center">to </td>
       <td style="text-align: center">15.0%</td>
       <td style="text-align: left">&nbsp;</td>
       <td>&nbsp;</td>
       <td style="text-align: left">&nbsp;</td>
       <td style="text-align: right">-3.5</td>
       <td style="text-align: left">%</td>
      </tr>
      <tr style="vertical-align: bottom; background-color: rgb(204,238,255)">
       <td style="text-align: left">&nbsp;</td>
       <td>&nbsp;</td>
       <td style="text-align: left">&nbsp;</td>
       <td style="text-align: right">&nbsp;</td>
       <td style="text-align: left">&nbsp;</td>
       <td>&nbsp;</td>
       <td style="text-align: left">&nbsp;</td>
       <td>&nbsp;</td>
       <td style="text-align: center">Loss severity discount</td>
       <td>&nbsp;</td>
       <td style="text-align: left">&nbsp;</td>
       <td style="text-align: center">0.0% </td>
       <td style="text-align: center">to </td>
       <td style="text-align: center">36.9%</td>
       <td style="text-align: left">&nbsp;</td>
       <td>&nbsp;</td>
       <td style="text-align: left">&nbsp;</td>
       <td style="text-align: right">9.6</td>
       <td style="text-align: left">%</td>
      </tr>
      <tr style="vertical-align: bottom; background-color: White">
       <td style="text-align: left">&nbsp;</td>
       <td>&nbsp;</td>
       <td style="text-align: left">&nbsp;</td>
       <td style="text-align: right">&nbsp;</td>
       <td style="text-align: left">&nbsp;</td>
       <td>&nbsp;</td>
       <td style="text-align: right">&nbsp;</td>
       <td>&nbsp;</td>
       <td style="text-align: right">&nbsp;</td>
       <td>&nbsp;</td>
       <td style="text-align: left">&nbsp;</td>
       <td style="text-align: center">&nbsp;</td>
       <td style="text-align: center">&nbsp;</td>
       <td style="text-align: center">&nbsp;</td>
       <td style="text-align: left">&nbsp;</td>
       <td>&nbsp;</td>
       <td style="text-align: left">&nbsp;</td>
       <td style="text-align: right">&nbsp;</td>
       <td style="text-align: left">&nbsp;</td>
      </tr>
      <tr style="vertical-align: bottom; background-color: rgb(204,238,255)">
       <td style="text-align: left">&nbsp;</td>
       <td>&nbsp;</td>
       <td style="text-align: left">&nbsp;</td>
       <td style="text-align: right">&nbsp;</td>
       <td style="text-align: left">&nbsp;</td>
       <td>&nbsp;</td>
       <td style="text-align: right">&nbsp;</td>
       <td>&nbsp;</td>
       <td style="text-align: right">&nbsp;</td>
       <td>&nbsp;</td>
       <td style="text-align: left">&nbsp;</td>
       <td style="text-align: center">&nbsp;</td>
       <td style="text-align: center">&nbsp;</td>
       <td style="text-align: center">&nbsp;</td>
       <td style="text-align: left">&nbsp;</td>
       <td>&nbsp;</td>
       <td style="text-align: left">&nbsp;</td>
       <td style="text-align: right">&nbsp;</td>
       <td style="text-align: left">&nbsp;</td>
      </tr>
      <tr style="vertical-align: bottom; background-color: White">
       <td style="text-align: left">Other real estate owned</td>
       <td>&nbsp;</td>
       <td style="text-align: left">$</td>
       <td style="text-align: right">971</td>
       <td style="text-align: left">&nbsp;</td>
       <td>&nbsp;</td>
       <td style="text-align: left">Blended income and sales approach</td>
       <td>&nbsp;</td>
       <td style="text-align: center">Adjustment to sales comparison value to reconcile differences between comparable sales</td>
       <td>&nbsp;</td>
       <td style="text-align: left">&nbsp;</td>
       <td style="text-align: center">-25.0% </td>
       <td style="text-align: center">to </td>
       <td style="text-align: center">0.0%</td>
       <td style="text-align: left">&nbsp;</td>
       <td>&nbsp;</td>
       <td style="text-align: left">&nbsp;</td>
       <td style="text-align: right">-8.9</td>
       <td style="text-align: left">%</td>
      </tr>
      <tr style="vertical-align: bottom; background-color: rgb(204,238,255)">
       <td style="text-align: left">&nbsp;</td>
       <td>&nbsp;</td>
       <td style="text-align: left">&nbsp;</td>
       <td style="text-align: right">&nbsp;</td>
       <td style="text-align: left">&nbsp;</td>
       <td>&nbsp;</td>
       <td style="text-align: left">&nbsp;</td>
       <td>&nbsp;</td>
       <td style="text-align: center">Capitalization rate</td>
       <td>&nbsp;</td>
       <td style="text-align: left">&nbsp;</td>
       <td style="text-align: center">7.5% </td>
       <td style="text-align: center">to </td>
       <td style="text-align: center">8.0%</td>
       <td style="text-align: left">&nbsp;</td>
       <td>&nbsp;</td>
       <td style="text-align: left">&nbsp;</td>
       <td style="text-align: right">7.7</td>
       <td style="text-align: left">%</td>
      </tr>
      <tr style="vertical-align: bottom; background-color: White">
       <td style="text-align: left">&nbsp;</td>
       <td>&nbsp;</td>
       <td style="text-align: left">&nbsp;</td>
       <td style="text-align: right">&nbsp;</td>
       <td style="text-align: left">&nbsp;</td>
       <td>&nbsp;</td>
       <td style="text-align: left">&nbsp;</td>
       <td>&nbsp;</td>
       <td style="text-align: center">Loss severity discount</td>
       <td>&nbsp;</td>
       <td style="text-align: left">&nbsp;</td>
       <td style="text-align: center">0.0% </td>
       <td style="text-align: center">to </td>
       <td style="text-align: center">6.2%</td>
       <td style="text-align: left">&nbsp;</td>
       <td>&nbsp;</td>
       <td style="text-align: left">&nbsp;</td>
       <td style="text-align: right">3.0</td>
       <td style="text-align: left">%</td>
      </tr>

    </table><br/><p style="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify">The Company did not have any liabilities that were carried at fair value on a non-recurring basis at December 31, 2015 and 2014.</p><br/><p style="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify">The fair value of each material class of financial instruments at December 31, 2015 and 2014 and the related methods and assumptions used to estimate fair value are as follows:</p><br/><p style="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify"><b>Cash and Due from Banks, Overnight Interest-Earning Deposits and Federal Funds Sold:</b></p><br/><p style="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">The fair values of financial instruments that are short-term or reprice frequently and have little or no risk are considered to have a fair value that approximates carrying value.</p><br/><p style="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify"><b>FHLB-NY stock:</b></p><br/><p style="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">The fair value is based upon the par value of the stock which equals its carrying value.</p><br/><p style="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify"><b>Securities:</b></p><br/><p style="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify">The fair values of securities are contained in Note 6 of Notes to Consolidated Financial Statements. Fair value is based upon quoted market prices, where available. If a quoted market price is not available, fair value is estimated using quoted market prices for similar securities and adjusted for differences between the quoted instrument and the instrument being valued. When there is limited activity or less transparency around inputs to the valuation, securities are valued using discounted cash flows.</p><br/><p style="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0.25in 0pt 0; text-align: justify"><b>Loans:</b></p><br/><p style="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify">The fair value of loans is estimated by discounting the expected future cash flows using the current rates at which similar loans would be made to borrowers with similar credit ratings and remaining maturities.</p><br/><p style="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify">For non-accruing loans, fair value is generally estimated by discounting management&#x2019;s estimate of future cash flows with a discount rate commensurate with the risk associated with such assets or for collateral dependent loans 85% of the appraised or internally estimated value of the property.</p><br/><p style="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify"><b>Other Real Estate Owned:</b></p><br/><p style="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify">OREO are carried at fair value less selling costs. The fair value is based on appraised value through a current appraisal, or sometimes through an internal review, additionally adjusted by the estimated costs to sell the property.</p><br/><p style="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify"><b>Accrued Interest Receivable:</b></p><br/><p style="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify">The carrying amount is a reasonable estimate of fair value due to its short-term nature.</p><br/><p style="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0.25in 0pt 0; text-align: justify"><b>Due to Depositors:</b></p><br/><p style="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify">The fair values of demand, passbook savings, NOW, money market deposits and escrow deposits are, by definition, equal to the amount payable on demand at the reporting dates (i.e. their carrying value). The fair value of certificates of deposits are estimated by discounting the expected future cash flows using the rates currently offered for deposits of similar remaining maturities.</p><br/><p style="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0.25in 0pt 0; text-align: justify"><b>Borrowings:</b></p><br/><p style="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify">The fair value of borrowings is estimated by discounting the contractual cash flows using interest rates in effect for borrowings with similar maturities and collateral requirements or using a market-standard model.</p><br/><p style="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify"><b>Accrued Interest Payable:</b></p><br/><p style="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify">The carrying amount is a reasonable estimate of fair value due to its short-term nature.</p><br/><p style="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0.25in 0pt 0; text-align: justify"><b>Interest Rate Swaps:</b></p><br/><p style="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify">The fair value of interest rate swaps is based upon broker quotes.</p><br/><p style="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0.25in 0pt 0; text-align: justify"><b>Other Financial Instruments:</b></p><br/><p style="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify">The fair values of commitments to sell, lend or borrow are estimated using the fees currently charged or paid to enter into similar agreements, taking into account the remaining terms of the agreements and the present creditworthiness of the counterparties or on the estimated cost to terminate them or otherwise settle with the counterparties at the reporting date. For fixed-rate loan commitments to sell, lend or borrow, fair values also consider the difference between current levels of interest rates and committed rates (where applicable).</p><br/><p style="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify">At December 31, 2015 and 2014, the fair values of the above financial instruments approximate the recorded amounts of the related fees and were not considered to be material.</p><br/><p style="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify">The following table sets forth the carrying amounts and fair values of selected financial instruments based on the assumptions described above used by the Company in estimating fair value at December 31, 2015:</p><br/><table cellpadding="0" cellspacing="0" style="border-collapse: collapse; width: 100%; font: 10pt Times New Roman, Times, Serif">

      <tr style="vertical-align: bottom">
       <td>&nbsp;</td>
       <td style="padding-bottom: 1pt">&nbsp;</td>
       <td colspan="19" style="text-align: center; border-bottom: Black 1pt solid">December 31, 2015</td>
      </tr>
      <tr style="vertical-align: bottom">
       <td>&nbsp;</td>
       <td style="padding-bottom: 1pt">&nbsp;</td>
       <td colspan="3" style="text-align: center; border-bottom: Black 1pt solid">Carrying<br /> Amount</td>
       <td style="padding-bottom: 1pt">&nbsp;</td>
       <td colspan="3" style="text-align: center; border-bottom: Black 1pt solid">Fair<br /> Value</td>
       <td style="padding-bottom: 1pt">&nbsp;</td>
       <td colspan="3" style="text-align: center; border-bottom: Black 1pt solid">Level 1</td>
       <td style="padding-bottom: 1pt">&nbsp;</td>
       <td colspan="3" style="text-align: center; border-bottom: Black 1pt solid">Level 2</td>
       <td style="padding-bottom: 1pt">&nbsp;</td>
       <td colspan="3" style="text-align: center; border-bottom: Black 1pt solid">Level 3</td>
      </tr>
      <tr style="vertical-align: bottom">
       <td>&nbsp;</td>
       <td style="font-style: italic">&nbsp;</td>
       <td colspan="19" style="font-style: italic; text-align: center">(in thousands)</td>
      </tr>
      <tr style="vertical-align: bottom; background-color: rgb(204,238,255)">
       <td>Assets:</td>
       <td>&nbsp;</td>
       <td style="text-align: left">&nbsp;</td>
       <td style="text-align: right">&nbsp;</td>
       <td style="text-align: left">&nbsp;</td>
       <td>&nbsp;</td>
       <td style="text-align: left">&nbsp;</td>
       <td style="text-align: right">&nbsp;</td>
       <td style="text-align: left">&nbsp;</td>
       <td>&nbsp;</td>
       <td style="text-align: left">&nbsp;</td>
       <td style="text-align: right">&nbsp;</td>
       <td style="text-align: left">&nbsp;</td>
       <td>&nbsp;</td>
       <td style="text-align: left">&nbsp;</td>
       <td style="text-align: right">&nbsp;</td>
       <td style="text-align: left">&nbsp;</td>
       <td>&nbsp;</td>
       <td style="text-align: left">&nbsp;</td>
       <td style="text-align: right">&nbsp;</td>
       <td style="text-align: left">&nbsp;</td>
      </tr>
      <tr style="vertical-align: bottom; background-color: White">
       <td>&nbsp;</td>
       <td>&nbsp;</td>
       <td style="text-align: left">&nbsp;</td>
       <td style="text-align: right">&nbsp;</td>
       <td style="text-align: left">&nbsp;</td>
       <td>&nbsp;</td>
       <td style="text-align: left">&nbsp;</td>
       <td style="text-align: right">&nbsp;</td>
       <td style="text-align: left">&nbsp;</td>
       <td>&nbsp;</td>
       <td style="text-align: left">&nbsp;</td>
       <td style="text-align: right">&nbsp;</td>
       <td style="text-align: left">&nbsp;</td>
       <td>&nbsp;</td>
       <td style="text-align: left">&nbsp;</td>
       <td style="text-align: right">&nbsp;</td>
       <td style="text-align: left">&nbsp;</td>
       <td>&nbsp;</td>
       <td style="text-align: left">&nbsp;</td>
       <td style="text-align: right">&nbsp;</td>
       <td style="text-align: left">&nbsp;</td>
      </tr>
      <tr style="vertical-align: bottom; background-color: rgb(204,238,255)">
       <td style="width: 50%; text-align: left; padding-left: 10pt">Cash and due from banks</td>
       <td style="width: 1%">&nbsp;</td>
       <td style="width: 1%; text-align: left">$</td>
       <td style="width: 7%; text-align: right">42,363</td>
       <td style="width: 1%; text-align: left">&nbsp;</td>
       <td style="width: 1%">&nbsp;</td>
       <td style="width: 1%; text-align: left">$</td>
       <td style="width: 7%; text-align: right">42,363</td>
       <td style="width: 1%; text-align: left">&nbsp;</td>
       <td style="width: 1%">&nbsp;</td>
       <td style="width: 1%; text-align: left">$</td>
       <td style="width: 7%; text-align: right">42,363</td>
       <td style="width: 1%; text-align: left">&nbsp;</td>
       <td style="width: 1%">&nbsp;</td>
       <td style="width: 1%; text-align: left">$</td>
       <td style="width: 7%; text-align: right">-</td>
       <td style="width: 1%; text-align: left">&nbsp;</td>
       <td style="width: 1%">&nbsp;</td>
       <td style="width: 1%; text-align: left">$</td>
       <td style="width: 7%; text-align: right">-</td>
       <td style="width: 1%; text-align: left">&nbsp;</td>
      </tr>
      <tr style="vertical-align: bottom; background-color: White">
       <td style="text-align: left; padding-left: 0pt">Securities held-to-maturity</td>
       <td>&nbsp;</td>
       <td style="text-align: left">&nbsp;</td>
       <td style="text-align: right">&nbsp;</td>
       <td style="text-align: left">&nbsp;</td>
       <td>&nbsp;</td>
       <td style="text-align: left">&nbsp;</td>
       <td style="text-align: right">&nbsp;</td>
       <td style="text-align: left">&nbsp;</td>
       <td>&nbsp;</td>
       <td style="text-align: left">&nbsp;</td>
       <td style="text-align: right">&nbsp;</td>
       <td style="text-align: left">&nbsp;</td>
       <td>&nbsp;</td>
       <td style="text-align: left">&nbsp;</td>
       <td style="text-align: right">&nbsp;</td>
       <td style="text-align: left">&nbsp;</td>
       <td>&nbsp;</td>
       <td style="text-align: left">&nbsp;</td>
       <td style="text-align: right">&nbsp;</td>
       <td style="text-align: left">&nbsp;</td>
      </tr>
      <tr style="vertical-align: bottom; background-color: rgb(204,238,255)">
       <td style="text-align: left; padding-left: 10pt">Other securities</td>
       <td>&nbsp;</td>
       <td style="text-align: left">&nbsp;</td>
       <td style="text-align: right">6,180</td>
       <td style="text-align: left">&nbsp;</td>
       <td>&nbsp;</td>
       <td style="text-align: left">&nbsp;</td>
       <td style="text-align: right">6,180</td>
       <td style="text-align: left">&nbsp;</td>
       <td>&nbsp;</td>
       <td style="text-align: left">&nbsp;</td>
       <td style="text-align: right">-</td>
       <td style="text-align: left">&nbsp;</td>
       <td>&nbsp;</td>
       <td style="text-align: left">&nbsp;</td>
       <td style="text-align: right">-</td>
       <td style="text-align: left">&nbsp;</td>
       <td>&nbsp;</td>
       <td style="text-align: left">&nbsp;</td>
       <td style="text-align: right">6,180</td>
       <td style="text-align: left">&nbsp;</td>
      </tr>
      <tr style="vertical-align: bottom; background-color: White">
       <td style="text-align: left; padding-left: 0pt">Securities available for sale</td>
       <td>&nbsp;</td>
       <td style="text-align: left">&nbsp;</td>
       <td style="text-align: right">&nbsp;</td>
       <td style="text-align: left">&nbsp;</td>
       <td>&nbsp;</td>
       <td style="text-align: left">&nbsp;</td>
       <td style="text-align: right">&nbsp;</td>
       <td style="text-align: left">&nbsp;</td>
       <td>&nbsp;</td>
       <td style="text-align: left">&nbsp;</td>
       <td style="text-align: right">&nbsp;</td>
       <td style="text-align: left">&nbsp;</td>
       <td>&nbsp;</td>
       <td style="text-align: left">&nbsp;</td>
       <td style="text-align: right">&nbsp;</td>
       <td style="text-align: left">&nbsp;</td>
       <td>&nbsp;</td>
       <td style="text-align: left">&nbsp;</td>
       <td style="text-align: right">&nbsp;</td>
       <td style="text-align: left">&nbsp;</td>
      </tr>
      <tr style="vertical-align: bottom; background-color: rgb(204,238,255)">
       <td style="padding-left: 10pt">Mortgage-backed securities</td>
       <td>&nbsp;</td>
       <td style="text-align: left">&nbsp;</td>
       <td style="text-align: right">668,740</td>
       <td style="text-align: left">&nbsp;</td>
       <td>&nbsp;</td>
       <td style="text-align: left">&nbsp;</td>
       <td style="text-align: right">668,740</td>
       <td style="text-align: left">&nbsp;</td>
       <td>&nbsp;</td>
       <td style="text-align: left">&nbsp;</td>
       <td style="text-align: right">-</td>
       <td style="text-align: left">&nbsp;</td>
       <td>&nbsp;</td>
       <td style="text-align: left">&nbsp;</td>
       <td style="text-align: right">668,740</td>
       <td style="text-align: left">&nbsp;</td>
       <td>&nbsp;</td>
       <td style="text-align: left">&nbsp;</td>
       <td style="text-align: right">-</td>
       <td style="text-align: left">&nbsp;</td>
      </tr>
      <tr style="vertical-align: bottom; background-color: White">
       <td style="text-align: left; padding-left: 10pt">Other securities</td>
       <td>&nbsp;</td>
       <td style="text-align: left">&nbsp;</td>
       <td style="text-align: right">324,657</td>
       <td style="text-align: left">&nbsp;</td>
       <td>&nbsp;</td>
       <td style="text-align: left">&nbsp;</td>
       <td style="text-align: right">324,657</td>
       <td style="text-align: left">&nbsp;</td>
       <td>&nbsp;</td>
       <td style="text-align: left">&nbsp;</td>
       <td style="text-align: right">-</td>
       <td style="text-align: left">&nbsp;</td>
       <td>&nbsp;</td>
       <td style="text-align: left">&nbsp;</td>
       <td style="text-align: right">317,445</td>
       <td style="text-align: left">&nbsp;</td>
       <td>&nbsp;</td>
       <td style="text-align: left">&nbsp;</td>
       <td style="text-align: right">7,212</td>
       <td style="text-align: left">&nbsp;</td>
      </tr>
      <tr style="vertical-align: bottom; background-color: rgb(204,238,255)">
       <td style="padding-left: 10pt">Loans</td>
       <td>&nbsp;</td>
       <td style="text-align: left">&nbsp;</td>
       <td style="text-align: right">4,387,979</td>
       <td style="text-align: left">&nbsp;</td>
       <td>&nbsp;</td>
       <td style="text-align: left">&nbsp;</td>
       <td style="text-align: right">4,434,079</td>
       <td style="text-align: left">&nbsp;</td>
       <td>&nbsp;</td>
       <td style="text-align: left">&nbsp;</td>
       <td style="text-align: right">-</td>
       <td style="text-align: left">&nbsp;</td>
       <td>&nbsp;</td>
       <td style="text-align: left">&nbsp;</td>
       <td style="text-align: right">-</td>
       <td style="text-align: left">&nbsp;</td>
       <td>&nbsp;</td>
       <td style="text-align: left">&nbsp;</td>
       <td style="text-align: right">4,434,079</td>
       <td style="text-align: left">&nbsp;</td>
      </tr>
      <tr style="vertical-align: bottom; background-color: White">
       <td style="text-align: left; padding-left: 10pt">FHLB-NY stock</td>
       <td>&nbsp;</td>
       <td style="text-align: left">&nbsp;</td>
       <td style="text-align: right">56,066</td>
       <td style="text-align: left">&nbsp;</td>
       <td>&nbsp;</td>
       <td style="text-align: left">&nbsp;</td>
       <td style="text-align: right">56,066</td>
       <td style="text-align: left">&nbsp;</td>
       <td>&nbsp;</td>
       <td style="text-align: left">&nbsp;</td>
       <td style="text-align: right">-</td>
       <td style="text-align: left">&nbsp;</td>
       <td>&nbsp;</td>
       <td style="text-align: left">&nbsp;</td>
       <td style="text-align: right">56,066</td>
       <td style="text-align: left">&nbsp;</td>
       <td>&nbsp;</td>
       <td style="text-align: left">&nbsp;</td>
       <td style="text-align: right">-</td>
       <td style="text-align: left">&nbsp;</td>
      </tr>
      <tr style="vertical-align: bottom; background-color: rgb(204,238,255)">
       <td style="text-align: left; padding-left: 10pt">Interest rate swaps</td>
       <td>&nbsp;</td>
       <td style="text-align: left">&nbsp;</td>
       <td style="text-align: right">48</td>
       <td style="text-align: left">&nbsp;</td>
       <td>&nbsp;</td>
       <td style="text-align: left">&nbsp;</td>
       <td style="text-align: right">48</td>
       <td style="text-align: left">&nbsp;</td>
       <td>&nbsp;</td>
       <td style="text-align: left">&nbsp;</td>
       <td style="text-align: right">-</td>
       <td style="text-align: left">&nbsp;</td>
       <td>&nbsp;</td>
       <td style="text-align: left">&nbsp;</td>
       <td style="text-align: right">48</td>
       <td style="text-align: left">&nbsp;</td>
       <td>&nbsp;</td>
       <td style="text-align: left">&nbsp;</td>
       <td style="text-align: right">-</td>
       <td style="text-align: left">&nbsp;</td>
      </tr>
      <tr style="vertical-align: bottom; background-color: White">
       <td style="padding-bottom: 1pt">&nbsp;</td>
       <td style="padding-bottom: 1pt">&nbsp;</td>
       <td style="border-bottom: Black 1pt solid; text-align: left">&nbsp;</td>
       <td style="border-bottom: Black 1pt solid; text-align: right">&nbsp;</td>
       <td style="border-bottom: Black 1pt solid; text-align: left">&nbsp;</td>
       <td style="padding-bottom: 1pt">&nbsp;</td>
       <td style="border-bottom: Black 1pt solid; text-align: left">&nbsp;</td>
       <td style="border-bottom: Black 1pt solid; text-align: right">&nbsp;</td>
       <td style="border-bottom: Black 1pt solid; text-align: left">&nbsp;</td>
       <td style="padding-bottom: 1pt">&nbsp;</td>
       <td style="border-bottom: Black 1pt solid; text-align: left">&nbsp;</td>
       <td style="border-bottom: Black 1pt solid; text-align: right">&nbsp;</td>
       <td style="border-bottom: Black 1pt solid; text-align: left">&nbsp;</td>
       <td style="padding-bottom: 1pt">&nbsp;</td>
       <td style="border-bottom: Black 1pt solid; text-align: left">&nbsp;</td>
       <td style="border-bottom: Black 1pt solid; text-align: right">&nbsp;</td>
       <td style="border-bottom: Black 1pt solid; text-align: left">&nbsp;</td>
       <td style="padding-bottom: 1pt">&nbsp;</td>
       <td style="border-bottom: Black 1pt solid; text-align: left">&nbsp;</td>
       <td style="border-bottom: Black 1pt solid; text-align: right">&nbsp;</td>
       <td style="border-bottom: Black 1pt solid; text-align: left">&nbsp;</td>
      </tr>
      <tr style="vertical-align: bottom; background-color: rgb(204,238,255)">
       <td style="text-align: left; padding-bottom: 2.25pt; padding-left: 10pt">Total assets</td>
       <td style="padding-bottom: 2.25pt">&nbsp;</td>
       <td style="border-bottom: Black 2.25pt double; text-align: left">$</td>
       <td style="border-bottom: Black 2.25pt double; text-align: right">5,486,033</td>
       <td style="border-bottom: Black 2.25pt double; text-align: left">&nbsp;</td>
       <td style="padding-bottom: 2.25pt">&nbsp;</td>
       <td style="border-bottom: Black 2.25pt double; text-align: left">$</td>
       <td style="border-bottom: Black 2.25pt double; text-align: right">5,532,133</td>
       <td style="border-bottom: Black 2.25pt double; text-align: left">&nbsp;</td>
       <td style="padding-bottom: 2.25pt">&nbsp;</td>
       <td style="border-bottom: Black 2.25pt double; text-align: left">$</td>
       <td style="border-bottom: Black 2.25pt double; text-align: right">42,363</td>
       <td style="border-bottom: Black 2.25pt double; text-align: left">&nbsp;</td>
       <td style="padding-bottom: 2.25pt">&nbsp;</td>
       <td style="border-bottom: Black 2.25pt double; text-align: left">$</td>
       <td style="border-bottom: Black 2.25pt double; text-align: right">1,042,299</td>
       <td style="border-bottom: Black 2.25pt double; text-align: left">&nbsp;</td>
       <td style="padding-bottom: 2.25pt">&nbsp;</td>
       <td style="border-bottom: Black 2.25pt double; text-align: left">$</td>
       <td style="border-bottom: Black 2.25pt double; text-align: right">4,447,471</td>
       <td style="border-bottom: Black 2.25pt double; text-align: left">&nbsp;</td>
      </tr>
      <tr style="vertical-align: bottom; background-color: White">
       <td>&nbsp;</td>
       <td>&nbsp;</td>
       <td style="text-align: left">&nbsp;</td>
       <td style="text-align: right">&nbsp;</td>
       <td style="text-align: left">&nbsp;</td>
       <td>&nbsp;</td>
       <td style="text-align: left">&nbsp;</td>
       <td style="text-align: right">&nbsp;</td>
       <td style="text-align: left">&nbsp;</td>
       <td>&nbsp;</td>
       <td style="text-align: left">&nbsp;</td>
       <td style="text-align: right">&nbsp;</td>
       <td style="text-align: left">&nbsp;</td>
       <td>&nbsp;</td>
       <td style="text-align: left">&nbsp;</td>
       <td style="text-align: right">&nbsp;</td>
       <td style="text-align: left">&nbsp;</td>
       <td>&nbsp;</td>
       <td style="text-align: left">&nbsp;</td>
       <td style="text-align: right">&nbsp;</td>
       <td style="text-align: left">&nbsp;</td>
      </tr>
      <tr style="vertical-align: bottom; background-color: rgb(204,238,255)">
       <td>&nbsp;</td>
       <td>&nbsp;</td>
       <td style="text-align: left">&nbsp;</td>
       <td style="text-align: right">&nbsp;</td>
       <td style="text-align: left">&nbsp;</td>
       <td>&nbsp;</td>
       <td style="text-align: left">&nbsp;</td>
       <td style="text-align: right">&nbsp;</td>
       <td style="text-align: left">&nbsp;</td>
       <td>&nbsp;</td>
       <td style="text-align: left">&nbsp;</td>
       <td style="text-align: right">&nbsp;</td>
       <td style="text-align: left">&nbsp;</td>
       <td>&nbsp;</td>
       <td style="text-align: left">&nbsp;</td>
       <td style="text-align: right">&nbsp;</td>
       <td style="text-align: left">&nbsp;</td>
       <td>&nbsp;</td>
       <td style="text-align: left">&nbsp;</td>
       <td style="text-align: right">&nbsp;</td>
       <td style="text-align: left">&nbsp;</td>
      </tr>
      <tr style="vertical-align: bottom; background-color: White">
       <td>Liabilities:</td>
       <td>&nbsp;</td>
       <td style="text-align: left">&nbsp;</td>
       <td style="text-align: right">&nbsp;</td>
       <td style="text-align: left">&nbsp;</td>
       <td>&nbsp;</td>
       <td style="text-align: left">&nbsp;</td>
       <td style="text-align: right">&nbsp;</td>
       <td style="text-align: left">&nbsp;</td>
       <td>&nbsp;</td>
       <td style="text-align: left">&nbsp;</td>
       <td style="text-align: right">&nbsp;</td>
       <td style="text-align: left">&nbsp;</td>
       <td>&nbsp;</td>
       <td style="text-align: left">&nbsp;</td>
       <td style="text-align: right">&nbsp;</td>
       <td style="text-align: left">&nbsp;</td>
       <td>&nbsp;</td>
       <td style="text-align: left">&nbsp;</td>
       <td style="text-align: right">&nbsp;</td>
       <td style="text-align: left">&nbsp;</td>
      </tr>
      <tr style="vertical-align: bottom; background-color: rgb(204,238,255)">
       <td style="padding-left: 10pt">Deposits</td>
       <td>&nbsp;</td>
       <td style="text-align: left">$</td>
       <td style="text-align: right">3,892,547</td>
       <td style="text-align: left">&nbsp;</td>
       <td>&nbsp;</td>
       <td style="text-align: left">$</td>
       <td style="text-align: right">3,902,888</td>
       <td style="text-align: left">&nbsp;</td>
       <td>&nbsp;</td>
       <td style="text-align: left">$</td>
       <td style="text-align: right">2,489,245</td>
       <td style="text-align: left">&nbsp;</td>
       <td>&nbsp;</td>
       <td style="text-align: left">$</td>
       <td style="text-align: right">1,413,643</td>
       <td style="text-align: left">&nbsp;</td>
       <td>&nbsp;</td>
       <td style="text-align: left">$</td>
       <td style="text-align: right">-</td>
       <td style="text-align: left">&nbsp;</td>
      </tr>
      <tr style="vertical-align: bottom; background-color: White">
       <td style="padding-left: 10pt">Borrowings</td>
       <td>&nbsp;</td>
       <td style="text-align: left">&nbsp;</td>
       <td style="text-align: right">1,271,676</td>
       <td style="text-align: left">&nbsp;</td>
       <td>&nbsp;</td>
       <td style="text-align: left">&nbsp;</td>
       <td style="text-align: right">1,279,946</td>
       <td style="text-align: left">&nbsp;</td>
       <td>&nbsp;</td>
       <td style="text-align: left">&nbsp;</td>
       <td style="text-align: right">-</td>
       <td style="text-align: left">&nbsp;</td>
       <td>&nbsp;</td>
       <td style="text-align: left">&nbsp;</td>
       <td style="text-align: right">1,250,928</td>
       <td style="text-align: left">&nbsp;</td>
       <td>&nbsp;</td>
       <td style="text-align: left">&nbsp;</td>
       <td style="text-align: right">29,018</td>
       <td style="text-align: left">&nbsp;</td>
      </tr>
      <tr style="vertical-align: bottom; background-color: rgb(204,238,255)">
       <td style="text-align: left; padding-left: 10pt">Interest rate swaps</td>
       <td>&nbsp;</td>
       <td style="text-align: left">&nbsp;</td>
       <td style="text-align: right">4,314</td>
       <td style="text-align: left">&nbsp;</td>
       <td>&nbsp;</td>
       <td style="text-align: left">&nbsp;</td>
       <td style="text-align: right">4,314</td>
       <td style="text-align: left">&nbsp;</td>
       <td>&nbsp;</td>
       <td style="text-align: left">&nbsp;</td>
       <td style="text-align: right">-</td>
       <td style="text-align: left">&nbsp;</td>
       <td>&nbsp;</td>
       <td style="text-align: left">&nbsp;</td>
       <td style="text-align: right">4,314</td>
       <td style="text-align: left">&nbsp;</td>
       <td>&nbsp;</td>
       <td style="text-align: left">&nbsp;</td>
       <td style="text-align: right">-</td>
       <td style="text-align: left">&nbsp;</td>
      </tr>
      <tr style="vertical-align: bottom; background-color: White">
       <td style="padding-bottom: 1pt">&nbsp;</td>
       <td style="padding-bottom: 1pt">&nbsp;</td>
       <td style="border-bottom: Black 1pt solid; text-align: left">&nbsp;</td>
       <td style="border-bottom: Black 1pt solid; text-align: right">&nbsp;</td>
       <td style="border-bottom: Black 1pt solid; text-align: left">&nbsp;</td>
       <td style="padding-bottom: 1pt">&nbsp;</td>
       <td style="border-bottom: Black 1pt solid; text-align: left">&nbsp;</td>
       <td style="border-bottom: Black 1pt solid; text-align: right">&nbsp;</td>
       <td style="border-bottom: Black 1pt solid; text-align: left">&nbsp;</td>
       <td style="padding-bottom: 1pt">&nbsp;</td>
       <td style="border-bottom: Black 1pt solid; text-align: left">&nbsp;</td>
       <td style="border-bottom: Black 1pt solid; text-align: right">&nbsp;</td>
       <td style="border-bottom: Black 1pt solid; text-align: left">&nbsp;</td>
       <td style="padding-bottom: 1pt">&nbsp;</td>
       <td style="border-bottom: Black 1pt solid; text-align: left">&nbsp;</td>
       <td style="border-bottom: Black 1pt solid; text-align: right">&nbsp;</td>
       <td style="border-bottom: Black 1pt solid; text-align: left">&nbsp;</td>
       <td style="padding-bottom: 1pt">&nbsp;</td>
       <td style="border-bottom: Black 1pt solid; text-align: left">&nbsp;</td>
       <td style="border-bottom: Black 1pt solid; text-align: right">&nbsp;</td>
       <td style="border-bottom: Black 1pt solid; text-align: left">&nbsp;</td>
      </tr>
      <tr style="vertical-align: bottom; background-color: rgb(204,238,255)">
       <td style="text-align: left; padding-bottom: 2.25pt; padding-left: 10pt">Total liabilities</td>
       <td style="padding-bottom: 2.25pt">&nbsp;</td>
       <td style="border-bottom: Black 2.25pt double; text-align: left">$</td>
       <td style="border-bottom: Black 2.25pt double; text-align: right">5,168,537</td>
       <td style="border-bottom: Black 2.25pt double; text-align: left">&nbsp;</td>
       <td style="padding-bottom: 2.25pt">&nbsp;</td>
       <td style="border-bottom: Black 2.25pt double; text-align: left">$</td>
       <td style="border-bottom: Black 2.25pt double; text-align: right">5,187,148</td>
       <td style="border-bottom: Black 2.25pt double; text-align: left">&nbsp;</td>
       <td style="padding-bottom: 2.25pt">&nbsp;</td>
       <td style="border-bottom: Black 2.25pt double; text-align: left">$</td>
       <td style="border-bottom: Black 2.25pt double; text-align: right">2,489,245</td>
       <td style="border-bottom: Black 2.25pt double; text-align: left">&nbsp;</td>
       <td style="padding-bottom: 2.25pt">&nbsp;</td>
       <td style="border-bottom: Black 2.25pt double; text-align: left">$</td>
       <td style="border-bottom: Black 2.25pt double; text-align: right">2,668,885</td>
       <td style="border-bottom: Black 2.25pt double; text-align: left">&nbsp;</td>
       <td style="padding-bottom: 2.25pt">&nbsp;</td>
       <td style="border-bottom: Black 2.25pt double; text-align: left">$</td>
       <td style="border-bottom: Black 2.25pt double; text-align: right">29,018</td>
       <td style="border-bottom: Black 2.25pt double; text-align: left">&nbsp;</td>
      </tr>

    </table><br/><p style="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify">The following table sets forth the carrying amounts and fair values of selected financial instruments based on the assumptions described above used by the Company in estimating fair value at December 31, 2014:</p><br/><table cellpadding="0" cellspacing="0" style="border-collapse: collapse; width: 100%; font: 10pt Times New Roman, Times, Serif">

      <tr style="vertical-align: bottom">
       <td>&nbsp;</td>
       <td style="padding-bottom: 1pt">&nbsp;</td>
       <td colspan="19" style="text-align: center; border-bottom: Black 1pt solid">December 31, 2014</td>
      </tr>
      <tr style="vertical-align: bottom">
       <td>&nbsp;</td>
       <td style="padding-bottom: 1pt">&nbsp;</td>
       <td colspan="3" style="text-align: center; border-bottom: Black 1pt solid">Carrying<br /> Amount</td>
       <td style="padding-bottom: 1pt">&nbsp;</td>
       <td colspan="3" style="text-align: center; border-bottom: Black 1pt solid">Fair<br /> Value</td>
       <td style="padding-bottom: 1pt">&nbsp;</td>
       <td colspan="3" style="text-align: center; border-bottom: Black 1pt solid">Level 1</td>
       <td style="padding-bottom: 1pt">&nbsp;</td>
       <td colspan="3" style="text-align: center; border-bottom: Black 1pt solid">Level 2</td>
       <td style="padding-bottom: 1pt">&nbsp;</td>
       <td colspan="3" style="text-align: center; border-bottom: Black 1pt solid">Level 3</td>
      </tr>
      <tr style="vertical-align: bottom">
       <td>&nbsp;</td>
       <td style="font-style: italic">&nbsp;</td>
       <td colspan="19" style="font-style: italic; text-align: center">(in thousands)</td>
      </tr>
      <tr style="vertical-align: bottom; background-color: rgb(204,238,255)">
       <td>Assets:</td>
       <td>&nbsp;</td>
       <td style="text-align: left">&nbsp;</td>
       <td style="text-align: right">&nbsp;</td>
       <td style="text-align: left">&nbsp;</td>
       <td>&nbsp;</td>
       <td style="text-align: left">&nbsp;</td>
       <td style="text-align: right">&nbsp;</td>
       <td style="text-align: left">&nbsp;</td>
       <td>&nbsp;</td>
       <td style="text-align: left">&nbsp;</td>
       <td style="text-align: right">&nbsp;</td>
       <td style="text-align: left">&nbsp;</td>
       <td>&nbsp;</td>
       <td style="text-align: left">&nbsp;</td>
       <td style="text-align: right">&nbsp;</td>
       <td style="text-align: left">&nbsp;</td>
       <td>&nbsp;</td>
       <td style="text-align: left">&nbsp;</td>
       <td style="text-align: right">&nbsp;</td>
       <td style="text-align: left">&nbsp;</td>
      </tr>
      <tr style="vertical-align: bottom; background-color: White">
       <td>&nbsp;</td>
       <td>&nbsp;</td>
       <td style="text-align: left">&nbsp;</td>
       <td style="text-align: right">&nbsp;</td>
       <td style="text-align: left">&nbsp;</td>
       <td>&nbsp;</td>
       <td style="text-align: left">&nbsp;</td>
       <td style="text-align: right">&nbsp;</td>
       <td style="text-align: left">&nbsp;</td>
       <td>&nbsp;</td>
       <td style="text-align: left">&nbsp;</td>
       <td style="text-align: right">&nbsp;</td>
       <td style="text-align: left">&nbsp;</td>
       <td>&nbsp;</td>
       <td style="text-align: left">&nbsp;</td>
       <td style="text-align: right">&nbsp;</td>
       <td style="text-align: left">&nbsp;</td>
       <td>&nbsp;</td>
       <td style="text-align: left">&nbsp;</td>
       <td style="text-align: right">&nbsp;</td>
       <td style="text-align: left">&nbsp;</td>
      </tr>
      <tr style="vertical-align: bottom; background-color: rgb(204,238,255)">
       <td style="width: 50%; text-align: left; padding-left: 10pt">Cash and due from banks</td>
       <td style="width: 1%">&nbsp;</td>
       <td style="width: 1%; text-align: left">$</td>
       <td style="width: 7%; text-align: right">34,265</td>
       <td style="width: 1%; text-align: left">&nbsp;</td>
       <td style="width: 1%">&nbsp;</td>
       <td style="width: 1%; text-align: left">$</td>
       <td style="width: 7%; text-align: right">34,265</td>
       <td style="width: 1%; text-align: left">&nbsp;</td>
       <td style="width: 1%">&nbsp;</td>
       <td style="width: 1%; text-align: left">$</td>
       <td style="width: 7%; text-align: right">34,265</td>
       <td style="width: 1%; text-align: left">&nbsp;</td>
       <td style="width: 1%">&nbsp;</td>
       <td style="width: 1%; text-align: left">$</td>
       <td style="width: 7%; text-align: right">-</td>
       <td style="width: 1%; text-align: left">&nbsp;</td>
       <td style="width: 1%">&nbsp;</td>
       <td style="width: 1%; text-align: left">$</td>
       <td style="width: 7%; text-align: right">-</td>
       <td style="width: 1%; text-align: left">&nbsp;</td>
      </tr>
      <tr style="vertical-align: bottom; background-color: White">
       <td style="padding-left: 10pt">Mortgage-backed Securities</td>
       <td>&nbsp;</td>
       <td style="text-align: left">&nbsp;</td>
       <td style="text-align: right">704,933</td>
       <td style="text-align: left">&nbsp;</td>
       <td>&nbsp;</td>
       <td style="text-align: left">&nbsp;</td>
       <td style="text-align: right">704,933</td>
       <td style="text-align: left">&nbsp;</td>
       <td>&nbsp;</td>
       <td style="text-align: left">&nbsp;</td>
       <td style="text-align: right">-</td>
       <td style="text-align: left">&nbsp;</td>
       <td>&nbsp;</td>
       <td style="text-align: left">&nbsp;</td>
       <td style="text-align: right">704,933</td>
       <td style="text-align: left">&nbsp;</td>
       <td>&nbsp;</td>
       <td style="text-align: left">&nbsp;</td>
       <td style="text-align: right">-</td>
       <td style="text-align: left">&nbsp;</td>
      </tr>
      <tr style="vertical-align: bottom; background-color: rgb(204,238,255)">
       <td style="text-align: left; padding-left: 10pt">Other securities</td>
       <td>&nbsp;</td>
       <td style="text-align: left">&nbsp;</td>
       <td style="text-align: right">268,377</td>
       <td style="text-align: left">&nbsp;</td>
       <td>&nbsp;</td>
       <td style="text-align: left">&nbsp;</td>
       <td style="text-align: right">268,377</td>
       <td style="text-align: left">&nbsp;</td>
       <td>&nbsp;</td>
       <td style="text-align: left">&nbsp;</td>
       <td style="text-align: right">-</td>
       <td style="text-align: left">&nbsp;</td>
       <td>&nbsp;</td>
       <td style="text-align: left">&nbsp;</td>
       <td style="text-align: right">245,768</td>
       <td style="text-align: left">&nbsp;</td>
       <td>&nbsp;</td>
       <td style="text-align: left">&nbsp;</td>
       <td style="text-align: right">22,609</td>
       <td style="text-align: left">&nbsp;</td>
      </tr>
      <tr style="vertical-align: bottom; background-color: White">
       <td style="padding-left: 10pt">Loans</td>
       <td>&nbsp;</td>
       <td style="text-align: left">&nbsp;</td>
       <td style="text-align: right">3,810,373</td>
       <td style="text-align: left">&nbsp;</td>
       <td>&nbsp;</td>
       <td style="text-align: left">&nbsp;</td>
       <td style="text-align: right">3,871,087</td>
       <td style="text-align: left">&nbsp;</td>
       <td>&nbsp;</td>
       <td style="text-align: left">&nbsp;</td>
       <td style="text-align: right">-</td>
       <td style="text-align: left">&nbsp;</td>
       <td>&nbsp;</td>
       <td style="text-align: left">&nbsp;</td>
       <td style="text-align: right">-</td>
       <td style="text-align: left">&nbsp;</td>
       <td>&nbsp;</td>
       <td style="text-align: left">&nbsp;</td>
       <td style="text-align: right">3,871,087</td>
       <td style="text-align: left">&nbsp;</td>
      </tr>
      <tr style="vertical-align: bottom; background-color: rgb(204,238,255)">
       <td style="text-align: left; padding-left: 10pt">FHLB-NY stock</td>
       <td>&nbsp;</td>
       <td style="text-align: left">&nbsp;</td>
       <td style="text-align: right">46,924</td>
       <td style="text-align: left">&nbsp;</td>
       <td>&nbsp;</td>
       <td style="text-align: left">&nbsp;</td>
       <td style="text-align: right">46,924</td>
       <td style="text-align: left">&nbsp;</td>
       <td>&nbsp;</td>
       <td style="text-align: left">&nbsp;</td>
       <td style="text-align: right">-</td>
       <td style="text-align: left">&nbsp;</td>
       <td>&nbsp;</td>
       <td style="text-align: left">&nbsp;</td>
       <td style="text-align: right">46,924</td>
       <td style="text-align: left">&nbsp;</td>
       <td>&nbsp;</td>
       <td style="text-align: left">&nbsp;</td>
       <td style="text-align: right">-</td>
       <td style="text-align: left">&nbsp;</td>
      </tr>
      <tr style="vertical-align: bottom; background-color: White">
       <td style="text-align: left; padding-left: 10pt">Interest rate swaps</td>
       <td>&nbsp;</td>
       <td style="text-align: left">&nbsp;</td>
       <td style="text-align: right">84</td>
       <td style="text-align: left">&nbsp;</td>
       <td>&nbsp;</td>
       <td style="text-align: left">&nbsp;</td>
       <td style="text-align: right">84</td>
       <td style="text-align: left">&nbsp;</td>
       <td>&nbsp;</td>
       <td style="text-align: left">&nbsp;</td>
       <td style="text-align: right">-</td>
       <td style="text-align: left">&nbsp;</td>
       <td>&nbsp;</td>
       <td style="text-align: left">&nbsp;</td>
       <td style="text-align: right">84</td>
       <td style="text-align: left">&nbsp;</td>
       <td>&nbsp;</td>
       <td style="text-align: left">&nbsp;</td>
       <td style="text-align: right">-</td>
       <td style="text-align: left">&nbsp;</td>
      </tr>
      <tr style="vertical-align: bottom; background-color: rgb(204,238,255)">
       <td style="padding-bottom: 1pt">&nbsp;</td>
       <td style="padding-bottom: 1pt">&nbsp;</td>
       <td style="border-bottom: Black 1pt solid; text-align: left">&nbsp;</td>
       <td style="border-bottom: Black 1pt solid; text-align: right">&nbsp;</td>
       <td style="border-bottom: Black 1pt solid; text-align: left">&nbsp;</td>
       <td style="padding-bottom: 1pt">&nbsp;</td>
       <td style="border-bottom: Black 1pt solid; text-align: left">&nbsp;</td>
       <td style="border-bottom: Black 1pt solid; text-align: right">&nbsp;</td>
       <td style="border-bottom: Black 1pt solid; text-align: left">&nbsp;</td>
       <td style="padding-bottom: 1pt">&nbsp;</td>
       <td style="border-bottom: Black 1pt solid; text-align: left">&nbsp;</td>
       <td style="border-bottom: Black 1pt solid; text-align: right">&nbsp;</td>
       <td style="border-bottom: Black 1pt solid; text-align: left">&nbsp;</td>
       <td style="padding-bottom: 1pt">&nbsp;</td>
       <td style="border-bottom: Black 1pt solid; text-align: left">&nbsp;</td>
       <td style="border-bottom: Black 1pt solid; text-align: right">&nbsp;</td>
       <td style="border-bottom: Black 1pt solid; text-align: left">&nbsp;</td>
       <td style="padding-bottom: 1pt">&nbsp;</td>
       <td style="border-bottom: Black 1pt solid; text-align: left">&nbsp;</td>
       <td style="border-bottom: Black 1pt solid; text-align: right">&nbsp;</td>
       <td style="border-bottom: Black 1pt solid; text-align: left">&nbsp;</td>
      </tr>
      <tr style="vertical-align: bottom; background-color: White">
       <td style="text-align: left; padding-bottom: 2.25pt; padding-left: 10pt">Total assets</td>
       <td style="padding-bottom: 2.25pt">&nbsp;</td>
       <td style="border-bottom: Black 2.25pt double; text-align: left">$</td>
       <td style="border-bottom: Black 2.25pt double; text-align: right">4,864,956</td>
       <td style="border-bottom: Black 2.25pt double; text-align: left">&nbsp;</td>
       <td style="padding-bottom: 2.25pt">&nbsp;</td>
       <td style="border-bottom: Black 2.25pt double; text-align: left">$</td>
       <td style="border-bottom: Black 2.25pt double; text-align: right">4,925,670</td>
       <td style="border-bottom: Black 2.25pt double; text-align: left">&nbsp;</td>
       <td style="padding-bottom: 2.25pt">&nbsp;</td>
       <td style="border-bottom: Black 2.25pt double; text-align: left">$</td>
       <td style="border-bottom: Black 2.25pt double; text-align: right">34,265</td>
       <td style="border-bottom: Black 2.25pt double; text-align: left">&nbsp;</td>
       <td style="padding-bottom: 2.25pt">&nbsp;</td>
       <td style="border-bottom: Black 2.25pt double; text-align: left">$</td>
       <td style="border-bottom: Black 2.25pt double; text-align: right">997,709</td>
       <td style="border-bottom: Black 2.25pt double; text-align: left">&nbsp;</td>
       <td style="padding-bottom: 2.25pt">&nbsp;</td>
       <td style="border-bottom: Black 2.25pt double; text-align: left">$</td>
       <td style="border-bottom: Black 2.25pt double; text-align: right">3,893,696</td>
       <td style="border-bottom: Black 2.25pt double; text-align: left">&nbsp;</td>
      </tr>
      <tr style="vertical-align: bottom; background-color: rgb(204,238,255)">
       <td>&nbsp;</td>
       <td>&nbsp;</td>
       <td style="text-align: left">&nbsp;</td>
       <td style="text-align: right">&nbsp;</td>
       <td style="text-align: left">&nbsp;</td>
       <td>&nbsp;</td>
       <td style="text-align: left">&nbsp;</td>
       <td style="text-align: right">&nbsp;</td>
       <td style="text-align: left">&nbsp;</td>
       <td>&nbsp;</td>
       <td style="text-align: left">&nbsp;</td>
       <td style="text-align: right">&nbsp;</td>
       <td style="text-align: left">&nbsp;</td>
       <td>&nbsp;</td>
       <td style="text-align: left">&nbsp;</td>
       <td style="text-align: right">&nbsp;</td>
       <td style="text-align: left">&nbsp;</td>
       <td>&nbsp;</td>
       <td style="text-align: left">&nbsp;</td>
       <td style="text-align: right">&nbsp;</td>
       <td style="text-align: left">&nbsp;</td>
      </tr>
      <tr style="vertical-align: bottom; background-color: White">
       <td>&nbsp;</td>
       <td>&nbsp;</td>
       <td style="text-align: left">&nbsp;</td>
       <td style="text-align: right">&nbsp;</td>
       <td style="text-align: left">&nbsp;</td>
       <td>&nbsp;</td>
       <td style="text-align: left">&nbsp;</td>
       <td style="text-align: right">&nbsp;</td>
       <td style="text-align: left">&nbsp;</td>
       <td>&nbsp;</td>
       <td style="text-align: left">&nbsp;</td>
       <td style="text-align: right">&nbsp;</td>
       <td style="text-align: left">&nbsp;</td>
       <td>&nbsp;</td>
       <td style="text-align: left">&nbsp;</td>
       <td style="text-align: right">&nbsp;</td>
       <td style="text-align: left">&nbsp;</td>
       <td>&nbsp;</td>
       <td style="text-align: left">&nbsp;</td>
       <td style="text-align: right">&nbsp;</td>
       <td style="text-align: left">&nbsp;</td>
      </tr>
      <tr style="vertical-align: bottom; background-color: rgb(204,238,255)">
       <td>Liabilities:</td>
       <td>&nbsp;</td>
       <td style="text-align: left">&nbsp;</td>
       <td style="text-align: right">&nbsp;</td>
       <td style="text-align: left">&nbsp;</td>
       <td>&nbsp;</td>
       <td style="text-align: left">&nbsp;</td>
       <td style="text-align: right">&nbsp;</td>
       <td style="text-align: left">&nbsp;</td>
       <td>&nbsp;</td>
       <td style="text-align: left">&nbsp;</td>
       <td style="text-align: right">&nbsp;</td>
       <td style="text-align: left">&nbsp;</td>
       <td>&nbsp;</td>
       <td style="text-align: left">&nbsp;</td>
       <td style="text-align: right">&nbsp;</td>
       <td style="text-align: left">&nbsp;</td>
       <td>&nbsp;</td>
       <td style="text-align: left">&nbsp;</td>
       <td style="text-align: right">&nbsp;</td>
       <td style="text-align: left">&nbsp;</td>
      </tr>
      <tr style="vertical-align: bottom; background-color: White">
       <td style="padding-left: 10pt">Deposits</td>
       <td>&nbsp;</td>
       <td style="text-align: left">$</td>
       <td style="text-align: right">3,508,598</td>
       <td style="text-align: left">&nbsp;</td>
       <td>&nbsp;</td>
       <td style="text-align: left">$</td>
       <td style="text-align: right">3,524,123</td>
       <td style="text-align: left">&nbsp;</td>
       <td>&nbsp;</td>
       <td style="text-align: left">$</td>
       <td style="text-align: right">2,202,775</td>
       <td style="text-align: left">&nbsp;</td>
       <td>&nbsp;</td>
       <td style="text-align: left">$</td>
       <td style="text-align: right">1,321,348</td>
       <td style="text-align: left">&nbsp;</td>
       <td>&nbsp;</td>
       <td style="text-align: left">$</td>
       <td style="text-align: right">-</td>
       <td style="text-align: left">&nbsp;</td>
      </tr>
      <tr style="vertical-align: bottom; background-color: rgb(204,238,255)">
       <td style="padding-left: 10pt">Borrowings</td>
       <td>&nbsp;</td>
       <td style="text-align: left">&nbsp;</td>
       <td style="text-align: right">1,056,492</td>
       <td style="text-align: left">&nbsp;</td>
       <td>&nbsp;</td>
       <td style="text-align: left">&nbsp;</td>
       <td style="text-align: right">1,070,428</td>
       <td style="text-align: left">&nbsp;</td>
       <td>&nbsp;</td>
       <td style="text-align: left">&nbsp;</td>
       <td style="text-align: right">-</td>
       <td style="text-align: left">&nbsp;</td>
       <td>&nbsp;</td>
       <td style="text-align: left">&nbsp;</td>
       <td style="text-align: right">1,041,657</td>
       <td style="text-align: left">&nbsp;</td>
       <td>&nbsp;</td>
       <td style="text-align: left">&nbsp;</td>
       <td style="text-align: right">28,771</td>
       <td style="text-align: left">&nbsp;</td>
      </tr>
      <tr style="vertical-align: bottom; background-color: White">
       <td style="text-align: left; padding-left: 10pt">Interest rate swaps</td>
       <td>&nbsp;</td>
       <td style="text-align: left">&nbsp;</td>
       <td style="text-align: right">2,649</td>
       <td style="text-align: left">&nbsp;</td>
       <td>&nbsp;</td>
       <td style="text-align: left">&nbsp;</td>
       <td style="text-align: right">2,649</td>
       <td style="text-align: left">&nbsp;</td>
       <td>&nbsp;</td>
       <td style="text-align: left">&nbsp;</td>
       <td style="text-align: right">-</td>
       <td style="text-align: left">&nbsp;</td>
       <td>&nbsp;</td>
       <td style="text-align: left">&nbsp;</td>
       <td style="text-align: right">2,649</td>
       <td style="text-align: left">&nbsp;</td>
       <td>&nbsp;</td>
       <td style="text-align: left">&nbsp;</td>
       <td style="text-align: right">-</td>
       <td style="text-align: left">&nbsp;</td>
      </tr>
      <tr style="vertical-align: bottom; background-color: rgb(204,238,255)">
       <td style="padding-bottom: 1pt">&nbsp;</td>
       <td style="padding-bottom: 1pt">&nbsp;</td>
       <td style="border-bottom: Black 1pt solid; text-align: left">&nbsp;</td>
       <td style="border-bottom: Black 1pt solid; text-align: right">&nbsp;</td>
       <td style="border-bottom: Black 1pt solid; text-align: left">&nbsp;</td>
       <td style="padding-bottom: 1pt">&nbsp;</td>
       <td style="border-bottom: Black 1pt solid; text-align: left">&nbsp;</td>
       <td style="border-bottom: Black 1pt solid; text-align: right">&nbsp;</td>
       <td style="border-bottom: Black 1pt solid; text-align: left">&nbsp;</td>
       <td style="padding-bottom: 1pt">&nbsp;</td>
       <td style="border-bottom: Black 1pt solid; text-align: left">&nbsp;</td>
       <td style="border-bottom: Black 1pt solid; text-align: right">&nbsp;</td>
       <td style="border-bottom: Black 1pt solid; text-align: left">&nbsp;</td>
       <td style="padding-bottom: 1pt">&nbsp;</td>
       <td style="border-bottom: Black 1pt solid; text-align: left">&nbsp;</td>
       <td style="border-bottom: Black 1pt solid; text-align: right">&nbsp;</td>
       <td style="border-bottom: Black 1pt solid; text-align: left">&nbsp;</td>
       <td style="padding-bottom: 1pt">&nbsp;</td>
       <td style="border-bottom: Black 1pt solid; text-align: left">&nbsp;</td>
       <td style="border-bottom: Black 1pt solid; text-align: right">&nbsp;</td>
       <td style="border-bottom: Black 1pt solid; text-align: left">&nbsp;</td>
      </tr>
      <tr style="vertical-align: bottom; background-color: White">
       <td style="text-align: left; padding-bottom: 2.25pt; padding-left: 10pt">Total liabilities</td>
       <td style="padding-bottom: 2.25pt">&nbsp;</td>
       <td style="border-bottom: Black 2.25pt double; text-align: left">$</td>
       <td style="border-bottom: Black 2.25pt double; text-align: right">4,567,739</td>
       <td style="border-bottom: Black 2.25pt double; text-align: left">&nbsp;</td>
       <td style="padding-bottom: 2.25pt">&nbsp;</td>
       <td style="border-bottom: Black 2.25pt double; text-align: left">$</td>
       <td style="border-bottom: Black 2.25pt double; text-align: right">4,597,200</td>
       <td style="border-bottom: Black 2.25pt double; text-align: left">&nbsp;</td>
       <td style="padding-bottom: 2.25pt">&nbsp;</td>
       <td style="border-bottom: Black 2.25pt double; text-align: left">$</td>
       <td style="border-bottom: Black 2.25pt double; text-align: right">2,202,775</td>
       <td style="border-bottom: Black 2.25pt double; text-align: left">&nbsp;</td>
       <td style="padding-bottom: 2.25pt">&nbsp;</td>
       <td style="border-bottom: Black 2.25pt double; text-align: left">$</td>
       <td style="border-bottom: Black 2.25pt double; text-align: right">2,365,654</td>
       <td style="border-bottom: Black 2.25pt double; text-align: left">&nbsp;</td>
       <td style="padding-bottom: 2.25pt">&nbsp;</td>
       <td style="border-bottom: Black 2.25pt double; text-align: left">$</td>
       <td style="border-bottom: Black 2.25pt double; text-align: right">28,771</td>
       <td style="border-bottom: Black 2.25pt double; text-align: left">&nbsp;</td>
      </tr>

    </table><br/><span></span>
</td>
</tr>
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<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>The entire disclosure for the fair value of financial instruments (as defined), including financial assets and financial liabilities (collectively, as defined), and the measurements of those instruments as well as disclosures related to the fair value of non-financial assets and liabilities. Such disclosures about the financial instruments, assets, and liabilities would include: (1) the fair value of the required items together with their carrying amounts (as appropriate); (2) for items for which it is not practicable to estimate fair value, disclosure would include: (a) information pertinent to estimating fair value (including, carrying amount, effective interest rate, and maturity, and (b) the reasons why it is not practicable to estimate fair value; (3) significant concentrations of credit risk including: (a) information about the activity, region, or economic characteristics identifying a concentration, (b) the maximum amount of loss the entity is exposed to based on the gross fair value of the related item, (c) policy for requiring collateral or other security and information as to accessing such collateral or security, and (d) the nature and brief description of such collateral or security; (4) quantitative information about market risks and how such risks are managed; (5) for items measured on both a recurring and nonrecurring basis information regarding the inputs used to develop the fair value measurement; and (6) for items presented in the financial statement for which fair value measurement is elected: (a) information necessary to understand the reasons for the election, (b) discussion of the effect of fair value changes on earnings, (c) a description of [similar groups] items for which the election is made and the relation thereof to the balance sheet, the aggregate carrying value of items included in the balance sheet that are not eligible for the election; (7) all other required (as defined) and desired information.</p></div>
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<span style="display: none;">v3.3.1.900</span><table class="report" border="0" cellspacing="2" id="idp6584047376">
<tr>
<th class="tl" colspan="1" rowspan="2"><div style="width: 200px;"><strong>Note 19 - Derivative Financial Instruments<br></strong></div></th>
<th class="th" colspan="1">12 Months Ended</th>
</tr>
<tr><th class="th"><div>Dec. 31, 2015</div></th></tr>
<tr class="re">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_DerivativeInstrumentsAndHedgingActivitiesDisclosureAbstract', window );"><strong>Derivative Instruments and Hedging Activities Disclosure [Abstract]</strong></a></td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_DerivativeInstrumentsAndHedgingActivitiesDisclosureTextBlock', window );">Derivative Instruments and Hedging Activities Disclosure [Text Block]</a></td>
<td class="text"><p style="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0"><b>19. Derivative Financial Instruments</b></p><br/><p style="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify">At December 31, 2015 and 2014, the Company&#x2019;s derivative financial instruments consisted of interest rate swaps. The Company&#x2019;s interest rate swaps are used for two purposes. The first purpose is to mitigate the Company&#x2019;s exposure to rising interest rates on a portion ($18.0 million) of its floating rate junior subordinated debentures that have a contractual value of $61.9 million. The second purpose is to mitigate the Company&#x2019;s exposure to rising interest rates on certain fixed rate loans totaling $146.9 million and $32.8 million at December 31, 2015 and 2014, respectively.</p><br/><p style="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify">At December 31, 2015 and 2014 interest rate swaps with a combined notional amount of $36.3 million, were not designated as hedges. Interest rate swaps with a combined notional amount of $128.5 million and $14.5 million were designated as fair value hedges at December 31, 2015 and 2014, respectively. Changes in the fair value of the interest rate swaps not designated as hedges are reflected in &#x201c;Net gain/loss from fair value adjustments&#x201d; in the Consolidated Statements of Income. During 2015 and 2014, the Company did not record any hedge ineffectiveness.</p><br/><p style="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify">The following tables set forth information regarding the Company&#x2019;s derivative financial instruments:</p><br/><table cellpadding="0" cellspacing="0" style="border-collapse: collapse; width: 100%; font: 10pt Times New Roman, Times, Serif">

      <tr style="vertical-align: bottom">
       <td style="text-align: left">&nbsp;</td>
       <td style="padding-bottom: 1pt">&nbsp;</td>
       <td colspan="7" style="text-align: center; border-bottom: Black 1pt solid">At or for the year ended December 31, 2015</td>
      </tr>
      <tr style="vertical-align: bottom">
       <td style="text-align: left">&nbsp;</td>
       <td style="padding-bottom: 1pt">&nbsp;</td>
       <td colspan="3" style="text-align: center; border-bottom: Black 1pt solid">Notional<br /> Amount</td>
       <td style="font-weight: normal; font-style: normal; padding-bottom: 1pt">&nbsp;</td>
       <td colspan="3" style="font-weight: normal; font-style: normal; text-align: center; border-bottom: Black 1pt solid">Net Carrying<br /> Value<font style="font-family: Times New Roman, Times, Serif; font-size: 10pt; font-weight: normal; font-style: normal"><sup> (1)</sup></font></td>
      </tr>
      <tr style="vertical-align: bottom">
       <td style="text-align: center">&nbsp;</td>
       <td style="font-style: italic">&nbsp;</td>
       <td colspan="7" style="font-style: italic; text-align: center">(In thousands)</td>
      </tr>
      <tr style="vertical-align: bottom">
       <td style="text-align: left">&nbsp;</td>
       <td>&nbsp;</td>
       <td colspan="3" style="text-align: left">&nbsp;</td>
       <td>&nbsp;</td>
       <td colspan="3" style="text-align: right">&nbsp;</td>
      </tr>
      <tr style="vertical-align: bottom; background-color: rgb(204,238,255)">
       <td style="width: 70%; text-align: left">Interest rate swaps (non-hedge)</td>
       <td style="width: 1%">&nbsp;</td>
       <td style="width: 1%; text-align: left">$</td>
       <td style="width: 12%; text-align: right">36,321</td>
       <td style="width: 1%; text-align: left">&nbsp;</td>
       <td style="width: 1%">&nbsp;</td>
       <td style="width: 1%; text-align: left">$</td>
       <td style="width: 12%; text-align: right">(2,799</td>
       <td style="width: 1%; text-align: left">)</td>
      </tr>
      <tr style="vertical-align: bottom; background-color: White">
       <td style="text-align: left">Interest rate swaps (hedge)</td>
       <td>&nbsp;</td>
       <td style="text-align: left">&nbsp;</td>
       <td style="text-align: right">28,588</td>
       <td style="text-align: left">&nbsp;</td>
       <td>&nbsp;</td>
       <td style="text-align: left">&nbsp;</td>
       <td style="text-align: right">48</td>
       <td style="text-align: left">&nbsp;</td>
      </tr>
      <tr style="vertical-align: bottom; background-color: rgb(204,238,255)">
       <td style="text-align: left; padding-bottom: 1pt">Interest rate swaps (hedge)</td>
       <td style="padding-bottom: 1pt">&nbsp;</td>
       <td style="border-bottom: Black 1pt solid; text-align: left">&nbsp;</td>
       <td style="border-bottom: Black 1pt solid; text-align: right">99,955</td>
       <td style="border-bottom: Black 1pt solid; text-align: left">&nbsp;</td>
       <td style="padding-bottom: 1pt">&nbsp;</td>
       <td style="border-bottom: Black 1pt solid; text-align: left">&nbsp;</td>
       <td style="border-bottom: Black 1pt solid; text-align: right">(1,515</td>
       <td style="border-bottom: Black 1pt solid; text-align: left">)</td>
      </tr>
      <tr style="vertical-align: bottom; background-color: White">
       <td style="text-align: left; padding-bottom: 2.25pt; padding-left: 10pt">Total derivatives</td>
       <td style="padding-bottom: 2.25pt">&nbsp;</td>
       <td style="border-bottom: Black 2.25pt double; text-align: left">$</td>
       <td style="border-bottom: Black 2.25pt double; text-align: right">164,864</td>
       <td style="border-bottom: Black 2.25pt double; text-align: left">&nbsp;</td>
       <td style="padding-bottom: 2.25pt">&nbsp;</td>
       <td style="border-bottom: Black 2.25pt double; text-align: left">$</td>
       <td style="border-bottom: Black 2.25pt double; text-align: right">(4,266</td>
       <td style="border-bottom: Black 2.25pt double; text-align: left">)</td>
      </tr>

    </table><br/><table cellpadding="0" cellspacing="0" style="border-collapse: collapse; width: 100%; font: 10pt Times New Roman, Times, Serif">

      <tr style="vertical-align: bottom">
       <td style="text-align: left">&nbsp;</td>
       <td style="padding-bottom: 1pt">&nbsp;</td>
       <td colspan="7" style="text-align: center; border-bottom: Black 1pt solid">At or for the year ended December 31, 2014</td>
      </tr>
      <tr style="vertical-align: bottom">
       <td style="text-align: left">&nbsp;</td>
       <td style="padding-bottom: 1pt">&nbsp;</td>
       <td colspan="3" style="text-align: center; border-bottom: Black 1pt solid">Notional<br /> Amount</td>
       <td style="font-weight: normal; font-style: normal; padding-bottom: 1pt">&nbsp;</td>
       <td colspan="3" style="font-weight: normal; font-style: normal; text-align: center; border-bottom: Black 1pt solid">Net Carrying<br /> Value<font style="font-family: Times New Roman, Times, Serif; font-size: 10pt; font-weight: normal; font-style: normal"><sup> (1)</sup></font></td>
      </tr>
      <tr style="vertical-align: bottom">
       <td style="text-align: center">&nbsp;</td>
       <td style="font-style: italic">&nbsp;</td>
       <td colspan="7" style="font-style: italic; text-align: center">(In thousands)</td>
      </tr>
      <tr style="vertical-align: bottom">
       <td style="text-align: left">&nbsp;</td>
       <td>&nbsp;</td>
       <td colspan="3" style="text-align: left">&nbsp;</td>
       <td>&nbsp;</td>
       <td colspan="3" style="text-align: right">&nbsp;</td>
      </tr>
      <tr style="vertical-align: bottom; background-color: rgb(204,238,255)">
       <td style="width: 70%; text-align: left">Interest rate swaps (non-hedge)</td>
       <td style="width: 1%">&nbsp;</td>
       <td style="width: 1%; text-align: left">$</td>
       <td style="width: 12%; text-align: right">36,321</td>
       <td style="width: 1%; text-align: left">&nbsp;</td>
       <td style="width: 1%">&nbsp;</td>
       <td style="width: 1%; text-align: left">$</td>
       <td style="width: 12%; text-align: right">(2,239</td>
       <td style="width: 1%; text-align: left">)</td>
      </tr>
      <tr style="vertical-align: bottom; background-color: White">
       <td style="text-align: left">Interest rate swaps (hedge)</td>
       <td>&nbsp;</td>
       <td style="text-align: left">&nbsp;</td>
       <td style="text-align: right">4,131</td>
       <td style="text-align: left">&nbsp;</td>
       <td>&nbsp;</td>
       <td style="text-align: left">&nbsp;</td>
       <td style="text-align: right">84</td>
       <td style="text-align: left">&nbsp;</td>
      </tr>
      <tr style="vertical-align: bottom; background-color: rgb(204,238,255)">
       <td style="text-align: left; padding-bottom: 1pt">Interest rate swaps (hedge)</td>
       <td style="padding-bottom: 1pt">&nbsp;</td>
       <td style="border-bottom: Black 1pt solid; text-align: left">&nbsp;</td>
       <td style="border-bottom: Black 1pt solid; text-align: right">10,340</td>
       <td style="border-bottom: Black 1pt solid; text-align: left">&nbsp;</td>
       <td style="padding-bottom: 1pt">&nbsp;</td>
       <td style="border-bottom: Black 1pt solid; text-align: left">&nbsp;</td>
       <td style="border-bottom: Black 1pt solid; text-align: right">(410</td>
       <td style="border-bottom: Black 1pt solid; text-align: left">)</td>
      </tr>
      <tr style="vertical-align: bottom; background-color: White">
       <td style="text-align: left; padding-bottom: 2.25pt; padding-left: 10pt">Total derivatives</td>
       <td style="padding-bottom: 2.25pt">&nbsp;</td>
       <td style="border-bottom: Black 2.25pt double; text-align: left">$</td>
       <td style="border-bottom: Black 2.25pt double; text-align: right">50,792</td>
       <td style="border-bottom: Black 2.25pt double; text-align: left">&nbsp;</td>
       <td style="padding-bottom: 2.25pt">&nbsp;</td>
       <td style="border-bottom: Black 2.25pt double; text-align: left">$</td>
       <td style="border-bottom: Black 2.25pt double; text-align: right">(2,565</td>
       <td style="border-bottom: Black 2.25pt double; text-align: left">)</td>
      </tr>

    </table><br/><table cellspacing="0" cellpadding="0" style="font: 10pt Times New Roman, Times, Serif; width: 100%; border-collapse: collapse">

     <tr style="vertical-align: top">
      <td style="width: 4%"><font style="font-size: 10pt">(1)</font></td>
      <td style="text-align: justify"> Derivatives in a net positive position are recorded as &#x201c;Other assets&#x201d; and derivatives in a net negative position are recorded as &#x201c;Other liabilities&#x201d; in the Consolidated Statements of Financial Condition. There were no unrealized losses on derivative financial instruments at December 31, 2015 and 2014.</td>
     </tr>

   </table><br/><p style="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify">The following table sets forth the effect of derivative instruments on the Consolidated Statements of Income for the periods indicated:</p><br/><table cellpadding="0" cellspacing="0" style="border-collapse: collapse; width: 100%; font: 10pt Times New Roman, Times, Serif">

      <tr style="vertical-align: bottom">
       <td>&nbsp;</td>
       <td style="padding-bottom: 1pt">&nbsp;</td>
       <td colspan="11" style="text-align: center; border-bottom: Black 1pt solid">For the year ended<br /> December 31,</td>
      </tr>
      <tr style="vertical-align: bottom">
       <td style="font-style: italic; text-align: left; border-bottom: Black 1pt solid">(In thousands)</td>
       <td style="padding-bottom: 1pt; border-bottom: Black 1pt solid">&nbsp;</td>
       <td colspan="3" style="text-align: center; border-bottom: Black 1pt solid">2015</td>
       <td style="padding-bottom: 1pt; border-bottom: Black 1pt solid">&nbsp;</td>
       <td colspan="3" style="text-align: center; border-bottom: Black 1pt solid">2014</td>
       <td style="padding-bottom: 1pt; border-bottom: Black 1pt solid">&nbsp;</td>
       <td colspan="3" style="text-align: center; border-bottom: Black 1pt solid">2013</td>
      </tr>
      <tr style="vertical-align: bottom">
       <td>&nbsp;</td>
       <td>&nbsp;</td>
       <td colspan="3" style="text-align: right">&nbsp;</td>
       <td>&nbsp;</td>
       <td colspan="3" style="text-align: right">&nbsp;</td>
       <td>&nbsp;</td>
       <td colspan="3" style="text-align: right">&nbsp;</td>
      </tr>
      <tr style="vertical-align: bottom; background-color: rgb(204,238,255)">
       <td style="text-align: left">Financial Derivatives:</td>
       <td>&nbsp;</td>
       <td style="text-align: left">&nbsp;</td>
       <td style="text-align: right">&nbsp;</td>
       <td style="text-align: left">&nbsp;</td>
       <td>&nbsp;</td>
       <td style="text-align: left">&nbsp;</td>
       <td style="text-align: right">&nbsp;</td>
       <td style="text-align: left">&nbsp;</td>
       <td>&nbsp;</td>
       <td style="text-align: left">&nbsp;</td>
       <td style="text-align: right">&nbsp;</td>
       <td style="text-align: left">&nbsp;</td>
      </tr>
      <tr style="vertical-align: bottom; background-color: White">
       <td style="width: 61%; text-align: left; padding-left: 10pt">Interest rate caps (non-hedge)</td>
       <td style="width: 1%">&nbsp;</td>
       <td style="width: 1%; text-align: left">$</td>
       <td style="width: 10%; text-align: right">-</td>
       <td style="width: 1%; text-align: left">&nbsp;</td>
       <td style="width: 1%">&nbsp;</td>
       <td style="width: 1%; text-align: left">$</td>
       <td style="width: 10%; text-align: right">-</td>
       <td style="width: 1%; text-align: left">&nbsp;</td>
       <td style="width: 1%">&nbsp;</td>
       <td style="width: 1%; text-align: left">$</td>
       <td style="width: 10%; text-align: right">(18</td>
       <td style="width: 1%; text-align: left">)</td>
      </tr>
      <tr style="vertical-align: bottom; background-color: rgb(204,238,255)">
       <td style="text-align: left; padding-left: 10pt">Interest rate swaps (non-hedge)</td>
       <td>&nbsp;</td>
       <td style="text-align: left">&nbsp;</td>
       <td style="text-align: right">(561</td>
       <td style="text-align: left">)</td>
       <td>&nbsp;</td>
       <td style="text-align: left">&nbsp;</td>
       <td style="text-align: right">(3,919</td>
       <td style="text-align: left">)</td>
       <td>&nbsp;</td>
       <td style="text-align: left">&nbsp;</td>
       <td style="text-align: right">3,603</td>
       <td style="text-align: left">&nbsp;</td>
      </tr>
      <tr style="vertical-align: bottom; background-color: White">
       <td style="text-align: left; padding-bottom: 1pt; padding-left: 10pt">Interest rate swaps (hedge)</td>
       <td style="padding-bottom: 1pt">&nbsp;</td>
       <td style="border-bottom: Black 1pt solid; text-align: left">&nbsp;</td>
       <td style="border-bottom: Black 1pt solid; text-align: right">(1,036</td>
       <td style="border-bottom: Black 1pt solid; text-align: left">)</td>
       <td style="border-bottom: Black 1pt solid; text-align: left">&nbsp;</td>
       <td style="border-bottom: Black 1pt solid; text-align: left">&nbsp;</td>
       <td style="border-bottom: Black 1pt solid; text-align: right">(124</td>
       <td style="border-bottom: Black 1pt solid; text-align: left">)</td>
       <td style="border-bottom: Black 1pt solid; text-align: left">&nbsp;</td>
       <td style="border-bottom: Black 1pt solid; text-align: left">&nbsp;</td>
       <td style="border-bottom: Black 1pt solid; text-align: right">29</td>
       <td style="border-bottom: Black 1pt solid; text-align: left">&nbsp;</td>
      </tr>
      <tr style="vertical-align: bottom; background-color: rgb(204,238,255)">
       <td style="font-weight: normal; font-style: normal; text-align: left; padding-bottom: 2.25pt; padding-left: 20pt">Net Gain (loss) <font style="font-family: Times New Roman, Times, Serif; font-size: 10pt; font-weight: normal; font-style: normal"><sup>(1)</sup></font></td>
       <td style="padding-bottom: 2.25pt">&nbsp;</td>
       <td style="border-bottom: Black 2.25pt double; text-align: left">$</td>
       <td style="border-bottom: Black 2.25pt double; text-align: right">(1,597</td>
       <td style="border-bottom: Black 2.25pt double; text-align: left">)</td>
       <td style="border-bottom: Black 2.25pt double; text-align: left">&nbsp;</td>
       <td style="border-bottom: Black 2.25pt double; text-align: left">$</td>
       <td style="border-bottom: Black 2.25pt double; text-align: right">(4,043</td>
       <td style="border-bottom: Black 2.25pt double; text-align: left">)</td>
       <td style="border-bottom: Black 2.25pt double; text-align: left">&nbsp;</td>
       <td style="border-bottom: Black 2.25pt double; text-align: left">$</td>
       <td style="border-bottom: Black 2.25pt double; text-align: right">3,614</td>
       <td style="border-bottom: Black 2.25pt double; text-align: left">&nbsp;</td>
      </tr>

    </table><br/><table cellspacing="0" cellpadding="0" style="font: 10pt Times New Roman, Times, Serif; width: 100%; border-collapse: collapse">

     <tr style="vertical-align: top">
      <td style="width: 4%"><font style="font-size: 10pt">(1)</font></td>
      <td><font style="font-size: 10pt">Net gains (losses) are recorded as &#x201c;Net gain (losses) from fair value adjustments&#x201d; in the Consolidated Statements of Income. </font></td>
     </tr>

   </table><br/><p style="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify">The Company&#x2019;s interest rate swaps are subject to master netting arrangements and are all with the same counterparty. The Company has not made a policy election to offset its derivative positions.</p><br/><p style="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">The following tables present the effect of the master netting arrangements on the presentation of the derivative assets in the Consolidated Statements of Condition as of the dates indicated:</p><br/><table cellpadding="0" cellspacing="0" style="border-collapse: collapse; width: 100%; font: 10pt Times New Roman, Times, Serif">

      <tr style="vertical-align: bottom">
       <td nowrap="nowrap" style="text-align: left">&nbsp;</td>
       <td nowrap="nowrap" style="padding-bottom: 1pt">&nbsp;</td>
       <td colspan="23" nowrap="nowrap" style="text-align: center; border-bottom: Black 1pt solid">December 31, 2015</td>
      </tr>
      <tr style="vertical-align: bottom">
       <td nowrap="nowrap" style="text-align: left">&nbsp;</td>
       <td nowrap="nowrap" style="padding-bottom: 1pt">&nbsp;</td>
       <td colspan="3" nowrap="nowrap">&nbsp;</td>
       <td nowrap="nowrap" style="padding-bottom: 1pt">&nbsp;</td>
       <td colspan="3" nowrap="nowrap">&nbsp;</td>
       <td nowrap="nowrap" style="padding-bottom: 1pt">&nbsp;</td>
       <td colspan="3" nowrap="nowrap">&nbsp;</td>
       <td nowrap="nowrap" style="padding-bottom: 1pt">&nbsp;</td>
       <td colspan="7" nowrap="nowrap" style="text-align: center; border-bottom: Black 1pt solid">Gross Amounts Not Offset in the <br /> Consolidated Statement of <br /> Condition</td>
       <td nowrap="nowrap" style="padding-bottom: 1pt">&nbsp;</td>
       <td colspan="3" nowrap="nowrap">&nbsp;</td>
      </tr>
      <tr style="background-color: White">
       <td nowrap="nowrap" style="font-style: italic; text-align: left; padding-bottom: 1pt; vertical-align: bottom; border-bottom: Black 1pt solid">(In thousands)</td>
       <td nowrap="nowrap" style="padding-bottom: 1pt; text-align: center; vertical-align: bottom; border-bottom: Black 1pt solid">&nbsp;</td>
       <td colspan="3" nowrap="nowrap" style="border-bottom: Black 1pt solid; text-align: center; vertical-align: bottom">Gross Amount of <br /> Recognized Assets</td>
       <td nowrap="nowrap" style="padding-bottom: 1pt; text-align: center; vertical-align: bottom; border-bottom: Black 1pt solid">&nbsp;</td>
       <td colspan="3" nowrap="nowrap" style="border-bottom: Black 1pt solid; text-align: center; vertical-align: bottom">Gross Amount Offset in <br /> the Statement of<br /> Condition</td>
       <td nowrap="nowrap" style="padding-bottom: 1pt; text-align: center; vertical-align: bottom; border-bottom: Black 1pt solid">&nbsp;</td>
       <td colspan="3" nowrap="nowrap" style="border-bottom: Black 1pt solid; text-align: center; vertical-align: bottom">Net Amount of Assets <br /> Presented in the Statement of <br /> Condition</td>
       <td nowrap="nowrap" style="padding-bottom: 1pt; text-align: center; vertical-align: bottom; border-bottom: Black 1pt solid">&nbsp;</td>
       <td colspan="3" nowrap="nowrap" style="border-bottom: Black 1pt solid; text-align: center; vertical-align: bottom">Financial <br /> Instruments</td>
       <td nowrap="nowrap" style="padding-bottom: 1pt; text-align: center; vertical-align: bottom; border-bottom: Black 1pt solid">&nbsp;</td>
       <td colspan="3" nowrap="nowrap" style="border-bottom: Black 1pt solid; text-align: center; vertical-align: bottom">Cash Collateral <br /> Received</td>
       <td nowrap="nowrap" style="padding-bottom: 1pt; text-align: center; vertical-align: bottom; border-bottom: Black 1pt solid">&nbsp;</td>
       <td colspan="3" nowrap="nowrap" style="border-bottom: Black 1pt solid; text-align: center; vertical-align: bottom">Net Amount</td>
      </tr>
      <tr style="vertical-align: bottom; background-color: White">
       <td style="text-align: left; width: 40%">&nbsp;</td>
       <td style="width: 1%">&nbsp;</td>
       <td style="text-align: left; width: 1%">&nbsp;</td>
       <td style="text-align: right; width: 7%">&nbsp;</td>
       <td style="text-align: left; width: 1%">&nbsp;</td>
       <td style="width: 1%">&nbsp;</td>
       <td style="text-align: left; width: 1%">&nbsp;</td>
       <td style="text-align: right; width: 7%">&nbsp;</td>
       <td style="text-align: left; width: 1%">&nbsp;</td>
       <td style="width: 1%">&nbsp;</td>
       <td style="text-align: left; width: 1%">&nbsp;</td>
       <td style="text-align: right; width: 7%">&nbsp;</td>
       <td style="text-align: left; width: 1%">&nbsp;</td>
       <td style="width: 1%">&nbsp;</td>
       <td style="text-align: left; width: 1%">&nbsp;</td>
       <td style="text-align: right; width: 7%">&nbsp;</td>
       <td style="text-align: left; width: 1%">&nbsp;</td>
       <td style="width: 1%">&nbsp;</td>
       <td style="text-align: left; width: 1%">&nbsp;</td>
       <td style="text-align: right; width: 7%">&nbsp;</td>
       <td style="text-align: left; width: 1%">&nbsp;</td>
       <td style="width: 1%">&nbsp;</td>
       <td style="text-align: left; width: 1%">&nbsp;</td>
       <td style="text-align: right; width: 7%">&nbsp;</td>
       <td style="text-align: left; width: 1%">&nbsp;</td>
      </tr>
      <tr style="vertical-align: bottom; background-color: rgb(204,238,255)">
       <td style="text-align: left">Interest rate swaps</td>
       <td>&nbsp;</td>
       <td style="text-align: left">$</td>
       <td style="text-align: right">48</td>
       <td style="text-align: left">&nbsp;</td>
       <td>&nbsp;</td>
       <td style="text-align: left">$</td>
       <td style="text-align: right">-</td>
       <td style="text-align: left">&nbsp;</td>
       <td>&nbsp;</td>
       <td style="text-align: left">$</td>
       <td style="text-align: right">48</td>
       <td style="text-align: left">&nbsp;</td>
       <td>&nbsp;</td>
       <td style="text-align: left">$</td>
       <td style="text-align: right">48</td>
       <td style="text-align: left">&nbsp;</td>
       <td>&nbsp;</td>
       <td style="text-align: left">$</td>
       <td style="text-align: right">-</td>
       <td style="text-align: left">&nbsp;</td>
       <td>&nbsp;</td>
       <td style="text-align: left">$</td>
       <td style="text-align: right">-</td>
       <td style="text-align: left">&nbsp;</td>
      </tr>

    </table><br/><table cellpadding="0" cellspacing="0" style="border-collapse: collapse; width: 100%; font: 10pt Times New Roman, Times, Serif">

      <tr style="vertical-align: bottom">
       <td nowrap="nowrap" style="text-align: left">&nbsp;</td>
       <td nowrap="nowrap" style="padding-bottom: 1pt">&nbsp;</td>
       <td colspan="23" nowrap="nowrap" style="text-align: center; border-bottom: Black 1pt solid">December 31, 2014</td>
      </tr>
      <tr style="vertical-align: bottom">
       <td nowrap="nowrap" style="text-align: left">&nbsp;</td>
       <td nowrap="nowrap" style="padding-bottom: 1pt">&nbsp;</td>
       <td colspan="3" nowrap="nowrap">&nbsp;</td>
       <td nowrap="nowrap" style="padding-bottom: 1pt">&nbsp;</td>
       <td colspan="3" nowrap="nowrap">&nbsp;</td>
       <td nowrap="nowrap" style="padding-bottom: 1pt">&nbsp;</td>
       <td colspan="3" nowrap="nowrap">&nbsp;</td>
       <td nowrap="nowrap" style="padding-bottom: 1pt">&nbsp;</td>
       <td colspan="7" nowrap="nowrap" style="text-align: center; border-bottom: Black 1pt solid">Gross Amounts Not Offset in the <br /> Consolidated Statement of Condition</td>
       <td nowrap="nowrap" style="padding-bottom: 1pt">&nbsp;</td>
       <td colspan="3" nowrap="nowrap">&nbsp;</td>
      </tr>
      <tr style="background-color: White">
       <td nowrap="nowrap" style="font-style: italic; text-align: left; padding-bottom: 1pt; vertical-align: bottom; border-bottom: Black 1pt solid">(In thousands)</td>
       <td nowrap="nowrap" style="padding-bottom: 1pt; text-align: center; vertical-align: bottom; border-bottom: Black 1pt solid">&nbsp;</td>
       <td colspan="3" nowrap="nowrap" style="border-bottom: Black 1pt solid; text-align: center; vertical-align: bottom">Gross Amount of <br /> Recognized Assets</td>
       <td nowrap="nowrap" style="padding-bottom: 1pt; text-align: center; vertical-align: bottom; border-bottom: Black 1pt solid">&nbsp;</td>
       <td colspan="3" nowrap="nowrap" style="border-bottom: Black 1pt solid; text-align: center; vertical-align: bottom">Gross Amount Offset in <br /> the Statement of<br /> Condition</td>
       <td nowrap="nowrap" style="padding-bottom: 1pt; text-align: center; vertical-align: bottom; border-bottom: Black 1pt solid">&nbsp;</td>
       <td colspan="3" nowrap="nowrap" style="border-bottom: Black 1pt solid; text-align: center; vertical-align: bottom">Net Amount of Assets<br /> Presented in the Statement of <br /> Condition</td>
       <td nowrap="nowrap" style="padding-bottom: 1pt; text-align: center; vertical-align: bottom; border-bottom: Black 1pt solid">&nbsp;</td>
       <td colspan="3" nowrap="nowrap" style="border-bottom: Black 1pt solid; text-align: center; vertical-align: bottom">Financial <br /> Instruments</td>
       <td nowrap="nowrap" style="padding-bottom: 1pt; text-align: center; vertical-align: bottom; border-bottom: Black 1pt solid">&nbsp;</td>
       <td colspan="3" nowrap="nowrap" style="border-bottom: Black 1pt solid; text-align: center; vertical-align: bottom">Cash Collateral <br /> Received</td>
       <td nowrap="nowrap" style="padding-bottom: 1pt; text-align: center; vertical-align: bottom; border-bottom: Black 1pt solid">&nbsp;</td>
       <td colspan="3" nowrap="nowrap" style="border-bottom: Black 1pt solid; text-align: center; vertical-align: bottom">Net Amount</td>
      </tr>
      <tr style="vertical-align: bottom; background-color: White">
       <td style="text-align: left; width: 40%">&nbsp;</td>
       <td style="width: 1%">&nbsp;</td>
       <td style="text-align: left; width: 1%">&nbsp;</td>
       <td style="text-align: right; width: 7%">&nbsp;</td>
       <td style="text-align: left; width: 1%">&nbsp;</td>
       <td style="width: 1%">&nbsp;</td>
       <td style="text-align: left; width: 1%">&nbsp;</td>
       <td style="text-align: right; width: 7%">&nbsp;</td>
       <td style="text-align: left; width: 1%">&nbsp;</td>
       <td style="width: 1%">&nbsp;</td>
       <td style="text-align: left; width: 1%">&nbsp;</td>
       <td style="text-align: right; width: 7%">&nbsp;</td>
       <td style="text-align: left; width: 1%">&nbsp;</td>
       <td style="width: 1%">&nbsp;</td>
       <td style="text-align: left; width: 1%">&nbsp;</td>
       <td style="text-align: right; width: 7%">&nbsp;</td>
       <td style="text-align: left; width: 1%">&nbsp;</td>
       <td style="width: 1%">&nbsp;</td>
       <td style="text-align: left; width: 1%">&nbsp;</td>
       <td style="text-align: right; width: 7%">&nbsp;</td>
       <td style="text-align: left; width: 1%">&nbsp;</td>
       <td style="width: 1%">&nbsp;</td>
       <td style="text-align: left; width: 1%">&nbsp;</td>
       <td style="text-align: right; width: 7%">&nbsp;</td>
       <td style="text-align: left; width: 1%">&nbsp;</td>
      </tr>
      <tr style="vertical-align: bottom; background-color: rgb(204,238,255)">
       <td style="text-align: left">Interest rate swaps</td>
       <td>&nbsp;</td>
       <td style="text-align: left">$</td>
       <td style="text-align: right">84</td>
       <td style="text-align: left">&nbsp;</td>
       <td>&nbsp;</td>
       <td style="text-align: left">$</td>
       <td style="text-align: right">-</td>
       <td style="text-align: left">&nbsp;</td>
       <td>&nbsp;</td>
       <td style="text-align: left">$</td>
       <td style="text-align: right">84</td>
       <td style="text-align: left">&nbsp;</td>
       <td>&nbsp;</td>
       <td style="text-align: left">$</td>
       <td style="text-align: right">84</td>
       <td style="text-align: left">&nbsp;</td>
       <td>&nbsp;</td>
       <td style="text-align: left">$</td>
       <td style="text-align: right">-</td>
       <td style="text-align: left">&nbsp;</td>
       <td>&nbsp;</td>
       <td style="text-align: left">$</td>
       <td style="text-align: right">-</td>
       <td style="text-align: left">&nbsp;</td>
      </tr>

    </table><br/><p style="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">The following tables present the effect the master netting arrangements had on the presentation of the derivative liabilities in the Consolidated Statements of Condition as of the dates indicated:</p><br/><table cellpadding="0" cellspacing="0" style="border-collapse: collapse; width: 100%; font: 10pt Times New Roman, Times, Serif">

      <tr style="vertical-align: bottom">
       <td nowrap="nowrap" style="text-align: left">&nbsp;</td>
       <td nowrap="nowrap" style="padding-bottom: 1pt">&nbsp;</td>
       <td colspan="23" nowrap="nowrap" style="text-align: center; border-bottom: Black 1pt solid">December 31, 2015</td>
      </tr>
      <tr style="vertical-align: bottom">
       <td nowrap="nowrap" style="text-align: left">&nbsp;</td>
       <td nowrap="nowrap" style="padding-bottom: 1pt">&nbsp;</td>
       <td colspan="3" nowrap="nowrap">&nbsp;</td>
       <td nowrap="nowrap" style="padding-bottom: 1pt">&nbsp;</td>
       <td colspan="3" nowrap="nowrap">&nbsp;</td>
       <td nowrap="nowrap" style="padding-bottom: 1pt">&nbsp;</td>
       <td colspan="3" nowrap="nowrap">&nbsp;</td>
       <td nowrap="nowrap" style="padding-bottom: 1pt">&nbsp;</td>
       <td colspan="7" nowrap="nowrap" style="text-align: center; border-bottom: Black 1pt solid">Gross Amounts Not Offset in the <br /> Consolidated Statement of Condition</td>
       <td nowrap="nowrap" style="padding-bottom: 1pt">&nbsp;</td>
       <td colspan="3" nowrap="nowrap">&nbsp;</td>
      </tr>
      <tr style="background-color: White">
       <td nowrap="nowrap" style="font-style: italic; text-align: left; padding-bottom: 1pt; vertical-align: bottom; border-bottom: Black 1pt solid">(In thousands)</td>
       <td nowrap="nowrap" style="padding-bottom: 1pt; text-align: center; vertical-align: bottom; border-bottom: Black 1pt solid">&nbsp;</td>
       <td colspan="3" nowrap="nowrap" style="border-bottom: Black 1pt solid; text-align: center; vertical-align: bottom">Gross Amount of <br /> Recognized <br /> Liabilities</td>
       <td nowrap="nowrap" style="padding-bottom: 1pt; text-align: center; vertical-align: bottom; border-bottom: Black 1pt solid">&nbsp;</td>
       <td colspan="3" nowrap="nowrap" style="border-bottom: Black 1pt solid; text-align: center; vertical-align: bottom">Gross Amount Offset in<br /> the Statement of <br /> Condition</td>
       <td nowrap="nowrap" style="padding-bottom: 1pt; text-align: center; vertical-align: bottom; border-bottom: Black 1pt solid">&nbsp;</td>
       <td colspan="3" nowrap="nowrap" style="border-bottom: Black 1pt solid; text-align: center; vertical-align: bottom">Net Amount of Liabilities <br /> Presented in the Statement of <br /> Condition</td>
       <td nowrap="nowrap" style="padding-bottom: 1pt; text-align: center; vertical-align: bottom; border-bottom: Black 1pt solid">&nbsp;</td>
       <td colspan="3" nowrap="nowrap" style="border-bottom: Black 1pt solid; text-align: center; vertical-align: bottom">Financial <br /> Instruments</td>
       <td nowrap="nowrap" style="padding-bottom: 1pt; text-align: center; vertical-align: bottom; border-bottom: Black 1pt solid">&nbsp;</td>
       <td colspan="3" nowrap="nowrap" style="border-bottom: Black 1pt solid; text-align: center; vertical-align: bottom">Cash Collateral <br /> Pledged</td>
       <td nowrap="nowrap" style="padding-bottom: 1pt; text-align: center; vertical-align: bottom; border-bottom: Black 1pt solid">&nbsp;</td>
       <td colspan="3" nowrap="nowrap" style="border-bottom: Black 1pt solid; text-align: center; vertical-align: bottom">Net Amount</td>
      </tr>
      <tr style="vertical-align: bottom; background-color: White">
       <td style="text-align: left; width: 40%">&nbsp;</td>
       <td style="width: 1%">&nbsp;</td>
       <td style="text-align: left; width: 1%">&nbsp;</td>
       <td style="text-align: right; width: 7%">&nbsp;</td>
       <td style="text-align: left; width: 1%">&nbsp;</td>
       <td style="width: 1%">&nbsp;</td>
       <td style="text-align: left; width: 1%">&nbsp;</td>
       <td style="text-align: right; width: 7%">&nbsp;</td>
       <td style="text-align: left; width: 1%">&nbsp;</td>
       <td style="width: 1%">&nbsp;</td>
       <td style="text-align: left; width: 1%">&nbsp;</td>
       <td style="text-align: right; width: 7%">&nbsp;</td>
       <td style="text-align: left; width: 1%">&nbsp;</td>
       <td style="width: 1%">&nbsp;</td>
       <td style="text-align: left; width: 1%">&nbsp;</td>
       <td style="text-align: right; width: 7%">&nbsp;</td>
       <td style="text-align: left; width: 1%">&nbsp;</td>
       <td style="width: 1%">&nbsp;</td>
       <td style="text-align: left; width: 1%">&nbsp;</td>
       <td style="text-align: right; width: 7%">&nbsp;</td>
       <td style="text-align: left; width: 1%">&nbsp;</td>
       <td style="width: 1%">&nbsp;</td>
       <td style="text-align: left; width: 1%">&nbsp;</td>
       <td style="text-align: right; width: 7%">&nbsp;</td>
       <td style="text-align: left; width: 1%">&nbsp;</td>
      </tr>
      <tr style="vertical-align: bottom; background-color: rgb(204,238,255)">
       <td style="text-align: left">Interest rate swaps</td>
       <td>&nbsp;</td>
       <td style="text-align: left">$</td>
       <td style="text-align: right">4,314</td>
       <td style="text-align: left">&nbsp;</td>
       <td>&nbsp;</td>
       <td style="text-align: left">$</td>
       <td style="text-align: right">-</td>
       <td style="text-align: left">&nbsp;</td>
       <td>&nbsp;</td>
       <td style="text-align: left">$</td>
       <td style="text-align: right">4,314</td>
       <td style="text-align: left">&nbsp;</td>
       <td>&nbsp;</td>
       <td style="text-align: left">$</td>
       <td style="text-align: right">48</td>
       <td style="text-align: left">&nbsp;</td>
       <td>&nbsp;</td>
       <td style="text-align: left">$</td>
       <td style="text-align: right">4,266</td>
       <td style="text-align: left">&nbsp;</td>
       <td>&nbsp;</td>
       <td style="text-align: left">$</td>
       <td style="text-align: right">-</td>
       <td style="text-align: left">&nbsp;</td>
      </tr>

    </table><br/><table cellpadding="0" cellspacing="0" style="border-collapse: collapse; width: 100%; font: 10pt Times New Roman, Times, Serif">

      <tr style="vertical-align: bottom">
       <td nowrap="nowrap" style="text-align: left">&nbsp;</td>
       <td nowrap="nowrap" style="padding-bottom: 1pt">&nbsp;</td>
       <td colspan="23" nowrap="nowrap" style="text-align: center; border-bottom: Black 1pt solid">December 31, 2014</td>
      </tr>
      <tr style="vertical-align: bottom">
       <td nowrap="nowrap" style="text-align: left">&nbsp;</td>
       <td nowrap="nowrap" style="padding-bottom: 1pt">&nbsp;</td>
       <td colspan="3" nowrap="nowrap">&nbsp;</td>
       <td nowrap="nowrap" style="padding-bottom: 1pt">&nbsp;</td>
       <td colspan="3" nowrap="nowrap">&nbsp;</td>
       <td nowrap="nowrap" style="padding-bottom: 1pt">&nbsp;</td>
       <td colspan="3" nowrap="nowrap">&nbsp;</td>
       <td nowrap="nowrap" style="padding-bottom: 1pt">&nbsp;</td>
       <td colspan="7" nowrap="nowrap" style="text-align: center; border-bottom: Black 1pt solid">Gross Amounts Not Offset in the <br /> Consolidated Statement of Condition</td>
       <td nowrap="nowrap" style="padding-bottom: 1pt">&nbsp;</td>
       <td colspan="3" nowrap="nowrap">&nbsp;</td>
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      <tr style="background-color: White">
       <td nowrap="nowrap" style="font-style: italic; text-align: left; padding-bottom: 1pt; vertical-align: bottom; border-bottom: Black 1pt solid">(In thousands)</td>
       <td nowrap="nowrap" style="padding-bottom: 1pt; text-align: center; vertical-align: bottom; border-bottom: Black 1pt solid">&nbsp;</td>
       <td colspan="3" nowrap="nowrap" style="border-bottom: Black 1pt solid; text-align: center; vertical-align: bottom">Gross Amount of<br /> Recognized <br /> Liabilities</td>
       <td nowrap="nowrap" style="padding-bottom: 1pt; text-align: center; vertical-align: bottom; border-bottom: Black 1pt solid">&nbsp;</td>
       <td colspan="3" nowrap="nowrap" style="border-bottom: Black 1pt solid; text-align: center; vertical-align: bottom">Gross Amount Offset in<br /> the Statement of<br /> Condition</td>
       <td nowrap="nowrap" style="padding-bottom: 1pt; text-align: center; vertical-align: bottom; border-bottom: Black 1pt solid">&nbsp;</td>
       <td colspan="3" nowrap="nowrap" style="border-bottom: Black 1pt solid; text-align: center; vertical-align: bottom">Net Amount of Liabilities <br /> Presented in the Statement <br /> of Condition</td>
       <td nowrap="nowrap" style="padding-bottom: 1pt; text-align: center; vertical-align: bottom; border-bottom: Black 1pt solid">&nbsp;</td>
       <td colspan="3" nowrap="nowrap" style="border-bottom: Black 1pt solid; text-align: center; vertical-align: bottom">Financial <br /> Instruments</td>
       <td nowrap="nowrap" style="padding-bottom: 1pt; text-align: center; vertical-align: bottom; border-bottom: Black 1pt solid">&nbsp;</td>
       <td colspan="3" nowrap="nowrap" style="border-bottom: Black 1pt solid; text-align: center; vertical-align: bottom">Cash Collateral<br /> Pledged</td>
       <td nowrap="nowrap" style="padding-bottom: 1pt; text-align: center; vertical-align: bottom; border-bottom: Black 1pt solid">&nbsp;</td>
       <td colspan="3" nowrap="nowrap" style="border-bottom: Black 1pt solid; text-align: center; vertical-align: bottom">Net Amount</td>
      </tr>
      <tr style="vertical-align: bottom; background-color: White">
       <td style="text-align: left; width: 40%">&nbsp;</td>
       <td style="width: 1%">&nbsp;</td>
       <td style="text-align: left; width: 1%">&nbsp;</td>
       <td style="text-align: right; width: 7%">&nbsp;</td>
       <td style="text-align: left; width: 1%">&nbsp;</td>
       <td style="width: 1%">&nbsp;</td>
       <td style="text-align: left; width: 1%">&nbsp;</td>
       <td style="text-align: right; width: 7%">&nbsp;</td>
       <td style="text-align: left; width: 1%">&nbsp;</td>
       <td style="width: 1%">&nbsp;</td>
       <td style="text-align: left; width: 1%">&nbsp;</td>
       <td style="text-align: right; width: 7%">&nbsp;</td>
       <td style="text-align: left; width: 1%">&nbsp;</td>
       <td style="width: 1%">&nbsp;</td>
       <td style="text-align: left; width: 1%">&nbsp;</td>
       <td style="text-align: right; width: 7%">&nbsp;</td>
       <td style="text-align: left; width: 1%">&nbsp;</td>
       <td style="width: 1%">&nbsp;</td>
       <td style="text-align: left; width: 1%">&nbsp;</td>
       <td style="text-align: right; width: 7%">&nbsp;</td>
       <td style="text-align: left; width: 1%">&nbsp;</td>
       <td style="width: 1%">&nbsp;</td>
       <td style="text-align: left; width: 1%">&nbsp;</td>
       <td style="text-align: right; width: 7%">&nbsp;</td>
       <td style="text-align: left; width: 1%">&nbsp;</td>
      </tr>
      <tr style="vertical-align: bottom; background-color: rgb(204,238,255)">
       <td style="text-align: left">Interest rate swaps</td>
       <td>&nbsp;</td>
       <td style="text-align: left">$</td>
       <td style="text-align: right">2,649</td>
       <td style="text-align: left">&nbsp;</td>
       <td>&nbsp;</td>
       <td style="text-align: left">$</td>
       <td style="text-align: right">-</td>
       <td style="text-align: left">&nbsp;</td>
       <td>&nbsp;</td>
       <td style="text-align: left">$</td>
       <td style="text-align: right">2,649</td>
       <td style="text-align: left">&nbsp;</td>
       <td>&nbsp;</td>
       <td style="text-align: left">$</td>
       <td style="text-align: right">84</td>
       <td style="text-align: left">&nbsp;</td>
       <td>&nbsp;</td>
       <td style="text-align: left">$</td>
       <td style="text-align: right">2,565</td>
       <td style="text-align: left">&nbsp;</td>
       <td>&nbsp;</td>
       <td style="text-align: left">$</td>
       <td style="text-align: right">-</td>
       <td style="text-align: left">&nbsp;</td>
      </tr>

    </table><br/><span></span>
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</tr>
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<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- References</a><div><p>No definition available.</p></div>
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<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>The entire disclosure for derivative instruments and hedging activities including, but not limited to, risk management strategies, non-hedging derivative instruments, assets, liabilities, revenue and expenses, and methodologies and assumptions used in determining the amounts.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 815<br> -SubTopic 30<br> -Section 45<br> -Paragraph 1<br> -URI http://asc.fasb.org/extlink&amp;oid=6441202&amp;loc=d3e80720-113993<br><br>Reference 2: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 815<br> -SubTopic 10<br> -Section 50<br> -Paragraph 4C<br> -URI http://asc.fasb.org/extlink&amp;oid=56946850&amp;loc=SL5624171-113959<br><br>Reference 3: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 815<br> -SubTopic 10<br> -Section 50<br> -Paragraph 2<br> -URI http://asc.fasb.org/extlink&amp;oid=56946850&amp;loc=d3e41620-113959<br><br>Reference 4: http://www.xbrl.org/2003/role/presentationRef<br> 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<span style="display: none;">v3.3.1.900</span><table class="report" border="0" cellspacing="2" id="idp6648373392">
<tr>
<th class="tl" colspan="1" rowspan="2"><div style="width: 200px;"><strong>Note 20 - New Authoritative Accounting Pronouncements<br></strong></div></th>
<th class="th" colspan="1">12 Months Ended</th>
</tr>
<tr><th class="th"><div>Dec. 31, 2015</div></th></tr>
<tr class="re">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_NewAccountingPronouncementsAndChangesInAccountingPrinciplesAbstract', window );"><strong>New Accounting Pronouncements and Changes in Accounting Principles [Abstract]</strong></a></td>
<td class="text">&#160;<span></span>
</td>
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<tr class="ro">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_NewAccountingPronouncementsAndChangesInAccountingPrinciplesTextBlock', window );">New Accounting Pronouncements and Changes in Accounting Principles [Text Block]</a></td>
<td class="text"><p style="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0.25in 0pt 0; text-align: justify"><b>20. New Authoritative Accounting Pronouncements</b></p><br/><p style="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify"><font style="font-size: 10pt; color: windowtext">In&nbsp;January&nbsp;2016, the Financial Accounting Standards Board (&#x201c;FASB&#x201d;) issued Accounting Standards Update (&#x201c;ASU&#x201d;) No. 2016-01 &#x201c;Financial Instruments&#x201d;</font><font style="font-family: Times New Roman, Times, Serif"> </font><font style="font-size: 10pt; color: windowtext">which requires an entity to: (i) measure equity investments at fair value through net income, with certain exceptions; (ii) present in other comprehensive income the changes in instrument-specific credit risk for financial liabilities measured using the fair value option; (iii) present financial assets and financial liabilities by measurement category and form of financial asset; (iv) calculate the fair value of financial instruments for disclosure purposes based on an exit price and; (v) assess a valuation allowance on deferred tax assets related to unrealized losses of available for sale debt securities in combination with other deferred tax assets. The ASU provides an election to subsequently measure certain nonmarketable equity investments at cost less any impairment and adjusted for certain observable price changes. The ASU also requires a qualitative impairment assessment of such equity investments and amends certain fair value disclosure requirements. </font><font style="font-size: 10pt; color: #2D2D2D">The amendments are effective for public business entities for fiscal years, and interim periods within those fiscal years, beginning after December 15, 2017. Early adoption is not permitted for the changes that affect the Company. </font><font style="font-size: 10pt">We are currently evaluating the impact of adopting this new guidance on our consolidated results of operations and financial condition.<font style="color: windowtext"> </font></font></p><br/><p style="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify"><font style="color: windowtext">In February 2016, the FASB issued ASU No. 2016-02, &#x201c;Leases&#x201d;. From the lessee's perspective, the new standard establishes a right-of-use (ROU) model that requires a lessee to record a ROU asset and a lease liability on the balance sheet for all leases with terms longer than 12 months. Leases will be classified as either finance or operating, with classification affecting the pattern of expense recognition in the income statement for a lessee. From the lessor's perspective, the new standard requires a lessor to classify leases as either sales-type, finance or operating. A lease will be treated as a sale if it transfers all of the risks and rewards, as well as control of the underlying asset, to the lessee. If risks and rewards are conveyed without the transfer of control, the lease is treated as a financing. If the lessor doesn&#x2019;t convey risks and rewards or control, an operating lease results. The new standard is effective for fiscal years beginning after December 15, 2018, including interim periods within those fiscal years. A modified retrospective transition approach is required for lessees for capital and operating leases existing at, or entered into after, the beginning of the earliest comparative period presented in the financial statements, with certain practical expedients available. A modified retrospective transition approach is required for lessors for sales-type, direct financing, and operating leases existing at, or entered into after, the beginning of the earliest comparative period presented in the financial statements, with certain practical expedients available. </font>We are currently evaluating the impact of adopting this new guidance on our consolidated results of operations and financial condition.<font style="color: windowtext"> </font></p><br/><p style="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify">In May 2014, the FASB issued ASU 2014-09, &#x201c;Revenue from Contracts with Customers&#x201d;. This ASU establishes a comprehensive revenue recognition standard for virtually all industries under U.S. GAAP, including those that previously followed industry-specific guidance such as real estate, construction and software industries. The revenue standard&#x2019;s core principle is built on the contract between a vendor and a customer for the provision of goods and services. It attempts to depict the exchange of rights and obligations between the parties in the pattern of revenue recognition based on the consideration to which the vendor is entitled. The guidance in this ASU for public companies is effective for the annual periods beginning after December 15, 2016, including interim periods therein. In August 2015, the FASB approved a one-year delay of the effective date of this standard. The deferral would require public entities to apply the standard for annual reporting periods beginning after December 15, 2017. Public companies would be permitted to elect to early adopt for annual reporting periods beginning after December 15, 2016. The Company will be evaluating the provisions of ASU 2014-09 and will be closely monitoring developments and additional guidance to determine the potential impact the new standard will have on our financial position or results of operation.</p><br/><span></span>
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<span style="display: none;">v3.3.1.900</span><table class="report" border="0" cellspacing="2" id="idp6649965072">
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<th class="tl" colspan="1" rowspan="2"><div style="width: 200px;"><strong>Note 21 - Quarterly Financial Data (unaudited)<br></strong></div></th>
<th class="th" colspan="1">12 Months Ended</th>
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<tr><th class="th"><div>Dec. 31, 2015</div></th></tr>
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<td class="text"><p style="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0.25in 0pt 0; text-align: justify"><b>21. Quarterly Financial Data </b>(unaudited)</p><br/><p style="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify">Selected unaudited quarterly financial data for the fiscal years ended December 31, 2015 and 2014 is presented below:</p><br/><table cellpadding="0" cellspacing="0" style="border-collapse: collapse; width: 100%; font: 10pt Times New Roman, Times, Serif">

      <tr style="vertical-align: bottom">
       <td style="text-align: center">&nbsp;</td>
       <td style="padding-bottom: 1pt">&nbsp;</td>
       <td colspan="15" style="text-align: center; border-bottom: Black 1pt solid">2015</td>
       <td style="padding-bottom: 1pt">&nbsp;</td>
       <td colspan="15" style="text-align: center; border-bottom: Black 1pt solid">2014</td>
      </tr>
      <tr style="vertical-align: bottom">
       <td style="text-align: center">&nbsp;</td>
       <td style="padding-bottom: 1pt">&nbsp;</td>
       <td colspan="3" style="text-align: center; border-bottom: Black 1pt solid">4th</td>
       <td style="padding-bottom: 1pt; border-bottom: Black 1pt solid">&nbsp;</td>
       <td colspan="3" style="text-align: center; border-bottom: Black 1pt solid">3rd</td>
       <td style="padding-bottom: 1pt; border-bottom: Black 1pt solid">&nbsp;</td>
       <td colspan="3" style="text-align: center; border-bottom: Black 1pt solid">2nd</td>
       <td style="padding-bottom: 1pt; border-bottom: Black 1pt solid">&nbsp;</td>
       <td colspan="3" style="text-align: center; border-bottom: Black 1pt solid">1st</td>
       <td style="padding-bottom: 1pt">&nbsp;</td>
       <td colspan="3" style="text-align: center; border-bottom: Black 1pt solid">4th</td>
       <td style="padding-bottom: 1pt; border-bottom: Black 1pt solid">&nbsp;</td>
       <td colspan="3" style="text-align: center; border-bottom: Black 1pt solid">3rd</td>
       <td style="padding-bottom: 1pt; border-bottom: Black 1pt solid">&nbsp;</td>
       <td colspan="3" style="text-align: center; border-bottom: Black 1pt solid">2nd</td>
       <td style="padding-bottom: 1pt; border-bottom: Black 1pt solid">&nbsp;</td>
       <td colspan="3" style="text-align: center; border-bottom: Black 1pt solid">1st</td>
      </tr>
      <tr style="vertical-align: bottom">
       <td style="text-align: center">&nbsp;</td>
       <td style="font-style: italic">&nbsp;</td>
       <td colspan="31" style="font-style: italic; text-align: center">(In thousands, except per share data)</td>
      </tr>
      <tr style="vertical-align: bottom; background-color: rgb(204,238,255)">
       <td style="font-weight: bold; text-align: left">Quarterly operating data:</td>
       <td>&nbsp;</td>
       <td style="text-align: left">&nbsp;</td>
       <td style="text-align: right">&nbsp;</td>
       <td style="text-align: left">&nbsp;</td>
       <td>&nbsp;</td>
       <td style="text-align: left">&nbsp;</td>
       <td style="text-align: right">&nbsp;</td>
       <td style="text-align: left">&nbsp;</td>
       <td>&nbsp;</td>
       <td style="text-align: left">&nbsp;</td>
       <td style="text-align: right">&nbsp;</td>
       <td style="text-align: left">&nbsp;</td>
       <td>&nbsp;</td>
       <td style="text-align: left">&nbsp;</td>
       <td style="text-align: right">&nbsp;</td>
       <td style="text-align: left">&nbsp;</td>
       <td>&nbsp;</td>
       <td style="text-align: left">&nbsp;</td>
       <td style="text-align: right">&nbsp;</td>
       <td style="text-align: left">&nbsp;</td>
       <td>&nbsp;</td>
       <td style="text-align: left">&nbsp;</td>
       <td style="text-align: right">&nbsp;</td>
       <td style="text-align: left">&nbsp;</td>
       <td>&nbsp;</td>
       <td style="text-align: left">&nbsp;</td>
       <td style="text-align: right">&nbsp;</td>
       <td style="text-align: left">&nbsp;</td>
       <td>&nbsp;</td>
       <td style="text-align: left">&nbsp;</td>
       <td style="text-align: right">&nbsp;</td>
       <td style="text-align: left">&nbsp;</td>
      </tr>
      <tr style="vertical-align: bottom; background-color: White">
       <td style="width: 20%; text-align: left">Interest income</td>
       <td style="width: 1%">&nbsp;</td>
       <td style="width: 1%; text-align: left">$</td>
       <td style="width: 7%; text-align: right">52,468</td>
       <td style="width: 1%; text-align: left">&nbsp;</td>
       <td style="width: 1%">&nbsp;</td>
       <td style="width: 1%; text-align: left">$</td>
       <td style="width: 7%; text-align: right">51,913</td>
       <td style="width: 1%; text-align: left">&nbsp;</td>
       <td style="width: 1%">&nbsp;</td>
       <td style="width: 1%; text-align: left">$</td>
       <td style="width: 7%; text-align: right">50,222</td>
       <td style="width: 1%; text-align: left">&nbsp;</td>
       <td style="width: 1%">&nbsp;</td>
       <td style="width: 1%; text-align: left">$</td>
       <td style="width: 7%; text-align: right">49,543</td>
       <td style="width: 1%; text-align: left">&nbsp;</td>
       <td style="width: 1%">&nbsp;</td>
       <td style="width: 1%; text-align: left">$</td>
       <td style="width: 7%; text-align: right">49,171</td>
       <td style="width: 1%; text-align: left">&nbsp;</td>
       <td style="width: 1%">&nbsp;</td>
       <td style="width: 1%; text-align: left">$</td>
       <td style="width: 7%; text-align: right">49,177</td>
       <td style="width: 1%; text-align: left">&nbsp;</td>
       <td style="width: 1%">&nbsp;</td>
       <td style="width: 1%; text-align: left">$</td>
       <td style="width: 7%; text-align: right">49,569</td>
       <td style="width: 1%; text-align: left">&nbsp;</td>
       <td style="width: 1%">&nbsp;</td>
       <td style="width: 1%; text-align: left">$</td>
       <td style="width: 7%; text-align: right">49,211</td>
       <td style="width: 1%; text-align: left">&nbsp;</td>
      </tr>
      <tr style="vertical-align: bottom; background-color: rgb(204,238,255)">
       <td style="text-align: left; padding-bottom: 1pt">Interest expense</td>
       <td style="padding-bottom: 1pt">&nbsp;</td>
       <td style="border-bottom: Black 1pt solid; text-align: left">&nbsp;</td>
       <td style="border-bottom: Black 1pt solid; text-align: right">13,052</td>
       <td style="border-bottom: Black 1pt solid; text-align: left">&nbsp;</td>
       <td style="padding-bottom: 1pt; border-bottom: Black 1pt solid">&nbsp;</td>
       <td style="border-bottom: Black 1pt solid; text-align: left">&nbsp;</td>
       <td style="border-bottom: Black 1pt solid; text-align: right">12,603</td>
       <td style="border-bottom: Black 1pt solid; text-align: left">&nbsp;</td>
       <td style="padding-bottom: 1pt; border-bottom: Black 1pt solid">&nbsp;</td>
       <td style="border-bottom: Black 1pt solid; text-align: left">&nbsp;</td>
       <td style="border-bottom: Black 1pt solid; text-align: right">12,082</td>
       <td style="border-bottom: Black 1pt solid; text-align: left">&nbsp;</td>
       <td style="padding-bottom: 1pt; border-bottom: Black 1pt solid">&nbsp;</td>
       <td style="border-bottom: Black 1pt solid; text-align: left">&nbsp;</td>
       <td style="border-bottom: Black 1pt solid; text-align: right">11,989</td>
       <td style="border-bottom: Black 1pt solid; text-align: left">&nbsp;</td>
       <td style="padding-bottom: 1pt">&nbsp;</td>
       <td style="border-bottom: Black 1pt solid; text-align: left">&nbsp;</td>
       <td style="border-bottom: Black 1pt solid; text-align: right">12,057</td>
       <td style="border-bottom: Black 1pt solid; text-align: left">&nbsp;</td>
       <td style="padding-bottom: 1pt; border-bottom: Black 1pt solid">&nbsp;</td>
       <td style="border-bottom: Black 1pt solid; text-align: left">&nbsp;</td>
       <td style="border-bottom: Black 1pt solid; text-align: right">17,220</td>
       <td style="border-bottom: Black 1pt solid; text-align: left">&nbsp;</td>
       <td style="padding-bottom: 1pt; border-bottom: Black 1pt solid">&nbsp;</td>
       <td style="border-bottom: Black 1pt solid; text-align: left">&nbsp;</td>
       <td style="border-bottom: Black 1pt solid; text-align: right">12,740</td>
       <td style="border-bottom: Black 1pt solid; text-align: left">&nbsp;</td>
       <td style="padding-bottom: 1pt; border-bottom: Black 1pt solid">&nbsp;</td>
       <td style="border-bottom: Black 1pt solid; text-align: left">&nbsp;</td>
       <td style="border-bottom: Black 1pt solid; text-align: right">12,724</td>
       <td style="border-bottom: Black 1pt solid; text-align: left">&nbsp;</td>
      </tr>
      <tr style="vertical-align: bottom; background-color: White">
       <td style="text-align: left; padding-left: 10pt">Net interest income</td>
       <td>&nbsp;</td>
       <td style="text-align: left">&nbsp;</td>
       <td style="text-align: right">39,416</td>
       <td style="text-align: left">&nbsp;</td>
       <td>&nbsp;</td>
       <td style="text-align: left">&nbsp;</td>
       <td style="text-align: right">39,310</td>
       <td style="text-align: left">&nbsp;</td>
       <td>&nbsp;</td>
       <td style="text-align: left">&nbsp;</td>
       <td style="text-align: right">38,140</td>
       <td style="text-align: left">&nbsp;</td>
       <td>&nbsp;</td>
       <td style="text-align: left">&nbsp;</td>
       <td style="text-align: right">37,554</td>
       <td style="text-align: left">&nbsp;</td>
       <td>&nbsp;</td>
       <td style="text-align: left">&nbsp;</td>
       <td style="text-align: right">37,114</td>
       <td style="text-align: left">&nbsp;</td>
       <td>&nbsp;</td>
       <td style="text-align: left">&nbsp;</td>
       <td style="text-align: right">31,957</td>
       <td style="text-align: left">&nbsp;</td>
       <td>&nbsp;</td>
       <td style="text-align: left">&nbsp;</td>
       <td style="text-align: right">36,829</td>
       <td style="text-align: left">&nbsp;</td>
       <td>&nbsp;</td>
       <td style="text-align: left">&nbsp;</td>
       <td style="text-align: right">36,487</td>
       <td style="text-align: left">&nbsp;</td>
      </tr>
      <tr style="vertical-align: bottom; background-color: rgb(204,238,255)">
       <td style="text-align: left">Provision (benefit) for loan losses</td>
       <td>&nbsp;</td>
       <td style="text-align: left">&nbsp;</td>
       <td style="text-align: right">664</td>
       <td style="text-align: left">&nbsp;</td>
       <td>&nbsp;</td>
       <td style="text-align: left">&nbsp;</td>
       <td style="text-align: right">(370</td>
       <td style="text-align: left">)</td>
       <td>&nbsp;</td>
       <td style="text-align: left">&nbsp;</td>
       <td style="text-align: right">(516</td>
       <td style="text-align: left">)</td>
       <td>&nbsp;</td>
       <td style="text-align: left">&nbsp;</td>
       <td style="text-align: right">(734</td>
       <td style="text-align: left">)</td>
       <td>&nbsp;</td>
       <td style="text-align: left">&nbsp;</td>
       <td style="text-align: right">(3,192</td>
       <td style="text-align: left">)</td>
       <td>&nbsp;</td>
       <td style="text-align: left">&nbsp;</td>
       <td style="text-align: right">(618</td>
       <td style="text-align: left">)</td>
       <td>&nbsp;</td>
       <td style="text-align: left">&nbsp;</td>
       <td style="text-align: right">(1,092</td>
       <td style="text-align: left">)</td>
       <td>&nbsp;</td>
       <td style="text-align: left">&nbsp;</td>
       <td style="text-align: right">(1,119</td>
       <td style="text-align: left">)</td>
      </tr>
      <tr style="vertical-align: bottom; background-color: White">
       <td style="text-align: left">Other operating income</td>
       <td>&nbsp;</td>
       <td style="text-align: left">&nbsp;</td>
       <td style="text-align: right">2,145</td>
       <td style="text-align: left">&nbsp;</td>
       <td>&nbsp;</td>
       <td style="text-align: left">&nbsp;</td>
       <td style="text-align: right">1,697</td>
       <td style="text-align: left">&nbsp;</td>
       <td>&nbsp;</td>
       <td style="text-align: left">&nbsp;</td>
       <td style="text-align: right">9,947</td>
       <td style="text-align: left">&nbsp;</td>
       <td>&nbsp;</td>
       <td style="text-align: left">&nbsp;</td>
       <td style="text-align: right">1,930</td>
       <td style="text-align: left">&nbsp;</td>
       <td>&nbsp;</td>
       <td style="text-align: left">&nbsp;</td>
       <td style="text-align: right">(576</td>
       <td style="text-align: left">)</td>
       <td>&nbsp;</td>
       <td style="text-align: left">&nbsp;</td>
       <td style="text-align: right">7,123</td>
       <td style="text-align: left">&nbsp;</td>
       <td>&nbsp;</td>
       <td style="text-align: left">&nbsp;</td>
       <td style="text-align: right">1,986</td>
       <td style="text-align: left">&nbsp;</td>
       <td>&nbsp;</td>
       <td style="text-align: left">&nbsp;</td>
       <td style="text-align: right">1,710</td>
       <td style="text-align: left">&nbsp;</td>
      </tr>
      <tr style="vertical-align: bottom; background-color: rgb(204,238,255)">
       <td style="text-align: left; padding-bottom: 1pt">Other operating expense</td>
       <td style="padding-bottom: 1pt">&nbsp;</td>
       <td style="border-bottom: Black 1pt solid; text-align: left">&nbsp;</td>
       <td style="border-bottom: Black 1pt solid; text-align: right">23,824</td>
       <td style="border-bottom: Black 1pt solid; text-align: left">&nbsp;</td>
       <td style="padding-bottom: 1pt; border-bottom: Black 1pt solid">&nbsp;</td>
       <td style="border-bottom: Black 1pt solid; text-align: left">&nbsp;</td>
       <td style="border-bottom: Black 1pt solid; text-align: right">23,708</td>
       <td style="border-bottom: Black 1pt solid; text-align: left">&nbsp;</td>
       <td style="padding-bottom: 1pt; border-bottom: Black 1pt solid">&nbsp;</td>
       <td style="border-bottom: Black 1pt solid; text-align: left">&nbsp;</td>
       <td style="border-bottom: Black 1pt solid; text-align: right">24,248</td>
       <td style="border-bottom: Black 1pt solid; text-align: left">&nbsp;</td>
       <td style="padding-bottom: 1pt; border-bottom: Black 1pt solid">&nbsp;</td>
       <td style="border-bottom: Black 1pt solid; text-align: left">&nbsp;</td>
       <td style="border-bottom: Black 1pt solid; text-align: right">25,939</td>
       <td style="border-bottom: Black 1pt solid; text-align: left">&nbsp;</td>
       <td style="padding-bottom: 1pt">&nbsp;</td>
       <td style="border-bottom: Black 1pt solid; text-align: left">&nbsp;</td>
       <td style="border-bottom: Black 1pt solid; text-align: right">21,685</td>
       <td style="border-bottom: Black 1pt solid; text-align: left">&nbsp;</td>
       <td style="padding-bottom: 1pt; border-bottom: Black 1pt solid">&nbsp;</td>
       <td style="border-bottom: Black 1pt solid; text-align: left">&nbsp;</td>
       <td style="border-bottom: Black 1pt solid; text-align: right">21,437</td>
       <td style="border-bottom: Black 1pt solid; text-align: left">&nbsp;</td>
       <td style="padding-bottom: 1pt; border-bottom: Black 1pt solid">&nbsp;</td>
       <td style="border-bottom: Black 1pt solid; text-align: left">&nbsp;</td>
       <td style="border-bottom: Black 1pt solid; text-align: right">20,624</td>
       <td style="border-bottom: Black 1pt solid; text-align: left">&nbsp;</td>
       <td style="padding-bottom: 1pt; border-bottom: Black 1pt solid">&nbsp;</td>
       <td style="border-bottom: Black 1pt solid; text-align: left">&nbsp;</td>
       <td style="border-bottom: Black 1pt solid; text-align: right">22,093</td>
       <td style="border-bottom: Black 1pt solid; text-align: left">&nbsp;</td>
      </tr>
      <tr style="vertical-align: bottom; background-color: White">
       <td style="text-align: left; padding-left: 10pt">Income before income tax expense</td>
       <td>&nbsp;</td>
       <td style="text-align: left">&nbsp;</td>
       <td style="text-align: right">17,073</td>
       <td style="text-align: left">&nbsp;</td>
       <td>&nbsp;</td>
       <td style="text-align: left">&nbsp;</td>
       <td style="text-align: right">17,669</td>
       <td style="text-align: left">&nbsp;</td>
       <td>&nbsp;</td>
       <td style="text-align: left">&nbsp;</td>
       <td style="text-align: right">24,355</td>
       <td style="text-align: left">&nbsp;</td>
       <td>&nbsp;</td>
       <td style="text-align: left">&nbsp;</td>
       <td style="text-align: right">14,279</td>
       <td style="text-align: left">&nbsp;</td>
       <td>&nbsp;</td>
       <td style="text-align: left">&nbsp;</td>
       <td style="text-align: right">18,045</td>
       <td style="text-align: left">&nbsp;</td>
       <td>&nbsp;</td>
       <td style="text-align: left">&nbsp;</td>
       <td style="text-align: right">18,261</td>
       <td style="text-align: left">&nbsp;</td>
       <td>&nbsp;</td>
       <td style="text-align: left">&nbsp;</td>
       <td style="text-align: right">19,283</td>
       <td style="text-align: left">&nbsp;</td>
       <td>&nbsp;</td>
       <td style="text-align: left">&nbsp;</td>
       <td style="text-align: right">17,223</td>
       <td style="text-align: left">&nbsp;</td>
      </tr>
      <tr style="vertical-align: bottom; background-color: rgb(204,238,255)">
       <td style="text-align: left; padding-bottom: 1pt">Income tax expense</td>
       <td style="padding-bottom: 1pt">&nbsp;</td>
       <td style="border-bottom: Black 1pt solid; text-align: left">&nbsp;</td>
       <td style="border-bottom: Black 1pt solid; text-align: right">5,439</td>
       <td style="border-bottom: Black 1pt solid; text-align: left">&nbsp;</td>
       <td style="padding-bottom: 1pt; border-bottom: Black 1pt solid">&nbsp;</td>
       <td style="border-bottom: Black 1pt solid; text-align: left">&nbsp;</td>
       <td style="border-bottom: Black 1pt solid; text-align: right">6,661</td>
       <td style="border-bottom: Black 1pt solid; text-align: left">&nbsp;</td>
       <td style="padding-bottom: 1pt; border-bottom: Black 1pt solid">&nbsp;</td>
       <td style="border-bottom: Black 1pt solid; text-align: left">&nbsp;</td>
       <td style="border-bottom: Black 1pt solid; text-align: right">9,521</td>
       <td style="border-bottom: Black 1pt solid; text-align: left">&nbsp;</td>
       <td style="padding-bottom: 1pt; border-bottom: Black 1pt solid">&nbsp;</td>
       <td style="border-bottom: Black 1pt solid; text-align: left">&nbsp;</td>
       <td style="border-bottom: Black 1pt solid; text-align: right">5,546</td>
       <td style="border-bottom: Black 1pt solid; text-align: left">&nbsp;</td>
       <td style="padding-bottom: 1pt">&nbsp;</td>
       <td style="border-bottom: Black 1pt solid; text-align: left">&nbsp;</td>
       <td style="border-bottom: Black 1pt solid; text-align: right">6,988</td>
       <td style="border-bottom: Black 1pt solid; text-align: left">&nbsp;</td>
       <td style="padding-bottom: 1pt; border-bottom: Black 1pt solid">&nbsp;</td>
       <td style="border-bottom: Black 1pt solid; text-align: left">&nbsp;</td>
       <td style="border-bottom: Black 1pt solid; text-align: right">7,060</td>
       <td style="border-bottom: Black 1pt solid; text-align: left">&nbsp;</td>
       <td style="padding-bottom: 1pt; border-bottom: Black 1pt solid">&nbsp;</td>
       <td style="border-bottom: Black 1pt solid; text-align: left">&nbsp;</td>
       <td style="border-bottom: Black 1pt solid; text-align: right">7,598</td>
       <td style="border-bottom: Black 1pt solid; text-align: left">&nbsp;</td>
       <td style="padding-bottom: 1pt; border-bottom: Black 1pt solid">&nbsp;</td>
       <td style="border-bottom: Black 1pt solid; text-align: left">&nbsp;</td>
       <td style="border-bottom: Black 1pt solid; text-align: right">6,927</td>
       <td style="border-bottom: Black 1pt solid; text-align: left">&nbsp;</td>
      </tr>
      <tr style="vertical-align: bottom; background-color: White">
       <td style="text-align: left; padding-bottom: 2.25pt; padding-left: 10pt">Net income</td>
       <td style="padding-bottom: 1pt">&nbsp;</td>
       <td style="border-bottom: Black 2.5pt double; text-align: left">$</td>
       <td style="border-bottom: Black 2.5pt double; text-align: right">11,634</td>
       <td style="border-bottom: Black 2.5pt double; text-align: left">&nbsp;</td>
       <td style="padding-bottom: 2.25pt; border-bottom: Black 2.5pt double">&nbsp;</td>
       <td style="border-bottom: Black 2.5pt double; text-align: left">$</td>
       <td style="border-bottom: Black 2.5pt double; text-align: right">11,008</td>
       <td style="border-bottom: Black 2.5pt double; text-align: left">&nbsp;</td>
       <td style="padding-bottom: 2.25pt; border-bottom: Black 2.5pt double">&nbsp;</td>
       <td style="border-bottom: Black 2.5pt double; text-align: left">$</td>
       <td style="border-bottom: Black 2.5pt double; text-align: right">14,834</td>
       <td style="border-bottom: Black 2.5pt double; text-align: left">&nbsp;</td>
       <td style="padding-bottom: 2.25pt; border-bottom: Black 2.5pt double">&nbsp;</td>
       <td style="border-bottom: Black 2.5pt double; text-align: left">$</td>
       <td style="border-bottom: Black 2.5pt double; text-align: right">8,733</td>
       <td style="border-bottom: Black 2.5pt double; text-align: left">&nbsp;</td>
       <td style="padding-bottom: 1pt">&nbsp;</td>
       <td style="border-bottom: Black 2.5pt double; text-align: left">$</td>
       <td style="border-bottom: Black 2.5pt double; text-align: right">11,057</td>
       <td style="border-bottom: Black 2.5pt double; text-align: left">&nbsp;</td>
       <td style="padding-bottom: 2.25pt; border-bottom: Black 2.5pt double">&nbsp;</td>
       <td style="border-bottom: Black 2.5pt double; text-align: left">$</td>
       <td style="border-bottom: Black 2.5pt double; text-align: right">11,201</td>
       <td style="border-bottom: Black 2.5pt double; text-align: left">&nbsp;</td>
       <td style="padding-bottom: 2.25pt; border-bottom: Black 2.5pt double">&nbsp;</td>
       <td style="border-bottom: Black 2.5pt double; text-align: left">$</td>
       <td style="border-bottom: Black 2.5pt double; text-align: right">11,685</td>
       <td style="border-bottom: Black 2.5pt double; text-align: left">&nbsp;</td>
       <td style="padding-bottom: 2.25pt; border-bottom: Black 2.5pt double">&nbsp;</td>
       <td style="border-bottom: Black 2.5pt double; text-align: left">$</td>
       <td style="border-bottom: Black 2.5pt double; text-align: right">10,296</td>
       <td style="border-bottom: Black 2.5pt double; text-align: left">&nbsp;</td>
      </tr>
      <tr style="vertical-align: bottom; background-color: rgb(204,238,255)">
       <td>&nbsp;</td>
       <td>&nbsp;</td>
       <td style="text-align: left">&nbsp;</td>
       <td style="text-align: right">&nbsp;</td>
       <td style="text-align: left">&nbsp;</td>
       <td>&nbsp;</td>
       <td style="text-align: left">&nbsp;</td>
       <td style="text-align: right">&nbsp;</td>
       <td style="text-align: left">&nbsp;</td>
       <td>&nbsp;</td>
       <td style="text-align: left">&nbsp;</td>
       <td style="text-align: right">&nbsp;</td>
       <td style="text-align: left">&nbsp;</td>
       <td>&nbsp;</td>
       <td style="text-align: left">&nbsp;</td>
       <td style="text-align: right">&nbsp;</td>
       <td style="text-align: left">&nbsp;</td>
       <td>&nbsp;</td>
       <td style="text-align: left">&nbsp;</td>
       <td style="text-align: right">&nbsp;</td>
       <td style="text-align: left">&nbsp;</td>
       <td>&nbsp;</td>
       <td style="text-align: left">&nbsp;</td>
       <td style="text-align: right">&nbsp;</td>
       <td style="text-align: left">&nbsp;</td>
       <td>&nbsp;</td>
       <td style="text-align: left">&nbsp;</td>
       <td style="text-align: right">&nbsp;</td>
       <td style="text-align: left">&nbsp;</td>
       <td>&nbsp;</td>
       <td style="text-align: left">&nbsp;</td>
       <td style="text-align: right">&nbsp;</td>
       <td style="text-align: left">&nbsp;</td>
      </tr>
      <tr style="vertical-align: bottom; background-color: White">
       <td>&nbsp;</td>
       <td>&nbsp;</td>
       <td style="text-align: left">&nbsp;</td>
       <td style="text-align: right">&nbsp;</td>
       <td style="text-align: left">&nbsp;</td>
       <td>&nbsp;</td>
       <td style="text-align: left">&nbsp;</td>
       <td style="text-align: right">&nbsp;</td>
       <td style="text-align: left">&nbsp;</td>
       <td>&nbsp;</td>
       <td style="text-align: left">&nbsp;</td>
       <td style="text-align: right">&nbsp;</td>
       <td style="text-align: left">&nbsp;</td>
       <td>&nbsp;</td>
       <td style="text-align: left">&nbsp;</td>
       <td style="text-align: right">&nbsp;</td>
       <td style="text-align: left">&nbsp;</td>
       <td>&nbsp;</td>
       <td style="text-align: left">&nbsp;</td>
       <td style="text-align: right">&nbsp;</td>
       <td style="text-align: left">&nbsp;</td>
       <td>&nbsp;</td>
       <td style="text-align: left">&nbsp;</td>
       <td style="text-align: right">&nbsp;</td>
       <td style="text-align: left">&nbsp;</td>
       <td>&nbsp;</td>
       <td style="text-align: left">&nbsp;</td>
       <td style="text-align: right">&nbsp;</td>
       <td style="text-align: left">&nbsp;</td>
       <td>&nbsp;</td>
       <td style="text-align: left">&nbsp;</td>
       <td style="text-align: right">&nbsp;</td>
       <td style="text-align: left">&nbsp;</td>
      </tr>
      <tr style="vertical-align: bottom; background-color: rgb(204,238,255)">
       <td>Basic earnings per common share</td>
       <td>&nbsp;</td>
       <td style="text-align: left">$</td>
       <td style="text-align: right">0.40</td>
       <td style="text-align: left">&nbsp;</td>
       <td>&nbsp;</td>
       <td style="text-align: left">$</td>
       <td style="text-align: right">0.38</td>
       <td style="text-align: left">&nbsp;</td>
       <td>&nbsp;</td>
       <td style="text-align: left">$</td>
       <td style="text-align: right">0.51</td>
       <td style="text-align: left">&nbsp;</td>
       <td>&nbsp;</td>
       <td style="text-align: left">$</td>
       <td style="text-align: right">0.30</td>
       <td style="text-align: left">&nbsp;</td>
       <td>&nbsp;</td>
       <td style="text-align: left">$</td>
       <td style="text-align: right">0.38</td>
       <td style="text-align: left">&nbsp;</td>
       <td>&nbsp;</td>
       <td style="text-align: left">$</td>
       <td style="text-align: right">0.38</td>
       <td style="text-align: left">&nbsp;</td>
       <td>&nbsp;</td>
       <td style="text-align: left">$</td>
       <td style="text-align: right">0.39</td>
       <td style="text-align: left">&nbsp;</td>
       <td>&nbsp;</td>
       <td style="text-align: left">$</td>
       <td style="text-align: right">0.34</td>
       <td style="text-align: left">&nbsp;</td>
      </tr>
      <tr style="vertical-align: bottom; background-color: White">
       <td>Diluted earnings per common share</td>
       <td>&nbsp;</td>
       <td style="text-align: left">$</td>
       <td style="text-align: right">0.40</td>
       <td style="text-align: left">&nbsp;</td>
       <td>&nbsp;</td>
       <td style="text-align: left">$</td>
       <td style="text-align: right">0.38</td>
       <td style="text-align: left">&nbsp;</td>
       <td>&nbsp;</td>
       <td style="text-align: left">$</td>
       <td style="text-align: right">0.51</td>
       <td style="text-align: left">&nbsp;</td>
       <td>&nbsp;</td>
       <td style="text-align: left">$</td>
       <td style="text-align: right">0.30</td>
       <td style="text-align: left">&nbsp;</td>
       <td>&nbsp;</td>
       <td style="text-align: left">$</td>
       <td style="text-align: right">0.38</td>
       <td style="text-align: left">&nbsp;</td>
       <td>&nbsp;</td>
       <td style="text-align: left">$</td>
       <td style="text-align: right">0.38</td>
       <td style="text-align: left">&nbsp;</td>
       <td>&nbsp;</td>
       <td style="text-align: left">$</td>
       <td style="text-align: right">0.39</td>
       <td style="text-align: left">&nbsp;</td>
       <td>&nbsp;</td>
       <td style="text-align: left">$</td>
       <td style="text-align: right">0.34</td>
       <td style="text-align: left">&nbsp;</td>
      </tr>
      <tr style="vertical-align: bottom; background-color: rgb(204,238,255)">
       <td>Dividends per common share</td>
       <td>&nbsp;</td>
       <td style="text-align: left">$</td>
       <td style="text-align: right">0.16</td>
       <td style="text-align: left">&nbsp;</td>
       <td>&nbsp;</td>
       <td style="text-align: left">$</td>
       <td style="text-align: right">0.16</td>
       <td style="text-align: left">&nbsp;</td>
       <td>&nbsp;</td>
       <td style="text-align: left">$</td>
       <td style="text-align: right">0.16</td>
       <td style="text-align: left">&nbsp;</td>
       <td>&nbsp;</td>
       <td style="text-align: left">$</td>
       <td style="text-align: right">0.16</td>
       <td style="text-align: left">&nbsp;</td>
       <td>&nbsp;</td>
       <td style="text-align: left">$</td>
       <td style="text-align: right">0.15</td>
       <td style="text-align: left">&nbsp;</td>
       <td>&nbsp;</td>
       <td style="text-align: left">$</td>
       <td style="text-align: right">0.15</td>
       <td style="text-align: left">&nbsp;</td>
       <td>&nbsp;</td>
       <td style="text-align: left">$</td>
       <td style="text-align: right">0.15</td>
       <td style="text-align: left">&nbsp;</td>
       <td>&nbsp;</td>
       <td style="text-align: left">$</td>
       <td style="text-align: right">0.15</td>
       <td style="text-align: left">&nbsp;</td>
      </tr>
      <tr style="vertical-align: bottom; background-color: White">
       <td>&nbsp;</td>
       <td>&nbsp;</td>
       <td style="text-align: left">&nbsp;</td>
       <td style="text-align: right">&nbsp;</td>
       <td style="text-align: left">&nbsp;</td>
       <td>&nbsp;</td>
       <td style="text-align: left">&nbsp;</td>
       <td style="text-align: right">&nbsp;</td>
       <td style="text-align: left">&nbsp;</td>
       <td>&nbsp;</td>
       <td style="text-align: left">&nbsp;</td>
       <td style="text-align: right">&nbsp;</td>
       <td style="text-align: left">&nbsp;</td>
       <td>&nbsp;</td>
       <td style="text-align: left">&nbsp;</td>
       <td style="text-align: right">&nbsp;</td>
       <td style="text-align: left">&nbsp;</td>
       <td>&nbsp;</td>
       <td style="text-align: left">&nbsp;</td>
       <td style="text-align: right">&nbsp;</td>
       <td style="text-align: left">&nbsp;</td>
       <td>&nbsp;</td>
       <td style="text-align: left">&nbsp;</td>
       <td style="text-align: right">&nbsp;</td>
       <td style="text-align: left">&nbsp;</td>
       <td>&nbsp;</td>
       <td style="text-align: left">&nbsp;</td>
       <td style="text-align: right">&nbsp;</td>
       <td style="text-align: left">&nbsp;</td>
       <td>&nbsp;</td>
       <td style="text-align: left">&nbsp;</td>
       <td style="text-align: right">&nbsp;</td>
       <td style="text-align: left">&nbsp;</td>
      </tr>
      <tr style="vertical-align: bottom; background-color: rgb(204,238,255)">
       <td nowrap="nowrap" style="font-weight: bold">Average common shares outstanding for:</td>
       <td>&nbsp;</td>
       <td style="text-align: left">&nbsp;</td>
       <td style="text-align: right">&nbsp;</td>
       <td style="text-align: left">&nbsp;</td>
       <td>&nbsp;</td>
       <td style="text-align: left">&nbsp;</td>
       <td style="text-align: right">&nbsp;</td>
       <td style="text-align: left">&nbsp;</td>
       <td>&nbsp;</td>
       <td style="text-align: left">&nbsp;</td>
       <td style="text-align: right">&nbsp;</td>
       <td style="text-align: left">&nbsp;</td>
       <td>&nbsp;</td>
       <td style="text-align: left">&nbsp;</td>
       <td style="text-align: right">&nbsp;</td>
       <td style="text-align: left">&nbsp;</td>
       <td>&nbsp;</td>
       <td style="text-align: left">&nbsp;</td>
       <td style="text-align: right">&nbsp;</td>
       <td style="text-align: left">&nbsp;</td>
       <td>&nbsp;</td>
       <td style="text-align: left">&nbsp;</td>
       <td style="text-align: right">&nbsp;</td>
       <td style="text-align: left">&nbsp;</td>
       <td>&nbsp;</td>
       <td style="text-align: left">&nbsp;</td>
       <td style="text-align: right">&nbsp;</td>
       <td style="text-align: left">&nbsp;</td>
       <td>&nbsp;</td>
       <td style="text-align: left">&nbsp;</td>
       <td style="text-align: right">&nbsp;</td>
       <td style="text-align: left">&nbsp;</td>
      </tr>
      <tr style="vertical-align: bottom; background-color: White">
       <td>Basic earnings per share</td>
       <td>&nbsp;</td>
       <td style="text-align: left">&nbsp;</td>
       <td style="text-align: right">28,862</td>
       <td style="text-align: left">&nbsp;</td>
       <td>&nbsp;</td>
       <td style="text-align: left">&nbsp;</td>
       <td style="text-align: right">28,927</td>
       <td style="text-align: left">&nbsp;</td>
       <td>&nbsp;</td>
       <td style="text-align: left">&nbsp;</td>
       <td style="text-align: right">29,246</td>
       <td style="text-align: left">&nbsp;</td>
       <td>&nbsp;</td>
       <td style="text-align: left">&nbsp;</td>
       <td style="text-align: right">29,397</td>
       <td style="text-align: left">&nbsp;</td>
       <td>&nbsp;</td>
       <td style="text-align: left">&nbsp;</td>
       <td style="text-align: right">29,343</td>
       <td style="text-align: left">&nbsp;</td>
       <td>&nbsp;</td>
       <td style="text-align: left">&nbsp;</td>
       <td style="text-align: right">29,772</td>
       <td style="text-align: left">&nbsp;</td>
       <td>&nbsp;</td>
       <td style="text-align: left">&nbsp;</td>
       <td style="text-align: right">30,059</td>
       <td style="text-align: left">&nbsp;</td>
       <td>&nbsp;</td>
       <td style="text-align: left">&nbsp;</td>
       <td style="text-align: right">29,984</td>
       <td style="text-align: left">&nbsp;</td>
      </tr>
      <tr style="vertical-align: bottom; background-color: rgb(204,238,255)">
       <td>Diluted earnings per share</td>
       <td>&nbsp;</td>
       <td style="text-align: left">&nbsp;</td>
       <td style="text-align: right">28,879</td>
       <td style="text-align: left">&nbsp;</td>
       <td>&nbsp;</td>
       <td style="text-align: left">&nbsp;</td>
       <td style="text-align: right">28,946</td>
       <td style="text-align: left">&nbsp;</td>
       <td>&nbsp;</td>
       <td style="text-align: left">&nbsp;</td>
       <td style="text-align: right">29,268</td>
       <td style="text-align: left">&nbsp;</td>
       <td>&nbsp;</td>
       <td style="text-align: left">&nbsp;</td>
       <td style="text-align: right">29,419</td>
       <td style="text-align: left">&nbsp;</td>
       <td>&nbsp;</td>
       <td style="text-align: left">&nbsp;</td>
       <td style="text-align: right">29,366</td>
       <td style="text-align: left">&nbsp;</td>
       <td>&nbsp;</td>
       <td style="text-align: left">&nbsp;</td>
       <td style="text-align: right">29,796</td>
       <td style="text-align: left">&nbsp;</td>
       <td>&nbsp;</td>
       <td style="text-align: left">&nbsp;</td>
       <td style="text-align: right">30,090</td>
       <td style="text-align: left">&nbsp;</td>
       <td>&nbsp;</td>
       <td style="text-align: left">&nbsp;</td>
       <td style="text-align: right">30,022</td>
       <td style="text-align: left">&nbsp;</td>
      </tr>

    </table><br/><span></span>
</td>
</tr>
</table>
<div style="display: none;">
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<span style="display: none;">v3.3.1.900</span><table class="report" border="0" cellspacing="2" id="idp6648373392">
<tr>
<th class="tl" colspan="1" rowspan="2"><div style="width: 200px;"><strong>Note 22 - Parent Company Only Financial Information<br></strong></div></th>
<th class="th" colspan="1">12 Months Ended</th>
</tr>
<tr><th class="th"><div>Dec. 31, 2015</div></th></tr>
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<td class="text">&#160;<span></span>
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<tr class="ro">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_CondensedFinancialStatementsTextBlock', window );">Condensed Financial Statements [Text Block]</a></td>
<td class="text"><p style="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify"><b>22. Parent Company Only Financial Information</b></p><br/><p style="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify">Earnings of the Bank are recognized by the Holding Company using the equity method of accounting. Accordingly, earnings of the Bank are recorded as increases in the Holding Company&#x2019;s investment, any dividends would reduce the Holding Company&#x2019;s investment in the Bank, and any changes in the Bank&#x2019;s unrealized gain or loss on securities available for sale, net of taxes, would increase or decrease, respectively, the Holding Company&#x2019;s investment in the Bank.</p><br/><p style="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify">The condensed financial statements for the Holding Company are presented below:</p><br/><table cellpadding="0" cellspacing="0" style="border-collapse: collapse; width: 100%; font: 10pt Times New Roman, Times, Serif">

      <tr style="vertical-align: bottom">
       <td colspan="1" style="font-weight: bold; text-align: left">Condensed Statements of Financial Condition</td>
       <td style="padding-bottom: 1pt">&nbsp;</td>
       <td colspan="3" style="text-align: center; border-bottom: Black 1pt solid">December 31,<br /> 2015</td>
       <td style="padding-bottom: 1pt">&nbsp;</td>
       <td colspan="3" style="text-align: center; border-bottom: Black 1pt solid">December 31,<br /> 2014</td>
      </tr>
      <tr style="vertical-align: bottom">
       <td style="text-align: left">&nbsp;</td>
       <td style="font-style: italic">&nbsp;</td>
       <td colspan="7" style="font-style: italic; text-align: center">(Dollars in thousands)</td>
      </tr>
      <tr style="vertical-align: bottom; background-color: rgb(204,238,255)">
       <td style="text-align: left">Assets:</td>
       <td>&nbsp;</td>
       <td style="text-align: left">&nbsp;</td>
       <td style="text-align: right">&nbsp;</td>
       <td style="text-align: left">&nbsp;</td>
       <td>&nbsp;</td>
       <td style="text-align: left">&nbsp;</td>
       <td style="text-align: right">&nbsp;</td>
       <td style="text-align: left">&nbsp;</td>
      </tr>
      <tr style="vertical-align: bottom; background-color: White">
       <td style="width: 70%; text-align: left; padding-left: 10pt">Cash and due from banks</td>
       <td style="width: 1%">&nbsp;</td>
       <td style="width: 1%; text-align: left">$</td>
       <td style="width: 12%; text-align: right">5,654</td>
       <td style="width: 1%; text-align: left">&nbsp;</td>
       <td style="width: 1%">&nbsp;</td>
       <td style="width: 1%; text-align: left">$</td>
       <td style="width: 12%; text-align: right">7,749</td>
       <td style="width: 1%; text-align: left">&nbsp;</td>
      </tr>
      <tr style="vertical-align: bottom; background-color: rgb(204,238,255)">
       <td style="text-align: left; padding-left: 10pt">Securities available for sale:</td>
       <td>&nbsp;</td>
       <td style="text-align: left">&nbsp;</td>
       <td style="text-align: right">&nbsp;</td>
       <td style="text-align: left">&nbsp;</td>
       <td>&nbsp;</td>
       <td style="text-align: left">&nbsp;</td>
       <td style="text-align: right">&nbsp;</td>
       <td style="text-align: left">&nbsp;</td>
      </tr>
      <tr style="vertical-align: bottom; background-color: White">
       <td style="text-align: left; padding-left: 20pt">Other securities ($872 and $864 at fair value pursuant to the fair value option at December 31, 2015 and 2014, respectively)</td>
       <td>&nbsp;</td>
       <td style="text-align: left">&nbsp;</td>
       <td style="text-align: right">1,170</td>
       <td style="text-align: left">&nbsp;</td>
       <td>&nbsp;</td>
       <td style="text-align: left">&nbsp;</td>
       <td style="text-align: right">1,156</td>
       <td style="text-align: left">&nbsp;</td>
      </tr>
      <tr style="vertical-align: bottom; background-color: rgb(204,238,255)">
       <td style="text-align: left; padding-left: 10pt">Interest receivable</td>
       <td>&nbsp;</td>
       <td style="text-align: left">&nbsp;</td>
       <td style="text-align: right">4</td>
       <td style="text-align: left">&nbsp;</td>
       <td>&nbsp;</td>
       <td style="text-align: left">&nbsp;</td>
       <td style="text-align: right">4</td>
       <td style="text-align: left">&nbsp;</td>
      </tr>
      <tr style="vertical-align: bottom; background-color: White">
       <td style="text-align: left; padding-left: 10pt">Investment in subsidiaries</td>
       <td>&nbsp;</td>
       <td style="text-align: left">&nbsp;</td>
       <td style="text-align: right">502,798</td>
       <td style="text-align: left">&nbsp;</td>
       <td>&nbsp;</td>
       <td style="text-align: left">&nbsp;</td>
       <td style="text-align: right">482,996</td>
       <td style="text-align: left">&nbsp;</td>
      </tr>
      <tr style="vertical-align: bottom; background-color: rgb(204,238,255)">
       <td style="text-align: left; padding-left: 10pt">Goodwill</td>
       <td>&nbsp;</td>
       <td style="text-align: left">&nbsp;</td>
       <td style="text-align: right">2,185</td>
       <td style="text-align: left">&nbsp;</td>
       <td>&nbsp;</td>
       <td style="text-align: left">&nbsp;</td>
       <td style="text-align: right">2,185</td>
       <td style="text-align: left">&nbsp;</td>
      </tr>
      <tr style="vertical-align: bottom; background-color: White">
       <td style="text-align: left; padding-bottom: 1pt; padding-left: 10pt">Other assets</td>
       <td style="padding-bottom: 1pt">&nbsp;</td>
       <td style="border-bottom: Black 1pt solid; text-align: left">&nbsp;</td>
       <td style="border-bottom: Black 1pt solid; text-align: right">4,251</td>
       <td style="border-bottom: Black 1pt solid; text-align: left">&nbsp;</td>
       <td style="padding-bottom: 1pt">&nbsp;</td>
       <td style="border-bottom: Black 1pt solid; text-align: left">&nbsp;</td>
       <td style="border-bottom: Black 1pt solid; text-align: right">4,402</td>
       <td style="border-bottom: Black 1pt solid; text-align: left">&nbsp;</td>
      </tr>
      <tr style="vertical-align: bottom; background-color: rgb(204,238,255)">
       <td style="text-align: left; padding-bottom: 2.25pt; padding-left: 20pt">Total assets</td>
       <td style="padding-bottom: 2.25pt">&nbsp;</td>
       <td style="border-bottom: Black 2.25pt double; text-align: left">$</td>
       <td style="border-bottom: Black 2.25pt double; text-align: right">516,062</td>
       <td style="border-bottom: Black 2.25pt double; text-align: left">&nbsp;</td>
       <td style="padding-bottom: 2.25pt">&nbsp;</td>
       <td style="border-bottom: Black 2.25pt double; text-align: left">$</td>
       <td style="border-bottom: Black 2.25pt double; text-align: right">498,492</td>
       <td style="border-bottom: Black 2.25pt double; text-align: left">&nbsp;</td>
      </tr>
      <tr style="vertical-align: bottom; background-color: White">
       <td style="text-align: left">&nbsp;</td>
       <td>&nbsp;</td>
       <td style="text-align: left">&nbsp;</td>
       <td style="text-align: right">&nbsp;</td>
       <td style="text-align: left">&nbsp;</td>
       <td>&nbsp;</td>
       <td style="text-align: left">&nbsp;</td>
       <td style="text-align: right">&nbsp;</td>
       <td style="text-align: left">&nbsp;</td>
      </tr>
      <tr style="vertical-align: bottom; background-color: rgb(204,238,255)">
       <td style="text-align: left">Liabilities:</td>
       <td>&nbsp;</td>
       <td style="text-align: left">&nbsp;</td>
       <td style="text-align: right">&nbsp;</td>
       <td style="text-align: left">&nbsp;</td>
       <td>&nbsp;</td>
       <td style="text-align: left">&nbsp;</td>
       <td style="text-align: right">&nbsp;</td>
       <td style="text-align: left">&nbsp;</td>
      </tr>
      <tr style="vertical-align: bottom; background-color: White">
       <td style="text-align: left; padding-left: 10pt">Borrowings (at fair value pursuant to the fair value option at December 31, 2015 and 2014)</td>
       <td>&nbsp;</td>
       <td style="text-align: left">$</td>
       <td style="text-align: right">29,018</td>
       <td style="text-align: left">&nbsp;</td>
       <td>&nbsp;</td>
       <td style="text-align: left">$</td>
       <td style="text-align: right">28,770</td>
       <td style="text-align: left">&nbsp;</td>
      </tr>
      <tr style="vertical-align: bottom; background-color: rgb(204,238,255)">
       <td style="text-align: left; padding-bottom: 1pt; padding-left: 10pt">Other liabilities</td>
       <td style="padding-bottom: 1pt">&nbsp;</td>
       <td style="border-bottom: Black 1pt solid; text-align: left">&nbsp;</td>
       <td style="border-bottom: Black 1pt solid; text-align: right">13,977</td>
       <td style="border-bottom: Black 1pt solid; text-align: left">&nbsp;</td>
       <td style="padding-bottom: 1pt">&nbsp;</td>
       <td style="border-bottom: Black 1pt solid; text-align: left">&nbsp;</td>
       <td style="border-bottom: Black 1pt solid; text-align: right">13,475</td>
       <td style="border-bottom: Black 1pt solid; text-align: left">&nbsp;</td>
      </tr>
      <tr style="vertical-align: bottom; background-color: White">
       <td style="text-align: left; padding-bottom: 1pt; padding-left: 20pt">Total liabilities</td>
       <td style="padding-bottom: 1pt">&nbsp;</td>
       <td style="border-bottom: Black 1pt solid; text-align: left">&nbsp;</td>
       <td style="border-bottom: Black 1pt solid; text-align: right">42,995</td>
       <td style="border-bottom: Black 1pt solid; text-align: left">&nbsp;</td>
       <td style="padding-bottom: 1pt">&nbsp;</td>
       <td style="border-bottom: Black 1pt solid; text-align: left">&nbsp;</td>
       <td style="border-bottom: Black 1pt solid; text-align: right">42,245</td>
       <td style="border-bottom: Black 1pt solid; text-align: left">&nbsp;</td>
      </tr>
      <tr style="vertical-align: bottom; background-color: rgb(204,238,255)">
       <td style="text-align: left">&nbsp;</td>
       <td>&nbsp;</td>
       <td style="text-align: left">&nbsp;</td>
       <td style="text-align: right">&nbsp;</td>
       <td style="text-align: left">&nbsp;</td>
       <td>&nbsp;</td>
       <td style="text-align: left">&nbsp;</td>
       <td style="text-align: right">&nbsp;</td>
       <td style="text-align: left">&nbsp;</td>
      </tr>
      <tr style="vertical-align: bottom; background-color: White">
       <td style="text-align: left">Stockholders' Equity:</td>
       <td>&nbsp;</td>
       <td style="text-align: left">&nbsp;</td>
       <td style="text-align: right">&nbsp;</td>
       <td style="text-align: left">&nbsp;</td>
       <td>&nbsp;</td>
       <td style="text-align: left">&nbsp;</td>
       <td style="text-align: right">&nbsp;</td>
       <td style="text-align: left">&nbsp;</td>
      </tr>
      <tr style="vertical-align: bottom; background-color: rgb(204,238,255)">
       <td style="text-align: left; padding-left: 10pt">Preferred stock</td>
       <td>&nbsp;</td>
       <td style="text-align: left">&nbsp;</td>
       <td style="text-align: right">-</td>
       <td style="text-align: left">&nbsp;</td>
       <td>&nbsp;</td>
       <td style="text-align: left">&nbsp;</td>
       <td style="text-align: right">-</td>
       <td style="text-align: left">&nbsp;</td>
      </tr>
      <tr style="vertical-align: bottom; background-color: White">
       <td style="text-align: left; padding-left: 10pt">Common stock</td>
       <td>&nbsp;</td>
       <td style="text-align: left">&nbsp;</td>
       <td style="text-align: right">315</td>
       <td style="text-align: left">&nbsp;</td>
       <td>&nbsp;</td>
       <td style="text-align: left">&nbsp;</td>
       <td style="text-align: right">315</td>
       <td style="text-align: left">&nbsp;</td>
      </tr>
      <tr style="vertical-align: bottom; background-color: rgb(204,238,255)">
       <td style="text-align: left; padding-left: 10pt">Additional paid-in capital</td>
       <td>&nbsp;</td>
       <td style="text-align: left">&nbsp;</td>
       <td style="text-align: right">210,652</td>
       <td style="text-align: left">&nbsp;</td>
       <td>&nbsp;</td>
       <td style="text-align: left">&nbsp;</td>
       <td style="text-align: right">206,437</td>
       <td style="text-align: left">&nbsp;</td>
      </tr>
      <tr style="vertical-align: bottom; background-color: White">
       <td style="text-align: left; padding-left: 10pt">Treasury stock, at average cost (2,700,037 shares and 2,126,772 at December 31, 2015 and 2014, respectively)</td>
       <td>&nbsp;</td>
       <td style="text-align: left">&nbsp;</td>
       <td style="text-align: right">(48,868</td>
       <td style="text-align: left">)</td>
       <td>&nbsp;</td>
       <td style="text-align: left">&nbsp;</td>
       <td style="text-align: right">(37,221</td>
       <td style="text-align: left">)</td>
      </tr>
      <tr style="vertical-align: bottom; background-color: rgb(204,238,255)">
       <td style="text-align: left; padding-left: 10pt">Retained earnings</td>
       <td>&nbsp;</td>
       <td style="text-align: left">&nbsp;</td>
       <td style="text-align: right">316,530</td>
       <td style="text-align: left">&nbsp;</td>
       <td>&nbsp;</td>
       <td style="text-align: left">&nbsp;</td>
       <td style="text-align: right">289,623</td>
       <td style="text-align: left">&nbsp;</td>
      </tr>
      <tr style="vertical-align: bottom; background-color: White">
       <td style="text-align: left; padding-bottom: 1pt; padding-left: 10pt">Accumulated other comprehensive loss, net of taxes</td>
       <td style="padding-bottom: 1pt">&nbsp;</td>
       <td style="border-bottom: Black 1pt solid; text-align: left">&nbsp;</td>
       <td style="border-bottom: Black 1pt solid; text-align: right">(5,562</td>
       <td style="border-bottom: Black 1pt solid; text-align: left">)</td>
       <td style="padding-bottom: 1pt">&nbsp;</td>
       <td style="border-bottom: Black 1pt solid; text-align: left">&nbsp;</td>
       <td style="border-bottom: Black 1pt solid; text-align: right">(2,907</td>
       <td style="border-bottom: Black 1pt solid; text-align: left">)</td>
      </tr>
      <tr style="vertical-align: bottom; background-color: rgb(204,238,255)">
       <td style="text-align: left; padding-bottom: 1pt; padding-left: 20pt">Total equity</td>
       <td style="padding-bottom: 1pt">&nbsp;</td>
       <td style="border-bottom: Black 1pt solid; text-align: left">&nbsp;</td>
       <td style="border-bottom: Black 1pt solid; text-align: right">473,067</td>
       <td style="border-bottom: Black 1pt solid; text-align: left">&nbsp;</td>
       <td style="padding-bottom: 1pt">&nbsp;</td>
       <td style="border-bottom: Black 1pt solid; text-align: left">&nbsp;</td>
       <td style="border-bottom: Black 1pt solid; text-align: right">456,247</td>
       <td style="border-bottom: Black 1pt solid; text-align: left">&nbsp;</td>
      </tr>
      <tr style="vertical-align: bottom; background-color: White">
       <td style="text-align: left">&nbsp;</td>
       <td>&nbsp;</td>
       <td style="text-align: left">&nbsp;</td>
       <td style="text-align: right">&nbsp;</td>
       <td style="text-align: left">&nbsp;</td>
       <td>&nbsp;</td>
       <td style="text-align: left">&nbsp;</td>
       <td style="text-align: right">&nbsp;</td>
       <td style="text-align: left">&nbsp;</td>
      </tr>
      <tr style="vertical-align: bottom; background-color: rgb(204,238,255)">
       <td style="text-align: left; padding-bottom: 2.25pt; padding-left: 20pt">Total liabilities and equity</td>
       <td style="padding-bottom: 2.25pt">&nbsp;</td>
       <td style="border-bottom: Black 2.25pt double; text-align: left">$</td>
       <td style="border-bottom: Black 2.25pt double; text-align: right">516,062</td>
       <td style="border-bottom: Black 2.25pt double; text-align: left">&nbsp;</td>
       <td style="padding-bottom: 2.25pt">&nbsp;</td>
       <td style="border-bottom: Black 2.25pt double; text-align: left">$</td>
       <td style="border-bottom: Black 2.25pt double; text-align: right">498,492</td>
       <td style="border-bottom: Black 2.25pt double; text-align: left">&nbsp;</td>
      </tr>

    </table><br/><table cellpadding="0" cellspacing="0" style="border-collapse: collapse; width: 100%; font: 10pt Times New Roman, Times, Serif">

      <tr style="vertical-align: bottom">
       <td style="text-align: left">&nbsp;</td>
       <td style="padding-bottom: 1pt">&nbsp;</td>
       <td colspan="11" style="text-align: center; border-bottom: Black 1pt solid">For the years ended December 31,</td>
      </tr>
      <tr style="vertical-align: bottom">
       <td colspan="1" style="font-weight: bold; text-align: left">Condensed Statements of Income</td>
       <td style="padding-bottom: 1pt">&nbsp;</td>
       <td colspan="3" style="text-align: center; border-bottom: Black 1pt solid">2015</td>
       <td style="padding-bottom: 1pt">&nbsp;</td>
       <td colspan="3" style="text-align: center; border-bottom: Black 1pt solid">2014</td>
       <td style="padding-bottom: 1pt">&nbsp;</td>
       <td colspan="3" style="text-align: center; border-bottom: Black 1pt solid">2013</td>
      </tr>
      <tr style="vertical-align: bottom">
       <td style="text-align: left">&nbsp;</td>
       <td style="font-style: italic">&nbsp;</td>
       <td colspan="11" style="font-style: italic; text-align: center">(In thousands)</td>
      </tr>
      <tr style="vertical-align: bottom; background-color: rgb(204,238,255)">
       <td style="width: 61%; text-align: left">Dividends from the Bank</td>
       <td style="width: 1%">&nbsp;</td>
       <td style="width: 1%; text-align: left">$</td>
       <td style="width: 10%; text-align: right">26,000</td>
       <td style="width: 1%; text-align: left">&nbsp;</td>
       <td style="width: 1%">&nbsp;</td>
       <td style="width: 1%; text-align: left">$</td>
       <td style="width: 10%; text-align: right">20,000</td>
       <td style="width: 1%; text-align: left">&nbsp;</td>
       <td style="width: 1%">&nbsp;</td>
       <td style="width: 1%; text-align: left">$</td>
       <td style="width: 10%; text-align: right">20,000</td>
       <td style="width: 1%; text-align: left">&nbsp;</td>
      </tr>
      <tr style="vertical-align: bottom; background-color: White">
       <td style="text-align: left">Interest income</td>
       <td>&nbsp;</td>
       <td style="text-align: left">&nbsp;</td>
       <td style="text-align: right">242</td>
       <td style="text-align: left">&nbsp;</td>
       <td>&nbsp;</td>
       <td style="text-align: left">&nbsp;</td>
       <td style="text-align: right">512</td>
       <td style="text-align: left">&nbsp;</td>
       <td>&nbsp;</td>
       <td style="text-align: left">&nbsp;</td>
       <td style="text-align: right">590</td>
       <td style="text-align: left">&nbsp;</td>
      </tr>
      <tr style="vertical-align: bottom; background-color: rgb(204,238,255)">
       <td style="text-align: left">Interest expense</td>
       <td>&nbsp;</td>
       <td style="text-align: left">&nbsp;</td>
       <td style="text-align: right">(1,075</td>
       <td style="text-align: left">)</td>
       <td>&nbsp;</td>
       <td style="text-align: left">&nbsp;</td>
       <td style="text-align: right">(1,039</td>
       <td style="text-align: left">)</td>
       <td>&nbsp;</td>
       <td style="text-align: left">&nbsp;</td>
       <td style="text-align: right">(1,066</td>
       <td style="text-align: left">)</td>
      </tr>
      <tr style="vertical-align: bottom; background-color: White">
       <td style="text-align: left">Gain on sale of securities</td>
       <td>&nbsp;</td>
       <td style="text-align: left">&nbsp;</td>
       <td style="text-align: right">-</td>
       <td style="text-align: left">&nbsp;</td>
       <td>&nbsp;</td>
       <td style="text-align: left">&nbsp;</td>
       <td style="text-align: right">-</td>
       <td style="text-align: left">&nbsp;</td>
       <td>&nbsp;</td>
       <td style="text-align: left">&nbsp;</td>
       <td style="text-align: right">17</td>
       <td style="text-align: left">&nbsp;</td>
      </tr>
      <tr style="vertical-align: bottom; background-color: rgb(204,238,255)">
       <td style="text-align: left">Net gain (loss) from fair value adjustments</td>
       <td>&nbsp;</td>
       <td style="text-align: left">&nbsp;</td>
       <td style="text-align: right">(231</td>
       <td style="text-align: left">)</td>
       <td>&nbsp;</td>
       <td style="text-align: left">&nbsp;</td>
       <td style="text-align: right">779</td>
       <td style="text-align: left">&nbsp;</td>
       <td>&nbsp;</td>
       <td style="text-align: left">&nbsp;</td>
       <td style="text-align: right">(5,475</td>
       <td style="text-align: left">)</td>
      </tr>
      <tr style="vertical-align: bottom; background-color: White">
       <td style="text-align: left; padding-bottom: 1pt">Other operating expenses</td>
       <td style="padding-bottom: 1pt">&nbsp;</td>
       <td style="border-bottom: Black 1pt solid; text-align: left">&nbsp;</td>
       <td style="border-bottom: Black 1pt solid; text-align: right">(1,298</td>
       <td style="border-bottom: Black 1pt solid; text-align: left">)</td>
       <td style="padding-bottom: 1pt">&nbsp;</td>
       <td style="border-bottom: Black 1pt solid; text-align: left">&nbsp;</td>
       <td style="border-bottom: Black 1pt solid; text-align: right">(786</td>
       <td style="border-bottom: Black 1pt solid; text-align: left">)</td>
       <td style="padding-bottom: 1pt">&nbsp;</td>
       <td style="border-bottom: Black 1pt solid; text-align: left">&nbsp;</td>
       <td style="border-bottom: Black 1pt solid; text-align: right">(621</td>
       <td style="border-bottom: Black 1pt solid; text-align: left">)</td>
      </tr>
      <tr style="vertical-align: bottom; background-color: rgb(204,238,255)">
       <td style="text-align: left; padding-left: 10pt">Income before taxes and equity in undistributed earnings of subsidiary</td>
       <td>&nbsp;</td>
       <td style="text-align: left">&nbsp;</td>
       <td style="text-align: right">23,638</td>
       <td style="text-align: left">&nbsp;</td>
       <td>&nbsp;</td>
       <td style="text-align: left">&nbsp;</td>
       <td style="text-align: right">19,466</td>
       <td style="text-align: left">&nbsp;</td>
       <td>&nbsp;</td>
       <td style="text-align: left">&nbsp;</td>
       <td style="text-align: right">13,445</td>
       <td style="text-align: left">&nbsp;</td>
      </tr>
      <tr style="vertical-align: bottom; background-color: White">
       <td style="text-align: left; padding-bottom: 1pt">Income tax benefit</td>
       <td style="padding-bottom: 1pt">&nbsp;</td>
       <td style="border-bottom: Black 1pt solid; text-align: left">&nbsp;</td>
       <td style="border-bottom: Black 1pt solid; text-align: right">687</td>
       <td style="border-bottom: Black 1pt solid; text-align: left">&nbsp;</td>
       <td style="padding-bottom: 1pt">&nbsp;</td>
       <td style="border-bottom: Black 1pt solid; text-align: left">&nbsp;</td>
       <td style="border-bottom: Black 1pt solid; text-align: right">668</td>
       <td style="border-bottom: Black 1pt solid; text-align: left">&nbsp;</td>
       <td style="padding-bottom: 1pt">&nbsp;</td>
       <td style="border-bottom: Black 1pt solid; text-align: left">&nbsp;</td>
       <td style="border-bottom: Black 1pt solid; text-align: right">2,857</td>
       <td style="border-bottom: Black 1pt solid; text-align: left">&nbsp;</td>
      </tr>
      <tr style="vertical-align: bottom; background-color: rgb(204,238,255)">
       <td style="text-align: left; padding-left: 10pt">Income before equity in undistributed earnings of subsidiary</td>
       <td>&nbsp;</td>
       <td style="text-align: left">&nbsp;</td>
       <td style="text-align: right">24,325</td>
       <td style="text-align: left">&nbsp;</td>
       <td>&nbsp;</td>
       <td style="text-align: left">&nbsp;</td>
       <td style="text-align: right">20,134</td>
       <td style="text-align: left">&nbsp;</td>
       <td>&nbsp;</td>
       <td style="text-align: left">&nbsp;</td>
       <td style="text-align: right">16,302</td>
       <td style="text-align: left">&nbsp;</td>
      </tr>
      <tr style="vertical-align: bottom; background-color: White">
       <td style="text-align: left; padding-bottom: 1pt">Equity in undistributed earnings of the Bank</td>
       <td style="padding-bottom: 1pt">&nbsp;</td>
       <td style="border-bottom: Black 1pt solid; text-align: left">&nbsp;</td>
       <td style="border-bottom: Black 1pt solid; text-align: right">21,884</td>
       <td style="border-bottom: Black 1pt solid; text-align: left">&nbsp;</td>
       <td style="padding-bottom: 1pt">&nbsp;</td>
       <td style="border-bottom: Black 1pt solid; text-align: left">&nbsp;</td>
       <td style="border-bottom: Black 1pt solid; text-align: right">24,105</td>
       <td style="border-bottom: Black 1pt solid; text-align: left">&nbsp;</td>
       <td style="padding-bottom: 1pt">&nbsp;</td>
       <td style="border-bottom: Black 1pt solid; text-align: left">&nbsp;</td>
       <td style="border-bottom: Black 1pt solid; text-align: right">21,450</td>
       <td style="border-bottom: Black 1pt solid; text-align: left">&nbsp;</td>
      </tr>
      <tr style="vertical-align: bottom; background-color: rgb(204,238,255)">
       <td style="font-weight: bold; text-align: left; padding-left: 10pt">Net income</td>
       <td>&nbsp;</td>
       <td style="text-align: left">&nbsp;</td>
       <td style="text-align: right">46,209</td>
       <td style="text-align: left">&nbsp;</td>
       <td>&nbsp;</td>
       <td style="text-align: left">&nbsp;</td>
       <td style="text-align: right">44,239</td>
       <td style="text-align: left">&nbsp;</td>
       <td>&nbsp;</td>
       <td style="text-align: left">&nbsp;</td>
       <td style="text-align: right">37,752</td>
       <td style="text-align: left">&nbsp;</td>
      </tr>
      <tr style="vertical-align: bottom; background-color: White">
       <td style="text-align: left; padding-bottom: 1pt">Other comprehensive (loss) income, net of tax</td>
       <td style="padding-bottom: 1pt">&nbsp;</td>
       <td style="border-bottom: Black 1pt solid; text-align: left">&nbsp;</td>
       <td style="border-bottom: Black 1pt solid; text-align: right">(2,655</td>
       <td style="border-bottom: Black 1pt solid; text-align: left">)</td>
       <td style="padding-bottom: 1pt">&nbsp;</td>
       <td style="border-bottom: Black 1pt solid; text-align: left">&nbsp;</td>
       <td style="border-bottom: Black 1pt solid; text-align: right">8,468</td>
       <td style="border-bottom: Black 1pt solid; text-align: left">&nbsp;</td>
       <td style="padding-bottom: 1pt">&nbsp;</td>
       <td style="border-bottom: Black 1pt solid; text-align: left">&nbsp;</td>
       <td style="border-bottom: Black 1pt solid; text-align: right">(23,512</td>
       <td style="border-bottom: Black 1pt solid; text-align: left">)</td>
      </tr>
      <tr style="vertical-align: bottom; background-color: rgb(204,238,255)">
       <td style="font-weight: bold; text-align: left; padding-bottom: 2.25pt; padding-left: 10pt">Comprehensive income</td>
       <td style="padding-bottom: 2.25pt">&nbsp;</td>
       <td style="border-bottom: Black 2.25pt double; text-align: left">$</td>
       <td style="border-bottom: Black 2.25pt double; text-align: right">43,554</td>
       <td style="border-bottom: Black 2.25pt double; text-align: left">&nbsp;</td>
       <td style="padding-bottom: 2.25pt">&nbsp;</td>
       <td style="border-bottom: Black 2.25pt double; text-align: left">$</td>
       <td style="border-bottom: Black 2.25pt double; text-align: right">52,707</td>
       <td style="border-bottom: Black 2.25pt double; text-align: left">&nbsp;</td>
       <td style="padding-bottom: 2.25pt">&nbsp;</td>
       <td style="border-bottom: Black 2.25pt double; text-align: left">$</td>
       <td style="border-bottom: Black 2.25pt double; text-align: right">14,240</td>
       <td style="border-bottom: Black 2.25pt double; text-align: left">&nbsp;</td>
      </tr>

    </table><br/><table cellpadding="0" cellspacing="0" style="border-collapse: collapse; width: 100%; font: 10pt Times New Roman, Times, Serif">

      <tr style="vertical-align: bottom">
       <td style="text-align: left">&nbsp;</td>
       <td style="padding-bottom: 1pt">&nbsp;</td>
       <td colspan="11" style="text-align: center; border-bottom: Black 1pt solid">For the years ended December 31,</td>
      </tr>
      <tr style="vertical-align: bottom">
       <td colspan="1" style="font-weight: bold; text-align: left">Condensed Statements of Cash Flows</td>
       <td style="padding-bottom: 1pt">&nbsp;</td>
       <td colspan="3" style="text-align: center; border-bottom: Black 1pt solid">2015</td>
       <td style="padding-bottom: 1pt">&nbsp;</td>
       <td colspan="3" style="text-align: center; border-bottom: Black 1pt solid">2014</td>
       <td style="padding-bottom: 1pt">&nbsp;</td>
       <td colspan="3" style="text-align: center; border-bottom: Black 1pt solid">2013</td>
      </tr>
      <tr style="vertical-align: bottom">
       <td style="text-align: left">&nbsp;</td>
       <td style="font-style: italic">&nbsp;</td>
       <td colspan="11" style="font-style: italic; text-align: center">(In thousands)</td>
      </tr>
      <tr style="vertical-align: bottom; background-color: rgb(204,238,255)">
       <td style="text-align: left">Operating activities:</td>
       <td>&nbsp;</td>
       <td style="text-align: left">&nbsp;</td>
       <td style="text-align: right">&nbsp;</td>
       <td style="text-align: left">&nbsp;</td>
       <td>&nbsp;</td>
       <td style="text-align: left">&nbsp;</td>
       <td style="text-align: right">&nbsp;</td>
       <td style="text-align: left">&nbsp;</td>
       <td>&nbsp;</td>
       <td style="text-align: left">&nbsp;</td>
       <td style="text-align: right">&nbsp;</td>
       <td style="text-align: left">&nbsp;</td>
      </tr>
      <tr style="vertical-align: bottom; background-color: White">
       <td style="width: 61%; text-align: left; padding-left: 10pt">Net income</td>
       <td style="width: 1%">&nbsp;</td>
       <td style="width: 1%; text-align: left">$</td>
       <td style="width: 10%; text-align: right">46,209</td>
       <td style="width: 1%; text-align: left">&nbsp;</td>
       <td style="width: 1%">&nbsp;</td>
       <td style="width: 1%; text-align: left">$</td>
       <td style="width: 10%; text-align: right">44,239</td>
       <td style="width: 1%; text-align: left">&nbsp;</td>
       <td style="width: 1%">&nbsp;</td>
       <td style="width: 1%; text-align: left">$</td>
       <td style="width: 10%; text-align: right">37,752</td>
       <td style="width: 1%; text-align: left">&nbsp;</td>
      </tr>
      <tr style="vertical-align: bottom; background-color: rgb(204,238,255)">
       <td style="text-align: left; padding-left: 10pt">Adjustments to reconcile net income to net cash provided by operating activities:</td>
       <td>&nbsp;</td>
       <td style="text-align: left">&nbsp;</td>
       <td style="text-align: right">&nbsp;</td>
       <td style="text-align: left">&nbsp;</td>
       <td>&nbsp;</td>
       <td style="text-align: left">&nbsp;</td>
       <td style="text-align: right">&nbsp;</td>
       <td style="text-align: left">&nbsp;</td>
       <td>&nbsp;</td>
       <td style="text-align: left">&nbsp;</td>
       <td style="text-align: right">&nbsp;</td>
       <td style="text-align: left">&nbsp;</td>
      </tr>
      <tr style="vertical-align: bottom; background-color: White">
       <td style="text-align: left; padding-left: 20pt">Equity in undistributed earnings of the Bank</td>
       <td>&nbsp;</td>
       <td style="text-align: left">&nbsp;</td>
       <td style="text-align: right">(21,884</td>
       <td style="text-align: left">)</td>
       <td>&nbsp;</td>
       <td style="text-align: left">&nbsp;</td>
       <td style="text-align: right">(24,105</td>
       <td style="text-align: left">)</td>
       <td>&nbsp;</td>
       <td style="text-align: left">&nbsp;</td>
       <td style="text-align: right">(21,450</td>
       <td style="text-align: left">)</td>
      </tr>
      <tr style="vertical-align: bottom; background-color: rgb(204,238,255)">
       <td style="text-align: left; padding-left: 20pt">Net gain on sale of securities</td>
       <td>&nbsp;</td>
       <td style="text-align: left">&nbsp;</td>
       <td style="text-align: right">-</td>
       <td style="text-align: left">&nbsp;</td>
       <td>&nbsp;</td>
       <td style="text-align: left">&nbsp;</td>
       <td style="text-align: right">-</td>
       <td style="text-align: left">&nbsp;</td>
       <td>&nbsp;</td>
       <td style="text-align: left">&nbsp;</td>
       <td style="text-align: right">(17</td>
       <td style="text-align: left">)</td>
      </tr>
      <tr style="vertical-align: bottom; background-color: White">
       <td style="text-align: left; padding-left: 20pt">Deferred income tax (benefit) provision</td>
       <td>&nbsp;</td>
       <td style="text-align: left">&nbsp;</td>
       <td style="text-align: right">575</td>
       <td style="text-align: left">&nbsp;</td>
       <td>&nbsp;</td>
       <td style="text-align: left">&nbsp;</td>
       <td style="text-align: right">17</td>
       <td style="text-align: left">&nbsp;</td>
       <td>&nbsp;</td>
       <td style="text-align: left">&nbsp;</td>
       <td style="text-align: right">(2,348</td>
       <td style="text-align: left">)</td>
      </tr>
      <tr style="vertical-align: bottom; background-color: rgb(204,238,255)">
       <td style="text-align: left; padding-left: 20pt">Fair value adjustments for financial assets and financial liabilities</td>
       <td>&nbsp;</td>
       <td style="text-align: left">&nbsp;</td>
       <td style="text-align: right">231</td>
       <td style="text-align: left">&nbsp;</td>
       <td>&nbsp;</td>
       <td style="text-align: left">&nbsp;</td>
       <td style="text-align: right">(779</td>
       <td style="text-align: left">)</td>
       <td>&nbsp;</td>
       <td style="text-align: left">&nbsp;</td>
       <td style="text-align: right">5,475</td>
       <td style="text-align: left">&nbsp;</td>
      </tr>
      <tr style="vertical-align: bottom; background-color: White">
       <td style="text-align: left; padding-left: 20pt">Stock based compensation expense</td>
       <td>&nbsp;</td>
       <td style="text-align: left">&nbsp;</td>
       <td style="text-align: right">4,676</td>
       <td style="text-align: left">&nbsp;</td>
       <td>&nbsp;</td>
       <td style="text-align: left">&nbsp;</td>
       <td style="text-align: right">4,246</td>
       <td style="text-align: left">&nbsp;</td>
       <td>&nbsp;</td>
       <td style="text-align: left">&nbsp;</td>
       <td style="text-align: right">3,068</td>
       <td style="text-align: left">&nbsp;</td>
      </tr>
      <tr style="vertical-align: bottom; background-color: rgb(204,238,255)">
       <td style="text-align: left; padding-bottom: 1pt; padding-left: 10pt">Net change in operating assets and liabilities</td>
       <td style="padding-bottom: 1pt">&nbsp;</td>
       <td style="border-bottom: Black 1pt solid; text-align: left">&nbsp;</td>
       <td style="border-bottom: Black 1pt solid; text-align: right">2,174</td>
       <td style="border-bottom: Black 1pt solid; text-align: left">&nbsp;</td>
       <td style="padding-bottom: 1pt">&nbsp;</td>
       <td style="border-bottom: Black 1pt solid; text-align: left">&nbsp;</td>
       <td style="border-bottom: Black 1pt solid; text-align: right">2,088</td>
       <td style="border-bottom: Black 1pt solid; text-align: left">&nbsp;</td>
       <td style="padding-bottom: 1pt">&nbsp;</td>
       <td style="border-bottom: Black 1pt solid; text-align: left">&nbsp;</td>
       <td style="border-bottom: Black 1pt solid; text-align: right">1,746</td>
       <td style="border-bottom: Black 1pt solid; text-align: left">&nbsp;</td>
      </tr>
      <tr style="vertical-align: bottom; background-color: White">
       <td style="text-align: left; padding-bottom: 1pt; padding-left: 20pt">Net cash provided by operating activities</td>
       <td style="padding-bottom: 1pt">&nbsp;</td>
       <td style="border-bottom: Black 1pt solid; text-align: left">&nbsp;</td>
       <td style="border-bottom: Black 1pt solid; text-align: right">31,981</td>
       <td style="border-bottom: Black 1pt solid; text-align: left">&nbsp;</td>
       <td style="padding-bottom: 1pt">&nbsp;</td>
       <td style="border-bottom: Black 1pt solid; text-align: left">&nbsp;</td>
       <td style="border-bottom: Black 1pt solid; text-align: right">25,706</td>
       <td style="border-bottom: Black 1pt solid; text-align: left">&nbsp;</td>
       <td style="padding-bottom: 1pt">&nbsp;</td>
       <td style="border-bottom: Black 1pt solid; text-align: left">&nbsp;</td>
       <td style="border-bottom: Black 1pt solid; text-align: right">24,226</td>
       <td style="border-bottom: Black 1pt solid; text-align: left">&nbsp;</td>
      </tr>
      <tr style="vertical-align: bottom; background-color: rgb(204,238,255)">
       <td style="text-align: left">&nbsp;</td>
       <td>&nbsp;</td>
       <td style="text-align: left">&nbsp;</td>
       <td style="text-align: right">&nbsp;</td>
       <td style="text-align: left">&nbsp;</td>
       <td>&nbsp;</td>
       <td style="text-align: left">&nbsp;</td>
       <td style="text-align: right">&nbsp;</td>
       <td style="text-align: left">&nbsp;</td>
       <td>&nbsp;</td>
       <td style="text-align: left">&nbsp;</td>
       <td style="text-align: right">&nbsp;</td>
       <td style="text-align: left">&nbsp;</td>
      </tr>
      <tr style="vertical-align: bottom; background-color: White">
       <td style="text-align: left">Investing activities:</td>
       <td>&nbsp;</td>
       <td style="text-align: left">&nbsp;</td>
       <td style="text-align: right">&nbsp;</td>
       <td style="text-align: left">&nbsp;</td>
       <td>&nbsp;</td>
       <td style="text-align: left">&nbsp;</td>
       <td style="text-align: right">&nbsp;</td>
       <td style="text-align: left">&nbsp;</td>
       <td>&nbsp;</td>
       <td style="text-align: left">&nbsp;</td>
       <td style="text-align: right">&nbsp;</td>
       <td style="text-align: left">&nbsp;</td>
      </tr>
      <tr style="vertical-align: bottom; background-color: rgb(204,238,255)">
       <td style="text-align: left; padding-left: 10pt">Purchases of securities available for sale</td>
       <td>&nbsp;</td>
       <td style="text-align: left">&nbsp;</td>
       <td style="text-align: right">-</td>
       <td style="text-align: left">&nbsp;</td>
       <td>&nbsp;</td>
       <td style="text-align: left">&nbsp;</td>
       <td style="text-align: right">(22</td>
       <td style="text-align: left">)</td>
       <td>&nbsp;</td>
       <td style="text-align: left">&nbsp;</td>
       <td style="text-align: right">(23</td>
       <td style="text-align: left">)</td>
      </tr>
      <tr style="vertical-align: bottom; background-color: White">
       <td style="text-align: left; padding-bottom: 1pt; padding-left: 10pt">Proceeds from sales and calls of securities available for sale</td>
       <td style="padding-bottom: 1pt">&nbsp;</td>
       <td style="border-bottom: Black 1pt solid; text-align: left">&nbsp;</td>
       <td style="border-bottom: Black 1pt solid; text-align: right">-</td>
       <td style="border-bottom: Black 1pt solid; text-align: left">&nbsp;</td>
       <td style="padding-bottom: 1pt">&nbsp;</td>
       <td style="border-bottom: Black 1pt solid; text-align: left">&nbsp;</td>
       <td style="border-bottom: Black 1pt solid; text-align: right">1,699</td>
       <td style="border-bottom: Black 1pt solid; text-align: left">&nbsp;</td>
       <td style="padding-bottom: 1pt">&nbsp;</td>
       <td style="border-bottom: Black 1pt solid; text-align: left">&nbsp;</td>
       <td style="border-bottom: Black 1pt solid; text-align: right">517</td>
       <td style="border-bottom: Black 1pt solid; text-align: left">&nbsp;</td>
      </tr>
      <tr style="vertical-align: bottom; background-color: rgb(204,238,255)">
       <td style="text-align: left; padding-bottom: 1pt; padding-left: 20pt">Net cash provided by investing activities</td>
       <td style="padding-bottom: 1pt">&nbsp;</td>
       <td style="border-bottom: Black 1pt solid; text-align: left">&nbsp;</td>
       <td style="border-bottom: Black 1pt solid; text-align: right">-</td>
       <td style="border-bottom: Black 1pt solid; text-align: left">&nbsp;</td>
       <td style="padding-bottom: 1pt">&nbsp;</td>
       <td style="border-bottom: Black 1pt solid; text-align: left">&nbsp;</td>
       <td style="border-bottom: Black 1pt solid; text-align: right">1,677</td>
       <td style="border-bottom: Black 1pt solid; text-align: left">&nbsp;</td>
       <td style="padding-bottom: 1pt">&nbsp;</td>
       <td style="border-bottom: Black 1pt solid; text-align: left">&nbsp;</td>
       <td style="border-bottom: Black 1pt solid; text-align: right">494</td>
       <td style="border-bottom: Black 1pt solid; text-align: left">&nbsp;</td>
      </tr>
      <tr style="vertical-align: bottom; background-color: White">
       <td style="text-align: left">&nbsp;</td>
       <td>&nbsp;</td>
       <td style="text-align: left">&nbsp;</td>
       <td style="text-align: right">&nbsp;</td>
       <td style="text-align: left">&nbsp;</td>
       <td>&nbsp;</td>
       <td style="text-align: left">&nbsp;</td>
       <td style="text-align: right">&nbsp;</td>
       <td style="text-align: left">&nbsp;</td>
       <td>&nbsp;</td>
       <td style="text-align: left">&nbsp;</td>
       <td style="text-align: right">&nbsp;</td>
       <td style="text-align: left">&nbsp;</td>
      </tr>
      <tr style="vertical-align: bottom; background-color: rgb(204,238,255)">
       <td style="text-align: left">Financing activities:</td>
       <td>&nbsp;</td>
       <td style="text-align: left">&nbsp;</td>
       <td style="text-align: right">&nbsp;</td>
       <td style="text-align: left">&nbsp;</td>
       <td>&nbsp;</td>
       <td style="text-align: left">&nbsp;</td>
       <td style="text-align: right">&nbsp;</td>
       <td style="text-align: left">&nbsp;</td>
       <td>&nbsp;</td>
       <td style="text-align: left">&nbsp;</td>
       <td style="text-align: right">&nbsp;</td>
       <td style="text-align: left">&nbsp;</td>
      </tr>
      <tr style="vertical-align: bottom; background-color: White">
       <td style="text-align: left; padding-left: 10pt">Purchase of treasury stock</td>
       <td>&nbsp;</td>
       <td style="text-align: left">&nbsp;</td>
       <td style="text-align: right">(15,605</td>
       <td style="text-align: left">)</td>
       <td>&nbsp;</td>
       <td style="text-align: left">&nbsp;</td>
       <td style="text-align: right">(18,872</td>
       <td style="text-align: left">)</td>
       <td>&nbsp;</td>
       <td style="text-align: left">&nbsp;</td>
       <td style="text-align: right">(14,151</td>
       <td style="text-align: left">)</td>
      </tr>
      <tr style="vertical-align: bottom; background-color: rgb(204,238,255)">
       <td style="text-align: left; padding-left: 10pt">Cash dividends paid</td>
       <td>&nbsp;</td>
       <td style="text-align: left">&nbsp;</td>
       <td style="text-align: right">(18,616</td>
       <td style="text-align: left">)</td>
       <td>&nbsp;</td>
       <td style="text-align: left">&nbsp;</td>
       <td style="text-align: right">(17,852</td>
       <td style="text-align: left">)</td>
       <td>&nbsp;</td>
       <td style="text-align: left">&nbsp;</td>
       <td style="text-align: right">(15,618</td>
       <td style="text-align: left">)</td>
      </tr>
      <tr style="vertical-align: bottom; background-color: White">
       <td style="text-align: left; padding-bottom: 1pt; padding-left: 10pt">Stock options exercised</td>
       <td style="padding-bottom: 1pt">&nbsp;</td>
       <td style="border-bottom: Black 1pt solid; text-align: left">&nbsp;</td>
       <td style="border-bottom: Black 1pt solid; text-align: right">145</td>
       <td style="border-bottom: Black 1pt solid; text-align: left">&nbsp;</td>
       <td style="padding-bottom: 1pt">&nbsp;</td>
       <td style="border-bottom: Black 1pt solid; text-align: left">&nbsp;</td>
       <td style="border-bottom: Black 1pt solid; text-align: right">565</td>
       <td style="border-bottom: Black 1pt solid; text-align: left">&nbsp;</td>
       <td style="padding-bottom: 1pt">&nbsp;</td>
       <td style="border-bottom: Black 1pt solid; text-align: left">&nbsp;</td>
       <td style="border-bottom: Black 1pt solid; text-align: right">533</td>
       <td style="border-bottom: Black 1pt solid; text-align: left">&nbsp;</td>
      </tr>
      <tr style="vertical-align: bottom; background-color: rgb(204,238,255)">
       <td style="text-align: left; padding-bottom: 1pt; padding-left: 20pt">Net cash used in&nbsp;&nbsp;financing activities</td>
       <td style="padding-bottom: 1pt">&nbsp;</td>
       <td style="border-bottom: Black 1pt solid; text-align: left">&nbsp;</td>
       <td style="border-bottom: Black 1pt solid; text-align: right">(34,076</td>
       <td style="border-bottom: Black 1pt solid; text-align: left">)</td>
       <td style="padding-bottom: 1pt">&nbsp;</td>
       <td style="border-bottom: Black 1pt solid; text-align: left">&nbsp;</td>
       <td style="border-bottom: Black 1pt solid; text-align: right">(36,159</td>
       <td style="border-bottom: Black 1pt solid; text-align: left">)</td>
       <td style="padding-bottom: 1pt">&nbsp;</td>
       <td style="border-bottom: Black 1pt solid; text-align: left">&nbsp;</td>
       <td style="border-bottom: Black 1pt solid; text-align: right">(29,236</td>
       <td style="border-bottom: Black 1pt solid; text-align: left">)</td>
      </tr>
      <tr style="vertical-align: bottom; background-color: White">
       <td style="text-align: left">&nbsp;</td>
       <td>&nbsp;</td>
       <td style="text-align: left">&nbsp;</td>
       <td style="text-align: right">&nbsp;</td>
       <td style="text-align: left">&nbsp;</td>
       <td>&nbsp;</td>
       <td style="text-align: left">&nbsp;</td>
       <td style="text-align: right">&nbsp;</td>
       <td style="text-align: left">&nbsp;</td>
       <td>&nbsp;</td>
       <td style="text-align: left">&nbsp;</td>
       <td style="text-align: right">&nbsp;</td>
       <td style="text-align: left">&nbsp;</td>
      </tr>
      <tr style="vertical-align: bottom; background-color: rgb(204,238,255)">
       <td style="text-align: left">Net decrease in cash and cash equivalents</td>
       <td>&nbsp;</td>
       <td style="text-align: left">&nbsp;</td>
       <td style="text-align: right">(2,095</td>
       <td style="text-align: left">)</td>
       <td>&nbsp;</td>
       <td style="text-align: left">&nbsp;</td>
       <td style="text-align: right">(8,776</td>
       <td style="text-align: left">)</td>
       <td>&nbsp;</td>
       <td style="text-align: left">&nbsp;</td>
       <td style="text-align: right">(4,516</td>
       <td style="text-align: left">)</td>
      </tr>
      <tr style="vertical-align: bottom; background-color: White">
       <td style="text-align: left; padding-bottom: 1pt">Cash and cash equivalents, beginning of year</td>
       <td style="padding-bottom: 1pt">&nbsp;</td>
       <td style="border-bottom: Black 1pt solid; text-align: left">&nbsp;</td>
       <td style="border-bottom: Black 1pt solid; text-align: right">7,749</td>
       <td style="border-bottom: Black 1pt solid; text-align: left">&nbsp;</td>
       <td style="padding-bottom: 1pt">&nbsp;</td>
       <td style="border-bottom: Black 1pt solid; text-align: left">&nbsp;</td>
       <td style="border-bottom: Black 1pt solid; text-align: right">16,525</td>
       <td style="border-bottom: Black 1pt solid; text-align: left">&nbsp;</td>
       <td style="padding-bottom: 1pt">&nbsp;</td>
       <td style="border-bottom: Black 1pt solid; text-align: left">&nbsp;</td>
       <td style="border-bottom: Black 1pt solid; text-align: right">21,041</td>
       <td style="border-bottom: Black 1pt solid; text-align: left">&nbsp;</td>
      </tr>
      <tr style="vertical-align: bottom; background-color: rgb(204,238,255)">
       <td style="text-align: left; padding-bottom: 2.25pt">Cash and cash equivalents, end of year</td>
       <td style="padding-bottom: 2.25pt">&nbsp;</td>
       <td style="border-bottom: Black 2.25pt double; text-align: left">$</td>
       <td style="border-bottom: Black 2.25pt double; text-align: right">5,654</td>
       <td style="border-bottom: Black 2.25pt double; text-align: left">&nbsp;</td>
       <td style="padding-bottom: 2.25pt">&nbsp;</td>
       <td style="border-bottom: Black 2.25pt double; text-align: left">$</td>
       <td style="border-bottom: Black 2.25pt double; text-align: right">7,749</td>
       <td style="border-bottom: Black 2.25pt double; text-align: left">&nbsp;</td>
       <td style="padding-bottom: 2.25pt">&nbsp;</td>
       <td style="border-bottom: Black 2.25pt double; text-align: left">$</td>
       <td style="border-bottom: Black 2.25pt double; text-align: right">16,525</td>
       <td style="border-bottom: Black 2.25pt double; text-align: left">&nbsp;</td>
      </tr>

    </table><br/><span></span>
</td>
</tr>
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<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>The entire disclosure for condensed financial statements.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 810<br> -SubTopic 10<br> -Section 50<br> -Paragraph 1<br> -URI http://asc.fasb.org/extlink&amp;oid=18733093&amp;loc=d3e5614-111684<br><br>Reference 2: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher SEC<br> -Name Regulation S-X (SX)<br> -Number 210<br> -Section 10<br> -Paragraph f<br> -Article 3<br></p></div>
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<span style="display: none;">v3.3.1.900</span><table class="report" border="0" cellspacing="2" id="idp6840453056">
<tr>
<th class="tl" colspan="1" rowspan="2"><div style="width: 200px;"><strong>Accounting Policies, by Policy (Policies)<br></strong></div></th>
<th class="th" colspan="1">12 Months Ended</th>
</tr>
<tr><th class="th"><div>Dec. 31, 2015</div></th></tr>
<tr class="re">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_AccountingPoliciesAbstract', window );"><strong>Accounting Policies [Abstract]</strong></a></td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_ConsolidationPolicyTextBlock', window );">Consolidation, Policy [Policy Text Block]</a></td>
<td class="text"><p style="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify"><b>Principles of Consolidation:</b></p><br/><p style="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify">The accompanying consolidated financial statements include the accounts of the Holding Company and the following direct and indirect wholly-owned subsidiaries of the Holding Company: the Bank, Flushing Preferred Funding Corporation (&#x201c;FPFC&#x201d;), Flushing Service Corporation (&#x201c;FSC&#x201d;), and FSB Properties Inc. (&#x201c;Properties&#x201d;). FPFC is a real estate investment trust formed to hold a portion of the Bank&#x2019;s mortgage loans to facilitate access to capital markets. FSC was formed to market insurance products and mutual funds. Properties is currently used to hold title to real estate owned acquired via foreclosure. Amounts held in a rabbi trust for certain non-qualified deferred compensation plans are included in the consolidated financial statements. All intercompany transactions and accounts are eliminated in consolidation. The Holding Company currently has three unconsolidated subsidiaries in the form of wholly-owned statutory business trusts, which were formed to issue guaranteed capital debentures (&#x201c;capital securities&#x201d;). See Note 9, &#x201c;Borrowed Funds and Securities Sold Under Agreements to Repurchase,&#x201d; for additional information regarding these trusts.</p><span></span>
</td>
</tr>
<tr class="re">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_UseOfEstimates', window );">Use of Estimates, Policy [Policy Text Block]</a></td>
<td class="text"><p style="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify"><b>Use of Estimates:</b></p><br/><p style="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify">The preparation of financial statements in conformity with GAAP requires management to make estimates and assumptions that affect the reported amounts of assets and liabilities, and disclosure of contingent assets and liabilities at the date of the financial statements, and reported amounts of revenue and expenses during the reporting period. Estimates that are particularly susceptible to change in the near term are used in connection with the determination of the allowance for loan losses, the evaluation of goodwill for impairment, the review of the need for a valuation allowance of the Company&#x2019;s deferred tax assets, the fair value of financial instruments including the evaluation of other-than-temporary impairment (&#x201c;OTTI&#x201d;) on securities. Actual results could differ from these estimates.</p><span></span>
</td>
</tr>
<tr class="ro">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_CashAndCashEquivalentsPolicyTextBlock', window );">Cash and Cash Equivalents, Policy [Policy Text Block]</a></td>
<td class="text"><p style="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify"><b>Cash and Cash Equivalents:</b></p><br/><p style="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify">For the purpose of reporting cash flows, the Company defines cash and due from banks, overnight interest-earning deposits and federal funds sold with original maturities of 90 days or less as cash and cash equivalents. At December 31, 2015 and 2014, the Company&#x2019;s cash and cash equivalents totaled $42.4 million and $34.3 million, respectively. Included in cash and cash equivalents at those dates were $32.8 million and $23.0 million in interest-earning deposits in other financial institutions, primarily due from the Federal Reserve Bank of New York and the Federal Home Loan Bank of New York (&#x201c;FHLB-NY&#x201d;). The Bank is required to maintain cash reserves equal to a percentage of certain deposits. The reserve requirement is included in cash and cash equivalents and totaled $9.9 million and $7.5 million at December 31, 2015 and 2014, respectively.</p><span></span>
</td>
</tr>
<tr class="re">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_MarketableSecuritiesAvailableForSaleSecuritiesPolicy', window );">Marketable Securities, Available-for-sale Securities, Policy [Policy Text Block]</a></td>
<td class="text"><p style="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify"><b>Debt and Equity Securities:</b></p><br/><p style="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify">Securities are classified as held-to-maturity when management intends to hold the securities until maturity. Securities are classified as available for sale when management intends to hold the securities for an indefinite period of time or when the securities may be utilized for tactical asset/liability purposes and may be sold from time to time to effectively manage interest rate exposure and resultant prepayment risk and liquidity needs. Premiums and discounts are amortized or accreted, respectively, using the level-yield method. Realized gains and losses on the sales of securities are determined using the specific identification method. Unrealized gains and losses (other than unrealized losses considered other-than-temporary which are recognized in the Consolidated Statements of Income) on securities available for sale are excluded from earnings and reported as part of accumulated other comprehensive income, net of taxes. In estimating other-than-temporary impairment losses, management considers (1) the length of time and the extent to which the fair value has been less than amortized cost, (2) the current interest rate environment, (3) the financial condition and near-term prospects of the issuer, if applicable, and (4) the intent and ability of the Company to retain its investment in the issuer for a period of time sufficient to allow for any anticipated recovery in fair value. Other-than-temporary impairment losses for debt securities are measured using a discounted cash flow model. Other-than-temporary impairment losses for equity securities are measured using quoted market prices, when available, or, when market quotes are not available due to an illiquid market, we use an impairment model from a third party or quotes from investment brokers. See Note 6, &#x201c;Debt and Equity Securities,&#x201d; for additional information regarding other-than-temporary impairment for debt and equity securities.</p><span></span>
</td>
</tr>
<tr class="ro">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_GoodwillAndIntangibleAssetsGoodwillPolicy', window );">Goodwill and Intangible Assets, Goodwill, Policy [Policy Text Block]</a></td>
<td class="text"><p style="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify"><b>Goodwill:</b></p><br/><p style="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify">Goodwill is presumed to have an indefinite life and is tested annually, or when certain conditions are met, for impairment. If the fair value of the reporting unit is greater than the goodwill amount, no further evaluation is required. If the fair value of the reporting unit is less than the goodwill amount, further evaluation would be required to compare the fair value of the reporting unit to the goodwill amount and determine if impairment is required.</p><br/><p style="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify">In performing the goodwill impairment testing, the Company has identified a single reporting unit. The Company performed the qualitative assessment in assessing the carrying value of goodwill as of December 31, 2015, and determined that there was no goodwill impairment. At December 31, 2015, the carrying amount of goodwill totaled $16.1 million. The identification of additional reporting units, the use of other valuation techniques and/or changes to input assumptions used in the analysis could result in materially different evaluations of goodwill impairment.</p><span></span>
</td>
</tr>
<tr class="re">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_FinanceLoansAndLeasesReceivablePolicy', window );">Finance, Loans and Leases Receivable, Policy [Policy Text Block]</a></td>
<td class="text"><p style="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify"><b>Loans:</b></p><br/><p style="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify">Loans are reported at their principal outstanding balance net of any unearned income, charge-offs, deferred loan fees and costs on originated loans and unamortized premiums or discounts on purchased loans. Interest on loans is recognized on the accrual basis. The accrual of income on loans is generally discontinued when certain factors, such as contractual delinquency of 90 days or more, indicate reasonable doubt as to the timely collectability of such income. Uncollected interest previously recognized on non-accrual loans is reversed from interest income at the time the loan is placed on non-accrual status. A non-accrual loan can be returned to accrual status when contractual delinquency returns to less than 90 days delinquent. Subsequent cash payments received on non-accrual loans that do not bring the loan to less than 90 days delinquent are recorded on a cash basis. Subsequent cash payments can also be applied first as a reduction of principal until all principal is recovered and then subsequently to interest, if in management&#x2019;s opinion, it is evident that recovery of all principal due is unlikely to occur. Loan fees and certain loan origination costs are deferred. Net loan origination costs and premiums or discounts on loans are amortized into interest income over the contractual life of the loans using the level-yield method. Prepayment penalties received on loans which pay in full prior to their scheduled maturity are included in interest income in the period they are collected.</p><br/><p style="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify">The Bank may purchase loans to supplement originations. Loan purchases are evaluated at the time of purchase to determine the appropriate accounting treatment. Performing loans purchased at a premium/discount are recorded at the purchase price with the premium/discount, amortized/accredited into interest income over the life of the loan. All loans purchased during the years ended December 31, 2015 and 2014 were performing loans at the time of purchase and therefore were not considered impaired when purchased.</p><span></span>
</td>
</tr>
<tr class="ro">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_LoansAndLeasesReceivableAllowanceForLoanLossesPolicy', window );">Loans and Leases Receivable, Allowance for Loan Losses Policy [Policy Text Block]</a></td>
<td class="text"><p style="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify"><b>Allowance for Loan Losses:</b></p><br/><p style="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify">The Company maintains an allowance for loan losses at an amount which in management&#x2019;s judgment, is adequate to absorb probable estimated losses inherent in the loan portfolio. Management&#x2019;s judgment in determining the adequacy of the allowance for loan losses is based on evaluation of the collectability of loans. This evaluation is inherently subjective, as it requires estimates that are susceptible to significant revisions as more information becomes available.</p><br/><p style="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify">The allowance for loan losses is established through a provision for loan losses based on management&#x2019;s evaluation of the risk inherent in the various components of the loan portfolio and other factors, including historical loan loss experience (which is updated quarterly), current economic conditions, delinquency and non-accrual trends, classified loan levels, risk in the portfolio and volumes and trends in loan types, recent trends in charge-offs, changes in underwriting standards, experience, ability and depth of the Company&#x2019;s lenders, collection policies and experience, internal loan review function and other external factors. Additionally, the Company segregated the loans into two portfolios based on the loans year of origination. One portfolio was reviewed for loans originated after December 31, 2009 and a second portfolio for loans originated prior to January 1, 2010. Our decision to segregate the portfolio based upon origination dates was based on changes made in our underwriting standards during 2009. By the end of 2009, all loans were being underwritten based on revised and tightened underwriting standards. Loans originated prior to 2010 have a higher delinquency rate and loss history. Each of the years in the portfolio for loans originated prior to 2010 has a similar delinquency rate. The determination of the amount of the allowance for loan losses includes estimates that are susceptible to significant changes due to changes in appraisal values of collateral, national and local economic conditions and other factors. We review our loan portfolio by separate categories with similar risk and collateral characteristics. Impaired loans are segregated and reviewed separately. All non-accrual loans are classified impaired. <font style="font-family: Times New Roman, Times, Serif">The Company&#x2019;s Board of Directors reviews and approves management&#x2019;s evaluation of the adequacy of the allowance for loan losses on a quarterly basis.</font></p><br/><p style="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify">The allowance for loan losses is established through charges to earnings in the form of a provision for loan losses. Increases and decreases in the allowance for loan losses other than charge-offs and recoveries are included in the provision for loan losses. When a loan or a portion of a loan is determined to be uncollectible, the portion deemed uncollectible is charged against the allowance for loan losses, and subsequent recoveries, if any, are credited to the allowance for loan losses.</p><br/><p style="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify">The Company recognizes a loan as non-performing when the borrower has demonstrated the inability to bring the loan current, or due to other circumstances which, in management&#x2019;s opinion, indicate the borrower will be unable to bring the loan current within a reasonable time. All loans classified as non-performing, which includes all loans past due 90 days or more, are classified as non-accrual unless there is, in our opinion, compelling evidence the borrower will bring the loan current in the immediate future. Appraisals are obtained and/or updated internal evaluations are prepared as soon as practical, but before the loan becomes 90 days delinquent. The loan balances of collateral dependent impaired loans are compared to the property&#x2019;s updated fair value. The Company considers fair value of collateral dependent loans to be 85% of the appraised or internally estimated value of the property, except for taxi medallion loans. The fair value of the underlying collateral of taxi medallion loans is the most recent reported arm&#x2019;s length transaction. The balance which exceeds fair value is generally charged-off. Management reviews the allowance for loan losses on a quarterly basis, and records as a provision or benefit the amount deemed appropriate, after considering items such as, current year charge-offs, charge-off trends, new loan production, current balance by particular loan categories, and delinquent loans by particular loan categories.</p><br/><p style="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify">A loan is considered impaired when, based upon current information, the Company believes it is probable that it will be unable to collect all amounts due, both principal and interest, in accordance with the original terms of the loan. Impaired loans are measured based on the present value of the expected future cash flows discounted at the loan&#x2019;s effective interest rate or at the loan&#x2019;s observable market price or, as a practical expedient, the fair value of the collateral if the loan is collateral dependent. Interest income on impaired loans is recorded on the cash basis. The Company&#x2019;s management considers all non-accrual loans impaired.</p><br/><p style="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify">The Company reviews each impaired loan on an individual basis to determine if either a charge-off or a valuation allowance needs to be allocated to the loan. The Company does not charge-off or allocate a valuation allowance to loans for which management has concluded the current value of the underlying collateral will allow for recovery of the loan balance either through the sale of the loan or by foreclosure and sale of the property.</p><br/><p style="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify">The Company evaluates the underlying collateral through a third party appraisal, or when a third party appraisal is not available, the Company will use an internal evaluation. The internal evaluations are prepared using an income approach or a sales approach. The income approach is used for income producing properties and uses current revenues less operating expenses to determine the net cash flow of the property. Once the net cash flow is determined, the value of the property is calculated using an appropriate capitalization rate for the property. The sales approach uses comparable sales prices in the market. When an internal evaluation is used, we place greater reliance on the income approach to value the collateral.</p><br/><p style="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify">In preparing internal evaluations of property values, the Company seeks to obtain current data on the subject property from various sources, including: (1) the borrower; (2) copies of existing leases; (3) local real estate brokers and appraisers; (4) public records (such as real estate taxes and water and sewer charges); (5) comparable sales and rental data in the market; (6) an inspection of the property and (7) interviews with tenants. These internal evaluations primarily focus on the income approach and comparable sales data to value the property.</p><br/><p style="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify">As of December 31, 2015, we utilized recent third party appraisals of the collateral to measure impairment for $26.8 million, or 76.1%, of collateral dependent impaired loans, and used internal evaluations of the property&#x2019;s value for $8.4 million, or 23.9%, of collateral dependent impaired loans.</p><br/><p style="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify">The Company may restructure a loan to enable a borrower experiencing financial difficulties to continue making payments when it is deemed to be in the Company&#x2019;s best long-term interest. This restructure may include reducing the interest rate or amount of the monthly payment for a specified period of time, after which the interest rate and repayment terms revert to the original terms of the loan. We classify these loans as Troubled Debt Restructured (&#x201c;TDR&#x201d;).</p><br/><p style="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify">These restructurings have not included a reduction of principal balance. The Company believes that restructuring these loans in this manner will allow certain borrowers to become and remain current on their loans. All loans classified as TDR are considered impaired, however TDR loans which have been current for six consecutive months at the time they are restructured as TDR remain on accrual status and are not included as part of non-performing loans. Loans which were delinquent at the time they are restructured as a TDR are placed on non-accrual status and reported as non-performing loans until they have made timely payments for six consecutive months. Loans that are restructured as TDR but are not performing in accordance with the restructured terms are placed on non-accrual status and reported as non-performing loans.</p><br/><p style="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify">The allocation of a portion of the allowance for loan losses for a performing TDR loan is based upon the present value of the future expected cash flows discounted at the loan&#x2019;s original effective rate, or for a non-performing TDR which is collateral dependent, the fair value of the collateral. At December 31, 2015, there were no commitments to lend additional funds to borrowers whose loans were modified to a TDR. The modification of loans to a TDR did not have a significant effect on our operating results, nor did it require a significant allocation of the allowance for loan losses.</p><span></span>
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<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_FinanceLoanAndLeaseReceivablesHeldForSalePolicy', window );">Finance, Loan and Lease Receivables, Held-for-sale, Policy [Policy Text Block]</a></td>
<td class="text"><p style="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify"><b>Loans Held for Sale:</b></p><br/><p style="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify">Loans held for sale are carried at the lower of cost or estimated fair value. At December 31, 2015 and 2014, there were no loans classified as held for sale.</p><span></span>
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<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_ffic_BankOwnedLifeInsurancePolicyPolicyTextBlock', window );">Bank Owned Life Insurance, Policy [Policy Text Block]</a></td>
<td class="text"><p style="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify"><b>Bank Owned Life Insurance:</b></p><br/><p style="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify">Bank owned life insurance (&#x201c;BOLI&#x201d;) represents life insurance on the lives of certain employees who have provided positive consent allowing the Bank to be the beneficiary of such policies. BOLI is carried in the Consolidated Statements of Financial Condition at its cash surrender value. Increases in the cash value of the policies, as well as proceeds received, are recorded in other non-interest income, and are not subject to income taxes.</p><span></span>
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<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_RealEstatePolicyTextBlock', window );">Real Estate, Policy [Policy Text Block]</a></td>
<td class="text"><p style="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify"><b>Other Real Estate Owned:</b></p><br/><p style="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify">Other real estate owned (&#x201c;OREO&#x201d;) consists of property acquired through foreclosure. These properties are carried at fair value. The fair value is based on appraised value through a current appraisal, or at times through an internal review, additionally adjusted by the estimated costs to sell the property. This determination is made on an individual asset basis. If the fair value of a property is less than the carrying amount, the difference is recognized as a valuation allowance. Further decreases to the estimated value will be charged directly to expense.</p><span></span>
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<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_PropertyPlantAndEquipmentPolicyTextBlock', window );">Property, Plant and Equipment, Policy [Policy Text Block]</a></td>
<td class="text"><p style="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify"><b>Bank Premises and Equipment:</b></p><br/><p style="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify">Bank premises and equipment are stated at cost, less depreciation accumulated on a straight-line basis over the estimated useful lives of the related assets (3 to 40 years). Leasehold improvements are amortized on a straight-line basis over the term of the related leases or the lives of the assets, whichever is shorter. Maintenance, repairs and minor improvements are charged to non-interest expense in the period incurred.</p><span></span>
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<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_ffic_FederalHomeLoanBankStockPolicyPolicyTextBlock', window );">Federal Home Loan Bank Stock, Policy [Policy Text Block]</a></td>
<td class="text"><p style="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify"><b>Federal Home Loan Bank Stock:</b></p><br/><p style="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify">The FHLB-NY has assigned to the Bank a mandated membership stock purchase, based on its asset size. In addition, for all borrowing activity, the Bank is required to purchase shares of FHLB-NY non-marketable capital stock at par. Such shares are redeemed by FHLB-NY at par with reductions in the Bank&#x2019;s borrowing levels. The Bank carries its investment in FHLB-NY stock at historical cost. The Company periodically reviews its FHLB-NY stock to determine if impairment exists. At December 31, 2015, the Company considered among other things the earnings performance, credit rating and asset quality of the FHLB-NY. Based on this review, the Company did not consider the value of our investment in FHLB-NY stock to be impaired at December 31, 2015.</p><span></span>
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<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_RepurchaseAndResaleAgreementsPolicy', window );">Repurchase and Resale Agreements Policy [Policy Text Block]</a></td>
<td class="text"><p style="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify"><b>Securities Sold Under Agreements to Repurchase:</b></p><br/><p style="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify">Securities sold under agreements to repurchase are accounted for as collateralized financing and are carried at amounts at which the securities will be subsequently reacquired as specified in the respective agreements. Interest incurred under these agreements is included in other interest expense.</p><span></span>
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<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_IncomeTaxPolicyTextBlock', window );">Income Tax, Policy [Policy Text Block]</a></td>
<td class="text"><p style="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify"><b>Income Taxes:</b></p><br/><p style="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify">Deferred income tax assets and liabilities are determined using the asset and liability (or balance sheet) method. Under this method, the net deferred tax asset or liability is determined based on the tax effects of the temporary differences between book and tax bases of the various balance sheet assets and liabilities. A deferred tax liability is recognized on all taxable temporary differences and a deferred tax asset is recognized on all deductible temporary differences and operating losses and tax credit carry-forwards. A valuation allowance is recognized to reduce the potential deferred tax asset if it is &#x201c;more likely than not&#x201d; that all or some portion of that potential deferred tax asset will not be realized. The Company must also take into account changes in tax laws or rates when valuing the deferred income tax amounts it carries on its Consolidated Statements of Financial Condition.</p><span></span>
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<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_ShareBasedCompensationOptionAndIncentivePlansPolicy', window );">Share-based Compensation, Option and Incentive Plans Policy [Policy Text Block]</a></td>
<td class="text"><p style="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify"><b>Stock Compensation Plans:</b></p><br/><p style="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify">The Company accounts for its stock based compensation using a fair-value-based measurement method for share-based payment transactions with employees and directors. The Company measures the cost of employee and directors services received in exchange for an award of an equity instrument based on the grant date fair value of the award. That cost is recognized over the period during which the employee and directors are required to provide services in exchange for the award. The requisite service period is usually the vesting period.</p><span></span>
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<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_PensionAndOtherPostretirementPlansPolicy', window );">Pension and Other Postretirement Plans, Policy [Policy Text Block]</a></td>
<td class="text"><p style="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify"><b>Benefit Plans:</b></p><br/><p style="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify">The Company sponsors a qualified pension, 401(k), and profit sharing plan for its employees. The Company also sponsors postretirement health care and life insurance benefits plans for its employees, a non-qualified deferred compensation plan for officers who have achieved the level of at least senior vice president, and a non-qualified pension plan for its outside directors.</p><br/><p style="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify">The Company recognizes the funded status of a benefit plan &#x2013; measured as the difference between plan assets at fair value and the benefit obligation &#x2013; in the Consolidated Statements of Financial Condition, with the unrecognized credits and charges recognized, net of taxes, as a component of accumulated other comprehensive 1oss. These credits or charges arose as a result of gains or losses and prior service costs or credits that arose during prior periods but were not recognized as components of net periodic benefit cost.</p><span></span>
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<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_ffic_TreasuryStockPolicyTextBlock', window );">Treasury Stock [Policy Text Block]</a></td>
<td class="text"><p style="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify"><b>Treasury Stock:</b></p><br/><p style="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify">The Company records treasury stock at cost. Treasury stock is reissued at average cost.</p><span></span>
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<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_DerivativesPolicyTextBlock', window );">Derivatives, Policy [Policy Text Block]</a></td>
<td class="text"><p style="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify"><b>Derivatives:</b></p><br/><p style="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify">Derivatives are required to be recorded on the Consolidated Statements of Financial Condition at fair value. The Company records derivatives on a gross basis in &#x201c;Other assets&#x201d; and &#x201c;Other liabilities&#x201d; in the Consolidated Statements of Financial Condition. The accounting for changes in value of a derivative depends on whether or not the transaction has been designated and qualifies for hedge accounting. Derivatives that are not designated as hedges are reported and measured at fair value through earnings.</p><br/><p style="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify">To qualify for hedge accounting, a derivative must be highly effective at reducing the risk associated with the exposure being hedged. In addition, for a derivative to be designated as a hedge, the risk management objective and strategy must be documented. Hedge documentation must identify the derivative hedging instrument, the asset or liability or forecasted transaction and type of risk to be hedged, and how the effectiveness of the derivative is assessed <font style="font-family: Times New Roman, Times, Serif">prospectively and retrospectively. The extent to which a derivative has been, and is expected to continue to be, effective at offsetting changes in the fair value of the hedged item must be assessed and documented at least quarterly. Any hedge ineffectiveness (i.e., the amount by which the gain or loss on the designated derivative instrument does not exactly offset the change in the hedged item attributable to the hedged risk) must be reported in current-period earnings. If it is determined that a derivative is not highly effective at hedging the designated exposure, hedge accounting is discontinued.</font></p><span></span>
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<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_ComprehensiveIncomePolicyPolicyTextBlock', window );">Comprehensive Income, Policy [Policy Text Block]</a></td>
<td class="text"><p style="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0"><b>Comprehensive Income</b></p><br/><p style="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify">Comprehensive income consists of net income and other comprehensive income (loss).&nbsp;Other comprehensive income (loss) includes changes in unrealized gains and losses on securities available for sale arising during the period, adjustments to net periodic pension costs and reclassification adjustments for realized gains and losses on securities available for sale and OTTI charges included in net income.</p><span></span>
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<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_SegmentReportingPolicyPolicyTextBlock', window );">Segment Reporting, Policy [Policy Text Block]</a></td>
<td class="text"><p style="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify"><b>Segment Reporting:</b></p><br/><p style="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify">Management views the Company as operating as a single unit, a community bank. Therefore, segment information is not provided.</p><span></span>
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<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_AdvertisingCostsPolicyTextBlock', window );">Advertising Costs, Policy [Policy Text Block]</a></td>
<td class="text"><p style="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify"><b>Advertising Expense:</b></p><br/><p style="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify">Costs associated with advertising are expensed as incurred. The Company recorded advertising expenses of $2.1 million, $1.8 million and $1.9 million for the years ended December 31, 2015, 2014 and 2013, respectively.</p><span></span>
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<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_EarningsPerSharePolicyTextBlock', window );">Earnings Per Share, Policy [Policy Text Block]</a></td>
<td class="text"><p style="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify"><b>Earnings per Common Share:</b></p><br/><p style="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify">Basic earnings per common share is computed by dividing net income available to common shareholders by the total weighted average number of common shares outstanding, which includes unvested participating securities. Unvested share-based payment awards that contain non-forfeitable rights to dividends or dividend equivalents (whether paid or unpaid) are participating securities and as such are included in the calculation of earnings per share. The Company&#x2019;s unvested restricted stock and restricted stock unit awards are considered participating securities. Therefore, weighted average common shares outstanding used for computing basic earnings per common share includes common shares outstanding plus unvested restricted stock and restricted stock unit awards. The computation of diluted earnings per share includes the additional dilutive effect of stock options outstanding and other common stock equivalents during the period. Common stock equivalents that are anti-dilutive are not included in the computation of diluted earnings per common share. The numerator for calculating basic and diluted earnings per common share is net income available to common shareholders. The shares held in the Company&#x2019;s Employee Benefit Trust are not included in shares outstanding for purposes of calculating earnings per common share.</p><br/><p style="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0.25in 0pt 0; text-align: justify">Earnings per common share have been computed based on the following, for the years ended December 31:</p><br/><table cellpadding="0" cellspacing="0" style="border-collapse: collapse; width: 100%; font: 10pt Times New Roman, Times, Serif">

      <tr style="vertical-align: bottom">
       <td style="text-align: left">&nbsp;</td>
       <td style="padding-bottom: 1pt">&nbsp;</td>
       <td colspan="3" style="text-align: center; border-bottom: Black 1pt solid">2015</td>
       <td style="padding-bottom: 1pt">&nbsp;</td>
       <td colspan="3" style="text-align: center; border-bottom: Black 1pt solid">2014</td>
       <td style="padding-bottom: 1pt">&nbsp;</td>
       <td colspan="3" style="text-align: center; border-bottom: Black 1pt solid">2013</td>
      </tr>
      <tr style="vertical-align: bottom">
       <td style="text-align: left">&nbsp;</td>
       <td style="font-style: italic">&nbsp;</td>
       <td colspan="11" style="font-style: italic; text-align: center">(In thousands, except per share data)</td>
      </tr>
      <tr style="vertical-align: bottom; background-color: rgb(204,238,255)">
       <td style="width: 61%; text-align: left; padding-bottom: 2.25pt">Net income, as reported</td>
       <td style="width: 1%; padding-bottom: 2.25pt">&nbsp;</td>
       <td style="width: 1%; border-bottom: Black 2.25pt double; text-align: left">$</td>
       <td style="width: 10%; border-bottom: Black 2.25pt double; text-align: right">46,209</td>
       <td style="width: 1%; border-bottom: Black 2.25pt double; text-align: left">&nbsp;</td>
       <td style="width: 1%; padding-bottom: 2.25pt">&nbsp;</td>
       <td style="width: 1%; border-bottom: Black 2.25pt double; text-align: left">$</td>
       <td style="width: 10%; border-bottom: Black 2.25pt double; text-align: right">44,239</td>
       <td style="width: 1%; border-bottom: Black 2.25pt double; text-align: left">&nbsp;</td>
       <td style="width: 1%; padding-bottom: 2.25pt">&nbsp;</td>
       <td style="width: 1%; border-bottom: Black 2.25pt double; text-align: left">$</td>
       <td style="width: 10%; border-bottom: Black 2.25pt double; text-align: right">37,752</td>
       <td style="width: 1%; border-bottom: Black 2.25pt double; text-align: left">&nbsp;</td>
      </tr>
      <tr style="vertical-align: bottom; background-color: White">
       <td style="text-align: left">Divided by:</td>
       <td>&nbsp;</td>
       <td style="text-align: left">&nbsp;</td>
       <td style="text-align: right">&nbsp;</td>
       <td style="text-align: left">&nbsp;</td>
       <td>&nbsp;</td>
       <td style="text-align: left">&nbsp;</td>
       <td style="text-align: right">&nbsp;</td>
       <td style="text-align: left">&nbsp;</td>
       <td>&nbsp;</td>
       <td style="text-align: left">&nbsp;</td>
       <td style="text-align: right">&nbsp;</td>
       <td style="text-align: left">&nbsp;</td>
      </tr>
      <tr style="vertical-align: bottom; background-color: rgb(204,238,255)">
       <td style="text-align: left; padding-left: 10pt">Weighted average common shares outstanding</td>
       <td>&nbsp;</td>
       <td style="text-align: left">&nbsp;</td>
       <td style="text-align: right">29,106</td>
       <td style="text-align: left">&nbsp;</td>
       <td>&nbsp;</td>
       <td style="text-align: left">&nbsp;</td>
       <td style="text-align: right">29,788</td>
       <td style="text-align: left">&nbsp;</td>
       <td>&nbsp;</td>
       <td style="text-align: left">&nbsp;</td>
       <td style="text-align: right">30,047</td>
       <td style="text-align: left">&nbsp;</td>
      </tr>
      <tr style="vertical-align: bottom; background-color: White">
       <td style="text-align: left; padding-bottom: 1pt; padding-left: 10pt">Weighted average common stock equivalents</td>
       <td style="padding-bottom: 1pt">&nbsp;</td>
       <td style="border-bottom: Black 1pt solid; text-align: left">&nbsp;</td>
       <td style="border-bottom: Black 1pt solid; text-align: right">20</td>
       <td style="border-bottom: Black 1pt solid; text-align: left">&nbsp;</td>
       <td style="padding-bottom: 1pt">&nbsp;</td>
       <td style="border-bottom: Black 1pt solid; text-align: left">&nbsp;</td>
       <td style="border-bottom: Black 1pt solid; text-align: right">29</td>
       <td style="border-bottom: Black 1pt solid; text-align: left">&nbsp;</td>
       <td style="padding-bottom: 1pt">&nbsp;</td>
       <td style="border-bottom: Black 1pt solid; text-align: left">&nbsp;</td>
       <td style="border-bottom: Black 1pt solid; text-align: right">26</td>
       <td style="border-bottom: Black 1pt solid; text-align: left">&nbsp;</td>
      </tr>
      <tr style="vertical-align: bottom; background-color: rgb(204,238,255)">
       <td style="text-align: left; padding-bottom: 2.25pt; padding-left: 20pt; text-indent: -10pt">Total weighted average common shares outstanding and common stock equivalents</td>
       <td style="padding-bottom: 2.25pt">&nbsp;</td>
       <td style="border-bottom: Black 2.25pt double; text-align: left">&nbsp;</td>
       <td style="border-bottom: Black 2.25pt double; text-align: right">29,126</td>
       <td style="border-bottom: Black 2.25pt double; text-align: left">&nbsp;</td>
       <td style="padding-bottom: 2.25pt">&nbsp;</td>
       <td style="border-bottom: Black 2.25pt double; text-align: left">&nbsp;</td>
       <td style="border-bottom: Black 2.25pt double; text-align: right">29,817</td>
       <td style="border-bottom: Black 2.25pt double; text-align: left">&nbsp;</td>
       <td style="padding-bottom: 2.25pt">&nbsp;</td>
       <td style="border-bottom: Black 2.25pt double; text-align: left">&nbsp;</td>
       <td style="border-bottom: Black 2.25pt double; text-align: right">30,073</td>
       <td style="border-bottom: Black 2.25pt double; text-align: left">&nbsp;</td>
      </tr>
      <tr style="vertical-align: bottom; background-color: White">
       <td style="text-align: left">&nbsp;</td>
       <td>&nbsp;</td>
       <td style="text-align: left">&nbsp;</td>
       <td style="text-align: right">&nbsp;</td>
       <td style="text-align: left">&nbsp;</td>
       <td>&nbsp;</td>
       <td style="text-align: left">&nbsp;</td>
       <td style="text-align: right">&nbsp;</td>
       <td style="text-align: left">&nbsp;</td>
       <td>&nbsp;</td>
       <td style="text-align: left">&nbsp;</td>
       <td style="text-align: right">&nbsp;</td>
       <td style="text-align: left">&nbsp;</td>
      </tr>
      <tr style="vertical-align: bottom; background-color: rgb(204,238,255)">
       <td style="text-align: left">Basic earnings per common share</td>
       <td>&nbsp;</td>
       <td style="text-align: left">$</td>
       <td style="text-align: right">1.59</td>
       <td style="text-align: left">&nbsp;</td>
       <td>&nbsp;</td>
       <td style="text-align: left">$</td>
       <td style="text-align: right">1.49</td>
       <td style="text-align: left">&nbsp;</td>
       <td>&nbsp;</td>
       <td style="text-align: left">$</td>
       <td style="text-align: right">1.26</td>
       <td style="text-align: left">&nbsp;</td>
      </tr>
      <tr style="vertical-align: bottom; background-color: White">
       <td style="text-align: left">Diluted earnings per common share</td>
       <td>&nbsp;</td>
       <td style="text-align: left">$</td>
       <td style="text-align: right">1.59</td>
       <td style="text-align: left">&nbsp;</td>
       <td>&nbsp;</td>
       <td style="text-align: left">$</td>
       <td style="text-align: right">1.48</td>
       <td style="text-align: left">&nbsp;</td>
       <td>&nbsp;</td>
       <td style="text-align: left">$</td>
       <td style="text-align: right">1.26</td>
       <td style="text-align: left">&nbsp;</td>
      </tr>
      <tr style="vertical-align: bottom; background-color: rgb(204,238,255)">
       <td style="text-align: left">Dividend Payout ratio</td>
       <td>&nbsp;</td>
       <td style="text-align: left">&nbsp;</td>
       <td style="text-align: right">40.3</td>
       <td style="text-align: left">%</td>
       <td>&nbsp;</td>
       <td style="text-align: left">&nbsp;</td>
       <td style="text-align: right">40.3</td>
       <td style="text-align: left">%</td>
       <td>&nbsp;</td>
       <td style="text-align: left">&nbsp;</td>
       <td style="text-align: right">41.3</td>
       <td style="text-align: left">%</td>
      </tr>

    </table><br/><p style="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify">There were no options that were anti-dilutive for the years ended December 31, 2015 and 2014. Options to purchase 151,900 shares, at an average exercise price of $18.55 are anti-dilutive and were not included in the computation of diluted earnings per common share for the year ended December 31, 2013.</p><span></span>
</td>
</tr>
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<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>Disclosure regarding Bank Owned Life Insurance.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>No definition available.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
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<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>Disclosure about the policy relating to Federal Home Loan Bank Stock.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>No definition available.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
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<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>Represents treasury stock policy.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>No definition available.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
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<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- References</a><div><p>No definition available.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
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<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
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<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>Disclosure of accounting policy for advertising costs. For those costs that cannot be capitalized, discloses whether such costs are expensed as incurred or the first period in which the advertising takes place. For direct response advertising costs that are capitalized, describes those assets and the accounting policy used, including a description of the qualifying activity, the types of costs capitalized and the related amortization period. An entity also may disclose its accounting policy for cooperative advertising arrangements.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 340<br> -SubTopic 20<br> -Section 55<br> -Paragraph 1<br> -URI http://asc.fasb.org/extlink&amp;oid=51677389&amp;loc=d3e8384-108330<br><br>Reference 2: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 235<br> -SubTopic 10<br> -Section 50<br> -Paragraph 3<br> -URI http://asc.fasb.org/extlink&amp;oid=51655414&amp;loc=d3e18780-107790<br><br>Reference 3: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 340<br> -SubTopic 20<br> -Section 50<br> -Paragraph 1<br> -Subparagraph (a)<br> -URI http://asc.fasb.org/extlink&amp;oid=51662920&amp;loc=d3e8275-108329<br></p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
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<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
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<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>Disclosure of accounting policy for cash and cash equivalents, including the policy for determining which items are treated as cash equivalents. Other information that may be disclosed includes (1) the nature of any restrictions on the entity's use of its cash and cash equivalents, (2) whether the entity's cash and cash equivalents are insured or expose the entity to credit risk, (3) the classification of any negative balance accounts (overdrafts), and (4) the carrying basis of cash equivalents (for example, at cost) and whether the carrying amount of cash equivalents approximates fair value.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 305<br> -SubTopic 10<br> -Section 05<br> -Paragraph 1<br> -URI http://asc.fasb.org/extlink&amp;oid=6375392&amp;loc=d3e26790-107797<br><br>Reference 2: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 230<br> -SubTopic 10<br> -Section 50<br> -Paragraph 1<br> -URI http://asc.fasb.org/extlink&amp;oid=6367179&amp;loc=d3e4273-108586<br><br>Reference 3: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Glossary Cash<br> -URI http://asc.fasb.org/extlink&amp;oid=6506951<br><br>Reference 4: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 235<br> -SubTopic 10<br> -Section 50<br> -Paragraph 3<br> -URI http://asc.fasb.org/extlink&amp;oid=51655414&amp;loc=d3e18780-107790<br><br>Reference 5: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Glossary Cash Equivalents<br> -URI http://asc.fasb.org/extlink&amp;oid=6507016<br><br>Reference 6: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher SEC<br> -Name Financial Reporting Release (FRR)<br> -Number 203<br> -Paragraph 02-03<br><br>Reference 7: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher SEC<br> -Name Regulation S-X (SX)<br> -Number 210<br> -Section 02<br> -Paragraph 1<br> -Article 5<br></p></div>
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<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>Disclosure of accounting policy for comprehensive income.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>No definition available.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
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<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>Disclosure of accounting policy regarding (1) the principles it follows in consolidating or combining the separate financial statements, including the principles followed in determining the inclusion or exclusion of subsidiaries or other entities in the consolidated or combined financial statements and (2) its treatment of interests (for example, common stock, a partnership interest or other means of exerting influence) in other entities, for example consolidation or use of the equity or cost methods of accounting.  The accounting policy may also address the accounting treatment for intercompany accounts and transactions, noncontrolling interest, and the income statement treatment in consolidation for issuances of stock by a subsidiary.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 235<br> -SubTopic 10<br> -Section 50<br> -Paragraph 3<br> -URI http://asc.fasb.org/extlink&amp;oid=51655414&amp;loc=d3e18780-107790<br><br>Reference 2: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 810<br> -SubTopic 10<br> -Section 50<br> -Paragraph 1<br> -URI http://asc.fasb.org/extlink&amp;oid=18733093&amp;loc=d3e5614-111684<br><br>Reference 3: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 810<br> -SubTopic 10<br> -Section S99<br> -Paragraph 2<br> -Subparagraph (SX 210.3A-02)<br> -URI http://asc.fasb.org/extlink&amp;oid=27015204&amp;loc=d3e355033-122828<br><br>Reference 4: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher SEC<br> -Name Regulation S-X (SX)<br> -Number 210<br> -Section 02<br> -Paragraph k<br> -Article 1<br><br>Reference 5: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher SEC<br> -Name Regulation S-X (SX)<br> -Number 210<br> -Section 02, 03<br> -Article 3A<br></p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
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<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>Disclosure of accounting policy for its derivative instruments and hedging activities.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 235<br> -SubTopic 10<br> -Section 50<br> -Paragraph 3<br> -URI http://asc.fasb.org/extlink&amp;oid=51655414&amp;loc=d3e18780-107790<br><br>Reference 2: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 815<br> -SubTopic 10<br> -Section 50<br> -Paragraph 2<br> -URI http://asc.fasb.org/extlink&amp;oid=56946850&amp;loc=d3e41620-113959<br><br>Reference 3: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 235<br> -SubTopic 10<br> -Section S99<br> -Paragraph 1<br> -Subparagraph (SX 210.4-08.(n))<br> -URI http://asc.fasb.org/extlink&amp;oid=26873400&amp;loc=d3e23780-122690<br><br>Reference 4: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 815<br> -SubTopic 10<br> -Section 50<br> -Paragraph 1<br> -URI http://asc.fasb.org/extlink&amp;oid=56946850&amp;loc=SL5579240-113959<br><br>Reference 5: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 815<br> -SubTopic 10<br> -Section 50<br> -Paragraph 1A<br> -URI http://asc.fasb.org/extlink&amp;oid=56946850&amp;loc=SL5579245-113959<br><br>Reference 6: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 815<br> -SubTopic 10<br> -Section 50<br> -Paragraph 7<br> -URI http://asc.fasb.org/extlink&amp;oid=56946850&amp;loc=d3e41675-113959<br><br>Reference 7: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 815<br> -SubTopic 10<br> -Section 50<br> -Paragraph 4<br> -URI http://asc.fasb.org/extlink&amp;oid=56946850&amp;loc=d3e41638-113959<br></p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_DerivativesPolicyTextBlock</td>
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<tr>
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<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>Disclosure of accounting policy for computing basic and diluted earnings or loss per share for each class of common stock and participating security. Addresses all significant policy factors, including any antidilutive items that have been excluded from the computation and takes into account stock dividends, splits and reverse splits that occur after the balance sheet date of the latest reporting period but before the issuance of the financial statements.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 260<br> -SubTopic 10<br> -Section 50<br> -Paragraph 1<br> -URI http://asc.fasb.org/extlink&amp;oid=6371337&amp;loc=d3e3550-109257<br><br>Reference 2: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 260<br> -SubTopic 10<br> -Section 50<br> -Paragraph 1<br> -Subparagraph (c)<br> -URI http://asc.fasb.org/extlink&amp;oid=6371337&amp;loc=d3e3550-109257<br><br>Reference 3: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 260<br> -SubTopic 10<br> -Section 50<br> -Paragraph 2<br> -URI http://asc.fasb.org/extlink&amp;oid=6371337&amp;loc=d3e3630-109257<br><br>Reference 4: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 235<br> -SubTopic 10<br> -Section 50<br> -Paragraph 3<br> -URI http://asc.fasb.org/extlink&amp;oid=51655414&amp;loc=d3e18780-107790<br></p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
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<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_FinanceLoanAndLeaseReceivablesHeldForSalePolicy">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>Disclosure of accounting policy for those finance, loan and lease receivables classified as held for sale. This disclosure may include how the entity determines when to classify a loan or receivable as held for sale, the basis at which such receivables are carried in the entity's statements of financial position, how such receivables are valued, the method used to determine the lower of cost or fair value (that is, on an aggregate or individual asset basis), the treatment of commitment and other fees and origination costs, and how transfers to and from the held for investment portfolio are accounted for.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 310<br> -SubTopic 10<br> -Section 50<br> -Paragraph 6<br> -URI http://asc.fasb.org/extlink&amp;oid=49124121&amp;loc=d3e5093-111524<br><br>Reference 2: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 310<br> -SubTopic 10<br> -Section 50<br> -Paragraph 9<br> -URI http://asc.fasb.org/extlink&amp;oid=49124121&amp;loc=d3e5144-111524<br><br>Reference 3: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 310<br> -SubTopic 10<br> -Section 50<br> -Paragraph 2<br> -URI http://asc.fasb.org/extlink&amp;oid=49124121&amp;loc=d3e5033-111524<br><br>Reference 4: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 235<br> -SubTopic 10<br> -Section 50<br> -Paragraph 3<br> -URI http://asc.fasb.org/extlink&amp;oid=51655414&amp;loc=d3e18780-107790<br><br>Reference 5: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 310<br> -SubTopic 20<br> -Section 50<br> -Paragraph 1<br> -URI http://asc.fasb.org/extlink&amp;oid=6378556&amp;loc=d3e10133-111534<br></p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_FinanceLoanAndLeaseReceivablesHeldForSalePolicy</td>
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<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
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<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>Disclosure of accounting policy for finance, loan and lease receivables, including those held for investment and those held for sale. This disclosure may include (1) the basis at which such receivables are carried in the entity's statements of financial position (2) how the level of the allowance for loan and lease losses is determined (3) when impairments, charge-offs or recoveries are recognized for such receivables (4) the treatment of origination fees and costs, including the amortization method for net deferred fees or costs (5) the treatment of any premiums or discounts or unearned income (6) the entity's income recognition (revenues, expenses and gains and losses arising from committing to issue, issuing, granting, collecting, terminating, modifying and holding loans) policies for such receivables, including those that are impaired, past due or placed on nonaccrual status and (7) the treatment of foreclosures or repossessions.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 310<br> -SubTopic 10<br> -Section 50<br> -Paragraph 9<br> -URI http://asc.fasb.org/extlink&amp;oid=49124121&amp;loc=d3e5144-111524<br><br>Reference 2: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 310<br> -SubTopic 20<br> -Section 50<br> -Paragraph 1<br> -URI http://asc.fasb.org/extlink&amp;oid=6378556&amp;loc=d3e10133-111534<br><br>Reference 3: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 310<br> -SubTopic 10<br> -Section 50<br> -Paragraph 6<br> -URI http://asc.fasb.org/extlink&amp;oid=49124121&amp;loc=d3e5093-111524<br><br>Reference 4: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 235<br> -SubTopic 10<br> -Section 50<br> -Paragraph 3<br> -URI http://asc.fasb.org/extlink&amp;oid=51655414&amp;loc=d3e18780-107790<br><br>Reference 5: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 310<br> -SubTopic 10<br> -Section 50<br> -Paragraph 15<br> -Subparagraph (b,d)<br> -URI http://asc.fasb.org/extlink&amp;oid=49124121&amp;loc=d3e5212-111524<br><br>Reference 6: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher SEC<br> -Name Regulation S-X (SX)<br> -Number 210<br> -Section 02<br> -Paragraph 3-5<br> -Article 5<br></p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_FinanceLoansAndLeasesReceivablePolicy</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
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<tr>
<td><strong> Data Type:</strong></td>
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<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_GoodwillAndIntangibleAssetsGoodwillPolicy">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>Disclosure of accounting policy for goodwill. This accounting policy also may address how an entity assesses and measures impairment of goodwill, how reporting units are determined, how goodwill is allocated to such units, and how the fair values of the reporting units are determined.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 235<br> -SubTopic 10<br> -Section 50<br> -Paragraph 3<br> -URI http://asc.fasb.org/extlink&amp;oid=51655414&amp;loc=d3e18780-107790<br><br>Reference 2: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 350<br> -SubTopic 20<br> -Section 50<br> -Paragraph 1<br> -URI http://asc.fasb.org/extlink&amp;oid=35741047&amp;loc=d3e13816-109267<br></p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_GoodwillAndIntangibleAssetsGoodwillPolicy</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
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<tr>
<td><strong> Data Type:</strong></td>
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</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_IncomeTaxPolicyTextBlock">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>Disclosure of accounting policy for income taxes, which may include its accounting policies for recognizing and measuring deferred tax assets and liabilities and related valuation allowances, recognizing investment tax credits, operating loss carryforwards, tax credit carryforwards, and other carryforwards, methodologies for determining its effective income tax rate and the characterization of interest and penalties in the financial statements.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 235<br> -SubTopic 10<br> -Section 50<br> -Paragraph 3<br> -URI http://asc.fasb.org/extlink&amp;oid=51655414&amp;loc=d3e18780-107790<br><br>Reference 2: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 740<br> -SubTopic 10<br> -Section 50<br> -Paragraph 19<br> -URI http://asc.fasb.org/extlink&amp;oid=6907707&amp;loc=d3e32840-109319<br><br>Reference 3: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 740<br> -SubTopic 30<br> -Section 05<br> -Paragraph 1<br> -URI http://asc.fasb.org/extlink&amp;oid=6423966&amp;loc=d3e40913-109327<br><br>Reference 4: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 954<br> -SubTopic 740<br> -Section 50<br> -Paragraph 1<br> -URI http://asc.fasb.org/extlink&amp;oid=6491622&amp;loc=d3e9504-115650<br><br>Reference 5: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 740<br> -SubTopic 10<br> -Section 50<br> -Paragraph 17<br> -Subparagraph (b)<br> -URI http://asc.fasb.org/extlink&amp;oid=6907707&amp;loc=d3e32809-109319<br><br>Reference 6: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 740<br> -SubTopic 10<br> -Section 45<br> -Paragraph 25<br> -URI http://asc.fasb.org/extlink&amp;oid=37586315&amp;loc=d3e32247-109318<br><br>Reference 7: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 740<br> -SubTopic 10<br> -Section 45<br> -Paragraph 28<br> -URI http://asc.fasb.org/extlink&amp;oid=37586315&amp;loc=d3e32280-109318<br></p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_IncomeTaxPolicyTextBlock</td>
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<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
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<td><strong> Data Type:</strong></td>
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<td><strong> Balance Type:</strong></td>
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<td><strong> Period Type:</strong></td>
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</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_LoansAndLeasesReceivableAllowanceForLoanLossesPolicy">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>Disclosure of accounting policy for estimating the allowance for losses on loans and lease receivables. The disclosure may include (a) how the entity determines each element of the allowance, (b) which loans are evaluated individually and which loans are evaluated as a group, (c) how the entity determines both the allocated and unallocated portions of the allowance, (d) how the entity determines the loss factors applied to graded loans in order to develop a general allowance, and (e) what self-correcting mechanism the entity uses to reduce differences between estimated and actual losses.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 310<br> -SubTopic 10<br> -Section 50<br> -Paragraph 9<br> -URI http://asc.fasb.org/extlink&amp;oid=49124121&amp;loc=d3e5144-111524<br><br>Reference 2: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 235<br> -SubTopic 10<br> -Section 50<br> -Paragraph 3<br> -URI http://asc.fasb.org/extlink&amp;oid=51655414&amp;loc=d3e18780-107790<br></p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_LoansAndLeasesReceivableAllowanceForLoanLossesPolicy</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
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</table>
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<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>Disclosure of accounting policy for investments in debt and equity securities that are classified as available-for-sale. This policy also may describe the entity's accounting treatment for transfers between investment categories, how the entity determines whether impairments of available-for-sale securities are other than temporary, and how the fair values of such securities are determined.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 235<br> -SubTopic 10<br> -Section 50<br> -Paragraph 3<br> -URI http://asc.fasb.org/extlink&amp;oid=51655414&amp;loc=d3e18780-107790<br><br>Reference 2: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 320<br> -SubTopic 10<br> -Section 50<br> -Paragraph 2<br> -URI http://asc.fasb.org/extlink&amp;oid=27724398&amp;loc=d3e27161-111563<br><br>Reference 3: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher SEC<br> -Name Staff Accounting Bulletin (SAB)<br> -Number Topic 5<br> -Section M<br><br>Reference 4: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher SEC<br> -Name Regulation S-X (SX)<br> -Number 210<br> -Section 02<br> -Paragraph 2, 12<br> -Article 5<br></p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_MarketableSecuritiesAvailableForSaleSecuritiesPolicy</td>
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<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>Disclosure of accounting policy for pension and other postretirement benefit plans. This accounting policy may address (1) the types of plans sponsored by the entity, and the benefits provided by each plan (2) groups that participate in (or are covered by) each plan (3) how plan assets, liabilities and expenses are measured, including the use of any actuaries and (4) significant assumptions used by the entity to value plan assets and liabilities and how such assumptions are derived.</p></div>
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<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>Disclosure of accounting policy for long-lived, physical assets used in the normal conduct of business and not intended for resale. Includes, but is not limited to, basis of assets, depreciation and depletion methods used, including composite deprecation, estimated useful lives, capitalization policy, accounting treatment for costs incurred for repairs and maintenance, capitalized interest and the method it is calculated, disposals and impairments.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 360<br> -SubTopic 10<br> -Section 50<br> -Paragraph 1<br> -URI http://asc.fasb.org/extlink&amp;oid=6391035&amp;loc=d3e2868-110229<br><br>Reference 2: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 235<br> -SubTopic 10<br> -Section 50<br> -Paragraph 3<br> -URI http://asc.fasb.org/extlink&amp;oid=51655414&amp;loc=d3e18780-107790<br><br>Reference 3: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 210<br> -SubTopic 10<br> -Section S99<br> -Paragraph 1<br> -Subparagraph (SX 210.5-02.13(a))<br> -URI http://asc.fasb.org/extlink&amp;oid=6877327&amp;loc=d3e13212-122682<br></p></div>
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<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>Disclosure of accounting policy for entities that primarily develop and then sell real property at retail or otherwise.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 235<br> -SubTopic 10<br> -Section 50<br> -Paragraph 3<br> -URI http://asc.fasb.org/extlink&amp;oid=51655414&amp;loc=d3e18780-107790<br><br>Reference 2: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 970<br> -SubTopic 10<br> -Section 05<br> -Paragraph 1<br> -URI http://asc.fasb.org/extlink&amp;oid=51659183&amp;loc=d3e24546-110282<br><br>Reference 3: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 835<br> -SubTopic 20<br> -Section 15<br> -Paragraph 8<br> -URI http://asc.fasb.org/extlink&amp;oid=6450852&amp;loc=d3e24871-108386<br></p></div>
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<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>Disclosure of accounting policy for repurchase and resale agreements. This disclosure may address (a) the reasons for entering into repurchase and resale agreements, (b) how securities transferred under such agreements are classified in the entity's financial statements, (c) whether multiple agreements with the same counterparty are offset (d) the entity's accounting policy for requiring collateral or other security for such transactions, and (e) how the entity ensures that the market value of the underlying assets remains sufficient to protect the entity in the event of default by the counterparty.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 235<br> -SubTopic 10<br> -Section S99<br> -Paragraph 1<br> -Subparagraph (SX 210.4-08.(m)(2)(i))<br> -URI http://asc.fasb.org/extlink&amp;oid=26873400&amp;loc=d3e23780-122690<br><br>Reference 2: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 860<br> -SubTopic 30<br> -Section 50<br> -Paragraph 1A<br> -Subparagraph (a)<br> -URI http://asc.fasb.org/extlink&amp;oid=55761124&amp;loc=SL6224234-111729<br><br>Reference 3: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 235<br> -SubTopic 10<br> -Section 50<br> -Paragraph 3<br> -URI http://asc.fasb.org/extlink&amp;oid=51655414&amp;loc=d3e18780-107790<br><br>Reference 4: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 210<br> -SubTopic 20<br> -Section 45<br> -Paragraph 11<br> -URI http://asc.fasb.org/extlink&amp;oid=49176635&amp;loc=d3e9760-107771<br></p></div>
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<tr>
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<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>Disclosure of accounting policy for segment reporting.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 235<br> -SubTopic 10<br> -Section 50<br> -Paragraph 3<br> -URI http://asc.fasb.org/extlink&amp;oid=51655414&amp;loc=d3e18780-107790<br></p></div>
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<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>Disclosure of accounting policy for stock option and stock incentive plans. This disclosure may include (1) the types of stock option or incentive plans sponsored by the entity (2) the groups that participate in (or are covered by) each plan (3) significant plan provisions and (4) how stock compensation is measured, and the methodologies and significant assumptions used to determine that measurement.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 718<br> -SubTopic 10<br> -Section 50<br> -Paragraph 1<br> -URI http://asc.fasb.org/extlink&amp;oid=6415400&amp;loc=d3e5047-113901<br><br>Reference 2: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 235<br> -SubTopic 10<br> -Section 50<br> -Paragraph 3<br> -URI http://asc.fasb.org/extlink&amp;oid=51655414&amp;loc=d3e18780-107790<br><br>Reference 3: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 718<br> -SubTopic 10<br> -Section 50<br> -Paragraph 2<br> -Subparagraph (b),(f)<br> -URI http://asc.fasb.org/extlink&amp;oid=6415400&amp;loc=d3e5070-113901<br></p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
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<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>Disclosure of accounting policy for the use of estimates in the preparation of financial statements in conformity with generally accepted accounting principles.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 275<br> -SubTopic 10<br> -Section 50<br> -Paragraph 4<br> -URI http://asc.fasb.org/extlink&amp;oid=51801978&amp;loc=d3e6061-108592<br><br>Reference 2: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 275<br> -SubTopic 10<br> -Section 50<br> -Paragraph 9<br> -URI http://asc.fasb.org/extlink&amp;oid=51801978&amp;loc=d3e6143-108592<br><br>Reference 3: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 275<br> -SubTopic 10<br> -Section 50<br> -Paragraph 8<br> -URI http://asc.fasb.org/extlink&amp;oid=51801978&amp;loc=d3e6132-108592<br></p></div>
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<span style="display: none;">v3.3.1.900</span><table class="report" border="0" cellspacing="2" id="idp6851396096">
<tr>
<th class="tl" colspan="1" rowspan="2"><div style="width: 200px;"><strong>Note 2 - Summary of Significant Accounting Policies (Tables)<br></strong></div></th>
<th class="th" colspan="1">12 Months Ended</th>
</tr>
<tr><th class="th"><div>Dec. 31, 2015</div></th></tr>
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<td class="text">&#160;<span></span>
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      <tr style="vertical-align: bottom">
       <td style="text-align: left">&nbsp;</td>
       <td style="padding-bottom: 1pt">&nbsp;</td>
       <td colspan="3" style="text-align: center; border-bottom: Black 1pt solid">2015</td>
       <td style="padding-bottom: 1pt">&nbsp;</td>
       <td colspan="3" style="text-align: center; border-bottom: Black 1pt solid">2014</td>
       <td style="padding-bottom: 1pt">&nbsp;</td>
       <td colspan="3" style="text-align: center; border-bottom: Black 1pt solid">2013</td>
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       <td style="text-align: left">&nbsp;</td>
       <td style="font-style: italic">&nbsp;</td>
       <td colspan="11" style="font-style: italic; text-align: center">(In thousands, except per share data)</td>
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       <td style="width: 61%; text-align: left; padding-bottom: 2.25pt">Net income, as reported</td>
       <td style="width: 1%; padding-bottom: 2.25pt">&nbsp;</td>
       <td style="width: 1%; border-bottom: Black 2.25pt double; text-align: left">$</td>
       <td style="width: 10%; border-bottom: Black 2.25pt double; text-align: right">46,209</td>
       <td style="width: 1%; border-bottom: Black 2.25pt double; text-align: left">&nbsp;</td>
       <td style="width: 1%; padding-bottom: 2.25pt">&nbsp;</td>
       <td style="width: 1%; border-bottom: Black 2.25pt double; text-align: left">$</td>
       <td style="width: 10%; border-bottom: Black 2.25pt double; text-align: right">44,239</td>
       <td style="width: 1%; border-bottom: Black 2.25pt double; text-align: left">&nbsp;</td>
       <td style="width: 1%; padding-bottom: 2.25pt">&nbsp;</td>
       <td style="width: 1%; border-bottom: Black 2.25pt double; text-align: left">$</td>
       <td style="width: 10%; border-bottom: Black 2.25pt double; text-align: right">37,752</td>
       <td style="width: 1%; border-bottom: Black 2.25pt double; text-align: left">&nbsp;</td>
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      <tr style="vertical-align: bottom; background-color: White">
       <td style="text-align: left">Divided by:</td>
       <td>&nbsp;</td>
       <td style="text-align: left">&nbsp;</td>
       <td style="text-align: right">&nbsp;</td>
       <td style="text-align: left">&nbsp;</td>
       <td>&nbsp;</td>
       <td style="text-align: left">&nbsp;</td>
       <td style="text-align: right">&nbsp;</td>
       <td style="text-align: left">&nbsp;</td>
       <td>&nbsp;</td>
       <td style="text-align: left">&nbsp;</td>
       <td style="text-align: right">&nbsp;</td>
       <td style="text-align: left">&nbsp;</td>
      </tr>
      <tr style="vertical-align: bottom; background-color: rgb(204,238,255)">
       <td style="text-align: left; padding-left: 10pt">Weighted average common shares outstanding</td>
       <td>&nbsp;</td>
       <td style="text-align: left">&nbsp;</td>
       <td style="text-align: right">29,106</td>
       <td style="text-align: left">&nbsp;</td>
       <td>&nbsp;</td>
       <td style="text-align: left">&nbsp;</td>
       <td style="text-align: right">29,788</td>
       <td style="text-align: left">&nbsp;</td>
       <td>&nbsp;</td>
       <td style="text-align: left">&nbsp;</td>
       <td style="text-align: right">30,047</td>
       <td style="text-align: left">&nbsp;</td>
      </tr>
      <tr style="vertical-align: bottom; background-color: White">
       <td style="text-align: left; padding-bottom: 1pt; padding-left: 10pt">Weighted average common stock equivalents</td>
       <td style="padding-bottom: 1pt">&nbsp;</td>
       <td style="border-bottom: Black 1pt solid; text-align: left">&nbsp;</td>
       <td style="border-bottom: Black 1pt solid; text-align: right">20</td>
       <td style="border-bottom: Black 1pt solid; text-align: left">&nbsp;</td>
       <td style="padding-bottom: 1pt">&nbsp;</td>
       <td style="border-bottom: Black 1pt solid; text-align: left">&nbsp;</td>
       <td style="border-bottom: Black 1pt solid; text-align: right">29</td>
       <td style="border-bottom: Black 1pt solid; text-align: left">&nbsp;</td>
       <td style="padding-bottom: 1pt">&nbsp;</td>
       <td style="border-bottom: Black 1pt solid; text-align: left">&nbsp;</td>
       <td style="border-bottom: Black 1pt solid; text-align: right">26</td>
       <td style="border-bottom: Black 1pt solid; text-align: left">&nbsp;</td>
      </tr>
      <tr style="vertical-align: bottom; background-color: rgb(204,238,255)">
       <td style="text-align: left; padding-bottom: 2.25pt; padding-left: 20pt; text-indent: -10pt">Total weighted average common shares outstanding and common stock equivalents</td>
       <td style="padding-bottom: 2.25pt">&nbsp;</td>
       <td style="border-bottom: Black 2.25pt double; text-align: left">&nbsp;</td>
       <td style="border-bottom: Black 2.25pt double; text-align: right">29,126</td>
       <td style="border-bottom: Black 2.25pt double; text-align: left">&nbsp;</td>
       <td style="padding-bottom: 2.25pt">&nbsp;</td>
       <td style="border-bottom: Black 2.25pt double; text-align: left">&nbsp;</td>
       <td style="border-bottom: Black 2.25pt double; text-align: right">29,817</td>
       <td style="border-bottom: Black 2.25pt double; text-align: left">&nbsp;</td>
       <td style="padding-bottom: 2.25pt">&nbsp;</td>
       <td style="border-bottom: Black 2.25pt double; text-align: left">&nbsp;</td>
       <td style="border-bottom: Black 2.25pt double; text-align: right">30,073</td>
       <td style="border-bottom: Black 2.25pt double; text-align: left">&nbsp;</td>
      </tr>
      <tr style="vertical-align: bottom; background-color: White">
       <td style="text-align: left">&nbsp;</td>
       <td>&nbsp;</td>
       <td style="text-align: left">&nbsp;</td>
       <td style="text-align: right">&nbsp;</td>
       <td style="text-align: left">&nbsp;</td>
       <td>&nbsp;</td>
       <td style="text-align: left">&nbsp;</td>
       <td style="text-align: right">&nbsp;</td>
       <td style="text-align: left">&nbsp;</td>
       <td>&nbsp;</td>
       <td style="text-align: left">&nbsp;</td>
       <td style="text-align: right">&nbsp;</td>
       <td style="text-align: left">&nbsp;</td>
      </tr>
      <tr style="vertical-align: bottom; background-color: rgb(204,238,255)">
       <td style="text-align: left">Basic earnings per common share</td>
       <td>&nbsp;</td>
       <td style="text-align: left">$</td>
       <td style="text-align: right">1.59</td>
       <td style="text-align: left">&nbsp;</td>
       <td>&nbsp;</td>
       <td style="text-align: left">$</td>
       <td style="text-align: right">1.49</td>
       <td style="text-align: left">&nbsp;</td>
       <td>&nbsp;</td>
       <td style="text-align: left">$</td>
       <td style="text-align: right">1.26</td>
       <td style="text-align: left">&nbsp;</td>
      </tr>
      <tr style="vertical-align: bottom; background-color: White">
       <td style="text-align: left">Diluted earnings per common share</td>
       <td>&nbsp;</td>
       <td style="text-align: left">$</td>
       <td style="text-align: right">1.59</td>
       <td style="text-align: left">&nbsp;</td>
       <td>&nbsp;</td>
       <td style="text-align: left">$</td>
       <td style="text-align: right">1.48</td>
       <td style="text-align: left">&nbsp;</td>
       <td>&nbsp;</td>
       <td style="text-align: left">$</td>
       <td style="text-align: right">1.26</td>
       <td style="text-align: left">&nbsp;</td>
      </tr>
      <tr style="vertical-align: bottom; background-color: rgb(204,238,255)">
       <td style="text-align: left">Dividend Payout ratio</td>
       <td>&nbsp;</td>
       <td style="text-align: left">&nbsp;</td>
       <td style="text-align: right">40.3</td>
       <td style="text-align: left">%</td>
       <td>&nbsp;</td>
       <td style="text-align: left">&nbsp;</td>
       <td style="text-align: right">40.3</td>
       <td style="text-align: left">%</td>
       <td>&nbsp;</td>
       <td style="text-align: left">&nbsp;</td>
       <td style="text-align: right">41.3</td>
       <td style="text-align: left">%</td>
      </tr>

    </table><span></span>
</td>
</tr>
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<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>Tabular disclosure of an entity's basic and diluted earnings per share calculations, including a reconciliation of numerators and denominators of the basic and diluted per-share computations for income from continuing operations.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 260<br> -SubTopic 10<br> -Section 50<br> -Paragraph 1<br> -URI http://asc.fasb.org/extlink&amp;oid=6371337&amp;loc=d3e3550-109257<br></p></div>
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<span style="display: none;">v3.3.1.900</span><table class="report" border="0" cellspacing="2" id="idp6862594976">
<tr>
<th class="tl" colspan="1" rowspan="2"><div style="width: 200px;"><strong>Note 3 - Loans and Allowance for Loan Losses (Tables)<br></strong></div></th>
<th class="th" colspan="1">12 Months Ended</th>
</tr>
<tr><th class="th"><div>Dec. 31, 2015</div></th></tr>
<tr class="re">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_ffic_Note3LoansandAllowanceforLoanLossesTablesLineItems', window );"><strong>Note 3 - Loans and Allowance for Loan Losses (Tables) [Line Items]</strong></a></td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_ScheduleOfAccountsNotesLoansAndFinancingReceivableTextBlock', window );">Schedule of Accounts, Notes, Loans and Financing Receivable [Table Text Block]</a></td>
<td class="text"><table cellpadding="0" cellspacing="0" style="border-collapse: collapse; width: 100%; font: 10pt Times New Roman, Times, Serif">

     <tr style="vertical-align: bottom">
      <td style="text-align: left">&nbsp;</td>
      <td style="padding-bottom: 1pt">&nbsp;</td>
      <td colspan="3" style="text-align: center; border-bottom: Black 1pt solid">2015</td>
      <td style="padding-bottom: 1pt">&nbsp;</td>
      <td colspan="3" style="text-align: center; border-bottom: Black 1pt solid">2014</td>
     </tr>
     <tr style="vertical-align: bottom">
      <td style="text-align: left">&nbsp;</td>
      <td style="font-style: italic">&nbsp;</td>
      <td colspan="7" style="font-style: italic; text-align: center">(In thousands)</td>
     </tr>
     <tr style="vertical-align: bottom; background-color: rgb(204,238,255)">
      <td style="width: 70%; text-align: left">Multi-family residential</td>
      <td style="width: 1%">&nbsp;</td>
      <td style="width: 1%; text-align: left">$</td>
      <td style="width: 12%; text-align: right">2,055,228</td>
      <td style="width: 1%; text-align: left">&nbsp;</td>
      <td style="width: 1%">&nbsp;</td>
      <td style="width: 1%; text-align: left">$</td>
      <td style="width: 12%; text-align: right">1,923,460</td>
      <td style="width: 1%; text-align: left">&nbsp;</td>
     </tr>
     <tr style="vertical-align: bottom; background-color: White">
      <td style="text-align: left">Commercial real estate</td>
      <td>&nbsp;</td>
      <td style="text-align: left">&nbsp;</td>
      <td style="text-align: right">1,001,236</td>
      <td style="text-align: left">&nbsp;</td>
      <td>&nbsp;</td>
      <td style="text-align: left">&nbsp;</td>
      <td style="text-align: right">621,569</td>
      <td style="text-align: left">&nbsp;</td>
     </tr>
     <tr style="vertical-align: bottom; background-color: rgb(204,238,255)">
      <td style="font-weight: normal; font-style: normal; text-align: left">One-to-four family <font style="font-family: Times New Roman, Times, Serif; font-size: 10pt; font-weight: normal; font-style: normal">&#x2015; mixed-use property</font></td>
      <td>&nbsp;</td>
      <td style="text-align: left">&nbsp;</td>
      <td style="text-align: right">573,043</td>
      <td style="text-align: left">&nbsp;</td>
      <td>&nbsp;</td>
      <td style="text-align: left">&nbsp;</td>
      <td style="text-align: right">573,779</td>
      <td style="text-align: left">&nbsp;</td>
     </tr>
     <tr style="vertical-align: bottom; background-color: White">
      <td style="font-weight: normal; font-style: normal; text-align: left">One-to-four family <font style="font-family: Times New Roman, Times, Serif; font-size: 10pt; font-weight: normal; font-style: normal">&#x2015; residential</font></td>
      <td>&nbsp;</td>
      <td style="text-align: left">&nbsp;</td>
      <td style="text-align: right">187,838</td>
      <td style="text-align: left">&nbsp;</td>
      <td>&nbsp;</td>
      <td style="text-align: left">&nbsp;</td>
      <td style="text-align: right">187,572</td>
      <td style="text-align: left">&nbsp;</td>
     </tr>
     <tr style="vertical-align: bottom; background-color: rgb(204,238,255)">
      <td style="text-align: left">Co-operative apartments</td>
      <td>&nbsp;</td>
      <td style="text-align: left">&nbsp;</td>
      <td style="text-align: right">8,285</td>
      <td style="text-align: left">&nbsp;</td>
      <td>&nbsp;</td>
      <td style="text-align: left">&nbsp;</td>
      <td style="text-align: right">9,835</td>
      <td style="text-align: left">&nbsp;</td>
     </tr>
     <tr style="vertical-align: bottom; background-color: White">
      <td style="text-align: left">Construction</td>
      <td>&nbsp;</td>
      <td style="text-align: left">&nbsp;</td>
      <td style="text-align: right">7,284</td>
      <td style="text-align: left">&nbsp;</td>
      <td>&nbsp;</td>
      <td style="text-align: left">&nbsp;</td>
      <td style="text-align: right">5,286</td>
      <td style="text-align: left">&nbsp;</td>
     </tr>
     <tr style="vertical-align: bottom; background-color: rgb(204,238,255)">
      <td style="text-align: left">Small Business Administration</td>
      <td>&nbsp;</td>
      <td style="text-align: left">&nbsp;</td>
      <td style="text-align: right">12,194</td>
      <td style="text-align: left">&nbsp;</td>
      <td>&nbsp;</td>
      <td style="text-align: left">&nbsp;</td>
      <td style="text-align: right">7,134</td>
      <td style="text-align: left">&nbsp;</td>
     </tr>
     <tr style="vertical-align: bottom; background-color: White">
      <td style="text-align: left">Taxi medallion</td>
      <td>&nbsp;</td>
      <td style="text-align: left">&nbsp;</td>
      <td style="text-align: right">20,881</td>
      <td style="text-align: left">&nbsp;</td>
      <td>&nbsp;</td>
      <td style="text-align: left">&nbsp;</td>
      <td style="text-align: right">22,519</td>
      <td style="text-align: left">&nbsp;</td>
     </tr>
     <tr style="vertical-align: bottom; background-color: rgb(204,238,255)">
      <td style="text-align: left; padding-bottom: 1pt">Commercial business and other</td>
      <td style="padding-bottom: 1pt">&nbsp;</td>
      <td style="border-bottom: Black 1pt solid; text-align: left">&nbsp;</td>
      <td style="border-bottom: Black 1pt solid; text-align: right">506,622</td>
      <td style="border-bottom: Black 1pt solid; text-align: left">&nbsp;</td>
      <td style="padding-bottom: 1pt">&nbsp;</td>
      <td style="border-bottom: Black 1pt solid; text-align: left">&nbsp;</td>
      <td style="border-bottom: Black 1pt solid; text-align: right">447,500</td>
      <td style="border-bottom: Black 1pt solid; text-align: left">&nbsp;</td>
     </tr>
     <tr style="vertical-align: bottom; background-color: White">
      <td style="text-align: left; padding-left: 10pt">Gross loans</td>
      <td>&nbsp;</td>
      <td style="text-align: left">&nbsp;</td>
      <td style="text-align: right">4,372,611</td>
      <td style="text-align: left">&nbsp;</td>
      <td>&nbsp;</td>
      <td style="text-align: left">&nbsp;</td>
      <td style="text-align: right">3,798,654</td>
      <td style="text-align: left">&nbsp;</td>
     </tr>
     <tr style="vertical-align: bottom; background-color: rgb(204,238,255)">
      <td style="text-align: left; padding-bottom: 1pt">Net unamortized premiums and unearned loan fees</td>
      <td style="padding-bottom: 1pt">&nbsp;</td>
      <td style="border-bottom: Black 1pt solid; text-align: left">&nbsp;</td>
      <td style="border-bottom: Black 1pt solid; text-align: right">15,368</td>
      <td style="border-bottom: Black 1pt solid; text-align: left">&nbsp;</td>
      <td style="padding-bottom: 1pt">&nbsp;</td>
      <td style="border-bottom: Black 1pt solid; text-align: left">&nbsp;</td>
      <td style="border-bottom: Black 1pt solid; text-align: right">11,719</td>
      <td style="border-bottom: Black 1pt solid; text-align: left">&nbsp;</td>
     </tr>
     <tr style="vertical-align: bottom; background-color: White">
      <td style="text-align: left; padding-bottom: 2.25pt; padding-left: 10pt">Total loans</td>
      <td style="padding-bottom: 2.25pt">&nbsp;</td>
      <td style="border-bottom: Black 2.25pt double; text-align: left">$</td>
      <td style="border-bottom: Black 2.25pt double; text-align: right">4,387,979</td>
      <td style="border-bottom: Black 2.25pt double; text-align: left">&nbsp;</td>
      <td style="padding-bottom: 2.25pt">&nbsp;</td>
      <td style="border-bottom: Black 2.25pt double; text-align: left">$</td>
      <td style="border-bottom: Black 2.25pt double; text-align: right">3,810,373</td>
      <td style="border-bottom: Black 2.25pt double; text-align: left">&nbsp;</td>
     </tr>

   </table><span></span>
</td>
</tr>
<tr class="re">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_TroubledDebtRestructuringsOnFinancingReceivablesTableTextBlock', window );">Troubled Debt Restructurings on Financing Receivables [Table Text Block]</a></td>
<td class="text"><table cellpadding="0" cellspacing="0" style="border-collapse: collapse; width: 100%; font: 10pt Times New Roman, Times, Serif">

     <tr style="vertical-align: bottom">
      <td>&nbsp;</td>
      <td style="padding-bottom: 1pt">&nbsp;</td>
      <td colspan="9" style="text-align: center; border-bottom: Black 1pt solid">For the year ended<br /> December 31, 2015</td>
     </tr>
     <tr style="vertical-align: bottom">
      <td style="font-style: italic; border-bottom: Black 1pt solid">(Dollars in thousands)</td>
      <td style="padding-bottom: 1pt; border-bottom: Black 1pt solid">&nbsp;</td>
      <td colspan="3" style="text-align: center; border-bottom: Black 1pt solid">Number</td>
      <td style="padding-bottom: 1pt; border-bottom: Black 1pt solid">&nbsp;</td>
      <td colspan="3" style="text-align: center; border-bottom: Black 1pt solid">Balance</td>
      <td style="padding-bottom: 1pt; border-bottom: Black 1pt solid">&nbsp;</td>
      <td style="text-align: center; border-bottom: Black 1pt solid">Modification description</td>
     </tr>
     <tr style="vertical-align: bottom; background-color: White">
      <td style="width: 43%; font-weight: bold">&nbsp;</td>
      <td style="width: 1%">&nbsp;</td>
      <td style="width: 1%; text-align: left">&nbsp;</td>
      <td style="width: 10%; text-align: right">&nbsp;</td>
      <td style="width: 1%; text-align: left">&nbsp;</td>
      <td style="width: 1%">&nbsp;</td>
      <td style="width: 1%; text-align: left">&nbsp;</td>
      <td style="width: 10%; text-align: right">&nbsp;</td>
      <td style="width: 1%; text-align: left">&nbsp;</td>
      <td style="width: 1%">&nbsp;</td>
      <td style="width: 30%">&nbsp;</td>
     </tr>
     <tr style="vertical-align: bottom; background-color: rgb(204,238,255)">
      <td style="text-align: left; padding-bottom: 1pt">Small Business Administration</td>
      <td style="padding-bottom: 1pt">&nbsp;</td>
      <td style="border-bottom: Black 1pt solid; text-align: left">&nbsp;</td>
      <td style="border-bottom: Black 1pt solid; text-align: right">1</td>
      <td style="border-bottom: Black 1pt solid; text-align: left">&nbsp;</td>
      <td style="border-bottom: Black 1pt solid; text-align: left">&nbsp;</td>
      <td style="border-bottom: Black 1pt solid; text-align: left">$</td>
      <td style="border-bottom: Black 1pt solid; text-align: right">41</td>
      <td style="border-bottom: Black 1pt solid; text-align: left">&nbsp;</td>
      <td style="padding-bottom: 1pt">&nbsp;</td>
      <td style="text-align: left; padding-bottom: 1pt">Received a below market interest rate and the loan amortization was extended</td>
     </tr>
     <tr style="vertical-align: bottom; background-color: White">
      <td style="padding-bottom: 2.25pt; padding-left: 10pt">Total</td>
      <td style="padding-bottom: 2.25pt">&nbsp;</td>
      <td style="border-bottom: Black 2.25pt double; text-align: left">&nbsp;</td>
      <td style="border-bottom: Black 2.25pt double; text-align: right">1</td>
      <td style="border-bottom: Black 2.25pt double; text-align: left">&nbsp;</td>
      <td style="border-bottom: Black 2.25pt double; text-align: left">&nbsp;</td>
      <td style="border-bottom: Black 2.25pt double; text-align: left">$</td>
      <td style="border-bottom: Black 2.25pt double; text-align: right">41</td>
      <td style="border-bottom: Black 2.25pt double; text-align: left">&nbsp;</td>
      <td style="padding-bottom: 2.25pt">&nbsp;</td>
      <td style="text-align: right; padding-bottom: 2.25pt">&nbsp;</td>
     </tr>

   </table><table cellpadding="0" cellspacing="0" style="border-collapse: collapse; width: 100%; font: 10pt Times New Roman, Times, Serif">

     <tr style="vertical-align: bottom">
      <td>&nbsp;</td>
      <td style="padding-bottom: 1pt">&nbsp;</td>
      <td colspan="9" style="text-align: center; border-bottom: Black 1pt solid">For the year ended<br /> December 31, 2013</td>
     </tr>
     <tr style="vertical-align: bottom">
      <td style="font-style: italic; border-bottom: Black 1pt solid">(Dollars in thousands)</td>
      <td style="padding-bottom: 1pt; border-bottom: Black 1pt solid">&nbsp;</td>
      <td colspan="3" style="text-align: center; border-bottom: Black 1pt solid">Number</td>
      <td style="padding-bottom: 1pt; border-bottom: Black 1pt solid">&nbsp;</td>
      <td colspan="3" style="text-align: center; border-bottom: Black 1pt solid">Balance</td>
      <td style="padding-bottom: 1pt; border-bottom: Black 1pt solid">&nbsp;</td>
      <td style="text-align: center; border-bottom: Black 1pt solid">Modification description</td>
     </tr>
     <tr style="vertical-align: bottom; background-color: White">
      <td style="font-weight: bold">&nbsp;</td>
      <td>&nbsp;</td>
      <td style="text-align: left">&nbsp;</td>
      <td style="text-align: right">&nbsp;</td>
      <td style="text-align: left">&nbsp;</td>
      <td>&nbsp;</td>
      <td style="text-align: left">&nbsp;</td>
      <td style="text-align: right">&nbsp;</td>
      <td style="text-align: left">&nbsp;</td>
      <td>&nbsp;</td>
      <td style="text-align: left">&nbsp;</td>
     </tr>
     <tr style="vertical-align: bottom; background-color: rgb(204,238,255)">
      <td style="width: 43%; text-align: left">Multi-family residential</td>
      <td style="width: 1%">&nbsp;</td>
      <td style="width: 1%; text-align: left">&nbsp;</td>
      <td style="width: 10%; text-align: right">2</td>
      <td style="width: 1%; text-align: left">&nbsp;</td>
      <td style="width: 1%">&nbsp;</td>
      <td style="width: 1%; text-align: left">$</td>
      <td style="width: 10%; text-align: right">698</td>
      <td style="width: 1%; text-align: left">&nbsp;</td>
      <td style="width: 1%">&nbsp;</td>
      <td style="width: 30%; text-align: left">&nbsp;Received a below market interest rate and the loan amortization was extended</td>
     </tr>
     <tr style="vertical-align: bottom; background-color: White">
      <td style="text-align: left">Commercial real estate</td>
      <td>&nbsp;</td>
      <td style="text-align: left">&nbsp;</td>
      <td style="text-align: right">1</td>
      <td style="text-align: left">&nbsp;</td>
      <td>&nbsp;</td>
      <td style="text-align: left">&nbsp;</td>
      <td style="text-align: right">273</td>
      <td style="text-align: left">&nbsp;</td>
      <td>&nbsp;</td>
      <td style="text-align: left">&nbsp;Received a below market interest rate and the loan amortization was extended</td>
     </tr>
     <tr style="vertical-align: bottom; background-color: rgb(204,238,255)">
      <td style="text-align: left">One-to-four family - mixed-use property</td>
      <td>&nbsp;</td>
      <td style="text-align: left">&nbsp;</td>
      <td style="text-align: right">1</td>
      <td style="text-align: left">&nbsp;</td>
      <td>&nbsp;</td>
      <td style="text-align: left">&nbsp;</td>
      <td style="text-align: right">390</td>
      <td style="text-align: left">&nbsp;</td>
      <td>&nbsp;</td>
      <td style="text-align: left">&nbsp;Received a below market interest rate and the loan amortization was extended</td>
     </tr>
     <tr style="vertical-align: bottom; background-color: White">
      <td style="text-align: left; padding-bottom: 1pt">Commercial business and other</td>
      <td style="padding-bottom: 1pt">&nbsp;</td>
      <td style="border-bottom: Black 1pt solid; text-align: left">&nbsp;</td>
      <td style="border-bottom: Black 1pt solid; text-align: right">2</td>
      <td style="border-bottom: Black 1pt solid; text-align: left">&nbsp;</td>
      <td style="border-bottom: Black 1pt solid; text-align: left">&nbsp;</td>
      <td style="border-bottom: Black 1pt solid; text-align: left">&nbsp;</td>
      <td style="border-bottom: Black 1pt solid; text-align: right">687</td>
      <td style="border-bottom: Black 1pt solid; text-align: left">&nbsp;</td>
      <td style="padding-bottom: 1pt">&nbsp;</td>
      <td style="text-align: left; padding-bottom: 1pt">&nbsp;Received a below market interest rate and the loan amortization was extended</td>
     </tr>
     <tr style="vertical-align: bottom; background-color: rgb(204,238,255)">
      <td style="padding-bottom: 2.25pt">Total</td>
      <td style="padding-bottom: 2.25pt">&nbsp;</td>
      <td style="border-bottom: Black 2.25pt double; text-align: left">&nbsp;</td>
      <td style="border-bottom: Black 2.25pt double; text-align: right">6</td>
      <td style="border-bottom: Black 2.25pt double; text-align: left">&nbsp;</td>
      <td style="border-bottom: Black 2.25pt double; text-align: left">&nbsp;</td>
      <td style="border-bottom: Black 2.25pt double; text-align: left">$</td>
      <td style="border-bottom: Black 2.25pt double; text-align: right">2,048</td>
      <td style="border-bottom: Black 2.25pt double; text-align: left">&nbsp;</td>
      <td style="padding-bottom: 2.25pt">&nbsp;</td>
      <td style="text-align: left; padding-bottom: 2.25pt">&nbsp;</td>
     </tr>

   </table><span></span>
</td>
</tr>
<tr class="ro">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_ScheduleOfFinancingReceivablesNonAccrualStatusTableTextBlock', window );">Schedule of Financing Receivables, Non Accrual Status [Table Text Block]</a></td>
<td class="text"><table cellpadding="0" cellspacing="0" style="border-collapse: collapse; width: 100%; font: 10pt Times New Roman, Times, Serif">

     <tr style="vertical-align: bottom">
      <td>&nbsp;</td>
      <td style="padding-bottom: 1pt">&nbsp;</td>
      <td colspan="7" style="text-align: center; border-bottom: Black 1pt solid">At December 31,</td>
     </tr>
     <tr style="vertical-align: bottom">
      <td colspan="1" style="font-style: italic; text-align: left; border-bottom: Black 1pt solid">(In thousands)</td>
      <td style="padding-bottom: 1pt; border-bottom: Black 1pt solid">&nbsp;</td>
      <td colspan="3" style="text-align: center; border-bottom: Black 1pt solid">2015</td>
      <td style="padding-bottom: 1pt; border-bottom: Black 1pt solid">&nbsp;</td>
      <td colspan="3" style="text-align: center; border-bottom: Black 1pt solid">2014</td>
     </tr>
     <tr style="vertical-align: bottom">
      <td>&nbsp;</td>
      <td>&nbsp;</td>
      <td colspan="3" style="text-align: right">&nbsp;</td>
      <td>&nbsp;</td>
      <td colspan="3" style="text-align: right">&nbsp;</td>
     </tr>
     <tr style="vertical-align: bottom; background-color: rgb(204,238,255)">
      <td style="font-weight: bold; text-align: left; padding-left: 0pt">Loans ninety days or more past due and still accruing:</td>
      <td>&nbsp;</td>
      <td style="text-align: left">&nbsp;</td>
      <td style="text-align: right">&nbsp;</td>
      <td style="text-align: left">&nbsp;</td>
      <td>&nbsp;</td>
      <td style="text-align: left">&nbsp;</td>
      <td style="text-align: right">&nbsp;</td>
      <td style="text-align: left">&nbsp;</td>
     </tr>
     <tr style="vertical-align: bottom; background-color: White">
      <td style="width: 70%; text-align: left">Multi-family residential</td>
      <td style="width: 1%">&nbsp;</td>
      <td style="width: 1%; text-align: left">$</td>
      <td style="width: 12%; text-align: right">233</td>
      <td style="width: 1%; text-align: left">&nbsp;</td>
      <td style="width: 1%">&nbsp;</td>
      <td style="width: 1%; text-align: left">$</td>
      <td style="width: 12%; text-align: right">676</td>
      <td style="width: 1%; text-align: left">&nbsp;</td>
     </tr>
     <tr style="vertical-align: bottom; background-color: rgb(204,238,255)">
      <td style="text-align: left">Commercial real estate</td>
      <td>&nbsp;</td>
      <td style="text-align: left">&nbsp;</td>
      <td style="text-align: right">1,183</td>
      <td style="text-align: left">&nbsp;</td>
      <td>&nbsp;</td>
      <td style="text-align: left">&nbsp;</td>
      <td style="text-align: right">820</td>
      <td style="text-align: left">&nbsp;</td>
     </tr>
     <tr style="vertical-align: bottom; background-color: White">
      <td style="text-align: left">One-to-four family mixed-use property</td>
      <td>&nbsp;</td>
      <td style="text-align: left">&nbsp;</td>
      <td style="text-align: right">611</td>
      <td style="text-align: left">&nbsp;</td>
      <td>&nbsp;</td>
      <td style="text-align: left">&nbsp;</td>
      <td style="text-align: right">405</td>
      <td style="text-align: left">&nbsp;</td>
     </tr>
     <tr style="vertical-align: bottom; background-color: rgb(204,238,255)">
      <td style="text-align: left">One-to-four family residential</td>
      <td>&nbsp;</td>
      <td style="text-align: left">&nbsp;</td>
      <td style="text-align: right">13</td>
      <td style="text-align: left">&nbsp;</td>
      <td>&nbsp;</td>
      <td style="text-align: left">&nbsp;</td>
      <td style="text-align: right">14</td>
      <td style="text-align: left">&nbsp;</td>
     </tr>
     <tr style="vertical-align: bottom; background-color: White">
      <td>Construction</td>
      <td>&nbsp;</td>
      <td style="text-align: left">&nbsp;</td>
      <td style="text-align: right">1,000</td>
      <td style="text-align: left">&nbsp;</td>
      <td>&nbsp;</td>
      <td style="text-align: left">&nbsp;</td>
      <td style="text-align: right">-</td>
      <td style="text-align: left">&nbsp;</td>
     </tr>
     <tr style="vertical-align: bottom; background-color: rgb(204,238,255)">
      <td style="text-align: left; padding-bottom: 1pt">Commercial business and other</td>
      <td style="padding-bottom: 1pt">&nbsp;</td>
      <td style="border-bottom: Black 1pt solid; text-align: left">&nbsp;</td>
      <td style="border-bottom: Black 1pt solid; text-align: right">220</td>
      <td style="border-bottom: Black 1pt solid; text-align: left">&nbsp;</td>
      <td style="padding-bottom: 1pt">&nbsp;</td>
      <td style="border-bottom: Black 1pt solid; text-align: left">&nbsp;</td>
      <td style="border-bottom: Black 1pt solid; text-align: right">386</td>
      <td style="border-bottom: Black 1pt solid; text-align: left">&nbsp;</td>
     </tr>
     <tr style="vertical-align: bottom; background-color: White">
      <td style="padding-bottom: 1pt; padding-left: 10pt">Total</td>
      <td style="padding-bottom: 1pt">&nbsp;</td>
      <td style="border-bottom: Black 1pt solid; text-align: left">&nbsp;</td>
      <td style="border-bottom: Black 1pt solid; text-align: right">3,260</td>
      <td style="border-bottom: Black 1pt solid; text-align: left">&nbsp;</td>
      <td style="padding-bottom: 1pt">&nbsp;</td>
      <td style="border-bottom: Black 1pt solid; text-align: left">&nbsp;</td>
      <td style="border-bottom: Black 1pt solid; text-align: right">2,301</td>
      <td style="border-bottom: Black 1pt solid; text-align: left">&nbsp;</td>
     </tr>
     <tr style="vertical-align: bottom; background-color: rgb(204,238,255)">
      <td>&nbsp;</td>
      <td>&nbsp;</td>
      <td style="text-align: left">&nbsp;</td>
      <td style="text-align: right">&nbsp;</td>
      <td style="text-align: left">&nbsp;</td>
      <td>&nbsp;</td>
      <td style="text-align: left">&nbsp;</td>
      <td style="text-align: right">&nbsp;</td>
      <td style="text-align: left">&nbsp;</td>
     </tr>
     <tr style="vertical-align: bottom; background-color: White">
      <td style="font-weight: bold; text-align: left">Non-accrual mortgage loans:</td>
      <td>&nbsp;</td>
      <td style="text-align: left">&nbsp;</td>
      <td style="text-align: right">&nbsp;</td>
      <td style="text-align: left">&nbsp;</td>
      <td>&nbsp;</td>
      <td style="text-align: left">&nbsp;</td>
      <td style="text-align: right">&nbsp;</td>
      <td style="text-align: left">&nbsp;</td>
     </tr>
     <tr style="vertical-align: bottom; background-color: rgb(204,238,255)">
      <td style="text-align: left">Multi-family residential</td>
      <td>&nbsp;</td>
      <td style="text-align: left">&nbsp;</td>
      <td style="text-align: right">3,561</td>
      <td style="text-align: left">&nbsp;</td>
      <td>&nbsp;</td>
      <td style="text-align: left">&nbsp;</td>
      <td style="text-align: right">6,878</td>
      <td style="text-align: left">&nbsp;</td>
     </tr>
     <tr style="vertical-align: bottom; background-color: White">
      <td style="text-align: left">Commercial real estate</td>
      <td>&nbsp;</td>
      <td style="text-align: left">&nbsp;</td>
      <td style="text-align: right">2,398</td>
      <td style="text-align: left">&nbsp;</td>
      <td>&nbsp;</td>
      <td style="text-align: left">&nbsp;</td>
      <td style="text-align: right">5,689</td>
      <td style="text-align: left">&nbsp;</td>
     </tr>
     <tr style="vertical-align: bottom; background-color: rgb(204,238,255)">
      <td style="text-align: left">One-to-four family mixed-use property</td>
      <td>&nbsp;</td>
      <td style="text-align: left">&nbsp;</td>
      <td style="text-align: right">5,952</td>
      <td style="text-align: left">&nbsp;</td>
      <td>&nbsp;</td>
      <td style="text-align: left">&nbsp;</td>
      <td style="text-align: right">6,936</td>
      <td style="text-align: left">&nbsp;</td>
     </tr>
     <tr style="vertical-align: bottom; background-color: White">
      <td style="text-align: left; padding-bottom: 1pt">One-to-four family residential</td>
      <td style="padding-bottom: 1pt">&nbsp;</td>
      <td style="border-bottom: Black 1pt solid; text-align: left">&nbsp;</td>
      <td style="border-bottom: Black 1pt solid; text-align: right">10,120</td>
      <td style="border-bottom: Black 1pt solid; text-align: left">&nbsp;</td>
      <td style="padding-bottom: 1pt">&nbsp;</td>
      <td style="border-bottom: Black 1pt solid; text-align: left">&nbsp;</td>
      <td style="border-bottom: Black 1pt solid; text-align: right">11,244</td>
      <td style="border-bottom: Black 1pt solid; text-align: left">&nbsp;</td>
     </tr>
     <tr style="vertical-align: bottom; background-color: rgb(204,238,255)">
      <td style="padding-bottom: 1pt; padding-left: 10pt">Total</td>
      <td style="padding-bottom: 1pt">&nbsp;</td>
      <td style="border-bottom: Black 1pt solid; text-align: left">&nbsp;</td>
      <td style="border-bottom: Black 1pt solid; text-align: right">22,031</td>
      <td style="border-bottom: Black 1pt solid; text-align: left">&nbsp;</td>
      <td style="padding-bottom: 1pt">&nbsp;</td>
      <td style="border-bottom: Black 1pt solid; text-align: left">&nbsp;</td>
      <td style="border-bottom: Black 1pt solid; text-align: right">30,747</td>
      <td style="border-bottom: Black 1pt solid; text-align: left">&nbsp;</td>
     </tr>
     <tr style="vertical-align: bottom; background-color: White">
      <td>&nbsp;</td>
      <td>&nbsp;</td>
      <td style="text-align: left">&nbsp;</td>
      <td style="text-align: right">&nbsp;</td>
      <td style="text-align: left">&nbsp;</td>
      <td>&nbsp;</td>
      <td style="text-align: left">&nbsp;</td>
      <td style="text-align: right">&nbsp;</td>
      <td style="text-align: left">&nbsp;</td>
     </tr>
     <tr style="vertical-align: bottom; background-color: rgb(204,238,255)">
      <td style="font-weight: bold; text-align: left">Non-accrual non-mortgage loans:</td>
      <td>&nbsp;</td>
      <td style="text-align: left">&nbsp;</td>
      <td style="text-align: right">&nbsp;</td>
      <td style="text-align: left">&nbsp;</td>
      <td>&nbsp;</td>
      <td style="text-align: left">&nbsp;</td>
      <td style="text-align: right">&nbsp;</td>
      <td style="text-align: left">&nbsp;</td>
     </tr>
     <tr style="vertical-align: bottom; background-color: White">
      <td style="text-align: left">Small business administration</td>
      <td>&nbsp;</td>
      <td style="text-align: left">&nbsp;</td>
      <td style="text-align: right">218</td>
      <td style="text-align: left">&nbsp;</td>
      <td>&nbsp;</td>
      <td style="text-align: left">&nbsp;</td>
      <td style="text-align: right">-</td>
      <td style="text-align: left">&nbsp;</td>
     </tr>
     <tr style="vertical-align: bottom; background-color: rgb(204,238,255)">
      <td style="text-align: left; padding-bottom: 1pt">Commercial business and other</td>
      <td style="padding-bottom: 1pt">&nbsp;</td>
      <td style="border-bottom: Black 1pt solid; text-align: left">&nbsp;</td>
      <td style="border-bottom: Black 1pt solid; text-align: right">568</td>
      <td style="border-bottom: Black 1pt solid; text-align: left">&nbsp;</td>
      <td style="padding-bottom: 1pt">&nbsp;</td>
      <td style="border-bottom: Black 1pt solid; text-align: left">&nbsp;</td>
      <td style="border-bottom: Black 1pt solid; text-align: right">1,143</td>
      <td style="border-bottom: Black 1pt solid; text-align: left">&nbsp;</td>
     </tr>
     <tr style="vertical-align: bottom; background-color: White">
      <td style="padding-bottom: 1pt; padding-left: 10pt">Total</td>
      <td style="padding-bottom: 1pt">&nbsp;</td>
      <td style="border-bottom: Black 1pt solid; text-align: left">&nbsp;</td>
      <td style="border-bottom: Black 1pt solid; text-align: right">786</td>
      <td style="border-bottom: Black 1pt solid; text-align: left">&nbsp;</td>
      <td style="padding-bottom: 1pt">&nbsp;</td>
      <td style="border-bottom: Black 1pt solid; text-align: left">&nbsp;</td>
      <td style="border-bottom: Black 1pt solid; text-align: right">1,143</td>
      <td style="border-bottom: Black 1pt solid; text-align: left">&nbsp;</td>
     </tr>
     <tr style="vertical-align: bottom; background-color: rgb(204,238,255)">
      <td>&nbsp;</td>
      <td>&nbsp;</td>
      <td style="text-align: left">&nbsp;</td>
      <td style="text-align: right">&nbsp;</td>
      <td style="text-align: left">&nbsp;</td>
      <td>&nbsp;</td>
      <td style="text-align: left">&nbsp;</td>
      <td style="text-align: right">&nbsp;</td>
      <td style="text-align: left">&nbsp;</td>
     </tr>
     <tr style="vertical-align: bottom; background-color: White">
      <td style="font-weight: bold; text-align: left; padding-bottom: 1pt; padding-left: 20pt">Total non-accrual loans</td>
      <td style="padding-bottom: 1pt">&nbsp;</td>
      <td style="border-bottom: Black 1pt solid; text-align: left">&nbsp;</td>
      <td style="border-bottom: Black 1pt solid; text-align: right">22,817</td>
      <td style="border-bottom: Black 1pt solid; text-align: left">&nbsp;</td>
      <td style="padding-bottom: 1pt">&nbsp;</td>
      <td style="border-bottom: Black 1pt solid; text-align: left">&nbsp;</td>
      <td style="border-bottom: Black 1pt solid; text-align: right">31,890</td>
      <td style="border-bottom: Black 1pt solid; text-align: left">&nbsp;</td>
     </tr>
     <tr style="vertical-align: bottom; background-color: rgb(204,238,255)">
      <td>&nbsp;</td>
      <td>&nbsp;</td>
      <td style="text-align: left">&nbsp;</td>
      <td style="text-align: right">&nbsp;</td>
      <td style="text-align: left">&nbsp;</td>
      <td>&nbsp;</td>
      <td style="text-align: left">&nbsp;</td>
      <td style="text-align: right">&nbsp;</td>
      <td style="text-align: left">&nbsp;</td>
     </tr>
     <tr style="vertical-align: bottom; background-color: White">
      <td>&nbsp;</td>
      <td>&nbsp;</td>
      <td style="text-align: left">&nbsp;</td>
      <td style="text-align: right">&nbsp;</td>
      <td style="text-align: left">&nbsp;</td>
      <td>&nbsp;</td>
      <td style="text-align: left">&nbsp;</td>
      <td style="text-align: right">&nbsp;</td>
      <td style="text-align: left">&nbsp;</td>
     </tr>
     <tr style="vertical-align: bottom; background-color: rgb(204,238,255)">
      <td style="font-weight: bold; text-align: left; padding-bottom: 2.25pt; padding-left: 20pt">Total non-accrual loans and ninety days or more past due and still accruing</td>
      <td style="padding-bottom: 2.25pt">&nbsp;</td>
      <td style="border-bottom: Black 2.25pt double; text-align: left">$</td>
      <td style="border-bottom: Black 2.25pt double; text-align: right">26,077</td>
      <td style="border-bottom: Black 2.25pt double; text-align: left">&nbsp;</td>
      <td style="padding-bottom: 2.25pt">&nbsp;</td>
      <td style="border-bottom: Black 2.25pt double; text-align: left">$</td>
      <td style="border-bottom: Black 2.25pt double; text-align: right">34,191</td>
      <td style="border-bottom: Black 2.25pt double; text-align: left">&nbsp;</td>
     </tr>

   </table><span></span>
</td>
</tr>
<tr class="re">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_ffic_ScheduleOfInterestForegoneOnNonAccrualAndTDRLoansTableTextBlock', window );">Schedule of Interest Foregone on Non-Accrual and TDR Loans [Table Text Block]</a></td>
<td class="text"><table cellpadding="0" cellspacing="0" style="border-collapse: collapse; width: 100%; font: 10pt Times New Roman, Times, Serif">

     <tr style="vertical-align: bottom">
      <td style="text-align: left">&nbsp;</td>
      <td style="padding-bottom: 1pt">&nbsp;</td>
      <td colspan="3" style="text-align: center; border-bottom: Black 1pt solid">2015</td>
      <td style="padding-bottom: 1pt">&nbsp;</td>
      <td colspan="3" style="text-align: center; border-bottom: Black 1pt solid">2014</td>
      <td style="padding-bottom: 1pt">&nbsp;</td>
      <td colspan="3" style="text-align: center; border-bottom: Black 1pt solid">2013</td>
     </tr>
     <tr style="vertical-align: bottom">
      <td style="text-align: left">&nbsp;</td>
      <td style="font-style: italic">&nbsp;</td>
      <td colspan="11" style="font-style: italic; text-align: center">(In thousands)</td>
     </tr>
     <tr style="vertical-align: bottom; background-color: rgb(204,238,255)">
      <td style="width: 61%; text-align: left; padding-left: 0pt">Interest income that would have been recognized had the loans performed in accordance with their original terms</td>
      <td style="width: 1%">&nbsp;</td>
      <td style="width: 1%; text-align: left">$</td>
      <td style="width: 10%; text-align: right">2,387</td>
      <td style="width: 1%; text-align: left">&nbsp;</td>
      <td style="width: 1%">&nbsp;</td>
      <td style="width: 1%; text-align: left">$</td>
      <td style="width: 10%; text-align: right">2,919</td>
      <td style="width: 1%; text-align: left">&nbsp;</td>
      <td style="width: 1%">&nbsp;</td>
      <td style="width: 1%; text-align: left">$</td>
      <td style="width: 10%; text-align: right">4,656</td>
      <td style="width: 1%; text-align: left">&nbsp;</td>
     </tr>
     <tr style="vertical-align: bottom; background-color: White">
      <td style="text-align: left; padding-bottom: 1pt">Less:&nbsp;&nbsp;Interest income included in the results of operations</td>
      <td style="padding-bottom: 1pt">&nbsp;</td>
      <td style="border-bottom: Black 1pt solid; text-align: left">&nbsp;</td>
      <td style="border-bottom: Black 1pt solid; text-align: right">702</td>
      <td style="border-bottom: Black 1pt solid; text-align: left">&nbsp;</td>
      <td style="padding-bottom: 1pt">&nbsp;</td>
      <td style="border-bottom: Black 1pt solid; text-align: left">&nbsp;</td>
      <td style="border-bottom: Black 1pt solid; text-align: right">796</td>
      <td style="border-bottom: Black 1pt solid; text-align: left">&nbsp;</td>
      <td style="padding-bottom: 1pt">&nbsp;</td>
      <td style="border-bottom: Black 1pt solid; text-align: left">&nbsp;</td>
      <td style="border-bottom: Black 1pt solid; text-align: right">1,213</td>
      <td style="border-bottom: Black 1pt solid; text-align: left">&nbsp;</td>
     </tr>
     <tr style="vertical-align: bottom; background-color: rgb(204,238,255)">
      <td style="text-align: left; padding-bottom: 2.25pt; padding-left: 10pt">Total foregone interest</td>
      <td style="padding-bottom: 2.25pt">&nbsp;</td>
      <td style="border-bottom: Black 2.25pt double; text-align: left">$</td>
      <td style="border-bottom: Black 2.25pt double; text-align: right">1,685</td>
      <td style="border-bottom: Black 2.25pt double; text-align: left">&nbsp;</td>
      <td style="padding-bottom: 2.25pt">&nbsp;</td>
      <td style="border-bottom: Black 2.25pt double; text-align: left">$</td>
      <td style="border-bottom: Black 2.25pt double; text-align: right">2,123</td>
      <td style="border-bottom: Black 2.25pt double; text-align: left">&nbsp;</td>
      <td style="padding-bottom: 2.25pt">&nbsp;</td>
      <td style="border-bottom: Black 2.25pt double; text-align: left">$</td>
      <td style="border-bottom: Black 2.25pt double; text-align: right">3,443</td>
      <td style="border-bottom: Black 2.25pt double; text-align: left">&nbsp;</td>
     </tr>

   </table><span></span>
</td>
</tr>
<tr class="ro">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_PastDueFinancingReceivablesTableTextBlock', window );">Past Due Financing Receivables [Table Text Block]</a></td>
<td class="text"><table cellpadding="0" cellspacing="0" style="border-collapse: collapse; width: 100%; font: 10pt Times New Roman, Times, Serif">

     <tr style="vertical-align: bottom">
      <td style="font-style: italic; border-bottom: Black 1pt solid">(in thousands)</td>
      <td style="padding-bottom: 1pt; border-bottom: Black 1pt solid">&nbsp;</td>
      <td colspan="3" style="text-align: center; border-bottom: Black 1pt solid">30 - 59 Days<br /> Past Due</td>
      <td style="padding-bottom: 1pt; border-bottom: Black 1pt solid">&nbsp;</td>
      <td colspan="3" style="text-align: center; border-bottom: Black 1pt solid">60 - 89 Days<br /> Past Due</td>
      <td style="padding-bottom: 1pt; border-bottom: Black 1pt solid">&nbsp;</td>
      <td colspan="3" style="text-align: center; border-bottom: Black 1pt solid">Greater <br /> than<br /> 90 Days</td>
      <td style="padding-bottom: 1pt; border-bottom: Black 1pt solid">&nbsp;</td>
      <td colspan="3" style="text-align: center; border-bottom: Black 1pt solid">Total Past<br /> Due</td>
      <td style="padding-bottom: 1pt; border-bottom: Black 1pt solid">&nbsp;</td>
      <td colspan="3" style="text-align: center; border-bottom: Black 1pt solid">Current</td>
      <td style="padding-bottom: 1pt; border-bottom: Black 1pt solid">&nbsp;</td>
      <td colspan="3" style="text-align: center; border-bottom: Black 1pt solid">Total Loans</td>
     </tr>
     <tr style="vertical-align: bottom">
      <td>&nbsp;</td>
      <td style="font-style: italic">&nbsp;</td>
      <td colspan="15" style="font-style: italic; text-align: center">&nbsp;</td>
      <td>&nbsp;</td>
      <td colspan="3">&nbsp;</td>
      <td>&nbsp;</td>
      <td colspan="3">&nbsp;</td>
     </tr>
     <tr style="vertical-align: bottom">
      <td style="font-weight: bold">&nbsp;</td>
      <td>&nbsp;</td>
      <td colspan="3" style="text-align: center">&nbsp;</td>
      <td>&nbsp;</td>
      <td colspan="3" style="text-align: center">&nbsp;</td>
      <td>&nbsp;</td>
      <td colspan="3">&nbsp;</td>
      <td>&nbsp;</td>
      <td colspan="3">&nbsp;</td>
      <td>&nbsp;</td>
      <td colspan="3">&nbsp;</td>
      <td>&nbsp;</td>
      <td colspan="3">&nbsp;</td>
     </tr>
     <tr style="vertical-align: bottom; background-color: rgb(204,238,255)">
      <td style="width: 40%; text-align: left">Multi-family residential</td>
      <td style="width: 1%">&nbsp;</td>
      <td style="width: 1%; text-align: left">$</td>
      <td style="width: 7%; text-align: right">9,421</td>
      <td style="width: 1%; text-align: left">&nbsp;</td>
      <td style="width: 1%">&nbsp;</td>
      <td style="width: 1%; text-align: left">$</td>
      <td style="width: 7%; text-align: right">804</td>
      <td style="width: 1%; text-align: left">&nbsp;</td>
      <td style="width: 1%">&nbsp;</td>
      <td style="width: 1%; text-align: left">$</td>
      <td style="width: 7%; text-align: right">3,794</td>
      <td style="width: 1%; text-align: left">&nbsp;</td>
      <td style="width: 1%">&nbsp;</td>
      <td style="width: 1%; text-align: left">$</td>
      <td style="width: 7%; text-align: right">14,019</td>
      <td style="width: 1%; text-align: left">&nbsp;</td>
      <td style="width: 1%">&nbsp;</td>
      <td style="width: 1%; text-align: left">$</td>
      <td style="width: 7%; text-align: right">2,041,209</td>
      <td style="width: 1%; text-align: left">&nbsp;</td>
      <td style="width: 1%">&nbsp;</td>
      <td style="width: 1%; text-align: left">$</td>
      <td style="width: 7%; text-align: right">2,055,228</td>
      <td style="width: 1%; text-align: left">&nbsp;</td>
     </tr>
     <tr style="vertical-align: bottom; background-color: White">
      <td style="text-align: left">Commercial real estate</td>
      <td>&nbsp;</td>
      <td style="text-align: left">&nbsp;</td>
      <td style="text-align: right">2,820</td>
      <td style="text-align: left">&nbsp;</td>
      <td>&nbsp;</td>
      <td style="text-align: left">&nbsp;</td>
      <td style="text-align: right">153</td>
      <td style="text-align: left">&nbsp;</td>
      <td>&nbsp;</td>
      <td style="text-align: left">&nbsp;</td>
      <td style="text-align: right">3,580</td>
      <td style="text-align: left">&nbsp;</td>
      <td>&nbsp;</td>
      <td style="text-align: left">&nbsp;</td>
      <td style="text-align: right">6,553</td>
      <td style="text-align: left">&nbsp;</td>
      <td>&nbsp;</td>
      <td style="text-align: left">&nbsp;</td>
      <td style="text-align: right">994,683</td>
      <td style="text-align: left">&nbsp;</td>
      <td>&nbsp;</td>
      <td style="text-align: left">&nbsp;</td>
      <td style="text-align: right">1,001,236</td>
      <td style="text-align: left">&nbsp;</td>
     </tr>
     <tr style="vertical-align: bottom; background-color: rgb(204,238,255)">
      <td style="text-align: left">One-to-four family - mixed-use property</td>
      <td>&nbsp;</td>
      <td style="text-align: left">&nbsp;</td>
      <td style="text-align: right">8,630</td>
      <td style="text-align: left">&nbsp;</td>
      <td>&nbsp;</td>
      <td style="text-align: left">&nbsp;</td>
      <td style="text-align: right">1,258</td>
      <td style="text-align: left">&nbsp;</td>
      <td>&nbsp;</td>
      <td style="text-align: left">&nbsp;</td>
      <td style="text-align: right">6,563</td>
      <td style="text-align: left">&nbsp;</td>
      <td>&nbsp;</td>
      <td style="text-align: left">&nbsp;</td>
      <td style="text-align: right">16,451</td>
      <td style="text-align: left">&nbsp;</td>
      <td>&nbsp;</td>
      <td style="text-align: left">&nbsp;</td>
      <td style="text-align: right">556,592</td>
      <td style="text-align: left">&nbsp;</td>
      <td>&nbsp;</td>
      <td style="text-align: left">&nbsp;</td>
      <td style="text-align: right">573,043</td>
      <td style="text-align: left">&nbsp;</td>
     </tr>
     <tr style="vertical-align: bottom; background-color: White">
      <td style="text-align: left">One-to-four family - residential</td>
      <td>&nbsp;</td>
      <td style="text-align: left">&nbsp;</td>
      <td style="text-align: right">4,261</td>
      <td style="text-align: left">&nbsp;</td>
      <td>&nbsp;</td>
      <td style="text-align: left">&nbsp;</td>
      <td style="text-align: right">154</td>
      <td style="text-align: left">&nbsp;</td>
      <td>&nbsp;</td>
      <td style="text-align: left">&nbsp;</td>
      <td style="text-align: right">10,134</td>
      <td style="text-align: left">&nbsp;</td>
      <td>&nbsp;</td>
      <td style="text-align: left">&nbsp;</td>
      <td style="text-align: right">14,549</td>
      <td style="text-align: left">&nbsp;</td>
      <td>&nbsp;</td>
      <td style="text-align: left">&nbsp;</td>
      <td style="text-align: right">173,289</td>
      <td style="text-align: left">&nbsp;</td>
      <td>&nbsp;</td>
      <td style="text-align: left">&nbsp;</td>
      <td style="text-align: right">187,838</td>
      <td style="text-align: left">&nbsp;</td>
     </tr>
     <tr style="vertical-align: bottom; background-color: rgb(204,238,255)">
      <td style="text-align: left">Co-operative apartments</td>
      <td>&nbsp;</td>
      <td style="text-align: left">&nbsp;</td>
      <td style="text-align: right">-</td>
      <td style="text-align: left">&nbsp;</td>
      <td>&nbsp;</td>
      <td style="text-align: left">&nbsp;</td>
      <td style="text-align: right">-</td>
      <td style="text-align: left">&nbsp;</td>
      <td>&nbsp;</td>
      <td style="text-align: left">&nbsp;</td>
      <td style="text-align: right">-</td>
      <td style="text-align: left">&nbsp;</td>
      <td>&nbsp;</td>
      <td style="text-align: left">&nbsp;</td>
      <td style="text-align: right">-</td>
      <td style="text-align: left">&nbsp;</td>
      <td>&nbsp;</td>
      <td style="text-align: left">&nbsp;</td>
      <td style="text-align: right">8,285</td>
      <td style="text-align: left">&nbsp;</td>
      <td>&nbsp;</td>
      <td style="text-align: left">&nbsp;</td>
      <td style="text-align: right">8,285</td>
      <td style="text-align: left">&nbsp;</td>
     </tr>
     <tr style="vertical-align: bottom; background-color: White">
      <td style="text-align: left">Construction loans</td>
      <td>&nbsp;</td>
      <td style="text-align: left">&nbsp;</td>
      <td style="text-align: right">-</td>
      <td style="text-align: left">&nbsp;</td>
      <td>&nbsp;</td>
      <td style="text-align: left">&nbsp;</td>
      <td style="text-align: right">-</td>
      <td style="text-align: left">&nbsp;</td>
      <td>&nbsp;</td>
      <td style="text-align: left">&nbsp;</td>
      <td style="text-align: right">1,000</td>
      <td style="text-align: left">&nbsp;</td>
      <td>&nbsp;</td>
      <td style="text-align: left">&nbsp;</td>
      <td style="text-align: right">1,000</td>
      <td style="text-align: left">&nbsp;</td>
      <td>&nbsp;</td>
      <td style="text-align: left">&nbsp;</td>
      <td style="text-align: right">6,284</td>
      <td style="text-align: left">&nbsp;</td>
      <td>&nbsp;</td>
      <td style="text-align: left">&nbsp;</td>
      <td style="text-align: right">7,284</td>
      <td style="text-align: left">&nbsp;</td>
     </tr>
     <tr style="vertical-align: bottom; background-color: rgb(204,238,255)">
      <td style="text-align: left">Small Business Administration</td>
      <td>&nbsp;</td>
      <td style="text-align: left">&nbsp;</td>
      <td style="text-align: right">42</td>
      <td style="text-align: left">&nbsp;</td>
      <td>&nbsp;</td>
      <td style="text-align: left">&nbsp;</td>
      <td style="text-align: right">-</td>
      <td style="text-align: left">&nbsp;</td>
      <td>&nbsp;</td>
      <td style="text-align: left">&nbsp;</td>
      <td style="text-align: right">218</td>
      <td style="text-align: left">&nbsp;</td>
      <td>&nbsp;</td>
      <td style="text-align: left">&nbsp;</td>
      <td style="text-align: right">260</td>
      <td style="text-align: left">&nbsp;</td>
      <td>&nbsp;</td>
      <td style="text-align: left">&nbsp;</td>
      <td style="text-align: right">11,934</td>
      <td style="text-align: left">&nbsp;</td>
      <td>&nbsp;</td>
      <td style="text-align: left">&nbsp;</td>
      <td style="text-align: right">12,194</td>
      <td style="text-align: left">&nbsp;</td>
     </tr>
     <tr style="vertical-align: bottom; background-color: White">
      <td style="text-align: left">Taxi medallion</td>
      <td>&nbsp;</td>
      <td style="text-align: left">&nbsp;</td>
      <td style="text-align: right">-</td>
      <td style="text-align: left">&nbsp;</td>
      <td>&nbsp;</td>
      <td style="text-align: left">&nbsp;</td>
      <td style="text-align: right">-</td>
      <td style="text-align: left">&nbsp;</td>
      <td>&nbsp;</td>
      <td style="text-align: left">&nbsp;</td>
      <td style="text-align: right">-</td>
      <td style="text-align: left">&nbsp;</td>
      <td>&nbsp;</td>
      <td style="text-align: left">&nbsp;</td>
      <td style="text-align: right">-</td>
      <td style="text-align: left">&nbsp;</td>
      <td>&nbsp;</td>
      <td style="text-align: left">&nbsp;</td>
      <td style="text-align: right">20,881</td>
      <td style="text-align: left">&nbsp;</td>
      <td>&nbsp;</td>
      <td style="text-align: left">&nbsp;</td>
      <td style="text-align: right">20,881</td>
      <td style="text-align: left">&nbsp;</td>
     </tr>
     <tr style="vertical-align: bottom; background-color: rgb(204,238,255)">
      <td style="text-align: left; padding-bottom: 1pt">Commercial business and other</td>
      <td style="padding-bottom: 1pt">&nbsp;</td>
      <td style="border-bottom: Black 1pt solid; text-align: left">&nbsp;</td>
      <td style="border-bottom: Black 1pt solid; text-align: right">-</td>
      <td style="border-bottom: Black 1pt solid; text-align: left">&nbsp;</td>
      <td style="padding-bottom: 1pt; border-bottom: Black 1pt solid">&nbsp;</td>
      <td style="border-bottom: Black 1pt solid; text-align: left">&nbsp;</td>
      <td style="border-bottom: Black 1pt solid; text-align: right">2</td>
      <td style="border-bottom: Black 1pt solid; text-align: left">&nbsp;</td>
      <td style="padding-bottom: 1pt; border-bottom: Black 1pt solid">&nbsp;</td>
      <td style="border-bottom: Black 1pt solid; text-align: left">&nbsp;</td>
      <td style="border-bottom: Black 1pt solid; text-align: right">228</td>
      <td style="border-bottom: Black 1pt solid; text-align: left">&nbsp;</td>
      <td style="padding-bottom: 1pt; border-bottom: Black 1pt solid">&nbsp;</td>
      <td style="border-bottom: Black 1pt solid; text-align: left">&nbsp;</td>
      <td style="border-bottom: Black 1pt solid; text-align: right">230</td>
      <td style="border-bottom: Black 1pt solid; text-align: left">&nbsp;</td>
      <td style="padding-bottom: 1pt; border-bottom: Black 1pt solid">&nbsp;</td>
      <td style="border-bottom: Black 1pt solid; text-align: left">&nbsp;</td>
      <td style="border-bottom: Black 1pt solid; text-align: right">506,392</td>
      <td style="border-bottom: Black 1pt solid; text-align: left">&nbsp;</td>
      <td style="padding-bottom: 1pt; border-bottom: Black 1pt solid">&nbsp;</td>
      <td style="border-bottom: Black 1pt solid; text-align: left">&nbsp;</td>
      <td style="border-bottom: Black 1pt solid; text-align: right">506,622</td>
      <td style="border-bottom: Black 1pt solid; text-align: left">&nbsp;</td>
     </tr>
     <tr style="vertical-align: bottom; background-color: White">
      <td style="padding-bottom: 2.25pt; padding-left: 10pt">Total</td>
      <td style="padding-bottom: 2.25pt">&nbsp;</td>
      <td style="border-bottom: Black 2.5pt double; text-align: left">$</td>
      <td style="border-bottom: Black 2.5pt double; text-align: right">25,174</td>
      <td style="border-bottom: Black 2.5pt double; text-align: left">&nbsp;</td>
      <td style="padding-bottom: 2.25pt; border-bottom: Black 2.5pt double">&nbsp;</td>
      <td style="border-bottom: Black 2.5pt double; text-align: left">$</td>
      <td style="border-bottom: Black 2.5pt double; text-align: right">2,371</td>
      <td style="border-bottom: Black 2.5pt double; text-align: left">&nbsp;</td>
      <td style="padding-bottom: 2.25pt; border-bottom: Black 2.5pt double">&nbsp;</td>
      <td style="border-bottom: Black 2.5pt double; text-align: left">$</td>
      <td style="border-bottom: Black 2.5pt double; text-align: right">25,517</td>
      <td style="border-bottom: Black 2.5pt double; text-align: left">&nbsp;</td>
      <td style="padding-bottom: 2.25pt; border-bottom: Black 2.5pt double">&nbsp;</td>
      <td style="border-bottom: Black 2.5pt double; text-align: left">$</td>
      <td style="border-bottom: Black 2.5pt double; text-align: right">53,062</td>
      <td style="border-bottom: Black 2.5pt double; text-align: left">&nbsp;</td>
      <td style="padding-bottom: 2.25pt; border-bottom: Black 2.5pt double">&nbsp;</td>
      <td style="border-bottom: Black 2.5pt double; text-align: left">$</td>
      <td style="border-bottom: Black 2.5pt double; text-align: right">4,319,549</td>
      <td style="border-bottom: Black 2.5pt double; text-align: left">&nbsp;</td>
      <td style="padding-bottom: 2.25pt; border-bottom: Black 2.5pt double">&nbsp;</td>
      <td style="border-bottom: Black 2.5pt double; text-align: left">$</td>
      <td style="border-bottom: Black 2.5pt double; text-align: right">4,372,611</td>
      <td style="border-bottom: Black 2.5pt double; text-align: left">&nbsp;</td>
     </tr>

   </table><table cellpadding="0" cellspacing="0" style="border-collapse: collapse; width: 100%; font: 10pt Times New Roman, Times, Serif">

     <tr style="vertical-align: bottom">
      <td style="font-style: italic; border-bottom: Black 1pt solid">(in thousands)</td>
      <td style="padding-bottom: 1pt; border-bottom: Black 1pt solid">&nbsp;</td>
      <td colspan="3" style="text-align: center; border-bottom: Black 1pt solid">30 - 59 Days<br /> Past Due</td>
      <td style="padding-bottom: 1pt; border-bottom: Black 1pt solid">&nbsp;</td>
      <td colspan="3" style="text-align: center; border-bottom: Black 1pt solid">60 - 89 Days<br /> Past Due</td>
      <td style="padding-bottom: 1pt; border-bottom: Black 1pt solid">&nbsp;</td>
      <td colspan="3" style="text-align: center; border-bottom: Black 1pt solid">Greater <br /> than<br /> 90 Days</td>
      <td style="padding-bottom: 1pt; border-bottom: Black 1pt solid">&nbsp;</td>
      <td colspan="3" style="text-align: center; border-bottom: Black 1pt solid">Total Past<br /> Due</td>
      <td style="padding-bottom: 1pt; border-bottom: Black 1pt solid">&nbsp;</td>
      <td colspan="3" style="text-align: center; border-bottom: Black 1pt solid">Current</td>
      <td style="padding-bottom: 1pt; border-bottom: Black 1pt solid">&nbsp;</td>
      <td colspan="3" style="text-align: center; border-bottom: Black 1pt solid">Total Loans</td>
     </tr>
     <tr style="vertical-align: bottom">
      <td>&nbsp;</td>
      <td style="font-style: italic">&nbsp;</td>
      <td colspan="15" style="font-style: italic; text-align: center">&nbsp;</td>
      <td>&nbsp;</td>
      <td colspan="3">&nbsp;</td>
      <td>&nbsp;</td>
      <td colspan="3">&nbsp;</td>
     </tr>
     <tr style="vertical-align: bottom">
      <td style="font-weight: bold">&nbsp;</td>
      <td>&nbsp;</td>
      <td colspan="3" style="text-align: center">&nbsp;</td>
      <td>&nbsp;</td>
      <td colspan="3" style="text-align: center">&nbsp;</td>
      <td>&nbsp;</td>
      <td colspan="3">&nbsp;</td>
      <td>&nbsp;</td>
      <td colspan="3">&nbsp;</td>
      <td>&nbsp;</td>
      <td colspan="3">&nbsp;</td>
      <td>&nbsp;</td>
      <td colspan="3">&nbsp;</td>
     </tr>
     <tr style="vertical-align: bottom; background-color: rgb(204,238,255)">
      <td style="width: 40%; text-align: left">Multi-family residential</td>
      <td style="width: 1%">&nbsp;</td>
      <td style="width: 1%; text-align: left">$</td>
      <td style="width: 7%; text-align: right">7,721</td>
      <td style="width: 1%; text-align: left">&nbsp;</td>
      <td style="width: 1%">&nbsp;</td>
      <td style="width: 1%; text-align: left">$</td>
      <td style="width: 7%; text-align: right">1,729</td>
      <td style="width: 1%; text-align: left">&nbsp;</td>
      <td style="width: 1%">&nbsp;</td>
      <td style="width: 1%; text-align: left">$</td>
      <td style="width: 7%; text-align: right">7,554</td>
      <td style="width: 1%; text-align: left">&nbsp;</td>
      <td style="width: 1%">&nbsp;</td>
      <td style="width: 1%; text-align: left">$</td>
      <td style="width: 7%; text-align: right">17,004</td>
      <td style="width: 1%; text-align: left">&nbsp;</td>
      <td style="width: 1%">&nbsp;</td>
      <td style="width: 1%; text-align: left">$</td>
      <td style="width: 7%; text-align: right">1,906,456</td>
      <td style="width: 1%; text-align: left">&nbsp;</td>
      <td style="width: 1%">&nbsp;</td>
      <td style="width: 1%; text-align: left">$</td>
      <td style="width: 7%; text-align: right">1,923,460</td>
      <td style="width: 1%; text-align: left">&nbsp;</td>
     </tr>
     <tr style="vertical-align: bottom; background-color: White">
      <td style="text-align: left">Commercial real estate</td>
      <td>&nbsp;</td>
      <td style="text-align: left">&nbsp;</td>
      <td style="text-align: right">1,612</td>
      <td style="text-align: left">&nbsp;</td>
      <td>&nbsp;</td>
      <td style="text-align: left">&nbsp;</td>
      <td style="text-align: right">1,903</td>
      <td style="text-align: left">&nbsp;</td>
      <td>&nbsp;</td>
      <td style="text-align: left">&nbsp;</td>
      <td style="text-align: right">6,510</td>
      <td style="text-align: left">&nbsp;</td>
      <td>&nbsp;</td>
      <td style="text-align: left">&nbsp;</td>
      <td style="text-align: right">10,025</td>
      <td style="text-align: left">&nbsp;</td>
      <td>&nbsp;</td>
      <td style="text-align: left">&nbsp;</td>
      <td style="text-align: right">611,544</td>
      <td style="text-align: left">&nbsp;</td>
      <td>&nbsp;</td>
      <td style="text-align: left">&nbsp;</td>
      <td style="text-align: right">621,569</td>
      <td style="text-align: left">&nbsp;</td>
     </tr>
     <tr style="vertical-align: bottom; background-color: rgb(204,238,255)">
      <td style="text-align: left">One-to-four family - mixed-use property</td>
      <td>&nbsp;</td>
      <td style="text-align: left">&nbsp;</td>
      <td style="text-align: right">10,408</td>
      <td style="text-align: left">&nbsp;</td>
      <td>&nbsp;</td>
      <td style="text-align: left">&nbsp;</td>
      <td style="text-align: right">1,154</td>
      <td style="text-align: left">&nbsp;</td>
      <td>&nbsp;</td>
      <td style="text-align: left">&nbsp;</td>
      <td style="text-align: right">7,341</td>
      <td style="text-align: left">&nbsp;</td>
      <td>&nbsp;</td>
      <td style="text-align: left">&nbsp;</td>
      <td style="text-align: right">18,903</td>
      <td style="text-align: left">&nbsp;</td>
      <td>&nbsp;</td>
      <td style="text-align: left">&nbsp;</td>
      <td style="text-align: right">554,876</td>
      <td style="text-align: left">&nbsp;</td>
      <td>&nbsp;</td>
      <td style="text-align: left">&nbsp;</td>
      <td style="text-align: right">573,779</td>
      <td style="text-align: left">&nbsp;</td>
     </tr>
     <tr style="vertical-align: bottom; background-color: White">
      <td style="text-align: left">One-to-four family - residential</td>
      <td>&nbsp;</td>
      <td style="text-align: left">&nbsp;</td>
      <td style="text-align: right">1,751</td>
      <td style="text-align: left">&nbsp;</td>
      <td>&nbsp;</td>
      <td style="text-align: left">&nbsp;</td>
      <td style="text-align: right">2,244</td>
      <td style="text-align: left">&nbsp;</td>
      <td>&nbsp;</td>
      <td style="text-align: left">&nbsp;</td>
      <td style="text-align: right">11,051</td>
      <td style="text-align: left">&nbsp;</td>
      <td>&nbsp;</td>
      <td style="text-align: left">&nbsp;</td>
      <td style="text-align: right">15,046</td>
      <td style="text-align: left">&nbsp;</td>
      <td>&nbsp;</td>
      <td style="text-align: left">&nbsp;</td>
      <td style="text-align: right">172,526</td>
      <td style="text-align: left">&nbsp;</td>
      <td>&nbsp;</td>
      <td style="text-align: left">&nbsp;</td>
      <td style="text-align: right">187,572</td>
      <td style="text-align: left">&nbsp;</td>
     </tr>
     <tr style="vertical-align: bottom; background-color: rgb(204,238,255)">
      <td style="text-align: left">Co-operative apartments</td>
      <td>&nbsp;</td>
      <td style="text-align: left">&nbsp;</td>
      <td style="text-align: right">-</td>
      <td style="text-align: left">&nbsp;</td>
      <td>&nbsp;</td>
      <td style="text-align: left">&nbsp;</td>
      <td style="text-align: right">-</td>
      <td style="text-align: left">&nbsp;</td>
      <td>&nbsp;</td>
      <td style="text-align: left">&nbsp;</td>
      <td style="text-align: right">-</td>
      <td style="text-align: left">&nbsp;</td>
      <td>&nbsp;</td>
      <td style="text-align: left">&nbsp;</td>
      <td style="text-align: right">-</td>
      <td style="text-align: left">&nbsp;</td>
      <td>&nbsp;</td>
      <td style="text-align: left">&nbsp;</td>
      <td style="text-align: right">9,835</td>
      <td style="text-align: left">&nbsp;</td>
      <td>&nbsp;</td>
      <td style="text-align: left">&nbsp;</td>
      <td style="text-align: right">9,835</td>
      <td style="text-align: left">&nbsp;</td>
     </tr>
     <tr style="vertical-align: bottom; background-color: White">
      <td style="text-align: left">Construction loans</td>
      <td>&nbsp;</td>
      <td style="text-align: left">&nbsp;</td>
      <td style="text-align: right">3,000</td>
      <td style="text-align: left">&nbsp;</td>
      <td>&nbsp;</td>
      <td style="text-align: left">&nbsp;</td>
      <td style="text-align: right">-</td>
      <td style="text-align: left">&nbsp;</td>
      <td>&nbsp;</td>
      <td style="text-align: left">&nbsp;</td>
      <td style="text-align: right">-</td>
      <td style="text-align: left">&nbsp;</td>
      <td>&nbsp;</td>
      <td style="text-align: left">&nbsp;</td>
      <td style="text-align: right">3,000</td>
      <td style="text-align: left">&nbsp;</td>
      <td>&nbsp;</td>
      <td style="text-align: left">&nbsp;</td>
      <td style="text-align: right">2,286</td>
      <td style="text-align: left">&nbsp;</td>
      <td>&nbsp;</td>
      <td style="text-align: left">&nbsp;</td>
      <td style="text-align: right">5,286</td>
      <td style="text-align: left">&nbsp;</td>
     </tr>
     <tr style="vertical-align: bottom; background-color: rgb(204,238,255)">
      <td style="text-align: left">Small Business Administration</td>
      <td>&nbsp;</td>
      <td style="text-align: left">&nbsp;</td>
      <td style="text-align: right">90</td>
      <td style="text-align: left">&nbsp;</td>
      <td>&nbsp;</td>
      <td style="text-align: left">&nbsp;</td>
      <td style="text-align: right">-</td>
      <td style="text-align: left">&nbsp;</td>
      <td>&nbsp;</td>
      <td style="text-align: left">&nbsp;</td>
      <td style="text-align: right">-</td>
      <td style="text-align: left">&nbsp;</td>
      <td>&nbsp;</td>
      <td style="text-align: left">&nbsp;</td>
      <td style="text-align: right">90</td>
      <td style="text-align: left">&nbsp;</td>
      <td>&nbsp;</td>
      <td style="text-align: left">&nbsp;</td>
      <td style="text-align: right">7,044</td>
      <td style="text-align: left">&nbsp;</td>
      <td>&nbsp;</td>
      <td style="text-align: left">&nbsp;</td>
      <td style="text-align: right">7,134</td>
      <td style="text-align: left">&nbsp;</td>
     </tr>
     <tr style="vertical-align: bottom; background-color: White">
      <td style="text-align: left">Taxi medallion</td>
      <td>&nbsp;</td>
      <td style="text-align: left">&nbsp;</td>
      <td style="text-align: right">-</td>
      <td style="text-align: left">&nbsp;</td>
      <td>&nbsp;</td>
      <td style="text-align: left">&nbsp;</td>
      <td style="text-align: right">-</td>
      <td style="text-align: left">&nbsp;</td>
      <td>&nbsp;</td>
      <td style="text-align: left">&nbsp;</td>
      <td style="text-align: right">-</td>
      <td style="text-align: left">&nbsp;</td>
      <td>&nbsp;</td>
      <td style="text-align: left">&nbsp;</td>
      <td style="text-align: right">-</td>
      <td style="text-align: left">&nbsp;</td>
      <td>&nbsp;</td>
      <td style="text-align: left">&nbsp;</td>
      <td style="text-align: right">22,519</td>
      <td style="text-align: left">&nbsp;</td>
      <td>&nbsp;</td>
      <td style="text-align: left">&nbsp;</td>
      <td style="text-align: right">22,519</td>
      <td style="text-align: left">&nbsp;</td>
     </tr>
     <tr style="vertical-align: bottom; background-color: rgb(204,238,255)">
      <td style="text-align: left; padding-bottom: 1pt">Commercial business and other</td>
      <td style="padding-bottom: 1pt">&nbsp;</td>
      <td style="border-bottom: Black 1pt solid; text-align: left">&nbsp;</td>
      <td style="border-bottom: Black 1pt solid; text-align: right">6</td>
      <td style="border-bottom: Black 1pt solid; text-align: left">&nbsp;</td>
      <td style="padding-bottom: 1pt; border-bottom: Black 1pt solid">&nbsp;</td>
      <td style="border-bottom: Black 1pt solid; text-align: left">&nbsp;</td>
      <td style="border-bottom: Black 1pt solid; text-align: right">1,585</td>
      <td style="border-bottom: Black 1pt solid; text-align: left">&nbsp;</td>
      <td style="padding-bottom: 1pt; border-bottom: Black 1pt solid">&nbsp;</td>
      <td style="border-bottom: Black 1pt solid; text-align: left">&nbsp;</td>
      <td style="border-bottom: Black 1pt solid; text-align: right">740</td>
      <td style="border-bottom: Black 1pt solid; text-align: left">&nbsp;</td>
      <td style="padding-bottom: 1pt; border-bottom: Black 1pt solid">&nbsp;</td>
      <td style="border-bottom: Black 1pt solid; text-align: left">&nbsp;</td>
      <td style="border-bottom: Black 1pt solid; text-align: right">2,331</td>
      <td style="border-bottom: Black 1pt solid; text-align: left">&nbsp;</td>
      <td style="padding-bottom: 1pt; border-bottom: Black 1pt solid">&nbsp;</td>
      <td style="border-bottom: Black 1pt solid; text-align: left">&nbsp;</td>
      <td style="border-bottom: Black 1pt solid; text-align: right">445,169</td>
      <td style="border-bottom: Black 1pt solid; text-align: left">&nbsp;</td>
      <td style="padding-bottom: 1pt; border-bottom: Black 1pt solid">&nbsp;</td>
      <td style="border-bottom: Black 1pt solid; text-align: left">&nbsp;</td>
      <td style="border-bottom: Black 1pt solid; text-align: right">447,500</td>
      <td style="border-bottom: Black 1pt solid; text-align: left">&nbsp;</td>
     </tr>
     <tr style="vertical-align: bottom; background-color: White">
      <td style="padding-bottom: 2.25pt; padding-left: 10pt">Total</td>
      <td style="padding-bottom: 2.25pt">&nbsp;</td>
      <td style="border-bottom: Black 2.5pt double; text-align: left">$</td>
      <td style="border-bottom: Black 2.5pt double; text-align: right">24,588</td>
      <td style="border-bottom: Black 2.5pt double; text-align: left">&nbsp;</td>
      <td style="padding-bottom: 2.25pt; border-bottom: Black 2.5pt double">&nbsp;</td>
      <td style="border-bottom: Black 2.5pt double; text-align: left">$</td>
      <td style="border-bottom: Black 2.5pt double; text-align: right">8,615</td>
      <td style="border-bottom: Black 2.5pt double; text-align: left">&nbsp;</td>
      <td style="padding-bottom: 2.25pt; border-bottom: Black 2.5pt double">&nbsp;</td>
      <td style="border-bottom: Black 2.5pt double; text-align: left">$</td>
      <td style="border-bottom: Black 2.5pt double; text-align: right">33,196</td>
      <td style="border-bottom: Black 2.5pt double; text-align: left">&nbsp;</td>
      <td style="padding-bottom: 2.25pt; border-bottom: Black 2.5pt double">&nbsp;</td>
      <td style="border-bottom: Black 2.5pt double; text-align: left">$</td>
      <td style="border-bottom: Black 2.5pt double; text-align: right">66,399</td>
      <td style="border-bottom: Black 2.5pt double; text-align: left">&nbsp;</td>
      <td style="padding-bottom: 2.25pt; border-bottom: Black 2.5pt double">&nbsp;</td>
      <td style="border-bottom: Black 2.5pt double; text-align: left">$</td>
      <td style="border-bottom: Black 2.5pt double; text-align: right">3,732,255</td>
      <td style="border-bottom: Black 2.5pt double; text-align: left">&nbsp;</td>
      <td style="padding-bottom: 2.25pt; border-bottom: Black 2.5pt double">&nbsp;</td>
      <td style="border-bottom: Black 2.5pt double; text-align: left">$</td>
      <td style="border-bottom: Black 2.5pt double; text-align: right">3,798,654</td>
      <td style="border-bottom: Black 2.5pt double; text-align: left">&nbsp;</td>
     </tr>

   </table><span></span>
</td>
</tr>
<tr class="re">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_AllowanceForCreditLossesOnFinancingReceivablesTableTextBlock', window );">Allowance for Credit Losses on Financing Receivables [Table Text Block]</a></td>
<td class="text"><table cellpadding="0" cellspacing="0" style="border-collapse: collapse; width: 100%; font: 10pt Times New Roman, Times, Serif">

     <tr style="vertical-align: bottom">
      <td nowrap="nowrap" style="text-align: left; border-bottom: Black 1pt solid">(in thousands)</td>
      <td nowrap="nowrap" style="padding-bottom: 1pt; border-bottom: Black 1pt solid">&nbsp;</td>
      <td colspan="3" nowrap="nowrap" style="text-align: center; border-bottom: Black 1pt solid">Multi-family <br /> residential</td>
      <td nowrap="nowrap" style="padding-bottom: 1pt; border-bottom: Black 1pt solid">&nbsp;</td>
      <td colspan="3" nowrap="nowrap" style="text-align: center; border-bottom: Black 1pt solid">Commercial <br /> real estate</td>
      <td nowrap="nowrap" style="padding-bottom: 1pt; border-bottom: Black 1pt solid">&nbsp;</td>
      <td colspan="3" nowrap="nowrap" style="text-align: center; border-bottom: Black 1pt solid">One-to-four <br /> family - <br /> mixed-use <br /> property</td>
      <td nowrap="nowrap" style="padding-bottom: 1pt; border-bottom: Black 1pt solid">&nbsp;</td>
      <td colspan="3" nowrap="nowrap" style="text-align: center; border-bottom: Black 1pt solid">One-to-four <br /> family - <br /> residential</td>
      <td nowrap="nowrap" style="padding-bottom: 1pt; border-bottom: Black 1pt solid">&nbsp;</td>
      <td colspan="3" nowrap="nowrap" style="text-align: center; border-bottom: Black 1pt solid">Co-operative <br /> apartments</td>
      <td nowrap="nowrap" style="padding-bottom: 1pt; border-bottom: Black 1pt solid">&nbsp;</td>
      <td colspan="3" nowrap="nowrap" style="text-align: center; border-bottom: Black 1pt solid">Construction <br /> loans</td>
      <td nowrap="nowrap" style="padding-bottom: 1pt; border-bottom: Black 1pt solid">&nbsp;</td>
      <td colspan="3" nowrap="nowrap" style="text-align: center; border-bottom: Black 1pt solid">Small Business <br /> Administration</td>
      <td nowrap="nowrap" style="padding-bottom: 1pt; border-bottom: Black 1pt solid">&nbsp;</td>
      <td colspan="3" nowrap="nowrap" style="text-align: center; border-bottom: Black 1pt solid">Taxi <br /> medallion</td>
      <td nowrap="nowrap" style="padding-bottom: 1pt; border-bottom: Black 1pt solid">&nbsp;</td>
      <td colspan="3" nowrap="nowrap" style="text-align: center; border-bottom: Black 1pt solid">Commercial <br /> business and <br /> other</td>
      <td nowrap="nowrap" style="padding-bottom: 1pt; border-bottom: Black 1pt solid">&nbsp;</td>
      <td colspan="3" nowrap="nowrap" style="text-align: center; border-bottom: Black 1pt solid">Total</td>
     </tr>
     <tr style="vertical-align: bottom">
      <td>&nbsp;</td>
      <td>&nbsp;</td>
      <td colspan="3" style="text-align: right">&nbsp;</td>
      <td>&nbsp;</td>
      <td colspan="3" style="text-align: right">&nbsp;</td>
      <td>&nbsp;</td>
      <td colspan="3" style="text-align: right">&nbsp;</td>
      <td>&nbsp;</td>
      <td colspan="3" style="text-align: right">&nbsp;</td>
      <td>&nbsp;</td>
      <td colspan="3" style="text-align: right">&nbsp;</td>
      <td>&nbsp;</td>
      <td colspan="3" style="text-align: right">&nbsp;</td>
      <td>&nbsp;</td>
      <td colspan="3" style="text-align: right">&nbsp;</td>
      <td>&nbsp;</td>
      <td colspan="3" style="text-align: right">&nbsp;</td>
      <td>&nbsp;</td>
      <td colspan="3" style="text-align: right">&nbsp;</td>
      <td>&nbsp;</td>
      <td colspan="3">&nbsp;</td>
     </tr>
     <tr style="vertical-align: bottom; background-color: rgb(204,238,255)">
      <td style="font-weight: bold; text-align: left">Allowance for credit losses:</td>
      <td>&nbsp;</td>
      <td style="text-align: left">&nbsp;</td>
      <td style="text-align: right">&nbsp;</td>
      <td style="text-align: left">&nbsp;</td>
      <td>&nbsp;</td>
      <td style="text-align: left">&nbsp;</td>
      <td style="text-align: right">&nbsp;</td>
      <td style="text-align: left">&nbsp;</td>
      <td>&nbsp;</td>
      <td style="text-align: left">&nbsp;</td>
      <td style="text-align: right">&nbsp;</td>
      <td style="text-align: left">&nbsp;</td>
      <td>&nbsp;</td>
      <td style="text-align: left">&nbsp;</td>
      <td style="text-align: right">&nbsp;</td>
      <td style="text-align: left">&nbsp;</td>
      <td>&nbsp;</td>
      <td style="text-align: left">&nbsp;</td>
      <td style="text-align: right">&nbsp;</td>
      <td style="text-align: left">&nbsp;</td>
      <td>&nbsp;</td>
      <td style="text-align: left">&nbsp;</td>
      <td style="text-align: right">&nbsp;</td>
      <td style="text-align: left">&nbsp;</td>
      <td>&nbsp;</td>
      <td style="text-align: left">&nbsp;</td>
      <td style="text-align: right">&nbsp;</td>
      <td style="text-align: left">&nbsp;</td>
      <td>&nbsp;</td>
      <td style="text-align: left">&nbsp;</td>
      <td style="text-align: right">&nbsp;</td>
      <td style="text-align: left">&nbsp;</td>
      <td>&nbsp;</td>
      <td style="text-align: left">&nbsp;</td>
      <td style="text-align: right">&nbsp;</td>
      <td style="text-align: left">&nbsp;</td>
      <td>&nbsp;</td>
      <td style="text-align: left">&nbsp;</td>
      <td style="text-align: right">&nbsp;</td>
      <td style="text-align: left">&nbsp;</td>
     </tr>
     <tr style="vertical-align: bottom; background-color: White">
      <td style="width: 20%; text-align: left">Beginning balance</td>
      <td style="width: 1%">&nbsp;</td>
      <td style="width: 1%; text-align: left">$</td>
      <td style="width: 5%; text-align: right">8,827</td>
      <td style="width: 1%; text-align: left">&nbsp;</td>
      <td style="width: 1%">&nbsp;</td>
      <td style="width: 1%; text-align: left">$</td>
      <td style="width: 5%; text-align: right">4,202</td>
      <td style="width: 1%; text-align: left">&nbsp;</td>
      <td style="width: 1%">&nbsp;</td>
      <td style="width: 1%; text-align: left">$</td>
      <td style="width: 5%; text-align: right">5,840</td>
      <td style="width: 1%; text-align: left">&nbsp;</td>
      <td style="width: 1%">&nbsp;</td>
      <td style="width: 1%; text-align: left">$</td>
      <td style="width: 5%; text-align: right">1,690</td>
      <td style="width: 1%; text-align: left">&nbsp;</td>
      <td style="width: 1%">&nbsp;</td>
      <td style="width: 1%; text-align: left">$</td>
      <td style="width: 5%; text-align: right">-</td>
      <td style="width: 1%; text-align: left">&nbsp;</td>
      <td style="width: 1%">&nbsp;</td>
      <td style="width: 1%; text-align: left">$</td>
      <td style="width: 5%; text-align: right">42</td>
      <td style="width: 1%; text-align: left">&nbsp;</td>
      <td style="width: 1%">&nbsp;</td>
      <td style="width: 1%; text-align: left">$</td>
      <td style="width: 5%; text-align: right">279</td>
      <td style="width: 1%; text-align: left">&nbsp;</td>
      <td style="width: 1%">&nbsp;</td>
      <td style="width: 1%; text-align: left">$</td>
      <td style="width: 5%; text-align: right">11</td>
      <td style="width: 1%; text-align: left">&nbsp;</td>
      <td style="width: 1%">&nbsp;</td>
      <td style="width: 1%; text-align: left">$</td>
      <td style="width: 5%; text-align: right">4,205</td>
      <td style="width: 1%; text-align: left">&nbsp;</td>
      <td style="width: 1%">&nbsp;</td>
      <td style="width: 1%; text-align: left">$</td>
      <td style="width: 5%; text-align: right">25,096</td>
      <td style="width: 1%; text-align: left">&nbsp;</td>
     </tr>
     <tr style="vertical-align: bottom; background-color: rgb(204,238,255)">
      <td style="text-align: left; padding-left: 10pt">Charge-off's</td>
      <td>&nbsp;</td>
      <td style="text-align: left">&nbsp;</td>
      <td style="text-align: right">(474</td>
      <td style="text-align: left">)</td>
      <td>&nbsp;</td>
      <td style="text-align: left">&nbsp;</td>
      <td style="text-align: right">(32</td>
      <td style="text-align: left">)</td>
      <td>&nbsp;</td>
      <td style="text-align: left">&nbsp;</td>
      <td style="text-align: right">(592</td>
      <td style="text-align: left">)</td>
      <td>&nbsp;</td>
      <td style="text-align: left">&nbsp;</td>
      <td style="text-align: right">(342</td>
      <td style="text-align: left">)</td>
      <td>&nbsp;</td>
      <td style="text-align: left">&nbsp;</td>
      <td style="text-align: right">-</td>
      <td style="text-align: left">&nbsp;</td>
      <td>&nbsp;</td>
      <td style="text-align: left">&nbsp;</td>
      <td style="text-align: right">-</td>
      <td style="text-align: left">&nbsp;</td>
      <td>&nbsp;</td>
      <td style="text-align: left">&nbsp;</td>
      <td style="text-align: right">(34</td>
      <td style="text-align: left">)</td>
      <td>&nbsp;</td>
      <td style="text-align: left">&nbsp;</td>
      <td style="text-align: right">-</td>
      <td style="text-align: left">&nbsp;</td>
      <td>&nbsp;</td>
      <td style="text-align: left">&nbsp;</td>
      <td style="text-align: right">(2,371</td>
      <td style="text-align: left">)</td>
      <td>&nbsp;</td>
      <td style="text-align: left">&nbsp;</td>
      <td style="text-align: right">(3,845</td>
      <td style="text-align: left">)</td>
     </tr>
     <tr style="vertical-align: bottom; background-color: White">
      <td style="text-align: left; padding-left: 10pt">Recoveries</td>
      <td>&nbsp;</td>
      <td style="text-align: left">&nbsp;</td>
      <td style="text-align: right">269</td>
      <td style="text-align: left">&nbsp;</td>
      <td>&nbsp;</td>
      <td style="text-align: left">&nbsp;</td>
      <td style="text-align: right">168</td>
      <td style="text-align: left">&nbsp;</td>
      <td>&nbsp;</td>
      <td style="text-align: left">&nbsp;</td>
      <td style="text-align: right">76</td>
      <td style="text-align: left">&nbsp;</td>
      <td>&nbsp;</td>
      <td style="text-align: left">&nbsp;</td>
      <td style="text-align: right">375</td>
      <td style="text-align: left">&nbsp;</td>
      <td>&nbsp;</td>
      <td style="text-align: left">&nbsp;</td>
      <td style="text-align: right">-</td>
      <td style="text-align: left">&nbsp;</td>
      <td>&nbsp;</td>
      <td style="text-align: left">&nbsp;</td>
      <td style="text-align: right">-</td>
      <td style="text-align: left">&nbsp;</td>
      <td>&nbsp;</td>
      <td style="text-align: left">&nbsp;</td>
      <td style="text-align: right">40</td>
      <td style="text-align: left">&nbsp;</td>
      <td>&nbsp;</td>
      <td style="text-align: left">&nbsp;</td>
      <td style="text-align: right">-</td>
      <td style="text-align: left">&nbsp;</td>
      <td>&nbsp;</td>
      <td style="text-align: left">&nbsp;</td>
      <td style="text-align: right">312</td>
      <td style="text-align: left">&nbsp;</td>
      <td>&nbsp;</td>
      <td style="text-align: left">&nbsp;</td>
      <td style="text-align: right">1,240</td>
      <td style="text-align: left">&nbsp;</td>
     </tr>
     <tr style="vertical-align: bottom; background-color: rgb(204,238,255)">
      <td style="text-align: left; padding-bottom: 1pt; padding-left: 10pt">Provision (benefit)</td>
      <td>&nbsp;</td>
      <td style="border-bottom: Black 1pt solid; text-align: left">&nbsp;</td>
      <td style="border-bottom: Black 1pt solid; text-align: right">(1,904</td>
      <td style="border-bottom: Black 1pt solid; text-align: left">)</td>
      <td style="padding-bottom: 1pt; border-bottom: Black 1pt solid">&nbsp;</td>
      <td style="border-bottom: Black 1pt solid; text-align: left">&nbsp;</td>
      <td style="border-bottom: Black 1pt solid; text-align: right">(99</td>
      <td style="border-bottom: Black 1pt solid; text-align: left">)</td>
      <td style="padding-bottom: 1pt; border-bottom: Black 1pt solid">&nbsp;</td>
      <td style="border-bottom: Black 1pt solid; text-align: left">&nbsp;</td>
      <td style="border-bottom: Black 1pt solid; text-align: right">(1,097</td>
      <td style="border-bottom: Black 1pt solid; text-align: left">)</td>
      <td style="padding-bottom: 1pt; border-bottom: Black 1pt solid">&nbsp;</td>
      <td style="border-bottom: Black 1pt solid; text-align: left">&nbsp;</td>
      <td style="border-bottom: Black 1pt solid; text-align: right">(496</td>
      <td style="border-bottom: Black 1pt solid; text-align: left">)</td>
      <td style="padding-bottom: 1pt; border-bottom: Black 1pt solid">&nbsp;</td>
      <td style="border-bottom: Black 1pt solid; text-align: left">&nbsp;</td>
      <td style="border-bottom: Black 1pt solid; text-align: right">-</td>
      <td style="border-bottom: Black 1pt solid; text-align: left">&nbsp;</td>
      <td style="padding-bottom: 1pt; border-bottom: Black 1pt solid">&nbsp;</td>
      <td style="border-bottom: Black 1pt solid; text-align: left">&nbsp;</td>
      <td style="border-bottom: Black 1pt solid; text-align: right">8</td>
      <td style="border-bottom: Black 1pt solid; text-align: left">&nbsp;</td>
      <td style="padding-bottom: 1pt; border-bottom: Black 1pt solid">&nbsp;</td>
      <td style="border-bottom: Black 1pt solid; text-align: left">&nbsp;</td>
      <td style="border-bottom: Black 1pt solid; text-align: right">(23</td>
      <td style="border-bottom: Black 1pt solid; text-align: left">)</td>
      <td style="padding-bottom: 1pt; border-bottom: Black 1pt solid">&nbsp;</td>
      <td style="border-bottom: Black 1pt solid; text-align: left">&nbsp;</td>
      <td style="border-bottom: Black 1pt solid; text-align: right">332</td>
      <td style="border-bottom: Black 1pt solid; text-align: left">&nbsp;</td>
      <td style="padding-bottom: 1pt; border-bottom: Black 1pt solid">&nbsp;</td>
      <td style="border-bottom: Black 1pt solid; text-align: left">&nbsp;</td>
      <td style="border-bottom: Black 1pt solid; text-align: right">2,323</td>
      <td style="border-bottom: Black 1pt solid; text-align: left">&nbsp;</td>
      <td style="padding-bottom: 1pt; border-bottom: Black 1pt solid">&nbsp;</td>
      <td style="border-bottom: Black 1pt solid; text-align: left">&nbsp;</td>
      <td style="border-bottom: Black 1pt solid; text-align: right">(956</td>
      <td style="border-bottom: Black 1pt solid; text-align: left">)</td>
     </tr>
     <tr style="vertical-align: bottom; background-color: White">
      <td style="text-align: left; padding-bottom: 2.25pt">Ending balance</td>
      <td>&nbsp;</td>
      <td style="border-bottom: Black 2.5pt double; text-align: left">$</td>
      <td style="border-bottom: Black 2.5pt double; text-align: right">6,718</td>
      <td style="border-bottom: Black 2.5pt double; text-align: left">&nbsp;</td>
      <td style="padding-bottom: 2.25pt; border-bottom: Black 2.5pt double">&nbsp;</td>
      <td style="border-bottom: Black 2.5pt double; text-align: left">$</td>
      <td style="border-bottom: Black 2.5pt double; text-align: right">4,239</td>
      <td style="border-bottom: Black 2.5pt double; text-align: left">&nbsp;</td>
      <td style="padding-bottom: 2.25pt; border-bottom: Black 2.5pt double">&nbsp;</td>
      <td style="border-bottom: Black 2.5pt double; text-align: left">$</td>
      <td style="border-bottom: Black 2.5pt double; text-align: right">4,227</td>
      <td style="border-bottom: Black 2.5pt double; text-align: left">&nbsp;</td>
      <td style="padding-bottom: 2.25pt; border-bottom: Black 2.5pt double">&nbsp;</td>
      <td style="border-bottom: Black 2.5pt double; text-align: left">$</td>
      <td style="border-bottom: Black 2.5pt double; text-align: right">1,227</td>
      <td style="border-bottom: Black 2.5pt double; text-align: left">&nbsp;</td>
      <td style="padding-bottom: 2.25pt; border-bottom: Black 2.5pt double">&nbsp;</td>
      <td style="border-bottom: Black 2.5pt double; text-align: left">$</td>
      <td style="border-bottom: Black 2.5pt double; text-align: right">-</td>
      <td style="border-bottom: Black 2.5pt double; text-align: left">&nbsp;</td>
      <td style="padding-bottom: 2.25pt; border-bottom: Black 2.5pt double">&nbsp;</td>
      <td style="border-bottom: Black 2.5pt double; text-align: left">$</td>
      <td style="border-bottom: Black 2.5pt double; text-align: right">50</td>
      <td style="border-bottom: Black 2.5pt double; text-align: left">&nbsp;</td>
      <td style="padding-bottom: 2.25pt; border-bottom: Black 2.5pt double">&nbsp;</td>
      <td style="border-bottom: Black 2.5pt double; text-align: left">$</td>
      <td style="border-bottom: Black 2.5pt double; text-align: right">262</td>
      <td style="border-bottom: Black 2.5pt double; text-align: left">&nbsp;</td>
      <td style="padding-bottom: 2.25pt; border-bottom: Black 2.5pt double">&nbsp;</td>
      <td style="border-bottom: Black 2.5pt double; text-align: left">$</td>
      <td style="border-bottom: Black 2.5pt double; text-align: right">343</td>
      <td style="border-bottom: Black 2.5pt double; text-align: left">&nbsp;</td>
      <td style="padding-bottom: 2.25pt; border-bottom: Black 2.5pt double">&nbsp;</td>
      <td style="border-bottom: Black 2.5pt double; text-align: left">$</td>
      <td style="border-bottom: Black 2.5pt double; text-align: right">4,469</td>
      <td style="border-bottom: Black 2.5pt double; text-align: left">&nbsp;</td>
      <td style="padding-bottom: 2.25pt; border-bottom: Black 2.5pt double">&nbsp;</td>
      <td style="border-bottom: Black 2.5pt double; text-align: left">$</td>
      <td style="border-bottom: Black 2.5pt double; text-align: right">21,535</td>
      <td style="border-bottom: Black 2.5pt double; text-align: left">&nbsp;</td>
     </tr>
     <tr style="vertical-align: bottom; background-color: rgb(204,238,255)">
      <td nowrap="nowrap" style="text-align: left; padding-bottom: 2.25pt">Ending balance: individually evaluated for impairment</td>
      <td>&nbsp;</td>
      <td style="border-bottom: Black 2.5pt double; text-align: left">$</td>
      <td style="border-bottom: Black 2.5pt double; text-align: right">252</td>
      <td style="border-bottom: Black 2.5pt double; text-align: left">&nbsp;</td>
      <td style="padding-bottom: 2.25pt; border-bottom: Black 2.5pt double">&nbsp;</td>
      <td style="border-bottom: Black 2.5pt double; text-align: left">$</td>
      <td style="border-bottom: Black 2.5pt double; text-align: right">180</td>
      <td style="border-bottom: Black 2.5pt double; text-align: left">&nbsp;</td>
      <td style="padding-bottom: 2.25pt; border-bottom: Black 2.5pt double">&nbsp;</td>
      <td style="border-bottom: Black 2.5pt double; text-align: left">$</td>
      <td style="border-bottom: Black 2.5pt double; text-align: right">502</td>
      <td style="border-bottom: Black 2.5pt double; text-align: left">&nbsp;</td>
      <td style="padding-bottom: 2.25pt; border-bottom: Black 2.5pt double">&nbsp;</td>
      <td style="border-bottom: Black 2.5pt double; text-align: left">$</td>
      <td style="border-bottom: Black 2.5pt double; text-align: right">51</td>
      <td style="border-bottom: Black 2.5pt double; text-align: left">&nbsp;</td>
      <td style="padding-bottom: 2.25pt; border-bottom: Black 2.5pt double">&nbsp;</td>
      <td style="border-bottom: Black 2.5pt double; text-align: left">$</td>
      <td style="border-bottom: Black 2.5pt double; text-align: right">-</td>
      <td style="border-bottom: Black 2.5pt double; text-align: left">&nbsp;</td>
      <td style="padding-bottom: 2.25pt; border-bottom: Black 2.5pt double">&nbsp;</td>
      <td style="border-bottom: Black 2.5pt double; text-align: left">$</td>
      <td style="border-bottom: Black 2.5pt double; text-align: right">-</td>
      <td style="border-bottom: Black 2.5pt double; text-align: left">&nbsp;</td>
      <td style="padding-bottom: 2.25pt; border-bottom: Black 2.5pt double">&nbsp;</td>
      <td style="border-bottom: Black 2.5pt double; text-align: left">$</td>
      <td style="border-bottom: Black 2.5pt double; text-align: right">-</td>
      <td style="border-bottom: Black 2.5pt double; text-align: left">&nbsp;</td>
      <td style="padding-bottom: 2.25pt; border-bottom: Black 2.5pt double">&nbsp;</td>
      <td style="border-bottom: Black 2.5pt double; text-align: left">$</td>
      <td style="border-bottom: Black 2.5pt double; text-align: right">333</td>
      <td style="border-bottom: Black 2.5pt double; text-align: left">&nbsp;</td>
      <td style="padding-bottom: 2.25pt; border-bottom: Black 2.5pt double">&nbsp;</td>
      <td style="border-bottom: Black 2.5pt double; text-align: left">$</td>
      <td style="border-bottom: Black 2.5pt double; text-align: right">112</td>
      <td style="border-bottom: Black 2.5pt double; text-align: left">&nbsp;</td>
      <td style="padding-bottom: 2.25pt; border-bottom: Black 2.5pt double">&nbsp;</td>
      <td style="border-bottom: Black 2.5pt double; text-align: left">$</td>
      <td style="border-bottom: Black 2.5pt double; text-align: right">1,430</td>
      <td style="border-bottom: Black 2.5pt double; text-align: left">&nbsp;</td>
     </tr>
     <tr style="vertical-align: bottom; background-color: White">
      <td nowrap="nowrap" style="text-align: left; padding-bottom: 2.25pt">Ending balance: collectively evaluated for impairment</td>
      <td>&nbsp;</td>
      <td style="border-bottom: Black 2.5pt double; text-align: left">$</td>
      <td style="border-bottom: Black 2.5pt double; text-align: right">6,466</td>
      <td style="border-bottom: Black 2.5pt double; text-align: left">&nbsp;</td>
      <td style="padding-bottom: 2.25pt; border-bottom: Black 2.5pt double">&nbsp;</td>
      <td style="border-bottom: Black 2.5pt double; text-align: left">$</td>
      <td style="border-bottom: Black 2.5pt double; text-align: right">4,059</td>
      <td style="border-bottom: Black 2.5pt double; text-align: left">&nbsp;</td>
      <td style="padding-bottom: 2.25pt; border-bottom: Black 2.5pt double">&nbsp;</td>
      <td style="border-bottom: Black 2.5pt double; text-align: left">$</td>
      <td style="border-bottom: Black 2.5pt double; text-align: right">3,725</td>
      <td style="border-bottom: Black 2.5pt double; text-align: left">&nbsp;</td>
      <td style="padding-bottom: 2.25pt; border-bottom: Black 2.5pt double">&nbsp;</td>
      <td style="border-bottom: Black 2.5pt double; text-align: left">$</td>
      <td style="border-bottom: Black 2.5pt double; text-align: right">1,176</td>
      <td style="border-bottom: Black 2.5pt double; text-align: left">&nbsp;</td>
      <td style="padding-bottom: 2.25pt; border-bottom: Black 2.5pt double">&nbsp;</td>
      <td style="border-bottom: Black 2.5pt double; text-align: left">$</td>
      <td style="border-bottom: Black 2.5pt double; text-align: right">-</td>
      <td style="border-bottom: Black 2.5pt double; text-align: left">&nbsp;</td>
      <td style="padding-bottom: 2.25pt; border-bottom: Black 2.5pt double">&nbsp;</td>
      <td style="border-bottom: Black 2.5pt double; text-align: left">$</td>
      <td style="border-bottom: Black 2.5pt double; text-align: right">50</td>
      <td style="border-bottom: Black 2.5pt double; text-align: left">&nbsp;</td>
      <td style="padding-bottom: 2.25pt; border-bottom: Black 2.5pt double">&nbsp;</td>
      <td style="border-bottom: Black 2.5pt double; text-align: left">$</td>
      <td style="border-bottom: Black 2.5pt double; text-align: right">262</td>
      <td style="border-bottom: Black 2.5pt double; text-align: left">&nbsp;</td>
      <td style="padding-bottom: 2.25pt; border-bottom: Black 2.5pt double">&nbsp;</td>
      <td style="border-bottom: Black 2.5pt double; text-align: left">$</td>
      <td style="border-bottom: Black 2.5pt double; text-align: right">10</td>
      <td style="border-bottom: Black 2.5pt double; text-align: left">&nbsp;</td>
      <td style="padding-bottom: 2.25pt; border-bottom: Black 2.5pt double">&nbsp;</td>
      <td style="border-bottom: Black 2.5pt double; text-align: left">$</td>
      <td style="border-bottom: Black 2.5pt double; text-align: right">4,357</td>
      <td style="border-bottom: Black 2.5pt double; text-align: left">&nbsp;</td>
      <td style="padding-bottom: 2.25pt; border-bottom: Black 2.5pt double">&nbsp;</td>
      <td style="border-bottom: Black 2.5pt double; text-align: left">$</td>
      <td style="border-bottom: Black 2.5pt double; text-align: right">20,105</td>
      <td style="border-bottom: Black 2.5pt double; text-align: left">&nbsp;</td>
     </tr>

   </table><table cellpadding="0" cellspacing="0" style="border-collapse: collapse; width: 100%; font: 10pt Times New Roman, Times, Serif">

     <tr style="vertical-align: bottom">
      <td nowrap="nowrap" style="text-align: left; border-bottom: Black 1pt solid">(in thousands)</td>
      <td nowrap="nowrap" style="padding-bottom: 1pt; border-bottom: Black 1pt solid">&nbsp;</td>
      <td colspan="3" nowrap="nowrap" style="text-align: center; border-bottom: Black 1pt solid">Multi-family <br /> residential</td>
      <td nowrap="nowrap" style="padding-bottom: 1pt; border-bottom: Black 1pt solid">&nbsp;</td>
      <td colspan="3" nowrap="nowrap" style="text-align: center; border-bottom: Black 1pt solid">Commercial <br /> real estate</td>
      <td nowrap="nowrap" style="padding-bottom: 1pt; border-bottom: Black 1pt solid">&nbsp;</td>
      <td colspan="3" nowrap="nowrap" style="text-align: center; border-bottom: Black 1pt solid">One-to-four <br /> family - <br /> mixed-use <br /> property</td>
      <td nowrap="nowrap" style="padding-bottom: 1pt; border-bottom: Black 1pt solid">&nbsp;</td>
      <td colspan="3" nowrap="nowrap" style="text-align: center; border-bottom: Black 1pt solid">One-to-four <br /> family - <br /> residential</td>
      <td nowrap="nowrap" style="padding-bottom: 1pt; border-bottom: Black 1pt solid">&nbsp;</td>
      <td colspan="3" nowrap="nowrap" style="text-align: center; border-bottom: Black 1pt solid">Co-operative <br /> apartments</td>
      <td nowrap="nowrap" style="padding-bottom: 1pt; border-bottom: Black 1pt solid">&nbsp;</td>
      <td colspan="3" nowrap="nowrap" style="text-align: center; border-bottom: Black 1pt solid">Construction <br /> loans</td>
      <td nowrap="nowrap" style="padding-bottom: 1pt; border-bottom: Black 1pt solid">&nbsp;</td>
      <td colspan="3" nowrap="nowrap" style="text-align: center; border-bottom: Black 1pt solid">Small Business <br /> Administration</td>
      <td nowrap="nowrap" style="padding-bottom: 1pt; border-bottom: Black 1pt solid">&nbsp;</td>
      <td colspan="3" nowrap="nowrap" style="text-align: center; border-bottom: Black 1pt solid">Taxi <br /> medallion</td>
      <td nowrap="nowrap" style="padding-bottom: 1pt; border-bottom: Black 1pt solid">&nbsp;</td>
      <td colspan="3" nowrap="nowrap" style="text-align: center; border-bottom: Black 1pt solid">Commercial <br /> business and <br /> other</td>
      <td nowrap="nowrap" style="padding-bottom: 1pt; border-bottom: Black 1pt solid">&nbsp;</td>
      <td colspan="3" nowrap="nowrap" style="text-align: center; border-bottom: Black 1pt solid">Total</td>
     </tr>
     <tr style="vertical-align: bottom">
      <td>&nbsp;</td>
      <td>&nbsp;</td>
      <td colspan="3" style="text-align: right">&nbsp;</td>
      <td>&nbsp;</td>
      <td colspan="3" style="text-align: right">&nbsp;</td>
      <td>&nbsp;</td>
      <td colspan="3" style="text-align: right">&nbsp;</td>
      <td>&nbsp;</td>
      <td colspan="3" style="text-align: right">&nbsp;</td>
      <td>&nbsp;</td>
      <td colspan="3" style="text-align: right">&nbsp;</td>
      <td>&nbsp;</td>
      <td colspan="3" style="text-align: right">&nbsp;</td>
      <td>&nbsp;</td>
      <td colspan="3" style="text-align: right">&nbsp;</td>
      <td>&nbsp;</td>
      <td colspan="3" style="text-align: right">&nbsp;</td>
      <td>&nbsp;</td>
      <td colspan="3" style="text-align: right">&nbsp;</td>
      <td>&nbsp;</td>
      <td colspan="3">&nbsp;</td>
     </tr>
     <tr style="vertical-align: bottom; background-color: rgb(204,238,255)">
      <td style="font-weight: bold; text-align: left">Allowance for credit losses:</td>
      <td>&nbsp;</td>
      <td style="text-align: left">&nbsp;</td>
      <td style="text-align: right">&nbsp;</td>
      <td style="text-align: left">&nbsp;</td>
      <td>&nbsp;</td>
      <td style="text-align: left">&nbsp;</td>
      <td style="text-align: right">&nbsp;</td>
      <td style="text-align: left">&nbsp;</td>
      <td>&nbsp;</td>
      <td style="text-align: left">&nbsp;</td>
      <td style="text-align: right">&nbsp;</td>
      <td style="text-align: left">&nbsp;</td>
      <td>&nbsp;</td>
      <td style="text-align: left">&nbsp;</td>
      <td style="text-align: right">&nbsp;</td>
      <td style="text-align: left">&nbsp;</td>
      <td>&nbsp;</td>
      <td style="text-align: left">&nbsp;</td>
      <td style="text-align: right">&nbsp;</td>
      <td style="text-align: left">&nbsp;</td>
      <td>&nbsp;</td>
      <td style="text-align: left">&nbsp;</td>
      <td style="text-align: right">&nbsp;</td>
      <td style="text-align: left">&nbsp;</td>
      <td>&nbsp;</td>
      <td style="text-align: left">&nbsp;</td>
      <td style="text-align: right">&nbsp;</td>
      <td style="text-align: left">&nbsp;</td>
      <td>&nbsp;</td>
      <td style="text-align: left">&nbsp;</td>
      <td style="text-align: right">&nbsp;</td>
      <td style="text-align: left">&nbsp;</td>
      <td>&nbsp;</td>
      <td style="text-align: left">&nbsp;</td>
      <td style="text-align: right">&nbsp;</td>
      <td style="text-align: left">&nbsp;</td>
      <td>&nbsp;</td>
      <td style="text-align: left">&nbsp;</td>
      <td style="text-align: right">&nbsp;</td>
      <td style="text-align: left">&nbsp;</td>
     </tr>
     <tr style="vertical-align: bottom; background-color: White">
      <td style="width: 20%; text-align: left">Beginning balance</td>
      <td style="width: 1%">&nbsp;</td>
      <td style="width: 1%; text-align: left">$</td>
      <td style="width: 5%; text-align: right">12,084</td>
      <td style="width: 1%; text-align: left">&nbsp;</td>
      <td style="width: 1%">&nbsp;</td>
      <td style="width: 1%; text-align: left">$</td>
      <td style="width: 5%; text-align: right">4,959</td>
      <td style="width: 1%; text-align: left">&nbsp;</td>
      <td style="width: 1%">&nbsp;</td>
      <td style="width: 1%; text-align: left">$</td>
      <td style="width: 5%; text-align: right">6,328</td>
      <td style="width: 1%; text-align: left">&nbsp;</td>
      <td style="width: 1%">&nbsp;</td>
      <td style="width: 1%; text-align: left">$</td>
      <td style="width: 5%; text-align: right">2,079</td>
      <td style="width: 1%; text-align: left">&nbsp;</td>
      <td style="width: 1%">&nbsp;</td>
      <td style="width: 1%; text-align: left">$</td>
      <td style="width: 5%; text-align: right">104</td>
      <td style="width: 1%; text-align: left">&nbsp;</td>
      <td style="width: 1%">&nbsp;</td>
      <td style="width: 1%; text-align: left">$</td>
      <td style="width: 5%; text-align: right">444</td>
      <td style="width: 1%; text-align: left">&nbsp;</td>
      <td style="width: 1%">&nbsp;</td>
      <td style="width: 1%; text-align: left">$</td>
      <td style="width: 5%; text-align: right">458</td>
      <td style="width: 1%; text-align: left">&nbsp;</td>
      <td style="width: 1%">&nbsp;</td>
      <td style="width: 1%; text-align: left">$</td>
      <td style="width: 5%; text-align: right">-</td>
      <td style="width: 1%; text-align: left">&nbsp;</td>
      <td style="width: 1%">&nbsp;</td>
      <td style="width: 1%; text-align: left">$</td>
      <td style="width: 5%; text-align: right">5,320</td>
      <td style="width: 1%; text-align: left">&nbsp;</td>
      <td style="width: 1%">&nbsp;</td>
      <td style="width: 1%; text-align: left">$</td>
      <td style="width: 5%; text-align: right">31,776</td>
      <td style="width: 1%; text-align: left">&nbsp;</td>
     </tr>
     <tr style="vertical-align: bottom; background-color: rgb(204,238,255)">
      <td style="text-align: left; padding-left: 10pt">Charge-off's</td>
      <td>&nbsp;</td>
      <td style="text-align: left">&nbsp;</td>
      <td style="text-align: right">(1,161</td>
      <td style="text-align: left">)</td>
      <td>&nbsp;</td>
      <td style="text-align: left">&nbsp;</td>
      <td style="text-align: right">(325</td>
      <td style="text-align: left">)</td>
      <td>&nbsp;</td>
      <td style="text-align: left">&nbsp;</td>
      <td style="text-align: right">(423</td>
      <td style="text-align: left">)</td>
      <td>&nbsp;</td>
      <td style="text-align: left">&nbsp;</td>
      <td style="text-align: right">(103</td>
      <td style="text-align: left">)</td>
      <td>&nbsp;</td>
      <td style="text-align: left">&nbsp;</td>
      <td style="text-align: right">-</td>
      <td style="text-align: left">&nbsp;</td>
      <td>&nbsp;</td>
      <td style="text-align: left">&nbsp;</td>
      <td style="text-align: right">-</td>
      <td style="text-align: left">&nbsp;</td>
      <td>&nbsp;</td>
      <td style="text-align: left">&nbsp;</td>
      <td style="text-align: right">(49</td>
      <td style="text-align: left">)</td>
      <td>&nbsp;</td>
      <td style="text-align: left">&nbsp;</td>
      <td style="text-align: right">-</td>
      <td style="text-align: left">&nbsp;</td>
      <td>&nbsp;</td>
      <td style="text-align: left">&nbsp;</td>
      <td style="text-align: right">(381</td>
      <td style="text-align: left">)</td>
      <td>&nbsp;</td>
      <td style="text-align: left">&nbsp;</td>
      <td style="text-align: right">(2,442</td>
      <td style="text-align: left">)</td>
     </tr>
     <tr style="vertical-align: bottom; background-color: White">
      <td style="text-align: left; padding-left: 10pt">Recoveries</td>
      <td>&nbsp;</td>
      <td style="text-align: left">&nbsp;</td>
      <td style="text-align: right">150</td>
      <td style="text-align: left">&nbsp;</td>
      <td>&nbsp;</td>
      <td style="text-align: left">&nbsp;</td>
      <td style="text-align: right">481</td>
      <td style="text-align: left">&nbsp;</td>
      <td>&nbsp;</td>
      <td style="text-align: left">&nbsp;</td>
      <td style="text-align: right">608</td>
      <td style="text-align: left">&nbsp;</td>
      <td>&nbsp;</td>
      <td style="text-align: left">&nbsp;</td>
      <td style="text-align: right">269</td>
      <td style="text-align: left">&nbsp;</td>
      <td>&nbsp;</td>
      <td style="text-align: left">&nbsp;</td>
      <td style="text-align: right">7</td>
      <td style="text-align: left">&nbsp;</td>
      <td>&nbsp;</td>
      <td style="text-align: left">&nbsp;</td>
      <td style="text-align: right">-</td>
      <td style="text-align: left">&nbsp;</td>
      <td>&nbsp;</td>
      <td style="text-align: left">&nbsp;</td>
      <td style="text-align: right">92</td>
      <td style="text-align: left">&nbsp;</td>
      <td>&nbsp;</td>
      <td style="text-align: left">&nbsp;</td>
      <td style="text-align: right">-</td>
      <td style="text-align: left">&nbsp;</td>
      <td>&nbsp;</td>
      <td style="text-align: left">&nbsp;</td>
      <td style="text-align: right">176</td>
      <td style="text-align: left">&nbsp;</td>
      <td>&nbsp;</td>
      <td style="text-align: left">&nbsp;</td>
      <td style="text-align: right">1,783</td>
      <td style="text-align: left">&nbsp;</td>
     </tr>
     <tr style="vertical-align: bottom; background-color: rgb(204,238,255)">
      <td style="text-align: left; padding-bottom: 1pt; padding-left: 10pt">Provision (benefit)</td>
      <td>&nbsp;</td>
      <td style="border-bottom: Black 1pt solid; text-align: left">&nbsp;</td>
      <td style="border-bottom: Black 1pt solid; text-align: right">(2,246</td>
      <td style="border-bottom: Black 1pt solid; text-align: left">)</td>
      <td style="padding-bottom: 1pt; border-bottom: Black 1pt solid">&nbsp;</td>
      <td style="border-bottom: Black 1pt solid; text-align: left">&nbsp;</td>
      <td style="border-bottom: Black 1pt solid; text-align: right">(913</td>
      <td style="border-bottom: Black 1pt solid; text-align: left">)</td>
      <td style="padding-bottom: 1pt; border-bottom: Black 1pt solid">&nbsp;</td>
      <td style="border-bottom: Black 1pt solid; text-align: left">&nbsp;</td>
      <td style="border-bottom: Black 1pt solid; text-align: right">(673</td>
      <td style="border-bottom: Black 1pt solid; text-align: left">)</td>
      <td style="padding-bottom: 1pt; border-bottom: Black 1pt solid">&nbsp;</td>
      <td style="border-bottom: Black 1pt solid; text-align: left">&nbsp;</td>
      <td style="border-bottom: Black 1pt solid; text-align: right">(555</td>
      <td style="border-bottom: Black 1pt solid; text-align: left">)</td>
      <td style="padding-bottom: 1pt; border-bottom: Black 1pt solid">&nbsp;</td>
      <td style="border-bottom: Black 1pt solid; text-align: left">&nbsp;</td>
      <td style="border-bottom: Black 1pt solid; text-align: right">(111</td>
      <td style="border-bottom: Black 1pt solid; text-align: left">)</td>
      <td style="padding-bottom: 1pt; border-bottom: Black 1pt solid">&nbsp;</td>
      <td style="border-bottom: Black 1pt solid; text-align: left">&nbsp;</td>
      <td style="border-bottom: Black 1pt solid; text-align: right">(402</td>
      <td style="border-bottom: Black 1pt solid; text-align: left">)</td>
      <td style="padding-bottom: 1pt; border-bottom: Black 1pt solid">&nbsp;</td>
      <td style="border-bottom: Black 1pt solid; text-align: left">&nbsp;</td>
      <td style="border-bottom: Black 1pt solid; text-align: right">(222</td>
      <td style="border-bottom: Black 1pt solid; text-align: left">)</td>
      <td style="padding-bottom: 1pt; border-bottom: Black 1pt solid">&nbsp;</td>
      <td style="border-bottom: Black 1pt solid; text-align: left">&nbsp;</td>
      <td style="border-bottom: Black 1pt solid; text-align: right">11</td>
      <td style="border-bottom: Black 1pt solid; text-align: left">&nbsp;</td>
      <td style="padding-bottom: 1pt; border-bottom: Black 1pt solid">&nbsp;</td>
      <td style="border-bottom: Black 1pt solid; text-align: left">&nbsp;</td>
      <td style="border-bottom: Black 1pt solid; text-align: right">(910</td>
      <td style="border-bottom: Black 1pt solid; text-align: left">)</td>
      <td style="padding-bottom: 1pt; border-bottom: Black 1pt solid">&nbsp;</td>
      <td style="border-bottom: Black 1pt solid; text-align: left">&nbsp;</td>
      <td style="border-bottom: Black 1pt solid; text-align: right">(6,021</td>
      <td style="border-bottom: Black 1pt solid; text-align: left">)</td>
     </tr>
     <tr style="vertical-align: bottom; background-color: White">
      <td style="text-align: left; padding-bottom: 2.25pt">Ending balance</td>
      <td>&nbsp;</td>
      <td style="border-bottom: Black 2.5pt double; text-align: left">$</td>
      <td style="border-bottom: Black 2.5pt double; text-align: right">8,827</td>
      <td style="border-bottom: Black 2.5pt double; text-align: left">&nbsp;</td>
      <td style="padding-bottom: 2.25pt; border-bottom: Black 2.5pt double">&nbsp;</td>
      <td style="border-bottom: Black 2.5pt double; text-align: left">$</td>
      <td style="border-bottom: Black 2.5pt double; text-align: right">4,202</td>
      <td style="border-bottom: Black 2.5pt double; text-align: left">&nbsp;</td>
      <td style="padding-bottom: 2.25pt; border-bottom: Black 2.5pt double">&nbsp;</td>
      <td style="border-bottom: Black 2.5pt double; text-align: left">$</td>
      <td style="border-bottom: Black 2.5pt double; text-align: right">5,840</td>
      <td style="border-bottom: Black 2.5pt double; text-align: left">&nbsp;</td>
      <td style="padding-bottom: 2.25pt; border-bottom: Black 2.5pt double">&nbsp;</td>
      <td style="border-bottom: Black 2.5pt double; text-align: left">$</td>
      <td style="border-bottom: Black 2.5pt double; text-align: right">1,690</td>
      <td style="border-bottom: Black 2.5pt double; text-align: left">&nbsp;</td>
      <td style="padding-bottom: 2.25pt; border-bottom: Black 2.5pt double">&nbsp;</td>
      <td style="border-bottom: Black 2.5pt double; text-align: left">$</td>
      <td style="border-bottom: Black 2.5pt double; text-align: right">-</td>
      <td style="border-bottom: Black 2.5pt double; text-align: left">&nbsp;</td>
      <td style="padding-bottom: 2.25pt; border-bottom: Black 2.5pt double">&nbsp;</td>
      <td style="border-bottom: Black 2.5pt double; text-align: left">$</td>
      <td style="border-bottom: Black 2.5pt double; text-align: right">42</td>
      <td style="border-bottom: Black 2.5pt double; text-align: left">&nbsp;</td>
      <td style="padding-bottom: 2.25pt; border-bottom: Black 2.5pt double">&nbsp;</td>
      <td style="border-bottom: Black 2.5pt double; text-align: left">$</td>
      <td style="border-bottom: Black 2.5pt double; text-align: right">279</td>
      <td style="border-bottom: Black 2.5pt double; text-align: left">&nbsp;</td>
      <td style="padding-bottom: 2.25pt; border-bottom: Black 2.5pt double">&nbsp;</td>
      <td style="border-bottom: Black 2.5pt double; text-align: left">$</td>
      <td style="border-bottom: Black 2.5pt double; text-align: right">11</td>
      <td style="border-bottom: Black 2.5pt double; text-align: left">&nbsp;</td>
      <td style="padding-bottom: 2.25pt; border-bottom: Black 2.5pt double">&nbsp;</td>
      <td style="border-bottom: Black 2.5pt double; text-align: left">$</td>
      <td style="border-bottom: Black 2.5pt double; text-align: right">4,205</td>
      <td style="border-bottom: Black 2.5pt double; text-align: left">&nbsp;</td>
      <td style="padding-bottom: 2.25pt; border-bottom: Black 2.5pt double">&nbsp;</td>
      <td style="border-bottom: Black 2.5pt double; text-align: left">$</td>
      <td style="border-bottom: Black 2.5pt double; text-align: right">25,096</td>
      <td style="border-bottom: Black 2.5pt double; text-align: left">&nbsp;</td>
     </tr>
     <tr style="vertical-align: bottom; background-color: rgb(204,238,255)">
      <td nowrap="nowrap" style="text-align: left; padding-bottom: 2.25pt">Ending balance: individually evaluated for impairment</td>
      <td>&nbsp;</td>
      <td style="border-bottom: Black 2.5pt double; text-align: left">$</td>
      <td style="border-bottom: Black 2.5pt double; text-align: right">286</td>
      <td style="border-bottom: Black 2.5pt double; text-align: left">&nbsp;</td>
      <td style="padding-bottom: 2.25pt; border-bottom: Black 2.5pt double">&nbsp;</td>
      <td style="border-bottom: Black 2.5pt double; text-align: left">$</td>
      <td style="border-bottom: Black 2.5pt double; text-align: right">21</td>
      <td style="border-bottom: Black 2.5pt double; text-align: left">&nbsp;</td>
      <td style="padding-bottom: 2.25pt; border-bottom: Black 2.5pt double">&nbsp;</td>
      <td style="border-bottom: Black 2.5pt double; text-align: left">$</td>
      <td style="border-bottom: Black 2.5pt double; text-align: right">579</td>
      <td style="border-bottom: Black 2.5pt double; text-align: left">&nbsp;</td>
      <td style="padding-bottom: 2.25pt; border-bottom: Black 2.5pt double">&nbsp;</td>
      <td style="border-bottom: Black 2.5pt double; text-align: left">$</td>
      <td style="border-bottom: Black 2.5pt double; text-align: right">54</td>
      <td style="border-bottom: Black 2.5pt double; text-align: left">&nbsp;</td>
      <td style="padding-bottom: 2.25pt; border-bottom: Black 2.5pt double">&nbsp;</td>
      <td style="border-bottom: Black 2.5pt double; text-align: left">$</td>
      <td style="border-bottom: Black 2.5pt double; text-align: right">-</td>
      <td style="border-bottom: Black 2.5pt double; text-align: left">&nbsp;</td>
      <td style="padding-bottom: 2.25pt; border-bottom: Black 2.5pt double">&nbsp;</td>
      <td style="border-bottom: Black 2.5pt double; text-align: left">$</td>
      <td style="border-bottom: Black 2.5pt double; text-align: right">-</td>
      <td style="border-bottom: Black 2.5pt double; text-align: left">&nbsp;</td>
      <td style="padding-bottom: 2.25pt; border-bottom: Black 2.5pt double">&nbsp;</td>
      <td style="border-bottom: Black 2.5pt double; text-align: left">$</td>
      <td style="border-bottom: Black 2.5pt double; text-align: right">-</td>
      <td style="border-bottom: Black 2.5pt double; text-align: left">&nbsp;</td>
      <td style="padding-bottom: 2.25pt; border-bottom: Black 2.5pt double">&nbsp;</td>
      <td style="border-bottom: Black 2.5pt double; text-align: left">$</td>
      <td style="border-bottom: Black 2.5pt double; text-align: right">-</td>
      <td style="border-bottom: Black 2.5pt double; text-align: left">&nbsp;</td>
      <td style="padding-bottom: 2.25pt; border-bottom: Black 2.5pt double">&nbsp;</td>
      <td style="border-bottom: Black 2.5pt double; text-align: left">$</td>
      <td style="border-bottom: Black 2.5pt double; text-align: right">154</td>
      <td style="border-bottom: Black 2.5pt double; text-align: left">&nbsp;</td>
      <td style="padding-bottom: 2.25pt; border-bottom: Black 2.5pt double">&nbsp;</td>
      <td style="border-bottom: Black 2.5pt double; text-align: left">$</td>
      <td style="border-bottom: Black 2.5pt double; text-align: right">1,094</td>
      <td style="border-bottom: Black 2.5pt double; text-align: left">&nbsp;</td>
     </tr>
     <tr style="vertical-align: bottom; background-color: White">
      <td nowrap="nowrap" style="text-align: left; padding-bottom: 2.25pt">Ending balance: collectively evaluated for impairment</td>
      <td>&nbsp;</td>
      <td style="border-bottom: Black 2.5pt double; text-align: left">$</td>
      <td style="border-bottom: Black 2.5pt double; text-align: right">8,541</td>
      <td style="border-bottom: Black 2.5pt double; text-align: left">&nbsp;</td>
      <td style="padding-bottom: 2.25pt; border-bottom: Black 2.5pt double">&nbsp;</td>
      <td style="border-bottom: Black 2.5pt double; text-align: left">$</td>
      <td style="border-bottom: Black 2.5pt double; text-align: right">4,181</td>
      <td style="border-bottom: Black 2.5pt double; text-align: left">&nbsp;</td>
      <td style="padding-bottom: 2.25pt; border-bottom: Black 2.5pt double">&nbsp;</td>
      <td style="border-bottom: Black 2.5pt double; text-align: left">$</td>
      <td style="border-bottom: Black 2.5pt double; text-align: right">5,261</td>
      <td style="border-bottom: Black 2.5pt double; text-align: left">&nbsp;</td>
      <td style="padding-bottom: 2.25pt; border-bottom: Black 2.5pt double">&nbsp;</td>
      <td style="border-bottom: Black 2.5pt double; text-align: left">$</td>
      <td style="border-bottom: Black 2.5pt double; text-align: right">1,636</td>
      <td style="border-bottom: Black 2.5pt double; text-align: left">&nbsp;</td>
      <td style="padding-bottom: 2.25pt; border-bottom: Black 2.5pt double">&nbsp;</td>
      <td style="border-bottom: Black 2.5pt double; text-align: left">$</td>
      <td style="border-bottom: Black 2.5pt double; text-align: right">-</td>
      <td style="border-bottom: Black 2.5pt double; text-align: left">&nbsp;</td>
      <td style="padding-bottom: 2.25pt; border-bottom: Black 2.5pt double">&nbsp;</td>
      <td style="border-bottom: Black 2.5pt double; text-align: left">$</td>
      <td style="border-bottom: Black 2.5pt double; text-align: right">42</td>
      <td style="border-bottom: Black 2.5pt double; text-align: left">&nbsp;</td>
      <td style="padding-bottom: 2.25pt; border-bottom: Black 2.5pt double">&nbsp;</td>
      <td style="border-bottom: Black 2.5pt double; text-align: left">$</td>
      <td style="border-bottom: Black 2.5pt double; text-align: right">279</td>
      <td style="border-bottom: Black 2.5pt double; text-align: left">&nbsp;</td>
      <td style="padding-bottom: 2.25pt; border-bottom: Black 2.5pt double">&nbsp;</td>
      <td style="border-bottom: Black 2.5pt double; text-align: left">$</td>
      <td style="border-bottom: Black 2.5pt double; text-align: right">11</td>
      <td style="border-bottom: Black 2.5pt double; text-align: left">&nbsp;</td>
      <td style="padding-bottom: 2.25pt; border-bottom: Black 2.5pt double">&nbsp;</td>
      <td style="border-bottom: Black 2.5pt double; text-align: left">$</td>
      <td style="border-bottom: Black 2.5pt double; text-align: right">4,051</td>
      <td style="border-bottom: Black 2.5pt double; text-align: left">&nbsp;</td>
      <td style="padding-bottom: 2.25pt; border-bottom: Black 2.5pt double">&nbsp;</td>
      <td style="border-bottom: Black 2.5pt double; text-align: left">$</td>
      <td style="border-bottom: Black 2.5pt double; text-align: right">24,002</td>
      <td style="border-bottom: Black 2.5pt double; text-align: left">&nbsp;</td>
     </tr>

   </table><table cellpadding="0" cellspacing="0" style="border-collapse: collapse; width: 100%; font: 10pt Times New Roman, Times, Serif">

     <tr style="vertical-align: bottom">
      <td nowrap="nowrap" style="text-align: left; border-bottom: Black 1pt solid">(in thousands)</td>
      <td nowrap="nowrap" style="padding-bottom: 1pt; border-bottom: Black 1pt solid">&nbsp;</td>
      <td colspan="3" nowrap="nowrap" style="text-align: center; border-bottom: Black 1pt solid">Multi-family <br /> residential</td>
      <td nowrap="nowrap" style="padding-bottom: 1pt; border-bottom: Black 1pt solid">&nbsp;</td>
      <td colspan="3" nowrap="nowrap" style="text-align: center; border-bottom: Black 1pt solid">Commercial <br /> real estate</td>
      <td nowrap="nowrap" style="padding-bottom: 1pt; border-bottom: Black 1pt solid">&nbsp;</td>
      <td colspan="3" nowrap="nowrap" style="text-align: center; border-bottom: Black 1pt solid">One-to-four <br /> family - <br /> mixed-use <br /> property</td>
      <td nowrap="nowrap" style="padding-bottom: 1pt; border-bottom: Black 1pt solid">&nbsp;</td>
      <td colspan="3" nowrap="nowrap" style="text-align: center; border-bottom: Black 1pt solid">One-to-four <br /> family - <br /> residential</td>
      <td nowrap="nowrap" style="padding-bottom: 1pt; border-bottom: Black 1pt solid">&nbsp;</td>
      <td colspan="3" nowrap="nowrap" style="text-align: center; border-bottom: Black 1pt solid">Co-operative <br /> apartments</td>
      <td nowrap="nowrap" style="padding-bottom: 1pt; border-bottom: Black 1pt solid">&nbsp;</td>
      <td colspan="3" nowrap="nowrap" style="text-align: center; border-bottom: Black 1pt solid">Construction <br /> loans</td>
      <td nowrap="nowrap" style="padding-bottom: 1pt; border-bottom: Black 1pt solid">&nbsp;</td>
      <td colspan="3" nowrap="nowrap" style="text-align: center; border-bottom: Black 1pt solid">Small Business <br /> Administration</td>
      <td nowrap="nowrap" style="padding-bottom: 1pt; border-bottom: Black 1pt solid">&nbsp;</td>
      <td colspan="3" nowrap="nowrap" style="text-align: center; border-bottom: Black 1pt solid">Taxi <br /> medallion</td>
      <td nowrap="nowrap" style="padding-bottom: 1pt; border-bottom: Black 1pt solid">&nbsp;</td>
      <td colspan="3" nowrap="nowrap" style="text-align: center; border-bottom: Black 1pt solid">Commercial <br /> business and <br /> other</td>
      <td nowrap="nowrap" style="padding-bottom: 1pt; border-bottom: Black 1pt solid">&nbsp;</td>
      <td colspan="3" nowrap="nowrap" style="text-align: center; border-bottom: Black 1pt solid">Total</td>
     </tr>
     <tr style="vertical-align: bottom">
      <td>&nbsp;</td>
      <td>&nbsp;</td>
      <td colspan="3" style="text-align: right">&nbsp;</td>
      <td>&nbsp;</td>
      <td colspan="3" style="text-align: right">&nbsp;</td>
      <td>&nbsp;</td>
      <td colspan="3" style="text-align: right">&nbsp;</td>
      <td>&nbsp;</td>
      <td colspan="3" style="text-align: right">&nbsp;</td>
      <td>&nbsp;</td>
      <td colspan="3" style="text-align: right">&nbsp;</td>
      <td>&nbsp;</td>
      <td colspan="3" style="text-align: right">&nbsp;</td>
      <td>&nbsp;</td>
      <td colspan="3" style="text-align: right">&nbsp;</td>
      <td>&nbsp;</td>
      <td colspan="3" style="text-align: right">&nbsp;</td>
      <td>&nbsp;</td>
      <td colspan="3" style="text-align: right">&nbsp;</td>
      <td>&nbsp;</td>
      <td colspan="3">&nbsp;</td>
     </tr>
     <tr style="vertical-align: bottom; background-color: rgb(204,238,255)">
      <td style="font-weight: bold; text-align: left">Allowance for credit losses:</td>
      <td>&nbsp;</td>
      <td style="text-align: left">&nbsp;</td>
      <td style="text-align: right">&nbsp;</td>
      <td style="text-align: left">&nbsp;</td>
      <td>&nbsp;</td>
      <td style="text-align: left">&nbsp;</td>
      <td style="text-align: right">&nbsp;</td>
      <td style="text-align: left">&nbsp;</td>
      <td>&nbsp;</td>
      <td style="text-align: left">&nbsp;</td>
      <td style="text-align: right">&nbsp;</td>
      <td style="text-align: left">&nbsp;</td>
      <td>&nbsp;</td>
      <td style="text-align: left">&nbsp;</td>
      <td style="text-align: right">&nbsp;</td>
      <td style="text-align: left">&nbsp;</td>
      <td>&nbsp;</td>
      <td style="text-align: left">&nbsp;</td>
      <td style="text-align: right">&nbsp;</td>
      <td style="text-align: left">&nbsp;</td>
      <td>&nbsp;</td>
      <td style="text-align: left">&nbsp;</td>
      <td style="text-align: right">&nbsp;</td>
      <td style="text-align: left">&nbsp;</td>
      <td>&nbsp;</td>
      <td style="text-align: left">&nbsp;</td>
      <td style="text-align: right">&nbsp;</td>
      <td style="text-align: left">&nbsp;</td>
      <td>&nbsp;</td>
      <td style="text-align: left">&nbsp;</td>
      <td style="text-align: right">&nbsp;</td>
      <td style="text-align: left">&nbsp;</td>
      <td>&nbsp;</td>
      <td style="text-align: left">&nbsp;</td>
      <td style="text-align: right">&nbsp;</td>
      <td style="text-align: left">&nbsp;</td>
      <td>&nbsp;</td>
      <td style="text-align: left">&nbsp;</td>
      <td style="text-align: right">&nbsp;</td>
      <td style="text-align: left">&nbsp;</td>
     </tr>
     <tr style="vertical-align: bottom; background-color: White">
      <td style="width: 20%; text-align: left">Beginning balance</td>
      <td style="width: 1%">&nbsp;</td>
      <td style="width: 1%; text-align: left">$</td>
      <td style="width: 5%; text-align: right">13,001</td>
      <td style="width: 1%; text-align: left">&nbsp;</td>
      <td style="width: 1%">&nbsp;</td>
      <td style="width: 1%; text-align: left">$</td>
      <td style="width: 5%; text-align: right">5,705</td>
      <td style="width: 1%; text-align: left">&nbsp;</td>
      <td style="width: 1%">&nbsp;</td>
      <td style="width: 1%; text-align: left">$</td>
      <td style="width: 5%; text-align: right">5,960</td>
      <td style="width: 1%; text-align: left">&nbsp;</td>
      <td style="width: 1%">&nbsp;</td>
      <td style="width: 1%; text-align: left">$</td>
      <td style="width: 5%; text-align: right">1,999</td>
      <td style="width: 1%; text-align: left">&nbsp;</td>
      <td style="width: 1%">&nbsp;</td>
      <td style="width: 1%; text-align: left">$</td>
      <td style="width: 5%; text-align: right">46</td>
      <td style="width: 1%; text-align: left">&nbsp;</td>
      <td style="width: 1%">&nbsp;</td>
      <td style="width: 1%; text-align: left">$</td>
      <td style="width: 5%; text-align: right">66</td>
      <td style="width: 1%; text-align: left">&nbsp;</td>
      <td style="width: 1%">&nbsp;</td>
      <td style="width: 1%; text-align: left">$</td>
      <td style="width: 5%; text-align: right">505</td>
      <td style="width: 1%; text-align: left">&nbsp;</td>
      <td style="width: 1%">&nbsp;</td>
      <td style="width: 1%; text-align: left">$</td>
      <td style="width: 5%; text-align: right">7</td>
      <td style="width: 1%; text-align: left">&nbsp;</td>
      <td style="width: 1%">&nbsp;</td>
      <td style="width: 1%; text-align: left">$</td>
      <td style="width: 5%; text-align: right">3,815</td>
      <td style="width: 1%; text-align: left">&nbsp;</td>
      <td style="width: 1%">&nbsp;</td>
      <td style="width: 1%; text-align: left">$</td>
      <td style="width: 5%; text-align: right">31,104</td>
      <td style="width: 1%; text-align: left">&nbsp;</td>
     </tr>
     <tr style="vertical-align: bottom; background-color: rgb(204,238,255)">
      <td style="text-align: left; padding-left: 10pt">Charge-off's</td>
      <td>&nbsp;</td>
      <td style="text-align: left">&nbsp;</td>
      <td style="text-align: right">(3,585</td>
      <td style="text-align: left">)</td>
      <td>&nbsp;</td>
      <td style="text-align: left">&nbsp;</td>
      <td style="text-align: right">(1,051</td>
      <td style="text-align: left">)</td>
      <td>&nbsp;</td>
      <td style="text-align: left">&nbsp;</td>
      <td style="text-align: right">(4,206</td>
      <td style="text-align: left">)</td>
      <td>&nbsp;</td>
      <td style="text-align: left">&nbsp;</td>
      <td style="text-align: right">(701</td>
      <td style="text-align: left">)</td>
      <td>&nbsp;</td>
      <td style="text-align: left">&nbsp;</td>
      <td style="text-align: right">(108</td>
      <td style="text-align: left">)</td>
      <td>&nbsp;</td>
      <td style="text-align: left">&nbsp;</td>
      <td style="text-align: right">(2,678</td>
      <td style="text-align: left">)</td>
      <td>&nbsp;</td>
      <td style="text-align: left">&nbsp;</td>
      <td style="text-align: right">(457</td>
      <td style="text-align: left">)</td>
      <td>&nbsp;</td>
      <td style="text-align: left">&nbsp;</td>
      <td style="text-align: right">-</td>
      <td style="text-align: left">&nbsp;</td>
      <td>&nbsp;</td>
      <td style="text-align: left">&nbsp;</td>
      <td style="text-align: right">(2,057</td>
      <td style="text-align: left">)</td>
      <td>&nbsp;</td>
      <td style="text-align: left">&nbsp;</td>
      <td style="text-align: right">(14,843</td>
      <td style="text-align: left">)</td>
     </tr>
     <tr style="vertical-align: bottom; background-color: White">
      <td style="text-align: left; padding-left: 10pt">Recoveries</td>
      <td>&nbsp;</td>
      <td style="text-align: left">&nbsp;</td>
      <td style="text-align: right">541</td>
      <td style="text-align: left">&nbsp;</td>
      <td>&nbsp;</td>
      <td style="text-align: left">&nbsp;</td>
      <td style="text-align: right">324</td>
      <td style="text-align: left">&nbsp;</td>
      <td>&nbsp;</td>
      <td style="text-align: left">&nbsp;</td>
      <td style="text-align: right">266</td>
      <td style="text-align: left">&nbsp;</td>
      <td>&nbsp;</td>
      <td style="text-align: left">&nbsp;</td>
      <td style="text-align: right">272</td>
      <td style="text-align: left">&nbsp;</td>
      <td>&nbsp;</td>
      <td style="text-align: left">&nbsp;</td>
      <td style="text-align: right">4</td>
      <td style="text-align: left">&nbsp;</td>
      <td>&nbsp;</td>
      <td style="text-align: left">&nbsp;</td>
      <td style="text-align: right">-</td>
      <td style="text-align: left">&nbsp;</td>
      <td>&nbsp;</td>
      <td style="text-align: left">&nbsp;</td>
      <td style="text-align: right">87</td>
      <td style="text-align: left">&nbsp;</td>
      <td>&nbsp;</td>
      <td style="text-align: left">&nbsp;</td>
      <td style="text-align: right">-</td>
      <td style="text-align: left">&nbsp;</td>
      <td>&nbsp;</td>
      <td style="text-align: left">&nbsp;</td>
      <td style="text-align: right">86</td>
      <td style="text-align: left">&nbsp;</td>
      <td>&nbsp;</td>
      <td style="text-align: left">&nbsp;</td>
      <td style="text-align: right">1,580</td>
      <td style="text-align: left">&nbsp;</td>
     </tr>
     <tr style="vertical-align: bottom; background-color: rgb(204,238,255)">
      <td style="text-align: left; padding-bottom: 1pt; padding-left: 10pt">Provision (benefit)</td>
      <td>&nbsp;</td>
      <td style="border-bottom: Black 1pt solid; text-align: left">&nbsp;</td>
      <td style="border-bottom: Black 1pt solid; text-align: right">2,127</td>
      <td style="border-bottom: Black 1pt solid; text-align: left">&nbsp;</td>
      <td style="padding-bottom: 1pt; border-bottom: Black 1pt solid">&nbsp;</td>
      <td style="border-bottom: Black 1pt solid; text-align: left">&nbsp;</td>
      <td style="border-bottom: Black 1pt solid; text-align: right">(19</td>
      <td style="border-bottom: Black 1pt solid; text-align: left">)</td>
      <td style="padding-bottom: 1pt; border-bottom: Black 1pt solid">&nbsp;</td>
      <td style="border-bottom: Black 1pt solid; text-align: left">&nbsp;</td>
      <td style="border-bottom: Black 1pt solid; text-align: right">4,308</td>
      <td style="border-bottom: Black 1pt solid; text-align: left">&nbsp;</td>
      <td style="padding-bottom: 1pt; border-bottom: Black 1pt solid">&nbsp;</td>
      <td style="border-bottom: Black 1pt solid; text-align: left">&nbsp;</td>
      <td style="border-bottom: Black 1pt solid; text-align: right">509</td>
      <td style="border-bottom: Black 1pt solid; text-align: left">&nbsp;</td>
      <td style="padding-bottom: 1pt; border-bottom: Black 1pt solid">&nbsp;</td>
      <td style="border-bottom: Black 1pt solid; text-align: left">&nbsp;</td>
      <td style="border-bottom: Black 1pt solid; text-align: right">162</td>
      <td style="border-bottom: Black 1pt solid; text-align: left">&nbsp;</td>
      <td style="padding-bottom: 1pt; border-bottom: Black 1pt solid">&nbsp;</td>
      <td style="border-bottom: Black 1pt solid; text-align: left">&nbsp;</td>
      <td style="border-bottom: Black 1pt solid; text-align: right">3,056</td>
      <td style="border-bottom: Black 1pt solid; text-align: left">&nbsp;</td>
      <td style="padding-bottom: 1pt; border-bottom: Black 1pt solid">&nbsp;</td>
      <td style="border-bottom: Black 1pt solid; text-align: left">&nbsp;</td>
      <td style="border-bottom: Black 1pt solid; text-align: right">323</td>
      <td style="border-bottom: Black 1pt solid; text-align: left">&nbsp;</td>
      <td style="padding-bottom: 1pt; border-bottom: Black 1pt solid">&nbsp;</td>
      <td style="border-bottom: Black 1pt solid; text-align: left">&nbsp;</td>
      <td style="border-bottom: Black 1pt solid; text-align: right">(7</td>
      <td style="border-bottom: Black 1pt solid; text-align: left">)</td>
      <td style="padding-bottom: 1pt; border-bottom: Black 1pt solid">&nbsp;</td>
      <td style="border-bottom: Black 1pt solid; text-align: left">&nbsp;</td>
      <td style="border-bottom: Black 1pt solid; text-align: right">3,476</td>
      <td style="border-bottom: Black 1pt solid; text-align: left">&nbsp;</td>
      <td style="padding-bottom: 1pt; border-bottom: Black 1pt solid">&nbsp;</td>
      <td style="border-bottom: Black 1pt solid; text-align: left">&nbsp;</td>
      <td style="border-bottom: Black 1pt solid; text-align: right">13,935</td>
      <td style="border-bottom: Black 1pt solid; text-align: left">&nbsp;</td>
     </tr>
     <tr style="vertical-align: bottom; background-color: White">
      <td style="text-align: left; padding-bottom: 2.25pt">Ending balance</td>
      <td>&nbsp;</td>
      <td style="border-bottom: Black 2.5pt double; text-align: left">$</td>
      <td style="border-bottom: Black 2.5pt double; text-align: right">12,084</td>
      <td style="border-bottom: Black 2.5pt double; text-align: left">&nbsp;</td>
      <td style="padding-bottom: 2.25pt; border-bottom: Black 2.5pt double">&nbsp;</td>
      <td style="border-bottom: Black 2.5pt double; text-align: left">$</td>
      <td style="border-bottom: Black 2.5pt double; text-align: right">4,959</td>
      <td style="border-bottom: Black 2.5pt double; text-align: left">&nbsp;</td>
      <td style="padding-bottom: 2.25pt; border-bottom: Black 2.5pt double">&nbsp;</td>
      <td style="border-bottom: Black 2.5pt double; text-align: left">$</td>
      <td style="border-bottom: Black 2.5pt double; text-align: right">6,328</td>
      <td style="border-bottom: Black 2.5pt double; text-align: left">&nbsp;</td>
      <td style="padding-bottom: 2.25pt; border-bottom: Black 2.5pt double">&nbsp;</td>
      <td style="border-bottom: Black 2.5pt double; text-align: left">$</td>
      <td style="border-bottom: Black 2.5pt double; text-align: right">2,079</td>
      <td style="border-bottom: Black 2.5pt double; text-align: left">&nbsp;</td>
      <td style="padding-bottom: 2.25pt; border-bottom: Black 2.5pt double">&nbsp;</td>
      <td style="border-bottom: Black 2.5pt double; text-align: left">$</td>
      <td style="border-bottom: Black 2.5pt double; text-align: right">104</td>
      <td style="border-bottom: Black 2.5pt double; text-align: left">&nbsp;</td>
      <td style="padding-bottom: 2.25pt; border-bottom: Black 2.5pt double">&nbsp;</td>
      <td style="border-bottom: Black 2.5pt double; text-align: left">$</td>
      <td style="border-bottom: Black 2.5pt double; text-align: right">444</td>
      <td style="border-bottom: Black 2.5pt double; text-align: left">&nbsp;</td>
      <td style="padding-bottom: 2.25pt; border-bottom: Black 2.5pt double">&nbsp;</td>
      <td style="border-bottom: Black 2.5pt double; text-align: left">$</td>
      <td style="border-bottom: Black 2.5pt double; text-align: right">458</td>
      <td style="border-bottom: Black 2.5pt double; text-align: left">&nbsp;</td>
      <td style="padding-bottom: 2.25pt; border-bottom: Black 2.5pt double">&nbsp;</td>
      <td style="border-bottom: Black 2.5pt double; text-align: left">$</td>
      <td style="border-bottom: Black 2.5pt double; text-align: right">-</td>
      <td style="border-bottom: Black 2.5pt double; text-align: left">&nbsp;</td>
      <td style="padding-bottom: 2.25pt; border-bottom: Black 2.5pt double">&nbsp;</td>
      <td style="border-bottom: Black 2.5pt double; text-align: left">$</td>
      <td style="border-bottom: Black 2.5pt double; text-align: right">5,320</td>
      <td style="border-bottom: Black 2.5pt double; text-align: left">&nbsp;</td>
      <td style="padding-bottom: 2.25pt; border-bottom: Black 2.5pt double">&nbsp;</td>
      <td style="border-bottom: Black 2.5pt double; text-align: left">$</td>
      <td style="border-bottom: Black 2.5pt double; text-align: right">31,776</td>
      <td style="border-bottom: Black 2.5pt double; text-align: left">&nbsp;</td>
     </tr>
     <tr style="vertical-align: bottom; background-color: rgb(204,238,255)">
      <td nowrap="nowrap" style="text-align: left; padding-bottom: 2.25pt">Ending balance: individually evaluated for impairment</td>
      <td>&nbsp;</td>
      <td style="border-bottom: Black 2.5pt double; text-align: left">$</td>
      <td style="border-bottom: Black 2.5pt double; text-align: right">312</td>
      <td style="border-bottom: Black 2.5pt double; text-align: left">&nbsp;</td>
      <td style="padding-bottom: 2.25pt; border-bottom: Black 2.5pt double">&nbsp;</td>
      <td style="border-bottom: Black 2.5pt double; text-align: left">$</td>
      <td style="border-bottom: Black 2.5pt double; text-align: right">164</td>
      <td style="border-bottom: Black 2.5pt double; text-align: left">&nbsp;</td>
      <td style="padding-bottom: 2.25pt; border-bottom: Black 2.5pt double">&nbsp;</td>
      <td style="border-bottom: Black 2.5pt double; text-align: left">$</td>
      <td style="border-bottom: Black 2.5pt double; text-align: right">875</td>
      <td style="border-bottom: Black 2.5pt double; text-align: left">&nbsp;</td>
      <td style="padding-bottom: 2.25pt; border-bottom: Black 2.5pt double">&nbsp;</td>
      <td style="border-bottom: Black 2.5pt double; text-align: left">$</td>
      <td style="border-bottom: Black 2.5pt double; text-align: right">58</td>
      <td style="border-bottom: Black 2.5pt double; text-align: left">&nbsp;</td>
      <td style="padding-bottom: 2.25pt; border-bottom: Black 2.5pt double">&nbsp;</td>
      <td style="border-bottom: Black 2.5pt double; text-align: left">$</td>
      <td style="border-bottom: Black 2.5pt double; text-align: right">-</td>
      <td style="border-bottom: Black 2.5pt double; text-align: left">&nbsp;</td>
      <td style="padding-bottom: 2.25pt; border-bottom: Black 2.5pt double">&nbsp;</td>
      <td style="border-bottom: Black 2.5pt double; text-align: left">$</td>
      <td style="border-bottom: Black 2.5pt double; text-align: right">17</td>
      <td style="border-bottom: Black 2.5pt double; text-align: left">&nbsp;</td>
      <td style="padding-bottom: 2.25pt; border-bottom: Black 2.5pt double">&nbsp;</td>
      <td style="border-bottom: Black 2.5pt double; text-align: left">$</td>
      <td style="border-bottom: Black 2.5pt double; text-align: right">-</td>
      <td style="border-bottom: Black 2.5pt double; text-align: left">&nbsp;</td>
      <td style="padding-bottom: 2.25pt; border-bottom: Black 2.5pt double">&nbsp;</td>
      <td style="border-bottom: Black 2.5pt double; text-align: left">$</td>
      <td style="border-bottom: Black 2.5pt double; text-align: right">-</td>
      <td style="border-bottom: Black 2.5pt double; text-align: left">&nbsp;</td>
      <td style="padding-bottom: 2.25pt; border-bottom: Black 2.5pt double">&nbsp;</td>
      <td style="border-bottom: Black 2.5pt double; text-align: left">$</td>
      <td style="border-bottom: Black 2.5pt double; text-align: right">222</td>
      <td style="border-bottom: Black 2.5pt double; text-align: left">&nbsp;</td>
      <td style="padding-bottom: 2.25pt; border-bottom: Black 2.5pt double">&nbsp;</td>
      <td style="border-bottom: Black 2.5pt double; text-align: left">$</td>
      <td style="border-bottom: Black 2.5pt double; text-align: right">1,648</td>
      <td style="border-bottom: Black 2.5pt double; text-align: left">&nbsp;</td>
     </tr>
     <tr style="vertical-align: bottom; background-color: White">
      <td style="text-align: left; padding-bottom: 2.25pt">Ending balance: collectively evaluated for impairment</td>
      <td>&nbsp;</td>
      <td style="border-bottom: Black 2.5pt double; text-align: left">$</td>
      <td style="border-bottom: Black 2.5pt double; text-align: right">11,772</td>
      <td style="border-bottom: Black 2.5pt double; text-align: left">&nbsp;</td>
      <td style="padding-bottom: 2.25pt; border-bottom: Black 2.5pt double">&nbsp;</td>
      <td style="border-bottom: Black 2.5pt double; text-align: left">$</td>
      <td style="border-bottom: Black 2.5pt double; text-align: right">4,795</td>
      <td style="border-bottom: Black 2.5pt double; text-align: left">&nbsp;</td>
      <td style="padding-bottom: 2.25pt; border-bottom: Black 2.5pt double">&nbsp;</td>
      <td style="border-bottom: Black 2.5pt double; text-align: left">$</td>
      <td style="border-bottom: Black 2.5pt double; text-align: right">5,453</td>
      <td style="border-bottom: Black 2.5pt double; text-align: left">&nbsp;</td>
      <td style="padding-bottom: 2.25pt; border-bottom: Black 2.5pt double">&nbsp;</td>
      <td style="border-bottom: Black 2.5pt double; text-align: left">$</td>
      <td style="border-bottom: Black 2.5pt double; text-align: right">2,021</td>
      <td style="border-bottom: Black 2.5pt double; text-align: left">&nbsp;</td>
      <td style="padding-bottom: 2.25pt; border-bottom: Black 2.5pt double">&nbsp;</td>
      <td style="border-bottom: Black 2.5pt double; text-align: left">$</td>
      <td style="border-bottom: Black 2.5pt double; text-align: right">104</td>
      <td style="border-bottom: Black 2.5pt double; text-align: left">&nbsp;</td>
      <td style="padding-bottom: 2.25pt; border-bottom: Black 2.5pt double">&nbsp;</td>
      <td style="border-bottom: Black 2.5pt double; text-align: left">$</td>
      <td style="border-bottom: Black 2.5pt double; text-align: right">427</td>
      <td style="border-bottom: Black 2.5pt double; text-align: left">&nbsp;</td>
      <td style="padding-bottom: 2.25pt; border-bottom: Black 2.5pt double">&nbsp;</td>
      <td style="border-bottom: Black 2.5pt double; text-align: left">$</td>
      <td style="border-bottom: Black 2.5pt double; text-align: right">458</td>
      <td style="border-bottom: Black 2.5pt double; text-align: left">&nbsp;</td>
      <td style="padding-bottom: 2.25pt; border-bottom: Black 2.5pt double">&nbsp;</td>
      <td style="border-bottom: Black 2.5pt double; text-align: left">$</td>
      <td style="border-bottom: Black 2.5pt double; text-align: right">-</td>
      <td style="border-bottom: Black 2.5pt double; text-align: left">&nbsp;</td>
      <td style="padding-bottom: 2.25pt; border-bottom: Black 2.5pt double">&nbsp;</td>
      <td style="border-bottom: Black 2.5pt double; text-align: left">$</td>
      <td style="border-bottom: Black 2.5pt double; text-align: right">5,098</td>
      <td style="border-bottom: Black 2.5pt double; text-align: left">&nbsp;</td>
      <td style="padding-bottom: 2.25pt; border-bottom: Black 2.5pt double">&nbsp;</td>
      <td style="border-bottom: Black 2.5pt double; text-align: left">$</td>
      <td style="border-bottom: Black 2.5pt double; text-align: right">30,128</td>
      <td style="border-bottom: Black 2.5pt double; text-align: left">&nbsp;</td>
     </tr>

   </table><table cellpadding="0" cellspacing="0" style="border-collapse: collapse; width: 100%; font: 10pt Times New Roman, Times, Serif">

     <tr style="vertical-align: bottom">
      <td colspan="41" style="text-align: center; border-bottom: Black 1pt solid">At December 31, 2015</td>
     </tr>
     <tr style="vertical-align: bottom">
      <td nowrap="nowrap" style="font-style: italic; border-bottom: Black 1pt solid">(in thousands)</td>
      <td nowrap="nowrap" style="padding-bottom: 1pt; border-bottom: Black 1pt solid">&nbsp;</td>
      <td colspan="3" nowrap="nowrap" style="text-align: center; border-bottom: Black 1pt solid">Multi-family <br /> residential</td>
      <td nowrap="nowrap" style="padding-bottom: 1pt; border-bottom: Black 1pt solid">&nbsp;</td>
      <td colspan="3" nowrap="nowrap" style="text-align: center; border-bottom: Black 1pt solid">Commercial <br /> real estate</td>
      <td nowrap="nowrap" style="padding-bottom: 1pt; border-bottom: Black 1pt solid">&nbsp;</td>
      <td colspan="3" nowrap="nowrap" style="text-align: center; border-bottom: Black 1pt solid">One-to-four<br /> family - <br /> mixed-use <br /> property</td>
      <td nowrap="nowrap" style="padding-bottom: 1pt; border-bottom: Black 1pt solid">&nbsp;</td>
      <td colspan="3" nowrap="nowrap" style="text-align: center; border-bottom: Black 1pt solid">One-to-four <br /> family- <br /> residential</td>
      <td nowrap="nowrap" style="padding-bottom: 1pt; border-bottom: Black 1pt solid">&nbsp;</td>
      <td colspan="3" nowrap="nowrap" style="text-align: center; border-bottom: Black 1pt solid">Co-operative <br /> apartments</td>
      <td nowrap="nowrap" style="padding-bottom: 1pt; border-bottom: Black 1pt solid">&nbsp;</td>
      <td colspan="3" nowrap="nowrap" style="text-align: center; border-bottom: Black 1pt solid">Construction <br /> loans</td>
      <td nowrap="nowrap" style="padding-bottom: 1pt; border-bottom: Black 1pt solid">&nbsp;</td>
      <td colspan="3" nowrap="nowrap" style="text-align: center; border-bottom: Black 1pt solid">Small Business <br /> Administration</td>
      <td nowrap="nowrap" style="padding-bottom: 1pt; border-bottom: Black 1pt solid">&nbsp;</td>
      <td colspan="3" nowrap="nowrap" style="text-align: center; border-bottom: Black 1pt solid">Taxi <br /> Medallion</td>
      <td nowrap="nowrap" style="padding-bottom: 1pt; border-bottom: Black 1pt solid">&nbsp;</td>
      <td colspan="3" nowrap="nowrap" style="text-align: center; border-bottom: Black 1pt solid">Commercial <br /> business and <br /> other</td>
      <td nowrap="nowrap" style="padding-bottom: 1pt; border-bottom: Black 1pt solid">&nbsp;</td>
      <td colspan="3" nowrap="nowrap" style="text-align: center; border-bottom: Black 1pt solid">Total</td>
     </tr>
     <tr style="vertical-align: bottom">
      <td>&nbsp;</td>
      <td style="font-style: italic">&nbsp;</td>
      <td colspan="3" style="font-style: italic; text-align: center">&nbsp;</td>
      <td style="font-style: italic">&nbsp;</td>
      <td colspan="3" style="font-style: italic; text-align: center">&nbsp;</td>
      <td style="font-style: italic">&nbsp;</td>
      <td colspan="3" style="font-style: italic; text-align: center">&nbsp;</td>
      <td style="font-style: italic">&nbsp;</td>
      <td colspan="3" style="font-style: italic; text-align: center">&nbsp;</td>
      <td style="font-style: italic">&nbsp;</td>
      <td colspan="3" style="font-style: italic; text-align: center">&nbsp;</td>
      <td style="font-style: italic">&nbsp;</td>
      <td colspan="3" style="font-style: italic; text-align: center">&nbsp;</td>
      <td style="font-style: italic">&nbsp;</td>
      <td colspan="3" style="font-style: italic; text-align: center">&nbsp;</td>
      <td style="font-style: italic">&nbsp;</td>
      <td colspan="3" style="font-style: italic; text-align: center">&nbsp;</td>
      <td style="font-style: italic">&nbsp;</td>
      <td colspan="3" style="font-style: italic; text-align: center">&nbsp;</td>
      <td style="font-style: italic">&nbsp;</td>
      <td colspan="3" style="font-style: italic; text-align: center">&nbsp;</td>
     </tr>
     <tr style="vertical-align: bottom; background-color: rgb(204,238,255)">
      <td style="font-weight: bold; text-align: left">Financing Receivables:</td>
      <td>&nbsp;</td>
      <td style="text-align: left">&nbsp;</td>
      <td style="text-align: right">&nbsp;</td>
      <td style="text-align: left">&nbsp;</td>
      <td>&nbsp;</td>
      <td style="text-align: left">&nbsp;</td>
      <td style="text-align: right">&nbsp;</td>
      <td style="text-align: left">&nbsp;</td>
      <td>&nbsp;</td>
      <td style="text-align: left">&nbsp;</td>
      <td style="text-align: right">&nbsp;</td>
      <td style="text-align: left">&nbsp;</td>
      <td>&nbsp;</td>
      <td style="text-align: left">&nbsp;</td>
      <td style="text-align: right">&nbsp;</td>
      <td style="text-align: left">&nbsp;</td>
      <td>&nbsp;</td>
      <td style="text-align: left">&nbsp;</td>
      <td style="text-align: right">&nbsp;</td>
      <td style="text-align: left">&nbsp;</td>
      <td>&nbsp;</td>
      <td style="text-align: left">&nbsp;</td>
      <td style="text-align: right">&nbsp;</td>
      <td style="text-align: left">&nbsp;</td>
      <td>&nbsp;</td>
      <td style="text-align: left">&nbsp;</td>
      <td style="text-align: right">&nbsp;</td>
      <td style="text-align: left">&nbsp;</td>
      <td>&nbsp;</td>
      <td style="text-align: left">&nbsp;</td>
      <td style="text-align: right">&nbsp;</td>
      <td style="text-align: left">&nbsp;</td>
      <td>&nbsp;</td>
      <td style="text-align: left">&nbsp;</td>
      <td style="text-align: right">&nbsp;</td>
      <td style="text-align: left">&nbsp;</td>
      <td>&nbsp;</td>
      <td style="text-align: left">&nbsp;</td>
      <td style="text-align: right">&nbsp;</td>
      <td style="text-align: left">&nbsp;</td>
     </tr>
     <tr style="vertical-align: bottom; background-color: White">
      <td style="width: 20%; padding-bottom: 2.25pt">Ending Balance</td>
      <td style="width: 1%; padding-bottom: 2.25pt">&nbsp;</td>
      <td style="width: 1%; border-bottom: Black 2.5pt double; text-align: left">$</td>
      <td style="width: 5%; border-bottom: Black 2.5pt double; text-align: right">2,055,228</td>
      <td style="width: 1%; border-bottom: Black 2.5pt double; text-align: left">&nbsp;</td>
      <td style="width: 1%; padding-bottom: 2.25pt; border-bottom: Black 2.5pt double">&nbsp;</td>
      <td style="width: 1%; border-bottom: Black 2.5pt double; text-align: left">$</td>
      <td style="width: 5%; border-bottom: Black 2.5pt double; text-align: right">1,001,236</td>
      <td style="width: 1%; border-bottom: Black 2.5pt double; text-align: left">&nbsp;</td>
      <td style="width: 1%; padding-bottom: 2.25pt; border-bottom: Black 2.5pt double">&nbsp;</td>
      <td style="width: 1%; border-bottom: Black 2.5pt double; text-align: left">$</td>
      <td style="width: 5%; border-bottom: Black 2.5pt double; text-align: right">573,043</td>
      <td style="width: 1%; border-bottom: Black 2.5pt double; text-align: left">&nbsp;</td>
      <td style="width: 1%; padding-bottom: 2.25pt; border-bottom: Black 2.5pt double">&nbsp;</td>
      <td style="width: 1%; border-bottom: Black 2.5pt double; text-align: left">$</td>
      <td style="width: 5%; border-bottom: Black 2.5pt double; text-align: right">187,838</td>
      <td style="width: 1%; border-bottom: Black 2.5pt double; text-align: left">&nbsp;</td>
      <td style="width: 1%; padding-bottom: 2.25pt; border-bottom: Black 2.5pt double">&nbsp;</td>
      <td style="width: 1%; border-bottom: Black 2.5pt double; text-align: left">$</td>
      <td style="width: 5%; border-bottom: Black 2.5pt double; text-align: right">8,285</td>
      <td style="width: 1%; border-bottom: Black 2.5pt double; text-align: left">&nbsp;</td>
      <td style="width: 1%; padding-bottom: 2.25pt; border-bottom: Black 2.5pt double">&nbsp;</td>
      <td style="width: 1%; border-bottom: Black 2.5pt double; text-align: left">$</td>
      <td style="width: 5%; border-bottom: Black 2.5pt double; text-align: right">7,284</td>
      <td style="width: 1%; border-bottom: Black 2.5pt double; text-align: left">&nbsp;</td>
      <td style="width: 1%; padding-bottom: 2.25pt; border-bottom: Black 2.5pt double">&nbsp;</td>
      <td style="width: 1%; border-bottom: Black 2.5pt double; text-align: left">$</td>
      <td style="width: 5%; border-bottom: Black 2.5pt double; text-align: right">12,194</td>
      <td style="width: 1%; border-bottom: Black 2.5pt double; text-align: left">&nbsp;</td>
      <td style="width: 1%; padding-bottom: 2.25pt; border-bottom: Black 2.5pt double">&nbsp;</td>
      <td style="width: 1%; border-bottom: Black 2.5pt double; text-align: left">$</td>
      <td style="width: 5%; border-bottom: Black 2.5pt double; text-align: right">20,881</td>
      <td style="width: 1%; border-bottom: Black 2.5pt double; text-align: left">&nbsp;</td>
      <td style="width: 1%; padding-bottom: 2.25pt; border-bottom: Black 2.5pt double">&nbsp;</td>
      <td style="width: 1%; border-bottom: Black 2.5pt double; text-align: left">$</td>
      <td style="width: 5%; border-bottom: Black 2.5pt double; text-align: right">506,622</td>
      <td style="width: 1%; border-bottom: Black 2.5pt double; text-align: left">&nbsp;</td>
      <td style="width: 1%; padding-bottom: 2.25pt; border-bottom: Black 2.5pt double">&nbsp;</td>
      <td style="width: 1%; border-bottom: Black 2.5pt double; text-align: left">$</td>
      <td style="width: 5%; border-bottom: Black 2.5pt double; text-align: right">4,372,611</td>
      <td style="width: 1%; border-bottom: Black 2.5pt double; text-align: left">&nbsp;</td>
     </tr>
     <tr style="vertical-align: bottom; background-color: rgb(204,238,255)">
      <td style="text-align: left; padding-bottom: 2.25pt">Ending balance: individually evaluated for impairment</td>
      <td style="padding-bottom: 2.25pt">&nbsp;</td>
      <td style="border-bottom: Black 2.5pt double; text-align: left">$</td>
      <td style="border-bottom: Black 2.5pt double; text-align: right">8,047</td>
      <td style="border-bottom: Black 2.5pt double; text-align: left">&nbsp;</td>
      <td style="padding-bottom: 2.25pt; border-bottom: Black 2.5pt double">&nbsp;</td>
      <td style="border-bottom: Black 2.5pt double; text-align: left">$</td>
      <td style="border-bottom: Black 2.5pt double; text-align: right">6,183</td>
      <td style="border-bottom: Black 2.5pt double; text-align: left">&nbsp;</td>
      <td style="padding-bottom: 2.25pt; border-bottom: Black 2.5pt double">&nbsp;</td>
      <td style="border-bottom: Black 2.5pt double; text-align: left">$</td>
      <td style="border-bottom: Black 2.5pt double; text-align: right">12,828</td>
      <td style="border-bottom: Black 2.5pt double; text-align: left">&nbsp;</td>
      <td style="padding-bottom: 2.25pt; border-bottom: Black 2.5pt double">&nbsp;</td>
      <td style="border-bottom: Black 2.5pt double; text-align: left">$</td>
      <td style="border-bottom: Black 2.5pt double; text-align: right">12,598</td>
      <td style="border-bottom: Black 2.5pt double; text-align: left">&nbsp;</td>
      <td style="padding-bottom: 2.25pt; border-bottom: Black 2.5pt double">&nbsp;</td>
      <td style="border-bottom: Black 2.5pt double; text-align: left">$</td>
      <td style="border-bottom: Black 2.5pt double; text-align: right">-</td>
      <td style="border-bottom: Black 2.5pt double; text-align: left">&nbsp;</td>
      <td style="padding-bottom: 2.25pt; border-bottom: Black 2.5pt double">&nbsp;</td>
      <td style="border-bottom: Black 2.5pt double; text-align: left">$</td>
      <td style="border-bottom: Black 2.5pt double; text-align: right">1,000</td>
      <td style="border-bottom: Black 2.5pt double; text-align: left">&nbsp;</td>
      <td style="padding-bottom: 2.25pt; border-bottom: Black 2.5pt double">&nbsp;</td>
      <td style="border-bottom: Black 2.5pt double; text-align: left">$</td>
      <td style="border-bottom: Black 2.5pt double; text-align: right">310</td>
      <td style="border-bottom: Black 2.5pt double; text-align: left">&nbsp;</td>
      <td style="padding-bottom: 2.25pt; border-bottom: Black 2.5pt double">&nbsp;</td>
      <td style="border-bottom: Black 2.5pt double; text-align: left">$</td>
      <td style="border-bottom: Black 2.5pt double; text-align: right">2,118</td>
      <td style="border-bottom: Black 2.5pt double; text-align: left">&nbsp;</td>
      <td style="padding-bottom: 2.25pt; border-bottom: Black 2.5pt double">&nbsp;</td>
      <td style="border-bottom: Black 2.5pt double; text-align: left">$</td>
      <td style="border-bottom: Black 2.5pt double; text-align: right">4,716</td>
      <td style="border-bottom: Black 2.5pt double; text-align: left">&nbsp;</td>
      <td style="padding-bottom: 2.25pt; border-bottom: Black 2.5pt double">&nbsp;</td>
      <td style="border-bottom: Black 2.5pt double; text-align: left">$</td>
      <td style="border-bottom: Black 2.5pt double; text-align: right">47,800</td>
      <td style="border-bottom: Black 2.5pt double; text-align: left">&nbsp;</td>
     </tr>
     <tr style="vertical-align: bottom; background-color: White">
      <td style="text-align: left; padding-bottom: 2.25pt">Ending balance: collectively evaluated for impairment</td>
      <td style="padding-bottom: 2.25pt">&nbsp;</td>
      <td style="border-bottom: Black 2.5pt double; text-align: left">$</td>
      <td style="border-bottom: Black 2.5pt double; text-align: right">2,047,181</td>
      <td style="border-bottom: Black 2.5pt double; text-align: left">&nbsp;</td>
      <td style="padding-bottom: 2.25pt; border-bottom: Black 2.5pt double">&nbsp;</td>
      <td style="border-bottom: Black 2.5pt double; text-align: left">$</td>
      <td style="border-bottom: Black 2.5pt double; text-align: right">995,053</td>
      <td style="border-bottom: Black 2.5pt double; text-align: left">&nbsp;</td>
      <td style="padding-bottom: 2.25pt; border-bottom: Black 2.5pt double">&nbsp;</td>
      <td style="border-bottom: Black 2.5pt double; text-align: left">$</td>
      <td style="border-bottom: Black 2.5pt double; text-align: right">560,215</td>
      <td style="border-bottom: Black 2.5pt double; text-align: left">&nbsp;</td>
      <td style="padding-bottom: 2.25pt; border-bottom: Black 2.5pt double">&nbsp;</td>
      <td style="border-bottom: Black 2.5pt double; text-align: left">$</td>
      <td style="border-bottom: Black 2.5pt double; text-align: right">175,240</td>
      <td style="border-bottom: Black 2.5pt double; text-align: left">&nbsp;</td>
      <td style="padding-bottom: 2.25pt; border-bottom: Black 2.5pt double">&nbsp;</td>
      <td style="border-bottom: Black 2.5pt double; text-align: left">$</td>
      <td style="border-bottom: Black 2.5pt double; text-align: right">8,285</td>
      <td style="border-bottom: Black 2.5pt double; text-align: left">&nbsp;</td>
      <td style="padding-bottom: 2.25pt; border-bottom: Black 2.5pt double">&nbsp;</td>
      <td style="border-bottom: Black 2.5pt double; text-align: left">$</td>
      <td style="border-bottom: Black 2.5pt double; text-align: right">6,284</td>
      <td style="border-bottom: Black 2.5pt double; text-align: left">&nbsp;</td>
      <td style="padding-bottom: 2.25pt; border-bottom: Black 2.5pt double">&nbsp;</td>
      <td style="border-bottom: Black 2.5pt double; text-align: left">$</td>
      <td style="border-bottom: Black 2.5pt double; text-align: right">11,884</td>
      <td style="border-bottom: Black 2.5pt double; text-align: left">&nbsp;</td>
      <td style="padding-bottom: 2.25pt; border-bottom: Black 2.5pt double">&nbsp;</td>
      <td style="border-bottom: Black 2.5pt double; text-align: left">$</td>
      <td style="border-bottom: Black 2.5pt double; text-align: right">18,763</td>
      <td style="border-bottom: Black 2.5pt double; text-align: left">&nbsp;</td>
      <td style="padding-bottom: 2.25pt; border-bottom: Black 2.5pt double">&nbsp;</td>
      <td style="border-bottom: Black 2.5pt double; text-align: left">$</td>
      <td style="border-bottom: Black 2.5pt double; text-align: right">501,906</td>
      <td style="border-bottom: Black 2.5pt double; text-align: left">&nbsp;</td>
      <td style="padding-bottom: 2.25pt; border-bottom: Black 2.5pt double">&nbsp;</td>
      <td style="border-bottom: Black 2.5pt double; text-align: left">$</td>
      <td style="border-bottom: Black 2.5pt double; text-align: right">4,324,811</td>
      <td style="border-bottom: Black 2.5pt double; text-align: left">&nbsp;</td>
     </tr>

   </table><table cellpadding="0" cellspacing="0" style="border-collapse: collapse; width: 100%; font: 10pt Times New Roman, Times, Serif">

     <tr style="vertical-align: bottom">
      <td colspan="41" style="text-align: center; border-bottom: Black 1pt solid">At December 31, 2014</td>
     </tr>
     <tr style="vertical-align: bottom">
      <td nowrap="nowrap" style="font-style: italic; border-bottom: Black 1pt solid">(in thousands)</td>
      <td nowrap="nowrap" style="padding-bottom: 1pt; border-bottom: Black 1pt solid">&nbsp;</td>
      <td colspan="3" nowrap="nowrap" style="text-align: center; border-bottom: Black 1pt solid">Multi-family <br /> residential</td>
      <td nowrap="nowrap" style="padding-bottom: 1pt; border-bottom: Black 1pt solid">&nbsp;</td>
      <td colspan="3" nowrap="nowrap" style="text-align: center; border-bottom: Black 1pt solid">Commercial <br /> real estate</td>
      <td nowrap="nowrap" style="padding-bottom: 1pt; border-bottom: Black 1pt solid">&nbsp;</td>
      <td colspan="3" nowrap="nowrap" style="text-align: center; border-bottom: Black 1pt solid">One-to-four<br /> family - <br /> mixed-use <br /> property</td>
      <td nowrap="nowrap" style="padding-bottom: 1pt; border-bottom: Black 1pt solid">&nbsp;</td>
      <td colspan="3" nowrap="nowrap" style="text-align: center; border-bottom: Black 1pt solid">One-to-four <br /> family- <br /> residential</td>
      <td nowrap="nowrap" style="padding-bottom: 1pt; border-bottom: Black 1pt solid">&nbsp;</td>
      <td colspan="3" nowrap="nowrap" style="text-align: center; border-bottom: Black 1pt solid">Co-operative <br /> apartments</td>
      <td nowrap="nowrap" style="padding-bottom: 1pt; border-bottom: Black 1pt solid">&nbsp;</td>
      <td colspan="3" nowrap="nowrap" style="text-align: center; border-bottom: Black 1pt solid">Construction <br /> loans</td>
      <td nowrap="nowrap" style="padding-bottom: 1pt; border-bottom: Black 1pt solid">&nbsp;</td>
      <td colspan="3" nowrap="nowrap" style="text-align: center; border-bottom: Black 1pt solid">Small Business <br /> Administration</td>
      <td nowrap="nowrap" style="padding-bottom: 1pt; border-bottom: Black 1pt solid">&nbsp;</td>
      <td colspan="3" nowrap="nowrap" style="text-align: center; border-bottom: Black 1pt solid">Taxi <br /> Medallion</td>
      <td nowrap="nowrap" style="padding-bottom: 1pt; border-bottom: Black 1pt solid">&nbsp;</td>
      <td colspan="3" nowrap="nowrap" style="text-align: center; border-bottom: Black 1pt solid">Commercial <br /> business and <br /> other</td>
      <td nowrap="nowrap" style="padding-bottom: 1pt; border-bottom: Black 1pt solid">&nbsp;</td>
      <td colspan="3" nowrap="nowrap" style="text-align: center; border-bottom: Black 1pt solid">Total</td>
     </tr>
     <tr style="vertical-align: bottom">
      <td>&nbsp;</td>
      <td style="font-style: italic">&nbsp;</td>
      <td colspan="3" style="font-style: italic; text-align: center">&nbsp;</td>
      <td style="font-style: italic">&nbsp;</td>
      <td colspan="3" style="font-style: italic; text-align: center">&nbsp;</td>
      <td style="font-style: italic">&nbsp;</td>
      <td colspan="3" style="font-style: italic; text-align: center">&nbsp;</td>
      <td style="font-style: italic">&nbsp;</td>
      <td colspan="3" style="font-style: italic; text-align: center">&nbsp;</td>
      <td style="font-style: italic">&nbsp;</td>
      <td colspan="3" style="font-style: italic; text-align: center">&nbsp;</td>
      <td style="font-style: italic">&nbsp;</td>
      <td colspan="3" style="font-style: italic; text-align: center">&nbsp;</td>
      <td style="font-style: italic">&nbsp;</td>
      <td colspan="3" style="font-style: italic; text-align: center">&nbsp;</td>
      <td style="font-style: italic">&nbsp;</td>
      <td colspan="3" style="font-style: italic; text-align: center">&nbsp;</td>
      <td style="font-style: italic">&nbsp;</td>
      <td colspan="3" style="font-style: italic; text-align: center">&nbsp;</td>
      <td style="font-style: italic">&nbsp;</td>
      <td colspan="3" style="font-style: italic; text-align: center">&nbsp;</td>
     </tr>
     <tr style="vertical-align: bottom; background-color: rgb(204,238,255)">
      <td style="font-weight: bold; text-align: left">Financing Receivables:</td>
      <td>&nbsp;</td>
      <td style="text-align: left">&nbsp;</td>
      <td style="text-align: right">&nbsp;</td>
      <td style="text-align: left">&nbsp;</td>
      <td>&nbsp;</td>
      <td style="text-align: left">&nbsp;</td>
      <td style="text-align: right">&nbsp;</td>
      <td style="text-align: left">&nbsp;</td>
      <td>&nbsp;</td>
      <td style="text-align: left">&nbsp;</td>
      <td style="text-align: right">&nbsp;</td>
      <td style="text-align: left">&nbsp;</td>
      <td>&nbsp;</td>
      <td style="text-align: left">&nbsp;</td>
      <td style="text-align: right">&nbsp;</td>
      <td style="text-align: left">&nbsp;</td>
      <td>&nbsp;</td>
      <td style="text-align: left">&nbsp;</td>
      <td style="text-align: right">&nbsp;</td>
      <td style="text-align: left">&nbsp;</td>
      <td>&nbsp;</td>
      <td style="text-align: left">&nbsp;</td>
      <td style="text-align: right">&nbsp;</td>
      <td style="text-align: left">&nbsp;</td>
      <td>&nbsp;</td>
      <td style="text-align: left">&nbsp;</td>
      <td style="text-align: right">&nbsp;</td>
      <td style="text-align: left">&nbsp;</td>
      <td>&nbsp;</td>
      <td style="text-align: left">&nbsp;</td>
      <td style="text-align: right">&nbsp;</td>
      <td style="text-align: left">&nbsp;</td>
      <td>&nbsp;</td>
      <td style="text-align: left">&nbsp;</td>
      <td style="text-align: right">&nbsp;</td>
      <td style="text-align: left">&nbsp;</td>
      <td>&nbsp;</td>
      <td style="text-align: left">&nbsp;</td>
      <td style="text-align: right">&nbsp;</td>
      <td style="text-align: left">&nbsp;</td>
     </tr>
     <tr style="vertical-align: bottom; background-color: White">
      <td style="width: 20%; padding-bottom: 2.25pt">Ending Balance</td>
      <td style="width: 1%; padding-bottom: 2.25pt">&nbsp;</td>
      <td style="width: 1%; border-bottom: Black 2.5pt double; text-align: left">$</td>
      <td style="width: 5%; border-bottom: Black 2.5pt double; text-align: right">1,923,460</td>
      <td style="width: 1%; border-bottom: Black 2.5pt double; text-align: left">&nbsp;</td>
      <td style="width: 1%; padding-bottom: 2.25pt; border-bottom: Black 2.5pt double">&nbsp;</td>
      <td style="width: 1%; border-bottom: Black 2.5pt double; text-align: left">$</td>
      <td style="width: 5%; border-bottom: Black 2.5pt double; text-align: right">621,569</td>
      <td style="width: 1%; border-bottom: Black 2.5pt double; text-align: left">&nbsp;</td>
      <td style="width: 1%; padding-bottom: 2.25pt; border-bottom: Black 2.5pt double">&nbsp;</td>
      <td style="width: 1%; border-bottom: Black 2.5pt double; text-align: left">$</td>
      <td style="width: 5%; border-bottom: Black 2.5pt double; text-align: right">573,779</td>
      <td style="width: 1%; border-bottom: Black 2.5pt double; text-align: left">&nbsp;</td>
      <td style="width: 1%; padding-bottom: 2.25pt; border-bottom: Black 2.5pt double">&nbsp;</td>
      <td style="width: 1%; border-bottom: Black 2.5pt double; text-align: left">$</td>
      <td style="width: 5%; border-bottom: Black 2.5pt double; text-align: right">187,572</td>
      <td style="width: 1%; border-bottom: Black 2.5pt double; text-align: left">&nbsp;</td>
      <td style="width: 1%; padding-bottom: 2.25pt; border-bottom: Black 2.5pt double">&nbsp;</td>
      <td style="width: 1%; border-bottom: Black 2.5pt double; text-align: left">$</td>
      <td style="width: 5%; border-bottom: Black 2.5pt double; text-align: right">9,835</td>
      <td style="width: 1%; border-bottom: Black 2.5pt double; text-align: left">&nbsp;</td>
      <td style="width: 1%; padding-bottom: 2.25pt; border-bottom: Black 2.5pt double">&nbsp;</td>
      <td style="width: 1%; border-bottom: Black 2.5pt double; text-align: left">$</td>
      <td style="width: 5%; border-bottom: Black 2.5pt double; text-align: right">5,286</td>
      <td style="width: 1%; border-bottom: Black 2.5pt double; text-align: left">&nbsp;</td>
      <td style="width: 1%; padding-bottom: 2.25pt; border-bottom: Black 2.5pt double">&nbsp;</td>
      <td style="width: 1%; border-bottom: Black 2.5pt double; text-align: left">$</td>
      <td style="width: 5%; border-bottom: Black 2.5pt double; text-align: right">7,134</td>
      <td style="width: 1%; border-bottom: Black 2.5pt double; text-align: left">&nbsp;</td>
      <td style="width: 1%; padding-bottom: 2.25pt; border-bottom: Black 2.5pt double">&nbsp;</td>
      <td style="width: 1%; border-bottom: Black 2.5pt double; text-align: left">$</td>
      <td style="width: 5%; border-bottom: Black 2.5pt double; text-align: right">22,519</td>
      <td style="width: 1%; border-bottom: Black 2.5pt double; text-align: left">&nbsp;</td>
      <td style="width: 1%; padding-bottom: 2.25pt; border-bottom: Black 2.5pt double">&nbsp;</td>
      <td style="width: 1%; border-bottom: Black 2.5pt double; text-align: left">$</td>
      <td style="width: 5%; border-bottom: Black 2.5pt double; text-align: right">447,500</td>
      <td style="width: 1%; border-bottom: Black 2.5pt double; text-align: left">&nbsp;</td>
      <td style="width: 1%; padding-bottom: 2.25pt; border-bottom: Black 2.5pt double">&nbsp;</td>
      <td style="width: 1%; border-bottom: Black 2.5pt double; text-align: left">$</td>
      <td style="width: 5%; border-bottom: Black 2.5pt double; text-align: right">3,798,654</td>
      <td style="width: 1%; border-bottom: Black 2.5pt double; text-align: left">&nbsp;</td>
     </tr>
     <tr style="vertical-align: bottom; background-color: rgb(204,238,255)">
      <td style="text-align: left; padding-bottom: 2.25pt">Ending balance: individually evaluated for impairment</td>
      <td style="padding-bottom: 2.25pt">&nbsp;</td>
      <td style="border-bottom: Black 2.5pt double; text-align: left">$</td>
      <td style="border-bottom: Black 2.5pt double; text-align: right">13,260</td>
      <td style="border-bottom: Black 2.5pt double; text-align: left">&nbsp;</td>
      <td style="padding-bottom: 2.25pt; border-bottom: Black 2.5pt double">&nbsp;</td>
      <td style="border-bottom: Black 2.5pt double; text-align: left">$</td>
      <td style="border-bottom: Black 2.5pt double; text-align: right">9,473</td>
      <td style="border-bottom: Black 2.5pt double; text-align: left">&nbsp;</td>
      <td style="padding-bottom: 2.25pt; border-bottom: Black 2.5pt double">&nbsp;</td>
      <td style="border-bottom: Black 2.5pt double; text-align: left">$</td>
      <td style="border-bottom: Black 2.5pt double; text-align: right">15,120</td>
      <td style="border-bottom: Black 2.5pt double; text-align: left">&nbsp;</td>
      <td style="padding-bottom: 2.25pt; border-bottom: Black 2.5pt double">&nbsp;</td>
      <td style="border-bottom: Black 2.5pt double; text-align: left">$</td>
      <td style="border-bottom: Black 2.5pt double; text-align: right">13,170</td>
      <td style="border-bottom: Black 2.5pt double; text-align: left">&nbsp;</td>
      <td style="padding-bottom: 2.25pt; border-bottom: Black 2.5pt double">&nbsp;</td>
      <td style="border-bottom: Black 2.5pt double; text-align: left">$</td>
      <td style="border-bottom: Black 2.5pt double; text-align: right">-</td>
      <td style="border-bottom: Black 2.5pt double; text-align: left">&nbsp;</td>
      <td style="padding-bottom: 2.25pt; border-bottom: Black 2.5pt double">&nbsp;</td>
      <td style="border-bottom: Black 2.5pt double; text-align: left">$</td>
      <td style="border-bottom: Black 2.5pt double; text-align: right">-</td>
      <td style="border-bottom: Black 2.5pt double; text-align: left">&nbsp;</td>
      <td style="padding-bottom: 2.25pt; border-bottom: Black 2.5pt double">&nbsp;</td>
      <td style="border-bottom: Black 2.5pt double; text-align: left">$</td>
      <td style="border-bottom: Black 2.5pt double; text-align: right">-</td>
      <td style="border-bottom: Black 2.5pt double; text-align: left">&nbsp;</td>
      <td style="padding-bottom: 2.25pt; border-bottom: Black 2.5pt double">&nbsp;</td>
      <td style="border-bottom: Black 2.5pt double; text-align: left">$</td>
      <td style="border-bottom: Black 2.5pt double; text-align: right">-</td>
      <td style="border-bottom: Black 2.5pt double; text-align: left">&nbsp;</td>
      <td style="padding-bottom: 2.25pt; border-bottom: Black 2.5pt double">&nbsp;</td>
      <td style="border-bottom: Black 2.5pt double; text-align: left">$</td>
      <td style="border-bottom: Black 2.5pt double; text-align: right">5,492</td>
      <td style="border-bottom: Black 2.5pt double; text-align: left">&nbsp;</td>
      <td style="padding-bottom: 2.25pt; border-bottom: Black 2.5pt double">&nbsp;</td>
      <td style="border-bottom: Black 2.5pt double; text-align: left">$</td>
      <td style="border-bottom: Black 2.5pt double; text-align: right">56,515</td>
      <td style="border-bottom: Black 2.5pt double; text-align: left">&nbsp;</td>
     </tr>
     <tr style="vertical-align: bottom; background-color: White">
      <td style="text-align: left; padding-bottom: 2.25pt">Ending balance: collectively evaluated for impairment</td>
      <td style="padding-bottom: 2.25pt">&nbsp;</td>
      <td style="border-bottom: Black 2.5pt double; text-align: left">$</td>
      <td style="border-bottom: Black 2.5pt double; text-align: right">1,910,200</td>
      <td style="border-bottom: Black 2.5pt double; text-align: left">&nbsp;</td>
      <td style="padding-bottom: 2.25pt; border-bottom: Black 2.5pt double">&nbsp;</td>
      <td style="border-bottom: Black 2.5pt double; text-align: left">$</td>
      <td style="border-bottom: Black 2.5pt double; text-align: right">612,096</td>
      <td style="border-bottom: Black 2.5pt double; text-align: left">&nbsp;</td>
      <td style="padding-bottom: 2.25pt; border-bottom: Black 2.5pt double">&nbsp;</td>
      <td style="border-bottom: Black 2.5pt double; text-align: left">$</td>
      <td style="border-bottom: Black 2.5pt double; text-align: right">558,659</td>
      <td style="border-bottom: Black 2.5pt double; text-align: left">&nbsp;</td>
      <td style="padding-bottom: 2.25pt; border-bottom: Black 2.5pt double">&nbsp;</td>
      <td style="border-bottom: Black 2.5pt double; text-align: left">$</td>
      <td style="border-bottom: Black 2.5pt double; text-align: right">174,402</td>
      <td style="border-bottom: Black 2.5pt double; text-align: left">&nbsp;</td>
      <td style="padding-bottom: 2.25pt; border-bottom: Black 2.5pt double">&nbsp;</td>
      <td style="border-bottom: Black 2.5pt double; text-align: left">$</td>
      <td style="border-bottom: Black 2.5pt double; text-align: right">9,835</td>
      <td style="border-bottom: Black 2.5pt double; text-align: left">&nbsp;</td>
      <td style="padding-bottom: 2.25pt; border-bottom: Black 2.5pt double">&nbsp;</td>
      <td style="border-bottom: Black 2.5pt double; text-align: left">$</td>
      <td style="border-bottom: Black 2.5pt double; text-align: right">5,286</td>
      <td style="border-bottom: Black 2.5pt double; text-align: left">&nbsp;</td>
      <td style="padding-bottom: 2.25pt; border-bottom: Black 2.5pt double">&nbsp;</td>
      <td style="border-bottom: Black 2.5pt double; text-align: left">$</td>
      <td style="border-bottom: Black 2.5pt double; text-align: right">7,134</td>
      <td style="border-bottom: Black 2.5pt double; text-align: left">&nbsp;</td>
      <td style="padding-bottom: 2.25pt; border-bottom: Black 2.5pt double">&nbsp;</td>
      <td style="border-bottom: Black 2.5pt double; text-align: left">$</td>
      <td style="border-bottom: Black 2.5pt double; text-align: right">22,519</td>
      <td style="border-bottom: Black 2.5pt double; text-align: left">&nbsp;</td>
      <td style="padding-bottom: 2.25pt; border-bottom: Black 2.5pt double">&nbsp;</td>
      <td style="border-bottom: Black 2.5pt double; text-align: left">$</td>
      <td style="border-bottom: Black 2.5pt double; text-align: right">442,008</td>
      <td style="border-bottom: Black 2.5pt double; text-align: left">&nbsp;</td>
      <td style="padding-bottom: 2.25pt; border-bottom: Black 2.5pt double">&nbsp;</td>
      <td style="border-bottom: Black 2.5pt double; text-align: left">$</td>
      <td style="border-bottom: Black 2.5pt double; text-align: right">3,742,139</td>
      <td style="border-bottom: Black 2.5pt double; text-align: left">&nbsp;</td>
     </tr>

   </table><span></span>
</td>
</tr>
<tr class="ro">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_ImpairedFinancingReceivablesTableTextBlock', window );">Impaired Financing Receivables [Table Text Block]</a></td>
<td class="text"><table cellpadding="0" cellspacing="0" style="border-collapse: collapse; width: 100%; font: 10pt Times New Roman, Times, Serif">

     <tr style="vertical-align: bottom">
      <td>&nbsp;</td>
      <td style="padding-bottom: 1pt">&nbsp;</td>
      <td colspan="11" style="text-align: center; border-bottom: Black 1pt solid">December 31, 2015</td>
      <td style="padding-bottom: 1pt">&nbsp;</td>
      <td colspan="11" style="text-align: center; border-bottom: Black 1pt solid">December 31, 2014</td>
     </tr>
     <tr style="vertical-align: bottom">
      <td style="font-style: italic; text-align: left">&nbsp;</td>
      <td style="padding-bottom: 1pt">&nbsp;</td>
      <td colspan="3" style="text-align: center; border-bottom: Black 1pt solid">Recorded<br /> Investment</td>
      <td style="border-bottom: Black 1pt solid; text-align: left">&nbsp;</td>
      <td colspan="3" style="text-align: center; border-bottom: Black 1pt solid">Unpaid <br /> Principal <br /> Balance</td>
      <td style="border-bottom: Black 1pt solid; text-align: left">&nbsp;</td>
      <td colspan="3" style="text-align: center; border-bottom: Black 1pt solid">Related <br /> Allowance</td>
      <td style="padding-bottom: 1pt">&nbsp;</td>
      <td colspan="3" style="text-align: center; border-bottom: Black 1pt solid">Recorded<br /> Investment</td>
      <td style="border-bottom: Black 1pt solid; text-align: left">&nbsp;</td>
      <td colspan="3" style="text-align: center; border-bottom: Black 1pt solid">Unpaid <br /> Principal <br /> Balance</td>
      <td style="border-bottom: Black 1pt solid; text-align: left">&nbsp;</td>
      <td colspan="3" style="text-align: center; border-bottom: Black 1pt solid">Related<br /> Allowance</td>
     </tr>
     <tr style="vertical-align: bottom">
      <td>&nbsp;</td>
      <td>&nbsp;</td>
      <td colspan="3" style="text-align: right">&nbsp;</td>
      <td>&nbsp;</td>
      <td colspan="3" style="text-align: right">&nbsp;</td>
      <td>&nbsp;</td>
      <td colspan="3">&nbsp;</td>
      <td>&nbsp;</td>
      <td colspan="3" style="text-align: right">&nbsp;</td>
      <td>&nbsp;</td>
      <td colspan="3" style="text-align: right">&nbsp;</td>
      <td>&nbsp;</td>
      <td colspan="3">&nbsp;</td>
     </tr>
     <tr style="vertical-align: bottom">
      <td style="font-weight: bold">&nbsp;</td>
      <td style="font-style: italic">&nbsp;</td>
      <td colspan="23" style="font-style: italic; text-align: center">(In thousands)</td>
     </tr>
     <tr style="vertical-align: bottom; background-color: rgb(204,238,255)">
      <td colspan="1">With no related allowance recorded:</td>
      <td>&nbsp;</td>
      <td colspan="3" style="text-align: right">&nbsp;</td>
      <td>&nbsp;</td>
      <td colspan="3" style="text-align: right">&nbsp;</td>
      <td>&nbsp;</td>
      <td colspan="3">&nbsp;</td>
      <td>&nbsp;</td>
      <td colspan="3" style="text-align: right">&nbsp;</td>
      <td>&nbsp;</td>
      <td colspan="3" style="text-align: right">&nbsp;</td>
      <td>&nbsp;</td>
      <td colspan="3">&nbsp;</td>
     </tr>
     <tr style="vertical-align: bottom; background-color: White">
      <td style="text-align: left; padding-left: 10pt">Mortgage loans:</td>
      <td>&nbsp;</td>
      <td style="text-align: left">&nbsp;</td>
      <td style="text-align: right">&nbsp;</td>
      <td style="text-align: left">&nbsp;</td>
      <td>&nbsp;</td>
      <td style="text-align: left">&nbsp;</td>
      <td style="text-align: right">&nbsp;</td>
      <td style="text-align: left">&nbsp;</td>
      <td>&nbsp;</td>
      <td style="text-align: left">&nbsp;</td>
      <td style="text-align: right">&nbsp;</td>
      <td style="text-align: left">&nbsp;</td>
      <td>&nbsp;</td>
      <td style="text-align: left">&nbsp;</td>
      <td style="text-align: right">&nbsp;</td>
      <td style="text-align: left">&nbsp;</td>
      <td>&nbsp;</td>
      <td style="text-align: left">&nbsp;</td>
      <td style="text-align: right">&nbsp;</td>
      <td style="text-align: left">&nbsp;</td>
      <td>&nbsp;</td>
      <td style="text-align: left">&nbsp;</td>
      <td style="text-align: right">&nbsp;</td>
      <td style="text-align: left">&nbsp;</td>
     </tr>
     <tr style="vertical-align: bottom; background-color: rgb(204,238,255)">
      <td style="width: 34%; text-align: left; padding-left: 20pt">Multi-family residential</td>
      <td style="width: 1%">&nbsp;</td>
      <td style="width: 1%; text-align: left">$</td>
      <td style="width: 8%; text-align: right">5,742</td>
      <td style="width: 1%; text-align: left">&nbsp;</td>
      <td style="width: 1%">&nbsp;</td>
      <td style="width: 1%; text-align: left">$</td>
      <td style="width: 8%; text-align: right">6,410</td>
      <td style="width: 1%; text-align: left">&nbsp;</td>
      <td style="width: 1%">&nbsp;</td>
      <td style="width: 1%; text-align: left">$</td>
      <td style="width: 8%; text-align: right">-</td>
      <td style="width: 1%; text-align: left">&nbsp;</td>
      <td style="width: 1%">&nbsp;</td>
      <td style="width: 1%; text-align: left">$</td>
      <td style="width: 8%; text-align: right">10,481</td>
      <td style="width: 1%; text-align: left">&nbsp;</td>
      <td style="width: 1%">&nbsp;</td>
      <td style="width: 1%; text-align: left">$</td>
      <td style="width: 8%; text-align: right">11,551</td>
      <td style="width: 1%; text-align: left">&nbsp;</td>
      <td style="width: 1%">&nbsp;</td>
      <td style="width: 1%; text-align: left">$</td>
      <td style="width: 8%; text-align: right">-</td>
      <td style="width: 1%; text-align: left">&nbsp;</td>
     </tr>
     <tr style="vertical-align: bottom; background-color: White">
      <td style="text-align: left; padding-left: 20pt">Commercial real estate</td>
      <td>&nbsp;</td>
      <td style="text-align: left">&nbsp;</td>
      <td style="text-align: right">3,812</td>
      <td style="text-align: left">&nbsp;</td>
      <td>&nbsp;</td>
      <td style="text-align: left">&nbsp;</td>
      <td style="text-align: right">3,869</td>
      <td style="text-align: left">&nbsp;</td>
      <td>&nbsp;</td>
      <td style="text-align: left">&nbsp;</td>
      <td style="text-align: right">-</td>
      <td style="text-align: left">&nbsp;</td>
      <td>&nbsp;</td>
      <td style="text-align: left">&nbsp;</td>
      <td style="text-align: right">7,100</td>
      <td style="text-align: left">&nbsp;</td>
      <td>&nbsp;</td>
      <td style="text-align: left">&nbsp;</td>
      <td style="text-align: right">7,221</td>
      <td style="text-align: left">&nbsp;</td>
      <td>&nbsp;</td>
      <td style="text-align: left">&nbsp;</td>
      <td style="text-align: right">-</td>
      <td style="text-align: left">&nbsp;</td>
     </tr>
     <tr style="vertical-align: bottom; background-color: rgb(204,238,255)">
      <td style="text-align: left; padding-left: 20pt">One-to-four family mixed-use property</td>
      <td>&nbsp;</td>
      <td style="text-align: left">&nbsp;</td>
      <td style="text-align: right">10,082</td>
      <td style="text-align: left">&nbsp;</td>
      <td>&nbsp;</td>
      <td style="text-align: left">&nbsp;</td>
      <td style="text-align: right">11,335</td>
      <td style="text-align: left">&nbsp;</td>
      <td>&nbsp;</td>
      <td style="text-align: left">&nbsp;</td>
      <td style="text-align: right">-</td>
      <td style="text-align: left">&nbsp;</td>
      <td>&nbsp;</td>
      <td style="text-align: left">&nbsp;</td>
      <td style="text-align: right">12,027</td>
      <td style="text-align: left">&nbsp;</td>
      <td>&nbsp;</td>
      <td style="text-align: left">&nbsp;</td>
      <td style="text-align: right">13,381</td>
      <td style="text-align: left">&nbsp;</td>
      <td>&nbsp;</td>
      <td style="text-align: left">&nbsp;</td>
      <td style="text-align: right">-</td>
      <td style="text-align: left">&nbsp;</td>
     </tr>
     <tr style="vertical-align: bottom; background-color: White">
      <td style="text-align: left; padding-left: 20pt">One-to-four family residential</td>
      <td>&nbsp;</td>
      <td style="text-align: left">&nbsp;</td>
      <td style="text-align: right">12,255</td>
      <td style="text-align: left">&nbsp;</td>
      <td>&nbsp;</td>
      <td style="text-align: left">&nbsp;</td>
      <td style="text-align: right">14,345</td>
      <td style="text-align: left">&nbsp;</td>
      <td>&nbsp;</td>
      <td style="text-align: left">&nbsp;</td>
      <td style="text-align: right">-</td>
      <td style="text-align: left">&nbsp;</td>
      <td>&nbsp;</td>
      <td style="text-align: left">&nbsp;</td>
      <td style="text-align: right">12,816</td>
      <td style="text-align: left">&nbsp;</td>
      <td>&nbsp;</td>
      <td style="text-align: left">&nbsp;</td>
      <td style="text-align: right">15,709</td>
      <td style="text-align: left">&nbsp;</td>
      <td>&nbsp;</td>
      <td style="text-align: left">&nbsp;</td>
      <td style="text-align: right">-</td>
      <td style="text-align: left">&nbsp;</td>
     </tr>
     <tr style="vertical-align: bottom; background-color: rgb(204,238,255)">
      <td style="text-align: left; padding-left: 20pt">Co-operative apartments</td>
      <td>&nbsp;</td>
      <td style="text-align: left">&nbsp;</td>
      <td style="text-align: right">-</td>
      <td style="text-align: left">&nbsp;</td>
      <td>&nbsp;</td>
      <td style="text-align: left">&nbsp;</td>
      <td style="text-align: right">-</td>
      <td style="text-align: left">&nbsp;</td>
      <td>&nbsp;</td>
      <td style="text-align: left">&nbsp;</td>
      <td style="text-align: right">-</td>
      <td style="text-align: left">&nbsp;</td>
      <td>&nbsp;</td>
      <td style="text-align: left">&nbsp;</td>
      <td style="text-align: right">-</td>
      <td style="text-align: left">&nbsp;</td>
      <td>&nbsp;</td>
      <td style="text-align: left">&nbsp;</td>
      <td style="text-align: right">-</td>
      <td style="text-align: left">&nbsp;</td>
      <td>&nbsp;</td>
      <td style="text-align: left">&nbsp;</td>
      <td style="text-align: right">-</td>
      <td style="text-align: left">&nbsp;</td>
     </tr>
     <tr style="vertical-align: bottom; background-color: White">
      <td style="padding-left: 20pt">Construction</td>
      <td>&nbsp;</td>
      <td style="text-align: left">&nbsp;</td>
      <td style="text-align: right">1,000</td>
      <td style="text-align: left">&nbsp;</td>
      <td>&nbsp;</td>
      <td style="text-align: left">&nbsp;</td>
      <td style="text-align: right">1,000</td>
      <td style="text-align: left">&nbsp;</td>
      <td>&nbsp;</td>
      <td style="text-align: left">&nbsp;</td>
      <td style="text-align: right">-</td>
      <td style="text-align: left">&nbsp;</td>
      <td>&nbsp;</td>
      <td style="text-align: left">&nbsp;</td>
      <td style="text-align: right">-</td>
      <td style="text-align: left">&nbsp;</td>
      <td>&nbsp;</td>
      <td style="text-align: left">&nbsp;</td>
      <td style="text-align: right">-</td>
      <td style="text-align: left">&nbsp;</td>
      <td>&nbsp;</td>
      <td style="text-align: left">&nbsp;</td>
      <td style="text-align: right">-</td>
      <td style="text-align: left">&nbsp;</td>
     </tr>
     <tr style="vertical-align: bottom; background-color: rgb(204,238,255)">
      <td style="text-align: left; padding-left: 10pt">Non-mortgage loans:</td>
      <td>&nbsp;</td>
      <td style="text-align: left">&nbsp;</td>
      <td style="text-align: right">&nbsp;</td>
      <td style="text-align: left">&nbsp;</td>
      <td>&nbsp;</td>
      <td style="text-align: left">&nbsp;</td>
      <td style="text-align: right">&nbsp;</td>
      <td style="text-align: left">&nbsp;</td>
      <td>&nbsp;</td>
      <td style="text-align: left">&nbsp;</td>
      <td style="text-align: right">&nbsp;</td>
      <td style="text-align: left">&nbsp;</td>
      <td>&nbsp;</td>
      <td style="text-align: left">&nbsp;</td>
      <td style="text-align: right">&nbsp;</td>
      <td style="text-align: left">&nbsp;</td>
      <td>&nbsp;</td>
      <td style="text-align: left">&nbsp;</td>
      <td style="text-align: right">&nbsp;</td>
      <td style="text-align: left">&nbsp;</td>
      <td>&nbsp;</td>
      <td style="text-align: left">&nbsp;</td>
      <td style="text-align: right">&nbsp;</td>
      <td style="text-align: left">&nbsp;</td>
     </tr>
     <tr style="vertical-align: bottom; background-color: White">
      <td style="text-align: left; padding-left: 20pt">Small Business Administration</td>
      <td>&nbsp;</td>
      <td style="text-align: left">&nbsp;</td>
      <td style="text-align: right">276</td>
      <td style="text-align: left">&nbsp;</td>
      <td>&nbsp;</td>
      <td style="text-align: left">&nbsp;</td>
      <td style="text-align: right">276</td>
      <td style="text-align: left">&nbsp;</td>
      <td>&nbsp;</td>
      <td style="text-align: left">&nbsp;</td>
      <td style="text-align: right">-</td>
      <td style="text-align: left">&nbsp;</td>
      <td>&nbsp;</td>
      <td style="text-align: left">&nbsp;</td>
      <td style="text-align: right">-</td>
      <td style="text-align: left">&nbsp;</td>
      <td>&nbsp;</td>
      <td style="text-align: left">&nbsp;</td>
      <td style="text-align: right">-</td>
      <td style="text-align: left">&nbsp;</td>
      <td>&nbsp;</td>
      <td style="text-align: left">&nbsp;</td>
      <td style="text-align: right">-</td>
      <td style="text-align: left">&nbsp;</td>
     </tr>
     <tr style="vertical-align: bottom; background-color: rgb(204,238,255)">
      <td style="text-align: left; padding-left: 20pt">Taxi Medallion</td>
      <td>&nbsp;</td>
      <td style="text-align: left">&nbsp;</td>
      <td style="text-align: right">-</td>
      <td style="text-align: left">&nbsp;</td>
      <td>&nbsp;</td>
      <td style="text-align: left">&nbsp;</td>
      <td style="text-align: right">-</td>
      <td style="text-align: left">&nbsp;</td>
      <td>&nbsp;</td>
      <td style="text-align: left">&nbsp;</td>
      <td style="text-align: right">-</td>
      <td style="text-align: left">&nbsp;</td>
      <td>&nbsp;</td>
      <td style="text-align: left">&nbsp;</td>
      <td style="text-align: right">-</td>
      <td style="text-align: left">&nbsp;</td>
      <td>&nbsp;</td>
      <td style="text-align: left">&nbsp;</td>
      <td style="text-align: right">-</td>
      <td style="text-align: left">&nbsp;</td>
      <td>&nbsp;</td>
      <td style="text-align: left">&nbsp;</td>
      <td style="text-align: right">-</td>
      <td style="text-align: left">&nbsp;</td>
     </tr>
     <tr style="vertical-align: bottom; background-color: White">
      <td style="text-align: left; padding-left: 20pt">Commercial Business and other</td>
      <td>&nbsp;</td>
      <td style="text-align: left">&nbsp;</td>
      <td style="text-align: right">2,682</td>
      <td style="text-align: left">&nbsp;</td>
      <td>&nbsp;</td>
      <td style="text-align: left">&nbsp;</td>
      <td style="text-align: right">5,347</td>
      <td style="text-align: left">&nbsp;</td>
      <td>&nbsp;</td>
      <td style="text-align: left">&nbsp;</td>
      <td style="text-align: right">-</td>
      <td style="text-align: left">&nbsp;</td>
      <td>&nbsp;</td>
      <td style="text-align: left">&nbsp;</td>
      <td style="text-align: right">2,779</td>
      <td style="text-align: left">&nbsp;</td>
      <td>&nbsp;</td>
      <td style="text-align: left">&nbsp;</td>
      <td style="text-align: right">3,149</td>
      <td style="text-align: left">&nbsp;</td>
      <td>&nbsp;</td>
      <td style="text-align: left">&nbsp;</td>
      <td style="text-align: right">-</td>
      <td style="text-align: left">&nbsp;</td>
     </tr>
     <tr style="vertical-align: bottom; background-color: rgb(204,238,255)">
      <td style="padding-bottom: 1pt">&nbsp;</td>
      <td style="padding-bottom: 1pt">&nbsp;</td>
      <td style="border-bottom: Black 1pt solid; text-align: left">&nbsp;</td>
      <td style="border-bottom: Black 1pt solid; text-align: right">&nbsp;</td>
      <td style="border-bottom: Black 1pt solid; text-align: left">&nbsp;</td>
      <td style="border-bottom: Black 1pt solid; text-align: left">&nbsp;</td>
      <td style="border-bottom: Black 1pt solid; text-align: left">&nbsp;</td>
      <td style="border-bottom: Black 1pt solid; text-align: right">&nbsp;</td>
      <td style="border-bottom: Black 1pt solid; text-align: left">&nbsp;</td>
      <td style="border-bottom: Black 1pt solid; text-align: left">&nbsp;</td>
      <td style="border-bottom: Black 1pt solid; text-align: left">&nbsp;</td>
      <td style="border-bottom: Black 1pt solid; text-align: right">&nbsp;</td>
      <td style="border-bottom: Black 1pt solid; text-align: left">&nbsp;</td>
      <td style="padding-bottom: 1pt">&nbsp;</td>
      <td style="border-bottom: Black 1pt solid; text-align: left">&nbsp;</td>
      <td style="border-bottom: Black 1pt solid; text-align: right">&nbsp;</td>
      <td style="border-bottom: Black 1pt solid; text-align: left">&nbsp;</td>
      <td style="border-bottom: Black 1pt solid; text-align: left">&nbsp;</td>
      <td style="border-bottom: Black 1pt solid; text-align: left">&nbsp;</td>
      <td style="border-bottom: Black 1pt solid; text-align: right">&nbsp;</td>
      <td style="border-bottom: Black 1pt solid; text-align: left">&nbsp;</td>
      <td style="border-bottom: Black 1pt solid; text-align: left">&nbsp;</td>
      <td style="border-bottom: Black 1pt solid; text-align: left">&nbsp;</td>
      <td style="border-bottom: Black 1pt solid; text-align: right">&nbsp;</td>
      <td style="border-bottom: Black 1pt solid; text-align: left">&nbsp;</td>
     </tr>
     <tr style="vertical-align: bottom; background-color: White">
      <td style="text-align: left; padding-bottom: 1pt; padding-left: 30pt">Total loans with no related allowance recorded</td>
      <td style="padding-bottom: 1pt">&nbsp;</td>
      <td style="border-bottom: Black 1pt solid; text-align: left">&nbsp;</td>
      <td style="border-bottom: Black 1pt solid; text-align: right">35,849</td>
      <td style="border-bottom: Black 1pt solid; text-align: left">&nbsp;</td>
      <td style="border-bottom: Black 1pt solid; text-align: left">&nbsp;</td>
      <td style="border-bottom: Black 1pt solid; text-align: left">&nbsp;</td>
      <td style="border-bottom: Black 1pt solid; text-align: right">42,582</td>
      <td style="border-bottom: Black 1pt solid; text-align: left">&nbsp;</td>
      <td style="border-bottom: Black 1pt solid; text-align: left">&nbsp;</td>
      <td style="border-bottom: Black 1pt solid; text-align: left">&nbsp;</td>
      <td style="border-bottom: Black 1pt solid; text-align: right">-</td>
      <td style="border-bottom: Black 1pt solid; text-align: left">&nbsp;</td>
      <td style="padding-bottom: 1pt">&nbsp;</td>
      <td style="border-bottom: Black 1pt solid; text-align: left">&nbsp;</td>
      <td style="border-bottom: Black 1pt solid; text-align: right">45,203</td>
      <td style="border-bottom: Black 1pt solid; text-align: left">&nbsp;</td>
      <td style="border-bottom: Black 1pt solid; text-align: left">&nbsp;</td>
      <td style="border-bottom: Black 1pt solid; text-align: left">&nbsp;</td>
      <td style="border-bottom: Black 1pt solid; text-align: right">51,011</td>
      <td style="border-bottom: Black 1pt solid; text-align: left">&nbsp;</td>
      <td style="border-bottom: Black 1pt solid; text-align: left">&nbsp;</td>
      <td style="border-bottom: Black 1pt solid; text-align: left">&nbsp;</td>
      <td style="border-bottom: Black 1pt solid; text-align: right">-</td>
      <td style="border-bottom: Black 1pt solid; text-align: left">&nbsp;</td>
     </tr>
     <tr style="vertical-align: bottom; background-color: rgb(204,238,255)">
      <td>&nbsp;</td>
      <td>&nbsp;</td>
      <td style="text-align: left">&nbsp;</td>
      <td style="text-align: right">&nbsp;</td>
      <td style="text-align: left">&nbsp;</td>
      <td>&nbsp;</td>
      <td style="text-align: left">&nbsp;</td>
      <td style="text-align: right">&nbsp;</td>
      <td style="text-align: left">&nbsp;</td>
      <td>&nbsp;</td>
      <td style="text-align: left">&nbsp;</td>
      <td style="text-align: right">&nbsp;</td>
      <td style="text-align: left">&nbsp;</td>
      <td>&nbsp;</td>
      <td style="text-align: left">&nbsp;</td>
      <td style="text-align: right">&nbsp;</td>
      <td style="text-align: left">&nbsp;</td>
      <td>&nbsp;</td>
      <td style="text-align: left">&nbsp;</td>
      <td style="text-align: right">&nbsp;</td>
      <td style="text-align: left">&nbsp;</td>
      <td>&nbsp;</td>
      <td style="text-align: left">&nbsp;</td>
      <td style="text-align: right">&nbsp;</td>
      <td style="text-align: left">&nbsp;</td>
     </tr>
     <tr style="vertical-align: bottom; background-color: White">
      <td style="text-align: left">With an allowance recorded:</td>
      <td>&nbsp;</td>
      <td style="text-align: left">&nbsp;</td>
      <td style="text-align: right">&nbsp;</td>
      <td style="text-align: left">&nbsp;</td>
      <td>&nbsp;</td>
      <td style="text-align: left">&nbsp;</td>
      <td style="text-align: right">&nbsp;</td>
      <td style="text-align: left">&nbsp;</td>
      <td>&nbsp;</td>
      <td style="text-align: left">&nbsp;</td>
      <td style="text-align: right">&nbsp;</td>
      <td style="text-align: left">&nbsp;</td>
      <td>&nbsp;</td>
      <td style="text-align: left">&nbsp;</td>
      <td style="text-align: right">&nbsp;</td>
      <td style="text-align: left">&nbsp;</td>
      <td>&nbsp;</td>
      <td style="text-align: left">&nbsp;</td>
      <td style="text-align: right">&nbsp;</td>
      <td style="text-align: left">&nbsp;</td>
      <td>&nbsp;</td>
      <td style="text-align: left">&nbsp;</td>
      <td style="text-align: right">&nbsp;</td>
      <td style="text-align: left">&nbsp;</td>
     </tr>
     <tr style="vertical-align: bottom; background-color: rgb(204,238,255)">
      <td style="text-align: left; padding-left: 10pt">Mortgage loans:</td>
      <td>&nbsp;</td>
      <td style="text-align: left">&nbsp;</td>
      <td style="text-align: right">&nbsp;</td>
      <td style="text-align: left">&nbsp;</td>
      <td>&nbsp;</td>
      <td style="text-align: left">&nbsp;</td>
      <td style="text-align: right">&nbsp;</td>
      <td style="text-align: left">&nbsp;</td>
      <td>&nbsp;</td>
      <td style="text-align: left">&nbsp;</td>
      <td style="text-align: right">&nbsp;</td>
      <td style="text-align: left">&nbsp;</td>
      <td>&nbsp;</td>
      <td style="text-align: left">&nbsp;</td>
      <td style="text-align: right">&nbsp;</td>
      <td style="text-align: left">&nbsp;</td>
      <td>&nbsp;</td>
      <td style="text-align: left">&nbsp;</td>
      <td style="text-align: right">&nbsp;</td>
      <td style="text-align: left">&nbsp;</td>
      <td>&nbsp;</td>
      <td style="text-align: left">&nbsp;</td>
      <td style="text-align: right">&nbsp;</td>
      <td style="text-align: left">&nbsp;</td>
     </tr>
     <tr style="vertical-align: bottom; background-color: White">
      <td style="text-align: left; padding-left: 20pt">Multi-family residential</td>
      <td>&nbsp;</td>
      <td style="text-align: left">&nbsp;</td>
      <td style="text-align: right">2,305</td>
      <td style="text-align: left">&nbsp;</td>
      <td>&nbsp;</td>
      <td style="text-align: left">&nbsp;</td>
      <td style="text-align: right">2,305</td>
      <td style="text-align: left">&nbsp;</td>
      <td>&nbsp;</td>
      <td style="text-align: left">&nbsp;</td>
      <td style="text-align: right">252</td>
      <td style="text-align: left">&nbsp;</td>
      <td>&nbsp;</td>
      <td style="text-align: left">&nbsp;</td>
      <td style="text-align: right">2,779</td>
      <td style="text-align: left">&nbsp;</td>
      <td>&nbsp;</td>
      <td style="text-align: left">&nbsp;</td>
      <td style="text-align: right">2,779</td>
      <td style="text-align: left">&nbsp;</td>
      <td>&nbsp;</td>
      <td style="text-align: left">&nbsp;</td>
      <td style="text-align: right">286</td>
      <td style="text-align: left">&nbsp;</td>
     </tr>
     <tr style="vertical-align: bottom; background-color: rgb(204,238,255)">
      <td style="text-align: left; padding-left: 20pt">Commercial real estate</td>
      <td>&nbsp;</td>
      <td style="text-align: left">&nbsp;</td>
      <td style="text-align: right">2,371</td>
      <td style="text-align: left">&nbsp;</td>
      <td>&nbsp;</td>
      <td style="text-align: left">&nbsp;</td>
      <td style="text-align: right">2,371</td>
      <td style="text-align: left">&nbsp;</td>
      <td>&nbsp;</td>
      <td style="text-align: left">&nbsp;</td>
      <td style="text-align: right">180</td>
      <td style="text-align: left">&nbsp;</td>
      <td>&nbsp;</td>
      <td style="text-align: left">&nbsp;</td>
      <td style="text-align: right">2,373</td>
      <td style="text-align: left">&nbsp;</td>
      <td>&nbsp;</td>
      <td style="text-align: left">&nbsp;</td>
      <td style="text-align: right">2,373</td>
      <td style="text-align: left">&nbsp;</td>
      <td>&nbsp;</td>
      <td style="text-align: left">&nbsp;</td>
      <td style="text-align: right">21</td>
      <td style="text-align: left">&nbsp;</td>
     </tr>
     <tr style="vertical-align: bottom; background-color: White">
      <td style="text-align: left; padding-left: 20pt">One-to-four family mixed-use property</td>
      <td>&nbsp;</td>
      <td style="text-align: left">&nbsp;</td>
      <td style="text-align: right">2,746</td>
      <td style="text-align: left">&nbsp;</td>
      <td>&nbsp;</td>
      <td style="text-align: left">&nbsp;</td>
      <td style="text-align: right">2,746</td>
      <td style="text-align: left">&nbsp;</td>
      <td>&nbsp;</td>
      <td style="text-align: left">&nbsp;</td>
      <td style="text-align: right">502</td>
      <td style="text-align: left">&nbsp;</td>
      <td>&nbsp;</td>
      <td style="text-align: left">&nbsp;</td>
      <td style="text-align: right">3,093</td>
      <td style="text-align: left">&nbsp;</td>
      <td>&nbsp;</td>
      <td style="text-align: left">&nbsp;</td>
      <td style="text-align: right">3,093</td>
      <td style="text-align: left">&nbsp;</td>
      <td>&nbsp;</td>
      <td style="text-align: left">&nbsp;</td>
      <td style="text-align: right">579</td>
      <td style="text-align: left">&nbsp;</td>
     </tr>
     <tr style="vertical-align: bottom; background-color: rgb(204,238,255)">
      <td style="text-align: left; padding-left: 20pt">One-to-four family residential</td>
      <td>&nbsp;</td>
      <td style="text-align: left">&nbsp;</td>
      <td style="text-align: right">343</td>
      <td style="text-align: left">&nbsp;</td>
      <td>&nbsp;</td>
      <td style="text-align: left">&nbsp;</td>
      <td style="text-align: right">343</td>
      <td style="text-align: left">&nbsp;</td>
      <td>&nbsp;</td>
      <td style="text-align: left">&nbsp;</td>
      <td style="text-align: right">51</td>
      <td style="text-align: left">&nbsp;</td>
      <td>&nbsp;</td>
      <td style="text-align: left">&nbsp;</td>
      <td style="text-align: right">354</td>
      <td style="text-align: left">&nbsp;</td>
      <td>&nbsp;</td>
      <td style="text-align: left">&nbsp;</td>
      <td style="text-align: right">354</td>
      <td style="text-align: left">&nbsp;</td>
      <td>&nbsp;</td>
      <td style="text-align: left">&nbsp;</td>
      <td style="text-align: right">54</td>
      <td style="text-align: left">&nbsp;</td>
     </tr>
     <tr style="vertical-align: bottom; background-color: White">
      <td style="text-align: left; padding-left: 20pt">Co-operative apartments</td>
      <td>&nbsp;</td>
      <td style="text-align: left">&nbsp;</td>
      <td style="text-align: right">-</td>
      <td style="text-align: left">&nbsp;</td>
      <td>&nbsp;</td>
      <td style="text-align: left">&nbsp;</td>
      <td style="text-align: right">-</td>
      <td style="text-align: left">&nbsp;</td>
      <td>&nbsp;</td>
      <td style="text-align: left">&nbsp;</td>
      <td style="text-align: right">-</td>
      <td style="text-align: left">&nbsp;</td>
      <td>&nbsp;</td>
      <td style="text-align: left">&nbsp;</td>
      <td style="text-align: right">-</td>
      <td style="text-align: left">&nbsp;</td>
      <td>&nbsp;</td>
      <td style="text-align: left">&nbsp;</td>
      <td style="text-align: right">-</td>
      <td style="text-align: left">&nbsp;</td>
      <td>&nbsp;</td>
      <td style="text-align: left">&nbsp;</td>
      <td style="text-align: right">-</td>
      <td style="text-align: left">&nbsp;</td>
     </tr>
     <tr style="vertical-align: bottom; background-color: rgb(204,238,255)">
      <td style="padding-left: 20pt">Construction</td>
      <td>&nbsp;</td>
      <td style="text-align: left">&nbsp;</td>
      <td style="text-align: right">-</td>
      <td style="text-align: left">&nbsp;</td>
      <td>&nbsp;</td>
      <td style="text-align: left">&nbsp;</td>
      <td style="text-align: right">-</td>
      <td style="text-align: left">&nbsp;</td>
      <td>&nbsp;</td>
      <td style="text-align: left">&nbsp;</td>
      <td style="text-align: right">-</td>
      <td style="text-align: left">&nbsp;</td>
      <td>&nbsp;</td>
      <td style="text-align: left">&nbsp;</td>
      <td style="text-align: right">-</td>
      <td style="text-align: left">&nbsp;</td>
      <td>&nbsp;</td>
      <td style="text-align: left">&nbsp;</td>
      <td style="text-align: right">-</td>
      <td style="text-align: left">&nbsp;</td>
      <td>&nbsp;</td>
      <td style="text-align: left">&nbsp;</td>
      <td style="text-align: right">-</td>
      <td style="text-align: left">&nbsp;</td>
     </tr>
     <tr style="vertical-align: bottom; background-color: White">
      <td style="text-align: left; padding-left: 10pt">Non-mortgage loans:</td>
      <td>&nbsp;</td>
      <td style="text-align: left">&nbsp;</td>
      <td style="text-align: right">&nbsp;</td>
      <td style="text-align: left">&nbsp;</td>
      <td>&nbsp;</td>
      <td style="text-align: left">&nbsp;</td>
      <td style="text-align: right">&nbsp;</td>
      <td style="text-align: left">&nbsp;</td>
      <td>&nbsp;</td>
      <td style="text-align: left">&nbsp;</td>
      <td style="text-align: right">&nbsp;</td>
      <td style="text-align: left">&nbsp;</td>
      <td>&nbsp;</td>
      <td style="text-align: left">&nbsp;</td>
      <td style="text-align: right">&nbsp;</td>
      <td style="text-align: left">&nbsp;</td>
      <td>&nbsp;</td>
      <td style="text-align: left">&nbsp;</td>
      <td style="text-align: right">&nbsp;</td>
      <td style="text-align: left">&nbsp;</td>
      <td>&nbsp;</td>
      <td style="text-align: left">&nbsp;</td>
      <td style="text-align: right">&nbsp;</td>
      <td style="text-align: left">&nbsp;</td>
     </tr>
     <tr style="vertical-align: bottom; background-color: rgb(204,238,255)">
      <td style="text-align: left; padding-left: 20pt">Small Business Administration</td>
      <td>&nbsp;</td>
      <td style="text-align: left">&nbsp;</td>
      <td style="text-align: right">34</td>
      <td style="text-align: left">&nbsp;</td>
      <td>&nbsp;</td>
      <td style="text-align: left">&nbsp;</td>
      <td style="text-align: right">34</td>
      <td style="text-align: left">&nbsp;</td>
      <td>&nbsp;</td>
      <td style="text-align: left">&nbsp;</td>
      <td style="text-align: right">-</td>
      <td style="text-align: left">&nbsp;</td>
      <td>&nbsp;</td>
      <td style="text-align: left">&nbsp;</td>
      <td style="text-align: right">-</td>
      <td style="text-align: left">&nbsp;</td>
      <td>&nbsp;</td>
      <td style="text-align: left">&nbsp;</td>
      <td style="text-align: right">-</td>
      <td style="text-align: left">&nbsp;</td>
      <td>&nbsp;</td>
      <td style="text-align: left">&nbsp;</td>
      <td style="text-align: right">-</td>
      <td style="text-align: left">&nbsp;</td>
     </tr>
     <tr style="vertical-align: bottom; background-color: White">
      <td style="text-align: left; padding-left: 20pt">Taxi Medallion</td>
      <td>&nbsp;</td>
      <td style="text-align: left">&nbsp;</td>
      <td style="text-align: right">2,118</td>
      <td style="text-align: left">&nbsp;</td>
      <td>&nbsp;</td>
      <td style="text-align: left">&nbsp;</td>
      <td style="text-align: right">2,118</td>
      <td style="text-align: left">&nbsp;</td>
      <td>&nbsp;</td>
      <td style="text-align: left">&nbsp;</td>
      <td style="text-align: right">333</td>
      <td style="text-align: left">&nbsp;</td>
      <td>&nbsp;</td>
      <td style="text-align: left">&nbsp;</td>
      <td style="text-align: right">-</td>
      <td style="text-align: left">&nbsp;</td>
      <td>&nbsp;</td>
      <td style="text-align: left">&nbsp;</td>
      <td style="text-align: right">-</td>
      <td style="text-align: left">&nbsp;</td>
      <td>&nbsp;</td>
      <td style="text-align: left">&nbsp;</td>
      <td style="text-align: right">-</td>
      <td style="text-align: left">&nbsp;</td>
     </tr>
     <tr style="vertical-align: bottom; background-color: rgb(204,238,255)">
      <td style="text-align: left; padding-left: 20pt">Commercial Business and other</td>
      <td>&nbsp;</td>
      <td style="text-align: left">&nbsp;</td>
      <td style="text-align: right">2,034</td>
      <td style="text-align: left">&nbsp;</td>
      <td>&nbsp;</td>
      <td style="text-align: left">&nbsp;</td>
      <td style="text-align: right">2,034</td>
      <td style="text-align: left">&nbsp;</td>
      <td>&nbsp;</td>
      <td style="text-align: left">&nbsp;</td>
      <td style="text-align: right">112</td>
      <td style="text-align: left">&nbsp;</td>
      <td>&nbsp;</td>
      <td style="text-align: left">&nbsp;</td>
      <td style="text-align: right">2,713</td>
      <td style="text-align: left">&nbsp;</td>
      <td>&nbsp;</td>
      <td style="text-align: left">&nbsp;</td>
      <td style="text-align: right">2,713</td>
      <td style="text-align: left">&nbsp;</td>
      <td>&nbsp;</td>
      <td style="text-align: left">&nbsp;</td>
      <td style="text-align: right">154</td>
      <td style="text-align: left">&nbsp;</td>
     </tr>
     <tr style="vertical-align: bottom; background-color: White">
      <td style="padding-bottom: 1pt">&nbsp;</td>
      <td style="padding-bottom: 1pt">&nbsp;</td>
      <td style="border-bottom: Black 1pt solid; text-align: left">&nbsp;</td>
      <td style="border-bottom: Black 1pt solid; text-align: right">&nbsp;</td>
      <td style="border-bottom: Black 1pt solid; text-align: left">&nbsp;</td>
      <td style="border-bottom: Black 1pt solid; text-align: left">&nbsp;</td>
      <td style="border-bottom: Black 1pt solid; text-align: left">&nbsp;</td>
      <td style="border-bottom: Black 1pt solid; text-align: right">&nbsp;</td>
      <td style="border-bottom: Black 1pt solid; text-align: left">&nbsp;</td>
      <td style="border-bottom: Black 1pt solid; text-align: left">&nbsp;</td>
      <td style="border-bottom: Black 1pt solid; text-align: left">&nbsp;</td>
      <td style="border-bottom: Black 1pt solid; text-align: right">&nbsp;</td>
      <td style="border-bottom: Black 1pt solid; text-align: left">&nbsp;</td>
      <td style="padding-bottom: 1pt">&nbsp;</td>
      <td style="border-bottom: Black 1pt solid; text-align: left">&nbsp;</td>
      <td style="border-bottom: Black 1pt solid; text-align: right">&nbsp;</td>
      <td style="border-bottom: Black 1pt solid; text-align: left">&nbsp;</td>
      <td style="border-bottom: Black 1pt solid; text-align: left">&nbsp;</td>
      <td style="border-bottom: Black 1pt solid; text-align: left">&nbsp;</td>
      <td style="border-bottom: Black 1pt solid; text-align: right">&nbsp;</td>
      <td style="border-bottom: Black 1pt solid; text-align: left">&nbsp;</td>
      <td style="border-bottom: Black 1pt solid; text-align: left">&nbsp;</td>
      <td style="border-bottom: Black 1pt solid; text-align: left">&nbsp;</td>
      <td style="border-bottom: Black 1pt solid; text-align: right">&nbsp;</td>
      <td style="border-bottom: Black 1pt solid; text-align: left">&nbsp;</td>
     </tr>
     <tr style="vertical-align: bottom; background-color: rgb(204,238,255)">
      <td style="text-align: left; padding-bottom: 1pt; padding-left: 30pt">Total loans with an allowance recorded</td>
      <td style="padding-bottom: 1pt">&nbsp;</td>
      <td style="border-bottom: Black 1pt solid; text-align: left">&nbsp;</td>
      <td style="border-bottom: Black 1pt solid; text-align: right">11,951</td>
      <td style="border-bottom: Black 1pt solid; text-align: left">&nbsp;</td>
      <td style="border-bottom: Black 1pt solid; text-align: left">&nbsp;</td>
      <td style="border-bottom: Black 1pt solid; text-align: left">&nbsp;</td>
      <td style="border-bottom: Black 1pt solid; text-align: right">11,951</td>
      <td style="border-bottom: Black 1pt solid; text-align: left">&nbsp;</td>
      <td style="border-bottom: Black 1pt solid; text-align: left">&nbsp;</td>
      <td style="border-bottom: Black 1pt solid; text-align: left">&nbsp;</td>
      <td style="border-bottom: Black 1pt solid; text-align: right">1,430</td>
      <td style="border-bottom: Black 1pt solid; text-align: left">&nbsp;</td>
      <td style="padding-bottom: 1pt">&nbsp;</td>
      <td style="border-bottom: Black 1pt solid; text-align: left">&nbsp;</td>
      <td style="border-bottom: Black 1pt solid; text-align: right">11,312</td>
      <td style="border-bottom: Black 1pt solid; text-align: left">&nbsp;</td>
      <td style="border-bottom: Black 1pt solid; text-align: left">&nbsp;</td>
      <td style="border-bottom: Black 1pt solid; text-align: left">&nbsp;</td>
      <td style="border-bottom: Black 1pt solid; text-align: right">11,312</td>
      <td style="border-bottom: Black 1pt solid; text-align: left">&nbsp;</td>
      <td style="border-bottom: Black 1pt solid; text-align: left">&nbsp;</td>
      <td style="border-bottom: Black 1pt solid; text-align: left">&nbsp;</td>
      <td style="border-bottom: Black 1pt solid; text-align: right">1,094</td>
      <td style="border-bottom: Black 1pt solid; text-align: left">&nbsp;</td>
     </tr>
     <tr style="vertical-align: bottom; background-color: White">
      <td>&nbsp;</td>
      <td>&nbsp;</td>
      <td style="text-align: left">&nbsp;</td>
      <td style="text-align: right">&nbsp;</td>
      <td style="text-align: left">&nbsp;</td>
      <td>&nbsp;</td>
      <td style="text-align: left">&nbsp;</td>
      <td style="text-align: right">&nbsp;</td>
      <td style="text-align: left">&nbsp;</td>
      <td>&nbsp;</td>
      <td style="text-align: left">&nbsp;</td>
      <td style="text-align: right">&nbsp;</td>
      <td style="text-align: left">&nbsp;</td>
      <td>&nbsp;</td>
      <td style="text-align: left">&nbsp;</td>
      <td style="text-align: right">&nbsp;</td>
      <td style="text-align: left">&nbsp;</td>
      <td>&nbsp;</td>
      <td style="text-align: left">&nbsp;</td>
      <td style="text-align: right">&nbsp;</td>
      <td style="text-align: left">&nbsp;</td>
      <td>&nbsp;</td>
      <td style="text-align: left">&nbsp;</td>
      <td style="text-align: right">&nbsp;</td>
      <td style="text-align: left">&nbsp;</td>
     </tr>
     <tr style="vertical-align: bottom; background-color: rgb(204,238,255)">
      <td style="text-align: left">Total Impaired Loans:</td>
      <td>&nbsp;</td>
      <td style="text-align: left">&nbsp;</td>
      <td style="text-align: right">&nbsp;</td>
      <td style="text-align: left">&nbsp;</td>
      <td>&nbsp;</td>
      <td style="text-align: left">&nbsp;</td>
      <td style="text-align: right">&nbsp;</td>
      <td style="text-align: left">&nbsp;</td>
      <td>&nbsp;</td>
      <td style="text-align: left">&nbsp;</td>
      <td style="text-align: right">&nbsp;</td>
      <td style="text-align: left">&nbsp;</td>
      <td>&nbsp;</td>
      <td style="text-align: left">&nbsp;</td>
      <td style="text-align: right">&nbsp;</td>
      <td style="text-align: left">&nbsp;</td>
      <td>&nbsp;</td>
      <td style="text-align: left">&nbsp;</td>
      <td style="text-align: right">&nbsp;</td>
      <td style="text-align: left">&nbsp;</td>
      <td>&nbsp;</td>
      <td style="text-align: left">&nbsp;</td>
      <td style="text-align: right">&nbsp;</td>
      <td style="text-align: left">&nbsp;</td>
     </tr>
     <tr style="vertical-align: bottom; background-color: White">
      <td style="text-align: left; padding-bottom: 2.25pt; padding-left: 30pt">Total mortgage loans</td>
      <td style="padding-bottom: 2.25pt">&nbsp;</td>
      <td style="border-bottom: Black 2.25pt double; text-align: left">$</td>
      <td style="border-bottom: Black 2.25pt double; text-align: right">40,656</td>
      <td style="border-bottom: Black 2.25pt double; text-align: left">&nbsp;</td>
      <td style="border-bottom: Black 2.25pt double; text-align: left">&nbsp;</td>
      <td style="border-bottom: Black 2.25pt double; text-align: left">$</td>
      <td style="border-bottom: Black 2.25pt double; text-align: right">44,724</td>
      <td style="border-bottom: Black 2.25pt double; text-align: left">&nbsp;</td>
      <td style="border-bottom: Black 2.25pt double; text-align: left">&nbsp;</td>
      <td style="border-bottom: Black 2.25pt double; text-align: left">$</td>
      <td style="border-bottom: Black 2.25pt double; text-align: right">985</td>
      <td style="border-bottom: Black 2.25pt double; text-align: left">&nbsp;</td>
      <td style="padding-bottom: 2.25pt">&nbsp;</td>
      <td style="border-bottom: Black 2.25pt double; text-align: left">$</td>
      <td style="border-bottom: Black 2.25pt double; text-align: right">51,023</td>
      <td style="border-bottom: Black 2.25pt double; text-align: left">&nbsp;</td>
      <td style="border-bottom: Black 2.25pt double; text-align: left">&nbsp;</td>
      <td style="border-bottom: Black 2.25pt double; text-align: left">$</td>
      <td style="border-bottom: Black 2.25pt double; text-align: right">56,461</td>
      <td style="border-bottom: Black 2.25pt double; text-align: left">&nbsp;</td>
      <td style="border-bottom: Black 2.25pt double; text-align: left">&nbsp;</td>
      <td style="border-bottom: Black 2.25pt double; text-align: left">$</td>
      <td style="border-bottom: Black 2.25pt double; text-align: right">940</td>
      <td style="border-bottom: Black 2.25pt double; text-align: left">&nbsp;</td>
     </tr>
     <tr style="vertical-align: bottom; background-color: rgb(204,238,255)">
      <td>&nbsp;</td>
      <td>&nbsp;</td>
      <td style="text-align: left">&nbsp;</td>
      <td style="text-align: right">&nbsp;</td>
      <td style="text-align: left">&nbsp;</td>
      <td>&nbsp;</td>
      <td style="text-align: left">&nbsp;</td>
      <td style="text-align: right">&nbsp;</td>
      <td style="text-align: left">&nbsp;</td>
      <td>&nbsp;</td>
      <td style="text-align: left">&nbsp;</td>
      <td style="text-align: right">&nbsp;</td>
      <td style="text-align: left">&nbsp;</td>
      <td>&nbsp;</td>
      <td style="text-align: left">&nbsp;</td>
      <td style="text-align: right">&nbsp;</td>
      <td style="text-align: left">&nbsp;</td>
      <td>&nbsp;</td>
      <td style="text-align: left">&nbsp;</td>
      <td style="text-align: right">&nbsp;</td>
      <td style="text-align: left">&nbsp;</td>
      <td>&nbsp;</td>
      <td style="text-align: left">&nbsp;</td>
      <td style="text-align: right">&nbsp;</td>
      <td style="text-align: left">&nbsp;</td>
     </tr>
     <tr style="vertical-align: bottom; background-color: White">
      <td style="text-align: left; padding-bottom: 2.25pt; padding-left: 30pt">Total non-mortgage loans</td>
      <td style="padding-bottom: 2.25pt">&nbsp;</td>
      <td style="border-bottom: Black 2.25pt double; text-align: left">$</td>
      <td style="border-bottom: Black 2.25pt double; text-align: right">7,144</td>
      <td style="border-bottom: Black 2.25pt double; text-align: left">&nbsp;</td>
      <td style="border-bottom: Black 2.25pt double; text-align: left">&nbsp;</td>
      <td style="border-bottom: Black 2.25pt double; text-align: left">$</td>
      <td style="border-bottom: Black 2.25pt double; text-align: right">9,809</td>
      <td style="border-bottom: Black 2.25pt double; text-align: left">&nbsp;</td>
      <td style="border-bottom: Black 2.25pt double; text-align: left">&nbsp;</td>
      <td style="border-bottom: Black 2.25pt double; text-align: left">$</td>
      <td style="border-bottom: Black 2.25pt double; text-align: right">445</td>
      <td style="border-bottom: Black 2.25pt double; text-align: left">&nbsp;</td>
      <td style="padding-bottom: 2.25pt">&nbsp;</td>
      <td style="border-bottom: Black 2.25pt double; text-align: left">$</td>
      <td style="border-bottom: Black 2.25pt double; text-align: right">5,492</td>
      <td style="border-bottom: Black 2.25pt double; text-align: left">&nbsp;</td>
      <td style="border-bottom: Black 2.25pt double; text-align: left">&nbsp;</td>
      <td style="border-bottom: Black 2.25pt double; text-align: left">$</td>
      <td style="border-bottom: Black 2.25pt double; text-align: right">5,862</td>
      <td style="border-bottom: Black 2.25pt double; text-align: left">&nbsp;</td>
      <td style="border-bottom: Black 2.25pt double; text-align: left">&nbsp;</td>
      <td style="border-bottom: Black 2.25pt double; text-align: left">$</td>
      <td style="border-bottom: Black 2.25pt double; text-align: right">154</td>
      <td style="border-bottom: Black 2.25pt double; text-align: left">&nbsp;</td>
     </tr>

   </table><table cellpadding="0" cellspacing="0" style="border-collapse: collapse; width: 100%; font: 10pt Times New Roman, Times, Serif">

     <tr style="vertical-align: bottom">
      <td>&nbsp;</td>
      <td style="padding-bottom: 1pt">&nbsp;</td>
      <td colspan="7" style="text-align: center; border-bottom: Black 1pt solid">December 31, 2015</td>
      <td style="padding-bottom: 1pt">&nbsp;</td>
      <td colspan="7" style="text-align: center; border-bottom: Black 1pt solid">December 31, 2014</td>
      <td style="padding-bottom: 1pt">&nbsp;</td>
      <td colspan="7" style="text-align: center; border-bottom: Black 1pt solid">December 31, 2013</td>
     </tr>
     <tr style="vertical-align: bottom">
      <td style="font-style: italic; text-align: left">&nbsp;</td>
      <td style="padding-bottom: 1pt">&nbsp;</td>
      <td colspan="3" style="text-align: center; border-bottom: Black 1pt solid">Average <br /> Recorded <br /> Investment</td>
      <td style="padding-bottom: 1pt; border-bottom: Black 1pt solid">&nbsp;</td>
      <td colspan="3" style="text-align: center; border-bottom: Black 1pt solid">Interest <br /> Income <br /> Recognized</td>
      <td style="padding-bottom: 1pt">&nbsp;</td>
      <td colspan="3" style="text-align: center; border-bottom: Black 1pt solid">Average <br /> Recorded <br /> Investment</td>
      <td style="padding-bottom: 1pt; border-bottom: Black 1pt solid">&nbsp;</td>
      <td colspan="3" style="text-align: center; border-bottom: Black 1pt solid">Interest <br /> Income <br /> Recognized</td>
      <td style="padding-bottom: 1pt">&nbsp;</td>
      <td colspan="3" style="text-align: center; border-bottom: Black 1pt solid">Average <br /> Recorded <br /> Investment</td>
      <td style="padding-bottom: 1pt; border-bottom: Black 1pt solid">&nbsp;</td>
      <td colspan="3" style="text-align: center; border-bottom: Black 1pt solid">Interest <br /> Income <br /> Recognized</td>
     </tr>
     <tr style="vertical-align: bottom">
      <td>&nbsp;</td>
      <td>&nbsp;</td>
      <td colspan="3">&nbsp;</td>
      <td>&nbsp;</td>
      <td colspan="3">&nbsp;</td>
      <td>&nbsp;</td>
      <td colspan="3">&nbsp;</td>
      <td>&nbsp;</td>
      <td colspan="3">&nbsp;</td>
      <td>&nbsp;</td>
      <td colspan="3">&nbsp;</td>
      <td>&nbsp;</td>
      <td colspan="3">&nbsp;</td>
     </tr>
     <tr style="vertical-align: bottom">
      <td style="font-weight: bold">&nbsp;</td>
      <td style="font-style: italic">&nbsp;</td>
      <td colspan="23" style="font-style: italic; text-align: center">(In thousands)</td>
     </tr>
     <tr style="vertical-align: bottom; background-color: rgb(204,238,255)">
      <td colspan="1">With no related allowance recorded:</td>
      <td>&nbsp;</td>
      <td colspan="3">&nbsp;</td>
      <td>&nbsp;</td>
      <td colspan="3">&nbsp;</td>
      <td>&nbsp;</td>
      <td colspan="3">&nbsp;</td>
      <td>&nbsp;</td>
      <td colspan="3">&nbsp;</td>
      <td>&nbsp;</td>
      <td colspan="3">&nbsp;</td>
      <td>&nbsp;</td>
      <td colspan="3">&nbsp;</td>
     </tr>
     <tr style="vertical-align: bottom; background-color: White">
      <td style="text-align: left; padding-left: 10pt">Mortgage loans:</td>
      <td>&nbsp;</td>
      <td style="text-align: left">&nbsp;</td>
      <td style="text-align: right">&nbsp;</td>
      <td style="text-align: left">&nbsp;</td>
      <td>&nbsp;</td>
      <td style="text-align: left">&nbsp;</td>
      <td style="text-align: right">&nbsp;</td>
      <td style="text-align: left">&nbsp;</td>
      <td>&nbsp;</td>
      <td style="text-align: left">&nbsp;</td>
      <td style="text-align: right">&nbsp;</td>
      <td style="text-align: left">&nbsp;</td>
      <td>&nbsp;</td>
      <td style="text-align: left">&nbsp;</td>
      <td style="text-align: right">&nbsp;</td>
      <td style="text-align: left">&nbsp;</td>
      <td>&nbsp;</td>
      <td style="text-align: left">&nbsp;</td>
      <td style="text-align: right">&nbsp;</td>
      <td style="text-align: left">&nbsp;</td>
      <td>&nbsp;</td>
      <td style="text-align: left">&nbsp;</td>
      <td style="text-align: right">&nbsp;</td>
      <td style="text-align: left">&nbsp;</td>
     </tr>
     <tr style="vertical-align: bottom; background-color: rgb(204,238,255)">
      <td style="width: 34%; text-align: left; padding-left: 20pt">Multi-family residential</td>
      <td style="width: 1%">&nbsp;</td>
      <td style="width: 1%; text-align: left">$</td>
      <td style="width: 8%; text-align: right">8,285</td>
      <td style="width: 1%; text-align: left">&nbsp;</td>
      <td style="width: 1%">&nbsp;</td>
      <td style="width: 1%; text-align: left">$</td>
      <td style="width: 8%; text-align: right">92</td>
      <td style="width: 1%; text-align: left">&nbsp;</td>
      <td style="width: 1%">&nbsp;</td>
      <td style="width: 1%; text-align: left">$</td>
      <td style="width: 8%; text-align: right">14,168</td>
      <td style="width: 1%; text-align: left">&nbsp;</td>
      <td style="width: 1%">&nbsp;</td>
      <td style="width: 1%; text-align: left">$</td>
      <td style="width: 8%; text-align: right">194</td>
      <td style="width: 1%; text-align: left">&nbsp;</td>
      <td style="width: 1%">&nbsp;</td>
      <td style="width: 1%; text-align: left">$</td>
      <td style="width: 8%; text-align: right">22,091</td>
      <td style="width: 1%; text-align: left">&nbsp;</td>
      <td style="width: 1%">&nbsp;</td>
      <td style="width: 1%; text-align: left">$</td>
      <td style="width: 8%; text-align: right">402</td>
      <td style="width: 1%; text-align: left">&nbsp;</td>
     </tr>
     <tr style="vertical-align: bottom; background-color: White">
      <td style="text-align: left; padding-left: 20pt">Commercial real estate</td>
      <td>&nbsp;</td>
      <td style="text-align: left">&nbsp;</td>
      <td style="text-align: right">4,926</td>
      <td style="text-align: left">&nbsp;</td>
      <td>&nbsp;</td>
      <td style="text-align: left">&nbsp;</td>
      <td style="text-align: right">7</td>
      <td style="text-align: left">&nbsp;</td>
      <td>&nbsp;</td>
      <td style="text-align: left">&nbsp;</td>
      <td style="text-align: right">11,329</td>
      <td style="text-align: left">&nbsp;</td>
      <td>&nbsp;</td>
      <td style="text-align: left">&nbsp;</td>
      <td style="text-align: right">51</td>
      <td style="text-align: left">&nbsp;</td>
      <td>&nbsp;</td>
      <td style="text-align: left">&nbsp;</td>
      <td style="text-align: right">19,846</td>
      <td style="text-align: left">&nbsp;</td>
      <td>&nbsp;</td>
      <td style="text-align: left">&nbsp;</td>
      <td style="text-align: right">266</td>
      <td style="text-align: left">&nbsp;</td>
     </tr>
     <tr style="vertical-align: bottom; background-color: rgb(204,238,255)">
      <td style="text-align: left; padding-left: 20pt">One-to-four family mixed-use property</td>
      <td>&nbsp;</td>
      <td style="text-align: left">&nbsp;</td>
      <td style="text-align: right">10,295</td>
      <td style="text-align: left">&nbsp;</td>
      <td>&nbsp;</td>
      <td style="text-align: left">&nbsp;</td>
      <td style="text-align: right">244</td>
      <td style="text-align: left">&nbsp;</td>
      <td>&nbsp;</td>
      <td style="text-align: left">&nbsp;</td>
      <td style="text-align: right">12,852</td>
      <td style="text-align: left">&nbsp;</td>
      <td>&nbsp;</td>
      <td style="text-align: left">&nbsp;</td>
      <td style="text-align: right">321</td>
      <td style="text-align: left">&nbsp;</td>
      <td>&nbsp;</td>
      <td style="text-align: left">&nbsp;</td>
      <td style="text-align: right">13,916</td>
      <td style="text-align: left">&nbsp;</td>
      <td>&nbsp;</td>
      <td style="text-align: left">&nbsp;</td>
      <td style="text-align: right">319</td>
      <td style="text-align: left">&nbsp;</td>
     </tr>
     <tr style="vertical-align: bottom; background-color: White">
      <td style="text-align: left; padding-left: 20pt">One-to-four family residential</td>
      <td>&nbsp;</td>
      <td style="text-align: left">&nbsp;</td>
      <td style="text-align: right">12,985</td>
      <td style="text-align: left">&nbsp;</td>
      <td>&nbsp;</td>
      <td style="text-align: left">&nbsp;</td>
      <td style="text-align: right">138</td>
      <td style="text-align: left">&nbsp;</td>
      <td>&nbsp;</td>
      <td style="text-align: left">&nbsp;</td>
      <td style="text-align: right">13,015</td>
      <td style="text-align: left">&nbsp;</td>
      <td>&nbsp;</td>
      <td style="text-align: left">&nbsp;</td>
      <td style="text-align: right">103</td>
      <td style="text-align: left">&nbsp;</td>
      <td>&nbsp;</td>
      <td style="text-align: left">&nbsp;</td>
      <td style="text-align: right">14,529</td>
      <td style="text-align: left">&nbsp;</td>
      <td>&nbsp;</td>
      <td style="text-align: left">&nbsp;</td>
      <td style="text-align: right">125</td>
      <td style="text-align: left">&nbsp;</td>
     </tr>
     <tr style="vertical-align: bottom; background-color: rgb(204,238,255)">
      <td style="text-align: left; padding-left: 20pt">Co-operative apartments</td>
      <td>&nbsp;</td>
      <td style="text-align: left">&nbsp;</td>
      <td style="text-align: right">153</td>
      <td style="text-align: left">&nbsp;</td>
      <td>&nbsp;</td>
      <td style="text-align: left">&nbsp;</td>
      <td style="text-align: right">-</td>
      <td style="text-align: left">&nbsp;</td>
      <td>&nbsp;</td>
      <td style="text-align: left">&nbsp;</td>
      <td style="text-align: right">-</td>
      <td style="text-align: left">&nbsp;</td>
      <td>&nbsp;</td>
      <td style="text-align: left">&nbsp;</td>
      <td style="text-align: right">-</td>
      <td style="text-align: left">&nbsp;</td>
      <td>&nbsp;</td>
      <td style="text-align: left">&nbsp;</td>
      <td style="text-align: right">189</td>
      <td style="text-align: left">&nbsp;</td>
      <td>&nbsp;</td>
      <td style="text-align: left">&nbsp;</td>
      <td style="text-align: right">-</td>
      <td style="text-align: left">&nbsp;</td>
     </tr>
     <tr style="vertical-align: bottom; background-color: White">
      <td style="padding-left: 20pt">Construction</td>
      <td>&nbsp;</td>
      <td style="text-align: left">&nbsp;</td>
      <td style="text-align: right">250</td>
      <td style="text-align: left">&nbsp;</td>
      <td>&nbsp;</td>
      <td style="text-align: left">&nbsp;</td>
      <td style="text-align: right">-</td>
      <td style="text-align: left">&nbsp;</td>
      <td>&nbsp;</td>
      <td style="text-align: left">&nbsp;</td>
      <td style="text-align: right">285</td>
      <td style="text-align: left">&nbsp;</td>
      <td>&nbsp;</td>
      <td style="text-align: left">&nbsp;</td>
      <td style="text-align: right">-</td>
      <td style="text-align: left">&nbsp;</td>
      <td>&nbsp;</td>
      <td style="text-align: left">&nbsp;</td>
      <td style="text-align: right">4,014</td>
      <td style="text-align: left">&nbsp;</td>
      <td>&nbsp;</td>
      <td style="text-align: left">&nbsp;</td>
      <td style="text-align: right">-</td>
      <td style="text-align: left">&nbsp;</td>
     </tr>
     <tr style="vertical-align: bottom; background-color: rgb(204,238,255)">
      <td style="text-align: left; padding-left: 10pt">Non-mortgage loans:</td>
      <td>&nbsp;</td>
      <td style="text-align: left">&nbsp;</td>
      <td style="text-align: right">&nbsp;</td>
      <td style="text-align: left">&nbsp;</td>
      <td>&nbsp;</td>
      <td style="text-align: left">&nbsp;</td>
      <td style="text-align: right">&nbsp;</td>
      <td style="text-align: left">&nbsp;</td>
      <td>&nbsp;</td>
      <td style="text-align: left">&nbsp;</td>
      <td style="text-align: right">&nbsp;</td>
      <td style="text-align: left">&nbsp;</td>
      <td>&nbsp;</td>
      <td style="text-align: left">&nbsp;</td>
      <td style="text-align: right">&nbsp;</td>
      <td style="text-align: left">&nbsp;</td>
      <td>&nbsp;</td>
      <td style="text-align: left">&nbsp;</td>
      <td style="text-align: right">&nbsp;</td>
      <td style="text-align: left">&nbsp;</td>
      <td>&nbsp;</td>
      <td style="text-align: left">&nbsp;</td>
      <td style="text-align: right">&nbsp;</td>
      <td style="text-align: left">&nbsp;</td>
     </tr>
     <tr style="vertical-align: bottom; background-color: White">
      <td style="text-align: left; padding-left: 20pt">Small Business Administration</td>
      <td>&nbsp;</td>
      <td style="text-align: left">&nbsp;</td>
      <td style="text-align: right">299</td>
      <td style="text-align: left">&nbsp;</td>
      <td>&nbsp;</td>
      <td style="text-align: left">&nbsp;</td>
      <td style="text-align: right">1</td>
      <td style="text-align: left">&nbsp;</td>
      <td>&nbsp;</td>
      <td style="text-align: left">&nbsp;</td>
      <td style="text-align: right">-</td>
      <td style="text-align: left">&nbsp;</td>
      <td>&nbsp;</td>
      <td style="text-align: left">&nbsp;</td>
      <td style="text-align: right">-</td>
      <td style="text-align: left">&nbsp;</td>
      <td>&nbsp;</td>
      <td style="text-align: left">&nbsp;</td>
      <td style="text-align: right">247</td>
      <td style="text-align: left">&nbsp;</td>
      <td>&nbsp;</td>
      <td style="text-align: left">&nbsp;</td>
      <td style="text-align: right">-</td>
      <td style="text-align: left">&nbsp;</td>
     </tr>
     <tr style="vertical-align: bottom; background-color: rgb(204,238,255)">
      <td style="text-align: left; padding-left: 20pt">Taxi Medallion</td>
      <td>&nbsp;</td>
      <td style="text-align: left">&nbsp;</td>
      <td style="text-align: right">-</td>
      <td style="text-align: left">&nbsp;</td>
      <td>&nbsp;</td>
      <td style="text-align: left">&nbsp;</td>
      <td style="text-align: right">-</td>
      <td style="text-align: left">&nbsp;</td>
      <td>&nbsp;</td>
      <td style="text-align: left">&nbsp;</td>
      <td style="text-align: right">-</td>
      <td style="text-align: left">&nbsp;</td>
      <td>&nbsp;</td>
      <td style="text-align: left">&nbsp;</td>
      <td style="text-align: right">-</td>
      <td style="text-align: left">&nbsp;</td>
      <td>&nbsp;</td>
      <td style="text-align: left">&nbsp;</td>
      <td style="text-align: right">-</td>
      <td style="text-align: left">&nbsp;</td>
      <td>&nbsp;</td>
      <td style="text-align: left">&nbsp;</td>
      <td style="text-align: right">-</td>
      <td style="text-align: left">&nbsp;</td>
     </tr>
     <tr style="vertical-align: bottom; background-color: White">
      <td style="text-align: left; padding-left: 20pt">Commercial Business and other</td>
      <td>&nbsp;</td>
      <td style="text-align: left">&nbsp;</td>
      <td style="text-align: right">3,912</td>
      <td style="text-align: left">&nbsp;</td>
      <td>&nbsp;</td>
      <td style="text-align: left">&nbsp;</td>
      <td style="text-align: right">253</td>
      <td style="text-align: left">&nbsp;</td>
      <td>&nbsp;</td>
      <td style="text-align: left">&nbsp;</td>
      <td style="text-align: right">3,428</td>
      <td style="text-align: left">&nbsp;</td>
      <td>&nbsp;</td>
      <td style="text-align: left">&nbsp;</td>
      <td style="text-align: right">137</td>
      <td style="text-align: left">&nbsp;</td>
      <td>&nbsp;</td>
      <td style="text-align: left">&nbsp;</td>
      <td style="text-align: right">5,309</td>
      <td style="text-align: left">&nbsp;</td>
      <td>&nbsp;</td>
      <td style="text-align: left">&nbsp;</td>
      <td style="text-align: right">268</td>
      <td style="text-align: left">&nbsp;</td>
     </tr>
     <tr style="vertical-align: bottom; background-color: rgb(204,238,255)">
      <td style="padding-bottom: 1pt">&nbsp;</td>
      <td style="padding-bottom: 1pt">&nbsp;</td>
      <td style="border-bottom: Black 1pt solid; text-align: left">&nbsp;</td>
      <td style="border-bottom: Black 1pt solid; text-align: right">&nbsp;</td>
      <td style="border-bottom: Black 1pt solid; text-align: left">&nbsp;</td>
      <td style="padding-bottom: 1pt; border-bottom: Black 1pt solid">&nbsp;</td>
      <td style="border-bottom: Black 1pt solid; text-align: left">&nbsp;</td>
      <td style="border-bottom: Black 1pt solid; text-align: right">&nbsp;</td>
      <td style="border-bottom: Black 1pt solid; text-align: left">&nbsp;</td>
      <td style="padding-bottom: 1pt">&nbsp;</td>
      <td style="border-bottom: Black 1pt solid; text-align: left">&nbsp;</td>
      <td style="border-bottom: Black 1pt solid; text-align: right">&nbsp;</td>
      <td style="border-bottom: Black 1pt solid; text-align: left">&nbsp;</td>
      <td style="padding-bottom: 1pt; border-bottom: Black 1pt solid">&nbsp;</td>
      <td style="border-bottom: Black 1pt solid; text-align: left">&nbsp;</td>
      <td style="border-bottom: Black 1pt solid; text-align: right">&nbsp;</td>
      <td style="border-bottom: Black 1pt solid; text-align: left">&nbsp;</td>
      <td style="padding-bottom: 1pt">&nbsp;</td>
      <td style="border-bottom: Black 1pt solid; text-align: left">&nbsp;</td>
      <td style="border-bottom: Black 1pt solid; text-align: right">&nbsp;</td>
      <td style="border-bottom: Black 1pt solid; text-align: left">&nbsp;</td>
      <td style="padding-bottom: 1pt; border-bottom: Black 1pt solid">&nbsp;</td>
      <td style="border-bottom: Black 1pt solid; text-align: left">&nbsp;</td>
      <td style="border-bottom: Black 1pt solid; text-align: right">&nbsp;</td>
      <td style="border-bottom: Black 1pt solid; text-align: left">&nbsp;</td>
     </tr>
     <tr style="vertical-align: bottom; background-color: White">
      <td style="text-align: left; padding-bottom: 1pt; padding-left: 30pt">Total loans with no related allowance recorded</td>
      <td style="padding-bottom: 1pt">&nbsp;</td>
      <td style="border-bottom: Black 1pt solid; text-align: left">&nbsp;</td>
      <td style="border-bottom: Black 1pt solid; text-align: right">41,105</td>
      <td style="border-bottom: Black 1pt solid; text-align: left">&nbsp;</td>
      <td style="padding-bottom: 1pt; border-bottom: Black 1pt solid">&nbsp;</td>
      <td style="border-bottom: Black 1pt solid; text-align: left">&nbsp;</td>
      <td style="border-bottom: Black 1pt solid; text-align: right">735</td>
      <td style="border-bottom: Black 1pt solid; text-align: left">&nbsp;</td>
      <td style="padding-bottom: 1pt">&nbsp;</td>
      <td style="border-bottom: Black 1pt solid; text-align: left">&nbsp;</td>
      <td style="border-bottom: Black 1pt solid; text-align: right">55,077</td>
      <td style="border-bottom: Black 1pt solid; text-align: left">&nbsp;</td>
      <td style="padding-bottom: 1pt; border-bottom: Black 1pt solid">&nbsp;</td>
      <td style="border-bottom: Black 1pt solid; text-align: left">&nbsp;</td>
      <td style="border-bottom: Black 1pt solid; text-align: right">806</td>
      <td style="border-bottom: Black 1pt solid; text-align: left">&nbsp;</td>
      <td style="padding-bottom: 1pt">&nbsp;</td>
      <td style="border-bottom: Black 1pt solid; text-align: left">&nbsp;</td>
      <td style="border-bottom: Black 1pt solid; text-align: right">80,141</td>
      <td style="border-bottom: Black 1pt solid; text-align: left">&nbsp;</td>
      <td style="padding-bottom: 1pt; border-bottom: Black 1pt solid">&nbsp;</td>
      <td style="border-bottom: Black 1pt solid; text-align: left">&nbsp;</td>
      <td style="border-bottom: Black 1pt solid; text-align: right">1,380</td>
      <td style="border-bottom: Black 1pt solid; text-align: left">&nbsp;</td>
     </tr>
     <tr style="vertical-align: bottom; background-color: rgb(204,238,255)">
      <td>&nbsp;</td>
      <td>&nbsp;</td>
      <td style="text-align: left">&nbsp;</td>
      <td style="text-align: right">&nbsp;</td>
      <td style="text-align: left">&nbsp;</td>
      <td>&nbsp;</td>
      <td style="text-align: left">&nbsp;</td>
      <td style="text-align: right">&nbsp;</td>
      <td style="text-align: left">&nbsp;</td>
      <td>&nbsp;</td>
      <td style="text-align: left">&nbsp;</td>
      <td style="text-align: right">&nbsp;</td>
      <td style="text-align: left">&nbsp;</td>
      <td>&nbsp;</td>
      <td style="text-align: left">&nbsp;</td>
      <td style="text-align: right">&nbsp;</td>
      <td style="text-align: left">&nbsp;</td>
      <td>&nbsp;</td>
      <td style="text-align: left">&nbsp;</td>
      <td style="text-align: right">&nbsp;</td>
      <td style="text-align: left">&nbsp;</td>
      <td>&nbsp;</td>
      <td style="text-align: left">&nbsp;</td>
      <td style="text-align: right">&nbsp;</td>
      <td style="text-align: left">&nbsp;</td>
     </tr>
     <tr style="vertical-align: bottom; background-color: White">
      <td style="text-align: left">With an allowance recorded:</td>
      <td>&nbsp;</td>
      <td style="text-align: left">&nbsp;</td>
      <td style="text-align: right">&nbsp;</td>
      <td style="text-align: left">&nbsp;</td>
      <td>&nbsp;</td>
      <td style="text-align: left">&nbsp;</td>
      <td style="text-align: right">&nbsp;</td>
      <td style="text-align: left">&nbsp;</td>
      <td>&nbsp;</td>
      <td style="text-align: left">&nbsp;</td>
      <td style="text-align: right">&nbsp;</td>
      <td style="text-align: left">&nbsp;</td>
      <td>&nbsp;</td>
      <td style="text-align: left">&nbsp;</td>
      <td style="text-align: right">&nbsp;</td>
      <td style="text-align: left">&nbsp;</td>
      <td>&nbsp;</td>
      <td style="text-align: left">&nbsp;</td>
      <td style="text-align: right">&nbsp;</td>
      <td style="text-align: left">&nbsp;</td>
      <td>&nbsp;</td>
      <td style="text-align: left">&nbsp;</td>
      <td style="text-align: right">&nbsp;</td>
      <td style="text-align: left">&nbsp;</td>
     </tr>
     <tr style="vertical-align: bottom; background-color: rgb(204,238,255)">
      <td style="text-align: left; padding-left: 10pt">Mortgage loans:</td>
      <td>&nbsp;</td>
      <td style="text-align: left">&nbsp;</td>
      <td style="text-align: right">&nbsp;</td>
      <td style="text-align: left">&nbsp;</td>
      <td>&nbsp;</td>
      <td style="text-align: left">&nbsp;</td>
      <td style="text-align: right">&nbsp;</td>
      <td style="text-align: left">&nbsp;</td>
      <td>&nbsp;</td>
      <td style="text-align: left">&nbsp;</td>
      <td style="text-align: right">&nbsp;</td>
      <td style="text-align: left">&nbsp;</td>
      <td>&nbsp;</td>
      <td style="text-align: left">&nbsp;</td>
      <td style="text-align: right">&nbsp;</td>
      <td style="text-align: left">&nbsp;</td>
      <td>&nbsp;</td>
      <td style="text-align: left">&nbsp;</td>
      <td style="text-align: right">&nbsp;</td>
      <td style="text-align: left">&nbsp;</td>
      <td>&nbsp;</td>
      <td style="text-align: left">&nbsp;</td>
      <td style="text-align: right">&nbsp;</td>
      <td style="text-align: left">&nbsp;</td>
     </tr>
     <tr style="vertical-align: bottom; background-color: White">
      <td style="text-align: left; padding-left: 20pt">Multi-family residential</td>
      <td>&nbsp;</td>
      <td style="text-align: left">&nbsp;</td>
      <td style="text-align: right">2,343</td>
      <td style="text-align: left">&nbsp;</td>
      <td>&nbsp;</td>
      <td style="text-align: left">&nbsp;</td>
      <td style="text-align: right">117</td>
      <td style="text-align: left">&nbsp;</td>
      <td>&nbsp;</td>
      <td style="text-align: left">&nbsp;</td>
      <td style="text-align: right">2,936</td>
      <td style="text-align: left">&nbsp;</td>
      <td>&nbsp;</td>
      <td style="text-align: left">&nbsp;</td>
      <td style="text-align: right">149</td>
      <td style="text-align: left">&nbsp;</td>
      <td>&nbsp;</td>
      <td style="text-align: left">&nbsp;</td>
      <td style="text-align: right">2,892</td>
      <td style="text-align: left">&nbsp;</td>
      <td>&nbsp;</td>
      <td style="text-align: left">&nbsp;</td>
      <td style="text-align: right">170</td>
      <td style="text-align: left">&nbsp;</td>
     </tr>
     <tr style="vertical-align: bottom; background-color: rgb(204,238,255)">
      <td style="text-align: left; padding-left: 20pt">Commercial real estate</td>
      <td>&nbsp;</td>
      <td style="text-align: left">&nbsp;</td>
      <td style="text-align: right">997</td>
      <td style="text-align: left">&nbsp;</td>
      <td>&nbsp;</td>
      <td style="text-align: left">&nbsp;</td>
      <td style="text-align: right">167</td>
      <td style="text-align: left">&nbsp;</td>
      <td>&nbsp;</td>
      <td style="text-align: left">&nbsp;</td>
      <td style="text-align: right">3,242</td>
      <td style="text-align: left">&nbsp;</td>
      <td>&nbsp;</td>
      <td style="text-align: left">&nbsp;</td>
      <td style="text-align: right">167</td>
      <td style="text-align: left">&nbsp;</td>
      <td>&nbsp;</td>
      <td style="text-align: left">&nbsp;</td>
      <td style="text-align: right">6,388</td>
      <td style="text-align: left">&nbsp;</td>
      <td>&nbsp;</td>
      <td style="text-align: left">&nbsp;</td>
      <td style="text-align: right">194</td>
      <td style="text-align: left">&nbsp;</td>
     </tr>
     <tr style="vertical-align: bottom; background-color: White">
      <td style="text-align: left; padding-left: 20pt">One-to-four family mixed-use property</td>
      <td>&nbsp;</td>
      <td style="text-align: left">&nbsp;</td>
      <td style="text-align: right">2,983</td>
      <td style="text-align: left">&nbsp;</td>
      <td>&nbsp;</td>
      <td style="text-align: left">&nbsp;</td>
      <td style="text-align: right">151</td>
      <td style="text-align: left">&nbsp;</td>
      <td>&nbsp;</td>
      <td style="text-align: left">&nbsp;</td>
      <td style="text-align: right">3,249</td>
      <td style="text-align: left">&nbsp;</td>
      <td>&nbsp;</td>
      <td style="text-align: left">&nbsp;</td>
      <td style="text-align: right">170</td>
      <td style="text-align: left">&nbsp;</td>
      <td>&nbsp;</td>
      <td style="text-align: left">&nbsp;</td>
      <td style="text-align: right">4,041</td>
      <td style="text-align: left">&nbsp;</td>
      <td>&nbsp;</td>
      <td style="text-align: left">&nbsp;</td>
      <td style="text-align: right">228</td>
      <td style="text-align: left">&nbsp;</td>
     </tr>
     <tr style="vertical-align: bottom; background-color: rgb(204,238,255)">
      <td style="text-align: left; padding-left: 20pt">One-to-four family residential</td>
      <td>&nbsp;</td>
      <td style="text-align: left">&nbsp;</td>
      <td style="text-align: right">347</td>
      <td style="text-align: left">&nbsp;</td>
      <td>&nbsp;</td>
      <td style="text-align: left">&nbsp;</td>
      <td style="text-align: right">14</td>
      <td style="text-align: left">&nbsp;</td>
      <td>&nbsp;</td>
      <td style="text-align: left">&nbsp;</td>
      <td style="text-align: right">358</td>
      <td style="text-align: left">&nbsp;</td>
      <td>&nbsp;</td>
      <td style="text-align: left">&nbsp;</td>
      <td style="text-align: right">14</td>
      <td style="text-align: left">&nbsp;</td>
      <td>&nbsp;</td>
      <td style="text-align: left">&nbsp;</td>
      <td style="text-align: right">368</td>
      <td style="text-align: left">&nbsp;</td>
      <td>&nbsp;</td>
      <td style="text-align: left">&nbsp;</td>
      <td style="text-align: right">15</td>
      <td style="text-align: left">&nbsp;</td>
     </tr>
     <tr style="vertical-align: bottom; background-color: White">
      <td style="text-align: left; padding-left: 20pt">Co-operative apartments</td>
      <td>&nbsp;</td>
      <td style="text-align: left">&nbsp;</td>
      <td style="text-align: right">-</td>
      <td style="text-align: left">&nbsp;</td>
      <td>&nbsp;</td>
      <td style="text-align: left">&nbsp;</td>
      <td style="text-align: right">-</td>
      <td style="text-align: left">&nbsp;</td>
      <td>&nbsp;</td>
      <td style="text-align: left">&nbsp;</td>
      <td style="text-align: right">-</td>
      <td style="text-align: left">&nbsp;</td>
      <td>&nbsp;</td>
      <td style="text-align: left">&nbsp;</td>
      <td style="text-align: right">-</td>
      <td style="text-align: left">&nbsp;</td>
      <td>&nbsp;</td>
      <td style="text-align: left">&nbsp;</td>
      <td style="text-align: right">-</td>
      <td style="text-align: left">&nbsp;</td>
      <td>&nbsp;</td>
      <td style="text-align: left">&nbsp;</td>
      <td style="text-align: right">-</td>
      <td style="text-align: left">&nbsp;</td>
     </tr>
     <tr style="vertical-align: bottom; background-color: rgb(204,238,255)">
      <td style="padding-left: 20pt">Construction</td>
      <td>&nbsp;</td>
      <td style="text-align: left">&nbsp;</td>
      <td style="text-align: right">-</td>
      <td style="text-align: left">&nbsp;</td>
      <td>&nbsp;</td>
      <td style="text-align: left">&nbsp;</td>
      <td style="text-align: right">-</td>
      <td style="text-align: left">&nbsp;</td>
      <td>&nbsp;</td>
      <td style="text-align: left">&nbsp;</td>
      <td style="text-align: right">187</td>
      <td style="text-align: left">&nbsp;</td>
      <td>&nbsp;</td>
      <td style="text-align: left">&nbsp;</td>
      <td style="text-align: right">-</td>
      <td style="text-align: left">&nbsp;</td>
      <td>&nbsp;</td>
      <td style="text-align: left">&nbsp;</td>
      <td style="text-align: right">1,929</td>
      <td style="text-align: left">&nbsp;</td>
      <td>&nbsp;</td>
      <td style="text-align: left">&nbsp;</td>
      <td style="text-align: right">18</td>
      <td style="text-align: left">&nbsp;</td>
     </tr>
     <tr style="vertical-align: bottom; background-color: White">
      <td style="text-align: left; padding-left: 10pt">Non-mortgage loans:</td>
      <td>&nbsp;</td>
      <td style="text-align: left">&nbsp;</td>
      <td style="text-align: right">&nbsp;</td>
      <td style="text-align: left">&nbsp;</td>
      <td>&nbsp;</td>
      <td style="text-align: left">&nbsp;</td>
      <td style="text-align: right">&nbsp;</td>
      <td style="text-align: left">&nbsp;</td>
      <td>&nbsp;</td>
      <td style="text-align: left">&nbsp;</td>
      <td style="text-align: right">&nbsp;</td>
      <td style="text-align: left">&nbsp;</td>
      <td>&nbsp;</td>
      <td style="text-align: left">&nbsp;</td>
      <td style="text-align: right">&nbsp;</td>
      <td style="text-align: left">&nbsp;</td>
      <td>&nbsp;</td>
      <td style="text-align: left">&nbsp;</td>
      <td style="text-align: right">&nbsp;</td>
      <td style="text-align: left">&nbsp;</td>
      <td>&nbsp;</td>
      <td style="text-align: left">&nbsp;</td>
      <td style="text-align: right">&nbsp;</td>
      <td style="text-align: left">&nbsp;</td>
     </tr>
     <tr style="vertical-align: bottom; background-color: rgb(204,238,255)">
      <td style="text-align: left; padding-left: 20pt">Small Business Administration</td>
      <td>&nbsp;</td>
      <td style="text-align: left">&nbsp;</td>
      <td style="text-align: right">38</td>
      <td style="text-align: left">&nbsp;</td>
      <td>&nbsp;</td>
      <td style="text-align: left">&nbsp;</td>
      <td style="text-align: right">2</td>
      <td style="text-align: left">&nbsp;</td>
      <td>&nbsp;</td>
      <td style="text-align: left">&nbsp;</td>
      <td style="text-align: right">-</td>
      <td style="text-align: left">&nbsp;</td>
      <td>&nbsp;</td>
      <td style="text-align: left">&nbsp;</td>
      <td style="text-align: right">-</td>
      <td style="text-align: left">&nbsp;</td>
      <td>&nbsp;</td>
      <td style="text-align: left">&nbsp;</td>
      <td style="text-align: right">-</td>
      <td style="text-align: left">&nbsp;</td>
      <td>&nbsp;</td>
      <td style="text-align: left">&nbsp;</td>
      <td style="text-align: right">-</td>
      <td style="text-align: left">&nbsp;</td>
     </tr>
     <tr style="vertical-align: bottom; background-color: White">
      <td style="text-align: left; padding-left: 20pt">Taxi Medallion</td>
      <td>&nbsp;</td>
      <td style="text-align: left">&nbsp;</td>
      <td style="text-align: right">1,062</td>
      <td style="text-align: left">&nbsp;</td>
      <td>&nbsp;</td>
      <td style="text-align: left">&nbsp;</td>
      <td style="text-align: right">66</td>
      <td style="text-align: left">&nbsp;</td>
      <td>&nbsp;</td>
      <td style="text-align: left">&nbsp;</td>
      <td style="text-align: right">-</td>
      <td style="text-align: left">&nbsp;</td>
      <td>&nbsp;</td>
      <td style="text-align: left">&nbsp;</td>
      <td style="text-align: right">-</td>
      <td style="text-align: left">&nbsp;</td>
      <td>&nbsp;</td>
      <td style="text-align: left">&nbsp;</td>
      <td style="text-align: right">-</td>
      <td style="text-align: left">&nbsp;</td>
      <td>&nbsp;</td>
      <td style="text-align: left">&nbsp;</td>
      <td style="text-align: right">-</td>
      <td style="text-align: left">&nbsp;</td>
     </tr>
     <tr style="vertical-align: bottom; background-color: rgb(204,238,255)">
      <td style="text-align: left; padding-left: 20pt">Commercial Business and other</td>
      <td>&nbsp;</td>
      <td style="text-align: left">&nbsp;</td>
      <td style="text-align: right">2,692</td>
      <td style="text-align: left">&nbsp;</td>
      <td>&nbsp;</td>
      <td style="text-align: left">&nbsp;</td>
      <td style="text-align: right">102</td>
      <td style="text-align: left">&nbsp;</td>
      <td>&nbsp;</td>
      <td style="text-align: left">&nbsp;</td>
      <td style="text-align: right">3,149</td>
      <td style="text-align: left">&nbsp;</td>
      <td>&nbsp;</td>
      <td style="text-align: left">&nbsp;</td>
      <td style="text-align: right">115</td>
      <td style="text-align: left">&nbsp;</td>
      <td>&nbsp;</td>
      <td style="text-align: left">&nbsp;</td>
      <td style="text-align: right">4,354</td>
      <td style="text-align: left">&nbsp;</td>
      <td>&nbsp;</td>
      <td style="text-align: left">&nbsp;</td>
      <td style="text-align: right">239</td>
      <td style="text-align: left">&nbsp;</td>
     </tr>
     <tr style="vertical-align: bottom; background-color: White">
      <td style="padding-bottom: 1pt">&nbsp;</td>
      <td style="padding-bottom: 1pt">&nbsp;</td>
      <td style="border-bottom: Black 1pt solid; text-align: left">&nbsp;</td>
      <td style="border-bottom: Black 1pt solid; text-align: right">&nbsp;</td>
      <td style="border-bottom: Black 1pt solid; text-align: left">&nbsp;</td>
      <td style="padding-bottom: 1pt; border-bottom: Black 1pt solid">&nbsp;</td>
      <td style="border-bottom: Black 1pt solid; text-align: left">&nbsp;</td>
      <td style="border-bottom: Black 1pt solid; text-align: right">&nbsp;</td>
      <td style="border-bottom: Black 1pt solid; text-align: left">&nbsp;</td>
      <td style="padding-bottom: 1pt">&nbsp;</td>
      <td style="border-bottom: Black 1pt solid; text-align: left">&nbsp;</td>
      <td style="border-bottom: Black 1pt solid; text-align: right">&nbsp;</td>
      <td style="border-bottom: Black 1pt solid; text-align: left">&nbsp;</td>
      <td style="padding-bottom: 1pt; border-bottom: Black 1pt solid">&nbsp;</td>
      <td style="border-bottom: Black 1pt solid; text-align: left">&nbsp;</td>
      <td style="border-bottom: Black 1pt solid; text-align: right">&nbsp;</td>
      <td style="border-bottom: Black 1pt solid; text-align: left">&nbsp;</td>
      <td style="padding-bottom: 1pt">&nbsp;</td>
      <td style="border-bottom: Black 1pt solid; text-align: left">&nbsp;</td>
      <td style="border-bottom: Black 1pt solid; text-align: right">&nbsp;</td>
      <td style="border-bottom: Black 1pt solid; text-align: left">&nbsp;</td>
      <td style="padding-bottom: 1pt; border-bottom: Black 1pt solid">&nbsp;</td>
      <td style="border-bottom: Black 1pt solid; text-align: left">&nbsp;</td>
      <td style="border-bottom: Black 1pt solid; text-align: right">&nbsp;</td>
      <td style="border-bottom: Black 1pt solid; text-align: left">&nbsp;</td>
     </tr>
     <tr style="vertical-align: bottom; background-color: rgb(204,238,255)">
      <td style="text-align: left; padding-bottom: 1pt; padding-left: 30pt">Total loans with an allowance recorded</td>
      <td style="padding-bottom: 1pt">&nbsp;</td>
      <td style="border-bottom: Black 1pt solid; text-align: left">&nbsp;</td>
      <td style="border-bottom: Black 1pt solid; text-align: right">10,462</td>
      <td style="border-bottom: Black 1pt solid; text-align: left">&nbsp;</td>
      <td style="padding-bottom: 1pt; border-bottom: Black 1pt solid">&nbsp;</td>
      <td style="border-bottom: Black 1pt solid; text-align: left">&nbsp;</td>
      <td style="border-bottom: Black 1pt solid; text-align: right">619</td>
      <td style="border-bottom: Black 1pt solid; text-align: left">&nbsp;</td>
      <td style="padding-bottom: 1pt">&nbsp;</td>
      <td style="border-bottom: Black 1pt solid; text-align: left">&nbsp;</td>
      <td style="border-bottom: Black 1pt solid; text-align: right">13,121</td>
      <td style="border-bottom: Black 1pt solid; text-align: left">&nbsp;</td>
      <td style="padding-bottom: 1pt; border-bottom: Black 1pt solid">&nbsp;</td>
      <td style="border-bottom: Black 1pt solid; text-align: left">&nbsp;</td>
      <td style="border-bottom: Black 1pt solid; text-align: right">615</td>
      <td style="border-bottom: Black 1pt solid; text-align: left">&nbsp;</td>
      <td style="padding-bottom: 1pt">&nbsp;</td>
      <td style="border-bottom: Black 1pt solid; text-align: left">&nbsp;</td>
      <td style="border-bottom: Black 1pt solid; text-align: right">19,972</td>
      <td style="border-bottom: Black 1pt solid; text-align: left">&nbsp;</td>
      <td style="padding-bottom: 1pt; border-bottom: Black 1pt solid">&nbsp;</td>
      <td style="border-bottom: Black 1pt solid; text-align: left">&nbsp;</td>
      <td style="border-bottom: Black 1pt solid; text-align: right">864</td>
      <td style="border-bottom: Black 1pt solid; text-align: left">&nbsp;</td>
     </tr>
     <tr style="vertical-align: bottom; background-color: White">
      <td>&nbsp;</td>
      <td>&nbsp;</td>
      <td style="text-align: left">&nbsp;</td>
      <td style="text-align: right">&nbsp;</td>
      <td style="text-align: left">&nbsp;</td>
      <td>&nbsp;</td>
      <td style="text-align: left">&nbsp;</td>
      <td style="text-align: right">&nbsp;</td>
      <td style="text-align: left">&nbsp;</td>
      <td>&nbsp;</td>
      <td style="text-align: left">&nbsp;</td>
      <td style="text-align: right">&nbsp;</td>
      <td style="text-align: left">&nbsp;</td>
      <td>&nbsp;</td>
      <td style="text-align: left">&nbsp;</td>
      <td style="text-align: right">&nbsp;</td>
      <td style="text-align: left">&nbsp;</td>
      <td>&nbsp;</td>
      <td style="text-align: left">&nbsp;</td>
      <td style="text-align: right">&nbsp;</td>
      <td style="text-align: left">&nbsp;</td>
      <td>&nbsp;</td>
      <td style="text-align: left">&nbsp;</td>
      <td style="text-align: right">&nbsp;</td>
      <td style="text-align: left">&nbsp;</td>
     </tr>
     <tr style="vertical-align: bottom; background-color: rgb(204,238,255)">
      <td style="text-align: left">Total Impaired Loans:</td>
      <td>&nbsp;</td>
      <td style="text-align: left">&nbsp;</td>
      <td style="text-align: right">&nbsp;</td>
      <td style="text-align: left">&nbsp;</td>
      <td>&nbsp;</td>
      <td style="text-align: left">&nbsp;</td>
      <td style="text-align: right">&nbsp;</td>
      <td style="text-align: left">&nbsp;</td>
      <td>&nbsp;</td>
      <td style="text-align: left">&nbsp;</td>
      <td style="text-align: right">&nbsp;</td>
      <td style="text-align: left">&nbsp;</td>
      <td>&nbsp;</td>
      <td style="text-align: left">&nbsp;</td>
      <td style="text-align: right">&nbsp;</td>
      <td style="text-align: left">&nbsp;</td>
      <td>&nbsp;</td>
      <td style="text-align: left">&nbsp;</td>
      <td style="text-align: right">&nbsp;</td>
      <td style="text-align: left">&nbsp;</td>
      <td>&nbsp;</td>
      <td style="text-align: left">&nbsp;</td>
      <td style="text-align: right">&nbsp;</td>
      <td style="text-align: left">&nbsp;</td>
     </tr>
     <tr style="vertical-align: bottom; background-color: White">
      <td style="text-align: left; padding-bottom: 2.25pt; padding-left: 30pt">Total mortgage loans</td>
      <td style="padding-bottom: 2.25pt">&nbsp;</td>
      <td style="border-bottom: Black 2.25pt double; text-align: left">$</td>
      <td style="border-bottom: Black 2.25pt double; text-align: right">43,564</td>
      <td style="border-bottom: Black 2.25pt double; text-align: left">&nbsp;</td>
      <td style="border-bottom: Black 2.25pt double; text-align: left">&nbsp;</td>
      <td style="border-bottom: Black 2.25pt double; text-align: left">$</td>
      <td style="border-bottom: Black 2.25pt double; text-align: right">930</td>
      <td style="border-bottom: Black 2.25pt double; text-align: left">&nbsp;</td>
      <td style="padding-bottom: 2.25pt">&nbsp;</td>
      <td style="border-bottom: Black 2.25pt double; text-align: left">$</td>
      <td style="border-bottom: Black 2.25pt double; text-align: right">61,621</td>
      <td style="border-bottom: Black 2.25pt double; text-align: left">&nbsp;</td>
      <td style="border-bottom: Black 2.25pt double; text-align: left">&nbsp;</td>
      <td style="border-bottom: Black 2.25pt double; text-align: left">$</td>
      <td style="border-bottom: Black 2.25pt double; text-align: right">1,169</td>
      <td style="border-bottom: Black 2.25pt double; text-align: left">&nbsp;</td>
      <td style="padding-bottom: 2.25pt">&nbsp;</td>
      <td style="border-bottom: Black 2.25pt double; text-align: left">$</td>
      <td style="border-bottom: Black 2.25pt double; text-align: right">90,203</td>
      <td style="border-bottom: Black 2.25pt double; text-align: left">&nbsp;</td>
      <td style="border-bottom: Black 2.25pt double; text-align: left">&nbsp;</td>
      <td style="border-bottom: Black 2.25pt double; text-align: left">$</td>
      <td style="border-bottom: Black 2.25pt double; text-align: right">1,737</td>
      <td style="border-bottom: Black 2.25pt double; text-align: left">&nbsp;</td>
     </tr>
     <tr style="vertical-align: bottom; background-color: rgb(204,238,255)">
      <td>&nbsp;</td>
      <td>&nbsp;</td>
      <td style="text-align: left">&nbsp;</td>
      <td style="text-align: right">&nbsp;</td>
      <td style="text-align: left">&nbsp;</td>
      <td>&nbsp;</td>
      <td style="text-align: left">&nbsp;</td>
      <td style="text-align: right">&nbsp;</td>
      <td style="text-align: left">&nbsp;</td>
      <td>&nbsp;</td>
      <td style="text-align: left">&nbsp;</td>
      <td style="text-align: right">&nbsp;</td>
      <td style="text-align: left">&nbsp;</td>
      <td>&nbsp;</td>
      <td style="text-align: left">&nbsp;</td>
      <td style="text-align: right">&nbsp;</td>
      <td style="text-align: left">&nbsp;</td>
      <td>&nbsp;</td>
      <td style="text-align: left">&nbsp;</td>
      <td style="text-align: right">&nbsp;</td>
      <td style="text-align: left">&nbsp;</td>
      <td>&nbsp;</td>
      <td style="text-align: left">&nbsp;</td>
      <td style="text-align: right">&nbsp;</td>
      <td style="text-align: left">&nbsp;</td>
     </tr>
     <tr style="vertical-align: bottom; background-color: White">
      <td style="text-align: left; padding-bottom: 2.25pt; padding-left: 30pt">Total non-mortgage loans</td>
      <td style="padding-bottom: 2.25pt">&nbsp;</td>
      <td style="border-bottom: Black 2.25pt double; text-align: left">$</td>
      <td style="border-bottom: Black 2.25pt double; text-align: right">8,003</td>
      <td style="border-bottom: Black 2.25pt double; text-align: left">&nbsp;</td>
      <td style="border-bottom: Black 2.25pt double; text-align: left">&nbsp;</td>
      <td style="border-bottom: Black 2.25pt double; text-align: left">$</td>
      <td style="border-bottom: Black 2.25pt double; text-align: right">424</td>
      <td style="border-bottom: Black 2.25pt double; text-align: left">&nbsp;</td>
      <td style="padding-bottom: 2.25pt">&nbsp;</td>
      <td style="border-bottom: Black 2.25pt double; text-align: left">$</td>
      <td style="border-bottom: Black 2.25pt double; text-align: right">6,577</td>
      <td style="border-bottom: Black 2.25pt double; text-align: left">&nbsp;</td>
      <td style="border-bottom: Black 2.25pt double; text-align: left">&nbsp;</td>
      <td style="border-bottom: Black 2.25pt double; text-align: left">$</td>
      <td style="border-bottom: Black 2.25pt double; text-align: right">252</td>
      <td style="border-bottom: Black 2.25pt double; text-align: left">&nbsp;</td>
      <td style="padding-bottom: 2.25pt">&nbsp;</td>
      <td style="border-bottom: Black 2.25pt double; text-align: left">$</td>
      <td style="border-bottom: Black 2.25pt double; text-align: right">9,910</td>
      <td style="border-bottom: Black 2.25pt double; text-align: left">&nbsp;</td>
      <td style="border-bottom: Black 2.25pt double; text-align: left">&nbsp;</td>
      <td style="border-bottom: Black 2.25pt double; text-align: left">$</td>
      <td style="border-bottom: Black 2.25pt double; text-align: right">507</td>
      <td style="border-bottom: Black 2.25pt double; text-align: left">&nbsp;</td>
     </tr>

   </table><span></span>
</td>
</tr>
<tr class="re">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_FinancingReceivableCreditQualityIndicatorsTableTextBlock', window );">Financing Receivable Credit Quality Indicators [Table Text Block]</a></td>
<td class="text"><table cellpadding="0" cellspacing="0" style="border-collapse: collapse; width: 100%; font: 10pt Times New Roman, Times, Serif">

     <tr style="vertical-align: bottom">
      <td colspan="1" style="font-style: italic; border-bottom: Black 1pt solid">(In thousands)</td>
      <td style="padding-bottom: 1pt; border-bottom: Black 1pt solid">&nbsp;</td>
      <td colspan="3" style="text-align: center; border-bottom: Black 1pt solid">Special Mention</td>
      <td style="padding-bottom: 1pt; border-bottom: Black 1pt solid">&nbsp;</td>
      <td colspan="3" style="text-align: center; border-bottom: Black 1pt solid">Substandard</td>
      <td style="padding-bottom: 1pt; border-bottom: Black 1pt solid">&nbsp;</td>
      <td colspan="3" style="text-align: center; border-bottom: Black 1pt solid">Doubtful</td>
      <td style="padding-bottom: 1pt; border-bottom: Black 1pt solid">&nbsp;</td>
      <td colspan="3" style="text-align: center; border-bottom: Black 1pt solid">Loss</td>
      <td style="padding-bottom: 1pt; border-bottom: Black 1pt solid">&nbsp;</td>
      <td colspan="3" style="text-align: center; border-bottom: Black 1pt solid">Total</td>
     </tr>
     <tr style="vertical-align: bottom">
      <td style="font-style: italic">&nbsp;</td>
      <td>&nbsp;</td>
      <td colspan="3" style="text-align: center">&nbsp;</td>
      <td>&nbsp;</td>
      <td colspan="3" style="text-align: center">&nbsp;</td>
      <td>&nbsp;</td>
      <td colspan="3" style="text-align: center">&nbsp;</td>
      <td>&nbsp;</td>
      <td colspan="3" style="text-align: center">&nbsp;</td>
      <td>&nbsp;</td>
      <td colspan="3" style="text-align: center">&nbsp;</td>
     </tr>
     <tr style="vertical-align: bottom; background-color: rgb(204,238,255)">
      <td style="width: 45%; text-align: left">Multi-family residential</td>
      <td style="width: 1%">&nbsp;</td>
      <td style="width: 1%; text-align: left">$</td>
      <td style="width: 8%; text-align: right">4,361</td>
      <td style="width: 1%; text-align: left">&nbsp;</td>
      <td style="width: 1%">&nbsp;</td>
      <td style="width: 1%; text-align: left">$</td>
      <td style="width: 8%; text-align: right">5,421</td>
      <td style="width: 1%; text-align: left">&nbsp;</td>
      <td style="width: 1%">&nbsp;</td>
      <td style="width: 1%; text-align: left">$</td>
      <td style="width: 8%; text-align: right">-</td>
      <td style="width: 1%; text-align: left">&nbsp;</td>
      <td style="width: 1%">&nbsp;</td>
      <td style="width: 1%; text-align: left">$</td>
      <td style="width: 8%; text-align: right">-</td>
      <td style="width: 1%; text-align: left">&nbsp;</td>
      <td style="width: 1%">&nbsp;</td>
      <td style="width: 1%; text-align: left">$</td>
      <td style="width: 8%; text-align: right">9,782</td>
      <td style="width: 1%; text-align: left">&nbsp;</td>
     </tr>
     <tr style="vertical-align: bottom; background-color: White">
      <td style="text-align: left">Commercial real estate</td>
      <td>&nbsp;</td>
      <td style="text-align: left">&nbsp;</td>
      <td style="text-align: right">1,821</td>
      <td style="text-align: left">&nbsp;</td>
      <td>&nbsp;</td>
      <td style="text-align: left">&nbsp;</td>
      <td style="text-align: right">3,812</td>
      <td style="text-align: left">&nbsp;</td>
      <td>&nbsp;</td>
      <td style="text-align: left">&nbsp;</td>
      <td style="text-align: right">-</td>
      <td style="text-align: left">&nbsp;</td>
      <td>&nbsp;</td>
      <td style="text-align: left">&nbsp;</td>
      <td style="text-align: right">-</td>
      <td style="text-align: left">&nbsp;</td>
      <td>&nbsp;</td>
      <td style="text-align: left">&nbsp;</td>
      <td style="text-align: right">5,633</td>
      <td style="text-align: left">&nbsp;</td>
     </tr>
     <tr style="vertical-align: bottom; background-color: rgb(204,238,255)">
      <td style="text-align: left">One-to-four family - mixed-use property</td>
      <td>&nbsp;</td>
      <td style="text-align: left">&nbsp;</td>
      <td style="text-align: right">3,087</td>
      <td style="text-align: left">&nbsp;</td>
      <td>&nbsp;</td>
      <td style="text-align: left">&nbsp;</td>
      <td style="text-align: right">10,990</td>
      <td style="text-align: left">&nbsp;</td>
      <td>&nbsp;</td>
      <td style="text-align: left">&nbsp;</td>
      <td style="text-align: right">-</td>
      <td style="text-align: left">&nbsp;</td>
      <td>&nbsp;</td>
      <td style="text-align: left">&nbsp;</td>
      <td style="text-align: right">-</td>
      <td style="text-align: left">&nbsp;</td>
      <td>&nbsp;</td>
      <td style="text-align: left">&nbsp;</td>
      <td style="text-align: right">14,077</td>
      <td style="text-align: left">&nbsp;</td>
     </tr>
     <tr style="vertical-align: bottom; background-color: White">
      <td style="text-align: left">One-to-four family - residential</td>
      <td>&nbsp;</td>
      <td style="text-align: left">&nbsp;</td>
      <td style="text-align: right">1,437</td>
      <td style="text-align: left">&nbsp;</td>
      <td>&nbsp;</td>
      <td style="text-align: left">&nbsp;</td>
      <td style="text-align: right">12,255</td>
      <td style="text-align: left">&nbsp;</td>
      <td>&nbsp;</td>
      <td style="text-align: left">&nbsp;</td>
      <td style="text-align: right">-</td>
      <td style="text-align: left">&nbsp;</td>
      <td>&nbsp;</td>
      <td style="text-align: left">&nbsp;</td>
      <td style="text-align: right">-</td>
      <td style="text-align: left">&nbsp;</td>
      <td>&nbsp;</td>
      <td style="text-align: left">&nbsp;</td>
      <td style="text-align: right">13,692</td>
      <td style="text-align: left">&nbsp;</td>
     </tr>
     <tr style="vertical-align: bottom; background-color: rgb(204,238,255)">
      <td style="text-align: left">Co-operative apartments</td>
      <td>&nbsp;</td>
      <td style="text-align: left">&nbsp;</td>
      <td style="text-align: right">-</td>
      <td style="text-align: left">&nbsp;</td>
      <td>&nbsp;</td>
      <td style="text-align: left">&nbsp;</td>
      <td style="text-align: right">-</td>
      <td style="text-align: left">&nbsp;</td>
      <td>&nbsp;</td>
      <td style="text-align: left">&nbsp;</td>
      <td style="text-align: right">-</td>
      <td style="text-align: left">&nbsp;</td>
      <td>&nbsp;</td>
      <td style="text-align: left">&nbsp;</td>
      <td style="text-align: right">-</td>
      <td style="text-align: left">&nbsp;</td>
      <td>&nbsp;</td>
      <td style="text-align: left">&nbsp;</td>
      <td style="text-align: right">-</td>
      <td style="text-align: left">&nbsp;</td>
     </tr>
     <tr style="vertical-align: bottom; background-color: White">
      <td style="text-align: left">Construction loans</td>
      <td>&nbsp;</td>
      <td style="text-align: left">&nbsp;</td>
      <td style="text-align: right">-</td>
      <td style="text-align: left">&nbsp;</td>
      <td>&nbsp;</td>
      <td style="text-align: left">&nbsp;</td>
      <td style="text-align: right">1,000</td>
      <td style="text-align: left">&nbsp;</td>
      <td>&nbsp;</td>
      <td style="text-align: left">&nbsp;</td>
      <td style="text-align: right">-</td>
      <td style="text-align: left">&nbsp;</td>
      <td>&nbsp;</td>
      <td style="text-align: left">&nbsp;</td>
      <td style="text-align: right">-</td>
      <td style="text-align: left">&nbsp;</td>
      <td>&nbsp;</td>
      <td style="text-align: left">&nbsp;</td>
      <td style="text-align: right">1,000</td>
      <td style="text-align: left">&nbsp;</td>
     </tr>
     <tr style="vertical-align: bottom; background-color: rgb(204,238,255)">
      <td style="text-align: left">Small Business Administration</td>
      <td>&nbsp;</td>
      <td style="text-align: left">&nbsp;</td>
      <td style="text-align: right">229</td>
      <td style="text-align: left">&nbsp;</td>
      <td>&nbsp;</td>
      <td style="text-align: left">&nbsp;</td>
      <td style="text-align: right">224</td>
      <td style="text-align: left">&nbsp;</td>
      <td>&nbsp;</td>
      <td style="text-align: left">&nbsp;</td>
      <td style="text-align: right">-</td>
      <td style="text-align: left">&nbsp;</td>
      <td>&nbsp;</td>
      <td style="text-align: left">&nbsp;</td>
      <td style="text-align: right">-</td>
      <td style="text-align: left">&nbsp;</td>
      <td>&nbsp;</td>
      <td style="text-align: left">&nbsp;</td>
      <td style="text-align: right">453</td>
      <td style="text-align: left">&nbsp;</td>
     </tr>
     <tr style="vertical-align: bottom; background-color: White">
      <td style="text-align: left">Taxi Medallion</td>
      <td>&nbsp;</td>
      <td style="text-align: left">&nbsp;</td>
      <td style="text-align: right">-</td>
      <td style="text-align: left">&nbsp;</td>
      <td>&nbsp;</td>
      <td style="text-align: left">&nbsp;</td>
      <td style="text-align: right">2,118</td>
      <td style="text-align: left">&nbsp;</td>
      <td>&nbsp;</td>
      <td style="text-align: left">&nbsp;</td>
      <td style="text-align: right">-</td>
      <td style="text-align: left">&nbsp;</td>
      <td>&nbsp;</td>
      <td style="text-align: left">&nbsp;</td>
      <td style="text-align: right">-</td>
      <td style="text-align: left">&nbsp;</td>
      <td>&nbsp;</td>
      <td style="text-align: left">&nbsp;</td>
      <td style="text-align: right">2,118</td>
      <td style="text-align: left">&nbsp;</td>
     </tr>
     <tr style="vertical-align: bottom; background-color: rgb(204,238,255)">
      <td style="text-align: left; padding-bottom: 1pt">Commercial business and other</td>
      <td style="padding-bottom: 1pt">&nbsp;</td>
      <td style="border-bottom: Black 1pt solid; text-align: left">&nbsp;</td>
      <td style="border-bottom: Black 1pt solid; text-align: right">-</td>
      <td style="border-bottom: Black 1pt solid; text-align: left">&nbsp;</td>
      <td style="padding-bottom: 1pt">&nbsp;</td>
      <td style="border-bottom: Black 1pt solid; text-align: left">&nbsp;</td>
      <td style="border-bottom: Black 1pt solid; text-align: right">3,123</td>
      <td style="border-bottom: Black 1pt solid; text-align: left">&nbsp;</td>
      <td style="padding-bottom: 1pt">&nbsp;</td>
      <td style="border-bottom: Black 1pt solid; text-align: left">&nbsp;</td>
      <td style="border-bottom: Black 1pt solid; text-align: right">-</td>
      <td style="border-bottom: Black 1pt solid; text-align: left">&nbsp;</td>
      <td style="padding-bottom: 1pt">&nbsp;</td>
      <td style="border-bottom: Black 1pt solid; text-align: left">&nbsp;</td>
      <td style="border-bottom: Black 1pt solid; text-align: right">-</td>
      <td style="border-bottom: Black 1pt solid; text-align: left">&nbsp;</td>
      <td style="padding-bottom: 1pt">&nbsp;</td>
      <td style="border-bottom: Black 1pt solid; text-align: left">&nbsp;</td>
      <td style="border-bottom: Black 1pt solid; text-align: right">3,123</td>
      <td style="border-bottom: Black 1pt solid; text-align: left">&nbsp;</td>
     </tr>
     <tr style="vertical-align: bottom; background-color: White">
      <td style="text-align: left; padding-bottom: 2.25pt; padding-left: 10pt">Total loans</td>
      <td style="padding-bottom: 2.25pt">&nbsp;</td>
      <td style="border-bottom: Black 2.25pt double; text-align: left">$</td>
      <td style="border-bottom: Black 2.25pt double; text-align: right">10,935</td>
      <td style="border-bottom: Black 2.25pt double; text-align: left">&nbsp;</td>
      <td style="padding-bottom: 2.25pt">&nbsp;</td>
      <td style="border-bottom: Black 2.25pt double; text-align: left">$</td>
      <td style="border-bottom: Black 2.25pt double; text-align: right">38,943</td>
      <td style="border-bottom: Black 2.25pt double; text-align: left">&nbsp;</td>
      <td style="padding-bottom: 2.25pt">&nbsp;</td>
      <td style="border-bottom: Black 2.25pt double; text-align: left">$</td>
      <td style="border-bottom: Black 2.25pt double; text-align: right">-</td>
      <td style="border-bottom: Black 2.25pt double; text-align: left">&nbsp;</td>
      <td style="padding-bottom: 2.25pt">&nbsp;</td>
      <td style="border-bottom: Black 2.25pt double; text-align: left">$</td>
      <td style="border-bottom: Black 2.25pt double; text-align: right">-</td>
      <td style="border-bottom: Black 2.25pt double; text-align: left">&nbsp;</td>
      <td style="padding-bottom: 2.25pt">&nbsp;</td>
      <td style="border-bottom: Black 2.25pt double; text-align: left">$</td>
      <td style="border-bottom: Black 2.25pt double; text-align: right">49,878</td>
      <td style="border-bottom: Black 2.25pt double; text-align: left">&nbsp;</td>
     </tr>

   </table><table cellpadding="0" cellspacing="0" style="border-collapse: collapse; width: 100%; font: 10pt Times New Roman, Times, Serif">

     <tr style="vertical-align: bottom">
      <td colspan="1" style="font-style: italic; border-bottom: Black 1pt solid">(In thousands)</td>
      <td style="padding-bottom: 1pt; border-bottom: Black 1pt solid">&nbsp;</td>
      <td colspan="3" style="text-align: center; border-bottom: Black 1pt solid">Special Mention</td>
      <td style="padding-bottom: 1pt; border-bottom: Black 1pt solid">&nbsp;</td>
      <td colspan="3" style="text-align: center; border-bottom: Black 1pt solid">Substandard</td>
      <td style="padding-bottom: 1pt; border-bottom: Black 1pt solid">&nbsp;</td>
      <td colspan="3" style="text-align: center; border-bottom: Black 1pt solid">Doubtful</td>
      <td style="padding-bottom: 1pt; border-bottom: Black 1pt solid">&nbsp;</td>
      <td colspan="3" style="text-align: center; border-bottom: Black 1pt solid">Loss</td>
      <td style="padding-bottom: 1pt; border-bottom: Black 1pt solid">&nbsp;</td>
      <td colspan="3" style="text-align: center; border-bottom: Black 1pt solid">Total</td>
     </tr>
     <tr style="vertical-align: bottom">
      <td style="font-style: italic">&nbsp;</td>
      <td>&nbsp;</td>
      <td colspan="3" style="text-align: center">&nbsp;</td>
      <td>&nbsp;</td>
      <td colspan="3" style="text-align: center">&nbsp;</td>
      <td>&nbsp;</td>
      <td colspan="3" style="text-align: center">&nbsp;</td>
      <td>&nbsp;</td>
      <td colspan="3" style="text-align: center">&nbsp;</td>
      <td>&nbsp;</td>
      <td colspan="3" style="text-align: center">&nbsp;</td>
     </tr>
     <tr style="vertical-align: bottom; background-color: rgb(204,238,255)">
      <td style="width: 45%; text-align: left">Multi-family residential</td>
      <td style="width: 1%">&nbsp;</td>
      <td style="width: 1%; text-align: left">$</td>
      <td style="width: 8%; text-align: right">6,494</td>
      <td style="width: 1%; text-align: left">&nbsp;</td>
      <td style="width: 1%">&nbsp;</td>
      <td style="width: 1%; text-align: left">$</td>
      <td style="width: 8%; text-align: right">10,226</td>
      <td style="width: 1%; text-align: left">&nbsp;</td>
      <td style="width: 1%">&nbsp;</td>
      <td style="width: 1%; text-align: left">$</td>
      <td style="width: 8%; text-align: right">-</td>
      <td style="width: 1%; text-align: left">&nbsp;</td>
      <td style="width: 1%">&nbsp;</td>
      <td style="width: 1%; text-align: left">$</td>
      <td style="width: 8%; text-align: right">-</td>
      <td style="width: 1%; text-align: left">&nbsp;</td>
      <td style="width: 1%">&nbsp;</td>
      <td style="width: 1%; text-align: left">$</td>
      <td style="width: 8%; text-align: right">16,720</td>
      <td style="width: 1%; text-align: left">&nbsp;</td>
     </tr>
     <tr style="vertical-align: bottom; background-color: White">
      <td style="text-align: left">Commercial real estate</td>
      <td>&nbsp;</td>
      <td style="text-align: left">&nbsp;</td>
      <td style="text-align: right">5,453</td>
      <td style="text-align: left">&nbsp;</td>
      <td>&nbsp;</td>
      <td style="text-align: left">&nbsp;</td>
      <td style="text-align: right">7,100</td>
      <td style="text-align: left">&nbsp;</td>
      <td>&nbsp;</td>
      <td style="text-align: left">&nbsp;</td>
      <td style="text-align: right">-</td>
      <td style="text-align: left">&nbsp;</td>
      <td>&nbsp;</td>
      <td style="text-align: left">&nbsp;</td>
      <td style="text-align: right">-</td>
      <td style="text-align: left">&nbsp;</td>
      <td>&nbsp;</td>
      <td style="text-align: left">&nbsp;</td>
      <td style="text-align: right">12,553</td>
      <td style="text-align: left">&nbsp;</td>
     </tr>
     <tr style="vertical-align: bottom; background-color: rgb(204,238,255)">
      <td style="text-align: left">One-to-four family - mixed-use property</td>
      <td>&nbsp;</td>
      <td style="text-align: left">&nbsp;</td>
      <td style="text-align: right">5,254</td>
      <td style="text-align: left">&nbsp;</td>
      <td>&nbsp;</td>
      <td style="text-align: left">&nbsp;</td>
      <td style="text-align: right">12,499</td>
      <td style="text-align: left">&nbsp;</td>
      <td>&nbsp;</td>
      <td style="text-align: left">&nbsp;</td>
      <td style="text-align: right">-</td>
      <td style="text-align: left">&nbsp;</td>
      <td>&nbsp;</td>
      <td style="text-align: left">&nbsp;</td>
      <td style="text-align: right">-</td>
      <td style="text-align: left">&nbsp;</td>
      <td>&nbsp;</td>
      <td style="text-align: left">&nbsp;</td>
      <td style="text-align: right">17,753</td>
      <td style="text-align: left">&nbsp;</td>
     </tr>
     <tr style="vertical-align: bottom; background-color: White">
      <td style="text-align: left">One-to-four family - residential</td>
      <td>&nbsp;</td>
      <td style="text-align: left">&nbsp;</td>
      <td style="text-align: right">2,352</td>
      <td style="text-align: left">&nbsp;</td>
      <td>&nbsp;</td>
      <td style="text-align: left">&nbsp;</td>
      <td style="text-align: right">13,056</td>
      <td style="text-align: left">&nbsp;</td>
      <td>&nbsp;</td>
      <td style="text-align: left">&nbsp;</td>
      <td style="text-align: right">-</td>
      <td style="text-align: left">&nbsp;</td>
      <td>&nbsp;</td>
      <td style="text-align: left">&nbsp;</td>
      <td style="text-align: right">-</td>
      <td style="text-align: left">&nbsp;</td>
      <td>&nbsp;</td>
      <td style="text-align: left">&nbsp;</td>
      <td style="text-align: right">15,408</td>
      <td style="text-align: left">&nbsp;</td>
     </tr>
     <tr style="vertical-align: bottom; background-color: rgb(204,238,255)">
      <td style="text-align: left">Co-operative apartments</td>
      <td>&nbsp;</td>
      <td style="text-align: left">&nbsp;</td>
      <td style="text-align: right">623</td>
      <td style="text-align: left">&nbsp;</td>
      <td>&nbsp;</td>
      <td style="text-align: left">&nbsp;</td>
      <td style="text-align: right">-</td>
      <td style="text-align: left">&nbsp;</td>
      <td>&nbsp;</td>
      <td style="text-align: left">&nbsp;</td>
      <td style="text-align: right">-</td>
      <td style="text-align: left">&nbsp;</td>
      <td>&nbsp;</td>
      <td style="text-align: left">&nbsp;</td>
      <td style="text-align: right">-</td>
      <td style="text-align: left">&nbsp;</td>
      <td>&nbsp;</td>
      <td style="text-align: left">&nbsp;</td>
      <td style="text-align: right">623</td>
      <td style="text-align: left">&nbsp;</td>
     </tr>
     <tr style="vertical-align: bottom; background-color: White">
      <td style="text-align: left">Construction loans</td>
      <td>&nbsp;</td>
      <td style="text-align: left">&nbsp;</td>
      <td style="text-align: right">-</td>
      <td style="text-align: left">&nbsp;</td>
      <td>&nbsp;</td>
      <td style="text-align: left">&nbsp;</td>
      <td style="text-align: right">-</td>
      <td style="text-align: left">&nbsp;</td>
      <td>&nbsp;</td>
      <td style="text-align: left">&nbsp;</td>
      <td style="text-align: right">-</td>
      <td style="text-align: left">&nbsp;</td>
      <td>&nbsp;</td>
      <td style="text-align: left">&nbsp;</td>
      <td style="text-align: right">-</td>
      <td style="text-align: left">&nbsp;</td>
      <td>&nbsp;</td>
      <td style="text-align: left">&nbsp;</td>
      <td style="text-align: right">-</td>
      <td style="text-align: left">&nbsp;</td>
     </tr>
     <tr style="vertical-align: bottom; background-color: rgb(204,238,255)">
      <td style="text-align: left">Small Business Administration</td>
      <td>&nbsp;</td>
      <td style="text-align: left">&nbsp;</td>
      <td style="text-align: right">479</td>
      <td style="text-align: left">&nbsp;</td>
      <td>&nbsp;</td>
      <td style="text-align: left">&nbsp;</td>
      <td style="text-align: right">-</td>
      <td style="text-align: left">&nbsp;</td>
      <td>&nbsp;</td>
      <td style="text-align: left">&nbsp;</td>
      <td style="text-align: right">-</td>
      <td style="text-align: left">&nbsp;</td>
      <td>&nbsp;</td>
      <td style="text-align: left">&nbsp;</td>
      <td style="text-align: right">-</td>
      <td style="text-align: left">&nbsp;</td>
      <td>&nbsp;</td>
      <td style="text-align: left">&nbsp;</td>
      <td style="text-align: right">479</td>
      <td style="text-align: left">&nbsp;</td>
     </tr>
     <tr style="vertical-align: bottom; background-color: White">
      <td style="text-align: left; padding-bottom: 1pt">Commercial business and other</td>
      <td style="padding-bottom: 1pt">&nbsp;</td>
      <td style="border-bottom: Black 1pt solid; text-align: left">&nbsp;</td>
      <td style="border-bottom: Black 1pt solid; text-align: right">2,841</td>
      <td style="border-bottom: Black 1pt solid; text-align: left">&nbsp;</td>
      <td style="padding-bottom: 1pt">&nbsp;</td>
      <td style="border-bottom: Black 1pt solid; text-align: left">&nbsp;</td>
      <td style="border-bottom: Black 1pt solid; text-align: right">3,779</td>
      <td style="border-bottom: Black 1pt solid; text-align: left">&nbsp;</td>
      <td style="padding-bottom: 1pt">&nbsp;</td>
      <td style="border-bottom: Black 1pt solid; text-align: left">&nbsp;</td>
      <td style="border-bottom: Black 1pt solid; text-align: right">-</td>
      <td style="border-bottom: Black 1pt solid; text-align: left">&nbsp;</td>
      <td style="padding-bottom: 1pt">&nbsp;</td>
      <td style="border-bottom: Black 1pt solid; text-align: left">&nbsp;</td>
      <td style="border-bottom: Black 1pt solid; text-align: right">-</td>
      <td style="border-bottom: Black 1pt solid; text-align: left">&nbsp;</td>
      <td style="padding-bottom: 1pt">&nbsp;</td>
      <td style="border-bottom: Black 1pt solid; text-align: left">&nbsp;</td>
      <td style="border-bottom: Black 1pt solid; text-align: right">6,620</td>
      <td style="border-bottom: Black 1pt solid; text-align: left">&nbsp;</td>
     </tr>
     <tr style="vertical-align: bottom; background-color: rgb(204,238,255)">
      <td style="text-align: left; padding-bottom: 2.25pt; padding-left: 10pt">Total loans</td>
      <td style="padding-bottom: 2.25pt">&nbsp;</td>
      <td style="border-bottom: Black 2.25pt double; text-align: left">$</td>
      <td style="border-bottom: Black 2.25pt double; text-align: right">23,496</td>
      <td style="border-bottom: Black 2.25pt double; text-align: left">&nbsp;</td>
      <td style="padding-bottom: 2.25pt">&nbsp;</td>
      <td style="border-bottom: Black 2.25pt double; text-align: left">$</td>
      <td style="border-bottom: Black 2.25pt double; text-align: right">46,660</td>
      <td style="border-bottom: Black 2.25pt double; text-align: left">&nbsp;</td>
      <td style="padding-bottom: 2.25pt">&nbsp;</td>
      <td style="border-bottom: Black 2.25pt double; text-align: left">$</td>
      <td style="border-bottom: Black 2.25pt double; text-align: right">-</td>
      <td style="border-bottom: Black 2.25pt double; text-align: left">&nbsp;</td>
      <td style="padding-bottom: 2.25pt">&nbsp;</td>
      <td style="border-bottom: Black 2.25pt double; text-align: left">$</td>
      <td style="border-bottom: Black 2.25pt double; text-align: right">-</td>
      <td style="border-bottom: Black 2.25pt double; text-align: left">&nbsp;</td>
      <td style="padding-bottom: 2.25pt">&nbsp;</td>
      <td style="border-bottom: Black 2.25pt double; text-align: left">$</td>
      <td style="border-bottom: Black 2.25pt double; text-align: right">70,156</td>
      <td style="border-bottom: Black 2.25pt double; text-align: left">&nbsp;</td>
     </tr>

   </table><span></span>
</td>
</tr>
<tr class="rh">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_FinancialInstrumentPerformanceStatusAxis=us-gaap_PerformingFinancingReceivableMember', window );">Performing Financial Instruments [Member]</a></td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_ffic_Note3LoansandAllowanceforLoanLossesTablesLineItems', window );"><strong>Note 3 - Loans and Allowance for Loan Losses (Tables) [Line Items]</strong></a></td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_TroubledDebtRestructuringsOnFinancingReceivablesTableTextBlock', window );">Troubled Debt Restructurings on Financing Receivables [Table Text Block]</a></td>
<td class="text"><table cellpadding="0" cellspacing="0" style="border-collapse: collapse; width: 100%; font: 10pt Times New Roman, Times, Serif">

     <tr style="vertical-align: bottom">
      <td>&nbsp;</td>
      <td style="padding-bottom: 1pt">&nbsp;</td>
      <td colspan="7" style="text-align: center; border-bottom: Black 1pt solid">December 31, 2015</td>
      <td style="padding-bottom: 1pt">&nbsp;</td>
      <td colspan="7" style="text-align: center; border-bottom: Black 1pt solid">December 31, 2014</td>
     </tr>
     <tr style="vertical-align: bottom">
      <td colspan="1" style="font-style: italic; border-bottom: Black 1pt solid">(Dollars in thousands)</td>
      <td style="border-bottom: Black 1pt solid; text-align: left">&nbsp;</td>
      <td colspan="3" style="text-align: center; border-bottom: Black 1pt solid">Number<br /> of contracts</td>
      <td style="padding-bottom: 1pt">&nbsp;</td>
      <td colspan="3" style="text-align: center; border-bottom: Black 1pt solid">Recorded<br /> investment</td>
      <td style="padding-bottom: 1pt">&nbsp;</td>
      <td colspan="3" style="text-align: center; border-bottom: Black 1pt solid">Number<br /> of contracts</td>
      <td style="padding-bottom: 1pt">&nbsp;</td>
      <td colspan="3" style="text-align: center; border-bottom: Black 1pt solid">Recorded<br /> investment</td>
     </tr>
     <tr style="vertical-align: bottom">
      <td style="font-weight: bold">&nbsp;</td>
      <td style="font-weight: bold">&nbsp;</td>
      <td colspan="3" style="font-weight: bold; text-align: right">&nbsp;</td>
      <td>&nbsp;</td>
      <td colspan="3" style="text-align: center">&nbsp;</td>
      <td style="font-weight: bold">&nbsp;</td>
      <td colspan="3" style="font-weight: bold">&nbsp;</td>
      <td>&nbsp;</td>
      <td colspan="3" style="text-align: center">&nbsp;</td>
     </tr>
     <tr style="vertical-align: bottom; background-color: rgb(204,238,255)">
      <td style="width: 56%; text-align: left">Multi-family residential</td>
      <td style="width: 1%">&nbsp;</td>
      <td style="width: 1%; text-align: left">&nbsp;</td>
      <td style="width: 8%; text-align: right">9</td>
      <td style="width: 1%; text-align: left">&nbsp;</td>
      <td style="width: 1%">&nbsp;</td>
      <td style="width: 1%; text-align: left">$</td>
      <td style="width: 8%; text-align: right">2,626</td>
      <td style="width: 1%; text-align: left">&nbsp;</td>
      <td style="width: 1%">&nbsp;</td>
      <td style="width: 1%; text-align: left">&nbsp;</td>
      <td style="width: 8%; text-align: right">10</td>
      <td style="width: 1%; text-align: left">&nbsp;</td>
      <td style="width: 1%">&nbsp;</td>
      <td style="width: 1%; text-align: left">$</td>
      <td style="width: 8%; text-align: right">3,034</td>
      <td style="width: 1%; text-align: left">&nbsp;</td>
     </tr>
     <tr style="vertical-align: bottom; background-color: White">
      <td style="text-align: left">Commercial real estate</td>
      <td>&nbsp;</td>
      <td style="text-align: left">&nbsp;</td>
      <td style="text-align: right">3</td>
      <td style="text-align: left">&nbsp;</td>
      <td>&nbsp;</td>
      <td style="text-align: left">&nbsp;</td>
      <td style="text-align: right">2,371</td>
      <td style="text-align: left">&nbsp;</td>
      <td>&nbsp;</td>
      <td style="text-align: left">&nbsp;</td>
      <td style="text-align: right">3</td>
      <td style="text-align: left">&nbsp;</td>
      <td>&nbsp;</td>
      <td style="text-align: left">&nbsp;</td>
      <td style="text-align: right">2,373</td>
      <td style="text-align: left">&nbsp;</td>
     </tr>
     <tr style="vertical-align: bottom; background-color: rgb(204,238,255)">
      <td style="text-align: left">One-to-four family - mixed-use property</td>
      <td>&nbsp;</td>
      <td style="text-align: left">&nbsp;</td>
      <td style="text-align: right">6</td>
      <td style="text-align: left">&nbsp;</td>
      <td>&nbsp;</td>
      <td style="text-align: left">&nbsp;</td>
      <td style="text-align: right">2,052</td>
      <td style="text-align: left">&nbsp;</td>
      <td>&nbsp;</td>
      <td style="text-align: left">&nbsp;</td>
      <td style="text-align: right">7</td>
      <td style="text-align: left">&nbsp;</td>
      <td>&nbsp;</td>
      <td style="text-align: left">&nbsp;</td>
      <td style="text-align: right">2,381</td>
      <td style="text-align: left">&nbsp;</td>
     </tr>
     <tr style="vertical-align: bottom; background-color: White">
      <td style="text-align: left">One-to-four family - residential</td>
      <td>&nbsp;</td>
      <td style="text-align: left">&nbsp;</td>
      <td style="text-align: right">1</td>
      <td style="text-align: left">&nbsp;</td>
      <td>&nbsp;</td>
      <td style="text-align: left">&nbsp;</td>
      <td style="text-align: right">343</td>
      <td style="text-align: left">&nbsp;</td>
      <td>&nbsp;</td>
      <td style="text-align: left">&nbsp;</td>
      <td style="text-align: right">1</td>
      <td style="text-align: left">&nbsp;</td>
      <td>&nbsp;</td>
      <td style="text-align: left">&nbsp;</td>
      <td style="text-align: right">354</td>
      <td style="text-align: left">&nbsp;</td>
     </tr>
     <tr style="vertical-align: bottom; background-color: rgb(204,238,255)">
      <td style="text-align: left">Small business administration</td>
      <td>&nbsp;</td>
      <td style="text-align: left">&nbsp;</td>
      <td style="text-align: right">1</td>
      <td style="text-align: left">&nbsp;</td>
      <td>&nbsp;</td>
      <td style="text-align: left">&nbsp;</td>
      <td style="text-align: right">34</td>
      <td style="text-align: left">&nbsp;</td>
      <td>&nbsp;</td>
      <td style="text-align: left">&nbsp;</td>
      <td style="text-align: right">-</td>
      <td style="text-align: left">&nbsp;</td>
      <td>&nbsp;</td>
      <td style="text-align: left">&nbsp;</td>
      <td style="text-align: right">-</td>
      <td style="text-align: left">&nbsp;</td>
     </tr>
     <tr style="vertical-align: bottom; background-color: White">
      <td style="text-align: left">Commercial business and other</td>
      <td>&nbsp;</td>
      <td style="text-align: left">&nbsp;</td>
      <td style="text-align: right">4</td>
      <td style="text-align: left">&nbsp;</td>
      <td>&nbsp;</td>
      <td style="text-align: left">&nbsp;</td>
      <td style="text-align: right">2,083</td>
      <td style="text-align: left">&nbsp;</td>
      <td>&nbsp;</td>
      <td style="text-align: left">&nbsp;</td>
      <td style="text-align: right">4</td>
      <td style="text-align: left">&nbsp;</td>
      <td>&nbsp;</td>
      <td style="text-align: left">&nbsp;</td>
      <td style="text-align: right">2,249</td>
      <td style="text-align: left">&nbsp;</td>
     </tr>
     <tr style="vertical-align: bottom; background-color: rgb(204,238,255)">
      <td style="padding-bottom: 1pt">&nbsp;</td>
      <td style="padding-bottom: 1pt">&nbsp;</td>
      <td style="border-bottom: Black 1pt solid; text-align: left">&nbsp;</td>
      <td style="border-bottom: Black 1pt solid; text-align: right">&nbsp;</td>
      <td style="border-bottom: Black 1pt solid; text-align: left">&nbsp;</td>
      <td style="padding-bottom: 1pt">&nbsp;</td>
      <td style="border-bottom: Black 1pt solid; text-align: left">&nbsp;</td>
      <td style="border-bottom: Black 1pt solid; text-align: right">&nbsp;</td>
      <td style="border-bottom: Black 1pt solid; text-align: left">&nbsp;</td>
      <td style="padding-bottom: 1pt">&nbsp;</td>
      <td style="border-bottom: Black 1pt solid; text-align: left">&nbsp;</td>
      <td style="border-bottom: Black 1pt solid; text-align: right">&nbsp;</td>
      <td style="border-bottom: Black 1pt solid; text-align: left">&nbsp;</td>
      <td style="padding-bottom: 1pt">&nbsp;</td>
      <td style="border-bottom: Black 1pt solid; text-align: left">&nbsp;</td>
      <td style="border-bottom: Black 1pt solid; text-align: right">&nbsp;</td>
      <td style="border-bottom: Black 1pt solid; text-align: left">&nbsp;</td>
     </tr>
     <tr style="vertical-align: bottom; background-color: White">
      <td style="text-align: left; padding-bottom: 2.25pt; padding-left: 10pt">Total performing troubled debt restructured</td>
      <td style="padding-bottom: 2.25pt">&nbsp;</td>
      <td style="border-bottom: Black 2.25pt double; text-align: left">&nbsp;</td>
      <td style="border-bottom: Black 2.25pt double; text-align: right">24</td>
      <td style="border-bottom: Black 2.25pt double; text-align: left">&nbsp;</td>
      <td style="padding-bottom: 2.25pt">&nbsp;</td>
      <td style="border-bottom: Black 2.25pt double; text-align: left">$</td>
      <td style="border-bottom: Black 2.25pt double; text-align: right">9,509</td>
      <td style="border-bottom: Black 2.25pt double; text-align: left">&nbsp;</td>
      <td style="padding-bottom: 2.25pt">&nbsp;</td>
      <td style="border-bottom: Black 2.25pt double; text-align: left">&nbsp;</td>
      <td style="border-bottom: Black 2.25pt double; text-align: right">25</td>
      <td style="border-bottom: Black 2.25pt double; text-align: left">&nbsp;</td>
      <td style="padding-bottom: 2.25pt">&nbsp;</td>
      <td style="border-bottom: Black 2.25pt double; text-align: left">$</td>
      <td style="border-bottom: Black 2.25pt double; text-align: right">10,391</td>
      <td style="border-bottom: Black 2.25pt double; text-align: left">&nbsp;</td>
     </tr>

   </table><span></span>
</td>
</tr>
<tr class="rh">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_FinancialInstrumentPerformanceStatusAxis=us-gaap_NonperformingFinancingReceivableMember', window );">Nonperforming Financial Instruments [Member]</a></td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_ffic_Note3LoansandAllowanceforLoanLossesTablesLineItems', window );"><strong>Note 3 - Loans and Allowance for Loan Losses (Tables) [Line Items]</strong></a></td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_TroubledDebtRestructuringsOnFinancingReceivablesTableTextBlock', window );">Troubled Debt Restructurings on Financing Receivables [Table Text Block]</a></td>
<td class="text"><table cellpadding="0" cellspacing="0" style="border-collapse: collapse; width: 100%; font: 10pt Times New Roman, Times, Serif">

     <tr style="vertical-align: bottom">
      <td>&nbsp;</td>
      <td style="padding-bottom: 1pt">&nbsp;</td>
      <td colspan="7" style="text-align: center; border-bottom: Black 1pt solid">December 31, 2015</td>
      <td style="padding-bottom: 1pt">&nbsp;</td>
      <td colspan="7" style="text-align: center; border-bottom: Black 1pt solid">December 31, 2014</td>
     </tr>
     <tr style="vertical-align: bottom">
      <td colspan="1" style="font-style: italic; border-bottom: Black 1pt solid">(Dollars in thousands)</td>
      <td style="border-bottom: Black 1pt solid; text-align: left">&nbsp;</td>
      <td colspan="3" style="text-align: center; border-bottom: Black 1pt solid">Number<br /> of contracts</td>
      <td style="padding-bottom: 1pt">&nbsp;</td>
      <td colspan="3" style="text-align: center; border-bottom: Black 1pt solid">Recorded<br /> investment</td>
      <td style="padding-bottom: 1pt">&nbsp;</td>
      <td colspan="3" style="text-align: center; border-bottom: Black 1pt solid">Number<br /> of contracts</td>
      <td style="padding-bottom: 1pt">&nbsp;</td>
      <td colspan="3" style="text-align: center; border-bottom: Black 1pt solid">Recorded<br /> investment</td>
     </tr>
     <tr style="vertical-align: bottom">
      <td style="font-weight: bold">&nbsp;</td>
      <td style="font-weight: bold">&nbsp;</td>
      <td colspan="3" style="font-weight: bold; text-align: right">&nbsp;</td>
      <td>&nbsp;</td>
      <td colspan="3" style="text-align: center">&nbsp;</td>
      <td style="font-weight: bold">&nbsp;</td>
      <td colspan="3" style="font-weight: bold">&nbsp;</td>
      <td>&nbsp;</td>
      <td colspan="3" style="text-align: center">&nbsp;</td>
     </tr>
     <tr style="vertical-align: bottom; background-color: rgb(204,238,255)">
      <td style="width: 56%; text-align: left">Multi-family residential</td>
      <td style="width: 1%">&nbsp;</td>
      <td style="width: 1%; text-align: left">&nbsp;</td>
      <td style="width: 8%; text-align: right">1</td>
      <td style="width: 1%; text-align: left">&nbsp;</td>
      <td style="width: 1%">&nbsp;</td>
      <td style="width: 1%; text-align: left">$</td>
      <td style="width: 8%; text-align: right">391</td>
      <td style="width: 1%; text-align: left">&nbsp;</td>
      <td style="width: 1%">&nbsp;</td>
      <td style="width: 1%; text-align: left">&nbsp;</td>
      <td style="width: 8%; text-align: right">-</td>
      <td style="width: 1%; text-align: left">&nbsp;</td>
      <td style="width: 1%">&nbsp;</td>
      <td style="width: 1%; text-align: left">$</td>
      <td style="width: 8%; text-align: right">-</td>
      <td style="width: 1%; text-align: left">&nbsp;</td>
     </tr>
     <tr style="vertical-align: bottom; background-color: White">
      <td style="text-align: left">Commercial real estate</td>
      <td>&nbsp;</td>
      <td style="text-align: left">&nbsp;</td>
      <td style="text-align: right">-</td>
      <td style="text-align: left">&nbsp;</td>
      <td>&nbsp;</td>
      <td style="text-align: left">&nbsp;</td>
      <td style="text-align: right">-</td>
      <td style="text-align: left">&nbsp;</td>
      <td>&nbsp;</td>
      <td style="text-align: left">&nbsp;</td>
      <td style="text-align: right">1</td>
      <td style="text-align: left">&nbsp;</td>
      <td>&nbsp;</td>
      <td style="text-align: left">&nbsp;</td>
      <td style="text-align: right">2,252</td>
      <td style="text-align: left">&nbsp;</td>
     </tr>
     <tr style="vertical-align: bottom; background-color: rgb(204,238,255)">
      <td style="text-align: left">One-to-four family - mixed-use property</td>
      <td>&nbsp;</td>
      <td style="text-align: left">&nbsp;</td>
      <td style="text-align: right">-</td>
      <td style="text-align: left">&nbsp;</td>
      <td>&nbsp;</td>
      <td style="text-align: left">&nbsp;</td>
      <td style="text-align: right">-</td>
      <td style="text-align: left">&nbsp;</td>
      <td>&nbsp;</td>
      <td style="text-align: left">&nbsp;</td>
      <td style="text-align: right">1</td>
      <td style="text-align: left">&nbsp;</td>
      <td>&nbsp;</td>
      <td style="text-align: left">&nbsp;</td>
      <td style="text-align: right">187</td>
      <td style="text-align: left">&nbsp;</td>
     </tr>
     <tr style="vertical-align: bottom; background-color: White">
      <td style="padding-bottom: 1pt">&nbsp;</td>
      <td style="padding-bottom: 1pt">&nbsp;</td>
      <td style="text-align: left; padding-bottom: 1pt; border-bottom: Black 1pt solid">&nbsp;</td>
      <td style="text-align: right; border-bottom: Black 1pt solid">&nbsp;</td>
      <td style="text-align: left; padding-bottom: 1pt; border-bottom: Black 1pt solid">&nbsp;</td>
      <td style="padding-bottom: 1pt">&nbsp;</td>
      <td style="text-align: left; border-bottom: Black 1pt solid">&nbsp;</td>
      <td style="text-align: right; border-bottom: Black 1pt solid">&nbsp;</td>
      <td style="text-align: left; padding-bottom: 1pt; border-bottom: Black 1pt solid">&nbsp;</td>
      <td style="padding-bottom: 1pt">&nbsp;</td>
      <td style="text-align: left; padding-bottom: 1pt; border-bottom: Black 1pt solid">&nbsp;</td>
      <td style="text-align: right; border-bottom: Black 1pt solid">&nbsp;</td>
      <td style="text-align: left; padding-bottom: 1pt; border-bottom: Black 1pt solid">&nbsp;</td>
      <td style="padding-bottom: 1pt">&nbsp;</td>
      <td style="text-align: left; border-bottom: Black 1pt solid">&nbsp;</td>
      <td style="text-align: right; border-bottom: Black 1pt solid">&nbsp;</td>
      <td style="text-align: left; padding-bottom: 1pt">&nbsp;</td>
     </tr>
     <tr style="vertical-align: bottom; background-color: White">
      <td style="text-align: left; padding-bottom: 2.25pt; padding-left: 10pt">Total troubled debt restructurings that subsequently defaulted</td>
      <td style="padding-bottom: 2.25pt">&nbsp;</td>
      <td style="border-bottom: Black 2.25pt double; text-align: left">&nbsp;</td>
      <td style="border-bottom: Black 2.25pt double; text-align: right">1</td>
      <td style="border-bottom: Black 2.25pt double; text-align: left">&nbsp;</td>
      <td style="padding-bottom: 2.25pt">&nbsp;</td>
      <td style="border-bottom: Black 2.25pt double; text-align: left">$</td>
      <td style="border-bottom: Black 2.25pt double; text-align: right">391</td>
      <td style="border-bottom: Black 2.25pt double; text-align: left">&nbsp;</td>
      <td style="padding-bottom: 2.25pt">&nbsp;</td>
      <td style="border-bottom: Black 2.25pt double; text-align: left">&nbsp;</td>
      <td style="border-bottom: Black 2.25pt double; text-align: right">2</td>
      <td style="border-bottom: Black 2.25pt double; text-align: left">&nbsp;</td>
      <td style="padding-bottom: 2.25pt">&nbsp;</td>
      <td style="border-bottom: Black 2.25pt double; text-align: left">$</td>
      <td style="border-bottom: Black 2.25pt double; text-align: right">2,439</td>
      <td style="border-bottom: Black 2.25pt double; text-align: left">&nbsp;</td>
     </tr>

   </table><span></span>
</td>
</tr>
</table>
<div style="display: none;">
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<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- References</a><div><p>No definition available.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
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<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>Tabular disclosure of the interest foregone on non-accrual loans and loans classified as TDR.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>No definition available.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
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<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>Tabular disclosure of financing receivables (examples of financing receivables include loans, trade accounts receivable and notes receivable) and activity in the allowance for credit losses account.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 310<br> -SubTopic 10<br> -Section 50<br> -Paragraph 11B<br> -URI http://asc.fasb.org/extlink&amp;oid=49124121&amp;loc=SL6953423-111524<br></p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
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<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_FinancingReceivableCreditQualityIndicatorsTableTextBlock">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
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<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>Tabular disclosure of financing receivables by credit quality indicator. The credit quality indicator is a statistic about the credit quality of financing receivables. Examples include, but not limited to, consumer credit risk scores, credit-rating-agency ratings, an entity's internal credit risk grades, loan-to-value ratios, collateral, collection experience and other internal metrics.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 310<br> -SubTopic 10<br> -Section 55<br> -Paragraph 19<br> -URI http://asc.fasb.org/extlink&amp;oid=32702940&amp;loc=SL6953803-111525<br><br>Reference 2: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 310<br> -SubTopic 10<br> -Section 50<br> -Paragraph 29<br> -URI http://asc.fasb.org/extlink&amp;oid=49124121&amp;loc=SL6953659-111524<br></p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
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<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
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<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>Tabular disclosure of impaired financing receivables.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 310<br> -SubTopic 10<br> -Section 50<br> -Paragraph 15<br> -URI http://asc.fasb.org/extlink&amp;oid=49124121&amp;loc=d3e5212-111524<br></p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
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<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>Tabular disclosure of financing receivables that are past due but not impaired, financing receivables that are 90 days past due and still accruing, and financing receivables on nonaccrual status.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 310<br> -SubTopic 10<br> -Section 50<br> -Paragraph 7<br> -URI http://asc.fasb.org/extlink&amp;oid=49124121&amp;loc=d3e5111-111524<br><br>Reference 2: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 310<br> -SubTopic 10<br> -Section 50<br> -Paragraph 7A<br> -URI http://asc.fasb.org/extlink&amp;oid=49124121&amp;loc=SL6953401-111524<br></p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
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<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>Tabular disclosure of the various types of trade accounts and notes receivable and for each the gross carrying value, allowance, and net carrying value as of the balance sheet date. Presentation is categorized by current, noncurrent and unclassified receivables.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 210<br> -SubTopic 10<br> -Section S99<br> -Paragraph 1<br> -Subparagraph (SX 210.5-02.3,4)<br> -URI http://asc.fasb.org/extlink&amp;oid=6877327&amp;loc=d3e13212-122682<br></p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
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<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>Tabular disclosure of nonaccrual and past due financing receivables (such as loans and trade receivables), including: (a) the recorded investment in loans and trade receivables, if applicable, on nonaccrual status as of each balance sheet date (b) the recorded investment in loans and trade receivables, if applicable, past due 90 days or more and still accruing.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 310<br> -SubTopic 10<br> -Section 50<br> -Paragraph 7<br> -URI http://asc.fasb.org/extlink&amp;oid=49124121&amp;loc=d3e5111-111524<br></p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
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<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>Tabular disclosure of financing receivables and troubled debt restructurings.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 310<br> -SubTopic 10<br> -Section 50<br> -Paragraph 33<br> -URI http://asc.fasb.org/extlink&amp;oid=49124121&amp;loc=SL6953676-111524<br><br>Reference 2: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 310<br> -SubTopic 10<br> -Section 50<br> -Paragraph 34<br> -URI http://asc.fasb.org/extlink&amp;oid=49124121&amp;loc=SL6953682-111524<br></p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
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<span style="display: none;">v3.3.1.900</span><table class="report" border="0" cellspacing="2" id="idp6637871104">
<tr>
<th class="tl" colspan="1" rowspan="2"><div style="width: 200px;"><strong>Note 4 - Loans Held for Sale (Tables)<br></strong></div></th>
<th class="th" colspan="1">12 Months Ended</th>
</tr>
<tr><th class="th"><div>Dec. 31, 2015</div></th></tr>
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<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_ffic_LoansHeldForSaleAbstract', window );"><strong>Loans Held For Sale [Abstract]</strong></a></td>
<td class="text">&#160;<span></span>
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<tr class="ro">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_ffic_DelinquentAndNonPerformingLoansSoldDuringPeriodTableTextBlock', window );">Delinquent and Non-Performing Loans Sold During Period [Table Text Block]</a></td>
<td class="text"><table cellpadding="0" cellspacing="0" style="border-collapse: collapse; width: 100%; font: 10pt Times New Roman, Times, Serif">

      <tr style="vertical-align: bottom">
       <td>&nbsp;</td>
       <td style="padding-bottom: 1pt">&nbsp;</td>
       <td colspan="15" style="text-align: center; border-bottom: Black 1pt solid">For the year ended December 31, 2015</td>
      </tr>
      <tr style="vertical-align: bottom">
       <td>&nbsp;</td>
       <td>&nbsp;</td>
       <td colspan="3" style="text-align: center">&nbsp;</td>
       <td>&nbsp;</td>
       <td colspan="3" style="text-align: center">&nbsp;</td>
       <td>&nbsp;</td>
       <td colspan="3" style="text-align: center">&nbsp;</td>
       <td>&nbsp;</td>
       <td colspan="3" style="text-align: center">&nbsp;</td>
      </tr>
      <tr style="vertical-align: bottom">
       <td style="font-style: italic; border-bottom: Black 1pt solid">(Dollars in thousands)</td>
       <td style="padding-bottom: 1pt; border-bottom: Black 1pt solid">&nbsp;</td>
       <td colspan="3" style="text-align: center; border-bottom: Black 1pt solid">Loans sold</td>
       <td style="padding-bottom: 1pt; border-bottom: Black 1pt solid">&nbsp;</td>
       <td colspan="3" style="text-align: center; border-bottom: Black 1pt solid">Proceeds</td>
       <td style="padding-bottom: 1pt; border-bottom: Black 1pt solid">&nbsp;</td>
       <td colspan="3" style="text-align: center; border-bottom: Black 1pt solid">Net recoveries</td>
       <td style="padding-bottom: 1pt; border-bottom: Black 1pt solid">&nbsp;</td>
       <td colspan="3" style="text-align: center; border-bottom: Black 1pt solid">Net gain (loss)</td>
      </tr>
      <tr style="vertical-align: bottom; background-color: rgb(204,238,255)">
       <td style="font-weight: bold">&nbsp;</td>
       <td style="font-weight: bold">&nbsp;</td>
       <td style="font-weight: bold; text-align: left">&nbsp;</td>
       <td style="font-weight: bold; text-align: right">&nbsp;</td>
       <td style="font-weight: bold; text-align: left">&nbsp;</td>
       <td>&nbsp;</td>
       <td style="text-align: left">&nbsp;</td>
       <td style="text-align: right">&nbsp;</td>
       <td style="text-align: left">&nbsp;</td>
       <td style="font-weight: bold">&nbsp;</td>
       <td style="font-weight: bold; text-align: left">&nbsp;</td>
       <td style="font-weight: bold; text-align: right">&nbsp;</td>
       <td style="font-weight: bold; text-align: left">&nbsp;</td>
       <td>&nbsp;</td>
       <td style="text-align: left">&nbsp;</td>
       <td style="text-align: right">&nbsp;</td>
       <td style="text-align: left">&nbsp;</td>
      </tr>
      <tr style="vertical-align: bottom; background-color: White">
       <td style="width: 56%; text-align: left">Multi-family residential</td>
       <td style="width: 1%">&nbsp;</td>
       <td style="width: 1%; text-align: left">&nbsp;</td>
       <td style="width: 8%; text-align: right">9</td>
       <td style="width: 1%; text-align: left">&nbsp;</td>
       <td style="width: 1%">&nbsp;</td>
       <td style="width: 1%; text-align: left">$</td>
       <td style="width: 8%; text-align: right">3,540</td>
       <td style="width: 1%; text-align: left">&nbsp;</td>
       <td style="width: 1%">&nbsp;</td>
       <td style="width: 1%; text-align: left">$</td>
       <td style="width: 8%; text-align: right">134</td>
       <td style="width: 1%; text-align: left">&nbsp;</td>
       <td style="width: 1%">&nbsp;</td>
       <td style="width: 1%; text-align: left">$</td>
       <td style="width: 8%; text-align: right">(1</td>
       <td style="width: 1%; text-align: left">)</td>
      </tr>
      <tr style="vertical-align: bottom; background-color: rgb(204,238,255)">
       <td style="text-align: left">Commercial real estate</td>
       <td>&nbsp;</td>
       <td style="text-align: left">&nbsp;</td>
       <td style="text-align: right">4</td>
       <td style="text-align: left">&nbsp;</td>
       <td>&nbsp;</td>
       <td style="text-align: left">&nbsp;</td>
       <td style="text-align: right">2,615</td>
       <td style="text-align: left">&nbsp;</td>
       <td>&nbsp;</td>
       <td style="text-align: left">&nbsp;</td>
       <td style="text-align: right">-</td>
       <td style="text-align: left">&nbsp;</td>
       <td>&nbsp;</td>
       <td style="text-align: left">&nbsp;</td>
       <td style="text-align: right">13</td>
       <td style="text-align: left">&nbsp;</td>
      </tr>
      <tr style="vertical-align: bottom; background-color: White">
       <td style="text-align: left">One-to-four family - mixed-use property</td>
       <td>&nbsp;</td>
       <td style="text-align: left">&nbsp;</td>
       <td style="text-align: right">10</td>
       <td style="text-align: left">&nbsp;</td>
       <td>&nbsp;</td>
       <td style="text-align: left">&nbsp;</td>
       <td style="text-align: right">2,831</td>
       <td style="text-align: left">&nbsp;</td>
       <td>&nbsp;</td>
       <td style="text-align: left">&nbsp;</td>
       <td style="text-align: right">-</td>
       <td style="text-align: left">&nbsp;</td>
       <td>&nbsp;</td>
       <td style="text-align: left">&nbsp;</td>
       <td style="text-align: right">57</td>
       <td style="text-align: left">&nbsp;</td>
      </tr>
      <tr style="vertical-align: bottom; background-color: rgb(204,238,255)">
       <td style="padding-bottom: 1pt">&nbsp;</td>
       <td style="padding-bottom: 1pt">&nbsp;</td>
       <td style="border-bottom: Black 1pt solid; text-align: left">&nbsp;</td>
       <td style="border-bottom: Black 1pt solid; text-align: right">&nbsp;</td>
       <td style="border-bottom: Black 1pt solid; text-align: left">&nbsp;</td>
       <td style="padding-bottom: 1pt">&nbsp;</td>
       <td style="border-bottom: Black 1pt solid; text-align: left">&nbsp;</td>
       <td style="border-bottom: Black 1pt solid; text-align: right">&nbsp;</td>
       <td style="border-bottom: Black 1pt solid; text-align: left">&nbsp;</td>
       <td style="padding-bottom: 1pt">&nbsp;</td>
       <td style="border-bottom: Black 1pt solid; text-align: left">&nbsp;</td>
       <td style="border-bottom: Black 1pt solid; text-align: right">&nbsp;</td>
       <td style="border-bottom: Black 1pt solid; text-align: left">&nbsp;</td>
       <td style="padding-bottom: 1pt">&nbsp;</td>
       <td style="border-bottom: Black 1pt solid; text-align: left">&nbsp;</td>
       <td style="border-bottom: Black 1pt solid; text-align: right">&nbsp;</td>
       <td style="border-bottom: Black 1pt solid; text-align: left">&nbsp;</td>
      </tr>
      <tr style="vertical-align: bottom; background-color: White">
       <td style="padding-bottom: 2.25pt; padding-left: 20pt">Total</td>
       <td style="padding-bottom: 2.25pt">&nbsp;</td>
       <td style="border-bottom: Black 2.25pt double; text-align: left">&nbsp;</td>
       <td style="border-bottom: Black 2.25pt double; text-align: right">23</td>
       <td style="border-bottom: Black 2.25pt double; text-align: left">&nbsp;</td>
       <td style="padding-bottom: 2.25pt">&nbsp;</td>
       <td style="border-bottom: Black 2.25pt double; text-align: left">$</td>
       <td style="border-bottom: Black 2.25pt double; text-align: right">8,986</td>
       <td style="border-bottom: Black 2.25pt double; text-align: left">&nbsp;</td>
       <td style="padding-bottom: 2.25pt">&nbsp;</td>
       <td style="border-bottom: Black 2.25pt double; text-align: left">$</td>
       <td style="border-bottom: Black 2.25pt double; text-align: right">134</td>
       <td style="border-bottom: Black 2.25pt double; text-align: left">&nbsp;</td>
       <td style="padding-bottom: 2.25pt">&nbsp;</td>
       <td style="border-bottom: Black 2.25pt double; text-align: left">$</td>
       <td style="border-bottom: Black 2.25pt double; text-align: right">69</td>
       <td style="border-bottom: Black 2.25pt double; text-align: left">&nbsp;</td>
      </tr>

    </table><table cellpadding="0" cellspacing="0" style="border-collapse: collapse; width: 100%; font: 10pt Times New Roman, Times, Serif">

      <tr style="vertical-align: bottom">
       <td>&nbsp;</td>
       <td style="padding-bottom: 1pt">&nbsp;</td>
       <td colspan="15" style="text-align: center; border-bottom: Black 1pt solid">For the year ended December 31, 2014</td>
      </tr>
      <tr style="vertical-align: bottom">
       <td style="font-style: italic; border-bottom: Black 1pt solid">(Dollars in thousands)</td>
       <td style="padding-bottom: 1pt; border-bottom: Black 1pt solid">&nbsp;</td>
       <td colspan="3" style="text-align: center; border-bottom: Black 1pt solid">Loans sold</td>
       <td style="padding-bottom: 1pt; border-bottom: Black 1pt solid">&nbsp;</td>
       <td colspan="3" style="text-align: center; border-bottom: Black 1pt solid">Proceeds</td>
       <td style="padding-bottom: 1pt; border-bottom: Black 1pt solid">&nbsp;</td>
       <td colspan="3" style="text-align: center; border-bottom: Black 1pt solid">Net (charge-offs)<br /> recoveries</td>
       <td style="padding-bottom: 1pt; border-bottom: Black 1pt solid">&nbsp;</td>
       <td colspan="3" style="text-align: center; border-bottom: Black 1pt solid">Net gain</td>
      </tr>
      <tr style="vertical-align: bottom">
       <td style="font-weight: bold">&nbsp;</td>
       <td style="font-weight: bold">&nbsp;</td>
       <td colspan="3" style="font-weight: bold; text-align: right">&nbsp;</td>
       <td>&nbsp;</td>
       <td colspan="3" style="text-align: center">&nbsp;</td>
       <td style="font-weight: bold">&nbsp;</td>
       <td colspan="3" style="font-weight: bold">&nbsp;</td>
       <td>&nbsp;</td>
       <td colspan="3" style="text-align: center">&nbsp;</td>
      </tr>
      <tr style="vertical-align: bottom; background-color: rgb(204,238,255)">
       <td style="width: 56%; text-align: left">Multi-family residential</td>
       <td style="width: 1%">&nbsp;</td>
       <td style="width: 1%; text-align: left">&nbsp;</td>
       <td style="width: 8%; text-align: right">12</td>
       <td style="width: 1%; text-align: left">&nbsp;</td>
       <td style="width: 1%">&nbsp;</td>
       <td style="width: 1%; text-align: left">$</td>
       <td style="width: 8%; text-align: right">5,759</td>
       <td style="width: 1%; text-align: left">&nbsp;</td>
       <td style="width: 1%">&nbsp;</td>
       <td style="width: 1%; text-align: left">$</td>
       <td style="width: 8%; text-align: right">(80</td>
       <td style="width: 1%; text-align: left">)</td>
       <td style="width: 1%">&nbsp;</td>
       <td style="width: 1%; text-align: left">$</td>
       <td style="width: 8%; text-align: right">9</td>
       <td style="width: 1%; text-align: left">&nbsp;</td>
      </tr>
      <tr style="vertical-align: bottom; background-color: White">
       <td style="text-align: left">Commercial real estate</td>
       <td>&nbsp;</td>
       <td style="text-align: left">&nbsp;</td>
       <td style="text-align: right">6</td>
       <td style="text-align: left">&nbsp;</td>
       <td>&nbsp;</td>
       <td style="text-align: left">&nbsp;</td>
       <td style="text-align: right">4,635</td>
       <td style="text-align: left">&nbsp;</td>
       <td>&nbsp;</td>
       <td style="text-align: left">&nbsp;</td>
       <td style="text-align: right">295</td>
       <td style="text-align: left">&nbsp;</td>
       <td>&nbsp;</td>
       <td style="text-align: left">&nbsp;</td>
       <td style="text-align: right">8</td>
       <td style="text-align: left">&nbsp;</td>
      </tr>
      <tr style="vertical-align: bottom; background-color: rgb(204,238,255)">
       <td style="text-align: left">One-to-four family - mixed-use property</td>
       <td>&nbsp;</td>
       <td style="text-align: left">&nbsp;</td>
       <td style="text-align: right">14</td>
       <td style="text-align: left">&nbsp;</td>
       <td>&nbsp;</td>
       <td style="text-align: left">&nbsp;</td>
       <td style="text-align: right">5,399</td>
       <td style="text-align: left">&nbsp;</td>
       <td>&nbsp;</td>
       <td style="text-align: left">&nbsp;</td>
       <td style="text-align: right">122</td>
       <td style="text-align: left">&nbsp;</td>
       <td>&nbsp;</td>
       <td style="text-align: left">&nbsp;</td>
       <td style="text-align: right">50</td>
       <td style="text-align: left">&nbsp;</td>
      </tr>
      <tr style="vertical-align: bottom; background-color: White">
       <td style="text-align: left">Commercial business and other</td>
       <td>&nbsp;</td>
       <td style="text-align: left">&nbsp;</td>
       <td style="text-align: right">2</td>
       <td style="text-align: left">&nbsp;</td>
       <td>&nbsp;</td>
       <td style="text-align: left">&nbsp;</td>
       <td style="text-align: right">64</td>
       <td style="text-align: left">&nbsp;</td>
       <td>&nbsp;</td>
       <td style="text-align: left">&nbsp;</td>
       <td style="text-align: right">20</td>
       <td style="text-align: left">&nbsp;</td>
       <td>&nbsp;</td>
       <td style="text-align: left">&nbsp;</td>
       <td style="text-align: right">-</td>
       <td style="text-align: left">&nbsp;</td>
      </tr>
      <tr style="vertical-align: bottom; background-color: rgb(204,238,255)">
       <td style="padding-bottom: 1pt">&nbsp;</td>
       <td style="padding-bottom: 1pt">&nbsp;</td>
       <td style="border-bottom: Black 1pt solid; text-align: left">&nbsp;</td>
       <td style="border-bottom: Black 1pt solid; text-align: right">&nbsp;</td>
       <td style="border-bottom: Black 1pt solid; text-align: left">&nbsp;</td>
       <td style="padding-bottom: 1pt">&nbsp;</td>
       <td style="border-bottom: Black 1pt solid; text-align: left">&nbsp;</td>
       <td style="border-bottom: Black 1pt solid; text-align: right">&nbsp;</td>
       <td style="border-bottom: Black 1pt solid; text-align: left">&nbsp;</td>
       <td style="padding-bottom: 1pt">&nbsp;</td>
       <td style="border-bottom: Black 1pt solid; text-align: left">&nbsp;</td>
       <td style="border-bottom: Black 1pt solid; text-align: right">&nbsp;</td>
       <td style="border-bottom: Black 1pt solid; text-align: left">&nbsp;</td>
       <td style="padding-bottom: 1pt">&nbsp;</td>
       <td style="border-bottom: Black 1pt solid; text-align: left">&nbsp;</td>
       <td style="border-bottom: Black 1pt solid; text-align: right">&nbsp;</td>
       <td style="border-bottom: Black 1pt solid; text-align: left">&nbsp;</td>
      </tr>
      <tr style="vertical-align: bottom; background-color: White">
       <td style="padding-bottom: 2.25pt; padding-left: 20pt">Total</td>
       <td style="padding-bottom: 2.25pt">&nbsp;</td>
       <td style="border-bottom: Black 2.25pt double; text-align: left">&nbsp;</td>
       <td style="border-bottom: Black 2.25pt double; text-align: right">34</td>
       <td style="border-bottom: Black 2.25pt double; text-align: left">&nbsp;</td>
       <td style="padding-bottom: 2.25pt">&nbsp;</td>
       <td style="border-bottom: Black 2.25pt double; text-align: left">$</td>
       <td style="border-bottom: Black 2.25pt double; text-align: right">15,857</td>
       <td style="border-bottom: Black 2.25pt double; text-align: left">&nbsp;</td>
       <td style="padding-bottom: 2.25pt">&nbsp;</td>
       <td style="border-bottom: Black 2.25pt double; text-align: left">$</td>
       <td style="border-bottom: Black 2.25pt double; text-align: right">357</td>
       <td style="border-bottom: Black 2.25pt double; text-align: left">&nbsp;</td>
       <td style="padding-bottom: 2.25pt">&nbsp;</td>
       <td style="border-bottom: Black 2.25pt double; text-align: left">$</td>
       <td style="border-bottom: Black 2.25pt double; text-align: right">67</td>
       <td style="border-bottom: Black 2.25pt double; text-align: left">&nbsp;</td>
      </tr>

    </table><table cellpadding="0" cellspacing="0" style="border-collapse: collapse; width: 100%; font: 10pt Times New Roman, Times, Serif">

      <tr style="vertical-align: bottom">
       <td>&nbsp;</td>
       <td style="padding-bottom: 1pt">&nbsp;</td>
       <td colspan="15" style="text-align: center; border-bottom: Black 1pt solid">For the year ended December 31, 2013</td>
      </tr>
      <tr style="vertical-align: bottom">
       <td style="font-style: italic; border-bottom: Black 1pt solid">(Dollars in thousands)</td>
       <td style="padding-bottom: 1pt; border-bottom: Black 1pt solid">&nbsp;</td>
       <td colspan="3" style="text-align: center; border-bottom: Black 1pt solid">Loans sold</td>
       <td style="padding-bottom: 1pt; border-bottom: Black 1pt solid">&nbsp;</td>
       <td colspan="3" style="text-align: center; border-bottom: Black 1pt solid">Proceeds</td>
       <td style="padding-bottom: 1pt; border-bottom: Black 1pt solid">&nbsp;</td>
       <td colspan="3" style="text-align: center; border-bottom: Black 1pt solid">Net charge-offs</td>
       <td style="padding-bottom: 1pt; border-bottom: Black 1pt solid">&nbsp;</td>
       <td colspan="3" style="text-align: center; border-bottom: Black 1pt solid">Net gain (loss)</td>
      </tr>
      <tr style="vertical-align: bottom">
       <td style="font-weight: bold">&nbsp;</td>
       <td style="font-weight: bold">&nbsp;</td>
       <td colspan="3" style="font-weight: bold; text-align: right">&nbsp;</td>
       <td>&nbsp;</td>
       <td colspan="3" style="text-align: center">&nbsp;</td>
       <td style="font-weight: bold">&nbsp;</td>
       <td colspan="3" style="font-weight: bold">&nbsp;</td>
       <td>&nbsp;</td>
       <td colspan="3" style="text-align: center">&nbsp;</td>
      </tr>
      <tr style="vertical-align: bottom; background-color: rgb(204,238,255)">
       <td style="width: 56%; text-align: left">Multi-family residential</td>
       <td style="width: 1%">&nbsp;</td>
       <td style="width: 1%; text-align: left">&nbsp;</td>
       <td style="width: 8%; text-align: right">21</td>
       <td style="width: 1%; text-align: left">&nbsp;</td>
       <td style="width: 1%">&nbsp;</td>
       <td style="width: 1%; text-align: left">$</td>
       <td style="width: 8%; text-align: right">11,420</td>
       <td style="width: 1%; text-align: left">&nbsp;</td>
       <td style="width: 1%">&nbsp;</td>
       <td style="width: 1%; text-align: left">$</td>
       <td style="width: 8%; text-align: right">(1,024</td>
       <td style="width: 1%; text-align: left">)</td>
       <td style="width: 1%">&nbsp;</td>
       <td style="width: 1%; text-align: left">$</td>
       <td style="width: 8%; text-align: right">99</td>
       <td style="width: 1%; text-align: left">&nbsp;</td>
      </tr>
      <tr style="vertical-align: bottom; background-color: White">
       <td style="text-align: left">Commercial real estate</td>
       <td>&nbsp;</td>
       <td style="text-align: left">&nbsp;</td>
       <td style="text-align: right">9</td>
       <td style="text-align: left">&nbsp;</td>
       <td>&nbsp;</td>
       <td style="text-align: left">&nbsp;</td>
       <td style="text-align: right">5,488</td>
       <td style="text-align: left">&nbsp;</td>
       <td>&nbsp;</td>
       <td style="text-align: left">&nbsp;</td>
       <td style="text-align: right">(703</td>
       <td style="text-align: left">)</td>
       <td>&nbsp;</td>
       <td style="text-align: left">&nbsp;</td>
       <td style="text-align: right">6</td>
       <td style="text-align: left">&nbsp;</td>
      </tr>
      <tr style="vertical-align: bottom; background-color: rgb(204,238,255)">
       <td style="text-align: left">One-to-four family - mixed-use property</td>
       <td>&nbsp;</td>
       <td style="text-align: left">&nbsp;</td>
       <td style="text-align: right">39</td>
       <td style="text-align: left">&nbsp;</td>
       <td>&nbsp;</td>
       <td style="text-align: left">&nbsp;</td>
       <td style="text-align: right">11,427</td>
       <td style="text-align: left">&nbsp;</td>
       <td>&nbsp;</td>
       <td style="text-align: left">&nbsp;</td>
       <td style="text-align: right">(2,791</td>
       <td style="text-align: left">)</td>
       <td>&nbsp;</td>
       <td style="text-align: left">&nbsp;</td>
       <td style="text-align: right">(52</td>
       <td style="text-align: left">)</td>
      </tr>
      <tr style="vertical-align: bottom; background-color: White">
       <td>Construction</td>
       <td>&nbsp;</td>
       <td style="text-align: left">&nbsp;</td>
       <td style="text-align: right">2</td>
       <td style="text-align: left">&nbsp;</td>
       <td>&nbsp;</td>
       <td style="text-align: left">&nbsp;</td>
       <td style="text-align: right">5,066</td>
       <td style="text-align: left">&nbsp;</td>
       <td>&nbsp;</td>
       <td style="text-align: left">&nbsp;</td>
       <td style="text-align: right">(164</td>
       <td style="text-align: left">)</td>
       <td>&nbsp;</td>
       <td style="text-align: left">&nbsp;</td>
       <td style="text-align: right">-</td>
       <td style="text-align: left">&nbsp;</td>
      </tr>
      <tr style="vertical-align: bottom; background-color: rgb(204,238,255)">
       <td style="text-align: left">Commercial business and other</td>
       <td>&nbsp;</td>
       <td style="text-align: left">&nbsp;</td>
       <td style="text-align: right">1</td>
       <td style="text-align: left">&nbsp;</td>
       <td>&nbsp;</td>
       <td style="text-align: left">&nbsp;</td>
       <td style="text-align: right">-</td>
       <td style="text-align: left">&nbsp;</td>
       <td>&nbsp;</td>
       <td style="text-align: left">&nbsp;</td>
       <td style="text-align: right">(21</td>
       <td style="text-align: left">)</td>
       <td>&nbsp;</td>
       <td style="text-align: left">&nbsp;</td>
       <td style="text-align: right">-</td>
       <td style="text-align: left">&nbsp;</td>
      </tr>
      <tr style="vertical-align: bottom; background-color: White">
       <td style="padding-bottom: 1pt">&nbsp;</td>
       <td style="padding-bottom: 1pt">&nbsp;</td>
       <td style="border-bottom: Black 1pt solid; text-align: left">&nbsp;</td>
       <td style="border-bottom: Black 1pt solid; text-align: right">&nbsp;</td>
       <td style="border-bottom: Black 1pt solid; text-align: left">&nbsp;</td>
       <td style="padding-bottom: 1pt">&nbsp;</td>
       <td style="border-bottom: Black 1pt solid; text-align: left">&nbsp;</td>
       <td style="border-bottom: Black 1pt solid; text-align: right">&nbsp;</td>
       <td style="border-bottom: Black 1pt solid; text-align: left">&nbsp;</td>
       <td style="padding-bottom: 1pt">&nbsp;</td>
       <td style="border-bottom: Black 1pt solid; text-align: left">&nbsp;</td>
       <td style="border-bottom: Black 1pt solid; text-align: right">&nbsp;</td>
       <td style="border-bottom: Black 1pt solid; text-align: left">&nbsp;</td>
       <td style="padding-bottom: 1pt">&nbsp;</td>
       <td style="border-bottom: Black 1pt solid; text-align: left">&nbsp;</td>
       <td style="border-bottom: Black 1pt solid; text-align: right">&nbsp;</td>
       <td style="border-bottom: Black 1pt solid; text-align: left">&nbsp;</td>
      </tr>
      <tr style="vertical-align: bottom; background-color: rgb(204,238,255)">
       <td style="padding-bottom: 2.25pt; padding-left: 10pt">Total</td>
       <td style="padding-bottom: 2.25pt">&nbsp;</td>
       <td style="border-bottom: Black 2.25pt double; text-align: left">&nbsp;</td>
       <td style="border-bottom: Black 2.25pt double; text-align: right">72</td>
       <td style="border-bottom: Black 2.25pt double; text-align: left">&nbsp;</td>
       <td style="padding-bottom: 2.25pt">&nbsp;</td>
       <td style="border-bottom: Black 2.25pt double; text-align: left">$</td>
       <td style="border-bottom: Black 2.25pt double; text-align: right">33,401</td>
       <td style="border-bottom: Black 2.25pt double; text-align: left">&nbsp;</td>
       <td style="padding-bottom: 2.25pt">&nbsp;</td>
       <td style="border-bottom: Black 2.25pt double; text-align: left">$</td>
       <td style="border-bottom: Black 2.25pt double; text-align: right">(4,703</td>
       <td style="border-bottom: Black 2.25pt double; text-align: left">)</td>
       <td style="padding-bottom: 2.25pt">&nbsp;</td>
       <td style="border-bottom: Black 2.25pt double; text-align: left">$</td>
       <td style="border-bottom: Black 2.25pt double; text-align: right">53</td>
       <td style="border-bottom: Black 2.25pt double; text-align: left">&nbsp;</td>
      </tr>

    </table><span></span>
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<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>Tabular disclosure of delinquent and non-performing loans sold during the period.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>No definition available.</p></div>
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<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
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<DOCUMENT>
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<DESCRIPTION>IDEA: XBRL DOCUMENT
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<head>
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<span style="display: none;">v3.3.1.900</span><table class="report" border="0" cellspacing="2" id="idp6651106672">
<tr>
<th class="tl" colspan="1" rowspan="2"><div style="width: 200px;"><strong>Note 5 - Other Real Estate Owned (Tables)<br></strong></div></th>
<th class="th" colspan="1">12 Months Ended</th>
</tr>
<tr><th class="th"><div>Dec. 31, 2015</div></th></tr>
<tr class="re">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_DisclosureTextBlockAbstract', window );"><strong>Disclosure Text Block [Abstract]</strong></a></td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_OtherRealEstateRollForwardTableTextBlock', window );">Other Real Estate, Roll Forward [Table Text Block]</a></td>
<td class="text"><table cellpadding="0" cellspacing="0" style="border-collapse: collapse; width: 100%; font: 10pt Times New Roman, Times, Serif">

      <tr style="vertical-align: bottom">
       <td>&nbsp;</td>
       <td style="padding-bottom: 1pt">&nbsp;</td>
       <td colspan="11" style="text-align: center; border-bottom: Black 1pt solid">For the years ended December 31,</td>
      </tr>
      <tr style="vertical-align: bottom">
       <td>&nbsp;</td>
       <td style="padding-bottom: 1pt">&nbsp;</td>
       <td colspan="3" style="text-align: center; border-bottom: Black 1pt solid">2015</td>
       <td style="padding-bottom: 1pt">&nbsp;</td>
       <td colspan="3" style="text-align: center; border-bottom: Black 1pt solid">2014</td>
       <td style="padding-bottom: 1pt">&nbsp;</td>
       <td colspan="3" style="text-align: center; border-bottom: Black 1pt solid">2013</td>
      </tr>
      <tr style="vertical-align: bottom">
       <td>&nbsp;</td>
       <td style="font-style: italic">&nbsp;</td>
       <td colspan="11" style="font-style: italic; text-align: center">(In thousands)</td>
      </tr>
      <tr style="vertical-align: bottom">
       <td>&nbsp;</td>
       <td>&nbsp;</td>
       <td colspan="3">&nbsp;</td>
       <td>&nbsp;</td>
       <td colspan="3">&nbsp;</td>
       <td>&nbsp;</td>
       <td colspan="3">&nbsp;</td>
      </tr>
      <tr style="vertical-align: bottom; background-color: rgb(204,238,255)">
       <td style="width: 61%; text-align: left">Balance at beginning of year</td>
       <td style="width: 1%">&nbsp;</td>
       <td style="width: 1%; text-align: left">$</td>
       <td style="width: 10%; text-align: right">6,326</td>
       <td style="width: 1%; text-align: left">&nbsp;</td>
       <td style="width: 1%">&nbsp;</td>
       <td style="width: 1%; text-align: left">$</td>
       <td style="width: 10%; text-align: right">2,985</td>
       <td style="width: 1%; text-align: left">&nbsp;</td>
       <td style="width: 1%">&nbsp;</td>
       <td style="width: 1%; text-align: left">$</td>
       <td style="width: 10%; text-align: right">5,278</td>
       <td style="width: 1%; text-align: left">&nbsp;</td>
      </tr>
      <tr style="vertical-align: bottom; background-color: White">
       <td>Acquisitions</td>
       <td>&nbsp;</td>
       <td style="text-align: left">&nbsp;</td>
       <td style="text-align: right">1,667</td>
       <td style="text-align: left">&nbsp;</td>
       <td>&nbsp;</td>
       <td style="text-align: left">&nbsp;</td>
       <td style="text-align: right">7,112</td>
       <td style="text-align: left">&nbsp;</td>
       <td>&nbsp;</td>
       <td style="text-align: left">&nbsp;</td>
       <td style="text-align: right">5,369</td>
       <td style="text-align: left">&nbsp;</td>
      </tr>
      <tr style="vertical-align: bottom; background-color: rgb(204,238,255)">
       <td style="text-align: left">Reductions to carrying value</td>
       <td>&nbsp;</td>
       <td style="text-align: left">&nbsp;</td>
       <td style="text-align: right">(896</td>
       <td style="text-align: left">)</td>
       <td>&nbsp;</td>
       <td style="text-align: left">&nbsp;</td>
       <td style="text-align: right">(5</td>
       <td style="text-align: left">)</td>
       <td>&nbsp;</td>
       <td style="text-align: left">&nbsp;</td>
       <td style="text-align: right">(243</td>
       <td style="text-align: left">)</td>
      </tr>
      <tr style="vertical-align: bottom; background-color: White">
       <td>Sales</td>
       <td>&nbsp;</td>
       <td style="text-align: left">&nbsp;</td>
       <td style="text-align: right">(2,165</td>
       <td style="text-align: left">)</td>
       <td>&nbsp;</td>
       <td style="text-align: left">&nbsp;</td>
       <td style="text-align: right">(3,766</td>
       <td style="text-align: left">)</td>
       <td>&nbsp;</td>
       <td style="text-align: left">&nbsp;</td>
       <td style="text-align: right">(7,419</td>
       <td style="text-align: left">)</td>
      </tr>
      <tr style="vertical-align: bottom; background-color: rgb(204,238,255)">
       <td style="padding-bottom: 1pt">&nbsp;</td>
       <td style="padding-bottom: 1pt">&nbsp;</td>
       <td style="border-bottom: Black 1pt solid; text-align: left">&nbsp;</td>
       <td style="border-bottom: Black 1pt solid; text-align: right">&nbsp;</td>
       <td style="border-bottom: Black 1pt solid; text-align: left">&nbsp;</td>
       <td style="padding-bottom: 1pt">&nbsp;</td>
       <td style="border-bottom: Black 1pt solid; text-align: left">&nbsp;</td>
       <td style="border-bottom: Black 1pt solid; text-align: right">&nbsp;</td>
       <td style="border-bottom: Black 1pt solid; text-align: left">&nbsp;</td>
       <td style="padding-bottom: 1pt">&nbsp;</td>
       <td style="border-bottom: Black 1pt solid; text-align: left">&nbsp;</td>
       <td style="border-bottom: Black 1pt solid; text-align: right">&nbsp;</td>
       <td style="border-bottom: Black 1pt solid; text-align: left">&nbsp;</td>
      </tr>
      <tr style="vertical-align: bottom; background-color: White">
       <td style="text-align: left; padding-bottom: 2.25pt">Balance at end of year</td>
       <td style="padding-bottom: 2.25pt">&nbsp;</td>
       <td style="border-bottom: Black 2.25pt double; text-align: left">$</td>
       <td style="border-bottom: Black 2.25pt double; text-align: right">4,932</td>
       <td style="border-bottom: Black 2.25pt double; text-align: left">&nbsp;</td>
       <td style="padding-bottom: 2.25pt">&nbsp;</td>
       <td style="border-bottom: Black 2.25pt double; text-align: left">$</td>
       <td style="border-bottom: Black 2.25pt double; text-align: right">6,326</td>
       <td style="border-bottom: Black 2.25pt double; text-align: left">&nbsp;</td>
       <td style="padding-bottom: 2.25pt">&nbsp;</td>
       <td style="border-bottom: Black 2.25pt double; text-align: left">$</td>
       <td style="border-bottom: Black 2.25pt double; text-align: right">2,985</td>
       <td style="border-bottom: Black 2.25pt double; text-align: left">&nbsp;</td>
      </tr>

    </table><span></span>
</td>
</tr>
<tr class="re">
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<td class="text"><table cellpadding="0" cellspacing="0" style="border-collapse: collapse; width: 100%; font: 10pt Times New Roman, Times, Serif">

      <tr style="vertical-align: bottom">
       <td>&nbsp;</td>
       <td style="padding-bottom: 1pt">&nbsp;</td>
       <td colspan="11" style="text-align: center; border-bottom: Black 1pt solid">For the years ended December 31,</td>
      </tr>
      <tr style="vertical-align: bottom">
       <td>&nbsp;</td>
       <td style="padding-bottom: 1pt">&nbsp;</td>
       <td colspan="3" style="text-align: center; border-bottom: Black 1pt solid">2015</td>
       <td style="padding-bottom: 1pt">&nbsp;</td>
       <td colspan="3" style="text-align: center; border-bottom: Black 1pt solid">2014</td>
       <td style="padding-bottom: 1pt">&nbsp;</td>
       <td colspan="3" style="text-align: center; border-bottom: Black 1pt solid">2013</td>
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      <tr style="vertical-align: bottom">
       <td>&nbsp;</td>
       <td style="font-style: italic">&nbsp;</td>
       <td colspan="11" style="font-style: italic; text-align: center">(In thousands)</td>
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      <tr style="vertical-align: bottom">
       <td>&nbsp;</td>
       <td>&nbsp;</td>
       <td colspan="3">&nbsp;</td>
       <td>&nbsp;</td>
       <td colspan="3">&nbsp;</td>
       <td>&nbsp;</td>
       <td colspan="3">&nbsp;</td>
      </tr>
      <tr style="vertical-align: bottom; background-color: rgb(204,238,255)">
       <td style="width: 61%; text-align: left">Gross gains</td>
       <td style="width: 1%">&nbsp;</td>
       <td style="width: 1%; text-align: left">$</td>
       <td style="width: 10%; text-align: right">306</td>
       <td style="width: 1%; text-align: left">&nbsp;</td>
       <td style="width: 1%">&nbsp;</td>
       <td style="width: 1%; text-align: left">$</td>
       <td style="width: 10%; text-align: right">178</td>
       <td style="width: 1%; text-align: left">&nbsp;</td>
       <td style="width: 1%">&nbsp;</td>
       <td style="width: 1%; text-align: left">$</td>
       <td style="width: 10%; text-align: right">443</td>
       <td style="width: 1%; text-align: left">&nbsp;</td>
      </tr>
      <tr style="vertical-align: bottom; background-color: White">
       <td style="text-align: left">Gross losses</td>
       <td>&nbsp;</td>
       <td style="text-align: left">&nbsp;</td>
       <td style="text-align: right">(6</td>
       <td style="text-align: left">)</td>
       <td>&nbsp;</td>
       <td style="text-align: left">&nbsp;</td>
       <td style="text-align: right">(109</td>
       <td style="text-align: left">)</td>
       <td>&nbsp;</td>
       <td style="text-align: left">&nbsp;</td>
       <td style="text-align: right">(89</td>
       <td style="text-align: left">)</td>
      </tr>
      <tr style="vertical-align: bottom; background-color: rgb(204,238,255)">
       <td>Write-down of carrying value</td>
       <td>&nbsp;</td>
       <td style="text-align: left">&nbsp;</td>
       <td style="text-align: right">(896</td>
       <td style="text-align: left">)</td>
       <td>&nbsp;</td>
       <td style="text-align: left">&nbsp;</td>
       <td style="text-align: right">(5</td>
       <td style="text-align: left">)</td>
       <td>&nbsp;</td>
       <td style="text-align: left">&nbsp;</td>
       <td style="text-align: right">(243</td>
       <td style="text-align: left">)</td>
      </tr>
      <tr style="vertical-align: bottom; background-color: White">
       <td style="padding-bottom: 1pt">&nbsp;</td>
       <td style="padding-bottom: 1pt">&nbsp;</td>
       <td style="border-bottom: Black 1pt solid; text-align: left">&nbsp;</td>
       <td style="border-bottom: Black 1pt solid; text-align: right">&nbsp;</td>
       <td style="border-bottom: Black 1pt solid; text-align: left">&nbsp;</td>
       <td style="padding-bottom: 1pt">&nbsp;</td>
       <td style="border-bottom: Black 1pt solid; text-align: left">&nbsp;</td>
       <td style="border-bottom: Black 1pt solid; text-align: right">&nbsp;</td>
       <td style="border-bottom: Black 1pt solid; text-align: left">&nbsp;</td>
       <td style="padding-bottom: 1pt">&nbsp;</td>
       <td style="border-bottom: Black 1pt solid; text-align: left">&nbsp;</td>
       <td style="border-bottom: Black 1pt solid; text-align: right">&nbsp;</td>
       <td style="border-bottom: Black 1pt solid; text-align: left">&nbsp;</td>
      </tr>
      <tr style="vertical-align: bottom; background-color: rgb(204,238,255)">
       <td style="padding-bottom: 2.25pt; padding-left: 20pt">Total</td>
       <td style="padding-bottom: 2.25pt">&nbsp;</td>
       <td style="border-bottom: Black 2.25pt double; text-align: left">$</td>
       <td style="border-bottom: Black 2.25pt double; text-align: right">(596</td>
       <td style="border-bottom: Black 2.25pt double; text-align: left">)</td>
       <td style="padding-bottom: 2.25pt">&nbsp;</td>
       <td style="border-bottom: Black 2.25pt double; text-align: left">$</td>
       <td style="border-bottom: Black 2.25pt double; text-align: right">64</td>
       <td style="border-bottom: Black 2.25pt double; text-align: left">&nbsp;</td>
       <td style="padding-bottom: 2.25pt">&nbsp;</td>
       <td style="border-bottom: Black 2.25pt double; text-align: left">$</td>
       <td style="border-bottom: Black 2.25pt double; text-align: right">111</td>
       <td style="border-bottom: Black 2.25pt double; text-align: left">&nbsp;</td>
      </tr>

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<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>Represents gross gain, gross losses and write downs of OREO.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>No definition available.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
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<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- References</a><div><p>No definition available.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
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<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>Tabular disclosure of the change in other real estate on properties owned. Excludes real estate assets taken in settlement of troubled loans through surrender or foreclosure by banks.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>No definition available.</p></div>
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<span style="display: none;">v3.3.1.900</span><table class="report" border="0" cellspacing="2" id="idp6839002480">
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<th class="tl" colspan="1" rowspan="2"><div style="width: 200px;"><strong>Note 6 - Debt and Equity Securities (Tables)<br></strong></div></th>
<th class="th" colspan="1">12 Months Ended</th>
</tr>
<tr><th class="th"><div>Dec. 31, 2015</div></th></tr>
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<td class="text">&#160;<span></span>
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<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_TradingSecuritiesAndCertainTradingAssetsTextBlock', window );">Trading Securities [Table Text Block]</a></td>
<td class="text"><table cellpadding="0" cellspacing="0" style="border-collapse: collapse; width: 100%; font: 10pt Times New Roman, Times, Serif">

      <tr style="vertical-align: bottom">
       <td style="text-align: left">&nbsp;</td>
       <td style="padding-bottom: 1pt">&nbsp;</td>
       <td colspan="3" style="text-align: center; border-bottom: Black 1pt solid">Amortized<br /> Cost</td>
       <td style="padding-bottom: 1pt">&nbsp;</td>
       <td colspan="3" style="text-align: center; border-bottom: Black 1pt solid">Fair Value</td>
       <td style="padding-bottom: 1pt">&nbsp;</td>
       <td colspan="3" style="text-align: center; border-bottom: Black 1pt solid">Gross <br /> Unrealized<br /> Gains</td>
       <td style="padding-bottom: 1pt">&nbsp;</td>
       <td colspan="3" style="text-align: center; border-bottom: Black 1pt solid">Gross<br /> Unrealized<br /> Losses</td>
      </tr>
      <tr style="vertical-align: bottom">
       <td style="text-align: left">&nbsp;</td>
       <td style="font-style: italic">&nbsp;</td>
       <td colspan="15" style="font-style: italic; text-align: center">(In thousands)</td>
      </tr>
      <tr style="vertical-align: bottom; background-color: rgb(204,238,255)">
       <td style="font-weight: bold; text-align: left">Securites held-to-maturity:</td>
       <td style="font-style: italic">&nbsp;</td>
       <td style="font-style: italic; text-align: left">&nbsp;</td>
       <td style="font-style: italic; text-align: right">&nbsp;</td>
       <td style="font-style: italic; text-align: left">&nbsp;</td>
       <td style="font-style: italic">&nbsp;</td>
       <td style="font-style: italic; text-align: left">&nbsp;</td>
       <td style="font-style: italic; text-align: right">&nbsp;</td>
       <td style="font-style: italic; text-align: left">&nbsp;</td>
       <td style="font-style: italic">&nbsp;</td>
       <td style="font-style: italic; text-align: left">&nbsp;</td>
       <td style="font-style: italic; text-align: right">&nbsp;</td>
       <td style="font-style: italic; text-align: left">&nbsp;</td>
       <td style="font-style: italic">&nbsp;</td>
       <td style="font-style: italic; text-align: left">&nbsp;</td>
       <td style="font-style: italic; text-align: right">&nbsp;</td>
       <td style="font-style: italic; text-align: left">&nbsp;</td>
      </tr>
      <tr style="vertical-align: bottom; background-color: White">
       <td style="width: 48%; text-align: left">Municipals</td>
       <td style="width: 1%">&nbsp;</td>
       <td style="width: 1%; text-align: left">$</td>
       <td style="width: 10%; text-align: right">6,180</td>
       <td style="width: 1%; text-align: left">&nbsp;</td>
       <td style="width: 1%">&nbsp;</td>
       <td style="width: 1%; text-align: left">$</td>
       <td style="width: 10%; text-align: right">6,180</td>
       <td style="width: 1%; text-align: left">&nbsp;</td>
       <td style="width: 1%">&nbsp;</td>
       <td style="width: 1%; text-align: left">$</td>
       <td style="width: 10%; text-align: right">-</td>
       <td style="width: 1%; text-align: left">&nbsp;</td>
       <td style="width: 1%">&nbsp;</td>
       <td style="width: 1%; text-align: left">$</td>
       <td style="width: 10%; text-align: right">-</td>
       <td style="width: 1%; text-align: left">&nbsp;</td>
      </tr>
      <tr style="vertical-align: bottom; background-color: rgb(204,238,255)">
       <td style="text-align: left; padding-bottom: 1pt">&nbsp;</td>
       <td style="padding-bottom: 1pt">&nbsp;</td>
       <td style="border-bottom: Black 1pt solid; text-align: left">&nbsp;</td>
       <td style="border-bottom: Black 1pt solid; text-align: right">&nbsp;</td>
       <td style="border-bottom: Black 1pt solid; text-align: left">&nbsp;</td>
       <td style="padding-bottom: 1pt">&nbsp;</td>
       <td style="border-bottom: Black 1pt solid; text-align: left">&nbsp;</td>
       <td style="border-bottom: Black 1pt solid; text-align: right">&nbsp;</td>
       <td style="border-bottom: Black 1pt solid; text-align: left">&nbsp;</td>
       <td style="padding-bottom: 1pt">&nbsp;</td>
       <td style="border-bottom: Black 1pt solid; text-align: left">&nbsp;</td>
       <td style="border-bottom: Black 1pt solid; text-align: right">&nbsp;</td>
       <td style="border-bottom: Black 1pt solid; text-align: left">&nbsp;</td>
       <td style="padding-bottom: 1pt">&nbsp;</td>
       <td style="border-bottom: Black 1pt solid; text-align: left">&nbsp;</td>
       <td style="border-bottom: Black 1pt solid; text-align: right">&nbsp;</td>
       <td style="border-bottom: Black 1pt solid; text-align: left">&nbsp;</td>
      </tr>
      <tr style="vertical-align: bottom; background-color: White">
       <td style="text-align: left; padding-bottom: 2.25pt; padding-left: 20pt">Total</td>
       <td style="padding-bottom: 2.25pt">&nbsp;</td>
       <td style="border-bottom: Black 2.25pt double; text-align: left">$</td>
       <td style="border-bottom: Black 2.25pt double; text-align: right">6,180</td>
       <td style="border-bottom: Black 2.25pt double; text-align: left">&nbsp;</td>
       <td style="padding-bottom: 2.25pt">&nbsp;</td>
       <td style="border-bottom: Black 2.25pt double; text-align: left">$</td>
       <td style="border-bottom: Black 2.25pt double; text-align: right">6,180</td>
       <td style="border-bottom: Black 2.25pt double; text-align: left">&nbsp;</td>
       <td style="padding-bottom: 2.25pt">&nbsp;</td>
       <td style="border-bottom: Black 2.25pt double; text-align: left">$</td>
       <td style="border-bottom: Black 2.25pt double; text-align: right">-</td>
       <td style="border-bottom: Black 2.25pt double; text-align: left">&nbsp;</td>
       <td style="padding-bottom: 2.25pt">&nbsp;</td>
       <td style="border-bottom: Black 2.25pt double; text-align: left">$</td>
       <td style="border-bottom: Black 2.25pt double; text-align: right">-</td>
       <td style="border-bottom: Black 2.25pt double; text-align: left">&nbsp;</td>
      </tr>

    </table><table cellpadding="0" cellspacing="0" style="border-collapse: collapse; width: 100%; font: 10pt Times New Roman, Times, Serif">

      <tr style="vertical-align: bottom">
       <td style="text-align: left">&nbsp;</td>
       <td style="padding-bottom: 1pt">&nbsp;</td>
       <td colspan="3" style="text-align: center; border-bottom: Black 1pt solid">Amortized<br /> Cost</td>
       <td style="padding-bottom: 1pt">&nbsp;</td>
       <td colspan="3" style="text-align: center; border-bottom: Black 1pt solid">Fair Value</td>
       <td style="padding-bottom: 1pt">&nbsp;</td>
       <td colspan="3" style="text-align: center; border-bottom: Black 1pt solid">Gross <br /> Unrealized<br /> Gains</td>
       <td style="padding-bottom: 1pt">&nbsp;</td>
       <td colspan="3" style="text-align: center; border-bottom: Black 1pt solid">Gross <br /> Unrealized<br /> Losses</td>
      </tr>
      <tr style="vertical-align: bottom">
       <td style="text-align: left">&nbsp;</td>
       <td style="font-style: italic">&nbsp;</td>
       <td colspan="15" style="font-style: italic; text-align: center">(In thousands)</td>
      </tr>
      <tr style="vertical-align: bottom; background-color: rgb(204,238,255)">
       <td style="width: 48%; text-align: left">Corporate</td>
       <td style="width: 1%">&nbsp;</td>
       <td style="width: 1%; text-align: left">$</td>
       <td style="width: 10%; text-align: right">115,976</td>
       <td style="width: 1%; text-align: left">&nbsp;</td>
       <td style="width: 1%">&nbsp;</td>
       <td style="width: 1%; text-align: left">$</td>
       <td style="width: 10%; text-align: right">111,674</td>
       <td style="width: 1%; text-align: left">&nbsp;</td>
       <td style="width: 1%">&nbsp;</td>
       <td style="width: 1%; text-align: left">$</td>
       <td style="width: 10%; text-align: right">134</td>
       <td style="width: 1%; text-align: left">&nbsp;</td>
       <td style="width: 1%">&nbsp;</td>
       <td style="width: 1%; text-align: left">$</td>
       <td style="width: 10%; text-align: right">4,436</td>
       <td style="width: 1%; text-align: left">&nbsp;</td>
      </tr>
      <tr style="vertical-align: bottom; background-color: White">
       <td style="text-align: left">Municipals</td>
       <td>&nbsp;</td>
       <td style="text-align: left">&nbsp;</td>
       <td style="text-align: right">127,696</td>
       <td style="text-align: left">&nbsp;</td>
       <td>&nbsp;</td>
       <td style="text-align: left">&nbsp;</td>
       <td style="text-align: right">131,583</td>
       <td style="text-align: left">&nbsp;</td>
       <td>&nbsp;</td>
       <td style="text-align: left">&nbsp;</td>
       <td style="text-align: right">3,887</td>
       <td style="text-align: left">&nbsp;</td>
       <td>&nbsp;</td>
       <td style="text-align: left">&nbsp;</td>
       <td style="text-align: right">-</td>
       <td style="text-align: left">&nbsp;</td>
      </tr>
      <tr style="vertical-align: bottom; background-color: rgb(204,238,255)">
       <td style="text-align: left">Mutual funds</td>
       <td>&nbsp;</td>
       <td style="text-align: left">&nbsp;</td>
       <td style="text-align: right">21,290</td>
       <td style="text-align: left">&nbsp;</td>
       <td>&nbsp;</td>
       <td style="text-align: left">&nbsp;</td>
       <td style="text-align: right">21,290</td>
       <td style="text-align: left">&nbsp;</td>
       <td>&nbsp;</td>
       <td style="text-align: left">&nbsp;</td>
       <td style="text-align: right">-</td>
       <td style="text-align: left">&nbsp;</td>
       <td>&nbsp;</td>
       <td style="text-align: left">&nbsp;</td>
       <td style="text-align: right">-</td>
       <td style="text-align: left">&nbsp;</td>
      </tr>
      <tr style="vertical-align: bottom; background-color: White">
       <td style="text-align: left">Collateralized loan obligations</td>
       <td>&nbsp;</td>
       <td style="text-align: left">&nbsp;</td>
       <td style="text-align: right">53,225</td>
       <td style="text-align: left">&nbsp;</td>
       <td>&nbsp;</td>
       <td style="text-align: left">&nbsp;</td>
       <td style="text-align: right">52,898</td>
       <td style="text-align: left">&nbsp;</td>
       <td>&nbsp;</td>
       <td style="text-align: left">&nbsp;</td>
       <td style="text-align: right">-</td>
       <td style="text-align: left">&nbsp;</td>
       <td>&nbsp;</td>
       <td style="text-align: left">&nbsp;</td>
       <td style="text-align: right">327</td>
       <td style="text-align: left">&nbsp;</td>
      </tr>
      <tr style="vertical-align: bottom; background-color: rgb(204,238,255)">
       <td style="text-align: left; padding-bottom: 1pt">Other</td>
       <td style="padding-bottom: 1pt">&nbsp;</td>
       <td style="border-bottom: Black 1pt solid; text-align: left">&nbsp;</td>
       <td style="border-bottom: Black 1pt solid; text-align: right">7,214</td>
       <td style="border-bottom: Black 1pt solid; text-align: left">&nbsp;</td>
       <td style="padding-bottom: 1pt">&nbsp;</td>
       <td style="border-bottom: Black 1pt solid; text-align: left">&nbsp;</td>
       <td style="border-bottom: Black 1pt solid; text-align: right">7,212</td>
       <td style="border-bottom: Black 1pt solid; text-align: left">&nbsp;</td>
       <td style="padding-bottom: 1pt">&nbsp;</td>
       <td style="border-bottom: Black 1pt solid; text-align: left">&nbsp;</td>
       <td style="border-bottom: Black 1pt solid; text-align: right">-</td>
       <td style="border-bottom: Black 1pt solid; text-align: left">&nbsp;</td>
       <td style="padding-bottom: 1pt">&nbsp;</td>
       <td style="border-bottom: Black 1pt solid; text-align: left">&nbsp;</td>
       <td style="border-bottom: Black 1pt solid; text-align: right">2</td>
       <td style="border-bottom: Black 1pt solid; text-align: left">&nbsp;</td>
      </tr>
      <tr style="vertical-align: bottom; background-color: White">
       <td style="text-align: left; padding-bottom: 1pt; padding-left: 10pt">Total other securities</td>
       <td style="padding-bottom: 1pt">&nbsp;</td>
       <td style="border-bottom: Black 1pt solid; text-align: left">&nbsp;</td>
       <td style="border-bottom: Black 1pt solid; text-align: right">325,401</td>
       <td style="border-bottom: Black 1pt solid; text-align: left">&nbsp;</td>
       <td style="padding-bottom: 1pt">&nbsp;</td>
       <td style="border-bottom: Black 1pt solid; text-align: left">&nbsp;</td>
       <td style="border-bottom: Black 1pt solid; text-align: right">324,657</td>
       <td style="border-bottom: Black 1pt solid; text-align: left">&nbsp;</td>
       <td style="padding-bottom: 1pt">&nbsp;</td>
       <td style="border-bottom: Black 1pt solid; text-align: left">&nbsp;</td>
       <td style="border-bottom: Black 1pt solid; text-align: right">4,021</td>
       <td style="border-bottom: Black 1pt solid; text-align: left">&nbsp;</td>
       <td style="padding-bottom: 1pt">&nbsp;</td>
       <td style="border-bottom: Black 1pt solid; text-align: left">&nbsp;</td>
       <td style="border-bottom: Black 1pt solid; text-align: right">4,765</td>
       <td style="border-bottom: Black 1pt solid; text-align: left">&nbsp;</td>
      </tr>
      <tr style="vertical-align: bottom; background-color: rgb(204,238,255)">
       <td style="text-align: left">REMIC and CMO</td>
       <td>&nbsp;</td>
       <td style="text-align: left">&nbsp;</td>
       <td style="text-align: right">469,987</td>
       <td style="text-align: left">&nbsp;</td>
       <td>&nbsp;</td>
       <td style="text-align: left">&nbsp;</td>
       <td style="text-align: right">469,936</td>
       <td style="text-align: left">&nbsp;</td>
       <td>&nbsp;</td>
       <td style="text-align: left">&nbsp;</td>
       <td style="text-align: right">3,096</td>
       <td style="text-align: left">&nbsp;</td>
       <td>&nbsp;</td>
       <td style="text-align: left">&nbsp;</td>
       <td style="text-align: right">3,147</td>
       <td style="text-align: left">&nbsp;</td>
      </tr>
      <tr style="vertical-align: bottom; background-color: White">
       <td style="text-align: left">GNMA</td>
       <td>&nbsp;</td>
       <td style="text-align: left">&nbsp;</td>
       <td style="text-align: right">11,635</td>
       <td style="text-align: left">&nbsp;</td>
       <td>&nbsp;</td>
       <td style="text-align: left">&nbsp;</td>
       <td style="text-align: right">11,798</td>
       <td style="text-align: left">&nbsp;</td>
       <td>&nbsp;</td>
       <td style="text-align: left">&nbsp;</td>
       <td style="text-align: right">302</td>
       <td style="text-align: left">&nbsp;</td>
       <td>&nbsp;</td>
       <td style="text-align: left">&nbsp;</td>
       <td style="text-align: right">139</td>
       <td style="text-align: left">&nbsp;</td>
      </tr>
      <tr style="vertical-align: bottom; background-color: rgb(204,238,255)">
       <td style="text-align: left">FNMA</td>
       <td>&nbsp;</td>
       <td style="text-align: left">&nbsp;</td>
       <td style="text-align: right">170,327</td>
       <td style="text-align: left">&nbsp;</td>
       <td>&nbsp;</td>
       <td style="text-align: left">&nbsp;</td>
       <td style="text-align: right">170,057</td>
       <td style="text-align: left">&nbsp;</td>
       <td>&nbsp;</td>
       <td style="text-align: left">&nbsp;</td>
       <td style="text-align: right">1,492</td>
       <td style="text-align: left">&nbsp;</td>
       <td>&nbsp;</td>
       <td style="text-align: left">&nbsp;</td>
       <td style="text-align: right">1,762</td>
       <td style="text-align: left">&nbsp;</td>
      </tr>
      <tr style="vertical-align: bottom; background-color: White">
       <td style="text-align: left; padding-bottom: 1pt">FHLMC</td>
       <td style="padding-bottom: 1pt">&nbsp;</td>
       <td style="border-bottom: Black 1pt solid; text-align: left">&nbsp;</td>
       <td style="border-bottom: Black 1pt solid; text-align: right">16,961</td>
       <td style="border-bottom: Black 1pt solid; text-align: left">&nbsp;</td>
       <td style="padding-bottom: 1pt">&nbsp;</td>
       <td style="border-bottom: Black 1pt solid; text-align: left">&nbsp;</td>
       <td style="border-bottom: Black 1pt solid; text-align: right">16,949</td>
       <td style="border-bottom: Black 1pt solid; text-align: left">&nbsp;</td>
       <td style="padding-bottom: 1pt">&nbsp;</td>
       <td style="border-bottom: Black 1pt solid; text-align: left">&nbsp;</td>
       <td style="border-bottom: Black 1pt solid; text-align: right">87</td>
       <td style="border-bottom: Black 1pt solid; text-align: left">&nbsp;</td>
       <td style="padding-bottom: 1pt">&nbsp;</td>
       <td style="border-bottom: Black 1pt solid; text-align: left">&nbsp;</td>
       <td style="border-bottom: Black 1pt solid; text-align: right">99</td>
       <td style="border-bottom: Black 1pt solid; text-align: left">&nbsp;</td>
      </tr>
      <tr style="vertical-align: bottom; background-color: rgb(204,238,255)">
       <td style="text-align: left; padding-bottom: 1pt; padding-left: 10pt">Total mortgage-backed securities</td>
       <td style="padding-bottom: 1pt">&nbsp;</td>
       <td style="border-bottom: Black 1pt solid; text-align: left">&nbsp;</td>
       <td style="border-bottom: Black 1pt solid; text-align: right">668,910</td>
       <td style="border-bottom: Black 1pt solid; text-align: left">&nbsp;</td>
       <td style="padding-bottom: 1pt">&nbsp;</td>
       <td style="border-bottom: Black 1pt solid; text-align: left">&nbsp;</td>
       <td style="border-bottom: Black 1pt solid; text-align: right">668,740</td>
       <td style="border-bottom: Black 1pt solid; text-align: left">&nbsp;</td>
       <td style="padding-bottom: 1pt">&nbsp;</td>
       <td style="border-bottom: Black 1pt solid; text-align: left">&nbsp;</td>
       <td style="border-bottom: Black 1pt solid; text-align: right">4,977</td>
       <td style="border-bottom: Black 1pt solid; text-align: left">&nbsp;</td>
       <td style="padding-bottom: 1pt">&nbsp;</td>
       <td style="border-bottom: Black 1pt solid; text-align: left">&nbsp;</td>
       <td style="border-bottom: Black 1pt solid; text-align: right">5,147</td>
       <td style="border-bottom: Black 1pt solid; text-align: left">&nbsp;</td>
      </tr>
      <tr style="vertical-align: bottom; background-color: White">
       <td style="text-align: left; padding-bottom: 2.25pt; padding-left: 10pt">Total securities available for sale</td>
       <td style="padding-bottom: 2.25pt">&nbsp;</td>
       <td style="border-bottom: Black 2.25pt double; text-align: left">$</td>
       <td style="border-bottom: Black 2.25pt double; text-align: right">994,311</td>
       <td style="border-bottom: Black 2.25pt double; text-align: left">&nbsp;</td>
       <td style="padding-bottom: 2.25pt">&nbsp;</td>
       <td style="border-bottom: Black 2.25pt double; text-align: left">$</td>
       <td style="border-bottom: Black 2.25pt double; text-align: right">993,397</td>
       <td style="border-bottom: Black 2.25pt double; text-align: left">&nbsp;</td>
       <td style="padding-bottom: 2.25pt">&nbsp;</td>
       <td style="border-bottom: Black 2.25pt double; text-align: left">$</td>
       <td style="border-bottom: Black 2.25pt double; text-align: right">8,998</td>
       <td style="border-bottom: Black 2.25pt double; text-align: left">&nbsp;</td>
       <td style="padding-bottom: 2.25pt">&nbsp;</td>
       <td style="border-bottom: Black 2.25pt double; text-align: left">$</td>
       <td style="border-bottom: Black 2.25pt double; text-align: right">9,912</td>
       <td style="border-bottom: Black 2.25pt double; text-align: left">&nbsp;</td>
      </tr>

    </table><table cellpadding="0" cellspacing="0" style="border-collapse: collapse; width: 100%; font: 10pt Times New Roman, Times, Serif">

      <tr style="vertical-align: bottom">
       <td style="text-align: left">&nbsp;</td>
       <td style="padding-bottom: 1pt">&nbsp;</td>
       <td colspan="3" style="text-align: center; border-bottom: Black 1pt solid">Amortized<br /> Cost</td>
       <td style="padding-bottom: 1pt">&nbsp;</td>
       <td colspan="3" style="text-align: center; border-bottom: Black 1pt solid">Fair Value</td>
       <td style="padding-bottom: 1pt">&nbsp;</td>
       <td colspan="3" style="text-align: center; border-bottom: Black 1pt solid">Gross <br /> Unrealized<br /> Gains</td>
       <td style="padding-bottom: 1pt">&nbsp;</td>
       <td colspan="3" style="text-align: center; border-bottom: Black 1pt solid">Gross <br /> Unrealized<br /> Losses</td>
      </tr>
      <tr style="vertical-align: bottom">
       <td style="text-align: left">&nbsp;</td>
       <td style="font-style: italic">&nbsp;</td>
       <td colspan="11" style="font-style: italic; text-align: center">(In thousands)</td>
      </tr>
      <tr style="vertical-align: bottom; background-color: rgb(204,238,255)">
       <td style="width: 48%; text-align: left">Corporate</td>
       <td style="width: 1%">&nbsp;</td>
       <td style="width: 1%; text-align: left">$</td>
       <td style="width: 10%; text-align: right">90,719</td>
       <td style="width: 1%; text-align: left">&nbsp;</td>
       <td style="width: 1%">&nbsp;</td>
       <td style="width: 1%; text-align: left">$</td>
       <td style="width: 10%; text-align: right">91,273</td>
       <td style="width: 1%; text-align: left">&nbsp;</td>
       <td style="width: 1%">&nbsp;</td>
       <td style="width: 1%; text-align: left">$</td>
       <td style="width: 10%; text-align: right">1,268</td>
       <td style="width: 1%; text-align: left">&nbsp;</td>
       <td style="width: 1%">&nbsp;</td>
       <td style="width: 1%; text-align: left">$</td>
       <td style="width: 10%; text-align: right">714</td>
       <td style="width: 1%; text-align: left">&nbsp;</td>
      </tr>
      <tr style="vertical-align: bottom; background-color: White">
       <td style="text-align: left">Municipals</td>
       <td>&nbsp;</td>
       <td style="text-align: left">&nbsp;</td>
       <td style="text-align: right">145,864</td>
       <td style="text-align: left">&nbsp;</td>
       <td>&nbsp;</td>
       <td style="text-align: left">&nbsp;</td>
       <td style="text-align: right">148,896</td>
       <td style="text-align: left">&nbsp;</td>
       <td>&nbsp;</td>
       <td style="text-align: left">&nbsp;</td>
       <td style="text-align: right">3,093</td>
       <td style="text-align: left">&nbsp;</td>
       <td>&nbsp;</td>
       <td style="text-align: left">&nbsp;</td>
       <td style="text-align: right">61</td>
       <td style="text-align: left">&nbsp;</td>
      </tr>
      <tr style="vertical-align: bottom; background-color: rgb(204,238,255)">
       <td style="text-align: left">Mutual funds</td>
       <td>&nbsp;</td>
       <td style="text-align: left">&nbsp;</td>
       <td style="text-align: right">21,118</td>
       <td style="text-align: left">&nbsp;</td>
       <td>&nbsp;</td>
       <td style="text-align: left">&nbsp;</td>
       <td style="text-align: right">21,118</td>
       <td style="text-align: left">&nbsp;</td>
       <td>&nbsp;</td>
       <td style="text-align: left">&nbsp;</td>
       <td style="text-align: right">-</td>
       <td style="text-align: left">&nbsp;</td>
       <td>&nbsp;</td>
       <td style="text-align: left">&nbsp;</td>
       <td style="text-align: right">-</td>
       <td style="text-align: left">&nbsp;</td>
      </tr>
      <tr style="vertical-align: bottom; background-color: White">
       <td style="text-align: left; padding-bottom: 1pt">Other</td>
       <td style="padding-bottom: 1pt">&nbsp;</td>
       <td style="border-bottom: Black 1pt solid; text-align: left">&nbsp;</td>
       <td style="border-bottom: Black 1pt solid; text-align: right">7,098</td>
       <td style="border-bottom: Black 1pt solid; text-align: left">&nbsp;</td>
       <td style="padding-bottom: 1pt">&nbsp;</td>
       <td style="border-bottom: Black 1pt solid; text-align: left">&nbsp;</td>
       <td style="border-bottom: Black 1pt solid; text-align: right">7,090</td>
       <td style="border-bottom: Black 1pt solid; text-align: left">&nbsp;</td>
       <td style="padding-bottom: 1pt">&nbsp;</td>
       <td style="border-bottom: Black 1pt solid; text-align: left">&nbsp;</td>
       <td style="border-bottom: Black 1pt solid; text-align: right">-</td>
       <td style="border-bottom: Black 1pt solid; text-align: left">&nbsp;</td>
       <td style="padding-bottom: 1pt">&nbsp;</td>
       <td style="border-bottom: Black 1pt solid; text-align: left">&nbsp;</td>
       <td style="border-bottom: Black 1pt solid; text-align: right">8</td>
       <td style="border-bottom: Black 1pt solid; text-align: left">&nbsp;</td>
      </tr>
      <tr style="vertical-align: bottom; background-color: rgb(204,238,255)">
       <td style="text-align: left; padding-bottom: 1pt; padding-left: 10pt">Total other securities</td>
       <td style="padding-bottom: 1pt">&nbsp;</td>
       <td style="border-bottom: Black 1pt solid; text-align: left">&nbsp;</td>
       <td style="border-bottom: Black 1pt solid; text-align: right">264,799</td>
       <td style="border-bottom: Black 1pt solid; text-align: left">&nbsp;</td>
       <td style="padding-bottom: 1pt">&nbsp;</td>
       <td style="border-bottom: Black 1pt solid; text-align: left">&nbsp;</td>
       <td style="border-bottom: Black 1pt solid; text-align: right">268,377</td>
       <td style="border-bottom: Black 1pt solid; text-align: left">&nbsp;</td>
       <td style="padding-bottom: 1pt">&nbsp;</td>
       <td style="border-bottom: Black 1pt solid; text-align: left">&nbsp;</td>
       <td style="border-bottom: Black 1pt solid; text-align: right">4,361</td>
       <td style="border-bottom: Black 1pt solid; text-align: left">&nbsp;</td>
       <td style="padding-bottom: 1pt">&nbsp;</td>
       <td style="border-bottom: Black 1pt solid; text-align: left">&nbsp;</td>
       <td style="border-bottom: Black 1pt solid; text-align: right">783</td>
       <td style="border-bottom: Black 1pt solid; text-align: left">&nbsp;</td>
      </tr>
      <tr style="vertical-align: bottom; background-color: White">
       <td style="text-align: left">REMIC and CMO</td>
       <td>&nbsp;</td>
       <td style="text-align: left">&nbsp;</td>
       <td style="text-align: right">504,207</td>
       <td style="text-align: left">&nbsp;</td>
       <td>&nbsp;</td>
       <td style="text-align: left">&nbsp;</td>
       <td style="text-align: right">505,768</td>
       <td style="text-align: left">&nbsp;</td>
       <td>&nbsp;</td>
       <td style="text-align: left">&nbsp;</td>
       <td style="text-align: right">6,188</td>
       <td style="text-align: left">&nbsp;</td>
       <td>&nbsp;</td>
       <td style="text-align: left">&nbsp;</td>
       <td style="text-align: right">4,627</td>
       <td style="text-align: left">&nbsp;</td>
      </tr>
      <tr style="vertical-align: bottom; background-color: rgb(204,238,255)">
       <td style="text-align: left">GNMA</td>
       <td>&nbsp;</td>
       <td style="text-align: left">&nbsp;</td>
       <td style="text-align: right">13,862</td>
       <td style="text-align: left">&nbsp;</td>
       <td>&nbsp;</td>
       <td style="text-align: left">&nbsp;</td>
       <td style="text-align: right">14,159</td>
       <td style="text-align: left">&nbsp;</td>
       <td>&nbsp;</td>
       <td style="text-align: left">&nbsp;</td>
       <td style="text-align: right">421</td>
       <td style="text-align: left">&nbsp;</td>
       <td>&nbsp;</td>
       <td style="text-align: left">&nbsp;</td>
       <td style="text-align: right">124</td>
       <td style="text-align: left">&nbsp;</td>
      </tr>
      <tr style="vertical-align: bottom; background-color: White">
       <td style="text-align: left">FNMA</td>
       <td>&nbsp;</td>
       <td style="text-align: left">&nbsp;</td>
       <td style="text-align: right">169,956</td>
       <td style="text-align: left">&nbsp;</td>
       <td>&nbsp;</td>
       <td style="text-align: left">&nbsp;</td>
       <td style="text-align: right">170,367</td>
       <td style="text-align: left">&nbsp;</td>
       <td>&nbsp;</td>
       <td style="text-align: left">&nbsp;</td>
       <td style="text-align: right">2,128</td>
       <td style="text-align: left">&nbsp;</td>
       <td>&nbsp;</td>
       <td style="text-align: left">&nbsp;</td>
       <td style="text-align: right">1,717</td>
       <td style="text-align: left">&nbsp;</td>
      </tr>
      <tr style="vertical-align: bottom; background-color: rgb(204,238,255)">
       <td style="text-align: left; padding-bottom: 1pt">FHLMC</td>
       <td style="padding-bottom: 1pt">&nbsp;</td>
       <td style="border-bottom: Black 1pt solid; text-align: left">&nbsp;</td>
       <td style="border-bottom: Black 1pt solid; text-align: right">14,505</td>
       <td style="border-bottom: Black 1pt solid; text-align: left">&nbsp;</td>
       <td style="padding-bottom: 1pt">&nbsp;</td>
       <td style="border-bottom: Black 1pt solid; text-align: left">&nbsp;</td>
       <td style="border-bottom: Black 1pt solid; text-align: right">14,639</td>
       <td style="border-bottom: Black 1pt solid; text-align: left">&nbsp;</td>
       <td style="padding-bottom: 1pt">&nbsp;</td>
       <td style="border-bottom: Black 1pt solid; text-align: left">&nbsp;</td>
       <td style="border-bottom: Black 1pt solid; text-align: right">142</td>
       <td style="border-bottom: Black 1pt solid; text-align: left">&nbsp;</td>
       <td style="padding-bottom: 1pt">&nbsp;</td>
       <td style="border-bottom: Black 1pt solid; text-align: left">&nbsp;</td>
       <td style="border-bottom: Black 1pt solid; text-align: right">8</td>
       <td style="border-bottom: Black 1pt solid; text-align: left">&nbsp;</td>
      </tr>
      <tr style="vertical-align: bottom; background-color: White">
       <td style="text-align: left; padding-bottom: 1pt; padding-left: 10pt">Total mortgage-backed securities</td>
       <td style="padding-bottom: 1pt">&nbsp;</td>
       <td style="border-bottom: Black 1pt solid; text-align: left">&nbsp;</td>
       <td style="border-bottom: Black 1pt solid; text-align: right">702,530</td>
       <td style="border-bottom: Black 1pt solid; text-align: left">&nbsp;</td>
       <td style="padding-bottom: 1pt">&nbsp;</td>
       <td style="border-bottom: Black 1pt solid; text-align: left">&nbsp;</td>
       <td style="border-bottom: Black 1pt solid; text-align: right">704,933</td>
       <td style="border-bottom: Black 1pt solid; text-align: left">&nbsp;</td>
       <td style="padding-bottom: 1pt">&nbsp;</td>
       <td style="border-bottom: Black 1pt solid; text-align: left">&nbsp;</td>
       <td style="border-bottom: Black 1pt solid; text-align: right">8,879</td>
       <td style="border-bottom: Black 1pt solid; text-align: left">&nbsp;</td>
       <td style="padding-bottom: 1pt">&nbsp;</td>
       <td style="border-bottom: Black 1pt solid; text-align: left">&nbsp;</td>
       <td style="border-bottom: Black 1pt solid; text-align: right">6,476</td>
       <td style="border-bottom: Black 1pt solid; text-align: left">&nbsp;</td>
      </tr>
      <tr style="vertical-align: bottom; background-color: rgb(204,238,255)">
       <td style="text-align: left; padding-bottom: 2.25pt; padding-left: 10pt">Total securities available for sale</td>
       <td style="padding-bottom: 2.25pt">&nbsp;</td>
       <td style="border-bottom: Black 2.25pt double; text-align: left">$</td>
       <td style="border-bottom: Black 2.25pt double; text-align: right">967,329</td>
       <td style="border-bottom: Black 2.25pt double; text-align: left">&nbsp;</td>
       <td style="padding-bottom: 2.25pt">&nbsp;</td>
       <td style="border-bottom: Black 2.25pt double; text-align: left">$</td>
       <td style="border-bottom: Black 2.25pt double; text-align: right">973,310</td>
       <td style="border-bottom: Black 2.25pt double; text-align: left">&nbsp;</td>
       <td style="padding-bottom: 2.25pt">&nbsp;</td>
       <td style="border-bottom: Black 2.25pt double; text-align: left">$</td>
       <td style="border-bottom: Black 2.25pt double; text-align: right">13,240</td>
       <td style="border-bottom: Black 2.25pt double; text-align: left">&nbsp;</td>
       <td style="padding-bottom: 2.25pt">&nbsp;</td>
       <td style="border-bottom: Black 2.25pt double; text-align: left">$</td>
       <td style="border-bottom: Black 2.25pt double; text-align: right">7,259</td>
       <td style="border-bottom: Black 2.25pt double; text-align: left">&nbsp;</td>
      </tr>

    </table><span></span>
</td>
</tr>
<tr class="re">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_InvestmentsClassifiedByContractualMaturityDateTableTextBlock', window );">Investments Classified by Contractual Maturity Date [Table Text Block]</a></td>
<td class="text"><table cellpadding="0" cellspacing="0" style="border-collapse: collapse; width: 100%; font: 10pt Times New Roman, Times, Serif">

      <tr style="vertical-align: bottom">
       <td>&nbsp;</td>
       <td style="padding-bottom: 1pt">&nbsp;</td>
       <td colspan="3" style="text-align: center; border-bottom: Black 1pt solid">Amortized<br /> Cost</td>
       <td style="padding-bottom: 1pt">&nbsp;</td>
       <td colspan="3" style="text-align: center; border-bottom: Black 1pt solid">Fair Value</td>
      </tr>
      <tr style="vertical-align: bottom">
       <td>&nbsp;</td>
       <td style="font-style: italic">&nbsp;</td>
       <td colspan="7" style="font-style: italic; text-align: center">(In thousands)</td>
      </tr>
      <tr style="vertical-align: bottom">
       <td style="font-weight: bold">&nbsp;</td>
       <td>&nbsp;</td>
       <td colspan="3">&nbsp;</td>
       <td>&nbsp;</td>
       <td colspan="3">&nbsp;</td>
      </tr>
      <tr style="vertical-align: bottom; background-color: rgb(204,238,255)">
       <td style="width: 70%; text-align: left">Due in one year or less</td>
       <td style="width: 1%">&nbsp;</td>
       <td style="width: 1%; text-align: left">$</td>
       <td style="width: 12%; text-align: right">6,140</td>
       <td style="width: 1%; text-align: left">&nbsp;</td>
       <td style="width: 1%">&nbsp;</td>
       <td style="width: 1%; text-align: left">$</td>
       <td style="width: 12%; text-align: right">6,140</td>
       <td style="width: 1%; text-align: left">&nbsp;</td>
      </tr>
      <tr style="vertical-align: bottom; background-color: White">
       <td style="text-align: left">Due after one year through five years</td>
       <td>&nbsp;</td>
       <td style="text-align: left">&nbsp;</td>
       <td style="text-align: right">40</td>
       <td style="text-align: left">&nbsp;</td>
       <td>&nbsp;</td>
       <td style="text-align: left">&nbsp;</td>
       <td style="text-align: right">40</td>
       <td style="text-align: left">&nbsp;</td>
      </tr>
      <tr style="vertical-align: bottom; background-color: rgb(204,238,255)">
       <td style="padding-bottom: 1pt">&nbsp;</td>
       <td style="padding-bottom: 1pt">&nbsp;</td>
       <td style="border-bottom: Black 1pt solid; text-align: left">&nbsp;</td>
       <td style="border-bottom: Black 1pt solid; text-align: right">&nbsp;</td>
       <td style="border-bottom: Black 1pt solid; text-align: left">&nbsp;</td>
       <td style="padding-bottom: 1pt">&nbsp;</td>
       <td style="border-bottom: Black 1pt solid; text-align: left">&nbsp;</td>
       <td style="border-bottom: Black 1pt solid; text-align: right">&nbsp;</td>
       <td style="border-bottom: Black 1pt solid; text-align: left">&nbsp;</td>
      </tr>
      <tr style="vertical-align: bottom; background-color: White">
       <td style="text-align: left; padding-bottom: 2.25pt; padding-left: 10pt">Total securities held-to-maturity</td>
       <td style="padding-bottom: 2.25pt">&nbsp;</td>
       <td style="border-bottom: Black 2.25pt double; text-align: left">$</td>
       <td style="border-bottom: Black 2.25pt double; text-align: right">6,180</td>
       <td style="border-bottom: Black 2.25pt double; text-align: left">&nbsp;</td>
       <td style="padding-bottom: 2.25pt">&nbsp;</td>
       <td style="border-bottom: Black 2.25pt double; text-align: left">$</td>
       <td style="border-bottom: Black 2.25pt double; text-align: right">6,180</td>
       <td style="border-bottom: Black 2.25pt double; text-align: left">&nbsp;</td>
      </tr>

    </table><table cellpadding="0" cellspacing="0" style="border-collapse: collapse; width: 100%; font: 10pt Times New Roman, Times, Serif">

      <tr style="vertical-align: bottom">
       <td>&nbsp;</td>
       <td style="padding-bottom: 1pt">&nbsp;</td>
       <td colspan="3" style="text-align: center; border-bottom: Black 1pt solid">Amortized<br /> Cost</td>
       <td style="padding-bottom: 1pt">&nbsp;</td>
       <td colspan="3" style="text-align: center; border-bottom: Black 1pt solid">Fair Value</td>
      </tr>
      <tr style="vertical-align: bottom">
       <td>&nbsp;</td>
       <td style="font-style: italic">&nbsp;</td>
       <td colspan="7" style="font-style: italic; text-align: center">(In thousands)</td>
      </tr>
      <tr style="vertical-align: bottom">
       <td>&nbsp;</td>
       <td>&nbsp;</td>
       <td colspan="3">&nbsp;</td>
       <td>&nbsp;</td>
       <td colspan="3">&nbsp;</td>
      </tr>
      <tr style="vertical-align: bottom; background-color: rgb(204,238,255)">
       <td style="width: 70%; text-align: left">Due in one year or less</td>
       <td style="width: 1%">&nbsp;</td>
       <td style="width: 1%; text-align: left">$</td>
       <td style="width: 12%; text-align: right">5,976</td>
       <td style="width: 1%; text-align: left">&nbsp;</td>
       <td style="width: 1%">&nbsp;</td>
       <td style="width: 1%; text-align: left">$</td>
       <td style="width: 12%; text-align: right">6,011</td>
       <td style="width: 1%; text-align: left">&nbsp;</td>
      </tr>
      <tr style="vertical-align: bottom; background-color: White">
       <td style="text-align: left">Due after one year through five years</td>
       <td>&nbsp;</td>
       <td style="text-align: left">&nbsp;</td>
       <td style="text-align: right">-</td>
       <td style="text-align: left">&nbsp;</td>
       <td>&nbsp;</td>
       <td style="text-align: left">&nbsp;</td>
       <td style="text-align: right">-</td>
       <td style="text-align: left">&nbsp;</td>
      </tr>
      <tr style="vertical-align: bottom; background-color: rgb(204,238,255)">
       <td style="text-align: left">Due after five years through ten years</td>
       <td>&nbsp;</td>
       <td style="text-align: left">&nbsp;</td>
       <td style="text-align: right">76,791</td>
       <td style="text-align: left">&nbsp;</td>
       <td>&nbsp;</td>
       <td style="text-align: left">&nbsp;</td>
       <td style="text-align: right">75,406</td>
       <td style="text-align: left">&nbsp;</td>
      </tr>
      <tr style="vertical-align: bottom; background-color: White">
       <td style="text-align: left; padding-bottom: 1pt">Due after ten years</td>
       <td style="padding-bottom: 1pt">&nbsp;</td>
       <td style="border-bottom: Black 1pt solid; text-align: left">&nbsp;</td>
       <td style="border-bottom: Black 1pt solid; text-align: right">221,344</td>
       <td style="border-bottom: Black 1pt solid; text-align: left">&nbsp;</td>
       <td style="padding-bottom: 1pt">&nbsp;</td>
       <td style="border-bottom: Black 1pt solid; text-align: left">&nbsp;</td>
       <td style="border-bottom: Black 1pt solid; text-align: right">221,950</td>
       <td style="border-bottom: Black 1pt solid; text-align: left">&nbsp;</td>
      </tr>
      <tr style="vertical-align: bottom; background-color: rgb(204,238,255)">
       <td>&nbsp;</td>
       <td>&nbsp;</td>
       <td style="text-align: left">&nbsp;</td>
       <td style="text-align: right">&nbsp;</td>
       <td style="text-align: left">&nbsp;</td>
       <td>&nbsp;</td>
       <td style="text-align: left">&nbsp;</td>
       <td style="text-align: right">&nbsp;</td>
       <td style="text-align: left">&nbsp;</td>
      </tr>
      <tr style="vertical-align: bottom; background-color: White">
       <td style="text-align: left; padding-left: 10pt">Total other securities</td>
       <td>&nbsp;</td>
       <td style="text-align: left">&nbsp;</td>
       <td style="text-align: right">304,111</td>
       <td style="text-align: left">&nbsp;</td>
       <td>&nbsp;</td>
       <td style="text-align: left">&nbsp;</td>
       <td style="text-align: right">303,367</td>
       <td style="text-align: left">&nbsp;</td>
      </tr>
      <tr style="vertical-align: bottom; background-color: rgb(204,238,255)">
       <td style="text-align: left">Mutual funds</td>
       <td>&nbsp;</td>
       <td style="text-align: left">&nbsp;</td>
       <td style="text-align: right">21,290</td>
       <td style="text-align: left">&nbsp;</td>
       <td>&nbsp;</td>
       <td style="text-align: left">&nbsp;</td>
       <td style="text-align: right">21,290</td>
       <td style="text-align: left">&nbsp;</td>
      </tr>
      <tr style="vertical-align: bottom; background-color: White">
       <td style="text-align: left; padding-bottom: 1pt">Mortgage-backed securities</td>
       <td style="padding-bottom: 1pt">&nbsp;</td>
       <td style="border-bottom: Black 1pt solid; text-align: left">&nbsp;</td>
       <td style="border-bottom: Black 1pt solid; text-align: right">668,910</td>
       <td style="border-bottom: Black 1pt solid; text-align: left">&nbsp;</td>
       <td style="padding-bottom: 1pt">&nbsp;</td>
       <td style="border-bottom: Black 1pt solid; text-align: left">&nbsp;</td>
       <td style="border-bottom: Black 1pt solid; text-align: right">668,740</td>
       <td style="border-bottom: Black 1pt solid; text-align: left">&nbsp;</td>
      </tr>
      <tr style="vertical-align: bottom; background-color: rgb(204,238,255)">
       <td>&nbsp;</td>
       <td>&nbsp;</td>
       <td style="text-align: left">&nbsp;</td>
       <td style="text-align: right">&nbsp;</td>
       <td style="text-align: left">&nbsp;</td>
       <td>&nbsp;</td>
       <td style="text-align: left">&nbsp;</td>
       <td style="text-align: right">&nbsp;</td>
       <td style="text-align: left">&nbsp;</td>
      </tr>
      <tr style="vertical-align: bottom; background-color: White">
       <td style="text-align: left; padding-bottom: 2.25pt; padding-left: 10pt">Total securities available for sale</td>
       <td style="padding-bottom: 2.25pt">&nbsp;</td>
       <td style="border-bottom: Black 2.25pt double; text-align: left">$</td>
       <td style="border-bottom: Black 2.25pt double; text-align: right">994,311</td>
       <td style="border-bottom: Black 2.25pt double; text-align: left">&nbsp;</td>
       <td style="padding-bottom: 2.25pt">&nbsp;</td>
       <td style="border-bottom: Black 2.25pt double; text-align: left">$</td>
       <td style="border-bottom: Black 2.25pt double; text-align: right">993,397</td>
       <td style="border-bottom: Black 2.25pt double; text-align: left">&nbsp;</td>
      </tr>

    </table><span></span>
</td>
</tr>
<tr class="ro">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_AvailableForSaleSecuritiesContinuousUnrealizedLossPositionFairValueTableTextBlock', window );">Available-for-sale Securities, Continuous Unrealized Loss Position, Fair Value [Table Text Block]</a></td>
<td class="text"><table cellpadding="0" cellspacing="0" style="border-collapse: collapse; width: 100%; font: 10pt Times New Roman, Times, Serif">

      <tr style="vertical-align: bottom">
       <td style="text-align: left">&nbsp;</td>
       <td style="padding-bottom: 1pt">&nbsp;</td>
       <td colspan="7" style="text-align: center; border-bottom: Black 1pt solid">Total</td>
       <td style="padding-bottom: 1pt">&nbsp;</td>
       <td colspan="7" style="text-align: center; border-bottom: Black 1pt solid">Less than 12 months</td>
       <td style="padding-bottom: 1pt">&nbsp;</td>
       <td colspan="7" style="text-align: center; border-bottom: Black 1pt solid">12 months or more</td>
      </tr>
      <tr style="vertical-align: bottom">
       <td style="text-align: center">&nbsp;</td>
       <td style="padding-bottom: 1pt">&nbsp;</td>
       <td colspan="3" style="text-align: center; border-bottom: Black 1pt solid">Fair Value</td>
       <td style="padding-bottom: 1pt">&nbsp;</td>
       <td colspan="3" style="text-align: center; border-bottom: Black 1pt solid">Unrealized<br /> Losses</td>
       <td style="padding-bottom: 1pt">&nbsp;</td>
       <td colspan="3" style="text-align: center; border-bottom: Black 1pt solid">Fair Value</td>
       <td style="padding-bottom: 1pt">&nbsp;</td>
       <td colspan="3" style="text-align: center; border-bottom: Black 1pt solid">Unrealized<br /> Losses</td>
       <td style="padding-bottom: 1pt">&nbsp;</td>
       <td colspan="3" style="text-align: center; border-bottom: Black 1pt solid">Fair Value</td>
       <td style="padding-bottom: 1pt">&nbsp;</td>
       <td colspan="3" style="text-align: center; border-bottom: Black 1pt solid">Unrealized<br /> Losses</td>
      </tr>
      <tr style="vertical-align: bottom">
       <td style="text-align: left">&nbsp;</td>
       <td style="font-style: italic">&nbsp;</td>
       <td colspan="19" style="font-style: italic; text-align: center">(In thousands)</td>
      </tr>
      <tr style="vertical-align: bottom; background-color: rgb(204,238,255)">
       <td style="width: 40%; text-align: left">Corporate</td>
       <td style="width: 1%">&nbsp;</td>
       <td style="width: 1%; text-align: left">$</td>
       <td style="width: 7%; text-align: right">85,563</td>
       <td style="width: 1%; text-align: left">&nbsp;</td>
       <td style="width: 1%">&nbsp;</td>
       <td style="width: 1%; text-align: left">$</td>
       <td style="width: 7%; text-align: right">4,436</td>
       <td style="width: 1%; text-align: left">&nbsp;</td>
       <td style="width: 1%">&nbsp;</td>
       <td style="width: 1%; text-align: left">$</td>
       <td style="width: 7%; text-align: right">76,218</td>
       <td style="width: 1%; text-align: left">&nbsp;</td>
       <td style="width: 1%">&nbsp;</td>
       <td style="width: 1%; text-align: left">$</td>
       <td style="width: 7%; text-align: right">3,782</td>
       <td style="width: 1%; text-align: left">&nbsp;</td>
       <td style="width: 1%">&nbsp;</td>
       <td style="width: 1%; text-align: left">$</td>
       <td style="width: 7%; text-align: right">9,345</td>
       <td style="width: 1%; text-align: left">&nbsp;</td>
       <td style="width: 1%">&nbsp;</td>
       <td style="width: 1%; text-align: left">$</td>
       <td style="width: 7%; text-align: right">654</td>
       <td style="width: 1%; text-align: left">&nbsp;</td>
      </tr>
      <tr style="vertical-align: bottom; background-color: White">
       <td style="text-align: left">Collateralized loan obligations</td>
       <td>&nbsp;</td>
       <td style="text-align: left">&nbsp;</td>
       <td style="text-align: right">52,898</td>
       <td style="text-align: left">&nbsp;</td>
       <td>&nbsp;</td>
       <td style="text-align: left">&nbsp;</td>
       <td style="text-align: right">327</td>
       <td style="text-align: left">&nbsp;</td>
       <td>&nbsp;</td>
       <td style="text-align: left">&nbsp;</td>
       <td style="text-align: right">52,898</td>
       <td style="text-align: left">&nbsp;</td>
       <td>&nbsp;</td>
       <td style="text-align: left">&nbsp;</td>
       <td style="text-align: right">327</td>
       <td style="text-align: left">&nbsp;</td>
       <td>&nbsp;</td>
       <td style="text-align: left">&nbsp;</td>
       <td style="text-align: right">-</td>
       <td style="text-align: left">&nbsp;</td>
       <td>&nbsp;</td>
       <td style="text-align: left">&nbsp;</td>
       <td style="text-align: right">-</td>
       <td style="text-align: left">&nbsp;</td>
      </tr>
      <tr style="vertical-align: bottom; background-color: rgb(204,238,255)">
       <td style="text-align: left; padding-bottom: 1pt">Other</td>
       <td style="padding-bottom: 1pt">&nbsp;</td>
       <td style="border-bottom: Black 1pt solid; text-align: left">&nbsp;</td>
       <td style="border-bottom: Black 1pt solid; text-align: right">298</td>
       <td style="border-bottom: Black 1pt solid; text-align: left">&nbsp;</td>
       <td style="padding-bottom: 1pt">&nbsp;</td>
       <td style="border-bottom: Black 1pt solid; text-align: left">&nbsp;</td>
       <td style="border-bottom: Black 1pt solid; text-align: right">2</td>
       <td style="border-bottom: Black 1pt solid; text-align: left">&nbsp;</td>
       <td style="padding-bottom: 1pt">&nbsp;</td>
       <td style="border-bottom: Black 1pt solid; text-align: left">&nbsp;</td>
       <td style="border-bottom: Black 1pt solid; text-align: right">-</td>
       <td style="border-bottom: Black 1pt solid; text-align: left">&nbsp;</td>
       <td style="padding-bottom: 1pt">&nbsp;</td>
       <td style="border-bottom: Black 1pt solid; text-align: left">&nbsp;</td>
       <td style="border-bottom: Black 1pt solid; text-align: right">-</td>
       <td style="border-bottom: Black 1pt solid; text-align: left">&nbsp;</td>
       <td style="padding-bottom: 1pt">&nbsp;</td>
       <td style="border-bottom: Black 1pt solid; text-align: left">&nbsp;</td>
       <td style="border-bottom: Black 1pt solid; text-align: right">298</td>
       <td style="border-bottom: Black 1pt solid; text-align: left">&nbsp;</td>
       <td style="padding-bottom: 1pt">&nbsp;</td>
       <td style="border-bottom: Black 1pt solid; text-align: left">&nbsp;</td>
       <td style="border-bottom: Black 1pt solid; text-align: right">2</td>
       <td style="border-bottom: Black 1pt solid; text-align: left">&nbsp;</td>
      </tr>
      <tr style="vertical-align: bottom; background-color: White">
       <td style="text-align: left; padding-bottom: 1pt; padding-left: 10pt">Total other securities</td>
       <td style="padding-bottom: 1pt">&nbsp;</td>
       <td style="border-bottom: Black 1pt solid; text-align: left">&nbsp;</td>
       <td style="border-bottom: Black 1pt solid; text-align: right">138,759</td>
       <td style="border-bottom: Black 1pt solid; text-align: left">&nbsp;</td>
       <td style="padding-bottom: 1pt">&nbsp;</td>
       <td style="border-bottom: Black 1pt solid; text-align: left">&nbsp;</td>
       <td style="border-bottom: Black 1pt solid; text-align: right">4,765</td>
       <td style="border-bottom: Black 1pt solid; text-align: left">&nbsp;</td>
       <td style="padding-bottom: 1pt">&nbsp;</td>
       <td style="border-bottom: Black 1pt solid; text-align: left">&nbsp;</td>
       <td style="border-bottom: Black 1pt solid; text-align: right">129,116</td>
       <td style="border-bottom: Black 1pt solid; text-align: left">&nbsp;</td>
       <td style="padding-bottom: 1pt">&nbsp;</td>
       <td style="border-bottom: Black 1pt solid; text-align: left">&nbsp;</td>
       <td style="border-bottom: Black 1pt solid; text-align: right">4,109</td>
       <td style="border-bottom: Black 1pt solid; text-align: left">&nbsp;</td>
       <td style="padding-bottom: 1pt">&nbsp;</td>
       <td style="border-bottom: Black 1pt solid; text-align: left">&nbsp;</td>
       <td style="border-bottom: Black 1pt solid; text-align: right">9,643</td>
       <td style="border-bottom: Black 1pt solid; text-align: left">&nbsp;</td>
       <td style="padding-bottom: 1pt">&nbsp;</td>
       <td style="border-bottom: Black 1pt solid; text-align: left">&nbsp;</td>
       <td style="border-bottom: Black 1pt solid; text-align: right">656</td>
       <td style="border-bottom: Black 1pt solid; text-align: left">&nbsp;</td>
      </tr>
      <tr style="vertical-align: bottom; background-color: rgb(204,238,255)">
       <td style="text-align: left">&nbsp;</td>
       <td>&nbsp;</td>
       <td style="text-align: left">&nbsp;</td>
       <td style="text-align: right">&nbsp;</td>
       <td style="text-align: left">&nbsp;</td>
       <td>&nbsp;</td>
       <td style="text-align: left">&nbsp;</td>
       <td style="text-align: right">&nbsp;</td>
       <td style="text-align: left">&nbsp;</td>
       <td>&nbsp;</td>
       <td style="text-align: left">&nbsp;</td>
       <td style="text-align: right">&nbsp;</td>
       <td style="text-align: left">&nbsp;</td>
       <td>&nbsp;</td>
       <td style="text-align: left">&nbsp;</td>
       <td style="text-align: right">&nbsp;</td>
       <td style="text-align: left">&nbsp;</td>
       <td>&nbsp;</td>
       <td style="text-align: left">&nbsp;</td>
       <td style="text-align: right">&nbsp;</td>
       <td style="text-align: left">&nbsp;</td>
       <td>&nbsp;</td>
       <td style="text-align: left">&nbsp;</td>
       <td style="text-align: right">&nbsp;</td>
       <td style="text-align: left">&nbsp;</td>
      </tr>
      <tr style="vertical-align: bottom; background-color: White">
       <td style="text-align: left">REMIC and CMO</td>
       <td>&nbsp;</td>
       <td style="text-align: left">&nbsp;</td>
       <td style="text-align: right">238,132</td>
       <td style="text-align: left">&nbsp;</td>
       <td>&nbsp;</td>
       <td style="text-align: left">&nbsp;</td>
       <td style="text-align: right">3,147</td>
       <td style="text-align: left">&nbsp;</td>
       <td>&nbsp;</td>
       <td style="text-align: left">&nbsp;</td>
       <td style="text-align: right">182,010</td>
       <td style="text-align: left">&nbsp;</td>
       <td>&nbsp;</td>
       <td style="text-align: left">&nbsp;</td>
       <td style="text-align: right">1,642</td>
       <td style="text-align: left">&nbsp;</td>
       <td>&nbsp;</td>
       <td style="text-align: left">&nbsp;</td>
       <td style="text-align: right">56,122</td>
       <td style="text-align: left">&nbsp;</td>
       <td>&nbsp;</td>
       <td style="text-align: left">&nbsp;</td>
       <td style="text-align: right">1,505</td>
       <td style="text-align: left">&nbsp;</td>
      </tr>
      <tr style="vertical-align: bottom; background-color: rgb(204,238,255)">
       <td style="text-align: left">GNMA</td>
       <td>&nbsp;</td>
       <td style="text-align: left">&nbsp;</td>
       <td style="text-align: right">6,977</td>
       <td style="text-align: left">&nbsp;</td>
       <td>&nbsp;</td>
       <td style="text-align: left">&nbsp;</td>
       <td style="text-align: right">139</td>
       <td style="text-align: left">&nbsp;</td>
       <td>&nbsp;</td>
       <td style="text-align: left">&nbsp;</td>
       <td style="text-align: right">6,977</td>
       <td style="text-align: left">&nbsp;</td>
       <td>&nbsp;</td>
       <td style="text-align: left">&nbsp;</td>
       <td style="text-align: right">139</td>
       <td style="text-align: left">&nbsp;</td>
       <td>&nbsp;</td>
       <td style="text-align: left">&nbsp;</td>
       <td style="text-align: right">-</td>
       <td style="text-align: left">&nbsp;</td>
       <td>&nbsp;</td>
       <td style="text-align: left">&nbsp;</td>
       <td style="text-align: right">-</td>
       <td style="text-align: left">&nbsp;</td>
      </tr>
      <tr style="vertical-align: bottom; background-color: White">
       <td style="text-align: left">FNMA</td>
       <td>&nbsp;</td>
       <td style="text-align: left">&nbsp;</td>
       <td style="text-align: right">102,225</td>
       <td style="text-align: left">&nbsp;</td>
       <td>&nbsp;</td>
       <td style="text-align: left">&nbsp;</td>
       <td style="text-align: right">1,762</td>
       <td style="text-align: left">&nbsp;</td>
       <td>&nbsp;</td>
       <td style="text-align: left">&nbsp;</td>
       <td style="text-align: right">75,769</td>
       <td style="text-align: left">&nbsp;</td>
       <td>&nbsp;</td>
       <td style="text-align: left">&nbsp;</td>
       <td style="text-align: right">1,043</td>
       <td style="text-align: left">&nbsp;</td>
       <td>&nbsp;</td>
       <td style="text-align: left">&nbsp;</td>
       <td style="text-align: right">26,456</td>
       <td style="text-align: left">&nbsp;</td>
       <td>&nbsp;</td>
       <td style="text-align: left">&nbsp;</td>
       <td style="text-align: right">719</td>
       <td style="text-align: left">&nbsp;</td>
      </tr>
      <tr style="vertical-align: bottom; background-color: rgb(204,238,255)">
       <td style="text-align: left; padding-bottom: 1pt">FHLMC</td>
       <td style="padding-bottom: 1pt">&nbsp;</td>
       <td style="border-bottom: Black 1pt solid; text-align: left">&nbsp;</td>
       <td style="border-bottom: Black 1pt solid; text-align: right">14,715</td>
       <td style="border-bottom: Black 1pt solid; text-align: left">&nbsp;</td>
       <td style="padding-bottom: 1pt">&nbsp;</td>
       <td style="border-bottom: Black 1pt solid; text-align: left">&nbsp;</td>
       <td style="border-bottom: Black 1pt solid; text-align: right">99</td>
       <td style="border-bottom: Black 1pt solid; text-align: left">&nbsp;</td>
       <td style="padding-bottom: 1pt">&nbsp;</td>
       <td style="border-bottom: Black 1pt solid; text-align: left">&nbsp;</td>
       <td style="border-bottom: Black 1pt solid; text-align: right">14,715</td>
       <td style="border-bottom: Black 1pt solid; text-align: left">&nbsp;</td>
       <td style="padding-bottom: 1pt">&nbsp;</td>
       <td style="border-bottom: Black 1pt solid; text-align: left">&nbsp;</td>
       <td style="border-bottom: Black 1pt solid; text-align: right">99</td>
       <td style="border-bottom: Black 1pt solid; text-align: left">&nbsp;</td>
       <td style="padding-bottom: 1pt">&nbsp;</td>
       <td style="border-bottom: Black 1pt solid; text-align: left">&nbsp;</td>
       <td style="border-bottom: Black 1pt solid; text-align: right">-</td>
       <td style="border-bottom: Black 1pt solid; text-align: left">&nbsp;</td>
       <td style="padding-bottom: 1pt">&nbsp;</td>
       <td style="border-bottom: Black 1pt solid; text-align: left">&nbsp;</td>
       <td style="border-bottom: Black 1pt solid; text-align: right">-</td>
       <td style="border-bottom: Black 1pt solid; text-align: left">&nbsp;</td>
      </tr>
      <tr style="vertical-align: bottom; background-color: White">
       <td style="text-align: left; padding-bottom: 1pt; padding-left: 10pt">Total mortgage-backed&nbsp;&nbsp;securities</td>
       <td style="padding-bottom: 1pt">&nbsp;</td>
       <td style="border-bottom: Black 1pt solid; text-align: left">&nbsp;</td>
       <td style="border-bottom: Black 1pt solid; text-align: right">362,049</td>
       <td style="border-bottom: Black 1pt solid; text-align: left">&nbsp;</td>
       <td style="padding-bottom: 1pt">&nbsp;</td>
       <td style="border-bottom: Black 1pt solid; text-align: left">&nbsp;</td>
       <td style="border-bottom: Black 1pt solid; text-align: right">5,147</td>
       <td style="border-bottom: Black 1pt solid; text-align: left">&nbsp;</td>
       <td style="padding-bottom: 1pt">&nbsp;</td>
       <td style="border-bottom: Black 1pt solid; text-align: left">&nbsp;</td>
       <td style="border-bottom: Black 1pt solid; text-align: right">279,471</td>
       <td style="border-bottom: Black 1pt solid; text-align: left">&nbsp;</td>
       <td style="padding-bottom: 1pt">&nbsp;</td>
       <td style="border-bottom: Black 1pt solid; text-align: left">&nbsp;</td>
       <td style="border-bottom: Black 1pt solid; text-align: right">2,923</td>
       <td style="border-bottom: Black 1pt solid; text-align: left">&nbsp;</td>
       <td style="padding-bottom: 1pt">&nbsp;</td>
       <td style="border-bottom: Black 1pt solid; text-align: left">&nbsp;</td>
       <td style="border-bottom: Black 1pt solid; text-align: right">82,578</td>
       <td style="border-bottom: Black 1pt solid; text-align: left">&nbsp;</td>
       <td style="padding-bottom: 1pt">&nbsp;</td>
       <td style="border-bottom: Black 1pt solid; text-align: left">&nbsp;</td>
       <td style="border-bottom: Black 1pt solid; text-align: right">2,224</td>
       <td style="border-bottom: Black 1pt solid; text-align: left">&nbsp;</td>
      </tr>
      <tr style="vertical-align: bottom; background-color: rgb(204,238,255)">
       <td style="text-align: left; padding-bottom: 2.25pt; padding-left: 10pt">Total securities available for sale</td>
       <td style="padding-bottom: 2.25pt">&nbsp;</td>
       <td style="border-bottom: Black 2.25pt double; text-align: left">$</td>
       <td style="border-bottom: Black 2.25pt double; text-align: right">500,808</td>
       <td style="border-bottom: Black 2.25pt double; text-align: left">&nbsp;</td>
       <td style="padding-bottom: 2.25pt">&nbsp;</td>
       <td style="border-bottom: Black 2.25pt double; text-align: left">$</td>
       <td style="border-bottom: Black 2.25pt double; text-align: right">9,912</td>
       <td style="border-bottom: Black 2.25pt double; text-align: left">&nbsp;</td>
       <td style="padding-bottom: 2.25pt">&nbsp;</td>
       <td style="border-bottom: Black 2.25pt double; text-align: left">$</td>
       <td style="border-bottom: Black 2.25pt double; text-align: right">408,587</td>
       <td style="border-bottom: Black 2.25pt double; text-align: left">&nbsp;</td>
       <td style="padding-bottom: 2.25pt">&nbsp;</td>
       <td style="border-bottom: Black 2.25pt double; text-align: left">$</td>
       <td style="border-bottom: Black 2.25pt double; text-align: right">7,032</td>
       <td style="border-bottom: Black 2.25pt double; text-align: left">&nbsp;</td>
       <td style="padding-bottom: 2.25pt">&nbsp;</td>
       <td style="border-bottom: Black 2.25pt double; text-align: left">$</td>
       <td style="border-bottom: Black 2.25pt double; text-align: right">92,221</td>
       <td style="border-bottom: Black 2.25pt double; text-align: left">&nbsp;</td>
       <td style="padding-bottom: 2.25pt">&nbsp;</td>
       <td style="border-bottom: Black 2.25pt double; text-align: left">$</td>
       <td style="border-bottom: Black 2.25pt double; text-align: right">2,880</td>
       <td style="border-bottom: Black 2.25pt double; text-align: left">&nbsp;</td>
      </tr>

    </table><table cellpadding="0" cellspacing="0" style="border-collapse: collapse; width: 100%; font: 10pt Times New Roman, Times, Serif">

      <tr style="vertical-align: bottom">
       <td style="text-align: left">&nbsp;</td>
       <td style="padding-bottom: 1pt">&nbsp;</td>
       <td colspan="7" style="text-align: center; border-bottom: Black 1pt solid">Total</td>
       <td style="padding-bottom: 1pt">&nbsp;</td>
       <td colspan="7" style="text-align: center; border-bottom: Black 1pt solid">Less than 12 months</td>
       <td style="padding-bottom: 1pt">&nbsp;</td>
       <td colspan="7" style="text-align: center; border-bottom: Black 1pt solid">12 months or more</td>
      </tr>
      <tr style="vertical-align: bottom">
       <td style="text-align: center">&nbsp;</td>
       <td style="padding-bottom: 1pt">&nbsp;</td>
       <td colspan="3" style="text-align: center; border-bottom: Black 1pt solid">Fair Value</td>
       <td style="padding-bottom: 1pt">&nbsp;</td>
       <td colspan="3" style="text-align: center; border-bottom: Black 1pt solid">Unrealized<br /> Losses</td>
       <td style="padding-bottom: 1pt">&nbsp;</td>
       <td colspan="3" style="text-align: center; border-bottom: Black 1pt solid">Fair Value</td>
       <td style="padding-bottom: 1pt">&nbsp;</td>
       <td colspan="3" style="text-align: center; border-bottom: Black 1pt solid">Unrealized<br /> Losses</td>
       <td style="padding-bottom: 1pt">&nbsp;</td>
       <td colspan="3" style="text-align: center; border-bottom: Black 1pt solid">Fair Value</td>
       <td style="padding-bottom: 1pt">&nbsp;</td>
       <td colspan="3" style="text-align: center; border-bottom: Black 1pt solid">Unrealized<br /> Losses</td>
      </tr>
      <tr style="vertical-align: bottom">
       <td style="text-align: left">&nbsp;</td>
       <td style="font-style: italic">&nbsp;</td>
       <td colspan="19" style="font-style: italic; text-align: center">(In thousands)</td>
      </tr>
      <tr style="vertical-align: bottom; background-color: rgb(204,238,255)">
       <td style="width: 40%; text-align: left">Corporate</td>
       <td style="width: 1%">&nbsp;</td>
       <td style="width: 1%; text-align: left">$</td>
       <td style="width: 7%; text-align: right">39,287</td>
       <td style="width: 1%; text-align: left">&nbsp;</td>
       <td style="width: 1%">&nbsp;</td>
       <td style="width: 1%; text-align: left">$</td>
       <td style="width: 7%; text-align: right">714</td>
       <td style="width: 1%; text-align: left">&nbsp;</td>
       <td style="width: 1%">&nbsp;</td>
       <td style="width: 1%; text-align: left">$</td>
       <td style="width: 7%; text-align: right">9,573</td>
       <td style="width: 1%; text-align: left">&nbsp;</td>
       <td style="width: 1%">&nbsp;</td>
       <td style="width: 1%; text-align: left">$</td>
       <td style="width: 7%; text-align: right">428</td>
       <td style="width: 1%; text-align: left">&nbsp;</td>
       <td style="width: 1%">&nbsp;</td>
       <td style="width: 1%; text-align: left">$</td>
       <td style="width: 7%; text-align: right">29,714</td>
       <td style="width: 1%; text-align: left">&nbsp;</td>
       <td style="width: 1%">&nbsp;</td>
       <td style="width: 1%; text-align: left">$</td>
       <td style="width: 7%; text-align: right">286</td>
       <td style="width: 1%; text-align: left">&nbsp;</td>
      </tr>
      <tr style="vertical-align: bottom; background-color: White">
       <td style="text-align: left">Municipals</td>
       <td>&nbsp;</td>
       <td style="text-align: left">&nbsp;</td>
       <td style="text-align: right">8,810</td>
       <td style="text-align: left">&nbsp;</td>
       <td>&nbsp;</td>
       <td style="text-align: left">&nbsp;</td>
       <td style="text-align: right">61</td>
       <td style="text-align: left">&nbsp;</td>
       <td>&nbsp;</td>
       <td style="text-align: left">&nbsp;</td>
       <td style="text-align: right">3,546</td>
       <td style="text-align: left">&nbsp;</td>
       <td>&nbsp;</td>
       <td style="text-align: left">&nbsp;</td>
       <td style="text-align: right">11</td>
       <td style="text-align: left">&nbsp;</td>
       <td>&nbsp;</td>
       <td style="text-align: left">&nbsp;</td>
       <td style="text-align: right">5,264</td>
       <td style="text-align: left">&nbsp;</td>
       <td>&nbsp;</td>
       <td style="text-align: left">&nbsp;</td>
       <td style="text-align: right">50</td>
       <td style="text-align: left">&nbsp;</td>
      </tr>
      <tr style="vertical-align: bottom; background-color: rgb(204,238,255)">
       <td style="text-align: left; padding-bottom: 1pt">Other</td>
       <td style="padding-bottom: 1pt">&nbsp;</td>
       <td style="border-bottom: Black 1pt solid; text-align: left">&nbsp;</td>
       <td style="border-bottom: Black 1pt solid; text-align: right">292</td>
       <td style="border-bottom: Black 1pt solid; text-align: left">&nbsp;</td>
       <td style="padding-bottom: 1pt">&nbsp;</td>
       <td style="border-bottom: Black 1pt solid; text-align: left">&nbsp;</td>
       <td style="border-bottom: Black 1pt solid; text-align: right">8</td>
       <td style="border-bottom: Black 1pt solid; text-align: left">&nbsp;</td>
       <td style="padding-bottom: 1pt">&nbsp;</td>
       <td style="border-bottom: Black 1pt solid; text-align: left">&nbsp;</td>
       <td style="border-bottom: Black 1pt solid; text-align: right">-</td>
       <td style="border-bottom: Black 1pt solid; text-align: left">&nbsp;</td>
       <td style="padding-bottom: 1pt">&nbsp;</td>
       <td style="border-bottom: Black 1pt solid; text-align: left">&nbsp;</td>
       <td style="border-bottom: Black 1pt solid; text-align: right">-</td>
       <td style="border-bottom: Black 1pt solid; text-align: left">&nbsp;</td>
       <td style="padding-bottom: 1pt">&nbsp;</td>
       <td style="border-bottom: Black 1pt solid; text-align: left">&nbsp;</td>
       <td style="border-bottom: Black 1pt solid; text-align: right">292</td>
       <td style="border-bottom: Black 1pt solid; text-align: left">&nbsp;</td>
       <td style="padding-bottom: 1pt">&nbsp;</td>
       <td style="border-bottom: Black 1pt solid; text-align: left">&nbsp;</td>
       <td style="border-bottom: Black 1pt solid; text-align: right">8</td>
       <td style="border-bottom: Black 1pt solid; text-align: left">&nbsp;</td>
      </tr>
      <tr style="vertical-align: bottom; background-color: White">
       <td style="text-align: left; padding-bottom: 1pt; padding-left: 10pt">Total other securities</td>
       <td style="padding-bottom: 1pt">&nbsp;</td>
       <td style="border-bottom: Black 1pt solid; text-align: left">&nbsp;</td>
       <td style="border-bottom: Black 1pt solid; text-align: right">48,389</td>
       <td style="border-bottom: Black 1pt solid; text-align: left">&nbsp;</td>
       <td style="padding-bottom: 1pt">&nbsp;</td>
       <td style="border-bottom: Black 1pt solid; text-align: left">&nbsp;</td>
       <td style="border-bottom: Black 1pt solid; text-align: right">783</td>
       <td style="border-bottom: Black 1pt solid; text-align: left">&nbsp;</td>
       <td style="padding-bottom: 1pt">&nbsp;</td>
       <td style="border-bottom: Black 1pt solid; text-align: left">&nbsp;</td>
       <td style="border-bottom: Black 1pt solid; text-align: right">13,119</td>
       <td style="border-bottom: Black 1pt solid; text-align: left">&nbsp;</td>
       <td style="padding-bottom: 1pt">&nbsp;</td>
       <td style="border-bottom: Black 1pt solid; text-align: left">&nbsp;</td>
       <td style="border-bottom: Black 1pt solid; text-align: right">439</td>
       <td style="border-bottom: Black 1pt solid; text-align: left">&nbsp;</td>
       <td style="padding-bottom: 1pt">&nbsp;</td>
       <td style="border-bottom: Black 1pt solid; text-align: left">&nbsp;</td>
       <td style="border-bottom: Black 1pt solid; text-align: right">35,270</td>
       <td style="border-bottom: Black 1pt solid; text-align: left">&nbsp;</td>
       <td style="padding-bottom: 1pt">&nbsp;</td>
       <td style="border-bottom: Black 1pt solid; text-align: left">&nbsp;</td>
       <td style="border-bottom: Black 1pt solid; text-align: right">344</td>
       <td style="border-bottom: Black 1pt solid; text-align: left">&nbsp;</td>
      </tr>
      <tr style="vertical-align: bottom; background-color: rgb(204,238,255)">
       <td style="text-align: left">&nbsp;</td>
       <td>&nbsp;</td>
       <td style="text-align: left">&nbsp;</td>
       <td style="text-align: right">&nbsp;</td>
       <td style="text-align: left">&nbsp;</td>
       <td>&nbsp;</td>
       <td style="text-align: left">&nbsp;</td>
       <td style="text-align: right">&nbsp;</td>
       <td style="text-align: left">&nbsp;</td>
       <td>&nbsp;</td>
       <td style="text-align: left">&nbsp;</td>
       <td style="text-align: right">&nbsp;</td>
       <td style="text-align: left">&nbsp;</td>
       <td>&nbsp;</td>
       <td style="text-align: left">&nbsp;</td>
       <td style="text-align: right">&nbsp;</td>
       <td style="text-align: left">&nbsp;</td>
       <td>&nbsp;</td>
       <td style="text-align: left">&nbsp;</td>
       <td style="text-align: right">&nbsp;</td>
       <td style="text-align: left">&nbsp;</td>
       <td>&nbsp;</td>
       <td style="text-align: left">&nbsp;</td>
       <td style="text-align: right">&nbsp;</td>
       <td style="text-align: left">&nbsp;</td>
      </tr>
      <tr style="vertical-align: bottom; background-color: White">
       <td style="text-align: left">REMIC and CMO</td>
       <td>&nbsp;</td>
       <td style="text-align: left">&nbsp;</td>
       <td style="text-align: right">216,190</td>
       <td style="text-align: left">&nbsp;</td>
       <td>&nbsp;</td>
       <td style="text-align: left">&nbsp;</td>
       <td style="text-align: right">4,627</td>
       <td style="text-align: left">&nbsp;</td>
       <td>&nbsp;</td>
       <td style="text-align: left">&nbsp;</td>
       <td style="text-align: right">77,382</td>
       <td style="text-align: left">&nbsp;</td>
       <td>&nbsp;</td>
       <td style="text-align: left">&nbsp;</td>
       <td style="text-align: right">399</td>
       <td style="text-align: left">&nbsp;</td>
       <td>&nbsp;</td>
       <td style="text-align: left">&nbsp;</td>
       <td style="text-align: right">138,808</td>
       <td style="text-align: left">&nbsp;</td>
       <td>&nbsp;</td>
       <td style="text-align: left">&nbsp;</td>
       <td style="text-align: right">4,228</td>
       <td style="text-align: left">&nbsp;</td>
      </tr>
      <tr style="vertical-align: bottom; background-color: rgb(204,238,255)">
       <td style="text-align: left">GNMA</td>
       <td>&nbsp;</td>
       <td style="text-align: left">&nbsp;</td>
       <td style="text-align: right">8,358</td>
       <td style="text-align: left">&nbsp;</td>
       <td>&nbsp;</td>
       <td style="text-align: left">&nbsp;</td>
       <td style="text-align: right">124</td>
       <td style="text-align: left">&nbsp;</td>
       <td>&nbsp;</td>
       <td style="text-align: left">&nbsp;</td>
       <td style="text-align: right">-</td>
       <td style="text-align: left">&nbsp;</td>
       <td>&nbsp;</td>
       <td style="text-align: left">&nbsp;</td>
       <td style="text-align: right">-</td>
       <td style="text-align: left">&nbsp;</td>
       <td>&nbsp;</td>
       <td style="text-align: left">&nbsp;</td>
       <td style="text-align: right">8,358</td>
       <td style="text-align: left">&nbsp;</td>
       <td>&nbsp;</td>
       <td style="text-align: left">&nbsp;</td>
       <td style="text-align: right">124</td>
       <td style="text-align: left">&nbsp;</td>
      </tr>
      <tr style="vertical-align: bottom; background-color: White">
       <td style="text-align: left">FNMA</td>
       <td>&nbsp;</td>
       <td style="text-align: left">&nbsp;</td>
       <td style="text-align: right">95,148</td>
       <td style="text-align: left">&nbsp;</td>
       <td>&nbsp;</td>
       <td style="text-align: left">&nbsp;</td>
       <td style="text-align: right">1,717</td>
       <td style="text-align: left">&nbsp;</td>
       <td>&nbsp;</td>
       <td style="text-align: left">&nbsp;</td>
       <td style="text-align: right">-</td>
       <td style="text-align: left">&nbsp;</td>
       <td>&nbsp;</td>
       <td style="text-align: left">&nbsp;</td>
       <td style="text-align: right">-</td>
       <td style="text-align: left">&nbsp;</td>
       <td>&nbsp;</td>
       <td style="text-align: left">&nbsp;</td>
       <td style="text-align: right">95,148</td>
       <td style="text-align: left">&nbsp;</td>
       <td>&nbsp;</td>
       <td style="text-align: left">&nbsp;</td>
       <td style="text-align: right">1,717</td>
       <td style="text-align: left">&nbsp;</td>
      </tr>
      <tr style="vertical-align: bottom; background-color: rgb(204,238,255)">
       <td style="text-align: left; padding-bottom: 1pt">FHLMC</td>
       <td style="padding-bottom: 1pt">&nbsp;</td>
       <td style="border-bottom: Black 1pt solid; text-align: left">&nbsp;</td>
       <td style="border-bottom: Black 1pt solid; text-align: right">6,773</td>
       <td style="border-bottom: Black 1pt solid; text-align: left">&nbsp;</td>
       <td style="padding-bottom: 1pt">&nbsp;</td>
       <td style="border-bottom: Black 1pt solid; text-align: left">&nbsp;</td>
       <td style="border-bottom: Black 1pt solid; text-align: right">8</td>
       <td style="border-bottom: Black 1pt solid; text-align: left">&nbsp;</td>
       <td style="padding-bottom: 1pt">&nbsp;</td>
       <td style="border-bottom: Black 1pt solid; text-align: left">&nbsp;</td>
       <td style="border-bottom: Black 1pt solid; text-align: right">6,773</td>
       <td style="border-bottom: Black 1pt solid; text-align: left">&nbsp;</td>
       <td style="padding-bottom: 1pt">&nbsp;</td>
       <td style="border-bottom: Black 1pt solid; text-align: left">&nbsp;</td>
       <td style="border-bottom: Black 1pt solid; text-align: right">8</td>
       <td style="border-bottom: Black 1pt solid; text-align: left">&nbsp;</td>
       <td style="padding-bottom: 1pt">&nbsp;</td>
       <td style="border-bottom: Black 1pt solid; text-align: left">&nbsp;</td>
       <td style="border-bottom: Black 1pt solid; text-align: right">-</td>
       <td style="border-bottom: Black 1pt solid; text-align: left">&nbsp;</td>
       <td style="padding-bottom: 1pt">&nbsp;</td>
       <td style="border-bottom: Black 1pt solid; text-align: left">&nbsp;</td>
       <td style="border-bottom: Black 1pt solid; text-align: right">-</td>
       <td style="border-bottom: Black 1pt solid; text-align: left">&nbsp;</td>
      </tr>
      <tr style="vertical-align: bottom; background-color: White">
       <td style="text-align: left; padding-bottom: 1pt; padding-left: 10pt">Total mortgage-backed&nbsp;&nbsp;securities</td>
       <td style="padding-bottom: 1pt">&nbsp;</td>
       <td style="border-bottom: Black 1pt solid; text-align: left">&nbsp;</td>
       <td style="border-bottom: Black 1pt solid; text-align: right">326,469</td>
       <td style="border-bottom: Black 1pt solid; text-align: left">&nbsp;</td>
       <td style="padding-bottom: 1pt">&nbsp;</td>
       <td style="border-bottom: Black 1pt solid; text-align: left">&nbsp;</td>
       <td style="border-bottom: Black 1pt solid; text-align: right">6,476</td>
       <td style="border-bottom: Black 1pt solid; text-align: left">&nbsp;</td>
       <td style="padding-bottom: 1pt">&nbsp;</td>
       <td style="border-bottom: Black 1pt solid; text-align: left">&nbsp;</td>
       <td style="border-bottom: Black 1pt solid; text-align: right">84,155</td>
       <td style="border-bottom: Black 1pt solid; text-align: left">&nbsp;</td>
       <td style="padding-bottom: 1pt">&nbsp;</td>
       <td style="border-bottom: Black 1pt solid; text-align: left">&nbsp;</td>
       <td style="border-bottom: Black 1pt solid; text-align: right">407</td>
       <td style="border-bottom: Black 1pt solid; text-align: left">&nbsp;</td>
       <td style="padding-bottom: 1pt">&nbsp;</td>
       <td style="border-bottom: Black 1pt solid; text-align: left">&nbsp;</td>
       <td style="border-bottom: Black 1pt solid; text-align: right">242,314</td>
       <td style="border-bottom: Black 1pt solid; text-align: left">&nbsp;</td>
       <td style="padding-bottom: 1pt">&nbsp;</td>
       <td style="border-bottom: Black 1pt solid; text-align: left">&nbsp;</td>
       <td style="border-bottom: Black 1pt solid; text-align: right">6,069</td>
       <td style="border-bottom: Black 1pt solid; text-align: left">&nbsp;</td>
      </tr>
      <tr style="vertical-align: bottom; background-color: rgb(204,238,255)">
       <td style="text-align: left; padding-bottom: 2.25pt; padding-left: 10pt">Total securities available for sale</td>
       <td style="padding-bottom: 2.25pt">&nbsp;</td>
       <td style="border-bottom: Black 2.25pt double; text-align: left">$</td>
       <td style="border-bottom: Black 2.25pt double; text-align: right">374,858</td>
       <td style="border-bottom: Black 2.25pt double; text-align: left">&nbsp;</td>
       <td style="padding-bottom: 2.25pt">&nbsp;</td>
       <td style="border-bottom: Black 2.25pt double; text-align: left">$</td>
       <td style="border-bottom: Black 2.25pt double; text-align: right">7,259</td>
       <td style="border-bottom: Black 2.25pt double; text-align: left">&nbsp;</td>
       <td style="padding-bottom: 2.25pt">&nbsp;</td>
       <td style="border-bottom: Black 2.25pt double; text-align: left">$</td>
       <td style="border-bottom: Black 2.25pt double; text-align: right">97,274</td>
       <td style="border-bottom: Black 2.25pt double; text-align: left">&nbsp;</td>
       <td style="padding-bottom: 2.25pt">&nbsp;</td>
       <td style="border-bottom: Black 2.25pt double; text-align: left">$</td>
       <td style="border-bottom: Black 2.25pt double; text-align: right">846</td>
       <td style="border-bottom: Black 2.25pt double; text-align: left">&nbsp;</td>
       <td style="padding-bottom: 2.25pt">&nbsp;</td>
       <td style="border-bottom: Black 2.25pt double; text-align: left">$</td>
       <td style="border-bottom: Black 2.25pt double; text-align: right">277,584</td>
       <td style="border-bottom: Black 2.25pt double; text-align: left">&nbsp;</td>
       <td style="padding-bottom: 2.25pt">&nbsp;</td>
       <td style="border-bottom: Black 2.25pt double; text-align: left">$</td>
       <td style="border-bottom: Black 2.25pt double; text-align: right">6,413</td>
       <td style="border-bottom: Black 2.25pt double; text-align: left">&nbsp;</td>
      </tr>

    </table><span></span>
</td>
</tr>
<tr class="re">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_OtherThanTemporaryImpairmentCreditLossesRecognizedInEarningsTableTextBlock', window );">Other than Temporary Impairment, Credit Losses Recognized in Earnings [Table Text Block]</a></td>
<td class="text"><table cellpadding="0" cellspacing="0" style="border-collapse: collapse; width: 100%; font: 10pt Times New Roman, Times, Serif">

      <tr style="vertical-align: bottom">
       <td>&nbsp;</td>
       <td style="padding-bottom: 1pt">&nbsp;</td>
       <td colspan="11" style="text-align: center; border-bottom: Black 1pt solid">For the years ended December 31,</td>
      </tr>
      <tr style="vertical-align: bottom">
       <td>&nbsp;</td>
       <td style="padding-bottom: 1pt">&nbsp;</td>
       <td colspan="3" style="text-align: center; border-bottom: Black 1pt solid">2015</td>
       <td style="padding-bottom: 1pt">&nbsp;</td>
       <td colspan="3" style="text-align: center; border-bottom: Black 1pt solid">2014</td>
       <td style="padding-bottom: 1pt">&nbsp;</td>
       <td colspan="3" style="text-align: center; border-bottom: Black 1pt solid">2013</td>
      </tr>
      <tr style="vertical-align: bottom">
       <td>&nbsp;</td>
       <td style="font-style: italic">&nbsp;</td>
       <td colspan="11" style="font-style: italic; text-align: center">(In thousands)</td>
      </tr>
      <tr style="vertical-align: bottom; background-color: rgb(204,238,255)">
       <td style="width: 61%; text-align: left">Beginning balance</td>
       <td style="width: 1%">&nbsp;</td>
       <td style="width: 1%; text-align: left">$</td>
       <td style="width: 10%; text-align: right">-</td>
       <td style="width: 1%; text-align: left">&nbsp;</td>
       <td style="width: 1%">&nbsp;</td>
       <td style="width: 1%; text-align: left">$</td>
       <td style="width: 10%; text-align: right">3,738</td>
       <td style="width: 1%; text-align: left">&nbsp;</td>
       <td style="width: 1%">&nbsp;</td>
       <td style="width: 1%; text-align: left">$</td>
       <td style="width: 10%; text-align: right">6,178</td>
       <td style="width: 1%; text-align: left">&nbsp;</td>
      </tr>
      <tr style="vertical-align: bottom; background-color: White">
       <td>&nbsp;</td>
       <td>&nbsp;</td>
       <td style="text-align: left">&nbsp;</td>
       <td style="text-align: right">&nbsp;</td>
       <td style="text-align: left">&nbsp;</td>
       <td>&nbsp;</td>
       <td style="text-align: left">&nbsp;</td>
       <td style="text-align: right">&nbsp;</td>
       <td style="text-align: left">&nbsp;</td>
       <td>&nbsp;</td>
       <td style="text-align: left">&nbsp;</td>
       <td style="text-align: right">&nbsp;</td>
       <td style="text-align: left">&nbsp;</td>
      </tr>
      <tr style="vertical-align: bottom; background-color: rgb(204,238,255)">
       <td style="text-align: left">Recognition of actual losses</td>
       <td>&nbsp;</td>
       <td style="text-align: left">&nbsp;</td>
       <td style="text-align: right">-</td>
       <td style="text-align: left">&nbsp;</td>
       <td>&nbsp;</td>
       <td style="text-align: left">&nbsp;</td>
       <td style="text-align: right">-</td>
       <td style="text-align: left">&nbsp;</td>
       <td>&nbsp;</td>
       <td style="text-align: left">&nbsp;</td>
       <td style="text-align: right">(842</td>
       <td style="text-align: left">)</td>
      </tr>
      <tr style="vertical-align: bottom; background-color: White">
       <td style="text-align: left">OTTI charges due to credit loss recorded in earnings</td>
       <td>&nbsp;</td>
       <td style="text-align: left">&nbsp;</td>
       <td style="text-align: right">-</td>
       <td style="text-align: left">&nbsp;</td>
       <td>&nbsp;</td>
       <td style="text-align: left">&nbsp;</td>
       <td style="text-align: right">-</td>
       <td style="text-align: left">&nbsp;</td>
       <td>&nbsp;</td>
       <td style="text-align: left">&nbsp;</td>
       <td style="text-align: right">1,419</td>
       <td style="text-align: left">&nbsp;</td>
      </tr>
      <tr style="vertical-align: bottom; background-color: rgb(204,238,255)">
       <td style="text-align: left">Securities sold during the period</td>
       <td>&nbsp;</td>
       <td style="text-align: left">&nbsp;</td>
       <td style="text-align: right">-</td>
       <td style="text-align: left">&nbsp;</td>
       <td>&nbsp;</td>
       <td style="text-align: left">&nbsp;</td>
       <td style="text-align: right">(3,738</td>
       <td style="text-align: left">)</td>
       <td>&nbsp;</td>
       <td style="text-align: left">&nbsp;</td>
       <td style="text-align: right">(3,017</td>
       <td style="text-align: left">)</td>
      </tr>
      <tr style="vertical-align: bottom; background-color: White">
       <td style="text-align: left; padding-bottom: 1pt">&nbsp;</td>
       <td style="padding-bottom: 1pt">&nbsp;</td>
       <td style="border-bottom: Black 1pt solid; text-align: left">&nbsp;</td>
       <td style="border-bottom: Black 1pt solid; text-align: right">&nbsp;</td>
       <td style="border-bottom: Black 1pt solid; text-align: left">&nbsp;</td>
       <td style="padding-bottom: 1pt">&nbsp;</td>
       <td style="border-bottom: Black 1pt solid; text-align: left">&nbsp;</td>
       <td style="border-bottom: Black 1pt solid; text-align: right">&nbsp;</td>
       <td style="border-bottom: Black 1pt solid; text-align: left">&nbsp;</td>
       <td style="padding-bottom: 1pt">&nbsp;</td>
       <td style="border-bottom: Black 1pt solid; text-align: left">&nbsp;</td>
       <td style="border-bottom: Black 1pt solid; text-align: right">&nbsp;</td>
       <td style="border-bottom: Black 1pt solid; text-align: left">&nbsp;</td>
      </tr>
      <tr style="vertical-align: bottom; background-color: rgb(204,238,255)">
       <td style="text-align: left; padding-bottom: 2.25pt">Ending balance</td>
       <td style="padding-bottom: 2.25pt">&nbsp;</td>
       <td style="border-bottom: Black 2.25pt double; text-align: left">$</td>
       <td style="border-bottom: Black 2.25pt double; text-align: right">-</td>
       <td style="border-bottom: Black 2.25pt double; text-align: left">&nbsp;</td>
       <td style="padding-bottom: 2.25pt">&nbsp;</td>
       <td style="border-bottom: Black 2.25pt double; text-align: left">$</td>
       <td style="border-bottom: Black 2.25pt double; text-align: right">-</td>
       <td style="border-bottom: Black 2.25pt double; text-align: left">&nbsp;</td>
       <td style="padding-bottom: 2.25pt">&nbsp;</td>
       <td style="border-bottom: Black 2.25pt double; text-align: left">$</td>
       <td style="border-bottom: Black 2.25pt double; text-align: right">3,738</td>
       <td style="border-bottom: Black 2.25pt double; text-align: left">&nbsp;</td>
      </tr>

    </table><span></span>
</td>
</tr>
<tr class="ro">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_ScheduleOfRealizedGainLossTableTextBlock', window );">Schedule of Realized Gain (Loss) [Table Text Block]</a></td>
<td class="text"><table cellpadding="0" cellspacing="0" style="border-collapse: collapse; width: 100%; font: 10pt Times New Roman, Times, Serif">

      <tr style="vertical-align: bottom">
       <td>&nbsp;</td>
       <td style="padding-bottom: 1pt">&nbsp;</td>
       <td colspan="11" style="text-align: center; border-bottom: Black 1pt solid">For the years ended<br /> December 31,</td>
      </tr>
      <tr style="vertical-align: bottom">
       <td>&nbsp;</td>
       <td style="padding-bottom: 1pt">&nbsp;</td>
       <td colspan="3" style="text-align: center; border-bottom: Black 1pt solid">2015</td>
       <td style="padding-bottom: 1pt">&nbsp;</td>
       <td colspan="3" style="text-align: center; border-bottom: Black 1pt solid">2014</td>
       <td style="padding-bottom: 1pt">&nbsp;</td>
       <td colspan="3" style="text-align: center; border-bottom: Black 1pt solid">2013</td>
      </tr>
      <tr style="vertical-align: bottom">
       <td>&nbsp;</td>
       <td style="font-style: italic">&nbsp;</td>
       <td colspan="11" style="font-style: italic; text-align: center">(In thousands)</td>
      </tr>
      <tr style="vertical-align: bottom; background-color: rgb(204,238,255)">
       <td style="width: 61%; text-align: left">Gross gains from the sale of securities</td>
       <td style="width: 1%">&nbsp;</td>
       <td style="width: 1%; text-align: left">$</td>
       <td style="width: 10%; text-align: right">2,899</td>
       <td style="width: 1%; text-align: left">&nbsp;</td>
       <td style="width: 1%">&nbsp;</td>
       <td style="width: 1%; text-align: left">$</td>
       <td style="width: 10%; text-align: right">5,247</td>
       <td style="width: 1%; text-align: left">&nbsp;</td>
       <td style="width: 1%">&nbsp;</td>
       <td style="width: 1%; text-align: left">$</td>
       <td style="width: 10%; text-align: right">5,222</td>
       <td style="width: 1%; text-align: left">&nbsp;</td>
      </tr>
      <tr style="vertical-align: bottom; background-color: White">
       <td style="text-align: left">Gross losses from the sale of securities</td>
       <td>&nbsp;</td>
       <td style="text-align: left">&nbsp;</td>
       <td style="text-align: right">(2,732</td>
       <td style="text-align: left">)</td>
       <td>&nbsp;</td>
       <td style="text-align: left">&nbsp;</td>
       <td style="text-align: right">(2,372</td>
       <td style="text-align: left">)</td>
       <td>&nbsp;</td>
       <td style="text-align: left">&nbsp;</td>
       <td style="text-align: right">(2,201</td>
       <td style="text-align: left">)</td>
      </tr>
      <tr style="vertical-align: bottom; background-color: rgb(204,238,255)">
       <td style="text-align: left; padding-bottom: 1pt">&nbsp;</td>
       <td style="padding-bottom: 1pt">&nbsp;</td>
       <td style="border-bottom: Black 1pt solid; text-align: left">&nbsp;</td>
       <td style="border-bottom: Black 1pt solid; text-align: right">&nbsp;</td>
       <td style="border-bottom: Black 1pt solid; text-align: left">&nbsp;</td>
       <td style="padding-bottom: 1pt">&nbsp;</td>
       <td style="border-bottom: Black 1pt solid; text-align: left">&nbsp;</td>
       <td style="border-bottom: Black 1pt solid; text-align: right">&nbsp;</td>
       <td style="border-bottom: Black 1pt solid; text-align: left">&nbsp;</td>
       <td style="padding-bottom: 1pt">&nbsp;</td>
       <td style="border-bottom: Black 1pt solid; text-align: left">&nbsp;</td>
       <td style="border-bottom: Black 1pt solid; text-align: right">&nbsp;</td>
       <td style="border-bottom: Black 1pt solid; text-align: left">&nbsp;</td>
      </tr>
      <tr style="vertical-align: bottom; background-color: White">
       <td style="text-align: left; padding-bottom: 2.25pt">Net gains from the sale of securities</td>
       <td style="padding-bottom: 2.25pt">&nbsp;</td>
       <td style="border-bottom: Black 2.25pt double; text-align: left">$</td>
       <td style="border-bottom: Black 2.25pt double; text-align: right">167</td>
       <td style="border-bottom: Black 2.25pt double; text-align: left">&nbsp;</td>
       <td style="padding-bottom: 2.25pt">&nbsp;</td>
       <td style="border-bottom: Black 2.25pt double; text-align: left">$</td>
       <td style="border-bottom: Black 2.25pt double; text-align: right">2,875</td>
       <td style="border-bottom: Black 2.25pt double; text-align: left">&nbsp;</td>
       <td style="padding-bottom: 2.25pt">&nbsp;</td>
       <td style="border-bottom: Black 2.25pt double; text-align: left">$</td>
       <td style="border-bottom: Black 2.25pt double; text-align: right">3,021</td>
       <td style="border-bottom: Black 2.25pt double; text-align: left">&nbsp;</td>
      </tr>

    </table><span></span>
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<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>No definition available.</p></div>
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<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>Tabular disclosure of maturities of an entity's investments as well as any other information pertinent to the investments.</p></div>
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<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>Tabular disclosure of the amount of other than temporary impairment (OTTI) related to credit losses recognized in earnings including: (a) the beginning balance of the amount related to credit losses on debt securities held by the investor at the beginning of the period for which a portion of an OTTI was recognized in other comprehensive income; (b) additions for the amount related to the credit loss for which an OTTI was not previously recognized; (c) reductions for securities sold during the period (realized); (d) reductions for securities for which the amount previously recognized in other comprehensive income was recognized in earnings because the investor intends to sell the security or more likely than not will be required to sell the security before recovery of its amortized cost basis; (e) additional increases to the amount related to the credit loss for which an OTTI was previously recognized when the investor does not intend to sell the security and it is not more likely than not that the investor will be required to sell the security before recovery of its amortized cost basis; (f) reductions for increases in cash flows expected to be collected that are recognized over the remaining life of the security; and (g) the ending balance of the amount related to credit losses on debt securities held by the entity at the end of the period for which a portion of an OTTI was recognized in other comprehensive income.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 320<br> -SubTopic 10<br> -Section 50<br> -Paragraph 8<br> -URI http://asc.fasb.org/extlink&amp;oid=27724398&amp;loc=d3e27340-111563<br></p></div>
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<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>Tabular disclosure of the proceeds from sales of available-for-sale securities and the gross realized gains and gross realized losses that have been included in earnings as a result of those sales.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 320<br> -SubTopic 10<br> -Section 50<br> -Paragraph 9<br> -Subparagraph (a)<br> -URI http://asc.fasb.org/extlink&amp;oid=27724398&amp;loc=d3e27357-111563<br></p></div>
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<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>Tabular disclosure of investments in trading securities.</p></div>
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<span style="display: none;">v3.3.1.900</span><table class="report" border="0" cellspacing="2" id="idp6863579872">
<tr>
<th class="tl" colspan="1" rowspan="2"><div style="width: 200px;"><strong>Note 7 - Bank Premises and Equipment, Net (Tables)<br></strong></div></th>
<th class="th" colspan="1">12 Months Ended</th>
</tr>
<tr><th class="th"><div>Dec. 31, 2015</div></th></tr>
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<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_PropertyPlantAndEquipmentAbstract', window );"><strong>Property, Plant and Equipment [Abstract]</strong></a></td>
<td class="text">&#160;<span></span>
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      <tr style="vertical-align: bottom">
       <td style="text-align: left">&nbsp;</td>
       <td style="padding-bottom: 1pt">&nbsp;</td>
       <td colspan="3" style="text-align: center; border-bottom: Black 1pt solid">2015</td>
       <td style="padding-bottom: 1pt">&nbsp;</td>
       <td colspan="3" style="text-align: center; border-bottom: Black 1pt solid">2014</td>
      </tr>
      <tr style="vertical-align: bottom">
       <td style="text-align: left">&nbsp;</td>
       <td style="font-style: italic">&nbsp;</td>
       <td colspan="7" style="font-style: italic; text-align: center">(In thousands)</td>
      </tr>
      <tr style="vertical-align: bottom; background-color: rgb(204,238,255)">
       <td style="width: 70%; text-align: left">Land</td>
       <td style="width: 1%">&nbsp;</td>
       <td style="width: 1%; text-align: left">$</td>
       <td style="width: 12%; text-align: right">745</td>
       <td style="width: 1%; text-align: left">&nbsp;</td>
       <td style="width: 1%">&nbsp;</td>
       <td style="width: 1%; text-align: left">$</td>
       <td style="width: 12%; text-align: right">3,551</td>
       <td style="width: 1%; text-align: left">&nbsp;</td>
      </tr>
      <tr style="vertical-align: bottom; background-color: White">
       <td style="text-align: left">Building and leasehold improvements</td>
       <td>&nbsp;</td>
       <td style="text-align: left">&nbsp;</td>
       <td style="text-align: right">29,610</td>
       <td style="text-align: left">&nbsp;</td>
       <td>&nbsp;</td>
       <td style="text-align: left">&nbsp;</td>
       <td style="text-align: right">25,717</td>
       <td style="text-align: left">&nbsp;</td>
      </tr>
      <tr style="vertical-align: bottom; background-color: rgb(204,238,255)">
       <td style="text-align: left; padding-bottom: 1pt">Equipment and furniture</td>
       <td style="padding-bottom: 1pt">&nbsp;</td>
       <td style="border-bottom: Black 1pt solid; text-align: left">&nbsp;</td>
       <td style="border-bottom: Black 1pt solid; text-align: right">19,770</td>
       <td style="border-bottom: Black 1pt solid; text-align: left">&nbsp;</td>
       <td style="padding-bottom: 1pt">&nbsp;</td>
       <td style="border-bottom: Black 1pt solid; text-align: left">&nbsp;</td>
       <td style="border-bottom: Black 1pt solid; text-align: right">19,197</td>
       <td style="border-bottom: Black 1pt solid; text-align: left">&nbsp;</td>
      </tr>
      <tr style="vertical-align: bottom; background-color: White">
       <td style="text-align: left; padding-left: 10pt">Total</td>
       <td>&nbsp;</td>
       <td style="text-align: left">&nbsp;</td>
       <td style="text-align: right">50,125</td>
       <td style="text-align: left">&nbsp;</td>
       <td>&nbsp;</td>
       <td style="text-align: left">&nbsp;</td>
       <td style="text-align: right">48,465</td>
       <td style="text-align: left">&nbsp;</td>
      </tr>
      <tr style="vertical-align: bottom; background-color: rgb(204,238,255)">
       <td style="text-align: left; padding-bottom: 1pt">Less: Accumulated depreciation and amortization</td>
       <td style="padding-bottom: 1pt">&nbsp;</td>
       <td style="border-bottom: Black 1pt solid; text-align: left">&nbsp;</td>
       <td style="border-bottom: Black 1pt solid; text-align: right">24,503</td>
       <td style="border-bottom: Black 1pt solid; text-align: left">&nbsp;</td>
       <td style="padding-bottom: 1pt">&nbsp;</td>
       <td style="border-bottom: Black 1pt solid; text-align: left">&nbsp;</td>
       <td style="border-bottom: Black 1pt solid; text-align: right">26,597</td>
       <td style="border-bottom: Black 1pt solid; text-align: left">&nbsp;</td>
      </tr>
      <tr style="vertical-align: bottom; background-color: White">
       <td style="text-align: left; padding-bottom: 2.25pt; padding-left: 10pt">Bank premises and equipment, net</td>
       <td style="padding-bottom: 2.25pt">&nbsp;</td>
       <td style="border-bottom: Black 2.25pt double; text-align: left">$</td>
       <td style="border-bottom: Black 2.25pt double; text-align: right">25,622</td>
       <td style="border-bottom: Black 2.25pt double; text-align: left">&nbsp;</td>
       <td style="padding-bottom: 2.25pt">&nbsp;</td>
       <td style="border-bottom: Black 2.25pt double; text-align: left">$</td>
       <td style="border-bottom: Black 2.25pt double; text-align: right">21,868</td>
       <td style="border-bottom: Black 2.25pt double; text-align: left">&nbsp;</td>
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<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- References</a><div><p>No definition available.</p></div>
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<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>Tabular disclosure of physical assets used in the normal conduct of business and not intended for resale. Includes, but is not limited to, balances by class of assets, depreciation and depletion expense and method used, including composite depreciation, and accumulated deprecation.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 210<br> -SubTopic 10<br> -Section S99<br> -Paragraph 1<br> -Subparagraph (SX 210.5-02.13)<br> -URI http://asc.fasb.org/extlink&amp;oid=6877327&amp;loc=d3e13212-122682<br><br>Reference 2: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 360<br> -SubTopic 10<br> -Section 50<br> -Paragraph 1<br> -URI http://asc.fasb.org/extlink&amp;oid=6391035&amp;loc=d3e2868-110229<br><br>Reference 3: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher SEC<br> -Name Regulation S-X (SX)<br> -Number 210<br> -Section 02<br> -Paragraph 13<br> -Subparagraph b<br> -Article 5<br></p></div>
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<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_PropertyPlantAndEquipmentTextBlock</td>
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<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>us-gaap_</td>
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<td>nonnum:textBlockItemType</td>
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<td>duration</td>
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<DESCRIPTION>IDEA: XBRL DOCUMENT
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<span style="display: none;">v3.3.1.900</span><table class="report" border="0" cellspacing="2" id="idp6838610288">
<tr>
<th class="tl" colspan="1" rowspan="2"><div style="width: 200px;"><strong>Note 8 - Deposits (Tables)<br></strong></div></th>
<th class="th" colspan="1">12 Months Ended</th>
</tr>
<tr><th class="th"><div>Dec. 31, 2015</div></th></tr>
<tr class="re">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_DisclosureTextBlockAbstract', window );"><strong>Disclosure Text Block [Abstract]</strong></a></td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_ffic_ScheduleOfDepositsAndWeightedAverageRateOnDepositsTableTextBlock', window );">Schedule of Deposits and Weighted Average Rate on Deposits [Table Text Block]</a></td>
<td class="text"><table cellpadding="0" cellspacing="0" style="border-collapse: collapse; width: 100%; font: 10pt Times New Roman, Times, Serif">

      <tr style="vertical-align: bottom">
       <td style="text-align: center">&nbsp;</td>
       <td style="padding-bottom: 1pt">&nbsp;</td>
       <td colspan="3" style="text-align: center; border-bottom: Black 1pt solid">2015</td>
       <td style="padding-bottom: 1pt">&nbsp;</td>
       <td colspan="3" style="text-align: center; border-bottom: Black 1pt solid">2014</td>
       <td style="padding-bottom: 1pt">&nbsp;</td>
       <td colspan="3" style="text-align: center; border-bottom: Black 1pt solid">Weighted <br /> Average <br /> Rate <br /> 2015</td>
      </tr>
      <tr style="vertical-align: bottom">
       <td style="text-align: left">&nbsp;</td>
       <td style="font-style: italic">&nbsp;</td>
       <td colspan="9" style="font-style: italic; text-align: center">(Dollars in thousands)</td>
      </tr>
      <tr style="vertical-align: bottom; background-color: rgb(204,238,255)">
       <td style="text-align: left">Interest-bearing deposits:</td>
       <td>&nbsp;</td>
       <td style="text-align: left">&nbsp;</td>
       <td style="text-align: right">&nbsp;</td>
       <td style="text-align: left">&nbsp;</td>
       <td>&nbsp;</td>
       <td style="text-align: left">&nbsp;</td>
       <td style="text-align: right">&nbsp;</td>
       <td style="text-align: left">&nbsp;</td>
       <td>&nbsp;</td>
       <td style="text-align: left">&nbsp;</td>
       <td style="text-align: right">&nbsp;</td>
       <td style="text-align: left">&nbsp;</td>
      </tr>
      <tr style="vertical-align: bottom; background-color: White">
       <td style="width: 61%; text-align: left; padding-left: 10pt">Certificate of deposit accounts</td>
       <td style="width: 1%">&nbsp;</td>
       <td style="width: 1%; text-align: left">$</td>
       <td style="width: 10%; text-align: right">1,403,302</td>
       <td style="width: 1%; text-align: left">&nbsp;</td>
       <td style="width: 1%">&nbsp;</td>
       <td style="width: 1%; text-align: left">$</td>
       <td style="width: 10%; text-align: right">1,305,823</td>
       <td style="width: 1%; text-align: left">&nbsp;</td>
       <td style="width: 1%">&nbsp;</td>
       <td style="width: 1%; text-align: left">&nbsp;</td>
       <td style="width: 10%; text-align: right">1.41</td>
       <td style="width: 1%; text-align: left">%</td>
      </tr>
      <tr style="vertical-align: bottom; background-color: rgb(204,238,255)">
       <td style="text-align: left; padding-left: 10pt">Savings accounts</td>
       <td>&nbsp;</td>
       <td style="text-align: left">&nbsp;</td>
       <td style="text-align: right">261,748</td>
       <td style="text-align: left">&nbsp;</td>
       <td>&nbsp;</td>
       <td style="text-align: left">&nbsp;</td>
       <td style="text-align: right">261,942</td>
       <td style="text-align: left">&nbsp;</td>
       <td>&nbsp;</td>
       <td style="text-align: left">&nbsp;</td>
       <td style="text-align: right">0.45</td>
       <td style="text-align: left">&nbsp;</td>
      </tr>
      <tr style="vertical-align: bottom; background-color: White">
       <td style="text-align: left; padding-left: 10pt">Money market accounts</td>
       <td>&nbsp;</td>
       <td style="text-align: left">&nbsp;</td>
       <td style="text-align: right">472,489</td>
       <td style="text-align: left">&nbsp;</td>
       <td>&nbsp;</td>
       <td style="text-align: left">&nbsp;</td>
       <td style="text-align: right">290,263</td>
       <td style="text-align: left">&nbsp;</td>
       <td>&nbsp;</td>
       <td style="text-align: left">&nbsp;</td>
       <td style="text-align: right">0.46</td>
       <td style="text-align: left">&nbsp;</td>
      </tr>
      <tr style="vertical-align: bottom; background-color: rgb(204,238,255)">
       <td style="text-align: left; padding-bottom: 1pt; padding-left: 10pt">NOW accounts</td>
       <td style="padding-bottom: 1pt">&nbsp;</td>
       <td style="border-bottom: Black 1pt solid; text-align: left">&nbsp;</td>
       <td style="border-bottom: Black 1pt solid; text-align: right">1,448,695</td>
       <td style="border-bottom: Black 1pt solid; text-align: left">&nbsp;</td>
       <td style="padding-bottom: 1pt">&nbsp;</td>
       <td style="border-bottom: Black 1pt solid; text-align: left">&nbsp;</td>
       <td style="border-bottom: Black 1pt solid; text-align: right">1,359,057</td>
       <td style="border-bottom: Black 1pt solid; text-align: left">&nbsp;</td>
       <td style="padding-bottom: 1pt">&nbsp;</td>
       <td style="text-align: left">&nbsp;</td>
       <td style="text-align: right">0.49</td>
       <td style="text-align: left">&nbsp;</td>
      </tr>
      <tr style="vertical-align: bottom; background-color: White">
       <td style="text-align: left; padding-left: 20pt">Total interest-bearing deposits</td>
       <td>&nbsp;</td>
       <td style="text-align: left">&nbsp;</td>
       <td style="text-align: right">3,586,234</td>
       <td style="text-align: left">&nbsp;</td>
       <td>&nbsp;</td>
       <td style="text-align: left">&nbsp;</td>
       <td style="text-align: right">3,217,085</td>
       <td style="text-align: left">&nbsp;</td>
       <td>&nbsp;</td>
       <td style="text-align: left">&nbsp;</td>
       <td style="text-align: right">&nbsp;</td>
       <td style="text-align: left">&nbsp;</td>
      </tr>
      <tr style="vertical-align: bottom; background-color: rgb(204,238,255)">
       <td style="text-align: left; padding-bottom: 1pt">Non-interest bearing demand deposits</td>
       <td style="padding-bottom: 1pt">&nbsp;</td>
       <td style="border-bottom: Black 1pt solid; text-align: left">&nbsp;</td>
       <td style="border-bottom: Black 1pt solid; text-align: right">269,469</td>
       <td style="border-bottom: Black 1pt solid; text-align: left">&nbsp;</td>
       <td style="padding-bottom: 1pt">&nbsp;</td>
       <td style="border-bottom: Black 1pt solid; text-align: left">&nbsp;</td>
       <td style="border-bottom: Black 1pt solid; text-align: right">255,834</td>
       <td style="border-bottom: Black 1pt solid; text-align: left">&nbsp;</td>
       <td style="padding-bottom: 1pt">&nbsp;</td>
       <td style="text-align: left">&nbsp;</td>
       <td style="text-align: right">&nbsp;</td>
       <td style="text-align: left">&nbsp;</td>
      </tr>
      <tr style="vertical-align: bottom; background-color: White">
       <td style="text-align: left; padding-left: 20pt">Total due to depositors</td>
       <td>&nbsp;</td>
       <td style="text-align: left">&nbsp;</td>
       <td style="text-align: right">3,855,703</td>
       <td style="text-align: left">&nbsp;</td>
       <td>&nbsp;</td>
       <td style="text-align: left">&nbsp;</td>
       <td style="text-align: right">3,472,919</td>
       <td style="text-align: left">&nbsp;</td>
       <td>&nbsp;</td>
       <td style="text-align: left">&nbsp;</td>
       <td style="text-align: right">&nbsp;</td>
       <td style="text-align: left">&nbsp;</td>
      </tr>
      <tr style="vertical-align: bottom; background-color: rgb(204,238,255)">
       <td style="text-align: left; padding-bottom: 1pt">Mortgagors' escrow deposits</td>
       <td style="padding-bottom: 1pt">&nbsp;</td>
       <td style="border-bottom: Black 1pt solid; text-align: left">&nbsp;</td>
       <td style="border-bottom: Black 1pt solid; text-align: right">36,844</td>
       <td style="border-bottom: Black 1pt solid; text-align: left">&nbsp;</td>
       <td style="padding-bottom: 1pt">&nbsp;</td>
       <td style="border-bottom: Black 1pt solid; text-align: left">&nbsp;</td>
       <td style="border-bottom: Black 1pt solid; text-align: right">35,679</td>
       <td style="border-bottom: Black 1pt solid; text-align: left">&nbsp;</td>
       <td style="padding-bottom: 1pt">&nbsp;</td>
       <td style="text-align: left">&nbsp;</td>
       <td style="text-align: right">0.17</td>
       <td style="text-align: left">&nbsp;</td>
      </tr>
      <tr style="vertical-align: bottom; background-color: White">
       <td style="text-align: left; padding-bottom: 2.25pt; padding-left: 20pt">Total deposits</td>
       <td style="padding-bottom: 2.25pt">&nbsp;</td>
       <td style="border-bottom: Black 2.25pt double; text-align: left">$</td>
       <td style="border-bottom: Black 2.25pt double; text-align: right">3,892,547</td>
       <td style="border-bottom: Black 2.25pt double; text-align: left">&nbsp;</td>
       <td style="padding-bottom: 2.25pt">&nbsp;</td>
       <td style="border-bottom: Black 2.25pt double; text-align: left">$</td>
       <td style="border-bottom: Black 2.25pt double; text-align: right">3,508,598</td>
       <td style="border-bottom: Black 2.25pt double; text-align: left">&nbsp;</td>
       <td style="padding-bottom: 2.25pt">&nbsp;</td>
       <td style="text-align: left">&nbsp;</td>
       <td style="text-align: right">&nbsp;</td>
       <td style="text-align: left">&nbsp;</td>
      </tr>

    </table><span></span>
</td>
</tr>
<tr class="re">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_ffic_ScheduleOfInterestExpenseOnDepositsTableTextBlock', window );">Schedule of Interest Expense on Deposits [Table Text Block]</a></td>
<td class="text"><table cellpadding="0" cellspacing="0" style="border-collapse: collapse; width: 100%; font: 10pt Times New Roman, Times, Serif">

      <tr style="vertical-align: bottom">
       <td style="text-align: center">&nbsp;</td>
       <td style="padding-bottom: 1pt">&nbsp;</td>
       <td colspan="3" style="text-align: center; border-bottom: Black 1pt solid">2015</td>
       <td style="padding-bottom: 1pt">&nbsp;</td>
       <td colspan="3" style="text-align: center; border-bottom: Black 1pt solid">2014</td>
       <td style="padding-bottom: 1pt">&nbsp;</td>
       <td colspan="3" style="text-align: center; border-bottom: Black 1pt solid">2013</td>
      </tr>
      <tr style="vertical-align: bottom">
       <td style="text-align: left">&nbsp;</td>
       <td style="font-style: italic">&nbsp;</td>
       <td colspan="11" style="font-style: italic; text-align: center">(In thousands)</td>
      </tr>
      <tr style="vertical-align: bottom; background-color: rgb(204,238,255)">
       <td style="width: 61%; text-align: left">Certificate of deposit accounts</td>
       <td style="width: 1%">&nbsp;</td>
       <td style="width: 1%; text-align: left">$</td>
       <td style="width: 10%; text-align: right">20,943</td>
       <td style="width: 1%; text-align: left">&nbsp;</td>
       <td style="width: 1%">&nbsp;</td>
       <td style="width: 1%; text-align: left">$</td>
       <td style="width: 10%; text-align: right">22,420</td>
       <td style="width: 1%; text-align: left">&nbsp;</td>
       <td style="width: 1%">&nbsp;</td>
       <td style="width: 1%; text-align: left">$</td>
       <td style="width: 10%; text-align: right">24,414</td>
       <td style="width: 1%; text-align: left">&nbsp;</td>
      </tr>
      <tr style="vertical-align: bottom; background-color: White">
       <td style="text-align: left">Savings accounts</td>
       <td>&nbsp;</td>
       <td style="text-align: left">&nbsp;</td>
       <td style="text-align: right">1,151</td>
       <td style="text-align: left">&nbsp;</td>
       <td>&nbsp;</td>
       <td style="text-align: left">&nbsp;</td>
       <td style="text-align: right">597</td>
       <td style="text-align: left">&nbsp;</td>
       <td>&nbsp;</td>
       <td style="text-align: left">&nbsp;</td>
       <td style="text-align: right">515</td>
       <td style="text-align: left">&nbsp;</td>
      </tr>
      <tr style="vertical-align: bottom; background-color: rgb(204,238,255)">
       <td style="text-align: left">Money market accounts</td>
       <td>&nbsp;</td>
       <td style="text-align: left">&nbsp;</td>
       <td style="text-align: right">1,551</td>
       <td style="text-align: left">&nbsp;</td>
       <td>&nbsp;</td>
       <td style="text-align: left">&nbsp;</td>
       <td style="text-align: right">667</td>
       <td style="text-align: left">&nbsp;</td>
       <td>&nbsp;</td>
       <td style="text-align: left">&nbsp;</td>
       <td style="text-align: right">294</td>
       <td style="text-align: left">&nbsp;</td>
      </tr>
      <tr style="vertical-align: bottom; background-color: White">
       <td style="text-align: left; padding-bottom: 1pt">NOW accounts</td>
       <td style="padding-bottom: 1pt">&nbsp;</td>
       <td style="border-bottom: Black 1pt solid; text-align: left">&nbsp;</td>
       <td style="border-bottom: Black 1pt solid; text-align: right">6,593</td>
       <td style="border-bottom: Black 1pt solid; text-align: left">&nbsp;</td>
       <td style="padding-bottom: 1pt">&nbsp;</td>
       <td style="border-bottom: Black 1pt solid; text-align: left">&nbsp;</td>
       <td style="border-bottom: Black 1pt solid; text-align: right">6,227</td>
       <td style="border-bottom: Black 1pt solid; text-align: left">&nbsp;</td>
       <td style="padding-bottom: 1pt">&nbsp;</td>
       <td style="border-bottom: Black 1pt solid; text-align: left">&nbsp;</td>
       <td style="border-bottom: Black 1pt solid; text-align: right">6,777</td>
       <td style="border-bottom: Black 1pt solid; text-align: left">&nbsp;</td>
      </tr>
      <tr style="vertical-align: bottom; background-color: rgb(204,238,255)">
       <td style="text-align: left; padding-left: 10pt">Total due to depositors</td>
       <td>&nbsp;</td>
       <td style="text-align: left">&nbsp;</td>
       <td style="text-align: right">30,238</td>
       <td style="text-align: left">&nbsp;</td>
       <td>&nbsp;</td>
       <td style="text-align: left">&nbsp;</td>
       <td style="text-align: right">29,911</td>
       <td style="text-align: left">&nbsp;</td>
       <td>&nbsp;</td>
       <td style="text-align: left">&nbsp;</td>
       <td style="text-align: right">32,000</td>
       <td style="text-align: left">&nbsp;</td>
      </tr>
      <tr style="vertical-align: bottom; background-color: White">
       <td style="text-align: left; padding-bottom: 1pt">Mortgagors' escrow deposits</td>
       <td style="padding-bottom: 1pt">&nbsp;</td>
       <td style="border-bottom: Black 1pt solid; text-align: left">&nbsp;</td>
       <td style="border-bottom: Black 1pt solid; text-align: right">98</td>
       <td style="border-bottom: Black 1pt solid; text-align: left">&nbsp;</td>
       <td style="padding-bottom: 1pt">&nbsp;</td>
       <td style="border-bottom: Black 1pt solid; text-align: left">&nbsp;</td>
       <td style="border-bottom: Black 1pt solid; text-align: right">133</td>
       <td style="border-bottom: Black 1pt solid; text-align: left">&nbsp;</td>
       <td style="padding-bottom: 1pt">&nbsp;</td>
       <td style="border-bottom: Black 1pt solid; text-align: left">&nbsp;</td>
       <td style="border-bottom: Black 1pt solid; text-align: right">37</td>
       <td style="border-bottom: Black 1pt solid; text-align: left">&nbsp;</td>
      </tr>
      <tr style="vertical-align: bottom; background-color: rgb(204,238,255)">
       <td style="text-align: left; padding-bottom: 2.25pt; padding-left: 10pt">Total interest expense on deposits</td>
       <td style="padding-bottom: 2.25pt">&nbsp;</td>
       <td style="border-bottom: Black 2.25pt double; text-align: left">$</td>
       <td style="border-bottom: Black 2.25pt double; text-align: right">30,336</td>
       <td style="border-bottom: Black 2.25pt double; text-align: left">&nbsp;</td>
       <td style="padding-bottom: 2.25pt">&nbsp;</td>
       <td style="border-bottom: Black 2.25pt double; text-align: left">$</td>
       <td style="border-bottom: Black 2.25pt double; text-align: right">30,044</td>
       <td style="border-bottom: Black 2.25pt double; text-align: left">&nbsp;</td>
       <td style="padding-bottom: 2.25pt">&nbsp;</td>
       <td style="border-bottom: Black 2.25pt double; text-align: left">$</td>
       <td style="border-bottom: Black 2.25pt double; text-align: right">32,037</td>
       <td style="border-bottom: Black 2.25pt double; text-align: left">&nbsp;</td>
      </tr>

    </table><span></span>
</td>
</tr>
<tr class="ro">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_ffic_ScheduleOfRemainingMaturitiesOfCertificatesOfDepositAccountsTableTextBlock', window );">Schedule of Remaining Maturities of Certificates of Deposit Accounts [Table Text Block]</a></td>
<td class="text"><table cellpadding="0" cellspacing="0" style="border-collapse: collapse; width: 100%; font: 10pt Times New Roman, Times, Serif">

      <tr style="vertical-align: bottom">
       <td style="text-align: center">&nbsp;</td>
       <td style="padding-bottom: 1pt">&nbsp;</td>
       <td colspan="3" style="text-align: center; border-bottom: Black 1pt solid">2015</td>
       <td style="padding-bottom: 1pt">&nbsp;</td>
       <td colspan="3" style="text-align: center; border-bottom: Black 1pt solid">2014</td>
      </tr>
      <tr style="vertical-align: bottom">
       <td style="text-align: left">&nbsp;</td>
       <td style="font-style: italic">&nbsp;</td>
       <td colspan="7" style="font-style: italic; text-align: center">(In thousands)</td>
      </tr>
      <tr style="vertical-align: bottom; background-color: rgb(204,238,255)">
       <td style="width: 70%; text-align: left">Within 12 months</td>
       <td style="width: 1%">&nbsp;</td>
       <td style="width: 1%; text-align: left">$</td>
       <td style="width: 12%; text-align: right">448,229</td>
       <td style="width: 1%; text-align: left">&nbsp;</td>
       <td style="width: 1%">&nbsp;</td>
       <td style="width: 1%; text-align: left">$</td>
       <td style="width: 12%; text-align: right">455,295</td>
       <td style="width: 1%; text-align: left">&nbsp;</td>
      </tr>
      <tr style="vertical-align: bottom; background-color: White">
       <td style="text-align: left">More than 12 months to 24 months</td>
       <td>&nbsp;</td>
       <td style="text-align: left">&nbsp;</td>
       <td style="text-align: right">478,361</td>
       <td style="text-align: left">&nbsp;</td>
       <td>&nbsp;</td>
       <td style="text-align: left">&nbsp;</td>
       <td style="text-align: right">269,840</td>
       <td style="text-align: left">&nbsp;</td>
      </tr>
      <tr style="vertical-align: bottom; background-color: rgb(204,238,255)">
       <td style="text-align: left">More than 24 months to 36 months</td>
       <td>&nbsp;</td>
       <td style="text-align: left">&nbsp;</td>
       <td style="text-align: right">247,349</td>
       <td style="text-align: left">&nbsp;</td>
       <td>&nbsp;</td>
       <td style="text-align: left">&nbsp;</td>
       <td style="text-align: right">229,931</td>
       <td style="text-align: left">&nbsp;</td>
      </tr>
      <tr style="vertical-align: bottom; background-color: White">
       <td style="text-align: left">More than 36 months to 48 months</td>
       <td>&nbsp;</td>
       <td style="text-align: left">&nbsp;</td>
       <td style="text-align: right">167,529</td>
       <td style="text-align: left">&nbsp;</td>
       <td>&nbsp;</td>
       <td style="text-align: left">&nbsp;</td>
       <td style="text-align: right">176,876</td>
       <td style="text-align: left">&nbsp;</td>
      </tr>
      <tr style="vertical-align: bottom; background-color: rgb(204,238,255)">
       <td style="text-align: left">More than 48 months to 60 months</td>
       <td>&nbsp;</td>
       <td style="text-align: left">&nbsp;</td>
       <td style="text-align: right">35,558</td>
       <td style="text-align: left">&nbsp;</td>
       <td>&nbsp;</td>
       <td style="text-align: left">&nbsp;</td>
       <td style="text-align: right">148,424</td>
       <td style="text-align: left">&nbsp;</td>
      </tr>
      <tr style="vertical-align: bottom; background-color: White">
       <td style="text-align: left; padding-bottom: 1pt">More than 60 months</td>
       <td style="padding-bottom: 1pt">&nbsp;</td>
       <td style="border-bottom: Black 1pt solid; text-align: left">&nbsp;</td>
       <td style="border-bottom: Black 1pt solid; text-align: right">26,276</td>
       <td style="border-bottom: Black 1pt solid; text-align: left">&nbsp;</td>
       <td style="padding-bottom: 1pt">&nbsp;</td>
       <td style="border-bottom: Black 1pt solid; text-align: left">&nbsp;</td>
       <td style="border-bottom: Black 1pt solid; text-align: right">25,457</td>
       <td style="border-bottom: Black 1pt solid; text-align: left">&nbsp;</td>
      </tr>
      <tr style="vertical-align: bottom; background-color: rgb(204,238,255)">
       <td style="text-align: left; padding-bottom: 2.25pt; padding-left: 10pt">Total certificate of deposit accounts</td>
       <td style="padding-bottom: 2.25pt">&nbsp;</td>
       <td style="border-bottom: Black 2.25pt double; text-align: left">$</td>
       <td style="border-bottom: Black 2.25pt double; text-align: right">1,403,302</td>
       <td style="border-bottom: Black 2.25pt double; text-align: left">&nbsp;</td>
       <td style="padding-bottom: 2.25pt">&nbsp;</td>
       <td style="border-bottom: Black 2.25pt double; text-align: left">$</td>
       <td style="border-bottom: Black 2.25pt double; text-align: right">1,305,823</td>
       <td style="border-bottom: Black 2.25pt double; text-align: left">&nbsp;</td>
      </tr>

    </table><span></span>
</td>
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<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>Tabular disclosure of the total deposits and the weighted average rate on deposits.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>No definition available.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
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<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>Tabular disclosure of the interest expense on deposits.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>No definition available.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
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<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>Tabular disclosure of the scheduled remaining maturities of certificate of deposit accounts.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>No definition available.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
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<DOCUMENT>
<TYPE>XML
<SEQUENCE>58
<FILENAME>R39.htm
<DESCRIPTION>IDEA: XBRL DOCUMENT
<TEXT>
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<span style="display: none;">v3.3.1.900</span><table class="report" border="0" cellspacing="2" id="idp6839368416">
<tr>
<th class="tl" colspan="1" rowspan="2"><div style="width: 200px;"><strong>Note 9 - Borrowed Funds and Securities Sold Under Agreements to Repurchase (Tables)<br></strong></div></th>
<th class="th" colspan="1">12 Months Ended</th>
</tr>
<tr><th class="th"><div>Dec. 31, 2015</div></th></tr>
<tr class="re">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_DisclosureTextBlockAbstract', window );"><strong>Disclosure Text Block [Abstract]</strong></a></td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_ScheduleOfRepurchaseAgreements', window );">Schedule of Repurchase Agreements [Table Text Block]</a></td>
<td class="text"><table cellpadding="0" cellspacing="0" style="border-collapse: collapse; width: 100%; font: 10pt Times New Roman, Times, Serif">

      <tr style="vertical-align: bottom">
       <td style="text-align: left">&nbsp;</td>
       <td style="padding-bottom: 1pt">&nbsp;</td>
       <td colspan="7" style="text-align: center; border-bottom: Black 1pt solid">2015</td>
       <td style="padding-bottom: 1pt">&nbsp;</td>
       <td colspan="7" style="text-align: center; border-bottom: Black 1pt solid">2014</td>
      </tr>
      <tr style="vertical-align: bottom">
       <td style="text-align: left">&nbsp;</td>
       <td style="padding-bottom: 1pt">&nbsp;</td>
       <td colspan="3" style="text-align: center; border-bottom: Black 1pt solid">Amount</td>
       <td style="border-bottom: Black 1pt solid; text-align: left">&nbsp;</td>
       <td colspan="3" style="text-align: center; border-bottom: Black 1pt solid">Weighted <br /> Average <br /> Rate</td>
       <td style="padding-bottom: 1pt">&nbsp;</td>
       <td colspan="3" style="text-align: center; border-bottom: Black 1pt solid">Amount</td>
       <td style="border-bottom: Black 1pt solid; text-align: left">&nbsp;</td>
       <td colspan="3" style="text-align: center; border-bottom: Black 1pt solid">Weighted <br /> Average <br /> Rate</td>
      </tr>
      <tr style="vertical-align: bottom">
       <td style="text-align: left">&nbsp;</td>
       <td style="font-style: italic">&nbsp;</td>
       <td colspan="15" style="font-style: italic; text-align: center">(Dollars in thousands)</td>
      </tr>
      <tr style="vertical-align: bottom">
       <td style="text-align: left">&nbsp;</td>
       <td>&nbsp;</td>
       <td colspan="3" style="text-align: right">&nbsp;</td>
       <td>&nbsp;</td>
       <td colspan="3" style="text-align: right">&nbsp;</td>
       <td>&nbsp;</td>
       <td colspan="3" style="text-align: right">&nbsp;</td>
       <td>&nbsp;</td>
       <td colspan="3" style="text-align: right">&nbsp;</td>
      </tr>
      <tr style="vertical-align: bottom; background-color: rgb(204,238,255)">
       <td style="text-align: left">Repurchase agreements - fixed rate:</td>
       <td>&nbsp;</td>
       <td style="text-align: left">&nbsp;</td>
       <td style="text-align: right">&nbsp;</td>
       <td style="text-align: left">&nbsp;</td>
       <td>&nbsp;</td>
       <td style="text-align: left">&nbsp;</td>
       <td style="text-align: right">&nbsp;</td>
       <td style="text-align: left">&nbsp;</td>
       <td>&nbsp;</td>
       <td style="text-align: left">&nbsp;</td>
       <td style="text-align: right">&nbsp;</td>
       <td style="text-align: left">&nbsp;</td>
       <td>&nbsp;</td>
       <td style="text-align: left">&nbsp;</td>
       <td style="text-align: right">&nbsp;</td>
       <td style="text-align: left">&nbsp;</td>
      </tr>
      <tr style="vertical-align: bottom; background-color: White">
       <td style="width: 56%; text-align: left; padding-left: 10pt">Due in 2016</td>
       <td style="width: 1%">&nbsp;</td>
       <td style="width: 1%; text-align: left">$</td>
       <td style="width: 8%; text-align: right">38,000</td>
       <td style="width: 1%; text-align: left">&nbsp;</td>
       <td style="width: 1%">&nbsp;</td>
       <td style="width: 1%; text-align: left">&nbsp;</td>
       <td style="width: 8%; text-align: right">1.92</td>
       <td style="width: 1%; text-align: left">%</td>
       <td style="width: 1%">&nbsp;</td>
       <td style="width: 1%; text-align: left">$</td>
       <td style="width: 8%; text-align: right">38,000</td>
       <td style="width: 1%; text-align: left">&nbsp;</td>
       <td style="width: 1%">&nbsp;</td>
       <td style="width: 1%; text-align: left">&nbsp;</td>
       <td style="width: 8%; text-align: right">1.92</td>
       <td style="width: 1%; text-align: left">%</td>
      </tr>
      <tr style="vertical-align: bottom; background-color: rgb(204,238,255)">
       <td style="text-align: left; padding-left: 10pt">Due in 2017</td>
       <td>&nbsp;</td>
       <td style="text-align: left">&nbsp;</td>
       <td style="text-align: right">38,000</td>
       <td style="text-align: left">&nbsp;</td>
       <td>&nbsp;</td>
       <td style="text-align: left">&nbsp;</td>
       <td style="text-align: right">4.16</td>
       <td style="text-align: left">&nbsp;</td>
       <td>&nbsp;</td>
       <td style="text-align: left">&nbsp;</td>
       <td style="text-align: right">38,000</td>
       <td style="text-align: left">&nbsp;</td>
       <td>&nbsp;</td>
       <td style="text-align: left">&nbsp;</td>
       <td style="text-align: right">4.16</td>
       <td style="text-align: left">&nbsp;</td>
      </tr>
      <tr style="vertical-align: bottom; background-color: White">
       <td style="text-align: left; padding-left: 10pt">Due in 2020</td>
       <td>&nbsp;</td>
       <td style="text-align: left">&nbsp;</td>
       <td style="text-align: right">40,000</td>
       <td style="text-align: left">&nbsp;</td>
       <td>&nbsp;</td>
       <td style="text-align: left">&nbsp;</td>
       <td style="text-align: right">3.45</td>
       <td style="text-align: left">&nbsp;</td>
       <td>&nbsp;</td>
       <td style="text-align: left">&nbsp;</td>
       <td style="text-align: right">40,000</td>
       <td style="text-align: left">&nbsp;</td>
       <td>&nbsp;</td>
       <td style="text-align: left">&nbsp;</td>
       <td style="text-align: right">3.45</td>
       <td style="text-align: left">&nbsp;</td>
      </tr>
      <tr style="vertical-align: bottom; background-color: rgb(204,238,255)">
       <td style="text-align: left; padding-bottom: 1pt">&nbsp;</td>
       <td style="padding-bottom: 1pt">&nbsp;</td>
       <td style="border-bottom: Black 1pt solid; text-align: left">&nbsp;</td>
       <td style="border-bottom: Black 1pt solid; text-align: right">&nbsp;</td>
       <td style="border-bottom: Black 1pt solid; text-align: left">&nbsp;</td>
       <td style="border-bottom: Black 1pt solid; text-align: left">&nbsp;</td>
       <td style="border-bottom: Black 1pt solid; text-align: left">&nbsp;</td>
       <td style="border-bottom: Black 1pt solid; text-align: right">&nbsp;</td>
       <td style="border-bottom: Black 1pt solid; text-align: left">&nbsp;</td>
       <td style="padding-bottom: 1pt">&nbsp;</td>
       <td style="border-bottom: Black 1pt solid; text-align: left">&nbsp;</td>
       <td style="border-bottom: Black 1pt solid; text-align: right">&nbsp;</td>
       <td style="border-bottom: Black 1pt solid; text-align: left">&nbsp;</td>
       <td style="border-bottom: Black 1pt solid; text-align: left">&nbsp;</td>
       <td style="border-bottom: Black 1pt solid; text-align: left">&nbsp;</td>
       <td style="border-bottom: Black 1pt solid; text-align: right">&nbsp;</td>
       <td style="border-bottom: Black 1pt solid; text-align: left">&nbsp;</td>
      </tr>
      <tr style="vertical-align: bottom; background-color: White">
       <td style="text-align: left; padding-bottom: 1pt; padding-left: 20pt">Total repurchase agreements - fixed rate</td>
       <td style="padding-bottom: 1pt">&nbsp;</td>
       <td style="border-bottom: Black 1pt solid; text-align: left">&nbsp;</td>
       <td style="border-bottom: Black 1pt solid; text-align: right">116,000</td>
       <td style="border-bottom: Black 1pt solid; text-align: left">&nbsp;</td>
       <td style="border-bottom: Black 1pt solid; text-align: left">&nbsp;</td>
       <td style="border-bottom: Black 1pt solid; text-align: left">&nbsp;</td>
       <td style="border-bottom: Black 1pt solid; text-align: right">3.18</td>
       <td style="border-bottom: Black 1pt solid; text-align: left">&nbsp;</td>
       <td style="padding-bottom: 1pt">&nbsp;</td>
       <td style="border-bottom: Black 1pt solid; text-align: left">&nbsp;</td>
       <td style="border-bottom: Black 1pt solid; text-align: right">116,000</td>
       <td style="border-bottom: Black 1pt solid; text-align: left">&nbsp;</td>
       <td style="border-bottom: Black 1pt solid; text-align: left">&nbsp;</td>
       <td style="border-bottom: Black 1pt solid; text-align: left">&nbsp;</td>
       <td style="border-bottom: Black 1pt solid; text-align: right">3.18</td>
       <td style="border-bottom: Black 1pt solid; text-align: left">&nbsp;</td>
      </tr>
      <tr style="vertical-align: bottom; background-color: rgb(204,238,255)">
       <td style="text-align: left">&nbsp;</td>
       <td>&nbsp;</td>
       <td style="text-align: left">&nbsp;</td>
       <td style="text-align: right">&nbsp;</td>
       <td style="text-align: left">&nbsp;</td>
       <td>&nbsp;</td>
       <td style="text-align: left">&nbsp;</td>
       <td style="text-align: right">&nbsp;</td>
       <td style="text-align: left">&nbsp;</td>
       <td>&nbsp;</td>
       <td style="text-align: left">&nbsp;</td>
       <td style="text-align: right">&nbsp;</td>
       <td style="text-align: left">&nbsp;</td>
       <td>&nbsp;</td>
       <td style="text-align: left">&nbsp;</td>
       <td style="text-align: right">&nbsp;</td>
       <td style="text-align: left">&nbsp;</td>
      </tr>
      <tr style="vertical-align: bottom; background-color: White">
       <td style="text-align: left">FHLB-NY advances - fixed rate:</td>
       <td>&nbsp;</td>
       <td style="text-align: left">&nbsp;</td>
       <td style="text-align: right">&nbsp;</td>
       <td style="text-align: left">&nbsp;</td>
       <td>&nbsp;</td>
       <td style="text-align: left">&nbsp;</td>
       <td style="text-align: right">&nbsp;</td>
       <td style="text-align: left">&nbsp;</td>
       <td>&nbsp;</td>
       <td style="text-align: left">&nbsp;</td>
       <td style="text-align: right">&nbsp;</td>
       <td style="text-align: left">&nbsp;</td>
       <td>&nbsp;</td>
       <td style="text-align: left">&nbsp;</td>
       <td style="text-align: right">&nbsp;</td>
       <td style="text-align: left">&nbsp;</td>
      </tr>
      <tr style="vertical-align: bottom; background-color: rgb(204,238,255)">
       <td style="text-align: left; padding-left: 10pt">Due in 2015</td>
       <td>&nbsp;</td>
       <td style="text-align: left">&nbsp;</td>
       <td style="text-align: right">-</td>
       <td style="text-align: left">&nbsp;</td>
       <td>&nbsp;</td>
       <td style="text-align: left">&nbsp;</td>
       <td style="text-align: right">-</td>
       <td style="text-align: left">&nbsp;</td>
       <td>&nbsp;</td>
       <td style="text-align: left">&nbsp;</td>
       <td style="text-align: right">185,551</td>
       <td style="text-align: left">&nbsp;</td>
       <td>&nbsp;</td>
       <td style="text-align: left">&nbsp;</td>
       <td style="text-align: right">0.80</td>
       <td style="text-align: left">&nbsp;</td>
      </tr>
      <tr style="vertical-align: bottom; background-color: White">
       <td style="text-align: left; padding-left: 10pt">Due in 2016</td>
       <td>&nbsp;</td>
       <td style="text-align: left">&nbsp;</td>
       <td style="text-align: right">386,152</td>
       <td style="text-align: left">&nbsp;</td>
       <td>&nbsp;</td>
       <td style="text-align: left">&nbsp;</td>
       <td style="text-align: right">1.04</td>
       <td style="text-align: left">&nbsp;</td>
       <td>&nbsp;</td>
       <td style="text-align: left">&nbsp;</td>
       <td style="text-align: right">315,847</td>
       <td style="text-align: left">&nbsp;</td>
       <td>&nbsp;</td>
       <td style="text-align: left">&nbsp;</td>
       <td style="text-align: right">1.15</td>
       <td style="text-align: left">&nbsp;</td>
      </tr>
      <tr style="vertical-align: bottom; background-color: rgb(204,238,255)">
       <td style="text-align: left; padding-left: 10pt">Due in 2017</td>
       <td>&nbsp;</td>
       <td style="text-align: left">&nbsp;</td>
       <td style="text-align: right">250,708</td>
       <td style="text-align: left">&nbsp;</td>
       <td>&nbsp;</td>
       <td style="text-align: left">&nbsp;</td>
       <td style="text-align: right">1.29</td>
       <td style="text-align: left">&nbsp;</td>
       <td>&nbsp;</td>
       <td style="text-align: left">&nbsp;</td>
       <td style="text-align: right">305,525</td>
       <td style="text-align: left">&nbsp;</td>
       <td>&nbsp;</td>
       <td style="text-align: left">&nbsp;</td>
       <td style="text-align: right">2.12</td>
       <td style="text-align: left">&nbsp;</td>
      </tr>
      <tr style="vertical-align: bottom; background-color: White">
       <td style="text-align: left; padding-left: 10pt">Due in 2018</td>
       <td>&nbsp;</td>
       <td style="text-align: left">&nbsp;</td>
       <td style="text-align: right">265,088</td>
       <td style="text-align: left">&nbsp;</td>
       <td>&nbsp;</td>
       <td style="text-align: left">&nbsp;</td>
       <td style="text-align: right">1.30</td>
       <td style="text-align: left">&nbsp;</td>
       <td>&nbsp;</td>
       <td style="text-align: left">&nbsp;</td>
       <td style="text-align: right">74,798</td>
       <td style="text-align: left">&nbsp;</td>
       <td>&nbsp;</td>
       <td style="text-align: left">&nbsp;</td>
       <td style="text-align: right">1.29</td>
       <td style="text-align: left">&nbsp;</td>
      </tr>
      <tr style="vertical-align: bottom; background-color: rgb(204,238,255)">
       <td style="text-align: left; padding-left: 10pt">Due in 2019</td>
       <td>&nbsp;</td>
       <td style="text-align: left">&nbsp;</td>
       <td style="text-align: right">94,710</td>
       <td style="text-align: left">&nbsp;</td>
       <td>&nbsp;</td>
       <td style="text-align: left">&nbsp;</td>
       <td style="text-align: right">1.64</td>
       <td style="text-align: left">&nbsp;</td>
       <td>&nbsp;</td>
       <td style="text-align: left">&nbsp;</td>
       <td style="text-align: right">30,000</td>
       <td style="text-align: left">&nbsp;</td>
       <td>&nbsp;</td>
       <td style="text-align: left">&nbsp;</td>
       <td style="text-align: right">1.83</td>
       <td style="text-align: left">&nbsp;</td>
      </tr>
      <tr style="vertical-align: bottom; background-color: White">
       <td style="text-align: left; padding-bottom: 1pt; padding-left: 10pt">Due in 2020</td>
       <td style="padding-bottom: 1pt">&nbsp;</td>
       <td style="border-bottom: Black 1pt solid; text-align: left">&nbsp;</td>
       <td style="border-bottom: Black 1pt solid; text-align: right">110,000</td>
       <td style="border-bottom: Black 1pt solid; text-align: left">&nbsp;</td>
       <td style="border-bottom: Black 1pt solid; text-align: left">&nbsp;</td>
       <td style="border-bottom: Black 1pt solid; text-align: left">&nbsp;</td>
       <td style="border-bottom: Black 1pt solid; text-align: right">2.98</td>
       <td style="border-bottom: Black 1pt solid; text-align: left">&nbsp;</td>
       <td style="padding-bottom: 1pt">&nbsp;</td>
       <td style="border-bottom: Black 1pt solid; text-align: left">&nbsp;</td>
       <td style="border-bottom: Black 1pt solid; text-align: right">-</td>
       <td style="border-bottom: Black 1pt solid; text-align: left">&nbsp;</td>
       <td style="border-bottom: Black 1pt solid; text-align: left">&nbsp;</td>
       <td style="border-bottom: Black 1pt solid; text-align: left">&nbsp;</td>
       <td style="border-bottom: Black 1pt solid; text-align: right">-</td>
       <td style="border-bottom: Black 1pt solid; text-align: left">&nbsp;</td>
      </tr>
      <tr style="vertical-align: bottom; background-color: rgb(204,238,255)">
       <td style="text-align: left; padding-bottom: 1pt; padding-left: 20pt">Total FHLB-NY advances - fixed rate</td>
       <td style="padding-bottom: 1pt">&nbsp;</td>
       <td style="border-bottom: Black 1pt solid; text-align: left">&nbsp;</td>
       <td style="border-bottom: Black 1pt solid; text-align: right">1,106,658</td>
       <td style="border-bottom: Black 1pt solid; text-align: left">&nbsp;</td>
       <td style="border-bottom: Black 1pt solid; text-align: left">&nbsp;</td>
       <td style="border-bottom: Black 1pt solid; text-align: left">&nbsp;</td>
       <td style="border-bottom: Black 1pt solid; text-align: right">1.40</td>
       <td style="border-bottom: Black 1pt solid; text-align: left">&nbsp;</td>
       <td style="padding-bottom: 1pt">&nbsp;</td>
       <td style="border-bottom: Black 1pt solid; text-align: left">&nbsp;</td>
       <td style="border-bottom: Black 1pt solid; text-align: right">911,721</td>
       <td style="border-bottom: Black 1pt solid; text-align: left">&nbsp;</td>
       <td style="border-bottom: Black 1pt solid; text-align: left">&nbsp;</td>
       <td style="border-bottom: Black 1pt solid; text-align: left">&nbsp;</td>
       <td style="border-bottom: Black 1pt solid; text-align: right">1.44</td>
       <td style="border-bottom: Black 1pt solid; text-align: left">&nbsp;</td>
      </tr>
      <tr style="vertical-align: bottom; background-color: White">
       <td style="text-align: left">&nbsp;</td>
       <td>&nbsp;</td>
       <td style="text-align: left">&nbsp;</td>
       <td style="text-align: right">&nbsp;</td>
       <td style="text-align: left">&nbsp;</td>
       <td>&nbsp;</td>
       <td style="text-align: left">&nbsp;</td>
       <td style="text-align: right">&nbsp;</td>
       <td style="text-align: left">&nbsp;</td>
       <td>&nbsp;</td>
       <td style="text-align: left">&nbsp;</td>
       <td style="text-align: right">&nbsp;</td>
       <td style="text-align: left">&nbsp;</td>
       <td>&nbsp;</td>
       <td style="text-align: left">&nbsp;</td>
       <td style="text-align: right">&nbsp;</td>
       <td style="text-align: left">&nbsp;</td>
      </tr>
      <tr style="vertical-align: bottom; background-color: rgb(204,238,255)">
       <td style="text-align: left">Other Borrowings</td>
       <td>&nbsp;</td>
       <td style="text-align: left">&nbsp;</td>
       <td style="text-align: right">&nbsp;</td>
       <td style="text-align: left">&nbsp;</td>
       <td>&nbsp;</td>
       <td style="text-align: left">&nbsp;</td>
       <td style="text-align: right">&nbsp;</td>
       <td style="text-align: left">&nbsp;</td>
       <td>&nbsp;</td>
       <td style="text-align: left">&nbsp;</td>
       <td style="text-align: right">&nbsp;</td>
       <td style="text-align: left">&nbsp;</td>
       <td>&nbsp;</td>
       <td style="text-align: left">&nbsp;</td>
       <td style="text-align: right">&nbsp;</td>
       <td style="text-align: left">&nbsp;</td>
      </tr>
      <tr style="vertical-align: bottom; background-color: White">
       <td style="text-align: left; padding-bottom: 1pt; padding-left: 10pt">Due in 2016</td>
       <td style="padding-bottom: 1pt">&nbsp;</td>
       <td style="border-bottom: Black 1pt solid; text-align: left">&nbsp;</td>
       <td style="border-bottom: Black 1pt solid; text-align: right">20,000</td>
       <td style="border-bottom: Black 1pt solid; text-align: left">&nbsp;</td>
       <td style="border-bottom: Black 1pt solid; text-align: left">&nbsp;</td>
       <td style="border-bottom: Black 1pt solid; text-align: left">&nbsp;</td>
       <td style="border-bottom: Black 1pt solid; text-align: right">0.56</td>
       <td style="border-bottom: Black 1pt solid; text-align: left">&nbsp;</td>
       <td style="padding-bottom: 1pt">&nbsp;</td>
       <td style="border-bottom: Black 1pt solid; text-align: left">&nbsp;</td>
       <td style="border-bottom: Black 1pt solid; text-align: right">-</td>
       <td style="border-bottom: Black 1pt solid; text-align: left">&nbsp;</td>
       <td style="border-bottom: Black 1pt solid; text-align: left">&nbsp;</td>
       <td style="border-bottom: Black 1pt solid; text-align: left">&nbsp;</td>
       <td style="border-bottom: Black 1pt solid; text-align: right">-</td>
       <td style="border-bottom: Black 1pt solid; text-align: left">&nbsp;</td>
      </tr>
      <tr style="vertical-align: bottom; background-color: rgb(204,238,255)">
       <td style="text-align: left">&nbsp;</td>
       <td>&nbsp;</td>
       <td style="text-align: left">&nbsp;</td>
       <td style="text-align: right">&nbsp;</td>
       <td style="text-align: left">&nbsp;</td>
       <td>&nbsp;</td>
       <td style="text-align: left">&nbsp;</td>
       <td style="text-align: right">&nbsp;</td>
       <td style="text-align: left">&nbsp;</td>
       <td>&nbsp;</td>
       <td style="text-align: left">&nbsp;</td>
       <td style="text-align: right">&nbsp;</td>
       <td style="text-align: left">&nbsp;</td>
       <td>&nbsp;</td>
       <td style="text-align: left">&nbsp;</td>
       <td style="text-align: right">&nbsp;</td>
       <td style="text-align: left">&nbsp;</td>
      </tr>
      <tr style="vertical-align: bottom; background-color: White">
       <td style="text-align: left">Junior subordinated debentures - adjustable rate</td>
       <td>&nbsp;</td>
       <td style="text-align: left">&nbsp;</td>
       <td style="text-align: right">&nbsp;</td>
       <td style="text-align: left">&nbsp;</td>
       <td>&nbsp;</td>
       <td style="text-align: left">&nbsp;</td>
       <td style="text-align: right">&nbsp;</td>
       <td style="text-align: left">&nbsp;</td>
       <td>&nbsp;</td>
       <td style="text-align: left">&nbsp;</td>
       <td style="text-align: right">&nbsp;</td>
       <td style="text-align: left">&nbsp;</td>
       <td>&nbsp;</td>
       <td style="text-align: left">&nbsp;</td>
       <td style="text-align: right">&nbsp;</td>
       <td style="text-align: left">&nbsp;</td>
      </tr>
      <tr style="vertical-align: bottom; background-color: rgb(204,238,255)">
       <td style="text-align: left; padding-bottom: 1pt; padding-left: 10pt">Due in 2037</td>
       <td style="padding-bottom: 1pt">&nbsp;</td>
       <td style="border-bottom: Black 1pt solid; text-align: left">&nbsp;</td>
       <td style="border-bottom: Black 1pt solid; text-align: right">29,018</td>
       <td style="border-bottom: Black 1pt solid; text-align: left">&nbsp;</td>
       <td style="border-bottom: Black 1pt solid; text-align: left">&nbsp;</td>
       <td style="border-bottom: Black 1pt solid; text-align: left">&nbsp;</td>
       <td style="border-bottom: Black 1pt solid; text-align: right">5.67</td>
       <td style="border-bottom: Black 1pt solid; text-align: left">&nbsp;</td>
       <td style="padding-bottom: 1pt">&nbsp;</td>
       <td style="border-bottom: Black 1pt solid; text-align: left">&nbsp;</td>
       <td style="border-bottom: Black 1pt solid; text-align: right">28,771</td>
       <td style="border-bottom: Black 1pt solid; text-align: left">&nbsp;</td>
       <td style="border-bottom: Black 1pt solid; text-align: left">&nbsp;</td>
       <td style="border-bottom: Black 1pt solid; text-align: left">&nbsp;</td>
       <td style="border-bottom: Black 1pt solid; text-align: right">5.96</td>
       <td style="border-bottom: Black 1pt solid; text-align: left">&nbsp;</td>
      </tr>
      <tr style="vertical-align: bottom; background-color: White">
       <td style="text-align: left">&nbsp;</td>
       <td>&nbsp;</td>
       <td style="text-align: left">&nbsp;</td>
       <td style="text-align: right">&nbsp;</td>
       <td style="text-align: left">&nbsp;</td>
       <td>&nbsp;</td>
       <td style="text-align: left">&nbsp;</td>
       <td style="text-align: right">&nbsp;</td>
       <td style="text-align: left">&nbsp;</td>
       <td>&nbsp;</td>
       <td style="text-align: left">&nbsp;</td>
       <td style="text-align: right">&nbsp;</td>
       <td style="text-align: left">&nbsp;</td>
       <td>&nbsp;</td>
       <td style="text-align: left">&nbsp;</td>
       <td style="text-align: right">&nbsp;</td>
       <td style="text-align: left">&nbsp;</td>
      </tr>
      <tr style="vertical-align: bottom; background-color: rgb(204,238,255)">
       <td style="text-align: left; padding-bottom: 2.25pt">Total borrowings</td>
       <td style="padding-bottom: 2.25pt">&nbsp;</td>
       <td style="border-bottom: Black 2.25pt double; text-align: left">$</td>
       <td style="border-bottom: Black 2.25pt double; text-align: right">1,271,676</td>
       <td style="border-bottom: Black 2.25pt double; text-align: left">&nbsp;</td>
       <td style="border-bottom: Black 2.25pt double; text-align: left">&nbsp;</td>
       <td style="border-bottom: Black 2.25pt double; text-align: left">&nbsp;</td>
       <td style="border-bottom: Black 2.25pt double; text-align: right">1.65</td>
       <td style="border-bottom: Black 2.25pt double; text-align: left">%</td>
       <td style="padding-bottom: 2.25pt">&nbsp;</td>
       <td style="border-bottom: Black 2.25pt double; text-align: left">$</td>
       <td style="border-bottom: Black 2.25pt double; text-align: right">1,056,492</td>
       <td style="border-bottom: Black 2.25pt double; text-align: left">&nbsp;</td>
       <td style="border-bottom: Black 2.25pt double; text-align: left">&nbsp;</td>
       <td style="border-bottom: Black 2.25pt double; text-align: left">&nbsp;</td>
       <td style="border-bottom: Black 2.25pt double; text-align: right">1.75</td>
       <td style="border-bottom: Black 2.25pt double; text-align: left">%</td>
      </tr>

    </table><span></span>
</td>
</tr>
<tr class="re">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_ffic_ScheduleOfBorrowingsWhichHaveCallProvisionsTableTextBlock', window );">Schedule of Borrowings Which Have Call Provisions [Table Text Block]</a></td>
<td class="text"><table cellpadding="0" cellspacing="0" style="border-collapse: collapse; width: 100%; font: 10pt Times New Roman, Times, Serif">

      <tr style="vertical-align: bottom">
       <td>&nbsp;</td>
       <td style="padding-bottom: 1pt">&nbsp;</td>
       <td colspan="3" style="text-align: center; border-bottom: Black 1pt solid">Amount</td>
       <td style="padding-bottom: 1pt">&nbsp;</td>
       <td colspan="3" style="text-align: center; border-bottom: Black 1pt solid">Rate</td>
       <td style="padding-bottom: 1pt">&nbsp;</td>
       <td colspan="3" style="text-align: center; border-bottom: Black 1pt solid">Maturity Date</td>
       <td style="padding-bottom: 1pt">&nbsp;</td>
       <td colspan="3" style="text-align: center; border-bottom: Black 1pt solid">Call Date</td>
      </tr>
      <tr style="vertical-align: bottom">
       <td>&nbsp;</td>
       <td style="font-style: italic">&nbsp;</td>
       <td colspan="15" style="font-style: italic; text-align: center">(Dollars in thousands)</td>
      </tr>
      <tr style="vertical-align: bottom; background-color: rgb(204,238,255)">
       <td style="width: 56%; text-align: left">FHLB-NY advances - fixed rate</td>
       <td style="width: 1%">&nbsp;</td>
       <td style="width: 1%; text-align: left">$</td>
       <td style="width: 8%; text-align: right">30,000</td>
       <td style="width: 1%; text-align: left">&nbsp;</td>
       <td style="width: 1%">&nbsp;</td>
       <td style="width: 1%; text-align: left">&nbsp;</td>
       <td style="width: 8%; text-align: right">3.60</td>
       <td style="width: 1%; text-align: left">%</td>
       <td style="width: 1%">&nbsp;</td>
       <td style="width: 1%; text-align: left">&nbsp;</td>
       <td style="width: 8%; text-align: right">1/23/2020</td>
       <td style="width: 1%; text-align: left">&nbsp;</td>
       <td style="width: 1%">&nbsp;</td>
       <td style="width: 1%; text-align: left">&nbsp;</td>
       <td style="width: 8%; text-align: right">1/23/2016</td>
       <td style="width: 1%; text-align: left">&nbsp;</td>
      </tr>
      <tr style="vertical-align: bottom; background-color: White">
       <td style="text-align: left">FHLB-NY advances - fixed rate</td>
       <td>&nbsp;</td>
       <td style="text-align: left">&nbsp;</td>
       <td style="text-align: right">20,000</td>
       <td style="text-align: left">&nbsp;</td>
       <td>&nbsp;</td>
       <td style="text-align: left">&nbsp;</td>
       <td style="text-align: right">3.49</td>
       <td style="text-align: left">&nbsp;</td>
       <td>&nbsp;</td>
       <td style="text-align: left">&nbsp;</td>
       <td style="text-align: right">1/23/2020</td>
       <td style="text-align: left">&nbsp;</td>
       <td>&nbsp;</td>
       <td style="text-align: left">&nbsp;</td>
       <td style="text-align: right">1/25/2016</td>
       <td style="text-align: left">&nbsp;</td>
      </tr>
      <tr style="vertical-align: bottom; background-color: rgb(204,238,255)">
       <td style="text-align: left">FHLB-NY advances - fixed rate</td>
       <td>&nbsp;</td>
       <td style="text-align: left">&nbsp;</td>
       <td style="text-align: right">10,000</td>
       <td style="text-align: left">&nbsp;</td>
       <td>&nbsp;</td>
       <td style="text-align: left">&nbsp;</td>
       <td style="text-align: right">3.37</td>
       <td style="text-align: left">&nbsp;</td>
       <td>&nbsp;</td>
       <td style="text-align: left">&nbsp;</td>
       <td style="text-align: right">1/27/2020</td>
       <td style="text-align: left">&nbsp;</td>
       <td>&nbsp;</td>
       <td style="text-align: left">&nbsp;</td>
       <td style="text-align: right">1/26/2016</td>
       <td style="text-align: left">&nbsp;</td>
      </tr>
      <tr style="vertical-align: bottom; background-color: White">
       <td style="text-align: left">FHLB-NY advances - fixed rate</td>
       <td>&nbsp;</td>
       <td style="text-align: left">&nbsp;</td>
       <td style="text-align: right">10,000</td>
       <td style="text-align: left">&nbsp;</td>
       <td>&nbsp;</td>
       <td style="text-align: left">&nbsp;</td>
       <td style="text-align: right">3.28</td>
       <td style="text-align: left">&nbsp;</td>
       <td>&nbsp;</td>
       <td style="text-align: left">&nbsp;</td>
       <td style="text-align: right">1/27/2020</td>
       <td style="text-align: left">&nbsp;</td>
       <td>&nbsp;</td>
       <td style="text-align: left">&nbsp;</td>
       <td style="text-align: right">1/26/2016</td>
       <td style="text-align: left">&nbsp;</td>
      </tr>
      <tr style="vertical-align: bottom; background-color: rgb(204,238,255)">
       <td style="text-align: left">FHLB-NY advances - fixed rate</td>
       <td>&nbsp;</td>
       <td style="text-align: left">&nbsp;</td>
       <td style="text-align: right">10,000</td>
       <td style="text-align: left">&nbsp;</td>
       <td>&nbsp;</td>
       <td style="text-align: left">&nbsp;</td>
       <td style="text-align: right">3.25</td>
       <td style="text-align: left">&nbsp;</td>
       <td>&nbsp;</td>
       <td style="text-align: left">&nbsp;</td>
       <td style="text-align: right">1/28/2020</td>
       <td style="text-align: left">&nbsp;</td>
       <td>&nbsp;</td>
       <td style="text-align: left">&nbsp;</td>
       <td style="text-align: right">1/28/2016</td>
       <td style="text-align: left">&nbsp;</td>
      </tr>
      <tr style="vertical-align: bottom; background-color: White">
       <td style="text-align: left">Repurchase agreements - fixed rate</td>
       <td>&nbsp;</td>
       <td style="text-align: left">&nbsp;</td>
       <td style="text-align: right">20,000</td>
       <td style="text-align: left">&nbsp;</td>
       <td>&nbsp;</td>
       <td style="text-align: left">&nbsp;</td>
       <td style="text-align: right">2.20</td>
       <td style="text-align: left">&nbsp;</td>
       <td>&nbsp;</td>
       <td style="text-align: left">&nbsp;</td>
       <td style="text-align: right">7/12/2016</td>
       <td style="text-align: left">&nbsp;</td>
       <td>&nbsp;</td>
       <td style="text-align: left">&nbsp;</td>
       <td style="text-align: right">1/12/2016</td>
       <td style="text-align: left">&nbsp;</td>
      </tr>
      <tr style="vertical-align: bottom; background-color: rgb(204,238,255)">
       <td style="text-align: left">Repurchase agreements - fixed rate</td>
       <td>&nbsp;</td>
       <td style="text-align: left">&nbsp;</td>
       <td style="text-align: right">18,000</td>
       <td style="text-align: left">&nbsp;</td>
       <td>&nbsp;</td>
       <td style="text-align: left">&nbsp;</td>
       <td style="text-align: right">4.28</td>
       <td style="text-align: left">&nbsp;</td>
       <td>&nbsp;</td>
       <td style="text-align: left">&nbsp;</td>
       <td style="text-align: right">10/18/2017</td>
       <td style="text-align: left">&nbsp;</td>
       <td>&nbsp;</td>
       <td style="text-align: left">&nbsp;</td>
       <td style="text-align: right">1/19/2016</td>
       <td style="text-align: left">&nbsp;</td>
      </tr>
      <tr style="vertical-align: bottom; background-color: White">
       <td style="text-align: left">Repurchase agreements - fixed rate</td>
       <td>&nbsp;</td>
       <td style="text-align: left">&nbsp;</td>
       <td style="text-align: right">18,000</td>
       <td style="text-align: left">&nbsp;</td>
       <td>&nbsp;</td>
       <td style="text-align: left">&nbsp;</td>
       <td style="text-align: right">1.60</td>
       <td style="text-align: left">&nbsp;</td>
       <td>&nbsp;</td>
       <td style="text-align: left">&nbsp;</td>
       <td style="text-align: right">4/19/2016</td>
       <td style="text-align: left">&nbsp;</td>
       <td>&nbsp;</td>
       <td style="text-align: left">&nbsp;</td>
       <td style="text-align: right">1/19/2016</td>
       <td style="text-align: left">&nbsp;</td>
      </tr>
      <tr style="vertical-align: bottom; background-color: rgb(204,238,255)">
       <td style="text-align: left">Repurchase agreements - fixed rate</td>
       <td>&nbsp;</td>
       <td style="text-align: left">&nbsp;</td>
       <td style="text-align: right">10,000</td>
       <td style="text-align: left">&nbsp;</td>
       <td>&nbsp;</td>
       <td style="text-align: left">&nbsp;</td>
       <td style="text-align: right">3.08</td>
       <td style="text-align: left">&nbsp;</td>
       <td>&nbsp;</td>
       <td style="text-align: left">&nbsp;</td>
       <td style="text-align: right">8/1/2020</td>
       <td style="text-align: left">&nbsp;</td>
       <td>&nbsp;</td>
       <td style="text-align: left">&nbsp;</td>
       <td style="text-align: right">2/1/2016</td>
       <td style="text-align: left">&nbsp;</td>
      </tr>
      <tr style="vertical-align: bottom; background-color: White">
       <td style="text-align: left">Repurchase agreements - fixed rate</td>
       <td>&nbsp;</td>
       <td style="text-align: left">&nbsp;</td>
       <td style="text-align: right">10,000</td>
       <td style="text-align: left">&nbsp;</td>
       <td>&nbsp;</td>
       <td style="text-align: left">&nbsp;</td>
       <td style="text-align: right">3.19</td>
       <td style="text-align: left">&nbsp;</td>
       <td>&nbsp;</td>
       <td style="text-align: left">&nbsp;</td>
       <td style="text-align: right">2/1/2020</td>
       <td style="text-align: left">&nbsp;</td>
       <td>&nbsp;</td>
       <td style="text-align: left">&nbsp;</td>
       <td style="text-align: right">2/1/2016</td>
       <td style="text-align: left">&nbsp;</td>
      </tr>
      <tr style="vertical-align: bottom; background-color: rgb(204,238,255)">
       <td style="text-align: left">Repurchase agreements - fixed rate</td>
       <td>&nbsp;</td>
       <td style="text-align: left">&nbsp;</td>
       <td style="text-align: right">20,000</td>
       <td style="text-align: left">&nbsp;</td>
       <td>&nbsp;</td>
       <td style="text-align: left">&nbsp;</td>
       <td style="text-align: right">3.76</td>
       <td style="text-align: left">&nbsp;</td>
       <td>&nbsp;</td>
       <td style="text-align: left">&nbsp;</td>
       <td style="text-align: right">8/1/2020</td>
       <td style="text-align: left">&nbsp;</td>
       <td>&nbsp;</td>
       <td style="text-align: left">&nbsp;</td>
       <td style="text-align: right">2/1/2016</td>
       <td style="text-align: left">&nbsp;</td>
      </tr>
      <tr style="vertical-align: bottom; background-color: White">
       <td style="text-align: left">Repurchase agreements - fixed rate</td>
       <td>&nbsp;</td>
       <td style="text-align: left">&nbsp;</td>
       <td style="text-align: right">20,000</td>
       <td style="text-align: left">&nbsp;</td>
       <td>&nbsp;</td>
       <td style="text-align: left">&nbsp;</td>
       <td style="text-align: right">4.05</td>
       <td style="text-align: left">&nbsp;</td>
       <td>&nbsp;</td>
       <td style="text-align: left">&nbsp;</td>
       <td style="text-align: right">9/19/2017</td>
       <td style="text-align: left">&nbsp;</td>
       <td>&nbsp;</td>
       <td style="text-align: left">&nbsp;</td>
       <td style="text-align: right">3/21/2016</td>
       <td style="text-align: left">&nbsp;</td>
      </tr>

    </table><span></span>
</td>
</tr>
<tr class="ro">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_ffic_InformationRelatingToCollateralizedRepurchaseAgreementsTableTextBlock', window );">Information Relating to Collateralized Repurchase Agreements [Table Text Block]</a></td>
<td class="text"><table cellpadding="0" cellspacing="0" style="border-collapse: collapse; width: 100%; font: 10pt Times New Roman, Times, Serif">

      <tr style="vertical-align: bottom">
       <td style="text-align: center">&nbsp;</td>
       <td style="padding-bottom: 1pt">&nbsp;</td>
       <td colspan="3" style="text-align: center; border-bottom: Black 1pt solid">2015</td>
       <td style="padding-bottom: 1pt">&nbsp;</td>
       <td colspan="3" style="text-align: center; border-bottom: Black 1pt solid">2014</td>
       <td style="padding-bottom: 1pt">&nbsp;</td>
       <td colspan="3" style="text-align: center; border-bottom: Black 1pt solid">2013</td>
      </tr>
      <tr style="vertical-align: bottom">
       <td style="text-align: left">&nbsp;</td>
       <td style="font-style: italic">&nbsp;</td>
       <td colspan="11" style="font-style: italic; text-align: center">(Dollars in thousands)</td>
      </tr>
      <tr style="vertical-align: bottom; background-color: rgb(204,238,255)">
       <td style="width: 61%; text-align: left">Book value of collateral</td>
       <td style="width: 1%">&nbsp;</td>
       <td style="width: 1%; text-align: left">$</td>
       <td style="width: 10%; text-align: right">131,421</td>
       <td style="width: 1%; text-align: left">&nbsp;</td>
       <td style="width: 1%">&nbsp;</td>
       <td style="width: 1%; text-align: left">$</td>
       <td style="width: 10%; text-align: right">142,925</td>
       <td style="width: 1%; text-align: left">&nbsp;</td>
       <td style="width: 1%">&nbsp;</td>
       <td style="width: 1%; text-align: left">$</td>
       <td style="width: 10%; text-align: right">199,447</td>
       <td style="width: 1%; text-align: left">&nbsp;</td>
      </tr>
      <tr style="vertical-align: bottom; background-color: White">
       <td style="text-align: left">Estimated fair value of collateral</td>
       <td>&nbsp;</td>
       <td style="text-align: left">&nbsp;</td>
       <td style="text-align: right">131,421</td>
       <td style="text-align: left">&nbsp;</td>
       <td>&nbsp;</td>
       <td style="text-align: left">&nbsp;</td>
       <td style="text-align: right">142,925</td>
       <td style="text-align: left">&nbsp;</td>
       <td>&nbsp;</td>
       <td style="text-align: left">&nbsp;</td>
       <td style="text-align: right">199,447</td>
       <td style="text-align: left">&nbsp;</td>
      </tr>
      <tr style="vertical-align: bottom; background-color: rgb(204,238,255)">
       <td style="text-align: left">Average balance of outstanding agreements during the year</td>
       <td>&nbsp;</td>
       <td style="text-align: left">&nbsp;</td>
       <td style="text-align: right">116,000</td>
       <td style="text-align: left">&nbsp;</td>
       <td>&nbsp;</td>
       <td style="text-align: left">&nbsp;</td>
       <td style="text-align: right">137,824</td>
       <td style="text-align: left">&nbsp;</td>
       <td>&nbsp;</td>
       <td style="text-align: left">&nbsp;</td>
       <td style="text-align: right">172,944</td>
       <td style="text-align: left">&nbsp;</td>
      </tr>
      <tr style="vertical-align: bottom; background-color: White">
       <td style="text-align: left; padding-left: 0pt">Maximum balance of outstanding agreements at a month end during the year</td>
       <td>&nbsp;</td>
       <td style="text-align: left">&nbsp;</td>
       <td style="text-align: right">116,000</td>
       <td style="text-align: left">&nbsp;</td>
       <td>&nbsp;</td>
       <td style="text-align: left">&nbsp;</td>
       <td style="text-align: right">155,300</td>
       <td style="text-align: left">&nbsp;</td>
       <td>&nbsp;</td>
       <td style="text-align: left">&nbsp;</td>
       <td style="text-align: right">185,300</td>
       <td style="text-align: left">&nbsp;</td>
      </tr>
      <tr style="vertical-align: bottom; background-color: rgb(204,238,255)">
       <td style="font-weight: normal; font-style: normal; text-align: left">Average interest rate of outstanding agreements during the year <font style="font-family: Times New Roman, Times, Serif; font-size: 10pt; font-weight: normal; font-style: normal"><sup>(1)</sup></font></td>
       <td>&nbsp;</td>
       <td style="text-align: left">&nbsp;</td>
       <td style="text-align: right">3.22</td>
       <td style="text-align: left">%</td>
       <td>&nbsp;</td>
       <td style="text-align: left">&nbsp;</td>
       <td style="text-align: right">5.37</td>
       <td style="text-align: left">%</td>
       <td>&nbsp;</td>
       <td style="text-align: left">&nbsp;</td>
       <td style="text-align: right">3.42</td>
       <td style="text-align: left">%</td>
      </tr>

    </table><span></span>
</td>
</tr>
<tr class="re">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_ffic_TermsOfSecuritiesIssuedByTrustsTableTextBlock', window );">Terms of Securities Issued by Trusts [Table Text Block]</a></td>
<td class="text"><table cellpadding="0" cellspacing="0" style="border-collapse: collapse; width: 100%; font: 10pt Times New Roman, Times, Serif">

      <tr style="vertical-align: bottom">
       <td style="text-align: justify">&nbsp;</td>
       <td style="padding-bottom: 1pt">&nbsp;</td>
       <td colspan="3" style="text-align: center; border-bottom: Black 1pt solid">Flushing Financial <br /> Capital Trust II</td>
       <td style="padding-bottom: 1pt; border-bottom: Black 1pt solid">&nbsp;</td>
       <td colspan="3" style="text-align: center; border-bottom: Black 1pt solid">Flushing Financial <br /> Capital Trust III</td>
       <td style="padding-bottom: 1pt; border-bottom: Black 1pt solid">&nbsp;</td>
       <td colspan="3" style="text-align: center; border-bottom: Black 1pt solid">Flushing Financial <br /> Capital Trust IV</td>
      </tr>
      <tr style="vertical-align: bottom; background-color: rgb(204,238,255)">
       <td style="text-align: justify">Issue Date</td>
       <td>&nbsp;</td>
       <td style="text-align: left">&nbsp;</td>
       <td style="text-align: right"><font style="font-size: 10pt">June 20, 2007</font></td>
       <td style="text-align: left">&nbsp;</td>
       <td>&nbsp;</td>
       <td style="text-align: left">&nbsp;</td>
       <td style="text-align: right"><font style="font-size: 10pt">June 21, 2007</font></td>
       <td style="text-align: left">&nbsp;</td>
       <td>&nbsp;</td>
       <td style="text-align: left">&nbsp;</td>
       <td style="text-align: right"><font style="font-size: 10pt">July 3, 2007</font></td>
       <td style="text-align: left">&nbsp;</td>
      </tr>
      <tr style="vertical-align: bottom; background-color: White">
       <td style="width: 46%; text-align: justify">Initial Rate</td>
       <td style="width: 1%">&nbsp;</td>
       <td style="width: 1%; text-align: left">&nbsp;</td>
       <td style="width: 15%; text-align: right">7.14</td>
       <td style="width: 1%; text-align: left">%</td>
       <td style="width: 1%">&nbsp;</td>
       <td style="width: 1%; text-align: left">&nbsp;</td>
       <td style="width: 15%; text-align: right">6.89</td>
       <td style="width: 1%; text-align: left">%</td>
       <td style="width: 1%">&nbsp;</td>
       <td style="width: 1%; text-align: left">&nbsp;</td>
       <td style="width: 15%; text-align: right">6.85</td>
       <td style="width: 1%; text-align: left">%</td>
      </tr>
      <tr style="vertical-align: bottom; background-color: rgb(204,238,255)">
       <td style="text-align: justify">First Reset Date</td>
       <td>&nbsp;</td>
       <td style="text-align: left">&nbsp;</td>
       <td style="text-align: right"><font style="font-size: 10pt">September 1, 2012</font></td>
       <td style="text-align: left">&nbsp;</td>
       <td>&nbsp;</td>
       <td style="text-align: left">&nbsp;</td>
       <td style="text-align: right"><font style="font-size: 10pt">June 15, 2012</font></td>
       <td style="text-align: left">&nbsp;</td>
       <td>&nbsp;</td>
       <td style="text-align: left">&nbsp;</td>
       <td style="text-align: right"><font style="font-size: 10pt">July 30, 2012</font></td>
       <td style="text-align: left">&nbsp;</td>
      </tr>
      <tr style="vertical-align: bottom; background-color: White">
       <td style="text-align: justify">Spread over 3-month LIBOR</td>
       <td>&nbsp;</td>
       <td style="text-align: left">&nbsp;</td>
       <td style="text-align: right">1.41</td>
       <td style="text-align: left">%</td>
       <td>&nbsp;</td>
       <td style="text-align: left">&nbsp;</td>
       <td style="text-align: right">1.44</td>
       <td style="text-align: left">%</td>
       <td>&nbsp;</td>
       <td style="text-align: left">&nbsp;</td>
       <td style="text-align: right">1.42</td>
       <td style="text-align: left">%</td>
      </tr>
      <tr style="vertical-align: bottom; background-color: rgb(204,238,255)">
       <td style="text-align: justify">Maturity Date</td>
       <td>&nbsp;</td>
       <td style="text-align: left">&nbsp;</td>
       <td style="text-align: right"><font style="font-size: 10pt">September 1, 2037</font></td>
       <td style="text-align: left">&nbsp;</td>
       <td>&nbsp;</td>
       <td style="text-align: left">&nbsp;</td>
       <td style="text-align: right"><font style="font-size: 10pt">September 15, 2037</font></td>
       <td style="text-align: left">&nbsp;</td>
       <td>&nbsp;</td>
       <td style="text-align: left">&nbsp;</td>
       <td style="text-align: right"><font style="font-size: 10pt">July 30, 2037</font></td>
       <td style="text-align: left">&nbsp;</td>
      </tr>

    </table><span></span>
</td>
</tr>
</table>
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<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>Tabular disclosure of information relating to collateralized repurchase agreements.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>No definition available.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
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<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>Tabular disclosure of borrowings which have call provisions.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>No definition available.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
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<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>Tabular disclosure of the terms of securities issued by trusts.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>No definition available.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
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<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
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<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>The entire disclosure for repurchase agreements.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 235<br> -SubTopic 10<br> -Section S99<br> -Paragraph 1<br> -Subparagraph (SX 210.4-08.(m)(1))<br> -URI http://asc.fasb.org/extlink&amp;oid=26873400&amp;loc=d3e23780-122690<br></p></div>
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<span style="display: none;">v3.3.1.900</span><table class="report" border="0" cellspacing="2" id="idp6649182176">
<tr>
<th class="tl" colspan="1" rowspan="2"><div style="width: 200px;"><strong>Note 10 - Income Taxes (Tables)<br></strong></div></th>
<th class="th" colspan="1">12 Months Ended</th>
</tr>
<tr><th class="th"><div>Dec. 31, 2015</div></th></tr>
<tr class="re">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_IncomeTaxDisclosureAbstract', window );"><strong>Income Tax Disclosure [Abstract]</strong></a></td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_ScheduleOfComponentsOfIncomeTaxExpenseBenefitTableTextBlock', window );">Schedule of Components of Income Tax Expense (Benefit) [Table Text Block]</a></td>
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      <tr style="vertical-align: bottom">
       <td style="text-align: center">&nbsp;</td>
       <td style="padding-bottom: 1pt">&nbsp;</td>
       <td colspan="3" style="text-align: center; border-bottom: Black 1pt solid">2015</td>
       <td style="padding-bottom: 1pt">&nbsp;</td>
       <td colspan="3" style="text-align: center; border-bottom: Black 1pt solid">2014</td>
       <td style="padding-bottom: 1pt">&nbsp;</td>
       <td colspan="3" style="text-align: center; border-bottom: Black 1pt solid">2013</td>
      </tr>
      <tr style="vertical-align: bottom">
       <td style="text-align: left">&nbsp;</td>
       <td style="font-style: italic">&nbsp;</td>
       <td colspan="11" style="font-style: italic; text-align: center">(In thousands)</td>
      </tr>
      <tr style="vertical-align: bottom; background-color: rgb(204,238,255)">
       <td style="text-align: left">Federal:</td>
       <td>&nbsp;</td>
       <td style="text-align: left">&nbsp;</td>
       <td style="text-align: right">&nbsp;</td>
       <td style="text-align: left">&nbsp;</td>
       <td>&nbsp;</td>
       <td style="text-align: left">&nbsp;</td>
       <td style="text-align: right">&nbsp;</td>
       <td style="text-align: left">&nbsp;</td>
       <td>&nbsp;</td>
       <td style="text-align: left">&nbsp;</td>
       <td style="text-align: right">&nbsp;</td>
       <td style="text-align: left">&nbsp;</td>
      </tr>
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       <td style="width: 61%; text-align: left; padding-left: 10pt">Current</td>
       <td style="width: 1%">&nbsp;</td>
       <td style="width: 1%; text-align: left">$</td>
       <td style="width: 10%; text-align: right">25,319</td>
       <td style="width: 1%; text-align: left">&nbsp;</td>
       <td style="width: 1%">&nbsp;</td>
       <td style="width: 1%; text-align: left">$</td>
       <td style="width: 10%; text-align: right">18,052</td>
       <td style="width: 1%; text-align: left">&nbsp;</td>
       <td style="width: 1%">&nbsp;</td>
       <td style="width: 1%; text-align: left">$</td>
       <td style="width: 10%; text-align: right">17,808</td>
       <td style="width: 1%; text-align: left">&nbsp;</td>
      </tr>
      <tr style="vertical-align: bottom; background-color: rgb(204,238,255)">
       <td style="text-align: left; padding-bottom: 1pt; padding-left: 10pt">Deferred</td>
       <td style="padding-bottom: 1pt">&nbsp;</td>
       <td style="border-bottom: Black 1pt solid; text-align: left">&nbsp;</td>
       <td style="border-bottom: Black 1pt solid; text-align: right">(3,476</td>
       <td style="border-bottom: Black 1pt solid; text-align: left">)</td>
       <td style="padding-bottom: 1pt">&nbsp;</td>
       <td style="border-bottom: Black 1pt solid; text-align: left">&nbsp;</td>
       <td style="border-bottom: Black 1pt solid; text-align: right">2,860</td>
       <td style="border-bottom: Black 1pt solid; text-align: left">&nbsp;</td>
       <td style="padding-bottom: 1pt">&nbsp;</td>
       <td style="border-bottom: Black 1pt solid; text-align: left">&nbsp;</td>
       <td style="border-bottom: Black 1pt solid; text-align: right">(464</td>
       <td style="border-bottom: Black 1pt solid; text-align: left">)</td>
      </tr>
      <tr style="vertical-align: bottom; background-color: White">
       <td style="text-align: left; padding-bottom: 1pt; padding-left: 20pt">Total federal tax provision</td>
       <td style="padding-bottom: 1pt">&nbsp;</td>
       <td style="border-bottom: Black 1pt solid; text-align: left">&nbsp;</td>
       <td style="border-bottom: Black 1pt solid; text-align: right">21,843</td>
       <td style="border-bottom: Black 1pt solid; text-align: left">&nbsp;</td>
       <td style="padding-bottom: 1pt">&nbsp;</td>
       <td style="border-bottom: Black 1pt solid; text-align: left">&nbsp;</td>
       <td style="border-bottom: Black 1pt solid; text-align: right">20,912</td>
       <td style="border-bottom: Black 1pt solid; text-align: left">&nbsp;</td>
       <td style="padding-bottom: 1pt">&nbsp;</td>
       <td style="border-bottom: Black 1pt solid; text-align: left">&nbsp;</td>
       <td style="border-bottom: Black 1pt solid; text-align: right">17,344</td>
       <td style="border-bottom: Black 1pt solid; text-align: left">&nbsp;</td>
      </tr>
      <tr style="vertical-align: bottom; background-color: rgb(204,238,255)">
       <td style="text-align: left">State and Local:</td>
       <td>&nbsp;</td>
       <td style="text-align: left">&nbsp;</td>
       <td style="text-align: right">&nbsp;</td>
       <td style="text-align: left">&nbsp;</td>
       <td>&nbsp;</td>
       <td style="text-align: left">&nbsp;</td>
       <td style="text-align: right">&nbsp;</td>
       <td style="text-align: left">&nbsp;</td>
       <td>&nbsp;</td>
       <td style="text-align: left">&nbsp;</td>
       <td style="text-align: right">&nbsp;</td>
       <td style="text-align: left">&nbsp;</td>
      </tr>
      <tr style="vertical-align: bottom; background-color: White">
       <td style="text-align: left; padding-left: 10pt">Current</td>
       <td>&nbsp;</td>
       <td style="text-align: left">&nbsp;</td>
       <td style="text-align: right">7,059</td>
       <td style="text-align: left">&nbsp;</td>
       <td>&nbsp;</td>
       <td style="text-align: left">&nbsp;</td>
       <td style="text-align: right">6,369</td>
       <td style="text-align: left">&nbsp;</td>
       <td>&nbsp;</td>
       <td style="text-align: left">&nbsp;</td>
       <td style="text-align: right">5,828</td>
       <td style="text-align: left">&nbsp;</td>
      </tr>
      <tr style="vertical-align: bottom; background-color: rgb(204,238,255)">
       <td style="text-align: left; padding-bottom: 1pt; padding-left: 10pt">Deferred</td>
       <td style="padding-bottom: 1pt">&nbsp;</td>
       <td style="border-bottom: Black 1pt solid; text-align: left">&nbsp;</td>
       <td style="border-bottom: Black 1pt solid; text-align: right">(1,735</td>
       <td style="border-bottom: Black 1pt solid; text-align: left">)</td>
       <td style="padding-bottom: 1pt">&nbsp;</td>
       <td style="border-bottom: Black 1pt solid; text-align: left">&nbsp;</td>
       <td style="border-bottom: Black 1pt solid; text-align: right">1,292</td>
       <td style="border-bottom: Black 1pt solid; text-align: left">&nbsp;</td>
       <td style="padding-bottom: 1pt">&nbsp;</td>
       <td style="border-bottom: Black 1pt solid; text-align: left">&nbsp;</td>
       <td style="border-bottom: Black 1pt solid; text-align: right">(216</td>
       <td style="border-bottom: Black 1pt solid; text-align: left">)</td>
      </tr>
      <tr style="vertical-align: bottom; background-color: White">
       <td style="text-align: left; padding-bottom: 1pt; padding-left: 20pt">Total state and local tax provision</td>
       <td style="padding-bottom: 1pt">&nbsp;</td>
       <td style="border-bottom: Black 1pt solid; text-align: left">&nbsp;</td>
       <td style="border-bottom: Black 1pt solid; text-align: right">5,324</td>
       <td style="border-bottom: Black 1pt solid; text-align: left">&nbsp;</td>
       <td style="padding-bottom: 1pt">&nbsp;</td>
       <td style="border-bottom: Black 1pt solid; text-align: left">&nbsp;</td>
       <td style="border-bottom: Black 1pt solid; text-align: right">7,661</td>
       <td style="border-bottom: Black 1pt solid; text-align: left">&nbsp;</td>
       <td style="padding-bottom: 1pt">&nbsp;</td>
       <td style="border-bottom: Black 1pt solid; text-align: left">&nbsp;</td>
       <td style="border-bottom: Black 1pt solid; text-align: right">5,612</td>
       <td style="border-bottom: Black 1pt solid; text-align: left">&nbsp;</td>
      </tr>
      <tr style="vertical-align: bottom; background-color: rgb(204,238,255)">
       <td style="text-align: left; padding-bottom: 2.25pt">Total income tax provision</td>
       <td style="padding-bottom: 2.25pt">&nbsp;</td>
       <td style="border-bottom: Black 2.25pt double; text-align: left">$</td>
       <td style="border-bottom: Black 2.25pt double; text-align: right">27,167</td>
       <td style="border-bottom: Black 2.25pt double; text-align: left">&nbsp;</td>
       <td style="padding-bottom: 2.25pt">&nbsp;</td>
       <td style="border-bottom: Black 2.25pt double; text-align: left">$</td>
       <td style="border-bottom: Black 2.25pt double; text-align: right">28,573</td>
       <td style="border-bottom: Black 2.25pt double; text-align: left">&nbsp;</td>
       <td style="padding-bottom: 2.25pt">&nbsp;</td>
       <td style="border-bottom: Black 2.25pt double; text-align: left">$</td>
       <td style="border-bottom: Black 2.25pt double; text-align: right">22,956</td>
       <td style="border-bottom: Black 2.25pt double; text-align: left">&nbsp;</td>
      </tr>

    </table><span></span>
</td>
</tr>
<tr class="re">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_ScheduleOfEffectiveIncomeTaxRateReconciliationTableTextBlock', window );">Schedule of Effective Income Tax Rate Reconciliation [Table Text Block]</a></td>
<td class="text"><table cellpadding="0" cellspacing="0" style="border-collapse: collapse; width: 100%; font: 10pt Times New Roman, Times, Serif">

      <tr style="vertical-align: bottom">
       <td style="text-align: center">&nbsp;</td>
       <td style="padding-bottom: 1pt">&nbsp;</td>
       <td colspan="7" style="text-align: center; border-bottom: Black 1pt solid">2015</td>
       <td style="padding-bottom: 1pt">&nbsp;</td>
       <td colspan="7" style="text-align: center; border-bottom: Black 1pt solid">2014</td>
       <td style="padding-bottom: 1pt">&nbsp;</td>
       <td colspan="7" style="text-align: center; border-bottom: Black 1pt solid">2013</td>
      </tr>
      <tr style="vertical-align: bottom">
       <td style="text-align: left">&nbsp;</td>
       <td style="font-style: italic">&nbsp;</td>
       <td colspan="23" style="font-style: italic; text-align: center">(Dollars in thousands)</td>
      </tr>
      <tr style="vertical-align: bottom; background-color: rgb(204,238,255)">
       <td style="width: 34%; text-align: left">Taxes at federal statutory rate</td>
       <td style="width: 1%">&nbsp;</td>
       <td style="width: 1%; text-align: left">$</td>
       <td style="width: 8%; text-align: right">25,681</td>
       <td style="width: 1%; text-align: left">&nbsp;</td>
       <td style="width: 1%">&nbsp;</td>
       <td style="width: 1%; text-align: left">&nbsp;</td>
       <td style="width: 8%; text-align: right">35.0</td>
       <td style="width: 1%; text-align: left">%</td>
       <td style="width: 1%">&nbsp;</td>
       <td style="width: 1%; text-align: left">$</td>
       <td style="width: 8%; text-align: right">25,484</td>
       <td style="width: 1%; text-align: left">&nbsp;</td>
       <td style="width: 1%">&nbsp;</td>
       <td style="width: 1%; text-align: left">&nbsp;</td>
       <td style="width: 8%; text-align: right">35.0</td>
       <td style="width: 1%; text-align: left">%</td>
       <td style="width: 1%">&nbsp;</td>
       <td style="width: 1%; text-align: left">$</td>
       <td style="width: 8%; text-align: right">21,248</td>
       <td style="width: 1%; text-align: left">&nbsp;</td>
       <td style="width: 1%">&nbsp;</td>
       <td style="width: 1%; text-align: left">&nbsp;</td>
       <td style="width: 8%; text-align: right">35.0</td>
       <td style="width: 1%; text-align: left">%</td>
      </tr>
      <tr style="vertical-align: bottom; background-color: White">
       <td style="text-align: left">Increase (reduction) in taxes resulting from:</td>
       <td>&nbsp;</td>
       <td style="text-align: left">&nbsp;</td>
       <td style="text-align: right">&nbsp;</td>
       <td style="text-align: left">&nbsp;</td>
       <td>&nbsp;</td>
       <td style="text-align: left">&nbsp;</td>
       <td style="text-align: right">&nbsp;</td>
       <td style="text-align: left">&nbsp;</td>
       <td>&nbsp;</td>
       <td style="text-align: left">&nbsp;</td>
       <td style="text-align: right">&nbsp;</td>
       <td style="text-align: left">&nbsp;</td>
       <td>&nbsp;</td>
       <td style="text-align: left">&nbsp;</td>
       <td style="text-align: right">&nbsp;</td>
       <td style="text-align: left">&nbsp;</td>
       <td>&nbsp;</td>
       <td style="text-align: left">&nbsp;</td>
       <td style="text-align: right">&nbsp;</td>
       <td style="text-align: left">&nbsp;</td>
       <td>&nbsp;</td>
       <td style="text-align: left">&nbsp;</td>
       <td style="text-align: right">&nbsp;</td>
       <td style="text-align: left">&nbsp;</td>
      </tr>
      <tr style="vertical-align: bottom; background-color: rgb(204,238,255)">
       <td style="text-align: left; padding-left: 20pt; text-indent: -10pt">State and local income tax, net of Federal income tax benefit</td>
       <td>&nbsp;</td>
       <td style="text-align: left">&nbsp;</td>
       <td style="text-align: right">3,461</td>
       <td style="text-align: left">&nbsp;</td>
       <td>&nbsp;</td>
       <td style="text-align: left">&nbsp;</td>
       <td style="text-align: right">4.7</td>
       <td style="text-align: left">&nbsp;</td>
       <td>&nbsp;</td>
       <td style="text-align: left">&nbsp;</td>
       <td style="text-align: right">4,980</td>
       <td style="text-align: left">&nbsp;</td>
       <td>&nbsp;</td>
       <td style="text-align: left">&nbsp;</td>
       <td style="text-align: right">6.8</td>
       <td style="text-align: left">&nbsp;</td>
       <td>&nbsp;</td>
       <td style="text-align: left">&nbsp;</td>
       <td style="text-align: right">3,648</td>
       <td style="text-align: left">&nbsp;</td>
       <td>&nbsp;</td>
       <td style="text-align: left">&nbsp;</td>
       <td style="text-align: right">6.0</td>
       <td style="text-align: left">&nbsp;</td>
      </tr>
      <tr style="vertical-align: bottom; background-color: White">
       <td style="text-align: left; padding-bottom: 1pt; padding-left: 10pt">Other</td>
       <td style="padding-bottom: 1pt">&nbsp;</td>
       <td style="border-bottom: Black 1pt solid; text-align: left">&nbsp;</td>
       <td style="border-bottom: Black 1pt solid; text-align: right">(1,975</td>
       <td style="border-bottom: Black 1pt solid; text-align: left">)</td>
       <td style="border-bottom: Black 1pt solid; text-align: left">&nbsp;</td>
       <td style="border-bottom: Black 1pt solid; text-align: left">&nbsp;</td>
       <td style="border-bottom: Black 1pt solid; text-align: right">(2.7</td>
       <td style="border-bottom: Black 1pt solid; text-align: left">)</td>
       <td style="padding-bottom: 1pt">&nbsp;</td>
       <td style="border-bottom: Black 1pt solid; text-align: left">&nbsp;</td>
       <td style="border-bottom: Black 1pt solid; text-align: right">(1,891</td>
       <td style="border-bottom: Black 1pt solid; text-align: left">)</td>
       <td style="border-bottom: Black 1pt solid; text-align: left">&nbsp;</td>
       <td style="border-bottom: Black 1pt solid; text-align: left">&nbsp;</td>
       <td style="border-bottom: Black 1pt solid; text-align: right">(2.6</td>
       <td style="border-bottom: Black 1pt solid; text-align: left">)</td>
       <td style="padding-bottom: 1pt">&nbsp;</td>
       <td style="border-bottom: Black 1pt solid; text-align: left">&nbsp;</td>
       <td style="border-bottom: Black 1pt solid; text-align: right">(1,940</td>
       <td style="border-bottom: Black 1pt solid; text-align: left">)</td>
       <td style="border-bottom: Black 1pt solid; text-align: left">&nbsp;</td>
       <td style="border-bottom: Black 1pt solid; text-align: left">&nbsp;</td>
       <td style="border-bottom: Black 1pt solid; text-align: right">(3.2</td>
       <td style="border-bottom: Black 1pt solid; text-align: left">)</td>
      </tr>
      <tr style="vertical-align: bottom; background-color: rgb(204,238,255)">
       <td style="text-align: left; padding-bottom: 2.25pt; padding-left: 20pt">Taxes at effective rate</td>
       <td style="padding-bottom: 2.25pt">&nbsp;</td>
       <td style="border-bottom: Black 2.25pt double; text-align: left">$</td>
       <td style="border-bottom: Black 2.25pt double; text-align: right">27,167</td>
       <td style="border-bottom: Black 2.25pt double; text-align: left">&nbsp;</td>
       <td style="border-bottom: Black 2.25pt double; text-align: left">&nbsp;</td>
       <td style="border-bottom: Black 2.25pt double; text-align: left">&nbsp;</td>
       <td style="border-bottom: Black 2.25pt double; text-align: right">37.0</td>
       <td style="border-bottom: Black 2.25pt double; text-align: left">%</td>
       <td style="padding-bottom: 2.25pt">&nbsp;</td>
       <td style="border-bottom: Black 2.25pt double; text-align: left">$</td>
       <td style="border-bottom: Black 2.25pt double; text-align: right">28,573</td>
       <td style="border-bottom: Black 2.25pt double; text-align: left">&nbsp;</td>
       <td style="border-bottom: Black 2.25pt double; text-align: left">&nbsp;</td>
       <td style="border-bottom: Black 2.25pt double; text-align: left">&nbsp;</td>
       <td style="border-bottom: Black 2.25pt double; text-align: right">39.2</td>
       <td style="border-bottom: Black 2.25pt double; text-align: left">%</td>
       <td style="padding-bottom: 2.25pt">&nbsp;</td>
       <td style="border-bottom: Black 2.25pt double; text-align: left">$</td>
       <td style="border-bottom: Black 2.25pt double; text-align: right">22,956</td>
       <td style="border-bottom: Black 2.25pt double; text-align: left">&nbsp;</td>
       <td style="border-bottom: Black 2.25pt double; text-align: left">&nbsp;</td>
       <td style="border-bottom: Black 2.25pt double; text-align: left">&nbsp;</td>
       <td style="border-bottom: Black 2.25pt double; text-align: right">37.8</td>
       <td style="border-bottom: Black 2.25pt double; text-align: left">%</td>
      </tr>

    </table><span></span>
</td>
</tr>
<tr class="ro">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_ScheduleOfDeferredTaxAssetsAndLiabilitiesTableTextBlock', window );">Schedule of Deferred Tax Assets and Liabilities [Table Text Block]</a></td>
<td class="text"><table cellpadding="0" cellspacing="0" style="border-collapse: collapse; width: 100%; font: 10pt Times New Roman, Times, Serif">

      <tr style="vertical-align: bottom">
       <td style="text-align: center">&nbsp;</td>
       <td style="padding-bottom: 1pt">&nbsp;</td>
       <td colspan="3" style="text-align: center; border-bottom: Black 1pt solid">2015</td>
       <td style="padding-bottom: 1pt">&nbsp;</td>
       <td colspan="3" style="text-align: center; border-bottom: Black 1pt solid">2014</td>
      </tr>
      <tr style="vertical-align: bottom">
       <td style="text-align: left">&nbsp;</td>
       <td style="font-style: italic">&nbsp;</td>
       <td colspan="7" style="font-style: italic; text-align: center">(In thousands)</td>
      </tr>
      <tr style="vertical-align: bottom; background-color: rgb(204,238,255)">
       <td style="text-align: left">Deferred tax asset:</td>
       <td>&nbsp;</td>
       <td style="text-align: left">&nbsp;</td>
       <td style="text-align: right">&nbsp;</td>
       <td style="text-align: left">&nbsp;</td>
       <td>&nbsp;</td>
       <td style="text-align: left">&nbsp;</td>
       <td style="text-align: right">&nbsp;</td>
       <td style="text-align: left">&nbsp;</td>
      </tr>
      <tr style="vertical-align: bottom; background-color: White">
       <td style="width: 70%; text-align: left; padding-left: 10pt">Postretirement benefits</td>
       <td style="width: 1%">&nbsp;</td>
       <td style="width: 1%; text-align: left">$</td>
       <td style="width: 12%; text-align: right">6,798</td>
       <td style="width: 1%; text-align: left">&nbsp;</td>
       <td style="width: 1%">&nbsp;</td>
       <td style="width: 1%; text-align: left">$</td>
       <td style="width: 12%; text-align: right">5,407</td>
       <td style="width: 1%; text-align: left">&nbsp;</td>
      </tr>
      <tr style="vertical-align: bottom; background-color: rgb(204,238,255)">
       <td style="text-align: left; padding-left: 10pt">Allowance for loan losses</td>
       <td>&nbsp;</td>
       <td style="text-align: left">&nbsp;</td>
       <td style="text-align: right">9,437</td>
       <td style="text-align: left">&nbsp;</td>
       <td>&nbsp;</td>
       <td style="text-align: left">&nbsp;</td>
       <td style="text-align: right">11,007</td>
       <td style="text-align: left">&nbsp;</td>
      </tr>
      <tr style="vertical-align: bottom; background-color: White">
       <td style="text-align: left; padding-left: 10pt">Stock based compensation</td>
       <td>&nbsp;</td>
       <td style="text-align: left">&nbsp;</td>
       <td style="text-align: right">3,404</td>
       <td style="text-align: left">&nbsp;</td>
       <td>&nbsp;</td>
       <td style="text-align: left">&nbsp;</td>
       <td style="text-align: right">2,821</td>
       <td style="text-align: left">&nbsp;</td>
      </tr>
      <tr style="vertical-align: bottom; background-color: rgb(204,238,255)">
       <td style="text-align: left; padding-left: 10pt">Depreciation</td>
       <td>&nbsp;</td>
       <td style="text-align: left">&nbsp;</td>
       <td style="text-align: right">1,941</td>
       <td style="text-align: left">&nbsp;</td>
       <td>&nbsp;</td>
       <td style="text-align: left">&nbsp;</td>
       <td style="text-align: right">1,740</td>
       <td style="text-align: left">&nbsp;</td>
      </tr>
      <tr style="vertical-align: bottom; background-color: White">
       <td style="text-align: left; padding-left: 10pt">Unrealized loss on securities available for sale</td>
       <td>&nbsp;</td>
       <td style="text-align: left">&nbsp;</td>
       <td style="text-align: right">395</td>
       <td style="text-align: left">&nbsp;</td>
       <td>&nbsp;</td>
       <td style="text-align: left">&nbsp;</td>
       <td style="text-align: right">-</td>
       <td style="text-align: left">&nbsp;</td>
      </tr>
      <tr style="vertical-align: bottom; background-color: rgb(204,238,255)">
       <td style="text-align: left; padding-left: 10pt">Derivative financial instruments</td>
       <td>&nbsp;</td>
       <td style="text-align: left">&nbsp;</td>
       <td style="text-align: right">1,724</td>
       <td style="text-align: left">&nbsp;</td>
       <td>&nbsp;</td>
       <td style="text-align: left">&nbsp;</td>
       <td style="text-align: right">1,025</td>
       <td style="text-align: left">&nbsp;</td>
      </tr>
      <tr style="vertical-align: bottom; background-color: White">
       <td style="text-align: left; padding-left: 10pt">Adjustment required to recognize funded status of postretirement pension plans</td>
       <td>&nbsp;</td>
       <td style="text-align: left">&nbsp;</td>
       <td style="text-align: right">3,833</td>
       <td style="text-align: left">&nbsp;</td>
       <td>&nbsp;</td>
       <td style="text-align: left">&nbsp;</td>
       <td style="text-align: right">4,787</td>
       <td style="text-align: left">&nbsp;</td>
      </tr>
      <tr style="vertical-align: bottom; background-color: rgb(204,238,255)">
       <td style="text-align: left; padding-left: 10pt">Gain on sale of buildings</td>
       <td>&nbsp;</td>
       <td style="text-align: left">&nbsp;</td>
       <td style="text-align: right">2,531</td>
       <td style="text-align: left">&nbsp;</td>
       <td>&nbsp;</td>
       <td style="text-align: left">&nbsp;</td>
       <td style="text-align: right">-</td>
       <td style="text-align: left">&nbsp;</td>
      </tr>
      <tr style="vertical-align: bottom; background-color: White">
       <td style="text-align: left; padding-bottom: 1pt; padding-left: 10pt">Other</td>
       <td style="padding-bottom: 1pt">&nbsp;</td>
       <td style="border-bottom: Black 1pt solid; text-align: left">&nbsp;</td>
       <td style="border-bottom: Black 1pt solid; text-align: right">2,460</td>
       <td style="border-bottom: Black 1pt solid; text-align: left">&nbsp;</td>
       <td style="padding-bottom: 1pt">&nbsp;</td>
       <td style="border-bottom: Black 1pt solid; text-align: left">&nbsp;</td>
       <td style="border-bottom: Black 1pt solid; text-align: right">3,023</td>
       <td style="border-bottom: Black 1pt solid; text-align: left">&nbsp;</td>
      </tr>
      <tr style="vertical-align: bottom; background-color: rgb(204,238,255)">
       <td style="text-align: left; padding-bottom: 1pt; padding-left: 20pt">Deferred tax asset</td>
       <td style="padding-bottom: 1pt">&nbsp;</td>
       <td style="border-bottom: Black 1pt solid; text-align: left">&nbsp;</td>
       <td style="border-bottom: Black 1pt solid; text-align: right">32,523</td>
       <td style="border-bottom: Black 1pt solid; text-align: left">&nbsp;</td>
       <td style="padding-bottom: 1pt">&nbsp;</td>
       <td style="border-bottom: Black 1pt solid; text-align: left">&nbsp;</td>
       <td style="border-bottom: Black 1pt solid; text-align: right">29,810</td>
       <td style="border-bottom: Black 1pt solid; text-align: left">&nbsp;</td>
      </tr>
      <tr style="vertical-align: bottom; background-color: White">
       <td style="text-align: left">&nbsp;</td>
       <td>&nbsp;</td>
       <td style="text-align: left">&nbsp;</td>
       <td style="text-align: right">&nbsp;</td>
       <td style="text-align: left">&nbsp;</td>
       <td>&nbsp;</td>
       <td style="text-align: left">&nbsp;</td>
       <td style="text-align: right">&nbsp;</td>
       <td style="text-align: left">&nbsp;</td>
      </tr>
      <tr style="vertical-align: bottom; background-color: rgb(204,238,255)">
       <td style="text-align: left">Deferred tax liability:</td>
       <td>&nbsp;</td>
       <td style="text-align: left">&nbsp;</td>
       <td style="text-align: right">&nbsp;</td>
       <td style="text-align: left">&nbsp;</td>
       <td>&nbsp;</td>
       <td style="text-align: left">&nbsp;</td>
       <td style="text-align: right">&nbsp;</td>
       <td style="text-align: left">&nbsp;</td>
      </tr>
      <tr style="vertical-align: bottom; background-color: White">
       <td style="text-align: left; padding-left: 10pt">Valuation differences resulting from acquired assets and liabilities</td>
       <td>&nbsp;</td>
       <td style="text-align: left">&nbsp;</td>
       <td style="text-align: right">-</td>
       <td style="text-align: left">&nbsp;</td>
       <td>&nbsp;</td>
       <td style="text-align: left">&nbsp;</td>
       <td style="text-align: right">2,764</td>
       <td style="text-align: left">&nbsp;</td>
      </tr>
      <tr style="vertical-align: bottom; background-color: rgb(204,238,255)">
       <td style="text-align: left; padding-left: 10pt">Fair value adjustment on financial assets carried at fair value</td>
       <td>&nbsp;</td>
       <td style="text-align: left">&nbsp;</td>
       <td style="text-align: right">187</td>
       <td style="text-align: left">&nbsp;</td>
       <td>&nbsp;</td>
       <td style="text-align: left">&nbsp;</td>
       <td style="text-align: right">132</td>
       <td style="text-align: left">&nbsp;</td>
      </tr>
      <tr style="vertical-align: bottom; background-color: White">
       <td style="text-align: left; padding-left: 10pt">Fair value adjustment on financial liabilities carried at fair value</td>
       <td>&nbsp;</td>
       <td style="text-align: left">&nbsp;</td>
       <td style="text-align: right">14,364</td>
       <td style="text-align: left">&nbsp;</td>
       <td>&nbsp;</td>
       <td style="text-align: left">&nbsp;</td>
       <td style="text-align: right">14,480</td>
       <td style="text-align: left">&nbsp;</td>
      </tr>
      <tr style="vertical-align: bottom; background-color: rgb(204,238,255)">
       <td style="text-align: left; padding-left: 10pt">Unrealized gains on securities available for sale</td>
       <td>&nbsp;</td>
       <td style="text-align: left">&nbsp;</td>
       <td style="text-align: right">-</td>
       <td style="text-align: left">&nbsp;</td>
       <td>&nbsp;</td>
       <td style="text-align: left">&nbsp;</td>
       <td style="text-align: right">2,588</td>
       <td style="text-align: left">&nbsp;</td>
      </tr>
      <tr style="vertical-align: bottom; background-color: White">
       <td style="text-align: left; padding-bottom: 1pt; padding-left: 10pt">Other</td>
       <td style="padding-bottom: 1pt">&nbsp;</td>
       <td style="border-bottom: Black 1pt solid; text-align: left">&nbsp;</td>
       <td style="border-bottom: Black 1pt solid; text-align: right">3,411</td>
       <td style="border-bottom: Black 1pt solid; text-align: left">&nbsp;</td>
       <td style="padding-bottom: 1pt">&nbsp;</td>
       <td style="border-bottom: Black 1pt solid; text-align: left">&nbsp;</td>
       <td style="border-bottom: Black 1pt solid; text-align: right">2,525</td>
       <td style="border-bottom: Black 1pt solid; text-align: left">&nbsp;</td>
      </tr>
      <tr style="vertical-align: bottom; background-color: rgb(204,238,255)">
       <td style="text-align: left; padding-bottom: 1pt; padding-left: 20pt">Deferred tax liability</td>
       <td style="padding-bottom: 1pt">&nbsp;</td>
       <td style="border-bottom: Black 1pt solid; text-align: left">&nbsp;</td>
       <td style="border-bottom: Black 1pt solid; text-align: right">17,962</td>
       <td style="border-bottom: Black 1pt solid; text-align: left">&nbsp;</td>
       <td style="padding-bottom: 1pt">&nbsp;</td>
       <td style="border-bottom: Black 1pt solid; text-align: left">&nbsp;</td>
       <td style="border-bottom: Black 1pt solid; text-align: right">22,489</td>
       <td style="border-bottom: Black 1pt solid; text-align: left">&nbsp;</td>
      </tr>
      <tr style="vertical-align: bottom; background-color: White">
       <td style="text-align: left">&nbsp;</td>
       <td>&nbsp;</td>
       <td style="text-align: left">&nbsp;</td>
       <td style="text-align: right">&nbsp;</td>
       <td style="text-align: left">&nbsp;</td>
       <td>&nbsp;</td>
       <td style="text-align: left">&nbsp;</td>
       <td style="text-align: right">&nbsp;</td>
       <td style="text-align: left">&nbsp;</td>
      </tr>
      <tr style="vertical-align: bottom; background-color: rgb(204,238,255)">
       <td style="text-align: left; padding-bottom: 2.25pt">Net deferred tax asset included in other assets</td>
       <td style="padding-bottom: 2.25pt">&nbsp;</td>
       <td style="border-bottom: Black 2.25pt double; text-align: left">$</td>
       <td style="border-bottom: Black 2.25pt double; text-align: right">14,561</td>
       <td style="border-bottom: Black 2.25pt double; text-align: left">&nbsp;</td>
       <td style="padding-bottom: 2.25pt">&nbsp;</td>
       <td style="border-bottom: Black 2.25pt double; text-align: left">$</td>
       <td style="border-bottom: Black 2.25pt double; text-align: right">7,321</td>
       <td style="border-bottom: Black 2.25pt double; text-align: left">&nbsp;</td>
      </tr>

    </table><span></span>
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</tr>
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<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>Tabular disclosure of the components of income tax expense attributable to continuing operations for each year presented including, but not limited to: current tax expense (benefit), deferred tax expense (benefit), investment tax credits, government grants, the benefits of operating loss carryforwards, tax expense that results from allocating certain tax benefits either directly to contributed capital or to reduce goodwill or other noncurrent intangible assets of an acquired entity, adjustments of a deferred tax liability or asset for enacted changes in tax laws or rates or a change in the tax status of the entity, and adjustments of the beginning-of-the-year balances of a valuation allowance because of a change in circumstances that causes a change in judgment about the realizability of the related deferred tax asset in future years.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 740<br> -SubTopic 10<br> -Section 50<br> -Paragraph 9<br> -URI http://asc.fasb.org/extlink&amp;oid=6907707&amp;loc=d3e32639-109319<br></p></div>
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<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>Tabular disclosure of the components of net deferred tax asset or liability recognized in an entity's statement of financial position, including the following: the total of all deferred tax liabilities, the total of all deferred tax assets, the total valuation allowance recognized for deferred tax assets.</p></div>
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<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>Tabular disclosure of the reconciliation using percentage or dollar amounts of the reported amount of income tax expense attributable to continuing operations for the year to the amount of income tax expense that would result from applying domestic federal statutory tax rates to pretax income from continuing operations.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 740<br> -SubTopic 10<br> -Section 50<br> -Paragraph 12<br> -URI http://asc.fasb.org/extlink&amp;oid=6907707&amp;loc=d3e32687-109319<br></p></div>
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<span style="display: none;">v3.3.1.900</span><table class="report" border="0" cellspacing="2" id="idp6840535296">
<tr>
<th class="tl" colspan="1" rowspan="2"><div style="width: 200px;"><strong>Note 11 - Stock-Based Compensation (Tables)<br></strong></div></th>
<th class="th" colspan="1">12 Months Ended</th>
</tr>
<tr><th class="th"><div>Dec. 31, 2015</div></th></tr>
<tr class="re">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_ffic_Note11StockBasedCompensationTablesLineItems', window );"><strong>Note 11 - Stock-Based Compensation (Tables) [Line Items]</strong></a></td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_ScheduleOfSharebasedCompensationRestrictedStockAndRestrictedStockUnitsActivityTableTextBlock', window );">Schedule of Share-based Compensation, Restricted Stock and Restricted Stock Units Activity [Table Text Block]</a></td>
<td class="text"><table cellpadding="0" cellspacing="0" style="border-collapse: collapse; width: 100%; font: 10pt Times New Roman, Times, Serif">

      <tr style="vertical-align: bottom">
       <td style="border-bottom: Black 1pt solid">&nbsp;</td>
       <td style="padding-bottom: 1pt; border-bottom: Black 1pt solid">&nbsp;</td>
       <td colspan="3" style="text-align: center; border-bottom: Black 1pt solid">Shares</td>
       <td style="padding-bottom: 1pt; border-bottom: Black 1pt solid">&nbsp;</td>
       <td colspan="3" style="text-align: center; border-bottom: Black 1pt solid">Weighted-Average <br /> Grant-Date <br /> Fair Value</td>
      </tr>
      <tr style="vertical-align: bottom">
       <td>&nbsp;</td>
       <td>&nbsp;</td>
       <td colspan="3">&nbsp;</td>
       <td>&nbsp;</td>
       <td colspan="3" style="text-align: right">&nbsp;</td>
      </tr>
      <tr style="vertical-align: bottom; background-color: rgb(204,238,255)">
       <td style="width: 70%">Non-vested at December 31, 2014</td>
       <td style="width: 1%">&nbsp;</td>
       <td style="width: 1%; text-align: left">&nbsp;</td>
       <td style="width: 12%; text-align: right">373,154</td>
       <td style="width: 1%; text-align: left">&nbsp;</td>
       <td style="width: 1%">&nbsp;</td>
       <td style="width: 1%; text-align: left">$</td>
       <td style="width: 12%; text-align: right">16.75</td>
       <td style="width: 1%; text-align: left">&nbsp;</td>
      </tr>
      <tr style="vertical-align: bottom; background-color: White">
       <td style="padding-left: 10pt">Granted</td>
       <td>&nbsp;</td>
       <td style="text-align: left">&nbsp;</td>
       <td style="text-align: right">318,120</td>
       <td style="text-align: left">&nbsp;</td>
       <td>&nbsp;</td>
       <td style="text-align: left">&nbsp;</td>
       <td style="text-align: right">19.10</td>
       <td style="text-align: left">&nbsp;</td>
      </tr>
      <tr style="vertical-align: bottom; background-color: rgb(204,238,255)">
       <td style="padding-left: 10pt">Vested</td>
       <td>&nbsp;</td>
       <td style="text-align: left">&nbsp;</td>
       <td style="text-align: right">(260,700</td>
       <td style="text-align: left">)</td>
       <td>&nbsp;</td>
       <td style="text-align: left">&nbsp;</td>
       <td style="text-align: right">17.36</td>
       <td style="text-align: left">&nbsp;</td>
      </tr>
      <tr style="vertical-align: bottom; background-color: White">
       <td style="padding-bottom: 1pt; padding-left: 10pt">Forfeited</td>
       <td style="padding-bottom: 1pt">&nbsp;</td>
       <td style="border-bottom: Black 1pt solid; text-align: left">&nbsp;</td>
       <td style="border-bottom: Black 1pt solid; text-align: right">(14,665</td>
       <td style="border-bottom: Black 1pt solid; text-align: left">)</td>
       <td style="padding-bottom: 1pt">&nbsp;</td>
       <td style="border-bottom: Black 1pt solid; text-align: left">&nbsp;</td>
       <td style="border-bottom: Black 1pt solid; text-align: right">18.39</td>
       <td style="border-bottom: Black 1pt solid; text-align: left">&nbsp;</td>
      </tr>
      <tr style="vertical-align: bottom; background-color: rgb(204,238,255)">
       <td style="padding-bottom: 2.25pt">Non-vested at December 31, 2015</td>
       <td style="padding-bottom: 2.25pt">&nbsp;</td>
       <td style="border-bottom: Black 2.25pt double; text-align: left">&nbsp;</td>
       <td style="border-bottom: Black 2.25pt double; text-align: right">415,909</td>
       <td style="border-bottom: Black 2.25pt double; text-align: left">&nbsp;</td>
       <td style="padding-bottom: 2.25pt">&nbsp;</td>
       <td style="border-bottom: Black 2.25pt double; text-align: left">$</td>
       <td style="border-bottom: Black 2.25pt double; text-align: right">18.10</td>
       <td style="border-bottom: Black 2.25pt double; text-align: left">&nbsp;</td>
      </tr>
      <tr style="vertical-align: bottom; background-color: White">
       <td>&nbsp;</td>
       <td>&nbsp;</td>
       <td style="text-align: left">&nbsp;</td>
       <td style="text-align: right">&nbsp;</td>
       <td style="text-align: left">&nbsp;</td>
       <td>&nbsp;</td>
       <td style="text-align: left">&nbsp;</td>
       <td style="text-align: right">&nbsp;</td>
       <td style="text-align: left">&nbsp;</td>
      </tr>
      <tr style="vertical-align: bottom; background-color: rgb(204,238,255)">
       <td style="text-align: left; padding-bottom: 2.25pt">Vested but unissued at December 31, 2015</td>
       <td style="padding-bottom: 2.25pt">&nbsp;</td>
       <td style="border-bottom: Black 2.25pt double; text-align: left">&nbsp;</td>
       <td style="border-bottom: Black 2.25pt double; text-align: right">290,226</td>
       <td style="border-bottom: Black 2.25pt double; text-align: left">&nbsp;</td>
       <td style="padding-bottom: 2.25pt">&nbsp;</td>
       <td style="border-bottom: Black 2.25pt double; text-align: left">$</td>
       <td style="border-bottom: Black 2.25pt double; text-align: right">18.08</td>
       <td style="border-bottom: Black 2.25pt double; text-align: left">&nbsp;</td>
      </tr>

    </table><span></span>
</td>
</tr>
<tr class="re">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_DisclosureOfShareBasedCompensationArrangementsByShareBasedPaymentAwardTextBlock', window );">Disclosure of Share-based Compensation Arrangements by Share-based Payment Award [Table Text Block]</a></td>
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      <tr style="vertical-align: bottom">
       <td style="font-style: italic; border-bottom: Black 1pt solid">(In thousands, except grant date fair value)</td>
       <td style="padding-bottom: 1pt; border-bottom: Black 1pt solid">&nbsp;</td>
       <td colspan="3" style="text-align: center; border-bottom: Black 1pt solid">2015</td>
       <td style="padding-bottom: 1pt; border-bottom: Black 1pt solid">&nbsp;</td>
       <td colspan="3" style="text-align: center; border-bottom: Black 1pt solid">2014</td>
       <td style="padding-bottom: 1pt; border-bottom: Black 1pt solid">&nbsp;</td>
       <td colspan="3" style="text-align: center; border-bottom: Black 1pt solid">2013</td>
      </tr>
      <tr style="vertical-align: bottom; background-color: rgb(204,238,255)">
       <td style="width: 61%; text-align: left">Proceeds from stock options exercised</td>
       <td style="width: 1%">&nbsp;</td>
       <td style="width: 1%; text-align: left">$</td>
       <td style="width: 10%; text-align: right">145</td>
       <td style="width: 1%; text-align: left">&nbsp;</td>
       <td style="width: 1%">&nbsp;</td>
       <td style="width: 1%; text-align: left">$</td>
       <td style="width: 10%; text-align: right">565</td>
       <td style="width: 1%; text-align: left">&nbsp;</td>
       <td style="width: 1%">&nbsp;</td>
       <td style="width: 1%; text-align: left">$</td>
       <td style="width: 10%; text-align: right">533</td>
       <td style="width: 1%; text-align: left">&nbsp;</td>
      </tr>
      <tr style="vertical-align: bottom; background-color: White">
       <td>Fair value of shares received upon exercise of stock options</td>
       <td>&nbsp;</td>
       <td style="text-align: left">&nbsp;</td>
       <td style="text-align: right">447</td>
       <td style="text-align: left">&nbsp;</td>
       <td>&nbsp;</td>
       <td style="text-align: left">&nbsp;</td>
       <td style="text-align: right">1,962</td>
       <td style="text-align: left">&nbsp;</td>
       <td>&nbsp;</td>
       <td style="text-align: left">&nbsp;</td>
       <td style="text-align: right">6,814</td>
       <td style="text-align: left">&nbsp;</td>
      </tr>
      <tr style="vertical-align: bottom; background-color: rgb(204,238,255)">
       <td style="text-align: left">Tax benefit related to stock options exercised</td>
       <td>&nbsp;</td>
       <td style="text-align: left">&nbsp;</td>
       <td style="text-align: right">99</td>
       <td style="text-align: left">&nbsp;</td>
       <td>&nbsp;</td>
       <td style="text-align: left">&nbsp;</td>
       <td style="text-align: right">88</td>
       <td style="text-align: left">&nbsp;</td>
       <td>&nbsp;</td>
       <td style="text-align: left">&nbsp;</td>
       <td style="text-align: right">151</td>
       <td style="text-align: left">&nbsp;</td>
      </tr>
      <tr style="vertical-align: bottom; background-color: White">
       <td style="text-align: left">Intrinsic value of stock options exercised</td>
       <td>&nbsp;</td>
       <td style="text-align: left">&nbsp;</td>
       <td style="text-align: right">330</td>
       <td style="text-align: left">&nbsp;</td>
       <td>&nbsp;</td>
       <td style="text-align: left">&nbsp;</td>
       <td style="text-align: right">488</td>
       <td style="text-align: left">&nbsp;</td>
       <td>&nbsp;</td>
       <td style="text-align: left">&nbsp;</td>
       <td style="text-align: right">1,228</td>
       <td style="text-align: left">&nbsp;</td>
      </tr>
      <tr style="vertical-align: bottom; background-color: rgb(204,238,255)">
       <td>&nbsp;</td>
       <td>&nbsp;</td>
       <td style="text-align: left">&nbsp;</td>
       <td style="text-align: right">&nbsp;</td>
       <td style="text-align: left">&nbsp;</td>
       <td>&nbsp;</td>
       <td style="text-align: left">&nbsp;</td>
       <td style="text-align: right">&nbsp;</td>
       <td style="text-align: left">&nbsp;</td>
       <td>&nbsp;</td>
       <td style="text-align: left">&nbsp;</td>
       <td style="text-align: right">&nbsp;</td>
       <td style="text-align: left">&nbsp;</td>
      </tr>
      <tr style="vertical-align: bottom; background-color: White">
       <td>Weighted average fair value on grant date</td>
       <td>&nbsp;</td>
       <td style="text-align: left">&nbsp;</td>
       <td style="text-align: right">&nbsp;n/a&nbsp;</td>
       <td style="text-align: left">&nbsp;</td>
       <td>&nbsp;</td>
       <td style="text-align: left">&nbsp;</td>
       <td style="text-align: right">&nbsp;n/a&nbsp;</td>
       <td style="text-align: left">&nbsp;</td>
       <td>&nbsp;</td>
       <td style="text-align: left">&nbsp;</td>
       <td style="text-align: right">&nbsp;n/a&nbsp;</td>
       <td style="text-align: left">&nbsp;</td>
      </tr>

    </table><span></span>
</td>
</tr>
<tr class="rh">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_AwardTypeAxis=ffic_NonFullValueAwardsMember', window );">Non-Full Value Awards [Member]</a></td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_ffic_Note11StockBasedCompensationTablesLineItems', window );"><strong>Note 11 - Stock-Based Compensation (Tables) [Line Items]</strong></a></td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_ScheduleOfShareBasedCompensationActivityTableTextBlock', window );">Schedule of Share-based Compensation, Activity [Table Text Block]</a></td>
<td class="text"><table cellpadding="0" cellspacing="0" style="border-collapse: collapse; width: 100%; font: 10pt Times New Roman, Times, Serif">

      <tr style="vertical-align: bottom">
       <td nowrap="nowrap" style="border-bottom: Black 1pt solid">&nbsp;</td>
       <td nowrap="nowrap" style="padding-bottom: 1pt; border-bottom: Black 1pt solid">&nbsp;</td>
       <td colspan="3" nowrap="nowrap" style="text-align: center; border-bottom: Black 1pt solid">Shares</td>
       <td nowrap="nowrap" style="padding-bottom: 1pt; border-bottom: Black 1pt solid">&nbsp;</td>
       <td colspan="3" nowrap="nowrap" style="text-align: center; border-bottom: Black 1pt solid">Weighted-<br /> Average <br /> Exercise <br /> Price</td>
       <td nowrap="nowrap" style="padding-bottom: 1pt; border-bottom: Black 1pt solid">&nbsp;</td>
       <td colspan="3" nowrap="nowrap" style="text-align: center; border-bottom: Black 1pt solid">Weighted-Average <br /> Remaining <br /> Contractual <br /> (years)</td>
       <td nowrap="nowrap" style="padding-bottom: 1pt; border-bottom: Black 1pt solid">&nbsp;</td>
       <td colspan="3" nowrap="nowrap" style="text-align: center; border-bottom: Black 1pt solid">Aggregate <br /> Intrinsic <br /> Value <br /> ($000)*</td>
      </tr>
      <tr style="vertical-align: bottom">
       <td>&nbsp;</td>
       <td>&nbsp;</td>
       <td colspan="3">&nbsp;</td>
       <td>&nbsp;</td>
       <td colspan="3">&nbsp;</td>
       <td>&nbsp;</td>
       <td colspan="3">&nbsp;</td>
       <td>&nbsp;</td>
       <td colspan="3">&nbsp;</td>
      </tr>
      <tr style="vertical-align: bottom; background-color: rgb(204,238,255)">
       <td style="width: 56%">Outstanding at December 31, 2014</td>
       <td style="width: 1%">&nbsp;</td>
       <td style="width: 1%; text-align: left">&nbsp;</td>
       <td style="width: 8%; text-align: right">154,915</td>
       <td style="width: 1%; text-align: left">&nbsp;</td>
       <td style="width: 1%">&nbsp;</td>
       <td style="width: 1%; text-align: left">$</td>
       <td style="width: 8%; text-align: right">15.19</td>
       <td style="width: 1%; text-align: left">&nbsp;</td>
       <td style="width: 1%">&nbsp;</td>
       <td style="width: 1%; text-align: left">&nbsp;</td>
       <td style="width: 8%; text-align: right">&nbsp;</td>
       <td style="width: 1%; text-align: left">&nbsp;</td>
       <td style="width: 1%">&nbsp;</td>
       <td style="width: 1%; text-align: left">&nbsp;</td>
       <td style="width: 8%; text-align: right">&nbsp;</td>
       <td style="width: 1%; text-align: left">&nbsp;</td>
      </tr>
      <tr style="vertical-align: bottom; background-color: White">
       <td style="padding-left: 10pt">Granted</td>
       <td>&nbsp;</td>
       <td style="text-align: left">&nbsp;</td>
       <td style="text-align: right">-</td>
       <td style="text-align: left">&nbsp;</td>
       <td>&nbsp;</td>
       <td style="text-align: left">&nbsp;</td>
       <td style="text-align: right">-</td>
       <td style="text-align: left">&nbsp;</td>
       <td>&nbsp;</td>
       <td style="text-align: left">&nbsp;</td>
       <td style="text-align: right">&nbsp;</td>
       <td style="text-align: left">&nbsp;</td>
       <td>&nbsp;</td>
       <td style="text-align: left">&nbsp;</td>
       <td style="text-align: right">&nbsp;</td>
       <td style="text-align: left">&nbsp;</td>
      </tr>
      <tr style="vertical-align: bottom; background-color: rgb(204,238,255)">
       <td style="padding-left: 10pt">Exercised</td>
       <td>&nbsp;</td>
       <td style="text-align: left">&nbsp;</td>
       <td style="text-align: right">(45,785</td>
       <td style="text-align: left">)</td>
       <td>&nbsp;</td>
       <td style="text-align: left">&nbsp;</td>
       <td style="text-align: right">12.92</td>
       <td style="text-align: left">&nbsp;</td>
       <td>&nbsp;</td>
       <td style="text-align: left">&nbsp;</td>
       <td style="text-align: right">&nbsp;</td>
       <td style="text-align: left">&nbsp;</td>
       <td>&nbsp;</td>
       <td style="text-align: left">&nbsp;</td>
       <td style="text-align: right">&nbsp;</td>
       <td style="text-align: left">&nbsp;</td>
      </tr>
      <tr style="vertical-align: bottom; background-color: White">
       <td style="padding-bottom: 1pt; padding-left: 10pt">Forfeited</td>
       <td style="padding-bottom: 1pt">&nbsp;</td>
       <td style="border-bottom: Black 1pt solid; text-align: left">&nbsp;</td>
       <td style="border-bottom: Black 1pt solid; text-align: right">-</td>
       <td style="border-bottom: Black 1pt solid; text-align: left">&nbsp;</td>
       <td style="padding-bottom: 1pt">&nbsp;</td>
       <td style="border-bottom: Black 1pt solid; text-align: left">&nbsp;</td>
       <td style="border-bottom: Black 1pt solid; text-align: right">-</td>
       <td style="border-bottom: Black 1pt solid; text-align: left">&nbsp;</td>
       <td style="padding-bottom: 1pt">&nbsp;</td>
       <td style="text-align: left">&nbsp;</td>
       <td style="text-align: right">&nbsp;</td>
       <td style="text-align: left">&nbsp;</td>
       <td style="padding-bottom: 1pt">&nbsp;</td>
       <td style="text-align: left">&nbsp;</td>
       <td style="text-align: right">&nbsp;</td>
       <td style="text-align: left">&nbsp;</td>
      </tr>
      <tr style="vertical-align: bottom; background-color: rgb(204,238,255)">
       <td style="padding-bottom: 2.25pt">Outstanding at December 31, 2015</td>
       <td style="padding-bottom: 2.25pt">&nbsp;</td>
       <td style="border-bottom: Black 2.25pt double; text-align: left">&nbsp;</td>
       <td style="border-bottom: Black 2.25pt double; text-align: right">109,130</td>
       <td style="border-bottom: Black 2.25pt double; text-align: left">&nbsp;</td>
       <td style="padding-bottom: 2.25pt">&nbsp;</td>
       <td style="border-bottom: Black 2.25pt double; text-align: left">$</td>
       <td style="border-bottom: Black 2.25pt double; text-align: right">16.14</td>
       <td style="border-bottom: Black 2.25pt double; text-align: left">&nbsp;</td>
       <td style="padding-bottom: 2.25pt">&nbsp;</td>
       <td style="border-bottom: Black 2.25pt double; text-align: left">&nbsp;</td>
       <td style="border-bottom: Black 2.25pt double; text-align: right">2.3</td>
       <td style="border-bottom: Black 2.25pt double; text-align: left">&nbsp;</td>
       <td style="padding-bottom: 2.25pt">&nbsp;</td>
       <td style="border-bottom: Black 2.25pt double; text-align: left">$</td>
       <td style="border-bottom: Black 2.25pt double; text-align: right">600</td>
       <td style="border-bottom: Black 2.25pt double; text-align: left">&nbsp;</td>
      </tr>
      <tr style="vertical-align: bottom; background-color: White">
       <td style="padding-bottom: 2.25pt">Exercisable shares at December 31, 2015</td>
       <td style="padding-bottom: 2.25pt">&nbsp;</td>
       <td style="border-bottom: Black 2.25pt double; text-align: left">&nbsp;</td>
       <td style="border-bottom: Black 2.25pt double; text-align: right">109,130</td>
       <td style="border-bottom: Black 2.25pt double; text-align: left">&nbsp;</td>
       <td style="padding-bottom: 2.25pt">&nbsp;</td>
       <td style="border-bottom: Black 2.25pt double; text-align: left">$</td>
       <td style="border-bottom: Black 2.25pt double; text-align: right">16.14</td>
       <td style="border-bottom: Black 2.25pt double; text-align: left">&nbsp;</td>
       <td style="padding-bottom: 2.25pt">&nbsp;</td>
       <td style="border-bottom: Black 2.25pt double; text-align: left">&nbsp;</td>
       <td style="border-bottom: Black 2.25pt double; text-align: right">2.3</td>
       <td style="border-bottom: Black 2.25pt double; text-align: left">&nbsp;</td>
       <td style="padding-bottom: 2.25pt">&nbsp;</td>
       <td style="border-bottom: Black 2.25pt double; text-align: left">$</td>
       <td style="border-bottom: Black 2.25pt double; text-align: right">600</td>
       <td style="border-bottom: Black 2.25pt double; text-align: left">&nbsp;</td>
      </tr>

    </table><span></span>
</td>
</tr>
<tr class="rh">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_AwardTypeAxis=us-gaap_PhantomShareUnitsPSUsMember', window );">Phantom Share Units (PSUs) [Member]</a></td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_ffic_Note11StockBasedCompensationTablesLineItems', window );"><strong>Note 11 - Stock-Based Compensation (Tables) [Line Items]</strong></a></td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_ScheduleOfShareBasedCompensationActivityTableTextBlock', window );">Schedule of Share-based Compensation, Activity [Table Text Block]</a></td>
<td class="text"><table cellpadding="0" cellspacing="0" style="border-collapse: collapse; width: 100%; font: 10pt Times New Roman, Times, Serif">

      <tr style="vertical-align: bottom">
       <td style="border-bottom: Black 1pt solid">Phantom Stock Plan</td>
       <td style="padding-bottom: 1pt; border-bottom: Black 1pt solid">&nbsp;</td>
       <td colspan="3" style="text-align: center; border-bottom: Black 1pt solid">Shares</td>
       <td style="padding-bottom: 1pt; border-bottom: Black 1pt solid">&nbsp;</td>
       <td colspan="3" style="text-align: center; border-bottom: Black 1pt solid">Fair Value</td>
      </tr>
      <tr style="vertical-align: bottom; background-color: White">
       <td>&nbsp;</td>
       <td>&nbsp;</td>
       <td style="text-align: left">&nbsp;</td>
       <td style="text-align: right">&nbsp;</td>
       <td style="text-align: left">&nbsp;</td>
       <td>&nbsp;</td>
       <td style="text-align: left">&nbsp;</td>
       <td style="text-align: right">&nbsp;</td>
       <td style="text-align: left">&nbsp;</td>
      </tr>
      <tr style="vertical-align: bottom; background-color: rgb(204,238,255)">
       <td style="width: 70%">Outstanding at December 31, 2014</td>
       <td style="width: 1%">&nbsp;</td>
       <td style="width: 1%; text-align: left">&nbsp;</td>
       <td style="width: 12%; text-align: right">67,113</td>
       <td style="width: 1%; text-align: left">&nbsp;</td>
       <td style="width: 1%">&nbsp;</td>
       <td style="width: 1%; text-align: left">$</td>
       <td style="width: 12%; text-align: right">20.27</td>
       <td style="width: 1%; text-align: left">&nbsp;</td>
      </tr>
      <tr style="vertical-align: bottom; background-color: White">
       <td style="padding-left: 10pt">Granted</td>
       <td>&nbsp;</td>
       <td style="text-align: left">&nbsp;</td>
       <td style="text-align: right">12,924</td>
       <td style="text-align: left">&nbsp;</td>
       <td>&nbsp;</td>
       <td style="text-align: left">&nbsp;</td>
       <td style="text-align: right">19.44</td>
       <td style="text-align: left">&nbsp;</td>
      </tr>
      <tr style="vertical-align: bottom; background-color: rgb(204,238,255)">
       <td style="padding-left: 10pt">Forfeited</td>
       <td>&nbsp;</td>
       <td style="text-align: left">&nbsp;</td>
       <td style="text-align: right">(3</td>
       <td style="text-align: left">)</td>
       <td>&nbsp;</td>
       <td style="text-align: left">&nbsp;</td>
       <td style="text-align: right">20.78</td>
       <td style="text-align: left">&nbsp;</td>
      </tr>
      <tr style="vertical-align: bottom; background-color: White">
       <td style="padding-bottom: 1pt; padding-left: 10pt">Distributions</td>
       <td style="padding-bottom: 1pt">&nbsp;</td>
       <td style="border-bottom: Black 1pt solid; text-align: left">&nbsp;</td>
       <td style="border-bottom: Black 1pt solid; text-align: right">(594</td>
       <td style="border-bottom: Black 1pt solid; text-align: left">)</td>
       <td style="padding-bottom: 1pt">&nbsp;</td>
       <td style="border-bottom: Black 1pt solid; text-align: left">&nbsp;</td>
       <td style="border-bottom: Black 1pt solid; text-align: right">19.82</td>
       <td style="border-bottom: Black 1pt solid; text-align: left">&nbsp;</td>
      </tr>
      <tr style="vertical-align: bottom; background-color: rgb(204,238,255)">
       <td style="padding-bottom: 2.25pt">Outstanding at December 31, 2015</td>
       <td style="padding-bottom: 2.25pt">&nbsp;</td>
       <td style="border-bottom: Black 2.25pt double; text-align: left">&nbsp;</td>
       <td style="border-bottom: Black 2.25pt double; text-align: right">79,440</td>
       <td style="border-bottom: Black 2.25pt double; text-align: left">&nbsp;</td>
       <td style="padding-bottom: 2.25pt">&nbsp;</td>
       <td style="border-bottom: Black 2.25pt double; text-align: left">$</td>
       <td style="border-bottom: Black 2.25pt double; text-align: right">21.64</td>
       <td style="border-bottom: Black 2.25pt double; text-align: left">&nbsp;</td>
      </tr>
      <tr style="vertical-align: bottom; background-color: White">
       <td style="padding-bottom: 2.25pt">Vested at December 31, 2015</td>
       <td style="padding-bottom: 2.25pt">&nbsp;</td>
       <td style="border-bottom: Black 2.25pt double; text-align: left">&nbsp;</td>
       <td style="border-bottom: Black 2.25pt double; text-align: right">78,857</td>
       <td style="border-bottom: Black 2.25pt double; text-align: left">&nbsp;</td>
       <td style="padding-bottom: 2.25pt">&nbsp;</td>
       <td style="border-bottom: Black 2.25pt double; text-align: left">$</td>
       <td style="border-bottom: Black 2.25pt double; text-align: right">21.64</td>
       <td style="border-bottom: Black 2.25pt double; text-align: left">&nbsp;</td>
      </tr>

    </table><span></span>
</td>
</tr>
</table>
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<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- References</a><div><p>No definition available.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
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<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>Tabular disclosure of components of a stock option or other award plan under which equity-based compensation is awarded to employees, typically comprised of the amount of unearned compensation (deferred compensation cost), compensation expense, and changes in the quantity and fair value of the shares (or other type of equity) granted, exercised, forfeited, and issued and outstanding pertaining to that plan.  Disclosure may also include nature and general terms of such arrangements that existed during the period and potential effects of those arrangements on shareholders, effect of compensation cost arising from equity-based payment arrangements on the income statement, method of estimating the fair value of the goods or services received, or the fair value of the equity instruments granted, during the period, cash flow effects resulting from equity-based payment arrangements and, for registrants that accelerate vesting of out of the money share options, reasons for the decision to accelerate.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 718<br> -SubTopic 10<br> -Section 50<br> -Paragraph 2<br> -URI http://asc.fasb.org/extlink&amp;oid=6415400&amp;loc=d3e5070-113901<br><br>Reference 2: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 718<br> -SubTopic 10<br> -Section 50<br> -Paragraph 1<br> -URI http://asc.fasb.org/extlink&amp;oid=6415400&amp;loc=d3e5047-113901<br></p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
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<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>Tabular disclosure of share-based compensation plans that may be presented in a single table for outstanding, vested and expected to vest, and exercisable awards. The information that may be disclosed in this table may include, but is not limited to, number of shares, weighted average exercise price, weighted average remaining contractual life, and aggregate intrinsic value.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>No definition available.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
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<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>Disclosure of the number and weighted-average grant date fair value for restricted stock and restricted stock units that were outstanding at the beginning and end of the year, and the number of restricted stock and restricted stock units that were granted, vested, or forfeited during the year.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>No definition available.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
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<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Details</a><div><table border="0" cellpadding="0" cellspacing="0">
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<td><strong> Name:</strong></td>
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<span style="display: none;">v3.3.1.900</span><table class="report" border="0" cellspacing="2" id="idp6855310320">
<tr>
<th class="tl" colspan="1" rowspan="2"><div style="width: 200px;"><strong>Note 12 - Pension and Other Postretirement Benefit Plans (Tables)<br></strong></div></th>
<th class="th" colspan="1">12 Months Ended</th>
</tr>
<tr><th class="th"><div>Dec. 31, 2015</div></th></tr>
<tr class="re">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_ffic_Note12PensionandOtherPostretirementBenefitPlansTablesLineItems', window );"><strong>Note 12 - Pension and Other Postretirement Benefit Plans (Tables) [Line Items]</strong></a></td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_ScheduleOfAmountsRecognizedInOtherComprehensiveIncomeLossTableTextBlock', window );">Schedule of Amounts Recognized in Other Comprehensive Income (Loss) [Table Text Block]</a></td>
<td class="text"><table cellpadding="0" cellspacing="0" style="border-collapse: collapse; width: 100%; font: 10pt Times New Roman, Times, Serif">

      <tr style="vertical-align: bottom">
       <td>&nbsp;</td>
       <td style="padding-bottom: 1pt">&nbsp;</td>
       <td colspan="11" style="text-align: center; border-bottom: Black 1pt solid">Net Actuarial<br /> loss (gain)</td>
       <td style="padding-bottom: 1pt">&nbsp;</td>
       <td colspan="11" style="text-align: center; border-bottom: Black 1pt solid">Prior Service<br /> cost (credit)</td>
       <td style="padding-bottom: 1pt">&nbsp;</td>
       <td colspan="11" style="text-align: center; border-bottom: Black 1pt solid">Total</td>
      </tr>
      <tr style="vertical-align: bottom">
       <td>&nbsp;</td>
       <td style="padding-bottom: 1pt">&nbsp;</td>
       <td colspan="3" style="text-align: center; border-bottom: Black 1pt solid">2015</td>
       <td style="border-bottom: Black 1pt solid; text-align: left">&nbsp;</td>
       <td colspan="3" style="text-align: center; border-bottom: Black 1pt solid">2014</td>
       <td style="border-bottom: Black 1pt solid; text-align: left">&nbsp;</td>
       <td colspan="3" style="text-align: center; border-bottom: Black 1pt solid">2013</td>
       <td style="padding-bottom: 1pt">&nbsp;</td>
       <td colspan="3" style="text-align: center; border-bottom: Black 1pt solid">2015</td>
       <td style="border-bottom: Black 1pt solid; text-align: left">&nbsp;</td>
       <td colspan="3" style="text-align: center; border-bottom: Black 1pt solid">2014</td>
       <td style="border-bottom: Black 1pt solid; text-align: left">&nbsp;</td>
       <td colspan="3" style="text-align: center; border-bottom: Black 1pt solid">2013</td>
       <td style="padding-bottom: 1pt">&nbsp;</td>
       <td colspan="3" style="text-align: center; border-bottom: Black 1pt solid">2015</td>
       <td style="border-bottom: Black 1pt solid; text-align: left">&nbsp;</td>
       <td colspan="3" style="text-align: center; border-bottom: Black 1pt solid">2014</td>
       <td style="border-bottom: Black 1pt solid; text-align: left">&nbsp;</td>
       <td colspan="3" style="text-align: center; border-bottom: Black 1pt solid">2013</td>
      </tr>
      <tr style="vertical-align: bottom">
       <td>&nbsp;</td>
       <td style="font-style: italic">&nbsp;</td>
       <td colspan="36" style="font-style: italic; text-align: center">(In thousands)</td>
      </tr>
      <tr style="vertical-align: bottom; background-color: rgb(204,238,255)">
       <td style="width: 10%; text-align: left">Employee Retirement Plan</td>
       <td style="width: 1%">&nbsp;</td>
       <td style="width: 1%; text-align: left">$</td>
       <td style="width: 7%; text-align: right">8,589</td>
       <td style="width: 1%; text-align: left">&nbsp;</td>
       <td style="width: 1%">&nbsp;</td>
       <td style="width: 1%; text-align: left">$</td>
       <td style="width: 7%; text-align: right">9,938</td>
       <td style="width: 1%; text-align: left">&nbsp;</td>
       <td style="width: 1%">&nbsp;</td>
       <td style="width: 1%; text-align: left">$</td>
       <td style="width: 7%; text-align: right">5,899</td>
       <td style="width: 1%; text-align: left">&nbsp;</td>
       <td style="width: 1%">&nbsp;</td>
       <td style="width: 1%; text-align: left">$</td>
       <td style="width: 7%; text-align: right">-</td>
       <td style="width: 1%; text-align: left">&nbsp;</td>
       <td style="width: 1%">&nbsp;</td>
       <td style="width: 1%; text-align: left">$</td>
       <td style="width: 7%; text-align: right">-</td>
       <td style="width: 1%; text-align: left">&nbsp;</td>
       <td style="width: 1%">&nbsp;</td>
       <td style="width: 1%; text-align: left">$</td>
       <td style="width: 7%; text-align: right">-</td>
       <td style="width: 1%; text-align: left">&nbsp;</td>
       <td style="width: 1%">&nbsp;</td>
       <td style="width: 1%; text-align: left">$</td>
       <td style="width: 7%; text-align: right">8,589</td>
       <td style="width: 1%; text-align: left">&nbsp;</td>
       <td style="width: 1%">&nbsp;</td>
       <td style="width: 1%; text-align: left">$</td>
       <td style="width: 7%; text-align: right">9,938</td>
       <td style="width: 1%; text-align: left">&nbsp;</td>
       <td style="width: 1%">&nbsp;</td>
       <td style="width: 1%; text-align: left">$</td>
       <td style="width: 7%; text-align: right">5,899</td>
       <td style="width: 1%; text-align: left">&nbsp;</td>
      </tr>
      <tr style="vertical-align: bottom; background-color: White">
       <td nowrap="nowrap" style="text-align: left">Other Postretirement Benefit Plans</td>
       <td>&nbsp;</td>
       <td style="text-align: left">&nbsp;</td>
       <td style="text-align: right">1,296</td>
       <td style="text-align: left">&nbsp;</td>
       <td>&nbsp;</td>
       <td style="text-align: left">&nbsp;</td>
       <td style="text-align: right">2,130</td>
       <td style="text-align: left">&nbsp;</td>
       <td>&nbsp;</td>
       <td style="text-align: left">&nbsp;</td>
       <td style="text-align: right">205</td>
       <td style="text-align: left">&nbsp;</td>
       <td>&nbsp;</td>
       <td style="text-align: left">&nbsp;</td>
       <td style="text-align: right">(538</td>
       <td style="text-align: left">)</td>
       <td>&nbsp;</td>
       <td style="text-align: left">&nbsp;</td>
       <td style="text-align: right">(623</td>
       <td style="text-align: left">)</td>
       <td>&nbsp;</td>
       <td style="text-align: left">&nbsp;</td>
       <td style="text-align: right">(708</td>
       <td style="text-align: left">)</td>
       <td>&nbsp;</td>
       <td style="text-align: left">&nbsp;</td>
       <td style="text-align: right">758</td>
       <td style="text-align: left">&nbsp;</td>
       <td>&nbsp;</td>
       <td style="text-align: left">&nbsp;</td>
       <td style="text-align: right">1,507</td>
       <td style="text-align: left">&nbsp;</td>
       <td>&nbsp;</td>
       <td style="text-align: left">&nbsp;</td>
       <td style="text-align: right">(503</td>
       <td style="text-align: left">)</td>
      </tr>
      <tr style="vertical-align: bottom; background-color: rgb(204,238,255)">
       <td style="text-align: left; padding-bottom: 1pt">Outside Directors Plan</td>
       <td style="padding-bottom: 1pt">&nbsp;</td>
       <td style="border-bottom: Black 1pt solid; text-align: left">&nbsp;</td>
       <td style="border-bottom: Black 1pt solid; text-align: right">(562</td>
       <td style="border-bottom: Black 1pt solid; text-align: left">)</td>
       <td style="border-bottom: Black 1pt solid; text-align: left">&nbsp;</td>
       <td style="border-bottom: Black 1pt solid; text-align: left">&nbsp;</td>
       <td style="border-bottom: Black 1pt solid; text-align: right">(488</td>
       <td style="border-bottom: Black 1pt solid; text-align: left">)</td>
       <td style="border-bottom: Black 1pt solid; text-align: left">&nbsp;</td>
       <td style="border-bottom: Black 1pt solid; text-align: left">&nbsp;</td>
       <td style="border-bottom: Black 1pt solid; text-align: right">(496</td>
       <td style="border-bottom: Black 1pt solid; text-align: left">)</td>
       <td style="padding-bottom: 1pt">&nbsp;</td>
       <td style="border-bottom: Black 1pt solid; text-align: left">&nbsp;</td>
       <td style="border-bottom: Black 1pt solid; text-align: right">91</td>
       <td style="border-bottom: Black 1pt solid; text-align: left">&nbsp;</td>
       <td style="border-bottom: Black 1pt solid; text-align: left">&nbsp;</td>
       <td style="border-bottom: Black 1pt solid; text-align: left">&nbsp;</td>
       <td style="border-bottom: Black 1pt solid; text-align: right">131</td>
       <td style="border-bottom: Black 1pt solid; text-align: left">&nbsp;</td>
       <td style="border-bottom: Black 1pt solid; text-align: left">&nbsp;</td>
       <td style="border-bottom: Black 1pt solid; text-align: left">&nbsp;</td>
       <td style="border-bottom: Black 1pt solid; text-align: right">171</td>
       <td style="border-bottom: Black 1pt solid; text-align: left">&nbsp;</td>
       <td style="padding-bottom: 1pt">&nbsp;</td>
       <td style="border-bottom: Black 1pt solid; text-align: left">&nbsp;</td>
       <td style="border-bottom: Black 1pt solid; text-align: right">(471</td>
       <td style="border-bottom: Black 1pt solid; text-align: left">)</td>
       <td style="border-bottom: Black 1pt solid; text-align: left">&nbsp;</td>
       <td style="border-bottom: Black 1pt solid; text-align: left">&nbsp;</td>
       <td style="border-bottom: Black 1pt solid; text-align: right">(357</td>
       <td style="border-bottom: Black 1pt solid; text-align: left">)</td>
       <td style="border-bottom: Black 1pt solid; text-align: left">&nbsp;</td>
       <td style="border-bottom: Black 1pt solid; text-align: left">&nbsp;</td>
       <td style="border-bottom: Black 1pt solid; text-align: right">(325</td>
       <td style="border-bottom: Black 1pt solid; text-align: left">)</td>
      </tr>
      <tr style="vertical-align: bottom; background-color: White">
       <td style="padding-bottom: 2.25pt">Total</td>
       <td style="padding-bottom: 2.25pt">&nbsp;</td>
       <td style="border-bottom: Black 2.25pt double; text-align: left">$</td>
       <td style="border-bottom: Black 2.25pt double; text-align: right">9,323</td>
       <td style="border-bottom: Black 2.25pt double; text-align: left">&nbsp;</td>
       <td style="border-bottom: Black 2.25pt double; text-align: left">&nbsp;</td>
       <td style="border-bottom: Black 2.25pt double; text-align: left">$</td>
       <td style="border-bottom: Black 2.25pt double; text-align: right">11,580</td>
       <td style="border-bottom: Black 2.25pt double; text-align: left">&nbsp;</td>
       <td style="border-bottom: Black 2.25pt double; text-align: left">&nbsp;</td>
       <td style="border-bottom: Black 2.25pt double; text-align: left">$</td>
       <td style="border-bottom: Black 2.25pt double; text-align: right">5,608</td>
       <td style="border-bottom: Black 2.25pt double; text-align: left">&nbsp;</td>
       <td style="padding-bottom: 2.25pt">&nbsp;</td>
       <td style="border-bottom: Black 2.25pt double; text-align: left">$</td>
       <td style="border-bottom: Black 2.25pt double; text-align: right">(447</td>
       <td style="border-bottom: Black 2.25pt double; text-align: left">)</td>
       <td style="border-bottom: Black 2.25pt double; text-align: left">&nbsp;</td>
       <td style="border-bottom: Black 2.25pt double; text-align: left">$</td>
       <td style="border-bottom: Black 2.25pt double; text-align: right">(492</td>
       <td style="border-bottom: Black 2.25pt double; text-align: left">)</td>
       <td style="border-bottom: Black 2.25pt double; text-align: left">&nbsp;</td>
       <td style="border-bottom: Black 2.25pt double; text-align: left">$</td>
       <td style="border-bottom: Black 2.25pt double; text-align: right">(537</td>
       <td style="border-bottom: Black 2.25pt double; text-align: left">)</td>
       <td style="padding-bottom: 2.25pt">&nbsp;</td>
       <td style="border-bottom: Black 2.25pt double; text-align: left">$</td>
       <td style="border-bottom: Black 2.25pt double; text-align: right">8,876</td>
       <td style="border-bottom: Black 2.25pt double; text-align: left">&nbsp;</td>
       <td style="border-bottom: Black 2.25pt double; text-align: left">&nbsp;</td>
       <td style="border-bottom: Black 2.25pt double; text-align: left">$</td>
       <td style="border-bottom: Black 2.25pt double; text-align: right">11,088</td>
       <td style="border-bottom: Black 2.25pt double; text-align: left">&nbsp;</td>
       <td style="border-bottom: Black 2.25pt double; text-align: left">&nbsp;</td>
       <td style="border-bottom: Black 2.25pt double; text-align: left">$</td>
       <td style="border-bottom: Black 2.25pt double; text-align: right">5,071</td>
       <td style="border-bottom: Black 2.25pt double; text-align: left">&nbsp;</td>
      </tr>

    </table><span></span>
</td>
</tr>
<tr class="re">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_ScheduleOfAmountsInAccumulatedOtherComprehensiveIncomeLossToBeRecognizedOverNextFiscalYearTableTextBlock', window );">Schedule of Amounts in Accumulated Other Comprehensive Income (Loss) to be Recognized over Next Fiscal Year [Table Text Block]</a></td>
<td class="text"><table cellpadding="0" cellspacing="0" style="border-collapse: collapse; width: 100%; font: 10pt Times New Roman, Times, Serif">

      <tr style="vertical-align: bottom">
       <td>&nbsp;</td>
       <td style="padding-bottom: 1pt">&nbsp;</td>
       <td colspan="3" style="text-align: center; border-bottom: Black 1pt solid">Net Actuarial<br /> loss (gain)</td>
       <td style="padding-bottom: 1pt">&nbsp;</td>
       <td colspan="3" style="text-align: center; border-bottom: Black 1pt solid">Prior Service<br /> cost (credit)</td>
       <td style="padding-bottom: 1pt">&nbsp;</td>
       <td colspan="3" style="text-align: center; border-bottom: Black 1pt solid">Total</td>
      </tr>
      <tr style="vertical-align: bottom">
       <td>&nbsp;</td>
       <td style="font-style: italic">&nbsp;</td>
       <td colspan="11" style="font-style: italic; text-align: center">(In thousands)</td>
      </tr>
      <tr style="vertical-align: bottom; background-color: rgb(204,238,255)">
       <td style="width: 61%; text-align: left">Employee Retirement Plan</td>
       <td style="width: 1%">&nbsp;</td>
       <td style="width: 1%; text-align: left">$</td>
       <td style="width: 10%; text-align: right">808</td>
       <td style="width: 1%; text-align: left">&nbsp;</td>
       <td style="width: 1%">&nbsp;</td>
       <td style="width: 1%; text-align: left">$</td>
       <td style="width: 10%; text-align: right">-</td>
       <td style="width: 1%; text-align: left">&nbsp;</td>
       <td style="width: 1%">&nbsp;</td>
       <td style="width: 1%; text-align: left">$</td>
       <td style="width: 10%; text-align: right">808</td>
       <td style="width: 1%; text-align: left">&nbsp;</td>
      </tr>
      <tr style="vertical-align: bottom; background-color: White">
       <td style="text-align: left">Other Postretirement Benefit Plans</td>
       <td>&nbsp;</td>
       <td style="text-align: left">&nbsp;</td>
       <td style="text-align: right">47</td>
       <td style="text-align: left">&nbsp;</td>
       <td>&nbsp;</td>
       <td style="text-align: left">&nbsp;</td>
       <td style="text-align: right">(85</td>
       <td style="text-align: left">)</td>
       <td>&nbsp;</td>
       <td style="text-align: left">&nbsp;</td>
       <td style="text-align: right">(38</td>
       <td style="text-align: left">)</td>
      </tr>
      <tr style="vertical-align: bottom; background-color: rgb(204,238,255)">
       <td style="text-align: left; padding-bottom: 1pt">Outside Directors Plan</td>
       <td style="padding-bottom: 1pt">&nbsp;</td>
       <td style="border-bottom: Black 1pt solid; text-align: left">&nbsp;</td>
       <td style="border-bottom: Black 1pt solid; text-align: right">(86</td>
       <td style="border-bottom: Black 1pt solid; text-align: left">)</td>
       <td style="padding-bottom: 1pt">&nbsp;</td>
       <td style="border-bottom: Black 1pt solid; text-align: left">&nbsp;</td>
       <td style="border-bottom: Black 1pt solid; text-align: right">40</td>
       <td style="border-bottom: Black 1pt solid; text-align: left">&nbsp;</td>
       <td style="padding-bottom: 1pt">&nbsp;</td>
       <td style="border-bottom: Black 1pt solid; text-align: left">&nbsp;</td>
       <td style="border-bottom: Black 1pt solid; text-align: right">(46</td>
       <td style="border-bottom: Black 1pt solid; text-align: left">)</td>
      </tr>
      <tr style="vertical-align: bottom; background-color: White">
       <td style="padding-bottom: 2.25pt">Total</td>
       <td style="padding-bottom: 2.25pt">&nbsp;</td>
       <td style="border-bottom: Black 2.25pt double; text-align: left">$</td>
       <td style="border-bottom: Black 2.25pt double; text-align: right">769</td>
       <td style="border-bottom: Black 2.25pt double; text-align: left">&nbsp;</td>
       <td style="padding-bottom: 2.25pt">&nbsp;</td>
       <td style="border-bottom: Black 2.25pt double; text-align: left">$</td>
       <td style="border-bottom: Black 2.25pt double; text-align: right">(45</td>
       <td style="border-bottom: Black 2.25pt double; text-align: left">)</td>
       <td style="padding-bottom: 2.25pt">&nbsp;</td>
       <td style="border-bottom: Black 2.25pt double; text-align: left">$</td>
       <td style="border-bottom: Black 2.25pt double; text-align: right">724</td>
       <td style="border-bottom: Black 2.25pt double; text-align: left">&nbsp;</td>
      </tr>

    </table><span></span>
</td>
</tr>
<tr class="ro">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_ScheduleOfAssumptionsUsedTableTextBlock', window );">Schedule of Assumptions Used [Table Text Block]</a></td>
<td class="text"><table cellpadding="0" cellspacing="0" style="border-collapse: collapse; width: 100%; font: 10pt Times New Roman, Times, Serif">

      <tr style="vertical-align: bottom">
       <td style="text-align: center">&nbsp;</td>
       <td style="padding-bottom: 1pt">&nbsp;</td>
       <td colspan="3" style="text-align: center; border-bottom: Black 1pt solid">2015</td>
       <td style="padding-bottom: 1pt">&nbsp;</td>
       <td colspan="3" style="text-align: center; border-bottom: Black 1pt solid">2014</td>
      </tr>
      <tr style="vertical-align: bottom; background-color: rgb(204,238,255)">
       <td style="width: 70%; text-align: left">Rate of return on plan assets</td>
       <td style="width: 1%">&nbsp;</td>
       <td style="width: 1%; text-align: left">&nbsp;</td>
       <td style="width: 12%; text-align: right">n/a</td>
       <td style="width: 1%; text-align: left">&nbsp;</td>
       <td style="width: 1%">&nbsp;</td>
       <td style="width: 1%; text-align: left">&nbsp;</td>
       <td style="width: 12%; text-align: right">n/a</td>
       <td style="width: 1%; text-align: left">&nbsp;</td>
      </tr>
      <tr style="vertical-align: bottom; background-color: White">
       <td style="text-align: left">Discount rate</td>
       <td>&nbsp;</td>
       <td style="text-align: left">&nbsp;</td>
       <td style="text-align: right">4.06</td>
       <td style="text-align: left">%</td>
       <td>&nbsp;</td>
       <td style="text-align: left">&nbsp;</td>
       <td style="text-align: right">3.76</td>
       <td style="text-align: left">%</td>
      </tr>
      <tr style="vertical-align: bottom; background-color: rgb(204,238,255)">
       <td style="text-align: left">Rate of increase in health care costs</td>
       <td>&nbsp;</td>
       <td style="text-align: left">&nbsp;</td>
       <td style="text-align: right">&nbsp;</td>
       <td style="text-align: left">&nbsp;</td>
       <td>&nbsp;</td>
       <td style="text-align: left">&nbsp;</td>
       <td style="text-align: right">&nbsp;</td>
       <td style="text-align: left">&nbsp;</td>
      </tr>
      <tr style="vertical-align: bottom; background-color: White">
       <td style="text-align: left; padding-left: 10pt">Initial</td>
       <td>&nbsp;</td>
       <td style="text-align: left">&nbsp;</td>
       <td style="text-align: right">7.00</td>
       <td style="text-align: left">%</td>
       <td>&nbsp;</td>
       <td style="text-align: left">&nbsp;</td>
       <td style="text-align: right">8.00</td>
       <td style="text-align: left">%</td>
      </tr>
      <tr style="vertical-align: bottom; background-color: rgb(204,238,255)">
       <td style="text-align: left; padding-left: 10pt">Ultimate (year 2018)</td>
       <td>&nbsp;</td>
       <td style="text-align: left">&nbsp;</td>
       <td style="text-align: right">5.00</td>
       <td style="text-align: left">%</td>
       <td>&nbsp;</td>
       <td style="text-align: left">&nbsp;</td>
       <td style="text-align: right">5.00</td>
       <td style="text-align: left">%</td>
      </tr>
      <tr style="vertical-align: bottom; background-color: White">
       <td style="text-align: left">Annual rate of salary increase for life insurance</td>
       <td>&nbsp;</td>
       <td style="text-align: left">&nbsp;</td>
       <td style="text-align: right">n/a</td>
       <td style="text-align: left">&nbsp;</td>
       <td>&nbsp;</td>
       <td style="text-align: left">&nbsp;</td>
       <td style="text-align: right">n/a</td>
       <td style="text-align: left">&nbsp;</td>
      </tr>

    </table><span></span>
</td>
</tr>
<tr class="re">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_ScheduleOfNetBenefitCostsTableTextBlock', window );">Schedule of Net Benefit Costs [Table Text Block]</a></td>
<td class="text"><table cellpadding="0" cellspacing="0" style="border-collapse: collapse; width: 100%; font: 10pt Times New Roman, Times, Serif">

      <tr style="vertical-align: bottom">
       <td style="text-align: center">&nbsp;</td>
       <td style="padding-bottom: 1pt">&nbsp;</td>
       <td colspan="3" style="text-align: center; border-bottom: Black 1pt solid">2015</td>
       <td style="padding-bottom: 1pt">&nbsp;</td>
       <td colspan="3" style="text-align: center; border-bottom: Black 1pt solid">2014</td>
       <td style="padding-bottom: 1pt">&nbsp;</td>
       <td colspan="3" style="text-align: center; border-bottom: Black 1pt solid">2013</td>
      </tr>
      <tr style="vertical-align: bottom">
       <td style="text-align: left">&nbsp;</td>
       <td style="font-style: italic">&nbsp;</td>
       <td colspan="11" style="font-style: italic; text-align: center">(In thousands)</td>
      </tr>
      <tr style="vertical-align: bottom; background-color: rgb(204,238,255)">
       <td style="width: 61%; text-align: left">Service cost</td>
       <td style="width: 1%">&nbsp;</td>
       <td style="width: 1%; text-align: left">$</td>
       <td style="width: 10%; text-align: right">382</td>
       <td style="width: 1%; text-align: left">&nbsp;</td>
       <td style="width: 1%">&nbsp;</td>
       <td style="width: 1%; text-align: left">$</td>
       <td style="width: 10%; text-align: right">358</td>
       <td style="width: 1%; text-align: left">&nbsp;</td>
       <td style="width: 1%">&nbsp;</td>
       <td style="width: 1%; text-align: left">$</td>
       <td style="width: 10%; text-align: right">449</td>
       <td style="width: 1%; text-align: left">&nbsp;</td>
      </tr>
      <tr style="vertical-align: bottom; background-color: White">
       <td style="text-align: left">Interest cost</td>
       <td>&nbsp;</td>
       <td style="text-align: left">&nbsp;</td>
       <td style="text-align: right">300</td>
       <td style="text-align: left">&nbsp;</td>
       <td>&nbsp;</td>
       <td style="text-align: left">&nbsp;</td>
       <td style="text-align: right">253</td>
       <td style="text-align: left">&nbsp;</td>
       <td>&nbsp;</td>
       <td style="text-align: left">&nbsp;</td>
       <td style="text-align: right">219</td>
       <td style="text-align: left">&nbsp;</td>
      </tr>
      <tr style="vertical-align: bottom; background-color: rgb(204,238,255)">
       <td style="text-align: left">Amortization of unrecognized loss</td>
       <td>&nbsp;</td>
       <td style="text-align: left">&nbsp;</td>
       <td style="text-align: right">119</td>
       <td style="text-align: left">&nbsp;</td>
       <td>&nbsp;</td>
       <td style="text-align: left">&nbsp;</td>
       <td style="text-align: right">-</td>
       <td style="text-align: left">&nbsp;</td>
       <td>&nbsp;</td>
       <td style="text-align: left">&nbsp;</td>
       <td style="text-align: right">50</td>
       <td style="text-align: left">&nbsp;</td>
      </tr>
      <tr style="vertical-align: bottom; background-color: White">
       <td style="text-align: left; padding-bottom: 1pt">Amortization of past service credit</td>
       <td style="padding-bottom: 1pt">&nbsp;</td>
       <td style="border-bottom: Black 1pt solid; text-align: left">&nbsp;</td>
       <td style="border-bottom: Black 1pt solid; text-align: right">(85</td>
       <td style="border-bottom: Black 1pt solid; text-align: left">)</td>
       <td style="padding-bottom: 1pt">&nbsp;</td>
       <td style="border-bottom: Black 1pt solid; text-align: left">&nbsp;</td>
       <td style="border-bottom: Black 1pt solid; text-align: right">(85</td>
       <td style="border-bottom: Black 1pt solid; text-align: left">)</td>
       <td style="padding-bottom: 1pt">&nbsp;</td>
       <td style="border-bottom: Black 1pt solid; text-align: left">&nbsp;</td>
       <td style="border-bottom: Black 1pt solid; text-align: right">(85</td>
       <td style="border-bottom: Black 1pt solid; text-align: left">)</td>
      </tr>
      <tr style="vertical-align: bottom; background-color: rgb(204,238,255)">
       <td style="text-align: left; padding-bottom: 1pt; padding-left: 10pt">Net postretirement benefit expense</td>
       <td style="padding-bottom: 1pt">&nbsp;</td>
       <td style="border-bottom: Black 1pt solid; text-align: left">&nbsp;</td>
       <td style="border-bottom: Black 1pt solid; text-align: right">716</td>
       <td style="border-bottom: Black 1pt solid; text-align: left">&nbsp;</td>
       <td style="padding-bottom: 1pt">&nbsp;</td>
       <td style="border-bottom: Black 1pt solid; text-align: left">&nbsp;</td>
       <td style="border-bottom: Black 1pt solid; text-align: right">526</td>
       <td style="border-bottom: Black 1pt solid; text-align: left">&nbsp;</td>
       <td style="padding-bottom: 1pt">&nbsp;</td>
       <td style="border-bottom: Black 1pt solid; text-align: left">&nbsp;</td>
       <td style="border-bottom: Black 1pt solid; text-align: right">633</td>
       <td style="border-bottom: Black 1pt solid; text-align: left">&nbsp;</td>
      </tr>
      <tr style="vertical-align: bottom; background-color: White">
       <td style="text-align: left">&nbsp;</td>
       <td>&nbsp;</td>
       <td style="text-align: left">&nbsp;</td>
       <td style="text-align: right">&nbsp;</td>
       <td style="text-align: left">&nbsp;</td>
       <td>&nbsp;</td>
       <td style="text-align: left">&nbsp;</td>
       <td style="text-align: right">&nbsp;</td>
       <td style="text-align: left">&nbsp;</td>
       <td>&nbsp;</td>
       <td style="text-align: left">&nbsp;</td>
       <td style="text-align: right">&nbsp;</td>
       <td style="text-align: left">&nbsp;</td>
      </tr>
      <tr style="vertical-align: bottom; background-color: rgb(204,238,255)">
       <td style="text-align: left">Current year actuarial (gain) loss</td>
       <td>&nbsp;</td>
       <td style="text-align: left">&nbsp;</td>
       <td style="text-align: right">(715</td>
       <td style="text-align: left">)</td>
       <td>&nbsp;</td>
       <td style="text-align: left">&nbsp;</td>
       <td style="text-align: right">1,925</td>
       <td style="text-align: left">&nbsp;</td>
       <td>&nbsp;</td>
       <td style="text-align: left">&nbsp;</td>
       <td style="text-align: right">(943</td>
       <td style="text-align: left">)</td>
      </tr>
      <tr style="vertical-align: bottom; background-color: White">
       <td style="text-align: left">Amortization of actuarial loss</td>
       <td>&nbsp;</td>
       <td style="text-align: left">&nbsp;</td>
       <td style="text-align: right">(119</td>
       <td style="text-align: left">)</td>
       <td>&nbsp;</td>
       <td style="text-align: left">&nbsp;</td>
       <td style="text-align: right">-</td>
       <td style="text-align: left">&nbsp;</td>
       <td>&nbsp;</td>
       <td style="text-align: left">&nbsp;</td>
       <td style="text-align: right">(50</td>
       <td style="text-align: left">)</td>
      </tr>
      <tr style="vertical-align: bottom; background-color: rgb(204,238,255)">
       <td style="text-align: left; padding-bottom: 1pt">Amortization of prior service credit</td>
       <td style="padding-bottom: 1pt">&nbsp;</td>
       <td style="border-bottom: Black 1pt solid; text-align: left">&nbsp;</td>
       <td style="border-bottom: Black 1pt solid; text-align: right">85</td>
       <td style="border-bottom: Black 1pt solid; text-align: left">&nbsp;</td>
       <td style="padding-bottom: 1pt">&nbsp;</td>
       <td style="border-bottom: Black 1pt solid; text-align: left">&nbsp;</td>
       <td style="border-bottom: Black 1pt solid; text-align: right">85</td>
       <td style="border-bottom: Black 1pt solid; text-align: left">&nbsp;</td>
       <td style="padding-bottom: 1pt">&nbsp;</td>
       <td style="border-bottom: Black 1pt solid; text-align: left">&nbsp;</td>
       <td style="border-bottom: Black 1pt solid; text-align: right">85</td>
       <td style="border-bottom: Black 1pt solid; text-align: left">&nbsp;</td>
      </tr>
      <tr style="vertical-align: bottom; background-color: White">
       <td style="text-align: left; padding-bottom: 1pt; padding-left: 10pt">Total recognized in other comprehensive income</td>
       <td style="padding-bottom: 1pt">&nbsp;</td>
       <td style="border-bottom: Black 1pt solid; text-align: left">&nbsp;</td>
       <td style="border-bottom: Black 1pt solid; text-align: right">(749</td>
       <td style="border-bottom: Black 1pt solid; text-align: left">)</td>
       <td style="padding-bottom: 1pt">&nbsp;</td>
       <td style="border-bottom: Black 1pt solid; text-align: left">&nbsp;</td>
       <td style="border-bottom: Black 1pt solid; text-align: right">2,010</td>
       <td style="border-bottom: Black 1pt solid; text-align: left">&nbsp;</td>
       <td style="padding-bottom: 1pt">&nbsp;</td>
       <td style="border-bottom: Black 1pt solid; text-align: left">&nbsp;</td>
       <td style="border-bottom: Black 1pt solid; text-align: right">(908</td>
       <td style="border-bottom: Black 1pt solid; text-align: left">)</td>
      </tr>
      <tr style="vertical-align: bottom; background-color: rgb(204,238,255)">
       <td style="text-align: left; padding-bottom: 2.25pt; padding-left: 0pt">Total recognized in net postretirement expense and other comprehensive income</td>
       <td style="padding-bottom: 2.25pt">&nbsp;</td>
       <td style="border-bottom: Black 2.25pt double; text-align: left">$</td>
       <td style="border-bottom: Black 2.25pt double; text-align: right">(33</td>
       <td style="border-bottom: Black 2.25pt double; text-align: left">)</td>
       <td style="padding-bottom: 2.25pt">&nbsp;</td>
       <td style="border-bottom: Black 2.25pt double; text-align: left">$</td>
       <td style="border-bottom: Black 2.25pt double; text-align: right">2,536</td>
       <td style="border-bottom: Black 2.25pt double; text-align: left">&nbsp;</td>
       <td style="padding-bottom: 2.25pt">&nbsp;</td>
       <td style="border-bottom: Black 2.25pt double; text-align: left">$</td>
       <td style="border-bottom: Black 2.25pt double; text-align: right">(275</td>
       <td style="border-bottom: Black 2.25pt double; text-align: left">)</td>
      </tr>

    </table><span></span>
</td>
</tr>
<tr class="ro">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_ScheduleOfAllocationOfPlanAssetsTableTextBlock', window );">Schedule of Allocation of Plan Assets [Table Text Block]</a></td>
<td class="text"><table cellpadding="0" cellspacing="0" style="border-collapse: collapse; width: 100%; font: 10pt Times New Roman, Times, Serif">

      <tr style="vertical-align: bottom">
       <td>&nbsp;</td>
       <td style="padding-bottom: 1pt">&nbsp;</td>
       <td colspan="3" style="text-align: center; border-bottom: Black 1pt solid">2015</td>
       <td style="padding-bottom: 1pt">&nbsp;</td>
       <td colspan="3" style="text-align: center; border-bottom: Black 1pt solid">2014</td>
      </tr>
      <tr style="vertical-align: bottom; background-color: rgb(204,238,255)">
       <td style="width: 70%; text-align: left">Equity securities</td>
       <td style="width: 1%">&nbsp;</td>
       <td style="width: 1%; text-align: left">&nbsp;</td>
       <td style="width: 12%; text-align: right">70</td>
       <td style="width: 1%; text-align: left">%</td>
       <td style="width: 1%">&nbsp;</td>
       <td style="width: 1%; text-align: left">&nbsp;</td>
       <td style="width: 12%; text-align: right">68</td>
       <td style="width: 1%; text-align: left">%</td>
      </tr>
      <tr style="vertical-align: bottom; background-color: White">
       <td style="text-align: left">Debt securities</td>
       <td>&nbsp;</td>
       <td style="text-align: left">&nbsp;</td>
       <td style="text-align: right">30</td>
       <td style="text-align: left">%</td>
       <td>&nbsp;</td>
       <td style="text-align: left">&nbsp;</td>
       <td style="text-align: right">32</td>
       <td style="text-align: left">%</td>
      </tr>

    </table><span></span>
</td>
</tr>
<tr class="re">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_ScheduleOfChangesInFairValueOfPlanAssetsTableTextBlock', window );">Schedule of Changes in Fair Value of Plan Assets [Table Text Block]</a></td>
<td class="text"><table cellpadding="0" cellspacing="0" style="border-collapse: collapse; width: 100%; font: 10pt Times New Roman, Times, Serif">

      <tr style="vertical-align: bottom">
       <td colspan="1" style="font-weight: bold; text-align: center"><u>December 31, 2015</u></td>
       <td style="padding-bottom: 1pt">&nbsp;</td>
       <td colspan="3" style="text-align: center; border-bottom: Black 1pt solid">&nbsp;</td>
       <td style="padding-bottom: 1pt">&nbsp;</td>
       <td colspan="3" style="text-align: center; border-bottom: Black 1pt solid">Quoted Prices <br /> in Active <br /> Markets for <br /> Identical Assets</td>
       <td style="padding-bottom: 1pt">&nbsp;</td>
       <td colspan="3" style="text-align: center; border-bottom: Black 1pt solid">Significant <br /> Other <br /> Observable<br /> Inputs</td>
       <td style="padding-bottom: 1pt">&nbsp;</td>
       <td colspan="3" style="text-align: center; border-bottom: Black 1pt solid">Significant <br /> Other <br /> Unobservable <br /> Inputs</td>
      </tr>
      <tr style="vertical-align: bottom">
       <td>&nbsp;</td>
       <td style="padding-bottom: 1pt">&nbsp;</td>
       <td colspan="3" style="text-align: center; border-bottom: Black 1pt solid">Total</td>
       <td style="padding-bottom: 1pt">&nbsp;</td>
       <td colspan="3" style="text-align: center; border-bottom: Black 1pt solid">Level 1</td>
       <td style="padding-bottom: 1pt">&nbsp;</td>
       <td colspan="3" style="text-align: center; border-bottom: Black 1pt solid">Level 2</td>
       <td style="padding-bottom: 1pt">&nbsp;</td>
       <td colspan="3" style="text-align: center; border-bottom: Black 1pt solid">Level 3</td>
      </tr>
      <tr style="vertical-align: bottom">
       <td>&nbsp;</td>
       <td style="font-style: italic">&nbsp;</td>
       <td colspan="15" style="font-style: italic; text-align: center">(In thousands)</td>
      </tr>
      <tr style="vertical-align: bottom; background-color: rgb(204,238,255)">
       <td style="font-weight: bold; text-align: left">Pooled Separate Accounts</td>
       <td>&nbsp;</td>
       <td style="text-align: left">&nbsp;</td>
       <td style="text-align: right">&nbsp;</td>
       <td style="text-align: left">&nbsp;</td>
       <td>&nbsp;</td>
       <td style="text-align: left">&nbsp;</td>
       <td style="text-align: right">&nbsp;</td>
       <td style="text-align: left">&nbsp;</td>
       <td>&nbsp;</td>
       <td style="text-align: left">&nbsp;</td>
       <td style="text-align: right">&nbsp;</td>
       <td style="text-align: left">&nbsp;</td>
       <td>&nbsp;</td>
       <td style="text-align: left">&nbsp;</td>
       <td style="text-align: right">&nbsp;</td>
       <td style="text-align: left">&nbsp;</td>
      </tr>
      <tr style="vertical-align: bottom; background-color: White">
       <td style="width: 56%; text-align: left; padding-left: 10pt">U.S. large-cap growth (a)</td>
       <td style="width: 1%">&nbsp;</td>
       <td style="width: 1%; text-align: left">$</td>
       <td style="width: 8%; text-align: right">5,114</td>
       <td style="width: 1%; text-align: left">&nbsp;</td>
       <td style="width: 1%">&nbsp;</td>
       <td style="width: 1%; text-align: left">$</td>
       <td style="width: 8%; text-align: right">-</td>
       <td style="width: 1%; text-align: left">&nbsp;</td>
       <td style="width: 1%">&nbsp;</td>
       <td style="width: 1%; text-align: left">$</td>
       <td style="width: 8%; text-align: right">5,114</td>
       <td style="width: 1%; text-align: left">&nbsp;</td>
       <td style="width: 1%">&nbsp;</td>
       <td style="width: 1%; text-align: left">$</td>
       <td style="width: 8%; text-align: right">-</td>
       <td style="width: 1%; text-align: left">&nbsp;</td>
      </tr>
      <tr style="vertical-align: bottom; background-color: rgb(204,238,255)">
       <td style="text-align: left; padding-left: 10pt">U.S. large-cap value (b)</td>
       <td>&nbsp;</td>
       <td style="text-align: left">&nbsp;</td>
       <td style="text-align: right">4,619</td>
       <td style="text-align: left">&nbsp;</td>
       <td>&nbsp;</td>
       <td style="text-align: left">&nbsp;</td>
       <td style="text-align: right">-</td>
       <td style="text-align: left">&nbsp;</td>
       <td>&nbsp;</td>
       <td style="text-align: left">&nbsp;</td>
       <td style="text-align: right">4,619</td>
       <td style="text-align: left">&nbsp;</td>
       <td>&nbsp;</td>
       <td style="text-align: left">&nbsp;</td>
       <td style="text-align: right">-</td>
       <td style="text-align: left">&nbsp;</td>
      </tr>
      <tr style="vertical-align: bottom; background-color: White">
       <td style="text-align: left; padding-left: 10pt">U.S. small-cap blend (c)</td>
       <td>&nbsp;</td>
       <td style="text-align: left">&nbsp;</td>
       <td style="text-align: right">2,094</td>
       <td style="text-align: left">&nbsp;</td>
       <td>&nbsp;</td>
       <td style="text-align: left">&nbsp;</td>
       <td style="text-align: right">-</td>
       <td style="text-align: left">&nbsp;</td>
       <td>&nbsp;</td>
       <td style="text-align: left">&nbsp;</td>
       <td style="text-align: right">2,094</td>
       <td style="text-align: left">&nbsp;</td>
       <td>&nbsp;</td>
       <td style="text-align: left">&nbsp;</td>
       <td style="text-align: right">-</td>
       <td style="text-align: left">&nbsp;</td>
      </tr>
      <tr style="vertical-align: bottom; background-color: rgb(204,238,255)">
       <td style="text-align: left; padding-left: 10pt">International blend (d)</td>
       <td>&nbsp;</td>
       <td style="text-align: left">&nbsp;</td>
       <td style="text-align: right">2,079</td>
       <td style="text-align: left">&nbsp;</td>
       <td>&nbsp;</td>
       <td style="text-align: left">&nbsp;</td>
       <td style="text-align: right">-</td>
       <td style="text-align: left">&nbsp;</td>
       <td>&nbsp;</td>
       <td style="text-align: left">&nbsp;</td>
       <td style="text-align: right">2,079</td>
       <td style="text-align: left">&nbsp;</td>
       <td>&nbsp;</td>
       <td style="text-align: left">&nbsp;</td>
       <td style="text-align: right">-</td>
       <td style="text-align: left">&nbsp;</td>
      </tr>
      <tr style="vertical-align: bottom; background-color: White">
       <td style="text-align: left; padding-left: 10pt">Bond fund (e)</td>
       <td>&nbsp;</td>
       <td style="text-align: left">&nbsp;</td>
       <td style="text-align: right">5,671</td>
       <td style="text-align: left">&nbsp;</td>
       <td>&nbsp;</td>
       <td style="text-align: left">&nbsp;</td>
       <td style="text-align: right">-</td>
       <td style="text-align: left">&nbsp;</td>
       <td>&nbsp;</td>
       <td style="text-align: left">&nbsp;</td>
       <td style="text-align: right">5,671</td>
       <td style="text-align: left">&nbsp;</td>
       <td>&nbsp;</td>
       <td style="text-align: left">&nbsp;</td>
       <td style="text-align: right">-</td>
       <td style="text-align: left">&nbsp;</td>
      </tr>
      <tr style="vertical-align: bottom; background-color: rgb(204,238,255)">
       <td style="text-align: left; padding-left: 10pt">Prudential short term (f)</td>
       <td>&nbsp;</td>
       <td style="text-align: left">&nbsp;</td>
       <td style="text-align: right">347</td>
       <td style="text-align: left">&nbsp;</td>
       <td>&nbsp;</td>
       <td style="text-align: left">&nbsp;</td>
       <td style="text-align: right">-</td>
       <td style="text-align: left">&nbsp;</td>
       <td>&nbsp;</td>
       <td style="text-align: left">&nbsp;</td>
       <td style="text-align: right">347</td>
       <td style="text-align: left">&nbsp;</td>
       <td>&nbsp;</td>
       <td style="text-align: left">&nbsp;</td>
       <td style="text-align: right">-</td>
       <td style="text-align: left">&nbsp;</td>
      </tr>
      <tr style="vertical-align: bottom; background-color: White">
       <td style="padding-bottom: 1pt">&nbsp;</td>
       <td style="padding-bottom: 1pt">&nbsp;</td>
       <td style="border-bottom: Black 1pt solid; text-align: left">&nbsp;</td>
       <td style="border-bottom: Black 1pt solid; text-align: right">&nbsp;</td>
       <td style="border-bottom: Black 1pt solid; text-align: left">&nbsp;</td>
       <td style="padding-bottom: 1pt">&nbsp;</td>
       <td style="border-bottom: Black 1pt solid; text-align: left">&nbsp;</td>
       <td style="border-bottom: Black 1pt solid; text-align: right">&nbsp;</td>
       <td style="border-bottom: Black 1pt solid; text-align: left">&nbsp;</td>
       <td style="padding-bottom: 1pt">&nbsp;</td>
       <td style="border-bottom: Black 1pt solid; text-align: left">&nbsp;</td>
       <td style="border-bottom: Black 1pt solid; text-align: right">&nbsp;</td>
       <td style="border-bottom: Black 1pt solid; text-align: left">&nbsp;</td>
       <td style="padding-bottom: 1pt">&nbsp;</td>
       <td style="border-bottom: Black 1pt solid; text-align: left">&nbsp;</td>
       <td style="border-bottom: Black 1pt solid; text-align: right">&nbsp;</td>
       <td style="border-bottom: Black 1pt solid; text-align: left">&nbsp;</td>
      </tr>
      <tr style="vertical-align: bottom; background-color: rgb(204,238,255)">
       <td style="padding-bottom: 2.25pt; padding-left: 10pt">Total</td>
       <td style="padding-bottom: 2.25pt">&nbsp;</td>
       <td style="border-bottom: Black 2.25pt double; text-align: left">$</td>
       <td style="border-bottom: Black 2.25pt double; text-align: right">19,924</td>
       <td style="border-bottom: Black 2.25pt double; text-align: left">&nbsp;</td>
       <td style="padding-bottom: 2.25pt">&nbsp;</td>
       <td style="border-bottom: Black 2.25pt double; text-align: left">$</td>
       <td style="border-bottom: Black 2.25pt double; text-align: right">-</td>
       <td style="border-bottom: Black 2.25pt double; text-align: left">&nbsp;</td>
       <td style="padding-bottom: 2.25pt">&nbsp;</td>
       <td style="border-bottom: Black 2.25pt double; text-align: left">$</td>
       <td style="border-bottom: Black 2.25pt double; text-align: right">19,924</td>
       <td style="border-bottom: Black 2.25pt double; text-align: left">&nbsp;</td>
       <td style="padding-bottom: 2.25pt">&nbsp;</td>
       <td style="border-bottom: Black 2.25pt double; text-align: left">$</td>
       <td style="border-bottom: Black 2.25pt double; text-align: right">-</td>
       <td style="border-bottom: Black 2.25pt double; text-align: left">&nbsp;</td>
      </tr>

    </table><table cellpadding="0" cellspacing="0" style="border-collapse: collapse; width: 100%; font: 10pt Times New Roman, Times, Serif">

      <tr style="vertical-align: bottom">
       <td colspan="1" style="font-weight: bold; text-align: center"><u>December 31, 2014</u></td>
       <td style="padding-bottom: 1pt">&nbsp;</td>
       <td colspan="3" style="text-align: center; border-bottom: Black 1pt solid">&nbsp;</td>
       <td style="padding-bottom: 1pt">&nbsp;</td>
       <td colspan="3" style="text-align: center; border-bottom: Black 1pt solid">Quoted Prices <br /> in Active <br /> Markets for <br /> Identical Assets</td>
       <td style="padding-bottom: 1pt">&nbsp;</td>
       <td colspan="3" style="text-align: center; border-bottom: Black 1pt solid">Significant <br /> Other <br /> Observable <br /> Inputs</td>
       <td style="padding-bottom: 1pt">&nbsp;</td>
       <td colspan="3" style="text-align: center; border-bottom: Black 1pt solid">Significant <br /> Other <br /> Unobservable <br /> Inputs</td>
      </tr>
      <tr style="vertical-align: bottom">
       <td>&nbsp;</td>
       <td style="padding-bottom: 1pt">&nbsp;</td>
       <td colspan="3" style="text-align: center; border-bottom: Black 1pt solid">Total</td>
       <td style="padding-bottom: 1pt">&nbsp;</td>
       <td colspan="3" style="text-align: center; border-bottom: Black 1pt solid">Level 1</td>
       <td style="padding-bottom: 1pt">&nbsp;</td>
       <td colspan="3" style="text-align: center; border-bottom: Black 1pt solid">Level 2</td>
       <td style="padding-bottom: 1pt">&nbsp;</td>
       <td colspan="3" style="text-align: center; border-bottom: Black 1pt solid">Level 3</td>
      </tr>
      <tr style="vertical-align: bottom">
       <td>&nbsp;</td>
       <td style="font-style: italic">&nbsp;</td>
       <td colspan="15" style="font-style: italic; text-align: center">(In thousands)</td>
      </tr>
      <tr style="vertical-align: bottom; background-color: rgb(204,238,255)">
       <td style="font-weight: bold; text-align: left">Pooled Separate Accounts</td>
       <td>&nbsp;</td>
       <td style="text-align: left">&nbsp;</td>
       <td style="text-align: right">&nbsp;</td>
       <td style="text-align: left">&nbsp;</td>
       <td>&nbsp;</td>
       <td style="text-align: left">&nbsp;</td>
       <td style="text-align: right">&nbsp;</td>
       <td style="text-align: left">&nbsp;</td>
       <td>&nbsp;</td>
       <td style="text-align: left">&nbsp;</td>
       <td style="text-align: right">&nbsp;</td>
       <td style="text-align: left">&nbsp;</td>
       <td>&nbsp;</td>
       <td style="text-align: left">&nbsp;</td>
       <td style="text-align: right">&nbsp;</td>
       <td style="text-align: left">&nbsp;</td>
      </tr>
      <tr style="vertical-align: bottom; background-color: White">
       <td style="width: 56%; text-align: left; padding-left: 10pt">U.S. large-cap growth (a)</td>
       <td style="width: 1%">&nbsp;</td>
       <td style="width: 1%; text-align: left">$</td>
       <td style="width: 8%; text-align: right">4,832</td>
       <td style="width: 1%; text-align: left">&nbsp;</td>
       <td style="width: 1%">&nbsp;</td>
       <td style="width: 1%; text-align: left">$</td>
       <td style="width: 8%; text-align: right">-</td>
       <td style="width: 1%; text-align: left">&nbsp;</td>
       <td style="width: 1%">&nbsp;</td>
       <td style="width: 1%; text-align: left">$</td>
       <td style="width: 8%; text-align: right">4,832</td>
       <td style="width: 1%; text-align: left">&nbsp;</td>
       <td style="width: 1%">&nbsp;</td>
       <td style="width: 1%; text-align: left">$</td>
       <td style="width: 8%; text-align: right">-</td>
       <td style="width: 1%; text-align: left">&nbsp;</td>
      </tr>
      <tr style="vertical-align: bottom; background-color: rgb(204,238,255)">
       <td style="text-align: left; padding-left: 10pt">U.S. large-cap value (b)</td>
       <td>&nbsp;</td>
       <td style="text-align: left">&nbsp;</td>
       <td style="text-align: right">4,939</td>
       <td style="text-align: left">&nbsp;</td>
       <td>&nbsp;</td>
       <td style="text-align: left">&nbsp;</td>
       <td style="text-align: right">-</td>
       <td style="text-align: left">&nbsp;</td>
       <td>&nbsp;</td>
       <td style="text-align: left">&nbsp;</td>
       <td style="text-align: right">4,939</td>
       <td style="text-align: left">&nbsp;</td>
       <td>&nbsp;</td>
       <td style="text-align: left">&nbsp;</td>
       <td style="text-align: right">-</td>
       <td style="text-align: left">&nbsp;</td>
      </tr>
      <tr style="vertical-align: bottom; background-color: White">
       <td style="text-align: left; padding-left: 10pt">U.S. small-cap blend (c)</td>
       <td>&nbsp;</td>
       <td style="text-align: left">&nbsp;</td>
       <td style="text-align: right">2,163</td>
       <td style="text-align: left">&nbsp;</td>
       <td>&nbsp;</td>
       <td style="text-align: left">&nbsp;</td>
       <td style="text-align: right">-</td>
       <td style="text-align: left">&nbsp;</td>
       <td>&nbsp;</td>
       <td style="text-align: left">&nbsp;</td>
       <td style="text-align: right">2,163</td>
       <td style="text-align: left">&nbsp;</td>
       <td>&nbsp;</td>
       <td style="text-align: left">&nbsp;</td>
       <td style="text-align: right">-</td>
       <td style="text-align: left">&nbsp;</td>
      </tr>
      <tr style="vertical-align: bottom; background-color: rgb(204,238,255)">
       <td style="text-align: left; padding-left: 10pt">International blend (d)</td>
       <td>&nbsp;</td>
       <td style="text-align: left">&nbsp;</td>
       <td style="text-align: right">1,966</td>
       <td style="text-align: left">&nbsp;</td>
       <td>&nbsp;</td>
       <td style="text-align: left">&nbsp;</td>
       <td style="text-align: right">-</td>
       <td style="text-align: left">&nbsp;</td>
       <td>&nbsp;</td>
       <td style="text-align: left">&nbsp;</td>
       <td style="text-align: right">1,966</td>
       <td style="text-align: left">&nbsp;</td>
       <td>&nbsp;</td>
       <td style="text-align: left">&nbsp;</td>
       <td style="text-align: right">-</td>
       <td style="text-align: left">&nbsp;</td>
      </tr>
      <tr style="vertical-align: bottom; background-color: White">
       <td style="text-align: left; padding-left: 10pt">Bond fund (e)</td>
       <td>&nbsp;</td>
       <td style="text-align: left">&nbsp;</td>
       <td style="text-align: right">6,274</td>
       <td style="text-align: left">&nbsp;</td>
       <td>&nbsp;</td>
       <td style="text-align: left">&nbsp;</td>
       <td style="text-align: right">-</td>
       <td style="text-align: left">&nbsp;</td>
       <td>&nbsp;</td>
       <td style="text-align: left">&nbsp;</td>
       <td style="text-align: right">6,274</td>
       <td style="text-align: left">&nbsp;</td>
       <td>&nbsp;</td>
       <td style="text-align: left">&nbsp;</td>
       <td style="text-align: right">-</td>
       <td style="text-align: left">&nbsp;</td>
      </tr>
      <tr style="vertical-align: bottom; background-color: rgb(204,238,255)">
       <td style="text-align: left; padding-left: 10pt">Prudential short term (f)</td>
       <td>&nbsp;</td>
       <td style="text-align: left">&nbsp;</td>
       <td style="text-align: right">335</td>
       <td style="text-align: left">&nbsp;</td>
       <td>&nbsp;</td>
       <td style="text-align: left">&nbsp;</td>
       <td style="text-align: right">-</td>
       <td style="text-align: left">&nbsp;</td>
       <td>&nbsp;</td>
       <td style="text-align: left">&nbsp;</td>
       <td style="text-align: right">335</td>
       <td style="text-align: left">&nbsp;</td>
       <td>&nbsp;</td>
       <td style="text-align: left">&nbsp;</td>
       <td style="text-align: right">-</td>
       <td style="text-align: left">&nbsp;</td>
      </tr>
      <tr style="vertical-align: bottom; background-color: White">
       <td style="padding-bottom: 1pt">&nbsp;</td>
       <td style="padding-bottom: 1pt">&nbsp;</td>
       <td style="border-bottom: Black 1pt solid; text-align: left">&nbsp;</td>
       <td style="border-bottom: Black 1pt solid; text-align: right">&nbsp;</td>
       <td style="border-bottom: Black 1pt solid; text-align: left">&nbsp;</td>
       <td style="padding-bottom: 1pt">&nbsp;</td>
       <td style="border-bottom: Black 1pt solid; text-align: left">&nbsp;</td>
       <td style="border-bottom: Black 1pt solid; text-align: right">&nbsp;</td>
       <td style="border-bottom: Black 1pt solid; text-align: left">&nbsp;</td>
       <td style="padding-bottom: 1pt">&nbsp;</td>
       <td style="border-bottom: Black 1pt solid; text-align: left">&nbsp;</td>
       <td style="border-bottom: Black 1pt solid; text-align: right">&nbsp;</td>
       <td style="border-bottom: Black 1pt solid; text-align: left">&nbsp;</td>
       <td style="padding-bottom: 1pt">&nbsp;</td>
       <td style="border-bottom: Black 1pt solid; text-align: left">&nbsp;</td>
       <td style="border-bottom: Black 1pt solid; text-align: right">&nbsp;</td>
       <td style="border-bottom: Black 1pt solid; text-align: left">&nbsp;</td>
      </tr>
      <tr style="vertical-align: bottom; background-color: rgb(204,238,255)">
       <td style="padding-bottom: 2.25pt; padding-left: 10pt">Total</td>
       <td style="padding-bottom: 2.25pt">&nbsp;</td>
       <td style="border-bottom: Black 2.25pt double; text-align: left">$</td>
       <td style="border-bottom: Black 2.25pt double; text-align: right">20,509</td>
       <td style="border-bottom: Black 2.25pt double; text-align: left">&nbsp;</td>
       <td style="padding-bottom: 2.25pt">&nbsp;</td>
       <td style="border-bottom: Black 2.25pt double; text-align: left">$</td>
       <td style="border-bottom: Black 2.25pt double; text-align: right">-</td>
       <td style="border-bottom: Black 2.25pt double; text-align: left">&nbsp;</td>
       <td style="padding-bottom: 2.25pt">&nbsp;</td>
       <td style="border-bottom: Black 2.25pt double; text-align: left">$</td>
       <td style="border-bottom: Black 2.25pt double; text-align: right">20,509</td>
       <td style="border-bottom: Black 2.25pt double; text-align: left">&nbsp;</td>
       <td style="padding-bottom: 2.25pt">&nbsp;</td>
       <td style="border-bottom: Black 2.25pt double; text-align: left">$</td>
       <td style="border-bottom: Black 2.25pt double; text-align: right">-</td>
       <td style="border-bottom: Black 2.25pt double; text-align: left">&nbsp;</td>
      </tr>

    </table><span></span>
</td>
</tr>
<tr class="ro">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_ScheduleOfEffectOfOnePercentagePointChangeInAssumedHealthCareCostTrendRatesTableTextBlock', window );">Schedule of Effect of One-Percentage-Point Change in Assumed Health Care Cost Trend Rates [Table Text Block]</a></td>
<td class="text"><table cellpadding="0" cellspacing="0" style="border-collapse: collapse; width: 100%; font: 10pt Times New Roman, Times, Serif">

      <tr style="vertical-align: bottom">
       <td>&nbsp;</td>
       <td style="padding-bottom: 1pt">&nbsp;</td>
       <td colspan="3" style="text-align: center; border-bottom: Black 1pt solid">Increase</td>
       <td style="padding-bottom: 1pt">&nbsp;</td>
       <td colspan="3" style="text-align: center; border-bottom: Black 1pt solid">Decrease</td>
      </tr>
      <tr style="vertical-align: bottom">
       <td>&nbsp;</td>
       <td style="font-style: italic">&nbsp;</td>
       <td colspan="7" style="font-style: italic; text-align: center">(In thousands)</td>
      </tr>
      <tr style="vertical-align: bottom; background-color: rgb(204,238,255)">
       <td style="width: 70%; text-align: left">Effect on postretirement benefit obligation</td>
       <td style="width: 1%">&nbsp;</td>
       <td style="width: 1%; text-align: left">$</td>
       <td style="width: 12%; text-align: right">1,634</td>
       <td style="width: 1%; text-align: left">&nbsp;</td>
       <td style="width: 1%">&nbsp;</td>
       <td style="width: 1%; text-align: left">$</td>
       <td style="width: 12%; text-align: right">(1,240</td>
       <td style="width: 1%; text-align: left">)</td>
      </tr>
      <tr style="vertical-align: bottom; background-color: White">
       <td style="text-align: left">Effect on total service and interest cost</td>
       <td>&nbsp;</td>
       <td style="text-align: left">&nbsp;</td>
       <td style="text-align: right">177</td>
       <td style="text-align: left">&nbsp;</td>
       <td>&nbsp;</td>
       <td style="text-align: left">&nbsp;</td>
       <td style="text-align: right">(131</td>
       <td style="text-align: left">)</td>
      </tr>

    </table><span></span>
</td>
</tr>
<tr class="re">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_ffic_ScheduleOfEmployeeBenefitTrustSharesTableTextBlock', window );">Schedule of Employee Benefit Trust Shares [Table Text Block]</a></td>
<td class="text"><table cellpadding="0" cellspacing="0" style="border-collapse: collapse; width: 100%; font: 10pt Times New Roman, Times, Serif">

      <tr style="vertical-align: bottom">
       <td style="text-align: center">&nbsp;</td>
       <td style="padding-bottom: 1pt">&nbsp;</td>
       <td colspan="3" style="text-align: center; border-bottom: Black 1pt solid">2015</td>
       <td style="padding-bottom: 1pt">&nbsp;</td>
       <td colspan="3" style="text-align: center; border-bottom: Black 1pt solid">2014</td>
      </tr>
      <tr style="vertical-align: bottom">
       <td style="text-align: left">&nbsp;</td>
       <td style="font-style: italic">&nbsp;</td>
       <td colspan="3" style="font-style: italic">&nbsp;</td>
       <td style="font-style: italic">&nbsp;</td>
       <td colspan="3" style="font-style: italic">&nbsp;</td>
      </tr>
      <tr style="vertical-align: bottom; background-color: rgb(204,238,255)">
       <td style="width: 70%; text-align: left">Shares owned by Employee Benefit Trust, beginning balance</td>
       <td style="width: 1%">&nbsp;</td>
       <td style="width: 1%; text-align: left">&nbsp;</td>
       <td style="width: 12%; text-align: right">800,950</td>
       <td style="width: 1%; text-align: left">&nbsp;</td>
       <td style="width: 1%">&nbsp;</td>
       <td style="width: 1%; text-align: left">&nbsp;</td>
       <td style="width: 12%; text-align: right">913,792</td>
       <td style="width: 1%; text-align: left">&nbsp;</td>
      </tr>
      <tr style="vertical-align: bottom; background-color: White">
       <td style="text-align: left">Shares purchased</td>
       <td>&nbsp;</td>
       <td style="text-align: left">&nbsp;</td>
       <td style="text-align: right">22,102</td>
       <td style="text-align: left">&nbsp;</td>
       <td>&nbsp;</td>
       <td style="text-align: left">&nbsp;</td>
       <td style="text-align: right">23,717</td>
       <td style="text-align: left">&nbsp;</td>
      </tr>
      <tr style="vertical-align: bottom; background-color: rgb(204,238,255)">
       <td style="text-align: left; padding-bottom: 1pt">Shares released and allocated</td>
       <td style="padding-bottom: 1pt">&nbsp;</td>
       <td style="border-bottom: Black 1pt solid; text-align: left">&nbsp;</td>
       <td style="border-bottom: Black 1pt solid; text-align: right">(147,616</td>
       <td style="border-bottom: Black 1pt solid; text-align: left">)</td>
       <td style="padding-bottom: 1pt">&nbsp;</td>
       <td style="border-bottom: Black 1pt solid; text-align: left">&nbsp;</td>
       <td style="border-bottom: Black 1pt solid; text-align: right">(136,559</td>
       <td style="border-bottom: Black 1pt solid; text-align: left">)</td>
      </tr>
      <tr style="vertical-align: bottom; background-color: White">
       <td style="text-align: left; padding-bottom: 2.25pt">Shares owned by Employee Benefit Trust, ending balance</td>
       <td style="padding-bottom: 2.25pt">&nbsp;</td>
       <td style="border-bottom: Black 2.25pt double; text-align: left">&nbsp;</td>
       <td style="border-bottom: Black 2.25pt double; text-align: right">675,436</td>
       <td style="border-bottom: Black 2.25pt double; text-align: left">&nbsp;</td>
       <td style="padding-bottom: 2.25pt">&nbsp;</td>
       <td style="border-bottom: Black 2.25pt double; text-align: left">&nbsp;</td>
       <td style="border-bottom: Black 2.25pt double; text-align: right">800,950</td>
       <td style="border-bottom: Black 2.25pt double; text-align: left">&nbsp;</td>
      </tr>
      <tr style="vertical-align: bottom; background-color: rgb(204,238,255)">
       <td style="text-align: left">&nbsp;</td>
       <td>&nbsp;</td>
       <td style="text-align: left">&nbsp;</td>
       <td style="text-align: right">&nbsp;</td>
       <td style="text-align: left">&nbsp;</td>
       <td>&nbsp;</td>
       <td style="text-align: left">&nbsp;</td>
       <td style="text-align: right">&nbsp;</td>
       <td style="text-align: left">&nbsp;</td>
      </tr>
      <tr style="vertical-align: bottom; background-color: White">
       <td style="text-align: left; padding-bottom: 2.25pt">Market value of unallocated shares.</td>
       <td style="padding-bottom: 2.25pt">&nbsp;</td>
       <td style="border-bottom: Black 2.25pt double; text-align: left">$</td>
       <td style="border-bottom: Black 2.25pt double; text-align: right">14,616,435</td>
       <td style="border-bottom: Black 2.25pt double; text-align: left">&nbsp;</td>
       <td style="padding-bottom: 2.25pt">&nbsp;</td>
       <td style="border-bottom: Black 2.25pt double; text-align: left">$</td>
       <td style="border-bottom: Black 2.25pt double; text-align: right">16,235,257</td>
       <td style="border-bottom: Black 2.25pt double; text-align: left">&nbsp;</td>
      </tr>

    </table><span></span>
</td>
</tr>
<tr class="rh">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_DefinedBenefitPlansDisclosuresDefinedBenefitPlansAxis=ffic_RetirementPlanMember', window );">Retirement Plan [Member]</a></td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_ffic_Note12PensionandOtherPostretirementBenefitPlansTablesLineItems', window );"><strong>Note 12 - Pension and Other Postretirement Benefit Plans (Tables) [Line Items]</strong></a></td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_ScheduleOfNetFundedStatusTableTextBlock', window );">Schedule of Net Funded Status [Table Text Block]</a></td>
<td class="text"><table cellpadding="0" cellspacing="0" style="border-collapse: collapse; width: 100%; font: 10pt Times New Roman, Times, Serif">

      <tr style="vertical-align: bottom">
       <td style="text-align: center">&nbsp;</td>
       <td style="padding-bottom: 1pt">&nbsp;</td>
       <td colspan="3" style="text-align: center; border-bottom: Black 1pt solid">2015</td>
       <td style="padding-bottom: 1pt">&nbsp;</td>
       <td colspan="3" style="text-align: center; border-bottom: Black 1pt solid">2014</td>
      </tr>
      <tr style="vertical-align: bottom">
       <td style="text-align: left">&nbsp;</td>
       <td style="font-style: italic">&nbsp;</td>
       <td colspan="7" style="font-style: italic; text-align: center">(In thousands)</td>
      </tr>
      <tr style="vertical-align: bottom; background-color: rgb(204,238,255)">
       <td style="text-align: left">Change in benefit obligation:</td>
       <td>&nbsp;</td>
       <td style="text-align: left">&nbsp;</td>
       <td style="text-align: right">&nbsp;</td>
       <td style="text-align: left">&nbsp;</td>
       <td>&nbsp;</td>
       <td style="text-align: left">&nbsp;</td>
       <td style="text-align: right">&nbsp;</td>
       <td style="text-align: left">&nbsp;</td>
      </tr>
      <tr style="vertical-align: bottom; background-color: White">
       <td style="width: 70%; text-align: left; padding-left: 10pt">Projected benefit obligation at beginning of year</td>
       <td style="width: 1%">&nbsp;</td>
       <td style="width: 1%; text-align: left">$</td>
       <td style="width: 12%; text-align: right">24,097</td>
       <td style="width: 1%; text-align: left">&nbsp;</td>
       <td style="width: 1%">&nbsp;</td>
       <td style="width: 1%; text-align: left">$</td>
       <td style="width: 12%; text-align: right">19,740</td>
       <td style="width: 1%; text-align: left">&nbsp;</td>
      </tr>
      <tr style="vertical-align: bottom; background-color: rgb(204,238,255)">
       <td style="text-align: left; padding-left: 10pt">Interest cost</td>
       <td>&nbsp;</td>
       <td style="text-align: left">&nbsp;</td>
       <td style="text-align: right">889</td>
       <td style="text-align: left">&nbsp;</td>
       <td>&nbsp;</td>
       <td style="text-align: left">&nbsp;</td>
       <td style="text-align: right">891</td>
       <td style="text-align: left">&nbsp;</td>
      </tr>
      <tr style="vertical-align: bottom; background-color: White">
       <td style="text-align: left; padding-left: 10pt">Actuarial (gain) loss</td>
       <td>&nbsp;</td>
       <td style="text-align: left">&nbsp;</td>
       <td style="text-align: right">(1,208</td>
       <td style="text-align: left">)</td>
       <td>&nbsp;</td>
       <td style="text-align: left">&nbsp;</td>
       <td style="text-align: right">4,446</td>
       <td style="text-align: left">&nbsp;</td>
      </tr>
      <tr style="vertical-align: bottom; background-color: rgb(204,238,255)">
       <td style="text-align: left; padding-bottom: 1pt; padding-left: 10pt">Benefits paid</td>
       <td style="padding-bottom: 1pt">&nbsp;</td>
       <td style="border-bottom: Black 1pt solid; text-align: left">&nbsp;</td>
       <td style="border-bottom: Black 1pt solid; text-align: right">(1,014</td>
       <td style="border-bottom: Black 1pt solid; text-align: left">)</td>
       <td style="padding-bottom: 1pt">&nbsp;</td>
       <td style="border-bottom: Black 1pt solid; text-align: left">&nbsp;</td>
       <td style="border-bottom: Black 1pt solid; text-align: right">(980</td>
       <td style="border-bottom: Black 1pt solid; text-align: left">)</td>
      </tr>
      <tr style="vertical-align: bottom; background-color: White">
       <td style="text-align: left; padding-bottom: 1pt; padding-left: 20pt">Projected benefit obligation at end of year</td>
       <td style="padding-bottom: 1pt">&nbsp;</td>
       <td style="border-bottom: Black 1pt solid; text-align: left">&nbsp;</td>
       <td style="border-bottom: Black 1pt solid; text-align: right">22,764</td>
       <td style="border-bottom: Black 1pt solid; text-align: left">&nbsp;</td>
       <td style="padding-bottom: 1pt">&nbsp;</td>
       <td style="border-bottom: Black 1pt solid; text-align: left">&nbsp;</td>
       <td style="border-bottom: Black 1pt solid; text-align: right">24,097</td>
       <td style="border-bottom: Black 1pt solid; text-align: left">&nbsp;</td>
      </tr>
      <tr style="vertical-align: bottom; background-color: rgb(204,238,255)">
       <td style="text-align: left">&nbsp;</td>
       <td>&nbsp;</td>
       <td style="text-align: left">&nbsp;</td>
       <td style="text-align: right">&nbsp;</td>
       <td style="text-align: left">&nbsp;</td>
       <td>&nbsp;</td>
       <td style="text-align: left">&nbsp;</td>
       <td style="text-align: right">&nbsp;</td>
       <td style="text-align: left">&nbsp;</td>
      </tr>
      <tr style="vertical-align: bottom; background-color: White">
       <td style="text-align: left">Change in plan assets:</td>
       <td>&nbsp;</td>
       <td style="text-align: left">&nbsp;</td>
       <td style="text-align: right">&nbsp;</td>
       <td style="text-align: left">&nbsp;</td>
       <td>&nbsp;</td>
       <td style="text-align: left">&nbsp;</td>
       <td style="text-align: right">&nbsp;</td>
       <td style="text-align: left">&nbsp;</td>
      </tr>
      <tr style="vertical-align: bottom; background-color: rgb(204,238,255)">
       <td style="text-align: left; padding-left: 10pt">Market value of assets at beginning of year</td>
       <td>&nbsp;</td>
       <td style="text-align: left">&nbsp;</td>
       <td style="text-align: right">20,509</td>
       <td style="text-align: left">&nbsp;</td>
       <td>&nbsp;</td>
       <td style="text-align: left">&nbsp;</td>
       <td style="text-align: right">20,496</td>
       <td style="text-align: left">&nbsp;</td>
      </tr>
      <tr style="vertical-align: bottom; background-color: White">
       <td style="text-align: left; padding-left: 10pt">Actual return on plan assets</td>
       <td>&nbsp;</td>
       <td style="text-align: left">&nbsp;</td>
       <td style="text-align: right">429</td>
       <td style="text-align: left">&nbsp;</td>
       <td>&nbsp;</td>
       <td style="text-align: left">&nbsp;</td>
       <td style="text-align: right">993</td>
       <td style="text-align: left">&nbsp;</td>
      </tr>
      <tr style="vertical-align: bottom; background-color: rgb(204,238,255)">
       <td style="text-align: left; padding-bottom: 1pt; padding-left: 10pt">Benefits paid</td>
       <td style="padding-bottom: 1pt">&nbsp;</td>
       <td style="border-bottom: Black 1pt solid; text-align: left">&nbsp;</td>
       <td style="border-bottom: Black 1pt solid; text-align: right">(1,014</td>
       <td style="border-bottom: Black 1pt solid; text-align: left">)</td>
       <td style="padding-bottom: 1pt">&nbsp;</td>
       <td style="border-bottom: Black 1pt solid; text-align: left">&nbsp;</td>
       <td style="border-bottom: Black 1pt solid; text-align: right">(980</td>
       <td style="border-bottom: Black 1pt solid; text-align: left">)</td>
      </tr>
      <tr style="vertical-align: bottom; background-color: White">
       <td style="text-align: left; padding-bottom: 1pt; padding-left: 20pt">Market value of plan assets at end of year</td>
       <td style="padding-bottom: 1pt">&nbsp;</td>
       <td style="border-bottom: Black 1pt solid; text-align: left">&nbsp;</td>
       <td style="border-bottom: Black 1pt solid; text-align: right">19,924</td>
       <td style="border-bottom: Black 1pt solid; text-align: left">&nbsp;</td>
       <td style="padding-bottom: 1pt">&nbsp;</td>
       <td style="border-bottom: Black 1pt solid; text-align: left">&nbsp;</td>
       <td style="border-bottom: Black 1pt solid; text-align: right">20,509</td>
       <td style="border-bottom: Black 1pt solid; text-align: left">&nbsp;</td>
      </tr>
      <tr style="vertical-align: bottom; background-color: rgb(204,238,255)">
       <td style="text-align: left">&nbsp;</td>
       <td>&nbsp;</td>
       <td style="text-align: left">&nbsp;</td>
       <td style="text-align: right">&nbsp;</td>
       <td style="text-align: left">&nbsp;</td>
       <td>&nbsp;</td>
       <td style="text-align: left">&nbsp;</td>
       <td style="text-align: right">&nbsp;</td>
       <td style="text-align: left">&nbsp;</td>
      </tr>
      <tr style="vertical-align: bottom; background-color: White">
       <td style="text-align: left; padding-bottom: 2.25pt">Accrued pension liability included in other liabilities</td>
       <td style="padding-bottom: 2.25pt">&nbsp;</td>
       <td style="border-bottom: Black 2.25pt double; text-align: left">$</td>
       <td style="border-bottom: Black 2.25pt double; text-align: right">(2,840</td>
       <td style="border-bottom: Black 2.25pt double; text-align: left">)</td>
       <td style="padding-bottom: 2.25pt">&nbsp;</td>
       <td style="border-bottom: Black 2.25pt double; text-align: left">$</td>
       <td style="border-bottom: Black 2.25pt double; text-align: right">(3,588</td>
       <td style="border-bottom: Black 2.25pt double; text-align: left">)</td>
      </tr>

    </table><span></span>
</td>
</tr>
<tr class="re">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_ScheduleOfNetBenefitCostsTableTextBlock', window );">Schedule of Net Benefit Costs [Table Text Block]</a></td>
<td class="text"><table cellpadding="0" cellspacing="0" style="border-collapse: collapse; width: 100%; font: 10pt Times New Roman, Times, Serif">

      <tr style="vertical-align: bottom">
       <td style="text-align: center">&nbsp;</td>
       <td style="padding-bottom: 1pt">&nbsp;</td>
       <td colspan="3" style="text-align: center; border-bottom: Black 1pt solid">2015</td>
       <td style="padding-bottom: 1pt">&nbsp;</td>
       <td colspan="3" style="text-align: center; border-bottom: Black 1pt solid">2014</td>
       <td style="padding-bottom: 1pt">&nbsp;</td>
       <td colspan="3" style="text-align: center; border-bottom: Black 1pt solid">2013</td>
      </tr>
      <tr style="vertical-align: bottom">
       <td style="text-align: left">&nbsp;</td>
       <td style="font-style: italic">&nbsp;</td>
       <td colspan="11" style="font-style: italic; text-align: center">(In thousands)</td>
      </tr>
      <tr style="vertical-align: bottom; background-color: rgb(204,238,255)">
       <td style="width: 61%; text-align: left">Interest cost</td>
       <td style="width: 1%">&nbsp;</td>
       <td style="width: 1%; text-align: left">$</td>
       <td style="width: 10%; text-align: right">889</td>
       <td style="width: 1%; text-align: left">&nbsp;</td>
       <td style="width: 1%">&nbsp;</td>
       <td style="width: 1%; text-align: left">$</td>
       <td style="width: 10%; text-align: right">891</td>
       <td style="width: 1%; text-align: left">&nbsp;</td>
       <td style="width: 1%">&nbsp;</td>
       <td style="width: 1%; text-align: left">$</td>
       <td style="width: 10%; text-align: right">827</td>
       <td style="width: 1%; text-align: left">&nbsp;</td>
      </tr>
      <tr style="vertical-align: bottom; background-color: White">
       <td style="text-align: left">Amortization of unrecognized loss</td>
       <td>&nbsp;</td>
       <td style="text-align: left">&nbsp;</td>
       <td style="text-align: right">1,112</td>
       <td style="text-align: left">&nbsp;</td>
       <td>&nbsp;</td>
       <td style="text-align: left">&nbsp;</td>
       <td style="text-align: right">759</td>
       <td style="text-align: left">&nbsp;</td>
       <td>&nbsp;</td>
       <td style="text-align: left">&nbsp;</td>
       <td style="text-align: right">1,222</td>
       <td style="text-align: left">&nbsp;</td>
      </tr>
      <tr style="vertical-align: bottom; background-color: rgb(204,238,255)">
       <td style="text-align: left; padding-bottom: 1pt">Expected return on plan assets</td>
       <td style="padding-bottom: 1pt">&nbsp;</td>
       <td style="border-bottom: Black 1pt solid; text-align: left">&nbsp;</td>
       <td style="border-bottom: Black 1pt solid; text-align: right">(1,400</td>
       <td style="border-bottom: Black 1pt solid; text-align: left">)</td>
       <td style="padding-bottom: 1pt">&nbsp;</td>
       <td style="border-bottom: Black 1pt solid; text-align: left">&nbsp;</td>
       <td style="border-bottom: Black 1pt solid; text-align: right">(1,344</td>
       <td style="border-bottom: Black 1pt solid; text-align: left">)</td>
       <td style="padding-bottom: 1pt">&nbsp;</td>
       <td style="border-bottom: Black 1pt solid; text-align: left">&nbsp;</td>
       <td style="border-bottom: Black 1pt solid; text-align: right">(1,261</td>
       <td style="border-bottom: Black 1pt solid; text-align: left">)</td>
      </tr>
      <tr style="vertical-align: bottom; background-color: White">
       <td style="text-align: left; padding-bottom: 1pt; padding-left: 10pt">Net pension expense (benefit)</td>
       <td style="padding-bottom: 1pt">&nbsp;</td>
       <td style="border-bottom: Black 1pt solid; text-align: left">&nbsp;</td>
       <td style="border-bottom: Black 1pt solid; text-align: right">601</td>
       <td style="border-bottom: Black 1pt solid; text-align: left">&nbsp;</td>
       <td style="padding-bottom: 1pt">&nbsp;</td>
       <td style="border-bottom: Black 1pt solid; text-align: left">&nbsp;</td>
       <td style="border-bottom: Black 1pt solid; text-align: right">306</td>
       <td style="border-bottom: Black 1pt solid; text-align: left">&nbsp;</td>
       <td style="padding-bottom: 1pt">&nbsp;</td>
       <td style="border-bottom: Black 1pt solid; text-align: left">&nbsp;</td>
       <td style="border-bottom: Black 1pt solid; text-align: right">788</td>
       <td style="border-bottom: Black 1pt solid; text-align: left">&nbsp;</td>
      </tr>
      <tr style="vertical-align: bottom; background-color: rgb(204,238,255)">
       <td style="text-align: left">&nbsp;</td>
       <td>&nbsp;</td>
       <td style="text-align: left">&nbsp;</td>
       <td style="text-align: right">&nbsp;</td>
       <td style="text-align: left">&nbsp;</td>
       <td>&nbsp;</td>
       <td style="text-align: left">&nbsp;</td>
       <td style="text-align: right">&nbsp;</td>
       <td style="text-align: left">&nbsp;</td>
       <td>&nbsp;</td>
       <td style="text-align: left">&nbsp;</td>
       <td style="text-align: right">&nbsp;</td>
       <td style="text-align: left">&nbsp;</td>
      </tr>
      <tr style="vertical-align: bottom; background-color: White">
       <td style="text-align: left">Current year actuarial (gain) loss</td>
       <td>&nbsp;</td>
       <td style="text-align: left">&nbsp;</td>
       <td style="text-align: right">(237</td>
       <td style="text-align: left">)</td>
       <td>&nbsp;</td>
       <td style="text-align: left">&nbsp;</td>
       <td style="text-align: right">4,798</td>
       <td style="text-align: left">&nbsp;</td>
       <td>&nbsp;</td>
       <td style="text-align: left">&nbsp;</td>
       <td style="text-align: right">(4,722</td>
       <td style="text-align: left">)</td>
      </tr>
      <tr style="vertical-align: bottom; background-color: rgb(204,238,255)">
       <td style="text-align: left; padding-bottom: 1pt">Amortization of actuarial loss</td>
       <td style="padding-bottom: 1pt">&nbsp;</td>
       <td style="border-bottom: Black 1pt solid; text-align: left">&nbsp;</td>
       <td style="border-bottom: Black 1pt solid; text-align: right">(1,112</td>
       <td style="border-bottom: Black 1pt solid; text-align: left">)</td>
       <td style="padding-bottom: 1pt">&nbsp;</td>
       <td style="border-bottom: Black 1pt solid; text-align: left">&nbsp;</td>
       <td style="border-bottom: Black 1pt solid; text-align: right">(759</td>
       <td style="border-bottom: Black 1pt solid; text-align: left">)</td>
       <td style="padding-bottom: 1pt">&nbsp;</td>
       <td style="border-bottom: Black 1pt solid; text-align: left">&nbsp;</td>
       <td style="border-bottom: Black 1pt solid; text-align: right">(1,222</td>
       <td style="border-bottom: Black 1pt solid; text-align: left">)</td>
      </tr>
      <tr style="vertical-align: bottom; background-color: White">
       <td style="text-align: left; padding-bottom: 1pt; padding-left: 10pt">Total recognized in other comprehensive income</td>
       <td style="padding-bottom: 1pt">&nbsp;</td>
       <td style="border-bottom: Black 1pt solid; text-align: left">&nbsp;</td>
       <td style="border-bottom: Black 1pt solid; text-align: right">(1,349</td>
       <td style="border-bottom: Black 1pt solid; text-align: left">)</td>
       <td style="padding-bottom: 1pt">&nbsp;</td>
       <td style="border-bottom: Black 1pt solid; text-align: left">&nbsp;</td>
       <td style="border-bottom: Black 1pt solid; text-align: right">4,039</td>
       <td style="border-bottom: Black 1pt solid; text-align: left">&nbsp;</td>
       <td style="padding-bottom: 1pt">&nbsp;</td>
       <td style="border-bottom: Black 1pt solid; text-align: left">&nbsp;</td>
       <td style="border-bottom: Black 1pt solid; text-align: right">(5,944</td>
       <td style="border-bottom: Black 1pt solid; text-align: left">)</td>
      </tr>
      <tr style="vertical-align: bottom; background-color: rgb(204,238,255)">
       <td style="text-align: left; padding-bottom: 2.25pt; padding-left: 0pt">Total recognized in net pension cost (benefit) and other comprehensive income</td>
       <td style="padding-bottom: 2.25pt">&nbsp;</td>
       <td style="border-bottom: Black 2.25pt double; text-align: left">$</td>
       <td style="border-bottom: Black 2.25pt double; text-align: right">(748</td>
       <td style="border-bottom: Black 2.25pt double; text-align: left">)</td>
       <td style="padding-bottom: 2.25pt">&nbsp;</td>
       <td style="border-bottom: Black 2.25pt double; text-align: left">$</td>
       <td style="border-bottom: Black 2.25pt double; text-align: right">4,345</td>
       <td style="border-bottom: Black 2.25pt double; text-align: left">&nbsp;</td>
       <td style="padding-bottom: 2.25pt">&nbsp;</td>
       <td style="border-bottom: Black 2.25pt double; text-align: left">$</td>
       <td style="border-bottom: Black 2.25pt double; text-align: right">(5,156</td>
       <td style="border-bottom: Black 2.25pt double; text-align: left">)</td>
      </tr>

    </table><span></span>
</td>
</tr>
<tr class="ro">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_ScheduleOfExpectedBenefitPaymentsTableTextBlock', window );">Schedule of Expected Benefit Payments [Table Text Block]</a></td>
<td class="text"><table cellpadding="0" cellspacing="0" style="border-collapse: collapse; width: 100%; font: 10pt Times New Roman, Times, Serif">

      <tr style="vertical-align: bottom">
       <td style="text-align: left">For the years ending December 31:</td>
       <td style="padding-bottom: 1pt">&nbsp;</td>
       <td colspan="3" style="text-align: center; border-bottom: Black 1pt solid">Future Benefit <br /> Payments</td>
      </tr>
      <tr style="vertical-align: bottom">
       <td style="text-align: left">&nbsp;</td>
       <td style="font-style: italic">&nbsp;</td>
       <td colspan="3" style="font-style: italic; text-align: center">(In thousands)</td>
      </tr>
      <tr style="vertical-align: bottom; background-color: rgb(204,238,255)">
       <td style="width: 85%; text-align: left">2016</td>
       <td style="width: 1%">&nbsp;</td>
       <td style="width: 1%; text-align: left">$</td>
       <td style="width: 12%; text-align: right">1,172</td>
       <td style="width: 1%; text-align: left">&nbsp;</td>
      </tr>
      <tr style="vertical-align: bottom; background-color: White">
       <td style="text-align: left">2017</td>
       <td>&nbsp;</td>
       <td style="text-align: left">&nbsp;</td>
       <td style="text-align: right">1,184</td>
       <td style="text-align: left">&nbsp;</td>
      </tr>
      <tr style="vertical-align: bottom; background-color: rgb(204,238,255)">
       <td style="text-align: left">2018</td>
       <td>&nbsp;</td>
       <td style="text-align: left">&nbsp;</td>
       <td style="text-align: right">1,177</td>
       <td style="text-align: left">&nbsp;</td>
      </tr>
      <tr style="vertical-align: bottom; background-color: White">
       <td style="text-align: left">2019</td>
       <td>&nbsp;</td>
       <td style="text-align: left">&nbsp;</td>
       <td style="text-align: right">1,192</td>
       <td style="text-align: left">&nbsp;</td>
      </tr>
      <tr style="vertical-align: bottom; background-color: rgb(204,238,255)">
       <td style="text-align: left">2020</td>
       <td>&nbsp;</td>
       <td style="text-align: left">&nbsp;</td>
       <td style="text-align: right">1,193</td>
       <td style="text-align: left">&nbsp;</td>
      </tr>
      <tr style="vertical-align: bottom; background-color: White">
       <td style="text-align: left">2021 &#x2013; 2025</td>
       <td>&nbsp;</td>
       <td style="text-align: left">&nbsp;</td>
       <td style="text-align: right">6,502</td>
       <td style="text-align: left">&nbsp;</td>
      </tr>

    </table><span></span>
</td>
</tr>
<tr class="rh">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_DefinedBenefitPlansDisclosuresDefinedBenefitPlansAxis=ffic_AssumptionsForTheRetirementPlansBenefitObligationsMember', window );">Assumptions for the Retirement Plan's Benefit Obligations [Member]</a></td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_ffic_Note12PensionandOtherPostretirementBenefitPlansTablesLineItems', window );"><strong>Note 12 - Pension and Other Postretirement Benefit Plans (Tables) [Line Items]</strong></a></td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_ScheduleOfAssumptionsUsedTableTextBlock', window );">Schedule of Assumptions Used [Table Text Block]</a></td>
<td class="text"><table cellpadding="0" cellspacing="0" style="border-collapse: collapse; width: 100%; font: 10pt Times New Roman, Times, Serif">

      <tr style="vertical-align: bottom">
       <td style="text-align: center">&nbsp;</td>
       <td style="padding-bottom: 1pt">&nbsp;</td>
       <td colspan="3" style="text-align: center; border-bottom: Black 1pt solid">2015</td>
       <td style="padding-bottom: 1pt">&nbsp;</td>
       <td colspan="3" style="text-align: center; border-bottom: Black 1pt solid">2014</td>
      </tr>
      <tr style="vertical-align: bottom; background-color: rgb(204,238,255)">
       <td style="width: 70%; text-align: left">Weighted average discount rate</td>
       <td style="width: 1%">&nbsp;</td>
       <td style="width: 1%; text-align: left">&nbsp;</td>
       <td style="width: 12%; text-align: right">4.06</td>
       <td style="width: 1%; text-align: left">%</td>
       <td style="width: 1%">&nbsp;</td>
       <td style="width: 1%; text-align: left">&nbsp;</td>
       <td style="width: 12%; text-align: right">3.76</td>
       <td style="width: 1%; text-align: left">%</td>
      </tr>
      <tr style="vertical-align: bottom; background-color: White">
       <td style="text-align: left">Rate of increase in future compensation levels</td>
       <td>&nbsp;</td>
       <td style="text-align: left">&nbsp;</td>
       <td style="text-align: right">n/a</td>
       <td style="text-align: left">&nbsp;</td>
       <td>&nbsp;</td>
       <td style="text-align: left">&nbsp;</td>
       <td style="text-align: right">n/a</td>
       <td style="text-align: left">&nbsp;</td>
      </tr>
      <tr style="vertical-align: bottom; background-color: rgb(204,238,255)">
       <td style="text-align: left">Expected long-term rate of return on assets</td>
       <td>&nbsp;</td>
       <td style="text-align: left">&nbsp;</td>
       <td style="text-align: right">7.25</td>
       <td style="text-align: left">%</td>
       <td>&nbsp;</td>
       <td style="text-align: left">&nbsp;</td>
       <td style="text-align: right">7.50</td>
       <td style="text-align: left">%</td>
      </tr>

    </table><span></span>
</td>
</tr>
<tr class="rh">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_DefinedBenefitPlansDisclosuresDefinedBenefitPlansAxis=ffic_AssumptionsForPeriodicPensionBenefitForTheRetirementPlanMember', window );">Assumptions for Periodic Pension Benefit for the Retirement Plan [Member]</a></td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_ffic_Note12PensionandOtherPostretirementBenefitPlansTablesLineItems', window );"><strong>Note 12 - Pension and Other Postretirement Benefit Plans (Tables) [Line Items]</strong></a></td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_ScheduleOfAssumptionsUsedTableTextBlock', window );">Schedule of Assumptions Used [Table Text Block]</a></td>
<td class="text"><table cellpadding="0" cellspacing="0" style="border-collapse: collapse; width: 100%; font: 10pt Times New Roman, Times, Serif">

      <tr style="vertical-align: bottom">
       <td style="text-align: center">&nbsp;</td>
       <td style="padding-bottom: 1pt">&nbsp;</td>
       <td colspan="3" style="text-align: center; border-bottom: Black 1pt solid">2015</td>
       <td style="border-bottom: Black 1pt solid; text-align: left">&nbsp;</td>
       <td colspan="3" style="text-align: center; border-bottom: Black 1pt solid">2014</td>
       <td style="border-bottom: Black 1pt solid; text-align: left">&nbsp;</td>
       <td colspan="3" style="text-align: center; border-bottom: Black 1pt solid">2013</td>
      </tr>
      <tr style="vertical-align: bottom; background-color: rgb(204,238,255)">
       <td style="width: 61%; text-align: left">Weighted average discount rate</td>
       <td style="width: 1%">&nbsp;</td>
       <td style="width: 1%; text-align: left">&nbsp;</td>
       <td style="width: 10%; text-align: right">3.76</td>
       <td style="width: 1%; text-align: left">%</td>
       <td style="width: 1%">&nbsp;</td>
       <td style="width: 1%; text-align: left">&nbsp;</td>
       <td style="width: 10%; text-align: right">4.60</td>
       <td style="width: 1%; text-align: left">%</td>
       <td style="width: 1%">&nbsp;</td>
       <td style="width: 1%; text-align: left">&nbsp;</td>
       <td style="width: 10%; text-align: right">3.75</td>
       <td style="width: 1%; text-align: left">%</td>
      </tr>
      <tr style="vertical-align: bottom; background-color: White">
       <td style="text-align: left">Rate of increase in future compensation levels</td>
       <td>&nbsp;</td>
       <td style="text-align: left">&nbsp;</td>
       <td style="text-align: right">n/a</td>
       <td style="text-align: left">&nbsp;</td>
       <td>&nbsp;</td>
       <td style="text-align: left">&nbsp;</td>
       <td style="text-align: right">n/a</td>
       <td style="text-align: left">&nbsp;</td>
       <td>&nbsp;</td>
       <td style="text-align: left">&nbsp;</td>
       <td style="text-align: right">n/a</td>
       <td style="text-align: left">&nbsp;</td>
      </tr>
      <tr style="vertical-align: bottom; background-color: rgb(204,238,255)">
       <td style="text-align: left">Expected long-term rate of return on assets</td>
       <td>&nbsp;</td>
       <td style="text-align: left">&nbsp;</td>
       <td style="text-align: right">7.50</td>
       <td style="text-align: left">%</td>
       <td>&nbsp;</td>
       <td style="text-align: left">&nbsp;</td>
       <td style="text-align: right">7.50</td>
       <td style="text-align: left">%</td>
       <td>&nbsp;</td>
       <td style="text-align: left">&nbsp;</td>
       <td style="text-align: right">7.50</td>
       <td style="text-align: left">%</td>
      </tr>

    </table><span></span>
</td>
</tr>
<tr class="rh">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_DefinedBenefitPlansDisclosuresDefinedBenefitPlansAxis=ffic_PostretirementPlansMember', window );">Postretirement Plans [Member]</a></td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_ffic_Note12PensionandOtherPostretirementBenefitPlansTablesLineItems', window );"><strong>Note 12 - Pension and Other Postretirement Benefit Plans (Tables) [Line Items]</strong></a></td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_ScheduleOfNetFundedStatusTableTextBlock', window );">Schedule of Net Funded Status [Table Text Block]</a></td>
<td class="text"><table cellpadding="0" cellspacing="0" style="border-collapse: collapse; width: 100%; font: 10pt Times New Roman, Times, Serif">

      <tr style="vertical-align: bottom">
       <td style="text-align: center">&nbsp;</td>
       <td style="padding-bottom: 1pt">&nbsp;</td>
       <td colspan="3" style="text-align: center; border-bottom: Black 1pt solid">2015</td>
       <td style="padding-bottom: 1pt">&nbsp;</td>
       <td colspan="3" style="text-align: center; border-bottom: Black 1pt solid">2014</td>
      </tr>
      <tr style="vertical-align: bottom">
       <td style="text-align: left">&nbsp;</td>
       <td style="font-style: italic">&nbsp;</td>
       <td colspan="7" style="font-style: italic; text-align: center">(In thousands)</td>
      </tr>
      <tr style="vertical-align: bottom; background-color: rgb(204,238,255)">
       <td style="text-align: left">Change in benefit obligation:</td>
       <td>&nbsp;</td>
       <td style="text-align: left">&nbsp;</td>
       <td style="text-align: right">&nbsp;</td>
       <td style="text-align: left">&nbsp;</td>
       <td>&nbsp;</td>
       <td style="text-align: left">&nbsp;</td>
       <td style="text-align: right">&nbsp;</td>
       <td style="text-align: left">&nbsp;</td>
      </tr>
      <tr style="vertical-align: bottom; background-color: White">
       <td style="width: 70%; text-align: left; padding-left: 10pt">Projected benefit obligation at beginning of year</td>
       <td style="width: 1%">&nbsp;</td>
       <td style="width: 1%; text-align: left">$</td>
       <td style="width: 12%; text-align: right">8,073</td>
       <td style="width: 1%; text-align: left">&nbsp;</td>
       <td style="width: 1%">&nbsp;</td>
       <td style="width: 1%; text-align: left">$</td>
       <td style="width: 12%; text-align: right">5,586</td>
       <td style="width: 1%; text-align: left">&nbsp;</td>
      </tr>
      <tr style="vertical-align: bottom; background-color: rgb(204,238,255)">
       <td style="text-align: left; padding-left: 10pt">Service cost</td>
       <td>&nbsp;</td>
       <td style="text-align: left">&nbsp;</td>
       <td style="text-align: right">382</td>
       <td style="text-align: left">&nbsp;</td>
       <td>&nbsp;</td>
       <td style="text-align: left">&nbsp;</td>
       <td style="text-align: right">358</td>
       <td style="text-align: left">&nbsp;</td>
      </tr>
      <tr style="vertical-align: bottom; background-color: White">
       <td style="text-align: left; padding-left: 10pt">Interest cost</td>
       <td>&nbsp;</td>
       <td style="text-align: left">&nbsp;</td>
       <td style="text-align: right">300</td>
       <td style="text-align: left">&nbsp;</td>
       <td>&nbsp;</td>
       <td style="text-align: left">&nbsp;</td>
       <td style="text-align: right">253</td>
       <td style="text-align: left">&nbsp;</td>
      </tr>
      <tr style="vertical-align: bottom; background-color: rgb(204,238,255)">
       <td style="text-align: left; padding-left: 10pt">Actuarial loss (gain)</td>
       <td>&nbsp;</td>
       <td style="text-align: left">&nbsp;</td>
       <td style="text-align: right">(715</td>
       <td style="text-align: left">)</td>
       <td>&nbsp;</td>
       <td style="text-align: left">&nbsp;</td>
       <td style="text-align: right">1,925</td>
       <td style="text-align: left">&nbsp;</td>
      </tr>
      <tr style="vertical-align: bottom; background-color: White">
       <td style="text-align: left; padding-bottom: 1pt; padding-left: 10pt">Benefits paid</td>
       <td style="padding-bottom: 1pt">&nbsp;</td>
       <td style="border-bottom: Black 1pt solid; text-align: left">&nbsp;</td>
       <td style="border-bottom: Black 1pt solid; text-align: right">(63</td>
       <td style="border-bottom: Black 1pt solid; text-align: left">)</td>
       <td style="padding-bottom: 1pt">&nbsp;</td>
       <td style="border-bottom: Black 1pt solid; text-align: left">&nbsp;</td>
       <td style="border-bottom: Black 1pt solid; text-align: right">(49</td>
       <td style="border-bottom: Black 1pt solid; text-align: left">)</td>
      </tr>
      <tr style="vertical-align: bottom; background-color: rgb(204,238,255)">
       <td style="text-align: left; padding-bottom: 1pt; padding-left: 20pt">Projected benefit obligation at end of year</td>
       <td style="padding-bottom: 1pt">&nbsp;</td>
       <td style="border-bottom: Black 1pt solid; text-align: left">&nbsp;</td>
       <td style="border-bottom: Black 1pt solid; text-align: right">7,977</td>
       <td style="border-bottom: Black 1pt solid; text-align: left">&nbsp;</td>
       <td style="padding-bottom: 1pt">&nbsp;</td>
       <td style="border-bottom: Black 1pt solid; text-align: left">&nbsp;</td>
       <td style="border-bottom: Black 1pt solid; text-align: right">8,073</td>
       <td style="border-bottom: Black 1pt solid; text-align: left">&nbsp;</td>
      </tr>
      <tr style="vertical-align: bottom; background-color: White">
       <td style="text-align: left">&nbsp;</td>
       <td>&nbsp;</td>
       <td style="text-align: left">&nbsp;</td>
       <td style="text-align: right">&nbsp;</td>
       <td style="text-align: left">&nbsp;</td>
       <td>&nbsp;</td>
       <td style="text-align: left">&nbsp;</td>
       <td style="text-align: right">&nbsp;</td>
       <td style="text-align: left">&nbsp;</td>
      </tr>
      <tr style="vertical-align: bottom; background-color: rgb(204,238,255)">
       <td style="text-align: left">Change in plan assets:</td>
       <td>&nbsp;</td>
       <td style="text-align: left">&nbsp;</td>
       <td style="text-align: right">&nbsp;</td>
       <td style="text-align: left">&nbsp;</td>
       <td>&nbsp;</td>
       <td style="text-align: left">&nbsp;</td>
       <td style="text-align: right">&nbsp;</td>
       <td style="text-align: left">&nbsp;</td>
      </tr>
      <tr style="vertical-align: bottom; background-color: White">
       <td style="text-align: left; padding-left: 10pt">Market value of assets at beginning of year</td>
       <td>&nbsp;</td>
       <td style="text-align: left">&nbsp;</td>
       <td style="text-align: right">-</td>
       <td style="text-align: left">&nbsp;</td>
       <td>&nbsp;</td>
       <td style="text-align: left">&nbsp;</td>
       <td style="text-align: right">-</td>
       <td style="text-align: left">&nbsp;</td>
      </tr>
      <tr style="vertical-align: bottom; background-color: rgb(204,238,255)">
       <td style="text-align: left; padding-left: 10pt">Employer contributions</td>
       <td>&nbsp;</td>
       <td style="text-align: left">&nbsp;</td>
       <td style="text-align: right">63</td>
       <td style="text-align: left">&nbsp;</td>
       <td>&nbsp;</td>
       <td style="text-align: left">&nbsp;</td>
       <td style="text-align: right">49</td>
       <td style="text-align: left">&nbsp;</td>
      </tr>
      <tr style="vertical-align: bottom; background-color: White">
       <td style="text-align: left; padding-bottom: 1pt; padding-left: 10pt">Benefits paid</td>
       <td style="padding-bottom: 1pt">&nbsp;</td>
       <td style="border-bottom: Black 1pt solid; text-align: left">&nbsp;</td>
       <td style="border-bottom: Black 1pt solid; text-align: right">(63</td>
       <td style="border-bottom: Black 1pt solid; text-align: left">)</td>
       <td style="padding-bottom: 1pt">&nbsp;</td>
       <td style="border-bottom: Black 1pt solid; text-align: left">&nbsp;</td>
       <td style="border-bottom: Black 1pt solid; text-align: right">(49</td>
       <td style="border-bottom: Black 1pt solid; text-align: left">)</td>
      </tr>
      <tr style="vertical-align: bottom; background-color: rgb(204,238,255)">
       <td style="text-align: left; padding-bottom: 1pt; padding-left: 20pt">Market value of plan assets at end of year</td>
       <td style="padding-bottom: 1pt">&nbsp;</td>
       <td style="border-bottom: Black 1pt solid; text-align: left">&nbsp;</td>
       <td style="border-bottom: Black 1pt solid; text-align: right">-</td>
       <td style="border-bottom: Black 1pt solid; text-align: left">&nbsp;</td>
       <td style="padding-bottom: 1pt">&nbsp;</td>
       <td style="border-bottom: Black 1pt solid; text-align: left">&nbsp;</td>
       <td style="border-bottom: Black 1pt solid; text-align: right">-</td>
       <td style="border-bottom: Black 1pt solid; text-align: left">&nbsp;</td>
      </tr>
      <tr style="vertical-align: bottom; background-color: White">
       <td style="text-align: left">&nbsp;</td>
       <td>&nbsp;</td>
       <td style="text-align: left">&nbsp;</td>
       <td style="text-align: right">&nbsp;</td>
       <td style="text-align: left">&nbsp;</td>
       <td>&nbsp;</td>
       <td style="text-align: left">&nbsp;</td>
       <td style="text-align: right">&nbsp;</td>
       <td style="text-align: left">&nbsp;</td>
      </tr>
      <tr style="vertical-align: bottom; background-color: rgb(204,238,255)">
       <td style="text-align: left; padding-bottom: 2.25pt">Accrued pension cost included in other liabilities</td>
       <td style="padding-bottom: 2.25pt">&nbsp;</td>
       <td style="border-bottom: Black 2.25pt double; text-align: left">$</td>
       <td style="border-bottom: Black 2.25pt double; text-align: right">(7,977</td>
       <td style="border-bottom: Black 2.25pt double; text-align: left">)</td>
       <td style="padding-bottom: 2.25pt">&nbsp;</td>
       <td style="border-bottom: Black 2.25pt double; text-align: left">$</td>
       <td style="border-bottom: Black 2.25pt double; text-align: right">(8,073</td>
       <td style="border-bottom: Black 2.25pt double; text-align: left">)</td>
      </tr>

    </table><span></span>
</td>
</tr>
<tr class="ro">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_ScheduleOfAssumptionsUsedTableTextBlock', window );">Schedule of Assumptions Used [Table Text Block]</a></td>
<td class="text"><table cellpadding="0" cellspacing="0" style="border-collapse: collapse; width: 100%; font: 10pt Times New Roman, Times, Serif">

      <tr style="vertical-align: bottom">
       <td style="text-align: center">&nbsp;</td>
       <td style="padding-bottom: 1pt">&nbsp;</td>
       <td colspan="3" style="text-align: center; border-bottom: Black 1pt solid">2015</td>
       <td style="padding-bottom: 1pt">&nbsp;</td>
       <td colspan="3" style="text-align: center; border-bottom: Black 1pt solid">2014</td>
       <td style="padding-bottom: 1pt">&nbsp;</td>
       <td colspan="3" style="text-align: center; border-bottom: Black 1pt solid">2013</td>
      </tr>
      <tr style="vertical-align: bottom; background-color: rgb(204,238,255)">
       <td style="width: 61%; text-align: left">Rate of return on plan assets</td>
       <td style="width: 1%">&nbsp;</td>
       <td style="width: 1%; text-align: left">&nbsp;</td>
       <td style="width: 10%; text-align: right">n/a</td>
       <td style="width: 1%; text-align: left">&nbsp;</td>
       <td style="width: 1%">&nbsp;</td>
       <td style="width: 1%; text-align: left">&nbsp;</td>
       <td style="width: 10%; text-align: right">n/a</td>
       <td style="width: 1%; text-align: left">&nbsp;</td>
       <td style="width: 1%">&nbsp;</td>
       <td style="width: 1%; text-align: left">&nbsp;</td>
       <td style="width: 10%; text-align: right">n/a</td>
       <td style="width: 1%; text-align: left">&nbsp;</td>
      </tr>
      <tr style="vertical-align: bottom; background-color: White">
       <td style="text-align: left">Discount rate</td>
       <td>&nbsp;</td>
       <td style="text-align: left">&nbsp;</td>
       <td style="text-align: right">3.76</td>
       <td style="text-align: left">%</td>
       <td>&nbsp;</td>
       <td style="text-align: left">&nbsp;</td>
       <td style="text-align: right">4.60</td>
       <td style="text-align: left">%</td>
       <td>&nbsp;</td>
       <td style="text-align: left">&nbsp;</td>
       <td style="text-align: right">3.75</td>
       <td style="text-align: left">%</td>
      </tr>
      <tr style="vertical-align: bottom; background-color: rgb(204,238,255)">
       <td style="text-align: left">Rate of increase in health care costs</td>
       <td>&nbsp;</td>
       <td style="text-align: left">&nbsp;</td>
       <td style="text-align: right">&nbsp;</td>
       <td style="text-align: left">&nbsp;</td>
       <td>&nbsp;</td>
       <td style="text-align: left">&nbsp;</td>
       <td style="text-align: right">&nbsp;</td>
       <td style="text-align: left">&nbsp;</td>
       <td>&nbsp;</td>
       <td style="text-align: left">&nbsp;</td>
       <td style="text-align: right">&nbsp;</td>
       <td style="text-align: left">&nbsp;</td>
      </tr>
      <tr style="vertical-align: bottom; background-color: White">
       <td style="text-align: left; padding-left: 10pt">Initial</td>
       <td>&nbsp;</td>
       <td style="text-align: left">&nbsp;</td>
       <td style="text-align: right">8.00</td>
       <td style="text-align: left">%</td>
       <td>&nbsp;</td>
       <td style="text-align: left">&nbsp;</td>
       <td style="text-align: right">9.00</td>
       <td style="text-align: left">%</td>
       <td>&nbsp;</td>
       <td style="text-align: left">&nbsp;</td>
       <td style="text-align: right">10.00</td>
       <td style="text-align: left">%</td>
      </tr>
      <tr style="vertical-align: bottom; background-color: rgb(204,238,255)">
       <td style="text-align: left; padding-left: 10pt">Ultimate (year 2018)</td>
       <td>&nbsp;</td>
       <td style="text-align: left">&nbsp;</td>
       <td style="text-align: right">5.00</td>
       <td style="text-align: left">%</td>
       <td>&nbsp;</td>
       <td style="text-align: left">&nbsp;</td>
       <td style="text-align: right">5.00</td>
       <td style="text-align: left">%</td>
       <td>&nbsp;</td>
       <td style="text-align: left">&nbsp;</td>
       <td style="text-align: right">5.00</td>
       <td style="text-align: left">%</td>
      </tr>
      <tr style="vertical-align: bottom; background-color: White">
       <td style="text-align: left">Annual rate of salary increase for life insurance</td>
       <td>&nbsp;</td>
       <td style="text-align: left">&nbsp;</td>
       <td style="text-align: right">n/a</td>
       <td style="text-align: left">&nbsp;</td>
       <td>&nbsp;</td>
       <td style="text-align: left">&nbsp;</td>
       <td style="text-align: right">n/a</td>
       <td style="text-align: left">&nbsp;</td>
       <td>&nbsp;</td>
       <td style="text-align: left">&nbsp;</td>
       <td style="text-align: right">n/a</td>
       <td style="text-align: left">&nbsp;</td>
      </tr>

    </table><span></span>
</td>
</tr>
<tr class="re">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_ScheduleOfExpectedBenefitPaymentsTableTextBlock', window );">Schedule of Expected Benefit Payments [Table Text Block]</a></td>
<td class="text"><table cellpadding="0" cellspacing="0" style="border-collapse: collapse; width: 100%; font: 10pt Times New Roman, Times, Serif">

      <tr style="vertical-align: bottom">
       <td style="text-align: left">For the years ending December 31:</td>
       <td style="padding-bottom: 1pt">&nbsp;</td>
       <td colspan="3" style="text-align: center; border-bottom: Black 1pt solid">Future Benefit <br /> Payments</td>
      </tr>
      <tr style="vertical-align: bottom">
       <td style="text-align: left">&nbsp;</td>
       <td style="font-style: italic">&nbsp;</td>
       <td colspan="3" style="font-style: italic; text-align: center">(In thousands)</td>
      </tr>
      <tr style="vertical-align: bottom; background-color: rgb(204,238,255)">
       <td style="width: 85%; text-align: left">2016</td>
       <td style="width: 1%">&nbsp;</td>
       <td style="width: 1%; text-align: left">$</td>
       <td style="width: 12%; text-align: right">189</td>
       <td style="width: 1%; text-align: left">&nbsp;</td>
      </tr>
      <tr style="vertical-align: bottom; background-color: White">
       <td style="text-align: left">2017</td>
       <td>&nbsp;</td>
       <td style="text-align: left">&nbsp;</td>
       <td style="text-align: right">229</td>
       <td style="text-align: left">&nbsp;</td>
      </tr>
      <tr style="vertical-align: bottom; background-color: rgb(204,238,255)">
       <td style="text-align: left">2018</td>
       <td>&nbsp;</td>
       <td style="text-align: left">&nbsp;</td>
       <td style="text-align: right">255</td>
       <td style="text-align: left">&nbsp;</td>
      </tr>
      <tr style="vertical-align: bottom; background-color: White">
       <td style="text-align: left">2019</td>
       <td>&nbsp;</td>
       <td style="text-align: left">&nbsp;</td>
       <td style="text-align: right">280</td>
       <td style="text-align: left">&nbsp;</td>
      </tr>
      <tr style="vertical-align: bottom; background-color: rgb(204,238,255)">
       <td style="text-align: left">2020</td>
       <td>&nbsp;</td>
       <td style="text-align: left">&nbsp;</td>
       <td style="text-align: right">263</td>
       <td style="text-align: left">&nbsp;</td>
      </tr>
      <tr style="vertical-align: bottom; background-color: White">
       <td style="text-align: left">2021 &#x2013; 2025</td>
       <td>&nbsp;</td>
       <td style="text-align: left">&nbsp;</td>
       <td style="text-align: right">1,524</td>
       <td style="text-align: left">&nbsp;</td>
      </tr>

    </table><span></span>
</td>
</tr>
<tr class="rh">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_DefinedBenefitPlansDisclosuresDefinedBenefitPlansAxis=ffic_DirectorsPlanMember', window );">Directors' Plan [Member]</a></td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_ffic_Note12PensionandOtherPostretirementBenefitPlansTablesLineItems', window );"><strong>Note 12 - Pension and Other Postretirement Benefit Plans (Tables) [Line Items]</strong></a></td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_ScheduleOfNetFundedStatusTableTextBlock', window );">Schedule of Net Funded Status [Table Text Block]</a></td>
<td class="text"><table cellpadding="0" cellspacing="0" style="border-collapse: collapse; width: 100%; font: 10pt Times New Roman, Times, Serif">

      <tr style="vertical-align: bottom">
       <td style="text-align: center">&nbsp;</td>
       <td style="padding-bottom: 1pt">&nbsp;</td>
       <td colspan="3" style="text-align: center; border-bottom: Black 1pt solid">2015</td>
       <td style="padding-bottom: 1pt">&nbsp;</td>
       <td colspan="3" style="text-align: center; border-bottom: Black 1pt solid">2014</td>
      </tr>
      <tr style="vertical-align: bottom">
       <td style="text-align: left">&nbsp;</td>
       <td style="font-style: italic">&nbsp;</td>
       <td colspan="7" style="font-style: italic; text-align: center">(In thousands)</td>
      </tr>
      <tr style="vertical-align: bottom; background-color: rgb(204,238,255)">
       <td style="text-align: left">Change in benefit obligation:</td>
       <td>&nbsp;</td>
       <td style="text-align: left">&nbsp;</td>
       <td style="text-align: right">&nbsp;</td>
       <td style="text-align: left">&nbsp;</td>
       <td>&nbsp;</td>
       <td style="text-align: left">&nbsp;</td>
       <td style="text-align: right">&nbsp;</td>
       <td style="text-align: left">&nbsp;</td>
      </tr>
      <tr style="vertical-align: bottom; background-color: White">
       <td style="width: 70%; text-align: left; padding-left: 10pt">Projected benefit obligation at beginning of year</td>
       <td style="width: 1%">&nbsp;</td>
       <td style="width: 1%; text-align: left">$</td>
       <td style="width: 12%; text-align: right">2,663</td>
       <td style="width: 1%; text-align: left">&nbsp;</td>
       <td style="width: 1%">&nbsp;</td>
       <td style="width: 1%; text-align: left">$</td>
       <td style="width: 12%; text-align: right">2,666</td>
       <td style="width: 1%; text-align: left">&nbsp;</td>
      </tr>
      <tr style="vertical-align: bottom; background-color: rgb(204,238,255)">
       <td style="text-align: left; padding-left: 10pt">Service cost</td>
       <td>&nbsp;</td>
       <td style="text-align: left">&nbsp;</td>
       <td style="text-align: right">45</td>
       <td style="text-align: left">&nbsp;</td>
       <td>&nbsp;</td>
       <td style="text-align: left">&nbsp;</td>
       <td style="text-align: right">54</td>
       <td style="text-align: left">&nbsp;</td>
      </tr>
      <tr style="vertical-align: bottom; background-color: White">
       <td style="text-align: left; padding-left: 10pt">Interest cost</td>
       <td>&nbsp;</td>
       <td style="text-align: left">&nbsp;</td>
       <td style="text-align: right">95</td>
       <td style="text-align: left">&nbsp;</td>
       <td>&nbsp;</td>
       <td style="text-align: left">&nbsp;</td>
       <td style="text-align: right">116</td>
       <td style="text-align: left">&nbsp;</td>
      </tr>
      <tr style="vertical-align: bottom; background-color: rgb(204,238,255)">
       <td style="text-align: left; padding-left: 10pt">Actuarial gain</td>
       <td>&nbsp;</td>
       <td style="text-align: left">&nbsp;</td>
       <td style="text-align: right">(129</td>
       <td style="text-align: left">)</td>
       <td>&nbsp;</td>
       <td style="text-align: left">&nbsp;</td>
       <td style="text-align: right">(53</td>
       <td style="text-align: left">)</td>
      </tr>
      <tr style="vertical-align: bottom; background-color: White">
       <td style="text-align: left; padding-bottom: 1pt; padding-left: 10pt">Benefits paid</td>
       <td style="padding-bottom: 1pt">&nbsp;</td>
       <td style="border-bottom: Black 1pt solid; text-align: left">&nbsp;</td>
       <td style="border-bottom: Black 1pt solid; text-align: right">(144</td>
       <td style="border-bottom: Black 1pt solid; text-align: left">)</td>
       <td style="padding-bottom: 1pt">&nbsp;</td>
       <td style="border-bottom: Black 1pt solid; text-align: left">&nbsp;</td>
       <td style="border-bottom: Black 1pt solid; text-align: right">(120</td>
       <td style="border-bottom: Black 1pt solid; text-align: left">)</td>
      </tr>
      <tr style="vertical-align: bottom; background-color: rgb(204,238,255)">
       <td style="text-align: left; padding-bottom: 1pt; padding-left: 20pt">Projected benefit obligation at end of year</td>
       <td style="padding-bottom: 1pt">&nbsp;</td>
       <td style="border-bottom: Black 1pt solid; text-align: left">&nbsp;</td>
       <td style="border-bottom: Black 1pt solid; text-align: right">2,530</td>
       <td style="border-bottom: Black 1pt solid; text-align: left">&nbsp;</td>
       <td style="padding-bottom: 1pt">&nbsp;</td>
       <td style="border-bottom: Black 1pt solid; text-align: left">&nbsp;</td>
       <td style="border-bottom: Black 1pt solid; text-align: right">2,663</td>
       <td style="border-bottom: Black 1pt solid; text-align: left">&nbsp;</td>
      </tr>
      <tr style="vertical-align: bottom; background-color: White">
       <td style="text-align: left">&nbsp;</td>
       <td>&nbsp;</td>
       <td style="text-align: left">&nbsp;</td>
       <td style="text-align: right">&nbsp;</td>
       <td style="text-align: left">&nbsp;</td>
       <td>&nbsp;</td>
       <td style="text-align: left">&nbsp;</td>
       <td style="text-align: right">&nbsp;</td>
       <td style="text-align: left">&nbsp;</td>
      </tr>
      <tr style="vertical-align: bottom; background-color: rgb(204,238,255)">
       <td style="text-align: left">Change in plan assets:</td>
       <td>&nbsp;</td>
       <td style="text-align: left">&nbsp;</td>
       <td style="text-align: right">&nbsp;</td>
       <td style="text-align: left">&nbsp;</td>
       <td>&nbsp;</td>
       <td style="text-align: left">&nbsp;</td>
       <td style="text-align: right">&nbsp;</td>
       <td style="text-align: left">&nbsp;</td>
      </tr>
      <tr style="vertical-align: bottom; background-color: White">
       <td style="text-align: left; padding-left: 10pt">Market value of assets at beginning of year</td>
       <td>&nbsp;</td>
       <td style="text-align: left">&nbsp;</td>
       <td style="text-align: right">-</td>
       <td style="text-align: left">&nbsp;</td>
       <td>&nbsp;</td>
       <td style="text-align: left">&nbsp;</td>
       <td style="text-align: right">-</td>
       <td style="text-align: left">&nbsp;</td>
      </tr>
      <tr style="vertical-align: bottom; background-color: rgb(204,238,255)">
       <td style="text-align: left; padding-left: 10pt">Employer contributions</td>
       <td>&nbsp;</td>
       <td style="text-align: left">&nbsp;</td>
       <td style="text-align: right">144</td>
       <td style="text-align: left">&nbsp;</td>
       <td>&nbsp;</td>
       <td style="text-align: left">&nbsp;</td>
       <td style="text-align: right">120</td>
       <td style="text-align: left">&nbsp;</td>
      </tr>
      <tr style="vertical-align: bottom; background-color: White">
       <td style="text-align: left; padding-bottom: 1pt; padding-left: 10pt">Benefits paid</td>
       <td style="padding-bottom: 1pt">&nbsp;</td>
       <td style="border-bottom: Black 1pt solid; text-align: left">&nbsp;</td>
       <td style="border-bottom: Black 1pt solid; text-align: right">(144</td>
       <td style="border-bottom: Black 1pt solid; text-align: left">)</td>
       <td style="padding-bottom: 1pt">&nbsp;</td>
       <td style="border-bottom: Black 1pt solid; text-align: left">&nbsp;</td>
       <td style="border-bottom: Black 1pt solid; text-align: right">(120</td>
       <td style="border-bottom: Black 1pt solid; text-align: left">)</td>
      </tr>
      <tr style="vertical-align: bottom; background-color: rgb(204,238,255)">
       <td style="text-align: left; padding-bottom: 1pt; padding-left: 20pt">Market value of plan assets at end of year</td>
       <td style="padding-bottom: 1pt">&nbsp;</td>
       <td style="border-bottom: Black 1pt solid; text-align: left">&nbsp;</td>
       <td style="border-bottom: Black 1pt solid; text-align: right">-</td>
       <td style="border-bottom: Black 1pt solid; text-align: left">&nbsp;</td>
       <td style="padding-bottom: 1pt">&nbsp;</td>
       <td style="border-bottom: Black 1pt solid; text-align: left">&nbsp;</td>
       <td style="border-bottom: Black 1pt solid; text-align: right">-</td>
       <td style="border-bottom: Black 1pt solid; text-align: left">&nbsp;</td>
      </tr>
      <tr style="vertical-align: bottom; background-color: White">
       <td style="text-align: left">&nbsp;</td>
       <td>&nbsp;</td>
       <td style="text-align: left">&nbsp;</td>
       <td style="text-align: right">&nbsp;</td>
       <td style="text-align: left">&nbsp;</td>
       <td>&nbsp;</td>
       <td style="text-align: left">&nbsp;</td>
       <td style="text-align: right">&nbsp;</td>
       <td style="text-align: left">&nbsp;</td>
      </tr>
      <tr style="vertical-align: bottom; background-color: rgb(204,238,255)">
       <td style="text-align: left; padding-bottom: 2.25pt">Accrued pension cost included in other liabilities</td>
       <td style="padding-bottom: 2.25pt">&nbsp;</td>
       <td style="border-bottom: Black 2.25pt double; text-align: left">$</td>
       <td style="border-bottom: Black 2.25pt double; text-align: right">(2,530</td>
       <td style="border-bottom: Black 2.25pt double; text-align: left">)</td>
       <td style="padding-bottom: 2.25pt">&nbsp;</td>
       <td style="border-bottom: Black 2.25pt double; text-align: left">$</td>
       <td style="border-bottom: Black 2.25pt double; text-align: right">(2,663</td>
       <td style="border-bottom: Black 2.25pt double; text-align: left">)</td>
      </tr>

    </table><span></span>
</td>
</tr>
<tr class="re">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_ScheduleOfNetBenefitCostsTableTextBlock', window );">Schedule of Net Benefit Costs [Table Text Block]</a></td>
<td class="text"><table cellpadding="0" cellspacing="0" style="border-collapse: collapse; width: 100%; font: 10pt Times New Roman, Times, Serif">

      <tr style="vertical-align: bottom">
       <td style="text-align: center">&nbsp;</td>
       <td style="padding-bottom: 1pt">&nbsp;</td>
       <td colspan="3" style="text-align: center; border-bottom: Black 1pt solid">2015</td>
       <td style="padding-bottom: 1pt">&nbsp;</td>
       <td colspan="3" style="text-align: center; border-bottom: Black 1pt solid">2014</td>
       <td style="padding-bottom: 1pt">&nbsp;</td>
       <td colspan="3" style="text-align: center; border-bottom: Black 1pt solid">2013</td>
      </tr>
      <tr style="vertical-align: bottom">
       <td style="text-align: left">&nbsp;</td>
       <td style="font-style: italic">&nbsp;</td>
       <td colspan="11" style="font-style: italic; text-align: center">(In thousands)</td>
      </tr>
      <tr style="vertical-align: bottom; background-color: rgb(204,238,255)">
       <td style="width: 61%; text-align: left">Service cost</td>
       <td style="width: 1%">&nbsp;</td>
       <td style="width: 1%; text-align: left">$</td>
       <td style="width: 10%; text-align: right">45</td>
       <td style="width: 1%; text-align: left">&nbsp;</td>
       <td style="width: 1%">&nbsp;</td>
       <td style="width: 1%; text-align: left">$</td>
       <td style="width: 10%; text-align: right">54</td>
       <td style="width: 1%; text-align: left">&nbsp;</td>
       <td style="width: 1%">&nbsp;</td>
       <td style="width: 1%; text-align: left">$</td>
       <td style="width: 10%; text-align: right">82</td>
       <td style="width: 1%; text-align: left">&nbsp;</td>
      </tr>
      <tr style="vertical-align: bottom; background-color: White">
       <td style="text-align: left">Interest cost</td>
       <td>&nbsp;</td>
       <td style="text-align: left">&nbsp;</td>
       <td style="text-align: right">95</td>
       <td style="text-align: left">&nbsp;</td>
       <td>&nbsp;</td>
       <td style="text-align: left">&nbsp;</td>
       <td style="text-align: right">116</td>
       <td style="text-align: left">&nbsp;</td>
       <td>&nbsp;</td>
       <td style="text-align: left">&nbsp;</td>
       <td style="text-align: right">98</td>
       <td style="text-align: left">&nbsp;</td>
      </tr>
      <tr style="vertical-align: bottom; background-color: rgb(204,238,255)">
       <td style="text-align: left">Amortization of unrecognized gain</td>
       <td>&nbsp;</td>
       <td style="text-align: left">&nbsp;</td>
       <td style="text-align: right">(56</td>
       <td style="text-align: left">)</td>
       <td>&nbsp;</td>
       <td style="text-align: left">&nbsp;</td>
       <td style="text-align: right">(60</td>
       <td style="text-align: left">)</td>
       <td>&nbsp;</td>
       <td style="text-align: left">&nbsp;</td>
       <td style="text-align: right">(36</td>
       <td style="text-align: left">)</td>
      </tr>
      <tr style="vertical-align: bottom; background-color: White">
       <td style="text-align: left; padding-bottom: 1pt">Amortization of past service liability</td>
       <td style="padding-bottom: 1pt">&nbsp;</td>
       <td style="border-bottom: Black 1pt solid; text-align: left">&nbsp;</td>
       <td style="border-bottom: Black 1pt solid; text-align: right">40</td>
       <td style="border-bottom: Black 1pt solid; text-align: left">&nbsp;</td>
       <td style="padding-bottom: 1pt">&nbsp;</td>
       <td style="border-bottom: Black 1pt solid; text-align: left">&nbsp;</td>
       <td style="border-bottom: Black 1pt solid; text-align: right">40</td>
       <td style="border-bottom: Black 1pt solid; text-align: left">&nbsp;</td>
       <td style="padding-bottom: 1pt">&nbsp;</td>
       <td style="border-bottom: Black 1pt solid; text-align: left">&nbsp;</td>
       <td style="border-bottom: Black 1pt solid; text-align: right">40</td>
       <td style="border-bottom: Black 1pt solid; text-align: left">&nbsp;</td>
      </tr>
      <tr style="vertical-align: bottom; background-color: rgb(204,238,255)">
       <td style="text-align: left; padding-bottom: 1pt; padding-left: 10pt">Net pension expense</td>
       <td style="padding-bottom: 1pt">&nbsp;</td>
       <td style="border-bottom: Black 1pt solid; text-align: left">&nbsp;</td>
       <td style="border-bottom: Black 1pt solid; text-align: right">124</td>
       <td style="border-bottom: Black 1pt solid; text-align: left">&nbsp;</td>
       <td style="padding-bottom: 1pt">&nbsp;</td>
       <td style="border-bottom: Black 1pt solid; text-align: left">&nbsp;</td>
       <td style="border-bottom: Black 1pt solid; text-align: right">150</td>
       <td style="border-bottom: Black 1pt solid; text-align: left">&nbsp;</td>
       <td style="padding-bottom: 1pt">&nbsp;</td>
       <td style="border-bottom: Black 1pt solid; text-align: left">&nbsp;</td>
       <td style="border-bottom: Black 1pt solid; text-align: right">184</td>
       <td style="border-bottom: Black 1pt solid; text-align: left">&nbsp;</td>
      </tr>
      <tr style="vertical-align: bottom; background-color: White">
       <td style="text-align: left">&nbsp;</td>
       <td>&nbsp;</td>
       <td style="text-align: left">&nbsp;</td>
       <td style="text-align: right">&nbsp;</td>
       <td style="text-align: left">&nbsp;</td>
       <td>&nbsp;</td>
       <td style="text-align: left">&nbsp;</td>
       <td style="text-align: right">&nbsp;</td>
       <td style="text-align: left">&nbsp;</td>
       <td>&nbsp;</td>
       <td style="text-align: left">&nbsp;</td>
       <td style="text-align: right">&nbsp;</td>
       <td style="text-align: left">&nbsp;</td>
      </tr>
      <tr style="vertical-align: bottom; background-color: rgb(204,238,255)">
       <td style="text-align: left">Current actuarial gain</td>
       <td>&nbsp;</td>
       <td style="text-align: left">&nbsp;</td>
       <td style="text-align: right">(130</td>
       <td style="text-align: left">)</td>
       <td>&nbsp;</td>
       <td style="text-align: left">&nbsp;</td>
       <td style="text-align: right">(52</td>
       <td style="text-align: left">)</td>
       <td>&nbsp;</td>
       <td style="text-align: left">&nbsp;</td>
       <td style="text-align: right">(122</td>
       <td style="text-align: left">)</td>
      </tr>
      <tr style="vertical-align: bottom; background-color: White">
       <td style="text-align: left">Amortization of actuarial gain</td>
       <td>&nbsp;</td>
       <td style="text-align: left">&nbsp;</td>
       <td style="text-align: right">56</td>
       <td style="text-align: left">&nbsp;</td>
       <td>&nbsp;</td>
       <td style="text-align: left">&nbsp;</td>
       <td style="text-align: right">60</td>
       <td style="text-align: left">&nbsp;</td>
       <td>&nbsp;</td>
       <td style="text-align: left">&nbsp;</td>
       <td style="text-align: right">36</td>
       <td style="text-align: left">&nbsp;</td>
      </tr>
      <tr style="vertical-align: bottom; background-color: rgb(204,238,255)">
       <td style="text-align: left; padding-bottom: 1pt">Amortization of prior service cost</td>
       <td style="padding-bottom: 1pt">&nbsp;</td>
       <td style="border-bottom: Black 1pt solid; text-align: left">&nbsp;</td>
       <td style="border-bottom: Black 1pt solid; text-align: right">(40</td>
       <td style="border-bottom: Black 1pt solid; text-align: left">)</td>
       <td style="padding-bottom: 1pt">&nbsp;</td>
       <td style="border-bottom: Black 1pt solid; text-align: left">&nbsp;</td>
       <td style="border-bottom: Black 1pt solid; text-align: right">(40</td>
       <td style="border-bottom: Black 1pt solid; text-align: left">)</td>
       <td style="padding-bottom: 1pt">&nbsp;</td>
       <td style="border-bottom: Black 1pt solid; text-align: left">&nbsp;</td>
       <td style="border-bottom: Black 1pt solid; text-align: right">(40</td>
       <td style="border-bottom: Black 1pt solid; text-align: left">)</td>
      </tr>
      <tr style="vertical-align: bottom; background-color: White">
       <td style="text-align: left; padding-bottom: 1pt; padding-left: 10pt">Total recognized in other comprehensive income</td>
       <td style="padding-bottom: 1pt">&nbsp;</td>
       <td style="border-bottom: Black 1pt solid; text-align: left">&nbsp;</td>
       <td style="border-bottom: Black 1pt solid; text-align: right">(114</td>
       <td style="border-bottom: Black 1pt solid; text-align: left">)</td>
       <td style="padding-bottom: 1pt">&nbsp;</td>
       <td style="border-bottom: Black 1pt solid; text-align: left">&nbsp;</td>
       <td style="border-bottom: Black 1pt solid; text-align: right">(32</td>
       <td style="border-bottom: Black 1pt solid; text-align: left">)</td>
       <td style="padding-bottom: 1pt">&nbsp;</td>
       <td style="border-bottom: Black 1pt solid; text-align: left">&nbsp;</td>
       <td style="border-bottom: Black 1pt solid; text-align: right">(126</td>
       <td style="border-bottom: Black 1pt solid; text-align: left">)</td>
      </tr>
      <tr style="vertical-align: bottom; background-color: rgb(204,238,255)">
       <td style="text-align: left; padding-bottom: 2.25pt; padding-left: 0pt">Total recognized in net pension expense and other comprehensive income</td>
       <td style="padding-bottom: 2.25pt">&nbsp;</td>
       <td style="border-bottom: Black 2.25pt double; text-align: left">$</td>
       <td style="border-bottom: Black 2.25pt double; text-align: right">10</td>
       <td style="border-bottom: Black 2.25pt double; text-align: left">&nbsp;</td>
       <td style="padding-bottom: 2.25pt">&nbsp;</td>
       <td style="border-bottom: Black 2.25pt double; text-align: left">$</td>
       <td style="border-bottom: Black 2.25pt double; text-align: right">118</td>
       <td style="border-bottom: Black 2.25pt double; text-align: left">&nbsp;</td>
       <td style="padding-bottom: 2.25pt">&nbsp;</td>
       <td style="border-bottom: Black 2.25pt double; text-align: left">$</td>
       <td style="border-bottom: Black 2.25pt double; text-align: right">58</td>
       <td style="border-bottom: Black 2.25pt double; text-align: left">&nbsp;</td>
      </tr>

    </table><span></span>
</td>
</tr>
<tr class="ro">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_ScheduleOfExpectedBenefitPaymentsTableTextBlock', window );">Schedule of Expected Benefit Payments [Table Text Block]</a></td>
<td class="text"><table cellpadding="0" cellspacing="0" style="border-collapse: collapse; width: 100%; font: 10pt Times New Roman, Times, Serif">

      <tr style="vertical-align: bottom">
       <td style="text-align: left">For the years ending December 31:</td>
       <td style="padding-bottom: 1pt">&nbsp;</td>
       <td colspan="3" style="text-align: center; border-bottom: Black 1pt solid">Future Benefit <br /> Payments</td>
      </tr>
      <tr style="vertical-align: bottom">
       <td style="text-align: left">&nbsp;</td>
       <td style="font-style: italic">&nbsp;</td>
       <td colspan="3" style="font-style: italic; text-align: center">(In thousands)</td>
      </tr>
      <tr style="vertical-align: bottom; background-color: rgb(204,238,255)">
       <td style="width: 85%; text-align: left">2016</td>
       <td style="width: 1%">&nbsp;</td>
       <td style="width: 1%; text-align: left">$</td>
       <td style="width: 12%; text-align: right">288</td>
       <td style="width: 1%; text-align: left">&nbsp;</td>
      </tr>
      <tr style="vertical-align: bottom; background-color: White">
       <td style="text-align: left">2017</td>
       <td>&nbsp;</td>
       <td style="text-align: left">&nbsp;</td>
       <td style="text-align: right">288</td>
       <td style="text-align: left">&nbsp;</td>
      </tr>
      <tr style="vertical-align: bottom; background-color: rgb(204,238,255)">
       <td style="text-align: left">2018</td>
       <td>&nbsp;</td>
       <td style="text-align: left">&nbsp;</td>
       <td style="text-align: right">272</td>
       <td style="text-align: left">&nbsp;</td>
      </tr>
      <tr style="vertical-align: bottom; background-color: White">
       <td style="text-align: left">2019</td>
       <td>&nbsp;</td>
       <td style="text-align: left">&nbsp;</td>
       <td style="text-align: right">288</td>
       <td style="text-align: left">&nbsp;</td>
      </tr>
      <tr style="vertical-align: bottom; background-color: rgb(204,238,255)">
       <td style="text-align: left">2020</td>
       <td>&nbsp;</td>
       <td style="text-align: left">&nbsp;</td>
       <td style="text-align: right">288</td>
       <td style="text-align: left">&nbsp;</td>
      </tr>
      <tr style="vertical-align: bottom; background-color: White">
       <td style="text-align: left">2021 &#x2013; 2025</td>
       <td>&nbsp;</td>
       <td style="text-align: left">&nbsp;</td>
       <td style="text-align: right">1,244</td>
       <td style="text-align: left">&nbsp;</td>
      </tr>

    </table><span></span>
</td>
</tr>
<tr class="rh">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_DefinedBenefitPlansDisclosuresDefinedBenefitPlansAxis=ffic_AssumptionsUsedToDetermineBenefitObligationsAndPeriodicPensionExpenseForTheDirectorsPlanMember', window );">Assumptions Used to Determine Benefit Obligations and Periodic Pension Expense for the Directors' Plan [Member]</a></td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_ffic_Note12PensionandOtherPostretirementBenefitPlansTablesLineItems', window );"><strong>Note 12 - Pension and Other Postretirement Benefit Plans (Tables) [Line Items]</strong></a></td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_ScheduleOfAssumptionsUsedTableTextBlock', window );">Schedule of Assumptions Used [Table Text Block]</a></td>
<td class="text"><table cellpadding="0" cellspacing="0" style="border-collapse: collapse; width: 100%; font: 10pt Times New Roman, Times, Serif">

      <tr style="vertical-align: bottom">
       <td style="text-align: center">&nbsp;</td>
       <td style="padding-bottom: 1pt">&nbsp;</td>
       <td colspan="3" style="text-align: center; border-bottom: Black 1pt solid">2015</td>
       <td style="padding-bottom: 1pt">&nbsp;</td>
       <td colspan="3" style="text-align: center; border-bottom: Black 1pt solid">2014</td>
       <td style="padding-bottom: 1pt">&nbsp;</td>
       <td colspan="3" style="text-align: center; border-bottom: Black 1pt solid">2013</td>
      </tr>
      <tr style="vertical-align: bottom; background-color: rgb(204,238,255)">
       <td style="width: 61%; text-align: left">Weighted average discount rate for the benefit obligation</td>
       <td style="width: 1%">&nbsp;</td>
       <td style="width: 1%; text-align: left">&nbsp;</td>
       <td style="width: 10%; text-align: right">4.06</td>
       <td style="width: 1%; text-align: left">%</td>
       <td style="width: 1%">&nbsp;</td>
       <td style="width: 1%; text-align: left">&nbsp;</td>
       <td style="width: 10%; text-align: right">3.76</td>
       <td style="width: 1%; text-align: left">%</td>
       <td style="width: 1%">&nbsp;</td>
       <td style="width: 1%; text-align: left">&nbsp;</td>
       <td style="width: 10%; text-align: right">4.60</td>
       <td style="width: 1%; text-align: left">%</td>
      </tr>
      <tr style="vertical-align: bottom; background-color: White">
       <td style="text-align: left">Weighted average discount rate for periodic pension benefit expense</td>
       <td>&nbsp;</td>
       <td style="text-align: left">&nbsp;</td>
       <td style="text-align: right">3.76</td>
       <td style="text-align: left">%</td>
       <td>&nbsp;</td>
       <td style="text-align: left">&nbsp;</td>
       <td style="text-align: right">4.60</td>
       <td style="text-align: left">%</td>
       <td>&nbsp;</td>
       <td style="text-align: left">&nbsp;</td>
       <td style="text-align: right">3.75</td>
       <td style="text-align: left">%</td>
      </tr>
      <tr style="vertical-align: bottom; background-color: rgb(204,238,255)">
       <td style="text-align: left">Rate of increase in future compensation levels</td>
       <td>&nbsp;</td>
       <td style="text-align: left">&nbsp;</td>
       <td style="text-align: right">n/a</td>
       <td style="text-align: left">&nbsp;</td>
       <td>&nbsp;</td>
       <td style="text-align: left">&nbsp;</td>
       <td style="text-align: right">n/a</td>
       <td style="text-align: left">&nbsp;</td>
       <td>&nbsp;</td>
       <td style="text-align: left">&nbsp;</td>
       <td style="text-align: right">n/a</td>
       <td style="text-align: left">&nbsp;</td>
      </tr>

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<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>Tabular disclosure of the Employee Benefit Trust (EBT) shares.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>No definition available.</p></div>
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<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>Tabular disclosure of the major categories of plan assets of pension plans and/or other employee benefit plans.  This information may include, but is not limited to, the target allocation of plan assets, the fair value of each major category of plan assets, and the level within the fair value hierarchy in which the fair value measurements fall.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 715<br> -SubTopic 20<br> -Section 50<br> -Paragraph 1<br> -Subparagraph (d)(5)<br> -URI http://asc.fasb.org/extlink&amp;oid=58740216&amp;loc=d3e1928-114920<br></p></div>
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<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
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<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>Tabular disclosure of the amounts related to pension plans and/or other employee benefit plans in accumulated other comprehensive income (loss) expected to be recognized as components of net periodic benefit cost over the next fiscal year, including the net gain (loss), net prior service cost or credit, and net transition asset or obligation.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 715<br> -SubTopic 20<br> -Section 50<br> -Paragraph 1<br> -Subparagraph (s)<br> -URI http://asc.fasb.org/extlink&amp;oid=58740216&amp;loc=d3e1928-114920<br></p></div>
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<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>Tabular disclosure of the net gain (loss) and net prior service cost or credit recognized in other comprehensive income (loss) for the period for pension plans and/or other employee benefit plans, and reclassification adjustments of other comprehensive income (loss) for the period, as those amounts, including amortization of the net transition asset or obligation, are recognized as components of net periodic benefit cost.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 715<br> -SubTopic 20<br> -Section 50<br> -Paragraph 1<br> -Subparagraph (i)<br> -URI http://asc.fasb.org/extlink&amp;oid=58740216&amp;loc=d3e1928-114920<br></p></div>
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<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
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<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>Tabular disclosure of the assumptions used to determine for pension plans and/or other employee benefit plans the benefit obligation and net benefit cost, including assumed discount rates, rate increase in compensation increase, and expected long-term rates of return on plan assets.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 715<br> -SubTopic 20<br> -Section 50<br> -Paragraph 1<br> -Subparagraph (k)<br> -URI http://asc.fasb.org/extlink&amp;oid=58740216&amp;loc=d3e1928-114920<br></p></div>
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<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>Tabular disclosure of the reconciliation of beginning and ending balances of the fair value of plan assets of pension plans and/or other employee benefit plans showing separately, if applicable, the effects during the period attributable to each of the following: actual return on plan assets, foreign currency exchange rate changes, contributions by the employer, contributions by plan participants, benefits paid, business combinations, divestitures, and settlements.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 715<br> -SubTopic 20<br> -Section 50<br> -Paragraph 1<br> -Subparagraph (b)<br> -URI http://asc.fasb.org/extlink&amp;oid=58740216&amp;loc=d3e1928-114920<br></p></div>
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<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>Tabular disclosure of the effect of a one-percentage-point increase and the effect of a one-percentage-point decrease in the assumed health care cost trend rates on the aggregate of the service and interest cost components of net periodic postretirement health care benefit costs and the accumulated postretirement benefit obligation for health care benefits.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 715<br> -SubTopic 20<br> -Section 50<br> -Paragraph 1<br> -Subparagraph (m)<br> -URI http://asc.fasb.org/extlink&amp;oid=58740216&amp;loc=d3e1928-114920<br></p></div>
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<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>Tabular disclosure of benefits expected to be paid by pension plans and/or other employee benefit plans in each of the next five fiscal years and in the aggregate for the five fiscal years thereafter.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 715<br> -SubTopic 20<br> -Section 50<br> -Paragraph 1<br> -Subparagraph (f)<br> -URI http://asc.fasb.org/extlink&amp;oid=58740216&amp;loc=d3e1928-114920<br></p></div>
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<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>Tabular disclosure of the components of net benefit costs for pension plans and/or other employee benefit plans including service cost, interest cost, expected return on plan assets, gain (loss), prior service cost or credit, transition asset or obligation, and gain (loss) recognized due to settlements or curtailments.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 715<br> -SubTopic 20<br> -Section 50<br> -Paragraph 1<br> -Subparagraph (h)<br> -URI http://asc.fasb.org/extlink&amp;oid=58740216&amp;loc=d3e1928-114920<br></p></div>
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<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>Tabular disclosure of net funded status of pension plans and/or other employee benefit plans.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 715<br> -SubTopic 20<br> -Section 50<br> -Paragraph 1<br> -Subparagraph (c)<br> -URI http://asc.fasb.org/extlink&amp;oid=58740216&amp;loc=d3e1928-114920<br></p></div>
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<DESCRIPTION>IDEA: XBRL DOCUMENT
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<span style="display: none;">v3.3.1.900</span><table class="report" border="0" cellspacing="2" id="idp6836644320">
<tr>
<th class="tl" colspan="1" rowspan="2"><div style="width: 200px;"><strong>Note 13 - Stockholders' Equity (Tables)<br></strong></div></th>
<th class="th" colspan="1">12 Months Ended</th>
</tr>
<tr><th class="th"><div>Dec. 31, 2015</div></th></tr>
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<td class="text">&#160;<span></span>
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<tr class="ro">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_ScheduleOfAccumulatedOtherComprehensiveIncomeLossTableTextBlock', window );">Schedule of Accumulated Other Comprehensive Income (Loss) [Table Text Block]</a></td>
<td class="text"><table cellpadding="0" cellspacing="0" style="border-collapse: collapse; width: 100%; font: 10pt Times New Roman, Times, Serif">

      <tr style="vertical-align: bottom">
       <td colspan="1" style="text-align: left; padding-left: 30pt"><u>December 31, 2015</u></td>
       <td style="padding-bottom: 1pt">&nbsp;</td>
       <td colspan="3" style="text-align: center; border-bottom: Black 1pt solid">Unrealized Gains <br /> and (Losses) on <br /> Available for Sale <br /> Securities</td>
       <td style="padding-bottom: 1pt">&nbsp;</td>
       <td colspan="3" style="text-align: center; border-bottom: Black 1pt solid">Defined Benefit <br /> Pension Items</td>
       <td style="padding-bottom: 1pt">&nbsp;</td>
       <td colspan="3" style="text-align: center; border-bottom: Black 1pt solid">Total</td>
      </tr>
      <tr style="vertical-align: bottom">
       <td>&nbsp;</td>
       <td style="font-style: italic">&nbsp;</td>
       <td colspan="11" style="font-style: italic; text-align: center">(In thousands)</td>
      </tr>
      <tr style="vertical-align: bottom; background-color: rgb(204,238,255)">
       <td style="width: 61%; text-align: left; padding-bottom: 1pt">Beginning balance, net of tax</td>
       <td style="width: 1%; padding-bottom: 1pt">&nbsp;</td>
       <td style="width: 1%; border-bottom: Black 1pt solid; text-align: left">$</td>
       <td style="width: 10%; border-bottom: Black 1pt solid; text-align: right">3,392</td>
       <td style="width: 1%; border-bottom: Black 1pt solid; text-align: left">&nbsp;</td>
       <td style="width: 1%; padding-bottom: 1pt">&nbsp;</td>
       <td style="width: 1%; border-bottom: Black 1pt solid; text-align: left">$</td>
       <td style="width: 10%; border-bottom: Black 1pt solid; text-align: right">(6,299</td>
       <td style="width: 1%; border-bottom: Black 1pt solid; text-align: left">)</td>
       <td style="width: 1%; padding-bottom: 1pt">&nbsp;</td>
       <td style="width: 1%; border-bottom: Black 1pt solid; text-align: left">$</td>
       <td style="width: 10%; border-bottom: Black 1pt solid; text-align: right">(2,907</td>
       <td style="width: 1%; border-bottom: Black 1pt solid; text-align: left">)</td>
      </tr>
      <tr style="vertical-align: bottom; background-color: White">
       <td style="text-align: left; padding-left: 10pt">Other comprehensive income (loss) before reclassifications, net of tax</td>
       <td>&nbsp;</td>
       <td style="text-align: left">&nbsp;</td>
       <td style="text-align: right">(3,818</td>
       <td style="text-align: left">)</td>
       <td>&nbsp;</td>
       <td style="text-align: left">&nbsp;</td>
       <td style="text-align: right">615</td>
       <td style="text-align: left">&nbsp;</td>
       <td>&nbsp;</td>
       <td style="text-align: left">&nbsp;</td>
       <td style="text-align: right">(3,203</td>
       <td style="text-align: left">)</td>
      </tr>
      <tr style="vertical-align: bottom; background-color: rgb(204,238,255)">
       <td>&nbsp;</td>
       <td>&nbsp;</td>
       <td style="text-align: left">&nbsp;</td>
       <td style="text-align: right">&nbsp;</td>
       <td style="text-align: left">&nbsp;</td>
       <td>&nbsp;</td>
       <td style="text-align: left">&nbsp;</td>
       <td style="text-align: right">&nbsp;</td>
       <td style="text-align: left">&nbsp;</td>
       <td>&nbsp;</td>
       <td style="text-align: left">&nbsp;</td>
       <td style="text-align: right">&nbsp;</td>
       <td style="text-align: left">&nbsp;</td>
      </tr>
      <tr style="vertical-align: bottom; background-color: White">
       <td style="text-align: left; padding-bottom: 1pt; padding-left: 10pt">Amounts reclassified from accumulated other comprehensive income (loss), net of tax</td>
       <td style="padding-bottom: 1pt">&nbsp;</td>
       <td style="border-bottom: Black 1pt solid; text-align: left">&nbsp;</td>
       <td style="border-bottom: Black 1pt solid; text-align: right">(95</td>
       <td style="border-bottom: Black 1pt solid; text-align: left">)</td>
       <td style="padding-bottom: 1pt">&nbsp;</td>
       <td style="border-bottom: Black 1pt solid; text-align: left">&nbsp;</td>
       <td style="border-bottom: Black 1pt solid; text-align: right">643</td>
       <td style="border-bottom: Black 1pt solid; text-align: left">&nbsp;</td>
       <td style="padding-bottom: 1pt">&nbsp;</td>
       <td style="border-bottom: Black 1pt solid; text-align: left">&nbsp;</td>
       <td style="border-bottom: Black 1pt solid; text-align: right">548</td>
       <td style="border-bottom: Black 1pt solid; text-align: left">&nbsp;</td>
      </tr>
      <tr style="vertical-align: bottom; background-color: rgb(204,238,255)">
       <td>&nbsp;</td>
       <td>&nbsp;</td>
       <td style="text-align: left">&nbsp;</td>
       <td style="text-align: right">&nbsp;</td>
       <td style="text-align: left">&nbsp;</td>
       <td>&nbsp;</td>
       <td style="text-align: left">&nbsp;</td>
       <td style="text-align: right">&nbsp;</td>
       <td style="text-align: left">&nbsp;</td>
       <td>&nbsp;</td>
       <td style="text-align: left">&nbsp;</td>
       <td style="text-align: right">&nbsp;</td>
       <td style="text-align: left">&nbsp;</td>
      </tr>
      <tr style="vertical-align: bottom; background-color: White">
       <td style="text-align: left">Net current period other comprehensive income (loss), net of tax</td>
       <td>&nbsp;</td>
       <td style="text-align: left">&nbsp;</td>
       <td style="text-align: right">(3,913</td>
       <td style="text-align: left">)</td>
       <td>&nbsp;</td>
       <td style="text-align: left">&nbsp;</td>
       <td style="text-align: right">1,258</td>
       <td style="text-align: left">&nbsp;</td>
       <td>&nbsp;</td>
       <td style="text-align: left">&nbsp;</td>
       <td style="text-align: right">(2,655</td>
       <td style="text-align: left">)</td>
      </tr>
      <tr style="vertical-align: bottom; background-color: rgb(204,238,255)">
       <td style="padding-bottom: 1pt">&nbsp;</td>
       <td style="padding-bottom: 1pt">&nbsp;</td>
       <td style="border-bottom: Black 1pt solid; text-align: left">&nbsp;</td>
       <td style="border-bottom: Black 1pt solid; text-align: right">&nbsp;</td>
       <td style="border-bottom: Black 1pt solid; text-align: left">&nbsp;</td>
       <td style="padding-bottom: 1pt">&nbsp;</td>
       <td style="border-bottom: Black 1pt solid; text-align: left">&nbsp;</td>
       <td style="border-bottom: Black 1pt solid; text-align: right">&nbsp;</td>
       <td style="border-bottom: Black 1pt solid; text-align: left">&nbsp;</td>
       <td style="padding-bottom: 1pt">&nbsp;</td>
       <td style="border-bottom: Black 1pt solid; text-align: left">&nbsp;</td>
       <td style="border-bottom: Black 1pt solid; text-align: right">&nbsp;</td>
       <td style="border-bottom: Black 1pt solid; text-align: left">&nbsp;</td>
      </tr>
      <tr style="vertical-align: bottom; background-color: White">
       <td style="padding-bottom: 2.25pt">Ending balance, net of tax</td>
       <td style="padding-bottom: 2.25pt">&nbsp;</td>
       <td style="border-bottom: Black 2.25pt double; text-align: left">$</td>
       <td style="border-bottom: Black 2.25pt double; text-align: right">(521</td>
       <td style="border-bottom: Black 2.25pt double; text-align: left">)</td>
       <td style="padding-bottom: 2.25pt">&nbsp;</td>
       <td style="border-bottom: Black 2.25pt double; text-align: left">$</td>
       <td style="border-bottom: Black 2.25pt double; text-align: right">(5,041</td>
       <td style="border-bottom: Black 2.25pt double; text-align: left">)</td>
       <td style="padding-bottom: 2.25pt">&nbsp;</td>
       <td style="border-bottom: Black 2.25pt double; text-align: left">$</td>
       <td style="border-bottom: Black 2.25pt double; text-align: right">(5,562</td>
       <td style="border-bottom: Black 2.25pt double; text-align: left">)</td>
      </tr>

    </table><table cellpadding="0" cellspacing="0" style="border-collapse: collapse; width: 100%; font: 10pt Times New Roman, Times, Serif">

      <tr style="vertical-align: bottom">
       <td colspan="1" style="text-align: left; padding-left: 30pt"><u>December 31, 2014</u></td>
       <td style="padding-bottom: 1pt">&nbsp;</td>
       <td colspan="3" style="text-align: center; border-bottom: Black 1pt solid">Unrealized Gains <br /> and (Losses) on <br /> Available for Sale <br /> Securities</td>
       <td style="padding-bottom: 1pt">&nbsp;</td>
       <td colspan="3" style="text-align: center; border-bottom: Black 1pt solid">Defined Benefit <br /> Pension Items</td>
       <td style="padding-bottom: 1pt">&nbsp;</td>
       <td colspan="3" style="text-align: center; border-bottom: Black 1pt solid">Total</td>
      </tr>
      <tr style="vertical-align: bottom">
       <td>&nbsp;</td>
       <td style="font-style: italic">&nbsp;</td>
       <td colspan="11" style="font-style: italic; text-align: center">(In thousands)</td>
      </tr>
      <tr style="vertical-align: bottom; background-color: rgb(204,238,255)">
       <td style="width: 61%; text-align: left; padding-bottom: 1pt">Beginning balance, net of tax</td>
       <td style="width: 1%; padding-bottom: 1pt">&nbsp;</td>
       <td style="width: 1%; border-bottom: Black 1pt solid; text-align: left">$</td>
       <td style="width: 10%; border-bottom: Black 1pt solid; text-align: right">(8,522</td>
       <td style="width: 1%; border-bottom: Black 1pt solid; text-align: left">)</td>
       <td style="width: 1%; padding-bottom: 1pt">&nbsp;</td>
       <td style="width: 1%; border-bottom: Black 1pt solid; text-align: left">$</td>
       <td style="width: 10%; border-bottom: Black 1pt solid; text-align: right">(2,853</td>
       <td style="width: 1%; border-bottom: Black 1pt solid; text-align: left">)</td>
       <td style="width: 1%; padding-bottom: 1pt">&nbsp;</td>
       <td style="width: 1%; border-bottom: Black 1pt solid; text-align: left">$</td>
       <td style="width: 10%; border-bottom: Black 1pt solid; text-align: right">(11,375</td>
       <td style="width: 1%; border-bottom: Black 1pt solid; text-align: left">)</td>
      </tr>
      <tr style="vertical-align: bottom; background-color: White">
       <td style="text-align: left; padding-left: 10pt">Other comprehensive income (loss) before reclassifications, net of tax</td>
       <td>&nbsp;</td>
       <td style="text-align: left">&nbsp;</td>
       <td style="text-align: right">13,548</td>
       <td style="text-align: left">&nbsp;</td>
       <td>&nbsp;</td>
       <td style="text-align: left">&nbsp;</td>
       <td style="text-align: right">(3,790</td>
       <td style="text-align: left">)</td>
       <td>&nbsp;</td>
       <td style="text-align: left">&nbsp;</td>
       <td style="text-align: right">9,758</td>
       <td style="text-align: left">&nbsp;</td>
      </tr>
      <tr style="vertical-align: bottom; background-color: rgb(204,238,255)">
       <td>&nbsp;</td>
       <td>&nbsp;</td>
       <td style="text-align: left">&nbsp;</td>
       <td style="text-align: right">&nbsp;</td>
       <td style="text-align: left">&nbsp;</td>
       <td>&nbsp;</td>
       <td style="text-align: left">&nbsp;</td>
       <td style="text-align: right">&nbsp;</td>
       <td style="text-align: left">&nbsp;</td>
       <td>&nbsp;</td>
       <td style="text-align: left">&nbsp;</td>
       <td style="text-align: right">&nbsp;</td>
       <td style="text-align: left">&nbsp;</td>
      </tr>
      <tr style="vertical-align: bottom; background-color: White">
       <td style="text-align: left; padding-bottom: 1pt; padding-left: 10pt">Amounts reclassified from accumulated other comprehensive income (loss), net of tax</td>
       <td style="padding-bottom: 1pt">&nbsp;</td>
       <td style="border-bottom: Black 1pt solid; text-align: left">&nbsp;</td>
       <td style="border-bottom: Black 1pt solid; text-align: right">(1,634</td>
       <td style="border-bottom: Black 1pt solid; text-align: left">)</td>
       <td style="padding-bottom: 1pt">&nbsp;</td>
       <td style="border-bottom: Black 1pt solid; text-align: left">&nbsp;</td>
       <td style="border-bottom: Black 1pt solid; text-align: right">344</td>
       <td style="border-bottom: Black 1pt solid; text-align: left">&nbsp;</td>
       <td style="padding-bottom: 1pt">&nbsp;</td>
       <td style="border-bottom: Black 1pt solid; text-align: left">&nbsp;</td>
       <td style="border-bottom: Black 1pt solid; text-align: right">(1,290</td>
       <td style="border-bottom: Black 1pt solid; text-align: left">)</td>
      </tr>
      <tr style="vertical-align: bottom; background-color: rgb(204,238,255)">
       <td>&nbsp;</td>
       <td>&nbsp;</td>
       <td style="text-align: left">&nbsp;</td>
       <td style="text-align: right">&nbsp;</td>
       <td style="text-align: left">&nbsp;</td>
       <td>&nbsp;</td>
       <td style="text-align: left">&nbsp;</td>
       <td style="text-align: right">&nbsp;</td>
       <td style="text-align: left">&nbsp;</td>
       <td>&nbsp;</td>
       <td style="text-align: left">&nbsp;</td>
       <td style="text-align: right">&nbsp;</td>
       <td style="text-align: left">&nbsp;</td>
      </tr>
      <tr style="vertical-align: bottom; background-color: White">
       <td style="text-align: left">Net current period other comprehensive income (loss), net of tax</td>
       <td>&nbsp;</td>
       <td style="text-align: left">&nbsp;</td>
       <td style="text-align: right">11,914</td>
       <td style="text-align: left">&nbsp;</td>
       <td>&nbsp;</td>
       <td style="text-align: left">&nbsp;</td>
       <td style="text-align: right">(3,446</td>
       <td style="text-align: left">)</td>
       <td>&nbsp;</td>
       <td style="text-align: left">&nbsp;</td>
       <td style="text-align: right">8,468</td>
       <td style="text-align: left">&nbsp;</td>
      </tr>
      <tr style="vertical-align: bottom; background-color: rgb(204,238,255)">
       <td style="padding-bottom: 1pt">&nbsp;</td>
       <td style="padding-bottom: 1pt">&nbsp;</td>
       <td style="border-bottom: Black 1pt solid; text-align: left">&nbsp;</td>
       <td style="border-bottom: Black 1pt solid; text-align: right">&nbsp;</td>
       <td style="border-bottom: Black 1pt solid; text-align: left">&nbsp;</td>
       <td style="padding-bottom: 1pt">&nbsp;</td>
       <td style="border-bottom: Black 1pt solid; text-align: left">&nbsp;</td>
       <td style="border-bottom: Black 1pt solid; text-align: right">&nbsp;</td>
       <td style="border-bottom: Black 1pt solid; text-align: left">&nbsp;</td>
       <td style="padding-bottom: 1pt">&nbsp;</td>
       <td style="border-bottom: Black 1pt solid; text-align: left">&nbsp;</td>
       <td style="border-bottom: Black 1pt solid; text-align: right">&nbsp;</td>
       <td style="border-bottom: Black 1pt solid; text-align: left">&nbsp;</td>
      </tr>
      <tr style="vertical-align: bottom; background-color: White">
       <td style="padding-bottom: 2.25pt">Ending balance, net of tax</td>
       <td style="padding-bottom: 2.25pt">&nbsp;</td>
       <td style="border-bottom: Black 2.25pt double; text-align: left">$</td>
       <td style="border-bottom: Black 2.25pt double; text-align: right">3,392</td>
       <td style="border-bottom: Black 2.25pt double; text-align: left">&nbsp;</td>
       <td style="padding-bottom: 2.25pt">&nbsp;</td>
       <td style="border-bottom: Black 2.25pt double; text-align: left">$</td>
       <td style="border-bottom: Black 2.25pt double; text-align: right">(6,299</td>
       <td style="border-bottom: Black 2.25pt double; text-align: left">)</td>
       <td style="padding-bottom: 2.25pt">&nbsp;</td>
       <td style="border-bottom: Black 2.25pt double; text-align: left">$</td>
       <td style="border-bottom: Black 2.25pt double; text-align: right">(2,907</td>
       <td style="border-bottom: Black 2.25pt double; text-align: left">)</td>
      </tr>

    </table><table cellpadding="0" cellspacing="0" style="border-collapse: collapse; width: 100%; font: 10pt Times New Roman, Times, Serif">

      <tr style="vertical-align: bottom">
       <td colspan="1" style="text-align: left; padding-left: 30pt"><u>December 31, 2013</u></td>
       <td style="padding-bottom: 1pt">&nbsp;</td>
       <td colspan="3" style="text-align: center; border-bottom: Black 1pt solid">Unrealized Gains <br /> and (Losses) on <br /> Available for Sale <br /> Securities</td>
       <td style="padding-bottom: 1pt">&nbsp;</td>
       <td colspan="3" style="text-align: center; border-bottom: Black 1pt solid">Defined Benefit <br /> Pension Items</td>
       <td style="padding-bottom: 1pt">&nbsp;</td>
       <td colspan="3" style="text-align: center; border-bottom: Black 1pt solid">Total</td>
      </tr>
      <tr style="vertical-align: bottom">
       <td>&nbsp;</td>
       <td style="font-style: italic">&nbsp;</td>
       <td colspan="11" style="font-style: italic; text-align: center">(In thousands)</td>
      </tr>
      <tr style="vertical-align: bottom; background-color: rgb(204,238,255)">
       <td style="width: 61%; text-align: left; padding-bottom: 1pt">Beginning balance, net of tax</td>
       <td style="width: 1%; padding-bottom: 1pt">&nbsp;</td>
       <td style="width: 1%; border-bottom: Black 1pt solid; text-align: left">$</td>
       <td style="width: 10%; border-bottom: Black 1pt solid; text-align: right">18,921</td>
       <td style="width: 1%; border-bottom: Black 1pt solid; text-align: left">&nbsp;</td>
       <td style="width: 1%; padding-bottom: 1pt">&nbsp;</td>
       <td style="width: 1%; border-bottom: Black 1pt solid; text-align: left">$</td>
       <td style="width: 10%; border-bottom: Black 1pt solid; text-align: right">(6,784</td>
       <td style="width: 1%; border-bottom: Black 1pt solid; text-align: left">)</td>
       <td style="width: 1%; padding-bottom: 1pt">&nbsp;</td>
       <td style="width: 1%; border-bottom: Black 1pt solid; text-align: left">$</td>
       <td style="width: 10%; border-bottom: Black 1pt solid; text-align: right">12,137</td>
       <td style="width: 1%; border-bottom: Black 1pt solid; text-align: left">&nbsp;</td>
      </tr>
      <tr style="vertical-align: bottom; background-color: White">
       <td style="text-align: left; padding-left: 10pt">Other comprehensive income before reclassifications, net of tax</td>
       <td>&nbsp;</td>
       <td style="text-align: left">&nbsp;</td>
       <td style="text-align: right">(26,541</td>
       <td style="text-align: left">)</td>
       <td>&nbsp;</td>
       <td style="text-align: left">&nbsp;</td>
       <td style="text-align: right">3,261</td>
       <td style="text-align: left">&nbsp;</td>
       <td>&nbsp;</td>
       <td style="text-align: left">&nbsp;</td>
       <td style="text-align: right">(23,280</td>
       <td style="text-align: left">)</td>
      </tr>
      <tr style="vertical-align: bottom; background-color: rgb(204,238,255)">
       <td>&nbsp;</td>
       <td>&nbsp;</td>
       <td style="text-align: left">&nbsp;</td>
       <td style="text-align: right">&nbsp;</td>
       <td style="text-align: left">&nbsp;</td>
       <td>&nbsp;</td>
       <td style="text-align: left">&nbsp;</td>
       <td style="text-align: right">&nbsp;</td>
       <td style="text-align: left">&nbsp;</td>
       <td>&nbsp;</td>
       <td style="text-align: left">&nbsp;</td>
       <td style="text-align: right">&nbsp;</td>
       <td style="text-align: left">&nbsp;</td>
      </tr>
      <tr style="vertical-align: bottom; background-color: White">
       <td style="text-align: left; padding-bottom: 1pt; padding-left: 10pt">Amounts reclassified from accumulated other comprehensive income, net of tax</td>
       <td style="padding-bottom: 1pt">&nbsp;</td>
       <td style="border-bottom: Black 1pt solid; text-align: left">&nbsp;</td>
       <td style="border-bottom: Black 1pt solid; text-align: right">(902</td>
       <td style="border-bottom: Black 1pt solid; text-align: left">)</td>
       <td style="padding-bottom: 1pt">&nbsp;</td>
       <td style="border-bottom: Black 1pt solid; text-align: left">&nbsp;</td>
       <td style="border-bottom: Black 1pt solid; text-align: right">670</td>
       <td style="border-bottom: Black 1pt solid; text-align: left">&nbsp;</td>
       <td style="padding-bottom: 1pt">&nbsp;</td>
       <td style="border-bottom: Black 1pt solid; text-align: left">&nbsp;</td>
       <td style="border-bottom: Black 1pt solid; text-align: right">(232</td>
       <td style="border-bottom: Black 1pt solid; text-align: left">)</td>
      </tr>
      <tr style="vertical-align: bottom; background-color: rgb(204,238,255)">
       <td>&nbsp;</td>
       <td>&nbsp;</td>
       <td style="text-align: left">&nbsp;</td>
       <td style="text-align: right">&nbsp;</td>
       <td style="text-align: left">&nbsp;</td>
       <td>&nbsp;</td>
       <td style="text-align: left">&nbsp;</td>
       <td style="text-align: right">&nbsp;</td>
       <td style="text-align: left">&nbsp;</td>
       <td>&nbsp;</td>
       <td style="text-align: left">&nbsp;</td>
       <td style="text-align: right">&nbsp;</td>
       <td style="text-align: left">&nbsp;</td>
      </tr>
      <tr style="vertical-align: bottom; background-color: White">
       <td style="text-align: left">Net current period other comprehensive income, net of tax</td>
       <td>&nbsp;</td>
       <td style="text-align: left">&nbsp;</td>
       <td style="text-align: right">(27,443</td>
       <td style="text-align: left">)</td>
       <td>&nbsp;</td>
       <td style="text-align: left">&nbsp;</td>
       <td style="text-align: right">3,931</td>
       <td style="text-align: left">&nbsp;</td>
       <td>&nbsp;</td>
       <td style="text-align: left">&nbsp;</td>
       <td style="text-align: right">(23,512</td>
       <td style="text-align: left">)</td>
      </tr>
      <tr style="vertical-align: bottom; background-color: rgb(204,238,255)">
       <td style="padding-bottom: 1pt">&nbsp;</td>
       <td style="padding-bottom: 1pt">&nbsp;</td>
       <td style="border-bottom: Black 1pt solid; text-align: left">&nbsp;</td>
       <td style="border-bottom: Black 1pt solid; text-align: right">&nbsp;</td>
       <td style="border-bottom: Black 1pt solid; text-align: left">&nbsp;</td>
       <td style="padding-bottom: 1pt">&nbsp;</td>
       <td style="border-bottom: Black 1pt solid; text-align: left">&nbsp;</td>
       <td style="border-bottom: Black 1pt solid; text-align: right">&nbsp;</td>
       <td style="border-bottom: Black 1pt solid; text-align: left">&nbsp;</td>
       <td style="padding-bottom: 1pt">&nbsp;</td>
       <td style="border-bottom: Black 1pt solid; text-align: left">&nbsp;</td>
       <td style="border-bottom: Black 1pt solid; text-align: right">&nbsp;</td>
       <td style="border-bottom: Black 1pt solid; text-align: left">&nbsp;</td>
      </tr>
      <tr style="vertical-align: bottom; background-color: White">
       <td style="padding-bottom: 2.25pt">Ending balance, net of tax</td>
       <td style="padding-bottom: 2.25pt">&nbsp;</td>
       <td style="border-bottom: Black 2.25pt double; text-align: left">$</td>
       <td style="border-bottom: Black 2.25pt double; text-align: right">(8,522</td>
       <td style="border-bottom: Black 2.25pt double; text-align: left">)</td>
       <td style="padding-bottom: 2.25pt">&nbsp;</td>
       <td style="border-bottom: Black 2.25pt double; text-align: left">$</td>
       <td style="border-bottom: Black 2.25pt double; text-align: right">(2,853</td>
       <td style="border-bottom: Black 2.25pt double; text-align: left">)</td>
       <td style="padding-bottom: 2.25pt">&nbsp;</td>
       <td style="border-bottom: Black 2.25pt double; text-align: left">$</td>
       <td style="border-bottom: Black 2.25pt double; text-align: right">(11,375</td>
       <td style="border-bottom: Black 2.25pt double; text-align: left">)</td>
      </tr>

    </table><span></span>
</td>
</tr>
<tr class="re">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_ReclassificationOutOfAccumulatedOtherComprehensiveIncomeTableTextBlock', window );">Reclassification out of Accumulated Other Comprehensive Income [Table Text Block]</a></td>
<td class="text"><table cellpadding="0" cellspacing="0" style="border-collapse: collapse; width: 100%; font: 10pt Times New Roman, Times, Serif">

      <tr style="vertical-align: bottom">
       <td style="text-align: center; border-bottom: Black 1pt solid">Details about Accumulated Other<br /> Comprehensive Income Components</td>
       <td style="padding-bottom: 1pt">&nbsp;</td>
       <td colspan="3" style="text-align: center; border-bottom: Black 1pt solid">Amounts Reclassified from <br /> Accumulated Other <br /> Comprehensive Income</td>
       <td style="padding-bottom: 1pt">&nbsp;</td>
       <td style="text-align: center; border-bottom: Black 1pt solid">Affected Line Item in the Statement<br /> Where Net Income is Presented</td>
      </tr>
      <tr style="vertical-align: bottom">
       <td colspan="7" style="font-style: italic; text-align: center">(Dollars in thousands)</td>
      </tr>
      <tr style="vertical-align: bottom; background-color: rgb(204,238,255)">
       <td style="width: 40%; text-align: left">Unrealized gains (losses) on available for sale securities:</td>
       <td style="width: 1%">&nbsp;</td>
       <td style="width: 1%; text-align: left">$</td>
       <td style="width: 16%; text-align: right">167</td>
       <td nowrap="nowrap" style="width: 1%; text-align: left">&nbsp;</td>
       <td style="width: 1%">&nbsp;</td>
       <td style="width: 40%; text-align: left">&nbsp;Net gain on sale of securities</td>
      </tr>
      <tr style="vertical-align: bottom; background-color: White">
       <td style="padding-bottom: 1pt">&nbsp;</td>
       <td style="padding-bottom: 1pt">&nbsp;</td>
       <td style="border-bottom: Black 1pt solid; text-align: left">&nbsp;</td>
       <td style="border-bottom: Black 1pt solid; text-align: right">(72</td>
       <td nowrap="nowrap" style="border-bottom: Black 1pt solid; text-align: left">)</td>
       <td style="padding-bottom: 1pt">&nbsp;</td>
       <td style="text-align: left; padding-bottom: 1pt">&nbsp;Tax expense</td>
      </tr>
      <tr style="vertical-align: bottom; background-color: rgb(204,238,255)">
       <td style="padding-bottom: 2.25pt">&nbsp;</td>
       <td style="padding-bottom: 2.25pt">&nbsp;</td>
       <td style="border-bottom: Black 2.25pt double; text-align: left">$</td>
       <td style="border-bottom: Black 2.25pt double; text-align: right">95</td>
       <td nowrap="nowrap" style="border-bottom: Black 2.25pt double; text-align: left">&nbsp;</td>
       <td style="padding-bottom: 2.25pt">&nbsp;</td>
       <td style="padding-bottom: 2.25pt">&nbsp;Net of tax</td>
      </tr>
      <tr style="vertical-align: bottom; background-color: White">
       <td>&nbsp;</td>
       <td>&nbsp;</td>
       <td style="text-align: left">&nbsp;</td>
       <td style="text-align: right">&nbsp;</td>
       <td nowrap="nowrap" style="text-align: left">&nbsp;</td>
       <td>&nbsp;</td>
       <td style="text-align: right">&nbsp;</td>
      </tr>
      <tr style="vertical-align: bottom; background-color: rgb(204,238,255)">
       <td>&nbsp;</td>
       <td>&nbsp;</td>
       <td style="text-align: left">&nbsp;</td>
       <td style="text-align: right">&nbsp;</td>
       <td nowrap="nowrap" style="text-align: left">&nbsp;</td>
       <td>&nbsp;</td>
       <td style="text-align: right">&nbsp;</td>
      </tr>
      <tr style="vertical-align: bottom; background-color: White">
       <td style="text-align: left">Amortization of defined benefit pension items:</td>
       <td>&nbsp;</td>
       <td style="text-align: left">&nbsp;</td>
       <td style="text-align: right">&nbsp;</td>
       <td nowrap="nowrap" style="text-align: left">&nbsp;</td>
       <td>&nbsp;</td>
       <td style="text-align: right">&nbsp;</td>
      </tr>
      <tr style="vertical-align: bottom; background-color: rgb(204,238,255)">
       <td style="text-align: left">Actuarial losses</td>
       <td>&nbsp;</td>
       <td style="text-align: left">$</td>
       <td style="text-align: right">(1,178</td>
       <td nowrap="nowrap" style="text-align: left">)(1)</td>
       <td>&nbsp;</td>
       <td style="text-align: left">&nbsp;Other operating expense</td>
      </tr>
      <tr style="vertical-align: bottom; background-color: White">
       <td style="text-align: left; padding-bottom: 1pt">Prior service credits</td>
       <td style="padding-bottom: 1pt">&nbsp;</td>
       <td style="border-bottom: Black 1pt solid; text-align: left">&nbsp;</td>
       <td style="border-bottom: Black 1pt solid; text-align: right">46</td>
       <td nowrap="nowrap" style="border-bottom: Black 1pt solid; text-align: left">(1)</td>
       <td style="padding-bottom: 1pt">&nbsp;</td>
       <td style="text-align: left; padding-bottom: 1pt">&nbsp;Other operating expense</td>
      </tr>
      <tr style="vertical-align: bottom; background-color: rgb(204,238,255)">
       <td>&nbsp;</td>
       <td>&nbsp;</td>
       <td style="text-align: left">&nbsp;</td>
       <td style="text-align: right">(1,132</td>
       <td nowrap="nowrap" style="text-align: left">)</td>
       <td>&nbsp;</td>
       <td style="text-align: left">Total before tax</td>
      </tr>
      <tr style="vertical-align: bottom; background-color: White">
       <td style="padding-bottom: 1pt">&nbsp;</td>
       <td style="padding-bottom: 1pt">&nbsp;</td>
       <td style="border-bottom: Black 1pt solid; text-align: left">&nbsp;</td>
       <td style="border-bottom: Black 1pt solid; text-align: right">489</td>
       <td nowrap="nowrap" style="border-bottom: Black 1pt solid; text-align: left">&nbsp;</td>
       <td style="padding-bottom: 1pt">&nbsp;</td>
       <td style="text-align: left; padding-bottom: 1pt">&nbsp;Tax benefit</td>
      </tr>
      <tr style="vertical-align: bottom; background-color: rgb(204,238,255)">
       <td style="padding-bottom: 2.25pt">&nbsp;</td>
       <td style="padding-bottom: 2.25pt">&nbsp;</td>
       <td style="border-bottom: Black 2.25pt double; text-align: left">$</td>
       <td style="border-bottom: Black 2.25pt double; text-align: right">(643</td>
       <td nowrap="nowrap" style="border-bottom: Black 2.25pt double; text-align: left">)</td>
       <td style="padding-bottom: 2.25pt">&nbsp;</td>
       <td style="padding-bottom: 2.25pt">&nbsp;Net of tax</td>
      </tr>

    </table><table cellpadding="0" cellspacing="0" style="border-collapse: collapse; width: 100%; font: 10pt Times New Roman, Times, Serif">

      <tr style="vertical-align: bottom">
       <td style="text-align: center; border-bottom: Black 1pt solid">Details about Accumulated Other<br /> Comprehensive Income Components</td>
       <td style="padding-bottom: 1pt">&nbsp;</td>
       <td colspan="3" style="text-align: center; border-bottom: Black 1pt solid">Amounts Reclassified <br /> from Accumulated Other<br /> Comprehensive Income</td>
       <td style="padding-bottom: 1pt">&nbsp;</td>
       <td style="text-align: center; border-bottom: Black 1pt solid">Affected Line Item in the Statement<br /> Where Net Income is Presented</td>
      </tr>
      <tr style="vertical-align: bottom">
       <td colspan="7" style="font-style: italic; text-align: center">(Dollars in thousands)</td>
      </tr>
      <tr style="vertical-align: bottom; background-color: White">
       <td style="width: 40%; text-align: left">Unrealized gains (losses) on available for sale securities:</td>
       <td style="width: 1%">&nbsp;</td>
       <td style="width: 1%; text-align: left">$</td>
       <td style="width: 16%; text-align: right">2,875</td>
       <td nowrap="nowrap" style="width: 1%; text-align: left">&nbsp;</td>
       <td style="width: 1%">&nbsp;</td>
       <td style="width: 40%; text-align: left">&nbsp;Net gain on sale of securities</td>
      </tr>
      <tr style="vertical-align: bottom; background-color: rgb(204,238,255)">
       <td style="padding-bottom: 1pt">&nbsp;</td>
       <td style="padding-bottom: 1pt">&nbsp;</td>
       <td style="border-bottom: Black 1pt solid; text-align: left">&nbsp;</td>
       <td style="border-bottom: Black 1pt solid; text-align: right">(1,241</td>
       <td nowrap="nowrap" style="border-bottom: Black 1pt solid; text-align: left">)</td>
       <td style="padding-bottom: 1pt">&nbsp;</td>
       <td style="text-align: left; padding-bottom: 1pt">&nbsp;Tax expense</td>
      </tr>
      <tr style="vertical-align: bottom; background-color: White">
       <td style="padding-bottom: 2.25pt">&nbsp;</td>
       <td style="padding-bottom: 2.25pt">&nbsp;</td>
       <td style="border-bottom: Black 2.25pt double; text-align: left">$</td>
       <td style="border-bottom: Black 2.25pt double; text-align: right">1,634</td>
       <td nowrap="nowrap" style="border-bottom: Black 2.25pt double; text-align: left">&nbsp;</td>
       <td style="padding-bottom: 2.25pt">&nbsp;</td>
       <td style="padding-bottom: 2.25pt">&nbsp;Net of tax</td>
      </tr>
      <tr style="vertical-align: bottom; background-color: rgb(204,238,255)">
       <td>&nbsp;</td>
       <td>&nbsp;</td>
       <td style="text-align: left">&nbsp;</td>
       <td style="text-align: right">&nbsp;</td>
       <td nowrap="nowrap" style="text-align: left">&nbsp;</td>
       <td>&nbsp;</td>
       <td style="text-align: right">&nbsp;</td>
      </tr>
      <tr style="vertical-align: bottom; background-color: White">
       <td>&nbsp;</td>
       <td>&nbsp;</td>
       <td style="text-align: left">&nbsp;</td>
       <td style="text-align: right">&nbsp;</td>
       <td nowrap="nowrap" style="text-align: left">&nbsp;</td>
       <td>&nbsp;</td>
       <td style="text-align: right">&nbsp;</td>
      </tr>
      <tr style="vertical-align: bottom; background-color: rgb(204,238,255)">
       <td style="text-align: left">Amortization of defined benefit pension items:</td>
       <td>&nbsp;</td>
       <td style="text-align: left">&nbsp;</td>
       <td style="text-align: right">&nbsp;</td>
       <td nowrap="nowrap" style="text-align: left">&nbsp;</td>
       <td>&nbsp;</td>
       <td style="text-align: right">&nbsp;</td>
      </tr>
      <tr style="vertical-align: bottom; background-color: White">
       <td style="text-align: left">Actuarial losses</td>
       <td>&nbsp;</td>
       <td style="text-align: left">$</td>
       <td style="text-align: right">(700</td>
       <td nowrap="nowrap" style="text-align: left">)(1)</td>
       <td>&nbsp;</td>
       <td style="text-align: left">&nbsp;Other operating expense</td>
      </tr>
      <tr style="vertical-align: bottom; background-color: rgb(204,238,255)">
       <td style="text-align: left; padding-bottom: 1pt">Prior service credits</td>
       <td style="padding-bottom: 1pt">&nbsp;</td>
       <td style="border-bottom: Black 1pt solid; text-align: left">&nbsp;</td>
       <td style="border-bottom: Black 1pt solid; text-align: right">45</td>
       <td nowrap="nowrap" style="border-bottom: Black 1pt solid; text-align: left">(1)</td>
       <td style="padding-bottom: 1pt">&nbsp;</td>
       <td style="text-align: left; padding-bottom: 1pt">&nbsp;Other operating expense</td>
      </tr>
      <tr style="vertical-align: bottom; background-color: White">
       <td>&nbsp;</td>
       <td>&nbsp;</td>
       <td style="text-align: left">&nbsp;</td>
       <td style="text-align: right">(655</td>
       <td nowrap="nowrap" style="text-align: left">)</td>
       <td>&nbsp;</td>
       <td style="text-align: left">Total before tax</td>
      </tr>
      <tr style="vertical-align: bottom; background-color: rgb(204,238,255)">
       <td style="padding-bottom: 1pt">&nbsp;</td>
       <td style="padding-bottom: 1pt">&nbsp;</td>
       <td style="border-bottom: Black 1pt solid; text-align: left">&nbsp;</td>
       <td style="border-bottom: Black 1pt solid; text-align: right">311</td>
       <td nowrap="nowrap" style="border-bottom: Black 1pt solid; text-align: left">&nbsp;</td>
       <td style="padding-bottom: 1pt">&nbsp;</td>
       <td style="text-align: left; padding-bottom: 1pt">&nbsp;Tax benefit</td>
      </tr>
      <tr style="vertical-align: bottom; background-color: White">
       <td style="padding-bottom: 2.25pt">&nbsp;</td>
       <td style="padding-bottom: 2.25pt">&nbsp;</td>
       <td style="border-bottom: Black 2.25pt double; text-align: left">$</td>
       <td style="border-bottom: Black 2.25pt double; text-align: right">(344</td>
       <td nowrap="nowrap" style="border-bottom: Black 2.25pt double; text-align: left">)</td>
       <td style="padding-bottom: 2.25pt">&nbsp;</td>
       <td style="padding-bottom: 2.25pt">&nbsp;Net of tax</td>
      </tr>

    </table><table cellpadding="0" cellspacing="0" style="border-collapse: collapse; width: 100%; font: 10pt Times New Roman, Times, Serif">

      <tr style="vertical-align: bottom">
       <td style="text-align: center; border-bottom: Black 1pt solid">Details about Accumulated Other<br /> Comprehensive Income Components</td>
       <td style="padding-bottom: 1pt">&nbsp;</td>
       <td colspan="3" style="text-align: center; border-bottom: Black 1pt solid">Amounts Reclassified from <br /> Accumulated Other<br /> Comprehensive Income</td>
       <td style="padding-bottom: 1pt">&nbsp;</td>
       <td style="text-align: center; border-bottom: Black 1pt solid">Affected Line Item in the Statement<br /> Where Net Income is Presented</td>
      </tr>
      <tr style="vertical-align: bottom">
       <td colspan="7" style="font-style: italic; text-align: center">(Dollars in thousands)</td>
      </tr>
      <tr style="vertical-align: bottom; background-color: rgb(204,238,255)">
       <td style="width: 40%; text-align: left">Unrealized gains (losses) on available for sale securities:</td>
       <td style="width: 1%">&nbsp;</td>
       <td style="width: 1%; text-align: left">$</td>
       <td style="width: 16%; text-align: right">3,021</td>
       <td nowrap="nowrap" style="width: 1%; text-align: left">&nbsp;</td>
       <td style="width: 1%">&nbsp;</td>
       <td style="width: 40%; text-align: left">&nbsp;Net gain on sale of securities</td>
      </tr>
      <tr style="vertical-align: bottom; background-color: White">
       <td style="padding-bottom: 1pt">&nbsp;</td>
       <td style="padding-bottom: 1pt">&nbsp;</td>
       <td style="border-bottom: Black 1pt solid; text-align: left">&nbsp;</td>
       <td style="border-bottom: Black 1pt solid; text-align: right">(1,321</td>
       <td nowrap="nowrap" style="border-bottom: Black 1pt solid; text-align: left">)</td>
       <td style="padding-bottom: 1pt">&nbsp;</td>
       <td style="text-align: left; padding-bottom: 1pt">&nbsp;Tax expense</td>
      </tr>
      <tr style="vertical-align: bottom; background-color: rgb(204,238,255)">
       <td style="padding-bottom: 2.25pt">&nbsp;</td>
       <td style="padding-bottom: 2.25pt">&nbsp;</td>
       <td style="border-bottom: Black 2.25pt double; text-align: left">$</td>
       <td style="border-bottom: Black 2.25pt double; text-align: right">1,700</td>
       <td nowrap="nowrap" style="border-bottom: Black 2.25pt double; text-align: left">&nbsp;</td>
       <td style="padding-bottom: 2.25pt">&nbsp;</td>
       <td style="padding-bottom: 2.25pt">&nbsp;Net of tax</td>
      </tr>
      <tr style="vertical-align: bottom; background-color: White">
       <td>&nbsp;</td>
       <td>&nbsp;</td>
       <td style="text-align: left">&nbsp;</td>
       <td style="text-align: right">&nbsp;</td>
       <td nowrap="nowrap" style="text-align: left">&nbsp;</td>
       <td>&nbsp;</td>
       <td style="text-align: right">&nbsp;</td>
      </tr>
      <tr style="vertical-align: bottom; background-color: rgb(204,238,255)">
       <td>&nbsp;</td>
       <td>&nbsp;</td>
       <td style="text-align: left">&nbsp;</td>
       <td style="text-align: right">&nbsp;</td>
       <td nowrap="nowrap" style="text-align: left">&nbsp;</td>
       <td>&nbsp;</td>
       <td style="text-align: right">&nbsp;</td>
      </tr>
      <tr style="vertical-align: bottom; background-color: White">
       <td style="text-align: left">OTTI charges</td>
       <td>&nbsp;</td>
       <td style="text-align: left">$</td>
       <td style="text-align: right">(1,419</td>
       <td nowrap="nowrap" style="text-align: left">)</td>
       <td>&nbsp;</td>
       <td style="text-align: left">&nbsp;OTTI charge</td>
      </tr>
      <tr style="vertical-align: bottom; background-color: rgb(204,238,255)">
       <td style="padding-bottom: 1pt">&nbsp;</td>
       <td style="padding-bottom: 1pt">&nbsp;</td>
       <td style="border-bottom: Black 1pt solid; text-align: left">&nbsp;</td>
       <td style="border-bottom: Black 1pt solid; text-align: right">621</td>
       <td nowrap="nowrap" style="border-bottom: Black 1pt solid; text-align: left">&nbsp;</td>
       <td style="padding-bottom: 1pt">&nbsp;</td>
       <td style="text-align: left; padding-bottom: 1pt">&nbsp;Tax benefit</td>
      </tr>
      <tr style="vertical-align: bottom; background-color: White">
       <td style="padding-bottom: 2.25pt">&nbsp;</td>
       <td style="padding-bottom: 2.25pt">&nbsp;</td>
       <td style="border-bottom: Black 2.25pt double; text-align: left">$</td>
       <td style="border-bottom: Black 2.25pt double; text-align: right">(798</td>
       <td nowrap="nowrap" style="border-bottom: Black 2.25pt double; text-align: left">)</td>
       <td style="padding-bottom: 2.25pt">&nbsp;</td>
       <td style="padding-bottom: 2.25pt">&nbsp;Net of tax</td>
      </tr>
      <tr style="vertical-align: bottom; background-color: rgb(204,238,255)">
       <td>&nbsp;</td>
       <td>&nbsp;</td>
       <td style="text-align: left">&nbsp;</td>
       <td style="text-align: right">&nbsp;</td>
       <td nowrap="nowrap" style="text-align: left">&nbsp;</td>
       <td>&nbsp;</td>
       <td style="text-align: right">&nbsp;</td>
      </tr>
      <tr style="vertical-align: bottom; background-color: White">
       <td>&nbsp;</td>
       <td>&nbsp;</td>
       <td style="text-align: left">&nbsp;</td>
       <td style="text-align: right">&nbsp;</td>
       <td nowrap="nowrap" style="text-align: left">&nbsp;</td>
       <td>&nbsp;</td>
       <td style="text-align: right">&nbsp;</td>
      </tr>
      <tr style="vertical-align: bottom; background-color: rgb(204,238,255)">
       <td style="text-align: left">Amortization of defined benefit pension items:</td>
       <td>&nbsp;</td>
       <td style="text-align: left">&nbsp;</td>
       <td style="text-align: right">&nbsp;</td>
       <td nowrap="nowrap" style="text-align: left">&nbsp;</td>
       <td>&nbsp;</td>
       <td style="text-align: right">&nbsp;</td>
      </tr>
      <tr style="vertical-align: bottom; background-color: White">
       <td style="text-align: left">Actuarial losses</td>
       <td>&nbsp;</td>
       <td style="text-align: left">$</td>
       <td style="text-align: right">(1,237</td>
       <td nowrap="nowrap" style="text-align: left">)(1)</td>
       <td>&nbsp;</td>
       <td style="text-align: left">&nbsp;Other operating expense</td>
      </tr>
      <tr style="vertical-align: bottom; background-color: rgb(204,238,255)">
       <td style="text-align: left; padding-bottom: 1pt">Prior service credits</td>
       <td style="padding-bottom: 1pt">&nbsp;</td>
       <td style="border-bottom: Black 1pt solid; text-align: left">&nbsp;</td>
       <td style="border-bottom: Black 1pt solid; text-align: right">46</td>
       <td nowrap="nowrap" style="border-bottom: Black 1pt solid; text-align: left">(1)</td>
       <td style="padding-bottom: 1pt">&nbsp;</td>
       <td style="text-align: left; padding-bottom: 1pt">&nbsp;Other operating expense</td>
      </tr>
      <tr style="vertical-align: bottom; background-color: White">
       <td>&nbsp;</td>
       <td>&nbsp;</td>
       <td style="text-align: left">&nbsp;</td>
       <td style="text-align: right">(1,191</td>
       <td nowrap="nowrap" style="text-align: left">)</td>
       <td>&nbsp;</td>
       <td style="text-align: left">Total before tax</td>
      </tr>
      <tr style="vertical-align: bottom; background-color: rgb(204,238,255)">
       <td style="padding-bottom: 1pt">&nbsp;</td>
       <td style="padding-bottom: 1pt">&nbsp;</td>
       <td style="border-bottom: Black 1pt solid; text-align: left">&nbsp;</td>
       <td style="border-bottom: Black 1pt solid; text-align: right">521</td>
       <td nowrap="nowrap" style="border-bottom: Black 1pt solid; text-align: left">&nbsp;</td>
       <td style="padding-bottom: 1pt">&nbsp;</td>
       <td style="text-align: left; padding-bottom: 1pt">&nbsp;Tax benefit</td>
      </tr>
      <tr style="vertical-align: bottom; background-color: White">
       <td style="padding-bottom: 2.25pt">&nbsp;</td>
       <td style="padding-bottom: 2.25pt">&nbsp;</td>
       <td style="border-bottom: Black 2.25pt double; text-align: left">$</td>
       <td style="border-bottom: Black 2.25pt double; text-align: right">(670</td>
       <td nowrap="nowrap" style="border-bottom: Black 2.25pt double; text-align: left">)</td>
       <td style="padding-bottom: 2.25pt">&nbsp;</td>
       <td style="padding-bottom: 2.25pt">&nbsp;Net of tax</td>
      </tr>

    </table><span></span>
</td>
</tr>
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<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>Tabular disclosure of the components of accumulated other comprehensive income (loss).</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 220<br> -SubTopic 10<br> -Section 45<br> -Paragraph 14A<br> -URI http://asc.fasb.org/extlink&amp;oid=36458714&amp;loc=SL7669686-108580<br></p></div>
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<th class="tl" colspan="1" rowspan="2"><div style="width: 200px;"><strong>Note 14 - Regulatory Capital (Tables)<br></strong></div></th>
<th class="th" colspan="1">12 Months Ended</th>
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<tr><th class="th"><div>Dec. 31, 2015</div></th></tr>
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<td class="text"><table cellpadding="0" cellspacing="0" style="border-collapse: collapse; width: 100%; font: 10pt Times New Roman, Times, Serif">

      <tr style="vertical-align: bottom">
       <td style="text-align: center">&nbsp;</td>
       <td style="padding-bottom: 1pt">&nbsp;</td>
       <td colspan="7" style="text-align: center; border-bottom: Black 1pt solid">December 31, 2015</td>
       <td style="padding-bottom: 1pt">&nbsp;</td>
       <td colspan="7" style="text-align: center; border-bottom: Black 1pt solid">December 31, 2014</td>
      </tr>
      <tr style="vertical-align: bottom">
       <td style="text-align: center">&nbsp;</td>
       <td style="padding-bottom: 1pt">&nbsp;</td>
       <td colspan="3" style="text-align: center; border-bottom: Black 1pt solid">Amount</td>
       <td style="border-bottom: Black 1pt solid; text-align: left">&nbsp;</td>
       <td colspan="3" style="text-align: center; border-bottom: Black 1pt solid">Percent of<br /> Assets</td>
       <td style="padding-bottom: 1pt">&nbsp;</td>
       <td colspan="3" style="text-align: center; border-bottom: Black 1pt solid">Amount</td>
       <td style="border-bottom: Black 1pt solid; text-align: left">&nbsp;</td>
       <td colspan="3" style="text-align: center; border-bottom: Black 1pt solid">Percent of<br /> Assets</td>
      </tr>
      <tr style="vertical-align: bottom">
       <td style="text-align: left">&nbsp;</td>
       <td style="font-style: italic">&nbsp;</td>
       <td colspan="15" style="font-style: italic; text-align: center">(Dollars in thousands)</td>
      </tr>
      <tr style="vertical-align: bottom">
       <td style="text-align: left">&nbsp;</td>
       <td>&nbsp;</td>
       <td colspan="3" style="text-align: right">&nbsp;</td>
       <td>&nbsp;</td>
       <td colspan="3" style="text-align: right">&nbsp;</td>
       <td>&nbsp;</td>
       <td colspan="3" style="text-align: right">&nbsp;</td>
       <td>&nbsp;</td>
       <td colspan="3" style="text-align: right">&nbsp;</td>
      </tr>
      <tr style="vertical-align: bottom; background-color: rgb(204,238,255)">
       <td style="text-align: left">Tier I (leverage) capital:</td>
       <td>&nbsp;</td>
       <td style="text-align: left">&nbsp;</td>
       <td style="text-align: right">&nbsp;</td>
       <td style="text-align: left">&nbsp;</td>
       <td>&nbsp;</td>
       <td style="text-align: left">&nbsp;</td>
       <td style="text-align: right">&nbsp;</td>
       <td style="text-align: left">&nbsp;</td>
       <td>&nbsp;</td>
       <td style="text-align: left">&nbsp;</td>
       <td style="text-align: right">&nbsp;</td>
       <td style="text-align: left">&nbsp;</td>
       <td>&nbsp;</td>
       <td style="text-align: left">&nbsp;</td>
       <td style="text-align: right">&nbsp;</td>
       <td style="text-align: left">&nbsp;</td>
      </tr>
      <tr style="vertical-align: bottom; background-color: White">
       <td style="width: 56%; text-align: left; padding-left: 10pt">Capital level</td>
       <td style="width: 1%">&nbsp;</td>
       <td style="width: 1%; text-align: left">$</td>
       <td style="width: 8%; text-align: right">494,690</td>
       <td style="width: 1%; text-align: left">&nbsp;</td>
       <td style="width: 1%">&nbsp;</td>
       <td style="width: 1%; text-align: left">&nbsp;</td>
       <td style="width: 8%; text-align: right">8.89</td>
       <td style="width: 1%; text-align: left">%</td>
       <td style="width: 1%">&nbsp;</td>
       <td style="width: 1%; text-align: left">$</td>
       <td style="width: 8%; text-align: right">472,251</td>
       <td style="width: 1%; text-align: left">&nbsp;</td>
       <td style="width: 1%">&nbsp;</td>
       <td style="width: 1%; text-align: left">&nbsp;</td>
       <td style="width: 8%; text-align: right">9.63</td>
       <td style="width: 1%; text-align: left">%</td>
      </tr>
      <tr style="vertical-align: bottom; background-color: rgb(204,238,255)">
       <td style="text-align: left; padding-left: 10pt">Requirement to be well capitalized</td>
       <td>&nbsp;</td>
       <td style="text-align: left">&nbsp;</td>
       <td style="text-align: right">278,175</td>
       <td style="text-align: left">&nbsp;</td>
       <td>&nbsp;</td>
       <td style="text-align: left">&nbsp;</td>
       <td style="text-align: right">5.00</td>
       <td style="text-align: left">&nbsp;</td>
       <td>&nbsp;</td>
       <td style="text-align: left">&nbsp;</td>
       <td style="text-align: right">245,254</td>
       <td style="text-align: left">&nbsp;</td>
       <td>&nbsp;</td>
       <td style="text-align: left">&nbsp;</td>
       <td style="text-align: right">5.00</td>
       <td style="text-align: left">&nbsp;</td>
      </tr>
      <tr style="vertical-align: bottom; background-color: White">
       <td style="text-align: left; padding-left: 10pt">Excess</td>
       <td>&nbsp;</td>
       <td style="text-align: left">&nbsp;</td>
       <td style="text-align: right">216,515</td>
       <td style="text-align: left">&nbsp;</td>
       <td>&nbsp;</td>
       <td style="text-align: left">&nbsp;</td>
       <td style="text-align: right">3.89</td>
       <td style="text-align: left">&nbsp;</td>
       <td>&nbsp;</td>
       <td style="text-align: left">&nbsp;</td>
       <td style="text-align: right">226,997</td>
       <td style="text-align: left">&nbsp;</td>
       <td>&nbsp;</td>
       <td style="text-align: left">&nbsp;</td>
       <td style="text-align: right">4.63</td>
       <td style="text-align: left">&nbsp;</td>
      </tr>
      <tr style="vertical-align: bottom; background-color: rgb(204,238,255)">
       <td style="text-align: left">&nbsp;</td>
       <td>&nbsp;</td>
       <td style="text-align: left">&nbsp;</td>
       <td style="text-align: right">&nbsp;</td>
       <td style="text-align: left">&nbsp;</td>
       <td>&nbsp;</td>
       <td style="text-align: left">&nbsp;</td>
       <td style="text-align: right">&nbsp;</td>
       <td style="text-align: left">&nbsp;</td>
       <td>&nbsp;</td>
       <td style="text-align: left">&nbsp;</td>
       <td style="text-align: right">&nbsp;</td>
       <td style="text-align: left">&nbsp;</td>
       <td>&nbsp;</td>
       <td style="text-align: left">&nbsp;</td>
       <td style="text-align: right">&nbsp;</td>
       <td style="text-align: left">&nbsp;</td>
      </tr>
      <tr style="vertical-align: bottom; background-color: White">
       <td style="text-align: left">Common Equity Tier I risk-based capital:</td>
       <td>&nbsp;</td>
       <td style="text-align: left">&nbsp;</td>
       <td style="text-align: right">&nbsp;</td>
       <td style="text-align: left">&nbsp;</td>
       <td>&nbsp;</td>
       <td style="text-align: left">&nbsp;</td>
       <td style="text-align: right">&nbsp;</td>
       <td style="text-align: left">&nbsp;</td>
       <td>&nbsp;</td>
       <td style="text-align: left">&nbsp;</td>
       <td style="text-align: right">&nbsp;</td>
       <td style="text-align: left">&nbsp;</td>
       <td>&nbsp;</td>
       <td style="text-align: left">&nbsp;</td>
       <td style="text-align: right">&nbsp;</td>
       <td style="text-align: left">&nbsp;</td>
      </tr>
      <tr style="vertical-align: bottom; background-color: rgb(204,238,255)">
       <td style="text-align: left; padding-left: 10pt">Capital level</td>
       <td>&nbsp;</td>
       <td style="text-align: left">$</td>
       <td style="text-align: right">494,690</td>
       <td style="text-align: left">&nbsp;</td>
       <td>&nbsp;</td>
       <td style="text-align: left">&nbsp;</td>
       <td style="text-align: right">12.62</td>
       <td style="text-align: left">%</td>
       <td>&nbsp;</td>
       <td style="text-align: left">&nbsp;</td>
       <td style="text-align: right">&nbsp;n/a&nbsp;</td>
       <td style="text-align: left">&nbsp;</td>
       <td>&nbsp;</td>
       <td style="text-align: left">&nbsp;</td>
       <td style="text-align: right">&nbsp;n/a&nbsp;</td>
       <td style="text-align: left">&nbsp;</td>
      </tr>
      <tr style="vertical-align: bottom; background-color: White">
       <td style="text-align: left; padding-left: 10pt">Requirement to be well capitalized</td>
       <td>&nbsp;</td>
       <td style="text-align: left">&nbsp;</td>
       <td style="text-align: right">254,768</td>
       <td style="text-align: left">&nbsp;</td>
       <td>&nbsp;</td>
       <td style="text-align: left">&nbsp;</td>
       <td style="text-align: right">6.50</td>
       <td style="text-align: left">&nbsp;</td>
       <td>&nbsp;</td>
       <td style="text-align: left">&nbsp;</td>
       <td style="text-align: right">&nbsp;n/a&nbsp;</td>
       <td style="text-align: left">&nbsp;</td>
       <td>&nbsp;</td>
       <td style="text-align: left">&nbsp;</td>
       <td style="text-align: right">&nbsp;n/a&nbsp;</td>
       <td style="text-align: left">&nbsp;</td>
      </tr>
      <tr style="vertical-align: bottom; background-color: rgb(204,238,255)">
       <td style="text-align: left; padding-left: 10pt">Excess</td>
       <td>&nbsp;</td>
       <td style="text-align: left">&nbsp;</td>
       <td style="text-align: right">239,922</td>
       <td style="text-align: left">&nbsp;</td>
       <td>&nbsp;</td>
       <td style="text-align: left">&nbsp;</td>
       <td style="text-align: right">6.12</td>
       <td style="text-align: left">&nbsp;</td>
       <td>&nbsp;</td>
       <td style="text-align: left">&nbsp;</td>
       <td style="text-align: right">&nbsp;n/a&nbsp;</td>
       <td style="text-align: left">&nbsp;</td>
       <td>&nbsp;</td>
       <td style="text-align: left">&nbsp;</td>
       <td style="text-align: right">&nbsp;n/a&nbsp;</td>
       <td style="text-align: left">&nbsp;</td>
      </tr>
      <tr style="vertical-align: bottom; background-color: White">
       <td style="text-align: left">&nbsp;</td>
       <td>&nbsp;</td>
       <td style="text-align: left">&nbsp;</td>
       <td style="text-align: right">&nbsp;</td>
       <td style="text-align: left">&nbsp;</td>
       <td>&nbsp;</td>
       <td style="text-align: left">&nbsp;</td>
       <td style="text-align: right">&nbsp;</td>
       <td style="text-align: left">&nbsp;</td>
       <td>&nbsp;</td>
       <td style="text-align: left">&nbsp;</td>
       <td style="text-align: right">&nbsp;</td>
       <td style="text-align: left">&nbsp;</td>
       <td>&nbsp;</td>
       <td style="text-align: left">&nbsp;</td>
       <td style="text-align: right">&nbsp;</td>
       <td style="text-align: left">&nbsp;</td>
      </tr>
      <tr style="vertical-align: bottom; background-color: rgb(204,238,255)">
       <td style="text-align: left">Tier I risk-based capital:</td>
       <td>&nbsp;</td>
       <td style="text-align: left">&nbsp;</td>
       <td style="text-align: right">&nbsp;</td>
       <td style="text-align: left">&nbsp;</td>
       <td>&nbsp;</td>
       <td style="text-align: left">&nbsp;</td>
       <td style="text-align: right">&nbsp;</td>
       <td style="text-align: left">&nbsp;</td>
       <td>&nbsp;</td>
       <td style="text-align: left">&nbsp;</td>
       <td style="text-align: right">&nbsp;</td>
       <td style="text-align: left">&nbsp;</td>
       <td>&nbsp;</td>
       <td style="text-align: left">&nbsp;</td>
       <td style="text-align: right">&nbsp;</td>
       <td style="text-align: left">&nbsp;</td>
      </tr>
      <tr style="vertical-align: bottom; background-color: White">
       <td style="text-align: left; padding-left: 10pt">Capital level</td>
       <td>&nbsp;</td>
       <td style="text-align: left">$</td>
       <td style="text-align: right">494,690</td>
       <td style="text-align: left">&nbsp;</td>
       <td>&nbsp;</td>
       <td style="text-align: left">&nbsp;</td>
       <td style="text-align: right">12.62</td>
       <td style="text-align: left">%</td>
       <td>&nbsp;</td>
       <td style="text-align: left">$</td>
       <td style="text-align: right">472,251</td>
       <td style="text-align: left">&nbsp;</td>
       <td>&nbsp;</td>
       <td style="text-align: left">&nbsp;</td>
       <td style="text-align: right">13.87</td>
       <td style="text-align: left">%</td>
      </tr>
      <tr style="vertical-align: bottom; background-color: rgb(204,238,255)">
       <td style="text-align: left; padding-left: 10pt">Requirement to be well capitalized</td>
       <td>&nbsp;</td>
       <td style="text-align: left">&nbsp;</td>
       <td style="text-align: right">313,560</td>
       <td style="text-align: left">&nbsp;</td>
       <td>&nbsp;</td>
       <td style="text-align: left">&nbsp;</td>
       <td style="text-align: right">8.00</td>
       <td style="text-align: left">&nbsp;</td>
       <td>&nbsp;</td>
       <td style="text-align: left">&nbsp;</td>
       <td style="text-align: right">204,354</td>
       <td style="text-align: left">&nbsp;</td>
       <td>&nbsp;</td>
       <td style="text-align: left">&nbsp;</td>
       <td style="text-align: right">6.00</td>
       <td style="text-align: left">&nbsp;</td>
      </tr>
      <tr style="vertical-align: bottom; background-color: White">
       <td style="text-align: left; padding-left: 10pt">Excess</td>
       <td>&nbsp;</td>
       <td style="text-align: left">&nbsp;</td>
       <td style="text-align: right">181,130</td>
       <td style="text-align: left">&nbsp;</td>
       <td>&nbsp;</td>
       <td style="text-align: left">&nbsp;</td>
       <td style="text-align: right">4.62</td>
       <td style="text-align: left">&nbsp;</td>
       <td>&nbsp;</td>
       <td style="text-align: left">&nbsp;</td>
       <td style="text-align: right">267,897</td>
       <td style="text-align: left">&nbsp;</td>
       <td>&nbsp;</td>
       <td style="text-align: left">&nbsp;</td>
       <td style="text-align: right">7.87</td>
       <td style="text-align: left">&nbsp;</td>
      </tr>
      <tr style="vertical-align: bottom; background-color: rgb(204,238,255)">
       <td style="text-align: left">&nbsp;</td>
       <td>&nbsp;</td>
       <td style="text-align: left">&nbsp;</td>
       <td style="text-align: right">&nbsp;</td>
       <td style="text-align: left">&nbsp;</td>
       <td>&nbsp;</td>
       <td style="text-align: left">&nbsp;</td>
       <td style="text-align: right">&nbsp;</td>
       <td style="text-align: left">&nbsp;</td>
       <td>&nbsp;</td>
       <td style="text-align: left">&nbsp;</td>
       <td style="text-align: right">&nbsp;</td>
       <td style="text-align: left">&nbsp;</td>
       <td>&nbsp;</td>
       <td style="text-align: left">&nbsp;</td>
       <td style="text-align: right">&nbsp;</td>
       <td style="text-align: left">&nbsp;</td>
      </tr>
      <tr style="vertical-align: bottom; background-color: White">
       <td style="text-align: left">Total risk-based capital:</td>
       <td>&nbsp;</td>
       <td style="text-align: left">&nbsp;</td>
       <td style="text-align: right">&nbsp;</td>
       <td style="text-align: left">&nbsp;</td>
       <td>&nbsp;</td>
       <td style="text-align: left">&nbsp;</td>
       <td style="text-align: right">&nbsp;</td>
       <td style="text-align: left">&nbsp;</td>
       <td>&nbsp;</td>
       <td style="text-align: left">&nbsp;</td>
       <td style="text-align: right">&nbsp;</td>
       <td style="text-align: left">&nbsp;</td>
       <td>&nbsp;</td>
       <td style="text-align: left">&nbsp;</td>
       <td style="text-align: right">&nbsp;</td>
       <td style="text-align: left">&nbsp;</td>
      </tr>
      <tr style="vertical-align: bottom; background-color: rgb(204,238,255)">
       <td style="text-align: left; padding-left: 10pt">Capital level</td>
       <td>&nbsp;</td>
       <td style="text-align: left">$</td>
       <td style="text-align: right">516,226</td>
       <td style="text-align: left">&nbsp;</td>
       <td>&nbsp;</td>
       <td style="text-align: left">&nbsp;</td>
       <td style="text-align: right">13.17</td>
       <td style="text-align: left">%</td>
       <td>&nbsp;</td>
       <td style="text-align: left">$</td>
       <td style="text-align: right">497,347</td>
       <td style="text-align: left">&nbsp;</td>
       <td>&nbsp;</td>
       <td style="text-align: left">&nbsp;</td>
       <td style="text-align: right">14.60</td>
       <td style="text-align: left">%</td>
      </tr>
      <tr style="vertical-align: bottom; background-color: White">
       <td style="text-align: left; padding-left: 10pt">Requirement to be well capitalized</td>
       <td>&nbsp;</td>
       <td style="text-align: left">&nbsp;</td>
       <td style="text-align: right">391,950</td>
       <td style="text-align: left">&nbsp;</td>
       <td>&nbsp;</td>
       <td style="text-align: left">&nbsp;</td>
       <td style="text-align: right">10.00</td>
       <td style="text-align: left">&nbsp;</td>
       <td>&nbsp;</td>
       <td style="text-align: left">&nbsp;</td>
       <td style="text-align: right">340,589</td>
       <td style="text-align: left">&nbsp;</td>
       <td>&nbsp;</td>
       <td style="text-align: left">&nbsp;</td>
       <td style="text-align: right">10.00</td>
       <td style="text-align: left">&nbsp;</td>
      </tr>
      <tr style="vertical-align: bottom; background-color: rgb(204,238,255)">
       <td style="text-align: left; padding-left: 10pt">Excess</td>
       <td>&nbsp;</td>
       <td style="text-align: left">&nbsp;</td>
       <td style="text-align: right">124,276</td>
       <td style="text-align: left">&nbsp;</td>
       <td>&nbsp;</td>
       <td style="text-align: left">&nbsp;</td>
       <td style="text-align: right">3.17</td>
       <td style="text-align: left">&nbsp;</td>
       <td>&nbsp;</td>
       <td style="text-align: left">&nbsp;</td>
       <td style="text-align: right">156,758</td>
       <td style="text-align: left">&nbsp;</td>
       <td>&nbsp;</td>
       <td style="text-align: left">&nbsp;</td>
       <td style="text-align: right">4.60</td>
       <td style="text-align: left">&nbsp;</td>
      </tr>

    </table><table cellpadding="0" cellspacing="0" style="border-collapse: collapse; width: 100%; font: 10pt Times New Roman, Times, Serif">

      <tr style="vertical-align: bottom">
       <td style="text-align: center">&nbsp;</td>
       <td style="padding-bottom: 1pt">&nbsp;</td>
       <td colspan="7" style="text-align: center; border-bottom: Black 1pt solid">December 31, 2015</td>
       <td style="padding-bottom: 1pt">&nbsp;</td>
       <td colspan="7" style="text-align: center; border-bottom: Black 1pt solid">December 31, 2014</td>
      </tr>
      <tr style="vertical-align: bottom">
       <td style="text-align: center">&nbsp;</td>
       <td style="padding-bottom: 1pt">&nbsp;</td>
       <td colspan="3" style="text-align: center; border-bottom: Black 1pt solid">Amount</td>
       <td style="border-bottom: Black 1pt solid; text-align: left">&nbsp;</td>
       <td colspan="3" style="text-align: center; border-bottom: Black 1pt solid">Percent of<br /> Assets</td>
       <td style="padding-bottom: 1pt">&nbsp;</td>
       <td colspan="3" style="text-align: center; border-bottom: Black 1pt solid">Amount</td>
       <td style="border-bottom: Black 1pt solid; text-align: left">&nbsp;</td>
       <td colspan="3" style="text-align: center; border-bottom: Black 1pt solid">Percent of<br /> Assets</td>
      </tr>
      <tr style="vertical-align: bottom">
       <td style="text-align: left">&nbsp;</td>
       <td style="font-style: italic">&nbsp;</td>
       <td colspan="15" style="font-style: italic; text-align: center">(Dollars in thousands)</td>
      </tr>
      <tr style="vertical-align: bottom">
       <td style="text-align: left">&nbsp;</td>
       <td>&nbsp;</td>
       <td colspan="3" style="text-align: right">&nbsp;</td>
       <td>&nbsp;</td>
       <td colspan="3" style="text-align: right">&nbsp;</td>
       <td>&nbsp;</td>
       <td colspan="3" style="text-align: right">&nbsp;</td>
       <td>&nbsp;</td>
       <td colspan="3" style="text-align: right">&nbsp;</td>
      </tr>
      <tr style="vertical-align: bottom; background-color: rgb(204,238,255)">
       <td style="text-align: left">Tier I (leverage) capital:</td>
       <td>&nbsp;</td>
       <td style="text-align: left">&nbsp;</td>
       <td style="text-align: right">&nbsp;</td>
       <td style="text-align: left">&nbsp;</td>
       <td>&nbsp;</td>
       <td style="text-align: left">&nbsp;</td>
       <td style="text-align: right">&nbsp;</td>
       <td style="text-align: left">&nbsp;</td>
       <td>&nbsp;</td>
       <td style="text-align: left">&nbsp;</td>
       <td style="text-align: right">&nbsp;</td>
       <td style="text-align: left">&nbsp;</td>
       <td>&nbsp;</td>
       <td style="text-align: left">&nbsp;</td>
       <td style="text-align: right">&nbsp;</td>
       <td style="text-align: left">&nbsp;</td>
      </tr>
      <tr style="vertical-align: bottom; background-color: White">
       <td style="width: 56%; text-align: left; padding-left: 10pt">Capital level</td>
       <td style="width: 1%">&nbsp;</td>
       <td style="width: 1%; text-align: left">$</td>
       <td style="width: 8%; text-align: right">490,919</td>
       <td style="width: 1%; text-align: left">&nbsp;</td>
       <td style="width: 1%">&nbsp;</td>
       <td style="width: 1%; text-align: left">&nbsp;</td>
       <td style="width: 8%; text-align: right">8.84</td>
       <td style="width: 1%; text-align: left">%</td>
       <td style="width: 1%">&nbsp;</td>
       <td style="width: 1%; text-align: left">$</td>
       <td style="width: 8%; text-align: right">471,233</td>
       <td style="width: 1%; text-align: left">&nbsp;</td>
       <td style="width: 1%">&nbsp;</td>
       <td style="width: 1%; text-align: left">&nbsp;</td>
       <td style="width: 8%; text-align: right">9.62</td>
       <td style="width: 1%; text-align: left">%</td>
      </tr>
      <tr style="vertical-align: bottom; background-color: rgb(204,238,255)">
       <td style="text-align: left; padding-left: 10pt">Requirement to be well capitalized</td>
       <td>&nbsp;</td>
       <td style="text-align: left">&nbsp;</td>
       <td style="text-align: right">277,611</td>
       <td style="text-align: left">&nbsp;</td>
       <td>&nbsp;</td>
       <td style="text-align: left">&nbsp;</td>
       <td style="text-align: right">5.00</td>
       <td style="text-align: left">&nbsp;</td>
       <td>&nbsp;</td>
       <td style="text-align: left">&nbsp;</td>
       <td style="text-align: right">244,960</td>
       <td style="text-align: left">&nbsp;</td>
       <td>&nbsp;</td>
       <td style="text-align: left">&nbsp;</td>
       <td style="text-align: right">5.00</td>
       <td style="text-align: left">&nbsp;</td>
      </tr>
      <tr style="vertical-align: bottom; background-color: White">
       <td style="text-align: left; padding-left: 10pt">Excess</td>
       <td>&nbsp;</td>
       <td style="text-align: left">&nbsp;</td>
       <td style="text-align: right">213,308</td>
       <td style="text-align: left">&nbsp;</td>
       <td>&nbsp;</td>
       <td style="text-align: left">&nbsp;</td>
       <td style="text-align: right">3.84</td>
       <td style="text-align: left">&nbsp;</td>
       <td>&nbsp;</td>
       <td style="text-align: left">&nbsp;</td>
       <td style="text-align: right">226,273</td>
       <td style="text-align: left">&nbsp;</td>
       <td>&nbsp;</td>
       <td style="text-align: left">&nbsp;</td>
       <td style="text-align: right">4.62</td>
       <td style="text-align: left">&nbsp;</td>
      </tr>
      <tr style="vertical-align: bottom; background-color: rgb(204,238,255)">
       <td style="text-align: left">&nbsp;</td>
       <td>&nbsp;</td>
       <td style="text-align: left">&nbsp;</td>
       <td style="text-align: right">&nbsp;</td>
       <td style="text-align: left">&nbsp;</td>
       <td>&nbsp;</td>
       <td style="text-align: left">&nbsp;</td>
       <td style="text-align: right">&nbsp;</td>
       <td style="text-align: left">&nbsp;</td>
       <td>&nbsp;</td>
       <td style="text-align: left">&nbsp;</td>
       <td style="text-align: right">&nbsp;</td>
       <td style="text-align: left">&nbsp;</td>
       <td>&nbsp;</td>
       <td style="text-align: left">&nbsp;</td>
       <td style="text-align: right">&nbsp;</td>
       <td style="text-align: left">&nbsp;</td>
      </tr>
      <tr style="vertical-align: bottom; background-color: White">
       <td style="text-align: left">Common Equity Tier I risk-based capital:</td>
       <td>&nbsp;</td>
       <td style="text-align: left">&nbsp;</td>
       <td style="text-align: right">&nbsp;</td>
       <td style="text-align: left">&nbsp;</td>
       <td>&nbsp;</td>
       <td style="text-align: left">&nbsp;</td>
       <td style="text-align: right">&nbsp;</td>
       <td style="text-align: left">&nbsp;</td>
       <td>&nbsp;</td>
       <td style="text-align: left">&nbsp;</td>
       <td style="text-align: right">&nbsp;</td>
       <td style="text-align: left">&nbsp;</td>
       <td>&nbsp;</td>
       <td style="text-align: left">&nbsp;</td>
       <td style="text-align: right">&nbsp;</td>
       <td style="text-align: left">&nbsp;</td>
      </tr>
      <tr style="vertical-align: bottom; background-color: rgb(204,238,255)">
       <td style="text-align: left; padding-left: 10pt">Capital level</td>
       <td>&nbsp;</td>
       <td style="text-align: left">$</td>
       <td style="text-align: right">462,883</td>
       <td style="text-align: left">&nbsp;</td>
       <td>&nbsp;</td>
       <td style="text-align: left">&nbsp;</td>
       <td style="text-align: right">11.83</td>
       <td style="text-align: left">%</td>
       <td>&nbsp;</td>
       <td style="text-align: left">&nbsp;</td>
       <td style="text-align: right">&nbsp;n/a&nbsp;</td>
       <td style="text-align: left">&nbsp;</td>
       <td>&nbsp;</td>
       <td style="text-align: left">&nbsp;</td>
       <td style="text-align: right">&nbsp;n/a&nbsp;</td>
       <td style="text-align: left">&nbsp;</td>
      </tr>
      <tr style="vertical-align: bottom; background-color: White">
       <td style="text-align: left; padding-left: 10pt">Requirement to be well capitalized</td>
       <td>&nbsp;</td>
       <td style="text-align: left">&nbsp;</td>
       <td style="text-align: right">254,335</td>
       <td style="text-align: left">&nbsp;</td>
       <td>&nbsp;</td>
       <td style="text-align: left">&nbsp;</td>
       <td style="text-align: right">6.50</td>
       <td style="text-align: left">&nbsp;</td>
       <td>&nbsp;</td>
       <td style="text-align: left">&nbsp;</td>
       <td style="text-align: right">&nbsp;n/a&nbsp;</td>
       <td style="text-align: left">&nbsp;</td>
       <td>&nbsp;</td>
       <td style="text-align: left">&nbsp;</td>
       <td style="text-align: right">&nbsp;n/a&nbsp;</td>
       <td style="text-align: left">&nbsp;</td>
      </tr>
      <tr style="vertical-align: bottom; background-color: rgb(204,238,255)">
       <td style="text-align: left; padding-left: 10pt">Excess</td>
       <td>&nbsp;</td>
       <td style="text-align: left">&nbsp;</td>
       <td style="text-align: right">208,548</td>
       <td style="text-align: left">&nbsp;</td>
       <td>&nbsp;</td>
       <td style="text-align: left">&nbsp;</td>
       <td style="text-align: right">5.33</td>
       <td style="text-align: left">&nbsp;</td>
       <td>&nbsp;</td>
       <td style="text-align: left">&nbsp;</td>
       <td style="text-align: right">&nbsp;n/a&nbsp;</td>
       <td style="text-align: left">&nbsp;</td>
       <td>&nbsp;</td>
       <td style="text-align: left">&nbsp;</td>
       <td style="text-align: right">&nbsp;n/a&nbsp;</td>
       <td style="text-align: left">&nbsp;</td>
      </tr>
      <tr style="vertical-align: bottom; background-color: White">
       <td style="text-align: left">&nbsp;</td>
       <td>&nbsp;</td>
       <td style="text-align: left">&nbsp;</td>
       <td style="text-align: right">&nbsp;</td>
       <td style="text-align: left">&nbsp;</td>
       <td>&nbsp;</td>
       <td style="text-align: left">&nbsp;</td>
       <td style="text-align: right">&nbsp;</td>
       <td style="text-align: left">&nbsp;</td>
       <td>&nbsp;</td>
       <td style="text-align: left">&nbsp;</td>
       <td style="text-align: right">&nbsp;</td>
       <td style="text-align: left">&nbsp;</td>
       <td>&nbsp;</td>
       <td style="text-align: left">&nbsp;</td>
       <td style="text-align: right">&nbsp;</td>
       <td style="text-align: left">&nbsp;</td>
      </tr>
      <tr style="vertical-align: bottom; background-color: rgb(204,238,255)">
       <td style="text-align: left">Tier I risk-based capital:</td>
       <td>&nbsp;</td>
       <td style="text-align: left">&nbsp;</td>
       <td style="text-align: right">&nbsp;</td>
       <td style="text-align: left">&nbsp;</td>
       <td>&nbsp;</td>
       <td style="text-align: left">&nbsp;</td>
       <td style="text-align: right">&nbsp;</td>
       <td style="text-align: left">&nbsp;</td>
       <td>&nbsp;</td>
       <td style="text-align: left">&nbsp;</td>
       <td style="text-align: right">&nbsp;</td>
       <td style="text-align: left">&nbsp;</td>
       <td>&nbsp;</td>
       <td style="text-align: left">&nbsp;</td>
       <td style="text-align: right">&nbsp;</td>
       <td style="text-align: left">&nbsp;</td>
      </tr>
      <tr style="vertical-align: bottom; background-color: White">
       <td style="text-align: left; padding-left: 10pt">Capital level</td>
       <td>&nbsp;</td>
       <td style="text-align: left">$</td>
       <td style="text-align: right">490,919</td>
       <td style="text-align: left">&nbsp;</td>
       <td>&nbsp;</td>
       <td style="text-align: left">&nbsp;</td>
       <td style="text-align: right">12.55</td>
       <td style="text-align: left">%</td>
       <td>&nbsp;</td>
       <td style="text-align: left">$</td>
       <td style="text-align: right">471,233</td>
       <td style="text-align: left">&nbsp;</td>
       <td>&nbsp;</td>
       <td style="text-align: left">&nbsp;</td>
       <td style="text-align: right">13.87</td>
       <td style="text-align: left">%</td>
      </tr>
      <tr style="vertical-align: bottom; background-color: rgb(204,238,255)">
       <td style="text-align: left; padding-left: 10pt">Requirement to be well capitalized</td>
       <td>&nbsp;</td>
       <td style="text-align: left">&nbsp;</td>
       <td style="text-align: right">313,028</td>
       <td style="text-align: left">&nbsp;</td>
       <td>&nbsp;</td>
       <td style="text-align: left">&nbsp;</td>
       <td style="text-align: right">8.00</td>
       <td style="text-align: left">&nbsp;</td>
       <td>&nbsp;</td>
       <td style="text-align: left">&nbsp;</td>
       <td style="text-align: right">203,878</td>
       <td style="text-align: left">&nbsp;</td>
       <td>&nbsp;</td>
       <td style="text-align: left">&nbsp;</td>
       <td style="text-align: right">6.00</td>
       <td style="text-align: left">&nbsp;</td>
      </tr>
      <tr style="vertical-align: bottom; background-color: White">
       <td style="text-align: left; padding-left: 10pt">Excess</td>
       <td>&nbsp;</td>
       <td style="text-align: left">&nbsp;</td>
       <td style="text-align: right">177,891</td>
       <td style="text-align: left">&nbsp;</td>
       <td>&nbsp;</td>
       <td style="text-align: left">&nbsp;</td>
       <td style="text-align: right">4.55</td>
       <td style="text-align: left">&nbsp;</td>
       <td>&nbsp;</td>
       <td style="text-align: left">&nbsp;</td>
       <td style="text-align: right">267,355</td>
       <td style="text-align: left">&nbsp;</td>
       <td>&nbsp;</td>
       <td style="text-align: left">&nbsp;</td>
       <td style="text-align: right">7.87</td>
       <td style="text-align: left">&nbsp;</td>
      </tr>
      <tr style="vertical-align: bottom; background-color: rgb(204,238,255)">
       <td style="text-align: left">&nbsp;</td>
       <td>&nbsp;</td>
       <td style="text-align: left">&nbsp;</td>
       <td style="text-align: right">&nbsp;</td>
       <td style="text-align: left">&nbsp;</td>
       <td>&nbsp;</td>
       <td style="text-align: left">&nbsp;</td>
       <td style="text-align: right">&nbsp;</td>
       <td style="text-align: left">&nbsp;</td>
       <td>&nbsp;</td>
       <td style="text-align: left">&nbsp;</td>
       <td style="text-align: right">&nbsp;</td>
       <td style="text-align: left">&nbsp;</td>
       <td>&nbsp;</td>
       <td style="text-align: left">&nbsp;</td>
       <td style="text-align: right">&nbsp;</td>
       <td style="text-align: left">&nbsp;</td>
      </tr>
      <tr style="vertical-align: bottom; background-color: White">
       <td style="text-align: left">Total risk-based capital:</td>
       <td>&nbsp;</td>
       <td style="text-align: left">&nbsp;</td>
       <td style="text-align: right">&nbsp;</td>
       <td style="text-align: left">&nbsp;</td>
       <td>&nbsp;</td>
       <td style="text-align: left">&nbsp;</td>
       <td style="text-align: right">&nbsp;</td>
       <td style="text-align: left">&nbsp;</td>
       <td>&nbsp;</td>
       <td style="text-align: left">&nbsp;</td>
       <td style="text-align: right">&nbsp;</td>
       <td style="text-align: left">&nbsp;</td>
       <td>&nbsp;</td>
       <td style="text-align: left">&nbsp;</td>
       <td style="text-align: right">&nbsp;</td>
       <td style="text-align: left">&nbsp;</td>
      </tr>
      <tr style="vertical-align: bottom; background-color: rgb(204,238,255)">
       <td style="text-align: left; padding-left: 10pt">Capital level</td>
       <td>&nbsp;</td>
       <td style="text-align: left">$</td>
       <td style="text-align: right">512,454</td>
       <td style="text-align: left">&nbsp;</td>
       <td>&nbsp;</td>
       <td style="text-align: left">&nbsp;</td>
       <td style="text-align: right">13.10</td>
       <td style="text-align: left">%</td>
       <td>&nbsp;</td>
       <td style="text-align: left">$</td>
       <td style="text-align: right">496,329</td>
       <td style="text-align: left">&nbsp;</td>
       <td>&nbsp;</td>
       <td style="text-align: left">&nbsp;</td>
       <td style="text-align: right">14.61</td>
       <td style="text-align: left">%</td>
      </tr>
      <tr style="vertical-align: bottom; background-color: White">
       <td style="text-align: left; padding-left: 10pt">Requirement to be well capitalized</td>
       <td>&nbsp;</td>
       <td style="text-align: left">&nbsp;</td>
       <td style="text-align: right">391,285</td>
       <td style="text-align: left">&nbsp;</td>
       <td>&nbsp;</td>
       <td style="text-align: left">&nbsp;</td>
       <td style="text-align: right">10.00</td>
       <td style="text-align: left">&nbsp;</td>
       <td>&nbsp;</td>
       <td style="text-align: left">&nbsp;</td>
       <td style="text-align: right">339,797</td>
       <td style="text-align: left">&nbsp;</td>
       <td>&nbsp;</td>
       <td style="text-align: left">&nbsp;</td>
       <td style="text-align: right">10.00</td>
       <td style="text-align: left">&nbsp;</td>
      </tr>
      <tr style="vertical-align: bottom; background-color: rgb(204,238,255)">
       <td style="text-align: left; padding-left: 10pt">Excess</td>
       <td>&nbsp;</td>
       <td style="text-align: left">&nbsp;</td>
       <td style="text-align: right">121,169</td>
       <td style="text-align: left">&nbsp;</td>
       <td>&nbsp;</td>
       <td style="text-align: left">&nbsp;</td>
       <td style="text-align: right">3.10</td>
       <td style="text-align: left">&nbsp;</td>
       <td>&nbsp;</td>
       <td style="text-align: left">&nbsp;</td>
       <td style="text-align: right">156,532</td>
       <td style="text-align: left">&nbsp;</td>
       <td>&nbsp;</td>
       <td style="text-align: left">&nbsp;</td>
       <td style="text-align: right">4.61</td>
       <td style="text-align: left">&nbsp;</td>
      </tr>

    </table><span></span>
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<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- References</a><div><p>No definition available.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
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<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>Tabular disclosure of the capital amounts and ratios as of the balance sheet date, indicating whether the entity or entities are in compliance with regulatory capital requirements, by entity.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 942<br> -SubTopic 505<br> -Section 50<br> -Paragraph 1B<br> -URI http://asc.fasb.org/extlink&amp;oid=35709795&amp;loc=SL5958570-112826<br><br>Reference 2: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 942<br> -SubTopic 505<br> -Section 50<br> -Paragraph 1<br> -Subparagraph (c)(1)<br> -URI http://asc.fasb.org/extlink&amp;oid=35709795&amp;loc=SL5958568-112826<br><br>Reference 3: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 942<br> -SubTopic 505<br> -Section 50<br> -Paragraph 1H<br> -Subparagraph (c)(2)<br> -URI http://asc.fasb.org/extlink&amp;oid=35709795&amp;loc=d3e65071-112826<br><br>Reference 4: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 942<br> -SubTopic 505<br> -Section 50<br> -Paragraph 1G<br> -URI http://asc.fasb.org/extlink&amp;oid=35709795&amp;loc=SL5958577-112826<br></p></div>
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<span style="display: none;">v3.3.1.900</span><table class="report" border="0" cellspacing="2" id="idp6838621520">
<tr>
<th class="tl" colspan="1" rowspan="2"><div style="width: 200px;"><strong>Note 15 - Commitments and Contingencies (Tables)<br></strong></div></th>
<th class="th" colspan="1">12 Months Ended</th>
</tr>
<tr><th class="th"><div>Dec. 31, 2015</div></th></tr>
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</td>
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      <tr style="vertical-align: bottom">
       <td style="text-align: left">&nbsp;</td>
       <td style="font-style: italic">&nbsp;</td>
       <td colspan="3" style="font-style: italic; text-align: center">(In thousands)</td>
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      <tr style="vertical-align: bottom; background-color: rgb(204,238,255)">
       <td style="text-align: left">Years ended December 31:</td>
       <td>&nbsp;</td>
       <td style="text-align: left">&nbsp;</td>
       <td style="text-align: right">&nbsp;</td>
       <td style="text-align: left">&nbsp;</td>
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       <td style="width: 1%">&nbsp;</td>
       <td style="width: 1%; text-align: left">$</td>
       <td style="width: 12%; text-align: right">4,516</td>
       <td style="width: 1%; text-align: left">&nbsp;</td>
      </tr>
      <tr style="vertical-align: bottom; background-color: rgb(204,238,255)">
       <td style="text-align: left; padding-left: 10pt">2017</td>
       <td>&nbsp;</td>
       <td style="text-align: left">&nbsp;</td>
       <td style="text-align: right">4,383</td>
       <td style="text-align: left">&nbsp;</td>
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      <tr style="vertical-align: bottom; background-color: White">
       <td style="text-align: left; padding-left: 10pt">2018</td>
       <td>&nbsp;</td>
       <td style="text-align: left">&nbsp;</td>
       <td style="text-align: right">4,448</td>
       <td style="text-align: left">&nbsp;</td>
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      <tr style="vertical-align: bottom; background-color: rgb(204,238,255)">
       <td style="text-align: left; padding-left: 10pt">2019</td>
       <td>&nbsp;</td>
       <td style="text-align: left">&nbsp;</td>
       <td style="text-align: right">5,332</td>
       <td style="text-align: left">&nbsp;</td>
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      <tr style="vertical-align: bottom; background-color: White">
       <td style="text-align: left; padding-left: 10pt">2020</td>
       <td>&nbsp;</td>
       <td style="text-align: left">&nbsp;</td>
       <td style="text-align: right">5,357</td>
       <td style="text-align: left">&nbsp;</td>
      </tr>
      <tr style="vertical-align: bottom; background-color: rgb(204,238,255)">
       <td style="padding-bottom: 1pt; text-align: left; padding-left: 10pt">Thereafter</td>
       <td style="padding-bottom: 1pt">&nbsp;</td>
       <td style="border-bottom: Black 1pt solid; text-align: left">&nbsp;</td>
       <td style="border-bottom: Black 1pt solid; text-align: right">25,502</td>
       <td style="border-bottom: Black 1pt solid; text-align: left">&nbsp;</td>
      </tr>
      <tr style="vertical-align: bottom; background-color: White">
       <td style="text-align: left; padding-bottom: 2.25pt; padding-left: 20pt">Total minimum payments required</td>
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       <td style="border-bottom: Black 2.25pt double; text-align: left">$</td>
       <td style="border-bottom: Black 2.25pt double; text-align: right">49,538</td>
       <td style="border-bottom: Black 2.25pt double; text-align: left">&nbsp;</td>
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<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- References</a><div><p>No definition available.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
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<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>Tabular disclosure of a lessee's leasing arrangements including: (1) the basis on which contingent rental payments are determined, (2) the existence and terms of renewal or purchase options and escalation clauses, (3) restrictions imposed by lease arrangements, such as those concerning dividends, additional debt, and further leasing, (4) rent holidays, rent concessions, or leasehold improvement incentives and unusual provisions or conditions.  Disclosure may also include the specific period used to amortize material leasehold improvements made at the inception of the lease or during the lease term. Additionally, for operating leases having initial or remaining noncancelable lease terms in excess of one year: (a) future minimum rental payments required as of the date of the latest balance sheet presented, in the aggregate and for each of the five succeeding fiscal years, (b) the total of minimum rentals to be received in the future under noncancelable subleases as of the date of the latest balance sheet presented, and (c) for all operating leases, rental expense for each period for which an income statement is presented, with separate amounts for minimum rentals, contingent rentals, and sublease rentals. Rental payments under leases with terms of a month or less that were not renewed need not be included.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 840<br> -SubTopic 20<br> -Section 50<br> -Paragraph 2<br> -URI http://asc.fasb.org/extlink&amp;oid=6453985&amp;loc=d3e41502-112717<br><br>Reference 2: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 840<br> -SubTopic 10<br> -Section 55<br> -Paragraph 40<br> -Subparagraph (Note 1,3)<br> -URI http://asc.fasb.org/extlink&amp;oid=6584154&amp;loc=d3e38371-112697<br><br>Reference 3: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 840<br> -SubTopic 10<br> -Section 50<br> -Paragraph 2<br> -URI http://asc.fasb.org/extlink&amp;oid=6452660&amp;loc=d3e36991-112694<br><br>Reference 4: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 840<br> -SubTopic 20<br> -Section 50<br> -Paragraph 1<br> -URI http://asc.fasb.org/extlink&amp;oid=6453985&amp;loc=d3e41499-112717<br><br>Reference 5: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 460<br> -SubTopic 10<br> -Section 50<br> -Paragraph 4<br> -URI http://asc.fasb.org/extlink&amp;oid=6851643&amp;loc=d3e12069-110248<br></p></div>
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<span style="display: none;">v3.3.1.900</span><table class="report" border="0" cellspacing="2" id="idp6840494352">
<tr>
<th class="tl" colspan="1" rowspan="2"><div style="width: 200px;"><strong>Note 18 - Fair Value of Financial Instruments (Tables)<br></strong></div></th>
<th class="th" colspan="1">12 Months Ended</th>
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<tr><th class="th"><div>Dec. 31, 2015</div></th></tr>
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<td class="text">&#160;<span></span>
</td>
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       <td>&nbsp;</td>
       <td>&nbsp;</td>
       <td colspan="3" style="text-align: center">Fair Value</td>
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       <td colspan="3" style="text-align: center">Fair Value</td>
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       <td colspan="11" style="text-align: center">Changes in Fair Values For Items Measured at Fair Value</td>
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      <tr style="vertical-align: bottom">
       <td>&nbsp;</td>
       <td style="padding-bottom: 1pt">&nbsp;</td>
       <td colspan="3" style="text-align: center">Measurements</td>
       <td style="padding-bottom: 1pt">&nbsp;</td>
       <td colspan="3" style="text-align: center">Measurements</td>
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      <tr style="vertical-align: bottom">
       <td>&nbsp;</td>
       <td style="padding-bottom: 1pt">&nbsp;</td>
       <td colspan="3" style="text-align: center">at December 31,</td>
       <td style="padding-bottom: 1pt">&nbsp;</td>
       <td colspan="3" style="text-align: center">at December 31,</td>
       <td style="padding-bottom: 1pt">&nbsp;</td>
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       <td style="padding-bottom: 1pt; border-bottom: Black 1pt solid">&nbsp;</td>
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       <td style="padding-bottom: 1pt; border-bottom: Black 1pt solid">&nbsp;</td>
       <td colspan="3" style="text-align: center; border-bottom: Black 1pt solid">2014</td>
       <td style="padding-bottom: 1pt; border-bottom: Black 1pt solid">&nbsp;</td>
       <td colspan="3" style="text-align: center; border-bottom: Black 1pt solid">2015</td>
       <td style="padding-bottom: 1pt; border-bottom: Black 1pt solid">&nbsp;</td>
       <td colspan="3" style="text-align: center; border-bottom: Black 1pt solid">2014</td>
       <td style="padding-bottom: 1pt; border-bottom: Black 1pt solid">&nbsp;</td>
       <td colspan="3" style="text-align: center; border-bottom: Black 1pt solid">2013</td>
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       <td style="font-style: italic; text-align: left">(Dollars in thousands)</td>
       <td style="font-style: italic">&nbsp;</td>
       <td colspan="3" style="font-style: italic">&nbsp;</td>
       <td style="font-style: italic">&nbsp;</td>
       <td colspan="3" style="font-style: italic">&nbsp;</td>
       <td style="font-style: italic">&nbsp;</td>
       <td colspan="3" style="font-style: italic">&nbsp;</td>
       <td style="font-style: italic">&nbsp;</td>
       <td colspan="3" style="font-style: italic">&nbsp;</td>
       <td style="font-style: italic">&nbsp;</td>
       <td colspan="3" style="font-style: italic">&nbsp;</td>
      </tr>
      <tr style="vertical-align: bottom; background-color: rgb(204,238,255)">
       <td style="width: 50%; text-align: left">Mortgage-backed securities</td>
       <td style="width: 1%">&nbsp;</td>
       <td style="width: 1%; text-align: left">$</td>
       <td style="width: 7%; text-align: right">2,527</td>
       <td style="width: 1%; text-align: left">&nbsp;</td>
       <td style="width: 1%">&nbsp;</td>
       <td style="width: 1%; text-align: left">$</td>
       <td style="width: 7%; text-align: right">4,678</td>
       <td style="width: 1%; text-align: left">&nbsp;</td>
       <td style="width: 1%">&nbsp;</td>
       <td style="width: 1%; text-align: left">$</td>
       <td style="width: 7%; text-align: right">(59</td>
       <td style="width: 1%; text-align: left">)</td>
       <td style="width: 1%">&nbsp;</td>
       <td style="width: 1%; text-align: left">$</td>
       <td style="width: 7%; text-align: right">75</td>
       <td style="width: 1%; text-align: left">&nbsp;</td>
       <td style="width: 1%">&nbsp;</td>
       <td style="width: 1%; text-align: left">$</td>
       <td style="width: 7%; text-align: right">(725</td>
       <td style="width: 1%; text-align: left">)</td>
      </tr>
      <tr style="vertical-align: bottom; background-color: White">
       <td style="text-align: left">Other securities</td>
       <td>&nbsp;</td>
       <td style="text-align: left">&nbsp;</td>
       <td style="text-align: right">28,205</td>
       <td style="text-align: left">&nbsp;</td>
       <td>&nbsp;</td>
       <td style="text-align: left">&nbsp;</td>
       <td style="text-align: right">27,915</td>
       <td style="text-align: left">&nbsp;</td>
       <td>&nbsp;</td>
       <td style="text-align: left">&nbsp;</td>
       <td style="text-align: right">53</td>
       <td style="text-align: left">&nbsp;</td>
       <td>&nbsp;</td>
       <td style="text-align: left">&nbsp;</td>
       <td style="text-align: right">598</td>
       <td style="text-align: left">&nbsp;</td>
       <td>&nbsp;</td>
       <td style="text-align: left">&nbsp;</td>
       <td style="text-align: right">241</td>
       <td style="text-align: left">&nbsp;</td>
      </tr>
      <tr style="vertical-align: bottom; background-color: rgb(204,238,255)">
       <td style="text-align: left; padding-bottom: 1pt">Borrowed funds</td>
       <td style="padding-bottom: 1pt">&nbsp;</td>
       <td style="text-align: left">&nbsp;</td>
       <td style="text-align: right">29,018</td>
       <td style="text-align: left">&nbsp;</td>
       <td style="padding-bottom: 1pt">&nbsp;</td>
       <td style="text-align: left">&nbsp;</td>
       <td style="text-align: right">28,771</td>
       <td style="text-align: left">&nbsp;</td>
       <td style="padding-bottom: 1pt">&nbsp;</td>
       <td style="border-bottom: Black 1pt solid; text-align: left">&nbsp;</td>
       <td style="border-bottom: Black 1pt solid; text-align: right">(238</td>
       <td style="border-bottom: Black 1pt solid; text-align: left">)</td>
       <td style="padding-bottom: 1pt">&nbsp;</td>
       <td style="border-bottom: Black 1pt solid; text-align: left">&nbsp;</td>
       <td style="border-bottom: Black 1pt solid; text-align: right">802</td>
       <td style="border-bottom: Black 1pt solid; text-align: left">&nbsp;</td>
       <td style="padding-bottom: 1pt">&nbsp;</td>
       <td style="border-bottom: Black 1pt solid; text-align: left">&nbsp;</td>
       <td style="border-bottom: Black 1pt solid; text-align: right">(5,651</td>
       <td style="border-bottom: Black 1pt solid; text-align: left">)</td>
      </tr>
      <tr style="vertical-align: bottom; background-color: White">
       <td style="font-weight: normal; font-style: normal; text-align: left; padding-bottom: 2.25pt">Net gain (loss) from fair value adjustments <font style="font-family: Times New Roman, Times, Serif; font-size: 10pt; font-weight: normal; font-style: normal"><sup>(1)</sup></font></td>
       <td style="padding-bottom: 2.25pt">&nbsp;</td>
       <td style="text-align: left">&nbsp;</td>
       <td style="text-align: right">&nbsp;</td>
       <td style="text-align: left">&nbsp;</td>
       <td style="padding-bottom: 2.25pt">&nbsp;</td>
       <td style="text-align: left">&nbsp;</td>
       <td style="text-align: right">&nbsp;</td>
       <td style="text-align: left">&nbsp;</td>
       <td style="padding-bottom: 2.25pt">&nbsp;</td>
       <td style="border-bottom: Black 2.25pt double; text-align: left">$</td>
       <td style="border-bottom: Black 2.25pt double; text-align: right">(244</td>
       <td style="border-bottom: Black 2.25pt double; text-align: left">)</td>
       <td style="padding-bottom: 2.25pt">&nbsp;</td>
       <td style="border-bottom: Black 2.25pt double; text-align: left">$</td>
       <td style="border-bottom: Black 2.25pt double; text-align: right">1,475</td>
       <td style="border-bottom: Black 2.25pt double; text-align: left">&nbsp;</td>
       <td style="padding-bottom: 2.25pt">&nbsp;</td>
       <td style="border-bottom: Black 2.25pt double; text-align: left">$</td>
       <td style="border-bottom: Black 2.25pt double; text-align: right">(6,135</td>
       <td style="border-bottom: Black 2.25pt double; text-align: left">)</td>
      </tr>

    </table><span></span>
</td>
</tr>
<tr class="re">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_ScheduleOfFairValueAssetsAndLiabilitiesMeasuredOnRecurringBasisTableTextBlock', window );">Schedule of Fair Value, Assets and Liabilities Measured on Recurring Basis [Table Text Block]</a></td>
<td class="text"><table cellpadding="0" cellspacing="0" style="border-collapse: collapse; width: 100%; font: 10pt Times New Roman, Times, Serif">

      <tr style="vertical-align: bottom">
       <td>&nbsp;</td>
       <td style="padding-bottom: 1pt">&nbsp;</td>
       <td colspan="7" style="text-align: center; border-bottom: Black 1pt solid">Quoted Prices <br /> in Active Markets <br /> for Identical Assets <br /> (Level 1)</td>
       <td style="padding-bottom: 1pt">&nbsp;</td>
       <td colspan="7" style="text-align: center; border-bottom: Black 1pt solid">Significant Other <br /> Observable Inputs <br /> (Level 2)</td>
       <td style="padding-bottom: 1pt">&nbsp;</td>
       <td colspan="7" style="text-align: center; border-bottom: Black 1pt solid">Significant Other <br /> Unobservable Inputs <br /> (Level 3)</td>
       <td style="padding-bottom: 1pt">&nbsp;</td>
       <td colspan="7" style="text-align: center; border-bottom: Black 1pt solid">Total carried at fair value <br /> on a recurring basis</td>
      </tr>
      <tr style="vertical-align: bottom">
       <td>&nbsp;</td>
       <td style="padding-bottom: 1pt">&nbsp;</td>
       <td colspan="3" style="text-align: center; border-bottom: Black 1pt solid">2015</td>
       <td style="padding-bottom: 1pt; border-bottom: Black 1pt solid">&nbsp;</td>
       <td colspan="3" style="text-align: center; border-bottom: Black 1pt solid">2014</td>
       <td style="padding-bottom: 1pt">&nbsp;</td>
       <td colspan="3" style="text-align: center; border-bottom: Black 1pt solid">2015</td>
       <td style="padding-bottom: 1pt; border-bottom: Black 1pt solid">&nbsp;</td>
       <td colspan="3" style="text-align: center; border-bottom: Black 1pt solid">2014</td>
       <td style="padding-bottom: 1pt">&nbsp;</td>
       <td colspan="3" style="text-align: center; border-bottom: Black 1pt solid">2015</td>
       <td style="padding-bottom: 1pt; border-bottom: Black 1pt solid">&nbsp;</td>
       <td colspan="3" style="text-align: center; border-bottom: Black 1pt solid">2014</td>
       <td style="padding-bottom: 1pt">&nbsp;</td>
       <td colspan="3" style="text-align: center; border-bottom: Black 1pt solid">2015</td>
       <td style="padding-bottom: 1pt; border-bottom: Black 1pt solid">&nbsp;</td>
       <td colspan="3" style="text-align: center; border-bottom: Black 1pt solid">2014</td>
      </tr>
      <tr style="vertical-align: bottom">
       <td>&nbsp;</td>
       <td style="font-style: italic">&nbsp;</td>
       <td colspan="3" style="font-style: italic">&nbsp;</td>
       <td style="font-style: italic">&nbsp;</td>
       <td colspan="3" style="font-style: italic">&nbsp;</td>
       <td style="font-style: italic">&nbsp;</td>
       <td colspan="3" style="font-style: italic">&nbsp;</td>
       <td style="font-style: italic">&nbsp;</td>
       <td colspan="3" style="font-style: italic">&nbsp;</td>
       <td style="font-style: italic">&nbsp;</td>
       <td colspan="3" style="font-style: italic">&nbsp;</td>
       <td style="font-style: italic">&nbsp;</td>
       <td colspan="3" style="font-style: italic">&nbsp;</td>
       <td style="font-style: italic">&nbsp;</td>
       <td colspan="3" style="font-style: italic">&nbsp;</td>
       <td style="font-style: italic">&nbsp;</td>
       <td colspan="3" style="font-style: italic">&nbsp;</td>
      </tr>
      <tr style="vertical-align: bottom; background-color: rgb(204,238,255)">
       <td colspan="1">Assets:</td>
       <td>&nbsp;</td>
       <td colspan="3" style="text-align: right">&nbsp;</td>
       <td>&nbsp;</td>
       <td colspan="3" style="text-align: right">&nbsp;</td>
       <td>&nbsp;</td>
       <td colspan="3" style="text-align: center">&nbsp;</td>
       <td>&nbsp;</td>
       <td colspan="3" style="text-align: right">&nbsp;</td>
       <td>&nbsp;</td>
       <td colspan="3" style="text-align: center">&nbsp;</td>
       <td>&nbsp;</td>
       <td colspan="3" style="text-align: right">&nbsp;</td>
       <td>&nbsp;</td>
       <td colspan="3" style="text-align: center">&nbsp;</td>
       <td>&nbsp;</td>
       <td colspan="3" style="text-align: center">&nbsp;</td>
      </tr>
      <tr style="vertical-align: bottom; background-color: White">
       <td style="text-align: left">Securities available for sale</td>
       <td>&nbsp;</td>
       <td style="text-align: left">&nbsp;</td>
       <td style="text-align: right">&nbsp;</td>
       <td style="text-align: left">&nbsp;</td>
       <td>&nbsp;</td>
       <td style="text-align: left">&nbsp;</td>
       <td style="text-align: right">&nbsp;</td>
       <td style="text-align: left">&nbsp;</td>
       <td>&nbsp;</td>
       <td style="text-align: left">&nbsp;</td>
       <td style="text-align: right">&nbsp;</td>
       <td style="text-align: left">&nbsp;</td>
       <td>&nbsp;</td>
       <td style="text-align: left">&nbsp;</td>
       <td style="text-align: right">&nbsp;</td>
       <td style="text-align: left">&nbsp;</td>
       <td>&nbsp;</td>
       <td style="text-align: left">&nbsp;</td>
       <td style="text-align: right">&nbsp;</td>
       <td style="text-align: left">&nbsp;</td>
       <td>&nbsp;</td>
       <td style="text-align: left">&nbsp;</td>
       <td style="text-align: right">&nbsp;</td>
       <td style="text-align: left">&nbsp;</td>
       <td>&nbsp;</td>
       <td style="text-align: left">&nbsp;</td>
       <td style="text-align: right">&nbsp;</td>
       <td style="text-align: left">&nbsp;</td>
       <td>&nbsp;</td>
       <td style="text-align: left">&nbsp;</td>
       <td style="text-align: right">&nbsp;</td>
       <td style="text-align: left">&nbsp;</td>
      </tr>
      <tr style="vertical-align: bottom; background-color: rgb(204,238,255)">
       <td style="width: 20%; padding-left: 10pt">Mortgage-backed Securities</td>
       <td style="width: 1%">&nbsp;</td>
       <td style="width: 1%; text-align: left">$</td>
       <td style="width: 7%; text-align: right">-</td>
       <td style="width: 1%; text-align: left">&nbsp;</td>
       <td style="width: 1%">&nbsp;</td>
       <td style="width: 1%; text-align: left">$</td>
       <td style="width: 7%; text-align: right">-</td>
       <td style="width: 1%; text-align: left">&nbsp;</td>
       <td style="width: 1%">&nbsp;</td>
       <td style="width: 1%; text-align: left">$</td>
       <td style="width: 7%; text-align: right">668,740</td>
       <td style="width: 1%; text-align: left">&nbsp;</td>
       <td style="width: 1%">&nbsp;</td>
       <td style="width: 1%; text-align: left">$</td>
       <td style="width: 7%; text-align: right">704,933</td>
       <td style="width: 1%; text-align: left">&nbsp;</td>
       <td style="width: 1%">&nbsp;</td>
       <td style="width: 1%; text-align: left">$</td>
       <td style="width: 7%; text-align: right">-</td>
       <td style="width: 1%; text-align: left">&nbsp;</td>
       <td style="width: 1%">&nbsp;</td>
       <td style="width: 1%; text-align: left">$</td>
       <td style="width: 7%; text-align: right">-</td>
       <td style="width: 1%; text-align: left">&nbsp;</td>
       <td style="width: 1%">&nbsp;</td>
       <td style="width: 1%; text-align: left">$</td>
       <td style="width: 7%; text-align: right">668,740</td>
       <td style="width: 1%; text-align: left">&nbsp;</td>
       <td style="width: 1%">&nbsp;</td>
       <td style="width: 1%; text-align: left">$</td>
       <td style="width: 7%; text-align: right">704,933</td>
       <td style="width: 1%; text-align: left">&nbsp;</td>
      </tr>
      <tr style="vertical-align: bottom; background-color: White">
       <td style="text-align: left; padding-left: 10pt">Other securities</td>
       <td>&nbsp;</td>
       <td style="text-align: left">&nbsp;</td>
       <td style="text-align: right">-</td>
       <td style="text-align: left">&nbsp;</td>
       <td>&nbsp;</td>
       <td style="text-align: left">&nbsp;</td>
       <td style="text-align: right">-</td>
       <td style="text-align: left">&nbsp;</td>
       <td>&nbsp;</td>
       <td style="text-align: left">&nbsp;</td>
       <td style="text-align: right">317,445</td>
       <td style="text-align: left">&nbsp;</td>
       <td>&nbsp;</td>
       <td style="text-align: left">&nbsp;</td>
       <td style="text-align: right">245,768</td>
       <td style="text-align: left">&nbsp;</td>
       <td>&nbsp;</td>
       <td style="text-align: left">&nbsp;</td>
       <td style="text-align: right">7,212</td>
       <td style="text-align: left">&nbsp;</td>
       <td>&nbsp;</td>
       <td style="text-align: left">&nbsp;</td>
       <td style="text-align: right">22,609</td>
       <td style="text-align: left">&nbsp;</td>
       <td>&nbsp;</td>
       <td style="text-align: left">&nbsp;</td>
       <td style="text-align: right">324,657</td>
       <td style="text-align: left">&nbsp;</td>
       <td>&nbsp;</td>
       <td style="text-align: left">&nbsp;</td>
       <td style="text-align: right">268,377</td>
       <td style="text-align: left">&nbsp;</td>
      </tr>
      <tr style="vertical-align: bottom; background-color: rgb(204,238,255)">
       <td style="text-align: left; padding-left: 10pt">Interest rate swaps</td>
       <td>&nbsp;</td>
       <td style="text-align: left">&nbsp;</td>
       <td style="text-align: right">-</td>
       <td style="text-align: left">&nbsp;</td>
       <td>&nbsp;</td>
       <td style="text-align: left">&nbsp;</td>
       <td style="text-align: right">-</td>
       <td style="text-align: left">&nbsp;</td>
       <td>&nbsp;</td>
       <td style="text-align: left">&nbsp;</td>
       <td style="text-align: right">48</td>
       <td style="text-align: left">&nbsp;</td>
       <td>&nbsp;</td>
       <td style="text-align: left">&nbsp;</td>
       <td style="text-align: right">84</td>
       <td style="text-align: left">&nbsp;</td>
       <td>&nbsp;</td>
       <td style="text-align: left">&nbsp;</td>
       <td style="text-align: right">-</td>
       <td style="text-align: left">&nbsp;</td>
       <td>&nbsp;</td>
       <td style="text-align: left">&nbsp;</td>
       <td style="text-align: right">-</td>
       <td style="text-align: left">&nbsp;</td>
       <td>&nbsp;</td>
       <td style="text-align: left">&nbsp;</td>
       <td style="text-align: right">48</td>
       <td style="text-align: left">&nbsp;</td>
       <td>&nbsp;</td>
       <td style="text-align: left">&nbsp;</td>
       <td style="text-align: right">84</td>
       <td style="text-align: left">&nbsp;</td>
      </tr>
      <tr style="vertical-align: bottom; background-color: White">
       <td style="padding-bottom: 1pt">&nbsp;</td>
       <td style="padding-bottom: 1pt">&nbsp;</td>
       <td style="border-bottom: Black 1pt solid; text-align: left">&nbsp;</td>
       <td style="border-bottom: Black 1pt solid; text-align: right">&nbsp;</td>
       <td style="border-bottom: Black 1pt solid; text-align: left">&nbsp;</td>
       <td style="padding-bottom: 1pt; border-bottom: Black 1pt solid">&nbsp;</td>
       <td style="border-bottom: Black 1pt solid; text-align: left">&nbsp;</td>
       <td style="border-bottom: Black 1pt solid; text-align: right">&nbsp;</td>
       <td style="border-bottom: Black 1pt solid; text-align: left">&nbsp;</td>
       <td style="padding-bottom: 1pt">&nbsp;</td>
       <td style="border-bottom: Black 1pt solid; text-align: left">&nbsp;</td>
       <td style="border-bottom: Black 1pt solid; text-align: right">&nbsp;</td>
       <td style="border-bottom: Black 1pt solid; text-align: left">&nbsp;</td>
       <td style="padding-bottom: 1pt; border-bottom: Black 1pt solid">&nbsp;</td>
       <td style="border-bottom: Black 1pt solid; text-align: left">&nbsp;</td>
       <td style="border-bottom: Black 1pt solid; text-align: right">&nbsp;</td>
       <td style="border-bottom: Black 1pt solid; text-align: left">&nbsp;</td>
       <td style="padding-bottom: 1pt">&nbsp;</td>
       <td style="border-bottom: Black 1pt solid; text-align: left">&nbsp;</td>
       <td style="border-bottom: Black 1pt solid; text-align: right">&nbsp;</td>
       <td style="border-bottom: Black 1pt solid; text-align: left">&nbsp;</td>
       <td style="padding-bottom: 1pt; border-bottom: Black 1pt solid">&nbsp;</td>
       <td style="border-bottom: Black 1pt solid; text-align: left">&nbsp;</td>
       <td style="border-bottom: Black 1pt solid; text-align: right">&nbsp;</td>
       <td style="border-bottom: Black 1pt solid; text-align: left">&nbsp;</td>
       <td style="padding-bottom: 1pt">&nbsp;</td>
       <td style="border-bottom: Black 1pt solid; text-align: left">&nbsp;</td>
       <td style="border-bottom: Black 1pt solid; text-align: right">&nbsp;</td>
       <td style="border-bottom: Black 1pt solid; text-align: left">&nbsp;</td>
       <td style="padding-bottom: 1pt; border-bottom: Black 1pt solid">&nbsp;</td>
       <td style="border-bottom: Black 1pt solid; text-align: left">&nbsp;</td>
       <td style="border-bottom: Black 1pt solid; text-align: right">&nbsp;</td>
       <td style="border-bottom: Black 1pt solid; text-align: left">&nbsp;</td>
      </tr>
      <tr style="vertical-align: bottom; background-color: rgb(204,238,255)">
       <td style="text-align: left; padding-bottom: 2.25pt; padding-left: 10pt">Total assets</td>
       <td style="padding-bottom: 2.25pt">&nbsp;</td>
       <td style="border-bottom: Black 2.25pt double; text-align: left">$</td>
       <td style="border-bottom: Black 2.25pt double; text-align: right">-</td>
       <td style="border-bottom: Black 2.25pt double; text-align: left">&nbsp;</td>
       <td style="border-bottom: Black 2.25pt double; text-align: left">&nbsp;</td>
       <td style="border-bottom: Black 2.25pt double; text-align: left">$</td>
       <td style="border-bottom: Black 2.25pt double; text-align: right">-</td>
       <td style="border-bottom: Black 2.25pt double; text-align: left">&nbsp;</td>
       <td style="padding-bottom: 2.25pt">&nbsp;</td>
       <td style="border-bottom: Black 2.25pt double; text-align: left">$</td>
       <td style="border-bottom: Black 2.25pt double; text-align: right">986,233</td>
       <td style="border-bottom: Black 2.25pt double; text-align: left">&nbsp;</td>
       <td style="border-bottom: Black 2.25pt double; text-align: left">&nbsp;</td>
       <td style="border-bottom: Black 2.25pt double; text-align: left">$</td>
       <td style="border-bottom: Black 2.25pt double; text-align: right">950,785</td>
       <td style="border-bottom: Black 2.25pt double; text-align: left">&nbsp;</td>
       <td style="padding-bottom: 2.25pt">&nbsp;</td>
       <td style="border-bottom: Black 2.25pt double; text-align: left">$</td>
       <td style="border-bottom: Black 2.25pt double; text-align: right">7,212</td>
       <td style="border-bottom: Black 2.25pt double; text-align: left">&nbsp;</td>
       <td style="border-bottom: Black 2.25pt double; text-align: left">&nbsp;</td>
       <td style="border-bottom: Black 2.25pt double; text-align: left">$</td>
       <td style="border-bottom: Black 2.25pt double; text-align: right">22,609</td>
       <td style="border-bottom: Black 2.25pt double; text-align: left">&nbsp;</td>
       <td style="padding-bottom: 2.25pt">&nbsp;</td>
       <td style="border-bottom: Black 2.25pt double; text-align: left">$</td>
       <td style="border-bottom: Black 2.25pt double; text-align: right">993,445</td>
       <td style="border-bottom: Black 2.25pt double; text-align: left">&nbsp;</td>
       <td style="border-bottom: Black 2.25pt double; text-align: left">&nbsp;</td>
       <td style="border-bottom: Black 2.25pt double; text-align: left">$</td>
       <td style="border-bottom: Black 2.25pt double; text-align: right">973,394</td>
       <td style="border-bottom: Black 2.25pt double; text-align: left">&nbsp;</td>
      </tr>
      <tr style="vertical-align: bottom; background-color: White">
       <td>&nbsp;</td>
       <td>&nbsp;</td>
       <td style="text-align: left">&nbsp;</td>
       <td style="text-align: right">&nbsp;</td>
       <td style="text-align: left">&nbsp;</td>
       <td>&nbsp;</td>
       <td style="text-align: left">&nbsp;</td>
       <td style="text-align: right">&nbsp;</td>
       <td style="text-align: left">&nbsp;</td>
       <td>&nbsp;</td>
       <td style="text-align: left">&nbsp;</td>
       <td style="text-align: right">&nbsp;</td>
       <td style="text-align: left">&nbsp;</td>
       <td>&nbsp;</td>
       <td style="text-align: left">&nbsp;</td>
       <td style="text-align: right">&nbsp;</td>
       <td style="text-align: left">&nbsp;</td>
       <td>&nbsp;</td>
       <td style="text-align: left">&nbsp;</td>
       <td style="text-align: right">&nbsp;</td>
       <td style="text-align: left">&nbsp;</td>
       <td>&nbsp;</td>
       <td style="text-align: left">&nbsp;</td>
       <td style="text-align: right">&nbsp;</td>
       <td style="text-align: left">&nbsp;</td>
       <td>&nbsp;</td>
       <td style="text-align: left">&nbsp;</td>
       <td style="text-align: right">&nbsp;</td>
       <td style="text-align: left">&nbsp;</td>
       <td>&nbsp;</td>
       <td style="text-align: left">&nbsp;</td>
       <td style="text-align: right">&nbsp;</td>
       <td style="text-align: left">&nbsp;</td>
      </tr>
      <tr style="vertical-align: bottom; background-color: rgb(204,238,255)">
       <td>&nbsp;</td>
       <td>&nbsp;</td>
       <td style="text-align: left">&nbsp;</td>
       <td style="text-align: right">&nbsp;</td>
       <td style="text-align: left">&nbsp;</td>
       <td>&nbsp;</td>
       <td style="text-align: left">&nbsp;</td>
       <td style="text-align: right">&nbsp;</td>
       <td style="text-align: left">&nbsp;</td>
       <td>&nbsp;</td>
       <td style="text-align: left">&nbsp;</td>
       <td style="text-align: right">&nbsp;</td>
       <td style="text-align: left">&nbsp;</td>
       <td>&nbsp;</td>
       <td style="text-align: left">&nbsp;</td>
       <td style="text-align: right">&nbsp;</td>
       <td style="text-align: left">&nbsp;</td>
       <td>&nbsp;</td>
       <td style="text-align: left">&nbsp;</td>
       <td style="text-align: right">&nbsp;</td>
       <td style="text-align: left">&nbsp;</td>
       <td>&nbsp;</td>
       <td style="text-align: left">&nbsp;</td>
       <td style="text-align: right">&nbsp;</td>
       <td style="text-align: left">&nbsp;</td>
       <td>&nbsp;</td>
       <td style="text-align: left">&nbsp;</td>
       <td style="text-align: right">&nbsp;</td>
       <td style="text-align: left">&nbsp;</td>
       <td>&nbsp;</td>
       <td style="text-align: left">&nbsp;</td>
       <td style="text-align: right">&nbsp;</td>
       <td style="text-align: left">&nbsp;</td>
      </tr>
      <tr style="vertical-align: bottom; background-color: White">
       <td style="padding-left: 10pt">Liabilities:</td>
       <td>&nbsp;</td>
       <td style="text-align: left">&nbsp;</td>
       <td style="text-align: right">&nbsp;</td>
       <td style="text-align: left">&nbsp;</td>
       <td>&nbsp;</td>
       <td style="text-align: left">&nbsp;</td>
       <td style="text-align: right">&nbsp;</td>
       <td style="text-align: left">&nbsp;</td>
       <td>&nbsp;</td>
       <td style="text-align: left">&nbsp;</td>
       <td style="text-align: right">&nbsp;</td>
       <td style="text-align: left">&nbsp;</td>
       <td>&nbsp;</td>
       <td style="text-align: left">&nbsp;</td>
       <td style="text-align: right">&nbsp;</td>
       <td style="text-align: left">&nbsp;</td>
       <td>&nbsp;</td>
       <td style="text-align: left">&nbsp;</td>
       <td style="text-align: right">&nbsp;</td>
       <td style="text-align: left">&nbsp;</td>
       <td>&nbsp;</td>
       <td style="text-align: left">&nbsp;</td>
       <td style="text-align: right">&nbsp;</td>
       <td style="text-align: left">&nbsp;</td>
       <td>&nbsp;</td>
       <td style="text-align: left">&nbsp;</td>
       <td style="text-align: right">&nbsp;</td>
       <td style="text-align: left">&nbsp;</td>
       <td>&nbsp;</td>
       <td style="text-align: left">&nbsp;</td>
       <td style="text-align: right">&nbsp;</td>
       <td style="text-align: left">&nbsp;</td>
      </tr>
      <tr style="vertical-align: bottom; background-color: rgb(204,238,255)">
       <td style="padding-left: 10pt">Borrowings</td>
       <td>&nbsp;</td>
       <td style="text-align: left">$</td>
       <td style="text-align: right">-</td>
       <td style="text-align: left">&nbsp;</td>
       <td>&nbsp;</td>
       <td style="text-align: left">$</td>
       <td style="text-align: right">-</td>
       <td style="text-align: left">&nbsp;</td>
       <td>&nbsp;</td>
       <td style="text-align: left">$</td>
       <td style="text-align: right">-</td>
       <td style="text-align: left">&nbsp;</td>
       <td>&nbsp;</td>
       <td style="text-align: left">$</td>
       <td style="text-align: right">-</td>
       <td style="text-align: left">&nbsp;</td>
       <td>&nbsp;</td>
       <td style="text-align: left">$</td>
       <td style="text-align: right">29,018</td>
       <td style="text-align: left">&nbsp;</td>
       <td>&nbsp;</td>
       <td style="text-align: left">$</td>
       <td style="text-align: right">28,771</td>
       <td style="text-align: left">&nbsp;</td>
       <td>&nbsp;</td>
       <td style="text-align: left">$</td>
       <td style="text-align: right">29,018</td>
       <td style="text-align: left">&nbsp;</td>
       <td>&nbsp;</td>
       <td style="text-align: left">$</td>
       <td style="text-align: right">28,771</td>
       <td style="text-align: left">&nbsp;</td>
      </tr>
      <tr style="vertical-align: bottom; background-color: White">
       <td style="text-align: left; padding-left: 10pt">Interest rate swaps</td>
       <td>&nbsp;</td>
       <td style="text-align: left">&nbsp;</td>
       <td style="text-align: right">-</td>
       <td style="text-align: left">&nbsp;</td>
       <td>&nbsp;</td>
       <td style="text-align: left">&nbsp;</td>
       <td style="text-align: right">-</td>
       <td style="text-align: left">&nbsp;</td>
       <td>&nbsp;</td>
       <td style="text-align: left">&nbsp;</td>
       <td style="text-align: right">4,314</td>
       <td style="text-align: left">&nbsp;</td>
       <td>&nbsp;</td>
       <td style="text-align: left">&nbsp;</td>
       <td style="text-align: right">2,649</td>
       <td style="text-align: left">&nbsp;</td>
       <td>&nbsp;</td>
       <td style="text-align: left">&nbsp;</td>
       <td style="text-align: right">-</td>
       <td style="text-align: left">&nbsp;</td>
       <td>&nbsp;</td>
       <td style="text-align: left">&nbsp;</td>
       <td style="text-align: right">-</td>
       <td style="text-align: left">&nbsp;</td>
       <td>&nbsp;</td>
       <td style="text-align: left">&nbsp;</td>
       <td style="text-align: right">4,314</td>
       <td style="text-align: left">&nbsp;</td>
       <td>&nbsp;</td>
       <td style="text-align: left">&nbsp;</td>
       <td style="text-align: right">2,649</td>
       <td style="text-align: left">&nbsp;</td>
      </tr>
      <tr style="vertical-align: bottom; background-color: rgb(204,238,255)">
       <td style="padding-bottom: 1pt">&nbsp;</td>
       <td style="padding-bottom: 1pt">&nbsp;</td>
       <td style="border-bottom: Black 1pt solid; text-align: left">&nbsp;</td>
       <td style="border-bottom: Black 1pt solid; text-align: right">&nbsp;</td>
       <td style="border-bottom: Black 1pt solid; text-align: left">&nbsp;</td>
       <td style="padding-bottom: 1pt; border-bottom: Black 1pt solid">&nbsp;</td>
       <td style="border-bottom: Black 1pt solid; text-align: left">&nbsp;</td>
       <td style="border-bottom: Black 1pt solid; text-align: right">&nbsp;</td>
       <td style="border-bottom: Black 1pt solid; text-align: left">&nbsp;</td>
       <td style="padding-bottom: 1pt">&nbsp;</td>
       <td style="border-bottom: Black 1pt solid; text-align: left">&nbsp;</td>
       <td style="border-bottom: Black 1pt solid; text-align: right">&nbsp;</td>
       <td style="border-bottom: Black 1pt solid; text-align: left">&nbsp;</td>
       <td style="padding-bottom: 1pt; border-bottom: Black 1pt solid">&nbsp;</td>
       <td style="border-bottom: Black 1pt solid; text-align: left">&nbsp;</td>
       <td style="border-bottom: Black 1pt solid; text-align: right">&nbsp;</td>
       <td style="border-bottom: Black 1pt solid; text-align: left">&nbsp;</td>
       <td style="padding-bottom: 1pt">&nbsp;</td>
       <td style="border-bottom: Black 1pt solid; text-align: left">&nbsp;</td>
       <td style="border-bottom: Black 1pt solid; text-align: right">&nbsp;</td>
       <td style="border-bottom: Black 1pt solid; text-align: left">&nbsp;</td>
       <td style="padding-bottom: 1pt; border-bottom: Black 1pt solid">&nbsp;</td>
       <td style="border-bottom: Black 1pt solid; text-align: left">&nbsp;</td>
       <td style="border-bottom: Black 1pt solid; text-align: right">&nbsp;</td>
       <td style="border-bottom: Black 1pt solid; text-align: left">&nbsp;</td>
       <td style="padding-bottom: 1pt">&nbsp;</td>
       <td style="border-bottom: Black 1pt solid; text-align: left">&nbsp;</td>
       <td style="border-bottom: Black 1pt solid; text-align: right">&nbsp;</td>
       <td style="border-bottom: Black 1pt solid; text-align: left">&nbsp;</td>
       <td style="padding-bottom: 1pt; border-bottom: Black 1pt solid">&nbsp;</td>
       <td style="border-bottom: Black 1pt solid; text-align: left">&nbsp;</td>
       <td style="border-bottom: Black 1pt solid; text-align: right">&nbsp;</td>
       <td style="border-bottom: Black 1pt solid; text-align: left">&nbsp;</td>
      </tr>
      <tr style="vertical-align: bottom; background-color: White">
       <td style="text-align: left; padding-bottom: 2.25pt; padding-left: 10pt">Total liabilities</td>
       <td style="padding-bottom: 2.25pt">&nbsp;</td>
       <td style="border-bottom: Black 2.25pt double; text-align: left">$</td>
       <td style="border-bottom: Black 2.25pt double; text-align: right">-</td>
       <td style="border-bottom: Black 2.25pt double; text-align: left">&nbsp;</td>
       <td style="border-bottom: Black 2.25pt double; text-align: left">&nbsp;</td>
       <td style="border-bottom: Black 2.25pt double; text-align: left">$</td>
       <td style="border-bottom: Black 2.25pt double; text-align: right">-</td>
       <td style="border-bottom: Black 2.25pt double; text-align: left">&nbsp;</td>
       <td style="padding-bottom: 2.25pt">&nbsp;</td>
       <td style="border-bottom: Black 2.25pt double; text-align: left">$</td>
       <td style="border-bottom: Black 2.25pt double; text-align: right">4,314</td>
       <td style="border-bottom: Black 2.25pt double; text-align: left">&nbsp;</td>
       <td style="border-bottom: Black 2.25pt double; text-align: left">&nbsp;</td>
       <td style="border-bottom: Black 2.25pt double; text-align: left">$</td>
       <td style="border-bottom: Black 2.25pt double; text-align: right">2,649</td>
       <td style="border-bottom: Black 2.25pt double; text-align: left">&nbsp;</td>
       <td style="padding-bottom: 2.25pt">&nbsp;</td>
       <td style="border-bottom: Black 2.25pt double; text-align: left">$</td>
       <td style="border-bottom: Black 2.25pt double; text-align: right">29,018</td>
       <td style="border-bottom: Black 2.25pt double; text-align: left">&nbsp;</td>
       <td style="border-bottom: Black 2.25pt double; text-align: left">&nbsp;</td>
       <td style="border-bottom: Black 2.25pt double; text-align: left">$</td>
       <td style="border-bottom: Black 2.25pt double; text-align: right">28,771</td>
       <td style="border-bottom: Black 2.25pt double; text-align: left">&nbsp;</td>
       <td style="padding-bottom: 2.25pt">&nbsp;</td>
       <td style="border-bottom: Black 2.25pt double; text-align: left">$</td>
       <td style="border-bottom: Black 2.25pt double; text-align: right">33,332</td>
       <td style="border-bottom: Black 2.25pt double; text-align: left">&nbsp;</td>
       <td style="border-bottom: Black 2.25pt double; text-align: left">&nbsp;</td>
       <td style="border-bottom: Black 2.25pt double; text-align: left">$</td>
       <td style="border-bottom: Black 2.25pt double; text-align: right">31,420</td>
       <td style="border-bottom: Black 2.25pt double; text-align: left">&nbsp;</td>
      </tr>

    </table><span></span>
</td>
</tr>
<tr class="ro">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_FairValueAssetsMeasuredOnRecurringBasisUnobservableInputReconciliationTextBlock', window );">Fair Value, Assets Measured on Recurring Basis, Unobservable Input Reconciliation [Table Text Block]</a></td>
<td class="text"><table cellpadding="0" cellspacing="0" style="border-collapse: collapse; width: 100%; font: 10pt Times New Roman, Times, Serif">

      <tr style="vertical-align: bottom">
       <td style="text-align: left">&nbsp;</td>
       <td style="padding-bottom: 1pt">&nbsp;</td>
       <td colspan="11" style="text-align: center; border-bottom: Black 1pt solid">For the year ended December 31, 2015</td>
      </tr>
      <tr style="vertical-align: bottom">
       <td style="text-align: center">&nbsp;</td>
       <td style="padding-bottom: 1pt">&nbsp;</td>
       <td colspan="3" style="text-align: center; border-bottom: Black 1pt solid">Municipals</td>
       <td style="padding-bottom: 1pt">&nbsp;</td>
       <td colspan="3" style="text-align: center; border-bottom: Black 1pt solid">Trust preferred<br /> securities</td>
       <td style="padding-bottom: 1pt">&nbsp;</td>
       <td colspan="3" style="text-align: center; border-bottom: Black 1pt solid">Junior subordinated<br /> debentures</td>
      </tr>
      <tr style="vertical-align: bottom">
       <td style="text-align: left">&nbsp;</td>
       <td style="font-style: italic">&nbsp;</td>
       <td colspan="11" style="font-style: italic; text-align: center">(In thousands)</td>
      </tr>
      <tr style="vertical-align: bottom">
       <td style="text-align: center">&nbsp;</td>
       <td>&nbsp;</td>
       <td colspan="3" style="text-align: left">&nbsp;</td>
       <td>&nbsp;</td>
       <td colspan="3" style="text-align: left">&nbsp;</td>
       <td>&nbsp;</td>
       <td colspan="3" style="text-align: left">&nbsp;</td>
      </tr>
      <tr style="vertical-align: bottom; background-color: rgb(204,238,255)">
       <td style="width: 61%; text-align: left">Beginning balance</td>
       <td style="width: 1%">&nbsp;</td>
       <td style="width: 1%; text-align: left">$</td>
       <td style="width: 10%; text-align: right">15,519</td>
       <td style="width: 1%; text-align: left">&nbsp;</td>
       <td style="width: 1%">&nbsp;</td>
       <td style="width: 1%; text-align: left">$</td>
       <td style="width: 10%; text-align: right">7,090</td>
       <td style="width: 1%; text-align: left">&nbsp;</td>
       <td style="width: 1%">&nbsp;</td>
       <td style="width: 1%; text-align: left">$</td>
       <td style="width: 10%; text-align: right">28,771</td>
       <td style="width: 1%; text-align: left">&nbsp;</td>
      </tr>
      <tr style="vertical-align: bottom; background-color: White">
       <td style="text-align: left">Transfers to held-to-maturity</td>
       <td>&nbsp;</td>
       <td style="text-align: left">&nbsp;</td>
       <td style="text-align: right">(4,510</td>
       <td style="text-align: left">)</td>
       <td>&nbsp;</td>
       <td style="text-align: left">&nbsp;</td>
       <td style="text-align: right">-</td>
       <td style="text-align: left">&nbsp;</td>
       <td>&nbsp;</td>
       <td style="text-align: left">&nbsp;</td>
       <td style="text-align: right">-</td>
       <td style="text-align: left">&nbsp;</td>
      </tr>
      <tr style="vertical-align: bottom; background-color: rgb(204,238,255)">
       <td style="text-align: left">Purchases</td>
       <td>&nbsp;</td>
       <td style="text-align: left">&nbsp;</td>
       <td style="text-align: right">1,000</td>
       <td style="text-align: left">&nbsp;</td>
       <td>&nbsp;</td>
       <td style="text-align: left">&nbsp;</td>
       <td style="text-align: right">-</td>
       <td style="text-align: left">&nbsp;</td>
       <td>&nbsp;</td>
       <td style="text-align: left">&nbsp;</td>
       <td style="text-align: right">-</td>
       <td style="text-align: left">&nbsp;</td>
      </tr>
      <tr style="vertical-align: bottom; background-color: White">
       <td style="text-align: left">Principal repayments</td>
       <td>&nbsp;</td>
       <td style="text-align: left">&nbsp;</td>
       <td style="text-align: right">(8,009</td>
       <td style="text-align: left">)</td>
       <td>&nbsp;</td>
       <td style="text-align: left">&nbsp;</td>
       <td style="text-align: right">-</td>
       <td style="text-align: left">&nbsp;</td>
       <td>&nbsp;</td>
       <td style="text-align: left">&nbsp;</td>
       <td style="text-align: right">-</td>
       <td style="text-align: left">&nbsp;</td>
      </tr>
      <tr style="vertical-align: bottom; background-color: rgb(204,238,255)">
       <td style="text-align: left">Maturities</td>
       <td>&nbsp;</td>
       <td style="text-align: left">&nbsp;</td>
       <td style="text-align: right">(4,000</td>
       <td style="text-align: left">)</td>
       <td>&nbsp;</td>
       <td style="text-align: left">&nbsp;</td>
       <td style="text-align: right">-</td>
       <td style="text-align: left">&nbsp;</td>
       <td>&nbsp;</td>
       <td style="text-align: left">&nbsp;</td>
       <td style="text-align: right">-</td>
       <td style="text-align: left">&nbsp;</td>
      </tr>
      <tr style="vertical-align: bottom; background-color: White">
       <td style="text-align: left">Sales</td>
       <td>&nbsp;</td>
       <td style="text-align: left">&nbsp;</td>
       <td style="text-align: right">-</td>
       <td style="text-align: left">&nbsp;</td>
       <td>&nbsp;</td>
       <td style="text-align: left">&nbsp;</td>
       <td style="text-align: right">-</td>
       <td style="text-align: left">&nbsp;</td>
       <td>&nbsp;</td>
       <td style="text-align: left">&nbsp;</td>
       <td style="text-align: right">-</td>
       <td style="text-align: left">&nbsp;</td>
      </tr>
      <tr style="vertical-align: bottom; background-color: rgb(204,238,255)">
       <td style="font-weight: normal; font-style: normal; text-align: left; padding-left: 0pt">Net gain from fair value adjustment of financial assets<font style="font-family: Times New Roman, Times, Serif; font-size: 10pt; font-weight: normal; font-style: normal"><sup> (1)</sup></font></td>
       <td>&nbsp;</td>
       <td style="text-align: left">&nbsp;</td>
       <td style="text-align: right">-</td>
       <td style="text-align: left">&nbsp;</td>
       <td>&nbsp;</td>
       <td style="text-align: left">&nbsp;</td>
       <td style="text-align: right">117</td>
       <td style="text-align: left">&nbsp;</td>
       <td>&nbsp;</td>
       <td style="text-align: left">&nbsp;</td>
       <td style="text-align: right">-</td>
       <td style="text-align: left">&nbsp;</td>
      </tr>
      <tr style="vertical-align: bottom; background-color: White">
       <td style="font-weight: normal; font-style: normal; text-align: left; padding-left: 0pt">Net loss from fair value adjustment of financial liabilities<font style="font-family: Times New Roman, Times, Serif; font-size: 10pt; font-weight: normal; font-style: normal"><sup> (1)</sup></font></td>
       <td>&nbsp;</td>
       <td style="text-align: left">&nbsp;</td>
       <td style="text-align: right">-</td>
       <td style="text-align: left">&nbsp;</td>
       <td>&nbsp;</td>
       <td style="text-align: left">&nbsp;</td>
       <td style="text-align: right">-</td>
       <td style="text-align: left">&nbsp;</td>
       <td>&nbsp;</td>
       <td style="text-align: left">&nbsp;</td>
       <td style="text-align: right">238</td>
       <td style="text-align: left">&nbsp;</td>
      </tr>
      <tr style="vertical-align: bottom; background-color: rgb(204,238,255)">
       <td style="text-align: left">Increase in accrued interest payable</td>
       <td>&nbsp;</td>
       <td style="text-align: left">&nbsp;</td>
       <td style="text-align: right">-</td>
       <td style="text-align: left">&nbsp;</td>
       <td>&nbsp;</td>
       <td style="text-align: left">&nbsp;</td>
       <td style="text-align: right">-</td>
       <td style="text-align: left">&nbsp;</td>
       <td>&nbsp;</td>
       <td style="text-align: left">&nbsp;</td>
       <td style="text-align: right">9</td>
       <td style="text-align: left">&nbsp;</td>
      </tr>
      <tr style="vertical-align: bottom; background-color: White">
       <td style="text-align: left; padding-bottom: 1pt; padding-left: 0pt">Change in unrealized gains included in other comprehensive income</td>
       <td style="padding-bottom: 1pt">&nbsp;</td>
       <td style="border-bottom: Black 1pt solid; text-align: left">&nbsp;</td>
       <td style="border-bottom: Black 1pt solid; text-align: right">-</td>
       <td style="border-bottom: Black 1pt solid; text-align: left">&nbsp;</td>
       <td style="padding-bottom: 1pt">&nbsp;</td>
       <td style="border-bottom: Black 1pt solid; text-align: left">&nbsp;</td>
       <td style="border-bottom: Black 1pt solid; text-align: right">5</td>
       <td style="border-bottom: Black 1pt solid; text-align: left">&nbsp;</td>
       <td style="padding-bottom: 1pt">&nbsp;</td>
       <td style="border-bottom: Black 1pt solid; text-align: left">&nbsp;</td>
       <td style="border-bottom: Black 1pt solid; text-align: right">-</td>
       <td style="border-bottom: Black 1pt solid; text-align: left">&nbsp;</td>
      </tr>
      <tr style="vertical-align: bottom; background-color: rgb(204,238,255)">
       <td style="text-align: left; padding-bottom: 2.25pt">Ending balance</td>
       <td style="padding-bottom: 2.25pt">&nbsp;</td>
       <td style="border-bottom: Black 2.25pt double; text-align: left">$</td>
       <td style="border-bottom: Black 2.25pt double; text-align: right">-</td>
       <td style="border-bottom: Black 2.25pt double; text-align: left">&nbsp;</td>
       <td style="padding-bottom: 2.25pt">&nbsp;</td>
       <td style="border-bottom: Black 2.25pt double; text-align: left">$</td>
       <td style="border-bottom: Black 2.25pt double; text-align: right">7,212</td>
       <td style="border-bottom: Black 2.25pt double; text-align: left">&nbsp;</td>
       <td style="padding-bottom: 2.25pt">&nbsp;</td>
       <td style="border-bottom: Black 2.25pt double; text-align: left">$</td>
       <td style="border-bottom: Black 2.25pt double; text-align: right">29,018</td>
       <td style="border-bottom: Black 2.25pt double; text-align: left">&nbsp;</td>
      </tr>
      <tr style="vertical-align: bottom; background-color: White">
       <td style="text-align: left">&nbsp;</td>
       <td>&nbsp;</td>
       <td style="text-align: left">&nbsp;</td>
       <td style="text-align: right">&nbsp;</td>
       <td style="text-align: left">&nbsp;</td>
       <td>&nbsp;</td>
       <td style="text-align: left">&nbsp;</td>
       <td style="text-align: right">&nbsp;</td>
       <td style="text-align: left">&nbsp;</td>
       <td>&nbsp;</td>
       <td style="text-align: left">&nbsp;</td>
       <td style="text-align: right">&nbsp;</td>
       <td style="text-align: left">&nbsp;</td>
      </tr>
      <tr style="vertical-align: bottom; background-color: rgb(204,238,255)">
       <td style="text-align: left; padding-bottom: 2.25pt">Changes in unrealized held at period end</td>
       <td style="padding-bottom: 2.25pt">&nbsp;</td>
       <td style="border-bottom: Black 2.25pt double; text-align: left">$</td>
       <td style="border-bottom: Black 2.25pt double; text-align: right">-</td>
       <td style="border-bottom: Black 2.25pt double; text-align: left">&nbsp;</td>
       <td style="padding-bottom: 2.25pt">&nbsp;</td>
       <td style="border-bottom: Black 2.25pt double; text-align: left">$</td>
       <td style="border-bottom: Black 2.25pt double; text-align: right">5</td>
       <td style="border-bottom: Black 2.25pt double; text-align: left">&nbsp;</td>
       <td style="padding-bottom: 2.25pt">&nbsp;</td>
       <td style="border-bottom: Black 2.25pt double; text-align: left">$</td>
       <td style="border-bottom: Black 2.25pt double; text-align: right">-</td>
       <td style="border-bottom: Black 2.25pt double; text-align: left">&nbsp;</td>
      </tr>

    </table><table cellpadding="0" cellspacing="0" style="border-collapse: collapse; width: 100%; font: 10pt Times New Roman, Times, Serif">

      <tr style="vertical-align: bottom">
       <td style="text-align: left">&nbsp;</td>
       <td style="padding-bottom: 1pt">&nbsp;</td>
       <td colspan="11" style="text-align: center; border-bottom: Black 1pt solid">For the year ended December 31, 2014</td>
      </tr>
      <tr style="vertical-align: bottom">
       <td style="text-align: center">&nbsp;</td>
       <td style="padding-bottom: 1pt">&nbsp;</td>
       <td colspan="3" style="text-align: center; border-bottom: Black 1pt solid">Municipals</td>
       <td style="padding-bottom: 1pt">&nbsp;</td>
       <td colspan="3" style="text-align: center; border-bottom: Black 1pt solid">Trust preferred<br /> securities</td>
       <td style="padding-bottom: 1pt">&nbsp;</td>
       <td colspan="3" style="text-align: center; border-bottom: Black 1pt solid">Junior subordinated<br /> debentures</td>
      </tr>
      <tr style="vertical-align: bottom">
       <td style="text-align: left">&nbsp;</td>
       <td style="font-style: italic">&nbsp;</td>
       <td colspan="11" style="font-style: italic; text-align: center">(In thousands)</td>
      </tr>
      <tr style="vertical-align: bottom">
       <td style="text-align: center">&nbsp;</td>
       <td>&nbsp;</td>
       <td colspan="3" style="text-align: left">&nbsp;</td>
       <td>&nbsp;</td>
       <td colspan="3" style="text-align: left">&nbsp;</td>
       <td>&nbsp;</td>
       <td colspan="3" style="text-align: left">&nbsp;</td>
      </tr>
      <tr style="vertical-align: bottom; background-color: rgb(204,238,255)">
       <td style="width: 61%; text-align: left">Beginning balance</td>
       <td style="width: 1%">&nbsp;</td>
       <td style="width: 1%; text-align: left">$</td>
       <td style="width: 10%; text-align: right">9,223</td>
       <td style="width: 1%; text-align: left">&nbsp;</td>
       <td style="width: 1%">&nbsp;</td>
       <td style="width: 1%; text-align: left">$</td>
       <td style="width: 10%; text-align: right">14,935</td>
       <td style="width: 1%; text-align: left">&nbsp;</td>
       <td style="width: 1%">&nbsp;</td>
       <td style="width: 1%; text-align: left">$</td>
       <td style="width: 10%; text-align: right">29,570</td>
       <td style="width: 1%; text-align: left">&nbsp;</td>
      </tr>
      <tr style="vertical-align: bottom; background-color: White">
       <td style="text-align: left">Purchases</td>
       <td>&nbsp;</td>
       <td style="text-align: left">&nbsp;</td>
       <td style="text-align: right">7,595</td>
       <td style="text-align: left">&nbsp;</td>
       <td>&nbsp;</td>
       <td style="text-align: left">&nbsp;</td>
       <td style="text-align: right">-</td>
       <td style="text-align: left">&nbsp;</td>
       <td>&nbsp;</td>
       <td style="text-align: left">&nbsp;</td>
       <td style="text-align: right">-</td>
       <td style="text-align: left">&nbsp;</td>
      </tr>
      <tr style="vertical-align: bottom; background-color: rgb(204,238,255)">
       <td style="text-align: left">Principal repayments</td>
       <td>&nbsp;</td>
       <td style="text-align: left">&nbsp;</td>
       <td style="text-align: right">(214</td>
       <td style="text-align: left">)</td>
       <td>&nbsp;</td>
       <td style="text-align: left">&nbsp;</td>
       <td style="text-align: right">-</td>
       <td style="text-align: left">&nbsp;</td>
       <td>&nbsp;</td>
       <td style="text-align: left">&nbsp;</td>
       <td style="text-align: right">-</td>
       <td style="text-align: left">&nbsp;</td>
      </tr>
      <tr style="vertical-align: bottom; background-color: White">
       <td style="text-align: left">Maturities</td>
       <td>&nbsp;</td>
       <td style="text-align: left">&nbsp;</td>
       <td style="text-align: right">(1,085</td>
       <td style="text-align: left">)</td>
       <td>&nbsp;</td>
       <td style="text-align: left">&nbsp;</td>
       <td style="text-align: right">-</td>
       <td style="text-align: left">&nbsp;</td>
       <td>&nbsp;</td>
       <td style="text-align: left">&nbsp;</td>
       <td style="text-align: right">-</td>
       <td style="text-align: left">&nbsp;</td>
      </tr>
      <tr style="vertical-align: bottom; background-color: rgb(204,238,255)">
       <td style="text-align: left">Sales</td>
       <td>&nbsp;</td>
       <td style="text-align: left">&nbsp;</td>
       <td style="text-align: right">-</td>
       <td style="text-align: left">&nbsp;</td>
       <td>&nbsp;</td>
       <td style="text-align: left">&nbsp;</td>
       <td style="text-align: right">(11,133</td>
       <td style="text-align: left">)</td>
       <td>&nbsp;</td>
       <td style="text-align: left">&nbsp;</td>
       <td style="text-align: right">-</td>
       <td style="text-align: left">&nbsp;</td>
      </tr>
      <tr style="vertical-align: bottom; background-color: White">
       <td style="font-weight: normal; font-style: normal; text-align: left; padding-left: 0pt">Net gain from fair value adjustment of financial assets <font style="font-family: Times New Roman, Times, Serif; font-size: 10pt; font-weight: normal; font-style: normal"><sup>(1)</sup></font></td>
       <td>&nbsp;</td>
       <td style="text-align: left">&nbsp;</td>
       <td style="text-align: right">-</td>
       <td style="text-align: left">&nbsp;</td>
       <td>&nbsp;</td>
       <td style="text-align: left">&nbsp;</td>
       <td style="text-align: right">71</td>
       <td style="text-align: left">&nbsp;</td>
       <td>&nbsp;</td>
       <td style="text-align: left">&nbsp;</td>
       <td style="text-align: right">-</td>
       <td style="text-align: left">&nbsp;</td>
      </tr>
      <tr style="vertical-align: bottom; background-color: rgb(204,238,255)">
       <td style="font-weight: normal; font-style: normal; text-align: left; padding-left: 0pt">Net gain from fair value adjustment of financial liabilities <font style="font-family: Times New Roman, Times, Serif; font-size: 10pt; font-weight: normal; font-style: normal"><sup>(1)</sup></font></td>
       <td>&nbsp;</td>
       <td style="text-align: left">&nbsp;</td>
       <td style="text-align: right">-</td>
       <td style="text-align: left">&nbsp;</td>
       <td>&nbsp;</td>
       <td style="text-align: left">&nbsp;</td>
       <td style="text-align: right">-</td>
       <td style="text-align: left">&nbsp;</td>
       <td>&nbsp;</td>
       <td style="text-align: left">&nbsp;</td>
       <td style="text-align: right">(801</td>
       <td style="text-align: left">)</td>
      </tr>
      <tr style="vertical-align: bottom; background-color: White">
       <td style="text-align: left">Increase in accrued interest payable</td>
       <td>&nbsp;</td>
       <td style="text-align: left">&nbsp;</td>
       <td style="text-align: right">-</td>
       <td style="text-align: left">&nbsp;</td>
       <td>&nbsp;</td>
       <td style="text-align: left">&nbsp;</td>
       <td style="text-align: right">-</td>
       <td style="text-align: left">&nbsp;</td>
       <td>&nbsp;</td>
       <td style="text-align: left">&nbsp;</td>
       <td style="text-align: right">2</td>
       <td style="text-align: left">&nbsp;</td>
      </tr>
      <tr style="vertical-align: bottom; background-color: rgb(204,238,255)">
       <td style="text-align: left; padding-bottom: 1pt; padding-left: 0pt">Change in unrealized gains included in other comprehensive income</td>
       <td style="padding-bottom: 1pt">&nbsp;</td>
       <td style="border-bottom: Black 1pt solid; text-align: left">&nbsp;</td>
       <td style="border-bottom: Black 1pt solid; text-align: right">-</td>
       <td style="border-bottom: Black 1pt solid; text-align: left">&nbsp;</td>
       <td style="padding-bottom: 1pt">&nbsp;</td>
       <td style="border-bottom: Black 1pt solid; text-align: left">&nbsp;</td>
       <td style="border-bottom: Black 1pt solid; text-align: right">3,217</td>
       <td style="border-bottom: Black 1pt solid; text-align: left">&nbsp;</td>
       <td style="padding-bottom: 1pt">&nbsp;</td>
       <td style="border-bottom: Black 1pt solid; text-align: left">&nbsp;</td>
       <td style="border-bottom: Black 1pt solid; text-align: right">-</td>
       <td style="border-bottom: Black 1pt solid; text-align: left">&nbsp;</td>
      </tr>
      <tr style="vertical-align: bottom; background-color: White">
       <td style="text-align: left; padding-bottom: 2.25pt">Ending balance</td>
       <td style="padding-bottom: 2.25pt">&nbsp;</td>
       <td style="border-bottom: Black 2.25pt double; text-align: left">$</td>
       <td style="border-bottom: Black 2.25pt double; text-align: right">15,519</td>
       <td style="border-bottom: Black 2.25pt double; text-align: left">&nbsp;</td>
       <td style="padding-bottom: 2.25pt">&nbsp;</td>
       <td style="border-bottom: Black 2.25pt double; text-align: left">$</td>
       <td style="border-bottom: Black 2.25pt double; text-align: right">7,090</td>
       <td style="border-bottom: Black 2.25pt double; text-align: left">&nbsp;</td>
       <td style="padding-bottom: 2.25pt">&nbsp;</td>
       <td style="border-bottom: Black 2.25pt double; text-align: left">$</td>
       <td style="border-bottom: Black 2.25pt double; text-align: right">28,771</td>
       <td style="border-bottom: Black 2.25pt double; text-align: left">&nbsp;</td>
      </tr>
      <tr style="vertical-align: bottom; background-color: rgb(204,238,255)">
       <td style="text-align: left">&nbsp;</td>
       <td>&nbsp;</td>
       <td style="text-align: left">&nbsp;</td>
       <td style="text-align: right">&nbsp;</td>
       <td style="text-align: left">&nbsp;</td>
       <td>&nbsp;</td>
       <td style="text-align: left">&nbsp;</td>
       <td style="text-align: right">&nbsp;</td>
       <td style="text-align: left">&nbsp;</td>
       <td>&nbsp;</td>
       <td style="text-align: left">&nbsp;</td>
       <td style="text-align: right">&nbsp;</td>
       <td style="text-align: left">&nbsp;</td>
      </tr>
      <tr style="vertical-align: bottom; background-color: White">
       <td style="text-align: left; padding-bottom: 2.25pt">Changes in unrealized held at period end</td>
       <td style="padding-bottom: 2.25pt">&nbsp;</td>
       <td style="border-bottom: Black 2.25pt double; text-align: left">$</td>
       <td style="border-bottom: Black 2.25pt double; text-align: right">-</td>
       <td style="border-bottom: Black 2.25pt double; text-align: left">&nbsp;</td>
       <td style="padding-bottom: 2.25pt">&nbsp;</td>
       <td style="border-bottom: Black 2.25pt double; text-align: left">$</td>
       <td style="border-bottom: Black 2.25pt double; text-align: right">3,217</td>
       <td style="border-bottom: Black 2.25pt double; text-align: left">&nbsp;</td>
       <td style="padding-bottom: 2.25pt">&nbsp;</td>
       <td style="border-bottom: Black 2.25pt double; text-align: left">$</td>
       <td style="border-bottom: Black 2.25pt double; text-align: right">-</td>
       <td style="border-bottom: Black 2.25pt double; text-align: left">&nbsp;</td>
      </tr>

    </table><span></span>
</td>
</tr>
<tr class="re">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_FairValueAssetsMeasuredOnNonrecurringBasisTextBlock', window );">Fair Value Measurements, Nonrecurring [Table Text Block]</a></td>
<td class="text"><table cellpadding="0" cellspacing="0" style="border-collapse: collapse; width: 100%; font: 10pt Times New Roman, Times, Serif">

      <tr style="vertical-align: bottom">
       <td>&nbsp;</td>
       <td style="padding-bottom: 1pt">&nbsp;</td>
       <td colspan="7" style="text-align: center; border-bottom: Black 1pt solid">Quoted Prices <br /> in Active Markets <br /> for Identical Assets <br /> (Level 1)</td>
       <td style="padding-bottom: 1pt">&nbsp;</td>
       <td colspan="7" style="text-align: center; border-bottom: Black 1pt solid">Significant Other <br /> Observable Inputs <br /> (Level 2)</td>
       <td style="padding-bottom: 1pt">&nbsp;</td>
       <td colspan="7" style="text-align: center; border-bottom: Black 1pt solid">Significant Other <br /> Unobservable Inputs <br /> (Level 3)</td>
       <td style="padding-bottom: 1pt">&nbsp;</td>
       <td colspan="7" style="text-align: center; border-bottom: Black 1pt solid">Total carried at fair value <br /> on a non-recurring basis</td>
      </tr>
      <tr style="vertical-align: bottom">
       <td>&nbsp;</td>
       <td style="padding-bottom: 1pt">&nbsp;</td>
       <td colspan="3" style="text-align: center; border-bottom: Black 1pt solid">2015</td>
       <td style="border-bottom: Black 1pt solid; text-align: left">&nbsp;</td>
       <td colspan="3" style="text-align: center; border-bottom: Black 1pt solid">2014</td>
       <td style="padding-bottom: 1pt">&nbsp;</td>
       <td colspan="3" style="text-align: center; border-bottom: Black 1pt solid">2015</td>
       <td style="border-bottom: Black 1pt solid; text-align: left">&nbsp;</td>
       <td colspan="3" style="text-align: center; border-bottom: Black 1pt solid">2014</td>
       <td style="padding-bottom: 1pt">&nbsp;</td>
       <td colspan="3" style="text-align: center; border-bottom: Black 1pt solid">2015</td>
       <td style="border-bottom: Black 1pt solid; text-align: left">&nbsp;</td>
       <td colspan="3" style="text-align: center; border-bottom: Black 1pt solid">2014</td>
       <td style="padding-bottom: 1pt">&nbsp;</td>
       <td colspan="3" style="text-align: center; border-bottom: Black 1pt solid">2015</td>
       <td style="border-bottom: Black 1pt solid; text-align: left">&nbsp;</td>
       <td colspan="3" style="text-align: center; border-bottom: Black 1pt solid">2014</td>
      </tr>
      <tr style="vertical-align: bottom">
       <td>&nbsp;</td>
       <td style="font-style: italic">&nbsp;</td>
       <td colspan="3" style="font-style: italic">&nbsp;</td>
       <td style="font-style: italic">&nbsp;</td>
       <td colspan="3" style="font-style: italic">&nbsp;</td>
       <td style="font-style: italic">&nbsp;</td>
       <td colspan="3" style="font-style: italic">&nbsp;</td>
       <td style="font-style: italic">&nbsp;</td>
       <td colspan="3" style="font-style: italic">&nbsp;</td>
       <td style="font-style: italic">&nbsp;</td>
       <td colspan="3" style="font-style: italic">&nbsp;</td>
       <td style="font-style: italic">&nbsp;</td>
       <td colspan="3" style="font-style: italic">&nbsp;</td>
       <td style="font-style: italic">&nbsp;</td>
       <td colspan="3" style="font-style: italic">&nbsp;</td>
       <td style="font-style: italic">&nbsp;</td>
       <td colspan="3" style="font-style: italic">&nbsp;</td>
      </tr>
      <tr style="vertical-align: bottom; background-color: rgb(204,238,255)">
       <td>Assets:</td>
       <td>&nbsp;</td>
       <td style="text-align: left">&nbsp;</td>
       <td style="text-align: right">&nbsp;</td>
       <td style="text-align: left">&nbsp;</td>
       <td>&nbsp;</td>
       <td style="text-align: left">&nbsp;</td>
       <td style="text-align: right">&nbsp;</td>
       <td style="text-align: left">&nbsp;</td>
       <td>&nbsp;</td>
       <td style="text-align: left">&nbsp;</td>
       <td style="text-align: right">&nbsp;</td>
       <td style="text-align: left">&nbsp;</td>
       <td>&nbsp;</td>
       <td style="text-align: left">&nbsp;</td>
       <td style="text-align: right">&nbsp;</td>
       <td style="text-align: left">&nbsp;</td>
       <td>&nbsp;</td>
       <td style="text-align: left">&nbsp;</td>
       <td style="text-align: right">&nbsp;</td>
       <td style="text-align: left">&nbsp;</td>
       <td>&nbsp;</td>
       <td style="text-align: left">&nbsp;</td>
       <td style="text-align: right">&nbsp;</td>
       <td style="text-align: left">&nbsp;</td>
       <td>&nbsp;</td>
       <td style="text-align: left">&nbsp;</td>
       <td style="text-align: right">&nbsp;</td>
       <td style="text-align: left">&nbsp;</td>
       <td>&nbsp;</td>
       <td style="text-align: left">&nbsp;</td>
       <td style="text-align: right">&nbsp;</td>
       <td style="text-align: left">&nbsp;</td>
      </tr>
      <tr style="vertical-align: bottom; background-color: White">
       <td style="width: 20%; text-align: left; padding-left: 10pt">Impaired loans</td>
       <td style="width: 1%">&nbsp;</td>
       <td style="width: 1%; text-align: left">$</td>
       <td style="width: 7%; text-align: right">-</td>
       <td style="width: 1%; text-align: left">&nbsp;</td>
       <td style="width: 1%">&nbsp;</td>
       <td style="width: 1%; text-align: left">$</td>
       <td style="width: 7%; text-align: right">-</td>
       <td style="width: 1%; text-align: left">&nbsp;</td>
       <td style="width: 1%">&nbsp;</td>
       <td style="width: 1%; text-align: left">$</td>
       <td style="width: 7%; text-align: right">-</td>
       <td style="width: 1%; text-align: left">&nbsp;</td>
       <td style="width: 1%">&nbsp;</td>
       <td style="width: 1%; text-align: left">$</td>
       <td style="width: 7%; text-align: right">-</td>
       <td style="width: 1%; text-align: left">&nbsp;</td>
       <td style="width: 1%">&nbsp;</td>
       <td style="width: 1%; text-align: left">$</td>
       <td style="width: 7%; text-align: right">15,360</td>
       <td style="width: 1%; text-align: left">&nbsp;</td>
       <td style="width: 1%">&nbsp;</td>
       <td style="width: 1%; text-align: left">$</td>
       <td style="width: 7%; text-align: right">22,174</td>
       <td style="width: 1%; text-align: left">&nbsp;</td>
       <td style="width: 1%">&nbsp;</td>
       <td style="width: 1%; text-align: left">$</td>
       <td style="width: 7%; text-align: right">15,360</td>
       <td style="width: 1%; text-align: left">&nbsp;</td>
       <td style="width: 1%">&nbsp;</td>
       <td style="width: 1%; text-align: left">$</td>
       <td style="width: 7%; text-align: right">22,174</td>
       <td style="width: 1%; text-align: left">&nbsp;</td>
      </tr>
      <tr style="vertical-align: bottom; background-color: rgb(204,238,255)">
       <td style="text-align: left; padding-left: 10pt">Other real estate owned</td>
       <td>&nbsp;</td>
       <td style="text-align: left">&nbsp;</td>
       <td style="text-align: right">-</td>
       <td style="text-align: left">&nbsp;</td>
       <td>&nbsp;</td>
       <td style="text-align: left">&nbsp;</td>
       <td style="text-align: right">-</td>
       <td style="text-align: left">&nbsp;</td>
       <td>&nbsp;</td>
       <td style="text-align: left">&nbsp;</td>
       <td style="text-align: right">-</td>
       <td style="text-align: left">&nbsp;</td>
       <td>&nbsp;</td>
       <td style="text-align: left">&nbsp;</td>
       <td style="text-align: right">-</td>
       <td style="text-align: left">&nbsp;</td>
       <td>&nbsp;</td>
       <td style="text-align: left">&nbsp;</td>
       <td style="text-align: right">4,932</td>
       <td style="text-align: left">&nbsp;</td>
       <td>&nbsp;</td>
       <td style="text-align: left">&nbsp;</td>
       <td style="text-align: right">6,326</td>
       <td style="text-align: left">&nbsp;</td>
       <td>&nbsp;</td>
       <td style="text-align: left">&nbsp;</td>
       <td style="text-align: right">4,932</td>
       <td style="text-align: left">&nbsp;</td>
       <td>&nbsp;</td>
       <td style="text-align: left">&nbsp;</td>
       <td style="text-align: right">6,326</td>
       <td style="text-align: left">&nbsp;</td>
      </tr>
      <tr style="vertical-align: bottom; background-color: White">
       <td style="padding-bottom: 1pt">&nbsp;</td>
       <td style="padding-bottom: 1pt">&nbsp;</td>
       <td style="border-bottom: Black 1pt solid; text-align: left">&nbsp;</td>
       <td style="border-bottom: Black 1pt solid; text-align: right">&nbsp;</td>
       <td style="border-bottom: Black 1pt solid; text-align: left">&nbsp;</td>
       <td style="border-bottom: Black 1pt solid; text-align: left">&nbsp;</td>
       <td style="border-bottom: Black 1pt solid; text-align: left">&nbsp;</td>
       <td style="border-bottom: Black 1pt solid; text-align: right">&nbsp;</td>
       <td style="border-bottom: Black 1pt solid; text-align: left">&nbsp;</td>
       <td style="padding-bottom: 1pt">&nbsp;</td>
       <td style="border-bottom: Black 1pt solid; text-align: left">&nbsp;</td>
       <td style="border-bottom: Black 1pt solid; text-align: right">&nbsp;</td>
       <td style="border-bottom: Black 1pt solid; text-align: left">&nbsp;</td>
       <td style="border-bottom: Black 1pt solid; text-align: left">&nbsp;</td>
       <td style="border-bottom: Black 1pt solid; text-align: left">&nbsp;</td>
       <td style="border-bottom: Black 1pt solid; text-align: right">&nbsp;</td>
       <td style="border-bottom: Black 1pt solid; text-align: left">&nbsp;</td>
       <td style="padding-bottom: 1pt">&nbsp;</td>
       <td style="border-bottom: Black 1pt solid; text-align: left">&nbsp;</td>
       <td style="border-bottom: Black 1pt solid; text-align: right">&nbsp;</td>
       <td style="border-bottom: Black 1pt solid; text-align: left">&nbsp;</td>
       <td style="border-bottom: Black 1pt solid; text-align: left">&nbsp;</td>
       <td style="border-bottom: Black 1pt solid; text-align: left">&nbsp;</td>
       <td style="border-bottom: Black 1pt solid; text-align: right">&nbsp;</td>
       <td style="border-bottom: Black 1pt solid; text-align: left">&nbsp;</td>
       <td style="padding-bottom: 1pt">&nbsp;</td>
       <td style="border-bottom: Black 1pt solid; text-align: left">&nbsp;</td>
       <td style="border-bottom: Black 1pt solid; text-align: right">&nbsp;</td>
       <td style="border-bottom: Black 1pt solid; text-align: left">&nbsp;</td>
       <td style="border-bottom: Black 1pt solid; text-align: left">&nbsp;</td>
       <td style="border-bottom: Black 1pt solid; text-align: left">&nbsp;</td>
       <td style="border-bottom: Black 1pt solid; text-align: right">&nbsp;</td>
       <td style="border-bottom: Black 1pt solid; text-align: left">&nbsp;</td>
      </tr>
      <tr style="vertical-align: bottom; background-color: rgb(204,238,255)">
       <td style="text-align: left; padding-bottom: 2.25pt; padding-left: 10pt">Total assets</td>
       <td style="padding-bottom: 2.25pt">&nbsp;</td>
       <td style="border-bottom: Black 2.25pt double; text-align: left">$</td>
       <td style="border-bottom: Black 2.25pt double; text-align: right">-</td>
       <td style="border-bottom: Black 2.25pt double; text-align: left">&nbsp;</td>
       <td style="border-bottom: Black 2.25pt double; text-align: left">&nbsp;</td>
       <td style="border-bottom: Black 2.25pt double; text-align: left">$</td>
       <td style="border-bottom: Black 2.25pt double; text-align: right">-</td>
       <td style="border-bottom: Black 2.25pt double; text-align: left">&nbsp;</td>
       <td style="padding-bottom: 2.25pt">&nbsp;</td>
       <td style="border-bottom: Black 2.25pt double; text-align: left">$</td>
       <td style="border-bottom: Black 2.25pt double; text-align: right">-</td>
       <td style="border-bottom: Black 2.25pt double; text-align: left">&nbsp;</td>
       <td style="border-bottom: Black 2.25pt double; text-align: left">&nbsp;</td>
       <td style="border-bottom: Black 2.25pt double; text-align: left">$</td>
       <td style="border-bottom: Black 2.25pt double; text-align: right">-</td>
       <td style="border-bottom: Black 2.25pt double; text-align: left">&nbsp;</td>
       <td style="padding-bottom: 2.25pt">&nbsp;</td>
       <td style="border-bottom: Black 2.25pt double; text-align: left">$</td>
       <td style="border-bottom: Black 2.25pt double; text-align: right">20,292</td>
       <td style="border-bottom: Black 2.25pt double; text-align: left">&nbsp;</td>
       <td style="border-bottom: Black 2.25pt double; text-align: left">&nbsp;</td>
       <td style="border-bottom: Black 2.25pt double; text-align: left">$</td>
       <td style="border-bottom: Black 2.25pt double; text-align: right">28,500</td>
       <td style="border-bottom: Black 2.25pt double; text-align: left">&nbsp;</td>
       <td style="padding-bottom: 2.25pt">&nbsp;</td>
       <td style="border-bottom: Black 2.25pt double; text-align: left">$</td>
       <td style="border-bottom: Black 2.25pt double; text-align: right">20,292</td>
       <td style="border-bottom: Black 2.25pt double; text-align: left">&nbsp;</td>
       <td style="border-bottom: Black 2.25pt double; text-align: left">&nbsp;</td>
       <td style="border-bottom: Black 2.25pt double; text-align: left">$</td>
       <td style="border-bottom: Black 2.25pt double; text-align: right">28,500</td>
       <td style="border-bottom: Black 2.25pt double; text-align: left">&nbsp;</td>
      </tr>

    </table><span></span>
</td>
</tr>
<tr class="ro">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_FairValueByBalanceSheetGroupingTextBlock', window );">Fair Value, by Balance Sheet Grouping [Table Text Block]</a></td>
<td class="text"><table cellpadding="0" cellspacing="0" style="border-collapse: collapse; width: 100%; font: 10pt Times New Roman, Times, Serif">

      <tr style="vertical-align: bottom">
       <td>&nbsp;</td>
       <td style="padding-bottom: 1pt">&nbsp;</td>
       <td colspan="19" style="text-align: center; border-bottom: Black 1pt solid">December 31, 2015</td>
      </tr>
      <tr style="vertical-align: bottom">
       <td>&nbsp;</td>
       <td style="padding-bottom: 1pt">&nbsp;</td>
       <td colspan="3" style="text-align: center; border-bottom: Black 1pt solid">Carrying<br /> Amount</td>
       <td style="padding-bottom: 1pt">&nbsp;</td>
       <td colspan="3" style="text-align: center; border-bottom: Black 1pt solid">Fair<br /> Value</td>
       <td style="padding-bottom: 1pt">&nbsp;</td>
       <td colspan="3" style="text-align: center; border-bottom: Black 1pt solid">Level 1</td>
       <td style="padding-bottom: 1pt">&nbsp;</td>
       <td colspan="3" style="text-align: center; border-bottom: Black 1pt solid">Level 2</td>
       <td style="padding-bottom: 1pt">&nbsp;</td>
       <td colspan="3" style="text-align: center; border-bottom: Black 1pt solid">Level 3</td>
      </tr>
      <tr style="vertical-align: bottom">
       <td>&nbsp;</td>
       <td style="font-style: italic">&nbsp;</td>
       <td colspan="19" style="font-style: italic; text-align: center">(in thousands)</td>
      </tr>
      <tr style="vertical-align: bottom; background-color: rgb(204,238,255)">
       <td>Assets:</td>
       <td>&nbsp;</td>
       <td style="text-align: left">&nbsp;</td>
       <td style="text-align: right">&nbsp;</td>
       <td style="text-align: left">&nbsp;</td>
       <td>&nbsp;</td>
       <td style="text-align: left">&nbsp;</td>
       <td style="text-align: right">&nbsp;</td>
       <td style="text-align: left">&nbsp;</td>
       <td>&nbsp;</td>
       <td style="text-align: left">&nbsp;</td>
       <td style="text-align: right">&nbsp;</td>
       <td style="text-align: left">&nbsp;</td>
       <td>&nbsp;</td>
       <td style="text-align: left">&nbsp;</td>
       <td style="text-align: right">&nbsp;</td>
       <td style="text-align: left">&nbsp;</td>
       <td>&nbsp;</td>
       <td style="text-align: left">&nbsp;</td>
       <td style="text-align: right">&nbsp;</td>
       <td style="text-align: left">&nbsp;</td>
      </tr>
      <tr style="vertical-align: bottom; background-color: White">
       <td>&nbsp;</td>
       <td>&nbsp;</td>
       <td style="text-align: left">&nbsp;</td>
       <td style="text-align: right">&nbsp;</td>
       <td style="text-align: left">&nbsp;</td>
       <td>&nbsp;</td>
       <td style="text-align: left">&nbsp;</td>
       <td style="text-align: right">&nbsp;</td>
       <td style="text-align: left">&nbsp;</td>
       <td>&nbsp;</td>
       <td style="text-align: left">&nbsp;</td>
       <td style="text-align: right">&nbsp;</td>
       <td style="text-align: left">&nbsp;</td>
       <td>&nbsp;</td>
       <td style="text-align: left">&nbsp;</td>
       <td style="text-align: right">&nbsp;</td>
       <td style="text-align: left">&nbsp;</td>
       <td>&nbsp;</td>
       <td style="text-align: left">&nbsp;</td>
       <td style="text-align: right">&nbsp;</td>
       <td style="text-align: left">&nbsp;</td>
      </tr>
      <tr style="vertical-align: bottom; background-color: rgb(204,238,255)">
       <td style="width: 50%; text-align: left; padding-left: 10pt">Cash and due from banks</td>
       <td style="width: 1%">&nbsp;</td>
       <td style="width: 1%; text-align: left">$</td>
       <td style="width: 7%; text-align: right">42,363</td>
       <td style="width: 1%; text-align: left">&nbsp;</td>
       <td style="width: 1%">&nbsp;</td>
       <td style="width: 1%; text-align: left">$</td>
       <td style="width: 7%; text-align: right">42,363</td>
       <td style="width: 1%; text-align: left">&nbsp;</td>
       <td style="width: 1%">&nbsp;</td>
       <td style="width: 1%; text-align: left">$</td>
       <td style="width: 7%; text-align: right">42,363</td>
       <td style="width: 1%; text-align: left">&nbsp;</td>
       <td style="width: 1%">&nbsp;</td>
       <td style="width: 1%; text-align: left">$</td>
       <td style="width: 7%; text-align: right">-</td>
       <td style="width: 1%; text-align: left">&nbsp;</td>
       <td style="width: 1%">&nbsp;</td>
       <td style="width: 1%; text-align: left">$</td>
       <td style="width: 7%; text-align: right">-</td>
       <td style="width: 1%; text-align: left">&nbsp;</td>
      </tr>
      <tr style="vertical-align: bottom; background-color: White">
       <td style="text-align: left; padding-left: 0pt">Securities held-to-maturity</td>
       <td>&nbsp;</td>
       <td style="text-align: left">&nbsp;</td>
       <td style="text-align: right">&nbsp;</td>
       <td style="text-align: left">&nbsp;</td>
       <td>&nbsp;</td>
       <td style="text-align: left">&nbsp;</td>
       <td style="text-align: right">&nbsp;</td>
       <td style="text-align: left">&nbsp;</td>
       <td>&nbsp;</td>
       <td style="text-align: left">&nbsp;</td>
       <td style="text-align: right">&nbsp;</td>
       <td style="text-align: left">&nbsp;</td>
       <td>&nbsp;</td>
       <td style="text-align: left">&nbsp;</td>
       <td style="text-align: right">&nbsp;</td>
       <td style="text-align: left">&nbsp;</td>
       <td>&nbsp;</td>
       <td style="text-align: left">&nbsp;</td>
       <td style="text-align: right">&nbsp;</td>
       <td style="text-align: left">&nbsp;</td>
      </tr>
      <tr style="vertical-align: bottom; background-color: rgb(204,238,255)">
       <td style="text-align: left; padding-left: 10pt">Other securities</td>
       <td>&nbsp;</td>
       <td style="text-align: left">&nbsp;</td>
       <td style="text-align: right">6,180</td>
       <td style="text-align: left">&nbsp;</td>
       <td>&nbsp;</td>
       <td style="text-align: left">&nbsp;</td>
       <td style="text-align: right">6,180</td>
       <td style="text-align: left">&nbsp;</td>
       <td>&nbsp;</td>
       <td style="text-align: left">&nbsp;</td>
       <td style="text-align: right">-</td>
       <td style="text-align: left">&nbsp;</td>
       <td>&nbsp;</td>
       <td style="text-align: left">&nbsp;</td>
       <td style="text-align: right">-</td>
       <td style="text-align: left">&nbsp;</td>
       <td>&nbsp;</td>
       <td style="text-align: left">&nbsp;</td>
       <td style="text-align: right">6,180</td>
       <td style="text-align: left">&nbsp;</td>
      </tr>
      <tr style="vertical-align: bottom; background-color: White">
       <td style="text-align: left; padding-left: 0pt">Securities available for sale</td>
       <td>&nbsp;</td>
       <td style="text-align: left">&nbsp;</td>
       <td style="text-align: right">&nbsp;</td>
       <td style="text-align: left">&nbsp;</td>
       <td>&nbsp;</td>
       <td style="text-align: left">&nbsp;</td>
       <td style="text-align: right">&nbsp;</td>
       <td style="text-align: left">&nbsp;</td>
       <td>&nbsp;</td>
       <td style="text-align: left">&nbsp;</td>
       <td style="text-align: right">&nbsp;</td>
       <td style="text-align: left">&nbsp;</td>
       <td>&nbsp;</td>
       <td style="text-align: left">&nbsp;</td>
       <td style="text-align: right">&nbsp;</td>
       <td style="text-align: left">&nbsp;</td>
       <td>&nbsp;</td>
       <td style="text-align: left">&nbsp;</td>
       <td style="text-align: right">&nbsp;</td>
       <td style="text-align: left">&nbsp;</td>
      </tr>
      <tr style="vertical-align: bottom; background-color: rgb(204,238,255)">
       <td style="padding-left: 10pt">Mortgage-backed securities</td>
       <td>&nbsp;</td>
       <td style="text-align: left">&nbsp;</td>
       <td style="text-align: right">668,740</td>
       <td style="text-align: left">&nbsp;</td>
       <td>&nbsp;</td>
       <td style="text-align: left">&nbsp;</td>
       <td style="text-align: right">668,740</td>
       <td style="text-align: left">&nbsp;</td>
       <td>&nbsp;</td>
       <td style="text-align: left">&nbsp;</td>
       <td style="text-align: right">-</td>
       <td style="text-align: left">&nbsp;</td>
       <td>&nbsp;</td>
       <td style="text-align: left">&nbsp;</td>
       <td style="text-align: right">668,740</td>
       <td style="text-align: left">&nbsp;</td>
       <td>&nbsp;</td>
       <td style="text-align: left">&nbsp;</td>
       <td style="text-align: right">-</td>
       <td style="text-align: left">&nbsp;</td>
      </tr>
      <tr style="vertical-align: bottom; background-color: White">
       <td style="text-align: left; padding-left: 10pt">Other securities</td>
       <td>&nbsp;</td>
       <td style="text-align: left">&nbsp;</td>
       <td style="text-align: right">324,657</td>
       <td style="text-align: left">&nbsp;</td>
       <td>&nbsp;</td>
       <td style="text-align: left">&nbsp;</td>
       <td style="text-align: right">324,657</td>
       <td style="text-align: left">&nbsp;</td>
       <td>&nbsp;</td>
       <td style="text-align: left">&nbsp;</td>
       <td style="text-align: right">-</td>
       <td style="text-align: left">&nbsp;</td>
       <td>&nbsp;</td>
       <td style="text-align: left">&nbsp;</td>
       <td style="text-align: right">317,445</td>
       <td style="text-align: left">&nbsp;</td>
       <td>&nbsp;</td>
       <td style="text-align: left">&nbsp;</td>
       <td style="text-align: right">7,212</td>
       <td style="text-align: left">&nbsp;</td>
      </tr>
      <tr style="vertical-align: bottom; background-color: rgb(204,238,255)">
       <td style="padding-left: 10pt">Loans</td>
       <td>&nbsp;</td>
       <td style="text-align: left">&nbsp;</td>
       <td style="text-align: right">4,387,979</td>
       <td style="text-align: left">&nbsp;</td>
       <td>&nbsp;</td>
       <td style="text-align: left">&nbsp;</td>
       <td style="text-align: right">4,434,079</td>
       <td style="text-align: left">&nbsp;</td>
       <td>&nbsp;</td>
       <td style="text-align: left">&nbsp;</td>
       <td style="text-align: right">-</td>
       <td style="text-align: left">&nbsp;</td>
       <td>&nbsp;</td>
       <td style="text-align: left">&nbsp;</td>
       <td style="text-align: right">-</td>
       <td style="text-align: left">&nbsp;</td>
       <td>&nbsp;</td>
       <td style="text-align: left">&nbsp;</td>
       <td style="text-align: right">4,434,079</td>
       <td style="text-align: left">&nbsp;</td>
      </tr>
      <tr style="vertical-align: bottom; background-color: White">
       <td style="text-align: left; padding-left: 10pt">FHLB-NY stock</td>
       <td>&nbsp;</td>
       <td style="text-align: left">&nbsp;</td>
       <td style="text-align: right">56,066</td>
       <td style="text-align: left">&nbsp;</td>
       <td>&nbsp;</td>
       <td style="text-align: left">&nbsp;</td>
       <td style="text-align: right">56,066</td>
       <td style="text-align: left">&nbsp;</td>
       <td>&nbsp;</td>
       <td style="text-align: left">&nbsp;</td>
       <td style="text-align: right">-</td>
       <td style="text-align: left">&nbsp;</td>
       <td>&nbsp;</td>
       <td style="text-align: left">&nbsp;</td>
       <td style="text-align: right">56,066</td>
       <td style="text-align: left">&nbsp;</td>
       <td>&nbsp;</td>
       <td style="text-align: left">&nbsp;</td>
       <td style="text-align: right">-</td>
       <td style="text-align: left">&nbsp;</td>
      </tr>
      <tr style="vertical-align: bottom; background-color: rgb(204,238,255)">
       <td style="text-align: left; padding-left: 10pt">Interest rate swaps</td>
       <td>&nbsp;</td>
       <td style="text-align: left">&nbsp;</td>
       <td style="text-align: right">48</td>
       <td style="text-align: left">&nbsp;</td>
       <td>&nbsp;</td>
       <td style="text-align: left">&nbsp;</td>
       <td style="text-align: right">48</td>
       <td style="text-align: left">&nbsp;</td>
       <td>&nbsp;</td>
       <td style="text-align: left">&nbsp;</td>
       <td style="text-align: right">-</td>
       <td style="text-align: left">&nbsp;</td>
       <td>&nbsp;</td>
       <td style="text-align: left">&nbsp;</td>
       <td style="text-align: right">48</td>
       <td style="text-align: left">&nbsp;</td>
       <td>&nbsp;</td>
       <td style="text-align: left">&nbsp;</td>
       <td style="text-align: right">-</td>
       <td style="text-align: left">&nbsp;</td>
      </tr>
      <tr style="vertical-align: bottom; background-color: White">
       <td style="padding-bottom: 1pt">&nbsp;</td>
       <td style="padding-bottom: 1pt">&nbsp;</td>
       <td style="border-bottom: Black 1pt solid; text-align: left">&nbsp;</td>
       <td style="border-bottom: Black 1pt solid; text-align: right">&nbsp;</td>
       <td style="border-bottom: Black 1pt solid; text-align: left">&nbsp;</td>
       <td style="padding-bottom: 1pt">&nbsp;</td>
       <td style="border-bottom: Black 1pt solid; text-align: left">&nbsp;</td>
       <td style="border-bottom: Black 1pt solid; text-align: right">&nbsp;</td>
       <td style="border-bottom: Black 1pt solid; text-align: left">&nbsp;</td>
       <td style="padding-bottom: 1pt">&nbsp;</td>
       <td style="border-bottom: Black 1pt solid; text-align: left">&nbsp;</td>
       <td style="border-bottom: Black 1pt solid; text-align: right">&nbsp;</td>
       <td style="border-bottom: Black 1pt solid; text-align: left">&nbsp;</td>
       <td style="padding-bottom: 1pt">&nbsp;</td>
       <td style="border-bottom: Black 1pt solid; text-align: left">&nbsp;</td>
       <td style="border-bottom: Black 1pt solid; text-align: right">&nbsp;</td>
       <td style="border-bottom: Black 1pt solid; text-align: left">&nbsp;</td>
       <td style="padding-bottom: 1pt">&nbsp;</td>
       <td style="border-bottom: Black 1pt solid; text-align: left">&nbsp;</td>
       <td style="border-bottom: Black 1pt solid; text-align: right">&nbsp;</td>
       <td style="border-bottom: Black 1pt solid; text-align: left">&nbsp;</td>
      </tr>
      <tr style="vertical-align: bottom; background-color: rgb(204,238,255)">
       <td style="text-align: left; padding-bottom: 2.25pt; padding-left: 10pt">Total assets</td>
       <td style="padding-bottom: 2.25pt">&nbsp;</td>
       <td style="border-bottom: Black 2.25pt double; text-align: left">$</td>
       <td style="border-bottom: Black 2.25pt double; text-align: right">5,486,033</td>
       <td style="border-bottom: Black 2.25pt double; text-align: left">&nbsp;</td>
       <td style="padding-bottom: 2.25pt">&nbsp;</td>
       <td style="border-bottom: Black 2.25pt double; text-align: left">$</td>
       <td style="border-bottom: Black 2.25pt double; text-align: right">5,532,133</td>
       <td style="border-bottom: Black 2.25pt double; text-align: left">&nbsp;</td>
       <td style="padding-bottom: 2.25pt">&nbsp;</td>
       <td style="border-bottom: Black 2.25pt double; text-align: left">$</td>
       <td style="border-bottom: Black 2.25pt double; text-align: right">42,363</td>
       <td style="border-bottom: Black 2.25pt double; text-align: left">&nbsp;</td>
       <td style="padding-bottom: 2.25pt">&nbsp;</td>
       <td style="border-bottom: Black 2.25pt double; text-align: left">$</td>
       <td style="border-bottom: Black 2.25pt double; text-align: right">1,042,299</td>
       <td style="border-bottom: Black 2.25pt double; text-align: left">&nbsp;</td>
       <td style="padding-bottom: 2.25pt">&nbsp;</td>
       <td style="border-bottom: Black 2.25pt double; text-align: left">$</td>
       <td style="border-bottom: Black 2.25pt double; text-align: right">4,447,471</td>
       <td style="border-bottom: Black 2.25pt double; text-align: left">&nbsp;</td>
      </tr>
      <tr style="vertical-align: bottom; background-color: White">
       <td>&nbsp;</td>
       <td>&nbsp;</td>
       <td style="text-align: left">&nbsp;</td>
       <td style="text-align: right">&nbsp;</td>
       <td style="text-align: left">&nbsp;</td>
       <td>&nbsp;</td>
       <td style="text-align: left">&nbsp;</td>
       <td style="text-align: right">&nbsp;</td>
       <td style="text-align: left">&nbsp;</td>
       <td>&nbsp;</td>
       <td style="text-align: left">&nbsp;</td>
       <td style="text-align: right">&nbsp;</td>
       <td style="text-align: left">&nbsp;</td>
       <td>&nbsp;</td>
       <td style="text-align: left">&nbsp;</td>
       <td style="text-align: right">&nbsp;</td>
       <td style="text-align: left">&nbsp;</td>
       <td>&nbsp;</td>
       <td style="text-align: left">&nbsp;</td>
       <td style="text-align: right">&nbsp;</td>
       <td style="text-align: left">&nbsp;</td>
      </tr>
      <tr style="vertical-align: bottom; background-color: rgb(204,238,255)">
       <td>&nbsp;</td>
       <td>&nbsp;</td>
       <td style="text-align: left">&nbsp;</td>
       <td style="text-align: right">&nbsp;</td>
       <td style="text-align: left">&nbsp;</td>
       <td>&nbsp;</td>
       <td style="text-align: left">&nbsp;</td>
       <td style="text-align: right">&nbsp;</td>
       <td style="text-align: left">&nbsp;</td>
       <td>&nbsp;</td>
       <td style="text-align: left">&nbsp;</td>
       <td style="text-align: right">&nbsp;</td>
       <td style="text-align: left">&nbsp;</td>
       <td>&nbsp;</td>
       <td style="text-align: left">&nbsp;</td>
       <td style="text-align: right">&nbsp;</td>
       <td style="text-align: left">&nbsp;</td>
       <td>&nbsp;</td>
       <td style="text-align: left">&nbsp;</td>
       <td style="text-align: right">&nbsp;</td>
       <td style="text-align: left">&nbsp;</td>
      </tr>
      <tr style="vertical-align: bottom; background-color: White">
       <td>Liabilities:</td>
       <td>&nbsp;</td>
       <td style="text-align: left">&nbsp;</td>
       <td style="text-align: right">&nbsp;</td>
       <td style="text-align: left">&nbsp;</td>
       <td>&nbsp;</td>
       <td style="text-align: left">&nbsp;</td>
       <td style="text-align: right">&nbsp;</td>
       <td style="text-align: left">&nbsp;</td>
       <td>&nbsp;</td>
       <td style="text-align: left">&nbsp;</td>
       <td style="text-align: right">&nbsp;</td>
       <td style="text-align: left">&nbsp;</td>
       <td>&nbsp;</td>
       <td style="text-align: left">&nbsp;</td>
       <td style="text-align: right">&nbsp;</td>
       <td style="text-align: left">&nbsp;</td>
       <td>&nbsp;</td>
       <td style="text-align: left">&nbsp;</td>
       <td style="text-align: right">&nbsp;</td>
       <td style="text-align: left">&nbsp;</td>
      </tr>
      <tr style="vertical-align: bottom; background-color: rgb(204,238,255)">
       <td style="padding-left: 10pt">Deposits</td>
       <td>&nbsp;</td>
       <td style="text-align: left">$</td>
       <td style="text-align: right">3,892,547</td>
       <td style="text-align: left">&nbsp;</td>
       <td>&nbsp;</td>
       <td style="text-align: left">$</td>
       <td style="text-align: right">3,902,888</td>
       <td style="text-align: left">&nbsp;</td>
       <td>&nbsp;</td>
       <td style="text-align: left">$</td>
       <td style="text-align: right">2,489,245</td>
       <td style="text-align: left">&nbsp;</td>
       <td>&nbsp;</td>
       <td style="text-align: left">$</td>
       <td style="text-align: right">1,413,643</td>
       <td style="text-align: left">&nbsp;</td>
       <td>&nbsp;</td>
       <td style="text-align: left">$</td>
       <td style="text-align: right">-</td>
       <td style="text-align: left">&nbsp;</td>
      </tr>
      <tr style="vertical-align: bottom; background-color: White">
       <td style="padding-left: 10pt">Borrowings</td>
       <td>&nbsp;</td>
       <td style="text-align: left">&nbsp;</td>
       <td style="text-align: right">1,271,676</td>
       <td style="text-align: left">&nbsp;</td>
       <td>&nbsp;</td>
       <td style="text-align: left">&nbsp;</td>
       <td style="text-align: right">1,279,946</td>
       <td style="text-align: left">&nbsp;</td>
       <td>&nbsp;</td>
       <td style="text-align: left">&nbsp;</td>
       <td style="text-align: right">-</td>
       <td style="text-align: left">&nbsp;</td>
       <td>&nbsp;</td>
       <td style="text-align: left">&nbsp;</td>
       <td style="text-align: right">1,250,928</td>
       <td style="text-align: left">&nbsp;</td>
       <td>&nbsp;</td>
       <td style="text-align: left">&nbsp;</td>
       <td style="text-align: right">29,018</td>
       <td style="text-align: left">&nbsp;</td>
      </tr>
      <tr style="vertical-align: bottom; background-color: rgb(204,238,255)">
       <td style="text-align: left; padding-left: 10pt">Interest rate swaps</td>
       <td>&nbsp;</td>
       <td style="text-align: left">&nbsp;</td>
       <td style="text-align: right">4,314</td>
       <td style="text-align: left">&nbsp;</td>
       <td>&nbsp;</td>
       <td style="text-align: left">&nbsp;</td>
       <td style="text-align: right">4,314</td>
       <td style="text-align: left">&nbsp;</td>
       <td>&nbsp;</td>
       <td style="text-align: left">&nbsp;</td>
       <td style="text-align: right">-</td>
       <td style="text-align: left">&nbsp;</td>
       <td>&nbsp;</td>
       <td style="text-align: left">&nbsp;</td>
       <td style="text-align: right">4,314</td>
       <td style="text-align: left">&nbsp;</td>
       <td>&nbsp;</td>
       <td style="text-align: left">&nbsp;</td>
       <td style="text-align: right">-</td>
       <td style="text-align: left">&nbsp;</td>
      </tr>
      <tr style="vertical-align: bottom; background-color: White">
       <td style="padding-bottom: 1pt">&nbsp;</td>
       <td style="padding-bottom: 1pt">&nbsp;</td>
       <td style="border-bottom: Black 1pt solid; text-align: left">&nbsp;</td>
       <td style="border-bottom: Black 1pt solid; text-align: right">&nbsp;</td>
       <td style="border-bottom: Black 1pt solid; text-align: left">&nbsp;</td>
       <td style="padding-bottom: 1pt">&nbsp;</td>
       <td style="border-bottom: Black 1pt solid; text-align: left">&nbsp;</td>
       <td style="border-bottom: Black 1pt solid; text-align: right">&nbsp;</td>
       <td style="border-bottom: Black 1pt solid; text-align: left">&nbsp;</td>
       <td style="padding-bottom: 1pt">&nbsp;</td>
       <td style="border-bottom: Black 1pt solid; text-align: left">&nbsp;</td>
       <td style="border-bottom: Black 1pt solid; text-align: right">&nbsp;</td>
       <td style="border-bottom: Black 1pt solid; text-align: left">&nbsp;</td>
       <td style="padding-bottom: 1pt">&nbsp;</td>
       <td style="border-bottom: Black 1pt solid; text-align: left">&nbsp;</td>
       <td style="border-bottom: Black 1pt solid; text-align: right">&nbsp;</td>
       <td style="border-bottom: Black 1pt solid; text-align: left">&nbsp;</td>
       <td style="padding-bottom: 1pt">&nbsp;</td>
       <td style="border-bottom: Black 1pt solid; text-align: left">&nbsp;</td>
       <td style="border-bottom: Black 1pt solid; text-align: right">&nbsp;</td>
       <td style="border-bottom: Black 1pt solid; text-align: left">&nbsp;</td>
      </tr>
      <tr style="vertical-align: bottom; background-color: rgb(204,238,255)">
       <td style="text-align: left; padding-bottom: 2.25pt; padding-left: 10pt">Total liabilities</td>
       <td style="padding-bottom: 2.25pt">&nbsp;</td>
       <td style="border-bottom: Black 2.25pt double; text-align: left">$</td>
       <td style="border-bottom: Black 2.25pt double; text-align: right">5,168,537</td>
       <td style="border-bottom: Black 2.25pt double; text-align: left">&nbsp;</td>
       <td style="padding-bottom: 2.25pt">&nbsp;</td>
       <td style="border-bottom: Black 2.25pt double; text-align: left">$</td>
       <td style="border-bottom: Black 2.25pt double; text-align: right">5,187,148</td>
       <td style="border-bottom: Black 2.25pt double; text-align: left">&nbsp;</td>
       <td style="padding-bottom: 2.25pt">&nbsp;</td>
       <td style="border-bottom: Black 2.25pt double; text-align: left">$</td>
       <td style="border-bottom: Black 2.25pt double; text-align: right">2,489,245</td>
       <td style="border-bottom: Black 2.25pt double; text-align: left">&nbsp;</td>
       <td style="padding-bottom: 2.25pt">&nbsp;</td>
       <td style="border-bottom: Black 2.25pt double; text-align: left">$</td>
       <td style="border-bottom: Black 2.25pt double; text-align: right">2,668,885</td>
       <td style="border-bottom: Black 2.25pt double; text-align: left">&nbsp;</td>
       <td style="padding-bottom: 2.25pt">&nbsp;</td>
       <td style="border-bottom: Black 2.25pt double; text-align: left">$</td>
       <td style="border-bottom: Black 2.25pt double; text-align: right">29,018</td>
       <td style="border-bottom: Black 2.25pt double; text-align: left">&nbsp;</td>
      </tr>

    </table><table cellpadding="0" cellspacing="0" style="border-collapse: collapse; width: 100%; font: 10pt Times New Roman, Times, Serif">

      <tr style="vertical-align: bottom">
       <td>&nbsp;</td>
       <td style="padding-bottom: 1pt">&nbsp;</td>
       <td colspan="19" style="text-align: center; border-bottom: Black 1pt solid">December 31, 2014</td>
      </tr>
      <tr style="vertical-align: bottom">
       <td>&nbsp;</td>
       <td style="padding-bottom: 1pt">&nbsp;</td>
       <td colspan="3" style="text-align: center; border-bottom: Black 1pt solid">Carrying<br /> Amount</td>
       <td style="padding-bottom: 1pt">&nbsp;</td>
       <td colspan="3" style="text-align: center; border-bottom: Black 1pt solid">Fair<br /> Value</td>
       <td style="padding-bottom: 1pt">&nbsp;</td>
       <td colspan="3" style="text-align: center; border-bottom: Black 1pt solid">Level 1</td>
       <td style="padding-bottom: 1pt">&nbsp;</td>
       <td colspan="3" style="text-align: center; border-bottom: Black 1pt solid">Level 2</td>
       <td style="padding-bottom: 1pt">&nbsp;</td>
       <td colspan="3" style="text-align: center; border-bottom: Black 1pt solid">Level 3</td>
      </tr>
      <tr style="vertical-align: bottom">
       <td>&nbsp;</td>
       <td style="font-style: italic">&nbsp;</td>
       <td colspan="19" style="font-style: italic; text-align: center">(in thousands)</td>
      </tr>
      <tr style="vertical-align: bottom; background-color: rgb(204,238,255)">
       <td>Assets:</td>
       <td>&nbsp;</td>
       <td style="text-align: left">&nbsp;</td>
       <td style="text-align: right">&nbsp;</td>
       <td style="text-align: left">&nbsp;</td>
       <td>&nbsp;</td>
       <td style="text-align: left">&nbsp;</td>
       <td style="text-align: right">&nbsp;</td>
       <td style="text-align: left">&nbsp;</td>
       <td>&nbsp;</td>
       <td style="text-align: left">&nbsp;</td>
       <td style="text-align: right">&nbsp;</td>
       <td style="text-align: left">&nbsp;</td>
       <td>&nbsp;</td>
       <td style="text-align: left">&nbsp;</td>
       <td style="text-align: right">&nbsp;</td>
       <td style="text-align: left">&nbsp;</td>
       <td>&nbsp;</td>
       <td style="text-align: left">&nbsp;</td>
       <td style="text-align: right">&nbsp;</td>
       <td style="text-align: left">&nbsp;</td>
      </tr>
      <tr style="vertical-align: bottom; background-color: White">
       <td>&nbsp;</td>
       <td>&nbsp;</td>
       <td style="text-align: left">&nbsp;</td>
       <td style="text-align: right">&nbsp;</td>
       <td style="text-align: left">&nbsp;</td>
       <td>&nbsp;</td>
       <td style="text-align: left">&nbsp;</td>
       <td style="text-align: right">&nbsp;</td>
       <td style="text-align: left">&nbsp;</td>
       <td>&nbsp;</td>
       <td style="text-align: left">&nbsp;</td>
       <td style="text-align: right">&nbsp;</td>
       <td style="text-align: left">&nbsp;</td>
       <td>&nbsp;</td>
       <td style="text-align: left">&nbsp;</td>
       <td style="text-align: right">&nbsp;</td>
       <td style="text-align: left">&nbsp;</td>
       <td>&nbsp;</td>
       <td style="text-align: left">&nbsp;</td>
       <td style="text-align: right">&nbsp;</td>
       <td style="text-align: left">&nbsp;</td>
      </tr>
      <tr style="vertical-align: bottom; background-color: rgb(204,238,255)">
       <td style="width: 50%; text-align: left; padding-left: 10pt">Cash and due from banks</td>
       <td style="width: 1%">&nbsp;</td>
       <td style="width: 1%; text-align: left">$</td>
       <td style="width: 7%; text-align: right">34,265</td>
       <td style="width: 1%; text-align: left">&nbsp;</td>
       <td style="width: 1%">&nbsp;</td>
       <td style="width: 1%; text-align: left">$</td>
       <td style="width: 7%; text-align: right">34,265</td>
       <td style="width: 1%; text-align: left">&nbsp;</td>
       <td style="width: 1%">&nbsp;</td>
       <td style="width: 1%; text-align: left">$</td>
       <td style="width: 7%; text-align: right">34,265</td>
       <td style="width: 1%; text-align: left">&nbsp;</td>
       <td style="width: 1%">&nbsp;</td>
       <td style="width: 1%; text-align: left">$</td>
       <td style="width: 7%; text-align: right">-</td>
       <td style="width: 1%; text-align: left">&nbsp;</td>
       <td style="width: 1%">&nbsp;</td>
       <td style="width: 1%; text-align: left">$</td>
       <td style="width: 7%; text-align: right">-</td>
       <td style="width: 1%; text-align: left">&nbsp;</td>
      </tr>
      <tr style="vertical-align: bottom; background-color: White">
       <td style="padding-left: 10pt">Mortgage-backed Securities</td>
       <td>&nbsp;</td>
       <td style="text-align: left">&nbsp;</td>
       <td style="text-align: right">704,933</td>
       <td style="text-align: left">&nbsp;</td>
       <td>&nbsp;</td>
       <td style="text-align: left">&nbsp;</td>
       <td style="text-align: right">704,933</td>
       <td style="text-align: left">&nbsp;</td>
       <td>&nbsp;</td>
       <td style="text-align: left">&nbsp;</td>
       <td style="text-align: right">-</td>
       <td style="text-align: left">&nbsp;</td>
       <td>&nbsp;</td>
       <td style="text-align: left">&nbsp;</td>
       <td style="text-align: right">704,933</td>
       <td style="text-align: left">&nbsp;</td>
       <td>&nbsp;</td>
       <td style="text-align: left">&nbsp;</td>
       <td style="text-align: right">-</td>
       <td style="text-align: left">&nbsp;</td>
      </tr>
      <tr style="vertical-align: bottom; background-color: rgb(204,238,255)">
       <td style="text-align: left; padding-left: 10pt">Other securities</td>
       <td>&nbsp;</td>
       <td style="text-align: left">&nbsp;</td>
       <td style="text-align: right">268,377</td>
       <td style="text-align: left">&nbsp;</td>
       <td>&nbsp;</td>
       <td style="text-align: left">&nbsp;</td>
       <td style="text-align: right">268,377</td>
       <td style="text-align: left">&nbsp;</td>
       <td>&nbsp;</td>
       <td style="text-align: left">&nbsp;</td>
       <td style="text-align: right">-</td>
       <td style="text-align: left">&nbsp;</td>
       <td>&nbsp;</td>
       <td style="text-align: left">&nbsp;</td>
       <td style="text-align: right">245,768</td>
       <td style="text-align: left">&nbsp;</td>
       <td>&nbsp;</td>
       <td style="text-align: left">&nbsp;</td>
       <td style="text-align: right">22,609</td>
       <td style="text-align: left">&nbsp;</td>
      </tr>
      <tr style="vertical-align: bottom; background-color: White">
       <td style="padding-left: 10pt">Loans</td>
       <td>&nbsp;</td>
       <td style="text-align: left">&nbsp;</td>
       <td style="text-align: right">3,810,373</td>
       <td style="text-align: left">&nbsp;</td>
       <td>&nbsp;</td>
       <td style="text-align: left">&nbsp;</td>
       <td style="text-align: right">3,871,087</td>
       <td style="text-align: left">&nbsp;</td>
       <td>&nbsp;</td>
       <td style="text-align: left">&nbsp;</td>
       <td style="text-align: right">-</td>
       <td style="text-align: left">&nbsp;</td>
       <td>&nbsp;</td>
       <td style="text-align: left">&nbsp;</td>
       <td style="text-align: right">-</td>
       <td style="text-align: left">&nbsp;</td>
       <td>&nbsp;</td>
       <td style="text-align: left">&nbsp;</td>
       <td style="text-align: right">3,871,087</td>
       <td style="text-align: left">&nbsp;</td>
      </tr>
      <tr style="vertical-align: bottom; background-color: rgb(204,238,255)">
       <td style="text-align: left; padding-left: 10pt">FHLB-NY stock</td>
       <td>&nbsp;</td>
       <td style="text-align: left">&nbsp;</td>
       <td style="text-align: right">46,924</td>
       <td style="text-align: left">&nbsp;</td>
       <td>&nbsp;</td>
       <td style="text-align: left">&nbsp;</td>
       <td style="text-align: right">46,924</td>
       <td style="text-align: left">&nbsp;</td>
       <td>&nbsp;</td>
       <td style="text-align: left">&nbsp;</td>
       <td style="text-align: right">-</td>
       <td style="text-align: left">&nbsp;</td>
       <td>&nbsp;</td>
       <td style="text-align: left">&nbsp;</td>
       <td style="text-align: right">46,924</td>
       <td style="text-align: left">&nbsp;</td>
       <td>&nbsp;</td>
       <td style="text-align: left">&nbsp;</td>
       <td style="text-align: right">-</td>
       <td style="text-align: left">&nbsp;</td>
      </tr>
      <tr style="vertical-align: bottom; background-color: White">
       <td style="text-align: left; padding-left: 10pt">Interest rate swaps</td>
       <td>&nbsp;</td>
       <td style="text-align: left">&nbsp;</td>
       <td style="text-align: right">84</td>
       <td style="text-align: left">&nbsp;</td>
       <td>&nbsp;</td>
       <td style="text-align: left">&nbsp;</td>
       <td style="text-align: right">84</td>
       <td style="text-align: left">&nbsp;</td>
       <td>&nbsp;</td>
       <td style="text-align: left">&nbsp;</td>
       <td style="text-align: right">-</td>
       <td style="text-align: left">&nbsp;</td>
       <td>&nbsp;</td>
       <td style="text-align: left">&nbsp;</td>
       <td style="text-align: right">84</td>
       <td style="text-align: left">&nbsp;</td>
       <td>&nbsp;</td>
       <td style="text-align: left">&nbsp;</td>
       <td style="text-align: right">-</td>
       <td style="text-align: left">&nbsp;</td>
      </tr>
      <tr style="vertical-align: bottom; background-color: rgb(204,238,255)">
       <td style="padding-bottom: 1pt">&nbsp;</td>
       <td style="padding-bottom: 1pt">&nbsp;</td>
       <td style="border-bottom: Black 1pt solid; text-align: left">&nbsp;</td>
       <td style="border-bottom: Black 1pt solid; text-align: right">&nbsp;</td>
       <td style="border-bottom: Black 1pt solid; text-align: left">&nbsp;</td>
       <td style="padding-bottom: 1pt">&nbsp;</td>
       <td style="border-bottom: Black 1pt solid; text-align: left">&nbsp;</td>
       <td style="border-bottom: Black 1pt solid; text-align: right">&nbsp;</td>
       <td style="border-bottom: Black 1pt solid; text-align: left">&nbsp;</td>
       <td style="padding-bottom: 1pt">&nbsp;</td>
       <td style="border-bottom: Black 1pt solid; text-align: left">&nbsp;</td>
       <td style="border-bottom: Black 1pt solid; text-align: right">&nbsp;</td>
       <td style="border-bottom: Black 1pt solid; text-align: left">&nbsp;</td>
       <td style="padding-bottom: 1pt">&nbsp;</td>
       <td style="border-bottom: Black 1pt solid; text-align: left">&nbsp;</td>
       <td style="border-bottom: Black 1pt solid; text-align: right">&nbsp;</td>
       <td style="border-bottom: Black 1pt solid; text-align: left">&nbsp;</td>
       <td style="padding-bottom: 1pt">&nbsp;</td>
       <td style="border-bottom: Black 1pt solid; text-align: left">&nbsp;</td>
       <td style="border-bottom: Black 1pt solid; text-align: right">&nbsp;</td>
       <td style="border-bottom: Black 1pt solid; text-align: left">&nbsp;</td>
      </tr>
      <tr style="vertical-align: bottom; background-color: White">
       <td style="text-align: left; padding-bottom: 2.25pt; padding-left: 10pt">Total assets</td>
       <td style="padding-bottom: 2.25pt">&nbsp;</td>
       <td style="border-bottom: Black 2.25pt double; text-align: left">$</td>
       <td style="border-bottom: Black 2.25pt double; text-align: right">4,864,956</td>
       <td style="border-bottom: Black 2.25pt double; text-align: left">&nbsp;</td>
       <td style="padding-bottom: 2.25pt">&nbsp;</td>
       <td style="border-bottom: Black 2.25pt double; text-align: left">$</td>
       <td style="border-bottom: Black 2.25pt double; text-align: right">4,925,670</td>
       <td style="border-bottom: Black 2.25pt double; text-align: left">&nbsp;</td>
       <td style="padding-bottom: 2.25pt">&nbsp;</td>
       <td style="border-bottom: Black 2.25pt double; text-align: left">$</td>
       <td style="border-bottom: Black 2.25pt double; text-align: right">34,265</td>
       <td style="border-bottom: Black 2.25pt double; text-align: left">&nbsp;</td>
       <td style="padding-bottom: 2.25pt">&nbsp;</td>
       <td style="border-bottom: Black 2.25pt double; text-align: left">$</td>
       <td style="border-bottom: Black 2.25pt double; text-align: right">997,709</td>
       <td style="border-bottom: Black 2.25pt double; text-align: left">&nbsp;</td>
       <td style="padding-bottom: 2.25pt">&nbsp;</td>
       <td style="border-bottom: Black 2.25pt double; text-align: left">$</td>
       <td style="border-bottom: Black 2.25pt double; text-align: right">3,893,696</td>
       <td style="border-bottom: Black 2.25pt double; text-align: left">&nbsp;</td>
      </tr>
      <tr style="vertical-align: bottom; background-color: rgb(204,238,255)">
       <td>&nbsp;</td>
       <td>&nbsp;</td>
       <td style="text-align: left">&nbsp;</td>
       <td style="text-align: right">&nbsp;</td>
       <td style="text-align: left">&nbsp;</td>
       <td>&nbsp;</td>
       <td style="text-align: left">&nbsp;</td>
       <td style="text-align: right">&nbsp;</td>
       <td style="text-align: left">&nbsp;</td>
       <td>&nbsp;</td>
       <td style="text-align: left">&nbsp;</td>
       <td style="text-align: right">&nbsp;</td>
       <td style="text-align: left">&nbsp;</td>
       <td>&nbsp;</td>
       <td style="text-align: left">&nbsp;</td>
       <td style="text-align: right">&nbsp;</td>
       <td style="text-align: left">&nbsp;</td>
       <td>&nbsp;</td>
       <td style="text-align: left">&nbsp;</td>
       <td style="text-align: right">&nbsp;</td>
       <td style="text-align: left">&nbsp;</td>
      </tr>
      <tr style="vertical-align: bottom; background-color: White">
       <td>&nbsp;</td>
       <td>&nbsp;</td>
       <td style="text-align: left">&nbsp;</td>
       <td style="text-align: right">&nbsp;</td>
       <td style="text-align: left">&nbsp;</td>
       <td>&nbsp;</td>
       <td style="text-align: left">&nbsp;</td>
       <td style="text-align: right">&nbsp;</td>
       <td style="text-align: left">&nbsp;</td>
       <td>&nbsp;</td>
       <td style="text-align: left">&nbsp;</td>
       <td style="text-align: right">&nbsp;</td>
       <td style="text-align: left">&nbsp;</td>
       <td>&nbsp;</td>
       <td style="text-align: left">&nbsp;</td>
       <td style="text-align: right">&nbsp;</td>
       <td style="text-align: left">&nbsp;</td>
       <td>&nbsp;</td>
       <td style="text-align: left">&nbsp;</td>
       <td style="text-align: right">&nbsp;</td>
       <td style="text-align: left">&nbsp;</td>
      </tr>
      <tr style="vertical-align: bottom; background-color: rgb(204,238,255)">
       <td>Liabilities:</td>
       <td>&nbsp;</td>
       <td style="text-align: left">&nbsp;</td>
       <td style="text-align: right">&nbsp;</td>
       <td style="text-align: left">&nbsp;</td>
       <td>&nbsp;</td>
       <td style="text-align: left">&nbsp;</td>
       <td style="text-align: right">&nbsp;</td>
       <td style="text-align: left">&nbsp;</td>
       <td>&nbsp;</td>
       <td style="text-align: left">&nbsp;</td>
       <td style="text-align: right">&nbsp;</td>
       <td style="text-align: left">&nbsp;</td>
       <td>&nbsp;</td>
       <td style="text-align: left">&nbsp;</td>
       <td style="text-align: right">&nbsp;</td>
       <td style="text-align: left">&nbsp;</td>
       <td>&nbsp;</td>
       <td style="text-align: left">&nbsp;</td>
       <td style="text-align: right">&nbsp;</td>
       <td style="text-align: left">&nbsp;</td>
      </tr>
      <tr style="vertical-align: bottom; background-color: White">
       <td style="padding-left: 10pt">Deposits</td>
       <td>&nbsp;</td>
       <td style="text-align: left">$</td>
       <td style="text-align: right">3,508,598</td>
       <td style="text-align: left">&nbsp;</td>
       <td>&nbsp;</td>
       <td style="text-align: left">$</td>
       <td style="text-align: right">3,524,123</td>
       <td style="text-align: left">&nbsp;</td>
       <td>&nbsp;</td>
       <td style="text-align: left">$</td>
       <td style="text-align: right">2,202,775</td>
       <td style="text-align: left">&nbsp;</td>
       <td>&nbsp;</td>
       <td style="text-align: left">$</td>
       <td style="text-align: right">1,321,348</td>
       <td style="text-align: left">&nbsp;</td>
       <td>&nbsp;</td>
       <td style="text-align: left">$</td>
       <td style="text-align: right">-</td>
       <td style="text-align: left">&nbsp;</td>
      </tr>
      <tr style="vertical-align: bottom; background-color: rgb(204,238,255)">
       <td style="padding-left: 10pt">Borrowings</td>
       <td>&nbsp;</td>
       <td style="text-align: left">&nbsp;</td>
       <td style="text-align: right">1,056,492</td>
       <td style="text-align: left">&nbsp;</td>
       <td>&nbsp;</td>
       <td style="text-align: left">&nbsp;</td>
       <td style="text-align: right">1,070,428</td>
       <td style="text-align: left">&nbsp;</td>
       <td>&nbsp;</td>
       <td style="text-align: left">&nbsp;</td>
       <td style="text-align: right">-</td>
       <td style="text-align: left">&nbsp;</td>
       <td>&nbsp;</td>
       <td style="text-align: left">&nbsp;</td>
       <td style="text-align: right">1,041,657</td>
       <td style="text-align: left">&nbsp;</td>
       <td>&nbsp;</td>
       <td style="text-align: left">&nbsp;</td>
       <td style="text-align: right">28,771</td>
       <td style="text-align: left">&nbsp;</td>
      </tr>
      <tr style="vertical-align: bottom; background-color: White">
       <td style="text-align: left; padding-left: 10pt">Interest rate swaps</td>
       <td>&nbsp;</td>
       <td style="text-align: left">&nbsp;</td>
       <td style="text-align: right">2,649</td>
       <td style="text-align: left">&nbsp;</td>
       <td>&nbsp;</td>
       <td style="text-align: left">&nbsp;</td>
       <td style="text-align: right">2,649</td>
       <td style="text-align: left">&nbsp;</td>
       <td>&nbsp;</td>
       <td style="text-align: left">&nbsp;</td>
       <td style="text-align: right">-</td>
       <td style="text-align: left">&nbsp;</td>
       <td>&nbsp;</td>
       <td style="text-align: left">&nbsp;</td>
       <td style="text-align: right">2,649</td>
       <td style="text-align: left">&nbsp;</td>
       <td>&nbsp;</td>
       <td style="text-align: left">&nbsp;</td>
       <td style="text-align: right">-</td>
       <td style="text-align: left">&nbsp;</td>
      </tr>
      <tr style="vertical-align: bottom; background-color: rgb(204,238,255)">
       <td style="padding-bottom: 1pt">&nbsp;</td>
       <td style="padding-bottom: 1pt">&nbsp;</td>
       <td style="border-bottom: Black 1pt solid; text-align: left">&nbsp;</td>
       <td style="border-bottom: Black 1pt solid; text-align: right">&nbsp;</td>
       <td style="border-bottom: Black 1pt solid; text-align: left">&nbsp;</td>
       <td style="padding-bottom: 1pt">&nbsp;</td>
       <td style="border-bottom: Black 1pt solid; text-align: left">&nbsp;</td>
       <td style="border-bottom: Black 1pt solid; text-align: right">&nbsp;</td>
       <td style="border-bottom: Black 1pt solid; text-align: left">&nbsp;</td>
       <td style="padding-bottom: 1pt">&nbsp;</td>
       <td style="border-bottom: Black 1pt solid; text-align: left">&nbsp;</td>
       <td style="border-bottom: Black 1pt solid; text-align: right">&nbsp;</td>
       <td style="border-bottom: Black 1pt solid; text-align: left">&nbsp;</td>
       <td style="padding-bottom: 1pt">&nbsp;</td>
       <td style="border-bottom: Black 1pt solid; text-align: left">&nbsp;</td>
       <td style="border-bottom: Black 1pt solid; text-align: right">&nbsp;</td>
       <td style="border-bottom: Black 1pt solid; text-align: left">&nbsp;</td>
       <td style="padding-bottom: 1pt">&nbsp;</td>
       <td style="border-bottom: Black 1pt solid; text-align: left">&nbsp;</td>
       <td style="border-bottom: Black 1pt solid; text-align: right">&nbsp;</td>
       <td style="border-bottom: Black 1pt solid; text-align: left">&nbsp;</td>
      </tr>
      <tr style="vertical-align: bottom; background-color: White">
       <td style="text-align: left; padding-bottom: 2.25pt; padding-left: 10pt">Total liabilities</td>
       <td style="padding-bottom: 2.25pt">&nbsp;</td>
       <td style="border-bottom: Black 2.25pt double; text-align: left">$</td>
       <td style="border-bottom: Black 2.25pt double; text-align: right">4,567,739</td>
       <td style="border-bottom: Black 2.25pt double; text-align: left">&nbsp;</td>
       <td style="padding-bottom: 2.25pt">&nbsp;</td>
       <td style="border-bottom: Black 2.25pt double; text-align: left">$</td>
       <td style="border-bottom: Black 2.25pt double; text-align: right">4,597,200</td>
       <td style="border-bottom: Black 2.25pt double; text-align: left">&nbsp;</td>
       <td style="padding-bottom: 2.25pt">&nbsp;</td>
       <td style="border-bottom: Black 2.25pt double; text-align: left">$</td>
       <td style="border-bottom: Black 2.25pt double; text-align: right">2,202,775</td>
       <td style="border-bottom: Black 2.25pt double; text-align: left">&nbsp;</td>
       <td style="padding-bottom: 2.25pt">&nbsp;</td>
       <td style="border-bottom: Black 2.25pt double; text-align: left">$</td>
       <td style="border-bottom: Black 2.25pt double; text-align: right">2,365,654</td>
       <td style="border-bottom: Black 2.25pt double; text-align: left">&nbsp;</td>
       <td style="padding-bottom: 2.25pt">&nbsp;</td>
       <td style="border-bottom: Black 2.25pt double; text-align: left">$</td>
       <td style="border-bottom: Black 2.25pt double; text-align: right">28,771</td>
       <td style="border-bottom: Black 2.25pt double; text-align: left">&nbsp;</td>
      </tr>

    </table><span></span>
</td>
</tr>
<tr class="rh">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_FairValueByMeasurementFrequencyAxis=us-gaap_FairValueMeasurementsRecurringMember', window );">Fair Value, Measurements, Recurring [Member]</a></td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_ffic_Note18FairValueofFinancialInstrumentsTablesLineItems', window );"><strong>Note 18 - Fair Value of Financial Instruments (Tables) [Line Items]</strong></a></td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_FairValueInputsAssetsQuantitativeInformationTableTextBlock', window );">Fair Value Inputs, Assets, Quantitative Information [Table Text Block]</a></td>
<td class="text"><table cellpadding="0" cellspacing="0" style="border-collapse: collapse; width: 100%; font: 10pt Times New Roman, Times, Serif">

      <tr style="vertical-align: bottom">
       <td style="font-weight: bold; text-align: left">&nbsp;</td>
       <td style="font-weight: bold; padding-bottom: 1pt">&nbsp;</td>
       <td colspan="3" style="font-weight: bold; text-align: center; border-bottom: Black 1pt solid">Fair Value</td>
       <td style="font-weight: bold; padding-bottom: 1pt; border-bottom: Black 1pt solid">&nbsp;</td>
       <td style="font-weight: bold; text-align: center; border-bottom: Black 1pt solid">Valuation Technique</td>
       <td style="font-weight: bold; padding-bottom: 1pt; border-bottom: Black 1pt solid">&nbsp;</td>
       <td style="font-weight: bold; text-align: center; border-bottom: Black 1pt solid">Unobservable Input</td>
       <td style="font-weight: bold; padding-bottom: 1pt; border-bottom: Black 1pt solid">&nbsp;</td>
       <td colspan="5" style="font-weight: bold; text-align: center; border-bottom: Black 1pt solid">Range</td>
       <td style="font-weight: bold; padding-bottom: 1pt; border-bottom: Black 1pt solid">&nbsp;</td>
       <td colspan="3" style="font-weight: bold; text-align: center; border-bottom: Black 1pt solid">Weighted Average</td>
      </tr>
      <tr style="vertical-align: bottom">
       <td style="text-align: left">&nbsp;</td>
       <td style="font-style: italic">&nbsp;</td>
       <td colspan="17" style="font-style: italic; text-align: center">(Dollars in thousands)</td>
      </tr>
      <tr style="vertical-align: bottom; background-color: rgb(204,238,255)">
       <td style="font-weight: bold">Assets:</td>
       <td>&nbsp;</td>
       <td style="text-align: left">&nbsp;</td>
       <td style="text-align: right">&nbsp;</td>
       <td style="text-align: left">&nbsp;</td>
       <td>&nbsp;</td>
       <td style="text-align: center">&nbsp;</td>
       <td>&nbsp;</td>
       <td style="text-align: center">&nbsp;</td>
       <td>&nbsp;</td>
       <td style="text-align: left">&nbsp;</td>
       <td style="text-align: center">&nbsp;</td>
       <td style="text-align: center">&nbsp;</td>
       <td style="text-align: center">&nbsp;</td>
       <td style="text-align: left">&nbsp;</td>
       <td>&nbsp;</td>
       <td style="text-align: left">&nbsp;</td>
       <td style="text-align: right">&nbsp;</td>
       <td style="text-align: left">&nbsp;</td>
      </tr>
      <tr style="vertical-align: bottom; background-color: White">
       <td style="text-align: left">&nbsp;</td>
       <td>&nbsp;</td>
       <td style="text-align: left">&nbsp;</td>
       <td style="text-align: right">&nbsp;</td>
       <td style="text-align: left">&nbsp;</td>
       <td>&nbsp;</td>
       <td style="text-align: center">&nbsp;</td>
       <td>&nbsp;</td>
       <td style="text-align: center">&nbsp;</td>
       <td>&nbsp;</td>
       <td style="text-align: left">&nbsp;</td>
       <td style="text-align: center">&nbsp;</td>
       <td style="text-align: center">&nbsp;</td>
       <td style="text-align: center">&nbsp;</td>
       <td style="text-align: left">&nbsp;</td>
       <td>&nbsp;</td>
       <td style="text-align: left">&nbsp;</td>
       <td style="text-align: right">&nbsp;</td>
       <td style="text-align: left">&nbsp;</td>
      </tr>
      <tr style="vertical-align: bottom; background-color: rgb(204,238,255)">
       <td style="width: 30%; text-align: left">Trust preferred securities</td>
       <td style="width: 1%">&nbsp;</td>
       <td style="width: 1%; text-align: left">$</td>
       <td style="width: 10%; text-align: right">7,212</td>
       <td style="width: 1%; text-align: left">&nbsp;</td>
       <td style="width: 1%">&nbsp;</td>
       <td style="width: 15%; text-align: left">Discounted cash flows</td>
       <td style="width: 1%">&nbsp;</td>
       <td style="width: 15%; text-align: center">Discount rate</td>
       <td style="width: 1%">&nbsp;</td>
       <td style="width: 1%; text-align: left">&nbsp;</td>
       <td style="width: 3%; text-align: center">7.0%</td>
       <td style="width: 3%; text-align: center">- </td>
       <td style="width: 3%; text-align: center">7.07%</td>
       <td style="width: 1%; text-align: left">&nbsp;</td>
       <td style="width: 1%">&nbsp;</td>
       <td style="width: 1%; text-align: left">&nbsp;</td>
       <td style="width: 10%; text-align: right">7.1</td>
       <td style="width: 1%; text-align: left">%</td>
      </tr>
      <tr style="vertical-align: bottom; background-color: White">
       <td style="text-align: left">&nbsp;</td>
       <td>&nbsp;</td>
       <td style="text-align: left">&nbsp;</td>
       <td style="text-align: right">&nbsp;</td>
       <td style="text-align: left">&nbsp;</td>
       <td>&nbsp;</td>
       <td style="text-align: right">&nbsp;</td>
       <td>&nbsp;</td>
       <td style="text-align: right">&nbsp;</td>
       <td>&nbsp;</td>
       <td style="text-align: left">&nbsp;</td>
       <td style="text-align: center">&nbsp;</td>
       <td style="text-align: center">&nbsp;</td>
       <td style="text-align: center">&nbsp;</td>
       <td style="text-align: left">&nbsp;</td>
       <td>&nbsp;</td>
       <td style="text-align: left">&nbsp;</td>
       <td style="text-align: right">&nbsp;</td>
       <td style="text-align: left">&nbsp;</td>
      </tr>
      <tr style="vertical-align: bottom; background-color: rgb(204,238,255)">
       <td style="font-weight: bold">Liabilities:</td>
       <td>&nbsp;</td>
       <td style="text-align: left">&nbsp;</td>
       <td style="text-align: right">&nbsp;</td>
       <td style="text-align: left">&nbsp;</td>
       <td>&nbsp;</td>
       <td style="text-align: right">&nbsp;</td>
       <td>&nbsp;</td>
       <td style="text-align: right">&nbsp;</td>
       <td>&nbsp;</td>
       <td style="text-align: left">&nbsp;</td>
       <td style="text-align: center">&nbsp;</td>
       <td style="text-align: center">&nbsp;</td>
       <td style="text-align: center">&nbsp;</td>
       <td style="text-align: left">&nbsp;</td>
       <td>&nbsp;</td>
       <td style="text-align: left">&nbsp;</td>
       <td style="text-align: right">&nbsp;</td>
       <td style="text-align: left">&nbsp;</td>
      </tr>
      <tr style="vertical-align: bottom; background-color: White">
       <td style="font-weight: bold">&nbsp;</td>
       <td>&nbsp;</td>
       <td style="text-align: left">&nbsp;</td>
       <td style="text-align: right">&nbsp;</td>
       <td style="text-align: left">&nbsp;</td>
       <td>&nbsp;</td>
       <td style="text-align: right">&nbsp;</td>
       <td>&nbsp;</td>
       <td style="text-align: right">&nbsp;</td>
       <td>&nbsp;</td>
       <td style="text-align: left">&nbsp;</td>
       <td style="text-align: center">&nbsp;</td>
       <td style="text-align: center">&nbsp;</td>
       <td style="text-align: center">&nbsp;</td>
       <td style="text-align: left">&nbsp;</td>
       <td>&nbsp;</td>
       <td style="text-align: left">&nbsp;</td>
       <td style="text-align: right">&nbsp;</td>
       <td style="text-align: left">&nbsp;</td>
      </tr>
      <tr style="vertical-align: bottom; background-color: rgb(204,238,255)">
       <td style="text-align: left">Junior subordinated debentures</td>
       <td>&nbsp;</td>
       <td style="text-align: left">$</td>
       <td style="text-align: right">29,018</td>
       <td style="text-align: left">&nbsp;</td>
       <td>&nbsp;</td>
       <td style="text-align: left">Discounted cash flows</td>
       <td>&nbsp;</td>
       <td style="text-align: center">Discount rate</td>
       <td>&nbsp;</td>
       <td style="text-align: left">&nbsp;</td>
       <td style="text-align: center">&nbsp;</td>
       <td style="text-align: center">7.0%</td>
       <td style="text-align: center">&nbsp;</td>
       <td style="text-align: left">&nbsp;</td>
       <td>&nbsp;</td>
       <td style="text-align: left">&nbsp;</td>
       <td style="text-align: right">7.0</td>
       <td style="text-align: left">%</td>
      </tr>

    </table><table cellpadding="0" cellspacing="0" style="border-collapse: collapse; width: 100%; font: 10pt Times New Roman, Times, Serif">

      <tr style="vertical-align: bottom">
       <td style="font-weight: bold; text-align: left">&nbsp;</td>
       <td style="font-weight: bold; padding-bottom: 1pt">&nbsp;</td>
       <td colspan="3" style="font-weight: bold; text-align: center; border-bottom: Black 1pt solid">Fair Value</td>
       <td style="font-weight: bold; padding-bottom: 1pt; border-bottom: Black 1pt solid">&nbsp;</td>
       <td style="font-weight: bold; text-align: center; border-bottom: Black 1pt solid">Valuation Technique</td>
       <td style="font-weight: bold; padding-bottom: 1pt; border-bottom: Black 1pt solid">&nbsp;</td>
       <td style="font-weight: bold; text-align: center; border-bottom: Black 1pt solid">Unobservable Input</td>
       <td style="font-weight: bold; padding-bottom: 1pt; border-bottom: Black 1pt solid">&nbsp;</td>
       <td colspan="5" style="font-weight: bold; text-align: center; border-bottom: Black 1pt solid">Range</td>
       <td style="font-weight: bold; padding-bottom: 1pt; border-bottom: Black 1pt solid">&nbsp;</td>
       <td colspan="3" style="font-weight: bold; text-align: center; border-bottom: Black 1pt solid">Weighted Average</td>
      </tr>
      <tr style="vertical-align: bottom">
       <td style="text-align: left">&nbsp;</td>
       <td style="font-style: italic">&nbsp;</td>
       <td colspan="17" style="font-style: italic; text-align: center">(Dollars in thousands)</td>
       <td>&nbsp;</td>
       <td colspan="3" style="text-align: right">&nbsp;</td>
      </tr>
      <tr style="vertical-align: bottom; background-color: rgb(204,238,255)">
       <td style="font-weight: bold">Assets:</td>
       <td>&nbsp;</td>
       <td style="text-align: left">&nbsp;</td>
       <td style="text-align: right">&nbsp;</td>
       <td style="text-align: left">&nbsp;</td>
       <td>&nbsp;</td>
       <td style="text-align: center">&nbsp;</td>
       <td>&nbsp;</td>
       <td style="text-align: center">&nbsp;</td>
       <td>&nbsp;</td>
       <td style="text-align: left">&nbsp;</td>
       <td style="text-align: center">&nbsp;</td>
       <td style="text-align: center">&nbsp;</td>
       <td style="text-align: center">&nbsp;</td>
       <td style="text-align: left">&nbsp;</td>
       <td>&nbsp;</td>
       <td style="text-align: left">&nbsp;</td>
       <td style="text-align: right">&nbsp;</td>
       <td style="text-align: left">&nbsp;</td>
      </tr>
      <tr style="vertical-align: bottom; background-color: White">
       <td style="text-align: left">&nbsp;</td>
       <td>&nbsp;</td>
       <td style="text-align: left">&nbsp;</td>
       <td style="text-align: right">&nbsp;</td>
       <td style="text-align: left">&nbsp;</td>
       <td>&nbsp;</td>
       <td style="text-align: center">&nbsp;</td>
       <td>&nbsp;</td>
       <td style="text-align: center">&nbsp;</td>
       <td>&nbsp;</td>
       <td style="text-align: left">&nbsp;</td>
       <td style="text-align: center">&nbsp;</td>
       <td style="text-align: center">&nbsp;</td>
       <td style="text-align: center">&nbsp;</td>
       <td style="text-align: left">&nbsp;</td>
       <td>&nbsp;</td>
       <td style="text-align: left">&nbsp;</td>
       <td style="text-align: right">&nbsp;</td>
       <td style="text-align: left">&nbsp;</td>
      </tr>
      <tr style="vertical-align: bottom; background-color: rgb(204,238,255)">
       <td style="width: 30%; text-align: left">Municipals</td>
       <td style="width: 1%">&nbsp;</td>
       <td style="width: 1%; text-align: left">$</td>
       <td style="width: 10%; text-align: right">15,519</td>
       <td style="width: 1%; text-align: left">&nbsp;</td>
       <td style="width: 1%">&nbsp;</td>
       <td style="width: 15%; text-align: left">Discounted cash flows</td>
       <td style="width: 1%">&nbsp;</td>
       <td style="width: 15%; text-align: center">Discount rate</td>
       <td style="width: 1%">&nbsp;</td>
       <td style="width: 1%; text-align: left">&nbsp;</td>
       <td style="width: 3%; text-align: center">0.2%</td>
       <td style="width: 3%; text-align: center">- </td>
       <td style="width: 3%; text-align: center">4.0%</td>
       <td style="width: 1%; text-align: left">&nbsp;</td>
       <td style="width: 1%">&nbsp;</td>
       <td style="width: 1%; text-align: left">&nbsp;</td>
       <td style="width: 10%; text-align: right">2.3</td>
       <td style="width: 1%; text-align: left">%</td>
      </tr>
      <tr style="vertical-align: bottom; background-color: White">
       <td style="text-align: left">&nbsp;</td>
       <td>&nbsp;</td>
       <td style="text-align: left">&nbsp;</td>
       <td style="text-align: right">&nbsp;</td>
       <td style="text-align: left">&nbsp;</td>
       <td>&nbsp;</td>
       <td style="text-align: left">&nbsp;</td>
       <td>&nbsp;</td>
       <td style="text-align: right">&nbsp;</td>
       <td>&nbsp;</td>
       <td style="text-align: left">&nbsp;</td>
       <td style="text-align: center">&nbsp;</td>
       <td style="text-align: center">&nbsp;</td>
       <td style="text-align: center">&nbsp;</td>
       <td style="text-align: left">&nbsp;</td>
       <td>&nbsp;</td>
       <td style="text-align: left">&nbsp;</td>
       <td style="text-align: right">&nbsp;</td>
       <td style="text-align: left">&nbsp;</td>
      </tr>
      <tr style="vertical-align: bottom; background-color: rgb(204,238,255)">
       <td style="text-align: left">Trust Preferred Securities</td>
       <td>&nbsp;</td>
       <td style="text-align: left">$</td>
       <td style="text-align: right">7,090</td>
       <td style="text-align: left">&nbsp;</td>
       <td>&nbsp;</td>
       <td style="text-align: left">Discounted cash flows</td>
       <td>&nbsp;</td>
       <td style="text-align: center">Discount rate</td>
       <td>&nbsp;</td>
       <td style="text-align: left">&nbsp;</td>
       <td style="text-align: center">7.0%</td>
       <td style="text-align: center">- </td>
       <td style="text-align: center">7.25%</td>
       <td style="text-align: left">&nbsp;</td>
       <td>&nbsp;</td>
       <td style="text-align: left">&nbsp;</td>
       <td style="text-align: right">7.2</td>
       <td style="text-align: left">%</td>
      </tr>
      <tr style="vertical-align: bottom; background-color: White">
       <td style="text-align: left">&nbsp;</td>
       <td>&nbsp;</td>
       <td style="text-align: left">&nbsp;</td>
       <td style="text-align: right">&nbsp;</td>
       <td style="text-align: left">&nbsp;</td>
       <td>&nbsp;</td>
       <td style="text-align: right">&nbsp;</td>
       <td>&nbsp;</td>
       <td style="text-align: right">&nbsp;</td>
       <td>&nbsp;</td>
       <td style="text-align: left">&nbsp;</td>
       <td style="text-align: center">&nbsp;</td>
       <td style="text-align: center">&nbsp;</td>
       <td style="text-align: center">&nbsp;</td>
       <td style="text-align: left">&nbsp;</td>
       <td>&nbsp;</td>
       <td style="text-align: left">&nbsp;</td>
       <td style="text-align: right">&nbsp;</td>
       <td style="text-align: left">&nbsp;</td>
      </tr>
      <tr style="vertical-align: bottom; background-color: rgb(204,238,255)">
       <td style="font-weight: bold">Liabilities:</td>
       <td>&nbsp;</td>
       <td style="text-align: left">&nbsp;</td>
       <td style="text-align: right">&nbsp;</td>
       <td style="text-align: left">&nbsp;</td>
       <td>&nbsp;</td>
       <td style="text-align: right">&nbsp;</td>
       <td>&nbsp;</td>
       <td style="text-align: right">&nbsp;</td>
       <td>&nbsp;</td>
       <td style="text-align: left">&nbsp;</td>
       <td style="text-align: center">&nbsp;</td>
       <td style="text-align: center">&nbsp;</td>
       <td style="text-align: center">&nbsp;</td>
       <td style="text-align: left">&nbsp;</td>
       <td>&nbsp;</td>
       <td style="text-align: left">&nbsp;</td>
       <td style="text-align: right">&nbsp;</td>
       <td style="text-align: left">&nbsp;</td>
      </tr>
      <tr style="vertical-align: bottom; background-color: White">
       <td style="font-weight: bold">&nbsp;</td>
       <td>&nbsp;</td>
       <td style="text-align: left">&nbsp;</td>
       <td style="text-align: right">&nbsp;</td>
       <td style="text-align: left">&nbsp;</td>
       <td>&nbsp;</td>
       <td style="text-align: right">&nbsp;</td>
       <td>&nbsp;</td>
       <td style="text-align: right">&nbsp;</td>
       <td>&nbsp;</td>
       <td style="text-align: left">&nbsp;</td>
       <td style="text-align: center">&nbsp;</td>
       <td style="text-align: center">&nbsp;</td>
       <td style="text-align: center">&nbsp;</td>
       <td style="text-align: left">&nbsp;</td>
       <td>&nbsp;</td>
       <td style="text-align: left">&nbsp;</td>
       <td style="text-align: right">&nbsp;</td>
       <td style="text-align: left">&nbsp;</td>
      </tr>
      <tr style="vertical-align: bottom; background-color: rgb(204,238,255)">
       <td style="text-align: left">Junior subordinated debentures</td>
       <td>&nbsp;</td>
       <td style="text-align: left">$</td>
       <td style="text-align: right">28,771</td>
       <td style="text-align: left">&nbsp;</td>
       <td>&nbsp;</td>
       <td style="text-align: left">Discounted cash flows</td>
       <td>&nbsp;</td>
       <td style="text-align: center">Discount rate</td>
       <td>&nbsp;</td>
       <td style="text-align: left">&nbsp;</td>
       <td style="text-align: center">&nbsp;</td>
       <td style="text-align: center">7.0%</td>
       <td style="text-align: center">&nbsp;</td>
       <td style="text-align: left">&nbsp;</td>
       <td>&nbsp;</td>
       <td style="text-align: left">&nbsp;</td>
       <td style="text-align: right">7.0</td>
       <td style="text-align: left">%</td>
      </tr>

    </table><span></span>
</td>
</tr>
<tr class="rh">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_FairValueByMeasurementFrequencyAxis=us-gaap_FairValueMeasurementsNonrecurringMember', window );">Fair Value, Measurements, Nonrecurring [Member]</a></td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_ffic_Note18FairValueofFinancialInstrumentsTablesLineItems', window );"><strong>Note 18 - Fair Value of Financial Instruments (Tables) [Line Items]</strong></a></td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_FairValueInputsAssetsQuantitativeInformationTableTextBlock', window );">Fair Value Inputs, Assets, Quantitative Information [Table Text Block]</a></td>
<td class="text"><table cellpadding="0" cellspacing="0" style="border-collapse: collapse; width: 100%; font: 10pt Times New Roman, Times, Serif">

      <tr style="vertical-align: bottom">
       <td style="font-weight: bold; text-align: left">&nbsp;</td>
       <td style="font-weight: bold; padding-bottom: 1pt">&nbsp;</td>
       <td colspan="3" style="font-weight: bold; text-align: center; border-bottom: Black 1pt solid">Fair Value</td>
       <td style="font-weight: bold; padding-bottom: 1pt; border-bottom: Black 1pt solid">&nbsp;</td>
       <td style="font-weight: bold; text-align: center; border-bottom: Black 1pt solid">Valuation Technique</td>
       <td style="font-weight: bold; padding-bottom: 1pt; border-bottom: Black 1pt solid">&nbsp;</td>
       <td style="font-weight: bold; text-align: center; border-bottom: Black 1pt solid">Unobservable Input</td>
       <td style="font-weight: bold; padding-bottom: 1pt; border-bottom: Black 1pt solid">&nbsp;</td>
       <td colspan="5" style="font-weight: bold; text-align: center; border-bottom: Black 1pt solid">Range</td>
       <td style="font-weight: bold; padding-bottom: 1pt; border-bottom: Black 1pt solid">&nbsp;</td>
       <td colspan="3" style="font-weight: bold; text-align: center; border-bottom: Black 1pt solid">Weighted Average</td>
      </tr>
      <tr style="vertical-align: bottom">
       <td style="text-align: left">&nbsp;</td>
       <td style="font-style: italic">&nbsp;</td>
       <td colspan="13" style="font-style: italic; text-align: center">(Dollars in thousands)</td>
       <td>&nbsp;</td>
       <td colspan="3" style="text-align: center">&nbsp;</td>
      </tr>
      <tr style="vertical-align: bottom; background-color: rgb(204,238,255)">
       <td style="font-weight: bold">Assets:</td>
       <td>&nbsp;</td>
       <td style="text-align: left">&nbsp;</td>
       <td style="text-align: right">&nbsp;</td>
       <td style="text-align: left">&nbsp;</td>
       <td>&nbsp;</td>
       <td style="text-align: center">&nbsp;</td>
       <td>&nbsp;</td>
       <td style="text-align: center">&nbsp;</td>
       <td>&nbsp;</td>
       <td style="text-align: left">&nbsp;</td>
       <td style="text-align: center">&nbsp;</td>
       <td style="text-align: center">&nbsp;</td>
       <td style="text-align: center">&nbsp;</td>
       <td style="text-align: left">&nbsp;</td>
       <td>&nbsp;</td>
       <td style="text-align: left">&nbsp;</td>
       <td style="text-align: right">&nbsp;</td>
       <td style="text-align: left">&nbsp;</td>
      </tr>
      <tr style="vertical-align: bottom; background-color: White">
       <td style="text-align: left">&nbsp;</td>
       <td>&nbsp;</td>
       <td style="text-align: left">&nbsp;</td>
       <td style="text-align: right">&nbsp;</td>
       <td style="text-align: left">&nbsp;</td>
       <td>&nbsp;</td>
       <td style="text-align: left">&nbsp;</td>
       <td>&nbsp;</td>
       <td style="text-align: center">&nbsp;</td>
       <td>&nbsp;</td>
       <td style="text-align: left">&nbsp;</td>
       <td style="text-align: center">&nbsp;</td>
       <td style="text-align: center">&nbsp;</td>
       <td style="text-align: center">&nbsp;</td>
       <td style="text-align: left">&nbsp;</td>
       <td>&nbsp;</td>
       <td style="text-align: left">&nbsp;</td>
       <td style="text-align: right">&nbsp;</td>
       <td style="text-align: left">&nbsp;</td>
      </tr>
      <tr style="vertical-align: bottom; background-color: rgb(204,238,255)">
       <td style="width: 27%; text-align: left">Impaired loans</td>
       <td style="width: 1%">&nbsp;</td>
       <td style="width: 1%; text-align: left">$</td>
       <td style="width: 7%; text-align: right">3,878</td>
       <td style="width: 1%; text-align: left">&nbsp;</td>
       <td style="width: 1%">&nbsp;</td>
       <td style="width: 18%; text-align: left">Income approach</td>
       <td style="width: 1%">&nbsp;</td>
       <td style="width: 18%; text-align: center">Capitalization rate</td>
       <td style="width: 1%">&nbsp;</td>
       <td style="width: 1%; text-align: left">&nbsp;</td>
       <td style="width: 4%; text-align: center">7.3% </td>
       <td style="width: 4%; text-align: center">to </td>
       <td style="width: 4%; text-align: center">8.5%</td>
       <td style="width: 1%; text-align: left">&nbsp;</td>
       <td style="width: 1%">&nbsp;</td>
       <td style="width: 1%; text-align: left">&nbsp;</td>
       <td style="width: 7%; text-align: right">7.7</td>
       <td style="width: 1%; text-align: left">%</td>
      </tr>
      <tr style="vertical-align: bottom; background-color: White">
       <td style="text-align: left">&nbsp;</td>
       <td>&nbsp;</td>
       <td style="text-align: left">&nbsp;</td>
       <td style="text-align: right">&nbsp;</td>
       <td style="text-align: left">&nbsp;</td>
       <td>&nbsp;</td>
       <td style="text-align: left">&nbsp;</td>
       <td>&nbsp;</td>
       <td style="text-align: center">Loss severity discount</td>
       <td>&nbsp;</td>
       <td style="text-align: left">&nbsp;</td>
       <td style="text-align: center">&nbsp;</td>
       <td style="text-align: center">15.0%</td>
       <td style="text-align: center">&nbsp;</td>
       <td style="text-align: left">&nbsp;</td>
       <td>&nbsp;</td>
       <td style="text-align: left">&nbsp;</td>
       <td style="text-align: right">15.0</td>
       <td style="text-align: left">%</td>
      </tr>
      <tr style="vertical-align: bottom; background-color: rgb(204,238,255)">
       <td style="text-align: left">&nbsp;</td>
       <td>&nbsp;</td>
       <td style="text-align: left">&nbsp;</td>
       <td style="text-align: right">&nbsp;</td>
       <td style="text-align: left">&nbsp;</td>
       <td>&nbsp;</td>
       <td style="text-align: left">&nbsp;</td>
       <td>&nbsp;</td>
       <td style="text-align: center">&nbsp;</td>
       <td>&nbsp;</td>
       <td style="text-align: left">&nbsp;</td>
       <td style="text-align: center">&nbsp;</td>
       <td style="text-align: center">&nbsp;</td>
       <td style="text-align: center">&nbsp;</td>
       <td style="text-align: left">&nbsp;</td>
       <td>&nbsp;</td>
       <td style="text-align: left">&nbsp;</td>
       <td style="text-align: right">&nbsp;</td>
       <td style="text-align: left">&nbsp;</td>
      </tr>
      <tr style="vertical-align: bottom; background-color: White">
       <td style="text-align: left">Impaired loans</td>
       <td>&nbsp;</td>
       <td style="text-align: left">$</td>
       <td style="text-align: right">5,555</td>
       <td style="text-align: left">&nbsp;</td>
       <td>&nbsp;</td>
       <td style="text-align: left">Sales approach</td>
       <td>&nbsp;</td>
       <td style="text-align: center">Adjustment to sales comparison value to reconcile differences between comparable sales</td>
       <td>&nbsp;</td>
       <td style="text-align: left">&nbsp;</td>
       <td style="text-align: center">-50.0% </td>
       <td style="text-align: center">to </td>
       <td style="text-align: center">40.0%</td>
       <td style="text-align: left">&nbsp;</td>
       <td>&nbsp;</td>
       <td style="text-align: left">&nbsp;</td>
       <td style="text-align: right">-2.2</td>
       <td style="text-align: left">%</td>
      </tr>
      <tr style="vertical-align: bottom; background-color: rgb(204,238,255)">
       <td style="text-align: left">&nbsp;</td>
       <td>&nbsp;</td>
       <td style="text-align: left">&nbsp;</td>
       <td style="text-align: right">&nbsp;</td>
       <td style="text-align: left">&nbsp;</td>
       <td>&nbsp;</td>
       <td style="text-align: left">&nbsp;</td>
       <td>&nbsp;</td>
       <td style="text-align: center">Loss severity discount</td>
       <td>&nbsp;</td>
       <td style="text-align: left">&nbsp;</td>
       <td style="text-align: center">&nbsp;</td>
       <td style="text-align: center">15.0%</td>
       <td style="text-align: center">&nbsp;</td>
       <td style="text-align: left">&nbsp;</td>
       <td>&nbsp;</td>
       <td style="text-align: left">&nbsp;</td>
       <td style="text-align: right">15.0</td>
       <td style="text-align: left">%</td>
      </tr>
      <tr style="vertical-align: bottom; background-color: White">
       <td style="text-align: left">&nbsp;</td>
       <td>&nbsp;</td>
       <td style="text-align: left">&nbsp;</td>
       <td style="text-align: right">&nbsp;</td>
       <td style="text-align: left">&nbsp;</td>
       <td>&nbsp;</td>
       <td style="text-align: right">&nbsp;</td>
       <td>&nbsp;</td>
       <td style="text-align: right">&nbsp;</td>
       <td>&nbsp;</td>
       <td style="text-align: left">&nbsp;</td>
       <td style="text-align: center">&nbsp;</td>
       <td style="text-align: center">&nbsp;</td>
       <td style="text-align: center">&nbsp;</td>
       <td style="text-align: left">&nbsp;</td>
       <td>&nbsp;</td>
       <td style="text-align: left">&nbsp;</td>
       <td style="text-align: right">&nbsp;</td>
       <td style="text-align: left">&nbsp;</td>
      </tr>
      <tr style="vertical-align: bottom; background-color: rgb(204,238,255)">
       <td style="text-align: left">&nbsp;</td>
       <td>&nbsp;</td>
       <td style="text-align: left">&nbsp;</td>
       <td style="text-align: right">&nbsp;</td>
       <td style="text-align: left">&nbsp;</td>
       <td>&nbsp;</td>
       <td style="text-align: right">&nbsp;</td>
       <td>&nbsp;</td>
       <td style="text-align: right">&nbsp;</td>
       <td>&nbsp;</td>
       <td style="text-align: left">&nbsp;</td>
       <td style="text-align: center">&nbsp;</td>
       <td style="text-align: center">&nbsp;</td>
       <td style="text-align: center">&nbsp;</td>
       <td style="text-align: left">&nbsp;</td>
       <td>&nbsp;</td>
       <td style="text-align: left">&nbsp;</td>
       <td style="text-align: right">&nbsp;</td>
       <td style="text-align: left">&nbsp;</td>
      </tr>
      <tr style="vertical-align: bottom; background-color: White">
       <td style="text-align: left">Impaired loans</td>
       <td>&nbsp;</td>
       <td style="text-align: left">$</td>
       <td style="text-align: right">5,927</td>
       <td style="text-align: left">&nbsp;</td>
       <td>&nbsp;</td>
       <td style="text-align: left">Blended income and sales approach</td>
       <td>&nbsp;</td>
       <td style="text-align: center">Adjustment to sales comparison value to reconcile differences between comparable sales</td>
       <td>&nbsp;</td>
       <td style="text-align: left">&nbsp;</td>
       <td style="text-align: center">-50.0% </td>
       <td style="text-align: center">to </td>
       <td style="text-align: center">25.0%</td>
       <td style="text-align: left">&nbsp;</td>
       <td>&nbsp;</td>
       <td style="text-align: left">&nbsp;</td>
       <td style="text-align: right">-2.2</td>
       <td style="text-align: left">%</td>
      </tr>
      <tr style="vertical-align: bottom; background-color: rgb(204,238,255)">
       <td style="text-align: left">&nbsp;</td>
       <td>&nbsp;</td>
       <td style="text-align: left">&nbsp;</td>
       <td style="text-align: right">&nbsp;</td>
       <td style="text-align: left">&nbsp;</td>
       <td>&nbsp;</td>
       <td style="text-align: left">&nbsp;</td>
       <td>&nbsp;</td>
       <td style="text-align: center">Capitalization rate</td>
       <td>&nbsp;</td>
       <td style="text-align: left">&nbsp;</td>
       <td style="text-align: center">5.3% </td>
       <td style="text-align: center">to </td>
       <td style="text-align: center">9.0%</td>
       <td style="text-align: left">&nbsp;</td>
       <td>&nbsp;</td>
       <td style="text-align: left">&nbsp;</td>
       <td style="text-align: right">7.0</td>
       <td style="text-align: left">%</td>
      </tr>
      <tr style="vertical-align: bottom; background-color: White">
       <td style="text-align: left">&nbsp;</td>
       <td>&nbsp;</td>
       <td style="text-align: left">&nbsp;</td>
       <td style="text-align: right">&nbsp;</td>
       <td style="text-align: left">&nbsp;</td>
       <td>&nbsp;</td>
       <td style="text-align: left">&nbsp;</td>
       <td>&nbsp;</td>
       <td style="text-align: center">Loss severity discount</td>
       <td>&nbsp;</td>
       <td style="text-align: left">&nbsp;</td>
       <td style="text-align: center">5.2% </td>
       <td style="text-align: center">to </td>
       <td style="text-align: center">15.0%</td>
       <td style="text-align: left">&nbsp;</td>
       <td>&nbsp;</td>
       <td style="text-align: left">&nbsp;</td>
       <td style="text-align: right">13.7</td>
       <td style="text-align: left">%</td>
      </tr>
      <tr style="vertical-align: bottom; background-color: rgb(204,238,255)">
       <td style="text-align: left">&nbsp;</td>
       <td>&nbsp;</td>
       <td style="text-align: left">&nbsp;</td>
       <td style="text-align: right">&nbsp;</td>
       <td style="text-align: left">&nbsp;</td>
       <td>&nbsp;</td>
       <td style="text-align: right">&nbsp;</td>
       <td>&nbsp;</td>
       <td style="text-align: right">&nbsp;</td>
       <td>&nbsp;</td>
       <td style="text-align: left">&nbsp;</td>
       <td style="text-align: center">&nbsp;</td>
       <td style="text-align: center">&nbsp;</td>
       <td style="text-align: center">&nbsp;</td>
       <td style="text-align: left">&nbsp;</td>
       <td>&nbsp;</td>
       <td style="text-align: left">&nbsp;</td>
       <td style="text-align: right">&nbsp;</td>
       <td style="text-align: left">&nbsp;</td>
      </tr>
      <tr style="vertical-align: bottom; background-color: White">
       <td style="text-align: left">&nbsp;</td>
       <td>&nbsp;</td>
       <td style="text-align: left">&nbsp;</td>
       <td style="text-align: right">&nbsp;</td>
       <td style="text-align: left">&nbsp;</td>
       <td>&nbsp;</td>
       <td style="text-align: right">&nbsp;</td>
       <td>&nbsp;</td>
       <td style="text-align: right">&nbsp;</td>
       <td>&nbsp;</td>
       <td style="text-align: left">&nbsp;</td>
       <td style="text-align: center">&nbsp;</td>
       <td style="text-align: center">&nbsp;</td>
       <td style="text-align: center">&nbsp;</td>
       <td style="text-align: left">&nbsp;</td>
       <td>&nbsp;</td>
       <td style="text-align: left">&nbsp;</td>
       <td style="text-align: right">&nbsp;</td>
       <td style="text-align: left">&nbsp;</td>
      </tr>
      <tr style="vertical-align: bottom; background-color: rgb(204,238,255)">
       <td style="text-align: left">Other real estate owned</td>
       <td>&nbsp;</td>
       <td style="text-align: left">$</td>
       <td style="text-align: right">3,750</td>
       <td style="text-align: left">&nbsp;</td>
       <td>&nbsp;</td>
       <td style="text-align: left">Income approach</td>
       <td>&nbsp;</td>
       <td style="text-align: center">Capitalization rate</td>
       <td>&nbsp;</td>
       <td style="text-align: left">&nbsp;</td>
       <td style="text-align: center">&nbsp;</td>
       <td style="text-align: center">9.0%</td>
       <td style="text-align: center">&nbsp;</td>
       <td style="text-align: left">&nbsp;</td>
       <td>&nbsp;</td>
       <td style="text-align: left">&nbsp;</td>
       <td style="text-align: right">9.0</td>
       <td style="text-align: left">%</td>
      </tr>
      <tr style="vertical-align: bottom; background-color: White">
       <td style="text-align: left">&nbsp;</td>
       <td>&nbsp;</td>
       <td style="text-align: left">&nbsp;</td>
       <td style="text-align: right">&nbsp;</td>
       <td style="text-align: left">&nbsp;</td>
       <td>&nbsp;</td>
       <td style="text-align: left">&nbsp;</td>
       <td>&nbsp;</td>
       <td style="text-align: center">&nbsp;</td>
       <td>&nbsp;</td>
       <td style="text-align: left">&nbsp;</td>
       <td style="text-align: center">&nbsp;</td>
       <td style="text-align: center">&nbsp;</td>
       <td style="text-align: center">&nbsp;</td>
       <td style="text-align: left">&nbsp;</td>
       <td>&nbsp;</td>
       <td style="text-align: left">&nbsp;</td>
       <td style="text-align: right">&nbsp;</td>
       <td style="text-align: left">&nbsp;</td>
      </tr>
      <tr style="vertical-align: bottom; background-color: rgb(204,238,255)">
       <td style="text-align: left">&nbsp;</td>
       <td>&nbsp;</td>
       <td style="text-align: left">&nbsp;</td>
       <td style="text-align: right">&nbsp;</td>
       <td style="text-align: left">&nbsp;</td>
       <td>&nbsp;</td>
       <td style="text-align: left">&nbsp;</td>
       <td>&nbsp;</td>
       <td style="text-align: center">&nbsp;</td>
       <td>&nbsp;</td>
       <td style="text-align: left">&nbsp;</td>
       <td style="text-align: center">&nbsp;</td>
       <td style="text-align: center">&nbsp;</td>
       <td style="text-align: center">&nbsp;</td>
       <td style="text-align: left">&nbsp;</td>
       <td>&nbsp;</td>
       <td style="text-align: left">&nbsp;</td>
       <td style="text-align: right">&nbsp;</td>
       <td style="text-align: left">&nbsp;</td>
      </tr>
      <tr style="vertical-align: bottom; background-color: White">
       <td style="text-align: left">Other real estate owned</td>
       <td>&nbsp;</td>
       <td style="text-align: left">$</td>
       <td style="text-align: right">366</td>
       <td style="text-align: left">&nbsp;</td>
       <td>&nbsp;</td>
       <td style="text-align: left">Sales approach</td>
       <td>&nbsp;</td>
       <td style="text-align: center">Adjustment to sales comparison value to reconcile differences between comparable sales</td>
       <td>&nbsp;</td>
       <td style="text-align: left">&nbsp;</td>
       <td style="text-align: center">-5.0% </td>
       <td style="text-align: center">to </td>
       <td style="text-align: center">25.0%</td>
       <td style="text-align: left">&nbsp;</td>
       <td>&nbsp;</td>
       <td style="text-align: left">&nbsp;</td>
       <td style="text-align: right">12.0</td>
       <td style="text-align: left">%</td>
      </tr>
      <tr style="vertical-align: bottom; background-color: rgb(204,238,255)">
       <td style="text-align: left">&nbsp;</td>
       <td>&nbsp;</td>
       <td style="text-align: left">&nbsp;</td>
       <td style="text-align: right">&nbsp;</td>
       <td style="text-align: left">&nbsp;</td>
       <td>&nbsp;</td>
       <td style="text-align: left">&nbsp;</td>
       <td>&nbsp;</td>
       <td style="text-align: center">&nbsp;</td>
       <td>&nbsp;</td>
       <td style="text-align: left">&nbsp;</td>
       <td style="text-align: center">&nbsp;</td>
       <td style="text-align: center">&nbsp;</td>
       <td style="text-align: center">&nbsp;</td>
       <td style="text-align: left">&nbsp;</td>
       <td>&nbsp;</td>
       <td style="text-align: left">&nbsp;</td>
       <td style="text-align: right">&nbsp;</td>
       <td style="text-align: left">&nbsp;</td>
      </tr>
      <tr style="vertical-align: bottom; background-color: White">
       <td style="text-align: left">&nbsp;</td>
       <td>&nbsp;</td>
       <td style="text-align: left">&nbsp;</td>
       <td style="text-align: right">&nbsp;</td>
       <td style="text-align: left">&nbsp;</td>
       <td>&nbsp;</td>
       <td style="text-align: right">&nbsp;</td>
       <td>&nbsp;</td>
       <td style="text-align: right">&nbsp;</td>
       <td>&nbsp;</td>
       <td style="text-align: left">&nbsp;</td>
       <td style="text-align: center">&nbsp;</td>
       <td style="text-align: center">&nbsp;</td>
       <td style="text-align: center">&nbsp;</td>
       <td style="text-align: left">&nbsp;</td>
       <td>&nbsp;</td>
       <td style="text-align: left">&nbsp;</td>
       <td style="text-align: right">&nbsp;</td>
       <td style="text-align: left">&nbsp;</td>
      </tr>
      <tr style="vertical-align: bottom; background-color: rgb(204,238,255)">
       <td style="text-align: left">Other real estate owned</td>
       <td>&nbsp;</td>
       <td style="text-align: left">$</td>
       <td style="text-align: right">816</td>
       <td style="text-align: left">&nbsp;</td>
       <td>&nbsp;</td>
       <td style="text-align: left">Blended income and sales approach</td>
       <td>&nbsp;</td>
       <td style="text-align: center">Adjustment to sales comparison value to reconcile differences between comparable sales</td>
       <td>&nbsp;</td>
       <td style="text-align: left">&nbsp;</td>
       <td style="text-align: center">-10.0% </td>
       <td style="text-align: center">to </td>
       <td style="text-align: center">15.0%</td>
       <td style="text-align: left">&nbsp;</td>
       <td>&nbsp;</td>
       <td style="text-align: left">&nbsp;</td>
       <td style="text-align: right">2.5</td>
       <td style="text-align: left">%</td>
      </tr>
      <tr style="vertical-align: bottom; background-color: White">
       <td style="text-align: left">&nbsp;</td>
       <td>&nbsp;</td>
       <td style="text-align: left">&nbsp;</td>
       <td style="text-align: right">&nbsp;</td>
       <td style="text-align: left">&nbsp;</td>
       <td>&nbsp;</td>
       <td style="text-align: left">&nbsp;</td>
       <td>&nbsp;</td>
       <td style="text-align: center">Capitalization rate</td>
       <td>&nbsp;</td>
       <td style="text-align: left">&nbsp;</td>
       <td style="text-align: center">&nbsp;</td>
       <td style="text-align: center">8.6%</td>
       <td style="text-align: center">&nbsp;</td>
       <td style="text-align: left">&nbsp;</td>
       <td>&nbsp;</td>
       <td style="text-align: left">&nbsp;</td>
       <td style="text-align: right">8.6</td>
       <td style="text-align: left">%</td>
      </tr>

    </table><table cellpadding="0" cellspacing="0" style="border-collapse: collapse; width: 100%; font: 10pt Times New Roman, Times, Serif">

      <tr style="vertical-align: bottom">
       <td style="font-weight: bold; text-align: left">&nbsp;</td>
       <td style="font-weight: bold; padding-bottom: 1pt">&nbsp;</td>
       <td colspan="3" style="font-weight: bold; text-align: center; border-bottom: Black 1pt solid">Fair Value</td>
       <td style="font-weight: bold; padding-bottom: 1pt; border-bottom: Black 1pt solid">&nbsp;</td>
       <td style="font-weight: bold; text-align: center; border-bottom: Black 1pt solid">Valuation Technique</td>
       <td style="font-weight: bold; padding-bottom: 1pt; border-bottom: Black 1pt solid">&nbsp;</td>
       <td style="font-weight: bold; text-align: center; border-bottom: Black 1pt solid">Unobservable Input</td>
       <td style="font-weight: bold; padding-bottom: 1pt; border-bottom: Black 1pt solid">&nbsp;</td>
       <td colspan="5" style="font-weight: bold; text-align: center; border-bottom: Black 1pt solid">Range</td>
       <td style="font-weight: bold; padding-bottom: 1pt; border-bottom: Black 1pt solid">&nbsp;</td>
       <td colspan="3" style="font-weight: bold; text-align: center; border-bottom: Black 1pt solid">Weighted Average</td>
      </tr>
      <tr style="vertical-align: bottom">
       <td style="text-align: left">&nbsp;</td>
       <td style="font-style: italic">&nbsp;</td>
       <td colspan="13" style="font-style: italic; text-align: center">(Dollars in thousands)</td>
       <td>&nbsp;</td>
       <td colspan="3" style="text-align: center">&nbsp;</td>
      </tr>
      <tr style="vertical-align: bottom; background-color: rgb(204,238,255)">
       <td style="font-weight: bold">Assets:</td>
       <td>&nbsp;</td>
       <td style="text-align: left">&nbsp;</td>
       <td style="text-align: right">&nbsp;</td>
       <td style="text-align: left">&nbsp;</td>
       <td>&nbsp;</td>
       <td style="text-align: center">&nbsp;</td>
       <td>&nbsp;</td>
       <td style="text-align: center">&nbsp;</td>
       <td>&nbsp;</td>
       <td style="text-align: left">&nbsp;</td>
       <td style="text-align: center">&nbsp;</td>
       <td style="text-align: center">&nbsp;</td>
       <td style="text-align: center">&nbsp;</td>
       <td style="text-align: left">&nbsp;</td>
       <td>&nbsp;</td>
       <td style="text-align: left">&nbsp;</td>
       <td style="text-align: right">&nbsp;</td>
       <td style="text-align: left">&nbsp;</td>
      </tr>
      <tr style="vertical-align: bottom; background-color: White">
       <td style="font-weight: bold">&nbsp;</td>
       <td>&nbsp;</td>
       <td style="text-align: left">&nbsp;</td>
       <td style="text-align: right">&nbsp;</td>
       <td style="text-align: left">&nbsp;</td>
       <td>&nbsp;</td>
       <td style="text-align: center">&nbsp;</td>
       <td>&nbsp;</td>
       <td style="text-align: center">&nbsp;</td>
       <td>&nbsp;</td>
       <td style="text-align: left">&nbsp;</td>
       <td style="text-align: center">&nbsp;</td>
       <td style="text-align: center">&nbsp;</td>
       <td style="text-align: center">&nbsp;</td>
       <td style="text-align: left">&nbsp;</td>
       <td>&nbsp;</td>
       <td style="text-align: left">&nbsp;</td>
       <td style="text-align: right">&nbsp;</td>
       <td style="text-align: left">&nbsp;</td>
      </tr>
      <tr style="vertical-align: bottom; background-color: rgb(204,238,255)">
       <td style="width: 27%; text-align: left">Impaired loans</td>
       <td style="width: 1%">&nbsp;</td>
       <td style="width: 1%; text-align: left">$</td>
       <td style="width: 7%; text-align: right">6,981</td>
       <td style="width: 1%; text-align: left">&nbsp;</td>
       <td style="width: 1%">&nbsp;</td>
       <td style="width: 18%; text-align: left">Income&nbsp;&nbsp;approach</td>
       <td style="width: 1%">&nbsp;</td>
       <td style="width: 18%; text-align: center">Capitalization rate</td>
       <td style="width: 1%">&nbsp;</td>
       <td style="width: 1%; text-align: left">&nbsp;</td>
       <td style="width: 4%; text-align: center">7.3% </td>
       <td style="width: 4%; text-align: center">to </td>
       <td style="width: 4%; text-align: center">8.5%</td>
       <td style="width: 1%; text-align: left">&nbsp;</td>
       <td style="width: 1%">&nbsp;</td>
       <td style="width: 1%; text-align: left">&nbsp;</td>
       <td style="width: 7%; text-align: right">7.8</td>
       <td style="width: 1%; text-align: left">%</td>
      </tr>
      <tr style="vertical-align: bottom; background-color: White">
       <td style="text-align: left">&nbsp;</td>
       <td>&nbsp;</td>
       <td style="text-align: left">&nbsp;</td>
       <td style="text-align: right">&nbsp;</td>
       <td style="text-align: left">&nbsp;</td>
       <td>&nbsp;</td>
       <td style="text-align: left">&nbsp;</td>
       <td>&nbsp;</td>
       <td style="text-align: center">Loss severity discount</td>
       <td>&nbsp;</td>
       <td style="text-align: left">&nbsp;</td>
       <td style="text-align: center">0.5% </td>
       <td style="text-align: center">to </td>
       <td style="text-align: center">81.7%</td>
       <td style="text-align: left">&nbsp;</td>
       <td>&nbsp;</td>
       <td style="text-align: left">&nbsp;</td>
       <td style="text-align: right">21.3</td>
       <td style="text-align: left">%</td>
      </tr>
      <tr style="vertical-align: bottom; background-color: rgb(204,238,255)">
       <td style="text-align: left">&nbsp;</td>
       <td>&nbsp;</td>
       <td style="text-align: left">&nbsp;</td>
       <td style="text-align: right">&nbsp;</td>
       <td style="text-align: left">&nbsp;</td>
       <td>&nbsp;</td>
       <td style="text-align: left">&nbsp;</td>
       <td>&nbsp;</td>
       <td style="text-align: center">&nbsp;</td>
       <td>&nbsp;</td>
       <td style="text-align: left">&nbsp;</td>
       <td style="text-align: center">&nbsp;</td>
       <td style="text-align: center">&nbsp;</td>
       <td style="text-align: center">&nbsp;</td>
       <td style="text-align: left">&nbsp;</td>
       <td>&nbsp;</td>
       <td style="text-align: left">&nbsp;</td>
       <td style="text-align: right">&nbsp;</td>
       <td style="text-align: left">&nbsp;</td>
      </tr>
      <tr style="vertical-align: bottom; background-color: White">
       <td style="text-align: left">Impaired loans</td>
       <td>&nbsp;</td>
       <td style="text-align: left">$</td>
       <td style="text-align: right">6,935</td>
       <td style="text-align: left">&nbsp;</td>
       <td>&nbsp;</td>
       <td style="text-align: left">Sales approach</td>
       <td>&nbsp;</td>
       <td style="text-align: center">Adjustment to sales comparison value to reconcile differences between comparable sales</td>
       <td>&nbsp;</td>
       <td style="text-align: left">&nbsp;</td>
       <td style="text-align: center">-41.5% </td>
       <td style="text-align: center">to </td>
       <td style="text-align: center">40.0%</td>
       <td style="text-align: left">&nbsp;</td>
       <td>&nbsp;</td>
       <td style="text-align: left">&nbsp;</td>
       <td style="text-align: right">-2.2</td>
       <td style="text-align: left">%</td>
      </tr>
      <tr style="vertical-align: bottom; background-color: rgb(204,238,255)">
       <td style="text-align: left">&nbsp;</td>
       <td>&nbsp;</td>
       <td style="text-align: left">&nbsp;</td>
       <td style="text-align: right">&nbsp;</td>
       <td style="text-align: left">&nbsp;</td>
       <td>&nbsp;</td>
       <td style="text-align: left">&nbsp;</td>
       <td>&nbsp;</td>
       <td style="text-align: center">Loss severity discount</td>
       <td>&nbsp;</td>
       <td style="text-align: left">&nbsp;</td>
       <td style="text-align: center">1.8% </td>
       <td style="text-align: center">to </td>
       <td style="text-align: center">89.4%</td>
       <td style="text-align: left">&nbsp;</td>
       <td>&nbsp;</td>
       <td style="text-align: left">&nbsp;</td>
       <td style="text-align: right">20.0</td>
       <td style="text-align: left">%</td>
      </tr>
      <tr style="vertical-align: bottom; background-color: White">
       <td style="text-align: left">&nbsp;</td>
       <td>&nbsp;</td>
       <td style="text-align: left">&nbsp;</td>
       <td style="text-align: right">&nbsp;</td>
       <td style="text-align: left">&nbsp;</td>
       <td>&nbsp;</td>
       <td style="text-align: right">&nbsp;</td>
       <td>&nbsp;</td>
       <td style="text-align: right">&nbsp;</td>
       <td>&nbsp;</td>
       <td style="text-align: left">&nbsp;</td>
       <td style="text-align: center">&nbsp;</td>
       <td style="text-align: center">&nbsp;</td>
       <td style="text-align: center">&nbsp;</td>
       <td style="text-align: left">&nbsp;</td>
       <td>&nbsp;</td>
       <td style="text-align: left">&nbsp;</td>
       <td style="text-align: right">&nbsp;</td>
       <td style="text-align: left">&nbsp;</td>
      </tr>
      <tr style="vertical-align: bottom; background-color: rgb(204,238,255)">
       <td style="text-align: left">&nbsp;</td>
       <td>&nbsp;</td>
       <td style="text-align: left">&nbsp;</td>
       <td style="text-align: right">&nbsp;</td>
       <td style="text-align: left">&nbsp;</td>
       <td>&nbsp;</td>
       <td style="text-align: right">&nbsp;</td>
       <td>&nbsp;</td>
       <td style="text-align: right">&nbsp;</td>
       <td>&nbsp;</td>
       <td style="text-align: left">&nbsp;</td>
       <td style="text-align: center">&nbsp;</td>
       <td style="text-align: center">&nbsp;</td>
       <td style="text-align: center">&nbsp;</td>
       <td style="text-align: left">&nbsp;</td>
       <td>&nbsp;</td>
       <td style="text-align: left">&nbsp;</td>
       <td style="text-align: right">&nbsp;</td>
       <td style="text-align: left">&nbsp;</td>
      </tr>
      <tr style="vertical-align: bottom; background-color: White">
       <td style="text-align: left">Impaired loans</td>
       <td>&nbsp;</td>
       <td style="text-align: left">$</td>
       <td style="text-align: right">8,258</td>
       <td style="text-align: left">&nbsp;</td>
       <td>&nbsp;</td>
       <td style="text-align: left">Blended income and sales approach</td>
       <td>&nbsp;</td>
       <td style="text-align: center">Adjustment to sales comparison value to reconcile differences between comparable sales</td>
       <td>&nbsp;</td>
       <td style="text-align: left">&nbsp;</td>
       <td style="text-align: center">-55.0% </td>
       <td style="text-align: center">to </td>
       <td style="text-align: center">25.0%</td>
       <td style="text-align: left">&nbsp;</td>
       <td>&nbsp;</td>
       <td style="text-align: left">&nbsp;</td>
       <td style="text-align: right">-6.1</td>
       <td style="text-align: left">%</td>
      </tr>
      <tr style="vertical-align: bottom; background-color: rgb(204,238,255)">
       <td style="text-align: left">&nbsp;</td>
       <td>&nbsp;</td>
       <td style="text-align: left">&nbsp;</td>
       <td style="text-align: right">&nbsp;</td>
       <td style="text-align: left">&nbsp;</td>
       <td>&nbsp;</td>
       <td style="text-align: left">&nbsp;</td>
       <td>&nbsp;</td>
       <td style="text-align: center">Capitalization rate</td>
       <td>&nbsp;</td>
       <td style="text-align: left">&nbsp;</td>
       <td style="text-align: center">5.8% </td>
       <td style="text-align: center">to </td>
       <td style="text-align: center">11.0%</td>
       <td style="text-align: left">&nbsp;</td>
       <td>&nbsp;</td>
       <td style="text-align: left">&nbsp;</td>
       <td style="text-align: right">8.0</td>
       <td style="text-align: left">%</td>
      </tr>
      <tr style="vertical-align: bottom; background-color: White">
       <td style="text-align: left">&nbsp;</td>
       <td>&nbsp;</td>
       <td style="text-align: left">&nbsp;</td>
       <td style="text-align: right">&nbsp;</td>
       <td style="text-align: left">&nbsp;</td>
       <td>&nbsp;</td>
       <td style="text-align: left">&nbsp;</td>
       <td>&nbsp;</td>
       <td style="text-align: center">Loss severity discount</td>
       <td>&nbsp;</td>
       <td style="text-align: left">&nbsp;</td>
       <td style="text-align: center">0.9% </td>
       <td style="text-align: center">to </td>
       <td style="text-align: center">74.4%</td>
       <td style="text-align: left">&nbsp;</td>
       <td>&nbsp;</td>
       <td style="text-align: left">&nbsp;</td>
       <td style="text-align: right">30.0</td>
       <td style="text-align: left">%</td>
      </tr>
      <tr style="vertical-align: bottom; background-color: rgb(204,238,255)">
       <td style="text-align: left">&nbsp;</td>
       <td>&nbsp;</td>
       <td style="text-align: left">&nbsp;</td>
       <td style="text-align: right">&nbsp;</td>
       <td style="text-align: left">&nbsp;</td>
       <td>&nbsp;</td>
       <td style="text-align: right">&nbsp;</td>
       <td>&nbsp;</td>
       <td style="text-align: right">&nbsp;</td>
       <td>&nbsp;</td>
       <td style="text-align: left">&nbsp;</td>
       <td style="text-align: center">&nbsp;</td>
       <td style="text-align: center">&nbsp;</td>
       <td style="text-align: center">&nbsp;</td>
       <td style="text-align: left">&nbsp;</td>
       <td>&nbsp;</td>
       <td style="text-align: left">&nbsp;</td>
       <td style="text-align: right">&nbsp;</td>
       <td style="text-align: left">&nbsp;</td>
      </tr>
      <tr style="vertical-align: bottom; background-color: White">
       <td style="text-align: left">&nbsp;</td>
       <td>&nbsp;</td>
       <td style="text-align: left">&nbsp;</td>
       <td style="text-align: right">&nbsp;</td>
       <td style="text-align: left">&nbsp;</td>
       <td>&nbsp;</td>
       <td style="text-align: right">&nbsp;</td>
       <td>&nbsp;</td>
       <td style="text-align: right">&nbsp;</td>
       <td>&nbsp;</td>
       <td style="text-align: left">&nbsp;</td>
       <td style="text-align: center">&nbsp;</td>
       <td style="text-align: center">&nbsp;</td>
       <td style="text-align: center">&nbsp;</td>
       <td style="text-align: left">&nbsp;</td>
       <td>&nbsp;</td>
       <td style="text-align: left">&nbsp;</td>
       <td style="text-align: right">&nbsp;</td>
       <td style="text-align: left">&nbsp;</td>
      </tr>
      <tr style="vertical-align: bottom; background-color: rgb(204,238,255)">
       <td style="text-align: left">Other real estate owned</td>
       <td>&nbsp;</td>
       <td style="text-align: left">$</td>
       <td style="text-align: right">4,768</td>
       <td style="text-align: left">&nbsp;</td>
       <td>&nbsp;</td>
       <td style="text-align: left">Income&nbsp;&nbsp;approach</td>
       <td>&nbsp;</td>
       <td style="text-align: center">Capitalization rate</td>
       <td>&nbsp;</td>
       <td style="text-align: left">&nbsp;</td>
       <td style="text-align: center">9.0% </td>
       <td style="text-align: center">to </td>
       <td style="text-align: center">12.0%</td>
       <td style="text-align: left">&nbsp;</td>
       <td>&nbsp;</td>
       <td style="text-align: left">&nbsp;</td>
       <td style="text-align: right">9.1</td>
       <td style="text-align: left">%</td>
      </tr>
      <tr style="vertical-align: bottom; background-color: White">
       <td style="text-align: left">&nbsp;</td>
       <td>&nbsp;</td>
       <td style="text-align: left">&nbsp;</td>
       <td style="text-align: right">&nbsp;</td>
       <td style="text-align: left">&nbsp;</td>
       <td>&nbsp;</td>
       <td style="text-align: left">&nbsp;</td>
       <td>&nbsp;</td>
       <td style="text-align: center">Loss severity discount</td>
       <td>&nbsp;</td>
       <td style="text-align: left">&nbsp;</td>
       <td style="text-align: center">0.9% </td>
       <td style="text-align: center">to </td>
       <td style="text-align: center">4.9%</td>
       <td style="text-align: left">&nbsp;</td>
       <td>&nbsp;</td>
       <td style="text-align: left">&nbsp;</td>
       <td style="text-align: right">1.0</td>
       <td style="text-align: left">%</td>
      </tr>
      <tr style="vertical-align: bottom; background-color: rgb(204,238,255)">
       <td style="text-align: left">&nbsp;</td>
       <td>&nbsp;</td>
       <td style="text-align: left">&nbsp;</td>
       <td style="text-align: right">&nbsp;</td>
       <td style="text-align: left">&nbsp;</td>
       <td>&nbsp;</td>
       <td style="text-align: left">&nbsp;</td>
       <td>&nbsp;</td>
       <td style="text-align: center">&nbsp;</td>
       <td>&nbsp;</td>
       <td style="text-align: left">&nbsp;</td>
       <td style="text-align: center">&nbsp;</td>
       <td style="text-align: center">&nbsp;</td>
       <td style="text-align: center">&nbsp;</td>
       <td style="text-align: left">&nbsp;</td>
       <td>&nbsp;</td>
       <td style="text-align: left">&nbsp;</td>
       <td style="text-align: right">&nbsp;</td>
       <td style="text-align: left">&nbsp;</td>
      </tr>
      <tr style="vertical-align: bottom; background-color: White">
       <td style="text-align: left">Other real estate owned</td>
       <td>&nbsp;</td>
       <td style="text-align: left">$</td>
       <td style="text-align: right">587</td>
       <td style="text-align: left">&nbsp;</td>
       <td>&nbsp;</td>
       <td style="text-align: left">Sales approach</td>
       <td>&nbsp;</td>
       <td style="text-align: center">Adjustment to sales comparison value to reconcile differences between comparable sales</td>
       <td>&nbsp;</td>
       <td style="text-align: left">&nbsp;</td>
       <td style="text-align: center">-11.9% </td>
       <td style="text-align: center">to </td>
       <td style="text-align: center">15.0%</td>
       <td style="text-align: left">&nbsp;</td>
       <td>&nbsp;</td>
       <td style="text-align: left">&nbsp;</td>
       <td style="text-align: right">-3.5</td>
       <td style="text-align: left">%</td>
      </tr>
      <tr style="vertical-align: bottom; background-color: rgb(204,238,255)">
       <td style="text-align: left">&nbsp;</td>
       <td>&nbsp;</td>
       <td style="text-align: left">&nbsp;</td>
       <td style="text-align: right">&nbsp;</td>
       <td style="text-align: left">&nbsp;</td>
       <td>&nbsp;</td>
       <td style="text-align: left">&nbsp;</td>
       <td>&nbsp;</td>
       <td style="text-align: center">Loss severity discount</td>
       <td>&nbsp;</td>
       <td style="text-align: left">&nbsp;</td>
       <td style="text-align: center">0.0% </td>
       <td style="text-align: center">to </td>
       <td style="text-align: center">36.9%</td>
       <td style="text-align: left">&nbsp;</td>
       <td>&nbsp;</td>
       <td style="text-align: left">&nbsp;</td>
       <td style="text-align: right">9.6</td>
       <td style="text-align: left">%</td>
      </tr>
      <tr style="vertical-align: bottom; background-color: White">
       <td style="text-align: left">&nbsp;</td>
       <td>&nbsp;</td>
       <td style="text-align: left">&nbsp;</td>
       <td style="text-align: right">&nbsp;</td>
       <td style="text-align: left">&nbsp;</td>
       <td>&nbsp;</td>
       <td style="text-align: right">&nbsp;</td>
       <td>&nbsp;</td>
       <td style="text-align: right">&nbsp;</td>
       <td>&nbsp;</td>
       <td style="text-align: left">&nbsp;</td>
       <td style="text-align: center">&nbsp;</td>
       <td style="text-align: center">&nbsp;</td>
       <td style="text-align: center">&nbsp;</td>
       <td style="text-align: left">&nbsp;</td>
       <td>&nbsp;</td>
       <td style="text-align: left">&nbsp;</td>
       <td style="text-align: right">&nbsp;</td>
       <td style="text-align: left">&nbsp;</td>
      </tr>
      <tr style="vertical-align: bottom; background-color: rgb(204,238,255)">
       <td style="text-align: left">&nbsp;</td>
       <td>&nbsp;</td>
       <td style="text-align: left">&nbsp;</td>
       <td style="text-align: right">&nbsp;</td>
       <td style="text-align: left">&nbsp;</td>
       <td>&nbsp;</td>
       <td style="text-align: right">&nbsp;</td>
       <td>&nbsp;</td>
       <td style="text-align: right">&nbsp;</td>
       <td>&nbsp;</td>
       <td style="text-align: left">&nbsp;</td>
       <td style="text-align: center">&nbsp;</td>
       <td style="text-align: center">&nbsp;</td>
       <td style="text-align: center">&nbsp;</td>
       <td style="text-align: left">&nbsp;</td>
       <td>&nbsp;</td>
       <td style="text-align: left">&nbsp;</td>
       <td style="text-align: right">&nbsp;</td>
       <td style="text-align: left">&nbsp;</td>
      </tr>
      <tr style="vertical-align: bottom; background-color: White">
       <td style="text-align: left">Other real estate owned</td>
       <td>&nbsp;</td>
       <td style="text-align: left">$</td>
       <td style="text-align: right">971</td>
       <td style="text-align: left">&nbsp;</td>
       <td>&nbsp;</td>
       <td style="text-align: left">Blended income and sales approach</td>
       <td>&nbsp;</td>
       <td style="text-align: center">Adjustment to sales comparison value to reconcile differences between comparable sales</td>
       <td>&nbsp;</td>
       <td style="text-align: left">&nbsp;</td>
       <td style="text-align: center">-25.0% </td>
       <td style="text-align: center">to </td>
       <td style="text-align: center">0.0%</td>
       <td style="text-align: left">&nbsp;</td>
       <td>&nbsp;</td>
       <td style="text-align: left">&nbsp;</td>
       <td style="text-align: right">-8.9</td>
       <td style="text-align: left">%</td>
      </tr>
      <tr style="vertical-align: bottom; background-color: rgb(204,238,255)">
       <td style="text-align: left">&nbsp;</td>
       <td>&nbsp;</td>
       <td style="text-align: left">&nbsp;</td>
       <td style="text-align: right">&nbsp;</td>
       <td style="text-align: left">&nbsp;</td>
       <td>&nbsp;</td>
       <td style="text-align: left">&nbsp;</td>
       <td>&nbsp;</td>
       <td style="text-align: center">Capitalization rate</td>
       <td>&nbsp;</td>
       <td style="text-align: left">&nbsp;</td>
       <td style="text-align: center">7.5% </td>
       <td style="text-align: center">to </td>
       <td style="text-align: center">8.0%</td>
       <td style="text-align: left">&nbsp;</td>
       <td>&nbsp;</td>
       <td style="text-align: left">&nbsp;</td>
       <td style="text-align: right">7.7</td>
       <td style="text-align: left">%</td>
      </tr>
      <tr style="vertical-align: bottom; background-color: White">
       <td style="text-align: left">&nbsp;</td>
       <td>&nbsp;</td>
       <td style="text-align: left">&nbsp;</td>
       <td style="text-align: right">&nbsp;</td>
       <td style="text-align: left">&nbsp;</td>
       <td>&nbsp;</td>
       <td style="text-align: left">&nbsp;</td>
       <td>&nbsp;</td>
       <td style="text-align: center">Loss severity discount</td>
       <td>&nbsp;</td>
       <td style="text-align: left">&nbsp;</td>
       <td style="text-align: center">0.0% </td>
       <td style="text-align: center">to </td>
       <td style="text-align: center">6.2%</td>
       <td style="text-align: left">&nbsp;</td>
       <td>&nbsp;</td>
       <td style="text-align: left">&nbsp;</td>
       <td style="text-align: right">3.0</td>
       <td style="text-align: left">%</td>
      </tr>

    </table><span></span>
</td>
</tr>
</table>
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<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>Tabular disclosure of assets and liabilities by class, including financial instruments measured at fair value that are classified in shareholders' equity, if any, that are measured at fair value on a nonrecurring basis in periods after initial recognition (for example, impaired assets). Disclosures may include, but are not limited to: (a) the fair value measurements recorded and the reasons for the measurements and (b) the level within the fair value hierarchy in which the fair value measurements are categorized in their entirety (levels 1, 2, 3).</p></div>
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<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>Tabular disclosure of the fair value measurement of assets using significant unobservable inputs (Level 3), a reconciliation of the beginning and ending balances, separately presenting changes during the period attributable to the following: (1) total gains or losses for the period (realized and unrealized), segregating those gains or losses included in earnings (or changes in net assets) and gains or losses recognized in other comprehensive income (loss), and a description of where those gains or losses included in earnings (or changes in net assets) are reported in the statement of income (or activities); (2) purchases, sales, issues, and settlements (each type disclosed separately); and (3) transfers in and transfers out of Level 3 (for example, transfers due to changes in the observability of significant inputs), by class of asset.</p></div>
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<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>Tabular disclosure of the fair value of financial instruments, including financial assets and financial liabilities, and the measurements of those instruments, assets, and liabilities.</p></div>
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<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>Tabular disclosure of quantitative information about the inputs used in the fair value measurement of assets. This disclosure may include, but is not limited to, the fair value of the asset, valuation technique used to measure fair value, the inputs used to measure fair value, the ranges of the inputs, and the weighted averages of the inputs.</p></div>
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<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>Tabular disclosure of the application of the fair value option for measurement and reporting of eligible financial assets and liabilities (as defined), as well as certain other eligible items (as defined) included in the statement of financial position, whether such option is elected for a single eligible item or a group of similar eligible items and is in addition to other disclosures concerning fair value which the company may be required to provide.  Such disclosure might be expected to include: (1) for items included in the statement of financial position: (a) for each line item in the statement of financial position that includes an item or items for which the fair value option has been elected, provide the aggregate carrying amount of ineligible items included in each line item in the balance sheet, if any; (b) the difference between the aggregate fair value and the aggregate unpaid principal balance (assuming contractual principal amounts and fair value option elected) of: (i) loans and long-term receivables (other than securities otherwise reported at fair value) and (ii) long-term debt instruments; (c) for loans held as assets for which the fair value option has been elected: (i) the aggregate fair value of loans that are 90 days or more past due, (ii) if the policy is to recognize interest income separately from other changes in fair value, the aggregate fair value of loans in nonaccrual status, and (iii) the difference between the aggregate fair value and the aggregate unpaid principal balance for loans that are 90 days or more past due, in nonaccrual status, or both; (2) for items included in the income statement: (a) the amounts of gains and losses from fair value changes included in earnings and in which line in the income statement those gains and losses are reported whether or not combined with gains and losses from items required to be accounted for at fair value; (b) for loans and other receivables held as assets, the estimated amount of gains or losses included in earnings attributable to changes in instrument-specific credit risk; (c) for liabilities with fair values that have been significantly affected during the reporting period by changes in the instrument-specific credit risk, the estimated amount of gains and losses from fair value changes included in earnings that are attributable to changes in the instrument-specific credit risk; and (3) certain other disclosures as required or determined to be provided.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 825<br> -SubTopic 10<br> -Section 50<br> -Paragraph 30<br> -URI http://asc.fasb.org/extlink&amp;oid=6957238&amp;loc=d3e14172-108612<br><br>Reference 2: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 825<br> -SubTopic 10<br> -Section 50<br> -Paragraph 32<br> -Subparagraph (b)<br> -URI http://asc.fasb.org/extlink&amp;oid=6957238&amp;loc=d3e14217-108612<br><br>Reference 3: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 825<br> -SubTopic 10<br> -Section 50<br> -Paragraph 28<br> -Subparagraph (c)(2),(d),(e)<br> -URI http://asc.fasb.org/extlink&amp;oid=6957238&amp;loc=d3e14064-108612<br><br>Reference 4: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 825<br> -SubTopic 10<br> -Section 50<br> -Paragraph 30<br> -Subparagraph (a),(c)(1),(d)(1)<br> -URI http://asc.fasb.org/extlink&amp;oid=6957238&amp;loc=d3e14172-108612<br></p></div>
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<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>Tabular disclosure of assets and liabilities, including [financial] instruments measured at fair value that are classified in stockholders' equity, if any, that are measured at fair value on a recurring basis. The disclosures contemplated herein include the fair value measurements at the reporting date by the level within the fair value hierarchy in which the fair value measurements in their entirety fall, segregating fair value measurements using quoted prices in active markets for identical assets (Level 1), significant other observable inputs (Level 2), and significant unobservable inputs (Level 3).</p></div>
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<span style="display: none;">v3.3.1.900</span><table class="report" border="0" cellspacing="2" id="idp6823951408">
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<th class="tl" colspan="1" rowspan="2"><div style="width: 200px;"><strong>Note 19 - Derivative Financial Instruments (Tables)<br></strong></div></th>
<th class="th" colspan="1">12 Months Ended</th>
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<tr><th class="th"><div>Dec. 31, 2015</div></th></tr>
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       <td style="text-align: left">&nbsp;</td>
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       <td colspan="7" style="text-align: center; border-bottom: Black 1pt solid">At or for the year ended December 31, 2015</td>
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       <td colspan="3" style="text-align: center; border-bottom: Black 1pt solid">Notional<br /> Amount</td>
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       <td colspan="3" style="font-weight: normal; font-style: normal; text-align: center; border-bottom: Black 1pt solid">Net Carrying<br /> Value<font style="font-family: Times New Roman, Times, Serif; font-size: 10pt; font-weight: normal; font-style: normal"><sup> (1)</sup></font></td>
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       <td>&nbsp;</td>
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       <td style="width: 70%; text-align: left">Interest rate swaps (non-hedge)</td>
       <td style="width: 1%">&nbsp;</td>
       <td style="width: 1%; text-align: left">$</td>
       <td style="width: 12%; text-align: right">36,321</td>
       <td style="width: 1%; text-align: left">&nbsp;</td>
       <td style="width: 1%">&nbsp;</td>
       <td style="width: 1%; text-align: left">$</td>
       <td style="width: 12%; text-align: right">(2,799</td>
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       <td style="text-align: left">Interest rate swaps (hedge)</td>
       <td>&nbsp;</td>
       <td style="text-align: left">&nbsp;</td>
       <td style="text-align: right">28,588</td>
       <td style="text-align: left">&nbsp;</td>
       <td>&nbsp;</td>
       <td style="text-align: left">&nbsp;</td>
       <td style="text-align: right">48</td>
       <td style="text-align: left">&nbsp;</td>
      </tr>
      <tr style="vertical-align: bottom; background-color: rgb(204,238,255)">
       <td style="text-align: left; padding-bottom: 1pt">Interest rate swaps (hedge)</td>
       <td style="padding-bottom: 1pt">&nbsp;</td>
       <td style="border-bottom: Black 1pt solid; text-align: left">&nbsp;</td>
       <td style="border-bottom: Black 1pt solid; text-align: right">99,955</td>
       <td style="border-bottom: Black 1pt solid; text-align: left">&nbsp;</td>
       <td style="padding-bottom: 1pt">&nbsp;</td>
       <td style="border-bottom: Black 1pt solid; text-align: left">&nbsp;</td>
       <td style="border-bottom: Black 1pt solid; text-align: right">(1,515</td>
       <td style="border-bottom: Black 1pt solid; text-align: left">)</td>
      </tr>
      <tr style="vertical-align: bottom; background-color: White">
       <td style="text-align: left; padding-bottom: 2.25pt; padding-left: 10pt">Total derivatives</td>
       <td style="padding-bottom: 2.25pt">&nbsp;</td>
       <td style="border-bottom: Black 2.25pt double; text-align: left">$</td>
       <td style="border-bottom: Black 2.25pt double; text-align: right">164,864</td>
       <td style="border-bottom: Black 2.25pt double; text-align: left">&nbsp;</td>
       <td style="padding-bottom: 2.25pt">&nbsp;</td>
       <td style="border-bottom: Black 2.25pt double; text-align: left">$</td>
       <td style="border-bottom: Black 2.25pt double; text-align: right">(4,266</td>
       <td style="border-bottom: Black 2.25pt double; text-align: left">)</td>
      </tr>

    </table><table cellpadding="0" cellspacing="0" style="border-collapse: collapse; width: 100%; font: 10pt Times New Roman, Times, Serif">

      <tr style="vertical-align: bottom">
       <td style="text-align: left">&nbsp;</td>
       <td style="padding-bottom: 1pt">&nbsp;</td>
       <td colspan="7" style="text-align: center; border-bottom: Black 1pt solid">At or for the year ended December 31, 2014</td>
      </tr>
      <tr style="vertical-align: bottom">
       <td style="text-align: left">&nbsp;</td>
       <td style="padding-bottom: 1pt">&nbsp;</td>
       <td colspan="3" style="text-align: center; border-bottom: Black 1pt solid">Notional<br /> Amount</td>
       <td style="font-weight: normal; font-style: normal; padding-bottom: 1pt">&nbsp;</td>
       <td colspan="3" style="font-weight: normal; font-style: normal; text-align: center; border-bottom: Black 1pt solid">Net Carrying<br /> Value<font style="font-family: Times New Roman, Times, Serif; font-size: 10pt; font-weight: normal; font-style: normal"><sup> (1)</sup></font></td>
      </tr>
      <tr style="vertical-align: bottom">
       <td style="text-align: center">&nbsp;</td>
       <td style="font-style: italic">&nbsp;</td>
       <td colspan="7" style="font-style: italic; text-align: center">(In thousands)</td>
      </tr>
      <tr style="vertical-align: bottom">
       <td style="text-align: left">&nbsp;</td>
       <td>&nbsp;</td>
       <td colspan="3" style="text-align: left">&nbsp;</td>
       <td>&nbsp;</td>
       <td colspan="3" style="text-align: right">&nbsp;</td>
      </tr>
      <tr style="vertical-align: bottom; background-color: rgb(204,238,255)">
       <td style="width: 70%; text-align: left">Interest rate swaps (non-hedge)</td>
       <td style="width: 1%">&nbsp;</td>
       <td style="width: 1%; text-align: left">$</td>
       <td style="width: 12%; text-align: right">36,321</td>
       <td style="width: 1%; text-align: left">&nbsp;</td>
       <td style="width: 1%">&nbsp;</td>
       <td style="width: 1%; text-align: left">$</td>
       <td style="width: 12%; text-align: right">(2,239</td>
       <td style="width: 1%; text-align: left">)</td>
      </tr>
      <tr style="vertical-align: bottom; background-color: White">
       <td style="text-align: left">Interest rate swaps (hedge)</td>
       <td>&nbsp;</td>
       <td style="text-align: left">&nbsp;</td>
       <td style="text-align: right">4,131</td>
       <td style="text-align: left">&nbsp;</td>
       <td>&nbsp;</td>
       <td style="text-align: left">&nbsp;</td>
       <td style="text-align: right">84</td>
       <td style="text-align: left">&nbsp;</td>
      </tr>
      <tr style="vertical-align: bottom; background-color: rgb(204,238,255)">
       <td style="text-align: left; padding-bottom: 1pt">Interest rate swaps (hedge)</td>
       <td style="padding-bottom: 1pt">&nbsp;</td>
       <td style="border-bottom: Black 1pt solid; text-align: left">&nbsp;</td>
       <td style="border-bottom: Black 1pt solid; text-align: right">10,340</td>
       <td style="border-bottom: Black 1pt solid; text-align: left">&nbsp;</td>
       <td style="padding-bottom: 1pt">&nbsp;</td>
       <td style="border-bottom: Black 1pt solid; text-align: left">&nbsp;</td>
       <td style="border-bottom: Black 1pt solid; text-align: right">(410</td>
       <td style="border-bottom: Black 1pt solid; text-align: left">)</td>
      </tr>
      <tr style="vertical-align: bottom; background-color: White">
       <td style="text-align: left; padding-bottom: 2.25pt; padding-left: 10pt">Total derivatives</td>
       <td style="padding-bottom: 2.25pt">&nbsp;</td>
       <td style="border-bottom: Black 2.25pt double; text-align: left">$</td>
       <td style="border-bottom: Black 2.25pt double; text-align: right">50,792</td>
       <td style="border-bottom: Black 2.25pt double; text-align: left">&nbsp;</td>
       <td style="padding-bottom: 2.25pt">&nbsp;</td>
       <td style="border-bottom: Black 2.25pt double; text-align: left">$</td>
       <td style="border-bottom: Black 2.25pt double; text-align: right">(2,565</td>
       <td style="border-bottom: Black 2.25pt double; text-align: left">)</td>
      </tr>

    </table><span></span>
</td>
</tr>
<tr class="re">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_ScheduleOfDerivativeInstrumentsGainLossInStatementOfFinancialPerformanceTextBlock', window );">Derivative Instruments, Gain (Loss) [Table Text Block]</a></td>
<td class="text"><table cellpadding="0" cellspacing="0" style="border-collapse: collapse; width: 100%; font: 10pt Times New Roman, Times, Serif">

      <tr style="vertical-align: bottom">
       <td>&nbsp;</td>
       <td style="padding-bottom: 1pt">&nbsp;</td>
       <td colspan="11" style="text-align: center; border-bottom: Black 1pt solid">For the year ended<br /> December 31,</td>
      </tr>
      <tr style="vertical-align: bottom">
       <td style="font-style: italic; text-align: left; border-bottom: Black 1pt solid">(In thousands)</td>
       <td style="padding-bottom: 1pt; border-bottom: Black 1pt solid">&nbsp;</td>
       <td colspan="3" style="text-align: center; border-bottom: Black 1pt solid">2015</td>
       <td style="padding-bottom: 1pt; border-bottom: Black 1pt solid">&nbsp;</td>
       <td colspan="3" style="text-align: center; border-bottom: Black 1pt solid">2014</td>
       <td style="padding-bottom: 1pt; border-bottom: Black 1pt solid">&nbsp;</td>
       <td colspan="3" style="text-align: center; border-bottom: Black 1pt solid">2013</td>
      </tr>
      <tr style="vertical-align: bottom">
       <td>&nbsp;</td>
       <td>&nbsp;</td>
       <td colspan="3" style="text-align: right">&nbsp;</td>
       <td>&nbsp;</td>
       <td colspan="3" style="text-align: right">&nbsp;</td>
       <td>&nbsp;</td>
       <td colspan="3" style="text-align: right">&nbsp;</td>
      </tr>
      <tr style="vertical-align: bottom; background-color: rgb(204,238,255)">
       <td style="text-align: left">Financial Derivatives:</td>
       <td>&nbsp;</td>
       <td style="text-align: left">&nbsp;</td>
       <td style="text-align: right">&nbsp;</td>
       <td style="text-align: left">&nbsp;</td>
       <td>&nbsp;</td>
       <td style="text-align: left">&nbsp;</td>
       <td style="text-align: right">&nbsp;</td>
       <td style="text-align: left">&nbsp;</td>
       <td>&nbsp;</td>
       <td style="text-align: left">&nbsp;</td>
       <td style="text-align: right">&nbsp;</td>
       <td style="text-align: left">&nbsp;</td>
      </tr>
      <tr style="vertical-align: bottom; background-color: White">
       <td style="width: 61%; text-align: left; padding-left: 10pt">Interest rate caps (non-hedge)</td>
       <td style="width: 1%">&nbsp;</td>
       <td style="width: 1%; text-align: left">$</td>
       <td style="width: 10%; text-align: right">-</td>
       <td style="width: 1%; text-align: left">&nbsp;</td>
       <td style="width: 1%">&nbsp;</td>
       <td style="width: 1%; text-align: left">$</td>
       <td style="width: 10%; text-align: right">-</td>
       <td style="width: 1%; text-align: left">&nbsp;</td>
       <td style="width: 1%">&nbsp;</td>
       <td style="width: 1%; text-align: left">$</td>
       <td style="width: 10%; text-align: right">(18</td>
       <td style="width: 1%; text-align: left">)</td>
      </tr>
      <tr style="vertical-align: bottom; background-color: rgb(204,238,255)">
       <td style="text-align: left; padding-left: 10pt">Interest rate swaps (non-hedge)</td>
       <td>&nbsp;</td>
       <td style="text-align: left">&nbsp;</td>
       <td style="text-align: right">(561</td>
       <td style="text-align: left">)</td>
       <td>&nbsp;</td>
       <td style="text-align: left">&nbsp;</td>
       <td style="text-align: right">(3,919</td>
       <td style="text-align: left">)</td>
       <td>&nbsp;</td>
       <td style="text-align: left">&nbsp;</td>
       <td style="text-align: right">3,603</td>
       <td style="text-align: left">&nbsp;</td>
      </tr>
      <tr style="vertical-align: bottom; background-color: White">
       <td style="text-align: left; padding-bottom: 1pt; padding-left: 10pt">Interest rate swaps (hedge)</td>
       <td style="padding-bottom: 1pt">&nbsp;</td>
       <td style="border-bottom: Black 1pt solid; text-align: left">&nbsp;</td>
       <td style="border-bottom: Black 1pt solid; text-align: right">(1,036</td>
       <td style="border-bottom: Black 1pt solid; text-align: left">)</td>
       <td style="border-bottom: Black 1pt solid; text-align: left">&nbsp;</td>
       <td style="border-bottom: Black 1pt solid; text-align: left">&nbsp;</td>
       <td style="border-bottom: Black 1pt solid; text-align: right">(124</td>
       <td style="border-bottom: Black 1pt solid; text-align: left">)</td>
       <td style="border-bottom: Black 1pt solid; text-align: left">&nbsp;</td>
       <td style="border-bottom: Black 1pt solid; text-align: left">&nbsp;</td>
       <td style="border-bottom: Black 1pt solid; text-align: right">29</td>
       <td style="border-bottom: Black 1pt solid; text-align: left">&nbsp;</td>
      </tr>
      <tr style="vertical-align: bottom; background-color: rgb(204,238,255)">
       <td style="font-weight: normal; font-style: normal; text-align: left; padding-bottom: 2.25pt; padding-left: 20pt">Net Gain (loss) <font style="font-family: Times New Roman, Times, Serif; font-size: 10pt; font-weight: normal; font-style: normal"><sup>(1)</sup></font></td>
       <td style="padding-bottom: 2.25pt">&nbsp;</td>
       <td style="border-bottom: Black 2.25pt double; text-align: left">$</td>
       <td style="border-bottom: Black 2.25pt double; text-align: right">(1,597</td>
       <td style="border-bottom: Black 2.25pt double; text-align: left">)</td>
       <td style="border-bottom: Black 2.25pt double; text-align: left">&nbsp;</td>
       <td style="border-bottom: Black 2.25pt double; text-align: left">$</td>
       <td style="border-bottom: Black 2.25pt double; text-align: right">(4,043</td>
       <td style="border-bottom: Black 2.25pt double; text-align: left">)</td>
       <td style="border-bottom: Black 2.25pt double; text-align: left">&nbsp;</td>
       <td style="border-bottom: Black 2.25pt double; text-align: left">$</td>
       <td style="border-bottom: Black 2.25pt double; text-align: right">3,614</td>
       <td style="border-bottom: Black 2.25pt double; text-align: left">&nbsp;</td>
      </tr>

    </table><span></span>
</td>
</tr>
<tr class="ro">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_ScheduleOfDerivativeInstrumentsInStatementOfFinancialPositionFairValueTextBlock', window );">Schedule of Derivative Instruments in Statement of Financial Position, Fair Value [Table Text Block]</a></td>
<td class="text"><table cellpadding="0" cellspacing="0" style="border-collapse: collapse; width: 100%; font: 10pt Times New Roman, Times, Serif">

      <tr style="vertical-align: bottom">
       <td nowrap="nowrap" style="text-align: left">&nbsp;</td>
       <td nowrap="nowrap" style="padding-bottom: 1pt">&nbsp;</td>
       <td colspan="23" nowrap="nowrap" style="text-align: center; border-bottom: Black 1pt solid">December 31, 2015</td>
      </tr>
      <tr style="vertical-align: bottom">
       <td nowrap="nowrap" style="text-align: left">&nbsp;</td>
       <td nowrap="nowrap" style="padding-bottom: 1pt">&nbsp;</td>
       <td colspan="3" nowrap="nowrap">&nbsp;</td>
       <td nowrap="nowrap" style="padding-bottom: 1pt">&nbsp;</td>
       <td colspan="3" nowrap="nowrap">&nbsp;</td>
       <td nowrap="nowrap" style="padding-bottom: 1pt">&nbsp;</td>
       <td colspan="3" nowrap="nowrap">&nbsp;</td>
       <td nowrap="nowrap" style="padding-bottom: 1pt">&nbsp;</td>
       <td colspan="7" nowrap="nowrap" style="text-align: center; border-bottom: Black 1pt solid">Gross Amounts Not Offset in the <br /> Consolidated Statement of <br /> Condition</td>
       <td nowrap="nowrap" style="padding-bottom: 1pt">&nbsp;</td>
       <td colspan="3" nowrap="nowrap">&nbsp;</td>
      </tr>
      <tr style="background-color: White">
       <td nowrap="nowrap" style="font-style: italic; text-align: left; padding-bottom: 1pt; vertical-align: bottom; border-bottom: Black 1pt solid">(In thousands)</td>
       <td nowrap="nowrap" style="padding-bottom: 1pt; text-align: center; vertical-align: bottom; border-bottom: Black 1pt solid">&nbsp;</td>
       <td colspan="3" nowrap="nowrap" style="border-bottom: Black 1pt solid; text-align: center; vertical-align: bottom">Gross Amount of <br /> Recognized Assets</td>
       <td nowrap="nowrap" style="padding-bottom: 1pt; text-align: center; vertical-align: bottom; border-bottom: Black 1pt solid">&nbsp;</td>
       <td colspan="3" nowrap="nowrap" style="border-bottom: Black 1pt solid; text-align: center; vertical-align: bottom">Gross Amount Offset in <br /> the Statement of<br /> Condition</td>
       <td nowrap="nowrap" style="padding-bottom: 1pt; text-align: center; vertical-align: bottom; border-bottom: Black 1pt solid">&nbsp;</td>
       <td colspan="3" nowrap="nowrap" style="border-bottom: Black 1pt solid; text-align: center; vertical-align: bottom">Net Amount of Assets <br /> Presented in the Statement of <br /> Condition</td>
       <td nowrap="nowrap" style="padding-bottom: 1pt; text-align: center; vertical-align: bottom; border-bottom: Black 1pt solid">&nbsp;</td>
       <td colspan="3" nowrap="nowrap" style="border-bottom: Black 1pt solid; text-align: center; vertical-align: bottom">Financial <br /> Instruments</td>
       <td nowrap="nowrap" style="padding-bottom: 1pt; text-align: center; vertical-align: bottom; border-bottom: Black 1pt solid">&nbsp;</td>
       <td colspan="3" nowrap="nowrap" style="border-bottom: Black 1pt solid; text-align: center; vertical-align: bottom">Cash Collateral <br /> Received</td>
       <td nowrap="nowrap" style="padding-bottom: 1pt; text-align: center; vertical-align: bottom; border-bottom: Black 1pt solid">&nbsp;</td>
       <td colspan="3" nowrap="nowrap" style="border-bottom: Black 1pt solid; text-align: center; vertical-align: bottom">Net Amount</td>
      </tr>
      <tr style="vertical-align: bottom; background-color: White">
       <td style="text-align: left; width: 40%">&nbsp;</td>
       <td style="width: 1%">&nbsp;</td>
       <td style="text-align: left; width: 1%">&nbsp;</td>
       <td style="text-align: right; width: 7%">&nbsp;</td>
       <td style="text-align: left; width: 1%">&nbsp;</td>
       <td style="width: 1%">&nbsp;</td>
       <td style="text-align: left; width: 1%">&nbsp;</td>
       <td style="text-align: right; width: 7%">&nbsp;</td>
       <td style="text-align: left; width: 1%">&nbsp;</td>
       <td style="width: 1%">&nbsp;</td>
       <td style="text-align: left; width: 1%">&nbsp;</td>
       <td style="text-align: right; width: 7%">&nbsp;</td>
       <td style="text-align: left; width: 1%">&nbsp;</td>
       <td style="width: 1%">&nbsp;</td>
       <td style="text-align: left; width: 1%">&nbsp;</td>
       <td style="text-align: right; width: 7%">&nbsp;</td>
       <td style="text-align: left; width: 1%">&nbsp;</td>
       <td style="width: 1%">&nbsp;</td>
       <td style="text-align: left; width: 1%">&nbsp;</td>
       <td style="text-align: right; width: 7%">&nbsp;</td>
       <td style="text-align: left; width: 1%">&nbsp;</td>
       <td style="width: 1%">&nbsp;</td>
       <td style="text-align: left; width: 1%">&nbsp;</td>
       <td style="text-align: right; width: 7%">&nbsp;</td>
       <td style="text-align: left; width: 1%">&nbsp;</td>
      </tr>
      <tr style="vertical-align: bottom; background-color: rgb(204,238,255)">
       <td style="text-align: left">Interest rate swaps</td>
       <td>&nbsp;</td>
       <td style="text-align: left">$</td>
       <td style="text-align: right">48</td>
       <td style="text-align: left">&nbsp;</td>
       <td>&nbsp;</td>
       <td style="text-align: left">$</td>
       <td style="text-align: right">-</td>
       <td style="text-align: left">&nbsp;</td>
       <td>&nbsp;</td>
       <td style="text-align: left">$</td>
       <td style="text-align: right">48</td>
       <td style="text-align: left">&nbsp;</td>
       <td>&nbsp;</td>
       <td style="text-align: left">$</td>
       <td style="text-align: right">48</td>
       <td style="text-align: left">&nbsp;</td>
       <td>&nbsp;</td>
       <td style="text-align: left">$</td>
       <td style="text-align: right">-</td>
       <td style="text-align: left">&nbsp;</td>
       <td>&nbsp;</td>
       <td style="text-align: left">$</td>
       <td style="text-align: right">-</td>
       <td style="text-align: left">&nbsp;</td>
      </tr>

    </table><table cellpadding="0" cellspacing="0" style="border-collapse: collapse; width: 100%; font: 10pt Times New Roman, Times, Serif">

      <tr style="vertical-align: bottom">
       <td nowrap="nowrap" style="text-align: left">&nbsp;</td>
       <td nowrap="nowrap" style="padding-bottom: 1pt">&nbsp;</td>
       <td colspan="23" nowrap="nowrap" style="text-align: center; border-bottom: Black 1pt solid">December 31, 2014</td>
      </tr>
      <tr style="vertical-align: bottom">
       <td nowrap="nowrap" style="text-align: left">&nbsp;</td>
       <td nowrap="nowrap" style="padding-bottom: 1pt">&nbsp;</td>
       <td colspan="3" nowrap="nowrap">&nbsp;</td>
       <td nowrap="nowrap" style="padding-bottom: 1pt">&nbsp;</td>
       <td colspan="3" nowrap="nowrap">&nbsp;</td>
       <td nowrap="nowrap" style="padding-bottom: 1pt">&nbsp;</td>
       <td colspan="3" nowrap="nowrap">&nbsp;</td>
       <td nowrap="nowrap" style="padding-bottom: 1pt">&nbsp;</td>
       <td colspan="7" nowrap="nowrap" style="text-align: center; border-bottom: Black 1pt solid">Gross Amounts Not Offset in the <br /> Consolidated Statement of Condition</td>
       <td nowrap="nowrap" style="padding-bottom: 1pt">&nbsp;</td>
       <td colspan="3" nowrap="nowrap">&nbsp;</td>
      </tr>
      <tr style="background-color: White">
       <td nowrap="nowrap" style="font-style: italic; text-align: left; padding-bottom: 1pt; vertical-align: bottom; border-bottom: Black 1pt solid">(In thousands)</td>
       <td nowrap="nowrap" style="padding-bottom: 1pt; text-align: center; vertical-align: bottom; border-bottom: Black 1pt solid">&nbsp;</td>
       <td colspan="3" nowrap="nowrap" style="border-bottom: Black 1pt solid; text-align: center; vertical-align: bottom">Gross Amount of <br /> Recognized Assets</td>
       <td nowrap="nowrap" style="padding-bottom: 1pt; text-align: center; vertical-align: bottom; border-bottom: Black 1pt solid">&nbsp;</td>
       <td colspan="3" nowrap="nowrap" style="border-bottom: Black 1pt solid; text-align: center; vertical-align: bottom">Gross Amount Offset in <br /> the Statement of<br /> Condition</td>
       <td nowrap="nowrap" style="padding-bottom: 1pt; text-align: center; vertical-align: bottom; border-bottom: Black 1pt solid">&nbsp;</td>
       <td colspan="3" nowrap="nowrap" style="border-bottom: Black 1pt solid; text-align: center; vertical-align: bottom">Net Amount of Assets<br /> Presented in the Statement of <br /> Condition</td>
       <td nowrap="nowrap" style="padding-bottom: 1pt; text-align: center; vertical-align: bottom; border-bottom: Black 1pt solid">&nbsp;</td>
       <td colspan="3" nowrap="nowrap" style="border-bottom: Black 1pt solid; text-align: center; vertical-align: bottom">Financial <br /> Instruments</td>
       <td nowrap="nowrap" style="padding-bottom: 1pt; text-align: center; vertical-align: bottom; border-bottom: Black 1pt solid">&nbsp;</td>
       <td colspan="3" nowrap="nowrap" style="border-bottom: Black 1pt solid; text-align: center; vertical-align: bottom">Cash Collateral <br /> Received</td>
       <td nowrap="nowrap" style="padding-bottom: 1pt; text-align: center; vertical-align: bottom; border-bottom: Black 1pt solid">&nbsp;</td>
       <td colspan="3" nowrap="nowrap" style="border-bottom: Black 1pt solid; text-align: center; vertical-align: bottom">Net Amount</td>
      </tr>
      <tr style="vertical-align: bottom; background-color: White">
       <td style="text-align: left; width: 40%">&nbsp;</td>
       <td style="width: 1%">&nbsp;</td>
       <td style="text-align: left; width: 1%">&nbsp;</td>
       <td style="text-align: right; width: 7%">&nbsp;</td>
       <td style="text-align: left; width: 1%">&nbsp;</td>
       <td style="width: 1%">&nbsp;</td>
       <td style="text-align: left; width: 1%">&nbsp;</td>
       <td style="text-align: right; width: 7%">&nbsp;</td>
       <td style="text-align: left; width: 1%">&nbsp;</td>
       <td style="width: 1%">&nbsp;</td>
       <td style="text-align: left; width: 1%">&nbsp;</td>
       <td style="text-align: right; width: 7%">&nbsp;</td>
       <td style="text-align: left; width: 1%">&nbsp;</td>
       <td style="width: 1%">&nbsp;</td>
       <td style="text-align: left; width: 1%">&nbsp;</td>
       <td style="text-align: right; width: 7%">&nbsp;</td>
       <td style="text-align: left; width: 1%">&nbsp;</td>
       <td style="width: 1%">&nbsp;</td>
       <td style="text-align: left; width: 1%">&nbsp;</td>
       <td style="text-align: right; width: 7%">&nbsp;</td>
       <td style="text-align: left; width: 1%">&nbsp;</td>
       <td style="width: 1%">&nbsp;</td>
       <td style="text-align: left; width: 1%">&nbsp;</td>
       <td style="text-align: right; width: 7%">&nbsp;</td>
       <td style="text-align: left; width: 1%">&nbsp;</td>
      </tr>
      <tr style="vertical-align: bottom; background-color: rgb(204,238,255)">
       <td style="text-align: left">Interest rate swaps</td>
       <td>&nbsp;</td>
       <td style="text-align: left">$</td>
       <td style="text-align: right">84</td>
       <td style="text-align: left">&nbsp;</td>
       <td>&nbsp;</td>
       <td style="text-align: left">$</td>
       <td style="text-align: right">-</td>
       <td style="text-align: left">&nbsp;</td>
       <td>&nbsp;</td>
       <td style="text-align: left">$</td>
       <td style="text-align: right">84</td>
       <td style="text-align: left">&nbsp;</td>
       <td>&nbsp;</td>
       <td style="text-align: left">$</td>
       <td style="text-align: right">84</td>
       <td style="text-align: left">&nbsp;</td>
       <td>&nbsp;</td>
       <td style="text-align: left">$</td>
       <td style="text-align: right">-</td>
       <td style="text-align: left">&nbsp;</td>
       <td>&nbsp;</td>
       <td style="text-align: left">$</td>
       <td style="text-align: right">-</td>
       <td style="text-align: left">&nbsp;</td>
      </tr>

    </table><table cellpadding="0" cellspacing="0" style="border-collapse: collapse; width: 100%; font: 10pt Times New Roman, Times, Serif">

      <tr style="vertical-align: bottom">
       <td nowrap="nowrap" style="text-align: left">&nbsp;</td>
       <td nowrap="nowrap" style="padding-bottom: 1pt">&nbsp;</td>
       <td colspan="23" nowrap="nowrap" style="text-align: center; border-bottom: Black 1pt solid">December 31, 2015</td>
      </tr>
      <tr style="vertical-align: bottom">
       <td nowrap="nowrap" style="text-align: left">&nbsp;</td>
       <td nowrap="nowrap" style="padding-bottom: 1pt">&nbsp;</td>
       <td colspan="3" nowrap="nowrap">&nbsp;</td>
       <td nowrap="nowrap" style="padding-bottom: 1pt">&nbsp;</td>
       <td colspan="3" nowrap="nowrap">&nbsp;</td>
       <td nowrap="nowrap" style="padding-bottom: 1pt">&nbsp;</td>
       <td colspan="3" nowrap="nowrap">&nbsp;</td>
       <td nowrap="nowrap" style="padding-bottom: 1pt">&nbsp;</td>
       <td colspan="7" nowrap="nowrap" style="text-align: center; border-bottom: Black 1pt solid">Gross Amounts Not Offset in the <br /> Consolidated Statement of Condition</td>
       <td nowrap="nowrap" style="padding-bottom: 1pt">&nbsp;</td>
       <td colspan="3" nowrap="nowrap">&nbsp;</td>
      </tr>
      <tr style="background-color: White">
       <td nowrap="nowrap" style="font-style: italic; text-align: left; padding-bottom: 1pt; vertical-align: bottom; border-bottom: Black 1pt solid">(In thousands)</td>
       <td nowrap="nowrap" style="padding-bottom: 1pt; text-align: center; vertical-align: bottom; border-bottom: Black 1pt solid">&nbsp;</td>
       <td colspan="3" nowrap="nowrap" style="border-bottom: Black 1pt solid; text-align: center; vertical-align: bottom">Gross Amount of <br /> Recognized <br /> Liabilities</td>
       <td nowrap="nowrap" style="padding-bottom: 1pt; text-align: center; vertical-align: bottom; border-bottom: Black 1pt solid">&nbsp;</td>
       <td colspan="3" nowrap="nowrap" style="border-bottom: Black 1pt solid; text-align: center; vertical-align: bottom">Gross Amount Offset in<br /> the Statement of <br /> Condition</td>
       <td nowrap="nowrap" style="padding-bottom: 1pt; text-align: center; vertical-align: bottom; border-bottom: Black 1pt solid">&nbsp;</td>
       <td colspan="3" nowrap="nowrap" style="border-bottom: Black 1pt solid; text-align: center; vertical-align: bottom">Net Amount of Liabilities <br /> Presented in the Statement of <br /> Condition</td>
       <td nowrap="nowrap" style="padding-bottom: 1pt; text-align: center; vertical-align: bottom; border-bottom: Black 1pt solid">&nbsp;</td>
       <td colspan="3" nowrap="nowrap" style="border-bottom: Black 1pt solid; text-align: center; vertical-align: bottom">Financial <br /> Instruments</td>
       <td nowrap="nowrap" style="padding-bottom: 1pt; text-align: center; vertical-align: bottom; border-bottom: Black 1pt solid">&nbsp;</td>
       <td colspan="3" nowrap="nowrap" style="border-bottom: Black 1pt solid; text-align: center; vertical-align: bottom">Cash Collateral <br /> Pledged</td>
       <td nowrap="nowrap" style="padding-bottom: 1pt; text-align: center; vertical-align: bottom; border-bottom: Black 1pt solid">&nbsp;</td>
       <td colspan="3" nowrap="nowrap" style="border-bottom: Black 1pt solid; text-align: center; vertical-align: bottom">Net Amount</td>
      </tr>
      <tr style="vertical-align: bottom; background-color: White">
       <td style="text-align: left; width: 40%">&nbsp;</td>
       <td style="width: 1%">&nbsp;</td>
       <td style="text-align: left; width: 1%">&nbsp;</td>
       <td style="text-align: right; width: 7%">&nbsp;</td>
       <td style="text-align: left; width: 1%">&nbsp;</td>
       <td style="width: 1%">&nbsp;</td>
       <td style="text-align: left; width: 1%">&nbsp;</td>
       <td style="text-align: right; width: 7%">&nbsp;</td>
       <td style="text-align: left; width: 1%">&nbsp;</td>
       <td style="width: 1%">&nbsp;</td>
       <td style="text-align: left; width: 1%">&nbsp;</td>
       <td style="text-align: right; width: 7%">&nbsp;</td>
       <td style="text-align: left; width: 1%">&nbsp;</td>
       <td style="width: 1%">&nbsp;</td>
       <td style="text-align: left; width: 1%">&nbsp;</td>
       <td style="text-align: right; width: 7%">&nbsp;</td>
       <td style="text-align: left; width: 1%">&nbsp;</td>
       <td style="width: 1%">&nbsp;</td>
       <td style="text-align: left; width: 1%">&nbsp;</td>
       <td style="text-align: right; width: 7%">&nbsp;</td>
       <td style="text-align: left; width: 1%">&nbsp;</td>
       <td style="width: 1%">&nbsp;</td>
       <td style="text-align: left; width: 1%">&nbsp;</td>
       <td style="text-align: right; width: 7%">&nbsp;</td>
       <td style="text-align: left; width: 1%">&nbsp;</td>
      </tr>
      <tr style="vertical-align: bottom; background-color: rgb(204,238,255)">
       <td style="text-align: left">Interest rate swaps</td>
       <td>&nbsp;</td>
       <td style="text-align: left">$</td>
       <td style="text-align: right">4,314</td>
       <td style="text-align: left">&nbsp;</td>
       <td>&nbsp;</td>
       <td style="text-align: left">$</td>
       <td style="text-align: right">-</td>
       <td style="text-align: left">&nbsp;</td>
       <td>&nbsp;</td>
       <td style="text-align: left">$</td>
       <td style="text-align: right">4,314</td>
       <td style="text-align: left">&nbsp;</td>
       <td>&nbsp;</td>
       <td style="text-align: left">$</td>
       <td style="text-align: right">48</td>
       <td style="text-align: left">&nbsp;</td>
       <td>&nbsp;</td>
       <td style="text-align: left">$</td>
       <td style="text-align: right">4,266</td>
       <td style="text-align: left">&nbsp;</td>
       <td>&nbsp;</td>
       <td style="text-align: left">$</td>
       <td style="text-align: right">-</td>
       <td style="text-align: left">&nbsp;</td>
      </tr>

    </table><table cellpadding="0" cellspacing="0" style="border-collapse: collapse; width: 100%; font: 10pt Times New Roman, Times, Serif">

      <tr style="vertical-align: bottom">
       <td nowrap="nowrap" style="text-align: left">&nbsp;</td>
       <td nowrap="nowrap" style="padding-bottom: 1pt">&nbsp;</td>
       <td colspan="23" nowrap="nowrap" style="text-align: center; border-bottom: Black 1pt solid">December 31, 2014</td>
      </tr>
      <tr style="vertical-align: bottom">
       <td nowrap="nowrap" style="text-align: left">&nbsp;</td>
       <td nowrap="nowrap" style="padding-bottom: 1pt">&nbsp;</td>
       <td colspan="3" nowrap="nowrap">&nbsp;</td>
       <td nowrap="nowrap" style="padding-bottom: 1pt">&nbsp;</td>
       <td colspan="3" nowrap="nowrap">&nbsp;</td>
       <td nowrap="nowrap" style="padding-bottom: 1pt">&nbsp;</td>
       <td colspan="3" nowrap="nowrap">&nbsp;</td>
       <td nowrap="nowrap" style="padding-bottom: 1pt">&nbsp;</td>
       <td colspan="7" nowrap="nowrap" style="text-align: center; border-bottom: Black 1pt solid">Gross Amounts Not Offset in the <br /> Consolidated Statement of Condition</td>
       <td nowrap="nowrap" style="padding-bottom: 1pt">&nbsp;</td>
       <td colspan="3" nowrap="nowrap">&nbsp;</td>
      </tr>
      <tr style="background-color: White">
       <td nowrap="nowrap" style="font-style: italic; text-align: left; padding-bottom: 1pt; vertical-align: bottom; border-bottom: Black 1pt solid">(In thousands)</td>
       <td nowrap="nowrap" style="padding-bottom: 1pt; text-align: center; vertical-align: bottom; border-bottom: Black 1pt solid">&nbsp;</td>
       <td colspan="3" nowrap="nowrap" style="border-bottom: Black 1pt solid; text-align: center; vertical-align: bottom">Gross Amount of<br /> Recognized <br /> Liabilities</td>
       <td nowrap="nowrap" style="padding-bottom: 1pt; text-align: center; vertical-align: bottom; border-bottom: Black 1pt solid">&nbsp;</td>
       <td colspan="3" nowrap="nowrap" style="border-bottom: Black 1pt solid; text-align: center; vertical-align: bottom">Gross Amount Offset in<br /> the Statement of<br /> Condition</td>
       <td nowrap="nowrap" style="padding-bottom: 1pt; text-align: center; vertical-align: bottom; border-bottom: Black 1pt solid">&nbsp;</td>
       <td colspan="3" nowrap="nowrap" style="border-bottom: Black 1pt solid; text-align: center; vertical-align: bottom">Net Amount of Liabilities <br /> Presented in the Statement <br /> of Condition</td>
       <td nowrap="nowrap" style="padding-bottom: 1pt; text-align: center; vertical-align: bottom; border-bottom: Black 1pt solid">&nbsp;</td>
       <td colspan="3" nowrap="nowrap" style="border-bottom: Black 1pt solid; text-align: center; vertical-align: bottom">Financial <br /> Instruments</td>
       <td nowrap="nowrap" style="padding-bottom: 1pt; text-align: center; vertical-align: bottom; border-bottom: Black 1pt solid">&nbsp;</td>
       <td colspan="3" nowrap="nowrap" style="border-bottom: Black 1pt solid; text-align: center; vertical-align: bottom">Cash Collateral<br /> Pledged</td>
       <td nowrap="nowrap" style="padding-bottom: 1pt; text-align: center; vertical-align: bottom; border-bottom: Black 1pt solid">&nbsp;</td>
       <td colspan="3" nowrap="nowrap" style="border-bottom: Black 1pt solid; text-align: center; vertical-align: bottom">Net Amount</td>
      </tr>
      <tr style="vertical-align: bottom; background-color: White">
       <td style="text-align: left; width: 40%">&nbsp;</td>
       <td style="width: 1%">&nbsp;</td>
       <td style="text-align: left; width: 1%">&nbsp;</td>
       <td style="text-align: right; width: 7%">&nbsp;</td>
       <td style="text-align: left; width: 1%">&nbsp;</td>
       <td style="width: 1%">&nbsp;</td>
       <td style="text-align: left; width: 1%">&nbsp;</td>
       <td style="text-align: right; width: 7%">&nbsp;</td>
       <td style="text-align: left; width: 1%">&nbsp;</td>
       <td style="width: 1%">&nbsp;</td>
       <td style="text-align: left; width: 1%">&nbsp;</td>
       <td style="text-align: right; width: 7%">&nbsp;</td>
       <td style="text-align: left; width: 1%">&nbsp;</td>
       <td style="width: 1%">&nbsp;</td>
       <td style="text-align: left; width: 1%">&nbsp;</td>
       <td style="text-align: right; width: 7%">&nbsp;</td>
       <td style="text-align: left; width: 1%">&nbsp;</td>
       <td style="width: 1%">&nbsp;</td>
       <td style="text-align: left; width: 1%">&nbsp;</td>
       <td style="text-align: right; width: 7%">&nbsp;</td>
       <td style="text-align: left; width: 1%">&nbsp;</td>
       <td style="width: 1%">&nbsp;</td>
       <td style="text-align: left; width: 1%">&nbsp;</td>
       <td style="text-align: right; width: 7%">&nbsp;</td>
       <td style="text-align: left; width: 1%">&nbsp;</td>
      </tr>
      <tr style="vertical-align: bottom; background-color: rgb(204,238,255)">
       <td style="text-align: left">Interest rate swaps</td>
       <td>&nbsp;</td>
       <td style="text-align: left">$</td>
       <td style="text-align: right">2,649</td>
       <td style="text-align: left">&nbsp;</td>
       <td>&nbsp;</td>
       <td style="text-align: left">$</td>
       <td style="text-align: right">-</td>
       <td style="text-align: left">&nbsp;</td>
       <td>&nbsp;</td>
       <td style="text-align: left">$</td>
       <td style="text-align: right">2,649</td>
       <td style="text-align: left">&nbsp;</td>
       <td>&nbsp;</td>
       <td style="text-align: left">$</td>
       <td style="text-align: right">84</td>
       <td style="text-align: left">&nbsp;</td>
       <td>&nbsp;</td>
       <td style="text-align: left">$</td>
       <td style="text-align: right">2,565</td>
       <td style="text-align: left">&nbsp;</td>
       <td>&nbsp;</td>
       <td style="text-align: left">$</td>
       <td style="text-align: right">-</td>
       <td style="text-align: left">&nbsp;</td>
      </tr>

    </table><span></span>
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</tr>
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<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- References</a><div><p>No definition available.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
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<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>Tabular disclosure of the location and amount of derivative instruments and nonderivative instruments designated as hedging instruments reported before netting adjustments, and the amount of gain (loss) on derivative instruments and nonderivative instruments designated and qualified as hedging instruments.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 815<br> -SubTopic 10<br> -Section 50<br> -Paragraph 4C<br> -URI http://asc.fasb.org/extlink&amp;oid=56946850&amp;loc=SL5624171-113959<br><br>Reference 2: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 815<br> -SubTopic 10<br> -Section 50<br> -Paragraph 4A<br> -Subparagraph (b)<br> -URI http://asc.fasb.org/extlink&amp;oid=56946850&amp;loc=SL5618551-113959<br></p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
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<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>Tabular disclosure of the location and fair value amounts of derivative instruments (and nonderivative instruments that are designated and qualify as hedging instruments) reported in the statement of financial position.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 815<br> -SubTopic 10<br> -Section 50<br> -Paragraph 4B<br> -URI http://asc.fasb.org/extlink&amp;oid=56946850&amp;loc=SL5624163-113959<br></p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
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<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>Tabular disclosure of pertinent information about a derivative or group of derivatives on a disaggregated basis, such as for individual instruments, or small groups of similar instruments. May include a combination of the type of instrument, risks being hedged, notional amount, hedge designation, related hedged item, inception date, maturity date, or other relevant item.</p></div>
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<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
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<span style="display: none;">v3.3.1.900</span><table class="report" border="0" cellspacing="2" id="idp6648373392">
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<th class="tl" colspan="1" rowspan="2"><div style="width: 200px;"><strong>Note 21 - Quarterly Financial Data (unaudited) (Tables)<br></strong></div></th>
<th class="th" colspan="1">12 Months Ended</th>
</tr>
<tr><th class="th"><div>Dec. 31, 2015</div></th></tr>
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<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_QuarterlyFinancialInformationDisclosureAbstract', window );"><strong>Quarterly Financial Information Disclosure [Abstract]</strong></a></td>
<td class="text">&#160;<span></span>
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<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_ScheduleOfQuarterlyFinancialInformationTableTextBlock', window );">Schedule of Quarterly Financial Information [Table Text Block]</a></td>
<td class="text"><table cellpadding="0" cellspacing="0" style="border-collapse: collapse; width: 100%; font: 10pt Times New Roman, Times, Serif">

      <tr style="vertical-align: bottom">
       <td style="text-align: center">&nbsp;</td>
       <td style="padding-bottom: 1pt">&nbsp;</td>
       <td colspan="15" style="text-align: center; border-bottom: Black 1pt solid">2015</td>
       <td style="padding-bottom: 1pt">&nbsp;</td>
       <td colspan="15" style="text-align: center; border-bottom: Black 1pt solid">2014</td>
      </tr>
      <tr style="vertical-align: bottom">
       <td style="text-align: center">&nbsp;</td>
       <td style="padding-bottom: 1pt">&nbsp;</td>
       <td colspan="3" style="text-align: center; border-bottom: Black 1pt solid">4th</td>
       <td style="padding-bottom: 1pt; border-bottom: Black 1pt solid">&nbsp;</td>
       <td colspan="3" style="text-align: center; border-bottom: Black 1pt solid">3rd</td>
       <td style="padding-bottom: 1pt; border-bottom: Black 1pt solid">&nbsp;</td>
       <td colspan="3" style="text-align: center; border-bottom: Black 1pt solid">2nd</td>
       <td style="padding-bottom: 1pt; border-bottom: Black 1pt solid">&nbsp;</td>
       <td colspan="3" style="text-align: center; border-bottom: Black 1pt solid">1st</td>
       <td style="padding-bottom: 1pt">&nbsp;</td>
       <td colspan="3" style="text-align: center; border-bottom: Black 1pt solid">4th</td>
       <td style="padding-bottom: 1pt; border-bottom: Black 1pt solid">&nbsp;</td>
       <td colspan="3" style="text-align: center; border-bottom: Black 1pt solid">3rd</td>
       <td style="padding-bottom: 1pt; border-bottom: Black 1pt solid">&nbsp;</td>
       <td colspan="3" style="text-align: center; border-bottom: Black 1pt solid">2nd</td>
       <td style="padding-bottom: 1pt; border-bottom: Black 1pt solid">&nbsp;</td>
       <td colspan="3" style="text-align: center; border-bottom: Black 1pt solid">1st</td>
      </tr>
      <tr style="vertical-align: bottom">
       <td style="text-align: center">&nbsp;</td>
       <td style="font-style: italic">&nbsp;</td>
       <td colspan="31" style="font-style: italic; text-align: center">(In thousands, except per share data)</td>
      </tr>
      <tr style="vertical-align: bottom; background-color: rgb(204,238,255)">
       <td style="font-weight: bold; text-align: left">Quarterly operating data:</td>
       <td>&nbsp;</td>
       <td style="text-align: left">&nbsp;</td>
       <td style="text-align: right">&nbsp;</td>
       <td style="text-align: left">&nbsp;</td>
       <td>&nbsp;</td>
       <td style="text-align: left">&nbsp;</td>
       <td style="text-align: right">&nbsp;</td>
       <td style="text-align: left">&nbsp;</td>
       <td>&nbsp;</td>
       <td style="text-align: left">&nbsp;</td>
       <td style="text-align: right">&nbsp;</td>
       <td style="text-align: left">&nbsp;</td>
       <td>&nbsp;</td>
       <td style="text-align: left">&nbsp;</td>
       <td style="text-align: right">&nbsp;</td>
       <td style="text-align: left">&nbsp;</td>
       <td>&nbsp;</td>
       <td style="text-align: left">&nbsp;</td>
       <td style="text-align: right">&nbsp;</td>
       <td style="text-align: left">&nbsp;</td>
       <td>&nbsp;</td>
       <td style="text-align: left">&nbsp;</td>
       <td style="text-align: right">&nbsp;</td>
       <td style="text-align: left">&nbsp;</td>
       <td>&nbsp;</td>
       <td style="text-align: left">&nbsp;</td>
       <td style="text-align: right">&nbsp;</td>
       <td style="text-align: left">&nbsp;</td>
       <td>&nbsp;</td>
       <td style="text-align: left">&nbsp;</td>
       <td style="text-align: right">&nbsp;</td>
       <td style="text-align: left">&nbsp;</td>
      </tr>
      <tr style="vertical-align: bottom; background-color: White">
       <td style="width: 20%; text-align: left">Interest income</td>
       <td style="width: 1%">&nbsp;</td>
       <td style="width: 1%; text-align: left">$</td>
       <td style="width: 7%; text-align: right">52,468</td>
       <td style="width: 1%; text-align: left">&nbsp;</td>
       <td style="width: 1%">&nbsp;</td>
       <td style="width: 1%; text-align: left">$</td>
       <td style="width: 7%; text-align: right">51,913</td>
       <td style="width: 1%; text-align: left">&nbsp;</td>
       <td style="width: 1%">&nbsp;</td>
       <td style="width: 1%; text-align: left">$</td>
       <td style="width: 7%; text-align: right">50,222</td>
       <td style="width: 1%; text-align: left">&nbsp;</td>
       <td style="width: 1%">&nbsp;</td>
       <td style="width: 1%; text-align: left">$</td>
       <td style="width: 7%; text-align: right">49,543</td>
       <td style="width: 1%; text-align: left">&nbsp;</td>
       <td style="width: 1%">&nbsp;</td>
       <td style="width: 1%; text-align: left">$</td>
       <td style="width: 7%; text-align: right">49,171</td>
       <td style="width: 1%; text-align: left">&nbsp;</td>
       <td style="width: 1%">&nbsp;</td>
       <td style="width: 1%; text-align: left">$</td>
       <td style="width: 7%; text-align: right">49,177</td>
       <td style="width: 1%; text-align: left">&nbsp;</td>
       <td style="width: 1%">&nbsp;</td>
       <td style="width: 1%; text-align: left">$</td>
       <td style="width: 7%; text-align: right">49,569</td>
       <td style="width: 1%; text-align: left">&nbsp;</td>
       <td style="width: 1%">&nbsp;</td>
       <td style="width: 1%; text-align: left">$</td>
       <td style="width: 7%; text-align: right">49,211</td>
       <td style="width: 1%; text-align: left">&nbsp;</td>
      </tr>
      <tr style="vertical-align: bottom; background-color: rgb(204,238,255)">
       <td style="text-align: left; padding-bottom: 1pt">Interest expense</td>
       <td style="padding-bottom: 1pt">&nbsp;</td>
       <td style="border-bottom: Black 1pt solid; text-align: left">&nbsp;</td>
       <td style="border-bottom: Black 1pt solid; text-align: right">13,052</td>
       <td style="border-bottom: Black 1pt solid; text-align: left">&nbsp;</td>
       <td style="padding-bottom: 1pt; border-bottom: Black 1pt solid">&nbsp;</td>
       <td style="border-bottom: Black 1pt solid; text-align: left">&nbsp;</td>
       <td style="border-bottom: Black 1pt solid; text-align: right">12,603</td>
       <td style="border-bottom: Black 1pt solid; text-align: left">&nbsp;</td>
       <td style="padding-bottom: 1pt; border-bottom: Black 1pt solid">&nbsp;</td>
       <td style="border-bottom: Black 1pt solid; text-align: left">&nbsp;</td>
       <td style="border-bottom: Black 1pt solid; text-align: right">12,082</td>
       <td style="border-bottom: Black 1pt solid; text-align: left">&nbsp;</td>
       <td style="padding-bottom: 1pt; border-bottom: Black 1pt solid">&nbsp;</td>
       <td style="border-bottom: Black 1pt solid; text-align: left">&nbsp;</td>
       <td style="border-bottom: Black 1pt solid; text-align: right">11,989</td>
       <td style="border-bottom: Black 1pt solid; text-align: left">&nbsp;</td>
       <td style="padding-bottom: 1pt">&nbsp;</td>
       <td style="border-bottom: Black 1pt solid; text-align: left">&nbsp;</td>
       <td style="border-bottom: Black 1pt solid; text-align: right">12,057</td>
       <td style="border-bottom: Black 1pt solid; text-align: left">&nbsp;</td>
       <td style="padding-bottom: 1pt; border-bottom: Black 1pt solid">&nbsp;</td>
       <td style="border-bottom: Black 1pt solid; text-align: left">&nbsp;</td>
       <td style="border-bottom: Black 1pt solid; text-align: right">17,220</td>
       <td style="border-bottom: Black 1pt solid; text-align: left">&nbsp;</td>
       <td style="padding-bottom: 1pt; border-bottom: Black 1pt solid">&nbsp;</td>
       <td style="border-bottom: Black 1pt solid; text-align: left">&nbsp;</td>
       <td style="border-bottom: Black 1pt solid; text-align: right">12,740</td>
       <td style="border-bottom: Black 1pt solid; text-align: left">&nbsp;</td>
       <td style="padding-bottom: 1pt; border-bottom: Black 1pt solid">&nbsp;</td>
       <td style="border-bottom: Black 1pt solid; text-align: left">&nbsp;</td>
       <td style="border-bottom: Black 1pt solid; text-align: right">12,724</td>
       <td style="border-bottom: Black 1pt solid; text-align: left">&nbsp;</td>
      </tr>
      <tr style="vertical-align: bottom; background-color: White">
       <td style="text-align: left; padding-left: 10pt">Net interest income</td>
       <td>&nbsp;</td>
       <td style="text-align: left">&nbsp;</td>
       <td style="text-align: right">39,416</td>
       <td style="text-align: left">&nbsp;</td>
       <td>&nbsp;</td>
       <td style="text-align: left">&nbsp;</td>
       <td style="text-align: right">39,310</td>
       <td style="text-align: left">&nbsp;</td>
       <td>&nbsp;</td>
       <td style="text-align: left">&nbsp;</td>
       <td style="text-align: right">38,140</td>
       <td style="text-align: left">&nbsp;</td>
       <td>&nbsp;</td>
       <td style="text-align: left">&nbsp;</td>
       <td style="text-align: right">37,554</td>
       <td style="text-align: left">&nbsp;</td>
       <td>&nbsp;</td>
       <td style="text-align: left">&nbsp;</td>
       <td style="text-align: right">37,114</td>
       <td style="text-align: left">&nbsp;</td>
       <td>&nbsp;</td>
       <td style="text-align: left">&nbsp;</td>
       <td style="text-align: right">31,957</td>
       <td style="text-align: left">&nbsp;</td>
       <td>&nbsp;</td>
       <td style="text-align: left">&nbsp;</td>
       <td style="text-align: right">36,829</td>
       <td style="text-align: left">&nbsp;</td>
       <td>&nbsp;</td>
       <td style="text-align: left">&nbsp;</td>
       <td style="text-align: right">36,487</td>
       <td style="text-align: left">&nbsp;</td>
      </tr>
      <tr style="vertical-align: bottom; background-color: rgb(204,238,255)">
       <td style="text-align: left">Provision (benefit) for loan losses</td>
       <td>&nbsp;</td>
       <td style="text-align: left">&nbsp;</td>
       <td style="text-align: right">664</td>
       <td style="text-align: left">&nbsp;</td>
       <td>&nbsp;</td>
       <td style="text-align: left">&nbsp;</td>
       <td style="text-align: right">(370</td>
       <td style="text-align: left">)</td>
       <td>&nbsp;</td>
       <td style="text-align: left">&nbsp;</td>
       <td style="text-align: right">(516</td>
       <td style="text-align: left">)</td>
       <td>&nbsp;</td>
       <td style="text-align: left">&nbsp;</td>
       <td style="text-align: right">(734</td>
       <td style="text-align: left">)</td>
       <td>&nbsp;</td>
       <td style="text-align: left">&nbsp;</td>
       <td style="text-align: right">(3,192</td>
       <td style="text-align: left">)</td>
       <td>&nbsp;</td>
       <td style="text-align: left">&nbsp;</td>
       <td style="text-align: right">(618</td>
       <td style="text-align: left">)</td>
       <td>&nbsp;</td>
       <td style="text-align: left">&nbsp;</td>
       <td style="text-align: right">(1,092</td>
       <td style="text-align: left">)</td>
       <td>&nbsp;</td>
       <td style="text-align: left">&nbsp;</td>
       <td style="text-align: right">(1,119</td>
       <td style="text-align: left">)</td>
      </tr>
      <tr style="vertical-align: bottom; background-color: White">
       <td style="text-align: left">Other operating income</td>
       <td>&nbsp;</td>
       <td style="text-align: left">&nbsp;</td>
       <td style="text-align: right">2,145</td>
       <td style="text-align: left">&nbsp;</td>
       <td>&nbsp;</td>
       <td style="text-align: left">&nbsp;</td>
       <td style="text-align: right">1,697</td>
       <td style="text-align: left">&nbsp;</td>
       <td>&nbsp;</td>
       <td style="text-align: left">&nbsp;</td>
       <td style="text-align: right">9,947</td>
       <td style="text-align: left">&nbsp;</td>
       <td>&nbsp;</td>
       <td style="text-align: left">&nbsp;</td>
       <td style="text-align: right">1,930</td>
       <td style="text-align: left">&nbsp;</td>
       <td>&nbsp;</td>
       <td style="text-align: left">&nbsp;</td>
       <td style="text-align: right">(576</td>
       <td style="text-align: left">)</td>
       <td>&nbsp;</td>
       <td style="text-align: left">&nbsp;</td>
       <td style="text-align: right">7,123</td>
       <td style="text-align: left">&nbsp;</td>
       <td>&nbsp;</td>
       <td style="text-align: left">&nbsp;</td>
       <td style="text-align: right">1,986</td>
       <td style="text-align: left">&nbsp;</td>
       <td>&nbsp;</td>
       <td style="text-align: left">&nbsp;</td>
       <td style="text-align: right">1,710</td>
       <td style="text-align: left">&nbsp;</td>
      </tr>
      <tr style="vertical-align: bottom; background-color: rgb(204,238,255)">
       <td style="text-align: left; padding-bottom: 1pt">Other operating expense</td>
       <td style="padding-bottom: 1pt">&nbsp;</td>
       <td style="border-bottom: Black 1pt solid; text-align: left">&nbsp;</td>
       <td style="border-bottom: Black 1pt solid; text-align: right">23,824</td>
       <td style="border-bottom: Black 1pt solid; text-align: left">&nbsp;</td>
       <td style="padding-bottom: 1pt; border-bottom: Black 1pt solid">&nbsp;</td>
       <td style="border-bottom: Black 1pt solid; text-align: left">&nbsp;</td>
       <td style="border-bottom: Black 1pt solid; text-align: right">23,708</td>
       <td style="border-bottom: Black 1pt solid; text-align: left">&nbsp;</td>
       <td style="padding-bottom: 1pt; border-bottom: Black 1pt solid">&nbsp;</td>
       <td style="border-bottom: Black 1pt solid; text-align: left">&nbsp;</td>
       <td style="border-bottom: Black 1pt solid; text-align: right">24,248</td>
       <td style="border-bottom: Black 1pt solid; text-align: left">&nbsp;</td>
       <td style="padding-bottom: 1pt; border-bottom: Black 1pt solid">&nbsp;</td>
       <td style="border-bottom: Black 1pt solid; text-align: left">&nbsp;</td>
       <td style="border-bottom: Black 1pt solid; text-align: right">25,939</td>
       <td style="border-bottom: Black 1pt solid; text-align: left">&nbsp;</td>
       <td style="padding-bottom: 1pt">&nbsp;</td>
       <td style="border-bottom: Black 1pt solid; text-align: left">&nbsp;</td>
       <td style="border-bottom: Black 1pt solid; text-align: right">21,685</td>
       <td style="border-bottom: Black 1pt solid; text-align: left">&nbsp;</td>
       <td style="padding-bottom: 1pt; border-bottom: Black 1pt solid">&nbsp;</td>
       <td style="border-bottom: Black 1pt solid; text-align: left">&nbsp;</td>
       <td style="border-bottom: Black 1pt solid; text-align: right">21,437</td>
       <td style="border-bottom: Black 1pt solid; text-align: left">&nbsp;</td>
       <td style="padding-bottom: 1pt; border-bottom: Black 1pt solid">&nbsp;</td>
       <td style="border-bottom: Black 1pt solid; text-align: left">&nbsp;</td>
       <td style="border-bottom: Black 1pt solid; text-align: right">20,624</td>
       <td style="border-bottom: Black 1pt solid; text-align: left">&nbsp;</td>
       <td style="padding-bottom: 1pt; border-bottom: Black 1pt solid">&nbsp;</td>
       <td style="border-bottom: Black 1pt solid; text-align: left">&nbsp;</td>
       <td style="border-bottom: Black 1pt solid; text-align: right">22,093</td>
       <td style="border-bottom: Black 1pt solid; text-align: left">&nbsp;</td>
      </tr>
      <tr style="vertical-align: bottom; background-color: White">
       <td style="text-align: left; padding-left: 10pt">Income before income tax expense</td>
       <td>&nbsp;</td>
       <td style="text-align: left">&nbsp;</td>
       <td style="text-align: right">17,073</td>
       <td style="text-align: left">&nbsp;</td>
       <td>&nbsp;</td>
       <td style="text-align: left">&nbsp;</td>
       <td style="text-align: right">17,669</td>
       <td style="text-align: left">&nbsp;</td>
       <td>&nbsp;</td>
       <td style="text-align: left">&nbsp;</td>
       <td style="text-align: right">24,355</td>
       <td style="text-align: left">&nbsp;</td>
       <td>&nbsp;</td>
       <td style="text-align: left">&nbsp;</td>
       <td style="text-align: right">14,279</td>
       <td style="text-align: left">&nbsp;</td>
       <td>&nbsp;</td>
       <td style="text-align: left">&nbsp;</td>
       <td style="text-align: right">18,045</td>
       <td style="text-align: left">&nbsp;</td>
       <td>&nbsp;</td>
       <td style="text-align: left">&nbsp;</td>
       <td style="text-align: right">18,261</td>
       <td style="text-align: left">&nbsp;</td>
       <td>&nbsp;</td>
       <td style="text-align: left">&nbsp;</td>
       <td style="text-align: right">19,283</td>
       <td style="text-align: left">&nbsp;</td>
       <td>&nbsp;</td>
       <td style="text-align: left">&nbsp;</td>
       <td style="text-align: right">17,223</td>
       <td style="text-align: left">&nbsp;</td>
      </tr>
      <tr style="vertical-align: bottom; background-color: rgb(204,238,255)">
       <td style="text-align: left; padding-bottom: 1pt">Income tax expense</td>
       <td style="padding-bottom: 1pt">&nbsp;</td>
       <td style="border-bottom: Black 1pt solid; text-align: left">&nbsp;</td>
       <td style="border-bottom: Black 1pt solid; text-align: right">5,439</td>
       <td style="border-bottom: Black 1pt solid; text-align: left">&nbsp;</td>
       <td style="padding-bottom: 1pt; border-bottom: Black 1pt solid">&nbsp;</td>
       <td style="border-bottom: Black 1pt solid; text-align: left">&nbsp;</td>
       <td style="border-bottom: Black 1pt solid; text-align: right">6,661</td>
       <td style="border-bottom: Black 1pt solid; text-align: left">&nbsp;</td>
       <td style="padding-bottom: 1pt; border-bottom: Black 1pt solid">&nbsp;</td>
       <td style="border-bottom: Black 1pt solid; text-align: left">&nbsp;</td>
       <td style="border-bottom: Black 1pt solid; text-align: right">9,521</td>
       <td style="border-bottom: Black 1pt solid; text-align: left">&nbsp;</td>
       <td style="padding-bottom: 1pt; border-bottom: Black 1pt solid">&nbsp;</td>
       <td style="border-bottom: Black 1pt solid; text-align: left">&nbsp;</td>
       <td style="border-bottom: Black 1pt solid; text-align: right">5,546</td>
       <td style="border-bottom: Black 1pt solid; text-align: left">&nbsp;</td>
       <td style="padding-bottom: 1pt">&nbsp;</td>
       <td style="border-bottom: Black 1pt solid; text-align: left">&nbsp;</td>
       <td style="border-bottom: Black 1pt solid; text-align: right">6,988</td>
       <td style="border-bottom: Black 1pt solid; text-align: left">&nbsp;</td>
       <td style="padding-bottom: 1pt; border-bottom: Black 1pt solid">&nbsp;</td>
       <td style="border-bottom: Black 1pt solid; text-align: left">&nbsp;</td>
       <td style="border-bottom: Black 1pt solid; text-align: right">7,060</td>
       <td style="border-bottom: Black 1pt solid; text-align: left">&nbsp;</td>
       <td style="padding-bottom: 1pt; border-bottom: Black 1pt solid">&nbsp;</td>
       <td style="border-bottom: Black 1pt solid; text-align: left">&nbsp;</td>
       <td style="border-bottom: Black 1pt solid; text-align: right">7,598</td>
       <td style="border-bottom: Black 1pt solid; text-align: left">&nbsp;</td>
       <td style="padding-bottom: 1pt; border-bottom: Black 1pt solid">&nbsp;</td>
       <td style="border-bottom: Black 1pt solid; text-align: left">&nbsp;</td>
       <td style="border-bottom: Black 1pt solid; text-align: right">6,927</td>
       <td style="border-bottom: Black 1pt solid; text-align: left">&nbsp;</td>
      </tr>
      <tr style="vertical-align: bottom; background-color: White">
       <td style="text-align: left; padding-bottom: 2.25pt; padding-left: 10pt">Net income</td>
       <td style="padding-bottom: 1pt">&nbsp;</td>
       <td style="border-bottom: Black 2.5pt double; text-align: left">$</td>
       <td style="border-bottom: Black 2.5pt double; text-align: right">11,634</td>
       <td style="border-bottom: Black 2.5pt double; text-align: left">&nbsp;</td>
       <td style="padding-bottom: 2.25pt; border-bottom: Black 2.5pt double">&nbsp;</td>
       <td style="border-bottom: Black 2.5pt double; text-align: left">$</td>
       <td style="border-bottom: Black 2.5pt double; text-align: right">11,008</td>
       <td style="border-bottom: Black 2.5pt double; text-align: left">&nbsp;</td>
       <td style="padding-bottom: 2.25pt; border-bottom: Black 2.5pt double">&nbsp;</td>
       <td style="border-bottom: Black 2.5pt double; text-align: left">$</td>
       <td style="border-bottom: Black 2.5pt double; text-align: right">14,834</td>
       <td style="border-bottom: Black 2.5pt double; text-align: left">&nbsp;</td>
       <td style="padding-bottom: 2.25pt; border-bottom: Black 2.5pt double">&nbsp;</td>
       <td style="border-bottom: Black 2.5pt double; text-align: left">$</td>
       <td style="border-bottom: Black 2.5pt double; text-align: right">8,733</td>
       <td style="border-bottom: Black 2.5pt double; text-align: left">&nbsp;</td>
       <td style="padding-bottom: 1pt">&nbsp;</td>
       <td style="border-bottom: Black 2.5pt double; text-align: left">$</td>
       <td style="border-bottom: Black 2.5pt double; text-align: right">11,057</td>
       <td style="border-bottom: Black 2.5pt double; text-align: left">&nbsp;</td>
       <td style="padding-bottom: 2.25pt; border-bottom: Black 2.5pt double">&nbsp;</td>
       <td style="border-bottom: Black 2.5pt double; text-align: left">$</td>
       <td style="border-bottom: Black 2.5pt double; text-align: right">11,201</td>
       <td style="border-bottom: Black 2.5pt double; text-align: left">&nbsp;</td>
       <td style="padding-bottom: 2.25pt; border-bottom: Black 2.5pt double">&nbsp;</td>
       <td style="border-bottom: Black 2.5pt double; text-align: left">$</td>
       <td style="border-bottom: Black 2.5pt double; text-align: right">11,685</td>
       <td style="border-bottom: Black 2.5pt double; text-align: left">&nbsp;</td>
       <td style="padding-bottom: 2.25pt; border-bottom: Black 2.5pt double">&nbsp;</td>
       <td style="border-bottom: Black 2.5pt double; text-align: left">$</td>
       <td style="border-bottom: Black 2.5pt double; text-align: right">10,296</td>
       <td style="border-bottom: Black 2.5pt double; text-align: left">&nbsp;</td>
      </tr>
      <tr style="vertical-align: bottom; background-color: rgb(204,238,255)">
       <td>&nbsp;</td>
       <td>&nbsp;</td>
       <td style="text-align: left">&nbsp;</td>
       <td style="text-align: right">&nbsp;</td>
       <td style="text-align: left">&nbsp;</td>
       <td>&nbsp;</td>
       <td style="text-align: left">&nbsp;</td>
       <td style="text-align: right">&nbsp;</td>
       <td style="text-align: left">&nbsp;</td>
       <td>&nbsp;</td>
       <td style="text-align: left">&nbsp;</td>
       <td style="text-align: right">&nbsp;</td>
       <td style="text-align: left">&nbsp;</td>
       <td>&nbsp;</td>
       <td style="text-align: left">&nbsp;</td>
       <td style="text-align: right">&nbsp;</td>
       <td style="text-align: left">&nbsp;</td>
       <td>&nbsp;</td>
       <td style="text-align: left">&nbsp;</td>
       <td style="text-align: right">&nbsp;</td>
       <td style="text-align: left">&nbsp;</td>
       <td>&nbsp;</td>
       <td style="text-align: left">&nbsp;</td>
       <td style="text-align: right">&nbsp;</td>
       <td style="text-align: left">&nbsp;</td>
       <td>&nbsp;</td>
       <td style="text-align: left">&nbsp;</td>
       <td style="text-align: right">&nbsp;</td>
       <td style="text-align: left">&nbsp;</td>
       <td>&nbsp;</td>
       <td style="text-align: left">&nbsp;</td>
       <td style="text-align: right">&nbsp;</td>
       <td style="text-align: left">&nbsp;</td>
      </tr>
      <tr style="vertical-align: bottom; background-color: White">
       <td>&nbsp;</td>
       <td>&nbsp;</td>
       <td style="text-align: left">&nbsp;</td>
       <td style="text-align: right">&nbsp;</td>
       <td style="text-align: left">&nbsp;</td>
       <td>&nbsp;</td>
       <td style="text-align: left">&nbsp;</td>
       <td style="text-align: right">&nbsp;</td>
       <td style="text-align: left">&nbsp;</td>
       <td>&nbsp;</td>
       <td style="text-align: left">&nbsp;</td>
       <td style="text-align: right">&nbsp;</td>
       <td style="text-align: left">&nbsp;</td>
       <td>&nbsp;</td>
       <td style="text-align: left">&nbsp;</td>
       <td style="text-align: right">&nbsp;</td>
       <td style="text-align: left">&nbsp;</td>
       <td>&nbsp;</td>
       <td style="text-align: left">&nbsp;</td>
       <td style="text-align: right">&nbsp;</td>
       <td style="text-align: left">&nbsp;</td>
       <td>&nbsp;</td>
       <td style="text-align: left">&nbsp;</td>
       <td style="text-align: right">&nbsp;</td>
       <td style="text-align: left">&nbsp;</td>
       <td>&nbsp;</td>
       <td style="text-align: left">&nbsp;</td>
       <td style="text-align: right">&nbsp;</td>
       <td style="text-align: left">&nbsp;</td>
       <td>&nbsp;</td>
       <td style="text-align: left">&nbsp;</td>
       <td style="text-align: right">&nbsp;</td>
       <td style="text-align: left">&nbsp;</td>
      </tr>
      <tr style="vertical-align: bottom; background-color: rgb(204,238,255)">
       <td>Basic earnings per common share</td>
       <td>&nbsp;</td>
       <td style="text-align: left">$</td>
       <td style="text-align: right">0.40</td>
       <td style="text-align: left">&nbsp;</td>
       <td>&nbsp;</td>
       <td style="text-align: left">$</td>
       <td style="text-align: right">0.38</td>
       <td style="text-align: left">&nbsp;</td>
       <td>&nbsp;</td>
       <td style="text-align: left">$</td>
       <td style="text-align: right">0.51</td>
       <td style="text-align: left">&nbsp;</td>
       <td>&nbsp;</td>
       <td style="text-align: left">$</td>
       <td style="text-align: right">0.30</td>
       <td style="text-align: left">&nbsp;</td>
       <td>&nbsp;</td>
       <td style="text-align: left">$</td>
       <td style="text-align: right">0.38</td>
       <td style="text-align: left">&nbsp;</td>
       <td>&nbsp;</td>
       <td style="text-align: left">$</td>
       <td style="text-align: right">0.38</td>
       <td style="text-align: left">&nbsp;</td>
       <td>&nbsp;</td>
       <td style="text-align: left">$</td>
       <td style="text-align: right">0.39</td>
       <td style="text-align: left">&nbsp;</td>
       <td>&nbsp;</td>
       <td style="text-align: left">$</td>
       <td style="text-align: right">0.34</td>
       <td style="text-align: left">&nbsp;</td>
      </tr>
      <tr style="vertical-align: bottom; background-color: White">
       <td>Diluted earnings per common share</td>
       <td>&nbsp;</td>
       <td style="text-align: left">$</td>
       <td style="text-align: right">0.40</td>
       <td style="text-align: left">&nbsp;</td>
       <td>&nbsp;</td>
       <td style="text-align: left">$</td>
       <td style="text-align: right">0.38</td>
       <td style="text-align: left">&nbsp;</td>
       <td>&nbsp;</td>
       <td style="text-align: left">$</td>
       <td style="text-align: right">0.51</td>
       <td style="text-align: left">&nbsp;</td>
       <td>&nbsp;</td>
       <td style="text-align: left">$</td>
       <td style="text-align: right">0.30</td>
       <td style="text-align: left">&nbsp;</td>
       <td>&nbsp;</td>
       <td style="text-align: left">$</td>
       <td style="text-align: right">0.38</td>
       <td style="text-align: left">&nbsp;</td>
       <td>&nbsp;</td>
       <td style="text-align: left">$</td>
       <td style="text-align: right">0.38</td>
       <td style="text-align: left">&nbsp;</td>
       <td>&nbsp;</td>
       <td style="text-align: left">$</td>
       <td style="text-align: right">0.39</td>
       <td style="text-align: left">&nbsp;</td>
       <td>&nbsp;</td>
       <td style="text-align: left">$</td>
       <td style="text-align: right">0.34</td>
       <td style="text-align: left">&nbsp;</td>
      </tr>
      <tr style="vertical-align: bottom; background-color: rgb(204,238,255)">
       <td>Dividends per common share</td>
       <td>&nbsp;</td>
       <td style="text-align: left">$</td>
       <td style="text-align: right">0.16</td>
       <td style="text-align: left">&nbsp;</td>
       <td>&nbsp;</td>
       <td style="text-align: left">$</td>
       <td style="text-align: right">0.16</td>
       <td style="text-align: left">&nbsp;</td>
       <td>&nbsp;</td>
       <td style="text-align: left">$</td>
       <td style="text-align: right">0.16</td>
       <td style="text-align: left">&nbsp;</td>
       <td>&nbsp;</td>
       <td style="text-align: left">$</td>
       <td style="text-align: right">0.16</td>
       <td style="text-align: left">&nbsp;</td>
       <td>&nbsp;</td>
       <td style="text-align: left">$</td>
       <td style="text-align: right">0.15</td>
       <td style="text-align: left">&nbsp;</td>
       <td>&nbsp;</td>
       <td style="text-align: left">$</td>
       <td style="text-align: right">0.15</td>
       <td style="text-align: left">&nbsp;</td>
       <td>&nbsp;</td>
       <td style="text-align: left">$</td>
       <td style="text-align: right">0.15</td>
       <td style="text-align: left">&nbsp;</td>
       <td>&nbsp;</td>
       <td style="text-align: left">$</td>
       <td style="text-align: right">0.15</td>
       <td style="text-align: left">&nbsp;</td>
      </tr>
      <tr style="vertical-align: bottom; background-color: White">
       <td>&nbsp;</td>
       <td>&nbsp;</td>
       <td style="text-align: left">&nbsp;</td>
       <td style="text-align: right">&nbsp;</td>
       <td style="text-align: left">&nbsp;</td>
       <td>&nbsp;</td>
       <td style="text-align: left">&nbsp;</td>
       <td style="text-align: right">&nbsp;</td>
       <td style="text-align: left">&nbsp;</td>
       <td>&nbsp;</td>
       <td style="text-align: left">&nbsp;</td>
       <td style="text-align: right">&nbsp;</td>
       <td style="text-align: left">&nbsp;</td>
       <td>&nbsp;</td>
       <td style="text-align: left">&nbsp;</td>
       <td style="text-align: right">&nbsp;</td>
       <td style="text-align: left">&nbsp;</td>
       <td>&nbsp;</td>
       <td style="text-align: left">&nbsp;</td>
       <td style="text-align: right">&nbsp;</td>
       <td style="text-align: left">&nbsp;</td>
       <td>&nbsp;</td>
       <td style="text-align: left">&nbsp;</td>
       <td style="text-align: right">&nbsp;</td>
       <td style="text-align: left">&nbsp;</td>
       <td>&nbsp;</td>
       <td style="text-align: left">&nbsp;</td>
       <td style="text-align: right">&nbsp;</td>
       <td style="text-align: left">&nbsp;</td>
       <td>&nbsp;</td>
       <td style="text-align: left">&nbsp;</td>
       <td style="text-align: right">&nbsp;</td>
       <td style="text-align: left">&nbsp;</td>
      </tr>
      <tr style="vertical-align: bottom; background-color: rgb(204,238,255)">
       <td nowrap="nowrap" style="font-weight: bold">Average common shares outstanding for:</td>
       <td>&nbsp;</td>
       <td style="text-align: left">&nbsp;</td>
       <td style="text-align: right">&nbsp;</td>
       <td style="text-align: left">&nbsp;</td>
       <td>&nbsp;</td>
       <td style="text-align: left">&nbsp;</td>
       <td style="text-align: right">&nbsp;</td>
       <td style="text-align: left">&nbsp;</td>
       <td>&nbsp;</td>
       <td style="text-align: left">&nbsp;</td>
       <td style="text-align: right">&nbsp;</td>
       <td style="text-align: left">&nbsp;</td>
       <td>&nbsp;</td>
       <td style="text-align: left">&nbsp;</td>
       <td style="text-align: right">&nbsp;</td>
       <td style="text-align: left">&nbsp;</td>
       <td>&nbsp;</td>
       <td style="text-align: left">&nbsp;</td>
       <td style="text-align: right">&nbsp;</td>
       <td style="text-align: left">&nbsp;</td>
       <td>&nbsp;</td>
       <td style="text-align: left">&nbsp;</td>
       <td style="text-align: right">&nbsp;</td>
       <td style="text-align: left">&nbsp;</td>
       <td>&nbsp;</td>
       <td style="text-align: left">&nbsp;</td>
       <td style="text-align: right">&nbsp;</td>
       <td style="text-align: left">&nbsp;</td>
       <td>&nbsp;</td>
       <td style="text-align: left">&nbsp;</td>
       <td style="text-align: right">&nbsp;</td>
       <td style="text-align: left">&nbsp;</td>
      </tr>
      <tr style="vertical-align: bottom; background-color: White">
       <td>Basic earnings per share</td>
       <td>&nbsp;</td>
       <td style="text-align: left">&nbsp;</td>
       <td style="text-align: right">28,862</td>
       <td style="text-align: left">&nbsp;</td>
       <td>&nbsp;</td>
       <td style="text-align: left">&nbsp;</td>
       <td style="text-align: right">28,927</td>
       <td style="text-align: left">&nbsp;</td>
       <td>&nbsp;</td>
       <td style="text-align: left">&nbsp;</td>
       <td style="text-align: right">29,246</td>
       <td style="text-align: left">&nbsp;</td>
       <td>&nbsp;</td>
       <td style="text-align: left">&nbsp;</td>
       <td style="text-align: right">29,397</td>
       <td style="text-align: left">&nbsp;</td>
       <td>&nbsp;</td>
       <td style="text-align: left">&nbsp;</td>
       <td style="text-align: right">29,343</td>
       <td style="text-align: left">&nbsp;</td>
       <td>&nbsp;</td>
       <td style="text-align: left">&nbsp;</td>
       <td style="text-align: right">29,772</td>
       <td style="text-align: left">&nbsp;</td>
       <td>&nbsp;</td>
       <td style="text-align: left">&nbsp;</td>
       <td style="text-align: right">30,059</td>
       <td style="text-align: left">&nbsp;</td>
       <td>&nbsp;</td>
       <td style="text-align: left">&nbsp;</td>
       <td style="text-align: right">29,984</td>
       <td style="text-align: left">&nbsp;</td>
      </tr>
      <tr style="vertical-align: bottom; background-color: rgb(204,238,255)">
       <td>Diluted earnings per share</td>
       <td>&nbsp;</td>
       <td style="text-align: left">&nbsp;</td>
       <td style="text-align: right">28,879</td>
       <td style="text-align: left">&nbsp;</td>
       <td>&nbsp;</td>
       <td style="text-align: left">&nbsp;</td>
       <td style="text-align: right">28,946</td>
       <td style="text-align: left">&nbsp;</td>
       <td>&nbsp;</td>
       <td style="text-align: left">&nbsp;</td>
       <td style="text-align: right">29,268</td>
       <td style="text-align: left">&nbsp;</td>
       <td>&nbsp;</td>
       <td style="text-align: left">&nbsp;</td>
       <td style="text-align: right">29,419</td>
       <td style="text-align: left">&nbsp;</td>
       <td>&nbsp;</td>
       <td style="text-align: left">&nbsp;</td>
       <td style="text-align: right">29,366</td>
       <td style="text-align: left">&nbsp;</td>
       <td>&nbsp;</td>
       <td style="text-align: left">&nbsp;</td>
       <td style="text-align: right">29,796</td>
       <td style="text-align: left">&nbsp;</td>
       <td>&nbsp;</td>
       <td style="text-align: left">&nbsp;</td>
       <td style="text-align: right">30,090</td>
       <td style="text-align: left">&nbsp;</td>
       <td>&nbsp;</td>
       <td style="text-align: left">&nbsp;</td>
       <td style="text-align: right">30,022</td>
       <td style="text-align: left">&nbsp;</td>
      </tr>

    </table><span></span>
</td>
</tr>
</table>
<div style="display: none;">
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_QuarterlyFinancialInformationDisclosureAbstract">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
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<td style="white-space:nowrap;">us-gaap_QuarterlyFinancialInformationDisclosureAbstract</td>
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<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
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<td><strong> Balance Type:</strong></td>
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<td><strong> Period Type:</strong></td>
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</table></div>
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<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>Tabular disclosure of the quarterly financial data in the annual financial statements. The disclosure includes financial information for each fiscal quarter for the current and previous year, including revenues, gross profit, income (loss) before extraordinary items and cumulative effect of a change in accounting principle and earnings per share data.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 270<br> -SubTopic 10<br> -Section 50<br> -Paragraph 1<br> -Subparagraph (a)-(j)<br> -URI http://asc.fasb.org/extlink&amp;oid=51825399&amp;loc=d3e1280-108306<br></p></div>
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</DOCUMENT>
<DOCUMENT>
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<SEQUENCE>68
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<DESCRIPTION>IDEA: XBRL DOCUMENT
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<span style="display: none;">v3.3.1.900</span><table class="report" border="0" cellspacing="2" id="idp6793379920">
<tr>
<th class="tl" colspan="1" rowspan="2"><div style="width: 200px;"><strong>Note 22 - Parent Company Only Financial Information (Tables)<br></strong></div></th>
<th class="th" colspan="1">12 Months Ended</th>
</tr>
<tr><th class="th"><div>Dec. 31, 2015</div></th></tr>
<tr class="re">
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<td class="text">&#160;<span></span>
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<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_ScheduleOfCondensedBalanceSheetTableTextBlock', window );">Condensed Balance Sheet [Table Text Block]</a></td>
<td class="text"><table cellpadding="0" cellspacing="0" style="border-collapse: collapse; width: 100%; font: 10pt Times New Roman, Times, Serif">

      <tr style="vertical-align: bottom">
       <td colspan="1" style="font-weight: bold; text-align: left">Condensed Statements of Financial Condition</td>
       <td style="padding-bottom: 1pt">&nbsp;</td>
       <td colspan="3" style="text-align: center; border-bottom: Black 1pt solid">December 31,<br /> 2015</td>
       <td style="padding-bottom: 1pt">&nbsp;</td>
       <td colspan="3" style="text-align: center; border-bottom: Black 1pt solid">December 31,<br /> 2014</td>
      </tr>
      <tr style="vertical-align: bottom">
       <td style="text-align: left">&nbsp;</td>
       <td style="font-style: italic">&nbsp;</td>
       <td colspan="7" style="font-style: italic; text-align: center">(Dollars in thousands)</td>
      </tr>
      <tr style="vertical-align: bottom; background-color: rgb(204,238,255)">
       <td style="text-align: left">Assets:</td>
       <td>&nbsp;</td>
       <td style="text-align: left">&nbsp;</td>
       <td style="text-align: right">&nbsp;</td>
       <td style="text-align: left">&nbsp;</td>
       <td>&nbsp;</td>
       <td style="text-align: left">&nbsp;</td>
       <td style="text-align: right">&nbsp;</td>
       <td style="text-align: left">&nbsp;</td>
      </tr>
      <tr style="vertical-align: bottom; background-color: White">
       <td style="width: 70%; text-align: left; padding-left: 10pt">Cash and due from banks</td>
       <td style="width: 1%">&nbsp;</td>
       <td style="width: 1%; text-align: left">$</td>
       <td style="width: 12%; text-align: right">5,654</td>
       <td style="width: 1%; text-align: left">&nbsp;</td>
       <td style="width: 1%">&nbsp;</td>
       <td style="width: 1%; text-align: left">$</td>
       <td style="width: 12%; text-align: right">7,749</td>
       <td style="width: 1%; text-align: left">&nbsp;</td>
      </tr>
      <tr style="vertical-align: bottom; background-color: rgb(204,238,255)">
       <td style="text-align: left; padding-left: 10pt">Securities available for sale:</td>
       <td>&nbsp;</td>
       <td style="text-align: left">&nbsp;</td>
       <td style="text-align: right">&nbsp;</td>
       <td style="text-align: left">&nbsp;</td>
       <td>&nbsp;</td>
       <td style="text-align: left">&nbsp;</td>
       <td style="text-align: right">&nbsp;</td>
       <td style="text-align: left">&nbsp;</td>
      </tr>
      <tr style="vertical-align: bottom; background-color: White">
       <td style="text-align: left; padding-left: 20pt">Other securities ($872 and $864 at fair value pursuant to the fair value option at December 31, 2015 and 2014, respectively)</td>
       <td>&nbsp;</td>
       <td style="text-align: left">&nbsp;</td>
       <td style="text-align: right">1,170</td>
       <td style="text-align: left">&nbsp;</td>
       <td>&nbsp;</td>
       <td style="text-align: left">&nbsp;</td>
       <td style="text-align: right">1,156</td>
       <td style="text-align: left">&nbsp;</td>
      </tr>
      <tr style="vertical-align: bottom; background-color: rgb(204,238,255)">
       <td style="text-align: left; padding-left: 10pt">Interest receivable</td>
       <td>&nbsp;</td>
       <td style="text-align: left">&nbsp;</td>
       <td style="text-align: right">4</td>
       <td style="text-align: left">&nbsp;</td>
       <td>&nbsp;</td>
       <td style="text-align: left">&nbsp;</td>
       <td style="text-align: right">4</td>
       <td style="text-align: left">&nbsp;</td>
      </tr>
      <tr style="vertical-align: bottom; background-color: White">
       <td style="text-align: left; padding-left: 10pt">Investment in subsidiaries</td>
       <td>&nbsp;</td>
       <td style="text-align: left">&nbsp;</td>
       <td style="text-align: right">502,798</td>
       <td style="text-align: left">&nbsp;</td>
       <td>&nbsp;</td>
       <td style="text-align: left">&nbsp;</td>
       <td style="text-align: right">482,996</td>
       <td style="text-align: left">&nbsp;</td>
      </tr>
      <tr style="vertical-align: bottom; background-color: rgb(204,238,255)">
       <td style="text-align: left; padding-left: 10pt">Goodwill</td>
       <td>&nbsp;</td>
       <td style="text-align: left">&nbsp;</td>
       <td style="text-align: right">2,185</td>
       <td style="text-align: left">&nbsp;</td>
       <td>&nbsp;</td>
       <td style="text-align: left">&nbsp;</td>
       <td style="text-align: right">2,185</td>
       <td style="text-align: left">&nbsp;</td>
      </tr>
      <tr style="vertical-align: bottom; background-color: White">
       <td style="text-align: left; padding-bottom: 1pt; padding-left: 10pt">Other assets</td>
       <td style="padding-bottom: 1pt">&nbsp;</td>
       <td style="border-bottom: Black 1pt solid; text-align: left">&nbsp;</td>
       <td style="border-bottom: Black 1pt solid; text-align: right">4,251</td>
       <td style="border-bottom: Black 1pt solid; text-align: left">&nbsp;</td>
       <td style="padding-bottom: 1pt">&nbsp;</td>
       <td style="border-bottom: Black 1pt solid; text-align: left">&nbsp;</td>
       <td style="border-bottom: Black 1pt solid; text-align: right">4,402</td>
       <td style="border-bottom: Black 1pt solid; text-align: left">&nbsp;</td>
      </tr>
      <tr style="vertical-align: bottom; background-color: rgb(204,238,255)">
       <td style="text-align: left; padding-bottom: 2.25pt; padding-left: 20pt">Total assets</td>
       <td style="padding-bottom: 2.25pt">&nbsp;</td>
       <td style="border-bottom: Black 2.25pt double; text-align: left">$</td>
       <td style="border-bottom: Black 2.25pt double; text-align: right">516,062</td>
       <td style="border-bottom: Black 2.25pt double; text-align: left">&nbsp;</td>
       <td style="padding-bottom: 2.25pt">&nbsp;</td>
       <td style="border-bottom: Black 2.25pt double; text-align: left">$</td>
       <td style="border-bottom: Black 2.25pt double; text-align: right">498,492</td>
       <td style="border-bottom: Black 2.25pt double; text-align: left">&nbsp;</td>
      </tr>
      <tr style="vertical-align: bottom; background-color: White">
       <td style="text-align: left">&nbsp;</td>
       <td>&nbsp;</td>
       <td style="text-align: left">&nbsp;</td>
       <td style="text-align: right">&nbsp;</td>
       <td style="text-align: left">&nbsp;</td>
       <td>&nbsp;</td>
       <td style="text-align: left">&nbsp;</td>
       <td style="text-align: right">&nbsp;</td>
       <td style="text-align: left">&nbsp;</td>
      </tr>
      <tr style="vertical-align: bottom; background-color: rgb(204,238,255)">
       <td style="text-align: left">Liabilities:</td>
       <td>&nbsp;</td>
       <td style="text-align: left">&nbsp;</td>
       <td style="text-align: right">&nbsp;</td>
       <td style="text-align: left">&nbsp;</td>
       <td>&nbsp;</td>
       <td style="text-align: left">&nbsp;</td>
       <td style="text-align: right">&nbsp;</td>
       <td style="text-align: left">&nbsp;</td>
      </tr>
      <tr style="vertical-align: bottom; background-color: White">
       <td style="text-align: left; padding-left: 10pt">Borrowings (at fair value pursuant to the fair value option at December 31, 2015 and 2014)</td>
       <td>&nbsp;</td>
       <td style="text-align: left">$</td>
       <td style="text-align: right">29,018</td>
       <td style="text-align: left">&nbsp;</td>
       <td>&nbsp;</td>
       <td style="text-align: left">$</td>
       <td style="text-align: right">28,770</td>
       <td style="text-align: left">&nbsp;</td>
      </tr>
      <tr style="vertical-align: bottom; background-color: rgb(204,238,255)">
       <td style="text-align: left; padding-bottom: 1pt; padding-left: 10pt">Other liabilities</td>
       <td style="padding-bottom: 1pt">&nbsp;</td>
       <td style="border-bottom: Black 1pt solid; text-align: left">&nbsp;</td>
       <td style="border-bottom: Black 1pt solid; text-align: right">13,977</td>
       <td style="border-bottom: Black 1pt solid; text-align: left">&nbsp;</td>
       <td style="padding-bottom: 1pt">&nbsp;</td>
       <td style="border-bottom: Black 1pt solid; text-align: left">&nbsp;</td>
       <td style="border-bottom: Black 1pt solid; text-align: right">13,475</td>
       <td style="border-bottom: Black 1pt solid; text-align: left">&nbsp;</td>
      </tr>
      <tr style="vertical-align: bottom; background-color: White">
       <td style="text-align: left; padding-bottom: 1pt; padding-left: 20pt">Total liabilities</td>
       <td style="padding-bottom: 1pt">&nbsp;</td>
       <td style="border-bottom: Black 1pt solid; text-align: left">&nbsp;</td>
       <td style="border-bottom: Black 1pt solid; text-align: right">42,995</td>
       <td style="border-bottom: Black 1pt solid; text-align: left">&nbsp;</td>
       <td style="padding-bottom: 1pt">&nbsp;</td>
       <td style="border-bottom: Black 1pt solid; text-align: left">&nbsp;</td>
       <td style="border-bottom: Black 1pt solid; text-align: right">42,245</td>
       <td style="border-bottom: Black 1pt solid; text-align: left">&nbsp;</td>
      </tr>
      <tr style="vertical-align: bottom; background-color: rgb(204,238,255)">
       <td style="text-align: left">&nbsp;</td>
       <td>&nbsp;</td>
       <td style="text-align: left">&nbsp;</td>
       <td style="text-align: right">&nbsp;</td>
       <td style="text-align: left">&nbsp;</td>
       <td>&nbsp;</td>
       <td style="text-align: left">&nbsp;</td>
       <td style="text-align: right">&nbsp;</td>
       <td style="text-align: left">&nbsp;</td>
      </tr>
      <tr style="vertical-align: bottom; background-color: White">
       <td style="text-align: left">Stockholders' Equity:</td>
       <td>&nbsp;</td>
       <td style="text-align: left">&nbsp;</td>
       <td style="text-align: right">&nbsp;</td>
       <td style="text-align: left">&nbsp;</td>
       <td>&nbsp;</td>
       <td style="text-align: left">&nbsp;</td>
       <td style="text-align: right">&nbsp;</td>
       <td style="text-align: left">&nbsp;</td>
      </tr>
      <tr style="vertical-align: bottom; background-color: rgb(204,238,255)">
       <td style="text-align: left; padding-left: 10pt">Preferred stock</td>
       <td>&nbsp;</td>
       <td style="text-align: left">&nbsp;</td>
       <td style="text-align: right">-</td>
       <td style="text-align: left">&nbsp;</td>
       <td>&nbsp;</td>
       <td style="text-align: left">&nbsp;</td>
       <td style="text-align: right">-</td>
       <td style="text-align: left">&nbsp;</td>
      </tr>
      <tr style="vertical-align: bottom; background-color: White">
       <td style="text-align: left; padding-left: 10pt">Common stock</td>
       <td>&nbsp;</td>
       <td style="text-align: left">&nbsp;</td>
       <td style="text-align: right">315</td>
       <td style="text-align: left">&nbsp;</td>
       <td>&nbsp;</td>
       <td style="text-align: left">&nbsp;</td>
       <td style="text-align: right">315</td>
       <td style="text-align: left">&nbsp;</td>
      </tr>
      <tr style="vertical-align: bottom; background-color: rgb(204,238,255)">
       <td style="text-align: left; padding-left: 10pt">Additional paid-in capital</td>
       <td>&nbsp;</td>
       <td style="text-align: left">&nbsp;</td>
       <td style="text-align: right">210,652</td>
       <td style="text-align: left">&nbsp;</td>
       <td>&nbsp;</td>
       <td style="text-align: left">&nbsp;</td>
       <td style="text-align: right">206,437</td>
       <td style="text-align: left">&nbsp;</td>
      </tr>
      <tr style="vertical-align: bottom; background-color: White">
       <td style="text-align: left; padding-left: 10pt">Treasury stock, at average cost (2,700,037 shares and 2,126,772 at December 31, 2015 and 2014, respectively)</td>
       <td>&nbsp;</td>
       <td style="text-align: left">&nbsp;</td>
       <td style="text-align: right">(48,868</td>
       <td style="text-align: left">)</td>
       <td>&nbsp;</td>
       <td style="text-align: left">&nbsp;</td>
       <td style="text-align: right">(37,221</td>
       <td style="text-align: left">)</td>
      </tr>
      <tr style="vertical-align: bottom; background-color: rgb(204,238,255)">
       <td style="text-align: left; padding-left: 10pt">Retained earnings</td>
       <td>&nbsp;</td>
       <td style="text-align: left">&nbsp;</td>
       <td style="text-align: right">316,530</td>
       <td style="text-align: left">&nbsp;</td>
       <td>&nbsp;</td>
       <td style="text-align: left">&nbsp;</td>
       <td style="text-align: right">289,623</td>
       <td style="text-align: left">&nbsp;</td>
      </tr>
      <tr style="vertical-align: bottom; background-color: White">
       <td style="text-align: left; padding-bottom: 1pt; padding-left: 10pt">Accumulated other comprehensive loss, net of taxes</td>
       <td style="padding-bottom: 1pt">&nbsp;</td>
       <td style="border-bottom: Black 1pt solid; text-align: left">&nbsp;</td>
       <td style="border-bottom: Black 1pt solid; text-align: right">(5,562</td>
       <td style="border-bottom: Black 1pt solid; text-align: left">)</td>
       <td style="padding-bottom: 1pt">&nbsp;</td>
       <td style="border-bottom: Black 1pt solid; text-align: left">&nbsp;</td>
       <td style="border-bottom: Black 1pt solid; text-align: right">(2,907</td>
       <td style="border-bottom: Black 1pt solid; text-align: left">)</td>
      </tr>
      <tr style="vertical-align: bottom; background-color: rgb(204,238,255)">
       <td style="text-align: left; padding-bottom: 1pt; padding-left: 20pt">Total equity</td>
       <td style="padding-bottom: 1pt">&nbsp;</td>
       <td style="border-bottom: Black 1pt solid; text-align: left">&nbsp;</td>
       <td style="border-bottom: Black 1pt solid; text-align: right">473,067</td>
       <td style="border-bottom: Black 1pt solid; text-align: left">&nbsp;</td>
       <td style="padding-bottom: 1pt">&nbsp;</td>
       <td style="border-bottom: Black 1pt solid; text-align: left">&nbsp;</td>
       <td style="border-bottom: Black 1pt solid; text-align: right">456,247</td>
       <td style="border-bottom: Black 1pt solid; text-align: left">&nbsp;</td>
      </tr>
      <tr style="vertical-align: bottom; background-color: White">
       <td style="text-align: left">&nbsp;</td>
       <td>&nbsp;</td>
       <td style="text-align: left">&nbsp;</td>
       <td style="text-align: right">&nbsp;</td>
       <td style="text-align: left">&nbsp;</td>
       <td>&nbsp;</td>
       <td style="text-align: left">&nbsp;</td>
       <td style="text-align: right">&nbsp;</td>
       <td style="text-align: left">&nbsp;</td>
      </tr>
      <tr style="vertical-align: bottom; background-color: rgb(204,238,255)">
       <td style="text-align: left; padding-bottom: 2.25pt; padding-left: 20pt">Total liabilities and equity</td>
       <td style="padding-bottom: 2.25pt">&nbsp;</td>
       <td style="border-bottom: Black 2.25pt double; text-align: left">$</td>
       <td style="border-bottom: Black 2.25pt double; text-align: right">516,062</td>
       <td style="border-bottom: Black 2.25pt double; text-align: left">&nbsp;</td>
       <td style="padding-bottom: 2.25pt">&nbsp;</td>
       <td style="border-bottom: Black 2.25pt double; text-align: left">$</td>
       <td style="border-bottom: Black 2.25pt double; text-align: right">498,492</td>
       <td style="border-bottom: Black 2.25pt double; text-align: left">&nbsp;</td>
      </tr>

    </table><span></span>
</td>
</tr>
<tr class="re">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_ScheduleOfCondensedIncomeStatementTableTextBlock', window );">Condensed Income Statement [Table Text Block]</a></td>
<td class="text"><table cellpadding="0" cellspacing="0" style="border-collapse: collapse; width: 100%; font: 10pt Times New Roman, Times, Serif">

      <tr style="vertical-align: bottom">
       <td style="text-align: left">&nbsp;</td>
       <td style="padding-bottom: 1pt">&nbsp;</td>
       <td colspan="11" style="text-align: center; border-bottom: Black 1pt solid">For the years ended December 31,</td>
      </tr>
      <tr style="vertical-align: bottom">
       <td colspan="1" style="font-weight: bold; text-align: left">Condensed Statements of Income</td>
       <td style="padding-bottom: 1pt">&nbsp;</td>
       <td colspan="3" style="text-align: center; border-bottom: Black 1pt solid">2015</td>
       <td style="padding-bottom: 1pt">&nbsp;</td>
       <td colspan="3" style="text-align: center; border-bottom: Black 1pt solid">2014</td>
       <td style="padding-bottom: 1pt">&nbsp;</td>
       <td colspan="3" style="text-align: center; border-bottom: Black 1pt solid">2013</td>
      </tr>
      <tr style="vertical-align: bottom">
       <td style="text-align: left">&nbsp;</td>
       <td style="font-style: italic">&nbsp;</td>
       <td colspan="11" style="font-style: italic; text-align: center">(In thousands)</td>
      </tr>
      <tr style="vertical-align: bottom; background-color: rgb(204,238,255)">
       <td style="width: 61%; text-align: left">Dividends from the Bank</td>
       <td style="width: 1%">&nbsp;</td>
       <td style="width: 1%; text-align: left">$</td>
       <td style="width: 10%; text-align: right">26,000</td>
       <td style="width: 1%; text-align: left">&nbsp;</td>
       <td style="width: 1%">&nbsp;</td>
       <td style="width: 1%; text-align: left">$</td>
       <td style="width: 10%; text-align: right">20,000</td>
       <td style="width: 1%; text-align: left">&nbsp;</td>
       <td style="width: 1%">&nbsp;</td>
       <td style="width: 1%; text-align: left">$</td>
       <td style="width: 10%; text-align: right">20,000</td>
       <td style="width: 1%; text-align: left">&nbsp;</td>
      </tr>
      <tr style="vertical-align: bottom; background-color: White">
       <td style="text-align: left">Interest income</td>
       <td>&nbsp;</td>
       <td style="text-align: left">&nbsp;</td>
       <td style="text-align: right">242</td>
       <td style="text-align: left">&nbsp;</td>
       <td>&nbsp;</td>
       <td style="text-align: left">&nbsp;</td>
       <td style="text-align: right">512</td>
       <td style="text-align: left">&nbsp;</td>
       <td>&nbsp;</td>
       <td style="text-align: left">&nbsp;</td>
       <td style="text-align: right">590</td>
       <td style="text-align: left">&nbsp;</td>
      </tr>
      <tr style="vertical-align: bottom; background-color: rgb(204,238,255)">
       <td style="text-align: left">Interest expense</td>
       <td>&nbsp;</td>
       <td style="text-align: left">&nbsp;</td>
       <td style="text-align: right">(1,075</td>
       <td style="text-align: left">)</td>
       <td>&nbsp;</td>
       <td style="text-align: left">&nbsp;</td>
       <td style="text-align: right">(1,039</td>
       <td style="text-align: left">)</td>
       <td>&nbsp;</td>
       <td style="text-align: left">&nbsp;</td>
       <td style="text-align: right">(1,066</td>
       <td style="text-align: left">)</td>
      </tr>
      <tr style="vertical-align: bottom; background-color: White">
       <td style="text-align: left">Gain on sale of securities</td>
       <td>&nbsp;</td>
       <td style="text-align: left">&nbsp;</td>
       <td style="text-align: right">-</td>
       <td style="text-align: left">&nbsp;</td>
       <td>&nbsp;</td>
       <td style="text-align: left">&nbsp;</td>
       <td style="text-align: right">-</td>
       <td style="text-align: left">&nbsp;</td>
       <td>&nbsp;</td>
       <td style="text-align: left">&nbsp;</td>
       <td style="text-align: right">17</td>
       <td style="text-align: left">&nbsp;</td>
      </tr>
      <tr style="vertical-align: bottom; background-color: rgb(204,238,255)">
       <td style="text-align: left">Net gain (loss) from fair value adjustments</td>
       <td>&nbsp;</td>
       <td style="text-align: left">&nbsp;</td>
       <td style="text-align: right">(231</td>
       <td style="text-align: left">)</td>
       <td>&nbsp;</td>
       <td style="text-align: left">&nbsp;</td>
       <td style="text-align: right">779</td>
       <td style="text-align: left">&nbsp;</td>
       <td>&nbsp;</td>
       <td style="text-align: left">&nbsp;</td>
       <td style="text-align: right">(5,475</td>
       <td style="text-align: left">)</td>
      </tr>
      <tr style="vertical-align: bottom; background-color: White">
       <td style="text-align: left; padding-bottom: 1pt">Other operating expenses</td>
       <td style="padding-bottom: 1pt">&nbsp;</td>
       <td style="border-bottom: Black 1pt solid; text-align: left">&nbsp;</td>
       <td style="border-bottom: Black 1pt solid; text-align: right">(1,298</td>
       <td style="border-bottom: Black 1pt solid; text-align: left">)</td>
       <td style="padding-bottom: 1pt">&nbsp;</td>
       <td style="border-bottom: Black 1pt solid; text-align: left">&nbsp;</td>
       <td style="border-bottom: Black 1pt solid; text-align: right">(786</td>
       <td style="border-bottom: Black 1pt solid; text-align: left">)</td>
       <td style="padding-bottom: 1pt">&nbsp;</td>
       <td style="border-bottom: Black 1pt solid; text-align: left">&nbsp;</td>
       <td style="border-bottom: Black 1pt solid; text-align: right">(621</td>
       <td style="border-bottom: Black 1pt solid; text-align: left">)</td>
      </tr>
      <tr style="vertical-align: bottom; background-color: rgb(204,238,255)">
       <td style="text-align: left; padding-left: 10pt">Income before taxes and equity in undistributed earnings of subsidiary</td>
       <td>&nbsp;</td>
       <td style="text-align: left">&nbsp;</td>
       <td style="text-align: right">23,638</td>
       <td style="text-align: left">&nbsp;</td>
       <td>&nbsp;</td>
       <td style="text-align: left">&nbsp;</td>
       <td style="text-align: right">19,466</td>
       <td style="text-align: left">&nbsp;</td>
       <td>&nbsp;</td>
       <td style="text-align: left">&nbsp;</td>
       <td style="text-align: right">13,445</td>
       <td style="text-align: left">&nbsp;</td>
      </tr>
      <tr style="vertical-align: bottom; background-color: White">
       <td style="text-align: left; padding-bottom: 1pt">Income tax benefit</td>
       <td style="padding-bottom: 1pt">&nbsp;</td>
       <td style="border-bottom: Black 1pt solid; text-align: left">&nbsp;</td>
       <td style="border-bottom: Black 1pt solid; text-align: right">687</td>
       <td style="border-bottom: Black 1pt solid; text-align: left">&nbsp;</td>
       <td style="padding-bottom: 1pt">&nbsp;</td>
       <td style="border-bottom: Black 1pt solid; text-align: left">&nbsp;</td>
       <td style="border-bottom: Black 1pt solid; text-align: right">668</td>
       <td style="border-bottom: Black 1pt solid; text-align: left">&nbsp;</td>
       <td style="padding-bottom: 1pt">&nbsp;</td>
       <td style="border-bottom: Black 1pt solid; text-align: left">&nbsp;</td>
       <td style="border-bottom: Black 1pt solid; text-align: right">2,857</td>
       <td style="border-bottom: Black 1pt solid; text-align: left">&nbsp;</td>
      </tr>
      <tr style="vertical-align: bottom; background-color: rgb(204,238,255)">
       <td style="text-align: left; padding-left: 10pt">Income before equity in undistributed earnings of subsidiary</td>
       <td>&nbsp;</td>
       <td style="text-align: left">&nbsp;</td>
       <td style="text-align: right">24,325</td>
       <td style="text-align: left">&nbsp;</td>
       <td>&nbsp;</td>
       <td style="text-align: left">&nbsp;</td>
       <td style="text-align: right">20,134</td>
       <td style="text-align: left">&nbsp;</td>
       <td>&nbsp;</td>
       <td style="text-align: left">&nbsp;</td>
       <td style="text-align: right">16,302</td>
       <td style="text-align: left">&nbsp;</td>
      </tr>
      <tr style="vertical-align: bottom; background-color: White">
       <td style="text-align: left; padding-bottom: 1pt">Equity in undistributed earnings of the Bank</td>
       <td style="padding-bottom: 1pt">&nbsp;</td>
       <td style="border-bottom: Black 1pt solid; text-align: left">&nbsp;</td>
       <td style="border-bottom: Black 1pt solid; text-align: right">21,884</td>
       <td style="border-bottom: Black 1pt solid; text-align: left">&nbsp;</td>
       <td style="padding-bottom: 1pt">&nbsp;</td>
       <td style="border-bottom: Black 1pt solid; text-align: left">&nbsp;</td>
       <td style="border-bottom: Black 1pt solid; text-align: right">24,105</td>
       <td style="border-bottom: Black 1pt solid; text-align: left">&nbsp;</td>
       <td style="padding-bottom: 1pt">&nbsp;</td>
       <td style="border-bottom: Black 1pt solid; text-align: left">&nbsp;</td>
       <td style="border-bottom: Black 1pt solid; text-align: right">21,450</td>
       <td style="border-bottom: Black 1pt solid; text-align: left">&nbsp;</td>
      </tr>
      <tr style="vertical-align: bottom; background-color: rgb(204,238,255)">
       <td style="font-weight: bold; text-align: left; padding-left: 10pt">Net income</td>
       <td>&nbsp;</td>
       <td style="text-align: left">&nbsp;</td>
       <td style="text-align: right">46,209</td>
       <td style="text-align: left">&nbsp;</td>
       <td>&nbsp;</td>
       <td style="text-align: left">&nbsp;</td>
       <td style="text-align: right">44,239</td>
       <td style="text-align: left">&nbsp;</td>
       <td>&nbsp;</td>
       <td style="text-align: left">&nbsp;</td>
       <td style="text-align: right">37,752</td>
       <td style="text-align: left">&nbsp;</td>
      </tr>
      <tr style="vertical-align: bottom; background-color: White">
       <td style="text-align: left; padding-bottom: 1pt">Other comprehensive (loss) income, net of tax</td>
       <td style="padding-bottom: 1pt">&nbsp;</td>
       <td style="border-bottom: Black 1pt solid; text-align: left">&nbsp;</td>
       <td style="border-bottom: Black 1pt solid; text-align: right">(2,655</td>
       <td style="border-bottom: Black 1pt solid; text-align: left">)</td>
       <td style="padding-bottom: 1pt">&nbsp;</td>
       <td style="border-bottom: Black 1pt solid; text-align: left">&nbsp;</td>
       <td style="border-bottom: Black 1pt solid; text-align: right">8,468</td>
       <td style="border-bottom: Black 1pt solid; text-align: left">&nbsp;</td>
       <td style="padding-bottom: 1pt">&nbsp;</td>
       <td style="border-bottom: Black 1pt solid; text-align: left">&nbsp;</td>
       <td style="border-bottom: Black 1pt solid; text-align: right">(23,512</td>
       <td style="border-bottom: Black 1pt solid; text-align: left">)</td>
      </tr>
      <tr style="vertical-align: bottom; background-color: rgb(204,238,255)">
       <td style="font-weight: bold; text-align: left; padding-bottom: 2.25pt; padding-left: 10pt">Comprehensive income</td>
       <td style="padding-bottom: 2.25pt">&nbsp;</td>
       <td style="border-bottom: Black 2.25pt double; text-align: left">$</td>
       <td style="border-bottom: Black 2.25pt double; text-align: right">43,554</td>
       <td style="border-bottom: Black 2.25pt double; text-align: left">&nbsp;</td>
       <td style="padding-bottom: 2.25pt">&nbsp;</td>
       <td style="border-bottom: Black 2.25pt double; text-align: left">$</td>
       <td style="border-bottom: Black 2.25pt double; text-align: right">52,707</td>
       <td style="border-bottom: Black 2.25pt double; text-align: left">&nbsp;</td>
       <td style="padding-bottom: 2.25pt">&nbsp;</td>
       <td style="border-bottom: Black 2.25pt double; text-align: left">$</td>
       <td style="border-bottom: Black 2.25pt double; text-align: right">14,240</td>
       <td style="border-bottom: Black 2.25pt double; text-align: left">&nbsp;</td>
      </tr>

    </table><span></span>
</td>
</tr>
<tr class="ro">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_ScheduleOfCondensedCashFlowStatementTableTextBlock', window );">Condensed Cash Flow Statement [Table Text Block]</a></td>
<td class="text"><table cellpadding="0" cellspacing="0" style="border-collapse: collapse; width: 100%; font: 10pt Times New Roman, Times, Serif">

      <tr style="vertical-align: bottom">
       <td style="text-align: left">&nbsp;</td>
       <td style="padding-bottom: 1pt">&nbsp;</td>
       <td colspan="11" style="text-align: center; border-bottom: Black 1pt solid">For the years ended December 31,</td>
      </tr>
      <tr style="vertical-align: bottom">
       <td colspan="1" style="font-weight: bold; text-align: left">Condensed Statements of Cash Flows</td>
       <td style="padding-bottom: 1pt">&nbsp;</td>
       <td colspan="3" style="text-align: center; border-bottom: Black 1pt solid">2015</td>
       <td style="padding-bottom: 1pt">&nbsp;</td>
       <td colspan="3" style="text-align: center; border-bottom: Black 1pt solid">2014</td>
       <td style="padding-bottom: 1pt">&nbsp;</td>
       <td colspan="3" style="text-align: center; border-bottom: Black 1pt solid">2013</td>
      </tr>
      <tr style="vertical-align: bottom">
       <td style="text-align: left">&nbsp;</td>
       <td style="font-style: italic">&nbsp;</td>
       <td colspan="11" style="font-style: italic; text-align: center">(In thousands)</td>
      </tr>
      <tr style="vertical-align: bottom; background-color: rgb(204,238,255)">
       <td style="text-align: left">Operating activities:</td>
       <td>&nbsp;</td>
       <td style="text-align: left">&nbsp;</td>
       <td style="text-align: right">&nbsp;</td>
       <td style="text-align: left">&nbsp;</td>
       <td>&nbsp;</td>
       <td style="text-align: left">&nbsp;</td>
       <td style="text-align: right">&nbsp;</td>
       <td style="text-align: left">&nbsp;</td>
       <td>&nbsp;</td>
       <td style="text-align: left">&nbsp;</td>
       <td style="text-align: right">&nbsp;</td>
       <td style="text-align: left">&nbsp;</td>
      </tr>
      <tr style="vertical-align: bottom; background-color: White">
       <td style="width: 61%; text-align: left; padding-left: 10pt">Net income</td>
       <td style="width: 1%">&nbsp;</td>
       <td style="width: 1%; text-align: left">$</td>
       <td style="width: 10%; text-align: right">46,209</td>
       <td style="width: 1%; text-align: left">&nbsp;</td>
       <td style="width: 1%">&nbsp;</td>
       <td style="width: 1%; text-align: left">$</td>
       <td style="width: 10%; text-align: right">44,239</td>
       <td style="width: 1%; text-align: left">&nbsp;</td>
       <td style="width: 1%">&nbsp;</td>
       <td style="width: 1%; text-align: left">$</td>
       <td style="width: 10%; text-align: right">37,752</td>
       <td style="width: 1%; text-align: left">&nbsp;</td>
      </tr>
      <tr style="vertical-align: bottom; background-color: rgb(204,238,255)">
       <td style="text-align: left; padding-left: 10pt">Adjustments to reconcile net income to net cash provided by operating activities:</td>
       <td>&nbsp;</td>
       <td style="text-align: left">&nbsp;</td>
       <td style="text-align: right">&nbsp;</td>
       <td style="text-align: left">&nbsp;</td>
       <td>&nbsp;</td>
       <td style="text-align: left">&nbsp;</td>
       <td style="text-align: right">&nbsp;</td>
       <td style="text-align: left">&nbsp;</td>
       <td>&nbsp;</td>
       <td style="text-align: left">&nbsp;</td>
       <td style="text-align: right">&nbsp;</td>
       <td style="text-align: left">&nbsp;</td>
      </tr>
      <tr style="vertical-align: bottom; background-color: White">
       <td style="text-align: left; padding-left: 20pt">Equity in undistributed earnings of the Bank</td>
       <td>&nbsp;</td>
       <td style="text-align: left">&nbsp;</td>
       <td style="text-align: right">(21,884</td>
       <td style="text-align: left">)</td>
       <td>&nbsp;</td>
       <td style="text-align: left">&nbsp;</td>
       <td style="text-align: right">(24,105</td>
       <td style="text-align: left">)</td>
       <td>&nbsp;</td>
       <td style="text-align: left">&nbsp;</td>
       <td style="text-align: right">(21,450</td>
       <td style="text-align: left">)</td>
      </tr>
      <tr style="vertical-align: bottom; background-color: rgb(204,238,255)">
       <td style="text-align: left; padding-left: 20pt">Net gain on sale of securities</td>
       <td>&nbsp;</td>
       <td style="text-align: left">&nbsp;</td>
       <td style="text-align: right">-</td>
       <td style="text-align: left">&nbsp;</td>
       <td>&nbsp;</td>
       <td style="text-align: left">&nbsp;</td>
       <td style="text-align: right">-</td>
       <td style="text-align: left">&nbsp;</td>
       <td>&nbsp;</td>
       <td style="text-align: left">&nbsp;</td>
       <td style="text-align: right">(17</td>
       <td style="text-align: left">)</td>
      </tr>
      <tr style="vertical-align: bottom; background-color: White">
       <td style="text-align: left; padding-left: 20pt">Deferred income tax (benefit) provision</td>
       <td>&nbsp;</td>
       <td style="text-align: left">&nbsp;</td>
       <td style="text-align: right">575</td>
       <td style="text-align: left">&nbsp;</td>
       <td>&nbsp;</td>
       <td style="text-align: left">&nbsp;</td>
       <td style="text-align: right">17</td>
       <td style="text-align: left">&nbsp;</td>
       <td>&nbsp;</td>
       <td style="text-align: left">&nbsp;</td>
       <td style="text-align: right">(2,348</td>
       <td style="text-align: left">)</td>
      </tr>
      <tr style="vertical-align: bottom; background-color: rgb(204,238,255)">
       <td style="text-align: left; padding-left: 20pt">Fair value adjustments for financial assets and financial liabilities</td>
       <td>&nbsp;</td>
       <td style="text-align: left">&nbsp;</td>
       <td style="text-align: right">231</td>
       <td style="text-align: left">&nbsp;</td>
       <td>&nbsp;</td>
       <td style="text-align: left">&nbsp;</td>
       <td style="text-align: right">(779</td>
       <td style="text-align: left">)</td>
       <td>&nbsp;</td>
       <td style="text-align: left">&nbsp;</td>
       <td style="text-align: right">5,475</td>
       <td style="text-align: left">&nbsp;</td>
      </tr>
      <tr style="vertical-align: bottom; background-color: White">
       <td style="text-align: left; padding-left: 20pt">Stock based compensation expense</td>
       <td>&nbsp;</td>
       <td style="text-align: left">&nbsp;</td>
       <td style="text-align: right">4,676</td>
       <td style="text-align: left">&nbsp;</td>
       <td>&nbsp;</td>
       <td style="text-align: left">&nbsp;</td>
       <td style="text-align: right">4,246</td>
       <td style="text-align: left">&nbsp;</td>
       <td>&nbsp;</td>
       <td style="text-align: left">&nbsp;</td>
       <td style="text-align: right">3,068</td>
       <td style="text-align: left">&nbsp;</td>
      </tr>
      <tr style="vertical-align: bottom; background-color: rgb(204,238,255)">
       <td style="text-align: left; padding-bottom: 1pt; padding-left: 10pt">Net change in operating assets and liabilities</td>
       <td style="padding-bottom: 1pt">&nbsp;</td>
       <td style="border-bottom: Black 1pt solid; text-align: left">&nbsp;</td>
       <td style="border-bottom: Black 1pt solid; text-align: right">2,174</td>
       <td style="border-bottom: Black 1pt solid; text-align: left">&nbsp;</td>
       <td style="padding-bottom: 1pt">&nbsp;</td>
       <td style="border-bottom: Black 1pt solid; text-align: left">&nbsp;</td>
       <td style="border-bottom: Black 1pt solid; text-align: right">2,088</td>
       <td style="border-bottom: Black 1pt solid; text-align: left">&nbsp;</td>
       <td style="padding-bottom: 1pt">&nbsp;</td>
       <td style="border-bottom: Black 1pt solid; text-align: left">&nbsp;</td>
       <td style="border-bottom: Black 1pt solid; text-align: right">1,746</td>
       <td style="border-bottom: Black 1pt solid; text-align: left">&nbsp;</td>
      </tr>
      <tr style="vertical-align: bottom; background-color: White">
       <td style="text-align: left; padding-bottom: 1pt; padding-left: 20pt">Net cash provided by operating activities</td>
       <td style="padding-bottom: 1pt">&nbsp;</td>
       <td style="border-bottom: Black 1pt solid; text-align: left">&nbsp;</td>
       <td style="border-bottom: Black 1pt solid; text-align: right">31,981</td>
       <td style="border-bottom: Black 1pt solid; text-align: left">&nbsp;</td>
       <td style="padding-bottom: 1pt">&nbsp;</td>
       <td style="border-bottom: Black 1pt solid; text-align: left">&nbsp;</td>
       <td style="border-bottom: Black 1pt solid; text-align: right">25,706</td>
       <td style="border-bottom: Black 1pt solid; text-align: left">&nbsp;</td>
       <td style="padding-bottom: 1pt">&nbsp;</td>
       <td style="border-bottom: Black 1pt solid; text-align: left">&nbsp;</td>
       <td style="border-bottom: Black 1pt solid; text-align: right">24,226</td>
       <td style="border-bottom: Black 1pt solid; text-align: left">&nbsp;</td>
      </tr>
      <tr style="vertical-align: bottom; background-color: rgb(204,238,255)">
       <td style="text-align: left">&nbsp;</td>
       <td>&nbsp;</td>
       <td style="text-align: left">&nbsp;</td>
       <td style="text-align: right">&nbsp;</td>
       <td style="text-align: left">&nbsp;</td>
       <td>&nbsp;</td>
       <td style="text-align: left">&nbsp;</td>
       <td style="text-align: right">&nbsp;</td>
       <td style="text-align: left">&nbsp;</td>
       <td>&nbsp;</td>
       <td style="text-align: left">&nbsp;</td>
       <td style="text-align: right">&nbsp;</td>
       <td style="text-align: left">&nbsp;</td>
      </tr>
      <tr style="vertical-align: bottom; background-color: White">
       <td style="text-align: left">Investing activities:</td>
       <td>&nbsp;</td>
       <td style="text-align: left">&nbsp;</td>
       <td style="text-align: right">&nbsp;</td>
       <td style="text-align: left">&nbsp;</td>
       <td>&nbsp;</td>
       <td style="text-align: left">&nbsp;</td>
       <td style="text-align: right">&nbsp;</td>
       <td style="text-align: left">&nbsp;</td>
       <td>&nbsp;</td>
       <td style="text-align: left">&nbsp;</td>
       <td style="text-align: right">&nbsp;</td>
       <td style="text-align: left">&nbsp;</td>
      </tr>
      <tr style="vertical-align: bottom; background-color: rgb(204,238,255)">
       <td style="text-align: left; padding-left: 10pt">Purchases of securities available for sale</td>
       <td>&nbsp;</td>
       <td style="text-align: left">&nbsp;</td>
       <td style="text-align: right">-</td>
       <td style="text-align: left">&nbsp;</td>
       <td>&nbsp;</td>
       <td style="text-align: left">&nbsp;</td>
       <td style="text-align: right">(22</td>
       <td style="text-align: left">)</td>
       <td>&nbsp;</td>
       <td style="text-align: left">&nbsp;</td>
       <td style="text-align: right">(23</td>
       <td style="text-align: left">)</td>
      </tr>
      <tr style="vertical-align: bottom; background-color: White">
       <td style="text-align: left; padding-bottom: 1pt; padding-left: 10pt">Proceeds from sales and calls of securities available for sale</td>
       <td style="padding-bottom: 1pt">&nbsp;</td>
       <td style="border-bottom: Black 1pt solid; text-align: left">&nbsp;</td>
       <td style="border-bottom: Black 1pt solid; text-align: right">-</td>
       <td style="border-bottom: Black 1pt solid; text-align: left">&nbsp;</td>
       <td style="padding-bottom: 1pt">&nbsp;</td>
       <td style="border-bottom: Black 1pt solid; text-align: left">&nbsp;</td>
       <td style="border-bottom: Black 1pt solid; text-align: right">1,699</td>
       <td style="border-bottom: Black 1pt solid; text-align: left">&nbsp;</td>
       <td style="padding-bottom: 1pt">&nbsp;</td>
       <td style="border-bottom: Black 1pt solid; text-align: left">&nbsp;</td>
       <td style="border-bottom: Black 1pt solid; text-align: right">517</td>
       <td style="border-bottom: Black 1pt solid; text-align: left">&nbsp;</td>
      </tr>
      <tr style="vertical-align: bottom; background-color: rgb(204,238,255)">
       <td style="text-align: left; padding-bottom: 1pt; padding-left: 20pt">Net cash provided by investing activities</td>
       <td style="padding-bottom: 1pt">&nbsp;</td>
       <td style="border-bottom: Black 1pt solid; text-align: left">&nbsp;</td>
       <td style="border-bottom: Black 1pt solid; text-align: right">-</td>
       <td style="border-bottom: Black 1pt solid; text-align: left">&nbsp;</td>
       <td style="padding-bottom: 1pt">&nbsp;</td>
       <td style="border-bottom: Black 1pt solid; text-align: left">&nbsp;</td>
       <td style="border-bottom: Black 1pt solid; text-align: right">1,677</td>
       <td style="border-bottom: Black 1pt solid; text-align: left">&nbsp;</td>
       <td style="padding-bottom: 1pt">&nbsp;</td>
       <td style="border-bottom: Black 1pt solid; text-align: left">&nbsp;</td>
       <td style="border-bottom: Black 1pt solid; text-align: right">494</td>
       <td style="border-bottom: Black 1pt solid; text-align: left">&nbsp;</td>
      </tr>
      <tr style="vertical-align: bottom; background-color: White">
       <td style="text-align: left">&nbsp;</td>
       <td>&nbsp;</td>
       <td style="text-align: left">&nbsp;</td>
       <td style="text-align: right">&nbsp;</td>
       <td style="text-align: left">&nbsp;</td>
       <td>&nbsp;</td>
       <td style="text-align: left">&nbsp;</td>
       <td style="text-align: right">&nbsp;</td>
       <td style="text-align: left">&nbsp;</td>
       <td>&nbsp;</td>
       <td style="text-align: left">&nbsp;</td>
       <td style="text-align: right">&nbsp;</td>
       <td style="text-align: left">&nbsp;</td>
      </tr>
      <tr style="vertical-align: bottom; background-color: rgb(204,238,255)">
       <td style="text-align: left">Financing activities:</td>
       <td>&nbsp;</td>
       <td style="text-align: left">&nbsp;</td>
       <td style="text-align: right">&nbsp;</td>
       <td style="text-align: left">&nbsp;</td>
       <td>&nbsp;</td>
       <td style="text-align: left">&nbsp;</td>
       <td style="text-align: right">&nbsp;</td>
       <td style="text-align: left">&nbsp;</td>
       <td>&nbsp;</td>
       <td style="text-align: left">&nbsp;</td>
       <td style="text-align: right">&nbsp;</td>
       <td style="text-align: left">&nbsp;</td>
      </tr>
      <tr style="vertical-align: bottom; background-color: White">
       <td style="text-align: left; padding-left: 10pt">Purchase of treasury stock</td>
       <td>&nbsp;</td>
       <td style="text-align: left">&nbsp;</td>
       <td style="text-align: right">(15,605</td>
       <td style="text-align: left">)</td>
       <td>&nbsp;</td>
       <td style="text-align: left">&nbsp;</td>
       <td style="text-align: right">(18,872</td>
       <td style="text-align: left">)</td>
       <td>&nbsp;</td>
       <td style="text-align: left">&nbsp;</td>
       <td style="text-align: right">(14,151</td>
       <td style="text-align: left">)</td>
      </tr>
      <tr style="vertical-align: bottom; background-color: rgb(204,238,255)">
       <td style="text-align: left; padding-left: 10pt">Cash dividends paid</td>
       <td>&nbsp;</td>
       <td style="text-align: left">&nbsp;</td>
       <td style="text-align: right">(18,616</td>
       <td style="text-align: left">)</td>
       <td>&nbsp;</td>
       <td style="text-align: left">&nbsp;</td>
       <td style="text-align: right">(17,852</td>
       <td style="text-align: left">)</td>
       <td>&nbsp;</td>
       <td style="text-align: left">&nbsp;</td>
       <td style="text-align: right">(15,618</td>
       <td style="text-align: left">)</td>
      </tr>
      <tr style="vertical-align: bottom; background-color: White">
       <td style="text-align: left; padding-bottom: 1pt; padding-left: 10pt">Stock options exercised</td>
       <td style="padding-bottom: 1pt">&nbsp;</td>
       <td style="border-bottom: Black 1pt solid; text-align: left">&nbsp;</td>
       <td style="border-bottom: Black 1pt solid; text-align: right">145</td>
       <td style="border-bottom: Black 1pt solid; text-align: left">&nbsp;</td>
       <td style="padding-bottom: 1pt">&nbsp;</td>
       <td style="border-bottom: Black 1pt solid; text-align: left">&nbsp;</td>
       <td style="border-bottom: Black 1pt solid; text-align: right">565</td>
       <td style="border-bottom: Black 1pt solid; text-align: left">&nbsp;</td>
       <td style="padding-bottom: 1pt">&nbsp;</td>
       <td style="border-bottom: Black 1pt solid; text-align: left">&nbsp;</td>
       <td style="border-bottom: Black 1pt solid; text-align: right">533</td>
       <td style="border-bottom: Black 1pt solid; text-align: left">&nbsp;</td>
      </tr>
      <tr style="vertical-align: bottom; background-color: rgb(204,238,255)">
       <td style="text-align: left; padding-bottom: 1pt; padding-left: 20pt">Net cash used in&nbsp;&nbsp;financing activities</td>
       <td style="padding-bottom: 1pt">&nbsp;</td>
       <td style="border-bottom: Black 1pt solid; text-align: left">&nbsp;</td>
       <td style="border-bottom: Black 1pt solid; text-align: right">(34,076</td>
       <td style="border-bottom: Black 1pt solid; text-align: left">)</td>
       <td style="padding-bottom: 1pt">&nbsp;</td>
       <td style="border-bottom: Black 1pt solid; text-align: left">&nbsp;</td>
       <td style="border-bottom: Black 1pt solid; text-align: right">(36,159</td>
       <td style="border-bottom: Black 1pt solid; text-align: left">)</td>
       <td style="padding-bottom: 1pt">&nbsp;</td>
       <td style="border-bottom: Black 1pt solid; text-align: left">&nbsp;</td>
       <td style="border-bottom: Black 1pt solid; text-align: right">(29,236</td>
       <td style="border-bottom: Black 1pt solid; text-align: left">)</td>
      </tr>
      <tr style="vertical-align: bottom; background-color: White">
       <td style="text-align: left">&nbsp;</td>
       <td>&nbsp;</td>
       <td style="text-align: left">&nbsp;</td>
       <td style="text-align: right">&nbsp;</td>
       <td style="text-align: left">&nbsp;</td>
       <td>&nbsp;</td>
       <td style="text-align: left">&nbsp;</td>
       <td style="text-align: right">&nbsp;</td>
       <td style="text-align: left">&nbsp;</td>
       <td>&nbsp;</td>
       <td style="text-align: left">&nbsp;</td>
       <td style="text-align: right">&nbsp;</td>
       <td style="text-align: left">&nbsp;</td>
      </tr>
      <tr style="vertical-align: bottom; background-color: rgb(204,238,255)">
       <td style="text-align: left">Net decrease in cash and cash equivalents</td>
       <td>&nbsp;</td>
       <td style="text-align: left">&nbsp;</td>
       <td style="text-align: right">(2,095</td>
       <td style="text-align: left">)</td>
       <td>&nbsp;</td>
       <td style="text-align: left">&nbsp;</td>
       <td style="text-align: right">(8,776</td>
       <td style="text-align: left">)</td>
       <td>&nbsp;</td>
       <td style="text-align: left">&nbsp;</td>
       <td style="text-align: right">(4,516</td>
       <td style="text-align: left">)</td>
      </tr>
      <tr style="vertical-align: bottom; background-color: White">
       <td style="text-align: left; padding-bottom: 1pt">Cash and cash equivalents, beginning of year</td>
       <td style="padding-bottom: 1pt">&nbsp;</td>
       <td style="border-bottom: Black 1pt solid; text-align: left">&nbsp;</td>
       <td style="border-bottom: Black 1pt solid; text-align: right">7,749</td>
       <td style="border-bottom: Black 1pt solid; text-align: left">&nbsp;</td>
       <td style="padding-bottom: 1pt">&nbsp;</td>
       <td style="border-bottom: Black 1pt solid; text-align: left">&nbsp;</td>
       <td style="border-bottom: Black 1pt solid; text-align: right">16,525</td>
       <td style="border-bottom: Black 1pt solid; text-align: left">&nbsp;</td>
       <td style="padding-bottom: 1pt">&nbsp;</td>
       <td style="border-bottom: Black 1pt solid; text-align: left">&nbsp;</td>
       <td style="border-bottom: Black 1pt solid; text-align: right">21,041</td>
       <td style="border-bottom: Black 1pt solid; text-align: left">&nbsp;</td>
      </tr>
      <tr style="vertical-align: bottom; background-color: rgb(204,238,255)">
       <td style="text-align: left; padding-bottom: 2.25pt">Cash and cash equivalents, end of year</td>
       <td style="padding-bottom: 2.25pt">&nbsp;</td>
       <td style="border-bottom: Black 2.25pt double; text-align: left">$</td>
       <td style="border-bottom: Black 2.25pt double; text-align: right">5,654</td>
       <td style="border-bottom: Black 2.25pt double; text-align: left">&nbsp;</td>
       <td style="padding-bottom: 2.25pt">&nbsp;</td>
       <td style="border-bottom: Black 2.25pt double; text-align: left">$</td>
       <td style="border-bottom: Black 2.25pt double; text-align: right">7,749</td>
       <td style="border-bottom: Black 2.25pt double; text-align: left">&nbsp;</td>
       <td style="padding-bottom: 2.25pt">&nbsp;</td>
       <td style="border-bottom: Black 2.25pt double; text-align: left">$</td>
       <td style="border-bottom: Black 2.25pt double; text-align: right">16,525</td>
       <td style="border-bottom: Black 2.25pt double; text-align: left">&nbsp;</td>
      </tr>

    </table><span></span>
</td>
</tr>
</table>
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<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>us-gaap_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:stringItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>na</td>
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<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
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<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_ScheduleOfCondensedBalanceSheetTableTextBlock">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>Tabular disclosure of condensed balance sheet, including, but not limited to, balance sheets of consolidated entities and consolidation eliminations.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>No definition available.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_ScheduleOfCondensedBalanceSheetTableTextBlock</td>
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<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
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<td><strong> Period Type:</strong></td>
<td>duration</td>
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<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_ScheduleOfCondensedCashFlowStatementTableTextBlock">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>Tabular disclosure of condensed cash flow statement, including, but not limited to, cash flow statements of consolidated entities and consolidation eliminations.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>No definition available.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_ScheduleOfCondensedCashFlowStatementTableTextBlock</td>
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<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
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<td><strong> Data Type:</strong></td>
<td>nonnum:textBlockItemType</td>
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<td><strong> Balance Type:</strong></td>
<td>na</td>
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<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
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</div></td></tr>
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<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_ScheduleOfCondensedIncomeStatementTableTextBlock">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>Tabular disclosure of condensed income statement, including, but not limited to, income statements of consolidated entities and consolidation eliminations.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>No definition available.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_ScheduleOfCondensedIncomeStatementTableTextBlock</td>
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<td><strong> Period Type:</strong></td>
<td>duration</td>
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</body>
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<DOCUMENT>
<TYPE>XML
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<FILENAME>R50.htm
<DESCRIPTION>IDEA: XBRL DOCUMENT
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<html>
<head>
<title></title>
<link rel="stylesheet" type="text/css" href="report.css">
<script type="text/javascript" src="Show.js">/* Do Not Remove This Comment */</script><script type="text/javascript">
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<span style="display: none;">v3.3.1.900</span><table class="report" border="0" cellspacing="2" id="idp6840343152">
<tr>
<th class="tl" colspan="1" rowspan="2"><div style="width: 200px;"><strong>Note 2 - Summary of Significant Accounting Policies (Details)<br></strong></div></th>
<th class="th" colspan="3">12 Months Ended</th>
<th class="th" colspan="1"></th>
</tr>
<tr>
<th class="th">
<div>Dec. 31, 2015 </div>
<div>USD ($) </div>
<div>shares</div>
</th>
<th class="th">
<div>Dec. 31, 2014 </div>
<div>USD ($) </div>
<div>shares</div>
</th>
<th class="th">
<div>Dec. 31, 2013 </div>
<div>USD ($) </div>
<div>$ / shares </div>
<div>shares</div>
</th>
<th class="th">
<div>Dec. 31, 2012 </div>
<div>USD ($)</div>
</th>
</tr>
<tr class="re">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_ffic_Note2SummaryofSignificantAccountingPoliciesDetailsLineItems', window );"><strong>Note 2 - Summary of Significant Accounting Policies (Details) [Line Items]</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_CashAndCashEquivalentsAtCarryingValue', window );">Cash and Cash Equivalents, at Carrying Value</a></td>
<td class="nump">$ 42,363,000<span></span>
</td>
<td class="nump">$ 34,265,000<span></span>
</td>
<td class="nump">$ 33,485,000<span></span>
</td>
<td class="nump">$ 40,425,000<span></span>
</td>
</tr>
<tr class="re">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_InterestBearingDepositsInBanks', window );">Interest-bearing Deposits in Banks and Other Financial Institutions</a></td>
<td class="nump">32,800,000<span></span>
</td>
<td class="nump">23,000,000<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_CashReserveDepositRequiredAndMade', window );">Cash Reserve Deposit Required and Made</a></td>
<td class="nump">9,900,000<span></span>
</td>
<td class="nump">7,500,000<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_GoodwillImpairmentLoss', window );">Goodwill, Impairment Loss</a></td>
<td class="nump">0<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_Goodwill', window );">Goodwill</a></td>
<td class="nump">$ 16,127,000<span></span>
</td>
<td class="nump">16,127,000<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_ffic_NumberOfLoanPortfolios', window );">Number of Loan Portfolios</a></td>
<td class="nump">2<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_ffic_FairValueCollateralDependentLoansPercentageOfAppraisedOrInternallyEstimatedValueOfProperty', window );">Fair Value, Collateral Dependent Loans, Percentage of Appraised or Internally Estimated Value of Property</a></td>
<td class="nump">85.00%<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_ffic_AmountOfCollateralDependentImpairedLoansMeasuredForImpairmentByUtilizingThirdPartyAppraisals', window );">Amount of Collateral Dependent Impaired Loans Measured For Impairment By Utilizing Third Party Appraisals</a></td>
<td class="nump">$ 26,800,000<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_ffic_PercentageOfCollateralDependentImpairedLoansMeasuredForImpairmentByUtilizingThirdPartyAppraisals', window );">Percentage of Collateral Dependent Impaired Loans Measured for Impairment by Utilizing Third Party Appraisals</a></td>
<td class="nump">76.10%<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_ffic_AmountOfCollateralDependentImpairedLoansMeasuredForImpairmentUsingInternalEvaluations', window );">Amount of Collateral Dependent Impaired Loans Measured For Impairment Using Internal Evaluations</a></td>
<td class="nump">$ 8,400,000<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_ffic_PercentageOfCollateralDependentImpairedLoansMeasuredForImpairmentUsingInternalEvaluations', window );">Percentage of Collateral Dependent Impaired Loans Measured for Impairment Using Internal Evaluations</a></td>
<td class="nump">23.90%<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_LoansReceivableHeldForSaleNetNotPartOfDisposalGroup', window );">Loans Receivable Held-for-sale, Net, Not Part of Disposal Group</a></td>
<td class="nump">$ 0<span></span>
</td>
<td class="nump">0<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_AdvertisingExpense', window );">Advertising Expense</a></td>
<td class="nump">$ 2,100,000<span></span>
</td>
<td class="nump">$ 1,800,000<span></span>
</td>
<td class="nump">$ 1,900,000<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_AntidilutiveSecuritiesExcludedFromComputationOfEarningsPerShareByAntidilutiveSecuritiesAxis=us-gaap_EmployeeStockOptionMember', window );">Employee Stock Option [Member]</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_ffic_Note2SummaryofSignificantAccountingPoliciesDetailsLineItems', window );"><strong>Note 2 - Summary of Significant Accounting Policies (Details) [Line Items]</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_AntidilutiveSecuritiesExcludedFromComputationOfEarningsPerShareAmount', window );">Antidilutive Securities Excluded from Computation of Earnings Per Share, Amount (in Shares) | shares</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="nump">151,900<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_ClassOfWarrantOrRightAxis=ffic_AntidilutiveOptionsExcludedFromComputationOfEarningsPerShareMember', window );">Antidilutive Options Excluded from Computation of Earnings Per Share [Member]</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_ffic_Note2SummaryofSignificantAccountingPoliciesDetailsLineItems', window );"><strong>Note 2 - Summary of Significant Accounting Policies (Details) [Line Items]</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_ClassOfWarrantOrRightExercisePriceOfWarrantsOrRights1', window );">Class of Warrant or Right, Exercise Price of Warrants or Rights (in Dollars per share) | $ / shares</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="nump">$ 18.55<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_AwardTypeAxis=us-gaap_EmployeeStockOptionMember', window );">Employee Stock Option [Member]</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_ffic_Note2SummaryofSignificantAccountingPoliciesDetailsLineItems', window );"><strong>Note 2 - Summary of Significant Accounting Policies (Details) [Line Items]</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_AntidilutiveSecuritiesExcludedFromComputationOfEarningsPerShareAmount', window );">Antidilutive Securities Excluded from Computation of Earnings Per Share, Amount (in Shares) | shares</a></td>
<td class="nump">0<span></span>
</td>
<td class="nump">0<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_RangeAxis=us-gaap_MinimumMember', window );">Minimum [Member] | Bank Premises and Equipment [Member]</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_ffic_Note2SummaryofSignificantAccountingPoliciesDetailsLineItems', window );"><strong>Note 2 - Summary of Significant Accounting Policies (Details) [Line Items]</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_PropertyPlantAndEquipmentUsefulLife', window );">Property, Plant and Equipment, Useful Life</a></td>
<td class="text">3 years<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_RangeAxis=us-gaap_MaximumMember', window );">Maximum [Member] | Bank Premises and Equipment [Member]</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_ffic_Note2SummaryofSignificantAccountingPoliciesDetailsLineItems', window );"><strong>Note 2 - Summary of Significant Accounting Policies (Details) [Line Items]</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_PropertyPlantAndEquipmentUsefulLife', window );">Property, Plant and Equipment, Useful Life</a></td>
<td class="text">40 years<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
</table>
<div style="display: none;">
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_ffic_AmountOfCollateralDependentImpairedLoansMeasuredForImpairmentByUtilizingThirdPartyAppraisals">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>Amount of collateral dependent impaired loans measured for impairment by utilizing third party appraisals.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>No definition available.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">ffic_AmountOfCollateralDependentImpairedLoansMeasuredForImpairmentByUtilizingThirdPartyAppraisals</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>ffic_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>debit</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>instant</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_ffic_AmountOfCollateralDependentImpairedLoansMeasuredForImpairmentUsingInternalEvaluations">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>Amount of collateral dependent impaired loans measured for impairment using internal evaluations.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>No definition available.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">ffic_AmountOfCollateralDependentImpairedLoansMeasuredForImpairmentUsingInternalEvaluations</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>ffic_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>debit</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>instant</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_ffic_FairValueCollateralDependentLoansPercentageOfAppraisedOrInternallyEstimatedValueOfProperty">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>The company considers fair value of collateral dependent loans to be this percentage of the appraised or internally estimated value of the property.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>No definition available.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">ffic_FairValueCollateralDependentLoansPercentageOfAppraisedOrInternallyEstimatedValueOfProperty</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>ffic_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>num:percentItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_ffic_Note2SummaryofSignificantAccountingPoliciesDetailsLineItems">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- References</a><div><p>No definition available.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">ffic_Note2SummaryofSignificantAccountingPoliciesDetailsLineItems</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>ffic_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:stringItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_ffic_NumberOfLoanPortfolios">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>Represents number of loan portfolios.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>No definition available.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">ffic_NumberOfLoanPortfolios</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>ffic_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:integerItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_ffic_PercentageOfCollateralDependentImpairedLoansMeasuredForImpairmentByUtilizingThirdPartyAppraisals">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>Represents percentage of collateral dependent impaired loans measured for impairment by utilizing third party appraisals.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>No definition available.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">ffic_PercentageOfCollateralDependentImpairedLoansMeasuredForImpairmentByUtilizingThirdPartyAppraisals</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>ffic_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>num:percentItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>instant</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_ffic_PercentageOfCollateralDependentImpairedLoansMeasuredForImpairmentUsingInternalEvaluations">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>Represents percentage of collateral dependent impaired loans measured for impairment using internal evaluations.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>No definition available.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">ffic_PercentageOfCollateralDependentImpairedLoansMeasuredForImpairmentUsingInternalEvaluations</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>ffic_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>num:percentItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>instant</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_AdvertisingExpense">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>Amount charged to advertising expense for the period, which are expenses incurred with the objective of increasing revenue for a specified brand, product or product line.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 720<br> -SubTopic 35<br> -Section 50<br> -Paragraph 1<br> -URI http://asc.fasb.org/extlink&amp;oid=6420018&amp;loc=d3e36677-107848<br></p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_AdvertisingExpense</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>us-gaap_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>debit</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_AntidilutiveSecuritiesExcludedFromComputationOfEarningsPerShareAmount">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>Securities (including those issuable pursuant to contingent stock agreements) that could potentially dilute basic earnings per share (EPS) or earnings per unit (EPU) in the future that were not included in the computation of diluted EPS or EPU because to do so would increase EPS or EPU amounts or decrease loss per share or unit amounts for the period presented.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Glossary Antidilution<br> -URI http://asc.fasb.org/extlink&amp;oid=6505113<br><br>Reference 2: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Glossary Diluted Earnings Per Share<br> -URI http://asc.fasb.org/extlink&amp;oid=6510752<br><br>Reference 3: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Glossary Contingent Stock Agreement<br> -URI http://asc.fasb.org/extlink&amp;oid=6508534<br><br>Reference 4: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 260<br> -SubTopic 10<br> -Section 50<br> -Paragraph 1<br> -Subparagraph (c)<br> -URI http://asc.fasb.org/extlink&amp;oid=6371337&amp;loc=d3e3550-109257<br></p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_AntidilutiveSecuritiesExcludedFromComputationOfEarningsPerShareAmount</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>us-gaap_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:sharesItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_CashAndCashEquivalentsAtCarryingValue">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>Amount of currency on hand as well as demand deposits with banks or financial institutions. Includes other kinds of accounts that have the general characteristics of demand deposits. Also includes short-term, highly liquid investments that are both readily convertible to known amounts of cash and so near their maturity that they present insignificant risk of changes in value because of changes in interest rates. Excludes cash and cash equivalents within disposal group and discontinued operation.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Glossary Cash<br> -URI http://asc.fasb.org/extlink&amp;oid=6506951<br><br>Reference 2: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 210<br> -SubTopic 10<br> -Section 45<br> -Paragraph 1<br> -Subparagraph (a)<br> -URI http://asc.fasb.org/extlink&amp;oid=28358313&amp;loc=d3e6676-107765<br><br>Reference 3: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 230<br> -SubTopic 10<br> -Section 45<br> -Paragraph 4<br> -URI http://asc.fasb.org/extlink&amp;oid=56944662&amp;loc=d3e3044-108585<br><br>Reference 4: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Glossary Cash Equivalents<br> -URI http://asc.fasb.org/extlink&amp;oid=6507016<br><br>Reference 5: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 210<br> -SubTopic 10<br> -Section S99<br> -Paragraph 1<br> -Subparagraph (SX 210.5-02.1)<br> -URI http://asc.fasb.org/extlink&amp;oid=6877327&amp;loc=d3e13212-122682<br></p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_CashAndCashEquivalentsAtCarryingValue</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>us-gaap_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>debit</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>instant</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_CashReserveDepositRequiredAndMade">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>Cash deposited in a special reserve account for the exclusive benefit of customers pursuant to SEC Regulations.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 942<br> -SubTopic 305<br> -Section 50<br> -Paragraph 1<br> -URI http://asc.fasb.org/extlink&amp;oid=6478312&amp;loc=d3e61473-112792<br></p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_CashReserveDepositRequiredAndMade</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>us-gaap_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>debit</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>instant</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_ClassOfWarrantOrRightExercisePriceOfWarrantsOrRights1">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>Exercise price per share or per unit of warrants or rights outstanding.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 235<br> -SubTopic 10<br> -Section S99<br> -Paragraph 1<br> -Subparagraph (SX 210.4-08.(i)(4))<br> -URI http://asc.fasb.org/extlink&amp;oid=26873400&amp;loc=d3e23780-122690<br></p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_ClassOfWarrantOrRightExercisePriceOfWarrantsOrRights1</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>us-gaap_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>num:perShareItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>instant</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_Goodwill">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>Amount after accumulated impairment loss of an asset representing future economic benefits arising from other assets acquired in a business combination that are not individually identified and separately recognized.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 350<br> -SubTopic 20<br> -Section 50<br> -Paragraph 1<br> -URI http://asc.fasb.org/extlink&amp;oid=35741047&amp;loc=d3e13816-109267<br><br>Reference 2: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 350<br> -SubTopic 20<br> -Section 45<br> -Paragraph 1<br> -URI http://asc.fasb.org/extlink&amp;oid=6388280&amp;loc=d3e13770-109266<br></p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_Goodwill</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>us-gaap_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>debit</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>instant</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_GoodwillImpairmentLoss">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>Amount of loss from the write-down of an asset representing the future economic benefits arising from other assets acquired in a business combination that are not individually identified and separately recognized.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 350<br> -SubTopic 20<br> -Section 50<br> -Paragraph 2<br> -Subparagraph (b)<br> -URI http://asc.fasb.org/extlink&amp;oid=35741047&amp;loc=d3e13854-109267<br><br>Reference 2: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 350<br> -SubTopic 20<br> -Section 45<br> -Paragraph 2<br> -URI http://asc.fasb.org/extlink&amp;oid=6388280&amp;loc=d3e13777-109266<br><br>Reference 3: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 230<br> -SubTopic 10<br> -Section 45<br> -Paragraph 28<br> -Subparagraph (b)<br> -URI http://asc.fasb.org/extlink&amp;oid=56944662&amp;loc=d3e3602-108585<br><br>Reference 4: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 350<br> -SubTopic 20<br> -Section 50<br> -Paragraph 1<br> -Subparagraph (e)<br> -URI http://asc.fasb.org/extlink&amp;oid=35741047&amp;loc=d3e13816-109267<br></p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_GoodwillImpairmentLoss</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>us-gaap_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>debit</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_InterestBearingDepositsInBanks">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>For banks and other depository institutions (including Federal Reserve Banks, if applicable): Interest-bearing deposits in other financial institutions for relatively short periods of time including, for example, certificates of deposits, which are presented separately from cash on the balance sheet.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 942<br> -SubTopic 210<br> -Section S99<br> -Paragraph 1<br> -Subparagraph (SX 210.9-03.2)<br> -URI http://asc.fasb.org/extlink&amp;oid=6876686&amp;loc=d3e534808-122878<br><br>Reference 2: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 942<br> -SubTopic 210<br> -Section 45<br> -Paragraph 4<br> -URI http://asc.fasb.org/extlink&amp;oid=6476743&amp;loc=d3e59706-112781<br></p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_InterestBearingDepositsInBanks</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>us-gaap_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>debit</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>instant</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_LoansReceivableHeldForSaleNetNotPartOfDisposalGroup">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>Amount, after allowance for bad debt, of loan receivables held-for-sale that are not part of a disposal group. Excludes loans and leases covered under loss sharing agreements and loans classified as debt securities.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 310<br> -SubTopic 10<br> -Section 45<br> -Paragraph 2<br> -URI http://asc.fasb.org/extlink&amp;oid=28367877&amp;loc=d3e4428-111522<br></p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_LoansReceivableHeldForSaleNetNotPartOfDisposalGroup</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>us-gaap_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>debit</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>instant</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_PropertyPlantAndEquipmentUsefulLife">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>Useful life of long lived, physical assets used in the normal conduct of business and not intended for resale, in 'PnYnMnDTnHnMnS' format, for example, 'P1Y5M13D' represents the reported fact of one year, five months, and thirteen days. Examples include, but not limited to, land, buildings, machinery and equipment, office equipment, furniture and fixtures, and computer equipment.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>No definition available.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_PropertyPlantAndEquipmentUsefulLife</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>us-gaap_</td>
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<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_AntidilutiveSecuritiesExcludedFromComputationOfEarningsPerShareByAntidilutiveSecuritiesAxis=us-gaap_EmployeeStockOptionMember">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Details</a><div><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_AntidilutiveSecuritiesExcludedFromComputationOfEarningsPerShareByAntidilutiveSecuritiesAxis=us-gaap_EmployeeStockOptionMember</td>
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<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_ClassOfWarrantOrRightAxis=ffic_AntidilutiveOptionsExcludedFromComputationOfEarningsPerShareMember">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Details</a><div><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_ClassOfWarrantOrRightAxis=ffic_AntidilutiveOptionsExcludedFromComputationOfEarningsPerShareMember</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
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<td><strong> Balance Type:</strong></td>
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<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_AwardTypeAxis=us-gaap_EmployeeStockOptionMember">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Details</a><div><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_AwardTypeAxis=us-gaap_EmployeeStockOptionMember</td>
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<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
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<td>na</td>
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<td><strong> Balance Type:</strong></td>
<td></td>
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<td></td>
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<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_RangeAxis=us-gaap_MinimumMember">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Details</a><div><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_RangeAxis=us-gaap_MinimumMember</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td></td>
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<tr>
<td><strong> Data Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td></td>
</tr>
</table></div>
</div></td></tr>
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<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_PropertyPlantAndEquipmentByTypeAxis=ffic_BankPremisesAndEquipmentMember">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Details</a><div><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_PropertyPlantAndEquipmentByTypeAxis=ffic_BankPremisesAndEquipmentMember</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td></td>
</tr>
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<td><strong> Data Type:</strong></td>
<td>na</td>
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<tr>
<td><strong> Balance Type:</strong></td>
<td></td>
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<td></td>
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<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_RangeAxis=us-gaap_MaximumMember">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Details</a><div><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_RangeAxis=us-gaap_MaximumMember</td>
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<span style="display: none;">v3.3.1.900</span><table class="report" border="0" cellspacing="2" id="idp6840437760">
<tr>
<th class="tl" colspan="1" rowspan="2"><div style="width: 200px;"><strong>Note 2 - Summary of Significant Accounting Policies (Details) - Earnings Per Common Share - USD ($)<br> $ / shares in Units, shares in Thousands, $ in Thousands</strong></div></th>
<th class="th" colspan="8">3 Months Ended</th>
<th class="th" colspan="3">12 Months Ended</th>
</tr>
<tr>
<th class="th"><div>Dec. 31, 2015</div></th>
<th class="th"><div>Sep. 30, 2015</div></th>
<th class="th"><div>Jun. 30, 2015</div></th>
<th class="th"><div>Mar. 31, 2015</div></th>
<th class="th"><div>Dec. 31, 2014</div></th>
<th class="th"><div>Sep. 30, 2014</div></th>
<th class="th"><div>Jun. 30, 2014</div></th>
<th class="th"><div>Mar. 31, 2014</div></th>
<th class="th"><div>Dec. 31, 2015</div></th>
<th class="th"><div>Dec. 31, 2014</div></th>
<th class="th"><div>Dec. 31, 2013</div></th>
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<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_ffic_EarningsPerCommonShareAbstract', window );"><strong>Earnings Per Common Share [Abstract]</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_NetIncomeLoss', window );">Net income, as reported (in Dollars)</a></td>
<td class="nump">$ 11,634<span></span>
</td>
<td class="nump">$ 11,008<span></span>
</td>
<td class="nump">$ 14,834<span></span>
</td>
<td class="nump">$ 8,733<span></span>
</td>
<td class="nump">$ 11,057<span></span>
</td>
<td class="nump">$ 11,201<span></span>
</td>
<td class="nump">$ 11,685<span></span>
</td>
<td class="nump">$ 10,296<span></span>
</td>
<td class="nump">$ 46,209<span></span>
</td>
<td class="nump">$ 44,239<span></span>
</td>
<td class="nump">$ 37,752<span></span>
</td>
</tr>
<tr class="re">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_ffic_DividedByAbstract', window );"><strong>Divided by:</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_WeightedAverageNumberOfSharesOutstandingBasic', window );">Weighted average common shares outstanding</a></td>
<td class="nump">28,862<span></span>
</td>
<td class="nump">28,927<span></span>
</td>
<td class="nump">29,246<span></span>
</td>
<td class="nump">29,397<span></span>
</td>
<td class="nump">29,343<span></span>
</td>
<td class="nump">29,772<span></span>
</td>
<td class="nump">30,059<span></span>
</td>
<td class="nump">29,984<span></span>
</td>
<td class="nump">29,106<span></span>
</td>
<td class="nump">29,788<span></span>
</td>
<td class="nump">30,047<span></span>
</td>
</tr>
<tr class="re">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_WeightedAverageNumberDilutedSharesOutstandingAdjustment', window );">Weighted average common stock equivalents</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="nump">20<span></span>
</td>
<td class="nump">29<span></span>
</td>
<td class="nump">26<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_WeightedAverageNumberOfDilutedSharesOutstanding', window );">Total weighted average common shares outstanding and common stock equivalents</a></td>
<td class="nump">28,879<span></span>
</td>
<td class="nump">28,946<span></span>
</td>
<td class="nump">29,268<span></span>
</td>
<td class="nump">29,419<span></span>
</td>
<td class="nump">29,366<span></span>
</td>
<td class="nump">29,796<span></span>
</td>
<td class="nump">30,090<span></span>
</td>
<td class="nump">30,022<span></span>
</td>
<td class="nump">29,126<span></span>
</td>
<td class="nump">29,817<span></span>
</td>
<td class="nump">30,073<span></span>
</td>
</tr>
<tr class="re">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_EarningsPerShareBasic', window );">Basic earnings per common share (in Dollars per share)</a></td>
<td class="nump">$ 0.40<span></span>
</td>
<td class="nump">$ 0.38<span></span>
</td>
<td class="nump">$ 0.51<span></span>
</td>
<td class="nump">$ 0.30<span></span>
</td>
<td class="nump">$ 0.38<span></span>
</td>
<td class="nump">$ 0.38<span></span>
</td>
<td class="nump">$ 0.39<span></span>
</td>
<td class="nump">$ 0.34<span></span>
</td>
<td class="nump">$ 1.59<span></span>
</td>
<td class="nump">$ 1.49<span></span>
</td>
<td class="nump">$ 1.26<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_EarningsPerShareDiluted', window );">Diluted earnings per common share (in Dollars per share)</a></td>
<td class="nump">$ 0.40<span></span>
</td>
<td class="nump">$ 0.38<span></span>
</td>
<td class="nump">$ 0.51<span></span>
</td>
<td class="nump">$ 0.30<span></span>
</td>
<td class="nump">$ 0.38<span></span>
</td>
<td class="nump">$ 0.38<span></span>
</td>
<td class="nump">$ 0.39<span></span>
</td>
<td class="nump">$ 0.34<span></span>
</td>
<td class="nump">$ 1.59<span></span>
</td>
<td class="nump">$ 1.48<span></span>
</td>
<td class="nump">$ 1.26<span></span>
</td>
</tr>
<tr class="re">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_ffic_DividendPayoutRatio', window );">Dividend Payout ratio</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="nump">40.30%<span></span>
</td>
<td class="nump">40.30%<span></span>
</td>
<td class="nump">41.30%<span></span>
</td>
</tr>
</table>
<div style="display: none;">
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_ffic_DividedByAbstract">
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<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- References</a><div><p>No definition available.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">ffic_DividedByAbstract</td>
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<tr>
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<td><strong> Balance Type:</strong></td>
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<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
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<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_ffic_DividendPayoutRatio">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>Dividend payout ratio.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>No definition available.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
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</tr>
<tr>
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<tr>
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<td>na</td>
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<tr>
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</tr>
</table></div>
</div></td></tr>
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<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- References</a><div><p>No definition available.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">ffic_EarningsPerCommonShareAbstract</td>
</tr>
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<tr>
<td><strong> Balance Type:</strong></td>
<td>na</td>
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<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
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<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_EarningsPerShareBasic">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>The amount of net income (loss) for the period per each share of common stock or unit outstanding during the reporting period.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 260<br> -SubTopic 10<br> -Section 50<br> -Paragraph 1<br> -URI http://asc.fasb.org/extlink&amp;oid=6371337&amp;loc=d3e3550-109257<br><br>Reference 2: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 225<br> -SubTopic 10<br> -Section S99<br> -Paragraph 2<br> -Subparagraph (SX 210.5-03.21)<br> -URI http://asc.fasb.org/extlink&amp;oid=26872669&amp;loc=d3e20235-122688<br><br>Reference 3: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 260<br> -SubTopic 10<br> -Section 55<br> -Paragraph 52<br> -URI http://asc.fasb.org/extlink&amp;oid=32703322&amp;loc=d3e4984-109258<br><br>Reference 4: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 260<br> -SubTopic 10<br> -Section 45<br> -Paragraph 2<br> -URI http://asc.fasb.org/extlink&amp;oid=7655603&amp;loc=d3e1252-109256<br><br>Reference 5: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 944<br> -SubTopic 225<br> -Section S99<br> -Paragraph 1<br> -Subparagraph (SX 210.7-04.19)<br> -URI http://asc.fasb.org/extlink&amp;oid=6879464&amp;loc=d3e573970-122913<br><br>Reference 6: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 942<br> -SubTopic 225<br> -Section S99<br> -Paragraph 1<br> -Subparagraph (SX 210.9-04.23)<br> -URI http://asc.fasb.org/extlink&amp;oid=6879574&amp;loc=d3e536633-122882<br><br>Reference 7: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher SEC<br> -Name Regulation S-X (SX)<br> -Number 210<br> -Section 04<br> -Paragraph 18<br> -Article 7<br><br>Reference 8: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher SEC<br> -Name Regulation S-X (SX)<br> -Number 210<br> -Section 03<br> -Paragraph 20<br> -Article 5<br><br>Reference 9: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher SEC<br> -Name Regulation S-X (SX)<br> -Number 210<br> -Section 04<br> -Paragraph 21<br> -Article 9<br></p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_EarningsPerShareBasic</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>us-gaap_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>num:perShareItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_EarningsPerShareDiluted">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>The amount of net income (loss) for the period available to each share of common stock or common unit outstanding during the reporting period and to each share or unit that would have been outstanding assuming the issuance of common shares or units for all dilutive potential common shares or units outstanding during the reporting period.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 225<br> -SubTopic 10<br> -Section S99<br> -Paragraph 2<br> -Subparagraph (SX 210.5-03.21)<br> -URI http://asc.fasb.org/extlink&amp;oid=26872669&amp;loc=d3e20235-122688<br><br>Reference 2: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 260<br> -SubTopic 10<br> -Section 45<br> -Paragraph 2<br> -URI http://asc.fasb.org/extlink&amp;oid=7655603&amp;loc=d3e1252-109256<br><br>Reference 3: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher SEC<br> -Name Regulation S-X (SX)<br> -Number 210<br> -Section 04<br> -Paragraph 18<br> -Article 7<br><br>Reference 4: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher SEC<br> -Name Regulation S-X (SX)<br> -Number 210<br> -Section 03<br> -Paragraph 20<br> -Article 5<br><br>Reference 5: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher SEC<br> -Name Regulation S-X (SX)<br> -Number 210<br> -Section 04<br> -Paragraph 21<br> -Article 9<br></p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_EarningsPerShareDiluted</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>us-gaap_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>num:perShareItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_NetIncomeLoss">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>The portion of profit or loss for the period, net of income taxes, which is attributable to the parent.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Glossary Net Income<br> -URI http://asc.fasb.org/extlink&amp;oid=51831255<br><br>Reference 2: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 230<br> -SubTopic 10<br> -Section 45<br> -Paragraph 28<br> -URI http://asc.fasb.org/extlink&amp;oid=56944662&amp;loc=d3e3602-108585<br><br>Reference 3: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 944<br> -SubTopic 225<br> -Section S99<br> -Paragraph 1<br> -Subparagraph (SX 210.7-04.19)<br> -URI http://asc.fasb.org/extlink&amp;oid=6879464&amp;loc=d3e573970-122913<br><br>Reference 4: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 260<br> -SubTopic 10<br> -Section 50<br> -Paragraph 1<br> -URI http://asc.fasb.org/extlink&amp;oid=6371337&amp;loc=d3e3550-109257<br><br>Reference 5: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 225<br> -SubTopic 10<br> -Section S99<br> -Paragraph 2<br> -Subparagraph (SX 210.5-03.18)<br> -URI http://asc.fasb.org/extlink&amp;oid=26872669&amp;loc=d3e20235-122688<br><br>Reference 6: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 944<br> -SubTopic 225<br> -Section S99<br> -Paragraph 1<br> -Subparagraph (SX 210.7-04.22)<br> -URI http://asc.fasb.org/extlink&amp;oid=6879464&amp;loc=d3e573970-122913<br><br>Reference 7: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Glossary Other Comprehensive Income<br> -URI http://asc.fasb.org/extlink&amp;oid=51831270<br><br>Reference 8: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher SEC<br> -Name Regulation S-X (SX)<br> -Number 210<br> -Section 03<br> -Paragraph 19<br> -Article 5<br><br>Reference 9: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher SEC<br> -Name Regulation S-X (SX)<br> -Number 210<br> -Section 04<br> -Paragraph 20<br> -Article 9<br></p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_NetIncomeLoss</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>us-gaap_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>credit</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_WeightedAverageNumberDilutedSharesOutstandingAdjustment">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>The sum of dilutive potential common shares or units used in the calculation of the diluted per-share or per-unit computation.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 260<br> -SubTopic 10<br> -Section 50<br> -Paragraph 1<br> -Subparagraph (a)<br> -URI http://asc.fasb.org/extlink&amp;oid=6371337&amp;loc=d3e3550-109257<br></p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_WeightedAverageNumberDilutedSharesOutstandingAdjustment</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>us-gaap_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:sharesItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_WeightedAverageNumberOfDilutedSharesOutstanding">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>The average number of shares or units issued and outstanding that are used in calculating diluted EPS or earnings per unit (EPU), determined based on the timing of issuance of shares or units in the period.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 260<br> -SubTopic 10<br> -Section 45<br> -Paragraph 16<br> -URI http://asc.fasb.org/extlink&amp;oid=7655603&amp;loc=d3e1505-109256<br><br>Reference 2: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 260<br> -SubTopic 10<br> -Section 50<br> -Paragraph 1<br> -Subparagraph (a)<br> -URI http://asc.fasb.org/extlink&amp;oid=6371337&amp;loc=d3e3550-109257<br></p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_WeightedAverageNumberOfDilutedSharesOutstanding</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>us-gaap_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
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</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_WeightedAverageNumberOfSharesOutstandingBasic">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>Number of [basic] shares or units, after adjustment for contingently issuable shares or units and other shares or units not deemed outstanding, determined by relating the portion of time within a reporting period that common shares or units have been outstanding to the total time in that period.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 260<br> -SubTopic 10<br> -Section 50<br> -Paragraph 1<br> -Subparagraph (a)<br> -URI http://asc.fasb.org/extlink&amp;oid=6371337&amp;loc=d3e3550-109257<br><br>Reference 2: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 260<br> -SubTopic 10<br> -Section 45<br> -Paragraph 10<br> -URI http://asc.fasb.org/extlink&amp;oid=7655603&amp;loc=d3e1448-109256<br><br>Reference 3: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Glossary Weighted-Average Number of Common Shares Outstanding<br> -URI http://asc.fasb.org/extlink&amp;oid=6528421<br></p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_WeightedAverageNumberOfSharesOutstandingBasic</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>us-gaap_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:sharesItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
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<span style="display: none;">v3.3.1.900</span><table class="report" border="0" cellspacing="2" id="idp6862529808">
<tr>
<th class="tl" colspan="1" rowspan="2"><div style="width: 200px;"><strong>Note 3 - Loans and Allowance for Loan Losses (Details)<br></strong></div></th>
<th class="th" colspan="3">12 Months Ended</th>
</tr>
<tr>
<th class="th">
<div>Dec. 31, 2015 </div>
<div>USD ($)</div>
</th>
<th class="th">
<div>Dec. 31, 2014 </div>
<div>USD ($)</div>
</th>
<th class="th"><div>Dec. 31, 2013</div></th>
</tr>
<tr class="re">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_ffic_Note3LoansandAllowanceforLoanLossesDetailsLineItems', window );"><strong>Note 3 - Loans and Allowance for Loan Losses (Details) [Line Items]</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_FinancingReceivableModificationsNumberOfContracts2', window );">Financing Receivable, Modifications, Number of Contracts</a></td>
<td class="nump">1<span></span>
</td>
<td class="nump">0<span></span>
</td>
<td class="nump">6<span></span>
</td>
</tr>
<tr class="re">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_ffic_FinancingReceivableModificationNumberOfContractsPaidInFull', window );">Financing Receivable Modification Number of Contracts Paid in Full</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="nump">2<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_FinancialInstrumentPerformanceStatusAxis=us-gaap_PerformingFinancingReceivableMember', window );">Performing Financial Instruments [Member]</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_ffic_Note3LoansandAllowanceforLoanLossesDetailsLineItems', window );"><strong>Note 3 - Loans and Allowance for Loan Losses (Details) [Line Items]</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_ffic_FinancingReceivableReModificationsNumberOfContracts', window );">Financing Receivable, Re-modifications, Number of Contracts</a></td>
<td class="nump">1<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_ffic_FinancingReceivableReModificationsRecordedInvestmentAdditionalAdvancement', window );">Financing Receivable, Re-modifications, Recorded Investment, Additional Advancement (in Dollars)</a></td>
<td class="nump">$ 28,000<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_FinancingReceivableModificationsNumberOfContracts2', window );">Financing Receivable, Modifications, Number of Contracts</a></td>
<td class="nump">24<span></span>
</td>
<td class="nump">25<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_FinancingReceivableModificationsRecordedInvestment', window );">Financing Receivable, Modifications, Recorded Investment (in Dollars)</a></td>
<td class="nump">$ 9,509,000<span></span>
</td>
<td class="nump">$ 10,391,000<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_FinancialInstrumentPerformanceStatusAxis=us-gaap_NonperformingFinancingReceivableMember', window );">Nonperforming Financial Instruments [Member]</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_ffic_Note3LoansandAllowanceforLoanLossesDetailsLineItems', window );"><strong>Note 3 - Loans and Allowance for Loan Losses (Details) [Line Items]</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_FinancingReceivableModificationsNumberOfContracts2', window );">Financing Receivable, Modifications, Number of Contracts</a></td>
<td class="nump">1<span></span>
</td>
<td class="nump">3<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_FinancingReceivableModificationsRecordedInvestment', window );">Financing Receivable, Modifications, Recorded Investment (in Dollars)</a></td>
<td class="nump">$ 400,000<span></span>
</td>
<td class="nump">$ 2,700,000<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_FinancingReceivablePortfolioSegmentAxis=ffic_MultifamilyResidentialPropertyAndCommercialRealEstateAndCommericalBusinessAndOtherLoansMember', window );">Multi-family Residential Property and Commercial Real Estate and Commerical Business and Other Loans [Member]</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_ffic_Note3LoansandAllowanceforLoanLossesDetailsLineItems', window );"><strong>Note 3 - Loans and Allowance for Loan Losses (Details) [Line Items]</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_ffic_LoanOriginationUnderwritingRequirementsMinimumDebtServiceCoverage', window );">Loan Origination, Underwriting Requirements, Minimum Debt Service Coverage</a></td>
<td class="nump">125.00%<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_ffic_LoanOriginationValueMaximumPercentage', window );">Loan Origination, Value, Maximum Percentage</a></td>
<td class="nump">75.00%<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_FinancingReceivablePortfolioSegmentAxis=ffic_MultifamilyResidentialPropertyAndCommercialRealEstateAndCommericalBusinessAndOtherLoansMember', window );">Multi-family Residential Property and Commercial Real Estate and Commerical Business and Other Loans [Member] | Gross Loans [Member] | Credit Concentration Risk [Member]</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_ffic_Note3LoansandAllowanceforLoanLossesDetailsLineItems', window );"><strong>Note 3 - Loans and Allowance for Loan Losses (Details) [Line Items]</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_ConcentrationRiskPercentage1', window );">Concentration Risk, Percentage</a></td>
<td class="nump">81.50%<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
</table>
<div style="display: none;">
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_ffic_FinancingReceivableModificationNumberOfContractsPaidInFull">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>Represents the number of contracts paid in full.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>No definition available.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">ffic_FinancingReceivableModificationNumberOfContractsPaidInFull</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>ffic_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:integerItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_ffic_FinancingReceivableReModificationsNumberOfContracts">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>Number of financing receivables that have been re-modified by troubled debt restructurings.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>No definition available.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">ffic_FinancingReceivableReModificationsNumberOfContracts</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>ffic_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:integerItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_ffic_FinancingReceivableReModificationsRecordedInvestmentAdditionalAdvancement">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>Advancement of an additional amount of investment in financing receivables re-modified by troubled debt restructurings.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>No definition available.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">ffic_FinancingReceivableReModificationsRecordedInvestmentAdditionalAdvancement</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>ffic_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>debit</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_ffic_LoanOriginationUnderwritingRequirementsMinimumDebtServiceCoverage">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>The minimum debt service coverage percentage required to meet the company's underwriting requirements for loan origination.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>No definition available.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">ffic_LoanOriginationUnderwritingRequirementsMinimumDebtServiceCoverage</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>ffic_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>num:percentItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>instant</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_ffic_LoanOriginationValueMaximumPercentage">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>The maximum percentage of appraised value or purchase price of property of which the company will originate loans.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>No definition available.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">ffic_LoanOriginationValueMaximumPercentage</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>ffic_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>num:percentItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>instant</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_ffic_Note3LoansandAllowanceforLoanLossesDetailsLineItems">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- References</a><div><p>No definition available.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">ffic_Note3LoansandAllowanceforLoanLossesDetailsLineItems</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>ffic_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:stringItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_ConcentrationRiskPercentage1">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>For an entity that discloses a concentration risk in relation to quantitative amount, which serves as the "benchmark" (or denominator) in the equation, this concept represents the concentration percentage derived from the division.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 275<br> -SubTopic 10<br> -Section 50<br> -Paragraph 18<br> -URI http://asc.fasb.org/extlink&amp;oid=51801978&amp;loc=d3e6351-108592<br><br>Reference 2: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 825<br> -SubTopic 10<br> -Section 50<br> -Paragraph 20<br> -URI http://asc.fasb.org/extlink&amp;oid=49121117&amp;loc=d3e13531-108611<br><br>Reference 3: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 275<br> -SubTopic 10<br> -Section 50<br> -Paragraph 20<br> -URI http://asc.fasb.org/extlink&amp;oid=51801978&amp;loc=d3e6404-108592<br><br>Reference 4: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 825<br> -SubTopic 10<br> -Section 50<br> -Paragraph 21<br> -Subparagraph (a)<br> -URI http://asc.fasb.org/extlink&amp;oid=49121117&amp;loc=d3e13537-108611<br></p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_ConcentrationRiskPercentage1</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>us-gaap_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>num:percentItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_FinancingReceivableModificationsNumberOfContracts2">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>Number of financing receivables that have been modified by troubled debt restructurings.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 310<br> -SubTopic 10<br> -Section 50<br> -Paragraph 33<br> -URI http://asc.fasb.org/extlink&amp;oid=49124121&amp;loc=SL6953676-111524<br></p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_FinancingReceivableModificationsNumberOfContracts2</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>us-gaap_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:integerItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
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<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>The amount of the outstanding recorded investment related to financing receivables that have been modified by troubled debt restructurings.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 310<br> -SubTopic 40<br> -Section 50<br> -Paragraph 4<br> -URI http://asc.fasb.org/extlink&amp;oid=25495931&amp;loc=d3e18845-111554<br></p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
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<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Details</a><div><table border="0" cellpadding="0" cellspacing="0">
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<td style="white-space:nowrap;">us-gaap_FinancialInstrumentPerformanceStatusAxis=us-gaap_PerformingFinancingReceivableMember</td>
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<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_FinancialInstrumentPerformanceStatusAxis=us-gaap_NonperformingFinancingReceivableMember">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
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<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Details</a><div><table border="0" cellpadding="0" cellspacing="0">
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<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
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<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Details</a><div><table border="0" cellpadding="0" cellspacing="0">
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<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_FinancingReceivablePortfolioSegmentAxis=ffic_MultifamilyResidentialPropertyAndCommercialRealEstateAndCommericalBusinessAndOtherLoansMember</td>
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<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
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<td style="white-space:nowrap;">us-gaap_ConcentrationRiskByBenchmarkAxis=ffic_GrossLoansMember</td>
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<td><strong> Data Type:</strong></td>
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<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_ConcentrationRiskByTypeAxis=us-gaap_CreditConcentrationRiskMember">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
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<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Details</a><div><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_ConcentrationRiskByTypeAxis=us-gaap_CreditConcentrationRiskMember</td>
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<span style="display: none;">v3.3.1.900</span><table class="report" border="0" cellspacing="2" id="idp6861773840">
<tr>
<th class="tl" colspan="1" rowspan="1"><div style="width: 200px;"><strong>Note 3 - Loans and Allowance for Loan Losses (Details) - The Composition of Loans is as Follows - USD ($)<br> $ in Thousands</strong></div></th>
<th class="th"><div>Dec. 31, 2015</div></th>
<th class="th"><div>Dec. 31, 2014</div></th>
</tr>
<tr class="re">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_AccountsNotesAndLoansReceivableLineItems', window );"><strong>Accounts, Notes, Loans and Financing Receivable [Line Items]</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_LoansAndLeasesReceivableNetOfDeferredIncome', window );">Loans</a></td>
<td class="nump">$ 4,372,611<span></span>
</td>
<td class="nump">$ 3,798,654<span></span>
</td>
</tr>
<tr class="re">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_LoansAndLeasesReceivableDeferredIncome', window );">Net unamortized premiums and unearned loan fees</a></td>
<td class="nump">15,368<span></span>
</td>
<td class="nump">11,719<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_LoansAndLeasesReceivableGrossCarryingAmount', window );">Total loans</a></td>
<td class="nump">4,387,979<span></span>
</td>
<td class="nump">3,810,373<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_AccountsNotesLoansAndFinancingReceivableByReceivableTypeAxis=ffic_MultiFamilyResidentialMember', window );">Multi-Family Residential [Member]</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_AccountsNotesAndLoansReceivableLineItems', window );"><strong>Accounts, Notes, Loans and Financing Receivable [Line Items]</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_LoansAndLeasesReceivableNetOfDeferredIncome', window );">Loans</a></td>
<td class="nump">2,055,228<span></span>
</td>
<td class="nump">1,923,460<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_AccountsNotesLoansAndFinancingReceivableByReceivableTypeAxis=ffic_CommercialRealEstateLoansMember', window );">Commercial Real Estate Loans [Member]</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_AccountsNotesAndLoansReceivableLineItems', window );"><strong>Accounts, Notes, Loans and Financing Receivable [Line Items]</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_LoansAndLeasesReceivableNetOfDeferredIncome', window );">Loans</a></td>
<td class="nump">1,001,236<span></span>
</td>
<td class="nump">621,569<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_AccountsNotesLoansAndFinancingReceivableByReceivableTypeAxis=ffic_OneToFourFamilyMixedUsePropertyMember', window );">One-To-Four Family - Mixed-Use Property [Member]</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_AccountsNotesAndLoansReceivableLineItems', window );"><strong>Accounts, Notes, Loans and Financing Receivable [Line Items]</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_LoansAndLeasesReceivableNetOfDeferredIncome', window );">Loans</a></td>
<td class="nump">573,043<span></span>
</td>
<td class="nump">573,779<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_AccountsNotesLoansAndFinancingReceivableByReceivableTypeAxis=ffic_OneToFourFamilyResidentialMember', window );">One-To-Four Family - Residential [Member]</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_AccountsNotesAndLoansReceivableLineItems', window );"><strong>Accounts, Notes, Loans and Financing Receivable [Line Items]</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_LoansAndLeasesReceivableNetOfDeferredIncome', window );">Loans</a></td>
<td class="nump">187,838<span></span>
</td>
<td class="nump">187,572<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_AccountsNotesLoansAndFinancingReceivableByReceivableTypeAxis=ffic_CoOperativeApartmentsMember', window );">Co-Operative Apartments [Member]</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_AccountsNotesAndLoansReceivableLineItems', window );"><strong>Accounts, Notes, Loans and Financing Receivable [Line Items]</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_LoansAndLeasesReceivableNetOfDeferredIncome', window );">Loans</a></td>
<td class="nump">8,285<span></span>
</td>
<td class="nump">9,835<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_AccountsNotesLoansAndFinancingReceivableByReceivableTypeAxis=ffic_ConstructionMember', window );">Construction [Member]</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_AccountsNotesAndLoansReceivableLineItems', window );"><strong>Accounts, Notes, Loans and Financing Receivable [Line Items]</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_LoansAndLeasesReceivableNetOfDeferredIncome', window );">Loans</a></td>
<td class="nump">7,284<span></span>
</td>
<td class="nump">5,286<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_AccountsNotesLoansAndFinancingReceivableByReceivableTypeAxis=ffic_SmallBusinessAdministrationMember', window );">Small Business Administration [Member]</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_AccountsNotesAndLoansReceivableLineItems', window );"><strong>Accounts, Notes, Loans and Financing Receivable [Line Items]</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_LoansAndLeasesReceivableNetOfDeferredIncome', window );">Loans</a></td>
<td class="nump">12,194<span></span>
</td>
<td class="nump">7,134<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_AccountsNotesLoansAndFinancingReceivableByReceivableTypeAxis=ffic_TaxiMedallionMember', window );">Taxi Medallion [Member]</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_AccountsNotesAndLoansReceivableLineItems', window );"><strong>Accounts, Notes, Loans and Financing Receivable [Line Items]</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_LoansAndLeasesReceivableNetOfDeferredIncome', window );">Loans</a></td>
<td class="nump">20,881<span></span>
</td>
<td class="nump">22,519<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_AccountsNotesLoansAndFinancingReceivableByReceivableTypeAxis=ffic_CommercialBusinessAndOtherMember', window );">Commercial Business And Other [Member]</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_AccountsNotesAndLoansReceivableLineItems', window );"><strong>Accounts, Notes, Loans and Financing Receivable [Line Items]</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_LoansAndLeasesReceivableNetOfDeferredIncome', window );">Loans</a></td>
<td class="nump">$ 506,622<span></span>
</td>
<td class="nump">$ 447,500<span></span>
</td>
</tr>
</table>
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<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>Line items represent financial concepts included in a table. These concepts are used to disclose reportable information associated with domain members defined in one or many axes to the table.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>No definition available.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_AccountsNotesAndLoansReceivableLineItems</td>
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<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>Amount of deferred interest and fee income, unamortized costs incurred to originate loans and leases, unamortized loan commitments and loan syndication fees, and premiums over or discounts from face amounts of acquired loans. Excludes amounts for loans and leases covered under loss sharing agreements.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 310<br> -SubTopic 20<br> -Section 50<br> -Paragraph 3<br> -URI http://asc.fasb.org/extlink&amp;oid=6378556&amp;loc=d3e10152-111534<br><br>Reference 2: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 310<br> -SubTopic 10<br> -Section 50<br> -Paragraph 4<br> -URI http://asc.fasb.org/extlink&amp;oid=49124121&amp;loc=d3e5074-111524<br><br>Reference 3: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 942<br> -SubTopic 210<br> -Section S99<br> -Paragraph 1<br> -Subparagraph (SX 210.9-03.7)<br> -URI http://asc.fasb.org/extlink&amp;oid=6876686&amp;loc=d3e534808-122878<br><br>Reference 4: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 840<br> -SubTopic 30<br> -Section 50<br> -Paragraph 4<br> -Subparagraph (a)(4)<br> -URI http://asc.fasb.org/extlink&amp;oid=25496975&amp;loc=d3e45377-112738<br></p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_LoansAndLeasesReceivableDeferredIncome</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>us-gaap_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>credit</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>instant</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_LoansAndLeasesReceivableGrossCarryingAmount">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>Amount before allowance of loans and leases held in portfolio, including but not limited to, commercial and consumer loans. Includes deferred interest and fees, undisbursed portion of loan balance, unamortized costs and premiums and discounts from face amounts. Excludes loans and leases covered under loss sharing agreements.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 310<br> -SubTopic 10<br> -Section 45<br> -Paragraph 2<br> -URI http://asc.fasb.org/extlink&amp;oid=28367877&amp;loc=d3e4428-111522<br></p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_LoansAndLeasesReceivableGrossCarryingAmount</td>
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<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
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<td><strong> Data Type:</strong></td>
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<tr>
<td><strong> Balance Type:</strong></td>
<td>debit</td>
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<tr>
<td><strong> Period Type:</strong></td>
<td>instant</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_LoansAndLeasesReceivableNetOfDeferredIncome">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>Amount before allowance and after deduction of deferred interest and fees, unamortized costs and premiums and discounts from face amounts, of loans and leases held in portfolio, including but not limited to, commercial and consumer loans. Excludes loans and leases covered under loss sharing agreements.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 310<br> -SubTopic 10<br> -Section 45<br> -Paragraph 2<br> -URI http://asc.fasb.org/extlink&amp;oid=28367877&amp;loc=d3e4428-111522<br><br>Reference 2: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 310<br> -SubTopic 10<br> -Section 50<br> -Paragraph 4<br> -URI http://asc.fasb.org/extlink&amp;oid=49124121&amp;loc=d3e5074-111524<br></p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_LoansAndLeasesReceivableNetOfDeferredIncome</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>us-gaap_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>debit</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>instant</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_AccountsNotesLoansAndFinancingReceivableByReceivableTypeAxis=ffic_MultiFamilyResidentialMember">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Details</a><div><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_AccountsNotesLoansAndFinancingReceivableByReceivableTypeAxis=ffic_MultiFamilyResidentialMember</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td></td>
</tr>
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<td><strong> Data Type:</strong></td>
<td>na</td>
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<tr>
<td><strong> Balance Type:</strong></td>
<td></td>
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<td><strong> Period Type:</strong></td>
<td></td>
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<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Details</a><div><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_AccountsNotesLoansAndFinancingReceivableByReceivableTypeAxis=ffic_CommercialRealEstateLoansMember</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td></td>
</tr>
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<td><strong> Data Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td></td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_AccountsNotesLoansAndFinancingReceivableByReceivableTypeAxis=ffic_OneToFourFamilyMixedUsePropertyMember">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Details</a><div><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_AccountsNotesLoansAndFinancingReceivableByReceivableTypeAxis=ffic_OneToFourFamilyMixedUsePropertyMember</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td></td>
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<tr>
<td><strong> Period Type:</strong></td>
<td></td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_AccountsNotesLoansAndFinancingReceivableByReceivableTypeAxis=ffic_OneToFourFamilyResidentialMember">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Details</a><div><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_AccountsNotesLoansAndFinancingReceivableByReceivableTypeAxis=ffic_OneToFourFamilyResidentialMember</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td></td>
</tr>
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<td><strong> Data Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td></td>
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<tr>
<td><strong> Period Type:</strong></td>
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<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_AccountsNotesLoansAndFinancingReceivableByReceivableTypeAxis=ffic_CoOperativeApartmentsMember">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Details</a><div><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_AccountsNotesLoansAndFinancingReceivableByReceivableTypeAxis=ffic_CoOperativeApartmentsMember</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td></td>
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<tr>
<td><strong> Period Type:</strong></td>
<td></td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_AccountsNotesLoansAndFinancingReceivableByReceivableTypeAxis=ffic_ConstructionMember">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Details</a><div><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_AccountsNotesLoansAndFinancingReceivableByReceivableTypeAxis=ffic_ConstructionMember</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td></td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_AccountsNotesLoansAndFinancingReceivableByReceivableTypeAxis=ffic_SmallBusinessAdministrationMember">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Details</a><div><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_AccountsNotesLoansAndFinancingReceivableByReceivableTypeAxis=ffic_SmallBusinessAdministrationMember</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td></td>
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<td><strong> Data Type:</strong></td>
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<tr>
<td><strong> Period Type:</strong></td>
<td></td>
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</div></td></tr>
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<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_AccountsNotesLoansAndFinancingReceivableByReceivableTypeAxis=ffic_TaxiMedallionMember">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Details</a><div><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_AccountsNotesLoansAndFinancingReceivableByReceivableTypeAxis=ffic_TaxiMedallionMember</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td></td>
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<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_AccountsNotesLoansAndFinancingReceivableByReceivableTypeAxis=ffic_CommercialBusinessAndOtherMember">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Details</a><div><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_AccountsNotesLoansAndFinancingReceivableByReceivableTypeAxis=ffic_CommercialBusinessAndOtherMember</td>
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<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td></td>
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<tr>
<td><strong> Data Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td></td>
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<tr>
<td><strong> Period Type:</strong></td>
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<span style="display: none;">v3.3.1.900</span><table class="report" border="0" cellspacing="2" id="idp6841097744">
<tr>
<th class="tl" colspan="1" rowspan="2"><div style="width: 200px;"><strong>Note 3 - Loans and Allowance for Loan Losses (Details) - Loans Modified and Classified as TDR<br> $ in Thousands</strong></div></th>
<th class="th" colspan="3">12 Months Ended</th>
</tr>
<tr>
<th class="th">
<div>Dec. 31, 2015 </div>
<div>USD ($)</div>
</th>
<th class="th"><div>Dec. 31, 2014</div></th>
<th class="th">
<div>Dec. 31, 2013 </div>
<div>USD ($)</div>
</th>
</tr>
<tr class="re">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_FinancingReceivableModificationsLineItems', window );"><strong>Financing Receivable, Modifications [Line Items]</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_FinancingReceivableModificationsNumberOfContracts2', window );">Number</a></td>
<td class="nump">1<span></span>
</td>
<td class="nump">0<span></span>
</td>
<td class="nump">6<span></span>
</td>
</tr>
<tr class="re">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_FinancingReceivableModificationsPostModificationRecordedInvestment2', window );">Balance</a></td>
<td class="nump">$ 41<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="nump">$ 2,048<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_FinancingReceivablePortfolioSegmentAxis=ffic_SmallBusinessAdministrationPortfolioSegmentMember', window );">Small Business Administration Portfolio Segment [Member] | Interest Rate Below Market Reduction [Member]</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_FinancingReceivableModificationsLineItems', window );"><strong>Financing Receivable, Modifications [Line Items]</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_FinancingReceivableModificationsNumberOfContracts2', window );">Number</a></td>
<td class="nump">1<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_FinancingReceivableModificationsPostModificationRecordedInvestment2', window );">Balance</a></td>
<td class="nump">$ 41<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_FinancingReceivablePortfolioSegmentAxis=ffic_MultifamilyResidentialPortfolioSegmentMember', window );">Multi-family Residential Portfolio Segment [Member] | Interest Rate Below Market Reduction [Member]</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_FinancingReceivableModificationsLineItems', window );"><strong>Financing Receivable, Modifications [Line Items]</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_FinancingReceivableModificationsNumberOfContracts2', window );">Number</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="nump">2<span></span>
</td>
</tr>
<tr class="re">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_FinancingReceivableModificationsPostModificationRecordedInvestment2', window );">Balance</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="nump">$ 698<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_FinancingReceivablePortfolioSegmentAxis=us-gaap_CommercialRealEstatePortfolioSegmentMember', window );">Commercial Real Estate Portfolio Segment [Member] | Interest Rate Below Market Reduction [Member]</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_FinancingReceivableModificationsLineItems', window );"><strong>Financing Receivable, Modifications [Line Items]</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_FinancingReceivableModificationsNumberOfContracts2', window );">Number</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="nump">1<span></span>
</td>
</tr>
<tr class="re">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_FinancingReceivableModificationsPostModificationRecordedInvestment2', window );">Balance</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="nump">$ 273<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_FinancingReceivablePortfolioSegmentAxis=ffic_OneToFourFamilyMixedUsePropertyPortfolioSegmentMember', window );">One-to-Four Family - Mixed-Use Property Portfolio Segment [Member] | Interest Rate Below Market Reduction [Member]</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_FinancingReceivableModificationsLineItems', window );"><strong>Financing Receivable, Modifications [Line Items]</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_FinancingReceivableModificationsNumberOfContracts2', window );">Number</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="nump">1<span></span>
</td>
</tr>
<tr class="re">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_FinancingReceivableModificationsPostModificationRecordedInvestment2', window );">Balance</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="nump">$ 390<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_FinancingReceivablePortfolioSegmentAxis=ffic_CommercialBusinessAndOtherPortfolioSegmentMember', window );">Commercial Business and Other Portfolio Segment [Member] | Interest Rate Below Market Reduction [Member]</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_FinancingReceivableModificationsLineItems', window );"><strong>Financing Receivable, Modifications [Line Items]</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_FinancingReceivableModificationsNumberOfContracts2', window );">Number</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="nump">2<span></span>
</td>
</tr>
<tr class="re">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_FinancingReceivableModificationsPostModificationRecordedInvestment2', window );">Balance</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="nump">$ 687<span></span>
</td>
</tr>
</table>
<div style="display: none;">
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_FinancingReceivableModificationsLineItems">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>Line items represent financial concepts included in a table. These concepts are used to disclose reportable information associated with domain members defined in one or many axes to the table.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>No definition available.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_FinancingReceivableModificationsLineItems</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>us-gaap_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:stringItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_FinancingReceivableModificationsNumberOfContracts2">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>Number of financing receivables that have been modified by troubled debt restructurings.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 310<br> -SubTopic 10<br> -Section 50<br> -Paragraph 33<br> -URI http://asc.fasb.org/extlink&amp;oid=49124121&amp;loc=SL6953676-111524<br></p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_FinancingReceivableModificationsNumberOfContracts2</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>us-gaap_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:integerItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_FinancingReceivableModificationsPostModificationRecordedInvestment2">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>Post-modification amount of investment in financing receivables modified by troubled debt restructurings.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 310<br> -SubTopic 10<br> -Section 50<br> -Paragraph 33<br> -URI http://asc.fasb.org/extlink&amp;oid=49124121&amp;loc=SL6953676-111524<br></p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_FinancingReceivableModificationsPostModificationRecordedInvestment2</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>us-gaap_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>debit</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_FinancingReceivablePortfolioSegmentAxis=ffic_SmallBusinessAdministrationPortfolioSegmentMember">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Details</a><div><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_FinancingReceivablePortfolioSegmentAxis=ffic_SmallBusinessAdministrationPortfolioSegmentMember</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td></td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_LoanRestructuringModificationAxis=us-gaap_InterestRateBelowMarketReductionMember">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Details</a><div><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_LoanRestructuringModificationAxis=us-gaap_InterestRateBelowMarketReductionMember</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td></td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_FinancingReceivablePortfolioSegmentAxis=ffic_MultifamilyResidentialPortfolioSegmentMember">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Details</a><div><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_FinancingReceivablePortfolioSegmentAxis=ffic_MultifamilyResidentialPortfolioSegmentMember</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td></td>
</tr>
</table></div>
</div></td></tr>
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<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_FinancingReceivablePortfolioSegmentAxis=us-gaap_CommercialRealEstatePortfolioSegmentMember">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Details</a><div><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_FinancingReceivablePortfolioSegmentAxis=us-gaap_CommercialRealEstatePortfolioSegmentMember</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td></td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_FinancingReceivablePortfolioSegmentAxis=ffic_OneToFourFamilyMixedUsePropertyPortfolioSegmentMember">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Details</a><div><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_FinancingReceivablePortfolioSegmentAxis=ffic_OneToFourFamilyMixedUsePropertyPortfolioSegmentMember</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td></td>
</tr>
</table></div>
</div></td></tr>
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<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_FinancingReceivablePortfolioSegmentAxis=ffic_CommercialBusinessAndOtherPortfolioSegmentMember">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Details</a><div><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_FinancingReceivablePortfolioSegmentAxis=ffic_CommercialBusinessAndOtherPortfolioSegmentMember</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td></td>
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</div></td></tr>
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<head>
<title></title>
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<span style="display: none;">v3.3.1.900</span><table class="report" border="0" cellspacing="2" id="idp6862875040">
<tr>
<th class="tl" colspan="1" rowspan="2"><div style="width: 200px;"><strong>Note 3 - Loans and Allowance for Loan Losses (Details) - Troubled Debt Restructurings That Are Performing According to Their Restructured Terms<br> $ in Thousands</strong></div></th>
<th class="th" colspan="3">12 Months Ended</th>
</tr>
<tr>
<th class="th">
<div>Dec. 31, 2015 </div>
<div>USD ($)</div>
</th>
<th class="th">
<div>Dec. 31, 2014 </div>
<div>USD ($)</div>
</th>
<th class="th"><div>Dec. 31, 2013</div></th>
</tr>
<tr class="re">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_FinancingReceivableModificationsLineItems', window );"><strong>Financing Receivable, Modifications [Line Items]</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_FinancingReceivableModificationsNumberOfContracts2', window );">Number of contracts</a></td>
<td class="nump">1<span></span>
</td>
<td class="nump">0<span></span>
</td>
<td class="nump">6<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_FinancialInstrumentPerformanceStatusAxis=us-gaap_PerformingFinancingReceivableMember', window );">Performing Financial Instruments [Member]</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_FinancingReceivableModificationsLineItems', window );"><strong>Financing Receivable, Modifications [Line Items]</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_FinancingReceivableModificationsNumberOfContracts2', window );">Number of contracts</a></td>
<td class="nump">24<span></span>
</td>
<td class="nump">25<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_FinancingReceivableModificationsRecordedInvestment', window );">Recorded investment</a></td>
<td class="nump">$ 9,509<span></span>
</td>
<td class="nump">$ 10,391<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_FinancialInstrumentPerformanceStatusAxis=us-gaap_PerformingFinancingReceivableMember', window );">Performing Financial Instruments [Member] | Multi-family Residential Portfolio Segment [Member]</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_FinancingReceivableModificationsLineItems', window );"><strong>Financing Receivable, Modifications [Line Items]</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_FinancingReceivableModificationsNumberOfContracts2', window );">Number of contracts</a></td>
<td class="nump">9<span></span>
</td>
<td class="nump">10<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_FinancingReceivableModificationsRecordedInvestment', window );">Recorded investment</a></td>
<td class="nump">$ 2,626<span></span>
</td>
<td class="nump">$ 3,034<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_FinancialInstrumentPerformanceStatusAxis=us-gaap_PerformingFinancingReceivableMember', window );">Performing Financial Instruments [Member] | Commercial Real Estate Portfolio Segment [Member]</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_FinancingReceivableModificationsLineItems', window );"><strong>Financing Receivable, Modifications [Line Items]</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_FinancingReceivableModificationsNumberOfContracts2', window );">Number of contracts</a></td>
<td class="nump">3<span></span>
</td>
<td class="nump">3<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_FinancingReceivableModificationsRecordedInvestment', window );">Recorded investment</a></td>
<td class="nump">$ 2,371<span></span>
</td>
<td class="nump">$ 2,373<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_FinancialInstrumentPerformanceStatusAxis=us-gaap_PerformingFinancingReceivableMember', window );">Performing Financial Instruments [Member] | One-to-Four Family - Mixed-Use Property Portfolio Segment [Member]</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_FinancingReceivableModificationsLineItems', window );"><strong>Financing Receivable, Modifications [Line Items]</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_FinancingReceivableModificationsNumberOfContracts2', window );">Number of contracts</a></td>
<td class="nump">6<span></span>
</td>
<td class="nump">7<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_FinancingReceivableModificationsRecordedInvestment', window );">Recorded investment</a></td>
<td class="nump">$ 2,052<span></span>
</td>
<td class="nump">$ 2,381<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_FinancialInstrumentPerformanceStatusAxis=us-gaap_PerformingFinancingReceivableMember', window );">Performing Financial Instruments [Member] | One-to-Four Family Residential Portfolio Segment [Member]</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_FinancingReceivableModificationsLineItems', window );"><strong>Financing Receivable, Modifications [Line Items]</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_FinancingReceivableModificationsNumberOfContracts2', window );">Number of contracts</a></td>
<td class="nump">1<span></span>
</td>
<td class="nump">1<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_FinancingReceivableModificationsRecordedInvestment', window );">Recorded investment</a></td>
<td class="nump">$ 343<span></span>
</td>
<td class="nump">$ 354<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_FinancialInstrumentPerformanceStatusAxis=us-gaap_PerformingFinancingReceivableMember', window );">Performing Financial Instruments [Member] | Small Business Administration Portfolio Segment [Member]</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_FinancingReceivableModificationsLineItems', window );"><strong>Financing Receivable, Modifications [Line Items]</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_FinancingReceivableModificationsNumberOfContracts2', window );">Number of contracts</a></td>
<td class="nump">1<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_FinancingReceivableModificationsRecordedInvestment', window );">Recorded investment</a></td>
<td class="nump">$ 34<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_FinancialInstrumentPerformanceStatusAxis=us-gaap_PerformingFinancingReceivableMember', window );">Performing Financial Instruments [Member] | Commercial Business and Other Portfolio Segment [Member]</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_FinancingReceivableModificationsLineItems', window );"><strong>Financing Receivable, Modifications [Line Items]</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_FinancingReceivableModificationsNumberOfContracts2', window );">Number of contracts</a></td>
<td class="nump">4<span></span>
</td>
<td class="nump">4<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_FinancingReceivableModificationsRecordedInvestment', window );">Recorded investment</a></td>
<td class="nump">$ 2,083<span></span>
</td>
<td class="nump">$ 2,249<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
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<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>Line items represent financial concepts included in a table. These concepts are used to disclose reportable information associated with domain members defined in one or many axes to the table.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>No definition available.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_FinancingReceivableModificationsLineItems</td>
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<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
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<td><strong> Data Type:</strong></td>
<td>xbrli:stringItemType</td>
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<tr>
<td><strong> Balance Type:</strong></td>
<td>na</td>
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<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_FinancingReceivableModificationsNumberOfContracts2">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>Number of financing receivables that have been modified by troubled debt restructurings.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 310<br> -SubTopic 10<br> -Section 50<br> -Paragraph 33<br> -URI http://asc.fasb.org/extlink&amp;oid=49124121&amp;loc=SL6953676-111524<br></p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_FinancingReceivableModificationsNumberOfContracts2</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>us-gaap_</td>
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<tr>
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<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>The amount of the outstanding recorded investment related to financing receivables that have been modified by troubled debt restructurings.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 310<br> -SubTopic 40<br> -Section 50<br> -Paragraph 4<br> -URI http://asc.fasb.org/extlink&amp;oid=25495931&amp;loc=d3e18845-111554<br></p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
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<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Details</a><div><table border="0" cellpadding="0" cellspacing="0">
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<td><strong> Name:</strong></td>
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<span style="display: none;">v3.3.1.900</span><table class="report" border="0" cellspacing="2" id="idp6859283712">
<tr>
<th class="tl" colspan="1" rowspan="2"><div style="width: 200px;"><strong>Note 3 - Loans and Allowance for Loan Losses (Details) - Troubled Debt Restructurings That Are Not Performing According to Their Restructured Terms - Nonperforming Financial Instruments [Member]<br> $ in Thousands</strong></div></th>
<th class="th" colspan="2">12 Months Ended</th>
</tr>
<tr>
<th class="th">
<div>Dec. 31, 2015 </div>
<div>USD ($)</div>
</th>
<th class="th">
<div>Dec. 31, 2014 </div>
<div>USD ($)</div>
</th>
</tr>
<tr class="re">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_FinancingReceivableModificationsLineItems', window );"><strong>Financing Receivable, Modifications [Line Items]</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_FinancingReceivableModificationsSubsequentDefaultNumberOfContracts1', window );">Number of contracts</a></td>
<td class="nump">1<span></span>
</td>
<td class="nump">2<span></span>
</td>
</tr>
<tr class="re">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_FinancingReceivableModificationsSubsequentDefaultRecordedInvestment1', window );">Recorded investment</a></td>
<td class="nump">$ 391<span></span>
</td>
<td class="nump">$ 2,439<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_FinancialInstrumentPerformanceStatusAxis=us-gaap_NonperformingFinancingReceivableMember', window );">Multi-family Residential Portfolio Segment [Member]</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_FinancingReceivableModificationsLineItems', window );"><strong>Financing Receivable, Modifications [Line Items]</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_FinancingReceivableModificationsSubsequentDefaultNumberOfContracts1', window );">Number of contracts</a></td>
<td class="nump">1<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_FinancingReceivableModificationsSubsequentDefaultRecordedInvestment1', window );">Recorded investment</a></td>
<td class="nump">$ 391<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_FinancialInstrumentPerformanceStatusAxis=us-gaap_NonperformingFinancingReceivableMember', window );">Commercial Real Estate Portfolio Segment [Member]</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_FinancingReceivableModificationsLineItems', window );"><strong>Financing Receivable, Modifications [Line Items]</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_FinancingReceivableModificationsSubsequentDefaultNumberOfContracts1', window );">Number of contracts</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="nump">1<span></span>
</td>
</tr>
<tr class="re">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_FinancingReceivableModificationsSubsequentDefaultRecordedInvestment1', window );">Recorded investment</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="nump">$ 2,252<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_FinancialInstrumentPerformanceStatusAxis=us-gaap_NonperformingFinancingReceivableMember', window );">One-to-Four Family - Mixed-Use Property Portfolio Segment [Member]</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_FinancingReceivableModificationsLineItems', window );"><strong>Financing Receivable, Modifications [Line Items]</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_FinancingReceivableModificationsSubsequentDefaultNumberOfContracts1', window );">Number of contracts</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="nump">1<span></span>
</td>
</tr>
<tr class="re">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_FinancingReceivableModificationsSubsequentDefaultRecordedInvestment1', window );">Recorded investment</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="nump">$ 187<span></span>
</td>
</tr>
</table>
<div style="display: none;">
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_FinancingReceivableModificationsLineItems">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>Line items represent financial concepts included in a table. These concepts are used to disclose reportable information associated with domain members defined in one or many axes to the table.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>No definition available.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_FinancingReceivableModificationsLineItems</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>us-gaap_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:stringItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_FinancingReceivableModificationsSubsequentDefaultNumberOfContracts1">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>Number of financing receivables that have been modified by troubled debt restructurings within the previous 12 months and for which there was a payment default.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 310<br> -SubTopic 10<br> -Section 50<br> -Paragraph 34<br> -URI http://asc.fasb.org/extlink&amp;oid=49124121&amp;loc=SL6953682-111524<br></p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_FinancingReceivableModificationsSubsequentDefaultNumberOfContracts1</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>us-gaap_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:integerItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_FinancingReceivableModificationsSubsequentDefaultRecordedInvestment1">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>Amount of investment related to financing receivables modified by troubled debt restructurings within the previous 12 months, for which there was a payment default.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 310<br> -SubTopic 10<br> -Section 50<br> -Paragraph 34<br> -URI http://asc.fasb.org/extlink&amp;oid=49124121&amp;loc=SL6953682-111524<br></p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_FinancingReceivableModificationsSubsequentDefaultRecordedInvestment1</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>us-gaap_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>debit</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
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<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_FinancialInstrumentPerformanceStatusAxis=us-gaap_NonperformingFinancingReceivableMember">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Details</a><div><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_FinancialInstrumentPerformanceStatusAxis=us-gaap_NonperformingFinancingReceivableMember</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td></td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_FinancingReceivablePortfolioSegmentAxis=ffic_MultifamilyResidentialPortfolioSegmentMember">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Details</a><div><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_FinancingReceivablePortfolioSegmentAxis=ffic_MultifamilyResidentialPortfolioSegmentMember</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td></td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_FinancingReceivablePortfolioSegmentAxis=us-gaap_CommercialRealEstatePortfolioSegmentMember">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Details</a><div><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_FinancingReceivablePortfolioSegmentAxis=us-gaap_CommercialRealEstatePortfolioSegmentMember</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td></td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_FinancingReceivablePortfolioSegmentAxis=ffic_OneToFourFamilyMixedUsePropertyPortfolioSegmentMember">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Details</a><div><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_FinancingReceivablePortfolioSegmentAxis=ffic_OneToFourFamilyMixedUsePropertyPortfolioSegmentMember</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td></td>
</tr>
</table></div>
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<TEXT>
<html>
<head>
<title></title>
<link rel="stylesheet" type="text/css" href="report.css">
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<span style="display: none;">v3.3.1.900</span><table class="report" border="0" cellspacing="2" id="idp6839991312">
<tr>
<th class="tl" colspan="1" rowspan="1"><div style="width: 200px;"><strong>Note 3 - Loans and Allowance for Loan Losses (Details) - Non-performing Loans - Nonperforming Financial Instruments [Member] - USD ($)<br> $ in Thousands</strong></div></th>
<th class="th"><div>Dec. 31, 2015</div></th>
<th class="th"><div>Dec. 31, 2014</div></th>
</tr>
<tr class="re">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_ffic_LoansNinetyDaysOrMorePastDueAndStillAccruingAbstract', window );"><strong>Loans ninety days or more past due and still accruing:</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_FinancingReceivableRecordedInvestment90DaysPastDueAndStillAccruing', window );">Loans ninety days or more past due and still accruing</a></td>
<td class="nump">$ 3,260<span></span>
</td>
<td class="nump">$ 2,301<span></span>
</td>
</tr>
<tr class="re">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_ffic_NonAccrualMortgageLoansAbstract', window );"><strong>Non-accrual mortgage loans:</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_FinancingReceivableRecordedInvestmentNonaccrualStatus', window );">Non-accrual loans</a></td>
<td class="nump">22,817<span></span>
</td>
<td class="nump">31,890<span></span>
</td>
</tr>
<tr class="re">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_ffic_TotalNonaccrualLoansAndLoansNinetyDaysOrMorePastDueAndStillAccruing', window );">Total non-accrual loans and ninety days or more past due and still accruing</a></td>
<td class="nump">26,077<span></span>
</td>
<td class="nump">34,191<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_AccountsNotesLoansAndFinancingReceivableByReceivableTypeAxis=us-gaap_MortgageReceivablesMember', window );">Mortgage Receivable [Member]</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_ffic_NonAccrualMortgageLoansAbstract', window );"><strong>Non-accrual mortgage loans:</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_FinancingReceivableRecordedInvestmentNonaccrualStatus', window );">Non-accrual loans</a></td>
<td class="nump">22,031<span></span>
</td>
<td class="nump">30,747<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_AccountsNotesLoansAndFinancingReceivableByReceivableTypeAxis=ffic_NonmortgageReceivablesMember', window );">Non-mortgage Receivables [Member]</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_ffic_NonAccrualMortgageLoansAbstract', window );"><strong>Non-accrual mortgage loans:</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_FinancingReceivableRecordedInvestmentNonaccrualStatus', window );">Non-accrual loans</a></td>
<td class="nump">786<span></span>
</td>
<td class="nump">1,143<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_FinancingReceivablePortfolioSegmentAxis=ffic_MultifamilyResidentialPortfolioSegmentMember', window );">Multi-family Residential Portfolio Segment [Member]</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_ffic_LoansNinetyDaysOrMorePastDueAndStillAccruingAbstract', window );"><strong>Loans ninety days or more past due and still accruing:</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_FinancingReceivableRecordedInvestment90DaysPastDueAndStillAccruing', window );">Loans ninety days or more past due and still accruing</a></td>
<td class="nump">233<span></span>
</td>
<td class="nump">676<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_FinancingReceivablePortfolioSegmentAxis=ffic_MultifamilyResidentialPortfolioSegmentMember', window );">Multi-family Residential Portfolio Segment [Member] | Mortgage Receivable [Member]</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_ffic_NonAccrualMortgageLoansAbstract', window );"><strong>Non-accrual mortgage loans:</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_FinancingReceivableRecordedInvestmentNonaccrualStatus', window );">Non-accrual loans</a></td>
<td class="nump">3,561<span></span>
</td>
<td class="nump">6,878<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_FinancingReceivablePortfolioSegmentAxis=us-gaap_CommercialRealEstatePortfolioSegmentMember', window );">Commercial Real Estate Portfolio Segment [Member]</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_ffic_LoansNinetyDaysOrMorePastDueAndStillAccruingAbstract', window );"><strong>Loans ninety days or more past due and still accruing:</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_FinancingReceivableRecordedInvestment90DaysPastDueAndStillAccruing', window );">Loans ninety days or more past due and still accruing</a></td>
<td class="nump">1,183<span></span>
</td>
<td class="nump">820<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_FinancingReceivablePortfolioSegmentAxis=us-gaap_CommercialRealEstatePortfolioSegmentMember', window );">Commercial Real Estate Portfolio Segment [Member] | Mortgage Receivable [Member]</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_ffic_NonAccrualMortgageLoansAbstract', window );"><strong>Non-accrual mortgage loans:</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_FinancingReceivableRecordedInvestmentNonaccrualStatus', window );">Non-accrual loans</a></td>
<td class="nump">2,398<span></span>
</td>
<td class="nump">5,689<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_FinancingReceivablePortfolioSegmentAxis=ffic_OneToFourFamilyMixedUsePropertyPortfolioSegmentMember', window );">One-to-Four Family - Mixed-Use Property Portfolio Segment [Member]</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_ffic_LoansNinetyDaysOrMorePastDueAndStillAccruingAbstract', window );"><strong>Loans ninety days or more past due and still accruing:</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_FinancingReceivableRecordedInvestment90DaysPastDueAndStillAccruing', window );">Loans ninety days or more past due and still accruing</a></td>
<td class="nump">611<span></span>
</td>
<td class="nump">405<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_FinancingReceivablePortfolioSegmentAxis=ffic_OneToFourFamilyMixedUsePropertyPortfolioSegmentMember', window );">One-to-Four Family - Mixed-Use Property Portfolio Segment [Member] | Mortgage Receivable [Member]</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_ffic_NonAccrualMortgageLoansAbstract', window );"><strong>Non-accrual mortgage loans:</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_FinancingReceivableRecordedInvestmentNonaccrualStatus', window );">Non-accrual loans</a></td>
<td class="nump">5,952<span></span>
</td>
<td class="nump">6,936<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_FinancingReceivablePortfolioSegmentAxis=ffic_OnetoFourFamilyResidentialPortfolioSegmentMember', window );">One-to-Four Family Residential Portfolio Segment [Member]</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_ffic_LoansNinetyDaysOrMorePastDueAndStillAccruingAbstract', window );"><strong>Loans ninety days or more past due and still accruing:</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_FinancingReceivableRecordedInvestment90DaysPastDueAndStillAccruing', window );">Loans ninety days or more past due and still accruing</a></td>
<td class="nump">13<span></span>
</td>
<td class="nump">14<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_FinancingReceivablePortfolioSegmentAxis=ffic_OnetoFourFamilyResidentialPortfolioSegmentMember', window );">One-to-Four Family Residential Portfolio Segment [Member] | Mortgage Receivable [Member]</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_ffic_NonAccrualMortgageLoansAbstract', window );"><strong>Non-accrual mortgage loans:</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_FinancingReceivableRecordedInvestmentNonaccrualStatus', window );">Non-accrual loans</a></td>
<td class="nump">10,120<span></span>
</td>
<td class="nump">11,244<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_FinancingReceivablePortfolioSegmentAxis=ffic_ConstructionPortfolioSegmentMember', window );">Construction Portfolio Segment [Member]</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_ffic_LoansNinetyDaysOrMorePastDueAndStillAccruingAbstract', window );"><strong>Loans ninety days or more past due and still accruing:</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_FinancingReceivableRecordedInvestment90DaysPastDueAndStillAccruing', window );">Loans ninety days or more past due and still accruing</a></td>
<td class="nump">1,000<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_FinancingReceivablePortfolioSegmentAxis=ffic_CommercialBusinessAndOtherPortfolioSegmentMember', window );">Commercial Business and Other Portfolio Segment [Member]</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_ffic_LoansNinetyDaysOrMorePastDueAndStillAccruingAbstract', window );"><strong>Loans ninety days or more past due and still accruing:</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_FinancingReceivableRecordedInvestment90DaysPastDueAndStillAccruing', window );">Loans ninety days or more past due and still accruing</a></td>
<td class="nump">220<span></span>
</td>
<td class="nump">386<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_FinancingReceivablePortfolioSegmentAxis=ffic_CommercialBusinessAndOtherPortfolioSegmentMember', window );">Commercial Business and Other Portfolio Segment [Member] | Non-mortgage Receivables [Member]</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_ffic_NonAccrualMortgageLoansAbstract', window );"><strong>Non-accrual mortgage loans:</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_FinancingReceivableRecordedInvestmentNonaccrualStatus', window );">Non-accrual loans</a></td>
<td class="nump">568<span></span>
</td>
<td class="nump">$ 1,143<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_FinancingReceivablePortfolioSegmentAxis=ffic_SmallBusinessAdministrationPortfolioSegmentMember', window );">Small Business Administration Portfolio Segment [Member] | Non-mortgage Receivables [Member]</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_ffic_NonAccrualMortgageLoansAbstract', window );"><strong>Non-accrual mortgage loans:</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_FinancingReceivableRecordedInvestmentNonaccrualStatus', window );">Non-accrual loans</a></td>
<td class="nump">$ 218<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
</table>
<div style="display: none;">
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_ffic_LoansNinetyDaysOrMorePastDueAndStillAccruingAbstract">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- References</a><div><p>No definition available.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">ffic_LoansNinetyDaysOrMorePastDueAndStillAccruingAbstract</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>ffic_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:stringItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_ffic_NonAccrualMortgageLoansAbstract">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- References</a><div><p>No definition available.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">ffic_NonAccrualMortgageLoansAbstract</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>ffic_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:stringItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_ffic_TotalNonaccrualLoansAndLoansNinetyDaysOrMorePastDueAndStillAccruing">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>Total non-accrual loans and loans ninety days or more past due and still accruing</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>No definition available.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">ffic_TotalNonaccrualLoansAndLoansNinetyDaysOrMorePastDueAndStillAccruing</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>ffic_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>debit</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>instant</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_FinancingReceivableRecordedInvestment90DaysPastDueAndStillAccruing">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>Recorded investment in financing receivables that are 90 days or more past due and still accruing.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 310<br> -SubTopic 10<br> -Section 50<br> -Paragraph 7<br> -Subparagraph (d)<br> -URI http://asc.fasb.org/extlink&amp;oid=49124121&amp;loc=d3e5111-111524<br></p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_FinancingReceivableRecordedInvestment90DaysPastDueAndStillAccruing</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>us-gaap_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>debit</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>instant</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_FinancingReceivableRecordedInvestmentNonaccrualStatus">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>Recorded investment in financing receivables that are on nonaccrual status as of the balance sheet date.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 310<br> -SubTopic 10<br> -Section 50<br> -Paragraph 7<br> -Subparagraph (d)<br> -URI http://asc.fasb.org/extlink&amp;oid=49124121&amp;loc=d3e5111-111524<br></p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_FinancingReceivableRecordedInvestmentNonaccrualStatus</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>us-gaap_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>debit</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>instant</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_FinancialInstrumentPerformanceStatusAxis=us-gaap_NonperformingFinancingReceivableMember">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Details</a><div><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_FinancialInstrumentPerformanceStatusAxis=us-gaap_NonperformingFinancingReceivableMember</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td></td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_AccountsNotesLoansAndFinancingReceivableByReceivableTypeAxis=us-gaap_MortgageReceivablesMember">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Details</a><div><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_AccountsNotesLoansAndFinancingReceivableByReceivableTypeAxis=us-gaap_MortgageReceivablesMember</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
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<tr>
<td><strong> Balance Type:</strong></td>
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<td><strong> Period Type:</strong></td>
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<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Details</a><div><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_AccountsNotesLoansAndFinancingReceivableByReceivableTypeAxis=ffic_NonmortgageReceivablesMember</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td></td>
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<td><strong> Data Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td></td>
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</table></div>
</div></td></tr>
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<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_FinancingReceivablePortfolioSegmentAxis=ffic_MultifamilyResidentialPortfolioSegmentMember">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Details</a><div><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_FinancingReceivablePortfolioSegmentAxis=ffic_MultifamilyResidentialPortfolioSegmentMember</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td></td>
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<td><strong> Data Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td></td>
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<tr>
<td><strong> Period Type:</strong></td>
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</div></td></tr>
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<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_FinancingReceivablePortfolioSegmentAxis=us-gaap_CommercialRealEstatePortfolioSegmentMember">
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<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Details</a><div><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_FinancingReceivablePortfolioSegmentAxis=us-gaap_CommercialRealEstatePortfolioSegmentMember</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td></td>
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<tr>
<td><strong> Period Type:</strong></td>
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</div></td></tr>
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<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_FinancingReceivablePortfolioSegmentAxis=ffic_OneToFourFamilyMixedUsePropertyPortfolioSegmentMember">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Details</a><div><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_FinancingReceivablePortfolioSegmentAxis=ffic_OneToFourFamilyMixedUsePropertyPortfolioSegmentMember</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td></td>
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<tr>
<td><strong> Period Type:</strong></td>
<td></td>
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</div></td></tr>
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<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_FinancingReceivablePortfolioSegmentAxis=ffic_OnetoFourFamilyResidentialPortfolioSegmentMember">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Details</a><div><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_FinancingReceivablePortfolioSegmentAxis=ffic_OnetoFourFamilyResidentialPortfolioSegmentMember</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td></td>
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<tr>
<td><strong> Data Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td></td>
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<td><strong> Period Type:</strong></td>
<td></td>
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<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_FinancingReceivablePortfolioSegmentAxis=ffic_ConstructionPortfolioSegmentMember">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Details</a><div><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_FinancingReceivablePortfolioSegmentAxis=ffic_ConstructionPortfolioSegmentMember</td>
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<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
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<td><strong> Data Type:</strong></td>
<td>na</td>
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<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Details</a><div><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_FinancingReceivablePortfolioSegmentAxis=ffic_CommercialBusinessAndOtherPortfolioSegmentMember</td>
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<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td></td>
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<td><strong> Data Type:</strong></td>
<td>na</td>
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<td><strong> Balance Type:</strong></td>
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<td><strong> Period Type:</strong></td>
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<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Details</a><div><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_FinancingReceivablePortfolioSegmentAxis=ffic_SmallBusinessAdministrationPortfolioSegmentMember</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
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<td><strong> Data Type:</strong></td>
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<DESCRIPTION>IDEA: XBRL DOCUMENT
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<html>
<head>
<title></title>
<link rel="stylesheet" type="text/css" href="report.css">
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<span style="display: none;">v3.3.1.900</span><table class="report" border="0" cellspacing="2" id="idp6838782288">
<tr>
<th class="tl" colspan="1" rowspan="2"><div style="width: 200px;"><strong>Note 3 - Loans and Allowance for Loan Losses (Details) - Summary of Interest Foregone on Non-Accrual Loans and Loans Classified as TDR - USD ($)<br> $ in Thousands</strong></div></th>
<th class="th" colspan="3">12 Months Ended</th>
</tr>
<tr>
<th class="th"><div>Dec. 31, 2015</div></th>
<th class="th"><div>Dec. 31, 2014</div></th>
<th class="th"><div>Dec. 31, 2013</div></th>
</tr>
<tr class="re">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_ffic_SummaryOfInterestForegoneOnNonAccrualLoansAndLoansClassifiedAsTdrAbstract', window );"><strong>Summary of Interest Foregone on Non-Accrual Loans and Loans Classified as TDR [Abstract]</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="rou">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_ffic_LoansAndLeasesReceivableImpairedTroubledDebtAndNonAccrualLoansInterestIncome', window );">Interest income that would have been recognized had the loans performed in accordance with their original terms</a></td>
<td class="nump">$ 2,387<span></span>
</td>
<td class="nump">$ 2,919<span></span>
</td>
<td class="nump">$ 4,656<span></span>
</td>
</tr>
<tr class="re">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_ffic_LoansAndLeasesReceivableTroubledDebtAndNonAccrualLoansInterestIncomeRecognized', window );">Less: Interest income included in the results of operations</a></td>
<td class="nump">702<span></span>
</td>
<td class="nump">796<span></span>
</td>
<td class="nump">1,213<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_ffic_LoansAndLeasesReceivableTroubledDebtAndNonAccrualLoansInterestForegone', window );">Total foregone interest</a></td>
<td class="nump">$ 1,685<span></span>
</td>
<td class="nump">$ 2,123<span></span>
</td>
<td class="nump">$ 3,443<span></span>
</td>
</tr>
</table>
<div style="display: none;">
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<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>The gross interest income that would have been recorded in the period on troubled debt restructurings and nonaccrual loans, if the loans had been current in accordance with their original terms and had been outstanding throughout the period or since origination, if held for part of the period.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>No definition available.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">ffic_LoansAndLeasesReceivableImpairedTroubledDebtAndNonAccrualLoansInterestIncome</td>
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<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>ffic_</td>
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<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
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<td><strong> Balance Type:</strong></td>
<td>credit</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
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<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>Interest income, relating to troubled debt and non-accrual loans, that would have been recognized had the loans performed in accordance with their original terms less the amount of interest income recognized in the results of operations.  This amount represents the total foregone interest.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>No definition available.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">ffic_LoansAndLeasesReceivableTroubledDebtAndNonAccrualLoansInterestForegone</td>
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<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>ffic_</td>
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<td><strong> Data Type:</strong></td>
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<td><strong> Balance Type:</strong></td>
<td>credit</td>
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<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
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<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_ffic_LoansAndLeasesReceivableTroubledDebtAndNonAccrualLoansInterestIncomeRecognized">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>Interest income from troubled debt and non-accrual loans which was recognized in the results of operations.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>No definition available.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">ffic_LoansAndLeasesReceivableTroubledDebtAndNonAccrualLoansInterestIncomeRecognized</td>
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<td><strong> Balance Type:</strong></td>
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<td><strong> Period Type:</strong></td>
<td>duration</td>
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<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_ffic_SummaryOfInterestForegoneOnNonAccrualLoansAndLoansClassifiedAsTdrAbstract">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- References</a><div><p>No definition available.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">ffic_SummaryOfInterestForegoneOnNonAccrualLoansAndLoansClassifiedAsTdrAbstract</td>
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</body>
</html>
</TEXT>
</DOCUMENT>
<DOCUMENT>
<TYPE>XML
<SEQUENCE>78
<FILENAME>R59.htm
<DESCRIPTION>IDEA: XBRL DOCUMENT
<TEXT>
<html>
<head>
<title></title>
<link rel="stylesheet" type="text/css" href="report.css">
<script type="text/javascript" src="Show.js">/* Do Not Remove This Comment */</script><script type="text/javascript">
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<span style="display: none;">v3.3.1.900</span><table class="report" border="0" cellspacing="2" id="idp6862903472">
<tr>
<th class="tl" colspan="1" rowspan="1"><div style="width: 200px;"><strong>Note 3 - Loans and Allowance for Loan Losses (Details) - Age Analysis of Recorded Investment in Loans - USD ($)<br> $ in Thousands</strong></div></th>
<th class="th"><div>Dec. 31, 2015</div></th>
<th class="th"><div>Dec. 31, 2014</div></th>
</tr>
<tr class="re">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_FinancingReceivableRecordedInvestmentPastDueLineItems', window );"><strong>Financing Receivable, Recorded Investment, Past Due [Line Items]</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_FinancingReceivableRecordedInvestmentPastDue', window );">Past Due</a></td>
<td class="nump">$ 53,062<span></span>
</td>
<td class="nump">$ 66,399<span></span>
</td>
</tr>
<tr class="re">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_FinancingReceivableRecordedInvestmentCurrent', window );">Current</a></td>
<td class="nump">4,319,549<span></span>
</td>
<td class="nump">3,732,255<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_LoansAndLeasesReceivableNetOfDeferredIncome', window );">Total Loans</a></td>
<td class="nump">4,372,611<span></span>
</td>
<td class="nump">3,798,654<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_FinancingReceivablesPeriodPastDueAxis=us-gaap_FinancingReceivables30To59DaysPastDueMember', window );">Financing Receivables, 30 to 59 Days Past Due [Member]</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_FinancingReceivableRecordedInvestmentPastDueLineItems', window );"><strong>Financing Receivable, Recorded Investment, Past Due [Line Items]</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_FinancingReceivableRecordedInvestmentPastDue', window );">Past Due</a></td>
<td class="nump">25,174<span></span>
</td>
<td class="nump">24,588<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_FinancingReceivablesPeriodPastDueAxis=us-gaap_FinancingReceivables60To89DaysPastDueMember', window );">Financing Receivables, 60 to 89 Days Past Due [Member]</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_FinancingReceivableRecordedInvestmentPastDueLineItems', window );"><strong>Financing Receivable, Recorded Investment, Past Due [Line Items]</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_FinancingReceivableRecordedInvestmentPastDue', window );">Past Due</a></td>
<td class="nump">2,371<span></span>
</td>
<td class="nump">8,615<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_FinancingReceivablesPeriodPastDueAxis=us-gaap_FinancingReceivablesEqualToGreaterThan90DaysPastDueMember', window );">Financing Receivables, Equal to Greater than 90 Days Past Due [Member]</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_FinancingReceivableRecordedInvestmentPastDueLineItems', window );"><strong>Financing Receivable, Recorded Investment, Past Due [Line Items]</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_FinancingReceivableRecordedInvestmentPastDue', window );">Past Due</a></td>
<td class="nump">25,517<span></span>
</td>
<td class="nump">33,196<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_FinancingReceivablePortfolioSegmentAxis=ffic_MultifamilyResidentialPortfolioSegmentMember', window );">Multi-family Residential Portfolio Segment [Member]</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_FinancingReceivableRecordedInvestmentPastDueLineItems', window );"><strong>Financing Receivable, Recorded Investment, Past Due [Line Items]</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_FinancingReceivableRecordedInvestmentPastDue', window );">Past Due</a></td>
<td class="nump">14,019<span></span>
</td>
<td class="nump">17,004<span></span>
</td>
</tr>
<tr class="re">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_FinancingReceivableRecordedInvestmentCurrent', window );">Current</a></td>
<td class="nump">2,041,209<span></span>
</td>
<td class="nump">1,906,456<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_LoansAndLeasesReceivableNetOfDeferredIncome', window );">Total Loans</a></td>
<td class="nump">2,055,228<span></span>
</td>
<td class="nump">1,923,460<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_FinancingReceivablePortfolioSegmentAxis=ffic_MultifamilyResidentialPortfolioSegmentMember', window );">Multi-family Residential Portfolio Segment [Member] | Financing Receivables, 30 to 59 Days Past Due [Member]</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_FinancingReceivableRecordedInvestmentPastDueLineItems', window );"><strong>Financing Receivable, Recorded Investment, Past Due [Line Items]</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_FinancingReceivableRecordedInvestmentPastDue', window );">Past Due</a></td>
<td class="nump">9,421<span></span>
</td>
<td class="nump">7,721<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_FinancingReceivablePortfolioSegmentAxis=ffic_MultifamilyResidentialPortfolioSegmentMember', window );">Multi-family Residential Portfolio Segment [Member] | Financing Receivables, 60 to 89 Days Past Due [Member]</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_FinancingReceivableRecordedInvestmentPastDueLineItems', window );"><strong>Financing Receivable, Recorded Investment, Past Due [Line Items]</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_FinancingReceivableRecordedInvestmentPastDue', window );">Past Due</a></td>
<td class="nump">804<span></span>
</td>
<td class="nump">1,729<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_FinancingReceivablePortfolioSegmentAxis=ffic_MultifamilyResidentialPortfolioSegmentMember', window );">Multi-family Residential Portfolio Segment [Member] | Financing Receivables, Equal to Greater than 90 Days Past Due [Member]</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_FinancingReceivableRecordedInvestmentPastDueLineItems', window );"><strong>Financing Receivable, Recorded Investment, Past Due [Line Items]</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_FinancingReceivableRecordedInvestmentPastDue', window );">Past Due</a></td>
<td class="nump">3,794<span></span>
</td>
<td class="nump">7,554<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_FinancingReceivablePortfolioSegmentAxis=us-gaap_CommercialRealEstatePortfolioSegmentMember', window );">Commercial Real Estate Portfolio Segment [Member]</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_FinancingReceivableRecordedInvestmentPastDueLineItems', window );"><strong>Financing Receivable, Recorded Investment, Past Due [Line Items]</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_FinancingReceivableRecordedInvestmentPastDue', window );">Past Due</a></td>
<td class="nump">6,553<span></span>
</td>
<td class="nump">10,025<span></span>
</td>
</tr>
<tr class="re">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_FinancingReceivableRecordedInvestmentCurrent', window );">Current</a></td>
<td class="nump">994,683<span></span>
</td>
<td class="nump">611,544<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_LoansAndLeasesReceivableNetOfDeferredIncome', window );">Total Loans</a></td>
<td class="nump">1,001,236<span></span>
</td>
<td class="nump">621,569<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_FinancingReceivablePortfolioSegmentAxis=us-gaap_CommercialRealEstatePortfolioSegmentMember', window );">Commercial Real Estate Portfolio Segment [Member] | Financing Receivables, 30 to 59 Days Past Due [Member]</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_FinancingReceivableRecordedInvestmentPastDueLineItems', window );"><strong>Financing Receivable, Recorded Investment, Past Due [Line Items]</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_FinancingReceivableRecordedInvestmentPastDue', window );">Past Due</a></td>
<td class="nump">2,820<span></span>
</td>
<td class="nump">1,612<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_FinancingReceivablePortfolioSegmentAxis=us-gaap_CommercialRealEstatePortfolioSegmentMember', window );">Commercial Real Estate Portfolio Segment [Member] | Financing Receivables, 60 to 89 Days Past Due [Member]</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_FinancingReceivableRecordedInvestmentPastDueLineItems', window );"><strong>Financing Receivable, Recorded Investment, Past Due [Line Items]</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_FinancingReceivableRecordedInvestmentPastDue', window );">Past Due</a></td>
<td class="nump">153<span></span>
</td>
<td class="nump">1,903<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_FinancingReceivablePortfolioSegmentAxis=us-gaap_CommercialRealEstatePortfolioSegmentMember', window );">Commercial Real Estate Portfolio Segment [Member] | Financing Receivables, Equal to Greater than 90 Days Past Due [Member]</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_FinancingReceivableRecordedInvestmentPastDueLineItems', window );"><strong>Financing Receivable, Recorded Investment, Past Due [Line Items]</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_FinancingReceivableRecordedInvestmentPastDue', window );">Past Due</a></td>
<td class="nump">3,580<span></span>
</td>
<td class="nump">6,510<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_FinancingReceivablePortfolioSegmentAxis=ffic_OneToFourFamilyMixedUsePropertyPortfolioSegmentMember', window );">One-to-Four Family - Mixed-Use Property Portfolio Segment [Member]</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_FinancingReceivableRecordedInvestmentPastDueLineItems', window );"><strong>Financing Receivable, Recorded Investment, Past Due [Line Items]</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_FinancingReceivableRecordedInvestmentPastDue', window );">Past Due</a></td>
<td class="nump">16,451<span></span>
</td>
<td class="nump">18,903<span></span>
</td>
</tr>
<tr class="re">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_FinancingReceivableRecordedInvestmentCurrent', window );">Current</a></td>
<td class="nump">556,592<span></span>
</td>
<td class="nump">554,876<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_LoansAndLeasesReceivableNetOfDeferredIncome', window );">Total Loans</a></td>
<td class="nump">573,043<span></span>
</td>
<td class="nump">573,779<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_FinancingReceivablePortfolioSegmentAxis=ffic_OneToFourFamilyMixedUsePropertyPortfolioSegmentMember', window );">One-to-Four Family - Mixed-Use Property Portfolio Segment [Member] | Financing Receivables, 30 to 59 Days Past Due [Member]</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_FinancingReceivableRecordedInvestmentPastDueLineItems', window );"><strong>Financing Receivable, Recorded Investment, Past Due [Line Items]</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_FinancingReceivableRecordedInvestmentPastDue', window );">Past Due</a></td>
<td class="nump">8,630<span></span>
</td>
<td class="nump">10,408<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_FinancingReceivablePortfolioSegmentAxis=ffic_OneToFourFamilyMixedUsePropertyPortfolioSegmentMember', window );">One-to-Four Family - Mixed-Use Property Portfolio Segment [Member] | Financing Receivables, 60 to 89 Days Past Due [Member]</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_FinancingReceivableRecordedInvestmentPastDueLineItems', window );"><strong>Financing Receivable, Recorded Investment, Past Due [Line Items]</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_FinancingReceivableRecordedInvestmentPastDue', window );">Past Due</a></td>
<td class="nump">1,258<span></span>
</td>
<td class="nump">1,154<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_FinancingReceivablePortfolioSegmentAxis=ffic_OneToFourFamilyMixedUsePropertyPortfolioSegmentMember', window );">One-to-Four Family - Mixed-Use Property Portfolio Segment [Member] | Financing Receivables, Equal to Greater than 90 Days Past Due [Member]</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_FinancingReceivableRecordedInvestmentPastDueLineItems', window );"><strong>Financing Receivable, Recorded Investment, Past Due [Line Items]</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_FinancingReceivableRecordedInvestmentPastDue', window );">Past Due</a></td>
<td class="nump">6,563<span></span>
</td>
<td class="nump">7,341<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_FinancingReceivablePortfolioSegmentAxis=ffic_OnetoFourFamilyResidentialPortfolioSegmentMember', window );">One-to-Four Family Residential Portfolio Segment [Member]</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_FinancingReceivableRecordedInvestmentPastDueLineItems', window );"><strong>Financing Receivable, Recorded Investment, Past Due [Line Items]</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_FinancingReceivableRecordedInvestmentPastDue', window );">Past Due</a></td>
<td class="nump">14,549<span></span>
</td>
<td class="nump">15,046<span></span>
</td>
</tr>
<tr class="re">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_FinancingReceivableRecordedInvestmentCurrent', window );">Current</a></td>
<td class="nump">173,289<span></span>
</td>
<td class="nump">172,526<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_LoansAndLeasesReceivableNetOfDeferredIncome', window );">Total Loans</a></td>
<td class="nump">187,838<span></span>
</td>
<td class="nump">187,572<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_FinancingReceivablePortfolioSegmentAxis=ffic_OnetoFourFamilyResidentialPortfolioSegmentMember', window );">One-to-Four Family Residential Portfolio Segment [Member] | Financing Receivables, 30 to 59 Days Past Due [Member]</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_FinancingReceivableRecordedInvestmentPastDueLineItems', window );"><strong>Financing Receivable, Recorded Investment, Past Due [Line Items]</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_FinancingReceivableRecordedInvestmentPastDue', window );">Past Due</a></td>
<td class="nump">4,261<span></span>
</td>
<td class="nump">1,751<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_FinancingReceivablePortfolioSegmentAxis=ffic_OnetoFourFamilyResidentialPortfolioSegmentMember', window );">One-to-Four Family Residential Portfolio Segment [Member] | Financing Receivables, 60 to 89 Days Past Due [Member]</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_FinancingReceivableRecordedInvestmentPastDueLineItems', window );"><strong>Financing Receivable, Recorded Investment, Past Due [Line Items]</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_FinancingReceivableRecordedInvestmentPastDue', window );">Past Due</a></td>
<td class="nump">154<span></span>
</td>
<td class="nump">2,244<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_FinancingReceivablePortfolioSegmentAxis=ffic_OnetoFourFamilyResidentialPortfolioSegmentMember', window );">One-to-Four Family Residential Portfolio Segment [Member] | Financing Receivables, Equal to Greater than 90 Days Past Due [Member]</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_FinancingReceivableRecordedInvestmentPastDueLineItems', window );"><strong>Financing Receivable, Recorded Investment, Past Due [Line Items]</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_FinancingReceivableRecordedInvestmentPastDue', window );">Past Due</a></td>
<td class="nump">10,134<span></span>
</td>
<td class="nump">11,051<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_FinancingReceivablePortfolioSegmentAxis=ffic_CoOerativeApartmentsPortfolioSegmentMember', window );">Co-oerative Apartments Portfolio Segment [Member]</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_FinancingReceivableRecordedInvestmentPastDueLineItems', window );"><strong>Financing Receivable, Recorded Investment, Past Due [Line Items]</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_FinancingReceivableRecordedInvestmentCurrent', window );">Current</a></td>
<td class="nump">8,285<span></span>
</td>
<td class="nump">9,835<span></span>
</td>
</tr>
<tr class="re">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_LoansAndLeasesReceivableNetOfDeferredIncome', window );">Total Loans</a></td>
<td class="nump">8,285<span></span>
</td>
<td class="nump">9,835<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_FinancingReceivablePortfolioSegmentAxis=ffic_ConstructionPortfolioSegmentMember', window );">Construction Portfolio Segment [Member]</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_FinancingReceivableRecordedInvestmentPastDueLineItems', window );"><strong>Financing Receivable, Recorded Investment, Past Due [Line Items]</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_FinancingReceivableRecordedInvestmentPastDue', window );">Past Due</a></td>
<td class="nump">1,000<span></span>
</td>
<td class="nump">3,000<span></span>
</td>
</tr>
<tr class="re">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_FinancingReceivableRecordedInvestmentCurrent', window );">Current</a></td>
<td class="nump">6,284<span></span>
</td>
<td class="nump">2,286<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_LoansAndLeasesReceivableNetOfDeferredIncome', window );">Total Loans</a></td>
<td class="nump">7,284<span></span>
</td>
<td class="nump">5,286<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_FinancingReceivablePortfolioSegmentAxis=ffic_ConstructionPortfolioSegmentMember', window );">Construction Portfolio Segment [Member] | Financing Receivables, 30 to 59 Days Past Due [Member]</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_FinancingReceivableRecordedInvestmentPastDueLineItems', window );"><strong>Financing Receivable, Recorded Investment, Past Due [Line Items]</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_FinancingReceivableRecordedInvestmentPastDue', window );">Past Due</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="nump">3,000<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_FinancingReceivablePortfolioSegmentAxis=ffic_ConstructionPortfolioSegmentMember', window );">Construction Portfolio Segment [Member] | Financing Receivables, Equal to Greater than 90 Days Past Due [Member]</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_FinancingReceivableRecordedInvestmentPastDueLineItems', window );"><strong>Financing Receivable, Recorded Investment, Past Due [Line Items]</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_FinancingReceivableRecordedInvestmentPastDue', window );">Past Due</a></td>
<td class="nump">1,000<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_FinancingReceivablePortfolioSegmentAxis=ffic_SmallBusinessAdministrationPortfolioSegmentMember', window );">Small Business Administration Portfolio Segment [Member]</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_FinancingReceivableRecordedInvestmentPastDueLineItems', window );"><strong>Financing Receivable, Recorded Investment, Past Due [Line Items]</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_FinancingReceivableRecordedInvestmentPastDue', window );">Past Due</a></td>
<td class="nump">260<span></span>
</td>
<td class="nump">90<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_FinancingReceivableRecordedInvestmentCurrent', window );">Current</a></td>
<td class="nump">11,934<span></span>
</td>
<td class="nump">7,044<span></span>
</td>
</tr>
<tr class="re">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_LoansAndLeasesReceivableNetOfDeferredIncome', window );">Total Loans</a></td>
<td class="nump">12,194<span></span>
</td>
<td class="nump">7,134<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_FinancingReceivablePortfolioSegmentAxis=ffic_SmallBusinessAdministrationPortfolioSegmentMember', window );">Small Business Administration Portfolio Segment [Member] | Financing Receivables, 30 to 59 Days Past Due [Member]</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_FinancingReceivableRecordedInvestmentPastDueLineItems', window );"><strong>Financing Receivable, Recorded Investment, Past Due [Line Items]</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_FinancingReceivableRecordedInvestmentPastDue', window );">Past Due</a></td>
<td class="nump">42<span></span>
</td>
<td class="nump">90<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_FinancingReceivablePortfolioSegmentAxis=ffic_SmallBusinessAdministrationPortfolioSegmentMember', window );">Small Business Administration Portfolio Segment [Member] | Financing Receivables, Equal to Greater than 90 Days Past Due [Member]</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_FinancingReceivableRecordedInvestmentPastDueLineItems', window );"><strong>Financing Receivable, Recorded Investment, Past Due [Line Items]</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_FinancingReceivableRecordedInvestmentPastDue', window );">Past Due</a></td>
<td class="nump">218<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_FinancingReceivablePortfolioSegmentAxis=ffic_TaxMedallionPortflioSegmentMember', window );">Tax Medallion Portflio Segment [Member]</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_FinancingReceivableRecordedInvestmentPastDueLineItems', window );"><strong>Financing Receivable, Recorded Investment, Past Due [Line Items]</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_FinancingReceivableRecordedInvestmentCurrent', window );">Current</a></td>
<td class="nump">20,881<span></span>
</td>
<td class="nump">22,519<span></span>
</td>
</tr>
<tr class="re">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_LoansAndLeasesReceivableNetOfDeferredIncome', window );">Total Loans</a></td>
<td class="nump">20,881<span></span>
</td>
<td class="nump">22,519<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_FinancingReceivablePortfolioSegmentAxis=ffic_CommercialBusinessAndOtherPortfolioSegmentMember', window );">Commercial Business and Other Portfolio Segment [Member]</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_FinancingReceivableRecordedInvestmentPastDueLineItems', window );"><strong>Financing Receivable, Recorded Investment, Past Due [Line Items]</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_FinancingReceivableRecordedInvestmentPastDue', window );">Past Due</a></td>
<td class="nump">230<span></span>
</td>
<td class="nump">2,331<span></span>
</td>
</tr>
<tr class="re">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_FinancingReceivableRecordedInvestmentCurrent', window );">Current</a></td>
<td class="nump">506,392<span></span>
</td>
<td class="nump">445,169<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_LoansAndLeasesReceivableNetOfDeferredIncome', window );">Total Loans</a></td>
<td class="nump">506,622<span></span>
</td>
<td class="nump">447,500<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_FinancingReceivablePortfolioSegmentAxis=ffic_CommercialBusinessAndOtherPortfolioSegmentMember', window );">Commercial Business and Other Portfolio Segment [Member] | Financing Receivables, 30 to 59 Days Past Due [Member]</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_FinancingReceivableRecordedInvestmentPastDueLineItems', window );"><strong>Financing Receivable, Recorded Investment, Past Due [Line Items]</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_FinancingReceivableRecordedInvestmentPastDue', window );">Past Due</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="nump">6<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_FinancingReceivablePortfolioSegmentAxis=ffic_CommercialBusinessAndOtherPortfolioSegmentMember', window );">Commercial Business and Other Portfolio Segment [Member] | Financing Receivables, 60 to 89 Days Past Due [Member]</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_FinancingReceivableRecordedInvestmentPastDueLineItems', window );"><strong>Financing Receivable, Recorded Investment, Past Due [Line Items]</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_FinancingReceivableRecordedInvestmentPastDue', window );">Past Due</a></td>
<td class="nump">2<span></span>
</td>
<td class="nump">1,585<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_FinancingReceivablePortfolioSegmentAxis=ffic_CommercialBusinessAndOtherPortfolioSegmentMember', window );">Commercial Business and Other Portfolio Segment [Member] | Financing Receivables, Equal to Greater than 90 Days Past Due [Member]</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_FinancingReceivableRecordedInvestmentPastDueLineItems', window );"><strong>Financing Receivable, Recorded Investment, Past Due [Line Items]</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_FinancingReceivableRecordedInvestmentPastDue', window );">Past Due</a></td>
<td class="nump">$ 228<span></span>
</td>
<td class="nump">$ 740<span></span>
</td>
</tr>
</table>
<div style="display: none;">
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_FinancingReceivableRecordedInvestmentCurrent">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>Financing receivables that are current.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 310<br> -SubTopic 10<br> -Section 50<br> -Paragraph 7A<br> -URI http://asc.fasb.org/extlink&amp;oid=49124121&amp;loc=SL6953401-111524<br></p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_FinancingReceivableRecordedInvestmentCurrent</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>us-gaap_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>debit</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>instant</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_FinancingReceivableRecordedInvestmentPastDue">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>Recorded Investment in financing receivables that are past due at the balance sheet date.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 310<br> -SubTopic 10<br> -Section 50<br> -Paragraph 7A<br> -URI http://asc.fasb.org/extlink&amp;oid=49124121&amp;loc=SL6953401-111524<br></p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_FinancingReceivableRecordedInvestmentPastDue</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>us-gaap_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>debit</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>instant</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_FinancingReceivableRecordedInvestmentPastDueLineItems">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>Line items represent financial concepts included in a table. These concepts are used to disclose reportable information associated with domain members defined in one or many axes to the table.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>No definition available.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_FinancingReceivableRecordedInvestmentPastDueLineItems</td>
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<td><strong> Data Type:</strong></td>
<td>xbrli:stringItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_LoansAndLeasesReceivableNetOfDeferredIncome">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>Amount before allowance and after deduction of deferred interest and fees, unamortized costs and premiums and discounts from face amounts, of loans and leases held in portfolio, including but not limited to, commercial and consumer loans. Excludes loans and leases covered under loss sharing agreements.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 310<br> -SubTopic 10<br> -Section 45<br> -Paragraph 2<br> -URI http://asc.fasb.org/extlink&amp;oid=28367877&amp;loc=d3e4428-111522<br><br>Reference 2: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 310<br> -SubTopic 10<br> -Section 50<br> -Paragraph 4<br> -URI http://asc.fasb.org/extlink&amp;oid=49124121&amp;loc=d3e5074-111524<br></p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_LoansAndLeasesReceivableNetOfDeferredIncome</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>us-gaap_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>debit</td>
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<tr>
<td><strong> Period Type:</strong></td>
<td>instant</td>
</tr>
</table></div>
</div></td></tr>
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<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Details</a><div><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_FinancingReceivablesPeriodPastDueAxis=us-gaap_FinancingReceivables30To59DaysPastDueMember</td>
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<td><strong> Name:</strong></td>
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<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
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<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Details</a><div><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_FinancingReceivablesPeriodPastDueAxis=us-gaap_FinancingReceivablesEqualToGreaterThan90DaysPastDueMember</td>
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<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Details</a><div><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_FinancingReceivablePortfolioSegmentAxis=ffic_MultifamilyResidentialPortfolioSegmentMember</td>
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<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
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<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
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<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Details</a><div><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_FinancingReceivablePortfolioSegmentAxis=us-gaap_CommercialRealEstatePortfolioSegmentMember</td>
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<td><strong> Data Type:</strong></td>
<td>na</td>
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<td></td>
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<td></td>
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<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_FinancingReceivablePortfolioSegmentAxis=ffic_OneToFourFamilyMixedUsePropertyPortfolioSegmentMember">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
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<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Details</a><div><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_FinancingReceivablePortfolioSegmentAxis=ffic_OneToFourFamilyMixedUsePropertyPortfolioSegmentMember</td>
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<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td></td>
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<td><strong> Data Type:</strong></td>
<td>na</td>
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<tr>
<td><strong> Period Type:</strong></td>
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</tr>
</table></div>
</div></td></tr>
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<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Details</a><div><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_FinancingReceivablePortfolioSegmentAxis=ffic_OnetoFourFamilyResidentialPortfolioSegmentMember</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td></td>
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<td><strong> Data Type:</strong></td>
<td>na</td>
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<tr>
<td><strong> Balance Type:</strong></td>
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<td><strong> Period Type:</strong></td>
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<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_FinancingReceivablePortfolioSegmentAxis=ffic_CoOerativeApartmentsPortfolioSegmentMember">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Details</a><div><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_FinancingReceivablePortfolioSegmentAxis=ffic_CoOerativeApartmentsPortfolioSegmentMember</td>
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<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
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<td>na</td>
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<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_FinancingReceivablePortfolioSegmentAxis=ffic_ConstructionPortfolioSegmentMember">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
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<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Details</a><div><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_FinancingReceivablePortfolioSegmentAxis=ffic_ConstructionPortfolioSegmentMember</td>
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<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
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<td><strong> Data Type:</strong></td>
<td>na</td>
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<td><strong> Balance Type:</strong></td>
<td></td>
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<td><strong> Period Type:</strong></td>
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</tr>
</table></div>
</div></td></tr>
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<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_FinancingReceivablePortfolioSegmentAxis=ffic_SmallBusinessAdministrationPortfolioSegmentMember">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Details</a><div><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_FinancingReceivablePortfolioSegmentAxis=ffic_SmallBusinessAdministrationPortfolioSegmentMember</td>
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</div></td></tr>
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<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Details</a><div><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_FinancingReceivablePortfolioSegmentAxis=ffic_TaxMedallionPortflioSegmentMember</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>na</td>
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<tr>
<td><strong> Balance Type:</strong></td>
<td></td>
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<tr>
<td><strong> Period Type:</strong></td>
<td></td>
</tr>
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<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Details</a><div><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_FinancingReceivablePortfolioSegmentAxis=ffic_CommercialBusinessAndOtherPortfolioSegmentMember</td>
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<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td></td>
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<td><strong> Data Type:</strong></td>
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<td><strong> Period Type:</strong></td>
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<head>
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<span style="display: none;">v3.3.1.900</span><table class="report" border="0" cellspacing="2" id="idp6862257872">
<tr>
<th class="tl" colspan="1" rowspan="2"><div style="width: 200px;"><strong>Note 3 - Loans and Allowance for Loan Losses (Details) - Activity in the Allowance for Loan Losses - USD ($)<br> $ in Thousands</strong></div></th>
<th class="th" colspan="3">12 Months Ended</th>
</tr>
<tr>
<th class="th"><div>Dec. 31, 2015</div></th>
<th class="th"><div>Dec. 31, 2014</div></th>
<th class="th"><div>Dec. 31, 2013</div></th>
</tr>
<tr class="re">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_ffic_AllowanceForCreditLossesAbstract', window );"><strong>Allowance for credit losses:</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_FinancingReceivableAllowanceForCreditLosses', window );">Allowance for credit losses - balance</a></td>
<td class="nump">$ 25,096<span></span>
</td>
<td class="nump">$ 31,776<span></span>
</td>
<td class="nump">$ 31,104<span></span>
</td>
</tr>
<tr class="re">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_FinancingReceivableAllowanceForCreditLosses', window );">Allowance for credit losses - balance</a></td>
<td class="nump">21,535<span></span>
</td>
<td class="nump">25,096<span></span>
</td>
<td class="nump">31,776<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_FinancingReceivableAllowanceForCreditLossesIndividuallyEvaluatedForImpairment1', window );">Ending balance: individually evaluated for impairment</a></td>
<td class="nump">1,430<span></span>
</td>
<td class="nump">1,094<span></span>
</td>
<td class="nump">1,648<span></span>
</td>
</tr>
<tr class="re">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_FinancingReceivableAllowanceForCreditLossesCollectivelyEvaluatedForImpairment', window );">Ending balance: collectively evaluated for impairment</a></td>
<td class="nump">20,105<span></span>
</td>
<td class="nump">24,002<span></span>
</td>
<td class="nump">30,128<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_FinancingReceivableAllowanceForCreditLossesWriteOffs', window );">Charge-off's</a></td>
<td class="num">(3,845)<span></span>
</td>
<td class="num">(2,442)<span></span>
</td>
<td class="num">(14,843)<span></span>
</td>
</tr>
<tr class="re">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_FinancingReceivableAllowanceForCreditLossesRecovery', window );">Recoveries</a></td>
<td class="nump">1,240<span></span>
</td>
<td class="nump">1,783<span></span>
</td>
<td class="nump">1,580<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_ProvisionForLoanLeaseAndOtherLosses', window );">Provision</a></td>
<td class="num">(956)<span></span>
</td>
<td class="num">(6,021)<span></span>
</td>
<td class="nump">13,935<span></span>
</td>
</tr>
<tr class="re">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_ffic_FinancingReceivablesAbstract', window );"><strong>Financing Receivables:</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_LoansAndLeasesReceivableNetOfDeferredIncome', window );">Ending Balance</a></td>
<td class="nump">4,372,611<span></span>
</td>
<td class="nump">3,798,654<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_FinancingReceivableIndividuallyEvaluatedForImpairment', window );">Ending balance: individually evaluated for impairment</a></td>
<td class="nump">47,800<span></span>
</td>
<td class="nump">56,515<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_FinancingReceivableCollectivelyEvaluatedForImpairment', window );">Ending balance: collectively evaluated for impairment</a></td>
<td class="nump">4,324,811<span></span>
</td>
<td class="nump">3,742,139<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_FinancingReceivablePortfolioSegmentAxis=ffic_MultifamilyResidentialPortfolioSegmentMember', window );">Multi-family Residential Portfolio Segment [Member]</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_ffic_AllowanceForCreditLossesAbstract', window );"><strong>Allowance for credit losses:</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_FinancingReceivableAllowanceForCreditLosses', window );">Allowance for credit losses - balance</a></td>
<td class="nump">8,827<span></span>
</td>
<td class="nump">12,084<span></span>
</td>
<td class="nump">13,001<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_FinancingReceivableAllowanceForCreditLosses', window );">Allowance for credit losses - balance</a></td>
<td class="nump">6,718<span></span>
</td>
<td class="nump">8,827<span></span>
</td>
<td class="nump">12,084<span></span>
</td>
</tr>
<tr class="re">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_FinancingReceivableAllowanceForCreditLossesIndividuallyEvaluatedForImpairment1', window );">Ending balance: individually evaluated for impairment</a></td>
<td class="nump">252<span></span>
</td>
<td class="nump">286<span></span>
</td>
<td class="nump">312<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_FinancingReceivableAllowanceForCreditLossesCollectivelyEvaluatedForImpairment', window );">Ending balance: collectively evaluated for impairment</a></td>
<td class="nump">6,466<span></span>
</td>
<td class="nump">8,541<span></span>
</td>
<td class="nump">11,772<span></span>
</td>
</tr>
<tr class="re">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_FinancingReceivableAllowanceForCreditLossesWriteOffs', window );">Charge-off's</a></td>
<td class="num">(474)<span></span>
</td>
<td class="num">(1,161)<span></span>
</td>
<td class="num">(3,585)<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_FinancingReceivableAllowanceForCreditLossesRecovery', window );">Recoveries</a></td>
<td class="nump">269<span></span>
</td>
<td class="nump">150<span></span>
</td>
<td class="nump">541<span></span>
</td>
</tr>
<tr class="re">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_ProvisionForLoanLeaseAndOtherLosses', window );">Provision</a></td>
<td class="num">(1,904)<span></span>
</td>
<td class="num">(2,246)<span></span>
</td>
<td class="nump">2,127<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_ffic_FinancingReceivablesAbstract', window );"><strong>Financing Receivables:</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_LoansAndLeasesReceivableNetOfDeferredIncome', window );">Ending Balance</a></td>
<td class="nump">2,055,228<span></span>
</td>
<td class="nump">1,923,460<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_FinancingReceivableIndividuallyEvaluatedForImpairment', window );">Ending balance: individually evaluated for impairment</a></td>
<td class="nump">8,047<span></span>
</td>
<td class="nump">13,260<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_FinancingReceivableCollectivelyEvaluatedForImpairment', window );">Ending balance: collectively evaluated for impairment</a></td>
<td class="nump">2,047,181<span></span>
</td>
<td class="nump">1,910,200<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_FinancingReceivablePortfolioSegmentAxis=us-gaap_CommercialRealEstatePortfolioSegmentMember', window );">Commercial Real Estate Portfolio Segment [Member]</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_ffic_AllowanceForCreditLossesAbstract', window );"><strong>Allowance for credit losses:</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_FinancingReceivableAllowanceForCreditLosses', window );">Allowance for credit losses - balance</a></td>
<td class="nump">4,202<span></span>
</td>
<td class="nump">4,959<span></span>
</td>
<td class="nump">5,705<span></span>
</td>
</tr>
<tr class="re">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_FinancingReceivableAllowanceForCreditLosses', window );">Allowance for credit losses - balance</a></td>
<td class="nump">4,239<span></span>
</td>
<td class="nump">4,202<span></span>
</td>
<td class="nump">4,959<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_FinancingReceivableAllowanceForCreditLossesIndividuallyEvaluatedForImpairment1', window );">Ending balance: individually evaluated for impairment</a></td>
<td class="nump">180<span></span>
</td>
<td class="nump">21<span></span>
</td>
<td class="nump">164<span></span>
</td>
</tr>
<tr class="re">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_FinancingReceivableAllowanceForCreditLossesCollectivelyEvaluatedForImpairment', window );">Ending balance: collectively evaluated for impairment</a></td>
<td class="nump">4,059<span></span>
</td>
<td class="nump">4,181<span></span>
</td>
<td class="nump">4,795<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_FinancingReceivableAllowanceForCreditLossesWriteOffs', window );">Charge-off's</a></td>
<td class="num">(32)<span></span>
</td>
<td class="num">(325)<span></span>
</td>
<td class="num">(1,051)<span></span>
</td>
</tr>
<tr class="re">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_FinancingReceivableAllowanceForCreditLossesRecovery', window );">Recoveries</a></td>
<td class="nump">168<span></span>
</td>
<td class="nump">481<span></span>
</td>
<td class="nump">324<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_ProvisionForLoanLeaseAndOtherLosses', window );">Provision</a></td>
<td class="num">(99)<span></span>
</td>
<td class="num">(913)<span></span>
</td>
<td class="num">(19)<span></span>
</td>
</tr>
<tr class="re">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_ffic_FinancingReceivablesAbstract', window );"><strong>Financing Receivables:</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_LoansAndLeasesReceivableNetOfDeferredIncome', window );">Ending Balance</a></td>
<td class="nump">1,001,236<span></span>
</td>
<td class="nump">621,569<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_FinancingReceivableIndividuallyEvaluatedForImpairment', window );">Ending balance: individually evaluated for impairment</a></td>
<td class="nump">6,183<span></span>
</td>
<td class="nump">9,473<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_FinancingReceivableCollectivelyEvaluatedForImpairment', window );">Ending balance: collectively evaluated for impairment</a></td>
<td class="nump">995,053<span></span>
</td>
<td class="nump">612,096<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_FinancingReceivablePortfolioSegmentAxis=ffic_OneToFourFamilyMixedUsePropertyPortfolioSegmentMember', window );">One-to-Four Family - Mixed-Use Property Portfolio Segment [Member]</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_ffic_AllowanceForCreditLossesAbstract', window );"><strong>Allowance for credit losses:</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_FinancingReceivableAllowanceForCreditLosses', window );">Allowance for credit losses - balance</a></td>
<td class="nump">5,840<span></span>
</td>
<td class="nump">6,328<span></span>
</td>
<td class="nump">5,960<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_FinancingReceivableAllowanceForCreditLosses', window );">Allowance for credit losses - balance</a></td>
<td class="nump">4,227<span></span>
</td>
<td class="nump">5,840<span></span>
</td>
<td class="nump">6,328<span></span>
</td>
</tr>
<tr class="re">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_FinancingReceivableAllowanceForCreditLossesIndividuallyEvaluatedForImpairment1', window );">Ending balance: individually evaluated for impairment</a></td>
<td class="nump">502<span></span>
</td>
<td class="nump">579<span></span>
</td>
<td class="nump">875<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_FinancingReceivableAllowanceForCreditLossesCollectivelyEvaluatedForImpairment', window );">Ending balance: collectively evaluated for impairment</a></td>
<td class="nump">3,725<span></span>
</td>
<td class="nump">5,261<span></span>
</td>
<td class="nump">5,453<span></span>
</td>
</tr>
<tr class="re">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_FinancingReceivableAllowanceForCreditLossesWriteOffs', window );">Charge-off's</a></td>
<td class="num">(592)<span></span>
</td>
<td class="num">(423)<span></span>
</td>
<td class="num">(4,206)<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_FinancingReceivableAllowanceForCreditLossesRecovery', window );">Recoveries</a></td>
<td class="nump">76<span></span>
</td>
<td class="nump">608<span></span>
</td>
<td class="nump">266<span></span>
</td>
</tr>
<tr class="re">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_ProvisionForLoanLeaseAndOtherLosses', window );">Provision</a></td>
<td class="num">(1,097)<span></span>
</td>
<td class="num">(673)<span></span>
</td>
<td class="nump">4,308<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_ffic_FinancingReceivablesAbstract', window );"><strong>Financing Receivables:</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_LoansAndLeasesReceivableNetOfDeferredIncome', window );">Ending Balance</a></td>
<td class="nump">573,043<span></span>
</td>
<td class="nump">573,779<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_FinancingReceivableIndividuallyEvaluatedForImpairment', window );">Ending balance: individually evaluated for impairment</a></td>
<td class="nump">12,828<span></span>
</td>
<td class="nump">15,120<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_FinancingReceivableCollectivelyEvaluatedForImpairment', window );">Ending balance: collectively evaluated for impairment</a></td>
<td class="nump">560,215<span></span>
</td>
<td class="nump">558,659<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_FinancingReceivablePortfolioSegmentAxis=ffic_OnetoFourFamilyResidentialPortfolioSegmentMember', window );">One-to-Four Family Residential Portfolio Segment [Member]</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_ffic_AllowanceForCreditLossesAbstract', window );"><strong>Allowance for credit losses:</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_FinancingReceivableAllowanceForCreditLosses', window );">Allowance for credit losses - balance</a></td>
<td class="nump">1,690<span></span>
</td>
<td class="nump">2,079<span></span>
</td>
<td class="nump">1,999<span></span>
</td>
</tr>
<tr class="re">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_FinancingReceivableAllowanceForCreditLosses', window );">Allowance for credit losses - balance</a></td>
<td class="nump">1,227<span></span>
</td>
<td class="nump">1,690<span></span>
</td>
<td class="nump">2,079<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_FinancingReceivableAllowanceForCreditLossesIndividuallyEvaluatedForImpairment1', window );">Ending balance: individually evaluated for impairment</a></td>
<td class="nump">51<span></span>
</td>
<td class="nump">54<span></span>
</td>
<td class="nump">58<span></span>
</td>
</tr>
<tr class="re">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_FinancingReceivableAllowanceForCreditLossesCollectivelyEvaluatedForImpairment', window );">Ending balance: collectively evaluated for impairment</a></td>
<td class="nump">1,176<span></span>
</td>
<td class="nump">1,636<span></span>
</td>
<td class="nump">2,021<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_FinancingReceivableAllowanceForCreditLossesWriteOffs', window );">Charge-off's</a></td>
<td class="num">(342)<span></span>
</td>
<td class="num">(103)<span></span>
</td>
<td class="num">(701)<span></span>
</td>
</tr>
<tr class="re">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_FinancingReceivableAllowanceForCreditLossesRecovery', window );">Recoveries</a></td>
<td class="nump">375<span></span>
</td>
<td class="nump">269<span></span>
</td>
<td class="nump">272<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_ProvisionForLoanLeaseAndOtherLosses', window );">Provision</a></td>
<td class="num">(496)<span></span>
</td>
<td class="num">(555)<span></span>
</td>
<td class="nump">509<span></span>
</td>
</tr>
<tr class="re">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_ffic_FinancingReceivablesAbstract', window );"><strong>Financing Receivables:</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_LoansAndLeasesReceivableNetOfDeferredIncome', window );">Ending Balance</a></td>
<td class="nump">187,838<span></span>
</td>
<td class="nump">187,572<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_FinancingReceivableIndividuallyEvaluatedForImpairment', window );">Ending balance: individually evaluated for impairment</a></td>
<td class="nump">12,598<span></span>
</td>
<td class="nump">13,170<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_FinancingReceivableCollectivelyEvaluatedForImpairment', window );">Ending balance: collectively evaluated for impairment</a></td>
<td class="nump">175,240<span></span>
</td>
<td class="nump">174,402<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_FinancingReceivablePortfolioSegmentAxis=ffic_CoOerativeApartmentsPortfolioSegmentMember', window );">Co-oerative Apartments Portfolio Segment [Member]</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_ffic_AllowanceForCreditLossesAbstract', window );"><strong>Allowance for credit losses:</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_FinancingReceivableAllowanceForCreditLosses', window );">Allowance for credit losses - balance</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="nump">104<span></span>
</td>
<td class="nump">46<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_FinancingReceivableAllowanceForCreditLosses', window );">Allowance for credit losses - balance</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="nump">104<span></span>
</td>
</tr>
<tr class="re">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_FinancingReceivableAllowanceForCreditLossesCollectivelyEvaluatedForImpairment', window );">Ending balance: collectively evaluated for impairment</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="nump">104<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_FinancingReceivableAllowanceForCreditLossesWriteOffs', window );">Charge-off's</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="num">(108)<span></span>
</td>
</tr>
<tr class="re">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_FinancingReceivableAllowanceForCreditLossesRecovery', window );">Recoveries</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="nump">7<span></span>
</td>
<td class="nump">4<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_ProvisionForLoanLeaseAndOtherLosses', window );">Provision</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="num">(111)<span></span>
</td>
<td class="nump">162<span></span>
</td>
</tr>
<tr class="re">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_ffic_FinancingReceivablesAbstract', window );"><strong>Financing Receivables:</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_LoansAndLeasesReceivableNetOfDeferredIncome', window );">Ending Balance</a></td>
<td class="nump">8,285<span></span>
</td>
<td class="nump">9,835<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_FinancingReceivableCollectivelyEvaluatedForImpairment', window );">Ending balance: collectively evaluated for impairment</a></td>
<td class="nump">8,285<span></span>
</td>
<td class="nump">9,835<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_FinancingReceivablePortfolioSegmentAxis=ffic_ConstructionPortfolioSegmentMember', window );">Construction Portfolio Segment [Member]</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_ffic_AllowanceForCreditLossesAbstract', window );"><strong>Allowance for credit losses:</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_FinancingReceivableAllowanceForCreditLosses', window );">Allowance for credit losses - balance</a></td>
<td class="nump">42<span></span>
</td>
<td class="nump">444<span></span>
</td>
<td class="nump">66<span></span>
</td>
</tr>
<tr class="re">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_FinancingReceivableAllowanceForCreditLosses', window );">Allowance for credit losses - balance</a></td>
<td class="nump">50<span></span>
</td>
<td class="nump">42<span></span>
</td>
<td class="nump">444<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_FinancingReceivableAllowanceForCreditLossesIndividuallyEvaluatedForImpairment1', window );">Ending balance: individually evaluated for impairment</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="nump">17<span></span>
</td>
</tr>
<tr class="re">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_FinancingReceivableAllowanceForCreditLossesCollectivelyEvaluatedForImpairment', window );">Ending balance: collectively evaluated for impairment</a></td>
<td class="nump">50<span></span>
</td>
<td class="nump">42<span></span>
</td>
<td class="nump">427<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_FinancingReceivableAllowanceForCreditLossesWriteOffs', window );">Charge-off's</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="num">(2,678)<span></span>
</td>
</tr>
<tr class="re">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_ProvisionForLoanLeaseAndOtherLosses', window );">Provision</a></td>
<td class="nump">8<span></span>
</td>
<td class="num">(402)<span></span>
</td>
<td class="nump">3,056<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_ffic_FinancingReceivablesAbstract', window );"><strong>Financing Receivables:</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_LoansAndLeasesReceivableNetOfDeferredIncome', window );">Ending Balance</a></td>
<td class="nump">7,284<span></span>
</td>
<td class="nump">5,286<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_FinancingReceivableIndividuallyEvaluatedForImpairment', window );">Ending balance: individually evaluated for impairment</a></td>
<td class="nump">1,000<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_FinancingReceivableCollectivelyEvaluatedForImpairment', window );">Ending balance: collectively evaluated for impairment</a></td>
<td class="nump">6,284<span></span>
</td>
<td class="nump">5,286<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_FinancingReceivablePortfolioSegmentAxis=ffic_SmallBusinessAdministrationPortfolioSegmentMember', window );">Small Business Administration Portfolio Segment [Member]</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_ffic_AllowanceForCreditLossesAbstract', window );"><strong>Allowance for credit losses:</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_FinancingReceivableAllowanceForCreditLosses', window );">Allowance for credit losses - balance</a></td>
<td class="nump">279<span></span>
</td>
<td class="nump">458<span></span>
</td>
<td class="nump">505<span></span>
</td>
</tr>
<tr class="re">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_FinancingReceivableAllowanceForCreditLosses', window );">Allowance for credit losses - balance</a></td>
<td class="nump">262<span></span>
</td>
<td class="nump">279<span></span>
</td>
<td class="nump">458<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_FinancingReceivableAllowanceForCreditLossesCollectivelyEvaluatedForImpairment', window );">Ending balance: collectively evaluated for impairment</a></td>
<td class="nump">262<span></span>
</td>
<td class="nump">279<span></span>
</td>
<td class="nump">458<span></span>
</td>
</tr>
<tr class="re">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_FinancingReceivableAllowanceForCreditLossesWriteOffs', window );">Charge-off's</a></td>
<td class="num">(34)<span></span>
</td>
<td class="num">(49)<span></span>
</td>
<td class="num">(457)<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_FinancingReceivableAllowanceForCreditLossesRecovery', window );">Recoveries</a></td>
<td class="nump">40<span></span>
</td>
<td class="nump">92<span></span>
</td>
<td class="nump">87<span></span>
</td>
</tr>
<tr class="re">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_ProvisionForLoanLeaseAndOtherLosses', window );">Provision</a></td>
<td class="num">(23)<span></span>
</td>
<td class="num">(222)<span></span>
</td>
<td class="nump">323<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_ffic_FinancingReceivablesAbstract', window );"><strong>Financing Receivables:</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_LoansAndLeasesReceivableNetOfDeferredIncome', window );">Ending Balance</a></td>
<td class="nump">12,194<span></span>
</td>
<td class="nump">7,134<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_FinancingReceivableIndividuallyEvaluatedForImpairment', window );">Ending balance: individually evaluated for impairment</a></td>
<td class="nump">310<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_FinancingReceivableCollectivelyEvaluatedForImpairment', window );">Ending balance: collectively evaluated for impairment</a></td>
<td class="nump">11,884<span></span>
</td>
<td class="nump">7,134<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_FinancingReceivablePortfolioSegmentAxis=ffic_TaxMedallionPortflioSegmentMember', window );">Tax Medallion Portflio Segment [Member]</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_ffic_AllowanceForCreditLossesAbstract', window );"><strong>Allowance for credit losses:</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_FinancingReceivableAllowanceForCreditLosses', window );">Allowance for credit losses - balance</a></td>
<td class="nump">11<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="nump">7<span></span>
</td>
</tr>
<tr class="re">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_FinancingReceivableAllowanceForCreditLosses', window );">Allowance for credit losses - balance</a></td>
<td class="nump">343<span></span>
</td>
<td class="nump">11<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_FinancingReceivableAllowanceForCreditLossesIndividuallyEvaluatedForImpairment1', window );">Ending balance: individually evaluated for impairment</a></td>
<td class="nump">333<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_FinancingReceivableAllowanceForCreditLossesCollectivelyEvaluatedForImpairment', window );">Ending balance: collectively evaluated for impairment</a></td>
<td class="nump">10<span></span>
</td>
<td class="nump">11<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_ProvisionForLoanLeaseAndOtherLosses', window );">Provision</a></td>
<td class="nump">332<span></span>
</td>
<td class="nump">11<span></span>
</td>
<td class="num">(7)<span></span>
</td>
</tr>
<tr class="re">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_ffic_FinancingReceivablesAbstract', window );"><strong>Financing Receivables:</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_LoansAndLeasesReceivableNetOfDeferredIncome', window );">Ending Balance</a></td>
<td class="nump">20,881<span></span>
</td>
<td class="nump">22,519<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_FinancingReceivableIndividuallyEvaluatedForImpairment', window );">Ending balance: individually evaluated for impairment</a></td>
<td class="nump">2,118<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_FinancingReceivableCollectivelyEvaluatedForImpairment', window );">Ending balance: collectively evaluated for impairment</a></td>
<td class="nump">18,763<span></span>
</td>
<td class="nump">22,519<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_FinancingReceivablePortfolioSegmentAxis=ffic_CommercialBusinessAndOtherPortfolioSegmentMember', window );">Commercial Business and Other Portfolio Segment [Member]</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_ffic_AllowanceForCreditLossesAbstract', window );"><strong>Allowance for credit losses:</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_FinancingReceivableAllowanceForCreditLosses', window );">Allowance for credit losses - balance</a></td>
<td class="nump">4,205<span></span>
</td>
<td class="nump">5,320<span></span>
</td>
<td class="nump">3,815<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_FinancingReceivableAllowanceForCreditLosses', window );">Allowance for credit losses - balance</a></td>
<td class="nump">4,469<span></span>
</td>
<td class="nump">4,205<span></span>
</td>
<td class="nump">5,320<span></span>
</td>
</tr>
<tr class="re">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_FinancingReceivableAllowanceForCreditLossesIndividuallyEvaluatedForImpairment1', window );">Ending balance: individually evaluated for impairment</a></td>
<td class="nump">112<span></span>
</td>
<td class="nump">154<span></span>
</td>
<td class="nump">222<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_FinancingReceivableAllowanceForCreditLossesCollectivelyEvaluatedForImpairment', window );">Ending balance: collectively evaluated for impairment</a></td>
<td class="nump">4,357<span></span>
</td>
<td class="nump">4,051<span></span>
</td>
<td class="nump">5,098<span></span>
</td>
</tr>
<tr class="re">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_FinancingReceivableAllowanceForCreditLossesWriteOffs', window );">Charge-off's</a></td>
<td class="num">(2,371)<span></span>
</td>
<td class="num">(381)<span></span>
</td>
<td class="num">(2,057)<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_FinancingReceivableAllowanceForCreditLossesRecovery', window );">Recoveries</a></td>
<td class="nump">312<span></span>
</td>
<td class="nump">176<span></span>
</td>
<td class="nump">86<span></span>
</td>
</tr>
<tr class="re">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_ProvisionForLoanLeaseAndOtherLosses', window );">Provision</a></td>
<td class="nump">2,323<span></span>
</td>
<td class="num">(910)<span></span>
</td>
<td class="nump">$ 3,476<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_ffic_FinancingReceivablesAbstract', window );"><strong>Financing Receivables:</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_LoansAndLeasesReceivableNetOfDeferredIncome', window );">Ending Balance</a></td>
<td class="nump">506,622<span></span>
</td>
<td class="nump">447,500<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_FinancingReceivableIndividuallyEvaluatedForImpairment', window );">Ending balance: individually evaluated for impairment</a></td>
<td class="nump">4,716<span></span>
</td>
<td class="nump">5,492<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_FinancingReceivableCollectivelyEvaluatedForImpairment', window );">Ending balance: collectively evaluated for impairment</a></td>
<td class="nump">$ 501,906<span></span>
</td>
<td class="nump">$ 442,008<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
</table>
<div style="display: none;">
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_ffic_AllowanceForCreditLossesAbstract">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- References</a><div><p>No definition available.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">ffic_AllowanceForCreditLossesAbstract</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>ffic_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:stringItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_ffic_FinancingReceivablesAbstract">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- References</a><div><p>No definition available.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">ffic_FinancingReceivablesAbstract</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>ffic_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:stringItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_FinancingReceivableAllowanceForCreditLosses">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>A valuation allowance for financing receivables that are expected to be uncollectible.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 310<br> -SubTopic 10<br> -Section 50<br> -Paragraph 11B<br> -Subparagraph (c)(1)<br> -URI http://asc.fasb.org/extlink&amp;oid=49124121&amp;loc=SL6953423-111524<br></p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_FinancingReceivableAllowanceForCreditLosses</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>us-gaap_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>credit</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>instant</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_FinancingReceivableAllowanceForCreditLossesCollectivelyEvaluatedForImpairment">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>The valuation allowance for financing receivables that are expected to be uncollectible that were collectively evaluated for impairment.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 310<br> -SubTopic 10<br> -Section 50<br> -Paragraph 11B<br> -Subparagraph (g)<br> -URI http://asc.fasb.org/extlink&amp;oid=49124121&amp;loc=SL6953423-111524<br></p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_FinancingReceivableAllowanceForCreditLossesCollectivelyEvaluatedForImpairment</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>us-gaap_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>credit</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>instant</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_FinancingReceivableAllowanceForCreditLossesIndividuallyEvaluatedForImpairment1">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>Amount of valuation allowance for financing receivables that are expected to be uncollectible that were individually evaluated for impairment.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 310<br> -SubTopic 10<br> -Section 50<br> -Paragraph 11B<br> -Subparagraph (g)<br> -URI http://asc.fasb.org/extlink&amp;oid=49124121&amp;loc=SL6953423-111524<br></p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_FinancingReceivableAllowanceForCreditLossesIndividuallyEvaluatedForImpairment1</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>us-gaap_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>credit</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>instant</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_FinancingReceivableAllowanceForCreditLossesRecovery">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>Amount of recovery of financing receivables doubtful of collection that were previously charged off.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 310<br> -SubTopic 10<br> -Section 50<br> -Paragraph 11B<br> -Subparagraph (c)(4)<br> -URI http://asc.fasb.org/extlink&amp;oid=49124121&amp;loc=SL6953423-111524<br></p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_FinancingReceivableAllowanceForCreditLossesRecovery</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>us-gaap_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>credit</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_FinancingReceivableAllowanceForCreditLossesWriteOffs">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>Amount of direct write-downs of financing receivables charged against the allowance.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 310<br> -SubTopic 10<br> -Section 50<br> -Paragraph 11B<br> -Subparagraph (c)(3)<br> -URI http://asc.fasb.org/extlink&amp;oid=49124121&amp;loc=SL6953423-111524<br></p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_FinancingReceivableAllowanceForCreditLossesWriteOffs</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>us-gaap_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>debit</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_FinancingReceivableCollectivelyEvaluatedForImpairment">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>The balance of financing receivables that were collectively evaluated for impairment.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 310<br> -SubTopic 10<br> -Section 50<br> -Paragraph 11B<br> -Subparagraph (h)<br> -URI http://asc.fasb.org/extlink&amp;oid=49124121&amp;loc=SL6953423-111524<br></p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_FinancingReceivableCollectivelyEvaluatedForImpairment</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>us-gaap_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>debit</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>instant</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_FinancingReceivableIndividuallyEvaluatedForImpairment">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>The balance of financing receivables that were individually evaluated for impairment.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 310<br> -SubTopic 10<br> -Section 50<br> -Paragraph 11B<br> -Subparagraph (h)<br> -URI http://asc.fasb.org/extlink&amp;oid=49124121&amp;loc=SL6953423-111524<br></p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_FinancingReceivableIndividuallyEvaluatedForImpairment</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>us-gaap_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>debit</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>instant</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_LoansAndLeasesReceivableNetOfDeferredIncome">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>Amount before allowance and after deduction of deferred interest and fees, unamortized costs and premiums and discounts from face amounts, of loans and leases held in portfolio, including but not limited to, commercial and consumer loans. Excludes loans and leases covered under loss sharing agreements.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 310<br> -SubTopic 10<br> -Section 45<br> -Paragraph 2<br> -URI http://asc.fasb.org/extlink&amp;oid=28367877&amp;loc=d3e4428-111522<br><br>Reference 2: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 310<br> -SubTopic 10<br> -Section 50<br> -Paragraph 4<br> -URI http://asc.fasb.org/extlink&amp;oid=49124121&amp;loc=d3e5074-111524<br></p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_LoansAndLeasesReceivableNetOfDeferredIncome</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>us-gaap_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>debit</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>instant</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_ProvisionForLoanLeaseAndOtherLosses">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>Amount of expense related loan transactions, lease transactions, credit loss from transactions other than loan and lease transactions, and other loss based on assessment of uncollectability from the counterparty to reduce the account to their net realizable value.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 310<br> -SubTopic 10<br> -Section 50<br> -Paragraph 11B<br> -Subparagraph (c)(2)<br> -URI http://asc.fasb.org/extlink&amp;oid=49124121&amp;loc=SL6953423-111524<br><br>Reference 2: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 942<br> -SubTopic 225<br> -Section S99<br> -Paragraph 1<br> -Subparagraph (SX 210.9-04.11)<br> -URI http://asc.fasb.org/extlink&amp;oid=6879574&amp;loc=d3e536633-122882<br><br>Reference 3: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 230<br> -SubTopic 10<br> -Section 45<br> -Paragraph 28<br> -Subparagraph (a)<br> -URI http://asc.fasb.org/extlink&amp;oid=56944662&amp;loc=d3e3602-108585<br></p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_ProvisionForLoanLeaseAndOtherLosses</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>us-gaap_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>debit</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_FinancingReceivablePortfolioSegmentAxis=ffic_MultifamilyResidentialPortfolioSegmentMember">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Details</a><div><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_FinancingReceivablePortfolioSegmentAxis=ffic_MultifamilyResidentialPortfolioSegmentMember</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td></td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_FinancingReceivablePortfolioSegmentAxis=us-gaap_CommercialRealEstatePortfolioSegmentMember">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Details</a><div><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_FinancingReceivablePortfolioSegmentAxis=us-gaap_CommercialRealEstatePortfolioSegmentMember</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td></td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_FinancingReceivablePortfolioSegmentAxis=ffic_OneToFourFamilyMixedUsePropertyPortfolioSegmentMember">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Details</a><div><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_FinancingReceivablePortfolioSegmentAxis=ffic_OneToFourFamilyMixedUsePropertyPortfolioSegmentMember</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td></td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_FinancingReceivablePortfolioSegmentAxis=ffic_OnetoFourFamilyResidentialPortfolioSegmentMember">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Details</a><div><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_FinancingReceivablePortfolioSegmentAxis=ffic_OnetoFourFamilyResidentialPortfolioSegmentMember</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td></td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_FinancingReceivablePortfolioSegmentAxis=ffic_CoOerativeApartmentsPortfolioSegmentMember">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Details</a><div><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_FinancingReceivablePortfolioSegmentAxis=ffic_CoOerativeApartmentsPortfolioSegmentMember</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td></td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_FinancingReceivablePortfolioSegmentAxis=ffic_ConstructionPortfolioSegmentMember">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Details</a><div><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_FinancingReceivablePortfolioSegmentAxis=ffic_ConstructionPortfolioSegmentMember</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td></td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_FinancingReceivablePortfolioSegmentAxis=ffic_SmallBusinessAdministrationPortfolioSegmentMember">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Details</a><div><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_FinancingReceivablePortfolioSegmentAxis=ffic_SmallBusinessAdministrationPortfolioSegmentMember</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td></td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_FinancingReceivablePortfolioSegmentAxis=ffic_TaxMedallionPortflioSegmentMember">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Details</a><div><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_FinancingReceivablePortfolioSegmentAxis=ffic_TaxMedallionPortflioSegmentMember</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td></td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_FinancingReceivablePortfolioSegmentAxis=ffic_CommercialBusinessAndOtherPortfolioSegmentMember">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Details</a><div><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_FinancingReceivablePortfolioSegmentAxis=ffic_CommercialBusinessAndOtherPortfolioSegmentMember</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td></td>
</tr>
</table></div>
</div></td></tr>
</table>
</div>
</body>
</html>
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<SEQUENCE>80
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<DESCRIPTION>IDEA: XBRL DOCUMENT
<TEXT>
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<head>
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<span style="display: none;">v3.3.1.900</span><table class="report" border="0" cellspacing="2" id="idp6864533760">
<tr>
<th class="tl" colspan="1" rowspan="2"><div style="width: 200px;"><strong>Note 3 - Loans and Allowance for Loan Losses (Details) - Impaired Loans - USD ($)<br> $ in Thousands</strong></div></th>
<th class="th" colspan="3">12 Months Ended</th>
</tr>
<tr>
<th class="th"><div>Dec. 31, 2015</div></th>
<th class="th"><div>Dec. 31, 2014</div></th>
<th class="th"><div>Dec. 31, 2013</div></th>
</tr>
<tr class="re">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_ffic_MortgageLoansAbstract', window );"><strong>Mortgage loans:</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_ImpairedFinancingReceivableWithNoRelatedAllowanceRecordedInvestment', window );">Recorded Investment, With no related allowance recorded</a></td>
<td class="nump">$ 35,849<span></span>
</td>
<td class="nump">$ 45,203<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_ImpairedFinancingReceivableWithNoRelatedAllowanceUnpaidPrincipalBalance', window );">Unpaid Principal Balance, With no related allowance recorded</a></td>
<td class="nump">42,582<span></span>
</td>
<td class="nump">51,011<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_ImpairedFinancingReceivableWithNoRelatedAllowanceAverageRecordedInvestment', window );">Average Recorded Investment, With no related allowance recorded</a></td>
<td class="nump">41,105<span></span>
</td>
<td class="nump">55,077<span></span>
</td>
<td class="nump">$ 80,141<span></span>
</td>
</tr>
<tr class="re">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_ImpairedFinancingReceivableWithNoRelatedAllowanceInterestIncomeCashBasisMethod', window );">Interest Income Recognized, With no related allowance recorded</a></td>
<td class="nump">735<span></span>
</td>
<td class="nump">806<span></span>
</td>
<td class="nump">1,380<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_ffic_MortgageLoansAbstract0', window );"><strong>Mortgage loans:</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_ImpairedFinancingReceivableWithRelatedAllowanceRecordedInvestment', window );">Recorded Investment, With an allowance recorded</a></td>
<td class="nump">11,951<span></span>
</td>
<td class="nump">11,312<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_ImpairedFinancingReceivableWithRelatedAllowanceUnpaidPrincipalBalance', window );">Unpaid Principal Balance, With an allowance recorded</a></td>
<td class="nump">11,951<span></span>
</td>
<td class="nump">11,312<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_ImpairedFinancingReceivableRelatedAllowance', window );">Related Allowance, With an allowance recorded</a></td>
<td class="nump">1,430<span></span>
</td>
<td class="nump">1,094<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_ImpairedFinancingReceivableWithRelatedAllowanceAverageRecordedInvestment', window );">Average Recorded Investment, With an allowance recorded</a></td>
<td class="nump">10,462<span></span>
</td>
<td class="nump">13,121<span></span>
</td>
<td class="nump">19,972<span></span>
</td>
</tr>
<tr class="re">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_ImpairedFinancingReceivableWithRelatedAllowanceInterestIncomeCashBasisMethod', window );">Interest Income Recognized, With an allowance recorded</a></td>
<td class="nump">619<span></span>
</td>
<td class="nump">615<span></span>
</td>
<td class="nump">864<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_ffic_TotalImpairedLoansAbstract', window );"><strong>Total Impaired Loans:</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_ImpairedFinancingReceivableRecordedInvestment', window );">Recorded Investment, Total Impaired Loans</a></td>
<td class="nump">49,878<span></span>
</td>
<td class="nump">70,156<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_ImpairedFinancingReceivableRelatedAllowance', window );">Related Allowance, Total Impaired Loans</a></td>
<td class="nump">1,430<span></span>
</td>
<td class="nump">1,094<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_FinancingReceivablePortfolioSegmentAxis=ffic_MultifamilyResidentialPortfolioSegmentMember', window );">Multi-family Residential Portfolio Segment [Member]</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_ffic_TotalImpairedLoansAbstract', window );"><strong>Total Impaired Loans:</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_ImpairedFinancingReceivableRecordedInvestment', window );">Recorded Investment, Total Impaired Loans</a></td>
<td class="nump">9,782<span></span>
</td>
<td class="nump">16,720<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_FinancingReceivablePortfolioSegmentAxis=us-gaap_CommercialRealEstatePortfolioSegmentMember', window );">Commercial Real Estate Portfolio Segment [Member]</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_ffic_TotalImpairedLoansAbstract', window );"><strong>Total Impaired Loans:</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_ImpairedFinancingReceivableRecordedInvestment', window );">Recorded Investment, Total Impaired Loans</a></td>
<td class="nump">5,633<span></span>
</td>
<td class="nump">12,553<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_FinancingReceivablePortfolioSegmentAxis=ffic_OneToFourFamilyMixedUsePropertyPortfolioSegmentMember', window );">One-to-Four Family - Mixed-Use Property Portfolio Segment [Member]</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_ffic_TotalImpairedLoansAbstract', window );"><strong>Total Impaired Loans:</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_ImpairedFinancingReceivableRecordedInvestment', window );">Recorded Investment, Total Impaired Loans</a></td>
<td class="nump">14,077<span></span>
</td>
<td class="nump">17,753<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_FinancingReceivablePortfolioSegmentAxis=ffic_OnetoFourFamilyResidentialPortfolioSegmentMember', window );">One-to-Four Family Residential Portfolio Segment [Member]</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_ffic_TotalImpairedLoansAbstract', window );"><strong>Total Impaired Loans:</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_ImpairedFinancingReceivableRecordedInvestment', window );">Recorded Investment, Total Impaired Loans</a></td>
<td class="nump">13,692<span></span>
</td>
<td class="nump">15,408<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_FinancingReceivablePortfolioSegmentAxis=ffic_CoOerativeApartmentsPortfolioSegmentMember', window );">Co-oerative Apartments Portfolio Segment [Member]</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_ffic_TotalImpairedLoansAbstract', window );"><strong>Total Impaired Loans:</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_ImpairedFinancingReceivableRecordedInvestment', window );">Recorded Investment, Total Impaired Loans</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="nump">623<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_FinancingReceivablePortfolioSegmentAxis=ffic_ConstructionPortfolioSegmentMember', window );">Construction Portfolio Segment [Member]</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_ffic_TotalImpairedLoansAbstract', window );"><strong>Total Impaired Loans:</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_ImpairedFinancingReceivableRecordedInvestment', window );">Recorded Investment, Total Impaired Loans</a></td>
<td class="nump">1,000<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_FinancingReceivablePortfolioSegmentAxis=ffic_SmallBusinessAdministrationPortfolioSegmentMember', window );">Small Business Administration Portfolio Segment [Member]</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_ffic_TotalImpairedLoansAbstract', window );"><strong>Total Impaired Loans:</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_ImpairedFinancingReceivableRecordedInvestment', window );">Recorded Investment, Total Impaired Loans</a></td>
<td class="nump">453<span></span>
</td>
<td class="nump">479<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_FinancingReceivablePortfolioSegmentAxis=ffic_TaxMedallionPortflioSegmentMember', window );">Tax Medallion Portflio Segment [Member]</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_ffic_TotalImpairedLoansAbstract', window );"><strong>Total Impaired Loans:</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_ImpairedFinancingReceivableRecordedInvestment', window );">Recorded Investment, Total Impaired Loans</a></td>
<td class="nump">2,118<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_FinancingReceivablePortfolioSegmentAxis=ffic_CommercialBusinessAndOtherPortfolioSegmentMember', window );">Commercial Business and Other Portfolio Segment [Member]</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_ffic_TotalImpairedLoansAbstract', window );"><strong>Total Impaired Loans:</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_ImpairedFinancingReceivableRecordedInvestment', window );">Recorded Investment, Total Impaired Loans</a></td>
<td class="nump">3,123<span></span>
</td>
<td class="nump">6,620<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_AccountsNotesLoansAndFinancingReceivableByReceivableTypeAxis=us-gaap_MortgageReceivablesMember', window );">Mortgage Receivable [Member] | Multi-family Residential Portfolio Segment [Member]</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_ffic_MortgageLoansAbstract', window );"><strong>Mortgage loans:</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_ImpairedFinancingReceivableWithNoRelatedAllowanceRecordedInvestment', window );">Recorded Investment, With no related allowance recorded</a></td>
<td class="nump">5,742<span></span>
</td>
<td class="nump">10,481<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_ImpairedFinancingReceivableWithNoRelatedAllowanceUnpaidPrincipalBalance', window );">Unpaid Principal Balance, With no related allowance recorded</a></td>
<td class="nump">6,410<span></span>
</td>
<td class="nump">11,551<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_ImpairedFinancingReceivableWithNoRelatedAllowanceAverageRecordedInvestment', window );">Average Recorded Investment, With no related allowance recorded</a></td>
<td class="nump">8,285<span></span>
</td>
<td class="nump">14,168<span></span>
</td>
<td class="nump">22,091<span></span>
</td>
</tr>
<tr class="re">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_ImpairedFinancingReceivableWithNoRelatedAllowanceInterestIncomeCashBasisMethod', window );">Interest Income Recognized, With no related allowance recorded</a></td>
<td class="nump">92<span></span>
</td>
<td class="nump">194<span></span>
</td>
<td class="nump">402<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_ffic_MortgageLoansAbstract0', window );"><strong>Mortgage loans:</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_ImpairedFinancingReceivableWithRelatedAllowanceRecordedInvestment', window );">Recorded Investment, With an allowance recorded</a></td>
<td class="nump">2,305<span></span>
</td>
<td class="nump">2,779<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_ImpairedFinancingReceivableWithRelatedAllowanceUnpaidPrincipalBalance', window );">Unpaid Principal Balance, With an allowance recorded</a></td>
<td class="nump">2,305<span></span>
</td>
<td class="nump">2,779<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_ImpairedFinancingReceivableRelatedAllowance', window );">Related Allowance, With an allowance recorded</a></td>
<td class="nump">252<span></span>
</td>
<td class="nump">286<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_ImpairedFinancingReceivableWithRelatedAllowanceAverageRecordedInvestment', window );">Average Recorded Investment, With an allowance recorded</a></td>
<td class="nump">2,343<span></span>
</td>
<td class="nump">2,936<span></span>
</td>
<td class="nump">2,892<span></span>
</td>
</tr>
<tr class="re">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_ImpairedFinancingReceivableWithRelatedAllowanceInterestIncomeCashBasisMethod', window );">Interest Income Recognized, With an allowance recorded</a></td>
<td class="nump">117<span></span>
</td>
<td class="nump">149<span></span>
</td>
<td class="nump">170<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_ffic_TotalImpairedLoansAbstract', window );"><strong>Total Impaired Loans:</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_ImpairedFinancingReceivableRelatedAllowance', window );">Related Allowance, Total Impaired Loans</a></td>
<td class="nump">252<span></span>
</td>
<td class="nump">286<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_AccountsNotesLoansAndFinancingReceivableByReceivableTypeAxis=us-gaap_MortgageReceivablesMember', window );">Mortgage Receivable [Member] | Commercial Real Estate Portfolio Segment [Member]</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_ffic_MortgageLoansAbstract', window );"><strong>Mortgage loans:</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_ImpairedFinancingReceivableWithNoRelatedAllowanceRecordedInvestment', window );">Recorded Investment, With no related allowance recorded</a></td>
<td class="nump">3,812<span></span>
</td>
<td class="nump">7,100<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_ImpairedFinancingReceivableWithNoRelatedAllowanceUnpaidPrincipalBalance', window );">Unpaid Principal Balance, With no related allowance recorded</a></td>
<td class="nump">3,869<span></span>
</td>
<td class="nump">7,221<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_ImpairedFinancingReceivableWithNoRelatedAllowanceAverageRecordedInvestment', window );">Average Recorded Investment, With no related allowance recorded</a></td>
<td class="nump">4,926<span></span>
</td>
<td class="nump">11,329<span></span>
</td>
<td class="nump">19,846<span></span>
</td>
</tr>
<tr class="re">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_ImpairedFinancingReceivableWithNoRelatedAllowanceInterestIncomeCashBasisMethod', window );">Interest Income Recognized, With no related allowance recorded</a></td>
<td class="nump">7<span></span>
</td>
<td class="nump">51<span></span>
</td>
<td class="nump">266<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_ffic_MortgageLoansAbstract0', window );"><strong>Mortgage loans:</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_ImpairedFinancingReceivableWithRelatedAllowanceRecordedInvestment', window );">Recorded Investment, With an allowance recorded</a></td>
<td class="nump">2,371<span></span>
</td>
<td class="nump">2,373<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_ImpairedFinancingReceivableWithRelatedAllowanceUnpaidPrincipalBalance', window );">Unpaid Principal Balance, With an allowance recorded</a></td>
<td class="nump">2,371<span></span>
</td>
<td class="nump">2,373<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_ImpairedFinancingReceivableRelatedAllowance', window );">Related Allowance, With an allowance recorded</a></td>
<td class="nump">180<span></span>
</td>
<td class="nump">21<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_ImpairedFinancingReceivableWithRelatedAllowanceAverageRecordedInvestment', window );">Average Recorded Investment, With an allowance recorded</a></td>
<td class="nump">997<span></span>
</td>
<td class="nump">3,242<span></span>
</td>
<td class="nump">6,388<span></span>
</td>
</tr>
<tr class="re">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_ImpairedFinancingReceivableWithRelatedAllowanceInterestIncomeCashBasisMethod', window );">Interest Income Recognized, With an allowance recorded</a></td>
<td class="nump">167<span></span>
</td>
<td class="nump">167<span></span>
</td>
<td class="nump">194<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_ffic_TotalImpairedLoansAbstract', window );"><strong>Total Impaired Loans:</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_ImpairedFinancingReceivableRelatedAllowance', window );">Related Allowance, Total Impaired Loans</a></td>
<td class="nump">180<span></span>
</td>
<td class="nump">21<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_AccountsNotesLoansAndFinancingReceivableByReceivableTypeAxis=us-gaap_MortgageReceivablesMember', window );">Mortgage Receivable [Member] | One-to-Four Family - Mixed-Use Property Portfolio Segment [Member]</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_ffic_MortgageLoansAbstract', window );"><strong>Mortgage loans:</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_ImpairedFinancingReceivableWithNoRelatedAllowanceRecordedInvestment', window );">Recorded Investment, With no related allowance recorded</a></td>
<td class="nump">10,082<span></span>
</td>
<td class="nump">12,027<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_ImpairedFinancingReceivableWithNoRelatedAllowanceUnpaidPrincipalBalance', window );">Unpaid Principal Balance, With no related allowance recorded</a></td>
<td class="nump">11,335<span></span>
</td>
<td class="nump">13,381<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_ImpairedFinancingReceivableWithNoRelatedAllowanceAverageRecordedInvestment', window );">Average Recorded Investment, With no related allowance recorded</a></td>
<td class="nump">10,295<span></span>
</td>
<td class="nump">12,852<span></span>
</td>
<td class="nump">13,916<span></span>
</td>
</tr>
<tr class="re">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_ImpairedFinancingReceivableWithNoRelatedAllowanceInterestIncomeCashBasisMethod', window );">Interest Income Recognized, With no related allowance recorded</a></td>
<td class="nump">244<span></span>
</td>
<td class="nump">321<span></span>
</td>
<td class="nump">319<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_ffic_MortgageLoansAbstract0', window );"><strong>Mortgage loans:</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_ImpairedFinancingReceivableWithRelatedAllowanceRecordedInvestment', window );">Recorded Investment, With an allowance recorded</a></td>
<td class="nump">2,746<span></span>
</td>
<td class="nump">3,093<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_ImpairedFinancingReceivableWithRelatedAllowanceUnpaidPrincipalBalance', window );">Unpaid Principal Balance, With an allowance recorded</a></td>
<td class="nump">2,746<span></span>
</td>
<td class="nump">3,093<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_ImpairedFinancingReceivableRelatedAllowance', window );">Related Allowance, With an allowance recorded</a></td>
<td class="nump">502<span></span>
</td>
<td class="nump">579<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_ImpairedFinancingReceivableWithRelatedAllowanceAverageRecordedInvestment', window );">Average Recorded Investment, With an allowance recorded</a></td>
<td class="nump">2,983<span></span>
</td>
<td class="nump">3,249<span></span>
</td>
<td class="nump">4,041<span></span>
</td>
</tr>
<tr class="re">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_ImpairedFinancingReceivableWithRelatedAllowanceInterestIncomeCashBasisMethod', window );">Interest Income Recognized, With an allowance recorded</a></td>
<td class="nump">151<span></span>
</td>
<td class="nump">170<span></span>
</td>
<td class="nump">228<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_ffic_TotalImpairedLoansAbstract', window );"><strong>Total Impaired Loans:</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_ImpairedFinancingReceivableRelatedAllowance', window );">Related Allowance, Total Impaired Loans</a></td>
<td class="nump">502<span></span>
</td>
<td class="nump">579<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_AccountsNotesLoansAndFinancingReceivableByReceivableTypeAxis=us-gaap_MortgageReceivablesMember', window );">Mortgage Receivable [Member] | One-to-Four Family Residential Portfolio Segment [Member]</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_ffic_MortgageLoansAbstract', window );"><strong>Mortgage loans:</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_ImpairedFinancingReceivableWithNoRelatedAllowanceRecordedInvestment', window );">Recorded Investment, With no related allowance recorded</a></td>
<td class="nump">12,255<span></span>
</td>
<td class="nump">12,816<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_ImpairedFinancingReceivableWithNoRelatedAllowanceUnpaidPrincipalBalance', window );">Unpaid Principal Balance, With no related allowance recorded</a></td>
<td class="nump">14,345<span></span>
</td>
<td class="nump">15,709<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_ImpairedFinancingReceivableWithNoRelatedAllowanceAverageRecordedInvestment', window );">Average Recorded Investment, With no related allowance recorded</a></td>
<td class="nump">12,985<span></span>
</td>
<td class="nump">13,015<span></span>
</td>
<td class="nump">14,529<span></span>
</td>
</tr>
<tr class="re">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_ImpairedFinancingReceivableWithNoRelatedAllowanceInterestIncomeCashBasisMethod', window );">Interest Income Recognized, With no related allowance recorded</a></td>
<td class="nump">138<span></span>
</td>
<td class="nump">103<span></span>
</td>
<td class="nump">125<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_ffic_MortgageLoansAbstract0', window );"><strong>Mortgage loans:</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_ImpairedFinancingReceivableWithRelatedAllowanceRecordedInvestment', window );">Recorded Investment, With an allowance recorded</a></td>
<td class="nump">343<span></span>
</td>
<td class="nump">354<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_ImpairedFinancingReceivableWithRelatedAllowanceUnpaidPrincipalBalance', window );">Unpaid Principal Balance, With an allowance recorded</a></td>
<td class="nump">343<span></span>
</td>
<td class="nump">354<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_ImpairedFinancingReceivableRelatedAllowance', window );">Related Allowance, With an allowance recorded</a></td>
<td class="nump">51<span></span>
</td>
<td class="nump">54<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_ImpairedFinancingReceivableWithRelatedAllowanceAverageRecordedInvestment', window );">Average Recorded Investment, With an allowance recorded</a></td>
<td class="nump">347<span></span>
</td>
<td class="nump">358<span></span>
</td>
<td class="nump">368<span></span>
</td>
</tr>
<tr class="re">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_ImpairedFinancingReceivableWithRelatedAllowanceInterestIncomeCashBasisMethod', window );">Interest Income Recognized, With an allowance recorded</a></td>
<td class="nump">14<span></span>
</td>
<td class="nump">14<span></span>
</td>
<td class="nump">15<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_ffic_TotalImpairedLoansAbstract', window );"><strong>Total Impaired Loans:</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_ImpairedFinancingReceivableRelatedAllowance', window );">Related Allowance, Total Impaired Loans</a></td>
<td class="nump">51<span></span>
</td>
<td class="nump">54<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_AccountsNotesLoansAndFinancingReceivableByReceivableTypeAxis=us-gaap_MortgageReceivablesMember', window );">Mortgage Receivable [Member] | Co-oerative Apartments Portfolio Segment [Member]</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_ffic_MortgageLoansAbstract', window );"><strong>Mortgage loans:</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_ImpairedFinancingReceivableWithNoRelatedAllowanceAverageRecordedInvestment', window );">Average Recorded Investment, With no related allowance recorded</a></td>
<td class="nump">153<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="nump">189<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_AccountsNotesLoansAndFinancingReceivableByReceivableTypeAxis=us-gaap_MortgageReceivablesMember', window );">Mortgage Receivable [Member] | Construction Portfolio Segment [Member]</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_ffic_MortgageLoansAbstract', window );"><strong>Mortgage loans:</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_ImpairedFinancingReceivableWithNoRelatedAllowanceRecordedInvestment', window );">Recorded Investment, With no related allowance recorded</a></td>
<td class="nump">1,000<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_ImpairedFinancingReceivableWithNoRelatedAllowanceUnpaidPrincipalBalance', window );">Unpaid Principal Balance, With no related allowance recorded</a></td>
<td class="nump">1,000<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_ImpairedFinancingReceivableWithNoRelatedAllowanceAverageRecordedInvestment', window );">Average Recorded Investment, With no related allowance recorded</a></td>
<td class="nump">250<span></span>
</td>
<td class="nump">285<span></span>
</td>
<td class="nump">4,014<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_ffic_MortgageLoansAbstract0', window );"><strong>Mortgage loans:</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_ImpairedFinancingReceivableWithRelatedAllowanceAverageRecordedInvestment', window );">Average Recorded Investment, With an allowance recorded</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="nump">187<span></span>
</td>
<td class="nump">1,929<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_ImpairedFinancingReceivableWithRelatedAllowanceInterestIncomeCashBasisMethod', window );">Interest Income Recognized, With an allowance recorded</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="nump">18<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_AccountsNotesLoansAndFinancingReceivableByReceivableTypeAxis=ffic_NonMortgageLoansMember', window );">Non-Mortgage Loans [Member]</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_ffic_MortgageLoansAbstract0', window );"><strong>Mortgage loans:</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_ImpairedFinancingReceivableRelatedAllowance', window );">Related Allowance, With an allowance recorded</a></td>
<td class="nump">445<span></span>
</td>
<td class="nump">154<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_ffic_TotalImpairedLoansAbstract', window );"><strong>Total Impaired Loans:</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_ImpairedFinancingReceivableRecordedInvestment', window );">Recorded Investment, Total Impaired Loans</a></td>
<td class="nump">7,144<span></span>
</td>
<td class="nump">5,492<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_ImpairedFinancingReceivableUnpaidPrincipalBalance', window );">Unpaid Principal Balance, Total Impaired Loans</a></td>
<td class="nump">9,809<span></span>
</td>
<td class="nump">5,862<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_ImpairedFinancingReceivableRelatedAllowance', window );">Related Allowance, Total Impaired Loans</a></td>
<td class="nump">445<span></span>
</td>
<td class="nump">154<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_ImpairedFinancingReceivableAverageRecordedInvestment', window );">Average Recorded Investment, Total Impaired Loans</a></td>
<td class="nump">8,003<span></span>
</td>
<td class="nump">6,577<span></span>
</td>
<td class="nump">9,910<span></span>
</td>
</tr>
<tr class="re">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_ImpairedFinancingReceivableInterestIncomeCashBasisMethod', window );">Interest Income Recognized, Total Impaired Loans</a></td>
<td class="nump">424<span></span>
</td>
<td class="nump">252<span></span>
</td>
<td class="nump">507<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_AccountsNotesLoansAndFinancingReceivableByReceivableTypeAxis=ffic_NonMortgageLoansMember', window );">Non-Mortgage Loans [Member] | Small Business Administration Portfolio Segment [Member]</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_ffic_MortgageLoansAbstract', window );"><strong>Mortgage loans:</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_ImpairedFinancingReceivableWithNoRelatedAllowanceRecordedInvestment', window );">Recorded Investment, With no related allowance recorded</a></td>
<td class="nump">276<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_ImpairedFinancingReceivableWithNoRelatedAllowanceUnpaidPrincipalBalance', window );">Unpaid Principal Balance, With no related allowance recorded</a></td>
<td class="nump">276<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_ImpairedFinancingReceivableWithNoRelatedAllowanceAverageRecordedInvestment', window );">Average Recorded Investment, With no related allowance recorded</a></td>
<td class="nump">299<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="nump">247<span></span>
</td>
</tr>
<tr class="re">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_ImpairedFinancingReceivableWithNoRelatedAllowanceInterestIncomeCashBasisMethod', window );">Interest Income Recognized, With no related allowance recorded</a></td>
<td class="nump">1<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_ffic_MortgageLoansAbstract0', window );"><strong>Mortgage loans:</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_ImpairedFinancingReceivableWithRelatedAllowanceRecordedInvestment', window );">Recorded Investment, With an allowance recorded</a></td>
<td class="nump">34<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_ImpairedFinancingReceivableWithRelatedAllowanceUnpaidPrincipalBalance', window );">Unpaid Principal Balance, With an allowance recorded</a></td>
<td class="nump">34<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_ImpairedFinancingReceivableWithRelatedAllowanceAverageRecordedInvestment', window );">Average Recorded Investment, With an allowance recorded</a></td>
<td class="nump">38<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_ImpairedFinancingReceivableWithRelatedAllowanceInterestIncomeCashBasisMethod', window );">Interest Income Recognized, With an allowance recorded</a></td>
<td class="nump">2<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_AccountsNotesLoansAndFinancingReceivableByReceivableTypeAxis=ffic_NonMortgageLoansMember', window );">Non-Mortgage Loans [Member] | Tax Medallion Portflio Segment [Member]</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_ffic_MortgageLoansAbstract0', window );"><strong>Mortgage loans:</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_ImpairedFinancingReceivableWithRelatedAllowanceRecordedInvestment', window );">Recorded Investment, With an allowance recorded</a></td>
<td class="nump">2,118<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_ImpairedFinancingReceivableWithRelatedAllowanceUnpaidPrincipalBalance', window );">Unpaid Principal Balance, With an allowance recorded</a></td>
<td class="nump">2,118<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_ImpairedFinancingReceivableRelatedAllowance', window );">Related Allowance, With an allowance recorded</a></td>
<td class="nump">333<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_ImpairedFinancingReceivableWithRelatedAllowanceAverageRecordedInvestment', window );">Average Recorded Investment, With an allowance recorded</a></td>
<td class="nump">1,062<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_ImpairedFinancingReceivableWithRelatedAllowanceInterestIncomeCashBasisMethod', window );">Interest Income Recognized, With an allowance recorded</a></td>
<td class="nump">66<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_ffic_TotalImpairedLoansAbstract', window );"><strong>Total Impaired Loans:</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_ImpairedFinancingReceivableRelatedAllowance', window );">Related Allowance, Total Impaired Loans</a></td>
<td class="nump">333<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_AccountsNotesLoansAndFinancingReceivableByReceivableTypeAxis=ffic_NonMortgageLoansMember', window );">Non-Mortgage Loans [Member] | Commercial Business and Other Portfolio Segment [Member]</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_ffic_MortgageLoansAbstract', window );"><strong>Mortgage loans:</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_ImpairedFinancingReceivableWithNoRelatedAllowanceRecordedInvestment', window );">Recorded Investment, With no related allowance recorded</a></td>
<td class="nump">2,682<span></span>
</td>
<td class="nump">2,779<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_ImpairedFinancingReceivableWithNoRelatedAllowanceUnpaidPrincipalBalance', window );">Unpaid Principal Balance, With no related allowance recorded</a></td>
<td class="nump">5,347<span></span>
</td>
<td class="nump">3,149<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_ImpairedFinancingReceivableWithNoRelatedAllowanceAverageRecordedInvestment', window );">Average Recorded Investment, With no related allowance recorded</a></td>
<td class="nump">3,912<span></span>
</td>
<td class="nump">3,428<span></span>
</td>
<td class="nump">5,309<span></span>
</td>
</tr>
<tr class="re">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_ImpairedFinancingReceivableWithNoRelatedAllowanceInterestIncomeCashBasisMethod', window );">Interest Income Recognized, With no related allowance recorded</a></td>
<td class="nump">253<span></span>
</td>
<td class="nump">137<span></span>
</td>
<td class="nump">268<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_ffic_MortgageLoansAbstract0', window );"><strong>Mortgage loans:</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_ImpairedFinancingReceivableWithRelatedAllowanceRecordedInvestment', window );">Recorded Investment, With an allowance recorded</a></td>
<td class="nump">2,034<span></span>
</td>
<td class="nump">2,713<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_ImpairedFinancingReceivableWithRelatedAllowanceUnpaidPrincipalBalance', window );">Unpaid Principal Balance, With an allowance recorded</a></td>
<td class="nump">2,034<span></span>
</td>
<td class="nump">2,713<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_ImpairedFinancingReceivableRelatedAllowance', window );">Related Allowance, With an allowance recorded</a></td>
<td class="nump">112<span></span>
</td>
<td class="nump">154<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_ImpairedFinancingReceivableWithRelatedAllowanceAverageRecordedInvestment', window );">Average Recorded Investment, With an allowance recorded</a></td>
<td class="nump">2,692<span></span>
</td>
<td class="nump">3,149<span></span>
</td>
<td class="nump">4,354<span></span>
</td>
</tr>
<tr class="re">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_ImpairedFinancingReceivableWithRelatedAllowanceInterestIncomeCashBasisMethod', window );">Interest Income Recognized, With an allowance recorded</a></td>
<td class="nump">102<span></span>
</td>
<td class="nump">115<span></span>
</td>
<td class="nump">239<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_ffic_TotalImpairedLoansAbstract', window );"><strong>Total Impaired Loans:</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_ImpairedFinancingReceivableRelatedAllowance', window );">Related Allowance, Total Impaired Loans</a></td>
<td class="nump">112<span></span>
</td>
<td class="nump">154<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_AccountsNotesLoansAndFinancingReceivableByReceivableTypeAxis=ffic_MortgageLoansMember', window );">Mortgage Loans [Member]</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_ffic_MortgageLoansAbstract0', window );"><strong>Mortgage loans:</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_ImpairedFinancingReceivableRelatedAllowance', window );">Related Allowance, With an allowance recorded</a></td>
<td class="nump">985<span></span>
</td>
<td class="nump">940<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_ffic_TotalImpairedLoansAbstract', window );"><strong>Total Impaired Loans:</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_ImpairedFinancingReceivableRecordedInvestment', window );">Recorded Investment, Total Impaired Loans</a></td>
<td class="nump">40,656<span></span>
</td>
<td class="nump">51,023<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_ImpairedFinancingReceivableUnpaidPrincipalBalance', window );">Unpaid Principal Balance, Total Impaired Loans</a></td>
<td class="nump">44,724<span></span>
</td>
<td class="nump">56,461<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_ImpairedFinancingReceivableRelatedAllowance', window );">Related Allowance, Total Impaired Loans</a></td>
<td class="nump">985<span></span>
</td>
<td class="nump">940<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_ImpairedFinancingReceivableAverageRecordedInvestment', window );">Average Recorded Investment, Total Impaired Loans</a></td>
<td class="nump">43,564<span></span>
</td>
<td class="nump">61,621<span></span>
</td>
<td class="nump">90,203<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_ImpairedFinancingReceivableInterestIncomeCashBasisMethod', window );">Interest Income Recognized, Total Impaired Loans</a></td>
<td class="nump">$ 930<span></span>
</td>
<td class="nump">$ 1,169<span></span>
</td>
<td class="nump">$ 1,737<span></span>
</td>
</tr>
</table>
<div style="display: none;">
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_ffic_MortgageLoansAbstract">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- References</a><div><p>No definition available.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">ffic_MortgageLoansAbstract</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>ffic_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:stringItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_ffic_MortgageLoansAbstract0">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- References</a><div><p>No definition available.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">ffic_MortgageLoansAbstract0</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>ffic_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:stringItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_ffic_TotalImpairedLoansAbstract">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- References</a><div><p>No definition available.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">ffic_TotalImpairedLoansAbstract</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>ffic_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:stringItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
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<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_ImpairedFinancingReceivableAverageRecordedInvestment">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>Average amount of investment of impaired financing receivables with related allowance for credit losses and without a related allowance for credit losses.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 310<br> -SubTopic 10<br> -Section 50<br> -Paragraph 15<br> -Subparagraph (c)(1)<br> -URI http://asc.fasb.org/extlink&amp;oid=49124121&amp;loc=d3e5212-111524<br><br>Reference 2: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 310<br> -SubTopic 10<br> -Section 50<br> -Paragraph 17<br> -URI http://asc.fasb.org/extlink&amp;oid=49124121&amp;loc=d3e5258-111524<br></p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_ImpairedFinancingReceivableAverageRecordedInvestment</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>us-gaap_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>debit</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_ImpairedFinancingReceivableInterestIncomeCashBasisMethod">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>Amount of interest income recognized on a cash-basis method of accounting that the financing receivables (with related allowance for credit losses and without a related allowance for credit losses) were impaired.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 310<br> -SubTopic 10<br> -Section 50<br> -Paragraph 15<br> -Subparagraph (c)(3)<br> -URI http://asc.fasb.org/extlink&amp;oid=49124121&amp;loc=d3e5212-111524<br></p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_ImpairedFinancingReceivableInterestIncomeCashBasisMethod</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>us-gaap_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>credit</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_ImpairedFinancingReceivableRecordedInvestment">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>Amount of investment of impaired financing receivables with related allowance for credit losses and without a related allowance for credit losses.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 310<br> -SubTopic 10<br> -Section 50<br> -Paragraph 14A<br> -Subparagraph (b)<br> -URI http://asc.fasb.org/extlink&amp;oid=49124121&amp;loc=SL6953550-111524<br></p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_ImpairedFinancingReceivableRecordedInvestment</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>us-gaap_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>debit</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>instant</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_ImpairedFinancingReceivableRelatedAllowance">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>Amount of allowance for credit losses related to recorded investment.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 310<br> -SubTopic 10<br> -Section 50<br> -Paragraph 15<br> -Subparagraph (a)(3)<br> -URI http://asc.fasb.org/extlink&amp;oid=49124121&amp;loc=d3e5212-111524<br></p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_ImpairedFinancingReceivableRelatedAllowance</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>us-gaap_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>credit</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>instant</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_ImpairedFinancingReceivableUnpaidPrincipalBalance">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>Amount of unpaid principal balance of impaired financing receivables with related allowance for credit losses and without related allowance for credit losses.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 310<br> -SubTopic 10<br> -Section 50<br> -Paragraph 15<br> -Subparagraph (a)(4)<br> -URI http://asc.fasb.org/extlink&amp;oid=49124121&amp;loc=d3e5212-111524<br></p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_ImpairedFinancingReceivableUnpaidPrincipalBalance</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>us-gaap_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>debit</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>instant</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_ImpairedFinancingReceivableWithNoRelatedAllowanceAverageRecordedInvestment">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>Amount of average investment of impaired financing receivables for which there is no related allowance for credit losses.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 310<br> -SubTopic 10<br> -Section 50<br> -Paragraph 17<br> -URI http://asc.fasb.org/extlink&amp;oid=49124121&amp;loc=d3e5258-111524<br><br>Reference 2: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 310<br> -SubTopic 10<br> -Section 50<br> -Paragraph 15<br> -Subparagraph (c)(1)<br> -URI http://asc.fasb.org/extlink&amp;oid=49124121&amp;loc=d3e5212-111524<br></p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_ImpairedFinancingReceivableWithNoRelatedAllowanceAverageRecordedInvestment</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>us-gaap_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>debit</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_ImpairedFinancingReceivableWithNoRelatedAllowanceInterestIncomeCashBasisMethod">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>Amount of interest income, recognized on cash basis, on financing receivables, for which there is no related allowance for credit losses and are recognized as impaired.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 310<br> -SubTopic 10<br> -Section 50<br> -Paragraph 15<br> -Subparagraph (c)(3)<br> -URI http://asc.fasb.org/extlink&amp;oid=49124121&amp;loc=d3e5212-111524<br></p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_ImpairedFinancingReceivableWithNoRelatedAllowanceInterestIncomeCashBasisMethod</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>us-gaap_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>credit</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_ImpairedFinancingReceivableWithNoRelatedAllowanceRecordedInvestment">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>Amount of investment in impaired financing receivables for which there is no related allowance for credit losses.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 310<br> -SubTopic 10<br> -Section 50<br> -Paragraph 14A<br> -Subparagraph (b)<br> -URI http://asc.fasb.org/extlink&amp;oid=49124121&amp;loc=SL6953550-111524<br></p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_ImpairedFinancingReceivableWithNoRelatedAllowanceRecordedInvestment</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>us-gaap_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>debit</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>instant</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_ImpairedFinancingReceivableWithNoRelatedAllowanceUnpaidPrincipalBalance">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>Amount of unpaid principal balance of impaired financing receivables for which there is no related allowance for credit losses.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 310<br> -SubTopic 10<br> -Section 50<br> -Paragraph 15<br> -Subparagraph (a)(4)<br> -URI http://asc.fasb.org/extlink&amp;oid=49124121&amp;loc=d3e5212-111524<br></p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_ImpairedFinancingReceivableWithNoRelatedAllowanceUnpaidPrincipalBalance</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>us-gaap_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>debit</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>instant</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_ImpairedFinancingReceivableWithRelatedAllowanceAverageRecordedInvestment">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>Amount of average investment of impaired financing receivables for which there is a related allowance for credit losses.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 310<br> -SubTopic 10<br> -Section 50<br> -Paragraph 15<br> -Subparagraph (c)(1)<br> -URI http://asc.fasb.org/extlink&amp;oid=49124121&amp;loc=d3e5212-111524<br><br>Reference 2: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 310<br> -SubTopic 10<br> -Section 50<br> -Paragraph 17<br> -URI http://asc.fasb.org/extlink&amp;oid=49124121&amp;loc=d3e5258-111524<br></p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_ImpairedFinancingReceivableWithRelatedAllowanceAverageRecordedInvestment</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>us-gaap_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>debit</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_ImpairedFinancingReceivableWithRelatedAllowanceInterestIncomeCashBasisMethod">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>Amount of interest income on financing receivables, for which there is a related allowance for credit losses, recognized on a cash-basis method of accounting that the financing receivables were impaired.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 310<br> -SubTopic 10<br> -Section 50<br> -Paragraph 15<br> -Subparagraph (c)(3)<br> -URI http://asc.fasb.org/extlink&amp;oid=49124121&amp;loc=d3e5212-111524<br></p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_ImpairedFinancingReceivableWithRelatedAllowanceInterestIncomeCashBasisMethod</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>us-gaap_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>credit</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_ImpairedFinancingReceivableWithRelatedAllowanceRecordedInvestment">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>Amount of investment in impaired financing receivables for which there is a related allowance for credit losses.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 310<br> -SubTopic 10<br> -Section 50<br> -Paragraph 14A<br> -Subparagraph (b)<br> -URI http://asc.fasb.org/extlink&amp;oid=49124121&amp;loc=SL6953550-111524<br></p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_ImpairedFinancingReceivableWithRelatedAllowanceRecordedInvestment</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>us-gaap_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>debit</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>instant</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_ImpairedFinancingReceivableWithRelatedAllowanceUnpaidPrincipalBalance">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>Unpaid principal balance of impaired financing receivables for which there is a related allowance for credit losses.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 310<br> -SubTopic 10<br> -Section 50<br> -Paragraph 15<br> -Subparagraph (a)(4)<br> -URI http://asc.fasb.org/extlink&amp;oid=49124121&amp;loc=d3e5212-111524<br></p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_ImpairedFinancingReceivableWithRelatedAllowanceUnpaidPrincipalBalance</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>us-gaap_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>debit</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>instant</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_FinancingReceivablePortfolioSegmentAxis=ffic_MultifamilyResidentialPortfolioSegmentMember">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Details</a><div><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_FinancingReceivablePortfolioSegmentAxis=ffic_MultifamilyResidentialPortfolioSegmentMember</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td></td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_FinancingReceivablePortfolioSegmentAxis=us-gaap_CommercialRealEstatePortfolioSegmentMember">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Details</a><div><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_FinancingReceivablePortfolioSegmentAxis=us-gaap_CommercialRealEstatePortfolioSegmentMember</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td></td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_FinancingReceivablePortfolioSegmentAxis=ffic_OneToFourFamilyMixedUsePropertyPortfolioSegmentMember">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Details</a><div><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_FinancingReceivablePortfolioSegmentAxis=ffic_OneToFourFamilyMixedUsePropertyPortfolioSegmentMember</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td></td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_FinancingReceivablePortfolioSegmentAxis=ffic_OnetoFourFamilyResidentialPortfolioSegmentMember">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Details</a><div><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_FinancingReceivablePortfolioSegmentAxis=ffic_OnetoFourFamilyResidentialPortfolioSegmentMember</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td></td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_FinancingReceivablePortfolioSegmentAxis=ffic_CoOerativeApartmentsPortfolioSegmentMember">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Details</a><div><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_FinancingReceivablePortfolioSegmentAxis=ffic_CoOerativeApartmentsPortfolioSegmentMember</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td></td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_FinancingReceivablePortfolioSegmentAxis=ffic_ConstructionPortfolioSegmentMember">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Details</a><div><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_FinancingReceivablePortfolioSegmentAxis=ffic_ConstructionPortfolioSegmentMember</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td></td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_FinancingReceivablePortfolioSegmentAxis=ffic_SmallBusinessAdministrationPortfolioSegmentMember">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Details</a><div><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_FinancingReceivablePortfolioSegmentAxis=ffic_SmallBusinessAdministrationPortfolioSegmentMember</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td></td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_FinancingReceivablePortfolioSegmentAxis=ffic_TaxMedallionPortflioSegmentMember">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Details</a><div><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_FinancingReceivablePortfolioSegmentAxis=ffic_TaxMedallionPortflioSegmentMember</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td></td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_FinancingReceivablePortfolioSegmentAxis=ffic_CommercialBusinessAndOtherPortfolioSegmentMember">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Details</a><div><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_FinancingReceivablePortfolioSegmentAxis=ffic_CommercialBusinessAndOtherPortfolioSegmentMember</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td></td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_AccountsNotesLoansAndFinancingReceivableByReceivableTypeAxis=us-gaap_MortgageReceivablesMember">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Details</a><div><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_AccountsNotesLoansAndFinancingReceivableByReceivableTypeAxis=us-gaap_MortgageReceivablesMember</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td></td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_AccountsNotesLoansAndFinancingReceivableByReceivableTypeAxis=ffic_NonMortgageLoansMember">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Details</a><div><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_AccountsNotesLoansAndFinancingReceivableByReceivableTypeAxis=ffic_NonMortgageLoansMember</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td></td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_AccountsNotesLoansAndFinancingReceivableByReceivableTypeAxis=ffic_MortgageLoansMember">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Details</a><div><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_AccountsNotesLoansAndFinancingReceivableByReceivableTypeAxis=ffic_MortgageLoansMember</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td></td>
</tr>
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<span style="display: none;">v3.3.1.900</span><table class="report" border="0" cellspacing="2" id="idp6841227136">
<tr>
<th class="tl" colspan="1" rowspan="1"><div style="width: 200px;"><strong>Note 3 - Loans and Allowance for Loan Losses (Details) - Loans Designated as Criticized or Classified - USD ($)<br> $ in Thousands</strong></div></th>
<th class="th"><div>Dec. 31, 2015</div></th>
<th class="th"><div>Dec. 31, 2014</div></th>
</tr>
<tr class="re">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_FinancingReceivableRecordedInvestmentLineItems', window );"><strong>Financing Receivable, Recorded Investment [Line Items]</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_ImpairedFinancingReceivableRecordedInvestment', window );">Loans designated as criticized or classified</a></td>
<td class="nump">$ 49,878<span></span>
</td>
<td class="nump">$ 70,156<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_InternalCreditAssessmentAxis=us-gaap_SpecialMentionMember', window );">Special Mention [Member]</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_FinancingReceivableRecordedInvestmentLineItems', window );"><strong>Financing Receivable, Recorded Investment [Line Items]</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_ImpairedFinancingReceivableRecordedInvestment', window );">Loans designated as criticized or classified</a></td>
<td class="nump">10,935<span></span>
</td>
<td class="nump">23,496<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_InternalCreditAssessmentAxis=us-gaap_SubstandardMember', window );">Substandard [Member]</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_FinancingReceivableRecordedInvestmentLineItems', window );"><strong>Financing Receivable, Recorded Investment [Line Items]</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_ImpairedFinancingReceivableRecordedInvestment', window );">Loans designated as criticized or classified</a></td>
<td class="nump">38,943<span></span>
</td>
<td class="nump">46,660<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_FinancingReceivablePortfolioSegmentAxis=ffic_MultifamilyResidentialPortfolioSegmentMember', window );">Multi-family Residential Portfolio Segment [Member]</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_FinancingReceivableRecordedInvestmentLineItems', window );"><strong>Financing Receivable, Recorded Investment [Line Items]</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_ImpairedFinancingReceivableRecordedInvestment', window );">Loans designated as criticized or classified</a></td>
<td class="nump">9,782<span></span>
</td>
<td class="nump">16,720<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_FinancingReceivablePortfolioSegmentAxis=ffic_MultifamilyResidentialPortfolioSegmentMember', window );">Multi-family Residential Portfolio Segment [Member] | Special Mention [Member]</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_FinancingReceivableRecordedInvestmentLineItems', window );"><strong>Financing Receivable, Recorded Investment [Line Items]</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_ImpairedFinancingReceivableRecordedInvestment', window );">Loans designated as criticized or classified</a></td>
<td class="nump">4,361<span></span>
</td>
<td class="nump">6,494<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_FinancingReceivablePortfolioSegmentAxis=ffic_MultifamilyResidentialPortfolioSegmentMember', window );">Multi-family Residential Portfolio Segment [Member] | Substandard [Member]</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_FinancingReceivableRecordedInvestmentLineItems', window );"><strong>Financing Receivable, Recorded Investment [Line Items]</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_ImpairedFinancingReceivableRecordedInvestment', window );">Loans designated as criticized or classified</a></td>
<td class="nump">5,421<span></span>
</td>
<td class="nump">10,226<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_FinancingReceivablePortfolioSegmentAxis=us-gaap_CommercialRealEstatePortfolioSegmentMember', window );">Commercial Real Estate Portfolio Segment [Member]</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_FinancingReceivableRecordedInvestmentLineItems', window );"><strong>Financing Receivable, Recorded Investment [Line Items]</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_ImpairedFinancingReceivableRecordedInvestment', window );">Loans designated as criticized or classified</a></td>
<td class="nump">5,633<span></span>
</td>
<td class="nump">12,553<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_FinancingReceivablePortfolioSegmentAxis=us-gaap_CommercialRealEstatePortfolioSegmentMember', window );">Commercial Real Estate Portfolio Segment [Member] | Special Mention [Member]</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_FinancingReceivableRecordedInvestmentLineItems', window );"><strong>Financing Receivable, Recorded Investment [Line Items]</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_ImpairedFinancingReceivableRecordedInvestment', window );">Loans designated as criticized or classified</a></td>
<td class="nump">1,821<span></span>
</td>
<td class="nump">5,453<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_FinancingReceivablePortfolioSegmentAxis=us-gaap_CommercialRealEstatePortfolioSegmentMember', window );">Commercial Real Estate Portfolio Segment [Member] | Substandard [Member]</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_FinancingReceivableRecordedInvestmentLineItems', window );"><strong>Financing Receivable, Recorded Investment [Line Items]</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_ImpairedFinancingReceivableRecordedInvestment', window );">Loans designated as criticized or classified</a></td>
<td class="nump">3,812<span></span>
</td>
<td class="nump">7,100<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_FinancingReceivablePortfolioSegmentAxis=ffic_OneToFourFamilyMixedUsePropertyPortfolioSegmentMember', window );">One-to-Four Family - Mixed-Use Property Portfolio Segment [Member]</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_FinancingReceivableRecordedInvestmentLineItems', window );"><strong>Financing Receivable, Recorded Investment [Line Items]</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_ImpairedFinancingReceivableRecordedInvestment', window );">Loans designated as criticized or classified</a></td>
<td class="nump">14,077<span></span>
</td>
<td class="nump">17,753<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_FinancingReceivablePortfolioSegmentAxis=ffic_OneToFourFamilyMixedUsePropertyPortfolioSegmentMember', window );">One-to-Four Family - Mixed-Use Property Portfolio Segment [Member] | Special Mention [Member]</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_FinancingReceivableRecordedInvestmentLineItems', window );"><strong>Financing Receivable, Recorded Investment [Line Items]</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_ImpairedFinancingReceivableRecordedInvestment', window );">Loans designated as criticized or classified</a></td>
<td class="nump">3,087<span></span>
</td>
<td class="nump">5,254<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_FinancingReceivablePortfolioSegmentAxis=ffic_OneToFourFamilyMixedUsePropertyPortfolioSegmentMember', window );">One-to-Four Family - Mixed-Use Property Portfolio Segment [Member] | Substandard [Member]</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_FinancingReceivableRecordedInvestmentLineItems', window );"><strong>Financing Receivable, Recorded Investment [Line Items]</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_ImpairedFinancingReceivableRecordedInvestment', window );">Loans designated as criticized or classified</a></td>
<td class="nump">10,990<span></span>
</td>
<td class="nump">12,499<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_FinancingReceivablePortfolioSegmentAxis=ffic_OnetoFourFamilyResidentialPortfolioSegmentMember', window );">One-to-Four Family Residential Portfolio Segment [Member]</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_FinancingReceivableRecordedInvestmentLineItems', window );"><strong>Financing Receivable, Recorded Investment [Line Items]</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_ImpairedFinancingReceivableRecordedInvestment', window );">Loans designated as criticized or classified</a></td>
<td class="nump">13,692<span></span>
</td>
<td class="nump">15,408<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_FinancingReceivablePortfolioSegmentAxis=ffic_OnetoFourFamilyResidentialPortfolioSegmentMember', window );">One-to-Four Family Residential Portfolio Segment [Member] | Special Mention [Member]</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_FinancingReceivableRecordedInvestmentLineItems', window );"><strong>Financing Receivable, Recorded Investment [Line Items]</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_ImpairedFinancingReceivableRecordedInvestment', window );">Loans designated as criticized or classified</a></td>
<td class="nump">1,437<span></span>
</td>
<td class="nump">2,352<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_FinancingReceivablePortfolioSegmentAxis=ffic_OnetoFourFamilyResidentialPortfolioSegmentMember', window );">One-to-Four Family Residential Portfolio Segment [Member] | Substandard [Member]</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_FinancingReceivableRecordedInvestmentLineItems', window );"><strong>Financing Receivable, Recorded Investment [Line Items]</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_ImpairedFinancingReceivableRecordedInvestment', window );">Loans designated as criticized or classified</a></td>
<td class="nump">12,255<span></span>
</td>
<td class="nump">13,056<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_FinancingReceivablePortfolioSegmentAxis=ffic_CoOerativeApartmentsPortfolioSegmentMember', window );">Co-oerative Apartments Portfolio Segment [Member]</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_FinancingReceivableRecordedInvestmentLineItems', window );"><strong>Financing Receivable, Recorded Investment [Line Items]</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_ImpairedFinancingReceivableRecordedInvestment', window );">Loans designated as criticized or classified</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="nump">623<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_FinancingReceivablePortfolioSegmentAxis=ffic_CoOerativeApartmentsPortfolioSegmentMember', window );">Co-oerative Apartments Portfolio Segment [Member] | Special Mention [Member]</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_FinancingReceivableRecordedInvestmentLineItems', window );"><strong>Financing Receivable, Recorded Investment [Line Items]</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_ImpairedFinancingReceivableRecordedInvestment', window );">Loans designated as criticized or classified</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="nump">623<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_FinancingReceivablePortfolioSegmentAxis=ffic_ConstructionPortfolioSegmentMember', window );">Construction Portfolio Segment [Member]</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_FinancingReceivableRecordedInvestmentLineItems', window );"><strong>Financing Receivable, Recorded Investment [Line Items]</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_ImpairedFinancingReceivableRecordedInvestment', window );">Loans designated as criticized or classified</a></td>
<td class="nump">1,000<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_FinancingReceivablePortfolioSegmentAxis=ffic_ConstructionPortfolioSegmentMember', window );">Construction Portfolio Segment [Member] | Substandard [Member]</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_FinancingReceivableRecordedInvestmentLineItems', window );"><strong>Financing Receivable, Recorded Investment [Line Items]</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_ImpairedFinancingReceivableRecordedInvestment', window );">Loans designated as criticized or classified</a></td>
<td class="nump">1,000<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_FinancingReceivablePortfolioSegmentAxis=ffic_SmallBusinessAdministrationPortfolioSegmentMember', window );">Small Business Administration Portfolio Segment [Member]</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_FinancingReceivableRecordedInvestmentLineItems', window );"><strong>Financing Receivable, Recorded Investment [Line Items]</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_ImpairedFinancingReceivableRecordedInvestment', window );">Loans designated as criticized or classified</a></td>
<td class="nump">453<span></span>
</td>
<td class="nump">479<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_FinancingReceivablePortfolioSegmentAxis=ffic_SmallBusinessAdministrationPortfolioSegmentMember', window );">Small Business Administration Portfolio Segment [Member] | Special Mention [Member]</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_FinancingReceivableRecordedInvestmentLineItems', window );"><strong>Financing Receivable, Recorded Investment [Line Items]</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_ImpairedFinancingReceivableRecordedInvestment', window );">Loans designated as criticized or classified</a></td>
<td class="nump">229<span></span>
</td>
<td class="nump">479<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_FinancingReceivablePortfolioSegmentAxis=ffic_SmallBusinessAdministrationPortfolioSegmentMember', window );">Small Business Administration Portfolio Segment [Member] | Substandard [Member]</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_FinancingReceivableRecordedInvestmentLineItems', window );"><strong>Financing Receivable, Recorded Investment [Line Items]</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_ImpairedFinancingReceivableRecordedInvestment', window );">Loans designated as criticized or classified</a></td>
<td class="nump">224<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_FinancingReceivablePortfolioSegmentAxis=ffic_TaxMedallionPortflioSegmentMember', window );">Tax Medallion Portflio Segment [Member]</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_FinancingReceivableRecordedInvestmentLineItems', window );"><strong>Financing Receivable, Recorded Investment [Line Items]</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_ImpairedFinancingReceivableRecordedInvestment', window );">Loans designated as criticized or classified</a></td>
<td class="nump">2,118<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_FinancingReceivablePortfolioSegmentAxis=ffic_TaxMedallionPortflioSegmentMember', window );">Tax Medallion Portflio Segment [Member] | Substandard [Member]</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_FinancingReceivableRecordedInvestmentLineItems', window );"><strong>Financing Receivable, Recorded Investment [Line Items]</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_ImpairedFinancingReceivableRecordedInvestment', window );">Loans designated as criticized or classified</a></td>
<td class="nump">2,118<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_FinancingReceivablePortfolioSegmentAxis=ffic_CommercialBusinessAndOtherPortfolioSegmentMember', window );">Commercial Business and Other Portfolio Segment [Member]</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_FinancingReceivableRecordedInvestmentLineItems', window );"><strong>Financing Receivable, Recorded Investment [Line Items]</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_ImpairedFinancingReceivableRecordedInvestment', window );">Loans designated as criticized or classified</a></td>
<td class="nump">3,123<span></span>
</td>
<td class="nump">6,620<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_FinancingReceivablePortfolioSegmentAxis=ffic_CommercialBusinessAndOtherPortfolioSegmentMember', window );">Commercial Business and Other Portfolio Segment [Member] | Special Mention [Member]</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_FinancingReceivableRecordedInvestmentLineItems', window );"><strong>Financing Receivable, Recorded Investment [Line Items]</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_ImpairedFinancingReceivableRecordedInvestment', window );">Loans designated as criticized or classified</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="nump">2,841<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_FinancingReceivablePortfolioSegmentAxis=ffic_CommercialBusinessAndOtherPortfolioSegmentMember', window );">Commercial Business and Other Portfolio Segment [Member] | Substandard [Member]</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_FinancingReceivableRecordedInvestmentLineItems', window );"><strong>Financing Receivable, Recorded Investment [Line Items]</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_ImpairedFinancingReceivableRecordedInvestment', window );">Loans designated as criticized or classified</a></td>
<td class="nump">$ 3,123<span></span>
</td>
<td class="nump">$ 3,779<span></span>
</td>
</tr>
</table>
<div style="display: none;">
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_FinancingReceivableRecordedInvestmentLineItems">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>Line items represent financial concepts included in a table. These concepts are used to disclose reportable information associated with domain members defined in one or many axes to the table.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>No definition available.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_FinancingReceivableRecordedInvestmentLineItems</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>us-gaap_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:stringItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_ImpairedFinancingReceivableRecordedInvestment">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>Amount of investment of impaired financing receivables with related allowance for credit losses and without a related allowance for credit losses.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 310<br> -SubTopic 10<br> -Section 50<br> -Paragraph 14A<br> -Subparagraph (b)<br> -URI http://asc.fasb.org/extlink&amp;oid=49124121&amp;loc=SL6953550-111524<br></p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_ImpairedFinancingReceivableRecordedInvestment</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>us-gaap_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>debit</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>instant</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_InternalCreditAssessmentAxis=us-gaap_SpecialMentionMember">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Details</a><div><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_InternalCreditAssessmentAxis=us-gaap_SpecialMentionMember</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td></td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_InternalCreditAssessmentAxis=us-gaap_SubstandardMember">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Details</a><div><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_InternalCreditAssessmentAxis=us-gaap_SubstandardMember</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td></td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_FinancingReceivablePortfolioSegmentAxis=ffic_MultifamilyResidentialPortfolioSegmentMember">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Details</a><div><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_FinancingReceivablePortfolioSegmentAxis=ffic_MultifamilyResidentialPortfolioSegmentMember</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td></td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_FinancingReceivablePortfolioSegmentAxis=us-gaap_CommercialRealEstatePortfolioSegmentMember">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Details</a><div><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_FinancingReceivablePortfolioSegmentAxis=us-gaap_CommercialRealEstatePortfolioSegmentMember</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td></td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_FinancingReceivablePortfolioSegmentAxis=ffic_OneToFourFamilyMixedUsePropertyPortfolioSegmentMember">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Details</a><div><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_FinancingReceivablePortfolioSegmentAxis=ffic_OneToFourFamilyMixedUsePropertyPortfolioSegmentMember</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td></td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_FinancingReceivablePortfolioSegmentAxis=ffic_OnetoFourFamilyResidentialPortfolioSegmentMember">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Details</a><div><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_FinancingReceivablePortfolioSegmentAxis=ffic_OnetoFourFamilyResidentialPortfolioSegmentMember</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td></td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_FinancingReceivablePortfolioSegmentAxis=ffic_CoOerativeApartmentsPortfolioSegmentMember">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Details</a><div><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_FinancingReceivablePortfolioSegmentAxis=ffic_CoOerativeApartmentsPortfolioSegmentMember</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td></td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_FinancingReceivablePortfolioSegmentAxis=ffic_ConstructionPortfolioSegmentMember">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Details</a><div><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_FinancingReceivablePortfolioSegmentAxis=ffic_ConstructionPortfolioSegmentMember</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td></td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_FinancingReceivablePortfolioSegmentAxis=ffic_SmallBusinessAdministrationPortfolioSegmentMember">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Details</a><div><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_FinancingReceivablePortfolioSegmentAxis=ffic_SmallBusinessAdministrationPortfolioSegmentMember</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td></td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_FinancingReceivablePortfolioSegmentAxis=ffic_TaxMedallionPortflioSegmentMember">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Details</a><div><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_FinancingReceivablePortfolioSegmentAxis=ffic_TaxMedallionPortflioSegmentMember</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td></td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_FinancingReceivablePortfolioSegmentAxis=ffic_CommercialBusinessAndOtherPortfolioSegmentMember">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Details</a><div><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_FinancingReceivablePortfolioSegmentAxis=ffic_CommercialBusinessAndOtherPortfolioSegmentMember</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td></td>
</tr>
</table></div>
</div></td></tr>
</table>
</div>
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</html>
</TEXT>
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<DOCUMENT>
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<DESCRIPTION>IDEA: XBRL DOCUMENT
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<span style="display: none;">v3.3.1.900</span><table class="report" border="0" cellspacing="2" id="idp6839080256">
<tr>
<th class="tl" colspan="1" rowspan="2"><div style="width: 200px;"><strong>Note 4 - Loans Held for Sale (Details) - Performing Financial Instruments [Member]<br> $ in Millions</strong></div></th>
<th class="th" colspan="2">12 Months Ended</th>
</tr>
<tr>
<th class="th">
<div>Dec. 31, 2015 </div>
<div>USD ($)</div>
</th>
<th class="th">
<div>Dec. 31, 2013 </div>
<div>USD ($)</div>
</th>
</tr>
<tr class="rh">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_FinancialInstrumentPerformanceStatusAxis=us-gaap_PerformingFinancingReceivableMember', window );">Commercial Real Estate Portfolio Segment [Member]</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_ffic_Note4LoansHeldforSaleDetailsLineItems', window );"><strong>Note 4 - Loans Held for Sale (Details) [Line Items]</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_ffic_NumberOfLoansHeldForSale', window );">Number of Loans Held for Sale</a></td>
<td class="nump">1<span></span>
</td>
<td class="nump">1<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_ProceedsFromSaleOfLoansHeldForSale', window );">Proceeds from Sale of Loans Held-for-sale</a></td>
<td class="nump">$ 3.1<span></span>
</td>
<td class="nump">$ 2.4<span></span>
</td>
</tr>
<tr class="re">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_GainLossOnSaleOfLoansAndLeases', window );">Gain (Loss) on Sale of Loans and Leases</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="nump">$ 0.2<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_FinancialInstrumentPerformanceStatusAxis=us-gaap_PerformingFinancingReceivableMember', window );">SBA Loans [Member]</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_ffic_Note4LoansHeldforSaleDetailsLineItems', window );"><strong>Note 4 - Loans Held for Sale (Details) [Line Items]</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_ffic_NumberOfLoansHeldForSale', window );">Number of Loans Held for Sale</a></td>
<td class="nump">5<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_ProceedsFromSaleOfLoansHeldForSale', window );">Proceeds from Sale of Loans Held-for-sale</a></td>
<td class="nump">$ 4.2<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_FinancialInstrumentPerformanceStatusAxis=us-gaap_PerformingFinancingReceivableMember', window );">Commercial Real Estate Portfolio Segment and SBA Loans [Member]</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_ffic_Note4LoansHeldforSaleDetailsLineItems', window );"><strong>Note 4 - Loans Held for Sale (Details) [Line Items]</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_GainLossOnSaleOfLoansAndLeases', window );">Gain (Loss) on Sale of Loans and Leases</a></td>
<td class="nump">$ 0.3<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
</table>
<div style="display: none;">
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_ffic_Note4LoansHeldforSaleDetailsLineItems">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- References</a><div><p>No definition available.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">ffic_Note4LoansHeldforSaleDetailsLineItems</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>ffic_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:stringItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_ffic_NumberOfLoansHeldForSale">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>The number of loans an entity has held for sale.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>No definition available.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">ffic_NumberOfLoansHeldForSale</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>ffic_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:integerItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_GainLossOnSaleOfLoansAndLeases">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>The gains (losses) included in earnings that represent the difference between the sale price and the carrying value of loans and leases that were sold during the reporting period. This element refers to the gain (loss) and not to the cash proceeds of the sales. This element is a noncash adjustment to net income when calculating net cash generated by operating activities using the indirect method.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 230<br> -SubTopic 10<br> -Section 45<br> -Paragraph 24<br> -URI http://asc.fasb.org/extlink&amp;oid=56944662&amp;loc=d3e3521-108585<br><br>Reference 2: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 230<br> -SubTopic 10<br> -Section 45<br> -Paragraph 28<br> -Subparagraph (b)<br> -URI http://asc.fasb.org/extlink&amp;oid=56944662&amp;loc=d3e3602-108585<br></p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_GainLossOnSaleOfLoansAndLeases</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>us-gaap_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>credit</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_ProceedsFromSaleOfLoansHeldForSale">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>The cash inflow resulting from the sale of loans classified as held-for-sale, including proceeds from loans sold through mortgage securitization.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 230<br> -SubTopic 10<br> -Section 45<br> -Paragraph 16<br> -URI http://asc.fasb.org/extlink&amp;oid=56944662&amp;loc=d3e3337-108585<br><br>Reference 2: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 230<br> -SubTopic 10<br> -Section 45<br> -Paragraph 21<br> -URI http://asc.fasb.org/extlink&amp;oid=56944662&amp;loc=d3e3461-108585<br><br>Reference 3: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 942<br> -SubTopic 230<br> -Section 55<br> -Paragraph 2<br> -URI http://asc.fasb.org/extlink&amp;oid=34726456&amp;loc=d3e60097-112785<br></p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_ProceedsFromSaleOfLoansHeldForSale</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>us-gaap_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>debit</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_FinancialInstrumentPerformanceStatusAxis=us-gaap_PerformingFinancingReceivableMember">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Details</a><div><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_FinancialInstrumentPerformanceStatusAxis=us-gaap_PerformingFinancingReceivableMember</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td></td>
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<td><strong> Data Type:</strong></td>
<td>na</td>
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<tr>
<td><strong> Balance Type:</strong></td>
<td></td>
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<tr>
<td><strong> Period Type:</strong></td>
<td></td>
</tr>
</table></div>
</div></td></tr>
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<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_FinancingReceivablePortfolioSegmentAxis=us-gaap_CommercialRealEstatePortfolioSegmentMember">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Details</a><div><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_FinancingReceivablePortfolioSegmentAxis=us-gaap_CommercialRealEstatePortfolioSegmentMember</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td></td>
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<tr>
<td><strong> Data Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td></td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_FinancingReceivablePortfolioSegmentAxis=ffic_SBALoansMember">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Details</a><div><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_FinancingReceivablePortfolioSegmentAxis=ffic_SBALoansMember</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td></td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_FinancingReceivablePortfolioSegmentAxis=ffic_CommercialRealEstatePortfolioSegmentAndSBALoansMember">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Details</a><div><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_FinancingReceivablePortfolioSegmentAxis=ffic_CommercialRealEstatePortfolioSegmentAndSBALoansMember</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td></td>
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<span style="display: none;">v3.3.1.900</span><table class="report" border="0" cellspacing="2" id="idp6862634864">
<tr>
<th class="tl" colspan="1" rowspan="2"><div style="width: 200px;"><strong>Note 4 - Loans Held for Sale (Details) - Delinquent and Non-Performing Loans Sold During the Period<br> $ in Thousands</strong></div></th>
<th class="th" colspan="3">12 Months Ended</th>
</tr>
<tr>
<th class="th">
<div>Dec. 31, 2015 </div>
<div>USD ($)</div>
</th>
<th class="th">
<div>Dec. 31, 2014 </div>
<div>USD ($)</div>
</th>
<th class="th">
<div>Dec. 31, 2013 </div>
<div>USD ($)</div>
</th>
</tr>
<tr class="re">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_ffic_Note4LoansHeldforSaleDetailsDelinquentandNonPerformingLoansSoldDuringthePeriodLineItems', window );"><strong>Note 4 - Loans Held for Sale (Details) - Delinquent and Non-Performing Loans Sold During the Period [Line Items]</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_ffic_DelinquentAndNonPerformingLoansSold', window );">Loans sold</a></td>
<td class="nump">23<span></span>
</td>
<td class="nump">34<span></span>
</td>
<td class="nump">72<span></span>
</td>
</tr>
<tr class="re">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_ffic_DelinquentAndNonPerformingLoansProceeds', window );">Proceeds</a></td>
<td class="nump">$ 8,986<span></span>
</td>
<td class="nump">$ 15,857<span></span>
</td>
<td class="nump">$ 33,401<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_ffic_DelinquentAndNonPerformingLoansNetRecoveriesChargeoffs', window );">Net (charge-offs) recoveries</a></td>
<td class="nump">134<span></span>
</td>
<td class="nump">357<span></span>
</td>
<td class="num">(4,703)<span></span>
</td>
</tr>
<tr class="re">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_ffic_DelinquentAndNonPerformingLoansNetGainLoss', window );">Net gain (loss)</a></td>
<td class="nump">$ 69<span></span>
</td>
<td class="nump">$ 67<span></span>
</td>
<td class="nump">$ 53<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_FinancingReceivablePortfolioSegmentAxis=ffic_MultifamilyResidentialPortfolioSegmentMember', window );">Multi-family Residential Portfolio Segment [Member]</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_ffic_Note4LoansHeldforSaleDetailsDelinquentandNonPerformingLoansSoldDuringthePeriodLineItems', window );"><strong>Note 4 - Loans Held for Sale (Details) - Delinquent and Non-Performing Loans Sold During the Period [Line Items]</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_ffic_DelinquentAndNonPerformingLoansSold', window );">Loans sold</a></td>
<td class="nump">9<span></span>
</td>
<td class="nump">12<span></span>
</td>
<td class="nump">21<span></span>
</td>
</tr>
<tr class="re">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_ffic_DelinquentAndNonPerformingLoansProceeds', window );">Proceeds</a></td>
<td class="nump">$ 3,540<span></span>
</td>
<td class="nump">$ 5,759<span></span>
</td>
<td class="nump">$ 11,420<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_ffic_DelinquentAndNonPerformingLoansNetRecoveriesChargeoffs', window );">Net (charge-offs) recoveries</a></td>
<td class="nump">134<span></span>
</td>
<td class="num">(80)<span></span>
</td>
<td class="num">(1,024)<span></span>
</td>
</tr>
<tr class="re">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_ffic_DelinquentAndNonPerformingLoansNetGainLoss', window );">Net gain (loss)</a></td>
<td class="num">$ (1)<span></span>
</td>
<td class="nump">$ 9<span></span>
</td>
<td class="nump">$ 99<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_FinancingReceivablePortfolioSegmentAxis=us-gaap_CommercialRealEstatePortfolioSegmentMember', window );">Commercial Real Estate Portfolio Segment [Member]</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_ffic_Note4LoansHeldforSaleDetailsDelinquentandNonPerformingLoansSoldDuringthePeriodLineItems', window );"><strong>Note 4 - Loans Held for Sale (Details) - Delinquent and Non-Performing Loans Sold During the Period [Line Items]</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_ffic_DelinquentAndNonPerformingLoansSold', window );">Loans sold</a></td>
<td class="nump">4<span></span>
</td>
<td class="nump">6<span></span>
</td>
<td class="nump">9<span></span>
</td>
</tr>
<tr class="re">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_ffic_DelinquentAndNonPerformingLoansProceeds', window );">Proceeds</a></td>
<td class="nump">$ 2,615<span></span>
</td>
<td class="nump">$ 4,635<span></span>
</td>
<td class="nump">$ 5,488<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_ffic_DelinquentAndNonPerformingLoansNetRecoveriesChargeoffs', window );">Net (charge-offs) recoveries</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="nump">295<span></span>
</td>
<td class="num">(703)<span></span>
</td>
</tr>
<tr class="re">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_ffic_DelinquentAndNonPerformingLoansNetGainLoss', window );">Net gain (loss)</a></td>
<td class="nump">$ 13<span></span>
</td>
<td class="nump">$ 8<span></span>
</td>
<td class="nump">$ 6<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_FinancingReceivablePortfolioSegmentAxis=ffic_OneToFourFamilyMixedUsePropertyPortfolioSegmentMember', window );">One-to-Four Family - Mixed-Use Property Portfolio Segment [Member]</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_ffic_Note4LoansHeldforSaleDetailsDelinquentandNonPerformingLoansSoldDuringthePeriodLineItems', window );"><strong>Note 4 - Loans Held for Sale (Details) - Delinquent and Non-Performing Loans Sold During the Period [Line Items]</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_ffic_DelinquentAndNonPerformingLoansSold', window );">Loans sold</a></td>
<td class="nump">10<span></span>
</td>
<td class="nump">14<span></span>
</td>
<td class="nump">39<span></span>
</td>
</tr>
<tr class="re">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_ffic_DelinquentAndNonPerformingLoansProceeds', window );">Proceeds</a></td>
<td class="nump">$ 2,831<span></span>
</td>
<td class="nump">$ 5,399<span></span>
</td>
<td class="nump">$ 11,427<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_ffic_DelinquentAndNonPerformingLoansNetRecoveriesChargeoffs', window );">Net (charge-offs) recoveries</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="nump">122<span></span>
</td>
<td class="num">(2,791)<span></span>
</td>
</tr>
<tr class="re">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_ffic_DelinquentAndNonPerformingLoansNetGainLoss', window );">Net gain (loss)</a></td>
<td class="nump">$ 57<span></span>
</td>
<td class="nump">$ 50<span></span>
</td>
<td class="num">$ (52)<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_FinancingReceivablePortfolioSegmentAxis=ffic_CommercialBusinessAndOtherPortfolioSegmentMember', window );">Commercial Business and Other Portfolio Segment [Member]</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_ffic_Note4LoansHeldforSaleDetailsDelinquentandNonPerformingLoansSoldDuringthePeriodLineItems', window );"><strong>Note 4 - Loans Held for Sale (Details) - Delinquent and Non-Performing Loans Sold During the Period [Line Items]</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_ffic_DelinquentAndNonPerformingLoansSold', window );">Loans sold</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="nump">2<span></span>
</td>
<td class="nump">1<span></span>
</td>
</tr>
<tr class="re">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_ffic_DelinquentAndNonPerformingLoansProceeds', window );">Proceeds</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="nump">$ 64<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_ffic_DelinquentAndNonPerformingLoansNetRecoveriesChargeoffs', window );">Net (charge-offs) recoveries</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="nump">$ 20<span></span>
</td>
<td class="num">$ (21)<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_FinancingReceivablePortfolioSegmentAxis=ffic_ConstructionPortfolioSegmentMember', window );">Construction Portfolio Segment [Member]</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_ffic_Note4LoansHeldforSaleDetailsDelinquentandNonPerformingLoansSoldDuringthePeriodLineItems', window );"><strong>Note 4 - Loans Held for Sale (Details) - Delinquent and Non-Performing Loans Sold During the Period [Line Items]</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_ffic_DelinquentAndNonPerformingLoansSold', window );">Loans sold</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="nump">2<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_ffic_DelinquentAndNonPerformingLoansProceeds', window );">Proceeds</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="nump">$ 5,066<span></span>
</td>
</tr>
<tr class="re">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_ffic_DelinquentAndNonPerformingLoansNetRecoveriesChargeoffs', window );">Net (charge-offs) recoveries</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="num">$ (164)<span></span>
</td>
</tr>
</table>
<div style="display: none;">
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_ffic_DelinquentAndNonPerformingLoansNetGainLoss">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>Net gain (loss) on delinquent and non-performing loans during the period.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>No definition available.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">ffic_DelinquentAndNonPerformingLoansNetGainLoss</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>ffic_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>credit</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_ffic_DelinquentAndNonPerformingLoansNetRecoveriesChargeoffs">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>Amount of net recoveries (charge-offs) during the period on delinquent and non-performing loans during the period.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>No definition available.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">ffic_DelinquentAndNonPerformingLoansNetRecoveriesChargeoffs</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>ffic_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>credit</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_ffic_DelinquentAndNonPerformingLoansProceeds">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>Proceeds from the sales of delinquent and non-performing loans sold during the period.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>No definition available.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">ffic_DelinquentAndNonPerformingLoansProceeds</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>ffic_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>debit</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_ffic_DelinquentAndNonPerformingLoansSold">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>Delinquent and non-performing loans sold during the period.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>No definition available.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">ffic_DelinquentAndNonPerformingLoansSold</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>ffic_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:integerItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_ffic_Note4LoansHeldforSaleDetailsDelinquentandNonPerformingLoansSoldDuringthePeriodLineItems">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- References</a><div><p>No definition available.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">ffic_Note4LoansHeldforSaleDetailsDelinquentandNonPerformingLoansSoldDuringthePeriodLineItems</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>ffic_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:stringItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_FinancingReceivablePortfolioSegmentAxis=ffic_MultifamilyResidentialPortfolioSegmentMember">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Details</a><div><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_FinancingReceivablePortfolioSegmentAxis=ffic_MultifamilyResidentialPortfolioSegmentMember</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td></td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_FinancingReceivablePortfolioSegmentAxis=us-gaap_CommercialRealEstatePortfolioSegmentMember">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Details</a><div><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_FinancingReceivablePortfolioSegmentAxis=us-gaap_CommercialRealEstatePortfolioSegmentMember</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td></td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_FinancingReceivablePortfolioSegmentAxis=ffic_OneToFourFamilyMixedUsePropertyPortfolioSegmentMember">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Details</a><div><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_FinancingReceivablePortfolioSegmentAxis=ffic_OneToFourFamilyMixedUsePropertyPortfolioSegmentMember</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td></td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_FinancingReceivablePortfolioSegmentAxis=ffic_CommercialBusinessAndOtherPortfolioSegmentMember">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Details</a><div><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_FinancingReceivablePortfolioSegmentAxis=ffic_CommercialBusinessAndOtherPortfolioSegmentMember</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td></td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_FinancingReceivablePortfolioSegmentAxis=ffic_ConstructionPortfolioSegmentMember">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Details</a><div><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_FinancingReceivablePortfolioSegmentAxis=ffic_ConstructionPortfolioSegmentMember</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td></td>
</tr>
</table></div>
</div></td></tr>
</table>
</div>
</body>
</html>
</TEXT>
</DOCUMENT>
<DOCUMENT>
<TYPE>XML
<SEQUENCE>84
<FILENAME>R65.htm
<DESCRIPTION>IDEA: XBRL DOCUMENT
<TEXT>
<html>
<head>
<title></title>
<link rel="stylesheet" type="text/css" href="report.css">
<script type="text/javascript" src="Show.js">/* Do Not Remove This Comment */</script><script type="text/javascript">
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<span style="display: none;">v3.3.1.900</span><table class="report" border="0" cellspacing="2" id="idp6839592864">
<tr>
<th class="tl" colspan="1" rowspan="2"><div style="width: 200px;"><strong>Note 5 - Other Real Estate Owned (Details) - USD ($)<br></strong></div></th>
<th class="th" colspan="1">12 Months Ended</th>
<th class="th" colspan="1"></th>
</tr>
<tr>
<th class="th"><div>Dec. 31, 2015</div></th>
<th class="th"><div>Dec. 31, 2014</div></th>
</tr>
<tr class="rh">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_FinancingReceivablePortfolioSegmentAxis=us-gaap_ConsumerPortfolioSegmentMember', window );">Consumer Portfolio Segment [Member]</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_ffic_Note5OtherRealEstateOwnedDetailsLineItems', window );"><strong>Note 5 - Other Real Estate Owned (Details) [Line Items]</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_SecuritiesReceivedAsCollateralAmountForeclosed', window );">Securities Received as Collateral, Amount Foreclosed</a></td>
<td class="nump">$ 5<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_MortgageLoansInProcessOfForeclosureAmount', window );">Mortgage Loans in Process of Foreclosure, Amount</a></td>
<td class="nump">15,200,000<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_FinancingReceivablePortfolioSegmentAxis=us-gaap_ResidentialPortfolioSegmentMember', window );">Residential Portfolio Segment [Member] | Real Estate Loan [Member]</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_ffic_Note5OtherRealEstateOwnedDetailsLineItems', window );"><strong>Note 5 - Other Real Estate Owned (Details) [Line Items]</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_ForeclosedAssets', window );">Repossessed Assets</a></td>
<td class="nump">$ 100,000<span></span>
</td>
<td class="nump">$ 1,300,000<span></span>
</td>
</tr>
</table>
<div style="display: none;">
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_ffic_Note5OtherRealEstateOwnedDetailsLineItems">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- References</a><div><p>No definition available.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">ffic_Note5OtherRealEstateOwnedDetailsLineItems</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>ffic_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:stringItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_ForeclosedAssets">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>Carrying amount as of the balance sheet date of all assets obtained in full or partial satisfaction of a debt arrangement through foreclosure proceedings or defeasance; includes real and personal property; equity interests in corporations, partnerships, and joint ventures; and beneficial interests in trusts.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 310<br> -SubTopic 10<br> -Section 45<br> -Paragraph 3<br> -URI http://asc.fasb.org/extlink&amp;oid=28367877&amp;loc=d3e4437-111522<br><br>Reference 2: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 310<br> -SubTopic 10<br> -Section 50<br> -Paragraph 11<br> -URI http://asc.fasb.org/extlink&amp;oid=49124121&amp;loc=d3e5162-111524<br></p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_ForeclosedAssets</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>us-gaap_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>debit</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>instant</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_MortgageLoansInProcessOfForeclosureAmount">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>Recorded investment of consumer mortgage loan receivables secured by residential real estate properties for which formal foreclosure proceedings are in process.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 310<br> -SubTopic 10<br> -Section 50<br> -Paragraph 35<br> -URI http://asc.fasb.org/extlink&amp;oid=49124121&amp;loc=SL49126937-111524<br></p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_MortgageLoansInProcessOfForeclosureAmount</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>us-gaap_</td>
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<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>debit</td>
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<tr>
<td><strong> Period Type:</strong></td>
<td>instant</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_SecuritiesReceivedAsCollateralAmountForeclosed">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>The fair value of collateral received that was taken through foreclosure due to default by the original transferor in lieu of collection of the secured receivable.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 310<br> -SubTopic 10<br> -Section 45<br> -Paragraph 3<br> -URI http://asc.fasb.org/extlink&amp;oid=28367877&amp;loc=d3e4437-111522<br></p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_SecuritiesReceivedAsCollateralAmountForeclosed</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>us-gaap_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>credit</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
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<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_FinancingReceivablePortfolioSegmentAxis=us-gaap_ConsumerPortfolioSegmentMember">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Details</a><div><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_FinancingReceivablePortfolioSegmentAxis=us-gaap_ConsumerPortfolioSegmentMember</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td></td>
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<tr>
<td><strong> Data Type:</strong></td>
<td>na</td>
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<tr>
<td><strong> Balance Type:</strong></td>
<td></td>
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<tr>
<td><strong> Period Type:</strong></td>
<td></td>
</tr>
</table></div>
</div></td></tr>
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<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Details</a><div><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_FinancingReceivablePortfolioSegmentAxis=us-gaap_ResidentialPortfolioSegmentMember</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td></td>
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<td><strong> Period Type:</strong></td>
<td></td>
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<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis=us-gaap_RealEstateLoanMember">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Details</a><div><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis=us-gaap_RealEstateLoanMember</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
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<tr>
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<DESCRIPTION>IDEA: XBRL DOCUMENT
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<head>
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<span style="display: none;">v3.3.1.900</span><table class="report" border="0" cellspacing="2" id="idp6836407968">
<tr>
<th class="tl" colspan="1" rowspan="2"><div style="width: 200px;"><strong>Note 5 - Other Real Estate Owned (Details) - Activity in OREO - USD ($)<br> $ in Thousands</strong></div></th>
<th class="th" colspan="3">12 Months Ended</th>
</tr>
<tr>
<th class="th"><div>Dec. 31, 2015</div></th>
<th class="th"><div>Dec. 31, 2014</div></th>
<th class="th"><div>Dec. 31, 2013</div></th>
</tr>
<tr class="re">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_ffic_ActivityInOreoAbstract', window );"><strong>Activity in OREO [Abstract]</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_OtherRealEstate', window );">Balance at beginning of year</a></td>
<td class="nump">$ 6,326<span></span>
</td>
<td class="nump">$ 2,985<span></span>
</td>
<td class="nump">$ 5,278<span></span>
</td>
</tr>
<tr class="re">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_OtherRealEstateAdditions', window );">Acquisitions</a></td>
<td class="nump">1,667<span></span>
</td>
<td class="nump">7,112<span></span>
</td>
<td class="nump">5,369<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_OtherRealEstateValuationAdjustments', window );">Reductions to carrying value</a></td>
<td class="num">(896)<span></span>
</td>
<td class="num">(5)<span></span>
</td>
<td class="num">(243)<span></span>
</td>
</tr>
<tr class="re">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_OtherRealEstateDisposals', window );">Sales</a></td>
<td class="num">(2,165)<span></span>
</td>
<td class="num">(3,766)<span></span>
</td>
<td class="num">(7,419)<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_OtherRealEstate', window );">Balance at end of year</a></td>
<td class="nump">$ 4,932<span></span>
</td>
<td class="nump">$ 6,326<span></span>
</td>
<td class="nump">$ 2,985<span></span>
</td>
</tr>
</table>
<div style="display: none;">
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_ffic_ActivityInOreoAbstract">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- References</a><div><p>No definition available.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">ffic_ActivityInOreoAbstract</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>ffic_</td>
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<td><strong> Data Type:</strong></td>
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<td><strong> Balance Type:</strong></td>
<td>na</td>
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<td><strong> Period Type:</strong></td>
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<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_OtherRealEstate">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>Carrying amount of other real estate not separately disclosed, including, but not limited to, real estate investments, real estate loans that qualify as investments in real estate, and premises that are no longer used in operations may also be included in real estate owned. This does not include real estate assets taken in settlement of troubled loans through surrender or foreclosure.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 942<br> -SubTopic 210<br> -Section S99<br> -Paragraph 1<br> -Subparagraph (SX 210.9-03.10(4))<br> -URI http://asc.fasb.org/extlink&amp;oid=6876686&amp;loc=d3e534808-122878<br></p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_OtherRealEstate</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>us-gaap_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>debit</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>instant</td>
</tr>
</table></div>
</div></td></tr>
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<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_OtherRealEstateAdditions">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>Additions of other real estate not separately disclosed, including, but not limited to, real estate investments, real estate loans that qualify as investments in real estate, and premises that are no longer used in operations may also be included in real estate owned. This excludes real estate assets taken in settlement of troubled loans through surrender or foreclosure.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>No definition available.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_OtherRealEstateAdditions</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>us-gaap_</td>
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<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
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<td><strong> Balance Type:</strong></td>
<td>debit</td>
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<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
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<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>Disposals of other real estate not separately disclosed, including, but not limited to, real estate investments, real estate loans that qualify as investments in real estate, and premises that are no longer used in operations may also be included in real estate owned. This excludes real estate assets taken in settlement of troubled loans through surrender or foreclosure.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>No definition available.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_OtherRealEstateDisposals</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>us-gaap_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
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<td><strong> Balance Type:</strong></td>
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<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>Valuation adjustments made to other real estate not separately disclosed, including, but not limited to, real estate investments, real estate loans that qualify as investments in real estate, and premises that are no longer used in operations may also be included in real estate owned. This excludes real estate assets taken in settlement of troubled loans through surrender or foreclosure.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>No definition available.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_OtherRealEstateValuationAdjustments</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>us-gaap_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>credit</td>
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<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
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<DOCUMENT>
<TYPE>XML
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<DESCRIPTION>IDEA: XBRL DOCUMENT
<TEXT>
<html>
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<span style="display: none;">v3.3.1.900</span><table class="report" border="0" cellspacing="2" id="idp6836426928">
<tr>
<th class="tl" colspan="1" rowspan="2"><div style="width: 200px;"><strong>Note 5 - Other Real Estate Owned (Details) - Gross Gains, Gross Losses and Write-Downs of Oreo Reported in the Consolidated Statements of Income - USD ($)<br> $ in Thousands</strong></div></th>
<th class="th" colspan="3">12 Months Ended</th>
</tr>
<tr>
<th class="th"><div>Dec. 31, 2015</div></th>
<th class="th"><div>Dec. 31, 2014</div></th>
<th class="th"><div>Dec. 31, 2013</div></th>
</tr>
<tr class="re">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_ffic_GrossGainsGrossLossesAndWriteDownsOfOreoReportedInTheConsolidatedStatementsOfIncomeAbstract', window );"><strong>Gross Gains, Gross Losses and Write-Downs of Oreo Reported in the Consolidated Statements of Income [Abstract]</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_ffic_GrossGainsOnSalesOfOtherRealEstate', window );">Gross gains</a></td>
<td class="nump">$ 306<span></span>
</td>
<td class="nump">$ 178<span></span>
</td>
<td class="nump">$ 443<span></span>
</td>
</tr>
<tr class="re">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_ffic_GrossLossesOnSalesOfOtherRealEstate', window );">Gross losses</a></td>
<td class="num">(6)<span></span>
</td>
<td class="num">(109)<span></span>
</td>
<td class="num">(89)<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_OtherRealEstateValuationAdjustments', window );">Write-down of carrying value</a></td>
<td class="num">(896)<span></span>
</td>
<td class="num">(5)<span></span>
</td>
<td class="num">(243)<span></span>
</td>
</tr>
<tr class="reu">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_GainsLossesOnSalesOfOtherRealEstate', window );">Total</a></td>
<td class="num">$ (596)<span></span>
</td>
<td class="nump">$ 64<span></span>
</td>
<td class="nump">$ 111<span></span>
</td>
</tr>
</table>
<div style="display: none;">
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_ffic_GrossGainsGrossLossesAndWriteDownsOfOreoReportedInTheConsolidatedStatementsOfIncomeAbstract">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- References</a><div><p>No definition available.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">ffic_GrossGainsGrossLossesAndWriteDownsOfOreoReportedInTheConsolidatedStatementsOfIncomeAbstract</td>
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<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
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<td><strong> Balance Type:</strong></td>
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<td><strong> Period Type:</strong></td>
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<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_ffic_GrossGainsOnSalesOfOtherRealEstate">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>Represents gross gains on sales of other real estate.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>No definition available.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">ffic_GrossGainsOnSalesOfOtherRealEstate</td>
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<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
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<td><strong> Period Type:</strong></td>
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<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>Represents gross losses on sales of other real estate.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>No definition available.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">ffic_GrossLossesOnSalesOfOtherRealEstate</td>
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<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
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<td><strong> Data Type:</strong></td>
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<td><strong> Balance Type:</strong></td>
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<td><strong> Period Type:</strong></td>
<td>duration</td>
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<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>The net gain (loss) resulting from sales and other disposals of other real estate owned, increases (decreases) in the valuation allowance for foreclosed real estate, and write-downs of other real estate owned after acquisition or physical possession.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 942<br> -SubTopic 225<br> -Section S99<br> -Paragraph 1<br> -Subparagraph (SX 210.9-04.14(d))<br> -URI http://asc.fasb.org/extlink&amp;oid=6879574&amp;loc=d3e536633-122882<br></p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_GainsLossesOnSalesOfOtherRealEstate</td>
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<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>us-gaap_</td>
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<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>credit</td>
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<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
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<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_OtherRealEstateValuationAdjustments">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>Valuation adjustments made to other real estate not separately disclosed, including, but not limited to, real estate investments, real estate loans that qualify as investments in real estate, and premises that are no longer used in operations may also be included in real estate owned. This excludes real estate assets taken in settlement of troubled loans through surrender or foreclosure.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>No definition available.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_OtherRealEstateValuationAdjustments</td>
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<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>us-gaap_</td>
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<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>credit</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
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<DOCUMENT>
<TYPE>XML
<SEQUENCE>87
<FILENAME>R68.htm
<DESCRIPTION>IDEA: XBRL DOCUMENT
<TEXT>
<html>
<head>
<title></title>
<link rel="stylesheet" type="text/css" href="report.css">
<script type="text/javascript" src="Show.js">/* Do Not Remove This Comment */</script><script type="text/javascript">
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<span style="display: none;">v3.3.1.900</span><table class="report" border="0" cellspacing="2" id="idp6859410112">
<tr>
<th class="tl" colspan="1" rowspan="2"><div style="width: 200px;"><strong>Note 6 - Debt and Equity Securities (Details)<br></strong></div></th>
<th class="th" colspan="3">12 Months Ended</th>
</tr>
<tr>
<th class="th">
<div>Dec. 31, 2015 </div>
<div>USD ($)</div>
</th>
<th class="th">
<div>Dec. 31, 2014 </div>
<div>USD ($)</div>
</th>
<th class="th">
<div>Dec. 31, 2013 </div>
<div>USD ($)</div>
</th>
</tr>
<tr class="re">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_ffic_Note6DebtandEquitySecuritiesDetailsLineItems', window );"><strong>Note 6 - Debt and Equity Securities (Details) [Line Items]</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_TradingSecurities', window );">Trading Securities</a></td>
<td class="nump">$ 0<span></span>
</td>
<td class="nump">$ 0<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_HeldToMaturitySecurities', window );">Held-to-maturity Securities</a></td>
<td class="nump">6,180,000<span></span>
</td>
<td class="nump">$ 0<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_ffic_TransferFromAvailableForSaleSecurityToHeldToMaturity', window );"></a></td>
<td class="nump">4,510,000<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_OtherThanTemporaryImpairmentLossesInvestmentsAvailableforsaleSecurities', window );">Other than Temporary Impairment Losses, Investments, Available-for-sale Securities</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="nump">$ 1,419,000<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_MajorTypesOfDebtAndEquitySecuritiesAxis=ffic_REMICAndCMOMember', window );">REMIC and CMO [Member]</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_ffic_Note6DebtandEquitySecuritiesDetailsLineItems', window );"><strong>Note 6 - Debt and Equity Securities (Details) [Line Items]</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_AvailableforsaleSecuritiesInUnrealizedLossPositionsQualitativeDisclosureNumberOfPositions1', window );">Available-for-sale, Securities in Unrealized Loss Positions, Qualitative Disclosure, Number of Positions</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="nump">1<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_OtherThanTemporaryImpairmentLossesInvestmentsAvailableforsaleSecurities', window );">Other than Temporary Impairment Losses, Investments, Available-for-sale Securities</a></td>
<td class="nump">$ 0<span></span>
</td>
<td class="nump">$ 0<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_MajorTypesOfDebtAndEquitySecuritiesAxis=ffic_REMICAndCMOMember', window );">REMIC and CMO [Member] | FHLMC [Member]</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_ffic_Note6DebtandEquitySecuritiesDetailsLineItems', window );"><strong>Note 6 - Debt and Equity Securities (Details) [Line Items]</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_AvailableforsaleSecuritiesInUnrealizedLossPositionsQualitativeDisclosureNumberOfPositions1', window );">Available-for-sale, Securities in Unrealized Loss Positions, Qualitative Disclosure, Number of Positions</a></td>
<td class="nump">6<span></span>
</td>
<td class="nump">7<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_MajorTypesOfDebtAndEquitySecuritiesAxis=ffic_REMICAndCMOMember', window );">REMIC and CMO [Member] | FNMA [Member]</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_ffic_Note6DebtandEquitySecuritiesDetailsLineItems', window );"><strong>Note 6 - Debt and Equity Securities (Details) [Line Items]</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_AvailableforsaleSecuritiesInUnrealizedLossPositionsQualitativeDisclosureNumberOfPositions1', window );">Available-for-sale, Securities in Unrealized Loss Positions, Qualitative Disclosure, Number of Positions</a></td>
<td class="nump">12<span></span>
</td>
<td class="nump">14<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_MajorTypesOfDebtAndEquitySecuritiesAxis=ffic_REMICAndCMOMember', window );">REMIC and CMO [Member] | GNMA [Member]</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_ffic_Note6DebtandEquitySecuritiesDetailsLineItems', window );"><strong>Note 6 - Debt and Equity Securities (Details) [Line Items]</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_AvailableforsaleSecuritiesInUnrealizedLossPositionsQualitativeDisclosureNumberOfPositions1', window );">Available-for-sale, Securities in Unrealized Loss Positions, Qualitative Disclosure, Number of Positions</a></td>
<td class="nump">15<span></span>
</td>
<td class="nump">8<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_MajorTypesOfDebtAndEquitySecuritiesAxis=us-gaap_CorporateDebtSecuritiesMember', window );">Corporate Debt Securities [Member]</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_ffic_Note6DebtandEquitySecuritiesDetailsLineItems', window );"><strong>Note 6 - Debt and Equity Securities (Details) [Line Items]</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_AvailableforsaleSecuritiesInUnrealizedLossPositionsQualitativeDisclosureNumberOfPositions1', window );">Available-for-sale, Securities in Unrealized Loss Positions, Qualitative Disclosure, Number of Positions</a></td>
<td class="nump">12<span></span>
</td>
<td class="nump">5<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_MajorTypesOfDebtAndEquitySecuritiesAxis=us-gaap_CollateralizedDebtObligationsMember', window );">Collateralized Debt Obligations [Member]</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_ffic_Note6DebtandEquitySecuritiesDetailsLineItems', window );"><strong>Note 6 - Debt and Equity Securities (Details) [Line Items]</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_AvailableforsaleSecuritiesInUnrealizedLossPositionsQualitativeDisclosureNumberOfPositions1', window );">Available-for-sale, Securities in Unrealized Loss Positions, Qualitative Disclosure, Number of Positions</a></td>
<td class="nump">7<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_OtherThanTemporaryImpairmentLossesInvestmentsAvailableforsaleSecurities', window );">Other than Temporary Impairment Losses, Investments, Available-for-sale Securities</a></td>
<td class="nump">$ 0<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_MajorTypesOfDebtAndEquitySecuritiesAxis=ffic_MunicipalDebtSecuritiesMember', window );">Municipal Debt Securities [Member]</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_ffic_Note6DebtandEquitySecuritiesDetailsLineItems', window );"><strong>Note 6 - Debt and Equity Securities (Details) [Line Items]</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_HeldToMaturitySecurities', window );">Held-to-maturity Securities</a></td>
<td class="nump">$ 6,180,000<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_AvailableforsaleSecuritiesInUnrealizedLossPositionsQualitativeDisclosureNumberOfPositions1', window );">Available-for-sale, Securities in Unrealized Loss Positions, Qualitative Disclosure, Number of Positions</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="nump">3<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_MajorTypesOfDebtAndEquitySecuritiesAxis=ffic_MunicipalMember', window );">Municipal [Member]</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_ffic_Note6DebtandEquitySecuritiesDetailsLineItems', window );"><strong>Note 6 - Debt and Equity Securities (Details) [Line Items]</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_OtherThanTemporaryImpairmentLossesInvestmentsAvailableforsaleSecurities', window );">Other than Temporary Impairment Losses, Investments, Available-for-sale Securities</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="nump">$ 0<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_MajorTypesOfDebtAndEquitySecuritiesAxis=ffic_SingleIssuerTrustPreferredSecurityMember', window );">Single Issuer Trust Preferred Security [Member]</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_ffic_Note6DebtandEquitySecuritiesDetailsLineItems', window );"><strong>Note 6 - Debt and Equity Securities (Details) [Line Items]</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_AvailableforsaleSecuritiesInUnrealizedLossPositionsQualitativeDisclosureNumberOfPositions1', window );">Available-for-sale, Securities in Unrealized Loss Positions, Qualitative Disclosure, Number of Positions</a></td>
<td class="nump">1<span></span>
</td>
<td class="nump">1<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_OtherThanTemporaryImpairmentLossesInvestmentsAvailableforsaleSecurities', window );">Other than Temporary Impairment Losses, Investments, Available-for-sale Securities</a></td>
<td class="nump">$ 0<span></span>
</td>
<td class="nump">$ 0<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_MajorTypesOfDebtAndEquitySecuritiesAxis=ffic_PooledTrustPreferredSecuritiesMember', window );">Pooled Trust Preferred Securities [Member]</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_ffic_Note6DebtandEquitySecuritiesDetailsLineItems', window );"><strong>Note 6 - Debt and Equity Securities (Details) [Line Items]</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_AvailableforsaleSecuritiesInUnrealizedLossPositionsQualitativeDisclosureNumberOfPositions1', window );">Available-for-sale, Securities in Unrealized Loss Positions, Qualitative Disclosure, Number of Positions</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="nump">3<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_ProceedsFromSaleOfAvailableForSaleSecurities', window );">Proceeds from Sale of Available-for-sale Securities</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="nump">$ 11,100,000<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_AvailableForSaleSecuritiesGrossRealizedLosses', window );">Available-for-sale Securities, Gross Realized Losses</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="nump">$ 2,300,000<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_MajorTypesOfDebtAndEquitySecuritiesAxis=ffic_GNMAMember', window );">GNMA [Member]</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_ffic_Note6DebtandEquitySecuritiesDetailsLineItems', window );"><strong>Note 6 - Debt and Equity Securities (Details) [Line Items]</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_AvailableforsaleSecuritiesInUnrealizedLossPositionsQualitativeDisclosureNumberOfPositions1', window );">Available-for-sale, Securities in Unrealized Loss Positions, Qualitative Disclosure, Number of Positions</a></td>
<td class="nump">1<span></span>
</td>
<td class="nump">1<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_OtherThanTemporaryImpairmentLossesInvestmentsAvailableforsaleSecurities', window );">Other than Temporary Impairment Losses, Investments, Available-for-sale Securities</a></td>
<td class="nump">$ 0<span></span>
</td>
<td class="nump">$ 0<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_MajorTypesOfDebtAndEquitySecuritiesAxis=ffic_FNMAMember', window );">FNMA [Member]</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_ffic_Note6DebtandEquitySecuritiesDetailsLineItems', window );"><strong>Note 6 - Debt and Equity Securities (Details) [Line Items]</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_AvailableforsaleSecuritiesInUnrealizedLossPositionsQualitativeDisclosureNumberOfPositions1', window );">Available-for-sale, Securities in Unrealized Loss Positions, Qualitative Disclosure, Number of Positions</a></td>
<td class="nump">20<span></span>
</td>
<td class="nump">13<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_OtherThanTemporaryImpairmentLossesInvestmentsAvailableforsaleSecurities', window );">Other than Temporary Impairment Losses, Investments, Available-for-sale Securities</a></td>
<td class="nump">$ 0<span></span>
</td>
<td class="nump">$ 0<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_MajorTypesOfDebtAndEquitySecuritiesAxis=ffic_FHLMCMember', window );">FHLMC [Member]</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_ffic_Note6DebtandEquitySecuritiesDetailsLineItems', window );"><strong>Note 6 - Debt and Equity Securities (Details) [Line Items]</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_AvailableforsaleSecuritiesInUnrealizedLossPositionsQualitativeDisclosureNumberOfPositions1', window );">Available-for-sale, Securities in Unrealized Loss Positions, Qualitative Disclosure, Number of Positions</a></td>
<td class="nump">3<span></span>
</td>
<td class="nump">1<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_OtherThanTemporaryImpairmentLossesInvestmentsAvailableforsaleSecurities', window );">Other than Temporary Impairment Losses, Investments, Available-for-sale Securities</a></td>
<td class="nump">$ 0<span></span>
</td>
<td class="nump">$ 0<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_MajorTypesOfDebtAndEquitySecuritiesAxis=us-gaap_MortgageBackedSecuritiesMember', window );">Collateralized Mortgage Backed Securities [Member]</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_ffic_Note6DebtandEquitySecuritiesDetailsLineItems', window );"><strong>Note 6 - Debt and Equity Securities (Details) [Line Items]</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_OtherThanTemporaryImpairmentLossesInvestmentsAvailableforsaleSecurities', window );">Other than Temporary Impairment Losses, Investments, Available-for-sale Securities</a></td>
<td class="nump">0<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_MajorTypesOfDebtAndEquitySecuritiesAxis=us-gaap_CommercialMortgageBackedSecuritiesMember', window );">Commercial Mortgage Backed Securities [Member]</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_ffic_Note6DebtandEquitySecuritiesDetailsLineItems', window );"><strong>Note 6 - Debt and Equity Securities (Details) [Line Items]</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_OtherThanTemporaryImpairmentLossesInvestmentsAvailableforsaleSecurities', window );">Other than Temporary Impairment Losses, Investments, Available-for-sale Securities</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="nump">0<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_MajorTypesOfDebtAndEquitySecuritiesAxis=us-gaap_CollateralizedMortgageObligationsMember', window );">Collateralized Mortgage Obligations [Member]</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_ffic_Note6DebtandEquitySecuritiesDetailsLineItems', window );"><strong>Note 6 - Debt and Equity Securities (Details) [Line Items]</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_AvailableforsaleSecuritiesInUnrealizedLossPositionsQualitativeDisclosureNumberOfPositions1', window );">Available-for-sale, Securities in Unrealized Loss Positions, Qualitative Disclosure, Number of Positions</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="nump">4<span></span>
</td>
</tr>
<tr class="re">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_OtherThanTemporaryImpairmentLossesInvestmentsAvailableforsaleSecurities', window );">Other than Temporary Impairment Losses, Investments, Available-for-sale Securities</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="nump">$ 1,400,000<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_ProceedsFromSaleOfAvailableForSaleSecurities', window );">Proceeds from Sale of Available-for-sale Securities</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="nump">18,300,000<span></span>
</td>
</tr>
<tr class="re">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_AvailableForSaleSecuritiesGrossRealizedLosses', window );">Available-for-sale Securities, Gross Realized Losses</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="nump">$ 1,700,000<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_InvestmentTypeAxis=us-gaap_MunicipalBondsMember', window );">Municipal Bonds [Member]</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_ffic_Note6DebtandEquitySecuritiesDetailsLineItems', window );"><strong>Note 6 - Debt and Equity Securities (Details) [Line Items]</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_ffic_TransferFromAvailableForSaleSecurityToHeldToMaturity', window );"></a></td>
<td class="nump">$ 4,500,000<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_InvestmentTypeAxis=us-gaap_MunicipalBondsMember', window );">Municipal Bonds [Member] | REMIC and CMO [Member] | FHLMC [Member]</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_ffic_Note6DebtandEquitySecuritiesDetailsLineItems', window );"><strong>Note 6 - Debt and Equity Securities (Details) [Line Items]</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_ffic_HeldtomaturitySecuritiesMaturityTerm', window );">Held-to-maturity Securities, Maturity Term</a></td>
<td class="text">7 months<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_DeferredCompensationArrangementWithIndividualPostretirementBenefitsByTypeOfDeferredCompensationAxis=ffic_NonQualifiedDeferredCompensationPlanMember', window );">Non-Qualified Deferred Compensation Plan [Member]</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_ffic_Note6DebtandEquitySecuritiesDetailsLineItems', window );"><strong>Note 6 - Debt and Equity Securities (Details) [Line Items]</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_DefinedBenefitPlanAssetsForPlanBenefitsCurrentAndNoncurrent', window );">Defined Benefit Plan, Assets for Plan Benefits</a></td>
<td class="nump">$ 10,600,000<span></span>
</td>
<td class="nump">10,000,000<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_DeferredCompensationArrangementWithIndividualPostretirementBenefitsByTypeOfDeferredCompensationAxis=ffic_NonQualifiedDeferredCompensationPlanMember', window );">Non-Qualified Deferred Compensation Plan [Member] | Other Assets [Member]</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_ffic_Note6DebtandEquitySecuritiesDetailsLineItems', window );"><strong>Note 6 - Debt and Equity Securities (Details) [Line Items]</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_DefinedBenefitPlanAssetsForPlanBenefitsCurrentAndNoncurrent', window );">Defined Benefit Plan, Assets for Plan Benefits</a></td>
<td class="nump">$ 14,800,000<span></span>
</td>
<td class="nump">$ 14,000,000<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_DebtSecurityAxis=us-gaap_CollateralizedMortgageObligationsMember', window );">Collateralized Mortgage Obligations [Member] | Collateralized by Commercial Real Estate [Member]</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_ffic_Note6DebtandEquitySecuritiesDetailsLineItems', window );"><strong>Note 6 - Debt and Equity Securities (Details) [Line Items]</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_ffic_PrivateIssueCollateralizedMortgageObligationsNumber', window );">Private Issue Collateralized Mortgage Obligations, Number</a></td>
<td class="nump">1<span></span>
</td>
<td class="nump">3<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_ffic_MortgageBackedSecuritiesAvailableForSaleAmortizedCost', window );">Mortgage Backed Securities Available for Sale, Amortized Cost</a></td>
<td class="nump">$ 7,700,000<span></span>
</td>
<td class="nump">$ 12,400,000<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
</table>
<div style="display: none;">
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_ffic_HeldtomaturitySecuritiesMaturityTerm">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>Maturity term for held-to-maturity securities.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>No definition available.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">ffic_HeldtomaturitySecuritiesMaturityTerm</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>ffic_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:durationItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_ffic_MortgageBackedSecuritiesAvailableForSaleAmortizedCost">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>Represents mortgage backed securities available for sale, amortized cost.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>No definition available.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">ffic_MortgageBackedSecuritiesAvailableForSaleAmortizedCost</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>ffic_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>debit</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>instant</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_ffic_Note6DebtandEquitySecuritiesDetailsLineItems">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- References</a><div><p>No definition available.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">ffic_Note6DebtandEquitySecuritiesDetailsLineItems</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>ffic_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:stringItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_ffic_PrivateIssueCollateralizedMortgageObligationsNumber">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>Represents private issue collateralized mortgage obligations, number.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>No definition available.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">ffic_PrivateIssueCollateralizedMortgageObligationsNumber</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>ffic_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:integerItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>instant</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_ffic_TransferFromAvailableForSaleSecurityToHeldToMaturity">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>Amount transferred from the available-for-sale securities to held-to-maturity securities.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>No definition available.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">ffic_TransferFromAvailableForSaleSecurityToHeldToMaturity</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>ffic_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>debit</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_AvailableForSaleSecuritiesGrossRealizedLosses">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>This item represents the gross loss realized on the sale of debt or equity securities categorized neither as held-to-maturity nor trading securities.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 320<br> -SubTopic 10<br> -Section 50<br> -Paragraph 9<br> -Subparagraph (a)<br> -URI http://asc.fasb.org/extlink&amp;oid=27724398&amp;loc=d3e27357-111563<br></p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_AvailableForSaleSecuritiesGrossRealizedLosses</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>us-gaap_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>debit</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_AvailableforsaleSecuritiesInUnrealizedLossPositionsQualitativeDisclosureNumberOfPositions1">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>Number of investment positions in available-for-sale investments in a continuous unrealized loss position for which an other-than-temporary impairment (OTTI) has not been recognized in the income statement.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 320<br> -SubTopic 10<br> -Section 50<br> -Paragraph 6<br> -Subparagraph (b)(3)<br> -URI http://asc.fasb.org/extlink&amp;oid=27724398&amp;loc=d3e27290-111563<br></p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_AvailableforsaleSecuritiesInUnrealizedLossPositionsQualitativeDisclosureNumberOfPositions1</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>us-gaap_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:integerItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>instant</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_DefinedBenefitPlanAssetsForPlanBenefitsCurrentAndNoncurrent">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>This represents the entire assets recognized in the balance sheet that are associated with the defined benefit plans.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 944<br> -SubTopic 210<br> -Section S99<br> -Paragraph 1<br> -Subparagraph (SX 210.7-03.10)<br> -URI http://asc.fasb.org/extlink&amp;oid=6879938&amp;loc=d3e572229-122910<br><br>Reference 2: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 942<br> -SubTopic 210<br> -Section S99<br> -Paragraph 1<br> -Subparagraph (SX 210.9-03.10)<br> -URI http://asc.fasb.org/extlink&amp;oid=6876686&amp;loc=d3e534808-122878<br><br>Reference 3: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 715<br> -SubTopic 20<br> -Section 45<br> -Paragraph 2<br> -URI http://asc.fasb.org/extlink&amp;oid=21915240&amp;loc=d3e1703-114919<br><br>Reference 4: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 715<br> -SubTopic 20<br> -Section 50<br> -Paragraph 1<br> -Subparagraph (c)<br> -URI http://asc.fasb.org/extlink&amp;oid=58740216&amp;loc=d3e1928-114920<br></p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_DefinedBenefitPlanAssetsForPlanBenefitsCurrentAndNoncurrent</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>us-gaap_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>debit</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>instant</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_HeldToMaturitySecurities">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>Amount after other than temporary impairment (OTTI) accretion, of investments in debt securities classified as held-to-maturity.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 320<br> -SubTopic 10<br> -Section 50<br> -Paragraph 5<br> -Subparagraph (a)<br> -URI http://asc.fasb.org/extlink&amp;oid=27724398&amp;loc=d3e27232-111563<br><br>Reference 2: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 320<br> -SubTopic 10<br> -Section 25<br> -Paragraph 1<br> -Subparagraph (c)<br> -URI http://asc.fasb.org/extlink&amp;oid=51813488&amp;loc=d3e22054-111558<br><br>Reference 3: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 320<br> -SubTopic 10<br> -Section 50<br> -Paragraph 5<br> -Subparagraph (f)<br> -URI http://asc.fasb.org/extlink&amp;oid=27724398&amp;loc=d3e27232-111563<br><br>Reference 4: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 944<br> -SubTopic 210<br> -Section S99<br> -Paragraph 1<br> -Subparagraph (SX 210.7-03.1)<br> -URI http://asc.fasb.org/extlink&amp;oid=6879938&amp;loc=d3e572229-122910<br><br>Reference 5: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 942<br> -SubTopic 210<br> -Section S99<br> -Paragraph 1<br> -Subparagraph (SX 210.9-03.6)<br> -URI http://asc.fasb.org/extlink&amp;oid=6876686&amp;loc=d3e534808-122878<br></p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_HeldToMaturitySecurities</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>us-gaap_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>debit</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>instant</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_OtherThanTemporaryImpairmentLossesInvestmentsAvailableforsaleSecurities">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>The amount by which the fair value of an investment in debt and equity securities categorized as Available-for-sale is less than the amortized cost basis or carrying amount of that investment at the balance sheet date and the decline in fair value is deemed to be other than temporary, before considering whether or not such amount is recognized in earnings or other comprehensive income.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 320<br> -SubTopic 10<br> -Section 50<br> -Paragraph 2<br> -URI http://asc.fasb.org/extlink&amp;oid=27724398&amp;loc=d3e27161-111563<br></p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_OtherThanTemporaryImpairmentLossesInvestmentsAvailableforsaleSecurities</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>us-gaap_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>debit</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_ProceedsFromSaleOfAvailableForSaleSecurities">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>The cash inflow associated with the sale of debt and equity securities classified as available-for-sale securities.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Glossary Investing Activities<br> -URI http://asc.fasb.org/extlink&amp;oid=6516133<br><br>Reference 2: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 320<br> -SubTopic 10<br> -Section 45<br> -Paragraph 11<br> -URI http://asc.fasb.org/extlink&amp;oid=49167202&amp;loc=d3e26853-111562<br><br>Reference 3: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 230<br> -SubTopic 10<br> -Section 45<br> -Paragraph 12<br> -Subparagraph (a),(b)<br> -URI http://asc.fasb.org/extlink&amp;oid=56944662&amp;loc=d3e3179-108585<br></p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_ProceedsFromSaleOfAvailableForSaleSecurities</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>us-gaap_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>debit</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_TradingSecurities">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>Amount of investments in debt and equity securities and other forms of securities that provide ownership interests classified as trading.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 320<br> -SubTopic 10<br> -Section 45<br> -Paragraph 2<br> -URI http://asc.fasb.org/extlink&amp;oid=49167202&amp;loc=d3e26626-111562<br><br>Reference 2: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 942<br> -SubTopic 210<br> -Section S99<br> -Paragraph 1<br> -Subparagraph (SX 210.9-03.4)<br> -URI http://asc.fasb.org/extlink&amp;oid=6876686&amp;loc=d3e534808-122878<br><br>Reference 3: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 320<br> -SubTopic 10<br> -Section 45<br> -Paragraph 1<br> -URI http://asc.fasb.org/extlink&amp;oid=49167202&amp;loc=d3e26610-111562<br><br>Reference 4: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Glossary Trading Securities<br> -URI http://asc.fasb.org/extlink&amp;oid=6526789<br></p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_TradingSecurities</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>us-gaap_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>debit</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>instant</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_MajorTypesOfDebtAndEquitySecuritiesAxis=ffic_REMICAndCMOMember">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Details</a><div><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_MajorTypesOfDebtAndEquitySecuritiesAxis=ffic_REMICAndCMOMember</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td></td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_invest_InvestmentIssuerAxis=ffic_FHLMCMember">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Details</a><div><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">invest_InvestmentIssuerAxis=ffic_FHLMCMember</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td></td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_invest_InvestmentIssuerAxis=ffic_FNMAMember">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Details</a><div><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">invest_InvestmentIssuerAxis=ffic_FNMAMember</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td></td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_invest_InvestmentIssuerAxis=ffic_GNMAMember">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Details</a><div><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">invest_InvestmentIssuerAxis=ffic_GNMAMember</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td></td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_MajorTypesOfDebtAndEquitySecuritiesAxis=us-gaap_CorporateDebtSecuritiesMember">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Details</a><div><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_MajorTypesOfDebtAndEquitySecuritiesAxis=us-gaap_CorporateDebtSecuritiesMember</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td></td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_MajorTypesOfDebtAndEquitySecuritiesAxis=us-gaap_CollateralizedDebtObligationsMember">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Details</a><div><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_MajorTypesOfDebtAndEquitySecuritiesAxis=us-gaap_CollateralizedDebtObligationsMember</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td></td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_MajorTypesOfDebtAndEquitySecuritiesAxis=ffic_MunicipalDebtSecuritiesMember">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Details</a><div><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_MajorTypesOfDebtAndEquitySecuritiesAxis=ffic_MunicipalDebtSecuritiesMember</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td></td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_MajorTypesOfDebtAndEquitySecuritiesAxis=ffic_MunicipalMember">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Details</a><div><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_MajorTypesOfDebtAndEquitySecuritiesAxis=ffic_MunicipalMember</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td></td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_MajorTypesOfDebtAndEquitySecuritiesAxis=ffic_SingleIssuerTrustPreferredSecurityMember">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Details</a><div><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_MajorTypesOfDebtAndEquitySecuritiesAxis=ffic_SingleIssuerTrustPreferredSecurityMember</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td></td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_MajorTypesOfDebtAndEquitySecuritiesAxis=ffic_PooledTrustPreferredSecuritiesMember">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Details</a><div><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_MajorTypesOfDebtAndEquitySecuritiesAxis=ffic_PooledTrustPreferredSecuritiesMember</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td></td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_MajorTypesOfDebtAndEquitySecuritiesAxis=ffic_GNMAMember">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Details</a><div><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_MajorTypesOfDebtAndEquitySecuritiesAxis=ffic_GNMAMember</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td></td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_MajorTypesOfDebtAndEquitySecuritiesAxis=ffic_FNMAMember">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Details</a><div><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_MajorTypesOfDebtAndEquitySecuritiesAxis=ffic_FNMAMember</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td></td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_MajorTypesOfDebtAndEquitySecuritiesAxis=ffic_FHLMCMember">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Details</a><div><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_MajorTypesOfDebtAndEquitySecuritiesAxis=ffic_FHLMCMember</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td></td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_MajorTypesOfDebtAndEquitySecuritiesAxis=us-gaap_MortgageBackedSecuritiesMember">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Details</a><div><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_MajorTypesOfDebtAndEquitySecuritiesAxis=us-gaap_MortgageBackedSecuritiesMember</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td></td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_MajorTypesOfDebtAndEquitySecuritiesAxis=us-gaap_CommercialMortgageBackedSecuritiesMember">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Details</a><div><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_MajorTypesOfDebtAndEquitySecuritiesAxis=us-gaap_CommercialMortgageBackedSecuritiesMember</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td></td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_MajorTypesOfDebtAndEquitySecuritiesAxis=us-gaap_CollateralizedMortgageObligationsMember">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Details</a><div><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_MajorTypesOfDebtAndEquitySecuritiesAxis=us-gaap_CollateralizedMortgageObligationsMember</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td></td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_InvestmentTypeAxis=us-gaap_MunicipalBondsMember">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Details</a><div><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_InvestmentTypeAxis=us-gaap_MunicipalBondsMember</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td></td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_DeferredCompensationArrangementWithIndividualPostretirementBenefitsByTypeOfDeferredCompensationAxis=ffic_NonQualifiedDeferredCompensationPlanMember">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Details</a><div><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_DeferredCompensationArrangementWithIndividualPostretirementBenefitsByTypeOfDeferredCompensationAxis=ffic_NonQualifiedDeferredCompensationPlanMember</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td></td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_BalanceSheetLocationAxis=us-gaap_OtherAssetsMember">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Details</a><div><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_BalanceSheetLocationAxis=us-gaap_OtherAssetsMember</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td></td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_DebtSecurityAxis=us-gaap_CollateralizedMortgageObligationsMember">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Details</a><div><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_DebtSecurityAxis=us-gaap_CollateralizedMortgageObligationsMember</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td></td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_ffic_CollateralTypeAxis=ffic_CollateralizedByCommercialRealEstateMember">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Details</a><div><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">ffic_CollateralTypeAxis=ffic_CollateralizedByCommercialRealEstateMember</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td></td>
</tr>
</table></div>
</div></td></tr>
</table>
</div>
</body>
</html>
</TEXT>
</DOCUMENT>
<DOCUMENT>
<TYPE>XML
<SEQUENCE>88
<FILENAME>R69.htm
<DESCRIPTION>IDEA: XBRL DOCUMENT
<TEXT>
<html>
<head>
<title></title>
<link rel="stylesheet" type="text/css" href="report.css">
<script type="text/javascript" src="Show.js">/* Do Not Remove This Comment */</script><script type="text/javascript">
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<span style="display: none;">v3.3.1.900</span><table class="report" border="0" cellspacing="2" id="idp6839199216">
<tr>
<th class="tl" colspan="1" rowspan="1"><div style="width: 200px;"><strong>Note 6 - Debt and Equity Securities (Details) - Amortized Cost and Fair Value of Securities Available For Sale - USD ($)<br></strong></div></th>
<th class="th"><div>Dec. 31, 2015</div></th>
<th class="th"><div>Dec. 31, 2014</div></th>
</tr>
<tr class="re">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_ffic_SecuritesHeldToMaturityAbstract', window );"><strong>Securites held-to-maturity:</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_HeldToMaturitySecurities', window );">Amortized Cost</a></td>
<td class="nump">$ 6,180,000<span></span>
</td>
<td class="nump">$ 0<span></span>
</td>
</tr>
<tr class="re">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_HeldToMaturitySecuritiesFairValue', window );">Fair Value</a></td>
<td class="nump">6,180,000<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_AvailableForSaleSecuritiesAmortizedCost', window );">Amortized Cost</a></td>
<td class="nump">994,311,000<span></span>
</td>
<td class="nump">967,329,000<span></span>
</td>
</tr>
<tr class="re">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_AvailableForSaleSecurities', window );">Fair Value</a></td>
<td class="nump">993,397,000<span></span>
</td>
<td class="nump">973,310,000<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_AvailableForSaleSecuritiesAccumulatedGrossUnrealizedGainBeforeTax', window );">Gross Unrealized Gains</a></td>
<td class="nump">8,998,000<span></span>
</td>
<td class="nump">13,240,000<span></span>
</td>
</tr>
<tr class="re">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_AvailableForSaleSecuritiesAccumulatedGrossUnrealizedLossBeforeTax', window );">Gross Unrealized Losses</a></td>
<td class="nump">9,912,000<span></span>
</td>
<td class="nump">7,259,000<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_MajorTypesOfDebtAndEquitySecuritiesAxis=ffic_MunicipalDebtSecuritiesMember', window );">Municipal Debt Securities [Member]</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_ffic_SecuritesHeldToMaturityAbstract', window );"><strong>Securites held-to-maturity:</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_HeldToMaturitySecurities', window );">Amortized Cost</a></td>
<td class="nump">6,180,000<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_HeldToMaturitySecuritiesFairValue', window );">Fair Value</a></td>
<td class="nump">6,180,000<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_AvailableForSaleSecuritiesAmortizedCost', window );">Amortized Cost</a></td>
<td class="nump">127,696,000<span></span>
</td>
<td class="nump">145,864,000<span></span>
</td>
</tr>
<tr class="re">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_AvailableForSaleSecurities', window );">Fair Value</a></td>
<td class="nump">131,583,000<span></span>
</td>
<td class="nump">148,896,000<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_AvailableForSaleSecuritiesAccumulatedGrossUnrealizedGainBeforeTax', window );">Gross Unrealized Gains</a></td>
<td class="nump">3,887,000<span></span>
</td>
<td class="nump">3,093,000<span></span>
</td>
</tr>
<tr class="re">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_AvailableForSaleSecuritiesAccumulatedGrossUnrealizedLossBeforeTax', window );">Gross Unrealized Losses</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="nump">61,000<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_MajorTypesOfDebtAndEquitySecuritiesAxis=us-gaap_CorporateDebtSecuritiesMember', window );">Corporate Debt Securities [Member]</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_ffic_SecuritesHeldToMaturityAbstract', window );"><strong>Securites held-to-maturity:</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_AvailableForSaleSecuritiesAmortizedCost', window );">Amortized Cost</a></td>
<td class="nump">115,976,000<span></span>
</td>
<td class="nump">90,719,000<span></span>
</td>
</tr>
<tr class="re">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_AvailableForSaleSecurities', window );">Fair Value</a></td>
<td class="nump">111,674,000<span></span>
</td>
<td class="nump">91,273,000<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_AvailableForSaleSecuritiesAccumulatedGrossUnrealizedGainBeforeTax', window );">Gross Unrealized Gains</a></td>
<td class="nump">134,000<span></span>
</td>
<td class="nump">1,268,000<span></span>
</td>
</tr>
<tr class="re">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_AvailableForSaleSecuritiesAccumulatedGrossUnrealizedLossBeforeTax', window );">Gross Unrealized Losses</a></td>
<td class="nump">4,436,000<span></span>
</td>
<td class="nump">714,000<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_MajorTypesOfDebtAndEquitySecuritiesAxis=ffic_MutualFundDebtSecuritiesMember', window );">Mutual Fund Debt Securities [Member]</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_ffic_SecuritesHeldToMaturityAbstract', window );"><strong>Securites held-to-maturity:</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_AvailableForSaleSecuritiesAmortizedCost', window );">Amortized Cost</a></td>
<td class="nump">21,290,000<span></span>
</td>
<td class="nump">21,118,000<span></span>
</td>
</tr>
<tr class="re">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_AvailableForSaleSecurities', window );">Fair Value</a></td>
<td class="nump">21,290,000<span></span>
</td>
<td class="nump">21,118,000<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_MajorTypesOfDebtAndEquitySecuritiesAxis=us-gaap_CollateralizedDebtObligationsMember', window );">Collateralized Debt Obligations [Member]</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_ffic_SecuritesHeldToMaturityAbstract', window );"><strong>Securites held-to-maturity:</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_AvailableForSaleSecuritiesAmortizedCost', window );">Amortized Cost</a></td>
<td class="nump">53,225,000<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_AvailableForSaleSecurities', window );">Fair Value</a></td>
<td class="nump">52,898,000<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_AvailableForSaleSecuritiesAccumulatedGrossUnrealizedLossBeforeTax', window );">Gross Unrealized Losses</a></td>
<td class="nump">327,000<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_MajorTypesOfDebtAndEquitySecuritiesAxis=us-gaap_OtherDebtSecuritiesMember', window );">Other Debt Obligations [Member]</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_ffic_SecuritesHeldToMaturityAbstract', window );"><strong>Securites held-to-maturity:</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_AvailableForSaleSecuritiesAmortizedCost', window );">Amortized Cost</a></td>
<td class="nump">7,214,000<span></span>
</td>
<td class="nump">7,098,000<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_AvailableForSaleSecurities', window );">Fair Value</a></td>
<td class="nump">7,212,000<span></span>
</td>
<td class="nump">7,090,000<span></span>
</td>
</tr>
<tr class="re">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_AvailableForSaleSecuritiesAccumulatedGrossUnrealizedLossBeforeTax', window );">Gross Unrealized Losses</a></td>
<td class="nump">2,000<span></span>
</td>
<td class="nump">8,000<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_MajorTypesOfDebtAndEquitySecuritiesAxis=ffic_AvailableForSaleSecuritiesExcludingMortgageBackedSecuritiesMember', window );">Available For Sale Securities, Excluding Mortgage-Backed Securities [Member]</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_ffic_SecuritesHeldToMaturityAbstract', window );"><strong>Securites held-to-maturity:</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_AvailableForSaleSecuritiesAmortizedCost', window );">Amortized Cost</a></td>
<td class="nump">325,401,000<span></span>
</td>
<td class="nump">264,799,000<span></span>
</td>
</tr>
<tr class="re">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_AvailableForSaleSecurities', window );">Fair Value</a></td>
<td class="nump">324,657,000<span></span>
</td>
<td class="nump">268,377,000<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_AvailableForSaleSecuritiesAccumulatedGrossUnrealizedGainBeforeTax', window );">Gross Unrealized Gains</a></td>
<td class="nump">4,021,000<span></span>
</td>
<td class="nump">4,361,000<span></span>
</td>
</tr>
<tr class="re">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_AvailableForSaleSecuritiesAccumulatedGrossUnrealizedLossBeforeTax', window );">Gross Unrealized Losses</a></td>
<td class="nump">4,765,000<span></span>
</td>
<td class="nump">783,000<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_MajorTypesOfDebtAndEquitySecuritiesAxis=ffic_REMICAndCMOMember', window );">REMIC and CMO [Member]</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_ffic_SecuritesHeldToMaturityAbstract', window );"><strong>Securites held-to-maturity:</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_AvailableForSaleSecuritiesAmortizedCost', window );">Amortized Cost</a></td>
<td class="nump">469,987,000<span></span>
</td>
<td class="nump">504,207,000<span></span>
</td>
</tr>
<tr class="re">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_AvailableForSaleSecurities', window );">Fair Value</a></td>
<td class="nump">469,936,000<span></span>
</td>
<td class="nump">505,768,000<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_AvailableForSaleSecuritiesAccumulatedGrossUnrealizedGainBeforeTax', window );">Gross Unrealized Gains</a></td>
<td class="nump">3,096,000<span></span>
</td>
<td class="nump">6,188,000<span></span>
</td>
</tr>
<tr class="re">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_AvailableForSaleSecuritiesAccumulatedGrossUnrealizedLossBeforeTax', window );">Gross Unrealized Losses</a></td>
<td class="nump">3,147,000<span></span>
</td>
<td class="nump">4,627,000<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_MajorTypesOfDebtAndEquitySecuritiesAxis=ffic_GNMAMember', window );">GNMA [Member]</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_ffic_SecuritesHeldToMaturityAbstract', window );"><strong>Securites held-to-maturity:</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_AvailableForSaleSecuritiesAmortizedCost', window );">Amortized Cost</a></td>
<td class="nump">11,635,000<span></span>
</td>
<td class="nump">13,862,000<span></span>
</td>
</tr>
<tr class="re">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_AvailableForSaleSecurities', window );">Fair Value</a></td>
<td class="nump">11,798,000<span></span>
</td>
<td class="nump">14,159,000<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_AvailableForSaleSecuritiesAccumulatedGrossUnrealizedGainBeforeTax', window );">Gross Unrealized Gains</a></td>
<td class="nump">302,000<span></span>
</td>
<td class="nump">421,000<span></span>
</td>
</tr>
<tr class="re">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_AvailableForSaleSecuritiesAccumulatedGrossUnrealizedLossBeforeTax', window );">Gross Unrealized Losses</a></td>
<td class="nump">139,000<span></span>
</td>
<td class="nump">124,000<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_MajorTypesOfDebtAndEquitySecuritiesAxis=ffic_FNMAMember', window );">FNMA [Member]</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_ffic_SecuritesHeldToMaturityAbstract', window );"><strong>Securites held-to-maturity:</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_AvailableForSaleSecuritiesAmortizedCost', window );">Amortized Cost</a></td>
<td class="nump">170,327,000<span></span>
</td>
<td class="nump">169,956,000<span></span>
</td>
</tr>
<tr class="re">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_AvailableForSaleSecurities', window );">Fair Value</a></td>
<td class="nump">170,057,000<span></span>
</td>
<td class="nump">170,367,000<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_AvailableForSaleSecuritiesAccumulatedGrossUnrealizedGainBeforeTax', window );">Gross Unrealized Gains</a></td>
<td class="nump">1,492,000<span></span>
</td>
<td class="nump">2,128,000<span></span>
</td>
</tr>
<tr class="re">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_AvailableForSaleSecuritiesAccumulatedGrossUnrealizedLossBeforeTax', window );">Gross Unrealized Losses</a></td>
<td class="nump">1,762,000<span></span>
</td>
<td class="nump">1,717,000<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_MajorTypesOfDebtAndEquitySecuritiesAxis=ffic_FHLMCMember', window );">FHLMC [Member]</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_ffic_SecuritesHeldToMaturityAbstract', window );"><strong>Securites held-to-maturity:</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_AvailableForSaleSecuritiesAmortizedCost', window );">Amortized Cost</a></td>
<td class="nump">16,961,000<span></span>
</td>
<td class="nump">14,505,000<span></span>
</td>
</tr>
<tr class="re">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_AvailableForSaleSecurities', window );">Fair Value</a></td>
<td class="nump">16,949,000<span></span>
</td>
<td class="nump">14,639,000<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_AvailableForSaleSecuritiesAccumulatedGrossUnrealizedGainBeforeTax', window );">Gross Unrealized Gains</a></td>
<td class="nump">87,000<span></span>
</td>
<td class="nump">142,000<span></span>
</td>
</tr>
<tr class="re">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_AvailableForSaleSecuritiesAccumulatedGrossUnrealizedLossBeforeTax', window );">Gross Unrealized Losses</a></td>
<td class="nump">99,000<span></span>
</td>
<td class="nump">8,000<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_MajorTypesOfDebtAndEquitySecuritiesAxis=us-gaap_CommercialMortgageBackedSecuritiesMember', window );">Commercial Mortgage Backed Securities [Member]</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_ffic_SecuritesHeldToMaturityAbstract', window );"><strong>Securites held-to-maturity:</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_AvailableForSaleSecuritiesAmortizedCost', window );">Amortized Cost</a></td>
<td class="nump">668,910,000<span></span>
</td>
<td class="nump">702,530,000<span></span>
</td>
</tr>
<tr class="re">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_AvailableForSaleSecurities', window );">Fair Value</a></td>
<td class="nump">668,740,000<span></span>
</td>
<td class="nump">704,933,000<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_AvailableForSaleSecuritiesAccumulatedGrossUnrealizedGainBeforeTax', window );">Gross Unrealized Gains</a></td>
<td class="nump">4,977,000<span></span>
</td>
<td class="nump">8,879,000<span></span>
</td>
</tr>
<tr class="re">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_AvailableForSaleSecuritiesAccumulatedGrossUnrealizedLossBeforeTax', window );">Gross Unrealized Losses</a></td>
<td class="nump">$ 5,147,000<span></span>
</td>
<td class="nump">$ 6,476,000<span></span>
</td>
</tr>
</table>
<div style="display: none;">
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_ffic_SecuritesHeldToMaturityAbstract">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- References</a><div><p>No definition available.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">ffic_SecuritesHeldToMaturityAbstract</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>ffic_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:stringItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>na</td>
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<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_AvailableForSaleSecurities">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>Amount of investment in debt and equity securities categorized neither as held-to-maturity nor trading.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 320<br> -SubTopic 10<br> -Section 25<br> -Paragraph 1<br> -Subparagraph (b)<br> -URI http://asc.fasb.org/extlink&amp;oid=51813488&amp;loc=d3e22054-111558<br><br>Reference 2: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 320<br> -SubTopic 10<br> -Section 50<br> -Paragraph 5<br> -Subparagraph (aa)<br> -URI http://asc.fasb.org/extlink&amp;oid=27724398&amp;loc=d3e27232-111563<br><br>Reference 3: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 320<br> -SubTopic 10<br> -Section 45<br> -Paragraph 1<br> -URI http://asc.fasb.org/extlink&amp;oid=49167202&amp;loc=d3e26610-111562<br></p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_AvailableForSaleSecurities</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>us-gaap_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>debit</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>instant</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_AvailableForSaleSecuritiesAccumulatedGrossUnrealizedGainBeforeTax">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>Amount before tax of unrealized gain in accumulated other comprehensive income (AOCI) on investments in debt and equity securities classified as available-for-sale.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 320<br> -SubTopic 10<br> -Section 50<br> -Paragraph 2<br> -Subparagraph (b)<br> -URI http://asc.fasb.org/extlink&amp;oid=27724398&amp;loc=d3e27161-111563<br></p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_AvailableForSaleSecuritiesAccumulatedGrossUnrealizedGainBeforeTax</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>us-gaap_</td>
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<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>credit</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>instant</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_AvailableForSaleSecuritiesAccumulatedGrossUnrealizedLossBeforeTax">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>Amount before tax of unrealized loss in accumulated other comprehensive income (AOCI) on investments in debt and equity securities classified as available-for-sale.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 320<br> -SubTopic 10<br> -Section 50<br> -Paragraph 2<br> -Subparagraph (c)<br> -URI http://asc.fasb.org/extlink&amp;oid=27724398&amp;loc=d3e27161-111563<br></p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_AvailableForSaleSecuritiesAccumulatedGrossUnrealizedLossBeforeTax</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>us-gaap_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>debit</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>instant</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_AvailableForSaleSecuritiesAmortizedCost">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>This item represents the cost of debt and equity securities, which are categorized neither as held-to-maturity nor trading, net of adjustments including accretion, amortization, collection of cash, previous other-than-temporary impairments recognized in earnings (less any cumulative-effect adjustments recognized, as defined), and fair value hedge accounting adjustments, if any.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 210<br> -SubTopic 10<br> -Section S99<br> -Paragraph 1<br> -Subparagraph (SX 210.5-02.2)<br> -URI http://asc.fasb.org/extlink&amp;oid=6877327&amp;loc=d3e13212-122682<br></p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_AvailableForSaleSecuritiesAmortizedCost</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
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<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
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<tr>
<td><strong> Balance Type:</strong></td>
<td>debit</td>
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<tr>
<td><strong> Period Type:</strong></td>
<td>instant</td>
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</div></td></tr>
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<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_HeldToMaturitySecurities">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>Amount after other than temporary impairment (OTTI) accretion, of investments in debt securities classified as held-to-maturity.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 320<br> -SubTopic 10<br> -Section 50<br> -Paragraph 5<br> -Subparagraph (a)<br> -URI http://asc.fasb.org/extlink&amp;oid=27724398&amp;loc=d3e27232-111563<br><br>Reference 2: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 320<br> -SubTopic 10<br> -Section 25<br> -Paragraph 1<br> -Subparagraph (c)<br> -URI http://asc.fasb.org/extlink&amp;oid=51813488&amp;loc=d3e22054-111558<br><br>Reference 3: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 320<br> -SubTopic 10<br> -Section 50<br> -Paragraph 5<br> -Subparagraph (f)<br> -URI http://asc.fasb.org/extlink&amp;oid=27724398&amp;loc=d3e27232-111563<br><br>Reference 4: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 944<br> -SubTopic 210<br> -Section S99<br> -Paragraph 1<br> -Subparagraph (SX 210.7-03.1)<br> -URI http://asc.fasb.org/extlink&amp;oid=6879938&amp;loc=d3e572229-122910<br><br>Reference 5: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 942<br> -SubTopic 210<br> -Section S99<br> -Paragraph 1<br> -Subparagraph (SX 210.9-03.6)<br> -URI http://asc.fasb.org/extlink&amp;oid=6876686&amp;loc=d3e534808-122878<br></p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_HeldToMaturitySecurities</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>us-gaap_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>debit</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>instant</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_HeldToMaturitySecuritiesFairValue">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>Fair value of investments in debt securities classified as held-to-maturity.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 320<br> -SubTopic 10<br> -Section 50<br> -Paragraph 5<br> -Subparagraph (aa)<br> -URI http://asc.fasb.org/extlink&amp;oid=27724398&amp;loc=d3e27232-111563<br><br>Reference 2: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 320<br> -SubTopic 10<br> -Section 50<br> -Paragraph 5<br> -Subparagraph (f)<br> -URI http://asc.fasb.org/extlink&amp;oid=27724398&amp;loc=d3e27232-111563<br><br>Reference 3: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 320<br> -SubTopic 10<br> -Section 50<br> -Paragraph 5<br> -Subparagraph (a)<br> -URI http://asc.fasb.org/extlink&amp;oid=27724398&amp;loc=d3e27232-111563<br></p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_HeldToMaturitySecuritiesFairValue</td>
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<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
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<td>xbrli:monetaryItemType</td>
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<td><strong> Balance Type:</strong></td>
<td>debit</td>
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<tr>
<td><strong> Period Type:</strong></td>
<td>instant</td>
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<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Details</a><div><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_MajorTypesOfDebtAndEquitySecuritiesAxis=ffic_MunicipalDebtSecuritiesMember</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
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<td><strong> Data Type:</strong></td>
<td>na</td>
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<td><strong> Balance Type:</strong></td>
<td></td>
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<td><strong> Period Type:</strong></td>
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<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Details</a><div><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_MajorTypesOfDebtAndEquitySecuritiesAxis=us-gaap_CorporateDebtSecuritiesMember</td>
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<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
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<td><strong> Data Type:</strong></td>
<td>na</td>
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<td><strong> Balance Type:</strong></td>
<td></td>
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<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Details</a><div><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_MajorTypesOfDebtAndEquitySecuritiesAxis=ffic_MutualFundDebtSecuritiesMember</td>
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<td></td>
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<td><strong> Data Type:</strong></td>
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<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Details</a><div><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_MajorTypesOfDebtAndEquitySecuritiesAxis=us-gaap_CollateralizedDebtObligationsMember</td>
</tr>
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<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td></td>
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<td><strong> Data Type:</strong></td>
<td>na</td>
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<td><strong> Balance Type:</strong></td>
<td></td>
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<td></td>
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<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Details</a><div><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_MajorTypesOfDebtAndEquitySecuritiesAxis=us-gaap_OtherDebtSecuritiesMember</td>
</tr>
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<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td></td>
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<td><strong> Data Type:</strong></td>
<td>na</td>
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<td><strong> Balance Type:</strong></td>
<td></td>
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<td><strong> Period Type:</strong></td>
<td></td>
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<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_MajorTypesOfDebtAndEquitySecuritiesAxis=ffic_AvailableForSaleSecuritiesExcludingMortgageBackedSecuritiesMember">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Details</a><div><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_MajorTypesOfDebtAndEquitySecuritiesAxis=ffic_AvailableForSaleSecuritiesExcludingMortgageBackedSecuritiesMember</td>
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<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td></td>
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<td><strong> Data Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td></td>
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<td><strong> Period Type:</strong></td>
<td></td>
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<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
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<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Details</a><div><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_MajorTypesOfDebtAndEquitySecuritiesAxis=ffic_REMICAndCMOMember</td>
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<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
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<td><strong> Data Type:</strong></td>
<td>na</td>
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<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_MajorTypesOfDebtAndEquitySecuritiesAxis=ffic_GNMAMember">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
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<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Details</a><div><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_MajorTypesOfDebtAndEquitySecuritiesAxis=ffic_GNMAMember</td>
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<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Details</a><div><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_MajorTypesOfDebtAndEquitySecuritiesAxis=ffic_FNMAMember</td>
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<td><strong> Period Type:</strong></td>
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<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_MajorTypesOfDebtAndEquitySecuritiesAxis=ffic_FHLMCMember">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Details</a><div><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_MajorTypesOfDebtAndEquitySecuritiesAxis=ffic_FHLMCMember</td>
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<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td></td>
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<td><strong> Data Type:</strong></td>
<td>na</td>
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<td><strong> Balance Type:</strong></td>
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<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Details</a><div><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_MajorTypesOfDebtAndEquitySecuritiesAxis=us-gaap_CommercialMortgageBackedSecuritiesMember</td>
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<td><strong> Data Type:</strong></td>
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<span style="display: none;">v3.3.1.900</span><table class="report" border="0" cellspacing="2" id="idp6859435040">
<tr>
<th class="tl" colspan="1" rowspan="1"><div style="width: 200px;"><strong>Note 6 - Debt and Equity Securities (Details) - Securities Available For Sale and Held-to-Maturity by Contractual Maturity - USD ($)<br></strong></div></th>
<th class="th"><div>Dec. 31, 2015</div></th>
<th class="th"><div>Dec. 31, 2014</div></th>
</tr>
<tr class="re">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_ffic_Note6DebtandEquitySecuritiesDetailsSecuritiesAvailableForSaleandHeldtoMaturitybyContractualMaturityLineItems', window );"><strong>Note 6 - Debt and Equity Securities (Details) - Securities Available For Sale and Held-to-Maturity by Contractual Maturity [Line Items]</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_HeldToMaturitySecuritiesDebtMaturitiesWithinOneYearNetCarryingAmount', window );">Due in one year or less</a></td>
<td class="nump">$ 6,140,000<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_HeldToMaturitySecuritiesDebtMaturitiesWithinOneYearFairValue', window );">Due in one year or less</a></td>
<td class="nump">6,140,000<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_HeldToMaturitySecuritiesDebtMaturitiesAfterOneThroughFiveYearsNetCarryingAmount', window );">Due after one year through five years</a></td>
<td class="nump">40,000<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_HeldToMaturitySecuritiesDebtMaturitiesAfterOneThroughFiveYearsFairValue', window );">Due after one year through five years</a></td>
<td class="nump">40,000<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="rou">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_HeldToMaturitySecurities', window );">Total securities held-to-maturity</a></td>
<td class="nump">6,180,000<span></span>
</td>
<td class="nump">$ 0<span></span>
</td>
</tr>
<tr class="reu">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_HeldToMaturitySecuritiesFairValue', window );">Total securities held-to-maturity</a></td>
<td class="nump">6,180,000<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_AvailableForSaleSecuritiesDebtMaturitiesWithinOneYearAmortizedCost', window );">Due in one year or less</a></td>
<td class="nump">5,976,000<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_AvailableForSaleSecuritiesDebtMaturitiesWithinOneYearFairValue', window );">Due in one year or less</a></td>
<td class="nump">6,011,000<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_AvailableForSaleSecuritiesDebtMaturitiesAfterFiveThroughTenYearsAmortizedCost', window );">Due after five years through ten years</a></td>
<td class="nump">76,791,000<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_AvailableForSaleSecuritiesDebtMaturitiesAfterFiveThroughTenYearsFairValue', window );">Due after five years through ten years</a></td>
<td class="nump">75,406,000<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_AvailableForSaleSecuritiesDebtMaturitiesAfterTenYearsAmortizedCost', window );">Due after ten years</a></td>
<td class="nump">221,344,000<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_AvailableForSaleSecuritiesDebtMaturitiesAfterTenYearsFairValue', window );">Due after ten years</a></td>
<td class="nump">221,950,000<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_ffic_AvailableForSaleSecuritiesOtherAmortizedCost', window );">Total other securities</a></td>
<td class="nump">304,111,000<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_ffic_AvailableForSaleSecuritiesOtherFairValueDisclosure', window );">Total other securities</a></td>
<td class="nump">324,657,000<span></span>
</td>
<td class="nump">268,377,000<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_AvailableForSaleSecuritiesAmortizedCost', window );">Amortized Cost</a></td>
<td class="nump">994,311,000<span></span>
</td>
<td class="nump">967,329,000<span></span>
</td>
</tr>
<tr class="re">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_AvailableForSaleSecurities', window );">Fair Value</a></td>
<td class="nump">993,397,000<span></span>
</td>
<td class="nump">973,310,000<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_MajorTypesOfDebtAndEquitySecuritiesAxis=ffic_MutualFundDebtSecuritiesMember', window );">Mutual Fund Debt Securities [Member]</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_ffic_Note6DebtandEquitySecuritiesDetailsSecuritiesAvailableForSaleandHeldtoMaturitybyContractualMaturityLineItems', window );"><strong>Note 6 - Debt and Equity Securities (Details) - Securities Available For Sale and Held-to-Maturity by Contractual Maturity [Line Items]</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_AvailableForSaleSecuritiesAmortizedCost', window );">Amortized Cost</a></td>
<td class="nump">21,290,000<span></span>
</td>
<td class="nump">21,118,000<span></span>
</td>
</tr>
<tr class="re">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_AvailableForSaleSecurities', window );">Fair Value</a></td>
<td class="nump">21,290,000<span></span>
</td>
<td class="nump">21,118,000<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_MajorTypesOfDebtAndEquitySecuritiesAxis=us-gaap_CommercialMortgageBackedSecuritiesMember', window );">Commercial Mortgage Backed Securities [Member]</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_ffic_Note6DebtandEquitySecuritiesDetailsSecuritiesAvailableForSaleandHeldtoMaturitybyContractualMaturityLineItems', window );"><strong>Note 6 - Debt and Equity Securities (Details) - Securities Available For Sale and Held-to-Maturity by Contractual Maturity [Line Items]</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_AvailableForSaleSecuritiesAmortizedCost', window );">Amortized Cost</a></td>
<td class="nump">668,910,000<span></span>
</td>
<td class="nump">702,530,000<span></span>
</td>
</tr>
<tr class="re">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_AvailableForSaleSecurities', window );">Fair Value</a></td>
<td class="nump">$ 668,740,000<span></span>
</td>
<td class="nump">$ 704,933,000<span></span>
</td>
</tr>
</table>
<div style="display: none;">
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_ffic_AvailableForSaleSecuritiesOtherAmortizedCost">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>Available For Sale Securities, Other, Amortized Cost</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>No definition available.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">ffic_AvailableForSaleSecuritiesOtherAmortizedCost</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>ffic_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>debit</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>instant</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_ffic_AvailableForSaleSecuritiesOtherFairValueDisclosure">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>This element represents the portion of the balance sheet assertion valued at fair value by the entity. Additionally, this element may be used in connection with the fair value disclosures required in the footnote disclosures to the financial statements. The element may be used in both the balance sheet and disclosure in the same submission. This item represents Available-for-sale Securities which consist of all investments in certain debt and equity securities, except for mortgage-backed securities, neither classified as trading or held-to-maturity securities. A debt security represents a creditor relationship with an enterprise. Debt securities include, among other items, US Treasury securities, US government securities, municipal securities, corporate bonds, convertible debt, commercial paper, and all securitized debt instruments. An equity security represents an ownership interest in an enterprise or the right to acquire or dispose of an ownership interest in an enterprise at fixed or determinable prices. Equity securities include, among other things, common stock, certain preferred stock, warrant rights, call options, and put options, but do not include convertible debt. An entity may opt to provide the reader with additional narrative text to better understand the nature of investments in debt and equity securities which are categorized as Available-for-sale.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>No definition available.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">ffic_AvailableForSaleSecuritiesOtherFairValueDisclosure</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>ffic_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>debit</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>instant</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_ffic_Note6DebtandEquitySecuritiesDetailsSecuritiesAvailableForSaleandHeldtoMaturitybyContractualMaturityLineItems">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- References</a><div><p>No definition available.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">ffic_Note6DebtandEquitySecuritiesDetailsSecuritiesAvailableForSaleandHeldtoMaturitybyContractualMaturityLineItems</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>ffic_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:stringItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_AvailableForSaleSecurities">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>Amount of investment in debt and equity securities categorized neither as held-to-maturity nor trading.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 320<br> -SubTopic 10<br> -Section 25<br> -Paragraph 1<br> -Subparagraph (b)<br> -URI http://asc.fasb.org/extlink&amp;oid=51813488&amp;loc=d3e22054-111558<br><br>Reference 2: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 320<br> -SubTopic 10<br> -Section 50<br> -Paragraph 5<br> -Subparagraph (aa)<br> -URI http://asc.fasb.org/extlink&amp;oid=27724398&amp;loc=d3e27232-111563<br><br>Reference 3: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 320<br> -SubTopic 10<br> -Section 45<br> -Paragraph 1<br> -URI http://asc.fasb.org/extlink&amp;oid=49167202&amp;loc=d3e26610-111562<br></p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_AvailableForSaleSecurities</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>us-gaap_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>debit</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>instant</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_AvailableForSaleSecuritiesAmortizedCost">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>This item represents the cost of debt and equity securities, which are categorized neither as held-to-maturity nor trading, net of adjustments including accretion, amortization, collection of cash, previous other-than-temporary impairments recognized in earnings (less any cumulative-effect adjustments recognized, as defined), and fair value hedge accounting adjustments, if any.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 210<br> -SubTopic 10<br> -Section S99<br> -Paragraph 1<br> -Subparagraph (SX 210.5-02.2)<br> -URI http://asc.fasb.org/extlink&amp;oid=6877327&amp;loc=d3e13212-122682<br></p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_AvailableForSaleSecuritiesAmortizedCost</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>us-gaap_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>debit</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>instant</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_AvailableForSaleSecuritiesDebtMaturitiesAfterFiveThroughTenYearsAmortizedCost">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>Amount after adjustments of available-for-sale debt securities at cost, maturing in the sixth fiscal year through the tenth fiscal year following the latest fiscal year. Adjustments include, but are not limited to, accretion, amortization, collection of cash, previous other-than-temporary impairments (OTTI) recognized in earnings less cumulative-effect adjustments, and fair value hedge accounting adjustments. Excludes interim and annual periods when interim periods are reported on a rolling approach, from latest balance sheet date.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 210<br> -SubTopic 10<br> -Section S99<br> -Paragraph 1<br> -Subparagraph (SX 210.5-02.2)<br> -URI http://asc.fasb.org/extlink&amp;oid=6877327&amp;loc=d3e13212-122682<br><br>Reference 2: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 320<br> -SubTopic 10<br> -Section 50<br> -Paragraph 3<br> -Subparagraph (c)<br> -URI http://asc.fasb.org/extlink&amp;oid=27724398&amp;loc=d3e27198-111563<br></p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_AvailableForSaleSecuritiesDebtMaturitiesAfterFiveThroughTenYearsAmortizedCost</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>us-gaap_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>debit</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>instant</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_AvailableForSaleSecuritiesDebtMaturitiesAfterFiveThroughTenYearsFairValue">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>Fair value of available-for-sale debt securities maturing in the sixth fiscal year through the tenth fiscal year following the latest fiscal year. Excludes interim and annual periods when interim periods are reported on a rolling approach, from latest balance sheet date.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 942<br> -SubTopic 320<br> -Section 50<br> -Paragraph 3<br> -Subparagraph (c)<br> -URI http://asc.fasb.org/extlink&amp;oid=6957658&amp;loc=d3e62586-112803<br><br>Reference 2: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 320<br> -SubTopic 10<br> -Section 50<br> -Paragraph 3<br> -Subparagraph (c)<br> -URI http://asc.fasb.org/extlink&amp;oid=27724398&amp;loc=d3e27198-111563<br><br>Reference 3: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 320<br> -SubTopic 10<br> -Section 50<br> -Paragraph 2<br> -Subparagraph (d)<br> -URI http://asc.fasb.org/extlink&amp;oid=27724398&amp;loc=d3e27161-111563<br></p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_AvailableForSaleSecuritiesDebtMaturitiesAfterFiveThroughTenYearsFairValue</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>us-gaap_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>debit</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>instant</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_AvailableForSaleSecuritiesDebtMaturitiesAfterTenYearsAmortizedCost">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>Amount after adjustments of available-for-sale debt securities at cost, maturing after the tenth fiscal year following the latest fiscal year. Adjustments include, but are not limited to, accretion, amortization, collection of cash, previous other-than-temporary impairments (OTTI) recognized in earnings less cumulative-effect adjustments, and fair value hedge accounting adjustments. Excludes interim and annual periods when interim periods are reported on a rolling approach, from latest balance sheet date.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 320<br> -SubTopic 10<br> -Section 50<br> -Paragraph 3<br> -Subparagraph (d)<br> -URI http://asc.fasb.org/extlink&amp;oid=27724398&amp;loc=d3e27198-111563<br><br>Reference 2: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 210<br> -SubTopic 10<br> -Section S99<br> -Paragraph 1<br> -Subparagraph (SX 210.5-02.2)<br> -URI http://asc.fasb.org/extlink&amp;oid=6877327&amp;loc=d3e13212-122682<br></p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_AvailableForSaleSecuritiesDebtMaturitiesAfterTenYearsAmortizedCost</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>us-gaap_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>debit</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>instant</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_AvailableForSaleSecuritiesDebtMaturitiesAfterTenYearsFairValue">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>Fair value of available-for-sale debt securities maturing after the tenth fiscal year following the latest fiscal year. Excludes interim and annual periods when interim periods are reported on a rolling approach, from latest balance sheet date.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 320<br> -SubTopic 10<br> -Section 50<br> -Paragraph 2<br> -Subparagraph (d)<br> -URI http://asc.fasb.org/extlink&amp;oid=27724398&amp;loc=d3e27161-111563<br><br>Reference 2: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 942<br> -SubTopic 320<br> -Section 50<br> -Paragraph 3<br> -Subparagraph (d)<br> -URI http://asc.fasb.org/extlink&amp;oid=6957658&amp;loc=d3e62586-112803<br><br>Reference 3: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 320<br> -SubTopic 10<br> -Section 50<br> -Paragraph 3<br> -Subparagraph (d)<br> -URI http://asc.fasb.org/extlink&amp;oid=27724398&amp;loc=d3e27198-111563<br></p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_AvailableForSaleSecuritiesDebtMaturitiesAfterTenYearsFairValue</td>
</tr>
<tr>
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<td><strong> Period Type:</strong></td>
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</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_AvailableForSaleSecuritiesDebtMaturitiesWithinOneYearAmortizedCost">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>Amount after adjustments of available-for-sale debt securities at cost, maturing in the next fiscal year following the latest fiscal year. Adjustments include, but are not limited to, accretion, amortization, collection of cash, previous other-than-temporary impairments (OTTI) recognized in earnings less cumulative-effect adjustments, and fair value hedge accounting adjustments. Excludes interim and annual periods when interim periods are reported on a rolling approach, from latest balance sheet date.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 320<br> -SubTopic 10<br> -Section 50<br> -Paragraph 3<br> -Subparagraph (a)<br> -URI http://asc.fasb.org/extlink&amp;oid=27724398&amp;loc=d3e27198-111563<br><br>Reference 2: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 210<br> -SubTopic 10<br> -Section S99<br> -Paragraph 1<br> -Subparagraph (SX 210.5-02.2)<br> -URI http://asc.fasb.org/extlink&amp;oid=6877327&amp;loc=d3e13212-122682<br></p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_AvailableForSaleSecuritiesDebtMaturitiesWithinOneYearAmortizedCost</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>us-gaap_</td>
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<td><strong> Data Type:</strong></td>
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<td><strong> Balance Type:</strong></td>
<td>debit</td>
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<td><strong> Period Type:</strong></td>
<td>instant</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_AvailableForSaleSecuritiesDebtMaturitiesWithinOneYearFairValue">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>Fair value of available-for-sale debt securities maturing in the next fiscal year following the latest fiscal year. Excludes interim and annual periods when interim periods are reported on a rolling approach, from latest balance sheet date.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 320<br> -SubTopic 10<br> -Section 50<br> -Paragraph 3<br> -Subparagraph (a)<br> -URI http://asc.fasb.org/extlink&amp;oid=27724398&amp;loc=d3e27198-111563<br><br>Reference 2: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 942<br> -SubTopic 320<br> -Section 50<br> -Paragraph 3<br> -Subparagraph (a)<br> -URI http://asc.fasb.org/extlink&amp;oid=6957658&amp;loc=d3e62586-112803<br><br>Reference 3: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 320<br> -SubTopic 10<br> -Section 50<br> -Paragraph 2<br> -Subparagraph (d)<br> -URI http://asc.fasb.org/extlink&amp;oid=27724398&amp;loc=d3e27161-111563<br></p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_AvailableForSaleSecuritiesDebtMaturitiesWithinOneYearFairValue</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>us-gaap_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>debit</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>instant</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_HeldToMaturitySecurities">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>Amount after other than temporary impairment (OTTI) accretion, of investments in debt securities classified as held-to-maturity.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 320<br> -SubTopic 10<br> -Section 50<br> -Paragraph 5<br> -Subparagraph (a)<br> -URI http://asc.fasb.org/extlink&amp;oid=27724398&amp;loc=d3e27232-111563<br><br>Reference 2: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 320<br> -SubTopic 10<br> -Section 25<br> -Paragraph 1<br> -Subparagraph (c)<br> -URI http://asc.fasb.org/extlink&amp;oid=51813488&amp;loc=d3e22054-111558<br><br>Reference 3: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 320<br> -SubTopic 10<br> -Section 50<br> -Paragraph 5<br> -Subparagraph (f)<br> -URI http://asc.fasb.org/extlink&amp;oid=27724398&amp;loc=d3e27232-111563<br><br>Reference 4: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 944<br> -SubTopic 210<br> -Section S99<br> -Paragraph 1<br> -Subparagraph (SX 210.7-03.1)<br> -URI http://asc.fasb.org/extlink&amp;oid=6879938&amp;loc=d3e572229-122910<br><br>Reference 5: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 942<br> -SubTopic 210<br> -Section S99<br> -Paragraph 1<br> -Subparagraph (SX 210.9-03.6)<br> -URI http://asc.fasb.org/extlink&amp;oid=6876686&amp;loc=d3e534808-122878<br></p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_HeldToMaturitySecurities</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>us-gaap_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>debit</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>instant</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_HeldToMaturitySecuritiesDebtMaturitiesAfterOneThroughFiveYearsFairValue">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>Fair value of held-to-maturity debt securities maturing in the second fiscal year through the fifth fiscal year following the latest fiscal year. Excludes interim and annual periods when interim periods are reported on a rolling approach, from latest balance sheet date.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 942<br> -SubTopic 320<br> -Section 50<br> -Paragraph 3<br> -Subparagraph (b)<br> -URI http://asc.fasb.org/extlink&amp;oid=6957658&amp;loc=d3e62586-112803<br><br>Reference 2: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 320<br> -SubTopic 10<br> -Section 50<br> -Paragraph 5<br> -Subparagraph (f)(2)<br> -URI http://asc.fasb.org/extlink&amp;oid=27724398&amp;loc=d3e27232-111563<br></p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_HeldToMaturitySecuritiesDebtMaturitiesAfterOneThroughFiveYearsFairValue</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>us-gaap_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>debit</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>instant</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_HeldToMaturitySecuritiesDebtMaturitiesAfterOneThroughFiveYearsNetCarryingAmount">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>Carrying amount of debt securities accounted for as held-to-maturity, net of adjustments including, but not limited to, accretion, amortization, collection of cash, previous other-than-temporary impairments (OTTI) recognized, and fair value hedge accounting adjustments, maturing in the next fiscal year through the fifth fiscal year following the latest fiscal year.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 320<br> -SubTopic 10<br> -Section 50<br> -Paragraph 5<br> -Subparagraph (f)(2)<br> -URI http://asc.fasb.org/extlink&amp;oid=27724398&amp;loc=d3e27232-111563<br><br>Reference 2: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 942<br> -SubTopic 320<br> -Section 50<br> -Paragraph 3<br> -Subparagraph (b)<br> -URI http://asc.fasb.org/extlink&amp;oid=6957658&amp;loc=d3e62586-112803<br></p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_HeldToMaturitySecuritiesDebtMaturitiesAfterOneThroughFiveYearsNetCarryingAmount</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>us-gaap_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>debit</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>instant</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_HeldToMaturitySecuritiesDebtMaturitiesWithinOneYearFairValue">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>Fair value of held-to-maturity debt securities maturing in the next fiscal year following the latest fiscal year. Excludes interim and annual periods when interim periods are reported on a rolling approach, from latest balance sheet date.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 942<br> -SubTopic 320<br> -Section 50<br> -Paragraph 3<br> -Subparagraph (a)<br> -URI http://asc.fasb.org/extlink&amp;oid=6957658&amp;loc=d3e62586-112803<br><br>Reference 2: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 320<br> -SubTopic 10<br> -Section 50<br> -Paragraph 5<br> -Subparagraph (f)(1)<br> -URI http://asc.fasb.org/extlink&amp;oid=27724398&amp;loc=d3e27232-111563<br></p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_HeldToMaturitySecuritiesDebtMaturitiesWithinOneYearFairValue</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>us-gaap_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>debit</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>instant</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_HeldToMaturitySecuritiesDebtMaturitiesWithinOneYearNetCarryingAmount">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>Carrying amount of debt securities accounted for as held-to-maturity, net of adjustments including, but not limited to, accretion, amortization, collection of cash, previous other-than-temporary impairments (OTTI) recognized, and fair value hedge accounting adjustments, maturing in the next fiscal year following the latest fiscal year.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 320<br> -SubTopic 10<br> -Section 50<br> -Paragraph 5<br> -Subparagraph (f)(1)<br> -URI http://asc.fasb.org/extlink&amp;oid=27724398&amp;loc=d3e27232-111563<br><br>Reference 2: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 942<br> -SubTopic 320<br> -Section 50<br> -Paragraph 3<br> -Subparagraph (a)<br> -URI http://asc.fasb.org/extlink&amp;oid=6957658&amp;loc=d3e62586-112803<br></p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_HeldToMaturitySecuritiesDebtMaturitiesWithinOneYearNetCarryingAmount</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>us-gaap_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>debit</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>instant</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_HeldToMaturitySecuritiesFairValue">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>Fair value of investments in debt securities classified as held-to-maturity.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 320<br> -SubTopic 10<br> -Section 50<br> -Paragraph 5<br> -Subparagraph (aa)<br> -URI http://asc.fasb.org/extlink&amp;oid=27724398&amp;loc=d3e27232-111563<br><br>Reference 2: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 320<br> -SubTopic 10<br> -Section 50<br> -Paragraph 5<br> -Subparagraph (f)<br> -URI http://asc.fasb.org/extlink&amp;oid=27724398&amp;loc=d3e27232-111563<br><br>Reference 3: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 320<br> -SubTopic 10<br> -Section 50<br> -Paragraph 5<br> -Subparagraph (a)<br> -URI http://asc.fasb.org/extlink&amp;oid=27724398&amp;loc=d3e27232-111563<br></p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_HeldToMaturitySecuritiesFairValue</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>us-gaap_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>debit</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>instant</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_MajorTypesOfDebtAndEquitySecuritiesAxis=ffic_MutualFundDebtSecuritiesMember">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Details</a><div><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_MajorTypesOfDebtAndEquitySecuritiesAxis=ffic_MutualFundDebtSecuritiesMember</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td></td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_MajorTypesOfDebtAndEquitySecuritiesAxis=us-gaap_CommercialMortgageBackedSecuritiesMember">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
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<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Details</a><div><table border="0" cellpadding="0" cellspacing="0">
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<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_MajorTypesOfDebtAndEquitySecuritiesAxis=us-gaap_CommercialMortgageBackedSecuritiesMember</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td></td>
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<tr>
<td><strong> Data Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td></td>
</tr>
</table></div>
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<DOCUMENT>
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<DESCRIPTION>IDEA: XBRL DOCUMENT
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<span style="display: none;">v3.3.1.900</span><table class="report" border="0" cellspacing="2" id="idp6842429520">
<tr>
<th class="tl" colspan="1" rowspan="2"><div style="width: 200px;"><strong>Note 6 - Debt and Equity Securities (Details) - Available for Sale Securities With Gross Unrealized Losses and Their Fair Value - USD ($)<br> $ in Thousands</strong></div></th>
<th class="th" colspan="2">12 Months Ended</th>
</tr>
<tr>
<th class="th"><div>Dec. 31, 2015</div></th>
<th class="th"><div>Dec. 31, 2014</div></th>
</tr>
<tr class="re">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_ffic_Note6DebtandEquitySecuritiesDetailsAvailableforSaleSecuritiesWithGrossUnrealizedLossesandTheirFairValueLineItems', window );"><strong>Note 6 - Debt and Equity Securities (Details) - Available for Sale Securities With Gross Unrealized Losses and Their Fair Value [Line Items]</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_AvailableForSaleSecuritiesContinuousUnrealizedLossPositionFairValue', window );">Fair Value</a></td>
<td class="nump">$ 500,808<span></span>
</td>
<td class="nump">$ 374,858<span></span>
</td>
</tr>
<tr class="re">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_AvailableForSaleSecuritiesContinuousUnrealizedLossPositionAggregateLosses', window );">Unrealized Losses</a></td>
<td class="nump">9,912<span></span>
</td>
<td class="nump">7,259<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_AvailableForSaleSecuritiesContinuousUnrealizedLossPositionLessThanTwelveMonthsFairValue', window );">Less Than 12 Months - Fair Value</a></td>
<td class="nump">408,587<span></span>
</td>
<td class="nump">97,274<span></span>
</td>
</tr>
<tr class="re">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_AvailableForSaleSecuritiesContinuousUnrealizedLossPositionLessThan12MonthsAggregateLosses', window );">Less Than 12 Months - Unrealized Losses</a></td>
<td class="nump">7,032<span></span>
</td>
<td class="nump">846<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_AvailableForSaleSecuritiesContinuousUnrealizedLossPositionTwelveMonthsOrLongerFairValue', window );">12 Months or More - Fair Value</a></td>
<td class="nump">92,221<span></span>
</td>
<td class="nump">277,584<span></span>
</td>
</tr>
<tr class="re">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_AvailableForSaleSecuritiesContinuousUnrealizedLossPosition12MonthsOrLongerAggregateLosses', window );">12 Months or More - Unrealized Losses</a></td>
<td class="nump">2,880<span></span>
</td>
<td class="nump">6,413<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_MajorTypesOfDebtAndEquitySecuritiesAxis=us-gaap_CorporateDebtSecuritiesMember', window );">Corporate Debt Securities [Member]</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_ffic_Note6DebtandEquitySecuritiesDetailsAvailableforSaleSecuritiesWithGrossUnrealizedLossesandTheirFairValueLineItems', window );"><strong>Note 6 - Debt and Equity Securities (Details) - Available for Sale Securities With Gross Unrealized Losses and Their Fair Value [Line Items]</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_AvailableForSaleSecuritiesContinuousUnrealizedLossPositionFairValue', window );">Fair Value</a></td>
<td class="nump">85,563<span></span>
</td>
<td class="nump">39,287<span></span>
</td>
</tr>
<tr class="re">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_AvailableForSaleSecuritiesContinuousUnrealizedLossPositionAggregateLosses', window );">Unrealized Losses</a></td>
<td class="nump">4,436<span></span>
</td>
<td class="nump">714<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_AvailableForSaleSecuritiesContinuousUnrealizedLossPositionLessThanTwelveMonthsFairValue', window );">Less Than 12 Months - Fair Value</a></td>
<td class="nump">76,218<span></span>
</td>
<td class="nump">9,573<span></span>
</td>
</tr>
<tr class="re">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_AvailableForSaleSecuritiesContinuousUnrealizedLossPositionLessThan12MonthsAggregateLosses', window );">Less Than 12 Months - Unrealized Losses</a></td>
<td class="nump">3,782<span></span>
</td>
<td class="nump">428<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_AvailableForSaleSecuritiesContinuousUnrealizedLossPositionTwelveMonthsOrLongerFairValue', window );">12 Months or More - Fair Value</a></td>
<td class="nump">9,345<span></span>
</td>
<td class="nump">29,714<span></span>
</td>
</tr>
<tr class="re">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_AvailableForSaleSecuritiesContinuousUnrealizedLossPosition12MonthsOrLongerAggregateLosses', window );">12 Months or More - Unrealized Losses</a></td>
<td class="nump">654<span></span>
</td>
<td class="nump">286<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_MajorTypesOfDebtAndEquitySecuritiesAxis=us-gaap_CollateralizedDebtObligationsMember', window );">Collateralized Debt Obligations [Member]</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_ffic_Note6DebtandEquitySecuritiesDetailsAvailableforSaleSecuritiesWithGrossUnrealizedLossesandTheirFairValueLineItems', window );"><strong>Note 6 - Debt and Equity Securities (Details) - Available for Sale Securities With Gross Unrealized Losses and Their Fair Value [Line Items]</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_AvailableForSaleSecuritiesContinuousUnrealizedLossPositionFairValue', window );">Fair Value</a></td>
<td class="nump">52,898<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_AvailableForSaleSecuritiesContinuousUnrealizedLossPositionAggregateLosses', window );">Unrealized Losses</a></td>
<td class="nump">327<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_AvailableForSaleSecuritiesContinuousUnrealizedLossPositionLessThanTwelveMonthsFairValue', window );">Less Than 12 Months - Fair Value</a></td>
<td class="nump">52,898<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_AvailableForSaleSecuritiesContinuousUnrealizedLossPositionLessThan12MonthsAggregateLosses', window );">Less Than 12 Months - Unrealized Losses</a></td>
<td class="nump">327<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_MajorTypesOfDebtAndEquitySecuritiesAxis=us-gaap_OtherDebtSecuritiesMember', window );">Other Debt Obligations [Member]</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_ffic_Note6DebtandEquitySecuritiesDetailsAvailableforSaleSecuritiesWithGrossUnrealizedLossesandTheirFairValueLineItems', window );"><strong>Note 6 - Debt and Equity Securities (Details) - Available for Sale Securities With Gross Unrealized Losses and Their Fair Value [Line Items]</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_AvailableForSaleSecuritiesContinuousUnrealizedLossPositionFairValue', window );">Fair Value</a></td>
<td class="nump">298<span></span>
</td>
<td class="nump">292<span></span>
</td>
</tr>
<tr class="re">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_AvailableForSaleSecuritiesContinuousUnrealizedLossPositionAggregateLosses', window );">Unrealized Losses</a></td>
<td class="nump">2<span></span>
</td>
<td class="nump">8<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_AvailableForSaleSecuritiesContinuousUnrealizedLossPositionTwelveMonthsOrLongerFairValue', window );">12 Months or More - Fair Value</a></td>
<td class="nump">298<span></span>
</td>
<td class="nump">292<span></span>
</td>
</tr>
<tr class="re">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_AvailableForSaleSecuritiesContinuousUnrealizedLossPosition12MonthsOrLongerAggregateLosses', window );">12 Months or More - Unrealized Losses</a></td>
<td class="nump">2<span></span>
</td>
<td class="nump">8<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_MajorTypesOfDebtAndEquitySecuritiesAxis=ffic_AvailableForSaleSecuritiesExcludingMortgageBackedSecuritiesMember', window );">Available For Sale Securities, Excluding Mortgage-Backed Securities [Member]</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_ffic_Note6DebtandEquitySecuritiesDetailsAvailableforSaleSecuritiesWithGrossUnrealizedLossesandTheirFairValueLineItems', window );"><strong>Note 6 - Debt and Equity Securities (Details) - Available for Sale Securities With Gross Unrealized Losses and Their Fair Value [Line Items]</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_AvailableForSaleSecuritiesContinuousUnrealizedLossPositionFairValue', window );">Fair Value</a></td>
<td class="nump">138,759<span></span>
</td>
<td class="nump">48,389<span></span>
</td>
</tr>
<tr class="re">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_AvailableForSaleSecuritiesContinuousUnrealizedLossPositionAggregateLosses', window );">Unrealized Losses</a></td>
<td class="nump">4,765<span></span>
</td>
<td class="nump">783<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_AvailableForSaleSecuritiesContinuousUnrealizedLossPositionLessThanTwelveMonthsFairValue', window );">Less Than 12 Months - Fair Value</a></td>
<td class="nump">129,116<span></span>
</td>
<td class="nump">13,119<span></span>
</td>
</tr>
<tr class="re">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_AvailableForSaleSecuritiesContinuousUnrealizedLossPositionLessThan12MonthsAggregateLosses', window );">Less Than 12 Months - Unrealized Losses</a></td>
<td class="nump">4,109<span></span>
</td>
<td class="nump">439<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_AvailableForSaleSecuritiesContinuousUnrealizedLossPositionTwelveMonthsOrLongerFairValue', window );">12 Months or More - Fair Value</a></td>
<td class="nump">9,643<span></span>
</td>
<td class="nump">35,270<span></span>
</td>
</tr>
<tr class="re">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_AvailableForSaleSecuritiesContinuousUnrealizedLossPosition12MonthsOrLongerAggregateLosses', window );">12 Months or More - Unrealized Losses</a></td>
<td class="nump">656<span></span>
</td>
<td class="nump">344<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_MajorTypesOfDebtAndEquitySecuritiesAxis=ffic_REMICAndCMOMember', window );">REMIC and CMO [Member]</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_ffic_Note6DebtandEquitySecuritiesDetailsAvailableforSaleSecuritiesWithGrossUnrealizedLossesandTheirFairValueLineItems', window );"><strong>Note 6 - Debt and Equity Securities (Details) - Available for Sale Securities With Gross Unrealized Losses and Their Fair Value [Line Items]</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_AvailableForSaleSecuritiesContinuousUnrealizedLossPositionFairValue', window );">Fair Value</a></td>
<td class="nump">238,132<span></span>
</td>
<td class="nump">216,190<span></span>
</td>
</tr>
<tr class="re">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_AvailableForSaleSecuritiesContinuousUnrealizedLossPositionAggregateLosses', window );">Unrealized Losses</a></td>
<td class="nump">3,147<span></span>
</td>
<td class="nump">4,627<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_AvailableForSaleSecuritiesContinuousUnrealizedLossPositionLessThanTwelveMonthsFairValue', window );">Less Than 12 Months - Fair Value</a></td>
<td class="nump">182,010<span></span>
</td>
<td class="nump">77,382<span></span>
</td>
</tr>
<tr class="re">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_AvailableForSaleSecuritiesContinuousUnrealizedLossPositionLessThan12MonthsAggregateLosses', window );">Less Than 12 Months - Unrealized Losses</a></td>
<td class="nump">1,642<span></span>
</td>
<td class="nump">399<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_AvailableForSaleSecuritiesContinuousUnrealizedLossPositionTwelveMonthsOrLongerFairValue', window );">12 Months or More - Fair Value</a></td>
<td class="nump">56,122<span></span>
</td>
<td class="nump">138,808<span></span>
</td>
</tr>
<tr class="re">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_AvailableForSaleSecuritiesContinuousUnrealizedLossPosition12MonthsOrLongerAggregateLosses', window );">12 Months or More - Unrealized Losses</a></td>
<td class="nump">1,505<span></span>
</td>
<td class="nump">4,228<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_MajorTypesOfDebtAndEquitySecuritiesAxis=ffic_GNMAMember', window );">GNMA [Member]</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_ffic_Note6DebtandEquitySecuritiesDetailsAvailableforSaleSecuritiesWithGrossUnrealizedLossesandTheirFairValueLineItems', window );"><strong>Note 6 - Debt and Equity Securities (Details) - Available for Sale Securities With Gross Unrealized Losses and Their Fair Value [Line Items]</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_AvailableForSaleSecuritiesContinuousUnrealizedLossPositionFairValue', window );">Fair Value</a></td>
<td class="nump">6,977<span></span>
</td>
<td class="nump">8,358<span></span>
</td>
</tr>
<tr class="re">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_AvailableForSaleSecuritiesContinuousUnrealizedLossPositionAggregateLosses', window );">Unrealized Losses</a></td>
<td class="nump">139<span></span>
</td>
<td class="nump">124<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_AvailableForSaleSecuritiesContinuousUnrealizedLossPositionLessThanTwelveMonthsFairValue', window );">Less Than 12 Months - Fair Value</a></td>
<td class="nump">6,977<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_AvailableForSaleSecuritiesContinuousUnrealizedLossPositionLessThan12MonthsAggregateLosses', window );">Less Than 12 Months - Unrealized Losses</a></td>
<td class="nump">139<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_AvailableForSaleSecuritiesContinuousUnrealizedLossPositionTwelveMonthsOrLongerFairValue', window );">12 Months or More - Fair Value</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="nump">8,358<span></span>
</td>
</tr>
<tr class="re">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_AvailableForSaleSecuritiesContinuousUnrealizedLossPosition12MonthsOrLongerAggregateLosses', window );">12 Months or More - Unrealized Losses</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="nump">124<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_MajorTypesOfDebtAndEquitySecuritiesAxis=ffic_FNMAMember', window );">FNMA [Member]</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_ffic_Note6DebtandEquitySecuritiesDetailsAvailableforSaleSecuritiesWithGrossUnrealizedLossesandTheirFairValueLineItems', window );"><strong>Note 6 - Debt and Equity Securities (Details) - Available for Sale Securities With Gross Unrealized Losses and Their Fair Value [Line Items]</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_AvailableForSaleSecuritiesContinuousUnrealizedLossPositionFairValue', window );">Fair Value</a></td>
<td class="nump">102,225<span></span>
</td>
<td class="nump">95,148<span></span>
</td>
</tr>
<tr class="re">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_AvailableForSaleSecuritiesContinuousUnrealizedLossPositionAggregateLosses', window );">Unrealized Losses</a></td>
<td class="nump">1,762<span></span>
</td>
<td class="nump">1,717<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_AvailableForSaleSecuritiesContinuousUnrealizedLossPositionLessThanTwelveMonthsFairValue', window );">Less Than 12 Months - Fair Value</a></td>
<td class="nump">75,769<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_AvailableForSaleSecuritiesContinuousUnrealizedLossPositionLessThan12MonthsAggregateLosses', window );">Less Than 12 Months - Unrealized Losses</a></td>
<td class="nump">1,043<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_AvailableForSaleSecuritiesContinuousUnrealizedLossPositionTwelveMonthsOrLongerFairValue', window );">12 Months or More - Fair Value</a></td>
<td class="nump">26,456<span></span>
</td>
<td class="nump">95,148<span></span>
</td>
</tr>
<tr class="re">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_AvailableForSaleSecuritiesContinuousUnrealizedLossPosition12MonthsOrLongerAggregateLosses', window );">12 Months or More - Unrealized Losses</a></td>
<td class="nump">719<span></span>
</td>
<td class="nump">1,717<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_MajorTypesOfDebtAndEquitySecuritiesAxis=ffic_FHLMCMember', window );">FHLMC [Member]</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_ffic_Note6DebtandEquitySecuritiesDetailsAvailableforSaleSecuritiesWithGrossUnrealizedLossesandTheirFairValueLineItems', window );"><strong>Note 6 - Debt and Equity Securities (Details) - Available for Sale Securities With Gross Unrealized Losses and Their Fair Value [Line Items]</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_AvailableForSaleSecuritiesContinuousUnrealizedLossPositionFairValue', window );">Fair Value</a></td>
<td class="nump">14,715<span></span>
</td>
<td class="nump">6,773<span></span>
</td>
</tr>
<tr class="re">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_AvailableForSaleSecuritiesContinuousUnrealizedLossPositionAggregateLosses', window );">Unrealized Losses</a></td>
<td class="nump">99<span></span>
</td>
<td class="nump">8<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_AvailableForSaleSecuritiesContinuousUnrealizedLossPositionLessThanTwelveMonthsFairValue', window );">Less Than 12 Months - Fair Value</a></td>
<td class="nump">14,715<span></span>
</td>
<td class="nump">6,773<span></span>
</td>
</tr>
<tr class="re">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_AvailableForSaleSecuritiesContinuousUnrealizedLossPositionLessThan12MonthsAggregateLosses', window );">Less Than 12 Months - Unrealized Losses</a></td>
<td class="nump">99<span></span>
</td>
<td class="nump">8<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_MajorTypesOfDebtAndEquitySecuritiesAxis=us-gaap_MortgageBackedSecuritiesMember', window );">Collateralized Mortgage Backed Securities [Member]</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_ffic_Note6DebtandEquitySecuritiesDetailsAvailableforSaleSecuritiesWithGrossUnrealizedLossesandTheirFairValueLineItems', window );"><strong>Note 6 - Debt and Equity Securities (Details) - Available for Sale Securities With Gross Unrealized Losses and Their Fair Value [Line Items]</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_AvailableForSaleSecuritiesContinuousUnrealizedLossPositionFairValue', window );">Fair Value</a></td>
<td class="nump">362,049<span></span>
</td>
<td class="nump">326,469<span></span>
</td>
</tr>
<tr class="re">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_AvailableForSaleSecuritiesContinuousUnrealizedLossPositionAggregateLosses', window );">Unrealized Losses</a></td>
<td class="nump">5,147<span></span>
</td>
<td class="nump">6,476<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_AvailableForSaleSecuritiesContinuousUnrealizedLossPositionLessThanTwelveMonthsFairValue', window );">Less Than 12 Months - Fair Value</a></td>
<td class="nump">279,471<span></span>
</td>
<td class="nump">84,155<span></span>
</td>
</tr>
<tr class="re">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_AvailableForSaleSecuritiesContinuousUnrealizedLossPositionLessThan12MonthsAggregateLosses', window );">Less Than 12 Months - Unrealized Losses</a></td>
<td class="nump">2,923<span></span>
</td>
<td class="nump">407<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_AvailableForSaleSecuritiesContinuousUnrealizedLossPositionTwelveMonthsOrLongerFairValue', window );">12 Months or More - Fair Value</a></td>
<td class="nump">82,578<span></span>
</td>
<td class="nump">242,314<span></span>
</td>
</tr>
<tr class="re">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_AvailableForSaleSecuritiesContinuousUnrealizedLossPosition12MonthsOrLongerAggregateLosses', window );">12 Months or More - Unrealized Losses</a></td>
<td class="nump">$ 2,224<span></span>
</td>
<td class="nump">6,069<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_MajorTypesOfDebtAndEquitySecuritiesAxis=ffic_MunicipalMember', window );">Municipal [Member]</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_ffic_Note6DebtandEquitySecuritiesDetailsAvailableforSaleSecuritiesWithGrossUnrealizedLossesandTheirFairValueLineItems', window );"><strong>Note 6 - Debt and Equity Securities (Details) - Available for Sale Securities With Gross Unrealized Losses and Their Fair Value [Line Items]</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_AvailableForSaleSecuritiesContinuousUnrealizedLossPositionFairValue', window );">Fair Value</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="nump">8,810<span></span>
</td>
</tr>
<tr class="re">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_AvailableForSaleSecuritiesContinuousUnrealizedLossPositionAggregateLosses', window );">Unrealized Losses</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="nump">61<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_AvailableForSaleSecuritiesContinuousUnrealizedLossPositionLessThanTwelveMonthsFairValue', window );">Less Than 12 Months - Fair Value</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="nump">3,546<span></span>
</td>
</tr>
<tr class="re">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_AvailableForSaleSecuritiesContinuousUnrealizedLossPositionLessThan12MonthsAggregateLosses', window );">Less Than 12 Months - Unrealized Losses</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="nump">11<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_AvailableForSaleSecuritiesContinuousUnrealizedLossPositionTwelveMonthsOrLongerFairValue', window );">12 Months or More - Fair Value</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="nump">5,264<span></span>
</td>
</tr>
<tr class="re">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_AvailableForSaleSecuritiesContinuousUnrealizedLossPosition12MonthsOrLongerAggregateLosses', window );">12 Months or More - Unrealized Losses</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="nump">$ 50<span></span>
</td>
</tr>
</table>
<div style="display: none;">
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_ffic_Note6DebtandEquitySecuritiesDetailsAvailableforSaleSecuritiesWithGrossUnrealizedLossesandTheirFairValueLineItems">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- References</a><div><p>No definition available.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">ffic_Note6DebtandEquitySecuritiesDetailsAvailableforSaleSecuritiesWithGrossUnrealizedLossesandTheirFairValueLineItems</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>ffic_</td>
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<td><strong> Data Type:</strong></td>
<td>xbrli:stringItemType</td>
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<td><strong> Period Type:</strong></td>
<td>duration</td>
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</div></td></tr>
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<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_AvailableForSaleSecuritiesContinuousUnrealizedLossPosition12MonthsOrLongerAggregateLosses">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>Amount of unrealized loss on securities classified as available-for-sale that have been in a loss position for twelve months or longer.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 320<br> -SubTopic 10<br> -Section 50<br> -Paragraph 6<br> -Subparagraph (a)(2)<br> -URI http://asc.fasb.org/extlink&amp;oid=27724398&amp;loc=d3e27290-111563<br></p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_AvailableForSaleSecuritiesContinuousUnrealizedLossPosition12MonthsOrLongerAggregateLosses</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>us-gaap_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>debit</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_AvailableForSaleSecuritiesContinuousUnrealizedLossPositionAggregateLosses">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>Amount of unrealized loss on securities classified as available-for-sale.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 320<br> -SubTopic 10<br> -Section 50<br> -Paragraph 6<br> -Subparagraph (a)(2)<br> -URI http://asc.fasb.org/extlink&amp;oid=27724398&amp;loc=d3e27290-111563<br></p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_AvailableForSaleSecuritiesContinuousUnrealizedLossPositionAggregateLosses</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>us-gaap_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>debit</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_AvailableForSaleSecuritiesContinuousUnrealizedLossPositionFairValue">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>This item represents the aggregate fair value of investments in debt and equity securities in an unrealized loss position which are categorized neither as held-to-maturity nor trading securities.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 320<br> -SubTopic 10<br> -Section 50<br> -Paragraph 6<br> -Subparagraph (a)(1)<br> -URI http://asc.fasb.org/extlink&amp;oid=27724398&amp;loc=d3e27290-111563<br></p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_AvailableForSaleSecuritiesContinuousUnrealizedLossPositionFairValue</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>us-gaap_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>debit</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>instant</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_AvailableForSaleSecuritiesContinuousUnrealizedLossPositionLessThan12MonthsAggregateLosses">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>Amount of unrealized loss on investments in available-for-sale securities that have been in a loss position for less than twelve months.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 320<br> -SubTopic 10<br> -Section 50<br> -Paragraph 6<br> -Subparagraph (a)(2)<br> -URI http://asc.fasb.org/extlink&amp;oid=27724398&amp;loc=d3e27290-111563<br><br>Reference 2: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 320<br> -SubTopic 10<br> -Section 50<br> -Paragraph 7<br> -URI http://asc.fasb.org/extlink&amp;oid=27724398&amp;loc=d3e27337-111563<br></p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_AvailableForSaleSecuritiesContinuousUnrealizedLossPositionLessThan12MonthsAggregateLosses</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
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<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
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<tr>
<td><strong> Balance Type:</strong></td>
<td>debit</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_AvailableForSaleSecuritiesContinuousUnrealizedLossPositionLessThanTwelveMonthsFairValue">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>This item represents the aggregate fair value of investments in debt and equity securities categorized neither as held-to-maturity nor trading securities that have been in a continuous unrealized loss position for less than twelve months.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 320<br> -SubTopic 10<br> -Section 50<br> -Paragraph 7<br> -URI http://asc.fasb.org/extlink&amp;oid=27724398&amp;loc=d3e27337-111563<br><br>Reference 2: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 320<br> -SubTopic 10<br> -Section 50<br> -Paragraph 6<br> -Subparagraph (a)(1)<br> -URI http://asc.fasb.org/extlink&amp;oid=27724398&amp;loc=d3e27290-111563<br></p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_AvailableForSaleSecuritiesContinuousUnrealizedLossPositionLessThanTwelveMonthsFairValue</td>
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<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
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<tr>
<td><strong> Data Type:</strong></td>
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<tr>
<td><strong> Balance Type:</strong></td>
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</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>instant</td>
</tr>
</table></div>
</div></td></tr>
</table>
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<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>This item represents the aggregate fair value of investments in debt and equity securities categorized neither as held-to-maturity nor trading securities that have been in a continuous unrealized loss position for twelve months or longer.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 320<br> -SubTopic 10<br> -Section 50<br> -Paragraph 6<br> -Subparagraph (a)(1)<br> -URI http://asc.fasb.org/extlink&amp;oid=27724398&amp;loc=d3e27290-111563<br><br>Reference 2: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 320<br> -SubTopic 10<br> -Section 50<br> -Paragraph 7<br> -URI http://asc.fasb.org/extlink&amp;oid=27724398&amp;loc=d3e27337-111563<br></p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_AvailableForSaleSecuritiesContinuousUnrealizedLossPositionTwelveMonthsOrLongerFairValue</td>
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<tr>
<td><strong> Balance Type:</strong></td>
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<tr>
<td><strong> Period Type:</strong></td>
<td>instant</td>
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<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Details</a><div><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_MajorTypesOfDebtAndEquitySecuritiesAxis=us-gaap_CorporateDebtSecuritiesMember</td>
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<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
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<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_MajorTypesOfDebtAndEquitySecuritiesAxis=us-gaap_CollateralizedDebtObligationsMember</td>
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<td></td>
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<td></td>
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<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_MajorTypesOfDebtAndEquitySecuritiesAxis=us-gaap_OtherDebtSecuritiesMember</td>
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<td><strong> Balance Type:</strong></td>
<td></td>
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<tr>
<td><strong> Period Type:</strong></td>
<td></td>
</tr>
</table></div>
</div></td></tr>
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<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
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<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Details</a><div><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_MajorTypesOfDebtAndEquitySecuritiesAxis=ffic_AvailableForSaleSecuritiesExcludingMortgageBackedSecuritiesMember</td>
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<td><strong> Name:</strong></td>
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<td><strong> Name:</strong></td>
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<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
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<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Details</a><div><table border="0" cellpadding="0" cellspacing="0">
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<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Details</a><div><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_MajorTypesOfDebtAndEquitySecuritiesAxis=ffic_FHLMCMember</td>
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<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
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<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Details</a><div><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_MajorTypesOfDebtAndEquitySecuritiesAxis=us-gaap_MortgageBackedSecuritiesMember</td>
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<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Details</a><div><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_MajorTypesOfDebtAndEquitySecuritiesAxis=ffic_MunicipalMember</td>
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<span style="display: none;">v3.3.1.900</span><table class="report" border="0" cellspacing="2" id="idp6838567776">
<tr>
<th class="tl" colspan="1" rowspan="2"><div style="width: 200px;"><strong>Note 6 - Debt and Equity Securities (Details) - Credit Loss Component Recognized in Earnings on Debt Securities for Which a Portion of OTTI Was Recognized in AOCI - USD ($)<br> $ in Thousands</strong></div></th>
<th class="th" colspan="2">12 Months Ended</th>
</tr>
<tr>
<th class="th"><div>Dec. 31, 2014</div></th>
<th class="th"><div>Dec. 31, 2013</div></th>
</tr>
<tr class="re">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_ffic_CreditLossComponentRecognizedInEarningsOnDebtSecuritiesForWhichAPortionOfOttiWasRecognizedInAociAbstract', window );"><strong>Credit Loss Component Recognized in Earnings on Debt Securities for Which a Portion of OTTI Was Recognized in AOCI [Abstract]</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_OtherThanTemporaryImpairmentCreditLossesRecognizedInEarningsCreditLossesOnDebtSecuritiesHeld', window );">Beginning balance</a></td>
<td class="nump">$ 3,738<span></span>
</td>
<td class="nump">$ 6,178<span></span>
</td>
</tr>
<tr class="re">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_ffic_OtherThanTemporaryImpairmentCreditLossesRecognizedInEarningsReductionsRecognitionOfActualLosses', window );">Recognition of actual losses</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="num">(842)<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_OtherThanTemporaryImpairmentLossesInvestmentsPortionRecognizedInEarningsNetAvailableforsaleSecurities', window );">OTTI charges due to credit loss recorded in earnings</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="nump">1,419<span></span>
</td>
</tr>
<tr class="re">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_OtherThanTemporaryImpairmentCreditLossesRecognizedInEarningsReductionsSecuritiesSold', window );">Securities sold during the period</a></td>
<td class="num">$ (3,738)<span></span>
</td>
<td class="num">(3,017)<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_OtherThanTemporaryImpairmentCreditLossesRecognizedInEarningsCreditLossesOnDebtSecuritiesHeld', window );">Ending balance</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="nump">$ 3,738<span></span>
</td>
</tr>
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<div style="display: none;">
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<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- References</a><div><p>No definition available.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">ffic_CreditLossComponentRecognizedInEarningsOnDebtSecuritiesForWhichAPortionOfOttiWasRecognizedInAociAbstract</td>
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<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>Other Than Temporary Impairment Credit Losses Recognized In Earnings, Reductions, Recognition Of Actual Losses</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>No definition available.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">ffic_OtherThanTemporaryImpairmentCreditLossesRecognizedInEarningsReductionsRecognitionOfActualLosses</td>
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<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
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<td><strong> Balance Type:</strong></td>
<td>credit</td>
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<td><strong> Period Type:</strong></td>
<td>duration</td>
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<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>The cumulative amount of credit losses recognized in earnings related to debt securities held for which a portion of an other than temporary impairment (OTTI) was recognized in other comprehensive income (a component of shareholders' equity).</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 320<br> -SubTopic 10<br> -Section 50<br> -Paragraph 8<br> -URI http://asc.fasb.org/extlink&amp;oid=27724398&amp;loc=d3e27340-111563<br></p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_OtherThanTemporaryImpairmentCreditLossesRecognizedInEarningsCreditLossesOnDebtSecuritiesHeld</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
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<tr>
<td><strong> Data Type:</strong></td>
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<tr>
<td><strong> Balance Type:</strong></td>
<td>debit</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>instant</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_OtherThanTemporaryImpairmentCreditLossesRecognizedInEarningsReductionsSecuritiesSold">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>This item represents reductions in the cumulative amount of credit losses recognized in earnings for an other than temporary impairment (OTTI) of a debt security because of the sale of impaired securities during the period.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 320<br> -SubTopic 10<br> -Section 50<br> -Paragraph 8<br> -Subparagraph (c)<br> -URI http://asc.fasb.org/extlink&amp;oid=27724398&amp;loc=d3e27340-111563<br></p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_OtherThanTemporaryImpairmentCreditLossesRecognizedInEarningsReductionsSecuritiesSold</td>
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<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
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<td><strong> Data Type:</strong></td>
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<tr>
<td><strong> Balance Type:</strong></td>
<td>credit</td>
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<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
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</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_OtherThanTemporaryImpairmentLossesInvestmentsPortionRecognizedInEarningsNetAvailableforsaleSecurities">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>The amount of other than temporary impairment losses on investments in debt and equity securities categorized as Available-for-sale which have been recognized in earnings during the period. Such impairment losses consist of other than temporary impairments (OTTI) on equity securities, credit losses on investments in debt securities, and when the entity intends to sell an impaired debt security or it is more likely than not that the entity will be required to sell the impaired debt security before recovery of its amortized cost basis.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 320<br> -SubTopic 10<br> -Section 50<br> -Paragraph 2<br> -URI http://asc.fasb.org/extlink&amp;oid=27724398&amp;loc=d3e27161-111563<br></p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_OtherThanTemporaryImpairmentLossesInvestmentsPortionRecognizedInEarningsNetAvailableforsaleSecurities</td>
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<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>us-gaap_</td>
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<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
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<tr>
<td><strong> Balance Type:</strong></td>
<td>debit</td>
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<td><strong> Period Type:</strong></td>
<td>duration</td>
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<html>
<head>
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<span style="display: none;">v3.3.1.900</span><table class="report" border="0" cellspacing="2" id="idp6792578176">
<tr>
<th class="tl" colspan="1" rowspan="2"><div style="width: 200px;"><strong>Note 6 - Debt and Equity Securities (Details) - Gross Gains and Gross Losses Realized From the Sale of Securities - USD ($)<br> $ in Thousands</strong></div></th>
<th class="th" colspan="3">12 Months Ended</th>
</tr>
<tr>
<th class="th"><div>Dec. 31, 2015</div></th>
<th class="th"><div>Dec. 31, 2014</div></th>
<th class="th"><div>Dec. 31, 2013</div></th>
</tr>
<tr class="re">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_ffic_GrossGainsAndGrossLossesRealizedFromTheSaleOfSecuritiesAbstract', window );"><strong>Gross Gains and Gross Losses Realized From the Sale of Securities [Abstract]</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_AvailableForSaleSecuritiesGrossRealizedGains', window );">Gross gains from the sale of securities</a></td>
<td class="nump">$ 2,899<span></span>
</td>
<td class="nump">$ 5,247<span></span>
</td>
<td class="nump">$ 5,222<span></span>
</td>
</tr>
<tr class="re">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_AvailableforsaleSecuritiesGrossRealizedLossesExcludingOtherThanTemporaryImpairments', window );">Gross losses from the sale of securities</a></td>
<td class="num">(2,732)<span></span>
</td>
<td class="num">(2,372)<span></span>
</td>
<td class="num">(2,201)<span></span>
</td>
</tr>
<tr class="rou">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_AvailableforsaleSecuritiesGrossRealizedGainLossExcludingOtherThanTemporaryImpairments', window );">Net gains from the sale of securities</a></td>
<td class="nump">$ 167<span></span>
</td>
<td class="nump">$ 2,875<span></span>
</td>
<td class="nump">$ 3,021<span></span>
</td>
</tr>
</table>
<div style="display: none;">
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<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- References</a><div><p>No definition available.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">ffic_GrossGainsAndGrossLossesRealizedFromTheSaleOfSecuritiesAbstract</td>
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<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>This item represents the gross profit realized on the sale of debt or equity securities categorized neither as held-to-maturity nor trading securities.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 320<br> -SubTopic 10<br> -Section 50<br> -Paragraph 9<br> -Subparagraph (a)<br> -URI http://asc.fasb.org/extlink&amp;oid=27724398&amp;loc=d3e27357-111563<br></p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_AvailableForSaleSecuritiesGrossRealizedGains</td>
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<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
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<td><strong> Data Type:</strong></td>
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<td><strong> Balance Type:</strong></td>
<td>credit</td>
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<td><strong> Period Type:</strong></td>
<td>duration</td>
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</table></div>
</div></td></tr>
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<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>This item represents the difference between the gross realized gains and losses realized on the sale of debt or equity securities categorized neither as held-to-maturity nor trading securities.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 320<br> -SubTopic 10<br> -Section 45<br> -Paragraph 7<br> -URI http://asc.fasb.org/extlink&amp;oid=49167202&amp;loc=d3e26805-111562<br></p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_AvailableforsaleSecuritiesGrossRealizedGainLossExcludingOtherThanTemporaryImpairments</td>
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<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
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<td><strong> Balance Type:</strong></td>
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<td><strong> Period Type:</strong></td>
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<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>This item represents the gross loss realized on the sale of debt or equity securities categorized neither as held-to-maturity nor trading securities and excluding other than temporary impairments (OTTI), if any, recognized elsewhere.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>No definition available.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_AvailableforsaleSecuritiesGrossRealizedLossesExcludingOtherThanTemporaryImpairments</td>
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<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
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<td><strong> Data Type:</strong></td>
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<td><strong> Balance Type:</strong></td>
<td>debit</td>
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<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
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<span style="display: none;">v3.3.1.900</span><table class="report" border="0" cellspacing="2" id="idp6649535552">
<tr>
<th class="tl" colspan="1" rowspan="2"><div style="width: 200px;"><strong>Note 7 - Bank Premises and Equipment, Net (Details) - Branch Buildings [Member]<br> $ in Millions</strong></div></th>
<th class="th" colspan="1">12 Months Ended</th>
</tr>
<tr><th class="th">
<div>Dec. 31, 2015 </div>
<div>USD ($)</div>
</th></tr>
<tr class="re">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_ffic_Note7BankPremisesandEquipmentNetDetailsLineItems', window );"><strong>Note 7 - Bank Premises and Equipment, Net (Details) [Line Items]</strong></a></td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_ffic_SaleLeasebackTransactionNumberOfPropertySold', window );">Sale Leaseback Transaction, Number of Property Sold</a></td>
<td class="nump">3<span></span>
</td>
</tr>
<tr class="re">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_ffic_SaleLeasebackTransactionGainLossNet', window );">Sale Leaseback Transaction, Gain (Loss), Net</a></td>
<td class="nump">$ 12.7<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_SaleLeasebackTransactionCurrentPeriodGainRecognized', window );">Sale Leaseback Transaction, Current Period Gain Recognized</a></td>
<td class="nump">6.5<span></span>
</td>
</tr>
<tr class="re">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_SaleLeasebackTransactionDeferredGainNet', window );">Sale Leaseback Transaction, Deferred Gain, Net</a></td>
<td class="nump">$ 6.2<span></span>
</td>
</tr>
</table>
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<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- References</a><div><p>No definition available.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
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<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>Amount of net gain (loss) on a sale leaseback transaction.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>No definition available.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
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<td><strong> Period Type:</strong></td>
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<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>Number of property sold in a sale leaseback transaction.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>No definition available.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
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<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>The portion of the deferred gain that was recognized in the current period.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 840<br> -SubTopic 40<br> -Section 35<br> -Paragraph 1<br> -URI http://asc.fasb.org/extlink&amp;oid=35688829&amp;loc=d3e50609-112754<br></p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_SaleLeasebackTransactionCurrentPeriodGainRecognized</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>us-gaap_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>credit</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_SaleLeasebackTransactionDeferredGainNet">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>The portion of the gain that will be recorded as income or a reduction in rent expense in future periods less amounts recognized in the current period.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 840<br> -SubTopic 40<br> -Section 35<br> -Paragraph 1<br> -URI http://asc.fasb.org/extlink&amp;oid=35688829&amp;loc=d3e50609-112754<br></p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_SaleLeasebackTransactionDeferredGainNet</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>us-gaap_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>credit</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>instant</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_SaleLeasebackTransactionDescriptionAxis=ffic_BranchBuildingsMember">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Details</a><div><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_SaleLeasebackTransactionDescriptionAxis=ffic_BranchBuildingsMember</td>
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<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td></td>
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<tr>
<td><strong> Data Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td></td>
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<tr>
<td><strong> Period Type:</strong></td>
<td></td>
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<html>
<head>
<title></title>
<link rel="stylesheet" type="text/css" href="report.css">
<script type="text/javascript" src="Show.js">/* Do Not Remove This Comment */</script><script type="text/javascript">
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<span style="display: none;">v3.3.1.900</span><table class="report" border="0" cellspacing="2" id="idp6863545184">
<tr>
<th class="tl" colspan="1" rowspan="1"><div style="width: 200px;"><strong>Note 7 - Bank Premises and Equipment, Net (Details) - Bank Premises and Equipment - USD ($)<br> $ in Thousands</strong></div></th>
<th class="th"><div>Dec. 31, 2015</div></th>
<th class="th"><div>Dec. 31, 2014</div></th>
</tr>
<tr class="re">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_PropertyPlantAndEquipmentLineItems', window );"><strong>Property, Plant and Equipment [Line Items]</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_PropertyPlantAndEquipmentGross', window );">Bank premises and equipment, gross</a></td>
<td class="nump">$ 50,125<span></span>
</td>
<td class="nump">$ 48,465<span></span>
</td>
</tr>
<tr class="re">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_AccumulatedDepreciationDepletionAndAmortizationPropertyPlantAndEquipment', window );">Less: Accumulated depreciation and amortization</a></td>
<td class="nump">24,503<span></span>
</td>
<td class="nump">26,597<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_PropertyPlantAndEquipmentNet', window );">Bank premises and equipment, net</a></td>
<td class="nump">25,622<span></span>
</td>
<td class="nump">21,868<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_PropertyPlantAndEquipmentByTypeAxis=us-gaap_LandMember', window );">Land [Member]</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_PropertyPlantAndEquipmentLineItems', window );"><strong>Property, Plant and Equipment [Line Items]</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_PropertyPlantAndEquipmentGross', window );">Bank premises and equipment, gross</a></td>
<td class="nump">745<span></span>
</td>
<td class="nump">3,551<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_PropertyPlantAndEquipmentByTypeAxis=ffic_BuildingAndLeaseholdImprovementsMember', window );">Building and Leasehold Improvements [Member]</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_PropertyPlantAndEquipmentLineItems', window );"><strong>Property, Plant and Equipment [Line Items]</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_PropertyPlantAndEquipmentGross', window );">Bank premises and equipment, gross</a></td>
<td class="nump">29,610<span></span>
</td>
<td class="nump">25,717<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_PropertyPlantAndEquipmentByTypeAxis=ffic_EquipmentAndFurnitureMember', window );">Equipment and Furniture [Member]</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_PropertyPlantAndEquipmentLineItems', window );"><strong>Property, Plant and Equipment [Line Items]</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_PropertyPlantAndEquipmentGross', window );">Bank premises and equipment, gross</a></td>
<td class="nump">$ 19,770<span></span>
</td>
<td class="nump">$ 19,197<span></span>
</td>
</tr>
</table>
<div style="display: none;">
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_AccumulatedDepreciationDepletionAndAmortizationPropertyPlantAndEquipment">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>Amount of accumulated depreciation, depletion and amortization for physical assets used in the normal conduct of business to produce goods and services.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 360<br> -SubTopic 10<br> -Section 50<br> -Paragraph 1<br> -Subparagraph (c)<br> -URI http://asc.fasb.org/extlink&amp;oid=6391035&amp;loc=d3e2868-110229<br><br>Reference 2: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 210<br> -SubTopic 10<br> -Section S99<br> -Paragraph 1<br> -Subparagraph (SX 210.5-02.14)<br> -URI http://asc.fasb.org/extlink&amp;oid=6877327&amp;loc=d3e13212-122682<br></p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_AccumulatedDepreciationDepletionAndAmortizationPropertyPlantAndEquipment</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>us-gaap_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>credit</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>instant</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_PropertyPlantAndEquipmentGross">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>Amount before accumulated depreciation, depletion and amortization of physical assets used in the normal conduct of business and not intended for resale. Examples include, but are not limited to, land, buildings, machinery and equipment, office equipment, and furniture and fixtures.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 360<br> -SubTopic 10<br> -Section 50<br> -Paragraph 1<br> -Subparagraph (b)<br> -URI http://asc.fasb.org/extlink&amp;oid=6391035&amp;loc=d3e2868-110229<br><br>Reference 2: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 210<br> -SubTopic 10<br> -Section S99<br> -Paragraph 1<br> -Subparagraph (SX 210.5-02.13)<br> -URI http://asc.fasb.org/extlink&amp;oid=6877327&amp;loc=d3e13212-122682<br></p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_PropertyPlantAndEquipmentGross</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>us-gaap_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>debit</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>instant</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_PropertyPlantAndEquipmentLineItems">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>Line items represent financial concepts included in a table. These concepts are used to disclose reportable information associated with domain members defined in one or many axes to the table.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>No definition available.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_PropertyPlantAndEquipmentLineItems</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>us-gaap_</td>
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<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:stringItemType</td>
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<tr>
<td><strong> Balance Type:</strong></td>
<td>na</td>
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<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
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</table></div>
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<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_PropertyPlantAndEquipmentNet">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>Amount after accumulated depreciation, depletion and amortization of physical assets used in the normal conduct of business to produce goods and services and not intended for resale. Examples include, but are not limited to, land, buildings, machinery and equipment, office equipment, and furniture and fixtures.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 210<br> -SubTopic 10<br> -Section S99<br> -Paragraph 1<br> -Subparagraph (SX 210.5-02.13)<br> -URI http://asc.fasb.org/extlink&amp;oid=6877327&amp;loc=d3e13212-122682<br><br>Reference 2: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 360<br> -SubTopic 10<br> -Section 50<br> -Paragraph 1<br> -URI http://asc.fasb.org/extlink&amp;oid=6391035&amp;loc=d3e2868-110229<br><br>Reference 3: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher SEC<br> -Name Regulation S-X (SX)<br> -Number 210<br> -Section 02<br> -Paragraph 13<br> -Subparagraph a<br> -Article 5<br><br>Reference 4: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher SEC<br> -Name Regulation S-X (SX)<br> -Number 210<br> -Section 03<br> -Paragraph 8<br> -Article 7<br></p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_PropertyPlantAndEquipmentNet</td>
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<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>us-gaap_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>debit</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>instant</td>
</tr>
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<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Details</a><div><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_PropertyPlantAndEquipmentByTypeAxis=us-gaap_LandMember</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td></td>
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<td><strong> Data Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td></td>
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<tr>
<td><strong> Period Type:</strong></td>
<td></td>
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</table></div>
</div></td></tr>
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<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_PropertyPlantAndEquipmentByTypeAxis=ffic_BuildingAndLeaseholdImprovementsMember">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Details</a><div><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_PropertyPlantAndEquipmentByTypeAxis=ffic_BuildingAndLeaseholdImprovementsMember</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td></td>
</tr>
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<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Details</a><div><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_PropertyPlantAndEquipmentByTypeAxis=ffic_EquipmentAndFurnitureMember</td>
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<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td></td>
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<td><strong> Data Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td></td>
</tr>
</table></div>
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<span style="display: none;">v3.3.1.900</span><table class="report" border="0" cellspacing="2" id="idp6840000688">
<tr>
<th class="tl" colspan="1" rowspan="1"><div style="width: 200px;"><strong>Note 8 - Deposits (Details) - USD ($)<br> $ in Thousands</strong></div></th>
<th class="th"><div>Dec. 31, 2015</div></th>
<th class="th"><div>Dec. 31, 2014</div></th>
</tr>
<tr class="re">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_ffic_Note8DepositsDetailsLineItems', window );"><strong>Note 8 - Deposits (Details) [Line Items]</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_InterestBearingDomesticDepositBrokered', window );">Interest-bearing Domestic Deposit, Brokered</a></td>
<td class="nump">$ 982,800<span></span>
</td>
<td class="nump">$ 763,900<span></span>
</td>
</tr>
<tr class="re">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_ffic_TimeDeposits250000OrMore', window );">Time Deposits, $250,000 or More</a></td>
<td class="nump">169,200<span></span>
</td>
<td class="nump">109,600<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_Deposits', window );">Deposits</a></td>
<td class="nump">3,892,547<span></span>
</td>
<td class="nump">3,508,598<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_StatementScenarioAxis=ffic_DenominationMember', window );">Denomination [Member]</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_ffic_Note8DepositsDetailsLineItems', window );"><strong>Note 8 - Deposits (Details) [Line Items]</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_InterestBearingDomesticDepositBrokered', window );">Interest-bearing Domestic Deposit, Brokered</a></td>
<td class="nump">1,000,000<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_FinancialInstrumentAxis=ffic_LetterOfCreditPledgedAsCollateralMember', window );">Letter of Credit Pledged as Collateral [Member]</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_ffic_Note8DepositsDetailsLineItems', window );"><strong>Note 8 - Deposits (Details) [Line Items]</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_DepositLiabilitiesCollateralIssuedFinancialInstruments', window );">Deposit Liabilities, Collateral Issued, Financial Instruments</a></td>
<td class="nump">494,000<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_FairValueByLiabilityClassAxis=ffic_GovernmentDepositsMember', window );">Government Deposits [Member]</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_ffic_Note8DepositsDetailsLineItems', window );"><strong>Note 8 - Deposits (Details) [Line Items]</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_Deposits', window );">Deposits</a></td>
<td class="nump">975,900<span></span>
</td>
<td class="nump">891,900<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_FairValueByLiabilityClassAxis=ffic_GovernmentDepositsMember', window );">Government Deposits [Member] | ICS Deposits [Member]</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_ffic_Note8DepositsDetailsLineItems', window );"><strong>Note 8 - Deposits (Details) [Line Items]</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_Deposits', window );">Deposits</a></td>
<td class="nump">210,700<span></span>
</td>
<td class="nump">94,000<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_FairValueByLiabilityClassAxis=ffic_GovernmentDepositsMember', window );">Government Deposits [Member] | Collateralized Deposits [Member]</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_ffic_Note8DepositsDetailsLineItems', window );"><strong>Note 8 - Deposits (Details) [Line Items]</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_Deposits', window );">Deposits</a></td>
<td class="nump">765,200<span></span>
</td>
<td class="nump">797,900<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_FairValueByLiabilityClassAxis=ffic_GovernmentDepositsMember', window );">Government Deposits [Member] | Securities Pledged as Collateral [Member]</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_ffic_Note8DepositsDetailsLineItems', window );"><strong>Note 8 - Deposits (Details) [Line Items]</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_DepositLiabilitiesCollateralIssuedFinancialInstruments', window );">Deposit Liabilities, Collateral Issued, Financial Instruments</a></td>
<td class="nump">364,700<span></span>
</td>
<td class="nump">379,300<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_FairValueByLiabilityClassAxis=ffic_GovernmentDepositsMember', window );">Government Deposits [Member] | Letter of Credit Pledged as Collateral [Member]</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_ffic_Note8DepositsDetailsLineItems', window );"><strong>Note 8 - Deposits (Details) [Line Items]</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_DepositLiabilitiesCollateralIssuedFinancialInstruments', window );">Deposit Liabilities, Collateral Issued, Financial Instruments</a></td>
<td class="nump">$ 494,000<span></span>
</td>
<td class="nump">$ 499,100<span></span>
</td>
</tr>
</table>
<div style="display: none;">
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_ffic_Note8DepositsDetailsLineItems">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- References</a><div><p>No definition available.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">ffic_Note8DepositsDetailsLineItems</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>ffic_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:stringItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_ffic_TimeDeposits250000OrMore">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>The aggregate amount of domestic and foreign time deposit liabilities (including certificates of deposits, individual retirement accounts and open accounts) in denominations of $250,000 or more.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>No definition available.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">ffic_TimeDeposits250000OrMore</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>ffic_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>credit</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>instant</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_DepositLiabilitiesCollateralIssuedFinancialInstruments">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>Amount of securities, mortgage loans, or other financial instruments pledged as collateral for deposits.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 942<br> -SubTopic 405<br> -Section 50<br> -Paragraph 1<br> -Subparagraph (b)<br> -URI http://asc.fasb.org/extlink&amp;oid=50488274&amp;loc=d3e64164-112818<br></p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_DepositLiabilitiesCollateralIssuedFinancialInstruments</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>us-gaap_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>debit</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>instant</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_Deposits">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>The aggregate of all deposit liabilities held by the entity, including foreign and domestic, interest and noninterest bearing; may include demand deposits, saving deposits, Negotiable Order of Withdrawal (NOW) and time deposits among others.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 942<br> -SubTopic 210<br> -Section S99<br> -Paragraph 1<br> -Subparagraph (SX 210.9-03.12)<br> -URI http://asc.fasb.org/extlink&amp;oid=6876686&amp;loc=d3e534808-122878<br></p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_Deposits</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>us-gaap_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>credit</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>instant</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_InterestBearingDomesticDepositBrokered">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>Amount of interest-bearing domestic third-party deposits placed by or through the assistance of a deposit broker, also known as brokered deposit liabilities.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 942<br> -SubTopic 210<br> -Section S99<br> -Paragraph 1<br> -Subparagraph (SX 210.9-03.12)<br> -URI http://asc.fasb.org/extlink&amp;oid=6876686&amp;loc=d3e534808-122878<br></p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_InterestBearingDomesticDepositBrokered</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>us-gaap_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>credit</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>instant</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_StatementScenarioAxis=ffic_DenominationMember">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Details</a><div><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_StatementScenarioAxis=ffic_DenominationMember</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td></td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_FinancialInstrumentAxis=ffic_LetterOfCreditPledgedAsCollateralMember">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Details</a><div><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_FinancialInstrumentAxis=ffic_LetterOfCreditPledgedAsCollateralMember</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td></td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_FairValueByLiabilityClassAxis=ffic_GovernmentDepositsMember">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Details</a><div><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_FairValueByLiabilityClassAxis=ffic_GovernmentDepositsMember</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td></td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_FinancialInstrumentAxis=ffic_ICSDepositsMember">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Details</a><div><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_FinancialInstrumentAxis=ffic_ICSDepositsMember</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td></td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_FinancialInstrumentAxis=ffic_CollateralizedDepositsMember">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Details</a><div><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_FinancialInstrumentAxis=ffic_CollateralizedDepositsMember</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td></td>
</tr>
</table></div>
</div></td></tr>
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<td style="white-space:nowrap;">us-gaap_FinancialInstrumentAxis=us-gaap_SecuritiesPledgedAsCollateralMember</td>
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<span style="display: none;">v3.3.1.900</span><table class="report" border="0" cellspacing="2" id="idp6840342080">
<tr>
<th class="tl" colspan="1" rowspan="1"><div style="width: 200px;"><strong>Note 8 - Deposits (Details) - Total Deposits and the Weighted Average Rate on Deposits - USD ($)<br> $ in Thousands</strong></div></th>
<th class="th"><div>Dec. 31, 2015</div></th>
<th class="th"><div>Dec. 31, 2014</div></th>
</tr>
<tr class="re">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_ffic_InterestBearingDepositsAbstract', window );"><strong>Interest-bearing deposits:</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_TimeDeposits', window );">Certificate of deposit accounts</a></td>
<td class="nump">$ 1,403,302<span></span>
</td>
<td class="nump">$ 1,305,823<span></span>
</td>
</tr>
<tr class="re">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_ffic_WeightedAverageRateDepositCertificatesOfDeposit', window );">Certificate of deposit accounts</a></td>
<td class="nump">1.41%<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_DepositsSavingsDeposits', window );">Savings accounts</a></td>
<td class="nump">$ 261,748<span></span>
</td>
<td class="nump">261,942<span></span>
</td>
</tr>
<tr class="re">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_ffic_WeightedAverageRateDepositSavings', window );">Savings accounts</a></td>
<td class="nump">0.45%<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_DepositsMoneyMarketDeposits', window );">Money market accounts</a></td>
<td class="nump">$ 472,489<span></span>
</td>
<td class="nump">290,263<span></span>
</td>
</tr>
<tr class="re">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_ffic_WeightedAverageRateDepositMoneyMarket', window );">Money market accounts</a></td>
<td class="nump">0.46%<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_DepositsNegotiableOrderOfWithdrawalNOW', window );">NOW accounts</a></td>
<td class="nump">$ 1,448,695<span></span>
</td>
<td class="nump">1,359,057<span></span>
</td>
</tr>
<tr class="re">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_ffic_WeightedAverageRateDepositNOWAccounts', window );">NOW accounts</a></td>
<td class="nump">0.49%<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_InterestBearingDepositLiabilities', window );">Total interest-bearing deposits</a></td>
<td class="nump">$ 3,586,234<span></span>
</td>
<td class="nump">3,217,085<span></span>
</td>
</tr>
<tr class="re">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_NoninterestBearingDepositLiabilities', window );">Non-interest bearing demand deposits</a></td>
<td class="nump">269,469<span></span>
</td>
<td class="nump">255,834<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_ffic_DepositLiabilities', window );">Total due to depositors</a></td>
<td class="nump">3,855,703<span></span>
</td>
<td class="nump">3,472,919<span></span>
</td>
</tr>
<tr class="re">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_AdvancePaymentsByBorrowersForTaxesAndInsurance', window );">Mortgagors' escrow deposits</a></td>
<td class="nump">$ 36,844<span></span>
</td>
<td class="nump">35,679<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_ffic_WeightedAverageRateDepositMortgagorsEscrow', window );">Mortgagors' escrow deposits</a></td>
<td class="nump">0.17%<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_Deposits', window );">Total deposits</a></td>
<td class="nump">$ 3,892,547<span></span>
</td>
<td class="nump">$ 3,508,598<span></span>
</td>
</tr>
</table>
<div style="display: none;">
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_ffic_DepositLiabilities">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>The aggregate amount of all domestic and foreign noninterest-bearing and interest-bearing deposits liabilities held by the entity.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>No definition available.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">ffic_DepositLiabilities</td>
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<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>ffic_</td>
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<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>credit</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>instant</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_ffic_InterestBearingDepositsAbstract">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- References</a><div><p>No definition available.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">ffic_InterestBearingDepositsAbstract</td>
</tr>
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<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>ffic_</td>
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<td><strong> Data Type:</strong></td>
<td>xbrli:stringItemType</td>
</tr>
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<td><strong> Balance Type:</strong></td>
<td>na</td>
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<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_ffic_WeightedAverageRateDepositCertificatesOfDeposit">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>Weighted average interest rate for certificates of deposit liabilities.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>No definition available.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">ffic_WeightedAverageRateDepositCertificatesOfDeposit</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>ffic_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>num:percentItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>instant</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_ffic_WeightedAverageRateDepositMoneyMarket">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>The weighted average interest rate for money market demand account deposit liabilities.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>No definition available.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">ffic_WeightedAverageRateDepositMoneyMarket</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>ffic_</td>
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<td><strong> Data Type:</strong></td>
<td>num:percentItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>instant</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_ffic_WeightedAverageRateDepositMortgagorsEscrow">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>Weighted average interest rate for mortgagors' escrow deposits.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>No definition available.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">ffic_WeightedAverageRateDepositMortgagorsEscrow</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>ffic_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>num:percentItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>instant</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_ffic_WeightedAverageRateDepositNOWAccounts">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>The weighted average interest rate for NOW demand deposit liabilities.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>No definition available.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">ffic_WeightedAverageRateDepositNOWAccounts</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>ffic_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>num:percentItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>instant</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_ffic_WeightedAverageRateDepositSavings">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>Weighted average interest rate for savings deposit liabilities.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>No definition available.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">ffic_WeightedAverageRateDepositSavings</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>ffic_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>num:percentItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>instant</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_AdvancePaymentsByBorrowersForTaxesAndInsurance">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>Carrying amount of accumulated prepayments received by financial institutions from borrowers for taxes (for example, property taxes) and insurance (for example, property and catastrophe) which will periodically be remitted to the appropriate governmental agency or vendor on behalf of the borrower.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 942<br> -SubTopic 210<br> -Section S99<br> -Paragraph 1<br> -Subparagraph (SX 210.9-03.15(5))<br> -URI http://asc.fasb.org/extlink&amp;oid=6876686&amp;loc=d3e534808-122878<br></p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_AdvancePaymentsByBorrowersForTaxesAndInsurance</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>us-gaap_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>credit</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>instant</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_Deposits">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>The aggregate of all deposit liabilities held by the entity, including foreign and domestic, interest and noninterest bearing; may include demand deposits, saving deposits, Negotiable Order of Withdrawal (NOW) and time deposits among others.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 942<br> -SubTopic 210<br> -Section S99<br> -Paragraph 1<br> -Subparagraph (SX 210.9-03.12)<br> -URI http://asc.fasb.org/extlink&amp;oid=6876686&amp;loc=d3e534808-122878<br></p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_Deposits</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>us-gaap_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>credit</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>instant</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_DepositsMoneyMarketDeposits">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>Amount of deposits in accounts that offer many of the same services as checking accounts although transactions may be somewhat more limited, share some of the characteristics of a money market fund and are insured by the Federal government, also known as money market accounts.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 942<br> -SubTopic 210<br> -Section S99<br> -Paragraph 1<br> -Subparagraph (SX 210.9-03.12)<br> -URI http://asc.fasb.org/extlink&amp;oid=6876686&amp;loc=d3e534808-122878<br></p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_DepositsMoneyMarketDeposits</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
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</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_DepositsNegotiableOrderOfWithdrawalNOW">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>Amount of deposits in interest-bearing transaction accounts at banks or savings and loans, that are restricted in regard to ownership and can usually only be held by individuals, nonprofit entities and governments. Negotiable order of withdrawal accounts differ from money market demand accounts as they typically have higher reserve requirements and no limit on the number of checks that can be written.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 942<br> -SubTopic 210<br> -Section S99<br> -Paragraph 1<br> -Subparagraph (SX 210.9-03.12)<br> -URI http://asc.fasb.org/extlink&amp;oid=6876686&amp;loc=d3e534808-122878<br></p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_DepositsNegotiableOrderOfWithdrawalNOW</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>us-gaap_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>credit</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>instant</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_DepositsSavingsDeposits">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>Amount of interest bearing deposits with no stated maturity, which may include passbook and statement savings accounts and money-market deposit accounts (MMDAs).</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 942<br> -SubTopic 210<br> -Section S99<br> -Paragraph 1<br> -Subparagraph (SX 210.9-03.12)<br> -URI http://asc.fasb.org/extlink&amp;oid=6876686&amp;loc=d3e534808-122878<br></p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_DepositsSavingsDeposits</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
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<td><strong> Data Type:</strong></td>
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</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>credit</td>
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<tr>
<td><strong> Period Type:</strong></td>
<td>instant</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_InterestBearingDepositLiabilities">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>The aggregate of all domestic and foreign interest-bearing deposit liabilities.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 942<br> -SubTopic 210<br> -Section S99<br> -Paragraph 1<br> -Subparagraph (SX 210.9-03.12)<br> -URI http://asc.fasb.org/extlink&amp;oid=6876686&amp;loc=d3e534808-122878<br></p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_InterestBearingDepositLiabilities</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>us-gaap_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>credit</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>instant</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_NoninterestBearingDepositLiabilities">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>The aggregate amount of all domestic and foreign noninterest-bearing deposits liabilities held by the entity.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 942<br> -SubTopic 210<br> -Section S99<br> -Paragraph 1<br> -Subparagraph (SX 210.9-03.12)<br> -URI http://asc.fasb.org/extlink&amp;oid=6876686&amp;loc=d3e534808-122878<br></p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_NoninterestBearingDepositLiabilities</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>us-gaap_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>credit</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>instant</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_TimeDeposits">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>Amount of deposits that cannot be withdrawn before a set date without penalty or for which notice of withdrawal is required. Time deposits include, but are not limited to, certificates of deposits, individual retirement accounts and open accounts.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 942<br> -SubTopic 210<br> -Section S99<br> -Paragraph 1<br> -Subparagraph (SX 210.9-03.12)<br> -URI http://asc.fasb.org/extlink&amp;oid=6876686&amp;loc=d3e534808-122878<br></p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_TimeDeposits</td>
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<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>us-gaap_</td>
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<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
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<tr>
<td><strong> Balance Type:</strong></td>
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<td><strong> Period Type:</strong></td>
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<span style="display: none;">v3.3.1.900</span><table class="report" border="0" cellspacing="2" id="idp6838664528">
<tr>
<th class="tl" colspan="1" rowspan="2"><div style="width: 200px;"><strong>Note 8 - Deposits (Details) - Interest Expense on Deposits - USD ($)<br> $ in Thousands</strong></div></th>
<th class="th" colspan="3">12 Months Ended</th>
</tr>
<tr>
<th class="th"><div>Dec. 31, 2015</div></th>
<th class="th"><div>Dec. 31, 2014</div></th>
<th class="th"><div>Dec. 31, 2013</div></th>
</tr>
<tr class="re">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_ffic_InterestExpenseOnDepositsAbstract', window );"><strong>Interest Expense on Deposits [Abstract]</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_InterestExpenseTimeDeposits', window );">Certificate of deposit accounts</a></td>
<td class="nump">$ 20,943<span></span>
</td>
<td class="nump">$ 22,420<span></span>
</td>
<td class="nump">$ 24,414<span></span>
</td>
</tr>
<tr class="re">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_InterestExpenseSavingsDeposits', window );">Savings accounts</a></td>
<td class="nump">1,151<span></span>
</td>
<td class="nump">597<span></span>
</td>
<td class="nump">515<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_InterestExpenseMoneyMarketDeposits', window );">Money market accounts</a></td>
<td class="nump">1,551<span></span>
</td>
<td class="nump">667<span></span>
</td>
<td class="nump">294<span></span>
</td>
</tr>
<tr class="re">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_InterestExpenseNegotiableOrderOfWithdrawalNOWDeposits', window );">NOW accounts</a></td>
<td class="nump">6,593<span></span>
</td>
<td class="nump">6,227<span></span>
</td>
<td class="nump">6,777<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_ffic_InterestExpenseDepositsExcludingMortgagorsEscrowDeposits', window );">Total due to depositors</a></td>
<td class="nump">30,238<span></span>
</td>
<td class="nump">29,911<span></span>
</td>
<td class="nump">32,000<span></span>
</td>
</tr>
<tr class="re">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_ffic_InterestExpenseMortgagorsEscrowDeposits', window );">Mortgagors' escrow deposits</a></td>
<td class="nump">98<span></span>
</td>
<td class="nump">133<span></span>
</td>
<td class="nump">37<span></span>
</td>
</tr>
<tr class="rou">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_InterestExpenseDeposits', window );">Total interest expense on deposits</a></td>
<td class="nump">$ 30,336<span></span>
</td>
<td class="nump">$ 30,044<span></span>
</td>
<td class="nump">$ 32,037<span></span>
</td>
</tr>
</table>
<div style="display: none;">
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<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>Aggregate amount of interest expense on all deposits, excluding mortgagors' escrow deposits.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>No definition available.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">ffic_InterestExpenseDepositsExcludingMortgagorsEscrowDeposits</td>
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<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>ffic_</td>
</tr>
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<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
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<td><strong> Balance Type:</strong></td>
<td>debit</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
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<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_ffic_InterestExpenseMortgagorsEscrowDeposits">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>The aggregate interest expense incurred on mortgagors' escrow deposits.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>No definition available.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
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<td style="white-space:nowrap;">ffic_InterestExpenseMortgagorsEscrowDeposits</td>
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<td><strong> Balance Type:</strong></td>
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<td><strong> Period Type:</strong></td>
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<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- References</a><div><p>No definition available.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">ffic_InterestExpenseOnDepositsAbstract</td>
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<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>Aggregate amount of interest expense on all deposits.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 942<br> -SubTopic 225<br> -Section S99<br> -Paragraph 1<br> -Subparagraph (SX 210.9-04.6)<br> -URI http://asc.fasb.org/extlink&amp;oid=6879574&amp;loc=d3e536633-122882<br></p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_InterestExpenseDeposits</td>
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<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
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<td><strong> Data Type:</strong></td>
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<td><strong> Balance Type:</strong></td>
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<td><strong> Period Type:</strong></td>
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<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_InterestExpenseMoneyMarketDeposits">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>Interest expense incurred on all money market deposits.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 942<br> -SubTopic 225<br> -Section S99<br> -Paragraph 1<br> -Subparagraph (SX 210.9-04.6)<br> -URI http://asc.fasb.org/extlink&amp;oid=6879574&amp;loc=d3e536633-122882<br></p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_InterestExpenseMoneyMarketDeposits</td>
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<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
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<td><strong> Data Type:</strong></td>
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<td><strong> Balance Type:</strong></td>
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<td><strong> Period Type:</strong></td>
<td>duration</td>
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<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_InterestExpenseNegotiableOrderOfWithdrawalNOWDeposits">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>Interest expense incurred on the amount of Negotiable Order of Withdrawal (NOW). Interest-bearing transaction account that combines the payable on demand feature of checks and investment feature of savings accounts. A NOW account is functionally an interest paying checking account.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 942<br> -SubTopic 225<br> -Section S99<br> -Paragraph 1<br> -Subparagraph (SX 210.9-04.6)<br> -URI http://asc.fasb.org/extlink&amp;oid=6879574&amp;loc=d3e536633-122882<br></p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_InterestExpenseNegotiableOrderOfWithdrawalNOWDeposits</td>
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<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
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<td><strong> Balance Type:</strong></td>
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</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_InterestExpenseSavingsDeposits">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>Interest expense incurred on all savings account deposits.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 942<br> -SubTopic 225<br> -Section S99<br> -Paragraph 1<br> -Subparagraph (SX 210.9-04.6)<br> -URI http://asc.fasb.org/extlink&amp;oid=6879574&amp;loc=d3e536633-122882<br></p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_InterestExpenseSavingsDeposits</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>us-gaap_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>debit</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_InterestExpenseTimeDeposits">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>The aggregate interest expense incurred on time deposits, including certificates of deposits, in domestic offices.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 942<br> -SubTopic 225<br> -Section S99<br> -Paragraph 1<br> -Subparagraph (SX 210.9-04.6)<br> -URI http://asc.fasb.org/extlink&amp;oid=6879574&amp;loc=d3e536633-122882<br></p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_InterestExpenseTimeDeposits</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>us-gaap_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>debit</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
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<span style="display: none;">v3.3.1.900</span><table class="report" border="0" cellspacing="2" id="idp6845259616">
<tr>
<th class="tl" colspan="1" rowspan="1"><div style="width: 200px;"><strong>Note 8 - Deposits (Details) - Remaining Maturities of Certificate of Deposit Accounts - USD ($)<br> $ in Thousands</strong></div></th>
<th class="th"><div>Dec. 31, 2015</div></th>
<th class="th"><div>Dec. 31, 2014</div></th>
</tr>
<tr class="re">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_ffic_Note8DepositsDetailsRemainingMaturitiesofCertificateofDepositAccountsLineItems', window );"><strong>Note 8 - Deposits (Details) - Remaining Maturities of Certificate of Deposit Accounts [Line Items]</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="rou">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_TimeDeposits', window );">Total certificate of deposit accounts</a></td>
<td class="nump">$ 1,403,302<span></span>
</td>
<td class="nump">$ 1,305,823<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_CashAndCashEquivalentsAxis=us-gaap_CertificatesOfDepositMember', window );">Certificates of Deposit [Member]</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_ffic_Note8DepositsDetailsRemainingMaturitiesofCertificateofDepositAccountsLineItems', window );"><strong>Note 8 - Deposits (Details) - Remaining Maturities of Certificate of Deposit Accounts [Line Items]</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_TimeDepositMaturitiesYearOne', window );">Within 12 months</a></td>
<td class="nump">448,229<span></span>
</td>
<td class="nump">455,295<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_TimeDepositMaturitiesYearTwo', window );">More than 12 months to 24 months</a></td>
<td class="nump">478,361<span></span>
</td>
<td class="nump">269,840<span></span>
</td>
</tr>
<tr class="re">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_TimeDepositMaturitiesYearThree', window );">More than 24 months to 36 months</a></td>
<td class="nump">247,349<span></span>
</td>
<td class="nump">229,931<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_TimeDepositMaturitiesYearFour', window );">More than 36 months to 48 months</a></td>
<td class="nump">167,529<span></span>
</td>
<td class="nump">176,876<span></span>
</td>
</tr>
<tr class="re">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_TimeDepositMaturitiesYearFive', window );">More than 48 months to 60 months</a></td>
<td class="nump">35,558<span></span>
</td>
<td class="nump">148,424<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_TimeDepositMaturitiesAfterYearFive', window );">More than 60 months</a></td>
<td class="nump">26,276<span></span>
</td>
<td class="nump">25,457<span></span>
</td>
</tr>
<tr class="reu">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_TimeDeposits', window );">Total certificate of deposit accounts</a></td>
<td class="nump">$ 1,403,302<span></span>
</td>
<td class="nump">$ 1,305,823<span></span>
</td>
</tr>
</table>
<div style="display: none;">
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_ffic_Note8DepositsDetailsRemainingMaturitiesofCertificateofDepositAccountsLineItems">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- References</a><div><p>No definition available.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">ffic_Note8DepositsDetailsRemainingMaturitiesofCertificateofDepositAccountsLineItems</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>ffic_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:stringItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_TimeDepositMaturitiesAfterYearFive">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>Amount of time deposits maturing after the fifth fiscal year following the latest fiscal year. Time deposits include, but are not limited to, certificates of deposits. Excludes interim and annual periods when interim periods are reported on a rolling approach, from latest balance sheet date.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 470<br> -SubTopic 10<br> -Section 50<br> -Paragraph 1<br> -URI http://asc.fasb.org/extlink&amp;oid=6802200&amp;loc=d3e1835-112601<br></p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_TimeDepositMaturitiesAfterYearFive</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>us-gaap_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>credit</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>instant</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_TimeDepositMaturitiesYearFive">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>Amount of time deposits maturing in the fifth fiscal year following the latest fiscal year. Time deposits include, but are not limited to, certificates of deposits. Excludes interim and annual periods when interim periods are reported on a rolling approach, from latest balance sheet date.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 470<br> -SubTopic 10<br> -Section 50<br> -Paragraph 1<br> -URI http://asc.fasb.org/extlink&amp;oid=6802200&amp;loc=d3e1835-112601<br></p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_TimeDepositMaturitiesYearFive</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>us-gaap_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>credit</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>instant</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_TimeDepositMaturitiesYearFour">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>Amount of time deposits maturing in the fourth fiscal year following the latest fiscal year. Time deposits include, but are not limited to, certificates of deposits. Excludes interim and annual periods when interim periods are reported on a rolling approach, from latest balance sheet date.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 470<br> -SubTopic 10<br> -Section 50<br> -Paragraph 1<br> -URI http://asc.fasb.org/extlink&amp;oid=6802200&amp;loc=d3e1835-112601<br></p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_TimeDepositMaturitiesYearFour</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>us-gaap_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>credit</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>instant</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_TimeDepositMaturitiesYearOne">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>Amount of time deposits maturing in the next fiscal year following the latest fiscal year. Time deposits include, but are not limited to, certificates of deposits. Excludes interim and annual periods when interim periods are reported on a rolling approach, from latest balance sheet date.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 470<br> -SubTopic 10<br> -Section 50<br> -Paragraph 1<br> -URI http://asc.fasb.org/extlink&amp;oid=6802200&amp;loc=d3e1835-112601<br></p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_TimeDepositMaturitiesYearOne</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>us-gaap_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>credit</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>instant</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_TimeDepositMaturitiesYearThree">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>Amount of time deposits maturing in the third fiscal year following the latest fiscal year. Time deposits include, but are not limited to, certificates of deposits. Excludes interim and annual periods when interim periods are reported on a rolling approach, from latest balance sheet date.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 470<br> -SubTopic 10<br> -Section 50<br> -Paragraph 1<br> -URI http://asc.fasb.org/extlink&amp;oid=6802200&amp;loc=d3e1835-112601<br></p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_TimeDepositMaturitiesYearThree</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>us-gaap_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>credit</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>instant</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_TimeDepositMaturitiesYearTwo">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>Amount of time deposits maturing in the second fiscal year following the latest fiscal year. Time deposits include, but are not limited to, certificates of deposits. Excludes interim and annual periods when interim periods are reported on a rolling approach, from latest balance sheet date.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 470<br> -SubTopic 10<br> -Section 50<br> -Paragraph 1<br> -URI http://asc.fasb.org/extlink&amp;oid=6802200&amp;loc=d3e1835-112601<br></p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_TimeDepositMaturitiesYearTwo</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>us-gaap_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>credit</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>instant</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_TimeDeposits">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>Amount of deposits that cannot be withdrawn before a set date without penalty or for which notice of withdrawal is required. Time deposits include, but are not limited to, certificates of deposits, individual retirement accounts and open accounts.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 942<br> -SubTopic 210<br> -Section S99<br> -Paragraph 1<br> -Subparagraph (SX 210.9-03.12)<br> -URI http://asc.fasb.org/extlink&amp;oid=6876686&amp;loc=d3e534808-122878<br></p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_TimeDeposits</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>us-gaap_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>credit</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>instant</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_CashAndCashEquivalentsAxis=us-gaap_CertificatesOfDepositMember">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Details</a><div><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_CashAndCashEquivalentsAxis=us-gaap_CertificatesOfDepositMember</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td></td>
</tr>
</table></div>
</div></td></tr>
</table>
</div>
</body>
</html>
</TEXT>
</DOCUMENT>
<DOCUMENT>
<TYPE>XML
<SEQUENCE>99
<FILENAME>R80.htm
<DESCRIPTION>IDEA: XBRL DOCUMENT
<TEXT>
<html>
<head>
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<span style="display: none;">v3.3.1.900</span><table class="report" border="0" cellspacing="2" id="idp6863552256">
<tr>
<th class="tl" colspan="1" rowspan="2"><div style="width: 200px;"><strong>Note 9 - Borrowed Funds and Securities Sold Under Agreements to Repurchase (Details) - USD ($)<br> $ in Thousands</strong></div></th>
<th class="th" colspan="1">1 Months Ended</th>
<th class="th" colspan="1">2 Months Ended</th>
<th class="th" colspan="2">12 Months Ended</th>
</tr>
<tr>
<th class="th"><div>Jun. 30, 2007</div></th>
<th class="th"><div>Jul. 31, 2007</div></th>
<th class="th"><div>Dec. 31, 2015</div></th>
<th class="th"><div>Dec. 31, 2014</div></th>
</tr>
<tr class="re">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_ffic_Note9BorrowedFundsandSecuritiesSoldUnderAgreementstoRepurchaseDetailsLineItems', window );"><strong>Note 9 - Borrowed Funds and Securities Sold Under Agreements to Repurchase (Details) [Line Items]</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_ffic_AdvancesOutstandingCollateralAgreementCollateralizedPercentage', window );">Advances Outstanding, Collateral Agreement, Collateralized Percentage</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="nump">110.00%<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_DebtSecurityAxis=ffic_CapitalSecuritiesMember', window );">Capital Securities [Member] | Flushing Financial Capital Trust II [Member]</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_ffic_Note9BorrowedFundsandSecuritiesSoldUnderAgreementstoRepurchaseDetailsLineItems', window );"><strong>Note 9 - Borrowed Funds and Securities Sold Under Agreements to Repurchase (Details) [Line Items]</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_ProceedsFromIssuanceOfDebt', window );">Proceeds from Issuance of Debt</a></td>
<td class="nump">$ 20,600<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_DebtSecurityAxis=ffic_CapitalSecuritiesMember', window );">Capital Securities [Member] | Flushing Financial's Capital Trusts [Member]</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_ffic_Note9BorrowedFundsandSecuritiesSoldUnderAgreementstoRepurchaseDetailsLineItems', window );"><strong>Note 9 - Borrowed Funds and Securities Sold Under Agreements to Repurchase (Details) [Line Items]</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_ProceedsFromIssuanceOfDebt', window );">Proceeds from Issuance of Debt</a></td>
<td class="nump">20,600<span></span>
</td>
<td class="nump">$ 61,900<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_DebtSecurityAxis=ffic_CapitalSecuritiesMember', window );">Capital Securities [Member] | Flushing Financial Capital Trust III [Member]</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_ffic_Note9BorrowedFundsandSecuritiesSoldUnderAgreementstoRepurchaseDetailsLineItems', window );"><strong>Note 9 - Borrowed Funds and Securities Sold Under Agreements to Repurchase (Details) [Line Items]</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_ProceedsFromIssuanceOfDebt', window );">Proceeds from Issuance of Debt</a></td>
<td class="nump">$ 20,600<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_CreditFacilityAxis=ffic_UnsecuredLineOfCreditMember', window );">Unsecured Line of Credit [Member]</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_ffic_Note9BorrowedFundsandSecuritiesSoldUnderAgreementstoRepurchaseDetailsLineItems', window );"><strong>Note 9 - Borrowed Funds and Securities Sold Under Agreements to Repurchase (Details) [Line Items]</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_LineOfCredit', window );">Long-term Line of Credit</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="nump">$ 60,000<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_FederalHomeLoanBankAdvancesBranchOfFHLBBankAxis=us-gaap_FederalHomeLoanBankOfNewYorkMember', window );">Federal Home Loan Bank of New York [Member]</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_ffic_Note9BorrowedFundsandSecuritiesSoldUnderAgreementstoRepurchaseDetailsLineItems', window );"><strong>Note 9 - Borrowed Funds and Securities Sold Under Agreements to Repurchase (Details) [Line Items]</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_FederalHomeLoanBankAdvancesGeneralDebtObligationsDisclosuresRepaymentAndPenalties', window );">Federal Home Loan Bank, Advances, General Debt Obligations, Disclosures, Repayment and Penalties</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="nump">$ 80,000<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_FederalHomeLoanBankAdvancesBranchOfFHLBBankInterestRate', window );">Federal Home Loan Bank, Advances, Branch of FHLB Bank, Interest Rate</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="nump">3.46%<span></span>
</td>
<td class="nump">4.41%<span></span>
</td>
</tr>
<tr class="re">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_ffic_ExtendedAverageMaturityWithoutPrepaymentPenalty', window );">Extended Average Maturity without Prepayment Penalty</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">2 years 109 days<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_FederalHomeLoanBankAdvancesGeneralDebtObligationsDisclosuresMaximumAmountAvailable', window );">Federal Home Loan Bank, Advances, General Debt Obligations, Maximum Amount Available</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="nump">$ 2,478,800<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_AdvancesFromFederalHomeLoanBanks', window );">Advances from Federal Home Loan Banks</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="nump">$ 1,106,658<span></span>
</td>
<td class="nump">$ 911,721<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_ProceedsFromPaymentsForInSecuritiesSoldUnderAgreementsToRepurchase', window );">Proceeds from (Payments for) in Securities Sold under Agreements to Repurchase</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="num">$ (30,000)<span></span>
</td>
</tr>
<tr class="re">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_ffic_SecuritiesSoldUnderAgreementsToRepurchasePrepaymentsWeightedAverageInterestRate', window );">Securities Sold Under Agreements to Repurchase Prepayments Weighted Average Interest Rate</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="nump">4.98%<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_ffic_PrepaymentPenaltyOnAdvances', window );">Prepayment Penalty on Advances</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="nump">$ 2,700<span></span>
</td>
</tr>
<tr class="re">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_ffic_SecuritiesSoldUnderAgreementsToRepurchaseExcludingPrepaymentsWeightedAverageInterestRate', window );">Securities Sold Under Agreements to Repurchase Excluding Prepayments Weighted Average Interest Rate</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="nump">3.40%<span></span>
</td>
</tr>
</table>
<div style="display: none;">
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_ffic_AdvancesOutstandingCollateralAgreementCollateralizedPercentage">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>Represents the percentage of advances outstanding which must be collateralized pursuant to the collateral agreement.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>No definition available.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">ffic_AdvancesOutstandingCollateralAgreementCollateralizedPercentage</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>ffic_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>num:percentItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_ffic_ExtendedAverageMaturityWithoutPrepaymentPenalty">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>The extended maturity on advances as a result of modification without incurring a prepayment penalty.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>No definition available.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">ffic_ExtendedAverageMaturityWithoutPrepaymentPenalty</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>ffic_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:durationItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_ffic_Note9BorrowedFundsandSecuritiesSoldUnderAgreementstoRepurchaseDetailsLineItems">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- References</a><div><p>No definition available.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">ffic_Note9BorrowedFundsandSecuritiesSoldUnderAgreementstoRepurchaseDetailsLineItems</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>ffic_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:stringItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_ffic_PrepaymentPenaltyOnAdvances">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>The prepayment penalty on securities sold under agreements to repurchase.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>No definition available.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">ffic_PrepaymentPenaltyOnAdvances</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>ffic_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>debit</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_ffic_SecuritiesSoldUnderAgreementsToRepurchaseExcludingPrepaymentsWeightedAverageInterestRate">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>The weighted average interest rate on securities sold under agreements to repurchase, excluding prepayments.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>No definition available.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">ffic_SecuritiesSoldUnderAgreementsToRepurchaseExcludingPrepaymentsWeightedAverageInterestRate</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>ffic_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>num:percentItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>instant</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_ffic_SecuritiesSoldUnderAgreementsToRepurchasePrepaymentsWeightedAverageInterestRate">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>The weighted average interest rate on prepayments of securities sold under agreements to repurchase.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>No definition available.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">ffic_SecuritiesSoldUnderAgreementsToRepurchasePrepaymentsWeightedAverageInterestRate</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>ffic_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>num:percentItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>instant</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_AdvancesFromFederalHomeLoanBanks">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>Amount of borrowings as of the balance sheet date from the Federal Home Loan Bank, which are primarily used to cover shortages in the required reserve balance and liquidity shortages.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 942<br> -SubTopic 470<br> -Section 45<br> -Paragraph 1<br> -URI http://asc.fasb.org/extlink&amp;oid=6479118&amp;loc=d3e64650-112822<br></p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_AdvancesFromFederalHomeLoanBanks</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>us-gaap_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>credit</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>instant</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_FederalHomeLoanBankAdvancesBranchOfFHLBBankInterestRate">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>Discloses the single interest rate [if] applicable to the advances from the Federal Home Loan Bank, by branch, as of the Balance Sheet date.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 942<br> -SubTopic 470<br> -Section 50<br> -Paragraph 3<br> -Subparagraph (b)<br> -URI http://asc.fasb.org/extlink&amp;oid=6479336&amp;loc=d3e64711-112823<br><br>Reference 2: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 942<br> -SubTopic 470<br> -Section 45<br> -Paragraph 1<br> -URI http://asc.fasb.org/extlink&amp;oid=6479118&amp;loc=d3e64650-112822<br></p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_FederalHomeLoanBankAdvancesBranchOfFHLBBankInterestRate</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>us-gaap_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>num:percentItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>instant</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_FederalHomeLoanBankAdvancesGeneralDebtObligationsDisclosuresMaximumAmountAvailable">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>Amount of maximum advances or credit lines available from the Federal Home Loan Bank (FHLB).</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 942<br> -SubTopic 210<br> -Section S99<br> -Paragraph 1<br> -Subparagraph (SX 210.9-03.13(3)(a))<br> -URI http://asc.fasb.org/extlink&amp;oid=6876686&amp;loc=d3e534808-122878<br><br>Reference 2: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 942<br> -SubTopic 470<br> -Section 45<br> -Paragraph 1<br> -URI http://asc.fasb.org/extlink&amp;oid=6479118&amp;loc=d3e64650-112822<br><br>Reference 3: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 210<br> -SubTopic 10<br> -Section S99<br> -Paragraph 1<br> -Subparagraph (SX 210.5-02.22 (b))<br> -URI http://asc.fasb.org/extlink&amp;oid=6877327&amp;loc=d3e13212-122682<br></p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_FederalHomeLoanBankAdvancesGeneralDebtObligationsDisclosuresMaximumAmountAvailable</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>us-gaap_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>credit</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>instant</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_FederalHomeLoanBankAdvancesGeneralDebtObligationsDisclosuresRepaymentAndPenalties">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>Amount of repayments and penalties incurred in the satisfaction or roll-over of Federal Home Loan Bank (FHLB) advance.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 942<br> -SubTopic 470<br> -Section 45<br> -Paragraph 1<br> -URI http://asc.fasb.org/extlink&amp;oid=6479118&amp;loc=d3e64650-112822<br><br>Reference 2: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 942<br> -SubTopic 470<br> -Section 50<br> -Paragraph 3<br> -URI http://asc.fasb.org/extlink&amp;oid=6479336&amp;loc=d3e64711-112823<br></p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_FederalHomeLoanBankAdvancesGeneralDebtObligationsDisclosuresRepaymentAndPenalties</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>us-gaap_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>debit</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_LineOfCredit">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>The carrying value as of the balance sheet date of the current and noncurrent portions of long-term obligations drawn from a line of credit, which is a bank's commitment to make loans up to a specific amount. Examples of items that might be included in the application of this element may consist of letters of credit, standby letters of credit, and revolving credit arrangements, under which borrowings can be made up to a maximum amount as of any point in time conditional on satisfaction of specified terms before, as of and after the date of drawdowns on the line. Includes short-term obligations that would normally be classified as current liabilities but for which (a) postbalance sheet date issuance of a long term obligation to refinance the short term obligation on a long term basis, or (b) the enterprise has entered into a financing agreement that clearly permits the enterprise to refinance the short-term obligation on a long term basis and the following conditions are met (1) the agreement does not expire within 1 year and is not cancelable by the lender except for violation of an objectively determinable provision, (2) no violation exists at the BS date, and (3) the lender has entered into the financing agreement is expected to be financially capable of honoring the agreement.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 942<br> -SubTopic 210<br> -Section S99<br> -Paragraph 1<br> -Subparagraph (SX 210.9-03.16)<br> -URI http://asc.fasb.org/extlink&amp;oid=6876686&amp;loc=d3e534808-122878<br><br>Reference 2: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 944<br> -SubTopic 210<br> -Section S99<br> -Paragraph 1<br> -Subparagraph (SX 210.7-03.16)<br> -URI http://asc.fasb.org/extlink&amp;oid=6879938&amp;loc=d3e572229-122910<br><br>Reference 3: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher SEC<br> -Name Regulation S-X (SX)<br> -Number 210<br> -Section 02<br> -Paragraph 19, 20, 22<br> -Article 5<br></p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_LineOfCredit</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>us-gaap_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>credit</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>instant</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_ProceedsFromIssuanceOfDebt">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>The cash inflow during the period from additional borrowings in aggregate debt. Includes proceeds from short-term and long-term debt.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>No definition available.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_ProceedsFromIssuanceOfDebt</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>us-gaap_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>debit</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_ProceedsFromPaymentsForInSecuritiesSoldUnderAgreementsToRepurchase">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>The cash flow from investments sold under the agreement to repurchase such investment.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 230<br> -SubTopic 10<br> -Section 45<br> -Paragraph 8<br> -URI http://asc.fasb.org/extlink&amp;oid=56944662&amp;loc=d3e3095-108585<br><br>Reference 2: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Glossary Financing Activities<br> -URI http://asc.fasb.org/extlink&amp;oid=6513228<br><br>Reference 3: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 230<br> -SubTopic 10<br> -Section 45<br> -Paragraph 9<br> -URI http://asc.fasb.org/extlink&amp;oid=56944662&amp;loc=d3e3098-108585<br></p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_ProceedsFromPaymentsForInSecuritiesSoldUnderAgreementsToRepurchase</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>us-gaap_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>debit</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_DebtSecurityAxis=ffic_CapitalSecuritiesMember">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Details</a><div><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_DebtSecurityAxis=ffic_CapitalSecuritiesMember</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td></td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_dei_LegalEntityAxis=ffic_FlushingFinancialCapitalTrustIIMember">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Details</a><div><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">dei_LegalEntityAxis=ffic_FlushingFinancialCapitalTrustIIMember</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td></td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_dei_LegalEntityAxis=ffic_FlushingFinancialsTrustsMember">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Details</a><div><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">dei_LegalEntityAxis=ffic_FlushingFinancialsTrustsMember</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td></td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_dei_LegalEntityAxis=ffic_FlushingFinancialCapitalTrustIIIMember">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Details</a><div><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">dei_LegalEntityAxis=ffic_FlushingFinancialCapitalTrustIIIMember</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td></td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_CreditFacilityAxis=ffic_UnsecuredLineOfCreditMember">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Details</a><div><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_CreditFacilityAxis=ffic_UnsecuredLineOfCreditMember</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td></td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_FederalHomeLoanBankAdvancesBranchOfFHLBBankAxis=us-gaap_FederalHomeLoanBankOfNewYorkMember">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Details</a><div><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_FederalHomeLoanBankAdvancesBranchOfFHLBBankAxis=us-gaap_FederalHomeLoanBankOfNewYorkMember</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td></td>
</tr>
</table></div>
</div></td></tr>
</table>
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</TEXT>
</DOCUMENT>
<DOCUMENT>
<TYPE>XML
<SEQUENCE>100
<FILENAME>R81.htm
<DESCRIPTION>IDEA: XBRL DOCUMENT
<TEXT>
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<span style="display: none;">v3.3.1.900</span><table class="report" border="0" cellspacing="2" id="idp6861826448">
<tr>
<th class="tl" colspan="1" rowspan="1"><div style="width: 200px;"><strong>Note 9 - Borrowed Funds and Securities Sold Under Agreements to Repurchase (Details) - Borrowed Funds and Securities Sold Under Agreements to Repurchase - USD ($)<br> $ in Thousands</strong></div></th>
<th class="th"><div>Dec. 31, 2015</div></th>
<th class="th"><div>Dec. 31, 2014</div></th>
</tr>
<tr class="re">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_ffic_RepurchaseAgreementsFixedRateAbstract', window );"><strong>Repurchase agreements - fixed rate:</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_ffic_SecuredDebtRepurchaseAgreementsDueWithinOneYearOfBalanceSheetDate', window );">Due in 2016</a></td>
<td class="nump">$ 38,000<span></span>
</td>
<td class="nump">$ 38,000<span></span>
</td>
</tr>
<tr class="re">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_ffic_RepurchaseAgreementsWeightedAverageInterestRateOfAmountsDueWithinOneYearOfBalanceSheetDate', window );">Due in 2016</a></td>
<td class="nump">1.92%<span></span>
</td>
<td class="nump">1.92%<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_ffic_SecuredDebtRepurchaseAgreementsDueFromOneToTwoYearsOfBalanceSheetDate', window );">Due in 2017</a></td>
<td class="nump">$ 38,000<span></span>
</td>
<td class="nump">$ 38,000<span></span>
</td>
</tr>
<tr class="re">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_ffic_RepurchaseAgreementsWeightedAverageInterestRateOneToTwoYearsFromBalanceSheetDate', window );">Due in 2017</a></td>
<td class="nump">4.16%<span></span>
</td>
<td class="nump">4.16%<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_ffic_SecuredDebtRepurchaseAgreementsDueFromTwoToThreeYearsOfBalanceSheetDate', window );">Due in 2020</a></td>
<td class="nump">$ 40,000<span></span>
</td>
<td class="nump">$ 40,000<span></span>
</td>
</tr>
<tr class="re">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_ffic_RepurchaseAgreementsWeightedAverageInterestRateTwoToThreeYearsFromBalanceSheetDate', window );">Due in 2020</a></td>
<td class="nump">3.45%<span></span>
</td>
<td class="nump">3.45%<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_SecuredDebtRepurchaseAgreements', window );">Total repurchase agreements - fixed rate</a></td>
<td class="nump">$ 116,000<span></span>
</td>
<td class="nump">$ 116,000<span></span>
</td>
</tr>
<tr class="re">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_ffic_RepurchaseAgreementsWeightedAverageInterestRate', window );">Total repurchase agreements - fixed rate</a></td>
<td class="nump">3.18%<span></span>
</td>
<td class="nump">3.18%<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_ffic_OtherBorrowingsAbstract', window );"><strong>Other Borrowings</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_OtherBorrowings', window );">Due in 2016</a></td>
<td class="nump">$ 20,000<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_DebtWeightedAverageInterestRate', window );">Due in 2016</a></td>
<td class="nump">0.56%<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_ffic_JuniorSubordinatedDebenturesAdjustableRateAbstract', window );"><strong>Junior subordinated debentures - adjustable rate</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_JuniorSubordinatedNotes', window );">Due in 2037</a></td>
<td class="nump">$ 29,018<span></span>
</td>
<td class="nump">$ 28,771<span></span>
</td>
</tr>
<tr class="re">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_ffic_WeightedAverageInterestRateJuniorSubordinatedDebentures', window );">Due in 2037</a></td>
<td class="nump">5.67%<span></span>
</td>
<td class="nump">5.96%<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_ffic_TotalRepurchaseAgreementsPlusFHLBAdvancesPlusJuniorSubordinatedDebentures', window );">Total borrowings</a></td>
<td class="nump">$ 1,271,676<span></span>
</td>
<td class="nump">$ 1,056,492<span></span>
</td>
</tr>
<tr class="re">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_ffic_WeightedAverageInterestRateOfRepurchaseAgreementsFHLBAdvancesJuniorSubordinatedDebentures', window );">Total borrowings</a></td>
<td class="nump">1.65%<span></span>
</td>
<td class="nump">1.75%<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_FederalHomeLoanBankAdvancesBranchOfFHLBBankAxis=us-gaap_FederalHomeLoanBankOfNewYorkMember', window );">Federal Home Loan Bank of New York [Member]</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_ffic_JuniorSubordinatedDebenturesAdjustableRateAbstract', window );"><strong>Junior subordinated debentures - adjustable rate</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_FederalHomeLoanBankAdvancesMaturitiesSummaryDueWithinOneYearOfBalanceSheetDate', window );">Due in 2015</a></td>
<td class="nump">$ 386,152<span></span>
</td>
<td class="nump">$ 185,551<span></span>
</td>
</tr>
<tr class="re">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_FederalHomeLoanBankAdvancesMaturitiesSummaryAverageInterestRateOfAmountsDueWithinOneYearOfBalanceSheetDate', window );">Due in 2015</a></td>
<td class="nump">1.04%<span></span>
</td>
<td class="nump">0.80%<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_FederalHomeLoanBankAdvancesMaturitiesSummaryDueWithinOneYearOfBalanceSheetDate', window );">Due in 2016</a></td>
<td class="nump">$ 386,152<span></span>
</td>
<td class="nump">$ 185,551<span></span>
</td>
</tr>
<tr class="re">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_FederalHomeLoanBankAdvancesMaturitiesSummaryAverageInterestRateOfAmountsDueWithinOneYearOfBalanceSheetDate', window );">Due in 2016</a></td>
<td class="nump">1.04%<span></span>
</td>
<td class="nump">0.80%<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_FederalHomeLoanBankAdvancesMaturitiesSummaryDueFromOneToTwoYearsOfBalanceSheetDate', window );">Due in 2016</a></td>
<td class="nump">$ 250,708<span></span>
</td>
<td class="nump">$ 315,847<span></span>
</td>
</tr>
<tr class="re">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_FederalHomeLoanBankAdvancesMaturitiesSummaryAverageInterestRateOneToTwoYearsFromBalanceSheetDate', window );">Due in 2016</a></td>
<td class="nump">1.29%<span></span>
</td>
<td class="nump">1.15%<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_FederalHomeLoanBankAdvancesMaturitiesSummaryDueFromOneToTwoYearsOfBalanceSheetDate', window );">Due in 2017</a></td>
<td class="nump">$ 250,708<span></span>
</td>
<td class="nump">$ 315,847<span></span>
</td>
</tr>
<tr class="re">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_FederalHomeLoanBankAdvancesMaturitiesSummaryAverageInterestRateOneToTwoYearsFromBalanceSheetDate', window );">Due in 2017</a></td>
<td class="nump">1.29%<span></span>
</td>
<td class="nump">1.15%<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_FederalHomeLoanBankAdvancesMaturitiesSummaryDueFromTwoToThreeYearsOfBalanceSheetDate', window );">Due in 2017</a></td>
<td class="nump">$ 265,088<span></span>
</td>
<td class="nump">$ 305,525<span></span>
</td>
</tr>
<tr class="re">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_FederalHomeLoanBankAdvancesMaturitiesSummaryAverageInterestRateTwoToThreeYearsFromBalanceSheetDate', window );">Due in 2017</a></td>
<td class="nump">1.30%<span></span>
</td>
<td class="nump">2.12%<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_FederalHomeLoanBankAdvancesMaturitiesSummaryDueFromTwoToThreeYearsOfBalanceSheetDate', window );">Due in 2018</a></td>
<td class="nump">$ 265,088<span></span>
</td>
<td class="nump">$ 305,525<span></span>
</td>
</tr>
<tr class="re">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_FederalHomeLoanBankAdvancesMaturitiesSummaryAverageInterestRateTwoToThreeYearsFromBalanceSheetDate', window );">Due in 2018</a></td>
<td class="nump">1.30%<span></span>
</td>
<td class="nump">2.12%<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_FederalHomeLoanBankAdvancesMaturitiesSummaryDueFromThreeToFourYearsOfBalanceSheetDate', window );">Due in 2018</a></td>
<td class="nump">$ 94,710<span></span>
</td>
<td class="nump">$ 74,798<span></span>
</td>
</tr>
<tr class="re">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_FederalHomeLoanBankAdvancesMaturitiesSummaryAverageInterestRateThreeToFourYearsFromBalanceSheetDate', window );">Due in 2018</a></td>
<td class="nump">1.64%<span></span>
</td>
<td class="nump">1.29%<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_FederalHomeLoanBankAdvancesMaturitiesSummaryDueFromThreeToFourYearsOfBalanceSheetDate', window );">Due in 2019</a></td>
<td class="nump">$ 94,710<span></span>
</td>
<td class="nump">$ 74,798<span></span>
</td>
</tr>
<tr class="re">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_FederalHomeLoanBankAdvancesMaturitiesSummaryAverageInterestRateThreeToFourYearsFromBalanceSheetDate', window );">Due in 2019</a></td>
<td class="nump">1.64%<span></span>
</td>
<td class="nump">1.29%<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_FederalHomeLoanBankAdvancesMaturitiesSummaryDueFromFourToFiveYearsOfBalanceSheetDate', window );">Due in 2019</a></td>
<td class="nump">$ 110,000<span></span>
</td>
<td class="nump">$ 30,000<span></span>
</td>
</tr>
<tr class="re">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_FederalHomeLoanBankAdvancesMaturitiesSummaryAverageInterestRateFourToFiveYearsFromBalanceSheetDate', window );">Due in 2019</a></td>
<td class="nump">2.98%<span></span>
</td>
<td class="nump">1.83%<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_FederalHomeLoanBankAdvancesMaturitiesSummaryDueFromFourToFiveYearsOfBalanceSheetDate', window );">Due in 2020</a></td>
<td class="nump">$ 110,000<span></span>
</td>
<td class="nump">$ 30,000<span></span>
</td>
</tr>
<tr class="re">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_FederalHomeLoanBankAdvancesMaturitiesSummaryAverageInterestRateFourToFiveYearsFromBalanceSheetDate', window );">Due in 2020</a></td>
<td class="nump">2.98%<span></span>
</td>
<td class="nump">1.83%<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_AdvancesFromFederalHomeLoanBanks', window );">Total FHLB-NY advances - fixed rate</a></td>
<td class="nump">$ 1,106,658<span></span>
</td>
<td class="nump">$ 911,721<span></span>
</td>
</tr>
<tr class="re">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_FederalHomeLoanBankAdvancesBranchOfFHLBBankWeightedAverageInterestRate', window );">Total FHLB-NY advances - fixed rate</a></td>
<td class="nump">1.40%<span></span>
</td>
<td class="nump">1.44%<span></span>
</td>
</tr>
</table>
<div style="display: none;">
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_ffic_JuniorSubordinatedDebenturesAdjustableRateAbstract">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- References</a><div><p>No definition available.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">ffic_JuniorSubordinatedDebenturesAdjustableRateAbstract</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>ffic_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:stringItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_ffic_OtherBorrowingsAbstract">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- References</a><div><p>No definition available.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">ffic_OtherBorrowingsAbstract</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>ffic_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:stringItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_ffic_RepurchaseAgreementsFixedRateAbstract">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- References</a><div><p>No definition available.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">ffic_RepurchaseAgreementsFixedRateAbstract</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>ffic_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:stringItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_ffic_RepurchaseAgreementsWeightedAverageInterestRate">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>Weighted average interest rate applicable to the repurchase agreement as of the Balance Sheet date.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>No definition available.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">ffic_RepurchaseAgreementsWeightedAverageInterestRate</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>ffic_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>num:percentItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>instant</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_ffic_RepurchaseAgreementsWeightedAverageInterestRateOfAmountsDueWithinOneYearOfBalanceSheetDate">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>The weighted average interest rate applicable to the secured debt repurchase agreements which are due within one year of the Balance Sheet date.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>No definition available.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">ffic_RepurchaseAgreementsWeightedAverageInterestRateOfAmountsDueWithinOneYearOfBalanceSheetDate</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>ffic_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>num:percentItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>instant</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_ffic_RepurchaseAgreementsWeightedAverageInterestRateOneToTwoYearsFromBalanceSheetDate">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>The weighted average interest rate applicable to the secured debt repurchase agreements which are due from one to two years of the Balance Sheet date.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>No definition available.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">ffic_RepurchaseAgreementsWeightedAverageInterestRateOneToTwoYearsFromBalanceSheetDate</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>ffic_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>num:percentItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>instant</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_ffic_RepurchaseAgreementsWeightedAverageInterestRateTwoToThreeYearsFromBalanceSheetDate">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>The weighted average interest rate applicable to the secured debt repurchase agreements which are due from two to three years of the Balance Sheet date.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>No definition available.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">ffic_RepurchaseAgreementsWeightedAverageInterestRateTwoToThreeYearsFromBalanceSheetDate</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>ffic_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>num:percentItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>instant</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_ffic_SecuredDebtRepurchaseAgreementsDueFromOneToTwoYearsOfBalanceSheetDate">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>Amount of advances from secured debt repurchase agreements maturing in the second fiscal year following the latest fiscal year. Excludes interim and annual periods when interim periods are reported on a rolling approach, from latest balance sheet date.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>No definition available.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">ffic_SecuredDebtRepurchaseAgreementsDueFromOneToTwoYearsOfBalanceSheetDate</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>ffic_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>credit</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>instant</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_ffic_SecuredDebtRepurchaseAgreementsDueFromTwoToThreeYearsOfBalanceSheetDate">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>Amount of advances from secured debt repurchase agreements maturing in the third fiscal year following the latest fiscal year. Excludes interim and annual periods when interim periods are reported on a rolling approach, from latest balance sheet date.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>No definition available.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">ffic_SecuredDebtRepurchaseAgreementsDueFromTwoToThreeYearsOfBalanceSheetDate</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>ffic_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>credit</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>instant</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_ffic_SecuredDebtRepurchaseAgreementsDueWithinOneYearOfBalanceSheetDate">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>Amount of advances from secured debt repurchase agreements maturing in the next fiscal year following the latest fiscal year. Excludes interim and annual periods when interim periods are reported on a rolling approach, from latest balance sheet date.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>No definition available.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">ffic_SecuredDebtRepurchaseAgreementsDueWithinOneYearOfBalanceSheetDate</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>ffic_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>credit</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>instant</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_ffic_TotalRepurchaseAgreementsPlusFHLBAdvancesPlusJuniorSubordinatedDebentures">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>Total amount of borrowings comprised of repurchase agreements, FHLB advances, and junior subordinated debentures.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>No definition available.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">ffic_TotalRepurchaseAgreementsPlusFHLBAdvancesPlusJuniorSubordinatedDebentures</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>ffic_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>credit</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>instant</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_ffic_WeightedAverageInterestRateJuniorSubordinatedDebentures">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>Weighted average interest rate of junior subordinated debentures.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>No definition available.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">ffic_WeightedAverageInterestRateJuniorSubordinatedDebentures</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>ffic_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>num:percentItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>instant</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_ffic_WeightedAverageInterestRateOfRepurchaseAgreementsFHLBAdvancesJuniorSubordinatedDebentures">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>Weighted average interest rate of total borrowings comprised of repurchase agreements, FHLB advances, and junior subordinated debentures.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>No definition available.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">ffic_WeightedAverageInterestRateOfRepurchaseAgreementsFHLBAdvancesJuniorSubordinatedDebentures</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>ffic_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>num:percentItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>instant</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_AdvancesFromFederalHomeLoanBanks">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>Amount of borrowings as of the balance sheet date from the Federal Home Loan Bank, which are primarily used to cover shortages in the required reserve balance and liquidity shortages.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 942<br> -SubTopic 470<br> -Section 45<br> -Paragraph 1<br> -URI http://asc.fasb.org/extlink&amp;oid=6479118&amp;loc=d3e64650-112822<br></p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_AdvancesFromFederalHomeLoanBanks</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>us-gaap_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>credit</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>instant</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_DebtWeightedAverageInterestRate">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>Weighted average interest rate of debt outstanding.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>No definition available.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_DebtWeightedAverageInterestRate</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>us-gaap_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>num:percentItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>instant</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_FederalHomeLoanBankAdvancesBranchOfFHLBBankWeightedAverageInterestRate">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>Describes the weighted average interest rate applicable to the specific advances from the Federal Home Loan Bank, by branch, as of the Balance Sheet date.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 942<br> -SubTopic 470<br> -Section 50<br> -Paragraph 3<br> -Subparagraph (b)<br> -URI http://asc.fasb.org/extlink&amp;oid=6479336&amp;loc=d3e64711-112823<br><br>Reference 2: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 942<br> -SubTopic 470<br> -Section 45<br> -Paragraph 1<br> -URI http://asc.fasb.org/extlink&amp;oid=6479118&amp;loc=d3e64650-112822<br><br>Reference 3: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 210<br> -SubTopic 10<br> -Section S99<br> -Paragraph 1<br> -Subparagraph (SX 210.5-02.19(b))<br> -URI http://asc.fasb.org/extlink&amp;oid=6877327&amp;loc=d3e13212-122682<br></p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_FederalHomeLoanBankAdvancesBranchOfFHLBBankWeightedAverageInterestRate</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>us-gaap_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>num:percentItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>instant</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_FederalHomeLoanBankAdvancesMaturitiesSummaryAverageInterestRateFourToFiveYearsFromBalanceSheetDate">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>The weighted average interest rate applicable to the Federal Home Loan Bank advances which are due from four to five years of the Balance Sheet date.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 942<br> -SubTopic 210<br> -Section S99<br> -Paragraph 1<br> -Subparagraph (SX 210.9-03.13(3)(a))<br> -URI http://asc.fasb.org/extlink&amp;oid=6876686&amp;loc=d3e534808-122878<br></p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_FederalHomeLoanBankAdvancesMaturitiesSummaryAverageInterestRateFourToFiveYearsFromBalanceSheetDate</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>us-gaap_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>num:percentItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>instant</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_FederalHomeLoanBankAdvancesMaturitiesSummaryAverageInterestRateOfAmountsDueWithinOneYearOfBalanceSheetDate">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>The weighted average interest rate applicable to the Federal Home Loan Bank advances which are due within one year of the Balance Sheet date.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 942<br> -SubTopic 210<br> -Section S99<br> -Paragraph 1<br> -Subparagraph (SX 210.9-03.13(3)(a))<br> -URI http://asc.fasb.org/extlink&amp;oid=6876686&amp;loc=d3e534808-122878<br><br>Reference 2: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher SEC<br> -Name Industry Guide<br> -Number 3<br> -Section VII.3<br></p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_FederalHomeLoanBankAdvancesMaturitiesSummaryAverageInterestRateOfAmountsDueWithinOneYearOfBalanceSheetDate</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>us-gaap_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>num:percentItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>instant</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_FederalHomeLoanBankAdvancesMaturitiesSummaryAverageInterestRateOneToTwoYearsFromBalanceSheetDate">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>The weighted average interest rate applicable to the Federal Home Loan Bank advances which are due from one to two years of the Balance Sheet date.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 942<br> -SubTopic 210<br> -Section S99<br> -Paragraph 1<br> -Subparagraph (SX 210.9-03.13(3)(a))<br> -URI http://asc.fasb.org/extlink&amp;oid=6876686&amp;loc=d3e534808-122878<br></p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_FederalHomeLoanBankAdvancesMaturitiesSummaryAverageInterestRateOneToTwoYearsFromBalanceSheetDate</td>
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<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>The weighted average interest rate applicable to the Federal Home Loan Bank advances which are due from three to four years of the Balance Sheet date.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 942<br> -SubTopic 210<br> -Section S99<br> -Paragraph 1<br> -Subparagraph (SX 210.9-03.14)<br> -URI http://asc.fasb.org/extlink&amp;oid=6876686&amp;loc=d3e534808-122878<br><br>Reference 2: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher SEC<br> -Name Industry Guide<br> -Number 3<br> -Section VII<br> -Paragraph 3<br></p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_FederalHomeLoanBankAdvancesMaturitiesSummaryAverageInterestRateThreeToFourYearsFromBalanceSheetDate</td>
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<tr>
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<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_FederalHomeLoanBankAdvancesMaturitiesSummaryAverageInterestRateTwoToThreeYearsFromBalanceSheetDate">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>The weighted average interest rate applicable to the Federal Home Loan Bank advances which are due from two to three years of the Balance Sheet date.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 942<br> -SubTopic 210<br> -Section S99<br> -Paragraph 1<br> -Subparagraph (SX 210.9-03.13(3)(a))<br> -URI http://asc.fasb.org/extlink&amp;oid=6876686&amp;loc=d3e534808-122878<br></p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_FederalHomeLoanBankAdvancesMaturitiesSummaryAverageInterestRateTwoToThreeYearsFromBalanceSheetDate</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
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</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_FederalHomeLoanBankAdvancesMaturitiesSummaryDueFromFourToFiveYearsOfBalanceSheetDate">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>Amount of advances from Federal Home Loan Bank (FHLBank) maturing in the fifth fiscal year following the latest fiscal year. Excludes interim and annual periods when interim periods are reported on a rolling approach, from latest balance sheet date.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 470<br> -SubTopic 10<br> -Section 50<br> -Paragraph 1<br> -URI http://asc.fasb.org/extlink&amp;oid=6802200&amp;loc=d3e1835-112601<br><br>Reference 2: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 942<br> -SubTopic 470<br> -Section 45<br> -Paragraph 1<br> -URI http://asc.fasb.org/extlink&amp;oid=6479118&amp;loc=d3e64650-112822<br></p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_FederalHomeLoanBankAdvancesMaturitiesSummaryDueFromFourToFiveYearsOfBalanceSheetDate</td>
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<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
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<td><strong> Balance Type:</strong></td>
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</div></td></tr>
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<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_FederalHomeLoanBankAdvancesMaturitiesSummaryDueFromOneToTwoYearsOfBalanceSheetDate">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>Amount of advances from Federal Home Loan Bank (FHLBank) maturing in the second fiscal year following the latest fiscal year. Excludes interim and annual periods when interim periods are reported on a rolling approach, from latest balance sheet date.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 942<br> -SubTopic 470<br> -Section 45<br> -Paragraph 1<br> -URI http://asc.fasb.org/extlink&amp;oid=6479118&amp;loc=d3e64650-112822<br><br>Reference 2: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 470<br> -SubTopic 10<br> -Section 50<br> -Paragraph 1<br> -URI http://asc.fasb.org/extlink&amp;oid=6802200&amp;loc=d3e1835-112601<br></p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_FederalHomeLoanBankAdvancesMaturitiesSummaryDueFromOneToTwoYearsOfBalanceSheetDate</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
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<td><strong> Balance Type:</strong></td>
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<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_FederalHomeLoanBankAdvancesMaturitiesSummaryDueFromThreeToFourYearsOfBalanceSheetDate">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>Amount of advances from Federal Home Loan Bank (FHLBank) maturing in the fourth fiscal year following the latest fiscal year. Excludes interim and annual periods when interim periods are reported on a rolling approach, from latest balance sheet date.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 470<br> -SubTopic 10<br> -Section 50<br> -Paragraph 1<br> -URI http://asc.fasb.org/extlink&amp;oid=6802200&amp;loc=d3e1835-112601<br><br>Reference 2: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 942<br> -SubTopic 470<br> -Section 45<br> -Paragraph 1<br> -URI http://asc.fasb.org/extlink&amp;oid=6479118&amp;loc=d3e64650-112822<br></p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_FederalHomeLoanBankAdvancesMaturitiesSummaryDueFromThreeToFourYearsOfBalanceSheetDate</td>
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<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
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<td><strong> Data Type:</strong></td>
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<td><strong> Balance Type:</strong></td>
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</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_FederalHomeLoanBankAdvancesMaturitiesSummaryDueFromTwoToThreeYearsOfBalanceSheetDate">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>Amount of advances from Federal Home Loan Bank (FHLBank) maturing in the third fiscal year following the latest fiscal year. Excludes interim and annual periods when interim periods are reported on a rolling approach, from latest balance sheet date.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 470<br> -SubTopic 10<br> -Section 50<br> -Paragraph 1<br> -URI http://asc.fasb.org/extlink&amp;oid=6802200&amp;loc=d3e1835-112601<br><br>Reference 2: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 942<br> -SubTopic 470<br> -Section 45<br> -Paragraph 1<br> -URI http://asc.fasb.org/extlink&amp;oid=6479118&amp;loc=d3e64650-112822<br></p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_FederalHomeLoanBankAdvancesMaturitiesSummaryDueFromTwoToThreeYearsOfBalanceSheetDate</td>
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<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_FederalHomeLoanBankAdvancesMaturitiesSummaryDueWithinOneYearOfBalanceSheetDate">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>Amount of advances from Federal Home Loan Bank (FHLBank) maturing in the next fiscal year following the latest fiscal year. Excludes interim and annual periods when interim periods are reported on a rolling approach, from latest balance sheet date.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 942<br> -SubTopic 470<br> -Section 45<br> -Paragraph 1<br> -URI http://asc.fasb.org/extlink&amp;oid=6479118&amp;loc=d3e64650-112822<br><br>Reference 2: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 470<br> -SubTopic 10<br> -Section 50<br> -Paragraph 1<br> -URI http://asc.fasb.org/extlink&amp;oid=6802200&amp;loc=d3e1835-112601<br></p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_FederalHomeLoanBankAdvancesMaturitiesSummaryDueWithinOneYearOfBalanceSheetDate</td>
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<td><strong> Balance Type:</strong></td>
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</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_JuniorSubordinatedNotes">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>Including the current and noncurrent portions, carrying value as of the balance sheet date of long-term debt (with maturities initially due after one year or beyond the operating cycle if longer) identified as Junior Subordinated Notes, which have a lower priority than senior instruments.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 210<br> -SubTopic 10<br> -Section S99<br> -Paragraph 1<br> -Subparagraph (SX210.5-02.22)<br> -URI http://asc.fasb.org/extlink&amp;oid=6877327&amp;loc=d3e13212-122682<br><br>Reference 2: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 942<br> -SubTopic 210<br> -Section S99<br> -Paragraph 1<br> -Subparagraph (SX 210.9-03.16)<br> -URI http://asc.fasb.org/extlink&amp;oid=6876686&amp;loc=d3e534808-122878<br><br>Reference 3: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 944<br> -SubTopic 210<br> -Section S99<br> -Paragraph 1<br> -Subparagraph (SX 210.7-03.16(a))<br> -URI http://asc.fasb.org/extlink&amp;oid=6879938&amp;loc=d3e572229-122910<br><br>Reference 4: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher SEC<br> -Name Regulation S-X (SX)<br> -Number 210<br> -Section 02<br> -Paragraph 20, 22<br> -Article 5<br><br>Reference 5: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher SEC<br> -Name Regulation S-X (SX)<br> -Number 210<br> -Section 03<br> -Paragraph 13, 16<br> -Article 9<br></p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_JuniorSubordinatedNotes</td>
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<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>The carrying amount as of the balance sheet date for the aggregate of other miscellaneous borrowings owed by the reporting entity.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 942<br> -SubTopic 210<br> -Section S99<br> -Paragraph 1<br> -Subparagraph (SX 210.9-03.13,16)<br> -URI http://asc.fasb.org/extlink&amp;oid=6876686&amp;loc=d3e534808-122878<br></p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_OtherBorrowings</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>us-gaap_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
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</tr>
<tr>
<td><strong> Balance Type:</strong></td>
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<td><strong> Period Type:</strong></td>
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</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_SecuredDebtRepurchaseAgreements">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>Carrying value, as of the balance sheet date, of securities sold under agreements to repurchase where the transferor maintains effective control over the assets, accounting for them as secured debt.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 235<br> -SubTopic 10<br> -Section S99<br> -Paragraph 1<br> -Subparagraph (SX 210.4-08.(m)(1)(i))<br> -URI http://asc.fasb.org/extlink&amp;oid=26873400&amp;loc=d3e23780-122690<br><br>Reference 2: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 860<br> -SubTopic 10<br> -Section 55<br> -Paragraph 51<br> -URI http://asc.fasb.org/extlink&amp;oid=51816387&amp;loc=d3e101761-111710<br></p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_SecuredDebtRepurchaseAgreements</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>us-gaap_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>credit</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>instant</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_FederalHomeLoanBankAdvancesBranchOfFHLBBankAxis=us-gaap_FederalHomeLoanBankOfNewYorkMember">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Details</a><div><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_FederalHomeLoanBankAdvancesBranchOfFHLBBankAxis=us-gaap_FederalHomeLoanBankOfNewYorkMember</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td></td>
</tr>
</table></div>
</div></td></tr>
</table>
</div>
</body>
</html>
</TEXT>
</DOCUMENT>
<DOCUMENT>
<TYPE>XML
<SEQUENCE>101
<FILENAME>R82.htm
<DESCRIPTION>IDEA: XBRL DOCUMENT
<TEXT>
<html>
<head>
<title></title>
<link rel="stylesheet" type="text/css" href="report.css">
<script type="text/javascript" src="Show.js">/* Do Not Remove This Comment */</script><script type="text/javascript">
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<span style="display: none;">v3.3.1.900</span><table class="report" border="0" cellspacing="2" id="idp6859497936">
<tr>
<th class="tl" colspan="1" rowspan="2"><div style="width: 200px;"><strong>Note 9 - Borrowed Funds and Securities Sold Under Agreements to Repurchase (Details) - Borrowings Which Have Call Provisions - USD ($)<br> $ in Thousands</strong></div></th>
<th class="th" colspan="1">12 Months Ended</th>
<th class="th" colspan="1"></th>
</tr>
<tr>
<th class="th"><div>Dec. 31, 2015</div></th>
<th class="th"><div>Dec. 31, 2014</div></th>
</tr>
<tr class="re">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_ffic_Note9BorrowedFundsandSecuritiesSoldUnderAgreementstoRepurchaseDetailsBorrowingsWhichHaveCallProvisionsLineItems', window );"><strong>Note 9 - Borrowed Funds and Securities Sold Under Agreements to Repurchase (Details) - Borrowings Which Have Call Provisions [Line Items]</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_SecuredDebtRepurchaseAgreements', window );">Amount, Repurchase agreements - fixed rate</a></td>
<td class="nump">$ 116,000<span></span>
</td>
<td class="nump">$ 116,000<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_AssetsSoldUnderAgreementsToRepurchaseAxis=ffic_RepurchaseAgreement11Member', window );">Repurchase Agreement 11 [Member]</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_ffic_Note9BorrowedFundsandSecuritiesSoldUnderAgreementstoRepurchaseDetailsBorrowingsWhichHaveCallProvisionsLineItems', window );"><strong>Note 9 - Borrowed Funds and Securities Sold Under Agreements to Repurchase (Details) - Borrowings Which Have Call Provisions [Line Items]</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_SecuredDebtRepurchaseAgreements', window );">Amount, Repurchase agreements - fixed rate</a></td>
<td class="nump">$ 20,000<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_ffic_FixedInterestRateRepurchaseAgreement', window );">Rate, Repurchase agreements - fixed rate</a></td>
<td class="nump">2.20%<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_ffic_DebtInstrumentMaturityDate1', window );">Maturity Date, Repurchase agreements - fixed rate</a></td>
<td class="text">7/12/2016<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_ffic_DebtInstrumentCallDateEarliest1', window );">Call Date, Repurchase agreements - fixed rate</a></td>
<td class="text">1/12/2016<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_AssetsSoldUnderAgreementsToRepurchaseAxis=ffic_RepurchaseAgreement1Member', window );">Repurchase Agreement 1 [Member]</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_ffic_Note9BorrowedFundsandSecuritiesSoldUnderAgreementstoRepurchaseDetailsBorrowingsWhichHaveCallProvisionsLineItems', window );"><strong>Note 9 - Borrowed Funds and Securities Sold Under Agreements to Repurchase (Details) - Borrowings Which Have Call Provisions [Line Items]</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_SecuredDebtRepurchaseAgreements', window );">Amount, Repurchase agreements - fixed rate</a></td>
<td class="nump">$ 18,000<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_ffic_FixedInterestRateRepurchaseAgreement', window );">Rate, Repurchase agreements - fixed rate</a></td>
<td class="nump">4.28%<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_ffic_DebtInstrumentMaturityDate1', window );">Maturity Date, Repurchase agreements - fixed rate</a></td>
<td class="text">10/18/2017<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_ffic_DebtInstrumentCallDateEarliest1', window );">Call Date, Repurchase agreements - fixed rate</a></td>
<td class="text">1/19/2016<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_AssetsSoldUnderAgreementsToRepurchaseAxis=ffic_RepurchaseAgreement10Member', window );">Repurchase Agreement 10 [Member]</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_ffic_Note9BorrowedFundsandSecuritiesSoldUnderAgreementstoRepurchaseDetailsBorrowingsWhichHaveCallProvisionsLineItems', window );"><strong>Note 9 - Borrowed Funds and Securities Sold Under Agreements to Repurchase (Details) - Borrowings Which Have Call Provisions [Line Items]</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_SecuredDebtRepurchaseAgreements', window );">Amount, Repurchase agreements - fixed rate</a></td>
<td class="nump">$ 18,000<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_ffic_FixedInterestRateRepurchaseAgreement', window );">Rate, Repurchase agreements - fixed rate</a></td>
<td class="nump">1.60%<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_ffic_DebtInstrumentMaturityDate1', window );">Maturity Date, Repurchase agreements - fixed rate</a></td>
<td class="text">4/19/2016<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_ffic_DebtInstrumentCallDateEarliest1', window );">Call Date, Repurchase agreements - fixed rate</a></td>
<td class="text">1/19/2016<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_AssetsSoldUnderAgreementsToRepurchaseAxis=ffic_RepurchaseAgreement3Member', window );">Repurchase Agreement 3 [Member]</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_ffic_Note9BorrowedFundsandSecuritiesSoldUnderAgreementstoRepurchaseDetailsBorrowingsWhichHaveCallProvisionsLineItems', window );"><strong>Note 9 - Borrowed Funds and Securities Sold Under Agreements to Repurchase (Details) - Borrowings Which Have Call Provisions [Line Items]</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_SecuredDebtRepurchaseAgreements', window );">Amount, Repurchase agreements - fixed rate</a></td>
<td class="nump">$ 10,000<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_ffic_FixedInterestRateRepurchaseAgreement', window );">Rate, Repurchase agreements - fixed rate</a></td>
<td class="nump">3.08%<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_ffic_DebtInstrumentMaturityDate1', window );">Maturity Date, Repurchase agreements - fixed rate</a></td>
<td class="text">8/1/2020<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_ffic_DebtInstrumentCallDateEarliest1', window );">Call Date, Repurchase agreements - fixed rate</a></td>
<td class="text">2/1/2016<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_AssetsSoldUnderAgreementsToRepurchaseAxis=ffic_RepurchaseAgreement4Member', window );">Repurchase Agreement 4 [Member]</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_ffic_Note9BorrowedFundsandSecuritiesSoldUnderAgreementstoRepurchaseDetailsBorrowingsWhichHaveCallProvisionsLineItems', window );"><strong>Note 9 - Borrowed Funds and Securities Sold Under Agreements to Repurchase (Details) - Borrowings Which Have Call Provisions [Line Items]</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_SecuredDebtRepurchaseAgreements', window );">Amount, Repurchase agreements - fixed rate</a></td>
<td class="nump">$ 10,000<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_ffic_FixedInterestRateRepurchaseAgreement', window );">Rate, Repurchase agreements - fixed rate</a></td>
<td class="nump">3.19%<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_ffic_DebtInstrumentMaturityDate1', window );">Maturity Date, Repurchase agreements - fixed rate</a></td>
<td class="text">2/1/2020<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_ffic_DebtInstrumentCallDateEarliest1', window );">Call Date, Repurchase agreements - fixed rate</a></td>
<td class="text">2/1/2016<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_AssetsSoldUnderAgreementsToRepurchaseAxis=ffic_RepurchaseAgreement2Member', window );">Repurchase Agreement 2 [Member]</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_ffic_Note9BorrowedFundsandSecuritiesSoldUnderAgreementstoRepurchaseDetailsBorrowingsWhichHaveCallProvisionsLineItems', window );"><strong>Note 9 - Borrowed Funds and Securities Sold Under Agreements to Repurchase (Details) - Borrowings Which Have Call Provisions [Line Items]</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_SecuredDebtRepurchaseAgreements', window );">Amount, Repurchase agreements - fixed rate</a></td>
<td class="nump">$ 20,000<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_ffic_FixedInterestRateRepurchaseAgreement', window );">Rate, Repurchase agreements - fixed rate</a></td>
<td class="nump">3.76%<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_ffic_DebtInstrumentMaturityDate1', window );">Maturity Date, Repurchase agreements - fixed rate</a></td>
<td class="text">8/1/2020<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_ffic_DebtInstrumentCallDateEarliest1', window );">Call Date, Repurchase agreements - fixed rate</a></td>
<td class="text">2/1/2016<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_AssetsSoldUnderAgreementsToRepurchaseAxis=ffic_RepurchaseAgreement7Member', window );">Repurchase Agreement 7 [Member]</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_ffic_Note9BorrowedFundsandSecuritiesSoldUnderAgreementstoRepurchaseDetailsBorrowingsWhichHaveCallProvisionsLineItems', window );"><strong>Note 9 - Borrowed Funds and Securities Sold Under Agreements to Repurchase (Details) - Borrowings Which Have Call Provisions [Line Items]</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_SecuredDebtRepurchaseAgreements', window );">Amount, Repurchase agreements - fixed rate</a></td>
<td class="nump">$ 20,000<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_ffic_FixedInterestRateRepurchaseAgreement', window );">Rate, Repurchase agreements - fixed rate</a></td>
<td class="nump">4.05%<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_ffic_DebtInstrumentMaturityDate1', window );">Maturity Date, Repurchase agreements - fixed rate</a></td>
<td class="text">9/19/2017<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_ffic_DebtInstrumentCallDateEarliest1', window );">Call Date, Repurchase agreements - fixed rate</a></td>
<td class="text">3/21/2016<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_FederalHomeLoanBankAdvancesBranchOfFHLBBankAxis=ffic_FHLBNYAdvance1Member', window );">FHLB - NY advance 1 [Member]</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_ffic_Note9BorrowedFundsandSecuritiesSoldUnderAgreementstoRepurchaseDetailsBorrowingsWhichHaveCallProvisionsLineItems', window );"><strong>Note 9 - Borrowed Funds and Securities Sold Under Agreements to Repurchase (Details) - Borrowings Which Have Call Provisions [Line Items]</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_FederalHomeLoanBankAdvancesBranchOfFHLBBankAmountOfAdvancesByBranch', window );">Amount, FHLB-NY advances - fixed rate</a></td>
<td class="nump">$ 30,000<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_FederalHomeLoanBankAdvancesBranchOfFHLBBankInterestRate', window );">Rate, FHLB-NY advances - fixed rate</a></td>
<td class="nump">3.60%<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_ffic_FederalHomeLoanBankAdvancesBranchOfFHLBBankDueDate1', window );">Maturity Date, FHLB-NY advances - fixed rate</a></td>
<td class="text">Jan. 23,  2020<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_ffic_FederalHomeLoanBankAdvancesBranchOfFHLBBankCallDate', window );">Call Date, FHLB-NY advances - fixed rate</a></td>
<td class="text">Jan. 23,  2016<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_FederalHomeLoanBankAdvancesBranchOfFHLBBankAxis=ffic_FHLBNYAdvance2Member', window );">FHLB - NY advance 2 [Member]</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_ffic_Note9BorrowedFundsandSecuritiesSoldUnderAgreementstoRepurchaseDetailsBorrowingsWhichHaveCallProvisionsLineItems', window );"><strong>Note 9 - Borrowed Funds and Securities Sold Under Agreements to Repurchase (Details) - Borrowings Which Have Call Provisions [Line Items]</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_FederalHomeLoanBankAdvancesBranchOfFHLBBankAmountOfAdvancesByBranch', window );">Amount, FHLB-NY advances - fixed rate</a></td>
<td class="nump">$ 20,000<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_FederalHomeLoanBankAdvancesBranchOfFHLBBankInterestRate', window );">Rate, FHLB-NY advances - fixed rate</a></td>
<td class="nump">3.49%<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_ffic_FederalHomeLoanBankAdvancesBranchOfFHLBBankDueDate1', window );">Maturity Date, FHLB-NY advances - fixed rate</a></td>
<td class="text">Jan. 23,  2020<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_ffic_FederalHomeLoanBankAdvancesBranchOfFHLBBankCallDate', window );">Call Date, FHLB-NY advances - fixed rate</a></td>
<td class="text">Jan. 25,  2016<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_FederalHomeLoanBankAdvancesBranchOfFHLBBankAxis=ffic_FHLBNYAdvance3Member', window );">FHLB - NY advance 3 [Member]</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_ffic_Note9BorrowedFundsandSecuritiesSoldUnderAgreementstoRepurchaseDetailsBorrowingsWhichHaveCallProvisionsLineItems', window );"><strong>Note 9 - Borrowed Funds and Securities Sold Under Agreements to Repurchase (Details) - Borrowings Which Have Call Provisions [Line Items]</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_FederalHomeLoanBankAdvancesBranchOfFHLBBankAmountOfAdvancesByBranch', window );">Amount, FHLB-NY advances - fixed rate</a></td>
<td class="nump">$ 10,000<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_FederalHomeLoanBankAdvancesBranchOfFHLBBankInterestRate', window );">Rate, FHLB-NY advances - fixed rate</a></td>
<td class="nump">3.37%<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_ffic_FederalHomeLoanBankAdvancesBranchOfFHLBBankDueDate1', window );">Maturity Date, FHLB-NY advances - fixed rate</a></td>
<td class="text">Jan. 27,  2020<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_ffic_FederalHomeLoanBankAdvancesBranchOfFHLBBankCallDate', window );">Call Date, FHLB-NY advances - fixed rate</a></td>
<td class="text">Jan. 26,  2016<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_FederalHomeLoanBankAdvancesBranchOfFHLBBankAxis=ffic_FHLBNYAdvance4Member', window );">FHLB - NY advance 4 [Member]</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_ffic_Note9BorrowedFundsandSecuritiesSoldUnderAgreementstoRepurchaseDetailsBorrowingsWhichHaveCallProvisionsLineItems', window );"><strong>Note 9 - Borrowed Funds and Securities Sold Under Agreements to Repurchase (Details) - Borrowings Which Have Call Provisions [Line Items]</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_FederalHomeLoanBankAdvancesBranchOfFHLBBankAmountOfAdvancesByBranch', window );">Amount, FHLB-NY advances - fixed rate</a></td>
<td class="nump">$ 10,000<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_FederalHomeLoanBankAdvancesBranchOfFHLBBankInterestRate', window );">Rate, FHLB-NY advances - fixed rate</a></td>
<td class="nump">3.28%<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_ffic_FederalHomeLoanBankAdvancesBranchOfFHLBBankDueDate1', window );">Maturity Date, FHLB-NY advances - fixed rate</a></td>
<td class="text">Jan. 27,  2020<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_ffic_FederalHomeLoanBankAdvancesBranchOfFHLBBankCallDate', window );">Call Date, FHLB-NY advances - fixed rate</a></td>
<td class="text">Jan. 26,  2016<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_FederalHomeLoanBankAdvancesBranchOfFHLBBankAxis=ffic_FHLBNYAdvance5Member', window );">FHLB - NY advance 5 [Member]</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_ffic_Note9BorrowedFundsandSecuritiesSoldUnderAgreementstoRepurchaseDetailsBorrowingsWhichHaveCallProvisionsLineItems', window );"><strong>Note 9 - Borrowed Funds and Securities Sold Under Agreements to Repurchase (Details) - Borrowings Which Have Call Provisions [Line Items]</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_FederalHomeLoanBankAdvancesBranchOfFHLBBankAmountOfAdvancesByBranch', window );">Amount, FHLB-NY advances - fixed rate</a></td>
<td class="nump">$ 10,000<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_FederalHomeLoanBankAdvancesBranchOfFHLBBankInterestRate', window );">Rate, FHLB-NY advances - fixed rate</a></td>
<td class="nump">3.25%<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_ffic_FederalHomeLoanBankAdvancesBranchOfFHLBBankDueDate1', window );">Maturity Date, FHLB-NY advances - fixed rate</a></td>
<td class="text">Jan. 28,  2020<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_ffic_FederalHomeLoanBankAdvancesBranchOfFHLBBankCallDate', window );">Call Date, FHLB-NY advances - fixed rate</a></td>
<td class="text">Jan. 28,  2016<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
</table>
<div style="display: none;">
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_ffic_DebtInstrumentCallDateEarliest1">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>Earliest date before maturity when the issuer can call the outstanding debt instrument for repayment or conversion to equity.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>No definition available.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">ffic_DebtInstrumentCallDateEarliest1</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>ffic_</td>
</tr>
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<td><strong> Data Type:</strong></td>
<td>xbrli:stringItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_ffic_DebtInstrumentMaturityDate1">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>Date when the debt instrument is scheduled to be fully repaid</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>No definition available.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">ffic_DebtInstrumentMaturityDate1</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>ffic_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:stringItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>na</td>
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<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_ffic_FederalHomeLoanBankAdvancesBranchOfFHLBBankCallDate">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>Discloses the year of the call date for the advances from the Federal Home Loan Bank, by branch, as of the Balance Sheet date, in CCYY-MM-DD format.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>No definition available.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">ffic_FederalHomeLoanBankAdvancesBranchOfFHLBBankCallDate</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>ffic_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:dateItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_ffic_FederalHomeLoanBankAdvancesBranchOfFHLBBankDueDate1">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>Discloses the year of maturity, when only one maturity date applies for the advances from the Federal Home Loan Bank, by branch, as of the Balance Sheet date in CCYY-MM-DD format.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>No definition available.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">ffic_FederalHomeLoanBankAdvancesBranchOfFHLBBankDueDate1</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>ffic_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:dateItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_ffic_FixedInterestRateRepurchaseAgreement">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>Fixed interest rate on the repurchase agreement.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>No definition available.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">ffic_FixedInterestRateRepurchaseAgreement</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>ffic_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>num:percentItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>instant</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_ffic_Note9BorrowedFundsandSecuritiesSoldUnderAgreementstoRepurchaseDetailsBorrowingsWhichHaveCallProvisionsLineItems">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- References</a><div><p>No definition available.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">ffic_Note9BorrowedFundsandSecuritiesSoldUnderAgreementstoRepurchaseDetailsBorrowingsWhichHaveCallProvisionsLineItems</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>ffic_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:stringItemType</td>
</tr>
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<td><strong> Balance Type:</strong></td>
<td>na</td>
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<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_FederalHomeLoanBankAdvancesBranchOfFHLBBankAmountOfAdvancesByBranch">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>Amount of advances from the Federal Home Loan Bank (FHLB).</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 942<br> -SubTopic 470<br> -Section 45<br> -Paragraph 1<br> -URI http://asc.fasb.org/extlink&amp;oid=6479118&amp;loc=d3e64650-112822<br></p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_FederalHomeLoanBankAdvancesBranchOfFHLBBankAmountOfAdvancesByBranch</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>us-gaap_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>credit</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>instant</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_FederalHomeLoanBankAdvancesBranchOfFHLBBankInterestRate">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>Discloses the single interest rate [if] applicable to the advances from the Federal Home Loan Bank, by branch, as of the Balance Sheet date.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 942<br> -SubTopic 470<br> -Section 50<br> -Paragraph 3<br> -Subparagraph (b)<br> -URI http://asc.fasb.org/extlink&amp;oid=6479336&amp;loc=d3e64711-112823<br><br>Reference 2: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 942<br> -SubTopic 470<br> -Section 45<br> -Paragraph 1<br> -URI http://asc.fasb.org/extlink&amp;oid=6479118&amp;loc=d3e64650-112822<br></p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_FederalHomeLoanBankAdvancesBranchOfFHLBBankInterestRate</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>us-gaap_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>num:percentItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>instant</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_SecuredDebtRepurchaseAgreements">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>Carrying value, as of the balance sheet date, of securities sold under agreements to repurchase where the transferor maintains effective control over the assets, accounting for them as secured debt.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 235<br> -SubTopic 10<br> -Section S99<br> -Paragraph 1<br> -Subparagraph (SX 210.4-08.(m)(1)(i))<br> -URI http://asc.fasb.org/extlink&amp;oid=26873400&amp;loc=d3e23780-122690<br><br>Reference 2: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 860<br> -SubTopic 10<br> -Section 55<br> -Paragraph 51<br> -URI http://asc.fasb.org/extlink&amp;oid=51816387&amp;loc=d3e101761-111710<br></p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
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<td><strong> Name:</strong></td>
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<td><strong> Name:</strong></td>
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<DESCRIPTION>IDEA: XBRL DOCUMENT
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<span style="display: none;">v3.3.1.900</span><table class="report" border="0" cellspacing="2" id="idp6839067664">
<tr>
<th class="tl" colspan="2" rowspan="2"><div style="width: 200px;"><strong>Note 9 - Borrowed Funds and Securities Sold Under Agreements to Repurchase (Details) - Information Relating to All Repurchase Agreements Which Are Collateralized by Mortgage-Backed Securities - USD ($)<br> $ in Thousands</strong></div></th>
<th class="th" colspan="3">12 Months Ended</th>
</tr>
<tr>
<th class="th"><div>Dec. 31, 2015</div></th>
<th class="th"><div>Dec. 31, 2014</div></th>
<th class="th"><div>Dec. 31, 2013</div></th>
</tr>
<tr class="re">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_ffic_InformationRelatingToAllRepurchaseAgreementsWhichAreCollateralizedByMortgageBackedSecuritiesAbstract', window );"><strong>Information Relating to All Repurchase Agreements Which Are Collateralized by Mortgage-Backed Securities [Abstract]</strong></a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_ffic_FinancialInstrumentsOwnedAndPledgedAsCollateralAtBookValue', window );">Book value of collateral</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="nump">$ 131,421<span></span>
</td>
<td class="nump">$ 142,925<span></span>
</td>
<td class="nump">$ 199,447<span></span>
</td>
</tr>
<tr class="re">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_FinancialInstrumentsOwnedAndPledgedAsCollateralAtFairValue', window );">Estimated fair value of collateral</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="nump">131,421<span></span>
</td>
<td class="nump">142,925<span></span>
</td>
<td class="nump">199,447<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_ffic_SecuredDebtRepurchaseAgreementsAverageBalanceDuringYear', window );">Average balance of outstanding agreements during the year</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="nump">116,000<span></span>
</td>
<td class="nump">137,824<span></span>
</td>
<td class="nump">172,944<span></span>
</td>
</tr>
<tr class="re">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_ffic_MaximumBalanceOfOutstandingRepurchaseAgreementsAtAMonthEndDuringTheYearinShares', window );">Maximum balance of outstanding agreements at a month end during the year</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="nump">$ 116,000<span></span>
</td>
<td class="nump">$ 155,300<span></span>
</td>
<td class="nump">$ 185,300<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_ffic_AverageInterestRateOutstandingRepurchaseAgreements', window );">Average interest rate of outstanding agreements during the year (1)</a></td>
<td class="th" style="border-bottom: 0px;"><sup>[1]</sup></td>
<td class="nump">3.22%<span></span>
</td>
<td class="nump">5.37%<span></span>
</td>
<td class="nump">3.42%<span></span>
</td>
</tr>
<tr><td colspan="4"></td></tr>
<tr><td colspan="4"><table class="outerFootnotes" width="100%"><tr class="outerFootnote">
<td style="vertical-align: top; width: 12pt;" valign="top">[1]</td>
<td style="vertical-align: top;" valign="top">During the year ended December 31, 2014, the Company prepaid $30.0 million in FHLB-NY repurchase agreements at an average cost of 4.98% while incurring a prepayment penalty totaling $2.7 million. Excluding the prepayment penalty, the average interest rate of agreements during the year ended December 31, 2014 was 3.40%.</td>
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<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>Average interest rate of outstanding agreements during the year.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>No definition available.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
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<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>The book value as of the balance sheet date of financial instruments and other positions owned by the entity and pledged to counterparties as collateral, including: (1) mortgages, mortgage-backed and asset backed securities; (2) US government and agency obligations; (3) state and municipal government obligations; (4) other sovereign government debt; (5) corporate obligations; (6) corporate equities; (7) principal investments; (8) derivative contracts; and (9) physical commodities.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>No definition available.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">ffic_FinancialInstrumentsOwnedAndPledgedAsCollateralAtBookValue</td>
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<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
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<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
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<td><strong> Balance Type:</strong></td>
<td>debit</td>
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<td><strong> Period Type:</strong></td>
<td>instant</td>
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<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- References</a><div><p>No definition available.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">ffic_InformationRelatingToAllRepurchaseAgreementsWhichAreCollateralizedByMortgageBackedSecuritiesAbstract</td>
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<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>Maximum balance of outstanding agreements at a month end during the year.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>No definition available.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">ffic_MaximumBalanceOfOutstandingRepurchaseAgreementsAtAMonthEndDuringTheYearinShares</td>
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<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>ffic_</td>
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<td><strong> Data Type:</strong></td>
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<td><strong> Balance Type:</strong></td>
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<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>Average balance of outstanding repurchase agreements during the year.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>No definition available.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">ffic_SecuredDebtRepurchaseAgreementsAverageBalanceDuringYear</td>
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<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
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<td><strong> Balance Type:</strong></td>
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<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
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<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_FinancialInstrumentsOwnedAndPledgedAsCollateralAtFairValue">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>The fair value as of the balance sheet date of financial instruments and other positions owned by the entity and pledged to counterparties as collateral, including: (1) mortgages, mortgage-backed and asset backed securities; (2) US government and agency obligations; (3) state and municipal government obligations; (4) other sovereign government debt; (5) corporate obligations; (6) corporate equities; (7) principal investments; (8) derivative contracts; and (9) physical commodities.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 860<br> -SubTopic 30<br> -Section 45<br> -Paragraph 1<br> -URI http://asc.fasb.org/extlink&amp;oid=6467456&amp;loc=d3e113888-111728<br><br>Reference 2: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 860<br> -SubTopic 30<br> -Section 50<br> -Paragraph 1A<br> -Subparagraph (c)(2)<br> -URI http://asc.fasb.org/extlink&amp;oid=55761124&amp;loc=SL6224234-111729<br></p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_FinancialInstrumentsOwnedAndPledgedAsCollateralAtFairValue</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>us-gaap_</td>
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<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
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<span style="display: none;">v3.3.1.900</span><table class="report" border="0" cellspacing="2" id="idp6838704176">
<tr>
<th class="tl" colspan="1" rowspan="2"><div style="width: 200px;"><strong>Note 9 - Borrowed Funds and Securities Sold Under Agreements to Repurchase (Details) - Terms of the Securities Issued by the Trusts - Capital Securities [Member]<br></strong></div></th>
<th class="th" colspan="1">12 Months Ended</th>
</tr>
<tr><th class="th"><div>Dec. 31, 2015</div></th></tr>
<tr class="rh">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_dei_LegalEntityAxis=ffic_FlushingFinancialCapitalTrustIIMember', window );">Flushing Financial Capital Trust II [Member]</a></td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_ffic_Note9BorrowedFundsandSecuritiesSoldUnderAgreementstoRepurchaseDetailsTermsoftheSecuritiesIssuedbytheTrustsLineItems', window );"><strong>Note 9 - Borrowed Funds and Securities Sold Under Agreements to Repurchase (Details) - Terms of the Securities Issued by the Trusts [Line Items]</strong></a></td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_DebtInstrumentInterestRateStatedPercentage', window );">Initial Rate</a></td>
<td class="nump">7.14%<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_ffic_DebtInstrumentFirstResetDate', window );">First Reset Date</a></td>
<td class="text">Sep.  01,  2012<span></span>
</td>
</tr>
<tr class="re">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_DebtInstrumentBasisSpreadOnVariableRate1', window );">Spread over 3-month LIBOR</a></td>
<td class="nump">1.41%<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_DebtInstrumentMaturityDate', window );">Maturity Date</a></td>
<td class="text">Sep.  01,  2037<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_dei_LegalEntityAxis=ffic_FlushingFinancialCapitalTrustIIIMember', window );">Flushing Financial Capital Trust III [Member]</a></td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_ffic_Note9BorrowedFundsandSecuritiesSoldUnderAgreementstoRepurchaseDetailsTermsoftheSecuritiesIssuedbytheTrustsLineItems', window );"><strong>Note 9 - Borrowed Funds and Securities Sold Under Agreements to Repurchase (Details) - Terms of the Securities Issued by the Trusts [Line Items]</strong></a></td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_DebtInstrumentInterestRateStatedPercentage', window );">Initial Rate</a></td>
<td class="nump">6.89%<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_ffic_DebtInstrumentFirstResetDate', window );">First Reset Date</a></td>
<td class="text">Jun. 15,  2012<span></span>
</td>
</tr>
<tr class="re">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_DebtInstrumentBasisSpreadOnVariableRate1', window );">Spread over 3-month LIBOR</a></td>
<td class="nump">1.44%<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_DebtInstrumentMaturityDate', window );">Maturity Date</a></td>
<td class="text">Sep. 15,  2037<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_dei_LegalEntityAxis=ffic_FlushingFinancialCapitalTrustIVMember', window );">Flushing Financial Capital Trust IV [Member]</a></td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_ffic_Note9BorrowedFundsandSecuritiesSoldUnderAgreementstoRepurchaseDetailsTermsoftheSecuritiesIssuedbytheTrustsLineItems', window );"><strong>Note 9 - Borrowed Funds and Securities Sold Under Agreements to Repurchase (Details) - Terms of the Securities Issued by the Trusts [Line Items]</strong></a></td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_DebtInstrumentInterestRateStatedPercentage', window );">Initial Rate</a></td>
<td class="nump">6.85%<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_ffic_DebtInstrumentFirstResetDate', window );">First Reset Date</a></td>
<td class="text">Jul. 30,  2012<span></span>
</td>
</tr>
<tr class="re">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_DebtInstrumentBasisSpreadOnVariableRate1', window );">Spread over 3-month LIBOR</a></td>
<td class="nump">1.42%<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_DebtInstrumentMaturityDate', window );">Maturity Date</a></td>
<td class="text">Jul. 30,  2037<span></span>
</td>
</tr>
</table>
<div style="display: none;">
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_ffic_DebtInstrumentFirstResetDate">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>First reset date for the interest rate on the debt instrument.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>No definition available.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">ffic_DebtInstrumentFirstResetDate</td>
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<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>ffic_</td>
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<td><strong> Data Type:</strong></td>
<td>xbrli:dateItemType</td>
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<td><strong> Balance Type:</strong></td>
<td>na</td>
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<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
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<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_ffic_Note9BorrowedFundsandSecuritiesSoldUnderAgreementstoRepurchaseDetailsTermsoftheSecuritiesIssuedbytheTrustsLineItems">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- References</a><div><p>No definition available.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">ffic_Note9BorrowedFundsandSecuritiesSoldUnderAgreementstoRepurchaseDetailsTermsoftheSecuritiesIssuedbytheTrustsLineItems</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>ffic_</td>
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<td><strong> Data Type:</strong></td>
<td>xbrli:stringItemType</td>
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<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_DebtInstrumentBasisSpreadOnVariableRate1">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>Percentage points added to the reference rate to compute the variable rate on the debt instrument.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>No definition available.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_DebtInstrumentBasisSpreadOnVariableRate1</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>us-gaap_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>num:percentItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_DebtInstrumentInterestRateStatedPercentage">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>Contractual interest rate for funds borrowed, under the debt agreement.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 210<br> -SubTopic 10<br> -Section S99<br> -Paragraph 1<br> -Subparagraph (SX 210.5-02.22(a)(1))<br> -URI http://asc.fasb.org/extlink&amp;oid=6877327&amp;loc=d3e13212-122682<br></p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_DebtInstrumentInterestRateStatedPercentage</td>
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<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>us-gaap_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>num:percentItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>instant</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_DebtInstrumentMaturityDate">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>Date when the debt instrument is scheduled to be fully repaid, in CCYY-MM-DD format.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 210<br> -SubTopic 10<br> -Section S99<br> -Paragraph 1<br> -Subparagraph (SX 210.5-02.22(a)(2))<br> -URI http://asc.fasb.org/extlink&amp;oid=6877327&amp;loc=d3e13212-122682<br></p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_DebtInstrumentMaturityDate</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>us-gaap_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:dateItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
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</div></td></tr>
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<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Details</a><div><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">dei_LegalEntityAxis=ffic_FlushingFinancialCapitalTrustIIMember</td>
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<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
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<td><strong> Balance Type:</strong></td>
<td></td>
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<tr>
<td><strong> Period Type:</strong></td>
<td></td>
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</table></div>
</div></td></tr>
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<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_DebtSecurityAxis=ffic_CapitalSecuritiesMember">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Details</a><div><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_DebtSecurityAxis=ffic_CapitalSecuritiesMember</td>
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<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
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<td><strong> Data Type:</strong></td>
<td>na</td>
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<tr>
<td><strong> Balance Type:</strong></td>
<td></td>
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<tr>
<td><strong> Period Type:</strong></td>
<td></td>
</tr>
</table></div>
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<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_dei_LegalEntityAxis=ffic_FlushingFinancialCapitalTrustIIIMember">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Details</a><div><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">dei_LegalEntityAxis=ffic_FlushingFinancialCapitalTrustIIIMember</td>
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<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td></td>
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<tr>
<td><strong> Period Type:</strong></td>
<td></td>
</tr>
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<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_dei_LegalEntityAxis=ffic_FlushingFinancialCapitalTrustIVMember">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Details</a><div><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">dei_LegalEntityAxis=ffic_FlushingFinancialCapitalTrustIVMember</td>
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<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td></td>
</tr>
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<td><strong> Data Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td></td>
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<DOCUMENT>
<TYPE>XML
<SEQUENCE>104
<FILENAME>R85.htm
<DESCRIPTION>IDEA: XBRL DOCUMENT
<TEXT>
<html>
<head>
<title></title>
<link rel="stylesheet" type="text/css" href="report.css">
<script type="text/javascript" src="Show.js">/* Do Not Remove This Comment */</script><script type="text/javascript">
							function toggleNextSibling (e) {
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<body>
<span style="display: none;">v3.3.1.900</span><table class="report" border="0" cellspacing="2" id="idp6798034048">
<tr>
<th class="tl" colspan="1" rowspan="2"><div style="width: 200px;"><strong>Note 10 - Income Taxes (Details) - USD ($)<br></strong></div></th>
<th class="th" colspan="3">12 Months Ended</th>
</tr>
<tr>
<th class="th"><div>Dec. 31, 2015</div></th>
<th class="th"><div>Dec. 31, 2014</div></th>
<th class="th"><div>Dec. 31, 2013</div></th>
</tr>
<tr class="re">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_IncomeTaxDisclosureAbstract', window );"><strong>Income Tax Disclosure [Abstract]</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_EffectiveIncomeTaxRateContinuingOperations', window );">Effective Income Tax Rate Reconciliation, Percent</a></td>
<td class="nump">37.00%<span></span>
</td>
<td class="nump">39.20%<span></span>
</td>
<td class="nump">37.80%<span></span>
</td>
</tr>
<tr class="re">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_DeferredTaxAssetsNet', window );">Deferred Tax Assets, Net of Valuation Allowance</a></td>
<td class="nump">$ 32,500,000<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_DeferredIncomeTaxLiabilities', window );">Deferred Tax Liabilities, Gross</a></td>
<td class="nump">17,962,000<span></span>
</td>
<td class="nump">$ 22,489,000<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_DeferredTaxAssetsValuationAllowance', window );">Deferred Tax Assets, Valuation Allowance</a></td>
<td class="nump">$ 0<span></span>
</td>
<td class="nump">$ 0<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
</table>
<div style="display: none;">
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_DeferredIncomeTaxLiabilities">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>Amount of deferred tax liability attributable to taxable temporary differences.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Glossary Deferred Tax Liability<br> -URI http://asc.fasb.org/extlink&amp;oid=6510232<br><br>Reference 2: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 740<br> -SubTopic 10<br> -Section 50<br> -Paragraph 2<br> -Subparagraph (a)<br> -URI http://asc.fasb.org/extlink&amp;oid=6907707&amp;loc=d3e32537-109319<br><br>Reference 3: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher SEC<br> -Name Regulation S-X (SX)<br> -Number 210<br> -Section 03<br> -Paragraph 15<br> -Subparagraph b(2)<br> -Article 7<br></p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_DeferredIncomeTaxLiabilities</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>us-gaap_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>credit</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>instant</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_DeferredTaxAssetsNet">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>Amount after allocation of valuation allowances of deferred tax asset attributable to deductible temporary differences and carryforwards.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 740<br> -SubTopic 10<br> -Section 50<br> -Paragraph 2<br> -Subparagraph (b),(c)<br> -URI http://asc.fasb.org/extlink&amp;oid=6907707&amp;loc=d3e32537-109319<br></p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_DeferredTaxAssetsNet</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>us-gaap_</td>
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<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>debit</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>instant</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_DeferredTaxAssetsValuationAllowance">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>Amount of deferred tax assets for which it is more likely than not that a tax benefit will not be realized.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 740<br> -SubTopic 10<br> -Section 50<br> -Paragraph 2<br> -Subparagraph (c)<br> -URI http://asc.fasb.org/extlink&amp;oid=6907707&amp;loc=d3e32537-109319<br></p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_DeferredTaxAssetsValuationAllowance</td>
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<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
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<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>credit</td>
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<tr>
<td><strong> Period Type:</strong></td>
<td>instant</td>
</tr>
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<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_EffectiveIncomeTaxRateContinuingOperations">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>Percentage of current income tax expense (benefit) and deferred income tax expense (benefit) pertaining to continuing operations.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 740<br> -SubTopic 10<br> -Section 50<br> -Paragraph 13<br> -URI http://asc.fasb.org/extlink&amp;oid=6907707&amp;loc=d3e32698-109319<br><br>Reference 2: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 235<br> -SubTopic 10<br> -Section S99<br> -Paragraph 1<br> -Subparagraph (SX 210.4-08.(h)(2))<br> -URI http://asc.fasb.org/extlink&amp;oid=26873400&amp;loc=d3e23780-122690<br><br>Reference 3: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 740<br> -SubTopic 10<br> -Section 50<br> -Paragraph 12<br> -URI http://asc.fasb.org/extlink&amp;oid=6907707&amp;loc=d3e32687-109319<br></p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_EffectiveIncomeTaxRateContinuingOperations</td>
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<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>us-gaap_</td>
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<td><strong> Data Type:</strong></td>
<td>num:percentItemType</td>
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<td><strong> Balance Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
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<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_IncomeTaxDisclosureAbstract">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- References</a><div><p>No definition available.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_IncomeTaxDisclosureAbstract</td>
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<td>xbrli:stringItemType</td>
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<td>na</td>
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<td><strong> Period Type:</strong></td>
<td>duration</td>
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<DOCUMENT>
<TYPE>XML
<SEQUENCE>105
<FILENAME>R86.htm
<DESCRIPTION>IDEA: XBRL DOCUMENT
<TEXT>
<html>
<head>
<title></title>
<link rel="stylesheet" type="text/css" href="report.css">
<script type="text/javascript" src="Show.js">/* Do Not Remove This Comment */</script><script type="text/javascript">
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<body>
<span style="display: none;">v3.3.1.900</span><table class="report" border="0" cellspacing="2" id="idp6841812960">
<tr>
<th class="tl" colspan="1" rowspan="2"><div style="width: 200px;"><strong>Note 10 - Income Taxes (Details) - Income Tax Provisions - USD ($)<br> $ in Thousands</strong></div></th>
<th class="th" colspan="8">3 Months Ended</th>
<th class="th" colspan="3">12 Months Ended</th>
</tr>
<tr>
<th class="th"><div>Dec. 31, 2015</div></th>
<th class="th"><div>Sep. 30, 2015</div></th>
<th class="th"><div>Jun. 30, 2015</div></th>
<th class="th"><div>Mar. 31, 2015</div></th>
<th class="th"><div>Dec. 31, 2014</div></th>
<th class="th"><div>Sep. 30, 2014</div></th>
<th class="th"><div>Jun. 30, 2014</div></th>
<th class="th"><div>Mar. 31, 2014</div></th>
<th class="th"><div>Dec. 31, 2015</div></th>
<th class="th"><div>Dec. 31, 2014</div></th>
<th class="th"><div>Dec. 31, 2013</div></th>
</tr>
<tr class="re">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_ffic_FederalAbstract', window );"><strong>Federal:</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_CurrentFederalTaxExpenseBenefit', window );">Current</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="nump">$ 25,319<span></span>
</td>
<td class="nump">$ 18,052<span></span>
</td>
<td class="nump">$ 17,808<span></span>
</td>
</tr>
<tr class="re">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_DeferredFederalIncomeTaxExpenseBenefit', window );">Deferred</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="num">(3,476)<span></span>
</td>
<td class="nump">2,860<span></span>
</td>
<td class="num">(464)<span></span>
</td>
</tr>
<tr class="rou">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_FederalIncomeTaxExpenseBenefitContinuingOperations', window );">Total federal tax provision</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="nump">21,843<span></span>
</td>
<td class="nump">20,912<span></span>
</td>
<td class="nump">17,344<span></span>
</td>
</tr>
<tr class="re">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_ffic_StateAndLocalAbstract', window );"><strong>State and Local:</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_CurrentStateAndLocalTaxExpenseBenefit', window );">Current</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="nump">7,059<span></span>
</td>
<td class="nump">6,369<span></span>
</td>
<td class="nump">5,828<span></span>
</td>
</tr>
<tr class="re">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_DeferredStateAndLocalIncomeTaxExpenseBenefit', window );">Deferred</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="num">(1,735)<span></span>
</td>
<td class="nump">1,292<span></span>
</td>
<td class="num">(216)<span></span>
</td>
</tr>
<tr class="rou">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_StateAndLocalIncomeTaxExpenseBenefitContinuingOperations', window );">Total state and local tax provision</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="nump">5,324<span></span>
</td>
<td class="nump">7,661<span></span>
</td>
<td class="nump">5,612<span></span>
</td>
</tr>
<tr class="re">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_IncomeTaxExpenseBenefit', window );">Total income tax provision</a></td>
<td class="nump">$ 5,439<span></span>
</td>
<td class="nump">$ 6,661<span></span>
</td>
<td class="nump">$ 9,521<span></span>
</td>
<td class="nump">$ 5,546<span></span>
</td>
<td class="nump">$ 6,988<span></span>
</td>
<td class="nump">$ 7,060<span></span>
</td>
<td class="nump">$ 7,598<span></span>
</td>
<td class="nump">$ 6,927<span></span>
</td>
<td class="nump">$ 27,167<span></span>
</td>
<td class="nump">$ 28,573<span></span>
</td>
<td class="nump">$ 22,956<span></span>
</td>
</tr>
</table>
<div style="display: none;">
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<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- References</a><div><p>No definition available.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">ffic_FederalAbstract</td>
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<td><strong> Balance Type:</strong></td>
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<td><strong> Period Type:</strong></td>
<td>duration</td>
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</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_ffic_StateAndLocalAbstract">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- References</a><div><p>No definition available.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">ffic_StateAndLocalAbstract</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>ffic_</td>
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<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:stringItemType</td>
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<td><strong> Balance Type:</strong></td>
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<td><strong> Period Type:</strong></td>
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</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_CurrentFederalTaxExpenseBenefit">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>Amount of current federal tax expense (benefit) pertaining to income (loss) from continuing operations.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 235<br> -SubTopic 10<br> -Section S99<br> -Paragraph 1<br> -Subparagraph (SX 210.4-08.(h))<br> -URI http://asc.fasb.org/extlink&amp;oid=26873400&amp;loc=d3e23780-122690<br><br>Reference 2: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Glossary Current Tax Expense (or Benefit)<br> -URI http://asc.fasb.org/extlink&amp;oid=6509736<br><br>Reference 3: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 740<br> -SubTopic 10<br> -Section S99<br> -Paragraph 1<br> -Subparagraph (SAB TOPIC 6.I.7)<br> -URI http://asc.fasb.org/extlink&amp;oid=34349781&amp;loc=d3e330036-122817<br><br>Reference 4: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 740<br> -SubTopic 10<br> -Section 50<br> -Paragraph 9<br> -Subparagraph (a)<br> -URI http://asc.fasb.org/extlink&amp;oid=6907707&amp;loc=d3e32639-109319<br><br>Reference 5: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher SEC<br> -Name Staff Accounting Bulletin (SAB)<br> -Number Topic 6<br> -Section I<br> -Paragraph Question 1-7<br></p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_CurrentFederalTaxExpenseBenefit</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>us-gaap_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>debit</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_CurrentStateAndLocalTaxExpenseBenefit">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>Amount of current state and local tax expense (benefit) pertaining to income (loss) from continuing operations.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 740<br> -SubTopic 10<br> -Section S99<br> -Paragraph 1<br> -Subparagraph (SAB TOPIC 6.I.7)<br> -URI http://asc.fasb.org/extlink&amp;oid=34349781&amp;loc=d3e330036-122817<br><br>Reference 2: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Glossary Current Tax Expense (or Benefit)<br> -URI http://asc.fasb.org/extlink&amp;oid=6509736<br><br>Reference 3: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 740<br> -SubTopic 10<br> -Section 50<br> -Paragraph 9<br> -Subparagraph (a)<br> -URI http://asc.fasb.org/extlink&amp;oid=6907707&amp;loc=d3e32639-109319<br><br>Reference 4: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 235<br> -SubTopic 10<br> -Section S99<br> -Paragraph 1<br> -Subparagraph (SX 210.4-08.(h))<br> -URI http://asc.fasb.org/extlink&amp;oid=26873400&amp;loc=d3e23780-122690<br><br>Reference 5: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher SEC<br> -Name Staff Accounting Bulletin (SAB)<br> -Number Topic 6<br> -Section I<br> -Subsection 7<br></p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_CurrentStateAndLocalTaxExpenseBenefit</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>us-gaap_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>debit</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_DeferredFederalIncomeTaxExpenseBenefit">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>Amount of deferred federal income tax expense (benefit) pertaining to income (loss) from continuing operations.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 235<br> -SubTopic 10<br> -Section S99<br> -Paragraph 1<br> -Subparagraph (SX 210.4-08.(h))<br> -URI http://asc.fasb.org/extlink&amp;oid=26873400&amp;loc=d3e23780-122690<br><br>Reference 2: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Glossary Deferred Tax Expense (or Benefit)<br> -URI http://asc.fasb.org/extlink&amp;oid=6510177<br><br>Reference 3: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 740<br> -SubTopic 10<br> -Section S99<br> -Paragraph 1<br> -Subparagraph (SAB TOPIC 6.I.7)<br> -URI http://asc.fasb.org/extlink&amp;oid=34349781&amp;loc=d3e330036-122817<br><br>Reference 4: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 740<br> -SubTopic 10<br> -Section 50<br> -Paragraph 9<br> -Subparagraph (b)<br> -URI http://asc.fasb.org/extlink&amp;oid=6907707&amp;loc=d3e32639-109319<br><br>Reference 5: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher SEC<br> -Name Staff Accounting Bulletin (SAB)<br> -Number Topic 6<br> -Section I<br> -Subsection 7<br></p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_DeferredFederalIncomeTaxExpenseBenefit</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>us-gaap_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>debit</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_DeferredStateAndLocalIncomeTaxExpenseBenefit">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>Amount of deferred state and local tax expense (benefit) pertaining to income (loss) from continuing operations.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Glossary Deferred Tax Expense (or Benefit)<br> -URI http://asc.fasb.org/extlink&amp;oid=6510177<br><br>Reference 2: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 235<br> -SubTopic 10<br> -Section S99<br> -Paragraph 1<br> -Subparagraph (SX 210.4-08.(h))<br> -URI http://asc.fasb.org/extlink&amp;oid=26873400&amp;loc=d3e23780-122690<br><br>Reference 3: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 740<br> -SubTopic 10<br> -Section S99<br> -Paragraph 1<br> -Subparagraph (SAB TOPIC 6.I.7)<br> -URI http://asc.fasb.org/extlink&amp;oid=34349781&amp;loc=d3e330036-122817<br><br>Reference 4: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 740<br> -SubTopic 10<br> -Section 50<br> -Paragraph 9<br> -Subparagraph (b)<br> -URI http://asc.fasb.org/extlink&amp;oid=6907707&amp;loc=d3e32639-109319<br><br>Reference 5: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher SEC<br> -Name Staff Accounting Bulletin (SAB)<br> -Number Topic 6<br> -Section I<br> -Subsection 7<br></p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_DeferredStateAndLocalIncomeTaxExpenseBenefit</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>us-gaap_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>debit</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_FederalIncomeTaxExpenseBenefitContinuingOperations">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>Amount of current and deferred federal income tax expense (benefit) attributable to income (loss) from continuing operations.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 740<br> -SubTopic 10<br> -Section 50<br> -Paragraph 10<br> -URI http://asc.fasb.org/extlink&amp;oid=6907707&amp;loc=d3e32672-109319<br><br>Reference 2: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Glossary Income Tax Expense (or Benefit)<br> -URI http://asc.fasb.org/extlink&amp;oid=6515339<br><br>Reference 3: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 235<br> -SubTopic 10<br> -Section S99<br> -Paragraph 1<br> -Subparagraph (SX 210.4-08.(h)(1))<br> -URI http://asc.fasb.org/extlink&amp;oid=26873400&amp;loc=d3e23780-122690<br></p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_FederalIncomeTaxExpenseBenefitContinuingOperations</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>us-gaap_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>debit</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_IncomeTaxExpenseBenefit">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>Amount of current income tax expense (benefit) and deferred income tax expense (benefit) pertaining to continuing operations.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 740<br> -SubTopic 10<br> -Section 50<br> -Paragraph 9<br> -Subparagraph (a),(b)<br> -URI http://asc.fasb.org/extlink&amp;oid=6907707&amp;loc=d3e32639-109319<br><br>Reference 2: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 235<br> -SubTopic 10<br> -Section S99<br> -Paragraph 1<br> -Subparagraph (SX 210.4-08.(h))<br> -URI http://asc.fasb.org/extlink&amp;oid=26873400&amp;loc=d3e23780-122690<br><br>Reference 3: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Glossary Income Tax Expense (or Benefit)<br> -URI http://asc.fasb.org/extlink&amp;oid=6515339<br></p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_IncomeTaxExpenseBenefit</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>us-gaap_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>debit</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_StateAndLocalIncomeTaxExpenseBenefitContinuingOperations">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>Amount of state and local current and deferred income tax expense (benefit) attributable to continuing operations.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 235<br> -SubTopic 10<br> -Section S99<br> -Paragraph 1<br> -Subparagraph (SX 210.4-08.(h)(1))<br> -URI http://asc.fasb.org/extlink&amp;oid=26873400&amp;loc=d3e23780-122690<br><br>Reference 2: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 740<br> -SubTopic 10<br> -Section S99<br> -Paragraph 1<br> -Subparagraph (SAB TOPIC 6.I.7)<br> -URI http://asc.fasb.org/extlink&amp;oid=34349781&amp;loc=d3e330036-122817<br><br>Reference 3: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 740<br> -SubTopic 10<br> -Section 50<br> -Paragraph 9<br> -Subparagraph (a)-(b)<br> -URI http://asc.fasb.org/extlink&amp;oid=6907707&amp;loc=d3e32639-109319<br></p></div>
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<tr>
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<td style="white-space:nowrap;">us-gaap_StateAndLocalIncomeTaxExpenseBenefitContinuingOperations</td>
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<span style="display: none;">v3.3.1.900</span><table class="report" border="0" cellspacing="2" id="idp6859435888">
<tr>
<th class="tl" colspan="1" rowspan="2"><div style="width: 200px;"><strong>Note 10 - Income Taxes (Details) - Effective Income Tax Rate Reconciliation - USD ($)<br> $ in Thousands</strong></div></th>
<th class="th" colspan="8">3 Months Ended</th>
<th class="th" colspan="3">12 Months Ended</th>
</tr>
<tr>
<th class="th"><div>Dec. 31, 2015</div></th>
<th class="th"><div>Sep. 30, 2015</div></th>
<th class="th"><div>Jun. 30, 2015</div></th>
<th class="th"><div>Mar. 31, 2015</div></th>
<th class="th"><div>Dec. 31, 2014</div></th>
<th class="th"><div>Sep. 30, 2014</div></th>
<th class="th"><div>Jun. 30, 2014</div></th>
<th class="th"><div>Mar. 31, 2014</div></th>
<th class="th"><div>Dec. 31, 2015</div></th>
<th class="th"><div>Dec. 31, 2014</div></th>
<th class="th"><div>Dec. 31, 2013</div></th>
</tr>
<tr class="re">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_ffic_EffectiveIncomeTaxRateReconciliationAbstract', window );"><strong>Effective Income Tax Rate Reconciliation [Abstract]</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_IncomeTaxReconciliationIncomeTaxExpenseBenefitAtFederalStatutoryIncomeTaxRate', window );">Taxes at federal statutory rate</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="nump">$ 25,681<span></span>
</td>
<td class="nump">$ 25,484<span></span>
</td>
<td class="nump">$ 21,248<span></span>
</td>
</tr>
<tr class="re">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_EffectiveIncomeTaxRateReconciliationAtFederalStatutoryIncomeTaxRate', window );">Taxes at federal statutory rate</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="nump">35.00%<span></span>
</td>
<td class="nump">35.00%<span></span>
</td>
<td class="nump">35.00%<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_ffic_IncreaseReductionInTaxesResultingFromAbstract', window );"><strong>Increase (reduction) in taxes resulting from:</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_IncomeTaxReconciliationStateAndLocalIncomeTaxes', window );">State and local income tax, net of Federal income tax benefit</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="nump">$ 3,461<span></span>
</td>
<td class="nump">$ 4,980<span></span>
</td>
<td class="nump">$ 3,648<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_EffectiveIncomeTaxRateReconciliationStateAndLocalIncomeTaxes', window );">State and local income tax, net of Federal income tax benefit</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="nump">4.70%<span></span>
</td>
<td class="nump">6.80%<span></span>
</td>
<td class="nump">6.00%<span></span>
</td>
</tr>
<tr class="re">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_IncomeTaxReconciliationOtherAdjustments', window );">Other</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="num">$ (1,975)<span></span>
</td>
<td class="num">$ (1,891)<span></span>
</td>
<td class="num">$ (1,940)<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_EffectiveIncomeTaxRateReconciliationOtherAdjustments', window );">Other</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="num">(2.70%)<span></span>
</td>
<td class="num">(2.60%)<span></span>
</td>
<td class="num">(3.20%)<span></span>
</td>
</tr>
<tr class="re">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_IncomeTaxExpenseBenefit', window );">Taxes at effective rate</a></td>
<td class="nump">$ 5,439<span></span>
</td>
<td class="nump">$ 6,661<span></span>
</td>
<td class="nump">$ 9,521<span></span>
</td>
<td class="nump">$ 5,546<span></span>
</td>
<td class="nump">$ 6,988<span></span>
</td>
<td class="nump">$ 7,060<span></span>
</td>
<td class="nump">$ 7,598<span></span>
</td>
<td class="nump">$ 6,927<span></span>
</td>
<td class="nump">$ 27,167<span></span>
</td>
<td class="nump">$ 28,573<span></span>
</td>
<td class="nump">$ 22,956<span></span>
</td>
</tr>
<tr class="rou">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_EffectiveIncomeTaxRateContinuingOperations', window );">Taxes at effective rate</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="nump">37.00%<span></span>
</td>
<td class="nump">39.20%<span></span>
</td>
<td class="nump">37.80%<span></span>
</td>
</tr>
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<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- References</a><div><p>No definition available.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
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<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- References</a><div><p>No definition available.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
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<td><strong> Name:</strong></td>
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<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>Percentage of current income tax expense (benefit) and deferred income tax expense (benefit) pertaining to continuing operations.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 740<br> -SubTopic 10<br> -Section 50<br> -Paragraph 13<br> -URI http://asc.fasb.org/extlink&amp;oid=6907707&amp;loc=d3e32698-109319<br><br>Reference 2: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 235<br> -SubTopic 10<br> -Section S99<br> -Paragraph 1<br> -Subparagraph (SX 210.4-08.(h)(2))<br> -URI http://asc.fasb.org/extlink&amp;oid=26873400&amp;loc=d3e23780-122690<br><br>Reference 3: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 740<br> -SubTopic 10<br> -Section 50<br> -Paragraph 12<br> -URI http://asc.fasb.org/extlink&amp;oid=6907707&amp;loc=d3e32687-109319<br></p></div>
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<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>Percentage of domestic federal statutory tax rate applicable to pretax income (loss).</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 740<br> -SubTopic 10<br> -Section 50<br> -Paragraph 12<br> -URI http://asc.fasb.org/extlink&amp;oid=6907707&amp;loc=d3e32687-109319<br><br>Reference 2: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 740<br> -SubTopic 10<br> -Section S99<br> -Paragraph 1<br> -Subparagraph (SAB TOPIC 6.I)<br> -URI http://asc.fasb.org/extlink&amp;oid=34349781&amp;loc=d3e330036-122817<br><br>Reference 3: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 740<br> -SubTopic 10<br> -Section 50<br> -Paragraph 13<br> -URI http://asc.fasb.org/extlink&amp;oid=6907707&amp;loc=d3e32698-109319<br></p></div>
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<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>Percentage of the difference between reported income tax expense (benefit) and expected income tax expense (benefit) computed by applying the domestic federal statutory income tax rates to pretax income (loss) from continuing operations attributable to other adjustments.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 740<br> -SubTopic 10<br> -Section 50<br> -Paragraph 12<br> -URI http://asc.fasb.org/extlink&amp;oid=6907707&amp;loc=d3e32687-109319<br><br>Reference 2: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 740<br> -SubTopic 10<br> -Section S99<br> -Paragraph 1<br> -Subparagraph (SAB TOPIC 6.I)<br> -URI http://asc.fasb.org/extlink&amp;oid=34349781&amp;loc=d3e330036-122817<br><br>Reference 3: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 740<br> -SubTopic 10<br> -Section 50<br> -Paragraph 13<br> -URI http://asc.fasb.org/extlink&amp;oid=6907707&amp;loc=d3e32698-109319<br></p></div>
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<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>Percentage of the difference between reported income tax expense (benefit) and expected income tax expense (benefit) computed by applying the domestic federal statutory income tax rates to pretax income (loss) from continuing operations applicable to state and local income tax expense (benefit), net of federal tax expense (benefit).</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 740<br> -SubTopic 10<br> -Section 50<br> -Paragraph 12<br> -URI http://asc.fasb.org/extlink&amp;oid=6907707&amp;loc=d3e32687-109319<br><br>Reference 2: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 740<br> -SubTopic 10<br> -Section S99<br> -Paragraph 1<br> -Subparagraph (SAB TOPIC 6.I)<br> -URI http://asc.fasb.org/extlink&amp;oid=34349781&amp;loc=d3e330036-122817<br><br>Reference 3: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 740<br> -SubTopic 10<br> -Section 50<br> -Paragraph 13<br> -URI http://asc.fasb.org/extlink&amp;oid=6907707&amp;loc=d3e32698-109319<br></p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_EffectiveIncomeTaxRateReconciliationStateAndLocalIncomeTaxes</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>us-gaap_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>num:percentItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_IncomeTaxExpenseBenefit">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>Amount of current income tax expense (benefit) and deferred income tax expense (benefit) pertaining to continuing operations.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 740<br> -SubTopic 10<br> -Section 50<br> -Paragraph 9<br> -Subparagraph (a),(b)<br> -URI http://asc.fasb.org/extlink&amp;oid=6907707&amp;loc=d3e32639-109319<br><br>Reference 2: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 235<br> -SubTopic 10<br> -Section S99<br> -Paragraph 1<br> -Subparagraph (SX 210.4-08.(h))<br> -URI http://asc.fasb.org/extlink&amp;oid=26873400&amp;loc=d3e23780-122690<br><br>Reference 3: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Glossary Income Tax Expense (or Benefit)<br> -URI http://asc.fasb.org/extlink&amp;oid=6515339<br></p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_IncomeTaxExpenseBenefit</td>
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<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
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<td>xbrli:monetaryItemType</td>
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<tr>
<td><strong> Balance Type:</strong></td>
<td>debit</td>
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<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_IncomeTaxReconciliationIncomeTaxExpenseBenefitAtFederalStatutoryIncomeTaxRate">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>The amount of income tax expense or benefit for the period computed by applying the domestic federal statutory tax rates to pretax income from continuing operations.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 740<br> -SubTopic 10<br> -Section 50<br> -Paragraph 12<br> -URI http://asc.fasb.org/extlink&amp;oid=6907707&amp;loc=d3e32687-109319<br><br>Reference 2: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 740<br> -SubTopic 10<br> -Section 50<br> -Paragraph 13<br> -URI http://asc.fasb.org/extlink&amp;oid=6907707&amp;loc=d3e32698-109319<br><br>Reference 3: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher SEC<br> -Name Regulation S-X (SX)<br> -Number 210<br> -Section 08<br> -Paragraph h<br> -Subparagraph 2<br> -Article 4<br></p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_IncomeTaxReconciliationIncomeTaxExpenseBenefitAtFederalStatutoryIncomeTaxRate</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>us-gaap_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>debit</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_IncomeTaxReconciliationOtherAdjustments">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>Amount of the difference between reported income tax expense (benefit) and expected income tax expense (benefit) computed by applying the domestic federal statutory income tax rates to pretax income (loss) from continuing operations attributable to other adjustments.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 740<br> -SubTopic 10<br> -Section 50<br> -Paragraph 12<br> -URI http://asc.fasb.org/extlink&amp;oid=6907707&amp;loc=d3e32687-109319<br></p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_IncomeTaxReconciliationOtherAdjustments</td>
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<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>us-gaap_</td>
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<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
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<td><strong> Balance Type:</strong></td>
<td>debit</td>
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<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_IncomeTaxReconciliationStateAndLocalIncomeTaxes">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>Amount of the difference between reported income tax expense (benefit) and expected income tax expense (benefit) computed by applying the domestic federal statutory income tax rates to pretax income (loss) from continuing operations attributable to state and local income tax expense (benefit).</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 740<br> -SubTopic 10<br> -Section 50<br> -Paragraph 13<br> -URI http://asc.fasb.org/extlink&amp;oid=6907707&amp;loc=d3e32698-109319<br><br>Reference 2: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 740<br> -SubTopic 10<br> -Section 50<br> -Paragraph 12<br> -URI http://asc.fasb.org/extlink&amp;oid=6907707&amp;loc=d3e32687-109319<br><br>Reference 3: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher SEC<br> -Name Regulation S-X (SX)<br> -Number 210<br> -Section 08<br> -Paragraph h<br> -Subparagraph 1<br> -Article 4<br></p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_IncomeTaxReconciliationStateAndLocalIncomeTaxes</td>
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<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>us-gaap_</td>
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<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
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<td><strong> Balance Type:</strong></td>
<td>debit</td>
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<td><strong> Period Type:</strong></td>
<td>duration</td>
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<span style="display: none;">v3.3.1.900</span><table class="report" border="0" cellspacing="2" id="idp6841238400">
<tr>
<th class="tl" colspan="1" rowspan="1"><div style="width: 200px;"><strong>Note 10 - Income Taxes (Details) - The Components of the Net Deferred Tax Assets (Liabilities) - USD ($)<br> $ in Thousands</strong></div></th>
<th class="th"><div>Dec. 31, 2015</div></th>
<th class="th"><div>Dec. 31, 2014</div></th>
</tr>
<tr class="re">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_ffic_DeferredTaxAssetAbstract', window );"><strong>Deferred tax asset:</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_DeferredTaxAssetsTaxDeferredExpenseCompensationAndBenefitsPostretirementBenefits', window );">Postretirement benefits</a></td>
<td class="nump">$ 6,798<span></span>
</td>
<td class="nump">$ 5,407<span></span>
</td>
</tr>
<tr class="re">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_DeferredTaxAssetsTaxDeferredExpenseReservesAndAccrualsProvisionForLoanLosses', window );">Allowance for loan losses</a></td>
<td class="nump">9,437<span></span>
</td>
<td class="nump">11,007<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_DeferredTaxAssetsTaxDeferredExpenseCompensationAndBenefitsShareBasedCompensationCost', window );">Stock based compensation</a></td>
<td class="nump">3,404<span></span>
</td>
<td class="nump">2,821<span></span>
</td>
</tr>
<tr class="re">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_DeferredTaxAssetsPropertyPlantAndEquipment', window );">Depreciation</a></td>
<td class="nump">1,941<span></span>
</td>
<td class="nump">1,740<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_DeferredTaxAssetsUnrealizedLossesOnAvailableforSaleSecuritiesGross', window );">Unrealized loss on securities available for sale</a></td>
<td class="nump">395<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_DeferredTaxAssetsDerivativeInstruments', window );">Derivative financial instruments</a></td>
<td class="nump">1,724<span></span>
</td>
<td class="nump">1,025<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_DeferredTaxAssetsTaxDeferredExpenseCompensationAndBenefitsPensions', window );">Adjustment required to recognize funded status of postretirement pension plans</a></td>
<td class="nump">3,833<span></span>
</td>
<td class="nump">4,787<span></span>
</td>
</tr>
<tr class="re">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_DeferredTaxAssetsDeferredGainOnSaleLeasebackTransaction', window );">Gain on sale of buildings</a></td>
<td class="nump">2,531<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_DeferredTaxAssetsOther', window );">Other</a></td>
<td class="nump">2,460<span></span>
</td>
<td class="nump">3,023<span></span>
</td>
</tr>
<tr class="reu">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_DeferredTaxAssetsGross', window );">Deferred tax asset</a></td>
<td class="nump">32,523<span></span>
</td>
<td class="nump">29,810<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_ffic_DeferredTaxLiabilityAbstract', window );"><strong>Deferred tax liability:</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_ffic_DeferredTaxLiabilitiesValuationDifferencesResultingFromAcquiredAssetsAndLiabilities', window );">Valuation differences resulting from acquired assets and liabilities</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="nump">2,764<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_ffic_DeferredTaxLiabilitiesFairValueAdjustmentOnFinancialAssetsCarriedAtFairValue', window );">Fair value adjustment on financial assets carried at fair value</a></td>
<td class="nump">187<span></span>
</td>
<td class="nump">132<span></span>
</td>
</tr>
<tr class="re">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_ffic_DeferredTaxLiabilitiesFairValueAdjustmentOnFinancialLiabilitiesCarriedAtFairValue', window );">Fair value adjustment on financial liabilities carried at fair value</a></td>
<td class="nump">14,364<span></span>
</td>
<td class="nump">14,480<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_DeferredTaxLiabilitiesOtherComprehensiveIncome', window );">Unrealized gains on securities available for sale</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="nump">2,588<span></span>
</td>
</tr>
<tr class="re">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_DeferredTaxLiabilitiesOther', window );">Other</a></td>
<td class="nump">3,411<span></span>
</td>
<td class="nump">2,525<span></span>
</td>
</tr>
<tr class="rou">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_DeferredIncomeTaxLiabilities', window );">Deferred tax liability</a></td>
<td class="nump">17,962<span></span>
</td>
<td class="nump">22,489<span></span>
</td>
</tr>
<tr class="reu">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_DeferredTaxAssetsLiabilitiesNet', window );">Net deferred tax asset included in other assets</a></td>
<td class="nump">$ 14,561<span></span>
</td>
<td class="nump">$ 7,321<span></span>
</td>
</tr>
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<div style="display: none;">
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<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- References</a><div><p>No definition available.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">ffic_DeferredTaxAssetAbstract</td>
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<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
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<td><strong> Data Type:</strong></td>
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<tr>
<td><strong> Balance Type:</strong></td>
<td>na</td>
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<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
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<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_ffic_DeferredTaxLiabilitiesFairValueAdjustmentOnFinancialAssetsCarriedAtFairValue">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>The amount of deferred tax liability attributable to the fair value adjustment on financial assets carried at fair value.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>No definition available.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">ffic_DeferredTaxLiabilitiesFairValueAdjustmentOnFinancialAssetsCarriedAtFairValue</td>
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<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>ffic_</td>
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<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
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<tr>
<td><strong> Balance Type:</strong></td>
<td>credit</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>instant</td>
</tr>
</table></div>
</div></td></tr>
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<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_ffic_DeferredTaxLiabilitiesFairValueAdjustmentOnFinancialLiabilitiesCarriedAtFairValue">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>The amount of deferred tax liability attributable to the fair value adjustment on financial liabilities carried at fair value.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>No definition available.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">ffic_DeferredTaxLiabilitiesFairValueAdjustmentOnFinancialLiabilitiesCarriedAtFairValue</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>ffic_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>credit</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>instant</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_ffic_DeferredTaxLiabilitiesValuationDifferencesResultingFromAcquiredAssetsAndLiabilities">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>Amount of deferred tax liability attributable to valuation differences resulting from acquired assets and liabilities</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>No definition available.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">ffic_DeferredTaxLiabilitiesValuationDifferencesResultingFromAcquiredAssetsAndLiabilities</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>ffic_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>credit</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>instant</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_ffic_DeferredTaxLiabilityAbstract">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- References</a><div><p>No definition available.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">ffic_DeferredTaxLiabilityAbstract</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>ffic_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:stringItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_DeferredIncomeTaxLiabilities">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>Amount of deferred tax liability attributable to taxable temporary differences.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Glossary Deferred Tax Liability<br> -URI http://asc.fasb.org/extlink&amp;oid=6510232<br><br>Reference 2: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 740<br> -SubTopic 10<br> -Section 50<br> -Paragraph 2<br> -Subparagraph (a)<br> -URI http://asc.fasb.org/extlink&amp;oid=6907707&amp;loc=d3e32537-109319<br><br>Reference 3: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher SEC<br> -Name Regulation S-X (SX)<br> -Number 210<br> -Section 03<br> -Paragraph 15<br> -Subparagraph b(2)<br> -Article 7<br></p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_DeferredIncomeTaxLiabilities</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>us-gaap_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>credit</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>instant</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_DeferredTaxAssetsDeferredGainOnSaleLeasebackTransaction">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>Amount before allocation of valuation allowances of deferred tax asset attributable to deductible temporary differences from a gain reported for tax purposes on sale and leaseback transactions in accordance with enacted tax laws.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 740<br> -SubTopic 10<br> -Section 50<br> -Paragraph 6<br> -URI http://asc.fasb.org/extlink&amp;oid=6907707&amp;loc=d3e32621-109319<br><br>Reference 2: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 740<br> -SubTopic 10<br> -Section 50<br> -Paragraph 8<br> -URI http://asc.fasb.org/extlink&amp;oid=6907707&amp;loc=d3e32632-109319<br><br>Reference 3: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 740<br> -SubTopic 10<br> -Section 25<br> -Paragraph 20<br> -URI http://asc.fasb.org/extlink&amp;oid=51675352&amp;loc=d3e28680-109314<br></p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_DeferredTaxAssetsDeferredGainOnSaleLeasebackTransaction</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>us-gaap_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>debit</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>instant</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_DeferredTaxAssetsDerivativeInstruments">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>Amount before allocation of valuation allowances of deferred tax asset attributable to deductible temporary differences from derivative instruments.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 740<br> -SubTopic 10<br> -Section 25<br> -Paragraph 20<br> -URI http://asc.fasb.org/extlink&amp;oid=51675352&amp;loc=d3e28680-109314<br><br>Reference 2: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 740<br> -SubTopic 10<br> -Section 50<br> -Paragraph 6<br> -URI http://asc.fasb.org/extlink&amp;oid=6907707&amp;loc=d3e32621-109319<br><br>Reference 3: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 740<br> -SubTopic 10<br> -Section 50<br> -Paragraph 8<br> -URI http://asc.fasb.org/extlink&amp;oid=6907707&amp;loc=d3e32632-109319<br></p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_DeferredTaxAssetsDerivativeInstruments</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>us-gaap_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>debit</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>instant</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_DeferredTaxAssetsGross">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>Amount before allocation of valuation allowances of deferred tax asset attributable to deductible temporary differences and carryforwards.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 740<br> -SubTopic 10<br> -Section 50<br> -Paragraph 2<br> -Subparagraph (b)<br> -URI http://asc.fasb.org/extlink&amp;oid=6907707&amp;loc=d3e32537-109319<br><br>Reference 2: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Glossary Deferred Tax Asset<br> -URI http://asc.fasb.org/extlink&amp;oid=6510090<br></p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_DeferredTaxAssetsGross</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>us-gaap_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>debit</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>instant</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_DeferredTaxAssetsLiabilitiesNet">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>Amount, after allocation of valuation allowances and deferred tax liability, of deferred tax asset attributable to deductible differences and carryforwards, before jurisdictional netting.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 740<br> -SubTopic 10<br> -Section 50<br> -Paragraph 2<br> -URI http://asc.fasb.org/extlink&amp;oid=6907707&amp;loc=d3e32537-109319<br></p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_DeferredTaxAssetsLiabilitiesNet</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>us-gaap_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>debit</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>instant</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_DeferredTaxAssetsOther">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>Amount before allocation of valuation allowances of deferred tax asset attributable to deductible temporary differences not separately disclosed.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 740<br> -SubTopic 10<br> -Section 50<br> -Paragraph 6<br> -URI http://asc.fasb.org/extlink&amp;oid=6907707&amp;loc=d3e32621-109319<br><br>Reference 2: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 740<br> -SubTopic 10<br> -Section 50<br> -Paragraph 8<br> -URI http://asc.fasb.org/extlink&amp;oid=6907707&amp;loc=d3e32632-109319<br><br>Reference 3: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 740<br> -SubTopic 10<br> -Section 25<br> -Paragraph 20<br> -URI http://asc.fasb.org/extlink&amp;oid=51675352&amp;loc=d3e28680-109314<br></p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_DeferredTaxAssetsOther</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>us-gaap_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>debit</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>instant</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_DeferredTaxAssetsPropertyPlantAndEquipment">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>Amount before allocation of valuation allowances of deferred tax asset attributable to deductible temporary differences from property, plant, and equipment.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>No definition available.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_DeferredTaxAssetsPropertyPlantAndEquipment</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>us-gaap_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>debit</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>instant</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_DeferredTaxAssetsTaxDeferredExpenseCompensationAndBenefitsPensions">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>Amount before allocation of valuation allowances of deferred tax asset attributable to deductible temporary differences from pension benefits.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 740<br> -SubTopic 10<br> -Section 50<br> -Paragraph 8<br> -URI http://asc.fasb.org/extlink&amp;oid=6907707&amp;loc=d3e32632-109319<br><br>Reference 2: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 740<br> -SubTopic 10<br> -Section 25<br> -Paragraph 20<br> -Subparagraph (b)<br> -URI http://asc.fasb.org/extlink&amp;oid=51675352&amp;loc=d3e28680-109314<br><br>Reference 3: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 740<br> -SubTopic 10<br> -Section 50<br> -Paragraph 6<br> -URI http://asc.fasb.org/extlink&amp;oid=6907707&amp;loc=d3e32621-109319<br></p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_DeferredTaxAssetsTaxDeferredExpenseCompensationAndBenefitsPensions</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>us-gaap_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>debit</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>instant</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_DeferredTaxAssetsTaxDeferredExpenseCompensationAndBenefitsPostretirementBenefits">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>Amount before allocation of valuation allowances of deferred tax asset attributable to deductible temporary differences from postretirement benefits.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 740<br> -SubTopic 10<br> -Section 50<br> -Paragraph 6<br> -URI http://asc.fasb.org/extlink&amp;oid=6907707&amp;loc=d3e32621-109319<br><br>Reference 2: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 740<br> -SubTopic 10<br> -Section 50<br> -Paragraph 8<br> -URI http://asc.fasb.org/extlink&amp;oid=6907707&amp;loc=d3e32632-109319<br><br>Reference 3: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 740<br> -SubTopic 10<br> -Section 25<br> -Paragraph 20<br> -Subparagraph (b)<br> -URI http://asc.fasb.org/extlink&amp;oid=51675352&amp;loc=d3e28680-109314<br></p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_DeferredTaxAssetsTaxDeferredExpenseCompensationAndBenefitsPostretirementBenefits</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>us-gaap_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>debit</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>instant</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_DeferredTaxAssetsTaxDeferredExpenseCompensationAndBenefitsShareBasedCompensationCost">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>Amount before allocation of valuation allowances of deferred tax asset attributable to deductible temporary differences from share-based compensation.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 740<br> -SubTopic 10<br> -Section 50<br> -Paragraph 8<br> -URI http://asc.fasb.org/extlink&amp;oid=6907707&amp;loc=d3e32632-109319<br><br>Reference 2: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 740<br> -SubTopic 10<br> -Section 25<br> -Paragraph 20<br> -Subparagraph (b)<br> -URI http://asc.fasb.org/extlink&amp;oid=51675352&amp;loc=d3e28680-109314<br><br>Reference 3: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 740<br> -SubTopic 10<br> -Section 50<br> -Paragraph 6<br> -URI http://asc.fasb.org/extlink&amp;oid=6907707&amp;loc=d3e32621-109319<br></p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_DeferredTaxAssetsTaxDeferredExpenseCompensationAndBenefitsShareBasedCompensationCost</td>
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<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
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<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>debit</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>instant</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_DeferredTaxAssetsTaxDeferredExpenseReservesAndAccrualsProvisionForLoanLosses">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>Amount before allocation of valuation allowances of deferred tax asset attributable to deductible temporary differences from the provision for loan losses.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 740<br> -SubTopic 10<br> -Section 25<br> -Paragraph 20<br> -Subparagraph (b)<br> -URI http://asc.fasb.org/extlink&amp;oid=51675352&amp;loc=d3e28680-109314<br><br>Reference 2: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 740<br> -SubTopic 10<br> -Section 50<br> -Paragraph 8<br> -URI http://asc.fasb.org/extlink&amp;oid=6907707&amp;loc=d3e32632-109319<br><br>Reference 3: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 740<br> -SubTopic 10<br> -Section 50<br> -Paragraph 6<br> -URI http://asc.fasb.org/extlink&amp;oid=6907707&amp;loc=d3e32621-109319<br></p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_DeferredTaxAssetsTaxDeferredExpenseReservesAndAccrualsProvisionForLoanLosses</td>
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<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
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<td><strong> Balance Type:</strong></td>
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<td><strong> Period Type:</strong></td>
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<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>Amount before allocation of valuation allowances of deferred tax asset attributable to deductible temporary differences from unrealized losses on available-for-sale securities.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 740<br> -SubTopic 10<br> -Section 50<br> -Paragraph 6<br> -URI http://asc.fasb.org/extlink&amp;oid=6907707&amp;loc=d3e32621-109319<br><br>Reference 2: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 740<br> -SubTopic 10<br> -Section 25<br> -Paragraph 20<br> -URI http://asc.fasb.org/extlink&amp;oid=51675352&amp;loc=d3e28680-109314<br></p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
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<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>Amount of deferred tax liability attributable to taxable temporary differences not separately disclosed.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 740<br> -SubTopic 10<br> -Section 50<br> -Paragraph 8<br> -URI http://asc.fasb.org/extlink&amp;oid=6907707&amp;loc=d3e32632-109319<br><br>Reference 2: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 740<br> -SubTopic 10<br> -Section 25<br> -Paragraph 20<br> -URI http://asc.fasb.org/extlink&amp;oid=51675352&amp;loc=d3e28680-109314<br><br>Reference 3: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 740<br> -SubTopic 10<br> -Section 50<br> -Paragraph 6<br> -URI http://asc.fasb.org/extlink&amp;oid=6907707&amp;loc=d3e32621-109319<br></p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_DeferredTaxLiabilitiesOther</td>
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<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
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<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
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<tr>
<td><strong> Balance Type:</strong></td>
<td>credit</td>
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<td><strong> Period Type:</strong></td>
<td>instant</td>
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<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_DeferredTaxLiabilitiesOtherComprehensiveIncome">
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<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>Amount of deferred tax liability attributable to taxable temporary differences from unrealized gains in other comprehensive income.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 740<br> -SubTopic 10<br> -Section 50<br> -Paragraph 6<br> -URI http://asc.fasb.org/extlink&amp;oid=6907707&amp;loc=d3e32621-109319<br><br>Reference 2: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 740<br> -SubTopic 20<br> -Section 45<br> -Paragraph 11<br> -Subparagraph (b)<br> -URI http://asc.fasb.org/extlink&amp;oid=18498875&amp;loc=d3e39076-109324<br><br>Reference 3: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 740<br> -SubTopic 10<br> -Section 50<br> -Paragraph 8<br> -URI http://asc.fasb.org/extlink&amp;oid=6907707&amp;loc=d3e32632-109319<br><br>Reference 4: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 740<br> -SubTopic 10<br> -Section 25<br> -Paragraph 20<br> -URI http://asc.fasb.org/extlink&amp;oid=51675352&amp;loc=d3e28680-109314<br></p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_DeferredTaxLiabilitiesOtherComprehensiveIncome</td>
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<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>us-gaap_</td>
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<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
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<td><strong> Balance Type:</strong></td>
<td>credit</td>
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<span style="display: none;">v3.3.1.900</span><table class="report" border="0" cellspacing="2" id="idp6839203280">
<tr>
<th class="tl" colspan="1" rowspan="2"><div style="width: 200px;"><strong>Note 11 - Stock-Based Compensation (Details) - USD ($)<br></strong></div></th>
<th class="th" colspan="3">12 Months Ended</th>
</tr>
<tr>
<th class="th"><div>Dec. 31, 2015</div></th>
<th class="th"><div>Dec. 31, 2014</div></th>
<th class="th"><div>Dec. 31, 2013</div></th>
</tr>
<tr class="re">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_ffic_Note11StockBasedCompensationDetailsLineItems', window );"><strong>Note 11 - Stock-Based Compensation (Details) [Line Items]</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_AllocatedShareBasedCompensationExpense', window );">Allocated Share-based Compensation Expense</a></td>
<td class="nump">$ 4,800,000<span></span>
</td>
<td class="nump">$ 4,300,000<span></span>
</td>
<td class="nump">$ 3,400,000<span></span>
</td>
</tr>
<tr class="re">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_EmployeeServiceShareBasedCompensationTaxBenefitFromCompensationExpense', window );">Employee Service Share-based Compensation, Tax Benefit from Compensation Expense</a></td>
<td class="nump">$ 1,800,000<span></span>
</td>
<td class="nump">1,700,000<span></span>
</td>
<td class="nump">1,300,000<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_ShareBasedCompensationArrangementByShareBasedPaymentAwardEquityInstrumentsOtherThanOptionsGrantsInPeriod', window );">Share-based Compensation Arrangement by Share-based Payment Award, Equity Instruments Other than Options, Grants in Period (in Shares)</a></td>
<td class="nump">318,120<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_PlanNameAxis=ffic_TwentyFourteenOmnibusIncentivePlanMember', window );">Twenty Fourteen Omnibus Incentive Plan [Member]</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_ffic_Note11StockBasedCompensationDetailsLineItems', window );"><strong>Note 11 - Stock-Based Compensation (Details) [Line Items]</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_ShareBasedCompensationArrangementByShareBasedPaymentAwardNumberOfSharesAuthorized', window );">Share-based Compensation Arrangement by Share-based Payment Award, Number of Shares Authorized (in Shares)</a></td>
<td class="nump">1,100,000<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_ShareBasedCompensationArrangementByShareBasedPaymentAwardNumberOfSharesAvailableForGrant', window );">Share-based Compensation Arrangement by Share-based Payment Award, Number of Shares Available for Grant (in Shares)</a></td>
<td class="nump">787,180<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_PlanNameAxis=ffic_PhantomStockPlanMember', window );">Phantom Stock Plan [Member]</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_ffic_Note11StockBasedCompensationDetailsLineItems', window );"><strong>Note 11 - Stock-Based Compensation (Details) [Line Items]</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_AllocatedShareBasedCompensationExpense', window );">Allocated Share-based Compensation Expense</a></td>
<td class="nump">$ 169,000<span></span>
</td>
<td class="nump">17,000<span></span>
</td>
<td class="nump">343,000<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_ShareBasedCompensationArrangementByShareBasedPaymentAwardNonOptionEquityInstrumentsGranted', window );">Share-based Compensation Arrangement by Share-based Payment Award, Non-Option Equity Instruments, Granted (in Shares)</a></td>
<td class="nump">12,924<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_ShareBasedCompensationArrangementByShareBasedPaymentAwardEquityInstrumentsOtherThanOptionsVestedInPeriodTotalFairValue', window );">Share-based Compensation Arrangement by Share-based Payment Award, Equity Instruments Other than Options, Vested in Period, Fair Value</a></td>
<td class="nump">$ 12,000<span></span>
</td>
<td class="nump">$ 35,000<span></span>
</td>
<td class="nump">$ 9,000<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_StatementScenarioAxis=ffic_AnnuallyMember', window );">Annually [Member] | Phantom Stock Plan [Member] | Officer [Member]</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_ffic_Note11StockBasedCompensationDetailsLineItems', window );"><strong>Note 11 - Stock-Based Compensation (Details) [Line Items]</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_SharebasedCompensationArrangementBySharebasedPaymentAwardAwardVestingRightsPercentage', window );">Share-based Compensation Arrangement by Share-based Payment Award, Award Vesting Rights, Percentage</a></td>
<td class="nump">20.00%<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
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<tr class="rh">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_StatementScenarioAxis=ffic_VestedUponChangeInControlMember', window );">Vested Upon Change in Control [Member] | Phantom Stock Plan [Member] | Officer [Member]</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_ffic_Note11StockBasedCompensationDetailsLineItems', window );"><strong>Note 11 - Stock-Based Compensation (Details) [Line Items]</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_SharebasedCompensationArrangementBySharebasedPaymentAwardAwardVestingRightsPercentage', window );">Share-based Compensation Arrangement by Share-based Payment Award, Award Vesting Rights, Percentage</a></td>
<td class="nump">100.00%<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_AwardTypeAxis=us-gaap_RestrictedStockUnitsRSUMember', window );">Restricted Stock Units (RSUs) [Member]</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_ffic_Note11StockBasedCompensationDetailsLineItems', window );"><strong>Note 11 - Stock-Based Compensation (Details) [Line Items]</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_ShareBasedCompensationArrangementByShareBasedPaymentAwardOptionsGrantsInPeriodGross', window );">Share-based Compensation Arrangement by Share-based Payment Award, Options, Grants in Period, Gross (in Shares)</a></td>
<td class="nump">318,120<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_ShareBasedCompensationArrangementByShareBasedPaymentAwardEquityInstrumentsOtherThanOptionsGrantsInPeriod', window );">Share-based Compensation Arrangement by Share-based Payment Award, Equity Instruments Other than Options, Grants in Period (in Shares)</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="nump">266,895<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_ShareBasedCompensationArrangementByShareBasedPaymentAwardNonOptionEquityInstrumentsGranted', window );">Share-based Compensation Arrangement by Share-based Payment Award, Non-Option Equity Instruments, Granted (in Shares)</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="nump">246,045<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_AwardTypeAxis=us-gaap_RestrictedStockUnitsRSUMember', window );">Restricted Stock Units (RSUs) [Member] | Twenty Fourteen Omnibus Incentive Plan [Member]</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_ffic_Note11StockBasedCompensationDetailsLineItems', window );"><strong>Note 11 - Stock-Based Compensation (Details) [Line Items]</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_EmployeeServiceShareBasedCompensationNonvestedAwardsTotalCompensationCostNotYetRecognized', window );">Employee Service Share-based Compensation, Nonvested Awards, Compensation Cost Not yet Recognized</a></td>
<td class="nump">$ 5,400,000<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_EmployeeServiceShareBasedCompensationNonvestedAwardsTotalCompensationCostNotYetRecognizedPeriodForRecognition1', window );">Employee Service Share-based Compensation, Nonvested Awards, Compensation Cost Not yet Recognized, Period for Recognition</a></td>
<td class="text">3 years 73 days<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_ShareBasedCompensationArrangementByShareBasedPaymentAwardEquityInstrumentsOtherThanOptionsVestedInPeriodTotalFairValue', window );">Share-based Compensation Arrangement by Share-based Payment Award, Equity Instruments Other than Options, Vested in Period, Fair Value</a></td>
<td class="nump">$ 4,900,000<span></span>
</td>
<td class="nump">$ 4,400,000<span></span>
</td>
<td class="nump">$ 2,900,000<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_AwardTypeAxis=us-gaap_EmployeeStockOptionMember', window );">Employee Stock Option [Member] | Twenty Fourteen Omnibus Incentive Plan [Member]</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_ffic_Note11StockBasedCompensationDetailsLineItems', window );"><strong>Note 11 - Stock-Based Compensation (Details) [Line Items]</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_EmployeeServiceShareBasedCompensationNonvestedAwardsTotalCompensationCostNotYetRecognized', window );">Employee Service Share-based Compensation, Nonvested Awards, Compensation Cost Not yet Recognized</a></td>
<td class="nump">$ 0<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_AwardTypeAxis=us-gaap_PhantomShareUnitsPSUsMember', window );">Phantom Share Units (PSUs) [Member] | Phantom Stock Plan [Member]</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_ffic_Note11StockBasedCompensationDetailsLineItems', window );"><strong>Note 11 - Stock-Based Compensation (Details) [Line Items]</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_ShareBasedCompensationArrangementByShareBasedPaymentAwardAwardRequisiteServicePeriod1', window );">Share-based Compensation Arrangement by Share-based Payment Award, Award Requisite Service Period</a></td>
<td class="text">1 year<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_RangeAxis=us-gaap_MinimumMember', window );">Minimum [Member] | Twenty Fourteen Omnibus Incentive Plan [Member]</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_ffic_Note11StockBasedCompensationDetailsLineItems', window );"><strong>Note 11 - Stock-Based Compensation (Details) [Line Items]</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_ShareBasedCompensationArrangementByShareBasedPaymentAwardAwardVestingPeriod1', window );">Share-based Compensation Arrangement by Share-based Payment Award, Award Vesting Period</a></td>
<td class="text">3 years<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_RangeAxis=us-gaap_MaximumMember', window );">Maximum [Member] | Twenty Fourteen Omnibus Incentive Plan [Member]</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_ffic_Note11StockBasedCompensationDetailsLineItems', window );"><strong>Note 11 - Stock-Based Compensation (Details) [Line Items]</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_ShareBasedCompensationArrangementByShareBasedPaymentAwardAwardVestingPeriod1', window );">Share-based Compensation Arrangement by Share-based Payment Award, Award Vesting Period</a></td>
<td class="text">10 years<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
</table>
<div style="display: none;">
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_ffic_Note11StockBasedCompensationDetailsLineItems">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- References</a><div><p>No definition available.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">ffic_Note11StockBasedCompensationDetailsLineItems</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>ffic_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:stringItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_AllocatedShareBasedCompensationExpense">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>Represents the expense recognized during the period arising from equity-based compensation arrangements (for example, shares of stock, unit, stock options or other equity instruments) with employees, directors and certain consultants qualifying for treatment as employees.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 718<br> -SubTopic 10<br> -Section S99<br> -Paragraph 1<br> -Subparagraph (SAB TOPIC 14.F)<br> -URI http://asc.fasb.org/extlink&amp;oid=27013229&amp;loc=d3e301413-122809<br><br>Reference 2: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 718<br> -SubTopic 10<br> -Section 50<br> -Paragraph 1<br> -Subparagraph (b)<br> -URI http://asc.fasb.org/extlink&amp;oid=6415400&amp;loc=d3e5047-113901<br><br>Reference 3: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 718<br> -SubTopic 10<br> -Section 50<br> -Paragraph 2<br> -Subparagraph (h)(1)(i)<br> -URI http://asc.fasb.org/extlink&amp;oid=6415400&amp;loc=d3e5070-113901<br><br>Reference 4: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher SEC<br> -Name Staff Accounting Bulletin (SAB)<br> -Number Topic 14<br> -Section F<br></p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_AllocatedShareBasedCompensationExpense</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>us-gaap_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>debit</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_EmployeeServiceShareBasedCompensationNonvestedAwardsTotalCompensationCostNotYetRecognized">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>Unrecognized cost of unvested share-based compensation awards.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 718<br> -SubTopic 10<br> -Section 50<br> -Paragraph 2<br> -Subparagraph (i)<br> -URI http://asc.fasb.org/extlink&amp;oid=6415400&amp;loc=d3e5070-113901<br></p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_EmployeeServiceShareBasedCompensationNonvestedAwardsTotalCompensationCostNotYetRecognized</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>us-gaap_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>debit</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>instant</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_EmployeeServiceShareBasedCompensationNonvestedAwardsTotalCompensationCostNotYetRecognizedPeriodForRecognition1">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>Weighted average period over which unrecognized compensation is expected to be recognized for equity-based compensation plans, in 'PnYnMnDTnHnMnS' format, for example, 'P1Y5M13D' represents the reported fact of one year, five months, and thirteen days.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 718<br> -SubTopic 10<br> -Section 50<br> -Paragraph 2<br> -Subparagraph (i)<br> -URI http://asc.fasb.org/extlink&amp;oid=6415400&amp;loc=d3e5070-113901<br></p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_EmployeeServiceShareBasedCompensationNonvestedAwardsTotalCompensationCostNotYetRecognizedPeriodForRecognition1</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>us-gaap_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:durationItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_EmployeeServiceShareBasedCompensationTaxBenefitFromCompensationExpense">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>The total recognized tax benefit related to compensation cost for equity-based payment arrangements recognized in income during the period.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 718<br> -SubTopic 10<br> -Section 50<br> -Paragraph 2<br> -Subparagraph (h)(1)(i)<br> -URI http://asc.fasb.org/extlink&amp;oid=6415400&amp;loc=d3e5070-113901<br></p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_EmployeeServiceShareBasedCompensationTaxBenefitFromCompensationExpense</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>us-gaap_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>credit</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_ShareBasedCompensationArrangementByShareBasedPaymentAwardAwardRequisiteServicePeriod1">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>Estimated period over which an employee is required to provide service in exchange for the equity-based payment award, in 'PnYnMnDTnHnMnS' format, for example, 'P1Y5M13D' represents the reported fact of one year, five months, and thirteen days.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 718<br> -SubTopic 10<br> -Section 50<br> -Paragraph 2<br> -Subparagraph (a)(1)<br> -URI http://asc.fasb.org/extlink&amp;oid=6415400&amp;loc=d3e5070-113901<br></p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_ShareBasedCompensationArrangementByShareBasedPaymentAwardAwardRequisiteServicePeriod1</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>us-gaap_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:durationItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_ShareBasedCompensationArrangementByShareBasedPaymentAwardAwardVestingPeriod1">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>Period which an employee's right to exercise an award is no longer contingent on satisfaction of either a service condition, market condition or a performance condition, in 'PnYnMnDTnHnMnS' format, for example, 'P1Y5M13D' represents the reported fact of one year, five months, and thirteen days.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 718<br> -SubTopic 10<br> -Section 50<br> -Paragraph 2<br> -Subparagraph (a)(1)<br> -URI http://asc.fasb.org/extlink&amp;oid=6415400&amp;loc=d3e5070-113901<br></p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_ShareBasedCompensationArrangementByShareBasedPaymentAwardAwardVestingPeriod1</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>us-gaap_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:durationItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_ShareBasedCompensationArrangementByShareBasedPaymentAwardEquityInstrumentsOtherThanOptionsGrantsInPeriod">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>The number of grants made during the period on other than stock (or unit) option plans (for example, phantom stock or unit plan, stock or unit appreciation rights plan, performance target plan).</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 718<br> -SubTopic 10<br> -Section 50<br> -Paragraph 2<br> -Subparagraph (c)(2)(iii)(1)<br> -URI http://asc.fasb.org/extlink&amp;oid=6415400&amp;loc=d3e5070-113901<br></p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_ShareBasedCompensationArrangementByShareBasedPaymentAwardEquityInstrumentsOtherThanOptionsGrantsInPeriod</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>us-gaap_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:sharesItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_ShareBasedCompensationArrangementByShareBasedPaymentAwardEquityInstrumentsOtherThanOptionsVestedInPeriodTotalFairValue">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>Fair value of share-based awards for which the grantee gained the right by satisfying service and performance requirements, to receive or retain shares or units, other instruments, or cash.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 718<br> -SubTopic 10<br> -Section 50<br> -Paragraph 2<br> -Subparagraph (d)(2)<br> -URI http://asc.fasb.org/extlink&amp;oid=6415400&amp;loc=d3e5070-113901<br></p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_ShareBasedCompensationArrangementByShareBasedPaymentAwardEquityInstrumentsOtherThanOptionsVestedInPeriodTotalFairValue</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>us-gaap_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>debit</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_ShareBasedCompensationArrangementByShareBasedPaymentAwardNonOptionEquityInstrumentsGranted">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>Net number of non-option equity instruments granted to participants.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 718<br> -SubTopic 10<br> -Section 50<br> -Paragraph 2<br> -Subparagraph (c)(1)(iv)(1)<br> -URI http://asc.fasb.org/extlink&amp;oid=6415400&amp;loc=d3e5070-113901<br></p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_ShareBasedCompensationArrangementByShareBasedPaymentAwardNonOptionEquityInstrumentsGranted</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>us-gaap_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:sharesItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_ShareBasedCompensationArrangementByShareBasedPaymentAwardNumberOfSharesAuthorized">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>The maximum number of shares (or other type of equity) originally approved (usually by shareholders and board of directors), net of any subsequent amendments and adjustments, for awards under the equity-based compensation plan. As stock or unit options and equity instruments other than options are awarded to participants, the shares or units remain authorized and become reserved for issuance under outstanding awards (not necessarily vested).</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 718<br> -SubTopic 10<br> -Section 50<br> -Paragraph 2<br> -Subparagraph (a)(3)<br> -URI http://asc.fasb.org/extlink&amp;oid=6415400&amp;loc=d3e5070-113901<br></p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_ShareBasedCompensationArrangementByShareBasedPaymentAwardNumberOfSharesAuthorized</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>us-gaap_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:sharesItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>instant</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_ShareBasedCompensationArrangementByShareBasedPaymentAwardNumberOfSharesAvailableForGrant">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>The difference between the maximum number of shares (or other type of equity) authorized for issuance under the plan (including the effects of amendments and adjustments), and the sum of: 1) the number of shares (or other type of equity) already issued upon exercise of options or other equity-based awards under the plan; and 2) shares (or other type of equity) reserved for issuance on granting of outstanding awards, net of cancellations and forfeitures, if applicable.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 718<br> -SubTopic 10<br> -Section 50<br> -Paragraph 2<br> -URI http://asc.fasb.org/extlink&amp;oid=6415400&amp;loc=d3e5070-113901<br></p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_ShareBasedCompensationArrangementByShareBasedPaymentAwardNumberOfSharesAvailableForGrant</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>us-gaap_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:sharesItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>instant</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_ShareBasedCompensationArrangementByShareBasedPaymentAwardOptionsGrantsInPeriodGross">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>Gross number of share options (or share units) granted during the period.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>No definition available.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_ShareBasedCompensationArrangementByShareBasedPaymentAwardOptionsGrantsInPeriodGross</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>us-gaap_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:sharesItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_SharebasedCompensationArrangementBySharebasedPaymentAwardAwardVestingRightsPercentage">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>Percentage of vesting of share-based compensation awards.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 718<br> -SubTopic 10<br> -Section 50<br> -Paragraph 2<br> -Subparagraph (a)(1)<br> -URI http://asc.fasb.org/extlink&amp;oid=6415400&amp;loc=d3e5070-113901<br></p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_SharebasedCompensationArrangementBySharebasedPaymentAwardAwardVestingRightsPercentage</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>us-gaap_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>num:percentItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_PlanNameAxis=ffic_TwentyFourteenOmnibusIncentivePlanMember">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Details</a><div><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_PlanNameAxis=ffic_TwentyFourteenOmnibusIncentivePlanMember</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td></td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_PlanNameAxis=ffic_PhantomStockPlanMember">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Details</a><div><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_PlanNameAxis=ffic_PhantomStockPlanMember</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td></td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_StatementScenarioAxis=ffic_AnnuallyMember">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Details</a><div><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_StatementScenarioAxis=ffic_AnnuallyMember</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td></td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_TitleOfIndividualAxis=us-gaap_OfficerMember">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Details</a><div><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_TitleOfIndividualAxis=us-gaap_OfficerMember</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td></td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_StatementScenarioAxis=ffic_VestedUponChangeInControlMember">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Details</a><div><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_StatementScenarioAxis=ffic_VestedUponChangeInControlMember</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td></td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_AwardTypeAxis=us-gaap_RestrictedStockUnitsRSUMember">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Details</a><div><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_AwardTypeAxis=us-gaap_RestrictedStockUnitsRSUMember</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td></td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_AwardTypeAxis=us-gaap_EmployeeStockOptionMember">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Details</a><div><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_AwardTypeAxis=us-gaap_EmployeeStockOptionMember</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td></td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_AwardTypeAxis=us-gaap_PhantomShareUnitsPSUsMember">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Details</a><div><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_AwardTypeAxis=us-gaap_PhantomShareUnitsPSUsMember</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td></td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_RangeAxis=us-gaap_MinimumMember">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Details</a><div><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_RangeAxis=us-gaap_MinimumMember</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td></td>
</tr>
</table></div>
</div></td></tr>
</table>
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<DESCRIPTION>IDEA: XBRL DOCUMENT
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<html>
<head>
<title></title>
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<span style="display: none;">v3.3.1.900</span><table class="report" border="0" cellspacing="2" id="idp6648889376">
<tr>
<th class="tl" colspan="1" rowspan="2"><div style="width: 200px;"><strong>Note 11 - Stock-Based Compensation (Details) - Full Value Awards<br></strong></div></th>
<th class="th" colspan="1">12 Months Ended</th>
</tr>
<tr><th class="th">
<div>Dec. 31, 2015 </div>
<div>$ / shares </div>
<div>shares</div>
</th></tr>
<tr class="re">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_ffic_FullValueAwardsAbstract', window );"><strong>Full Value Awards [Abstract]</strong></a></td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_ShareBasedCompensationArrangementByShareBasedPaymentAwardEquityInstrumentsOtherThanOptionsNonvestedNumber', window );">Shares | shares</a></td>
<td class="nump">373,154<span></span>
</td>
</tr>
<tr class="re">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_ShareBasedCompensationArrangementByShareBasedPaymentAwardEquityInstrumentsOtherThanOptionsNonvestedWeightedAverageGrantDateFairValue', window );">Weighted-Average Grant-Date Fair Value | $ / shares</a></td>
<td class="nump">$ 16.75<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_ffic_ShareBasedCompensationArrangementByShareBasedPaymentAwardEquityInstrumentsOtherThanOptionsVestedButUnissuedNumber', window );">Vested but unissued at December 31, 2015 | shares</a></td>
<td class="nump">290,226<span></span>
</td>
</tr>
<tr class="re">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_ffic_ShareBasedCompensationArrangementByShareBasedPaymentAwardEquityInstrumentsOtherThanOptionsVestedButUnissuedWeightedAverageGrantDateFairValue', window );">Vested but unissued at December 31, 2015 | $ / shares</a></td>
<td class="nump">$ 18.08<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_ShareBasedCompensationArrangementByShareBasedPaymentAwardEquityInstrumentsOtherThanOptionsGrantsInPeriod', window );">Granted | shares</a></td>
<td class="nump">318,120<span></span>
</td>
</tr>
<tr class="re">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_ShareBasedCompensationArrangementByShareBasedPaymentAwardEquityInstrumentsOtherThanOptionsGrantsInPeriodWeightedAverageGrantDateFairValue', window );">Granted | $ / shares</a></td>
<td class="nump">$ 19.10<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_ShareBasedCompensationArrangementByShareBasedPaymentAwardEquityInstrumentsOtherThanOptionsVestedInPeriod', window );">Vested | shares</a></td>
<td class="num">(260,700)<span></span>
</td>
</tr>
<tr class="re">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_ShareBasedCompensationArrangementByShareBasedPaymentAwardEquityInstrumentsOtherThanOptionsVestedInPeriodWeightedAverageGrantDateFairValue', window );">Vested | $ / shares</a></td>
<td class="nump">$ 17.36<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_ShareBasedCompensationArrangementByShareBasedPaymentAwardEquityInstrumentsOtherThanOptionsForfeitedInPeriod', window );">Forfeited | shares</a></td>
<td class="num">(14,665)<span></span>
</td>
</tr>
<tr class="re">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_ShareBasedCompensationArrangementByShareBasedPaymentAwardEquityInstrumentsOtherThanOptionsForfeituresWeightedAverageGrantDateFairValue', window );">Forfeited | $ / shares</a></td>
<td class="nump">$ 18.39<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_ShareBasedCompensationArrangementByShareBasedPaymentAwardEquityInstrumentsOtherThanOptionsNonvestedNumber', window );">Shares | shares</a></td>
<td class="nump">415,909<span></span>
</td>
</tr>
<tr class="re">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_ShareBasedCompensationArrangementByShareBasedPaymentAwardEquityInstrumentsOtherThanOptionsNonvestedWeightedAverageGrantDateFairValue', window );">Weighted-Average Grant-Date Fair Value | $ / shares</a></td>
<td class="nump">$ 18.10<span></span>
</td>
</tr>
</table>
<div style="display: none;">
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_ffic_FullValueAwardsAbstract">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- References</a><div><p>No definition available.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">ffic_FullValueAwardsAbstract</td>
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<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>ffic_</td>
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<td><strong> Data Type:</strong></td>
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<td><strong> Period Type:</strong></td>
<td>duration</td>
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<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>Represents share-based compensation arrangement by share based payment award, equity instruments other than options, vested but unissued, number.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>No definition available.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">ffic_ShareBasedCompensationArrangementByShareBasedPaymentAwardEquityInstrumentsOtherThanOptionsVestedButUnissuedNumber</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>ffic_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:sharesItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>instant</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_ffic_ShareBasedCompensationArrangementByShareBasedPaymentAwardEquityInstrumentsOtherThanOptionsVestedButUnissuedWeightedAverageGrantDateFairValue">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>Represents share-based compensation arrangement by share based payment award, equity instruments other than options, vested but unissued, weighted average grant date fair value.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>No definition available.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">ffic_ShareBasedCompensationArrangementByShareBasedPaymentAwardEquityInstrumentsOtherThanOptionsVestedButUnissuedWeightedAverageGrantDateFairValue</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>ffic_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>num:perShareItemType</td>
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<td><strong> Balance Type:</strong></td>
<td>na</td>
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<td><strong> Period Type:</strong></td>
<td>instant</td>
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</div></td></tr>
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<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_ShareBasedCompensationArrangementByShareBasedPaymentAwardEquityInstrumentsOtherThanOptionsForfeitedInPeriod">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>The number of equity-based payment instruments, excluding stock (or unit) options, that were forfeited during the reporting period.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 718<br> -SubTopic 10<br> -Section 50<br> -Paragraph 2<br> -Subparagraph (c)(1)(iv)(3)<br> -URI http://asc.fasb.org/extlink&amp;oid=6415400&amp;loc=d3e5070-113901<br></p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_ShareBasedCompensationArrangementByShareBasedPaymentAwardEquityInstrumentsOtherThanOptionsForfeitedInPeriod</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>us-gaap_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:sharesItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_ShareBasedCompensationArrangementByShareBasedPaymentAwardEquityInstrumentsOtherThanOptionsForfeituresWeightedAverageGrantDateFairValue">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>Weighted average fair value as of the grant date of equity-based award plans other than stock (unit) option plans that were not exercised or put into effect as a result of the occurrence of a terminating event.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 718<br> -SubTopic 10<br> -Section 50<br> -Paragraph 2<br> -Subparagraph (c)(2)(iii)(3)<br> -URI http://asc.fasb.org/extlink&amp;oid=6415400&amp;loc=d3e5070-113901<br></p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_ShareBasedCompensationArrangementByShareBasedPaymentAwardEquityInstrumentsOtherThanOptionsForfeituresWeightedAverageGrantDateFairValue</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>us-gaap_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>num:perShareItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_ShareBasedCompensationArrangementByShareBasedPaymentAwardEquityInstrumentsOtherThanOptionsGrantsInPeriod">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>The number of grants made during the period on other than stock (or unit) option plans (for example, phantom stock or unit plan, stock or unit appreciation rights plan, performance target plan).</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 718<br> -SubTopic 10<br> -Section 50<br> -Paragraph 2<br> -Subparagraph (c)(2)(iii)(1)<br> -URI http://asc.fasb.org/extlink&amp;oid=6415400&amp;loc=d3e5070-113901<br></p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_ShareBasedCompensationArrangementByShareBasedPaymentAwardEquityInstrumentsOtherThanOptionsGrantsInPeriod</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>us-gaap_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:sharesItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_ShareBasedCompensationArrangementByShareBasedPaymentAwardEquityInstrumentsOtherThanOptionsGrantsInPeriodWeightedAverageGrantDateFairValue">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>The weighted average fair value at grant date for nonvested equity-based awards issued during the period on other than stock (or unit) option plans (for example, phantom stock or unit plan, stock or unit appreciation rights plan, performance target plan).</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 718<br> -SubTopic 10<br> -Section 50<br> -Paragraph 2<br> -Subparagraph (c)(2)(iii)(1)<br> -URI http://asc.fasb.org/extlink&amp;oid=6415400&amp;loc=d3e5070-113901<br></p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_ShareBasedCompensationArrangementByShareBasedPaymentAwardEquityInstrumentsOtherThanOptionsGrantsInPeriodWeightedAverageGrantDateFairValue</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>us-gaap_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>num:perShareItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_ShareBasedCompensationArrangementByShareBasedPaymentAwardEquityInstrumentsOtherThanOptionsNonvestedNumber">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>The number of non-vested equity-based payment instruments, excluding stock (or unit) options, that validly exist and are outstanding as of the balance sheet date.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 718<br> -SubTopic 10<br> -Section 50<br> -Paragraph 2<br> -Subparagraph (c)(2)(i)-(ii)<br> -URI http://asc.fasb.org/extlink&amp;oid=6415400&amp;loc=d3e5070-113901<br></p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_ShareBasedCompensationArrangementByShareBasedPaymentAwardEquityInstrumentsOtherThanOptionsNonvestedNumber</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>us-gaap_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:sharesItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>instant</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_ShareBasedCompensationArrangementByShareBasedPaymentAwardEquityInstrumentsOtherThanOptionsNonvestedWeightedAverageGrantDateFairValue">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>The weighted average fair value of nonvested awards on equity-based plans excluding option plans (for example, phantom stock or unit plan, stock or unit appreciation rights plan, revenue or profit achievement stock award plan) for which the employer is contingently obligated to issue equity instruments or transfer assets to an employee who has not yet satisfied service or performance criteria necessary to gain title to proceeds from the sale of the award or underlying shares or units.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 718<br> -SubTopic 10<br> -Section 50<br> -Paragraph 2<br> -Subparagraph (c)(2)(i)-(ii)<br> -URI http://asc.fasb.org/extlink&amp;oid=6415400&amp;loc=d3e5070-113901<br></p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_ShareBasedCompensationArrangementByShareBasedPaymentAwardEquityInstrumentsOtherThanOptionsNonvestedWeightedAverageGrantDateFairValue</td>
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<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>us-gaap_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>num:perShareItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>na</td>
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<tr>
<td><strong> Period Type:</strong></td>
<td>instant</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_ShareBasedCompensationArrangementByShareBasedPaymentAwardEquityInstrumentsOtherThanOptionsVestedInPeriod">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>The number of equity-based payment instruments, excluding stock (or unit) options, that vested during the reporting period.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 718<br> -SubTopic 10<br> -Section 50<br> -Paragraph 2<br> -Subparagraph (c)(2)(iii)(2)<br> -URI http://asc.fasb.org/extlink&amp;oid=6415400&amp;loc=d3e5070-113901<br></p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_ShareBasedCompensationArrangementByShareBasedPaymentAwardEquityInstrumentsOtherThanOptionsVestedInPeriod</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>us-gaap_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:sharesItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_ShareBasedCompensationArrangementByShareBasedPaymentAwardEquityInstrumentsOtherThanOptionsVestedInPeriodWeightedAverageGrantDateFairValue">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>The weighted average fair value as of grant date pertaining to an equity-based award plan other than a stock (or unit) option plan for which the grantee gained the right during the reporting period, by satisfying service and performance requirements, to receive or retain shares or units, other instruments, or cash in accordance with the terms of the arrangement.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 718<br> -SubTopic 10<br> -Section 50<br> -Paragraph 2<br> -Subparagraph (c)(2)(iii)(2)<br> -URI http://asc.fasb.org/extlink&amp;oid=6415400&amp;loc=d3e5070-113901<br></p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_ShareBasedCompensationArrangementByShareBasedPaymentAwardEquityInstrumentsOtherThanOptionsVestedInPeriodWeightedAverageGrantDateFairValue</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>us-gaap_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>num:perShareItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
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<DOCUMENT>
<TYPE>XML
<SEQUENCE>110
<FILENAME>R91.htm
<DESCRIPTION>IDEA: XBRL DOCUMENT
<TEXT>
<html>
<head>
<title></title>
<link rel="stylesheet" type="text/css" href="report.css">
<script type="text/javascript" src="Show.js">/* Do Not Remove This Comment */</script><script type="text/javascript">
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<body>
<span style="display: none;">v3.3.1.900</span><table class="report" border="0" cellspacing="2" id="idp6838778976">
<tr>
<th class="tl" colspan="1" rowspan="2"><div style="width: 200px;"><strong>Note 11 - Stock-Based Compensation (Details) - Non-Full Value Awards, all of Which Have Been Granted as Stock Options<br> $ / shares in Units, $ in Thousands</strong></div></th>
<th class="th" colspan="2">12 Months Ended</th>
</tr>
<tr><th class="th" colspan="2">
<div>Dec. 31, 2015 </div>
<div>USD ($) </div>
<div>$ / shares </div>
<div>shares</div>
</th></tr>
<tr class="re">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_ffic_NonFullValueAwardsAllOfWhichHaveBeenGrantedAsStockOptionsAbstract', window );"><strong>Non-Full Value Awards, all of Which Have Been Granted as Stock Options [Abstract]</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"></td>
</tr>
<tr class="ro">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_ShareBasedCompensationArrangementByShareBasedPaymentAwardOptionsOutstandingNumber', window );">Shares | shares</a></td>
<td class="nump">154,915<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"></td>
</tr>
<tr class="re">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_ShareBasedCompensationArrangementByShareBasedPaymentAwardOptionsOutstandingWeightedAverageExercisePrice', window );">Weighted-Average Exercise Price | $ / shares</a></td>
<td class="nump">$ 15.19<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"></td>
</tr>
<tr class="ro">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_SharebasedCompensationArrangementBySharebasedPaymentAwardOptionsOutstandingWeightedAverageRemainingContractualTerm2', window );">Weighted-Average Remaining Contractual Term</a></td>
<td class="text">2 years 109 days<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"></td>
</tr>
<tr class="re">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_ShareBasedCompensationArrangementByShareBasedPaymentAwardOptionsOutstandingIntrinsicValue', window );">Aggregate Intrinsic Value $(000) | $</a></td>
<td class="nump">$ 600<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"></td>
</tr>
<tr class="ro">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_ShareBasedCompensationArrangementByShareBasedPaymentAwardOptionsExercisableNumber', window );">Exercisable shares at December 31, 2015 | shares</a></td>
<td class="nump">109,130<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"></td>
</tr>
<tr class="re">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_ShareBasedCompensationArrangementByShareBasedPaymentAwardOptionsExercisableWeightedAverageExercisePrice', window );">Exercisable shares at December 31, 2015 | $ / shares</a></td>
<td class="nump">$ 16.14<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"></td>
</tr>
<tr class="ro">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_SharebasedCompensationArrangementBySharebasedPaymentAwardOptionsExercisableWeightedAverageRemainingContractualTerm1', window );">Exercisable shares at December 31, 2015</a></td>
<td class="text">2 years 109 days<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"></td>
</tr>
<tr class="re">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_SharebasedCompensationArrangementBySharebasedPaymentAwardOptionsExercisableIntrinsicValue1', window );">Exercisable shares at December 31, 2015 | $</a></td>
<td class="nump">$ 600<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"><sup>[1]</sup></td>
</tr>
<tr class="ro">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_StockIssuedDuringPeriodSharesStockOptionsExercised', window );">Exercised | shares</a></td>
<td class="num">(45,785)<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"></td>
</tr>
<tr class="re">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_ShareBasedCompensationArrangementsByShareBasedPaymentAwardOptionsExercisesInPeriodWeightedAverageExercisePrice', window );">Exercised | $ / shares</a></td>
<td class="nump">$ 12.92<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"></td>
</tr>
<tr class="ro">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_ShareBasedCompensationArrangementByShareBasedPaymentAwardOptionsOutstandingNumber', window );">Shares | shares</a></td>
<td class="nump">109,130<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"></td>
</tr>
<tr class="re">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_ShareBasedCompensationArrangementByShareBasedPaymentAwardOptionsOutstandingWeightedAverageExercisePrice', window );">Weighted-Average Exercise Price | $ / shares</a></td>
<td class="nump">$ 16.14<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"></td>
</tr>
<tr><td colspan="3"></td></tr>
<tr><td colspan="3"><table class="outerFootnotes" width="100%"><tr class="outerFootnote">
<td style="vertical-align: top; width: 12pt;" valign="top">[1]</td>
<td style="vertical-align: top;" valign="top">* The intrinsic value of a stock option is the difference between the market value of the underlying stock and the exercise price of the option.</td>
</tr></table></td></tr>
</table>
<div style="display: none;">
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_ffic_NonFullValueAwardsAllOfWhichHaveBeenGrantedAsStockOptionsAbstract">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- References</a><div><p>No definition available.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">ffic_NonFullValueAwardsAllOfWhichHaveBeenGrantedAsStockOptionsAbstract</td>
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<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>ffic_</td>
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<td>xbrli:stringItemType</td>
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<td><strong> Balance Type:</strong></td>
<td>na</td>
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<td><strong> Period Type:</strong></td>
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<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_ShareBasedCompensationArrangementByShareBasedPaymentAwardOptionsExercisableNumber">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>The number of shares into which fully or partially vested stock options outstanding as of the balance sheet date can be currently converted under the option plan.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 718<br> -SubTopic 10<br> -Section 50<br> -Paragraph 2<br> -Subparagraph (c)(1)(iii)<br> -URI http://asc.fasb.org/extlink&amp;oid=6415400&amp;loc=d3e5070-113901<br></p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_ShareBasedCompensationArrangementByShareBasedPaymentAwardOptionsExercisableNumber</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>us-gaap_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:sharesItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>instant</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_ShareBasedCompensationArrangementByShareBasedPaymentAwardOptionsExercisableWeightedAverageExercisePrice">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>The weighted-average price as of the balance sheet date at which grantees can acquire the shares reserved for issuance on vested portions of options outstanding and currently exercisable under the stock option plan.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 718<br> -SubTopic 10<br> -Section 50<br> -Paragraph 2<br> -Subparagraph (c)(1)(iii)<br> -URI http://asc.fasb.org/extlink&amp;oid=6415400&amp;loc=d3e5070-113901<br></p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_ShareBasedCompensationArrangementByShareBasedPaymentAwardOptionsExercisableWeightedAverageExercisePrice</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>us-gaap_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>num:perShareItemType</td>
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<tr>
<td><strong> Balance Type:</strong></td>
<td>na</td>
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<td><strong> Period Type:</strong></td>
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<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_ShareBasedCompensationArrangementByShareBasedPaymentAwardOptionsOutstandingIntrinsicValue">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>Amount by which the current fair value of the underlying stock exceeds the exercise price of options outstanding.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 718<br> -SubTopic 10<br> -Section 50<br> -Paragraph 2<br> -URI http://asc.fasb.org/extlink&amp;oid=6415400&amp;loc=d3e5070-113901<br></p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_ShareBasedCompensationArrangementByShareBasedPaymentAwardOptionsOutstandingIntrinsicValue</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>us-gaap_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>debit</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>instant</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_ShareBasedCompensationArrangementByShareBasedPaymentAwardOptionsOutstandingNumber">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>Number of options outstanding, including both vested and non-vested options.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 718<br> -SubTopic 10<br> -Section 50<br> -Paragraph 2<br> -URI http://asc.fasb.org/extlink&amp;oid=6415400&amp;loc=d3e5070-113901<br><br>Reference 2: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 718<br> -SubTopic 10<br> -Section 50<br> -Paragraph 2<br> -Subparagraph (c)(1)(i)-(ii)<br> -URI http://asc.fasb.org/extlink&amp;oid=6415400&amp;loc=d3e5070-113901<br></p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_ShareBasedCompensationArrangementByShareBasedPaymentAwardOptionsOutstandingNumber</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>us-gaap_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:sharesItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>instant</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_ShareBasedCompensationArrangementByShareBasedPaymentAwardOptionsOutstandingWeightedAverageExercisePrice">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>Weighted average price at which grantees can acquire the shares reserved for issuance under the stock option plan.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 718<br> -SubTopic 10<br> -Section 50<br> -Paragraph 2<br> -Subparagraph (c)(1)(i)<br> -URI http://asc.fasb.org/extlink&amp;oid=6415400&amp;loc=d3e5070-113901<br></p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_ShareBasedCompensationArrangementByShareBasedPaymentAwardOptionsOutstandingWeightedAverageExercisePrice</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>us-gaap_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>num:perShareItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>instant</td>
</tr>
</table></div>
</div></td></tr>
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<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_ShareBasedCompensationArrangementsByShareBasedPaymentAwardOptionsExercisesInPeriodWeightedAverageExercisePrice">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>Weighted average price at which option holders acquired shares when converting their stock options into shares.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>No definition available.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_ShareBasedCompensationArrangementsByShareBasedPaymentAwardOptionsExercisesInPeriodWeightedAverageExercisePrice</td>
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<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>us-gaap_</td>
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<tr>
<td><strong> Data Type:</strong></td>
<td>num:perShareItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
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<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>Amount of difference between fair value of the underlying shares reserved for issuance and exercise price of vested portions of options outstanding and currently exercisable.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 718<br> -SubTopic 10<br> -Section 50<br> -Paragraph 2<br> -URI http://asc.fasb.org/extlink&amp;oid=6415400&amp;loc=d3e5070-113901<br></p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
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<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>Weighted average remaining contractual term for vested portions of options outstanding and currently exercisable or convertible, in 'PnYnMnDTnHnMnS' format, for example, 'P1Y5M13D' represents the reported fact of one year, five months, and thirteen days.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 718<br> -SubTopic 10<br> -Section 50<br> -Paragraph 2<br> -URI http://asc.fasb.org/extlink&amp;oid=6415400&amp;loc=d3e5070-113901<br></p></div>
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<td><strong> Name:</strong></td>
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<td><strong> Period Type:</strong></td>
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<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>Weighted average remaining contractual term for option awards outstanding, in 'PnYnMnDTnHnMnS' format, for example, 'P1Y5M13D' represents the reported fact of one year, five months, and thirteen days.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 718<br> -SubTopic 10<br> -Section 50<br> -Paragraph 2<br> -Subparagraph (e)(1)<br> -URI http://asc.fasb.org/extlink&amp;oid=6415400&amp;loc=d3e5070-113901<br></p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_SharebasedCompensationArrangementBySharebasedPaymentAwardOptionsOutstandingWeightedAverageRemainingContractualTerm2</td>
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<td><strong> Period Type:</strong></td>
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<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>Number of share options (or share units) exercised during the current period.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 505<br> -SubTopic 10<br> -Section 50<br> -Paragraph 2<br> -URI http://asc.fasb.org/extlink&amp;oid=6928386&amp;loc=d3e21463-112644<br><br>Reference 2: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 505<br> -SubTopic 10<br> -Section S99<br> -Paragraph 1<br> -Subparagraph (SX 210.3-04)<br> -URI http://asc.fasb.org/extlink&amp;oid=27012166&amp;loc=d3e187085-122770<br><br>Reference 3: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 718<br> -SubTopic 10<br> -Section 50<br> -Paragraph 2<br> -Subparagraph (c)(1)(iv)(2)<br> -URI http://asc.fasb.org/extlink&amp;oid=6415400&amp;loc=d3e5070-113901<br><br>Reference 4: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 210<br> -SubTopic 10<br> -Section S99<br> -Paragraph 1<br> -Subparagraph (SX 210.5-02.28,29)<br> -URI http://asc.fasb.org/extlink&amp;oid=6877327&amp;loc=d3e13212-122682<br><br>Reference 5: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher SEC<br> -Name Regulation S-X (SX)<br> -Number 210<br> -Section 02<br> -Paragraph 29, 30<br> -Article 5<br></p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
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<span style="display: none;">v3.3.1.900</span><table class="report" border="0" cellspacing="2" id="idp6786592176">
<tr>
<th class="tl" colspan="1" rowspan="2"><div style="width: 200px;"><strong>Note 11 - Stock-Based Compensation (Details) - Stock Options Exercised - USD ($)<br> $ in Thousands</strong></div></th>
<th class="th" colspan="3">12 Months Ended</th>
</tr>
<tr>
<th class="th"><div>Dec. 31, 2015</div></th>
<th class="th"><div>Dec. 31, 2014</div></th>
<th class="th"><div>Dec. 31, 2013</div></th>
</tr>
<tr class="re">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_ffic_StockOptionsExercisedAbstract', window );"><strong>Stock Options Exercised [Abstract]</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_ProceedsFromStockOptionsExercised', window );">Proceeds from stock options exercised</a></td>
<td class="nump">$ 145<span></span>
</td>
<td class="nump">$ 565<span></span>
</td>
<td class="nump">$ 533<span></span>
</td>
</tr>
<tr class="re">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_StockIssuedDuringPeriodValueStockOptionsExercised', window );">Fair value of shares received upon exercise of stock options</a></td>
<td class="nump">447<span></span>
</td>
<td class="nump">1,962<span></span>
</td>
<td class="nump">6,814<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_EmployeeServiceShareBasedCompensationTaxBenefitRealizedFromExerciseOfStockOptions', window );">Tax benefit related to stock options exercised</a></td>
<td class="nump">99<span></span>
</td>
<td class="nump">88<span></span>
</td>
<td class="nump">151<span></span>
</td>
</tr>
<tr class="re">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_ShareBasedCompensationArrangementByShareBasedPaymentAwardOptionsExercisesInPeriodTotalIntrinsicValue', window );">Intrinsic value of stock options exercised</a></td>
<td class="nump">$ 330<span></span>
</td>
<td class="nump">$ 488<span></span>
</td>
<td class="nump">$ 1,228<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_ShareBasedCompensationArrangementByShareBasedPaymentAwardOptionsGrantsInPeriodWeightedAverageGrantDateFairValue', window );">Weighted average fair value on grant date (in Dollars per share)</a></td>
<td class="text"> <span></span>
</td>
<td class="text"> <span></span>
</td>
<td class="text"> <span></span>
</td>
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<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- References</a><div><p>No definition available.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
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<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>Disclosure of the aggregate tax benefit realized from the exercise of stock options and the conversion of similar instruments during the annual period.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 718<br> -SubTopic 10<br> -Section 50<br> -Paragraph 2<br> -Subparagraph (j)<br> -URI http://asc.fasb.org/extlink&amp;oid=6415400&amp;loc=d3e5070-113901<br></p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
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<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>The cash inflow associated with the amount received from holders exercising their stock options. This item inherently excludes any excess tax benefit, which the entity may have realized and reported separately.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 718<br> -SubTopic 10<br> -Section 50<br> -Paragraph 2<br> -Subparagraph (j)<br> -URI http://asc.fasb.org/extlink&amp;oid=6415400&amp;loc=d3e5070-113901<br><br>Reference 2: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 230<br> -SubTopic 10<br> -Section 45<br> -Paragraph 14<br> -Subparagraph (a)<br> -URI http://asc.fasb.org/extlink&amp;oid=56944662&amp;loc=d3e3255-108585<br><br>Reference 3: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Glossary Financing Activities<br> -URI http://asc.fasb.org/extlink&amp;oid=6513228<br></p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
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<td><strong> Period Type:</strong></td>
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<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>Amount of accumulated difference between fair value of underlying shares on dates of exercise and exercise price on options exercised (or share units converted) into shares.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 718<br> -SubTopic 10<br> -Section 50<br> -Paragraph 2<br> -Subparagraph (d)(2)<br> -URI http://asc.fasb.org/extlink&amp;oid=6415400&amp;loc=d3e5070-113901<br></p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_ShareBasedCompensationArrangementByShareBasedPaymentAwardOptionsExercisesInPeriodTotalIntrinsicValue</td>
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<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
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<td><strong> Period Type:</strong></td>
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<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>The weighted average grant-date fair value of options granted during the reporting period as calculated by applying the disclosed option pricing methodology.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 718<br> -SubTopic 10<br> -Section 50<br> -Paragraph 2<br> -Subparagraph (d)(1)<br> -URI http://asc.fasb.org/extlink&amp;oid=6415400&amp;loc=d3e5070-113901<br></p></div>
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<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>Value of stock issued as a result of the exercise of stock options.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 505<br> -SubTopic 10<br> -Section 50<br> -Paragraph 2<br> -URI http://asc.fasb.org/extlink&amp;oid=6928386&amp;loc=d3e21463-112644<br><br>Reference 2: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 210<br> -SubTopic 10<br> -Section S99<br> -Paragraph 1<br> -Subparagraph (SX 210.5-02.29-31)<br> -URI http://asc.fasb.org/extlink&amp;oid=6877327&amp;loc=d3e13212-122682<br><br>Reference 3: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 505<br> -SubTopic 10<br> -Section S99<br> -Paragraph 1<br> -Subparagraph (SX 210.3-04)<br> -URI http://asc.fasb.org/extlink&amp;oid=27012166&amp;loc=d3e187085-122770<br></p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_StockIssuedDuringPeriodValueStockOptionsExercised</td>
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<tr>
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<td>duration</td>
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</DOCUMENT>
<DOCUMENT>
<TYPE>XML
<SEQUENCE>112
<FILENAME>R93.htm
<DESCRIPTION>IDEA: XBRL DOCUMENT
<TEXT>
<html>
<head>
<title></title>
<link rel="stylesheet" type="text/css" href="report.css">
<script type="text/javascript" src="Show.js">/* Do Not Remove This Comment */</script><script type="text/javascript">
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<span style="display: none;">v3.3.1.900</span><table class="report" border="0" cellspacing="2" id="idp6838753216">
<tr>
<th class="tl" colspan="1" rowspan="2"><div style="width: 200px;"><strong>Note 11 - Stock-Based Compensation (Details) - Phantom Stock Plan - Phantom Stock Plan [Member]<br></strong></div></th>
<th class="th" colspan="1">12 Months Ended</th>
</tr>
<tr><th class="th">
<div>Dec. 31, 2015 </div>
<div>$ / shares </div>
<div>shares</div>
</th></tr>
<tr class="re">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_ffic_Note11StockBasedCompensationDetailsPhantomStockPlanLineItems', window );"><strong>Note 11 - Stock-Based Compensation (Details) - Phantom Stock Plan [Line Items]</strong></a></td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_ShareBasedCompensationArrangementByShareBasedPaymentAwardNonOptionEquityInstrumentsOutstandingNumber', window );">Shares | shares</a></td>
<td class="nump">67,113<span></span>
</td>
</tr>
<tr class="re">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_ffic_ShareBasedCompensationArrangementByShareBasedPaymentAwardNonOptionEquityInstrumentsOutstandingFairValuePerShare', window );">Fair Value | $ / shares</a></td>
<td class="nump">$ 20.27<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_ffic_ShareBasedCompensationArrangementByShareBasedPaymentAwardNonOptionEquityInstrumentsVestedNumber', window );">Vested at December 31, 2015 | shares</a></td>
<td class="nump">78,857<span></span>
</td>
</tr>
<tr class="re">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_ffic_ShareBasedCompensationArrangementByShareBasedPaymentAwardNonOptionEquityInstrumentsVestedFairValue', window );">Vested at December 31, 2015 | $ / shares</a></td>
<td class="nump">$ 21.64<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_ShareBasedCompensationArrangementByShareBasedPaymentAwardNonOptionEquityInstrumentsGranted', window );">Granted | shares</a></td>
<td class="nump">12,924<span></span>
</td>
</tr>
<tr class="re">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_ffic_ShareBasedCompensationArrangementByShareBasedPaymentAwardNonOptionEquityInstrumentsGrantedFairValue', window );">Granted | $ / shares</a></td>
<td class="nump">$ 19.44<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_ShareBasedCompensationArrangementByShareBasedPaymentAwardNonOptionEquityInstrumentsForfeitures', window );">Forfeited | shares</a></td>
<td class="num">(3)<span></span>
</td>
</tr>
<tr class="re">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_ffic_ShareBasedCompensationArrangementByShareBasedPaymentAwardNonOptionEquityInstrumentsForfeituresFairValue', window );">Forfeited | $ / shares</a></td>
<td class="nump">$ 20.78<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_ShareBasedCompensationArrangementByShareBasedPaymentAwardNonOptionEquityInstrumentsOther', window );">Distributions | shares</a></td>
<td class="num">(594)<span></span>
</td>
</tr>
<tr class="re">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_ffic_ShareBasedCompensationArrangementByShareBasedPaymentAwardNonOptionEquityInstrumentsDistributedFairValue', window );">Distributions | $ / shares</a></td>
<td class="nump">$ 19.82<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_ShareBasedCompensationArrangementByShareBasedPaymentAwardNonOptionEquityInstrumentsOutstandingNumber', window );">Shares | shares</a></td>
<td class="nump">79,440<span></span>
</td>
</tr>
<tr class="re">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_ffic_ShareBasedCompensationArrangementByShareBasedPaymentAwardNonOptionEquityInstrumentsOutstandingFairValuePerShare', window );">Fair Value | $ / shares</a></td>
<td class="nump">$ 21.64<span></span>
</td>
</tr>
</table>
<div style="display: none;">
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_ffic_Note11StockBasedCompensationDetailsPhantomStockPlanLineItems">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- References</a><div><p>No definition available.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">ffic_Note11StockBasedCompensationDetailsPhantomStockPlanLineItems</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>ffic_</td>
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<td><strong> Data Type:</strong></td>
<td>xbrli:stringItemType</td>
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<td><strong> Balance Type:</strong></td>
<td>na</td>
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<td><strong> Period Type:</strong></td>
<td>duration</td>
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<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_ffic_ShareBasedCompensationArrangementByShareBasedPaymentAwardNonOptionEquityInstrumentsDistributedFairValue">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>Represents share based compensation arrangement by share based payment award, non option equity instruments distributed, fair value.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>No definition available.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">ffic_ShareBasedCompensationArrangementByShareBasedPaymentAwardNonOptionEquityInstrumentsDistributedFairValue</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>ffic_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>num:perShareItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_ffic_ShareBasedCompensationArrangementByShareBasedPaymentAwardNonOptionEquityInstrumentsForfeituresFairValue">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>Represents share-based compensation arrangement by share based payment award non option equity instruments forfeitures fair value.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>No definition available.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">ffic_ShareBasedCompensationArrangementByShareBasedPaymentAwardNonOptionEquityInstrumentsForfeituresFairValue</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>ffic_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>num:perShareItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_ffic_ShareBasedCompensationArrangementByShareBasedPaymentAwardNonOptionEquityInstrumentsGrantedFairValue">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>Represents share-based compensation arrangement by share-based payment award, non-option equity instruments, granted, fair value.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>No definition available.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">ffic_ShareBasedCompensationArrangementByShareBasedPaymentAwardNonOptionEquityInstrumentsGrantedFairValue</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>ffic_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>num:perShareItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_ffic_ShareBasedCompensationArrangementByShareBasedPaymentAwardNonOptionEquityInstrumentsOutstandingFairValuePerShare">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>Represents share-based compensation arrangement by share-based payment award, non option equity instruments outstanding, fair value per share</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>No definition available.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">ffic_ShareBasedCompensationArrangementByShareBasedPaymentAwardNonOptionEquityInstrumentsOutstandingFairValuePerShare</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>ffic_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>num:perShareItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>instant</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_ffic_ShareBasedCompensationArrangementByShareBasedPaymentAwardNonOptionEquityInstrumentsVestedFairValue">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>Represents share-based compensation arrangement by share-based payment award, non option equity instruments vested, fair value.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>No definition available.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">ffic_ShareBasedCompensationArrangementByShareBasedPaymentAwardNonOptionEquityInstrumentsVestedFairValue</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>ffic_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>num:perShareItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>instant</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_ffic_ShareBasedCompensationArrangementByShareBasedPaymentAwardNonOptionEquityInstrumentsVestedNumber">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>Represents share-based compensation arrangement by share-based payment award, non option equity instruments, vested, number.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>No definition available.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">ffic_ShareBasedCompensationArrangementByShareBasedPaymentAwardNonOptionEquityInstrumentsVestedNumber</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>ffic_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:sharesItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>instant</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_ShareBasedCompensationArrangementByShareBasedPaymentAwardNonOptionEquityInstrumentsForfeitures">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>Number of shares under non-option equity instrument agreements that were cancelled as a result of occurrence of a terminating event.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 718<br> -SubTopic 10<br> -Section 50<br> -Paragraph 2<br> -Subparagraph (c)(1)(iv)(3)<br> -URI http://asc.fasb.org/extlink&amp;oid=6415400&amp;loc=d3e5070-113901<br></p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_ShareBasedCompensationArrangementByShareBasedPaymentAwardNonOptionEquityInstrumentsForfeitures</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>us-gaap_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:sharesItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_ShareBasedCompensationArrangementByShareBasedPaymentAwardNonOptionEquityInstrumentsGranted">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>Net number of non-option equity instruments granted to participants.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 718<br> -SubTopic 10<br> -Section 50<br> -Paragraph 2<br> -Subparagraph (c)(1)(iv)(1)<br> -URI http://asc.fasb.org/extlink&amp;oid=6415400&amp;loc=d3e5070-113901<br></p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_ShareBasedCompensationArrangementByShareBasedPaymentAwardNonOptionEquityInstrumentsGranted</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>us-gaap_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:sharesItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_ShareBasedCompensationArrangementByShareBasedPaymentAwardNonOptionEquityInstrumentsOther">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>Other increase (decrease) in number of shares reserved for issuance under non-option equity instrument agreements that is not separately disclosed.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>No definition available.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_ShareBasedCompensationArrangementByShareBasedPaymentAwardNonOptionEquityInstrumentsOther</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>us-gaap_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:sharesItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_ShareBasedCompensationArrangementByShareBasedPaymentAwardNonOptionEquityInstrumentsOutstandingNumber">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>Number of equity instruments other than options outstanding, including both vested and non-vested instruments.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 718<br> -SubTopic 10<br> -Section 50<br> -Paragraph 2<br> -Subparagraph (c)(1)(i)<br> -URI http://asc.fasb.org/extlink&amp;oid=6415400&amp;loc=d3e5070-113901<br><br>Reference 2: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 718<br> -SubTopic 10<br> -Section 50<br> -Paragraph 2<br> -Subparagraph (c)(1)(ii)<br> -URI http://asc.fasb.org/extlink&amp;oid=6415400&amp;loc=d3e5070-113901<br></p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_ShareBasedCompensationArrangementByShareBasedPaymentAwardNonOptionEquityInstrumentsOutstandingNumber</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>us-gaap_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:sharesItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>instant</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_PlanNameAxis=ffic_PhantomStockPlanMember">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Details</a><div><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_PlanNameAxis=ffic_PhantomStockPlanMember</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td></td>
</tr>
</table></div>
</div></td></tr>
</table>
</div>
</body>
</html>
</TEXT>
</DOCUMENT>
<DOCUMENT>
<TYPE>XML
<SEQUENCE>113
<FILENAME>R94.htm
<DESCRIPTION>IDEA: XBRL DOCUMENT
<TEXT>
<html>
<head>
<title></title>
<link rel="stylesheet" type="text/css" href="report.css">
<script type="text/javascript" src="Show.js">/* Do Not Remove This Comment */</script><script type="text/javascript">
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<span style="display: none;">v3.3.1.900</span><table class="report" border="0" cellspacing="2" id="idp6842591568">
<tr>
<th class="tl" colspan="1" rowspan="2"><div style="width: 200px;"><strong>Note 12 - Pension and Other Postretirement Benefit Plans (Details) - USD ($)<br></strong></div></th>
<th class="th" colspan="4">12 Months Ended</th>
</tr>
<tr>
<th class="th"><div>Dec. 31, 2015</div></th>
<th class="th"><div>Dec. 31, 2014</div></th>
<th class="th"><div>Dec. 31, 2013</div></th>
<th class="th"><div>Dec. 31, 1995</div></th>
</tr>
<tr class="re">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_ffic_Note12PensionandOtherPostretirementBenefitPlansDetailsLineItems', window );"><strong>Note 12 - Pension and Other Postretirement Benefit Plans (Details) [Line Items]</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_DefinedBenefitPlanAssumptionsUsedCalculatingNetPeriodicBenefitCostExpectedLongTermReturnOnAssets', window );">Defined Benefit Plan, Assumptions Used Calculating Net Periodic Benefit Cost, Expected Long-term Return on Assets</a></td>
<td class="text"> <span></span>
</td>
<td class="text"> <span></span>
</td>
<td class="text"> <span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_DefinedBenefitPlansDisclosuresDefinedBenefitPlansAxis=ffic_RetirementPlanMember', window );">Retirement Plan [Member]</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_ffic_Note12PensionandOtherPostretirementBenefitPlansDetailsLineItems', window );"><strong>Note 12 - Pension and Other Postretirement Benefit Plans (Details) [Line Items]</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_DefinedBenefitPlanBenefitObligation', window );">Defined Benefit Plan, Benefit Obligation</a></td>
<td class="nump">$ 22,764,000<span></span>
</td>
<td class="nump">$ 24,097,000<span></span>
</td>
<td class="nump">$ 19,740,000<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_DefinedBenefitPlanAssumptionsUsedCalculatingNetPeriodicBenefitCostExpectedLongTermReturnOnAssets', window );">Defined Benefit Plan, Assumptions Used Calculating Net Periodic Benefit Cost, Expected Long-term Return on Assets</a></td>
<td class="nump">7.50%<span></span>
</td>
<td class="nump">7.50%<span></span>
</td>
<td class="nump">7.50%<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_DefinedBenefitPlanExpectedFutureBenefitPaymentsNextTwelveMonths', window );">Defined Benefit Plan, Expected Future Benefit Payments, Next Twelve Months</a></td>
<td class="nump">$ 1,172,000<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_DefinedBenefitPlansDisclosuresDefinedBenefitPlansAxis=ffic_PostretirementPlansMember', window );">Postretirement Plans [Member]</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_ffic_Note12PensionandOtherPostretirementBenefitPlansDetailsLineItems', window );"><strong>Note 12 - Pension and Other Postretirement Benefit Plans (Details) [Line Items]</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_DefinedBenefitPlanContributionsByEmployer', window );">Defined Benefit Plan, Contributions by Employer</a></td>
<td class="nump">63,000<span></span>
</td>
<td class="nump">$ 49,000<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_DefinedBenefitPlanBenefitObligation', window );">Defined Benefit Plan, Benefit Obligation</a></td>
<td class="nump">$ 7,977,000<span></span>
</td>
<td class="nump">$ 8,073,000<span></span>
</td>
<td class="nump">$ 5,586,000<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_ffic_NumberOfUnfundedPostretirementBenefitPlans', window );">Number of Unfunded Postretirement Benefit Plans</a></td>
<td class="nump">2<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_ffic_FullTimeEmploymentYearsOfService', window );">Full Time Employment Years of Service</a></td>
<td class="text">5 years<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_DefinedBenefitPlanExpectedFutureBenefitPaymentsNextTwelveMonths', window );">Defined Benefit Plan, Expected Future Benefit Payments, Next Twelve Months</a></td>
<td class="nump">$ 189,000<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_DefinedBenefitPlansDisclosuresDefinedBenefitPlansAxis=ffic_PostretirementPlan1Member', window );">Postretirement Plan 1 [Member]</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_ffic_Note12PensionandOtherPostretirementBenefitPlansDetailsLineItems', window );"><strong>Note 12 - Pension and Other Postretirement Benefit Plans (Details) [Line Items]</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_ffic_CostSharingArrangementMedicalBenefitsPercentage', window );">Cost Sharing Arrangement, Medical Benefits, Percentage</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="nump">50.00%<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_ffic_MedicalPremiumsRequiredPercentageToBePaidBySpousesOfFutureRetirees', window );">Medical Premiums, Required Percentage to be Paid by Spouses of Future Retirees</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="nump">100.00%<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_DefinedBenefitPlansDisclosuresDefinedBenefitPlansAxis=ffic_Four01kMember', window );">401(k) [Member]</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_ffic_Note12PensionandOtherPostretirementBenefitPlansDetailsLineItems', window );"><strong>Note 12 - Pension and Other Postretirement Benefit Plans (Details) [Line Items]</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_ffic_DefinedContributionPlanServicePeriodRequirement', window );">Defined Contribution Plan Service Period Requirement</a></td>
<td class="text">1 year<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_DefinedBenefitPlansDisclosuresDefinedBenefitPlansAxis=ffic_DirectorsPlanMember', window );">Directors' Plan [Member]</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_ffic_Note12PensionandOtherPostretirementBenefitPlansDetailsLineItems', window );"><strong>Note 12 - Pension and Other Postretirement Benefit Plans (Details) [Line Items]</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_DefinedBenefitPlanContributionsByEmployer', window );">Defined Benefit Plan, Contributions by Employer</a></td>
<td class="nump">$ 144,000<span></span>
</td>
<td class="nump">$ 120,000<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_DefinedBenefitPlanBenefitObligation', window );">Defined Benefit Plan, Benefit Obligation</a></td>
<td class="nump">$ 2,530,000<span></span>
</td>
<td class="nump">2,663,000<span></span>
</td>
<td class="nump">2,666,000<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_ffic_FullTimeEmploymentYearsOfService', window );">Full Time Employment Years of Service</a></td>
<td class="text">5 years<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_DefinedBenefitPlanExpectedFutureBenefitPaymentsNextTwelveMonths', window );">Defined Benefit Plan, Expected Future Benefit Payments, Next Twelve Months</a></td>
<td class="nump">$ 288,000<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_StatementScenarioAxis=ffic_InEventOfTerminationMember', window );">In Event of Termination [Member] | Directors' Plan [Member]</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_ffic_Note12PensionandOtherPostretirementBenefitPlansDetailsLineItems', window );"><strong>Note 12 - Pension and Other Postretirement Benefit Plans (Details) [Line Items]</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_ffic_FullTimeEmploymentYearsOfService', window );">Full Time Employment Years of Service</a></td>
<td class="text">2 years<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_ffic_DefinedBenefitContributionsMonthsOfBenefitUsedInLumpSumPayment', window );">Defined Benefit Contributions, Months of Benefit Used in Lump Sum Payment</a></td>
<td class="text">120 months<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_RelatedPartyTransactionsByRelatedPartyAxis=us-gaap_TrustForBenefitOfEmployeesMember', window );">Trust for Benefit of Employees [Member]</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_ffic_Note12PensionandOtherPostretirementBenefitPlansDetailsLineItems', window );"><strong>Note 12 - Pension and Other Postretirement Benefit Plans (Details) [Line Items]</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_ffic_FullTimeEmploymentYearsOfService', window );">Full Time Employment Years of Service</a></td>
<td class="text">1 year<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_ffic_AmountBorrowedFromTheCompanyByTheEmployeeBenefitTrust', window );">Amount Borrowed From the Company by the Employee Benefit Trust</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="nump">$ 7,900,000<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_StockIssuedDuringPeriodValueEmployeeBenefitPlan', window );">Stock Issued During Period, Value, Employee Benefit Plan</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="nump">$ 7,000<span></span>
</td>
</tr>
<tr class="re">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_StockIssuedDuringPeriodSharesEmployeeBenefitPlan', window );">Stock Issued During Period, Shares, Employee Benefit Plan (in Shares)</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="nump">2,328,750<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_ffic_EmployerContributionsToThe401kAndProfitSharingPlansFundedByTheEmployeeBenefitTrust', window );">Employer Contributions to the 401(k) and Profit Sharing Plans Funded By the Employee Benefit Trust</a></td>
<td class="nump">$ 2,800,000<span></span>
</td>
<td class="nump">2,700,000<span></span>
</td>
<td class="nump">2,300,000<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_DeferredCompensationArrangementWithIndividualPostretirementBenefitsByTypeOfDeferredCompensationAxis=ffic_Four01kMember', window );">401(k) [Member]</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_ffic_Note12PensionandOtherPostretirementBenefitPlansDetailsLineItems', window );"><strong>Note 12 - Pension and Other Postretirement Benefit Plans (Details) [Line Items]</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_DefinedContributionPlanEmployersMatchingContributionAnnualVestingPercentage', window );">Defined Contribution Plan, Employers Matching Contribution, Annual Vesting Percentage</a></td>
<td class="nump">20.00%<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_ffic_DefinedContributionPlanVestingPeriod', window );">Defined Contribution Plan, Vesting Period</a></td>
<td class="text">5 years<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_ffic_DefinedContributionPlanEmployersMatchingContributionVestingPercentageUponChangeOfControl', window );">Defined Contribution Plan, Employers Matching Contribution, Vesting Percentage Upon Change of Control</a></td>
<td class="nump">100.00%<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_DefinedContributionPlanCostRecognized', window );">Defined Contribution Plan, Cost Recognized</a></td>
<td class="nump">$ 3,000,000<span></span>
</td>
<td class="nump">3,100,000<span></span>
</td>
<td class="nump">2,900,000<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_DeferredCompensationArrangementWithIndividualPostretirementBenefitsByTypeOfDeferredCompensationAxis=ffic_NonQualifiedDeferredCompensationPlanMember', window );">Non-Qualified Deferred Compensation Plan [Member]</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_ffic_Note12PensionandOtherPostretirementBenefitPlansDetailsLineItems', window );"><strong>Note 12 - Pension and Other Postretirement Benefit Plans (Details) [Line Items]</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_ffic_DefinedContributionPlanAnnualEmployerMatchingOfEmployeesContributionPercent', window );">Defined Contribution Plan Annual Employer Matching of Employee's Contribution Percent</a></td>
<td class="nump">50.00%<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_DefinedContributionPlanMaximumAnnualContributionsPerEmployeePercent', window );">Defined Contribution Plan, Maximum Annual Contributions Per Employee, Percent</a></td>
<td class="nump">5.00%<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_DefinedContributionPlanEmployersMatchingContributionAnnualVestingPercentage', window );">Defined Contribution Plan, Employers Matching Contribution, Annual Vesting Percentage</a></td>
<td class="nump">20.00%<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_ffic_DefinedContributionPlanVestingPeriod', window );">Defined Contribution Plan, Vesting Period</a></td>
<td class="text">5 years<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_ffic_DefinedContributionPlanEmployersMatchingContributionVestingPercentageUponChangeOfControl', window );">Defined Contribution Plan, Employers Matching Contribution, Vesting Percentage Upon Change of Control</a></td>
<td class="nump">100.00%<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_DefinedContributionPlanCostRecognized', window );">Defined Contribution Plan, Cost Recognized</a></td>
<td class="nump">$ 400,000<span></span>
</td>
<td class="nump">400,000<span></span>
</td>
<td class="nump">400,000<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_DefinedBenefitPlanAssetsForPlanBenefitsCurrentAndNoncurrent', window );">Defined Benefit Plan, Assets for Plan Benefits</a></td>
<td class="nump">10,600,000<span></span>
</td>
<td class="nump">10,000,000<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_dei_LegalEntityAxis=ffic_SavingsBankMember', window );">Savings Bank [Member] | Retirement Plan [Member]</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_ffic_Note12PensionandOtherPostretirementBenefitPlansDetailsLineItems', window );"><strong>Note 12 - Pension and Other Postretirement Benefit Plans (Details) [Line Items]</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_DefinedBenefitPlanContributionsByEmployer', window );">Defined Benefit Plan, Contributions by Employer</a></td>
<td class="nump">0<span></span>
</td>
<td class="nump">0<span></span>
</td>
<td class="nump">$ 800,000<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_DefinedBenefitPlanBenefitObligation', window );">Defined Benefit Plan, Benefit Obligation</a></td>
<td class="nump">22,800,000<span></span>
</td>
<td class="nump">24,100,000<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_dei_LegalEntityAxis=ffic_SavingsBankMember', window );">Savings Bank [Member] | Directors' Plan [Member]</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_ffic_Note12PensionandOtherPostretirementBenefitPlansDetailsLineItems', window );"><strong>Note 12 - Pension and Other Postretirement Benefit Plans (Details) [Line Items]</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_DefinedBenefitPlanBenefitObligation', window );">Defined Benefit Plan, Benefit Obligation</a></td>
<td class="nump">2,500,000<span></span>
</td>
<td class="nump">2,700,000<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_DefinedBenefitPlanAssetsForPlanBenefitsCurrentAndNoncurrent', window );">Defined Benefit Plan, Assets for Plan Benefits</a></td>
<td class="nump">4,200,000<span></span>
</td>
<td class="nump">$ 3,900,000<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_ffic_AnnualRetirementBenefitPaidToTerminatingEligibleDirectors', window );">Annual Retirement Benefit Paid to Terminating Eligible Directors</a></td>
<td class="nump">48,000<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_DefinedBenefitPlansEstimatedFutureEmployerContributionsInNextFiscalYear', window );">Defined Benefit Plans, Estimated Future Employer Contributions in Next Fiscal Year</a></td>
<td class="nump">288,000<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_dei_LegalEntityAxis=ffic_SavingsBankMember', window );">Savings Bank [Member] | U.S. Small-Cap Blend [Member] | Retirement Plan [Member]</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_ffic_Note12PensionandOtherPostretirementBenefitPlansDetailsLineItems', window );"><strong>Note 12 - Pension and Other Postretirement Benefit Plans (Details) [Line Items]</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_ffic_PensionPlanAssetsEquitySecuritiesHeldInMutualFundsMinimumMarketCapitalization', window );">Pension Plan Assets, Equity Securities Held in Mutual Funds, Minimum Market Capitalization</a></td>
<td class="nump">$ 100,000,000<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_dei_LegalEntityAxis=ffic_SavingsBankMember', window );">Savings Bank [Member] | Equity Securities [Member] | Retirement Plan [Member]</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_ffic_Note12PensionandOtherPostretirementBenefitPlansDetailsLineItems', window );"><strong>Note 12 - Pension and Other Postretirement Benefit Plans (Details) [Line Items]</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_DefinedBenefitPlanTargetPlanAssetAllocations', window );">Defined Benefit Plan, Target Plan Asset Allocations</a></td>
<td class="nump">60.00%<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_dei_LegalEntityAxis=ffic_SavingsBankMember', window );">Savings Bank [Member] | Fixed Income Securities [Member] | Retirement Plan [Member]</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_ffic_Note12PensionandOtherPostretirementBenefitPlansDetailsLineItems', window );"><strong>Note 12 - Pension and Other Postretirement Benefit Plans (Details) [Line Items]</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_DefinedBenefitPlanTargetPlanAssetAllocations', window );">Defined Benefit Plan, Target Plan Asset Allocations</a></td>
<td class="nump">40.00%<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_dei_LegalEntityAxis=ffic_SavingsBankMember', window );">Savings Bank [Member] | 401(k) [Member]</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_ffic_Note12PensionandOtherPostretirementBenefitPlansDetailsLineItems', window );"><strong>Note 12 - Pension and Other Postretirement Benefit Plans (Details) [Line Items]</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_ffic_DefinedContributionPlanAnnualEmployerMatchingOfEmployeesContributionPercent', window );">Defined Contribution Plan Annual Employer Matching of Employee's Contribution Percent</a></td>
<td class="nump">50.00%<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_DefinedContributionPlanMaximumAnnualContributionsPerEmployeePercent', window );">Defined Contribution Plan, Maximum Annual Contributions Per Employee, Percent</a></td>
<td class="nump">3.00%<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_dei_LegalEntityAxis=ffic_SavingsBankMember', window );">Savings Bank [Member] | Defined Contribution Retirement Plan ("DCRP") [Member]</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_ffic_Note12PensionandOtherPostretirementBenefitPlansDetailsLineItems', window );"><strong>Note 12 - Pension and Other Postretirement Benefit Plans (Details) [Line Items]</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_DefinedContributionPlanMaximumAnnualContributionsPerEmployeePercent', window );">Defined Contribution Plan, Maximum Annual Contributions Per Employee, Percent</a></td>
<td class="nump">4.00%<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_RangeAxis=us-gaap_MinimumMember', window );">Minimum [Member] | Retirement Plan [Member]</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_ffic_Note12PensionandOtherPostretirementBenefitPlansDetailsLineItems', window );"><strong>Note 12 - Pension and Other Postretirement Benefit Plans (Details) [Line Items]</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_ffic_DefinedBenefitPlanBenefitServicePeriod', window );">Defined Benefit Plan, Benefit Service Period</a></td>
<td class="text">3 years<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_RangeAxis=us-gaap_MinimumMember', window );">Minimum [Member] | Savings Bank [Member] | Retirement Plan [Member]</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_ffic_Note12PensionandOtherPostretirementBenefitPlansDetailsLineItems', window );"><strong>Note 12 - Pension and Other Postretirement Benefit Plans (Details) [Line Items]</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_DefinedBenefitPlanAssumptionsUsedCalculatingNetPeriodicBenefitCostExpectedLongTermReturnOnAssets', window );">Defined Benefit Plan, Assumptions Used Calculating Net Periodic Benefit Cost, Expected Long-term Return on Assets</a></td>
<td class="nump">8.00%<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_RangeAxis=us-gaap_MinimumMember', window );">Minimum [Member] | Savings Bank [Member] | U.S. Large-Cap Growth [Member] | Retirement Plan [Member]</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_ffic_Note12PensionandOtherPostretirementBenefitPlansDetailsLineItems', window );"><strong>Note 12 - Pension and Other Postretirement Benefit Plans (Details) [Line Items]</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_ffic_NumberOfStocksHeldInPortfolio', window );">Number of Stocks Held in Portfolio</a></td>
<td class="nump">55<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_RangeAxis=us-gaap_MinimumMember', window );">Minimum [Member] | Savings Bank [Member] | U.S. Small-Cap Blend [Member] | Retirement Plan [Member]</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_ffic_Note12PensionandOtherPostretirementBenefitPlansDetailsLineItems', window );"><strong>Note 12 - Pension and Other Postretirement Benefit Plans (Details) [Line Items]</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_ffic_NumberOfStocksHeldInPortfolio', window );">Number of Stocks Held in Portfolio</a></td>
<td class="nump">40<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_RangeAxis=us-gaap_MinimumMember', window );">Minimum [Member] | Savings Bank [Member] | International blend [Member] | Retirement Plan [Member]</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_ffic_Note12PensionandOtherPostretirementBenefitPlansDetailsLineItems', window );"><strong>Note 12 - Pension and Other Postretirement Benefit Plans (Details) [Line Items]</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_ffic_NumberOfStocksHeldInPortfolio', window );">Number of Stocks Held in Portfolio</a></td>
<td class="nump">80<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_RangeAxis=us-gaap_MinimumMember', window );">Minimum [Member] | Savings Bank [Member] | Equity Securities [Member] | Retirement Plan [Member]</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_ffic_Note12PensionandOtherPostretirementBenefitPlansDetailsLineItems', window );"><strong>Note 12 - Pension and Other Postretirement Benefit Plans (Details) [Line Items]</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_DefinedBenefitPlanAssumptionsUsedCalculatingNetPeriodicBenefitCostExpectedLongTermReturnOnAssets', window );">Defined Benefit Plan, Assumptions Used Calculating Net Periodic Benefit Cost, Expected Long-term Return on Assets</a></td>
<td class="nump">8.00%<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_RangeAxis=us-gaap_MinimumMember', window );">Minimum [Member] | Savings Bank [Member] | Fixed Income Securities [Member] | Retirement Plan [Member]</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_ffic_Note12PensionandOtherPostretirementBenefitPlansDetailsLineItems', window );"><strong>Note 12 - Pension and Other Postretirement Benefit Plans (Details) [Line Items]</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_DefinedBenefitPlanAssumptionsUsedCalculatingNetPeriodicBenefitCostExpectedLongTermReturnOnAssets', window );">Defined Benefit Plan, Assumptions Used Calculating Net Periodic Benefit Cost, Expected Long-term Return on Assets</a></td>
<td class="nump">3.00%<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_RangeAxis=us-gaap_MaximumMember', window );">Maximum [Member] | Retirement Plan [Member]</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_ffic_Note12PensionandOtherPostretirementBenefitPlansDetailsLineItems', window );"><strong>Note 12 - Pension and Other Postretirement Benefit Plans (Details) [Line Items]</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_ffic_DefinedBenefitPlanBenefitServicePeriod', window );">Defined Benefit Plan, Benefit Service Period</a></td>
<td class="text">10 years<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_RangeAxis=us-gaap_MaximumMember', window );">Maximum [Member] | Savings Bank [Member] | U.S. Large-Cap Growth [Member] | Retirement Plan [Member]</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_ffic_Note12PensionandOtherPostretirementBenefitPlansDetailsLineItems', window );"><strong>Note 12 - Pension and Other Postretirement Benefit Plans (Details) [Line Items]</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_ffic_NumberOfStocksHeldInPortfolio', window );">Number of Stocks Held in Portfolio</a></td>
<td class="nump">70<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_RangeAxis=us-gaap_MaximumMember', window );">Maximum [Member] | Savings Bank [Member] | U.S. Small-Cap Blend [Member] | Retirement Plan [Member]</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_ffic_Note12PensionandOtherPostretirementBenefitPlansDetailsLineItems', window );"><strong>Note 12 - Pension and Other Postretirement Benefit Plans (Details) [Line Items]</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_ffic_NumberOfStocksHeldInPortfolio', window );">Number of Stocks Held in Portfolio</a></td>
<td class="nump">100<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_RangeAxis=us-gaap_MaximumMember', window );">Maximum [Member] | Savings Bank [Member] | International blend [Member] | Retirement Plan [Member]</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_ffic_Note12PensionandOtherPostretirementBenefitPlansDetailsLineItems', window );"><strong>Note 12 - Pension and Other Postretirement Benefit Plans (Details) [Line Items]</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_ffic_NumberOfStocksHeldInPortfolio', window );">Number of Stocks Held in Portfolio</a></td>
<td class="nump">90<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_RangeAxis=us-gaap_MaximumMember', window );">Maximum [Member] | Savings Bank [Member] | Equity Securities [Member] | Retirement Plan [Member]</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_ffic_Note12PensionandOtherPostretirementBenefitPlansDetailsLineItems', window );"><strong>Note 12 - Pension and Other Postretirement Benefit Plans (Details) [Line Items]</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_DefinedBenefitPlanAssumptionsUsedCalculatingNetPeriodicBenefitCostExpectedLongTermReturnOnAssets', window );">Defined Benefit Plan, Assumptions Used Calculating Net Periodic Benefit Cost, Expected Long-term Return on Assets</a></td>
<td class="nump">10.00%<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_RangeAxis=us-gaap_MaximumMember', window );">Maximum [Member] | Savings Bank [Member] | Fixed Income Securities [Member] | Retirement Plan [Member]</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_ffic_Note12PensionandOtherPostretirementBenefitPlansDetailsLineItems', window );"><strong>Note 12 - Pension and Other Postretirement Benefit Plans (Details) [Line Items]</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_DefinedBenefitPlanAssumptionsUsedCalculatingNetPeriodicBenefitCostExpectedLongTermReturnOnAssets', window );">Defined Benefit Plan, Assumptions Used Calculating Net Periodic Benefit Cost, Expected Long-term Return on Assets</a></td>
<td class="nump">5.00%<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_RangeAxis=ffic_LessThanMember', window );">Less Than [Member] | In Event of Termination [Member] | Directors' Plan [Member]</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_ffic_Note12PensionandOtherPostretirementBenefitPlansDetailsLineItems', window );"><strong>Note 12 - Pension and Other Postretirement Benefit Plans (Details) [Line Items]</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_ffic_FullTimeEmploymentYearsOfService', window );">Full Time Employment Years of Service</a></td>
<td class="text">2 years<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
</table>
<div style="display: none;">
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_ffic_AmountBorrowedFromTheCompanyByTheEmployeeBenefitTrust">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>Amount borrowed from the company by the Employee Benefit Trust.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>No definition available.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">ffic_AmountBorrowedFromTheCompanyByTheEmployeeBenefitTrust</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>ffic_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>debit</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_ffic_AnnualRetirementBenefitPaidToTerminatingEligibleDirectors">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>Annual retirement benefit paid to terminating eligible directors.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>No definition available.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">ffic_AnnualRetirementBenefitPaidToTerminatingEligibleDirectors</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>ffic_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>credit</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_ffic_CostSharingArrangementMedicalBenefitsPercentage">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>Percentage of the cost sharing arrangement relating to medical benefits under a postretirement plan.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>No definition available.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">ffic_CostSharingArrangementMedicalBenefitsPercentage</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>ffic_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>num:percentItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_ffic_DefinedBenefitContributionsMonthsOfBenefitUsedInLumpSumPayment">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>Defined benefit contributions, months of benefit used in lump sum payment.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>No definition available.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">ffic_DefinedBenefitContributionsMonthsOfBenefitUsedInLumpSumPayment</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>ffic_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:durationItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_ffic_DefinedBenefitPlanBenefitServicePeriod">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>Represents defined Benefit plan benefit services period.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>No definition available.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">ffic_DefinedBenefitPlanBenefitServicePeriod</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>ffic_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:durationItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_ffic_DefinedContributionPlanAnnualEmployerMatchingOfEmployeesContributionPercent">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>Percentage of employees' annual contributions for which the employer contributes a matching contribution to a defined contribution plan, up to a specified limit.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>No definition available.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">ffic_DefinedContributionPlanAnnualEmployerMatchingOfEmployeesContributionPercent</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>ffic_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>num:percentItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_ffic_DefinedContributionPlanEmployersMatchingContributionVestingPercentageUponChangeOfControl">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>Percentage of employer's matching contributions to a defined contribution plan that vests due to a change of control (as defined in the applicable plan).</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>No definition available.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">ffic_DefinedContributionPlanEmployersMatchingContributionVestingPercentageUponChangeOfControl</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>ffic_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>num:percentItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_ffic_DefinedContributionPlanServicePeriodRequirement">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>Service period required to participate in the Defined Contribution Plan.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>No definition available.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">ffic_DefinedContributionPlanServicePeriodRequirement</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>ffic_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:durationItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_ffic_DefinedContributionPlanVestingPeriod">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>Represents defined contribution plan vesting period.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>No definition available.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">ffic_DefinedContributionPlanVestingPeriod</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>ffic_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:durationItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_ffic_EmployerContributionsToThe401kAndProfitSharingPlansFundedByTheEmployeeBenefitTrust">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>Employer contributions to the 401(k) and profit sharing plans funded by the Employee Benefit Trust.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>No definition available.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">ffic_EmployerContributionsToThe401kAndProfitSharingPlansFundedByTheEmployeeBenefitTrust</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>ffic_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>credit</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_ffic_FullTimeEmploymentYearsOfService">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>Represents full time employment years of service.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>No definition available.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">ffic_FullTimeEmploymentYearsOfService</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>ffic_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:durationItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_ffic_MedicalPremiumsRequiredPercentageToBePaidBySpousesOfFutureRetirees">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>Required percentage of medical premiums to be paid by spouses of future retirees.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>No definition available.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">ffic_MedicalPremiumsRequiredPercentageToBePaidBySpousesOfFutureRetirees</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>ffic_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>num:percentItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_ffic_Note12PensionandOtherPostretirementBenefitPlansDetailsLineItems">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- References</a><div><p>No definition available.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">ffic_Note12PensionandOtherPostretirementBenefitPlansDetailsLineItems</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>ffic_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:stringItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_ffic_NumberOfStocksHeldInPortfolio">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>Represents number of stocks held in a specified portfolio.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>No definition available.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">ffic_NumberOfStocksHeldInPortfolio</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>ffic_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:integerItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_ffic_NumberOfUnfundedPostretirementBenefitPlans">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>Represents the number of unfunded postretirement benefit plans.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>No definition available.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">ffic_NumberOfUnfundedPostretirementBenefitPlans</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>ffic_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:integerItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_ffic_PensionPlanAssetsEquitySecuritiesHeldInMutualFundsMinimumMarketCapitalization">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>Represents the minimum market capitalization of equity securities held in a particular mutual fund for pension plan assets.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>No definition available.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">ffic_PensionPlanAssetsEquitySecuritiesHeldInMutualFundsMinimumMarketCapitalization</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>ffic_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_DefinedBenefitPlanAssetsForPlanBenefitsCurrentAndNoncurrent">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>This represents the entire assets recognized in the balance sheet that are associated with the defined benefit plans.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 944<br> -SubTopic 210<br> -Section S99<br> -Paragraph 1<br> -Subparagraph (SX 210.7-03.10)<br> -URI http://asc.fasb.org/extlink&amp;oid=6879938&amp;loc=d3e572229-122910<br><br>Reference 2: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 942<br> -SubTopic 210<br> -Section S99<br> -Paragraph 1<br> -Subparagraph (SX 210.9-03.10)<br> -URI http://asc.fasb.org/extlink&amp;oid=6876686&amp;loc=d3e534808-122878<br><br>Reference 3: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 715<br> -SubTopic 20<br> -Section 45<br> -Paragraph 2<br> -URI http://asc.fasb.org/extlink&amp;oid=21915240&amp;loc=d3e1703-114919<br><br>Reference 4: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 715<br> -SubTopic 20<br> -Section 50<br> -Paragraph 1<br> -Subparagraph (c)<br> -URI http://asc.fasb.org/extlink&amp;oid=58740216&amp;loc=d3e1928-114920<br></p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_DefinedBenefitPlanAssetsForPlanBenefitsCurrentAndNoncurrent</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>us-gaap_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>debit</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>instant</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_DefinedBenefitPlanAssumptionsUsedCalculatingNetPeriodicBenefitCostExpectedLongTermReturnOnAssets">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>An assumption as to the rate of return on plan assets reflecting the average rate of earnings expected on the funds invested or to be invested to provide for the benefits included in the benefit obligation.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Glossary Expected Long-Term Rate of Return on Plan Assets<br> -URI http://asc.fasb.org/extlink&amp;oid=6512046<br><br>Reference 2: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 715<br> -SubTopic 20<br> -Section 50<br> -Paragraph 1<br> -Subparagraph (k)(3)<br> -URI http://asc.fasb.org/extlink&amp;oid=58740216&amp;loc=d3e1928-114920<br></p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_DefinedBenefitPlanAssumptionsUsedCalculatingNetPeriodicBenefitCostExpectedLongTermReturnOnAssets</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>us-gaap_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>num:percentItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_DefinedBenefitPlanBenefitObligation">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>1) For defined benefit pension plans, the benefit obligation is the projected benefit obligation, which is the actuarial present value as of a date of all benefits attributed by the pension benefit formula to employee service rendered prior to that date.  2) For other postretirement defined benefit plans, the benefit obligation is the accumulated postretirement benefit obligation, which is the actuarial present value of benefits attributed to employee service rendered to a particular date.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 715<br> -SubTopic 20<br> -Section 50<br> -Paragraph 1<br> -Subparagraph (a)<br> -URI http://asc.fasb.org/extlink&amp;oid=58740216&amp;loc=d3e1928-114920<br><br>Reference 2: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Glossary Projected Benefit Obligation<br> -URI http://asc.fasb.org/extlink&amp;oid=6522206<br><br>Reference 3: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Glossary Accumulated Postretirement Benefit Obligation<br> -URI http://asc.fasb.org/extlink&amp;oid=6503904<br></p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_DefinedBenefitPlanBenefitObligation</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>us-gaap_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>credit</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>instant</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_DefinedBenefitPlanContributionsByEmployer">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>The increase in the fair value of plan assets from contributions made by the employer.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 715<br> -SubTopic 20<br> -Section 50<br> -Paragraph 1<br> -Subparagraph (b)(3)<br> -URI http://asc.fasb.org/extlink&amp;oid=58740216&amp;loc=d3e1928-114920<br></p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_DefinedBenefitPlanContributionsByEmployer</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>us-gaap_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>debit</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_DefinedBenefitPlanExpectedFutureBenefitPaymentsNextTwelveMonths">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>Amount of benefits from a defined benefit plan expected to be paid in the next fiscal year following the latest fiscal year. Excludes interim and annual periods when interim periods are reported on a rolling approach, from latest balance sheet date.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 715<br> -SubTopic 20<br> -Section 50<br> -Paragraph 1<br> -Subparagraph (f)<br> -URI http://asc.fasb.org/extlink&amp;oid=58740216&amp;loc=d3e1928-114920<br></p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_DefinedBenefitPlanExpectedFutureBenefitPaymentsNextTwelveMonths</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>us-gaap_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>credit</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>instant</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_DefinedBenefitPlanTargetPlanAssetAllocations">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>Target allocation of investments of this type to total plan assets presented on a weighted average basis.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 715<br> -SubTopic 20<br> -Section 50<br> -Paragraph 5<br> -Subparagraph (c)(i)<br> -URI http://asc.fasb.org/extlink&amp;oid=58740216&amp;loc=d3e2446-114920<br><br>Reference 2: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 715<br> -SubTopic 20<br> -Section 50<br> -Paragraph 1<br> -Subparagraph (d)(i)<br> -URI http://asc.fasb.org/extlink&amp;oid=58740216&amp;loc=d3e1928-114920<br></p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_DefinedBenefitPlanTargetPlanAssetAllocations</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>us-gaap_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>num:percentItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_DefinedBenefitPlansEstimatedFutureEmployerContributionsInNextFiscalYear">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>Amount of employer's best estimate of contributions expected to be paid to the plan during the next fiscal year beginning after the date of the latest statement of financial position.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 715<br> -SubTopic 20<br> -Section 50<br> -Paragraph 1<br> -Subparagraph (g)<br> -URI http://asc.fasb.org/extlink&amp;oid=58740216&amp;loc=d3e1928-114920<br></p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_DefinedBenefitPlansEstimatedFutureEmployerContributionsInNextFiscalYear</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>us-gaap_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>debit</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_DefinedContributionPlanCostRecognized">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>The amount of the cost recognized during the period for defined contribution plans.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 715<br> -SubTopic 70<br> -Section 50<br> -Paragraph 1<br> -URI http://asc.fasb.org/extlink&amp;oid=49170846&amp;loc=d3e28014-114942<br></p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_DefinedContributionPlanCostRecognized</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>us-gaap_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>debit</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_DefinedContributionPlanEmployersMatchingContributionAnnualVestingPercentage">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>Percentage of employer's matching contributions to a defined contribution plan that vests in a given year.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>No definition available.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_DefinedContributionPlanEmployersMatchingContributionAnnualVestingPercentage</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>us-gaap_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>num:percentItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_DefinedContributionPlanMaximumAnnualContributionsPerEmployeePercent">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>Maximum percentage of employee gross pay the employee may contribute to a defined contribution plan.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>No definition available.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_DefinedContributionPlanMaximumAnnualContributionsPerEmployeePercent</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>us-gaap_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>num:percentItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_StockIssuedDuringPeriodSharesEmployeeBenefitPlan">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>Number of shares issued during the period to an employee benefit plan, such as a defined contribution or defined benefit plan.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>No definition available.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_StockIssuedDuringPeriodSharesEmployeeBenefitPlan</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>us-gaap_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:sharesItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_StockIssuedDuringPeriodValueEmployeeBenefitPlan">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>Value of shares issued during the period to an employee benefit plan, such as a defined contribution or defined benefit plan.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>No definition available.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_StockIssuedDuringPeriodValueEmployeeBenefitPlan</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>us-gaap_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>credit</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_DefinedBenefitPlansDisclosuresDefinedBenefitPlansAxis=ffic_RetirementPlanMember">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Details</a><div><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_DefinedBenefitPlansDisclosuresDefinedBenefitPlansAxis=ffic_RetirementPlanMember</td>
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<DOCUMENT>
<TYPE>XML
<SEQUENCE>114
<FILENAME>R95.htm
<DESCRIPTION>IDEA: XBRL DOCUMENT
<TEXT>
<html>
<head>
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<span style="display: none;">v3.3.1.900</span><table class="report" border="0" cellspacing="2" id="idp6836386944">
<tr>
<th class="tl" colspan="1" rowspan="1"><div style="width: 200px;"><strong>Note 12 - Pension and Other Postretirement Benefit Plans (Details) - Amounts Recognized in Accumulated Other Comprehensive Income, on a Pre-Tax Basis - USD ($)<br> $ in Thousands</strong></div></th>
<th class="th"><div>Dec. 31, 2015</div></th>
<th class="th"><div>Dec. 31, 2014</div></th>
<th class="th"><div>Dec. 31, 2013</div></th>
</tr>
<tr class="re">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_ffic_Note12PensionandOtherPostretirementBenefitPlansDetailsAmountsRecognizedinAccumulatedOtherComprehensiveIncomeonaPreTaxBasisLineItems', window );"><strong>Note 12 - Pension and Other Postretirement Benefit Plans (Details) - Amounts Recognized in Accumulated Other Comprehensive Income, on a Pre-Tax Basis [Line Items]</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_DefinedBenefitPlanAccumulatedOtherComprehensiveIncomeNetGainsLossesBeforeTax', window );">Net Actuarial loss (gain)</a></td>
<td class="nump">$ 9,323<span></span>
</td>
<td class="nump">$ 11,580<span></span>
</td>
<td class="nump">$ 5,608<span></span>
</td>
</tr>
<tr class="re">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_DefinedBenefitPlanAccumulatedOtherComprehensiveIncomeNetPriorServiceCostCreditBeforeTax', window );">Prior Service cost (credit)</a></td>
<td class="num">(447)<span></span>
</td>
<td class="num">(492)<span></span>
</td>
<td class="num">(537)<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_DefinedBenefitPlanAccumulatedOtherComprehensiveIncomeBeforeTax', window );">Total</a></td>
<td class="nump">8,876<span></span>
</td>
<td class="nump">11,088<span></span>
</td>
<td class="nump">5,071<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_DefinedBenefitPlansDisclosuresDefinedBenefitPlansAxis=ffic_RetirementPlanMember', window );">Retirement Plan [Member]</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_ffic_Note12PensionandOtherPostretirementBenefitPlansDetailsAmountsRecognizedinAccumulatedOtherComprehensiveIncomeonaPreTaxBasisLineItems', window );"><strong>Note 12 - Pension and Other Postretirement Benefit Plans (Details) - Amounts Recognized in Accumulated Other Comprehensive Income, on a Pre-Tax Basis [Line Items]</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_DefinedBenefitPlanAccumulatedOtherComprehensiveIncomeNetGainsLossesBeforeTax', window );">Net Actuarial loss (gain)</a></td>
<td class="nump">8,589<span></span>
</td>
<td class="nump">9,938<span></span>
</td>
<td class="nump">5,899<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_DefinedBenefitPlanAccumulatedOtherComprehensiveIncomeBeforeTax', window );">Total</a></td>
<td class="nump">8,589<span></span>
</td>
<td class="nump">9,938<span></span>
</td>
<td class="nump">5,899<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_DefinedBenefitPlansDisclosuresDefinedBenefitPlansAxis=us-gaap_OtherPostretirementBenefitPlansDefinedBenefitMember', window );">Other Postretirement Benefit Plan [Member]</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_ffic_Note12PensionandOtherPostretirementBenefitPlansDetailsAmountsRecognizedinAccumulatedOtherComprehensiveIncomeonaPreTaxBasisLineItems', window );"><strong>Note 12 - Pension and Other Postretirement Benefit Plans (Details) - Amounts Recognized in Accumulated Other Comprehensive Income, on a Pre-Tax Basis [Line Items]</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_DefinedBenefitPlanAccumulatedOtherComprehensiveIncomeNetGainsLossesBeforeTax', window );">Net Actuarial loss (gain)</a></td>
<td class="nump">1,296<span></span>
</td>
<td class="nump">2,130<span></span>
</td>
<td class="nump">205<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_DefinedBenefitPlanAccumulatedOtherComprehensiveIncomeNetPriorServiceCostCreditBeforeTax', window );">Prior Service cost (credit)</a></td>
<td class="num">(538)<span></span>
</td>
<td class="num">(623)<span></span>
</td>
<td class="num">(708)<span></span>
</td>
</tr>
<tr class="re">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_DefinedBenefitPlanAccumulatedOtherComprehensiveIncomeBeforeTax', window );">Total</a></td>
<td class="nump">758<span></span>
</td>
<td class="nump">1,507<span></span>
</td>
<td class="num">(503)<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_DefinedBenefitPlansDisclosuresDefinedBenefitPlansAxis=ffic_DirectorsPlanMember', window );">Directors' Plan [Member]</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_ffic_Note12PensionandOtherPostretirementBenefitPlansDetailsAmountsRecognizedinAccumulatedOtherComprehensiveIncomeonaPreTaxBasisLineItems', window );"><strong>Note 12 - Pension and Other Postretirement Benefit Plans (Details) - Amounts Recognized in Accumulated Other Comprehensive Income, on a Pre-Tax Basis [Line Items]</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_DefinedBenefitPlanAccumulatedOtherComprehensiveIncomeNetGainsLossesBeforeTax', window );">Net Actuarial loss (gain)</a></td>
<td class="num">(562)<span></span>
</td>
<td class="num">(488)<span></span>
</td>
<td class="num">(496)<span></span>
</td>
</tr>
<tr class="re">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_DefinedBenefitPlanAccumulatedOtherComprehensiveIncomeNetPriorServiceCostCreditBeforeTax', window );">Prior Service cost (credit)</a></td>
<td class="nump">91<span></span>
</td>
<td class="nump">131<span></span>
</td>
<td class="nump">171<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_DefinedBenefitPlanAccumulatedOtherComprehensiveIncomeBeforeTax', window );">Total</a></td>
<td class="num">$ (471)<span></span>
</td>
<td class="num">$ (357)<span></span>
</td>
<td class="num">$ (325)<span></span>
</td>
</tr>
</table>
<div style="display: none;">
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<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- References</a><div><p>No definition available.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">ffic_Note12PensionandOtherPostretirementBenefitPlansDetailsAmountsRecognizedinAccumulatedOtherComprehensiveIncomeonaPreTaxBasisLineItems</td>
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<td><strong> Period Type:</strong></td>
<td>duration</td>
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<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_DefinedBenefitPlanAccumulatedOtherComprehensiveIncomeBeforeTax">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>The pretax total of net gain (loss), prior service cost (credit), and transition assets (obligations), as well as minimum pension liability if still remaining, included in accumulated other comprehensive income associated with a defined benefit pension or other postretirement plan(s) because they have yet to be recognized as components of net periodic benefit cost.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 715<br> -SubTopic 20<br> -Section 50<br> -Paragraph 1<br> -Subparagraph (j)<br> -URI http://asc.fasb.org/extlink&amp;oid=58740216&amp;loc=d3e1928-114920<br><br>Reference 2: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 220<br> -SubTopic 10<br> -Section 45<br> -Paragraph 10A<br> -Subparagraph (i-k)<br> -URI http://asc.fasb.org/extlink&amp;oid=36458714&amp;loc=SL7669646-108580<br></p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_DefinedBenefitPlanAccumulatedOtherComprehensiveIncomeBeforeTax</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>us-gaap_</td>
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<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
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<td><strong> Balance Type:</strong></td>
<td>debit</td>
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<td><strong> Period Type:</strong></td>
<td>instant</td>
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<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>The pretax net amount of gains and losses that are not yet recognized as a component of net periodic benefit cost, and that are recognized as increases or decreases in other comprehensive income as they arise. Gains and losses are due to changes in the value of either the benefit obligation or the plan assets resulting from experience different from that assumed or from a change in an actuarial assumption, or the consequence of a decision to temporarily deviate from the substantive plan.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 220<br> -SubTopic 10<br> -Section 45<br> -Paragraph 10A<br> -Subparagraph (i)<br> -URI http://asc.fasb.org/extlink&amp;oid=36458714&amp;loc=SL7669646-108580<br><br>Reference 2: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 715<br> -SubTopic 20<br> -Section 50<br> -Paragraph 1<br> -Subparagraph (j)<br> -URI http://asc.fasb.org/extlink&amp;oid=58740216&amp;loc=d3e1928-114920<br></p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_DefinedBenefitPlanAccumulatedOtherComprehensiveIncomeNetGainsLossesBeforeTax</td>
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<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>us-gaap_</td>
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<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
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<tr>
<td><strong> Balance Type:</strong></td>
<td>credit</td>
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<td><strong> Period Type:</strong></td>
<td>instant</td>
</tr>
</table></div>
</div></td></tr>
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<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>Amount related to the pretax cost of benefit changes attributable to plan participants' prior service pursuant to a plan amendment or a plan initiation, which has not yet been recognized as components of net periodic benefit cost.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Glossary Prior Service Cost<br> -URI http://asc.fasb.org/extlink&amp;oid=49177896<br><br>Reference 2: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 715<br> -SubTopic 20<br> -Section 50<br> -Paragraph 1<br> -Subparagraph (j)<br> -URI http://asc.fasb.org/extlink&amp;oid=58740216&amp;loc=d3e1928-114920<br><br>Reference 3: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 220<br> -SubTopic 10<br> -Section 45<br> -Paragraph 10A<br> -Subparagraph (j)<br> -URI http://asc.fasb.org/extlink&amp;oid=36458714&amp;loc=SL7669646-108580<br></p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_DefinedBenefitPlanAccumulatedOtherComprehensiveIncomeNetPriorServiceCostCreditBeforeTax</td>
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<td><strong> Data Type:</strong></td>
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<td><strong> Balance Type:</strong></td>
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<td><strong> Period Type:</strong></td>
<td>instant</td>
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<td><strong> Name:</strong></td>
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<td><strong> Data Type:</strong></td>
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<td><strong> Balance Type:</strong></td>
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<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
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<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Details</a><div><table border="0" cellpadding="0" cellspacing="0">
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<span style="display: none;">v3.3.1.900</span><table class="report" border="0" cellspacing="2" id="idp6840826544">
<tr>
<th class="tl" colspan="1" rowspan="2"><div style="width: 200px;"><strong>Note 12 - Pension and Other Postretirement Benefit Plans (Details) - Amounts in Accumulated Other Comprehensive Income to be Recognized as Components of Net Periodic Expense for These Plans in 2013<br> $ in Thousands</strong></div></th>
<th class="th" colspan="1">12 Months Ended</th>
</tr>
<tr><th class="th">
<div>Dec. 31, 2015 </div>
<div>USD ($)</div>
</th></tr>
<tr class="re">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_ffic_Note12PensionandOtherPostretirementBenefitPlansDetailsAmountsinAccumulatedOtherComprehensiveIncometobeRecognizedasComponentsofNetPeriodicExpenseforThesePlansin2013LineItems', window );"><strong>Note 12 - Pension and Other Postretirement Benefit Plans (Details) - Amounts in Accumulated Other Comprehensive Income to be Recognized as Components of Net Periodic Expense for These Plans in 2013 [Line Items]</strong></a></td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_DefinedBenefitPlanFutureAmortizationOfGainLoss', window );">Net Actuarial loss (gain)</a></td>
<td class="nump">$ 769<span></span>
</td>
</tr>
<tr class="re">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_DefinedBenefitPlanFutureAmortizationOfPriorServiceCostCredit', window );">Prior Service cost (credit)</a></td>
<td class="num">(45)<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_DefinedBenefitPlanAccumulatedOtherComprehensiveIncomeNetTransitionAssetsObligationsAfterTax', window );">Total</a></td>
<td class="nump">724<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_DefinedBenefitPlansDisclosuresDefinedBenefitPlansAxis=ffic_RetirementPlanMember', window );">Retirement Plan [Member]</a></td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_ffic_Note12PensionandOtherPostretirementBenefitPlansDetailsAmountsinAccumulatedOtherComprehensiveIncometobeRecognizedasComponentsofNetPeriodicExpenseforThesePlansin2013LineItems', window );"><strong>Note 12 - Pension and Other Postretirement Benefit Plans (Details) - Amounts in Accumulated Other Comprehensive Income to be Recognized as Components of Net Periodic Expense for These Plans in 2013 [Line Items]</strong></a></td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_DefinedBenefitPlanFutureAmortizationOfGainLoss', window );">Net Actuarial loss (gain)</a></td>
<td class="nump">808<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_DefinedBenefitPlanAccumulatedOtherComprehensiveIncomeNetTransitionAssetsObligationsAfterTax', window );">Total</a></td>
<td class="nump">808<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_DefinedBenefitPlansDisclosuresDefinedBenefitPlansAxis=us-gaap_OtherPostretirementBenefitPlansDefinedBenefitMember', window );">Other Postretirement Benefit Plan [Member]</a></td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_ffic_Note12PensionandOtherPostretirementBenefitPlansDetailsAmountsinAccumulatedOtherComprehensiveIncometobeRecognizedasComponentsofNetPeriodicExpenseforThesePlansin2013LineItems', window );"><strong>Note 12 - Pension and Other Postretirement Benefit Plans (Details) - Amounts in Accumulated Other Comprehensive Income to be Recognized as Components of Net Periodic Expense for These Plans in 2013 [Line Items]</strong></a></td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_DefinedBenefitPlanFutureAmortizationOfGainLoss', window );">Net Actuarial loss (gain)</a></td>
<td class="nump">47<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_DefinedBenefitPlanFutureAmortizationOfPriorServiceCostCredit', window );">Prior Service cost (credit)</a></td>
<td class="num">(85)<span></span>
</td>
</tr>
<tr class="re">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_DefinedBenefitPlanAccumulatedOtherComprehensiveIncomeNetTransitionAssetsObligationsAfterTax', window );">Total</a></td>
<td class="num">(38)<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_DefinedBenefitPlansDisclosuresDefinedBenefitPlansAxis=ffic_DirectorsPlanMember', window );">Directors' Plan [Member]</a></td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_ffic_Note12PensionandOtherPostretirementBenefitPlansDetailsAmountsinAccumulatedOtherComprehensiveIncometobeRecognizedasComponentsofNetPeriodicExpenseforThesePlansin2013LineItems', window );"><strong>Note 12 - Pension and Other Postretirement Benefit Plans (Details) - Amounts in Accumulated Other Comprehensive Income to be Recognized as Components of Net Periodic Expense for These Plans in 2013 [Line Items]</strong></a></td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_DefinedBenefitPlanFutureAmortizationOfGainLoss', window );">Net Actuarial loss (gain)</a></td>
<td class="num">(86)<span></span>
</td>
</tr>
<tr class="re">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_DefinedBenefitPlanFutureAmortizationOfPriorServiceCostCredit', window );">Prior Service cost (credit)</a></td>
<td class="nump">40<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_DefinedBenefitPlanAccumulatedOtherComprehensiveIncomeNetTransitionAssetsObligationsAfterTax', window );">Total</a></td>
<td class="num">$ (46)<span></span>
</td>
</tr>
</table>
<div style="display: none;">
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<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- References</a><div><p>No definition available.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">ffic_Note12PensionandOtherPostretirementBenefitPlansDetailsAmountsinAccumulatedOtherComprehensiveIncometobeRecognizedasComponentsofNetPeriodicExpenseforThesePlansin2013LineItems</td>
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<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>After tax amount of transition assets (obligations), as of the date FAS 87 or 106 was initially applied, that has not yet been recognized as a component of net periodic benefit cost.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>No definition available.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_DefinedBenefitPlanAccumulatedOtherComprehensiveIncomeNetTransitionAssetsObligationsAfterTax</td>
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<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
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<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
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<td><strong> Balance Type:</strong></td>
<td>credit</td>
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<td><strong> Period Type:</strong></td>
<td>instant</td>
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<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_DefinedBenefitPlanFutureAmortizationOfGainLoss">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>Amount included in accumulated other comprehensive income (AOCI) related to gain (loss) expected to be recognized as components of net periodic benefit cost for the fiscal year that follows the most recent annual statement of financial position.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>No definition available.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_DefinedBenefitPlanFutureAmortizationOfGainLoss</td>
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<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
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<td><strong> Data Type:</strong></td>
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<td><strong> Balance Type:</strong></td>
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<td><strong> Period Type:</strong></td>
<td>duration</td>
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</table></div>
</div></td></tr>
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<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_DefinedBenefitPlanFutureAmortizationOfPriorServiceCostCredit">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>Amount included in accumulated other comprehensive income (AOCI) related to prior service cost (credit) expected to be recognized as components of net periodic benefit cost for the fiscal year that follows the most recent annual statement of financial position.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>No definition available.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_DefinedBenefitPlanFutureAmortizationOfPriorServiceCostCredit</td>
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<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
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<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
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<td><strong> Balance Type:</strong></td>
<td>debit</td>
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<td><strong> Period Type:</strong></td>
<td>duration</td>
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<td><strong> Name:</strong></td>
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<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Details</a><div><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
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<td><strong> Name:</strong></td>
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<DOCUMENT>
<TYPE>XML
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<DESCRIPTION>IDEA: XBRL DOCUMENT
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<html>
<head>
<title></title>
<link rel="stylesheet" type="text/css" href="report.css">
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<span style="display: none;">v3.3.1.900</span><table class="report" border="0" cellspacing="2" id="idp6840357088">
<tr>
<th class="tl" colspan="1" rowspan="2"><div style="width: 200px;"><strong>Note 12 - Pension and Other Postretirement Benefit Plans (Details) - For the Retirement Plan, the Change in Benefit Obligation and Assets - Retirement Plan [Member] - USD ($)<br> $ in Thousands</strong></div></th>
<th class="th" colspan="3">12 Months Ended</th>
</tr>
<tr>
<th class="th"><div>Dec. 31, 2015</div></th>
<th class="th"><div>Dec. 31, 2014</div></th>
<th class="th"><div>Dec. 31, 2013</div></th>
</tr>
<tr class="re">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_ffic_ChangeInBenefitObligationAbstract', window );"><strong>Change in benefit obligation:</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_DefinedBenefitPlanBenefitObligation', window );">Projected benefit obligation, balance</a></td>
<td class="nump">$ 24,097<span></span>
</td>
<td class="nump">$ 19,740<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_DefinedBenefitPlanInterestCost', window );">Interest cost</a></td>
<td class="nump">889<span></span>
</td>
<td class="nump">891<span></span>
</td>
<td class="nump">$ 827<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_DefinedBenefitPlanActuarialGainLoss', window );">Actuarial (gain) loss</a></td>
<td class="num">(1,208)<span></span>
</td>
<td class="nump">4,446<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_DefinedBenefitPlanBenefitsPaid', window );">Benefits paid</a></td>
<td class="num">(1,014)<span></span>
</td>
<td class="num">(980)<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_DefinedBenefitPlanBenefitObligation', window );">Projected benefit obligation, balance</a></td>
<td class="nump">22,764<span></span>
</td>
<td class="nump">24,097<span></span>
</td>
<td class="nump">19,740<span></span>
</td>
</tr>
<tr class="re">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_ffic_ChangeInPlanAssetsAbstract', window );"><strong>Change in plan assets:</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_DefinedBenefitPlanFairValueOfPlanAssets', window );">Market value of assets, balance</a></td>
<td class="nump">20,509<span></span>
</td>
<td class="nump">20,496<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_DefinedBenefitPlanActualReturnOnPlanAssets', window );">Actual return on plan assets</a></td>
<td class="nump">429<span></span>
</td>
<td class="nump">993<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_DefinedBenefitPlanBenefitsPaid', window );">Benefits paid</a></td>
<td class="num">(1,014)<span></span>
</td>
<td class="num">(980)<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_DefinedBenefitPlanFairValueOfPlanAssets', window );">Market value of assets, balance</a></td>
<td class="nump">19,924<span></span>
</td>
<td class="nump">20,509<span></span>
</td>
<td class="nump">$ 20,496<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_PensionAndOtherPostretirementDefinedBenefitPlansLiabilitiesCurrentAndNoncurrent', window );">Accrued pension liability included in other liabilities</a></td>
<td class="num">$ (2,840)<span></span>
</td>
<td class="num">$ (3,588)<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
</table>
<div style="display: none;">
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<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- References</a><div><p>No definition available.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">ffic_ChangeInBenefitObligationAbstract</td>
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<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- References</a><div><p>No definition available.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
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<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_DefinedBenefitPlanActualReturnOnPlanAssets">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>The difference between fair value of plan assets at the end of the period and the fair value at the beginning of the period, adjusted for contributions and payments of benefits during the period, and after adjusting for taxes and other expenses, as applicable.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Glossary Actual Return on Plan Assets (Component of Net Periodic Postretirement Benefit Cost)<br> -URI http://asc.fasb.org/extlink&amp;oid=6504192<br><br>Reference 2: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 715<br> -SubTopic 20<br> -Section 50<br> -Paragraph 1<br> -Subparagraph (b)(1)<br> -URI http://asc.fasb.org/extlink&amp;oid=58740216&amp;loc=d3e1928-114920<br><br>Reference 3: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Glossary Actual Return on Plan Assets (Component of Net Periodic Pension Cost)<br> -URI http://asc.fasb.org/extlink&amp;oid=6504226<br></p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_DefinedBenefitPlanActualReturnOnPlanAssets</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>us-gaap_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>debit</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_DefinedBenefitPlanActuarialGainLoss">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>Amount of gain (loss) related to change in benefit obligation resulting from changes in actuarial assumptions, for example, but not limited to, interest, mortality, employee turnover, salary, and temporary deviation from the substantive plan.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Glossary Gain or Loss<br> -URI http://asc.fasb.org/extlink&amp;oid=49168827<br><br>Reference 2: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 715<br> -SubTopic 20<br> -Section 50<br> -Paragraph 1<br> -Subparagraph (a)(4)<br> -URI http://asc.fasb.org/extlink&amp;oid=58740216&amp;loc=d3e1928-114920<br></p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_DefinedBenefitPlanActuarialGainLoss</td>
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<td>us-gaap_</td>
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<td>xbrli:monetaryItemType</td>
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<td><strong> Balance Type:</strong></td>
<td>credit</td>
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<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
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<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_DefinedBenefitPlanBenefitObligation">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>1) For defined benefit pension plans, the benefit obligation is the projected benefit obligation, which is the actuarial present value as of a date of all benefits attributed by the pension benefit formula to employee service rendered prior to that date.  2) For other postretirement defined benefit plans, the benefit obligation is the accumulated postretirement benefit obligation, which is the actuarial present value of benefits attributed to employee service rendered to a particular date.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 715<br> -SubTopic 20<br> -Section 50<br> -Paragraph 1<br> -Subparagraph (a)<br> -URI http://asc.fasb.org/extlink&amp;oid=58740216&amp;loc=d3e1928-114920<br><br>Reference 2: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Glossary Projected Benefit Obligation<br> -URI http://asc.fasb.org/extlink&amp;oid=6522206<br><br>Reference 3: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Glossary Accumulated Postretirement Benefit Obligation<br> -URI http://asc.fasb.org/extlink&amp;oid=6503904<br></p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_DefinedBenefitPlanBenefitObligation</td>
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<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>us-gaap_</td>
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<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
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<td><strong> Balance Type:</strong></td>
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<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>The amount of payments made for which participants are entitled under a pension plan, including pension benefits, death benefits, and benefits due on termination of employment. Also includes payments made under a postretirement benefit plan, including prescription drug benefits, health care benefits, life insurance benefits, and legal, educational and advisory services. This item represents a periodic decrease to the plan obligations and a decrease to plan assets.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 715<br> -SubTopic 60<br> -Section 50<br> -Paragraph 4<br> -URI http://asc.fasb.org/extlink&amp;oid=6414203&amp;loc=d3e39716-114964<br><br>Reference 2: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Glossary Benefits<br> -URI http://asc.fasb.org/extlink&amp;oid=49170737<br><br>Reference 3: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 715<br> -SubTopic 20<br> -Section 50<br> -Paragraph 1<br> -Subparagraph (a)(6)<br> -URI http://asc.fasb.org/extlink&amp;oid=58740216&amp;loc=d3e1928-114920<br><br>Reference 4: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Glossary Postretirement Benefits<br> -URI http://asc.fasb.org/extlink&amp;oid=6521376<br><br>Reference 5: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 715<br> -SubTopic 20<br> -Section 50<br> -Paragraph 1<br> -Subparagraph (b)(5)<br> -URI http://asc.fasb.org/extlink&amp;oid=58740216&amp;loc=d3e1928-114920<br></p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_DefinedBenefitPlanBenefitsPaid</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>us-gaap_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>debit</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_DefinedBenefitPlanFairValueOfPlanAssets">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>Assets, usually stocks, bonds, and other investments, that have been segregated and restricted (usually in a trust) to provide benefits, at their fair value as of the measurement date. Plan assets include amounts contributed by the employer (and by employees for a contributory plan) and amounts earned from investing the contributions, less benefits paid. If a plan has liabilities other than for benefits, those non-benefit obligations may be considered as reductions of plan assets.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 715<br> -SubTopic 30<br> -Section 35<br> -Paragraph 50<br> -URI http://asc.fasb.org/extlink&amp;oid=49178875&amp;loc=d3e12355-114930<br><br>Reference 2: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 715<br> -SubTopic 20<br> -Section 50<br> -Paragraph 1<br> -Subparagraph (b)<br> -URI http://asc.fasb.org/extlink&amp;oid=58740216&amp;loc=d3e1928-114920<br></p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_DefinedBenefitPlanFairValueOfPlanAssets</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>us-gaap_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>debit</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>instant</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_DefinedBenefitPlanInterestCost">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>The increase in a defined benefit pension plan's projected benefit obligation or a defined benefit postretirement plan's accumulated postretirement benefit obligation due to the passage of time.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 715<br> -SubTopic 20<br> -Section 50<br> -Paragraph 1<br> -Subparagraph (h)(2)<br> -URI http://asc.fasb.org/extlink&amp;oid=58740216&amp;loc=d3e1928-114920<br><br>Reference 2: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 715<br> -SubTopic 20<br> -Section 50<br> -Paragraph 1<br> -Subparagraph (a)(2)<br> -URI http://asc.fasb.org/extlink&amp;oid=58740216&amp;loc=d3e1928-114920<br></p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_DefinedBenefitPlanInterestCost</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>us-gaap_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>debit</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_PensionAndOtherPostretirementDefinedBenefitPlansLiabilitiesCurrentAndNoncurrent">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>This represents the entire liability recognized in the balance sheet that is associated with the defined benefit plans.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 715<br> -SubTopic 20<br> -Section 45<br> -Paragraph 2<br> -URI http://asc.fasb.org/extlink&amp;oid=21915240&amp;loc=d3e1703-114919<br><br>Reference 2: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 715<br> -SubTopic 20<br> -Section 50<br> -Paragraph 1<br> -Subparagraph (c)<br> -URI http://asc.fasb.org/extlink&amp;oid=58740216&amp;loc=d3e1928-114920<br><br>Reference 3: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 942<br> -SubTopic 210<br> -Section S99<br> -Paragraph 1<br> -Subparagraph (SX 210.9-03.15)<br> -URI http://asc.fasb.org/extlink&amp;oid=6876686&amp;loc=d3e534808-122878<br><br>Reference 4: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 715<br> -SubTopic 20<br> -Section 50<br> -Paragraph 3<br> -URI http://asc.fasb.org/extlink&amp;oid=58740216&amp;loc=d3e2417-114920<br><br>Reference 5: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 944<br> -SubTopic 210<br> -Section S99<br> -Paragraph 1<br> -Subparagraph (SX 210.7-03.15)<br> -URI http://asc.fasb.org/extlink&amp;oid=6879938&amp;loc=d3e572229-122910<br><br>Reference 6: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 715<br> -SubTopic 20<br> -Section 50<br> -Paragraph 2<br> -URI http://asc.fasb.org/extlink&amp;oid=58740216&amp;loc=d3e2410-114920<br></p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_PensionAndOtherPostretirementDefinedBenefitPlansLiabilitiesCurrentAndNoncurrent</td>
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<td>xbrli:monetaryItemType</td>
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<td><strong> Balance Type:</strong></td>
<td>credit</td>
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<td><strong> Period Type:</strong></td>
<td>instant</td>
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</table></div>
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<span style="display: none;">v3.3.1.900</span><table class="report" border="0" cellspacing="2" id="idp6654994768">
<tr>
<th class="tl" colspan="1" rowspan="1"><div style="width: 200px;"><strong>Note 12 - Pension and Other Postretirement Benefit Plans (Details) - Assumptions Used to Determine the Retirement Plan&#8217;s Benefit Obligations - Retirement Plan [Member]<br></strong></div></th>
<th class="th"><div>Dec. 31, 2015</div></th>
<th class="th"><div>Dec. 31, 2014</div></th>
</tr>
<tr class="re">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_ffic_Note12PensionandOtherPostretirementBenefitPlansDetailsAssumptionsUsedtoDeterminetheRetirementPlansBenefitObligationsLineItems', window );"><strong>Note 12 - Pension and Other Postretirement Benefit Plans (Details) - Assumptions Used to Determine the Retirement Plan&#8217;s Benefit Obligations [Line Items]</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_DefinedBenefitPlanAssumptionsUsedCalculatingBenefitObligationDiscountRate', window );">Weighted average discount rate</a></td>
<td class="nump">4.06%<span></span>
</td>
<td class="nump">3.76%<span></span>
</td>
</tr>
<tr class="re">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_DefinedBenefitPlanAssumptionsUsedCalculatingBenefitObligationRateOfCompensationIncrease', window );">Rate of increase in future compensation levels</a></td>
<td class="text"> <span></span>
</td>
<td class="text"> <span></span>
</td>
</tr>
<tr class="ro">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_ffic_DefinedBenefitPlanAssumptionsUsedCalculatingBenefitObligationExpectedLongTermReturnOnAssets', window );">Expected long-term rate of return on assets</a></td>
<td class="nump">7.25%<span></span>
</td>
<td class="nump">7.50%<span></span>
</td>
</tr>
</table>
<div style="display: none;">
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<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>An assumption as to the rate of return on plan assets reflecting the average rate of earnings expected on the funds invested or to be invested to provide for the benefits included in the benefit obligation.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>No definition available.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">ffic_DefinedBenefitPlanAssumptionsUsedCalculatingBenefitObligationExpectedLongTermReturnOnAssets</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>ffic_</td>
</tr>
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<td><strong> Data Type:</strong></td>
<td>num:percentItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>instant</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_ffic_Note12PensionandOtherPostretirementBenefitPlansDetailsAssumptionsUsedtoDeterminetheRetirementPlansBenefitObligationsLineItems">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- References</a><div><p>No definition available.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">ffic_Note12PensionandOtherPostretirementBenefitPlansDetailsAssumptionsUsedtoDeterminetheRetirementPlansBenefitObligationsLineItems</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>ffic_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:stringItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_DefinedBenefitPlanAssumptionsUsedCalculatingBenefitObligationDiscountRate">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>The interest rate used to adjust for the time value of money for the plan.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 715<br> -SubTopic 20<br> -Section 50<br> -Paragraph 1<br> -Subparagraph (k)(1)<br> -URI http://asc.fasb.org/extlink&amp;oid=58740216&amp;loc=d3e1928-114920<br></p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_DefinedBenefitPlanAssumptionsUsedCalculatingBenefitObligationDiscountRate</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>us-gaap_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>num:percentItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>instant</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_DefinedBenefitPlanAssumptionsUsedCalculatingBenefitObligationRateOfCompensationIncrease">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>Expected rate of compensation increases (for pay-related plans).</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 715<br> -SubTopic 20<br> -Section 50<br> -Paragraph 1<br> -Subparagraph (k)(2)<br> -URI http://asc.fasb.org/extlink&amp;oid=58740216&amp;loc=d3e1928-114920<br></p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_DefinedBenefitPlanAssumptionsUsedCalculatingBenefitObligationRateOfCompensationIncrease</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>us-gaap_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>num:percentItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>instant</td>
</tr>
</table></div>
</div></td></tr>
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<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_DefinedBenefitPlansDisclosuresDefinedBenefitPlansAxis=ffic_RetirementPlanMember">
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<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Details</a><div><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_DefinedBenefitPlansDisclosuresDefinedBenefitPlansAxis=ffic_RetirementPlanMember</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td></td>
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<td><strong> Data Type:</strong></td>
<td>na</td>
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<td><strong> Balance Type:</strong></td>
<td></td>
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<td><strong> Period Type:</strong></td>
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<head>
<title></title>
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<span style="display: none;">v3.3.1.900</span><table class="report" border="0" cellspacing="2" id="idp6845176112">
<tr>
<th class="tl" colspan="1" rowspan="2"><div style="width: 200px;"><strong>Note 12 - Pension and Other Postretirement Benefit Plans (Details) - The Components of the Net Pension Expense for the Retirement Plan - Retirement Plan [Member] - USD ($)<br> $ in Thousands</strong></div></th>
<th class="th" colspan="3">12 Months Ended</th>
</tr>
<tr>
<th class="th"><div>Dec. 31, 2015</div></th>
<th class="th"><div>Dec. 31, 2014</div></th>
<th class="th"><div>Dec. 31, 2013</div></th>
</tr>
<tr class="re">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_ffic_Note12PensionandOtherPostretirementBenefitPlansDetailsTheComponentsoftheNetPensionExpensefortheRetirementPlanLineItems', window );"><strong>Note 12 - Pension and Other Postretirement Benefit Plans (Details) - The Components of the Net Pension Expense for the Retirement Plan [Line Items]</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_DefinedBenefitPlanInterestCost', window );">Interest cost</a></td>
<td class="nump">$ 889<span></span>
</td>
<td class="nump">$ 891<span></span>
</td>
<td class="nump">$ 827<span></span>
</td>
</tr>
<tr class="re">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_DefinedBenefitPlanAmortizationOfGainsLosses', window );">Amortization of unrecognized loss</a></td>
<td class="nump">1,112<span></span>
</td>
<td class="nump">759<span></span>
</td>
<td class="nump">1,222<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_DefinedBenefitPlanExpectedReturnOnPlanAssets', window );">Expected return on plan assets</a></td>
<td class="num">(1,400)<span></span>
</td>
<td class="num">(1,344)<span></span>
</td>
<td class="num">(1,261)<span></span>
</td>
</tr>
<tr class="re">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_DefinedBenefitPlanNetPeriodicBenefitCost', window );">Net pension expense (benefit)</a></td>
<td class="nump">601<span></span>
</td>
<td class="nump">306<span></span>
</td>
<td class="nump">788<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_OtherComprehensiveIncomeLossPensionAndOtherPostretirementBenefitPlansNetUnamortizedGainLossArisingDuringPeriodBeforeTax', window );">Current year actuarial (gain) loss</a></td>
<td class="num">(237)<span></span>
</td>
<td class="nump">4,798<span></span>
</td>
<td class="num">(4,722)<span></span>
</td>
</tr>
<tr class="re">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_OtherComprehensiveIncomeLossReclassificationAdjustmentFromAOCIPensionAndOtherPostretirementBenefitPlansForNetGainLossBeforeTax', window );">Amortization of actuarial loss</a></td>
<td class="num">(1,112)<span></span>
</td>
<td class="num">(759)<span></span>
</td>
<td class="num">(1,222)<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_DefinedBenefitPlanAmountsRecognizedInOtherComprehensiveIncomeLossNetGainLossBeforeTax', window );">Total recognized in other comprehensive income</a></td>
<td class="num">(1,349)<span></span>
</td>
<td class="nump">4,039<span></span>
</td>
<td class="num">(5,944)<span></span>
</td>
</tr>
<tr class="reu">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_AmountRecognizedInNetPeriodicBenefitCostAndOtherComprehensiveIncomeLossBeforeTax', window );">Total recognized in net pension cost (benefit) and other comprehensive income</a></td>
<td class="num">$ (748)<span></span>
</td>
<td class="nump">$ 4,345<span></span>
</td>
<td class="num">$ (5,156)<span></span>
</td>
</tr>
</table>
<div style="display: none;">
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_ffic_Note12PensionandOtherPostretirementBenefitPlansDetailsTheComponentsoftheNetPensionExpensefortheRetirementPlanLineItems">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- References</a><div><p>No definition available.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">ffic_Note12PensionandOtherPostretirementBenefitPlansDetailsTheComponentsoftheNetPensionExpensefortheRetirementPlanLineItems</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>ffic_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:stringItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_AmountRecognizedInNetPeriodicBenefitCostAndOtherComprehensiveIncomeLossBeforeTax">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>Amount recognized in net periodic benefit cost and other comprehensive income.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>No definition available.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_AmountRecognizedInNetPeriodicBenefitCostAndOtherComprehensiveIncomeLossBeforeTax</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>us-gaap_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>debit</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_DefinedBenefitPlanAmortizationOfGainsLosses">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>The amount of gains or losses recognized in net periodic benefit cost.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 715<br> -SubTopic 20<br> -Section 50<br> -Paragraph 1<br> -Subparagraph (h)(4)<br> -URI http://asc.fasb.org/extlink&amp;oid=58740216&amp;loc=d3e1928-114920<br></p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_DefinedBenefitPlanAmortizationOfGainsLosses</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>us-gaap_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>credit</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_DefinedBenefitPlanAmountsRecognizedInOtherComprehensiveIncomeLossNetGainLossBeforeTax">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>Amount before tax, after reclassification adjustments, of actuarial gain (loss) that has not been recognized in the income statement.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 220<br> -SubTopic 10<br> -Section 45<br> -Paragraph 10A<br> -Subparagraph (i)<br> -URI http://asc.fasb.org/extlink&amp;oid=36458714&amp;loc=SL7669646-108580<br><br>Reference 2: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 715<br> -SubTopic 20<br> -Section 50<br> -Paragraph 1<br> -Subparagraph (i)<br> -URI http://asc.fasb.org/extlink&amp;oid=58740216&amp;loc=d3e1928-114920<br></p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_DefinedBenefitPlanAmountsRecognizedInOtherComprehensiveIncomeLossNetGainLossBeforeTax</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>us-gaap_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>credit</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_DefinedBenefitPlanExpectedReturnOnPlanAssets">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>An amount calculated as a basis for determining the extent of delayed recognition of the effects of changes in the fair value of assets. The expected return on plan assets is determined based on the expected long-term rate of return on plan assets and the market-related value of plan assets.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Glossary Expected Return on Plan Assets<br> -URI http://asc.fasb.org/extlink&amp;oid=6512171<br><br>Reference 2: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 715<br> -SubTopic 20<br> -Section 50<br> -Paragraph 1<br> -Subparagraph (h)(3)<br> -URI http://asc.fasb.org/extlink&amp;oid=58740216&amp;loc=d3e1928-114920<br></p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_DefinedBenefitPlanExpectedReturnOnPlanAssets</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>us-gaap_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>credit</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_DefinedBenefitPlanInterestCost">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>The increase in a defined benefit pension plan's projected benefit obligation or a defined benefit postretirement plan's accumulated postretirement benefit obligation due to the passage of time.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 715<br> -SubTopic 20<br> -Section 50<br> -Paragraph 1<br> -Subparagraph (h)(2)<br> -URI http://asc.fasb.org/extlink&amp;oid=58740216&amp;loc=d3e1928-114920<br><br>Reference 2: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 715<br> -SubTopic 20<br> -Section 50<br> -Paragraph 1<br> -Subparagraph (a)(2)<br> -URI http://asc.fasb.org/extlink&amp;oid=58740216&amp;loc=d3e1928-114920<br></p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_DefinedBenefitPlanInterestCost</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>us-gaap_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>debit</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
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</table></div>
</div></td></tr>
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<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_DefinedBenefitPlanNetPeriodicBenefitCost">
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<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>The total amount of net periodic benefit cost for defined benefit plans for the period. Periodic benefit costs include the following components: service cost, interest cost, expected return on plan assets, gain (loss), prior service cost or credit, transition asset or obligation, and gain (loss) due to settlements or curtailments.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 715<br> -SubTopic 20<br> -Section 50<br> -Paragraph 1<br> -Subparagraph (h)<br> -URI http://asc.fasb.org/extlink&amp;oid=58740216&amp;loc=d3e1928-114920<br><br>Reference 2: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 715<br> -SubTopic 20<br> -Section 50<br> -Paragraph 1<br> -Subparagraph (j)<br> -URI http://asc.fasb.org/extlink&amp;oid=58740216&amp;loc=d3e1928-114920<br></p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_DefinedBenefitPlanNetPeriodicBenefitCost</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>us-gaap_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
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<td><strong> Period Type:</strong></td>
<td>duration</td>
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<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>Amount before tax of (increase) decrease in the value of the projected benefit obligation related to a change in an actuarial assumption and increase (decrease) in the value of the plan assets resulting from experience different from that assumed, that has not been recognized in net periodic benefit (cost) credit.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 220<br> -SubTopic 10<br> -Section 45<br> -Paragraph 11<br> -URI http://asc.fasb.org/extlink&amp;oid=36458714&amp;loc=d3e637-108580<br><br>Reference 2: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 220<br> -SubTopic 10<br> -Section 45<br> -Paragraph 10A<br> -Subparagraph (i)<br> -URI http://asc.fasb.org/extlink&amp;oid=36458714&amp;loc=SL7669646-108580<br><br>Reference 3: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 715<br> -SubTopic 20<br> -Section 50<br> -Paragraph 1<br> -Subparagraph (a)(4)<br> -URI http://asc.fasb.org/extlink&amp;oid=58740216&amp;loc=d3e1928-114920<br><br>Reference 4: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 715<br> -SubTopic 20<br> -Section 50<br> -Paragraph 1<br> -Subparagraph (j)<br> -URI http://asc.fasb.org/extlink&amp;oid=58740216&amp;loc=d3e1928-114920<br></p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_OtherComprehensiveIncomeLossPensionAndOtherPostretirementBenefitPlansNetUnamortizedGainLossArisingDuringPeriodBeforeTax</td>
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<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
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<td><strong> Data Type:</strong></td>
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<td><strong> Balance Type:</strong></td>
<td>credit</td>
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<td><strong> Period Type:</strong></td>
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<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>Amount before tax of reclassification adjustment from accumulated other comprehensive income (loss) for actuarial gain (loss) related to pension and other postretirement benefit plans.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 220<br> -SubTopic 10<br> -Section 45<br> -Paragraph 11<br> -URI http://asc.fasb.org/extlink&amp;oid=36458714&amp;loc=d3e637-108580<br><br>Reference 2: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 220<br> -SubTopic 10<br> -Section 45<br> -Paragraph 15<br> -URI http://asc.fasb.org/extlink&amp;oid=36458714&amp;loc=d3e689-108580<br><br>Reference 3: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 715<br> -SubTopic 20<br> -Section 50<br> -Paragraph 1<br> -Subparagraph (i)<br> -URI http://asc.fasb.org/extlink&amp;oid=58740216&amp;loc=d3e1928-114920<br><br>Reference 4: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 715<br> -SubTopic 20<br> -Section 50<br> -Paragraph 1<br> -Subparagraph (j)<br> -URI http://asc.fasb.org/extlink&amp;oid=58740216&amp;loc=d3e1928-114920<br></p></div>
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<span style="display: none;">v3.3.1.900</span><table class="report" border="0" cellspacing="2" id="idp6836495824">
<tr>
<th class="tl" colspan="1" rowspan="2"><div style="width: 200px;"><strong>Note 12 - Pension and Other Postretirement Benefit Plans (Details) - Assumptions Used to Develop Periodic Pension Benefit for the Retirement Plan<br></strong></div></th>
<th class="th" colspan="3">12 Months Ended</th>
</tr>
<tr>
<th class="th"><div>Dec. 31, 2015</div></th>
<th class="th"><div>Dec. 31, 2014</div></th>
<th class="th"><div>Dec. 31, 2013</div></th>
</tr>
<tr class="re">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_ffic_Note12PensionandOtherPostretirementBenefitPlansDetailsAssumptionsUsedtoDevelopPeriodicPensionBenefitfortheRetirementPlanLineItems', window );"><strong>Note 12 - Pension and Other Postretirement Benefit Plans (Details) - Assumptions Used to Develop Periodic Pension Benefit for the Retirement Plan [Line Items]</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_DefinedBenefitPlanAssumptionsUsedCalculatingNetPeriodicBenefitCostDiscountRate', window );">Weighted average discount rate</a></td>
<td class="nump">3.76%<span></span>
</td>
<td class="nump">4.60%<span></span>
</td>
<td class="nump">3.75%<span></span>
</td>
</tr>
<tr class="re">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_DefinedBenefitPlanAssumptionsUsedCalculatingNetPeriodicBenefitCostRateOfCompensationIncrease', window );">Rate of increase in future compensation levels</a></td>
<td class="text"> <span></span>
</td>
<td class="text"> <span></span>
</td>
<td class="text"> <span></span>
</td>
</tr>
<tr class="ro">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_DefinedBenefitPlanAssumptionsUsedCalculatingNetPeriodicBenefitCostExpectedLongTermReturnOnAssets', window );">Expected long-term rate of return on assets</a></td>
<td class="text"> <span></span>
</td>
<td class="text"> <span></span>
</td>
<td class="text"> <span></span>
</td>
</tr>
<tr class="rh">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_DefinedBenefitPlansDisclosuresDefinedBenefitPlansAxis=ffic_RetirementPlanMember', window );">Retirement Plan [Member]</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_ffic_Note12PensionandOtherPostretirementBenefitPlansDetailsAssumptionsUsedtoDevelopPeriodicPensionBenefitfortheRetirementPlanLineItems', window );"><strong>Note 12 - Pension and Other Postretirement Benefit Plans (Details) - Assumptions Used to Develop Periodic Pension Benefit for the Retirement Plan [Line Items]</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_DefinedBenefitPlanAssumptionsUsedCalculatingNetPeriodicBenefitCostDiscountRate', window );">Weighted average discount rate</a></td>
<td class="nump">3.76%<span></span>
</td>
<td class="nump">4.60%<span></span>
</td>
<td class="nump">3.75%<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_DefinedBenefitPlanAssumptionsUsedCalculatingNetPeriodicBenefitCostRateOfCompensationIncrease', window );">Rate of increase in future compensation levels</a></td>
<td class="text"> <span></span>
</td>
<td class="text"> <span></span>
</td>
<td class="text"> <span></span>
</td>
</tr>
<tr class="re">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_DefinedBenefitPlanAssumptionsUsedCalculatingNetPeriodicBenefitCostExpectedLongTermReturnOnAssets', window );">Expected long-term rate of return on assets</a></td>
<td class="nump">7.50%<span></span>
</td>
<td class="nump">7.50%<span></span>
</td>
<td class="nump">7.50%<span></span>
</td>
</tr>
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<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- References</a><div><p>No definition available.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
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<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>The interest rate used to adjust for the time value of money.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 715<br> -SubTopic 20<br> -Section 50<br> -Paragraph 1<br> -Subparagraph (k)(1)<br> -URI http://asc.fasb.org/extlink&amp;oid=58740216&amp;loc=d3e1928-114920<br></p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
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<td><strong> Period Type:</strong></td>
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<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>An assumption as to the rate of return on plan assets reflecting the average rate of earnings expected on the funds invested or to be invested to provide for the benefits included in the benefit obligation.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Glossary Expected Long-Term Rate of Return on Plan Assets<br> -URI http://asc.fasb.org/extlink&amp;oid=6512046<br><br>Reference 2: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 715<br> -SubTopic 20<br> -Section 50<br> -Paragraph 1<br> -Subparagraph (k)(3)<br> -URI http://asc.fasb.org/extlink&amp;oid=58740216&amp;loc=d3e1928-114920<br></p></div>
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<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>Expected rate of compensation increases (for pay-related plans).</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 715<br> -SubTopic 20<br> -Section 50<br> -Paragraph 1<br> -Subparagraph (k)(2)<br> -URI http://asc.fasb.org/extlink&amp;oid=58740216&amp;loc=d3e1928-114920<br></p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_DefinedBenefitPlanAssumptionsUsedCalculatingNetPeriodicBenefitCostRateOfCompensationIncrease</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>us-gaap_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>num:percentItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>na</td>
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<td><strong> Period Type:</strong></td>
<td>duration</td>
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</div></td></tr>
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<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_DefinedBenefitPlansDisclosuresDefinedBenefitPlansAxis=ffic_RetirementPlanMember">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Details</a><div><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_DefinedBenefitPlansDisclosuresDefinedBenefitPlansAxis=ffic_RetirementPlanMember</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
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<td><strong> Period Type:</strong></td>
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</table></div>
</div></td></tr>
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</body>
</html>
</TEXT>
</DOCUMENT>
<DOCUMENT>
<TYPE>XML
<SEQUENCE>120
<FILENAME>R101.htm
<DESCRIPTION>IDEA: XBRL DOCUMENT
<TEXT>
<html>
<head>
<title></title>
<link rel="stylesheet" type="text/css" href="report.css">
<script type="text/javascript" src="Show.js">/* Do Not Remove This Comment */</script><script type="text/javascript">
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<span style="display: none;">v3.3.1.900</span><table class="report" border="0" cellspacing="2" id="idp6795452048">
<tr>
<th class="tl" colspan="1" rowspan="1"><div style="width: 200px;"><strong>Note 12 - Pension and Other Postretirement Benefit Plans (Details) - The Following Benefit Payments, Which Reflect Expected Future Service, Are Expected to be Paid by the Retirement Plan - Retirement Plan [Member]<br> $ in Thousands</strong></div></th>
<th class="th">
<div>Dec. 31, 2015 </div>
<div>USD ($)</div>
</th>
</tr>
<tr class="re">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_ffic_Note12PensionandOtherPostretirementBenefitPlansDetailsTheFollowingBenefitPaymentsWhichReflectExpectedFutureServiceAreExpectedtobePaidbytheRetirementPlanLineItems', window );"><strong>Note 12 - Pension and Other Postretirement Benefit Plans (Details) - The Following Benefit Payments, Which Reflect Expected Future Service, Are Expected to be Paid by the Retirement Plan [Line Items]</strong></a></td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_DefinedBenefitPlanExpectedFutureBenefitPaymentsNextTwelveMonths', window );">2016</a></td>
<td class="nump">$ 1,172<span></span>
</td>
</tr>
<tr class="re">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_DefinedBenefitPlanExpectedFutureBenefitPaymentsYearTwo', window );">2017</a></td>
<td class="nump">1,184<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_DefinedBenefitPlanExpectedFutureBenefitPaymentsYearThree', window );">2018</a></td>
<td class="nump">1,177<span></span>
</td>
</tr>
<tr class="re">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_DefinedBenefitPlanExpectedFutureBenefitPaymentsYearFour', window );">2019</a></td>
<td class="nump">1,192<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_DefinedBenefitPlanExpectedFutureBenefitPaymentsYearFive', window );">2020</a></td>
<td class="nump">1,193<span></span>
</td>
</tr>
<tr class="re">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_DefinedBenefitPlanExpectedFutureBenefitPaymentsFiveFiscalYearsThereafter', window );">2021 &#8211; 2025</a></td>
<td class="nump">$ 6,502<span></span>
</td>
</tr>
</table>
<div style="display: none;">
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_ffic_Note12PensionandOtherPostretirementBenefitPlansDetailsTheFollowingBenefitPaymentsWhichReflectExpectedFutureServiceAreExpectedtobePaidbytheRetirementPlanLineItems">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- References</a><div><p>No definition available.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">ffic_Note12PensionandOtherPostretirementBenefitPlansDetailsTheFollowingBenefitPaymentsWhichReflectExpectedFutureServiceAreExpectedtobePaidbytheRetirementPlanLineItems</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>ffic_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:stringItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_DefinedBenefitPlanExpectedFutureBenefitPaymentsFiveFiscalYearsThereafter">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>Amount of benefits from a defined benefit plan expected to be paid in the five fiscal years after the fifth fiscal year following the latest fiscal year. Excludes interim and annual periods when interim periods are reported on a rolling approach, from latest balance sheet date.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 715<br> -SubTopic 20<br> -Section 50<br> -Paragraph 1<br> -Subparagraph (f)<br> -URI http://asc.fasb.org/extlink&amp;oid=58740216&amp;loc=d3e1928-114920<br></p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_DefinedBenefitPlanExpectedFutureBenefitPaymentsFiveFiscalYearsThereafter</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>us-gaap_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>credit</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>instant</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_DefinedBenefitPlanExpectedFutureBenefitPaymentsNextTwelveMonths">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>Amount of benefits from a defined benefit plan expected to be paid in the next fiscal year following the latest fiscal year. Excludes interim and annual periods when interim periods are reported on a rolling approach, from latest balance sheet date.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 715<br> -SubTopic 20<br> -Section 50<br> -Paragraph 1<br> -Subparagraph (f)<br> -URI http://asc.fasb.org/extlink&amp;oid=58740216&amp;loc=d3e1928-114920<br></p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_DefinedBenefitPlanExpectedFutureBenefitPaymentsNextTwelveMonths</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>us-gaap_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>credit</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>instant</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_DefinedBenefitPlanExpectedFutureBenefitPaymentsYearFive">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>Amount of benefits from a defined benefit plan expected to be paid in the fifth fiscal year following the latest fiscal year. Excludes interim and annual periods when interim periods are reported on a rolling approach, from latest balance sheet date.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 715<br> -SubTopic 20<br> -Section 50<br> -Paragraph 1<br> -Subparagraph (f)<br> -URI http://asc.fasb.org/extlink&amp;oid=58740216&amp;loc=d3e1928-114920<br></p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_DefinedBenefitPlanExpectedFutureBenefitPaymentsYearFive</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>us-gaap_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>credit</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>instant</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_DefinedBenefitPlanExpectedFutureBenefitPaymentsYearFour">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>Amount of benefits from a defined benefit plan expected to be paid in the fourth fiscal year following the latest fiscal year. Excludes interim and annual periods when interim periods are reported on a rolling approach, from latest balance sheet date.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 715<br> -SubTopic 20<br> -Section 50<br> -Paragraph 1<br> -Subparagraph (f)<br> -URI http://asc.fasb.org/extlink&amp;oid=58740216&amp;loc=d3e1928-114920<br></p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_DefinedBenefitPlanExpectedFutureBenefitPaymentsYearFour</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>us-gaap_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>credit</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>instant</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_DefinedBenefitPlanExpectedFutureBenefitPaymentsYearThree">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>Amount of benefits from a defined benefit plan expected to be paid in the third fiscal year following the latest fiscal year. Excludes interim and annual periods when interim periods are reported on a rolling approach, from latest balance sheet date.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 715<br> -SubTopic 20<br> -Section 50<br> -Paragraph 1<br> -Subparagraph (f)<br> -URI http://asc.fasb.org/extlink&amp;oid=58740216&amp;loc=d3e1928-114920<br></p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_DefinedBenefitPlanExpectedFutureBenefitPaymentsYearThree</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>us-gaap_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>credit</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>instant</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_DefinedBenefitPlanExpectedFutureBenefitPaymentsYearTwo">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>Amount of benefits from a defined benefit plan expected to be paid in the second fiscal year following the latest fiscal year. Excludes interim and annual periods when interim periods are reported on a rolling approach, from latest balance sheet date.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 715<br> -SubTopic 20<br> -Section 50<br> -Paragraph 1<br> -Subparagraph (f)<br> -URI http://asc.fasb.org/extlink&amp;oid=58740216&amp;loc=d3e1928-114920<br></p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_DefinedBenefitPlanExpectedFutureBenefitPaymentsYearTwo</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>us-gaap_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>credit</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>instant</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_DefinedBenefitPlansDisclosuresDefinedBenefitPlansAxis=ffic_RetirementPlanMember">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Details</a><div><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_DefinedBenefitPlansDisclosuresDefinedBenefitPlansAxis=ffic_RetirementPlanMember</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td></td>
</tr>
</table></div>
</div></td></tr>
</table>
</div>
</body>
</html>
</TEXT>
</DOCUMENT>
<DOCUMENT>
<TYPE>XML
<SEQUENCE>121
<FILENAME>R102.htm
<DESCRIPTION>IDEA: XBRL DOCUMENT
<TEXT>
<html>
<head>
<title></title>
<link rel="stylesheet" type="text/css" href="report.css">
<script type="text/javascript" src="Show.js">/* Do Not Remove This Comment */</script><script type="text/javascript">
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<span style="display: none;">v3.3.1.900</span><table class="report" border="0" cellspacing="2" id="idp6655151872">
<tr>
<th class="tl" colspan="1" rowspan="1"><div style="width: 200px;"><strong>Note 12 - Pension and Other Postretirement Benefit Plans (Details) - The Retirement Plan&#8217;s Weighted Average Asset Allocations - Retirement Plan [Member]<br></strong></div></th>
<th class="th"><div>Dec. 31, 2015</div></th>
<th class="th"><div>Dec. 31, 2014</div></th>
</tr>
<tr class="rh">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_MajorTypesOfDebtAndEquitySecuritiesAxis=us-gaap_EquitySecuritiesMember', window );">Equity Securities [Member]</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_ffic_Note12PensionandOtherPostretirementBenefitPlansDetailsTheRetirementPlansWeightedAverageAssetAllocationsLineItems', window );"><strong>Note 12 - Pension and Other Postretirement Benefit Plans (Details) - The Retirement Plan&#8217;s Weighted Average Asset Allocations [Line Items]</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_DefinedBenefitPlanWeightedAverageAssetAllocations', window );">Weighted average asset allocation</a></td>
<td class="nump">70.00%<span></span>
</td>
<td class="nump">68.00%<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_MajorTypesOfDebtAndEquitySecuritiesAxis=us-gaap_DebtSecuritiesMember', window );">Debt Securities [Member]</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_ffic_Note12PensionandOtherPostretirementBenefitPlansDetailsTheRetirementPlansWeightedAverageAssetAllocationsLineItems', window );"><strong>Note 12 - Pension and Other Postretirement Benefit Plans (Details) - The Retirement Plan&#8217;s Weighted Average Asset Allocations [Line Items]</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_DefinedBenefitPlanWeightedAverageAssetAllocations', window );">Weighted average asset allocation</a></td>
<td class="nump">30.00%<span></span>
</td>
<td class="nump">32.00%<span></span>
</td>
</tr>
</table>
<div style="display: none;">
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<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- References</a><div><p>No definition available.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">ffic_Note12PensionandOtherPostretirementBenefitPlansDetailsTheRetirementPlansWeightedAverageAssetAllocationsLineItems</td>
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<td><strong> Data Type:</strong></td>
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<td><strong> Balance Type:</strong></td>
<td>na</td>
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<td><strong> Period Type:</strong></td>
<td>duration</td>
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<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>Percentage of fair value of investments (categorized by debt securities, equity securities, real estate and other plan assets) to the fair value of plan assets held.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 715<br> -SubTopic 20<br> -Section 50<br> -Paragraph 5<br> -Subparagraph (c)<br> -URI http://asc.fasb.org/extlink&amp;oid=58740216&amp;loc=d3e2446-114920<br><br>Reference 2: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 715<br> -SubTopic 20<br> -Section 50<br> -Paragraph 1<br> -Subparagraph (d)(1)<br> -URI http://asc.fasb.org/extlink&amp;oid=58740216&amp;loc=d3e1928-114920<br></p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_DefinedBenefitPlanWeightedAverageAssetAllocations</td>
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<td><strong> Balance Type:</strong></td>
<td>na</td>
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<td><strong> Period Type:</strong></td>
<td>instant</td>
</tr>
</table></div>
</div></td></tr>
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<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Details</a><div><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_MajorTypesOfDebtAndEquitySecuritiesAxis=us-gaap_EquitySecuritiesMember</td>
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<td><strong> Data Type:</strong></td>
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<td><strong> Balance Type:</strong></td>
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<td><strong> Period Type:</strong></td>
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<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Details</a><div><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_DefinedBenefitPlansDisclosuresDefinedBenefitPlansAxis=ffic_RetirementPlanMember</td>
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<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td></td>
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<td><strong> Data Type:</strong></td>
<td>na</td>
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<td><strong> Balance Type:</strong></td>
<td></td>
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<td><strong> Period Type:</strong></td>
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<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Details</a><div><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_MajorTypesOfDebtAndEquitySecuritiesAxis=us-gaap_DebtSecuritiesMember</td>
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<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td></td>
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<td><strong> Data Type:</strong></td>
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<td><strong> Balance Type:</strong></td>
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<DESCRIPTION>IDEA: XBRL DOCUMENT
<TEXT>
<html>
<head>
<title></title>
<link rel="stylesheet" type="text/css" href="report.css">
<script type="text/javascript" src="Show.js">/* Do Not Remove This Comment */</script><script type="text/javascript">
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<span style="display: none;">v3.3.1.900</span><table class="report" border="0" cellspacing="2" id="idp6843629040">
<tr>
<th class="tl" colspan="2" rowspan="1"><div style="width: 200px;"><strong>Note 12 - Pension and Other Postretirement Benefit Plans (Details) - Employee Pension Plan&#8217;s Assets that are Carried at Fair Value, and the Method Used to Determine Fair Value - Retirement Plan [Member] - USD ($)<br> $ in Thousands</strong></div></th>
<th class="th"><div>Dec. 31, 2015</div></th>
<th class="th"><div>Dec. 31, 2014</div></th>
<th class="th"><div>Dec. 31, 2013</div></th>
</tr>
<tr class="re">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_ffic_PooledSeparateAccountsAbstract', window );"><strong>Pooled Separate Accounts</strong></a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_DefinedBenefitPlanFairValueOfPlanAssets', window );">Plan Invesments</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="nump">$ 19,924<span></span>
</td>
<td class="nump">$ 20,509<span></span>
</td>
<td class="nump">$ 20,496<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_DefinedBenefitPlanByPlanAssetCategoriesAxis=ffic_USLargeCapGrowthMember', window );">U.S. Large-Cap Growth [Member]</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_ffic_PooledSeparateAccountsAbstract', window );"><strong>Pooled Separate Accounts</strong></a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_DefinedBenefitPlanFairValueOfPlanAssets', window );">Plan Invesments</a></td>
<td class="th" style="border-bottom: 0px;"><sup>[1]</sup></td>
<td class="nump">5,114<span></span>
</td>
<td class="nump">4,832<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_DefinedBenefitPlanByPlanAssetCategoriesAxis=ffic_USLargeCapValueMember', window );">U.S. Large-Cap Value [Member]</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_ffic_PooledSeparateAccountsAbstract', window );"><strong>Pooled Separate Accounts</strong></a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_DefinedBenefitPlanFairValueOfPlanAssets', window );">Plan Invesments</a></td>
<td class="th" style="border-bottom: 0px;"><sup>[2]</sup></td>
<td class="nump">4,619<span></span>
</td>
<td class="nump">4,939<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_DefinedBenefitPlanByPlanAssetCategoriesAxis=ffic_USSmallCapBlendMember', window );">U.S. Small-Cap Blend [Member]</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_ffic_PooledSeparateAccountsAbstract', window );"><strong>Pooled Separate Accounts</strong></a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_DefinedBenefitPlanFairValueOfPlanAssets', window );">Plan Invesments</a></td>
<td class="th" style="border-bottom: 0px;"><sup>[3]</sup></td>
<td class="nump">2,094<span></span>
</td>
<td class="nump">2,163<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_DefinedBenefitPlanByPlanAssetCategoriesAxis=ffic_InternationalBlendMember', window );">International blend [Member]</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_ffic_PooledSeparateAccountsAbstract', window );"><strong>Pooled Separate Accounts</strong></a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_DefinedBenefitPlanFairValueOfPlanAssets', window );">Plan Invesments</a></td>
<td class="th" style="border-bottom: 0px;"><sup>[4]</sup></td>
<td class="nump">2,079<span></span>
</td>
<td class="nump">1,966<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_DefinedBenefitPlanByPlanAssetCategoriesAxis=ffic_PIMCOBondFundMember', window );">PIMCO Bond Fund [Member]</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_ffic_PooledSeparateAccountsAbstract', window );"><strong>Pooled Separate Accounts</strong></a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_DefinedBenefitPlanFairValueOfPlanAssets', window );">Plan Invesments</a></td>
<td class="th" style="border-bottom: 0px;"><sup>[5]</sup></td>
<td class="nump">5,671<span></span>
</td>
<td class="nump">6,274<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_DefinedBenefitPlanByPlanAssetCategoriesAxis=ffic_PrudentialShortTermMember', window );">Prudential Short-term [Member]</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_ffic_PooledSeparateAccountsAbstract', window );"><strong>Pooled Separate Accounts</strong></a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_DefinedBenefitPlanFairValueOfPlanAssets', window );">Plan Invesments</a></td>
<td class="th" style="border-bottom: 0px;"><sup>[6]</sup></td>
<td class="nump">$ 347<span></span>
</td>
<td class="nump">$ 335<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_FairValueByFairValueHierarchyLevelAxis=us-gaap_FairValueInputsLevel1Member', window );">Fair Value, Inputs, Level 1 [Member] | U.S. Large-Cap Growth [Member]</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_ffic_PooledSeparateAccountsAbstract', window );"><strong>Pooled Separate Accounts</strong></a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_DefinedBenefitPlanFairValueOfPlanAssets', window );">Plan Invesments</a></td>
<td class="th" style="border-bottom: 0px;"><sup>[1]</sup></td>
<td class="text"> <span></span>
</td>
<td class="text"> <span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_FairValueByFairValueHierarchyLevelAxis=us-gaap_FairValueInputsLevel1Member', window );">Fair Value, Inputs, Level 1 [Member] | U.S. Large-Cap Value [Member]</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_ffic_PooledSeparateAccountsAbstract', window );"><strong>Pooled Separate Accounts</strong></a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_DefinedBenefitPlanFairValueOfPlanAssets', window );">Plan Invesments</a></td>
<td class="th" style="border-bottom: 0px;"><sup>[2]</sup></td>
<td class="text"> <span></span>
</td>
<td class="text"> <span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_FairValueByFairValueHierarchyLevelAxis=us-gaap_FairValueInputsLevel1Member', window );">Fair Value, Inputs, Level 1 [Member] | U.S. Small-Cap Blend [Member]</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_ffic_PooledSeparateAccountsAbstract', window );"><strong>Pooled Separate Accounts</strong></a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_DefinedBenefitPlanFairValueOfPlanAssets', window );">Plan Invesments</a></td>
<td class="th" style="border-bottom: 0px;"><sup>[3]</sup></td>
<td class="text"> <span></span>
</td>
<td class="text"> <span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_FairValueByFairValueHierarchyLevelAxis=us-gaap_FairValueInputsLevel1Member', window );">Fair Value, Inputs, Level 1 [Member] | International blend [Member]</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_ffic_PooledSeparateAccountsAbstract', window );"><strong>Pooled Separate Accounts</strong></a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_DefinedBenefitPlanFairValueOfPlanAssets', window );">Plan Invesments</a></td>
<td class="th" style="border-bottom: 0px;"><sup>[4]</sup></td>
<td class="text"> <span></span>
</td>
<td class="text"> <span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_FairValueByFairValueHierarchyLevelAxis=us-gaap_FairValueInputsLevel1Member', window );">Fair Value, Inputs, Level 1 [Member] | PIMCO Bond Fund [Member]</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_ffic_PooledSeparateAccountsAbstract', window );"><strong>Pooled Separate Accounts</strong></a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_DefinedBenefitPlanFairValueOfPlanAssets', window );">Plan Invesments</a></td>
<td class="th" style="border-bottom: 0px;"><sup>[5]</sup></td>
<td class="text"> <span></span>
</td>
<td class="text"> <span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_FairValueByFairValueHierarchyLevelAxis=us-gaap_FairValueInputsLevel1Member', window );">Fair Value, Inputs, Level 1 [Member] | Prudential Short-term [Member]</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_ffic_PooledSeparateAccountsAbstract', window );"><strong>Pooled Separate Accounts</strong></a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_DefinedBenefitPlanFairValueOfPlanAssets', window );">Plan Invesments</a></td>
<td class="th" style="border-bottom: 0px;"><sup>[6]</sup></td>
<td class="text"> <span></span>
</td>
<td class="text"> <span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_FairValueByFairValueHierarchyLevelAxis=us-gaap_FairValueInputsLevel2Member', window );">Fair Value, Inputs, Level 2 [Member]</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_ffic_PooledSeparateAccountsAbstract', window );"><strong>Pooled Separate Accounts</strong></a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_DefinedBenefitPlanFairValueOfPlanAssets', window );">Plan Invesments</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="nump">$ 19,924<span></span>
</td>
<td class="nump">$ 20,509<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_FairValueByFairValueHierarchyLevelAxis=us-gaap_FairValueInputsLevel2Member', window );">Fair Value, Inputs, Level 2 [Member] | U.S. Large-Cap Growth [Member]</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_ffic_PooledSeparateAccountsAbstract', window );"><strong>Pooled Separate Accounts</strong></a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_DefinedBenefitPlanFairValueOfPlanAssets', window );">Plan Invesments</a></td>
<td class="th" style="border-bottom: 0px;"><sup>[1]</sup></td>
<td class="nump">5,114<span></span>
</td>
<td class="nump">4,832<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_FairValueByFairValueHierarchyLevelAxis=us-gaap_FairValueInputsLevel2Member', window );">Fair Value, Inputs, Level 2 [Member] | U.S. Large-Cap Value [Member]</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_ffic_PooledSeparateAccountsAbstract', window );"><strong>Pooled Separate Accounts</strong></a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_DefinedBenefitPlanFairValueOfPlanAssets', window );">Plan Invesments</a></td>
<td class="th" style="border-bottom: 0px;"><sup>[2]</sup></td>
<td class="nump">4,619<span></span>
</td>
<td class="nump">4,939<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_FairValueByFairValueHierarchyLevelAxis=us-gaap_FairValueInputsLevel2Member', window );">Fair Value, Inputs, Level 2 [Member] | U.S. Small-Cap Blend [Member]</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_ffic_PooledSeparateAccountsAbstract', window );"><strong>Pooled Separate Accounts</strong></a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_DefinedBenefitPlanFairValueOfPlanAssets', window );">Plan Invesments</a></td>
<td class="th" style="border-bottom: 0px;"><sup>[3]</sup></td>
<td class="nump">2,094<span></span>
</td>
<td class="nump">2,163<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_FairValueByFairValueHierarchyLevelAxis=us-gaap_FairValueInputsLevel2Member', window );">Fair Value, Inputs, Level 2 [Member] | International blend [Member]</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_ffic_PooledSeparateAccountsAbstract', window );"><strong>Pooled Separate Accounts</strong></a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_DefinedBenefitPlanFairValueOfPlanAssets', window );">Plan Invesments</a></td>
<td class="th" style="border-bottom: 0px;"><sup>[4]</sup></td>
<td class="nump">2,079<span></span>
</td>
<td class="nump">1,966<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_FairValueByFairValueHierarchyLevelAxis=us-gaap_FairValueInputsLevel2Member', window );">Fair Value, Inputs, Level 2 [Member] | PIMCO Bond Fund [Member]</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_ffic_PooledSeparateAccountsAbstract', window );"><strong>Pooled Separate Accounts</strong></a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_DefinedBenefitPlanFairValueOfPlanAssets', window );">Plan Invesments</a></td>
<td class="th" style="border-bottom: 0px;"><sup>[5]</sup></td>
<td class="nump">5,671<span></span>
</td>
<td class="nump">6,274<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_FairValueByFairValueHierarchyLevelAxis=us-gaap_FairValueInputsLevel2Member', window );">Fair Value, Inputs, Level 2 [Member] | Prudential Short-term [Member]</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_ffic_PooledSeparateAccountsAbstract', window );"><strong>Pooled Separate Accounts</strong></a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_DefinedBenefitPlanFairValueOfPlanAssets', window );">Plan Invesments</a></td>
<td class="th" style="border-bottom: 0px;"><sup>[6]</sup></td>
<td class="nump">$ 347<span></span>
</td>
<td class="nump">$ 335<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_FairValueByFairValueHierarchyLevelAxis=us-gaap_FairValueInputsLevel3Member', window );">Fair Value, Inputs, Level 3 [Member] | U.S. Large-Cap Growth [Member]</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_ffic_PooledSeparateAccountsAbstract', window );"><strong>Pooled Separate Accounts</strong></a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_DefinedBenefitPlanFairValueOfPlanAssets', window );">Plan Invesments</a></td>
<td class="th" style="border-bottom: 0px;"><sup>[1]</sup></td>
<td class="text"> <span></span>
</td>
<td class="text"> <span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_FairValueByFairValueHierarchyLevelAxis=us-gaap_FairValueInputsLevel3Member', window );">Fair Value, Inputs, Level 3 [Member] | U.S. Large-Cap Value [Member]</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_ffic_PooledSeparateAccountsAbstract', window );"><strong>Pooled Separate Accounts</strong></a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_DefinedBenefitPlanFairValueOfPlanAssets', window );">Plan Invesments</a></td>
<td class="th" style="border-bottom: 0px;"><sup>[2]</sup></td>
<td class="text"> <span></span>
</td>
<td class="text"> <span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_FairValueByFairValueHierarchyLevelAxis=us-gaap_FairValueInputsLevel3Member', window );">Fair Value, Inputs, Level 3 [Member] | U.S. Small-Cap Blend [Member]</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_ffic_PooledSeparateAccountsAbstract', window );"><strong>Pooled Separate Accounts</strong></a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_DefinedBenefitPlanFairValueOfPlanAssets', window );">Plan Invesments</a></td>
<td class="th" style="border-bottom: 0px;"><sup>[3]</sup></td>
<td class="text"> <span></span>
</td>
<td class="text"> <span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_FairValueByFairValueHierarchyLevelAxis=us-gaap_FairValueInputsLevel3Member', window );">Fair Value, Inputs, Level 3 [Member] | International blend [Member]</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_ffic_PooledSeparateAccountsAbstract', window );"><strong>Pooled Separate Accounts</strong></a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_DefinedBenefitPlanFairValueOfPlanAssets', window );">Plan Invesments</a></td>
<td class="th" style="border-bottom: 0px;"><sup>[4]</sup></td>
<td class="text"> <span></span>
</td>
<td class="text"> <span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_FairValueByFairValueHierarchyLevelAxis=us-gaap_FairValueInputsLevel3Member', window );">Fair Value, Inputs, Level 3 [Member] | PIMCO Bond Fund [Member]</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_ffic_PooledSeparateAccountsAbstract', window );"><strong>Pooled Separate Accounts</strong></a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_DefinedBenefitPlanFairValueOfPlanAssets', window );">Plan Invesments</a></td>
<td class="th" style="border-bottom: 0px;"><sup>[5]</sup></td>
<td class="text"> <span></span>
</td>
<td class="text"> <span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_FairValueByFairValueHierarchyLevelAxis=us-gaap_FairValueInputsLevel3Member', window );">Fair Value, Inputs, Level 3 [Member] | Prudential Short-term [Member]</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_ffic_PooledSeparateAccountsAbstract', window );"><strong>Pooled Separate Accounts</strong></a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_DefinedBenefitPlanFairValueOfPlanAssets', window );">Plan Invesments</a></td>
<td class="th" style="border-bottom: 0px;"><sup>[6]</sup></td>
<td class="text"> <span></span>
</td>
<td class="text"> <span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr><td colspan="5"></td></tr>
<tr><td colspan="5"><table class="outerFootnotes" width="100%">
<tr class="outerFootnote">
<td style="vertical-align: top; width: 12pt;" valign="top">[1]</td>
<td style="vertical-align: top;" valign="top">Comprised of large-cap stocks seeking to outperform, over the long term, the Russell 1000 Growth Index. The portfolio will typically hold between 55 and 70 stocks.</td>
</tr>
<tr class="outerFootnote">
<td style="vertical-align: top; width: 12pt;" valign="top">[2]</td>
<td style="vertical-align: top;" valign="top">Comprised of large-cap stocks seeking to outperform the Russell 1000 Value benchmark over the rolling three and five year periods, or a full market cycle, whichever is longer.</td>
</tr>
<tr class="outerFootnote">
<td style="vertical-align: top; width: 12pt;" valign="top">[3]</td>
<td style="vertical-align: top;" valign="top">Comprised of stocks with market capitalization of between $100 million and the market capitalization of the largest stock in the Russell 2000 index at the time of purchase. The portfolio will typically hold between 40 and 100 stocks.</td>
</tr>
<tr class="outerFootnote">
<td style="vertical-align: top; width: 12pt;" valign="top">[4]</td>
<td style="vertical-align: top;" valign="top">Comprised of non-U.S. domiciled stocks. The portfolio will typically hold between 80 and 90 stocks.</td>
</tr>
<tr class="outerFootnote">
<td style="vertical-align: top; width: 12pt;" valign="top">[5]</td>
<td style="vertical-align: top;" valign="top">Comprised of a portfolio of fixed income securities including U.S agency mortgage-backed securities and investment grade bonds.</td>
</tr>
<tr class="outerFootnote">
<td style="vertical-align: top; width: 12pt;" valign="top">[6]</td>
<td style="vertical-align: top;" valign="top">Comprised of money market instruments with an emphasis on safety and liquidity.</td>
</tr>
</table></td></tr>
</table>
<div style="display: none;">
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_ffic_PooledSeparateAccountsAbstract">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- References</a><div><p>No definition available.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">ffic_PooledSeparateAccountsAbstract</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
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<tr>
<td><strong> Data Type:</strong></td>
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</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_DefinedBenefitPlanFairValueOfPlanAssets">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>Assets, usually stocks, bonds, and other investments, that have been segregated and restricted (usually in a trust) to provide benefits, at their fair value as of the measurement date. Plan assets include amounts contributed by the employer (and by employees for a contributory plan) and amounts earned from investing the contributions, less benefits paid. If a plan has liabilities other than for benefits, those non-benefit obligations may be considered as reductions of plan assets.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 715<br> -SubTopic 30<br> -Section 35<br> -Paragraph 50<br> -URI http://asc.fasb.org/extlink&amp;oid=49178875&amp;loc=d3e12355-114930<br><br>Reference 2: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 715<br> -SubTopic 20<br> -Section 50<br> -Paragraph 1<br> -Subparagraph (b)<br> -URI http://asc.fasb.org/extlink&amp;oid=58740216&amp;loc=d3e1928-114920<br></p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_DefinedBenefitPlanFairValueOfPlanAssets</td>
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<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
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<tr>
<td><strong> Data Type:</strong></td>
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</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>debit</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>instant</td>
</tr>
</table></div>
</div></td></tr>
</table>
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<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Details</a><div><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_DefinedBenefitPlansDisclosuresDefinedBenefitPlansAxis=ffic_RetirementPlanMember</td>
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<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Details</a><div><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_DefinedBenefitPlanByPlanAssetCategoriesAxis=ffic_USLargeCapGrowthMember</td>
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<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
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<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Details</a><div><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_DefinedBenefitPlanByPlanAssetCategoriesAxis=ffic_USLargeCapValueMember</td>
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<td><strong> Period Type:</strong></td>
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<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Details</a><div><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_DefinedBenefitPlanByPlanAssetCategoriesAxis=ffic_USSmallCapBlendMember</td>
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<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
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<td><strong> Data Type:</strong></td>
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<td><strong> Balance Type:</strong></td>
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<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Details</a><div><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_DefinedBenefitPlanByPlanAssetCategoriesAxis=ffic_InternationalBlendMember</td>
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<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Details</a><div><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_DefinedBenefitPlanByPlanAssetCategoriesAxis=ffic_PIMCOBondFundMember</td>
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<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
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<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_DefinedBenefitPlanByPlanAssetCategoriesAxis=ffic_PrudentialShortTermMember</td>
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<tr>
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<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Details</a><div><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_FairValueByFairValueHierarchyLevelAxis=us-gaap_FairValueInputsLevel1Member</td>
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<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
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<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Details</a><div><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_FairValueByFairValueHierarchyLevelAxis=us-gaap_FairValueInputsLevel2Member</td>
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<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
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<td><strong> Balance Type:</strong></td>
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<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Details</a><div><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_FairValueByFairValueHierarchyLevelAxis=us-gaap_FairValueInputsLevel3Member</td>
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<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td></td>
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<FILENAME>R104.htm
<DESCRIPTION>IDEA: XBRL DOCUMENT
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<html>
<head>
<title></title>
<link rel="stylesheet" type="text/css" href="report.css">
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<span style="display: none;">v3.3.1.900</span><table class="report" border="0" cellspacing="2" id="idp6840184848">
<tr>
<th class="tl" colspan="1" rowspan="2"><div style="width: 200px;"><strong>Note 12 - Pension and Other Postretirement Benefit Plans (Details) - For the Postretirement Plans, the Change in Benefit Obligation and Assets - Postretirement Plans [Member] - USD ($)<br> $ in Thousands</strong></div></th>
<th class="th" colspan="3">12 Months Ended</th>
</tr>
<tr>
<th class="th"><div>Dec. 31, 2015</div></th>
<th class="th"><div>Dec. 31, 2014</div></th>
<th class="th"><div>Dec. 31, 2013</div></th>
</tr>
<tr class="re">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_ffic_ChangeInBenefitObligationAbstract0', window );"><strong>Change in benefit obligation:</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_DefinedBenefitPlanBenefitObligation', window );">Projected benefit obligation, balance</a></td>
<td class="nump">$ 8,073<span></span>
</td>
<td class="nump">$ 5,586<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_DefinedBenefitPlanServiceCost', window );">Service cost</a></td>
<td class="nump">382<span></span>
</td>
<td class="nump">358<span></span>
</td>
<td class="nump">$ 449<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_DefinedBenefitPlanInterestCost', window );">Interest cost</a></td>
<td class="nump">300<span></span>
</td>
<td class="nump">253<span></span>
</td>
<td class="nump">219<span></span>
</td>
</tr>
<tr class="re">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_DefinedBenefitPlanActuarialGainLoss', window );">Actuarial loss (gain)</a></td>
<td class="num">(715)<span></span>
</td>
<td class="nump">1,925<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_DefinedBenefitPlanBenefitsPaid', window );">Benefits paid</a></td>
<td class="num">(63)<span></span>
</td>
<td class="num">(49)<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_DefinedBenefitPlanBenefitObligation', window );">Projected benefit obligation, balance</a></td>
<td class="nump">7,977<span></span>
</td>
<td class="nump">8,073<span></span>
</td>
<td class="nump">$ 5,586<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_ffic_ChangeInPlanAssetsAbstract0', window );"><strong>Change in plan assets:</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_DefinedBenefitPlanContributionsByEmployer', window );">Employer contributions</a></td>
<td class="nump">63<span></span>
</td>
<td class="nump">49<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_DefinedBenefitPlanBenefitsPaid', window );">Benefits paid</a></td>
<td class="num">(63)<span></span>
</td>
<td class="num">(49)<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_PensionAndOtherPostretirementDefinedBenefitPlansLiabilitiesCurrentAndNoncurrent', window );">Accrued pension cost included in other liabilities</a></td>
<td class="num">$ (7,977)<span></span>
</td>
<td class="num">$ (8,073)<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
</table>
<div style="display: none;">
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<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- References</a><div><p>No definition available.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
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<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_ffic_ChangeInPlanAssetsAbstract0">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- References</a><div><p>No definition available.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">ffic_ChangeInPlanAssetsAbstract0</td>
</tr>
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<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
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<td><strong> Data Type:</strong></td>
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<td><strong> Balance Type:</strong></td>
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<td><strong> Period Type:</strong></td>
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</tr>
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</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_DefinedBenefitPlanActuarialGainLoss">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>Amount of gain (loss) related to change in benefit obligation resulting from changes in actuarial assumptions, for example, but not limited to, interest, mortality, employee turnover, salary, and temporary deviation from the substantive plan.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Glossary Gain or Loss<br> -URI http://asc.fasb.org/extlink&amp;oid=49168827<br><br>Reference 2: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 715<br> -SubTopic 20<br> -Section 50<br> -Paragraph 1<br> -Subparagraph (a)(4)<br> -URI http://asc.fasb.org/extlink&amp;oid=58740216&amp;loc=d3e1928-114920<br></p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_DefinedBenefitPlanActuarialGainLoss</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
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<td><strong> Data Type:</strong></td>
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</tr>
<tr>
<td><strong> Balance Type:</strong></td>
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<td><strong> Period Type:</strong></td>
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</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_DefinedBenefitPlanBenefitObligation">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>1) For defined benefit pension plans, the benefit obligation is the projected benefit obligation, which is the actuarial present value as of a date of all benefits attributed by the pension benefit formula to employee service rendered prior to that date.  2) For other postretirement defined benefit plans, the benefit obligation is the accumulated postretirement benefit obligation, which is the actuarial present value of benefits attributed to employee service rendered to a particular date.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 715<br> -SubTopic 20<br> -Section 50<br> -Paragraph 1<br> -Subparagraph (a)<br> -URI http://asc.fasb.org/extlink&amp;oid=58740216&amp;loc=d3e1928-114920<br><br>Reference 2: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Glossary Projected Benefit Obligation<br> -URI http://asc.fasb.org/extlink&amp;oid=6522206<br><br>Reference 3: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Glossary Accumulated Postretirement Benefit Obligation<br> -URI http://asc.fasb.org/extlink&amp;oid=6503904<br></p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_DefinedBenefitPlanBenefitObligation</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>us-gaap_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>credit</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>instant</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_DefinedBenefitPlanBenefitsPaid">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>The amount of payments made for which participants are entitled under a pension plan, including pension benefits, death benefits, and benefits due on termination of employment. Also includes payments made under a postretirement benefit plan, including prescription drug benefits, health care benefits, life insurance benefits, and legal, educational and advisory services. This item represents a periodic decrease to the plan obligations and a decrease to plan assets.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 715<br> -SubTopic 60<br> -Section 50<br> -Paragraph 4<br> -URI http://asc.fasb.org/extlink&amp;oid=6414203&amp;loc=d3e39716-114964<br><br>Reference 2: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Glossary Benefits<br> -URI http://asc.fasb.org/extlink&amp;oid=49170737<br><br>Reference 3: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 715<br> -SubTopic 20<br> -Section 50<br> -Paragraph 1<br> -Subparagraph (a)(6)<br> -URI http://asc.fasb.org/extlink&amp;oid=58740216&amp;loc=d3e1928-114920<br><br>Reference 4: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Glossary Postretirement Benefits<br> -URI http://asc.fasb.org/extlink&amp;oid=6521376<br><br>Reference 5: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 715<br> -SubTopic 20<br> -Section 50<br> -Paragraph 1<br> -Subparagraph (b)(5)<br> -URI http://asc.fasb.org/extlink&amp;oid=58740216&amp;loc=d3e1928-114920<br></p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_DefinedBenefitPlanBenefitsPaid</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>us-gaap_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>debit</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_DefinedBenefitPlanContributionsByEmployer">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>The increase in the fair value of plan assets from contributions made by the employer.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 715<br> -SubTopic 20<br> -Section 50<br> -Paragraph 1<br> -Subparagraph (b)(3)<br> -URI http://asc.fasb.org/extlink&amp;oid=58740216&amp;loc=d3e1928-114920<br></p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_DefinedBenefitPlanContributionsByEmployer</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>us-gaap_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
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</tr>
<tr>
<td><strong> Balance Type:</strong></td>
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</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
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<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>The increase in a defined benefit pension plan's projected benefit obligation or a defined benefit postretirement plan's accumulated postretirement benefit obligation due to the passage of time.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 715<br> -SubTopic 20<br> -Section 50<br> -Paragraph 1<br> -Subparagraph (h)(2)<br> -URI http://asc.fasb.org/extlink&amp;oid=58740216&amp;loc=d3e1928-114920<br><br>Reference 2: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 715<br> -SubTopic 20<br> -Section 50<br> -Paragraph 1<br> -Subparagraph (a)(2)<br> -URI http://asc.fasb.org/extlink&amp;oid=58740216&amp;loc=d3e1928-114920<br></p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_DefinedBenefitPlanInterestCost</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>us-gaap_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
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</tr>
<tr>
<td><strong> Balance Type:</strong></td>
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<tr>
<td><strong> Period Type:</strong></td>
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</tr>
</table></div>
</div></td></tr>
</table>
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<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>The actuarial present value of benefits attributed by the pension benefit formula to services rendered by employees during the period. The portion of the expected postretirement benefit obligation attributed to employee service during the period. The service cost component is a portion of the benefit obligation and is unaffected by the funded status of the plan.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Glossary Service Cost (Component of Net Periodic Pension Cost)<br> -URI http://asc.fasb.org/extlink&amp;oid=6525008<br><br>Reference 2: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 715<br> -SubTopic 20<br> -Section 50<br> -Paragraph 1<br> -Subparagraph (h)(1)<br> -URI http://asc.fasb.org/extlink&amp;oid=58740216&amp;loc=d3e1928-114920<br><br>Reference 3: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 715<br> -SubTopic 20<br> -Section 50<br> -Paragraph 1<br> -Subparagraph (a)(1)<br> -URI http://asc.fasb.org/extlink&amp;oid=58740216&amp;loc=d3e1928-114920<br></p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_DefinedBenefitPlanServiceCost</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>us-gaap_</td>
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<tr>
<td><strong> Data Type:</strong></td>
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</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>debit</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
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<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>This represents the entire liability recognized in the balance sheet that is associated with the defined benefit plans.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 715<br> -SubTopic 20<br> -Section 45<br> -Paragraph 2<br> -URI http://asc.fasb.org/extlink&amp;oid=21915240&amp;loc=d3e1703-114919<br><br>Reference 2: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 715<br> -SubTopic 20<br> -Section 50<br> -Paragraph 1<br> -Subparagraph (c)<br> -URI http://asc.fasb.org/extlink&amp;oid=58740216&amp;loc=d3e1928-114920<br><br>Reference 3: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 942<br> -SubTopic 210<br> -Section S99<br> -Paragraph 1<br> -Subparagraph (SX 210.9-03.15)<br> -URI http://asc.fasb.org/extlink&amp;oid=6876686&amp;loc=d3e534808-122878<br><br>Reference 4: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 715<br> -SubTopic 20<br> -Section 50<br> -Paragraph 3<br> -URI http://asc.fasb.org/extlink&amp;oid=58740216&amp;loc=d3e2417-114920<br><br>Reference 5: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 944<br> -SubTopic 210<br> -Section S99<br> -Paragraph 1<br> -Subparagraph (SX 210.7-03.15)<br> -URI http://asc.fasb.org/extlink&amp;oid=6879938&amp;loc=d3e572229-122910<br><br>Reference 6: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 715<br> -SubTopic 20<br> -Section 50<br> -Paragraph 2<br> -URI http://asc.fasb.org/extlink&amp;oid=58740216&amp;loc=d3e2410-114920<br></p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_PensionAndOtherPostretirementDefinedBenefitPlansLiabilitiesCurrentAndNoncurrent</td>
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</tr>
<tr>
<td><strong> Balance Type:</strong></td>
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<tr>
<td><strong> Period Type:</strong></td>
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</tr>
</table></div>
</div></td></tr>
</table>
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<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Details</a><div><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_DefinedBenefitPlansDisclosuresDefinedBenefitPlansAxis=ffic_PostretirementPlansMember</td>
</tr>
<tr>
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<span style="display: none;">v3.3.1.900</span><table class="report" border="0" cellspacing="2" id="idp6838643936">
<tr>
<th class="tl" colspan="1" rowspan="2"><div style="width: 200px;"><strong>Note 12 - Pension and Other Postretirement Benefit Plans (Details) - Assumptions Used in Determining the Actuarial Present Value of the Accumulated Postretirement Benefit Obligations<br></strong></div></th>
<th class="th" colspan="3">12 Months Ended</th>
</tr>
<tr>
<th class="th"><div>Dec. 31, 2015</div></th>
<th class="th"><div>Dec. 31, 2014</div></th>
<th class="th"><div>Dec. 31, 2013</div></th>
</tr>
<tr class="re">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_ffic_RateOfIncreaseInHealthCareCostsAbstract', window );"><strong>Rate of increase in health care costs</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_DefinedBenefitPlanHealthCareCostTrendRateAssumedForNextFiscalYear', window );">Initial</a></td>
<td class="nump">8.00%<span></span>
</td>
<td class="nump">9.00%<span></span>
</td>
<td class="nump">10.00%<span></span>
</td>
</tr>
<tr class="re">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_DefinedBenefitPlanUltimateHealthCareCostTrendRate', window );">Ultimate (year 2018)</a></td>
<td class="nump">5.00%<span></span>
</td>
<td class="nump">5.00%<span></span>
</td>
<td class="nump">5.00%<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_DefinedBenefitPlansDisclosuresDefinedBenefitPlansAxis=ffic_PostretirementPlansMember', window );">Postretirement Plans [Member]</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_ffic_Note12PensionandOtherPostretirementBenefitPlansDetailsAssumptionsUsedinDeterminingtheActuarialPresentValueoftheAccumulatedPostretirementBenefitObligationsLineItems', window );"><strong>Note 12 - Pension and Other Postretirement Benefit Plans (Details) - Assumptions Used in Determining the Actuarial Present Value of the Accumulated Postretirement Benefit Obligations [Line Items]</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_ffic_DefinedBenefitPlanAssumptionsUsedCalculatingBenefitObligationExpectedLongTermReturnOnAssets', window );">Rate of return on plan assets</a></td>
<td class="text"> <span></span>
</td>
<td class="text"> <span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_DefinedBenefitPlanAssumptionsUsedCalculatingBenefitObligationDiscountRate', window );">Discount rate</a></td>
<td class="nump">4.06%<span></span>
</td>
<td class="nump">3.76%<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_ffic_RateOfIncreaseInHealthCareCostsAbstract', window );"><strong>Rate of increase in health care costs</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_DefinedBenefitPlanAssumptionsUsedCalculatingBenefitObligationRateOfCompensationIncrease', window );">Annual rate of salary increase for life insurance</a></td>
<td class="text"> <span></span>
</td>
<td class="text"> <span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_StatementScenarioAxis=ffic_InitialMember', window );">Initial [Member] | Postretirement Plans [Member]</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_ffic_RateOfIncreaseInHealthCareCostsAbstract', window );"><strong>Rate of increase in health care costs</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_DefinedBenefitPlanHealthCareCostTrendRateAssumedForNextFiscalYear', window );">Initial</a></td>
<td class="nump">7.00%<span></span>
</td>
<td class="nump">8.00%<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_StatementScenarioAxis=ffic_UltimateYear2018Member', window );">Ultimate Year 2018 [Member] | Postretirement Plans [Member]</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_ffic_RateOfIncreaseInHealthCareCostsAbstract', window );"><strong>Rate of increase in health care costs</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_DefinedBenefitPlanUltimateHealthCareCostTrendRate', window );">Ultimate (year 2018)</a></td>
<td class="nump">5.00%<span></span>
</td>
<td class="nump">5.00%<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
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<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>An assumption as to the rate of return on plan assets reflecting the average rate of earnings expected on the funds invested or to be invested to provide for the benefits included in the benefit obligation.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>No definition available.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">ffic_DefinedBenefitPlanAssumptionsUsedCalculatingBenefitObligationExpectedLongTermReturnOnAssets</td>
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<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- References</a><div><p>No definition available.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">ffic_Note12PensionandOtherPostretirementBenefitPlansDetailsAssumptionsUsedinDeterminingtheActuarialPresentValueoftheAccumulatedPostretirementBenefitObligationsLineItems</td>
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<td><strong> Period Type:</strong></td>
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<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- References</a><div><p>No definition available.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">ffic_RateOfIncreaseInHealthCareCostsAbstract</td>
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<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>The interest rate used to adjust for the time value of money for the plan.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 715<br> -SubTopic 20<br> -Section 50<br> -Paragraph 1<br> -Subparagraph (k)(1)<br> -URI http://asc.fasb.org/extlink&amp;oid=58740216&amp;loc=d3e1928-114920<br></p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_DefinedBenefitPlanAssumptionsUsedCalculatingBenefitObligationDiscountRate</td>
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<td><strong> Data Type:</strong></td>
<td>num:percentItemType</td>
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<td><strong> Balance Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>instant</td>
</tr>
</table></div>
</div></td></tr>
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<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>Expected rate of compensation increases (for pay-related plans).</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 715<br> -SubTopic 20<br> -Section 50<br> -Paragraph 1<br> -Subparagraph (k)(2)<br> -URI http://asc.fasb.org/extlink&amp;oid=58740216&amp;loc=d3e1928-114920<br></p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_DefinedBenefitPlanAssumptionsUsedCalculatingBenefitObligationRateOfCompensationIncrease</td>
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<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>us-gaap_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>num:percentItemType</td>
</tr>
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<td><strong> Balance Type:</strong></td>
<td>na</td>
</tr>
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<td><strong> Period Type:</strong></td>
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</tr>
</table></div>
</div></td></tr>
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<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>The assumed health care cost trend rate for the next year used to measure the expected cost of benefits covered by the plan (gross eligible charges). This is based upon the annual rate of change in the cost of health care benefits currently provided by the postretirement benefit plan, due to factors other than changes in the composition of the plan population by age and dependency status.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Glossary Health Care Cost Trend Rate<br> -URI http://asc.fasb.org/extlink&amp;oid=6514820<br><br>Reference 2: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 715<br> -SubTopic 20<br> -Section 50<br> -Paragraph 1<br> -Subparagraph (l)<br> -URI http://asc.fasb.org/extlink&amp;oid=58740216&amp;loc=d3e1928-114920<br></p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_DefinedBenefitPlanHealthCareCostTrendRateAssumedForNextFiscalYear</td>
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<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>The ultimate trend rate for health care costs.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 715<br> -SubTopic 20<br> -Section 50<br> -Paragraph 1<br> -Subparagraph (l)<br> -URI http://asc.fasb.org/extlink&amp;oid=58740216&amp;loc=d3e1928-114920<br></p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_DefinedBenefitPlanUltimateHealthCareCostTrendRate</td>
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<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
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<tr>
<td><strong> Name:</strong></td>
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<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
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<td>na</td>
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<td style="white-space:nowrap;">us-gaap_StatementScenarioAxis=ffic_UltimateYear2018Member</td>
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<span style="display: none;">v3.3.1.900</span><table class="report" border="0" cellspacing="2" id="idp6840342784">
<tr>
<th class="tl" colspan="1" rowspan="2"><div style="width: 200px;"><strong>Note 12 - Pension and Other Postretirement Benefit Plans (Details) - The Resulting Net Periodic Postretirement Expense Consisted of the Following Components for the Year - USD ($)<br> $ in Thousands</strong></div></th>
<th class="th" colspan="3">12 Months Ended</th>
</tr>
<tr>
<th class="th"><div>Dec. 31, 2015</div></th>
<th class="th"><div>Dec. 31, 2014</div></th>
<th class="th"><div>Dec. 31, 2013</div></th>
</tr>
<tr class="re">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_ffic_Note12PensionandOtherPostretirementBenefitPlansDetailsTheResultingNetPeriodicPostretirementExpenseConsistedoftheFollowingComponentsfortheYearLineItems', window );"><strong>Note 12 - Pension and Other Postretirement Benefit Plans (Details) - The Resulting Net Periodic Postretirement Expense Consisted of the Following Components for the Year [Line Items]</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_OtherComprehensiveIncomeLossAmortizationAdjustmentFromAOCIPensionAndOtherPostretirementBenefitPlansForNetPriorServiceCostCreditBeforeTax', window );">Amortization of prior service credit</a></td>
<td class="num">$ (26)<span></span>
</td>
<td class="num">$ (26)<span></span>
</td>
<td class="num">$ (26)<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_DefinedBenefitPlansDisclosuresDefinedBenefitPlansAxis=ffic_PostretirementPlansMember', window );">Postretirement Plans [Member]</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_ffic_Note12PensionandOtherPostretirementBenefitPlansDetailsTheResultingNetPeriodicPostretirementExpenseConsistedoftheFollowingComponentsfortheYearLineItems', window );"><strong>Note 12 - Pension and Other Postretirement Benefit Plans (Details) - The Resulting Net Periodic Postretirement Expense Consisted of the Following Components for the Year [Line Items]</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_DefinedBenefitPlanServiceCost', window );">Service cost</a></td>
<td class="nump">382<span></span>
</td>
<td class="nump">358<span></span>
</td>
<td class="nump">449<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_DefinedBenefitPlanInterestCost', window );">Interest cost</a></td>
<td class="nump">300<span></span>
</td>
<td class="nump">253<span></span>
</td>
<td class="nump">219<span></span>
</td>
</tr>
<tr class="re">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_DefinedBenefitPlanAmortizationOfGainsLosses', window );">Amortization of unrecognized loss</a></td>
<td class="nump">119<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="nump">50<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_DefinedBenefitPlanAmortizationOfPriorServiceCostCredit', window );">Amortization of past service credit</a></td>
<td class="num">(85)<span></span>
</td>
<td class="num">(85)<span></span>
</td>
<td class="num">(85)<span></span>
</td>
</tr>
<tr class="re">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_DefinedBenefitPlanNetPeriodicBenefitCost', window );">Net postretirement benefit expense</a></td>
<td class="nump">716<span></span>
</td>
<td class="nump">526<span></span>
</td>
<td class="nump">633<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_OtherComprehensiveIncomeLossPensionAndOtherPostretirementBenefitPlansNetUnamortizedGainLossArisingDuringPeriodBeforeTax', window );">Current year actuarial (gain) loss</a></td>
<td class="num">(715)<span></span>
</td>
<td class="nump">1,925<span></span>
</td>
<td class="num">(943)<span></span>
</td>
</tr>
<tr class="re">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_OtherComprehensiveIncomeLossReclassificationAdjustmentFromAOCIPensionAndOtherPostretirementBenefitPlansForNetGainLossBeforeTax', window );">Amortization of actuarial loss</a></td>
<td class="num">(119)<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="num">(50)<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_OtherComprehensiveIncomeLossAmortizationAdjustmentFromAOCIPensionAndOtherPostretirementBenefitPlansForNetPriorServiceCostCreditBeforeTax', window );">Amortization of prior service credit</a></td>
<td class="nump">85<span></span>
</td>
<td class="nump">85<span></span>
</td>
<td class="nump">85<span></span>
</td>
</tr>
<tr class="re">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_DefinedBenefitPlanAmountsRecognizedInOtherComprehensiveIncomeLossNetGainLossBeforeTax', window );">Total recognized in other comprehensive income</a></td>
<td class="num">(749)<span></span>
</td>
<td class="nump">2,010<span></span>
</td>
<td class="num">(908)<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_AmountRecognizedInNetPeriodicBenefitCostAndOtherComprehensiveIncomeLossBeforeTax', window );">Total recognized in net postretirement expense and other comprehensive income</a></td>
<td class="num">$ (33)<span></span>
</td>
<td class="nump">$ 2,536<span></span>
</td>
<td class="num">$ (275)<span></span>
</td>
</tr>
</table>
<div style="display: none;">
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<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- References</a><div><p>No definition available.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">ffic_Note12PensionandOtherPostretirementBenefitPlansDetailsTheResultingNetPeriodicPostretirementExpenseConsistedoftheFollowingComponentsfortheYearLineItems</td>
</tr>
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<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>ffic_</td>
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<td><strong> Data Type:</strong></td>
<td>xbrli:stringItemType</td>
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<td><strong> Balance Type:</strong></td>
<td>na</td>
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<td><strong> Period Type:</strong></td>
<td>duration</td>
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</table></div>
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<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>Amount recognized in net periodic benefit cost and other comprehensive income.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>No definition available.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_AmountRecognizedInNetPeriodicBenefitCostAndOtherComprehensiveIncomeLossBeforeTax</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>us-gaap_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>debit</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_DefinedBenefitPlanAmortizationOfGainsLosses">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>The amount of gains or losses recognized in net periodic benefit cost.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 715<br> -SubTopic 20<br> -Section 50<br> -Paragraph 1<br> -Subparagraph (h)(4)<br> -URI http://asc.fasb.org/extlink&amp;oid=58740216&amp;loc=d3e1928-114920<br></p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_DefinedBenefitPlanAmortizationOfGainsLosses</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>us-gaap_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>credit</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_DefinedBenefitPlanAmortizationOfPriorServiceCostCredit">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>The amount of the prior service cost or credit recognized in net periodic benefit cost relating to benefit changes attributable to plan participants' prior service pursuant to a plan amendment or a plan initiation.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 715<br> -SubTopic 20<br> -Section 50<br> -Paragraph 1<br> -Subparagraph (h)(1)<br> -URI http://asc.fasb.org/extlink&amp;oid=58740216&amp;loc=d3e1928-114920<br><br>Reference 2: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Glossary Prior Service Cost<br> -URI http://asc.fasb.org/extlink&amp;oid=49177896<br></p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_DefinedBenefitPlanAmortizationOfPriorServiceCostCredit</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>us-gaap_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>debit</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_DefinedBenefitPlanAmountsRecognizedInOtherComprehensiveIncomeLossNetGainLossBeforeTax">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>Amount before tax, after reclassification adjustments, of actuarial gain (loss) that has not been recognized in the income statement.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 220<br> -SubTopic 10<br> -Section 45<br> -Paragraph 10A<br> -Subparagraph (i)<br> -URI http://asc.fasb.org/extlink&amp;oid=36458714&amp;loc=SL7669646-108580<br><br>Reference 2: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 715<br> -SubTopic 20<br> -Section 50<br> -Paragraph 1<br> -Subparagraph (i)<br> -URI http://asc.fasb.org/extlink&amp;oid=58740216&amp;loc=d3e1928-114920<br></p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_DefinedBenefitPlanAmountsRecognizedInOtherComprehensiveIncomeLossNetGainLossBeforeTax</td>
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<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>us-gaap_</td>
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<tr>
<td><strong> Data Type:</strong></td>
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<td><strong> Balance Type:</strong></td>
<td>credit</td>
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<td><strong> Period Type:</strong></td>
<td>duration</td>
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</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_DefinedBenefitPlanInterestCost">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>The increase in a defined benefit pension plan's projected benefit obligation or a defined benefit postretirement plan's accumulated postretirement benefit obligation due to the passage of time.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 715<br> -SubTopic 20<br> -Section 50<br> -Paragraph 1<br> -Subparagraph (h)(2)<br> -URI http://asc.fasb.org/extlink&amp;oid=58740216&amp;loc=d3e1928-114920<br><br>Reference 2: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 715<br> -SubTopic 20<br> -Section 50<br> -Paragraph 1<br> -Subparagraph (a)(2)<br> -URI http://asc.fasb.org/extlink&amp;oid=58740216&amp;loc=d3e1928-114920<br></p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_DefinedBenefitPlanInterestCost</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>us-gaap_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>debit</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_DefinedBenefitPlanNetPeriodicBenefitCost">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>The total amount of net periodic benefit cost for defined benefit plans for the period. Periodic benefit costs include the following components: service cost, interest cost, expected return on plan assets, gain (loss), prior service cost or credit, transition asset or obligation, and gain (loss) due to settlements or curtailments.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 715<br> -SubTopic 20<br> -Section 50<br> -Paragraph 1<br> -Subparagraph (h)<br> -URI http://asc.fasb.org/extlink&amp;oid=58740216&amp;loc=d3e1928-114920<br><br>Reference 2: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 715<br> -SubTopic 20<br> -Section 50<br> -Paragraph 1<br> -Subparagraph (j)<br> -URI http://asc.fasb.org/extlink&amp;oid=58740216&amp;loc=d3e1928-114920<br></p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_DefinedBenefitPlanNetPeriodicBenefitCost</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>us-gaap_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>debit</td>
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<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
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<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_DefinedBenefitPlanServiceCost">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>The actuarial present value of benefits attributed by the pension benefit formula to services rendered by employees during the period. The portion of the expected postretirement benefit obligation attributed to employee service during the period. The service cost component is a portion of the benefit obligation and is unaffected by the funded status of the plan.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Glossary Service Cost (Component of Net Periodic Pension Cost)<br> -URI http://asc.fasb.org/extlink&amp;oid=6525008<br><br>Reference 2: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 715<br> -SubTopic 20<br> -Section 50<br> -Paragraph 1<br> -Subparagraph (h)(1)<br> -URI http://asc.fasb.org/extlink&amp;oid=58740216&amp;loc=d3e1928-114920<br><br>Reference 3: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 715<br> -SubTopic 20<br> -Section 50<br> -Paragraph 1<br> -Subparagraph (a)(1)<br> -URI http://asc.fasb.org/extlink&amp;oid=58740216&amp;loc=d3e1928-114920<br></p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
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<td><strong> Balance Type:</strong></td>
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<td><strong> Period Type:</strong></td>
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<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>Amount before tax of reclassification adjustment from accumulated other comprehensive (income) loss for prior service cost (credit) related to pension and other postretirement benefit plans.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 715<br> -SubTopic 20<br> -Section 50<br> -Paragraph 1<br> -Subparagraph (j)<br> -URI http://asc.fasb.org/extlink&amp;oid=58740216&amp;loc=d3e1928-114920<br><br>Reference 2: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 220<br> -SubTopic 10<br> -Section 45<br> -Paragraph 10A<br> -Subparagraph (j)<br> -URI http://asc.fasb.org/extlink&amp;oid=36458714&amp;loc=SL7669646-108580<br><br>Reference 3: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 715<br> -SubTopic 20<br> -Section 50<br> -Paragraph 1<br> -Subparagraph (i)<br> -URI http://asc.fasb.org/extlink&amp;oid=58740216&amp;loc=d3e1928-114920<br><br>Reference 4: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 220<br> -SubTopic 10<br> -Section 45<br> -Paragraph 11<br> -URI http://asc.fasb.org/extlink&amp;oid=36458714&amp;loc=d3e637-108580<br></p></div>
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<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>Amount before tax of (increase) decrease in the value of the projected benefit obligation related to a change in an actuarial assumption and increase (decrease) in the value of the plan assets resulting from experience different from that assumed, that has not been recognized in net periodic benefit (cost) credit.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 220<br> -SubTopic 10<br> -Section 45<br> -Paragraph 11<br> -URI http://asc.fasb.org/extlink&amp;oid=36458714&amp;loc=d3e637-108580<br><br>Reference 2: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 220<br> -SubTopic 10<br> -Section 45<br> -Paragraph 10A<br> -Subparagraph (i)<br> -URI http://asc.fasb.org/extlink&amp;oid=36458714&amp;loc=SL7669646-108580<br><br>Reference 3: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 715<br> -SubTopic 20<br> -Section 50<br> -Paragraph 1<br> -Subparagraph (a)(4)<br> -URI http://asc.fasb.org/extlink&amp;oid=58740216&amp;loc=d3e1928-114920<br><br>Reference 4: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 715<br> -SubTopic 20<br> -Section 50<br> -Paragraph 1<br> -Subparagraph (j)<br> -URI http://asc.fasb.org/extlink&amp;oid=58740216&amp;loc=d3e1928-114920<br></p></div>
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<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>Amount before tax of reclassification adjustment from accumulated other comprehensive income (loss) for actuarial gain (loss) related to pension and other postretirement benefit plans.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 220<br> -SubTopic 10<br> -Section 45<br> -Paragraph 11<br> -URI http://asc.fasb.org/extlink&amp;oid=36458714&amp;loc=d3e637-108580<br><br>Reference 2: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 220<br> -SubTopic 10<br> -Section 45<br> -Paragraph 15<br> -URI http://asc.fasb.org/extlink&amp;oid=36458714&amp;loc=d3e689-108580<br><br>Reference 3: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 715<br> -SubTopic 20<br> -Section 50<br> -Paragraph 1<br> -Subparagraph (i)<br> -URI http://asc.fasb.org/extlink&amp;oid=58740216&amp;loc=d3e1928-114920<br><br>Reference 4: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 715<br> -SubTopic 20<br> -Section 50<br> -Paragraph 1<br> -Subparagraph (j)<br> -URI http://asc.fasb.org/extlink&amp;oid=58740216&amp;loc=d3e1928-114920<br></p></div>
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<span style="display: none;">v3.3.1.900</span><table class="report" border="0" cellspacing="2" id="idp6836871248">
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<th class="tl" colspan="1" rowspan="2"><div style="width: 200px;"><strong>Note 12 - Pension and Other Postretirement Benefit Plans (Details) - Assumptions Used to Develop Periodic Postretirement Expense for the Postretirement Plans<br></strong></div></th>
<th class="th" colspan="3">12 Months Ended</th>
</tr>
<tr>
<th class="th"><div>Dec. 31, 2015</div></th>
<th class="th"><div>Dec. 31, 2014</div></th>
<th class="th"><div>Dec. 31, 2013</div></th>
</tr>
<tr class="re">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_ffic_AssumptionsUsedToDevelopPeriodicPostretirementExpenseForThePostretirementPlansAbstract', window );"><strong>Assumptions Used to Develop Periodic Postretirement Expense for the Postretirement Plans [Abstract]</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
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<td class="text"> <span></span>
</td>
<td class="text"> <span></span>
</td>
<td class="text"> <span></span>
</td>
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<tr class="re">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_DefinedBenefitPlanAssumptionsUsedCalculatingNetPeriodicBenefitCostDiscountRate', window );">Discount rate</a></td>
<td class="nump">3.76%<span></span>
</td>
<td class="nump">4.60%<span></span>
</td>
<td class="nump">3.75%<span></span>
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<td class="text">&#160;<span></span>
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<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
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<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_DefinedBenefitPlanHealthCareCostTrendRateAssumedForNextFiscalYear', window );">Initial</a></td>
<td class="nump">8.00%<span></span>
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<td class="nump">9.00%<span></span>
</td>
<td class="nump">10.00%<span></span>
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<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_DefinedBenefitPlanUltimateHealthCareCostTrendRate', window );">Ultimate (year 2018)</a></td>
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<td class="nump">5.00%<span></span>
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<td class="nump">5.00%<span></span>
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<td class="text"> <span></span>
</td>
<td class="text"> <span></span>
</td>
<td class="text"> <span></span>
</td>
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<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- References</a><div><p>No definition available.</p></div>
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<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- References</a><div><p>No definition available.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
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<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>The interest rate used to adjust for the time value of money.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 715<br> -SubTopic 20<br> -Section 50<br> -Paragraph 1<br> -Subparagraph (k)(1)<br> -URI http://asc.fasb.org/extlink&amp;oid=58740216&amp;loc=d3e1928-114920<br></p></div>
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<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>An assumption as to the rate of return on plan assets reflecting the average rate of earnings expected on the funds invested or to be invested to provide for the benefits included in the benefit obligation.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Glossary Expected Long-Term Rate of Return on Plan Assets<br> -URI http://asc.fasb.org/extlink&amp;oid=6512046<br><br>Reference 2: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 715<br> -SubTopic 20<br> -Section 50<br> -Paragraph 1<br> -Subparagraph (k)(3)<br> -URI http://asc.fasb.org/extlink&amp;oid=58740216&amp;loc=d3e1928-114920<br></p></div>
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<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_DefinedBenefitPlanAssumptionsUsedCalculatingNetPeriodicBenefitCostRateOfCompensationIncrease">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>Expected rate of compensation increases (for pay-related plans).</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 715<br> -SubTopic 20<br> -Section 50<br> -Paragraph 1<br> -Subparagraph (k)(2)<br> -URI http://asc.fasb.org/extlink&amp;oid=58740216&amp;loc=d3e1928-114920<br></p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_DefinedBenefitPlanAssumptionsUsedCalculatingNetPeriodicBenefitCostRateOfCompensationIncrease</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>us-gaap_</td>
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<tr>
<td><strong> Data Type:</strong></td>
<td>num:percentItemType</td>
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<tr>
<td><strong> Balance Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_DefinedBenefitPlanHealthCareCostTrendRateAssumedForNextFiscalYear">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>The assumed health care cost trend rate for the next year used to measure the expected cost of benefits covered by the plan (gross eligible charges). This is based upon the annual rate of change in the cost of health care benefits currently provided by the postretirement benefit plan, due to factors other than changes in the composition of the plan population by age and dependency status.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Glossary Health Care Cost Trend Rate<br> -URI http://asc.fasb.org/extlink&amp;oid=6514820<br><br>Reference 2: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 715<br> -SubTopic 20<br> -Section 50<br> -Paragraph 1<br> -Subparagraph (l)<br> -URI http://asc.fasb.org/extlink&amp;oid=58740216&amp;loc=d3e1928-114920<br></p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_DefinedBenefitPlanHealthCareCostTrendRateAssumedForNextFiscalYear</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>us-gaap_</td>
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<td><strong> Data Type:</strong></td>
<td>num:percentItemType</td>
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<tr>
<td><strong> Balance Type:</strong></td>
<td>na</td>
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<td><strong> Period Type:</strong></td>
<td>duration</td>
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</div></td></tr>
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<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_DefinedBenefitPlanUltimateHealthCareCostTrendRate">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>The ultimate trend rate for health care costs.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 715<br> -SubTopic 20<br> -Section 50<br> -Paragraph 1<br> -Subparagraph (l)<br> -URI http://asc.fasb.org/extlink&amp;oid=58740216&amp;loc=d3e1928-114920<br></p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_DefinedBenefitPlanUltimateHealthCareCostTrendRate</td>
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<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
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<head>
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<span style="display: none;">v3.3.1.900</span><table class="report" border="0" cellspacing="2" id="idp6650117952">
<tr>
<th class="tl" colspan="1" rowspan="2"><div style="width: 200px;"><strong>Note 12 - Pension and Other Postretirement Benefit Plans (Details) - Effect of a One Percentage Point Change in Assumed Health Care Trend Rates<br> $ in Thousands</strong></div></th>
<th class="th" colspan="1">12 Months Ended</th>
</tr>
<tr><th class="th">
<div>Dec. 31, 2015 </div>
<div>USD ($)</div>
</th></tr>
<tr class="re">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_ffic_EffectOfAOnePercentagePointChangeInAssumedHealthCareTrendRatesAbstract', window );"><strong>Effect of a One Percentage Point Change in Assumed Health Care Trend Rates [Abstract]</strong></a></td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_DefinedBenefitPlanEffectOfOnePercentagePointIncreaseOnAccumulatedPostretirementBenefitObligation', window );">Effect on postretirement benefit obligation</a></td>
<td class="nump">$ 1,634<span></span>
</td>
</tr>
<tr class="re">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_DefinedBenefitPlanEffectOfOnePercentagePointDecreaseOnAccumulatedPostretirementBenefitObligation1', window );">Effect on postretirement benefit obligation</a></td>
<td class="num">(1,240)<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_DefinedBenefitPlanEffectOfOnePercentagePointIncreaseOnServiceAndInterestCostComponents', window );">Effect on total service and interest cost</a></td>
<td class="nump">177<span></span>
</td>
</tr>
<tr class="re">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_DefinedBenefitPlanEffectOfOnePercentagePointDecreaseOnServiceAndInterestCostComponents1', window );">Effect on total service and interest cost</a></td>
<td class="num">$ (131)<span></span>
</td>
</tr>
</table>
<div style="display: none;">
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_ffic_EffectOfAOnePercentagePointChangeInAssumedHealthCareTrendRatesAbstract">
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<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- References</a><div><p>No definition available.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">ffic_EffectOfAOnePercentagePointChangeInAssumedHealthCareTrendRatesAbstract</td>
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<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>Amount of effect of a one-percentage-point decrease in the assumed health care cost trend rates on the accumulated postretirement benefit obligation for health care benefits.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 715<br> -SubTopic 20<br> -Section 50<br> -Paragraph 1<br> -Subparagraph (m)<br> -URI http://asc.fasb.org/extlink&amp;oid=58740216&amp;loc=d3e1928-114920<br></p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_DefinedBenefitPlanEffectOfOnePercentagePointDecreaseOnAccumulatedPostretirementBenefitObligation1</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>us-gaap_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>debit</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_DefinedBenefitPlanEffectOfOnePercentagePointDecreaseOnServiceAndInterestCostComponents1">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>Amount of effect of a one-percentage-point decrease in the assumed health care cost trend rates on the aggregate of the service and interest cost components of net periodic postretirement health care benefit costs.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 715<br> -SubTopic 20<br> -Section 50<br> -Paragraph 1<br> -Subparagraph (m)<br> -URI http://asc.fasb.org/extlink&amp;oid=58740216&amp;loc=d3e1928-114920<br></p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_DefinedBenefitPlanEffectOfOnePercentagePointDecreaseOnServiceAndInterestCostComponents1</td>
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<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
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<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
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<td><strong> Balance Type:</strong></td>
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<td><strong> Period Type:</strong></td>
<td>duration</td>
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</div></td></tr>
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<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>The effect of a one-percentage-point increase in the assumed health care cost trend rates on the accumulated postretirement benefit obligation for health care benefits.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 715<br> -SubTopic 20<br> -Section 50<br> -Paragraph 1<br> -Subparagraph (m)<br> -URI http://asc.fasb.org/extlink&amp;oid=58740216&amp;loc=d3e1928-114920<br></p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_DefinedBenefitPlanEffectOfOnePercentagePointIncreaseOnAccumulatedPostretirementBenefitObligation</td>
</tr>
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<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>us-gaap_</td>
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<td><strong> Data Type:</strong></td>
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<td><strong> Balance Type:</strong></td>
<td>credit</td>
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<td><strong> Period Type:</strong></td>
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<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>The effect of a one-percentage-point increase in the assumed health care cost trend rates on the aggregate of the service and interest cost components of net periodic postretirement health care benefit costs.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 715<br> -SubTopic 20<br> -Section 50<br> -Paragraph 1<br> -Subparagraph (m)<br> -URI http://asc.fasb.org/extlink&amp;oid=58740216&amp;loc=d3e1928-114920<br></p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_DefinedBenefitPlanEffectOfOnePercentagePointIncreaseOnServiceAndInterestCostComponents</td>
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<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>us-gaap_</td>
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<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
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<td><strong> Balance Type:</strong></td>
<td>debit</td>
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<td><strong> Period Type:</strong></td>
<td>duration</td>
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<TEXT>
<html>
<head>
<title></title>
<link rel="stylesheet" type="text/css" href="report.css">
<script type="text/javascript" src="Show.js">/* Do Not Remove This Comment */</script><script type="text/javascript">
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<span style="display: none;">v3.3.1.900</span><table class="report" border="0" cellspacing="2" id="idp6838831136">
<tr>
<th class="tl" colspan="1" rowspan="1"><div style="width: 200px;"><strong>Note 12 - Pension and Other Postretirement Benefit Plans (Details) - The Following Benefit Payments under the Postretirement Plan, Which Reflect Expected Future Service, Are Expected to be Paid - Postretirement Plans [Member]<br></strong></div></th>
<th class="th">
<div>Dec. 31, 2015 </div>
<div>USD ($)</div>
</th>
</tr>
<tr class="re">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_ffic_Note12PensionandOtherPostretirementBenefitPlansDetailsTheFollowingBenefitPaymentsunderthePostretirementPlanWhichReflectExpectedFutureServiceAreExpectedtobePaidLineItems', window );"><strong>Note 12 - Pension and Other Postretirement Benefit Plans (Details) - The Following Benefit Payments under the Postretirement Plan, Which Reflect Expected Future Service, Are Expected to be Paid [Line Items]</strong></a></td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_DefinedBenefitPlanExpectedFutureBenefitPaymentsNextTwelveMonths', window );">2016</a></td>
<td class="nump">$ 189,000<span></span>
</td>
</tr>
<tr class="re">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_DefinedBenefitPlanExpectedFutureBenefitPaymentsYearTwo', window );">2017</a></td>
<td class="nump">229,000<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_DefinedBenefitPlanExpectedFutureBenefitPaymentsYearThree', window );">2018</a></td>
<td class="nump">255,000<span></span>
</td>
</tr>
<tr class="re">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_DefinedBenefitPlanExpectedFutureBenefitPaymentsYearFour', window );">2019</a></td>
<td class="nump">280,000<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_DefinedBenefitPlanExpectedFutureBenefitPaymentsYearFive', window );">2020</a></td>
<td class="nump">263,000<span></span>
</td>
</tr>
<tr class="re">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_DefinedBenefitPlanExpectedFutureBenefitPaymentsFiveFiscalYearsThereafter', window );">2021 &#8211; 2025</a></td>
<td class="nump">$ 1,524,000<span></span>
</td>
</tr>
</table>
<div style="display: none;">
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_ffic_Note12PensionandOtherPostretirementBenefitPlansDetailsTheFollowingBenefitPaymentsunderthePostretirementPlanWhichReflectExpectedFutureServiceAreExpectedtobePaidLineItems">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- References</a><div><p>No definition available.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">ffic_Note12PensionandOtherPostretirementBenefitPlansDetailsTheFollowingBenefitPaymentsunderthePostretirementPlanWhichReflectExpectedFutureServiceAreExpectedtobePaidLineItems</td>
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<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>Amount of benefits from a defined benefit plan expected to be paid in the five fiscal years after the fifth fiscal year following the latest fiscal year. Excludes interim and annual periods when interim periods are reported on a rolling approach, from latest balance sheet date.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 715<br> -SubTopic 20<br> -Section 50<br> -Paragraph 1<br> -Subparagraph (f)<br> -URI http://asc.fasb.org/extlink&amp;oid=58740216&amp;loc=d3e1928-114920<br></p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
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<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>Amount of benefits from a defined benefit plan expected to be paid in the next fiscal year following the latest fiscal year. Excludes interim and annual periods when interim periods are reported on a rolling approach, from latest balance sheet date.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 715<br> -SubTopic 20<br> -Section 50<br> -Paragraph 1<br> -Subparagraph (f)<br> -URI http://asc.fasb.org/extlink&amp;oid=58740216&amp;loc=d3e1928-114920<br></p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
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<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>Amount of benefits from a defined benefit plan expected to be paid in the fifth fiscal year following the latest fiscal year. Excludes interim and annual periods when interim periods are reported on a rolling approach, from latest balance sheet date.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 715<br> -SubTopic 20<br> -Section 50<br> -Paragraph 1<br> -Subparagraph (f)<br> -URI http://asc.fasb.org/extlink&amp;oid=58740216&amp;loc=d3e1928-114920<br></p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
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<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>Amount of benefits from a defined benefit plan expected to be paid in the fourth fiscal year following the latest fiscal year. Excludes interim and annual periods when interim periods are reported on a rolling approach, from latest balance sheet date.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 715<br> -SubTopic 20<br> -Section 50<br> -Paragraph 1<br> -Subparagraph (f)<br> -URI http://asc.fasb.org/extlink&amp;oid=58740216&amp;loc=d3e1928-114920<br></p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_DefinedBenefitPlanExpectedFutureBenefitPaymentsYearFour</td>
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<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>Amount of benefits from a defined benefit plan expected to be paid in the third fiscal year following the latest fiscal year. Excludes interim and annual periods when interim periods are reported on a rolling approach, from latest balance sheet date.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 715<br> -SubTopic 20<br> -Section 50<br> -Paragraph 1<br> -Subparagraph (f)<br> -URI http://asc.fasb.org/extlink&amp;oid=58740216&amp;loc=d3e1928-114920<br></p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_DefinedBenefitPlanExpectedFutureBenefitPaymentsYearThree</td>
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<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>us-gaap_</td>
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<td>xbrli:monetaryItemType</td>
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<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>Amount of benefits from a defined benefit plan expected to be paid in the second fiscal year following the latest fiscal year. Excludes interim and annual periods when interim periods are reported on a rolling approach, from latest balance sheet date.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 715<br> -SubTopic 20<br> -Section 50<br> -Paragraph 1<br> -Subparagraph (f)<br> -URI http://asc.fasb.org/extlink&amp;oid=58740216&amp;loc=d3e1928-114920<br></p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
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<td style="white-space:nowrap;">us-gaap_DefinedBenefitPlanExpectedFutureBenefitPaymentsYearTwo</td>
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<head>
<title></title>
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<span style="display: none;">v3.3.1.900</span><table class="report" border="0" cellspacing="2" id="idp6649279744">
<tr>
<th class="tl" colspan="1" rowspan="2"><div style="width: 200px;"><strong>Note 12 - Pension and Other Postretirement Benefit Plans (Details) - Employee Benefit Trust (EBT) Shares - USD ($)<br></strong></div></th>
<th class="th" colspan="2">12 Months Ended</th>
</tr>
<tr>
<th class="th"><div>Dec. 31, 2015</div></th>
<th class="th"><div>Dec. 31, 2014</div></th>
</tr>
<tr class="re">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_ffic_EmployeeBenefitTrustEbtSharesAbstract', window );"><strong>Employee Benefit Trust (EBT) Shares [Abstract]</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_CommonStockSharesHeldInEmployeeTrustShares', window );">Shares owned by Employee Benefit Trust, balance</a></td>
<td class="nump">800,950<span></span>
</td>
<td class="nump">913,792<span></span>
</td>
</tr>
<tr class="re">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_CommonStockIssuedEmployeeTrustDeferred', window );">Market value of unallocated shares. (in Dollars)</a></td>
<td class="nump">$ 14,616,435<span></span>
</td>
<td class="nump">$ 16,235,257<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_ffic_CommonStockSharesPurchasedByEmployeeTrust', window );">Shares purchased</a></td>
<td class="nump">22,102<span></span>
</td>
<td class="nump">23,717<span></span>
</td>
</tr>
<tr class="re">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_ffic_CommonStockSharesReleasedAndAllocatedByTheEmployeeTrust', window );">Shares released and allocated</a></td>
<td class="num">(147,616)<span></span>
</td>
<td class="num">(136,559)<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_CommonStockSharesHeldInEmployeeTrustShares', window );">Shares owned by Employee Benefit Trust, balance</a></td>
<td class="nump">675,436<span></span>
</td>
<td class="nump">800,950<span></span>
</td>
</tr>
</table>
<div style="display: none;">
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<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>Number of shares purchased during the period by the Employee Trust.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>No definition available.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">ffic_CommonStockSharesPurchasedByEmployeeTrust</td>
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<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
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<td><strong> Balance Type:</strong></td>
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<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
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<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>Common stock released and allocated by the Employee Trust.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>No definition available.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
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<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
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<td><strong> Balance Type:</strong></td>
<td>na</td>
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<td><strong> Period Type:</strong></td>
<td>duration</td>
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<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- References</a><div><p>No definition available.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
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<td style="white-space:nowrap;">ffic_EmployeeBenefitTrustEbtSharesAbstract</td>
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<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>Aggregate value of common stock held in a trust that has been set up specifically to accumulate stock for the sole purpose of distribution to participating employees but not yet earned.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 710<br> -SubTopic 10<br> -Section 25<br> -Paragraph 17<br> -URI http://asc.fasb.org/extlink&amp;oid=6409836&amp;loc=d3e19850-108362<br><br>Reference 2: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 710<br> -SubTopic 10<br> -Section 25<br> -Paragraph 16<br> -URI http://asc.fasb.org/extlink&amp;oid=6409836&amp;loc=d3e19833-108362<br></p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_CommonStockIssuedEmployeeTrustDeferred</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>us-gaap_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>debit</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>instant</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_CommonStockSharesHeldInEmployeeTrustShares">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>Number of common stock held in a trust that has been set up specifically to accumulate stock for the sole purpose of distribution to participating employees but not yet earned.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 718<br> -SubTopic 40<br> -Section 25<br> -Paragraph 12<br> -URI http://asc.fasb.org/extlink&amp;oid=6418455&amp;loc=d3e16701-113920<br></p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_CommonStockSharesHeldInEmployeeTrustShares</td>
</tr>
<tr>
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<span style="display: none;">v3.3.1.900</span><table class="report" border="0" cellspacing="2" id="idp6839456016">
<tr>
<th class="tl" colspan="1" rowspan="2"><div style="width: 200px;"><strong>Note 12 - Pension and Other Postretirement Benefit Plans (Details) - For the Directors&#8217; Plan, the Change in Benefit Obligation and Assets - Directors' Plan [Member] - USD ($)<br> $ in Thousands</strong></div></th>
<th class="th" colspan="3">12 Months Ended</th>
</tr>
<tr>
<th class="th"><div>Dec. 31, 2015</div></th>
<th class="th"><div>Dec. 31, 2014</div></th>
<th class="th"><div>Dec. 31, 2013</div></th>
</tr>
<tr class="re">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_ffic_ChangeInBenefitObligationAbstract00', window );"><strong>Change in benefit obligation:</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_DefinedBenefitPlanBenefitObligation', window );">Projected benefit obligation, balance</a></td>
<td class="nump">$ 2,663<span></span>
</td>
<td class="nump">$ 2,666<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_DefinedBenefitPlanServiceCost', window );">Service cost</a></td>
<td class="nump">45<span></span>
</td>
<td class="nump">54<span></span>
</td>
<td class="nump">$ 82<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_DefinedBenefitPlanInterestCost', window );">Interest cost</a></td>
<td class="nump">95<span></span>
</td>
<td class="nump">116<span></span>
</td>
<td class="nump">98<span></span>
</td>
</tr>
<tr class="re">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_DefinedBenefitPlanActuarialGainLoss', window );">Actuarial gain</a></td>
<td class="num">(129)<span></span>
</td>
<td class="num">(53)<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_DefinedBenefitPlanBenefitsPaid', window );">Benefits paid</a></td>
<td class="num">(144)<span></span>
</td>
<td class="num">(120)<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_DefinedBenefitPlanBenefitObligation', window );">Projected benefit obligation, balance</a></td>
<td class="nump">2,530<span></span>
</td>
<td class="nump">2,663<span></span>
</td>
<td class="nump">$ 2,666<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_ffic_ChangeInPlanAssetsAbstract00', window );"><strong>Change in plan assets:</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_DefinedBenefitPlanContributionsByEmployer', window );">Employer contributions</a></td>
<td class="nump">144<span></span>
</td>
<td class="nump">120<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_DefinedBenefitPlanBenefitsPaid', window );">Benefits paid</a></td>
<td class="num">(144)<span></span>
</td>
<td class="num">(120)<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_PensionAndOtherPostretirementDefinedBenefitPlansLiabilitiesCurrentAndNoncurrent', window );">Accrued pension cost included in other liabilities</a></td>
<td class="num">$ (2,530)<span></span>
</td>
<td class="num">$ (2,663)<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
</table>
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<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- References</a><div><p>No definition available.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
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<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- References</a><div><p>No definition available.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
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<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>Amount of gain (loss) related to change in benefit obligation resulting from changes in actuarial assumptions, for example, but not limited to, interest, mortality, employee turnover, salary, and temporary deviation from the substantive plan.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Glossary Gain or Loss<br> -URI http://asc.fasb.org/extlink&amp;oid=49168827<br><br>Reference 2: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 715<br> -SubTopic 20<br> -Section 50<br> -Paragraph 1<br> -Subparagraph (a)(4)<br> -URI http://asc.fasb.org/extlink&amp;oid=58740216&amp;loc=d3e1928-114920<br></p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
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<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>1) For defined benefit pension plans, the benefit obligation is the projected benefit obligation, which is the actuarial present value as of a date of all benefits attributed by the pension benefit formula to employee service rendered prior to that date.  2) For other postretirement defined benefit plans, the benefit obligation is the accumulated postretirement benefit obligation, which is the actuarial present value of benefits attributed to employee service rendered to a particular date.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 715<br> -SubTopic 20<br> -Section 50<br> -Paragraph 1<br> -Subparagraph (a)<br> -URI http://asc.fasb.org/extlink&amp;oid=58740216&amp;loc=d3e1928-114920<br><br>Reference 2: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Glossary Projected Benefit Obligation<br> -URI http://asc.fasb.org/extlink&amp;oid=6522206<br><br>Reference 3: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Glossary Accumulated Postretirement Benefit Obligation<br> -URI http://asc.fasb.org/extlink&amp;oid=6503904<br></p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
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<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>The amount of payments made for which participants are entitled under a pension plan, including pension benefits, death benefits, and benefits due on termination of employment. Also includes payments made under a postretirement benefit plan, including prescription drug benefits, health care benefits, life insurance benefits, and legal, educational and advisory services. This item represents a periodic decrease to the plan obligations and a decrease to plan assets.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 715<br> -SubTopic 60<br> -Section 50<br> -Paragraph 4<br> -URI http://asc.fasb.org/extlink&amp;oid=6414203&amp;loc=d3e39716-114964<br><br>Reference 2: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Glossary Benefits<br> -URI http://asc.fasb.org/extlink&amp;oid=49170737<br><br>Reference 3: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 715<br> -SubTopic 20<br> -Section 50<br> -Paragraph 1<br> -Subparagraph (a)(6)<br> -URI http://asc.fasb.org/extlink&amp;oid=58740216&amp;loc=d3e1928-114920<br><br>Reference 4: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Glossary Postretirement Benefits<br> -URI http://asc.fasb.org/extlink&amp;oid=6521376<br><br>Reference 5: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 715<br> -SubTopic 20<br> -Section 50<br> -Paragraph 1<br> -Subparagraph (b)(5)<br> -URI http://asc.fasb.org/extlink&amp;oid=58740216&amp;loc=d3e1928-114920<br></p></div>
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<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>The increase in the fair value of plan assets from contributions made by the employer.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 715<br> -SubTopic 20<br> -Section 50<br> -Paragraph 1<br> -Subparagraph (b)(3)<br> -URI http://asc.fasb.org/extlink&amp;oid=58740216&amp;loc=d3e1928-114920<br></p></div>
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<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>The increase in a defined benefit pension plan's projected benefit obligation or a defined benefit postretirement plan's accumulated postretirement benefit obligation due to the passage of time.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 715<br> -SubTopic 20<br> -Section 50<br> -Paragraph 1<br> -Subparagraph (h)(2)<br> -URI http://asc.fasb.org/extlink&amp;oid=58740216&amp;loc=d3e1928-114920<br><br>Reference 2: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 715<br> -SubTopic 20<br> -Section 50<br> -Paragraph 1<br> -Subparagraph (a)(2)<br> -URI http://asc.fasb.org/extlink&amp;oid=58740216&amp;loc=d3e1928-114920<br></p></div>
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<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>The actuarial present value of benefits attributed by the pension benefit formula to services rendered by employees during the period. The portion of the expected postretirement benefit obligation attributed to employee service during the period. The service cost component is a portion of the benefit obligation and is unaffected by the funded status of the plan.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Glossary Service Cost (Component of Net Periodic Pension Cost)<br> -URI http://asc.fasb.org/extlink&amp;oid=6525008<br><br>Reference 2: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 715<br> -SubTopic 20<br> -Section 50<br> -Paragraph 1<br> -Subparagraph (h)(1)<br> -URI http://asc.fasb.org/extlink&amp;oid=58740216&amp;loc=d3e1928-114920<br><br>Reference 3: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 715<br> -SubTopic 20<br> -Section 50<br> -Paragraph 1<br> -Subparagraph (a)(1)<br> -URI http://asc.fasb.org/extlink&amp;oid=58740216&amp;loc=d3e1928-114920<br></p></div>
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<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>This represents the entire liability recognized in the balance sheet that is associated with the defined benefit plans.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 715<br> -SubTopic 20<br> -Section 45<br> -Paragraph 2<br> -URI http://asc.fasb.org/extlink&amp;oid=21915240&amp;loc=d3e1703-114919<br><br>Reference 2: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 715<br> -SubTopic 20<br> -Section 50<br> -Paragraph 1<br> -Subparagraph (c)<br> -URI http://asc.fasb.org/extlink&amp;oid=58740216&amp;loc=d3e1928-114920<br><br>Reference 3: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 942<br> -SubTopic 210<br> -Section S99<br> -Paragraph 1<br> -Subparagraph (SX 210.9-03.15)<br> -URI http://asc.fasb.org/extlink&amp;oid=6876686&amp;loc=d3e534808-122878<br><br>Reference 4: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 715<br> -SubTopic 20<br> -Section 50<br> -Paragraph 3<br> -URI http://asc.fasb.org/extlink&amp;oid=58740216&amp;loc=d3e2417-114920<br><br>Reference 5: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 944<br> -SubTopic 210<br> -Section S99<br> -Paragraph 1<br> -Subparagraph (SX 210.7-03.15)<br> -URI http://asc.fasb.org/extlink&amp;oid=6879938&amp;loc=d3e572229-122910<br><br>Reference 6: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 715<br> -SubTopic 20<br> -Section 50<br> -Paragraph 2<br> -URI http://asc.fasb.org/extlink&amp;oid=58740216&amp;loc=d3e2410-114920<br></p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_PensionAndOtherPostretirementDefinedBenefitPlansLiabilitiesCurrentAndNoncurrent</td>
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<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
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<td><strong> Data Type:</strong></td>
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<span style="display: none;">v3.3.1.900</span><table class="report" border="0" cellspacing="2" id="idp6838752688">
<tr>
<th class="tl" colspan="1" rowspan="2"><div style="width: 200px;"><strong>Note 12 - Pension and Other Postretirement Benefit Plans (Details) - Components of the Net Pension Expense for the Directors&#8217; Plan - Directors' Plan [Member] - USD ($)<br> $ in Thousands</strong></div></th>
<th class="th" colspan="3">12 Months Ended</th>
</tr>
<tr>
<th class="th"><div>Dec. 31, 2015</div></th>
<th class="th"><div>Dec. 31, 2014</div></th>
<th class="th"><div>Dec. 31, 2013</div></th>
</tr>
<tr class="re">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_ffic_Note12PensionandOtherPostretirementBenefitPlansDetailsComponentsoftheNetPensionExpensefortheDirectorsPlanLineItems', window );"><strong>Note 12 - Pension and Other Postretirement Benefit Plans (Details) - Components of the Net Pension Expense for the Directors&#8217; Plan [Line Items]</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_DefinedBenefitPlanServiceCost', window );">Service cost</a></td>
<td class="nump">$ 45<span></span>
</td>
<td class="nump">$ 54<span></span>
</td>
<td class="nump">$ 82<span></span>
</td>
</tr>
<tr class="re">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_DefinedBenefitPlanInterestCost', window );">Interest cost</a></td>
<td class="nump">95<span></span>
</td>
<td class="nump">116<span></span>
</td>
<td class="nump">98<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_DefinedBenefitPlanAmortizationOfGainsLosses', window );">Amortization of unrecognized gain</a></td>
<td class="num">(56)<span></span>
</td>
<td class="num">(60)<span></span>
</td>
<td class="num">(36)<span></span>
</td>
</tr>
<tr class="re">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_DefinedBenefitPlanAmortizationOfPriorServiceCostCredit', window );">Amortization of past service liability</a></td>
<td class="nump">40<span></span>
</td>
<td class="nump">40<span></span>
</td>
<td class="nump">40<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_DefinedBenefitPlanNetPeriodicBenefitCost', window );">Net pension expense</a></td>
<td class="nump">124<span></span>
</td>
<td class="nump">150<span></span>
</td>
<td class="nump">184<span></span>
</td>
</tr>
<tr class="re">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_OtherComprehensiveIncomeLossPensionAndOtherPostretirementBenefitPlansNetUnamortizedGainLossArisingDuringPeriodBeforeTax', window );">Current actuarial gain</a></td>
<td class="num">(130)<span></span>
</td>
<td class="num">(52)<span></span>
</td>
<td class="num">(122)<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_OtherComprehensiveIncomeLossReclassificationAdjustmentFromAOCIPensionAndOtherPostretirementBenefitPlansForNetGainLossBeforeTax', window );">Amortization of actuarial gain</a></td>
<td class="nump">56<span></span>
</td>
<td class="nump">60<span></span>
</td>
<td class="nump">36<span></span>
</td>
</tr>
<tr class="re">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_OtherComprehensiveIncomeDefinedBenefitPlanNetPriorServiceCostCreditArisingDuringPeriodBeforeTax', window );">Amortization of prior service cost</a></td>
<td class="num">(40)<span></span>
</td>
<td class="num">(40)<span></span>
</td>
<td class="num">(40)<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_DefinedBenefitPlanAmountsRecognizedInOtherComprehensiveIncomeLossNetGainLossBeforeTax', window );">Total recognized in other comprehensive income</a></td>
<td class="num">(114)<span></span>
</td>
<td class="num">(32)<span></span>
</td>
<td class="num">(126)<span></span>
</td>
</tr>
<tr class="re">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_AmountRecognizedInNetPeriodicBenefitCostAndOtherComprehensiveIncomeLossBeforeTax', window );">Total recognized in net pension expense and other comprehensive income</a></td>
<td class="nump">$ 10<span></span>
</td>
<td class="nump">$ 118<span></span>
</td>
<td class="nump">$ 58<span></span>
</td>
</tr>
</table>
<div style="display: none;">
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_ffic_Note12PensionandOtherPostretirementBenefitPlansDetailsComponentsoftheNetPensionExpensefortheDirectorsPlanLineItems">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- References</a><div><p>No definition available.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">ffic_Note12PensionandOtherPostretirementBenefitPlansDetailsComponentsoftheNetPensionExpensefortheDirectorsPlanLineItems</td>
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<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
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<td>xbrli:stringItemType</td>
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<td><strong> Balance Type:</strong></td>
<td>na</td>
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<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
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<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_AmountRecognizedInNetPeriodicBenefitCostAndOtherComprehensiveIncomeLossBeforeTax">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>Amount recognized in net periodic benefit cost and other comprehensive income.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>No definition available.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_AmountRecognizedInNetPeriodicBenefitCostAndOtherComprehensiveIncomeLossBeforeTax</td>
</tr>
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<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>us-gaap_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>debit</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_DefinedBenefitPlanAmortizationOfGainsLosses">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>The amount of gains or losses recognized in net periodic benefit cost.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 715<br> -SubTopic 20<br> -Section 50<br> -Paragraph 1<br> -Subparagraph (h)(4)<br> -URI http://asc.fasb.org/extlink&amp;oid=58740216&amp;loc=d3e1928-114920<br></p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_DefinedBenefitPlanAmortizationOfGainsLosses</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>us-gaap_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>credit</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_DefinedBenefitPlanAmortizationOfPriorServiceCostCredit">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>The amount of the prior service cost or credit recognized in net periodic benefit cost relating to benefit changes attributable to plan participants' prior service pursuant to a plan amendment or a plan initiation.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 715<br> -SubTopic 20<br> -Section 50<br> -Paragraph 1<br> -Subparagraph (h)(1)<br> -URI http://asc.fasb.org/extlink&amp;oid=58740216&amp;loc=d3e1928-114920<br><br>Reference 2: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Glossary Prior Service Cost<br> -URI http://asc.fasb.org/extlink&amp;oid=49177896<br></p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_DefinedBenefitPlanAmortizationOfPriorServiceCostCredit</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>us-gaap_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>debit</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_DefinedBenefitPlanAmountsRecognizedInOtherComprehensiveIncomeLossNetGainLossBeforeTax">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>Amount before tax, after reclassification adjustments, of actuarial gain (loss) that has not been recognized in the income statement.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 220<br> -SubTopic 10<br> -Section 45<br> -Paragraph 10A<br> -Subparagraph (i)<br> -URI http://asc.fasb.org/extlink&amp;oid=36458714&amp;loc=SL7669646-108580<br><br>Reference 2: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 715<br> -SubTopic 20<br> -Section 50<br> -Paragraph 1<br> -Subparagraph (i)<br> -URI http://asc.fasb.org/extlink&amp;oid=58740216&amp;loc=d3e1928-114920<br></p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_DefinedBenefitPlanAmountsRecognizedInOtherComprehensiveIncomeLossNetGainLossBeforeTax</td>
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<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
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<td><strong> Balance Type:</strong></td>
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<td><strong> Period Type:</strong></td>
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<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_DefinedBenefitPlanInterestCost">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>The increase in a defined benefit pension plan's projected benefit obligation or a defined benefit postretirement plan's accumulated postretirement benefit obligation due to the passage of time.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 715<br> -SubTopic 20<br> -Section 50<br> -Paragraph 1<br> -Subparagraph (h)(2)<br> -URI http://asc.fasb.org/extlink&amp;oid=58740216&amp;loc=d3e1928-114920<br><br>Reference 2: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 715<br> -SubTopic 20<br> -Section 50<br> -Paragraph 1<br> -Subparagraph (a)(2)<br> -URI http://asc.fasb.org/extlink&amp;oid=58740216&amp;loc=d3e1928-114920<br></p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_DefinedBenefitPlanInterestCost</td>
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<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
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<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>debit</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
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<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_DefinedBenefitPlanNetPeriodicBenefitCost">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>The total amount of net periodic benefit cost for defined benefit plans for the period. Periodic benefit costs include the following components: service cost, interest cost, expected return on plan assets, gain (loss), prior service cost or credit, transition asset or obligation, and gain (loss) due to settlements or curtailments.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 715<br> -SubTopic 20<br> -Section 50<br> -Paragraph 1<br> -Subparagraph (h)<br> -URI http://asc.fasb.org/extlink&amp;oid=58740216&amp;loc=d3e1928-114920<br><br>Reference 2: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 715<br> -SubTopic 20<br> -Section 50<br> -Paragraph 1<br> -Subparagraph (j)<br> -URI http://asc.fasb.org/extlink&amp;oid=58740216&amp;loc=d3e1928-114920<br></p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_DefinedBenefitPlanNetPeriodicBenefitCost</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>us-gaap_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>debit</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_DefinedBenefitPlanServiceCost">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>The actuarial present value of benefits attributed by the pension benefit formula to services rendered by employees during the period. The portion of the expected postretirement benefit obligation attributed to employee service during the period. The service cost component is a portion of the benefit obligation and is unaffected by the funded status of the plan.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Glossary Service Cost (Component of Net Periodic Pension Cost)<br> -URI http://asc.fasb.org/extlink&amp;oid=6525008<br><br>Reference 2: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 715<br> -SubTopic 20<br> -Section 50<br> -Paragraph 1<br> -Subparagraph (h)(1)<br> -URI http://asc.fasb.org/extlink&amp;oid=58740216&amp;loc=d3e1928-114920<br><br>Reference 3: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 715<br> -SubTopic 20<br> -Section 50<br> -Paragraph 1<br> -Subparagraph (a)(1)<br> -URI http://asc.fasb.org/extlink&amp;oid=58740216&amp;loc=d3e1928-114920<br></p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_DefinedBenefitPlanServiceCost</td>
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<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
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<td><strong> Data Type:</strong></td>
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<tr>
<td><strong> Balance Type:</strong></td>
<td>debit</td>
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<td><strong> Period Type:</strong></td>
<td>duration</td>
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<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>Amount before tax of cost (credit) of benefit changes attributable to plan participants' prior service resulting from a plan amendment or plan initiation that has not been recognized in net periodic benefit cost (credit).</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 220<br> -SubTopic 10<br> -Section 45<br> -Paragraph 10A<br> -Subparagraph (j)<br> -URI http://asc.fasb.org/extlink&amp;oid=36458714&amp;loc=SL7669646-108580<br><br>Reference 2: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Glossary Prior Service Cost<br> -URI http://asc.fasb.org/extlink&amp;oid=49177896<br><br>Reference 3: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 715<br> -SubTopic 20<br> -Section 50<br> -Paragraph 1<br> -Subparagraph (i)<br> -URI http://asc.fasb.org/extlink&amp;oid=58740216&amp;loc=d3e1928-114920<br><br>Reference 4: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 220<br> -SubTopic 10<br> -Section 45<br> -Paragraph 11<br> -URI http://asc.fasb.org/extlink&amp;oid=36458714&amp;loc=d3e637-108580<br><br>Reference 5: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 715<br> -SubTopic 20<br> -Section 50<br> -Paragraph 1<br> -Subparagraph (j)<br> -URI http://asc.fasb.org/extlink&amp;oid=58740216&amp;loc=d3e1928-114920<br></p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_OtherComprehensiveIncomeDefinedBenefitPlanNetPriorServiceCostCreditArisingDuringPeriodBeforeTax</td>
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<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>us-gaap_</td>
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<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
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<td><strong> Balance Type:</strong></td>
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<td><strong> Period Type:</strong></td>
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<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>Amount before tax of (increase) decrease in the value of the projected benefit obligation related to a change in an actuarial assumption and increase (decrease) in the value of the plan assets resulting from experience different from that assumed, that has not been recognized in net periodic benefit (cost) credit.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 220<br> -SubTopic 10<br> -Section 45<br> -Paragraph 11<br> -URI http://asc.fasb.org/extlink&amp;oid=36458714&amp;loc=d3e637-108580<br><br>Reference 2: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 220<br> -SubTopic 10<br> -Section 45<br> -Paragraph 10A<br> -Subparagraph (i)<br> -URI http://asc.fasb.org/extlink&amp;oid=36458714&amp;loc=SL7669646-108580<br><br>Reference 3: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 715<br> -SubTopic 20<br> -Section 50<br> -Paragraph 1<br> -Subparagraph (a)(4)<br> -URI http://asc.fasb.org/extlink&amp;oid=58740216&amp;loc=d3e1928-114920<br><br>Reference 4: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 715<br> -SubTopic 20<br> -Section 50<br> -Paragraph 1<br> -Subparagraph (j)<br> -URI http://asc.fasb.org/extlink&amp;oid=58740216&amp;loc=d3e1928-114920<br></p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_OtherComprehensiveIncomeLossPensionAndOtherPostretirementBenefitPlansNetUnamortizedGainLossArisingDuringPeriodBeforeTax</td>
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<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>Amount before tax of reclassification adjustment from accumulated other comprehensive income (loss) for actuarial gain (loss) related to pension and other postretirement benefit plans.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 220<br> -SubTopic 10<br> -Section 45<br> -Paragraph 11<br> -URI http://asc.fasb.org/extlink&amp;oid=36458714&amp;loc=d3e637-108580<br><br>Reference 2: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 220<br> -SubTopic 10<br> -Section 45<br> -Paragraph 15<br> -URI http://asc.fasb.org/extlink&amp;oid=36458714&amp;loc=d3e689-108580<br><br>Reference 3: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 715<br> -SubTopic 20<br> -Section 50<br> -Paragraph 1<br> -Subparagraph (i)<br> -URI http://asc.fasb.org/extlink&amp;oid=58740216&amp;loc=d3e1928-114920<br><br>Reference 4: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 715<br> -SubTopic 20<br> -Section 50<br> -Paragraph 1<br> -Subparagraph (j)<br> -URI http://asc.fasb.org/extlink&amp;oid=58740216&amp;loc=d3e1928-114920<br></p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
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<span style="display: none;">v3.3.1.900</span><table class="report" border="0" cellspacing="2" id="idp6836871248">
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<th class="tl" colspan="1" rowspan="2"><div style="width: 200px;"><strong>Note 12 - Pension and Other Postretirement Benefit Plans (Details) - Assumptions Used to Determine Benefit Obligations and Periodic Pension Expense for the Directors&#8217; Plan<br></strong></div></th>
<th class="th" colspan="3">12 Months Ended</th>
</tr>
<tr>
<th class="th"><div>Dec. 31, 2015</div></th>
<th class="th"><div>Dec. 31, 2014</div></th>
<th class="th"><div>Dec. 31, 2013</div></th>
</tr>
<tr class="re">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_ffic_Note12PensionandOtherPostretirementBenefitPlansDetailsAssumptionsUsedtoDetermineBenefitObligationsandPeriodicPensionExpensefortheDirectorsPlanLineItems', window );"><strong>Note 12 - Pension and Other Postretirement Benefit Plans (Details) - Assumptions Used to Determine Benefit Obligations and Periodic Pension Expense for the Directors&#8217; Plan [Line Items]</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_DefinedBenefitPlanAssumptionsUsedCalculatingNetPeriodicBenefitCostDiscountRate', window );">Weighted average discount rate for periodic pension benefit expense</a></td>
<td class="nump">3.76%<span></span>
</td>
<td class="nump">4.60%<span></span>
</td>
<td class="nump">3.75%<span></span>
</td>
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<tr class="re">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_DefinedBenefitPlanAssumptionsUsedCalculatingNetPeriodicBenefitCostRateOfCompensationIncrease', window );">Rate of increase in future compensation levels</a></td>
<td class="text"> <span></span>
</td>
<td class="text"> <span></span>
</td>
<td class="text"> <span></span>
</td>
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<tr class="rh">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_DefinedBenefitPlansDisclosuresDefinedBenefitPlansAxis=ffic_DirectorsPlanMember', window );">Directors' Plan [Member]</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_ffic_Note12PensionandOtherPostretirementBenefitPlansDetailsAssumptionsUsedtoDetermineBenefitObligationsandPeriodicPensionExpensefortheDirectorsPlanLineItems', window );"><strong>Note 12 - Pension and Other Postretirement Benefit Plans (Details) - Assumptions Used to Determine Benefit Obligations and Periodic Pension Expense for the Directors&#8217; Plan [Line Items]</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_DefinedBenefitPlanAssumptionsUsedCalculatingBenefitObligationDiscountRate', window );">Weighted average discount rate for the benefit obligation</a></td>
<td class="nump">4.06%<span></span>
</td>
<td class="nump">3.76%<span></span>
</td>
<td class="nump">4.60%<span></span>
</td>
</tr>
<tr class="re">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_DefinedBenefitPlanAssumptionsUsedCalculatingNetPeriodicBenefitCostDiscountRate', window );">Weighted average discount rate for periodic pension benefit expense</a></td>
<td class="nump">3.76%<span></span>
</td>
<td class="nump">4.60%<span></span>
</td>
<td class="nump">3.75%<span></span>
</td>
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<tr class="ro">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_DefinedBenefitPlanAssumptionsUsedCalculatingNetPeriodicBenefitCostRateOfCompensationIncrease', window );">Rate of increase in future compensation levels</a></td>
<td class="text"> <span></span>
</td>
<td class="text"> <span></span>
</td>
<td class="text"> <span></span>
</td>
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<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- References</a><div><p>No definition available.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
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<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>The interest rate used to adjust for the time value of money for the plan.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 715<br> -SubTopic 20<br> -Section 50<br> -Paragraph 1<br> -Subparagraph (k)(1)<br> -URI http://asc.fasb.org/extlink&amp;oid=58740216&amp;loc=d3e1928-114920<br></p></div>
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<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>The interest rate used to adjust for the time value of money.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 715<br> -SubTopic 20<br> -Section 50<br> -Paragraph 1<br> -Subparagraph (k)(1)<br> -URI http://asc.fasb.org/extlink&amp;oid=58740216&amp;loc=d3e1928-114920<br></p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_DefinedBenefitPlanAssumptionsUsedCalculatingNetPeriodicBenefitCostDiscountRate</td>
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<td><strong> Period Type:</strong></td>
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<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>Expected rate of compensation increases (for pay-related plans).</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 715<br> -SubTopic 20<br> -Section 50<br> -Paragraph 1<br> -Subparagraph (k)(2)<br> -URI http://asc.fasb.org/extlink&amp;oid=58740216&amp;loc=d3e1928-114920<br></p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
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</DOCUMENT>
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<html>
<head>
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<span style="display: none;">v3.3.1.900</span><table class="report" border="0" cellspacing="2" id="idp6648074480">
<tr>
<th class="tl" colspan="1" rowspan="1"><div style="width: 200px;"><strong>Note 12 - Pension and Other Postretirement Benefit Plans (Details) - The Following Benefit Payments Under the Directors&#8217; Plan, Which Reflect Expected Future Service, are Expected to be Paid - Directors' Plan [Member]<br> $ in Thousands</strong></div></th>
<th class="th">
<div>Dec. 31, 2015 </div>
<div>USD ($)</div>
</th>
</tr>
<tr class="re">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_ffic_Note12PensionandOtherPostretirementBenefitPlansDetailsTheFollowingBenefitPaymentsUndertheDirectorsPlanWhichReflectExpectedFutureServiceareExpectedtobePaidLineItems', window );"><strong>Note 12 - Pension and Other Postretirement Benefit Plans (Details) - The Following Benefit Payments Under the Directors&#8217; Plan, Which Reflect Expected Future Service, are Expected to be Paid [Line Items]</strong></a></td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_DefinedBenefitPlanExpectedFutureBenefitPaymentsNextTwelveMonths', window );">2016</a></td>
<td class="nump">$ 288<span></span>
</td>
</tr>
<tr class="re">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_DefinedBenefitPlanExpectedFutureBenefitPaymentsYearThree', window );">2017</a></td>
<td class="nump">288<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_DefinedBenefitPlanExpectedFutureBenefitPaymentsYearFour', window );">2018</a></td>
<td class="nump">272<span></span>
</td>
</tr>
<tr class="re">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_DefinedBenefitPlanExpectedFutureBenefitPaymentsYearFive', window );">2019</a></td>
<td class="nump">288<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_DefinedBenefitPlanExpectedFutureBenefitPaymentsYearTwo', window );">2020</a></td>
<td class="nump">288<span></span>
</td>
</tr>
<tr class="re">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_DefinedBenefitPlanExpectedFutureBenefitPaymentsFiveFiscalYearsThereafter', window );">2021 &#8211; 2025</a></td>
<td class="nump">$ 1,244<span></span>
</td>
</tr>
</table>
<div style="display: none;">
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_ffic_Note12PensionandOtherPostretirementBenefitPlansDetailsTheFollowingBenefitPaymentsUndertheDirectorsPlanWhichReflectExpectedFutureServiceareExpectedtobePaidLineItems">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- References</a><div><p>No definition available.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">ffic_Note12PensionandOtherPostretirementBenefitPlansDetailsTheFollowingBenefitPaymentsUndertheDirectorsPlanWhichReflectExpectedFutureServiceareExpectedtobePaidLineItems</td>
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<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>Amount of benefits from a defined benefit plan expected to be paid in the five fiscal years after the fifth fiscal year following the latest fiscal year. Excludes interim and annual periods when interim periods are reported on a rolling approach, from latest balance sheet date.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 715<br> -SubTopic 20<br> -Section 50<br> -Paragraph 1<br> -Subparagraph (f)<br> -URI http://asc.fasb.org/extlink&amp;oid=58740216&amp;loc=d3e1928-114920<br></p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_DefinedBenefitPlanExpectedFutureBenefitPaymentsFiveFiscalYearsThereafter</td>
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<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
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<td><strong> Data Type:</strong></td>
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<td><strong> Balance Type:</strong></td>
<td>credit</td>
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<td><strong> Period Type:</strong></td>
<td>instant</td>
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<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>Amount of benefits from a defined benefit plan expected to be paid in the next fiscal year following the latest fiscal year. Excludes interim and annual periods when interim periods are reported on a rolling approach, from latest balance sheet date.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 715<br> -SubTopic 20<br> -Section 50<br> -Paragraph 1<br> -Subparagraph (f)<br> -URI http://asc.fasb.org/extlink&amp;oid=58740216&amp;loc=d3e1928-114920<br></p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_DefinedBenefitPlanExpectedFutureBenefitPaymentsNextTwelveMonths</td>
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<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
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<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
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<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>Amount of benefits from a defined benefit plan expected to be paid in the fifth fiscal year following the latest fiscal year. Excludes interim and annual periods when interim periods are reported on a rolling approach, from latest balance sheet date.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 715<br> -SubTopic 20<br> -Section 50<br> -Paragraph 1<br> -Subparagraph (f)<br> -URI http://asc.fasb.org/extlink&amp;oid=58740216&amp;loc=d3e1928-114920<br></p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_DefinedBenefitPlanExpectedFutureBenefitPaymentsYearFive</td>
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<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
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<td><strong> Balance Type:</strong></td>
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<td><strong> Period Type:</strong></td>
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<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_DefinedBenefitPlanExpectedFutureBenefitPaymentsYearFour">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>Amount of benefits from a defined benefit plan expected to be paid in the fourth fiscal year following the latest fiscal year. Excludes interim and annual periods when interim periods are reported on a rolling approach, from latest balance sheet date.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 715<br> -SubTopic 20<br> -Section 50<br> -Paragraph 1<br> -Subparagraph (f)<br> -URI http://asc.fasb.org/extlink&amp;oid=58740216&amp;loc=d3e1928-114920<br></p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
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<td style="white-space:nowrap;">us-gaap_DefinedBenefitPlanExpectedFutureBenefitPaymentsYearFour</td>
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<td>xbrli:monetaryItemType</td>
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<tr>
<td><strong> Balance Type:</strong></td>
<td>credit</td>
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<td><strong> Period Type:</strong></td>
<td>instant</td>
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<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_DefinedBenefitPlanExpectedFutureBenefitPaymentsYearThree">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>Amount of benefits from a defined benefit plan expected to be paid in the third fiscal year following the latest fiscal year. Excludes interim and annual periods when interim periods are reported on a rolling approach, from latest balance sheet date.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 715<br> -SubTopic 20<br> -Section 50<br> -Paragraph 1<br> -Subparagraph (f)<br> -URI http://asc.fasb.org/extlink&amp;oid=58740216&amp;loc=d3e1928-114920<br></p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_DefinedBenefitPlanExpectedFutureBenefitPaymentsYearThree</td>
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<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>us-gaap_</td>
</tr>
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<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>credit</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>instant</td>
</tr>
</table></div>
</div></td></tr>
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<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_DefinedBenefitPlanExpectedFutureBenefitPaymentsYearTwo">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>Amount of benefits from a defined benefit plan expected to be paid in the second fiscal year following the latest fiscal year. Excludes interim and annual periods when interim periods are reported on a rolling approach, from latest balance sheet date.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 715<br> -SubTopic 20<br> -Section 50<br> -Paragraph 1<br> -Subparagraph (f)<br> -URI http://asc.fasb.org/extlink&amp;oid=58740216&amp;loc=d3e1928-114920<br></p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_DefinedBenefitPlanExpectedFutureBenefitPaymentsYearTwo</td>
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<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
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</tr>
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<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
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<td><strong> Balance Type:</strong></td>
<td>credit</td>
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<td><strong> Period Type:</strong></td>
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</tr>
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<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Details</a><div><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_DefinedBenefitPlansDisclosuresDefinedBenefitPlansAxis=ffic_DirectorsPlanMember</td>
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<td><strong> Period Type:</strong></td>
<td></td>
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<span style="display: none;">v3.3.1.900</span><table class="report" border="0" cellspacing="2" id="idp6862375648">
<tr>
<th class="tl" colspan="1" rowspan="2"><div style="width: 200px;"><strong>Note 13 - Stockholders' Equity (Details)<br></strong></div></th>
<th class="th" colspan="2">12 Months Ended</th>
</tr>
<tr>
<th class="th">
<div>Dec. 31, 2015 </div>
<div>USD ($) </div>
<div>$ / shares </div>
<div>shares</div>
</th>
<th class="th">
<div>Dec. 31, 2014 </div>
<div>$ / shares </div>
<div>shares</div>
</th>
</tr>
<tr class="re">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_ffic_Note13StockholdersEquityDetailsLineItems', window );"><strong>Note 13 - Stockholders' Equity (Details) [Line Items]</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_TreasuryStockSharesAcquired', window );">Treasury Stock, Shares, Acquired | shares</a></td>
<td class="nump">735,599<span></span>
</td>
<td class="nump">914,671<span></span>
</td>
</tr>
<tr class="re">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_TreasuryStockAcquiredAverageCostPerShare', window );">Treasury Stock Acquired, Average Cost Per Share | $ / shares</a></td>
<td class="nump">$ 19.51<span></span>
</td>
<td class="nump">$ 19.29<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_StockRepurchaseProgramRemainingAuthorizedRepurchaseAmount1', window );">Stock Repurchase Program, Remaining Authorized Repurchase Amount</a></td>
<td class="nump">$ 899,600<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_PlanNameAxis=ffic_ShareholderRightsPlanMember', window );">Shareholder Rights Plan [Member]</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_ffic_Note13StockholdersEquityDetailsLineItems', window );"><strong>Note 13 - Stockholders' Equity (Details) [Line Items]</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_ffic_NumberOfRightsToPurchaseSeriesAJuniorParticipatingPreferredStockPerCommonStockOwned', window );">Number of Rights to Purchase Series A Junior Participating Preferred Stock Per Common Stock Owned</a></td>
<td class="nump">1<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_ffic_PurchasePriceOfSeriesAJuniorParticipatingPreferredStockPerRightToPurchase', window );">Purchase Price of Series A Junior Participating Preferred Stock, Per Right To Purchase</a></td>
<td class="nump">$ 65<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_ffic_PercentageOwnershipOfHoldingCompanysCommonStockAtWhichRightsBecomeExercisable', window );">Percentage Ownership of Holding Company's Common Stock At Which Rights Become Exercisable</a></td>
<td class="nump">15.00%<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_ffic_PercentageOfCommonStockPriorToAcquisition', window );">Percentage of Common Stock Prior to Acquisition</a></td>
<td class="nump">50.00%<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_ffic_PerentageOfAssetsOrEarningPowerSold', window );">Percentage of Assets or Earning Power Sold</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="nump">50.00%<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_PlanNameAxis=ffic_ShareholderRightsPlanMember', window );">Shareholder Rights Plan [Member] | Common Stock [Member]</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_ffic_Note13StockholdersEquityDetailsLineItems', window );"><strong>Note 13 - Stockholders' Equity (Details) [Line Items]</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_ClassOfWarrantOrRightNumberOfSecuritiesCalledByWarrantsOrRights', window );">Class of Warrant or Right, Number of Securities Called by Warrants or Rights | shares</a></td>
<td class="nump">1<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_PlanNameAxis=ffic_ShareholderRightsPlanMember', window );">Shareholder Rights Plan [Member] | Common Stock Equivalent [Member]</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_ffic_Note13StockholdersEquityDetailsLineItems', window );"><strong>Note 13 - Stockholders' Equity (Details) [Line Items]</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_ClassOfWarrantOrRightNumberOfSecuritiesCalledByWarrantsOrRights', window );">Class of Warrant or Right, Number of Securities Called by Warrants or Rights | shares</a></td>
<td class="nump">1<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_dei_LegalEntityAxis=ffic_SavingsBankMember', window );">Savings Bank [Member]</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_ffic_Note13StockholdersEquityDetailsLineItems', window );"><strong>Note 13 - Stockholders' Equity (Details) [Line Items]</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_ffic_LiquidationAccountConversionFromMutualToStockForm', window );">Liquidation Account, Conversion From Mutual to Stock Form</a></td>
<td class="nump">$ 800,000<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_ShareholdersEquityClassAxis=ffic_AvailableToDistributeToTheHoldingCompanyAsCashDividendsMember', window );">Available to Distribute to the Holding Company as Cash Dividends [Member]</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_ffic_Note13StockholdersEquityDetailsLineItems', window );"><strong>Note 13 - Stockholders' Equity (Details) [Line Items]</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_RetainedEarningsUnappropriated', window );">Retained Earnings, Unappropriated</a></td>
<td class="nump">$ 67,400,000<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
</table>
<div style="display: none;">
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_ffic_LiquidationAccountConversionFromMutualToStockForm">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>Amount held in the liquidation account due to the conversion from mutual to stock form.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>No definition available.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">ffic_LiquidationAccountConversionFromMutualToStockForm</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>ffic_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>credit</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>instant</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_ffic_Note13StockholdersEquityDetailsLineItems">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- References</a><div><p>No definition available.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">ffic_Note13StockholdersEquityDetailsLineItems</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>ffic_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:stringItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_ffic_NumberOfRightsToPurchaseSeriesAJuniorParticipatingPreferredStockPerCommonStockOwned">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>Number of rights each share of common stock owned allows the holder to use to purchase Series A junior participating preferred stock.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>No definition available.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">ffic_NumberOfRightsToPurchaseSeriesAJuniorParticipatingPreferredStockPerCommonStockOwned</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>ffic_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:integerItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_ffic_PercentageOfCommonStockPriorToAcquisition">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>Common stock percentage prior to the acquisition of any person or group.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>No definition available.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">ffic_PercentageOfCommonStockPriorToAcquisition</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>ffic_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>num:percentItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_ffic_PercentageOwnershipOfHoldingCompanysCommonStockAtWhichRightsBecomeExercisable">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>Represents the level of percent ownership by a person or group which must be met before the rights to purchase the Series A junior participating preferred stock will become exercisable.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>No definition available.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">ffic_PercentageOwnershipOfHoldingCompanysCommonStockAtWhichRightsBecomeExercisable</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>ffic_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>num:percentItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_ffic_PerentageOfAssetsOrEarningPowerSold">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>The percentage of assets or earning power sold.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>No definition available.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">ffic_PerentageOfAssetsOrEarningPowerSold</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>ffic_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>num:percentItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_ffic_PurchasePriceOfSeriesAJuniorParticipatingPreferredStockPerRightToPurchase">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>Represents the price per right to purchase a Series A junior participating preferred stock.  One right represents the ability to own 1/100 of a share of the Series A junior participating preferred stock.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>No definition available.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">ffic_PurchasePriceOfSeriesAJuniorParticipatingPreferredStockPerRightToPurchase</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>ffic_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_ClassOfWarrantOrRightNumberOfSecuritiesCalledByWarrantsOrRights">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>Number of securities into which the class of warrant or right may be converted. For example, but not limited to, 500,000 warrants may be converted into 1,000,000 shares.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 235<br> -SubTopic 10<br> -Section S99<br> -Paragraph 1<br> -Subparagraph (SX 210.4-08.(i)(2))<br> -URI http://asc.fasb.org/extlink&amp;oid=26873400&amp;loc=d3e23780-122690<br></p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_ClassOfWarrantOrRightNumberOfSecuritiesCalledByWarrantsOrRights</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>us-gaap_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:sharesItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>instant</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_RetainedEarningsUnappropriated">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>A segregation of retained earnings which is available for dividend distribution. Earnings not paid out as dividends but instead reinvested in the core business or used to pay off debt. Unappropriated profit is part of shareholder equity. Also called cumulative distributions or earned surplus or accumulated earnings or unappropriated profit.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 210<br> -SubTopic 10<br> -Section S99<br> -Paragraph 1<br> -Subparagraph (SX 210.5-02.30(a)(3)(ii))<br> -URI http://asc.fasb.org/extlink&amp;oid=6877327&amp;loc=d3e13212-122682<br><br>Reference 2: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 944<br> -SubTopic 210<br> -Section S99<br> -Paragraph 1<br> -Subparagraph (SX 210.7-03.23(4))<br> -URI http://asc.fasb.org/extlink&amp;oid=6879938&amp;loc=d3e572229-122910<br><br>Reference 3: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher SEC<br> -Name Regulation S-X (SX)<br> -Number 210<br> -Section 02<br> -Paragraph 31<br> -Article 5<br><br>Reference 4: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher SEC<br> -Name Regulation S-X (SX)<br> -Number 210<br> -Section 03<br> -Paragraph 24<br> -Subparagraph a(4)<br> -Article 7<br></p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_RetainedEarningsUnappropriated</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>us-gaap_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>credit</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>instant</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_StockRepurchaseProgramRemainingAuthorizedRepurchaseAmount1">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>Amount remaining of a stock repurchase plan authorized.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>No definition available.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_StockRepurchaseProgramRemainingAuthorizedRepurchaseAmount1</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>us-gaap_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>credit</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>instant</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_TreasuryStockAcquiredAverageCostPerShare">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>Total cost of shares repurchased divided by the total number of shares repurchased.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 505<br> -SubTopic 30<br> -Section 45<br> -Paragraph 1<br> -URI http://asc.fasb.org/extlink&amp;oid=6405813&amp;loc=d3e23239-112655<br></p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_TreasuryStockAcquiredAverageCostPerShare</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>us-gaap_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>num:perShareItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_TreasuryStockSharesAcquired">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>Number of shares that have been repurchased during the period and are being held in treasury.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 505<br> -SubTopic 10<br> -Section 50<br> -Paragraph 2<br> -URI http://asc.fasb.org/extlink&amp;oid=6928386&amp;loc=d3e21463-112644<br><br>Reference 2: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher SEC<br> -Name Regulation S-X (SX)<br> -Number 210<br> -Section 02<br> -Paragraph 29, 30<br> -Article 5<br><br>Reference 3: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher SEC<br> -Name Regulation S-X (SX)<br> -Number 210<br> -Section 04<br> -Article 3<br></p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_TreasuryStockSharesAcquired</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>us-gaap_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:sharesItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_PlanNameAxis=ffic_ShareholderRightsPlanMember">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Details</a><div><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_PlanNameAxis=ffic_ShareholderRightsPlanMember</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td></td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_StatementEquityComponentsAxis=us-gaap_CommonStockMember">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Details</a><div><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_StatementEquityComponentsAxis=us-gaap_CommonStockMember</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td></td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_StatementEquityComponentsAxis=ffic_CommnStockEquivalentMember">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Details</a><div><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_StatementEquityComponentsAxis=ffic_CommnStockEquivalentMember</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td></td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_dei_LegalEntityAxis=ffic_SavingsBankMember">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Details</a><div><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">dei_LegalEntityAxis=ffic_SavingsBankMember</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td></td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_ShareholdersEquityClassAxis=ffic_AvailableToDistributeToTheHoldingCompanyAsCashDividendsMember">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Details</a><div><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_ShareholdersEquityClassAxis=ffic_AvailableToDistributeToTheHoldingCompanyAsCashDividendsMember</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td></td>
</tr>
</table></div>
</div></td></tr>
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<span style="display: none;">v3.3.1.900</span><table class="report" border="0" cellspacing="2" id="idp6839075824">
<tr>
<th class="tl" colspan="1" rowspan="2"><div style="width: 200px;"><strong>Note 13 - Stockholders' Equity (Details) - Components of Accumulated Other Comprehensive Loss and Changes During the Year: - USD ($)<br> $ in Thousands</strong></div></th>
<th class="th" colspan="3">12 Months Ended</th>
</tr>
<tr>
<th class="th"><div>Dec. 31, 2015</div></th>
<th class="th"><div>Dec. 31, 2014</div></th>
<th class="th"><div>Dec. 31, 2013</div></th>
</tr>
<tr class="re">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_AccumulatedOtherComprehensiveIncomeLossLineItems', window );"><strong>Accumulated Other Comprehensive Income (Loss) [Line Items]</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_AccumulatedOtherComprehensiveIncomeLossNetOfTax', window );">Beginning balance, net of tax</a></td>
<td class="num">$ (2,907)<span></span>
</td>
<td class="num">$ (11,375)<span></span>
</td>
<td class="nump">$ 12,137<span></span>
</td>
</tr>
<tr class="re">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_OtherComprehensiveIncomeLossNetOfTax', window );">Net current period other comprehensive income (loss), net of tax</a></td>
<td class="num">(2,655)<span></span>
</td>
<td class="nump">8,468<span></span>
</td>
<td class="num">(23,512)<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_AccumulatedOtherComprehensiveIncomeLossNetOfTax', window );">Ending balance, net of tax</a></td>
<td class="num">(5,562)<span></span>
</td>
<td class="num">(2,907)<span></span>
</td>
<td class="num">(11,375)<span></span>
</td>
</tr>
<tr class="re">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_OtherComprehensiveIncomeLossBeforeReclassificationsNetOfTax', window );">Other comprehensive income (loss) before reclassifications, net of tax</a></td>
<td class="num">(3,203)<span></span>
</td>
<td class="nump">9,758<span></span>
</td>
<td class="num">(23,280)<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_ReclassificationFromAccumulatedOtherComprehensiveIncomeCurrentPeriodNetOfTax', window );">Amounts reclassified from accumulated other comprehensive income (loss), net of tax</a></td>
<td class="nump">548<span></span>
</td>
<td class="num">(1,290)<span></span>
</td>
<td class="num">(232)<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_StatementEquityComponentsAxis=us-gaap_AccumulatedNetUnrealizedInvestmentGainLossMember', window );">Accumulated Net Investment Gain (Loss) Attributable to Parent [Member]</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_AccumulatedOtherComprehensiveIncomeLossLineItems', window );"><strong>Accumulated Other Comprehensive Income (Loss) [Line Items]</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_AccumulatedOtherComprehensiveIncomeLossNetOfTax', window );">Beginning balance, net of tax</a></td>
<td class="nump">3,392<span></span>
</td>
<td class="num">(8,522)<span></span>
</td>
<td class="nump">18,921<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_OtherComprehensiveIncomeLossNetOfTax', window );">Net current period other comprehensive income (loss), net of tax</a></td>
<td class="num">(3,913)<span></span>
</td>
<td class="nump">11,914<span></span>
</td>
<td class="num">(27,443)<span></span>
</td>
</tr>
<tr class="re">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_AccumulatedOtherComprehensiveIncomeLossNetOfTax', window );">Ending balance, net of tax</a></td>
<td class="num">(521)<span></span>
</td>
<td class="nump">3,392<span></span>
</td>
<td class="num">(8,522)<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_OtherComprehensiveIncomeLossBeforeReclassificationsNetOfTax', window );">Other comprehensive income (loss) before reclassifications, net of tax</a></td>
<td class="num">(3,818)<span></span>
</td>
<td class="nump">13,548<span></span>
</td>
<td class="num">(26,541)<span></span>
</td>
</tr>
<tr class="re">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_ReclassificationFromAccumulatedOtherComprehensiveIncomeCurrentPeriodNetOfTax', window );">Amounts reclassified from accumulated other comprehensive income (loss), net of tax</a></td>
<td class="num">(95)<span></span>
</td>
<td class="num">(1,634)<span></span>
</td>
<td class="num">(902)<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_StatementEquityComponentsAxis=us-gaap_AccumulatedDefinedBenefitPlansAdjustmentMember', window );">Accumulated Defined Benefit Plans Adjustment Attributable to Parent [Member]</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_AccumulatedOtherComprehensiveIncomeLossLineItems', window );"><strong>Accumulated Other Comprehensive Income (Loss) [Line Items]</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_AccumulatedOtherComprehensiveIncomeLossNetOfTax', window );">Beginning balance, net of tax</a></td>
<td class="num">(6,299)<span></span>
</td>
<td class="num">(2,853)<span></span>
</td>
<td class="num">(6,784)<span></span>
</td>
</tr>
<tr class="re">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_OtherComprehensiveIncomeLossNetOfTax', window );">Net current period other comprehensive income (loss), net of tax</a></td>
<td class="nump">1,258<span></span>
</td>
<td class="num">(3,446)<span></span>
</td>
<td class="nump">3,931<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_AccumulatedOtherComprehensiveIncomeLossNetOfTax', window );">Ending balance, net of tax</a></td>
<td class="num">(5,041)<span></span>
</td>
<td class="num">(6,299)<span></span>
</td>
<td class="num">(2,853)<span></span>
</td>
</tr>
<tr class="re">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_OtherComprehensiveIncomeLossBeforeReclassificationsNetOfTax', window );">Other comprehensive income (loss) before reclassifications, net of tax</a></td>
<td class="nump">615<span></span>
</td>
<td class="num">(3,790)<span></span>
</td>
<td class="nump">3,261<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_ReclassificationFromAccumulatedOtherComprehensiveIncomeCurrentPeriodNetOfTax', window );">Amounts reclassified from accumulated other comprehensive income (loss), net of tax</a></td>
<td class="nump">$ 643<span></span>
</td>
<td class="nump">$ 344<span></span>
</td>
<td class="nump">$ 670<span></span>
</td>
</tr>
</table>
<div style="display: none;">
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_AccumulatedOtherComprehensiveIncomeLossLineItems">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>Line items represent financial concepts included in a table. These concepts are used to disclose reportable information associated with domain members defined in one or many axes to the table.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>No definition available.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_AccumulatedOtherComprehensiveIncomeLossLineItems</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>us-gaap_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:stringItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_AccumulatedOtherComprehensiveIncomeLossNetOfTax">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>Accumulated change in equity from transactions and other events and circumstances from non-owner sources, net of tax effect, at period end. Excludes Net Income (Loss), and accumulated changes in equity from transactions resulting from investments by owners and distributions to owners. Includes foreign currency translation items, certain pension adjustments, unrealized gains and losses on certain investments in debt and equity securities, other than temporary impairment (OTTI) losses related to factors other than credit losses on available-for-sale and held-to-maturity debt securities that an entity does not intend to sell and it is not more likely than not that the entity will be required to sell before recovery of the amortized cost basis, as well as changes in the fair value of derivatives related to the effective portion of a designated cash flow hedge.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 220<br> -SubTopic 10<br> -Section 45<br> -Paragraph 11<br> -URI http://asc.fasb.org/extlink&amp;oid=36458714&amp;loc=d3e637-108580<br><br>Reference 2: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 220<br> -SubTopic 10<br> -Section 45<br> -Paragraph 14<br> -URI http://asc.fasb.org/extlink&amp;oid=36458714&amp;loc=d3e681-108580<br><br>Reference 3: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 220<br> -SubTopic 10<br> -Section 45<br> -Paragraph 14A<br> -URI http://asc.fasb.org/extlink&amp;oid=36458714&amp;loc=SL7669686-108580<br><br>Reference 4: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher SEC<br> -Name Regulation S-X (SX)<br> -Number 210<br> -Section 02<br> -Paragraph 31<br> -Article 5<br><br>Reference 5: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher SEC<br> -Name Regulation S-X (SX)<br> -Number 210<br> -Section 04<br> -Article 3<br></p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_AccumulatedOtherComprehensiveIncomeLossNetOfTax</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>us-gaap_</td>
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<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>credit</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>instant</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_OtherComprehensiveIncomeLossBeforeReclassificationsNetOfTax">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>Amount after tax, before reclassification adjustments of other comprehensive income (loss).</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 220<br> -SubTopic 10<br> -Section 55<br> -Paragraph 15<br> -URI http://asc.fasb.org/extlink&amp;oid=51821188&amp;loc=d3e1436-108581<br><br>Reference 2: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 220<br> -SubTopic 10<br> -Section 45<br> -Paragraph 14A<br> -URI http://asc.fasb.org/extlink&amp;oid=36458714&amp;loc=SL7669686-108580<br></p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_OtherComprehensiveIncomeLossBeforeReclassificationsNetOfTax</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>us-gaap_</td>
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<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
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<tr>
<td><strong> Balance Type:</strong></td>
<td>credit</td>
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<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
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</table></div>
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</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_OtherComprehensiveIncomeLossNetOfTax">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>Amount after tax and reclassification adjustments of other comprehensive income (loss).</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 505<br> -SubTopic 10<br> -Section 50<br> -Paragraph 2<br> -URI http://asc.fasb.org/extlink&amp;oid=6928386&amp;loc=d3e21463-112644<br><br>Reference 2: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 220<br> -SubTopic 10<br> -Section 45<br> -Paragraph 1A<br> -URI http://asc.fasb.org/extlink&amp;oid=36458714&amp;loc=SL7669619-108580<br><br>Reference 3: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 220<br> -SubTopic 10<br> -Section 45<br> -Paragraph 1B<br> -URI http://asc.fasb.org/extlink&amp;oid=36458714&amp;loc=SL7669625-108580<br><br>Reference 4: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 220<br> -SubTopic 10<br> -Section 55<br> -Paragraph 15<br> -URI http://asc.fasb.org/extlink&amp;oid=51821188&amp;loc=d3e1436-108581<br></p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_OtherComprehensiveIncomeLossNetOfTax</td>
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<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>us-gaap_</td>
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<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
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<td><strong> Balance Type:</strong></td>
<td>credit</td>
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<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
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<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_ReclassificationFromAccumulatedOtherComprehensiveIncomeCurrentPeriodNetOfTax">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>Amount after tax of reclassification adjustments of other comprehensive income (loss).</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 220<br> -SubTopic 10<br> -Section 45<br> -Paragraph 14A<br> -URI http://asc.fasb.org/extlink&amp;oid=36458714&amp;loc=SL7669686-108580<br><br>Reference 2: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 220<br> -SubTopic 10<br> -Section 55<br> -Paragraph 15<br> -URI http://asc.fasb.org/extlink&amp;oid=51821188&amp;loc=d3e1436-108581<br></p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_ReclassificationFromAccumulatedOtherComprehensiveIncomeCurrentPeriodNetOfTax</td>
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<td><strong> Balance Type:</strong></td>
<td>debit</td>
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<td>duration</td>
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<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
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<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Details</a><div><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_StatementEquityComponentsAxis=us-gaap_AccumulatedNetUnrealizedInvestmentGainLossMember</td>
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<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
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<td><strong> Name:</strong></td>
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<span style="display: none;">v3.3.1.900</span><table class="report" border="0" cellspacing="2" id="idp6845909312">
<tr>
<th class="tl" colspan="2" rowspan="2"><div style="width: 200px;"><strong>Note 13 - Stockholders' Equity (Details) - Amounts Reclassified Out of Accumulated Other Comprehensive Income - USD ($)<br> $ in Thousands</strong></div></th>
<th class="th" colspan="8">3 Months Ended</th>
<th class="th" colspan="3">12 Months Ended</th>
</tr>
<tr>
<th class="th"><div>Dec. 31, 2015</div></th>
<th class="th"><div>Sep. 30, 2015</div></th>
<th class="th"><div>Jun. 30, 2015</div></th>
<th class="th"><div>Mar. 31, 2015</div></th>
<th class="th"><div>Dec. 31, 2014</div></th>
<th class="th"><div>Sep. 30, 2014</div></th>
<th class="th"><div>Jun. 30, 2014</div></th>
<th class="th"><div>Mar. 31, 2014</div></th>
<th class="th"><div>Dec. 31, 2015</div></th>
<th class="th"><div>Dec. 31, 2014</div></th>
<th class="th"><div>Dec. 31, 2013</div></th>
</tr>
<tr class="re">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_ReclassificationAdjustmentOutOfAccumulatedOtherComprehensiveIncomeOnDerivativesLineItems', window );"><strong>Reclassification Adjustment out of Accumulated Other Comprehensive Income on Derivatives [Line Items]</strong></a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_IncomeTaxExpenseBenefit', window );">Total income tax provision</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="nump">$ 5,439<span></span>
</td>
<td class="nump">$ 6,661<span></span>
</td>
<td class="nump">$ 9,521<span></span>
</td>
<td class="nump">$ 5,546<span></span>
</td>
<td class="nump">$ 6,988<span></span>
</td>
<td class="nump">$ 7,060<span></span>
</td>
<td class="nump">$ 7,598<span></span>
</td>
<td class="nump">$ 6,927<span></span>
</td>
<td class="nump">$ 27,167<span></span>
</td>
<td class="nump">$ 28,573<span></span>
</td>
<td class="nump">$ 22,956<span></span>
</td>
</tr>
<tr class="re">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_NetIncomeLoss', window );">Net of tax</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="nump">11,634<span></span>
</td>
<td class="nump">11,008<span></span>
</td>
<td class="nump">14,834<span></span>
</td>
<td class="nump">8,733<span></span>
</td>
<td class="nump">11,057<span></span>
</td>
<td class="nump">11,201<span></span>
</td>
<td class="nump">11,685<span></span>
</td>
<td class="nump">10,296<span></span>
</td>
<td class="nump">46,209<span></span>
</td>
<td class="nump">44,239<span></span>
</td>
<td class="nump">37,752<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_ffic_AmortizationOfDefinedBenefitPensionItemsAbstract00', window );"><strong>Amortization of defined benefit pension items:</strong></a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_OtherThanTemporaryImpairmentLossesInvestmentsPortionRecognizedInEarningsNet', window );">OTTI charges</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="nump">1,419<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_ffic_AmortizationOfDefinedBenefitPensionItemsAbstract', window );"><strong>Amortization of defined benefit pension items:</strong></a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_IncomeLossFromContinuingOperationsBeforeIncomeTaxesExtraordinaryItemsNoncontrollingInterest', window );">Total before tax</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="nump">$ 17,073<span></span>
</td>
<td class="nump">$ 17,669<span></span>
</td>
<td class="nump">$ 24,355<span></span>
</td>
<td class="nump">$ 14,279<span></span>
</td>
<td class="nump">$ 18,045<span></span>
</td>
<td class="nump">$ 18,261<span></span>
</td>
<td class="nump">$ 19,283<span></span>
</td>
<td class="nump">$ 17,223<span></span>
</td>
<td class="nump">73,376<span></span>
</td>
<td class="nump">72,812<span></span>
</td>
<td class="nump">60,708<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_ReclassificationOutOfAccumulatedOtherComprehensiveIncomeAxis=us-gaap_ReclassificationOutOfAccumulatedOtherComprehensiveIncomeMember', window );">Reclassification out of Accumulated Other Comprehensive Income [Member] | Accumulated Net Investment Gain (Loss) Attributable to Parent [Member]</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_ReclassificationAdjustmentOutOfAccumulatedOtherComprehensiveIncomeOnDerivativesLineItems', window );"><strong>Reclassification Adjustment out of Accumulated Other Comprehensive Income on Derivatives [Line Items]</strong></a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_GainLossOnInvestmentsExcludingOtherThanTemporaryImpairments', window );">Unrealized gains (losses) on available for sale securities</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="nump">167<span></span>
</td>
<td class="nump">2,875<span></span>
</td>
<td class="nump">3,021<span></span>
</td>
</tr>
<tr class="re">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_IncomeTaxExpenseBenefit', window );">Total income tax provision</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="num">(72)<span></span>
</td>
<td class="num">(1,241)<span></span>
</td>
<td class="num">(1,321)<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_NetIncomeLoss', window );">Net of tax</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="nump">95<span></span>
</td>
<td class="nump">1,634<span></span>
</td>
<td class="nump">1,700<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_ReclassificationOutOfAccumulatedOtherComprehensiveIncomeAxis=us-gaap_ReclassificationOutOfAccumulatedOtherComprehensiveIncomeMember', window );">Reclassification out of Accumulated Other Comprehensive Income [Member] | Accumulated Defined Benefit Plans Adjustment Attributable to Parent [Member]</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_ReclassificationAdjustmentOutOfAccumulatedOtherComprehensiveIncomeOnDerivativesLineItems', window );"><strong>Reclassification Adjustment out of Accumulated Other Comprehensive Income on Derivatives [Line Items]</strong></a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_IncomeTaxExpenseBenefit', window );">Total income tax provision</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="nump">489<span></span>
</td>
<td class="nump">311<span></span>
</td>
<td class="nump">521<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_NetIncomeLoss', window );">Net of tax</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="num">(643)<span></span>
</td>
<td class="num">(344)<span></span>
</td>
<td class="num">(670)<span></span>
</td>
</tr>
<tr class="re">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_ffic_AmortizationOfDefinedBenefitPensionItemsAbstract', window );"><strong>Amortization of defined benefit pension items:</strong></a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_IncomeLossFromContinuingOperationsBeforeIncomeTaxesExtraordinaryItemsNoncontrollingInterest', window );">Total before tax</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="num">(1,132)<span></span>
</td>
<td class="num">(655)<span></span>
</td>
<td class="num">(1,191)<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_ReclassificationOutOfAccumulatedOtherComprehensiveIncomeAxis=us-gaap_ReclassificationOutOfAccumulatedOtherComprehensiveIncomeMember', window );">Reclassification out of Accumulated Other Comprehensive Income [Member] | Accumulated Other-than-Temporary Impairment Attributable to Parent [Member]</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_ReclassificationAdjustmentOutOfAccumulatedOtherComprehensiveIncomeOnDerivativesLineItems', window );"><strong>Reclassification Adjustment out of Accumulated Other Comprehensive Income on Derivatives [Line Items]</strong></a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_IncomeTaxExpenseBenefit', window );">Total income tax provision</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="nump">621<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_NetIncomeLoss', window );">Net of tax</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="num">(798)<span></span>
</td>
</tr>
<tr class="re">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_ffic_AmortizationOfDefinedBenefitPensionItemsAbstract00', window );"><strong>Amortization of defined benefit pension items:</strong></a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_OtherThanTemporaryImpairmentLossesInvestmentsPortionRecognizedInEarningsNet', window );">OTTI charges</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="num">(1,419)<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_ReclassificationOutOfAccumulatedOtherComprehensiveIncomeAxis=us-gaap_ReclassificationOutOfAccumulatedOtherComprehensiveIncomeMember', window );">Reclassification out of Accumulated Other Comprehensive Income [Member] | Actuarial Losses [Member] | Accumulated Defined Benefit Plans Adjustment Attributable to Parent [Member]</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_ffic_AmortizationOfDefinedBenefitPensionItemsAbstract', window );"><strong>Amortization of defined benefit pension items:</strong></a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_OtherCostAndExpenseOperating', window );">Other expense</a></td>
<td class="th" style="border-bottom: 0px;"><sup>[1]</sup></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="num">(1,178)<span></span>
</td>
<td class="num">(700)<span></span>
</td>
<td class="num">(1,237)<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_ReclassificationOutOfAccumulatedOtherComprehensiveIncomeAxis=us-gaap_ReclassificationOutOfAccumulatedOtherComprehensiveIncomeMember', window );">Reclassification out of Accumulated Other Comprehensive Income [Member] | Prior Service Credits [Member] | Accumulated Defined Benefit Plans Adjustment Attributable to Parent [Member]</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_ffic_AmortizationOfDefinedBenefitPensionItemsAbstract', window );"><strong>Amortization of defined benefit pension items:</strong></a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_OtherCostAndExpenseOperating', window );">Other expense</a></td>
<td class="th" style="border-bottom: 0px;"><sup>[1]</sup></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="nump">$ 46<span></span>
</td>
<td class="nump">$ 45<span></span>
</td>
<td class="nump">$ 46<span></span>
</td>
</tr>
<tr><td colspan="13"></td></tr>
<tr><td colspan="13"><table class="outerFootnotes" width="100%"><tr class="outerFootnote">
<td style="vertical-align: top; width: 12pt;" valign="top">[1]</td>
<td style="vertical-align: top;" valign="top">These accumulated other comprehensive income components are included in the computation of net periodic pension cost (see Note 12 of the Notes to Consolidated Financial Statements "Pension and Other Postretirement Benefit Plans").</td>
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<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- References</a><div><p>No definition available.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
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<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- References</a><div><p>No definition available.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
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<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>This item represents the net total realized and unrealized gain (loss) included in earnings for the period as a result of selling or holding marketable securities categorized as trading, available-for-sale, or held-to-maturity, including the unrealized holding gain (loss) of held-to-maturity securities transferred to the trading security category and the cumulative unrealized gain (loss) which was included in other comprehensive income (a separate component of shareholders' equity) for available-for-sale securities transferred to trading securities during the period. Additionally, this item would include any gains (losses) realized during the period from the sale of investments accounted for under the cost method of accounting.</p></div>
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<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>This element represents the income or loss from continuing operations attributable to the economic entity which may also be defined as revenue less expenses from ongoing operations, after income or loss from equity method investments, but before income taxes, extraordinary items, and noncontrolling interest.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 940<br> -SubTopic 20<br> -Section 25<br> -Paragraph 1<br> -URI http://asc.fasb.org/extlink&amp;oid=51673353&amp;loc=d3e41242-110953<br><br>Reference 2: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 235<br> -SubTopic 10<br> -Section S99<br> -Paragraph 1<br> -URI http://asc.fasb.org/extlink&amp;oid=26873400&amp;loc=d3e23780-122690<br><br>Reference 3: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher SEC<br> -Name Regulation S-X (SX)<br> -Number 210<br> -Section 03<br> -Paragraph 10<br> -Article 5<br></p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_IncomeLossFromContinuingOperationsBeforeIncomeTaxesExtraordinaryItemsNoncontrollingInterest</td>
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<td><strong> Data Type:</strong></td>
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</table>
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<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>Amount of current income tax expense (benefit) and deferred income tax expense (benefit) pertaining to continuing operations.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 740<br> -SubTopic 10<br> -Section 50<br> -Paragraph 9<br> -Subparagraph (a),(b)<br> -URI http://asc.fasb.org/extlink&amp;oid=6907707&amp;loc=d3e32639-109319<br><br>Reference 2: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 235<br> -SubTopic 10<br> -Section S99<br> -Paragraph 1<br> -Subparagraph (SX 210.4-08.(h))<br> -URI http://asc.fasb.org/extlink&amp;oid=26873400&amp;loc=d3e23780-122690<br><br>Reference 3: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Glossary Income Tax Expense (or Benefit)<br> -URI http://asc.fasb.org/extlink&amp;oid=6515339<br></p></div>
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<tr>
<td><strong> Name:</strong></td>
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<td>us-gaap_</td>
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<td><strong> Data Type:</strong></td>
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<td><strong> Balance Type:</strong></td>
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</div></td></tr>
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<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
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<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>The portion of profit or loss for the period, net of income taxes, which is attributable to the parent.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Glossary Net Income<br> -URI http://asc.fasb.org/extlink&amp;oid=51831255<br><br>Reference 2: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 230<br> -SubTopic 10<br> -Section 45<br> -Paragraph 28<br> -URI http://asc.fasb.org/extlink&amp;oid=56944662&amp;loc=d3e3602-108585<br><br>Reference 3: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 944<br> -SubTopic 225<br> -Section S99<br> -Paragraph 1<br> -Subparagraph (SX 210.7-04.19)<br> -URI http://asc.fasb.org/extlink&amp;oid=6879464&amp;loc=d3e573970-122913<br><br>Reference 4: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 260<br> -SubTopic 10<br> -Section 50<br> -Paragraph 1<br> -URI http://asc.fasb.org/extlink&amp;oid=6371337&amp;loc=d3e3550-109257<br><br>Reference 5: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 225<br> -SubTopic 10<br> -Section S99<br> -Paragraph 2<br> -Subparagraph (SX 210.5-03.18)<br> -URI http://asc.fasb.org/extlink&amp;oid=26872669&amp;loc=d3e20235-122688<br><br>Reference 6: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 944<br> -SubTopic 225<br> -Section S99<br> -Paragraph 1<br> -Subparagraph (SX 210.7-04.22)<br> -URI http://asc.fasb.org/extlink&amp;oid=6879464&amp;loc=d3e573970-122913<br><br>Reference 7: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Glossary Other Comprehensive Income<br> -URI http://asc.fasb.org/extlink&amp;oid=51831270<br><br>Reference 8: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher SEC<br> -Name Regulation S-X (SX)<br> -Number 210<br> -Section 03<br> -Paragraph 19<br> -Article 5<br><br>Reference 9: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher SEC<br> -Name Regulation S-X (SX)<br> -Number 210<br> -Section 04<br> -Paragraph 20<br> -Article 9<br></p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_NetIncomeLoss</td>
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<td><strong> Balance Type:</strong></td>
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<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>The total amount of other operating cost and expense items that are associated with the entity's normal revenue producing operation.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 225<br> -SubTopic 10<br> -Section S99<br> -Paragraph 2<br> -Subparagraph (SX 210.5-03.3)<br> -URI http://asc.fasb.org/extlink&amp;oid=26872669&amp;loc=d3e20235-122688<br></p></div>
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<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_OtherCostAndExpenseOperating</td>
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<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>The amount of other than temporary impairment (OTTI) losses on equity securities, OTTI related to credit losses on debt securities, and OTTI losses on debt securities when the entity intends to sell the securities or it is more likely than not that the entity will be required to sell the securities before recovery of its amortized cost basis. Additionally, this item includes OTTI losses recognized during the period on investments accounted for under the cost method of accounting.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 320<br> -SubTopic 10<br> -Section 50<br> -Paragraph 8B<br> -URI http://asc.fasb.org/extlink&amp;oid=27724398&amp;loc=SL6284393-111563<br></p></div>
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<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_OtherThanTemporaryImpairmentLossesInvestmentsPortionRecognizedInEarningsNet</td>
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<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>Line items represent financial concepts included in a table. These concepts are used to disclose reportable information associated with domain members defined in one or many axes to the table.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>No definition available.</p></div>
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<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_StatementEquityComponentsAxis=us-gaap_AccumulatedNetUnrealizedInvestmentGainLossMember</td>
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<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
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<td><strong> Name:</strong></td>
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<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_StatementEquityComponentsAxis=us-gaap_AccumulatedOtherThanTemporaryImpairmentMember</td>
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<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
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<span style="display: none;">v3.3.1.900</span><table class="report" border="0" cellspacing="2" id="idp6839495376">
<tr>
<th class="tl" colspan="1" rowspan="1"><div style="width: 200px;"><strong>Note 14 - Regulatory Capital (Details) - Savings Bank [Member]<br></strong></div></th>
<th class="th"><div>Jan. 01, 2019</div></th>
<th class="th"><div>Jan. 01, 2016</div></th>
<th class="th"><div>Dec. 31, 2015</div></th>
<th class="th"><div>Dec. 31, 2014</div></th>
</tr>
<tr class="re">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_ffic_Note14RegulatoryCapitalDetailsLineItems', window );"><strong>Note 14 - Regulatory Capital (Details) [Line Items]</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_ffic_CommonEquityTierOneRiskBasedCapitalRequiredForCapitalAdequacyToRiskWeightedAssets', window );">Common Equity Tier One Risk Based Capital Required for Capital Adequacy to Risk Weighted Assets</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="nump">4.50%<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_TierOneRiskBasedCapitalRequiredForCapitalAdequacyToRiskWeightedAssets', window );">Tier One Risk Based Capital Required for Capital Adequacy to Risk Weighted Assets</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="nump">6.00%<span></span>
</td>
<td class="nump">4.00%<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_CapitalRequiredForCapitalAdequacyToRiskWeightedAssets', window );">Capital Required for Capital Adequacy to Risk Weighted Assets</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="nump">8.00%<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_TierOneLeverageCapitalRequiredForCapitalAdequacyToAverageAssets', window );">Tier One Leverage Capital Required for Capital Adequacy to Average Assets</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="nump">4.00%<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_StatementScenarioAxis=us-gaap_ScenarioForecastMember', window );">Scenario, Forecast [Member]</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_ffic_Note14RegulatoryCapitalDetailsLineItems', window );"><strong>Note 14 - Regulatory Capital (Details) [Line Items]</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_ffic_CommonEquityTierOneRiskBasedCapitalRequiredForCapitalAdequacyToRiskWeightedAssets', window );">Common Equity Tier One Risk Based Capital Required for Capital Adequacy to Risk Weighted Assets</a></td>
<td class="nump">7.00%<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_TierOneRiskBasedCapitalRequiredForCapitalAdequacyToRiskWeightedAssets', window );">Tier One Risk Based Capital Required for Capital Adequacy to Risk Weighted Assets</a></td>
<td class="nump">8.50%<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_CapitalRequiredForCapitalAdequacyToRiskWeightedAssets', window );">Capital Required for Capital Adequacy to Risk Weighted Assets</a></td>
<td class="nump">10.50%<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_ffic_CapitalConservationBufferRequiredForCapitalAdequacy', window );">Capital Conservation Buffer Required for Capital Adequacy</a></td>
<td class="nump">2.50%<span></span>
</td>
<td class="nump">0.625%<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
</table>
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<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>The minimum capital conservation buffer, above the regulatory minimum capital ratios, required for capital adequacy.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>No definition available.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
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<td><strong> Balance Type:</strong></td>
<td>na</td>
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<td><strong> Period Type:</strong></td>
<td>instant</td>
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</div></td></tr>
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<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
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<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>The minimum common equity Tier One Capital Ratio (common equity tier one capital divided by risk-weighted assets) required for capital adequacy purposes under the regulatory framework for prompt corrective action.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>No definition available.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">ffic_CommonEquityTierOneRiskBasedCapitalRequiredForCapitalAdequacyToRiskWeightedAssets</td>
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<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- References</a><div><p>No definition available.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">ffic_Note14RegulatoryCapitalDetailsLineItems</td>
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<td>na</td>
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<td><strong> Period Type:</strong></td>
<td>duration</td>
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<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_CapitalRequiredForCapitalAdequacyToRiskWeightedAssets">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>The minimum Total risk based capital ratio (total capital divided by risk weighted assets) required for capital adequacy purposes under the regulatory framework for prompt corrective action.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 942<br> -SubTopic 505<br> -Section 50<br> -Paragraph 1<br> -Subparagraph (c)(1)<br> -URI http://asc.fasb.org/extlink&amp;oid=35709795&amp;loc=SL5958568-112826<br><br>Reference 2: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 942<br> -SubTopic 505<br> -Section 50<br> -Paragraph 1H<br> -Subparagraph (c)(2)<br> -URI http://asc.fasb.org/extlink&amp;oid=35709795&amp;loc=d3e65071-112826<br><br>Reference 3: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 942<br> -SubTopic 505<br> -Section 50<br> -Paragraph 1B<br> -URI http://asc.fasb.org/extlink&amp;oid=35709795&amp;loc=SL5958570-112826<br></p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_CapitalRequiredForCapitalAdequacyToRiskWeightedAssets</td>
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<td><strong> Data Type:</strong></td>
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<td><strong> Balance Type:</strong></td>
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<td><strong> Period Type:</strong></td>
<td>instant</td>
</tr>
</table></div>
</div></td></tr>
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<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_TierOneLeverageCapitalRequiredForCapitalAdequacyToAverageAssets">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>The minimum amount of Tier 1 Leverage Capital for capital adequacy purposes divided by average assets as defined in the regulations.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 942<br> -SubTopic 505<br> -Section 50<br> -Paragraph 1<br> -Subparagraph (c)(1)<br> -URI http://asc.fasb.org/extlink&amp;oid=35709795&amp;loc=SL5958568-112826<br><br>Reference 2: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 942<br> -SubTopic 505<br> -Section 50<br> -Paragraph 1H<br> -Subparagraph (c)(2)<br> -URI http://asc.fasb.org/extlink&amp;oid=35709795&amp;loc=d3e65071-112826<br><br>Reference 3: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 942<br> -SubTopic 505<br> -Section 50<br> -Paragraph 1B<br> -URI http://asc.fasb.org/extlink&amp;oid=35709795&amp;loc=SL5958570-112826<br></p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_TierOneLeverageCapitalRequiredForCapitalAdequacyToAverageAssets</td>
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<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
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<td><strong> Balance Type:</strong></td>
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<td><strong> Period Type:</strong></td>
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<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>The minimum Tier One Capital Ratio (Tier one capital divided by risk-weighted assets) required for capital adequacy purposes under the regulatory framework for prompt corrective action.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 942<br> -SubTopic 505<br> -Section 50<br> -Paragraph 1<br> -Subparagraph (c)(1)<br> -URI http://asc.fasb.org/extlink&amp;oid=35709795&amp;loc=SL5958568-112826<br><br>Reference 2: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 942<br> -SubTopic 505<br> -Section 50<br> -Paragraph 1B<br> -URI http://asc.fasb.org/extlink&amp;oid=35709795&amp;loc=SL5958570-112826<br><br>Reference 3: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 942<br> -SubTopic 505<br> -Section 50<br> -Paragraph 1H<br> -Subparagraph (c)(2)<br> -URI http://asc.fasb.org/extlink&amp;oid=35709795&amp;loc=d3e65071-112826<br></p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_TierOneRiskBasedCapitalRequiredForCapitalAdequacyToRiskWeightedAssets</td>
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<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
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<td><strong> Balance Type:</strong></td>
<td>na</td>
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<td><strong> Period Type:</strong></td>
<td>instant</td>
</tr>
</table></div>
</div></td></tr>
</table>
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<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Details</a><div><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">dei_LegalEntityAxis=ffic_SavingsBankMember</td>
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<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>na</td>
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<td><strong> Balance Type:</strong></td>
<td></td>
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<tr>
<td><strong> Period Type:</strong></td>
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</div></td></tr>
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<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Details</a><div><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_StatementScenarioAxis=us-gaap_ScenarioForecastMember</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
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<tr>
<td><strong> Data Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td></td>
</tr>
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</div></td></tr>
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<DESCRIPTION>IDEA: XBRL DOCUMENT
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<span style="display: none;">v3.3.1.900</span><table class="report" border="0" cellspacing="2" id="idp6847562960">
<tr>
<th class="tl" colspan="1" rowspan="1"><div style="width: 200px;"><strong>Note 14 - Regulatory Capital (Details) - Summary of the Bank&#8217;s Compliance with Banking Regulatory Capital Standards: - USD ($)<br> $ in Thousands</strong></div></th>
<th class="th"><div>Dec. 31, 2015</div></th>
<th class="th"><div>Dec. 31, 2014</div></th>
</tr>
<tr class="rh">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_StatementBusinessSegmentsAxis=ffic_SavingsBankMember', window );">Savings Bank [Member]</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_ffic_TierILeverageCapitalAbstract', window );"><strong>Tier I (leverage) capital:</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_TierOneLeverageCapital', window );">Capital level</a></td>
<td class="nump">$ 494,690<span></span>
</td>
<td class="nump">$ 472,251<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_TierOneLeverageCapitalToAverageAssets', window );">Capital level</a></td>
<td class="nump">8.89%<span></span>
</td>
<td class="nump">9.63%<span></span>
</td>
</tr>
<tr class="re">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_TierOneLeverageCapitalRequiredToBeWellCapitalized', window );">Requirement to be well capitalized</a></td>
<td class="nump">$ 278,175<span></span>
</td>
<td class="nump">$ 245,254<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_TierOneLeverageCapitalRequiredToBeWellCapitalizedToAverageAssets', window );">Requirement to be well capitalized</a></td>
<td class="nump">5.00%<span></span>
</td>
<td class="nump">5.00%<span></span>
</td>
</tr>
<tr class="re">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_ExcessTierOneLeverageCapital', window );">Excess</a></td>
<td class="nump">$ 216,515<span></span>
</td>
<td class="nump">$ 226,997<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_ExcessTierOneLeverageCapitalToAverageAssets', window );">Excess</a></td>
<td class="nump">3.89%<span></span>
</td>
<td class="nump">4.63%<span></span>
</td>
</tr>
<tr class="re">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_ffic_CommonEquityTierIRiskBasedCapitalAbstract', window );"><strong>Common Equity Tier I risk-based capital:</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_ffic_CommonEquityTierIRiskBasedCapital', window );">Capital level</a></td>
<td class="nump">$ 494,690<span></span>
</td>
<td class="nump">$ 0<span></span>
</td>
</tr>
<tr class="re">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_ffic_CommonEquityTierIRiskBasedCapitalRatio', window );">Capital level</a></td>
<td class="nump">12.62%<span></span>
</td>
<td class="nump">0.00%<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_ffic_CommonEquityTierIRiskBasedCapitalRequirementToBeWellCapitalized', window );">Requirement to be well capitalized</a></td>
<td class="nump">$ 254,768<span></span>
</td>
<td class="nump">$ 0<span></span>
</td>
</tr>
<tr class="re">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_ffic_CommonEquityTierIRiskBasedCapitalRequirementToBeWellCapitalizedRatio', window );">Requirement to be well capitalized</a></td>
<td class="nump">6.50%<span></span>
</td>
<td class="nump">0.00%<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_ffic_CommonEquityTierIRiskBasedCapitalExcess', window );">Excess</a></td>
<td class="nump">$ 239,922<span></span>
</td>
<td class="nump">$ 0<span></span>
</td>
</tr>
<tr class="re">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_ffic_CommonEquityTierIRiskBasedCapitalExcessRatio', window );">Excess</a></td>
<td class="nump">6.12%<span></span>
</td>
<td class="nump">0.00%<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_ffic_TierIRiskBasedCapitalAbstract', window );"><strong>Tier I risk-based capital:</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_TierOneRiskBasedCapital', window );">Capital level</a></td>
<td class="nump">$ 494,690<span></span>
</td>
<td class="nump">$ 472,251<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_TierOneRiskBasedCapitalToRiskWeightedAssets', window );">Capital level</a></td>
<td class="nump">12.62%<span></span>
</td>
<td class="nump">13.87%<span></span>
</td>
</tr>
<tr class="re">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_TierOneRiskBasedCapitalRequiredToBeWellCapitalized', window );">Requirement to be well capitalized</a></td>
<td class="nump">$ 313,560<span></span>
</td>
<td class="nump">$ 204,354<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_TierOneRiskBasedCapitalRequiredToBeWellCapitalizedToRiskWeightedAssets', window );">Requirement to be well capitalized</a></td>
<td class="nump">8.00%<span></span>
</td>
<td class="nump">6.00%<span></span>
</td>
</tr>
<tr class="re">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_ExcessTierOneRiskBasedCapital', window );">Excess</a></td>
<td class="nump">$ 181,130<span></span>
</td>
<td class="nump">$ 267,897<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_ExcessTierOneRiskBasedCapitalToRiskWeightedAssets', window );">Excess</a></td>
<td class="nump">4.62%<span></span>
</td>
<td class="nump">7.87%<span></span>
</td>
</tr>
<tr class="re">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_ffic_TotalRiskBasedCapitalAbstract', window );"><strong>Total risk-based capital:</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_Capital', window );">Capital level</a></td>
<td class="nump">$ 516,226<span></span>
</td>
<td class="nump">$ 497,347<span></span>
</td>
</tr>
<tr class="re">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_CapitalToRiskWeightedAssets', window );">Capital level</a></td>
<td class="nump">13.17%<span></span>
</td>
<td class="nump">14.60%<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_CapitalRequiredToBeWellCapitalized', window );">Requirement to be well capitalized</a></td>
<td class="nump">$ 391,950<span></span>
</td>
<td class="nump">$ 340,589<span></span>
</td>
</tr>
<tr class="re">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_CapitalRequiredToBeWellCapitalizedToRiskWeightedAssets', window );">Requirement to be well capitalized</a></td>
<td class="nump">10.00%<span></span>
</td>
<td class="nump">10.00%<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_ExcessCapital', window );">Excess</a></td>
<td class="nump">$ 124,276<span></span>
</td>
<td class="nump">$ 156,758<span></span>
</td>
</tr>
<tr class="re">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_ExcessCapitalToRiskWeightedAssets', window );">Excess</a></td>
<td class="nump">3.17%<span></span>
</td>
<td class="nump">4.60%<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_dei_LegalEntityAxis=ffic_HoldingCompanyMember', window );">Holding Company [Member]</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_ffic_TierILeverageCapitalAbstract', window );"><strong>Tier I (leverage) capital:</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_TierOneLeverageCapital', window );">Capital level</a></td>
<td class="nump">$ 490,919<span></span>
</td>
<td class="nump">$ 471,233<span></span>
</td>
</tr>
<tr class="re">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_TierOneLeverageCapitalToAverageAssets', window );">Capital level</a></td>
<td class="nump">8.84%<span></span>
</td>
<td class="nump">9.62%<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_TierOneLeverageCapitalRequiredToBeWellCapitalized', window );">Requirement to be well capitalized</a></td>
<td class="nump">$ 277,611<span></span>
</td>
<td class="nump">$ 244,960<span></span>
</td>
</tr>
<tr class="re">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_TierOneLeverageCapitalRequiredToBeWellCapitalizedToAverageAssets', window );">Requirement to be well capitalized</a></td>
<td class="nump">5.00%<span></span>
</td>
<td class="nump">5.00%<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_ExcessTierOneLeverageCapital', window );">Excess</a></td>
<td class="nump">$ 213,308<span></span>
</td>
<td class="nump">$ 226,273<span></span>
</td>
</tr>
<tr class="re">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_ExcessTierOneLeverageCapitalToAverageAssets', window );">Excess</a></td>
<td class="nump">3.84%<span></span>
</td>
<td class="nump">4.62%<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_ffic_CommonEquityTierIRiskBasedCapitalAbstract', window );"><strong>Common Equity Tier I risk-based capital:</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_ffic_CommonEquityTierIRiskBasedCapital', window );">Capital level</a></td>
<td class="nump">$ 462,883<span></span>
</td>
<td class="nump">$ 0<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_ffic_CommonEquityTierIRiskBasedCapitalRatio', window );">Capital level</a></td>
<td class="nump">11.83%<span></span>
</td>
<td class="nump">0.00%<span></span>
</td>
</tr>
<tr class="re">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_ffic_CommonEquityTierIRiskBasedCapitalRequirementToBeWellCapitalized', window );">Requirement to be well capitalized</a></td>
<td class="nump">$ 254,335<span></span>
</td>
<td class="nump">$ 0<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_ffic_CommonEquityTierIRiskBasedCapitalRequirementToBeWellCapitalizedRatio', window );">Requirement to be well capitalized</a></td>
<td class="nump">6.50%<span></span>
</td>
<td class="nump">0.00%<span></span>
</td>
</tr>
<tr class="re">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_ffic_CommonEquityTierIRiskBasedCapitalExcess', window );">Excess</a></td>
<td class="nump">$ 208,548<span></span>
</td>
<td class="nump">$ 0<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_ffic_CommonEquityTierIRiskBasedCapitalExcessRatio', window );">Excess</a></td>
<td class="nump">5.33%<span></span>
</td>
<td class="nump">0.00%<span></span>
</td>
</tr>
<tr class="re">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_ffic_TierIRiskBasedCapitalAbstract', window );"><strong>Tier I risk-based capital:</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_TierOneRiskBasedCapital', window );">Capital level</a></td>
<td class="nump">$ 490,919<span></span>
</td>
<td class="nump">$ 471,233<span></span>
</td>
</tr>
<tr class="re">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_TierOneRiskBasedCapitalToRiskWeightedAssets', window );">Capital level</a></td>
<td class="nump">12.55%<span></span>
</td>
<td class="nump">13.87%<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_TierOneRiskBasedCapitalRequiredToBeWellCapitalized', window );">Requirement to be well capitalized</a></td>
<td class="nump">$ 313,028<span></span>
</td>
<td class="nump">$ 203,878<span></span>
</td>
</tr>
<tr class="re">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_TierOneRiskBasedCapitalRequiredToBeWellCapitalizedToRiskWeightedAssets', window );">Requirement to be well capitalized</a></td>
<td class="nump">8.00%<span></span>
</td>
<td class="nump">6.00%<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_ExcessTierOneRiskBasedCapital', window );">Excess</a></td>
<td class="nump">$ 177,891<span></span>
</td>
<td class="nump">$ 267,355<span></span>
</td>
</tr>
<tr class="re">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_ExcessTierOneRiskBasedCapitalToRiskWeightedAssets', window );">Excess</a></td>
<td class="nump">4.55%<span></span>
</td>
<td class="nump">7.87%<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_ffic_TotalRiskBasedCapitalAbstract', window );"><strong>Total risk-based capital:</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_Capital', window );">Capital level</a></td>
<td class="nump">$ 512,454<span></span>
</td>
<td class="nump">$ 496,329<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_CapitalToRiskWeightedAssets', window );">Capital level</a></td>
<td class="nump">13.10%<span></span>
</td>
<td class="nump">14.61%<span></span>
</td>
</tr>
<tr class="re">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_CapitalRequiredToBeWellCapitalized', window );">Requirement to be well capitalized</a></td>
<td class="nump">$ 391,285<span></span>
</td>
<td class="nump">$ 339,797<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_CapitalRequiredToBeWellCapitalizedToRiskWeightedAssets', window );">Requirement to be well capitalized</a></td>
<td class="nump">10.00%<span></span>
</td>
<td class="nump">10.00%<span></span>
</td>
</tr>
<tr class="re">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_ExcessCapital', window );">Excess</a></td>
<td class="nump">$ 121,169<span></span>
</td>
<td class="nump">$ 156,532<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_ExcessCapitalToRiskWeightedAssets', window );">Excess</a></td>
<td class="nump">3.10%<span></span>
</td>
<td class="nump">4.61%<span></span>
</td>
</tr>
</table>
<div style="display: none;">
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_ffic_CommonEquityTierIRiskBasedCapital">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>Common Equity Tier I risk-based capital as defined in the regulations.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>No definition available.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">ffic_CommonEquityTierIRiskBasedCapital</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>ffic_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>credit</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>instant</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_ffic_CommonEquityTierIRiskBasedCapitalAbstract">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- References</a><div><p>No definition available.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">ffic_CommonEquityTierIRiskBasedCapitalAbstract</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>ffic_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:stringItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_ffic_CommonEquityTierIRiskBasedCapitalExcess">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>The amount by which the company's Common Equity Tier I risk-based capital exceeds the minimum required for capital adequacy purposes.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>No definition available.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">ffic_CommonEquityTierIRiskBasedCapitalExcess</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>ffic_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>credit</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>instant</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_ffic_CommonEquityTierIRiskBasedCapitalExcessRatio">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>Common Equity Tier I risk-based capital excess ratio as defined by regulations.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>No definition available.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">ffic_CommonEquityTierIRiskBasedCapitalExcessRatio</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>ffic_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>num:percentItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>instant</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_ffic_CommonEquityTierIRiskBasedCapitalRatio">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>Common Equity Tier I risk-based capital ratio as defined by regulations.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>No definition available.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">ffic_CommonEquityTierIRiskBasedCapitalRatio</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>ffic_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>num:percentItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>instant</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_ffic_CommonEquityTierIRiskBasedCapitalRequirementToBeWellCapitalized">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>The amount of Common Equity Tier I risk-based capital required to be categorized as well capitalized under the regulatory framework for prompt corrective action.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>No definition available.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">ffic_CommonEquityTierIRiskBasedCapitalRequirementToBeWellCapitalized</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>ffic_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>credit</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>instant</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_ffic_CommonEquityTierIRiskBasedCapitalRequirementToBeWellCapitalizedRatio">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>Common Equity Tier I risk-based capital ratio to be well capitalized as defined by regulations.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>No definition available.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">ffic_CommonEquityTierIRiskBasedCapitalRequirementToBeWellCapitalizedRatio</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>ffic_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>num:percentItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>instant</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_ffic_TierILeverageCapitalAbstract">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- References</a><div><p>No definition available.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">ffic_TierILeverageCapitalAbstract</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>ffic_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:stringItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_ffic_TierIRiskBasedCapitalAbstract">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- References</a><div><p>No definition available.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">ffic_TierIRiskBasedCapitalAbstract</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>ffic_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:stringItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_ffic_TotalRiskBasedCapitalAbstract">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- References</a><div><p>No definition available.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">ffic_TotalRiskBasedCapitalAbstract</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>ffic_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:stringItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_Capital">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>The amount of total capital as defined in the regulations.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 948<br> -SubTopic 10<br> -Section 50<br> -Paragraph 5<br> -URI http://asc.fasb.org/extlink&amp;oid=6490092&amp;loc=d3e47304-110998<br><br>Reference 2: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 942<br> -SubTopic 505<br> -Section 50<br> -Paragraph 1H<br> -Subparagraph (c)(1)<br> -URI http://asc.fasb.org/extlink&amp;oid=35709795&amp;loc=d3e65071-112826<br><br>Reference 3: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 942<br> -SubTopic 505<br> -Section 50<br> -Paragraph 1H<br> -Subparagraph (c)(2)<br> -URI http://asc.fasb.org/extlink&amp;oid=35709795&amp;loc=d3e65071-112826<br><br>Reference 4: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 948<br> -SubTopic 10<br> -Section 50<br> -Paragraph 3<br> -Subparagraph (c)(1)<br> -URI http://asc.fasb.org/extlink&amp;oid=6490092&amp;loc=d3e47080-110998<br></p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_Capital</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>us-gaap_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>credit</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>instant</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_CapitalRequiredToBeWellCapitalized">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>The amount of Total Capital required to be categorized as well as capitalized under the regulatory framework for prompt corrective action.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 942<br> -SubTopic 505<br> -Section 50<br> -Paragraph 1<br> -URI http://asc.fasb.org/extlink&amp;oid=35709795&amp;loc=SL5958568-112826<br></p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_CapitalRequiredToBeWellCapitalized</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>us-gaap_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>credit</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>instant</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_CapitalRequiredToBeWellCapitalizedToRiskWeightedAssets">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>The Total risk based capital ratio (total capital divided by risk weighted assets) required to be categorized as "well capitalized", in the regulatory framework for prompt corrective action.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 942<br> -SubTopic 505<br> -Section 50<br> -Paragraph 1<br> -Subparagraph (c)(1)<br> -URI http://asc.fasb.org/extlink&amp;oid=35709795&amp;loc=SL5958568-112826<br></p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_CapitalRequiredToBeWellCapitalizedToRiskWeightedAssets</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>us-gaap_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>num:percentItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>instant</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_CapitalToRiskWeightedAssets">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>Total Capital divided by risk weighted assets as defined in the regulations.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 942<br> -SubTopic 505<br> -Section 50<br> -Paragraph 1H<br> -Subparagraph (c)(2)<br> -URI http://asc.fasb.org/extlink&amp;oid=35709795&amp;loc=d3e65071-112826<br><br>Reference 2: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 942<br> -SubTopic 505<br> -Section 50<br> -Paragraph 1<br> -Subparagraph (c)(1)<br> -URI http://asc.fasb.org/extlink&amp;oid=35709795&amp;loc=SL5958568-112826<br></p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_CapitalToRiskWeightedAssets</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>us-gaap_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>num:percentItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>instant</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_ExcessCapital">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>The amount by which the company's Total Capital exceeds the minimum required for capital adequacy purposes.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 942<br> -SubTopic 505<br> -Section 50<br> -Paragraph 1<br> -URI http://asc.fasb.org/extlink&amp;oid=35709795&amp;loc=SL5958568-112826<br></p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_ExcessCapital</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>us-gaap_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>credit</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>instant</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_ExcessCapitalToRiskWeightedAssets">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>The amount of excess Total Capital divided by risk weighted assets which are assets that are weighted for credit risk according to a formula used by the Reserve Bank.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 942<br> -SubTopic 505<br> -Section 50<br> -Paragraph 1B<br> -URI http://asc.fasb.org/extlink&amp;oid=35709795&amp;loc=SL5958570-112826<br></p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_ExcessCapitalToRiskWeightedAssets</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>us-gaap_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>num:percentItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>instant</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_ExcessTierOneLeverageCapital">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>The amount by which the company's Tier 1 Leverage Capital exceeds the minimum required for capital adequacy purposes.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 942<br> -SubTopic 505<br> -Section 50<br> -Paragraph 1<br> -URI http://asc.fasb.org/extlink&amp;oid=35709795&amp;loc=SL5958568-112826<br></p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_ExcessTierOneLeverageCapital</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>us-gaap_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>credit</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>instant</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_ExcessTierOneLeverageCapitalToAverageAssets">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>The amount of excess Tier 1 Leverage Capital divided by average assets as defined in the regulations.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 942<br> -SubTopic 505<br> -Section 50<br> -Paragraph 1<br> -URI http://asc.fasb.org/extlink&amp;oid=35709795&amp;loc=SL5958568-112826<br></p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_ExcessTierOneLeverageCapitalToAverageAssets</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>us-gaap_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>num:percentItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>instant</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_ExcessTierOneRiskBasedCapital">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>The amount by which the company's Tier 1 Risk Based Capital exceeds the minimum required for capital adequacy purposes.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 942<br> -SubTopic 505<br> -Section 50<br> -Paragraph 1<br> -URI http://asc.fasb.org/extlink&amp;oid=35709795&amp;loc=SL5958568-112826<br></p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_ExcessTierOneRiskBasedCapital</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>us-gaap_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>credit</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>instant</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_ExcessTierOneRiskBasedCapitalToRiskWeightedAssets">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>The amount of excess Tier 1 Risk Based Capital (which consists of the types of financial capital considered the most reliable and liquid, primarily Shareholders' equity. Examples of Tier 1 capital are common stock or unit, preferred stock or unit that is irredeemable and noncumulative, and retained earnings) divided by risk-weighted assets which are assets that are weighted for credit risk according to a formula used by the Reserve Bank.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 942<br> -SubTopic 505<br> -Section 50<br> -Paragraph 1<br> -URI http://asc.fasb.org/extlink&amp;oid=35709795&amp;loc=SL5958568-112826<br></p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_ExcessTierOneRiskBasedCapitalToRiskWeightedAssets</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>us-gaap_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>num:percentItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>instant</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_TierOneLeverageCapital">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>Tier 1 Leverage Capital as defined in the regulations. Also called Core Capital.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 942<br> -SubTopic 505<br> -Section 50<br> -Paragraph 1<br> -Subparagraph (c)(1)<br> -URI http://asc.fasb.org/extlink&amp;oid=35709795&amp;loc=SL5958568-112826<br><br>Reference 2: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 942<br> -SubTopic 505<br> -Section 50<br> -Paragraph 1H<br> -Subparagraph (c)(2)<br> -URI http://asc.fasb.org/extlink&amp;oid=35709795&amp;loc=d3e65071-112826<br></p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_TierOneLeverageCapital</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>us-gaap_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>credit</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>instant</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_TierOneLeverageCapitalRequiredToBeWellCapitalized">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>The amount of Tier 1 Leverage Capital required to be categorized as well capitalized under the regulatory framework for prompt corrective action.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 942<br> -SubTopic 505<br> -Section 50<br> -Paragraph 1<br> -Subparagraph (c)(1)<br> -URI http://asc.fasb.org/extlink&amp;oid=35709795&amp;loc=SL5958568-112826<br></p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_TierOneLeverageCapitalRequiredToBeWellCapitalized</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>us-gaap_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>credit</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>instant</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_TierOneLeverageCapitalRequiredToBeWellCapitalizedToAverageAssets">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>The amount of Tier 1 Leverage Capital required to be categorized as well capitalized divided by average assets as defined in the regulatory framework for prompt corrective action.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 942<br> -SubTopic 505<br> -Section 50<br> -Paragraph 1<br> -Subparagraph (c)(1)<br> -URI http://asc.fasb.org/extlink&amp;oid=35709795&amp;loc=SL5958568-112826<br></p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_TierOneLeverageCapitalRequiredToBeWellCapitalizedToAverageAssets</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>us-gaap_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>num:percentItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>instant</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_TierOneLeverageCapitalToAverageAssets">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>Tier 1 Leverage Capital divided by average assets as defined in the regulations.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 942<br> -SubTopic 505<br> -Section 50<br> -Paragraph 1<br> -Subparagraph (c)(1)<br> -URI http://asc.fasb.org/extlink&amp;oid=35709795&amp;loc=SL5958568-112826<br><br>Reference 2: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 942<br> -SubTopic 505<br> -Section 50<br> -Paragraph 1H<br> -Subparagraph (c)(2)<br> -URI http://asc.fasb.org/extlink&amp;oid=35709795&amp;loc=d3e65071-112826<br></p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_TierOneLeverageCapitalToAverageAssets</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>us-gaap_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>num:percentItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>instant</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_TierOneRiskBasedCapital">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>Tier 1 Risk Based Capital as defined in the regulations.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 942<br> -SubTopic 505<br> -Section 50<br> -Paragraph 1<br> -Subparagraph (c)(1)<br> -URI http://asc.fasb.org/extlink&amp;oid=35709795&amp;loc=SL5958568-112826<br><br>Reference 2: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 942<br> -SubTopic 505<br> -Section 50<br> -Paragraph 1H<br> -Subparagraph (c)(2)<br> -URI http://asc.fasb.org/extlink&amp;oid=35709795&amp;loc=d3e65071-112826<br></p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_TierOneRiskBasedCapital</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>us-gaap_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>credit</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>instant</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_TierOneRiskBasedCapitalRequiredToBeWellCapitalized">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>The amount of Tier 1 Risk Based Capital required to be categorized as well capitalized under the regulatory framework for prompt corrective action.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 942<br> -SubTopic 505<br> -Section 50<br> -Paragraph 1<br> -Subparagraph (c)(1)<br> -URI http://asc.fasb.org/extlink&amp;oid=35709795&amp;loc=SL5958568-112826<br></p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_TierOneRiskBasedCapitalRequiredToBeWellCapitalized</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>us-gaap_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>credit</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>instant</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_TierOneRiskBasedCapitalRequiredToBeWellCapitalizedToRiskWeightedAssets">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>The Tier 1 capital ratio (Tier 1 capital divided by risk weighted assets) required to be categorized as "well capitalized" under the regulatory framework for prompt corrective action.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 942<br> -SubTopic 505<br> -Section 50<br> -Paragraph 1<br> -Subparagraph (c)(1)<br> -URI http://asc.fasb.org/extlink&amp;oid=35709795&amp;loc=SL5958568-112826<br></p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_TierOneRiskBasedCapitalRequiredToBeWellCapitalizedToRiskWeightedAssets</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>us-gaap_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>num:percentItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>instant</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_TierOneRiskBasedCapitalToRiskWeightedAssets">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>Tier 1 capital divided by risk weighted assets as defined by regulations.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 942<br> -SubTopic 505<br> -Section 50<br> -Paragraph 1<br> -Subparagraph (c)(1)<br> -URI http://asc.fasb.org/extlink&amp;oid=35709795&amp;loc=SL5958568-112826<br><br>Reference 2: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 942<br> -SubTopic 505<br> -Section 50<br> -Paragraph 1H<br> -Subparagraph (c)(2)<br> -URI http://asc.fasb.org/extlink&amp;oid=35709795&amp;loc=d3e65071-112826<br></p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_TierOneRiskBasedCapitalToRiskWeightedAssets</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>us-gaap_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>num:percentItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>instant</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_StatementBusinessSegmentsAxis=ffic_SavingsBankMember">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Details</a><div><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_StatementBusinessSegmentsAxis=ffic_SavingsBankMember</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td></td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_dei_LegalEntityAxis=ffic_HoldingCompanyMember">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Details</a><div><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">dei_LegalEntityAxis=ffic_HoldingCompanyMember</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td></td>
</tr>
</table></div>
</div></td></tr>
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</div>
</body>
</html>
</TEXT>
</DOCUMENT>
<DOCUMENT>
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<DESCRIPTION>IDEA: XBRL DOCUMENT
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<head>
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<span style="display: none;">v3.3.1.900</span><table class="report" border="0" cellspacing="2" id="idp6842066512">
<tr>
<th class="tl" colspan="1" rowspan="2"><div style="width: 200px;"><strong>Note 15 - Commitments and Contingencies (Details) - USD ($)<br> $ in Millions</strong></div></th>
<th class="th" colspan="1">1 Months Ended</th>
<th class="th" colspan="1">2 Months Ended</th>
<th class="th" colspan="3">12 Months Ended</th>
</tr>
<tr>
<th class="th"><div>Jun. 30, 2007</div></th>
<th class="th"><div>Jul. 31, 2007</div></th>
<th class="th"><div>Dec. 31, 2015</div></th>
<th class="th"><div>Dec. 31, 2014</div></th>
<th class="th"><div>Dec. 31, 2013</div></th>
</tr>
<tr class="re">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_ffic_Note15CommitmentsandContingenciesDetailsLineItems', window );"><strong>Note 15 - Commitments and Contingencies (Details) [Line Items]</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_LoansAndLeasesReceivableCommitmentsFixedRates', window );">Loans and Leases Receivable, Commitments, Fixed Rates</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="nump">$ 50.1<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_ffic_LoansAndLeasesReceivableCommitmentsWeightedAverageRateOfInterest', window );">Loans and Leases Receivable, Commitments, Weighted Average Fixed Rate of Interest</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="nump">4.18%<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_LoansAndLeasesReceivableCommitmentsVariableRates', window );">Loans and Leases Receivable, Commitments, Variable Rates</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="nump">$ 278.7<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_ffic_LoansAndLeasesReceivableCommitmentsVariableRatesWeightedAverageRate', window );">Loans and Leases Receivable, Commitments, Variable Rates, Weighted Average Rate</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="nump">3.46%<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_ffic_LoanCommitmentsExpiration', window );">Loan Commitments Expiration</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">90 days<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_ffic_LineOfCreditMaturityMax', window );">Line of Credit, Maturity, Max</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">18 months<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_LeaseAndRentalExpense', window );">Operating Leases, Rent Expense</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="nump">$ 5.8<span></span>
</td>
<td class="nump">$ 3.8<span></span>
</td>
<td class="nump">$ 3.7<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_FinancialInstrumentAxis=us-gaap_HomeEquityMember', window );">Home Equity Line of Credit [Member]</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_ffic_Note15CommitmentsandContingenciesDetailsLineItems', window );"><strong>Note 15 - Commitments and Contingencies (Details) [Line Items]</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_ffic_LoansAndLeasesReceivableCommitmentsCredit', window );">Loans and Leases Receivable, Commitments, Credit</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="nump">$ 232.5<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_ffic_LineOfCreditMaturityMax', window );">Line of Credit, Maturity, Max</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">10 years<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_FinancialInstrumentAxis=ffic_LetterOfCreditPledgedAsCollateralMember', window );">Letter of Credit Pledged as Collateral [Member]</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_ffic_Note15CommitmentsandContingenciesDetailsLineItems', window );"><strong>Note 15 - Commitments and Contingencies (Details) [Line Items]</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_DepositLiabilitiesCollateralIssuedFinancialInstruments', window );">Deposit Liabilities, Collateral Issued, Financial Instruments</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="nump">$ 494.0<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_ScheduleOfFairValueOfSeparateAccountsByMajorCategoryOfInvestmentAxis=us-gaap_MortgagesMember', window );">Mortgages [Member]</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_ffic_Note15CommitmentsandContingenciesDetailsLineItems', window );"><strong>Note 15 - Commitments and Contingencies (Details) [Line Items]</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_ffic_LoansAndLeasesReceivableCommitmentsCredit', window );">Loans and Leases Receivable, Commitments, Credit</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="nump">$ 96.2<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_DebtSecurityAxis=ffic_CapitalSecuritiesMember', window );">Capital Securities [Member] | Flushing Financial's Capital Trusts [Member]</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_ffic_Note15CommitmentsandContingenciesDetailsLineItems', window );"><strong>Note 15 - Commitments and Contingencies (Details) [Line Items]</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_ProceedsFromIssuanceOfDebt', window );">Proceeds from Issuance of Debt</a></td>
<td class="nump">$ 20.6<span></span>
</td>
<td class="nump">$ 61.9<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
</table>
<div style="display: none;">
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_ffic_LineOfCreditMaturityMax">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>Maximum length of time until the line of credit matures.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>No definition available.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">ffic_LineOfCreditMaturityMax</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>ffic_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:durationItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_ffic_LoanCommitmentsExpiration">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>Loan commitments expiration period.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>No definition available.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">ffic_LoanCommitmentsExpiration</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>ffic_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:durationItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_ffic_LoansAndLeasesReceivableCommitmentsCredit">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>Reflects the amount of cash required to fully fund agreements to provide credit to borrowers.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>No definition available.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">ffic_LoansAndLeasesReceivableCommitmentsCredit</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>ffic_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>instant</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_ffic_LoansAndLeasesReceivableCommitmentsVariableRatesWeightedAverageRate">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>Reflects the weighted average interest rate on commitments to advance to borrowers and lessees at interest rates that increase or decrease depending on certain facts or circumstances.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>No definition available.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">ffic_LoansAndLeasesReceivableCommitmentsVariableRatesWeightedAverageRate</td>
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<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>ffic_</td>
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<td>na</td>
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<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
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<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_ffic_LoansAndLeasesReceivableCommitmentsWeightedAverageRateOfInterest">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>Reflects the weighted average interest rate associated with agreements to provide advances to borrowers and lessees at stated interest rates.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>No definition available.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">ffic_LoansAndLeasesReceivableCommitmentsWeightedAverageRateOfInterest</td>
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<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- References</a><div><p>No definition available.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">ffic_Note15CommitmentsandContingenciesDetailsLineItems</td>
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<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
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<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_DepositLiabilitiesCollateralIssuedFinancialInstruments">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>Amount of securities, mortgage loans, or other financial instruments pledged as collateral for deposits.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 942<br> -SubTopic 405<br> -Section 50<br> -Paragraph 1<br> -Subparagraph (b)<br> -URI http://asc.fasb.org/extlink&amp;oid=50488274&amp;loc=d3e64164-112818<br></p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_DepositLiabilitiesCollateralIssuedFinancialInstruments</td>
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<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>us-gaap_</td>
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<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
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<td><strong> Balance Type:</strong></td>
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<tr>
<td><strong> Period Type:</strong></td>
<td>instant</td>
</tr>
</table></div>
</div></td></tr>
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<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>Amount of rent expense incurred for leased assets, including but not limited to, furniture and equipment, that is not directly or indirectly associated with the manufacture, sale or creation of a product or product line.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>No definition available.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_LeaseAndRentalExpense</td>
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<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
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<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
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<td><strong> Balance Type:</strong></td>
<td>debit</td>
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<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
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<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_LoansAndLeasesReceivableCommitmentsFixedRates">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>Reflects the amount of cash required to fully fund agreements to provide advances to borrowers and lessees at stated interest rates.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 942<br> -SubTopic 825<br> -Section 50<br> -Paragraph 1<br> -Subparagraph (b)(2)<br> -URI http://asc.fasb.org/extlink&amp;oid=51676700&amp;loc=d3e61044-112788<br><br>Reference 2: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 942<br> -SubTopic 825<br> -Section 50<br> -Paragraph 2<br> -URI http://asc.fasb.org/extlink&amp;oid=51676700&amp;loc=d3e61082-112788<br></p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_LoansAndLeasesReceivableCommitmentsFixedRates</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>us-gaap_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
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<tr>
<td><strong> Balance Type:</strong></td>
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<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
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<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_LoansAndLeasesReceivableCommitmentsVariableRates">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>Reflects the amount of cash required to fully fund agreements to provide advances to borrowers and lessees at interest rates that increase or decrease depending on certain facts or circumstances.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 942<br> -SubTopic 825<br> -Section 50<br> -Paragraph 2<br> -URI http://asc.fasb.org/extlink&amp;oid=51676700&amp;loc=d3e61082-112788<br><br>Reference 2: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 942<br> -SubTopic 825<br> -Section 50<br> -Paragraph 1<br> -Subparagraph (b)(2)<br> -URI http://asc.fasb.org/extlink&amp;oid=51676700&amp;loc=d3e61044-112788<br></p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_LoansAndLeasesReceivableCommitmentsVariableRates</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>us-gaap_</td>
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<td><strong> Data Type:</strong></td>
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<td><strong> Balance Type:</strong></td>
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<td><strong> Period Type:</strong></td>
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<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_ProceedsFromIssuanceOfDebt">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>The cash inflow during the period from additional borrowings in aggregate debt. Includes proceeds from short-term and long-term debt.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>No definition available.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_ProceedsFromIssuanceOfDebt</td>
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<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>us-gaap_</td>
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<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
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<td><strong> Balance Type:</strong></td>
<td>debit</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
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<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_FinancialInstrumentAxis=us-gaap_HomeEquityMember">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Details</a><div><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_FinancialInstrumentAxis=us-gaap_HomeEquityMember</td>
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<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
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<td><strong> Data Type:</strong></td>
<td>na</td>
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<td><strong> Balance Type:</strong></td>
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<td><strong> Period Type:</strong></td>
<td></td>
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</table></div>
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<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Details</a><div><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_FinancialInstrumentAxis=ffic_LetterOfCreditPledgedAsCollateralMember</td>
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<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
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<td><strong> Balance Type:</strong></td>
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<td><strong> Period Type:</strong></td>
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<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Details</a><div><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_ScheduleOfFairValueOfSeparateAccountsByMajorCategoryOfInvestmentAxis=us-gaap_MortgagesMember</td>
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<td><strong> Period Type:</strong></td>
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<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Details</a><div><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_DebtSecurityAxis=ffic_CapitalSecuritiesMember</td>
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<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
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<td>na</td>
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<td><strong> Balance Type:</strong></td>
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<span style="display: none;">v3.3.1.900</span><table class="report" border="0" cellspacing="2" id="idp6859282416">
<tr>
<th class="tl" colspan="1" rowspan="1"><div style="width: 200px;"><strong>Note 15 - Commitments and Contingencies (Details) - The Company&#8217;s Minimum Annual Rental Payments for Bank Premises Due Under Non-Cancelable Leases:<br> $ in Thousands</strong></div></th>
<th class="th">
<div>Dec. 31, 2015 </div>
<div>USD ($)</div>
</th>
</tr>
<tr class="re">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_ffic_TheCompanySMinimumAnnualRentalPaymentsForBankPremisesDueUnderNonCancelableLeasesAbstract', window );"><strong>The Company&#8217;s Minimum Annual Rental Payments for Bank Premises Due Under Non-Cancelable Leases: [Abstract]</strong></a></td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_OperatingLeasesFutureMinimumPaymentsDueCurrent', window );">2016</a></td>
<td class="nump">$ 4,516<span></span>
</td>
</tr>
<tr class="re">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_OperatingLeasesFutureMinimumPaymentsDueInTwoYears', window );">2017</a></td>
<td class="nump">4,383<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_OperatingLeasesFutureMinimumPaymentsDueInThreeYears', window );">2018</a></td>
<td class="nump">4,448<span></span>
</td>
</tr>
<tr class="re">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_OperatingLeasesFutureMinimumPaymentsDueInFourYears', window );">2019</a></td>
<td class="nump">5,332<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_OperatingLeasesFutureMinimumPaymentsDueInFiveYears', window );">2020</a></td>
<td class="nump">5,357<span></span>
</td>
</tr>
<tr class="re">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_OperatingLeasesFutureMinimumPaymentsDueThereafter', window );">Thereafter</a></td>
<td class="nump">25,502<span></span>
</td>
</tr>
<tr class="rou">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_OperatingLeasesFutureMinimumPaymentsDue', window );">Total minimum payments required</a></td>
<td class="nump">$ 49,538<span></span>
</td>
</tr>
</table>
<div style="display: none;">
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_ffic_TheCompanySMinimumAnnualRentalPaymentsForBankPremisesDueUnderNonCancelableLeasesAbstract">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- References</a><div><p>No definition available.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">ffic_TheCompanySMinimumAnnualRentalPaymentsForBankPremisesDueUnderNonCancelableLeasesAbstract</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>ffic_</td>
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<td><strong> Data Type:</strong></td>
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<td><strong> Balance Type:</strong></td>
<td>na</td>
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<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_OperatingLeasesFutureMinimumPaymentsDue">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>Amount of required minimum rental payments for leases having an initial or remaining non-cancelable letter-terms in excess of one year.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 840<br> -SubTopic 10<br> -Section 55<br> -Paragraph 40<br> -Subparagraph (Note 3)<br> -URI http://asc.fasb.org/extlink&amp;oid=6584154&amp;loc=d3e38371-112697<br><br>Reference 2: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 840<br> -SubTopic 20<br> -Section 50<br> -Paragraph 2<br> -Subparagraph (a)<br> -URI http://asc.fasb.org/extlink&amp;oid=6453985&amp;loc=d3e41502-112717<br></p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_OperatingLeasesFutureMinimumPaymentsDue</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
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<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
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<tr>
<td><strong> Balance Type:</strong></td>
<td>credit</td>
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<tr>
<td><strong> Period Type:</strong></td>
<td>instant</td>
</tr>
</table></div>
</div></td></tr>
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<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_OperatingLeasesFutureMinimumPaymentsDueCurrent">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>Amount of required minimum rental payments for operating leases having an initial or remaining non-cancelable lease term in excess of one year due in the next fiscal year following the latest fiscal year. Excludes interim and annual periods when interim periods are reported on a rolling approach, from latest balance sheet date.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 840<br> -SubTopic 10<br> -Section 55<br> -Paragraph 40<br> -Subparagraph (Note 3)<br> -URI http://asc.fasb.org/extlink&amp;oid=6584154&amp;loc=d3e38371-112697<br><br>Reference 2: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 840<br> -SubTopic 20<br> -Section 50<br> -Paragraph 2<br> -Subparagraph (a)<br> -URI http://asc.fasb.org/extlink&amp;oid=6453985&amp;loc=d3e41502-112717<br></p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_OperatingLeasesFutureMinimumPaymentsDueCurrent</td>
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<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
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<td><strong> Data Type:</strong></td>
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</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>credit</td>
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<tr>
<td><strong> Period Type:</strong></td>
<td>instant</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_OperatingLeasesFutureMinimumPaymentsDueInFiveYears">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>Amount of required minimum rental payments for operating leases having an initial or remaining non-cancelable lease term in excess of one year due in the fifth fiscal year following the latest fiscal year. Excludes interim and annual periods when interim periods are reported on a rolling approach, from latest balance sheet date.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 840<br> -SubTopic 20<br> -Section 50<br> -Paragraph 2<br> -Subparagraph (a)<br> -URI http://asc.fasb.org/extlink&amp;oid=6453985&amp;loc=d3e41502-112717<br><br>Reference 2: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 840<br> -SubTopic 10<br> -Section 55<br> -Paragraph 40<br> -Subparagraph (Note 3)<br> -URI http://asc.fasb.org/extlink&amp;oid=6584154&amp;loc=d3e38371-112697<br></p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_OperatingLeasesFutureMinimumPaymentsDueInFiveYears</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>us-gaap_</td>
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<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>credit</td>
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<td><strong> Period Type:</strong></td>
<td>instant</td>
</tr>
</table></div>
</div></td></tr>
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<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_OperatingLeasesFutureMinimumPaymentsDueInFourYears">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>Amount of required minimum rental payments for operating leases having an initial or remaining non-cancelable lease term in excess of one year due in the fourth fiscal year following the latest fiscal year. Excludes interim and annual periods when interim periods are reported on a rolling approach, from latest balance sheet date.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 840<br> -SubTopic 20<br> -Section 50<br> -Paragraph 2<br> -Subparagraph (a)<br> -URI http://asc.fasb.org/extlink&amp;oid=6453985&amp;loc=d3e41502-112717<br><br>Reference 2: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 840<br> -SubTopic 10<br> -Section 55<br> -Paragraph 40<br> -Subparagraph (Note 3)<br> -URI http://asc.fasb.org/extlink&amp;oid=6584154&amp;loc=d3e38371-112697<br></p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_OperatingLeasesFutureMinimumPaymentsDueInFourYears</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>us-gaap_</td>
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<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>credit</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>instant</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_OperatingLeasesFutureMinimumPaymentsDueInThreeYears">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>Amount of required minimum rental payments for operating leases having an initial or remaining non-cancelable lease term in excess of one year due in the third fiscal year following the latest fiscal year. Excludes interim and annual periods when interim periods are reported on a rolling approach, from latest balance sheet date.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 840<br> -SubTopic 20<br> -Section 50<br> -Paragraph 2<br> -Subparagraph (a)<br> -URI http://asc.fasb.org/extlink&amp;oid=6453985&amp;loc=d3e41502-112717<br><br>Reference 2: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 840<br> -SubTopic 10<br> -Section 55<br> -Paragraph 40<br> -Subparagraph (Note 3)<br> -URI http://asc.fasb.org/extlink&amp;oid=6584154&amp;loc=d3e38371-112697<br></p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_OperatingLeasesFutureMinimumPaymentsDueInThreeYears</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>us-gaap_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>credit</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>instant</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_OperatingLeasesFutureMinimumPaymentsDueInTwoYears">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>Amount of required minimum rental payments for operating leases having an initial or remaining non-cancelable lease term in excess of one year due in the second fiscal year following the latest fiscal year. Excludes interim and annual periods when interim periods are reported on a rolling approach, from latest balance sheet date.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 840<br> -SubTopic 10<br> -Section 55<br> -Paragraph 40<br> -Subparagraph (Note 3)<br> -URI http://asc.fasb.org/extlink&amp;oid=6584154&amp;loc=d3e38371-112697<br><br>Reference 2: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 840<br> -SubTopic 20<br> -Section 50<br> -Paragraph 2<br> -Subparagraph (a)<br> -URI http://asc.fasb.org/extlink&amp;oid=6453985&amp;loc=d3e41502-112717<br></p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_OperatingLeasesFutureMinimumPaymentsDueInTwoYears</td>
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<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>us-gaap_</td>
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<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>credit</td>
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<tr>
<td><strong> Period Type:</strong></td>
<td>instant</td>
</tr>
</table></div>
</div></td></tr>
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<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_OperatingLeasesFutureMinimumPaymentsDueThereafter">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>Amount of required minimum rental payments for operating leases having an initial or remaining non-cancelable lease term in excess of one year due after the fifth fiscal year following the latest fiscal year. Excludes interim and annual periods when interim periods are reported on a rolling approach, from latest balance sheet date.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 840<br> -SubTopic 10<br> -Section 55<br> -Paragraph 40<br> -Subparagraph (Note 3)<br> -URI http://asc.fasb.org/extlink&amp;oid=6584154&amp;loc=d3e38371-112697<br><br>Reference 2: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 840<br> -SubTopic 20<br> -Section 50<br> -Paragraph 2<br> -Subparagraph (a)<br> -URI http://asc.fasb.org/extlink&amp;oid=6453985&amp;loc=d3e41502-112717<br></p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_OperatingLeasesFutureMinimumPaymentsDueThereafter</td>
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<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>us-gaap_</td>
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<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
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<tr>
<td><strong> Balance Type:</strong></td>
<td>credit</td>
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<td><strong> Period Type:</strong></td>
<td>instant</td>
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<span style="display: none;">v3.3.1.900</span><table class="report" border="0" cellspacing="2" id="idp6826945376">
<tr>
<th class="tl" colspan="1" rowspan="1"><div style="width: 200px;"><strong>Note 16 - Concentration of Credit Risk (Details)<br> $ in Millions</strong></div></th>
<th class="th">
<div>Dec. 31, 2015 </div>
<div>USD ($)</div>
</th>
</tr>
<tr class="re">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_RisksAndUncertaintiesAbstract', window );"><strong>Risks and Uncertainties [Abstract]</strong></a></td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_ffic_LendingLimitToSingleBorrower', window );">Lending Limit to Single Borrower</a></td>
<td class="nump">$ 74.2<span></span>
</td>
</tr>
<tr class="re">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_ffic_LargestAggregateAmountOfLoansToSingleBorrower', window );">Largest Aggregate Amount of Loans to Single Borrower</a></td>
<td class="nump">$ 65.5<span></span>
</td>
</tr>
</table>
<div style="display: none;">
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<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>Largest aggregate amount of loans to a single borrower.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>No definition available.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">ffic_LargestAggregateAmountOfLoansToSingleBorrower</td>
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<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>Represents lending limit to a single borrower.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>No definition available.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">ffic_LendingLimitToSingleBorrower</td>
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<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- References</a><div><p>No definition available.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
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<td style="white-space:nowrap;">us-gaap_RisksAndUncertaintiesAbstract</td>
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<td><strong> Period Type:</strong></td>
<td>duration</td>
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<span style="display: none;">v3.3.1.900</span><table class="report" border="0" cellspacing="2" id="idp6817610304">
<tr>
<th class="tl" colspan="1" rowspan="2"><div style="width: 200px;"><strong>Note 17 - Related Party Transactions (Details)<br></strong></div></th>
<th class="th" colspan="2">12 Months Ended</th>
</tr>
<tr>
<th class="th">
<div>Dec. 31, 2015 </div>
<div>USD ($)</div>
</th>
<th class="th">
<div>Dec. 31, 2014 </div>
<div>USD ($)</div>
</th>
</tr>
<tr class="re">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_ffic_Note17RelatedPartyTransactionsDetailsLineItems', window );"><strong>Note 17 - Related Party Transactions (Details) [Line Items]</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_RelatedPartyTransactionAmountsOfTransaction', window );">Related Party Transaction, Amounts of Transaction</a></td>
<td class="nump">$ 0<span></span>
</td>
<td class="nump">$ 0<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_RelatedPartyTransactionsByRelatedPartyAxis=us-gaap_ExecutiveOfficerMember', window );">Executive Officer [Member]</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_ffic_Note17RelatedPartyTransactionsDetailsLineItems', window );"><strong>Note 17 - Related Party Transactions (Details) [Line Items]</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_ffic_NumberOfRelatedPartyLoans', window );">Number of Related Party Loans</a></td>
<td class="nump">1<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_DueToRelatedPartiesCurrentAndNoncurrent', window );">Due to Related Parties</a></td>
<td class="nump">$ 18,000<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_RelatedPartyTransactionsByRelatedPartyAxis=us-gaap_DirectorMember', window );">Director [Member]</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_ffic_Note17RelatedPartyTransactionsDetailsLineItems', window );"><strong>Note 17 - Related Party Transactions (Details) [Line Items]</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_ffic_NumberOfRelatedPartyLoans', window );">Number of Related Party Loans</a></td>
<td class="nump">1<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_DueToRelatedPartiesCurrentAndNoncurrent', window );">Due to Related Parties</a></td>
<td class="nump">$ 356,000<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
</table>
<div style="display: none;">
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_ffic_Note17RelatedPartyTransactionsDetailsLineItems">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- References</a><div><p>No definition available.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">ffic_Note17RelatedPartyTransactionsDetailsLineItems</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>ffic_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:stringItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_ffic_NumberOfRelatedPartyLoans">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>Represents number of related party loans.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>No definition available.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">ffic_NumberOfRelatedPartyLoans</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>ffic_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:integerItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_DueToRelatedPartiesCurrentAndNoncurrent">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>Carrying amount as of the balance sheet date of obligations due all related parties.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 850<br> -SubTopic 10<br> -Section 50<br> -Paragraph 1<br> -Subparagraph (d)<br> -URI http://asc.fasb.org/extlink&amp;oid=6457730&amp;loc=d3e39549-107864<br><br>Reference 2: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 235<br> -SubTopic 10<br> -Section S99<br> -Paragraph 1<br> -Subparagraph (SX 210.4-08.(k)(1))<br> -URI http://asc.fasb.org/extlink&amp;oid=26873400&amp;loc=d3e23780-122690<br><br>Reference 3: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 942<br> -SubTopic 210<br> -Section S99<br> -Paragraph 1<br> -Subparagraph (SX 210.9-03.15(3),(4))<br> -URI http://asc.fasb.org/extlink&amp;oid=6876686&amp;loc=d3e534808-122878<br><br>Reference 4: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 944<br> -SubTopic 210<br> -Section S99<br> -Paragraph 1<br> -Subparagraph (SX 210.7-03.17)<br> -URI http://asc.fasb.org/extlink&amp;oid=6879938&amp;loc=d3e572229-122910<br></p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_DueToRelatedPartiesCurrentAndNoncurrent</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>us-gaap_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>credit</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>instant</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_RelatedPartyTransactionAmountsOfTransaction">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>Amount of transactions with related party during the financial reporting period.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 850<br> -SubTopic 10<br> -Section 50<br> -Paragraph 3<br> -URI http://asc.fasb.org/extlink&amp;oid=6457730&amp;loc=d3e39603-107864<br><br>Reference 2: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 850<br> -SubTopic 10<br> -Section 50<br> -Paragraph 1<br> -Subparagraph (c)<br> -URI http://asc.fasb.org/extlink&amp;oid=6457730&amp;loc=d3e39549-107864<br><br>Reference 3: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 850<br> -SubTopic 10<br> -Section 50<br> -Paragraph 4<br> -URI http://asc.fasb.org/extlink&amp;oid=6457730&amp;loc=d3e39622-107864<br></p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_RelatedPartyTransactionAmountsOfTransaction</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>us-gaap_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>debit</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_RelatedPartyTransactionsByRelatedPartyAxis=us-gaap_ExecutiveOfficerMember">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Details</a><div><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_RelatedPartyTransactionsByRelatedPartyAxis=us-gaap_ExecutiveOfficerMember</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td></td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_RelatedPartyTransactionsByRelatedPartyAxis=us-gaap_DirectorMember">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Details</a><div><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_RelatedPartyTransactionsByRelatedPartyAxis=us-gaap_DirectorMember</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td></td>
</tr>
</table></div>
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<span style="display: none;">v3.3.1.900</span><table class="report" border="0" cellspacing="2" id="idp6859430224">
<tr>
<th class="tl" colspan="1" rowspan="2"><div style="width: 200px;"><strong>Note 18 - Fair Value of Financial Instruments (Details) - USD ($)<br> $ in Thousands</strong></div></th>
<th class="th" colspan="3">12 Months Ended</th>
</tr>
<tr>
<th class="th"><div>Dec. 31, 2015</div></th>
<th class="th"><div>Dec. 31, 2014</div></th>
<th class="th"><div>Dec. 31, 2013</div></th>
</tr>
<tr class="re">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_ffic_Note18FairValueofFinancialInstrumentsDetailsLineItems', window );"><strong>Note 18 - Fair Value of Financial Instruments (Details) [Line Items]</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_ffic_FinancialAssetsAtFairValueOption', window );">Financial Assets at Fair Value Option</a></td>
<td class="nump">$ 30,700<span></span>
</td>
<td class="nump">$ 32,600<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_ffic_FinancialLiabilitiesAtFairValueOption', window );">Financial Liabilities at Fair Value Option</a></td>
<td class="nump">29,000<span></span>
</td>
<td class="nump">28,800<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_ffic_FinancialAssetsFairValueOptionElectionDuringPeriod', window );">Financial Assets, Fair Value Option Election During Period</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="nump">5,000<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_ffic_ProceedsFromSaleOfFinancialAssets', window );">Proceeds From Sale of Financial Assets</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="nump">6,200<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_FairValueOptionChangesInFairValueGainLoss1', window );">Fair Value, Option, Changes in Fair Value, Gain (Loss)</a></td>
<td class="num">(1,841)<span></span>
</td>
<td class="num">(2,568)<span></span>
</td>
<td class="num">$ (2,521)<span></span>
</td>
</tr>
<tr class="re">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_ffic_FinancialLiabilitiesAtFairValueOptionContractualPrincipal', window );">Financial Liabilities at Fair Value Option, Contractual Principal</a></td>
<td class="nump">61,900<span></span>
</td>
<td class="nump">61,900<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_ffic_FinancialLiabilitiesAtFairValueOptionAccruedInterestPayable', window );">Financial Liabilities at Fair Value Option, Accrued Interest Payable</a></td>
<td class="nump">$ 100<span></span>
</td>
<td class="nump">100<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_FinancialInstrumentAxis=ffic_NonaccruingCollateralDependentLoansPercentOfTheAppraisedOrInternallyEstimatedValueOfThePropertyMember', window );">Nonaccruing Collateral Dependent Loans - Percent Of The Appraised Or Internally Estimated Value Of The Property [Member]</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_ffic_Note18FairValueofFinancialInstrumentsDetailsLineItems', window );"><strong>Note 18 - Fair Value of Financial Instruments (Details) [Line Items]</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_FairValueInputsDiscountRate', window );">Fair Value Inputs, Discount Rate</a></td>
<td class="nump">85.00%<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_EligibleItemOrGroupForFairValueOptionAxis=ffic_InterestRateSwapsMember', window );">Interest Rate Swaps [Member]</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_ffic_Note18FairValueofFinancialInstrumentsDetailsLineItems', window );"><strong>Note 18 - Fair Value of Financial Instruments (Details) [Line Items]</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_FairValueOptionChangesInFairValueGainLoss1', window );">Fair Value, Option, Changes in Fair Value, Gain (Loss)</a></td>
<td class="num">$ (1,600)<span></span>
</td>
<td class="num">$ (4,000)<span></span>
</td>
<td class="nump">$ 3,600<span></span>
</td>
</tr>
</table>
<div style="display: none;">
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_ffic_FinancialAssetsAtFairValueOption">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>Represents financial assets at fair value option..</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>No definition available.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">ffic_FinancialAssetsAtFairValueOption</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>ffic_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>debit</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>instant</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_ffic_FinancialAssetsFairValueOptionElectionDuringPeriod">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>Represents financial assets, fair value option election during period.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>No definition available.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">ffic_FinancialAssetsFairValueOptionElectionDuringPeriod</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>ffic_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>debit</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_ffic_FinancialLiabilitiesAtFairValueOption">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>Represents financial liabilities at fair value option.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>No definition available.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">ffic_FinancialLiabilitiesAtFairValueOption</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>ffic_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>credit</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>instant</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_ffic_FinancialLiabilitiesAtFairValueOptionAccruedInterestPayable">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>Represents financial liabilities at fair value option, accrued interest payable.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>No definition available.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">ffic_FinancialLiabilitiesAtFairValueOptionAccruedInterestPayable</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>ffic_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>credit</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>instant</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_ffic_FinancialLiabilitiesAtFairValueOptionContractualPrincipal">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>Represents financial liabilities at fair value option, contractual principal.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>No definition available.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">ffic_FinancialLiabilitiesAtFairValueOptionContractualPrincipal</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>ffic_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>credit</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>instant</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_ffic_Note18FairValueofFinancialInstrumentsDetailsLineItems">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- References</a><div><p>No definition available.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">ffic_Note18FairValueofFinancialInstrumentsDetailsLineItems</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>ffic_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:stringItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_ffic_ProceedsFromSaleOfFinancialAssets">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>Proceeds received during current period for sale of financial assets.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>No definition available.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">ffic_ProceedsFromSaleOfFinancialAssets</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>ffic_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>debit</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_FairValueInputsDiscountRate">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>Interest rate used to find the present value of an amount to be paid or received in the future as an input to measure fair value.  For example, but not limited to, weighted average cost of capital (WACC), cost of capital, cost of equity and cost of debt.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 820<br> -SubTopic 10<br> -Section 50<br> -Paragraph 2<br> -Subparagraph (bbb)<br> -URI http://asc.fasb.org/extlink&amp;oid=36462937&amp;loc=d3e19207-110258<br></p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_FairValueInputsDiscountRate</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>us-gaap_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>num:percentItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_FairValueOptionChangesInFairValueGainLoss1">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>For each line item in the statement of financial position, the amounts of gains and losses from fair value changes included in earnings.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 825<br> -SubTopic 10<br> -Section 50<br> -Paragraph 30<br> -Subparagraph (a)<br> -URI http://asc.fasb.org/extlink&amp;oid=6957238&amp;loc=d3e14172-108612<br></p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_FairValueOptionChangesInFairValueGainLoss1</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>us-gaap_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>credit</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_FinancialInstrumentAxis=ffic_NonaccruingCollateralDependentLoansPercentOfTheAppraisedOrInternallyEstimatedValueOfThePropertyMember">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Details</a><div><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_FinancialInstrumentAxis=ffic_NonaccruingCollateralDependentLoansPercentOfTheAppraisedOrInternallyEstimatedValueOfThePropertyMember</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td></td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_EligibleItemOrGroupForFairValueOptionAxis=ffic_InterestRateSwapsMember">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Details</a><div><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_EligibleItemOrGroupForFairValueOptionAxis=ffic_InterestRateSwapsMember</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td></td>
</tr>
</table></div>
</div></td></tr>
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<span style="display: none;">v3.3.1.900</span><table class="report" border="0" cellspacing="2" id="idp6846983600">
<tr>
<th class="tl" colspan="2" rowspan="2"><div style="width: 200px;"><strong>Note 18 - Fair Value of Financial Instruments (Details) - Financial Assets and Liabilities Reported Under the Fair Value Option - USD ($)<br> $ in Thousands</strong></div></th>
<th class="th" colspan="3">12 Months Ended</th>
</tr>
<tr>
<th class="th"><div>Dec. 31, 2015</div></th>
<th class="th"><div>Dec. 31, 2014</div></th>
<th class="th"><div>Dec. 31, 2013</div></th>
</tr>
<tr class="re">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_FairValueOptionQuantitativeDisclosuresLineItems', window );"><strong>Fair Value, Option, Quantitative Disclosures [Line Items]</strong></a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_ffic_FinancialAssetsAtFairValueOption', window );">Fair Value Measurements</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="nump">$ 30,700<span></span>
</td>
<td class="nump">$ 32,600<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_FairValueOptionChangesInFairValueGainLoss1', window );">Net gain (loss) from fair value adjustments</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="num">(1,841)<span></span>
</td>
<td class="num">(2,568)<span></span>
</td>
<td class="num">$ (2,521)<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_EligibleItemOrGroupForFairValueOptionAxis=us-gaap_MortgageBackedSecuritiesMember', window );">Collateralized Mortgage Backed Securities [Member]</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_FairValueOptionQuantitativeDisclosuresLineItems', window );"><strong>Fair Value, Option, Quantitative Disclosures [Line Items]</strong></a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_ffic_FinancialAssetsAtFairValueOption', window );">Fair Value Measurements</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="nump">2,527<span></span>
</td>
<td class="nump">4,678<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_FairValueOptionChangesInFairValueGainLoss1', window );">Net gain (loss) from fair value adjustments</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="num">(59)<span></span>
</td>
<td class="nump">75<span></span>
</td>
<td class="num">(725)<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_EligibleItemOrGroupForFairValueOptionAxis=ffic_OtherSecuritiesMember', window );">Other Securities [Member]</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_FairValueOptionQuantitativeDisclosuresLineItems', window );"><strong>Fair Value, Option, Quantitative Disclosures [Line Items]</strong></a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_ffic_FinancialAssetsAtFairValueOption', window );">Fair Value Measurements</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="nump">28,205<span></span>
</td>
<td class="nump">27,915<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_FairValueOptionChangesInFairValueGainLoss1', window );">Net gain (loss) from fair value adjustments</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="nump">53<span></span>
</td>
<td class="nump">598<span></span>
</td>
<td class="nump">241<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_EligibleItemOrGroupForFairValueOptionAxis=ffic_BorrowedFundsMember', window );">Borrowed Funds [Member]</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_FairValueOptionQuantitativeDisclosuresLineItems', window );"><strong>Fair Value, Option, Quantitative Disclosures [Line Items]</strong></a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_ffic_FinancialAssetsAtFairValueOption', window );">Fair Value Measurements</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="nump">29,018<span></span>
</td>
<td class="nump">28,771<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_FairValueOptionChangesInFairValueGainLoss1', window );">Net gain (loss) from fair value adjustments</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="num">(238)<span></span>
</td>
<td class="nump">802<span></span>
</td>
<td class="num">(5,651)<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_EligibleItemOrGroupForFairValueOptionAxis=ffic_FinancialAssetsAndLiabilitiesExcludingInterestRateCapsSwapsMember', window );">Financial Assets And Liabilities, Excluding Interest Rate Caps / Swaps [Member]</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_FairValueOptionQuantitativeDisclosuresLineItems', window );"><strong>Fair Value, Option, Quantitative Disclosures [Line Items]</strong></a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
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<tr class="ro">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_FairValueOptionChangesInFairValueGainLoss1', window );">Net gain (loss) from fair value adjustments</a></td>
<td class="th" style="border-bottom: 0px;"><sup>[1]</sup></td>
<td class="num">$ (244)<span></span>
</td>
<td class="nump">$ 1,475<span></span>
</td>
<td class="num">$ (6,135)<span></span>
</td>
</tr>
<tr><td colspan="4"></td></tr>
<tr><td colspan="4"><table class="outerFootnotes" width="100%"><tr class="outerFootnote">
<td style="vertical-align: top; width: 12pt;" valign="top">[1]</td>
<td style="vertical-align: top;" valign="top">The net gain (loss) from fair value adjustments presented in the above table does not include net gains and (losses) of ($1.6) million, ($4.0) million and $3.6 million from the change in fair value of derivative instruments during the years ended December 31, 2015, 2014 and 2013, respectively.</td>
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<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>Represents financial assets at fair value option..</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>No definition available.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">ffic_FinancialAssetsAtFairValueOption</td>
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<td><strong> Balance Type:</strong></td>
<td>debit</td>
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<td><strong> Period Type:</strong></td>
<td>instant</td>
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<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>For each line item in the statement of financial position, the amounts of gains and losses from fair value changes included in earnings.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 825<br> -SubTopic 10<br> -Section 50<br> -Paragraph 30<br> -Subparagraph (a)<br> -URI http://asc.fasb.org/extlink&amp;oid=6957238&amp;loc=d3e14172-108612<br></p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
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<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>Line items represent financial concepts included in a table. These concepts are used to disclose reportable information associated with domain members defined in one or many axes to the table.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>No definition available.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
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<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
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<td><strong> Name:</strong></td>
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<span style="display: none;">v3.3.1.900</span><table class="report" border="0" cellspacing="2" id="idp6864046816">
<tr>
<th class="tl" colspan="1" rowspan="1"><div style="width: 200px;"><strong>Note 18 - Fair Value of Financial Instruments (Details) - Assets and Liabilities Carried at Fair Value on a Recurring Basis, and the Method Used to Determine Their Fair Value - USD ($)<br> $ in Thousands</strong></div></th>
<th class="th"><div>Dec. 31, 2015</div></th>
<th class="th"><div>Dec. 31, 2014</div></th>
</tr>
<tr class="re">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_ffic_SecuritiesAvailableForSaleAbstract', window );"><strong>Securities available for sale</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_AssetsFairValueDisclosureRecurring', window );">Assets</a></td>
<td class="nump">$ 993,445<span></span>
</td>
<td class="nump">$ 973,394<span></span>
</td>
</tr>
<tr class="re">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_ffic_LiabilitiesAbstract0', window );"><strong>Liabilities:</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_LiabilitiesFairValueDisclosureRecurring', window );">Liabilities</a></td>
<td class="nump">33,332<span></span>
</td>
<td class="nump">31,420<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_EligibleItemOrGroupForFairValueOptionAxis=us-gaap_MortgageBackedSecuritiesMember', window );">Collateralized Mortgage Backed Securities [Member]</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_ffic_SecuritiesAvailableForSaleAbstract', window );"><strong>Securities available for sale</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_AssetsFairValueDisclosureRecurring', window );">Assets</a></td>
<td class="nump">668,740<span></span>
</td>
<td class="nump">704,933<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_EligibleItemOrGroupForFairValueOptionAxis=ffic_OtherSecuritiesMember', window );">Other Securities [Member]</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_ffic_SecuritiesAvailableForSaleAbstract', window );"><strong>Securities available for sale</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_AssetsFairValueDisclosureRecurring', window );">Assets</a></td>
<td class="nump">324,657<span></span>
</td>
<td class="nump">268,377<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_EligibleItemOrGroupForFairValueOptionAxis=ffic_InterestRateSwapsMember', window );">Interest Rate Swaps [Member]</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_ffic_SecuritiesAvailableForSaleAbstract', window );"><strong>Securities available for sale</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_AssetsFairValueDisclosureRecurring', window );">Assets</a></td>
<td class="nump">48<span></span>
</td>
<td class="nump">84<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_ffic_LiabilitiesAbstract0', window );"><strong>Liabilities:</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_LiabilitiesFairValueDisclosureRecurring', window );">Liabilities</a></td>
<td class="nump">4,314<span></span>
</td>
<td class="nump">2,649<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_EligibleItemOrGroupForFairValueOptionAxis=us-gaap_BorrowingsMember', window );">Borrowings [Member]</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_ffic_LiabilitiesAbstract0', window );"><strong>Liabilities:</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_LiabilitiesFairValueDisclosureRecurring', window );">Liabilities</a></td>
<td class="nump">29,018<span></span>
</td>
<td class="nump">28,771<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_FairValueByFairValueHierarchyLevelAxis=us-gaap_FairValueInputsLevel1Member', window );">Fair Value, Inputs, Level 1 [Member]</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_ffic_SecuritiesAvailableForSaleAbstract', window );"><strong>Securities available for sale</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_AssetsFairValueDisclosureRecurring', window );">Assets</a></td>
<td class="nump">0<span></span>
</td>
<td class="nump">0<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_ffic_LiabilitiesAbstract0', window );"><strong>Liabilities:</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_LiabilitiesFairValueDisclosureRecurring', window );">Liabilities</a></td>
<td class="nump">0<span></span>
</td>
<td class="nump">0<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_FairValueByFairValueHierarchyLevelAxis=us-gaap_FairValueInputsLevel1Member', window );">Fair Value, Inputs, Level 1 [Member] | Collateralized Mortgage Backed Securities [Member]</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_ffic_SecuritiesAvailableForSaleAbstract', window );"><strong>Securities available for sale</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_AssetsFairValueDisclosureRecurring', window );">Assets</a></td>
<td class="nump">0<span></span>
</td>
<td class="nump">0<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_FairValueByFairValueHierarchyLevelAxis=us-gaap_FairValueInputsLevel1Member', window );">Fair Value, Inputs, Level 1 [Member] | Other Securities [Member]</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_ffic_SecuritiesAvailableForSaleAbstract', window );"><strong>Securities available for sale</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_AssetsFairValueDisclosureRecurring', window );">Assets</a></td>
<td class="nump">0<span></span>
</td>
<td class="nump">0<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_FairValueByFairValueHierarchyLevelAxis=us-gaap_FairValueInputsLevel1Member', window );">Fair Value, Inputs, Level 1 [Member] | Interest Rate Swaps [Member]</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_ffic_SecuritiesAvailableForSaleAbstract', window );"><strong>Securities available for sale</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_AssetsFairValueDisclosureRecurring', window );">Assets</a></td>
<td class="nump">0<span></span>
</td>
<td class="nump">0<span></span>
</td>
</tr>
<tr class="re">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_ffic_LiabilitiesAbstract0', window );"><strong>Liabilities:</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_LiabilitiesFairValueDisclosureRecurring', window );">Liabilities</a></td>
<td class="nump">0<span></span>
</td>
<td class="nump">0<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_FairValueByFairValueHierarchyLevelAxis=us-gaap_FairValueInputsLevel1Member', window );">Fair Value, Inputs, Level 1 [Member] | Borrowings [Member]</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_ffic_LiabilitiesAbstract0', window );"><strong>Liabilities:</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_LiabilitiesFairValueDisclosureRecurring', window );">Liabilities</a></td>
<td class="nump">0<span></span>
</td>
<td class="nump">0<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_FairValueByFairValueHierarchyLevelAxis=us-gaap_FairValueInputsLevel2Member', window );">Fair Value, Inputs, Level 2 [Member]</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_ffic_SecuritiesAvailableForSaleAbstract', window );"><strong>Securities available for sale</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_AssetsFairValueDisclosureRecurring', window );">Assets</a></td>
<td class="nump">986,233<span></span>
</td>
<td class="nump">950,785<span></span>
</td>
</tr>
<tr class="re">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_ffic_LiabilitiesAbstract0', window );"><strong>Liabilities:</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_LiabilitiesFairValueDisclosureRecurring', window );">Liabilities</a></td>
<td class="nump">4,314<span></span>
</td>
<td class="nump">2,649<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_FairValueByFairValueHierarchyLevelAxis=us-gaap_FairValueInputsLevel2Member', window );">Fair Value, Inputs, Level 2 [Member] | Collateralized Mortgage Backed Securities [Member]</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_ffic_SecuritiesAvailableForSaleAbstract', window );"><strong>Securities available for sale</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_AssetsFairValueDisclosureRecurring', window );">Assets</a></td>
<td class="nump">668,740<span></span>
</td>
<td class="nump">704,933<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_FairValueByFairValueHierarchyLevelAxis=us-gaap_FairValueInputsLevel2Member', window );">Fair Value, Inputs, Level 2 [Member] | Other Securities [Member]</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_ffic_SecuritiesAvailableForSaleAbstract', window );"><strong>Securities available for sale</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_AssetsFairValueDisclosureRecurring', window );">Assets</a></td>
<td class="nump">317,445<span></span>
</td>
<td class="nump">245,768<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_FairValueByFairValueHierarchyLevelAxis=us-gaap_FairValueInputsLevel2Member', window );">Fair Value, Inputs, Level 2 [Member] | Interest Rate Swaps [Member]</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_ffic_SecuritiesAvailableForSaleAbstract', window );"><strong>Securities available for sale</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_AssetsFairValueDisclosureRecurring', window );">Assets</a></td>
<td class="nump">48<span></span>
</td>
<td class="nump">84<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_ffic_LiabilitiesAbstract0', window );"><strong>Liabilities:</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_LiabilitiesFairValueDisclosureRecurring', window );">Liabilities</a></td>
<td class="nump">4,314<span></span>
</td>
<td class="nump">2,649<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_FairValueByFairValueHierarchyLevelAxis=us-gaap_FairValueInputsLevel2Member', window );">Fair Value, Inputs, Level 2 [Member] | Borrowings [Member]</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_ffic_LiabilitiesAbstract0', window );"><strong>Liabilities:</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_LiabilitiesFairValueDisclosureRecurring', window );">Liabilities</a></td>
<td class="nump">0<span></span>
</td>
<td class="nump">0<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_FairValueByFairValueHierarchyLevelAxis=us-gaap_FairValueInputsLevel3Member', window );">Fair Value, Inputs, Level 3 [Member]</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_ffic_SecuritiesAvailableForSaleAbstract', window );"><strong>Securities available for sale</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_AssetsFairValueDisclosureRecurring', window );">Assets</a></td>
<td class="nump">7,212<span></span>
</td>
<td class="nump">22,609<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_ffic_LiabilitiesAbstract0', window );"><strong>Liabilities:</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_LiabilitiesFairValueDisclosureRecurring', window );">Liabilities</a></td>
<td class="nump">29,018<span></span>
</td>
<td class="nump">28,771<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_FairValueByFairValueHierarchyLevelAxis=us-gaap_FairValueInputsLevel3Member', window );">Fair Value, Inputs, Level 3 [Member] | Collateralized Mortgage Backed Securities [Member]</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_ffic_SecuritiesAvailableForSaleAbstract', window );"><strong>Securities available for sale</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_AssetsFairValueDisclosureRecurring', window );">Assets</a></td>
<td class="nump">0<span></span>
</td>
<td class="nump">0<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_FairValueByFairValueHierarchyLevelAxis=us-gaap_FairValueInputsLevel3Member', window );">Fair Value, Inputs, Level 3 [Member] | Other Securities [Member]</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_ffic_SecuritiesAvailableForSaleAbstract', window );"><strong>Securities available for sale</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_AssetsFairValueDisclosureRecurring', window );">Assets</a></td>
<td class="nump">7,212<span></span>
</td>
<td class="nump">22,609<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_FairValueByFairValueHierarchyLevelAxis=us-gaap_FairValueInputsLevel3Member', window );">Fair Value, Inputs, Level 3 [Member] | Interest Rate Swaps [Member]</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_ffic_SecuritiesAvailableForSaleAbstract', window );"><strong>Securities available for sale</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_AssetsFairValueDisclosureRecurring', window );">Assets</a></td>
<td class="nump">0<span></span>
</td>
<td class="nump">0<span></span>
</td>
</tr>
<tr class="re">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_ffic_LiabilitiesAbstract0', window );"><strong>Liabilities:</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_LiabilitiesFairValueDisclosureRecurring', window );">Liabilities</a></td>
<td class="nump">0<span></span>
</td>
<td class="nump">0<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_FairValueByFairValueHierarchyLevelAxis=us-gaap_FairValueInputsLevel3Member', window );">Fair Value, Inputs, Level 3 [Member] | Borrowings [Member]</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_ffic_LiabilitiesAbstract0', window );"><strong>Liabilities:</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_LiabilitiesFairValueDisclosureRecurring', window );">Liabilities</a></td>
<td class="nump">$ 29,018<span></span>
</td>
<td class="nump">$ 28,771<span></span>
</td>
</tr>
</table>
<div style="display: none;">
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_ffic_LiabilitiesAbstract0">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- References</a><div><p>No definition available.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">ffic_LiabilitiesAbstract0</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>ffic_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:stringItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_ffic_SecuritiesAvailableForSaleAbstract">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- References</a><div><p>No definition available.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">ffic_SecuritiesAvailableForSaleAbstract</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>ffic_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:stringItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_AssetsFairValueDisclosureRecurring">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>This element represents the aggregate of the assets reported on the balance sheet at period end measured at fair value on a recurring basis by the entity. This element is intended to be used in connection with the fair value disclosures required in the footnote disclosures to the financial statements.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>No definition available.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_AssetsFairValueDisclosureRecurring</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>us-gaap_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>debit</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>instant</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_LiabilitiesFairValueDisclosureRecurring">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>Aggregation of the liabilities reported on the balance sheet measured at fair value on a recurring basis by the entity.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>No definition available.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_LiabilitiesFairValueDisclosureRecurring</td>
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<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>us-gaap_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>credit</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>instant</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_EligibleItemOrGroupForFairValueOptionAxis=us-gaap_MortgageBackedSecuritiesMember">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Details</a><div><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_EligibleItemOrGroupForFairValueOptionAxis=us-gaap_MortgageBackedSecuritiesMember</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td></td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_EligibleItemOrGroupForFairValueOptionAxis=ffic_OtherSecuritiesMember">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Details</a><div><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_EligibleItemOrGroupForFairValueOptionAxis=ffic_OtherSecuritiesMember</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td></td>
</tr>
</table></div>
</div></td></tr>
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<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_EligibleItemOrGroupForFairValueOptionAxis=ffic_InterestRateSwapsMember">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Details</a><div><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_EligibleItemOrGroupForFairValueOptionAxis=ffic_InterestRateSwapsMember</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td></td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_EligibleItemOrGroupForFairValueOptionAxis=us-gaap_BorrowingsMember">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Details</a><div><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_EligibleItemOrGroupForFairValueOptionAxis=us-gaap_BorrowingsMember</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td></td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_FairValueByFairValueHierarchyLevelAxis=us-gaap_FairValueInputsLevel1Member">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Details</a><div><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_FairValueByFairValueHierarchyLevelAxis=us-gaap_FairValueInputsLevel1Member</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td></td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_FairValueByFairValueHierarchyLevelAxis=us-gaap_FairValueInputsLevel2Member">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Details</a><div><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_FairValueByFairValueHierarchyLevelAxis=us-gaap_FairValueInputsLevel2Member</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td></td>
</tr>
</table></div>
</div></td></tr>
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<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_FairValueByFairValueHierarchyLevelAxis=us-gaap_FairValueInputsLevel3Member">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Details</a><div><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_FairValueByFairValueHierarchyLevelAxis=us-gaap_FairValueInputsLevel3Member</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td></td>
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</table></div>
</div></td></tr>
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</div>
</body>
</html>
</TEXT>
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<DOCUMENT>
<TYPE>XML
<SEQUENCE>146
<FILENAME>R127.htm
<DESCRIPTION>IDEA: XBRL DOCUMENT
<TEXT>
<html>
<head>
<title></title>
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<span style="display: none;">v3.3.1.900</span><table class="report" border="0" cellspacing="2" id="idp6839510240">
<tr>
<th class="tl" colspan="2" rowspan="2"><div style="width: 200px;"><strong>Note 18 - Fair Value of Financial Instruments (Details) - Assets and Liabilities Carried at Fair Value on a Recurring Basis, Classified Within Level 3 of the Valuation Hierarchy - USD ($)<br> $ in Thousands</strong></div></th>
<th class="th" colspan="2">12 Months Ended</th>
</tr>
<tr>
<th class="th"><div>Dec. 31, 2015</div></th>
<th class="th"><div>Dec. 31, 2014</div></th>
</tr>
<tr class="rh">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_FinancialInstrumentAxis=ffic_MunicipalDebtSecuritiesMember', window );">Municipal Debt Securities [Member]</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_FairValueAssetsMeasuredOnRecurringBasisUnobservableInputReconciliationLineItems', window );"><strong>Fair Value, Assets Measured on Recurring Basis, Unobservable Input Reconciliation [Line Items]</strong></a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_FairValueMeasurementWithUnobservableInputsReconciliationRecurringBasisAssetValue', window );">Beginning balance</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="nump">$ 15,519<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_FairValueMeasurementWithUnobservableInputsReconciliationRecurringBasisAssetValue', window );">Ending balance</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="nump">7,212<span></span>
</td>
<td class="nump">$ 15,519<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_FinancialInstrumentAxis=ffic_TrustPreferredSecuritiesMember', window );">Trust Preferred Securities [Member]</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_FairValueAssetsMeasuredOnRecurringBasisUnobservableInputReconciliationLineItems', window );"><strong>Fair Value, Assets Measured on Recurring Basis, Unobservable Input Reconciliation [Line Items]</strong></a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_FairValueMeasurementWithUnobservableInputsReconciliationRecurringBasisAssetValue', window );">Beginning balance</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="nump">7,090<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_FairValueMeasurementWithUnobservableInputsReconciliationRecurringBasisAssetValue', window );">Ending balance</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="text">&#160;<span></span>
</td>
<td class="nump">7,090<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_FinancialInstrumentAxis=ffic_JuniorSubordinatedDebenturesMember', window );">Junior Subordinated Debentures [Member]</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_FairValueAssetsMeasuredOnRecurringBasisUnobservableInputReconciliationLineItems', window );"><strong>Fair Value, Assets Measured on Recurring Basis, Unobservable Input Reconciliation [Line Items]</strong></a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_FairValueMeasurementWithUnobservableInputsReconciliationRecurringBasisAssetValue', window );">Beginning balance</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="nump">28,771<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_FairValueMeasurementWithUnobservableInputsReconciliationRecurringBasisAssetValue', window );">Ending balance</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="nump">29,018<span></span>
</td>
<td class="nump">28,771<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_FairValueByFairValueHierarchyLevelAxis=us-gaap_FairValueInputsLevel3Member', window );">Fair Value, Inputs, Level 3 [Member] | Municipal Debt Securities [Member]</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_FairValueAssetsMeasuredOnRecurringBasisUnobservableInputReconciliationLineItems', window );"><strong>Fair Value, Assets Measured on Recurring Basis, Unobservable Input Reconciliation [Line Items]</strong></a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_FairValueMeasurementWithUnobservableInputsReconciliationRecurringBasisAssetValue', window );">Beginning balance</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="nump">15,519<span></span>
</td>
<td class="nump">9,223<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_FairValueMeasurementWithUnobservableInputsReconciliationRecurringBasisAssetTransfersOutOfLevel3', window );">Transfers to held-to-maturity</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="num">(4,510)<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_FairValueMeasurementWithUnobservableInputsReconciliationRecurringBasisAssetPurchases', window );">Purchases</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="nump">1,000<span></span>
</td>
<td class="nump">7,595<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_ffic_FairValueMeasurementWithUnobservableInputsReconciliationRecurringBasisAssetPrincipalRepayment', window );">Principal repayments</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="num">(8,009)<span></span>
</td>
<td class="num">(214)<span></span>
</td>
</tr>
<tr class="re">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_FairValueMeasurementWithUnobservableInputsReconciliationRecurringBasisAssetSettlements', window );">Maturities</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="num">(4,000)<span></span>
</td>
<td class="num">(1,085)<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_FairValueMeasurementWithUnobservableInputsReconciliationRecurringBasisAssetValue', window );">Ending balance</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="text">&#160;<span></span>
</td>
<td class="nump">15,519<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_FairValueByFairValueHierarchyLevelAxis=us-gaap_FairValueInputsLevel3Member', window );">Fair Value, Inputs, Level 3 [Member] | Trust Preferred Securities [Member]</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_FairValueAssetsMeasuredOnRecurringBasisUnobservableInputReconciliationLineItems', window );"><strong>Fair Value, Assets Measured on Recurring Basis, Unobservable Input Reconciliation [Line Items]</strong></a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_FairValueMeasurementWithUnobservableInputsReconciliationRecurringBasisAssetValue', window );">Beginning balance</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="nump">7,090<span></span>
</td>
<td class="nump">14,935<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_FairValueMeasurementWithUnobservableInputsReconciliationRecurringBasisAssetSales', window );">Sales</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="text">&#160;<span></span>
</td>
<td class="num">(11,133)<span></span>
</td>
</tr>
<tr class="re">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_FairValueMeasurementWithUnobservableInputsReconciliationRecurringBasisAssetGainLossIncludedInEarnings1', window );">Net gain from fair value adjustment of financial assets (1)</a></td>
<td class="th" style="border-bottom: 0px;"><sup>[1]</sup></td>
<td class="nump">117<span></span>
</td>
<td class="nump">71<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_FairValueMeasurementWithUnobservableInputsReconciliationRecurringBasisAssetGainLossIncludedInOtherComprehensiveIncomeLoss', window );">Change in unrealized gains included in other comprehensive income</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="nump">5<span></span>
</td>
<td class="nump">3,217<span></span>
</td>
</tr>
<tr class="re">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_FairValueMeasurementWithUnobservableInputsReconciliationRecurringBasisAssetValue', window );">Ending balance</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="nump">7,212<span></span>
</td>
<td class="nump">7,090<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_FairValueAssetsMeasuredOnRecurringBasisChangeInUnrealizedGainLoss', window );">Changes in unrealized held at period end</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="nump">5<span></span>
</td>
<td class="nump">3,217<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_FairValueByFairValueHierarchyLevelAxis=us-gaap_FairValueInputsLevel3Member', window );">Fair Value, Inputs, Level 3 [Member] | Junior Subordinated Debentures [Member]</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_FairValueAssetsMeasuredOnRecurringBasisUnobservableInputReconciliationLineItems', window );"><strong>Fair Value, Assets Measured on Recurring Basis, Unobservable Input Reconciliation [Line Items]</strong></a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_FairValueMeasurementWithUnobservableInputsReconciliationRecurringBasisAssetValue', window );">Beginning balance</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="nump">28,771<span></span>
</td>
<td class="nump">29,570<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_FairValueMeasurementWithUnobservableInputsReconciliationRecurringBasisLiabilityGainLossIncludedInEarnings', window );">Net loss from fair value adjustment of financial liabilities (1)</a></td>
<td class="th" style="border-bottom: 0px;"><sup>[1]</sup></td>
<td class="nump">238<span></span>
</td>
<td class="num">(801)<span></span>
</td>
</tr>
<tr class="re">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_IncreaseDecreaseInInterestPayableNet', window );">Increase in accrued interest payable</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="nump">9<span></span>
</td>
<td class="nump">2<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_FairValueMeasurementWithUnobservableInputsReconciliationRecurringBasisAssetValue', window );">Ending balance</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="nump">$ 29,018<span></span>
</td>
<td class="nump">$ 28,771<span></span>
</td>
</tr>
<tr><td colspan="4"></td></tr>
<tr><td colspan="4"><table class="outerFootnotes" width="100%"><tr class="outerFootnote">
<td style="vertical-align: top; width: 12pt;" valign="top">[1]</td>
<td style="vertical-align: top;" valign="top">These totals in the tables above are presented in the Consolidated Statement of Income under net gains (losses) from fair value adjustments.</td>
</tr></table></td></tr>
</table>
<div style="display: none;">
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_ffic_FairValueMeasurementWithUnobservableInputsReconciliationRecurringBasisAssetPrincipalRepayment">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>Amount of principal repayment of financial instrument classified as an asset measured using unobservable inputs that reflect the entity's own assumption about the assumptions market participants would use in pricing.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>No definition available.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">ffic_FairValueMeasurementWithUnobservableInputsReconciliationRecurringBasisAssetPrincipalRepayment</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>ffic_</td>
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<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>credit</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_FairValueAssetsMeasuredOnRecurringBasisChangeInUnrealizedGainLoss">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>Amount of unrealized (holding) gain (loss) which is included in the statement of income (or changes in net assets) related to those assets still held at the reporting date for which fair value is measured on a recurring basis using significant unobservable inputs (Level 3).</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 820<br> -SubTopic 10<br> -Section 50<br> -Paragraph 2<br> -Subparagraph (d)<br> -URI http://asc.fasb.org/extlink&amp;oid=36462937&amp;loc=d3e19207-110258<br></p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_FairValueAssetsMeasuredOnRecurringBasisChangeInUnrealizedGainLoss</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>us-gaap_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>credit</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_FairValueAssetsMeasuredOnRecurringBasisUnobservableInputReconciliationLineItems">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>Line items represent financial concepts included in a table. These concepts are used to disclose reportable information associated with domain members defined in one or many axes to the table.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>No definition available.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_FairValueAssetsMeasuredOnRecurringBasisUnobservableInputReconciliationLineItems</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>us-gaap_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:stringItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_FairValueMeasurementWithUnobservableInputsReconciliationRecurringBasisAssetGainLossIncludedInEarnings1">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>Amount of gain (loss) recognized in the income statement for financial instrument classified as an asset measured using unobservable inputs that reflect the entity's own assumption about the assumptions market participants would use in pricing.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 820<br> -SubTopic 10<br> -Section 50<br> -Paragraph 2<br> -Subparagraph (c)(1)<br> -URI http://asc.fasb.org/extlink&amp;oid=36462937&amp;loc=d3e19207-110258<br></p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_FairValueMeasurementWithUnobservableInputsReconciliationRecurringBasisAssetGainLossIncludedInEarnings1</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>us-gaap_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>credit</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_FairValueMeasurementWithUnobservableInputsReconciliationRecurringBasisAssetGainLossIncludedInOtherComprehensiveIncomeLoss">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>Amount of gain (loss) recognized in other comprehensive income (loss) for financial instrument classified as an asset measured using unobservable inputs that reflect the entity's own assumption about the assumptions market participants would use in pricing.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 820<br> -SubTopic 10<br> -Section 50<br> -Paragraph 2<br> -Subparagraph (c)(1a)<br> -URI http://asc.fasb.org/extlink&amp;oid=36462937&amp;loc=d3e19207-110258<br></p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_FairValueMeasurementWithUnobservableInputsReconciliationRecurringBasisAssetGainLossIncludedInOtherComprehensiveIncomeLoss</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>us-gaap_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>credit</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_FairValueMeasurementWithUnobservableInputsReconciliationRecurringBasisAssetPurchases">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>Amount of purchases of financial instrument classified as an asset measured using unobservable inputs that reflect the entity's own assumption about the assumptions market participants would use in pricing.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 820<br> -SubTopic 10<br> -Section 50<br> -Paragraph 2<br> -Subparagraph (c)(2)<br> -URI http://asc.fasb.org/extlink&amp;oid=36462937&amp;loc=d3e19207-110258<br></p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_FairValueMeasurementWithUnobservableInputsReconciliationRecurringBasisAssetPurchases</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>us-gaap_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>debit</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_FairValueMeasurementWithUnobservableInputsReconciliationRecurringBasisAssetSales">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>Amount of sale of financial instrument classified as an asset measured using unobservable inputs that reflect the entity's own assumption about the assumptions market participants would use in pricing.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 820<br> -SubTopic 10<br> -Section 50<br> -Paragraph 2<br> -Subparagraph (c)(2)<br> -URI http://asc.fasb.org/extlink&amp;oid=36462937&amp;loc=d3e19207-110258<br></p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_FairValueMeasurementWithUnobservableInputsReconciliationRecurringBasisAssetSales</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>us-gaap_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>credit</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_FairValueMeasurementWithUnobservableInputsReconciliationRecurringBasisAssetSettlements">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>Amount of settlement of financial instrument classified as an asset measured using unobservable inputs that reflect the entity's own assumption about the assumptions market participants would use in pricing.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 820<br> -SubTopic 10<br> -Section 50<br> -Paragraph 2<br> -Subparagraph (c)(2)<br> -URI http://asc.fasb.org/extlink&amp;oid=36462937&amp;loc=d3e19207-110258<br></p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_FairValueMeasurementWithUnobservableInputsReconciliationRecurringBasisAssetSettlements</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>us-gaap_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>credit</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_FairValueMeasurementWithUnobservableInputsReconciliationRecurringBasisAssetTransfersOutOfLevel3">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>Amount of transfers of financial instrument classified as an asset out of level 3 of the fair value hierarchy.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 820<br> -SubTopic 10<br> -Section 50<br> -Paragraph 2<br> -Subparagraph (c)(3)<br> -URI http://asc.fasb.org/extlink&amp;oid=36462937&amp;loc=d3e19207-110258<br></p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_FairValueMeasurementWithUnobservableInputsReconciliationRecurringBasisAssetTransfersOutOfLevel3</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>us-gaap_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>credit</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_FairValueMeasurementWithUnobservableInputsReconciliationRecurringBasisAssetValue">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>Fair value of financial instrument classified as an asset measured using unobservable inputs that reflect the entity's own assumption about the assumptions market participants would use in pricing.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 820<br> -SubTopic 10<br> -Section 50<br> -Paragraph 2<br> -Subparagraph (c)<br> -URI http://asc.fasb.org/extlink&amp;oid=36462937&amp;loc=d3e19207-110258<br></p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_FairValueMeasurementWithUnobservableInputsReconciliationRecurringBasisAssetValue</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>us-gaap_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>debit</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>instant</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_FairValueMeasurementWithUnobservableInputsReconciliationRecurringBasisLiabilityGainLossIncludedInEarnings">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>Amount of gain (loss) recognized on the income statement for financial instrument classified as a liability measured using unobservable inputs that reflect the entity's own assumption about the assumptions market participants would use in pricing.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 820<br> -SubTopic 10<br> -Section 50<br> -Paragraph 2<br> -Subparagraph (c)(1)<br> -URI http://asc.fasb.org/extlink&amp;oid=36462937&amp;loc=d3e19207-110258<br></p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_FairValueMeasurementWithUnobservableInputsReconciliationRecurringBasisLiabilityGainLossIncludedInEarnings</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>us-gaap_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>credit</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_IncreaseDecreaseInInterestPayableNet">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>The increase (decrease) during the reporting period in interest payable, which represents the amount owed to note holders, bond holders, and other parties for interest earned on loans or credit extended to the reporting entity.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 230<br> -SubTopic 10<br> -Section 45<br> -Paragraph 28<br> -Subparagraph (a)<br> -URI http://asc.fasb.org/extlink&amp;oid=56944662&amp;loc=d3e3602-108585<br></p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_IncreaseDecreaseInInterestPayableNet</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>us-gaap_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>debit</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_FinancialInstrumentAxis=ffic_MunicipalDebtSecuritiesMember">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Details</a><div><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_FinancialInstrumentAxis=ffic_MunicipalDebtSecuritiesMember</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td></td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_FinancialInstrumentAxis=ffic_TrustPreferredSecuritiesMember">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Details</a><div><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_FinancialInstrumentAxis=ffic_TrustPreferredSecuritiesMember</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td></td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_FinancialInstrumentAxis=ffic_JuniorSubordinatedDebenturesMember">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Details</a><div><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_FinancialInstrumentAxis=ffic_JuniorSubordinatedDebenturesMember</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td></td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_FairValueByFairValueHierarchyLevelAxis=us-gaap_FairValueInputsLevel3Member">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Details</a><div><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_FairValueByFairValueHierarchyLevelAxis=us-gaap_FairValueInputsLevel3Member</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td></td>
</tr>
</table></div>
</div></td></tr>
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<span style="display: none;">v3.3.1.900</span><table class="report" border="0" cellspacing="2" id="idp6859521760">
<tr>
<th class="tl" colspan="1" rowspan="2"><div style="width: 200px;"><strong>Note 18 - Fair Value of Financial Instruments (Details) - Quantitative Information About Recurring and Non-Recurring Level 3 Fair Value of Financial Instruments as Well as Assumptions Used in Estimating Fair Value - USD ($)<br> $ in Thousands</strong></div></th>
<th class="th" colspan="2">12 Months Ended</th>
</tr>
<tr>
<th class="th"><div>Dec. 31, 2015</div></th>
<th class="th"><div>Dec. 31, 2014</div></th>
</tr>
<tr class="rh">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_FinancialInstrumentAxis=ffic_MunicipalDebtSecuritiesMember', window );">Municipal Debt Securities [Member]</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_ffic_AssetsAbstract00', window );"><strong>Assets:</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_FairValueMeasurementWithUnobservableInputsReconciliationRecurringBasisAssetValue', window );">Fair Value (in Dollars)</a></td>
<td class="nump">$ 7,212<span></span>
</td>
<td class="nump">$ 15,519<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_FairValueMeasurementsValuationTechniques', window );">Valuation Technique</a></td>
<td class="text">Discounted cash flows<span></span>
</td>
<td class="text">Discounted cash flows<span></span>
</td>
</tr>
<tr class="re">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_ffic_UnobservableInput', window );">Unobservable Input</a></td>
<td class="text">Discount rate<span></span>
</td>
<td class="text">Discount rate<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_FinancialInstrumentAxis=ffic_JuniorSubordinatedDebenturesMember', window );">Junior Subordinated Debentures [Member]</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_ffic_AssetsAbstract00', window );"><strong>Assets:</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_FairValueMeasurementWithUnobservableInputsReconciliationRecurringBasisAssetValue', window );">Fair Value (in Dollars)</a></td>
<td class="nump">$ 29,018<span></span>
</td>
<td class="nump">$ 28,771<span></span>
</td>
</tr>
<tr class="re">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_FairValueMeasurementsValuationTechniques', window );">Valuation Technique</a></td>
<td class="text">Discounted cash flows<span></span>
</td>
<td class="text">Discounted cash flows<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_ffic_UnobservableInput', window );">Unobservable Input</a></td>
<td class="text">Discount rate<span></span>
</td>
<td class="text">Discount rate<span></span>
</td>
</tr>
<tr class="re">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_ffic_InterestRateUnobservableInput', window );">Range (Weighted Average)</a></td>
<td class="nump">7.00%<span></span>
</td>
<td class="nump">7.00%<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_FinancialInstrumentAxis=ffic_TrustPreferredSecuritiesMember', window );">Trust Preferred Securities [Member]</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_ffic_AssetsAbstract00', window );"><strong>Assets:</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_FairValueMeasurementWithUnobservableInputsReconciliationRecurringBasisAssetValue', window );">Fair Value (in Dollars)</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="nump">$ 7,090<span></span>
</td>
</tr>
<tr class="re">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_FairValueMeasurementsValuationTechniques', window );">Valuation Technique</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">Discounted cash flows<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_ffic_UnobservableInput', window );">Unobservable Input</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">Discount rate<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_RangeAxis=us-gaap_MinimumMember', window );">Minimum [Member] | Municipal Debt Securities [Member]</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_ffic_AssetsAbstract00', window );"><strong>Assets:</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_ffic_InterestRateUnobservableInput', window );">Range (Weighted Average)</a></td>
<td class="nump">7.00%<span></span>
</td>
<td class="nump">0.20%<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_RangeAxis=us-gaap_MinimumMember', window );">Minimum [Member] | Trust Preferred Securities [Member]</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_ffic_AssetsAbstract00', window );"><strong>Assets:</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_ffic_InterestRateUnobservableInput', window );">Range (Weighted Average)</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="nump">7.00%<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_RangeAxis=us-gaap_MaximumMember', window );">Maximum [Member] | Municipal Debt Securities [Member]</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_ffic_AssetsAbstract00', window );"><strong>Assets:</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_ffic_InterestRateUnobservableInput', window );">Range (Weighted Average)</a></td>
<td class="nump">7.07%<span></span>
</td>
<td class="nump">4.00%<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_RangeAxis=us-gaap_MaximumMember', window );">Maximum [Member] | Trust Preferred Securities [Member]</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_ffic_AssetsAbstract00', window );"><strong>Assets:</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_ffic_InterestRateUnobservableInput', window );">Range (Weighted Average)</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="nump">7.25%<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_RangeAxis=us-gaap_WeightedAverageMember', window );">Weighted Average [Member] | Municipal Debt Securities [Member]</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_ffic_AssetsAbstract00', window );"><strong>Assets:</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_ffic_InterestRateUnobservableInput', window );">Range (Weighted Average)</a></td>
<td class="nump">7.10%<span></span>
</td>
<td class="nump">2.30%<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_RangeAxis=us-gaap_WeightedAverageMember', window );">Weighted Average [Member] | Junior Subordinated Debentures [Member]</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_ffic_AssetsAbstract00', window );"><strong>Assets:</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_ffic_InterestRateUnobservableInput', window );">Range (Weighted Average)</a></td>
<td class="nump">7.00%<span></span>
</td>
<td class="nump">7.00%<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_RangeAxis=us-gaap_WeightedAverageMember', window );">Weighted Average [Member] | Trust Preferred Securities [Member]</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_ffic_AssetsAbstract00', window );"><strong>Assets:</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_ffic_InterestRateUnobservableInput', window );">Range (Weighted Average)</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="nump">7.20%<span></span>
</td>
</tr>
</table>
<div style="display: none;">
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_ffic_AssetsAbstract00">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- References</a><div><p>No definition available.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">ffic_AssetsAbstract00</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>ffic_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:stringItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_ffic_InterestRateUnobservableInput">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>Interest rate of the unobservable input to the valuation technique.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>No definition available.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">ffic_InterestRateUnobservableInput</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>ffic_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>num:percentItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
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<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_ffic_UnobservableInput">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>Unobservable input of the valuation technique.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>No definition available.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">ffic_UnobservableInput</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>ffic_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:stringItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_FairValueMeasurementWithUnobservableInputsReconciliationRecurringBasisAssetValue">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>Fair value of financial instrument classified as an asset measured using unobservable inputs that reflect the entity's own assumption about the assumptions market participants would use in pricing.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 820<br> -SubTopic 10<br> -Section 50<br> -Paragraph 2<br> -Subparagraph (c)<br> -URI http://asc.fasb.org/extlink&amp;oid=36462937&amp;loc=d3e19207-110258<br></p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_FairValueMeasurementWithUnobservableInputsReconciliationRecurringBasisAssetValue</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>us-gaap_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>debit</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>instant</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_FairValueMeasurementsValuationTechniques">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>Description of the inputs and valuation technique(s) used to measure fair value.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 820<br> -SubTopic 10<br> -Section 50<br> -Paragraph 2<br> -Subparagraph (bbb)<br> -URI http://asc.fasb.org/extlink&amp;oid=36462937&amp;loc=d3e19207-110258<br></p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_FairValueMeasurementsValuationTechniques</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>us-gaap_</td>
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<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:stringItemType</td>
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<tr>
<td><strong> Balance Type:</strong></td>
<td>na</td>
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<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_FinancialInstrumentAxis=ffic_MunicipalDebtSecuritiesMember">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Details</a><div><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_FinancialInstrumentAxis=ffic_MunicipalDebtSecuritiesMember</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td></td>
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<td><strong> Data Type:</strong></td>
<td>na</td>
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<tr>
<td><strong> Balance Type:</strong></td>
<td></td>
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<tr>
<td><strong> Period Type:</strong></td>
<td></td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_FinancialInstrumentAxis=ffic_JuniorSubordinatedDebenturesMember">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Details</a><div><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_FinancialInstrumentAxis=ffic_JuniorSubordinatedDebenturesMember</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td></td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_FinancialInstrumentAxis=ffic_TrustPreferredSecuritiesMember">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Details</a><div><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_FinancialInstrumentAxis=ffic_TrustPreferredSecuritiesMember</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>na</td>
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<tr>
<td><strong> Balance Type:</strong></td>
<td></td>
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<tr>
<td><strong> Period Type:</strong></td>
<td></td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_RangeAxis=us-gaap_MinimumMember">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Details</a><div><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_RangeAxis=us-gaap_MinimumMember</td>
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<tr>
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<td></td>
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<tr>
<td><strong> Data Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td></td>
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<tr>
<td><strong> Period Type:</strong></td>
<td></td>
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</table></div>
</div></td></tr>
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<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_RangeAxis=us-gaap_MaximumMember">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Details</a><div><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_RangeAxis=us-gaap_MaximumMember</td>
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<tr>
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<td></td>
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<td>na</td>
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<td></td>
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<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_RangeAxis=us-gaap_WeightedAverageMember">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Details</a><div><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_RangeAxis=us-gaap_WeightedAverageMember</td>
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<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td></td>
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<td><strong> Data Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td></td>
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<tr>
<td><strong> Period Type:</strong></td>
<td></td>
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<span style="display: none;">v3.3.1.900</span><table class="report" border="0" cellspacing="2" id="idp6839536704">
<tr>
<th class="tl" colspan="1" rowspan="1"><div style="width: 200px;"><strong>Note 18 - Fair Value of Financial Instruments (Details) - Assets and Liabilities Carried at Fair Value on a Non-Recurring Basis, and the Method Used to Determine Their Fair Value - USD ($)<br> $ in Thousands</strong></div></th>
<th class="th"><div>Dec. 31, 2015</div></th>
<th class="th"><div>Dec. 31, 2014</div></th>
</tr>
<tr class="re">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_ffic_AssetsAbstract0000', window );"><strong>Assets:</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_AssetsFairValueDisclosureNonrecurring', window );">Assets</a></td>
<td class="nump">$ 20,292<span></span>
</td>
<td class="nump">$ 28,500<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_FairValueByAssetClassAxis=ffic_ImpairedLoansMember', window );">Impaired Loans [Member]</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_ffic_AssetsAbstract0000', window );"><strong>Assets:</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_AssetsFairValueDisclosureNonrecurring', window );">Assets</a></td>
<td class="nump">15,360<span></span>
</td>
<td class="nump">22,174<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_FairValueByAssetClassAxis=ffic_OtherRealEstateOwnedMember', window );">Other Real Estate Owned [Member]</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_ffic_AssetsAbstract0000', window );"><strong>Assets:</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_AssetsFairValueDisclosureNonrecurring', window );">Assets</a></td>
<td class="nump">4,932<span></span>
</td>
<td class="nump">6,326<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_FairValueByFairValueHierarchyLevelAxis=us-gaap_FairValueInputsLevel3Member', window );">Fair Value, Inputs, Level 3 [Member]</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_ffic_AssetsAbstract0000', window );"><strong>Assets:</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_AssetsFairValueDisclosureNonrecurring', window );">Assets</a></td>
<td class="nump">20,292<span></span>
</td>
<td class="nump">28,500<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_FairValueByFairValueHierarchyLevelAxis=us-gaap_FairValueInputsLevel3Member', window );">Fair Value, Inputs, Level 3 [Member] | Impaired Loans [Member]</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_ffic_AssetsAbstract0000', window );"><strong>Assets:</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_AssetsFairValueDisclosureNonrecurring', window );">Assets</a></td>
<td class="nump">15,360<span></span>
</td>
<td class="nump">22,174<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_FairValueByFairValueHierarchyLevelAxis=us-gaap_FairValueInputsLevel3Member', window );">Fair Value, Inputs, Level 3 [Member] | Other Real Estate Owned [Member]</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_ffic_AssetsAbstract0000', window );"><strong>Assets:</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_AssetsFairValueDisclosureNonrecurring', window );">Assets</a></td>
<td class="nump">$ 4,932<span></span>
</td>
<td class="nump">$ 6,326<span></span>
</td>
</tr>
</table>
<div style="display: none;">
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_ffic_AssetsAbstract0000">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- References</a><div><p>No definition available.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">ffic_AssetsAbstract0000</td>
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<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>ffic_</td>
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<td><strong> Data Type:</strong></td>
<td>xbrli:stringItemType</td>
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<td><strong> Balance Type:</strong></td>
<td>na</td>
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<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
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<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_AssetsFairValueDisclosureNonrecurring">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>This element represents the aggregate of the assets reported on the balance sheet at period end measured at fair value on a nonrecurring basis by the entity. This element is intended to be used in connection with the fair value disclosures required in the footnote disclosures to the financial statements.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>No definition available.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_AssetsFairValueDisclosureNonrecurring</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>us-gaap_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>debit</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>instant</td>
</tr>
</table></div>
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<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Details</a><div><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_FairValueByAssetClassAxis=ffic_ImpairedLoansMember</td>
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<td><strong> Data Type:</strong></td>
<td>na</td>
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<tr>
<td><strong> Balance Type:</strong></td>
<td></td>
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<tr>
<td><strong> Period Type:</strong></td>
<td></td>
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</table></div>
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<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_FairValueByAssetClassAxis=ffic_OtherRealEstateOwnedMember">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Details</a><div><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_FairValueByAssetClassAxis=ffic_OtherRealEstateOwnedMember</td>
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<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td></td>
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<td><strong> Data Type:</strong></td>
<td>na</td>
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<tr>
<td><strong> Balance Type:</strong></td>
<td></td>
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<td><strong> Period Type:</strong></td>
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<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Details</a><div><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_FairValueByFairValueHierarchyLevelAxis=us-gaap_FairValueInputsLevel3Member</td>
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<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
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<td><strong> Data Type:</strong></td>
<td>na</td>
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<td><strong> Balance Type:</strong></td>
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<td><strong> Period Type:</strong></td>
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<DOCUMENT>
<TYPE>XML
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<DESCRIPTION>IDEA: XBRL DOCUMENT
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<span style="display: none;">v3.3.1.900</span><table class="report" border="0" cellspacing="2" id="idp6863287680">
<tr>
<th class="tl" colspan="1" rowspan="2"><div style="width: 200px;"><strong>Note 18 - Fair Value of Financial Instruments (Details) - Quantitative Information About Non-Recurring Level 3 Fair Value of Financial Instruments and the Fair Value Measurements - USD ($)<br> $ in Thousands</strong></div></th>
<th class="th" colspan="2">12 Months Ended</th>
</tr>
<tr>
<th class="th"><div>Dec. 31, 2015</div></th>
<th class="th"><div>Dec. 31, 2014</div></th>
</tr>
<tr class="re">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_ffic_AssetsAbstract00000', window );"><strong>Assets:</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_AssetsFairValueDisclosureNonrecurring', window );">Fair Value (in Dollars)</a></td>
<td class="nump">$ 20,292<span></span>
</td>
<td class="nump">$ 28,500<span></span>
</td>
</tr>
<tr class="re">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_AssetsFairValueDisclosureNonrecurring', window );">Fair Value (in Dollars)</a></td>
<td class="nump">20,292<span></span>
</td>
<td class="nump">28,500<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_FinancialInstrumentAxis=ffic_ImpairedLoansMember', window );">Impaired Loans [Member] | Income Approach Valuation Technique [Member]</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_ffic_AssetsAbstract00000', window );"><strong>Assets:</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_AssetsFairValueDisclosureNonrecurring', window );">Fair Value (in Dollars)</a></td>
<td class="nump">$ 3,878<span></span>
</td>
<td class="nump">$ 6,981<span></span>
</td>
</tr>
<tr class="re">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_FairValueInputsCapRate', window );">Range (Weighted Average)</a></td>
<td class="text"> <span></span>
</td>
<td class="text"> <span></span>
</td>
</tr>
<tr class="ro">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_FairValueInputsLossSeverity', window );">Range (Weighted Average)</a></td>
<td class="nump">15.00%<span></span>
</td>
<td class="text"> <span></span>
</td>
</tr>
<tr class="re">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_AssetsFairValueDisclosureNonrecurring', window );">Fair Value (in Dollars)</a></td>
<td class="nump">$ 3,878<span></span>
</td>
<td class="nump">$ 6,981<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_FinancialInstrumentAxis=ffic_ImpairedLoansMember', window );">Impaired Loans [Member] | Sales Approach Valuation Technique [Member]</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_ffic_AssetsAbstract00000', window );"><strong>Assets:</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_AssetsFairValueDisclosureNonrecurring', window );">Fair Value (in Dollars)</a></td>
<td class="nump">$ 5,555<span></span>
</td>
<td class="nump">$ 6,935<span></span>
</td>
</tr>
<tr class="re">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_FairValueInputsLossSeverity', window );">Range (Weighted Average)</a></td>
<td class="nump">15.00%<span></span>
</td>
<td class="text"> <span></span>
</td>
</tr>
<tr class="ro">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_AssetsFairValueDisclosureNonrecurring', window );">Fair Value (in Dollars)</a></td>
<td class="nump">$ 5,555<span></span>
</td>
<td class="nump">$ 6,935<span></span>
</td>
</tr>
<tr class="re">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_FairValueInputsComparabilityAdjustments', window );">Range (Weighted Average)</a></td>
<td class="text"> <span></span>
</td>
<td class="text"> <span></span>
</td>
</tr>
<tr class="rh">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_FinancialInstrumentAxis=ffic_ImpairedLoansMember', window );">Impaired Loans [Member] | Blended Income and Sales Approach [Member]</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_ffic_AssetsAbstract00000', window );"><strong>Assets:</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_AssetsFairValueDisclosureNonrecurring', window );">Fair Value (in Dollars)</a></td>
<td class="nump">$ 5,927<span></span>
</td>
<td class="nump">$ 8,258<span></span>
</td>
</tr>
<tr class="re">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_FairValueInputsCapRate', window );">Range (Weighted Average)</a></td>
<td class="text"> <span></span>
</td>
<td class="text"> <span></span>
</td>
</tr>
<tr class="ro">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_FairValueInputsLossSeverity', window );">Range (Weighted Average)</a></td>
<td class="text"> <span></span>
</td>
<td class="text"> <span></span>
</td>
</tr>
<tr class="re">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_AssetsFairValueDisclosureNonrecurring', window );">Fair Value (in Dollars)</a></td>
<td class="nump">$ 5,927<span></span>
</td>
<td class="nump">$ 8,258<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_FairValueInputsComparabilityAdjustments', window );">Range (Weighted Average)</a></td>
<td class="text"> <span></span>
</td>
<td class="text"> <span></span>
</td>
</tr>
<tr class="rh">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_FinancialInstrumentAxis=ffic_OtherRealEstateOwnedMember', window );">Other Real Estate Owned [Member] | Income Approach Valuation Technique [Member]</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_ffic_AssetsAbstract00000', window );"><strong>Assets:</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_AssetsFairValueDisclosureNonrecurring', window );">Fair Value (in Dollars)</a></td>
<td class="nump">$ 3,750<span></span>
</td>
<td class="nump">$ 4,768<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_FairValueInputsCapRate', window );">Range (Weighted Average)</a></td>
<td class="nump">9.00%<span></span>
</td>
<td class="text"> <span></span>
</td>
</tr>
<tr class="re">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_FairValueInputsLossSeverity', window );">Range (Weighted Average)</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text"> <span></span>
</td>
</tr>
<tr class="ro">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_AssetsFairValueDisclosureNonrecurring', window );">Fair Value (in Dollars)</a></td>
<td class="nump">$ 3,750<span></span>
</td>
<td class="nump">$ 4,768<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_FinancialInstrumentAxis=ffic_OtherRealEstateOwnedMember', window );">Other Real Estate Owned [Member] | Sales Approach Valuation Technique [Member]</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_ffic_AssetsAbstract00000', window );"><strong>Assets:</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_AssetsFairValueDisclosureNonrecurring', window );">Fair Value (in Dollars)</a></td>
<td class="nump">366<span></span>
</td>
<td class="nump">$ 587<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_FairValueInputsLossSeverity', window );">Range (Weighted Average)</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text"> <span></span>
</td>
</tr>
<tr class="re">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_AssetsFairValueDisclosureNonrecurring', window );">Fair Value (in Dollars)</a></td>
<td class="nump">$ 366<span></span>
</td>
<td class="nump">$ 587<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_FairValueInputsComparabilityAdjustments', window );">Range (Weighted Average)</a></td>
<td class="text"> <span></span>
</td>
<td class="text"> <span></span>
</td>
</tr>
<tr class="rh">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_FinancialInstrumentAxis=ffic_OtherRealEstateOwnedMember', window );">Other Real Estate Owned [Member] | Blended Income and Sales Approach [Member]</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_ffic_AssetsAbstract00000', window );"><strong>Assets:</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_AssetsFairValueDisclosureNonrecurring', window );">Fair Value (in Dollars)</a></td>
<td class="nump">$ 816<span></span>
</td>
<td class="nump">$ 971<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_FairValueInputsCapRate', window );">Range (Weighted Average)</a></td>
<td class="nump">8.60%<span></span>
</td>
<td class="text"> <span></span>
</td>
</tr>
<tr class="re">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_FairValueInputsLossSeverity', window );">Range (Weighted Average)</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text"> <span></span>
</td>
</tr>
<tr class="ro">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_AssetsFairValueDisclosureNonrecurring', window );">Fair Value (in Dollars)</a></td>
<td class="nump">$ 816<span></span>
</td>
<td class="nump">$ 971<span></span>
</td>
</tr>
<tr class="re">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_FairValueInputsComparabilityAdjustments', window );">Range (Weighted Average)</a></td>
<td class="text"> <span></span>
</td>
<td class="text"> <span></span>
</td>
</tr>
<tr class="rh">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_RangeAxis=us-gaap_MinimumMember', window );">Minimum [Member] | Impaired Loans [Member] | Income Approach Valuation Technique [Member]</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_ffic_AssetsAbstract00000', window );"><strong>Assets:</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_FairValueInputsCapRate', window );">Range (Weighted Average)</a></td>
<td class="nump">7.30%<span></span>
</td>
<td class="nump">7.30%<span></span>
</td>
</tr>
<tr class="re">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_FairValueInputsLossSeverity', window );">Range (Weighted Average)</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="nump">0.50%<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_RangeAxis=us-gaap_MinimumMember', window );">Minimum [Member] | Impaired Loans [Member] | Sales Approach Valuation Technique [Member]</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_ffic_AssetsAbstract00000', window );"><strong>Assets:</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_FairValueInputsLossSeverity', window );">Range (Weighted Average)</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="nump">1.80%<span></span>
</td>
</tr>
<tr class="re">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_FairValueInputsComparabilityAdjustments', window );">Range (Weighted Average)</a></td>
<td class="num">(50.00%)<span></span>
</td>
<td class="num">(41.50%)<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_RangeAxis=us-gaap_MinimumMember', window );">Minimum [Member] | Impaired Loans [Member] | Blended Income and Sales Approach [Member]</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_ffic_AssetsAbstract00000', window );"><strong>Assets:</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_FairValueInputsCapRate', window );">Range (Weighted Average)</a></td>
<td class="nump">5.30%<span></span>
</td>
<td class="nump">5.80%<span></span>
</td>
</tr>
<tr class="re">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_FairValueInputsLossSeverity', window );">Range (Weighted Average)</a></td>
<td class="nump">5.20%<span></span>
</td>
<td class="nump">0.90%<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_FairValueInputsComparabilityAdjustments', window );">Range (Weighted Average)</a></td>
<td class="num">(50.00%)<span></span>
</td>
<td class="num">(55.00%)<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_RangeAxis=us-gaap_MinimumMember', window );">Minimum [Member] | Other Real Estate Owned [Member] | Income Approach Valuation Technique [Member]</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_ffic_AssetsAbstract00000', window );"><strong>Assets:</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_FairValueInputsCapRate', window );">Range (Weighted Average)</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="nump">9.00%<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_FairValueInputsLossSeverity', window );">Range (Weighted Average)</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="nump">0.90%<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_RangeAxis=us-gaap_MinimumMember', window );">Minimum [Member] | Other Real Estate Owned [Member] | Sales Approach Valuation Technique [Member]</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_ffic_AssetsAbstract00000', window );"><strong>Assets:</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_FairValueInputsLossSeverity', window );">Range (Weighted Average)</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="nump">0.00%<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_FairValueInputsComparabilityAdjustments', window );">Range (Weighted Average)</a></td>
<td class="num">(5.00%)<span></span>
</td>
<td class="num">(11.90%)<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_RangeAxis=us-gaap_MinimumMember', window );">Minimum [Member] | Other Real Estate Owned [Member] | Blended Income and Sales Approach [Member]</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_ffic_AssetsAbstract00000', window );"><strong>Assets:</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_FairValueInputsCapRate', window );">Range (Weighted Average)</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="nump">7.50%<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_FairValueInputsLossSeverity', window );">Range (Weighted Average)</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="nump">0.00%<span></span>
</td>
</tr>
<tr class="re">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_FairValueInputsComparabilityAdjustments', window );">Range (Weighted Average)</a></td>
<td class="num">(10.00%)<span></span>
</td>
<td class="num">(25.00%)<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_RangeAxis=us-gaap_MaximumMember', window );">Maximum [Member] | Impaired Loans [Member] | Income Approach Valuation Technique [Member]</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_ffic_AssetsAbstract00000', window );"><strong>Assets:</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_FairValueInputsCapRate', window );">Range (Weighted Average)</a></td>
<td class="nump">8.50%<span></span>
</td>
<td class="nump">8.50%<span></span>
</td>
</tr>
<tr class="re">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_FairValueInputsLossSeverity', window );">Range (Weighted Average)</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="nump">81.70%<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_RangeAxis=us-gaap_MaximumMember', window );">Maximum [Member] | Impaired Loans [Member] | Sales Approach Valuation Technique [Member]</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_ffic_AssetsAbstract00000', window );"><strong>Assets:</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_FairValueInputsLossSeverity', window );">Range (Weighted Average)</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="nump">89.40%<span></span>
</td>
</tr>
<tr class="re">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_FairValueInputsComparabilityAdjustments', window );">Range (Weighted Average)</a></td>
<td class="nump">40.00%<span></span>
</td>
<td class="nump">40.00%<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_RangeAxis=us-gaap_MaximumMember', window );">Maximum [Member] | Impaired Loans [Member] | Blended Income and Sales Approach [Member]</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_ffic_AssetsAbstract00000', window );"><strong>Assets:</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_FairValueInputsCapRate', window );">Range (Weighted Average)</a></td>
<td class="nump">9.00%<span></span>
</td>
<td class="nump">11.00%<span></span>
</td>
</tr>
<tr class="re">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_FairValueInputsLossSeverity', window );">Range (Weighted Average)</a></td>
<td class="nump">15.00%<span></span>
</td>
<td class="nump">74.40%<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_FairValueInputsComparabilityAdjustments', window );">Range (Weighted Average)</a></td>
<td class="nump">25.00%<span></span>
</td>
<td class="nump">25.00%<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_RangeAxis=us-gaap_MaximumMember', window );">Maximum [Member] | Other Real Estate Owned [Member] | Income Approach Valuation Technique [Member]</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_ffic_AssetsAbstract00000', window );"><strong>Assets:</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_FairValueInputsCapRate', window );">Range (Weighted Average)</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="nump">12.00%<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_FairValueInputsLossSeverity', window );">Range (Weighted Average)</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="nump">4.90%<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_RangeAxis=us-gaap_MaximumMember', window );">Maximum [Member] | Other Real Estate Owned [Member] | Sales Approach Valuation Technique [Member]</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_ffic_AssetsAbstract00000', window );"><strong>Assets:</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_FairValueInputsLossSeverity', window );">Range (Weighted Average)</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="nump">36.90%<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_FairValueInputsComparabilityAdjustments', window );">Range (Weighted Average)</a></td>
<td class="nump">25.00%<span></span>
</td>
<td class="nump">15.00%<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_RangeAxis=us-gaap_MaximumMember', window );">Maximum [Member] | Other Real Estate Owned [Member] | Blended Income and Sales Approach [Member]</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_ffic_AssetsAbstract00000', window );"><strong>Assets:</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_FairValueInputsCapRate', window );">Range (Weighted Average)</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="nump">8.00%<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_FairValueInputsLossSeverity', window );">Range (Weighted Average)</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="nump">6.20%<span></span>
</td>
</tr>
<tr class="re">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_FairValueInputsComparabilityAdjustments', window );">Range (Weighted Average)</a></td>
<td class="nump">15.00%<span></span>
</td>
<td class="nump">0.00%<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_RangeAxis=us-gaap_WeightedAverageMember', window );">Weighted Average [Member] | Impaired Loans [Member] | Income Approach Valuation Technique [Member]</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_ffic_AssetsAbstract00000', window );"><strong>Assets:</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_FairValueInputsCapRate', window );">Range (Weighted Average)</a></td>
<td class="nump">7.70%<span></span>
</td>
<td class="nump">7.80%<span></span>
</td>
</tr>
<tr class="re">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_FairValueInputsLossSeverity', window );">Range (Weighted Average)</a></td>
<td class="nump">15.00%<span></span>
</td>
<td class="nump">21.30%<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_RangeAxis=us-gaap_WeightedAverageMember', window );">Weighted Average [Member] | Impaired Loans [Member] | Sales Approach Valuation Technique [Member]</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_ffic_AssetsAbstract00000', window );"><strong>Assets:</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_FairValueInputsLossSeverity', window );">Range (Weighted Average)</a></td>
<td class="nump">15.00%<span></span>
</td>
<td class="nump">20.00%<span></span>
</td>
</tr>
<tr class="re">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_FairValueInputsComparabilityAdjustments', window );">Range (Weighted Average)</a></td>
<td class="num">(2.20%)<span></span>
</td>
<td class="num">(2.20%)<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_RangeAxis=us-gaap_WeightedAverageMember', window );">Weighted Average [Member] | Impaired Loans [Member] | Blended Income and Sales Approach [Member]</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_ffic_AssetsAbstract00000', window );"><strong>Assets:</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_FairValueInputsCapRate', window );">Range (Weighted Average)</a></td>
<td class="nump">7.00%<span></span>
</td>
<td class="nump">8.00%<span></span>
</td>
</tr>
<tr class="re">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_FairValueInputsLossSeverity', window );">Range (Weighted Average)</a></td>
<td class="nump">13.70%<span></span>
</td>
<td class="nump">30.00%<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_FairValueInputsComparabilityAdjustments', window );">Range (Weighted Average)</a></td>
<td class="num">(2.20%)<span></span>
</td>
<td class="num">(6.10%)<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_RangeAxis=us-gaap_WeightedAverageMember', window );">Weighted Average [Member] | Other Real Estate Owned [Member] | Income Approach Valuation Technique [Member]</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_ffic_AssetsAbstract00000', window );"><strong>Assets:</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_FairValueInputsCapRate', window );">Range (Weighted Average)</a></td>
<td class="nump">9.00%<span></span>
</td>
<td class="nump">9.10%<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_FairValueInputsLossSeverity', window );">Range (Weighted Average)</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="nump">1.00%<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_RangeAxis=us-gaap_WeightedAverageMember', window );">Weighted Average [Member] | Other Real Estate Owned [Member] | Sales Approach Valuation Technique [Member]</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_ffic_AssetsAbstract00000', window );"><strong>Assets:</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_FairValueInputsLossSeverity', window );">Range (Weighted Average)</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="nump">9.60%<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_FairValueInputsComparabilityAdjustments', window );">Range (Weighted Average)</a></td>
<td class="nump">12.00%<span></span>
</td>
<td class="num">(3.50%)<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_RangeAxis=us-gaap_WeightedAverageMember', window );">Weighted Average [Member] | Other Real Estate Owned [Member] | Blended Income and Sales Approach [Member]</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_ffic_AssetsAbstract00000', window );"><strong>Assets:</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_FairValueInputsCapRate', window );">Range (Weighted Average)</a></td>
<td class="nump">8.60%<span></span>
</td>
<td class="nump">7.70%<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_FairValueInputsLossSeverity', window );">Range (Weighted Average)</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="nump">3.00%<span></span>
</td>
</tr>
<tr class="re">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_FairValueInputsComparabilityAdjustments', window );">Range (Weighted Average)</a></td>
<td class="nump">2.50%<span></span>
</td>
<td class="num">(8.90%)<span></span>
</td>
</tr>
</table>
<div style="display: none;">
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_ffic_AssetsAbstract00000">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- References</a><div><p>No definition available.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">ffic_AssetsAbstract00000</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>ffic_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:stringItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_AssetsFairValueDisclosureNonrecurring">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>This element represents the aggregate of the assets reported on the balance sheet at period end measured at fair value on a nonrecurring basis by the entity. This element is intended to be used in connection with the fair value disclosures required in the footnote disclosures to the financial statements.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>No definition available.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_AssetsFairValueDisclosureNonrecurring</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>us-gaap_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>debit</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>instant</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_FairValueInputsCapRate">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>Ratio of the net operating income produced by an asset and its capital cost (original prices paid to buy the asset), used as an input to measure fair value.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 820<br> -SubTopic 10<br> -Section 50<br> -Paragraph 2<br> -Subparagraph (bbb)<br> -URI http://asc.fasb.org/extlink&amp;oid=36462937&amp;loc=d3e19207-110258<br></p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_FairValueInputsCapRate</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>us-gaap_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>num:percentItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
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<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_FairValueInputsComparabilityAdjustments">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>Percentage of adjustment to the observed price for a similar asset or liability when an identical transaction does not exist, used as an input to measure fair value.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 820<br> -SubTopic 10<br> -Section 50<br> -Paragraph 2<br> -Subparagraph (bbb)<br> -URI http://asc.fasb.org/extlink&amp;oid=36462937&amp;loc=d3e19207-110258<br></p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_FairValueInputsComparabilityAdjustments</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>us-gaap_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>num:percentItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_FairValueInputsLossSeverity">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>Loss, including interest and principal, incurred on a defaulted security, expressed as a percentage of the original principal balance, used as an input to measure fair value.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 820<br> -SubTopic 10<br> -Section 50<br> -Paragraph 2<br> -Subparagraph (bbb)<br> -URI http://asc.fasb.org/extlink&amp;oid=36462937&amp;loc=d3e19207-110258<br></p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_FairValueInputsLossSeverity</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>us-gaap_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>num:percentItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
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<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_FinancialInstrumentAxis=ffic_ImpairedLoansMember">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Details</a><div><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_FinancialInstrumentAxis=ffic_ImpairedLoansMember</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td></td>
</tr>
</table></div>
</div></td></tr>
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<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_ValuationTechniqueAxis=us-gaap_IncomeApproachValuationTechniqueMember">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Details</a><div><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_ValuationTechniqueAxis=us-gaap_IncomeApproachValuationTechniqueMember</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td></td>
</tr>
</table></div>
</div></td></tr>
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<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_ValuationTechniqueAxis=ffic_SalesApproachValuationTechniqueMember">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Details</a><div><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_ValuationTechniqueAxis=ffic_SalesApproachValuationTechniqueMember</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td></td>
</tr>
</table></div>
</div></td></tr>
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<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_ValuationTechniqueAxis=ffic_BlendedIncomeAndSalesApproachMember">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Details</a><div><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_ValuationTechniqueAxis=ffic_BlendedIncomeAndSalesApproachMember</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td></td>
</tr>
</table></div>
</div></td></tr>
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<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_FinancialInstrumentAxis=ffic_OtherRealEstateOwnedMember">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Details</a><div><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_FinancialInstrumentAxis=ffic_OtherRealEstateOwnedMember</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td></td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_RangeAxis=us-gaap_MinimumMember">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Details</a><div><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_RangeAxis=us-gaap_MinimumMember</td>
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<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td></td>
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<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_RangeAxis=us-gaap_MaximumMember">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Details</a><div><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_RangeAxis=us-gaap_MaximumMember</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td></td>
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<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_RangeAxis=us-gaap_WeightedAverageMember">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Details</a><div><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_RangeAxis=us-gaap_WeightedAverageMember</td>
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<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td></td>
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<td><strong> Data Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td></td>
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<tr>
<td><strong> Period Type:</strong></td>
<td></td>
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<span style="display: none;">v3.3.1.900</span><table class="report" border="0" cellspacing="2" id="idp6845381040">
<tr>
<th class="tl" colspan="1" rowspan="1"><div style="width: 200px;"><strong>Note 18 - Fair Value of Financial Instruments (Details) - Carrying Amounts and Estimated Fair Values of Selected Financial Instruments as Well as Assumptions Used in Estimating Fair Value - USD ($)<br> $ in Thousands</strong></div></th>
<th class="th"><div>Dec. 31, 2015</div></th>
<th class="th"><div>Dec. 31, 2014</div></th>
</tr>
<tr class="re">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_ffic_AssetsAbstract0000000', window );"><strong>Assets:</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_Assets', window );">Carrying Amount, Assets</a></td>
<td class="nump">$ 5,704,634<span></span>
</td>
<td class="nump">$ 5,077,013<span></span>
</td>
</tr>
<tr class="re">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_ffic_LiabilitiesAbstract0000', window );"><strong>Liabilities:</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_Liabilities', window );">Carrying Amount, Liabilities</a></td>
<td class="nump">5,231,567<span></span>
</td>
<td class="nump">4,620,766<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_FairValueByAssetClassAxis=ffic_CashAndDueFromBanksMember', window );">Cash and Due From Banks [Member]</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_ffic_AssetsAbstract0000000', window );"><strong>Assets:</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_Assets', window );">Carrying Amount, Assets</a></td>
<td class="nump">42,363<span></span>
</td>
<td class="nump">34,265<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_AssetsFairValueDisclosure', window );">Fair Value, Assets</a></td>
<td class="nump">42,363<span></span>
</td>
<td class="nump">34,265<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_FairValueByAssetClassAxis=ffic_SecuritiesHeldToMaturityMember', window );">Securities Held to Maturity [Member]</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_ffic_AssetsAbstract0000000', window );"><strong>Assets:</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_Assets', window );">Carrying Amount, Assets</a></td>
<td class="nump">6,180<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_AssetsFairValueDisclosure', window );">Fair Value, Assets</a></td>
<td class="nump">6,180<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_FairValueByAssetClassAxis=us-gaap_MortgageBackedSecuritiesMember', window );">Collateralized Mortgage Backed Securities [Member]</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_ffic_AssetsAbstract0000000', window );"><strong>Assets:</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_Assets', window );">Carrying Amount, Assets</a></td>
<td class="nump">668,740<span></span>
</td>
<td class="nump">704,933<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_AssetsFairValueDisclosure', window );">Fair Value, Assets</a></td>
<td class="nump">668,740<span></span>
</td>
<td class="nump">704,933<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_FairValueByAssetClassAxis=ffic_OtherSecuritiesMember', window );">Other Securities [Member]</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_ffic_AssetsAbstract0000000', window );"><strong>Assets:</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_Assets', window );">Carrying Amount, Assets</a></td>
<td class="nump">324,657<span></span>
</td>
<td class="nump">268,377<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_AssetsFairValueDisclosure', window );">Fair Value, Assets</a></td>
<td class="nump">324,657<span></span>
</td>
<td class="nump">268,377<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_FairValueByAssetClassAxis=ffic_LoansBalanceSheetLocationMember', window );">Loans [Member]</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_ffic_AssetsAbstract0000000', window );"><strong>Assets:</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_Assets', window );">Carrying Amount, Assets</a></td>
<td class="nump">4,387,979<span></span>
</td>
<td class="nump">3,810,373<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_AssetsFairValueDisclosure', window );">Fair Value, Assets</a></td>
<td class="nump">4,434,079<span></span>
</td>
<td class="nump">3,871,087<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_FairValueByAssetClassAxis=ffic_FHLBNYStockMember', window );">FHLB - NY Stock [Member]</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_ffic_AssetsAbstract0000000', window );"><strong>Assets:</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_Assets', window );">Carrying Amount, Assets</a></td>
<td class="nump">56,066<span></span>
</td>
<td class="nump">46,924<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_AssetsFairValueDisclosure', window );">Fair Value, Assets</a></td>
<td class="nump">56,066<span></span>
</td>
<td class="nump">46,924<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_FairValueByAssetClassAxis=ffic_InterestRateSwapsMember', window );">Interest Rate Swaps [Member]</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_ffic_AssetsAbstract0000000', window );"><strong>Assets:</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_Assets', window );">Carrying Amount, Assets</a></td>
<td class="nump">48<span></span>
</td>
<td class="nump">84<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_AssetsFairValueDisclosure', window );">Fair Value, Assets</a></td>
<td class="nump">48<span></span>
</td>
<td class="nump">84<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_FairValueByAssetClassAxis=ffic_TotalAssetsFinancialInstrumentsMember', window );">Total Assets - Financial Instruments [Member]</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_ffic_AssetsAbstract0000000', window );"><strong>Assets:</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_Assets', window );">Carrying Amount, Assets</a></td>
<td class="nump">5,486,033<span></span>
</td>
<td class="nump">4,864,956<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_AssetsFairValueDisclosure', window );">Fair Value, Assets</a></td>
<td class="nump">5,532,133<span></span>
</td>
<td class="nump">4,925,670<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_FairValueByLiabilityClassAxis=us-gaap_BorrowingsMember', window );">Borrowings [Member]</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_ffic_LiabilitiesAbstract0000', window );"><strong>Liabilities:</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_Liabilities', window );">Carrying Amount, Liabilities</a></td>
<td class="nump">1,271,676<span></span>
</td>
<td class="nump">1,056,492<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_LiabilitiesFairValueDisclosure', window );">Fair Value, Liabilities</a></td>
<td class="nump">1,279,946<span></span>
</td>
<td class="nump">1,070,428<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_FairValueByLiabilityClassAxis=ffic_InterestRateSwapsMember', window );">Interest Rate Swaps [Member]</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_ffic_LiabilitiesAbstract0000', window );"><strong>Liabilities:</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_Liabilities', window );">Carrying Amount, Liabilities</a></td>
<td class="nump">4,314<span></span>
</td>
<td class="nump">2,649<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_LiabilitiesFairValueDisclosure', window );">Fair Value, Liabilities</a></td>
<td class="nump">4,314<span></span>
</td>
<td class="nump">2,649<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_FairValueByLiabilityClassAxis=ffic_TotalLiabilitiesFinancialInstrumentsMember', window );">Total Liabilities - Financial Instruments [Member]</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_ffic_LiabilitiesAbstract0000', window );"><strong>Liabilities:</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_Liabilities', window );">Carrying Amount, Liabilities</a></td>
<td class="nump">5,168,537<span></span>
</td>
<td class="nump">4,567,739<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_LiabilitiesFairValueDisclosure', window );">Fair Value, Liabilities</a></td>
<td class="nump">5,187,148<span></span>
</td>
<td class="nump">4,597,200<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_EligibleItemOrGroupForFairValueOptionAxis=us-gaap_DepositsMember', window );">Deposits [Member]</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_ffic_LiabilitiesAbstract0000', window );"><strong>Liabilities:</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_Liabilities', window );">Carrying Amount, Liabilities</a></td>
<td class="nump">3,892,547<span></span>
</td>
<td class="nump">3,508,598<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_LiabilitiesFairValueDisclosure', window );">Fair Value, Liabilities</a></td>
<td class="nump">3,902,888<span></span>
</td>
<td class="nump">3,524,123<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_FairValueByFairValueHierarchyLevelAxis=us-gaap_FairValueInputsLevel1Member', window );">Fair Value, Inputs, Level 1 [Member] | Cash and Due From Banks [Member]</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_ffic_AssetsAbstract0000000', window );"><strong>Assets:</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_AssetsFairValueDisclosure', window );">Fair Value, Assets</a></td>
<td class="nump">42,363<span></span>
</td>
<td class="nump">34,265<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_FairValueByFairValueHierarchyLevelAxis=us-gaap_FairValueInputsLevel1Member', window );">Fair Value, Inputs, Level 1 [Member] | Total Assets - Financial Instruments [Member]</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_ffic_AssetsAbstract0000000', window );"><strong>Assets:</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_AssetsFairValueDisclosure', window );">Fair Value, Assets</a></td>
<td class="nump">42,363<span></span>
</td>
<td class="nump">34,265<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_FairValueByFairValueHierarchyLevelAxis=us-gaap_FairValueInputsLevel1Member', window );">Fair Value, Inputs, Level 1 [Member] | Total Liabilities - Financial Instruments [Member]</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_ffic_LiabilitiesAbstract0000', window );"><strong>Liabilities:</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_LiabilitiesFairValueDisclosure', window );">Fair Value, Liabilities</a></td>
<td class="nump">2,489,245<span></span>
</td>
<td class="nump">2,202,775<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_FairValueByFairValueHierarchyLevelAxis=us-gaap_FairValueInputsLevel1Member', window );">Fair Value, Inputs, Level 1 [Member] | Deposits [Member]</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_ffic_LiabilitiesAbstract0000', window );"><strong>Liabilities:</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_LiabilitiesFairValueDisclosure', window );">Fair Value, Liabilities</a></td>
<td class="nump">2,489,245<span></span>
</td>
<td class="nump">2,202,775<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_FairValueByFairValueHierarchyLevelAxis=us-gaap_FairValueInputsLevel2Member', window );">Fair Value, Inputs, Level 2 [Member] | Collateralized Mortgage Backed Securities [Member]</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_ffic_AssetsAbstract0000000', window );"><strong>Assets:</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_AssetsFairValueDisclosure', window );">Fair Value, Assets</a></td>
<td class="nump">668,740<span></span>
</td>
<td class="nump">704,933<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_FairValueByFairValueHierarchyLevelAxis=us-gaap_FairValueInputsLevel2Member', window );">Fair Value, Inputs, Level 2 [Member] | Other Securities [Member]</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_ffic_AssetsAbstract0000000', window );"><strong>Assets:</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_AssetsFairValueDisclosure', window );">Fair Value, Assets</a></td>
<td class="nump">317,445<span></span>
</td>
<td class="nump">245,768<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_FairValueByFairValueHierarchyLevelAxis=us-gaap_FairValueInputsLevel2Member', window );">Fair Value, Inputs, Level 2 [Member] | FHLB - NY Stock [Member]</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_ffic_AssetsAbstract0000000', window );"><strong>Assets:</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_AssetsFairValueDisclosure', window );">Fair Value, Assets</a></td>
<td class="nump">56,066<span></span>
</td>
<td class="nump">46,924<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_FairValueByFairValueHierarchyLevelAxis=us-gaap_FairValueInputsLevel2Member', window );">Fair Value, Inputs, Level 2 [Member] | Interest Rate Swaps [Member]</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_ffic_AssetsAbstract0000000', window );"><strong>Assets:</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_AssetsFairValueDisclosure', window );">Fair Value, Assets</a></td>
<td class="nump">48<span></span>
</td>
<td class="nump">84<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_FairValueByFairValueHierarchyLevelAxis=us-gaap_FairValueInputsLevel2Member', window );">Fair Value, Inputs, Level 2 [Member] | Total Assets - Financial Instruments [Member]</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_ffic_AssetsAbstract0000000', window );"><strong>Assets:</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_AssetsFairValueDisclosure', window );">Fair Value, Assets</a></td>
<td class="nump">1,042,299<span></span>
</td>
<td class="nump">997,709<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_FairValueByFairValueHierarchyLevelAxis=us-gaap_FairValueInputsLevel2Member', window );">Fair Value, Inputs, Level 2 [Member] | Borrowings [Member]</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_ffic_LiabilitiesAbstract0000', window );"><strong>Liabilities:</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_LiabilitiesFairValueDisclosure', window );">Fair Value, Liabilities</a></td>
<td class="nump">1,250,928<span></span>
</td>
<td class="nump">1,041,657<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_FairValueByFairValueHierarchyLevelAxis=us-gaap_FairValueInputsLevel2Member', window );">Fair Value, Inputs, Level 2 [Member] | Interest Rate Swaps [Member]</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_ffic_LiabilitiesAbstract0000', window );"><strong>Liabilities:</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_LiabilitiesFairValueDisclosure', window );">Fair Value, Liabilities</a></td>
<td class="nump">4,314<span></span>
</td>
<td class="nump">2,649<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_FairValueByFairValueHierarchyLevelAxis=us-gaap_FairValueInputsLevel2Member', window );">Fair Value, Inputs, Level 2 [Member] | Total Liabilities - Financial Instruments [Member]</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_ffic_LiabilitiesAbstract0000', window );"><strong>Liabilities:</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_LiabilitiesFairValueDisclosure', window );">Fair Value, Liabilities</a></td>
<td class="nump">2,668,885<span></span>
</td>
<td class="nump">2,365,654<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_FairValueByFairValueHierarchyLevelAxis=us-gaap_FairValueInputsLevel2Member', window );">Fair Value, Inputs, Level 2 [Member] | Deposits [Member]</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_ffic_LiabilitiesAbstract0000', window );"><strong>Liabilities:</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_LiabilitiesFairValueDisclosure', window );">Fair Value, Liabilities</a></td>
<td class="nump">1,413,643<span></span>
</td>
<td class="nump">1,321,348<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_FairValueByFairValueHierarchyLevelAxis=us-gaap_FairValueInputsLevel3Member', window );">Fair Value, Inputs, Level 3 [Member] | Securities Held to Maturity [Member]</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_ffic_AssetsAbstract0000000', window );"><strong>Assets:</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_AssetsFairValueDisclosure', window );">Fair Value, Assets</a></td>
<td class="nump">6,180<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_FairValueByFairValueHierarchyLevelAxis=us-gaap_FairValueInputsLevel3Member', window );">Fair Value, Inputs, Level 3 [Member] | Other Securities [Member]</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_ffic_AssetsAbstract0000000', window );"><strong>Assets:</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_AssetsFairValueDisclosure', window );">Fair Value, Assets</a></td>
<td class="nump">7,212<span></span>
</td>
<td class="nump">22,609<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_FairValueByFairValueHierarchyLevelAxis=us-gaap_FairValueInputsLevel3Member', window );">Fair Value, Inputs, Level 3 [Member] | Loans [Member]</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_ffic_AssetsAbstract0000000', window );"><strong>Assets:</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_AssetsFairValueDisclosure', window );">Fair Value, Assets</a></td>
<td class="nump">4,434,079<span></span>
</td>
<td class="nump">3,871,087<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_FairValueByFairValueHierarchyLevelAxis=us-gaap_FairValueInputsLevel3Member', window );">Fair Value, Inputs, Level 3 [Member] | Total Assets - Financial Instruments [Member]</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_ffic_AssetsAbstract0000000', window );"><strong>Assets:</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_AssetsFairValueDisclosure', window );">Fair Value, Assets</a></td>
<td class="nump">4,447,471<span></span>
</td>
<td class="nump">3,893,696<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_FairValueByFairValueHierarchyLevelAxis=us-gaap_FairValueInputsLevel3Member', window );">Fair Value, Inputs, Level 3 [Member] | Borrowings [Member]</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_ffic_LiabilitiesAbstract0000', window );"><strong>Liabilities:</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_LiabilitiesFairValueDisclosure', window );">Fair Value, Liabilities</a></td>
<td class="nump">29,018<span></span>
</td>
<td class="nump">28,771<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_FairValueByFairValueHierarchyLevelAxis=us-gaap_FairValueInputsLevel3Member', window );">Fair Value, Inputs, Level 3 [Member] | Total Liabilities - Financial Instruments [Member]</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_ffic_LiabilitiesAbstract0000', window );"><strong>Liabilities:</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_LiabilitiesFairValueDisclosure', window );">Fair Value, Liabilities</a></td>
<td class="nump">$ 29,018<span></span>
</td>
<td class="nump">$ 28,771<span></span>
</td>
</tr>
</table>
<div style="display: none;">
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_ffic_AssetsAbstract0000000">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- References</a><div><p>No definition available.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">ffic_AssetsAbstract0000000</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>ffic_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:stringItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_ffic_LiabilitiesAbstract0000">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- References</a><div><p>No definition available.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">ffic_LiabilitiesAbstract0000</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>ffic_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:stringItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_Assets">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>Sum of the carrying amounts as of the balance sheet date of all assets that are recognized. Assets are probable future economic benefits obtained or controlled by an entity as a result of past transactions or events.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 210<br> -SubTopic 10<br> -Section S99<br> -Paragraph 1<br> -Subparagraph (SX 210.5-02.18)<br> -URI http://asc.fasb.org/extlink&amp;oid=6877327&amp;loc=d3e13212-122682<br><br>Reference 2: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 210<br> -SubTopic 10<br> -Section S99<br> -Paragraph 1<br> -URI http://asc.fasb.org/extlink&amp;oid=6877327&amp;loc=d3e13212-122682<br><br>Reference 3: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher SEC<br> -Name Regulation S-X (SX)<br> -Number 210<br> -Section 03<br> -Paragraph 12<br> -Article 7<br></p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_Assets</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>us-gaap_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>debit</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>instant</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_AssetsFairValueDisclosure">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>Fair value portion of probable future economic benefits obtained or controlled by an entity as a result of past transactions or events.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 820<br> -SubTopic 10<br> -Section 50<br> -Paragraph 2<br> -Subparagraph (a)<br> -URI http://asc.fasb.org/extlink&amp;oid=36462937&amp;loc=d3e19207-110258<br></p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_AssetsFairValueDisclosure</td>
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<tr>
<td><strong> Balance Type:</strong></td>
<td>debit</td>
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<tr>
<td><strong> Period Type:</strong></td>
<td>instant</td>
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<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>Sum of the carrying amounts as of the balance sheet date of all liabilities that are recognized. Liabilities are probable future sacrifices of economic benefits arising from present obligations of an entity to transfer assets or provide services to other entities in the future.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 210<br> -SubTopic 10<br> -Section S99<br> -Paragraph 1<br> -Subparagraph (SX 210.5-02.19-26)<br> -URI http://asc.fasb.org/extlink&amp;oid=6877327&amp;loc=d3e13212-122682<br></p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_Liabilities</td>
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<td><strong> Data Type:</strong></td>
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<tr>
<td><strong> Balance Type:</strong></td>
<td>credit</td>
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<td><strong> Period Type:</strong></td>
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<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>Fair value of financial and nonfinancial obligations.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 820<br> -SubTopic 10<br> -Section 50<br> -Paragraph 2<br> -Subparagraph (a)<br> -URI http://asc.fasb.org/extlink&amp;oid=36462937&amp;loc=d3e19207-110258<br></p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_LiabilitiesFairValueDisclosure</td>
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<td><strong> Name:</strong></td>
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<tr>
<td><strong> Name:</strong></td>
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<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
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<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Details</a><div><table border="0" cellpadding="0" cellspacing="0">
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<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_FairValueByAssetClassAxis=us-gaap_MortgageBackedSecuritiesMember</td>
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<td><strong> Name:</strong></td>
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<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
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<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Details</a><div><table border="0" cellpadding="0" cellspacing="0">
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<td><strong> Name:</strong></td>
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<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_FairValueByAssetClassAxis=ffic_FHLBNYStockMember">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Details</a><div><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
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<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_FairValueByAssetClassAxis=ffic_InterestRateSwapsMember">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Details</a><div><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_FairValueByAssetClassAxis=ffic_InterestRateSwapsMember</td>
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<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td></td>
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<td><strong> Data Type:</strong></td>
<td>na</td>
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<tr>
<td><strong> Balance Type:</strong></td>
<td></td>
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<tr>
<td><strong> Period Type:</strong></td>
<td></td>
</tr>
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</div></td></tr>
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<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_FairValueByAssetClassAxis=ffic_TotalAssetsFinancialInstrumentsMember">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Details</a><div><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
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<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_FairValueByLiabilityClassAxis=us-gaap_BorrowingsMember">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Details</a><div><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_FairValueByLiabilityClassAxis=us-gaap_BorrowingsMember</td>
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<td><strong> Data Type:</strong></td>
<td>na</td>
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<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Details</a><div><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_FairValueByLiabilityClassAxis=ffic_InterestRateSwapsMember</td>
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<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Details</a><div><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_FairValueByLiabilityClassAxis=ffic_TotalLiabilitiesFinancialInstrumentsMember</td>
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<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
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<tr>
<td><strong> Name:</strong></td>
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<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Details</a><div><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
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<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Details</a><div><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
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<DESCRIPTION>IDEA: XBRL DOCUMENT
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<head>
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<span style="display: none;">v3.3.1.900</span><table class="report" border="0" cellspacing="2" id="idp6839106464">
<tr>
<th class="tl" colspan="1" rowspan="2"><div style="width: 200px;"><strong>Note 19 - Derivative Financial Instruments (Details) - USD ($)<br> $ in Thousands</strong></div></th>
<th class="th" colspan="2">12 Months Ended</th>
</tr>
<tr>
<th class="th"><div>Dec. 31, 2015</div></th>
<th class="th"><div>Dec. 31, 2014</div></th>
</tr>
<tr class="re">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_ffic_Note19DerivativeFinancialInstrumentsDetailsLineItems', window );"><strong>Note 19 - Derivative Financial Instruments (Details) [Line Items]</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_JuniorSubordinatedNotes', window );">Junior Subordinated Notes</a></td>
<td class="nump">$ 29,018<span></span>
</td>
<td class="nump">$ 28,771<span></span>
</td>
</tr>
<tr class="re">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_DerivativeAssetNotionalAmount', window );">Derivative Asset, Notional Amount</a></td>
<td class="nump">164,864<span></span>
</td>
<td class="nump">50,792<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_UnrealizedGainLossOnDerivatives', window );">Unrealized Gain (Loss) on Derivatives</a></td>
<td class="nump">0<span></span>
</td>
<td class="nump">0<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_HedgingDesignationAxis=us-gaap_NondesignatedMember', window );">Not Designated as Hedging Instrument [Member]</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_ffic_Note19DerivativeFinancialInstrumentsDetailsLineItems', window );"><strong>Note 19 - Derivative Financial Instruments (Details) [Line Items]</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_DerivativeAssetNotionalAmount', window );">Derivative Asset, Notional Amount</a></td>
<td class="nump">36,300<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_HedgingDesignationAxis=us-gaap_DesignatedAsHedgingInstrumentMember', window );">Designated as Hedging Instrument [Member]</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_ffic_Note19DerivativeFinancialInstrumentsDetailsLineItems', window );"><strong>Note 19 - Derivative Financial Instruments (Details) [Line Items]</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_DerivativeAssetNotionalAmount', window );">Derivative Asset, Notional Amount</a></td>
<td class="nump">128,500<span></span>
</td>
<td class="nump">14,500<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_DerivativeByNatureAxis=us-gaap_InterestRateSwapMember', window );">Interest Rate Swap [Member]</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_ffic_Note19DerivativeFinancialInstrumentsDetailsLineItems', window );"><strong>Note 19 - Derivative Financial Instruments (Details) [Line Items]</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_DerivativeAssetNotionalAmount', window );">Derivative Asset, Notional Amount</a></td>
<td class="nump">146,900<span></span>
</td>
<td class="nump">32,800<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_DerivativeByNatureAxis=us-gaap_InterestRateSwapMember', window );">Interest Rate Swap [Member] | Not Designated as Hedging Instrument [Member]</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_ffic_Note19DerivativeFinancialInstrumentsDetailsLineItems', window );"><strong>Note 19 - Derivative Financial Instruments (Details) [Line Items]</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_DerivativeAssetNotionalAmount', window );">Derivative Asset, Notional Amount</a></td>
<td class="nump">36,321<span></span>
</td>
<td class="nump">36,321<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_DebtInstrumentAxis=ffic_FloatingRateJuniorSubordinatedDebenturesMember', window );">Floating Rate Junior Subordinated Debentures [Member]</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_ffic_Note19DerivativeFinancialInstrumentsDetailsLineItems', window );"><strong>Note 19 - Derivative Financial Instruments (Details) [Line Items]</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_DerivativeAmountOfHedgedItem', window );">Derivative, Amount of Hedged Item</a></td>
<td class="nump">18,000<span></span>
</td>
<td class="nump">18,000<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_JuniorSubordinatedNotes', window );">Junior Subordinated Notes</a></td>
<td class="nump">$ 61,900<span></span>
</td>
<td class="nump">$ 61,900<span></span>
</td>
</tr>
</table>
<div style="display: none;">
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<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- References</a><div><p>No definition available.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">ffic_Note19DerivativeFinancialInstrumentsDetailsLineItems</td>
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<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
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<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>Amount of the hedged item as of the balance sheet date related to the derivative. For example, the hedged balance on a debt instrument.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>No definition available.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_DerivativeAmountOfHedgedItem</td>
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<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
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<td>xbrli:monetaryItemType</td>
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<td><strong> Balance Type:</strong></td>
<td>na</td>
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<td><strong> Period Type:</strong></td>
<td>instant</td>
</tr>
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<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_DerivativeAssetNotionalAmount">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>Nominal or face amount used to calculate payments on the derivative asset.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 815<br> -SubTopic 10<br> -Section 50<br> -Paragraph 1A<br> -Subparagraph (d)<br> -URI http://asc.fasb.org/extlink&amp;oid=56946850&amp;loc=SL5579245-113959<br><br>Reference 2: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Glossary Notional Amount<br> -URI http://asc.fasb.org/extlink&amp;oid=6519104<br><br>Reference 3: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 815<br> -SubTopic 10<br> -Section 50<br> -Paragraph 1B<br> -URI http://asc.fasb.org/extlink&amp;oid=56946850&amp;loc=SL5580258-113959<br></p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_DerivativeAssetNotionalAmount</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>us-gaap_</td>
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<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
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<td><strong> Balance Type:</strong></td>
<td>na</td>
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<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_JuniorSubordinatedNotes">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>Including the current and noncurrent portions, carrying value as of the balance sheet date of long-term debt (with maturities initially due after one year or beyond the operating cycle if longer) identified as Junior Subordinated Notes, which have a lower priority than senior instruments.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 210<br> -SubTopic 10<br> -Section S99<br> -Paragraph 1<br> -Subparagraph (SX210.5-02.22)<br> -URI http://asc.fasb.org/extlink&amp;oid=6877327&amp;loc=d3e13212-122682<br><br>Reference 2: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 942<br> -SubTopic 210<br> -Section S99<br> -Paragraph 1<br> -Subparagraph (SX 210.9-03.16)<br> -URI http://asc.fasb.org/extlink&amp;oid=6876686&amp;loc=d3e534808-122878<br><br>Reference 3: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 944<br> -SubTopic 210<br> -Section S99<br> -Paragraph 1<br> -Subparagraph (SX 210.7-03.16(a))<br> -URI http://asc.fasb.org/extlink&amp;oid=6879938&amp;loc=d3e572229-122910<br><br>Reference 4: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher SEC<br> -Name Regulation S-X (SX)<br> -Number 210<br> -Section 02<br> -Paragraph 20, 22<br> -Article 5<br><br>Reference 5: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher SEC<br> -Name Regulation S-X (SX)<br> -Number 210<br> -Section 03<br> -Paragraph 13, 16<br> -Article 9<br></p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_JuniorSubordinatedNotes</td>
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<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
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<tr>
<td><strong> Balance Type:</strong></td>
<td>credit</td>
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<td><strong> Period Type:</strong></td>
<td>instant</td>
</tr>
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<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_UnrealizedGainLossOnDerivatives">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>The net change in the difference between the fair value and the carrying value, or in the comparative fair values, of derivative instruments, including options, swaps, futures, and forward contracts, held at each balance sheet date, that was included in earnings for the period.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 230<br> -SubTopic 10<br> -Section 45<br> -Paragraph 28<br> -Subparagraph (b)<br> -URI http://asc.fasb.org/extlink&amp;oid=56944662&amp;loc=d3e3602-108585<br></p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
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<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
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<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Details</a><div><table border="0" cellpadding="0" cellspacing="0">
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<td><strong> Name:</strong></td>
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<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
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<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
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<span style="display: none;">v3.3.1.900</span><table class="report" border="0" cellspacing="2" id="idp6846869168">
<tr>
<th class="tl" colspan="2" rowspan="1"><div style="width: 200px;"><strong>Note 19 - Derivative Financial Instruments (Details) - Information Regarding the Company&#8217;s Derivative Financial Instruments - USD ($)<br> $ in Thousands</strong></div></th>
<th class="th"><div>Dec. 31, 2015</div></th>
<th class="th"><div>Dec. 31, 2014</div></th>
</tr>
<tr class="re">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_DerivativeLineItems', window );"><strong>Derivative [Line Items]</strong></a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_DerivativeAssetNotionalAmount', window );">Notional Amount</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="nump">$ 164,864<span></span>
</td>
<td class="nump">$ 50,792<span></span>
</td>
</tr>
<tr class="re">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_InterestRateDerivativesAtFairValueNet', window );">Net Carrying Value</a></td>
<td class="th" style="border-bottom: 0px;"><sup>[1]</sup></td>
<td class="num">(4,266)<span></span>
</td>
<td class="num">(2,565)<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_HedgingDesignationAxis=us-gaap_NondesignatedMember', window );">Not Designated as Hedging Instrument [Member]</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_DerivativeLineItems', window );"><strong>Derivative [Line Items]</strong></a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_DerivativeAssetNotionalAmount', window );">Notional Amount</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="nump">36,300<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_HedgingDesignationAxis=us-gaap_DesignatedAsHedgingInstrumentMember', window );">Designated as Hedging Instrument [Member]</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_DerivativeLineItems', window );"><strong>Derivative [Line Items]</strong></a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_DerivativeAssetNotionalAmount', window );">Notional Amount</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="nump">128,500<span></span>
</td>
<td class="nump">14,500<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_DerivativeByNatureAxis=us-gaap_InterestRateSwapMember', window );">Interest Rate Swap [Member]</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_DerivativeLineItems', window );"><strong>Derivative [Line Items]</strong></a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_DerivativeAssetNotionalAmount', window );">Notional Amount</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="nump">146,900<span></span>
</td>
<td class="nump">32,800<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_DerivativeByNatureAxis=us-gaap_InterestRateSwapMember', window );">Interest Rate Swap [Member] | Not Designated as Hedging Instrument [Member]</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_DerivativeLineItems', window );"><strong>Derivative [Line Items]</strong></a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_DerivativeAssetNotionalAmount', window );">Notional Amount</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="nump">36,321<span></span>
</td>
<td class="nump">36,321<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_InterestRateDerivativesAtFairValueNet', window );">Net Carrying Value</a></td>
<td class="th" style="border-bottom: 0px;"><sup>[1]</sup></td>
<td class="num">(2,799)<span></span>
</td>
<td class="num">(2,239)<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_DerivativeByNatureAxis=ffic_InterestRateSwaps1Member', window );">Interest Rate Swaps 1 [Member] | Designated as Hedging Instrument [Member]</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_DerivativeLineItems', window );"><strong>Derivative [Line Items]</strong></a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_DerivativeAssetNotionalAmount', window );">Notional Amount</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="nump">28,588<span></span>
</td>
<td class="nump">4,131<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_InterestRateDerivativesAtFairValueNet', window );">Net Carrying Value</a></td>
<td class="th" style="border-bottom: 0px;"><sup>[1]</sup></td>
<td class="nump">48<span></span>
</td>
<td class="nump">84<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_DerivativeByNatureAxis=ffic_InterestRateSwaps2Member', window );">Interest Rate Swaps 2 [Member] | Designated as Hedging Instrument [Member]</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_DerivativeLineItems', window );"><strong>Derivative [Line Items]</strong></a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_DerivativeAssetNotionalAmount', window );">Notional Amount</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="nump">99,955<span></span>
</td>
<td class="nump">10,340<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_InterestRateDerivativesAtFairValueNet', window );">Net Carrying Value</a></td>
<td class="th" style="border-bottom: 0px;"><sup>[1]</sup></td>
<td class="num">$ (1,515)<span></span>
</td>
<td class="num">$ (410)<span></span>
</td>
</tr>
<tr><td colspan="4"></td></tr>
<tr><td colspan="4"><table class="outerFootnotes" width="100%"><tr class="outerFootnote">
<td style="vertical-align: top; width: 12pt;" valign="top">[1]</td>
<td style="vertical-align: top;" valign="top">Derivatives in a net positive position are recorded as "Other assets" and derivatives in a net negative position are recorded as "Other liabilities" in the Consolidated Statements of Financial Condition. There were no unrealized losses on derivative financial instruments at December 31, 2015 and 2014.</td>
</tr></table></td></tr>
</table>
<div style="display: none;">
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_DerivativeAssetNotionalAmount">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>Nominal or face amount used to calculate payments on the derivative asset.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 815<br> -SubTopic 10<br> -Section 50<br> -Paragraph 1A<br> -Subparagraph (d)<br> -URI http://asc.fasb.org/extlink&amp;oid=56946850&amp;loc=SL5579245-113959<br><br>Reference 2: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Glossary Notional Amount<br> -URI http://asc.fasb.org/extlink&amp;oid=6519104<br><br>Reference 3: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 815<br> -SubTopic 10<br> -Section 50<br> -Paragraph 1B<br> -URI http://asc.fasb.org/extlink&amp;oid=56946850&amp;loc=SL5580258-113959<br></p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_DerivativeAssetNotionalAmount</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>us-gaap_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>instant</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_DerivativeLineItems">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>Line items represent financial concepts included in a table. These concepts are used to disclose reportable information associated with domain members defined in one or many axes to the table.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>No definition available.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_DerivativeLineItems</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>us-gaap_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:stringItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_InterestRateDerivativesAtFairValueNet">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>Fair value as of the balance sheet date of interest rate derivative assets, net of interest rate derivative liabilities, which includes all such derivative instruments in hedging and nonhedging relationships that are recognized on the balance sheet.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 825<br> -SubTopic 10<br> -Section 50<br> -Paragraph 10<br> -Subparagraph (a)<br> -URI http://asc.fasb.org/extlink&amp;oid=49121117&amp;loc=d3e13433-108611<br><br>Reference 2: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 825<br> -SubTopic 10<br> -Section 50<br> -Paragraph 15<br> -URI http://asc.fasb.org/extlink&amp;oid=49121117&amp;loc=d3e13495-108611<br></p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_InterestRateDerivativesAtFairValueNet</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>us-gaap_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>debit</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>instant</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_HedgingDesignationAxis=us-gaap_NondesignatedMember">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Details</a><div><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_HedgingDesignationAxis=us-gaap_NondesignatedMember</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td></td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_HedgingDesignationAxis=us-gaap_DesignatedAsHedgingInstrumentMember">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Details</a><div><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_HedgingDesignationAxis=us-gaap_DesignatedAsHedgingInstrumentMember</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td></td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_DerivativeByNatureAxis=us-gaap_InterestRateSwapMember">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Details</a><div><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_DerivativeByNatureAxis=us-gaap_InterestRateSwapMember</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td></td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_DerivativeByNatureAxis=ffic_InterestRateSwaps1Member">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Details</a><div><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_DerivativeByNatureAxis=ffic_InterestRateSwaps1Member</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td></td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_DerivativeByNatureAxis=ffic_InterestRateSwaps2Member">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Details</a><div><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_DerivativeByNatureAxis=ffic_InterestRateSwaps2Member</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td></td>
</tr>
</table></div>
</div></td></tr>
</table>
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<DESCRIPTION>IDEA: XBRL DOCUMENT
<TEXT>
<html>
<head>
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<span style="display: none;">v3.3.1.900</span><table class="report" border="0" cellspacing="2" id="idp6836927280">
<tr>
<th class="tl" colspan="2" rowspan="2"><div style="width: 200px;"><strong>Note 19 - Derivative Financial Instruments (Details) - Effect of Derivative Instruments on the Consolidated Statements of Income - USD ($)<br> $ in Thousands</strong></div></th>
<th class="th" colspan="3">12 Months Ended</th>
</tr>
<tr>
<th class="th"><div>Dec. 31, 2015</div></th>
<th class="th"><div>Dec. 31, 2014</div></th>
<th class="th"><div>Dec. 31, 2013</div></th>
</tr>
<tr class="re">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_ffic_FinancialDerivativesAbstract', window );"><strong>Financial Derivatives:</strong></a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_DerivativeGainLossOnDerivativeNet', window );">Financial Derivatives</a></td>
<td class="th" style="border-bottom: 0px;"><sup>[1]</sup></td>
<td class="num">$ (1,597)<span></span>
</td>
<td class="num">$ (4,043)<span></span>
</td>
<td class="nump">$ 3,614<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_DerivativeByNatureAxis=us-gaap_InterestRateCapMember', window );">Interest Rate Cap [Member] | Not Designated as Hedging Instrument [Member]</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_ffic_FinancialDerivativesAbstract', window );"><strong>Financial Derivatives:</strong></a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_DerivativeGainLossOnDerivativeNet', window );">Financial Derivatives</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="num">(18)<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_DerivativeByNatureAxis=us-gaap_InterestRateSwapMember', window );">Interest Rate Swap [Member] | Not Designated as Hedging Instrument [Member]</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_ffic_FinancialDerivativesAbstract', window );"><strong>Financial Derivatives:</strong></a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_DerivativeGainLossOnDerivativeNet', window );">Financial Derivatives</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="num">(561)<span></span>
</td>
<td class="num">(3,919)<span></span>
</td>
<td class="nump">3,603<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_DerivativeByNatureAxis=us-gaap_InterestRateSwapMember', window );">Interest Rate Swap [Member] | Designated as Hedging Instrument [Member]</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_ffic_FinancialDerivativesAbstract', window );"><strong>Financial Derivatives:</strong></a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_DerivativeGainLossOnDerivativeNet', window );">Financial Derivatives</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="num">$ (1,036)<span></span>
</td>
<td class="num">$ (124)<span></span>
</td>
<td class="nump">$ 29<span></span>
</td>
</tr>
<tr><td colspan="4"></td></tr>
<tr><td colspan="4"><table class="outerFootnotes" width="100%"><tr class="outerFootnote">
<td style="vertical-align: top; width: 12pt;" valign="top">[1]</td>
<td style="vertical-align: top;" valign="top">Net gains (losses) are recorded as "Net gain (losses) from fair value adjustments" in the Consolidated Statements of Income.</td>
</tr></table></td></tr>
</table>
<div style="display: none;">
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<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- References</a><div><p>No definition available.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
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<td><strong> Name:</strong></td>
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<td><strong> Period Type:</strong></td>
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<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>Amount of increase (decrease) in the fair value of derivatives recognized in the income statement.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 815<br> -SubTopic 10<br> -Section 50<br> -Paragraph 4A<br> -Subparagraph (b)<br> -URI http://asc.fasb.org/extlink&amp;oid=56946850&amp;loc=SL5618551-113959<br><br>Reference 2: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 815<br> -SubTopic 10<br> -Section 50<br> -Paragraph 4C<br> -Subparagraph (a),(c),(d),(e)<br> -URI http://asc.fasb.org/extlink&amp;oid=56946850&amp;loc=SL5624171-113959<br></p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_DerivativeGainLossOnDerivativeNet</td>
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<td><strong> Balance Type:</strong></td>
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<td><strong> Period Type:</strong></td>
<td>duration</td>
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<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
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<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Details</a><div><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_DerivativeByNatureAxis=us-gaap_InterestRateCapMember</td>
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<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
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<td><strong> Data Type:</strong></td>
<td>na</td>
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<td><strong> Balance Type:</strong></td>
<td></td>
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<tr>
<td><strong> Period Type:</strong></td>
<td></td>
</tr>
</table></div>
</div></td></tr>
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<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_HedgingDesignationAxis=us-gaap_NondesignatedMember">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
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<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Details</a><div><table border="0" cellpadding="0" cellspacing="0">
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<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_HedgingDesignationAxis=us-gaap_NondesignatedMember</td>
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<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
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<td><strong> Data Type:</strong></td>
<td>na</td>
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<td><strong> Balance Type:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td></td>
</tr>
</table></div>
</div></td></tr>
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<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_DerivativeByNatureAxis=us-gaap_InterestRateSwapMember">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Details</a><div><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_DerivativeByNatureAxis=us-gaap_InterestRateSwapMember</td>
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<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
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<td><strong> Data Type:</strong></td>
<td>na</td>
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<tr>
<td><strong> Balance Type:</strong></td>
<td></td>
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<tr>
<td><strong> Period Type:</strong></td>
<td></td>
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<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Details</a><div><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_HedgingDesignationAxis=us-gaap_DesignatedAsHedgingInstrumentMember</td>
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<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td></td>
</tr>
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<td><strong> Data Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td></td>
</tr>
</table></div>
</div></td></tr>
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<DOCUMENT>
<TYPE>XML
<SEQUENCE>154
<FILENAME>R135.htm
<DESCRIPTION>IDEA: XBRL DOCUMENT
<TEXT>
<html>
<head>
<title></title>
<link rel="stylesheet" type="text/css" href="report.css">
<script type="text/javascript" src="Show.js">/* Do Not Remove This Comment */</script><script type="text/javascript">
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<span style="display: none;">v3.3.1.900</span><table class="report" border="0" cellspacing="2" id="idp6839257696">
<tr>
<th class="tl" colspan="1" rowspan="1"><div style="width: 200px;"><strong>Note 19 - Derivative Financial Instruments (Details) - Effect of Master Netting Arrangements on Derivative Assets and Liabilities in the Consolidated Statements of Condition - Interest Rate Swap [Member] - USD ($)<br> $ in Thousands</strong></div></th>
<th class="th"><div>Dec. 31, 2015</div></th>
<th class="th"><div>Dec. 31, 2014</div></th>
</tr>
<tr class="re">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_DerivativesFairValueLineItems', window );"><strong>Derivatives, Fair Value [Line Items]</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_DerivativeFairValueOfDerivativeAsset', window );">Interest Rate Swaps, Gross Amount of Recognized Assets</a></td>
<td class="nump">$ 48<span></span>
</td>
<td class="nump">$ 84<span></span>
</td>
</tr>
<tr class="re">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_DerivativeAssetFairValueGrossLiability', window );">Interest Rate Swaps, Gross Amount Offset in the Statement of Condition</a></td>
<td class="nump">0<span></span>
</td>
<td class="nump">0<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_DerivativeFairValueOfDerivativeAssetAmountNotOffsetAgainstCollateral', window );">Interest Rate Swaps, Net Amount of Assets Presented in the Statement of Condition</a></td>
<td class="nump">48<span></span>
</td>
<td class="nump">84<span></span>
</td>
</tr>
<tr class="re">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_DerivativeCollateralObligationToReturnSecurities', window );">Interest Rate Swaps, Financial Instruments</a></td>
<td class="nump">48<span></span>
</td>
<td class="nump">84<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_DerivativeCollateralObligationToReturnCash', window );">Interest Rate Swaps, Cash Collateral Received</a></td>
<td class="nump">0<span></span>
</td>
<td class="nump">0<span></span>
</td>
</tr>
<tr class="re">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_DerivativeAssets', window );">Interest Rate Swaps, Net Amount</a></td>
<td class="nump">0<span></span>
</td>
<td class="nump">0<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_DerivativeFairValueOfDerivativeLiability', window );">Interest Rate Swaps, Gross Amount of Recognized Liabilities</a></td>
<td class="nump">4,314<span></span>
</td>
<td class="nump">2,649<span></span>
</td>
</tr>
<tr class="re">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_DerivativeLiabilityFairValueGrossAsset', window );">Interest Rate Swaps, Gross Amount Offset in the Statement of Condition</a></td>
<td class="nump">0<span></span>
</td>
<td class="nump">0<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_DerivativeFairValueOfDerivativeLiabilityAmountNotOffsetAgainstCollateral', window );">Interest Rate Swaps, Net Amount of Liabilities Presented in the Statement of Condition</a></td>
<td class="nump">4,314<span></span>
</td>
<td class="nump">2,649<span></span>
</td>
</tr>
<tr class="re">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_DerivativeCollateralRightToReclaimSecurities', window );">Interest Rate Swaps, Financial Instruments</a></td>
<td class="nump">48<span></span>
</td>
<td class="nump">84<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_DerivativeCollateralRightToReclaimCash', window );">Interest Rate Swaps, Cash Collateral Pledged</a></td>
<td class="nump">4,266<span></span>
</td>
<td class="nump">2,565<span></span>
</td>
</tr>
<tr class="re">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_DerivativeLiabilities', window );">Interest Rate Swaps, Net Amount</a></td>
<td class="nump">$ 0<span></span>
</td>
<td class="nump">$ 0<span></span>
</td>
</tr>
</table>
<div style="display: none;">
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_DerivativeAssetFairValueGrossLiability">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>Fair value of liability associated with financial asset or other contract with one or more underlyings, notional amount or payment provision or both, and the contract can be net settled by means outside the contract or delivery of an asset.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 210<br> -SubTopic 20<br> -Section 55<br> -Paragraph 8<br> -URI http://asc.fasb.org/extlink&amp;oid=51825145&amp;loc=SL20226003-175313<br><br>Reference 2: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 210<br> -SubTopic 20<br> -Section 50<br> -Paragraph 3<br> -Subparagraph (b)<br> -URI http://asc.fasb.org/extlink&amp;oid=51824906&amp;loc=SL20225862-175312<br><br>Reference 3: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 815<br> -SubTopic 10<br> -Section 50<br> -Paragraph 4B<br> -Subparagraph (a),(c)<br> -URI http://asc.fasb.org/extlink&amp;oid=56946850&amp;loc=SL5624163-113959<br></p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_DerivativeAssetFairValueGrossLiability</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>us-gaap_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>credit</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>instant</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_DerivativeAssets">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>Fair value, after the effects of master netting arrangements, of a financial asset or other contract with one or more underlyings, notional amount or payment provision or both, and the contract can be net settled by means outside the contract or delivery of an asset. Includes assets not subject to a master netting arrangement and not elected to be offset.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 210<br> -SubTopic 20<br> -Section 50<br> -Paragraph 3<br> -Subparagraph (c)<br> -URI http://asc.fasb.org/extlink&amp;oid=51824906&amp;loc=SL20225862-175312<br><br>Reference 2: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 815<br> -SubTopic 10<br> -Section 45<br> -Paragraph 6<br> -URI http://asc.fasb.org/extlink&amp;oid=6945355&amp;loc=d3e41271-113958<br><br>Reference 3: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 825<br> -SubTopic 10<br> -Section 50<br> -Paragraph 10<br> -Subparagraph (a)<br> -URI http://asc.fasb.org/extlink&amp;oid=49121117&amp;loc=d3e13433-108611<br><br>Reference 4: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 815<br> -SubTopic 10<br> -Section 45<br> -Paragraph 5<br> -URI http://asc.fasb.org/extlink&amp;oid=6945355&amp;loc=d3e41228-113958<br><br>Reference 5: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 825<br> -SubTopic 10<br> -Section 50<br> -Paragraph 15<br> -URI http://asc.fasb.org/extlink&amp;oid=49121117&amp;loc=d3e13495-108611<br><br>Reference 6: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 210<br> -SubTopic 20<br> -Section 55<br> -Paragraph 10<br> -URI http://asc.fasb.org/extlink&amp;oid=51825145&amp;loc=SL20226008-175313<br></p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_DerivativeAssets</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>us-gaap_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>debit</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>instant</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_DerivativeCollateralObligationToReturnCash">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>Amount of obligation to return cash collateral under master netting arrangements that have not been offset against derivative assets.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 815<br> -SubTopic 10<br> -Section 50<br> -Paragraph 8<br> -Subparagraph (b)<br> -URI http://asc.fasb.org/extlink&amp;oid=56946850&amp;loc=d3e41678-113959<br><br>Reference 2: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 210<br> -SubTopic 20<br> -Section 50<br> -Paragraph 3<br> -Subparagraph (d)(2)<br> -URI http://asc.fasb.org/extlink&amp;oid=51824906&amp;loc=SL20225862-175312<br><br>Reference 3: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 210<br> -SubTopic 20<br> -Section 55<br> -Paragraph 13<br> -URI http://asc.fasb.org/extlink&amp;oid=51825145&amp;loc=SL20226016-175313<br></p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_DerivativeCollateralObligationToReturnCash</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>us-gaap_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>credit</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>instant</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_DerivativeCollateralObligationToReturnSecurities">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>Amount of obligation to return securities collateral under master netting arrangements that have not been offset against derivative assets.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 210<br> -SubTopic 20<br> -Section 55<br> -Paragraph 13<br> -URI http://asc.fasb.org/extlink&amp;oid=51825145&amp;loc=SL20226016-175313<br><br>Reference 2: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 210<br> -SubTopic 20<br> -Section 50<br> -Paragraph 3<br> -Subparagraph (d)(2)<br> -URI http://asc.fasb.org/extlink&amp;oid=51824906&amp;loc=SL20225862-175312<br></p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_DerivativeCollateralObligationToReturnSecurities</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>us-gaap_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>credit</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>instant</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_DerivativeCollateralRightToReclaimCash">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>Amount of right to receive cash collateral under master netting arrangements that have not been offset against derivative liabilities.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 210<br> -SubTopic 20<br> -Section 55<br> -Paragraph 13<br> -URI http://asc.fasb.org/extlink&amp;oid=51825145&amp;loc=SL20226016-175313<br><br>Reference 2: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 210<br> -SubTopic 20<br> -Section 50<br> -Paragraph 3<br> -Subparagraph (d)(2)<br> -URI http://asc.fasb.org/extlink&amp;oid=51824906&amp;loc=SL20225862-175312<br><br>Reference 3: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 815<br> -SubTopic 10<br> -Section 50<br> -Paragraph 8<br> -Subparagraph (b)<br> -URI http://asc.fasb.org/extlink&amp;oid=56946850&amp;loc=d3e41678-113959<br></p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_DerivativeCollateralRightToReclaimCash</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>us-gaap_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>debit</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>instant</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_DerivativeCollateralRightToReclaimSecurities">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>Amount of right to receive securities collateral under master netting arrangements that have not been offset against derivative liabilities.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 210<br> -SubTopic 20<br> -Section 55<br> -Paragraph 13<br> -URI http://asc.fasb.org/extlink&amp;oid=51825145&amp;loc=SL20226016-175313<br><br>Reference 2: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 210<br> -SubTopic 20<br> -Section 50<br> -Paragraph 3<br> -Subparagraph (d)(2)<br> -URI http://asc.fasb.org/extlink&amp;oid=51824906&amp;loc=SL20225862-175312<br></p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_DerivativeCollateralRightToReclaimSecurities</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>us-gaap_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>debit</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>instant</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_DerivativeFairValueOfDerivativeAsset">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>Fair value, before effects of master netting arrangements, of a financial asset or other contract with one or more underlyings, notional amount or payment provision or both, and the contract can be net settled by means outside the contract or delivery of an asset. Includes assets elected not to be offset. Excludes assets not subject to a master netting arrangement.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 210<br> -SubTopic 20<br> -Section 50<br> -Paragraph 3<br> -Subparagraph (a)<br> -URI http://asc.fasb.org/extlink&amp;oid=51824906&amp;loc=SL20225862-175312<br><br>Reference 2: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 815<br> -SubTopic 10<br> -Section 50<br> -Paragraph 4B<br> -Subparagraph (a),(c)<br> -URI http://asc.fasb.org/extlink&amp;oid=56946850&amp;loc=SL5624163-113959<br><br>Reference 3: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 210<br> -SubTopic 20<br> -Section 55<br> -Paragraph 7<br> -URI http://asc.fasb.org/extlink&amp;oid=51825145&amp;loc=SL20226000-175313<br><br>Reference 4: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 860<br> -SubTopic 20<br> -Section 50<br> -Paragraph 4D<br> -Subparagraph (c)(2)<br> -URI http://asc.fasb.org/extlink&amp;oid=51814546&amp;loc=SL51823488-111719<br></p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_DerivativeFairValueOfDerivativeAsset</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>us-gaap_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>debit</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>instant</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_DerivativeFairValueOfDerivativeAssetAmountNotOffsetAgainstCollateral">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>Fair value, after offset of derivative liability, of financial asset or other contract with one or more underlyings, notional amount or payment provision or both, and the contract can be net settled by means outside the contract or delivery of an asset, before offset against an obligation to return collateral under a master netting arrangement. Includes assets elected not to be offset. Excludes assets not subject to a master netting arrangement.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 210<br> -SubTopic 20<br> -Section 55<br> -Paragraph 10<br> -URI http://asc.fasb.org/extlink&amp;oid=51825145&amp;loc=SL20226008-175313<br><br>Reference 2: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 210<br> -SubTopic 20<br> -Section 55<br> -Paragraph 9<br> -URI http://asc.fasb.org/extlink&amp;oid=51825145&amp;loc=SL20226006-175313<br><br>Reference 3: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 815<br> -SubTopic 10<br> -Section 50<br> -Paragraph 8<br> -Subparagraph (c)<br> -URI http://asc.fasb.org/extlink&amp;oid=56946850&amp;loc=d3e41678-113959<br><br>Reference 4: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 210<br> -SubTopic 20<br> -Section 50<br> -Paragraph 3<br> -Subparagraph (c)<br> -URI http://asc.fasb.org/extlink&amp;oid=51824906&amp;loc=SL20225862-175312<br></p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_DerivativeFairValueOfDerivativeAssetAmountNotOffsetAgainstCollateral</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>us-gaap_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>debit</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>instant</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_DerivativeFairValueOfDerivativeLiability">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>Fair value, before effects of master netting arrangements, of a financial liability or contract with one or more underlyings, notional amount or payment provision or both, and the contract can be net settled by means outside the contract or delivery of an asset. Includes liabilities elected not to be offset. Excludes liabilities not subject to a master netting arrangement.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 860<br> -SubTopic 20<br> -Section 50<br> -Paragraph 4D<br> -Subparagraph (c)(2)<br> -URI http://asc.fasb.org/extlink&amp;oid=51814546&amp;loc=SL51823488-111719<br><br>Reference 2: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 210<br> -SubTopic 20<br> -Section 50<br> -Paragraph 3<br> -Subparagraph (a)<br> -URI http://asc.fasb.org/extlink&amp;oid=51824906&amp;loc=SL20225862-175312<br><br>Reference 3: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 815<br> -SubTopic 10<br> -Section 50<br> -Paragraph 4B<br> -Subparagraph (a),(c)<br> -URI http://asc.fasb.org/extlink&amp;oid=56946850&amp;loc=SL5624163-113959<br><br>Reference 4: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 210<br> -SubTopic 20<br> -Section 55<br> -Paragraph 7<br> -URI http://asc.fasb.org/extlink&amp;oid=51825145&amp;loc=SL20226000-175313<br></p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_DerivativeFairValueOfDerivativeLiability</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>us-gaap_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>credit</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>instant</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_DerivativeFairValueOfDerivativeLiabilityAmountNotOffsetAgainstCollateral">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>Fair value, after offset of derivative asset, of financial liability or contract with one or more underlyings, notional amount or payment provision or both, and the contract can be net settled by means outside the contract or delivery of an asset, elected not to be and before offset against a right to receive collateral under a master netting arrangement. Includes liabilities elected not to be offset. Excludes liabilities not subject to a master netting arrangement.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 815<br> -SubTopic 10<br> -Section 50<br> -Paragraph 8<br> -Subparagraph (c)<br> -URI http://asc.fasb.org/extlink&amp;oid=56946850&amp;loc=d3e41678-113959<br><br>Reference 2: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 210<br> -SubTopic 20<br> -Section 50<br> -Paragraph 3<br> -Subparagraph (c)<br> -URI http://asc.fasb.org/extlink&amp;oid=51824906&amp;loc=SL20225862-175312<br><br>Reference 3: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 210<br> -SubTopic 20<br> -Section 55<br> -Paragraph 9<br> -URI http://asc.fasb.org/extlink&amp;oid=51825145&amp;loc=SL20226006-175313<br><br>Reference 4: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 210<br> -SubTopic 20<br> -Section 55<br> -Paragraph 10<br> -URI http://asc.fasb.org/extlink&amp;oid=51825145&amp;loc=SL20226008-175313<br></p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_DerivativeFairValueOfDerivativeLiabilityAmountNotOffsetAgainstCollateral</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>us-gaap_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>credit</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>instant</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_DerivativeLiabilities">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>Fair value, after the effects of master netting arrangements, of a financial liability or contract with one or more underlyings, notional amount or payment provision or both, and the contract can be net settled by means outside the contract or delivery of an asset. Includes liabilities not subject to a master netting arrangement and not elected to be offset.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 210<br> -SubTopic 20<br> -Section 55<br> -Paragraph 10<br> -URI http://asc.fasb.org/extlink&amp;oid=51825145&amp;loc=SL20226008-175313<br><br>Reference 2: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 825<br> -SubTopic 10<br> -Section 50<br> -Paragraph 15<br> -URI http://asc.fasb.org/extlink&amp;oid=49121117&amp;loc=d3e13495-108611<br><br>Reference 3: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 210<br> -SubTopic 20<br> -Section 50<br> -Paragraph 3<br> -Subparagraph (c)<br> -URI http://asc.fasb.org/extlink&amp;oid=51824906&amp;loc=SL20225862-175312<br><br>Reference 4: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 825<br> -SubTopic 10<br> -Section 50<br> -Paragraph 10<br> -Subparagraph (a)<br> -URI http://asc.fasb.org/extlink&amp;oid=49121117&amp;loc=d3e13433-108611<br><br>Reference 5: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 815<br> -SubTopic 10<br> -Section 45<br> -Paragraph 6<br> -URI http://asc.fasb.org/extlink&amp;oid=6945355&amp;loc=d3e41271-113958<br><br>Reference 6: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 815<br> -SubTopic 10<br> -Section 45<br> -Paragraph 5<br> -URI http://asc.fasb.org/extlink&amp;oid=6945355&amp;loc=d3e41228-113958<br></p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_DerivativeLiabilities</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>us-gaap_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>credit</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>instant</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_DerivativeLiabilityFairValueGrossAsset">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>Fair value of asset associated with financial liability or contract with one or more underlyings, notional amount or payment provision or both, and the contract can be net settled by means outside the contract or delivery of an asset.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 210<br> -SubTopic 20<br> -Section 55<br> -Paragraph 8<br> -URI http://asc.fasb.org/extlink&amp;oid=51825145&amp;loc=SL20226003-175313<br><br>Reference 2: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 210<br> -SubTopic 20<br> -Section 50<br> -Paragraph 3<br> -Subparagraph (b)<br> -URI http://asc.fasb.org/extlink&amp;oid=51824906&amp;loc=SL20225862-175312<br><br>Reference 3: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 815<br> -SubTopic 10<br> -Section 50<br> -Paragraph 4B<br> -Subparagraph (a),(c)<br> -URI http://asc.fasb.org/extlink&amp;oid=56946850&amp;loc=SL5624163-113959<br></p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_DerivativeLiabilityFairValueGrossAsset</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>us-gaap_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>debit</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>instant</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_DerivativesFairValueLineItems">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>Line items represent financial concepts included in a table. These concepts are used to disclose reportable information associated with domain members defined in one or many axes to the table.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>No definition available.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_DerivativesFairValueLineItems</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>us-gaap_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:stringItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_DerivativeInstrumentRiskAxis=us-gaap_InterestRateSwapMember">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Details</a><div><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_DerivativeInstrumentRiskAxis=us-gaap_InterestRateSwapMember</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td></td>
</tr>
</table></div>
</div></td></tr>
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<span style="display: none;">v3.3.1.900</span><table class="report" border="0" cellspacing="2" id="idp6863539408">
<tr>
<th class="tl" colspan="1" rowspan="2"><div style="width: 200px;"><strong>Note 21 - Quarterly Financial Data (unaudited) (Details) - Selected Unaudited Quarterly Financial Data - USD ($)<br> $ / shares in Units, shares in Thousands, $ in Thousands</strong></div></th>
<th class="th" colspan="8">3 Months Ended</th>
<th class="th" colspan="3">12 Months Ended</th>
</tr>
<tr>
<th class="th"><div>Dec. 31, 2015</div></th>
<th class="th"><div>Sep. 30, 2015</div></th>
<th class="th"><div>Jun. 30, 2015</div></th>
<th class="th"><div>Mar. 31, 2015</div></th>
<th class="th"><div>Dec. 31, 2014</div></th>
<th class="th"><div>Sep. 30, 2014</div></th>
<th class="th"><div>Jun. 30, 2014</div></th>
<th class="th"><div>Mar. 31, 2014</div></th>
<th class="th"><div>Dec. 31, 2015</div></th>
<th class="th"><div>Dec. 31, 2014</div></th>
<th class="th"><div>Dec. 31, 2013</div></th>
</tr>
<tr class="re">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_ffic_QuarterlyOperatingDataAbstract', window );"><strong>Quarterly operating data:</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_InterestAndDividendIncomeOperating', window );">Interest income</a></td>
<td class="nump">$ 52,468<span></span>
</td>
<td class="nump">$ 51,913<span></span>
</td>
<td class="nump">$ 50,222<span></span>
</td>
<td class="nump">$ 49,543<span></span>
</td>
<td class="nump">$ 49,171<span></span>
</td>
<td class="nump">$ 49,177<span></span>
</td>
<td class="nump">$ 49,569<span></span>
</td>
<td class="nump">$ 49,211<span></span>
</td>
<td class="nump">$ 204,146<span></span>
</td>
<td class="nump">$ 197,128<span></span>
</td>
<td class="nump">$ 200,526<span></span>
</td>
</tr>
<tr class="re">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_InterestExpense', window );">Interest expense</a></td>
<td class="nump">13,052<span></span>
</td>
<td class="nump">12,603<span></span>
</td>
<td class="nump">12,082<span></span>
</td>
<td class="nump">11,989<span></span>
</td>
<td class="nump">12,057<span></span>
</td>
<td class="nump">17,220<span></span>
</td>
<td class="nump">12,740<span></span>
</td>
<td class="nump">12,724<span></span>
</td>
<td class="nump">49,726<span></span>
</td>
<td class="nump">54,741<span></span>
</td>
<td class="nump">54,863<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_InterestIncomeExpenseNet', window );">Net interest income</a></td>
<td class="nump">39,416<span></span>
</td>
<td class="nump">39,310<span></span>
</td>
<td class="nump">38,140<span></span>
</td>
<td class="nump">37,554<span></span>
</td>
<td class="nump">37,114<span></span>
</td>
<td class="nump">31,957<span></span>
</td>
<td class="nump">36,829<span></span>
</td>
<td class="nump">36,487<span></span>
</td>
<td class="nump">154,420<span></span>
</td>
<td class="nump">142,387<span></span>
</td>
<td class="nump">145,663<span></span>
</td>
</tr>
<tr class="re">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_ProvisionForLoanLossesExpensed', window );">Provision (benefit) for loan losses</a></td>
<td class="nump">664<span></span>
</td>
<td class="num">(370)<span></span>
</td>
<td class="num">(516)<span></span>
</td>
<td class="num">(734)<span></span>
</td>
<td class="num">(3,192)<span></span>
</td>
<td class="num">(618)<span></span>
</td>
<td class="num">(1,092)<span></span>
</td>
<td class="num">(1,119)<span></span>
</td>
<td class="num">(956)<span></span>
</td>
<td class="num">(6,021)<span></span>
</td>
<td class="nump">13,935<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_NoninterestIncome', window );">Other operating income</a></td>
<td class="nump">2,145<span></span>
</td>
<td class="nump">1,697<span></span>
</td>
<td class="nump">9,947<span></span>
</td>
<td class="nump">1,930<span></span>
</td>
<td class="num">(576)<span></span>
</td>
<td class="nump">7,123<span></span>
</td>
<td class="nump">1,986<span></span>
</td>
<td class="nump">1,710<span></span>
</td>
<td class="nump">15,719<span></span>
</td>
<td class="nump">10,243<span></span>
</td>
<td class="nump">9,556<span></span>
</td>
</tr>
<tr class="re">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_NoninterestExpense', window );">Other operating expense</a></td>
<td class="nump">23,824<span></span>
</td>
<td class="nump">23,708<span></span>
</td>
<td class="nump">24,248<span></span>
</td>
<td class="nump">25,939<span></span>
</td>
<td class="nump">21,685<span></span>
</td>
<td class="nump">21,437<span></span>
</td>
<td class="nump">20,624<span></span>
</td>
<td class="nump">22,093<span></span>
</td>
<td class="nump">97,719<span></span>
</td>
<td class="nump">85,839<span></span>
</td>
<td class="nump">80,576<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_IncomeLossFromContinuingOperationsBeforeIncomeTaxesExtraordinaryItemsNoncontrollingInterest', window );">Income before income tax expense</a></td>
<td class="nump">17,073<span></span>
</td>
<td class="nump">17,669<span></span>
</td>
<td class="nump">24,355<span></span>
</td>
<td class="nump">14,279<span></span>
</td>
<td class="nump">18,045<span></span>
</td>
<td class="nump">18,261<span></span>
</td>
<td class="nump">19,283<span></span>
</td>
<td class="nump">17,223<span></span>
</td>
<td class="nump">73,376<span></span>
</td>
<td class="nump">72,812<span></span>
</td>
<td class="nump">60,708<span></span>
</td>
</tr>
<tr class="re">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_IncomeTaxExpenseBenefit', window );">Income tax expense</a></td>
<td class="nump">5,439<span></span>
</td>
<td class="nump">6,661<span></span>
</td>
<td class="nump">9,521<span></span>
</td>
<td class="nump">5,546<span></span>
</td>
<td class="nump">6,988<span></span>
</td>
<td class="nump">7,060<span></span>
</td>
<td class="nump">7,598<span></span>
</td>
<td class="nump">6,927<span></span>
</td>
<td class="nump">27,167<span></span>
</td>
<td class="nump">28,573<span></span>
</td>
<td class="nump">22,956<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_NetIncomeLoss', window );">Net income</a></td>
<td class="nump">$ 11,634<span></span>
</td>
<td class="nump">$ 11,008<span></span>
</td>
<td class="nump">$ 14,834<span></span>
</td>
<td class="nump">$ 8,733<span></span>
</td>
<td class="nump">$ 11,057<span></span>
</td>
<td class="nump">$ 11,201<span></span>
</td>
<td class="nump">$ 11,685<span></span>
</td>
<td class="nump">$ 10,296<span></span>
</td>
<td class="nump">$ 46,209<span></span>
</td>
<td class="nump">$ 44,239<span></span>
</td>
<td class="nump">$ 37,752<span></span>
</td>
</tr>
<tr class="re">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_EarningsPerShareBasic', window );">Basic earnings per common share (in Dollars per share)</a></td>
<td class="nump">$ 0.40<span></span>
</td>
<td class="nump">$ 0.38<span></span>
</td>
<td class="nump">$ 0.51<span></span>
</td>
<td class="nump">$ 0.30<span></span>
</td>
<td class="nump">$ 0.38<span></span>
</td>
<td class="nump">$ 0.38<span></span>
</td>
<td class="nump">$ 0.39<span></span>
</td>
<td class="nump">$ 0.34<span></span>
</td>
<td class="nump">$ 1.59<span></span>
</td>
<td class="nump">$ 1.49<span></span>
</td>
<td class="nump">$ 1.26<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_EarningsPerShareDiluted', window );">Diluted earnings per common share (in Dollars per share)</a></td>
<td class="nump">0.40<span></span>
</td>
<td class="nump">0.38<span></span>
</td>
<td class="nump">0.51<span></span>
</td>
<td class="nump">0.30<span></span>
</td>
<td class="nump">0.38<span></span>
</td>
<td class="nump">0.38<span></span>
</td>
<td class="nump">0.39<span></span>
</td>
<td class="nump">0.34<span></span>
</td>
<td class="nump">$ 1.59<span></span>
</td>
<td class="nump">$ 1.48<span></span>
</td>
<td class="nump">$ 1.26<span></span>
</td>
</tr>
<tr class="re">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_CommonStockDividendsPerShareCashPaid', window );">Dividends per common share (in Dollars per share)</a></td>
<td class="nump">$ 0.16<span></span>
</td>
<td class="nump">$ 0.16<span></span>
</td>
<td class="nump">$ 0.16<span></span>
</td>
<td class="nump">$ 0.16<span></span>
</td>
<td class="nump">$ 0.15<span></span>
</td>
<td class="nump">$ 0.15<span></span>
</td>
<td class="nump">$ 0.15<span></span>
</td>
<td class="nump">$ 0.15<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_ffic_AverageCommonSharesOutstandingForAbstract', window );"><strong>Average common shares outstanding for:</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_WeightedAverageNumberOfSharesOutstandingBasic', window );">Basic earnings per share (in Shares)</a></td>
<td class="nump">28,862<span></span>
</td>
<td class="nump">28,927<span></span>
</td>
<td class="nump">29,246<span></span>
</td>
<td class="nump">29,397<span></span>
</td>
<td class="nump">29,343<span></span>
</td>
<td class="nump">29,772<span></span>
</td>
<td class="nump">30,059<span></span>
</td>
<td class="nump">29,984<span></span>
</td>
<td class="nump">29,106<span></span>
</td>
<td class="nump">29,788<span></span>
</td>
<td class="nump">30,047<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_WeightedAverageNumberOfDilutedSharesOutstanding', window );">Diluted earnings per share (in Shares)</a></td>
<td class="nump">28,879<span></span>
</td>
<td class="nump">28,946<span></span>
</td>
<td class="nump">29,268<span></span>
</td>
<td class="nump">29,419<span></span>
</td>
<td class="nump">29,366<span></span>
</td>
<td class="nump">29,796<span></span>
</td>
<td class="nump">30,090<span></span>
</td>
<td class="nump">30,022<span></span>
</td>
<td class="nump">29,126<span></span>
</td>
<td class="nump">29,817<span></span>
</td>
<td class="nump">30,073<span></span>
</td>
</tr>
</table>
<div style="display: none;">
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_ffic_AverageCommonSharesOutstandingForAbstract">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- References</a><div><p>No definition available.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">ffic_AverageCommonSharesOutstandingForAbstract</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>ffic_</td>
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<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:stringItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_ffic_QuarterlyOperatingDataAbstract">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- References</a><div><p>No definition available.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">ffic_QuarterlyOperatingDataAbstract</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>ffic_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:stringItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_CommonStockDividendsPerShareCashPaid">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>Aggregate dividends paid during the period for each share of common stock outstanding.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 505<br> -SubTopic 10<br> -Section S99<br> -Paragraph 1<br> -Subparagraph (SX 210.3-04)<br> -URI http://asc.fasb.org/extlink&amp;oid=27012166&amp;loc=d3e187085-122770<br></p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_CommonStockDividendsPerShareCashPaid</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>us-gaap_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>num:perShareItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_EarningsPerShareBasic">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>The amount of net income (loss) for the period per each share of common stock or unit outstanding during the reporting period.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 260<br> -SubTopic 10<br> -Section 50<br> -Paragraph 1<br> -URI http://asc.fasb.org/extlink&amp;oid=6371337&amp;loc=d3e3550-109257<br><br>Reference 2: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 225<br> -SubTopic 10<br> -Section S99<br> -Paragraph 2<br> -Subparagraph (SX 210.5-03.21)<br> -URI http://asc.fasb.org/extlink&amp;oid=26872669&amp;loc=d3e20235-122688<br><br>Reference 3: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 260<br> -SubTopic 10<br> -Section 55<br> -Paragraph 52<br> -URI http://asc.fasb.org/extlink&amp;oid=32703322&amp;loc=d3e4984-109258<br><br>Reference 4: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 260<br> -SubTopic 10<br> -Section 45<br> -Paragraph 2<br> -URI http://asc.fasb.org/extlink&amp;oid=7655603&amp;loc=d3e1252-109256<br><br>Reference 5: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 944<br> -SubTopic 225<br> -Section S99<br> -Paragraph 1<br> -Subparagraph (SX 210.7-04.19)<br> -URI http://asc.fasb.org/extlink&amp;oid=6879464&amp;loc=d3e573970-122913<br><br>Reference 6: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 942<br> -SubTopic 225<br> -Section S99<br> -Paragraph 1<br> -Subparagraph (SX 210.9-04.23)<br> -URI http://asc.fasb.org/extlink&amp;oid=6879574&amp;loc=d3e536633-122882<br><br>Reference 7: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher SEC<br> -Name Regulation S-X (SX)<br> -Number 210<br> -Section 04<br> -Paragraph 18<br> -Article 7<br><br>Reference 8: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher SEC<br> -Name Regulation S-X (SX)<br> -Number 210<br> -Section 03<br> -Paragraph 20<br> -Article 5<br><br>Reference 9: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher SEC<br> -Name Regulation S-X (SX)<br> -Number 210<br> -Section 04<br> -Paragraph 21<br> -Article 9<br></p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_EarningsPerShareBasic</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>us-gaap_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>num:perShareItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_EarningsPerShareDiluted">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>The amount of net income (loss) for the period available to each share of common stock or common unit outstanding during the reporting period and to each share or unit that would have been outstanding assuming the issuance of common shares or units for all dilutive potential common shares or units outstanding during the reporting period.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 225<br> -SubTopic 10<br> -Section S99<br> -Paragraph 2<br> -Subparagraph (SX 210.5-03.21)<br> -URI http://asc.fasb.org/extlink&amp;oid=26872669&amp;loc=d3e20235-122688<br><br>Reference 2: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 260<br> -SubTopic 10<br> -Section 45<br> -Paragraph 2<br> -URI http://asc.fasb.org/extlink&amp;oid=7655603&amp;loc=d3e1252-109256<br><br>Reference 3: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher SEC<br> -Name Regulation S-X (SX)<br> -Number 210<br> -Section 04<br> -Paragraph 18<br> -Article 7<br><br>Reference 4: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher SEC<br> -Name Regulation S-X (SX)<br> -Number 210<br> -Section 03<br> -Paragraph 20<br> -Article 5<br><br>Reference 5: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher SEC<br> -Name Regulation S-X (SX)<br> -Number 210<br> -Section 04<br> -Paragraph 21<br> -Article 9<br></p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_EarningsPerShareDiluted</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>us-gaap_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>num:perShareItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_IncomeLossFromContinuingOperationsBeforeIncomeTaxesExtraordinaryItemsNoncontrollingInterest">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>This element represents the income or loss from continuing operations attributable to the economic entity which may also be defined as revenue less expenses from ongoing operations, after income or loss from equity method investments, but before income taxes, extraordinary items, and noncontrolling interest.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 940<br> -SubTopic 20<br> -Section 25<br> -Paragraph 1<br> -URI http://asc.fasb.org/extlink&amp;oid=51673353&amp;loc=d3e41242-110953<br><br>Reference 2: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 235<br> -SubTopic 10<br> -Section S99<br> -Paragraph 1<br> -URI http://asc.fasb.org/extlink&amp;oid=26873400&amp;loc=d3e23780-122690<br><br>Reference 3: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher SEC<br> -Name Regulation S-X (SX)<br> -Number 210<br> -Section 03<br> -Paragraph 10<br> -Article 5<br></p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_IncomeLossFromContinuingOperationsBeforeIncomeTaxesExtraordinaryItemsNoncontrollingInterest</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>us-gaap_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>credit</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_IncomeTaxExpenseBenefit">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>Amount of current income tax expense (benefit) and deferred income tax expense (benefit) pertaining to continuing operations.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 740<br> -SubTopic 10<br> -Section 50<br> -Paragraph 9<br> -Subparagraph (a),(b)<br> -URI http://asc.fasb.org/extlink&amp;oid=6907707&amp;loc=d3e32639-109319<br><br>Reference 2: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 235<br> -SubTopic 10<br> -Section S99<br> -Paragraph 1<br> -Subparagraph (SX 210.4-08.(h))<br> -URI http://asc.fasb.org/extlink&amp;oid=26873400&amp;loc=d3e23780-122690<br><br>Reference 3: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Glossary Income Tax Expense (or Benefit)<br> -URI http://asc.fasb.org/extlink&amp;oid=6515339<br></p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_IncomeTaxExpenseBenefit</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>us-gaap_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>debit</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_InterestAndDividendIncomeOperating">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>Represents the total of interest and dividend income, including any amortization and accretion (as applicable) of discounts and premiums, earned from (1) loans and leases whether held-for-sale or held-in-portfolio; (2) investment securities; (3) federal funds sold; (4) securities purchased under agreements to resell; (5) investments in banker's acceptances, commercial paper, or certificates of deposit; (6) dividend income; or (7) other investments not otherwise specified herein.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 942<br> -SubTopic 225<br> -Section S99<br> -Paragraph 1<br> -Subparagraph (SX 210.9-04.1-5)<br> -URI http://asc.fasb.org/extlink&amp;oid=6879574&amp;loc=d3e536633-122882<br></p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_InterestAndDividendIncomeOperating</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>us-gaap_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>credit</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_InterestExpense">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>Amount of the cost of borrowed funds accounted for as interest expense.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 835<br> -SubTopic 20<br> -Section 50<br> -Paragraph 1<br> -URI http://asc.fasb.org/extlink&amp;oid=6450988&amp;loc=d3e26243-108391<br><br>Reference 2: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 942<br> -SubTopic 225<br> -Section S99<br> -Paragraph 1<br> -Subparagraph (SX 210.9-04.9)<br> -URI http://asc.fasb.org/extlink&amp;oid=6879574&amp;loc=d3e536633-122882<br></p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_InterestExpense</td>
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<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
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<tr>
<td><strong> Period Type:</strong></td>
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<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>The net amount of operating interest income (expense).</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 942<br> -SubTopic 225<br> -Section S99<br> -Paragraph 1<br> -Subparagraph (SX 210.9-04.10)<br> -URI http://asc.fasb.org/extlink&amp;oid=6879574&amp;loc=d3e536633-122882<br></p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_InterestIncomeExpenseNet</td>
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<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>us-gaap_</td>
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<td><strong> Data Type:</strong></td>
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<td><strong> Balance Type:</strong></td>
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<td><strong> Period Type:</strong></td>
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</div></td></tr>
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<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>The portion of profit or loss for the period, net of income taxes, which is attributable to the parent.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Glossary Net Income<br> -URI http://asc.fasb.org/extlink&amp;oid=51831255<br><br>Reference 2: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 230<br> -SubTopic 10<br> -Section 45<br> -Paragraph 28<br> -URI http://asc.fasb.org/extlink&amp;oid=56944662&amp;loc=d3e3602-108585<br><br>Reference 3: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 944<br> -SubTopic 225<br> -Section S99<br> -Paragraph 1<br> -Subparagraph (SX 210.7-04.19)<br> -URI http://asc.fasb.org/extlink&amp;oid=6879464&amp;loc=d3e573970-122913<br><br>Reference 4: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 260<br> -SubTopic 10<br> -Section 50<br> -Paragraph 1<br> -URI http://asc.fasb.org/extlink&amp;oid=6371337&amp;loc=d3e3550-109257<br><br>Reference 5: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 225<br> -SubTopic 10<br> -Section S99<br> -Paragraph 2<br> -Subparagraph (SX 210.5-03.18)<br> -URI http://asc.fasb.org/extlink&amp;oid=26872669&amp;loc=d3e20235-122688<br><br>Reference 6: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 944<br> -SubTopic 225<br> -Section S99<br> -Paragraph 1<br> -Subparagraph (SX 210.7-04.22)<br> -URI http://asc.fasb.org/extlink&amp;oid=6879464&amp;loc=d3e573970-122913<br><br>Reference 7: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Glossary Other Comprehensive Income<br> -URI http://asc.fasb.org/extlink&amp;oid=51831270<br><br>Reference 8: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher SEC<br> -Name Regulation S-X (SX)<br> -Number 210<br> -Section 03<br> -Paragraph 19<br> -Article 5<br><br>Reference 9: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher SEC<br> -Name Regulation S-X (SX)<br> -Number 210<br> -Section 04<br> -Paragraph 20<br> -Article 9<br></p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_NetIncomeLoss</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>us-gaap_</td>
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<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
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<tr>
<td><strong> Balance Type:</strong></td>
<td>credit</td>
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<td><strong> Period Type:</strong></td>
<td>duration</td>
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</table></div>
</div></td></tr>
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<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_NoninterestExpense">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>Total aggregate amount of all noninterest expense.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 942<br> -SubTopic 225<br> -Section S99<br> -Paragraph 1<br> -Subparagraph (SX 210.9-04.14)<br> -URI http://asc.fasb.org/extlink&amp;oid=6879574&amp;loc=d3e536633-122882<br></p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_NoninterestExpense</td>
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<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>us-gaap_</td>
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<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
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<td><strong> Balance Type:</strong></td>
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<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
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<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>The total amount of noninterest income which may be derived from: (1) fees and commissions; (2) premiums earned; (3) insurance policy charges; (4) the sale or disposal of assets; and (5) other sources not otherwise specified.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 942<br> -SubTopic 225<br> -Section S99<br> -Paragraph 1<br> -Subparagraph (SX 210.9-04.13)<br> -URI http://asc.fasb.org/extlink&amp;oid=6879574&amp;loc=d3e536633-122882<br></p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_NoninterestIncome</td>
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<td><strong> Data Type:</strong></td>
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<td><strong> Balance Type:</strong></td>
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<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>Amount of expense related to loss from loan transactions.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 942<br> -SubTopic 225<br> -Section S99<br> -Paragraph 1<br> -Subparagraph (SX 210.9-04.11)<br> -URI http://asc.fasb.org/extlink&amp;oid=6879574&amp;loc=d3e536633-122882<br></p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_ProvisionForLoanLossesExpensed</td>
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<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>us-gaap_</td>
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<td><strong> Data Type:</strong></td>
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<td><strong> Balance Type:</strong></td>
<td>debit</td>
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<td><strong> Period Type:</strong></td>
<td>duration</td>
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</div></td></tr>
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<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_WeightedAverageNumberOfDilutedSharesOutstanding">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>The average number of shares or units issued and outstanding that are used in calculating diluted EPS or earnings per unit (EPU), determined based on the timing of issuance of shares or units in the period.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 260<br> -SubTopic 10<br> -Section 45<br> -Paragraph 16<br> -URI http://asc.fasb.org/extlink&amp;oid=7655603&amp;loc=d3e1505-109256<br><br>Reference 2: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 260<br> -SubTopic 10<br> -Section 50<br> -Paragraph 1<br> -Subparagraph (a)<br> -URI http://asc.fasb.org/extlink&amp;oid=6371337&amp;loc=d3e3550-109257<br></p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_WeightedAverageNumberOfDilutedSharesOutstanding</td>
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<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
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<td><strong> Period Type:</strong></td>
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<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_WeightedAverageNumberOfSharesOutstandingBasic">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>Number of [basic] shares or units, after adjustment for contingently issuable shares or units and other shares or units not deemed outstanding, determined by relating the portion of time within a reporting period that common shares or units have been outstanding to the total time in that period.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 260<br> -SubTopic 10<br> -Section 50<br> -Paragraph 1<br> -Subparagraph (a)<br> -URI http://asc.fasb.org/extlink&amp;oid=6371337&amp;loc=d3e3550-109257<br><br>Reference 2: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 260<br> -SubTopic 10<br> -Section 45<br> -Paragraph 10<br> -URI http://asc.fasb.org/extlink&amp;oid=7655603&amp;loc=d3e1448-109256<br><br>Reference 3: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Glossary Weighted-Average Number of Common Shares Outstanding<br> -URI http://asc.fasb.org/extlink&amp;oid=6528421<br></p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_WeightedAverageNumberOfSharesOutstandingBasic</td>
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<td>us-gaap_</td>
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<td><strong> Data Type:</strong></td>
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<span style="display: none;">v3.3.1.900</span><table class="report" border="0" cellspacing="2" id="idp6847808448">
<tr>
<th class="tl" colspan="1" rowspan="1"><div style="width: 200px;"><strong>Note 22 - Parent Company Only Financial Information (Details) - Condensed Statements of Financial Condition for the Holding Company: - USD ($)<br> $ in Thousands</strong></div></th>
<th class="th"><div>Dec. 31, 2015</div></th>
<th class="th"><div>Dec. 31, 2014</div></th>
<th class="th"><div>Dec. 31, 2013</div></th>
<th class="th"><div>Dec. 31, 2012</div></th>
</tr>
<tr class="re">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_ffic_AssetsAbstract000000000', window );"><strong>Assets:</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_CashAndDueFromBanks', window );">Cash and due from banks</a></td>
<td class="nump">$ 42,363<span></span>
</td>
<td class="nump">$ 34,265<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_ffic_SecuritiesAvailableForSaleAbstract00', window );"><strong>Securities available for sale:</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_ffic_AvailableForSaleSecuritiesOtherFairValueDisclosure', window );">Other securities ($872 and $864 at fair value pursuant to the fair value option at December 31, 2015 and 2014, respectively)</a></td>
<td class="nump">324,657<span></span>
</td>
<td class="nump">268,377<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_Goodwill', window );">Goodwill</a></td>
<td class="nump">16,127<span></span>
</td>
<td class="nump">16,127<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_OtherAssets', window );">Other assets</a></td>
<td class="nump">63,962<span></span>
</td>
<td class="nump">69,335<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_Assets', window );">Total assets</a></td>
<td class="nump">5,704,634<span></span>
</td>
<td class="nump">5,077,013<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_ffic_LiabilitiesAbstract000000', window );"><strong>Liabilities:</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_ffic_BorrowedFundsFairValueOption', window );">Borrowings (at fair value pursuant to the fair value option at December 31, 2015 and 2014)</a></td>
<td class="nump">29,018<span></span>
</td>
<td class="nump">28,771<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_OtherLiabilities', window );">Other liabilities</a></td>
<td class="nump">67,344<span></span>
</td>
<td class="nump">55,676<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_Liabilities', window );">Total liabilities</a></td>
<td class="nump">5,231,567<span></span>
</td>
<td class="nump">4,620,766<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_ffic_StockholdersEquityAbstract0', window );"><strong>Stockholders' Equity:</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_CommonStockValue', window );">Common stock</a></td>
<td class="nump">315<span></span>
</td>
<td class="nump">315<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_TreasuryStockValue', window );">Treasury stock, at average cost (2,700,037 shares and 2,126,772 at December 31, 2015 and 2014, respectively)</a></td>
<td class="nump">48,868<span></span>
</td>
<td class="nump">37,221<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_RetainedEarningsAccumulatedDeficit', window );">Retained earnings</a></td>
<td class="nump">316,530<span></span>
</td>
<td class="nump">289,623<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_AccumulatedOtherComprehensiveIncomeLossNetOfTax', window );">Accumulated other comprehensive loss, net of taxes</a></td>
<td class="num">(5,562)<span></span>
</td>
<td class="num">(2,907)<span></span>
</td>
<td class="num">$ (11,375)<span></span>
</td>
<td class="nump">$ 12,137<span></span>
</td>
</tr>
<tr class="re">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_StockholdersEquity', window );">Total equity</a></td>
<td class="nump">473,067<span></span>
</td>
<td class="nump">456,247<span></span>
</td>
<td class="nump">$ 432,532<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_LiabilitiesAndStockholdersEquity', window );">Total liabilities and equity</a></td>
<td class="nump">5,704,634<span></span>
</td>
<td class="nump">5,077,013<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_dei_LegalEntityAxis=ffic_HoldingCompanyMember', window );">Holding Company [Member]</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_ffic_AssetsAbstract000000000', window );"><strong>Assets:</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_CashAndDueFromBanks', window );">Cash and due from banks</a></td>
<td class="nump">5,654<span></span>
</td>
<td class="nump">7,749<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_ffic_SecuritiesAvailableForSaleAbstract00', window );"><strong>Securities available for sale:</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_ffic_AvailableForSaleSecuritiesOtherFairValueDisclosure', window );">Other securities ($872 and $864 at fair value pursuant to the fair value option at December 31, 2015 and 2014, respectively)</a></td>
<td class="nump">1,170<span></span>
</td>
<td class="nump">1,156<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_InterestReceivable', window );">Interest receivable</a></td>
<td class="nump">4<span></span>
</td>
<td class="nump">4<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_EquityMethodInvestments', window );">Investment in subsidiaries</a></td>
<td class="nump">502,798<span></span>
</td>
<td class="nump">482,996<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_Goodwill', window );">Goodwill</a></td>
<td class="nump">2,185<span></span>
</td>
<td class="nump">2,185<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_OtherAssets', window );">Other assets</a></td>
<td class="nump">4,251<span></span>
</td>
<td class="nump">4,402<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_Assets', window );">Total assets</a></td>
<td class="nump">516,062<span></span>
</td>
<td class="nump">498,492<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_ffic_LiabilitiesAbstract000000', window );"><strong>Liabilities:</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_ffic_BorrowedFundsFairValueOption', window );">Borrowings (at fair value pursuant to the fair value option at December 31, 2015 and 2014)</a></td>
<td class="nump">29,018<span></span>
</td>
<td class="nump">28,770<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_OtherLiabilities', window );">Other liabilities</a></td>
<td class="nump">13,977<span></span>
</td>
<td class="nump">13,475<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_Liabilities', window );">Total liabilities</a></td>
<td class="nump">42,995<span></span>
</td>
<td class="nump">42,245<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_ffic_StockholdersEquityAbstract0', window );"><strong>Stockholders' Equity:</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_CommonStockValue', window );">Common stock</a></td>
<td class="nump">315<span></span>
</td>
<td class="nump">315<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_AdditionalPaidInCapital', window );">Additional paid-in capital</a></td>
<td class="nump">210,652<span></span>
</td>
<td class="nump">206,437<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_TreasuryStockValue', window );">Treasury stock, at average cost (2,700,037 shares and 2,126,772 at December 31, 2015 and 2014, respectively)</a></td>
<td class="num">(48,868)<span></span>
</td>
<td class="num">(37,221)<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_RetainedEarningsAccumulatedDeficit', window );">Retained earnings</a></td>
<td class="nump">316,530<span></span>
</td>
<td class="nump">289,623<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_AccumulatedOtherComprehensiveIncomeLossNetOfTax', window );">Accumulated other comprehensive loss, net of taxes</a></td>
<td class="num">(5,562)<span></span>
</td>
<td class="num">(2,907)<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_StockholdersEquity', window );">Total equity</a></td>
<td class="nump">473,067<span></span>
</td>
<td class="nump">456,247<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_LiabilitiesAndStockholdersEquity', window );">Total liabilities and equity</a></td>
<td class="nump">$ 516,062<span></span>
</td>
<td class="nump">$ 498,492<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
</table>
<div style="display: none;">
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_ffic_AssetsAbstract000000000">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- References</a><div><p>No definition available.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">ffic_AssetsAbstract000000000</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>ffic_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:stringItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_ffic_AvailableForSaleSecuritiesOtherFairValueDisclosure">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>This element represents the portion of the balance sheet assertion valued at fair value by the entity. Additionally, this element may be used in connection with the fair value disclosures required in the footnote disclosures to the financial statements. The element may be used in both the balance sheet and disclosure in the same submission. This item represents Available-for-sale Securities which consist of all investments in certain debt and equity securities, except for mortgage-backed securities, neither classified as trading or held-to-maturity securities. A debt security represents a creditor relationship with an enterprise. Debt securities include, among other items, US Treasury securities, US government securities, municipal securities, corporate bonds, convertible debt, commercial paper, and all securitized debt instruments. An equity security represents an ownership interest in an enterprise or the right to acquire or dispose of an ownership interest in an enterprise at fixed or determinable prices. Equity securities include, among other things, common stock, certain preferred stock, warrant rights, call options, and put options, but do not include convertible debt. An entity may opt to provide the reader with additional narrative text to better understand the nature of investments in debt and equity securities which are categorized as Available-for-sale.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>No definition available.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">ffic_AvailableForSaleSecuritiesOtherFairValueDisclosure</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>ffic_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>debit</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>instant</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_ffic_BorrowedFundsFairValueOption">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>This element represents the portion of the balance sheet assertion valued at fair value pursuant to the fair value option by the entity. Additionally, this element may be used in connection with the fair value option disclosures required in the footnote disclosures to the financial statements. The element may be used in both the balance sheet and disclosure in the same submission. This item represents the sum of the carrying values as of the balance sheet date of all debt, including all short-term borrowings, long-term debt, collateralized financings, and capital lease obligations.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>No definition available.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">ffic_BorrowedFundsFairValueOption</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>ffic_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>credit</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>instant</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_ffic_LiabilitiesAbstract000000">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- References</a><div><p>No definition available.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">ffic_LiabilitiesAbstract000000</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>ffic_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:stringItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_ffic_SecuritiesAvailableForSaleAbstract00">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- References</a><div><p>No definition available.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">ffic_SecuritiesAvailableForSaleAbstract00</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>ffic_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:stringItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_ffic_StockholdersEquityAbstract0">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- References</a><div><p>No definition available.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">ffic_StockholdersEquityAbstract0</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>ffic_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:stringItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_AccumulatedOtherComprehensiveIncomeLossNetOfTax">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>Accumulated change in equity from transactions and other events and circumstances from non-owner sources, net of tax effect, at period end. Excludes Net Income (Loss), and accumulated changes in equity from transactions resulting from investments by owners and distributions to owners. Includes foreign currency translation items, certain pension adjustments, unrealized gains and losses on certain investments in debt and equity securities, other than temporary impairment (OTTI) losses related to factors other than credit losses on available-for-sale and held-to-maturity debt securities that an entity does not intend to sell and it is not more likely than not that the entity will be required to sell before recovery of the amortized cost basis, as well as changes in the fair value of derivatives related to the effective portion of a designated cash flow hedge.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 220<br> -SubTopic 10<br> -Section 45<br> -Paragraph 11<br> -URI http://asc.fasb.org/extlink&amp;oid=36458714&amp;loc=d3e637-108580<br><br>Reference 2: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 220<br> -SubTopic 10<br> -Section 45<br> -Paragraph 14<br> -URI http://asc.fasb.org/extlink&amp;oid=36458714&amp;loc=d3e681-108580<br><br>Reference 3: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 220<br> -SubTopic 10<br> -Section 45<br> -Paragraph 14A<br> -URI http://asc.fasb.org/extlink&amp;oid=36458714&amp;loc=SL7669686-108580<br><br>Reference 4: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher SEC<br> -Name Regulation S-X (SX)<br> -Number 210<br> -Section 02<br> -Paragraph 31<br> -Article 5<br><br>Reference 5: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher SEC<br> -Name Regulation S-X (SX)<br> -Number 210<br> -Section 04<br> -Article 3<br></p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_AccumulatedOtherComprehensiveIncomeLossNetOfTax</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>us-gaap_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>credit</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>instant</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_AdditionalPaidInCapital">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>Excess of issue price over par or stated value of the entity's capital stock and amounts received from other transactions involving the entity's stock or stockholders. Includes adjustments to additional paid in capital. Some examples of such adjustments include recording the issuance of debt with a beneficial conversion feature and certain tax consequences of equity instruments awarded to employees. Use this element for the aggregate amount of additional paid-in capital associated with common and preferred stock. For additional paid-in capital associated with only common stock, use the element additional paid in capital, common stock. For additional paid-in capital associated with only preferred stock, use the element additional paid in capital, preferred stock.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 210<br> -SubTopic 10<br> -Section S99<br> -Paragraph 1<br> -Subparagraph (SX 210.5-02.30(a)(1))<br> -URI http://asc.fasb.org/extlink&amp;oid=6877327&amp;loc=d3e13212-122682<br><br>Reference 2: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher SEC<br> -Name Regulation S-X (SX)<br> -Number 210<br> -Section 02<br> -Paragraph 31<br> -Article 5<br></p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_AdditionalPaidInCapital</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>us-gaap_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>credit</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>instant</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_Assets">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>Sum of the carrying amounts as of the balance sheet date of all assets that are recognized. Assets are probable future economic benefits obtained or controlled by an entity as a result of past transactions or events.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 210<br> -SubTopic 10<br> -Section S99<br> -Paragraph 1<br> -Subparagraph (SX 210.5-02.18)<br> -URI http://asc.fasb.org/extlink&amp;oid=6877327&amp;loc=d3e13212-122682<br><br>Reference 2: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 210<br> -SubTopic 10<br> -Section S99<br> -Paragraph 1<br> -URI http://asc.fasb.org/extlink&amp;oid=6877327&amp;loc=d3e13212-122682<br><br>Reference 3: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher SEC<br> -Name Regulation S-X (SX)<br> -Number 210<br> -Section 03<br> -Paragraph 12<br> -Article 7<br></p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_Assets</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>us-gaap_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>debit</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>instant</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_CashAndDueFromBanks">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>For banks and other depository institutions: Includes cash on hand (currency and coin), cash items in process of collection, noninterest bearing deposits due from other financial institutions (including corporate credit unions), and noninterest bearing balances with the Federal Reserve Banks, Federal Home Loan Banks and central banks.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Glossary Cash<br> -URI http://asc.fasb.org/extlink&amp;oid=6506951<br><br>Reference 2: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Glossary Cash Equivalents<br> -URI http://asc.fasb.org/extlink&amp;oid=6507016<br><br>Reference 3: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 942<br> -SubTopic 210<br> -Section S99<br> -Paragraph 1<br> -Subparagraph (SX 210.9-03.1)<br> -URI http://asc.fasb.org/extlink&amp;oid=6876686&amp;loc=d3e534808-122878<br><br>Reference 4: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher SEC<br> -Name Regulation S-X (SX)<br> -Number 210<br> -Section 03<br> -Paragraph 1, 2, 3<br> -Article 9<br></p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_CashAndDueFromBanks</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>us-gaap_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>debit</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>instant</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_CommonStockValue">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>Aggregate par or stated value of issued nonredeemable common stock (or common stock redeemable solely at the option of the issuer). This item includes treasury stock repurchased by the entity. Note: elements for number of nonredeemable common shares, par value and other disclosure concepts are in another section within stockholders' equity.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 210<br> -SubTopic 10<br> -Section S99<br> -Paragraph 1<br> -Subparagraph (SX 210.5-02.29)<br> -URI http://asc.fasb.org/extlink&amp;oid=6877327&amp;loc=d3e13212-122682<br><br>Reference 2: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher SEC<br> -Name Regulation S-X (SX)<br> -Number 210<br> -Section 02<br> -Paragraph 30<br> -Article 5<br></p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_CommonStockValue</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>us-gaap_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>credit</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>instant</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_EquityMethodInvestments">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>This item represents the carrying amount on the entity's balance sheet of its investment in common stock of an equity method investee. This is not an indicator of the fair value of the investment, rather it is the initial cost adjusted for the entity's share of earnings and losses of the investee, adjusted for any distributions (dividends) and other than temporary impairment (OTTI) losses recognized.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 323<br> -SubTopic 10<br> -Section 45<br> -Paragraph 1<br> -URI http://asc.fasb.org/extlink&amp;oid=35755396&amp;loc=d3e33749-111570<br><br>Reference 2: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 210<br> -SubTopic 10<br> -Section S99<br> -Paragraph 1<br> -Subparagraph (SX 210.5-02.12)<br> -URI http://asc.fasb.org/extlink&amp;oid=6877327&amp;loc=d3e13212-122682<br></p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_EquityMethodInvestments</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>us-gaap_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>debit</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>instant</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_Goodwill">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>Amount after accumulated impairment loss of an asset representing future economic benefits arising from other assets acquired in a business combination that are not individually identified and separately recognized.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 350<br> -SubTopic 20<br> -Section 50<br> -Paragraph 1<br> -URI http://asc.fasb.org/extlink&amp;oid=35741047&amp;loc=d3e13816-109267<br><br>Reference 2: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 350<br> -SubTopic 20<br> -Section 45<br> -Paragraph 1<br> -URI http://asc.fasb.org/extlink&amp;oid=6388280&amp;loc=d3e13770-109266<br></p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_Goodwill</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>us-gaap_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>debit</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>instant</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_InterestReceivable">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>Carrying amount as of the balance sheet date of interest earned but not received. Also called accrued interest or accrued interest receivable.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 210<br> -SubTopic 10<br> -Section S99<br> -Paragraph 1<br> -Subparagraph (SX 210.5-02.8)<br> -URI http://asc.fasb.org/extlink&amp;oid=6877327&amp;loc=d3e13212-122682<br></p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_InterestReceivable</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>us-gaap_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>debit</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>instant</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_Liabilities">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>Sum of the carrying amounts as of the balance sheet date of all liabilities that are recognized. Liabilities are probable future sacrifices of economic benefits arising from present obligations of an entity to transfer assets or provide services to other entities in the future.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 210<br> -SubTopic 10<br> -Section S99<br> -Paragraph 1<br> -Subparagraph (SX 210.5-02.19-26)<br> -URI http://asc.fasb.org/extlink&amp;oid=6877327&amp;loc=d3e13212-122682<br></p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_Liabilities</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>us-gaap_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>credit</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>instant</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_LiabilitiesAndStockholdersEquity">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>Amount of liabilities and equity items, including the portion of equity attributable to noncontrolling interests, if any.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 210<br> -SubTopic 10<br> -Section S99<br> -Paragraph 1<br> -Subparagraph (SX 210.5-02.32)<br> -URI http://asc.fasb.org/extlink&amp;oid=6877327&amp;loc=d3e13212-122682<br><br>Reference 2: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher SEC<br> -Name Regulation S-X (SX)<br> -Number 210<br> -Section 03<br> -Paragraph 25<br> -Article 7<br></p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_LiabilitiesAndStockholdersEquity</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>us-gaap_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>credit</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>instant</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_OtherAssets">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>The aggregate carrying amounts, as of the balance sheet date, of assets not separately disclosed in the balance sheet.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 210<br> -SubTopic 10<br> -Section S99<br> -Paragraph 1<br> -Subparagraph (SX 210.5-02.17)<br> -URI http://asc.fasb.org/extlink&amp;oid=6877327&amp;loc=d3e13212-122682<br><br>Reference 2: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher SEC<br> -Name Regulation S-X (SX)<br> -Number 210<br> -Section 03<br> -Paragraph 10<br> -Article 7<br></p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_OtherAssets</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>us-gaap_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>debit</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>instant</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_OtherLiabilities">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>The aggregate carrying amount, as of the balance sheet date, of liabilities not separately disclosed in the balance sheet.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 942<br> -SubTopic 210<br> -Section S99<br> -Paragraph 1<br> -Subparagraph (SX 210.9-03.15)<br> -URI http://asc.fasb.org/extlink&amp;oid=6876686&amp;loc=d3e534808-122878<br></p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_OtherLiabilities</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>us-gaap_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>credit</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>instant</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_RetainedEarningsAccumulatedDeficit">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>The cumulative amount of the reporting entity's undistributed earnings or deficit.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 210<br> -SubTopic 10<br> -Section S99<br> -Paragraph 1<br> -Subparagraph (SX 210.5-02.31(a)(3))<br> -URI http://asc.fasb.org/extlink&amp;oid=6877327&amp;loc=d3e13212-122682<br><br>Reference 2: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher SEC<br> -Name Regulation S-X (SX)<br> -Number 210<br> -Section 04<br> -Article 3<br></p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_RetainedEarningsAccumulatedDeficit</td>
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<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
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<td><strong> Data Type:</strong></td>
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<tr>
<td><strong> Balance Type:</strong></td>
<td>credit</td>
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<tr>
<td><strong> Period Type:</strong></td>
<td>instant</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_StockholdersEquity">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>Total of all stockholders' equity (deficit) items, net of receivables from officers, directors, owners, and affiliates of the entity which are attributable to the parent. The amount of the economic entity's stockholders' equity attributable to the parent excludes the amount of stockholders' equity which is allocable to that ownership interest in subsidiary equity which is not attributable to the parent (noncontrolling interest, minority interest). This excludes temporary equity and is sometimes called permanent equity.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 310<br> -SubTopic 10<br> -Section S99<br> -Paragraph 2<br> -Subparagraph (SAB TOPIC 4.E)<br> -URI http://asc.fasb.org/extlink&amp;oid=27010918&amp;loc=d3e74512-122707<br><br>Reference 2: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 210<br> -SubTopic 10<br> -Section S99<br> -Paragraph 1<br> -Subparagraph (SX 210.5-02.29-31)<br> -URI http://asc.fasb.org/extlink&amp;oid=6877327&amp;loc=d3e13212-122682<br><br>Reference 3: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher SEC<br> -Name Staff Accounting Bulletin (SAB)<br> -Number Topic 4<br> -Section E<br></p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_StockholdersEquity</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>us-gaap_</td>
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<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>credit</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>instant</td>
</tr>
</table></div>
</div></td></tr>
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<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_TreasuryStockValue">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>The amount allocated to treasury stock. Treasury stock is common and preferred shares of an entity that were issued, repurchased by the entity, and are held in its treasury.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 505<br> -SubTopic 30<br> -Section 50<br> -Paragraph 4<br> -URI http://asc.fasb.org/extlink&amp;oid=6405834&amp;loc=d3e23315-112656<br></p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_TreasuryStockValue</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>us-gaap_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>debit</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>instant</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_dei_LegalEntityAxis=ffic_HoldingCompanyMember">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Details</a><div><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">dei_LegalEntityAxis=ffic_HoldingCompanyMember</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td></td>
</tr>
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<span style="display: none;">v3.3.1.900</span><table class="report" border="0" cellspacing="2" id="idp6844229712">
<tr>
<th class="tl" colspan="1" rowspan="1"><div style="width: 200px;"><strong>Note 22 - Parent Company Only Financial Information (Details) - Condensed Statements of Financial Condition for the Holding Company: (Parentheticals) - USD ($)<br> $ in Thousands</strong></div></th>
<th class="th"><div>Dec. 31, 2015</div></th>
<th class="th"><div>Dec. 31, 2014</div></th>
</tr>
<tr class="re">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_CondensedBalanceSheetStatementsCaptionsLineItems', window );"><strong>Condensed Balance Sheet Statements, Captions [Line Items]</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_ffic_AvailableForSaleSecuritiesOtherFairValueOption', window );">Other securities, at fair value pursuant to fair value option</a></td>
<td class="nump">$ 28,205<span></span>
</td>
<td class="nump">$ 27,915<span></span>
</td>
</tr>
<tr class="re">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_TreasuryStockShares', window );">Treasury stock, shares</a></td>
<td class="nump">2,700,037<span></span>
</td>
<td class="nump">2,126,772<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_dei_LegalEntityAxis=ffic_HoldingCompanyMember', window );">Holding Company [Member]</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_CondensedBalanceSheetStatementsCaptionsLineItems', window );"><strong>Condensed Balance Sheet Statements, Captions [Line Items]</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_ffic_AvailableForSaleSecuritiesOtherFairValueOption', window );">Other securities, at fair value pursuant to fair value option</a></td>
<td class="nump">$ 872<span></span>
</td>
<td class="nump">$ 864<span></span>
</td>
</tr>
<tr class="re">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_TreasuryStockShares', window );">Treasury stock, shares</a></td>
<td class="nump">2,700,037<span></span>
</td>
<td class="nump">2,126,772<span></span>
</td>
</tr>
</table>
<div style="display: none;">
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_ffic_AvailableForSaleSecuritiesOtherFairValueOption">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>This element represents the portion of the balance sheet assertion valued at fair value pursuant to the fair value option by the entity. Additionally, this element may be used in connection with the fair value option disclosures required in the footnote disclosures to the financial statements. The element may be used in both the balance sheet and disclosure in the same submission. This item represents Available-for-sale Securities which consist of all investments in certain debt and equity securities, except for mortgage-backed securities, neither classified as trading or held-to-maturity securities. A debt security represents a creditor relationship with an enterprise. Debt securities include, among other items, US Treasury securities, US government securities, municipal securities, corporate bonds, convertible debt, commercial paper, and all securitized debt instruments. An equity security represents an ownership interest in an enterprise or the right to acquire or dispose of an ownership interest in an enterprise at fixed or determinable prices. Equity securities include, among other things, common stock, certain preferred stock, warrant rights, call options, and put options, but do not include convertible debt. An entity may opt to provide the reader with additional narrative text to better understand the nature of investments in debt and equity securities which are categorized as Available-for-sale.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>No definition available.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">ffic_AvailableForSaleSecuritiesOtherFairValueOption</td>
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<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>ffic_</td>
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<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>debit</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>instant</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_CondensedBalanceSheetStatementsCaptionsLineItems">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>Line items represent financial concepts included in a table. These concepts are used to disclose reportable information associated with domain members defined in one or many axes to the table.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>No definition available.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_CondensedBalanceSheetStatementsCaptionsLineItems</td>
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<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>us-gaap_</td>
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<td>xbrli:stringItemType</td>
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<td><strong> Balance Type:</strong></td>
<td>na</td>
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<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
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<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_TreasuryStockShares">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>Number of common and preferred shares that were previously issued and that were repurchased by the issuing entity and held in treasury on the financial statement date. This stock has no voting rights and receives no dividends.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 210<br> -SubTopic 10<br> -Section S99<br> -Paragraph 1<br> -Subparagraph (SX 210.5-02.28,29)<br> -URI http://asc.fasb.org/extlink&amp;oid=6877327&amp;loc=d3e13212-122682<br><br>Reference 2: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher SEC<br> -Name Regulation S-X (SX)<br> -Number 210<br> -Section 02<br> -Paragraph 29, 30<br> -Article 5<br></p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_TreasuryStockShares</td>
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<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>us-gaap_</td>
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<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:sharesItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>instant</td>
</tr>
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<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Details</a><div><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">dei_LegalEntityAxis=ffic_HoldingCompanyMember</td>
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<span style="display: none;">v3.3.1.900</span><table class="report" border="0" cellspacing="2" id="idp6845067728">
<tr>
<th class="tl" colspan="1" rowspan="2"><div style="width: 200px;"><strong>Note 22 - Parent Company Only Financial Information (Details) - Condensed Statements of Income for the Holding Company: - USD ($)<br> $ in Thousands</strong></div></th>
<th class="th" colspan="8">3 Months Ended</th>
<th class="th" colspan="3">12 Months Ended</th>
</tr>
<tr>
<th class="th"><div>Dec. 31, 2015</div></th>
<th class="th"><div>Sep. 30, 2015</div></th>
<th class="th"><div>Jun. 30, 2015</div></th>
<th class="th"><div>Mar. 31, 2015</div></th>
<th class="th"><div>Dec. 31, 2014</div></th>
<th class="th"><div>Sep. 30, 2014</div></th>
<th class="th"><div>Jun. 30, 2014</div></th>
<th class="th"><div>Mar. 31, 2014</div></th>
<th class="th"><div>Dec. 31, 2015</div></th>
<th class="th"><div>Dec. 31, 2014</div></th>
<th class="th"><div>Dec. 31, 2013</div></th>
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<tr class="re">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_CondensedIncomeStatementsCaptionsLineItems', window );"><strong>Condensed Income Statements, Captions [Line Items]</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_InvestmentIncomeInterest', window );">Interest income</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="nump">$ 24,827<span></span>
</td>
<td class="nump">$ 25,969<span></span>
</td>
<td class="nump">$ 28,310<span></span>
</td>
</tr>
<tr class="re">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_InterestExpense', window );">Interest expense</a></td>
<td class="num">$ (13,052)<span></span>
</td>
<td class="num">$ (12,603)<span></span>
</td>
<td class="num">$ (12,082)<span></span>
</td>
<td class="num">$ (11,989)<span></span>
</td>
<td class="num">$ (12,057)<span></span>
</td>
<td class="num">$ (17,220)<span></span>
</td>
<td class="num">$ (12,740)<span></span>
</td>
<td class="num">$ (12,724)<span></span>
</td>
<td class="num">(49,726)<span></span>
</td>
<td class="num">(54,741)<span></span>
</td>
<td class="num">(54,863)<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_GainLossOnSaleOfSecuritiesNet', window );">Gain on sale of securities</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="nump">167<span></span>
</td>
<td class="nump">2,875<span></span>
</td>
<td class="nump">3,021<span></span>
</td>
</tr>
<tr class="re">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_FairValueOptionChangesInFairValueGainLoss1', window );">Net gain (loss) from fair value adjustments</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="num">(1,841)<span></span>
</td>
<td class="num">(2,568)<span></span>
</td>
<td class="num">(2,521)<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_OtherNoninterestExpense', window );">Other operating expenses</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="num">(15,118)<span></span>
</td>
<td class="num">(11,809)<span></span>
</td>
<td class="num">(10,634)<span></span>
</td>
</tr>
<tr class="re">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_IncomeTaxExpenseBenefit', window );">Income tax benefit</a></td>
<td class="nump">5,439<span></span>
</td>
<td class="nump">6,661<span></span>
</td>
<td class="nump">9,521<span></span>
</td>
<td class="nump">5,546<span></span>
</td>
<td class="nump">6,988<span></span>
</td>
<td class="nump">7,060<span></span>
</td>
<td class="nump">7,598<span></span>
</td>
<td class="nump">6,927<span></span>
</td>
<td class="nump">27,167<span></span>
</td>
<td class="nump">28,573<span></span>
</td>
<td class="nump">22,956<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_NetIncomeLoss', window );">Net income</a></td>
<td class="nump">$ 11,634<span></span>
</td>
<td class="nump">$ 11,008<span></span>
</td>
<td class="nump">$ 14,834<span></span>
</td>
<td class="nump">$ 8,733<span></span>
</td>
<td class="nump">$ 11,057<span></span>
</td>
<td class="nump">$ 11,201<span></span>
</td>
<td class="nump">$ 11,685<span></span>
</td>
<td class="nump">$ 10,296<span></span>
</td>
<td class="nump">46,209<span></span>
</td>
<td class="nump">44,239<span></span>
</td>
<td class="nump">37,752<span></span>
</td>
</tr>
<tr class="re">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_OtherComprehensiveIncomeLossNetOfTax', window );">Other comprehensive (loss) income, net of tax</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="num">(2,655)<span></span>
</td>
<td class="nump">8,468<span></span>
</td>
<td class="num">(23,512)<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_ComprehensiveIncomeNetOfTax', window );">Comprehensive income</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="nump">43,554<span></span>
</td>
<td class="nump">52,707<span></span>
</td>
<td class="nump">14,240<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_dei_LegalEntityAxis=ffic_HoldingCompanyMember', window );">Holding Company [Member]</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_CondensedIncomeStatementsCaptionsLineItems', window );"><strong>Condensed Income Statements, Captions [Line Items]</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_EquityMethodInvestmentDividendsOrDistributions', window );">Dividends from the Bank</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="nump">26,000<span></span>
</td>
<td class="nump">20,000<span></span>
</td>
<td class="nump">20,000<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_InvestmentIncomeInterest', window );">Interest income</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="nump">242<span></span>
</td>
<td class="nump">512<span></span>
</td>
<td class="nump">590<span></span>
</td>
</tr>
<tr class="re">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_InterestExpense', window );">Interest expense</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="num">(1,075)<span></span>
</td>
<td class="num">(1,039)<span></span>
</td>
<td class="num">(1,066)<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_GainLossOnSaleOfSecuritiesNet', window );">Gain on sale of securities</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="nump">17<span></span>
</td>
</tr>
<tr class="re">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_FairValueOptionChangesInFairValueGainLoss1', window );">Net gain (loss) from fair value adjustments</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="num">(231)<span></span>
</td>
<td class="nump">779<span></span>
</td>
<td class="num">(5,475)<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_OtherNoninterestExpense', window );">Other operating expenses</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="num">(1,298)<span></span>
</td>
<td class="num">(786)<span></span>
</td>
<td class="num">(621)<span></span>
</td>
</tr>
<tr class="re">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_IncomeLossFromContinuingOperationsBeforeIncomeTaxesMinorityInterestAndIncomeLossFromEquityMethodInvestments', window );">Income before taxes and equity in undistributed earnings of subsidiary</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="nump">23,638<span></span>
</td>
<td class="nump">19,466<span></span>
</td>
<td class="nump">13,445<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_IncomeTaxExpenseBenefit', window );">Income tax benefit</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="nump">687<span></span>
</td>
<td class="nump">668<span></span>
</td>
<td class="nump">2,857<span></span>
</td>
</tr>
<tr class="re">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_ffic_IncomeBeforeEquityInUndistributedEarningsOfSubsidiary', window );">Income before equity in undistributed earnings of subsidiary</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="nump">24,325<span></span>
</td>
<td class="nump">20,134<span></span>
</td>
<td class="nump">16,302<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_IncomeLossFromEquityMethodInvestments', window );">Equity in undistributed earnings of the Bank</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="nump">21,884<span></span>
</td>
<td class="nump">24,105<span></span>
</td>
<td class="nump">21,450<span></span>
</td>
</tr>
<tr class="re">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_NetIncomeLoss', window );">Net income</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="nump">46,209<span></span>
</td>
<td class="nump">44,239<span></span>
</td>
<td class="nump">37,752<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_OtherComprehensiveIncomeLossNetOfTax', window );">Other comprehensive (loss) income, net of tax</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="num">(2,655)<span></span>
</td>
<td class="nump">8,468<span></span>
</td>
<td class="num">(23,512)<span></span>
</td>
</tr>
<tr class="re">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_ComprehensiveIncomeNetOfTax', window );">Comprehensive income</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="nump">$ 43,554<span></span>
</td>
<td class="nump">$ 52,707<span></span>
</td>
<td class="nump">$ 14,240<span></span>
</td>
</tr>
</table>
<div style="display: none;">
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_ffic_IncomeBeforeEquityInUndistributedEarningsOfSubsidiary">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>Income before equity in undistributed earnings of subsidiary.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>No definition available.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">ffic_IncomeBeforeEquityInUndistributedEarningsOfSubsidiary</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>ffic_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>credit</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_ComprehensiveIncomeNetOfTax">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>Amount after tax of increase (decrease) in equity from transactions and other events and circumstances from net income and other comprehensive income, attributable to parent entity. Excludes changes in equity resulting from investments by owners and distributions to owners.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Glossary Other Comprehensive Income<br> -URI http://asc.fasb.org/extlink&amp;oid=51831270<br><br>Reference 2: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Glossary Comprehensive Income<br> -URI http://asc.fasb.org/extlink&amp;oid=51831223<br><br>Reference 3: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 220<br> -SubTopic 10<br> -Section 45<br> -Paragraph 5<br> -URI http://asc.fasb.org/extlink&amp;oid=36458714&amp;loc=d3e557-108580<br><br>Reference 4: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Glossary Net Income<br> -URI http://asc.fasb.org/extlink&amp;oid=51831255<br></p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_ComprehensiveIncomeNetOfTax</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>us-gaap_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>credit</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_CondensedIncomeStatementsCaptionsLineItems">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>Line items represent financial concepts included in a table. These concepts are used to disclose reportable information associated with domain members defined in one or many axes to the table.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>No definition available.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_CondensedIncomeStatementsCaptionsLineItems</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>us-gaap_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:stringItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_EquityMethodInvestmentDividendsOrDistributions">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>This item represents disclosure of the amount of dividends or other distributions received from unconsolidated subsidiaries, certain corporate joint ventures, and certain noncontrolled corporation; these investments are accounted for under the equity method of accounting. This element excludes distributions that constitute a return of investment, which are classified as investing activities.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 230<br> -SubTopic 10<br> -Section 45<br> -Paragraph 28<br> -Subparagraph (b)<br> -URI http://asc.fasb.org/extlink&amp;oid=56944662&amp;loc=d3e3602-108585<br><br>Reference 2: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher SEC<br> -Name Regulation S-X (SX)<br> -Number 210<br> -Section 03<br> -Paragraph 13<br> -Article 5<br></p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_EquityMethodInvestmentDividendsOrDistributions</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>us-gaap_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>debit</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_FairValueOptionChangesInFairValueGainLoss1">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>For each line item in the statement of financial position, the amounts of gains and losses from fair value changes included in earnings.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 825<br> -SubTopic 10<br> -Section 50<br> -Paragraph 30<br> -Subparagraph (a)<br> -URI http://asc.fasb.org/extlink&amp;oid=6957238&amp;loc=d3e14172-108612<br></p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_FairValueOptionChangesInFairValueGainLoss1</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>us-gaap_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>credit</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_GainLossOnSaleOfSecuritiesNet">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>The net gain (loss) realized from the sale, exchange, redemption, or retirement of securities, not separately or otherwise categorized as trading, available-for-sale, or held-to-maturity.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 942<br> -SubTopic 225<br> -Section S99<br> -Paragraph 1<br> -Subparagraph (SX 210.9-04.13(h))<br> -URI http://asc.fasb.org/extlink&amp;oid=6879574&amp;loc=d3e536633-122882<br><br>Reference 2: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 944<br> -SubTopic 225<br> -Section S99<br> -Paragraph 1<br> -Subparagraph (SX 210.7-04.3)<br> -URI http://asc.fasb.org/extlink&amp;oid=6879464&amp;loc=d3e573970-122913<br></p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_GainLossOnSaleOfSecuritiesNet</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>us-gaap_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>credit</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_IncomeLossFromContinuingOperationsBeforeIncomeTaxesMinorityInterestAndIncomeLossFromEquityMethodInvestments">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>Sum of operating profit and nonoperating income or expense before Income or Loss from equity method investments, income taxes, extraordinary items, and noncontrolling interest.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 235<br> -SubTopic 10<br> -Section S99<br> -Paragraph 1<br> -Subparagraph (SX 210.4-08.(h)(1)(i))<br> -URI http://asc.fasb.org/extlink&amp;oid=26873400&amp;loc=d3e23780-122690<br></p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_IncomeLossFromContinuingOperationsBeforeIncomeTaxesMinorityInterestAndIncomeLossFromEquityMethodInvestments</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>us-gaap_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>credit</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_IncomeLossFromEquityMethodInvestments">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>This item represents the entity's proportionate share for the period of the net income (loss) of its investee (such as unconsolidated subsidiaries and joint ventures) to which the equity method of accounting is applied. This item includes income or expense related to stock-based compensation based on the investor's grant of stock to employees of an equity method investee.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 230<br> -SubTopic 10<br> -Section 45<br> -Paragraph 28<br> -Subparagraph (b)<br> -URI http://asc.fasb.org/extlink&amp;oid=56944662&amp;loc=d3e3602-108585<br><br>Reference 2: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 323<br> -SubTopic 10<br> -Section 45<br> -Paragraph 1<br> -URI http://asc.fasb.org/extlink&amp;oid=35755396&amp;loc=d3e33749-111570<br><br>Reference 3: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 225<br> -SubTopic 10<br> -Section S99<br> -Paragraph 2<br> -Subparagraph (SX 210.5-03.12)<br> -URI http://asc.fasb.org/extlink&amp;oid=26872669&amp;loc=d3e20235-122688<br><br>Reference 4: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher SEC<br> -Name Regulation S-X (SX)<br> -Number 210<br> -Section 03<br> -Paragraph 9<br> -Article 5<br><br>Reference 5: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher SEC<br> -Name Regulation S-X (SX)<br> -Number 210<br> -Section 04<br> -Paragraph 11<br> -Article 7<br></p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_IncomeLossFromEquityMethodInvestments</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>us-gaap_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>credit</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_IncomeTaxExpenseBenefit">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>Amount of current income tax expense (benefit) and deferred income tax expense (benefit) pertaining to continuing operations.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 740<br> -SubTopic 10<br> -Section 50<br> -Paragraph 9<br> -Subparagraph (a),(b)<br> -URI http://asc.fasb.org/extlink&amp;oid=6907707&amp;loc=d3e32639-109319<br><br>Reference 2: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 235<br> -SubTopic 10<br> -Section S99<br> -Paragraph 1<br> -Subparagraph (SX 210.4-08.(h))<br> -URI http://asc.fasb.org/extlink&amp;oid=26873400&amp;loc=d3e23780-122690<br><br>Reference 3: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Glossary Income Tax Expense (or Benefit)<br> -URI http://asc.fasb.org/extlink&amp;oid=6515339<br></p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_IncomeTaxExpenseBenefit</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>us-gaap_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>debit</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_InterestExpense">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>Amount of the cost of borrowed funds accounted for as interest expense.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 835<br> -SubTopic 20<br> -Section 50<br> -Paragraph 1<br> -URI http://asc.fasb.org/extlink&amp;oid=6450988&amp;loc=d3e26243-108391<br><br>Reference 2: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 942<br> -SubTopic 225<br> -Section S99<br> -Paragraph 1<br> -Subparagraph (SX 210.9-04.9)<br> -URI http://asc.fasb.org/extlink&amp;oid=6879574&amp;loc=d3e536633-122882<br></p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_InterestExpense</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>us-gaap_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>debit</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_InvestmentIncomeInterest">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>Amount before accretion (amortization) of purchase discount (premium) of interest income on nonoperating securities.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 225<br> -SubTopic 10<br> -Section S99<br> -Paragraph 2<br> -Subparagraph (SX 210.5-03.7(b))<br> -URI http://asc.fasb.org/extlink&amp;oid=26872669&amp;loc=d3e20235-122688<br></p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_InvestmentIncomeInterest</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>us-gaap_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>credit</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_NetIncomeLoss">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>The portion of profit or loss for the period, net of income taxes, which is attributable to the parent.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Glossary Net Income<br> -URI http://asc.fasb.org/extlink&amp;oid=51831255<br><br>Reference 2: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 230<br> -SubTopic 10<br> -Section 45<br> -Paragraph 28<br> -URI http://asc.fasb.org/extlink&amp;oid=56944662&amp;loc=d3e3602-108585<br><br>Reference 3: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 944<br> -SubTopic 225<br> -Section S99<br> -Paragraph 1<br> -Subparagraph (SX 210.7-04.19)<br> -URI http://asc.fasb.org/extlink&amp;oid=6879464&amp;loc=d3e573970-122913<br><br>Reference 4: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 260<br> -SubTopic 10<br> -Section 50<br> -Paragraph 1<br> -URI http://asc.fasb.org/extlink&amp;oid=6371337&amp;loc=d3e3550-109257<br><br>Reference 5: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 225<br> -SubTopic 10<br> -Section S99<br> -Paragraph 2<br> -Subparagraph (SX 210.5-03.18)<br> -URI http://asc.fasb.org/extlink&amp;oid=26872669&amp;loc=d3e20235-122688<br><br>Reference 6: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 944<br> -SubTopic 225<br> -Section S99<br> -Paragraph 1<br> -Subparagraph (SX 210.7-04.22)<br> -URI http://asc.fasb.org/extlink&amp;oid=6879464&amp;loc=d3e573970-122913<br><br>Reference 7: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Glossary Other Comprehensive Income<br> -URI http://asc.fasb.org/extlink&amp;oid=51831270<br><br>Reference 8: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher SEC<br> -Name Regulation S-X (SX)<br> -Number 210<br> -Section 03<br> -Paragraph 19<br> -Article 5<br><br>Reference 9: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher SEC<br> -Name Regulation S-X (SX)<br> -Number 210<br> -Section 04<br> -Paragraph 20<br> -Article 9<br></p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
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<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>Amount after tax and reclassification adjustments of other comprehensive income (loss).</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 505<br> -SubTopic 10<br> -Section 50<br> -Paragraph 2<br> -URI http://asc.fasb.org/extlink&amp;oid=6928386&amp;loc=d3e21463-112644<br><br>Reference 2: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 220<br> -SubTopic 10<br> -Section 45<br> -Paragraph 1A<br> -URI http://asc.fasb.org/extlink&amp;oid=36458714&amp;loc=SL7669619-108580<br><br>Reference 3: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 220<br> -SubTopic 10<br> -Section 45<br> -Paragraph 1B<br> -URI http://asc.fasb.org/extlink&amp;oid=36458714&amp;loc=SL7669625-108580<br><br>Reference 4: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 220<br> -SubTopic 10<br> -Section 55<br> -Paragraph 15<br> -URI http://asc.fasb.org/extlink&amp;oid=51821188&amp;loc=d3e1436-108581<br></p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
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<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>Other noninterest expenses that are not separately presented in any other noninterest expense category.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 942<br> -SubTopic 225<br> -Section S99<br> -Paragraph 1<br> -Subparagraph (SX 210.9-04.14)<br> -URI http://asc.fasb.org/extlink&amp;oid=6879574&amp;loc=d3e536633-122882<br></p></div>
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<td><strong> Balance Type:</strong></td>
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<td>duration</td>
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<span style="display: none;">v3.3.1.900</span><table class="report" border="0" cellspacing="2" id="idp6846846704">
<tr>
<th class="tl" colspan="1" rowspan="2"><div style="width: 200px;"><strong>Note 22 - Parent Company Only Financial Information (Details) - Condensed Statements of Cash Flows for the Holding Company: - USD ($)<br> $ in Thousands</strong></div></th>
<th class="th" colspan="8">3 Months Ended</th>
<th class="th" colspan="3">12 Months Ended</th>
</tr>
<tr>
<th class="th"><div>Dec. 31, 2015</div></th>
<th class="th"><div>Sep. 30, 2015</div></th>
<th class="th"><div>Jun. 30, 2015</div></th>
<th class="th"><div>Mar. 31, 2015</div></th>
<th class="th"><div>Dec. 31, 2014</div></th>
<th class="th"><div>Sep. 30, 2014</div></th>
<th class="th"><div>Jun. 30, 2014</div></th>
<th class="th"><div>Mar. 31, 2014</div></th>
<th class="th"><div>Dec. 31, 2015</div></th>
<th class="th"><div>Dec. 31, 2014</div></th>
<th class="th"><div>Dec. 31, 2013</div></th>
</tr>
<tr class="re">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_ffic_OperatingActivitiesAbstract0', window );"><strong>Operating activities:</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_NetIncomeLoss', window );">Net income</a></td>
<td class="nump">$ 11,634<span></span>
</td>
<td class="nump">$ 11,008<span></span>
</td>
<td class="nump">$ 14,834<span></span>
</td>
<td class="nump">$ 8,733<span></span>
</td>
<td class="nump">$ 11,057<span></span>
</td>
<td class="nump">$ 11,201<span></span>
</td>
<td class="nump">$ 11,685<span></span>
</td>
<td class="nump">$ 10,296<span></span>
</td>
<td class="nump">$ 46,209<span></span>
</td>
<td class="nump">$ 44,239<span></span>
</td>
<td class="nump">$ 37,752<span></span>
</td>
</tr>
<tr class="re">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_ffic_AdjustmentsToReconcileNetIncomeToNetCashProvidedByOperatingActivitiesAbstract0', window );"><strong>Adjustments to reconcile net income to net cash provided by operating activities:</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_GainLossOnSaleOfSecuritiesNet', window );">Net gain on sale of securities</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="num">(167)<span></span>
</td>
<td class="num">(2,875)<span></span>
</td>
<td class="num">(3,021)<span></span>
</td>
</tr>
<tr class="re">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_DeferredIncomeTaxExpenseBenefit', window );">Deferred income tax (benefit) provision</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="num">(5,210)<span></span>
</td>
<td class="nump">4,154<span></span>
</td>
<td class="num">(682)<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_FairValueOptionChangesInFairValueGainLoss1', window );">Fair value adjustments for financial assets and financial liabilities</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="nump">1,841<span></span>
</td>
<td class="nump">2,568<span></span>
</td>
<td class="nump">2,521<span></span>
</td>
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<tr class="re">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_ShareBasedCompensation', window );">Stock based compensation expense</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="nump">4,845<span></span>
</td>
<td class="nump">4,263<span></span>
</td>
<td class="nump">3,412<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_NetCashProvidedByUsedInOperatingActivitiesContinuingOperations', window );">Net cash provided by operating activities</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="nump">44,730<span></span>
</td>
<td class="nump">57,376<span></span>
</td>
<td class="nump">74,435<span></span>
</td>
</tr>
<tr class="re">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_ffic_InvestingActivitiesAbstract0', window );"><strong>Investing activities:</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_PaymentsToAcquireAvailableForSaleSecurities', window );">Purchases of securities available for sale</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="num">(313,822)<span></span>
</td>
<td class="num">(162,830)<span></span>
</td>
<td class="num">(458,596)<span></span>
</td>
</tr>
<tr class="re">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_ffic_ProceedsFromSalesAndCallsOfAvailableForSaleSecurities', window );">Proceeds from sales and calls of securities available for sale</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="nump">163,158<span></span>
</td>
<td class="nump">115,294<span></span>
</td>
<td class="nump">194,009<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_NetCashProvidedByUsedInInvestingActivities', window );">Net cash provided by investing activities</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="num">(600,516)<span></span>
</td>
<td class="num">(339,576)<span></span>
</td>
<td class="num">(326,024)<span></span>
</td>
</tr>
<tr class="re">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_ffic_FinancingActivitiesAbstract0', window );"><strong>Financing activities:</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_PaymentsForRepurchaseOfCommonStock', window );">Purchase of treasury stock</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="num">(15,605)<span></span>
</td>
<td class="num">(18,872)<span></span>
</td>
<td class="num">(14,151)<span></span>
</td>
</tr>
<tr class="re">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_PaymentsOfDividends', window );">Cash dividends paid</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="num">(18,616)<span></span>
</td>
<td class="num">(17,852)<span></span>
</td>
<td class="num">(15,618)<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_ProceedsFromStockOptionsExercised', window );">Stock options exercised</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="nump">145<span></span>
</td>
<td class="nump">565<span></span>
</td>
<td class="nump">533<span></span>
</td>
</tr>
<tr class="re">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_NetCashProvidedByUsedInFinancingActivities', window );">Net cash used in financing activities</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="nump">563,884<span></span>
</td>
<td class="nump">282,980<span></span>
</td>
<td class="nump">244,649<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_CashAndCashEquivalentsPeriodIncreaseDecrease', window );">Net decrease in cash and cash equivalents</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="nump">8,098<span></span>
</td>
<td class="nump">780<span></span>
</td>
<td class="num">(6,940)<span></span>
</td>
</tr>
<tr class="re">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_CashAndCashEquivalentsAtCarryingValue', window );">Cash and cash equivalents, beginning of year</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="nump">34,265<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="nump">33,485<span></span>
</td>
<td class="nump">34,265<span></span>
</td>
<td class="nump">33,485<span></span>
</td>
<td class="nump">40,425<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_CashAndCashEquivalentsAtCarryingValue', window );">Cash and cash equivalents, end of year</a></td>
<td class="nump">42,363<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="nump">34,265<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="nump">42,363<span></span>
</td>
<td class="nump">34,265<span></span>
</td>
<td class="nump">33,485<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_dei_LegalEntityAxis=ffic_HoldingCompanyMember', window );">Holding Company [Member]</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_ffic_OperatingActivitiesAbstract0', window );"><strong>Operating activities:</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_NetIncomeLoss', window );">Net income</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="nump">46,209<span></span>
</td>
<td class="nump">44,239<span></span>
</td>
<td class="nump">37,752<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_ffic_AdjustmentsToReconcileNetIncomeToNetCashProvidedByOperatingActivitiesAbstract0', window );"><strong>Adjustments to reconcile net income to net cash provided by operating activities:</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_IncomeLossFromEquityMethodInvestments', window );">Equity in undistributed earnings of the Bank</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="num">(21,884)<span></span>
</td>
<td class="num">(24,105)<span></span>
</td>
<td class="num">(21,450)<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_GainLossOnSaleOfSecuritiesNet', window );">Net gain on sale of securities</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="num">(17)<span></span>
</td>
</tr>
<tr class="re">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_DeferredIncomeTaxExpenseBenefit', window );">Deferred income tax (benefit) provision</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="nump">575<span></span>
</td>
<td class="nump">17<span></span>
</td>
<td class="num">(2,348)<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_FairValueOptionChangesInFairValueGainLoss1', window );">Fair value adjustments for financial assets and financial liabilities</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="nump">231<span></span>
</td>
<td class="num">(779)<span></span>
</td>
<td class="nump">5,475<span></span>
</td>
</tr>
<tr class="re">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_ShareBasedCompensation', window );">Stock based compensation expense</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="nump">4,676<span></span>
</td>
<td class="nump">4,246<span></span>
</td>
<td class="nump">3,068<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_IncreaseDecreaseInOperatingCapital', window );">Net change in operating assets and liabilities</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="nump">2,174<span></span>
</td>
<td class="nump">2,088<span></span>
</td>
<td class="nump">1,746<span></span>
</td>
</tr>
<tr class="re">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_NetCashProvidedByUsedInOperatingActivitiesContinuingOperations', window );">Net cash provided by operating activities</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="nump">31,981<span></span>
</td>
<td class="nump">25,706<span></span>
</td>
<td class="nump">24,226<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_ffic_InvestingActivitiesAbstract0', window );"><strong>Investing activities:</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_PaymentsToAcquireAvailableForSaleSecurities', window );">Purchases of securities available for sale</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="num">(22)<span></span>
</td>
<td class="num">(23)<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_ffic_ProceedsFromSalesAndCallsOfAvailableForSaleSecurities', window );">Proceeds from sales and calls of securities available for sale</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="nump">1,699<span></span>
</td>
<td class="nump">517<span></span>
</td>
</tr>
<tr class="re">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_NetCashProvidedByUsedInInvestingActivities', window );">Net cash provided by investing activities</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="nump">1,677<span></span>
</td>
<td class="nump">494<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_ffic_FinancingActivitiesAbstract0', window );"><strong>Financing activities:</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_PaymentsForRepurchaseOfCommonStock', window );">Purchase of treasury stock</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="num">(15,605)<span></span>
</td>
<td class="num">(18,872)<span></span>
</td>
<td class="num">(14,151)<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_PaymentsOfDividends', window );">Cash dividends paid</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="num">(18,616)<span></span>
</td>
<td class="num">(17,852)<span></span>
</td>
<td class="num">(15,618)<span></span>
</td>
</tr>
<tr class="re">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_ProceedsFromStockOptionsExercised', window );">Stock options exercised</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="nump">145<span></span>
</td>
<td class="nump">565<span></span>
</td>
<td class="nump">533<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_NetCashProvidedByUsedInFinancingActivities', window );">Net cash used in financing activities</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="num">(34,076)<span></span>
</td>
<td class="num">(36,159)<span></span>
</td>
<td class="num">(29,236)<span></span>
</td>
</tr>
<tr class="re">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_CashAndCashEquivalentsPeriodIncreaseDecrease', window );">Net decrease in cash and cash equivalents</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="num">(2,095)<span></span>
</td>
<td class="num">(8,776)<span></span>
</td>
<td class="num">(4,516)<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_CashAndCashEquivalentsAtCarryingValue', window );">Cash and cash equivalents, beginning of year</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="nump">$ 7,749<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="nump">$ 16,525<span></span>
</td>
<td class="nump">7,749<span></span>
</td>
<td class="nump">16,525<span></span>
</td>
<td class="nump">21,041<span></span>
</td>
</tr>
<tr class="re">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_CashAndCashEquivalentsAtCarryingValue', window );">Cash and cash equivalents, end of year</a></td>
<td class="nump">$ 5,654<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="nump">$ 7,749<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="nump">$ 5,654<span></span>
</td>
<td class="nump">$ 7,749<span></span>
</td>
<td class="nump">$ 16,525<span></span>
</td>
</tr>
</table>
<div style="display: none;">
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<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- References</a><div><p>No definition available.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">ffic_AdjustmentsToReconcileNetIncomeToNetCashProvidedByOperatingActivitiesAbstract0</td>
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<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- References</a><div><p>No definition available.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">ffic_FinancingActivitiesAbstract0</td>
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<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_ffic_InvestingActivitiesAbstract0">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- References</a><div><p>No definition available.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">ffic_InvestingActivitiesAbstract0</td>
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<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
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<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_ffic_OperatingActivitiesAbstract0">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- References</a><div><p>No definition available.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">ffic_OperatingActivitiesAbstract0</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
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<td><strong> Data Type:</strong></td>
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<td><strong> Balance Type:</strong></td>
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</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_ffic_ProceedsFromSalesAndCallsOfAvailableForSaleSecurities">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>The cash inflow associated with sales and calls (requests of early payments) of debt and equity securities classified as available-for-sale securities.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>No definition available.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">ffic_ProceedsFromSalesAndCallsOfAvailableForSaleSecurities</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>ffic_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>debit</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_CashAndCashEquivalentsAtCarryingValue">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>Amount of currency on hand as well as demand deposits with banks or financial institutions. Includes other kinds of accounts that have the general characteristics of demand deposits. Also includes short-term, highly liquid investments that are both readily convertible to known amounts of cash and so near their maturity that they present insignificant risk of changes in value because of changes in interest rates. Excludes cash and cash equivalents within disposal group and discontinued operation.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Glossary Cash<br> -URI http://asc.fasb.org/extlink&amp;oid=6506951<br><br>Reference 2: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 210<br> -SubTopic 10<br> -Section 45<br> -Paragraph 1<br> -Subparagraph (a)<br> -URI http://asc.fasb.org/extlink&amp;oid=28358313&amp;loc=d3e6676-107765<br><br>Reference 3: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 230<br> -SubTopic 10<br> -Section 45<br> -Paragraph 4<br> -URI http://asc.fasb.org/extlink&amp;oid=56944662&amp;loc=d3e3044-108585<br><br>Reference 4: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Glossary Cash Equivalents<br> -URI http://asc.fasb.org/extlink&amp;oid=6507016<br><br>Reference 5: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 210<br> -SubTopic 10<br> -Section S99<br> -Paragraph 1<br> -Subparagraph (SX 210.5-02.1)<br> -URI http://asc.fasb.org/extlink&amp;oid=6877327&amp;loc=d3e13212-122682<br></p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_CashAndCashEquivalentsAtCarryingValue</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>us-gaap_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>debit</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>instant</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_CashAndCashEquivalentsPeriodIncreaseDecrease">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>Amount of increase (decrease) in cash and cash equivalents. Cash and cash equivalents are the amount of currency on hand as well as demand deposits with banks or financial institutions. Includes other kinds of accounts that have the general characteristics of demand deposits. Also includes short-term, highly liquid investments that are both readily convertible to known amounts of cash and so near their maturity that they present insignificant risk of changes in value because of changes in interest rates. Includes effect from exchange rate changes.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 230<br> -SubTopic 10<br> -Section 45<br> -Paragraph 24<br> -URI http://asc.fasb.org/extlink&amp;oid=56944662&amp;loc=d3e3521-108585<br><br>Reference 2: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 830<br> -SubTopic 230<br> -Section 45<br> -Paragraph 1<br> -URI http://asc.fasb.org/extlink&amp;oid=49171198&amp;loc=d3e33268-110906<br></p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_CashAndCashEquivalentsPeriodIncreaseDecrease</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>us-gaap_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>debit</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_DeferredIncomeTaxExpenseBenefit">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>Amount of deferred income tax expense (benefit) pertaining to income (loss) from continuing operations.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 230<br> -SubTopic 10<br> -Section 45<br> -Paragraph 28<br> -Subparagraph (b)<br> -URI http://asc.fasb.org/extlink&amp;oid=56944662&amp;loc=d3e3602-108585<br><br>Reference 2: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Glossary Deferred Tax Expense (or Benefit)<br> -URI http://asc.fasb.org/extlink&amp;oid=6510177<br><br>Reference 3: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 740<br> -SubTopic 10<br> -Section 50<br> -Paragraph 9<br> -Subparagraph (b)<br> -URI http://asc.fasb.org/extlink&amp;oid=6907707&amp;loc=d3e32639-109319<br><br>Reference 4: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 235<br> -SubTopic 10<br> -Section S99<br> -Paragraph 1<br> -Subparagraph (SX 210.4-08.(h))<br> -URI http://asc.fasb.org/extlink&amp;oid=26873400&amp;loc=d3e23780-122690<br><br>Reference 5: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 740<br> -SubTopic 10<br> -Section S99<br> -Paragraph 1<br> -Subparagraph (SAB TOPIC 6.I.7)<br> -URI http://asc.fasb.org/extlink&amp;oid=34349781&amp;loc=d3e330036-122817<br><br>Reference 6: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher SEC<br> -Name Staff Accounting Bulletin (SAB)<br> -Number Topic 6<br> -Section I<br> -Subsection 7<br></p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_DeferredIncomeTaxExpenseBenefit</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>us-gaap_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>debit</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_FairValueOptionChangesInFairValueGainLoss1">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>For each line item in the statement of financial position, the amounts of gains and losses from fair value changes included in earnings.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 825<br> -SubTopic 10<br> -Section 50<br> -Paragraph 30<br> -Subparagraph (a)<br> -URI http://asc.fasb.org/extlink&amp;oid=6957238&amp;loc=d3e14172-108612<br></p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_FairValueOptionChangesInFairValueGainLoss1</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>us-gaap_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>credit</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_GainLossOnSaleOfSecuritiesNet">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>The net gain (loss) realized from the sale, exchange, redemption, or retirement of securities, not separately or otherwise categorized as trading, available-for-sale, or held-to-maturity.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 942<br> -SubTopic 225<br> -Section S99<br> -Paragraph 1<br> -Subparagraph (SX 210.9-04.13(h))<br> -URI http://asc.fasb.org/extlink&amp;oid=6879574&amp;loc=d3e536633-122882<br><br>Reference 2: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 944<br> -SubTopic 225<br> -Section S99<br> -Paragraph 1<br> -Subparagraph (SX 210.7-04.3)<br> -URI http://asc.fasb.org/extlink&amp;oid=6879464&amp;loc=d3e573970-122913<br></p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_GainLossOnSaleOfSecuritiesNet</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>us-gaap_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>credit</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_IncomeLossFromEquityMethodInvestments">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>This item represents the entity's proportionate share for the period of the net income (loss) of its investee (such as unconsolidated subsidiaries and joint ventures) to which the equity method of accounting is applied. This item includes income or expense related to stock-based compensation based on the investor's grant of stock to employees of an equity method investee.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 230<br> -SubTopic 10<br> -Section 45<br> -Paragraph 28<br> -Subparagraph (b)<br> -URI http://asc.fasb.org/extlink&amp;oid=56944662&amp;loc=d3e3602-108585<br><br>Reference 2: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 323<br> -SubTopic 10<br> -Section 45<br> -Paragraph 1<br> -URI http://asc.fasb.org/extlink&amp;oid=35755396&amp;loc=d3e33749-111570<br><br>Reference 3: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 225<br> -SubTopic 10<br> -Section S99<br> -Paragraph 2<br> -Subparagraph (SX 210.5-03.12)<br> -URI http://asc.fasb.org/extlink&amp;oid=26872669&amp;loc=d3e20235-122688<br><br>Reference 4: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher SEC<br> -Name Regulation S-X (SX)<br> -Number 210<br> -Section 03<br> -Paragraph 9<br> -Article 5<br><br>Reference 5: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher SEC<br> -Name Regulation S-X (SX)<br> -Number 210<br> -Section 04<br> -Paragraph 11<br> -Article 7<br></p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_IncomeLossFromEquityMethodInvestments</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>us-gaap_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>credit</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_IncreaseDecreaseInOperatingCapital">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>The increase (decrease) during the reporting period of all assets and liabilities used in operating activities.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 230<br> -SubTopic 10<br> -Section 45<br> -Paragraph 28<br> -Subparagraph (a)<br> -URI http://asc.fasb.org/extlink&amp;oid=56944662&amp;loc=d3e3602-108585<br></p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_IncreaseDecreaseInOperatingCapital</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>us-gaap_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>credit</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_NetCashProvidedByUsedInFinancingActivities">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>Amount of cash inflow (outflow) from financing activities, including discontinued operations. Financing activity cash flows include obtaining resources from owners and providing them with a return on, and a return of, their investment; borrowing money and repaying amounts borrowed, or settling the obligation; and obtaining and paying for other resources obtained from creditors on long-term credit.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 230<br> -SubTopic 10<br> -Section 45<br> -Paragraph 24<br> -URI http://asc.fasb.org/extlink&amp;oid=56944662&amp;loc=d3e3521-108585<br><br>Reference 2: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 230<br> -SubTopic 10<br> -Section 45<br> -Paragraph 26<br> -URI http://asc.fasb.org/extlink&amp;oid=56944662&amp;loc=d3e3574-108585<br></p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_NetCashProvidedByUsedInFinancingActivities</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>us-gaap_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>debit</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_NetCashProvidedByUsedInInvestingActivities">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>Amount of cash inflow (outflow) from investing activities, including discontinued operations. Investing activity cash flows include making and collecting loans and acquiring and disposing of debt or equity instruments and property, plant, and equipment and other productive assets.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 230<br> -SubTopic 10<br> -Section 45<br> -Paragraph 24<br> -URI http://asc.fasb.org/extlink&amp;oid=56944662&amp;loc=d3e3521-108585<br><br>Reference 2: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 230<br> -SubTopic 10<br> -Section 45<br> -Paragraph 26<br> -URI http://asc.fasb.org/extlink&amp;oid=56944662&amp;loc=d3e3574-108585<br></p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_NetCashProvidedByUsedInInvestingActivities</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>us-gaap_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>debit</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_NetCashProvidedByUsedInOperatingActivitiesContinuingOperations">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>Amount of cash inflow (outflow) from operating activities, excluding discontinued operations. Operating activity cash flows include transactions, adjustments, and changes in value not defined as investing or financing activities.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 230<br> -SubTopic 10<br> -Section 45<br> -Paragraph 24<br> -URI http://asc.fasb.org/extlink&amp;oid=56944662&amp;loc=d3e3521-108585<br><br>Reference 2: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 230<br> -SubTopic 10<br> -Section 45<br> -Paragraph 28<br> -URI http://asc.fasb.org/extlink&amp;oid=56944662&amp;loc=d3e3602-108585<br><br>Reference 3: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 230<br> -SubTopic 10<br> -Section 45<br> -Paragraph 25<br> -URI http://asc.fasb.org/extlink&amp;oid=56944662&amp;loc=d3e3536-108585<br></p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_NetCashProvidedByUsedInOperatingActivitiesContinuingOperations</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>us-gaap_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_NetIncomeLoss">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>The portion of profit or loss for the period, net of income taxes, which is attributable to the parent.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Glossary Net Income<br> -URI http://asc.fasb.org/extlink&amp;oid=51831255<br><br>Reference 2: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 230<br> -SubTopic 10<br> -Section 45<br> -Paragraph 28<br> -URI http://asc.fasb.org/extlink&amp;oid=56944662&amp;loc=d3e3602-108585<br><br>Reference 3: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 944<br> -SubTopic 225<br> -Section S99<br> -Paragraph 1<br> -Subparagraph (SX 210.7-04.19)<br> -URI http://asc.fasb.org/extlink&amp;oid=6879464&amp;loc=d3e573970-122913<br><br>Reference 4: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 260<br> -SubTopic 10<br> -Section 50<br> -Paragraph 1<br> -URI http://asc.fasb.org/extlink&amp;oid=6371337&amp;loc=d3e3550-109257<br><br>Reference 5: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 225<br> -SubTopic 10<br> -Section S99<br> -Paragraph 2<br> -Subparagraph (SX 210.5-03.18)<br> -URI http://asc.fasb.org/extlink&amp;oid=26872669&amp;loc=d3e20235-122688<br><br>Reference 6: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 944<br> -SubTopic 225<br> -Section S99<br> -Paragraph 1<br> -Subparagraph (SX 210.7-04.22)<br> -URI http://asc.fasb.org/extlink&amp;oid=6879464&amp;loc=d3e573970-122913<br><br>Reference 7: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Glossary Other Comprehensive Income<br> -URI http://asc.fasb.org/extlink&amp;oid=51831270<br><br>Reference 8: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher SEC<br> -Name Regulation S-X (SX)<br> -Number 210<br> -Section 03<br> -Paragraph 19<br> -Article 5<br><br>Reference 9: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher SEC<br> -Name Regulation S-X (SX)<br> -Number 210<br> -Section 04<br> -Paragraph 20<br> -Article 9<br></p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_NetIncomeLoss</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>us-gaap_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>credit</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_PaymentsForRepurchaseOfCommonStock">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>The cash outflow to reacquire common stock during the period.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 230<br> -SubTopic 10<br> -Section 45<br> -Paragraph 15<br> -Subparagraph (a)<br> -URI http://asc.fasb.org/extlink&amp;oid=56944662&amp;loc=d3e3291-108585<br><br>Reference 2: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Glossary Financing Activities<br> -URI http://asc.fasb.org/extlink&amp;oid=6513228<br></p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_PaymentsForRepurchaseOfCommonStock</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>us-gaap_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>credit</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_PaymentsOfDividends">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>Cash outflow in the form of capital distributions and dividends to common shareholders, preferred shareholders and noncontrolling interests.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Glossary Financing Activities<br> -URI http://asc.fasb.org/extlink&amp;oid=6513228<br><br>Reference 2: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 230<br> -SubTopic 10<br> -Section 45<br> -Paragraph 15<br> -Subparagraph (a)<br> -URI http://asc.fasb.org/extlink&amp;oid=56944662&amp;loc=d3e3291-108585<br></p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_PaymentsOfDividends</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>us-gaap_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>credit</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_PaymentsToAcquireAvailableForSaleSecurities">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>The cash outflow to acquire debt and equity securities not classified as either held-to-maturity securities or trading securities which would be classified as available-for-sale securities and reported at fair value, with unrealized gains and losses excluded from earnings and reported in a separate component of shareholders' equity.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Glossary Investing Activities<br> -URI http://asc.fasb.org/extlink&amp;oid=6516133<br><br>Reference 2: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 230<br> -SubTopic 10<br> -Section 45<br> -Paragraph 13<br> -Subparagraph (a),(b)<br> -URI http://asc.fasb.org/extlink&amp;oid=56944662&amp;loc=d3e3213-108585<br><br>Reference 3: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 320<br> -SubTopic 10<br> -Section 45<br> -Paragraph 11<br> -URI http://asc.fasb.org/extlink&amp;oid=49167202&amp;loc=d3e26853-111562<br></p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_PaymentsToAcquireAvailableForSaleSecurities</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>us-gaap_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>credit</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_ProceedsFromStockOptionsExercised">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>The cash inflow associated with the amount received from holders exercising their stock options. This item inherently excludes any excess tax benefit, which the entity may have realized and reported separately.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 718<br> -SubTopic 10<br> -Section 50<br> -Paragraph 2<br> -Subparagraph (j)<br> -URI http://asc.fasb.org/extlink&amp;oid=6415400&amp;loc=d3e5070-113901<br><br>Reference 2: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 230<br> -SubTopic 10<br> -Section 45<br> -Paragraph 14<br> -Subparagraph (a)<br> -URI http://asc.fasb.org/extlink&amp;oid=56944662&amp;loc=d3e3255-108585<br><br>Reference 3: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Glossary Financing Activities<br> -URI http://asc.fasb.org/extlink&amp;oid=6513228<br></p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_ProceedsFromStockOptionsExercised</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>us-gaap_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>debit</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_ShareBasedCompensation">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>The aggregate amount of noncash, equity-based employee remuneration. This may include the value of stock or unit options, amortization of restricted stock or units, and adjustment for officers' compensation. As noncash, this element is an add back when calculating net cash generated by operating activities using the indirect method.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 230<br> -SubTopic 10<br> -Section 45<br> -Paragraph 28<br> -Subparagraph (a)<br> -URI http://asc.fasb.org/extlink&amp;oid=56944662&amp;loc=d3e3602-108585<br></p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_ShareBasedCompensation</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>us-gaap_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>debit</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_dei_LegalEntityAxis=ffic_HoldingCompanyMember">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Details</a><div><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">dei_LegalEntityAxis=ffic_HoldingCompanyMember</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td></td>
</tr>
</table></div>
</div></td></tr>
</table>
</div>
</body>
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<TYPE>EXCEL
<SEQUENCE>160
<FILENAME>Financial_Report.xlsx
<DESCRIPTION>IDEA: XBRL DOCUMENT
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64$L%!@    "5 )4 +BD  *XD P    $!

end
</TEXT>
</DOCUMENT>
<DOCUMENT>
<TYPE>XML
<SEQUENCE>161
<FILENAME>Show.js
<DESCRIPTION>IDEA: XBRL DOCUMENT
<TEXT>
/**
 * Rivet Software Inc.
 *
 * @copyright Copyright (c) 2006-2011 Rivet Software, Inc. All rights reserved.
 * Version 2.4.0.3
 *
 */

var Show = {};
Show.LastAR = null,

Show.hideAR = function(){
	Show.LastAR.style.display = 'none';
};

Show.showAR = function ( link, id, win ){
	if( Show.LastAR ){
		Show.hideAR();
	}

	var ref = link;
	do {
		ref = ref.nextSibling;
	} while (ref && ref.nodeName != 'TABLE');

	if (!ref || ref.nodeName != 'TABLE') {
		var tmp = win ?
			win.document.getElementById(id) :
			document.getElementById(id);

		if( tmp ){
			ref = tmp.cloneNode(true);
			ref.id = '';
			link.parentNode.appendChild(ref);
		}
	}

	if( ref ){
		ref.style.display = 'block';
		Show.LastAR = ref;
	}
};

Show.toggleNext = function( link ){
	var ref = link;

	do{
		ref = ref.nextSibling;
	}while( ref.nodeName != 'DIV' );

	if( ref.style &&
		ref.style.display &&
		ref.style.display == 'none' ){
		ref.style.display = 'block';

		if( link.textContent ){
			link.textContent = link.textContent.replace( '+', '-' );
		}else{
			link.innerText = link.innerText.replace( '+', '-' );
		}
	}else{
		ref.style.display = 'none';

		if( link.textContent ){
			link.textContent = link.textContent.replace( '-', '+' );
		}else{
			link.innerText = link.innerText.replace( '-', '+' );
		}
	}
};
</TEXT>
</DOCUMENT>
<DOCUMENT>
<TYPE>XML
<SEQUENCE>162
<FILENAME>report.css
<DESCRIPTION>IDEA: XBRL DOCUMENT
<TEXT>
/* Updated 2009-11-04 */
/* v2.2.0.24 */

/* DefRef Styles */
..report table.authRefData{
	background-color: #def;
	border: 2px solid #2F4497;
	font-size: 1em;
	position: absolute;
}

..report table.authRefData a {
	display: block;
	font-weight: bold;
}

..report table.authRefData p {
	margin-top: 0px;
}

..report table.authRefData .hide {
	background-color: #2F4497;
	padding: 1px 3px 0px 0px;
	text-align: right;
}

..report table.authRefData .hide a:hover {
	background-color: #2F4497;
}

..report table.authRefData .body {
	height: 150px;
	overflow: auto;
	width: 400px;
}

..report table.authRefData table{
	font-size: 1em;
}

/* Report Styles */
..pl a, .pl a:visited {
	color: black;
	text-decoration: none;
}

/* table */
..report {
	background-color: white;
	border: 2px solid #acf;
	clear: both;
	color: black;
	font: normal 8pt Helvetica, Arial, san-serif;
	margin-bottom: 2em;
}

..report hr {
	border: 1px solid #acf;
}

/* Top labels */
..report th {
	background-color: #acf;
	color: black;
	font-weight: bold;
	text-align: center;
}

..report th.void	{
	background-color: transparent;
	color: #000000;
	font: bold 10pt Helvetica, Arial, san-serif;
	text-align: left;
}

..report .pl {
	text-align: left;
	vertical-align: top;
	white-space: normal;
	width: 200px;
	white-space: normal; /* word-wrap: break-word; */
}

..report td.pl a.a {
	cursor: pointer;
	display: block;
	width: 200px;
	overflow: hidden;
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<FILENAME>0001171843-16-008590-xbrl.zip
<DESCRIPTION>IDEA: XBRL DOCUMENT
<TEXT>
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end
</TEXT>
</DOCUMENT>
</SEC-DOCUMENT>
